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HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:18 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:18 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:18 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:18 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:17 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:17 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:17 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:17 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:17 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:17 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
HSA Deferred Reimbursement (Indefinitely)
Added on : Wednesday November 26th 2014 06:05:17 AM
g: 1 Posted By: gatzdon
Views: 334 Replies: 6 Currently, the IRS does not specify a deadline for reimbursing yourself from an HSA. Many blogs actually tout this strategy, but lack any insight into the actual ramifications of taking advantage of it.The basic premise is,

Establish an HSA
Contribute Funds as Normal
Pay for Qualified Medical Expenses with After Tax funds
Save Documentation for Reimbursement Indefinitely

Some Key Benefits of this strategy include:

Functions like a Roth IRA up to total of saved Qualified Medical Expense Receipts
Functions like a Traditional IRA for funds exceeding value of saved receipts
No Income Limitations for making contributions
HSA Balance excluded from Assets in FAFSA and other Financial Related Applications
Generally Judgment Proof
No Required Minimum Distribution Rules

This strategy is not for everyone, but for certain people with good record keeping abilities, it seems extremely appealing, especially from the view point of College Planning or as a Tax-Free, After-Tax Emergency Savings Account.Now, Im currently assuming that the ideal documentation to retain is:

Statement, Receipt, and matching Insurance EOB for services covered by Insurance
Receipts for services not covered by insurance
HSA Statements with no gap in dates
Tax Returns for each year showing no medical expense deductions

I might be overthinking this, but if I were an IRS auditor, the first thing I would wonder is if the taxpayer is double dipping with the Qualified Medical Expense Receipts? If I am saving documentation for 20 years, what are the risks that I am opening myself up to? Am I exposing 20 years worth of tax returns to a potential audit? What would be the scope of such an audit?I would think that this strategy deserves some overthinking and a decent FAQ somewhere because after 20 years, it could be near impossible to track down any missing documentation.

Is anyone here employing this strategy?
What kinds of audit risks are you planning for?
What are some other benefits of this strategy?
For services not covered by insurance, what documentation would you retain to prove that it was a Qualified Medical Expense (For example, now OTCs require a prescription to be qualified)?
Am I missing anything in the documentation listthat should also be retained in order to prove I didn't double dip?

Personal Finance Deals
g: 0 Posted By: Deals4mykids
Views: 169 Replies: 0 http://www.a4c.com/dailydeal

Samsung's Galaxy Tab 7.0" is an extremely versatile, stylish tablet with a great deal to offer users of all kinds.

Featuring a high-performing 1 GHz processor and 512 MB of RAM running behind Android's sleek, tablet-optimized 2.3 Froyo operating system, the Galaxy Tab 7.0" is well-equipped for the diverse needs of professionals, gamers, entertainment seekers, and anyone seeking a powerful alternative to a laptop or handset.
The Tab 7.0's compact size makes it ideal for travelers, and its 3G and Wi-Fi connectivity allow for easy downloads and streams just about anywhere. Better yet, dual cameras let you take, upload, and share photos in a snap.


Android Tablets Deals

A4C Coupons
iPad Mini 2 32GB - $299 at Staples
Added on : Monday November 24th 2014 05:00:22 AM
g: 0 Posted By: sonofzebedee
Views: 87 Replies: 0 I saw an 32GB iPad Mini 2 (Retina screen) at the Staples website for $299. Not an extremely hot deal but pretty decent.
Linky

iPads Deals

Staples Coupons
How is this possible?
Added on : Thursday November 20th 2014 11:00:19 AM
g: 0 Posted By: alamo11
Views: 102 Replies: 4 So I'm needing another car for a friend who is coming from overseas for a few years. My cars get lots of miles so I decided to buy him a new car (business expense).

Thing is I think the deal being offered by a dealer is too good to be true. This is for a popular but not extremely popular car. 2014 model and its the last one left at this dealership.

I sent them an email asking for a quote. From there I negotiated a bit.

MSRP: $19,500
Invoice $18,300
My price: $12,900.

I have a signed letter by the manager saying this is the price I will get when I drive down there.. I'm like 6 hours away.

How is this possible? I understand holdbacks but aren't they a max of like 3%?

Personal Finance Deals
Sold car to dealer, now need check
Added on : Tuesday November 18th 2014 11:00:13 AM
g: 0 Posted By: ryanjbrinkley
Views: 165 Replies: 0 I sold my car to a dealer (no trade in) on 10 November. Dealer told me up front that it typically takes 7 days to get a check issued, but mine should be sooner because I had the title in my name and I owned it outright. There was a holiday since car was sold. Today (18 November) dealer says the paperwork is with accounting and he will follow up in a couple days.

This does not seem reasonable and almost like the dealer is just delaying on purpose. Before I call the dealer back and make any demands as far as payment goes, does anyone have experience with a reasonable timeframe (especially considering it is past the normal date and far past my expected date)?

I don't want to make the dealer mad with unreasonable demands because I only have papers showing what they owe me (while they have the check and the car; however, I am starting to feel if I don't make any demands, I am never going to get paid.

Btw, this is an extremely large new luxury car dealer and my car price is a decent amount of money.
Personal Finance Deals
g: 5 Posted By: remick
Views: 274 Replies: 0 http://www.amazon.com/gp/product/B00AVMPGY2

Relational database design teach-by-practical-diagrams-&-examples book for developers, programmers, systems analysts and project managers who are new to relational database and client/server technologies. Also for database developers, database designers and database administrators (DBA), who know some database design, and who wish to refresh & expand their RDBMS design technology horizons. Familiarity with at least one computer programming language, Windows file system & Excel is assumed. Since the book is career advancement oriented, it has a great number of 3NF database design examples with metadata explanations along with practical SQL queries (over 700 SELECT queries) and T-SQL scripts, plenty to learn indeed. Great emphasis is placed on explaining the FOREIGN KEY - PRIMARY KEY constraints among tables, the connections which make the collection of individual tables a database. The database diagrams and queries are based on historic and current SQL Server sample databases: pubs (PRIMARY KEYs 9, FOREIGN KEYs 10) , Northwind (PRIMARY KEYs 13, FOREIGN KEYs 13) and the latest AdventureWorks series. Among them: AdventureWorks, AdventureWorks2008, AdventureWorks2012 (PRIMARY KEYs 71, FOREIGN KEYs 90), & AdventureWorksDW2012 (PRIMARY KEYs 27, FOREIGN KEYs 44). The last one is a data warehouse database which is the basis for multi-dimensional OLAP cubes. The book teaches through vivid database diagrams and T-SQL queries how to think in terms of sets at a very high level, focusing on set-based operations instead of loops like in procedural programming languages. The best way to master relational database design & T-SQL programming is to type the query in your own SQL Server Management Studio Query Editor, test it, examine it, change it and study it. Wouldn't it be easier just to copy & paste it? It would, but the learning value would diminish rapidly. You need to feel relational database design and the SQL language in your DNA. SQL queries, "CREATE TABLEs" must "pour" out from your fingers into the keyboard. Why is knowing SQL queries by heart so important? After all everything can be found on the web so why not just copy & paste? Well not exactly. If you want to be an database designer expert, it has to be in your head not on the web. Second, when your supervisor is looking over your shoulder, "Chuck, can you create a new table for our electric pumps inventory?", you have to be able to type the CREATE TABLE query without documentation or SQL forum search and explain how it will work to your superior promptly. The book was designed to be readable in any environment, even on the beach laptop around or no laptop in sight at all. All queries are followed by results row count and /or full/partial results listing in tabular (grid) format. Screenshots are used when dealing with GUI tools such as SQL Server Management Studio. Mastery of the relational database design book likely to be sufficient for career advancement as a database designer and database developer.



also free

"Programming Sucks!" -- The Aspiring Developer's Guide
http://www.amazon.com/gp/product/B00MNFRKPS/

Programming sucks.
At least that's what I thought. I started with a closed mind. As with any new experience, there's a lot to learn.
Concept after concept.
New struggle after struggle.
Hosing an app more than once.
HTTP protocol. Command-Line. HTML. CSS. Programming Languages. Frameworks.
Is your head ready to explode? Mine was.
I felt stuck. And more often than not, wanting to give in.
I started journaling all of my problems. It just felt like I'd never get there with too much to learn -- and starting from nothing. Nothing but books that were dry, dull, too challenging, or not challenging enough. I tried to look everywhere for some inspiration -- that something to spark that little voice inside the back of my head. I had a hard time finding it. Maybe you do too..? That's where this book comes in.
This book is largely dedicated to my own experiences. In fact, when writing it, it was as if I was writing to myself a year ago. Kicking the stupid out of me one page at a time.
"Programming Sucks!" -- The Aspiring Developer's Guide is one of both personal experiences, and advice. You'll dig deep into some basic programming concepts. This will lay out an incredible foundation, and prepare you with a solid mindset of how to proceed. It's also not geared toward any particular programming language (although it makes heavy usage of Ruby.)
You'll enjoy the occasional metaphoric and dry humor, while thinking outside the everyday-box and setting the stage to learn effectively as a developer.
The best way to describe this book is not one to learn how to code.
If anything, it's a book to, "Learn how..to learn how to code."
I'd like to dedicate this book to you. And the fact that you won't give up.



Cloudera Impala
http://www.amazon.com/gp/product/B00NO8HB5W

Learn about Cloudera Impala--an open source project that's opening up the Apache Hadoop software stack to a wide audience of database analysts, users, and developers. The Impala massively parallel processing (MPP) engine makes SQL queries of Hadoop data simple enough to be accessible to analysts familiar with SQL and to users of business intelligence tools--and its fast enough to be used for interactive exploration and experimentation.



jQuery, JavaScript, and HTML5: A Simple Start to jQuery, JavaScript, and HTML5
http://www.amazon.com/gp/product/B00M8AYI1C/

Want To Learn jQuery, JavaScript, and HTML5 in the Simplest Way Possible?
If So, Then You've Come To The Right Place. This eBook Was Written by a Software Engineer Who Will Take You Step-by-Step To Become Skilled and Knowledgable at jQuery, JavaScript, HTML5, and More!

Here Is A Preview of What You Will Learn:
- The Basics of HTML
- The Basics of JavaScript
- The Basics of CSS3
- HTML5
- jQuery
- Forms
- Web Services
- Web Socket Communications
- Managing Local Data With the Help of Web Storage
- Offline Web Applications
- And More!



Thinking in HTML
http://www.amazon.com/gp/product/B00NN8H4FU

You will gain an intermediate knowledge of HTML after reading this book. Instead of wandering through loads of Theory, we will understand HTML practically so that we can semantically define the markup and structure of a webpage. We have used Notepad for the examples in this book. Alternatively, you can also use Notepad++ or any advanced editor. All you need to do is copy the code and paste it into Notepad. Upon execution, you will get the output as depicted in the screenshots. Screenshots are provided for each sample code.

Coding improves with practice. The examples in this book are compatible with almost every modern browser such as Mozilla Firefox, Opera or Google Chrome to name a few. Instead of using the verbatim code, you can modify the code and see the change in the output, thereby understanding the subtle nuances of HTML. By the end of the book, with practice, you can achieve better things as you get to grips with HTML.



Computer Systems Today
http://www.amazon.com/gp/product/B007P5SX34/

Computers are extremely fast, versatile, and finding their way into every business, industry, government and research activity today. The uses of computers are diverse and encompass arts and entertainment, science and medicine, education, transportation, problem-solving, research, decision-making, home and personal management, data warehouse, communication and message services, Internet, World Wide Web, intranet, law enforcement, etc. These computers can be used by any executive through a variety of user-friendly menu-driven graphical user interface packages without any prior computer experience.

Exploring the world of information technology can be informative, exciting, and challenging.
* For those students taking an introductory computer course who are just beginning to discover the world of information technology, Computers Today will make the process of this discovery enjoyable and educational.
* For those who are not entirely comfortable with computers and their applications, this text book provides blocks of information presented within the framework of the end-user's perspective and environment.

This book is written in a friendly, lucid, and engaging style that sparks the reader's interest. This project is an effort to show how computers affect our daily lives and how they will continue to have an ever increasing impact on our future.

We believe that, in Computers Today, you will find all you need to ensure that students understand and retain what they have read. We offer up-to-date coverage of latest computer systems concepts and an explanation of popular software packages. Though comprehensive in scope, each topic presents practical, day-to-day applications of computers.

Purpose Of This Edition

Computers Today acquaints readers with the many related areas of computer skills they will need if they are to understand the driving force behind our information society. These areas are:
* Knowing Computer Capabilities and Limitations.
* Knowing How To Use Computers.
* Knowing How Computer Hardware and Software Is Acquired.
* Understanding The Computer's Impact.

Key Themes
* Extensive Personal Computer Coverage. Although we discuss all types of computers, we place a strong emphasis on personal computers, reflecting their continuing prominence in home, business, and education.
* Focus on Computers in Business. We provide several features that focus on the uses of computers in the business environment. Topics include the use of personal computers; organizational information systems, the role of the chief information officer; security, privacy, and ethics; and knowledge-based systems, virtual office, and decision support systems.
* Coverage. Offers up-to-date coverage of computer concepts and an explanation of popular software packages. Though comprehensive in scope, each topic presents practical, day-to-day applications of computers.
* Buyer's Guide. Businesses, students and hobbyists are making important economic decisions about the purchase of computers for their needs. This book provides enough guidelines for the purchase of hardware and software.
* Appealing Style. When students enjoy what they read, they remember it. The text's friendly style encourages the reader and increases students' comprehension and confidence.

Key topics covered include: computer capabilities and limitations, how to use computers, how computer hardware and software is acquired, understand the computer's impact, personal computers, computers in business, organizational information systems, role of the chief information officer; security, privacy, ethics; knowledge-based systems, virtual office, and decision support systems, etc.



Ultimate App Making Guide: The Beginner's Guide to Setting up Their App Development Business
http://www.amazon.com/gp/product/B00P1KBHOC/

With the advent of smartphones our lives have become easier and you know what makes an average smart phone user's experience even better? It is those entertaining and useful applications we come across every day. More & more people are plunging into the world of application development. More & more businesses, big or small startup entities, they all make sure that they are present for their customers 24/7 and what better way can there be other than creating an application for their smartphones?

This book has been compiled to serve as the user guide for a complete beginner. This book contains -
> Step by step guide to Android Development
> Step by step guide to iOS Development
> Step by step guide to Windows Development
> Various online resources & tools you can use to boost your efforts
> Reskinning & much more!

This book will serve as your manual to the application development process. It has been kept in account that the book is written in such a way that even a non-tech savvy person will be able to create his or her own application by the end of this book.

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g: 0 Posted By: ragingwookiee
Views: 102 Replies: 0 Minisuit Selfie Stick Pro with Built-In Remote on Handle -- $14.95 + Store Pickup at WalMart

Minisuit SELFIE STICK PRO features Built-In Bluetooth Shutter on the handle! Amaze family, friends, & foes alike with your new toy! Optional orange gasket can be used if phone is too thin or without a case, thus will help prevent phone from falling.
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Views: 170 Replies: 0 Buffalo HD-GD3.0U3 DriveStation 3TB USB 3.0 External Desktop Hard Drive with 1GB DDR3 RAM Cache $99.99 + $5 S/h @ woot
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g: 0 Posted By: remick
Views: 235 Replies: 1 http://www.amazon.com/gp/product/B007CKXFB2/

This book is for all those persons, who desire prosperity, success, knowledge, pleasure and need practical solutions to their practical problems.
The general reader, as well as the scholar, will find this book eminently readable. Within these pages, an easy rendering in English is presented, of the thirteenth book of the Mahabharata. The various questions troubling Yudhishthira and the answers given by Bhishma, comprise the content of this book. These questions are universal in nature; hence, the appeal of this book is universal and equally so, is the effectiveness of the answers.
Rajen Jani's translation is sound and his insights on Shri Shiva Sahasranama Stotram and Shri Vishnu Sahasranama Stotram are extremely illuminating. The easy translation in English, without any complex diacritical marks for Sanskrit words, enables readers to recite the chants effortlessly.
This book shows how righteousness, wealth, pleasure and liberation may be attained. After reading this book, the ignorant shall become wise, the weak shall become powerful and the poor shall become wealthy. The trapped shall find a way out, the losers shall become winners and the downtrodden shall become eminent. The confused shall gain clarity, the restless shall find peace and the sinners shall gain redemption.
Without any doubt, readers shall indeed find this book to be their true friend, philosopher and guide.



also free


The Rmyan of Vlmki
http://www.amazon.com/The-R%C3%A1m%C3%A1yan-V%C3%A1lm%C3%ADki-eb...

Most Helpful Customer Reviews
70 of 72 people found the following review helpful
4.0 out of 5 stars epic poetry at its best December 27, 2007
By Sawyer
Format:Hardcover
This book is a meticulously translated tale of ancient India, with all of the greatest elements of a great story thrown in - treachery, redemption, adventure, murder, passionate love, family dynasties, greed, etc. If you can read above a sixth-grade level, this book will richly reward every moment you spend with it. Thrones are toppled and regained, love is experienced in all of its richness and despair, and the adventures the hero has to live through are guaranteed to keep you on the edge of your seat. All kinds of demons and monsters are fought and conquered. Yes, the translation is old-fashioned, but so beautiful that only the most determinedly modern reader will balk at reading it. It is well worth the time and thought that it will require.



Vachanamrut
http://www.amazon.com/Vachanamrut-Bhagwan-Swaminarayan-ebook/dp/...

The Vachanamrut of Bhagwan Swaminarayan is the most sacred and foundational scripture of the Swaminarayan Sampraday. It contains the profound wisdom of the Vedas, Upanishads, Brahmasutras, Bhagvad Gita, Bhagvat Purana, Dharma shastras like Yagnavalkya Smruti, Vidurniti, and epics like the Ramayan and Mahabharat (Vachanamrut Gadhadha II-28). Bhagwan Swaminarayan says in Gadhadha II-28, "What is this discourse which I have delivered before you like? Well, I have delivered it having heard and having extracted the essence from the Vedas, the shastras, the Purans and all other words on this earth pertaining to liberation."

The Vachanamrut is the essence of ancient Indian wisdom as told by Bhagwan Swaminarayan and compiled by his five contemporary scholarly-sadhus who were known for their asceticism and scholarship in Sanskrit, besides their devotion to him. In fact every statement of the Master is packed with and based on His in-depth religious knowledge, spiritual insights and practical experience. It contains practical and philosophical answers to the sincere enquiries of all types of aspirants regarding life in this world and the life hereafter.



Chakras: Beginners Guide! Center Your Life Force and Use Chakras for Healing, Balancing, Meditation, and Clearing
http://www.amazon.com/Chakras-Beginners-Balancing-Meditation-Cle...

Each and every living being is infused with a universal energy that nourishes and connects life. You will learn how to use that energy to improve your life and take your consciousness to higher levels
This energy field is made up of the aura (which manifests itself in seven layers) and the chakra system (which comprises of the seven major chakras.) Read on to figure out how to harness this power to completely transform your life.

Below is a preview of what you are going to learn
- Why You Should Read This Book
- So, What Are Chakras?
- The Seven Chakras
- Myths Related to Chakras
- The Concept of Life Force Energy
- More on Chakras: Symbolic Representation
- Chakras and Mindfulness
- Balancing Your Chakras
- Chakra Mudras
- Chakra Chants




Chakra Series 1 (Book 2) - Sacral Chakras
http://www.amazon.com/Chakra-Series-Book-Sacral-Chakras-ebook/dp...

This book is a simple introduction to the sacral chakra. The second chakra after the base chakra, a wheel of energy which connects through the pelvis area to go up the spine, this chakra is full of hidden secrets. Its unconscious quality deals with procreation, sexuality, emotions and relationships. Handled spiritually this energetic connection is the seat of wisdom and Bliss and promotes a sense of well-being.
Due to the subtle nature of chakra energy the best way to appreciate it is through experiencing their colours and frequency vibrations. This is one of the few fully illustrated books on this creative chakra, full of mandalas and rich colours, it provides a taste of the chakras without over-burdening you with factual details.
Designed for kindle fire, it incorporates a simple meditation at the end to allow this chakra to do its magic.
I hope you enjoy it.



The Zen Experience
http://www.amazon.com/gp/product/B0042X99TY/

(New American Library,1980)
The best history of Zen ever written.
Library Journal

Beginning with Indian Buddhism and Chinese Taoism it shows Zen as it was created by the personalities, perceptions, and actions of its masters over the centuries.

Gradual and sudden enlightenment, shock enlightenment, the koan, the migration of Zen to Japan. With anecdote and memorable quotation, this long-needed work restores Zen to its living, human form.

The truth of Zen has always resided in individual experience rather than in theoretical writings. To give the modern reader access to understanding of this truth, THE ZEN EXPERIENCE illumines Zen as it was created and shaped by the personalities, perceptions, and actions of its masters over the centuries.
Beginning with the twin roots of Zen in Indian Buddhism and Chinese Taoism, we follow it through its initial flowering in China under the First Patriarch Bodhidharma; its division into schools of gradual and sudden enlightenment under Shen-hsui and Shen-hui; the ushering in of its golden age by Hui-neng; the development of shock enlightenment by Ma-tsu; its poetic greatness in the person of Han-shan; the perfection of the use of the koan by Ta-hui; the migration of Zen to Japan and its extraordinary growth there under a succession of towering Japanese spiritual leaders.
Rich in historical background, vivid in revealing anecdote and memorable quotation, this long-needed work succeeds admirably in taking Zen from the library shelves and restoring its living, human form.



Zen Buddhism: The Ultimate Guide to A Fulfilled, Inspired Life and Achieve Inner Peace, Mindfulness and Happiness
http://www.amazon.com/Zen-Buddhism-Fulfilled-Mindfulness-Meditat...

Inside you will discover:

What is Zen Buddhism?
The easy ways to understand Zen Buddhism
How can I practice Zen Buddhism meditation without being a Buddhist?
What are the advantages of Buddhist Meditation or Zazen?
What are the belief of Zen Buddhism?
What makes Zen Buddhism different from other Buddhist traditions?



Buddha in Blue Jeans: An Extremely Short Zen Guide to Sitting Quietly and Being Buddha
http://www.amazon.com/Buddha-Blue-Jeans-Extremely-Sitting-ebook/...

Poet and Zen Priest Tai Sheridan's 'Buddha in Blue Jeans' is an extremely short, simple, and straight forward universal guide to the practice of sitting quietly and being yourself, which is the same as being Buddha. Sitting quietly can teach many ways to accept life, meet pain, age gracefully, and die without regret. The book encourages sitting quietly every day.

Topics include: Sit Quietly; Care For Your Body; Accept Your Feelings; Give Thoughts Room; Pain is Natural; Be Who You Are; Live Each Moment Well; Love Indiscriminately; Listen to Others; Be Surprised; Wonder; Live gratefully; Do No Harm; Benefit life; A Wish for The World. The book is for people of any faith, religion, race, nationality, gender, relationship status, capacity, or meditation background.



The Essence of Buddhism
http://www.amazon.com/The-Essence-Buddhism-David-Tuffley-ebook/d...

This book describes the basic principles of Buddhism. Much has been written about Buddhism and how to practice it. Readers will have no difficulty finding hundreds of books on the topic. This book simply focuses on the essence of Buddhism, as expressed in the Four Noble Truths and the Eight-fold Path.

Buddhism is not a religion as such; it does not propose an external God. It does not seek to replace a persons existing religious beliefs, only to supplement them. The Buddha, in all likelihood, would rather his followers describe themselves simply as Followers of The Way.



Radical Compassion: Shambhala Publications Authors on the Path of Boundless Love
http://www.amazon.com/Radical-Compassion-Shambhala-Publications-...

What is compassion? Much more than just being nice, compassion is about looking deeply at ourselves and others and recognizing the fundamental goodness we all share. Its about opening up to the vulnerable space inside every one of us and letting our barriers down. And its about daring to be present to ourselves and others with genuine love and kindness. Empowering personal awakening and social change, it might be the most radical and transformative thing we can do.

The cultivation of compassion has long been at the core of Naropa Universitys mission, since its origins in 1974and its students and faculty have been leaders in contemplative education with heart. In celebration of Naropas fortieth anniversary, Shambhala Publications is pleased to offer these teachings on the path of compassion from a collection of authors who have helped shape the schools unique and innovative identity, including:

Chogyam Trungpa on opening ourselves more and more to love the whole of humanity
Dzogchen Ponlop on how to cultivate altruism with the help of a spiritual mentor
Judith L. Lief on the common obstacles to compassion and how to overcome them
Gaylon Ferguson on awakening human-heartedness in oneself and society amidst everyday life
Diane Musho Hamilton on connecting to natural empathy and taking a compassionate approach to conflict resolution
Reginald A. Ray on spiritual practices for developing the enlightened mind and heart in the Mahayana Buddhist tradition
Ringu Tulku on the practices of bodhisattvas, those who devote themselves to the path of enlightenment for the sake of all beings
Pema Chodron on building up loving-kindness for oneself and others with help from traditional Buddhist slogans
Ken Wilber on what it really means to be a support person, with reflections from his own life
Karen Kissel Wegela on avoiding caregivers burnout and staying centered amidst our efforts to help those in need
and reflections on Naropa University and the meaning of radical compassion from longstanding faculty member Judith Simmer-Brown
How to start practicing Zen Buddhism alone?
How can one concentrate the mind on the present moment in a capitalistic society?
Everyday Zen Buddhism Practice- Integrating the Zen Principles into Your Life


Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 87 Replies: 0 http://www.amazon.com/gp/product/B007CKXFB2/

This book is for all those persons, who desire prosperity, success, knowledge, pleasure and need practical solutions to their practical problems.
The general reader, as well as the scholar, will find this book eminently readable. Within these pages, an easy rendering in English is presented, of the thirteenth book of the Mahabharata. The various questions troubling Yudhishthira and the answers given by Bhishma, comprise the content of this book. These questions are universal in nature; hence, the appeal of this book is universal and equally so, is the effectiveness of the answers.
Rajen Jani's translation is sound and his insights on Shri Shiva Sahasranama Stotram and Shri Vishnu Sahasranama Stotram are extremely illuminating. The easy translation in English, without any complex diacritical marks for Sanskrit words, enables readers to recite the chants effortlessly.
This book shows how righteousness, wealth, pleasure and liberation may be attained. After reading this book, the ignorant shall become wise, the weak shall become powerful and the poor shall become wealthy. The trapped shall find a way out, the losers shall become winners and the downtrodden shall become eminent. The confused shall gain clarity, the restless shall find peace and the sinners shall gain redemption.
Without any doubt, readers shall indeed find this book to be their true friend, philosopher and guide.



also free


The Rmyan of Vlmki
http://www.amazon.com/The-R%C3%A1m%C3%A1yan-V%C3%A1lm%C3%ADki-eb...

Most Helpful Customer Reviews
70 of 72 people found the following review helpful
4.0 out of 5 stars epic poetry at its best December 27, 2007
By Sawyer
Format:Hardcover
This book is a meticulously translated tale of ancient India, with all of the greatest elements of a great story thrown in - treachery, redemption, adventure, murder, passionate love, family dynasties, greed, etc. If you can read above a sixth-grade level, this book will richly reward every moment you spend with it. Thrones are toppled and regained, love is experienced in all of its richness and despair, and the adventures the hero has to live through are guaranteed to keep you on the edge of your seat. All kinds of demons and monsters are fought and conquered. Yes, the translation is old-fashioned, but so beautiful that only the most determinedly modern reader will balk at reading it. It is well worth the time and thought that it will require.



Vachanamrut
http://www.amazon.com/Vachanamrut-Bhagwan-Swaminarayan-ebook/dp/...

The Vachanamrut of Bhagwan Swaminarayan is the most sacred and foundational scripture of the Swaminarayan Sampraday. It contains the profound wisdom of the Vedas, Upanishads, Brahmasutras, Bhagvad Gita, Bhagvat Purana, Dharma shastras like Yagnavalkya Smruti, Vidurniti, and epics like the Ramayan and Mahabharat (Vachanamrut Gadhadha II-28). Bhagwan Swaminarayan says in Gadhadha II-28, "What is this discourse which I have delivered before you like? Well, I have delivered it having heard and having extracted the essence from the Vedas, the shastras, the Purans and all other words on this earth pertaining to liberation."

The Vachanamrut is the essence of ancient Indian wisdom as told by Bhagwan Swaminarayan and compiled by his five contemporary scholarly-sadhus who were known for their asceticism and scholarship in Sanskrit, besides their devotion to him. In fact every statement of the Master is packed with and based on His in-depth religious knowledge, spiritual insights and practical experience. It contains practical and philosophical answers to the sincere enquiries of all types of aspirants regarding life in this world and the life hereafter.



Chakras: Beginners Guide! Center Your Life Force and Use Chakras for Healing, Balancing, Meditation, and Clearing
http://www.amazon.com/Chakras-Beginners-Balancing-Meditation-Cle...

Each and every living being is infused with a universal energy that nourishes and connects life. You will learn how to use that energy to improve your life and take your consciousness to higher levels
This energy field is made up of the aura (which manifests itself in seven layers) and the chakra system (which comprises of the seven major chakras.) Read on to figure out how to harness this power to completely transform your life.

Below is a preview of what you are going to learn
- Why You Should Read This Book
- So, What Are Chakras?
- The Seven Chakras
- Myths Related to Chakras
- The Concept of Life Force Energy
- More on Chakras: Symbolic Representation
- Chakras and Mindfulness
- Balancing Your Chakras
- Chakra Mudras
- Chakra Chants




Chakra Series 1 (Book 2) - Sacral Chakras
http://www.amazon.com/Chakra-Series-Book-Sacral-Chakras-ebook/dp...

This book is a simple introduction to the sacral chakra. The second chakra after the base chakra, a wheel of energy which connects through the pelvis area to go up the spine, this chakra is full of hidden secrets. Its unconscious quality deals with procreation, sexuality, emotions and relationships. Handled spiritually this energetic connection is the seat of wisdom and Bliss and promotes a sense of well-being.
Due to the subtle nature of chakra energy the best way to appreciate it is through experiencing their colours and frequency vibrations. This is one of the few fully illustrated books on this creative chakra, full of mandalas and rich colours, it provides a taste of the chakras without over-burdening you with factual details.
Designed for kindle fire, it incorporates a simple meditation at the end to allow this chakra to do its magic.
I hope you enjoy it.

Books Deals

Amazon Coupons
Canon EF 50mm F/1.8 II Standard Auto Focus Lens -- $82.99 + FS at eBay
Added on : Wednesday November 12th 2014 11:00:07 AM
g: 0 Posted By: ragingwookiee
Views: 142 Replies: 0 Canon EF 50mm F/1.8 II Standard Auto Focus Lens -- $82.99 + FS at eBay

50mm standard lens with f/1.8 maximum aperture
Traditional Gauss-type optical design is extremely sharp
Focuses as close as 18 inches for extreme close-ups
Ideal for natural-looking shots; excellent color balance
Measures 2.7 inches in diameter;

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Views: 151 Replies: 0 Buy One Get One Free with code, Effectively making it $6.50 each shipped.
Must add 2 pairs to cart and then apply promo code: BOGOER11

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These are not your average leggings. They have plush French Terry lined interiors.

4.5 OUT OF 5 STAR RATING: Satisfied customers agree that the Just One Warm Winter French Terry Leggings are the best leggings they've ever worn. Stylish and comfortable and extremely soft - these versatile leggings are available in a variety of colors and can be worn dressed up or down. Can also be worn as long johns or pajamas, as well as for working out or for yoga.

FLATTERING BODYCON FIT: The elasticized waist is comfortable and stretches to fit most sizes. The plush fabric hugs skin to keep you warm while creating a slimming effect. The perfect fit for any size!

FRENCH TERRY LINED INTERIOR: 55% Cotton / 40% Polyester / 5 % Spandex- These leggings have a plush French Terry lined interior that make them the softest and most comfortable leggings around. Breathable yet warm. Thicker than your average pair of leggings, the opaque fabric will ensure no more having to worry about embarrassing see through.

Just One Women's Plus Size French Terry Leggings
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BOGO Coupon Code: BOGOED11

Some are available with Prime shipping, and some are shipping direct from Ovoloo.
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g: 0 Posted By: remick
Views: 55 Replies: 0 http://www.amazon.com/gp/product/B00FOFX7OW/

"Raspberry Pi Programming Guide" is a text that gives the reader a bit of insight into this form of technology. It is European based and is just making a debut in North America so many are curious about it and what exactly this technology can do. The aim that the author has with this text is to highlight the main functions of Raspberry Pi and how it can be beneficial to the consumer in the long run. The text is extremely informative and to the point and it is simple to read. The great thing about the book is that anyone, even someone who does not know much about this form of technology can understand the process. It is a great text to have in any household that has a keen interest in technology.
g: 0 Posted By: priyacg
Views: 1 Replies: 0 NEW Farberware Color Set of 5 Home Kitchen Measuring Spoons - Green 5089313 $4.79
FS at eBay daily deals

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Here is a brand new set of Farberware Color Measuring Spoons, in its original retail packaging.


Features:
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easy-to-read measurement markings on the handles
Compact and easy to store


Set Includes:
1/4 Teaspoon
1/2 Teaspoon
1 Teaspoon
1/2 Tablespoon
1 Table Spoon
g: 0 Posted By: sarahturtle
Views: 73 Replies: 0 http://sport.woot.com/offers/char-broil-portable-grill-and-cart-...

shipping adds $5

Char-Broil Grill2Go Portable Grill and Cart Combo is a perfect cooking companion for picnics, tailgates, camping, outdoor sporting events... you name it. Patented TRU-Infrared technology is extremely efficient to preserve flavor. The lift and lock mechanism works very similar to a luggage roller bag and once in place you just slide on the side shelves and connect the regulator and fuel tank.TRU Infrared Cooking System locks in juices and seals with few flare ups

290 sq. inch porcelain-coated heavy duty grates
10,500 BTU burner provides great taste with seared-in flavor every time
Operates using either 1 lb LP cylinders or 20 lb LP tank with optional LP adapter

Two AP Coolers

Two 30 qt. removable, soft-sided coolers with hard liners included, and two easy-grip loop handles
Keep ice and drinks in one cooler while keeping food warm in the other
Hard liners add strength and remove for easy cleaning

Convenient and Portable- Perfect for tailgating or camping

Portable infrared cooking system also features on-board coolers for go-anywhere grilling and fun
Grills up to 3 hours per 1 lb LP cylinders
Wheeled cart makes for easy transportation and storage
Remove the side shelves, lower the grill, raise the handle and you're on your way

Shipping Note:Due to the size of this item, shipping to Alaska, Hawaii, post office boxes or APO addresses is not available. A physical street address and phone number are required to schedule a delivery appointment to the first point of cover (e.g. patio, garage).

Warranty:90 Day Char-Broil
Garden Deals

woot! Coupons
Hunten Outdoors Trail Camera $49.99$79.99 + SH @ Woot
Added on : Saturday November 08th 2014 08:00:03 PM
g: 0 Posted By: ctgolfer
Views: 54 Replies: 0 shipping adds $5


Your choice:



3S Series 5MP Trail Camera - Camouflage
Price: $49.99

The Hunten Outdoors GSC35-50IR is a 5.0 MP Black IR camera with x53 LEDs. The camera flash is completely undetectable. It also has a 1-4 Burst Mode function, 1-second trigger speed, and includes an adjustable mounting strap.

5.0 Mega Pixel Camera
Black IR x53 LED's
Burst Mode
1 Second Trigger Speed
Requires (1) C battery, not included
Compatible with SD or SDHC card, up to 32GB (card not included)
Includes adjustable straps
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~



TactiX 36R4 4MP Select Trail Camera - Black
Price: $79.99

The TactiX 36R4 Select is a 4.0 MP Infrared trail camera with a 0.8 second trigger speed. When this camera is triggered it will illuminate with a soft red glow. This will not spook wild game animals. This technology will give you the advantage. The adjustable mounting straps are included.

Infrared Camera
4.0 Mega Pixel
0.8 Second Trigger Speed
Time Lapse + Photo
Small and compact
Extremely Long Battery Life
Ultimate moisture guard
Requires (8) AA batteries, not included
Compatible with SD card, up to 32GB (card not included)
Includes adjustable straps

http://sport.woot.com/offers/your-choice-hunten-outdoors-trail-c...
Live Fire Original - Emergency Fire Starter $7.99
Added on : Friday November 07th 2014 03:00:02 AM
g: 0 Posted By: tedhawkins
Views: 16 Replies: 0 Live Fire Original - Emergency Fire Starter $7.99

http://www.gearhog.com/

Deal Overview
+ Waterproof
+ Re-Light Again & Again
+ Light Weight
+ Compact Design
+ Adjustable Flame Size
+ Burns Extremely Hot
+ Burns For Many Hours
+ A Signaling Device
+ Creates Charred Cloth
+ Pine Scented!

Product Attributes:
Length: 3.11″
Width: 1.38″
Height: .39″
Weight: .9 oz
75% off Dri Duck Powerfleece Hooded Jackets @ fieldsupply.com
Added on : Thursday November 06th 2014 06:00:03 AM
g: 0 Posted By: Deals4mykids
Views: 23 Replies: 0 If you don't grab this deal, Ill have no choice but to sit you in the corner and place the proverbial dunce cap on your dome. Dri Duck powerfleece jackets bring supple softness like you read about. All for a lousy 20 bucks. Wake the Quakers!

Dri Duck Crossfire jackets make a cold day that much easier. Highly functional, extremely durable, and exquisitely comfortable, Dri-Duck hooded jacs are crafted from an 11oz. heavyweight blend of 80% cotton and 20% poly fleece shell with a supremely soft and cozy textured thermal lining throughout.

Theres no breaking-in period the comfort fit brings the cozy right from the jump. Extra warmth and extreme comfort with a highly durable exterior. Features include articulated elbows, triple-needle stitching, heavy-duty metal zippers, 3-piece hood, interior phone pocket and exterior handwarmer pockets.
This is your new go-to jacket.

Worth every bit of the $79-$89 regular price, its all yours starting from $19.99. Do it.

http://www.fieldsupply.com/dri-duck-powerfleece-jackets-75-perce...
g: 0 Posted By: tedhawkins
Views: 68 Replies: 0 PreSonus Eris E8 High-Definition 2-way 8" Nearfield Studio Monitor Restock $149.99 Fs @ MF SDOTD

http://www.musiciansfriend.com/stupid?icid=206243

Product Description

When mixing music you want a pair of studio monitors that will accurately reveal the truth about what you're listening to, and the Eris series from PreSonus are designed to do just that. With its 8" Kevlar low-frequency transducer, the Eris E8 provides an extended low-end all the way down to 35Hz, and performs with a bit more muscle than the smaller E5. Eris speakers are real studio monitors, delivering a very accurate response with a tight bass and very clear upper end. Thats what you need in a home studio. Thanks to well-designed Kevlar low frequency transducers, low-mass silk-dome tweeters, responsive Class AB amplification, and professional acoustic-adjustment controls, Eris delivers the goods.

Both Eris models provide balanced XLR, balanced TRS, and unbalanced RCA line-level inputs. When both balanced connections are in use, the TRS input will supersede the XLR input. The RCA input is summed into the signal path. With this selection, youll have no problem hooking your Eris speakers up with virtually any line-level source. (If your signal source has unbalanced, TS outputs, simply use a -to-RCA adapter or adapter cable.)

Youre in control!
Todays music producers deal with a wide variety of musical genres and often work in more than one location. Its easy to take your Eris speakers with you when you want to work in a different space. Its almost as easy to customize their sound for your room and type of music.

The most basic control is the Input Gain, which determines the signal level before it reaches the power amp. This is part of gain-staging your overall systemthat is, setting the levels for every part of the recording chain in order to get the optimal level of clean audio all the way through. Once youve gain-staged your system, you can leave this control alone.

The Eris E5/E8 provides three EQ controls in its Acoustic Tuning section: High, Mid, and Low Cutoff. These controls enable you to fine-tune the monitors and even to broadly approximate the sounds of different types of speakers so you can hear what your mix might sound like, for instance, on a car stereo or portable radio. The Low control also is useful when using the E5 or E8 with a subwoofer.

Safety Matters
Any loudspeaker is subject to an assortment of environmental and performance problems, and Eris monitors offer protection from most common of these. RF shielding protects against radio frequencies that could be induced into the signal and become audible. (If youve ever heard a radio broadcast unexpectedly coming out of a guitar amp, thats the result of RF interference.)

Eris monitors also provide over-temperature protection to avoid heat-related issues, current-output limiting (to prevent damage should there be a short circuit on the speaker terminals), and subsonic protection to filter out extremely low-frequency vibrations that could interfere with the woofers performance.
Finally, Eris power amplifiers have a soft startup so that you dont get damaging pops in the speakers when you power them up.
Features

8-inch Kevlar low-frequency transducer
1-inch (25 mm), ultra-low-mass, silk-dome, high-frequency transducer
130 watt Class AB biamplification
Front-firing acoustic port for superior bass-frequency reproduction
Midrange (6 dB, continuously variable), HF (6 dB, continuously variable), High-Pass (Off, 80 Hz, 100 Hz) and Acoustic Space settings (flat, -2, -4 dB) for accurate mixing contour
RF interference, output current limiting, over-temperature, transient, and subsonic protection
Optimized, resonance-suppressing internal bracing
Balanced XLR/-inch and unbalanced RCA inputs




Headphones & Speakers Deals

Musician's Friend Coupons
Craftsman 190cc* 4-N-1 Plus Chipper/Shredder Yard Vacuum $474.99 @ Sears
Added on : Sunday November 02nd 2014 08:00:07 AM
g: 0 Posted By: ctgolfer
Views: 95 Replies: 0 Briggs & Stratton 190cc* 6.75 torque engine Powerful, long-lasting engine life for maximum performance
Self-Propelled/Rear Drive Easy to use and reduces your overall clean up time
Extremely versatile tool that makes quick work of cleanup by vacuuming, shredding, chipping, blowing, and bagging
8:1 performance reduction Reduces debris from 8 bags down to 1, providing a more efficient cleanup
24 in. vacuum nozzle Vacuums up lawn debris quickly and easily, with ability to clean along fence lines and in tight areas
Advanced chipper chute Easily breaks down sticks, twigs and branches up to 1.5 in. in diameter
Felt-line rear bag 2 bushel capacity that requires emptying the bag less often, saving time and energy
On-board vacuum hose - Perfect for clearing leaves and debris from flower beds, under decks, and other hard-to-reach areas
Blower attachment (included) Completes the ultimate clean up tool with the blowing force to move all types of debris
Ergonomic handle Provides added comfort and control while reducing user fatigue
5-position height adjuster Adjustable from 3/8 in. to 4 in. to accommodate varying yard debris
Semi-pneumatic front/rear wheels Easy to maneuver, and provides added control and durability
Anti-clog self cleaning system Saves time and enhances durability, increasing longevity of unit
1-year full warranty

www.sears.com/craftsman-190cc-4-n-1-plus-chipper-shredder-yard/p...
Tools Deals

Sears Coupons
Tipton Best Gun Vise 181181 - $65 @ DVOR
Added on : Saturday November 01st 2014 06:00:02 AM
g: 0 Posted By: Northerner26
Views: 66 Replies: 0 Tipton Best Gun Vise 181181Tipton Best Gun Vise is a great tool you can own for working on your guns. This vise was designed to accommodate the widest possible range of firearms for cleaning, maintenance, or gunsmithing, and is easily configurable to handle rifles, shotguns, and handguns. A central aluminum channel lets the user move individual components to the ideal position for their fire arm. Each individual component then adjusts to the perfect position for secure support. The rear base features two adjustable offset clamps for a tight grip on a wide range of buttstock configurations. The Best Gun Vise by Tiptonis extremely stiff and is made from high-quality, solvent-resistant nylon that will stand up to years of hard use.Features of Tipton Best Gun Vise:

Non-marring contact surfaces
Every component adjusts to accommodate different firearms and projects
Stiff, solvent-resistant nylon stands up to years of hard use
Innovative, off-set clamping mechanism on rear base

Package Contents:

Tipton Best Gun Vise

$64.99
http://www.dvor.com/tipton-best-gun-vise-181181-for-firearms-cleaning-maintenance-gunsmithing.html?promotion=tipton-best-gun-vise-66-2014-11-01



Free Over $135 worth of Amazon Android Apps
Added on : Friday October 31st 2014 10:00:10 PM
g: 0 Posted By: bearcloud
Views: 96 Replies: 0 Quickly, get your free apps before it's too late. Ends Saturday...

Plex
Plex organizes all of your personal media, wherever you keep it, so you can enjoy it on any device. With Plex, you can easily stream your videos, music, photos and home movies to your Android phone or tablet from your home computer running Plex Media Server (available for free at https://plex.tv).

Fruit Ninja
Playing with your food might not seem like a crucial part of ninja training, but as the good folks at Halfbrick Studios will tell you--for ninjas, it's more than just a game. All ninjas hate fruit! Join the ninja clan as you slash your way through three modes of juicy gameplay. You'll soon see that Fruit Ninja is the messiest, most satisfying fruit game ever!

Plants vs. Zombies
Get ready to soil your plants! The hit PopCap game comes to Android at last. Forget shotguns, flamethrowers, and cricket bats. A well-tended garden is your best defense against a rampaging horde of undead. Keep the zombies at bay with an array of deadly plants and well-aimed lawnmowers. With Plants vs. Zombies, the fun never dies!

Sonic the Hedgehog
The sequel fans have waited for is finally here - Sonic The Hedgehog 4 Episode I!
Featuring enhanced gameplay elements, including the classic Sonic Spin Dash, and the versatile Homing Attack, Sonic 4 picks up right where Sonic and Knuckles left off.

Human Anatomy Atlas
***** The definitive world-wide bestseller with the most anatomy.
***** The most content of all true 3D anatomy apps. Over 3,800 anatomical structures (1) New microanatomy of senses (2) Anatomy of male and female urinary and reproductive structures (3) Optional animations that present physiology and function.
***** New UI and new features: (1) Share views with other users of Atlas for iPad/iPhone. (2) Create notecards to use in presentations or for studying (3) Access views for all twelve systems from one home screen. Quickly add entire systems to any view.
***** Want to try the app for free? View More from developer and download the free Skeleton Preview version (Human Anatomy Atlas SP).

World of Goo
Beautiful and surprising, the millions of Goo Balls who live in the World of Goo are curious to explore - but they don't know that they are in a game, or that they are extremely delicious.
This is the FULL award winning game, now on Amazon Apps! Drag and drop living, squirming, talking, globs of goo to build structures, bridges, cannonballs, zeppelins, and giant tongues.

Zombie Gunship
Zombie Gunship puts you in the gunner seat of a heavily-armed AC-130 ground attack aircraft. Strategically fire your powerful guns to slay endless waves of zombies and protect the remaining survivors of the zombie apocalypse!

Blocky Roads Pro
The tornado ripped your farm apart and scattered it around the Globe. Collect the missing parts to restore the farm to its former glory!
Choose one of the 9 cars or build your own block by block!

Toca Town
You rule in Toca Town, a play world where anything and everyone is welcome! With different locations and many classic Toca Boca characters, the everyday adventures in Toca Town are infinite.

Unpossible
Unpossible will test your skills, your reflexes, and even your memory. It will make you smile. It will probably make you scream. You will die often and it will always be your fault. Fight to learn the obstaclesthey already know how to fight you. Relentless. Thrilling. Unpossible!

Lapse It Pro
Lapse It is an award-winning full featured app for capturing amazing time lapse clips with your Android camera, simple, fast and intuitive.
"Looking to do time-lapse with your mobile device? Lapse It is a very appealing option" by Erez Zukerman, PCWorld

Can You Escape
Can You Escape saga continues with the grand adventure. Your mission is to test your escaping skills at different locations by solving amazing puzzles and using all the objects around you to advance to the next stages.
Do you accept this challenge? Let's find out if you have what it takes to complete this free, fun and popular adventure game!
Download this game now and find out the answer... Can You Escape - Adventure!

Trivia Crack
From the creators of Aworded arrives Trivia Crack, the amazing quiz game that lets you test your knowledge and challenge your friends to see who is the smartest! Trivia Crack is a trivia game with six different categories: geography, history, art & literature, science and technology, entertainment, and sports. You'll have to collect the characters that correspond to each one of the categories. Spin the wheel and chance will decide which category you will have to answer. If the wheel stops at the special slot, you'll be able to play for a character of your choice! But knowledge is not enough to win!

Devil's Attorney
Devil's Attorney is a turn-based strategy game set in the 80's where you play as Max McMann, a defense attorney that's high on charm but low on moral fiber.
Your objective is to free all of your clients and use the money you earn to buy accessories and new furniture for your apartment; boosting your ego and unlocking new courtroom skills in the process.

BeFunky Photo Editor Pro
With all the photo effects you love and many you wont find anywhere else, BeFunky is the most feature filled photo editing app in the world! BeFunky comes stocked with powerful photo editing tools, tons of fonts (tons more now because you can access all the fonts in your device!), fantastic photo frames, a bunch of great goodies and stickers, and the ability to simultaneously share your photo to your device AND BeFunky/Facebook/Twitter/Instagram/Flickr/Tumblr, then to top it all off we added our WORLD FAMOUS Collage Maker!!

Endomondo Sports Tracker Pro
The only personal trainer youll ever need fits right in your pocket. Whether youre running, cycling, walking, kayaking, or something completely different, we keep you motivated, and most importantly - keep what youre doing fun.
Track routes, record stats and share your workouts - all from one simple app. Join 25 million users and start freeing your endorphins.

Repix
Repix is more than a photo editor. Its a creative tool that lets you turn ordinary photos into masterpieces. Studio-grade technology and intuitive interface to inspire new levels of creativity.

Plant's Vs Zombies (WIFI Download Only)
Get ready to soil your plants! The hit PopCap game comes to Android at last. Forget shotguns, flamethrowers, and cricket bats. A well-tended garden is your best defense against a rampaging horde of undead. Keep the zombies at bay with an array of deadly plants and well-aimed lawnmowers. With Plants vs. Zombies, the fun never dies!

Longman Dictionary
"Longman's flagship learners dictionary is now available as an Android application. Improve your fluency in English with the most up-to-date learner's dictionary at your fingertips.
Now with integrated Thesaurus and Collocations Dictionary.

Easy Voice Recorder
Easy Voice Recorder Pro is a fun, simple and easy to use audio & voice recorder. Use it to reliably record your meetings, personal notes, classes, and more, with no time limits or ads!

Icebreaker: Viking Voyage
An epic adventure based on the award-winning flash game!
An icy wind has swept the Vikings away, leaving them stranded throughout the land and surrounded by trolls, deadly traps, dangerous enemies, and worst of all troll snot!
Now its up to you to save them!

Eve of Genesis
Two thousand years ago, a faraway world was under the control of an empire of living machines. Humans toiled for their robotic masters for ages, until the day revolution finally came. The dread empire was driven into the Lands of Darkness, and humans could finally chart their own future.

ScreenDim Full
Is your minimum screen brightness still too bright? Dim your screen below what your device normally permits for comfortable use in darker environments, reading in bed, amateur astronomy, etc. Save battery life. No root required.

Alpha Wave
Do you have 10-15 minutes to kill? Alpha Wave was made for just such an occasion! A well polished, extremely easy to play, intense arcade space shooter with it's roots firmly planted in the old-school arcade classics such as AstroSmash, Galaga and Asteroids.

Eufloria HD
Experience space exploration, conquest, plant growth and bio mechanical evolution. Conquer asteroids in deep space and use their resources to grow and nurture semi-organic plants and creatures to do your bidding. Plan your strategy against AI opponents that all vie for the same resources and offer fierce opposition.

CarbsControl Carb Counter and Tracker
Perfect for people with diabetes and those on low-carb diets, CarbsControl App keeps your carbs under control.
With 80,000 foods and details from 300 restaurants and 500 specific brands, youll know exactly where you stand with your carbs for the day. This App works great with the Atkins Diet, South Beach Diet, the Zone Diet, Protein Power Lifeplan, Go Lower Diet, and other low-carb plans. Its also helpful for those trying to lose weight or maintain their current weight by cutting back extra carb calories. This App helps you stick to your carb goals even when eating out.

Amelia and Terror Night Story Book for Kids
Help Amelia and team rescue their friend from devious dark creature - Whine.
It is a story about friendship, acceptance, cooperation and courage. Discover unique adventure you have never seen before.

Weird Park: Scary Tales
Louis the Clown and Mr. Dudley are back in an all-new disturbing adventure full of twisted versions of childrens fairy tales. Play through the dark and well-crafted puzzles, discover hidden objects, and rescue the children who have been taken to the evil clowns tower. You will be drawn in by the amazing story, the creepy atmosphere, and the awe inspiring cinematics. Prepare for anything in Weird Park: Scary Tales!

Braveland
Braveland is a turn-based game inspired by old-school strategies. You start as a humble warrior's son whose village was cruelly raided by bandits and use your wits and skill to become a commander of your own army. The game story takes place in a carefully drawn colorful world, which the path of your hero will go through.

Knock-knock
Three generations of Lodgers have occupied the cabin, but lately, the walls seem to undulate, skittering unknowns shift in the darkness, and an unruly growl seeps from the attic. Are they hallucinations pecking at the insomnia-afflicted Lodger, or the gnarled remnants of a darker secret?

MoneyWiz - Personal Finance
Have all your accounts, transactions, budgets and bills in one place. See forecasts & reports. Import easily from other software. Always have your data in sync between multiple devices with SYNCbits. This is MoneyWiz!

Hidden Object - Haunted House 2
Popular Hidden Object - Haunted House game is back with 20 new spooky levels! Packed with loads of items to find, this sequel to the amazing hidden object game sends more goosebumping and chilling experience to loyal fans!

Timers4Me - Stopwatch Pro
Timers4Me Plus is an easy-to-use count down timer tool to create and manage multiple timers, such as parking timer, cooking timer, working timer, napping timer, sports timer and more. The best timer tool you must have!
NO TIMER NUMBER LIMIT,AD FREE AND LESS PERMISSIONS COMPARED TO THE FREE VERSION TIMERS4ME

ai.type Keyboard Plus
Over 10 million users LOVE ai.type! Now launching a brand new premium version with significantly improved next word prediction capabilities and a refreshing FLAT design, ai.type is the smartest Android keyboard with context aware features.

XnInstant Camera Pro
Take awesome photos in vintage style with many professional real-time filters.
Perfect app for selfies, you can take several photos in a row at events, parties with your friends.

Web of Deceit (Kindle Edition)
Youre drawn into a web of deceit when your train stops in Andville, where the Black Widow lies in wait. Follow a trail of clues and dead husbands as you explore this once picturesque town now at the mercy of the Black Widow and her mechanical minions. What drives her lust for revenge? Where is the root of her strange power? Uncover the bizarre history and mystery of this little town. And track down the Black Widow in time to foil her devious plot for revenge! Discover more from Big Fish Games! Big Fish is the leading global marketplace to discover and enjoy casual games.

V for Vampire
Help the little Vampire to make his way through the levels to the objects of his desire: Beautiful pale Princesses with delicious royal blood running through their veins!
Nerdy skeletons, witty witches and angry bats will try anything to get in your way! Make sure to turn off every source of light by throwing stones and bombs. Use bouncing magic mushrooms, flooding water, disgusting smoke and many other items! If you succeed, a very tasty reward will be yours!

To-Fu Fury
To-Fu Fury is a fast-paced, action-packed take on the puzzle-platform genre. Use the Amazon Fires ground-breaking Dynamic Perspective to solve crafty physics puzzles and triumph in frenetic melee battles. Stick to wooden surfaces, slide down slippery jade, and use metal to ricochet towards your goal but beware the deadly traps and devious Hoshi bandits!
Free Apps Deals
Tifosi Tyrant Fototec Eyewear $31 @ Performance Bike Fs to store
Added on : Wednesday October 29th 2014 06:00:04 AM
g: 0 Posted By: tedhawkins
Views: 65 Replies: 0 Tifosi Tyrant Fototec Eyewear $31 @ performance bike Fs to store

http://www.performancebike.com/webapp/wcs/stores/servlet/Product...

Final price in cart

Tifosi Tyrant Fototec Eyewear
Whether you're snaking your way through aggressive singletrack or dodging city traffic, these cycling sunglasses with Fototec lenses will stay put no matter WHERE or HOW you ride. Variable tint technology adjusts rapidly to changing light conditions for superior clarity and protection. Grilamid TR-90 frame withstands abuse and is held in place by hydrophilic rubber details.

Grilamid TR-90 frame is made from homopolyamide nylon and features an extremely high alternative bending strength, low density and high resistance to chemical and UV damage
Polycarbonate decentered lenses flex instead of shattering upon impact and eliminate visual distortion and magnification for exceptional optical clarity
Fototec lenses with variable tint technology adjust rapidly to changing light conditions for superior clarity and protection
Glare Guard lens coating reduces glare and decreases eye fatigue while allowing the wearer to distinguish terrain breaks
Vented lenses increase airflow and decrease fogging
Hydrophilic rubber adjustable temples and nose pads increase grip when in contact with sweat, resist aging and UV breakdown, and allow for a customizable, comfortable fit
100% UVA/UVB protection
Fits small to medium faces
Includes hard shell zippered case and cleaning bag
Gunmetal frame comes with a Light Night Fototec lens (85% to 27% light transmission)
Light Night Fototec lens changes from clear to smoke for clarity, comfort and protection from dawn until dusk


Sunglasses Deals

Performance Bicycle Coupons
Kitchen Aid Delrin 12-pc. Cutlery Set - $37.49 AC w/ FS @ BonTon
Added on : Monday October 27th 2014 10:00:03 AM
g: 0 Posted By: Savvymommy03
Views: 143 Replies: 0 BonTon has theKitchen Aid Delrin 12-pc. Cutlery Set for $49.99 - $12.50 promo codeFFPREVIEWFA = $37.49 with free shipping using promo codeFREESHIP

Set includes: 8" chef knife, 8" slicing knife, 5.5" serrated utility knife, 5" santoku, 3.5" paring knife, four 4.5" steak knives, sharpening steel, pair of kitchen shears and a wooden storage block
Blades hold an extremely sharp edge
Knives are perfectly weighted and balanced for precision cutting
Features comfort grip on fully contoured handles
Hand wash with mild detergent; dry immediately

Home & Garden Deals

Bon-Ton Stores Coupons
g: 0 Posted By: Savvymommy03
Views: 273 Replies: 1 6pm has theThe North Face Ampere Men's Hoodie Running Jacket (Honor Blue)on sale for $25.00 with free shipping.

Sizes: Medium - 2XL

Take your workout to the next level with a knit jersey hoodie crafted with extremely durable, moisture wicking FlashDry-XDfibers.
Easy-care, lightweight fabric is abrasion resistant and won't wear down in critical areas.
Body-mapped ventilation under arms keeps you cooler during demanding workouts.
Three-piece lined hood.
Pop logo.
100% polyester knit jersey with FlashDry-XD.
Machine wash cold, tumble dry low.

Clothing Deals

6PM Coupons
WLToys V911 Pro (or 911) 2.4G 4-ch helicopter $33.11 @ Banggood
Added on : Monday October 27th 2014 12:00:04 AM
g: 0 Posted By: Timelord
Views: 85 Replies: 0 Just like the Syma 107G is the most popular 3-ch heli co-axial, the WLToys V911 is the most popular 4-ch heli fixed-pitch. The additional channel allow you to strafe (move side to side)
It's very easy to fly and extremely crash resistant. Replacement parts are cheap and available.
Unlike 107G which uses infrared controller, the V911 uses 2.4GHz controller that "bind" to one heli so multiple people can fly in same area without interference. Has two rate for beginner or advance flying. Can fly indoor or outdoor.
Transmitter has beautiful blue backlit LCD screen. Comes with 2 Li-Po battery that can be charged using a USB charger.
V911 Pro RTFuse coupon code: rcheli Shipping from China Warehouse takes at least 4 weeks and comes in plain white packaging. Get it now before the holiday rush and sold out. Review here
Toys Deals
Sonic Drive In $.50 Corn Dogs All Day On Halloween YMMV
Added on : Sunday October 26th 2014 12:00:05 PM
g: 0 Posted By: jimrome
Views: 189 Replies: 0 My local Sonic Drive In has a sign on their reader board offering $.50 corn dogs on Halloween. I looked on Sonic's website and social media accounts and could not find confirmation from Sonic, but these sales are usually nationwide.
So, before you take your trick or treaters out, hit Sonic up.

Also if you are Katy Perry, or an LSU fan, this is an extremely hot deal.
Why LSU fans will find this a hot dealKaty Perry


Restaurants & Entertainment Deals
g: 0 Posted By: ctgolfer
Views: 103 Replies: 0 Extremely bright LED with minimum power consumption, 140 Lumens. MB333 is three (3) individual units of the Mr Beams MB330 Spotlight
Motion sensor turns Spotlight on and off automatically
Features weatherproof design for durability
Simple wireless installation in minutes
Provides 350-Square Feet of coverage, battery operated

White
www.staples.com/3-Pack-Mr-Beams-MB363-Wireless-LED-Spotlight-wit...

Black
www.staples.com/3-Pack-Mr-Beams-MB363-Wireless-LED-Spotlight-wit...
Mr. Beams Deals

Staples Coupons
AK-47 Chrome Lined Rifle Barrel - U.S. Made $69.99
Added on : Saturday October 25th 2014 02:00:03 PM
g: 0 Posted By: sbabeu
Views: 208 Replies: 0 http://www.classicfirearms.com/ak-47-barrel-chrome-lined-16New U.S. Manufactured AK-47 Chrome Lined 7.62x39 16" Rifle Barrel.. These are the same rifle barrels we have used on our AK builds and they are extremely user friendly and have proven to be among the most accurate barrels we have ever used. These are going fast.... Hurry.
Guns & Ammo Deals
g: 0 Posted By: ctgolfer
Views: 176 Replies: 0 use promo code: VISACHECKOUT and pay using Visa Checkout

Balanced for Performance: These headphones have been equalized to create highs, mids and lows that compliment each other
Impeccable Sound: 40mm Drivers feature a custom blend of mylar for a virtually weightless audio membrane
Accurate Musical Reproduction: Precision wound copper voice coils and rare-earth neodymium magnets create extremely accurate musical reproduction
Quality You Can Feel: viscoelastic memory foam softens in reaction to your body heat, allowing it to conform to your unique shape
Comfortable Fit: Each ear cushion is wrapped for comfort and seals the music around your ears
Angled 3.5mm connector provides optimal strain relief and an extremely low contact resistance for flawless signal transfer

www.newegg.com/Product/Product.aspx?Item=N82E16826586037
Headphones & Speakers Deals

Newegg Coupons
Autel Automotive Diagnostic System $1198.95 w/FS @ Sears
Added on : Friday October 24th 2014 10:00:05 PM
g: 0 Posted By: ctgolfer
Views: 183 Replies: 0
Extensive coverage for more than 50 Domestic, Asian and European vehicle makes
Deep vehicle system coverage for ALL Makes, ALL Models & All available Modules
Sensor Initializations, ECU Adaptions, Coding & Module Set Up functionality
Immobilizers, Key Coding functionality & Component Activation testing
Complete function capability including live data, module coding and many others
Unparalleled functionality with ALL 5 OBDII protocols and ALL 10 test modes
Wi-Fi updates functionality allows for easy software updates
Innovative dual-processor technology for quicker diagnostics and boot-up
The genuine Windows operating system allows for more stable performance, better compatibility and expandability
Wi-Fi internet capability allows for wireless access throughout the workshop
Internet explorer brings internet resource of your choice at your fingertips
Advanced USB communication for faster operation and more accurate diagnostics
Extremely easy-to-us with touch-screen operation and intuitive operation
7 inch 800 x 480 pixel color display provides a crystal clear view of results
The tough ergonomic design features rubber protection and strong housing
Capture, save and print screenshots anywhere in the shop
Display live data in text, graph and analog for easy data review and analysis
Record and playback live data to pinpoint troubles of sensors and components
Innovative graph merging for easy and quick detection of intermittent problems
Automatic Wi-Fi Data Logging for quick and accurate technical support
Built-in overvoltage protection keeps the vehicle from unwanted damage
Creative remote diagnosis for convenient demonstration and training
Powered by Autel Uni-SCAN technology with no need for extra adapters or "keys"
CE and RoHS certified
Package contents: MaxiDAS DS708 tool, quick reference guide, lighter fuse, main cable, GM/Daewoo-12 adaptor, PSA-2 adaptor, Audi-2+2 adaptor, BMW-20 adaptor, Benz-38 adaptor, Kia-20 adaptor, Mitsubishi/Hyundai-12+16 adaptor, Mazda-17 adaptor, Toyota-17 adaptor, Toyota-23 adaptor, Nissan-14 adaptor, Honda-3 adaptor, OBD-16 adaptor, carry case, user's manual, SD Card Reader, Cigarette Lighter, CD, AC/DC External Power Adapter, Battery Cable, RS232 Serial Cable


www.sears.com/autel-automotive-diagnostic-and-analysis-system/p-...
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Sears Coupons
g: 0 Posted By: ctgolfer
Views: 115 Replies: 0 Extremely bright LED with minimum power consumption, 80 Lumens of light. Detects motion from up to 30-feet away. 30 seconds per activation. MB302 is two (2) individual units of the Mr Beams MB300 LED Mini-Spotlight.
Motion sensor turns LED spotlight on and off automatically. Built-in light sensor guarantees activation after dark to conserve battery life.
Weatherproof design for durability, Mr Beams mini LED spotlight for indoor or outdoor use.
Simple wireless installation in minutes, no need for an electrician. Mounts to any flat surface. Point this LED spotlight in any direction.
Provides 350-Square Feet of light coverage, battery operated. Each mini spotlight requires 3 C-cell batteries (not included).

http://dailysale.com/deal/sale/1071
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Cycling - WTB Devo Pro Saddle $39.99 Performance Bike Fs to store
Added on : Wednesday October 22nd 2014 04:00:04 AM
g: 0 Posted By: tedhawkins
Views: 111 Replies: 0 Cycling - WTB Devo Pro Saddle $39.99 performance bike Fs to store

http://www.performancebike.com/webapp/wcs/stores/servlet/Product...

WTB Devo Pro Saddle - Closeout!
Ridden by Jaren Graves and other Yeti/Fox Racing World Cup shredders, Richie Rude and Cam Cole, the WTB Devo Pro Saddle combines a firm, thin profile with smooth curves and a very supportive moderate-width shell. Nylon platform is lightweight, stiff and enhances pedaling efficiency. Comfort Zone relieves pressure on sensitive areas and DNA padding conforms to your body. Ni-Cro rails have a distinctive gold-silver tint and offer unparalleled ride quality.

Nylon fiber shell provides a firm and supportive feel for unparalleled performance and efficiency
Microfiber cover is extremely breathable
Love Channel central depression provides soft tissue relief
Comfort Zone for pressure relief at the nose
DNA padding with superior memory properties conform to the body
Ni-Cro rails with hollow alloy material are nearly as light as titanium


WTB Devo Pro Saddle - Closeout!
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Performance Bicycle Coupons
g: 0 Posted By: remick
Views: 2 Replies: 0 http://www.amazon.com/Making-Jewelry-Beads-Silver-Beginners-eboo...

Wearing jewelry is essential to helping women developed their own style. For women wishing to create a look that's unique, the last thing they'll want to invest money in is mass produced pieces of jewelry. It's for this reason alone, learning the skills needed for making silver and beaded jewelry could prove extremely beneficial. When it comes to making such pieces you need to know where to purchase the right kinds of supplies. In this book, " Making Jewelry With Beads & Silver Jewelry For Beginners : A Complete Step by Step Guide (Special 2 In 1 Edition)" not only do we discuss what's needed to start your own silver & beaded jewelry making venture but also provide several projects you may want to try out. The actual process of turning a piece of silver into a piece of jewelry is not only very technical, but also allows your artistic side to flourish. Once you've finished making silver jewelry either for yourself or for someone else, it can prove extremely satisfying, especially as you watch the piece develop and grow. In addition, after finishing this book not only will you be able to create unique and stunning jewelry designs with beads for yourself but for others as well. Within this book are some techniques that'll only take a matter of minutes to master, whilst others may require you to spend a little more time practicing them to achieve the right kinds of results. From the outset, this book has been designed for those who have never created jewelry with beads and silver before. However by the end you'll be an expert in the tools of the trade, the supplies you need and some basic skills you can advance upon over time. For more tips and tricks, download " Making Jewelry With Beads & Silver Jewelry For Beginners : A Complete Step by Step Guide (Special 2 In 1 Edition)" now!




also free

The BIG book of Paper Beads (was $9.99)
http://www.amazon.com/gp/product/B008ADKFJK
4.6 out of 5 stars (41 customer reviews)

3rd edition, revised February 2014 with larger/ better pictures per YOUR request Smile
This really is the BIG book of paper beading. It was designed with the beginner in mind but there's plenty to keep even an experienced beader interested! The wrapping method taught primarily is designed by the Author and is what she teaches in her classes. The paper beads she makes are made to be durable, wearable pieces of art- and YOU can make them too!
It covers a History of paper beads, Paper Ed. 101, Bead board and why that's important, basic beads and shapes: oval, round, cylinder, cone and hourglass. Now let's step it up a notch: it covers simple techniques that make your beads a work of art and moves it into some shapes that are designed exclusively by the Author: two tone, double cuff and flat beads. WAIT! What about those amazing beads coming out of Africa and the Philippines? Yes- those are in there too! As well as so much more!
But the most important part? This is a fun and easy craft that doesn't need any fancy tools or expensive materials. Great for all ages


Making Costume Jewelry: An Easy & Complete Step by Step Guides
http://www.amazon.com/Making-Costume-Jewelry-Complete-Ultimate-e...
4.1 out of 5 stars (12 customer reviews)


25 Winter Craft Ideas: Easy Indoor Crafts for Kids
http://www.amazon.com/25-Winter-Craft-Ideas-Seasonal-ebook/dp/B0...
4.0 out of 5 stars (51 customer reviews)


23 Halloween Crafts for Kids: Homemade Halloween Costume Ideas and Spooky Decor
http://www.amazon.com/23-Halloween-Crafts-Kids-Homemade-ebook/dp...
4.3 out of 5 stars (21 customer reviews)


21 Fun Crafts for Kids: Easy Fabric and Paper Crafts for All Four Seasons
http://www.amazon.com/21-Fun-Crafts-Kids-Seasons-ebook/dp/B00OL0...
Amazon Coupons
Drivers License cancelled by error costing me a fortune | What can I do?
Added on : Saturday October 18th 2014 12:00:06 PM
g: 0 Posted By: ivo09
Views: 120 Replies: 4 On Thursday night (10/16), my mom got pulled over for speeding. When the officer ran her license, it came back as cancelled (not suspended). She has no prior tickets so naturally she was surprised. She called my dad and I to come and get the car so it doesn't get impounded. When my dad and I show up, the officer asks to run my dad's license which also comes back as cancelled. He tickets my dad for driving and I ask him to run mine which is also cancelled. All three licenses were cancelled on 10/14 without an explanation according to the cop. We didn't get anything in the mail at either address (I don't live with rents). Now the three of us are sitting on the side of the road with 2 cars that no of us can drive away. Cop calls a tow truck and they pick up the cars.

The next day we found some friends to help us get the cars and drive them home. It costs us about $700 roughly. We go to the DMV to see why our licenses have been cancelled and they tell us that they don't know why. Apparently our all 3 of our DL's were cancelled mysteriously without explanation and we have to speak to a case worker to schedule a hearing. At this point my mom calls our lawyer and tells him to see what is going on. Roughly two hours later, the lawyer's secretary calls and tells us this was done by error and they will fix it, but it may take up to TEN business days!! Today the lawyer called us again and told us there was an administrative error that caused our licenses to be cancelled, but it may be a couple days to fix it.

Now here's where the plot thickens. My dad and I both drive commercially for a living. We own our own small transportation company and this is really costing us a small fortune. They have essentially shut down our business for the time being, while we still have high overhead costs. I have already turned down multiple clients and lost their business. I am not exactly sitting on a pile of money right now. I have two small children at home and my wife doesn't work, so me not being able to work for up to 2 weeks while still having to pay the high overhead costs is really going to hurt me financially. My mom is forced to take a car service to her work and back just so she doesn't lose her job!

If this is straightened out by Monday (which I doubt), it will have cost my family roughly $4-5,000 ($1500 in fees and around $3000 in lost revenue). If this drags out for another week, it will easily cost my family $10,000+. All because of an administrative error by someone working for the Secretary of State. This is happening in Illinois. I haven't talked to the lawyer yet. I never thought about suing the government, but its extremely unfair to suffer hardship and lose precious finances because someone cocked up some paperwork. There should be restitution for the fees we paid and the opportunity costs. Is suing the state viable in this case?

TLDR; My whole family's driver licenses were erroneously cancelled by the state of Illinois costing us a small fortune in towing fees, legal fees, and missed business costs.

Discussion Deals
COLE HAAN DEAL JUST GOT EXTREMELY HOT 30% OFF + $25 STACKABLE
Added on : Friday October 17th 2014 04:00:06 AM
g: 1 Posted By: nuggy
Views: 263 Replies: 0 I know the friends and family deal for 30% off has already been posted.

But this deserves a new thread.

30% off at Cole Haan......You get that one automatically.....

Just go to there site....

Now this take a little effort.....

Start collecting your spouses , kids, friends email addresses.....

Send them 5 email addresses.....and immediately get a $25 off coupon code in all the mailboxes.....(like a 16 digit code in the email at the bottom)

Sign up thru Shoprunner with your AMEX card and get a complimentary Free Ship also ($5 normal value)

I just picked up a $110 pair of driving shoes for $50ish shipped........That is like 55%ish off.....

Very hot......

I wonder if I will geta second tee shirt for this one......
Clothing Deals
Free Kindle Book- The Truly Offal Recipe Book & other cookboooks
Added on : Thursday October 16th 2014 07:00:11 AM
g: 0 Posted By: remick
Views: 84 Replies: 0 The Truly Offal Recipe Book: How to Cook the Parts Others Throw Away
http://www.amazon.com/dp/B00OI2UIKS/

Cooking with offal is an exciting, rewarding and CHEAP way to put healthy and hearty meals on the table. In this book Curtis Pritchard has compiled over 45 authentic recipes from around the world showing you how easy and delicious it is to cook beef hearts, lambs brains, chicken livers, calf's testicles and much much more.
These recipes are offal, not AWFUL!!!



MAD FONDUE: Vintage Fondue Recipes for Fun Retro Dinner Party Food
http://www.amazon.com/dp/B00JSY2XNQ
4.8 out of 5 stars (13 customer reviews)

Dine and party like the Drapers on Mad Men -- fondue style.
Thanks to the popular Mad Men series, mid-century dining is in with all its vintage recipes, and that includes the wonderful retro party fondue dinners for yourself and for your friends. If you're a fan, you remember Betty Draper's fondue party. MAD FONDUE: Vintage Fondue Recipes for Fun Retro Dinner Party Food helps you plan your own retro fondue party in mid-century style. Comes with FREE SWEET Fondue recipe bonus gift, too.

From Retro to Modern, Fondue Recipes and Party Ideas
Mad Fondue: Vintage Fondue Recipes for Fun Retro Dinner Party Food is a guide and resource to help you with your classic fondue dining and entertaining. From Betty Crocker's tips for good fondue etiquette to classic vintage fondue recipes to the new retro fondue with a 21st century twist, you'll find all you need to create your own fondue party. Here are some of the things you'll discover:
The fondue ritual; Who created fondue and why; What you need to fondue; Retro fondue party tips; 30 fondue recipes; Classic and traditional fondue recipes; Fondue traditions and etiquette; Fondue preparation and dining tips; Suggestions for fondue dippers and pairings; Zombie Fun and other vintage food and drink; Suggestions for cheese and wine; 'Mad Men' fondue trivia and themed parties; National Fondue Day; Modern twists on classic vintage fondue recipes and more.
Fondue never really goes out of style, because at its heart, it is all about food and people. Now that's a good pairing. Fondue dining offers a wonderful communal food experience. A little wine, a little cheese; how can that not be the setting for a merry meal? Let's have some fun, Mad Fun, with fondue.



Victoria Beckham's Roadkill Cookbook: The thin woman's guide to cooking
http://www.amazon.com/gp/product/B00B0F0LGM/

An extremely useful and much needed cookbook in which Victoria Beckham gives rein to another of her talents. Be it on motorway, freeway, autobahn, autostrade, highway or byway you will never view a dead animal in quite the same way again.



101 Best Soups & Stews: Easy & Delicious Gumbos, Chowders & Chili Recipes
http://www.amazon.com/gp/product/B00BF5XSYY/

There is nothing more warming than sitting down to a good, hot, delicious bowl of soup in the winter. However, soup is not the only thing that can warm you heart and soul, during those gray, windy, snowy days chowder, chili, stews, gumbos and cheesy/creamy soups can also do the trick.
This book contains 101 of the best soup and stew recipes, including the aforementioned other types of soup-like dishes, that you will find in one place. There are a variety of food categories as well, including beef, chicken and turkey, lamb, pork, ham and bean. You will also discover how to make soups and stews with seafood and vegetables, some of which you may not have heard of yet.
This recipe book was designed to bring flavor into your life and happiness to your stomach! Enjoy! Try something new! You never know what your taste buds will thank you for!



$5 Meals Cookbook: 50 Budget Friendly Recipes
http://www.amazon.com/dp/B00ODSH2OW

Stretch that dollar in style without having to sacrifice your favorite meals. This book shows you how to eat healthy on a small budget, whether cooking at college, feeding a family or just trying to live frugally. Its a perfect cookbook for those with a limited budget. The cookbook is loaded with healthy recipes that take extremely little time to prepare and have very few ingredients that are relatively cheap. Most of the ingredients are typical items found in almost every kitchen; there are no exotic spices in the cookbook that you have to go searching for all over the town.
We can't calculate how much it will cost at your store to make these meals but we've included our favorite low cost meals that cost us $5 or less.
About the Author

Nancy F Thomas is a stay-at-home mom who loves to try new recipes. When she finds one, she tries it out, leaving out the ingredients her kids won't eat, of course, and alters it to everyone's liking. She is determined that you will absolutely love more than 50 of these delicious recipes not everyone likes everything! But it is her guarantee that there is something for everyone to enjoy.
Check out the Italian Wedding Soup and Creamy Carrot Soup two of her family's favorites, not to mention the Black Bean Soup and many, many others. As a recipe changer herself, she encourages you to do the same, substituting out any ingredients you don't care for and replacing them with something you love!
Food is love, so from her family to your XOXOXO!



Easy Budget Meals: Meals, Desserts and Entertaining
http://www.amazon.com/dp/B0081QL32Y
4.8 out of 5 stars (6 customer reviews)

I hope you love cooking as much as I do. My strong beliefs are that we are what we eat and fresh healthy food is a requirement for my meals. I am not overly wild about this but I try to make my meals as healthy and tasty as possible. I learned many years ago that "Lots of onion, garlic and herbs maketh a meal."

Totally Free Deals
g: 0 Posted By: remick
Views: 166 Replies: 0 http://www.amazon.com/gp/product/B00G8H2KJS

Human effective IQ needs daily maintenance. Solving Word Scramble puzzles is a fun way of keeping the brain in top operating condition. Word Scramble puzzles are unscrambling word games. All the letters in a word are given, but out of order in ABC sorting. The goal is to unscramble the letters and find the hidden word. Overall Benefits of Solving Word Puzzles Improved Effective IQ The title indicates that these Word Scramble puzzles are designed "To Improve Your IQ." Intelligence Quotient - IQ - is a scientific assessment of your intelligence. Your IQ is determined by measuring your problem solving abilities, memory, general knowledge, and spatial imagery. The average God-given IQ of an adult is 150. It cannot be increased by medical science, because of the microbiology of the brain. It can, however, be improved. The average effective (day-to-day) IQ is only 100-110, mostly due to neglect - lack of brain exercises. Therefore, if you exercise your brain, you can increase your effective IQ. Word puzzles, such as Word Scramble, provide the necessary mental activity. Mental Exercise Word puzzles help expand vocabulary, strengthen word recall, and improve memory. You do not realize while you are working puzzles that you are using thinking skills. Your brain learns new skills and acquires knowledge throughout your life. Mastering puzzle-solving skills improves your thinking.



also free

Pixel Perfect Holiday Puzzles
http://www.amazon.com/Pixel-Perfect-Holiday-Puzzles/dp/B0063GIIK...

Pixel Perfect Holiday Puzzles is a logic puzzle game that challenges you to make a picture from numerical clues.

This sequel to the popular Pixel Perfect Puzzles gives you 50 new holiday and winter themed pictures to reveal. Each clue tells you where to draw a run of consecutive black squares. The clues in a row or column appear in the same order as the runs in the puzzle grid, with at least one empty square between each run. Start with the largest clues first, and then cross out squares that you know should be empty. This will allow you to narrow down the possibilities and logically determine the remaining squares.
The challenges can be tough, but there are 3 hints available on each puzzle to help you out if you get stuck. The game can even find and erase errors at any time. Time, hints used, and errors are tracked for each puzzle. Can you discover every picture?
If you like using logic to solve puzzles, you will love Pixel Perfect Holiday Puzzles!



Lapple+ Puzzle Book #2: 1000 Overlapping Words Puzzles
http://www.amazon.com/gp/product/B00G3ONQL2

Lapple+ puzzle is more challenging version of Lapple puzzle. If you are unfamiliar with lapple/lapple+ puzzles, you may be asking, What is a lapple/lapple+ puzzle? A lapple/lapple+ puzzle is an overLAPPing word puzzle. Each puzzle contains a word overlap from one to four letters. The objective is the find consecutive overlapping words by following the string from beginning to end. For example, in the string KIDNAPKINGDOMESTICATERRORIST, one finds the words KID, KIDNAP, NAPKIN, KING, KINGDOM, DOMESTICATE, CATER, and TERRORIST.
The overall benefits of working lapple puzzles include better memory, faster problem-solving skills, and increased alertness. Lapple puzzles help reinforce logic, critical thinking, and visualization. The mental exercise required to solve the puzzles provided in this book improves working memory.
Whether lapple puzzles are new for you, or you are already a lapple puzzle fan, this book will challenge you with lapple+ puzzles containing 161 letters (lapple puzzles contain 127 letters). Whatever the experience level or age of the solver child, adult, or senior lapple puzzles provide the puzzle solver with an activity that is not only fun, but also mentally challenging. Lapple+ puzzles have the solution words listed below the puzzle with letters reversed (Lapple puzzles have solutions listed in a different section of the book.)
Benefits of Lapple Puzzle Solving
In recent years, scientists have begun to pay more attention to the brain. The human brain is considered extremely complicated in its design and working. However, we know relatively little about how it works. We do know from studies that health benefits are derived from exercising the brain. Our minds, like our bodies, need stimulation and exercise. Working word, number, and logic puzzles provides that exercise for our brains.
Improved Focus and Attention
Puzzles can help your mind form new patterns and complex neural networks naturally. Scientists have found that your brain actually reorganizes itself in response to new challenges, and a lapple puzzle provides such a challenge.
Lapple puzzles also improve focus and attention while solutions are sought. Finding solutions requires a certain amount of solitude without distraction. Concentrated attention is an excellent skill to develop that will aid you in many areas of life.
Increased Mental Stimulation
Lapple puzzles provide you with an activity that is not only fun, but also mentally challenging. Thus, working lapple puzzles can increase your mental stimulation.
Intelligence Quotient IQ is a scientific assessment of your intelligence. Your IQ is derived from measuring problem solving abilities, memory, general knowledge, and spatial imagery. The average God-given IQ of an adult is 150. It cannot be increased by medical science, because of the microbiology of the brain. Your average effective (day-to-day) IQ is only 100-110, mostly due to neglect lack of brain exercises.
Contrary to popular belief, your brain is capable of growth (effective IQ) and change throughout your life. The daily effective IQ can be increased by various mental activities, among them lapple puzzle solving.
Enhanced Thinking Skills
Adults do not realize while working puzzles that they are using thinking skills. Our brains learn new skills and acquire knowledge throughout our lives. Mastering puzzle-solving skills improves thinking.
Adults have a natural ability to play and be creative with words. Lapple puzzles can enhance and boost creative intelligence. This is a great opportunity improve the brain's overall health and longevity.
Improved Memory

Much has been made of the health benefits of doing brain puzzles. Puzzles require brain exertion (exercise). Therefore, puzzles improve memory and encourage better brain function. This can lead to improved concentration and memory.



What State am I?
http://www.amazon.com/gp/product/B00DNRE71U

This collection of rhyming poems is a fun and easy way to help anyone increase their knowledge of the 50 U.S. states and capitals. Written to help develop and exercise high level, critical thinking skills for children ages 9 years old or older, the book serves as a great educational tool and resource for both teachers and parents. It enhances both the school social studies and reading curriculums.
Books Deals

Amazon Coupons
WLToys V911 2.4G 4-ch heli $33.24 @ Banggood
Added on : Wednesday October 15th 2014 01:00:02 AM
g: 0 Posted By: Timelord
Views: 126 Replies: 0 Just like the Syma 107G is the most popular 3-ch heli, the WLToys V911 is the most popular 4-ch heli. The additional channel allow you to strafe (move side to side)
It's very easy to fly and extremely crash resistant. Replacement parts are cheap and available.
Unlike 107G which uses infrared controller, the V911 uses 2.4GHz controller that "bind" to one heli so multiple people can fly in same area without interference.
Transmitter has beautiful blue backlit LCD screen. Comes with 2 Li-Po battery that can be charged using a USB charger.
V911 RTFuse coupon code: newbg Shipping from China Warehouse takes at least 4 weeks and comes in plain white packaging. Get it now before the holiday rush and sold out.
Go through topcashback.com for additional 6% CashBack!

Note: if you want to pick up a spare or just only the heli (because you already have controller) get the bind and fly version for $18.04 (even cheaper if you buy at least 3) V911 BNF
If you want uninterrupted flying, get the heli with 5 batteries for $26.81 V911 and 5 batteries

RC & Hobbies Deals
HVAC company trying to take me for a ride with this policy?
Added on : Sunday October 12th 2014 05:00:08 PM
g: 0 Posted By: yorkie345
Views: 69 Replies: 4 I have a variable speed motor in my furnace that has a module that regulates voltages changing the fan speed. Well, through my troubleshooting it's bad. I called a local HVAC company out that does $25 house calls to see what's wrong and sure enough I was told the same thing. The part is $350 (which I also verified on Google) and not very common and will need to be picked up at an HVAC parts warehouse about 25 minutes from where I and the repair company are located. I was told it will take 1 hour to fix and then another hour of labor to go pick up the part at a rate of $65/hour. I can't help but question the hour they said I will need to pay for them to go get the part. They are going to call me first thing in the morning to tell me if the part is in stock, and if so, if I would like to go on with the repair. The repairman was extremely knowledgeable and courteous, and he owns the small company. After he told me that I figured I wouldn't question him at that time about the hour of labor and wanted to check into it first. Is this something that's typically done for parts that aren't normally stocked? He did have a large cargo van and said he has 90% of any parts needed for a repair but can't stock everything.

The weather isn't supposed to get cold here for another week and I'm also contemplating telling him, hey, I'm sure you'll need to go out there again this week for another part and when you do, go ahead and grab mine while you're there! I'm sure this is just part of how they make their money but it irks me. Maybe he saw that I knew what I was talking about (I explained to him how an inductor works, maybe a stupid move) and figured he couldn't squeeze 2 hours of labor out of me as it's really a 30 minute repair if you don't take your time.

Anywho, just looking for some input!
Question Deals
g: 3 Posted By: remick
Views: 675 Replies: 0 http://www.amazon.com/gp/product/B00E0HOBUY

4.5 out of 5 stars (16 customer reviews)

This handbook presents acupuncturists with an overview of the current research literature and a useful framework for evaluating the clinical considerations of acupuncture treatment in the management of neuromusculoskeletal pain.

We provide information that can inform the application of all approaches to acupuncture practice for pain problems. We recognize that acupuncture practice is diverse and do not advocate one approach over another.

The handbook is intended to serve as a simple aid in the clinic and as an adjunct to reference texts and other sources. Please dont attempt to use this handbook as a comprehensive work of clinical diagnosis and treatment reasoning its certainly not intended for that purpose.

This book is a collaboration of expertise and as this is the first edition, we appreciate any feedback regarding its readability and usefulness to your clinical practice. We welcome your contributions for future editions.



also free

Anti Inflammatory Diet Recipes: Learn the Foods and Recipes that Reduce Inflammation Protect Your Heart, and Increase Weight Loss
http://www.amazon.com/Anti-Inflammatory-Diet-Recipes-Inflammatio...

Today, a number of people are faced with the struggle called inflammation. In fact, inflammation has often been termed as the leading cause for a number of diseases such as diabetes, arthritis, allergies, hypertension, fibromyalgia, lupus and other autoimmune disorders. This book will not only explain the linkage between inflammation and diseases, but also help you understand the essential components of an anti-inflammatory diet and lifestyle.
While this is not a weight loss diet, following this diet and lifestyle can bring some proven weight loss benefits.
The book will provide details on the foods that you should avoid along with recommendations for the ones that you should begin to consume. You will also get some useful tips on how you should shop for anti-inflammatory foods. The book is packed with twenty five interesting anti-inflammatory recipes for you to try and begin your journey towards a healthier and happier life.
You may use this book as your single most tool for attaining optimum health, through diet and lifestyle modifications that encourage substantial reduction in inflammation.



Best Practices in Chronic Pain Management-Multidimensional Assessment to Multimodal Treatment
http://www.amazon.com/Practices-Management-Multidimensional-Asse...

This multimedia eBook examines neurobiologic processes that contribute to chronic pain. Expert faculty also address how new mechanistic insights should shape best practices in pain assessment and treatment. The goal is to help clinicians maximize analgesia, functioning, and patient safety.



5-Minute Chi Boost - Five Pressure Points for Reviving Life Energy and Healing Fast
http://www.amazon.com/gp/product/B00E0HOBUY
4.5 out of 5 stars (16 customer reviews)

When thinking about the acupressure, most of us think about the procedures that are somewhat complicated to learn. Therefore majority of people never try using it or if they do, they give up quickly. However the acupressure (ancient art of healing by simple use of hands and fingers) in this book is well proven self-healing processes that anyone can learn fast.
The author (Master of traditional Chinese art of Chi Kung, Sifu William Lee) in this book reveals simple techniques you can easily apply and enjoy immense energy boost that you (most probably) need! INow, you can relieve yourself from headaches, lack of energy and tiredness, colds and flu, insomnia, lack of focus and ability to concentrate, chronic pains and many other disorders of health. This 5-Minute Chi Boost method is all about providing maximum results to readers in simplest possible way. Using photos and detailed descriptions this book explains all that one needs in order to know about why and how to apply ancient Chinese Art of Chi Kung, without need of anything else.
This is really simple yet powerful method that helps people get more energy, feel great, heal faster and stay healthy.



Home Remedies for Treating Back Pain: Simple Steps for Relief
http://www.amazon.com/Home-Remedies-Treating-Back-Pain-ebook/dp/...

Home Remedies for Treating Back Pain is a comprehensive guide to help sufferers to alleviate the problems of pain on a day to day basis. The book covers many way to deal with your back pain at home and may save you having to hide the pain behind unnecessary medication.
When the body hurts, the message sent through to the brain is that there is something wrong. By understanding more about how your own activity may aggravate your back, you will be able to live a pain free life. Back pain is extremely complex and can manifest itself in many ways.
Follow through the guidelines shown and you will not only learn to stem back pain in its tracks, but you will also learn how you can stop it from manifesting itself in the future. Your backbone is the very strength of your body. The book takes you through exercises and treatments help you to get to grips with problems that occur because of posture, problems that occur because of repeated actions, seating positions, etc., so that you are better equipped to keep your back pain free.
The way that pain works by sending signals also means that the pain caused by the back may indeed show itself in other areas of the body. Sciatica, for example, commonly sends pain down the back of the leg. Pain down the front of the leg can be caused by trapped nerves. Neck pain and headache can be as a result of something being amiss with your back.
By walking through all the help given by the book, which has been written by a long term back pain sufferer, you will be able to go forward in your life and learn how to strengthen the back against the ravages of pain.
Once you do, you will be very pleased that you chanced upon this book. Its intention is to help people to come to terms with what is happening to cause pain and to treat it at home so that pain is minimized and remedied by future actions which help to stop the pain coming back. Its common sense, although its also a book that couldnt have been written by someone with little experience of back pain. The treatments suggested in the book are as a direct result of treatments tried and proven to be effective in stemming back pain. The book may indeed be your step into a new life without pain.
Books Deals
g: 2 Posted By: remick
Views: 197 Replies: 0 http://www.amazon.com/gp/product/B00E0HOBUY

4.5 out of 5 stars (16 customer reviews)

This handbook presents acupuncturists with an overview of the current research literature and a useful framework for evaluating the clinical considerations of acupuncture treatment in the management of neuromusculoskeletal pain.

We provide information that can inform the application of all approaches to acupuncture practice for pain problems. We recognize that acupuncture practice is diverse and do not advocate one approach over another.

The handbook is intended to serve as a simple aid in the clinic and as an adjunct to reference texts and other sources. Please dont attempt to use this handbook as a comprehensive work of clinical diagnosis and treatment reasoning its certainly not intended for that purpose.

This book is a collaboration of expertise and as this is the first edition, we appreciate any feedback regarding its readability and usefulness to your clinical practice. We welcome your contributions for future editions.



also free

Anti Inflammatory Diet Recipes: Learn the Foods and Recipes that Reduce Inflammation Protect Your Heart, and Increase Weight Loss
http://www.amazon.com/Anti-Inflammatory-Diet-Recipes-Inflammatio...

Today, a number of people are faced with the struggle called inflammation. In fact, inflammation has often been termed as the leading cause for a number of diseases such as diabetes, arthritis, allergies, hypertension, fibromyalgia, lupus and other autoimmune disorders. This book will not only explain the linkage between inflammation and diseases, but also help you understand the essential components of an anti-inflammatory diet and lifestyle.
While this is not a weight loss diet, following this diet and lifestyle can bring some proven weight loss benefits.
The book will provide details on the foods that you should avoid along with recommendations for the ones that you should begin to consume. You will also get some useful tips on how you should shop for anti-inflammatory foods. The book is packed with twenty five interesting anti-inflammatory recipes for you to try and begin your journey towards a healthier and happier life.
You may use this book as your single most tool for attaining optimum health, through diet and lifestyle modifications that encourage substantial reduction in inflammation.



Best Practices in Chronic Pain Management-Multidimensional Assessment to Multimodal Treatment
http://www.amazon.com/Practices-Management-Multidimensional-Asse...

This multimedia eBook examines neurobiologic processes that contribute to chronic pain. Expert faculty also address how new mechanistic insights should shape best practices in pain assessment and treatment. The goal is to help clinicians maximize analgesia, functioning, and patient safety.



5-Minute Chi Boost - Five Pressure Points for Reviving Life Energy and Healing Fast
http://www.amazon.com/gp/product/B00E0HOBUY
4.5 out of 5 stars (16 customer reviews)

When thinking about the acupressure, most of us think about the procedures that are somewhat complicated to learn. Therefore majority of people never try using it or if they do, they give up quickly. However the acupressure (ancient art of healing by simple use of hands and fingers) in this book is well proven self-healing processes that anyone can learn fast.
The author (Master of traditional Chinese art of Chi Kung, Sifu William Lee) in this book reveals simple techniques you can easily apply and enjoy immense energy boost that you (most probably) need! INow, you can relieve yourself from headaches, lack of energy and tiredness, colds and flu, insomnia, lack of focus and ability to concentrate, chronic pains and many other disorders of health. This 5-Minute Chi Boost method is all about providing maximum results to readers in simplest possible way. Using photos and detailed descriptions this book explains all that one needs in order to know about why and how to apply ancient Chinese Art of Chi Kung, without need of anything else.
This is really simple yet powerful method that helps people get more energy, feel great, heal faster and stay healthy.



Home Remedies for Treating Back Pain: Simple Steps for Relief
http://www.amazon.com/Home-Remedies-Treating-Back-Pain-ebook/dp/...

Home Remedies for Treating Back Pain is a comprehensive guide to help sufferers to alleviate the problems of pain on a day to day basis. The book covers many way to deal with your back pain at home and may save you having to hide the pain behind unnecessary medication.
When the body hurts, the message sent through to the brain is that there is something wrong. By understanding more about how your own activity may aggravate your back, you will be able to live a pain free life. Back pain is extremely complex and can manifest itself in many ways.
Follow through the guidelines shown and you will not only learn to stem back pain in its tracks, but you will also learn how you can stop it from manifesting itself in the future. Your backbone is the very strength of your body. The book takes you through exercises and treatments help you to get to grips with problems that occur because of posture, problems that occur because of repeated actions, seating positions, etc., so that you are better equipped to keep your back pain free.
The way that pain works by sending signals also means that the pain caused by the back may indeed show itself in other areas of the body. Sciatica, for example, commonly sends pain down the back of the leg. Pain down the front of the leg can be caused by trapped nerves. Neck pain and headache can be as a result of something being amiss with your back.
By walking through all the help given by the book, which has been written by a long term back pain sufferer, you will be able to go forward in your life and learn how to strengthen the back against the ravages of pain.
Once you do, you will be very pleased that you chanced upon this book. Its intention is to help people to come to terms with what is happening to cause pain and to treat it at home so that pain is minimized and remedied by future actions which help to stop the pain coming back. Its common sense, although its also a book that couldnt have been written by someone with little experience of back pain. The treatments suggested in the book are as a direct result of treatments tried and proven to be effective in stemming back pain. The book may indeed be your step into a new life without pain.
Books Deals
d.light solar lantern for $11.40 Amazon.co, AC
Added on : Saturday October 11th 2014 09:00:12 PM
g: 0 Posted By: miserly
Views: 195 Replies: 0 http://www.amazon.com/d-light-Solar-Rechargeable-S20-Lantern/dp/...

Renewable Energy: State-of-the-art solar panels that are compact, lightweight and portable
Rugged Design: for ensuring weather, impact, dust & insect resistance
Extremely versatile: Can be carried by hand or hung in many settings
Completely maintenance free Batteries never need replacing, other components maintenance free, tamper-proof screws
2 Year Warranty

Home & Garden Deals

Amazon Coupons
g: 0 Posted By: Savvymommy03
Views: 261 Replies: 0 Newegg has theSennheiser HD 202 II Dynamic Supra-Aural Headphonesfor $29.99- $12.00 promo code EMCWPWP87 = $17.99 with free shipping

Closed, dynamic, semi-circumaural stereo headphones
Earcups can be removed from the headband
Specially designed damping material ensures powerful bass response
Lightweight turbine diaphragms for low bass
High levels and crisp bass for modern rhythm-driven music
Extremely comfortable to wear due to ultra-lightweight
Design for extended listening
Replaceable leatherette ear cushions
Powerful neodymium magnets and lightweight
Diaphragms for high sound levels
Convenient belt clip for adjusting the cable length when listening on the go
Good attenuation of ambient noise
2 years limited warranty

Headphones & Speakers Deals

Newegg Coupons
Two 32oz Nalgene wide mouth bottles, $10+free shipping @ nalgene.com
Added on : Wednesday October 08th 2014 12:00:05 PM
g: 4 Posted By: rambone
Views: 288 Replies: 1 LINK

$5 ea.
Add 2 to cart to get free shipping

Some details

Extremely durable
Resistant to staining
Resistant to retaining odors
Recommended for "extreme" adventures
Dishwasher Safe - Please make sure the cap does not touch the heating element
Withstands temperatures from -40F to 212F
This bottle is made from Eastman Tritan TM copolyester that is manufactured without Bisphenol A (BPA)
This bottle has a recycling code of #7, which means other. It does not contain BPA
Made in USA

Sports & Outdoors Deals
Eureka Airspeed 2-In-1 Stick Vacuum, AS100B $15.49 P/U @ Walmart
Added on : Tuesday October 07th 2014 11:00:05 AM
g: 0 Posted By: Farfisa850
Views: 194 Replies: 0 http://www.walmart.com/ip/Eureka-Airspeed-2-In-1-Stick-Vacuum-AS...

Eureka Airspeed 2-In-1 Stick Vacuum, AS100B:
Engineered to move more air and remove more dirt for a deeper clean on bare floors
Low profile nozzle
Removable handle
16' cord
10" cleaning path
Extremely lightweight
Washable filter
On-board crevice tool
1-year limited warranty
Model# AS100B
Home & Garden Deals

Walmart Coupons
g: 0 Posted By: ctgolfer
Views: 167 Replies: 0 shipping adds $5

Good Grip Handle

The handle provides a good grip to maneuver the vacuum easily and can rest against the wall, without falling

BrushrollClean Technology

Exclusively from Electrolux, the only lightweight vacuum with a unique brushroll cleaning functioneffortlessly removes tangled hair from the brushroll with the touch of a button; just press for 10-15 second

LED Headlights

LED Headlight illuminates your cleaning path and makes cleaning of the hard-to-see areas such as under the sofa, extremely easy

Dust Cup

This vacuum is equipped with an easy to empty dust cup allowing a no mess clean up

2-in-1 Handle Release

Press the handle release buttons to enable the handheld mode of this 2 in 1 vacuum



www.woot.com/offers/electrolux-ergorapido-brush-roll-clean-black...
Appliance Deals

woot! Coupons
New Arrivals: Loriblu - Black Suede Jewel Pump w/Crystals
Added on : Friday October 03rd 2014 09:00:04 AM
Black Suede Jewel Pump w/Crystals, from the Jewel Collection, is extremely chic and refined for a perfect evening look. Featuring black crystals on heel counter and stiletto, pointed toe and leather sole. Signature dust bag and box included. Made in Italy.
Craftsman 13'' 4.2 Amp Line Trimmer $23.99 @ SEARS
Added on : Tuesday September 30th 2014 05:00:03 PM
g: 0 Posted By: GoodyTong
Views: 0 Replies: 0 Pretty straight forward, basically I my trimmer broke down this afternoon and I am now in the market for a new one.
Don't have a huge yard, therefore didn't mind the electric cord. However this trimmer does have a DUAL LINE FEEDER, which is somewhat of an upgrade from my single line feeder. The other thing would be size.... yes sometimes it does matter....=)

LINK

~~Product DescriptionBreak out the extension cord and get to trimming with the Craftsman 13" 4.2 Amp Line Trimmer. Ideal for small to medium size yards you never have to wait for a battery to charge or mess with a gas engine. Extremely quiet and environmentally friendly. Edging around sidewalks has never been easier with a 180 rotating shaft and flip out edge guard to give your yard that well manicured look. With the dual line 13 inch cut path, this line trimmer makes quick work of grass and weeds. This trimmer comes installed with an automatic feed head, so forget the hassle of bumping the head to advance the line. Designed to give you the perfect fit, the telescoping shaft and adjustable handle allows the user to adjust the trimmer to their liking.
Powerful 4.2 Amp motor to tackle tough jobs
13 in. cutting path allows of precise control while trimming
Automatic feed head advances line without having to bump
Handle rotates 180 for edging along sidewalks
Telescoping shaft adjusts to fit user height
Bonus spool included
2 year warranty
Tools Deals

Sears Coupons
g: 0 Posted By: Xenocrates
Views: 176 Replies: 0 Mr. Beams MB330 Wireless LED Spotlight with Motion Sensor and Photocell(White) - $11.99 FSP @ Staples

Mr Beams MB360(Black) - $11.99 FSP

Extremely bright LED with minimum power consumption -140 Lumens
Motion sensor turns spotlight on and off automatically
Weatherproof design
Provides 350-Square Feet of coverage
Battery operated


4.3 / 5 Stars with 3,020 Customer Reviews on Amazon

The next best price from a rated merchant on Google Shoppingis $17.72 from Amazonand Walmart
Electronics Deals

Staples Coupons
New Arrivals: Loriblu - Black Suede Jewel Pump w/Swarovski Elements
Added on : Saturday September 27th 2014 09:00:04 AM
Black Suede Jewel Pump w/Swarovski Elements from the Jewel Collection, is extremely chic and refined for a perfect evening look. Featuring black Swarovski Elements on heel counter and stiletto, pointed toe and leather sole. Signature dust bag and box included. Made in Italy.
Demand letter from previous tenant, respond?
Added on : Friday September 26th 2014 07:00:13 AM
g: 1 Posted By: sailinlight
Views: 56 Replies: 3 I had a tenant move out after going month-to-month after the expiration of their lease. About six months past into the month-to-month I gave them 30 days notice (per the lease, state law specifies 7 days) to move out since we decided to sell the house. Tenants were not happy about moving out, but things went relatively smoothly. Didn't do a formal move-out pre-inspection but I went over there to talk to the tenants and the place was a mess. They had three children and apparently didn't believe in discipline whatsoever. There were crayon and marker all over the walls, large and small holes in the drywall in many walls throughout the house, the kitchen was a mess, etc. They promised that everything would be fixed when the moved out. After move-out, the place was less of a disaster but not anywhere close to move-in ready. The drywall patches were extremely poorly done and required sanding and repainting, much of the marker on the walls didn't come out so required sanding and repainting.
Painting alone cost $800, plus there were other things like cleaning the oven, walls which didn't need repainting, grass needed reseeding where . They also owed about $500 in back rent for the first few weeks of the last month they were there which they didn't bother paying. Total security deposit was $1,000, and I withheld the other $500 for repairs/cleaning. I itemized charges well in excess of $500 and put a line at the bottom for goodwill negating the amount over what the security deposit would cover. They clearly weren't happy about this..
So yesterday I get a demand letter from an attorney asking for the $500 back or a lawsuit would be filed for triple the original security deposit. From reviews I found this law firm seems to handle mostly prepaid legal services, and the letter even said that further contact should be made directly with the former tenants, so I suspect the chances that they plan to retain the law firm for an actual suit is low, most likely if they do sue it would be in small claims I imagine.

How would you respond if at all? I am thinking one of these choices-
1) Ignore it and see if they sue
2) Respond back with the plethora of pictures I have (which I already sent with the original itemization) saying that I believe I was correct in withholding the deposit
3) Respond back stating that if a suit is filed, that I would counter-sue for the water damage they allowed to accrue in the basement, a bleach stain in the carpet which I didn't note in the original itemization because I didn't replace the carpet, dents in the refrigerator which was brand new, a new water heater to replace one that was working fine but they threatened to sue over stating all five of them couldn't take back to back showers and baths so the house was not fit for habitability, etc

I have no intention to pay them without a court order. They were the worst tenants I've ever had, called all the time for the most minor of things (they overloaded a GFI outlet once and made me come over to replace it because the sprinkler control box was on the outlet and said that if I didn't come fix it, they'd let the lawn die- all it needed was the reset button pressed), let the basement flood (then tried to complain about mold, which they also brought up in the demand letter) without notifying me for almost two days.

Thoughts? I promise to keep the thread updated for entertainment value (if there is any for anyone).
Personal Finance Deals
4 Section Climb-N-Crawl Caterpillar $189 Fs Amazon (reg $270+) Lightning Deal
Added on : Wednesday September 24th 2014 05:00:05 AM
g: 0 Posted By: tedhawkins
Views: 95 Replies: 0 4 Section Climb-N-Crawl Caterpillar $189 Fs Amazon (reg $270+) Lightning Deal

http://www.amazon.com/dp/B000F3UJ4E

The Climb-N-Crawl Caterpillar

Climb in, on, or around "Gus" the climb-n-crawl caterpillar from ECR4Kids! Children will have so much fun discovering this charismatic caterpillar climber specially designed for use indoors or out. Featuring four brightly colored body segments, a happy face and tail, this climber can be assembled in numerous configurations to entice preschoolers to climb, crawl and interact. Large boot-shaped "feet" hold the unit firmly in place for safety and stability.


Ideal for the Imagination

Gus, the climb-n-crawl caterpillar, is an exciting active play item for use indoors or outdoors. His smiling face features moving eyes and a giant red tongue, enticing children to come play! They love making him their own personal jungle gym by crawling through the tunnel, climbing overtop and peeking through the holes along the body. Parents can feel safe with children climbing on this durable structure. It's so much fun to watch, you won't want to miss it!


Brighten up any Space

The cheerful colors of the rainbow make everyone happy, and Gus is designed with that in mind. Brightly colored body segments in attractive blue, red, yellow, green and purple make this caterpillar a showpiece for your playground, classroom, backyard and even your playroom at home. Each colored piece is a separate section allowing you to configure them to fit your unique space. Children can have fun helping to assembled by choosing how they want their GUS to look: matching boots and body pieces or random placement for a unique appearance.


It's a snap!

Easy assembly is extremely important and Gus is about as easy as they come. The only tool you'll need is included, a brightly colored plastic screw driver because even the assembly should be fun. Body segments snap together and are secured with the quick turn of a plastic screw. Quick and easy assembly means playtime can start even sooner!

About ECR4Kids

ECR4Kids is committed to developing and distributing the highest quality classroom furniture and equipment. Their focus and commitment continues to be centered on value-added features, functionality and performance with their products while providing optimal service. With a concentration on the Pre K-12 sector, ECR4Kids offers a wide range of products from tables, chairs and desks to cots, mats and a variety of case-goods in solid wood as well as scratch resistant double-sided laminate. All ECR4Kids products have gone through rigorous testing for both safety and functionality from start to finish. Their products are GREENGUARD Certified for Children and Schools indoor air quality as well as CPSIA approved. This process and certifications assures parents, teachers and school administrators that ECR4Kids products are safe to use.

What's in the Box

Four heavy-duty blow molded plastic body segments, head, tongue, tail, 10 feet, instructions, and all necessary hardware and tools for easy assembly
Toys Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 108 Replies: 0 6" High Carbon Stainless Steel Blade
Granton Edge - Trademark dimples in the blade that allow sticky and paper-thin slices to fall away effortlessly
Tapered Blade - precision forged blade that narrows gradually to an extremely sharp edge
Durable Extra-Wide Bolster - for safety and stability
Triple Stainless Steel Riveted Handle - Secures the full-tang blade while offering a comfortable ergonomic grip
10 3/4" Overall

www.asavings.com/cuisinart-c77tr-15p-15-piece-triple-rivet-knife...
Home & Garden Deals
All Inclusive Suggestions Needed PLEASE!
Added on : Monday September 22nd 2014 07:00:12 AM
g: 0 Posted By: azomatic
Views: 73 Replies: 1 Hey Everyone,

Been lurking for a few weeks and really love the forums! Would anyone be able to help me, I am looking for a All Inclusive trip to Dominican Republic. Does anyone have personal experiences they would like to share pleasant or unpleasant when it comes to resorts?

I am going away with my girlfriend and the primary goal of this trip is to RELAX and eat. We prefer to book the all inclusives just so we dont have to worry about food when we get there but reading reviews it seems the food (at least in our price range) is always disappointing. We were using BookIt.com to find flight & Hotel packages under $2,000 and soon realized the price is never what it advertises as each screen click seems to add fees.

Does anyone have suggestions on how to sort through the extremely long list of destinations & resorts to find a deal that would suit us? Does anyone have experiences with a all inclusive that was relatively affordable and actually provided enjoyable food? Any help is appreciated. Thanks!


Question Deals
g: 0 Posted By: tedhawkins
Views: 192 Replies: 0 Cycling - Lerway half finger Riding Silicone Gloves + Keychain $6.56 + Free shipping 3rd party Amazon

http://www.amazon.com/gp/product/B00NARX0IO

Apply code LERWAY89

1. The gloves are designed specially for sports lovers

2. Specially designed to provide comfortable compression and support

3. It fits perfectly for your grip all in one extremely wear-resistant, compact package

4. Finger joints are equipped with protective filler to ease the impact of device

5. High-quality elastic fiber is a good air permeability and bear a slight collision.

6. Safe for washing, breathable performance

Package includes Lerway Keychain as a gift

Choose the size according to the descriptions.

Size:

M 7-8 CM 2.76"- 3.15"

L 8-9CM 3.15"-3.54"

XL 9-10CM 3.54"-3.94"
Clothing Deals

Amazon Coupons
g: 1 Posted By: ctgolfer
Views: 155 Replies: 0 use promo code: EMCPAHH222

Instantly add 5 TB of storage space to your computer
Simple plug-and-play connectivity via USB cable
Power supply and USB 3.0 cable included
USB 3.0 interface for extremely fast data transfer speed

www.newegg.com/Product/Product.aspx?Item=N82E16822178587
External Hard Drives Deals

Newegg Coupons
g: 0 Posted By: remick
Views: 66 Replies: 0 http://www.amazon.com/dp/B005MT7X2C/

4.5 out of 5 stars (82 customer reviews)

What's It Like to Be Married to Me? is about knowing the difference between having a desire for a better marriage and setting the goal of a better marriageas readers look in the mirror to see how they can change.

Bestselling author Linda Dillow understands that most women want more from their marriage but don't know how to get it. In What's It Like to Be Married to Me?, Dillow challenges readers to ask the riskiest questions: What is is like to be married to me? What is it like to make love with me? Why do I want to stay mad at you?

Extremely intimate and honest, What's It Like to Be Married to Me? is not a book about marriage at all. It is a book about how to live out marriage, day-by-day and year-by-year, and watch who you become as a wife impact the intimacy in your marriage!
Books Deals

Amazon Coupons
Amazon Kindle Bestseller Series (Worth $25): Free
Added on : Sunday September 21st 2014 04:00:05 PM
g: 2 Posted By: winand
Views: 404 Replies: 2 With over 80 five star ratings, InQUIZitive is an Amazon trivia quizzing best seller series. For the first time, all the volumes of InQUIZitive are available together as a free bundle for a very short time. Save $25 by grabbing a free copy of the series that reviewers have variously called "The best concept in a trivia book I've ever seen", "Extremely infectious!" and "Trivia at its best"

Links to the four free volumes:

Volume I -http://www.amazon.com/dp/B00AX19RAA/

Volume II -http://www.amazon.com/dp/B00CIGKCFC/

Volume III -http://www.amazon.com/dp/B00G0NN7QA/

Volume IV -http://www.amazon.com/dp/B00KUIZELW/

Available till Monday midnight.
Totally Free Deals
Amazon Bestseller Series (Worth $25): Free
Added on : Sunday September 21st 2014 03:00:06 PM
g: 1 Posted By: winand
Views: 163 Replies: 0 With over 80 five star ratings, InQUIZitive is an Amazon trivia quizzing best seller series. For the first time, all the volumes of InQUIZitive are available together as a free bundle for a very short time. Save $25 by grabbing a free copy of the series that reviewers have variously called "The best concept in a trivia book I've ever seen", "Extremely infectious!" and "Trivia at its best"

Links to the four free volumes:

Volume I -http://www.amazon.com/dp/B00AX19RAA/

Volume II -http://www.amazon.com/dp/B00CIGKCFC/

Volume III -http://www.amazon.com/dp/B00G0NN7QA/

Volume IV -http://www.amazon.com/dp/B00KUIZELW/

Available till Monday midnight.
Totally Free Deals
Schwinn Thrasher Carbon Fiber Helmet, Adult $12.55 in-store @ Walmart
Added on : Friday September 19th 2014 10:00:04 PM
g: 0 Posted By: ctgolfer
Views: 187 Replies: 0 Schwinn Thrasher Bike Helmet, Carbon Fiber, Adult:
Dial fit offers 100 percent adjustability for larger or smaller heads
Extremely durable design
Side straps guarantee the perfect fit
Flow vents keep you cool
Adult bike helmet has a removable visor for protection from the elements
Trendy patterns and colors to ride in style

www.walmart.com/ip/Schwinn-Thrasher-Carbon-Fiber-Helmet-Adult/34...
Sports & Outdoors Deals

Walmart Coupons
g: 0 Posted By: ctgolfer
Views: 173 Replies: 0 shipping adds $5

Sennheiser PC 350 Special Edition High Performance Gaming Headset
With the PC 350 Special Edition (PC 350 SE) Noise Blocking gaming headset we went back and improved what is widely regarded as one of the best PC gaming headsets around. The Special Edition features an updated and even more durable closed design for gaming in privacy, as well as new design and improved user friendly features.Ergonomic Acoustic Refinement
The sound of the PC 350 Special Edition Noise Blocking gaming headset has been specially developed to provide an extremely game realistic soundscape. The Sennheiser technology delivers ultimate sonic accuracy and clarity by channeling signals directly into your ears.XXL Ear Pads
Extra comfort for long gaming sessions. Braided fabric cable for long-lasting durability.Closed design
The closed design allows you to hear even the slightest details even in noisy environments.Easy to carry
Just collapse, store and transport. Includes a protective carrying case.Noise-canceling microphone
Professional-grade noise-canceling microphone ensures crystal-clear conversations.Intuitive controls
Volume control is integrated on the right ear cup. Microphone mutes when boom arm is raised.
------- OR -------
Sennheiser PC300 G4ME Earbuds with Integrated Microphone
The PC 300 gaming headset enables you to get the most out of your gaming, music and voice chats wherever you are. The headset features a comfortable, in-ear design and superb speakers, with fitted sleeves in three sizes that help block out distracting background noise. To control the audio, simply use the in-line voice control.

In-ear design - delivers great sound and cuts out distracting background noise
Sensitive microphone - picks up every word for team communications & chat
In-line volume control - easy to set for personal preference and environment
Perfect fit - 3 sizes of soft silicone ear sleeves
Lightweight and small - so its easy to take on the road
Extension cable - 2m extension cable makes it easy for gamers to plug in to any laptop or mobile music device when traveling
Travel pouch - neat flexible pouch protects the PC 300 and the extension cable
Also great for music from any iPod or MP3 player and for PC Chat & VoIP 2 GO Headset


Shipping Note:Eligible for shipping to all 50 statesWarranty:2 Year Sennheiser


http://computers.woot.com/offers/sennheiser-in-over-ear-pc-gamin...
Headphones & Speakers Deals

woot! Coupons
g: 0 Posted By: Savvymommy03
Views: 327 Replies: 2 Tanga has the Philips Sonicare or Oral-B Compatible Replacement Toothbrush Heads (8-pk.) on sale for $5.99. Shipping adds $2.99

Philips Sonicare

Brush head design maximizes sonic motion
Bristles are made of the highest quality, extremely soft nylon available
Replacement bristles ensure you are getting an effective clean
Larger surface area and contoured bristles thoroughly clean and massage teeth and gums
Heads offer 10 percent more sweep for better plaque removal than conventional toothbrushes
Contoured bristles fit the natural shape of your teeth
For optimal results, a new brush head is recommended every three months
Eight-pack lasts about two years based on a three-month replacement cycle
A push on connector makes the brush body easy to clean
Compatible with Diamond Clean, FlexCare, FlexCare+, Healthy White, and Easy Clean models


Oral-B

Bristles are made of the highest quality, extremely soft nylon available
Replacement bristles ensure you are getting an effective clean
Helps clean your teeth 3 times better than a regular toothbrush
Heads offer 10 percent more sweep for better plaque removal than conventional toothbrushes
Contoured bristles fit the natural shape of your teeth
For optimal results, a new brush head is recommended every three months
Eight-pack lasts for more than two years based on a three-month replacement cycle
Compatible with:
Oral-B Triumph 5000 with SmartGuide Electric Toothbrush, Oral-B Triumph 4000 Electric Toothbrush, Oral-B Professional Care 3000 Electric Toothbrush, Oral-B Professional Care 1000 Electric Toothbrush, Oral-B ProfessionalCare SmartSeries 5000 with SmartGuideTM, Oral-B ProfessionalCare SmartSeries 4000, Oral-B Vitality Floss Action Electric Toothbrush, Oral-B Vitality Dual Clean Electric Toothbrush, Oral-B Vitality Precision Clean Electric Toothbrush, Oral-B TriZone 5000 Electric Toothbrush with Wireless SmartGuide Technology, Oral-B TriZone 3000 Electric Toothbrush, Oral-B TriZone 1000 Electric Toothbrush, Oral-B TriZone 600 Electric Toothbrush, Oral-B Vitality TriZone Electric





Health Deals

Tanga Coupons
g: 0 Posted By: tedhawkins
Views: 128 Replies: 0 Uvex Active Vario Eyewear- 100% UV protection $49.99 Free store pickup @ performance bike

http://www.performancebike.com/webapp/wcs/stores/servlet/Product...

Perfect for day-long or variable weather events, the Active cycling glasses adapt to all lighting conditions with photochromic lens technology. Decentered, anti-fog lenses give you clear, sharp vision and eliminate moisture buildup. Easy-adjust temples offer a pressure-free fit and retention strap stabilizes the frame.
Polycarbonate lenses are shatterproof, lightweight and feature an anti-scratch coating
Variomatic photochromic lenses automatically darken or lighten in response to prevailing light conditions for the best vision and contrast recognition at all times
Supravision nano technology produces an extremely scratchproof lens on the outside and a constantly fog-free lens on the inside
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La-Z-Boy Peyton 7 Pc. Dining Set - $1079.99 @ Sears - Free Shipping
Added on : Wednesday September 17th 2014 03:00:08 PM
g: 0 Posted By: surebabana
Views: 189 Replies: 0 La-Z-Boy Peyton 7 Pc. Dining Set - $1079.99 @ Sears - Free Shipping

Regular Price: $1799.99
Offer Price : $1079.99
You Save : $720.00DescriptionItem # 07180905000PModel #DPEY-7PC=14pxTheLaZboyPeyton Dining Set Lays the Tone Stylishly for Memorable EntertainingDiscover the freedom to design and live well in your outdoor space with thePeytonRectangle Top Table SetfromLaZboy. Combining the finest craftsmanship and materials to create an outdoor space that you and your company will enjoy for years, this stylish dining set makes the perfect addition for all occasions and locations. Featuring rust-proof cast aluminum construction and cushions that are made of fade and mildew resistant fabric, this dining set remains fresh and lustrous season after season. And with a warm antique bronze finish, it coordinates beautifully with the Peyton outdoor furniture collections adding style and enhancing the ambiance of your poolside, patio, deck or backyard. Premium comfort and elegant styling define this patio dining set, making your backyard the new venue for entertainment, relaxation and gatherings.Even though the Peyton Dining Set exudes high style with its solid, rectangle top table boasting gorgeous inlaid ceramic tile, cast accents and comfortable seating, its remarkably durable and practical. Sit easy in high-backed chairs that include four generously proportioned stationary and two swivel chairs for engaging conversations and easy elegance. Imparting a luxurious feel, the chairs feature thick cushioned comfort covered with a natural woven finish fabric that will keep you lounging leisurely long after the meals done. Serving food and cleaning up is a breeze as the table and upholstery wipe clean easily. Add this irresistible dining collection to your outdoor space and find paradise in your own backyard.

TheLaZboyPeyton 7 Pc. Dining Setincludes one 75" x 41" tile top dining table, four stationary dining chairs and two swivel rockers
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Chairs: 30" W x 36-1/2" H 23-3/4" D
Table: 72-3/4" W x 29" H x 41" D
Umbrella sold separately





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Shelter Insurance Junior Special Policy- revisited from 2012
Added on : Friday September 12th 2014 12:00:09 PM
g: 0 Posted By: srhullender
Views: 149 Replies: 1 http://www.fullofdeals.com/forums/finance/1245931/

I stumbled across this post/thread/forum after doing a search on childlifeinsurancepolicies and wanted to comment.
A lot of misconception in this thread. A LOT! To touch on a few that really were way off track are as follows:

This is from the 1st posting...

"Let's take this slowly ...
1. Child life insurance does not help make sure children will be insurable in the future.
yes, it actually does. by buying a policy which carries "Guraranteed Insurability", the child will be able to purchase life insurance, regardless of health, in the future.
2. Child life insurance does help make sure children will be able to purchase from a limited set of adult product options.
True.
3. Those are typically awful products at awful prices.
Permanent Life Insurance is most defianltey applicable ina lot ofsituations.
4. Even where they are not awful products today, they almost certainly will be awful compared to more contemporary products offered 20 years from now.
FALSE! Waitng for those "future products" to "possibly" be more viable is rediculous to say. Plus, its not like we can erase time (as of yet, for you future dwellers lol). Hoping/praying for better products in the future designedto help protect our net worth will be useless unless you start now.
5. If truly uninsurable, those grown children will not be insurable.
What? This made as much sense as this entire post...
6. They will only have the ability to exercise the option to purchase the agreed upon product.
Exactly what its designed to do. And this is a bad thing?I'm actually kind of shocked by this display of pure ignorance. Every one of the posts in this thread are single minded. Let me start with a story...I have this client, we will call him Brian. He is a 39yo married man with a 1 year old. When I met Brian he was 29 and extremely active with his job. He is a risk assessor for a huge dot.com company. Anyway, I had found out shortly after I met Brian that he had Type 1 diabetes. Now Brian had not done such a great job over the years of treating his diabetes from when he was diagnosed at 16.
Soon after we became friends Brians diabetes got worse. He eventually had to have a kidney/pancreas transplant.Why am I bringing up Brian? Because Brian is one of millions who have Type 1 diabetes. (We arent even talking about any other disease or illness that can cause someone to be uninsuranble.) And Brian is one of millions who is 100% uninsurable. And if he were to find an insurance company who would write a policy on him (which to this date I cannot find), the cost would be so exorbitant that not even the examples above would hold a candle to it.When you can buy a policy for your child that A) doesn't have a continuous premium payment, B) Offers some sort of death benefit and C) offers a Guaranteed Insurability Rider which allows your child to purchase additional amounts later in life, regardless of health.... You are WINNING!

And trust me.Regardless of what products are out in 20, 30, or 40 years down the road or what this insurance is worth that far in the future. If Brian or any one of the millions of people out there were able to buy ANY amount or level of life insurance....they would buy it in a heartbeat! Ragardless of cost or death benefit.

I would say to all of the people who posted in this thread. "Stop being so cheap and actually buy something worth a darn for your kids. How many Wii, Nintendos, Atari, etc have you wasted on your kid already? Trying to tell me $240 is that much of a waste to benefit over a game system or any other crap you splurge on your kids with?" zzzzzzz



Discussion Deals
g: 0 Posted By: ctgolfer
Views: 150 Replies: 0 Add 2 to cartand enter promo code: ZXCLUSIV14S ($50 off $100)

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g: 0 Posted By: tedhawkins
Views: 137 Replies: 0 KAI Wasabi 9.5-inch Yanagiba Knife $19.91 @ Cutleryandmore (reg $60) Fs on $49+ (lifetime warranty)

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The KAI Wasabi Yanagiba Knife is a traditional, single-beveled Japanese slicing knife. Due to it's long blade, easily create thin, perfect slices of raw fish needed for sushi and sashimi. To slice, start with the back of the knife blade and simply pull it through the fish, letting the weight of the blade itself do the work. The high-carbon stainless steel blade is designed to hold a sharp edge and features a graze finish that gives an attractive, brushed look. The black polypropylene handle provides traditional Japanese style, KAI Wasabi brings beauty and harmonious food preparation to any kitchen. Made in Japan with a lifetime warranty.


Home & Garden Deals
ART TubeMP with Autotune $129 Fs @ MF
Added on : Saturday September 06th 2014 03:00:02 AM
g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 ART TubeMP with Autotune $129 Fs @ MF

http://www.musiciansfriend.com/stupid

Product Description

The Auto-Tune Pre combines an ART tube preamp channel with integrated Antares Auto-Tune processing in a compact accessible package ideal for studio or stage. Now live artists can easily add high-quality Antares pitch processing without the complexity and cost of an external computer and software.

Auto-Tune Pre EFX Section: The Antares Auto-Tune section of the product is designed to have a user interface and functionality that is similar to the Auto-Tune EFX Plug-In. Users can select the Key, Scale and EFX type. Individual notes can be toggled on or off using the key pads for more customization. Edits can be stored in one of five footswitch accessible presets. (Footswitch optional and sold separately).

The ultra low noise discrete microphone preamp front end has an extremely flat and wide frequency response and handles a wide range of input signal levels with a minimum of coloration. High-quality hand-selected 12AX7A tube circuit adds warmth to the signal path.

Insert jack allows external processing to be added between the Preamp and Auto-Tune EFX section. The 1/4" footswitch jack on the rear allows remote access to the Bypass and Preset functions.
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Selectable Pitch Correction Effect (from subtle to obvious)

Transitchek
Added on : Thursday September 04th 2014 01:00:07 PM
g: 0 Posted By: sam008
Views: 0 Replies: 0 Folks

I'm putting like 100 bucks a month on my transitcheck these days - 50 in parking and 50 in public transit. Does anybody know if the IRS is extremely strict on usage of this? There are certain grey areas for which I have to use the car for which one can debate if it's for work or personal or a combination of both. I wanted to hear about others experiences

Thx
g: 0 Posted By: tedhawkins
Views: 153 Replies: 0 Timex Men's Ironman T5K562 Black Resin Quartz Watch with Digital Dial $34.60 fs @ areatrend

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Extremely durable and sporty, this Timex watch is the perfect workout accessory. Featuring a super comfortable black resin band and a solid black resin case, this watch is great for any exercise enthusiast. Whats better is this watch also includes a heart rate monitor, which makes this watch extremely useful in a multitude of scenarios. The stylish digital dial adds a fashionable feel to this watch already-impressive watch. Additional features include a stop watch, Indiglo light, and 30 meter water resistance.
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g: 0 Posted By: ctgolfer
Views: 168 Replies: 0 Ships from and sold by SF Planet

use promo code: 4PULEOLD

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g: 0 Posted By: ctgolfer
Views: 154 Replies: 0 Compatible with most flat-panel HDTVs
For wide-ranging use.
360 reception pattern
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g: 0 Posted By: tedhawkins
Views: 165 Replies: 0 3-Pack Mr. Beams MB363 Wireless LED Spotlight with Motion Sensor, Black $37.99 Staples Fs to storehttp://www.staples.com/3-Pack-Mr-Beams-MB363-Wireless-LED-Spotlight-wit...

Extremely bright LED with minimum power consumption, 140 Lumens. MB333 is three (3) individual units of the Mr Beams MB330 Spotlight
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g: 0 Posted By: ctgolfer
Views: 138 Replies: 0 World Tech Toys has released the Panther Spy Drone UFO with Video Camera 4.5CH 2.4GHz RTF RC Quadcopter and it is a top performer. The integrated adjustable camera lets you capture pictures and videos to a micro SD card (Model ZX-35989 for no camera option-sold separately) with just a push of a button on the transmitter.

The 4.5 channel radio control lets you move forward, backward, up, down, as well as rotate and lateral movement, full 3D flight capabilities. Built-In Gyro Stabilization gives you amazing agility while remaining extremely stable and there is also a 360 degree Flip Stunt Mode which lets you easily pull off loop stunts with the press of a button!

2.4GHz radio technology allows you to control the Quadcopter at an incredible range with no radio interference. Integrated LCD Display on transmitter gives you Signal Strength, Battery Level, Channel Display, and Trim Display data all at a glance. This is one technologically advanced, yet easy to fly machine.

All you need are 4 AA batteries and you're good to go! Don't wait, the Panther Spy Drone UFO with Video Camera 4.5CH 2.4GHz RTF RC Quadcopter is ready to fly!

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g: 0 Posted By: tedhawkins
Views: 2 Replies: 0 Inov8 Trailroc 246 Trail-Running Shoes - Women's - 2014 Closeout $59.73 Fs @ REI

http://www.rei.com/outlet/deal-of-the-day

6mm heel-to-toe drop positions this shoe as a transition between a barefoot style and a traditional running shoe
Polymer shank aligns with each individual metatarsal for increased underfoot impact protection and flexibility
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Self Directed IRA To Invest In Local Entrepeneur You Advise? Legal?
Added on : Friday August 22nd 2014 05:00:33 PM
g: 0 Posted By: robronson
Views: 93 Replies: 1 I understand self-directed IRAs are not allowed to be used to do things you can control, such as invest in a business you manage or a buy a house you rent to yourself.

What if you paired up with a local entrepreneur, who you're advising and helping get started, and invested in his business through your self directed IRA? You technically wouldn't have legal control over what he did with the money, but you are serving as an adviser. Maybe not an adviser on paper but he will go to you on a regular basis for advise on how to run the business and perhaps to ask for more money if he needs additional capital, which you can also invest from your IRA.

This seems like a reasonably legit way to set up a business that you don't personally run, but is based on your ideas, and has been vetted by you to have a strong chance of success, and also get tax-free returns by investing from your Roth IRA. While most businesses are unsuccessful, the very few that are successful get returns extremely high. I could envision getting a 10x return over one or two years with the right business.
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g: 0 Posted By: ctgolfer
Views: 199 Replies: 2 shipping adds $6.95

Minimus is a whole new approach to footwear, inspired by Good Form Running and designed to be worn with or without socks. The Minimus Road running shoe is engineered for use on pavement and other varied running surfaces. Supremely comfortable and extremely lightweight, the MR10 is taking the running world by storm.

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g: 0 Posted By: robronson
Views: 108 Replies: 1 FWF is about maximizing value from your financial decisions. This is my first year doing real self-employed work as my full time thing with a 6-figure income. I've done a bunch of tax planning and am revisiting for the rest of the year now that my total 2014 income is easier to predict. I made several tracking estimation spreadsheets along the way and identified "bend points" whereby it would be extremely valuable to get a little bit extra of a business deduction, as well as other income threshholds where the additional business deduction was much less valuable.

For example, the Traditional IRA phaseout occurred for me at around $95k gross income. At that income point, when you factored in my YTD business expenses, 401k/HSA contributions, 1/2 of SE Tax deduction, etc, I was able to deduct a Traditional IRA from my income. There's a bit of a step to the phaseout, but for simplification of discussion, if my income were to stop at just above the $95k gross mark, I'd be heavily incentivized to waste, I mean spend money on "business things" that could push my AGI down.

Also in my case, at around $125k Gross Income, I reached the point where FICA was no longer required to be paid. Thus, as my income got to $130k+, it made less sense for me to waste money on business things (like a new computer I only kind of sort of want, rather than absolutely need) because ever dollar of income reduced beyond that point is 12 cents less of FICA deduction. Whereas when my gross income was in the $115k range, every marginal dollar spent on business stuff had an extra ~12 cent value, meaning everything was ~12% cheaper (out of pocket).

I'm currently in the "weird" place where I'm exceeded the FICA annual cap but haven't yet made it into the 28% tax bracket. Once the FICA cap was hit, the marginal benefit of each dollar of business expense dropped 12% and now I'm questioning whether I really want to waste money on the bunch of "legitimate" business expenses that I can section 179 like a new iPad and a new computer.

It seems to me that if possible, I should structure my work such that in alternating years, I keep my income below the FICA cap but above the 15% threshold and perhaps near the Traditional IRA deduction phaseout. That would provide the maximum value for business deductions. It would mean that I could only gross around $90k in that year, which means I've taken a lot of time off (4 to 6 months off). Maybe I try to get a 1.5 year gig, take 4 to 6 months off, and then rinse/repeat. That gives me alternating years where I can splurge on cool things like new iPads/iPhones (which I legitimately do use in my consulting work), and get maximum benefit from the business deduction.

I haven't seen any other discussions like this on the forums. I do know typically, most small business owners just splurge on stuff in late December if their accountant suggests they do. I don't want to be one of those people because then I'll have to pay full price for things. If I know that I should buy a new computer in a given year to reduce my tax liability, if I realize this in August, then I have 5 months to look for a sale and also possibly get an additional 5 months use out of it.
Discussion Deals
g: -1 Posted By: Ferrari72
Views: 129 Replies: 2 TERK FDTV2A Omni-Directional Amplified Flat Digital Antenna

Dimensions: 9" x 9.75" x 2.48" Operating Bandwidth: VHF: 174-216MHz, UHF: 470-698MHz Output Impedance: 75ohms Amplifier Gain: 10dB typical Power Supply: 12V DC 100mA, UL Listed
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g: 0 Posted By: ctgolfer
Views: 134 Replies: 0 Instantly add 5 TB of storage space to your computer
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g: -1 Posted By: pj737
Views: 197 Replies: 13 The point of this ridiculously long-winded analysis is to determine the true cost to OPERATE (not own) an average-priced vehicle with average depreciation (per mile driven) and average fuel efficiency. Long story short, I did this analysis to convince my best friend to not buy a home in the suburbs... he is looking to buy a home that's about 30 miles from his place of employment. His wife also commutes into town for work. He owns a 2011 Toyota Tacoma and she drives a 2010 Lexus ES - they own them F&C. Between both cars, they average about 20 mpg. I'm trying to convince him to buy in town or close to town to cut his commute to <5 miles. However, the home that's 30 miles away is about $200K less for essentially the exact same size home in town (safety/crime is similar in both areas); the home in town is older but is in move in condition. He can afford the $200K price difference based on his earnings. Their daughter also attends private school in town so there is no benefit from a school district perspective. The commute time if they lived in town is <10 minutes each way. The suburbs is 75 minutes in each direction and that's with no stalled vehicles or accidents.

Most of the blogs I've read online (and I've forwarded to him) that argue the insane cost of commuting take into consideration the operating cost AND ownership costs into one figure. In addition to depreciation due to mileage put on the car, fuel, maintenance, etc, they would also factor in things like financing, depreciation due to vehicle age, parking, registration, motor vehicle taxes, etc and then come to a general cost per mile of ownership based on X miles driven (typically it's 15,000 miles). Those numbers vary but generally come in at about 61 cents/mile. Obviously, that number is seriously flawed if you only want to know what it costs to operate that vehicle and drive it X miles. I believe it's impractical for most people to not own a car; knowing what it costs to own it is one thing... but understanding what it costs to pull it out of the driveway and drive it X miles is critical when making decisions about investing in a home many miles away from ones' place of employment.

For sake of argument this applies to those that MUST own a car simply because they don't want to rely on bicycles, mopeds, motorcycles or any form of public transportation to commute. This applies to those that are looking at the true financial costs of commuting longer distances to work/entertainment/etc as a trade off to having lower cost housing in the suburbs/"commuter" neighborhoods.

The first consideration is depreciation... and not the kind of depreciation due to your car getting old but rather depreciation due to miles being put on the car itself. First, we need to determine the cost of an "average" car... and that comes to $31,800 as of last year. I specifically searched on KBB the resale value of cars including Toyota, Ford, Honda, Lexus, Kia and GM that were close to the $31,800 in value as new in 2013. The zipcode entered into the KBB site is in Los Angeles. For sake of ascertaining an accurate depreciation per mile we will use the "baseline" mileage at 3,000/miles per year (i.e. this is the minimum mileage I'm assuming anyone that owns a car will drive and all costs incurred per mile in this analysis are over the 3,000 mile baseline). I used 2011 model year cars for examples on each one; this would mean the car was on the road for roughly 4 years on average. I used 12 different models from 6 different makes all priced (today) at around $32K new. I inputted 3K, 8K, 10K, 12K, 14K, 16K, 18K, 20K, 22K and 24K miles and recorded the difference in value for each. Drivers that put only 3 - 8K miles year only depreciated by 8.1 cents per mile over 3,000 miles. I found that the mileage depreciation between 8,000-12,000 miles averaged about 10.6 cents/mile but when we jumped from 12,000 miles to 16,000 miles the extra 4,000 miles a year cost the owner 11.8 cents/mile hit on value ($472 depreciation). Between 15,000 and 18,000 it jumped up to 12.7 cents/mile average. Over 18,000 miles/year the cost per mile plateaued and was fairly linear in the mid 12-cent/mile range through 24,000 miles. A very conservative average between all the cars and all mileage ranges came in at about 11.4 cents so we will use this figure as the true depreciation per mile driven for all cars that have at least 3,000 miles a year being put on them. Note that older economy cars will realize depreciation rates as low as 7 cents/mile... However the same can be said on the upside where newer luxury cars will see an average 15-22 cent/mile depreciation (I tried to input some luxury cars as well that were priced at $50-$60K). I think 11.4 cents mile is on the low side but let's stick with that for the purpose of this analysis. COST OF DEPRECIATION PER MILE DRIVEN FOR CARS THAT TRAVEL MORE THAN 3,000 MILES ANNUALLY - 11.4 cents

Fuel - yes, I know you can buy a Prius that gets significantly better mpg than an average vehicle but there are many vehicles that get more than 20-30% lower mpg than the average car. I owned a Prius and only averaged 37 mpg which is no where near the EPA estimate of 50. So one needs to consider the TRUE mpg to ascertain the cost per mile in fuel consumption The average car gets 24.9 mpg and this is based on EPA estimates; in reality people will be putting well over a gallon of gas in to travel 24.9 miles. In fact, sitting in slow-moving bumper-to-bumper traffic kills EPA estimates by a good margin. But to stay conservative, we'll use that figure 24.9 figure. 24.9 mpg translates to 15.1 cents per mile at $3.77/gallon (national average). I pay over $4.35 for fuel where I live but again, averages trump real world for the sake of argument. COST OF FUEL PER MILE - 15.1 cents

Average maintenance cost for a vehicle is roughly 5.3 cents/mile. There are countless studies that break this data down and this is simply an average. It varies from as low as 4.1 cents to as high as 6.8 cents with the most common coming in at about 5.2-5.5 cents. This includes tire replacement, wiper replacement, oil changes, filter changes, wear and tear/maintenance of vehicle components, etc. COST OF MAINTENANCE PER MILE - 5.3 cents

Insurance costs are slightly lower for those that commute less. There are insurance companies that base their rates on miles driven and others that give discounts for those that put a relatively low number of miles on their cars. I had to check with my Allstate provider to see if there would be a difference and it was small... an increase of about $85/year if I doubled my mileage from my current 6,500 to 13,000 (I felt a little ripped off when I was told this). Based on that information, I would assume it's safe to say that one could save at least $85/year on premiums if they cut their commute by 6,500 miles. This translates to 1.3 cents/mile in hard costs. COST OF INSURANCE FOR MILES DRIVEN - 1.3 cents

Driving infractions/tickets/etc... Now this one is a tough one. Obviously the more you drive the more likely you are to be pulled over and be ticketed. While some people have never received a ticket in their lives others get tickets every year. According to national law enforcement statistics, of the 195 million licensed drivers on the road in the US, 41 million of them are getting ticketed every year on average. That's roughly a 1 in 5 chance of getting a ticket every year. The average cost of a ticket is $155. Insurance rates increase an average of $320/year based on one speeding ticket going 15 miles over the speed limit. So if there is a 1 in 5 chance you'll get a speeding ticket in a year and that cost will run you $475 that translates to an "average" of $95/year on speeding infraction costs. If the average driver traverses 13,476/miles of roadway in a year that translates to 0.7 cents mile for infractions and this means getting a ticket only once every 5 years... which I could imagine is pretty low and conservative. COST PER MILE FOR TICKETS FOR DRIVING INFRACTIONS - 0.7 cents

Accidents - here is another tough one. Personal costs of injury and property damage are extremely hard to average as they can vary by a huge margin. Especially because some people can go decades without a single incident. The car industry purports that the average driver only gets into a "significant" car accident every 17.9 years or roughly 3.5 times in a lifetime. The average cost of these accidents is $23,450 of which only a small portion (assuming you're insured) comes from the driver's pocket. Assuming deductible costs, time lost, personal injury, repairs/rental not covered by insurance, etc, we'll very conservatively peg this cost at $1,000/per "significant" accident as a direct cost to the driver.That's $3,500 over a lifetime. Over 843,600 miles (what the average person drives over a lifetime), that comes to 0.4 cents/mile. Again this is a very low figure and does not take into account countless minor fender benders which can easily cost several hundreds up to a couple thousand to repair especially if you didn't want to report this to insurance in fear your rates will go up. COST PER MILE FOR ACCIDENTS - 0.4 cents

Toll roads - Depending on where you live and work, toll roads can easily add 5-10 cents/mile on to your commute... possibly much more. However, this isn't applicable everywhere (we have no toll roads in my state) so I am leaving this one out of the equation. If you live in an area that requires you to traverse toll roads you'll have to include this in your calculations.

Total cost to OPERATE a vehicle PER MILE (over 3,000 miles/year) not including toll roads - 34.2 cents per mile.

The point of getting this average is so people can better calculate their finances should they decide to live in a commuter city/neighborhood or suburb vs living in or near the urban core. One could point out that you could save much more if you don't buy a car at all. That's very true. The 34.2 cents/mile operating cost is only about half the cost of total ownership and operations but this is the cost of the mileage applied to a car you already own and need. Note that if you own a newer luxury model that gets not-so-stellar fuel efficiency, the 34.2 cents/mile can easily exceed 50 cents/mile on operating costs only. To be fair, I did an analysis on an older (12 years old) more fuel efficient economy car (35 mpg) with an original purchase price of $20,000 and the cost to operate dropped to a low of 21 cents/mile. But this is an extreme example on the low end and not realistic for most. I think most people that can afford to buy a home will own cars that are at least "average" priced and aged.

Now that I know what it costs to take the average car one mile on the road, I wanted to see just how this impacts housing prices and rents. To be fair, the overwhelming amount of people that live in town also commute shorter distances to entertainment venues, restaurants, places of interest, etc etc. So if there are 241 work days in a year it's fair to add another 52 days of commuting into town per year (that's one extra drive into town PER WEEK, which is very conservative, in my opinion). That means 293 days of commuting into town for the average person (driving into town an average of 5.6 times/week). If that average person lives 30 miles from town, that's 293 days x 30 miles x 2 trips = 17,580 miles. If one lived in town, and had a 5 mile commute, this comes to 293 days x 5 miles x 2 trips = 2,930 miles. So while the person living 30 miles from work is commuting 12,050 MORE miles every year (work commute only) than the person that lives 5 miles from work, they are also driving an additional 2,600 miles year because of their proximity to places they need to drive to that are outside of their place of employment. So for every individual mile one lives further from work (2 mile round trip commute) it translates into $200.41/year in direct costs for ONE car (293 days x 1 mile x 2 trips x 34.2 cents = $200.41/year). If it's two cars commuting (which is more common in households these days), you are looking at double that or $400.82/year.

$1,000 in mortgage costs @ 4.5% amortized over 30 years is $4.21/mo or $50.52/year. So for every one mile you live further from work/play, this translates into $3,966 in additional home purchase price you can afford or $16.70 in additional rent you could afford. If you have two cars making the same commute, double that to $7,934 in home value or $33.40 in rent for every single mile you live further from work. Many people in my place of employment chose to live ~30 miles or more away where housing is cheaper. If the difference from my 5-mile commute is 25 miles traveled (50 miles/day), it comes to $99,150 in mortgage and $835/mo in rent. and you'll have to double that to $198,300 in additional mortgage they could afford and $1,670/mo in additional rent they could afford if they had a two-car household. This does not even consider that of your mortgage payment roughly 1/3 of the payment goes back to your pocket in principal payments (i.e. forced savings) and the other 2/3 of the mortgage payment is (at least for now) 100% tax deductible. Arguably, if you look at the bottom line (forced savings + tax deduction benefit assuming a conservative 30% state and fed combined tax rate), each mile you live further from work translates to roughly $7,100 in additional mortgage payments one could afford for each and every car attached to that home that makes that work commute. All while your mortgage is fixed and your car's operating costs continue to increase over the years. Assuming the above assumptions are accurate, living 10 miles closer to your job can allow you to afford $71K more in a house purchase and that's just with one car. Double that for a two-car commuting family and quadruple it to $284K for the same family living 20 miles from work.

These numbers are absolutely staggering to me and I can't help but think my math and/or assumptions are off somewhere. But it definitely enforces my argument that my friend should buy in town. For those that managed to make it through all this, please chime in and offer any corrections to my reasoning. Yes, I understand there are many assumptions made here but again, the purpose of this post is to get an average figure most people can relate to. I think very few people actually consider the real cost of driving and they end up making mistakes by either buying or renting far distances from their place of employment and other desired activities because they assume they are saving money by doing so. This analysis only takes into account the direct financial costs of driving longer distances... it doesn't take into account the plethora of other considerations (which I find vastly more important) like compromised health and well-being, increased stress, quality time away from family/friends/gym/activities/alone time/relaxing/sleep, etc etc. Sitting in traffic for hours on end every day is a huge quality of life issue for me personally, money aside. If the 30 mile commute was FREE, I would still pay the $200K difference.
Discussion Deals
g: 0 Posted By: impasse
Views: 242 Replies: 0 $139.99 up front; the main draw here is obviously the 20% back in Rakuten superpoints with promo code RAKREWARDS (comes out to 2800 points, or $28).

not quite as straight cheap as amazon's gold box deal back in july for $129.99 or that extremely limited Sharper Image deal, but less total.

linky link!
Blu Ray Deals

Rakuten.com Shopping Coupons
Tivoli Audio sale at Gilt--great prices
Added on : Monday August 18th 2014 08:00:11 AM
g: 1 Posted By: cga
Views: 221 Replies: 2 Tivoli Audio sale at Gilt

I think the sale is good for another couple of days. I've ordered from Gilt before and have been extremely satisfied with their deals and customer service. No problems of any sort. The non-returnable items are not returnable except if the item is defective, not if you just change your mind, etc. I confirmed this with Gilt the last time I ordered.

I believe most, if not all, of the Tivoli items on Gilt are at the lowest prices currently available for new products. For example, the Tivoli Networks Global Audio System with FM is $229. I could not find a new one at anywhere near that price; most sources charge $399 new, even though I believe the model is now discontinued.

Don't forget about FatWallet Cash Back.
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g: 0 Posted By: ctgolfer
Views: 180 Replies: 0 Hot air and hot iron 2in1 rework soldering station
Extremely low noise and space saving design
Hot air gun and soldering iron separate and no interference with each other
LED digital displays to show hot air gun precision temperature
Samsung microcomputer control, quick warming-up
Adjust the airflow and temperature control rotation easily
Automatically stop rotation when the temperature is less than 70℃
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Stand for keeping the iron from flammable materials
Suitable for SOIC, CHIP, QFP, PLCC, BGA and temperature-sensitive components
Fits for heating shrink, drying, lacquer removal, viscidity removal, ice-out, pre-heating and glue soldering
Voltage: 110V/AC
CE approved

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g: 0 Posted By: ctgolfer
Views: 100 Replies: 0 use promo code: VCO and check out with Visa

Brand
Plextor
Series
M5P Xtreme Series
Model
PX-256M5Pro
Device Type
Internal Solid State Drive (SSD)
Used For
Consumer

Physical
Form Factor
2.5"
Capacity
256GB
Memory Components
MLC
Interface
SATA III
Connector
Power Connector: 15-pin SATA connector for DC 5V input
Data Connector: 7-pin SATA connector
Controller
Marvell
Cache
512MB
Height
7mm
Width
69.85mm
Depth
100mm
Weight
70g

Performance
Max Sequential Read
up to 540 MB/s
Max Sequential Write
up to 460 MB/s
4KB Random Read
Up to 100,000 IOPS
4KB Random Write
Up to 86,000 IOPS
MTBF
2,400,000 hours

Features
Features
Latest server-grade Marvell 88SS9187 controller guarantees fast and reliable operation under high loads.

True Speed technology gives sustained long-term performance and prevents SSD speed drop, automatically returning performance to like-new speeds

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Unique Robust Data Hold-out Algorithm in Plextor's exclusive firmware provides additional long-term protection for your data.

Supports full 256 bit Advanced Encryption Standard (AES) drive encryption to protect confidential data.

Carefully selected high-quality components, including the latestgeneration controller and exclusive Plextor firmware.

Extremely reliable with a meantime between failures (MBTF) forecast as an impressive 2.4 million hours.

Passes the strict enterprise-grade Zero Error standard of 400 units surviving 500 hours of the toughest continuous testing without a single error or failure.

Every single drive rigorously burn-in tested at elevated temperatures and subjected to accelerated usage simulations for complete drive and flash stability.

Operating System Supported: Microsoft Windows Family / Linux / Mac OS

Agency Approval: UL, CE, BSMI, WHQL, RoHS, FCC, KCC, VCCI

Command Set Support: TRIM, S.M.A.R.T., NCQ, ATA/ATAPI-8

Firmwave Upgrade Supported

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Wegmans' potential listeria contamination issue
Added on : Thursday August 14th 2014 07:00:09 PM
g: 0 Posted By: cga
Views: 146 Replies: 0 I'm not sure if this belongs here or in Off Topic, but I think it deserves some attention, and since it concerns a well known grocery chain, I'm posting the topic here. If it needs to be moved, that's fine.

Recently, some possibly tainted fruit was recalled.Read this article for details.Wegmans sold some of this fruit, which was possibly contaminated with listeria..

I live in the Rochester, NY area and although there are other grocery stores in the area, none compares to Wegmans, so it's the de facto only game in town.

To its credit, Wegmans apparently computer called all of its known customers who were on record, via their shopper's club card, as having bought some of the possibly dangerous fruit, I received one of these calls and finally got around to going to my local Wegmans after getting the call.

What I learned there regarding Wegman's store policy on refunding/crediting customers' for their purchase of the potentially bad fruit truly shocked me. Wegmans is known for being the best super market chain in the country, and also one of the best places to work. For several years, actually. They are generally extremely customer oriented.

What are they doing about the possibly dangerous fruit, which can severaly sicken or even kill? They are offering refunds (with receipt) or store credit to customers who admit they have not eaten the fruit. Now, I had long since eaten all of the fruit, and don't recall getting sick. So she said no refund/credit for you. At that point I admit I lost my cool and raised my voice a bit...something you almost never see/hear happening in a Wegmans.

It seems logical to me that since everyone who bought the possibly tainted fruit ran the same risk of getting sick, everyone deserves a refund or credit. Actually, now that I think about it, maybe those who ate the fruit deserve even more consideration. It seems truly ludicrous to penalize everyone who ate the fruit.

Unless Wegmans issues a public apology (not likely) I'm definitely going to spend more of my grocery money at my local WalMart Superstore, which has a very good super market section.

I felt like bringing this to light, and am hoping others give it a little thought and perhaps express their opinions, even if it's to disagree with mine.


Wegmans Deals
New Balance 3190 Women's Running Shoe $39.99 @ Joe's New Balance
Added on : Thursday August 14th 2014 07:00:06 PM
g: 0 Posted By: ctgolfer
Views: 162 Replies: 0 shipping adds $6.95

Description
The 3190, designed to be lightweight, is defined by its smooth ride and intelligent geometries. The REVlite midsole gives this womens running shoe responsive cushioning, and the deflection provided by the blown rubber outsole means durability you can count on. All this, and the lightweight breathability of a FantomFit upper, make the 3190 a perfect fit for the progressive runner.

Innovative REVlite midsole provides premium responsiveness and durability at a 30% lighter weight than other foams with comparable performance
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12mm drop: due to variances created during the development and manufacturing processes, all references to 12mm drop are approximate
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Shoe Last: PL-12
Weight: 195 grams (6.9 oz)

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g: 0 Posted By: ctgolfer
Views: 177 Replies: 1 50mm standard lens with f/1.8 maximum aperture
Traditional Gauss-type optical design is extremely sharp
Focuses as close as 18 inches for extreme close-ups
Ideal for natural-looking shots; excellent color balance
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You'll Be Rich in the Military - in Ways You Don't Think
Added on : Wednesday August 06th 2014 11:00:09 PM
g: 0 Posted By: rachelmark7922
Views: 79 Replies: 0 I hear "You'll never be rich being in the military" all the time, from lower enlisted to command level officers. The military perpetuates the mentality that we don't make that much money. I'd like to argue that we do make a lot, and that the military is an incredible steppingstone to the middle class.

When I got shipped off to boot camp, I was making about $400 every two weeks. I always thought to myself how much more I had made in the civilian world. But I wasn't taking into account what didn't show up in my paycheck. Here are 10 big financial benefits of serving in the military:

Training. Depending on your service and military occupational specialty, you'll get up to two years of training before reaching your first duty station. Much of this training translates straight into college credits -- and it looks great on a rsum.
Retirement. The military is one of the last employers in America to offer retirement plans. After serving a mere 20 years, service members can choose to separate with 50 percent of their base pay every month for the rest of their lives. If they're eligible, they can stay up to 30 years to receive 75 percent of their base pay, and high-grade officers can retire with 40 years to receive 100 percent.
Health care. While serving on active duty, service members and their families (spouse and children) will have free health care through Tricare so they are in the peak physical and medical condition they need for their jobs.
Dental. Dental is free for service members, because good oral hygiene is necessary to maintain a deployable status.
Commissary. The commissary is pretty much just an enormous grocery store, with better-than-WalMart (WMT) prices (most of the time). They also have enormous "lot sales" every so often where they have blowout prices of stuff you actually want.
Basic Allowance for Housing. When you're a low enlisted rank, they'll stick you in the barracks (or dorms in the Air Force). The barracks, as terrible as they may seem at the time, save you so much money it's incredible. Typically, they're in the same parking lot as your workplace, so the commute is eliminated. Utilities are included, too. And you don't need to write a check for rent and worry that you won't have enough money, because the basic allowance for housing is granted to all military members. The allowance also gives you the ability to rent a house off-base or to use base housing.
Tuition assistance. Depending on your branch of service, you could be eligible for up to $4,500 per year toward college classes. By taking full advantage of this, you could have an associates's degree in one enlistment and a bachelor's in two. And don't forget that you could earn college credit for your training through the College-Level Examination Program or Defense Activity for Non-Traditional Education Support.
The GI Bill. Typically used after separation, the GI Bill allows you to go to college at no extra cost to you. During the first year of your service, you will pay $100 per month toward the GI Bill. After that, you owe nothing. Service members can choose among two versions (the Montgomery GI Bill and the Post 9/11 GI Bill), and there is a way to get a few extra free credit hours if you switch between them in a specific way. It's also transferable to your spouse or children, although you need to serve at least four extra years after the election has been made.
Thrift Savings Plan. If a pension plan wasn't enough, military members have access to the retirement savings plan, with a traditional and Roth option. It bases allocations on stock indexes and has extremely low operating costs -- read: very, very low expense ratios.
Veterans Affairs loans. VA loans resemble Federal Housing Administration loans -- with a few awesome advantages. These include no down payment and no mortgage insurance requirement. They also usually let you have access to the best current rates available. And you maintain this benefit for life. Married to another service member? Then you each get your own VA loan to use.
Other benefits include military discounts (thank you business owners!), networking (you'll meet hundreds, if not thousands of people during your tour), experience (management and occupational), VA benefits and free simple income tax filings.

I'm not advocating that you join the military for financial reasons, but I am trying to highlight some of the financial perks that you wouldn't see in your paycheck.
Discussion Deals
g: 0 Posted By: ctgolfer
Views: 186 Replies: 0 Not your average outerwear, the comfort, durability and fit of these Nano-Fleece hoodies and pullovers from Dri Duck is tip-top. Made of 6.5 oz., 100% polyester nano-fleece, Dri Duck fleeces feature a 2-side brushed and 2-side anti-pill finish. The brushed fabric gives it a superb, supple softness, while the anti-pill finish keeps it looking like new. After repeated wash and wear, it wont develop those unsightly little fabric balls. Not only is it incredibly soft and warm, its also durable thanks to overlock stitching. Whether on a cool autumn or spring night, at the beach, in the field, or as a winter layer, its comfort fit rains down coziness on thy corpus from Jump Street. Theres no breaking-in period. Plus, the fabric banded cuffs and bottom hem provide a snug fit around the extremities to help keep the elements from sneaking in. That means you can move and bend like the hardest working man in showbiz without fear of an uninvited draft greeting your defenseless skin.

Dri Duck outdoor wear is highly functional, extremely durable, and exquisitely comfortable. All Dri Duck gear boasts top-notch styling, innovative fabrics, rugged materials, and the ultimate in craftsmanship. Years ago, Dri Duck began life manufacturing work jackets and caps out of the durable, cotton canvas known as ""duck"" cloth. Although originally designed for men working on farms and ranches, construction crews, and railroads, the move to produce apparel for hunters and outdoorsmen was a natural evolution. All Dri Duck products are outdoor-inspired and made from performance fabrics. Take a spin in these quality fleeces, jackets, and shirts at a pittance of the normal prices. 4 days only.

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g: 2 Posted By: lovelybones
Views: 211 Replies: 2 http://www.amazon.com/gp/product/B00KDLB8D4/ref=ox_sc_act_title_...

by Higher Vision Technology

Enter code RUNFREE1

Extremely durable, soft, breathable material - Best case for jogging, biking, walking or working out
Compact and ergonomic design perfectly fits iPhone 5, 5s, and 5c. Not fit for the iPhone 4, 4s, or 3
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Phone fits snugly and sweat proof functionality keeps sweat away while you work-out
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Sports & Outdoors Deals

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Kyocera Revolution Series 6-Piece Ceramic Knife Set $129.99 @ Woot
Added on : Tuesday July 29th 2014 07:00:01 PM
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 shipping adds $5

Ceramic blade ground to microscopic precision by diamond wheels for rock-like edge with excellent sharpness retention
Totally impervious to acids, juices, oils, salts or other elements, will never rust
Lightweight, extremely balanced in the hand
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Hand wash recommended
6-Piece Knife Set:

(1) 3 Paring Knife
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(1) 5 Micro Serrated Utility Knife
(1) 5 Slicing Knife
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(1) 6 Chef Knife

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Bissell 3-in-1 Stick Vac Bagless Vacuum $15.84 @ Walmart
Added on : Monday July 28th 2014 09:00:07 AM
g: 0 Posted By: tedhawkins
Views: 135 Replies: 0 Bissell 3-in-1 Stick Vac Bagless Vacuum $15.84 @ WalMart

http://www.walmart.com/ip/Bissell-3-in-1-Stick-Vac-Bagless-Vacuu...



The Bissell 3-in-1 Stick Vac Bagless Vacuum is a lightweight combination vacuum cleaner that easily converts from stick to hand-held vacuum anywhere you need it. Whether cleaning your carpets, bare floors, stairs or upholstery, the Bissell 3-in-1 Vacuum gets the job done. The 15-foot power cord of the Bissell Stick Vac helps you vacuum an entire room without having to unplug or move to a new power outlet. Plus, this upright Bissell 3-in-1 Vacuum weighs less than four pounds, making it extremely easy to use, even when turning around corners or working in tight spaces. The Bissell 3-in-1 Stick Vac Bagless Vacuum is the perfect fit for small houses and cozy apartments. The Bissell 3-in-1 Stick Vac Bagless Vacuum has a washable pre-motor filter and has a power rating of 2 amps.

Bissell 3-in-1 Stick Vac Bagless Vacuum:

Available in multiple colors
Easily converts from stick to hand-held vacuum
Surface type: hard floors, low pile carpet
Weight: 3.5 lbs
Filtration: washable pre-motor filter
Power rating: 2 amps
Power source: corded
Power cord length: 15'
Bag type: bagless
Surface height settings: 1


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Walmart Coupons
g: 0 Posted By: ctgolfer
Views: 1 Replies: 0 AQUOS LED 1080p DISPLAY
The AQUOS 1080p LED Display with advanced pixel structure brings you the most breathtaking HD images. Using photo-alignment technology thats precision crafted to let more light through in bright scenes and shut more light out in dark scenes.

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g: 0 Posted By: tedhawkins
Views: 50 Replies: 0 Climbing - Petzl Ange Finesse Quickdraw SS 10cm (5 Pack) $79.95 Fs @ gearexpress

http://www.gearexpress.com/petzl-ange-finesse-ss-10cm-quickdraw-...

Petzl's MonoFil Keylock technology and the H-profile make these carabiners ultra-light and optimize their strength to weight ratio. They are also extremely durable, as are the new FINESSE Dyneema slings. ANGE FINESSE quickdraws are equipped with the STRING to correctly position the rope end carabiner for clipping, and to protect the webbing from abrasion.
Petzl's MonoFil Keylock ensures smoother opening and closing of the carabiner and a much longer lifetime compared to traditional wire gate carabiners
- the unique H-profile of the carabiner allows an optimal size and strength-to-weight ratio
- The indent on the bottom of the ANGE L carabiner helps keep the STRING in place so that the sling is properly positioned on the carabiner.
- The FINESSE 10 mm wide Dyneema sling offers an excellent weight to strength ratio
- The STRING holds the rope end carabiner in place and helps protect the webbing from abrasion

Specs:
major axis: 20 kN
open gate: 9 kN
minor axis: 7 kN
Gate opening: 23 mm
Capacity: 19 mm
Sling: 22 kN


Sports & Outdoors Deals
g: 0 Posted By: torxl
Views: 101 Replies: 0 Reduced From $21.99 to $8.9 , Fulfilled by Amazon
Surpahs 3-Layer Cross-Laminated Bamboo Cutting Board (15"x11", 4:3) w/ Arc Groove

Constructed of high quality eco friendly bamboo in 3-Layer overlapping joins, solid extremely to ensure no Warping, Cracking or splitting.
0.7" (18 mm) thickness, 4:3 width height ratio, nice arc shape and applied juice groove.
Less moisture absorbency, durable and long-lasting.
Natural beautiful finish, FDA certificated.
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Home & Garden Deals

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g: 0 Posted By: ctgolfer
Views: 92 Replies: 0 Dimensions: 1.5" x 4.6" x 7.1" (H x W x D)
Weight: 2.1lbs
Features: Instantly add 5 TB of storage space to your computer Simple plug-and-play connectivity via USB cable Power supply and USB 3.0 cable included USB 3.0 interface for extremely fast data transfer speeds (USB 2.0 compatible) Drive is automatically recognized by Windows; no software installation required
Model #: STBV5000100

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g: 0 Posted By: lovelybones
Views: 147 Replies: 0 Black - http://www.bonton.com/sc2/shop/home/kitchen/cutlery/cutlery-sets...

Red - http://www.bonton.com/sc2/shop/home/kitchen/cutlery/cutlery-sets...

Free shipping Code: FREESHIP


When you've got food to prepare, this KitchenAid 12-pc. cutlery set will help you out. Each piece features a high-carbon stainless steel blade for easy cutting, slicing and dicing. Set includes: 8" chef knife, 8" slicing knife, 5.5" serrated utility knife, 5" santoku, 3.5" paring knife, four 4.5" steak knives, sharpening steel, pair of kitchen shears and a wooden storage block
Blades hold an extremely sharp edge
Knives are perfectly weighted and balanced for precision cutting
Features comfort grip on fully contoured handles
Hand wash with mild detergent; dry immediately
Imported
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Craftsman VERSATRACK compatible 7.5x4-ft. wood composite $699
Added on : Saturday July 19th 2014 10:00:02 PM
g: 0 Posted By: DaysFan
Views: 44 Replies: 0 Craftsman VERSATRACK compatible 7.5x4-ft. wood compositeReg. $899.99$699.99NEW, Super BuySAVE $200SKU: 07165034


Description Item # 07165034000PModel # 17199516The worlds first DIY shed made of Wood-Plastic Composite (WPC) material, fuses the advantages of wood and resin to offer the best of both worlds. Craftsman 7.5' x 4' WPC Storage Building integrates the strength, rigidity, and natural beauty of wood with the superior durability and maintenance-free qualities of resin.This sheds composite material resists rot, rodents and corrosion and withstands all types of weather. It also requires no paint or varnish unlike traditional shed materials like raw wood or metal.Even unskilled DIYers will have an easy assembly with this 7.5x4 sheds pre-cut, pre-drilled tongue & groove panels. Wide double doors, plenty of natural light and ample airflow, and internal height of more than 8, will make it an extremely comfortable storing space. Furthermore, the walls of this shed


http://www.sears.com
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g: 0 Posted By: remick
Views: 48 Replies: 0 http://www.amazon.com/Speed-Math-Bible-electronic-mathematical-e...

How about a book that will explain you how mathematics can give you countless strategic tools to let you earn more money, do better and better at work, improve your study, get back into shape and be always at your best?

How about a book that can show you how to bring destiny on your side in gambling games like Poker and Blackjack just with a couple of mental sums?

How about a book that can easily teach you to sum, divide, multiply even between 5-figure numbers in 10 seconds?

Well how about taking a look at "The Speed Math Bible"? Directly from the years-long research of two software engineers, a revolutionary book that will show you mathematics from a completely new point of view. You'll rapidly learn how to perform extremely complex calculations within a few seconds, you'll acquire precious key-competencies for the academic and business world and you'll see how many priceless strategic tools for the everyday life can be built just by using the simple mathematics you learnt at school. Game theory, Probability Theory, Vedic Mathematics, War strategy, ancient cultures and modern studies will weave themselves together in a volume you'll hardly forget and you'll always want to keep in your library!
g: 0 Posted By: vineetb17
Views: 38 Replies: 0 Graco My Ride 65 LX Convertible Car Seat, Coda is currently available for $118.99 @ Amazon. 20% off is automatically deducted in the cart. An additional 20% off can be had by Rewards card holders by using code BBY20ARC.
$118.99 - 20% - 20% = $71.4 + tax - 3% FatCash
http://www.amazon.com/gp/product/B005WHQKI2/
Seat is extremely highly rated by IIHS and Consumer Reports.
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g: 0 Posted By: ctgolfer
Views: 170 Replies: 0 Instantly add 5 TB of storage space to your computer

Simple plug-and-play connectivity via USB cable

Power supply and USB 3.0 cable included

USB 3.0 interface for extremely fast data transfer speeds (USB 2.0 compatible)

Drive is automatically recognized by Windows; no software installation required

www.ebay.com/itm/Seagate-Expansion-5TB-USB-3-0-Desktop-External-...
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g: 0 Posted By: remick
Views: 72 Replies: 0 http://www.amazon.com/dp/B00LNHY2TY

4.8 out of 5 stars (6 customer reviews)

Has your sex life become a bore? Need to spice up things in the bedroom? Sex Games provides 52 unique sex games and challenges for you to try one for every week of the year!

Each game comes with a detailed description, including rules, variants and twists, as well as a risk level rating for games that really push the sexual limits. If your sex life is in need of an overhaul, this is the book for you.

The challenges included have been carefully constructed to not only bring you and your significant other closer together as a couple, but also expand your sexual repertoire and technique, including many endurance-based games that will put you to the test. Challenges range from easy to extremely difficult, from public sex to lights-out madness. There is something for everyone, even if youve just become sexually active. Sexual experts will also find plenty to keep them up, including the killer final challenge, The Jack Bauer.
Hot and naughty, these sex games will provide you with a new outlook on your love life and an exciting relationship full of fun and spontaneity.

Bonus! Now includes an additional 100 daily mini-challenges to further heat up things between the sheets.

Included games:

Included games:
The Hot Dog
The Reading Game
The Come-A-Thon
The Twister
The Hot Seat
The Copycat
The Floor Is Lava
The Mother F
The Friction Test
The Nudist Colony
The Tongue Test
The Power F
The Rewind
The Hot-and-Cold
The Covert Op
The Open-and-Shut
The Hide-and-Seek
The Shape Game
The Edge
The A Day
The Chef
The ET
The Sounds of Silence
The Dinner Party
The ABC
The Seven Minutes In Heaven
The Mirror
Books & Magazines Deals
Northwest Territory Folding Table 5ft $33.99 in-store @ Kmart
Added on : Saturday July 12th 2014 09:00:05 PM
g: 0 Posted By: ctgolfer
Views: 220 Replies: 0 Northwest Territory folding table 5ft incorporates a simple folding mechanism with support struts that keep each leg extremely stable
Don't worry about rust and wear; the steel frame includes a powder coating that protects it from the elements
A huge tabletop makes it easier to fit everything in one place, so go ahead and throw that potluck
The surfaces are stain resistant, so you can spend more time partying and less time cleaning
Create your own custom furniture set with the other great gear from Northwest Territories

www.kmart.com/northwest-territory-folding-table-5ft/p-089W005705...
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g: 0 Posted By: ctgolfer
Views: 167 Replies: 0 Northwest Territory folding table 5ft incorporates a simple folding mechanism with support struts that keep each leg extremely stable
Don't worry about rust and wear; the steel frame includes a powder coating that protects it from the elements
A huge tabletop makes it easier to fit everything in one place, so go ahead and throw that potluck
The surfaces are stain resistant, so you can spend more time partying and less time cleaning
Create your own custom furniture set with the other great gear from Northwest Territories

www.sears.com/northwest-territory-folding-table-5ft/p-0060464500...
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Panasonic ES3831K Single Blade Travel Shaver $7.00 S/P @Fry's.com
Added on : Friday July 11th 2014 05:00:02 PM
g: 0 Posted By: lovelybones
Views: 71 Replies: 0 http://www.frys.com/product/5734732?site=sr:SEARCH:MAIN_RSLT_PG


FEATURES:
Floating head that follows facial contours to provide a comfortable shave and is nickel free and hypoallergenic for sensitive skin
Single Blade Design stays sharp and is extremely durable for a clean shave every time
Shaves up to 90 minutes depending on batteries and usage
Motor Speed - 8,500 RPM
78-degree Angle Inner Blade


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g: 0 Posted By: brotherhpj
Views: 104 Replies: 0 JCP LINK
Reg $300.00 (?)
Sale $149.00
SAVEHERE Coupon Takes $30.00 Off

Total $119.00
Free Shipping


Hard-anodized aluminum provides quick and easy heating and is twice as hard as stainless steel, making this cookware set extremely durable. What makes this cookware really stand out? It's also dishwasher safe.

heavy-gauge anodized aluminum provides excellent heat retention, faster conductivity and effective elimination of hot spots for even heating
durable nonstick interior provides good food release and makes cleanup easy
silicone inset comfort handles provide a comfortable and secure grip and are double-riveted for durability
contoured skillet handles have an ergonomic design and are designed for pot rack storage
tempered glass lids are vented and allow you to watch food without disturbing the cooking process
oven safe to 350F

13-piece set includes:

1-quart saucepan with lid
2-quart saucepan with lid
3-quart saut pan with lid
4-quart sauce pot with lid
6-quart stock pot with lid
8" skillet
10" skillet
12" skillet

Aluminum/glass/silicone. Dishwasher safe. Professional Grade limited lifetime warranty. Imported.
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g: -1 Posted By: ctgolfer
Views: 182 Replies: 1 Product Features
DX-format CMOS image sensor and image-processing engine EXPEED 2
The D7000 is equipped with a Nikon DX-format CMOS image sensor and a image-processing engine, EXPEED 2. The camera offers an effective pixel count of 16.2-million pixels and enables capture of high-definition images exhibiting superior image quality with extremely detailed rendering and rich tones with smooth gradations. EXPEED 2 is Nikon's image-processing engine developed with the ideas, know-how and technologies regarding digital images that Nikon has cultivated over the years. EXPEED 2 enables faster image processing, a high level of noise reduction, better color reproduction characteristics, and reduced power consumption.
A compact, elegant body that offers both authenticity and flexibility
A magnesium alloy has been adopted for the top and rear covers for increased durability in a size equivalent to that of the D90. All joints on the camera body have also been sealed to ensure a greater level of water and dust resistance.
2,016-pixel RGB metering sensor
With 2,016 pixels, the metering sensor developed for the D7000 offers twice the metering pixels as the previous high-end metering sensor. Prior to shooting, the 2,016-pixel RGB sensor acquires accurate information regarding the scene. That information is then reflected in autofocusing, automatic exposure, i-TTL balanced fill-flash, and auto white balance control for extremely faithful images.
39-point AF system
Adoption of the Multi-CAM4800DX autofocus sensor module enables certain acquisition and tracking of the intended subject with 39 focus points. Nine cross-type sensors at the most frequently used center of the frame allow for certain acquisition of the intended subject. In addition, the number of active focus points can also be limited to 11.
Superior subject acquisition and tracking performance
Depending upon the scene or subject, the AF-area mode can be selected from Single-point AF, Dynamic-area AF, 3D-tracking and Auto-area AF. Wide focus areas containing a large number of focus points work together to accurately acquire and track the subject
D-movie for recording and editing of Full HD movies
The D7000 is equipped with the D-Movie function that enables recording of high-definition movies exhibiting superior video quality. Autofocusing during movie recording is possible using contrast-detect AF. When the focus mode is set to Full time-servo AF (AF-F) and the AF-area mode to Subject-tracking AF, the camera automatically maintains focus on a subject moving throughout the frame in three dimensions. The D7000 also offers in-camera movie editing functions that allow users to save a single frame as a still JPEG image or delete unnecessary portions from the beginning or end of movie files.

www.ebay.com/itm/New-Nikon-D7000-16-2-Megapixels-Digital-SLR-Cam...
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DC Men's Unilite Flex Trainer Shoes $34.99 @ Woot
Added on : Saturday July 05th 2014 08:00:07 PM
g: 0 Posted By: ctgolfer
Views: 193 Replies: 0 shipping adds $5

Extremely lightweight and flexible, the DC Training Collection's Unilite Flex Trainer helps achieve peak performance in comfort. The shoe's impressive minimal weight and flex stems from DC's revolutionary Unilite midsole technology.

Super light and flexible Unilite midsole provides long-lasting cushioning and impact protection
Mesh upper enables airflow to keep feet breathing and prevent overheating
One-piece upper with no-sew overlays supports the foot

http://sport.woot.com/offers/dc-mens-unilite-flex-trainer-shoes-...
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XTRAC PADS Ripper Optical Mouse pad $9.99 F/S @Newegg
Added on : Tuesday July 01st 2014 03:00:04 AM
g: 0 Posted By: lovelybones
Views: 93 Replies: 0 http://www.newegg.com/Product/Product.aspx?Item=N82E16817114174&...

11" x 17"x 0.1"
Silky smooth surface
Sure Grip rubber

Take the XTracPads Ripper Optical Mouse pad and start to have a remarkable gaming experience. This soft and comfortable mouse pad features a silky surface and a sure grip rubber base to stay extremely flexible and durable if it is properly taken care of, and thanks to the Large Hexagons with random dot configuration, you will get precise control of your mouse and minimize the miss-click rate




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La-Z-Boy Outdoor Parker 4 Piece Seating Set $445.99 w/FS @ Kmart
Added on : Monday June 30th 2014 11:00:03 PM
g: 0 Posted By: ctgolfer
Views: 134 Replies: 0 Includes: Coffee Table, 2 Lounge Chairs and 1 Loveseat
Rust-resistant, anti-corrosion heavy-gauge steel frame
Extremely durable e-coating superior to conventional paint processes
Interpon powder coating provides scratch resistance and UV protection
Deep oversized cushions covered in a quick-drying
UV resistant fabric Commercial-grade PVC strap is designed to resist sagging
Some assembly required
2 year limited warranty on frame

www.kmart.com/la-z-boy-outdoor-parker-4-piece-seating/p-028W0064...
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g: 0 Posted By: sumitdhar
Views: 101 Replies: 0 First volume of the Kindle Bestseller series and one of Amazon's Top Rated trivia quiz books
With over 75 five star ratings, the InQUIZitive series features quizzes that will give you multiple "Aha!" moments. Each question in this series has been selected with utmost care and the book features trivia not seen in any of the other books. This is an ideal book for party games, family get-togethers and long drives with your family. Get this book right away and impress your friends with trivia that is truly unique.

Limited time offer; get Volume I free till 30th June:
http://www.amazon.com/Trivia-Quiz-Pub-Book-InQUIZitive-ebook/dp/...

Praise for the InQUIZItive Series:
- Best concept in a trivia book I've ever seen.
- InQUIZitive is extremely infectious!
- Trivia at its best in this written format.
- InQUIZitive series offers a great collection of good trivia questions that will be fun for almost audiences and formats.
- Fascinating questions with answers that will very enjoyably expand your knowledge.

Sample Questions:
Q1. According to the website of the Colchester tourist board during the English Civil War a large cannon was placed strategically on the wall of the castle. A shot from the parliamentary army managed to destroy the wall under the cannon and caused it to tumble to the ground. The Cavaliers (who were loyal to the King) tried to raise the cannon but could not do so as it was too heavy. What was the name of the cannon & how has it been immortalized?
Q2. Canonization is a process by which the Christian church declares a deceased person to be a saint. Now, during the canonization process of the Roman Catholic Church, a lawyer was appointed to argue against the canonization of the person. It was this person's job to take a skeptical view of the candidate's character, to look for holes in the evidence, to argue that any miracles attributed to the candidate were fraudulent, and so on. What was the popular name given to such a lawyer?
Q3. According In her book Fairy Tale Ending, Ursula Sautter offers this hypothesis: After the defeat of the Danes at the Battle of Bornhoved, their lands became available for colonization by the Germans. The German rulers sent out glib recruitment officers offering rich rewards to those who were willing to move to the new lands. Thousands of young adults from Lower Saxony headed west leaving their parents behind. What incident is she trying to explain?

Answers:
1. Humpty Dumpty. It is widely believed this story of the Colchester Cannon is the origin of the nursery rhyme Humpty Dumpty
2. Devil's Advocate. Therefore, today a person who advocates an opposing or unpopular cause for the sake of argument or to expose it to a thorough examination is called a "Devil's Advocate"
3. Pied Piper of Hamelin, luring away the children of the town of Hamelin

Get your copy free right away: http://www.amazon.com/Trivia-Quiz-Pub-Book-InQUIZitive-ebook/dp/...
Totally Free Deals
HEAD YouTek IG Elite Tennis Racquet $39.99 @ Woot
Added on : Friday June 27th 2014 07:00:03 PM
g: 0 Posted By: ctgolfer
Views: 34 Replies: 0 shipping adds $5

Extremely tough and light
Lightest fiber in the world today
In combination with carbon fibre, Innegra forms an ultra tough hybrid-composite structure
Improved stability and increased shock absorption
Vibration on ball impact is reduced by up to 17% for unique control and precision
HEADs new hybrid-composite structure considerably tends the performance of your HEAD racquet


Size Chart
Grip SizeMeasurement
Size 14 1/8"
Size 24 1/4"
Size 34 3/8"
Size 44 1/2"
Size 54 5/8"

http://sport.woot.com/offers/head-youtek-ig-elite-tennis-racquet...
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Louis Garneau Factory Bike Jersey - Women's $37.73 Rei FS on $50+
Added on : Wednesday June 25th 2014 08:00:05 AM
g: 0 Posted By: tedhawkins
Views: 106 Replies: 0 Louis Garneau Factory Bike Jersey - Women's $37.73 REI FS on $50+

http://www.rei.com/outlet/deal-of-the-day

On race day you'll feel and perform your best in the women's Louis Garneau Factory Bike Jersery with its ProFit design and technical features.

Fabric is an extremely light knit with excellent airflow; dries quickly
Full-front zipper
3 angled back pockets have reflective trim
Louis Garneau Factory Bike Jersey for women has an elastic hem and a close ProFit cut
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g: 0 Posted By: lovelybones
Views: 90 Replies: 0 https://www.musiciansfriend.com/search.jsp?Ntt=h78879
The SGR by Schecter collection combines Schecter's most popular body styles in an extremely affordable package. Playability, style, quality and inspiration combine to give you a guitar built for a professional, with a beginner's guitar price tag. Featuring basswood bodies, rosewood fretboards, SGR by Schecter Diamond Plus humbuckers and a simple, sleek design, Schecter's SGR C-7 is setting a new standard. Again.Features
Basswood body
25.5" Scale bolt-on maple neck
Rosewood fretboard with 24 medium frets
SGR by Schecter Diamond Plus humbuckers
Schecter TOM w/ thru-body bridge
Schecter high quality tuners
Black chrome hardware


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g: 0 Posted By: ctgolfer
Views: 51 Replies: 0 Fashion outdoor chair with built-in cup holder has a high 225-pound capacity, so most people can sit comfortably with no problems
The durable fabric resists wear and discoloration, but it also keeps you comfortable during extended sitting periods
The included carrying case and shoulder strap help you keep your hands free for coolers, beach umbrellas and other accessories
Unfold, place and go; the simple mechanism beneath the seat is stable and extremely easy to operate
The side pocket is ideal for small things you don't want to keep in your pants pockets
A conveniently built-in armrest cup holder ensures that you don't have to worry about spilled beverages ever again

www.kmart.com/search=5799816?storeId=10151&catalogId=10104&viewI...
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g: 0 Posted By: ctgolfer
Views: 137 Replies: 0 sold and shipped by World Wide Stereo

The ProCinema 60 System builds on the technology, performance and styling of all our critically acclaimed ProCinema Systems to bring Definitive's signature sound quality and lifestyle convenience to an incredibly affordable new low price. The ProCinema 60 includes four ProMonitor 60s, one ProCenter 60 and one ProSub 60 all packaged together in one box as a complete system. The ProMonitor 60 and ProCenter 60 cabinets are molded from Definitive's proprietary non-resonant PolyStone mineral-filled polymer compound. Both combine unique 3.5" long-throw upper bass/midrange drivers with butyl rubber surrounds (two in each center, one in each monitor) with Definitive's signature 1" pure aluminum dome tweeter. The ProSub 60 utilizes the same 8" driver as the ProSub 80, driven by an extremely dynamic 150-watt amp.

www.sears.com/definitive-technology-procinema-60.6-5.1-home-thea...
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Stingrey Polarized or Reflective Sunglasses $13.99 @ Woot
Added on : Friday June 20th 2014 08:00:07 PM
g: 0 Posted By: ctgolfer
Views: 45 Replies: 0 shipping adds $5

The Stingrey Polarized or Reflecitve Sunglasses have a tradition fit and feature FLX-T Technology. This technology has fewer pressure points therefore providing zero tension. You will not get a headache even after several hours of wearing these extremely flexible, ultra-lightweight glasses.

Polarized or Polycarbonate Reflective lenses
Reduced glare
Aerodynamic shatter-resistant lens
Memory technology helps the sunglass keep its shape
Long-lasting wear without pinching
Lightweight
100% UV protection

http://sport.woot.com/offers/stingrey-polarized-reflective-sungl...
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g: 1 Posted By: ctgolfer
Views: 107 Replies: 0 Instantly add 5 TB of storage space to your computer

Simple plug-and-play connectivity via USB cable

Power supply and USB 3.0 cable included

USB 3.0 interface for extremely fast data transfer speeds (USB 2.0 compatible)

Drive is automatically recognized by Windows; no software installation required

www.ebay.com/itm/Seagate-Expansion-5TB-USB-3-0-Desktop-External-...
Free Kindle Book - Contact Aliens Within 30 Days. A 2014 How to Guide
Added on : Wednesday June 18th 2014 05:00:11 AM
g: 0 Posted By: remick
Views: 71 Replies: 0 http://www.amazon.com/gp/product/B00K4ASH1U/

We've all had alien contact. All 7 billion of us. We just don't remember it.

Do you want to remember your encounter with aliens?
Do you want to have a new alien experience that you can remember?
Did you know it is much easier than you think?

With the use of metaphysical techniques, ManuS brings what was once thought almost impossible, into the everyday.

This comprehensive ebook gives you a step by step, day by day plan, with advice, examples and exercises, to enable you to change yourself so that you can make alien contact within your life a reality.

This title is not for everyone and it is absolutely necessary that you wish to meet aliens out of a curiosity or excitement, not a need. You need to have an extremely positive and happy outlook, and so the guide is written with this in mind, and assists in getting your joy level even higher.

"Contact Aliens Within 30 Days. A 2014 How to Guide for Positive, Passionate and Loving People Wishing to Contribute to Extraterrestrial Communities" is the first of its kind. While many other titles exist describing hundreds of thousands of personal alien contact situations, no one has written down the steps of how to get there in this way before.

Even if you decide that this ebook is not for you, by simply downloading it you are sending a vote out to the aliens waiting for us to be ready, that another person might be ready. It'll reach critical mass soon, so let's do our part by showing aliens in personal contact situations that we're ready so that they'll bring Official First Contact forward.
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g: 0 Posted By: Farfisa850
Views: 189 Replies: 0 http://www.staples.com/Mr-Beams-MB363-Wireless-LED-Spotlight-wit...

Extremely bright LED with minimum power consumption, 140 Lumens. MB363 is three (3) individual units...
Motion sensor turns Spotlight on and off automatically
Features weatherproof design for durability


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g: 0 Posted By: lovelybones
Views: 0 Replies: 0 http://www.amazon.com/exec/obidos/ASIN/B0046A8R3MINFINITY PRIMUS P36BK - At a Glance.Three-way floorstanding loudspeaker
Dual 6.5" (165mm) MMD low-frequency drivers
4" (100mm) MMD midrange driver
3/4" (19mm) MMD hi-frequency driver
Five-way binding posts
Legendary Infinity engineering - speaker components seamlessly work together as an integrated system
Extremely low resonance enclosures - hear music exactly as it was recorded
Tweeter waveguides improve on-and-off-axis high-frequency response
Precision crossover networks
Patented MMD transducers significantly improve cone performance, providing ideal rigidity and resistance to precision sound
across the entire spectrum
Purchasing a house from a family member
Added on : Monday June 16th 2014 10:00:07 AM
g: 0 Posted By: akamekon
Views: 260 Replies: 6 My grandparent's are planning on selling their second home and would consider selling to me. What would be the best way of making this transaction with my grandparents receiving a lump sum payment (or similar) equal to the value of the home?The house is worth ~$310,000.00 on the open market now.

Would it be possible to get a home equity loan with a high enough LTV? What tax considerations should I look for?

The plan would be for them to sell it to me, and I would either be living in the home while renting the other bedrooms, or I would be renting the entire home.

While I do have more than enough income to pay for a home mortgage, it would be extremely difficult to qualify for a regular mortgage on another home because it is 75% freelance income and I do not receive enough in a "regular paycheck" for a bank's liking.
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 99 Replies: 0 Ceramic knife set includes: 3 paring knife, 4 paring knife, 5 utility knife, 6 slicer knife & 6 chef knife
State-of-the-art ceramic blades hold a razor-sharp edge ten times longer than steel
Designed to slice, mince, and dice boneless meats and fresh produce with unrivaled ease and precision
The lightweight knives are extremely balanced for optimal cutting performance
Ergonomic handle reduces fatigue during repetitive cutting
The blades are impervious to acids, juices, oils, salts and other elements;
Look and design of the knives will stay clean through repetitive use
Ceramic doesnt alter the taste, smell, or appearance of food
The ceramic design does not stick to the food
Hand-wash only
Brand: Seda
Model: 852314002344
Condition: New
Warranty: 30 Day
Packaging: Retail

http://1sale.com/home-family/kitchen-dining/852314002344/
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g: 1 Posted By: ctgolfer
Views: 514 Replies: 2 use promo code: EMCPDWH87

Instantly add 5 TB of storage space to your computer
Simple plug-and-play connectivity via USB cable
Power supply and USB 3.0 cable included
USB 3.0 interface for extremely fast data transfer speed

www.newegg.com/Product/Product.aspx?Item=N82E16822178587
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TASCAM TH-200X Pro Studio Headphones (2-Pack) $49.99 FS @ MF
Added on : Friday June 13th 2014 03:00:02 AM
g: 0 Posted By: tedhawkins
Views: 40 Replies: 0 TASCAM TH-200X Pro Studio Headphones (2-Pack) $49.99 FS @ MF

http://www.musiciansfriend.com/stupid

Product Description

TASCAMs TH-200X closed-back, mixing headphones are the latest addition to their acclaimed line cans. These headphones are tailored perfectly for recording and mixing, but they also fit nicely into everyday music listening needs. The TH-200X come in the industry standard black design and supply users with supreme audio quality, versatile fit and extreme comfort for long usage periods.

The TH-200X headphones offer an extremely lightweight yet durable design with extra cushion tightly stitched around a stainless steel frame to ensure a cozy fit. Theyre fitted with an elongated cable for users who need to utilize all areas of the room while recording and mixing. In regards to the sound, users will be surprised to hear such a clean, honest representation of their audio.

The headphones ship with a 3.5mm to screw-on adapter. Simply plug the TH-200Xs into any audio-listening device or pair them with TASCAMs portastudio, interfaces (like the US-366, sold separately) or any other home recording setup for an impressive audio reproduction.
Features

Lightweight and closed back design
Tightly-stitched, padded headband and ear bands for stylish comfort
Stainless steel framework and adjustable arms
Brand new 40mm neodymium magnet driver
Dynamic transducer
Honest-and-true audio reproduction
Screw-on 1/8 (3.5mm) to 1/4 (6.3mm) adapter and leatherette bag
Driver diameter: 40mm
Impedance: 32W
Sensitivity: 95dB 3dB
Frequency response: 15Hz 22kHz
Max power: 400mW
Cable length: About 9.8' (3m) when fully extended

g: 0 Posted By: ctgolfer
Views: 166 Replies: 0 Instantly add 5 TB of storage space to your computer
Simple plug-and-play connectivity via USB cable
Power supply and USB 3.0 cable included
USB 3.0 interface for extremely fast data transfer speed

www.newegg.com/Product/Product.aspx?Item=N82E16822178587
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g: 0 Posted By: BenH
Views: 190 Replies: 2 Situation:
I have an interesting situation where another unit owner may have family members interested in moving to the area. Because of various (some obvious) reasons, they would prefer to live as close as possible, ideally in our building. At this point, there has only been a query from neighbor of "are you still looking to sell soon?" with the explanation above. At this point, I have not talked to her family members or have any idea of their real interest.

Background:
I'm wanting to sell my city Condo to move out to a SFH in the burbs. We've been wanting to do it for a year or two now, but haven't really gotten around to looking in earnest. We can probably be in here for another year before things start getting cramped. Realistically, we could probably stay 2-3 more years here if required - but after that I think we need to start looking at an area with schools above the 30% mark.

The unit is one of 8 in the building and the last unit sold (across the hall, identical to mine, though maybe not as in good condition) for about 70% of the value I paid for my unit in 2006. Part of the reason it sold so cheap was that it was a foreclosure. Currently, all the units in the building are sold and about half are owner occupied - the rest are rented. One other unit sold at foreclosure about a year or two previously. Other units went up for sale, but the owners decided to keep them as rentals since likely they didn't get their asking price within the short time frame they were trying to sell (all were moving out of state).
Additionally, rent in this area is pretty high and I can probably rent my unit for my costs, but I don't believe I would clear more than say $3-4k a year. I am not really interested in the hassle of being a land lord or the possible extra expenses that may wipe out my yearly take as well as the complications of two mortgages on properties this high.

Challenges:
All being said, it would be extremely convenient for us to have a willing buyer with an extra incentive to have *our* place (or at least one in the building). Likely they would have an elastic schedule, as I believe this will be a second home, which may make things easier for us.
Of course, I'm not willing to just give them an awesome price just because I'm being approached in this manner. But, it does give me some incentive.

I know I'm not going to recoup the total investment in the condo. But, the first thing I am trying to figure out is what is the real value of the property? I obviously think it is worth more than what the foreclosure sold for.
Zillow's Zestimate of my place is about 10% higher than the foreclosure sold for, however it alsoshows the value of the recently sold foreclosed unit for 15% less than what it actually foreclosed for.
I've seen some other indicators that the value maybe 20-25% higher than what the foreclosure sold for, so I have no idea what to trust.

I'm also under the impression that I could take an offer slightly below market value because no realtors are involved (at least I don't think they will need to be). Is that a smart way to think? I realize I can always sell at any time without a realtor, but in this case all the work and challenges of that are taken care of.

In short, I'm interested to make an attractive price and sell since it gives me the incentive to move right now without a lot of the hassle. But, I don't want to take significantly less than market value (whatever that means).

A further possible complication is that there are 4 units in the building which are currently being rented. I wouldn't be surprised if they attempt to make contact with the other units owner's to gauge their interest in selling instead of continuing to rent. My only advantage here is that the other units have leases for renters right now but if these people are flexible they might not mind waiting say 6 months to get another unit at a substantial savings. OTOH, some of these units have been rented for 2-3 years and I have the feeling those owners are looking to hold on to the units as long as possible to try and recoup their initial costs - or - some of them were purchased at a lower price than mine (with a better rate) that makes them more attractive for rental opportunities.

Any advice on how to approach this is appreciated. It may be a few weeks before I know how serious the potential buyers are - but I'd like to be prepared when that time comes.
Personal Finance Deals
g: 0 Posted By: tedhawkins
Views: 72 Replies: 0 Rokinon 650-1300mm Ultra Telephoto Zoom Lens for Canon, Nikon & Sony Alpha $199.99 FS eBay

http://www.ebay.com/itm/Rokinon-650-1300mm-Ultra-Telephoto-Zoom-...

DESCRIPTION:

This Rokinon 650-1300mm ultra-telephoto zoom lens is incredibly powerful. With its tremendous power, this lens is ideally suited for wildlife, nature and sports photography. With this lens you can take extremely close-up shots from long range distances. This lens attaches to any DSLR camera with a t-mount adapter. We include the t-mount adapter free with purchase. Simply select your camera mount when purchasing and we'll make sure you receive the correct adapter with your purchase. The lens also includes a lens carrying case, front and rear lens caps, instruction manual and a 1 year Rokinon warranty.





SPECIFICATIONS:

Lens Construction: 8 Elements in 5 Groups
Zoom: 650-1300mm
Focus Type: Manual
Diameter: 4 Inches
Length: 18.5 Inches
Aperture: f/8 - f/16
Minimum Focusing Distance: 16.25 feet
Filter Size (Front): 95mm
Weight: 4.4 lbs.
Made in Korea
T-Mount Adapter Required for us and included with lens

Cameras Deals

eBay Coupons
g: 2 Posted By: hellokitty27
Views: 134 Replies: 0 eBay has the BeyerDynamic T1 Tesla 600Ohm Open Headphonesfor $699.00 w/ free shipping. The next best price from a rated seller on Google Shoppingis $849.95.

Impedance 600ohm for High End and Home Audio use
The increased efficiency also leaves the T1 with greater power reserves for dynamic
The extremely lightweight 600 Ohm voice coil provides transparency and perfect impulse fidelity.
The elegant look of the T1 compliments the technical achievements, with even the smallest of details selected by hand.
Get the most out of your headphones: enjoy the T1 together with the A1 headphone amplifier as the dream team for audiophiles.

4.4/5 stars based on 47 Amazon customer reviews.
Headphones & Speakers Deals

eBay Coupons
JCPenney.com $14.99 Stafford Wrinkle-Free Oxford Dress Shirt
Added on : Sunday June 08th 2014 06:00:02 AM
g: 0 Posted By: DaysFan
Views: 19 Replies: 0 linked
http://www.jcp.comStafford Wrinkle-Free Oxford Dress Shirtweb ID: 5316003
$30 original$14.99 saleoverall rating

Our Stafford wrinkle-free oxford dress shirt is a perennial classic that matches equally well with denim to dress trousers.

wrinkle-free performance
fused collar, cuffs and front placket stay crisp and neat right out of the dryer
single-needle tailoring looks as good as new after 10 washes
treated to resist shrinkage so seams won't pucker
button-down collar
reinforced cross-stitched buttons are extremely durable
back box pleat for ease of motion
cotton/polyester for comfort and durability
washable
imported
have it monogrammed!
more sizes: regular, athletic, big, extra tall
Your Choice: Beltronics Pro Radar Detector $159.99$239.99 @ Woot
Added on : Saturday June 07th 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 104 Replies: 0 shipping adds $5


If you are as serious about safety as you are about driving, then you need the Professional Series RX65, an advanced radar, laser and safety detector. The RX65 is a breeze to use, and boasts extreme sensitivity to all Radar and Laser bands with over 10 times the range of other detectors.

Superior Detection
The RX65 includes full X, K, SuperWide Ka, and Safety Warning System radar capability, front and rear laser detection, Beltronics' patented Mute and AutoMute, audible and visual band alerts, and all the performance you'd expect from Beltronics. Digital signal processing (DSP) gives you superior long-range ability, along with reduced false alarms. The AutoScan mode can virtually eliminate those false alarms, and provides both Highway and City settings.

The RX65 also features Shadow Technology making it immune to VG-2 radar detector detection, meaning law enforcement can't detect your radar detector, keeping you one step ahead.

Ease of Use
The rugged RX65 gives you control right at your fingertips using the included SmartPlug power cord. Patented Mute and AutoMute technology on the cord allows you to quickly silence alerts. Advanced programming lets you customize several features, and programmable bands let you set the device for your region, including International and North American settings.

Installation is a snap: use the quick release mount to attach it to your vehicle's windshield, and remove it in a snap. Don't want to leave it in your vehicle? No problem, Beltronics includes a travel case to keep it secure while you're on foot.

Ultra-Bright LED Display
Don't miss a visual alert with the RX65's 280-LED display. Exclusive threat display tracks and displays multiple radar signals, including signal strength. Tech Display provides actual numeric radar frequency for any radar signal. You can also view Safety Warning System (SWS) messages about upcoming hazards, construction and more.

How Safety Radar Works
Safety Warning System, or SWS, uses a modified K-band radar signal to alert users of Highway Construction or Maintenance, Highway Hazard Zone Advisories, Weather Related Hazards, Travel Information/Convenience, and Fast/Slow Moving Vehicles. The SWS safety radar system has 64 possible messages (60 currently allocated), all of which can be displayed on your RX65.



Pro GX65 Radar Detector

The Beltronics Professional Series GX65 delivers the best long-range warning on all radar bands including X, K, Superwide Ka, Ku, and instant-on POP. Multiple front and rear laser sensors provide 360-degree laser protection, including the widest field of view. The Beltronics Pro GX65's GPS-powered technology provides permanent relief from false alarms, including automatic door openers, motion sensors, and other radar-based sensors. And, it comes preloaded with thousands of red light and fixed position speed camera locations throughout North America.

Superior Detection
The GX65 delivers the best long-range warning on all radar bands including X, K, Superwide Ka, Ku, and instant-on POP. Multiple front and rear laser sensors provide 360-degree laser protection, including the widest field of view. A revolutionary AutoScan mode provides real-time radar performance based on vehicle speed, plus Highway and AutoNoX settings.
In addition, the new Safety Camera Database provides warning for thousands of locations throughout North America, and web-ready access allows you to update your safety camera data and other software through Beltronics' website.

Excellent Functionality
The GX65's 280-LED text-matrix display gives you easy-to-read messages and visual alerts to match the crystal-clear voice alerts. Simple user programming lets you instantly set several features. Use the optional SmartPlug for instant Mute and AlertLock access.

Installation is a breeze as well. Just use the quick release mount to attach it to your vehicle's windshield, and remove it in a snap. The included travel case lets you pack it up and take it anywhere.

BRT Dark (Full Dark Mode)
In this mode, the display will not show any visual alerts when the GX65 detects signals. Only the audible alert will tell you of detected signals.

Mark Location (MRK)
The "MRK" button allows you to mark a specific location and label it for future reference. Once marked, the GX65 will provide an alert with an arrow indicating the direction of the location when you reach this area again. This can be extremely useful for known speed traps or camera locations that you'd like to remember.

Speed Check
The GX65's Speed Check feature provides a visual indication of your vehicle speed during the first few seconds of an alert. This allows you to instantly check your speed without looking at your speedometer. Speed Check is displayed regardless of your meter setting.

New Variable Speed Sensitivity also provides real-time radar protection based on your vehicle's speed.

Display Safety Radar Messages
Safety Warning System (SWS) uses a modified K-band radar signal to alert users of Highway Construction or Maintenance, Highway Hazard Zone Advisories, Weather Related Hazards, Travel Information/Convenience, and Fast/Slow Moving Vehicles. The SWS has 64 possible messages (60 currently allocated), all of which can be displayed on your RX55's LED display.

http://sellout.woot.com/offers/your-choice-beltronics-pro-radar-...
Electronics Deals

woot! Coupons
New Personal Finance Software Gauging Interest
Added on : Saturday June 07th 2014 08:00:09 AM
g: 0 Posted By: samiam68
Views: 137 Replies: 3 I have been using Quicken since the 1990s, the latest version being 98. That is correct Quicken 98 is the last version that I consider useful, well put together, and actually "quick". Every version since has become more bloated, less useful, buggier, and slower.

Even though I cannot get online updates from financial institutions for transactions, bill pay, or stock quotes, I find the tool indispensable and cannot see organizing my financial life without it. I enter all transactions manually, which actually helps me weed out any errors during reconciliation. I have caught a number of mistakes by banks over the years using this method.

I currently have about 40 active accounts, over 50 archived accounts, have never truncated yearly data, and the program handles tens of thousands of transactions almost 20 years worth - with ease.

However, I had to do some hacking with the actual EXE files and font files to get this program to work properly in Windows 7, and I cannot get it to behave well in Windows 8 at all. I wont even get into how I got the 16-bit installer to work in a 64-bit OS.

I have tried replacing it with MS-Money, AceMoney, Moneydance, Grisbi, YNAB, GNU-Cash, and a recent version of Quicken, only to be greatly disappointed with all of these products. I will not get into the details, but all of these programs either lack features, have too many useless features, have horrible user interfaces, are slow, are buggy, or are not able to import historical data in QIF format.

Im an experienced developer and have been toying with the idea of writing my own Personal Finance program. However, this would be significant enough of an effort that I would like to capitalize on it and actually make some money for my troubles. I am reaching out to the FWF folks to see if there is any interest in a new Finance Software and the features that would be desired.

These are the features that are important to me:
- Ability to run on current and future versions of Windows.
- High strength encryption for data file(s).
- Ability to split all income/expense transactions into multiple categories.
- Ability to track stock portfolios with easy ways to see annualized returns.
- Ability to handle stock splits, spinoffs, return of capital, margin interest, and other advanced transactions.
- Ability to record loan payments with automatic amortization.
- Ability to track rewards points and airline miles.
- Some basic built-in financial calculators.
- Yearly budgeting with auto-create feature and weekly/monthly/quarterly views.
- Scheduled transactions with reminders.
- Ability to handle many years of data without having to do year-end truncations.
- Easy/automatic backups.
- Automatic recovery in case of data corruption.
- Customizable reports and graphs.
- Comprehensive import of QIF files.
- Comprehensive export of all data to Excel or Access.
- Very fast execution / performance. I mean everything should be nearly instantaneous.
- No sunset policy on anything.

Features that I may consider implementing:
- Cross-platform compatibility Linux, Mac.
- Automatic updates of stock prices.
- Online connector ability to upload encrypted files and access/synchronize using a secure web application.
- Online backup.
- Portable app for iOS, Android, and Windows Phone (in conjunction with an online connector).

Features I am not considering:
- Automatic transaction download from financial institutions this is extremely tedious and complex to implement.
- Advertising no way!
- Marketing of add-on products.
- Making this open source.

If you have any suggestions for other features, please share.

I would also like to get some feel on whether folks would be interested in purchasing something like this and which price point do you think is fair.

$30 for each new version.
$40 for one version and 3 free upgrades.
$50 for one version and unlimited future upgrades.

Again, this is just a concept at this point, and will likely take about a year to actually build the software if I go forward with it, but your feedback is greatly appreciated.

P.S. Please dont point out that Yodlee and Mint are the way to go. I, and some other folks, do not trust the security of online aggregation services (due to very good reasons).

P.P.S. I know some here will suggest using Excel or equivalent, but I am looking to create a comprehensive and integrated solution with far more capabilities than a spreadsheet could provide.


Discussion Deals
g: 0 Posted By: ctgolfer
Views: 102 Replies: 0 Extremely comfortable, lightweight, and soft
Comfortable foot bed allows the foot to 'breathe', helping prevent bacterial foot infection and diseases.
Perforated upper provides cooling ventilation holes
Strong but soft EVA molds to the shape of your foot for increased comfort
Non-marking-keeps floors clean
Adjustable Velcro strap accommodates all feet widths
Rubber outsole and a perforated upper
Massaging footbed with arch support
Easy to clean and odor-resistant
Available in three styles for ladies and one style for men
Womens black/pink sizes: 5/6, 7/8, 9/10
Womens white/pink sizes: 5/6, 7/8, 9/10
Womens white/tan sizes: 5/6, 7/8, 9/10
Mens black/black sizes: 8/9, 10/11, 12/13
For half sizes, please order one size up
Brand: DAWGS
Condition: New
Warranty: 30 Day

http://1sale.com/fashion/footwear/dawgs-ultralight-outdoor/
Shoes Deals

1Sale.com Coupons
g: 0 Posted By: tedhawkins
Views: 145 Replies: 0 Salomon Women's Brilliant Jacket $76.57 (reg $200+) select colors FS @ Amazon

http://www.amazon.com/Salomon-Womens-Brilliant-Jacket/dp/B00CHJ6...

Color: Black/White - Size: XS, M, L, XL

Color: White - Size: XL

Color: Wizard Violet - $87.50

The Brilliant Jacket for women by Salomon is an extremely technical jacket that is chalked full of advanced features to make your afternoon on the slopes care free and comfortable. The Salmon Brilliant Jacket is constructed from Climpro, which is waterproof and breathable to keep you comfortable all day long and to keep you warm 100g of Atiloft insulation. With this great jacket, you also get moisture wicking stretch lining, pit zips, powder skirt, thumb loop cuffs and a helmet compatible hood that is fully adjustable and removable. You also have ample pockets to hold everything from your goggles to your chap stick. This jacket is a no brainer.
Features of the Salomon Brilliant Jacket - Women's

Fabrics/Materials: Bluesign fabric
Insulation: ACTILOFT Insulation 100GR/M
Waterproof: CLIMAPRO 10K/10K
Vents: Air Vent system with mesh backing
Pockets: Inner Stash/Zipped Chest/goggle Mesh/Left Arm lift pass pocket/2 Hand zipped pockets
Hooded: Removable zip-off hood with 3D adjustment
Fit: Active
Hem: Bottom Hem Fastening
Lining: Efficient moisture wicking 3D stretch lining
Seam Sealed: Taped Seams
Powder Skirt: Stretch Powderskirt
Cuffs: Lycra cuffs with thumb loops




Clothing Deals

Amazon Coupons
g: 0 Posted By: frankfrankscherer
Views: 114 Replies: 0 Use M7AY79CQ off $10 to get down to $12.99 (you can use the code for any models)
Link: http://www.amazon.com/gp/product/B00F47ZNP6

Was looking for something special with my son's birthday around the corner. Like most guys, he loves everything that is cool and related to computer games. I spent quite a while surfing through webs and then found what I need. A USB wired gaming mouse by PLEMO. At $12.99 the price is fair. When my boy opened the package he was so excited. It functions perfectly so far and is really smooth and fast. Extremely responsive to clicking. I would love to recommend it.

Specifications:

Dimensions: 4.8 inches long, 3 inches wide, and 1.5 inches tall
USB Cord Length: 62 inches
Sensitivity: 800 / 1600 / 2400 DPI
Maximum Acceleration: 16G
Frame Rate: 4000 fps
Operating Voltage: DC 5V
Button Durability: 8,000,000 clicks
Keyboard & Mouse Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 112 Replies: 0 shipping adds $5

Your choice:



Cobra AMP CELL Irons

The Cobra E9 Face Tech is smart because it makes the spots where you mis-hit the ball more forgiving. By welding a hot, thin face to a softer body, the true metalwood construction means an iron created like a driver. The chassis is customizable for adjusting loft and lie. Cobra's new AMP Cell Technology uses biomimicry to create a cellular structure within the iron to move weight with almost neurotic accuracy.

RIGHT-HANDED

Cobra AMP CELL Iron Graphite shafts or TrueTemper Dynalite 90 shafts
Cobra Lamkin REL 3GEN 360 grip
Configuration available:

4-PW, GW - Right-Handed, Steel, Regular Flex
Price: $259.99 65% off List Price: $750.00

5-PW, SW - Right-Handed, Graphite, Stiff Flex
Price: $259.99 70% off List Price: $875.00



AMP CELL Technology
Distributes weight from the face and body to create perimeter weighting and positions CG behind the Sweet Zone.

Metalwood face-weld construction
Creates a high COR zone and controls weighting with a lighter, high-strength face for explosive distance and forgiveness.

E9 Face Technology
E9 Face Technology is executed through a thicker region in the face
that corresponds to the typical golfer impact pattern.

AMP CELL V-Skid Sole Design
Sculpted sole configuration that improves turf interaction for all swing types.

AMP CELL Vibration Dampening System
Vibration Dampening System tunes vibration for a better sound and feel.



~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

TaylorMade Burner Plus Irons
Price: $259.99 48% off List Price: $499.99


Burner Plus irons offer Legendary Burner power plus maximum TaylorMade forgiveness. The advanced perimeter weighting with extremely high MOI provide unsurpassed forgiveness on off-center hits. An increased degree of offset makes it easier to square the clubface to the ball, discouraging a fade and promoting a distance-enhancing draw.

RIGHT-HANDED

Inverted Cone Technology for increased COR over a larger portion of the face
Advanced perimeter weighting promotes extreme forgiveness on off center hits
Wide and beveled multi-functional sole for low, deep CG and enhanced playability
Vibration management cavity badge for a satisfying sound and solid feel
Arrow 2 grip for superior feel
Large clubface and thick topline creates "can't miss" confidence
Set includes 4-PW, AW
Available in Regular or Stiff Flex

http://sport.woot.com/offers/your-choice-cobra-or-taylormade-iro...
Daily Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 128 Replies: 0 Ceramic knife set includes: 3 paring knife, 4 paring knife, 5 utility knife, 6 slicer knife & 6 chef knife
State-of-the-art ceramic blades hold a razor-sharp edge ten times longer than steel
Designed to slice, mince, and dice boneless meats and fresh produce with unrivaled ease and precision
The lightweight knives are extremely balanced for optimal cutting performance
Ergonomic handle reduces fatigue during repetitive cutting
The blades are impervious to acids, juices, oils, salts and other elements;
Look and design of the knives will stay clean through repetitive use
Ceramic doesnt alter the taste, smell, or appearance of food
The ceramic design does not stick to the food
Hand-wash only
Brand: Seda
Model: 852314002344
Condition: New
Warranty: 30 Day
Packaging: Gift Box

http://1sale.com/home-family/kitchen-dining/852314002344/
Seda Deals

1Sale.com Coupons
g: -1 Posted By: hellokitty27
Views: 170 Replies: 2 caesarplaza via eBay has the Carbon Fiber Vinyl Black 12 x 51-in. Twill-Weave Wrap Sheet Film Cloth Stickerfor $5.99 w/ free shipping.

Surface Finish: 3D Carbon-textured finish
Type: 3D Twill-Weave Carbon Fiber style film
Material: Vinyl
Color: Black
Extremely high gloss and smooth surface
Very Flexible and can be applied to moderate curves or any smooth flat surface
Limited Stretch with heat for more flexible install
Coated with a UV protective layer
Durable material resistant to water, dirt, grease, salt, mild acid and oil
Easily cleansed with water
Easily remove without residue, will not harm the painted surface of your vehicle

Tools & Automotive Deals

eBay Coupons
g: 0 Posted By: DaysFan
Views: 170 Replies: 0 http://www.sears.com
Valid from June 01 - June 07Craftsman gas pressure washer with PerfectMix 2700-PSI, 2.3 GPMReg. $369.99$269.99
item # 07175287
PerfectMix no mix, no mess, just add soap.
http://akimages.shoplocal.com/dyn_li/400.0.90.0/Retailers/Sears/05_TB_613377_img_1446067974.jpg

Description Item # 07175287000PModel # 75287Enjoy High-Powered Washing with the Craftsman Gas Powered Pressure WasherThe Craftsman 2,700 PSI 2.3 GPM Pressure Washer delivers a water stream at 2,700 PSI/2.3 max GPM for heavy-duty washing. Powered by a Briggs & Stratton Professional Series 175cc (7.75-ft.-lbs. torque) OHV engine, it delivers versatile spray patterns with four quick-connect tips like soap low pressure, 0-degree, 15-degree and 40-degree high pressure to handle any task. Innovative Ready Start system automatically senses engine temperature and adjusts the air and fuel mixture to suit any condition perfectly. A Fresh Start fuel cap and snap-in concentrated stabilizer keeps gas fresher up to six months and delivers easier, no-hassle starting.Boasting a newly designed frame, the Craftsman gas powered pressure washer offers more support and protection for the powerful Briggs & Stratton engine. Maintenance-free axial cam pump with Easy Start technology provides effortless starting, even after frequent use. PerfectMix direct-from-concentrate soap system automatically mixes the perfect amount of concentrate into the water stream for super-effective cleaning (concentrate sold separately).

Great for occasional to frequent cleanups, the Craftsman 2,700 PSI 2.3 GPM Pressure Washer delivers power-packed washing performance for medium-sized projects like vehicles, decks and walkways
Fixed hose wrap keeps the 25-ft. high-pressure hose up and out of the way
Tubular-steel, fold-down handle for easy storage in your garage or garden shed
Solid 10 in. wheels for smooth-rolling maneuverability and portability
Thermal relieve valve for added safety and security
Weighing only 52 lbs., the pressure washer is extremely portable
Comes with a 2-year general warranty to protect your investment

Tools Deals

Sears Coupons
g: 0 Posted By: tedhawkins
Views: 134 Replies: 0 BSA Optics Majestic DX 10x42mm Binocular & LG 3.5-10x50 Scope Combo $109.94 Shipped

http://www.gearhog.com/?did=67897

Deal Overview
A great hunting duo, the BSA Optics Majestic DX 10x42mm Binocular & LG 3.5-10x50 Scope Combo gives hunters and outdoor enthusiasts to not only accurately see their targets, but mark them too.

This binocular and rifle scope combo from the specialists at BSA Optics and Laser Genetics allows you to see incredibly clear images from extremely far distances and be able to locate your Target clearly. The BSA Optics 10x42mm Majestic DX BAK-4 Roof Prism Outdoor Binocular feature fully multi-coated optics, a BAK-4 prism and a wide angle eye piece. BSA Optics Binoculars are made with Brightview technology that provides optimum light transmission with sharp, clear edge image resolution, and its lightweight, rubber armored, magnesium housing is extremely durable and long lasting.

The Laser Genetics 3.5-10x50mm Rifle Scope offers high magnification with ultra-clear sighting to zero in at wild game that may be nearby.

For easy Target identification and acquisition, choose the winning dynamic duo of the BSA Optics Majestic DX 10x42mm Binoculars & Laser Genetics 3.5-10x50 Riflescope Combo!
Sports & Outdoors Deals
g: 0 Posted By: ctgolfer
Views: 6 Replies: 0 There is nothing metallic that Craftsman Magnetic Pick-Up Tool With Light wont pick up and bring back
Powerful telescopic magnets go to work to find lost metal objects
Tool is extremely useful when you're repairing machines and auto Motives
Can be used professionally or at home
It can find and lift anything within five lbs
Light allows searching in dark places
Telescopic magnets pick up objects even in places that are hard to reach
Textured handle gives you good grip even when hands are oily or wet

www.sears.com/shc/s/p_10153_12605_00946946000P
g: 0 Posted By: ctgolfer
Views: 68 Replies: 0 Compatible with most flat-panel HDTVs
For wide-ranging use.
360 reception pattern
Lets you enjoy your programming without having to adjust your antenna.
ELN (Extremely Low Noise) amplifier
Provides optimal digital TV reception while keeping the signal unsaturated.
Mounting options
Include on an outer wall, roof or balcony or in an attic for flexible configuration.

www.bestbuy.com/site/terk-omnidirectional-flat-panel-hdtv-outdoo...
TV Deals

Best Buy Coupons
Question about multiple claims against my homeowner's insurance.
Added on : Wednesday May 28th 2014 03:00:09 PM
g: 0 Posted By: chocula
Views: 31 Replies: 0 I have a couple of questions about making another claim against my homeowner's insurance.

I have had the same insurance company for my house and car for about 15 years or so. I never had a claim until about 8 years ago when our town was hit pretty hard by tornadoes and an extremely large tree landed on our house. Somehow our chimney took the brunt force of the tree (i was sleeping under where the tree landed on the house), it still did about $30k in damage to our house.
We filed an insurance claim and they paid everything but our deductible. Other than about 3 or 4 back and forth messages there were no issues with getting the work approved and the contractor paid.

About 2 years ago, I got a chip in my windshield and was told that the insurance company would repair those for free. We had a guy come out to the house and he repaired the windshield.

We have lived in our current house for almost 7 years and have never had a claim against it. Last year, we had a really bad storm and about 60% of the houses on our street had their roofs replaced. We decided against repairing the roof or filing a claim since we had one previously. In the 7 years we have lived here, we have had several bad storms.
Last week, we had another pretty bad storm and the builders were out in force trying to get people to replace their roofs.

After the most recent storm, we had a very small amount of water in our garage where you could see it leaked from the roof area.

My wife and I were discussing whether or not we should get our roof replaced and decided to have someone inspect the roof. You can clearly see the damage from the hail on the shingles and the flashing. Several of our screens were damaged as well. My vehicle has a few hail marks on it, but it is 8 years old and a few marks on it are no big deal.

The builder that inspected our roof said that the front part of our roof has a great deal of damage, but surprisingly the back part of the roof is not that bad.

I have read here that just calling your insurance company about these issues can count against you, so I wanted to get some advice before calling them.

My questions:
1. Will having another claim cause my premiums to go up?
2. Can they cancel my insurance if I have a 2nd claim? I am guessing it will be $5-6k to replace the roof (based on the costs for my neighbors to get their roofs repaired).
3. The builder said that my insurance company may not pay for the back part of my roof because it was not that bad. Would an insurance company only repair half a roof?
3A. Our house that was hit by a tree in Atlanta was a split level and only one roof was damaged. We paid for one roof and the insurance company paid for the other one,
4. Do you have any advice for me with this situation?

Thanks in advance. We are obviously trying to get the roof repaired, but at the same time do not want to lose our insurance.


Question Deals
g: 0 Posted By: DizzyT71
Views: 246 Replies: 0 buydig has the Mr Beams MB360 Wireless LED Spotlight w Motion Sensor (3-Pack)on sale for $37.99 with free shipping at buydig

Extremely bright LED with minimum power consumption, 140 Lumens. MB363 is three (3) individual units of the Mr Beams MB360 Spotlight
Motion sensor turns Spotlight on and off automatically
Features weatherproof design for durability
Simple wireless installation in minutes
Provides 350-Square Feet of coverage, battery operated

4.3/5 Stars based on 2,578 customer reviews on Amazon.
Cameras Deals

Buydig Coupons
Chase Premier Plus Checking?
Added on : Wednesday May 28th 2014 12:00:08 PM
g: 0 Posted By: deeder
Views: 0 Replies: 0 Was about to open a TDBank account but heard bad experiences even though the account had more perks. Then I noticed there was Chase Premier Plus Checking with a 15,000 minimum which has differences in the perks and fee schedules. But with Premier Plus you get a $200 bonus and there were also savings coupons that I could link for the 15,000 minimum balance requirement for an additional bonus.

Its confusing because you have to look through all the different terms and conditions and no 2 banks are alike in perks and fee schedules and bonuses, etc...

But Chase is a larger bank than TD Bank. Chase's experiences seem to be fine overall with the exception of bank hold times and the bank arbitrarily closing accounts at times for certain customers.

Assuming $400 or even more of bonuses depending on what is offered, Chase seems to be the best deal going and using the account is extremely easy.
New Real Estate Bubble?
Added on : Wednesday May 28th 2014 08:00:16 AM
g: 0 Posted By: Xnarg1
Views: 110 Replies: 2 Are we in the midst of a new RE bubble? Stories are starting to appear on the main stream media which suggest housing downturn is no longer bad weather related from earlier this year. I believe the Fed also revised U.S. growth estimates down due to worsening house conditions. On top of that, wealthy buyers are having no problems (I read $1 million+ houses) but any middle class buyers are having a hard time. I want to buy a house in about 12 months (after summer of 2015), but can wait an extra year if things will get really bad again (though at such a point supply may be very limited). In Bay Area specifically, I am anecdotally hearing that housing here is going to crash (or at least correct itself) near the end of the year. I have not lived here long enough to really know the market - it is extremely bizarre here. Rents are sky high also.
g: 0 Posted By: johnwooden
Views: 58 Replies: 0 Big Discounts and free shipping on all mattresses. Prices too low to advertise but they are extremely low. Just add a mattress to the shopping cart to see the sales price. Sale is going on for at least a week starting on Memorial Day.
freeshipmattress.com
Bedding Deals
Seda Ultra Sharp 5-Piece Ceramic Knife Set $22.99 w/FS @ 1 Sale
Added on : Saturday May 24th 2014 09:00:03 PM
g: 0 Posted By: ctgolfer
Views: 75 Replies: 0 Ceramic knife set includes: 3 paring knife, 4 paring knife, 5 utility knife, 6 slicer knife & 6 chef knife
State-of-the-art ceramic blades hold a razor-sharp edge ten times longer than steel
Designed to slice, mince, and dice boneless meats and fresh produce with unrivaled ease and precision
The lightweight knives are extremely balanced for optimal cutting performance
Ergonomic handle reduces fatigue during repetitive cutting
The blades are impervious to acids, juices, oils, salts and other elements;
Look and design of the knives will stay clean through repetitive use
Ceramic doesnt alter the taste, smell, or appearance of food
The ceramic design does not stick to the food
Hand-wash only
Brand: Seda
Model: 852314002344
Condition: New
Warranty: 30 Day
Packaging: Retail

http://1sale.com/home-family/kitchen-dining/852314002344/
Home & Garden Deals

1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 94 Replies: 0 The mydlink-enabled Wireless N Network Camera (DCS-930L) comes with everything you need to quickly add a surveillance camera to your home or small office network. It works right out of the box. Simply connect the cables, plug in the camera, run the short installation wizard and setup is complete. To view what the camera is seeing, simply log on to mydlink.com, choose your device, and start viewing - there is no need to configure your router to open up ports or remember hard-to memorize Internet addresses.Benefits Of mydlinkmydlink products are created for people who long to embrace a world connected through the Internet, but are afraid they lack the technical expertise to do so. mydlink products remove the learning curve that is typically associated with today's high-tech devices because they are truly plug-and-play with zero or extremely easy configuration. mydlink provides you easy and straightforward access to your digital life all from the intuitive, convenient website (www.mydlink.com). mydlink makes it easy to get the most from your digital lifestyle without the learning curve.Convenient Access, Anywhere, Anytime As a mydlink-enabled device, you can access the DCS-930L anytime, anywhere you have Internet access. Get peace of mind by keeping an eye on your kids, pets, home or office from almost anywhere by simply logging on to the mydlink website and selecting your camera. Since the DCS-930L comes with a built-in microphone, you can see and hear for yourself that everything is well at home.Easy Setup with Zero ConfigurationConnecting your D-Link camera to any router is easy -- make it even easier with your D-Link Cloud Router. With the push of a button or simple plug of an ethernet cable, Zero Configuration gives you automatic configuration and intelligent syncing of your D-Link camera -- it's as easy as connect and view!Stay Connected to What Matters MostThroughout your busy week, stay connected to everything that you love 24/7. View your home and keep an eye on your kids, your pets and your valued possessions from anywhere over the Internet and enjoy the peace of mind that comes from knowing everything is safe and secure. Whether you're out for an evening, at the office or away on vacation, mydlink-enabled cameras let you keep a close, constant eye on all that's important to you.Anywhere Access: mydlink Makes it EasyTo make home monitoring a truly simple experience, D-Link created mydlink.com so you can access your live camera feed from any Internet-connected computer or mobile device1, anytime. All mydlink-enabled cameras can be viewed and managed on your personal mydlink portal so you can enjoy the freedom of remote monitoring on your terms.Anywhere Access: Home Monitoring Goes MobileWith the mydlink app for iPhone and Android, you can quickly and easily view your camera feed from anywhere with Wi-Fi, 3G or 4G connection. No more guessing what's going on at your house while you're away.

www.walmart.com/ip/33857734
Cameras Deals

Walmart Coupons
Grundens Reflective 82 Parka $39.99 FS to store LFS
Added on : Tuesday May 20th 2014 07:00:04 PM
g: 0 Posted By: tedhawkins
Views: 147 Replies: 0 Grundens Reflective 82 Parka $39.99 FS to store LFS

http://www.lfsmarineoutdoor.com/grundens-reflective-82-parka.htm...

Fabric: A cotton twill base material (4.7 oz. per yard), coated with a specially formulated PVC (8.5 oz. per yard) for a total weight of 13.2 oz. per yard. The PVC coating is the original Grundns recipe that resists oil and remains flexible in extremely cold temperatures.

Applications: All Commercial Fishing, Building and Road Construction, Timber Harvest, Agriculture, Mining, Shipyards, Forestry, Utilities.

Features: Double secure storm flap, attached hood, drawcord, covered snaps, set-in sleeve design. Meets EAN 471 and ANSI/SEA 107-1999.


Clothing Deals
Penfed 5/5 or BoA 10ARM Mortgage - please help me decide
Added on : Tuesday May 20th 2014 03:00:06 PM
g: 0 Posted By: 1X2Y3Z
Views: 60 Replies: 0 Hi:
I am taking a loan of around 640K after 20% down payment and here are the two options I am considering. I intend to stay in this home no more than 10 years and hence I am considering these two options

Penfed -- Current rate on the 5/5 ARM is 3%. 2% max every reset, with 5% lifetime max. Will help with closing costs upto 10K but I need to use their title services which as per the GFE cost at around $8000 -- $5000 for title services and lenders title insurance and $3800 for owners title insurance. I read elsewhere in these forums that they don't treat them as simultaneous insurance policy which other title services companies quote at $4600. Also, I believe the first 5 year reset is a minimum 4% because what I am getting now is promotional rate of 3%.

BoA - Current rate on the 10/1 ARM is 3.25%. 5% max on first reset, 2% max subsequent resets, with 5% lifetime max. Will provide lenders credit of around $2000 and I can use my own title service which is around $4600. One additional cost compared to Penfed is $800 origination fee.

I must mention that dealing with Penfed is extremely difficult, very poor response whereas BoA rep is very accessible and very eager to help and expedite.

Any views, recommendations and/or things I should be considering as I make a decision? Please help me make a decision.

Thanks in advance...

New User Question Deals
New Balance 00 Men's Running Shoe $39.99 @ Joe's New Balance
Added on : Sunday May 18th 2014 12:00:02 AM
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 shipping adds $5

Minimus is a whole new approach to athletic footwear, inspired by Good Form Running and designed to be worn with or without socks. The Minimus Road Zero running shoe is engineered for use on pavement and other varied running surfaces. Supremely comfortable and extremely lightweight, the MR00 is taking the running world by storm.

Odor resistant
Vibram outsole provides maximum surface contact and multi-directional traction
Synthetic/Mesh upper
ACTEVA Midsole cushions and resists compression set - 12% lighter than standard foam
No sew welded seams
0mm drop: due to variances created during the development and manufacturing processes, all references to 0mm drop are approximate
No-sew forefoot construction minimizes weight and reduces seams
Deconstructed REVlite midsole provides great flexibility and a featherweight cushion
Lightweight blown rubber for effective bounce
Color: Teal with Lime & Blue
Shoe Last: NL-0
Weight: 181 grams (6.4 oz)

www.joesnewbalanceoutlet.com/detail.asp?style=MR00BY
Nike Men's or Women's Shoes $39.99 @ Woot
Added on : Friday May 16th 2014 08:00:04 PM
g: 0 Posted By: ctgolfer
Views: 134 Replies: 0 shipping adds $5

Your choice:



Nike Men's Lunar Hyperdunk 2013 Basketball Shoes

Designed with Lunarlon technology, the Nike Men's Lunar Hyperdunk 2013 Basketball Shoes provide cushioning and responsiveness on the court. These shoes feature high-abrasion mesh uppers for airflow and durability and outsoles with herringbone traction patterns, flex grooves and pivot points for optimal traction.

High-abrasion mesh uppers provide great airflow and durability
Outsoles with herringbone traction patterns, flex grooves and pivot points
Lunarlon technology offers cushioning and responsiveness
Lace closures
Flywire technology deliver lightweight support and lockdown control
Midfoot shanks
Padded tongue and collar


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~



Nike Women's Air Ultimate Dig Volleyball Shoes

The Nike Air Ultimate Dig Women's Volleyball Shoes are a lightweight women's volleyball shoe that provide athletes with the ultimate in comfort and performance. Nike has created the Women's Air Ultimate Dig with the exact specifications of volleyball players. These volleyball shoes feature a performance synthetic and mesh upper that provides volleyball players with an extremely comfortable, lightweight fit that provides superior support and breathability. Designed to provide superior cushioning in all areas of the shoe, including the heel cup and sole areas for the ultimate in comfort and performance.

Performance synthetic and mesh upper provides superior support and breathability
Drag-On technology for an extremely strong, reinforced toe that prevents wear and tear from dragging your toes across the floor
Air-Sole technology in midsole to provide for ultra soft cushioning
Outsoles with non-marking, gum rubber technology to provide directional traction and smooth transitions
Shipping Note: Eligible for shipping to all 50 states

Warranty: 90 Day Woot Limited Warranty

http://sport.woot.com/offers/nike-mens-or-womens-shoes-1
Shoes Deals

woot! Coupons
Korg Pitchblack Poly Pedal Tuner $39.99 FS Musicians friend
Added on : Friday May 16th 2014 06:00:04 PM
g: 0 Posted By: tedhawkins
Views: 86 Replies: 0 Korg Pitchblack Poly Pedal Tuner $39.99 FS Musicians Friend

http://www.musiciansfriend.com/stupid

Product Description

The Korg Pitchblack Poly Pedal Tuner is a quick, easy-to-use high-performance tuner that brings together Korgs legendary accuracy, versatility and reliability. Housed in a stylish die-cast aluminum body with easy-to-read displays. The remarkable Pitchblack Poly adds the convenience of polyphonic tuning to the acclaimed Pitchblack line-up.

Korgs Pitchblack Poly displays the tuning status of all strings at once. It can be used with Flat, Capo and Drop-D tunings, and its ideal for floating tremolo systems. The extremely easy to use Pitchblack Poly can detect guitars and basses up to 6-string and always display whatever string is being tuned thanks to String Seeker.
Features

Quick-and-easy high-precision polyphonic tuning
Displays the tuning status of all strings at once
Check the tuning of every string with a single glance
Ideal for floating tremolo systems
Flat (5 Semitones), Capo (7 Semitones) and Drop-D tunings are also supported
String Seeker automatically switches the display to the string being tuned
Four meter modes for precise tuning
Automatically detects guitars and basses (up to 6-string)
True-bypass design
Die-cast aluminum body
Two-way power operates on 9V battery or 9V DC input
9V DC cascade power jack is also provided


Music Deals

Musician's Friend Coupons
g: 0 Posted By: tedhawkins
Views: 153 Replies: 1 Fi'zi:k Arione R3 Road Bike Saddle with Handlebar Tape $129.99 performance bike

http://www.performancebike.com/bikes/Product_10052_10551_1159139...

Add a pair of socks to exceed $150 in cart value to avail $20 OFF

Fi'zi:k Arione R3 Road Bike Saddle with Handlebar Tape
Constructed with the latest technologies, the Fi'zi:k Arione R3 Garmin-Sharp Team Edition Saddle is extremely light, comfortable and features one of the highest stiffness-to-weight ratios for racing and competition. Snake design is flat, narrow, long and styled for more flexible riders. Wing Flex shell flexes where the inner thigh contacts the saddle to enhance pedaling efficiency. Breathable Microtex cover puts you in an ideal cycling position while the Thigh Glides guide you into a pedaling form that's easier and more comfortable. K:ium rails are lighter, stronger and provide better vibration damping than titanium. Includes Fi'zi:k Superlight Bar Tape for increased grip in control in any weather.

For the Snake: Flexible Spine
Nylon Carbon reinforced base is light, stiff and uses a 270 carbon structure between the shell and cover for additional protection
Wing Flex shell flexes downward in the critical area where inner thighs contact the saddle, allowing for a more efficient, full-range movement while pedaling
Thigh Glides allow the thighs to slide easily over the saddle
Microtex cover is durable, water-resistant and enhances grip, even when wet
K:ium alloy tubular rails are 8% lighter than solid titanium and feature high strength-top-weight ratio and high corrosion resistance
Integrated Clip System at the base allows quick attachment and removal of I.C.C. accessories, such as the Fi'zi:k Saddle Pa:k and Blin:k light (not included)
Includes Fi'zi:k Superlight Bar Tape:
2mm thickness for extra grip and better control
Smooth and comfortable in any weather condition.
Made with Microtex for durability, strength and breathability
Washable


Bicycle Deals

Performance Bicycle Coupons
g: 0 Posted By: ArtieLange
Views: 83 Replies: 0 Eureka Bagless RapidClean 2-in-1 Stick and Handheld Vacuum, 210A $59.00 free pickup WalMart

http://www.walmart.com/ip/Eureka-Bagless-RapidClean-2-in-1-Stick...




Easily remove dust and debris from the bare floors throughout your home with this 210A Eureka Bagless RapidClean 2-in-1 Vacuum. Featuring a cordless design, this product is extremely versatile and can be effortlessly taken from room to room. The Eureka vacuum runs on a rechargeable 12V battery and has extreme cyclonic suction to ensure all dust and dirt is removed. The 10" cleaning path width allows you to cover more surface area at a time for quicker cleaning. This Eureka bagless vacuum comes with a removable handheld vacuum for hard-to-reach areas, as well as a washable reusable filter.
Eureka Bagless RapidClean 2-in-1 Stick and Handheld Vacuum:

Recommeded for bare floors
Stick vacuum
Runs on rechargeable 12V battery
Cordless
1 filter
10" cleaning path width
Washable filter
Cyclonic suction
Removable handheld vacuum
1-year warranty
Made of plastic and metal
Eureka bagless vacuum model# 210A

ENERGY STAR
Products that are ENERGY STAR-qualified prevent greenhouse gas emissions by meeting strict energy efficiency guidelines set by the U.S. Environmental Protection Agency and the U.S. Department of Energy. The ENERGY STAR name and marks are registered marks owned by the U.S. government, as part of their energy efficiency and environmental activities.
Appliance Deals

Walmart Coupons
g: 0 Posted By: ArtieLange
Views: 12 Replies: 0 Better Homes and Gardens 50" x 60" Fur Throw, Herringbone $9.99 free store pickup WalMart

http://www.walmart.com/ip/Better-Homes-and-Gardens-50-x-60-Fur-T...



Cozy up with this stylish, Faux Fur throw by Better Homes and Gardens. The Faux Fur material is extremely soft and warm and machine washable for easy care.
Better Homes and Gardens 50" x 60" Fur Throw, Herringbone:

Size: 50" x 60" (127 cm x 152.4 cm)
Soft, plush fabrication
Keep cozy and warm
100 percent Polyester
Machine washable

Bedding Deals

Walmart Coupons
g: 1 Posted By: remick
Views: 194 Replies: 1 http://www.amazon.com/dp/B00GIAWDQK

Who Else Wants to Easily Repair and Maintain Their Bicycles At Home, With Tools That Can Be Found Anywhere?

At Last! Everything you ever wanted to know about bike repair - revealed!

Did you ever want to repair your own bicycle at home?
Do you dream of being able to remove, clean or replace individual parts of your bike with zero anxiety?
Are you interested in repairing and maintaining your bicycle/s at home?

If you answered "yes" to any of the questions above, then this may very well be the most exciting message you've read all day. Here's why...

You're about to discover a proven system for bike repair that is so easy to follow that anyone can do it. This system works whether this is your first bike or tenth bike already - anyone can learn this system in a matter of days.

Here's the thing: repairing your bike is NOT rocket science.

Anyone can learn it and absolutely anyone who wants to can master it, too.

When you know how to use basic tools like the screwdriver or the wrench, you can learn how to repair a bike like a pro.

What most people don't realize is that maintaining a bike is also extremely easy to do. I know, because...

I've been repairing and maintaining more than five different bikes for over fifteen years!


Here's just a taste of what you'll discover...

You'll discover much more in this rare and candid guide to expert bike repair.
How to winterize your bicycle with these 3 simple techniques...
3 little known, yet simple ways to avoid damaging the braking mechanism...
Secret of expert bike mechanics that few people ever know about...
3 proven steps to better lubrication...
2 simple keys (that are right in front of your eyes) to rust-free hinges and joints...
WARNING: 3 things you should never do when it comes to using antirust agents like WD40...
You'll discover in just a few short minutes how to properly remove a wheel...
6 time tested and proven strategies for lubricating all of the parts of a bike...
When to apply antirust and when to apply machine oil to your bike parts...
7 everyday but often overlooked tips and tricks for preserving your shock system...
A pennies on the dollar approach to preserving the metal frame of a bike...
How often to apply lubrication...
How to properly remove nuts and bolts from tight corners of a bike...
The once famous but forgotten secret that instantly allows you to repair a deformed rim even when you are on the road...
Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 90 Replies: 0 use coupon code: POWERMAY

The world first power pack with digital display window that is capable to exhibit power level within 1% and monitor the input and output charging state.
Extremely powerful 10,000mAh battery that can charge almost any portable electronic devices up to 5 times including, iPhone 5/4,4S/3GS, Samsung Galaxy Series, iPad, iPad Mini, and almost all tablets, camera, and MP3s.
Multi-port charging capability allows for multiple products to be charged at the same time using a 2.1A and /or 1.0A port. The pulse can efficiently charge tablets, smart-phones and most other devices.
Certified Reliable A+ Samsung batteries are deployed to ensure 500+ re-charges as well as better safety, longevity and efficiency than most other batteries.
The Electron boasts a super bright emergency flashlight that helps you through any power outage scenario.

www.amazon.com/dp/B00C13YSIO/
Batteries & Chargers Deals

Amazon Coupons
g: 0 Posted By: tedhawkins
Views: 145 Replies: 0 Chef's Star Manual Hand Crank Juicer - Single Auger Juice Press for Fruit, Vegetables, Wheat Grass with Suction Base $20 FS w/code Amazon

http://www.amazon.com/Chefs-Star%C2%AE-Manual-Crank-Juicer/dp/B0...

Enter $15 OFF code 5FN8FRQF

Strong Suction Base
All Parts Detachable
Separates Juice from Pulp in one easy Step
Intricate design, for the maximum amount of juice
Use Anywhere, portable, manual and extremely easy to use and clean
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 145 Replies: 0 Arrive refreshed after a long flight, avoid distractions in a noisy office, or find peace & quiet in your living room...with ATH-ANC7b QuietPoint Active Noise-Cancelling Headphones. These lightweight, compact headphones effectively reduce distracting background noise by 90% while offering the superior audio quality that has made Audio-Technica a worldwide leader in electro-acoustic technology.

Ideal for use with MP3, CD, DVD & in-flight entertainment systems, ATH-ANC7b QuietPoint closed-back headphones deliver clear, high-resolution sound, with impactful bass, a detailed midrange, extended treble and accurate imaging in an immersive soundfield. Their earcups have been redesigned for greater comfort, with generously cushioned padding and a shape that fits easily over any ear.

The ATH-ANC7b QuietPoint headphones feature large-aperture 40 mm drivers with neodymium magnet systems and extremely high 109dB sensitivity to provide generous volume levels from any music source. The headphones also work when the noise-cancelling function is turned off, and operate in passive mode without batteries. Noise-cancelling electronics are fully integrated in each earpiece, with no need for external modules.


www.ebay.com/itm/371016686591
Headphones & Speakers Deals

eBay Coupons
CycleTEK Momentum 1 Fluid Trainer $152.99 @ performance bike
Added on : Monday May 12th 2014 06:00:04 AM
g: 0 Posted By: tedhawkins
Views: 88 Replies: 0 CycleTEK Momentum 1 Fluid Trainer $152.99 @ performance bike

http://www.performancebike.com/bikes/Product2_10052_10551_115966...

CycleTEK Momentum 1 Fluid Trainer
Achieve and maintain a top level of fitness with the Momentum 1 Indoor Cycling Trainer from CycleTEK. This high-performance resistance unit features unrivaled technology for incredibly smooth, quiet and stable resistance. It provides measurable, repeatable workload using a silicone-filled resistance chamber and the heaviest flywheel (7lbs) of any trainer in the industry. What you'll experience is a road-like feel that's extremely fluid and realistic. Quick-release mechanism is easy to use and secures your bike to the trainer. Robust frame design offers six points of contact and hexagonal footpads adjust for uneven floors. Folds up easily, so you can store it or transport it to your next race. The Momentum 1 sets the new standard for performance, precision and power.

Thermodynamically neutral silicone filled resistance unit (with secure seal technology) offers smooth, quiet, stable resistance
Unique 2-stage folding frame design folds easily for storage or transport
6 points of floor contact with adjustable hexagonal foot pads for uneven floors
Power Calibrated with CycleTEK Watt Computer for accurate power readings
Easy-to use quick-release bicycle attachment mechanism
60mm roller is the largest in the industry
7lb flywheel is the largest in the industry
Black matte powder coat finish is durable and sleek
Lifetime Warranty against leakage
Unconditional Lifetime Warranty


Sports & Outdoors Deals

Performance Bicycle Coupons
g: 0 Posted By: BayouM5
Views: 108 Replies: 1 Solvit Waterproof Sta-Put Hammock Seat Cover for Pets
http://www.chewy.com/dog/solvit-waterproof-sta-put-hammock/dp/53697Waterproof Hammock Seat Cover is Solvit's most versatile cover, protecting not only the back seat and the floorboard area from dirt, dander and "spills", but also serving as a barrier to keep pets off the front console. Made from durable, heavy-gauge polyester with waterproof backing for years of use. Multiple attachment points, adjustable straps and two Sta-Put devices keep the cover firmly in place in all vehicles with headrests.Size

56" x 57" -- Weighs 2.5 lbs.

Shipping is extremely reasonable at 4.95 giving a delivered to my door price of $30.15.


Pets Deals
g: 0 Posted By: DaysFan
Views: 85 Replies: 0 http://www.brylanehome.comOversized 10' x 15' Instant Pop Up Gazebo With ScreenItem #: 1588-08339-1353$599.99Now: $269.99 Save 55%- Promo Code: bhextra20,
Returns will be credited at the discounted price. Discount does not apply to multiple units of the same item. Not applicable to gift cards or prior purchases. Applies to subtotal only. May not be redeemed for cash or combined with other offers. Excludes items shipped from manufacturer, clearance, srtwork, mirrors, select rugs, select lighting, select bath accessories, seleect slipcovers, select furniture, jewelry, fragrance, Cuisinart Singer,& eBags. Valid 1 time only. Expires 11/1/14 mid. EST This spacious, portable, pop-up gazebo sets up in minutes and lets you enjoy the outdoors longer by shading you and your outdoor furniture from the sun. features a rust-resistant steel frame fire-retardant polyester canopy nylon netting keeps insects out guide wires and ground stakes secure in lawn or soil easy, no-tools assembly includes wheeled carry bag for easy storage spot clean fill this spacious gazebo with our extremely comfortable outdoor furniture to extend your patio well into your backyard.This large outdoor gazebo offers a huge 10' x 15' shaded area perfect for picnics, parties and relaxing.Why Buy?Our outdoor furniture is a great way to take advantage of the sweet smell and feel of the seasons without giving up the comfort of your living room recliner and sofa.
Merchandise Subtotal $269.99Promotional Savings ($54.00)Merchandise Total $215.99Standard Shipping $26.99Additional S&H $25.00Estimated Sales Tax $0.00* Your Subtotal $267.98
g: 0 Posted By: ctgolfer
Views: 144 Replies: 0 shipping adds $5

owerful & Ultra Compact
Provides 95W of powerful power output in an ultra-compact form factor. Its compact size and powerful charging functions allow you to charge laptop and portable devices at the same time, providing greater convenience and time efficiencies

10W USB for iPad and more
With a 10W USB power port, the mCube Slim 95 supports iPad and all other standard USB devices with its high power efficiency

Energy Saving
With extremely high power efficiency, you can reduce your energy costs and reduce CO2 emissions

Multi Built-in Protections
Built-in protection against unstable voltage means you can use Innergie with confidence everywhere you go

Great Compatibility
Charge most popular brands of laptops between 15-21 volts and up to 100 watts consumption, including Acer, Asus, Compaq, Dell, Fujitsu, Gateway, HP, IBM, Lenovo, MSI, Samsung, Sony, Toshiba, and more

Travel Safe
RTCA aviation certified guarantees safe usage on airplanes

Free Tip Program
9 Laptop Tips are included with your mCube Slim 95 to match your laptops. If none of the standard tips fit your laptop, simply inform Innergie via email and they will arrange for a FREE compatible tip to be sent to you (shipping and handling fee may apply)

Innergie mCube Pro 70W All-in-One Universal Adapter:

Detachable Auto / Air Module
Detach the worlds smallest Auto/Air Adapter and carry it with you in cars and airplanes. The mCube Pro is credited by the RTCA aviation certification, safe usage within air planes is guaranteed

Adjustable Output Voltage
The mCube Pro is able to support a wider range of laptops. Slide switch enables changing between 15-17 volts and 18-21 volts output

Fast USB Charging
With special design USB power port, it gives you the capability of charging all your standard USB devices

Energy Saving
With extremely high power efficiency, you can reduce your energy costs and reduce your CO2 emission

Multi-Built-in Protection
Never worry about unstable voltage anymore, the built-in protections ensure Innergie products are safer than ever

Great Compatibility
Charge most popular brands of laptops between 15-21 volts, up to 17 in LCD size, and 70 watts consumption, including Acer, Asus, Compaq, Dell, Fujitsu, Gateway, HP, IBM, Lenovo, MSI, Samsung, Sony, Toshiba, and more

Free Tip Program
10 Laptop Tips to match with your laptops. If none of the standard tips fit your laptop, simply inform Innergie via e-mail and they will arrange for a FREE compatible tip to be sent to you. (shipping and handling fee may apply)

Warranty:3 Year Limited Innergie

http://sellout.woot.com/offers/innergie-70w-or-95w-universal-ada...
Electronics Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 124 Replies: 0 Set includes an 8 Chef Knife, 8 Slicing Knife, 5 Utility Knife, All-Purpose Household Shears, Eight (8) 4.5 Steak Knives and a wood knife block that holds them in style.
Superior high-carbon stainless steel blades for precision and accuracy
Precision-tapered ground blades that narrow gradually to an extremely sharp, fine edge
Forged durable extra-wide safety bolster for perfect stability and control
Stainless steel rivets to secure the full-tang blade to the ergonomically designed handle
Hand washing recommended
Lifetime Warranty
Brand: Cuisinart
Model: C55TR-14PCB
Condition: New
Warranty: Lifetime
Packaging: Retail

http://1sale.com/home-family/kitchen-dining/forged-triple-rivet-...
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g: 1 Posted By: remick
Views: 105 Replies: 0 http://www.amazon.com/gp/product/B00ELPNJBW

T.A.E. is package that contains photos and graphs + 13 Video explanations (that you get with purchase), are definite answer to many 'unanswered' questions related to real life self defense. "What is the attacker is stronger and faster?" , "...what if he is trained?" and similar sort of questions all become non relevant when T.A.V. methods are applied - no one can take this type and intensity of pain! One can train muscles, endurance, cardio etc. but no person can train 'pressure point resistance'! Simple as that.

SIMPLE & POWERFUL

This are simple yet incredibly powerful methods based on ancient Chinese art that deals in detail with pressure point manipulation and striking. This book deals with basics - it teaches you how to quickly detect these points on the body of attacker and how to successfully apply pressure (pinching or rubbing/pushing) motion for instant elimination of the attackers intentions to heart or injure you. It's very much like using the stun gun - it creates very strong painful sensation in the body of aggressor and offers an element of shock and surprise - both essential for quick and powerful self-defense.


EFFECTIVE EVEN FOR MMA & COMBAT SPORTS

Are these methods meant to be used in combat sports? For sure NOT, but many expert fighters very successfully "slip in" use some of them between the rules, especially in MMA. Despite that, these are self-defense methods that are meant for real fight situations not for any kind of friendly sparring or organized sport. These methods are extremely painful, effective and dangerous therefore all students are requested to be very careful while practicing them.


IS THIS PACKAGE FOR YOU?

If you are a total beginner - you will benefit from this book because it will teach you the basics of self-defense that are very often overlooked. On basis of that, if you really think you need to learn more about self-defense you can definitely do so.

If you are martial artists or you already know a lot about self-defense I believe you will like to take a good look because this book will shed a light to the areas that are not often visited in modern martial arts. Each and every method explained in his book is easily combined with strikes, kicks, controls or any other kind of techniques you are used to.

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Free Hilton HHonors Gold Status till 2016 or 2020 (for MBAs)
Added on : Thursday May 08th 2014 11:00:03 AM
g: 0 Posted By: helloimalbert
Views: 89 Replies: 0 Ripped from TheRewardBoss.com:Hilton Honors is giving free HHonors GOLD status to MBA graduates of certain business schools. Perhaps Hilton is hoping to get to them first to earn some loyalty as they start their careers. The terms and conditions state that you must receive this offer in the mail. You can try to see if it works for you click the link and enter your .edu email address. Gold is not theirtop elite status, however, it will get you a few perks. For example, the free breakfast can be especially valuable at an island property likeThe Conrad Maldiveswhich Ill bevisiting later this year. The food there can be extremely expensive so many people have a big late breakfast and skip lunch. Dont expect upgrades even with Diamond status, I rarely ever received any upgrades. Starwood, on the other hand, is much better at giving upgrades to their elite members.Expires: June 30, 2014Here are school links:-Harvard(status until 2020)-Berkeley(status until 2016)-NYU(status until 2016)-Dartmouth(status until 2020)-Northwestern(status until 2020)-Duke(status until 2020)-Cornell(status until 2016)-Emory(status until 2016)-Georgetown(status until 2020)There are probably other links out there too if you find one please let me know.
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g: 0 Posted By: remick
Views: 30 Replies: 0 http://www.amazon.com/dp/B00BLQJIZA

4.8 out of 5 stars (6 customer reviews)

Report Writing Skills Training Course How to write a report and executive summary, and plan, design and present your report. An easy format for writing business reports. Lots of exercises and free downloadable workbook from www.uolearn.com. This book makes report writing a step by step process for you to follow every time you have a report to write. Margaret's understanding of how people read and remember gives a unique view of the process of report writing. This book brings you her tried and tested training techniques to make planning, writing and presenting a report straight forward. It's all about the reader. How to set objectives using 8 simple questions. Exercises to help you enhance your skills. Easy to follow flow chart giving a step by step method for writing the report. Fun to use planning tools. Free downloadable workbook available from http://www.uolearn.com. What is an executive summary and how to write one. Types of reports and how to structure them. How to layout the report. Help people remember what they read. About the author - Dr Margaret Greenhall As a chemistry lecturer Margaret helped her students learn study skills, including report writing. She then moved to the University of Manchester helping other lecturers to implement novel teaching and learning methods. As well as her PhD in science, Margaret has also been awarded a Masters in Education. In 2003 she started her own business, training people in a wide range of skills, including improve your memory, speed reading, mindmapping and report writing. Her background in science brings a logical and simple approach to her training and writing that gives very easy recipes for you to follow. What do people think of Report Writing Skill Training Course? Very useful, it has given me a great number of useful tips and information. This will help me to organize and structure my work in a logical way. I will now have a structure to use when preparing future reports and I will feel much more confident in doing this. I now understand how important preparation is when writing a report. The list of eight questions is fantastic, I will always use this for my reports from now on. Very informative and useful. These techniques can be applied in my work straight away. Extremely interesting and useful - vital preparation if you need to write reports for work.
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g: 0 Posted By: tsipple
Views: 222 Replies: 0 Albeebaby.com has the Baby Jogger City Micro single stroller in gray/blackavailable for only $99.99 including shipping. Instruction manual is available here.This is a discontinued model similar to the Baby Jogger City Mini. Reviews on Amazon are extremely positive. Features a 5-point harness. Seat can recline almost flat, though not recommended for newborns.

Stroller weighs 18.5 pounds. When open, this stroller's dimensions (in inches) are 41x23.75x30. Folded dimensions are 30x23.5x6. Maximum rated child weight is 50 pounds.
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g: 0 Posted By: ctgolfer
Views: 152 Replies: 0 shipping adds $5

The Klipsch A5i Sport In-Ear Headphones feature a lightweight, flex wire design that keeps the comfort-fit oval ear tips secured. Let your favorite artists fuel your workout with the A5is full range of music from deep, thumping bass to crisp, clear highs. Music and voice control stays in one place with a unique, 3-button remote featuring clothing clip and directional mic for hands-free phone calls on your favorite Apple devices.

All sport in-ear headphone that stays put
Lightweight, moisture/sweat resistant headphone stays in place during your toughest workout. Secure fit design gently wraps around your ear for stable fit that wont fall out. Customizable flex wire design, allows you to position the headphone so you find the perfect fit.

Kevlar-armored cables
Extremely durable, tangle-resistant cabling withstands pulls, snags, etc.

Slim three-button mic and remote system
Offers full control of iPhone, iPod Touch and iPod models, while allowing for seamless control of music and phone calls.

Built-in clothing clip
Keeps controls in place during activity.

High-efficiency driver
Small driver design delivers big sound that covers a wide frequency range with dynamic detail.

Patented oval ear tips
Soft, flexible oval ear tips naturally fit the contours of the ear canal for comfortable, long-term wear and create a perfect acoustic seal for superior noise isolation. They fit better. They feel better. Only Klipsch has them.

Accessories
Each comes with protective carrying case and four different sized ear tips.

Warranty: 2 Year Klipsch

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g: 0 Posted By: tedhawkins
Views: 96 Replies: 0 Pearl Izumi Women's Select Barrier Jacket $29.99 FS @ performance bike

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Pearl Izumi Women's Select Barrier Jacket
Windproof, water-resistant and extremely packable, the Select Barrier women's cycling jacket easily stashes in your bag or pack for instant protection when the weather turns ugly. Ultra-lightweight fabric is highly breathable and its reflective properties keep you visible in overcast conditions. Full zip with draft flap blocks wind and zippered back pocket protects your gear.

Select Barrier fabric combines windproof and water-resistant protection with breathability and ultra-lightweight packability
Temperature: 50 F (10 C)
Semi-form fit maintains riding comfort
Full zipper with zipper garage and internal draft flap blocks the elements
Reflective elements add visibility
Zippered back pocket


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Rei.com DOD $74 Marmot Zeus Down Vest - Men's - 2013 Closeout
Added on : Sunday May 04th 2014 06:00:08 AM
g: 0 Posted By: DaysFan
Views: 116 Replies: 0 Item # 863427
Marmot Zeus Down Vest - Men's - 2013 CloseoutThe men's Marmot Zeus Down Vest keeps your core warm during cold-weather pursuits with the incredible warmth and packability of 800-fill goose down.
Premium 800-fill-power goose down is extremely compressible and offers exceptional warmth for its weight
Ultralight ripstop shell is downproof and has a durable water repellent finish that causes water to bead up and roll off
Draft flap behind front zipper keeps breezes out; chin guard protects from abrasion
Marmot Zeus Down Vest for men features a drawcord hem and zippered handwarmer pockets; interior pocket doubles as a stuff sack
Closeouthttp://www.rei.com/outlet/deal-of-the-day$74.73 $150.00*REDUCED PRICEYou Save 50%
g: 0 Posted By: ctgolfer
Views: 42 Replies: 0 shipping adds $5

The Stingrey Polarized Sunglasses have a tradition fit and feature FLX-T Technology. This technology has fewer pressure points therefore providing zero tension. You will not get a headache even after several hours of wearing these extremely flexible, ultra-lightweight glasses.

Polarized lenses
Reduced glare
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Memory technology helps the sunglass keep its shape
Long-lasting wear without pinching
Lightweight
100% UV protection

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g: -1 Posted By: ctgolfer
Views: 132 Replies: 0 Includes two Charge & Sync USB Keychain Chargers
Charge and Sync Key Chain Charger - for iPhone 5/5S/5C, iPod Touch, iPad Mini, and iPad Air (lightning connector)
Portable key chain design attaches directly to your key ring with the rest of your keys.
Extremely convenience to carry
Self-locking system ensures the charger wont slip off your key ring and protects your 8 Pin iPhone 5 connector when its not in use
Durable body allows your device to sync and charge effortlessly from any laptop USB port.
Compatible with iPhone 5, 5C, and 5 S, as well as iPod Touch (5th Gen), iPad Air, and iPad Mini (with retina display)
Brand: ienjoy
Model: IE1005KYCHNIP5
Condition: New
Warranty: 6 Month
Packaging: Retail

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g: 5 Posted By: remick
Views: 447 Replies: 0 http://www.amazon.com/dp/B00B0O6KW2

4.7 out of 5 stars (35 customer reviews)

In this digitally dependent world, we are surrounded by buzzwords and acronyms. In Dont Throw IT ~ Get To Know IT you will learn to tear down the walls and make sense out of it all and understand the answers to some of your most common questions:


How Can I Protect My Computer? Unfortunately, malicious software is a reality today. Learn what all those terms mean and how you can protect yourself.

Why Is My Computer So Slow? This is the most common complaint heard when dealing with technology. Learn how to address this yourself simply and safely.

How Can I Surf The Web Safely? It is hard to imagine life before the Internet. Learn how to do so safely and securely for you and your family.

What Do All These Terms Mean? Ever notice how the local computer nerd speaks a language all their own? Read on to remove the mystery of these terms with simple, easy to understand descriptions.

How Do I Set Up Wireless At Home? Wireless networking has become as common as the cold. Learn the proper way to configure and secure your wireless network.


Dont Throw IT ~ Get To Know IT is designed to teach the normal user how to use their computers safely and securely, Using analogies and light humor the author will guide you through the common issues faced daily when dealing with that silicon monster on the desk before them.

By pointing out the many free utilities and services out there, you can gain control over your technology in ways many only thought available to large corporations or those speaking advanced nerd. Using your computer safely and securely should not have to cost you the proverbial arm and leg. For example, did you know you could have superb antivirus control without paying a cent? How about Internet monitoring to keep malicious sites from displaying on you or your childrens computers or tablets? Even that can be yours free.

While designed with the computer novice in mind, even the computer geeks in the audience can learn from the items presented. While the material is geared toward the Windows user, Apple fans will find the information extremely valuable, as the principles and practices discussed affect all users of all operating systems.

Technology should be a tool and not a task.




The 2014 Guide To Free PC Software: Over 150 Superb Programs That Won't Cost You A Single Penny!
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4.7 out of 5 stars (27 customer reviews)

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g: 3 Posted By: remick
Views: 294 Replies: 0 http://www.amazon.com/dp/B00B0O6KW2

4.7 out of 5 stars (35 customer reviews)

In this digitally dependent world, we are surrounded by buzzwords and acronyms. In Dont Throw IT ~ Get To Know IT you will learn to tear down the walls and make sense out of it all and understand the answers to some of your most common questions:


How Can I Protect My Computer? Unfortunately, malicious software is a reality today. Learn what all those terms mean and how you can protect yourself.

Why Is My Computer So Slow? This is the most common complaint heard when dealing with technology. Learn how to address this yourself simply and safely.

How Can I Surf The Web Safely? It is hard to imagine life before the Internet. Learn how to do so safely and securely for you and your family.

What Do All These Terms Mean? Ever notice how the local computer nerd speaks a language all their own? Read on to remove the mystery of these terms with simple, easy to understand descriptions.

How Do I Set Up Wireless At Home? Wireless networking has become as common as the cold. Learn the proper way to configure and secure your wireless network.


Dont Throw IT ~ Get To Know IT is designed to teach the normal user how to use their computers safely and securely, Using analogies and light humor the author will guide you through the common issues faced daily when dealing with that silicon monster on the desk before them.

By pointing out the many free utilities and services out there, you can gain control over your technology in ways many only thought available to large corporations or those speaking advanced nerd. Using your computer safely and securely should not have to cost you the proverbial arm and leg. For example, did you know you could have superb antivirus control without paying a cent? How about Internet monitoring to keep malicious sites from displaying on you or your childrens computers or tablets? Even that can be yours free.

While designed with the computer novice in mind, even the computer geeks in the audience can learn from the items presented. While the material is geared toward the Windows user, Apple fans will find the information extremely valuable, as the principles and practices discussed affect all users of all operating systems.

Technology should be a tool and not a task.




The 2014 Guide To Free PC Software: Over 150 Superb Programs That Won't Cost You A Single Penny!
http://www.amazon.com/gp/product/B00HM9B7C2

4.7 out of 5 stars (27 customer reviews)

http://www.amazon.com/gp/product/B00HM9B7C2
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g: 1 Posted By: remick
Views: 91 Replies: 0 http://www.amazon.com/dp/B00B0O6KW2

4.7 out of 5 stars (35 customer reviews)

In this digitally dependent world, we are surrounded by buzzwords and acronyms. In Dont Throw IT ~ Get To Know IT you will learn to tear down the walls and make sense out of it all and understand the answers to some of your most common questions:


How Can I Protect My Computer? Unfortunately, malicious software is a reality today. Learn what all those terms mean and how you can protect yourself.

Why Is My Computer So Slow? This is the most common complaint heard when dealing with technology. Learn how to address this yourself simply and safely.

How Can I Surf The Web Safely? It is hard to imagine life before the Internet. Learn how to do so safely and securely for you and your family.

What Do All These Terms Mean? Ever notice how the local computer nerd speaks a language all their own? Read on to remove the mystery of these terms with simple, easy to understand descriptions.

How Do I Set Up Wireless At Home? Wireless networking has become as common as the cold. Learn the proper way to configure and secure your wireless network.


Dont Throw IT ~ Get To Know IT is designed to teach the normal user how to use their computers safely and securely, Using analogies and light humor the author will guide you through the common issues faced daily when dealing with that silicon monster on the desk before them.

By pointing out the many free utilities and services out there, you can gain control over your technology in ways many only thought available to large corporations or those speaking advanced nerd. Using your computer safely and securely should not have to cost you the proverbial arm and leg. For example, did you know you could have superb antivirus control without paying a cent? How about Internet monitoring to keep malicious sites from displaying on you or your childrens computers or tablets? Even that can be yours free.

While designed with the computer novice in mind, even the computer geeks in the audience can learn from the items presented. While the material is geared toward the Windows user, Apple fans will find the information extremely valuable, as the principles and practices discussed affect all users of all operating systems.

Technology should be a tool and not a task.
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g: 0 Posted By: ctgolfer
Views: 159 Replies: 0 shipping adds $2.99

Features:
Compact, space-saving lantern perfect for any outdoor adventure
Runs up to 14 hours on low setting and up to 8 hours on high setting
Operates on only 3 'AA' batteries (Included)
Cree XLamp XR-E LED provides 80 lumens on High
4-Position switch with Off, Low, High, and Emergency Strobe settings
Sliding reflector adjusts for both directional and 360 lighting
Compact handle can also be used as a hook
Extremely lightweight at only 7 oz.
Water-resistant body keeps out the elements
Specs:
Color: Gray/Black
Collapsed Height: 3.2"
Weight: 7 oz with batteries (Approx.)
Power Source: 3 'AA' Batteries (Included)
Light Source: Cree XLamp XR-E LED
Lumens: 80 (High)
Runtime: 14 hours (Low) / 8 hours (High)
Dimensions: 6.4" x 1.7" x 2.2" (H x W x D, Approx.)

Warranty: Five Year Limited Manufacturer Warranty

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g: 0 Posted By: remick
Views: 125 Replies: 0 http://www.amazon.com/dp/B00JSO52SO

Second Edition: Updated and Expanded. Over 40 new pages added!
______________________________________________________

Most people think owning a saltwater aquarium is rocket science, but in truth it is extremely easy. All you need are some basic steps.

Through simple practices you can not only own a beautiful saltwater aquarium, but you can grow some of the strangest and most colorful life on earth inside the privacy of your home or office. This mini-ecosystem is your window into a strange world below the waves.

In this book we will dive into the depths of saltwater aquarium maintenance. You will be walked through the ins and outs of owning and maintaining a saltwater aquarium. It will start with your decision to purchase and end with an amazing reef or fish only tank that will stun almost anyone.

If you are considering or have made the decision to acquire a saltwater aquarium this book will save you countless headaches and hundreds if not thousands of dollars. The things you will learn in this text can shock and amaze even the most advanced hobbyist.

There is so much information out there dont waste your time digging to find the answers. Grab the answers right here where I have laid them out for you. Not only do I have countless years of experience as a hobbyist, I also have experience as a store owner helping hobbyist daily.

"Patience is probably the single most important thing right behind water quality, flow, and lighting. This hobby does not start out fast and can very easily turn for the worst if you dont take your time. Dumping money into a saltwater aquarium before you know what is going on inside the glass walls is very dangerous financially and for the livestock. It takes time to build a happy reef."

"Setting up the aquarium is very simple, but first we are going to discuss the cycle. I want to talk about this first because most people will skip it and it should NOT be skipped. This is where most people lose the majority of money in this hobby and quit. Trust me when I say this section is important. I will make it as easy as possible.

The aquarium cycle is basically setting up a biological filter for the tank. Saltwater aquariums cant survive without adequate filtration. Biological filters take what is in their surroundings and purify it for use by the life in the ecosystem. Everything in the contained system is part of the biological filtration. From amoebas to human beings we are all part of the cycle of the large biological filter we call earth.

Okay, so what does this have to do with the aquarium cycle you might ask? Simply put, your aquarium"

- Passages like these offer insight into a wealth of heartache and money saving information packed in these pages.

This book is going to save you a lot of time and money. If you want to learn a lot in a short period of time, download this book right now.
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g: 0 Posted By: tedhawkins
Views: 112 Replies: 1 3-in-1 Manual Can Opener - Smooth Edge for Arthritis - Minimum Hand Effort Required $14.99 w/code FS Prime

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Bonus 20-page Quick Meals/Dinners/Canned Food Recipes e-Book

Requires Minimal Efforts: Thanks to its ultra-sharp cutting disc blades, ergonomic handles and extra-large turning knob, you will open any cans like a piece of cake, even if you have arthritis or weak hand strength!
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Features:
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g: 0 Posted By: ctgolfer
Views: 127 Replies: 0 use promo code: POWRWOOT

The world first power pack with digital display window that is capable to exhibit power level within 1% and monitor the input and output charging state.
Extremely powerful 10,000mAh battery that can charge almost any portable electronic devices up to 5 times including, iPhone 5/4,4S/3GS, Samsung Galaxy Series, iPad, iPad Mini, and almost all tablets, camera, and MP3s.
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Certified Reliable A+ Samsung batteries are deployed to ensure 500+ re-charges as well as better safety, longevity and efficiency than most other batteries.
The Electron boasts a super bright emergency flashlight that helps you through any power outage scenario.

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g: 0 Posted By: ctgolfer
Views: 118 Replies: 0 Cast Iron construction provides superior heat retention and even heat distribution creating an ideal cooking surface that does not impart flavors or absorb odors
Porcelain enameled exterior offers durability
Extremely versatile and suitable for variety of cooking methods: stove, oven and broiler safe
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Perfect for serving and entertaining
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Warranty: Limited Lifetime Cuisinart

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Great Bridge Group closing down
Added on : Monday April 28th 2014 01:00:11 PM
g: 0 Posted By: rperez4
Views: 40 Replies: 2 I just received an email that they will close down on May. It was a good way to make a passive 1% on all purchases, i have made around $400 total from it.
Great Bridge said: Dear Great Bridge member,

We are in the process of making some exciting improvements and updates to our website experience. As part of this process, we will be launching a new website, and the Great Bridge website will no longer be active.

As of today, we no longer will be collecting data for any card(s) connected to your Great Bridge account. You will still have access to your Great Bridge account and the website until Wednesday, April 30th. On May 1st, the Great Bridge website will be closed. You will receive your remaining rewards balance in the 7-10 business days following May 1st.

Your contributions and feedback over the past two years have been extremely helpful as we have shaped our vision for the future. Thank you! We will return soon with our new site, and we hope you'll join us again. In fact, if you do, we'll have a "welcome back" bonus waiting for you. Stay tuned for more information as we prepare for the launch of our new site. If you have questions in the meantime, you can reach us at support@greatbridgecorp.com.

Thank you for your support,
The Great Bridge team


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g: 0 Posted By: ctgolfer
Views: 65 Replies: 0 sold by beach camera


Product Information
This Nikon Coolpix P520 26397 18.1-megapixel digital camera features optical lens-shift VR (Vibration Reduction) image stabilization for clear images. The built-in GPS and POI (points of interest) let you create fun photo journals.

Product Features
42x zoom power, professional-quality photos and videos, endless capabilities
For those seeking a comprehensive compact camera for zoom, image quality, versatility and technological innovation, look no further than the Coolpix P520. Create pro-caliber photos and Full HD 1080p videos from mind-boggling distances, even in extremely low-light conditions. Track your travels and explore points of interest with built-in GPS. From its superb 42x zoom NIKKOR glass lens and 18.1-megapixel low-light CMOS image sensor to its D-SLR-inspired design and 3.2-inch Vari-angle LCD, the Coolpix P520 delivers the pinnacle of performance and zoom.
Capture distant images with a 42x wide-angle to telephoto NIKKOR glass zoom lens
Every Coolpix is designed around a genuine NIKKOR glass lens, the legendary optics that has made Nikon famous. The Coolpix P520 features a 42x zoom NIKKOR lens that takes you from wide-angle group shots to telephoto close-ups in an instant. And doesn't worry about a little camera shake - lens-shift Vibration Reduction helps keep the shot steady even when your hands are not.
Built-in GPS with Points of Interest (POI) for creating amazing photo journals
Relive the excitement of your travels in a whole new way. The Coolpix P520 records the exact location of each shot you take, so you can follow the path of your adventure and every stunning view along the way! Share your journeys on Google Earth, Google+, and other social media sites or with the included Nikon View NX2 software. Built-in GPS helps you navigate unfamiliar destinations, and Points of Interest (POI) show you nearby photo-ops like scenic lookouts and historic landmarks. The Coolpix P520 is the ultimate travel companion!
High-performance CMOS image sensor lets you shoot without a flash
Imagine being able to shoot without a flash at weddings, concerts, parties - anywhere your flash normally fires. You won't have to interrupt a moment to capture it, and your photos and HD videos will look more natural and true to your memory. The Coolpix P520 performs so well in low light situations that, in most cases, using the flash is optional. Of course, when the lighting is extremely poor and you need a flash, it'll be there.
1080p Full HD videos with stereo sound for dazzling movies
If you want a compact camera that shoots stunning Full HD videos, the Coolpix P520 delivers. 1080p Full HD means exceptional video quality. Record the action, then connect to an HDTV and watch your videos come alive. A built-in microphone records high-quality audio in stereo. Your videos will look and sound phenomenal.

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New Balance 00 Women's Running Shoe $39.99 @ Joe's New Balance
Added on : Thursday April 24th 2014 08:00:07 PM
g: 0 Posted By: ctgolfer
Views: 33 Replies: 0 shipping adds $5.95

Minimus is a whole new approach to athletic footwear, inspired by Good Form Running and designed to be worn with or without socks. The Minimus Road running shoe is engineered for use on pavement and other varied running surfaces. Supremely comfortable and extremely lightweight, the MR00 is taking the running world by storm.

Odor-resistant
Welded seams, a no-sew material application, reduce weight and prevent chafing
Minimal Vibram outsole for lightweight traction and durability
ACTEVA Midsole cushions and resists compression set - 12% lighter than standard foam
NB Minimus is a whole new approach to footwear, a place on the spectrum from barefoot running to the traditional maximum-cushioning running shoe. Inspired by Good Form Running and designed to be worn with or without socks. With only a 0mm drop from heel to toe, the NB Minimus collection holds a world of discovery for neutral runners; additionally, Good Form Running teaches methods of improvement for those seeking to conquer gait issues.
Synthetic/mesh upper provides lightweight comfort and support
Innovative REVlite midsole provides premium responsiveness and durability at a 30% lighter weight than other foams with comparable performance
0mm drop: due to variances created during the development and manufacturing processes, all references to 0mm drop are approximate
Color: Blue with Black
Shoe Last: NL-0
Weight: 124 grams (4.4 oz)

www.joesnewbalanceoutlet.com/detail.asp?style=WR00CR
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g: 7 Posted By: jskins
Views: 446 Replies: 6 AmazonBasics AA NiMH 2000mAh Precharged Rechargeable Batteries (8-Pack) - $10.99 with Free Super Saver Shipping on Orders $35+ or Free w/ Prime at Amazon.
4.4/5 stars based on 1,246 customer reviews.

Pre-charged and prepared to use proper out of the pack
Extremely gradual self-discharge price maintains 80% of capacity

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Amazon Coupons
Small Business startup help
Added on : Monday April 21st 2014 08:00:08 PM
g: 0 Posted By: yellowbrotherz
Views: 126 Replies: 0 Hi everyone, first time post but been on FW for a minute. I am about to start a position as a bookkeeper for a lab that pays clients for 2-4 week skin testing surveys. They have been in business for a few years and are doing extremely well, the only issue is that they do not have a system in place to track any of their business expenses/transactions. The owner is trying to hire a consultant to basically set up a financial tracking system (ex. QuickBooks or another kind of expense tracking software).The business pays their business expenses via Credit Card (travel, meals, office supplies), Cash (payment for clients, reimburse for employee travel, meals) and Checks (vendors, client, employees). Also is there any kind of software that is capable of importing credit card transactions automatically into the software after every swipe? Does anyone have any expertise or advice on the best ways to manage business expenses and track so that there are clean records when tax time comes around. Please let me know if there is any specific information you need.Thanks all

Question Deals
Moosejaw.com GET 30% BACK in Reward Points with code 3XREWARD
Added on : Monday April 21st 2014 03:00:02 AM
g: 0 Posted By: tedhawkins
Views: 37 Replies: 0 Moosejaw.com GET 30% BACK in Reward Points with code 3XREWARD

http://www.moosejaw.com/moosejaw/shop/search_REWARDSPROMO____?pr...



(Below content is for their usual 10% REWARDS POINTS)

EARN Moosejaw REWARDS POINTS

Moosejaw Rewards is all about gear and clothing at NO CASH COST, adventure and fun in a loving and punctual world. Actually, it is really just about getting gear and clothing at no cash cost. Use your reward points to buy a Moosejaw T Shirt, a North Face Fleece, an Arcteryx Pack and much, much more.

Earning points is really, really easy. Shop online at Moosejaw.com, call us at 877-Moosejaw (877-666-7352), or visit our super cool retail shops in Michigan and Illinois. You earn 10 points for every dollar you spend on regular priced items and you earn 5 points for every dollar you spend on discounted items. So, if you buy a Moosejaw Hoody at Moosejaw.com for $50, you earn 500 points. From time to time, we'll email you special offers where you can earn even more points. They said you don't get any Reward Points when you get a gift card, but you do get points when you spend a gift card. Please stop reading this now.

If you did not get an A in math or if you have lost lots of money betting and don't like talking about points please assume you get 10% of your money back in the form of points to use at Moosejaw.com. If you get a $200 jacket at Moosejaw.com you can turn around and get a $20 pair of sandals at Moosejaw Rewards.

To earn points, you must sign up for an account online or at the Moosejaw shops and start shopping. There is absolutely no charge! Points are tracked by email address so hopefully you're not afraid to provide your email address to us. We'll email you points updates and special offers and you can opt out of email at any time without losing any points.

Your points expire two years after they are earned so be sure to spend all your points before then. After the two years are up, the expiring points will automatically be removed from your balance by our Reward Points Overlord (RPO). The RPO is extremely cranky and insists that once the points are gone, they are gone. Sorry for being so mean about it.

Use of points under Moosejaw's Rewards Program constitutes acceptance of all the program's terms and conditions, except where prohibited by law. Moosejaw reserves the right to change these policies or cancel this promotion at any time.

Love the Madness,
Moosejaw
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Moosejaw Coupons
g: 0 Posted By: ctgolfer
Views: 141 Replies: 0 Precision wound copper voice coils and rare-earth neodymium magnets create extremely accurate musical reproduction
Ported sound chamber provides the exact air space necessary for optimal component performance
Fully adjustable headband combined with the two-axis gimbal system ensures a flawless fit every time
Stainless steel hinges allow the headphones to collapse for added portability
Unique 6.5-foot flat cable with Gold plated 3.5mm connector gives you a tangle-free experience while making them effortless to coil for storage
Supple genuine leather
Viscoelastic memory foam
40mm REALM drivers
TapLINE control and mic for adjusting volume, play/pause, track control and handsfree conversations
Also includes: Gold plated 3.5mm to 1/4" adapter, PC adapter for gaming/VoIP, Cleaning cloth and Thermoform case and soft travel pouch

www.newegg.com/Product/Product.aspx?Item=N82E16826586033
Headphones & Speakers Deals

Newegg Coupons
Salomon Brilliant Jacket - Women's $199.95 FS
Added on : Friday April 18th 2014 07:00:07 PM
g: 0 Posted By: tedhawkins
Views: 27 Replies: 0 Salomon Brilliant Jacket - Women's $199.95 FS

http://www.usoutdoor.com/deal/

Description: Salomon Brilliant Jacket - Women's
The Brilliant Jacket for women by Salomon is an extremely technical jacket that is chalked full of advanced features to make your afternoon on the slopes care free and comfortable. The Salmon Brilliant Jacket is constructed from Climpro, which is waterproof and breathable to keep you comfortable all day long and to keep you warm 100g of Atiloft insulation. With this great jacket, you also get moisture wicking stretch lining, pit zips, powder skirt, thumb loop cuffs and a helmet compatible hood that is fully adjustable and removable. You also have ample pockets to hold everything from your goggles to your chap stick. This jacket is a no brainer.
Features of the Salomon Brilliant Jacket - Women's

Fabrics/Materials: Bluesign fabric
Insulation: ACTILOFT Insulation 100GR/M
Waterproof: CLIMAPRO 10K/10K
Vents: Air Vent system with mesh backing
Pockets: Inner Stash/Zipped Chest/goggle Mesh/Left Arm lift pass pocket/2 Hand zipped pockets
Hooded: Removable zip-off hood with 3D adjustment
Fit: Active
Hem: Bottom Hem Fastening
Lining: Efficient moisture wicking 3D stretch lining
Seam Sealed: Taped Seams
Powder Skirt: Stretch Powderskirt
Cuffs: Lycra cuffs with thumb loops

g: 0 Posted By: fsidos
Views: 301 Replies: 2 http://www.amazon.com/product/dp/B00AYH0JJ6

Price: $140.00
Sale: $39.99
(was $49.99 on sale, now $10 more OFF)
Description:

18.5 x 3.5 x 25.5 inch, 1200W,
attractive looking with black crystal Glass Panel,
extremely quiet, fast heat, big thermal area,
Freestanding/Wall Mounting Optional
Appliance Deals

Amazon Coupons
Grand Theft Auto V (PS3 or Xbox 360) $39.96 @ www.walmart.com
Added on : Wednesday April 16th 2014 10:00:05 PM
g: 1 Posted By: jaymanthegreat
Views: 178 Replies: 0 Grand Theft Auto V (PS3 or Xbox 360) $39.96

Item Description:
For a limited time, get Grand Theft Auto V for $39.96! While supplies last.
Los Santos & Blaine County - The largest open world yet by far, spanning vastly diverse cultural and geographical areas, the entire world of Grand Theft Auto V is open from the very beginning of the game to explore. Visitors to the greater metropolis of Los Santos and the countryside of Blaine County will encounter faded celebrities, meth heads, party people, violent gangs, hikers, bikers and every other manner of colorful denizen. You'll be able to traverse from the tops of the mountains, through the streets of Los Santos, to the depths of the ocean floor.
Three playable protagonists - Michael, Franklin and Trevor may live in different parts of town, have their own issues, attitudes, lifestyles, desires and goals - but they know how to work together. They have their own unique skillsets to bring to the table when it's time to get the job done. Michael is a veteran bank robber, and an expert with the kind of knowledge that only comes from years as a successful career criminal. A former street gangster now looking for real opportunities and serious money, Franklin works as a repo man for an Armenian luxury car dealership that runs scams on ambitious young hotshots, selling them expensive cars they can't afford. Not interested in living by anyone else's rules, Trevor's a habitual drug user and extremely volatile individual that's prone to destructive outbursts and violent rampages.
'Recreational' Activity - Grand Theft Auto V is not just massive in scale, but will offer more to get into than ever before. Play a bit of golf or tennis, zen out with yoga or cycle the countryside. Parachute over the city, or customize your Cheetah and take it to the streets to race suckers for money. Or earn cash the old fashioned way, by taking it - whether by ripping off liquor stores or by buying and taking over businesses that will earn you dividends. Even minding your own business having a stroll you may find yourself off on a wild misadventure you never expected.
Grand Theft Auto V is the largest, most ambitious game Rockstar Games has yet created, and takes full advantage of every ounce of processing power available in the current generation of consoles. In order to provide the best possible experience for such a massive and detailed world, the game will have installation requirements on the Xbox 360.
Grand Theft Auto V will ship on two discs; Disc 1 will be used for a one-time mandatory install and Disc 2 will be used to play the game. After the install, players will be able to enjoy both Grand Theft Auto V and Grand Theft Auto Online without any need to switch discs.
This initial install will require an Xbox 360 Hard Drive or an external 16GB USB flash drive (sold separately) with at least 8 GB of free space. If using a USB flash drive it must be at least USB 2.0 with a minimum 15mb/s read speed and formatted for Xbox 360 use. A new USB flash drive is recommended to ensure optimum performance.
Warranty Info: Software license terms in game and www.rockstargames.com/eula;online account terms at www.rockstargames.com/socialclub.Non-transferable access to special features such as exclusive, unlockable, downloadable or online content, services, or functions may require single-use serial code, additional fee and/or online account registration (13+). Violation of EULA, Code of Conduct, or other policies may result in restriction or termination of access to game or online account. Access to special features may require internet connection, may not be available to all users, and may, upon 30 days notice, be terminated, modified, or offered under different terms. Unauthorized copying, reverse engineering, transmission, public performance, rental, pay for play, or circumvention of copy protection is strictly prohibited.
ESRB Rating: MATURE with Blood and Gore, Mature Humor, Strong Language, Nudity, Strong Sexual Content, Use of Drugs and Alcohol, and Intense Violence

http://www.walmart.com/ip/Grand-Theft-Auto-V-PS3-or-Xbox-360/344...
Video Games Deals

Walmart Coupons
g: 1 Posted By: ctgolfer
Views: 112 Replies: 0 Product Information
Capture stunning images with this Panasonic DMC-ZS25K digital camera that features a 16.1-megapixel MOS sensor for detailed photos. The 20x optical, 4x digital, 40x Intelligent and up to 45x EZ (extra optical zoom) let you hone in on distant subjects.

Product Features
Powerful 20x optical zoom lens in slim body
The DMC-ZS25 boasts a 20x optical zoom lens that fits in a slim, pocket-sized profile. The powerful 20x optical zoom lens draws your subjects right up close, and lets you freely capture decisive sports scenes, along with the natural expressions of people and animals.
Ultra wide-angle lens
The 24 mm ultra wide-angle lens - rare on a compact camera - gives you a wider range of composition possibilities with a larger viewing space compared to that of 35mm camera. The high-quality LEICA DC lens minimizes distortion at the wide end.
40x intelligent zoom
The intelligent zoom is an extensive zoom function using digital zoom with minimum deterioration of image quality thanks to the Intelligent Resolution technology. The 20x optical can virtually extend to 40x equivalent.
Nano surface coating
The Panasonic's black box technology Nano surface coating boasts extremely low reflectance ratio and it is applied to DMC-ZS25 for exceptional optical performance with stunning clarity by minimizing flaring and ghosts.
Power O.I.S. (Optical Image Stabilizer)
The Power O.I.S. (Optical Image Stabilizer) suppresses the low-frequency vibration hand-shake component, which is physically generated when pressing the shutter button or when shooting at night with a slow shutter speed. The O.I.S. also works for powerful zoom shots, which are especially susceptible to hand-shake. Plus, the active mode is effective for video recording.
16.1-megapixel MOS sensor
The DMC-ZS25 features the 16.1-megapixel high sensitivity MOS sensor that boasts high-speed signal output and high-sensitivity image recording for making many advanced features possible. It also allows shooting images up to ISO3200 in full resolution.
Venus Engine
The DMC-ZS25's Venus Engine processes large amount of full HD data at high-speed. At the same time, the multi-task image-processing engine, the Venus Engine realizes a super-fast response time.
Creative Panorama
With the industry's first Creative Panorama, 12 filter effects make panorama images more impressive, and expand your expressive abilities.
Quick start-up time
The DMC-ZS25 boasts the quick start-up time. Together with the Light Speed AF, the DMC-ZS25 never misses the most fleeting shooting opportunities.
Light Speed AF
The Light Speed AF helps to catch even the most fleeting photo opportunities. You can quickly focus on moving subjects, such as when you're shooting sports scenes or animals.

www.ebay.com/itm/181375573592
Cameras Deals

eBay Coupons
Oceanic Pioneer Diving Mask $39.99 (normally $80-$120) - Amazon
Added on : Tuesday April 15th 2014 08:00:03 AM
g: 0 Posted By: brianamato
Views: 119 Replies: 1 http://www.amazon.com/gp/product/B0037S78RU/

Ultra-soft silicone skirt molded directly to a rigid inner frame for extremely low internal volume
Full metal aluminum frame provides added strength
Low volume, dual lens design with unsurpassed viewing angle
Skirt Tube Mounted Buckles

Sports & Outdoors Deals

Amazon Coupons
New Balance 880 Women's Running Shoe $49.99 @ Joe's New Balance
Added on : Monday April 14th 2014 10:00:02 PM
g: 0 Posted By: ctgolfer
Views: 12 Replies: 0 Description
The New Balance 880, eagerly awaited update to the popular 759 running shoe, is built on the ACTEVA LITE midsole with Stability Web to provide a lightweight, supportive, and well-cushioned ride. Perfect for a runner with a neutral gait, this comfortable trainer is packed with premium features but still weighs in at only 8.6 ounces.

ABZORB cushioning in the midfoot provides exceptional shock absorption
12mm drop: due to variances created during the development and manufacturing processes, all references to 12mm drop are approximate
ACTEVA LITE premium lightweight midsole provides optimal resistance to compression set - 24% lighter than standard foam
Blown rubber outsole is extremely flexible, light, and helps provide cushioning
N-Durance rubber compound for maximum outsole durability
Full-length N-ERGY provides NB's most advanced shock absorption and cushioning
Synthetic/mesh upper provides lightweight comfort and support
T-beam is a lightweight, flexible TPU shank engineered to deliver optimum torsional stability and arch support through a unique center beam design
Breathable air mesh
Abzorb Strobel Board runs full length of shoe to maximize shock absorption and comfort
Color: Silver with Raspberry & Lime Green
Weight: 251 grams (8.85 oz)


www.joesnewbalanceoutlet.com/detail.asp?style=W880SP2
g: 0 Posted By: DizzyT71
Views: 117 Replies: 0 Amazon has theAnnin Tough-Tex Woven Polyester American Flag (5' x 8') on sale for $24.99. Free shipping on orders 35+.

Must click on the more buying choices on the right side of page for the $24.99 pricing!

Original price: $62.80

Annin Tough-Tex US banner-style flag is a 100-percent, 2-ply spun, woven polyester fabric flag
Ideal for daily use in commercial or institutional high-wind areas
Open weave reduces fabric stress
1-year ColorFast-guarantee all-weather flag
Features sewn stripes, embroidered stars, 100-percent heavy-weight spun polyester, and extremely durable; measures 5 by 8 feet

4.5/5 Stars based on 1,022 customer reviews on product page.
Home & Office Deals

Amazon Coupons
g: 0 Posted By: thedarsts
Views: 29 Replies: 0 Extremely well reviewed irrigation controller with web based and app based control.
Controls 11 zones, plus expansion modules available on sale too.

These are on a ONE DAY ONLY SALE.

The ethernet (not wireless) model is well reviewed on Amazon and only slightly cheaper than this wireless model. LINK
The only negative reviews on the wired one that I saw were using it in combination with a wireless adapter, which is solved with the inclusion of wireless on the model at Home Depot.
Home & Garden Deals

Home Depot Coupons
$20 off $50 purchase of metal prints @ HDMetalPrints.com
Added on : Wednesday April 09th 2014 04:00:08 AM
g: 0 Posted By: radiata
Views: 138 Replies: 0 I just got another repeat customer offer by email.

Save $20 on a purchase of $50 or more.
Code: 62KPW41C
Expires:4/13/14

I usually order High Gloss Vibrant but last time I tried the High Gloss Brushed and I love the way the metal shines through.

From their website:
http://www.hdmetalprints.com/

Standard Shipping is a 2-5 business days shipping service and costs $9.95 regardless of the size of your order.

What exactly is a metal print?
Well, it's exactly what it says...we use aluminum, approximately 1/16 thick. All of our metal prints are created through a dye sublimation process, in which the inks are heated and infused directly into the metal. This process creates both an extremely vivid image and durable print that is scratch resistant and waterproof, with a high level of detail.

What's the difference between the surface options? Which one should I use?

Here are some guidelines for choosing the best surface for your image. Also consider where the print will be displayed, and what works best for the space.

High Gloss Vibrant: A white surface with a reflective, high gloss finish; works great with images with a lot of vibrant, bright colors.
Matte Vibrant: A white surface, with a non-reflective, matte finish; creates a soft luminescence to beautifully highlight skin tones.
High Gloss Brushed: Shows off the metal, with a reflective, high gloss finish; a great option for high contrast images.
Matte Brushed: Again, shows off the metal, with a non-reflective, matte finish; a beautiful option for black and white photography.







Decor Deals
Alpha Wave: Appstore for Android FAOTD for $0
Added on : Wednesday April 09th 2014 02:00:02 AM
g: 0 Posted By: Deals4mykids
Views: 0 Replies: 0 Do you have 10-15 minutes to kill? Alpha Wave was made for just such an occasion!
A well polished, extremely easy to play, intense arcade space shooter with it's roots firmly planted in the old-school arcade classics such as AstroSmash, Galaga and Asteroids.
Plenty of non-stop, progressive action with over 65 waves spread across 3 levels featuring a huge variety of different enemies each with their own unique behaviors along with final bosses to bring it all to an explosive finish.
Coupled with amazing special effects, leaderboards, 24 achievements to unlock and an amazing musical score, Alpha Wave delivers solid quality for far less than the price of a cup of glorified, high society coffee!

Normally $1.00
http://www.amazon.com/Hardline-Studios-Alpha-Wave/dp/B00701L6TQ
g: 0 Posted By: zuma
Views: 216 Replies: 0 http://www.amazon.com/gp/product/B00B4G2YXA/

A new low price for a solidly made extremely portable thumb drive. It's not the fastest drive around, but it's perfect for your keychain.


USB & Flash Drives Deals

Amazon Coupons
g: 0 Posted By: st4rdust
Views: 158 Replies: 0 Advance Auto Parts has aGear Wrench 8-pc. Reversible Ratcheting Combination Wrench Set for $29.99. Free in-store pickup or free shipping on orders of $75 and up. Note that this is not eligible for any coupon codes or other promotions.

​SAE Link(Contents: 5/16, 3/8, 7/16, 1/2, 9/16, 5/8, 11/16 and 3/4")
Metric Link(Contents: 8, 10, 12, 13, 14, 15, 17 and 19 mm)

Both sets have positive reviews on their product page.

The Patented Driveworks ratcheting box end needs as little as 5 Degrees of sweep to move a fastener; a standard 12-point box end wrench needs 30 Degrees , or 6x as much room; box end is 15& Degrees offset for knuckle clearance
Long bolts and threaded rods are not a problem for the Driveworks; the ratcheting head allows the wrench to travel the length of the threads without removing the box end from the fastener
The thin head and shank allow the Driveworks into the tightest areas
The Surface Drive box end configuration virtually eliminates the rounding of fasteners; by moving the contact points of the wrench back from the edge of the fastener, the area of flat contact is expanded, distributing the load over a wider area
Extremely strong, Driveworks ratcheting combination wrench meets or exceeds ANSI, DIN and federal torque specifications for standard professional combination wrenches
The Driveworks ratcheting combination wrench is a precision tool and is not intended to free frozen fasteners

GearWrench Deals

Advance Auto Parts Coupons
32oz Nalgene Wide Mouth Bottle - Qty 2 - $10.00 @ Nalgene
Added on : Friday April 04th 2014 08:00:08 PM
g: 0 Posted By: Xenocrates
Views: 221 Replies: 0 32oz Nalgene Wide Mouth Bottle- $10 for qty of 2 & Free Shipping

Extremely durable
Resistant to staining
Resistant to retaining odors
Dishwasher Safe - Please make sure the cap does not touch the heating element
Withstands temperatures from -40F to 212F
This bottle is made from Eastman Tritan TM copolyester that is manufactured without Bisphenol A (BPA)
Made in USA


!!! Add 2 to your cart to see the price as $10.00 with free shipping. !!!
Home & Garden Deals
g: 1 Posted By: bxd20
Views: 199 Replies: 2 Hello.

I know this is a big enough event that I should seek the advice of a lawyer, andplanning todo so, but right now I have a few minutes so I thought I'd post this here and perhaps get some angles/suggestions that even a lawyer wouldn't bring up.

What started as seeminglybenign digestive system complaints for my mom(a couple scope tests came back clear), kept getting worse. The doctors finally ordered a CT scan which revealed ovarian cancer that has spread. They are scheduling surgery for one week from today, followed by chemo. If they open her and find the cancer has spread more than the CT even shows,it's all about buying time for her at this point.

I am the only child. My dad is still alive. Mom and dadare both elderly and only have Medicare part A (the level that everyone gets).

Sorry if these questions aren't organized very well, it's a very emotionally difficult time for us.

1. We are not concerned about medical bills in the range of 4 figures or even low 5 figures.My parents have a decent amount of assets (mid 6 figuresif everything is included). If I understand Medicare correctly, the hospital stay will be covered up to 60 days, and their portion will besomewhere around $1300. After 60 days it's about $300 a day. Does the surgery itself fall underthis 'hospitalization' category byMedicare? I would assume so. Surgeon says she will be in hospital 7-10 days. If she's not as covered as I think she is, is there any way to get a very high deductible catastrophic coverage plan, even with preexisting condition, on extremely short notice? Does Obamacare help at all here?

2. My next focus is on protecting the assets if surgery doesn't go well and she requires long term nursing home care. I know the 5 year rule about gifting. How are joint accounts handled when assessing for Medicaid eligibility? In other words... she has some joint accounts where I am named with her, on some her brother is named, on some,her husband (my dad) is named. I think there is one investment house (rental property)with her and her brother on it. Would all of these joint assets be 100% at risk should the bills mount? Or is a joint account viewed as 50/50 in ownership? What if we go to the bank and remove her name from a CD - I assume that triggers the 5 year gift timer? Or is that somehow OK, if they've been joint on the account over 5 years?

Again - I apologize if I asked any dumb questions. Sometimes FW members come down hard on people. Please try to go easy on me. My parents haven't really wanted my help/advice in the area of financials. Sure, in retrospect, they probably should have been carrying supplemental insurance. At this point I need clear heads to help me through a dark time in my life.

I greatly appreciate your time and thoughts.
Personal Finance Deals
g: 4 Posted By: remick
Views: 864 Replies: 0 http://www.amazon.com/How-Win-Bass-Tournament-Fishermen-ebook/dp...

The eight professional bass fishermen in this book have earned a total of more than $21 million combined in tournaments. Most of them have at least doubled their tournament winnings with sponsor endorsements, speaking engagements and TV appearances. These men are some of the best tournament bass fishermen.

In this book, you'll not only learn their tactics, baits and lures for winning tournaments, but they'll also give you additional information and fishing tips in video links throughout. You'll learn how to deal with the worst problem you can have when fishing a tournament - when your pattern blows up and the way you've been catching bass with lures and techniques you've thought will work stops producing. What do the best of the best do when their patterns blow-up? They'll tell you in person in the bonus videos.

Professional bass fishermen are different. They're absolute perfectionists in their mental attitudes, physical endurance and abilities to use intuition more than rational thought to find and catch bass. They're also extremely observant. If the wind changes direction, the sun's blotted-out by clouds, there's a 10-degree drop in temperature, or they see shad flicking on the surface, they know immediately what they need to do and what changes they need to make to continue to catch bass. These anglers not only figure-out the lure and the type of structure the bass are holding on, but also the time of day they're most likely to bite. Denny Brauer says there are three types of tournament fishermen: "Those who know they won't win a tournament, those who think they might win a tournament, and those who know they will win a tournament." If you want to be a winner, not just an also-ran in tournament bass fishing, this book is a must.

Now featuring a bonus chapter of delicious bass recipes!

"Award-winning Alabama author John Phillips probably knows more pro bass anglers personally than any other writer in the business." --Frank Sargeant, premier outdoor writer and editor of The Fishing Wire (thefishingwire.com)
Totally Free Deals
g: 0 Posted By: Deals4mykids
Views: 125 Replies: 1 http://13deals.com/store/item.php?id=20370

Created for using sunlight for power, Solar LED Rope Lights help reduce expensive electrical bills by harnessing the suns power. Solar LED Rope Lights will stay illuminated for 8-12 hours depending on lighting conditions, and turn on/off automatically via the built in light sensor.

This Flipo Solar LED Rope Lights have 50 extremely bright LED lights. are rated at over 100,000 hours of life.

- Solar Powered - Save on Energy Cost & the Enviornment
- Auto On/Off-Activates/Deactivates Automatically Based on Lighting Conditions
- Rope Light String
- Rechargeable 600 maH AA Ni-Cd Battery
- Solar Cell/Electronics Box
- Mounting Brackets and Instruction Manual
- Lumens: 10 lumens
- Voltage: 1.2
- Requires 1 Ni-Cd 600 mAh AA battery
- Solar Panel: Pollycrystalline

PRODUCT DIMENSIONS: End to End 23 ft; Light to Light 16.5 ft; Lead 6.5 ft
Electronics Deals
g: 0 Posted By: st4rdust
Views: 335 Replies: 0 Amazon has the Syma S107G 3.5 Channel RC Helicopter w/ Gyro (Blue)for $15.99. Yellow is also available here for $16.99. Ships free with Prime or on orders of $35 or more.

4.2/5 stars based on 2,158 customer reviews. This deal did very well and generated some excellent discussion hereon March 5th.

Stabile Flight Characteristics
Easy to Fly
Great for Beginners
Battery Type: Lithium Polymer (LiPO Battery), batteries for remote control not included
Motor Type: Brushed

"This Brand New 3 Channel mini rc helicopter is the world's newest, most durable and stable helicopter. The item comes with the latest gyro system for precision control. The metal frame has proven to withstand dozens of crashes. The mini helicopter charges directly from the controller which uses "AA" batteries and has a full-function trim control for the perfect flight. Get one today before they all fly away! The Syma S107 metal frame series with gyroscope takes indoor flying to the next level through precision control. It is extremely easy to fly and durable. This is highly recommended for beginners. No flight training necessary."
RC & Hobbies Deals

Amazon Coupons
g: 0 Posted By: st4rdust
Views: 131 Replies: 0 Amazon has the Syma S107G 3.5 Channel RC Helicopter w/ Gyro (Blue)for $15.99. Ships free with Prime or on orders of $35 or more.

4.2/5 stars based on 2,158 customer reviews. This deal did very well and generated some excellent discussion hereon March 5th.

Stabile Flight Characteristics
Easy to Fly
Great for Beginners
Battery Type: Lithium Polymer (LiPO Battery), batteries for remote control not included
Motor Type: Brushed

"This Brand New 3 Channel mini rc helicopter is the world's newest, most durable and stable helicopter. The item comes with the latest gyro system for precision control. The metal frame has proven to withstand dozens of crashes. The mini helicopter charges directly from the controller which uses "AA" batteries and has a full-function trim control for the perfect flight. Get one today before they all fly away! The Syma S107 metal frame series with gyroscope takes indoor flying to the next level through precision control. It is extremely easy to fly and durable. This is highly recommended for beginners. No flight training necessary."
RC & Hobbies Deals

Amazon Coupons
HDMetalPrints.com 30% off Sitewide - Expires 4/2
Added on : Wednesday March 19th 2014 11:00:05 AM
g: 0 Posted By: radiata
Views: 219 Replies: 0 I just got this repeat customer offer by email.

I have ordered from HD Metal Prints twice now and continue to be amazed by their speed and quality.

I especially like the High Gloss Vibrant finish on my "curved" prints.

From their website:
http://www.hdmetalprints.com/

Standard Shipping is a 2-5 business days shipping service and costs $9.95 regardless of the size of your order.

Code:75LC92P
Expires:4/2/14

What exactly is a metal print?
Well, it's exactly what it says...we use aluminum, approximately 1/16 thick. All of our metal prints are created through a dye sublimation process, in which the inks are heated and infused directly into the metal. This process creates both an extremely vivid image and durable print that is scratch resistant and waterproof, with a high level of detail.
Decor Deals
g: 1 Posted By: remick
Views: 88 Replies: 0 http://www.amazon.com/How-Win-Bass-Tournament-Fishermen-ebook/dp...

The eight professional bass fishermen in this book have earned a total of more than $21 million combined in tournaments. Most of them have at least doubled their tournament winnings with sponsor endorsements, speaking engagements and TV appearances. These men are some of the best tournament bass fishermen.

In this book, you'll not only learn their tactics, baits and lures for winning tournaments, but they'll also give you additional information and fishing tips in video links throughout. You'll learn how to deal with the worst problem you can have when fishing a tournament - when your pattern blows up and the way you've been catching bass with lures and techniques you've thought will work stops producing. What do the best of the best do when their patterns blow-up? They'll tell you in person in the bonus videos.

Professional bass fishermen are different. They're absolute perfectionists in their mental attitudes, physical endurance and abilities to use intuition more than rational thought to find and catch bass. They're also extremely observant. If the wind changes direction, the sun's blotted-out by clouds, there's a 10-degree drop in temperature, or they see shad flicking on the surface, they know immediately what they need to do and what changes they need to make to continue to catch bass. These anglers not only figure-out the lure and the type of structure the bass are holding on, but also the time of day they're most likely to bite. Denny Brauer says there are three types of tournament fishermen: "Those who know they won't win a tournament, those who think they might win a tournament, and those who know they will win a tournament." If you want to be a winner, not just an also-ran in tournament bass fishing, this book is a must.

Now featuring a bonus chapter of delicious bass recipes!

"Award-winning Alabama author John Phillips probably knows more pro bass anglers personally than any other writer in the business." --Frank Sargeant, premier outdoor writer and editor of The Fishing Wire (thefishingwire.com)
Totally Free Deals
g: 0 Posted By: tedhawkins
Views: 99 Replies: 0 Taurus Millennium PT111 Spring Pistol (50% off) $4.99 + $5 Flat shipping

http://www.gearhog.com/

Deal Overview
This is a highly crafted, well made, and durable Airsoft pistol with good accuracy and power. The design is made extremely realistic down to the last detail. There is a working safety provided to avoid any unwanted fires. This pistol's handle is thick and solid with anti-slip grip provided for easy, secure, and form fitting handling.

Velocity: 180 FPS w/ .12g bb
Mag Capacity: 20 rounds
Power: Spring
Weight: 1 lb
Safety: Yes
Condition: Brand New
Heavy Duty Construction
Officially Licensed And Trademarked
Includes:
Taurus Millennium PT111 Pistol
Taurus Millennium PT111 Magazine
User Manual
Retail Packaging
Guns & Ammo Deals
CycleTEK Momentum 1 Fluid Trainer $189.99 @ performance bike
Added on : Monday March 17th 2014 08:00:03 AM
g: 0 Posted By: tedhawkins
Views: 69 Replies: 2 CycleTEK Momentum 1 Fluid Trainer $189.99 @ performance bike

http://www.performancebike.com/webapp/wcs/stores/servlet/Product...

Achieve and maintain a top level of fitness with the Momentum 1 Indoor Cycling Trainer from CycleTEK. This high-performance resistance unit features unrivaled technology for incredibly smooth, quiet and stable resistance. It provides measurable, repeatable workload using a silicone-filled resistance chamber and the heaviest flywheel (7lbs) of any trainer in the industry. What you'll experience is a road-like feel that's extremely fluid and realistic. Quick-release mechanism is easy to use and secures your bike to the trainer. Robust frame design offers six points of contact and hexagonal footpads adjust for uneven floors. Folds up easily, so you can store it or transport it to your next race. The Momentum 1 sets the new standard for performance, precision and power.
Thermodynamically neutral silicone filled resistance unit (with secure seal technology) offers smooth, quiet, stable resistance
Unique 2-stage folding frame design folds easily for storage or transport
6 points of floor contact with adjustable hexagonal foot pads for uneven floors
Power Calibrated with CycleTEK Watt Computer for accurate power readings
Easy-to use quick-release bicycle attachment mechanism
60mm roller is the largest in the industry
7lb flywheel is the largest in the industry
Black matte powder coat finish is durable and sleek
Lifetime Warranty against leakage
Unconditional Lifetime Warranty
Bicycle Deals

Performance Bicycle Coupons
80 LED Solar Motion Detector Light Costco $29.95 (store)
Added on : Sunday March 16th 2014 12:00:06 PM
g: 1 Posted By: wtjc
Views: 292 Replies: 1 Just came across this in Costco yesterday - Purchased a couple and brought them home. Was impressed (inexpensive, looks good, extremely easy to set up, no AC electrical supply needed, decent amount of light and cheap addition to your home security needs. Take note: since this is from Costco returns are extremely easy (best warranty in the business - especially for items like this (motion detectors, exposed to elements motion detectors, etc).
No link included because these don't seem to be available online (only in store and naturally YMMV) This is an updated brighter unit that Costco has carried online for some time (and cheaper)
Sunforce LED Solar Motion Light priced at $29.99 item number 807198 Detection distance: 30 feet, detection range: 180 degrees
900 Lumen output:
The panel is weatherproof and charges even in low sun conditions
No main power or wiring required
Replaceable battery pack
Only comes in White
This light automatically turns on when motion is detected. This security light comes equipped with 80 super-bright LEDs in a durable ABS plastic and aluminum housing. The 1-watt, 6-volt amorphous solar panel charges AA 5-Pack NiMH 6 Volt 900 milliampere-hour rechargeable batteries

Compare to Amazon priceHere

Home & Garden Deals
Executive Savings Plan for fun and profit
Added on : Wednesday March 12th 2014 03:00:11 PM
g: 0 Posted By: CptSavAHo
Views: 47 Replies: 2 My company offers an Executive Savings Plan and you can defer up to 100% of salary including bonus but you have to elect your participation as a % of salary at the start of the year. This year I elected 5%. As I understand it the money put into ESP is before tax and does not count as income when taxes are filed, and only reported as income when withdrawn or required to be reported as an asset on most federal forms. This had me thinking that there could be several lucrative times and ways to defer significant portions of my income.

1. Spend a year living very frugal, saving $40k or so of post tax earnings. The following year defer 100% of salary and bonus into the ESP and pay bills out of the $40k savings. Report zero taxable earnings for that deferred year and claim the various benefits such as EIC, etc. The ESP can be drawn on in case of emergency and without penalty.

2. Save over a larger time frame, say 10 years but at smaller increments. The two years prior to my son going to college defer a large % of salary and file extremely low income on FASFA forms. Continue to defer income until son graduates.

I'm sure there are more ways to utilize it.
Personal Finance Deals
Free app for Android - Sudoku 10'000 Plus
Added on : Tuesday March 11th 2014 05:00:17 AM
g: 2 Posted By: remick
Views: 129 Replies: 1 http://www.amazon.com/gp/product/B004XQYBA2

4.5 out of 5 stars (216 customer reviews)

Product Features
Play and create Sudoku games at 8 difficulty levels
Manage, import, and save your Sudoku games on your SD card
Study the app's comprehensive hint functionality
Create and edit new puzzles with sophisticated tools
Track solution times for each difficulty level
Product Description
Expert Sudoku with 15'000 puzzles in eight different variants and in eight difficulty levels.

(1) Game Play

* Eight different Sudoku variants: Classic & Jigsaw puzzles (aka Squiggly), Asterisk-, Centerdot-, Color-, Hyper-, Percent- & X-Sudokus
* Eight difficulty levels: very easy, easy, moderate, advanced, hard, very hard, fiendish, nightmare
* Five input methods (digit first, cell first, mixed, Andoku, popup)
* Pencil marks with auto set or auto erase
* Persistent undo/redo
* Auto save
* Bookmarks
* Highlighting of selected digits and pencil marks
* Highlighting of completed digits
* Highlighting of incorrect digits
* Coloring mode (cells and pencil marks) to support coloring solving techniques
* Very advanced hint functionality
* Analysis functionality to rate the difficulty of a Sudoku puzzle and to get a detailed list of required solving techniques
* Game statistics: fastest, average, slowest times for each difficulty level
* Extremely configurable

(2) Additional Features

* Sudoku Editor: create your own Sudoku puzzle from scratch
* Sudoku Importer: import Sudoku puzzles in five different formats: *.sdk, *.sdm, *.adk, *.opensudoku, *.1gsudoku. All *.adk formats are supported including jigsaw/squiggly puzzles with extra regions.
* Sudoku Generator: generate new Sudoku puzzles in eight difficulty levels
* Sudoku Solver: solve any Sudoku in milliseconds
* Sudoku Manager: create, delete, rename folders, create, copy, move, delete Sudokus, filter Sudokus according to their game status, difficulty and type
* Sudoku Widget: gives access to the start screen functions from your home screen
Totally Free Deals
Budget Car rental experience in Orlando (MCO)
Added on : Thursday March 06th 2014 07:00:15 AM
g: 0 Posted By: jplee3
Views: 8 Replies: 0 Hi all

Wanted to get some advice as to what I should or can do in light of a bad car rental experience at MCO. Besides a horrendous wait time (almost 2 hours) in line, the agent who helped me basically tacked on SLI (Supplemental Liability Insurance), and when I inquired about this, she said it's mandatory/required in Florida... I just emailed Budget directly about this, as I thought it was a bit strange, and they told me it's definitely optional and not required or mandated in the state of Florida. The same agent also misinformed me about tolls in the area, stating there would be no tolls where we were headed. Again, she was wrong as we passed two tolls that we paid for (I was prepared to pay anyway).

In either case, we either got an agent dumber than a box of rocks or she was being extremely dishonest and 'upselling' us on SLI to potentially get some commission out of it.

At this point, is there anything I can or should do about it? Obviously I signed the contract and trusted her word about SLI (but the issue is that she was either greatly misinformed or dishonest... I'm leaning more towards dishonest though). Even after I read in some states SLI is mandated but generally if you have your own insurance you *should* be covered. One of those things where, if you don't happen to know off the top of your head at the moment, you're kinda stuck...

Any advice? I've already emailed Budget initially to inquire as to whether or not SLI is mandated, and got their reply - just replied back stating my displeasure at this level of service.
Car Rental Deals
g: 0 Posted By: slervik
Views: 170 Replies: 1 Amazon has the Orion StarBlast 4.5 Equatorial Reflector Telescope (Blue) is on sale for $159.99 with free shipping.


A wide-field reflector telescope with enough aperture to get great views of the Moon, planets, and many bright deep-sky objects
A fantastic general-purpose astronomical telescope - great for the beginner to test the waters with mirror optics large enough to keep you and your family busy viewing for years to come
Works amazingly well with the included Expanse telescope eyepieces which yield a very wide 66 degree apparent field of view - your first look at the Andromeda galaxy will knock your socks off!
Fast f/4 optics and a short focal length provide a very wide field of view, making it easy to locate celestial objects without having to hunt around
The EQ-1 equatorial telescope mount makes tracking night-sky objects extremely easy using the included slow-motion controls.


​LINKKKKKK

Home & Garden Deals

Amazon Coupons
g: 0 Posted By: LeonWhite38
Views: 221 Replies: 6 Im asking this for my mom so Ill try to explain her situation the best that I can. My mother owns her home outright, but she lets my brother and his family live there rent free while her and her husband rent a small basement apartment in town. I know thats extremely ignorant, but it is what it is. With that being said, shes about $20,000-$25,000 in debt right now and behind on her rent as well. Garnishments from a ghetto loan company called Springleaf Financial nearly wipes out each of her paychecks which just makes this whole mess that much harder on her.

She talked to a bankruptcy attorney and he told her that if she filed a chapter 7 she would lose her home as it would be sold to pay off her debts. She asked if she could put the home in one of her kids name and then file, but he said no as the bankruptcy court sees that as fraud and would instantly deny the bankruptcy. Her other option the attorney said would be to file under chapter 13 which is where her debt would be cut in half and she would be put on a payment plan through the court to pay back the rest of the debt.

The plus side obviously being that she would keep her home going this route. She asked me what I thought about her taking out a home equity lone or line of credit and I told her that Ive always heard that you NEVER EVER borrow money against your home for ANY REASON if its paid off. What do you guys think? To me going the chapter 13 route makes the most sense for her, but I wanted to get your opinions first. She's really hurting here folks and the rest of my family (I have 2 brothers and 2 sisters) really couldn't give a damn.
Personal Finance Deals
ExOfficio Men's GiveNGo Boxer Brief - $15.72 @ Amazon
Added on : Sunday March 02nd 2014 10:00:03 AM
g: 0 Posted By: slervik
Views: 320 Replies: 0 Amazon has the ExOfficio Men's GiveNGo BoxerBrief (Black) on sale for $15.72 with Free Super Saver Shipping on orders over $35.

Extremely quick-drying to you can wash on-the-go and pack fewer pairs
Treated with Aegis Microbe Shield to prevent and control odor-causing bacteria

LINK
Clothing Deals

Amazon Coupons
Up to 83% off Framework Wayfarer Sunglasses $4.99
Added on : Friday February 28th 2014 04:00:03 PM
g: 0 Posted By: Walshrocket
Views: 282 Replies: 0 Extremely well-reviewed. Merchant may discontinue free shipping after several thousand are sold.

Was: $30.00
Now: $4.99

http://www.offers.com/amazon/2165680/

Credit goes to Matt Granite, KING 5 News
Sunglasses Deals

Amazon Coupons
OFFER OVER Free app for android - 10bii Financial Calculator
Added on : Friday February 28th 2014 01:00:04 AM
g: 4 Posted By: remick
Views: 487 Replies: 1 http://www.amazon.com/gp/product/B004W41SQK

Finally a Financial Calculator for everyone! Whether you are a seasoned investor or you just have questions about paying off your credit card, refinancing your home, or planning your 401(k) contributions, the 10bii Financial Calculator has the answers to YOUR financial questions!

Users love this app! Read what a couple of them have said:

"Amazing app! Wonderful for calculating investments and other financial decisions. Great response on suggestions. True In A Day Development."

"Hands down best financial calculator. No learning curve, works and looks just like the HP but better. Nexus One."

At times, users will post reviews saying the calculations are wrong, but please understand the calculations ARE CORRECT. The issue comes down to proper use of the calculator and almost always has to do with the Payments per Year setting. If you believe you are having any issues with your calculations, email us and we'll generally reply within the hour and can help resolve the issue. MONEY BACK GUARANTEE!

The 10bii Financial Calculator is a versatile and powerful financial calculator which features more than 105 different functions for financial analysis, business, statistics, and general mathematics. Modeled after the extremely popular 10bII Financial Calculator by Hewlett Packard, the 10bii Financial Calculator combines precise mathematics, intuitive display, and ease-of-use in one compact package. It allows you to easily calculate loan payments, interest rates, amortization, time value of money, investment value, and more using a combination of powerful and intuitive equation-writing functionality and helpful worksheets.

By expanding on HP's traditional presentation, the 10bii Financial Calculator allows quick and intuitive building and visualization of TVM (Time Value of Money) calculations and Uneven Cash Flow scenarios and lets you type in whole equations for easy review and one-touch evaluation.

With the 10bii Financial Calculator, you can:

Calculate Time Value of Money (Length of Term, Present Value, Nominal Interest, Loan Payments, Future Value) and see the cash flow diagram produced for you via the Graph TVM key. Values for N, PV, I, PMT, and FV are displayed right above their keys for easy reference.

Easily enter Uneven Cash Flows, including rapid calculation of Net Present Value and Internal Rate of Return. A dedicated interface makes adding, editing, deleting, and reordering uneven cash flows a breeze.

Switch between Nominal and Effective interest rates with the simple touch of a button.

Enter and analyze statistical data points. Includes standard calculations such as standard deviation, mean, and linear regression forecasting.

Never has using a financial calculator been so easy or intuitive. The 10bii Financial Calculator is truly powerful enough for the professional but accessible enough for everyone. It is an ideal tool for teaching the power of compounding interest, analyzing potential deals or business ventures, or just doing math problems, and sharing the results of your work with others.
Free Apps Deals
g: 3 Posted By: Logan71
Views: 254 Replies: 0 Description:

The Kimber legacy of offering the finest production firearms available today continues with the Solo, a new pistol that puts the power of the 9 mm cartridge in a micro-compact size usually reserved for smaller calibers. Power aside, what really sets the Solo apart is quality, dependability and 1911 ergonomics that ensure comfortable shootability regardless of hand size. This all comes together to put Solo performance in a class by itself.

With a barrel length of just 2.7 inches, Solo pistols are easy to carry and conceal. Many of the features borrowed from 1911 pistols also make them exceptionally safe. A manual ambidextrous thumb safety, checkered slide release and ambidextrous magazine release button enable fast and intuitive operation. Then there is the single action striker-fired trigger pulleven and smooth.

Solo frames are machined from the finest aluminum and finished in KimPro II, a premium finish that is self-lubricating and extremely resistant to salt and moisture. Slides and barrels are cut from stainless steel. Edges are rounded and blended, slide serrations are deep enough to really work and the dovetail-mounted 3-dot sights are quick to Target. No other small pistol can compare.

Calibers: 9MM

----------------------------------------------------------------------------

Not a Kimber fanboy, but this is probably ~$50 cheaper than I've seen it in the past. Enjoy...

Link
Guns & Ammo Deals
Free app for android - 10bii Financial Calculator
Added on : Thursday February 27th 2014 01:00:08 PM
g: 0 Posted By: remick
Views: 57 Replies: 0 http://www.amazon.com/gp/product/B004W41SQK

Finally a Financial Calculator for everyone! Whether you are a seasoned investor or you just have questions about paying off your credit card, refinancing your home, or planning your 401(k) contributions, the 10bii Financial Calculator has the answers to YOUR financial questions!

Users love this app! Read what a couple of them have said:

"Amazing app! Wonderful for calculating investments and other financial decisions. Great response on suggestions. True In A Day Development."

"Hands down best financial calculator. No learning curve, works and looks just like the HP but better. Nexus One."

At times, users will post reviews saying the calculations are wrong, but please understand the calculations ARE CORRECT. The issue comes down to proper use of the calculator and almost always has to do with the Payments per Year setting. If you believe you are having any issues with your calculations, email us and we'll generally reply within the hour and can help resolve the issue. MONEY BACK GUARANTEE!

The 10bii Financial Calculator is a versatile and powerful financial calculator which features more than 105 different functions for financial analysis, business, statistics, and general mathematics. Modeled after the extremely popular 10bII Financial Calculator by Hewlett Packard, the 10bii Financial Calculator combines precise mathematics, intuitive display, and ease-of-use in one compact package. It allows you to easily calculate loan payments, interest rates, amortization, time value of money, investment value, and more using a combination of powerful and intuitive equation-writing functionality and helpful worksheets.

By expanding on HP's traditional presentation, the 10bii Financial Calculator allows quick and intuitive building and visualization of TVM (Time Value of Money) calculations and Uneven Cash Flow scenarios and lets you type in whole equations for easy review and one-touch evaluation.

With the 10bii Financial Calculator, you can:

Calculate Time Value of Money (Length of Term, Present Value, Nominal Interest, Loan Payments, Future Value) and see the cash flow diagram produced for you via the Graph TVM key. Values for N, PV, I, PMT, and FV are displayed right above their keys for easy reference.

Easily enter Uneven Cash Flows, including rapid calculation of Net Present Value and Internal Rate of Return. A dedicated interface makes adding, editing, deleting, and reordering uneven cash flows a breeze.

Switch between Nominal and Effective interest rates with the simple touch of a button.

Enter and analyze statistical data points. Includes standard calculations such as standard deviation, mean, and linear regression forecasting.

Never has using a financial calculator been so easy or intuitive. The 10bii Financial Calculator is truly powerful enough for the professional but accessible enough for everyone. It is an ideal tool for teaching the power of compounding interest, analyzing potential deals or business ventures, or just doing math problems, and sharing the results of your work with others.
Free Apps Deals
g: 0 Posted By: isabellajones
Views: 229 Replies: 0 http://www.amazon.com/Homeleader-Freestanding-Convector-Adjustab...

Description:
$49.99 & FREE Shipping (64% OFF)
18.5 x 3.5 x 25.5 inch,
1200W,
attractive looking,
black crystal Glass Panel,
extremely quiet, fast heat,
big thermal area,
Freestanding/Wall Mounting Optional
Home & Garden Deals

Amazon Coupons
Plight of the overeducated, starving scientist. Advice?
Added on : Thursday February 20th 2014 02:00:10 AM
g: 0 Posted By: Rommie2k6
Views: 117 Replies: 4 First, I would like to share my experience as an overeducated, starving scientist, and then I hope to solicit some feedback and advice from fellow FWF readers (who I assume have some level of financial literacy) on how to get out of this hole that I have dug myself into.

Foremost, let's examine on why people pursue a graduate or professional degree after getting the basic Bachelors, so we're talking PhD, MBA, PharmD, MD, etc... The high minded bullshit aside (I want to save lives, it's intellectual challenging, etc...), it's all for money. Generally, the higher your education level, the higher your salary. Most people with professional degrees easily hit $100k/yr shortly after graduation and peak at $200k-500k/yr depending on your profession.

All except me. I'm an overeducated (PhD), starving scientist, working at the interface of chemistry and biology, which is unfortunately overcrowded. I did NOT know this until I was 3 years into my degree, that I had joined an overcrowded field, where supply is way more than demand. In about a year, I'm going to graduate, and I feel royally screwed.

Here's the hole that I have dug myself into. For the past 4 years of my life, I have been preparing myself for a career in the ivory tower, i.e. professor. To be honest, a professor's salary ain't too bad, most of them earn >$100k/yr. The problem is:
a) Intense competition to get a professor position that pays well (we're talking about tenure-track positions at R1/R2 institutions for those who know the lingo, not instructor positions, not teaching positions and definitely not adjunct). In today's world, I'd say you have a 10% chance of getting it.
b) Extremely long times of temporary underpaid "holding pattern" positions between graduation and landing that coveted professor position, also known as postdoc positions. As a grad student, I earn $25k. As a postdoc I earn $40-50k. In comparison, a tech with only a bachelor degree doing "grunt work" in industry gets $50k/yr. Hell, I bet most blue collar jobs earn as much or more than I do!!! In my field, it is the norm that fresh PhD graduates do not get hired as professors. Instead, they spend 5 to 7 years postdoc-ing to get more scientific publications and just hang around until they get a job. To illustrate this problem, I know of a rising superstar in my field, he spent 17 years as a student and postdoc before he finally landed a position at a R1 institution.
c) Combining (a) and (b) together, I am taking a tremendous financial hit to my earnings and retirement. I have run "salary projections" on hypothetical scenario of academic vs industry jobs, based on what information I could gather from sources like glassdoor. I won't bog down with details, but I'll highlight two scenarios:
- For a career in industry that is equally successful (in terms of salary growth) as academia, the industry path will have AT LEAST $1 million more at retirement, which is equivalent to about $300k in today's dollars. The number is conservative, I've only used base salary for these calculations, and not bonuses which are common industry but not in the academy.
- A successful academic career (no more than 5 years postdoc, no more than 10 years for promotion to full professor) will yield the same amount of money at retirement as an industry career that is mediocre (never hitting $100k/yr, some unemployment years).
If these highlights startle you, yes I was dumbfounded as well. Numbers don't lie. The reason for the huge discrepancy comes from the first 5-10 years after graduation. A high paying industry job from the start allows one to save more, and magic of compounding interest works in your favor. Not so, if you are an academic.

Now, here is the REAL kicker. I am GOOD at doing what professors do. Going by metrics like number and quality of papers published (which is how academics are evaluated), I am one of the best students to come out from the lab, I'll say top 10% to give it a number. I've got awards/fellowships that are extremely prestigious (less than 10% success rate). For all my success and good performance, what I am getting in return? NOTHING! If I stick onto the academic path, I'm salary capped below $50k for the next 5 years, regardless of how well I do, and it's unlikely I won't hit a six figure salary until 10 years after I graduate. When I compare myself to others with professional degree, PharmD, PhD in engineering, etc..., those careers make $100k almost immediately after graduation. For those who are not in the ivory tower, I'm sure this comes off as puzzling. I've read a number of finance/career blogs on how to present yourself to get raises and stuff, and it is truly another world inside the ivory tower. There is this perverse culture in the ivory tower that we all do science because we love it and not for money. Yes, I love my work, but screw it if I am not going to see tangible returns anytime soon. The anti-money culture in my opinion is religious and cult-like within the academic world, and it's really frustrating because unlike other clueless PhDs, I am financially aware of the price I am paying.

So why not go to industry then? After all, I have been doing salary comparisons between industry and academic jobs haven't I? That's tricky, here are the considerations:
- From what I have figured, preparing for an industry career is very frequently at odds with preparing for an academic career. I have to chose. Industry values skills, academe values accomplishments and papers. To give an example, let's say that I invented a new cool method to do some sciency stuff. The smart academic will basically milk this method for all its worth and publish a gazillion papers out of it. But that would mean that I have specialized in only 1 thing for the last 5 years, and unless it so happens to fit into the needs of an industry position, that ain't going to cut it. To maximize odds of getting an industry job, one would need to have diverse set of skills with some level of depth, but that would translate to less papers, since the time spent learning new and diverse skills is time taken away from using those skills to get results and publish more papers.
- A likely scenario is that I may not get any industry job offers. What do I do then? Do a postdoc, bide my time and retool/reinvent myself as the industry guy? That's a sound plan, BUT the longer I do a postdoc, the more it makes sense to go into the academic route, especially since I am already doing so well as an academic. Remember that the source of the huge financial differences comes from the first 5 years after graduation. If I can't get an industry job immediately after graduation, and spend the next 3 or so years retooling and rebranding myself for industry and finally get a job in my 4th year after graduation, the salary numbers will look pretty similar as the academic path. Sure industry salary may be a bit higher, but the fact is that 4 years of underpaid postdoc has already happened and the damage is done.

I'm going to stop here now. I'd really appreciate comments and advice from the board. Even if you are not in this field, an outside perspective is going to be a refreshing change.

Lastly, as bit of service to the FWF community, if you know of any young idealistic punk who wants to pursue a PhD in Chemistry/Biology, tell them to run salary projections on possible career path. Honestly, I wish I did it in my first year. If I had, I would have developed myself for an industry position from day 1. But as of now, I'm way deep into the academic hole, and I can't really see any easy way out.

Question Deals
g: 0 Posted By: puggle
Views: 178 Replies: 0 Premium Luxury 6 Piece Monogrammed Towel Set -Shipping Included $49.00 @ Deal me in todayEach premium quality, 100% Turkish cotton set includes two 27" x 54" white bath towels, two 16" x 30" white hand towels, and two 13" x 13" white washcloths. They are soft to the touch and become even softer after the first wash.Double-stitched borders ensure long-lasting qualityThe monogramming option features a large, professionally embroidered single letter in your choice of two fonts and four color options. Monograms are embroidered on both of the hand towels, in polyneon thread that is colorsafe and machine washable.=1.17emTOWEL OVERVIEW:

Natural dobby weave border
Machine Washable
Extremely absorbent & color resistant, do not pill or shed;
Extra thick weave, 700+ gr/cm2
100% Genuine Turkish Cotton;
Made in Turkey.

Voucher good through: August 31, 2014
http://dealmeintoday.com/Linun-Towels/deals/Premium-Luxury-6-Pie...
Home & Garden Deals
10% off at Boxed.com! Like Costco on your phone, prices better than Amazon!
Added on : Thursday February 13th 2014 01:00:09 PM
g: 0 Posted By: Thrilla
Views: 332 Replies: 0 Given the latest news about Amazon likely to raise the price of Prime, I've been looking around to see what alternatives are out there and I came across Boxed. This app has been getting a lot of press lately so I decided to check them out and found this coupon code for 10% off:BOXED2014. I checked out the prices and they're extremely competitive. I can't copy the links here since I can only order through the phone or tablet but here's a sample of their prices and how they compare to Amazon:

Baked Lays Potato Chips 30 Bag Variety Pack
Boxed - $11.99
Amazon - $25.95Link

Orbit Sugarfree Gum 18 Pack
Boxed - $12.99
Amazon - $18.49Link

Advil 200mg, 360 count
Boxed - $18.99
Amazon - $22.49Link

There's a ton more out there, almost everything I looked at beat Amazon's prices.

Free shipping on orders of $75 or more, don't forget the 10% off code!
Grocery Deals
Setting up Amazon Payments loop....
Added on : Monday February 10th 2014 11:00:17 AM
g: 0 Posted By: RhizzleBop
Views: 282 Replies: 3 I'm setting up an AP loop.
Just 3. I've never used it. I've read about the process. My question is about a couple deeper details that I can't find clarification on.

Spot 1 _myself, my checking, my cc, my Amazon account My address.
Spot 2 My wife, her checking, a cc she is auth user of in her name, her Amazon account, same home address.
Spot 3 My mom. Was gonna use a biz checking I have with my same home address, moms Amazon account, and get her an auth user cc on my account.

I plan to do a single, one way loop. Say $950 from mine to wife, $975 from wife to mom, $925 from Mom to me. Then the next month, even the amounts out the other way, working in the same one way loop.
Will this work? ie, not will it physically go through, but is this a good practice plan to not raise red flags?

Alternately, I would need to use her checking (She'll be extremely reluctant, or setup a whole checking for her), is it critical that the ccs have unique CC numbers? Apparently chase wont issue personal cards wih unique card numbers, but biz cards they will.

Thoughts appreciated, thanks
General Economics Deals
Canon EF 50mm f/1.8 II Camera Lens - $99 w/ FSSS @ Amazon
Added on : Monday February 10th 2014 03:00:03 AM
g: 0 Posted By: ksenn
Views: 134 Replies: 0 Amazon has the Canon EF 50mm f/1.8 II Camera Lens for $99.00 with free Super Saver shipping. Must add to cart to see price.

50mm standard lens with f/1.8 maximum aperture
Traditional Gauss-type optical design is extremely sharp
Focuses as close as 18 inches for extreme close-ups, Auto-focus: Yes
Ideal for natural-looking shots; excellent color balance
Measures 2.7 inches in diameter; 1-year warranty

SLR & dSLR Deals

Amazon Coupons
g: 1 Posted By: ArtieLange
Views: 130 Replies: 1 Dark Souls: Prepare to Die Edition Game (PC Digital Download) $7.50 at GameStop

http://www.gamestop.com/pc/games/dark-souls-prepare-to-die-editi...



New Bosses - Including Artorias of Abyss, Chimera of Tomb, and more
PVP Online Matchmaking System - Quick matching for co-op or PVP
New Areas - Including Oolacile Tomb, Old Ruins and more
New Enemies - Including Abyss Guard, Chained Prisoner and more
New NPCs - Including Hawkeye Gough and more
New Weapons and Armor - Equip some from the new bosses, enemies, and NPCs


Extremely Deep, Dark & Difficult - Unforgiving in its punishment, yet rewarding for the determined - learn to strategize freely and conquer seemingly impossible challenges.
Fully Seamless World - Explore a completely integrated world of dark fantasy where dungeons are seamlessly intertwined, with great height.
Mastery Earns Progression - Contains 60 hours of gameplay, with nearly 100 uniquely despairinducing monsters & an incredibly nuanced weaponry & magic spells system. Player success depends on their eventual mastery of how and when to use the magic spells, choice of armor, the number of weapons, the types of weapons, and the moves attached to the weapons.
Network Play - Players may cross paths with one another, interacting with each other throughout the game even as each player plays their own game.
Flexible Character Development & Role Play - As the player progresses, they must carefully choose which of their character's abilities to enhance as this will determine their progression style.
Community - See other real players and empathize with their journey, learn from seeing how others died, find and leave messages for your fellow players; helping them or leading them into death.
Symbolic of Life & Hope - The Beacon Fire is an important feature of Dark Souls for many reasons. Though in gameplay it serves as a recovery and respawn point for players whose health gets low and is the one place in the dark world where players can find a fleeting moment of warmth and calm.

Video Games Deals

GameStop Coupons
g: 3 Posted By: ArtieLange
Views: 260 Replies: 1 BUFFALO N600 Gigabit Simultaneous Dual Band DD-WRT Wireless Router $59.99 shipped w/code EMCPHPC54 at Newegg

http://www.newegg.com/Product/Product.aspx?Item=N82E16833162070&...

IntroductionHIGHPOWER N600 GIGABIT DUAL BAND WIRELESS ROUTER
AirStation HighPower N600 Gigabit Dual Band Wireless Router is a powerful wireless solution well suited for the home or office. With simultaneous wireless operation on both 2.4 GHz and 5 GHz bands and HighPower technology, the AirStation HighPower N600 Gigabit Dual Band Wireless Router offers exceptional range and performance at range.Datasheet



Overview

DUAL BANDOffering simultaneous wireless operation on both the 2.4 GHz and 5 GHz bands, the AirStation HighPower N600 Gigabit Dual Band Wireless Router is perfect for streaming HD movies, music and emailing from multiple devices at the same time.

Dual Band N600: Concurrent high speed wireless connections with up to 300 Mbps on single band and up to 600 Mbps on both bands
Optimized streaming for many multimedia devices including TVs, media players like AppleTV or Roku XDS
Enjoy interference free streaming from Netflix or Hulu while gaming online with your Xbox or PS3

MAXIMUM WIRELESS COVERAGEDead spots in your home or office can slow down your wireless access and even prevent you from getting online. Advanced HighPower technology from Buffalo enhances signal strength and can almost double the range.

Optimized antennas and tuned radios boost signal strength for maximum performance and range
Adjustable high power antennas extend signal range to eliminate dead spots
Stay connected from anywhere in your home or office

OPEN SOURCE DD-WRT ROUTERAirStation HighPower N600 Gigabit Dual Band Wireless Router is powered by the leading open-source firmware, equipped with robust and high-performance features for custom configuration.

Intuitive interface helps you set up and connect in no time
Customizable advanced features allow to optimize wireless performance, security and routing options
Advanced features also include VPN endpoints, hot-spot sign in, VLAN and more

FAST WIRELESS CONNECTIVITYWith combined speeds up to 600 Mbps (300 Mbps on each band), AirStation HighPower N600 Gigabit Dual Band Wireless Router provides an extremely fast wireless connection, perfect for surfing and emailing from multiple computers, downloading files and streaming music, movies and other HD multimedia content from the Web all at the same time! Easily connect with your computer, tablet and smartphone devices.
GIGABIT ETHERNETMaximize your wired network speed with gigabit Ethernet connections that keep your data moving at lightning speed.

10/100/1000 Mbps Ethernet connections provide maximum speeds for data transmission over the network
Move large files including HD movies, music, photos, backups, and other digital assets across the network at maximum speed
All network ports including LAN and WAN ports are gigabit

COMPATIBILITYEasily upgrade to your network from the old Wireless-G standard and maintain compatibility with existing adapters and devices. AirStation HighPower N600 Gigabit Dual Band Wireless Router works with any new Wireless-N device as well as the previous generation Wireless-G.
NETWORK SHARINGEasily connect a USB hard drive for easy file sharing, media streaming and central storage or add a printer to your home network.

Store files in one central location for secure and easy access from any computer or mobile device on your home network
DLNA Certified means you can seamlessly connect to and stream your favorite movies and music to any DLNA TV or media player
Connect a network printer for easy printing from anywhere on your home network

EASY SETUPAirStation HighPower N600 Gigabit Dual Band Wireless Router features an easy to use step by step setup wizard that guides you through configuration from start to finish. Within moments of opening the box you will have a secure wireless home network.
WIRELESS SECURITYAirStation HighPower N600 Gigabit Dual Band Wireless Router features multi-level wireless encryption options to prevent unauthorized access and protect your important data.

WPA2, WPA-PSK (AES, TKIP), 128/64-bit WEP
AOSS and WPS push button setup options automatically configure a secure wireless connection


What's in the Box
AirStation HighPower N600 Gigabit Dual Band Wireless Router WZR-600DHP
Quick Seup Guide
Ethernet Cable
Setup CD-ROM
AC Adpater
Warranty Statement
Routers Deals

Newegg Coupons
g: 0 Posted By: heyyl0w
Views: 146 Replies: 0 Newegg has Bitdefender Total Security 2014 Value Edition(3 PCS, 2 yrs) for $9.95 after coupon code "EMCPWGP96".

This was free after rebate before, but now this is the cheapest I can find it.

Product of the Year
Defends against viruses and spyware
Extremely fast scanning. No slowdowns. With Bitdefender Photon

Software Deals

Newegg Coupons
g: 0 Posted By: jessicadabears
Views: 142 Replies: 0 KitchenAid Classic Soft Grip Black Cutlery Set (12-pc.) - $29.97 w/ FS Promo Code FREESHIP at Bonton.

8-in. Chef Knife
8-in. Slicing Knife
5.5-in. Serrated Utility Knife
5-in. Santoku
3.5-in. Paring Knife
4x 4.5-in. Steak Knives
Sharpening Steel
Pair of Kitchen Shears
Wooden Storage Bloc
Durable Plastic Handles
Blades Hold Extremely Sharp Edgek

Home & Garden Deals

Bon-Ton Stores Coupons
Only working half the year then MBA... how to take advantage? Roth, etc.
Added on : Wednesday January 29th 2014 06:00:15 AM
g: 0 Posted By: dave6237
Views: 0 Replies: 0 I will be enrolling in a 2-year full-time MBA program starting this fall, and since I am taking some time off from work beforehand, I am only going to have about 25/30k of income in 2014. It is an extremely highly ranked program, so I believe this is a good investment (plus, my family is very generously paying for it).

How can I best take advantage of this taxwise (or other ways)? My plan right now is to convert my 401k into a Roth IRA. My 401k is currently traditional, but I have the option to switch to a Roth 401k going forward if I want. 401k balance is 22k (contributing 175 every 2 weeks). Other assets are 17k in a Capital One 360 savings account (adding 200 every 2 weeks) and 1k in my checking.

Also, if it matters, my income in 2015 will be roughly the same. I estimate 2016 income will be roughly 50k before going into low 6 figures 2017 and forward, but obviously that is way into the future.

Basically, my questions are:
1. Should I convert the entire 401k to a Roth IRA in 2014, or split it across 2014 and 2015? When in the year(s) should I convert?
2. Should I open a Roth IRA and contribute $5,500 before doing the conversion, do it after the conversion, or does it not matter?
3. Should I begin making Roth 401k contributions for the next 4 months, or does it not matter?
4. Can you think of any other ways I can take advantage of having income over the next 2 years that will hopefully be well below my lifetime average?

Thanks!
D'Eco 8-pc. Unbreakable Stemless Wine Glasses - $25.95 @ Amazon
Added on : Monday January 27th 2014 10:00:10 AM
g: 1 Posted By: ksenn
Views: 295 Replies: 1 Amazon has D'Eco 8-pc. Unbreakable Stemless Wine Glassesfor $25.95 with free Super Saver shipping on orders over $35. Amazon says these were originally $36.95 on their site, and that there list price was $44.95.

Dishwasher Safe
BPA-free
Extremely durable

Also available in a 4-pc. set for $17.95.
Home & Garden Deals

Amazon Coupons
Need independent contractor tax help
Added on : Saturday January 25th 2014 09:00:10 AM
g: 0 Posted By: ishani
Views: 3 Replies: 0 Hey guys..
I am ridiculously lost, and confused about what I'm supposed to do with my taxes.
I worked as a receptionist where I was paid monthly as an 'independent contractor'. I worked there for 3 months (started end of June 2013) and a few days. I made $2,001.77 total.
this is the first time I've been an IC and am so confused. I quit in September 2013.
Ive done my research but am not following, I know I owe taxes but don't know how to find out EXACTLY what taxes, how much, and can't find when to send them in, or where. Since I owe taxes, this means I have no tax return, right?

can someone PLEASE tell me, in easy to understand for a confused person, terms, what exactly I need to do.
From start to finish... I would greatly, greatly, greatly appreciate it.

I was was just sent a 1099-misc form that only has my non employee comp part filled out. Do I send this somewhere? Or is it for my records?

I am extremely grateful for anyone who responds to help,
Ishani
g: 0 Posted By: healthylaugh
Views: 149 Replies: 0 NOTE: This is a standard plan (not some "special," but takes some digging to get these details straight, and is extremely helpful if you live near the border or travel frequently to one the 170 included countries).

5 person Family Plan on T-Mobile w/Unlimited T/T/Data (1st 500 MB @4G LTE, then 2G) is $23.61/person w/NO foreign roaming charge!!

NOTE: Here's a tip if phones such as the LG (E970) Optimus G for $180 is verified to obtain 4G LTE on T-Mobile's network... Especially for those of us living near the border or who travel often to one of the 170 included countries...

Go to http://www.t-mobile.com/cell-phon...navigationand look at Simple Choice $50. If you can add 4 people, for a total of 5 on a "Family Plan," the cost for each person goes to $23.61 for:

UNLIMITED:
Talk
Text
Data (1st 500 MB @ 4G/LTE, then throttled to 2G for rest of billing cycle)

NO foreign roaming charges in 170 countries (for instance, this includes FREE TEXTING & DATA while traveling in Canada & Mexico)

Here is the math:

1st phone $50
2nd line $30
3-5 lines $10/ea.

+ $1.61/mo./# - FED subscriber line fee

$8.05 = $1.61 x 5

$0 Sales Tax (if you subscribe in a Sales Tax Free state & go paperless billing)

$23.61/ea. = $118.05 / 5

To me, this is the deal of the century, especially with the NO Int'l. roaming thrown in!!

Just called T-Mobile: if you get 4 friends to go in on this, there is ONE bill and every person with access to the account (all 5 are allowed access if you wish) can see all the billing/CALL records. Basically, it's your own, little 5-person NSA. So, if you care about your call records, be aware.

Personally, I use Google Voice, so my billing records, at least for outbound calls, should only reflect my GV #, but I think "incoming" do display the calling party's # (EDIT: I do think I remember a setting in GV that allows you to label all incoming with your GV # on your call display as well, but I'm not certain about that).
Cell Phones Deals

T-Mobile Coupons
g: 0 Posted By: lewisrachel
Views: 127 Replies: 0 http://www.amazon.com/Homeleader-Freestanding-Convector-Adjustab...


Price: $140.00
Sale: $59.99 (57% OFF,save $80.01)

Features:
Size: 18.5 x 3.5 x 25.5 inch
2 heat settings: low at 750W, and high at 1500W
attractive black crystal Glass Panel looking
Working: extremely quiet, fast heat, big thermal area
Freestanding/Wall Mounting Optional
Appliance Deals

Amazon Coupons
*Hot Deal* Kids jackets for as low as $20+shipping at RothsChildKids
Added on : Wednesday January 22nd 2014 05:00:02 PM
g: 0 Posted By: GoodDeal2003
Views: 156 Replies: 0 Fabulous high quality kids jackets for as low as $20+ shipping using coupon code "CLEAR60" atRothsChildKids Clothing. Coupon code can be used for any purchase made at the website to get you 60% off.

I have shopped with them before and was amazed on how good these jackets were. Extremely well packaged and cutest designs.
Kids Clothes Deals
g: 1 Posted By: jessicadabears
Views: 84 Replies: 0 KitchenAid (12-pc.) Knife Setfor $29.97(Was $100.00) w/ FS Using Code FREESHIP at Carsons.com. This is part of their Semi Annual Home Sale.

Set includes: 8-in. chef knife, 8-in. slicing knife, 5.5-in. serrated utility knife, 5-in. santoku, 3.5-in. paring knife, four 4.5-in. steak knives, sharpening steel, pair of Kitchen shears and a wooden storage block
Blades hold an extremely sharp edge
Knives are perfectly weighted and balanced for precision cutting
Durable plastic handles feature a contoured, comfortable grip

KitchenAid Deals

Carsons Coupons
Massage - 50% Off (Windermere, FL)
Added on : Monday January 13th 2014 05:00:04 AM
g: 0 Posted By: TomPtz
Views: 175 Replies: 0 Half off Swedish and Cupping Massage in Windermere at 7L Bliss Massage!
Highlights:

Get your relaxation on and grab this deal while it is available- half off swedish and rubber cupping massage in Windermere, only at 7L Bliss Massage!
Acucups are great for deep tissue massage; they have a sedative effect and will leave your patient extremely relaxed.
The cups will increase blood circulation leaving the skin with a smooth look and healthy glow.


Fine Print:

Full promotional value of certificate must be used at time of purchase; no Cash Back.
Promotional value expires 7/16/14.
Appointment required, and gratuity not included.

Company Info:
7L Bliss Massage

,

Windermere, FL 34786
321-662-7858
Complete Details:This is the PERFECT gift for that special lady or gentleman in your life, and it even makes a fantastic Valentine's Day Present! Get half off a Massage and Cupping experience at 7L Bliss Massage in Windermere! Cupping is a form of Traditional Chinese Medicine that has been practiced for over three thousand years. It involves creating suction against the skin with the use of cupping tools; usually along the bodys meridians (the energy channels according to Traditional Chinese Medicine.) Cupping works wonders for respiratory diseases, menstrual disorders, digestion, headaches, dizziness, and lymphatic blockages.Advantages of Acucups cupping therapy:

Lift connective tissue
Loosen adhesions
Release rigid soft tissue
Myofascial release
Activate the lymphatic system
Drain excess fluids
Draw out inflammation
Create toxin release
Bring blood flow to stagnant skin and muscle
Stimulate the peripheral nervous system
Improve circulation and blood flow
Reduce appearance of cellulite by toning tissue

Learn More

Services Deals
g: 0 Posted By: DaysFan
Views: 214 Replies: 0 http://www.bargainoutfitters.com/net/cb/aravon-tia-slip-on-shoes-brown.aspx?a=551292
linked


BDOD-281646 -
Women's Aravon Tia Slip-on Shoes, BrownCompare at $149.00Was $64.99$39.99Save $109.01Elevate your wardrobe with the Tia Slip-on from Aravon! Delightful contrast stitching over rich brown leather uppers is a cute, savvy way to inject personality into your everyday office look! They're extremely comfortable... a removable Velocor footbed cushions your feet throughout the day to completely buffer from tile or other unforgiving surfaces. No rubbing or uncomfortable pokes sneak through, either, thanks to soft, strategically placed seams that are pounded down for a smooth feel.More:

Stability shank for support
ABZORB cushioning in mid-foot absorbs shock
Slip-on for easy on / off style
Dual-density polyurethane wedge for comfort.
Each approx. 4"h., 8 ozs.

State Size, as available in the Shopping Cart below. Medium width. A deep discount on excellent Shoes... order ONLINE now!


Shoes Deals
ON SALE: Visconti - Divina Royale - Crystal Jeweled Ballpoint Pen
Added on : Friday January 10th 2014 09:00:13 AM
The Divina Royale ballpoint pen by Visconti is now enhanced by more than 250 lustrous Swarovski crystals embellishing the famous gold spiral, uniting the theme of the entire Divina collection. To a classic black for men and women, Visconti has added the soft appearance of a new Angel Skin rose-tone (pink), extremely feminine and unique. Gift box included, Made in Italy
ON SALE: Visconti - Divina Royale - Crystal Jeweled Fountain Pen
Added on : Friday January 10th 2014 09:00:13 AM
The Divina Royale fountain pen by Visconti with a 14K gold nib is now enhanced by more than 250 lustrous Swarovski crystals embellishing the famous gold spiral, uniting the theme of the entire Divina collection. To a classic black for men and women, Visconti has added the soft appearance of a new Angel Skin rose-tone (pink), extremely feminine and unique. Gift box included, Made in Italy
ON SALE: Alessi - Stainless Steel and Glass Honey Pot
Added on : Friday January 10th 2014 09:00:13 AM
Designed by Theo Williams, this honey pot with wand is one of Alessi»s most admired bestsellers with an incredible look that combines polished stainless steel and crystal. Extremely functional, it makes your honey look simply beautiful through the thick crystal walls. cl 35| 12 oz, Made in Italy
Discover Ending Secure Online Account Numbers
Added on : Tuesday January 07th 2014 01:00:08 PM
g: 3 Posted By: NEDeals
Views: 247 Replies: 5 --------------------
From Discover:
Effective February 6, 2014, you will no longer be able to create new Secure Online Account Numbers. And effective March 15, 2014, Discover will no longer be offering this service to our cardmembers and all existing Secure Online Account Numbers will no longer be active. For your convenience, you can continue using any of your existing secure online account number(s) through March 15, 2014, or until your card account number or expiration date changes for any reason, whichever comes first.
--------------------

This is an unfortunate change of events. I have found Secure Online Account Numbers to be useful, although Discover's version is less useful than Bank of America because you cannot set an expiration date or a maximum amount for the number. You also cannot close an existing number without calling customer service. (Discover will only allow subsequent purchases to be made to the same merchant ID as the original purchase for each number).

The number you create is an alias for your card's number, so the merchant never sees your actual card number. American Express stopped these numbers (they called them Private Payments) around 10 years ago. Both American Express and Discover cited their fraud liability guarantee as their consumer protection in their notice of ending the program.

Orbiscom (an Irish company but now part of Mastercard) invented this system of "controlled payment numbers" and holds the patent. Perhaps both Amex and Discover no longer felt like paying the license fees.

Bank of America and Citibank still license the one time use (or one merchant use) numbers. Bank of America (they call it ShopSafe) allows customers to set the maximum charge (not always honored, but usually is) and the expiration date (ditto). They are extremely helpful in certain situations, like preventing merchants from charging unexpected future expenses after initial trial periods have expired, etc. Strangely transactions that set off fraud alarms with BoA (like an invalid alias number expiration date or CVV2 number) seem to set them off for the real card number and many CSRs are unfamiliar with the alias numbers.
Credit Deals
REI Halo +40 Sleeping Bag - $108.73 + FS @ REI
Added on : Monday January 06th 2014 11:00:02 AM
g: 0 Posted By: heyyl0w
Views: 50 Replies: 0 REI has the REI Halo +40 Sleeping Bagfor $155.73 - $47 at checkout = $108.73 with free shipping. Positive reviews.

Partially recycled ripstop polyester shell and lining feels soft against skin
Premium 750-fill-power goose down is extremely warm, lightweight and compressible
Contoured hood, face muffler, trapezoidal foot box, full-length antisnag zipper, and full-length draft tube work together to keep body heat in and cold air out
External chest pocket keeps essentials such as headlamp, watch and glasses right at hand and easy to find in the dark
Differentiated drawcords (1 round, 1 flat) let you adjust hood and neck easily in the dark
Pad loops provide attachment points to keep your sleeping bag and pad together, so you don't roll off onto the cold ground (straps not included)
European Norm? (EN) is an independent third-party temperature rating?, allowing accurate comparisons across brands with other EN-rated bags
Comes with stuff sack and large cotton storage bag

Camping Deals

REI Coupons
International Money coming into the US
Added on : Saturday January 04th 2014 09:00:08 AM
g: 0 Posted By: jones77
Views: 0 Replies: 0 Not a Nigerian scam story. So don't go there. Please address the questions I am asking.

Through a trusted friend of mine, who is over there,I have been in contact with a citizen of Yemen who is quite wealthy.
He wants to move a large amount of money out of his accounts there, into the US . He wants to acquire investment real estate here.
Additionally he may want to set up lending of some of his funds. The bottom line is he wants assets out of yemen as it is completely unstable and have returns.
Iwould be managing this. I own rental properties myself.

The following questions have come up:
Can a foreign individual just transfer six figure amounts into the US? How do they pay tax and get even a tax id?
With the eye on terrorism, that country is extremely scrutinized. Are there additional steps that need to be taken to assure the authorities that this legit and not laundered or otherwise tainted money?
Lending money, can one just do it on an individual basis, like a contract on a real estate purchase? must a company be setup?
Taxes on profits, how will they be paid?

It is a unique opportunity for me, I'm trying tomake this work. Any advice is welcome.
joesnewbalanceoutlet.com/ daily deal $34.99 Orig: $109.99 New Balance 10
Added on : Wednesday January 01st 2014 10:00:11 AM
g: 0 Posted By: DaysFan
Views: 203 Replies: 0 http://www.joesnewbalanceoutlet.com/


$34.99Men's Running MR10YB2

Orig: $109.99
SAVE $75.00
(68% Off)

New Balance 10
Style: MR10YB2
Men's Running
Description
Minimus is a whole new approach to footwear, inspired by Good Form Running and designed to be worn with or without socks. The Minimus Road running shoe is engineered for use on pavement and other varied running surfaces. Supremely comfortable and extremely lightweight, the MR10 is taking the running world by storm.


Lightweight mesh upper
4mm drop: due to variances created during the development and manufacturing processes, all references to 4mm drop are approximate
Odor resistant
Minimus is a whole new approach to footwear, a new place on the spectrum from barefoot running to the traditional maximum-cushioning running shoe. Inspired by Good Form Running and designed to be worn with or without socks. With only a 4mm drop* from heel to toe, as little as a third of that of a traditional running shoe, the Minimus collection holds a world of discovery for neutral runners as well as those with gait issues or chronic injury to conquer by learning better form.
Vibram outsole provides maximum surface contact and multi-directional traction
Innovative REVlite midsole provides premium responsiveness and durability at a 30% lighter weight than other foams with comparable performance
Barefoot friendly internal construction
No sew overlays in optimal areas
Anti-Microbial treatment
Color: Lime with Blue Atoll & Blue
Shoe Last: NL-1
Weight: 184 grams (6.5 oz)



Shoes Deals

Joe's New Balance Outlet Coupons
Canon 2514A002 Canon EF 50mm f/1.8 II Camera Lens New 94.99 shipped @ moofi
Added on : Wednesday January 01st 2014 07:00:12 AM
g: 0 Posted By: whatsupwitdis
Views: 218 Replies: 0 ~50mm standard lens with f/1.8 maximum aperture
Traditional Gauss-type optical design is extremely sharp
Focuses as close as 18 inches for extreme close-ups
Autofocus: Yes
Ideal for natural-looking shots
Excellent color balance
Measures 2.7 inches in diameter.
linkage
SLR & dSLR Deals

woot! Coupons
Free Multi-Use Towel Sample - Business Only
Added on : Tuesday December 31st 2013 01:00:14 PM
g: 1 Posted By: remick
Views: 249 Replies: 1 http://offers.intrinsics.net/multi-use-towel-sample-request

In the spirit of giving, we wanted to share one of our favorite products with you. These salon and spa disposable towels can be used in a variety of different wayshence the name!
Created from non-woven fibers, they can be utilized in professional spas and salons as table towels, face cradle covers, hair blotters, pedicure towelsand the list goes on and on.
These towels are the absolute best for manicure services; being 100% lint-free and extremely absorbent, they are perfect for gels.
Home, Auto & Pets Deals
1.0 mm Derma Roller for Face and Body (40% OFF with code) $9 FS Prime
Added on : Saturday December 28th 2013 09:00:07 PM
g: 0 Posted By: tedhawkins
Views: 199 Replies: 0 1.0 mm Derma Roller for Face and Body (40% OFF with code) $9 FS Prime

http://www.amazon.com/Microneedle-Cellulite-Dermaroller-Producti...

Use 40% OFF code 8TQ7AOT4

The derma roller stimulates collagen production for tighter, firmer and smoother skin. Skin becomes clearer and brighter.
Reduces fine lines, wrinkles and crows feet & drastically improves all types of scars, stretch marks and cellulite.
Short healing time and noticeable improvement in a few days from the first treatment
Cost effective - there's no investment needed unlike equipments such as laser treatments
The derma roller permits extremely high absorption of any active ingredients
Health & Beauty Deals

Amazon Coupons
Possible settlement with ex-employer what to ask about
Added on : Saturday December 28th 2013 07:00:13 AM
g: 2 Posted By: 77Rus
Views: 200 Replies: 6 Was asked to resign or to be terminated on the spot in October after spending 8+ years with a large company (internal IT department).
Took my case to Equal Employment Opportunity Commission (the only Russian-American of 700 people; new CIO with 12 years of military service during Cold War got totally crazy after finding out that I have concealed weapon permit and allowed to keep firearms in my car after a newstate gun law took effect in August told everybody that I will be killing people one day; started lying about me to senior management; made me to resign after Ive complained to CEO; when still employed for another 3 weeks, they ordered a security with a revolver to escort me to my car in front of everybody first time in history).

We will have mediation at some point in about 2 months. I want my job back. CEO has called me that they can't - CIO doesn't want me. EEOC folkssee a constructive discharge, and said that unless the company takes me back, they will have to offer me a financial compensation of some sort (the company is extremely profitable, but it is not the point Id rather take my job back ).

The question I have, dear FW people: what is right compensation to ask about if they dont take me back? I dont have a job since then (may get it next month), not eligible for unemployment, no health insurance etc. Somebody said I can only ask for actual financial damages. Another person said to ask for 12 months of pay (I was making around $42K plus overtime). Another person said to sue hell out of them, including punitive damages. Unless they object and the case goes to court, I will be glad to settle for 12 months pay. Do you think it is reasonable? Anybody has experience with EEOC mediation process?
Thank you
Personal Finance Deals
Dark Souls: Prepare To Die Edition PC $5.99 80% Off Amazon.com
Added on : Thursday December 26th 2013 12:00:03 PM
g: 0 Posted By: goldpiece
Views: 191 Replies: 0 http://www.amazon.com/Dark-Souls-Prepare-Online-Game/dp/B00917DB...

Extremely Deep, Dark & Difficult - Unforgiving in its punishment, yet rewarding for the determined - learn to strategize freely and conquer seemingly impossible challenges.
Fully Seamless World - Explore a completely integrated world of dark fantasy where dungeons and areas are seamlessly intertwined, with great height.
Network Play - Players may cross paths with one another, invading each other for PVP battles, or to play co-op and take on giant boss encounters as a team.

$10 PC adapter for Xbox wireless controllers: http://dx.com/p/pc-wireless-gaming-receiver-for-xbox-360-control...
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g: -1 Posted By: ArtieLange
Views: 273 Replies: 3 Samsung Galaxy Note 10.1 Book Covers $9 each enter promo code NOTEWORTHY

Light Blue
Berry Pink
Mint Green/Yellow

The Note 10.1 Book Cover is extremely durable, protecting all corners and sides. It's also extremely sleek and form fitting so it does not add any bulk and weight. And a quick and easy-to-open stand lets you place your Note 10.1 in a more comfortable position for easy viewing. The Note 10.1 Book Cover is perfect for peace of mind and ease of use.Specifications:Dimensions

(WxHxD) 7.2" x 0.4" x 10.4"

Weight

0.7 lb.

Material

Synthetic Leather

Compatible with Note 10.1 models:

GT-N8013EAVXAR
GT-N8013EAYXAR
GT-N8013ZWYXAR
SCH-I925EAAUSC
SCH-I925EAAVZW

More Product Information for the Samsung Galaxy Note 10.1 Book Cover - Light Blue
The Galaxy Note 10.1 Magnetic Book Cover protects all corners and sides of your Galaxy Note 10.1 against bumps and scratches. The case also acts as an easel stand with non-slip feet on the edges. The cover is custom molded into the shape of a Samsung Galaxy Note 10.1 for ultimate protection and to maintain the device's slim style. The cover allows you to view your videos and pictures with the unit standing up in media viewing mode or lay the tablet down in keyboard mode so that you can use the keyboard at a comfortable angle for typing.
Specifications
General Information Manufacturer Samsung Manufacturer Part Number EFC-1G2NLECXAR Manufacturer Website Address http://www.samsungusa.com Brand Name Samsung Product Model EFC-1G2NLECXAR Product Name EFC-1G2NLECXAR Tablet Case Product Type Carrying Case Product Information Style Book Fold Case Features Multiple Viewing Angle Case Features Ports/Functions Cutout Case Features Media Viewing Easel Case Features Non-slip Feet Maximum Screen Size Supported 10.1" Physical Characteristics Color Light Blue Durability Scratch Resistant Interior Durability Bump Resistant Interior Miscellaneous Application/Usage Tablet Compatibility Samsung - Galaxy Note

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Buydig Coupons
g: -1 Posted By: ArtieLange
Views: 148 Replies: 1 Samsung Galaxy Note 10.1 Book Covers $9 each enter promo code NOTEWORTHY

Light Blue
Berry Pink
Mint Green/Yellow

The Note 10.1 Book Cover is extremely durable, protecting all corners and sides. It's also extremely sleek and form fitting so it does not add any bulk and weight. And a quick and easy-to-open stand lets you place your Note 10.1 in a more comfortable position for easy viewing. The Note 10.1 Book Cover is perfect for peace of mind and ease of use.Specifications:Dimensions

(WxHxD) 7.2" x 0.4" x 10.4"

Weight

0.7 lb.

Material

Synthetic Leather

Compatible with Note 10.1 models:

GT-N8013EAVXAR
GT-N8013EAYXAR
GT-N8013ZWYXAR
SCH-I925EAAUSC
SCH-I925EAAVZW

More Product Information for the Samsung Galaxy Note 10.1 Book Cover - Light Blue
The Galaxy Note 10.1 Magnetic Book Cover protects all corners and sides of your Galaxy Note 10.1 against bumps and scratches. The case also acts as an easel stand with non-slip feet on the edges. The cover is custom molded into the shape of a Samsung Galaxy Note 10.1 for ultimate protection and to maintain the device's slim style. The cover allows you to view your videos and pictures with the unit standing up in media viewing mode or lay the tablet down in keyboard mode so that you can use the keyboard at a comfortable angle for typing.
Specifications
General Information Manufacturer Samsung Manufacturer Part Number EFC-1G2NLECXAR Manufacturer Website Address http://www.samsungusa.com Brand Name Samsung Product Model EFC-1G2NLECXAR Product Name EFC-1G2NLECXAR Tablet Case Product Type Carrying Case Product Information Style Book Fold Case Features Multiple Viewing Angle Case Features Ports/Functions Cutout Case Features Media Viewing Easel Case Features Non-slip Feet Maximum Screen Size Supported 10.1" Physical Characteristics Color Light Blue Durability Scratch Resistant Interior Durability Bump Resistant Interior Miscellaneous Application/Usage Tablet Compatibility Samsung - Galaxy Note

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Buydig Coupons
ON SALE: Bric»s - Pininfarina - 22" Polycarbonate Trolley
Added on : Saturday December 21st 2013 09:00:16 AM
Extremely resistant to the wear and tear of travel, this polycarbonate hardcase suitcase offers two wheels and a sturdy trolley handle for easy transport. A zippered divider and adjustable straps will keep your belongings in place. Italian design.
ON SALE: Bric»s - Pininfarina - 24" Polycarbonate Trolley
Added on : Saturday December 21st 2013 09:00:16 AM
Extremely resistant to the wear and tear of travel, this polycarbonate hardcase suitcase offers spinner wheels and a sturdy trolley handle for easy transport. A zippered divider and adjustable straps will keep your belongings in place. Italian design.
ON SALE: Bric»s - Pininfarina - 30" Polycarbonate Trolley
Added on : Saturday December 21st 2013 09:00:16 AM
Extremely resistant to the wear and tear of travel, this polycarbonate hardcase suitcase offers spinner wheels and a sturdy trolley handle for easy transport. A zippered divider and adjustable straps will keep your belongings in place. Italian design.
USAA -Auto Accident and repair shop SCAM?
Added on : Friday December 13th 2013 08:00:18 PM
g: -3 Posted By: ElephantNest
Views: 743 Replies: 26 I'll try to keep this short.

My employees were in an accident a couple of months ago, no injuries, other person's fault. Damage to my work truck was moderate. I call the other person's insurance (USAA) and file a claim. They tell me I can take the truck for a repair estimate to their approved repair shop (they have ONE out of 20+ in the area), a shop of my choice, or have someone from their company come out and estimate the damage. I agree to take it to their approved shop, since they are known locally for good repair work. They give me an estimate of ~$1300, which I felt was low from the moment they said it. I mentioned that, and they simply said if it ends up being more, we'll submit a supplement to USAA and they will pay for it.

This wasn't sitting well with me. I take it to the local GMC dealership, and they give me a repair estimate of $3600 to replace rear bumper, rear tail light, and repair and paint side of truck bed. He laughs at the $1300 estimate immediately. So I call USAA and inform them that I feel like they are trying to pull something over on me.....like funnel me into their one approved repair facility, then they give me an extremely low estimate so that I would: a) bring it to them and nowhere else since they're so "cheap", b) stop me from looking elsewhere for repairs c) stopping me from making an informed decision on if I want it repaired or not.

The truck is on '01 with fairly low miles, runs great, etc.

So I then call USAA to send in the other estimate. They tell me they ALREADY sent the $1300 check to the "approved repair company" even though I DID NOT approve it, accept their estimate, nor did I 'OK' the work, in any way, shape, or form. So after calming down, they assure me they can get the check back.....though the repair co. had already cashed it. So I have to wait for them to send USAA the $$ back, then wait for USAA to re-issue the check. I had to go over the original rep's head, because she rudely insisted that I cannot get a check sent to ME, only to repair companies. I told her this was BS because it was MY decision on if I even wanted to repair it or not. She just keeps talking louder, over my voice, won't let me speak, etc. I hang up on her, call back and demand a supervisor. The supervisor agrees to let me send in the new estimate, agrees to pay the difference, and sends out a check for $2300. Days after the woman I hung up on supposedly sent the $1300 check to me. So I get the $2300 check a few days ago, but NOT the $1300 one. They say it must have gotten lost in the mail, yeah, right.

Is this worth making a big stink over? I honestly feel that the repair shop knows exactly what they're doing. They give the ridiculously low bid to get them in, then submit their supplements, which USAA already told me they always pay.....so what incentive does the repair shop have to give anything BUT under-inflated estimates?? It gets people in the door, then they still get the $3600 or whatever they would "suddenly find" once there that would cost more than their $1300 original estimate. Like I mentioned before, the cost is so low one almost doesn't even consider NOT having the repairs done......

So I still have yet to receive the $1300 check, and this whole thing has left a terrible taste in my mouth about they way USAA and (more importantly) the repair shop does business. Though I think they know what the other is up to. I asked USAA for the records on the percentage of "supplements" the repair shop has submitted, and they don't keep those records, so they say.

Assuming I get the $1300 check in the next few days, should I do anything? Contact attorney to request repair records related to USAA and this particular shop? Let it go? Just fuming over the entire ordeal, and wonder how many others have been suckered into using their approved repair shops as requested by USAA.

Question Deals
g: 0 Posted By: bsg75
Views: 105 Replies: 0 http://www.amazon.com/gp/product/B009EE0UCQ/
List Price: $399.99 Price: $37.95 You Save: $362.04 (91%)
In Stock. Sold by Makeup & Gift shop and Fulfilled by Amazon. Gift-wrap available.

Cats Can Climb to different levels & love sleeping in all of the compartments. Gives your kitty a place they can call home and feel comfortable
Very easy to assemble with instructions included. It can also be easily vacuumed with a hose attachment which is very convenient
Very Sturdy & Well made. Great for extremely active cats. Your Kitty will give it a big five paws up
Multiple levels allows your cat to relax and simply enjoy the view. Cats absolutely love this thing
Dimensions: 50X40X180cm Color: Black and White


Pets Deals

Amazon Coupons
g: 0 Posted By: jnaks4
Views: 218 Replies: 1 Hi all, I was hoping to get some advice from you who are extremely more knowledgeable when it comes to money management and financial advice.

Here's the basics of my situation:

-Recently graduated in 2011, so there are still 8 years left on my student loan repayment plan. total monthly payment of $2032.
-11 loans that total just about $145k at either 7.65% or 6.55%
-$19652 @ 7.65%
-$15702 @ 7.65%
-$9492 @ 7.65%
-$26165 @ 6.55%
-$25007 @ 6.55%
-$22273 @ 6.55%
-$7179 @ 6.55%
-$7179 @ 6.55%
-$7178 @ 6.55%
-$2559 @ 6.55%
-$2217 @ 6.55%
-Gross income of $121,430, net of $2820 per biweekly paycheck
-currently contributing just 5% to my 401k to maximize the company match
-employee stock purchase plan option at 15% discount, but currently not investing anything here
-Rent and all other living expenses total $1200-$1500 per month.
-Savings at 35,000

I was thinking about my situation the other day and don't especially care for the thought of dumping most of a paycheck toward my student loan debt for the next 96 months. I have been considering making more than the standard loan payments to expedite the process, but have heard differing opinions with regards to investing vs. paying down debt early. Any input regarding my situation would be greatly appreciated, thank you very much in advance.
Investing Deals
g: 0 Posted By: jnaks4
Views: 97 Replies: 0 Hi all, I was hoping to get some advice from you who are extremely more knowledgeable when it comes to money management and financial advice.

Here's the basics of my situation:

-Recently graduated in 2011, so there are still 8 years left on my student loan repayment plan. total monthly payment of $2032.
-11 loans that total just about $145k at either 7.65% or 6.55%
-$19652 @ 7.65%
-$15702 @ 7.65%
-$9492 @ 7.65%
-$26165 @ 6.55%
-$25007 @ 6.55%
-$22273 @ 6.55%
-$7179 @ 6.55%
-$7179 @ 6.55%
-$7178 @ 6.55%
-$2559 @ 6.55%
-$2217 @ 6.55%
-Gross income of $121,430, net of $2820 per biweekly paycheck
-currently contributing just 5% to my 401k to maximize the company match
-employee stock purchase plan option at 15% discount, but currently not investing anything here
-Rent and all other living expenses total $1200-$1500 per month.
-Savings at 35,000

I was thinking about my situation the other day and don't especially care for the thought of dumping most of a paycheck toward my student loan debt for the next 96 months. I have been considering making more than the standard loan payments to expedite the process, but have heard differing opinions with regards to investing vs. paying down debt early. Any input regarding my situation would be greatly appreciated, thank you very much in advance.
Investing Deals
5.11 Rush Delivery Messenger Bag 77.99 @ Amazon
Added on : Friday December 13th 2013 09:00:05 AM
g: 0 Posted By: jtaylor35
Views: 282 Replies: 0 5.11 Tactical Rush Messenger Bag
Limited TIme!!!!

I have one of these and they are extremely durable and rugged.

I shopped around for a while looking for a good deal and ended up paying 99.99.
At 77.99 this is a great deal!
Sports & Outdoors Deals

Amazon Coupons
Smart Relief Ultimate Portable Massager $49.99 @ Sharkstores
Added on : Friday December 13th 2013 05:00:04 AM
g: 0 Posted By: knobrainz
Views: 102 Replies: 0 http://www.sharkstores.com/for-her/smart-relief-ultimate-portable-massager/96903

Smart Relief Ultimate Portable Massager $49.99 @ SharkStores

MSRP: $499.99
This Ultimate Massager rich and very portable device can be used for pain relief and muscle toning practically anywhere. While you are sitting in your favorite arm chair at home or if you are a long haul truck driver on the highway! This electronic brain stimulator is a perfect device to distract a patient in the dentist chair, while painful dental work is being performed. The Smart Relief Ultimate Massager is a must for athletes, body builders and anyone with extreme pain, especially anybody sitting at a desk using a computer everyday!
The Smart Relief Ultimate Massager gives you relief from an aching back, headaches, shoulder and neck pain, sore hips, knee and ankle pain, Sciatica, Fibromyalgia, Plantar Fascitis, Arthritis, Tennis Elbow and for most common blood circulation problems. Neurostimulation (also called spinal cord stimulation) is a proven therapy that has been recommended by doctors to manage chronic pain and improve quality of life.
Digital control display with blue back lit screen
10 Massage Modes (Kneading, Cupping, Lomi, Massage, Assorted, Deep Tissue, Acupuncture, Butterfly, Shiatsu-Deep, Sports Mode)
Adjustable timer for your convenience (10-60 Minutes)
20 levels of intensity with double outputs so you can work 4 pads at the same time
Dual ports that you can control separately
Extremely Small Dimensions (The Smart Relief Ultimate Tens Unit is smaller than an Ipod!)
Rechargeable Lithium battery
One charge lasts over 42 hours

Health Deals

SharkStores Coupons
USAA Auto Accident and SCAM?
Added on : Friday December 13th 2013 03:00:06 AM
g: -1 Posted By: ElephantNest
Views: 109 Replies: 6 I'll try to keep this short.

My employees were in an accident a couple of months ago, no injuries, other person's fault. Damage to my work truck was moderate. I call the other person's insurance (USAA) and file a claim. They tell me I can take the truck for a repair estimate to their approved repair shop (they have ONE out of 20+ in the area), a shop of my choice, or have someone from their company come out and estimate the damage. I agree to take it to their approved shop, since they are known locally for good repair work. They give me an estimate of ~$1300, which I felt was low from the moment they said it. I mentioned that, and they simply said if it ends up being more, we'll submit a supplement to USAA and they will pay for it.

This wasn't sitting well with me. I take it to the local GMC dealership, and they give me a repair estimate of $3600 to replace rear bumper, rear tail light, and repair and paint side of truck bed. He laughs at the $1300 estimate immediately. So I call USAA and inform them that I feel like they are trying to pull something over on me.....like funnel me into their one approved repair facility, then they give me an extremely low estimate so that I would: a) bring it to them and nowhere else since they're so "cheap", b) stop me from looking elsewhere for repairs c) stopping me from making an informed decision on if I want it repaired or not.

The truck is on '01 with fairly low miles, runs great, etc.

So I then call USAA to send in the other estimate. They tell me they ALREADY sent the $1300 check to the "approved repair company" even though I DID NOT approve it, accept their estimate, nor did I 'OK' the work, in any way, shape, or form. So after calming down, they assure me they can get the check back.....though the repair co. had already cashed it. So I have to wait for them to send USAA the $$ back, then wait for USAA to re-issue the check. I had to go over the original rep's head, because she rudely insisted that I cannot get a check sent to ME, only to repair companies. I told her this was BS because it was MY decision on if I even wanted to repair it or not. She just keeps talking louder, over my voice, won't let me speak, etc. I hang up on her, call back and demand a supervisor. The supervisor agrees to let me send in the new estimate, agrees to pay the difference, and sends out a check for $2300. Days after the woman I hung up on supposedly sent the $1300 check to me. So I get the $2300 check a few days ago, but NOT the $1300 one. They say it must have gotten lost in the mail, yeah, right.

Is this worth making a big stink over? I honestly feel that the repair shop knows exactly what they're doing. They give the ridiculously low bid to get them in, then submit their supplements, which USAA already told me they always pay.....so what incentive does the repair shop have to give anything BUT under-inflated estimates?? It gets people in the door, then they still get the $3600 or whatever they would "suddenly find" once there that would cost more than their $1300 original estimate. Like I mentioned before, the cost is so low one almost doesn't even consider NOT having the repairs done......

So I still have yet to receive the $1300 check, and this whole thing has left a terrible taste in my mouth about they way USAA and (more importantly) the repair shop does business. Though I think they know what the other is up to. I asked USAA for the records on the percentage of "supplements" the repair shop has submitted, and they don't keep those records, so they say.

Assuming I get the $1300 check in the next few days, should I do anything? Contact attorney to request repair records related to USAA and this particular shop? Let it go? Just fuming over the entire ordeal, and wonder how many others have been suckered into using their approved repair shops as requested by USAA.

Question Deals
g: 0 Posted By: tedhawkins
Views: 150 Replies: 0 1.0 mm Best Derma Roller Kit for Face and Body (75% OFF with code) $4.75 FS with Prime

http://www.amazon.com/Microneedle-Cellulite-Dermaroller-Producti...

Apply 75% OFF code ACR8AHPQ



Stimulates collagen production for tighter, firmer and smoother skin. Skin becomes clearer and brighter.
Reduces fine lines, wrinkles and crows feet & drastically improves all types of scars, stretch marks and cellulite.
Short healing time and noticeable improvement in a few days from the first treatment
Cost effective - there's no investment needed unlike equipments such as laser treatments
Extremely high absorption of any active ingredients




Beauty Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 584 Replies: 0 http://www.amazon.com/Manifest-NOW-Identifying-Reversing-Limiting-ebook/dp/B00GRELZ3Y

"You do not attract what you want. You attract what you are." -Dr. Wayne Dyer
This is a Straightforward Guide for Changing Anything in Your Life
Do you know how to use your conscious mind to change your beliefs?
Have you been using The Law of Attraction with no results?
Do your dreams and desires seem "out of reach" for you?
Are you "stuck"?
You have been given the free will to create the reality that you desire!
This book will teach you just how practical creating your reality can be!
You will learn exactly how to identify the limiting beliefs you have.
Discover Five Quick & Easy Methods for reversing a limiting belief that you can use pretty much anytime and anywhere.
Also, you will learn One Extremely Powerful Method for literally uprooting any limiting belief you might have!

Stop wasting time with unhelpful and unrealistic Law of Attraction resources that tell you to just wish, hope, and dream. We all know there's more to it than that! This book will give you a tangible, step-by-step process that will guide you into the deepest parts of yourself and facilitate your journey to making meaningful life changes.
Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 120 Replies: 0 http://www.amazon.com/Manifest-NOW-Identifying-Reversing-Limiting-ebook/dp/B00GRELZ3Y

"You do not attract what you want. You attract what you are." -Dr. Wayne Dyer
This is a Straightforward Guide for Changing Anything in Your Life
Do you know how to use your conscious mind to change your beliefs?
Have you been using The Law of Attraction with no results?
Do your dreams and desires seem "out of reach" for you?
Are you "stuck"?
You have been given the free will to create the reality that you desire!
This book will teach you just how practical creating your reality can be!
You will learn exactly how to identify the limiting beliefs you have.
Discover Five Quick & Easy Methods for reversing a limiting belief that you can use pretty much anytime and anywhere.
Also, you will learn One Extremely Powerful Method for literally uprooting any limiting belief you might have!

Stop wasting time with unhelpful and unrealistic Law of Attraction resources that tell you to just wish, hope, and dream. We all know there's more to it than that! This book will give you a tangible, step-by-step process that will guide you into the deepest parts of yourself and facilitate your journey to making meaningful life changes.
Books Deals

Amazon Coupons
Continental Town and Country Mountain Tire $9.99 @ performance bike
Added on : Tuesday December 03rd 2013 10:00:06 AM
g: 1 Posted By: tedhawkins
Views: 266 Replies: 1 Continental Town and Country Mountain Tire $9.99 @ performance bike

https://www.performancebike.com/bikes/Product_10052_10551_103517...

Continental Town and Country Mountain Tire
The Continental Town and Country Bike Tire is the standard in 'townie' tires for commuting, touring or riding with the family.

Built for stability and traction as well as value, smooth tread surface for a seamless, asphalt-gripping ride
Extremely high mileage and very high puncture resistance
Designed and molded to provide excellent grip under all weather conditions


Bicycle Deals

Performance Bicycle Coupons
Free Kindle Book- African In America (was $10.15)
Added on : Sunday December 01st 2013 01:00:05 AM
g: 0 Posted By: remick
Views: 137 Replies: 0 http://www.amazon.com/African-America-Wenceslaus-Muenyi-ebook/dp/B00GMMKWM6

This is a book never talked about before, on a subject that is rarely mentioned in today's society. When you think of Africa what comes to mind? Lions, huts, and probably starving people. Those images come from stories you have probably seen on TV about the very extremes of Africa, but just like North America, every continent has its own extreme bad and its extremely good area.

This book is not about the extremes but actually about the middle ground. I wrote this story to give people a second look at the life of a person that was actually born and raised in Africa and how life is like there. I also bridge the book to subject of how life is like being an immigrant from Africa in America. This book will show you a world you might have never seen before, and will open your eyes to just how amazing life is and why you should cherish every day you are on this planet.
This book should be read and shared so your own understanding of the world you live in. In the texts, using my knowledge and experiences I try to explain a lot of things that have taken place in Africa and exactly why they happened the way they did. I took the time to learn a lot about the history of, not only my country but, America and a few other relevant places.
This will change your life!

Have you ever wondered about Africa or had one of these questions?
1. Is Africa a country ?
2. Is always Africa dangerous and violent everywhere you go?
3. Are all African Politicians Corrupt?
4. Is Africa filled with dangerous animals like lions and zebras walking everywhere?
5. Is all of Africa poor and suffering from lack of food?

˃˃˃ This book is unlike anything you have ever read
Written by a high school student allows this book to have a view of the world that is quite young. Written by a student that had the opportunity to grow up in both cultures and go to each country's school systems means that the book gets to have a view of both system that no other book on the market has. Lastly being written by a person that's family were royalty and relatives ran the country means that the book has information that comes directly from the leaders of the country, information that many others will never have the pleasure of hearing of.

˃˃˃ This book is meant to be shared
There are so many books that everyone should read once in there life, this book should be one of them. The amount of ignorance on the topic of Africa is unnatural and if more people were to read this book, the world would be a slightly better place. The media has given Africa an image that might seem definite, but if more people were to read this book, another image, a more accurate image, would quickly replace the old one.
Scroll up and grab a copy today. The more you know about your world, the more you will love it.
Books Deals

Amazon Coupons
Battlefield 4 $24.99 at Gamestop
Added on : Friday November 29th 2013 06:00:03 AM
g: 0 Posted By: jlui47
Views: 30 Replies: 0 Didn't see this posted, but this is an extremely hot deal not to be missed: Battlefield 4 for only $24.99 with free shipping at GameStop.

http://www.gamestop.com/collection/battlefield-4
Motif Investing - Free trades and Rebalancing on Black Friday 2013
Added on : Wednesday November 27th 2013 11:00:10 AM
g: 1 Posted By: gaffer
Views: 478 Replies: 3 Got this email from Motif saying that you can do commission-free trading this Friday, Nov. 29. Everyone just has to have their own Black Friday promo now!
Anyone got a good suggestion for a motif that is in a taxable account?

"Commission offer available for trades executed during market hours on November 29, 2013. Commission will be applied at the time of the trade. A credit for the commissions paid for trades executed during market hours November 29, will be applied to your account within 10 business days following the date of the promotion. Offer is not combinable with other offers."

Dshibb's extremely detailed discussion on Motif Investing

My original post for a $150.00 bonus (still active)

Deal Deals
Motif Investing - Free trades on Black Friday 2013
Added on : Wednesday November 27th 2013 07:00:18 AM
g: 0 Posted By: gaffer
Views: 131 Replies: 0 Got this email from Motif saying that you can do commission-free trading this Friday, Nov. 29. Everyone just has to have their own Black Friday promo now!
Anyone got a good suggestion for a motif that is in a taxable account?

"Commission offer available for trades executed during market hours on November 29, 2013. Commission will be applied at the time of the trade. A credit for the commissions paid for trades executed during market hours November 29, will be applied to your account within 10 business days following the date of the promotion. Offer is not combinable with other offers."

Dshibb's extremely detailed discussion on Motif Investing

My original post for a $150.00 bonus (still active)

Deal Deals
g: 0 Posted By: tedhawkins
Views: 135 Replies: 0 Columbia Sportswear Eager Air II 3-in-1 Interchange Jacket - Men's $109.98 FS

http://www.campmor.com/outdoor/gear/Product___72895

A perfect choice for cold weather, the Columbia Sportswear Men's Eager Air II 3-in-1 Interchange Jacket offers warmth and protection to conquer the elements. The Omni-Shield outer shell forms a water-repellent force field between you and precipitation. The fleece liner attaches via the zip-in and 3-point interchange system, and is perfect for wearing solo when you're lounging in the lodge or rolling around town. The 3-in-1 construction makes this well-designed jacket extremely versatile for varying weather conditions. Avg. length: 30.5 in. Import.
Clothing Deals

Campmor Coupons
Otterbox Defender Case for iPhone 5 $15 FS @ Daily Steals
Added on : Friday November 15th 2013 04:00:11 AM
g: 0 Posted By: lousygolfer
Views: 153 Replies: 3 http://www.dailysteals.com/#d/14267

Great deal on this extremely tough and durable iPhone case for $15 with free shipping- normally runs $10 more at Amazon. Comes in black, gray/white, navy/light blue, and teal/turquoise (descriptive - both Daily Steals and OtterBox have different names for the four colors being offered).

PLEASE NOTE THAT THIS IS THE OLD CASE FOR THE IPHONE 5 - DAILY STEALS IS CLAIMING IT IS 5S COMPATIBLE, BUT THAT IS NOT TRUE. An iPhone 5s will fit into the case but the case blocks the fingerprint reader button on the front of the phone. I'm sure this is why they are dumping this case so cheap.

DETAILS

Guard against drops, shocks and dust with OtterBox Defender for iPhone 5The OtterBox Defender Series encases your iPhone 5/5S in the highest quality, toughest protective solution available. Designed for demanding conditions and harsh environments, the Defender Series iPhone 5 case guards against drops, shocks and dust while maintaining usability. The high-impact polycarbonate shell completely covers the iPhone 5 while an integrated screen protector guards against scratches and dust intrusion. Memory-foam is built into the inner shell to cushion the device inside the case. The outer slip cover wraps around the inner shell to absorb impact from drops and shocks, creating a practically indestructible iPhone 5 case. The included holster clips to almost anything and doubles as a kickstand for hands-free viewing. Our Defender Series case will protect your investment from drops, dust and other accidents. Get the kind of protection that inspires confidence with one of our rugged Defender Series iPhone 5 cases by OtterBox.

--- Condition: New
---- Packaging: Retai
---- lWarranty: 1 Year OtterBox
---- Brand: OtterBox
---- Model: Defender Series

---- Product Features: Guards against drops, shocks and dust while maintaining usability Port plugs prevent intrusion of dust and debris Complete access to all the features of the iPhone 5 Built-in memory foam cushions the device inside the case Integrated screen protector guards against scratches to the touch screen High-impact polycarbonate shell completely surrounds the iPhone 5 Outer slipcover absorbs impact from drops and shocks Included holster clips to almost anything and doubles as a kickstand for hands-free viewing Dimensions (with holster): 5.42 in. x 3.15 in. x 1.36 in.
* OtterBox Defender Series for iPhone 5 is not compatible with TouchID for iPhone 5S

---- What You Get:
OtterBox iPhone 5 Defender Series Case (Choice of Black, Blue, Light Blue or White)
Holster Clip
Electronics Deals
g: 0 Posted By: VivYip
Views: 187 Replies: 0 credit bfads

dealfisher has this refurb'd item for $19.99 with free shipping

SanDisk Sansa Clip Zip 4 GB MP3 Player (Black)
Package Includes
SanDisk Sansa Clip Zip 4 GB MP3 Player
USB Cable
Earphones

Product Features
Lightweight and compact for active music listeners
Clip design attaches securely to clothing; designed for use during exercise
Plays music, audiobooks, and podcasts
Built-in FM radio receiver, stopwatch, and voice recorder
Broad compatibility with various audio formats
Intuitive graphical interface for easy music library navigation
Rechargeable battery lasts up to 15 hours
full-color 1.1-inch screen
Expandable Memory slot for microSD, microSDHC, or slotRadio card
Stunning and Clear audio quality
4GB Onboard memory
Dimensions: 0.6 x 1.4 x 2.2 inches
Extremely Lightweight at just 0.6 ounces

Hope this might help someone. Thank you for reading.
MP3 & iPods Deals
DDM Tuning HID kits $29.99 (35W) and $39.99 (55W)
Added on : Monday November 04th 2013 04:00:02 PM
g: 0 Posted By: Toadster
Views: 62 Replies: 0 http://www.ddmtuning.com/Product-Categories/HID-Kits-and-Components

$7.50 off until 11/30/13
All High Low Kits $7.50 off till 11.30.13 55W DDM Kits AreMailOrder Only

Just installed a set on my son's vehicle - really are plug-n-play; and SO much brighter than the halogen bulbs!!
Features Description
DDM HID (Also known as Xenon) headlight conversion kits significantly improve your visibility


Our HID kits are made for any year, make, and model car, truck, SUV and ATV


3 Times brighter than your stock halogen bulbs and up to 40% brighter than your standard OEM/factory 35 Watt kit


Available in 35 Watt and 55 Watt kits


Digital ultra-thin ballasts at an unbeatable price


3,200- 3,400 Lumens at 35 Watt and an astonishing 5,000 Lumens at 55 Watt

HID wiring harness is recommended for all 55W kits and selected specific applications

All ballasts are AC Type


HID kits are backed by our DDM Tuning'sLIFETIME WARRANTY

*Note* - If you are ordering H7 bulbs, please make sure to order the H7 bulb spacers if your application requires it.CLICK HERE
(For a consolidated list of vehicles that *may* require additional accessories for our HID to function properly, please visit this section by clicking here.)
If you're anything like us at DDM Tuning, you're probably looking for that next thing to add to your vehicle to give it a different, but classy touch. That's one of the reasons you're looking at our HID kits! Our high quality HID kits are perfect for anyone that wants to make their ride look up to date, as well as improve night visibility. It's a great option for anyone car, truck or SUV that didn't come with the bright white / blue headlights from the factory. You've seen those bright headlights on any current style BMW, Lexus or Audi passing by, and you've always wanted them; you just can't justify the huge dealership pricing. This is why DDM Tuning set out to create a top-quality HID conversion kit at an extremely affordable price. This kit will make you stand out and turn heads.
DDM Tuning's HID kits are made with the highest quality material, unmatched craftsmanship and top quality assurance. Every HID kit has been put through extensive testing to ensure quality. Our High / Low HID kits come with a fused relay harness and controller that regulates the High / Low beam feature. With these HIDs your vehicle will look up to date, similar to that of current model BMWs, Lexus and Audi.
Best of all, our HID kits are three times brighter than your factory headlights, which will improve the safety of you and other motorists sharing the road. Not to mention, they look much better than the factory halogen head light bulb which projects a dull yellow hue. All DDM HID kits come with our Lifetime Warranty!

Tools & Automotive Deals
g: 0 Posted By: DaysFan
Views: 156 Replies: 0 linked

http://www.kmart.com/



Northwest Territory Fold-In-Half Table 6ft
Kmart Item# 089W005705241001 | Model# BT-06FJ

Reg Price: $69.99Savings: $30.00$39
Store Pickup FREE

Use This Fold In Half Table 6ft To Make The Most Of Your Storage Space And Optimize Your Party LayoutsThe Northwest Territory fold in half table 6ft lets you break your auditorium and party seating arrangements down quicker after everyone's done for the day. Because this versatile unit folds in half, it's easier to place and maneuver through tight spaces like doorways and storage closet openings. After it's fully unfolded youll still have maximum possible amount of space for party games, trade displays and food platters galore.Use the fold in half table 6ft to totally rearrange any boring space into a truly useful gathering location. In addition to being extremely compact, this table incorporates a lightweight surface and frame that allow a minimal number of people to move it around. The tabletop surfaces resist stains and liquid penetration, so you can wipe them clean easily.

The Northwest Territory fold in half table 6ft is easier to store in tight spaces.
You can set up a free-for-all kids' craft station on the stain-resistant surfaces without worrying about the mess
The durable steel frame is powder-coated, so you can leave this table outdoors
A solid resin top provides an ideal, flat surface for food service or getting work done
The brown frame and wheat tabletop jibe well with most other outdoor furniture
Folding action and super-light 24-pound weight ensure that a single person can get more done



Home & Garden Deals

Kmart.com Coupons
55 perc off Aiseesoft Oct. 31, 3013
Added on : Thursday October 31st 2013 09:00:05 AM
g: 0 Posted By: freedesk
Views: 146 Replies: 0 Just got this in mail today and took advantage of it. Sceptical of software that promises so much, yet not a fail. Both dvd to mp4 and their pdf to word worked extremely well. This my first offer of a code. I got it in an email, so hope okay to post it here - let me know immediately if this an issue. When I went to web they asked for code before asking my name, credit card, etc, so I will assume okay to pass it on to you. Here is copy of body of email received. By the way, no issue with using the code more than once as fully honored during checkout, tho it says only for TODAY. In case not obvious in email below: 55% off coupon code - AISEOTN- Valid for All products.

NOT SURE how to do a link, so you have to just go there for this.
------------------------------------------------------
Get biggest discount Ever (55% off) & win Amazon Voucher/Free App from Aiseesoft!

Aiseesoft
Today at 5:13 AM

To [my email]

Having trouble reading this email? View it on the web

You never know what might happen on Halloween. Wait until dark for some spooky surprises. The creatures of the night are waiting. But we won't keep you waiting. Join the Halloween party of Aiseesoft. Enjoy the groovy Halloween before night comes! We give you 55% discount coupon code which is valid for all Aiseesoft products! Share your Halloween photo with us on Facebook and win an Amazon gift card!
Aiseesoft Video Converter Ultimate Turn your Halloween videos into 3D movies by 3D conversion Add scary or romantic effect to DVD/video and make a scary film Enjoy these Halloween memories any time you like Price: $45.00 Buy with coupon: $20.25 Get Coupon
Follow us on Facebook and upload your Halloween dress, you get a chance of winning a $30 Amazon gift card or Aiseesoft Blu-ray Player for free!
If you have any question, please contact us: E-mail: support@aiseesoft.com
55% off coupon code - AISEOTN- Valid for All products







Software Deals
Balance added to Macy's credit card without knowledge.
Added on : Monday October 28th 2013 01:00:11 PM
g: 0 Posted By: salilsurendran
Views: 38 Replies: 1 I went to a Macy's store and I purchased some merchanise for about $18. I was told if I apply for the Macy's credit card that I would be given a discount and I wouldn't have to pay anything. However, unknown to me $15 was put on my credit card. I had no knowledge of this and I specifically asked questions about this credit car. Late fees accumulated to $66. I am extremely angry about this since the salesperson didn't tell me there was any balance on my credit card. I had my own credit card and in this case I would have put money on my card rather than the Macy's one.
Personal Finance Deals
g: 1 Posted By: remick
Views: 105 Replies: 1 http://www.amazon.com/dp/b00apdascm

The 101 series expands with an all-new, everything-you-need-to-know guide to making delicious soups and stews. This cookbook features 101 delicious, diverse, and accessible recipes, all of which have been thoroughly kitchen tested. Soups & Stews 101 also features a simple, contemporary-looking design that's as practical as it is elegant, with measures calculated using both traditional and metric quantities. Scattered throughout are beautiful full-color photographs that enhance the book's utility and visual appeal. These practical, hands-on kitchen resources also look great on the kitchen bookshelf--and because their durable flexi-binding is sewn, they are extremely easy to keep open and lay flat on your kitchen counter while you're cooking from their pages. Every home cook can appreciate how a lie-flat binding makes a cookbook much easier to use!

Soups & Stews 101 starts off with a detailed introduction that covers soup-and-stew basics and provides plenty of helpful how-tos, insider tips, and keys to best results. The idea is to provide everything a reader needs to know in order to make these recipes successfully. The 101 recipes included feature a breadth of different dishes drawn from a wide range of culinary traditions, all of them featuring clear, straightforward directions, and all of them delicious. The 101 series is perfect both for beginners and more experienced cooks looking to broaden their kitchen horizons.
Books Deals

Amazon Coupons
Ahnu Elkridge Mid Hikers 59.99 @ Cabelas
Added on : Tuesday October 22nd 2013 03:00:03 AM
g: 1 Posted By: Taddman822
Views: 201 Replies: 1
Regular Price:
$159.99
Sale Price:
$59.99

Coupon Code: 3TURKEY Free shipping no minimum Exclusions: must use Cabela's VISA
or Cabelas Gift Card (Thanks to Trickracen)

Ahnu Elkridge Mid Hikers




Numentum technology encourages natural foot biomechanics
Durable leather and nubuck uppers
Shock-dispersal plates prevent stone bruising in rough terrain


Designed to support hikes with up to a 40-lb. pack, but has a look and style great for the office. Numentum technology and nearly impervious EVA stability postings on medial and lateral sides provide neutral foot positions for improved balance. Durable leather and nubuck uppers sport eVent bootie linings for waterproof, breathable comfort. Extremely durable EVA midsoles boast optimal shock absorption. Integrated TPU shanks and arch supports provide torsional rigidity and midfoot support. Shock-dispersal plates in forefoot areas protect against stone bruising. Nonmarking, slip-resistant Outsoles have rock-biting grip and traction on varied surfaces. Imported.
Height: 5.5".
Average weight: 2.3 lbs./pair.
Men's sizes: 7-14 medium width. Half sizes to 12.
Color: Gunmetal.
Most sizes still available. Next best price found 79.83 at REI. Pretty good reviews at REI, Amazon and other sites.
http://www.cabelas.com/product/Ahnu-Elkridge-Mid-Hikers/1570361....
Shoes Deals

Cabela's Coupons
g: 1 Posted By: robby69
Views: 346 Replies: 2 http://www.bhphotovideo.com/bnh/controller/home?O=&sku=739339&is=REG&Q=&A=details
The Yamaha PDX-31BL Portable Player Dock (Black) plays your music from a variety of sources including your dockable iPod and iPhone. AUX-in for More Sound Choices

This is a 30-pin dock that will work with iPhone products up to the 4S.
It also includes an aux input for listening to other portable devices.
With dual bass-reflex speakers, the sound you here will be music to your ears.
iPod/iPhone playbackAUX-in (stereo mini jack)15W x 2 digital amplifier with extremely low noise and distortion.
High performance 3 1/4" full-range cone speakerBass reflex port for enhanced bass response.
Big, Beautiful Sound.
Electronics Deals

B&H Photo & Video Coupons
g: 0 Posted By: StueyG
Views: 264 Replies: 0 Great deal for these and highly rated.


Link to deal


Amazon Prices and reviews


DescriptionTramontina's cast-iron 6.5 Qt. round dutch oven provides superior heat retention which produces tender and flavorful meats, soups, stews, breads, cobblers and many other dishes.Specifications

The rich enameled finish offers elegant kitchen to table serving
Pre-chilling cookware in the refrigerator keeps foods such as fruit and pasta salads cool during serving
Perfect for baking or traditional slow simmering favorite recipes to perfection
The superior heat retention and distribution distributes heat slowly and evenly to tenderize meats, poultry and vegetables
The cookware's durable porcelain enameled finish is striking, easy to clean and long-lasting
The self-basting condensation ridges on the lid uniformly collect and direct vapors onto food, producing moist and savory dishes
The solid stainless steel knob is extremely durable and oven-safe
Compatible with the followowing cooktops: gas, electric, and induction
Oven-safe up to 450F / 232C
Hand-wash only

Appliance Deals

Sams Club Coupons
g: 0 Posted By: Ayla
Views: 139 Replies: 1 .

New Balance 1080 - Women's Running - $69.99 = $5.95 Shipping at Joes New Balance Outlet




http://www.joesnewbalanceoutlet.com/detail.asp?style=W1080SB2



Now: $69.99

Orig: $134.99



Dual-density Collar uses both a softer density foam against the foot for cushioning, and a firmer density foam for support
Lightweight, mesh-based upper with synthetic reinforcement provides increased breathability and speed
Reflective detailing enhances your visibility
Blown rubber outsole is extremely flexible, light, and helps provide cushioning
ACTEVA LITE premium lightweight midsole provides optimal resistance to compression set - 24% lighter than standard foam
Welded seams for no-sew material application


Shoes Deals

Joe's New Balance Outlet Coupons
What are the best short-term, very liquid "investments"
Added on : Friday October 18th 2013 05:00:06 AM
g: -1 Posted By: jjbear11
Views: 47 Replies: 3 I've tried searching on the forums, but couldn't find anything that fit the bill of my situation; so, I figured that I'd ask around to see what ideas are out there.

I'll be starting a new job as a contractor, which means that I'll be responsible for socking away my own funds for vacation, sick days, holidays, etc during the duration of the contract (contracting period could be up to 12 months, if not longer). I'm looking for a vehicle to make the best return on those funds, while also making the extremely liquid -- I'm talking about being able to have cash in hand within no more than 24 hours. I know that I can put it in savings via my credit union, but I'm hopingthere is a better alternative that that.

I'd consider myself to be a beginner when it comes to financial savvy, so any suggestions are welcome; thanks for reading!!
Investing Deals
g: 6 Posted By: cga
Views: 1284 Replies: 7 Pioneer SP-BS22-LR bookshelf speakers are on sale again, at both A.mazon and Best.Buy.

http://www.amazon.com/gp/product/B008NCD2LG/ref=ox_sc_imb_mini_d...
and
http://www.bestbuy.com/site/4-bookshelf-speakers-pair/5086955.p?...

All the reviews are extremely positive. Here's two:

http://www.stereophile.com/content/pioneer-sp-bs22-lr-loudspeake...
http://www.audiocircle.com/index.php?topic=113182.0

Several reviewers claim these sound better than some $1000 speakers. Anyone looking for a really cheap pair of bookshelf speakers should very seriously consider these.
Headphones & Speakers Deals

Amazon Coupons
Pioneer SP-BS22-LR speakers on sale for $89.99 at Best Buy and Amazon
Added on : Wednesday October 16th 2013 06:00:05 AM
g: 2 Posted By: cga
Views: 258 Replies: 1 Pioneer SP-BS22-LR bookshelf speakers are on sale again, at both A.mazon and Best.Buy.

http://www.amazon.com/gp/product/B008NCD2LG/ref=ox_sc_imb_mini_d...
and
http://www.bestbuy.com/site/4-bookshelf-speakers-pair/5086955.p?...

All the reviews are extremely positive. Here's two:

http://www.stereophile.com/content/pioneer-sp-bs22-lr-loudspeake...
http://www.audiocircle.com/index.php?topic=113182.0

Several reviewers claim these sound better than some $1000 speakers. Anyone looking for a really cheap pair of bookshelf speakers should very seriously consider these.
Headphones & Speakers Deals

Amazon Coupons
g: 0 Posted By: CowbellMaster
Views: 1 Replies: 0 First, a rant - I know several friends/family that subscribe to the theory of government savings plans through high withholdings. When filling out their federal and state payroll withholding forms, it's "0" all the way, so their paychecks are ravaged but come April they get this "awesome huge refund." No matter how much I try to explain that this is a 0% loan they're giving to their government, they love getting their annual 'bonus'. When my state had a funding issue and delayed refunds until the budget was straightened out, I tried to explain that not only were they get no interest on their 'investment' but as was just demonstrated, there is risk associated with these entities holding their money for them. Still no dice.

So anyways, at least I do what I can to minimize withholdings to the absolute minimum. I do this by roughly calculating my taxable income throughout the year, taking into account large deductions like property, school and state taxes, tax advantaged account contributions (401k, traditional ira, HSA), and various large credits. My primary goals are two-fold:

1) Make sure I pay as close to 90% of my expected tax liability via paycheck withholding (or 100% of last year's liability, if that is lower). I don't mind paying on 4/15, as long as it's not penalized, as that way it's a 0% loan to ME, from the government.
2) Try to adjust my taxable income to slide in under a relatively higher bracket. For me, I try to avoid the 25% bracket, meaning my taxable income for this year should optimally be under $72,500.

Every year around this time I try to gauge my trajectory and make adjustments as necessary. This time around, my taxable income is well into the $80k's (some slight early-year miscalculations on my part) so I've maxed out our HSA 401K contributions to get that level back down. I also miscalculated some credits I thought we were privy to, so I've added an additional few hundred dollars in withholding per paycheck to get me caught up. Luckily, I have enough emergency fund dry powder to get me through the next couple months which will feature extremely anemic paychecks. As every dollar I earn over $72,500 is culled by 25%, I believe it's a worthwhile exercise, even if it comes with some temporary discomfort.

I would like to hear other FWF strategies to zero in on financially optimal withholding? What do you do when unexpected or unaccounted-for income comes in, to keep you on track for that sweet spot of 90% of liability? I'm thinking of setting up a spreadsheet, with expected income to the dollar, and adjust it, and our withholdings, as necessary throughout the year. The goal is to prevent scrambling for major course adjustments at the end of the year.













housewaredeals: $10 Farberware 4 Piece Steak Knife Set ($4.95 s/h)
Added on : Wednesday October 09th 2013 03:00:09 AM
g: 0 Posted By: VivYip
Views: 190 Replies: 0 credit bradsdeals

housewaredeals has this set for $10 with $4.95 shipping

Farberware 4 Piece Steak Knife Set
This Farberware 4 Piece Steak Knife Set will be the perfect complement to your dinnerware set. The sleek design of this set will add style and elegance to any table setting. Features stainless steel blades that will hold an extremely sharp fine edge and easily cuts through steaks and thick chops. The high carbon stainless steel handles are perfectly weighted for optimum balance, control and performance. Set of 4 knives, each 4-1/2 inches long. Hand wash recommended.
The knives are stainless steel and measure 4.5" long.

Hope this might help someone. Thank you for reading
Home & Garden Deals

Housewares Deals Coupons
g: 0 Posted By: VivYip
Views: 128 Replies: 0 credit dealnews

Acoustic Sound Design offers this system for $2095 after coupon code g28hts with free shipping

Klipsch Gallery G-28 5.1 Home Theater Sys-Klipsch SW-310 SUB and Harman AVR 2700
UPC - 639713687569

Included in the System

3 Each Klipsch Gallery G-28
2 Each Klipsch Gallery G-16
1 Each Klipsch SW-310 Powered Subwoofer
1 Each Harman Kardon AVR 2700 7.1 AV Receiver
Your favorite blockbuster flicks and esteemed artists deserve more, and the Klipsch Gallery G-28 LCRS speaker is here to give them just that. Best of all, it meets the needs of your favorite soundtracks when utilized as a left, right, center or surround speaker.

Cross-over home audio solution
Accurate, non-fatiguing sound provides hours of listening pleasure
Employs horn-loaded technology in an extremely thin speaker
Dynamic 1" tweeter, dual 3.5" high-output woofers, four 3.5" passive radiators
Dimensions: 28.5" H x 6" W x 2.4" D
Sleek, minimalist cabinets
Available in high-gloss black
The surround speaker system comes with three Klipsch Gallery G-28 flat panel speakers and two Klipsch Gallery G-16 flat panel speakers. The receiver features 100 watts per channel into seven channels, Dolby TrueHD and DTS-HD Master Audio sound decoding, front-panel USB, Airplay support, 4K pass-through and upscaling, and eight HDMI 1.4a inputs.

Thank you for reading
Home & Garden Deals
Advice needed on how to invest my money
Added on : Tuesday October 08th 2013 09:00:06 AM
g: 0 Posted By: aexchange
Views: 131 Replies: 2 As a long time lurker, I'm turning to this community in looking for advice on how I should invest funds. I expect to have by March of next year somewhere in the neighborhood of $130-$150K in savings from a combination of proceeds from a house sale and continued savings on my current nest egg. I need some general guidance on how much I should leave untouched in savings for an emergency fund and what specific avenues I should use with the primary goals of creating modest returns, keeping said funds liquid, and minimizing my overall risk.

I'm well aware that I have significantly more funds than are needed for a 6 month emergency fund which is why I turn to this group for advice. As for background, I'm married with 1 kid, am the sole source of income, and make approximately $180K a year and max out my 401k. We have no debt aside from an expected house PITI payment of around $2700 a month and a car note through PenFed at $620 a month. My job is relatively stable, but that said, given the fact that I am the only source of income and my wife is a stay at home mom, my tolerance for risk is extremely low.

Thoughts?

Investing Deals
g: 0 Posted By: fullofkarma
Views: 85 Replies: 0 Maxboost Pulse 10,000mAh Universal Battery Pack Glossy Black 70% Off for $29.99 + free shipping

http://www.maxboostpower.com/product-category/pulse-battery-pack/

coupon code: MBPULSE

Deal Valid through 10/13/2013

Featuring a digital display window with accurate power capacity indicator (measures within 1%), dual charging ports for charging multiple products, and a built in flashlight, the Pulse is the most advanced portable battery ever. Made to power, the Pulse is equipped with a heart-pounding 10000mAh battery capacity which can re-charge even the most energy-demanding devices.

The world first power pack with digital display window that is capable to exhibit power level within 1% and monitor the input and output charging state.
Extremely powerful 10,000mAh battery that can charge almost any portable electronic devices up to 5 times including, iPhone 5, 5S / 4/4S , Samsung Galaxy Series, iPad, iPad Mini, and almost all tablets, cameras, and MP3s.
Dual-port charging capability allows for two electronics devices to be charged at the same time using a 2.1A and /or 1.0A port.
Batteries & Chargers Deals
g: 0 Posted By: uslacker99
Views: 166 Replies: 0 =13.0pt50% off Kyocera Ceramics=13.0ptKYO50 gets you 50% off of purchases from Kyocera Ceramics:http://kyoceraadvancedceramics.com/=13pt=13ptThese are the best knives I've ever used. I love them as they are extremely sharp and don't oxidize your food. Apples don't turn brown, even after a couple of hours. Because of this, food seems to taste fresher and they're probably better for you too.

=13ptStandard shipping also isfree when the orders are over $100. I bought a couple of knife sets as gifts for others and 1 single knife.This is a fantastic deal and I haven't seen anyone come close to this yet. The last time I bought these knives were onwoot.
Home & Garden Deals
g: 0 Posted By: bru20
Views: 226 Replies: 3 Same seller as the 16GB HD+ for $119. Don't see alot of 32GB deals so I thought I'd post. As reference the new price is $179. It is part of the eBay Giving Works project meaning proceeds go to charity.

No tax can make this $54 or more less than new. Not extremely hot but not bad IMO.

Refurb 32GB HD+

http://www.fullofdeals.com/forums/hot-deals/1300140/
Android Tablets Deals
g: 0 Posted By: scatti
Views: 180 Replies: 0 Every Day Carry Heavy Duty XL Mountaineer Hiking Day Pack Backpack (Multi-Color)
$27.95
FREE Standard Shipping (5-7 business days)
Limited time offer, ends 10/5 By Altatac

Don't forget CashBack

The ultimate outdoor backpack! Lightweight and lots of space to carry anything you want. This backpack is excellent for those last minute trips. Our backpack is extremely durable and will not wear or tear easily. This is of high quality and is sure to give you years of reliable service. This backpack provides a great way to store your needed items in a secure and convenient location. This backpack is great stuff on vacations, to sporting events, picnics, perfect for travel, sports, gym, overnight, airlines, camping, mountaineering etc.

The shoulder straps are padded and fully adjustable. This quality backpack is made of durable nylon. It is lightweight and full of features. Use it also for school, work, shopping, or travel.

Overall Dimensions: 24" X 18" X 8"
Adjustable Shoulder Straps For Even Balance
Extra Padded Shoulder Straps For Maximum Comfort
Lower Back Air Mesh Padding For Maximum Comfort
Adjustable Chest Buckle Strap For Extra Stability
Extra Padded Comfortable & Easily Adjustable Waist Belt
Roomy Zipper Pockets On Both Sides
600 D Polyester


Luggage Deals

Newegg Coupons
50 Ovulation LH Test Strips: $6.38 Shipped (12.8/test) eBay Seller
Added on : Sunday September 29th 2013 01:00:05 AM
g: 0 Posted By: tsipple
Views: 152 Replies: 0 There's an eBay seller with a good reputation that's offering LH (luteinizing hormone) ovulation test strips for less than 12.8 each if you order 50 (1 lot), including shipping. These test strips are for detecting LH which can be a useful indicator to help determine ovulation timing and thus the best chance to conceive a baby. I haven't found the same quantity elsewhere for less than $10 via mail order, and in stores you have to pay $25 or more for this quantity. Bear in mind that they're shipped from Hong Kong, so it'll take at least a couple weeks to get them.

When you buy these test strips at the local drug store, WalMart, Target, etc. you'll see lots of them made in China, so there's nothing unusual about that. They're extremely overpriced at retail stores.

The same seller offers inexpensivehome pregnancy test strips, and you can add some of those to your eBay cart for a combined order, though of course that'll cost a bit more.
Health Deals
Toshiba 16-inch Extreme Backpack @ Buydig - $24.00
Added on : Wednesday September 25th 2013 03:00:02 PM
g: 0 Posted By: Virgil27
Views: 0 Replies: 0 Toshiba 16-inch Extreme Backpack @ Buydig - $24.00
compare at $43.99
Free Shipping!Need a backpack to protect your laptop for harm? Check out this Toshiba 16'' Extreme Backpack for an extremely cost-effective for $19 off with Cash Back and Free Shipping. (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Luggage Deals

Buydig Coupons
Help evaluating multiple offers
Added on : Monday September 09th 2013 10:00:05 AM
g: 0 Posted By: RastaPasta
Views: 189 Replies: 5 Hi FW-

Usually I can get some good feedback from this forum so I wanted to present a few work scenarios I am contemplating right now. Ive been working in accounting/finance for approx. the last 10 years. Most of the work is specialized within one particular industry (entertainment). Im not a CPA, but I also do a little bookkeeping on the side for various people both in my industry and in others. One of my clients is interested in basically having me go full time. His business is more engineering oriented. So here are my options:

Current employer: $70K annual salary, decent health benefits, I contribute about $1200/yr towards cheapest HMO. They have a 401k with 6% match but I dont contribute, Im 32 and plan to work until I drop dead or become disabled. I get 10 days PTO, 1 personal day, and we get XMAS through new years off (which is industry standard although this place seems to have a big debate about it every year). We also get some other days off like a few Fridays during the summer. The work environment is pretty relaxed (no overtime, cool bosses in my dept) and I am good at my job and I am also the only person who does this job. I dont see a lot of room for growth though, as it is a very top heavy organization, although my boss recently said the CFO wants me to take on some new projects from another dept. In the past (at other employers) this usually means hey, here is a bunch of extra work because you are good at it and I hope you are happy with your current salary. I did get a $3k bonus last year, but we were recently purchased by a PE firm and they laid off a bunch of people so I think that is up in the air now. So I am approaching my 2 year anniversary here and still at the same base salary I was hired at. This is a $100M company. My commute is OK by standards in this city, at around 45-50 mins each way (in heavy traffic) although I am getting really tired of it lately.

New Opportunity:Small business, gross revenue around $1M. Ive known the owner for around 10 years and consider him a friend. Also some of my closest friends work for him for quite a while now. I also would have the opportunity to delve into the engineering side of his business and learn some new skills. Particularly if I took the initiative to learn some of the software packages they work with. The commute is 10 minutes. He mentioned Id probably get around 3 weeks PTO but I know he has no formal vacation policy and as long as business needs can support it, he gives time off liberally. He also makes a concerted effort to keep employees happy with lunches, etc and I have seen him give out some nice bonuses too at the end of the year. Because of the nature of the business, I think OT is required when they are very busy or get a job that falls in off hours. I would do more than just the books, and would probably assume an overall business administration / operations role, doing whatever needs to be done on that end and also possibly even helping out with some of their jobs when they get slammed. My main concern is that if the economy goes south and his business suffers, he may find it not possible to retain me, since my compensation is fairly high compared to others there. I know in 2008 they had some hard times and he kept everyone on, but asked that they take pay cuts until business picked back up. At the end of the year things were much better and he gave out good bonuses to compensate. Anyway I have these two options:

Salaried: $72K ($6k/mo), PPO health plan I am sure I would have to contribute maybe around $100/mo for.
Contractor: $78K ($6500/mo), no benefits.

Im pretty sure I am going to go over to the new place for the obvious reasons (more cash, better commute, less bureaucracy). I still like entertainment but it has lost its luster after 10 years and I feel like I am trapped in this niche and need some new skills. I am also leaning towards the contract position. I could use the extra cash flow to better manage some of my debt and expenses, write off business expenses including a small portion of my extremely high rent, and also attempt to pursue some more business management contract opportunities with other contacts I made over my 10 years in entertainment. Of course the downside is no health insurance in case ish hits the fan, no unemployment if I get laid off or other protections afforded salaried employees, and most of all double FICA. So what would you choose in my situation? Mostly interested to hear salary versus contract but I gave info on my current employer for those few who say dont do it. If you say that please tell me why. I usually talk these over with my dad since he has years of experience with both but my mom is in the hospital and I just dont want to go there since I can tell he is stressed enough.

Thanks - RP
Personal Finance Deals
Vacation and Luxury Spending - First World Problems
Added on : Friday September 06th 2013 12:00:07 PM
g: 0 Posted By: Horseymen
Views: 235 Replies: 3 Fatwallet Friends,

I have spent a lot of time thinking about this over the last few weeks - and I have even done quite a bit of research on this. I know there is no right answer to the questions I will pose, but perhaps hearing different people's philosophies toward it can be helpful.

There was a thread similar to this on a Disney Board with good datapoints, but I find these people are different than Fatwalleters:

http://www.disboards.com/showthread.php?t=2661952&page=1

The question is in essence - how much will you allow yourself to spend on luxury items like vacations? What rules would you apply in different scenarios?

I grew up extremely poor - our household income growing up was probably 15,000 as a family, so the idea of spending $15,000 dollars for ONE vacation is a bit nauseating to me. I have been collecting miles - and have over nearly a million miles - but if dates don't line up and things to that end - you gotta pay for airfare and things to that end. But, one thing I've learned from reading many threads is that the one thing that people will spend money on are experiences. I try to budget miles like cash, so I don't want to spend miles if I'm only going to get a penny a point value - I try to save the miles for the saver flights.

My personal situation - we are debt free other than the mortgage. As my primary job is a college professor, I have 4 months a year to basically travel. (3 months in summer, 1 month in December/January - and Spring Break). As a family (wife, me, 2 kids), we value traveling and enjoy it. I don't have any other hobbies, and really don't spend much on anything else.

We love traveling but have been doing it super cheap. We have used timeshare deals, last minute traveling and driving instead of flying to score some killer deals on travel. This past summer, we spent 7 straight weeks on "vacation" - at Marriott's, Disney resorts using RCI points, Starwood hotels while driving - and probably only spent about $7000 dollars (entertainment, hotel cost, gas cost, car rental) for 7 weeks - I ignore food in that budget because at most timeshares, we shopped and ate at the condo and we were going to eat anyway. To me, I can wrap my head around that because there's value - just about everything was a good deal (had a friend get us in Disney on a military pass, scored great deal on the minivan, used 5% cards for gas, used points when we stayed in hotels, etc..). I'm thinking a 7 week trip to Europe next summer could run as high as 20-25k.

We are now to the point where we have been to 49 of the 50 states. We've done Disney. We've done oceans and beaches. It's time for international travel. It's time for Hawaii. It's time for that world. Even though we have the money, I can't wrap myself around $4,000 dollar flights for 4 people (just in Coach!) - or multi-thousand dollar cruises. I know many of you would then say "Use miles!" - but generally speaking, as a teacher, most of my travel availability is when everyone else is traveling, so good luck finding a trip to hawaii one can use on miles from December 13th to 21st, for instance.

It would be helpful to know some of the rules that middle class to upper middle class people use - and maybe you don't value travel - but might have a hobby that is expensive similarly that you do value. We make around 150-175k a year - and generally after retirement and bills/utilities have anywhere between 2k and 4k left over in a month. We recently (in the last couple of months) just became debt free. We could easily have a $25,000 dollar a year travel budget putting aside $2000 a month - but is this ridiculous? Should one wait until literally every bill (including the mortgage) is paid off before starting to do that level of travel/luxury spending? Would you require a certain level in 401k's before doing this? What rules have you applied to the financing of things you value? If you're a deal hunter like me - will you forego a trip because there's no deal available? Or do it because it's what you want to do?

Like I said, I know there are no "right" answers to this, but hearing how others handle this could be helpful in developing my own philosophy - since this wasn't something I necessarily had growing up or even have friends who role model this type of behavior. I know many of you are very financially fortunate and well off and may have had a chance to develop philosophies on this.

I don't want to be the one at 60 who says "I wish I would have seen the Great Wall of China.." - but I don't want to be stupid and extravagant, either..
Personal Finance Deals
g: 0 Posted By: fivetalents
Views: 116 Replies: 0 AmazonBasics significantly dropped the prices on their bulk AA and AAA batteries a few months back but it doesn't seem to have been posted here.

AA NiMH Precharged Rechargeable Batteries (16 Pack, 2000 mAh) $25.35 & FREE Shipping ($1.58/battery)

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Batteries & Chargers Deals

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Home Improvement Gift Cards $20 off $150 through 9/3/13 at HEB B&M
Added on : Sunday September 01st 2013 10:00:09 AM
g: 1 Posted By: tedteddy
Views: 202 Replies: 2 I was at HEB today and I see they have a coupon to discount gift cards again. This time it only applies to the Home Improvement card that you can use at Lowe's, Home Depot, Ace, etc.and the discount is $20 off $150 (or $5 off $50).

These cards are extremely flexible as you aren't locked in to one store.
Tools Deals
g: 0 Posted By: tedhawkins
Views: 50 Replies: 0 Guns - Nickel Boron Complete Carrier (MSRP $117.00) $79 + $8 Flat shipping

http://www.gearhog.com/

Deal Overview
Our EXO NiB Complete Carrier with staked gas key. This carrier will give you thousands of rounds of continuous use without the hassle of continuous cleaning due to its natural lubricious properties.

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Legal Notes:
Any purchases and purchasers of this offer agree and declare that they do legally own a registered M-16 and/or a registered Short Barreled Rifle and these components are replacement parts for them. I understand that all NFA rules apply and I will abide by the rules of the BATFE. I am aware of all the legal ramifications that accompany installing these components in or on an AR-15 Lower. I hold Gearhog harmless for any legal issues that may arise due to my purchasing and utilizing these components. I certify that I will not break any federal, state, or local laws by acquiring and/or using these components in my legally registered firearms. Any and all questions, comments, or inquiries concerning legality of usage or ownership should be directed to the BATFE http://www.atf.gov/firearms/industry/
g: 1 Posted By: GreenTrash
Views: 183 Replies: 1 Instantly add 3 TB of storage space to your computer

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FCNR Fixed Deposit Accounts for Non Resident Indians
Added on : Thursday August 22nd 2013 08:00:08 PM
g: 0 Posted By: dees
Views: 98 Replies: 0 With the recent upward revision in Fixed Deposit Rates for NRIs, one can get extremely high interest rates from Indian Banks. I understand these are not FDIC insured products and are governed by Reserver Bank of India Rules. Example of rates I found at IDBI Bank (A Govt. of India owned bank)

http://www.idbi.com/nri-interest-rates.asp

The 5 year USD rate of 5.56% . turns out to a compounded return of 6.30% as compouding is done semi-annually.


Foreign Currency Non Resident - FCNR (B) Deposit rates (% p.a.) Effective August 20,2013 & (August 1 , 2013)
Maturity Slab USD GBP EUR AUD CAD JPY SGD HKD CHF 1 Year - less than 2 Years 2.67 2.86 2.47 4.48 3.37 2.41 2.48 2.51 2.24 2 Years - less than 3 Years 2.48 2.71 2.56 4.65 3.55 2.28 2.71 2.65 2.20 3yrs to less than 4yrs 4.78
(3.78) 4.87
(3.87) 4.74
(3.74) 6.89
(5.89) 5.78
(4.78) 4.32
(3.32) 5.00
(4.00) 4.93
(3.93) 4.34
(3.34) 4yrs to less than 5yrs 5.17
(4.17) 5.11
(4.11) 4.96
(3.96) 7.19
(6.19) 6.03
(5.03) 4.38
(3.38) 5.41
(4.41) 5.31
(4.31) 4.52
(3.52) 5yrs only 5.56
(4.56) 5.41
(4.41) 5.20
(4.20) 7.42
(6.42) 6.26
(5.26) 4.46
(3.46) 5.80
(4.80) 5.70
(4.70) 4.73
(3.73)
I have looked at many other comparable banks and it seems that amongst the government owned banks - Bank of India, IDBI and Bank of Baroda do not charge any penalty for pre-mature withdrawal after 1 year. This can be useful in the current environment so that one can cancel the existing Fixed Deposit and rebook a new one at the higher rate. However, it appears that none of these banks make opening and operating the account an easy process. The require forms to be filled out - attested by notary and then mailed to India. Further, instructions need to be sent in hard-copy to the branch in India.

I am curious as to which bank offers the best customer service after account opening and also makes the account opening process simpler. I understand private banks like ICICI, HDFC offer better customer service but they generally have lower interest rates and higher fees.




Discussion Deals
g: 0 Posted By: tedhawkins
Views: 149 Replies: 0 LUCID HD7 Red Dot Sight, Gen II w/ Gen III Turrets, REFURBISHED (HD7-ROD) $139 FS

http://www.gearhog.com/

Deal Overview
This is a refurbished product from LUCID. We assure that this GEN II refurbished sight is in good working condition and covered by 120 Day manufacturer's warranty.

The LUCID HD7 Red Dot Sight Gen II, REFURBUSHED (HD7-ROD) is a quality optic that is gaining favor with many law enforcement and recreational shooters alike. Made extremely durable, reliable and packed full of well thought out user friendly features, the HD7 is always on target.

This red dot sight has a cast aluminum frame that is fully rubber armored, waterproof, shockproof tested to .458 SOCOM, and fogproof made for extreme durability. 1/2 MOA windage and elevation adjustments on external turrets have positive adjustments with a solid audible click.

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* Gen II REFURBISHED w/ Gen III Turrets
* Built-In Picatinny Mount
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* Requires one AAA battery (not included)
* 1/2 MOA windage and elevation adjustments

* Adj. Click Value 1/2 MOA
* Power Supply 1 x AAA (not included)
* Battery Lifetime Aprox. 1000 hours
* Reticle Brightness Modes Manual, Auto-Brightness
* Waterproof / Fogproof / Shockproof Yes
* Weight, oz 13.0
Guns & Ammo Deals
g: 0 Posted By: chuckiii3
Views: 7 Replies: 0 Lowe's.com and many Lowe's stores have the Blue Hawk 40-Piece 2.5-Amp Oscillating Tool/Rotary Tool Kit for $59.40 (40% off - Regularly $99.00) through 10/5/2013.The kit includes:* 2.5-amp Variable-Speed Oscillating Tool
* 2.3-amp Variable-Speed Rotary Tool
* 38-Piece Accessory Kit for BOTH tools
* Hard Plastic Case
* Excellent Reviews (4.4 of 5 Stars)I purchased one last week and was extremely satisfied with the quality and heft of these tools. A great bargain!LINK
g: 0 Posted By: lovelybones
Views: 70 Replies: 0 Linky Product Information
Sporting extremely easy-to-use controls, the Nikon D3200 DSLR camera that comes with AF-S DX 18-55 mm lens is ideal for capturing vast landscapes and crowds. With 24.2 MP DX-format CMOS sensor, this DSLR camera lets you shoot clear, beautiful images in Full HD. The D-Lighting function in this Nikon 24.2 MP camera allows you to alter the brightness of captured photographs whenever necessary. With a built-in flash, this Nikon 24.2 MP camera brightens your photos even in low-light conditions. Thanks to the 3-inch display on this Nikon 24.2 MP camera, you can easily view photos, read menu, and compose shots. What's more, the built-in Wi-Fi capabilities of the Nikon D3200 let you directly upload your photos and videos on Facebook and Twitter
SLR & dSLR Deals
Tips for new married couple setting a budget?
Added on : Thursday August 15th 2013 06:00:10 PM
g: 0 Posted By: dougan778
Views: 60 Replies: 2 I am going to be getting married soon and I want to start using a budget with my wife and I. I have always been extremely frugal and have never seen the need for a budget, because I only really spend money on essential things anyway. My fiance is not irresponsible, but also not insanely frugal, so we do have two different perspectives. I figure setting and using a budget would be very helpful-- otherwise, I think that I'll find myself being the bad guy on a daily basis. If we can take care of the compromising and discourse up front while creating a budget, then the day-to-day matters won't be so stressful. I've heard a lot of discussion on here about how to manage money with a spouse, so I'm wondering if anybody had any tips on setting up a budget like this?We both work and pull in about $110k annually together.
g: 1 Posted By: remick
Views: 869 Replies: 4 http://www.androidpolice.com/2013/08/14/free-money-we-have-5000-...Haven't heard of Venmo? Here's the skinny: it's a quick, easy, and efficient way to instantly send money to friends. Kind of like Paypal, but without the Paypal-ness of it all it's all just very simple and straightforward.
The fees are also extremely reasonable: transferring money from your Venmo balance is free, as are payments funded by U.S. bank accounts and most debit cards. Only credit card transfers are subject to the standard 3% convenience fee. And if you're worried about your data being safe and secure, don't be Venmo only transfers data over a 256-bit SSL, which is certified by VeriSign; to add to the level of protection, you can also disable your device from your Venmo account (in case it's lost or stolen).
For the next week, the first 5000 users who sign up for Venmo with this link will score $7 in their account in celebration of the new Nexus 7. Unfortunately, this incentive isn't available for existing Venmo users. Sadface.
Since Venmo is a US-only service, this promotion is onl
Memberships & Services Deals
Free $7 from Venmo with sign-up - 1st 5,000 YMMV
Added on : Wednesday August 14th 2013 06:00:06 PM
g: 0 Posted By: remick
Views: 81 Replies: 2 http://www.androidpolice.com/2013/08/14/free-money-we-have-5000-...Haven't heard of Venmo? Here's the skinny: it's a quick, easy, and efficient way to instantly send money to friends. Kind of like Paypal, but without the Paypal-ness of it all it's all just very simple and straightforward.
The fees are also extremely reasonable: transferring money from your Venmo balance is free, as are payments funded by U.S. bank accounts and most debit cards. Only credit card transfers are subject to the standard 3% convenience fee. And if you're worried about your data being safe and secure, don't be Venmo only transfers data over a 256-bit SSL, which is certified by VeriSign; to add to the level of protection, you can also disable your device from your Venmo account (in case it's lost or stolen).
For the next week, the first 5000 users who sign up for Venmo with this link will score $7 in their account in celebration of the new Nexus 7. Unfortunately, this incentive isn't available for existing Venmo users. Sadface.
Since Venmo is a US-only service, this promotion is onl
Memberships & Services Deals
g: 8 Posted By: archena
Views: 4330 Replies: 4 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.THE MIRACULOUS RESULTS OF EXTREMELY HIGH DOSES OF THE SUNSHINE HORMONE VITAMIN D3 MY EXPERIMENT WITH HUGE DOSES OF D3 FROM 25,000 to 50,000 to 100,000 IU A Day OVER A 1 YEAR PERIOD [Kindle Edition] - $3.99Jeff T Bowles (Author) http://www.amazon.com/dp/B005FCKN2SPublication Date: July 22, 2013196 Reviews - ★★★★.5#1 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Physician & Patient > Healing#4 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Alternative & Holistic THIS IS THE LAST TIME THIS BOOK WILL EVER BE GIVEN AWAY FREE!PLEASE TELL ALL YOUR FRIENDS AND EMAIL CONTACTEES TO NOT MISS THIS OPPORTUNITY-THEY WILL THANK YOU FOR IT.Book description:
144+ Pages of Fact-Packed Science Based Information-But FUN to read-
Upon realizing that taking 4,000 IU of Vitamin D3 a day was not enough for me, I decided to embark on a "dangerous" experiment that directly contradicted everything MD's had told me for years: DON'T TAKE TOO MUCH VITAMIN D IT IS DANGEROUS!I started taking 20,000 IU a day-50X times the recommended dose of 400 IU a day.
After about 4 months upped the dose to 50,000 IU a day or 150X the old recommended safe dose I then boosted it to 100,000 IU a day or 300 x TIMES the old maximum safe dose!What happened over these last 10 months? Did I die? get sick? No! Just the opposite!!High dose Vitamin D3 therapy over the last year-CURED ALL MY CHRONIC CONDITIONS-SOME THAT I'D HAD FOR 20+ YEARS!1. A painful snapping hip syndrome which I had been suffering from for 23 years and no Dr could help me-It is now 100% gone. No pain and NO SNAPPING!!
2. Yellow fungus infected toenails (under the nail)- I tried everything over 20 years and nothing worked-10 months of high dose Vitamin D3 and they are clear as a bell! 100% cured.
3. A knobby bone spur on my elbow that made me look like Popeye the sailor man-It has now 100% dissolved and my elbow is back to the way it used to be 20 years ago.
4. Painful , clicking, popping, stiff Arthritic shoulders that prevented me from even throwing a ball from home plate past the infield. A condition Ive had for 15 years. Gone. No more popping snapping or clicking and I can throw the ball twice as far .
5. A ganglion cyst that persisted on my wrist for over 5 years has shrunk from the size of half a golf ball to the size of a pea and now it is rock hard ,painless, and shrinking.
6. A small subcutaneous cyst on my face that had not gone away for 20 years now gone!
7. AND-Without even trying my weight has dropped by 25 pounds from 204 to 179.
This book tells you detailed results of my experiment, dangers to avoid, and also discusses a simple and elegant new theory that suggests how High Dose Vitamin D3 therapy Should help PREVENT OR CURE all the epidemics of disease and health issues that have been plaguing us since the 1980s when Doctors started warning us to stay out of the sun and always use sunscreen. This has created the huge epidemics we see today of Obesity, Autism, Asthma, and many others!The theory is simple-Vitamin D3 is a hormone that your skin makes when you sit in the sun, it is not a vitamin it was just mislabeled when it was discovered. When your Vitamin D3 levels are low, your body gets you to prepare for winter by overeating, slowing you down to conserve energy, and even making you depressed to keep you housebound. Interestingly it is this same drop in Vitamin D3 levels that signals a bear to start hibernating!If your body expects famine-like conditions caused by winter to be likely- it will conserve your critical resources for the future. This leads to what I call the Incomplete Repair Syndrome which in turn causes most of the diseases humans face other than spontaneous gene mutations that cause syndromes and diseases caused exclusively by aging. High D3 can be used to prevent or treat a huge number of diseases MS, asthma, 17 kinds of cancer, lupus, arthritis, heart disease, obesity, depression, Parkinsons+many more...This IS the better mousetrap! Most MD's get just a basic 4 years in Med School, then work to earn not learn. I've researched diseases and aging for 20+ years, with a 10 year stint where I spent 12 hrs/day everyday in the Northwestern Med School's library just reviewing clinical and scientific studies! .I've had 3 major papers published; the publishing journal has 5 Nobel Prizes between the editors. And described my papers as extremely exciting and of major importance
Totally Free Deals
Leaving Employer & 401k Loan Penalty Questions
Added on : Tuesday August 13th 2013 09:00:12 AM
g: 0 Posted By: Winded
Views: 239 Replies: 10 This is my first question in the finance forum but being I am definitely not educated in this area and know there are some great finance guru's here I figured i'd ask this here. Long story short, I have been with the same employer for 7 years and (for many reasons) have decided to leave this employer. I landed a job with a new employer where I will start in two weeks. The new employer offers a 403B option with matching (immediate) while my current employer has offered a 401k plan w/ matching since I've been with them and which I've been a part of. Last year I purchased a house but didn't have enough down payment saved so I had no other option but to tap into my 401k plan where I withdrew 9k. I've been paying this money back with each paycheck and paid down roughly 2k over the last year. I still owe about 7k. As mentioned, i'm leaving my current employer and the HR director stated there are 3 options.1) To pay back the loan in full with my own money (which I don't have) within 90 days.
2) To fill out a 1099 at the end of the year and have this remaining loan amount of ~7k taxed as income
3) To have John Hancock deduct the 7k from my 401k balanceOption 1 isn't an option as I don't have the money. Option 2 would be a possibility and option 3 (if i'm understanding correctly) would seem to be completely idiotic. I understand it was a loan I took but it was a loan from money I had already earned in my 401k. Money is extremely tight right now so of the 3 options I was given option 2 is the only one that would work for me. I guess my question is whether i'd have ANY other options that weren't mentioned to me which would be more beneficial for me? Thanks in advance for any suggestions/advice/help. Thank you.
Personal Finance Deals
g: 1 Posted By: ghostofdavid
Views: 21 Replies: 0 http://www.aimsurplus.com/product.aspx?item=MTSMAGSIN00BT00PINK10 or more, they are 8.95 a mag and you get free shipping.Less than 10 mags purchased, they are $9.95 and shipping is charged.If you aren't man enough to use pink followers, then you aren't man enough to shoot an AR15.MORE INFORMATION:
These magazines have been involved in a lengthy research and development phase, in which time they have come under severe punishment and testing. They have survived not only loading and feeding evaluations, but also destructive product testing, such as being shot with shotguns, high powered rifles, crushed by vehicles, frozen and baked in extreme temperature ranges. All magazines then functioned flawlessly after the for-mentioned torture tests, and the visual results can been seen on the Troy YouTube video channel.Stephen Troy, Troy Industries President and CEO, declared that the magazines will offer the end-user the most durable and comprehensive magazine on the market today."We are extremely excited to be releasing these Battlemags to the World Market, stated Mr. Troy. As with all Troy products, we will not and do not release any product until it meets all of our stringent requirements. After a thorough schedule of internal and external contract testing, we are certain that these magazines will meet and exceed every shooters requirements. The CBIR Battlemag is currently offered in a 30 round 5.56mm/.223 version. Every magazine includes a flush and tabbed shock absorbing bottom floor plate. Battlemagswork flawlessly with all M4, M16, AR15, HK416, and FN SCAR rifles and carbines. With patent pending features such as proprietary engineered resin, reinforced feed lips, anti-tilt follower, and an aggressive fish scale gripping pattern, these magazines will undoubtedly become the choice of the most discriminating shooters.
Guns & Ammo Deals
ON SALE: Forzieri - Dramatic Black Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:13 AM
A classic solid dress shirt in a dramatic black color, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Made in Italy.
ON SALE: Forzieri - Dramatic Red Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:13 AM
A striking solid red dress shirt, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Italian made
ON SALE: Forzieri - Ivory Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:13 AM
A classic dress shirt in an ivory color, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Italian made
ON SALE: Forzieri - Silver Gray Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:13 AM
A classic solid gray dress shirt, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Made in Italy.
ON SALE: Forzieri - White Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:13 AM
A classic white dress shirt, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Italian made
ON SALE: Forzieri - Blue Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:12 AM
A solid blue dress shirt, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Made in Italy.
g: 0 Posted By: edick
Views: 294 Replies: 0 Take it down to $354.99 with the AMEX promotion of $25 off $250+ purchase. +TaxFree shipping to home or free in store pick up at Best Buy.Must add item to cart to see price. Price just dropped from $399.99. TV is extremely well rated, stylish, and has basic features (No wifi/smart TV). Power consumption on this plasma model is comparable to LCD's (I've been told). Yes, it is 720p and only has 2 HDMI ports. With AMEX promotion this is a pretty solid price.Link
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Best Buy Coupons
g: 2 Posted By: archena
Views: 191 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.THE MIRACULOUS RESULTS OF EXTREMELY HIGH DOSES OF THE SUNSHINE HORMONE VITAMIN D3 MY EXPERIMENT WITH HUGE DOSES OF D3 FROM 25,000 to 50,000 to 100,000 IU A Day OVER A 1 YEAR PERIOD [Kindle Edition] - $3.99Jeff T Bowles (Author) http://www.amazon.com/dp/B005FCKN2SPublication Date: July 22, 2013196 Reviews - ★★★★.5#1 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Physician & Patient > Healing#4 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Alternative & Holistic THIS IS THE LAST TIME THIS BOOK WILL EVER BE GIVEN AWAY FREE!PLEASE TELL ALL YOUR FRIENDS AND EMAIL CONTACTEES TO NOT MISS THIS OPPORTUNITY-THEY WILL THANK YOU FOR IT.Book description:
144+ Pages of Fact-Packed Science Based Information-But FUN to read-
Upon realizing that taking 4,000 IU of Vitamin D3 a day was not enough for me, I decided to embark on a "dangerous" experiment that directly contradicted everything MD's had told me for years: DON'T TAKE TOO MUCH VITAMIN D IT IS DANGEROUS!I started taking 20,000 IU a day-50X times the recommended dose of 400 IU a day.
After about 4 months upped the dose to 50,000 IU a day or 150X the old recommended safe dose I then boosted it to 100,000 IU a day or 300 x TIMES the old maximum safe dose!What happened over these last 10 months? Did I die? get sick? No! Just the opposite!!High dose Vitamin D3 therapy over the last year-CURED ALL MY CHRONIC CONDITIONS-SOME THAT I'D HAD FOR 20+ YEARS!1. A painful snapping hip syndrome which I had been suffering from for 23 years and no Dr could help me-It is now 100% gone. No pain and NO SNAPPING!!
2. Yellow fungus infected toenails (under the nail)- I tried everything over 20 years and nothing worked-10 months of high dose Vitamin D3 and they are clear as a bell! 100% cured.
3. A knobby bone spur on my elbow that made me look like Popeye the sailor man-It has now 100% dissolved and my elbow is back to the way it used to be 20 years ago.
4. Painful , clicking, popping, stiff Arthritic shoulders that prevented me from even throwing a ball from home plate past the infield. A condition Ive had for 15 years. Gone. No more popping snapping or clicking and I can throw the ball twice as far .
5. A ganglion cyst that persisted on my wrist for over 5 years has shrunk from the size of half a golf ball to the size of a pea and now it is rock hard ,painless, and shrinking.
6. A small subcutaneous cyst on my face that had not gone away for 20 years now gone!
7. AND-Without even trying my weight has dropped by 25 pounds from 204 to 179.
This book tells you detailed results of my experiment, dangers to avoid, and also discusses a simple and elegant new theory that suggests how High Dose Vitamin D3 therapy Should help PREVENT OR CURE all the epidemics of disease and health issues that have been plaguing us since the 1980s when Doctors started warning us to stay out of the sun and always use sunscreen. This has created the huge epidemics we see today of Obesity, Autism, Asthma, and many others!The theory is simple-Vitamin D3 is a hormone that your skin makes when you sit in the sun, it is not a vitamin it was just mislabeled when it was discovered. When your Vitamin D3 levels are low, your body gets you to prepare for winter by overeating, slowing you down to conserve energy, and even making you depressed to keep you housebound. Interestingly it is this same drop in Vitamin D3 levels that signals a bear to start hibernating!If your body expects famine-like conditions caused by winter to be likely- it will conserve your critical resources for the future. This leads to what I call the Incomplete Repair Syndrome which in turn causes most of the diseases humans face other than spontaneous gene mutations that cause syndromes and diseases caused exclusively by aging. High D3 can be used to prevent or treat a huge number of diseases MS, asthma, 17 kinds of cancer, lupus, arthritis, heart disease, obesity, depression, Parkinsons+many more...This IS the better mousetrap! Most MD's get just a basic 4 years in Med School, then work to earn not learn. I've researched diseases and aging for 20+ years, with a 10 year stint where I spent 12 hrs/day everyday in the Northwestern Med School's library just reviewing clinical and scientific studies! .I've had 3 major papers published; the publishing journal has 5 Nobel Prizes between the editors. And described my papers as extremely exciting and of major importance
Totally Free Deals
Okabashi USA-made shoes, 25% off, free shipping over $45, ends 8/12
Added on : Tuesday August 06th 2013 08:00:03 AM
g: 1 Posted By: IOPSC
Views: 156 Replies: 0 Use code B2SCHOOL for 25% off at http://www.okabashi.com. Code says cannot be combined with other offers, but I still got the free shipping with order over $45 (no code required). These are great shoes! They are made in America and have a two-year warranty. Their construction makes them easy to clean, and they are extremely durable. I had a pair I've worn for five years, two as a culinary arts instructor - didn't have to worry about food spills ruining them! Great for beach wear, too - just rinse off the sand and go!
Shoes Deals
g: 0 Posted By: DaysFan
Views: 150 Replies: 0 Text
Claiborne Flat-Front Canvas Pants
http://www.jcpenney.com
Item # FC502-8350D $40.00 original $29.99 sale $10.01 savings
item total $29.99w/code: GRTDEAL
- $4.50
TOTAL: $25.49Claiborne canvas pants have the durability you expect and the lightweight comfort you dont, making them your new wardrobe essential for many years to come.
slim fit
zip front with button closure
flat front
slash front pockets
back button-through welt pockets
cotton
washable
imported
Stafford Wrinkle-Free Oxford Dress Shirt
$30 original $17.99 sale
TextOur Stafford wrinkle-free oxford dress shirt is a perennial classic that matches equally well with denim to dress trousers.
wrinkle-free performance
fused collar, cuffs and front placket stay crisp and neat right out of the dryer
single-needle tailoring looks as good as new after 10 washes
treated to resist shrinkage so seams won't pucker
button-down collar
reinforced cross-stitched buttons are extremely durable
back box pleat for ease of motion
cotton/polyester for comfort and durability
washable
imported
have it monogrammed!
more sizes: regular, athletic, big, extra tall

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JCPenney Coupons
Eucerin Professional Repair Lotion Sample
Added on : Friday August 02nd 2013 08:00:09 AM
g: 0 Posted By: SweetClover
Views: 48 Replies: 0 Get a Eucerin Professional Repair Lotion Sample. Comes in a single-use packet. Note: If by chance you do not see the form make sure that your pop-up blockers are turned off.If you previously signed up for this offer from this thread, it may not allow you to do so again, but people are reporting it goes through if you use a different email address. YMMV.
Free Samples Deals
g: 0 Posted By: uberjameson
Views: 34 Replies: 0 A new neighbor moved in next door approximately 18 months back. They are loud and obnoxious and have installed backyard speakers that they leave on at least 12 hours a day. The lots are about 8000 square feet with cement block walls that are 8 feet high dividing the properties. The music shakes my windows at times and makes it very hard to sit in my own house. I have contemplated moving but don't feel that I should be forced to move due to someone making my life so uncomfortable. The property values are between 1.5 and 2 million dollars. I have called the police department over 50 times and they come out and basically ask them to lower it and that's about it. After making some noise about the issue the lieteunant finally allowed me to file a noise complaint (415 disturbing the peace) I wrote up a summary of the events and filed it and never heard back from the police department. Apparently they say charges were never filed against my neighbor because the detectives did not see just cause. These are tract homes that were constructed in 2000 and I have lived here since new. My last neighbor was great and I never had any issues. The homeowners association refuses to get involved. Out of the 125 homes in this tract I am the only minority living here. I feel that discrimination in my city is extremely high and that is why no one is taking my concern seriously. I had a small get together in june for my sons graduation and we played a boombox in the backyard. Within 10 minutes of the music being on there were 4 police officers at my door. They issued me a citation for loud music. Its an administrative citation from the city. The same officer who issued the ticket was here 2 days prior at my neighbors house. Their music was much louder and could be heard from the street. I stood outside that day to hear what he was telling me neighbor and he basically gave him a warning and left. Why was I given a citation the first time and not even a warning? Why has my neighbor had them there 50 times and never gotten so much as a citation?This situation is causing a lot of emotional distress because we are unable to enjoy our home which we worked so hard to afford. I have read that playing loud annoying music in retaliation to someone elses loud music can sometimes get the other person to stop but I worry that I will be again issued a citation. Please HELP!
Question Deals
g: 3 Posted By: Butcherboy
Views: 254 Replies: 0 http://www.sears.com/shc/s/p_10153_12605_00604645000P
Use the folding table 5ft on smooth floors or on rough outdoorsy terrain; the surfaces are weather-ready, and the legs form a wide base that won't shift around. The top was purposely made wider so it can hold more. This means that you'll be able to load this piece of capable party furniture with beverages, food platters, punch bowls, seasonal decorations and anything else you can think of to create the perfect party spread. Now, everyone who attends your soiree can get all the refreshments and goodies they want with ease. Northwest Territory folding table 5ft incorporates a simple folding mechanism with support struts that keep each leg extremely stable
Don't worry about rust and wear; the steel frame includes a powder coating that protects it from the elements
A huge tabletop makes it easier to fit everything in one place, so go ahead and throw that potluck
The surfaces are stain resistant, so you can spend more time partying and less time cleaning
Create your own custom furniture set with the other great gear from Northwest Territories
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Sears Coupons
g: 0 Posted By: lovelybones
Views: 103 Replies: 0 LINKInstantly add 3 TB of storage space to your computer
Simple plug-and-play connectivity via USB cable
Power supply and USB 3.0 cable included
USB 3.0 interface for extremely fast data transfer speeds (USB 2.0 compatible)
Drive is automatically recognized by Windows; no software installation requiredInstantly Adds Storage Capacity
Digital photos, video and music files can tax your computer's storage, causing performance to decline as its internal hard drive fills to capacity. The Expansion External hard drive helps remedy this situation by enabling you to free up storage space on your computer's hard drive.The Expansion External hard drive comes in a range of capacities, from 500GB up to the 3TB model offering enough data storage for:Up to 3,000 hours of digital video
Up to 750 2-hour DVD movies
Up to 960,000 digital photos
Up to 49,980 hours of digital music
External Hard Drives Deals

Amazon Coupons
Neotech Soft Sax Harness Strap (regular) $19 + FS @ wwbw
Added on : Tuesday July 30th 2013 09:00:07 AM
g: 0 Posted By: tedhawkins
Views: 137 Replies: 1 Neotech Soft Sax Harness Strap (regular) $19 + FS @ WWBWhttp://www.wwbw.com/Neotech-Soft-Sax-Harness-Strap-367501-i11308...A harness that is not only functional but extremely comfortable! The revolutionary Soft Harness Strap from NEOTECH Available in regular or extra long.
Fits most saxes, designed for both men and women, extremely comfortable harness, easy to attach with spring hook, strong and durable.
Music Deals

Woodwind & Brasswind Coupons
g: 0 Posted By: walt99
Views: 85 Replies: 1 Need advice ASAP as my parents need to respond to the summons! Please refrain from personal attacks as this is extremely emotional for us.My elderly parents (mid-late-60's) are being sued in California state by a creditor for $10K credit card balance that they are delinquent on. The credit card was used for living expenses. The card is in my mother's name.My mother is a homemaker with ~$250/month income from SS
My father is unemployed after being laid off from his maintenance job and his unemployment runs out this month. His only income will then be ~$800/month from SS.Total income: ~$1050/month, rent $600/monthThey have no assets ($0 savings), no automobiles in their name, no house, or other assets. They will soon be relocating to live with me so that I can help them with living expenses.My understanding is that SS wages cannot be garnished. They have no need for credit. From what I've read, it seems like there wouldn't be any recourse. For this reason (only SS income and no assets), it doesn't seem beneficial for them to incur the costs of bankruptcy, especially considering they can't afford it. They can't afford a lawyer and they're both immigrants who speak little English. I am trying to help them as best as I can, but I am a recent college graduate who is trying to get my own post-grad affairs in order. I am also ~2000 miles away and so unable to help them in person thus am trying to do everything remotely.
What should they do? What is their best course of action? Should we contact the CC company and tell them there's nothing to go after and no income coming in? Should we respond to the summons and if so, how? Or should we simply ignore the notice and let it go into default?Thank you so much in advance for your advice!
Credit Deals
Gerber Vallotton Folding Knife $19.97 @ Basspro FS to store
Added on : Monday July 29th 2013 08:00:02 AM
g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 Gerber Vallotton Folding Knife $19.97 @ BassPro FS to storehttp://www.basspro.com/Gerber-Vallotton-Folding-Knife/product/13...Gerber partnered with F.A.S.T. developer Butch Vallotton to bring the Gerber Vallotton Folding Knife to the F.A.S.T. Series. The Vallotton combines an extremely lightweight, gun-checkered handle and the crisp simplicity of the F.A.S.T. Assisted Opening Technology with safety and lock release, all in a slim profile that clips securely in the pocket. Overall length: 6.4, blade length: 2.6", closed length: 3.8". Weight: 4 oz.
g: 0 Posted By: HPFanatic
Views: 14 Replies: 0 Today's e-mail special from Classic Firearms. Get a Waffen Werks AK-74 Semi-Auto Rifle W / Chrome Lined Barrel for $799 and for a limited time also get a Bonus AK Scope and Mount Package including a UTG AK Side Rail Mount and A Barska 3x9x40 Scope, and a free shooters package which consists of a new Bulldog brand Tactical Carry Case and 3 additional 30 round mags for a total of 4 mags.These are by far the nicest ones yet, and in our opinion the nicest AK-74's available in the country. These rifles are proudly built by Waffen Werks, one of the premiere rifle builders in the U.S. These high quality AK-74 rifles are built from all matching Bulgarian AK-74 parts sets. Rifles are built to exacting standards on a new U.S. made Waffen Werks receiver. Each rifle features a Brand New Chrome Lined , U.S. made barrel properly chambered for the 5.45x39 round. They have been extremely accurate. Rifle features a Tapco G-2 trigger set and a U.S. grip and is fully 922r compliant with all AK-74 mags regardless of country of origin. Rifles also incorporate a side rail for easy installation of scope rails or accessories. Waffen Werks AK-74 Semi-Auto Rifle with Scope and Shooters Package
Guns & Ammo Deals
g: 0 Posted By: Butcherboy
Views: 261 Replies: 1 http://mobile.dailysteals.com/Condition: NewPackaging: RetailWarranty: 1 YearBrand: ZooGue Product Features: Injection-molded for most accurate fit Access to all buttons and ports Durable non-slip material Case protects your phone against accidental falls Shock absorbent construction Stream-lined to reduce bulkiness Extremely slim profile showcases more of your device Elastomer non-slip grip insert Bump and scratch protection An essential accessory for your Galaxy S3/S4, iPhone 5, 4/4S Available in a wide variety of colors
Electronics Deals
Craftsman 255-pc. mechanic's tool set $179.99
Added on : Sunday July 21st 2013 03:00:03 PM
g: 0 Posted By: DaysFan
Views: 47 Replies: 0 Craftsman 255-pc. mechanic's tool set
$179.99 On Sale Now!
Text
Sears Item# 00935255000 | Model# 35255 Online Only. While Supplies Last! Buy selected Mechanics Tools and get a Figure 8 wrench for FREE! Offer ends Nothing is more frustrating than finding yourself without the proper tools right in the middle of a simple or complex vehicle maintenance project--but with the Craftsman 255 pc Mechanics Tool Set with Storage Chest, that will never happen again. The super strong tools include wrenches, a slew of sockets that are compatible with three quick release ratchets and 62 specialty tools. From simple tasks like battery replacement and tune-ups to pulling engines and brake replacements or other projects around the house, this set will never let you down.
With the 255 Pc Mechanics Tool Set, you'll never have to borrow tools from neighbors or friends; they'll be coming to you for help! And there's no worry about the tools breaking because they all come with a lifetime guarantee. If they ever break--which is extremely rare--your local Sears store will replace them, no questions asked--ever. You'll have to buy many cars in a lifetime, but these tools last forever.The Craftsman 255 pc Mechanics Tool Set with Storage Chest includes 1/4, 3/8 and 1/2 in. drives with 158 sockets, 3 quick-release ratchets and 4 extension bars, 28 wrenches up to 3/4-in. and 17 mm sizes and 62 specialty tools
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Sears Coupons
g: 3 Posted By: reset2k
Views: 251 Replies: 1 Probably one of the most highly rated full-size 9mm pistols around, I was searching a while for the best price on this gun and found this site with an extremely good special. Unfortunately I believe they only have 1 more in stock at this price (for now). Most other gun stores are selling this pistol for $600-$650+.LinkDescription:The XDM has a match grade barrel, minimal reset trigger, and melonite finish. Also featuring a loaded chamber indicator, USA trigger safety, grip safety and striker status indicator.Springfield XDM9201HCSP Specifications: Type : Pistol
Action : Double Action Only
Caliber : 9mm
Barrel Length : 4 1/2"
Capacity : 19 + 1
Safety : Grip
Grips : Black Polymer
Sights : 3-Dot Fixed
Weight : 32 oz
Finish : BlackX-TREME DUTY XD(M) 9MM XD(M) GEAR SYSTEM
SA. Lightweight, ultra high-impact polymer frame. USA trigger safety. Firing pin safety. Grip safety. Loaded chamber indicator. Striker status indicator. Forged, heat-treated steel slide. Deep front/rear slide serrations. Dovetail front/rear sights. Precision match-grade barrel. Ergonomic grip contours. Rugged Melonite finish. XD(M) trigger w/minimal reset. Easy-to-reach grippedmag release. Interchangeable backstraps. Tripleposition Picatinney rail allows adjustment to the shooter's hand position. XDM Gear System includes: XD Gear belt holster, double magazine pouch, magazine loader, 2 magazines, 3 interchangable backstraps & cable lock." "0213469
Guns & Ammo Deals
Bank abusing customers and breaching arbitrator's rules?
Added on : Thursday July 18th 2013 07:00:06 PM
g: 1 Posted By: emcdemc
Views: 108 Replies: 0 Hi All,I have posted on and off over the years. I have been dealing with something recently that I thought you all would find interesting:In Citibank's non-negotiated consumer agreements (i.e. checking accounts, overdraft accounts, etc.) there is a mandatory arbitration clause. That clause names AAA and JAMS as the consumer's choices for arbitrator. AAA and JAMS consumer due process rules are binding on the drafting institution. Failure to abide by those rules renders AAA and/or JAMS unable to arbitrate the matter.AAA and JAMS rules grant the consumer a right to small claims that cannot be precluded. Preclusion of said rights should result in a denial of jurisdiction.Specifically, AAA and JAMS impose the following rules on anyone that seeks to use them for dispute resolution in consumer cases:AAA Consumer Due Process Protocol, Principle 5: Consumer ADR Agreements should make it clear that all parties retain the right to seek relief in a small claims court for disputes or claims within the scope of its jurisdiction.;AAA Review of Consumer Cases, Page 1: If the AAA has determined that the arbitration clause does not comply with the standards contained in the Protocol, and the business does not comply, the AAA will not handle your claim. However, you may pursue whatever other remedies you choose in another forum;JAMS Policy on Consumer Arbitrations Pursuant to Pre-Dispute Clauses Minimum Standards of Procedural Fairness (1B): JAMS will administer arbitrations pursuant to mandatory pre-dispute arbitration clauses between companies and consumers only if the contract arbitration clause and specified applicable rules comply with the following minimum standards of fairness. These minimum standards for arbitration procedures are: 1. The arbitration agreement must be reciprocally binding on all parties such that: A) if a consumer is required to arbitrate his or her claims or all claims of a certain type, the company is so bound; and, B) no party shall be precluded from seeking remedies in small claims court for disputes or claims within the scope of its jurisdiction. [Emphasis added]I filed a small claim against Citibank. I live in Arizona. In Arizona, if you motion a small claim to a higher court, it is automatically granted. Well Citibank not only motioned the claim to a higher court, it simultaneously motioned to compel arbitration. I replied by pointing out the above arbitrator rules. Nonetheless, the court granted Citibank's motion to compel arbitration. (I later hired an attorney and he has mentioned that the courts are extremely biased towards arbitration - and towards not making tough decisions).Anyways, Citibank effectively precluded my right to small claims.Here is what the contract says, in the section entitled "DISPUTES EXCLUDED FROM ARBITRATION":
"Disputes filed by you or by us individually in a small claims court are not subject to arbitration, so long as the disputes remain in such court and advance only an individual (non-class, non-representive) claim for relief."So, really, when you get down to it, the court was right in interpreting that clause as it did. The claim was no longer in small claims and therefore it did not have to be excluded from arbitration. Fine. Stupid technicality.The problem is that this limited view fails to take into account the rules of AAA and JAMS. AAA and JAMS both should, when presented with this information, reject arbitration. AAA and JAMS should determine that the aforementioned clause as drafted does not grant the consumer a right to small claims court - as my experience clearly demonstrates.One would assume that if AAA and JAMS agree with me (and I have a hard time seeing them completely ignore their own rules), then a great many if not all of Citibank's consumer agreements have arbitrators named that cannot arbitrate these disputes.Finally, the arbitration provision includes the following clause:
If any portion of this arbitration provision is deemed invalid or unenforceable, the entire arbitration provision shall not remain in force."Thus the entire arbitration provision should be struck from the agreement.Opinions? Thoughts? Advice?
Discussion Deals
LINK$54.95 ShippedAvailable in Black, Red or Gray.
Aux input for none Apple products.
30W RMS
Has plastic remote for vol/next etc.
Sounds great, and you can crank it without distortion.
Great use for old ipods/iphones to stream Pandora etc., or play mp3's
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iPod/iPhone playback (30-pin dock)
AUX-in (stereo mini jack)
15W x 2 digital amplifier with extremely low noise and distortion
High performance 3 1/4" full-range cone speaker
Bass reflex port for enhanced bass response
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AUX-In for More Sound ChoicesSmart Control
Auto power on/off
Compact, handy remote with iPod-like control
Previous Volume Memory
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Easily transportable around the house, requires 15-volt plug-in for use
Previous Volume Memory and Volume Level Monitoring
World Wide Stereo Coupons
The first 10 people to reserve a hotel room through MoneyShow for the Marriott Marquis will get their 2nd night FREE! Call 800/970-4355 to register and claim your free night...be sure to mention priority code 032375.
We don't want you to miss the opportunity to win your second night free* at the Marriott Marquis during The MoneyShow San Francisco, August 15-17, 2013. This special deal is limited to the first 10 people who call 800-970-4355 to register and book at MoneyShow's exclusive discounted rates by 5:30 PM EDT, July 22. Inventory is extremely limited, so call now and mention priority code 032375!All the convenience of staying in the same hotel as The MoneyShowno traffic to fight... no parking headaches... just an elevator ride away from all The MoneyShow sessionsat a fraction of the cost! Call today to maximize your valuable time at the Show. Reservations are on a first-come, first-served basis, and only the first 10 who call and reserve will receive one free night*, so don't delay: call and reserve your room today! Call 800/970-4355 to register and mention priority code 032375 when booking your room.*This special offer is limited to one free night per family and only valid on available nights during The MoneyShow San Francisco 2013. Offer is not valid on existing reservations and is only applicable to the first ten (10) new reservations booked through MoneyShow between July 15-22, 2013.
Marriott Marquis
780 Mission Street
San Francisco, CA 94103Discover a beautiful downtown San Francisco hotel rising 39 stories high into the city skyline at the fabulous San Francisco Marriott Marquis. Just south of Market Street, this San Francisco convention center hotel is situated across the street from the Moscone Center and steps away from the city's top attractions, including the historic cable cars and world-class shopping on Union Square and Westfield's San Francisco Center.Take advantage of discounted pricing today!
Only the first 10 callers will get their second night free*. Inventory is limited, and reservations are on a first-come, first-served basis, so call now! The deadline to lock in this discounted rate is July 22, 2013.Our room block will fill up quickly, so don't delay! Call today: 800/970-4355 and mention priority code 032375.

San Francisco Marriott Marquis:
$209* single/double*15.5% tax + .25 cents added to room rates. Deposit of one night's room and tax via credit card required upon reservation. Cancellations must be received 72 hours prior to arrival for full refund.NOTICE: You are receiving this e-mail because you provided us with your e-mail address and expressed interest in receiving updates about other events designed for the investing community by MoneyShow.
This email was sent by: MoneyShow
1258 N. Palm Avenue Sarasota, FL, 34236, USA
Marriott Hotels and Resorts Coupons
Marriott Marquis downtown SF B1G1 Aug.15 only (must book quick!)
Added on : Monday July 15th 2013 01:00:03 PM
The first 10 people to reserve a hotel room through MoneyShow for the Marriott Marquis will get their 2nd night FREE! Call 800/970-4355 to register and claim your free night...be sure to mention priority code 032375.
We don't want you to miss the opportunity to win your second night free* at the Marriott Marquis during The MoneyShow San Francisco, August 15-17, 2013. This special deal is limited to the first 10 people who call 800-970-4355 to register and book at MoneyShow's exclusive discounted rates by 5:30 PM EDT, July 22. Inventory is extremely limited, so call now and mention priority code 032375!All the convenience of staying in the same hotel as The MoneyShowno traffic to fight... no parking headaches... just an elevator ride away from all The MoneyShow sessionsat a fraction of the cost! Call today to maximize your valuable time at the Show. Reservations are on a first-come, first-served basis, and only the first 10 who call and reserve will receive one free night*, so don't delay: call and reserve your room today! Call 800/970-4355 to register and mention priority code 032375 when booking your room.*This special offer is limited to one free night per family and only valid on available nights during The MoneyShow San Francisco 2013. Offer is not valid on existing reservations and is only applicable to the first ten (10) new reservations booked through MoneyShow between July 15-22, 2013.
Marriott Marquis
780 Mission Street
San Francisco, CA 94103Discover a beautiful downtown San Francisco hotel rising 39 stories high into the city skyline at the fabulous San Francisco Marriott Marquis. Just south of Market Street, this San Francisco convention center hotel is situated across the street from the Moscone Center and steps away from the city's top attractions, including the historic cable cars and world-class shopping on Union Square and Westfield's San Francisco Center.Take advantage of discounted pricing today!
Only the first 10 callers will get their second night free*. Inventory is limited, and reservations are on a first-come, first-served basis, so call now! The deadline to lock in this discounted rate is July 22, 2013.Our room block will fill up quickly, so don't delay! Call today: 800/970-4355 and mention priority code 032375.

San Francisco Marriott Marquis:
$209* single/double*15.5% tax + .25 cents added to room rates. Deposit of one night's room and tax via credit card required upon reservation. Cancellations must be received 72 hours prior to arrival for full refund.NOTICE: You are receiving this e-mail because you provided us with your e-mail address and expressed interest in receiving updates about other events designed for the investing community by MoneyShow.
This email was sent by: MoneyShow
1258 N. Palm Avenue Sarasota, FL, 34236, USA
Marriott Hotels and Resorts Coupons
Leef Fuse 32GB High-speed USB Flash Drive for $14
Added on : Monday July 15th 2013 02:00:04 AM
Leef Fuse 32GB High-speed USB Flash Drive for $14Free shipping for Prime members.http://www.amazon.com/Leef-High-speed-Magnet-PrimeGrade-Charcoal...With Magnet Cap and PrimeGrade Memory (Charcoal/Black)
PrimeGrade high-capacity USB flash drive - provides peace of mind knowing your important files are protected with high-quality memory
Extremely small design - allows you to leave the drive plugged into your laptop wherever you go
No annoying software - it simply works without having to manage software applications to back up your important files
Windows & Mac Support - plug and play with your PC laptop or Macbook computer
Waterproof and dust proof
Amazon Coupons
GUNS UTAS dual feed 14rd pump action shotgun $1000 plus shipping
Added on : Wednesday July 10th 2013 04:00:05 PM
$1000Extremely highly rated shotgun capable of select fire for ammo in two separate chambers."The UTS-15 tactical shotgun is a 12 ga. pump action shotgun with two 7-round alternately feeding or selectable magazine tubes, that measuring 28.3 in overall length with a 18.5 barrel chambers for 2 3/4 and 3 magnum ammunition. Constructed primarily of fiber reinforced injection molded polymer the UTS-15 weighs only 6.9 lbs, for quick pointing and easy handling. The top mounted picatinny rail allows for the mounting of a wide variety of both iron and optical sights, which coupled with Beretta style barrel threading for choke tubes allows the UTS-15 to adapt to any situation."
GUNS UTAS dual feed 14rd semi-auto shotgun $1000 plus shipping
Added on : Wednesday July 10th 2013 02:00:02 PM
$1000Extremely highly rated shotgun capable of select fire for ammo in two separate chambers."The UTS-15 tactical shotgun is a 12 ga. pump action shotgun with two 7-round alternately feeding or selectable magazine tubes, that measuring 28.3 in overall length with a 18.5 barrel chambers for 2 3/4 and 3 magnum ammunition. Constructed primarily of fiber reinforced injection molded polymer the UTS-15 weighs only 6.9 lbs, for quick pointing and easy handling. The top mounted picatinny rail allows for the mounting of a wide variety of both iron and optical sights, which coupled with Beretta style barrel threading for choke tubes allows the UTS-15 to adapt to any situation."
Exterior Shutters discounted at Lowes, $8.75/pair and up YMMV
Added on : Tuesday July 09th 2013 05:00:04 PM
STOLE THIS FROM ANOTHER SITE & POSTERLowes has exterior shutters going for an extremely discounted price. I picked up my size, 39", for $8.75 a pair. A friend made me aware of this after purchasing his at a Lowes 20 min from the one right near me. My closest Lowes had the exact same pair for $35. So good luck finding some!
http://www.lowes.com/pd_233091-42174-LR59BL_4294775786
Lowe's Coupons
link
Description Item # SPM6989322913 Model # 837162
1X Snap-on Leather Case compatible with Apple iPhone 5, Brown Version 2; This snap-on case for Apple iPhone 5 will protect your cell phone against dust and scratches; Extremely tough, durable case molds perfectly to your iPhones shape without compromising usability.; Snap-on case adds a splash of color and delivers instant, all-around protection; Provides easy access to all functions without removing the case.; Color: Brown Version 2; Material: Synthetic Leather; Accessory ONLY, phone not included. Apple does not endorse use of these products.. Apple,iPhone,iPad,iPodare registered trademarks of Apple, Inc. Apple does not endorse use of these products.
Compatible With Apple: iPhone 5
Sears Coupons
*Super Smash Bro Pre-Order (Nintendo 3DS)
*$34.99 + Free Shipping
*Promo Code: EMCXNXL95
*Release Date: 12/31/13Like previous games in the series, Super Smash Bros. is a competitive fighting game in which up to four players from various Nintendo games fight against each other. Players use a variety of attacks to damage their opponent, increasing their damage percentage which makes them easier to knock out of the playing field. Smash Balls, first introduced in Super Smash Bros. Brawl, make a return, allowing whoever obtains them to perform extremely powerful attacks.Along with returning characters including Mario, Bowser, Link, Fox McCloud, Kirby, Pikachu, Donkey Kong, Samus Aran, and Pit, three new characters have been introduced: the Villager from the Animal Crossing series and Mega Man from Capcom's eponymous series were shown in the promotional trailer while the Wii Fit Trainer was later displayed on the convention floor. The game is presented in high-definition visuals on Wii U and cel-shaded visuals on the Nintendo 3DS. Both versions of Super Smash Bros. will contain the same number of playable characters, but feature exclusive stages. The Nintendo 3DS version will include more stages based on Nintendo's handheld video games, while the Wii U version will have more stages designed after their home console releasesThe Legend of Zelda: A Link Between Worlds Pre-Order(Nintendo 3DS)
*$34.99 + Free Shipping
*Promo Code: EMCXNXL94
*Release Date: 12/31/13This new Zelda title, dubbed Legend of Zelda 3DS, is set in the world of the SNES classic, A Link to the Past but isn't a direct sequel. It finds Link with the new magical ability to flatten himself and turn into a drawing on the wall, giving developers a whole new dungeon mechanic to play with. The game will also feature multi-level dungeons which should look incredible using the Nintendo handheld's 3D capabilities. The graphics and art style look absolutely beautiful as well. Of course, that's pretty much expected from a Zelda title -or any of Nintendo's first party titles for that matter.Low Price Guarantee
Newegg will monitor your purchase for any price decreases and will honor the final Sales Order price of the item if it is lower than the price at pre-order. Newegg will not honor any other lower amount before that time.
Newegg Coupons
Instantly add 3 TB of storage space to your computer
Simple plug-and-play connectivity via USB cable
Power supply and USB 3.0 cable included
USB 3.0 interface for extremely fast data transfer speeds (USB 2.0 compatible)
Drive is automatically recognized by Windows; no software installation required
 Link
Apple's App Store is Celebrating 5 years and many apps are now FREE for the 1st time.Forex On The Go Premium | $59.99 → FREE
https://itunes.apple.com/US/app/id293932156?mt=8New features include:
✔ Multitasking support
✔ Customizable symbol selection
✔ Load optimization, and much more...
★★★★★★★★★★★★★★★★★★★★★★★*** This app is intended for trading professionals only. Forex On The Go Premium offers an ad-free interface and includes priority support. We recommend that before purchasing the Premium app that you download and try out the free Forex On The Go Lite app.Forex On The Go is the number 1 listed Forex application and the only application which allows full functionality MT4 trading through a sleek mobile optimized interface.This application also provides the most popular and robust mobile Forex tools for the iPhone and without requiring that you signup or create any account. Simply download the app, and you have instant access to the markets!Standard Features Include:
- Real-time interactive currency charts
- Real-time market price overview
- Fibonacci Retracement Calculator
- Pivot Point Calculator
- Profit CalculatorIn addition to the no-signup-needed Standard features, our application provides access to the most advanced mobile MT4 trading system available. Unlike other cumbersome and slow solutions, with Forex On The Go you can monitor and place live trades on your MT4 account quickly and easily through our beautiful mobile interface designed specifically for the iPhone.MT4 Trading Features Include:
- Trading from a real-time live tick chart
- Use all symbols supported by your broker
- Place Buy and Sell orders
- Place Pending orders
- Set Stop-Loss and Take-Profit
- Close and Modify Existing Orders
- View Real Time Profit/Loss of Live Trades
- View Past history
- And more...Our MT4 Trading functionality is a premium feature which is available absolutely free by creating a new Forex trading account (or by transferring an existing account) to one of our associated brokers. The MT4 trading functionality is alternatively available by paying a monthly subscription fee, and is compatible with nearly all MT4 broker accounts.Free Demo Accounts:
Download this app now, and you can get a free and instant demo account to try out the MT4 trading features first hand.Disclaimer:

Trading Forex can be extremely risky, by use and/or download of this software you acknowledge that you have fully read and understand our End User License Agreement and Risk Disclosure available at www.ForexOnTheGo.com, and that you agree to the terms set forth therein. FDM (broker) and Forex On The Go may be compensated for their services through the spread between the bid/ask prices. MT4 is a product of MetaQuotes Software Corp.
iTunes Coupons
Pampers Extra night Protection Size 4 $30 for 2 cases (80 count each case) = $0.18 each @ ToysRus/babiesRus Free SR shipping or pick up in store
ToysRus/BabiesRus currently has a sale for $30 for 2 cases of diapers:
2 for $30 on all Pampers Mega Packs of Diapers (28-84 ct) & Easy-Ups Training Pants (40-44 ct) For the Pampers Extra Protection Nighttime Diapers Super Pack Size 4 - 80 Count - this means its $30 for 160ct and that comes to $0.188 each diaper....this is cheaper than Amazon Mom subscribe and Save... The price for Amazon Mom Subscribe and Save is $19.95 per box, here at the ToysRus/BabiesRus sale it is $15 a box. For the extra protection, this is a great price. But do note that the review for this diaper is either extremely good or extremely bad...this maybe hit or miss depending on your baby..http://www.toysrus.com/product/index.jsp?productId=15333166&prom...Must buy 2 boxes to get the deal; shipping is free with Shop Runner or choose free pick up in storesale also includes:
Pampers Extra Protection Nighttime Diapers Super Pack Size 5 - 72 Ct
again..must buy 2 boxes to get the dealhttp://www.toysrus.com/product/index.jsp?productId=13349863&prom...ag1668 op
Walker Edison Multi-Level Component Stand, BlackPrice dropped only by $10, but I've been wanting this one. It's out of stock, but you can still order.
The extremely versatile A/V component stand allows you to customize your unit to meet your exact needs. Shelves may be interchanged or left off all together to offer you heights ranging from 3" to 35". Crafted with durable steel tubing and thick tempered safety glass, this stand provides ample space for AV components while maintaining a distinct look.Features:Stylish, modern design
Top shelf is 8 mm thick with weight capacity of 250 lbs
Lower shelves are 6 mm thick with weight capacity of 75 lbs. each
Interchangeable shelf spacing of approximately 5, 7, 8 and 9 inches
Any number of shelves may be excluded, offering multiple stand heights
Ample storage space for A/V components
Ships ready-to-assemble with necessary hardware and tools
up to 50% off items in Maker's Mark Giftshop online
Added on : Tuesday July 02nd 2013 11:00:04 AM
Dozens of Maker's Mark items now reduced up to 50% off regular price during our Summer Clearance Sale. Hurry, quantities on most items are extremely limited! Shipping of $8.50 could kill the deal depending on what you order.Link
Walker Edison Everest Multilevel Component Stand at Amazon $115
Added on : Tuesday July 02nd 2013 10:00:05 AM
Walker Edison Multi-Level Component Stand, BlackPrice dropped only by $10, but I've been wanting this one. It's out of stock, but you can still order.
The extremely versatile A/V component stand allows you to customize your unit to meet your exact needs. Shelves may be interchanged or left off all together to offer you heights ranging from 3" to 35". Crafted with durable steel tubing and thick tempered safety glass, this stand provides ample space for AV components while maintaining a distinct look.Features:Stylish, modern design
Top shelf is 8 mm thick with weight capacity of 250 lbs
Lower shelves are 6 mm thick with weight capacity of 75 lbs. each
Interchangeable shelf spacing of approximately 5, 7, 8 and 9 inches
Any number of shelves may be excluded, offering multiple stand heights
Ample storage space for A/V components
Ships ready-to-assemble with necessary hardware and tools
http://www.kygunco.com/taurus-model-22-tip-up-barrel-22-lr-pisto...Ultra light and extremely compact, Taurus small frame semi-automatic pistols offer security and reliability you can count on. In .22 LR, this pistol feature a blowback action and tip-up barrel for safety and convenience during loading and chambering the first round. Each model utilizes low profile fixed sights and is made in the USA. SKU#: TRS-1-220031B  Thanks Mark
http://www.leawo.com/promotion/new-products/blu-ray-player.htmlThe best reviewed Blu-ray playing software for Windows 8 OS PC in the world. Provides extremely superb experience for Blu-ray, DVD and HD movie playback with full Blu-ray and HD movie playback navigation.
Play back Blu-ray, DVD and video content smoothly, up to 1080P HD movie playback supported;
Life-long free DVD player and video player to play DVD, common video and HD video for totally free;
Adjust subtitles and audio tracks for better movie experience at will;
Support full-screen playback for better visual effect;
Full menu for playback control to enjoy video, DVD and Blu-ray friendlier;
100% compatible with Windows 8 OS supported
YMMV: Organic Cereal Clearance @ BM Walmart - DAYTON, OH
Added on : Sunday June 23rd 2013 03:00:05 PM
This is extremely store-specific. I was in the Super WalMart close to the DAY airport and found a huge rack of Kashi cereal, Nature's Path cereal, Golden flaxmeal (19 oz), etc. all $2 ea. If I was at home, I'd sure clean the whole rack.
YMMV: Organic Cereal Clearance @ BM Walmart - Lima, OH
Added on : Sunday June 23rd 2013 01:00:10 PM
This is extremely store-specific. I was in the Super WalMart close to the Lima, OH airport and found a huge rack of Kashi cereal, Nature's Path cereal, Golden flaxmeal (19 oz), etc. all $2 ea. If I was at home, I'd sure clean the whole rack.
Organic Virgin Argan Oil First Cold-Pressed 4oz by EMllPOWER (50% OFF with code)$16.25 FS http://www.amazon.com/Organic-Virgin-Argan-Cold-Pressed-EMllPOWE...Enter code 6UY246O6 at checkoutArgan oil is extremely rare and is found only in a small region in Morocco. This 100% pure unadulterated cold pressed nourishing oil can be used to treat wrinkles, aging skin, dry skin, dry hair, dry scalp, dry cracked feet, nails & cuticles. Argan oil is exceptionally rich in natural vitamin E, phenols, carotenes, squalene & essential fatty acids for deep penetrating moisture. *Use as a moisturizing treatment for face and body. *Use as a treatment for wrinkles and dry aging skin. *Use as a hair and scalp treatment for dry itchy scalp and dry hair. What does First Cold-Pressed mean? When Argan oil has been cold-pressed, it means it was not heated over a certain temperature. It means it was pressed at temperatures below 60 degrees; this allows the oil to retain more nutrients and undergo less degradation. First press means that the Argan oil was made from the first pressing of the Argan nuts and not from second or third pressings like some Argan oils are made. Our Argan oil is made from the first press and it is cold-pressed, meaning you're getting the highest quality, 100% pure Argan oil. Ingredients: Organic Virgin Argan Oil First Cold-Pressed .
Amazon Coupons
MAGMA Cabo Gas Grill $119.99 + Free shipping @ westmarine
Added on : Saturday June 22nd 2013 07:00:03 PM
MAGMA Cabo Gas Grill $119.99 + Free shipping @ WestMarinehttp://www.westmarine.com/webapp/wcs/stores/servlet/Product1_111...Extremely versatile to suit your needsWith a large, domed lid with a stay-cool plastic handle lets you grill, roast or even bake foods. And with 162 sq.in. of cooking area, the Cabo is large enough to cook up enough to feed the whole crew. One of the great things about the Cabo is that its not just for use on your boat. Its fold-away tabletop legs are great for use on your deck or patio as well. And its safe to use, too. A swiveling control valve/regulator allows quick, safe fuel canister exchanges. The Cabos easily regulated 11,200 But heat output gives you complete heat control so your meals come out just right. The Cabo uses standard 1lb. propane canisters or adapts to on-board LPG or CNG systems.
Designed and built for years of onboard service
No one wants to cook a meal on a nasty rusted, corroded old grill. And with the Cabos double-lined, 18-9 mirror-polished stainless steel construction, you wont have to! This 9" x 18" LP gas grill will withstand season after season of on-deck use.
Additional accessories expand the Cabos functions
Optional serving shelf with cutting board easily attaches for bonus serving space and instantly detaches for easy cleanup. West Marine also sells multiple mounting options, as well as a variety of grill covers to keep your Magma grill protected over the long haul. Form Factor: Rectangular
Burners: Stainless steel
Heat Output: 11,200BTU
Cooking Area: 162 sq.in.
Case/Kettle Material: Double-lined 18-9 mirror-polished stainless steel
Temperature Controls: Variable gas control valve
Overall Size: 22-1/2"W x 10"H x 11-1/2"D
Warranty: One year
West Marine Coupons
As a Fatwallet member I rarely post a no-name item sold on eBay. However, on a lark I decided to buy one of these Jameson acoustic electric guitars and I have been shocked at the quality and finish which the guitar I received has. It is, frankly, quite a beautiful guitar but more to the point it plays extremely well considering it is under $100, has a usually high-expense cutaway body and is equipped with a passive electric pickup with a standard 1/4 " jack and basic built-in controls.
The "Natural" model is $89.99 FS and is the real 'hot deal' at that price. The other colors are all $10 more. I bought a natural and I swear that in the two months I've had it I still marvel at how nicely designed and finished it is. Undoubtedly it is Chinese-built, but the frets are even, they don't snag on the edge or do any of the myriad of things which cheap-o guitars tend to do.Now for the seller's bit: Play It Acoustically or Plugged In

We are impressed with the quality of these full size guitars and know you will be too! Look at these amazing features:
41" Full Scale Thinline Body with Cutaway
3" Body Thickness
Rosewood Fingerboard
Spruce Top
Nato Body
Steel Strings
Solid Neck with Diecsat Tuners
Built-in Pickup with EQ
High Gloss Finish
Includes Gig Bag Case & Guitar PicksLINK
Allen Edmonds shoes tent sale (very good deals) ends 6/23
Added on : Monday June 17th 2013 03:00:03 AM
Link to salehttp://content.allenedmonds.com/pdf/AllenEdmonds_TentSale_Mailer...This is nationwide. Ordered 2 pairs via phone, no tax or shipping to NJ. Free returns. I've been searching for about 7 months now for a good deal, these are the cheapest prices I've seen in that time by a good margin. They do have several pairs that are not advertised on flyer, i would suggest you ask while next to an internet connection.Incase you are unaware of the Allen Edmonds
reputation and build quality, it is actually one of the most cost effective shoes money can buy. I'm not an expert by any means, but I have done a lot of research and asked the opinions of a few 80 yr old shoe repair shop owners. Allen Edmonds
is known to the entry level shoe that is built to a standard of much more expensive shoes. The 360 degree welt construction is something in particular to look for, but I'd be willing to bet any shoe with their name on it is going to be very high quality. The reason they are the best value in shoes in my opinion is because between the very high quality of the materials, and the fact that much of the shoe can be repaired and replaced, means you will have them for a very long time. While I'm not sure on the specifics, a quick google search will tell you popular brands like johnston and murphy, and cole haan, are essentially laughable in comparison to material and construction quality.I must confess, I am a complete cheapskate, and that is the reason I'm buying these. The fact that they look good and are comfortable is just a bonus. For the last 20 years I've been buying name brand dress shoes at ross for $30-$40, and I have come to the conclusion these Allen Edmonds
will last more than 5x longer than the cheaper shoes I've been buying. They just make sense from every angle.I ordered 2 pairs, the delray, which is not listed on the flyer. I bought them in black and brown. If you do a quick comparison search, you will see they retail most places for $345 a pair. I paid a grand total of $258 for both pairs. $129 each, no tax, no shipping. Amazing price.One caveat I can't stress enough, know your shoe size, length and width. I actually went to Nordstrom to try some on to make sure I had it right. I tried on several in my size (10.5) that were totally unwearable because they had the wrong width, it is nothing like tennis shoes where one size fits all and all you need is your length. If you get the width wrong you will be extremely unhappy.Disclaimer, please disregard spelling mistakes, made this post from my phone because i was excited to let fatwallet know after I got such a good deal!
Allen Edmonds Coupons
Allen Edmonds tent sale (very good deals) ends 6/23
Added on : Sunday June 16th 2013 02:00:02 PM
Link to salehttp://content.allenedmonds.com/pdf/AllenEdmonds_TentSale_Mailer...This is nationwide. Ordered 2 pairs via phone, no tax or shipping to NJ. Free returns. I've been searching for about 7 months now for a good deal, these are the cheapest prices I've seen in that time by a good margin. They do have several pairs that are not advertised on flyer, i would suggest you ask while next to an internet connection.Incase you are unaware of the Allen Edmonds
reputation and build quality, it is actually one of the most cost effective shoes money can buy. I'm not an expert by any means, but I have done a lot of research and asked the opinions of a few 80 yr old shoe repair shop owners. Allen Edmonds
is known to the entry level shoe that is built to a standard of much more expensive shoes. The 360 degree welt construction is something in particular to look for, but I'd be willing to bet any shoe with their name on it is going to be very high quality. The reason they are the best value in shoes in my opinion is because between the very high quality of the materials, and the fact that much of the shoe can be repaired and replaced, means you will have them for a very long time. While I'm not sure on the specifics, a quick google search will tell you popular brands like johnston and murphy, and cole haan, are essentially laughable in comparison to material and construction quality.I ordered 2 pairs, the delray, which is not listed on the flyer. I bought them in black and brown. If you do a quick comparison search, you will see they retail most places for $345 a pair. I paid a grand total of $258 for both pairs. $129 each, no tax, no shipping. Amazing price.One caveat I can't stress enough, know your shoe size, length and width. I actually went to Nordstrom to try some on to make sure I had it right. I tried on several in my size (10.5) that were totally unwearable because they had the wrong width, it is nothing like tennis shoes where one size fits all and all you need is your length. If you get the width wrong you will be extremely unhappy.Disclaimer, please disregard spelling mistakes, made this post from my phone because i was excited to let fatwallet know after I got such a good deal!
Allen Edmonds Coupons
http://www.classicfirearms.com/cz9999compCustomer ReviewsFantastic pistol Review by Eric on 5/31/13
A great deal. Fantastic pistol, very well built and extremely accurate. Bought 2 of them.
Classic Firearms is the best online dealer I have ever used. Buy one NOW !!! Review by Snakeyes on 5/12/13
Shot 1st 100 rounds thru today. Can't recommend it enough. this guy is awesome. Feels like i had a trigger job done on it straight from the factory, light smooth crisp break. highly accurate out of the box. put 5 rounds thru the same hole out of the gate. best gun for the money ive ever bought Quick Comments Review by Colin on 5/5/13
Compares favorably to my 20 year old Sig 220 (.45). Finish work on the slide is good enough but not perfect. But then at this price I'm looking for something to use, not collect. Not sure what differentaites this pistol from other production runs but I got a serial# under 100, pistol manufactured 12/2012. I have read about this pistol being a Sig 229 clone and not having one of those I can't comment, but it feels as good in my hand as the Sig 220. Shipping with a 2nd Mag is nice also! I'm not a big gun guy but I spent enough time at cops and robbers that I know (maybe) the difference between crap and a carry weapon (ditched a Glock and bought the Sig). Don't have rounds through it yet but impressed by construction.
Would not be writing this before they sell out but wife says only one more gun this spring and it is either a Kimber 1911 or another one of these, and as she did not ask about the price, the Kimber be calling rather than 2 more or so of these.
I'm happy with what I know and don't know at this point. Big pistol, not a compact. Hopefully there will be a side by side pic of My 220 and the 999 up soon. great gun!!!!! cant recommend enough Review by jp on 4/30/13
have the ez 9 which is basic same gun, have shot 1000s rounds -no jams ( had one issue with reloads) absolutely no regrets with mine, would give 6 stars if I could! this is an honest unsolisited opinion.
Thanks Mark
http://www.ebay.com/itm/Nikon-D5100-Digital-DSLR-Camera-18-55-3-...
Nikon D5100 Digital DSLR Camera + 18-55 + 3 Lens + 16GB + Case
BRAND NEW USA
FREE Standard Shipping
$569.99Product Information
Let your creativity get better with the Nikon D5100 DSLR Kit that comes with a DX lens. The High Dynamic Range of this camera with lens lets you shoot extreme contrasts with stunning clarity by combining two exposures to give you a wider dynamic range. With a three-inch 921,000-dot Vari-angle LCD, you can capture shots from any angle and even view playback in rich detail on the Nikon D5100 DSLR Kit. This Digital SLR features an Effects mode that gives you a variety of special effects like Night Vision, High/Low Key, Miniature Effect, and Color Sketch for shooting your very own full HD D-Movie. Exceptional sound-recording and auto-focus flaunted by the Nikon D5100 DSLR Kit only make your movie better. The built-in DX-format CMOS sensor (with a wide ISO range) and EXPEED 2 engine let you use this camera with lens to capture moving objects with utmost clarity and minimal noise even in low-light conditions. All these great features of this Digital SLR are complemented by the AF-S DX 18-55mm lens (five groups with seven elements) that gives you exceptional angles of view, sharp images, auto-focus, and much more.Product Features 16.2 megapixel DX-format CMOS image sensor
Delivers lifelike images with vivid colors, reduced noise and smooth tonal gradations.
High ISO (100-6400) light sensitivity - manually extendable up to 25600 using the Hi2 setting
Enables faster shutter speeds for finely detailed images with minimal noise when you shoot fast-moving subjects or take pictures in low light. Features an Auto ISO setting.
EXPEED 2 image processing engine
Optimizes the camera's technologies for superior performance and maximum image quality.
7.5 cm (3-in.), 921k-dot vari-angle LCD monitor with wide viewing angle
Lets you capture unique shots from any angle. Boasts a side opening mechanism that makes it easy to shoot self-portraits or use a tripod.
D-Movie - full HD (1080p) movie clips
A dedicated movie-record button right next to the shutter-release makes it easy to keep the camera steady when you switch between recording stills and movies. AF-F mode keeps everything in focus, and the camera's vari-angle monitor and Special Effects mode enable unique shots. The camera supports use of an external microphone and offers 30p, 25p and 24p frame rates.
Live View with Scene Auto Selector
Makes it easy to compose images using the vari-angle LCD monitor. Scene Auto Selector will select the best mode for the scene and subject you want to capture. Boasts easily selectable AF modes, including Face Priority AF that detects and tracks faces within the frame.
Razor-sharp 11-point AutoFocus system
Offers fast and precise autofocus coverage across the frame. Four AF-area modes, including 3D-tracking AF, deliver sharp results, whether your subject is off-center, moving fast or completely unpredictable.
4 fps continuous shooting
Enables you to capture fast-moving action at four frames per second.
Special Effects mode
Lets you shoot distinctive still images and movies using a special effect. Offers a range of effects, including Color Sketch, Miniature effect, Night Vision and Selective Color that lets you emphasize up to three colors of your choice and turns the rest of the image to monochrome.
Scene Modes
Scene Modes automatically adjust camera settings, including Picture Controls and active D-Lighting, to take the guesswork out of tricky photo situations and deliver optimal results. Simply turn the mode dial to SCENE to access the most commonly used modes. Sample photos appear on the display to help you select the right mode.
HDR (High Dynamic Range) imaging
Delivers exquisitely detailed shots of high-contrast scenes. Takes two shots within a single shutter release to create an image with an extremely wide dynamic range, low noise and rich color gradation.
Extensive in-camera Retouch Menu
Lets you edit and enhance photos and movies in the camera. Offers a range of effects and filters including Perspective Control, Soft Focus and Color Outline, which transforms your photo into a line drawing.
Dual Integrated dust reduction system
Image Sensor Cleaning and Airflow Control systems keep dust away from the camera's image sensor for clear, spot-free images.
HDTV compatibility
This camera features a built-in HDMI connector with HDMI-CEC support so you can view your photos and movies on any HDTV and control playback features using your TV's remote control.
Infrared front and back receiver
Helps prevent image blur when shooting close-ups and self-portraits.What's in the Box
Nikon D5100 Digital SLR Camera With 18-55mm VR Lens
EN-EL14 Lithium-Ion Battery (1030mAh)
MH-24 Quick Charger for EN-EL14 Battery
DK-5 Eyepiece Shield (Replacement)
DK-20 Rubber Eyecup
UC-E6 USB Cable
EG-CP14 A/V Cable
AN-DC3 Camera Strap (Black)
BF-1B Body Cap
BS-1 Hot-Shoe Cover
ViewNX 2 CD-ROM
1-Year Limited Warranty
What does "hold" mean in buy, sell, hold analyst recommendation?
Added on : Friday June 14th 2013 08:00:08 AM
I've always been confused about this.So, yes, I'm aware that literally what it means is don't buy, but don't sell. But I'm confused as to what that actually means in terms of the value of the stock. It seems like it just means "we don't know whether you should buy or sell the stock."Since trading costs are extremely minimal for most people, if something is a "hold" it seems like it would actually be a "sell". If the analysts believe their own recommendations (let's just assume they do), assuming a finite amount of capital you should always sell a stock that's not a "buy" in order to buy a stock that is a "buy" right?Am I missing something?
http://www.ebay.com/itm/Nikon-D5100-Digital-DSLR-Camera-18-55-3-...
Nikon D5100 Digital DSLR Camera + 18-55 + 3 Lens + 16GB + Case
BRAND NEW USA
FREE Standard Shipping
$569.99Product Information
Let your creativity get better with the Nikon D5100 DSLR Kit that comes with a DX lens. The High Dynamic Range of this camera with lens lets you shoot extreme contrasts with stunning clarity by combining two exposures to give you a wider dynamic range. With a three-inch 921,000-dot Vari-angle LCD, you can capture shots from any angle and even view playback in rich detail on the Nikon D5100 DSLR Kit. This Digital SLR features an Effects mode that gives you a variety of special effects like Night Vision, High/Low Key, Miniature Effect, and Color Sketch for shooting your very own full HD D-Movie. Exceptional sound-recording and auto-focus flaunted by the Nikon D5100 DSLR Kit only make your movie better. The built-in DX-format CMOS sensor (with a wide ISO range) and EXPEED 2 engine let you use this camera with lens to capture moving objects with utmost clarity and minimal noise even in low-light conditions. All these great features of this Digital SLR are complemented by the AF-S DX 18-55mm lens (five groups with seven elements) that gives you exceptional angles of view, sharp images, auto-focus, and much more.Product Features 16.2 megapixel DX-format CMOS image sensor
Delivers lifelike images with vivid colors, reduced noise and smooth tonal gradations.
High ISO (100-6400) light sensitivity - manually extendable up to 25600 using the Hi2 setting
Enables faster shutter speeds for finely detailed images with minimal noise when you shoot fast-moving subjects or take pictures in low light. Features an Auto ISO setting.
EXPEED 2 image processing engine
Optimizes the camera's technologies for superior performance and maximum image quality.
7.5 cm (3-in.), 921k-dot vari-angle LCD monitor with wide viewing angle
Lets you capture unique shots from any angle. Boasts a side opening mechanism that makes it easy to shoot self-portraits or use a tripod.
D-Movie - full HD (1080p) movie clips
A dedicated movie-record button right next to the shutter-release makes it easy to keep the camera steady when you switch between recording stills and movies. AF-F mode keeps everything in focus, and the camera's vari-angle monitor and Special Effects mode enable unique shots. The camera supports use of an external microphone and offers 30p, 25p and 24p frame rates.
Live View with Scene Auto Selector
Makes it easy to compose images using the vari-angle LCD monitor. Scene Auto Selector will select the best mode for the scene and subject you want to capture. Boasts easily selectable AF modes, including Face Priority AF that detects and tracks faces within the frame.
Razor-sharp 11-point AutoFocus system
Offers fast and precise autofocus coverage across the frame. Four AF-area modes, including 3D-tracking AF, deliver sharp results, whether your subject is off-center, moving fast or completely unpredictable.
4 fps continuous shooting
Enables you to capture fast-moving action at four frames per second.
Special Effects mode
Lets you shoot distinctive still images and movies using a special effect. Offers a range of effects, including Color Sketch, Miniature effect, Night Vision and Selective Color that lets you emphasize up to three colors of your choice and turns the rest of the image to monochrome.
Scene Modes
Scene Modes automatically adjust camera settings, including Picture Controls and active D-Lighting, to take the guesswork out of tricky photo situations and deliver optimal results. Simply turn the mode dial to SCENE to access the most commonly used modes. Sample photos appear on the display to help you select the right mode.
HDR (High Dynamic Range) imaging
Delivers exquisitely detailed shots of high-contrast scenes. Takes two shots within a single shutter release to create an image with an extremely wide dynamic range, low noise and rich color gradation.
Extensive in-camera Retouch Menu
Lets you edit and enhance photos and movies in the camera. Offers a range of effects and filters including Perspective Control, Soft Focus and Color Outline, which transforms your photo into a line drawing.
Dual Integrated dust reduction system
Image Sensor Cleaning and Airflow Control systems keep dust away from the camera's image sensor for clear, spot-free images.
HDTV compatibility
This camera features a built-in HDMI connector with HDMI-CEC support so you can view your photos and movies on any HDTV and control playback features using your TV's remote control.
Infrared front and back receiver
Helps prevent image blur when shooting close-ups and self-portraits.What's in the Box
Nikon D5100 Digital SLR Camera With 18-55mm VR Lens
EN-EL14 Lithium-Ion Battery (1030mAh)
MH-24 Quick Charger for EN-EL14 Battery
DK-5 Eyepiece Shield (Replacement)
DK-20 Rubber Eyecup
UC-E6 USB Cable
EG-CP14 A/V Cable
AN-DC3 Camera Strap (Black)
BF-1B Body Cap
BS-1 Hot-Shoe Cover
ViewNX 2 CD-ROM
1-Year Limited Warranty
http://www.ebay.com/itm/Nikon-D5100-Digital-DSLR-Camera-18-55-3-...FREE Standard Shipping
Product Information
Let your creativity get better with the Nikon D5100 DSLR Kit that comes with a DX lens. The High Dynamic Range of this camera with lens lets you shoot extreme contrasts with stunning clarity by combining two exposures to give you a wider dynamic range. With a three-inch 921,000-dot Vari-angle LCD, you can capture shots from any angle and even view playback in rich detail on the Nikon D5100 DSLR Kit. This Digital SLR features an Effects mode that gives you a variety of special effects like Night Vision, High/Low Key, Miniature Effect, and Color Sketch for shooting your very own full HD D-Movie. Exceptional sound-recording and auto-focus flaunted by the Nikon D5100 DSLR Kit only make your movie better. The built-in DX-format CMOS sensor (with a wide ISO range) and EXPEED 2 engine let you use this camera with lens to capture moving objects with utmost clarity and minimal noise even in low-light conditions. All these great features of this Digital SLR are complemented by the AF-S DX 18-55mm lens (five groups with seven elements) that gives you exceptional angles of view, sharp images, auto-focus, and much more.Product Features 16.2 megapixel DX-format CMOS image sensor
Delivers lifelike images with vivid colors, reduced noise and smooth tonal gradations.
High ISO (100-6400) light sensitivity - manually extendable up to 25600 using the Hi2 setting
Enables faster shutter speeds for finely detailed images with minimal noise when you shoot fast-moving subjects or take pictures in low light. Features an Auto ISO setting.
EXPEED 2 image processing engine
Optimizes the camera's technologies for superior performance and maximum image quality.
7.5 cm (3-in.), 921k-dot vari-angle LCD monitor with wide viewing angle
Lets you capture unique shots from any angle. Boasts a side opening mechanism that makes it easy to shoot self-portraits or use a tripod.
D-Movie - full HD (1080p) movie clips
A dedicated movie-record button right next to the shutter-release makes it easy to keep the camera steady when you switch between recording stills and movies. AF-F mode keeps everything in focus, and the camera's vari-angle monitor and Special Effects mode enable unique shots. The camera supports use of an external microphone and offers 30p, 25p and 24p frame rates.
Live View with Scene Auto Selector
Makes it easy to compose images using the vari-angle LCD monitor. Scene Auto Selector will select the best mode for the scene and subject you want to capture. Boasts easily selectable AF modes, including Face Priority AF that detects and tracks faces within the frame.
Razor-sharp 11-point AutoFocus system
Offers fast and precise autofocus coverage across the frame. Four AF-area modes, including 3D-tracking AF, deliver sharp results, whether your subject is off-center, moving fast or completely unpredictable.
4 fps continuous shooting
Enables you to capture fast-moving action at four frames per second.
Special Effects mode
Lets you shoot distinctive still images and movies using a special effect. Offers a range of effects, including Color Sketch, Miniature effect, Night Vision and Selective Color that lets you emphasize up to three colors of your choice and turns the rest of the image to monochrome.
Scene Modes
Scene Modes automatically adjust camera settings, including Picture Controls and active D-Lighting, to take the guesswork out of tricky photo situations and deliver optimal results. Simply turn the mode dial to SCENE to access the most commonly used modes. Sample photos appear on the display to help you select the right mode.
HDR (High Dynamic Range) imaging
Delivers exquisitely detailed shots of high-contrast scenes. Takes two shots within a single shutter release to create an image with an extremely wide dynamic range, low noise and rich color gradation.
Extensive in-camera Retouch Menu
Lets you edit and enhance photos and movies in the camera. Offers a range of effects and filters including Perspective Control, Soft Focus and Color Outline, which transforms your photo into a line drawing.
Dual Integrated dust reduction system
Image Sensor Cleaning and Airflow Control systems keep dust away from the camera's image sensor for clear, spot-free images.
HDTV compatibility
This camera features a built-in HDMI connector with HDMI-CEC support so you can view your photos and movies on any HDTV and control playback features using your TV's remote control.
Infrared front and back receiver
Helps prevent image blur when shooting close-ups and self-portraits.
$37.58 + FSSSLinky.Yeah I know the oddity of buying Warmers in June , but a deal is a deal, and as per Amazon, these have a 4-year shelf live...Each Pack Contains:
5 Pair Hand Warmers,
3 Pair Toastie Toes.
5 Body Warmers.Total:
60 Pair Hand Warmers,
36 Pair Toastie Toes.
60 Body Warmers.Each pack contains 5 pr. Hand warmers, 5 Body warmers, 3 pair Toastie Toes- Hot hands (HH2's) are designed for skiers, hunters, fishermen, golfers, or anyone who works or plays in the cold for long hours, the Heatmax HotHands-2 Hand Warmers are air-activated and will provide up to 10 hours of soothing warmth inside gloves, pockets or wherever you feel a chill. All Heatmax Warmers are made of natural materials, including iron powder, water, salt, activated charcoal, and wood fiber. When exposed to air, these materials react together to produce heat through an extremely fast oxidation (or rusting) process. Users should allow 10 to 20 minutes for the warmers to reach their optimal temperatures. Toasti Toes are
air-activated toe warmers with full adhesive on one side that sticks to your socks to provide up to 5 hours of warmth.
Best used by the active sportsman who will be walking or moving continuously while outdoors in the cold. Not recommended for those who will be stationary for long periods of time. (The Foot Warm-Up is better suited for these activities) The highly portable and air-activated Heatmax Hand and Body Warmers are a use-anywhere solution to the frigid cold. Keep a couple in your car, first aid kit, or backpack for emergencies, or use them as a regular staple during any cold-weather activities, including skiing, hiking, hunting, fishing, or working outdoors. Designed to last for up to 18 hours, the Heatmax Hand and Body Warmers provide safe, comfortable warmth in the coldest of temperatures.
The four by five inch packets can be placed in pockets, between layers of clothing, or directly where you need them.
Amazon Coupons
Quick apartment hunting question
Added on : Wednesday June 05th 2013 06:00:08 AM
State: PAWent to an apartment, kind of last minute hunting, filled out some paperwork for reference checks and put down my father's credit card information for an application fee (understandable) and I was told a security deposit of $1400 if I pass the background check. By paper I was only to be charged $40 for the application processing fee, and by paper I have three business days to inform the leasing agent I do not want to hold the apartment. What I also noticed was this leasing agent being one of those power trip people, who smiled and was nice on chit chat but was extremely rude (not just stern)to tenant who walked into the leasing office with complaints. After I informed her by email (from an address she hd sent forms to), and by phone I call her and she says something along the lines of, to a person she knows doesn't have an apartment and needs it "either take what you wrote print it and scan it back to me with your signature or DROP IT off.I applied to and withdrwe my application in two other apartment/leasers after I came down to PA from NJ because I did not like the apartments on seeing them. There was no problem as long as I did it before the allocated time and all that was charged was the application fee. I Have two buildings to look at today and with class I'm not sure I have the time to drop it off at this lady's building. Is she just power tripping me (what I feel)and what would you do here? I might have to lay the law down and remind her that she BETTER not take out a security deposit after I informed her.
Initial Job Candidate Questionnaire - How Serious is this Company?
Added on : Wednesday May 29th 2013 03:00:07 PM
So I emailed my resume to a company of a colleague of mine on a project that we have been working out of state. I am the project manager on a project that is installing systems at his site. He is providing a referral for me. His company is a small engineering company of under 500 people and the benefits are amazing to include a two-part retirement package that will account for a total of up to 50% additional compensation above base salary. In addition to the retirement package they offer an extremely generous tuition reimbursement program and great medical. They are a company where 93% of their new hires come from referrals of current employees and they have an industry leading retention rate. I got an email from their recruiter asking me to fill out a preliminary questionnaire and then they will set up a time to call to discuss their opportunities, their company and my skill set. Below are some of the questions:Skills Summary: Years of experience and your skill set.

Looking: What type of position are you looking for?

Current Situation: Where are you currently working? Why are you looking to make a move?

Availability to Start: When are looking to make a move? What is your timeframe? Will you need a two week notice?

Travel: How much travel are you interested in? What is your percentage? Do you want more of less travel? Any restrictions on travel locations?

Commute Restrictions: Radius of commute? Any special commute restrictions?

Relocate: Are you willing to relocate? If so, where?

Clearance: type, sponsoring agency, last investigation/review.

Education: highest level of education and training.

Interviewing: Are you currently interviewing with other companies? If so, who?

Outstanding Offers/Submissions: Are you actively searching for a position? Have you started to receive any firm or contingent offers? With whom? How much?

Compensation: What is your current base salary, what was the bonus actually earned last year (what was total W2), when was your last review, what is your expected salary?

Candidate's "Hot Buttons"/Decision Criteria: What is the most important to you? What are the top 2-4 things that you are truly looking for?
When I emailed my resume to the company I was just hoping to get my name out there and have my resume in their files in case anything happened with my current contacting job. This communication seems a bit more serious than that, but I want to make sure I am not reading into it too far. I am a young 30s engineering professional leading a small group working in government contacting. I have eight years of experience in a variety of things. Other than out of college I have never looked for a job before so I am a bit naive to the process. Any help would be great.Im looking for both thoughts and suggestions for how to answer the questions above. If it is a fairly serious step in the process then I will need to talk to my wife and discuss the possibilities of relocation before I go much further. As always thanks for your time. Oh yeah, I posted here because the retirements benefit package alone have huge impacts on our financial future.
Alpine 8" DVC Subwoofer enclosure $149.99 @ bestbuy.com
Added on : Saturday May 25th 2013 01:00:02 PM
4 Day sale on this subwoofer enclosure. A few weeks ago it was actually cheaper at $100, but no telling if it will ever drop to that price again. Still at this price it's a very good buy.See reviews of the sub by itself here and here.I've actually owned this sub and had it in a sealed box and it performed extremely well. This is considered one of the better 8" subwoofers you can buy. I paid close to this $149 price but w/o the enclosure. This looks to be a very well built box and will yield a lot of output. In the sealed box it seemed a little power hungry, or at least more so than the JBL 8" GTO sub that it replaced. The subwoofer looks like it might be discontinued but it does not mean it not a good subwoofer or not a good deal.Buy it here.
Specs: Details: Description:
Warranty Terms - Parts 1 year
Warranty Terms - Labor 1 year
Height 19 inches
Width 11 inches
Depth 5 inches
Weight 18 pounds
Woofer Size 8"
Woofer Material KEVLAR-reinforced pulp
Magnet Size 52 oz.
Continuous Power Handling 300W
Peak Power handling 900W
Impedance 4 ohms
Connection Type Spring-loaded terminals
Recommended Installation Type Ported
UPC 793276011510
Best Buy Coupons
Warm deal - $5.00 off Saxx @ Manpacks.com
Added on : Friday May 24th 2013 11:00:07 AM
Manpacks.com has a brand of undergarments for men call Saxx. Pretty expensive, but extremely comfortable. They are having a rare deal of $5.00 off, so not a hot deal, but these are a need to own brand of boxer-briefs. The site has all the info on them, but the difference between these and others, is Saxx has a pouch for you. No more stick, even when it is hot out! Super comfortable.http://manpacks.com/blog/2013/05/saxx-underwear-sale-5/?utm_sour...
There is a local shop here in Philadelphia that has been operating for more than 20 years and has been very dependable in their unlocking services. I've had many phones unlocked by them for myself and my wife for international travel. The owner recently joined the 21st century and decided to create a website CarrierUnlocked.com and while I am a close friend of the owner, I have no share or investment in the company. I find that his prices are already extremely fair, his turnaround time is excellent, and he is a very courteous and responsive person. Paired up with his 50% discount, I just felt everyone considering unlocking their phone should really check out his website.
Swedish family stranded in Los Angeles after high change fee
Added on : Monday May 20th 2013 07:00:03 PM
http://www.dailynews.com/news/ci_23275734/stranded-swedish-famil...Here's the Sheriff's press release:Stranded Swedish family of 7 heads back to Sweden, Assisted by LASD Carson & RFB
On Friday, May 17, 2013 at approximately 4:30 a.m. a Swedish family of 7 were walking West Bound on Sepulveda Blvd, approaching Normandie and the 110 Freeway. A local citizen called Carson Sheriff's station and indicated that a male with the family was asking for help near the 900 block of West Sepulveda Blvd. Carson Sheriff's Deputies responded and made contact with the family and transported the family to the Carson Sheriff's Station. Caslav (Father), Alexander (Mother), and their two ten year old twins, 14 year old daughter, 17 year old daughter and 2 year old daughter were extremely upset and unable to communicate with Deputies because of a language barrier. Reserve Forces Bureau Sgt. Britta Kjellstrand, who speaks Swedish, responded to Carson Station and interpreted for the family and was able to find out that the family had traveled from Sweden for a family graduation. Sgt. Kjellstrand spent over 3 hours talking to the Trandafilovic family and gave them "good old American" hamburgers and fries that afternoon. The Sheriff's Department assessed that the family were not victim's of crime, however had depleted their whole financial savings on return trip tickets back to Stockholm, Sweden due to a family emergency. They had travel arrangements back to Sweden on Sunday, May 19, 2013 but had found themselves without a place to stay, food or money. Sgt. Kjellstrand reached out to Sheriff's Department Reserve Forces and was able to obtain funds for hotel accommodations, food and transportation to the airport for the family. Reserve Assistant Sheriff Jerry Goddard also contributed to the family to ensure their well being. Sgt. Kjellstrand and Reserve Assistant Sheriff Goddard transported the family to a local hotel in Carson, stayed in direct contact with them and made sure they were safe. The Trandafilovic family was exhausted after experiencing 5 days of travel, a time change, a family emergency, and no money. On Saturday, May 18, 2013 Sgt. Kjellstrand spent the afternoon with the family and had pizza with them as the kids swam in the hotel pool. On Sunday, May 19, 2013 at approximately 12:00 p.m. the Trandafilovic family were transported to LAX airport for their return to Stockholm, Sweden. "Helping this family was possible through the collaborative effort of the Sheriff's Carson Station, International Liaison Unit, Headquarters Bureau, and Reserve Forces Bureau. Being born a Swedish citizen and now an American citizen, I understand the Swedish culture and the difficulty that this family has endured, especially not knowing the English language. We were glad to be able to bring some security to a devastated family of seven through the kindness and generosity of others," said Sgt. Kjellstrand.
http://local.nixle.com/alert/5004138/
Need help with a massive dental quote
Added on : Monday May 20th 2013 04:00:11 PM
So I went to the dentist today for the first time in 3 years. Yes, I know, it was an atrocious oversight that I will never repeat. Several things immediately turned me off about the place. First is that they ask my occupation on the in-take form. I know this is common on medical forms, but why is this relevant? I feel like this is only to gauge a patient's ability to pay. Second is that the hygeniest peppers me with questions about my job, what part of town I live in, etc. Again, maybe she's just extremely chatty (and I know they are trained to interact with patients to keep them calm), but why the personal stuff? After many x-rays and examinations, I am told that I need a) 13 fillings, the cost of which will be, at $192 per, almost $2500, and b) Invisalign and a retainer to fix my bite, which will be $6600. I looked at all the x-rays and the dentist explained most things pretty thoroughly, so I'm not too worried about being charged for unnecessary work/procedures. However, should I get a second opinion? Assuming I need all this work, should I 1) negotiate the bill down, and if so what strategies should I use other than offering to prepay all the fillings in cash (which the web site says will offer a 5% discount), or 2) go overseas/to Mexico to get the work done? If anyone has experience with the latter, I would love to hear about it. I could even make a vacation out of it because I have boatloads of airline miles/points, so that aspect of the cost is not a concern.
Need help with a massive dental bill
Added on : Monday May 20th 2013 12:00:05 PM
So I went to the dentist today for the first time in 3 years. Yes, I know, it was an atrocious oversight that I will never repeat. Several things immediately turned me off about the place. First is that they ask my occupation on the in-take form. I know this is common on medical forms, but why is this relevant? I feel like this is only to gauge a patient's ability to pay. Second is that the hygeniest peppers me with questions about my job, what part of town I live in, etc. Again, maybe she's just extremely chatty (and I know they are trained to interact with patients to keep them calm), but why the personal stuff? After many x-rays and examinations, I am told that I need a) 13 fillings, the cost of which will be, at $192 per, almost $2500, and b) Invisalign and a retainer to fix my bite, which will be $6600. I looked at all the x-rays and the dentist explained most things pretty thoroughly, so I'm not too worried about being charged for unnecessary work/procedures. However, should I get a second opinion? Assuming I need all this work, should I 1) negotiate the bill down, and if so what strategies should I use other than offering to prepay all the fillings in cash (which the web site says will offer a 5% discount), or 2) go overseas/to Mexico to get the work done? If anyone has experience with the latter, I would love to hear about it. I could even make a vacation out of it because I have boatloads of airline miles/points, so that aspect of the cost is not a concern.
Ripped from SD
Kmart has their sisters store Detergent on sale for $9.99 again, plus, with the Free Shop your Way Rewards membership going on, you can get free shipping!Link HereShow your laundry you mean business with stain-fighting Ultra Plus laundry detergent. Safe for all machine-washable fabrics and colors, this heavy-duty power detergent removes tough dirt and stubborn stains. This box of detergent is an extremely affordable choice, giving you 180 wash loads under normal use for an economical cost per wash.
Ultra laundry detergent boasts a high-efficiency enzyme cleaning action that works to remove the toughest ground-in dirt and stains, suspending soil for clear rinses. You can use it in all types of washing machines, from traditional top loaders to high-efficiency model. It's suitable for all water temperatures and features a non-phosphate formulation that's safe for septic systems. This long-lasting box is also easy on the environment; the compact dosage and packaging means less waste to recycle.This Detergent is packed with Enzymes (like Tide) and is only .5cents a load. A really good deal, imo.
Kmart.com Coupons
Buying lots for cheap and then reselling them after a year?
Added on : Tuesday May 14th 2013 11:00:10 AM
Hey guys,I wanted to see if anyone here was familiar with this process:To make it simple I will simplify it as much as I can:1. Go to auction and buy lots
2. Wait for a year (some sort of waiting period)
3. After a year, you can do whatever you want with it. Build on it, flip it (most common)
4. ProfitExample I was given:Friend bought 3 lots for $5,000
Friend said he can flip it after a year to a developer for half the market value. Market Value is $55,000. So He will sell it for $25,000. Thats like 5 times your money! After googling, I came across this process:"Much cheaper than traditional foreclosures, properties bought at TAX SALE auctions can be purchased for as little as 2-10 percent of current market value. Yes, this is real. Every year thousands of houses, lots, farms, ranches and even timeshares, are offered for sale by county governments across the U.S. for just the back taxes owed plus costs. These are cash purchases. After the applicable redemption period, Investors receiving deeds to these tax sale properties obtain all rights to the properties free of liens, mortgages and trust deeds except for any IRS liens. The properties may then be resold for current market value or held as rental property as desired. For investors who learn the tax auction process and research the desirability of ownership of the properties up for bid, tax sales can present an extremely lucrative investment opportunity. Most counties hold their tax auctions annually at about the same time each year. These auctions are held throughout the year with many coming in the fall and winter months. Lists of prospective properties to be auctioned are published about a month before the auction. Check with your local county treasurer's office for details of their next auction. Now, since many counties are holding their auctions online, investors all across the country can bid on tax sale properties nearly every month.Information about local tax sales can be obtained from most county treasurer's offices online. For information on a national scale, visit www.bid4assets.com among other sites for a good overview. For some real fun, check out the lists of properties that can be obtained for bids as low as one dollar. This is a treasure trove of extreme bargains."
thoughts? What sort of pitfalls can I avoid if I go into this sort of venture? Any experience would be awesome. Also it sounds like a "Sounds too good to be true" type of deal too.
Gun Digest eBook: Combat Shooting with Massad Ayoob (46% off Retail) $9.99http://www.gearhog.com/Deal Overview
Combat Shooting with Massad Ayoob (Digital PDF DownloadFormat: eBookThis digital version of Combat Shooting with Massad Ayoob features all of the critical self-defense, tactical and concealed carry information of the print book in a single PDF download. (21 MB)Table of ContentsChapter One: Mindset
Chapter Two: Learning Combat Shooting
Chapter Three: Three Gunfighters
Chapter Four: Competition as Training
Chapter Five: ChoicesA Word from the Author, Massad Ayoob"I started this book with the section on mindset, because that's where it all begins with the practitioner and therefore, is the core of the matter. "Next comes a structured guide to learning combat shooting, because that's where the practitioner gains the ability to weave together the necessary elements of this multidimensional discipline."In the middle of the book we analyze the experience of three gunfighters who all 'faced the elephant' more than once. It's striking how much they have in common, and on how many levels."Next is an introduction to the competitive element of combat shooting, and a rationale for why - though it's not complete training in and of itself - competition can be an extremely useful component of training, skill maintenance, and skill assessment. "Finally, we close with some of the choices the serious combat handgunner has to make if they're going to get the most out of the whole endeavor."
This is clearly a product description error! Do NOT order if you won't have the patience to fight it out later on.The 2-pack is accidentally listed as a 24 pack of 2 (=48 bars).Product title "Dove Men+Care Body & Face Bath Bar 2-
Count 4.25 oz. (Pack of 24)"Shipping weight "13 pounds".Product link.(Link to Amazon's A-to-Z Guarantee protection [You're going to need this if you order ]: Linky.)Possible scenarios:48 bars are shipped: Extremely unlikely.Order gets cancelled: Likely.Only 2 bars are shipped: Very likely.If and when only 2 bars are shipped, submitting the claim will likely get you entire purchase price refunded.Any other ideas?~~~~~~~~
Also, if you decide to order, MAKE SURE TO TAKE SCREENSHOTS ALONG THE WAY!Oh, and while you're at it, use their 5% off code on product page
Amazon Coupons
Known Problem with Air Conditioner, Now Out of Warranty
Added on : Thursday May 02nd 2013 02:01:19 PM
I have a pretty severe leak in the coil of my air conditioner, which is bad a very bad thing for those that may not understand how an air conditioner works. It was installed in my home when it was built by the builder (low quality, now bankrupt). The installer is still in business and they provided a warranty on the system. During the warranty period, they came out to service the unit and had to fill the freon (R-22). Not being an HVAC expert (but being fairly astute), I began noticing that the air conditioner was not performing very well. Some of it I attributed to the system being under-sized for my home (a suspicion, on my part). Anyhow, this past summer it was performing horribly and began to freeze up. I quit worrying about it just turned it off as the weather started to cool down.Fast forward to today: I called another company to come out and take a look, hoping to get the thing operating. The service technician checked the pressure and found that it was EXTREMELY low... maybe just about 20% of the freon it should have in it. He also asked how many square feet the house is and noticed the system is about 25-50% under-sized. I had him perform a leak test and he found only one leak in the coil (and noted that the it is a common problem for the model of coil for the year it was manufactured). From research and verification of the technician, the company that installed and warrantied the system should have addressed the leak when they filled the freon while it was under warranty.I have the company that serviced the system coming back out tomorrow to give me two estimates: 1) repairing the system: likely ~$2k or more, 2) installing a new system that is properly sized and can use the newer freon replacement as the R-22 cannot be sold as of 2015: likely ~$5k or more.So, here is the crux of the situation. The company that installed was negligent in not addressing the leak while the system was under warranty. Professional opinion is that it should always be addressed... the system isn't going to leak and then just fix itself, it will continue to leak causing poor performance and eventually will cease to operate and these gasses are regulated because they are bad for the ozone layer (if that is an important consideration for you). So, as with other warrantied items, what experience have you all had getting a company to address something (completely or partially) when it is out of warranty due their negligence during the warranty period?I would be satisfied if they would pay for the system to be repaired, or just cut a check to me for the cost. This issue has certainly cost me more in terms of discomfort and inefficiency, but I would be willing to settle for just the money to repair. This is also considering that they under-sized the system. I would then take the money and put it towards replacing the system with one that is adequately sized and is ready for the newer freon. I am also not intimidated by the notion of taking them small claims court, either... I successfully represented myself last year (if you read and remember the thread about my dog being attacked). I have legal service but it doesn't cover small claims court (but it does cover consultation and pre-court "planning").If they do not want to cut a check for the cost of another company to repair and would want to perform the repair themselves, then I would only be satisfied with them installing a completely new system at cost (with me being willing to pay the difference from a comparable system to an adequately sized system).What would satisfy me and what may happen in reality may not even come close to meeting up, obviously. I am not being naive. I am just looking for those that have tried and either failed, partially succeeded, or completely succeeded in having a similar situation addressed and advice from those folks. Thanks in advance.
Mountain Hardwear Hunker Down Jacket - M $124.95 FS @ usoutdoor
Added on : Sunday April 28th 2013 09:00:03 AM
Mountain Hardwear Hunker Down Jacket - M $124.95 FS @ usoutdoorhttp://www.usoutdoor.com/deal/The Mountain Hardwear Hunker Down Jacket for men was designed to give you superior warmth in extremely cold weather conditions. The super durable 50 denier fabric shell of the Hunker Down Jacket by Mountain Hardwear is made to take a little more abuse than the norm and it is filled with super warm and lightweight down. The other features of this jacket are adjustable cuffs for perfect fit, interior water bottle pocket, fleece lined handwarmer pockets, dual hem drawcord adjustment and an interior zippered pocket to stow your I.D., keys and other small needful things. You will have no problem staying warm in this jacket.
I recently started an online venture (outside of my "day job"), and it has taken off in the last couple months. I was hoping it would make a few hundred dollars here or there, but all of a sudden it's pulling in ~$20k/month. It's currently set up as a simple sole proprietorship, but I'm wondering if I should form an S-Corp or LLC to minimize the self-employment tax. I have zero experience with this sort of thing, and I don't really know anyone who's business savvy, so I thought I'd ask here for advice on where to start. I've read some of the past threads about S-Corps, but I'm still not sure where to start. (I was thinking about checking out a NOLO book on incorporation, and possibly consulting a professional accountant.)I'd also like advice on how to go about finding/choosing an accountant. To date, my income has been on the low side (~$30k/year), so I've always taken a thrifty/do-it-yourself approach. (I hope to get a better paying job in the near future, but that's another story.)I'm afraid that revenue could fall significantly at any time, so I've been reluctant to invest in it, but it's currently going full-steam ahead. Another question is, is it possible to retroactively form the LLC/S-Corp (to classify all 2013 income under the S-corp, even though I haven't incorporated yet)? I just received some large checks made out to me; if I were to open a business checking account and deposit them there, would that help at all? And if revenue nose-dives, how much of the cost of incorporation could I get out of by cancelling it?As far as I can tell the venture doesn't have a significant liability risk, so I'm mainly interested in this for tax reasons rather than liability shielding. If anyone has experience with this sort of thing, can you give an estimate of the costs associated with managing payroll, incorporation, accountant fees, ... anything else I'm missing? I'm in California.Then if I do incorporate, there's the question of what fraction of the income to pay as wages. I've heard that you should pay 50% to be on the safe side, but in this case the revenue is not particularly tied to the amount of work I put in (once something starts doing well, it can continue to bring in revenue with very little input from me). Business expenses are also extremely low. If the fact that there's no significant capital expenditure means I have to pay wages much over 50%, then this whole exercise may not be worth it.I'm also realizing that I should possibly set up some sort of retirement account contribution, since I don't need this cash right away. In the past I've just made Roth IRA contributions, so I don't really know anything about 401(k)s etc.To summarize, main questions are:
At what point is it worth it to incorporate and what are the costs?
What is the best way of learning how to incorporate and to find good professional help?
Is there any way to retroactively incorporate?
General advice very welcome.Thanks for any input, and sorry this is a bit of a scattered question.
Keep your insurance card in your pocket: it can save your life
Added on : Tuesday April 23rd 2013 02:03:50 AM
I heard this extremely unfortunate story, hopefully, it won't happen to any of us:
Coworker A had a sudden heart attack. Coworker B drove A to the closest hospital. When arrived, A was already unconscious, so B was trying to help out with the paperwork. B doesn't know if A has insurance or not, and A doesn't have an insurance card in her pocket, so B was told by the hospital to pick one of the two options below:
1) Drive A to the nearest county hospital, because they can't take her without her insurance information
2) Have B sign a form so that if A fails to pay her hospital bills, B will be liable to pay
B couldn't decide, but kept trying to call A's husband a million times, but couldn't reach him. A died waiting. I don't know if the hospital's refusal is legal or not (lawyers, please chime in), but it is certainly not ethical.ALWAYS HAVE YOUR INSURANCE CARD WITH YOU, IT CAN SAVE YOUR LIFE!I know a lot of us are actively thinning our wallet and took advantage of the SuperSkinny deal a little bit ago, and have been trying to take out unnecessary cards, but your medical insurance card isn't one of them.
Slab Foundation Crack, Should we break contract?
Added on : Monday April 22nd 2013 01:01:06 AM
Hi Everyone,We are searching for our first family home in Mountain View. Inventory is extremely low and it is very hard to get your offer accepted with contingencies. Our offer has been accepted for a house. We wrote an offer that was con-contingent, 21 days close, picking seller's closing costs. We always believed that we had written a really high offer (14% higher than list) but we also feel that it is necessary in this market and the way prices are going up we are better off if we get a house as soon as we can. Another reason we believe that it was an higher offer is that house needs floors, kitchen, bathroom, dual pane windows, LARGE fruit tree removal (we want plane playarea for kids). But anyway, we were still happy until we saw a crack in slab foundation right at the bathroom door. The strange thing is that carpet had been cut open from that area before house was put on the market. We never sat down to have a peek what is inside until yesterday (15 days into contract, 7 more to go). The crack does not look very wide but it is not hairline crack either. It runs through the ground to the outer wall. We suspect that as carpet had been cut open from that place, then someone at some point suspected something and opened the carpet to check (may be a potential buyer?). That specific door does not close on jamb properly, and there is a crack in the top side of the door which looked minor before. We suspect that owner/seller agent were aware of the foundation crack but failed to mention it in disclosure. I mention this because that it may help us get our 3% deposit back if we break the deal. We have no claim because we wrote a non-contingen offer but if we could prove that seller intentionally shied away from disclosing structural fault then do we have a claim? We are first time home buyers with no experience of construction or remodeling. So, this looks like deal breaker to us. We don't want to deal with structural construction. In past we passed on houses which needed a wall removal. This looks huge to us in comparison to a wall removal etc. Please advise, do you think it is a deal breaker or should we close the deal? We are not looking forward to be back in market again anytime soon. Should we negotiate a price decrease to accommodate repair and future reselling problems because of structural fault? We are meeting structural engineer tomorrow to his opinion.
Basics AA NiMH Precharged Rechargeable Batteries-8-Pack, 2000 mAh for $7.62 + free shippingFree shipping with Prime or $25 purchase.You have to click on the " 2 used from $7.62" Its sold by Amazon Warehouse Deals at this discounted price.

http://www.amazon.com/AmazonBasics-NiMH-Precharged-Rechargeable-...8-pack 2,000 mAh rechargeable AA batteries for digital cameras, remotes, and more. Pre-charged and ready to use right out of the pack;Extremely slow self-discharge rate maintains 80% of capacity after 1 year of storage at 20℃. Greater Power and Better Performance in lower temp than Alkaline.Combines best features of AA alkaline (ready to use) and rechargeable (reusable) batteries. Can be charged up to 1,000 times (including partially) without experiencing memory effect.SOLD FROM WAREHOUSE DEALS---> Like newLooks like they have a good amount in stock
Also the 4 pack AA for $4.40
and 4 pack AAA for $3.14
Less than $1 for a rechargeable battery, good deal in my book, I stocked up.
Amazon Coupons
Armada Crevasse Ski Jacket $99.95 FS @ usoutdoor
Added on : Tuesday April 16th 2013 01:00:07 PM
Armada Crevasse Ski Jacket $99.95 FS @ usoutdoorhttp://www.usoutdoor.com/deal/Enter the abyss of delight when you put on the Armada Crevasse Jacket. This mens ski jacket has the standard fit, and is roomy throughout for those unexpected mountain maneuvers. Armada got it right with the 100 percent seam sealed construction and SuperFlo Lining System. The adjustable powder skirt with Lycra suspension and no stag mesh-lined pit vents are extremely handy. Stay warm with the micro fleece chin guard, and your ergonomic hood with reinforced brim and reactive quick release tab. The Crevasse Jacket pockets are delightful with an external-access music pocket with headphone port, and a micro fleece goggle pocket. It all comes together in this jacket with YKK zippers and adjustable cuffs. Go for it and realize the sheer ease of sliding.
Saved like crazy...need some advice on what to do now.
Added on : Tuesday April 16th 2013 12:01:30 AM
I started reading fatwallet over 10 years ago. I'm 30 now and have about 1M saved -- no debt.
45% in stocks, mutual funds/bond funds/REIT funds,
8% in 401K,
6% in investment property,
15% in CD
25% in cash in alliant account (250K)I'm wondering what to do with the CD/Cash? I'm extremely busy with a business, so I don't want to spend more time managing investment properties. Sometime soon, though, it might make sense to buy a house. Is there any reason to pay more than the typical 20% down?My goal is to just consult/teach/do my own projects in 15-20 years (or sooner). I'm also an entrepreneur, so starting/growing my business is a priority. Any tips from people who are wiser and older? I'd like to invest intelligently, and don't want to lose the money I saved!thanks!
Today's Free Kindle Books - 4/15/2013
Added on : Monday April 15th 2013 10:00:44 AM
All I can say is "They were listed as free when I posted on FW"
No Ordinary Hero (Keepers of Justice, Book 1) [Kindle Edition]
Dee J. Stone (Author)
http://www.amazon.com/dp/B00B6LP8GS
Book Description
Publication Date: January 26, 2013
The world is set to explode in three months.The source: a lonely girl with an extreme superpower fueled by the negative emotions inside her.The solution: send fourteen year old superhero-in-training Kale Zenith to be her friend and give her a reason to smile.The problem? The girl trusts no one.With the fate of the world in Kales hands, quitting is not an option. Perseverance is key to knocking down the many walls around her, and soon he gets to know Lindsay as more than just the girl who will destroy the planet.But theres trouble back home. A secret plot is brewing inside his superhero League, and its up to Kale to expose the traitor. But that takes time away from Lindsay when she needs him most. Can he save her and the world before its too late?
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Poster Girl (Friends Along the Way) [Kindle Edition]
Anne Emerick (Author), Laura Petrisin (Illustrator)
http://www.amazon.com/dp/B008PVQ2X0
Book Description
Publication Date: July 17, 2007
Paula wants to win the third-grade science poster contest more than anything. There's just one problem - and her name is Cynthia Lyden. Also known as Little Miss Perfect. Cynthia, a girl with a different hair scrunchie for every outfit. Cynthia, who handwrites whole pages without a single cross-out. Cynthia, who framed her poster and brought it in a day early. All Paula wants is a chance to shine a little. But is she smart enough to compete with Cynthia? And if so, will it matter? As the two girls compete, Paula makes a startling discovery that changes her desire to out-do her rival.
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Ten Interesting Things About Human Behavior [Kindle Edition]
Suzanne Davis (Author)
http://www.amazon.com/dp/B006RDFHCK
Book Description
Publication Date: October 1, 2011
Ten Interesting Things About Human Behavior is a short, lighthearted look at 10 things human beings do, why we do them, and their significance in our everyday lives. How do we resolve psychological conflict that occurs when our behavior violates our attitudes? Why are we so quick to blame others for their behavior while offering excuses for our own? What should we make of the talking heads on cable TV who argue about the cause of TV violence on children's behavior - whose explanation is correct? Why are reality TV shows, some of which portray contestants as pathetic and dysfunctional, so popular?Questions like these usually provoke different answers from different people, each of whom may attribute his or her answers to "common sense." One person argues that "of course children mimic violence they see on TV - my kids do" while another attributes it to "poor parenting - because my kids don't." Which is it, and why?Research psychologists try to answer these questions as best we can. This book is a brief look at the answers to 10 aspects of human behavior - answers derived from controlled behavioral research that is designed to test various theories about behavior. Certainly, there is more to human behavior than the 10 things I chose for this short book. And there are hundreds of primary sources and research reports that describe the research findings in more depth. They're out there if you'd like to read more.But for those who are new to the field of Experimental Psychology, 10 Things may pique your interest in learning more about the subject. And for those "armchair psychologists" out there who'd like a quick read about the most fascinating creatures on the planet - human beings - I think you'll like it, too.
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The Fireball Kid [Kindle Edition]
Bill Palmer (Author)
http://www.amazon.com/dp/B0054H3Z38
Book Description
Publication Date: June 4, 2011
The Sandlot meets The Wonder Years in The Fireball Kid - the story of 12-year-old Danny Voss, a South Side Chicago kid growing up in the racially charged mid '60s.
All Danny dreams about is playing baseball for the Chicago White Sox when he grows up, but 1964 presents some serious obstacles: The toughest teaching nuns in the Chicago Archdiocese. The Little League team and Coach from Hell. A major crush on beautiful, big-haired Gloria. Plus, a well meaning but extremely frugal father, a younger sister who wants to be a priest and a mother that thinks Danny's road to the Major Leagues is paved with her meatloaf.
Except for surviving a secret trip to Riverview, the worlds most dangerous amusement park, the summer of 1964 is hardly going Dannys way. But quicker than a Sandy Koufax fastball, Danny is flush with cash after taking a part-time clandestine job working for Willis, a charismatic black man who lures suckers to Riverviews African Dip" attraction. Dannys rep as the Fireball Kid earns him a spot on the Monarchs - an all black inner city ball team Willis manages. Its not long before the Fireball Kid finds himself playing in the game of his life with his big league dreams and his best friends life on the line.
The Fireball Kid is a hilarious and moving coming-of-age story that feels as good as spending a day at your favorite ballpark with a couple of best friends and a few cold beers.
-Matt Iseman, host of Sports Soup and Clean House.
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Make Him Commit and Think It's His Idea [Kindle Edition]
Nate Truman (Author)
http://www.amazon.com/dp/B008XT8KHA
Book Description
Publication Date: August 14, 2012
Introduction:
Why Should You Read This?  If guy after guy stops calling you 'out of
the blue', then this book is for you.  Hint: It's not 'out of the blue'- there are very specific
reasons why they quit calling you and I'm going to show you how to stop the
behaviors that are turning them off.  If you've had more than one guy 'shut down'
and quit talking during a disagreement, then you need to read this.  If you 'fight
a lot' with every guy you date... maybe you're not the unluckiest woman on the
planet that somehow 'finds all the jerks'...  Maybe it's YOU.  The fact
is, there are 5 very common things that women do unknowingly that really turn
men off... not only turn them off but have them running the opposite direction.  Most of
these you have no idea that you're doing... In fact, you probably think that it's
part of "playing the game", when in reality you're systematically turning him
off one mistake at a time.  A lot of
women think they know exactly what they're doing when it comes to dating and
reeling in the guy they want... but a lot of times the results speak for
themselves.  The
Next 30 Minutes Will Reverse Years of Frustration...  This
will only take you about 30 minutes to read... but it will help your dating
life out tremendously.  I've taken the biggest mistakes that women make
with us guys, and boiled them down into clear explanations that you'll
instantly "get"... and it will become very clear where your problems are.
_____________________________________________________________________________________________________________How To Talk To Your Kids & Grandkids: 10 Secrets To Being The Grandmother Everyone Adores [Kindle Edition]
Deborah Williams (Author), Linda A. Johnson (Author)
http://www.amazon.com/dp/B006P57THG
Book Description
Publication Date: December 21, 2011
How To Talk To Your Kids & Grandkids: 10 Secrets To Being The Grandmother Everyone Adores. The #1 Kindle Bestseller in Grandparenting.
This guide explores the 10 way to talk to your kids, as well as fun tips for opening up conversations with your grandkids. How To Connect Long Distance With Grandkids
Making the Most of Your Time with Grandchildren
Grandparent Visitation
Better Conversation with Grandkids
When Grandkids Visit
Step-Grandparentingand much, much more...The Ten Secrets are not just about becoming an amazing grandparent. They are about how to build, make, and keep strong relationships with your children, and create relationships with your grandchildren that will make a lasting difference in both your life and their lives.Whether your goal is to be a long distance grandmother or to be a key part of your grandchildren's lives, there's never been a better time to learn these skills.Curious? Scroll up and click the "Buy Now" button, and learn the 10 Secrets To Being The Grandmother Everyone Adores
__________________________________________________________________________________________________________________ Perfect Pierogi Recipes [Kindle Edition]
Rose Wysocki (Author)
http://www.amazon.com/dp/B00B0GC7YK
Book Description
Publication Date: January 11, 2013
In Perfect Pierogi Recipes Rose Wysocki shares both traditional and contemporary recipes for pierogi dough, fillings and toppings. Some are recipes from her Polish Mother and Grandmother. Others are recipes she's collected or developed over the years.You'll find a total of 51 recipes. They are very easy to make. Included are recipes for: 10 different pierogi doughs (traditional and contemporary), 15 savory fillings, 6 sweet fillings, 3 traditional pierogi toppings, 2 contemporary toppings, 9 compound butters and 6 sauces. You'll also find a list of 16 additional traditional toppings and 10 contemporary toppings (without recipes.) Finally you'll find a lot of information about the history of pierogi, how to make pierogi dough, different methods to cut, stuff and seal the pierogi, how to best boil, saute, deep fry or bake pierogi, how to freeze pierogi and more. Rose also provides information about a couple of pierogi cutting and sealing tools that will save you a lot of time in preparing pierogi.Making pierogi at home is really easy if you have the right directions. This book will give you a head start on making perfect pierogi for your family in your home.
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Out of Sight, Out of Mind - Easy Home Organization Tips and Storage Solutions for Clutter-Free Living [Kindle Edition]
Judith Turnbridge (Author)
http://www.amazon.com/dp/B008GSG64C
Book Description
Publication Date: July 1, 2012
Out of Sight, Out of Mind - Easy Home Organization Tips and Storage Solutions for Clutter-Free Living Do you feel trapped in a home too small and cluttered to breathe in? Would you like a designated place for everything?If you do, then Judith Turnbridge's latest book will provide you with all the answers you've been looking for.This easy-to-follow guide is jam-packed with practical tips and ideas for clutter-free home storage. It covers a host of topics on the separate areas of your home and gives you unique ideas on storing items such as shoes, makeup, books, and more. You'll learn how to utilize every inch of space, so you can say goodbye to being overwhelmed with clutter. You'll be able to stop wasting time and money looking for lost things and buying duplicates you already have. From now on your home will never be too small.Topics covered include: The living room
Storing toys in the living room
The kitchen - including a kitchen without many cabinets
The bedroom - including storage ideas for a small bedroom
Where and how to store clothes when there are no closets
How to keep nice/business clothes from getting wrinkled and dirty while in storage
How to store clothes in an under-bed storage bag without them smelling
How to raise a bed for under-bed storage
Socks and underwear storage when you don't have a bedroom dresser
Good makeup storage and organizational tips
Simple ideas for jewellery storage
The bathroom - including an extremely tiny bathroom
The kids room - including storing school artwork and crafts
The garage - including ideas for rodent-proof garage storage
How to solve shoe storage problems due to a cluttered closet
Storing shoes that do not serve an everyday purpose
Building your own DIY shoe racks
Handbags and purses
Storing a bike in a small apartmentThere's also much more in this fabulous book. You owe it to yourself to find out why nothing is better than a well-organized home and to finally turn your back on clutter forever.Judith Turnbridge is also author of the popular 'How to Declutter Your Home for Simple Living'.
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The Cuban Missile Crisis: A Very Brief History [Kindle Edition]
Mark Black (Author)
http://www.amazon.com/dp/B00AY4N4B4Book Description
Publication Date: January 6, 2013
Want to learn more about history, but dont think you have the time? Think again.The Cuban Missile Crisis, as it is known in the United States (US), occurred in October 1962. It was a naval military standoff that took place in the Caribbean Sea off the coast of Cuba between the two superpowers: the US and the Union of the Soviet Socialist Republics (USSR). Lasting thirteen days, it marked the height of the Cold War tensions, and was the closest the two nations had actually come to an outright war, which could in turn have led to a nuclear confrontation.The Very Brief History series is intended to give the reader a short, concise account of the most important events in world history. Each book provides the reader with the essential facts concerning a particular event or person; no distractions, just the essential facts, allowing the reader to master the subject in the shortest time possible.With The Very Brief History series, anyone can become a history expert!
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Free Country: A Penniless Adventure the Length of Britain [Kindle Edition]
George Mahood (Author)
http://www.amazon.com/dp/B0085W00M8
Book Description
Publication Date: May 23, 2012
"...spent last night laughing so much my coffee came out my eyes...""...this book is quite simply the best I've read in years...""...a completely bonkers challenge and a brilliantly funny read, I couldn't put it down...""...it reminded me of some of Danny Wallace and Dave Gorman's best bits...""...this wonderful story had me crying with laughter more often than not...""...inspiring, uplifting, need I say more? Quite brilliant...""...funny, totally engrossing and actually quite moving...""...one of the most heart-warming, genuinely funny books I have read in a long time...""...not many books keep me up 'till 4am, endangering my marriage in the process... Read it now...""...for the price of half a pint of beer you'll fill at least 4 pint glasses with tears of laughter..."
FREE COUNTRY: A Penniless Adventure the Length of BritainThe plan is simple. George and Ben have three weeks to cycle 1000 miles from the bottom of England to the top of Scotland. Theres just one small problem they have no bikes, no clothes, no food and no money. Setting off in just a pair of Union Jack boxer shorts, they attempt to rely on the generosity of the British public for everything from food to accommodation, clothes to shoes, and bikes to beer.During the most extraordinary of challenges, George and Ben scavenge through rubbish bins, search for the Loch Ness monster, wash dishes, clean hotels, sing Christmas carols for food, swim in lakes, descend Cornish hills on childrens bikes and cook a barbecue for 30 old people in a field. They spend the night in a greenhouse, a canal boat, a posh hotel, an empty house, a pub, a tent in a car park and a barn with a bull. Through the course of their hysterical journey they are clothed, fed and sheltered by the generous people of Britain; from llama farmers to onion farmers, students to lifeguards, a former rock-star to a former hit-man and Michael Eavis in a pair of hot-pants. They blaze a trail of open doors and warm hospitality the length of this green and pleasant land, proving that - both monetarily and opportunistically - Great Britain is undoubtedly a Free Country.
Great for travel. Wicking. Dries very quickly after hand-washing. Personally endorsed for comfort with some but not too much support.94% Nylon/6% Lyrca
Extremely quick-drying so you can wash on-the-go and pack fewer pairs
Treated with Aegis Microbe Shield to prevent and control odor-causing bacteria
Terry elastic back and functional fly
ExOfficio's Give-N-Go boxer brief boasts moisture-wicking technology for breathable comfort
LINK
Amazon Coupons
Environment Getting Tough For Investors: My Breakdown
Added on : Wednesday April 10th 2013 07:01:17 PM
In the interests of providing some food for thought to the FWF community I thought I would post this for investors here curious about ideas on how to position themselves going forward. I know a lot of smart people right now are looking at the current situation realizing that just about every investment out there is loaded with uncompensated risk and that even includes assets like cash which historically haven't had that much uncompensated risk associated with it. Now I by no means have a crystal ball and if you don't care about the thoughts of some guy on the internet then by all means don't read this. I wouldn't be posting if I didn't think there was some valuable insights in here, but feel free to take everything with a big grain of salt. And sorry for the book, but honestly something as complicated as capital markets requires length otherwise it's not even worth reading or writing.In this I'll address strategy going forward for both more active participants as well as for the Boglehead passive investors(yes I think even you guys have always had a small amount of decision making, it's just a lot smaller than most people; I'll explain it below). The basic fundamental problem that I see among investors today is that just about everything they're relying upon for how to invest for the future is predicated on falling interest rates and falling inflation rates. For 30 years falling interest rates have been the name of the game, and I think the typical investor out there does not understand how Crucial interest rates are to everything they invest in. It is likely a more important factor than any other factor in the entire marketplace and runs through everything. Everything from the valuation of the bond market to the discount rate that equity investors use to value equities to the input costs of firms relying upon short term debt to factoring receivables to sovereign financing to mortgage and home buying/building activity, etc. To give retail investors an idea think about how much you've heard about the impact of higher gasoline prices has on the economy individually and commercially and multiply that concept in your head by at least 10 times and you'll have an idea. Now this isn't some big bearish case at all, clearly economies can function alright with higher gasoline prices and the same is the case for higher interest rates or higher inflation for that matter. The point is that the way the economy and capital markets function under that paradigm shift is very different than what you've grown accustomed to, but while that is the case the vast majority of the 'rules of thumb', assumptions, etc. that all of you and practically every investor out there rely upon involve past history that stretches back 5 years, 10 years, 20 years, or 30 years that all share falling interest rates as a key component in the data you are seeing. Hell if you even go back 50 years most of that data is still colored by a falling interest rate environment and so that is what you'll receive back to confirm these notions that may no longer hold true.
Now I want to be clear about one thing and that is that I'm not predicting US rates to rise in the very near future. I honestly believe I have several rather strong arguments as to why that is probably some time off yet(and quite potentially further falls in US rates before that even happens), but in order for a person to invest wisely over the short term(if desired--obviously not applicable to passive investors) they need to have a good 'home base' or a reliable investment paradigm for the long term in order to feel comfortable with the way they are positioned. So that is why I'm bringing this up. The long term assumptions you're operating off of are likely flawed, and 30 years of pro-cyclical behavior has stacked the quantity of possible bad investments at many multiples of the quantity of good possible investments. And how are you going to deal with that likely reality?
The fundamental underpinning of my argument is that if you bought 50% bonds and 50% equities in the 1980s forgot about it and woke up in 2013 you would have done pretty well over that period of time. On the flip side if you did the same in the early 1960s you probably woke up 30 years later with a *loss* in real terms. That's 30 years and you had a loss. You're fixed income positions took continued capital losses in higher interest rates, the stock market wasn't much of a help, and the purchasing power of your earnings was devalued. There is a term for this; confiscation by the public and private printing press and for the most part it does not discriminate based on what type of financial instrument you own. Again before you accuse me of being an inflation hawk that isn't the only possibility in such an environment there are 2 others(which I'll get into) and I'm not writing this to say which one is the most likely only that you have 3 possible scenarios that are all not ideal for investors long term from where we sit today.
The next assumption that I operate off is a general conceptual way that I believe the world's key policy makers are approaching problems today. And it's not very complicated. Basically, whenever presented with a problem they need to fix they always seem to choose to stack massive quantities of different types of tail risk onto the system for the future in exchange for only a marginal benefit today. For the financially astute, central bankers and politicians have basically made the determination to be sellers of black swan derivatives thinking they can take the small economic benefit today in exchange for taking on the risk of an unlikely event in the future and whenever they find a problem they just add to that position(like a person paying their credit card bills by selling options). For the less financially astute think of a gambler who show's up at the race track and bets against the worst horse every single time and treats the proceeds as income. They might be able to get away with that for a while, but likely not forever(and guessing when is extremely hard). That is your policy makers around the world and they do that because they feel their citizenry demands it(like a boss saying give us earnings no matter where you get them from).
Now lastly in terms of the assumptions I operate off of(and you can feel free to disagree) I alluded to basically 3 possibilities going forward. And these are from where you stand when you're currently at the lower bound of interest rates.
1) Higher inflation
and/or
2) Higher interest rates
and/or
3) Sustained low growthYou can have any combination of these with the exception of a combination of higher growth without higher interest rates or higher inflation. You can have higher growth and higher inflation. You can have higher growth and higher interest rates. You can have higher interest rates and lower growth. You can have all 3 of any of the above. The only thing I would argue is impossible to last is high growth without a rise in interest rates or inflation or both. To believe otherwise is to believe that wealth is unlimited and free(wealth is different than money). If you want to believe that then ignore everything I've said and will say below and knock yourself out and good luck. If you believe like I do that wealth isn't unlimited and isn't free than feel free to continue.
Passive InvestorsFirst off, what passive investors need to realize is that they still have some decision making they make even if they don't realize it. Basically, you're investing by a physical and theoretical definition of asset class. You're just limiting decision making about what's inside of those assets classes, right? So a person that invests 70% S&P 500 index fund and 30% bond index and another person that invests in 40% total market stock index and 60% in a high yield international bond index are still both index investors. So what I just want to remind you of is that:
A) You're still exercising some limited decision making because if you weren't and you really wanted to 'own an index of the entire market' you would end up with something like(and this just a guess I haven't looked this up) 50% currency, 30% bonds with an average maturity of probably 10 years, 15% equities, and 4% commodities, and 1% other. If that is what what you want to own today by all means be my guest and good luck, but I think most people would say that is insane as a long term allocation with the way the future is shaping up.
B) That the real principals of passive investing are just low cost, low turnover, broad diversification, etc. and are not something inherent in using a particular physical or theoretical allocation.
I'll also repeat again. If you bought 50% bond index and 50% equity index in the 1980s no problem 30 years later you wake up and did great. You did the same in the 1960s and whoopsy 30 years later you wake up with an inflation adjusted loss. Now you know maybe the fact that even the average active investor lost as well makes you feel better about it and you're just content taking the loss then by all means don't concern yourself with it and ignore everything else I say.If instead you're of the mindset that you want to position yourself so that this doesn't happen to you while still maintaining a passive investment philosophy than I might have a solution for you. Basically(and again feel free to take this with a grain of salt), it just requires a challenge of the idea of only buying by the 2 main asset classes and instead looking at still using passive investing while utilizing allocation based on some other concept of a similar nature. First of all, without getting deep into the weeds the way people define asset class doesn't have too much basis in reality anyway. Is a junk bond more bond like or more equity like? Answer: Probably more the latter. Is a stock of a company that primarily holds fixed income more like a growth stock or a bond ETF? Answer: Again probably more the latter. Is preferred stock more like a bond or a stock? Answer: It depends upon how consistent and reliable the cash flows are.So let me propose other alternatives:
1) You can buy "index's" of other asset classes(outside of bonds or stocks) that either historically or conceptually would do better in a higher inflation or higher interest rate environment which may include alternative assets, commodities, precious metals(although I have my reservations about them going forward that I wont get into for the sake of length), etc. and that might provide you some relief from a potential lose, lose proposition in just broad stocks and broad bonds. You might want to be careful in the commodity space I mean you have carry cost in there that you're either directly or indirectly paying for and some of them might be predicated on a very ugly supply and demand profile right now.
2) You can recreate your own index around some theoretical concept or theoretical asset. -->
Personally, if I was to create an index today for the environment of the next 30 years I would recategorize everything based upon their environmental characteristics and use things like capital structure and duration to do it. So instead of saying I'm passively investing x% in stocks and y% in bonds. I would say I'm passively invested in x% on higher interest rates, y% on higher inflation, and z% on sustained low economic growth even if there is some overlap between these(which there is theoretical overlap between bonds and stocks anyway), and I would disregard asset labels going forward because they aren't going to help anybody better understand what they actually own going forward.And how I would do that is recategorize everything like the following:
1) Long duration fixed income = sustained low economic growth
2) Short duration fixed income = higher interest rates
3) TIPS = Obviously higher inflation
4) Leveraged loan funds or other sources variable fixed income = higher interest rates
5) Equities with high long term fixed debt = higher inflation(although they would also do better than peers who borrowed shorter term and had higher interest costs in a high interest rate environment as well)
6) Equities who borrow short term = sustained low economic growth
7) Companies that have a higher ability to pass on higher input costs to their customers = higher inflation
8) Companies who's revenue is more static in inflation adjusted terms, but have variable input costs = sustained low economic growth.
9) Commodities that have high consumer or industrial demand = higher inflation
10) The list goes on and on. Granted it's more work, but you just take a look at everything you own or indirectly own and just do your best to blink test it if you need to and given your overall diversification if you blink test enough of the assets on these 3 categories you should accurately categorize in most cases(again it's not like asset class type is perfect either as I explained above).Now you might notice that you currently hold a lot of allocation towards a particular one of these 3 categories that you think is to high(some of you might notice that you're 80%+ invested in a way opposed to higher interest rates and higher inflation--that shouldn't surprise anyone 30 years of pro-cyclicality has created a lot of assets that did better in lower interest rates and lower inflation because those were the ones that did well) and you just have to figure the lowest cost way to alter that to stay within the percentages you want and allows you to stay passive even if that means recreating your own index from scratch and letting that run. Use of sector ETFs might be able to keep the ticket charges down for example.Once when you have your recreated indexes in place you just behave the same way you always have. If low interest rates and low inflation prevail for a while and those positions do better than just periodically rebalance like you would today if an asset class was doing better and that way you keep yourself in the allocation you prefer and makes sure that you don't by default take on a higher position opposed to rising interest rates or higher inflation rates right before that paradigm shifts likely for a long time.
Active investorsFor the smart investors out there today who get that just about every market seems riddled with uncompensated risk(and that includes cash, bonds...everything) I don't blame anyone who just says, "Look if I can't find a safe place to invest without risk of devaluation on one end and market correction on overvalutaion in another than I'm just going to rely on myself to protect my money best I can." I think it's one of those markets where relying upon some of your own talent is pretty justified especially when it comes from a "how do I protect my money against devaluation risk on one end and systemic on the other" instead of "how do I make the most money possible type of mentality". But just keep in mind you're sitting in a world where markets are so dependent upon the personalities and ideas of only a handful of people. You can try to get in the head of people like Bernanke or Kuroda or a Draghi or a Dijsselbloem, but what if you misjudge their reactions to different things? I mean on one end you could see a guy that when massive risks are right around the corner he finally just cuts his losses and deals with the problem and if you were positioned 100% the opposite way you take massive losses. And if you think some policy maker is going to just take his hits to end the length of suffering and finally deal with a glaring problem that you think he's going to finally deal with...well maybe he decides to paper over it for 10 years and devalue you out. I mean if you're active out there you have to keep one foot out that you might be wrong about what these guys are going to do under pressure and how long it even takes them to realize they're under pressure.The other thing is to just always have in the back of your mind the available possibilities of how this thing shapes out once either certain countries kicking the can and/or low inflation and/or zero bound ends. I mean so let's say you're going with the trend today betting that Europe and China will blow over for now and printing will continue for a while with no consequences in the foreseeable future. And let's say you were doing this because you feel that the risk of being devalued out it in the future is the bigger problem right now then you better A) Still be positioned in a way where if that didn't work you wouldn't take such a large lump that you have no dry powder to redeploy to get back in the black with and B) Just make sure you realize that on the other end of that there are some rather large bulldozers(both in terms of purchasing power, discount rate to value everything you hold, and systemic risks in kick the can the countries) that you need to be ever aware of and cautious of if you're not positioned in a way conducive to that particular bulldozer.
My Breakdown of the Current Economic Environment
Added on : Wednesday April 10th 2013 06:01:16 PM
In the interests of providing some food for thought to the FWF community I thought I would post this for investors here curious about ideas on how to position themselves going forward. I know a lot of smart people right now are looking at the current situation realizing that just about every investment out there is loaded with uncompensated risk and that even includes assets like cash which historically haven't had that much uncompensated risk associated with it. Now I by no means have a crystal ball and if you don't care about the thoughts of some guy on the internet then by all means don't read this. I wouldn't be posting if I didn't think there was some valuable insights in here, but feel free to take everything with a big grain of salt. And sorry for the book, but honestly something as complicated as capital markets requires length otherwise it's not even worth reading or writing.In this I'll address strategy going forward for both more active participants as well as for the Boglehead passive investors(yes I think even you guys have always had a small amount of decision making, it's just a lot smaller than most people; I'll explain it below). The basic fundamental problem that I see among investors today is that just about everything they're relying upon for how to invest in the future is predicated on falling interest rates and falling inflation rates. For 30 years falling interest rates have been the name of the game, and I think the typical investor out there does not understand how Crucial interest rates are to everything they invest in. It is likely a more important factor than any other factor in the entire marketplace and runs through everything. Everything from your confidence in the bond market to the discount rate that equity investors use to value equities to the input costs of firms relying upon short term debt to factoring receivables to sovereign financing to mortgage and home buying/building activity, etc. To give retail investors an idea think about how much you've heard about the impact of higher gasoline prices has on the economy individually and commercially and multiply that concept in your head by at least 10 times and you'll have an idea. Now this isn't some big bearish case at all, clearly economies can function alright with higher gasoline prices and the same is the case for higher interest rates or higher inflation for that matter. The point is that the way the economy and capital markets function under that paradigm shift is very different than what you've grown accustomed to, but while that is the case the vast majority of the 'rules of thumb', assumptions, etc. that all of you and practically every investor out there rely upon involve past history that stretches back 5 years, 10 years, 20 years, or 30 years that all share falling interest rates as a key component in the data you are seeing. Hell if you even go back 50 years most of that data is still colored by a falling interest rate environment and so that is what you'll receive back to confirm these notions that may no longer hold true.
Now I want to be clear about one thing and that is that I'm not predicting US rates to rise in the very near future. I honestly believe I have several rather strong arguments as to why that is probably some time off yet(and quite potentially further falls in US rates before that even happens), but in order for a person to invest wisely over the short term(if desired--obviously not applicable to passive investors) they need to have a good 'home base' or a reliable investment paradigm for the long term in order to feel comfortable with the way they are positioned. So that is why I'm bringing this up. The long term assumptions you're operating off of are likely flawed, and 30 years of pro-cyclical behavior has stacked the quantity of possible bad investments at many multiples of the quantity of good possible investments. And how are you going to deal with that likely reality?
The fundamental underpinning of my argument is that if you bought 50% bonds and 50% equities in the 1980s forgot about it and woke up in 2013 you would have done pretty well over that period of time. On the flip side if you did the same in the early 1960s you probably woke up 30 years later with a *loss* in real terms. That's 30 years and you had a loss. You're fixed income positions took continued capital losses in higher interest rates, the stock market wasn't much of a help, and the purchasing power of your earnings was devalued. There is a term for this; confiscation by the public and private printing press and for the most part it does not discriminate based on what type of financial instrument you own. Again before you accuse me of being an inflation hawk that isn't the only possibility in such an environment there are 2 others(which I'll get into) and I'm not writing this to say which one is the most likely only that you have 3 possible scenarios that are all not ideal for investors long term from where we sit today.
The next assumption that I operate off is a general conceptual way that I believe the world's key policy makers are approaching problems today. And it's not very complicated. Basically, whenever presented with a problem they need to fix they always seem to choose to stack massive quantities of different types of tail risk onto the system for the future in exchange for only a marginal benefit today. For the financially astute central bankers and politicians have basically made the determination to be sellers of black swan derivatives thinking they can take the small economic benefit today in exchange for taking on the risk of an unlikely event in the future and whenever they find a problem they just add to that position(like a person paying their credit card bills by selling options). For the less financially astute think of a gambler who show's up at the race track and bets against the worst horse every single time and treats the proceeds as income. They might be able to get away with that for a while, but likely not forever(and guessing when is extremely hard). That is your policy makers around the world and they do that because they feel their citizenry demands it(like a boss saying give us earnings no matter where you get them from).
Now lastly in terms of the assumptions I operate off of(and you can feel free to disagree) I alluded to basically 3 possibilities going forward. And these are from where you stand when you're currently at the lower bound of interest rates.
1) Higher inflation
and/or
2) Higher interest rates
and/or
3) Sustained low growthYou can have any combination of these with the exception of a combination of higher growth without higher interest rates or higher inflation. You can have higher growth and higher inflation. You can have higher growth and higher interest rates. You can have higher interest rates and lower growth. You can have all 3 of any of the above. The only thing I would argue is impossible to last is high growth without a rise in interest rates or inflation or both. To believe otherwise is to believe that wealth is unlimited and free(wealth is different than money). If you want to believe that then ignore everything I've said and will say below and knock yourself and good luck. If you believe like I do that wealth isn't unlimited and isn't free than feel free to continue.
Passive InvestorsFirst off, what passive investors need to realize is that they still have some decision making they make even if they don't realize it. Basically, you're investing by a physical and theoretical definition of asset class. You're just limiting decision making about what's inside of those assets classes, right? So a person that invests 70% S&P 500 index fund and 30% bond index and another person that invests in 40% total market stock index and 60% in a high yield international bond index are still both index investors. So what I just want to remind you of is that:
A) You're still exercising some limited decision making because if you weren't and you really wanted to 'own an index of the entire market' you would end up with something like(and this just a guess I haven't looked this up) 50% currency, 30% bonds with an average maturity of probably 10 years, 15% equities, and 4% commodities, and 1% other. If that is what what you want to own today by all means be my guest and good luck, but I think most people would say that is insane as a long term allocation with the way the future is shaping up.
B) That the real principals of passive investing are just low cost, low turnover, broad diversification, etc. and are not something inherent in using a particular physical or theoretical allocation.
I'll also repeat again. If you bought 50% bond index and 50% equity index in the 1980s no problem 30 years later you wake up and did great. You did the same in the 1960s and whoopsy 30 years later you wake up with an inflation adjusted loss. Now you know maybe the fact that even the average active investor lost as well makes you feel better about it and you're just content taking the loss then by all means don't concern yourself with it and ignore everything else I say.If instead you're of the mindset that you want to position yourself so that this doesn't happen to you while still maintaining a passive investment philosophy than I might have a solution for you. Basically(and again feel free to take this with a grain of salt), it just requires a challenge of the idea of only buying by the 2 main asset classes and instead looking at still using passive investing while utilizing allocation based on some other concept of a similar nature. First of all, without getting deep into the weeds the way people define asset class doesn't have too much basis in reality anyway. Is a junk bond more bond like or more equity like? Answer: Probably more the latter. Is a stock of a company that primarily holds fixed income more like a growth stock or a bond ETF? Answer: Again probably more the latter. Is preferred stock more like a bond or a stock? Answer: It depends upon how consistent and reliable the cash flows are.So let me propose other alternatives:
1) You can buy "index's" of other asset classes(outside of bonds or stocks) that either historically or conceptually would do better in a higher inflation or higher interest rate environment which may include alternative assets, commodities, precious metals(although I have my reservations about them going forward that I wont get into for the sake of length), etc. and that might provide you some relief from a potential lose, lose proposition in just broad stocks and broad bonds. You might want to be careful in the commodity space I mean you have carry cost in there that you're either directly or indirectly paying for and some of them might be predicated on a very ugly supply and demand profile right now.
2) You can recreate your own index around some theoretical concept or theoretical asset. -->
Personally, if I was to create an index today for the environment of the next 30 years I would recategorize everything based upon their environmental characteristics and use things like capital structure and duration to do it. So instead of saying I'm passively investing x% in stocks and y% in bonds. I would say I'm passively invested in x% on higher interest rates, y% on higher inflation, and z% on sustained low economic growth even if there is some overlap between these(which there is theoretical overlap between bonds and stocks anyway), and I would disregard asset labels going forward because they aren't going to help anybody better understand what they actually own going forward.And how I would do that is recategorize everything like the following:
1) Long duration fixed income = sustained low economic growth
2) Short duration fixed income = higher interest rates
3) TIPS = Obviously higher inflation
4) Leveraged loan funds or other sources variable fixed income = higher interest rates
5) Equities with high long term fixed debt = higher inflation(although they would also do better than peers who borrowed shorter term and had higher interest costs in a high interest rate environment as well)
6) Equities who borrow short term = sustained low economic growth
7) Companies that have a higher ability to pass on higher input costs to their customers = higher inflation
8) Companies who's revenue is more static in inflation adjusted terms, but have variable input costs = sustained low economic growth.
9) Commodities that have high consumer or industrial demand = higher inflation
10) The list goes on and on. Granted it's more work, but you just take a look at everything you own or indirectly own and just do your best to blink test it if you need to and given your overall diversification if you blink test enough of the assets on these 3 categories you should accurately categorize in most cases(again it's not like asset class type is perfect either as I explained above).Now you might notice that you currently hold a lot of allocation towards a particular one of these 3 categories that you think is to high(some of you might notice that you're 80%+ invested in a way opposed to higher interest rates and higher inflation--that shouldn't surprise anyone 30 years of pro-cyclicality has created a lot of assets that did better in lower interest rates and lower inflation because those were the ones that did well) and you just have to figure the lowest cost way to alter that to stay within the percentages you want and allows you to stay passive even if that means recreating your own index from scratch and letting that run. Use of sector ETFs might be able to keep the ticket charges down for example.Once when you have your recreated indexes in place you just behave the same way you always have. If low interest rates and low inflation prevail for a while and those positions do better than just periodically rebalance like you would today if an asset class was doing better and that way you keep yourself in the allocation you prefer and makes sure that you don't by default take on a higher position opposed to rising interest rates or higher inflation rates right before that paradigm shifts likely for a long time.
Active investorsFor the smart investors out there today who get that just about every market seems riddled with uncompensated risk(and that includes cash, bonds...everything) I don't blame anyone who just says, "Look if I can't find a safe place to invest without risk of devaluation on one end and market correction on overvalutaion in another than I'm just going to rely on myself to protect my money best I can." I think it's one of those markets where relying upon some of your own talent is pretty justified especially when it comes from a "how do I protect my money against devaluation risk on one end and systemic on the other" instead of "how do I make the most money possible type of mentality". But just keep in mind you're sitting in a world where markets are so dependent upon the personalities and ideas of only a handful of people. You can try to get in the head of people like Bernanke or Kuroda or a Draghi or a Dijsselbloem, but what if you misjudge their reactions to different things? I mean on one end you could see a guy that when massive risks are right around the corner he finally just cuts his losses and deals with the problem and if you were positioned 100% the opposite way you take massive losses. And if you think some policy maker is going to just take his hits to end the length of suffering and finally deal with a glaring problem that you think he's going to finally deal with...well maybe he decides to paper over it for 10 years and devalue you out. I mean if you're active out there you have to keep one foot out that you might be wrong about what these guys are going to do under pressure and how long it even takes them to realize they're under pressure.The other thing is to just always have in the back of your mind the available possibilities of how this thing shapes out once either certain countries kicking the can and/or low inflation and/or zero bound ends. I mean so let's say you're going with the trend today betting that Europe and China will blow over for now and printing will continue for a while with no consequences in the foreseeable future. And let's say you were doing this because you feel that the risk of being devalued out it in the future is the bigger problem right now then you better A) Still be positioned in a way where if that didn't work you wouldn't take such a large lump that you have no dry powder to redeploy to get back in the black with and B) Just make sure you realize that on the other end of that there are some rather large bulldozers(both in terms of purchasing power, discount rate to value everything you hold, and systemic risks in kick the can the countries) that you need to be ever aware of and cautious of if you're not positioned in a way conducive to that particular bulldozer.
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Hi Guys,Long time lurker--first time poster. As I have found the FWF community to always be quite thoughtful and helpful, I would like to hear some thoughts, opinions and advice.I'm currently in a top 3 MBA program ready to graduate in May. I've received a few offers and I am concerned whether I am maximizing the potential income that I will be receiving.Let's me just say first that I know income isn't the only part of jobs, but let's assume that the other factors such as growth opportunities, culture, people, work life balance, etc., are satisfactory.Some details on me: I'm 30 years old (which is slightly old for a typical MBA grad). I have a prior Masters degree in statistics from a top program (done right after undergrad) and an undergrad in Computer Science from a state school, where I received a full scholarship. I have 5 years of work experience at a Fortune 100 large corporate healthcare company, located in a very low cost of living city, doing big data / analytics consulting. I moved into a Manager role / title, including hiring, performance reviews, managing clients, project work, etc., after the first 3 years. I've gone through a leadership development program at that company. Upon leaving, I was at a salary of $100,000 with bonus of usually 10%, but often a bit more. I thought that was very competitive, especially given the extremely low cost of living.So, the question is, what should someone with my background be commanding? Assume a corporate setting or a high growth small business. Assume healthcare industry, non-finance. Assume data / analytics management responsibilities.Some data points I received:
Typical entry level data scientist in the West Coast (eg. Facebook): $115K
Typical consulting MBA grad associate level (eg. McKinsey, Bain): ~$130K base with 20% bonus
Typical Director level salary at my old company: $150K-$160K base with unknown bonusSome offers I received:
Typical consulting firm in Chicago: $125K base with 20% bonus
Fortune 100 healthcare company in Boston: $120K base with 5% bonus
Small business consulting-like company in Washington D.C.: $135K base with 20% bonus, up to 30% bonusCost of the MBA:
I assume this to be around $450K+ when including the opportunity cost. It's around $100K a year when including tuition, fees and living expenses. On top of that is the $110K salary not earned each year (2 year program) plus yearly increases unearned.So, the feedback I am seeking: are these offers fair? Should I take any of them? What should I be expecting in terms of numbers? Should I keep looking? Should I strive to find something I love that might potentially have a much lesser salary (say $100K)? I feel like with 2 Masters degrees from top schools, 5 years of experience including formal management experience, a fairly high previous salary, I should be doing a bit better than average median graduating salary no? And certainly, it should be significantly higher than entry level data scientist? I just feel like with all those education / opportunity costs, I gotta make the next job pay well.I welcome your thoughts and responses. Thanks in advance.
Why don't investment companies offer consolidated dividend views?
Added on : Saturday April 06th 2013 02:01:32 PM
I have accounts with 2 different major investment firms, and neither one seems to offer any sort of consolidated dividend total. They keep track of total gains/loss as far as the stock price, and show that on the table, yet don't have any option to show how many dividends you've recieved, other than going through your transaction history and looking for them manually, and adding them up. Which would be extremely difficult to keep track of multiple dividends over time.I'd like a very clear view of my gains/losses, as well as total dividends received to be able to accurately judge performance. I'd think this would be one of the most pertinent pieces of info out there, especially for securities where gains from dividends are higher than gains increase in stock value, but for some reason the investment firms don't seem to see any importance in tallying up and displaying dividends.Is anyone else having this issue, or know a good workaround? Perhaps duplicating your portfolio to a virtual one, that does tally dividends?
Walgreens Balance Points Free 1000 Points Monthly
Added on : Friday April 05th 2013 09:01:57 PM
Walgreens.com/balance

Register:
Set Goal:
Log Activity:Extremely Easy - 2250 points credited to date (March 1000, April 1000, Goal 250)Balance rewards members can earn a 1000 points a month by logging their walking & running activities. 1000 points max per month.
250 points for setting a goal & achieving that goal.
250 points for syncing a device.Registration as of today will allow you to input March's log activity as well. You earn 20 points for each mile you walk or run, 20 points per logged weigh-in, and 20 points for logging other healthy activities (like cycling or swimming). You can also earn 250 points for setting your first goal and 250 points for syncing fitness devices from FitBit, BodyMedia and Withings.You can earn a maximum of 1,000 points per month by logging walks or runs. You can also earn a maximum of 20 points per day for weigh-ins and 20 points per day for logging other healthy activities
Kindle Books 4/1/13
Added on : Monday April 01st 2013 06:00:42 AM
Archen's away this week, so please help out if you can! These are 4-5 stars, a mix of new and old, nd only guaranteed FREE at time of posting. More later...have to head out to work -Buzz Books 2013: Spring/Summer [Kindle Edition]
http://www.amazon.com/gp/product/B00B5Z8WHW?ie=UTF8&ref_=oce_dig...
Pub. 2/5/13Last year's Buzz Books 2012 presented passionate readers their first look at many titles that went on to be hailed as ""Best Books of the Year""--including M. L. Stedmans The Light Between Oceans; Kevin Powers The Yellow Birds; Peter Hellers The Dog Stars; and Amanda Coplins The Orchardist; and John Kenneys Truth In Advertising. We also featured major new works from Junot Diaz (This Is How You Lose Her); Barbara Kingsolver (Flight Behavior); Dennis Lehane (Live By Night); J.R. Moehringer (Sutton); and even Neil Youngs memoir (Waging Heavy Peace). Readers gave us rave reviews online, added new discoveries to their to-be-read lists, and asked us for more.The new Buzz Books takes another publishing insider event--independent booksellers' Winter Institute--and makes it a major launch and discovery point. Enjoy substantial samples from some of the books that booksellers, reviewers, publishers and others are already talking about as some of the big new literary discoveries on the way. There is an abundance of potential breakouts from highly-regarded novelists, including Kate Atkinson (Life After Life), Stephen Kings son Joe Hill (NOS4A2), Meg Wolitzer (The Interestings), Ruth Ozeki (A Tale For The Time Being), Philipp Meyer (The Son), Therese Anne Fowler (Z: A Novel Of Zelda Fitzgerald), Alexander Maksik (A Marker To Measure Drift), and Benjamin Percy (Red Moon). Once again, we present the first look at the anticipated debuts of new authors including Pushcart winner Anthony Marra (A Constellation Of Vital Phenomena); Caine Prize winner NoViolet Bulawayo (We Need New Names) and Anton DiSclafani (The Yonahlossee Riding Camp For Girls).Hot nonfiction includes Lily Koppels The Astronaut Wives Club, already in development for film by Imagine Entertainment, and Skinny Bitch co-author Rory Freedman's Beg, on a new way of regarding all animals. There is also an extensive overview of the entire publishing season, curating over 100 more notable books to look for.
-------------------------------------WAR STORY [Kindle Edition]
http://www.amazon.com/WAR-STORY-ebook/dp/B00C0YT4S8/ref=sr_1_2?s...
pub. 3/24/13Discharged from the Marines, Jerry Colin returns home to Clarksdale County Iowa, a small, rural farming community. After buying the farm he has desired since early adolescence and marrying his high school sweetheart, he easily settles into the quiet, slow-paced country lifestyle. Jerrys intensions are to farm the land and raise his children in the same rural atmosphere as his father and grandfather had. Having tasted life in the fast lane, his greatest desire is the simplest of all, to provide for his family while taking the time to sit on the porch and rock in a chair as he watches the world rush past.
Brutal reality awaits him when the Vanlair, a small Russian religious clan, migrates to America, purchases land bordering Jerrys farm and builds a complex for their followers. The Vanlair are intent on building a safe environment for their community by driving the farmers from their land and assuming control of the county. The Vanlairs fast-paced lifestyle, overt aggression, and ancient religious beliefs are incompatible with a small rural American community. Culture and religion clash.
As Jerrys livestock and belongings disappear, hes forced off his farm in order to protect his wife and newborn son. After a deadly roadside ambush, Jerry flees, appalled by not only his deadly reprisal against the Vanlair but also his abilities learned in the Vietnam War.
Fearing his desire for revenge and hiding in the fog of alcohol. He runs as he deals with the pain and frustration of his disrupted life. After his father and brother are killed, he returns home, where he goes to war intent on driving the invaders out.
Jerry isnt alone. With the help of a small group of former CIA and government officials who provide needed supplies and his best friend who is married to a Russian born woman. Jerry is able to unite the county as they fight for their families, homes, and town.
====================================Stone Cold Heart [Kindle Edition]
http://www.amazon.com/Stone-Cold-Heart-ebook/dp/B00BO4ZGVO/ref=s...
pub. 3/2/13A tough, by the book, Houston Cop, Riley Stones life changes in an instant, when a woman she tried to protect is killed by her abusive husband. Driven by a secret in her own past, Riley had sought to protect and serve. Her moral compass shattered, she finally sees the justice system for what it truly is. We live in a world where the weak are prey, and murderers and rapists get a slap on the wrist. The wheels of justice grind slow. In Rileys new world the stalkers have become the stalked. She has stepped so far outside of the law there is no turning back now.
====================================SMART SCHOOL TIME RECIPES: The Breakfast, Snack, and Lunchbox Cookbook for Healthy Kids and Adults [Kindle Edition]
http://www.amazon.com/SMART-SCHOOL-TIME-RECIPES-ebook/dp/B0041KK...
Pub 8/31/10This e-cookbook was created to encourage whole foods living for families, while offering ample alternatives to prepackaged meals and snacks.Within you will discover 125 healthy recipes and over 100 full color photos for quick breakfasts, on-the-go snacks, and portable lunch items. And of course, the recipes are kid-friendly (and adult-friendly!), easy, and delicious. The chapters include:Morning Muffin Mania
Sensational Smoothies
Easy Freezin Waffles, Pancakes, and French Toast
More Smart Starts
Dips, Fillings, and Spreads
Soups and Stews
Salad-Style
More Lunchbox Love
Sweet Snackin
Craving Cookies
Essential Extras
==============================================================DIY Herbal Spa: Learn how to make organic aromatherapy bath products at home [Kindle Edition]
http://www.amazon.com/DIY-Herbal-Spa-aromatherapy-ebook/dp/B00AM...
Pub 10/12/12Attention, DIYers! Want to learn how to make organic botanical bath products?Instead of giving readers bath product recipes, DYI Herbal Spa starts with that Crucial step that most teachers miss: training your sense of smell so that you can create the perfect scent every time. And every chapter contains easy-to-follow training exercises designed for you to become comfortable with making each type of botanical productas well as a few recipes to get you started.What are you waiting for?
======================================Gluten Free Diet Plan: 50 Easy Recipes For More Energy and Celiac Disease Recovery (Gluten Free Cooking) [Kindle Edition]
http://www.amazon.com/Gluten-Free-Diet-Plan-ebook/dp/B00BPYEBQ4/...
Pub. 3/5/13How To Create Healthy and Easy Gluten Free Meals For Your Family
I Believe Anyone Can Enjoy a Gluten-Free Diet With These Great Recipes
You could be just 30 minutes away from your new favorite GF dish! In this book you will learn:
How To Create Tasty Gluten Free Meals
If you've tried gluten free cooking before, you've probably noticed most of the recipes are bland and the taste is mediocre, at best. But not with these delicious recipes! I believe GF meals should be just as delicious and tasty as any wheat-filled dish. And these recipes deliver.
10 Delicious Gluten Free Breakfast Recipes
Breakfast sucks without cereal and toast, right? No way! These tasty gluten free breakfast recipes will delight you and your family. You'll probably enjoy them even more than your old, gluten-filled breakfasts.
10 Delicious Gluten Free Lunch Recipes
Lunch should be fun and delicious too! And it will be from now on with these easy to make GF lunches.
10 Awesome Gluten-Free Appetizers
Sometimes snacking on a gluten free diet can be even harder than finding a meal. But not anymore! These GF appetizers are perfect for parties, dinners and a mid-day snack to keep you going.
=======================================================Stay or Go? How to Know if Your Marriage or Relationship is the Right One for YOU (Growing in Love for Life Series, Vol. 6) [Kindle Edition]
http://www.amazon.com/Marriage-Relationship-Growing-Series-ebook...
Pib/ 12/2/12Is your marriage right for you? Should you stay and work out your problems - or simply leave?
If you are in the wrong marriage you will never be happy. Period.
This important book by marriage Coach Liam Naden will show you exactly whether or not you are in the right relationship.Just some of the things you will learn:- six steps to determine if you are in the right marriage
- how to decide if you should stay or end the marriage
- the "hidden" reasons why deciding on the future of your marriage is the most important decision you will ever make
- the true purpose of your marriage (it's probably not be what you think!)
- your secret resource for gaining strength in your marriage
and much more.With rare insight, Liam Naden will take you deep into yourself to ask the right questions that are vital for the future of you and your family.
=======================================The Irritability Cure: How To Stop Being Angry, Anxious and Frustrated All The Time (Anger Management) [Kindle Edition]
http://www.amazon.com/The-Irritability-Cure-Frustrated-ebook/dp/...
Pub. 2/21/13How To Get Rid of Irritability and Anger Without Pissing Anyone Off Stress and Anger Expert Doc Orman, M.D. Shares His Secrets To Curing Anger If you want to be happier, healthier and more peaceful, this book is for you! You will learn: How To Eliminate Anger Before It Eliminates YouDr. Mort Orman has been studying irritability and the impact of anger on your health, success and life for years. In his research, he found a proven strategy that works for getting rid of anger and irritability fast, without drugs or medications.
One Simple Process For Turning Negative Thoughts Into Fuel For GrowthWhen you eliminate negative thoughts and energy from your life, you'll feel a sense of calm an inner peace like you've never felt before. But this is the power of negative thinking - when you turn your negative thoughts around, you actually create more energy and power that moves you into the direction you want to go in your life faster than you've ever moved before.
Why Going For Happiness Is The Quickest Path To What You WantSo often in life we try to be right instead of being happy. We argue to protect our viewpoint when we could just as easily let the argument go and be happy. Learn how to reprogram your mind and subconscious habits and never have another unnecessary argument again!
=======================================Why Men Pull Away [Kindle Edition]
http://www.amazon.com/Why-Men-Pull-Away-ebook/dp/B009P7PY6Y/ref=...
Pib 10/10/12Why men pull away? Have you ever had this problem? You are in a relationship, everything is going well, you might even be starting to wonder if he is the one, and then all of a sudden, and probably without any rational explanation, he pulls away. You are left hurt, confused, and angry, you don't know what's happened but you do need answers! The crazy things is that just because he pulled away it doesn't mean that he doesn't care for you or love you. If you want to keep your relationship strong then you need to learn to understand him, his motivations and his fears. This book will set you on the path to understanding your man and hopefully building a happy future together.
==============================================Lily Lemon Blossom Welcome to Lily's Room [Kindle Edition]
http://www.amazon.com/Lemon-Blossom-Welcome-Lilys-ebook/dp/B007K...
Pub 2/28/12Meet Lily Lemon Blossom, a delightful little girl who loves adventures and playing with her friends. Lily invites you to see her lovely room and meet her many friends, including Bunny Rabbit and Josephine her kitten who is always by her side. A quick peek into Lily's room will tell you quite a lot about her. The room comes alive with it's vibrant colors and huggable plush toys. It's a happy place for a happy little girl and her friends.
==============================================Rikki-Tikki-Tavi [Kindle Edition] by Rudyard Kipling
http://www.amazon.com/Rikki-Tikki-Tavi-ebook/dp/B004C43I68/ref=s...
Pub 1894
This is the story of a boy and his weasel, a bird and a snake, India and the British Empire. Rudyard Kipling's dramatic tale, here excerpted from the greater volume of The Jungle Book, is the story of the loyal mongoose, Rikk-Tikki-Tavi, and the lengths to which he must go to protect his adoptive human family.
===============================================GRANDPA HATES THE BIRD: The Battle Begins [Kindle Edition]
http://www.amazon.com/GRANDPA-HATES-THE-BIRD-ebook/dp/B005MTB73S...
Pub. 12/12/11I am no fool. I knew that if I wanted to make it to the end of the week alive, I would have to avoid upsetting Grandpa as much as possible. No singing, no playful nips, no jaunty bell.Bird and Grandpa stay home in Massachusetts while Mother, Father, Joseph and Maya head south for a winter holiday. When Grandpa determines to set tropical Bird free in freezing February, Bird must use every bit of bird brain power to outsmart him. Will Bird become a parrot popsicle?
Whats in the creepy second bedroom where no one ever goes?
Do Grandpa and Bird play Dig a Hole to China and Send Birdie on a Trip?In the spirit of Tom and Jerry, Bugs Bunny and Elmer Fudd, and Road Runner and Wile E. Coyote, here come Bird and Grandpa in the hilarious first short story in the Grandpa Hates the Bird series!====================================30 Delicious Poke Cake Recipes [Kindle Edition]
http://www.amazon.com/Delicious-Poke-Cake-Recipes-ebook/dp/B009I...
Pub 9/27/12Poke Cakes are amazing and fantastic desserts. They exhibit the 4 key qualities of the perfect dessert: They are Simple, Quick, Incredibly Delicious and Fun! These moist cakes are extremely simple to make. They are made with cake, pudding or Jell-O gelatin, fruit spreads fresh fruit and a variety of toppings. You are only limited by your imagination in the ingredients you can use. They are really quick cakes to prepare. You can make a simple but delicious Boston Cream Poke Cake in 1-1/2 hours and most of that time is baking time!Poke Cakes are delicious cakes. One of my favorites is the Strawberry Poke cake which is a white cake with homemade strawberry syrup, homemade strawberry filling and sweetened whipped cream with fresh strawberries on top. The cake is a strawberry-whipped cream explosion that melts in your mouth!Finally, making a Poke Cake is fun for both adults and kids. Kids just love to poke holes into the top of these cakes and fill them with Jell-O gelatin or pudding. Poke cakes are great projects for the entire family.Included in this book are 30 kitchen-tested Poke Cake recipes. There are also recipes for 3 bake-from-scratch cakes for people who don't like to use cake mixes. Finally there are also recipes for homemade apricot jam, homemade lemon curd and sweetened whipped cream.Pick up a copy of 30 Delicious Poke Cake Recipes today and make a delicious Poke Cake this weekend. You wont regret it.Here are the recipes you'll get:RECIPES
Apricot Poke Cake
Banana Cream Poke Cake
Black Cherry Poke Cake
Black Cherry Jello-O Poke Cake
Black Forest Poke Cake
Blackberry Jell-O Poke Cake
Blueberry Poke Cake
Boston Cream Poke Cake
Butterscotch Poke Cake
Chocolate Caramel Poke Cake
Chocolate Chocolate Poke Cake
Chocolate Fudge Poke Cake
Chocolate Pistachio Poke Cake
Chocolate Pudding Poke Cake
Coconut Pineapple Poke Cake
Grape Jell-O Poke Cake
Hot Fudge Caramel Poke Cake
Lemon Blueberry Poke Cake
Lemon Coconut Poke Cake
Lemon Mascarpone Poke Cake
Orange Jell-O Poke Cake
Oreo Pudding Poke Cake
Peach Poke Cake
Pineapple Jell-O Poke Cake
Pistachio Pudding Poke Cake
Raspberry Poke Cake
Strawberry Poke Cake
Strawberry Banana Poke Cake
Strawberry Cheesecake Poke Cake
Strawberry Jell-O Poke Cake
BAKE FROM SCRATCH CAKE RECIPES
Bake from Scratch Chocolate Cake Recipe
Bake from Scratch White Cake Recipe
Bake from Scratch Yellow Cake Recipe
JAMS, SPREADS & TOPPINGS
Easy Homemade Apricot Jam
Homemade Lemon Curd
Sweetened Whipped Cream
==========================================================The Best Pie Recipes [Kindle Edition]
http://www.amazon.com/The-Best-Pie-Recipes-ebook/dp/B00930J8O2/r...
Pub 8/27/12This amazing little book will be an essential staple in your kitchen because it contains the best pie recipes! Whether you are hosting a picnic or holiday gathering, attending a party, or simply satisfying a sweet tooth this book of easy pie recipes will be your go-to guide for pies!Dont be fooled, these are not new pie recipes, but yet the classics and some with a spin. Are you looking for a fancy, lattice top pie? Or maybe a classic two-crust apple or pumpkin pie for the holidays? Or perhaps an amazing fruit filled pie in the summer months? This little book will make your creations become the talk of the town. And heres the kicker theyre not complicated. Sure there are recipes that are more complex or will take a bit longer, but these are easy pie recipes as well. And lets face it, sometimes you just want to make a filling instead of using those preservative-loaded cans from the grocery store. Well, this book also contains pie filling recipes!Show up at your friends house with one of these marvelous creations, and your friends will envy you and your baking abilities. Even if youve never baked a pie before in your life, youll find these simple pie recipes too hard to resist. Dont go another day without this little secret for delicious deserts in your hands!
=================================================Tex-Mex Recipes - 100 Recipes to Spice Up Your Appetite [Kindle Edition]
http://www.amazon.com/Tex-Mex-Recipes-Spice-Appetite-ebook/dp/B0...
Pub. 10/21/12There is simply nothing more delicious than homemade enchiladas in hardy gravy with cheese bubbling on top. Or how about a warm breakfast burrito to get your day started? Within this cookbook of 100 Tex-Mex recipes you will find meals that will satisfy the whole family. Recipes like Easy Meat & Potato Tacos, Green Chili Quesadillas, Tamale Pie and something sweet such as Cinnamon Apple Enchiladas. If you love Tex-Mex food or even if you have never tasted Tex-Mex you are guaranteed to fall for the savory deliciousness that makes it one of the most popular foods around. There is truly nothing like it and that's a good thing!
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'Challenging the dollar': Bitcoin total value tops $1 billion
Added on : Sunday March 31st 2013 11:01:18 AM
Now the real question is how do we do it for fun and profit.
bit coin'Challenging the dollar': Bitcoin total value tops $1 billionAlready bigger than many sovereign currencies, Bitcoin has broken the $1 billion in value mark this week. In the wake of continuing economic crises and liquidity shortages, this new virtual currency is poised to challenge the euro and US dollar.By not being tied to any particular financial institution and independent from world governments, Bitcoin will become a safe haven for anyone trying to save their money from the crippled international banking system, claimed Max Keiser, the host of RT's Keiser Report.It is inevitable that Bitcoin will become a multi-trillion dollar enterprise because every other currency in the world is tied to dying central banks that are encumbered with impossible-to-pay debts and bankrupt counter-party risks,Keiser said.Crypto-currencyBitcoin emerged in 2009 amid the global financial meltdown. The digital currency was created by someone who identified himself as Satoshi Nakamoto. It is based on open-source software, and uses peer-to-peer connections for monetary transactions to avoid centralized authorities.Bitcoin aims to provide safe and secure exchange by verifying transactions with encryption that is used in military and government applications. And unlike bank services, the Bitcoin network is free, except for a voluntary to speed up transaction processing.Bitcoins can be bought for other currencies, virtual or real, and are accepted as payment for goods or services. They can also be won through gambling, received as gifts or donations, or simply 'mining' the process by which new bitcoins are introduced into the system.Bitcoins (BTC) are bought and sold for other currencies at online exchanges. The Japan-based Mt. Gox is the largest of its kind, where BTC have recently traded at an average exchange rate of $90 per bitcoin.Issuance of the currency is completely automated, with 25 new bitcoins generated every 10 minutes; inflation is set to be halved every four years, until a total of 21 million bitcoins is reached. In theory, the currency would not lose its purchasing power unless individuals and businesses refused to use bitcoins.With numerous financial companies already exchanging bitcoins into any of the worlds currencies, the founder of the Swedish Pirate Party, Rick Falkvinge, estimated that Bitcoin could capture between 1 and 10 percent of the global foreign exchange market. This implies that the price of each and every bitcoin would rise to between $100,000 and $1 million, Max Keiser explained.I have stated that myself,Keiser said.I think bitcoin's price will reach $200,000 per bitcoin before Warren Buffett's Berkshire Hathaway's stock.Ten years ago, few predicted that Facebook would have more than 1 billion users worldwide/ By the same token, few today imagine bitcoin could take on the G20 nations, but Keiser believes this may soon take place:Bitcoin's valuation, already bigger than many sovereign currencies, will challenge the most-traded currencies today, including the US dollar, the euro, the yen and the renminbi.Image from Flickr.com/zcopleyRegulatory hand reaches outBecause the virtual currency bypasses authorities and cannot be taxed unless the person deliberately reveals his transactions, the US government and the Treasury Department are seeking to enact stricter regulations and new money-laundering rules.Bitcoins are vulnerable to being stolen by hackers, thieves and fraudsters, though the Bitcoin community has made efforts to curb such crimes.The largest Bitcoin scam reportedly ran in 2012, and was structured like a classic Ponzi scheme. Investors lost at least 200,000 BTC worth $2.2 million at the time, according to the Bitcoin Forums. The high estimate puts the number at 500,000 BTC, or 5 percent of the total number of bitcoins in circulation at the time.The largest Bitcoin hacking heist, in March 2012, robbed the victims of 46,653 BTC ($230,468). The perpetrators exploited a vulnerability in the customer service of Bitcoinica exchange to get access to users' wallets.Satoshi Nakamoto, who created Bitcoin in 2009, left the system to develop on its own in 2011; his true identity was never revealed.One popular theory among Russian bloggers speculates that Nakamoto is Grigory Perelman, a reclusive Russian mathematician famous for solving the Poincar conjecture and receiving the Fields Medal the 'Nobel prize of math,' for the achievement.It is difficult to predict this new policy would play out: Patrick Murck, a legal counsel for the Bitcoin Foundation, a trade group promoting industry standards, said the frameworkwould be infeasible for many, if not most, members of the Bitcoin community to comply with.Keiser believes that Bitcoin users and the currency itself have little to worry about, unlike most of Internet startups feeling themselves suddenly vulnerable to government oversight. Bitcoins are not issued by a central body, and rely on a network of verification nodes to regulate transactions; in the future, Bitcoin users may achieve enough political clout to defend itself in traditional arenas.As Bitcoin's price increases, the new Bitcoin millionaires and billionaires will use their economic clout to rewrite laws in favor of Bitcoin, the same way banks like JP Morgan or Goldman Sachs lobby government to write laws that favor them,he explained.Web 3.0?Bitcoin could also offer relief to debt-stricken countries such as Cyprus.Cyprus was Bitcoin's 'come to Jesus' moment and it's fitting it happened around the Easter Holiday,Keiser said.For millions of people around the world who have been victimized by banksters and their corrupt politician friends, the light bulb went off and they suddenly realized they could save their wealth by parking it in Bitcoin and no government or bankster could stop them.After the initial rush of interest in the Internet in the mid-1990s, and the follow-up boom of Web 2.0 and the growth of social networking, Bitcoin is the third and perhaps the most disruptive wave of all, Keiser said.This is Web 3.0,he said.For me it's extremely exciting since I pioneered the idea of virtual currencies back in the mid 1990s and have four US patents in my name covering virtual trading and virtual currencies. Most people I talked to back then about these ideas and the possibility that something like Bitcoin could exist didn't think it was possible. They were wrong.
Alesis DM10 Drum Machine/Module - $480 + shipping.
Been looking at different drum machine's for a while, this one is going brand new for $480 + ship.$90 less than I've seen it anywhere else on the internet. The next cheapest one I found was B&H for $567.http://cgi.ebay.com/ws/eBayISAPI.dll?ViewItem&item=290879098824I've had a DM10 module before, they're GREAT. Versatile, lots of trigger inputs and sounds.Probably the best you can get in Electronic drumming without paying for the extremely pricey Roland Drum modules, that really aren't that much better. First time post, be gentle. Seemed like a pretty freagin' good deal to me.
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Please HELP!! Trying to get out of Contract with an Alarm Company.
Added on : Wednesday March 27th 2013 11:01:22 PM
My parents who are immigrants in the United States operate two local businesses here in Colorado and they have two different services for each store, one from ADT and a local business called advanced alarm company. They've had quite some occasions where they had troubles with the local company with false alarm process and increasing fees with added services we were never notified of. So they decide to switch to ADT for the other store as well, and a rep from ADT came out to give us estimates and what not.I liked what he offered, and concerned with the current service we have, I asked him a couple of times about terminating their service. I asked if they would be able to deal with them for us, and he said no. So then I asked, when I should contact them to cancel. He personally said there right in front of me, that he recommends other customers to do it after they sign and get ADT installed, to keep store still armed and what not during the transition period. I then asked him, if I should still contact them in advance and just tell them to have the service terminated on the date that I am supposed to get ADT.
He again insisted that I just call on the date, and after we get ADT in. So I said OK and later when we had to set up a day to get someone in to install ADT equipments, we were on the phone, and I asked him AGAIN then, about cancelling our current service, with the same response. Which, very extremely dumb of me, I did. The response I got from that company was crazy.They said I was under a 5 yr contract starting from 2010, and that since there's 2 more yrs left, I owed them 80% of the TOTAL remaining monthly fees, which equalled nearly $600. I honestly had NO idea about this from the contract, in fact, I don't even know where this contract is. It was back in 2010, and we were just taking the business over from someone and this was a small part of all the stuff that was going on in acquiring this business. Not only that, since my parents operate these stores and I have my own job, I had completely forgotten about this! Especially anything being frigging 5 yr binding contract.
That is a big mistake on my part, but if this ADT guy had not told me anything about contacting them AFTER I get ADT in, I would have found out prior to switching, and must have thought twice before making such decision. Anyhow, I now find out that ADT has nearly identical terms, only with it being unable to cancel any contracts starting from DAY 1!!
and it would be even MORE costly to cancel ADT and stay with the local service. I am totally bummed out right now and looking for any assistance or insights from anyone who might have a similar experience.
If I were to fight and go after somebody, should it be the ADT rep who gave me this information that led me to this mess, or the local service provider whos been nothing but trouble to us during our time with them?
They're saying we're breaching the contract by terminating early, but I never got good service by them and their increase in fees were way too crazy. Please help, anything will be really appreciated.
Used Car Buying question
Added on : Tuesday March 26th 2013 11:01:20 AM
Greetings,I had a question about buying a used car. I have read any and all posts on here about car purchasing and feel extremely confident about what is expected when shopping for a car. Here's my question...Backstory - we were gifted with a '99 explorer 2 years ago. Great SUV. Absolutely great. Well 2 weeks ago I was in a car accident and it was totaled. Our family have been proudly car payment free for many years (our other car is a '02 avalon). We knew eventually a car payment was in our future, but not for as long as possible. We started looking around at used SUVs and liked Chevy. With lots and lots of research we test drove one at the local dealership. As soon as the salesman walked up we told him, 'we are here to test drive. we have the rental car (courtesy of the insurance company) for XX more days and will not be buying before then'. At the end the salesman became semi-rude with us, asking what we were doing at the dealership if we weren't buying. It was a Thursday afternoon and was DEAD. We also had told him from the start we were only there to test drive.Anyways we left, but were annoyed at how rude he was to us. The problem is, after doing lots of research in two markets, that dealership still has the best deal on the traverse. What would you do? I don't want to give the dealership our money, but I also don't want to pay more than we have to.
LINKThe Pantum P2010 Monochrome Laser Printer is durable, reliable and affordable making it the perfect printer for your home or office. The Pantum printer is easy to install so you can set up and start printing immediately. Replace cartridges less often with less hassle. One piece PB110 laser cartridges don't require separate drum whereas many manufacturers, such as Brother, do. You can print on a wide variety of media types including envelopes, card stock, transparencies, labels and more. The Pantum P2000 is USB ready for easy connection with your computer. The Pantum P2000 maintains a low running cost, Pantum high-yield cartridges keep your cost per page about 20% lower than other comparable printers. The Pantum P2000's compact design allows you to save space at just 15"" (38cm) wide x 10.3"" (26.1cm) deep x 9.3"" (23.5cm) tall. The Pantum P2000 Built with an extremely robust print engine with 20,000 page monthly duty cycle and 2-3x the engine life of similar products. The Pantum P2000's 20,000 page monthly duty cycle is significantly higher than other entry level machines. Where competitors' printers use plastic parts, Pantum printers use steel for the internal mechanical parts. This means that they are less affected by temperature and are more resistant to what is traditionally considered normal wear and tear.
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Do entire family generations ever live off interest?
Added on : Thursday March 21st 2013 01:01:09 PM
I'm curious if anyone has ever heard of this happening?It seems to me, if there was one person who achieves even a modest fortune of just a few million dollars, and a maybe a couple paid off houses. That with careful planning, safe investments that keep up with inflation, etc, that person would be able to live off interest and dividends, and never have to work again, and then pass his fortune to his kids, who would never have to work, and then pass it to their kids, etc. This has always been one of my lifetime dreams. Heres a conservative example: 3 million dollars, at a interest rate of only 1.5%, is a $45k salary, when you have no mortgage payment, that should be plenty to live off of, and thats just a conservative example. Imagine with 10 million, or with a higher interest rate, bringing in 6 figures would seem possible.Does this ever happen though? I never hear of it. And if not, what stops it from happening? Is it simply that overall 99% of humans are too irresponsible?What I usually hear about is sports players earning $50+ million and then being bankrupt a few years later, or people winning millions in the lottery, and going broke. Or sometimes people who are extremely wealthy, but continue working their whole life.It seems like if everyone was actually financially responsible, then they would all be destined to become millionaires because each generation would pass their wealth/property onto the next, giving them more of a head start to build upon. I suppose if this did happen though the whole system would collapse since eventually if everyone was sitting around on interest, there would be no work getting done.
bonton.comhttp://www.bonton.com/
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Cuisinart Savor the Good Life 14-pc Forged Cutlery SetOriginal: $169.99 Sale: $49.97 The Cuisinart Save the Good Life forged cutlery set features ergonomically designed triple-riveted handles for exceptional durability and comfort. The superior forged high carbon stainless steel balance with Rockwell hardness of 48-52 offers precision and accuracy and holds an extremely sharp fine edge.
Includes: 8" chef knife, 8" slicing knife, 5" santoku knife, 5.5" serrated utility knife, 3.5" paring knife, 6-4.5" stamped steak knives, sharpener, shear and natural wood block
High carbon stainless steel blades and black handles
Hand-wash with warm water and a mild detergent
Imported Web Exclusive! This 14-pc. Cuisinart cutlery set features all the essential knives needed for food prep and is perfectly balanced for comfort and control.
Bon-Ton Stores Coupons
http://www.newegg.com/Product/Product.aspx?Item=N82E16823129011
$69.99 + Free Shipping After Rebate [Newegg.com] with promo code EMCYTZT3105
Trigger Mechanical Gaming Keyboard:
A weapon of choice for hardcore gamers and e-sport professionals, the Cooler Master CM Storm Trigger mechanical gaming keyboard with backlit illumination supplies everything you need to outperform your rivals and dominate the competition. Extremely durable Cherry MX switches deliver a comfortable, smooth feel for every key stroke, while anti-ghosting 6-keys rollover, five programmable macro keys and button reassignment enable you to breeze through complicated operation. Store your personal profiles on the 64KB onboard memory and easily recall them when switching to another computer. No more worry about accidently pressing the Window key! Just disable it and enjoy interrupt-free gaming. Also enjoy enhanced media playback with the 2-port USB hub and multimedia keys.Additional Information:
1000Hz driverless polling/1ms response time
109 Keys (includes 10-Key Numpad) and keycap remover included
18K gold plated USB Connector
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Sierra Designs Meteor Light Bottomless Shelter - 6-Person, 3 Season
Item #3988F
http://www.sierratradingpost.com/
TextCLEARANCE: $144.95Compare at $399.95Save 63%Closeouts. Tall enough to stand beneath, Sierra Designs Meteor Light single-wall shelter has a bombproof support structure, an easy-to-pitch design, and plentiful ventilation. A great choice for a sun shelter, group trips to the beach, or for use as a basecamp kitchen. DAC aluminum poles are extremely strong and very lightweight
PVC-free seam tape
Two ceiling vents
Continuous pole sleeves for smooth set up
Jakes foot pole attachments for quick attachment and a secure hold
Two stash doors for easy entry and exit
Two large mesh windows with covers provide excellent ventilation
Made in China
Cannot ship to Japan.
Cannot ship to United Kingdom
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Geneva Sound System Model M (white or red) for $449
$5.95 shipping.From Gilt.com
http://www.gilt.com/sale/men/tech-accessories-3888/product/92701...$649 at Amazon: http://www.amazon.com/Geneva-Sound-System-Stereo-Walnut/dp/B005X...
Made in Switzerland.The Geneva Sound System Model M is a complete bookshelf sized stereo system crafted in a single cabinet made out of piano lacquered wood
Two 1-inch tweeters
Two full-range 4-inch woofers
Two bass ports
Each speaker individually powered and chambered for accurate acoustics
Four powerful Class D digital amplifiers, extremely efficient, low-power consumption
Digital radio with 6 presets
LED display for volume, mode, track, and frequency
iPod/iPhone Universal Dock
Stereo mini line-in jack for external audio
Remote control
Digital clock with alarm
TouchLight controls - backlit, touch-sensitive
Includes remote control
Includes one-year limited warranty
Brand: Geneva
Material: Piano-lacquered Wood
Origin: Switzerland
LinkThose of you needing a counter depth fridge know how expensive they can be.. I found and bought this model last week after spotting it on sale on their website. Now the only way to find it is by the above link. Searching by model# item# description turns up nothing. This is Frigidaires mid-level gallery model. I am extremely happy wwith this fridge. Cheapest I have seen this previously was in the 1500.00 range. Lots of stores seem to have this in stock. Price in cart is 996.00 and by using 10% off movers coupon (bought mine online under 3.00 and had in 2 hours) brings the price down to 896.40 + tax.. Even at 996.00 this is a steal. Try to find anything even close to this price with comparable features. All fridge controls are located on the touch panel by water dispenser.
TextThis should also qualify for FW 3% cash back.Best boxers ever.Black color and large size only at this price.Order as many as you want (prior gold box deal for $13.80 only allowed one).Note that this deal is for boxers. There is another thread for boxer-briefs here.nylon
Odor resistant and moisture wicking fabric; 94 percent nylon, 6 percent Lycra
Extremely breathable and air dries quickly; perfect for travel
Terry elastic back and functional fly
Treated with Aegis Microbe Shield to prevent and control odor-causing bacteria
Inseam of 3 inches; weighs 3 ounces4.5 star average (> 220 reviews)
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LinkMosin-Nagant Model 1944 Carbine ( M44 Rifle)Availability: In Stock
Item #:LNGM44-RifleExtremely Popular and Highly Desirable M-44 Mosin Nagant Carbine Rifles. 7.62x54r caliber, 5 Round, Bolt Action, in Very Good to Excellent Condition
Only 40' overall. Ammo is readily available and inexpensive. These are some of the nicest M44 rifles that you will have ever seen.P.S. As of now there is a better deal published here for the same rifle.
LinkMosin-Nagant Model 1944 Carbine ( M44 Rifle)Availability: In Stock
Item #:LNGM44-RifleExtremely Popular and Highly Desirable M-44 Mosin Nagant Carbine Rifles. 7.62x54r caliber, 5 Round, Bolt Action, in Very Good to Excellent Condition
Only 40' overall. Ammo is readily available and inexpensive. These are some of the nicest M44 rifles that you will have ever seen.
Woot Yamaha receivers
Yamaha RX-V471RF 5.1-Channel 105-Watt 3D-Ready A/V Receiver:1080p HDMI with 3D and Audio Return Channel (4 In/ 1 Out) deliver crystal-clear, all-digital audio and video via a single cable, HDMI dramatically simplifies cabling and helps provide consumers with the highest-quality home theater experience
Audio Return Channel (ARC) is a distinctive 3D-ready function allows consumers to use a single HDMI connection to transfer digital audio from the TV back to the AV Receiver eliminating the need for a second cable between the TV and the home theater AV Receiver
A USB port on the front panel provides convenient connection for your iPod/iPhone, which also charges when connected
CINEMA DSP 3D provides a wide, high and dense sound field. HD Audio format decoding lets you enjoy HD Audio sources. Virtual Presence Speaker delivers 3-dimensional sound without actual use of presence speakers
The clean and simple on-screen GUI makes setup and other operations extremely easy. It can show album art, provides a choice of various languages and is visible over 3D images
The Four SCENE buttons make operating the receiver easier than ever. They are initially set to default settings for BD/DVD Viewing, CD Disc Listening, TV Viewing and Radio Listening. Pressing a SCENE button will automatically launch a number of operations that initiate play of the source controlled by that button
Yamahas YPAO system uses a small microphone and sophisticated equalization to automatically set the best sound for any room, no matter where the speakers are
When music is encoded into a digitally compressed format like MP3, the frequency response suffers. The Compressed Music Enhancer function restores what was lost, so your music always sounds the way it should
The RX-V471 has a low standby power consumption of 0.1W (1.2W in HDMI Standby Through mode) and an Auto Power Down feature (selectable to 4, 8 or 12 hours) which help make this an environmentally friendly receiver
Yamaha RX-V571RF 7.1-Channel 105-Watt 3D-Ready A/V Receiver:1080p HDMI with 3D and Audio Return Channel (6 In/ 1 Out), including one on Front Panel deliver crystal-clear, all-digital audio and video via a single cable, HDMI dramatically simplifies cabling and helps provide consumers with the highest-quality home theater experience
Audio Return Channel (ARC) is a distinctive 3D-ready function allows consumers to use a single HDMI connection to transfer digital audio from the TV back to the AV Receiver eliminating the need for a second cable between the TV and the home theater AV Receiver
An HDMI terminal on the front panel makes it easy to connect a camcorder or digital camera. All of the HDMI terminals are compatible with 3D and CEC, making them convenient for connecting set-top boxes and Blu-ray disc players
A USB port on the front panel provides convenient connection for your iPod/iPhone, which also charges when connected
CINEMA DSP 3D provides a wide, high and dense sound field. HD Audio format decoding lets you enjoy HD Audio sources. Virtual Presence Speaker delivers 3-dimensional sound without actual use of presence speakers
Capable of outstanding upscaling and i/p conversion quality, This AV Receiver will upscale video signals up to 1080p. This means a much better picture with HDTVs capable of 720p, 1080i or 1080p resolution
The clean and simple on-screen GUI makes setup and other operations extremely easy. It can show album art, provides a choice of various languages and is visible over 3D images
The Four SCENE buttons make operating the receiver easier than ever. They are initially set to default settings for BD/DVD Viewing, CD Disc Listening, TV Viewing and Radio Listening. Pressing a SCENE button will automatically launch a number of operations that initiate play of the source controlled by that button
Yamahas YPAO system uses a small microphone and sophisticated equalization to automatically set the best sound for any room, no matter where the speakers are
When music is encoded into a digitally compressed format like MP3, the frequency response suffers. The Compressed Music Enhancer function restores what was lost, so your music always sounds the way it should
The RX-V571 has a low standby power consumption of 0.1W (1.2W in HDMI Standby Through mode) and an Auto Power Down feature (selectable to 4, 8 or 12 hours) which help make this an environmentally friendly receiver
Shipping Note: Shipping to Alaska and Hawaii is not available for this itemA physical address is required for delivery. No Military or PO Box shipments availableWarranty: 6 Month Yamaha
The Louvre: All the Paintings--$21.99 shipped from Amazon
Added on : Thursday March 07th 2013 10:00:07 AM
The Louvre: All the Paintings--ISBN-10: 1579128866If a higher price is displayed, look lower on the page where you should see it offered for $18 (hardcover, new) plus shipping. You may have to select the book from several different prices, or conduct a new search, but you should find it for $18.This is a great coffee table book and, for the money, an extremely useful guide to the paintings at the Louvre, and also a good introduction to fine art. Makes a perfect (although heavy) gift for practically anyone.Some of the photographs of the paintings are admittedly very small, but the book is nevertheless well worth owning for the price.
Amazon Coupons
Able Planet Clear Harmony NC1150 Noise-Canceling Headphones $249 + Apple 16Gb iPod touch FREE!!http://www.dailysteals.com/A combination of 18dB active noise cancellation and award-winning LINX AUDIO technology results in enhanced sound quality and speech clarity, even at lower volumes. Use these headphones anywhere to create your own personal space filled with sound from your stereo, computer or CD/DVD/MP3 player or simply enjoy total silence.Slip into your Clear Harmony Headphones whenever and wherever you want an audio escape from the world. With their plush swiveling ear cushions, you may even forget you have them on. They fold down into their own hard-shell carry case, making them a wonderful travel companion; especially in noisy terminals or when seated across the aisle from a crying baby. Headphones come with a 5-ft. removable cord with in-line volume control, 1/8" and 1/4" stereo adapters, and an airplane adapter. Active noise cancellation requires 2 AAA batteries (included).As an added bonus, were including the ultimate entertainment device: a 4th Generation, 16GB Apple iPod Touch. The touch has front and rear cameras for taking photos and videos, as well as having live video chats over WiFi with FaceTime. The internal accelerometer and 3-axis gyroscope provide more motion gestures and terrific precision for an amazing gaming experience, which can be combined with the Game Center feature of iOS 6 to play against your friends. The touch also connects to the App Store and iTunes, offers multitasking, allows you to connect to the Internet, check email, and much more.
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Condition: New
Packaging: Retail
Warranty: 1 Year
Brand: Able Planet
Model: NC1150Condition: New
Packaging: Retail
Warranty: 1 Year
Brand: Apple
Model:ME179LL/A or ME178LL/A
Clear Harmony NC1150 Headphones:
Superior noise-canceling technology
Features award