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g: 7 Posted By: jskins
Views: 446 Replies: 6 AmazonBasics AA NiMH 2000mAh Precharged Rechargeable Batteries (8-Pack) - $10.99 with Free Super Saver Shipping on Orders $35+ or Free w/ Prime at Amazon.
4.4/5 stars based on 1,246 customer reviews.

Pre-charged and prepared to use proper out of the pack
Extremely gradual self-discharge price maintains 80% of capacity

Batteries & Chargers Deals

Amazon Coupons
Small Business startup help
Added on : Monday April 21st 2014 08:00:08 PM
g: 0 Posted By: yellowbrotherz
Views: 126 Replies: 0 Hi everyone, first time post but been on FW for a minute. I am about to start a position as a bookkeeper for a lab that pays clients for 2-4 week skin testing surveys. They have been in business for a few years and are doing extremely well, the only issue is that they do not have a system in place to track any of their business expenses/transactions. The owner is trying to hire a consultant to basically set up a financial tracking system (ex. QuickBooks or another kind of expense tracking software).The business pays their business expenses via Credit Card (travel, meals, office supplies), Cash (payment for clients, reimburse for employee travel, meals) and Checks (vendors, client, employees). Also is there any kind of software that is capable of importing credit card transactions automatically into the software after every swipe? Does anyone have any expertise or advice on the best ways to manage business expenses and track so that there are clean records when tax time comes around. Please let me know if there is any specific information you need.Thanks all

Question Deals
Moosejaw.com GET 30% BACK in Reward Points with code 3XREWARD
Added on : Monday April 21st 2014 03:00:02 AM
g: 0 Posted By: tedhawkins
Views: 37 Replies: 0 Moosejaw.com GET 30% BACK in Reward Points with code 3XREWARD

http://www.moosejaw.com/moosejaw/shop/search_REWARDSPROMO____?pr...



(Below content is for their usual 10% REWARDS POINTS)

EARN Moosejaw REWARDS POINTS

Moosejaw Rewards is all about gear and clothing at NO CASH COST, adventure and fun in a loving and punctual world. Actually, it is really just about getting gear and clothing at no cash cost. Use your reward points to buy a Moosejaw T Shirt, a North Face Fleece, an Arcteryx Pack and much, much more.

Earning points is really, really easy. Shop online at Moosejaw.com, call us at 877-Moosejaw (877-666-7352), or visit our super cool retail shops in Michigan and Illinois. You earn 10 points for every dollar you spend on regular priced items and you earn 5 points for every dollar you spend on discounted items. So, if you buy a Moosejaw Hoody at Moosejaw.com for $50, you earn 500 points. From time to time, we'll email you special offers where you can earn even more points. They said you don't get any Reward Points when you get a gift card, but you do get points when you spend a gift card. Please stop reading this now.

If you did not get an A in math or if you have lost lots of money betting and don't like talking about points please assume you get 10% of your money back in the form of points to use at Moosejaw.com. If you get a $200 jacket at Moosejaw.com you can turn around and get a $20 pair of sandals at Moosejaw Rewards.

To earn points, you must sign up for an account online or at the Moosejaw shops and start shopping. There is absolutely no charge! Points are tracked by email address so hopefully you're not afraid to provide your email address to us. We'll email you points updates and special offers and you can opt out of email at any time without losing any points.

Your points expire two years after they are earned so be sure to spend all your points before then. After the two years are up, the expiring points will automatically be removed from your balance by our Reward Points Overlord (RPO). The RPO is extremely cranky and insists that once the points are gone, they are gone. Sorry for being so mean about it.

Use of points under Moosejaw's Rewards Program constitutes acceptance of all the program's terms and conditions, except where prohibited by law. Moosejaw reserves the right to change these policies or cancel this promotion at any time.

Love the Madness,
Moosejaw
Clothing Deals

Moosejaw Coupons
g: 0 Posted By: ctgolfer
Views: 141 Replies: 0 Precision wound copper voice coils and rare-earth neodymium magnets create extremely accurate musical reproduction
Ported sound chamber provides the exact air space necessary for optimal component performance
Fully adjustable headband combined with the two-axis gimbal system ensures a flawless fit every time
Stainless steel hinges allow the headphones to collapse for added portability
Unique 6.5-foot flat cable with Gold plated 3.5mm connector gives you a tangle-free experience while making them effortless to coil for storage
Supple genuine leather
Viscoelastic memory foam
40mm REALM drivers
TapLINE control and mic for adjusting volume, play/pause, track control and handsfree conversations
Also includes: Gold plated 3.5mm to 1/4" adapter, PC adapter for gaming/VoIP, Cleaning cloth and Thermoform case and soft travel pouch

www.newegg.com/Product/Product.aspx?Item=N82E16826586033
Headphones & Speakers Deals

Newegg Coupons
Salomon Brilliant Jacket - Women's $199.95 FS
Added on : Friday April 18th 2014 07:00:07 PM
g: 0 Posted By: tedhawkins
Views: 27 Replies: 0 Salomon Brilliant Jacket - Women's $199.95 FS

http://www.usoutdoor.com/deal/

Description: Salomon Brilliant Jacket - Women's
The Brilliant Jacket for women by Salomon is an extremely technical jacket that is chalked full of advanced features to make your afternoon on the slopes care free and comfortable. The Salmon Brilliant Jacket is constructed from Climpro, which is waterproof and breathable to keep you comfortable all day long and to keep you warm 100g of Atiloft insulation. With this great jacket, you also get moisture wicking stretch lining, pit zips, powder skirt, thumb loop cuffs and a helmet compatible hood that is fully adjustable and removable. You also have ample pockets to hold everything from your goggles to your chap stick. This jacket is a no brainer.
Features of the Salomon Brilliant Jacket - Women's

Fabrics/Materials: Bluesign fabric
Insulation: ACTILOFT Insulation 100GR/M
Waterproof: CLIMAPRO 10K/10K
Vents: Air Vent system with mesh backing
Pockets: Inner Stash/Zipped Chest/goggle Mesh/Left Arm lift pass pocket/2 Hand zipped pockets
Hooded: Removable zip-off hood with 3D adjustment
Fit: Active
Hem: Bottom Hem Fastening
Lining: Efficient moisture wicking 3D stretch lining
Seam Sealed: Taped Seams
Powder Skirt: Stretch Powderskirt
Cuffs: Lycra cuffs with thumb loops

g: 0 Posted By: fsidos
Views: 301 Replies: 2 http://www.amazon.com/product/dp/B00AYH0JJ6

Price: $140.00
Sale: $39.99
(was $49.99 on sale, now $10 more OFF)
Description:

18.5 x 3.5 x 25.5 inch, 1200W,
attractive looking with black crystal Glass Panel,
extremely quiet, fast heat, big thermal area,
Freestanding/Wall Mounting Optional
Appliance Deals

Amazon Coupons
Grand Theft Auto V (PS3 or Xbox 360) $39.96 @ www.walmart.com
Added on : Wednesday April 16th 2014 10:00:05 PM
g: 1 Posted By: jaymanthegreat
Views: 178 Replies: 0 Grand Theft Auto V (PS3 or Xbox 360) $39.96

Item Description:
For a limited time, get Grand Theft Auto V for $39.96! While supplies last.
Los Santos & Blaine County - The largest open world yet by far, spanning vastly diverse cultural and geographical areas, the entire world of Grand Theft Auto V is open from the very beginning of the game to explore. Visitors to the greater metropolis of Los Santos and the countryside of Blaine County will encounter faded celebrities, meth heads, party people, violent gangs, hikers, bikers and every other manner of colorful denizen. You'll be able to traverse from the tops of the mountains, through the streets of Los Santos, to the depths of the ocean floor.
Three playable protagonists - Michael, Franklin and Trevor may live in different parts of town, have their own issues, attitudes, lifestyles, desires and goals - but they know how to work together. They have their own unique skillsets to bring to the table when it's time to get the job done. Michael is a veteran bank robber, and an expert with the kind of knowledge that only comes from years as a successful career criminal. A former street gangster now looking for real opportunities and serious money, Franklin works as a repo man for an Armenian luxury car dealership that runs scams on ambitious young hotshots, selling them expensive cars they can't afford. Not interested in living by anyone else's rules, Trevor's a habitual drug user and extremely volatile individual that's prone to destructive outbursts and violent rampages.
'Recreational' Activity - Grand Theft Auto V is not just massive in scale, but will offer more to get into than ever before. Play a bit of golf or tennis, zen out with yoga or cycle the countryside. Parachute over the city, or customize your Cheetah and take it to the streets to race suckers for money. Or earn cash the old fashioned way, by taking it - whether by ripping off liquor stores or by buying and taking over businesses that will earn you dividends. Even minding your own business having a stroll you may find yourself off on a wild misadventure you never expected.
Grand Theft Auto V is the largest, most ambitious game Rockstar Games has yet created, and takes full advantage of every ounce of processing power available in the current generation of consoles. In order to provide the best possible experience for such a massive and detailed world, the game will have installation requirements on the Xbox 360.
Grand Theft Auto V will ship on two discs; Disc 1 will be used for a one-time mandatory install and Disc 2 will be used to play the game. After the install, players will be able to enjoy both Grand Theft Auto V and Grand Theft Auto Online without any need to switch discs.
This initial install will require an Xbox 360 Hard Drive or an external 16GB USB flash drive (sold separately) with at least 8 GB of free space. If using a USB flash drive it must be at least USB 2.0 with a minimum 15mb/s read speed and formatted for Xbox 360 use. A new USB flash drive is recommended to ensure optimum performance.
Warranty Info: Software license terms in game and www.rockstargames.com/eula;online account terms at www.rockstargames.com/socialclub.Non-transferable access to special features such as exclusive, unlockable, downloadable or online content, services, or functions may require single-use serial code, additional fee and/or online account registration (13+). Violation of EULA, Code of Conduct, or other policies may result in restriction or termination of access to game or online account. Access to special features may require internet connection, may not be available to all users, and may, upon 30 days notice, be terminated, modified, or offered under different terms. Unauthorized copying, reverse engineering, transmission, public performance, rental, pay for play, or circumvention of copy protection is strictly prohibited.
ESRB Rating: MATURE with Blood and Gore, Mature Humor, Strong Language, Nudity, Strong Sexual Content, Use of Drugs and Alcohol, and Intense Violence

http://www.walmart.com/ip/Grand-Theft-Auto-V-PS3-or-Xbox-360/344...
Video Games Deals

Walmart Coupons
g: 1 Posted By: ctgolfer
Views: 112 Replies: 0 Product Information
Capture stunning images with this Panasonic DMC-ZS25K digital camera that features a 16.1-megapixel MOS sensor for detailed photos. The 20x optical, 4x digital, 40x Intelligent and up to 45x EZ (extra optical zoom) let you hone in on distant subjects.

Product Features
Powerful 20x optical zoom lens in slim body
The DMC-ZS25 boasts a 20x optical zoom lens that fits in a slim, pocket-sized profile. The powerful 20x optical zoom lens draws your subjects right up close, and lets you freely capture decisive sports scenes, along with the natural expressions of people and animals.
Ultra wide-angle lens
The 24 mm ultra wide-angle lens - rare on a compact camera - gives you a wider range of composition possibilities with a larger viewing space compared to that of 35mm camera. The high-quality LEICA DC lens minimizes distortion at the wide end.
40x intelligent zoom
The intelligent zoom is an extensive zoom function using digital zoom with minimum deterioration of image quality thanks to the Intelligent Resolution technology. The 20x optical can virtually extend to 40x equivalent.
Nano surface coating
The Panasonic's black box technology Nano surface coating boasts extremely low reflectance ratio and it is applied to DMC-ZS25 for exceptional optical performance with stunning clarity by minimizing flaring and ghosts.
Power O.I.S. (Optical Image Stabilizer)
The Power O.I.S. (Optical Image Stabilizer) suppresses the low-frequency vibration hand-shake component, which is physically generated when pressing the shutter button or when shooting at night with a slow shutter speed. The O.I.S. also works for powerful zoom shots, which are especially susceptible to hand-shake. Plus, the active mode is effective for video recording.
16.1-megapixel MOS sensor
The DMC-ZS25 features the 16.1-megapixel high sensitivity MOS sensor that boasts high-speed signal output and high-sensitivity image recording for making many advanced features possible. It also allows shooting images up to ISO3200 in full resolution.
Venus Engine
The DMC-ZS25's Venus Engine processes large amount of full HD data at high-speed. At the same time, the multi-task image-processing engine, the Venus Engine realizes a super-fast response time.
Creative Panorama
With the industry's first Creative Panorama, 12 filter effects make panorama images more impressive, and expand your expressive abilities.
Quick start-up time
The DMC-ZS25 boasts the quick start-up time. Together with the Light Speed AF, the DMC-ZS25 never misses the most fleeting shooting opportunities.
Light Speed AF
The Light Speed AF helps to catch even the most fleeting photo opportunities. You can quickly focus on moving subjects, such as when you're shooting sports scenes or animals.

www.ebay.com/itm/181375573592
Cameras Deals

eBay Coupons
Oceanic Pioneer Diving Mask $39.99 (normally $80-$120) - Amazon
Added on : Tuesday April 15th 2014 08:00:03 AM
g: 0 Posted By: brianamato
Views: 119 Replies: 1 http://www.amazon.com/gp/product/B0037S78RU/

Ultra-soft silicone skirt molded directly to a rigid inner frame for extremely low internal volume
Full metal aluminum frame provides added strength
Low volume, dual lens design with unsurpassed viewing angle
Skirt Tube Mounted Buckles

Sports & Outdoors Deals

Amazon Coupons
New Balance 880 Women's Running Shoe $49.99 @ Joe's New Balance
Added on : Monday April 14th 2014 10:00:02 PM
g: 0 Posted By: ctgolfer
Views: 12 Replies: 0 Description
The New Balance 880, eagerly awaited update to the popular 759 running shoe, is built on the ACTEVA LITE midsole with Stability Web to provide a lightweight, supportive, and well-cushioned ride. Perfect for a runner with a neutral gait, this comfortable trainer is packed with premium features but still weighs in at only 8.6 ounces.

ABZORB cushioning in the midfoot provides exceptional shock absorption
12mm drop: due to variances created during the development and manufacturing processes, all references to 12mm drop are approximate
ACTEVA LITE premium lightweight midsole provides optimal resistance to compression set - 24% lighter than standard foam
Blown rubber outsole is extremely flexible, light, and helps provide cushioning
N-Durance rubber compound for maximum outsole durability
Full-length N-ERGY provides NB's most advanced shock absorption and cushioning
Synthetic/mesh upper provides lightweight comfort and support
T-beam is a lightweight, flexible TPU shank engineered to deliver optimum torsional stability and arch support through a unique center beam design
Breathable air mesh
Abzorb Strobel Board runs full length of shoe to maximize shock absorption and comfort
Color: Silver with Raspberry & Lime Green
Weight: 251 grams (8.85 oz)


www.joesnewbalanceoutlet.com/detail.asp?style=W880SP2
g: 0 Posted By: DizzyT71
Views: 117 Replies: 0 Amazon has theAnnin Tough-Tex Woven Polyester American Flag (5' x 8') on sale for $24.99. Free shipping on orders 35+.

Must click on the more buying choices on the right side of page for the $24.99 pricing!

Original price: $62.80

Annin Tough-Tex US banner-style flag is a 100-percent, 2-ply spun, woven polyester fabric flag
Ideal for daily use in commercial or institutional high-wind areas
Open weave reduces fabric stress
1-year ColorFast-guarantee all-weather flag
Features sewn stripes, embroidered stars, 100-percent heavy-weight spun polyester, and extremely durable; measures 5 by 8 feet

4.5/5 Stars based on 1,022 customer reviews on product page.
Home & Office Deals

Amazon Coupons
g: 0 Posted By: thedarsts
Views: 29 Replies: 0 Extremely well reviewed irrigation controller with web based and app based control.
Controls 11 zones, plus expansion modules available on sale too.

These are on a ONE DAY ONLY SALE.

The ethernet (not wireless) model is well reviewed on Amazon and only slightly cheaper than this wireless model. LINK
The only negative reviews on the wired one that I saw were using it in combination with a wireless adapter, which is solved with the inclusion of wireless on the model at Home Depot.
Home & Garden Deals

Home Depot Coupons
$20 off $50 purchase of metal prints @ HDMetalPrints.com
Added on : Wednesday April 09th 2014 04:00:08 AM
g: 0 Posted By: radiata
Views: 138 Replies: 0 I just got another repeat customer offer by email.

Save $20 on a purchase of $50 or more.
Code: 62KPW41C
Expires:4/13/14

I usually order High Gloss Vibrant but last time I tried the High Gloss Brushed and I love the way the metal shines through.

From their website:
http://www.hdmetalprints.com/

Standard Shipping is a 2-5 business days shipping service and costs $9.95 regardless of the size of your order.

What exactly is a metal print?
Well, it's exactly what it says...we use aluminum, approximately 1/16 thick. All of our metal prints are created through a dye sublimation process, in which the inks are heated and infused directly into the metal. This process creates both an extremely vivid image and durable print that is scratch resistant and waterproof, with a high level of detail.

What's the difference between the surface options? Which one should I use?

Here are some guidelines for choosing the best surface for your image. Also consider where the print will be displayed, and what works best for the space.

High Gloss Vibrant: A white surface with a reflective, high gloss finish; works great with images with a lot of vibrant, bright colors.
Matte Vibrant: A white surface, with a non-reflective, matte finish; creates a soft luminescence to beautifully highlight skin tones.
High Gloss Brushed: Shows off the metal, with a reflective, high gloss finish; a great option for high contrast images.
Matte Brushed: Again, shows off the metal, with a non-reflective, matte finish; a beautiful option for black and white photography.







Decor Deals
Alpha Wave: Appstore for Android FAOTD for $0
Added on : Wednesday April 09th 2014 02:00:02 AM
g: 0 Posted By: Deals4mykids
Views: 0 Replies: 0 Do you have 10-15 minutes to kill? Alpha Wave was made for just such an occasion!
A well polished, extremely easy to play, intense arcade space shooter with it's roots firmly planted in the old-school arcade classics such as AstroSmash, Galaga and Asteroids.
Plenty of non-stop, progressive action with over 65 waves spread across 3 levels featuring a huge variety of different enemies each with their own unique behaviors along with final bosses to bring it all to an explosive finish.
Coupled with amazing special effects, leaderboards, 24 achievements to unlock and an amazing musical score, Alpha Wave delivers solid quality for far less than the price of a cup of glorified, high society coffee!

Normally $1.00
http://www.amazon.com/Hardline-Studios-Alpha-Wave/dp/B00701L6TQ
g: 0 Posted By: zuma
Views: 216 Replies: 0 http://www.amazon.com/gp/product/B00B4G2YXA/

A new low price for a solidly made extremely portable thumb drive. It's not the fastest drive around, but it's perfect for your keychain.


USB & Flash Drives Deals

Amazon Coupons
g: 0 Posted By: st4rdust
Views: 158 Replies: 0 Advance Auto Parts has aGear Wrench 8-pc. Reversible Ratcheting Combination Wrench Set for $29.99. Free in-store pickup or free shipping on orders of $75 and up. Note that this is not eligible for any coupon codes or other promotions.

​SAE Link(Contents: 5/16, 3/8, 7/16, 1/2, 9/16, 5/8, 11/16 and 3/4")
Metric Link(Contents: 8, 10, 12, 13, 14, 15, 17 and 19 mm)

Both sets have positive reviews on their product page.

The Patented Driveworks ratcheting box end needs as little as 5 Degrees of sweep to move a fastener; a standard 12-point box end wrench needs 30 Degrees , or 6x as much room; box end is 15& Degrees offset for knuckle clearance
Long bolts and threaded rods are not a problem for the Driveworks; the ratcheting head allows the wrench to travel the length of the threads without removing the box end from the fastener
The thin head and shank allow the Driveworks into the tightest areas
The Surface Drive box end configuration virtually eliminates the rounding of fasteners; by moving the contact points of the wrench back from the edge of the fastener, the area of flat contact is expanded, distributing the load over a wider area
Extremely strong, Driveworks ratcheting combination wrench meets or exceeds ANSI, DIN and federal torque specifications for standard professional combination wrenches
The Driveworks ratcheting combination wrench is a precision tool and is not intended to free frozen fasteners

GearWrench Deals

Advance Auto Parts Coupons
32oz Nalgene Wide Mouth Bottle - Qty 2 - $10.00 @ Nalgene
Added on : Friday April 04th 2014 08:00:08 PM
g: 0 Posted By: Xenocrates
Views: 221 Replies: 0 32oz Nalgene Wide Mouth Bottle- $10 for qty of 2 & Free Shipping

Extremely durable
Resistant to staining
Resistant to retaining odors
Dishwasher Safe - Please make sure the cap does not touch the heating element
Withstands temperatures from -40F to 212F
This bottle is made from Eastman Tritan TM copolyester that is manufactured without Bisphenol A (BPA)
Made in USA


!!! Add 2 to your cart to see the price as $10.00 with free shipping. !!!
Home & Garden Deals
g: 1 Posted By: bxd20
Views: 199 Replies: 2 Hello.

I know this is a big enough event that I should seek the advice of a lawyer, andplanning todo so, but right now I have a few minutes so I thought I'd post this here and perhaps get some angles/suggestions that even a lawyer wouldn't bring up.

What started as seeminglybenign digestive system complaints for my mom(a couple scope tests came back clear), kept getting worse. The doctors finally ordered a CT scan which revealed ovarian cancer that has spread. They are scheduling surgery for one week from today, followed by chemo. If they open her and find the cancer has spread more than the CT even shows,it's all about buying time for her at this point.

I am the only child. My dad is still alive. Mom and dadare both elderly and only have Medicare part A (the level that everyone gets).

Sorry if these questions aren't organized very well, it's a very emotionally difficult time for us.

1. We are not concerned about medical bills in the range of 4 figures or even low 5 figures.My parents have a decent amount of assets (mid 6 figuresif everything is included). If I understand Medicare correctly, the hospital stay will be covered up to 60 days, and their portion will besomewhere around $1300. After 60 days it's about $300 a day. Does the surgery itself fall underthis 'hospitalization' category byMedicare? I would assume so. Surgeon says she will be in hospital 7-10 days. If she's not as covered as I think she is, is there any way to get a very high deductible catastrophic coverage plan, even with preexisting condition, on extremely short notice? Does Obamacare help at all here?

2. My next focus is on protecting the assets if surgery doesn't go well and she requires long term nursing home care. I know the 5 year rule about gifting. How are joint accounts handled when assessing for Medicaid eligibility? In other words... she has some joint accounts where I am named with her, on some her brother is named, on some,her husband (my dad) is named. I think there is one investment house (rental property)with her and her brother on it. Would all of these joint assets be 100% at risk should the bills mount? Or is a joint account viewed as 50/50 in ownership? What if we go to the bank and remove her name from a CD - I assume that triggers the 5 year gift timer? Or is that somehow OK, if they've been joint on the account over 5 years?

Again - I apologize if I asked any dumb questions. Sometimes FW members come down hard on people. Please try to go easy on me. My parents haven't really wanted my help/advice in the area of financials. Sure, in retrospect, they probably should have been carrying supplemental insurance. At this point I need clear heads to help me through a dark time in my life.

I greatly appreciate your time and thoughts.
Personal Finance Deals
g: 4 Posted By: remick
Views: 864 Replies: 0 http://www.amazon.com/How-Win-Bass-Tournament-Fishermen-ebook/dp...

The eight professional bass fishermen in this book have earned a total of more than $21 million combined in tournaments. Most of them have at least doubled their tournament winnings with sponsor endorsements, speaking engagements and TV appearances. These men are some of the best tournament bass fishermen.

In this book, you'll not only learn their tactics, baits and lures for winning tournaments, but they'll also give you additional information and fishing tips in video links throughout. You'll learn how to deal with the worst problem you can have when fishing a tournament - when your pattern blows up and the way you've been catching bass with lures and techniques you've thought will work stops producing. What do the best of the best do when their patterns blow-up? They'll tell you in person in the bonus videos.

Professional bass fishermen are different. They're absolute perfectionists in their mental attitudes, physical endurance and abilities to use intuition more than rational thought to find and catch bass. They're also extremely observant. If the wind changes direction, the sun's blotted-out by clouds, there's a 10-degree drop in temperature, or they see shad flicking on the surface, they know immediately what they need to do and what changes they need to make to continue to catch bass. These anglers not only figure-out the lure and the type of structure the bass are holding on, but also the time of day they're most likely to bite. Denny Brauer says there are three types of tournament fishermen: "Those who know they won't win a tournament, those who think they might win a tournament, and those who know they will win a tournament." If you want to be a winner, not just an also-ran in tournament bass fishing, this book is a must.

Now featuring a bonus chapter of delicious bass recipes!

"Award-winning Alabama author John Phillips probably knows more pro bass anglers personally than any other writer in the business." --Frank Sargeant, premier outdoor writer and editor of The Fishing Wire (thefishingwire.com)
Totally Free Deals
g: 0 Posted By: Deals4mykids
Views: 125 Replies: 1 http://13deals.com/store/item.php?id=20370

Created for using sunlight for power, Solar LED Rope Lights help reduce expensive electrical bills by harnessing the suns power. Solar LED Rope Lights will stay illuminated for 8-12 hours depending on lighting conditions, and turn on/off automatically via the built in light sensor.

This Flipo Solar LED Rope Lights have 50 extremely bright LED lights. are rated at over 100,000 hours of life.

- Solar Powered - Save on Energy Cost & the Enviornment
- Auto On/Off-Activates/Deactivates Automatically Based on Lighting Conditions
- Rope Light String
- Rechargeable 600 maH AA Ni-Cd Battery
- Solar Cell/Electronics Box
- Mounting Brackets and Instruction Manual
- Lumens: 10 lumens
- Voltage: 1.2
- Requires 1 Ni-Cd 600 mAh AA battery
- Solar Panel: Pollycrystalline

PRODUCT DIMENSIONS: End to End 23 ft; Light to Light 16.5 ft; Lead 6.5 ft
Electronics Deals
g: 0 Posted By: st4rdust
Views: 335 Replies: 0 Amazon has the Syma S107G 3.5 Channel RC Helicopter w/ Gyro (Blue)for $15.99. Yellow is also available here for $16.99. Ships free with Prime or on orders of $35 or more.

4.2/5 stars based on 2,158 customer reviews. This deal did very well and generated some excellent discussion hereon March 5th.

Stabile Flight Characteristics
Easy to Fly
Great for Beginners
Battery Type: Lithium Polymer (LiPO Battery), batteries for remote control not included
Motor Type: Brushed

"This Brand New 3 Channel mini rc helicopter is the world's newest, most durable and stable helicopter. The item comes with the latest gyro system for precision control. The metal frame has proven to withstand dozens of crashes. The mini helicopter charges directly from the controller which uses "AA" batteries and has a full-function trim control for the perfect flight. Get one today before they all fly away! The Syma S107 metal frame series with gyroscope takes indoor flying to the next level through precision control. It is extremely easy to fly and durable. This is highly recommended for beginners. No flight training necessary."
RC & Hobbies Deals

Amazon Coupons
g: 0 Posted By: st4rdust
Views: 131 Replies: 0 Amazon has the Syma S107G 3.5 Channel RC Helicopter w/ Gyro (Blue)for $15.99. Ships free with Prime or on orders of $35 or more.

4.2/5 stars based on 2,158 customer reviews. This deal did very well and generated some excellent discussion hereon March 5th.

Stabile Flight Characteristics
Easy to Fly
Great for Beginners
Battery Type: Lithium Polymer (LiPO Battery), batteries for remote control not included
Motor Type: Brushed

"This Brand New 3 Channel mini rc helicopter is the world's newest, most durable and stable helicopter. The item comes with the latest gyro system for precision control. The metal frame has proven to withstand dozens of crashes. The mini helicopter charges directly from the controller which uses "AA" batteries and has a full-function trim control for the perfect flight. Get one today before they all fly away! The Syma S107 metal frame series with gyroscope takes indoor flying to the next level through precision control. It is extremely easy to fly and durable. This is highly recommended for beginners. No flight training necessary."
RC & Hobbies Deals

Amazon Coupons
HDMetalPrints.com 30% off Sitewide - Expires 4/2
Added on : Wednesday March 19th 2014 11:00:05 AM
g: 0 Posted By: radiata
Views: 219 Replies: 0 I just got this repeat customer offer by email.

I have ordered from HD Metal Prints twice now and continue to be amazed by their speed and quality.

I especially like the High Gloss Vibrant finish on my "curved" prints.

From their website:
http://www.hdmetalprints.com/

Standard Shipping is a 2-5 business days shipping service and costs $9.95 regardless of the size of your order.

Code:75LC92P
Expires:4/2/14

What exactly is a metal print?
Well, it's exactly what it says...we use aluminum, approximately 1/16 thick. All of our metal prints are created through a dye sublimation process, in which the inks are heated and infused directly into the metal. This process creates both an extremely vivid image and durable print that is scratch resistant and waterproof, with a high level of detail.
Decor Deals
g: 1 Posted By: remick
Views: 88 Replies: 0 http://www.amazon.com/How-Win-Bass-Tournament-Fishermen-ebook/dp...

The eight professional bass fishermen in this book have earned a total of more than $21 million combined in tournaments. Most of them have at least doubled their tournament winnings with sponsor endorsements, speaking engagements and TV appearances. These men are some of the best tournament bass fishermen.

In this book, you'll not only learn their tactics, baits and lures for winning tournaments, but they'll also give you additional information and fishing tips in video links throughout. You'll learn how to deal with the worst problem you can have when fishing a tournament - when your pattern blows up and the way you've been catching bass with lures and techniques you've thought will work stops producing. What do the best of the best do when their patterns blow-up? They'll tell you in person in the bonus videos.

Professional bass fishermen are different. They're absolute perfectionists in their mental attitudes, physical endurance and abilities to use intuition more than rational thought to find and catch bass. They're also extremely observant. If the wind changes direction, the sun's blotted-out by clouds, there's a 10-degree drop in temperature, or they see shad flicking on the surface, they know immediately what they need to do and what changes they need to make to continue to catch bass. These anglers not only figure-out the lure and the type of structure the bass are holding on, but also the time of day they're most likely to bite. Denny Brauer says there are three types of tournament fishermen: "Those who know they won't win a tournament, those who think they might win a tournament, and those who know they will win a tournament." If you want to be a winner, not just an also-ran in tournament bass fishing, this book is a must.

Now featuring a bonus chapter of delicious bass recipes!

"Award-winning Alabama author John Phillips probably knows more pro bass anglers personally than any other writer in the business." --Frank Sargeant, premier outdoor writer and editor of The Fishing Wire (thefishingwire.com)
Totally Free Deals
g: 0 Posted By: tedhawkins
Views: 99 Replies: 0 Taurus Millennium PT111 Spring Pistol (50% off) $4.99 + $5 Flat shipping

http://www.gearhog.com/

Deal Overview
This is a highly crafted, well made, and durable Airsoft pistol with good accuracy and power. The design is made extremely realistic down to the last detail. There is a working safety provided to avoid any unwanted fires. This pistol's handle is thick and solid with anti-slip grip provided for easy, secure, and form fitting handling.

Velocity: 180 FPS w/ .12g bb
Mag Capacity: 20 rounds
Power: Spring
Weight: 1 lb
Safety: Yes
Condition: Brand New
Heavy Duty Construction
Officially Licensed And Trademarked
Includes:
Taurus Millennium PT111 Pistol
Taurus Millennium PT111 Magazine
User Manual
Retail Packaging
Guns & Ammo Deals
CycleTEK Momentum 1 Fluid Trainer $189.99 @ performance bike
Added on : Monday March 17th 2014 08:00:03 AM
g: 0 Posted By: tedhawkins
Views: 69 Replies: 2 CycleTEK Momentum 1 Fluid Trainer $189.99 @ performance bike

http://www.performancebike.com/webapp/wcs/stores/servlet/Product...

Achieve and maintain a top level of fitness with the Momentum 1 Indoor Cycling Trainer from CycleTEK. This high-performance resistance unit features unrivaled technology for incredibly smooth, quiet and stable resistance. It provides measurable, repeatable workload using a silicone-filled resistance chamber and the heaviest flywheel (7lbs) of any trainer in the industry. What you'll experience is a road-like feel that's extremely fluid and realistic. Quick-release mechanism is easy to use and secures your bike to the trainer. Robust frame design offers six points of contact and hexagonal footpads adjust for uneven floors. Folds up easily, so you can store it or transport it to your next race. The Momentum 1 sets the new standard for performance, precision and power.
Thermodynamically neutral silicone filled resistance unit (with secure seal technology) offers smooth, quiet, stable resistance
Unique 2-stage folding frame design folds easily for storage or transport
6 points of floor contact with adjustable hexagonal foot pads for uneven floors
Power Calibrated with CycleTEK Watt Computer for accurate power readings
Easy-to use quick-release bicycle attachment mechanism
60mm roller is the largest in the industry
7lb flywheel is the largest in the industry
Black matte powder coat finish is durable and sleek
Lifetime Warranty against leakage
Unconditional Lifetime Warranty
Bicycle Deals

Performance Bicycle Coupons
80 LED Solar Motion Detector Light Costco $29.95 (store)
Added on : Sunday March 16th 2014 12:00:06 PM
g: 1 Posted By: wtjc
Views: 292 Replies: 1 Just came across this in Costco yesterday - Purchased a couple and brought them home. Was impressed (inexpensive, looks good, extremely easy to set up, no AC electrical supply needed, decent amount of light and cheap addition to your home security needs. Take note: since this is from Costco returns are extremely easy (best warranty in the business - especially for items like this (motion detectors, exposed to elements motion detectors, etc).
No link included because these don't seem to be available online (only in store and naturally YMMV) This is an updated brighter unit that Costco has carried online for some time (and cheaper)
Sunforce LED Solar Motion Light priced at $29.99 item number 807198 Detection distance: 30 feet, detection range: 180 degrees
900 Lumen output:
The panel is weatherproof and charges even in low sun conditions
No main power or wiring required
Replaceable battery pack
Only comes in White
This light automatically turns on when motion is detected. This security light comes equipped with 80 super-bright LEDs in a durable ABS plastic and aluminum housing. The 1-watt, 6-volt amorphous solar panel charges AA 5-Pack NiMH 6 Volt 900 milliampere-hour rechargeable batteries

Compare to Amazon priceHere

Home & Garden Deals
Executive Savings Plan for fun and profit
Added on : Wednesday March 12th 2014 03:00:11 PM
g: 0 Posted By: CptSavAHo
Views: 47 Replies: 2 My company offers an Executive Savings Plan and you can defer up to 100% of salary including bonus but you have to elect your participation as a % of salary at the start of the year. This year I elected 5%. As I understand it the money put into ESP is before tax and does not count as income when taxes are filed, and only reported as income when withdrawn or required to be reported as an asset on most federal forms. This had me thinking that there could be several lucrative times and ways to defer significant portions of my income.

1. Spend a year living very frugal, saving $40k or so of post tax earnings. The following year defer 100% of salary and bonus into the ESP and pay bills out of the $40k savings. Report zero taxable earnings for that deferred year and claim the various benefits such as EIC, etc. The ESP can be drawn on in case of emergency and without penalty.

2. Save over a larger time frame, say 10 years but at smaller increments. The two years prior to my son going to college defer a large % of salary and file extremely low income on FASFA forms. Continue to defer income until son graduates.

I'm sure there are more ways to utilize it.
Personal Finance Deals
Free app for Android - Sudoku 10'000 Plus
Added on : Tuesday March 11th 2014 05:00:17 AM
g: 2 Posted By: remick
Views: 129 Replies: 1 http://www.amazon.com/gp/product/B004XQYBA2

4.5 out of 5 stars (216 customer reviews)

Product Features
Play and create Sudoku games at 8 difficulty levels
Manage, import, and save your Sudoku games on your SD card
Study the app's comprehensive hint functionality
Create and edit new puzzles with sophisticated tools
Track solution times for each difficulty level
Product Description
Expert Sudoku with 15'000 puzzles in eight different variants and in eight difficulty levels.

(1) Game Play

* Eight different Sudoku variants: Classic & Jigsaw puzzles (aka Squiggly), Asterisk-, Centerdot-, Color-, Hyper-, Percent- & X-Sudokus
* Eight difficulty levels: very easy, easy, moderate, advanced, hard, very hard, fiendish, nightmare
* Five input methods (digit first, cell first, mixed, Andoku, popup)
* Pencil marks with auto set or auto erase
* Persistent undo/redo
* Auto save
* Bookmarks
* Highlighting of selected digits and pencil marks
* Highlighting of completed digits
* Highlighting of incorrect digits
* Coloring mode (cells and pencil marks) to support coloring solving techniques
* Very advanced hint functionality
* Analysis functionality to rate the difficulty of a Sudoku puzzle and to get a detailed list of required solving techniques
* Game statistics: fastest, average, slowest times for each difficulty level
* Extremely configurable

(2) Additional Features

* Sudoku Editor: create your own Sudoku puzzle from scratch
* Sudoku Importer: import Sudoku puzzles in five different formats: *.sdk, *.sdm, *.adk, *.opensudoku, *.1gsudoku. All *.adk formats are supported including jigsaw/squiggly puzzles with extra regions.
* Sudoku Generator: generate new Sudoku puzzles in eight difficulty levels
* Sudoku Solver: solve any Sudoku in milliseconds
* Sudoku Manager: create, delete, rename folders, create, copy, move, delete Sudokus, filter Sudokus according to their game status, difficulty and type
* Sudoku Widget: gives access to the start screen functions from your home screen
Totally Free Deals
Budget Car rental experience in Orlando (MCO)
Added on : Thursday March 06th 2014 07:00:15 AM
g: 0 Posted By: jplee3
Views: 8 Replies: 0 Hi all

Wanted to get some advice as to what I should or can do in light of a bad car rental experience at MCO. Besides a horrendous wait time (almost 2 hours) in line, the agent who helped me basically tacked on SLI (Supplemental Liability Insurance), and when I inquired about this, she said it's mandatory/required in Florida... I just emailed Budget directly about this, as I thought it was a bit strange, and they told me it's definitely optional and not required or mandated in the state of Florida. The same agent also misinformed me about tolls in the area, stating there would be no tolls where we were headed. Again, she was wrong as we passed two tolls that we paid for (I was prepared to pay anyway).

In either case, we either got an agent dumber than a box of rocks or she was being extremely dishonest and 'upselling' us on SLI to potentially get some commission out of it.

At this point, is there anything I can or should do about it? Obviously I signed the contract and trusted her word about SLI (but the issue is that she was either greatly misinformed or dishonest... I'm leaning more towards dishonest though). Even after I read in some states SLI is mandated but generally if you have your own insurance you *should* be covered. One of those things where, if you don't happen to know off the top of your head at the moment, you're kinda stuck...

Any advice? I've already emailed Budget initially to inquire as to whether or not SLI is mandated, and got their reply - just replied back stating my displeasure at this level of service.
Car Rental Deals
g: 0 Posted By: slervik
Views: 170 Replies: 1 Amazon has the Orion StarBlast 4.5 Equatorial Reflector Telescope (Blue) is on sale for $159.99 with free shipping.


A wide-field reflector telescope with enough aperture to get great views of the Moon, planets, and many bright deep-sky objects
A fantastic general-purpose astronomical telescope - great for the beginner to test the waters with mirror optics large enough to keep you and your family busy viewing for years to come
Works amazingly well with the included Expanse telescope eyepieces which yield a very wide 66 degree apparent field of view - your first look at the Andromeda galaxy will knock your socks off!
Fast f/4 optics and a short focal length provide a very wide field of view, making it easy to locate celestial objects without having to hunt around
The EQ-1 equatorial telescope mount makes tracking night-sky objects extremely easy using the included slow-motion controls.


​LINKKKKKK

Home & Garden Deals

Amazon Coupons
g: 0 Posted By: LeonWhite38
Views: 221 Replies: 6 Im asking this for my mom so Ill try to explain her situation the best that I can. My mother owns her home outright, but she lets my brother and his family live there rent free while her and her husband rent a small basement apartment in town. I know thats extremely ignorant, but it is what it is. With that being said, shes about $20,000-$25,000 in debt right now and behind on her rent as well. Garnishments from a ghetto loan company called Springleaf Financial nearly wipes out each of her paychecks which just makes this whole mess that much harder on her.

She talked to a bankruptcy attorney and he told her that if she filed a chapter 7 she would lose her home as it would be sold to pay off her debts. She asked if she could put the home in one of her kids name and then file, but he said no as the bankruptcy court sees that as fraud and would instantly deny the bankruptcy. Her other option the attorney said would be to file under chapter 13 which is where her debt would be cut in half and she would be put on a payment plan through the court to pay back the rest of the debt.

The plus side obviously being that she would keep her home going this route. She asked me what I thought about her taking out a home equity lone or line of credit and I told her that Ive always heard that you NEVER EVER borrow money against your home for ANY REASON if its paid off. What do you guys think? To me going the chapter 13 route makes the most sense for her, but I wanted to get your opinions first. She's really hurting here folks and the rest of my family (I have 2 brothers and 2 sisters) really couldn't give a damn.
Personal Finance Deals
ExOfficio Men's GiveNGo Boxer Brief - $15.72 @ Amazon
Added on : Sunday March 02nd 2014 10:00:03 AM
g: 0 Posted By: slervik
Views: 320 Replies: 0 Amazon has the ExOfficio Men's GiveNGo BoxerBrief (Black) on sale for $15.72 with Free Super Saver Shipping on orders over $35.

Extremely quick-drying to you can wash on-the-go and pack fewer pairs
Treated with Aegis Microbe Shield to prevent and control odor-causing bacteria

LINK
Clothing Deals

Amazon Coupons
Up to 83% off Framework Wayfarer Sunglasses $4.99
Added on : Friday February 28th 2014 04:00:03 PM
g: 0 Posted By: Walshrocket
Views: 282 Replies: 0 Extremely well-reviewed. Merchant may discontinue free shipping after several thousand are sold.

Was: $30.00
Now: $4.99

http://www.offers.com/amazon/2165680/

Credit goes to Matt Granite, KING 5 News
Sunglasses Deals

Amazon Coupons
OFFER OVER Free app for android - 10bii Financial Calculator
Added on : Friday February 28th 2014 01:00:04 AM
g: 4 Posted By: remick
Views: 487 Replies: 1 http://www.amazon.com/gp/product/B004W41SQK

Finally a Financial Calculator for everyone! Whether you are a seasoned investor or you just have questions about paying off your credit card, refinancing your home, or planning your 401(k) contributions, the 10bii Financial Calculator has the answers to YOUR financial questions!

Users love this app! Read what a couple of them have said:

"Amazing app! Wonderful for calculating investments and other financial decisions. Great response on suggestions. True In A Day Development."

"Hands down best financial calculator. No learning curve, works and looks just like the HP but better. Nexus One."

At times, users will post reviews saying the calculations are wrong, but please understand the calculations ARE CORRECT. The issue comes down to proper use of the calculator and almost always has to do with the Payments per Year setting. If you believe you are having any issues with your calculations, email us and we'll generally reply within the hour and can help resolve the issue. MONEY BACK GUARANTEE!

The 10bii Financial Calculator is a versatile and powerful financial calculator which features more than 105 different functions for financial analysis, business, statistics, and general mathematics. Modeled after the extremely popular 10bII Financial Calculator by Hewlett Packard, the 10bii Financial Calculator combines precise mathematics, intuitive display, and ease-of-use in one compact package. It allows you to easily calculate loan payments, interest rates, amortization, time value of money, investment value, and more using a combination of powerful and intuitive equation-writing functionality and helpful worksheets.

By expanding on HP's traditional presentation, the 10bii Financial Calculator allows quick and intuitive building and visualization of TVM (Time Value of Money) calculations and Uneven Cash Flow scenarios and lets you type in whole equations for easy review and one-touch evaluation.

With the 10bii Financial Calculator, you can:

Calculate Time Value of Money (Length of Term, Present Value, Nominal Interest, Loan Payments, Future Value) and see the cash flow diagram produced for you via the Graph TVM key. Values for N, PV, I, PMT, and FV are displayed right above their keys for easy reference.

Easily enter Uneven Cash Flows, including rapid calculation of Net Present Value and Internal Rate of Return. A dedicated interface makes adding, editing, deleting, and reordering uneven cash flows a breeze.

Switch between Nominal and Effective interest rates with the simple touch of a button.

Enter and analyze statistical data points. Includes standard calculations such as standard deviation, mean, and linear regression forecasting.

Never has using a financial calculator been so easy or intuitive. The 10bii Financial Calculator is truly powerful enough for the professional but accessible enough for everyone. It is an ideal tool for teaching the power of compounding interest, analyzing potential deals or business ventures, or just doing math problems, and sharing the results of your work with others.
Free Apps Deals
g: 3 Posted By: Logan71
Views: 254 Replies: 0 Description:

The Kimber legacy of offering the finest production firearms available today continues with the Solo, a new pistol that puts the power of the 9 mm cartridge in a micro-compact size usually reserved for smaller calibers. Power aside, what really sets the Solo apart is quality, dependability and 1911 ergonomics that ensure comfortable shootability regardless of hand size. This all comes together to put Solo performance in a class by itself.

With a barrel length of just 2.7 inches, Solo pistols are easy to carry and conceal. Many of the features borrowed from 1911 pistols also make them exceptionally safe. A manual ambidextrous thumb safety, checkered slide release and ambidextrous magazine release button enable fast and intuitive operation. Then there is the single action striker-fired trigger pulleven and smooth.

Solo frames are machined from the finest aluminum and finished in KimPro II, a premium finish that is self-lubricating and extremely resistant to salt and moisture. Slides and barrels are cut from stainless steel. Edges are rounded and blended, slide serrations are deep enough to really work and the dovetail-mounted 3-dot sights are quick to Target. No other small pistol can compare.

Calibers: 9MM

----------------------------------------------------------------------------

Not a Kimber fanboy, but this is probably ~$50 cheaper than I've seen it in the past. Enjoy...

Link
Guns & Ammo Deals
Free app for android - 10bii Financial Calculator
Added on : Thursday February 27th 2014 01:00:08 PM
g: 0 Posted By: remick
Views: 57 Replies: 0 http://www.amazon.com/gp/product/B004W41SQK

Finally a Financial Calculator for everyone! Whether you are a seasoned investor or you just have questions about paying off your credit card, refinancing your home, or planning your 401(k) contributions, the 10bii Financial Calculator has the answers to YOUR financial questions!

Users love this app! Read what a couple of them have said:

"Amazing app! Wonderful for calculating investments and other financial decisions. Great response on suggestions. True In A Day Development."

"Hands down best financial calculator. No learning curve, works and looks just like the HP but better. Nexus One."

At times, users will post reviews saying the calculations are wrong, but please understand the calculations ARE CORRECT. The issue comes down to proper use of the calculator and almost always has to do with the Payments per Year setting. If you believe you are having any issues with your calculations, email us and we'll generally reply within the hour and can help resolve the issue. MONEY BACK GUARANTEE!

The 10bii Financial Calculator is a versatile and powerful financial calculator which features more than 105 different functions for financial analysis, business, statistics, and general mathematics. Modeled after the extremely popular 10bII Financial Calculator by Hewlett Packard, the 10bii Financial Calculator combines precise mathematics, intuitive display, and ease-of-use in one compact package. It allows you to easily calculate loan payments, interest rates, amortization, time value of money, investment value, and more using a combination of powerful and intuitive equation-writing functionality and helpful worksheets.

By expanding on HP's traditional presentation, the 10bii Financial Calculator allows quick and intuitive building and visualization of TVM (Time Value of Money) calculations and Uneven Cash Flow scenarios and lets you type in whole equations for easy review and one-touch evaluation.

With the 10bii Financial Calculator, you can:

Calculate Time Value of Money (Length of Term, Present Value, Nominal Interest, Loan Payments, Future Value) and see the cash flow diagram produced for you via the Graph TVM key. Values for N, PV, I, PMT, and FV are displayed right above their keys for easy reference.

Easily enter Uneven Cash Flows, including rapid calculation of Net Present Value and Internal Rate of Return. A dedicated interface makes adding, editing, deleting, and reordering uneven cash flows a breeze.

Switch between Nominal and Effective interest rates with the simple touch of a button.

Enter and analyze statistical data points. Includes standard calculations such as standard deviation, mean, and linear regression forecasting.

Never has using a financial calculator been so easy or intuitive. The 10bii Financial Calculator is truly powerful enough for the professional but accessible enough for everyone. It is an ideal tool for teaching the power of compounding interest, analyzing potential deals or business ventures, or just doing math problems, and sharing the results of your work with others.
Free Apps Deals
g: 0 Posted By: isabellajones
Views: 229 Replies: 0 http://www.amazon.com/Homeleader-Freestanding-Convector-Adjustab...

Description:
$49.99 & FREE Shipping (64% OFF)
18.5 x 3.5 x 25.5 inch,
1200W,
attractive looking,
black crystal Glass Panel,
extremely quiet, fast heat,
big thermal area,
Freestanding/Wall Mounting Optional
Home & Garden Deals

Amazon Coupons
Plight of the overeducated, starving scientist. Advice?
Added on : Thursday February 20th 2014 02:00:10 AM
g: 0 Posted By: Rommie2k6
Views: 117 Replies: 4 First, I would like to share my experience as an overeducated, starving scientist, and then I hope to solicit some feedback and advice from fellow FWF readers (who I assume have some level of financial literacy) on how to get out of this hole that I have dug myself into.

Foremost, let's examine on why people pursue a graduate or professional degree after getting the basic Bachelors, so we're talking PhD, MBA, PharmD, MD, etc... The high minded bullshit aside (I want to save lives, it's intellectual challenging, etc...), it's all for money. Generally, the higher your education level, the higher your salary. Most people with professional degrees easily hit $100k/yr shortly after graduation and peak at $200k-500k/yr depending on your profession.

All except me. I'm an overeducated (PhD), starving scientist, working at the interface of chemistry and biology, which is unfortunately overcrowded. I did NOT know this until I was 3 years into my degree, that I had joined an overcrowded field, where supply is way more than demand. In about a year, I'm going to graduate, and I feel royally screwed.

Here's the hole that I have dug myself into. For the past 4 years of my life, I have been preparing myself for a career in the ivory tower, i.e. professor. To be honest, a professor's salary ain't too bad, most of them earn >$100k/yr. The problem is:
a) Intense competition to get a professor position that pays well (we're talking about tenure-track positions at R1/R2 institutions for those who know the lingo, not instructor positions, not teaching positions and definitely not adjunct). In today's world, I'd say you have a 10% chance of getting it.
b) Extremely long times of temporary underpaid "holding pattern" positions between graduation and landing that coveted professor position, also known as postdoc positions. As a grad student, I earn $25k. As a postdoc I earn $40-50k. In comparison, a tech with only a bachelor degree doing "grunt work" in industry gets $50k/yr. Hell, I bet most blue collar jobs earn as much or more than I do!!! In my field, it is the norm that fresh PhD graduates do not get hired as professors. Instead, they spend 5 to 7 years postdoc-ing to get more scientific publications and just hang around until they get a job. To illustrate this problem, I know of a rising superstar in my field, he spent 17 years as a student and postdoc before he finally landed a position at a R1 institution.
c) Combining (a) and (b) together, I am taking a tremendous financial hit to my earnings and retirement. I have run "salary projections" on hypothetical scenario of academic vs industry jobs, based on what information I could gather from sources like glassdoor. I won't bog down with details, but I'll highlight two scenarios:
- For a career in industry that is equally successful (in terms of salary growth) as academia, the industry path will have AT LEAST $1 million more at retirement, which is equivalent to about $300k in today's dollars. The number is conservative, I've only used base salary for these calculations, and not bonuses which are common industry but not in the academy.
- A successful academic career (no more than 5 years postdoc, no more than 10 years for promotion to full professor) will yield the same amount of money at retirement as an industry career that is mediocre (never hitting $100k/yr, some unemployment years).
If these highlights startle you, yes I was dumbfounded as well. Numbers don't lie. The reason for the huge discrepancy comes from the first 5-10 years after graduation. A high paying industry job from the start allows one to save more, and magic of compounding interest works in your favor. Not so, if you are an academic.

Now, here is the REAL kicker. I am GOOD at doing what professors do. Going by metrics like number and quality of papers published (which is how academics are evaluated), I am one of the best students to come out from the lab, I'll say top 10% to give it a number. I've got awards/fellowships that are extremely prestigious (less than 10% success rate). For all my success and good performance, what I am getting in return? NOTHING! If I stick onto the academic path, I'm salary capped below $50k for the next 5 years, regardless of how well I do, and it's unlikely I won't hit a six figure salary until 10 years after I graduate. When I compare myself to others with professional degree, PharmD, PhD in engineering, etc..., those careers make $100k almost immediately after graduation. For those who are not in the ivory tower, I'm sure this comes off as puzzling. I've read a number of finance/career blogs on how to present yourself to get raises and stuff, and it is truly another world inside the ivory tower. There is this perverse culture in the ivory tower that we all do science because we love it and not for money. Yes, I love my work, but screw it if I am not going to see tangible returns anytime soon. The anti-money culture in my opinion is religious and cult-like within the academic world, and it's really frustrating because unlike other clueless PhDs, I am financially aware of the price I am paying.

So why not go to industry then? After all, I have been doing salary comparisons between industry and academic jobs haven't I? That's tricky, here are the considerations:
- From what I have figured, preparing for an industry career is very frequently at odds with preparing for an academic career. I have to chose. Industry values skills, academe values accomplishments and papers. To give an example, let's say that I invented a new cool method to do some sciency stuff. The smart academic will basically milk this method for all its worth and publish a gazillion papers out of it. But that would mean that I have specialized in only 1 thing for the last 5 years, and unless it so happens to fit into the needs of an industry position, that ain't going to cut it. To maximize odds of getting an industry job, one would need to have diverse set of skills with some level of depth, but that would translate to less papers, since the time spent learning new and diverse skills is time taken away from using those skills to get results and publish more papers.
- A likely scenario is that I may not get any industry job offers. What do I do then? Do a postdoc, bide my time and retool/reinvent myself as the industry guy? That's a sound plan, BUT the longer I do a postdoc, the more it makes sense to go into the academic route, especially since I am already doing so well as an academic. Remember that the source of the huge financial differences comes from the first 5 years after graduation. If I can't get an industry job immediately after graduation, and spend the next 3 or so years retooling and rebranding myself for industry and finally get a job in my 4th year after graduation, the salary numbers will look pretty similar as the academic path. Sure industry salary may be a bit higher, but the fact is that 4 years of underpaid postdoc has already happened and the damage is done.

I'm going to stop here now. I'd really appreciate comments and advice from the board. Even if you are not in this field, an outside perspective is going to be a refreshing change.

Lastly, as bit of service to the FWF community, if you know of any young idealistic punk who wants to pursue a PhD in Chemistry/Biology, tell them to run salary projections on possible career path. Honestly, I wish I did it in my first year. If I had, I would have developed myself for an industry position from day 1. But as of now, I'm way deep into the academic hole, and I can't really see any easy way out.

Question Deals
g: 0 Posted By: puggle
Views: 178 Replies: 0 Premium Luxury 6 Piece Monogrammed Towel Set -Shipping Included $49.00 @ Deal me in todayEach premium quality, 100% Turkish cotton set includes two 27" x 54" white bath towels, two 16" x 30" white hand towels, and two 13" x 13" white washcloths. They are soft to the touch and become even softer after the first wash.Double-stitched borders ensure long-lasting qualityThe monogramming option features a large, professionally embroidered single letter in your choice of two fonts and four color options. Monograms are embroidered on both of the hand towels, in polyneon thread that is colorsafe and machine washable.=1.17emTOWEL OVERVIEW:

Natural dobby weave border
Machine Washable
Extremely absorbent & color resistant, do not pill or shed;
Extra thick weave, 700+ gr/cm2
100% Genuine Turkish Cotton;
Made in Turkey.

Voucher good through: August 31, 2014
http://dealmeintoday.com/Linun-Towels/deals/Premium-Luxury-6-Pie...
Home & Garden Deals
10% off at Boxed.com! Like Costco on your phone, prices better than Amazon!
Added on : Thursday February 13th 2014 01:00:09 PM
g: 0 Posted By: Thrilla
Views: 332 Replies: 0 Given the latest news about Amazon likely to raise the price of Prime, I've been looking around to see what alternatives are out there and I came across Boxed. This app has been getting a lot of press lately so I decided to check them out and found this coupon code for 10% off:BOXED2014. I checked out the prices and they're extremely competitive. I can't copy the links here since I can only order through the phone or tablet but here's a sample of their prices and how they compare to Amazon:

Baked Lays Potato Chips 30 Bag Variety Pack
Boxed - $11.99
Amazon - $25.95Link

Orbit Sugarfree Gum 18 Pack
Boxed - $12.99
Amazon - $18.49Link

Advil 200mg, 360 count
Boxed - $18.99
Amazon - $22.49Link

There's a ton more out there, almost everything I looked at beat Amazon's prices.

Free shipping on orders of $75 or more, don't forget the 10% off code!
Grocery Deals
Setting up Amazon Payments loop....
Added on : Monday February 10th 2014 11:00:17 AM
g: 0 Posted By: RhizzleBop
Views: 282 Replies: 3 I'm setting up an AP loop.
Just 3. I've never used it. I've read about the process. My question is about a couple deeper details that I can't find clarification on.

Spot 1 _myself, my checking, my cc, my Amazon account My address.
Spot 2 My wife, her checking, a cc she is auth user of in her name, her Amazon account, same home address.
Spot 3 My mom. Was gonna use a biz checking I have with my same home address, moms Amazon account, and get her an auth user cc on my account.

I plan to do a single, one way loop. Say $950 from mine to wife, $975 from wife to mom, $925 from Mom to me. Then the next month, even the amounts out the other way, working in the same one way loop.
Will this work? ie, not will it physically go through, but is this a good practice plan to not raise red flags?

Alternately, I would need to use her checking (She'll be extremely reluctant, or setup a whole checking for her), is it critical that the ccs have unique CC numbers? Apparently chase wont issue personal cards wih unique card numbers, but biz cards they will.

Thoughts appreciated, thanks
General Economics Deals
Canon EF 50mm f/1.8 II Camera Lens - $99 w/ FSSS @ Amazon
Added on : Monday February 10th 2014 03:00:03 AM
g: 0 Posted By: ksenn
Views: 134 Replies: 0 Amazon has the Canon EF 50mm f/1.8 II Camera Lens for $99.00 with free Super Saver shipping. Must add to cart to see price.

50mm standard lens with f/1.8 maximum aperture
Traditional Gauss-type optical design is extremely sharp
Focuses as close as 18 inches for extreme close-ups, Auto-focus: Yes
Ideal for natural-looking shots; excellent color balance
Measures 2.7 inches in diameter; 1-year warranty

SLR & dSLR Deals

Amazon Coupons
g: 1 Posted By: ArtieLange
Views: 130 Replies: 1 Dark Souls: Prepare to Die Edition Game (PC Digital Download) $7.50 at GameStop

http://www.gamestop.com/pc/games/dark-souls-prepare-to-die-editi...



New Bosses - Including Artorias of Abyss, Chimera of Tomb, and more
PVP Online Matchmaking System - Quick matching for co-op or PVP
New Areas - Including Oolacile Tomb, Old Ruins and more
New Enemies - Including Abyss Guard, Chained Prisoner and more
New NPCs - Including Hawkeye Gough and more
New Weapons and Armor - Equip some from the new bosses, enemies, and NPCs


Extremely Deep, Dark & Difficult - Unforgiving in its punishment, yet rewarding for the determined - learn to strategize freely and conquer seemingly impossible challenges.
Fully Seamless World - Explore a completely integrated world of dark fantasy where dungeons are seamlessly intertwined, with great height.
Mastery Earns Progression - Contains 60 hours of gameplay, with nearly 100 uniquely despairinducing monsters & an incredibly nuanced weaponry & magic spells system. Player success depends on their eventual mastery of how and when to use the magic spells, choice of armor, the number of weapons, the types of weapons, and the moves attached to the weapons.
Network Play - Players may cross paths with one another, interacting with each other throughout the game even as each player plays their own game.
Flexible Character Development & Role Play - As the player progresses, they must carefully choose which of their character's abilities to enhance as this will determine their progression style.
Community - See other real players and empathize with their journey, learn from seeing how others died, find and leave messages for your fellow players; helping them or leading them into death.
Symbolic of Life & Hope - The Beacon Fire is an important feature of Dark Souls for many reasons. Though in gameplay it serves as a recovery and respawn point for players whose health gets low and is the one place in the dark world where players can find a fleeting moment of warmth and calm.

Video Games Deals

GameStop Coupons
g: 3 Posted By: ArtieLange
Views: 260 Replies: 1 BUFFALO N600 Gigabit Simultaneous Dual Band DD-WRT Wireless Router $59.99 shipped w/code EMCPHPC54 at Newegg

http://www.newegg.com/Product/Product.aspx?Item=N82E16833162070&...

IntroductionHIGHPOWER N600 GIGABIT DUAL BAND WIRELESS ROUTER
AirStation HighPower N600 Gigabit Dual Band Wireless Router is a powerful wireless solution well suited for the home or office. With simultaneous wireless operation on both 2.4 GHz and 5 GHz bands and HighPower technology, the AirStation HighPower N600 Gigabit Dual Band Wireless Router offers exceptional range and performance at range.Datasheet



Overview

DUAL BANDOffering simultaneous wireless operation on both the 2.4 GHz and 5 GHz bands, the AirStation HighPower N600 Gigabit Dual Band Wireless Router is perfect for streaming HD movies, music and emailing from multiple devices at the same time.

Dual Band N600: Concurrent high speed wireless connections with up to 300 Mbps on single band and up to 600 Mbps on both bands
Optimized streaming for many multimedia devices including TVs, media players like AppleTV or Roku XDS
Enjoy interference free streaming from Netflix or Hulu while gaming online with your Xbox or PS3

MAXIMUM WIRELESS COVERAGEDead spots in your home or office can slow down your wireless access and even prevent you from getting online. Advanced HighPower technology from Buffalo enhances signal strength and can almost double the range.

Optimized antennas and tuned radios boost signal strength for maximum performance and range
Adjustable high power antennas extend signal range to eliminate dead spots
Stay connected from anywhere in your home or office

OPEN SOURCE DD-WRT ROUTERAirStation HighPower N600 Gigabit Dual Band Wireless Router is powered by the leading open-source firmware, equipped with robust and high-performance features for custom configuration.

Intuitive interface helps you set up and connect in no time
Customizable advanced features allow to optimize wireless performance, security and routing options
Advanced features also include VPN endpoints, hot-spot sign in, VLAN and more

FAST WIRELESS CONNECTIVITYWith combined speeds up to 600 Mbps (300 Mbps on each band), AirStation HighPower N600 Gigabit Dual Band Wireless Router provides an extremely fast wireless connection, perfect for surfing and emailing from multiple computers, downloading files and streaming music, movies and other HD multimedia content from the Web all at the same time! Easily connect with your computer, tablet and smartphone devices.
GIGABIT ETHERNETMaximize your wired network speed with gigabit Ethernet connections that keep your data moving at lightning speed.

10/100/1000 Mbps Ethernet connections provide maximum speeds for data transmission over the network
Move large files including HD movies, music, photos, backups, and other digital assets across the network at maximum speed
All network ports including LAN and WAN ports are gigabit

COMPATIBILITYEasily upgrade to your network from the old Wireless-G standard and maintain compatibility with existing adapters and devices. AirStation HighPower N600 Gigabit Dual Band Wireless Router works with any new Wireless-N device as well as the previous generation Wireless-G.
NETWORK SHARINGEasily connect a USB hard drive for easy file sharing, media streaming and central storage or add a printer to your home network.

Store files in one central location for secure and easy access from any computer or mobile device on your home network
DLNA Certified means you can seamlessly connect to and stream your favorite movies and music to any DLNA TV or media player
Connect a network printer for easy printing from anywhere on your home network

EASY SETUPAirStation HighPower N600 Gigabit Dual Band Wireless Router features an easy to use step by step setup wizard that guides you through configuration from start to finish. Within moments of opening the box you will have a secure wireless home network.
WIRELESS SECURITYAirStation HighPower N600 Gigabit Dual Band Wireless Router features multi-level wireless encryption options to prevent unauthorized access and protect your important data.

WPA2, WPA-PSK (AES, TKIP), 128/64-bit WEP
AOSS and WPS push button setup options automatically configure a secure wireless connection


What's in the Box
AirStation HighPower N600 Gigabit Dual Band Wireless Router WZR-600DHP
Quick Seup Guide
Ethernet Cable
Setup CD-ROM
AC Adpater
Warranty Statement
Routers Deals

Newegg Coupons
g: 0 Posted By: heyyl0w
Views: 146 Replies: 0 Newegg has Bitdefender Total Security 2014 Value Edition(3 PCS, 2 yrs) for $9.95 after coupon code "EMCPWGP96".

This was free after rebate before, but now this is the cheapest I can find it.

Product of the Year
Defends against viruses and spyware
Extremely fast scanning. No slowdowns. With Bitdefender Photon

Software Deals

Newegg Coupons
g: 0 Posted By: jessicadabears
Views: 142 Replies: 0 KitchenAid Classic Soft Grip Black Cutlery Set (12-pc.) - $29.97 w/ FS Promo Code FREESHIP at Bonton.

8-in. Chef Knife
8-in. Slicing Knife
5.5-in. Serrated Utility Knife
5-in. Santoku
3.5-in. Paring Knife
4x 4.5-in. Steak Knives
Sharpening Steel
Pair of Kitchen Shears
Wooden Storage Bloc
Durable Plastic Handles
Blades Hold Extremely Sharp Edgek

Home & Garden Deals

Bon-Ton Stores Coupons
Only working half the year then MBA... how to take advantage? Roth, etc.
Added on : Wednesday January 29th 2014 06:00:15 AM
g: 0 Posted By: dave6237
Views: 0 Replies: 0 I will be enrolling in a 2-year full-time MBA program starting this fall, and since I am taking some time off from work beforehand, I am only going to have about 25/30k of income in 2014. It is an extremely highly ranked program, so I believe this is a good investment (plus, my family is very generously paying for it).

How can I best take advantage of this taxwise (or other ways)? My plan right now is to convert my 401k into a Roth IRA. My 401k is currently traditional, but I have the option to switch to a Roth 401k going forward if I want. 401k balance is 22k (contributing 175 every 2 weeks). Other assets are 17k in a Capital One 360 savings account (adding 200 every 2 weeks) and 1k in my checking.

Also, if it matters, my income in 2015 will be roughly the same. I estimate 2016 income will be roughly 50k before going into low 6 figures 2017 and forward, but obviously that is way into the future.

Basically, my questions are:
1. Should I convert the entire 401k to a Roth IRA in 2014, or split it across 2014 and 2015? When in the year(s) should I convert?
2. Should I open a Roth IRA and contribute $5,500 before doing the conversion, do it after the conversion, or does it not matter?
3. Should I begin making Roth 401k contributions for the next 4 months, or does it not matter?
4. Can you think of any other ways I can take advantage of having income over the next 2 years that will hopefully be well below my lifetime average?

Thanks!
D'Eco 8-pc. Unbreakable Stemless Wine Glasses - $25.95 @ Amazon
Added on : Monday January 27th 2014 10:00:10 AM
g: 1 Posted By: ksenn
Views: 295 Replies: 1 Amazon has D'Eco 8-pc. Unbreakable Stemless Wine Glassesfor $25.95 with free Super Saver shipping on orders over $35. Amazon says these were originally $36.95 on their site, and that there list price was $44.95.

Dishwasher Safe
BPA-free
Extremely durable

Also available in a 4-pc. set for $17.95.
Home & Garden Deals

Amazon Coupons
Need independent contractor tax help
Added on : Saturday January 25th 2014 09:00:10 AM
g: 0 Posted By: ishani
Views: 3 Replies: 0 Hey guys..
I am ridiculously lost, and confused about what I'm supposed to do with my taxes.
I worked as a receptionist where I was paid monthly as an 'independent contractor'. I worked there for 3 months (started end of June 2013) and a few days. I made $2,001.77 total.
this is the first time I've been an IC and am so confused. I quit in September 2013.
Ive done my research but am not following, I know I owe taxes but don't know how to find out EXACTLY what taxes, how much, and can't find when to send them in, or where. Since I owe taxes, this means I have no tax return, right?

can someone PLEASE tell me, in easy to understand for a confused person, terms, what exactly I need to do.
From start to finish... I would greatly, greatly, greatly appreciate it.

I was was just sent a 1099-misc form that only has my non employee comp part filled out. Do I send this somewhere? Or is it for my records?

I am extremely grateful for anyone who responds to help,
Ishani
g: 0 Posted By: healthylaugh
Views: 149 Replies: 0 NOTE: This is a standard plan (not some "special," but takes some digging to get these details straight, and is extremely helpful if you live near the border or travel frequently to one the 170 included countries).

5 person Family Plan on T-Mobile w/Unlimited T/T/Data (1st 500 MB @4G LTE, then 2G) is $23.61/person w/NO foreign roaming charge!!

NOTE: Here's a tip if phones such as the LG (E970) Optimus G for $180 is verified to obtain 4G LTE on T-Mobile's network... Especially for those of us living near the border or who travel often to one of the 170 included countries...

Go to http://www.t-mobile.com/cell-phon...navigationand look at Simple Choice $50. If you can add 4 people, for a total of 5 on a "Family Plan," the cost for each person goes to $23.61 for:

UNLIMITED:
Talk
Text
Data (1st 500 MB @ 4G/LTE, then throttled to 2G for rest of billing cycle)

NO foreign roaming charges in 170 countries (for instance, this includes FREE TEXTING & DATA while traveling in Canada & Mexico)

Here is the math:

1st phone $50
2nd line $30
3-5 lines $10/ea.

+ $1.61/mo./# - FED subscriber line fee

$8.05 = $1.61 x 5

$0 Sales Tax (if you subscribe in a Sales Tax Free state & go paperless billing)

$23.61/ea. = $118.05 / 5

To me, this is the deal of the century, especially with the NO Int'l. roaming thrown in!!

Just called T-Mobile: if you get 4 friends to go in on this, there is ONE bill and every person with access to the account (all 5 are allowed access if you wish) can see all the billing/CALL records. Basically, it's your own, little 5-person NSA. So, if you care about your call records, be aware.

Personally, I use Google Voice, so my billing records, at least for outbound calls, should only reflect my GV #, but I think "incoming" do display the calling party's # (EDIT: I do think I remember a setting in GV that allows you to label all incoming with your GV # on your call display as well, but I'm not certain about that).
Cell Phones Deals

T-Mobile Coupons
g: 0 Posted By: lewisrachel
Views: 127 Replies: 0 http://www.amazon.com/Homeleader-Freestanding-Convector-Adjustab...


Price: $140.00
Sale: $59.99 (57% OFF,save $80.01)

Features:
Size: 18.5 x 3.5 x 25.5 inch
2 heat settings: low at 750W, and high at 1500W
attractive black crystal Glass Panel looking
Working: extremely quiet, fast heat, big thermal area
Freestanding/Wall Mounting Optional
Appliance Deals

Amazon Coupons
*Hot Deal* Kids jackets for as low as $20+shipping at RothsChildKids
Added on : Wednesday January 22nd 2014 05:00:02 PM
g: 0 Posted By: GoodDeal2003
Views: 156 Replies: 0 Fabulous high quality kids jackets for as low as $20+ shipping using coupon code "CLEAR60" atRothsChildKids Clothing. Coupon code can be used for any purchase made at the website to get you 60% off.

I have shopped with them before and was amazed on how good these jackets were. Extremely well packaged and cutest designs.
Kids Clothes Deals
g: 1 Posted By: jessicadabears
Views: 84 Replies: 0 KitchenAid (12-pc.) Knife Setfor $29.97(Was $100.00) w/ FS Using Code FREESHIP at Carsons.com. This is part of their Semi Annual Home Sale.

Set includes: 8-in. chef knife, 8-in. slicing knife, 5.5-in. serrated utility knife, 5-in. santoku, 3.5-in. paring knife, four 4.5-in. steak knives, sharpening steel, pair of Kitchen shears and a wooden storage block
Blades hold an extremely sharp edge
Knives are perfectly weighted and balanced for precision cutting
Durable plastic handles feature a contoured, comfortable grip

KitchenAid Deals

Carsons Coupons
Massage - 50% Off (Windermere, FL)
Added on : Monday January 13th 2014 05:00:04 AM
g: 0 Posted By: TomPtz
Views: 175 Replies: 0 Half off Swedish and Cupping Massage in Windermere at 7L Bliss Massage!
Highlights:

Get your relaxation on and grab this deal while it is available- half off swedish and rubber cupping massage in Windermere, only at 7L Bliss Massage!
Acucups are great for deep tissue massage; they have a sedative effect and will leave your patient extremely relaxed.
The cups will increase blood circulation leaving the skin with a smooth look and healthy glow.


Fine Print:

Full promotional value of certificate must be used at time of purchase; no Cash Back.
Promotional value expires 7/16/14.
Appointment required, and gratuity not included.

Company Info:
7L Bliss Massage

,

Windermere, FL 34786
321-662-7858
Complete Details:This is the PERFECT gift for that special lady or gentleman in your life, and it even makes a fantastic Valentine's Day Present! Get half off a Massage and Cupping experience at 7L Bliss Massage in Windermere! Cupping is a form of Traditional Chinese Medicine that has been practiced for over three thousand years. It involves creating suction against the skin with the use of cupping tools; usually along the bodys meridians (the energy channels according to Traditional Chinese Medicine.) Cupping works wonders for respiratory diseases, menstrual disorders, digestion, headaches, dizziness, and lymphatic blockages.Advantages of Acucups cupping therapy:

Lift connective tissue
Loosen adhesions
Release rigid soft tissue
Myofascial release
Activate the lymphatic system
Drain excess fluids
Draw out inflammation
Create toxin release
Bring blood flow to stagnant skin and muscle
Stimulate the peripheral nervous system
Improve circulation and blood flow
Reduce appearance of cellulite by toning tissue

Learn More

Services Deals
g: 0 Posted By: DaysFan
Views: 214 Replies: 0 http://www.bargainoutfitters.com/net/cb/aravon-tia-slip-on-shoes-brown.aspx?a=551292
linked


BDOD-281646 -
Women's Aravon Tia Slip-on Shoes, BrownCompare at $149.00Was $64.99$39.99Save $109.01Elevate your wardrobe with the Tia Slip-on from Aravon! Delightful contrast stitching over rich brown leather uppers is a cute, savvy way to inject personality into your everyday office look! They're extremely comfortable... a removable Velocor footbed cushions your feet throughout the day to completely buffer from tile or other unforgiving surfaces. No rubbing or uncomfortable pokes sneak through, either, thanks to soft, strategically placed seams that are pounded down for a smooth feel.More:

Stability shank for support
ABZORB cushioning in mid-foot absorbs shock
Slip-on for easy on / off style
Dual-density polyurethane wedge for comfort.
Each approx. 4"h., 8 ozs.

State Size, as available in the Shopping Cart below. Medium width. A deep discount on excellent Shoes... order ONLINE now!


Shoes Deals
ON SALE: Visconti - Divina Royale - Crystal Jeweled Ballpoint Pen
Added on : Friday January 10th 2014 09:00:13 AM
The Divina Royale ballpoint pen by Visconti is now enhanced by more than 250 lustrous Swarovski crystals embellishing the famous gold spiral, uniting the theme of the entire Divina collection. To a classic black for men and women, Visconti has added the soft appearance of a new Angel Skin rose-tone (pink), extremely feminine and unique. Gift box included, Made in Italy
ON SALE: Visconti - Divina Royale - Crystal Jeweled Fountain Pen
Added on : Friday January 10th 2014 09:00:13 AM
The Divina Royale fountain pen by Visconti with a 14K gold nib is now enhanced by more than 250 lustrous Swarovski crystals embellishing the famous gold spiral, uniting the theme of the entire Divina collection. To a classic black for men and women, Visconti has added the soft appearance of a new Angel Skin rose-tone (pink), extremely feminine and unique. Gift box included, Made in Italy
ON SALE: Alessi - Stainless Steel and Glass Honey Pot
Added on : Friday January 10th 2014 09:00:13 AM
Designed by Theo Williams, this honey pot with wand is one of Alessi»s most admired bestsellers with an incredible look that combines polished stainless steel and crystal. Extremely functional, it makes your honey look simply beautiful through the thick crystal walls. cl 35| 12 oz, Made in Italy
Discover Ending Secure Online Account Numbers
Added on : Tuesday January 07th 2014 01:00:08 PM
g: 3 Posted By: NEDeals
Views: 247 Replies: 5 --------------------
From Discover:
Effective February 6, 2014, you will no longer be able to create new Secure Online Account Numbers. And effective March 15, 2014, Discover will no longer be offering this service to our cardmembers and all existing Secure Online Account Numbers will no longer be active. For your convenience, you can continue using any of your existing secure online account number(s) through March 15, 2014, or until your card account number or expiration date changes for any reason, whichever comes first.
--------------------

This is an unfortunate change of events. I have found Secure Online Account Numbers to be useful, although Discover's version is less useful than Bank of America because you cannot set an expiration date or a maximum amount for the number. You also cannot close an existing number without calling customer service. (Discover will only allow subsequent purchases to be made to the same merchant ID as the original purchase for each number).

The number you create is an alias for your card's number, so the merchant never sees your actual card number. American Express stopped these numbers (they called them Private Payments) around 10 years ago. Both American Express and Discover cited their fraud liability guarantee as their consumer protection in their notice of ending the program.

Orbiscom (an Irish company but now part of Mastercard) invented this system of "controlled payment numbers" and holds the patent. Perhaps both Amex and Discover no longer felt like paying the license fees.

Bank of America and Citibank still license the one time use (or one merchant use) numbers. Bank of America (they call it ShopSafe) allows customers to set the maximum charge (not always honored, but usually is) and the expiration date (ditto). They are extremely helpful in certain situations, like preventing merchants from charging unexpected future expenses after initial trial periods have expired, etc. Strangely transactions that set off fraud alarms with BoA (like an invalid alias number expiration date or CVV2 number) seem to set them off for the real card number and many CSRs are unfamiliar with the alias numbers.
Credit Deals
REI Halo +40 Sleeping Bag - $108.73 + FS @ REI
Added on : Monday January 06th 2014 11:00:02 AM
g: 0 Posted By: heyyl0w
Views: 50 Replies: 0 REI has the REI Halo +40 Sleeping Bagfor $155.73 - $47 at checkout = $108.73 with free shipping. Positive reviews.

Partially recycled ripstop polyester shell and lining feels soft against skin
Premium 750-fill-power goose down is extremely warm, lightweight and compressible
Contoured hood, face muffler, trapezoidal foot box, full-length antisnag zipper, and full-length draft tube work together to keep body heat in and cold air out
External chest pocket keeps essentials such as headlamp, watch and glasses right at hand and easy to find in the dark
Differentiated drawcords (1 round, 1 flat) let you adjust hood and neck easily in the dark
Pad loops provide attachment points to keep your sleeping bag and pad together, so you don't roll off onto the cold ground (straps not included)
European Norm? (EN) is an independent third-party temperature rating?, allowing accurate comparisons across brands with other EN-rated bags
Comes with stuff sack and large cotton storage bag

Camping Deals

REI Coupons
International Money coming into the US
Added on : Saturday January 04th 2014 09:00:08 AM
g: 0 Posted By: jones77
Views: 0 Replies: 0 Not a Nigerian scam story. So don't go there. Please address the questions I am asking.

Through a trusted friend of mine, who is over there,I have been in contact with a citizen of Yemen who is quite wealthy.
He wants to move a large amount of money out of his accounts there, into the US . He wants to acquire investment real estate here.
Additionally he may want to set up lending of some of his funds. The bottom line is he wants assets out of yemen as it is completely unstable and have returns.
Iwould be managing this. I own rental properties myself.

The following questions have come up:
Can a foreign individual just transfer six figure amounts into the US? How do they pay tax and get even a tax id?
With the eye on terrorism, that country is extremely scrutinized. Are there additional steps that need to be taken to assure the authorities that this legit and not laundered or otherwise tainted money?
Lending money, can one just do it on an individual basis, like a contract on a real estate purchase? must a company be setup?
Taxes on profits, how will they be paid?

It is a unique opportunity for me, I'm trying tomake this work. Any advice is welcome.
joesnewbalanceoutlet.com/ daily deal $34.99 Orig: $109.99 New Balance 10
Added on : Wednesday January 01st 2014 10:00:11 AM
g: 0 Posted By: DaysFan
Views: 203 Replies: 0 http://www.joesnewbalanceoutlet.com/


$34.99Men's Running MR10YB2

Orig: $109.99
SAVE $75.00
(68% Off)

New Balance 10
Style: MR10YB2
Men's Running
Description
Minimus is a whole new approach to footwear, inspired by Good Form Running and designed to be worn with or without socks. The Minimus Road running shoe is engineered for use on pavement and other varied running surfaces. Supremely comfortable and extremely lightweight, the MR10 is taking the running world by storm.


Lightweight mesh upper
4mm drop: due to variances created during the development and manufacturing processes, all references to 4mm drop are approximate
Odor resistant
Minimus is a whole new approach to footwear, a new place on the spectrum from barefoot running to the traditional maximum-cushioning running shoe. Inspired by Good Form Running and designed to be worn with or without socks. With only a 4mm drop* from heel to toe, as little as a third of that of a traditional running shoe, the Minimus collection holds a world of discovery for neutral runners as well as those with gait issues or chronic injury to conquer by learning better form.
Vibram outsole provides maximum surface contact and multi-directional traction
Innovative REVlite midsole provides premium responsiveness and durability at a 30% lighter weight than other foams with comparable performance
Barefoot friendly internal construction
No sew overlays in optimal areas
Anti-Microbial treatment
Color: Lime with Blue Atoll & Blue
Shoe Last: NL-1
Weight: 184 grams (6.5 oz)



Shoes Deals

Joe's New Balance Outlet Coupons
Canon 2514A002 Canon EF 50mm f/1.8 II Camera Lens New 94.99 shipped @ moofi
Added on : Wednesday January 01st 2014 07:00:12 AM
g: 0 Posted By: whatsupwitdis
Views: 218 Replies: 0 ~50mm standard lens with f/1.8 maximum aperture
Traditional Gauss-type optical design is extremely sharp
Focuses as close as 18 inches for extreme close-ups
Autofocus: Yes
Ideal for natural-looking shots
Excellent color balance
Measures 2.7 inches in diameter.
linkage
SLR & dSLR Deals

woot! Coupons
Free Multi-Use Towel Sample - Business Only
Added on : Tuesday December 31st 2013 01:00:14 PM
g: 1 Posted By: remick
Views: 249 Replies: 1 http://offers.intrinsics.net/multi-use-towel-sample-request

In the spirit of giving, we wanted to share one of our favorite products with you. These salon and spa disposable towels can be used in a variety of different wayshence the name!
Created from non-woven fibers, they can be utilized in professional spas and salons as table towels, face cradle covers, hair blotters, pedicure towelsand the list goes on and on.
These towels are the absolute best for manicure services; being 100% lint-free and extremely absorbent, they are perfect for gels.
Home, Auto & Pets Deals
1.0 mm Derma Roller for Face and Body (40% OFF with code) $9 FS Prime
Added on : Saturday December 28th 2013 09:00:07 PM
g: 0 Posted By: tedhawkins
Views: 199 Replies: 0 1.0 mm Derma Roller for Face and Body (40% OFF with code) $9 FS Prime

http://www.amazon.com/Microneedle-Cellulite-Dermaroller-Producti...

Use 40% OFF code 8TQ7AOT4

The derma roller stimulates collagen production for tighter, firmer and smoother skin. Skin becomes clearer and brighter.
Reduces fine lines, wrinkles and crows feet & drastically improves all types of scars, stretch marks and cellulite.
Short healing time and noticeable improvement in a few days from the first treatment
Cost effective - there's no investment needed unlike equipments such as laser treatments
The derma roller permits extremely high absorption of any active ingredients
Health & Beauty Deals

Amazon Coupons
Possible settlement with ex-employer what to ask about
Added on : Saturday December 28th 2013 07:00:13 AM
g: 2 Posted By: 77Rus
Views: 200 Replies: 6 Was asked to resign or to be terminated on the spot in October after spending 8+ years with a large company (internal IT department).
Took my case to Equal Employment Opportunity Commission (the only Russian-American of 700 people; new CIO with 12 years of military service during Cold War got totally crazy after finding out that I have concealed weapon permit and allowed to keep firearms in my car after a newstate gun law took effect in August told everybody that I will be killing people one day; started lying about me to senior management; made me to resign after Ive complained to CEO; when still employed for another 3 weeks, they ordered a security with a revolver to escort me to my car in front of everybody first time in history).

We will have mediation at some point in about 2 months. I want my job back. CEO has called me that they can't - CIO doesn't want me. EEOC folkssee a constructive discharge, and said that unless the company takes me back, they will have to offer me a financial compensation of some sort (the company is extremely profitable, but it is not the point Id rather take my job back ).

The question I have, dear FW people: what is right compensation to ask about if they dont take me back? I dont have a job since then (may get it next month), not eligible for unemployment, no health insurance etc. Somebody said I can only ask for actual financial damages. Another person said to ask for 12 months of pay (I was making around $42K plus overtime). Another person said to sue hell out of them, including punitive damages. Unless they object and the case goes to court, I will be glad to settle for 12 months pay. Do you think it is reasonable? Anybody has experience with EEOC mediation process?
Thank you
Personal Finance Deals
Dark Souls: Prepare To Die Edition PC $5.99 80% Off Amazon.com
Added on : Thursday December 26th 2013 12:00:03 PM
g: 0 Posted By: goldpiece
Views: 191 Replies: 0 http://www.amazon.com/Dark-Souls-Prepare-Online-Game/dp/B00917DB...

Extremely Deep, Dark & Difficult - Unforgiving in its punishment, yet rewarding for the determined - learn to strategize freely and conquer seemingly impossible challenges.
Fully Seamless World - Explore a completely integrated world of dark fantasy where dungeons and areas are seamlessly intertwined, with great height.
Network Play - Players may cross paths with one another, invading each other for PVP battles, or to play co-op and take on giant boss encounters as a team.

$10 PC adapter for Xbox wireless controllers: http://dx.com/p/pc-wireless-gaming-receiver-for-xbox-360-control...
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g: -1 Posted By: ArtieLange
Views: 273 Replies: 3 Samsung Galaxy Note 10.1 Book Covers $9 each enter promo code NOTEWORTHY

Light Blue
Berry Pink
Mint Green/Yellow

The Note 10.1 Book Cover is extremely durable, protecting all corners and sides. It's also extremely sleek and form fitting so it does not add any bulk and weight. And a quick and easy-to-open stand lets you place your Note 10.1 in a more comfortable position for easy viewing. The Note 10.1 Book Cover is perfect for peace of mind and ease of use.Specifications:Dimensions

(WxHxD) 7.2" x 0.4" x 10.4"

Weight

0.7 lb.

Material

Synthetic Leather

Compatible with Note 10.1 models:

GT-N8013EAVXAR
GT-N8013EAYXAR
GT-N8013ZWYXAR
SCH-I925EAAUSC
SCH-I925EAAVZW

More Product Information for the Samsung Galaxy Note 10.1 Book Cover - Light Blue
The Galaxy Note 10.1 Magnetic Book Cover protects all corners and sides of your Galaxy Note 10.1 against bumps and scratches. The case also acts as an easel stand with non-slip feet on the edges. The cover is custom molded into the shape of a Samsung Galaxy Note 10.1 for ultimate protection and to maintain the device's slim style. The cover allows you to view your videos and pictures with the unit standing up in media viewing mode or lay the tablet down in keyboard mode so that you can use the keyboard at a comfortable angle for typing.
Specifications
General Information Manufacturer Samsung Manufacturer Part Number EFC-1G2NLECXAR Manufacturer Website Address http://www.samsungusa.com Brand Name Samsung Product Model EFC-1G2NLECXAR Product Name EFC-1G2NLECXAR Tablet Case Product Type Carrying Case Product Information Style Book Fold Case Features Multiple Viewing Angle Case Features Ports/Functions Cutout Case Features Media Viewing Easel Case Features Non-slip Feet Maximum Screen Size Supported 10.1" Physical Characteristics Color Light Blue Durability Scratch Resistant Interior Durability Bump Resistant Interior Miscellaneous Application/Usage Tablet Compatibility Samsung - Galaxy Note

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Buydig Coupons
g: -1 Posted By: ArtieLange
Views: 148 Replies: 1 Samsung Galaxy Note 10.1 Book Covers $9 each enter promo code NOTEWORTHY

Light Blue
Berry Pink
Mint Green/Yellow

The Note 10.1 Book Cover is extremely durable, protecting all corners and sides. It's also extremely sleek and form fitting so it does not add any bulk and weight. And a quick and easy-to-open stand lets you place your Note 10.1 in a more comfortable position for easy viewing. The Note 10.1 Book Cover is perfect for peace of mind and ease of use.Specifications:Dimensions

(WxHxD) 7.2" x 0.4" x 10.4"

Weight

0.7 lb.

Material

Synthetic Leather

Compatible with Note 10.1 models:

GT-N8013EAVXAR
GT-N8013EAYXAR
GT-N8013ZWYXAR
SCH-I925EAAUSC
SCH-I925EAAVZW

More Product Information for the Samsung Galaxy Note 10.1 Book Cover - Light Blue
The Galaxy Note 10.1 Magnetic Book Cover protects all corners and sides of your Galaxy Note 10.1 against bumps and scratches. The case also acts as an easel stand with non-slip feet on the edges. The cover is custom molded into the shape of a Samsung Galaxy Note 10.1 for ultimate protection and to maintain the device's slim style. The cover allows you to view your videos and pictures with the unit standing up in media viewing mode or lay the tablet down in keyboard mode so that you can use the keyboard at a comfortable angle for typing.
Specifications
General Information Manufacturer Samsung Manufacturer Part Number EFC-1G2NLECXAR Manufacturer Website Address http://www.samsungusa.com Brand Name Samsung Product Model EFC-1G2NLECXAR Product Name EFC-1G2NLECXAR Tablet Case Product Type Carrying Case Product Information Style Book Fold Case Features Multiple Viewing Angle Case Features Ports/Functions Cutout Case Features Media Viewing Easel Case Features Non-slip Feet Maximum Screen Size Supported 10.1" Physical Characteristics Color Light Blue Durability Scratch Resistant Interior Durability Bump Resistant Interior Miscellaneous Application/Usage Tablet Compatibility Samsung - Galaxy Note

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Buydig Coupons
ON SALE: Bric»s - Pininfarina - 22" Polycarbonate Trolley
Added on : Saturday December 21st 2013 09:00:16 AM
Extremely resistant to the wear and tear of travel, this polycarbonate hardcase suitcase offers two wheels and a sturdy trolley handle for easy transport. A zippered divider and adjustable straps will keep your belongings in place. Italian design.
ON SALE: Bric»s - Pininfarina - 24" Polycarbonate Trolley
Added on : Saturday December 21st 2013 09:00:16 AM
Extremely resistant to the wear and tear of travel, this polycarbonate hardcase suitcase offers spinner wheels and a sturdy trolley handle for easy transport. A zippered divider and adjustable straps will keep your belongings in place. Italian design.
ON SALE: Bric»s - Pininfarina - 30" Polycarbonate Trolley
Added on : Saturday December 21st 2013 09:00:16 AM
Extremely resistant to the wear and tear of travel, this polycarbonate hardcase suitcase offers spinner wheels and a sturdy trolley handle for easy transport. A zippered divider and adjustable straps will keep your belongings in place. Italian design.
USAA -Auto Accident and repair shop SCAM?
Added on : Friday December 13th 2013 08:00:18 PM
g: -3 Posted By: ElephantNest
Views: 743 Replies: 26 I'll try to keep this short.

My employees were in an accident a couple of months ago, no injuries, other person's fault. Damage to my work truck was moderate. I call the other person's insurance (USAA) and file a claim. They tell me I can take the truck for a repair estimate to their approved repair shop (they have ONE out of 20+ in the area), a shop of my choice, or have someone from their company come out and estimate the damage. I agree to take it to their approved shop, since they are known locally for good repair work. They give me an estimate of ~$1300, which I felt was low from the moment they said it. I mentioned that, and they simply said if it ends up being more, we'll submit a supplement to USAA and they will pay for it.

This wasn't sitting well with me. I take it to the local GMC dealership, and they give me a repair estimate of $3600 to replace rear bumper, rear tail light, and repair and paint side of truck bed. He laughs at the $1300 estimate immediately. So I call USAA and inform them that I feel like they are trying to pull something over on me.....like funnel me into their one approved repair facility, then they give me an extremely low estimate so that I would: a) bring it to them and nowhere else since they're so "cheap", b) stop me from looking elsewhere for repairs c) stopping me from making an informed decision on if I want it repaired or not.

The truck is on '01 with fairly low miles, runs great, etc.

So I then call USAA to send in the other estimate. They tell me they ALREADY sent the $1300 check to the "approved repair company" even though I DID NOT approve it, accept their estimate, nor did I 'OK' the work, in any way, shape, or form. So after calming down, they assure me they can get the check back.....though the repair co. had already cashed it. So I have to wait for them to send USAA the $$ back, then wait for USAA to re-issue the check. I had to go over the original rep's head, because she rudely insisted that I cannot get a check sent to ME, only to repair companies. I told her this was BS because it was MY decision on if I even wanted to repair it or not. She just keeps talking louder, over my voice, won't let me speak, etc. I hang up on her, call back and demand a supervisor. The supervisor agrees to let me send in the new estimate, agrees to pay the difference, and sends out a check for $2300. Days after the woman I hung up on supposedly sent the $1300 check to me. So I get the $2300 check a few days ago, but NOT the $1300 one. They say it must have gotten lost in the mail, yeah, right.

Is this worth making a big stink over? I honestly feel that the repair shop knows exactly what they're doing. They give the ridiculously low bid to get them in, then submit their supplements, which USAA already told me they always pay.....so what incentive does the repair shop have to give anything BUT under-inflated estimates?? It gets people in the door, then they still get the $3600 or whatever they would "suddenly find" once there that would cost more than their $1300 original estimate. Like I mentioned before, the cost is so low one almost doesn't even consider NOT having the repairs done......

So I still have yet to receive the $1300 check, and this whole thing has left a terrible taste in my mouth about they way USAA and (more importantly) the repair shop does business. Though I think they know what the other is up to. I asked USAA for the records on the percentage of "supplements" the repair shop has submitted, and they don't keep those records, so they say.

Assuming I get the $1300 check in the next few days, should I do anything? Contact attorney to request repair records related to USAA and this particular shop? Let it go? Just fuming over the entire ordeal, and wonder how many others have been suckered into using their approved repair shops as requested by USAA.

Question Deals
g: 0 Posted By: bsg75
Views: 105 Replies: 0 http://www.amazon.com/gp/product/B009EE0UCQ/
List Price: $399.99 Price: $37.95 You Save: $362.04 (91%)
In Stock. Sold by Makeup & Gift shop and Fulfilled by Amazon. Gift-wrap available.

Cats Can Climb to different levels & love sleeping in all of the compartments. Gives your kitty a place they can call home and feel comfortable
Very easy to assemble with instructions included. It can also be easily vacuumed with a hose attachment which is very convenient
Very Sturdy & Well made. Great for extremely active cats. Your Kitty will give it a big five paws up
Multiple levels allows your cat to relax and simply enjoy the view. Cats absolutely love this thing
Dimensions: 50X40X180cm Color: Black and White


Pets Deals

Amazon Coupons
g: 0 Posted By: jnaks4
Views: 218 Replies: 1 Hi all, I was hoping to get some advice from you who are extremely more knowledgeable when it comes to money management and financial advice.

Here's the basics of my situation:

-Recently graduated in 2011, so there are still 8 years left on my student loan repayment plan. total monthly payment of $2032.
-11 loans that total just about $145k at either 7.65% or 6.55%
-$19652 @ 7.65%
-$15702 @ 7.65%
-$9492 @ 7.65%
-$26165 @ 6.55%
-$25007 @ 6.55%
-$22273 @ 6.55%
-$7179 @ 6.55%
-$7179 @ 6.55%
-$7178 @ 6.55%
-$2559 @ 6.55%
-$2217 @ 6.55%
-Gross income of $121,430, net of $2820 per biweekly paycheck
-currently contributing just 5% to my 401k to maximize the company match
-employee stock purchase plan option at 15% discount, but currently not investing anything here
-Rent and all other living expenses total $1200-$1500 per month.
-Savings at 35,000

I was thinking about my situation the other day and don't especially care for the thought of dumping most of a paycheck toward my student loan debt for the next 96 months. I have been considering making more than the standard loan payments to expedite the process, but have heard differing opinions with regards to investing vs. paying down debt early. Any input regarding my situation would be greatly appreciated, thank you very much in advance.
Investing Deals
g: 0 Posted By: jnaks4
Views: 97 Replies: 0 Hi all, I was hoping to get some advice from you who are extremely more knowledgeable when it comes to money management and financial advice.

Here's the basics of my situation:

-Recently graduated in 2011, so there are still 8 years left on my student loan repayment plan. total monthly payment of $2032.
-11 loans that total just about $145k at either 7.65% or 6.55%
-$19652 @ 7.65%
-$15702 @ 7.65%
-$9492 @ 7.65%
-$26165 @ 6.55%
-$25007 @ 6.55%
-$22273 @ 6.55%
-$7179 @ 6.55%
-$7179 @ 6.55%
-$7178 @ 6.55%
-$2559 @ 6.55%
-$2217 @ 6.55%
-Gross income of $121,430, net of $2820 per biweekly paycheck
-currently contributing just 5% to my 401k to maximize the company match
-employee stock purchase plan option at 15% discount, but currently not investing anything here
-Rent and all other living expenses total $1200-$1500 per month.
-Savings at 35,000

I was thinking about my situation the other day and don't especially care for the thought of dumping most of a paycheck toward my student loan debt for the next 96 months. I have been considering making more than the standard loan payments to expedite the process, but have heard differing opinions with regards to investing vs. paying down debt early. Any input regarding my situation would be greatly appreciated, thank you very much in advance.
Investing Deals
5.11 Rush Delivery Messenger Bag 77.99 @ Amazon
Added on : Friday December 13th 2013 09:00:05 AM
g: 0 Posted By: jtaylor35
Views: 282 Replies: 0 5.11 Tactical Rush Messenger Bag
Limited TIme!!!!

I have one of these and they are extremely durable and rugged.

I shopped around for a while looking for a good deal and ended up paying 99.99.
At 77.99 this is a great deal!
Sports & Outdoors Deals

Amazon Coupons
Smart Relief Ultimate Portable Massager $49.99 @ Sharkstores
Added on : Friday December 13th 2013 05:00:04 AM
g: 0 Posted By: knobrainz
Views: 102 Replies: 0 http://www.sharkstores.com/for-her/smart-relief-ultimate-portable-massager/96903

Smart Relief Ultimate Portable Massager $49.99 @ SharkStores

MSRP: $499.99
This Ultimate Massager rich and very portable device can be used for pain relief and muscle toning practically anywhere. While you are sitting in your favorite arm chair at home or if you are a long haul truck driver on the highway! This electronic brain stimulator is a perfect device to distract a patient in the dentist chair, while painful dental work is being performed. The Smart Relief Ultimate Massager is a must for athletes, body builders and anyone with extreme pain, especially anybody sitting at a desk using a computer everyday!
The Smart Relief Ultimate Massager gives you relief from an aching back, headaches, shoulder and neck pain, sore hips, knee and ankle pain, Sciatica, Fibromyalgia, Plantar Fascitis, Arthritis, Tennis Elbow and for most common blood circulation problems. Neurostimulation (also called spinal cord stimulation) is a proven therapy that has been recommended by doctors to manage chronic pain and improve quality of life.
Digital control display with blue back lit screen
10 Massage Modes (Kneading, Cupping, Lomi, Massage, Assorted, Deep Tissue, Acupuncture, Butterfly, Shiatsu-Deep, Sports Mode)
Adjustable timer for your convenience (10-60 Minutes)
20 levels of intensity with double outputs so you can work 4 pads at the same time
Dual ports that you can control separately
Extremely Small Dimensions (The Smart Relief Ultimate Tens Unit is smaller than an Ipod!)
Rechargeable Lithium battery
One charge lasts over 42 hours

Health Deals

SharkStores Coupons
USAA Auto Accident and SCAM?
Added on : Friday December 13th 2013 03:00:06 AM
g: -1 Posted By: ElephantNest
Views: 109 Replies: 6 I'll try to keep this short.

My employees were in an accident a couple of months ago, no injuries, other person's fault. Damage to my work truck was moderate. I call the other person's insurance (USAA) and file a claim. They tell me I can take the truck for a repair estimate to their approved repair shop (they have ONE out of 20+ in the area), a shop of my choice, or have someone from their company come out and estimate the damage. I agree to take it to their approved shop, since they are known locally for good repair work. They give me an estimate of ~$1300, which I felt was low from the moment they said it. I mentioned that, and they simply said if it ends up being more, we'll submit a supplement to USAA and they will pay for it.

This wasn't sitting well with me. I take it to the local GMC dealership, and they give me a repair estimate of $3600 to replace rear bumper, rear tail light, and repair and paint side of truck bed. He laughs at the $1300 estimate immediately. So I call USAA and inform them that I feel like they are trying to pull something over on me.....like funnel me into their one approved repair facility, then they give me an extremely low estimate so that I would: a) bring it to them and nowhere else since they're so "cheap", b) stop me from looking elsewhere for repairs c) stopping me from making an informed decision on if I want it repaired or not.

The truck is on '01 with fairly low miles, runs great, etc.

So I then call USAA to send in the other estimate. They tell me they ALREADY sent the $1300 check to the "approved repair company" even though I DID NOT approve it, accept their estimate, nor did I 'OK' the work, in any way, shape, or form. So after calming down, they assure me they can get the check back.....though the repair co. had already cashed it. So I have to wait for them to send USAA the $$ back, then wait for USAA to re-issue the check. I had to go over the original rep's head, because she rudely insisted that I cannot get a check sent to ME, only to repair companies. I told her this was BS because it was MY decision on if I even wanted to repair it or not. She just keeps talking louder, over my voice, won't let me speak, etc. I hang up on her, call back and demand a supervisor. The supervisor agrees to let me send in the new estimate, agrees to pay the difference, and sends out a check for $2300. Days after the woman I hung up on supposedly sent the $1300 check to me. So I get the $2300 check a few days ago, but NOT the $1300 one. They say it must have gotten lost in the mail, yeah, right.

Is this worth making a big stink over? I honestly feel that the repair shop knows exactly what they're doing. They give the ridiculously low bid to get them in, then submit their supplements, which USAA already told me they always pay.....so what incentive does the repair shop have to give anything BUT under-inflated estimates?? It gets people in the door, then they still get the $3600 or whatever they would "suddenly find" once there that would cost more than their $1300 original estimate. Like I mentioned before, the cost is so low one almost doesn't even consider NOT having the repairs done......

So I still have yet to receive the $1300 check, and this whole thing has left a terrible taste in my mouth about they way USAA and (more importantly) the repair shop does business. Though I think they know what the other is up to. I asked USAA for the records on the percentage of "supplements" the repair shop has submitted, and they don't keep those records, so they say.

Assuming I get the $1300 check in the next few days, should I do anything? Contact attorney to request repair records related to USAA and this particular shop? Let it go? Just fuming over the entire ordeal, and wonder how many others have been suckered into using their approved repair shops as requested by USAA.

Question Deals
g: 0 Posted By: tedhawkins
Views: 150 Replies: 0 1.0 mm Best Derma Roller Kit for Face and Body (75% OFF with code) $4.75 FS with Prime

http://www.amazon.com/Microneedle-Cellulite-Dermaroller-Producti...

Apply 75% OFF code ACR8AHPQ



Stimulates collagen production for tighter, firmer and smoother skin. Skin becomes clearer and brighter.
Reduces fine lines, wrinkles and crows feet & drastically improves all types of scars, stretch marks and cellulite.
Short healing time and noticeable improvement in a few days from the first treatment
Cost effective - there's no investment needed unlike equipments such as laser treatments
Extremely high absorption of any active ingredients




Beauty Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 584 Replies: 0 http://www.amazon.com/Manifest-NOW-Identifying-Reversing-Limiting-ebook/dp/B00GRELZ3Y

"You do not attract what you want. You attract what you are." -Dr. Wayne Dyer
This is a Straightforward Guide for Changing Anything in Your Life
Do you know how to use your conscious mind to change your beliefs?
Have you been using The Law of Attraction with no results?
Do your dreams and desires seem "out of reach" for you?
Are you "stuck"?
You have been given the free will to create the reality that you desire!
This book will teach you just how practical creating your reality can be!
You will learn exactly how to identify the limiting beliefs you have.
Discover Five Quick & Easy Methods for reversing a limiting belief that you can use pretty much anytime and anywhere.
Also, you will learn One Extremely Powerful Method for literally uprooting any limiting belief you might have!

Stop wasting time with unhelpful and unrealistic Law of Attraction resources that tell you to just wish, hope, and dream. We all know there's more to it than that! This book will give you a tangible, step-by-step process that will guide you into the deepest parts of yourself and facilitate your journey to making meaningful life changes.
Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 120 Replies: 0 http://www.amazon.com/Manifest-NOW-Identifying-Reversing-Limiting-ebook/dp/B00GRELZ3Y

"You do not attract what you want. You attract what you are." -Dr. Wayne Dyer
This is a Straightforward Guide for Changing Anything in Your Life
Do you know how to use your conscious mind to change your beliefs?
Have you been using The Law of Attraction with no results?
Do your dreams and desires seem "out of reach" for you?
Are you "stuck"?
You have been given the free will to create the reality that you desire!
This book will teach you just how practical creating your reality can be!
You will learn exactly how to identify the limiting beliefs you have.
Discover Five Quick & Easy Methods for reversing a limiting belief that you can use pretty much anytime and anywhere.
Also, you will learn One Extremely Powerful Method for literally uprooting any limiting belief you might have!

Stop wasting time with unhelpful and unrealistic Law of Attraction resources that tell you to just wish, hope, and dream. We all know there's more to it than that! This book will give you a tangible, step-by-step process that will guide you into the deepest parts of yourself and facilitate your journey to making meaningful life changes.
Books Deals

Amazon Coupons
Continental Town and Country Mountain Tire $9.99 @ performance bike
Added on : Tuesday December 03rd 2013 10:00:06 AM
g: 1 Posted By: tedhawkins
Views: 266 Replies: 1 Continental Town and Country Mountain Tire $9.99 @ performance bike

https://www.performancebike.com/bikes/Product_10052_10551_103517...

Continental Town and Country Mountain Tire
The Continental Town and Country Bike Tire is the standard in 'townie' tires for commuting, touring or riding with the family.

Built for stability and traction as well as value, smooth tread surface for a seamless, asphalt-gripping ride
Extremely high mileage and very high puncture resistance
Designed and molded to provide excellent grip under all weather conditions


Bicycle Deals

Performance Bicycle Coupons
Free Kindle Book- African In America (was $10.15)
Added on : Sunday December 01st 2013 01:00:05 AM
g: 0 Posted By: remick
Views: 137 Replies: 0 http://www.amazon.com/African-America-Wenceslaus-Muenyi-ebook/dp/B00GMMKWM6

This is a book never talked about before, on a subject that is rarely mentioned in today's society. When you think of Africa what comes to mind? Lions, huts, and probably starving people. Those images come from stories you have probably seen on TV about the very extremes of Africa, but just like North America, every continent has its own extreme bad and its extremely good area.

This book is not about the extremes but actually about the middle ground. I wrote this story to give people a second look at the life of a person that was actually born and raised in Africa and how life is like there. I also bridge the book to subject of how life is like being an immigrant from Africa in America. This book will show you a world you might have never seen before, and will open your eyes to just how amazing life is and why you should cherish every day you are on this planet.
This book should be read and shared so your own understanding of the world you live in. In the texts, using my knowledge and experiences I try to explain a lot of things that have taken place in Africa and exactly why they happened the way they did. I took the time to learn a lot about the history of, not only my country but, America and a few other relevant places.
This will change your life!

Have you ever wondered about Africa or had one of these questions?
1. Is Africa a country ?
2. Is always Africa dangerous and violent everywhere you go?
3. Are all African Politicians Corrupt?
4. Is Africa filled with dangerous animals like lions and zebras walking everywhere?
5. Is all of Africa poor and suffering from lack of food?

˃˃˃ This book is unlike anything you have ever read
Written by a high school student allows this book to have a view of the world that is quite young. Written by a student that had the opportunity to grow up in both cultures and go to each country's school systems means that the book gets to have a view of both system that no other book on the market has. Lastly being written by a person that's family were royalty and relatives ran the country means that the book has information that comes directly from the leaders of the country, information that many others will never have the pleasure of hearing of.

˃˃˃ This book is meant to be shared
There are so many books that everyone should read once in there life, this book should be one of them. The amount of ignorance on the topic of Africa is unnatural and if more people were to read this book, the world would be a slightly better place. The media has given Africa an image that might seem definite, but if more people were to read this book, another image, a more accurate image, would quickly replace the old one.
Scroll up and grab a copy today. The more you know about your world, the more you will love it.
Books Deals

Amazon Coupons
Battlefield 4 $24.99 at Gamestop
Added on : Friday November 29th 2013 06:00:03 AM
g: 0 Posted By: jlui47
Views: 30 Replies: 0 Didn't see this posted, but this is an extremely hot deal not to be missed: Battlefield 4 for only $24.99 with free shipping at GameStop.

http://www.gamestop.com/collection/battlefield-4
Motif Investing - Free trades and Rebalancing on Black Friday 2013
Added on : Wednesday November 27th 2013 11:00:10 AM
g: 1 Posted By: gaffer
Views: 478 Replies: 3 Got this email from Motif saying that you can do commission-free trading this Friday, Nov. 29. Everyone just has to have their own Black Friday promo now!
Anyone got a good suggestion for a motif that is in a taxable account?

"Commission offer available for trades executed during market hours on November 29, 2013. Commission will be applied at the time of the trade. A credit for the commissions paid for trades executed during market hours November 29, will be applied to your account within 10 business days following the date of the promotion. Offer is not combinable with other offers."

Dshibb's extremely detailed discussion on Motif Investing

My original post for a $150.00 bonus (still active)

Deal Deals
Motif Investing - Free trades on Black Friday 2013
Added on : Wednesday November 27th 2013 07:00:18 AM
g: 0 Posted By: gaffer
Views: 131 Replies: 0 Got this email from Motif saying that you can do commission-free trading this Friday, Nov. 29. Everyone just has to have their own Black Friday promo now!
Anyone got a good suggestion for a motif that is in a taxable account?

"Commission offer available for trades executed during market hours on November 29, 2013. Commission will be applied at the time of the trade. A credit for the commissions paid for trades executed during market hours November 29, will be applied to your account within 10 business days following the date of the promotion. Offer is not combinable with other offers."

Dshibb's extremely detailed discussion on Motif Investing

My original post for a $150.00 bonus (still active)

Deal Deals
g: 0 Posted By: tedhawkins
Views: 135 Replies: 0 Columbia Sportswear Eager Air II 3-in-1 Interchange Jacket - Men's $109.98 FS

http://www.campmor.com/outdoor/gear/Product___72895

A perfect choice for cold weather, the Columbia Sportswear Men's Eager Air II 3-in-1 Interchange Jacket offers warmth and protection to conquer the elements. The Omni-Shield outer shell forms a water-repellent force field between you and precipitation. The fleece liner attaches via the zip-in and 3-point interchange system, and is perfect for wearing solo when you're lounging in the lodge or rolling around town. The 3-in-1 construction makes this well-designed jacket extremely versatile for varying weather conditions. Avg. length: 30.5 in. Import.
Clothing Deals

Campmor Coupons
Otterbox Defender Case for iPhone 5 $15 FS @ Daily Steals
Added on : Friday November 15th 2013 04:00:11 AM
g: 0 Posted By: lousygolfer
Views: 153 Replies: 3 http://www.dailysteals.com/#d/14267

Great deal on this extremely tough and durable iPhone case for $15 with free shipping- normally runs $10 more at Amazon. Comes in black, gray/white, navy/light blue, and teal/turquoise (descriptive - both Daily Steals and OtterBox have different names for the four colors being offered).

PLEASE NOTE THAT THIS IS THE OLD CASE FOR THE IPHONE 5 - DAILY STEALS IS CLAIMING IT IS 5S COMPATIBLE, BUT THAT IS NOT TRUE. An iPhone 5s will fit into the case but the case blocks the fingerprint reader button on the front of the phone. I'm sure this is why they are dumping this case so cheap.

DETAILS

Guard against drops, shocks and dust with OtterBox Defender for iPhone 5The OtterBox Defender Series encases your iPhone 5/5S in the highest quality, toughest protective solution available. Designed for demanding conditions and harsh environments, the Defender Series iPhone 5 case guards against drops, shocks and dust while maintaining usability. The high-impact polycarbonate shell completely covers the iPhone 5 while an integrated screen protector guards against scratches and dust intrusion. Memory-foam is built into the inner shell to cushion the device inside the case. The outer slip cover wraps around the inner shell to absorb impact from drops and shocks, creating a practically indestructible iPhone 5 case. The included holster clips to almost anything and doubles as a kickstand for hands-free viewing. Our Defender Series case will protect your investment from drops, dust and other accidents. Get the kind of protection that inspires confidence with one of our rugged Defender Series iPhone 5 cases by OtterBox.

--- Condition: New
---- Packaging: Retai
---- lWarranty: 1 Year OtterBox
---- Brand: OtterBox
---- Model: Defender Series

---- Product Features: Guards against drops, shocks and dust while maintaining usability Port plugs prevent intrusion of dust and debris Complete access to all the features of the iPhone 5 Built-in memory foam cushions the device inside the case Integrated screen protector guards against scratches to the touch screen High-impact polycarbonate shell completely surrounds the iPhone 5 Outer slipcover absorbs impact from drops and shocks Included holster clips to almost anything and doubles as a kickstand for hands-free viewing Dimensions (with holster): 5.42 in. x 3.15 in. x 1.36 in.
* OtterBox Defender Series for iPhone 5 is not compatible with TouchID for iPhone 5S

---- What You Get:
OtterBox iPhone 5 Defender Series Case (Choice of Black, Blue, Light Blue or White)
Holster Clip
Electronics Deals
g: 0 Posted By: VivYip
Views: 187 Replies: 0 credit bfads

dealfisher has this refurb'd item for $19.99 with free shipping

SanDisk Sansa Clip Zip 4 GB MP3 Player (Black)
Package Includes
SanDisk Sansa Clip Zip 4 GB MP3 Player
USB Cable
Earphones

Product Features
Lightweight and compact for active music listeners
Clip design attaches securely to clothing; designed for use during exercise
Plays music, audiobooks, and podcasts
Built-in FM radio receiver, stopwatch, and voice recorder
Broad compatibility with various audio formats
Intuitive graphical interface for easy music library navigation
Rechargeable battery lasts up to 15 hours
full-color 1.1-inch screen
Expandable Memory slot for microSD, microSDHC, or slotRadio card
Stunning and Clear audio quality
4GB Onboard memory
Dimensions: 0.6 x 1.4 x 2.2 inches
Extremely Lightweight at just 0.6 ounces

Hope this might help someone. Thank you for reading.
MP3 & iPods Deals
DDM Tuning HID kits $29.99 (35W) and $39.99 (55W)
Added on : Monday November 04th 2013 04:00:02 PM
g: 0 Posted By: Toadster
Views: 62 Replies: 0 http://www.ddmtuning.com/Product-Categories/HID-Kits-and-Components

$7.50 off until 11/30/13
All High Low Kits $7.50 off till 11.30.13 55W DDM Kits AreMailOrder Only

Just installed a set on my son's vehicle - really are plug-n-play; and SO much brighter than the halogen bulbs!!
Features Description
DDM HID (Also known as Xenon) headlight conversion kits significantly improve your visibility


Our HID kits are made for any year, make, and model car, truck, SUV and ATV


3 Times brighter than your stock halogen bulbs and up to 40% brighter than your standard OEM/factory 35 Watt kit


Available in 35 Watt and 55 Watt kits


Digital ultra-thin ballasts at an unbeatable price


3,200- 3,400 Lumens at 35 Watt and an astonishing 5,000 Lumens at 55 Watt

HID wiring harness is recommended for all 55W kits and selected specific applications

All ballasts are AC Type


HID kits are backed by our DDM Tuning'sLIFETIME WARRANTY

*Note* - If you are ordering H7 bulbs, please make sure to order the H7 bulb spacers if your application requires it.CLICK HERE
(For a consolidated list of vehicles that *may* require additional accessories for our HID to function properly, please visit this section by clicking here.)
If you're anything like us at DDM Tuning, you're probably looking for that next thing to add to your vehicle to give it a different, but classy touch. That's one of the reasons you're looking at our HID kits! Our high quality HID kits are perfect for anyone that wants to make their ride look up to date, as well as improve night visibility. It's a great option for anyone car, truck or SUV that didn't come with the bright white / blue headlights from the factory. You've seen those bright headlights on any current style BMW, Lexus or Audi passing by, and you've always wanted them; you just can't justify the huge dealership pricing. This is why DDM Tuning set out to create a top-quality HID conversion kit at an extremely affordable price. This kit will make you stand out and turn heads.
DDM Tuning's HID kits are made with the highest quality material, unmatched craftsmanship and top quality assurance. Every HID kit has been put through extensive testing to ensure quality. Our High / Low HID kits come with a fused relay harness and controller that regulates the High / Low beam feature. With these HIDs your vehicle will look up to date, similar to that of current model BMWs, Lexus and Audi.
Best of all, our HID kits are three times brighter than your factory headlights, which will improve the safety of you and other motorists sharing the road. Not to mention, they look much better than the factory halogen head light bulb which projects a dull yellow hue. All DDM HID kits come with our Lifetime Warranty!

Tools & Automotive Deals
g: 0 Posted By: DaysFan
Views: 156 Replies: 0 linked

http://www.kmart.com/



Northwest Territory Fold-In-Half Table 6ft
Kmart Item# 089W005705241001 | Model# BT-06FJ

Reg Price: $69.99Savings: $30.00$39
Store Pickup FREE

Use This Fold In Half Table 6ft To Make The Most Of Your Storage Space And Optimize Your Party LayoutsThe Northwest Territory fold in half table 6ft lets you break your auditorium and party seating arrangements down quicker after everyone's done for the day. Because this versatile unit folds in half, it's easier to place and maneuver through tight spaces like doorways and storage closet openings. After it's fully unfolded youll still have maximum possible amount of space for party games, trade displays and food platters galore.Use the fold in half table 6ft to totally rearrange any boring space into a truly useful gathering location. In addition to being extremely compact, this table incorporates a lightweight surface and frame that allow a minimal number of people to move it around. The tabletop surfaces resist stains and liquid penetration, so you can wipe them clean easily.

The Northwest Territory fold in half table 6ft is easier to store in tight spaces.
You can set up a free-for-all kids' craft station on the stain-resistant surfaces without worrying about the mess
The durable steel frame is powder-coated, so you can leave this table outdoors
A solid resin top provides an ideal, flat surface for food service or getting work done
The brown frame and wheat tabletop jibe well with most other outdoor furniture
Folding action and super-light 24-pound weight ensure that a single person can get more done



Home & Garden Deals

Kmart.com Coupons
55 perc off Aiseesoft Oct. 31, 3013
Added on : Thursday October 31st 2013 09:00:05 AM
g: 0 Posted By: freedesk
Views: 146 Replies: 0 Just got this in mail today and took advantage of it. Sceptical of software that promises so much, yet not a fail. Both dvd to mp4 and their pdf to word worked extremely well. This my first offer of a code. I got it in an email, so hope okay to post it here - let me know immediately if this an issue. When I went to web they asked for code before asking my name, credit card, etc, so I will assume okay to pass it on to you. Here is copy of body of email received. By the way, no issue with using the code more than once as fully honored during checkout, tho it says only for TODAY. In case not obvious in email below: 55% off coupon code - AISEOTN- Valid for All products.

NOT SURE how to do a link, so you have to just go there for this.
------------------------------------------------------
Get biggest discount Ever (55% off) & win Amazon Voucher/Free App from Aiseesoft!

Aiseesoft
Today at 5:13 AM

To [my email]

Having trouble reading this email? View it on the web

You never know what might happen on Halloween. Wait until dark for some spooky surprises. The creatures of the night are waiting. But we won't keep you waiting. Join the Halloween party of Aiseesoft. Enjoy the groovy Halloween before night comes! We give you 55% discount coupon code which is valid for all Aiseesoft products! Share your Halloween photo with us on Facebook and win an Amazon gift card!
Aiseesoft Video Converter Ultimate Turn your Halloween videos into 3D movies by 3D conversion Add scary or romantic effect to DVD/video and make a scary film Enjoy these Halloween memories any time you like Price: $45.00 Buy with coupon: $20.25 Get Coupon
Follow us on Facebook and upload your Halloween dress, you get a chance of winning a $30 Amazon gift card or Aiseesoft Blu-ray Player for free!
If you have any question, please contact us: E-mail: support@aiseesoft.com
55% off coupon code - AISEOTN- Valid for All products







Software Deals
Balance added to Macy's credit card without knowledge.
Added on : Monday October 28th 2013 01:00:11 PM
g: 0 Posted By: salilsurendran
Views: 38 Replies: 1 I went to a Macy's store and I purchased some merchanise for about $18. I was told if I apply for the Macy's credit card that I would be given a discount and I wouldn't have to pay anything. However, unknown to me $15 was put on my credit card. I had no knowledge of this and I specifically asked questions about this credit car. Late fees accumulated to $66. I am extremely angry about this since the salesperson didn't tell me there was any balance on my credit card. I had my own credit card and in this case I would have put money on my card rather than the Macy's one.
Personal Finance Deals
g: 1 Posted By: remick
Views: 105 Replies: 1 http://www.amazon.com/dp/b00apdascm

The 101 series expands with an all-new, everything-you-need-to-know guide to making delicious soups and stews. This cookbook features 101 delicious, diverse, and accessible recipes, all of which have been thoroughly kitchen tested. Soups & Stews 101 also features a simple, contemporary-looking design that's as practical as it is elegant, with measures calculated using both traditional and metric quantities. Scattered throughout are beautiful full-color photographs that enhance the book's utility and visual appeal. These practical, hands-on kitchen resources also look great on the kitchen bookshelf--and because their durable flexi-binding is sewn, they are extremely easy to keep open and lay flat on your kitchen counter while you're cooking from their pages. Every home cook can appreciate how a lie-flat binding makes a cookbook much easier to use!

Soups & Stews 101 starts off with a detailed introduction that covers soup-and-stew basics and provides plenty of helpful how-tos, insider tips, and keys to best results. The idea is to provide everything a reader needs to know in order to make these recipes successfully. The 101 recipes included feature a breadth of different dishes drawn from a wide range of culinary traditions, all of them featuring clear, straightforward directions, and all of them delicious. The 101 series is perfect both for beginners and more experienced cooks looking to broaden their kitchen horizons.
Books Deals

Amazon Coupons
Ahnu Elkridge Mid Hikers 59.99 @ Cabelas
Added on : Tuesday October 22nd 2013 03:00:03 AM
g: 1 Posted By: Taddman822
Views: 201 Replies: 1
Regular Price:
$159.99
Sale Price:
$59.99

Coupon Code: 3TURKEY Free shipping no minimum Exclusions: must use Cabela's VISA
or Cabelas Gift Card (Thanks to Trickracen)

Ahnu Elkridge Mid Hikers




Numentum technology encourages natural foot biomechanics
Durable leather and nubuck uppers
Shock-dispersal plates prevent stone bruising in rough terrain


Designed to support hikes with up to a 40-lb. pack, but has a look and style great for the office. Numentum technology and nearly impervious EVA stability postings on medial and lateral sides provide neutral foot positions for improved balance. Durable leather and nubuck uppers sport eVent bootie linings for waterproof, breathable comfort. Extremely durable EVA midsoles boast optimal shock absorption. Integrated TPU shanks and arch supports provide torsional rigidity and midfoot support. Shock-dispersal plates in forefoot areas protect against stone bruising. Nonmarking, slip-resistant Outsoles have rock-biting grip and traction on varied surfaces. Imported.
Height: 5.5".
Average weight: 2.3 lbs./pair.
Men's sizes: 7-14 medium width. Half sizes to 12.
Color: Gunmetal.
Most sizes still available. Next best price found 79.83 at REI. Pretty good reviews at REI, Amazon and other sites.
http://www.cabelas.com/product/Ahnu-Elkridge-Mid-Hikers/1570361....
Shoes Deals

Cabela's Coupons
g: 1 Posted By: robby69
Views: 346 Replies: 2 http://www.bhphotovideo.com/bnh/controller/home?O=&sku=739339&is=REG&Q=&A=details
The Yamaha PDX-31BL Portable Player Dock (Black) plays your music from a variety of sources including your dockable iPod and iPhone. AUX-in for More Sound Choices

This is a 30-pin dock that will work with iPhone products up to the 4S.
It also includes an aux input for listening to other portable devices.
With dual bass-reflex speakers, the sound you here will be music to your ears.
iPod/iPhone playbackAUX-in (stereo mini jack)15W x 2 digital amplifier with extremely low noise and distortion.
High performance 3 1/4" full-range cone speakerBass reflex port for enhanced bass response.
Big, Beautiful Sound.
Electronics Deals

B&H Photo & Video Coupons
g: 0 Posted By: StueyG
Views: 264 Replies: 0 Great deal for these and highly rated.


Link to deal


Amazon Prices and reviews


DescriptionTramontina's cast-iron 6.5 Qt. round dutch oven provides superior heat retention which produces tender and flavorful meats, soups, stews, breads, cobblers and many other dishes.Specifications

The rich enameled finish offers elegant kitchen to table serving
Pre-chilling cookware in the refrigerator keeps foods such as fruit and pasta salads cool during serving
Perfect for baking or traditional slow simmering favorite recipes to perfection
The superior heat retention and distribution distributes heat slowly and evenly to tenderize meats, poultry and vegetables
The cookware's durable porcelain enameled finish is striking, easy to clean and long-lasting
The self-basting condensation ridges on the lid uniformly collect and direct vapors onto food, producing moist and savory dishes
The solid stainless steel knob is extremely durable and oven-safe
Compatible with the followowing cooktops: gas, electric, and induction
Oven-safe up to 450F / 232C
Hand-wash only

Appliance Deals

Sams Club Coupons
g: 0 Posted By: Ayla
Views: 139 Replies: 1 .

New Balance 1080 - Women's Running - $69.99 = $5.95 Shipping at Joes New Balance Outlet




http://www.joesnewbalanceoutlet.com/detail.asp?style=W1080SB2



Now: $69.99

Orig: $134.99



Dual-density Collar uses both a softer density foam against the foot for cushioning, and a firmer density foam for support
Lightweight, mesh-based upper with synthetic reinforcement provides increased breathability and speed
Reflective detailing enhances your visibility
Blown rubber outsole is extremely flexible, light, and helps provide cushioning
ACTEVA LITE premium lightweight midsole provides optimal resistance to compression set - 24% lighter than standard foam
Welded seams for no-sew material application


Shoes Deals

Joe's New Balance Outlet Coupons
What are the best short-term, very liquid "investments"
Added on : Friday October 18th 2013 05:00:06 AM
g: -1 Posted By: jjbear11
Views: 47 Replies: 3 I've tried searching on the forums, but couldn't find anything that fit the bill of my situation; so, I figured that I'd ask around to see what ideas are out there.

I'll be starting a new job as a contractor, which means that I'll be responsible for socking away my own funds for vacation, sick days, holidays, etc during the duration of the contract (contracting period could be up to 12 months, if not longer). I'm looking for a vehicle to make the best return on those funds, while also making the extremely liquid -- I'm talking about being able to have cash in hand within no more than 24 hours. I know that I can put it in savings via my credit union, but I'm hopingthere is a better alternative that that.

I'd consider myself to be a beginner when it comes to financial savvy, so any suggestions are welcome; thanks for reading!!
Investing Deals
g: 6 Posted By: cga
Views: 1284 Replies: 7 Pioneer SP-BS22-LR bookshelf speakers are on sale again, at both A.mazon and Best.Buy.

http://www.amazon.com/gp/product/B008NCD2LG/ref=ox_sc_imb_mini_d...
and
http://www.bestbuy.com/site/4-bookshelf-speakers-pair/5086955.p?...

All the reviews are extremely positive. Here's two:

http://www.stereophile.com/content/pioneer-sp-bs22-lr-loudspeake...
http://www.audiocircle.com/index.php?topic=113182.0

Several reviewers claim these sound better than some $1000 speakers. Anyone looking for a really cheap pair of bookshelf speakers should very seriously consider these.
Headphones & Speakers Deals

Amazon Coupons
Pioneer SP-BS22-LR speakers on sale for $89.99 at Best Buy and Amazon
Added on : Wednesday October 16th 2013 06:00:05 AM
g: 2 Posted By: cga
Views: 258 Replies: 1 Pioneer SP-BS22-LR bookshelf speakers are on sale again, at both A.mazon and Best.Buy.

http://www.amazon.com/gp/product/B008NCD2LG/ref=ox_sc_imb_mini_d...
and
http://www.bestbuy.com/site/4-bookshelf-speakers-pair/5086955.p?...

All the reviews are extremely positive. Here's two:

http://www.stereophile.com/content/pioneer-sp-bs22-lr-loudspeake...
http://www.audiocircle.com/index.php?topic=113182.0

Several reviewers claim these sound better than some $1000 speakers. Anyone looking for a really cheap pair of bookshelf speakers should very seriously consider these.
Headphones & Speakers Deals

Amazon Coupons
g: 0 Posted By: CowbellMaster
Views: 1 Replies: 0 First, a rant - I know several friends/family that subscribe to the theory of government savings plans through high withholdings. When filling out their federal and state payroll withholding forms, it's "0" all the way, so their paychecks are ravaged but come April they get this "awesome huge refund." No matter how much I try to explain that this is a 0% loan they're giving to their government, they love getting their annual 'bonus'. When my state had a funding issue and delayed refunds until the budget was straightened out, I tried to explain that not only were they get no interest on their 'investment' but as was just demonstrated, there is risk associated with these entities holding their money for them. Still no dice.

So anyways, at least I do what I can to minimize withholdings to the absolute minimum. I do this by roughly calculating my taxable income throughout the year, taking into account large deductions like property, school and state taxes, tax advantaged account contributions (401k, traditional ira, HSA), and various large credits. My primary goals are two-fold:

1) Make sure I pay as close to 90% of my expected tax liability via paycheck withholding (or 100% of last year's liability, if that is lower). I don't mind paying on 4/15, as long as it's not penalized, as that way it's a 0% loan to ME, from the government.
2) Try to adjust my taxable income to slide in under a relatively higher bracket. For me, I try to avoid the 25% bracket, meaning my taxable income for this year should optimally be under $72,500.

Every year around this time I try to gauge my trajectory and make adjustments as necessary. This time around, my taxable income is well into the $80k's (some slight early-year miscalculations on my part) so I've maxed out our HSA 401K contributions to get that level back down. I also miscalculated some credits I thought we were privy to, so I've added an additional few hundred dollars in withholding per paycheck to get me caught up. Luckily, I have enough emergency fund dry powder to get me through the next couple months which will feature extremely anemic paychecks. As every dollar I earn over $72,500 is culled by 25%, I believe it's a worthwhile exercise, even if it comes with some temporary discomfort.

I would like to hear other FWF strategies to zero in on financially optimal withholding? What do you do when unexpected or unaccounted-for income comes in, to keep you on track for that sweet spot of 90% of liability? I'm thinking of setting up a spreadsheet, with expected income to the dollar, and adjust it, and our withholdings, as necessary throughout the year. The goal is to prevent scrambling for major course adjustments at the end of the year.













housewaredeals: $10 Farberware 4 Piece Steak Knife Set ($4.95 s/h)
Added on : Wednesday October 09th 2013 03:00:09 AM
g: 0 Posted By: VivYip
Views: 190 Replies: 0 credit bradsdeals

housewaredeals has this set for $10 with $4.95 shipping

Farberware 4 Piece Steak Knife Set
This Farberware 4 Piece Steak Knife Set will be the perfect complement to your dinnerware set. The sleek design of this set will add style and elegance to any table setting. Features stainless steel blades that will hold an extremely sharp fine edge and easily cuts through steaks and thick chops. The high carbon stainless steel handles are perfectly weighted for optimum balance, control and performance. Set of 4 knives, each 4-1/2 inches long. Hand wash recommended.
The knives are stainless steel and measure 4.5" long.

Hope this might help someone. Thank you for reading
Home & Garden Deals

Housewares Deals Coupons
g: 0 Posted By: VivYip
Views: 128 Replies: 0 credit dealnews

Acoustic Sound Design offers this system for $2095 after coupon code g28hts with free shipping

Klipsch Gallery G-28 5.1 Home Theater Sys-Klipsch SW-310 SUB and Harman AVR 2700
UPC - 639713687569

Included in the System

3 Each Klipsch Gallery G-28
2 Each Klipsch Gallery G-16
1 Each Klipsch SW-310 Powered Subwoofer
1 Each Harman Kardon AVR 2700 7.1 AV Receiver
Your favorite blockbuster flicks and esteemed artists deserve more, and the Klipsch Gallery G-28 LCRS speaker is here to give them just that. Best of all, it meets the needs of your favorite soundtracks when utilized as a left, right, center or surround speaker.

Cross-over home audio solution
Accurate, non-fatiguing sound provides hours of listening pleasure
Employs horn-loaded technology in an extremely thin speaker
Dynamic 1" tweeter, dual 3.5" high-output woofers, four 3.5" passive radiators
Dimensions: 28.5" H x 6" W x 2.4" D
Sleek, minimalist cabinets
Available in high-gloss black
The surround speaker system comes with three Klipsch Gallery G-28 flat panel speakers and two Klipsch Gallery G-16 flat panel speakers. The receiver features 100 watts per channel into seven channels, Dolby TrueHD and DTS-HD Master Audio sound decoding, front-panel USB, Airplay support, 4K pass-through and upscaling, and eight HDMI 1.4a inputs.

Thank you for reading
Home & Garden Deals
Advice needed on how to invest my money
Added on : Tuesday October 08th 2013 09:00:06 AM
g: 0 Posted By: aexchange
Views: 131 Replies: 2 As a long time lurker, I'm turning to this community in looking for advice on how I should invest funds. I expect to have by March of next year somewhere in the neighborhood of $130-$150K in savings from a combination of proceeds from a house sale and continued savings on my current nest egg. I need some general guidance on how much I should leave untouched in savings for an emergency fund and what specific avenues I should use with the primary goals of creating modest returns, keeping said funds liquid, and minimizing my overall risk.

I'm well aware that I have significantly more funds than are needed for a 6 month emergency fund which is why I turn to this group for advice. As for background, I'm married with 1 kid, am the sole source of income, and make approximately $180K a year and max out my 401k. We have no debt aside from an expected house PITI payment of around $2700 a month and a car note through PenFed at $620 a month. My job is relatively stable, but that said, given the fact that I am the only source of income and my wife is a stay at home mom, my tolerance for risk is extremely low.

Thoughts?

Investing Deals
g: 0 Posted By: fullofkarma
Views: 85 Replies: 0 Maxboost Pulse 10,000mAh Universal Battery Pack Glossy Black 70% Off for $29.99 + free shipping

http://www.maxboostpower.com/product-category/pulse-battery-pack/

coupon code: MBPULSE

Deal Valid through 10/13/2013

Featuring a digital display window with accurate power capacity indicator (measures within 1%), dual charging ports for charging multiple products, and a built in flashlight, the Pulse is the most advanced portable battery ever. Made to power, the Pulse is equipped with a heart-pounding 10000mAh battery capacity which can re-charge even the most energy-demanding devices.

The world first power pack with digital display window that is capable to exhibit power level within 1% and monitor the input and output charging state.
Extremely powerful 10,000mAh battery that can charge almost any portable electronic devices up to 5 times including, iPhone 5, 5S / 4/4S , Samsung Galaxy Series, iPad, iPad Mini, and almost all tablets, cameras, and MP3s.
Dual-port charging capability allows for two electronics devices to be charged at the same time using a 2.1A and /or 1.0A port.
Batteries & Chargers Deals
g: 0 Posted By: uslacker99
Views: 166 Replies: 0 =13.0pt50% off Kyocera Ceramics=13.0ptKYO50 gets you 50% off of purchases from Kyocera Ceramics:http://kyoceraadvancedceramics.com/=13pt=13ptThese are the best knives I've ever used. I love them as they are extremely sharp and don't oxidize your food. Apples don't turn brown, even after a couple of hours. Because of this, food seems to taste fresher and they're probably better for you too.

=13ptStandard shipping also isfree when the orders are over $100. I bought a couple of knife sets as gifts for others and 1 single knife.This is a fantastic deal and I haven't seen anyone come close to this yet. The last time I bought these knives were onwoot.
Home & Garden Deals
g: 0 Posted By: bru20
Views: 226 Replies: 3 Same seller as the 16GB HD+ for $119. Don't see alot of 32GB deals so I thought I'd post. As reference the new price is $179. It is part of the eBay Giving Works project meaning proceeds go to charity.

No tax can make this $54 or more less than new. Not extremely hot but not bad IMO.

Refurb 32GB HD+

http://www.fullofdeals.com/forums/hot-deals/1300140/
Android Tablets Deals
g: 0 Posted By: scatti
Views: 180 Replies: 0 Every Day Carry Heavy Duty XL Mountaineer Hiking Day Pack Backpack (Multi-Color)
$27.95
FREE Standard Shipping (5-7 business days)
Limited time offer, ends 10/5 By Altatac

Don't forget CashBack

The ultimate outdoor backpack! Lightweight and lots of space to carry anything you want. This backpack is excellent for those last minute trips. Our backpack is extremely durable and will not wear or tear easily. This is of high quality and is sure to give you years of reliable service. This backpack provides a great way to store your needed items in a secure and convenient location. This backpack is great stuff on vacations, to sporting events, picnics, perfect for travel, sports, gym, overnight, airlines, camping, mountaineering etc.

The shoulder straps are padded and fully adjustable. This quality backpack is made of durable nylon. It is lightweight and full of features. Use it also for school, work, shopping, or travel.

Overall Dimensions: 24" X 18" X 8"
Adjustable Shoulder Straps For Even Balance
Extra Padded Shoulder Straps For Maximum Comfort
Lower Back Air Mesh Padding For Maximum Comfort
Adjustable Chest Buckle Strap For Extra Stability
Extra Padded Comfortable & Easily Adjustable Waist Belt
Roomy Zipper Pockets On Both Sides
600 D Polyester


Luggage Deals

Newegg Coupons
50 Ovulation LH Test Strips: $6.38 Shipped (12.8/test) eBay Seller
Added on : Sunday September 29th 2013 01:00:05 AM
g: 0 Posted By: tsipple
Views: 152 Replies: 0 There's an eBay seller with a good reputation that's offering LH (luteinizing hormone) ovulation test strips for less than 12.8 each if you order 50 (1 lot), including shipping. These test strips are for detecting LH which can be a useful indicator to help determine ovulation timing and thus the best chance to conceive a baby. I haven't found the same quantity elsewhere for less than $10 via mail order, and in stores you have to pay $25 or more for this quantity. Bear in mind that they're shipped from Hong Kong, so it'll take at least a couple weeks to get them.

When you buy these test strips at the local drug store, WalMart, Target, etc. you'll see lots of them made in China, so there's nothing unusual about that. They're extremely overpriced at retail stores.

The same seller offers inexpensivehome pregnancy test strips, and you can add some of those to your eBay cart for a combined order, though of course that'll cost a bit more.
Health Deals
Toshiba 16-inch Extreme Backpack @ Buydig - $24.00
Added on : Wednesday September 25th 2013 03:00:02 PM
g: 0 Posted By: Virgil27
Views: 0 Replies: 0 Toshiba 16-inch Extreme Backpack @ Buydig - $24.00
compare at $43.99
Free Shipping!Need a backpack to protect your laptop for harm? Check out this Toshiba 16'' Extreme Backpack for an extremely cost-effective for $19 off with Cash Back and Free Shipping. (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Luggage Deals

Buydig Coupons
Help evaluating multiple offers
Added on : Monday September 09th 2013 10:00:05 AM
g: 0 Posted By: RastaPasta
Views: 189 Replies: 5 Hi FW-

Usually I can get some good feedback from this forum so I wanted to present a few work scenarios I am contemplating right now. Ive been working in accounting/finance for approx. the last 10 years. Most of the work is specialized within one particular industry (entertainment). Im not a CPA, but I also do a little bookkeeping on the side for various people both in my industry and in others. One of my clients is interested in basically having me go full time. His business is more engineering oriented. So here are my options:

Current employer: $70K annual salary, decent health benefits, I contribute about $1200/yr towards cheapest HMO. They have a 401k with 6% match but I dont contribute, Im 32 and plan to work until I drop dead or become disabled. I get 10 days PTO, 1 personal day, and we get XMAS through new years off (which is industry standard although this place seems to have a big debate about it every year). We also get some other days off like a few Fridays during the summer. The work environment is pretty relaxed (no overtime, cool bosses in my dept) and I am good at my job and I am also the only person who does this job. I dont see a lot of room for growth though, as it is a very top heavy organization, although my boss recently said the CFO wants me to take on some new projects from another dept. In the past (at other employers) this usually means hey, here is a bunch of extra work because you are good at it and I hope you are happy with your current salary. I did get a $3k bonus last year, but we were recently purchased by a PE firm and they laid off a bunch of people so I think that is up in the air now. So I am approaching my 2 year anniversary here and still at the same base salary I was hired at. This is a $100M company. My commute is OK by standards in this city, at around 45-50 mins each way (in heavy traffic) although I am getting really tired of it lately.

New Opportunity:Small business, gross revenue around $1M. Ive known the owner for around 10 years and consider him a friend. Also some of my closest friends work for him for quite a while now. I also would have the opportunity to delve into the engineering side of his business and learn some new skills. Particularly if I took the initiative to learn some of the software packages they work with. The commute is 10 minutes. He mentioned Id probably get around 3 weeks PTO but I know he has no formal vacation policy and as long as business needs can support it, he gives time off liberally. He also makes a concerted effort to keep employees happy with lunches, etc and I have seen him give out some nice bonuses too at the end of the year. Because of the nature of the business, I think OT is required when they are very busy or get a job that falls in off hours. I would do more than just the books, and would probably assume an overall business administration / operations role, doing whatever needs to be done on that end and also possibly even helping out with some of their jobs when they get slammed. My main concern is that if the economy goes south and his business suffers, he may find it not possible to retain me, since my compensation is fairly high compared to others there. I know in 2008 they had some hard times and he kept everyone on, but asked that they take pay cuts until business picked back up. At the end of the year things were much better and he gave out good bonuses to compensate. Anyway I have these two options:

Salaried: $72K ($6k/mo), PPO health plan I am sure I would have to contribute maybe around $100/mo for.
Contractor: $78K ($6500/mo), no benefits.

Im pretty sure I am going to go over to the new place for the obvious reasons (more cash, better commute, less bureaucracy). I still like entertainment but it has lost its luster after 10 years and I feel like I am trapped in this niche and need some new skills. I am also leaning towards the contract position. I could use the extra cash flow to better manage some of my debt and expenses, write off business expenses including a small portion of my extremely high rent, and also attempt to pursue some more business management contract opportunities with other contacts I made over my 10 years in entertainment. Of course the downside is no health insurance in case ish hits the fan, no unemployment if I get laid off or other protections afforded salaried employees, and most of all double FICA. So what would you choose in my situation? Mostly interested to hear salary versus contract but I gave info on my current employer for those few who say dont do it. If you say that please tell me why. I usually talk these over with my dad since he has years of experience with both but my mom is in the hospital and I just dont want to go there since I can tell he is stressed enough.

Thanks - RP
Personal Finance Deals
Vacation and Luxury Spending - First World Problems
Added on : Friday September 06th 2013 12:00:07 PM
g: 0 Posted By: Horseymen
Views: 235 Replies: 3 Fatwallet Friends,

I have spent a lot of time thinking about this over the last few weeks - and I have even done quite a bit of research on this. I know there is no right answer to the questions I will pose, but perhaps hearing different people's philosophies toward it can be helpful.

There was a thread similar to this on a Disney Board with good datapoints, but I find these people are different than Fatwalleters:

http://www.disboards.com/showthread.php?t=2661952&page=1

The question is in essence - how much will you allow yourself to spend on luxury items like vacations? What rules would you apply in different scenarios?

I grew up extremely poor - our household income growing up was probably 15,000 as a family, so the idea of spending $15,000 dollars for ONE vacation is a bit nauseating to me. I have been collecting miles - and have over nearly a million miles - but if dates don't line up and things to that end - you gotta pay for airfare and things to that end. But, one thing I've learned from reading many threads is that the one thing that people will spend money on are experiences. I try to budget miles like cash, so I don't want to spend miles if I'm only going to get a penny a point value - I try to save the miles for the saver flights.

My personal situation - we are debt free other than the mortgage. As my primary job is a college professor, I have 4 months a year to basically travel. (3 months in summer, 1 month in December/January - and Spring Break). As a family (wife, me, 2 kids), we value traveling and enjoy it. I don't have any other hobbies, and really don't spend much on anything else.

We love traveling but have been doing it super cheap. We have used timeshare deals, last minute traveling and driving instead of flying to score some killer deals on travel. This past summer, we spent 7 straight weeks on "vacation" - at Marriott's, Disney resorts using RCI points, Starwood hotels while driving - and probably only spent about $7000 dollars (entertainment, hotel cost, gas cost, car rental) for 7 weeks - I ignore food in that budget because at most timeshares, we shopped and ate at the condo and we were going to eat anyway. To me, I can wrap my head around that because there's value - just about everything was a good deal (had a friend get us in Disney on a military pass, scored great deal on the minivan, used 5% cards for gas, used points when we stayed in hotels, etc..). I'm thinking a 7 week trip to Europe next summer could run as high as 20-25k.

We are now to the point where we have been to 49 of the 50 states. We've done Disney. We've done oceans and beaches. It's time for international travel. It's time for Hawaii. It's time for that world. Even though we have the money, I can't wrap myself around $4,000 dollar flights for 4 people (just in Coach!) - or multi-thousand dollar cruises. I know many of you would then say "Use miles!" - but generally speaking, as a teacher, most of my travel availability is when everyone else is traveling, so good luck finding a trip to hawaii one can use on miles from December 13th to 21st, for instance.

It would be helpful to know some of the rules that middle class to upper middle class people use - and maybe you don't value travel - but might have a hobby that is expensive similarly that you do value. We make around 150-175k a year - and generally after retirement and bills/utilities have anywhere between 2k and 4k left over in a month. We recently (in the last couple of months) just became debt free. We could easily have a $25,000 dollar a year travel budget putting aside $2000 a month - but is this ridiculous? Should one wait until literally every bill (including the mortgage) is paid off before starting to do that level of travel/luxury spending? Would you require a certain level in 401k's before doing this? What rules have you applied to the financing of things you value? If you're a deal hunter like me - will you forego a trip because there's no deal available? Or do it because it's what you want to do?

Like I said, I know there are no "right" answers to this, but hearing how others handle this could be helpful in developing my own philosophy - since this wasn't something I necessarily had growing up or even have friends who role model this type of behavior. I know many of you are very financially fortunate and well off and may have had a chance to develop philosophies on this.

I don't want to be the one at 60 who says "I wish I would have seen the Great Wall of China.." - but I don't want to be stupid and extravagant, either..
Personal Finance Deals
g: 0 Posted By: fivetalents
Views: 116 Replies: 0 AmazonBasics significantly dropped the prices on their bulk AA and AAA batteries a few months back but it doesn't seem to have been posted here.

AA NiMH Precharged Rechargeable Batteries (16 Pack, 2000 mAh) $25.35 & FREE Shipping ($1.58/battery)

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Batteries & Chargers Deals

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Home Improvement Gift Cards $20 off $150 through 9/3/13 at HEB B&M
Added on : Sunday September 01st 2013 10:00:09 AM
g: 1 Posted By: tedteddy
Views: 202 Replies: 2 I was at HEB today and I see they have a coupon to discount gift cards again. This time it only applies to the Home Improvement card that you can use at Lowe's, Home Depot, Ace, etc.and the discount is $20 off $150 (or $5 off $50).

These cards are extremely flexible as you aren't locked in to one store.
Tools Deals
g: 0 Posted By: tedhawkins
Views: 50 Replies: 0 Guns - Nickel Boron Complete Carrier (MSRP $117.00) $79 + $8 Flat shipping

http://www.gearhog.com/

Deal Overview
Our EXO NiB Complete Carrier with staked gas key. This carrier will give you thousands of rounds of continuous use without the hassle of continuous cleaning due to its natural lubricious properties.

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Legal Notes:
Any purchases and purchasers of this offer agree and declare that they do legally own a registered M-16 and/or a registered Short Barreled Rifle and these components are replacement parts for them. I understand that all NFA rules apply and I will abide by the rules of the BATFE. I am aware of all the legal ramifications that accompany installing these components in or on an AR-15 Lower. I hold Gearhog harmless for any legal issues that may arise due to my purchasing and utilizing these components. I certify that I will not break any federal, state, or local laws by acquiring and/or using these components in my legally registered firearms. Any and all questions, comments, or inquiries concerning legality of usage or ownership should be directed to the BATFE http://www.atf.gov/firearms/industry/
g: 1 Posted By: GreenTrash
Views: 183 Replies: 1 Instantly add 3 TB of storage space to your computer

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FCNR Fixed Deposit Accounts for Non Resident Indians
Added on : Thursday August 22nd 2013 08:00:08 PM
g: 0 Posted By: dees
Views: 98 Replies: 0 With the recent upward revision in Fixed Deposit Rates for NRIs, one can get extremely high interest rates from Indian Banks. I understand these are not FDIC insured products and are governed by Reserver Bank of India Rules. Example of rates I found at IDBI Bank (A Govt. of India owned bank)

http://www.idbi.com/nri-interest-rates.asp

The 5 year USD rate of 5.56% . turns out to a compounded return of 6.30% as compouding is done semi-annually.


Foreign Currency Non Resident - FCNR (B) Deposit rates (% p.a.) Effective August 20,2013 & (August 1 , 2013)
Maturity Slab USD GBP EUR AUD CAD JPY SGD HKD CHF 1 Year - less than 2 Years 2.67 2.86 2.47 4.48 3.37 2.41 2.48 2.51 2.24 2 Years - less than 3 Years 2.48 2.71 2.56 4.65 3.55 2.28 2.71 2.65 2.20 3yrs to less than 4yrs 4.78
(3.78) 4.87
(3.87) 4.74
(3.74) 6.89
(5.89) 5.78
(4.78) 4.32
(3.32) 5.00
(4.00) 4.93
(3.93) 4.34
(3.34) 4yrs to less than 5yrs 5.17
(4.17) 5.11
(4.11) 4.96
(3.96) 7.19
(6.19) 6.03
(5.03) 4.38
(3.38) 5.41
(4.41) 5.31
(4.31) 4.52
(3.52) 5yrs only 5.56
(4.56) 5.41
(4.41) 5.20
(4.20) 7.42
(6.42) 6.26
(5.26) 4.46
(3.46) 5.80
(4.80) 5.70
(4.70) 4.73
(3.73)
I have looked at many other comparable banks and it seems that amongst the government owned banks - Bank of India, IDBI and Bank of Baroda do not charge any penalty for pre-mature withdrawal after 1 year. This can be useful in the current environment so that one can cancel the existing Fixed Deposit and rebook a new one at the higher rate. However, it appears that none of these banks make opening and operating the account an easy process. The require forms to be filled out - attested by notary and then mailed to India. Further, instructions need to be sent in hard-copy to the branch in India.

I am curious as to which bank offers the best customer service after account opening and also makes the account opening process simpler. I understand private banks like ICICI, HDFC offer better customer service but they generally have lower interest rates and higher fees.




Discussion Deals
g: 0 Posted By: tedhawkins
Views: 149 Replies: 0 LUCID HD7 Red Dot Sight, Gen II w/ Gen III Turrets, REFURBISHED (HD7-ROD) $139 FS

http://www.gearhog.com/

Deal Overview
This is a refurbished product from LUCID. We assure that this GEN II refurbished sight is in good working condition and covered by 120 Day manufacturer's warranty.

The LUCID HD7 Red Dot Sight Gen II, REFURBUSHED (HD7-ROD) is a quality optic that is gaining favor with many law enforcement and recreational shooters alike. Made extremely durable, reliable and packed full of well thought out user friendly features, the HD7 is always on target.

This red dot sight has a cast aluminum frame that is fully rubber armored, waterproof, shockproof tested to .458 SOCOM, and fogproof made for extreme durability. 1/2 MOA windage and elevation adjustments on external turrets have positive adjustments with a solid audible click.

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* Gen II REFURBISHED w/ Gen III Turrets
* Built-In Picatinny Mount
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* Requires one AAA battery (not included)
* 1/2 MOA windage and elevation adjustments

* Adj. Click Value 1/2 MOA
* Power Supply 1 x AAA (not included)
* Battery Lifetime Aprox. 1000 hours
* Reticle Brightness Modes Manual, Auto-Brightness
* Waterproof / Fogproof / Shockproof Yes
* Weight, oz 13.0
Guns & Ammo Deals
g: 0 Posted By: chuckiii3
Views: 7 Replies: 0 Lowe's.com and many Lowe's stores have the Blue Hawk 40-Piece 2.5-Amp Oscillating Tool/Rotary Tool Kit for $59.40 (40% off - Regularly $99.00) through 10/5/2013.The kit includes:* 2.5-amp Variable-Speed Oscillating Tool
* 2.3-amp Variable-Speed Rotary Tool
* 38-Piece Accessory Kit for BOTH tools
* Hard Plastic Case
* Excellent Reviews (4.4 of 5 Stars)I purchased one last week and was extremely satisfied with the quality and heft of these tools. A great bargain!LINK
g: 0 Posted By: lovelybones
Views: 70 Replies: 0 Linky Product Information
Sporting extremely easy-to-use controls, the Nikon D3200 DSLR camera that comes with AF-S DX 18-55 mm lens is ideal for capturing vast landscapes and crowds. With 24.2 MP DX-format CMOS sensor, this DSLR camera lets you shoot clear, beautiful images in Full HD. The D-Lighting function in this Nikon 24.2 MP camera allows you to alter the brightness of captured photographs whenever necessary. With a built-in flash, this Nikon 24.2 MP camera brightens your photos even in low-light conditions. Thanks to the 3-inch display on this Nikon 24.2 MP camera, you can easily view photos, read menu, and compose shots. What's more, the built-in Wi-Fi capabilities of the Nikon D3200 let you directly upload your photos and videos on Facebook and Twitter
SLR & dSLR Deals
Tips for new married couple setting a budget?
Added on : Thursday August 15th 2013 06:00:10 PM
g: 0 Posted By: dougan778
Views: 60 Replies: 2 I am going to be getting married soon and I want to start using a budget with my wife and I. I have always been extremely frugal and have never seen the need for a budget, because I only really spend money on essential things anyway. My fiance is not irresponsible, but also not insanely frugal, so we do have two different perspectives. I figure setting and using a budget would be very helpful-- otherwise, I think that I'll find myself being the bad guy on a daily basis. If we can take care of the compromising and discourse up front while creating a budget, then the day-to-day matters won't be so stressful. I've heard a lot of discussion on here about how to manage money with a spouse, so I'm wondering if anybody had any tips on setting up a budget like this?We both work and pull in about $110k annually together.
g: 1 Posted By: remick
Views: 869 Replies: 4 http://www.androidpolice.com/2013/08/14/free-money-we-have-5000-...Haven't heard of Venmo? Here's the skinny: it's a quick, easy, and efficient way to instantly send money to friends. Kind of like Paypal, but without the Paypal-ness of it all it's all just very simple and straightforward.
The fees are also extremely reasonable: transferring money from your Venmo balance is free, as are payments funded by U.S. bank accounts and most debit cards. Only credit card transfers are subject to the standard 3% convenience fee. And if you're worried about your data being safe and secure, don't be Venmo only transfers data over a 256-bit SSL, which is certified by VeriSign; to add to the level of protection, you can also disable your device from your Venmo account (in case it's lost or stolen).
For the next week, the first 5000 users who sign up for Venmo with this link will score $7 in their account in celebration of the new Nexus 7. Unfortunately, this incentive isn't available for existing Venmo users. Sadface.
Since Venmo is a US-only service, this promotion is onl
Memberships & Services Deals
Free $7 from Venmo with sign-up - 1st 5,000 YMMV
Added on : Wednesday August 14th 2013 06:00:06 PM
g: 0 Posted By: remick
Views: 81 Replies: 2 http://www.androidpolice.com/2013/08/14/free-money-we-have-5000-...Haven't heard of Venmo? Here's the skinny: it's a quick, easy, and efficient way to instantly send money to friends. Kind of like Paypal, but without the Paypal-ness of it all it's all just very simple and straightforward.
The fees are also extremely reasonable: transferring money from your Venmo balance is free, as are payments funded by U.S. bank accounts and most debit cards. Only credit card transfers are subject to the standard 3% convenience fee. And if you're worried about your data being safe and secure, don't be Venmo only transfers data over a 256-bit SSL, which is certified by VeriSign; to add to the level of protection, you can also disable your device from your Venmo account (in case it's lost or stolen).
For the next week, the first 5000 users who sign up for Venmo with this link will score $7 in their account in celebration of the new Nexus 7. Unfortunately, this incentive isn't available for existing Venmo users. Sadface.
Since Venmo is a US-only service, this promotion is onl
Memberships & Services Deals
g: 8 Posted By: archena
Views: 4330 Replies: 4 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.THE MIRACULOUS RESULTS OF EXTREMELY HIGH DOSES OF THE SUNSHINE HORMONE VITAMIN D3 MY EXPERIMENT WITH HUGE DOSES OF D3 FROM 25,000 to 50,000 to 100,000 IU A Day OVER A 1 YEAR PERIOD [Kindle Edition] - $3.99Jeff T Bowles (Author) http://www.amazon.com/dp/B005FCKN2SPublication Date: July 22, 2013196 Reviews - ★★★★.5#1 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Physician & Patient > Healing#4 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Alternative & Holistic THIS IS THE LAST TIME THIS BOOK WILL EVER BE GIVEN AWAY FREE!PLEASE TELL ALL YOUR FRIENDS AND EMAIL CONTACTEES TO NOT MISS THIS OPPORTUNITY-THEY WILL THANK YOU FOR IT.Book description:
144+ Pages of Fact-Packed Science Based Information-But FUN to read-
Upon realizing that taking 4,000 IU of Vitamin D3 a day was not enough for me, I decided to embark on a "dangerous" experiment that directly contradicted everything MD's had told me for years: DON'T TAKE TOO MUCH VITAMIN D IT IS DANGEROUS!I started taking 20,000 IU a day-50X times the recommended dose of 400 IU a day.
After about 4 months upped the dose to 50,000 IU a day or 150X the old recommended safe dose I then boosted it to 100,000 IU a day or 300 x TIMES the old maximum safe dose!What happened over these last 10 months? Did I die? get sick? No! Just the opposite!!High dose Vitamin D3 therapy over the last year-CURED ALL MY CHRONIC CONDITIONS-SOME THAT I'D HAD FOR 20+ YEARS!1. A painful snapping hip syndrome which I had been suffering from for 23 years and no Dr could help me-It is now 100% gone. No pain and NO SNAPPING!!
2. Yellow fungus infected toenails (under the nail)- I tried everything over 20 years and nothing worked-10 months of high dose Vitamin D3 and they are clear as a bell! 100% cured.
3. A knobby bone spur on my elbow that made me look like Popeye the sailor man-It has now 100% dissolved and my elbow is back to the way it used to be 20 years ago.
4. Painful , clicking, popping, stiff Arthritic shoulders that prevented me from even throwing a ball from home plate past the infield. A condition Ive had for 15 years. Gone. No more popping snapping or clicking and I can throw the ball twice as far .
5. A ganglion cyst that persisted on my wrist for over 5 years has shrunk from the size of half a golf ball to the size of a pea and now it is rock hard ,painless, and shrinking.
6. A small subcutaneous cyst on my face that had not gone away for 20 years now gone!
7. AND-Without even trying my weight has dropped by 25 pounds from 204 to 179.
This book tells you detailed results of my experiment, dangers to avoid, and also discusses a simple and elegant new theory that suggests how High Dose Vitamin D3 therapy Should help PREVENT OR CURE all the epidemics of disease and health issues that have been plaguing us since the 1980s when Doctors started warning us to stay out of the sun and always use sunscreen. This has created the huge epidemics we see today of Obesity, Autism, Asthma, and many others!The theory is simple-Vitamin D3 is a hormone that your skin makes when you sit in the sun, it is not a vitamin it was just mislabeled when it was discovered. When your Vitamin D3 levels are low, your body gets you to prepare for winter by overeating, slowing you down to conserve energy, and even making you depressed to keep you housebound. Interestingly it is this same drop in Vitamin D3 levels that signals a bear to start hibernating!If your body expects famine-like conditions caused by winter to be likely- it will conserve your critical resources for the future. This leads to what I call the Incomplete Repair Syndrome which in turn causes most of the diseases humans face other than spontaneous gene mutations that cause syndromes and diseases caused exclusively by aging. High D3 can be used to prevent or treat a huge number of diseases MS, asthma, 17 kinds of cancer, lupus, arthritis, heart disease, obesity, depression, Parkinsons+many more...This IS the better mousetrap! Most MD's get just a basic 4 years in Med School, then work to earn not learn. I've researched diseases and aging for 20+ years, with a 10 year stint where I spent 12 hrs/day everyday in the Northwestern Med School's library just reviewing clinical and scientific studies! .I've had 3 major papers published; the publishing journal has 5 Nobel Prizes between the editors. And described my papers as extremely exciting and of major importance
Totally Free Deals
Leaving Employer & 401k Loan Penalty Questions
Added on : Tuesday August 13th 2013 09:00:12 AM
g: 0 Posted By: Winded
Views: 239 Replies: 10 This is my first question in the finance forum but being I am definitely not educated in this area and know there are some great finance guru's here I figured i'd ask this here. Long story short, I have been with the same employer for 7 years and (for many reasons) have decided to leave this employer. I landed a job with a new employer where I will start in two weeks. The new employer offers a 403B option with matching (immediate) while my current employer has offered a 401k plan w/ matching since I've been with them and which I've been a part of. Last year I purchased a house but didn't have enough down payment saved so I had no other option but to tap into my 401k plan where I withdrew 9k. I've been paying this money back with each paycheck and paid down roughly 2k over the last year. I still owe about 7k. As mentioned, i'm leaving my current employer and the HR director stated there are 3 options.1) To pay back the loan in full with my own money (which I don't have) within 90 days.
2) To fill out a 1099 at the end of the year and have this remaining loan amount of ~7k taxed as income
3) To have John Hancock deduct the 7k from my 401k balanceOption 1 isn't an option as I don't have the money. Option 2 would be a possibility and option 3 (if i'm understanding correctly) would seem to be completely idiotic. I understand it was a loan I took but it was a loan from money I had already earned in my 401k. Money is extremely tight right now so of the 3 options I was given option 2 is the only one that would work for me. I guess my question is whether i'd have ANY other options that weren't mentioned to me which would be more beneficial for me? Thanks in advance for any suggestions/advice/help. Thank you.
Personal Finance Deals
g: 1 Posted By: ghostofdavid
Views: 21 Replies: 0 http://www.aimsurplus.com/product.aspx?item=MTSMAGSIN00BT00PINK10 or more, they are 8.95 a mag and you get free shipping.Less than 10 mags purchased, they are $9.95 and shipping is charged.If you aren't man enough to use pink followers, then you aren't man enough to shoot an AR15.MORE INFORMATION:
These magazines have been involved in a lengthy research and development phase, in which time they have come under severe punishment and testing. They have survived not only loading and feeding evaluations, but also destructive product testing, such as being shot with shotguns, high powered rifles, crushed by vehicles, frozen and baked in extreme temperature ranges. All magazines then functioned flawlessly after the for-mentioned torture tests, and the visual results can been seen on the Troy YouTube video channel.Stephen Troy, Troy Industries President and CEO, declared that the magazines will offer the end-user the most durable and comprehensive magazine on the market today."We are extremely excited to be releasing these Battlemags to the World Market, stated Mr. Troy. As with all Troy products, we will not and do not release any product until it meets all of our stringent requirements. After a thorough schedule of internal and external contract testing, we are certain that these magazines will meet and exceed every shooters requirements. The CBIR Battlemag is currently offered in a 30 round 5.56mm/.223 version. Every magazine includes a flush and tabbed shock absorbing bottom floor plate. Battlemagswork flawlessly with all M4, M16, AR15, HK416, and FN SCAR rifles and carbines. With patent pending features such as proprietary engineered resin, reinforced feed lips, anti-tilt follower, and an aggressive fish scale gripping pattern, these magazines will undoubtedly become the choice of the most discriminating shooters.
Guns & Ammo Deals
ON SALE: Forzieri - Dramatic Black Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:13 AM
A classic solid dress shirt in a dramatic black color, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Made in Italy.
ON SALE: Forzieri - Dramatic Red Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:13 AM
A striking solid red dress shirt, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Italian made
ON SALE: Forzieri - Ivory Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:13 AM
A classic dress shirt in an ivory color, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Italian made
ON SALE: Forzieri - Silver Gray Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:13 AM
A classic solid gray dress shirt, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Made in Italy.
ON SALE: Forzieri - White Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:13 AM
A classic white dress shirt, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Italian made
ON SALE: Forzieri - Blue Pure Silk Dress Shirt
Added on : Saturday August 10th 2013 09:00:12 AM
A solid blue dress shirt, perfect for any occasion from elegant to casual. Soft and sleek, this Forzieri silk shirt feels extremely light and comfortable to wear. Made in Italy.
g: 0 Posted By: edick
Views: 294 Replies: 0 Take it down to $354.99 with the AMEX promotion of $25 off $250+ purchase. +TaxFree shipping to home or free in store pick up at Best Buy.Must add item to cart to see price. Price just dropped from $399.99. TV is extremely well rated, stylish, and has basic features (No wifi/smart TV). Power consumption on this plasma model is comparable to LCD's (I've been told). Yes, it is 720p and only has 2 HDMI ports. With AMEX promotion this is a pretty solid price.Link
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Best Buy Coupons
g: 2 Posted By: archena
Views: 191 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.THE MIRACULOUS RESULTS OF EXTREMELY HIGH DOSES OF THE SUNSHINE HORMONE VITAMIN D3 MY EXPERIMENT WITH HUGE DOSES OF D3 FROM 25,000 to 50,000 to 100,000 IU A Day OVER A 1 YEAR PERIOD [Kindle Edition] - $3.99Jeff T Bowles (Author) http://www.amazon.com/dp/B005FCKN2SPublication Date: July 22, 2013196 Reviews - ★★★★.5#1 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Physician & Patient > Healing#4 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Alternative & Holistic THIS IS THE LAST TIME THIS BOOK WILL EVER BE GIVEN AWAY FREE!PLEASE TELL ALL YOUR FRIENDS AND EMAIL CONTACTEES TO NOT MISS THIS OPPORTUNITY-THEY WILL THANK YOU FOR IT.Book description:
144+ Pages of Fact-Packed Science Based Information-But FUN to read-
Upon realizing that taking 4,000 IU of Vitamin D3 a day was not enough for me, I decided to embark on a "dangerous" experiment that directly contradicted everything MD's had told me for years: DON'T TAKE TOO MUCH VITAMIN D IT IS DANGEROUS!I started taking 20,000 IU a day-50X times the recommended dose of 400 IU a day.
After about 4 months upped the dose to 50,000 IU a day or 150X the old recommended safe dose I then boosted it to 100,000 IU a day or 300 x TIMES the old maximum safe dose!What happened over these last 10 months? Did I die? get sick? No! Just the opposite!!High dose Vitamin D3 therapy over the last year-CURED ALL MY CHRONIC CONDITIONS-SOME THAT I'D HAD FOR 20+ YEARS!1. A painful snapping hip syndrome which I had been suffering from for 23 years and no Dr could help me-It is now 100% gone. No pain and NO SNAPPING!!
2. Yellow fungus infected toenails (under the nail)- I tried everything over 20 years and nothing worked-10 months of high dose Vitamin D3 and they are clear as a bell! 100% cured.
3. A knobby bone spur on my elbow that made me look like Popeye the sailor man-It has now 100% dissolved and my elbow is back to the way it used to be 20 years ago.
4. Painful , clicking, popping, stiff Arthritic shoulders that prevented me from even throwing a ball from home plate past the infield. A condition Ive had for 15 years. Gone. No more popping snapping or clicking and I can throw the ball twice as far .
5. A ganglion cyst that persisted on my wrist for over 5 years has shrunk from the size of half a golf ball to the size of a pea and now it is rock hard ,painless, and shrinking.
6. A small subcutaneous cyst on my face that had not gone away for 20 years now gone!
7. AND-Without even trying my weight has dropped by 25 pounds from 204 to 179.
This book tells you detailed results of my experiment, dangers to avoid, and also discusses a simple and elegant new theory that suggests how High Dose Vitamin D3 therapy Should help PREVENT OR CURE all the epidemics of disease and health issues that have been plaguing us since the 1980s when Doctors started warning us to stay out of the sun and always use sunscreen. This has created the huge epidemics we see today of Obesity, Autism, Asthma, and many others!The theory is simple-Vitamin D3 is a hormone that your skin makes when you sit in the sun, it is not a vitamin it was just mislabeled when it was discovered. When your Vitamin D3 levels are low, your body gets you to prepare for winter by overeating, slowing you down to conserve energy, and even making you depressed to keep you housebound. Interestingly it is this same drop in Vitamin D3 levels that signals a bear to start hibernating!If your body expects famine-like conditions caused by winter to be likely- it will conserve your critical resources for the future. This leads to what I call the Incomplete Repair Syndrome which in turn causes most of the diseases humans face other than spontaneous gene mutations that cause syndromes and diseases caused exclusively by aging. High D3 can be used to prevent or treat a huge number of diseases MS, asthma, 17 kinds of cancer, lupus, arthritis, heart disease, obesity, depression, Parkinsons+many more...This IS the better mousetrap! Most MD's get just a basic 4 years in Med School, then work to earn not learn. I've researched diseases and aging for 20+ years, with a 10 year stint where I spent 12 hrs/day everyday in the Northwestern Med School's library just reviewing clinical and scientific studies! .I've had 3 major papers published; the publishing journal has 5 Nobel Prizes between the editors. And described my papers as extremely exciting and of major importance
Totally Free Deals
Okabashi USA-made shoes, 25% off, free shipping over $45, ends 8/12
Added on : Tuesday August 06th 2013 08:00:03 AM
g: 1 Posted By: IOPSC
Views: 156 Replies: 0 Use code B2SCHOOL for 25% off at http://www.okabashi.com. Code says cannot be combined with other offers, but I still got the free shipping with order over $45 (no code required). These are great shoes! They are made in America and have a two-year warranty. Their construction makes them easy to clean, and they are extremely durable. I had a pair I've worn for five years, two as a culinary arts instructor - didn't have to worry about food spills ruining them! Great for beach wear, too - just rinse off the sand and go!
Shoes Deals
g: 0 Posted By: DaysFan
Views: 150 Replies: 0 Text
Claiborne Flat-Front Canvas Pants
http://www.jcpenney.com
Item # FC502-8350D $40.00 original $29.99 sale $10.01 savings
item total $29.99w/code: GRTDEAL
- $4.50
TOTAL: $25.49Claiborne canvas pants have the durability you expect and the lightweight comfort you dont, making them your new wardrobe essential for many years to come.
slim fit
zip front with button closure
flat front
slash front pockets
back button-through welt pockets
cotton
washable
imported
Stafford Wrinkle-Free Oxford Dress Shirt
$30 original $17.99 sale
TextOur Stafford wrinkle-free oxford dress shirt is a perennial classic that matches equally well with denim to dress trousers.
wrinkle-free performance
fused collar, cuffs and front placket stay crisp and neat right out of the dryer
single-needle tailoring looks as good as new after 10 washes
treated to resist shrinkage so seams won't pucker
button-down collar
reinforced cross-stitched buttons are extremely durable
back box pleat for ease of motion
cotton/polyester for comfort and durability
washable
imported
have it monogrammed!
more sizes: regular, athletic, big, extra tall

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JCPenney Coupons
Eucerin Professional Repair Lotion Sample
Added on : Friday August 02nd 2013 08:00:09 AM
g: 0 Posted By: SweetClover
Views: 48 Replies: 0 Get a Eucerin Professional Repair Lotion Sample. Comes in a single-use packet. Note: If by chance you do not see the form make sure that your pop-up blockers are turned off.If you previously signed up for this offer from this thread, it may not allow you to do so again, but people are reporting it goes through if you use a different email address. YMMV.
Free Samples Deals
g: 0 Posted By: uberjameson
Views: 34 Replies: 0 A new neighbor moved in next door approximately 18 months back. They are loud and obnoxious and have installed backyard speakers that they leave on at least 12 hours a day. The lots are about 8000 square feet with cement block walls that are 8 feet high dividing the properties. The music shakes my windows at times and makes it very hard to sit in my own house. I have contemplated moving but don't feel that I should be forced to move due to someone making my life so uncomfortable. The property values are between 1.5 and 2 million dollars. I have called the police department over 50 times and they come out and basically ask them to lower it and that's about it. After making some noise about the issue the lieteunant finally allowed me to file a noise complaint (415 disturbing the peace) I wrote up a summary of the events and filed it and never heard back from the police department. Apparently they say charges were never filed against my neighbor because the detectives did not see just cause. These are tract homes that were constructed in 2000 and I have lived here since new. My last neighbor was great and I never had any issues. The homeowners association refuses to get involved. Out of the 125 homes in this tract I am the only minority living here. I feel that discrimination in my city is extremely high and that is why no one is taking my concern seriously. I had a small get together in june for my sons graduation and we played a boombox in the backyard. Within 10 minutes of the music being on there were 4 police officers at my door. They issued me a citation for loud music. Its an administrative citation from the city. The same officer who issued the ticket was here 2 days prior at my neighbors house. Their music was much louder and could be heard from the street. I stood outside that day to hear what he was telling me neighbor and he basically gave him a warning and left. Why was I given a citation the first time and not even a warning? Why has my neighbor had them there 50 times and never gotten so much as a citation?This situation is causing a lot of emotional distress because we are unable to enjoy our home which we worked so hard to afford. I have read that playing loud annoying music in retaliation to someone elses loud music can sometimes get the other person to stop but I worry that I will be again issued a citation. Please HELP!
Question Deals
g: 3 Posted By: Butcherboy
Views: 254 Replies: 0 http://www.sears.com/shc/s/p_10153_12605_00604645000P
Use the folding table 5ft on smooth floors or on rough outdoorsy terrain; the surfaces are weather-ready, and the legs form a wide base that won't shift around. The top was purposely made wider so it can hold more. This means that you'll be able to load this piece of capable party furniture with beverages, food platters, punch bowls, seasonal decorations and anything else you can think of to create the perfect party spread. Now, everyone who attends your soiree can get all the refreshments and goodies they want with ease. Northwest Territory folding table 5ft incorporates a simple folding mechanism with support struts that keep each leg extremely stable
Don't worry about rust and wear; the steel frame includes a powder coating that protects it from the elements
A huge tabletop makes it easier to fit everything in one place, so go ahead and throw that potluck
The surfaces are stain resistant, so you can spend more time partying and less time cleaning
Create your own custom furniture set with the other great gear from Northwest Territories
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Sears Coupons
g: 0 Posted By: lovelybones
Views: 103 Replies: 0 LINKInstantly add 3 TB of storage space to your computer
Simple plug-and-play connectivity via USB cable
Power supply and USB 3.0 cable included
USB 3.0 interface for extremely fast data transfer speeds (USB 2.0 compatible)
Drive is automatically recognized by Windows; no software installation requiredInstantly Adds Storage Capacity
Digital photos, video and music files can tax your computer's storage, causing performance to decline as its internal hard drive fills to capacity. The Expansion External hard drive helps remedy this situation by enabling you to free up storage space on your computer's hard drive.The Expansion External hard drive comes in a range of capacities, from 500GB up to the 3TB model offering enough data storage for:Up to 3,000 hours of digital video
Up to 750 2-hour DVD movies
Up to 960,000 digital photos
Up to 49,980 hours of digital music
External Hard Drives Deals

Amazon Coupons
Neotech Soft Sax Harness Strap (regular) $19 + FS @ wwbw
Added on : Tuesday July 30th 2013 09:00:07 AM
g: 0 Posted By: tedhawkins
Views: 137 Replies: 1 Neotech Soft Sax Harness Strap (regular) $19 + FS @ WWBWhttp://www.wwbw.com/Neotech-Soft-Sax-Harness-Strap-367501-i11308...A harness that is not only functional but extremely comfortable! The revolutionary Soft Harness Strap from NEOTECH Available in regular or extra long.
Fits most saxes, designed for both men and women, extremely comfortable harness, easy to attach with spring hook, strong and durable.
Music Deals

Woodwind & Brasswind Coupons
g: 0 Posted By: walt99
Views: 85 Replies: 1 Need advice ASAP as my parents need to respond to the summons! Please refrain from personal attacks as this is extremely emotional for us.My elderly parents (mid-late-60's) are being sued in California state by a creditor for $10K credit card balance that they are delinquent on. The credit card was used for living expenses. The card is in my mother's name.My mother is a homemaker with ~$250/month income from SS
My father is unemployed after being laid off from his maintenance job and his unemployment runs out this month. His only income will then be ~$800/month from SS.Total income: ~$1050/month, rent $600/monthThey have no assets ($0 savings), no automobiles in their name, no house, or other assets. They will soon be relocating to live with me so that I can help them with living expenses.My understanding is that SS wages cannot be garnished. They have no need for credit. From what I've read, it seems like there wouldn't be any recourse. For this reason (only SS income and no assets), it doesn't seem beneficial for them to incur the costs of bankruptcy, especially considering they can't afford it. They can't afford a lawyer and they're both immigrants who speak little English. I am trying to help them as best as I can, but I am a recent college graduate who is trying to get my own post-grad affairs in order. I am also ~2000 miles away and so unable to help them in person thus am trying to do everything remotely.
What should they do? What is their best course of action? Should we contact the CC company and tell them there's nothing to go after and no income coming in? Should we respond to the summons and if so, how? Or should we simply ignore the notice and let it go into default?Thank you so much in advance for your advice!
Credit Deals
Gerber Vallotton Folding Knife $19.97 @ Basspro FS to store
Added on : Monday July 29th 2013 08:00:02 AM
g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 Gerber Vallotton Folding Knife $19.97 @ BassPro FS to storehttp://www.basspro.com/Gerber-Vallotton-Folding-Knife/product/13...Gerber partnered with F.A.S.T. developer Butch Vallotton to bring the Gerber Vallotton Folding Knife to the F.A.S.T. Series. The Vallotton combines an extremely lightweight, gun-checkered handle and the crisp simplicity of the F.A.S.T. Assisted Opening Technology with safety and lock release, all in a slim profile that clips securely in the pocket. Overall length: 6.4, blade length: 2.6", closed length: 3.8". Weight: 4 oz.
g: 0 Posted By: HPFanatic
Views: 14 Replies: 0 Today's e-mail special from Classic Firearms. Get a Waffen Werks AK-74 Semi-Auto Rifle W / Chrome Lined Barrel for $799 and for a limited time also get a Bonus AK Scope and Mount Package including a UTG AK Side Rail Mount and A Barska 3x9x40 Scope, and a free shooters package which consists of a new Bulldog brand Tactical Carry Case and 3 additional 30 round mags for a total of 4 mags.These are by far the nicest ones yet, and in our opinion the nicest AK-74's available in the country. These rifles are proudly built by Waffen Werks, one of the premiere rifle builders in the U.S. These high quality AK-74 rifles are built from all matching Bulgarian AK-74 parts sets. Rifles are built to exacting standards on a new U.S. made Waffen Werks receiver. Each rifle features a Brand New Chrome Lined , U.S. made barrel properly chambered for the 5.45x39 round. They have been extremely accurate. Rifle features a Tapco G-2 trigger set and a U.S. grip and is fully 922r compliant with all AK-74 mags regardless of country of origin. Rifles also incorporate a side rail for easy installation of scope rails or accessories. Waffen Werks AK-74 Semi-Auto Rifle with Scope and Shooters Package
Guns & Ammo Deals
g: 0 Posted By: Butcherboy
Views: 261 Replies: 1 http://mobile.dailysteals.com/Condition: NewPackaging: RetailWarranty: 1 YearBrand: ZooGue Product Features: Injection-molded for most accurate fit Access to all buttons and ports Durable non-slip material Case protects your phone against accidental falls Shock absorbent construction Stream-lined to reduce bulkiness Extremely slim profile showcases more of your device Elastomer non-slip grip insert Bump and scratch protection An essential accessory for your Galaxy S3/S4, iPhone 5, 4/4S Available in a wide variety of colors
Electronics Deals
Craftsman 255-pc. mechanic's tool set $179.99
Added on : Sunday July 21st 2013 03:00:03 PM
g: 0 Posted By: DaysFan
Views: 47 Replies: 0 Craftsman 255-pc. mechanic's tool set
$179.99 On Sale Now!
Text
Sears Item# 00935255000 | Model# 35255 Online Only. While Supplies Last! Buy selected Mechanics Tools and get a Figure 8 wrench for FREE! Offer ends Nothing is more frustrating than finding yourself without the proper tools right in the middle of a simple or complex vehicle maintenance project--but with the Craftsman 255 pc Mechanics Tool Set with Storage Chest, that will never happen again. The super strong tools include wrenches, a slew of sockets that are compatible with three quick release ratchets and 62 specialty tools. From simple tasks like battery replacement and tune-ups to pulling engines and brake replacements or other projects around the house, this set will never let you down.
With the 255 Pc Mechanics Tool Set, you'll never have to borrow tools from neighbors or friends; they'll be coming to you for help! And there's no worry about the tools breaking because they all come with a lifetime guarantee. If they ever break--which is extremely rare--your local Sears store will replace them, no questions asked--ever. You'll have to buy many cars in a lifetime, but these tools last forever.The Craftsman 255 pc Mechanics Tool Set with Storage Chest includes 1/4, 3/8 and 1/2 in. drives with 158 sockets, 3 quick-release ratchets and 4 extension bars, 28 wrenches up to 3/4-in. and 17 mm sizes and 62 specialty tools
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Sears Coupons
g: 3 Posted By: reset2k
Views: 251 Replies: 1 Probably one of the most highly rated full-size 9mm pistols around, I was searching a while for the best price on this gun and found this site with an extremely good special. Unfortunately I believe they only have 1 more in stock at this price (for now). Most other gun stores are selling this pistol for $600-$650+.LinkDescription:The XDM has a match grade barrel, minimal reset trigger, and melonite finish. Also featuring a loaded chamber indicator, USA trigger safety, grip safety and striker status indicator.Springfield XDM9201HCSP Specifications: Type : Pistol
Action : Double Action Only
Caliber : 9mm
Barrel Length : 4 1/2"
Capacity : 19 + 1
Safety : Grip
Grips : Black Polymer
Sights : 3-Dot Fixed
Weight : 32 oz
Finish : BlackX-TREME DUTY XD(M) 9MM XD(M) GEAR SYSTEM
SA. Lightweight, ultra high-impact polymer frame. USA trigger safety. Firing pin safety. Grip safety. Loaded chamber indicator. Striker status indicator. Forged, heat-treated steel slide. Deep front/rear slide serrations. Dovetail front/rear sights. Precision match-grade barrel. Ergonomic grip contours. Rugged Melonite finish. XD(M) trigger w/minimal reset. Easy-to-reach grippedmag release. Interchangeable backstraps. Tripleposition Picatinney rail allows adjustment to the shooter's hand position. XDM Gear System includes: XD Gear belt holster, double magazine pouch, magazine loader, 2 magazines, 3 interchangable backstraps & cable lock." "0213469
Guns & Ammo Deals
Bank abusing customers and breaching arbitrator's rules?
Added on : Thursday July 18th 2013 07:00:06 PM
g: 1 Posted By: emcdemc
Views: 108 Replies: 0 Hi All,I have posted on and off over the years. I have been dealing with something recently that I thought you all would find interesting:In Citibank's non-negotiated consumer agreements (i.e. checking accounts, overdraft accounts, etc.) there is a mandatory arbitration clause. That clause names AAA and JAMS as the consumer's choices for arbitrator. AAA and JAMS consumer due process rules are binding on the drafting institution. Failure to abide by those rules renders AAA and/or JAMS unable to arbitrate the matter.AAA and JAMS rules grant the consumer a right to small claims that cannot be precluded. Preclusion of said rights should result in a denial of jurisdiction.Specifically, AAA and JAMS impose the following rules on anyone that seeks to use them for dispute resolution in consumer cases:AAA Consumer Due Process Protocol, Principle 5: Consumer ADR Agreements should make it clear that all parties retain the right to seek relief in a small claims court for disputes or claims within the scope of its jurisdiction.;AAA Review of Consumer Cases, Page 1: If the AAA has determined that the arbitration clause does not comply with the standards contained in the Protocol, and the business does not comply, the AAA will not handle your claim. However, you may pursue whatever other remedies you choose in another forum;JAMS Policy on Consumer Arbitrations Pursuant to Pre-Dispute Clauses Minimum Standards of Procedural Fairness (1B): JAMS will administer arbitrations pursuant to mandatory pre-dispute arbitration clauses between companies and consumers only if the contract arbitration clause and specified applicable rules comply with the following minimum standards of fairness. These minimum standards for arbitration procedures are: 1. The arbitration agreement must be reciprocally binding on all parties such that: A) if a consumer is required to arbitrate his or her claims or all claims of a certain type, the company is so bound; and, B) no party shall be precluded from seeking remedies in small claims court for disputes or claims within the scope of its jurisdiction. [Emphasis added]I filed a small claim against Citibank. I live in Arizona. In Arizona, if you motion a small claim to a higher court, it is automatically granted. Well Citibank not only motioned the claim to a higher court, it simultaneously motioned to compel arbitration. I replied by pointing out the above arbitrator rules. Nonetheless, the court granted Citibank's motion to compel arbitration. (I later hired an attorney and he has mentioned that the courts are extremely biased towards arbitration - and towards not making tough decisions).Anyways, Citibank effectively precluded my right to small claims.Here is what the contract says, in the section entitled "DISPUTES EXCLUDED FROM ARBITRATION":
"Disputes filed by you or by us individually in a small claims court are not subject to arbitration, so long as the disputes remain in such court and advance only an individual (non-class, non-representive) claim for relief."So, really, when you get down to it, the court was right in interpreting that clause as it did. The claim was no longer in small claims and therefore it did not have to be excluded from arbitration. Fine. Stupid technicality.The problem is that this limited view fails to take into account the rules of AAA and JAMS. AAA and JAMS both should, when presented with this information, reject arbitration. AAA and JAMS should determine that the aforementioned clause as drafted does not grant the consumer a right to small claims court - as my experience clearly demonstrates.One would assume that if AAA and JAMS agree with me (and I have a hard time seeing them completely ignore their own rules), then a great many if not all of Citibank's consumer agreements have arbitrators named that cannot arbitrate these disputes.Finally, the arbitration provision includes the following clause:
If any portion of this arbitration provision is deemed invalid or unenforceable, the entire arbitration provision shall not remain in force."Thus the entire arbitration provision should be struck from the agreement.Opinions? Thoughts? Advice?
Discussion Deals
LINK$54.95 ShippedAvailable in Black, Red or Gray.
Aux input for none Apple products.
30W RMS
Has plastic remote for vol/next etc.
Sounds great, and you can crank it without distortion.
Great use for old ipods/iphones to stream Pandora etc., or play mp3's
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iPod/iPhone playback (30-pin dock)
AUX-in (stereo mini jack)
15W x 2 digital amplifier with extremely low noise and distortion
High performance 3 1/4" full-range cone speaker
Bass reflex port for enhanced bass response
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AUX-In for More Sound ChoicesSmart Control
Auto power on/off
Compact, handy remote with iPod-like control
Previous Volume Memory
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Easily transportable around the house, requires 15-volt plug-in for use
Previous Volume Memory and Volume Level Monitoring
World Wide Stereo Coupons
The first 10 people to reserve a hotel room through MoneyShow for the Marriott Marquis will get their 2nd night FREE! Call 800/970-4355 to register and claim your free night...be sure to mention priority code 032375.
We don't want you to miss the opportunity to win your second night free* at the Marriott Marquis during The MoneyShow San Francisco, August 15-17, 2013. This special deal is limited to the first 10 people who call 800-970-4355 to register and book at MoneyShow's exclusive discounted rates by 5:30 PM EDT, July 22. Inventory is extremely limited, so call now and mention priority code 032375!All the convenience of staying in the same hotel as The MoneyShowno traffic to fight... no parking headaches... just an elevator ride away from all The MoneyShow sessionsat a fraction of the cost! Call today to maximize your valuable time at the Show. Reservations are on a first-come, first-served basis, and only the first 10 who call and reserve will receive one free night*, so don't delay: call and reserve your room today! Call 800/970-4355 to register and mention priority code 032375 when booking your room.*This special offer is limited to one free night per family and only valid on available nights during The MoneyShow San Francisco 2013. Offer is not valid on existing reservations and is only applicable to the first ten (10) new reservations booked through MoneyShow between July 15-22, 2013.
Marriott Marquis
780 Mission Street
San Francisco, CA 94103Discover a beautiful downtown San Francisco hotel rising 39 stories high into the city skyline at the fabulous San Francisco Marriott Marquis. Just south of Market Street, this San Francisco convention center hotel is situated across the street from the Moscone Center and steps away from the city's top attractions, including the historic cable cars and world-class shopping on Union Square and Westfield's San Francisco Center.Take advantage of discounted pricing today!
Only the first 10 callers will get their second night free*. Inventory is limited, and reservations are on a first-come, first-served basis, so call now! The deadline to lock in this discounted rate is July 22, 2013.Our room block will fill up quickly, so don't delay! Call today: 800/970-4355 and mention priority code 032375.

San Francisco Marriott Marquis:
$209* single/double*15.5% tax + .25 cents added to room rates. Deposit of one night's room and tax via credit card required upon reservation. Cancellations must be received 72 hours prior to arrival for full refund.NOTICE: You are receiving this e-mail because you provided us with your e-mail address and expressed interest in receiving updates about other events designed for the investing community by MoneyShow.
This email was sent by: MoneyShow
1258 N. Palm Avenue Sarasota, FL, 34236, USA
Marriott Hotels and Resorts Coupons
Marriott Marquis downtown SF B1G1 Aug.15 only (must book quick!)
Added on : Monday July 15th 2013 01:00:03 PM
The first 10 people to reserve a hotel room through MoneyShow for the Marriott Marquis will get their 2nd night FREE! Call 800/970-4355 to register and claim your free night...be sure to mention priority code 032375.
We don't want you to miss the opportunity to win your second night free* at the Marriott Marquis during The MoneyShow San Francisco, August 15-17, 2013. This special deal is limited to the first 10 people who call 800-970-4355 to register and book at MoneyShow's exclusive discounted rates by 5:30 PM EDT, July 22. Inventory is extremely limited, so call now and mention priority code 032375!All the convenience of staying in the same hotel as The MoneyShowno traffic to fight... no parking headaches... just an elevator ride away from all The MoneyShow sessionsat a fraction of the cost! Call today to maximize your valuable time at the Show. Reservations are on a first-come, first-served basis, and only the first 10 who call and reserve will receive one free night*, so don't delay: call and reserve your room today! Call 800/970-4355 to register and mention priority code 032375 when booking your room.*This special offer is limited to one free night per family and only valid on available nights during The MoneyShow San Francisco 2013. Offer is not valid on existing reservations and is only applicable to the first ten (10) new reservations booked through MoneyShow between July 15-22, 2013.
Marriott Marquis
780 Mission Street
San Francisco, CA 94103Discover a beautiful downtown San Francisco hotel rising 39 stories high into the city skyline at the fabulous San Francisco Marriott Marquis. Just south of Market Street, this San Francisco convention center hotel is situated across the street from the Moscone Center and steps away from the city's top attractions, including the historic cable cars and world-class shopping on Union Square and Westfield's San Francisco Center.Take advantage of discounted pricing today!
Only the first 10 callers will get their second night free*. Inventory is limited, and reservations are on a first-come, first-served basis, so call now! The deadline to lock in this discounted rate is July 22, 2013.Our room block will fill up quickly, so don't delay! Call today: 800/970-4355 and mention priority code 032375.

San Francisco Marriott Marquis:
$209* single/double*15.5% tax + .25 cents added to room rates. Deposit of one night's room and tax via credit card required upon reservation. Cancellations must be received 72 hours prior to arrival for full refund.NOTICE: You are receiving this e-mail because you provided us with your e-mail address and expressed interest in receiving updates about other events designed for the investing community by MoneyShow.
This email was sent by: MoneyShow
1258 N. Palm Avenue Sarasota, FL, 34236, USA
Marriott Hotels and Resorts Coupons
Leef Fuse 32GB High-speed USB Flash Drive for $14
Added on : Monday July 15th 2013 02:00:04 AM
Leef Fuse 32GB High-speed USB Flash Drive for $14Free shipping for Prime members.http://www.amazon.com/Leef-High-speed-Magnet-PrimeGrade-Charcoal...With Magnet Cap and PrimeGrade Memory (Charcoal/Black)
PrimeGrade high-capacity USB flash drive - provides peace of mind knowing your important files are protected with high-quality memory
Extremely small design - allows you to leave the drive plugged into your laptop wherever you go
No annoying software - it simply works without having to manage software applications to back up your important files
Windows & Mac Support - plug and play with your PC laptop or Macbook computer
Waterproof and dust proof
Amazon Coupons
GUNS UTAS dual feed 14rd pump action shotgun $1000 plus shipping
Added on : Wednesday July 10th 2013 04:00:05 PM
$1000Extremely highly rated shotgun capable of select fire for ammo in two separate chambers."The UTS-15 tactical shotgun is a 12 ga. pump action shotgun with two 7-round alternately feeding or selectable magazine tubes, that measuring 28.3 in overall length with a 18.5 barrel chambers for 2 3/4 and 3 magnum ammunition. Constructed primarily of fiber reinforced injection molded polymer the UTS-15 weighs only 6.9 lbs, for quick pointing and easy handling. The top mounted picatinny rail allows for the mounting of a wide variety of both iron and optical sights, which coupled with Beretta style barrel threading for choke tubes allows the UTS-15 to adapt to any situation."
GUNS UTAS dual feed 14rd semi-auto shotgun $1000 plus shipping
Added on : Wednesday July 10th 2013 02:00:02 PM
$1000Extremely highly rated shotgun capable of select fire for ammo in two separate chambers."The UTS-15 tactical shotgun is a 12 ga. pump action shotgun with two 7-round alternately feeding or selectable magazine tubes, that measuring 28.3 in overall length with a 18.5 barrel chambers for 2 3/4 and 3 magnum ammunition. Constructed primarily of fiber reinforced injection molded polymer the UTS-15 weighs only 6.9 lbs, for quick pointing and easy handling. The top mounted picatinny rail allows for the mounting of a wide variety of both iron and optical sights, which coupled with Beretta style barrel threading for choke tubes allows the UTS-15 to adapt to any situation."
Exterior Shutters discounted at Lowes, $8.75/pair and up YMMV
Added on : Tuesday July 09th 2013 05:00:04 PM
STOLE THIS FROM ANOTHER SITE & POSTERLowes has exterior shutters going for an extremely discounted price. I picked up my size, 39", for $8.75 a pair. A friend made me aware of this after purchasing his at a Lowes 20 min from the one right near me. My closest Lowes had the exact same pair for $35. So good luck finding some!
http://www.lowes.com/pd_233091-42174-LR59BL_4294775786
Lowe's Coupons
link
Description Item # SPM6989322913 Model # 837162
1X Snap-on Leather Case compatible with Apple iPhone 5, Brown Version 2; This snap-on case for Apple iPhone 5 will protect your cell phone against dust and scratches; Extremely tough, durable case molds perfectly to your iPhones shape without compromising usability.; Snap-on case adds a splash of color and delivers instant, all-around protection; Provides easy access to all functions without removing the case.; Color: Brown Version 2; Material: Synthetic Leather; Accessory ONLY, phone not included. Apple does not endorse use of these products.. Apple,iPhone,iPad,iPodare registered trademarks of Apple, Inc. Apple does not endorse use of these products.
Compatible With Apple: iPhone 5
Sears Coupons
*Super Smash Bro Pre-Order (Nintendo 3DS)
*$34.99 + Free Shipping
*Promo Code: EMCXNXL95
*Release Date: 12/31/13Like previous games in the series, Super Smash Bros. is a competitive fighting game in which up to four players from various Nintendo games fight against each other. Players use a variety of attacks to damage their opponent, increasing their damage percentage which makes them easier to knock out of the playing field. Smash Balls, first introduced in Super Smash Bros. Brawl, make a return, allowing whoever obtains them to perform extremely powerful attacks.Along with returning characters including Mario, Bowser, Link, Fox McCloud, Kirby, Pikachu, Donkey Kong, Samus Aran, and Pit, three new characters have been introduced: the Villager from the Animal Crossing series and Mega Man from Capcom's eponymous series were shown in the promotional trailer while the Wii Fit Trainer was later displayed on the convention floor. The game is presented in high-definition visuals on Wii U and cel-shaded visuals on the Nintendo 3DS. Both versions of Super Smash Bros. will contain the same number of playable characters, but feature exclusive stages. The Nintendo 3DS version will include more stages based on Nintendo's handheld video games, while the Wii U version will have more stages designed after their home console releasesThe Legend of Zelda: A Link Between Worlds Pre-Order(Nintendo 3DS)
*$34.99 + Free Shipping
*Promo Code: EMCXNXL94
*Release Date: 12/31/13This new Zelda title, dubbed Legend of Zelda 3DS, is set in the world of the SNES classic, A Link to the Past but isn't a direct sequel. It finds Link with the new magical ability to flatten himself and turn into a drawing on the wall, giving developers a whole new dungeon mechanic to play with. The game will also feature multi-level dungeons which should look incredible using the Nintendo handheld's 3D capabilities. The graphics and art style look absolutely beautiful as well. Of course, that's pretty much expected from a Zelda title -or any of Nintendo's first party titles for that matter.Low Price Guarantee
Newegg will monitor your purchase for any price decreases and will honor the final Sales Order price of the item if it is lower than the price at pre-order. Newegg will not honor any other lower amount before that time.
Newegg Coupons
Instantly add 3 TB of storage space to your computer
Simple plug-and-play connectivity via USB cable
Power supply and USB 3.0 cable included
USB 3.0 interface for extremely fast data transfer speeds (USB 2.0 compatible)
Drive is automatically recognized by Windows; no software installation required
 Link
Apple's App Store is Celebrating 5 years and many apps are now FREE for the 1st time.Forex On The Go Premium | $59.99 → FREE
https://itunes.apple.com/US/app/id293932156?mt=8New features include:
✔ Multitasking support
✔ Customizable symbol selection
✔ Load optimization, and much more...
★★★★★★★★★★★★★★★★★★★★★★★*** This app is intended for trading professionals only. Forex On The Go Premium offers an ad-free interface and includes priority support. We recommend that before purchasing the Premium app that you download and try out the free Forex On The Go Lite app.Forex On The Go is the number 1 listed Forex application and the only application which allows full functionality MT4 trading through a sleek mobile optimized interface.This application also provides the most popular and robust mobile Forex tools for the iPhone and without requiring that you signup or create any account. Simply download the app, and you have instant access to the markets!Standard Features Include:
- Real-time interactive currency charts
- Real-time market price overview
- Fibonacci Retracement Calculator
- Pivot Point Calculator
- Profit CalculatorIn addition to the no-signup-needed Standard features, our application provides access to the most advanced mobile MT4 trading system available. Unlike other cumbersome and slow solutions, with Forex On The Go you can monitor and place live trades on your MT4 account quickly and easily through our beautiful mobile interface designed specifically for the iPhone.MT4 Trading Features Include:
- Trading from a real-time live tick chart
- Use all symbols supported by your broker
- Place Buy and Sell orders
- Place Pending orders
- Set Stop-Loss and Take-Profit
- Close and Modify Existing Orders
- View Real Time Profit/Loss of Live Trades
- View Past history
- And more...Our MT4 Trading functionality is a premium feature which is available absolutely free by creating a new Forex trading account (or by transferring an existing account) to one of our associated brokers. The MT4 trading functionality is alternatively available by paying a monthly subscription fee, and is compatible with nearly all MT4 broker accounts.Free Demo Accounts:
Download this app now, and you can get a free and instant demo account to try out the MT4 trading features first hand.Disclaimer:

Trading Forex can be extremely risky, by use and/or download of this software you acknowledge that you have fully read and understand our End User License Agreement and Risk Disclosure available at www.ForexOnTheGo.com, and that you agree to the terms set forth therein. FDM (broker) and Forex On The Go may be compensated for their services through the spread between the bid/ask prices. MT4 is a product of MetaQuotes Software Corp.
iTunes Coupons
Pampers Extra night Protection Size 4 $30 for 2 cases (80 count each case) = $0.18 each @ ToysRus/babiesRus Free SR shipping or pick up in store
ToysRus/BabiesRus currently has a sale for $30 for 2 cases of diapers:
2 for $30 on all Pampers Mega Packs of Diapers (28-84 ct) & Easy-Ups Training Pants (40-44 ct) For the Pampers Extra Protection Nighttime Diapers Super Pack Size 4 - 80 Count - this means its $30 for 160ct and that comes to $0.188 each diaper....this is cheaper than Amazon Mom subscribe and Save... The price for Amazon Mom Subscribe and Save is $19.95 per box, here at the ToysRus/BabiesRus sale it is $15 a box. For the extra protection, this is a great price. But do note that the review for this diaper is either extremely good or extremely bad...this maybe hit or miss depending on your baby..http://www.toysrus.com/product/index.jsp?productId=15333166&prom...Must buy 2 boxes to get the deal; shipping is free with Shop Runner or choose free pick up in storesale also includes:
Pampers Extra Protection Nighttime Diapers Super Pack Size 5 - 72 Ct
again..must buy 2 boxes to get the dealhttp://www.toysrus.com/product/index.jsp?productId=13349863&prom...ag1668 op
Walker Edison Multi-Level Component Stand, BlackPrice dropped only by $10, but I've been wanting this one. It's out of stock, but you can still order.
The extremely versatile A/V component stand allows you to customize your unit to meet your exact needs. Shelves may be interchanged or left off all together to offer you heights ranging from 3" to 35". Crafted with durable steel tubing and thick tempered safety glass, this stand provides ample space for AV components while maintaining a distinct look.Features:Stylish, modern design
Top shelf is 8 mm thick with weight capacity of 250 lbs
Lower shelves are 6 mm thick with weight capacity of 75 lbs. each
Interchangeable shelf spacing of approximately 5, 7, 8 and 9 inches
Any number of shelves may be excluded, offering multiple stand heights
Ample storage space for A/V components
Ships ready-to-assemble with necessary hardware and tools
up to 50% off items in Maker's Mark Giftshop online
Added on : Tuesday July 02nd 2013 11:00:04 AM
Dozens of Maker's Mark items now reduced up to 50% off regular price during our Summer Clearance Sale. Hurry, quantities on most items are extremely limited! Shipping of $8.50 could kill the deal depending on what you order.Link
Walker Edison Everest Multilevel Component Stand at Amazon $115
Added on : Tuesday July 02nd 2013 10:00:05 AM
Walker Edison Multi-Level Component Stand, BlackPrice dropped only by $10, but I've been wanting this one. It's out of stock, but you can still order.
The extremely versatile A/V component stand allows you to customize your unit to meet your exact needs. Shelves may be interchanged or left off all together to offer you heights ranging from 3" to 35". Crafted with durable steel tubing and thick tempered safety glass, this stand provides ample space for AV components while maintaining a distinct look.Features:Stylish, modern design
Top shelf is 8 mm thick with weight capacity of 250 lbs
Lower shelves are 6 mm thick with weight capacity of 75 lbs. each
Interchangeable shelf spacing of approximately 5, 7, 8 and 9 inches
Any number of shelves may be excluded, offering multiple stand heights
Ample storage space for A/V components
Ships ready-to-assemble with necessary hardware and tools
http://www.kygunco.com/taurus-model-22-tip-up-barrel-22-lr-pisto...Ultra light and extremely compact, Taurus small frame semi-automatic pistols offer security and reliability you can count on. In .22 LR, this pistol feature a blowback action and tip-up barrel for safety and convenience during loading and chambering the first round. Each model utilizes low profile fixed sights and is made in the USA. SKU#: TRS-1-220031B  Thanks Mark
http://www.leawo.com/promotion/new-products/blu-ray-player.htmlThe best reviewed Blu-ray playing software for Windows 8 OS PC in the world. Provides extremely superb experience for Blu-ray, DVD and HD movie playback with full Blu-ray and HD movie playback navigation.
Play back Blu-ray, DVD and video content smoothly, up to 1080P HD movie playback supported;
Life-long free DVD player and video player to play DVD, common video and HD video for totally free;
Adjust subtitles and audio tracks for better movie experience at will;
Support full-screen playback for better visual effect;
Full menu for playback control to enjoy video, DVD and Blu-ray friendlier;
100% compatible with Windows 8 OS supported
YMMV: Organic Cereal Clearance @ BM Walmart - DAYTON, OH
Added on : Sunday June 23rd 2013 03:00:05 PM
This is extremely store-specific. I was in the Super WalMart close to the DAY airport and found a huge rack of Kashi cereal, Nature's Path cereal, Golden flaxmeal (19 oz), etc. all $2 ea. If I was at home, I'd sure clean the whole rack.
YMMV: Organic Cereal Clearance @ BM Walmart - Lima, OH
Added on : Sunday June 23rd 2013 01:00:10 PM
This is extremely store-specific. I was in the Super WalMart close to the Lima, OH airport and found a huge rack of Kashi cereal, Nature's Path cereal, Golden flaxmeal (19 oz), etc. all $2 ea. If I was at home, I'd sure clean the whole rack.
Organic Virgin Argan Oil First Cold-Pressed 4oz by EMllPOWER (50% OFF with code)$16.25 FS http://www.amazon.com/Organic-Virgin-Argan-Cold-Pressed-EMllPOWE...Enter code 6UY246O6 at checkoutArgan oil is extremely rare and is found only in a small region in Morocco. This 100% pure unadulterated cold pressed nourishing oil can be used to treat wrinkles, aging skin, dry skin, dry hair, dry scalp, dry cracked feet, nails & cuticles. Argan oil is exceptionally rich in natural vitamin E, phenols, carotenes, squalene & essential fatty acids for deep penetrating moisture. *Use as a moisturizing treatment for face and body. *Use as a treatment for wrinkles and dry aging skin. *Use as a hair and scalp treatment for dry itchy scalp and dry hair. What does First Cold-Pressed mean? When Argan oil has been cold-pressed, it means it was not heated over a certain temperature. It means it was pressed at temperatures below 60 degrees; this allows the oil to retain more nutrients and undergo less degradation. First press means that the Argan oil was made from the first pressing of the Argan nuts and not from second or third pressings like some Argan oils are made. Our Argan oil is made from the first press and it is cold-pressed, meaning you're getting the highest quality, 100% pure Argan oil. Ingredients: Organic Virgin Argan Oil First Cold-Pressed .
Amazon Coupons
MAGMA Cabo Gas Grill $119.99 + Free shipping @ westmarine
Added on : Saturday June 22nd 2013 07:00:03 PM
MAGMA Cabo Gas Grill $119.99 + Free shipping @ WestMarinehttp://www.westmarine.com/webapp/wcs/stores/servlet/Product1_111...Extremely versatile to suit your needsWith a large, domed lid with a stay-cool plastic handle lets you grill, roast or even bake foods. And with 162 sq.in. of cooking area, the Cabo is large enough to cook up enough to feed the whole crew. One of the great things about the Cabo is that its not just for use on your boat. Its fold-away tabletop legs are great for use on your deck or patio as well. And its safe to use, too. A swiveling control valve/regulator allows quick, safe fuel canister exchanges. The Cabos easily regulated 11,200 But heat output gives you complete heat control so your meals come out just right. The Cabo uses standard 1lb. propane canisters or adapts to on-board LPG or CNG systems.
Designed and built for years of onboard service
No one wants to cook a meal on a nasty rusted, corroded old grill. And with the Cabos double-lined, 18-9 mirror-polished stainless steel construction, you wont have to! This 9" x 18" LP gas grill will withstand season after season of on-deck use.
Additional accessories expand the Cabos functions
Optional serving shelf with cutting board easily attaches for bonus serving space and instantly detaches for easy cleanup. West Marine also sells multiple mounting options, as well as a variety of grill covers to keep your Magma grill protected over the long haul. Form Factor: Rectangular
Burners: Stainless steel
Heat Output: 11,200BTU
Cooking Area: 162 sq.in.
Case/Kettle Material: Double-lined 18-9 mirror-polished stainless steel
Temperature Controls: Variable gas control valve
Overall Size: 22-1/2"W x 10"H x 11-1/2"D
Warranty: One year
West Marine Coupons
As a Fatwallet member I rarely post a no-name item sold on eBay. However, on a lark I decided to buy one of these Jameson acoustic electric guitars and I have been shocked at the quality and finish which the guitar I received has. It is, frankly, quite a beautiful guitar but more to the point it plays extremely well considering it is under $100, has a usually high-expense cutaway body and is equipped with a passive electric pickup with a standard 1/4 " jack and basic built-in controls.
The "Natural" model is $89.99 FS and is the real 'hot deal' at that price. The other colors are all $10 more. I bought a natural and I swear that in the two months I've had it I still marvel at how nicely designed and finished it is. Undoubtedly it is Chinese-built, but the frets are even, they don't snag on the edge or do any of the myriad of things which cheap-o guitars tend to do.Now for the seller's bit: Play It Acoustically or Plugged In

We are impressed with the quality of these full size guitars and know you will be too! Look at these amazing features:
41" Full Scale Thinline Body with Cutaway
3" Body Thickness
Rosewood Fingerboard
Spruce Top
Nato Body
Steel Strings
Solid Neck with Diecsat Tuners
Built-in Pickup with EQ
High Gloss Finish
Includes Gig Bag Case & Guitar PicksLINK
Allen Edmonds shoes tent sale (very good deals) ends 6/23
Added on : Monday June 17th 2013 03:00:03 AM
Link to salehttp://content.allenedmonds.com/pdf/AllenEdmonds_TentSale_Mailer...This is nationwide. Ordered 2 pairs via phone, no tax or shipping to NJ. Free returns. I've been searching for about 7 months now for a good deal, these are the cheapest prices I've seen in that time by a good margin. They do have several pairs that are not advertised on flyer, i would suggest you ask while next to an internet connection.Incase you are unaware of the Allen Edmonds
reputation and build quality, it is actually one of the most cost effective shoes money can buy. I'm not an expert by any means, but I have done a lot of research and asked the opinions of a few 80 yr old shoe repair shop owners. Allen Edmonds
is known to the entry level shoe that is built to a standard of much more expensive shoes. The 360 degree welt construction is something in particular to look for, but I'd be willing to bet any shoe with their name on it is going to be very high quality. The reason they are the best value in shoes in my opinion is because between the very high quality of the materials, and the fact that much of the shoe can be repaired and replaced, means you will have them for a very long time. While I'm not sure on the specifics, a quick google search will tell you popular brands like johnston and murphy, and cole haan, are essentially laughable in comparison to material and construction quality.I must confess, I am a complete cheapskate, and that is the reason I'm buying these. The fact that they look good and are comfortable is just a bonus. For the last 20 years I've been buying name brand dress shoes at ross for $30-$40, and I have come to the conclusion these Allen Edmonds
will last more than 5x longer than the cheaper shoes I've been buying. They just make sense from every angle.I ordered 2 pairs, the delray, which is not listed on the flyer. I bought them in black and brown. If you do a quick comparison search, you will see they retail most places for $345 a pair. I paid a grand total of $258 for both pairs. $129 each, no tax, no shipping. Amazing price.One caveat I can't stress enough, know your shoe size, length and width. I actually went to Nordstrom to try some on to make sure I had it right. I tried on several in my size (10.5) that were totally unwearable because they had the wrong width, it is nothing like tennis shoes where one size fits all and all you need is your length. If you get the width wrong you will be extremely unhappy.Disclaimer, please disregard spelling mistakes, made this post from my phone because i was excited to let fatwallet know after I got such a good deal!
Allen Edmonds Coupons
Allen Edmonds tent sale (very good deals) ends 6/23
Added on : Sunday June 16th 2013 02:00:02 PM
Link to salehttp://content.allenedmonds.com/pdf/AllenEdmonds_TentSale_Mailer...This is nationwide. Ordered 2 pairs via phone, no tax or shipping to NJ. Free returns. I've been searching for about 7 months now for a good deal, these are the cheapest prices I've seen in that time by a good margin. They do have several pairs that are not advertised on flyer, i would suggest you ask while next to an internet connection.Incase you are unaware of the Allen Edmonds
reputation and build quality, it is actually one of the most cost effective shoes money can buy. I'm not an expert by any means, but I have done a lot of research and asked the opinions of a few 80 yr old shoe repair shop owners. Allen Edmonds
is known to the entry level shoe that is built to a standard of much more expensive shoes. The 360 degree welt construction is something in particular to look for, but I'd be willing to bet any shoe with their name on it is going to be very high quality. The reason they are the best value in shoes in my opinion is because between the very high quality of the materials, and the fact that much of the shoe can be repaired and replaced, means you will have them for a very long time. While I'm not sure on the specifics, a quick google search will tell you popular brands like johnston and murphy, and cole haan, are essentially laughable in comparison to material and construction quality.I ordered 2 pairs, the delray, which is not listed on the flyer. I bought them in black and brown. If you do a quick comparison search, you will see they retail most places for $345 a pair. I paid a grand total of $258 for both pairs. $129 each, no tax, no shipping. Amazing price.One caveat I can't stress enough, know your shoe size, length and width. I actually went to Nordstrom to try some on to make sure I had it right. I tried on several in my size (10.5) that were totally unwearable because they had the wrong width, it is nothing like tennis shoes where one size fits all and all you need is your length. If you get the width wrong you will be extremely unhappy.Disclaimer, please disregard spelling mistakes, made this post from my phone because i was excited to let fatwallet know after I got such a good deal!
Allen Edmonds Coupons
http://www.classicfirearms.com/cz9999compCustomer ReviewsFantastic pistol Review by Eric on 5/31/13
A great deal. Fantastic pistol, very well built and extremely accurate. Bought 2 of them.
Classic Firearms is the best online dealer I have ever used. Buy one NOW !!! Review by Snakeyes on 5/12/13
Shot 1st 100 rounds thru today. Can't recommend it enough. this guy is awesome. Feels like i had a trigger job done on it straight from the factory, light smooth crisp break. highly accurate out of the box. put 5 rounds thru the same hole out of the gate. best gun for the money ive ever bought Quick Comments Review by Colin on 5/5/13
Compares favorably to my 20 year old Sig 220 (.45). Finish work on the slide is good enough but not perfect. But then at this price I'm looking for something to use, not collect. Not sure what differentaites this pistol from other production runs but I got a serial# under 100, pistol manufactured 12/2012. I have read about this pistol being a Sig 229 clone and not having one of those I can't comment, but it feels as good in my hand as the Sig 220. Shipping with a 2nd Mag is nice also! I'm not a big gun guy but I spent enough time at cops and robbers that I know (maybe) the difference between crap and a carry weapon (ditched a Glock and bought the Sig). Don't have rounds through it yet but impressed by construction.
Would not be writing this before they sell out but wife says only one more gun this spring and it is either a Kimber 1911 or another one of these, and as she did not ask about the price, the Kimber be calling rather than 2 more or so of these.
I'm happy with what I know and don't know at this point. Big pistol, not a compact. Hopefully there will be a side by side pic of My 220 and the 999 up soon. great gun!!!!! cant recommend enough Review by jp on 4/30/13
have the ez 9 which is basic same gun, have shot 1000s rounds -no jams ( had one issue with reloads) absolutely no regrets with mine, would give 6 stars if I could! this is an honest unsolisited opinion.
Thanks Mark
http://www.ebay.com/itm/Nikon-D5100-Digital-DSLR-Camera-18-55-3-...
Nikon D5100 Digital DSLR Camera + 18-55 + 3 Lens + 16GB + Case
BRAND NEW USA
FREE Standard Shipping
$569.99Product Information
Let your creativity get better with the Nikon D5100 DSLR Kit that comes with a DX lens. The High Dynamic Range of this camera with lens lets you shoot extreme contrasts with stunning clarity by combining two exposures to give you a wider dynamic range. With a three-inch 921,000-dot Vari-angle LCD, you can capture shots from any angle and even view playback in rich detail on the Nikon D5100 DSLR Kit. This Digital SLR features an Effects mode that gives you a variety of special effects like Night Vision, High/Low Key, Miniature Effect, and Color Sketch for shooting your very own full HD D-Movie. Exceptional sound-recording and auto-focus flaunted by the Nikon D5100 DSLR Kit only make your movie better. The built-in DX-format CMOS sensor (with a wide ISO range) and EXPEED 2 engine let you use this camera with lens to capture moving objects with utmost clarity and minimal noise even in low-light conditions. All these great features of this Digital SLR are complemented by the AF-S DX 18-55mm lens (five groups with seven elements) that gives you exceptional angles of view, sharp images, auto-focus, and much more.Product Features 16.2 megapixel DX-format CMOS image sensor
Delivers lifelike images with vivid colors, reduced noise and smooth tonal gradations.
High ISO (100-6400) light sensitivity - manually extendable up to 25600 using the Hi2 setting
Enables faster shutter speeds for finely detailed images with minimal noise when you shoot fast-moving subjects or take pictures in low light. Features an Auto ISO setting.
EXPEED 2 image processing engine
Optimizes the camera's technologies for superior performance and maximum image quality.
7.5 cm (3-in.), 921k-dot vari-angle LCD monitor with wide viewing angle
Lets you capture unique shots from any angle. Boasts a side opening mechanism that makes it easy to shoot self-portraits or use a tripod.
D-Movie - full HD (1080p) movie clips
A dedicated movie-record button right next to the shutter-release makes it easy to keep the camera steady when you switch between recording stills and movies. AF-F mode keeps everything in focus, and the camera's vari-angle monitor and Special Effects mode enable unique shots. The camera supports use of an external microphone and offers 30p, 25p and 24p frame rates.
Live View with Scene Auto Selector
Makes it easy to compose images using the vari-angle LCD monitor. Scene Auto Selector will select the best mode for the scene and subject you want to capture. Boasts easily selectable AF modes, including Face Priority AF that detects and tracks faces within the frame.
Razor-sharp 11-point AutoFocus system
Offers fast and precise autofocus coverage across the frame. Four AF-area modes, including 3D-tracking AF, deliver sharp results, whether your subject is off-center, moving fast or completely unpredictable.
4 fps continuous shooting
Enables you to capture fast-moving action at four frames per second.
Special Effects mode
Lets you shoot distinctive still images and movies using a special effect. Offers a range of effects, including Color Sketch, Miniature effect, Night Vision and Selective Color that lets you emphasize up to three colors of your choice and turns the rest of the image to monochrome.
Scene Modes
Scene Modes automatically adjust camera settings, including Picture Controls and active D-Lighting, to take the guesswork out of tricky photo situations and deliver optimal results. Simply turn the mode dial to SCENE to access the most commonly used modes. Sample photos appear on the display to help you select the right mode.
HDR (High Dynamic Range) imaging
Delivers exquisitely detailed shots of high-contrast scenes. Takes two shots within a single shutter release to create an image with an extremely wide dynamic range, low noise and rich color gradation.
Extensive in-camera Retouch Menu
Lets you edit and enhance photos and movies in the camera. Offers a range of effects and filters including Perspective Control, Soft Focus and Color Outline, which transforms your photo into a line drawing.
Dual Integrated dust reduction system
Image Sensor Cleaning and Airflow Control systems keep dust away from the camera's image sensor for clear, spot-free images.
HDTV compatibility
This camera features a built-in HDMI connector with HDMI-CEC support so you can view your photos and movies on any HDTV and control playback features using your TV's remote control.
Infrared front and back receiver
Helps prevent image blur when shooting close-ups and self-portraits.What's in the Box
Nikon D5100 Digital SLR Camera With 18-55mm VR Lens
EN-EL14 Lithium-Ion Battery (1030mAh)
MH-24 Quick Charger for EN-EL14 Battery
DK-5 Eyepiece Shield (Replacement)
DK-20 Rubber Eyecup
UC-E6 USB Cable
EG-CP14 A/V Cable
AN-DC3 Camera Strap (Black)
BF-1B Body Cap
BS-1 Hot-Shoe Cover
ViewNX 2 CD-ROM
1-Year Limited Warranty
What does "hold" mean in buy, sell, hold analyst recommendation?
Added on : Friday June 14th 2013 08:00:08 AM
I've always been confused about this.So, yes, I'm aware that literally what it means is don't buy, but don't sell. But I'm confused as to what that actually means in terms of the value of the stock. It seems like it just means "we don't know whether you should buy or sell the stock."Since trading costs are extremely minimal for most people, if something is a "hold" it seems like it would actually be a "sell". If the analysts believe their own recommendations (let's just assume they do), assuming a finite amount of capital you should always sell a stock that's not a "buy" in order to buy a stock that is a "buy" right?Am I missing something?
http://www.ebay.com/itm/Nikon-D5100-Digital-DSLR-Camera-18-55-3-...
Nikon D5100 Digital DSLR Camera + 18-55 + 3 Lens + 16GB + Case
BRAND NEW USA
FREE Standard Shipping
$569.99Product Information
Let your creativity get better with the Nikon D5100 DSLR Kit that comes with a DX lens. The High Dynamic Range of this camera with lens lets you shoot extreme contrasts with stunning clarity by combining two exposures to give you a wider dynamic range. With a three-inch 921,000-dot Vari-angle LCD, you can capture shots from any angle and even view playback in rich detail on the Nikon D5100 DSLR Kit. This Digital SLR features an Effects mode that gives you a variety of special effects like Night Vision, High/Low Key, Miniature Effect, and Color Sketch for shooting your very own full HD D-Movie. Exceptional sound-recording and auto-focus flaunted by the Nikon D5100 DSLR Kit only make your movie better. The built-in DX-format CMOS sensor (with a wide ISO range) and EXPEED 2 engine let you use this camera with lens to capture moving objects with utmost clarity and minimal noise even in low-light conditions. All these great features of this Digital SLR are complemented by the AF-S DX 18-55mm lens (five groups with seven elements) that gives you exceptional angles of view, sharp images, auto-focus, and much more.Product Features 16.2 megapixel DX-format CMOS image sensor
Delivers lifelike images with vivid colors, reduced noise and smooth tonal gradations.
High ISO (100-6400) light sensitivity - manually extendable up to 25600 using the Hi2 setting
Enables faster shutter speeds for finely detailed images with minimal noise when you shoot fast-moving subjects or take pictures in low light. Features an Auto ISO setting.
EXPEED 2 image processing engine
Optimizes the camera's technologies for superior performance and maximum image quality.
7.5 cm (3-in.), 921k-dot vari-angle LCD monitor with wide viewing angle
Lets you capture unique shots from any angle. Boasts a side opening mechanism that makes it easy to shoot self-portraits or use a tripod.
D-Movie - full HD (1080p) movie clips
A dedicated movie-record button right next to the shutter-release makes it easy to keep the camera steady when you switch between recording stills and movies. AF-F mode keeps everything in focus, and the camera's vari-angle monitor and Special Effects mode enable unique shots. The camera supports use of an external microphone and offers 30p, 25p and 24p frame rates.
Live View with Scene Auto Selector
Makes it easy to compose images using the vari-angle LCD monitor. Scene Auto Selector will select the best mode for the scene and subject you want to capture. Boasts easily selectable AF modes, including Face Priority AF that detects and tracks faces within the frame.
Razor-sharp 11-point AutoFocus system
Offers fast and precise autofocus coverage across the frame. Four AF-area modes, including 3D-tracking AF, deliver sharp results, whether your subject is off-center, moving fast or completely unpredictable.
4 fps continuous shooting
Enables you to capture fast-moving action at four frames per second.
Special Effects mode
Lets you shoot distinctive still images and movies using a special effect. Offers a range of effects, including Color Sketch, Miniature effect, Night Vision and Selective Color that lets you emphasize up to three colors of your choice and turns the rest of the image to monochrome.
Scene Modes
Scene Modes automatically adjust camera settings, including Picture Controls and active D-Lighting, to take the guesswork out of tricky photo situations and deliver optimal results. Simply turn the mode dial to SCENE to access the most commonly used modes. Sample photos appear on the display to help you select the right mode.
HDR (High Dynamic Range) imaging
Delivers exquisitely detailed shots of high-contrast scenes. Takes two shots within a single shutter release to create an image with an extremely wide dynamic range, low noise and rich color gradation.
Extensive in-camera Retouch Menu
Lets you edit and enhance photos and movies in the camera. Offers a range of effects and filters including Perspective Control, Soft Focus and Color Outline, which transforms your photo into a line drawing.
Dual Integrated dust reduction system
Image Sensor Cleaning and Airflow Control systems keep dust away from the camera's image sensor for clear, spot-free images.
HDTV compatibility
This camera features a built-in HDMI connector with HDMI-CEC support so you can view your photos and movies on any HDTV and control playback features using your TV's remote control.
Infrared front and back receiver
Helps prevent image blur when shooting close-ups and self-portraits.What's in the Box
Nikon D5100 Digital SLR Camera With 18-55mm VR Lens
EN-EL14 Lithium-Ion Battery (1030mAh)
MH-24 Quick Charger for EN-EL14 Battery
DK-5 Eyepiece Shield (Replacement)
DK-20 Rubber Eyecup
UC-E6 USB Cable
EG-CP14 A/V Cable
AN-DC3 Camera Strap (Black)
BF-1B Body Cap
BS-1 Hot-Shoe Cover
ViewNX 2 CD-ROM
1-Year Limited Warranty
http://www.ebay.com/itm/Nikon-D5100-Digital-DSLR-Camera-18-55-3-...FREE Standard Shipping
Product Information
Let your creativity get better with the Nikon D5100 DSLR Kit that comes with a DX lens. The High Dynamic Range of this camera with lens lets you shoot extreme contrasts with stunning clarity by combining two exposures to give you a wider dynamic range. With a three-inch 921,000-dot Vari-angle LCD, you can capture shots from any angle and even view playback in rich detail on the Nikon D5100 DSLR Kit. This Digital SLR features an Effects mode that gives you a variety of special effects like Night Vision, High/Low Key, Miniature Effect, and Color Sketch for shooting your very own full HD D-Movie. Exceptional sound-recording and auto-focus flaunted by the Nikon D5100 DSLR Kit only make your movie better. The built-in DX-format CMOS sensor (with a wide ISO range) and EXPEED 2 engine let you use this camera with lens to capture moving objects with utmost clarity and minimal noise even in low-light conditions. All these great features of this Digital SLR are complemented by the AF-S DX 18-55mm lens (five groups with seven elements) that gives you exceptional angles of view, sharp images, auto-focus, and much more.Product Features 16.2 megapixel DX-format CMOS image sensor
Delivers lifelike images with vivid colors, reduced noise and smooth tonal gradations.
High ISO (100-6400) light sensitivity - manually extendable up to 25600 using the Hi2 setting
Enables faster shutter speeds for finely detailed images with minimal noise when you shoot fast-moving subjects or take pictures in low light. Features an Auto ISO setting.
EXPEED 2 image processing engine
Optimizes the camera's technologies for superior performance and maximum image quality.
7.5 cm (3-in.), 921k-dot vari-angle LCD monitor with wide viewing angle
Lets you capture unique shots from any angle. Boasts a side opening mechanism that makes it easy to shoot self-portraits or use a tripod.
D-Movie - full HD (1080p) movie clips
A dedicated movie-record button right next to the shutter-release makes it easy to keep the camera steady when you switch between recording stills and movies. AF-F mode keeps everything in focus, and the camera's vari-angle monitor and Special Effects mode enable unique shots. The camera supports use of an external microphone and offers 30p, 25p and 24p frame rates.
Live View with Scene Auto Selector
Makes it easy to compose images using the vari-angle LCD monitor. Scene Auto Selector will select the best mode for the scene and subject you want to capture. Boasts easily selectable AF modes, including Face Priority AF that detects and tracks faces within the frame.
Razor-sharp 11-point AutoFocus system
Offers fast and precise autofocus coverage across the frame. Four AF-area modes, including 3D-tracking AF, deliver sharp results, whether your subject is off-center, moving fast or completely unpredictable.
4 fps continuous shooting
Enables you to capture fast-moving action at four frames per second.
Special Effects mode
Lets you shoot distinctive still images and movies using a special effect. Offers a range of effects, including Color Sketch, Miniature effect, Night Vision and Selective Color that lets you emphasize up to three colors of your choice and turns the rest of the image to monochrome.
Scene Modes
Scene Modes automatically adjust camera settings, including Picture Controls and active D-Lighting, to take the guesswork out of tricky photo situations and deliver optimal results. Simply turn the mode dial to SCENE to access the most commonly used modes. Sample photos appear on the display to help you select the right mode.
HDR (High Dynamic Range) imaging
Delivers exquisitely detailed shots of high-contrast scenes. Takes two shots within a single shutter release to create an image with an extremely wide dynamic range, low noise and rich color gradation.
Extensive in-camera Retouch Menu
Lets you edit and enhance photos and movies in the camera. Offers a range of effects and filters including Perspective Control, Soft Focus and Color Outline, which transforms your photo into a line drawing.
Dual Integrated dust reduction system
Image Sensor Cleaning and Airflow Control systems keep dust away from the camera's image sensor for clear, spot-free images.
HDTV compatibility
This camera features a built-in HDMI connector with HDMI-CEC support so you can view your photos and movies on any HDTV and control playback features using your TV's remote control.
Infrared front and back receiver
Helps prevent image blur when shooting close-ups and self-portraits.
$37.58 + FSSSLinky.Yeah I know the oddity of buying Warmers in June , but a deal is a deal, and as per Amazon, these have a 4-year shelf live...Each Pack Contains:
5 Pair Hand Warmers,
3 Pair Toastie Toes.
5 Body Warmers.Total:
60 Pair Hand Warmers,
36 Pair Toastie Toes.
60 Body Warmers.Each pack contains 5 pr. Hand warmers, 5 Body warmers, 3 pair Toastie Toes- Hot hands (HH2's) are designed for skiers, hunters, fishermen, golfers, or anyone who works or plays in the cold for long hours, the Heatmax HotHands-2 Hand Warmers are air-activated and will provide up to 10 hours of soothing warmth inside gloves, pockets or wherever you feel a chill. All Heatmax Warmers are made of natural materials, including iron powder, water, salt, activated charcoal, and wood fiber. When exposed to air, these materials react together to produce heat through an extremely fast oxidation (or rusting) process. Users should allow 10 to 20 minutes for the warmers to reach their optimal temperatures. Toasti Toes are
air-activated toe warmers with full adhesive on one side that sticks to your socks to provide up to 5 hours of warmth.
Best used by the active sportsman who will be walking or moving continuously while outdoors in the cold. Not recommended for those who will be stationary for long periods of time. (The Foot Warm-Up is better suited for these activities) The highly portable and air-activated Heatmax Hand and Body Warmers are a use-anywhere solution to the frigid cold. Keep a couple in your car, first aid kit, or backpack for emergencies, or use them as a regular staple during any cold-weather activities, including skiing, hiking, hunting, fishing, or working outdoors. Designed to last for up to 18 hours, the Heatmax Hand and Body Warmers provide safe, comfortable warmth in the coldest of temperatures.
The four by five inch packets can be placed in pockets, between layers of clothing, or directly where you need them.
Amazon Coupons
Quick apartment hunting question
Added on : Wednesday June 05th 2013 06:00:08 AM
State: PAWent to an apartment, kind of last minute hunting, filled out some paperwork for reference checks and put down my father's credit card information for an application fee (understandable) and I was told a security deposit of $1400 if I pass the background check. By paper I was only to be charged $40 for the application processing fee, and by paper I have three business days to inform the leasing agent I do not want to hold the apartment. What I also noticed was this leasing agent being one of those power trip people, who smiled and was nice on chit chat but was extremely rude (not just stern)to tenant who walked into the leasing office with complaints. After I informed her by email (from an address she hd sent forms to), and by phone I call her and she says something along the lines of, to a person she knows doesn't have an apartment and needs it "either take what you wrote print it and scan it back to me with your signature or DROP IT off.I applied to and withdrwe my application in two other apartment/leasers after I came down to PA from NJ because I did not like the apartments on seeing them. There was no problem as long as I did it before the allocated time and all that was charged was the application fee. I Have two buildings to look at today and with class I'm not sure I have the time to drop it off at this lady's building. Is she just power tripping me (what I feel)and what would you do here? I might have to lay the law down and remind her that she BETTER not take out a security deposit after I informed her.
Initial Job Candidate Questionnaire - How Serious is this Company?
Added on : Wednesday May 29th 2013 03:00:07 PM
So I emailed my resume to a company of a colleague of mine on a project that we have been working out of state. I am the project manager on a project that is installing systems at his site. He is providing a referral for me. His company is a small engineering company of under 500 people and the benefits are amazing to include a two-part retirement package that will account for a total of up to 50% additional compensation above base salary. In addition to the retirement package they offer an extremely generous tuition reimbursement program and great medical. They are a company where 93% of their new hires come from referrals of current employees and they have an industry leading retention rate. I got an email from their recruiter asking me to fill out a preliminary questionnaire and then they will set up a time to call to discuss their opportunities, their company and my skill set. Below are some of the questions:Skills Summary: Years of experience and your skill set.

Looking: What type of position are you looking for?

Current Situation: Where are you currently working? Why are you looking to make a move?

Availability to Start: When are looking to make a move? What is your timeframe? Will you need a two week notice?

Travel: How much travel are you interested in? What is your percentage? Do you want more of less travel? Any restrictions on travel locations?

Commute Restrictions: Radius of commute? Any special commute restrictions?

Relocate: Are you willing to relocate? If so, where?

Clearance: type, sponsoring agency, last investigation/review.

Education: highest level of education and training.

Interviewing: Are you currently interviewing with other companies? If so, who?

Outstanding Offers/Submissions: Are you actively searching for a position? Have you started to receive any firm or contingent offers? With whom? How much?

Compensation: What is your current base salary, what was the bonus actually earned last year (what was total W2), when was your last review, what is your expected salary?

Candidate's "Hot Buttons"/Decision Criteria: What is the most important to you? What are the top 2-4 things that you are truly looking for?
When I emailed my resume to the company I was just hoping to get my name out there and have my resume in their files in case anything happened with my current contacting job. This communication seems a bit more serious than that, but I want to make sure I am not reading into it too far. I am a young 30s engineering professional leading a small group working in government contacting. I have eight years of experience in a variety of things. Other than out of college I have never looked for a job before so I am a bit naive to the process. Any help would be great.Im looking for both thoughts and suggestions for how to answer the questions above. If it is a fairly serious step in the process then I will need to talk to my wife and discuss the possibilities of relocation before I go much further. As always thanks for your time. Oh yeah, I posted here because the retirements benefit package alone have huge impacts on our financial future.
Alpine 8" DVC Subwoofer enclosure $149.99 @ bestbuy.com
Added on : Saturday May 25th 2013 01:00:02 PM
4 Day sale on this subwoofer enclosure. A few weeks ago it was actually cheaper at $100, but no telling if it will ever drop to that price again. Still at this price it's a very good buy.See reviews of the sub by itself here and here.I've actually owned this sub and had it in a sealed box and it performed extremely well. This is considered one of the better 8" subwoofers you can buy. I paid close to this $149 price but w/o the enclosure. This looks to be a very well built box and will yield a lot of output. In the sealed box it seemed a little power hungry, or at least more so than the JBL 8" GTO sub that it replaced. The subwoofer looks like it might be discontinued but it does not mean it not a good subwoofer or not a good deal.Buy it here.
Specs: Details: Description:
Warranty Terms - Parts 1 year
Warranty Terms - Labor 1 year
Height 19 inches
Width 11 inches
Depth 5 inches
Weight 18 pounds
Woofer Size 8"
Woofer Material KEVLAR-reinforced pulp
Magnet Size 52 oz.
Continuous Power Handling 300W
Peak Power handling 900W
Impedance 4 ohms
Connection Type Spring-loaded terminals
Recommended Installation Type Ported
UPC 793276011510
Best Buy Coupons
Warm deal - $5.00 off Saxx @ Manpacks.com
Added on : Friday May 24th 2013 11:00:07 AM
Manpacks.com has a brand of undergarments for men call Saxx. Pretty expensive, but extremely comfortable. They are having a rare deal of $5.00 off, so not a hot deal, but these are a need to own brand of boxer-briefs. The site has all the info on them, but the difference between these and others, is Saxx has a pouch for you. No more stick, even when it is hot out! Super comfortable.http://manpacks.com/blog/2013/05/saxx-underwear-sale-5/?utm_sour...
There is a local shop here in Philadelphia that has been operating for more than 20 years and has been very dependable in their unlocking services. I've had many phones unlocked by them for myself and my wife for international travel. The owner recently joined the 21st century and decided to create a website CarrierUnlocked.com and while I am a close friend of the owner, I have no share or investment in the company. I find that his prices are already extremely fair, his turnaround time is excellent, and he is a very courteous and responsive person. Paired up with his 50% discount, I just felt everyone considering unlocking their phone should really check out his website.
Swedish family stranded in Los Angeles after high change fee
Added on : Monday May 20th 2013 07:00:03 PM
http://www.dailynews.com/news/ci_23275734/stranded-swedish-famil...Here's the Sheriff's press release:Stranded Swedish family of 7 heads back to Sweden, Assisted by LASD Carson & RFB
On Friday, May 17, 2013 at approximately 4:30 a.m. a Swedish family of 7 were walking West Bound on Sepulveda Blvd, approaching Normandie and the 110 Freeway. A local citizen called Carson Sheriff's station and indicated that a male with the family was asking for help near the 900 block of West Sepulveda Blvd. Carson Sheriff's Deputies responded and made contact with the family and transported the family to the Carson Sheriff's Station. Caslav (Father), Alexander (Mother), and their two ten year old twins, 14 year old daughter, 17 year old daughter and 2 year old daughter were extremely upset and unable to communicate with Deputies because of a language barrier. Reserve Forces Bureau Sgt. Britta Kjellstrand, who speaks Swedish, responded to Carson Station and interpreted for the family and was able to find out that the family had traveled from Sweden for a family graduation. Sgt. Kjellstrand spent over 3 hours talking to the Trandafilovic family and gave them "good old American" hamburgers and fries that afternoon. The Sheriff's Department assessed that the family were not victim's of crime, however had depleted their whole financial savings on return trip tickets back to Stockholm, Sweden due to a family emergency. They had travel arrangements back to Sweden on Sunday, May 19, 2013 but had found themselves without a place to stay, food or money. Sgt. Kjellstrand reached out to Sheriff's Department Reserve Forces and was able to obtain funds for hotel accommodations, food and transportation to the airport for the family. Reserve Assistant Sheriff Jerry Goddard also contributed to the family to ensure their well being. Sgt. Kjellstrand and Reserve Assistant Sheriff Goddard transported the family to a local hotel in Carson, stayed in direct contact with them and made sure they were safe. The Trandafilovic family was exhausted after experiencing 5 days of travel, a time change, a family emergency, and no money. On Saturday, May 18, 2013 Sgt. Kjellstrand spent the afternoon with the family and had pizza with them as the kids swam in the hotel pool. On Sunday, May 19, 2013 at approximately 12:00 p.m. the Trandafilovic family were transported to LAX airport for their return to Stockholm, Sweden. "Helping this family was possible through the collaborative effort of the Sheriff's Carson Station, International Liaison Unit, Headquarters Bureau, and Reserve Forces Bureau. Being born a Swedish citizen and now an American citizen, I understand the Swedish culture and the difficulty that this family has endured, especially not knowing the English language. We were glad to be able to bring some security to a devastated family of seven through the kindness and generosity of others," said Sgt. Kjellstrand.
http://local.nixle.com/alert/5004138/
Need help with a massive dental quote
Added on : Monday May 20th 2013 04:00:11 PM
So I went to the dentist today for the first time in 3 years. Yes, I know, it was an atrocious oversight that I will never repeat. Several things immediately turned me off about the place. First is that they ask my occupation on the in-take form. I know this is common on medical forms, but why is this relevant? I feel like this is only to gauge a patient's ability to pay. Second is that the hygeniest peppers me with questions about my job, what part of town I live in, etc. Again, maybe she's just extremely chatty (and I know they are trained to interact with patients to keep them calm), but why the personal stuff? After many x-rays and examinations, I am told that I need a) 13 fillings, the cost of which will be, at $192 per, almost $2500, and b) Invisalign and a retainer to fix my bite, which will be $6600. I looked at all the x-rays and the dentist explained most things pretty thoroughly, so I'm not too worried about being charged for unnecessary work/procedures. However, should I get a second opinion? Assuming I need all this work, should I 1) negotiate the bill down, and if so what strategies should I use other than offering to prepay all the fillings in cash (which the web site says will offer a 5% discount), or 2) go overseas/to Mexico to get the work done? If anyone has experience with the latter, I would love to hear about it. I could even make a vacation out of it because I have boatloads of airline miles/points, so that aspect of the cost is not a concern.
Need help with a massive dental bill
Added on : Monday May 20th 2013 12:00:05 PM
So I went to the dentist today for the first time in 3 years. Yes, I know, it was an atrocious oversight that I will never repeat. Several things immediately turned me off about the place. First is that they ask my occupation on the in-take form. I know this is common on medical forms, but why is this relevant? I feel like this is only to gauge a patient's ability to pay. Second is that the hygeniest peppers me with questions about my job, what part of town I live in, etc. Again, maybe she's just extremely chatty (and I know they are trained to interact with patients to keep them calm), but why the personal stuff? After many x-rays and examinations, I am told that I need a) 13 fillings, the cost of which will be, at $192 per, almost $2500, and b) Invisalign and a retainer to fix my bite, which will be $6600. I looked at all the x-rays and the dentist explained most things pretty thoroughly, so I'm not too worried about being charged for unnecessary work/procedures. However, should I get a second opinion? Assuming I need all this work, should I 1) negotiate the bill down, and if so what strategies should I use other than offering to prepay all the fillings in cash (which the web site says will offer a 5% discount), or 2) go overseas/to Mexico to get the work done? If anyone has experience with the latter, I would love to hear about it. I could even make a vacation out of it because I have boatloads of airline miles/points, so that aspect of the cost is not a concern.
Ripped from SD
Kmart has their sisters store Detergent on sale for $9.99 again, plus, with the Free Shop your Way Rewards membership going on, you can get free shipping!Link HereShow your laundry you mean business with stain-fighting Ultra Plus laundry detergent. Safe for all machine-washable fabrics and colors, this heavy-duty power detergent removes tough dirt and stubborn stains. This box of detergent is an extremely affordable choice, giving you 180 wash loads under normal use for an economical cost per wash.
Ultra laundry detergent boasts a high-efficiency enzyme cleaning action that works to remove the toughest ground-in dirt and stains, suspending soil for clear rinses. You can use it in all types of washing machines, from traditional top loaders to high-efficiency model. It's suitable for all water temperatures and features a non-phosphate formulation that's safe for septic systems. This long-lasting box is also easy on the environment; the compact dosage and packaging means less waste to recycle.This Detergent is packed with Enzymes (like Tide) and is only .5cents a load. A really good deal, imo.
Kmart.com Coupons
Buying lots for cheap and then reselling them after a year?
Added on : Tuesday May 14th 2013 11:00:10 AM
Hey guys,I wanted to see if anyone here was familiar with this process:To make it simple I will simplify it as much as I can:1. Go to auction and buy lots
2. Wait for a year (some sort of waiting period)
3. After a year, you can do whatever you want with it. Build on it, flip it (most common)
4. ProfitExample I was given:Friend bought 3 lots for $5,000
Friend said he can flip it after a year to a developer for half the market value. Market Value is $55,000. So He will sell it for $25,000. Thats like 5 times your money! After googling, I came across this process:"Much cheaper than traditional foreclosures, properties bought at TAX SALE auctions can be purchased for as little as 2-10 percent of current market value. Yes, this is real. Every year thousands of houses, lots, farms, ranches and even timeshares, are offered for sale by county governments across the U.S. for just the back taxes owed plus costs. These are cash purchases. After the applicable redemption period, Investors receiving deeds to these tax sale properties obtain all rights to the properties free of liens, mortgages and trust deeds except for any IRS liens. The properties may then be resold for current market value or held as rental property as desired. For investors who learn the tax auction process and research the desirability of ownership of the properties up for bid, tax sales can present an extremely lucrative investment opportunity. Most counties hold their tax auctions annually at about the same time each year. These auctions are held throughout the year with many coming in the fall and winter months. Lists of prospective properties to be auctioned are published about a month before the auction. Check with your local county treasurer's office for details of their next auction. Now, since many counties are holding their auctions online, investors all across the country can bid on tax sale properties nearly every month.Information about local tax sales can be obtained from most county treasurer's offices online. For information on a national scale, visit www.bid4assets.com among other sites for a good overview. For some real fun, check out the lists of properties that can be obtained for bids as low as one dollar. This is a treasure trove of extreme bargains."
thoughts? What sort of pitfalls can I avoid if I go into this sort of venture? Any experience would be awesome. Also it sounds like a "Sounds too good to be true" type of deal too.
Gun Digest eBook: Combat Shooting with Massad Ayoob (46% off Retail) $9.99http://www.gearhog.com/Deal Overview
Combat Shooting with Massad Ayoob (Digital PDF DownloadFormat: eBookThis digital version of Combat Shooting with Massad Ayoob features all of the critical self-defense, tactical and concealed carry information of the print book in a single PDF download. (21 MB)Table of ContentsChapter One: Mindset
Chapter Two: Learning Combat Shooting
Chapter Three: Three Gunfighters
Chapter Four: Competition as Training
Chapter Five: ChoicesA Word from the Author, Massad Ayoob"I started this book with the section on mindset, because that's where it all begins with the practitioner and therefore, is the core of the matter. "Next comes a structured guide to learning combat shooting, because that's where the practitioner gains the ability to weave together the necessary elements of this multidimensional discipline."In the middle of the book we analyze the experience of three gunfighters who all 'faced the elephant' more than once. It's striking how much they have in common, and on how many levels."Next is an introduction to the competitive element of combat shooting, and a rationale for why - though it's not complete training in and of itself - competition can be an extremely useful component of training, skill maintenance, and skill assessment. "Finally, we close with some of the choices the serious combat handgunner has to make if they're going to get the most out of the whole endeavor."
This is clearly a product description error! Do NOT order if you won't have the patience to fight it out later on.The 2-pack is accidentally listed as a 24 pack of 2 (=48 bars).Product title "Dove Men+Care Body & Face Bath Bar 2-
Count 4.25 oz. (Pack of 24)"Shipping weight "13 pounds".Product link.(Link to Amazon's A-to-Z Guarantee protection [You're going to need this if you order ]: Linky.)Possible scenarios:48 bars are shipped: Extremely unlikely.Order gets cancelled: Likely.Only 2 bars are shipped: Very likely.If and when only 2 bars are shipped, submitting the claim will likely get you entire purchase price refunded.Any other ideas?~~~~~~~~
Also, if you decide to order, MAKE SURE TO TAKE SCREENSHOTS ALONG THE WAY!Oh, and while you're at it, use their 5% off code on product page
Amazon Coupons
Known Problem with Air Conditioner, Now Out of Warranty
Added on : Thursday May 02nd 2013 02:01:19 PM
I have a pretty severe leak in the coil of my air conditioner, which is bad a very bad thing for those that may not understand how an air conditioner works. It was installed in my home when it was built by the builder (low quality, now bankrupt). The installer is still in business and they provided a warranty on the system. During the warranty period, they came out to service the unit and had to fill the freon (R-22). Not being an HVAC expert (but being fairly astute), I began noticing that the air conditioner was not performing very well. Some of it I attributed to the system being under-sized for my home (a suspicion, on my part). Anyhow, this past summer it was performing horribly and began to freeze up. I quit worrying about it just turned it off as the weather started to cool down.Fast forward to today: I called another company to come out and take a look, hoping to get the thing operating. The service technician checked the pressure and found that it was EXTREMELY low... maybe just about 20% of the freon it should have in it. He also asked how many square feet the house is and noticed the system is about 25-50% under-sized. I had him perform a leak test and he found only one leak in the coil (and noted that the it is a common problem for the model of coil for the year it was manufactured). From research and verification of the technician, the company that installed and warrantied the system should have addressed the leak when they filled the freon while it was under warranty.I have the company that serviced the system coming back out tomorrow to give me two estimates: 1) repairing the system: likely ~$2k or more, 2) installing a new system that is properly sized and can use the newer freon replacement as the R-22 cannot be sold as of 2015: likely ~$5k or more.So, here is the crux of the situation. The company that installed was negligent in not addressing the leak while the system was under warranty. Professional opinion is that it should always be addressed... the system isn't going to leak and then just fix itself, it will continue to leak causing poor performance and eventually will cease to operate and these gasses are regulated because they are bad for the ozone layer (if that is an important consideration for you). So, as with other warrantied items, what experience have you all had getting a company to address something (completely or partially) when it is out of warranty due their negligence during the warranty period?I would be satisfied if they would pay for the system to be repaired, or just cut a check to me for the cost. This issue has certainly cost me more in terms of discomfort and inefficiency, but I would be willing to settle for just the money to repair. This is also considering that they under-sized the system. I would then take the money and put it towards replacing the system with one that is adequately sized and is ready for the newer freon. I am also not intimidated by the notion of taking them small claims court, either... I successfully represented myself last year (if you read and remember the thread about my dog being attacked). I have legal service but it doesn't cover small claims court (but it does cover consultation and pre-court "planning").If they do not want to cut a check for the cost of another company to repair and would want to perform the repair themselves, then I would only be satisfied with them installing a completely new system at cost (with me being willing to pay the difference from a comparable system to an adequately sized system).What would satisfy me and what may happen in reality may not even come close to meeting up, obviously. I am not being naive. I am just looking for those that have tried and either failed, partially succeeded, or completely succeeded in having a similar situation addressed and advice from those folks. Thanks in advance.
Mountain Hardwear Hunker Down Jacket - M $124.95 FS @ usoutdoor
Added on : Sunday April 28th 2013 09:00:03 AM
Mountain Hardwear Hunker Down Jacket - M $124.95 FS @ usoutdoorhttp://www.usoutdoor.com/deal/The Mountain Hardwear Hunker Down Jacket for men was designed to give you superior warmth in extremely cold weather conditions. The super durable 50 denier fabric shell of the Hunker Down Jacket by Mountain Hardwear is made to take a little more abuse than the norm and it is filled with super warm and lightweight down. The other features of this jacket are adjustable cuffs for perfect fit, interior water bottle pocket, fleece lined handwarmer pockets, dual hem drawcord adjustment and an interior zippered pocket to stow your I.D., keys and other small needful things. You will have no problem staying warm in this jacket.
I recently started an online venture (outside of my "day job"), and it has taken off in the last couple months. I was hoping it would make a few hundred dollars here or there, but all of a sudden it's pulling in ~$20k/month. It's currently set up as a simple sole proprietorship, but I'm wondering if I should form an S-Corp or LLC to minimize the self-employment tax. I have zero experience with this sort of thing, and I don't really know anyone who's business savvy, so I thought I'd ask here for advice on where to start. I've read some of the past threads about S-Corps, but I'm still not sure where to start. (I was thinking about checking out a NOLO book on incorporation, and possibly consulting a professional accountant.)I'd also like advice on how to go about finding/choosing an accountant. To date, my income has been on the low side (~$30k/year), so I've always taken a thrifty/do-it-yourself approach. (I hope to get a better paying job in the near future, but that's another story.)I'm afraid that revenue could fall significantly at any time, so I've been reluctant to invest in it, but it's currently going full-steam ahead. Another question is, is it possible to retroactively form the LLC/S-Corp (to classify all 2013 income under the S-corp, even though I haven't incorporated yet)? I just received some large checks made out to me; if I were to open a business checking account and deposit them there, would that help at all? And if revenue nose-dives, how much of the cost of incorporation could I get out of by cancelling it?As far as I can tell the venture doesn't have a significant liability risk, so I'm mainly interested in this for tax reasons rather than liability shielding. If anyone has experience with this sort of thing, can you give an estimate of the costs associated with managing payroll, incorporation, accountant fees, ... anything else I'm missing? I'm in California.Then if I do incorporate, there's the question of what fraction of the income to pay as wages. I've heard that you should pay 50% to be on the safe side, but in this case the revenue is not particularly tied to the amount of work I put in (once something starts doing well, it can continue to bring in revenue with very little input from me). Business expenses are also extremely low. If the fact that there's no significant capital expenditure means I have to pay wages much over 50%, then this whole exercise may not be worth it.I'm also realizing that I should possibly set up some sort of retirement account contribution, since I don't need this cash right away. In the past I've just made Roth IRA contributions, so I don't really know anything about 401(k)s etc.To summarize, main questions are:
At what point is it worth it to incorporate and what are the costs?
What is the best way of learning how to incorporate and to find good professional help?
Is there any way to retroactively incorporate?
General advice very welcome.Thanks for any input, and sorry this is a bit of a scattered question.
Keep your insurance card in your pocket: it can save your life
Added on : Tuesday April 23rd 2013 02:03:50 AM
I heard this extremely unfortunate story, hopefully, it won't happen to any of us:
Coworker A had a sudden heart attack. Coworker B drove A to the closest hospital. When arrived, A was already unconscious, so B was trying to help out with the paperwork. B doesn't know if A has insurance or not, and A doesn't have an insurance card in her pocket, so B was told by the hospital to pick one of the two options below:
1) Drive A to the nearest county hospital, because they can't take her without her insurance information
2) Have B sign a form so that if A fails to pay her hospital bills, B will be liable to pay
B couldn't decide, but kept trying to call A's husband a million times, but couldn't reach him. A died waiting. I don't know if the hospital's refusal is legal or not (lawyers, please chime in), but it is certainly not ethical.ALWAYS HAVE YOUR INSURANCE CARD WITH YOU, IT CAN SAVE YOUR LIFE!I know a lot of us are actively thinning our wallet and took advantage of the SuperSkinny deal a little bit ago, and have been trying to take out unnecessary cards, but your medical insurance card isn't one of them.
Slab Foundation Crack, Should we break contract?
Added on : Monday April 22nd 2013 01:01:06 AM
Hi Everyone,We are searching for our first family home in Mountain View. Inventory is extremely low and it is very hard to get your offer accepted with contingencies. Our offer has been accepted for a house. We wrote an offer that was con-contingent, 21 days close, picking seller's closing costs. We always believed that we had written a really high offer (14% higher than list) but we also feel that it is necessary in this market and the way prices are going up we are better off if we get a house as soon as we can. Another reason we believe that it was an higher offer is that house needs floors, kitchen, bathroom, dual pane windows, LARGE fruit tree removal (we want plane playarea for kids). But anyway, we were still happy until we saw a crack in slab foundation right at the bathroom door. The strange thing is that carpet had been cut open from that area before house was put on the market. We never sat down to have a peek what is inside until yesterday (15 days into contract, 7 more to go). The crack does not look very wide but it is not hairline crack either. It runs through the ground to the outer wall. We suspect that as carpet had been cut open from that place, then someone at some point suspected something and opened the carpet to check (may be a potential buyer?). That specific door does not close on jamb properly, and there is a crack in the top side of the door which looked minor before. We suspect that owner/seller agent were aware of the foundation crack but failed to mention it in disclosure. I mention this because that it may help us get our 3% deposit back if we break the deal. We have no claim because we wrote a non-contingen offer but if we could prove that seller intentionally shied away from disclosing structural fault then do we have a claim? We are first time home buyers with no experience of construction or remodeling. So, this looks like deal breaker to us. We don't want to deal with structural construction. In past we passed on houses which needed a wall removal. This looks huge to us in comparison to a wall removal etc. Please advise, do you think it is a deal breaker or should we close the deal? We are not looking forward to be back in market again anytime soon. Should we negotiate a price decrease to accommodate repair and future reselling problems because of structural fault? We are meeting structural engineer tomorrow to his opinion.
Basics AA NiMH Precharged Rechargeable Batteries-8-Pack, 2000 mAh for $7.62 + free shippingFree shipping with Prime or $25 purchase.You have to click on the " 2 used from $7.62" Its sold by Amazon Warehouse Deals at this discounted price.

http://www.amazon.com/AmazonBasics-NiMH-Precharged-Rechargeable-...8-pack 2,000 mAh rechargeable AA batteries for digital cameras, remotes, and more. Pre-charged and ready to use right out of the pack;Extremely slow self-discharge rate maintains 80% of capacity after 1 year of storage at 20℃. Greater Power and Better Performance in lower temp than Alkaline.Combines best features of AA alkaline (ready to use) and rechargeable (reusable) batteries. Can be charged up to 1,000 times (including partially) without experiencing memory effect.SOLD FROM WAREHOUSE DEALS---> Like newLooks like they have a good amount in stock
Also the 4 pack AA for $4.40
and 4 pack AAA for $3.14
Less than $1 for a rechargeable battery, good deal in my book, I stocked up.
Amazon Coupons
Armada Crevasse Ski Jacket $99.95 FS @ usoutdoor
Added on : Tuesday April 16th 2013 01:00:07 PM
Armada Crevasse Ski Jacket $99.95 FS @ usoutdoorhttp://www.usoutdoor.com/deal/Enter the abyss of delight when you put on the Armada Crevasse Jacket. This mens ski jacket has the standard fit, and is roomy throughout for those unexpected mountain maneuvers. Armada got it right with the 100 percent seam sealed construction and SuperFlo Lining System. The adjustable powder skirt with Lycra suspension and no stag mesh-lined pit vents are extremely handy. Stay warm with the micro fleece chin guard, and your ergonomic hood with reinforced brim and reactive quick release tab. The Crevasse Jacket pockets are delightful with an external-access music pocket with headphone port, and a micro fleece goggle pocket. It all comes together in this jacket with YKK zippers and adjustable cuffs. Go for it and realize the sheer ease of sliding.
Saved like crazy...need some advice on what to do now.
Added on : Tuesday April 16th 2013 12:01:30 AM
I started reading fatwallet over 10 years ago. I'm 30 now and have about 1M saved -- no debt.
45% in stocks, mutual funds/bond funds/REIT funds,
8% in 401K,
6% in investment property,
15% in CD
25% in cash in alliant account (250K)I'm wondering what to do with the CD/Cash? I'm extremely busy with a business, so I don't want to spend more time managing investment properties. Sometime soon, though, it might make sense to buy a house. Is there any reason to pay more than the typical 20% down?My goal is to just consult/teach/do my own projects in 15-20 years (or sooner). I'm also an entrepreneur, so starting/growing my business is a priority. Any tips from people who are wiser and older? I'd like to invest intelligently, and don't want to lose the money I saved!thanks!
Today's Free Kindle Books - 4/15/2013
Added on : Monday April 15th 2013 10:00:44 AM
All I can say is "They were listed as free when I posted on FW"
No Ordinary Hero (Keepers of Justice, Book 1) [Kindle Edition]
Dee J. Stone (Author)
http://www.amazon.com/dp/B00B6LP8GS
Book Description
Publication Date: January 26, 2013
The world is set to explode in three months.The source: a lonely girl with an extreme superpower fueled by the negative emotions inside her.The solution: send fourteen year old superhero-in-training Kale Zenith to be her friend and give her a reason to smile.The problem? The girl trusts no one.With the fate of the world in Kales hands, quitting is not an option. Perseverance is key to knocking down the many walls around her, and soon he gets to know Lindsay as more than just the girl who will destroy the planet.But theres trouble back home. A secret plot is brewing inside his superhero League, and its up to Kale to expose the traitor. But that takes time away from Lindsay when she needs him most. Can he save her and the world before its too late?
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Poster Girl (Friends Along the Way) [Kindle Edition]
Anne Emerick (Author), Laura Petrisin (Illustrator)
http://www.amazon.com/dp/B008PVQ2X0
Book Description
Publication Date: July 17, 2007
Paula wants to win the third-grade science poster contest more than anything. There's just one problem - and her name is Cynthia Lyden. Also known as Little Miss Perfect. Cynthia, a girl with a different hair scrunchie for every outfit. Cynthia, who handwrites whole pages without a single cross-out. Cynthia, who framed her poster and brought it in a day early. All Paula wants is a chance to shine a little. But is she smart enough to compete with Cynthia? And if so, will it matter? As the two girls compete, Paula makes a startling discovery that changes her desire to out-do her rival.
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Ten Interesting Things About Human Behavior [Kindle Edition]
Suzanne Davis (Author)
http://www.amazon.com/dp/B006RDFHCK
Book Description
Publication Date: October 1, 2011
Ten Interesting Things About Human Behavior is a short, lighthearted look at 10 things human beings do, why we do them, and their significance in our everyday lives. How do we resolve psychological conflict that occurs when our behavior violates our attitudes? Why are we so quick to blame others for their behavior while offering excuses for our own? What should we make of the talking heads on cable TV who argue about the cause of TV violence on children's behavior - whose explanation is correct? Why are reality TV shows, some of which portray contestants as pathetic and dysfunctional, so popular?Questions like these usually provoke different answers from different people, each of whom may attribute his or her answers to "common sense." One person argues that "of course children mimic violence they see on TV - my kids do" while another attributes it to "poor parenting - because my kids don't." Which is it, and why?Research psychologists try to answer these questions as best we can. This book is a brief look at the answers to 10 aspects of human behavior - answers derived from controlled behavioral research that is designed to test various theories about behavior. Certainly, there is more to human behavior than the 10 things I chose for this short book. And there are hundreds of primary sources and research reports that describe the research findings in more depth. They're out there if you'd like to read more.But for those who are new to the field of Experimental Psychology, 10 Things may pique your interest in learning more about the subject. And for those "armchair psychologists" out there who'd like a quick read about the most fascinating creatures on the planet - human beings - I think you'll like it, too.
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The Fireball Kid [Kindle Edition]
Bill Palmer (Author)
http://www.amazon.com/dp/B0054H3Z38
Book Description
Publication Date: June 4, 2011
The Sandlot meets The Wonder Years in The Fireball Kid - the story of 12-year-old Danny Voss, a South Side Chicago kid growing up in the racially charged mid '60s.
All Danny dreams about is playing baseball for the Chicago White Sox when he grows up, but 1964 presents some serious obstacles: The toughest teaching nuns in the Chicago Archdiocese. The Little League team and Coach from Hell. A major crush on beautiful, big-haired Gloria. Plus, a well meaning but extremely frugal father, a younger sister who wants to be a priest and a mother that thinks Danny's road to the Major Leagues is paved with her meatloaf.
Except for surviving a secret trip to Riverview, the worlds most dangerous amusement park, the summer of 1964 is hardly going Dannys way. But quicker than a Sandy Koufax fastball, Danny is flush with cash after taking a part-time clandestine job working for Willis, a charismatic black man who lures suckers to Riverviews African Dip" attraction. Dannys rep as the Fireball Kid earns him a spot on the Monarchs - an all black inner city ball team Willis manages. Its not long before the Fireball Kid finds himself playing in the game of his life with his big league dreams and his best friends life on the line.
The Fireball Kid is a hilarious and moving coming-of-age story that feels as good as spending a day at your favorite ballpark with a couple of best friends and a few cold beers.
-Matt Iseman, host of Sports Soup and Clean House.
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Make Him Commit and Think It's His Idea [Kindle Edition]
Nate Truman (Author)
http://www.amazon.com/dp/B008XT8KHA
Book Description
Publication Date: August 14, 2012
Introduction:
Why Should You Read This?  If guy after guy stops calling you 'out of
the blue', then this book is for you.  Hint: It's not 'out of the blue'- there are very specific
reasons why they quit calling you and I'm going to show you how to stop the
behaviors that are turning them off.  If you've had more than one guy 'shut down'
and quit talking during a disagreement, then you need to read this.  If you 'fight
a lot' with every guy you date... maybe you're not the unluckiest woman on the
planet that somehow 'finds all the jerks'...  Maybe it's YOU.  The fact
is, there are 5 very common things that women do unknowingly that really turn
men off... not only turn them off but have them running the opposite direction.  Most of
these you have no idea that you're doing... In fact, you probably think that it's
part of "playing the game", when in reality you're systematically turning him
off one mistake at a time.  A lot of
women think they know exactly what they're doing when it comes to dating and
reeling in the guy they want... but a lot of times the results speak for
themselves.  The
Next 30 Minutes Will Reverse Years of Frustration...  This
will only take you about 30 minutes to read... but it will help your dating
life out tremendously.  I've taken the biggest mistakes that women make
with us guys, and boiled them down into clear explanations that you'll
instantly "get"... and it will become very clear where your problems are.
_____________________________________________________________________________________________________________How To Talk To Your Kids & Grandkids: 10 Secrets To Being The Grandmother Everyone Adores [Kindle Edition]
Deborah Williams (Author), Linda A. Johnson (Author)
http://www.amazon.com/dp/B006P57THG
Book Description
Publication Date: December 21, 2011
How To Talk To Your Kids & Grandkids: 10 Secrets To Being The Grandmother Everyone Adores. The #1 Kindle Bestseller in Grandparenting.
This guide explores the 10 way to talk to your kids, as well as fun tips for opening up conversations with your grandkids. How To Connect Long Distance With Grandkids
Making the Most of Your Time with Grandchildren
Grandparent Visitation
Better Conversation with Grandkids
When Grandkids Visit
Step-Grandparentingand much, much more...The Ten Secrets are not just about becoming an amazing grandparent. They are about how to build, make, and keep strong relationships with your children, and create relationships with your grandchildren that will make a lasting difference in both your life and their lives.Whether your goal is to be a long distance grandmother or to be a key part of your grandchildren's lives, there's never been a better time to learn these skills.Curious? Scroll up and click the "Buy Now" button, and learn the 10 Secrets To Being The Grandmother Everyone Adores
__________________________________________________________________________________________________________________ Perfect Pierogi Recipes [Kindle Edition]
Rose Wysocki (Author)
http://www.amazon.com/dp/B00B0GC7YK
Book Description
Publication Date: January 11, 2013
In Perfect Pierogi Recipes Rose Wysocki shares both traditional and contemporary recipes for pierogi dough, fillings and toppings. Some are recipes from her Polish Mother and Grandmother. Others are recipes she's collected or developed over the years.You'll find a total of 51 recipes. They are very easy to make. Included are recipes for: 10 different pierogi doughs (traditional and contemporary), 15 savory fillings, 6 sweet fillings, 3 traditional pierogi toppings, 2 contemporary toppings, 9 compound butters and 6 sauces. You'll also find a list of 16 additional traditional toppings and 10 contemporary toppings (without recipes.) Finally you'll find a lot of information about the history of pierogi, how to make pierogi dough, different methods to cut, stuff and seal the pierogi, how to best boil, saute, deep fry or bake pierogi, how to freeze pierogi and more. Rose also provides information about a couple of pierogi cutting and sealing tools that will save you a lot of time in preparing pierogi.Making pierogi at home is really easy if you have the right directions. This book will give you a head start on making perfect pierogi for your family in your home.
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Out of Sight, Out of Mind - Easy Home Organization Tips and Storage Solutions for Clutter-Free Living [Kindle Edition]
Judith Turnbridge (Author)
http://www.amazon.com/dp/B008GSG64C
Book Description
Publication Date: July 1, 2012
Out of Sight, Out of Mind - Easy Home Organization Tips and Storage Solutions for Clutter-Free Living Do you feel trapped in a home too small and cluttered to breathe in? Would you like a designated place for everything?If you do, then Judith Turnbridge's latest book will provide you with all the answers you've been looking for.This easy-to-follow guide is jam-packed with practical tips and ideas for clutter-free home storage. It covers a host of topics on the separate areas of your home and gives you unique ideas on storing items such as shoes, makeup, books, and more. You'll learn how to utilize every inch of space, so you can say goodbye to being overwhelmed with clutter. You'll be able to stop wasting time and money looking for lost things and buying duplicates you already have. From now on your home will never be too small.Topics covered include: The living room
Storing toys in the living room
The kitchen - including a kitchen without many cabinets
The bedroom - including storage ideas for a small bedroom
Where and how to store clothes when there are no closets
How to keep nice/business clothes from getting wrinkled and dirty while in storage
How to store clothes in an under-bed storage bag without them smelling
How to raise a bed for under-bed storage
Socks and underwear storage when you don't have a bedroom dresser
Good makeup storage and organizational tips
Simple ideas for jewellery storage
The bathroom - including an extremely tiny bathroom
The kids room - including storing school artwork and crafts
The garage - including ideas for rodent-proof garage storage
How to solve shoe storage problems due to a cluttered closet
Storing shoes that do not serve an everyday purpose
Building your own DIY shoe racks
Handbags and purses
Storing a bike in a small apartmentThere's also much more in this fabulous book. You owe it to yourself to find out why nothing is better than a well-organized home and to finally turn your back on clutter forever.Judith Turnbridge is also author of the popular 'How to Declutter Your Home for Simple Living'.
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The Cuban Missile Crisis: A Very Brief History [Kindle Edition]
Mark Black (Author)
http://www.amazon.com/dp/B00AY4N4B4Book Description
Publication Date: January 6, 2013
Want to learn more about history, but dont think you have the time? Think again.The Cuban Missile Crisis, as it is known in the United States (US), occurred in October 1962. It was a naval military standoff that took place in the Caribbean Sea off the coast of Cuba between the two superpowers: the US and the Union of the Soviet Socialist Republics (USSR). Lasting thirteen days, it marked the height of the Cold War tensions, and was the closest the two nations had actually come to an outright war, which could in turn have led to a nuclear confrontation.The Very Brief History series is intended to give the reader a short, concise account of the most important events in world history. Each book provides the reader with the essential facts concerning a particular event or person; no distractions, just the essential facts, allowing the reader to master the subject in the shortest time possible.With The Very Brief History series, anyone can become a history expert!
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Free Country: A Penniless Adventure the Length of Britain [Kindle Edition]
George Mahood (Author)
http://www.amazon.com/dp/B0085W00M8
Book Description
Publication Date: May 23, 2012
"...spent last night laughing so much my coffee came out my eyes...""...this book is quite simply the best I've read in years...""...a completely bonkers challenge and a brilliantly funny read, I couldn't put it down...""...it reminded me of some of Danny Wallace and Dave Gorman's best bits...""...this wonderful story had me crying with laughter more often than not...""...inspiring, uplifting, need I say more? Quite brilliant...""...funny, totally engrossing and actually quite moving...""...one of the most heart-warming, genuinely funny books I have read in a long time...""...not many books keep me up 'till 4am, endangering my marriage in the process... Read it now...""...for the price of half a pint of beer you'll fill at least 4 pint glasses with tears of laughter..."
FREE COUNTRY: A Penniless Adventure the Length of BritainThe plan is simple. George and Ben have three weeks to cycle 1000 miles from the bottom of England to the top of Scotland. Theres just one small problem they have no bikes, no clothes, no food and no money. Setting off in just a pair of Union Jack boxer shorts, they attempt to rely on the generosity of the British public for everything from food to accommodation, clothes to shoes, and bikes to beer.During the most extraordinary of challenges, George and Ben scavenge through rubbish bins, search for the Loch Ness monster, wash dishes, clean hotels, sing Christmas carols for food, swim in lakes, descend Cornish hills on childrens bikes and cook a barbecue for 30 old people in a field. They spend the night in a greenhouse, a canal boat, a posh hotel, an empty house, a pub, a tent in a car park and a barn with a bull. Through the course of their hysterical journey they are clothed, fed and sheltered by the generous people of Britain; from llama farmers to onion farmers, students to lifeguards, a former rock-star to a former hit-man and Michael Eavis in a pair of hot-pants. They blaze a trail of open doors and warm hospitality the length of this green and pleasant land, proving that - both monetarily and opportunistically - Great Britain is undoubtedly a Free Country.
Great for travel. Wicking. Dries very quickly after hand-washing. Personally endorsed for comfort with some but not too much support.94% Nylon/6% Lyrca
Extremely quick-drying so you can wash on-the-go and pack fewer pairs
Treated with Aegis Microbe Shield to prevent and control odor-causing bacteria
Terry elastic back and functional fly
ExOfficio's Give-N-Go boxer brief boasts moisture-wicking technology for breathable comfort
LINK
Amazon Coupons
Environment Getting Tough For Investors: My Breakdown
Added on : Wednesday April 10th 2013 07:01:17 PM
In the interests of providing some food for thought to the FWF community I thought I would post this for investors here curious about ideas on how to position themselves going forward. I know a lot of smart people right now are looking at the current situation realizing that just about every investment out there is loaded with uncompensated risk and that even includes assets like cash which historically haven't had that much uncompensated risk associated with it. Now I by no means have a crystal ball and if you don't care about the thoughts of some guy on the internet then by all means don't read this. I wouldn't be posting if I didn't think there was some valuable insights in here, but feel free to take everything with a big grain of salt. And sorry for the book, but honestly something as complicated as capital markets requires length otherwise it's not even worth reading or writing.In this I'll address strategy going forward for both more active participants as well as for the Boglehead passive investors(yes I think even you guys have always had a small amount of decision making, it's just a lot smaller than most people; I'll explain it below). The basic fundamental problem that I see among investors today is that just about everything they're relying upon for how to invest for the future is predicated on falling interest rates and falling inflation rates. For 30 years falling interest rates have been the name of the game, and I think the typical investor out there does not understand how Crucial interest rates are to everything they invest in. It is likely a more important factor than any other factor in the entire marketplace and runs through everything. Everything from the valuation of the bond market to the discount rate that equity investors use to value equities to the input costs of firms relying upon short term debt to factoring receivables to sovereign financing to mortgage and home buying/building activity, etc. To give retail investors an idea think about how much you've heard about the impact of higher gasoline prices has on the economy individually and commercially and multiply that concept in your head by at least 10 times and you'll have an idea. Now this isn't some big bearish case at all, clearly economies can function alright with higher gasoline prices and the same is the case for higher interest rates or higher inflation for that matter. The point is that the way the economy and capital markets function under that paradigm shift is very different than what you've grown accustomed to, but while that is the case the vast majority of the 'rules of thumb', assumptions, etc. that all of you and practically every investor out there rely upon involve past history that stretches back 5 years, 10 years, 20 years, or 30 years that all share falling interest rates as a key component in the data you are seeing. Hell if you even go back 50 years most of that data is still colored by a falling interest rate environment and so that is what you'll receive back to confirm these notions that may no longer hold true.
Now I want to be clear about one thing and that is that I'm not predicting US rates to rise in the very near future. I honestly believe I have several rather strong arguments as to why that is probably some time off yet(and quite potentially further falls in US rates before that even happens), but in order for a person to invest wisely over the short term(if desired--obviously not applicable to passive investors) they need to have a good 'home base' or a reliable investment paradigm for the long term in order to feel comfortable with the way they are positioned. So that is why I'm bringing this up. The long term assumptions you're operating off of are likely flawed, and 30 years of pro-cyclical behavior has stacked the quantity of possible bad investments at many multiples of the quantity of good possible investments. And how are you going to deal with that likely reality?
The fundamental underpinning of my argument is that if you bought 50% bonds and 50% equities in the 1980s forgot about it and woke up in 2013 you would have done pretty well over that period of time. On the flip side if you did the same in the early 1960s you probably woke up 30 years later with a *loss* in real terms. That's 30 years and you had a loss. You're fixed income positions took continued capital losses in higher interest rates, the stock market wasn't much of a help, and the purchasing power of your earnings was devalued. There is a term for this; confiscation by the public and private printing press and for the most part it does not discriminate based on what type of financial instrument you own. Again before you accuse me of being an inflation hawk that isn't the only possibility in such an environment there are 2 others(which I'll get into) and I'm not writing this to say which one is the most likely only that you have 3 possible scenarios that are all not ideal for investors long term from where we sit today.
The next assumption that I operate off is a general conceptual way that I believe the world's key policy makers are approaching problems today. And it's not very complicated. Basically, whenever presented with a problem they need to fix they always seem to choose to stack massive quantities of different types of tail risk onto the system for the future in exchange for only a marginal benefit today. For the financially astute, central bankers and politicians have basically made the determination to be sellers of black swan derivatives thinking they can take the small economic benefit today in exchange for taking on the risk of an unlikely event in the future and whenever they find a problem they just add to that position(like a person paying their credit card bills by selling options). For the less financially astute think of a gambler who show's up at the race track and bets against the worst horse every single time and treats the proceeds as income. They might be able to get away with that for a while, but likely not forever(and guessing when is extremely hard). That is your policy makers around the world and they do that because they feel their citizenry demands it(like a boss saying give us earnings no matter where you get them from).
Now lastly in terms of the assumptions I operate off of(and you can feel free to disagree) I alluded to basically 3 possibilities going forward. And these are from where you stand when you're currently at the lower bound of interest rates.
1) Higher inflation
and/or
2) Higher interest rates
and/or
3) Sustained low growthYou can have any combination of these with the exception of a combination of higher growth without higher interest rates or higher inflation. You can have higher growth and higher inflation. You can have higher growth and higher interest rates. You can have higher interest rates and lower growth. You can have all 3 of any of the above. The only thing I would argue is impossible to last is high growth without a rise in interest rates or inflation or both. To believe otherwise is to believe that wealth is unlimited and free(wealth is different than money). If you want to believe that then ignore everything I've said and will say below and knock yourself out and good luck. If you believe like I do that wealth isn't unlimited and isn't free than feel free to continue.
Passive InvestorsFirst off, what passive investors need to realize is that they still have some decision making they make even if they don't realize it. Basically, you're investing by a physical and theoretical definition of asset class. You're just limiting decision making about what's inside of those assets classes, right? So a person that invests 70% S&P 500 index fund and 30% bond index and another person that invests in 40% total market stock index and 60% in a high yield international bond index are still both index investors. So what I just want to remind you of is that:
A) You're still exercising some limited decision making because if you weren't and you really wanted to 'own an index of the entire market' you would end up with something like(and this just a guess I haven't looked this up) 50% currency, 30% bonds with an average maturity of probably 10 years, 15% equities, and 4% commodities, and 1% other. If that is what what you want to own today by all means be my guest and good luck, but I think most people would say that is insane as a long term allocation with the way the future is shaping up.
B) That the real principals of passive investing are just low cost, low turnover, broad diversification, etc. and are not something inherent in using a particular physical or theoretical allocation.
I'll also repeat again. If you bought 50% bond index and 50% equity index in the 1980s no problem 30 years later you wake up and did great. You did the same in the 1960s and whoopsy 30 years later you wake up with an inflation adjusted loss. Now you know maybe the fact that even the average active investor lost as well makes you feel better about it and you're just content taking the loss then by all means don't concern yourself with it and ignore everything else I say.If instead you're of the mindset that you want to position yourself so that this doesn't happen to you while still maintaining a passive investment philosophy than I might have a solution for you. Basically(and again feel free to take this with a grain of salt), it just requires a challenge of the idea of only buying by the 2 main asset classes and instead looking at still using passive investing while utilizing allocation based on some other concept of a similar nature. First of all, without getting deep into the weeds the way people define asset class doesn't have too much basis in reality anyway. Is a junk bond more bond like or more equity like? Answer: Probably more the latter. Is a stock of a company that primarily holds fixed income more like a growth stock or a bond ETF? Answer: Again probably more the latter. Is preferred stock more like a bond or a stock? Answer: It depends upon how consistent and reliable the cash flows are.So let me propose other alternatives:
1) You can buy "index's" of other asset classes(outside of bonds or stocks) that either historically or conceptually would do better in a higher inflation or higher interest rate environment which may include alternative assets, commodities, precious metals(although I have my reservations about them going forward that I wont get into for the sake of length), etc. and that might provide you some relief from a potential lose, lose proposition in just broad stocks and broad bonds. You might want to be careful in the commodity space I mean you have carry cost in there that you're either directly or indirectly paying for and some of them might be predicated on a very ugly supply and demand profile right now.
2) You can recreate your own index around some theoretical concept or theoretical asset. -->
Personally, if I was to create an index today for the environment of the next 30 years I would recategorize everything based upon their environmental characteristics and use things like capital structure and duration to do it. So instead of saying I'm passively investing x% in stocks and y% in bonds. I would say I'm passively invested in x% on higher interest rates, y% on higher inflation, and z% on sustained low economic growth even if there is some overlap between these(which there is theoretical overlap between bonds and stocks anyway), and I would disregard asset labels going forward because they aren't going to help anybody better understand what they actually own going forward.And how I would do that is recategorize everything like the following:
1) Long duration fixed income = sustained low economic growth
2) Short duration fixed income = higher interest rates
3) TIPS = Obviously higher inflation
4) Leveraged loan funds or other sources variable fixed income = higher interest rates
5) Equities with high long term fixed debt = higher inflation(although they would also do better than peers who borrowed shorter term and had higher interest costs in a high interest rate environment as well)
6) Equities who borrow short term = sustained low economic growth
7) Companies that have a higher ability to pass on higher input costs to their customers = higher inflation
8) Companies who's revenue is more static in inflation adjusted terms, but have variable input costs = sustained low economic growth.
9) Commodities that have high consumer or industrial demand = higher inflation
10) The list goes on and on. Granted it's more work, but you just take a look at everything you own or indirectly own and just do your best to blink test it if you need to and given your overall diversification if you blink test enough of the assets on these 3 categories you should accurately categorize in most cases(again it's not like asset class type is perfect either as I explained above).Now you might notice that you currently hold a lot of allocation towards a particular one of these 3 categories that you think is to high(some of you might notice that you're 80%+ invested in a way opposed to higher interest rates and higher inflation--that shouldn't surprise anyone 30 years of pro-cyclicality has created a lot of assets that did better in lower interest rates and lower inflation because those were the ones that did well) and you just have to figure the lowest cost way to alter that to stay within the percentages you want and allows you to stay passive even if that means recreating your own index from scratch and letting that run. Use of sector ETFs might be able to keep the ticket charges down for example.Once when you have your recreated indexes in place you just behave the same way you always have. If low interest rates and low inflation prevail for a while and those positions do better than just periodically rebalance like you would today if an asset class was doing better and that way you keep yourself in the allocation you prefer and makes sure that you don't by default take on a higher position opposed to rising interest rates or higher inflation rates right before that paradigm shifts likely for a long time.
Active investorsFor the smart investors out there today who get that just about every market seems riddled with uncompensated risk(and that includes cash, bonds...everything) I don't blame anyone who just says, "Look if I can't find a safe place to invest without risk of devaluation on one end and market correction on overvalutaion in another than I'm just going to rely on myself to protect my money best I can." I think it's one of those markets where relying upon some of your own talent is pretty justified especially when it comes from a "how do I protect my money against devaluation risk on one end and systemic on the other" instead of "how do I make the most money possible type of mentality". But just keep in mind you're sitting in a world where markets are so dependent upon the personalities and ideas of only a handful of people. You can try to get in the head of people like Bernanke or Kuroda or a Draghi or a Dijsselbloem, but what if you misjudge their reactions to different things? I mean on one end you could see a guy that when massive risks are right around the corner he finally just cuts his losses and deals with the problem and if you were positioned 100% the opposite way you take massive losses. And if you think some policy maker is going to just take his hits to end the length of suffering and finally deal with a glaring problem that you think he's going to finally deal with...well maybe he decides to paper over it for 10 years and devalue you out. I mean if you're active out there you have to keep one foot out that you might be wrong about what these guys are going to do under pressure and how long it even takes them to realize they're under pressure.The other thing is to just always have in the back of your mind the available possibilities of how this thing shapes out once either certain countries kicking the can and/or low inflation and/or zero bound ends. I mean so let's say you're going with the trend today betting that Europe and China will blow over for now and printing will continue for a while with no consequences in the foreseeable future. And let's say you were doing this because you feel that the risk of being devalued out it in the future is the bigger problem right now then you better A) Still be positioned in a way where if that didn't work you wouldn't take such a large lump that you have no dry powder to redeploy to get back in the black with and B) Just make sure you realize that on the other end of that there are some rather large bulldozers(both in terms of purchasing power, discount rate to value everything you hold, and systemic risks in kick the can the countries) that you need to be ever aware of and cautious of if you're not positioned in a way conducive to that particular bulldozer.
My Breakdown of the Current Economic Environment
Added on : Wednesday April 10th 2013 06:01:16 PM
In the interests of providing some food for thought to the FWF community I thought I would post this for investors here curious about ideas on how to position themselves going forward. I know a lot of smart people right now are looking at the current situation realizing that just about every investment out there is loaded with uncompensated risk and that even includes assets like cash which historically haven't had that much uncompensated risk associated with it. Now I by no means have a crystal ball and if you don't care about the thoughts of some guy on the internet then by all means don't read this. I wouldn't be posting if I didn't think there was some valuable insights in here, but feel free to take everything with a big grain of salt. And sorry for the book, but honestly something as complicated as capital markets requires length otherwise it's not even worth reading or writing.In this I'll address strategy going forward for both more active participants as well as for the Boglehead passive investors(yes I think even you guys have always had a small amount of decision making, it's just a lot smaller than most people; I'll explain it below). The basic fundamental problem that I see among investors today is that just about everything they're relying upon for how to invest in the future is predicated on falling interest rates and falling inflation rates. For 30 years falling interest rates have been the name of the game, and I think the typical investor out there does not understand how Crucial interest rates are to everything they invest in. It is likely a more important factor than any other factor in the entire marketplace and runs through everything. Everything from your confidence in the bond market to the discount rate that equity investors use to value equities to the input costs of firms relying upon short term debt to factoring receivables to sovereign financing to mortgage and home buying/building activity, etc. To give retail investors an idea think about how much you've heard about the impact of higher gasoline prices has on the economy individually and commercially and multiply that concept in your head by at least 10 times and you'll have an idea. Now this isn't some big bearish case at all, clearly economies can function alright with higher gasoline prices and the same is the case for higher interest rates or higher inflation for that matter. The point is that the way the economy and capital markets function under that paradigm shift is very different than what you've grown accustomed to, but while that is the case the vast majority of the 'rules of thumb', assumptions, etc. that all of you and practically every investor out there rely upon involve past history that stretches back 5 years, 10 years, 20 years, or 30 years that all share falling interest rates as a key component in the data you are seeing. Hell if you even go back 50 years most of that data is still colored by a falling interest rate environment and so that is what you'll receive back to confirm these notions that may no longer hold true.
Now I want to be clear about one thing and that is that I'm not predicting US rates to rise in the very near future. I honestly believe I have several rather strong arguments as to why that is probably some time off yet(and quite potentially further falls in US rates before that even happens), but in order for a person to invest wisely over the short term(if desired--obviously not applicable to passive investors) they need to have a good 'home base' or a reliable investment paradigm for the long term in order to feel comfortable with the way they are positioned. So that is why I'm bringing this up. The long term assumptions you're operating off of are likely flawed, and 30 years of pro-cyclical behavior has stacked the quantity of possible bad investments at many multiples of the quantity of good possible investments. And how are you going to deal with that likely reality?
The fundamental underpinning of my argument is that if you bought 50% bonds and 50% equities in the 1980s forgot about it and woke up in 2013 you would have done pretty well over that period of time. On the flip side if you did the same in the early 1960s you probably woke up 30 years later with a *loss* in real terms. That's 30 years and you had a loss. You're fixed income positions took continued capital losses in higher interest rates, the stock market wasn't much of a help, and the purchasing power of your earnings was devalued. There is a term for this; confiscation by the public and private printing press and for the most part it does not discriminate based on what type of financial instrument you own. Again before you accuse me of being an inflation hawk that isn't the only possibility in such an environment there are 2 others(which I'll get into) and I'm not writing this to say which one is the most likely only that you have 3 possible scenarios that are all not ideal for investors long term from where we sit today.
The next assumption that I operate off is a general conceptual way that I believe the world's key policy makers are approaching problems today. And it's not very complicated. Basically, whenever presented with a problem they need to fix they always seem to choose to stack massive quantities of different types of tail risk onto the system for the future in exchange for only a marginal benefit today. For the financially astute central bankers and politicians have basically made the determination to be sellers of black swan derivatives thinking they can take the small economic benefit today in exchange for taking on the risk of an unlikely event in the future and whenever they find a problem they just add to that position(like a person paying their credit card bills by selling options). For the less financially astute think of a gambler who show's up at the race track and bets against the worst horse every single time and treats the proceeds as income. They might be able to get away with that for a while, but likely not forever(and guessing when is extremely hard). That is your policy makers around the world and they do that because they feel their citizenry demands it(like a boss saying give us earnings no matter where you get them from).
Now lastly in terms of the assumptions I operate off of(and you can feel free to disagree) I alluded to basically 3 possibilities going forward. And these are from where you stand when you're currently at the lower bound of interest rates.
1) Higher inflation
and/or
2) Higher interest rates
and/or
3) Sustained low growthYou can have any combination of these with the exception of a combination of higher growth without higher interest rates or higher inflation. You can have higher growth and higher inflation. You can have higher growth and higher interest rates. You can have higher interest rates and lower growth. You can have all 3 of any of the above. The only thing I would argue is impossible to last is high growth without a rise in interest rates or inflation or both. To believe otherwise is to believe that wealth is unlimited and free(wealth is different than money). If you want to believe that then ignore everything I've said and will say below and knock yourself and good luck. If you believe like I do that wealth isn't unlimited and isn't free than feel free to continue.
Passive InvestorsFirst off, what passive investors need to realize is that they still have some decision making they make even if they don't realize it. Basically, you're investing by a physical and theoretical definition of asset class. You're just limiting decision making about what's inside of those assets classes, right? So a person that invests 70% S&P 500 index fund and 30% bond index and another person that invests in 40% total market stock index and 60% in a high yield international bond index are still both index investors. So what I just want to remind you of is that:
A) You're still exercising some limited decision making because if you weren't and you really wanted to 'own an index of the entire market' you would end up with something like(and this just a guess I haven't looked this up) 50% currency, 30% bonds with an average maturity of probably 10 years, 15% equities, and 4% commodities, and 1% other. If that is what what you want to own today by all means be my guest and good luck, but I think most people would say that is insane as a long term allocation with the way the future is shaping up.
B) That the real principals of passive investing are just low cost, low turnover, broad diversification, etc. and are not something inherent in using a particular physical or theoretical allocation.
I'll also repeat again. If you bought 50% bond index and 50% equity index in the 1980s no problem 30 years later you wake up and did great. You did the same in the 1960s and whoopsy 30 years later you wake up with an inflation adjusted loss. Now you know maybe the fact that even the average active investor lost as well makes you feel better about it and you're just content taking the loss then by all means don't concern yourself with it and ignore everything else I say.If instead you're of the mindset that you want to position yourself so that this doesn't happen to you while still maintaining a passive investment philosophy than I might have a solution for you. Basically(and again feel free to take this with a grain of salt), it just requires a challenge of the idea of only buying by the 2 main asset classes and instead looking at still using passive investing while utilizing allocation based on some other concept of a similar nature. First of all, without getting deep into the weeds the way people define asset class doesn't have too much basis in reality anyway. Is a junk bond more bond like or more equity like? Answer: Probably more the latter. Is a stock of a company that primarily holds fixed income more like a growth stock or a bond ETF? Answer: Again probably more the latter. Is preferred stock more like a bond or a stock? Answer: It depends upon how consistent and reliable the cash flows are.So let me propose other alternatives:
1) You can buy "index's" of other asset classes(outside of bonds or stocks) that either historically or conceptually would do better in a higher inflation or higher interest rate environment which may include alternative assets, commodities, precious metals(although I have my reservations about them going forward that I wont get into for the sake of length), etc. and that might provide you some relief from a potential lose, lose proposition in just broad stocks and broad bonds. You might want to be careful in the commodity space I mean you have carry cost in there that you're either directly or indirectly paying for and some of them might be predicated on a very ugly supply and demand profile right now.
2) You can recreate your own index around some theoretical concept or theoretical asset. -->
Personally, if I was to create an index today for the environment of the next 30 years I would recategorize everything based upon their environmental characteristics and use things like capital structure and duration to do it. So instead of saying I'm passively investing x% in stocks and y% in bonds. I would say I'm passively invested in x% on higher interest rates, y% on higher inflation, and z% on sustained low economic growth even if there is some overlap between these(which there is theoretical overlap between bonds and stocks anyway), and I would disregard asset labels going forward because they aren't going to help anybody better understand what they actually own going forward.And how I would do that is recategorize everything like the following:
1) Long duration fixed income = sustained low economic growth
2) Short duration fixed income = higher interest rates
3) TIPS = Obviously higher inflation
4) Leveraged loan funds or other sources variable fixed income = higher interest rates
5) Equities with high long term fixed debt = higher inflation(although they would also do better than peers who borrowed shorter term and had higher interest costs in a high interest rate environment as well)
6) Equities who borrow short term = sustained low economic growth
7) Companies that have a higher ability to pass on higher input costs to their customers = higher inflation
8) Companies who's revenue is more static in inflation adjusted terms, but have variable input costs = sustained low economic growth.
9) Commodities that have high consumer or industrial demand = higher inflation
10) The list goes on and on. Granted it's more work, but you just take a look at everything you own or indirectly own and just do your best to blink test it if you need to and given your overall diversification if you blink test enough of the assets on these 3 categories you should accurately categorize in most cases(again it's not like asset class type is perfect either as I explained above).Now you might notice that you currently hold a lot of allocation towards a particular one of these 3 categories that you think is to high(some of you might notice that you're 80%+ invested in a way opposed to higher interest rates and higher inflation--that shouldn't surprise anyone 30 years of pro-cyclicality has created a lot of assets that did better in lower interest rates and lower inflation because those were the ones that did well) and you just have to figure the lowest cost way to alter that to stay within the percentages you want and allows you to stay passive even if that means recreating your own index from scratch and letting that run. Use of sector ETFs might be able to keep the ticket charges down for example.Once when you have your recreated indexes in place you just behave the same way you always have. If low interest rates and low inflation prevail for a while and those positions do better than just periodically rebalance like you would today if an asset class was doing better and that way you keep yourself in the allocation you prefer and makes sure that you don't by default take on a higher position opposed to rising interest rates or higher inflation rates right before that paradigm shifts likely for a long time.
Active investorsFor the smart investors out there today who get that just about every market seems riddled with uncompensated risk(and that includes cash, bonds...everything) I don't blame anyone who just says, "Look if I can't find a safe place to invest without risk of devaluation on one end and market correction on overvalutaion in another than I'm just going to rely on myself to protect my money best I can." I think it's one of those markets where relying upon some of your own talent is pretty justified especially when it comes from a "how do I protect my money against devaluation risk on one end and systemic on the other" instead of "how do I make the most money possible type of mentality". But just keep in mind you're sitting in a world where markets are so dependent upon the personalities and ideas of only a handful of people. You can try to get in the head of people like Bernanke or Kuroda or a Draghi or a Dijsselbloem, but what if you misjudge their reactions to different things? I mean on one end you could see a guy that when massive risks are right around the corner he finally just cuts his losses and deals with the problem and if you were positioned 100% the opposite way you take massive losses. And if you think some policy maker is going to just take his hits to end the length of suffering and finally deal with a glaring problem that you think he's going to finally deal with...well maybe he decides to paper over it for 10 years and devalue you out. I mean if you're active out there you have to keep one foot out that you might be wrong about what these guys are going to do under pressure and how long it even takes them to realize they're under pressure.The other thing is to just always have in the back of your mind the available possibilities of how this thing shapes out once either certain countries kicking the can and/or low inflation and/or zero bound ends. I mean so let's say you're going with the trend today betting that Europe and China will blow over for now and printing will continue for a while with no consequences in the foreseeable future. And let's say you were doing this because you feel that the risk of being devalued out it in the future is the bigger problem right now then you better A) Still be positioned in a way where if that didn't work you wouldn't take such a large lump that you have no dry powder to redeploy to get back in the black with and B) Just make sure you realize that on the other end of that there are some rather large bulldozers(both in terms of purchasing power, discount rate to value everything you hold, and systemic risks in kick the can the countries) that you need to be ever aware of and cautious of if you're not positioned in a way conducive to that particular bulldozer.
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Hi Guys,Long time lurker--first time poster. As I have found the FWF community to always be quite thoughtful and helpful, I would like to hear some thoughts, opinions and advice.I'm currently in a top 3 MBA program ready to graduate in May. I've received a few offers and I am concerned whether I am maximizing the potential income that I will be receiving.Let's me just say first that I know income isn't the only part of jobs, but let's assume that the other factors such as growth opportunities, culture, people, work life balance, etc., are satisfactory.Some details on me: I'm 30 years old (which is slightly old for a typical MBA grad). I have a prior Masters degree in statistics from a top program (done right after undergrad) and an undergrad in Computer Science from a state school, where I received a full scholarship. I have 5 years of work experience at a Fortune 100 large corporate healthcare company, located in a very low cost of living city, doing big data / analytics consulting. I moved into a Manager role / title, including hiring, performance reviews, managing clients, project work, etc., after the first 3 years. I've gone through a leadership development program at that company. Upon leaving, I was at a salary of $100,000 with bonus of usually 10%, but often a bit more. I thought that was very competitive, especially given the extremely low cost of living.So, the question is, what should someone with my background be commanding? Assume a corporate setting or a high growth small business. Assume healthcare industry, non-finance. Assume data / analytics management responsibilities.Some data points I received:
Typical entry level data scientist in the West Coast (eg. Facebook): $115K
Typical consulting MBA grad associate level (eg. McKinsey, Bain): ~$130K base with 20% bonus
Typical Director level salary at my old company: $150K-$160K base with unknown bonusSome offers I received:
Typical consulting firm in Chicago: $125K base with 20% bonus
Fortune 100 healthcare company in Boston: $120K base with 5% bonus
Small business consulting-like company in Washington D.C.: $135K base with 20% bonus, up to 30% bonusCost of the MBA:
I assume this to be around $450K+ when including the opportunity cost. It's around $100K a year when including tuition, fees and living expenses. On top of that is the $110K salary not earned each year (2 year program) plus yearly increases unearned.So, the feedback I am seeking: are these offers fair? Should I take any of them? What should I be expecting in terms of numbers? Should I keep looking? Should I strive to find something I love that might potentially have a much lesser salary (say $100K)? I feel like with 2 Masters degrees from top schools, 5 years of experience including formal management experience, a fairly high previous salary, I should be doing a bit better than average median graduating salary no? And certainly, it should be significantly higher than entry level data scientist? I just feel like with all those education / opportunity costs, I gotta make the next job pay well.I welcome your thoughts and responses. Thanks in advance.
Why don't investment companies offer consolidated dividend views?
Added on : Saturday April 06th 2013 02:01:32 PM
I have accounts with 2 different major investment firms, and neither one seems to offer any sort of consolidated dividend total. They keep track of total gains/loss as far as the stock price, and show that on the table, yet don't have any option to show how many dividends you've recieved, other than going through your transaction history and looking for them manually, and adding them up. Which would be extremely difficult to keep track of multiple dividends over time.I'd like a very clear view of my gains/losses, as well as total dividends received to be able to accurately judge performance. I'd think this would be one of the most pertinent pieces of info out there, especially for securities where gains from dividends are higher than gains increase in stock value, but for some reason the investment firms don't seem to see any importance in tallying up and displaying dividends.Is anyone else having this issue, or know a good workaround? Perhaps duplicating your portfolio to a virtual one, that does tally dividends?
Walgreens Balance Points Free 1000 Points Monthly
Added on : Friday April 05th 2013 09:01:57 PM
Walgreens.com/balance

Register:
Set Goal:
Log Activity:Extremely Easy - 2250 points credited to date (March 1000, April 1000, Goal 250)Balance rewards members can earn a 1000 points a month by logging their walking & running activities. 1000 points max per month.
250 points for setting a goal & achieving that goal.
250 points for syncing a device.Registration as of today will allow you to input March's log activity as well. You earn 20 points for each mile you walk or run, 20 points per logged weigh-in, and 20 points for logging other healthy activities (like cycling or swimming). You can also earn 250 points for setting your first goal and 250 points for syncing fitness devices from FitBit, BodyMedia and Withings.You can earn a maximum of 1,000 points per month by logging walks or runs. You can also earn a maximum of 20 points per day for weigh-ins and 20 points per day for logging other healthy activities
Kindle Books 4/1/13
Added on : Monday April 01st 2013 06:00:42 AM
Archen's away this week, so please help out if you can! These are 4-5 stars, a mix of new and old, nd only guaranteed FREE at time of posting. More later...have to head out to work -Buzz Books 2013: Spring/Summer [Kindle Edition]
http://www.amazon.com/gp/product/B00B5Z8WHW?ie=UTF8&ref_=oce_dig...
Pub. 2/5/13Last year's Buzz Books 2012 presented passionate readers their first look at many titles that went on to be hailed as ""Best Books of the Year""--including M. L. Stedmans The Light Between Oceans; Kevin Powers The Yellow Birds; Peter Hellers The Dog Stars; and Amanda Coplins The Orchardist; and John Kenneys Truth In Advertising. We also featured major new works from Junot Diaz (This Is How You Lose Her); Barbara Kingsolver (Flight Behavior); Dennis Lehane (Live By Night); J.R. Moehringer (Sutton); and even Neil Youngs memoir (Waging Heavy Peace). Readers gave us rave reviews online, added new discoveries to their to-be-read lists, and asked us for more.The new Buzz Books takes another publishing insider event--independent booksellers' Winter Institute--and makes it a major launch and discovery point. Enjoy substantial samples from some of the books that booksellers, reviewers, publishers and others are already talking about as some of the big new literary discoveries on the way. There is an abundance of potential breakouts from highly-regarded novelists, including Kate Atkinson (Life After Life), Stephen Kings son Joe Hill (NOS4A2), Meg Wolitzer (The Interestings), Ruth Ozeki (A Tale For The Time Being), Philipp Meyer (The Son), Therese Anne Fowler (Z: A Novel Of Zelda Fitzgerald), Alexander Maksik (A Marker To Measure Drift), and Benjamin Percy (Red Moon). Once again, we present the first look at the anticipated debuts of new authors including Pushcart winner Anthony Marra (A Constellation Of Vital Phenomena); Caine Prize winner NoViolet Bulawayo (We Need New Names) and Anton DiSclafani (The Yonahlossee Riding Camp For Girls).Hot nonfiction includes Lily Koppels The Astronaut Wives Club, already in development for film by Imagine Entertainment, and Skinny Bitch co-author Rory Freedman's Beg, on a new way of regarding all animals. There is also an extensive overview of the entire publishing season, curating over 100 more notable books to look for.
-------------------------------------WAR STORY [Kindle Edition]
http://www.amazon.com/WAR-STORY-ebook/dp/B00C0YT4S8/ref=sr_1_2?s...
pub. 3/24/13Discharged from the Marines, Jerry Colin returns home to Clarksdale County Iowa, a small, rural farming community. After buying the farm he has desired since early adolescence and marrying his high school sweetheart, he easily settles into the quiet, slow-paced country lifestyle. Jerrys intensions are to farm the land and raise his children in the same rural atmosphere as his father and grandfather had. Having tasted life in the fast lane, his greatest desire is the simplest of all, to provide for his family while taking the time to sit on the porch and rock in a chair as he watches the world rush past.
Brutal reality awaits him when the Vanlair, a small Russian religious clan, migrates to America, purchases land bordering Jerrys farm and builds a complex for their followers. The Vanlair are intent on building a safe environment for their community by driving the farmers from their land and assuming control of the county. The Vanlairs fast-paced lifestyle, overt aggression, and ancient religious beliefs are incompatible with a small rural American community. Culture and religion clash.
As Jerrys livestock and belongings disappear, hes forced off his farm in order to protect his wife and newborn son. After a deadly roadside ambush, Jerry flees, appalled by not only his deadly reprisal against the Vanlair but also his abilities learned in the Vietnam War.
Fearing his desire for revenge and hiding in the fog of alcohol. He runs as he deals with the pain and frustration of his disrupted life. After his father and brother are killed, he returns home, where he goes to war intent on driving the invaders out.
Jerry isnt alone. With the help of a small group of former CIA and government officials who provide needed supplies and his best friend who is married to a Russian born woman. Jerry is able to unite the county as they fight for their families, homes, and town.
====================================Stone Cold Heart [Kindle Edition]
http://www.amazon.com/Stone-Cold-Heart-ebook/dp/B00BO4ZGVO/ref=s...
pub. 3/2/13A tough, by the book, Houston Cop, Riley Stones life changes in an instant, when a woman she tried to protect is killed by her abusive husband. Driven by a secret in her own past, Riley had sought to protect and serve. Her moral compass shattered, she finally sees the justice system for what it truly is. We live in a world where the weak are prey, and murderers and rapists get a slap on the wrist. The wheels of justice grind slow. In Rileys new world the stalkers have become the stalked. She has stepped so far outside of the law there is no turning back now.
====================================SMART SCHOOL TIME RECIPES: The Breakfast, Snack, and Lunchbox Cookbook for Healthy Kids and Adults [Kindle Edition]
http://www.amazon.com/SMART-SCHOOL-TIME-RECIPES-ebook/dp/B0041KK...
Pub 8/31/10This e-cookbook was created to encourage whole foods living for families, while offering ample alternatives to prepackaged meals and snacks.Within you will discover 125 healthy recipes and over 100 full color photos for quick breakfasts, on-the-go snacks, and portable lunch items. And of course, the recipes are kid-friendly (and adult-friendly!), easy, and delicious. The chapters include:Morning Muffin Mania
Sensational Smoothies
Easy Freezin Waffles, Pancakes, and French Toast
More Smart Starts
Dips, Fillings, and Spreads
Soups and Stews
Salad-Style
More Lunchbox Love
Sweet Snackin
Craving Cookies
Essential Extras
==============================================================DIY Herbal Spa: Learn how to make organic aromatherapy bath products at home [Kindle Edition]
http://www.amazon.com/DIY-Herbal-Spa-aromatherapy-ebook/dp/B00AM...
Pub 10/12/12Attention, DIYers! Want to learn how to make organic botanical bath products?Instead of giving readers bath product recipes, DYI Herbal Spa starts with that Crucial step that most teachers miss: training your sense of smell so that you can create the perfect scent every time. And every chapter contains easy-to-follow training exercises designed for you to become comfortable with making each type of botanical productas well as a few recipes to get you started.What are you waiting for?
======================================Gluten Free Diet Plan: 50 Easy Recipes For More Energy and Celiac Disease Recovery (Gluten Free Cooking) [Kindle Edition]
http://www.amazon.com/Gluten-Free-Diet-Plan-ebook/dp/B00BPYEBQ4/...
Pub. 3/5/13How To Create Healthy and Easy Gluten Free Meals For Your Family
I Believe Anyone Can Enjoy a Gluten-Free Diet With These Great Recipes
You could be just 30 minutes away from your new favorite GF dish! In this book you will learn:
How To Create Tasty Gluten Free Meals
If you've tried gluten free cooking before, you've probably noticed most of the recipes are bland and the taste is mediocre, at best. But not with these delicious recipes! I believe GF meals should be just as delicious and tasty as any wheat-filled dish. And these recipes deliver.
10 Delicious Gluten Free Breakfast Recipes
Breakfast sucks without cereal and toast, right? No way! These tasty gluten free breakfast recipes will delight you and your family. You'll probably enjoy them even more than your old, gluten-filled breakfasts.
10 Delicious Gluten Free Lunch Recipes
Lunch should be fun and delicious too! And it will be from now on with these easy to make GF lunches.
10 Awesome Gluten-Free Appetizers
Sometimes snacking on a gluten free diet can be even harder than finding a meal. But not anymore! These GF appetizers are perfect for parties, dinners and a mid-day snack to keep you going.
=======================================================Stay or Go? How to Know if Your Marriage or Relationship is the Right One for YOU (Growing in Love for Life Series, Vol. 6) [Kindle Edition]
http://www.amazon.com/Marriage-Relationship-Growing-Series-ebook...
Pib/ 12/2/12Is your marriage right for you? Should you stay and work out your problems - or simply leave?
If you are in the wrong marriage you will never be happy. Period.
This important book by marriage Coach Liam Naden will show you exactly whether or not you are in the right relationship.Just some of the things you will learn:- six steps to determine if you are in the right marriage
- how to decide if you should stay or end the marriage
- the "hidden" reasons why deciding on the future of your marriage is the most important decision you will ever make
- the true purpose of your marriage (it's probably not be what you think!)
- your secret resource for gaining strength in your marriage
and much more.With rare insight, Liam Naden will take you deep into yourself to ask the right questions that are vital for the future of you and your family.
=======================================The Irritability Cure: How To Stop Being Angry, Anxious and Frustrated All The Time (Anger Management) [Kindle Edition]
http://www.amazon.com/The-Irritability-Cure-Frustrated-ebook/dp/...
Pub. 2/21/13How To Get Rid of Irritability and Anger Without Pissing Anyone Off Stress and Anger Expert Doc Orman, M.D. Shares His Secrets To Curing Anger If you want to be happier, healthier and more peaceful, this book is for you! You will learn: How To Eliminate Anger Before It Eliminates YouDr. Mort Orman has been studying irritability and the impact of anger on your health, success and life for years. In his research, he found a proven strategy that works for getting rid of anger and irritability fast, without drugs or medications.
One Simple Process For Turning Negative Thoughts Into Fuel For GrowthWhen you eliminate negative thoughts and energy from your life, you'll feel a sense of calm an inner peace like you've never felt before. But this is the power of negative thinking - when you turn your negative thoughts around, you actually create more energy and power that moves you into the direction you want to go in your life faster than you've ever moved before.
Why Going For Happiness Is The Quickest Path To What You WantSo often in life we try to be right instead of being happy. We argue to protect our viewpoint when we could just as easily let the argument go and be happy. Learn how to reprogram your mind and subconscious habits and never have another unnecessary argument again!
=======================================Why Men Pull Away [Kindle Edition]
http://www.amazon.com/Why-Men-Pull-Away-ebook/dp/B009P7PY6Y/ref=...
Pib 10/10/12Why men pull away? Have you ever had this problem? You are in a relationship, everything is going well, you might even be starting to wonder if he is the one, and then all of a sudden, and probably without any rational explanation, he pulls away. You are left hurt, confused, and angry, you don't know what's happened but you do need answers! The crazy things is that just because he pulled away it doesn't mean that he doesn't care for you or love you. If you want to keep your relationship strong then you need to learn to understand him, his motivations and his fears. This book will set you on the path to understanding your man and hopefully building a happy future together.
==============================================Lily Lemon Blossom Welcome to Lily's Room [Kindle Edition]
http://www.amazon.com/Lemon-Blossom-Welcome-Lilys-ebook/dp/B007K...
Pub 2/28/12Meet Lily Lemon Blossom, a delightful little girl who loves adventures and playing with her friends. Lily invites you to see her lovely room and meet her many friends, including Bunny Rabbit and Josephine her kitten who is always by her side. A quick peek into Lily's room will tell you quite a lot about her. The room comes alive with it's vibrant colors and huggable plush toys. It's a happy place for a happy little girl and her friends.
==============================================Rikki-Tikki-Tavi [Kindle Edition] by Rudyard Kipling
http://www.amazon.com/Rikki-Tikki-Tavi-ebook/dp/B004C43I68/ref=s...
Pub 1894
This is the story of a boy and his weasel, a bird and a snake, India and the British Empire. Rudyard Kipling's dramatic tale, here excerpted from the greater volume of The Jungle Book, is the story of the loyal mongoose, Rikk-Tikki-Tavi, and the lengths to which he must go to protect his adoptive human family.
===============================================GRANDPA HATES THE BIRD: The Battle Begins [Kindle Edition]
http://www.amazon.com/GRANDPA-HATES-THE-BIRD-ebook/dp/B005MTB73S...
Pub. 12/12/11I am no fool. I knew that if I wanted to make it to the end of the week alive, I would have to avoid upsetting Grandpa as much as possible. No singing, no playful nips, no jaunty bell.Bird and Grandpa stay home in Massachusetts while Mother, Father, Joseph and Maya head south for a winter holiday. When Grandpa determines to set tropical Bird free in freezing February, Bird must use every bit of bird brain power to outsmart him. Will Bird become a parrot popsicle?
Whats in the creepy second bedroom where no one ever goes?
Do Grandpa and Bird play Dig a Hole to China and Send Birdie on a Trip?In the spirit of Tom and Jerry, Bugs Bunny and Elmer Fudd, and Road Runner and Wile E. Coyote, here come Bird and Grandpa in the hilarious first short story in the Grandpa Hates the Bird series!====================================30 Delicious Poke Cake Recipes [Kindle Edition]
http://www.amazon.com/Delicious-Poke-Cake-Recipes-ebook/dp/B009I...
Pub 9/27/12Poke Cakes are amazing and fantastic desserts. They exhibit the 4 key qualities of the perfect dessert: They are Simple, Quick, Incredibly Delicious and Fun! These moist cakes are extremely simple to make. They are made with cake, pudding or Jell-O gelatin, fruit spreads fresh fruit and a variety of toppings. You are only limited by your imagination in the ingredients you can use. They are really quick cakes to prepare. You can make a simple but delicious Boston Cream Poke Cake in 1-1/2 hours and most of that time is baking time!Poke Cakes are delicious cakes. One of my favorites is the Strawberry Poke cake which is a white cake with homemade strawberry syrup, homemade strawberry filling and sweetened whipped cream with fresh strawberries on top. The cake is a strawberry-whipped cream explosion that melts in your mouth!Finally, making a Poke Cake is fun for both adults and kids. Kids just love to poke holes into the top of these cakes and fill them with Jell-O gelatin or pudding. Poke cakes are great projects for the entire family.Included in this book are 30 kitchen-tested Poke Cake recipes. There are also recipes for 3 bake-from-scratch cakes for people who don't like to use cake mixes. Finally there are also recipes for homemade apricot jam, homemade lemon curd and sweetened whipped cream.Pick up a copy of 30 Delicious Poke Cake Recipes today and make a delicious Poke Cake this weekend. You wont regret it.Here are the recipes you'll get:RECIPES
Apricot Poke Cake
Banana Cream Poke Cake
Black Cherry Poke Cake
Black Cherry Jello-O Poke Cake
Black Forest Poke Cake
Blackberry Jell-O Poke Cake
Blueberry Poke Cake
Boston Cream Poke Cake
Butterscotch Poke Cake
Chocolate Caramel Poke Cake
Chocolate Chocolate Poke Cake
Chocolate Fudge Poke Cake
Chocolate Pistachio Poke Cake
Chocolate Pudding Poke Cake
Coconut Pineapple Poke Cake
Grape Jell-O Poke Cake
Hot Fudge Caramel Poke Cake
Lemon Blueberry Poke Cake
Lemon Coconut Poke Cake
Lemon Mascarpone Poke Cake
Orange Jell-O Poke Cake
Oreo Pudding Poke Cake
Peach Poke Cake
Pineapple Jell-O Poke Cake
Pistachio Pudding Poke Cake
Raspberry Poke Cake
Strawberry Poke Cake
Strawberry Banana Poke Cake
Strawberry Cheesecake Poke Cake
Strawberry Jell-O Poke Cake
BAKE FROM SCRATCH CAKE RECIPES
Bake from Scratch Chocolate Cake Recipe
Bake from Scratch White Cake Recipe
Bake from Scratch Yellow Cake Recipe
JAMS, SPREADS & TOPPINGS
Easy Homemade Apricot Jam
Homemade Lemon Curd
Sweetened Whipped Cream
==========================================================The Best Pie Recipes [Kindle Edition]
http://www.amazon.com/The-Best-Pie-Recipes-ebook/dp/B00930J8O2/r...
Pub 8/27/12This amazing little book will be an essential staple in your kitchen because it contains the best pie recipes! Whether you are hosting a picnic or holiday gathering, attending a party, or simply satisfying a sweet tooth this book of easy pie recipes will be your go-to guide for pies!Dont be fooled, these are not new pie recipes, but yet the classics and some with a spin. Are you looking for a fancy, lattice top pie? Or maybe a classic two-crust apple or pumpkin pie for the holidays? Or perhaps an amazing fruit filled pie in the summer months? This little book will make your creations become the talk of the town. And heres the kicker theyre not complicated. Sure there are recipes that are more complex or will take a bit longer, but these are easy pie recipes as well. And lets face it, sometimes you just want to make a filling instead of using those preservative-loaded cans from the grocery store. Well, this book also contains pie filling recipes!Show up at your friends house with one of these marvelous creations, and your friends will envy you and your baking abilities. Even if youve never baked a pie before in your life, youll find these simple pie recipes too hard to resist. Dont go another day without this little secret for delicious deserts in your hands!
=================================================Tex-Mex Recipes - 100 Recipes to Spice Up Your Appetite [Kindle Edition]
http://www.amazon.com/Tex-Mex-Recipes-Spice-Appetite-ebook/dp/B0...
Pub. 10/21/12There is simply nothing more delicious than homemade enchiladas in hardy gravy with cheese bubbling on top. Or how about a warm breakfast burrito to get your day started? Within this cookbook of 100 Tex-Mex recipes you will find meals that will satisfy the whole family. Recipes like Easy Meat & Potato Tacos, Green Chili Quesadillas, Tamale Pie and something sweet such as Cinnamon Apple Enchiladas. If you love Tex-Mex food or even if you have never tasted Tex-Mex you are guaranteed to fall for the savory deliciousness that makes it one of the most popular foods around. There is truly nothing like it and that's a good thing!
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'Challenging the dollar': Bitcoin total value tops $1 billion
Added on : Sunday March 31st 2013 11:01:18 AM
Now the real question is how do we do it for fun and profit.
bit coin'Challenging the dollar': Bitcoin total value tops $1 billionAlready bigger than many sovereign currencies, Bitcoin has broken the $1 billion in value mark this week. In the wake of continuing economic crises and liquidity shortages, this new virtual currency is poised to challenge the euro and US dollar.By not being tied to any particular financial institution and independent from world governments, Bitcoin will become a safe haven for anyone trying to save their money from the crippled international banking system, claimed Max Keiser, the host of RT's Keiser Report.It is inevitable that Bitcoin will become a multi-trillion dollar enterprise because every other currency in the world is tied to dying central banks that are encumbered with impossible-to-pay debts and bankrupt counter-party risks,Keiser said.Crypto-currencyBitcoin emerged in 2009 amid the global financial meltdown. The digital currency was created by someone who identified himself as Satoshi Nakamoto. It is based on open-source software, and uses peer-to-peer connections for monetary transactions to avoid centralized authorities.Bitcoin aims to provide safe and secure exchange by verifying transactions with encryption that is used in military and government applications. And unlike bank services, the Bitcoin network is free, except for a voluntary to speed up transaction processing.Bitcoins can be bought for other currencies, virtual or real, and are accepted as payment for goods or services. They can also be won through gambling, received as gifts or donations, or simply 'mining' the process by which new bitcoins are introduced into the system.Bitcoins (BTC) are bought and sold for other currencies at online exchanges. The Japan-based Mt. Gox is the largest of its kind, where BTC have recently traded at an average exchange rate of $90 per bitcoin.Issuance of the currency is completely automated, with 25 new bitcoins generated every 10 minutes; inflation is set to be halved every four years, until a total of 21 million bitcoins is reached. In theory, the currency would not lose its purchasing power unless individuals and businesses refused to use bitcoins.With numerous financial companies already exchanging bitcoins into any of the worlds currencies, the founder of the Swedish Pirate Party, Rick Falkvinge, estimated that Bitcoin could capture between 1 and 10 percent of the global foreign exchange market. This implies that the price of each and every bitcoin would rise to between $100,000 and $1 million, Max Keiser explained.I have stated that myself,Keiser said.I think bitcoin's price will reach $200,000 per bitcoin before Warren Buffett's Berkshire Hathaway's stock.Ten years ago, few predicted that Facebook would have more than 1 billion users worldwide/ By the same token, few today imagine bitcoin could take on the G20 nations, but Keiser believes this may soon take place:Bitcoin's valuation, already bigger than many sovereign currencies, will challenge the most-traded currencies today, including the US dollar, the euro, the yen and the renminbi.Image from Flickr.com/zcopleyRegulatory hand reaches outBecause the virtual currency bypasses authorities and cannot be taxed unless the person deliberately reveals his transactions, the US government and the Treasury Department are seeking to enact stricter regulations and new money-laundering rules.Bitcoins are vulnerable to being stolen by hackers, thieves and fraudsters, though the Bitcoin community has made efforts to curb such crimes.The largest Bitcoin scam reportedly ran in 2012, and was structured like a classic Ponzi scheme. Investors lost at least 200,000 BTC worth $2.2 million at the time, according to the Bitcoin Forums. The high estimate puts the number at 500,000 BTC, or 5 percent of the total number of bitcoins in circulation at the time.The largest Bitcoin hacking heist, in March 2012, robbed the victims of 46,653 BTC ($230,468). The perpetrators exploited a vulnerability in the customer service of Bitcoinica exchange to get access to users' wallets.Satoshi Nakamoto, who created Bitcoin in 2009, left the system to develop on its own in 2011; his true identity was never revealed.One popular theory among Russian bloggers speculates that Nakamoto is Grigory Perelman, a reclusive Russian mathematician famous for solving the Poincar conjecture and receiving the Fields Medal the 'Nobel prize of math,' for the achievement.It is difficult to predict this new policy would play out: Patrick Murck, a legal counsel for the Bitcoin Foundation, a trade group promoting industry standards, said the frameworkwould be infeasible for many, if not most, members of the Bitcoin community to comply with.Keiser believes that Bitcoin users and the currency itself have little to worry about, unlike most of Internet startups feeling themselves suddenly vulnerable to government oversight. Bitcoins are not issued by a central body, and rely on a network of verification nodes to regulate transactions; in the future, Bitcoin users may achieve enough political clout to defend itself in traditional arenas.As Bitcoin's price increases, the new Bitcoin millionaires and billionaires will use their economic clout to rewrite laws in favor of Bitcoin, the same way banks like JP Morgan or Goldman Sachs lobby government to write laws that favor them,he explained.Web 3.0?Bitcoin could also offer relief to debt-stricken countries such as Cyprus.Cyprus was Bitcoin's 'come to Jesus' moment and it's fitting it happened around the Easter Holiday,Keiser said.For millions of people around the world who have been victimized by banksters and their corrupt politician friends, the light bulb went off and they suddenly realized they could save their wealth by parking it in Bitcoin and no government or bankster could stop them.After the initial rush of interest in the Internet in the mid-1990s, and the follow-up boom of Web 2.0 and the growth of social networking, Bitcoin is the third and perhaps the most disruptive wave of all, Keiser said.This is Web 3.0,he said.For me it's extremely exciting since I pioneered the idea of virtual currencies back in the mid 1990s and have four US patents in my name covering virtual trading and virtual currencies. Most people I talked to back then about these ideas and the possibility that something like Bitcoin could exist didn't think it was possible. They were wrong.
Alesis DM10 Drum Machine/Module - $480 + shipping.
Been looking at different drum machine's for a while, this one is going brand new for $480 + ship.$90 less than I've seen it anywhere else on the internet. The next cheapest one I found was B&H for $567.http://cgi.ebay.com/ws/eBayISAPI.dll?ViewItem&item=290879098824I've had a DM10 module before, they're GREAT. Versatile, lots of trigger inputs and sounds.Probably the best you can get in Electronic drumming without paying for the extremely pricey Roland Drum modules, that really aren't that much better. First time post, be gentle. Seemed like a pretty freagin' good deal to me.
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Please HELP!! Trying to get out of Contract with an Alarm Company.
Added on : Wednesday March 27th 2013 11:01:22 PM
My parents who are immigrants in the United States operate two local businesses here in Colorado and they have two different services for each store, one from ADT and a local business called advanced alarm company. They've had quite some occasions where they had troubles with the local company with false alarm process and increasing fees with added services we were never notified of. So they decide to switch to ADT for the other store as well, and a rep from ADT came out to give us estimates and what not.I liked what he offered, and concerned with the current service we have, I asked him a couple of times about terminating their service. I asked if they would be able to deal with them for us, and he said no. So then I asked, when I should contact them to cancel. He personally said there right in front of me, that he recommends other customers to do it after they sign and get ADT installed, to keep store still armed and what not during the transition period. I then asked him, if I should still contact them in advance and just tell them to have the service terminated on the date that I am supposed to get ADT.
He again insisted that I just call on the date, and after we get ADT in. So I said OK and later when we had to set up a day to get someone in to install ADT equipments, we were on the phone, and I asked him AGAIN then, about cancelling our current service, with the same response. Which, very extremely dumb of me, I did. The response I got from that company was crazy.They said I was under a 5 yr contract starting from 2010, and that since there's 2 more yrs left, I owed them 80% of the TOTAL remaining monthly fees, which equalled nearly $600. I honestly had NO idea about this from the contract, in fact, I don't even know where this contract is. It was back in 2010, and we were just taking the business over from someone and this was a small part of all the stuff that was going on in acquiring this business. Not only that, since my parents operate these stores and I have my own job, I had completely forgotten about this! Especially anything being frigging 5 yr binding contract.
That is a big mistake on my part, but if this ADT guy had not told me anything about contacting them AFTER I get ADT in, I would have found out prior to switching, and must have thought twice before making such decision. Anyhow, I now find out that ADT has nearly identical terms, only with it being unable to cancel any contracts starting from DAY 1!!
and it would be even MORE costly to cancel ADT and stay with the local service. I am totally bummed out right now and looking for any assistance or insights from anyone who might have a similar experience.
If I were to fight and go after somebody, should it be the ADT rep who gave me this information that led me to this mess, or the local service provider whos been nothing but trouble to us during our time with them?
They're saying we're breaching the contract by terminating early, but I never got good service by them and their increase in fees were way too crazy. Please help, anything will be really appreciated.
Used Car Buying question
Added on : Tuesday March 26th 2013 11:01:20 AM
Greetings,I had a question about buying a used car. I have read any and all posts on here about car purchasing and feel extremely confident about what is expected when shopping for a car. Here's my question...Backstory - we were gifted with a '99 explorer 2 years ago. Great SUV. Absolutely great. Well 2 weeks ago I was in a car accident and it was totaled. Our family have been proudly car payment free for many years (our other car is a '02 avalon). We knew eventually a car payment was in our future, but not for as long as possible. We started looking around at used SUVs and liked Chevy. With lots and lots of research we test drove one at the local dealership. As soon as the salesman walked up we told him, 'we are here to test drive. we have the rental car (courtesy of the insurance company) for XX more days and will not be buying before then'. At the end the salesman became semi-rude with us, asking what we were doing at the dealership if we weren't buying. It was a Thursday afternoon and was DEAD. We also had told him from the start we were only there to test drive.Anyways we left, but were annoyed at how rude he was to us. The problem is, after doing lots of research in two markets, that dealership still has the best deal on the traverse. What would you do? I don't want to give the dealership our money, but I also don't want to pay more than we have to.
LINKThe Pantum P2010 Monochrome Laser Printer is durable, reliable and affordable making it the perfect printer for your home or office. The Pantum printer is easy to install so you can set up and start printing immediately. Replace cartridges less often with less hassle. One piece PB110 laser cartridges don't require separate drum whereas many manufacturers, such as Brother, do. You can print on a wide variety of media types including envelopes, card stock, transparencies, labels and more. The Pantum P2000 is USB ready for easy connection with your computer. The Pantum P2000 maintains a low running cost, Pantum high-yield cartridges keep your cost per page about 20% lower than other comparable printers. The Pantum P2000's compact design allows you to save space at just 15"" (38cm) wide x 10.3"" (26.1cm) deep x 9.3"" (23.5cm) tall. The Pantum P2000 Built with an extremely robust print engine with 20,000 page monthly duty cycle and 2-3x the engine life of similar products. The Pantum P2000's 20,000 page monthly duty cycle is significantly higher than other entry level machines. Where competitors' printers use plastic parts, Pantum printers use steel for the internal mechanical parts. This means that they are less affected by temperature and are more resistant to what is traditionally considered normal wear and tear.
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Do entire family generations ever live off interest?
Added on : Thursday March 21st 2013 01:01:09 PM
I'm curious if anyone has ever heard of this happening?It seems to me, if there was one person who achieves even a modest fortune of just a few million dollars, and a maybe a couple paid off houses. That with careful planning, safe investments that keep up with inflation, etc, that person would be able to live off interest and dividends, and never have to work again, and then pass his fortune to his kids, who would never have to work, and then pass it to their kids, etc. This has always been one of my lifetime dreams. Heres a conservative example: 3 million dollars, at a interest rate of only 1.5%, is a $45k salary, when you have no mortgage payment, that should be plenty to live off of, and thats just a conservative example. Imagine with 10 million, or with a higher interest rate, bringing in 6 figures would seem possible.Does this ever happen though? I never hear of it. And if not, what stops it from happening? Is it simply that overall 99% of humans are too irresponsible?What I usually hear about is sports players earning $50+ million and then being bankrupt a few years later, or people winning millions in the lottery, and going broke. Or sometimes people who are extremely wealthy, but continue working their whole life.It seems like if everyone was actually financially responsible, then they would all be destined to become millionaires because each generation would pass their wealth/property onto the next, giving them more of a head start to build upon. I suppose if this did happen though the whole system would collapse since eventually if everyone was sitting around on interest, there would be no work getting done.
bonton.comhttp://www.bonton.com/
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Cuisinart Savor the Good Life 14-pc Forged Cutlery SetOriginal: $169.99 Sale: $49.97 The Cuisinart Save the Good Life forged cutlery set features ergonomically designed triple-riveted handles for exceptional durability and comfort. The superior forged high carbon stainless steel balance with Rockwell hardness of 48-52 offers precision and accuracy and holds an extremely sharp fine edge.
Includes: 8" chef knife, 8" slicing knife, 5" santoku knife, 5.5" serrated utility knife, 3.5" paring knife, 6-4.5" stamped steak knives, sharpener, shear and natural wood block
High carbon stainless steel blades and black handles
Hand-wash with warm water and a mild detergent
Imported Web Exclusive! This 14-pc. Cuisinart cutlery set features all the essential knives needed for food prep and is perfectly balanced for comfort and control.
Bon-Ton Stores Coupons
http://www.newegg.com/Product/Product.aspx?Item=N82E16823129011
$69.99 + Free Shipping After Rebate [Newegg.com] with promo code EMCYTZT3105
Trigger Mechanical Gaming Keyboard:
A weapon of choice for hardcore gamers and e-sport professionals, the Cooler Master CM Storm Trigger mechanical gaming keyboard with backlit illumination supplies everything you need to outperform your rivals and dominate the competition. Extremely durable Cherry MX switches deliver a comfortable, smooth feel for every key stroke, while anti-ghosting 6-keys rollover, five programmable macro keys and button reassignment enable you to breeze through complicated operation. Store your personal profiles on the 64KB onboard memory and easily recall them when switching to another computer. No more worry about accidently pressing the Window key! Just disable it and enjoy interrupt-free gaming. Also enjoy enhanced media playback with the 2-port USB hub and multimedia keys.Additional Information:
1000Hz driverless polling/1ms response time
109 Keys (includes 10-Key Numpad) and keycap remover included
18K gold plated USB Connector
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Sierra Designs Meteor Light Bottomless Shelter - 6-Person, 3 Season
Item #3988F
http://www.sierratradingpost.com/
TextCLEARANCE: $144.95Compare at $399.95Save 63%Closeouts. Tall enough to stand beneath, Sierra Designs Meteor Light single-wall shelter has a bombproof support structure, an easy-to-pitch design, and plentiful ventilation. A great choice for a sun shelter, group trips to the beach, or for use as a basecamp kitchen. DAC aluminum poles are extremely strong and very lightweight
PVC-free seam tape
Two ceiling vents
Continuous pole sleeves for smooth set up
Jakes foot pole attachments for quick attachment and a secure hold
Two stash doors for easy entry and exit
Two large mesh windows with covers provide excellent ventilation
Made in China
Cannot ship to Japan.
Cannot ship to United Kingdom
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Geneva Sound System Model M (white or red) for $449
$5.95 shipping.From Gilt.com
http://www.gilt.com/sale/men/tech-accessories-3888/product/92701...$649 at Amazon: http://www.amazon.com/Geneva-Sound-System-Stereo-Walnut/dp/B005X...
Made in Switzerland.The Geneva Sound System Model M is a complete bookshelf sized stereo system crafted in a single cabinet made out of piano lacquered wood
Two 1-inch tweeters
Two full-range 4-inch woofers
Two bass ports
Each speaker individually powered and chambered for accurate acoustics
Four powerful Class D digital amplifiers, extremely efficient, low-power consumption
Digital radio with 6 presets
LED display for volume, mode, track, and frequency
iPod/iPhone Universal Dock
Stereo mini line-in jack for external audio
Remote control
Digital clock with alarm
TouchLight controls - backlit, touch-sensitive
Includes remote control
Includes one-year limited warranty
Brand: Geneva
Material: Piano-lacquered Wood
Origin: Switzerland
LinkThose of you needing a counter depth fridge know how expensive they can be.. I found and bought this model last week after spotting it on sale on their website. Now the only way to find it is by the above link. Searching by model# item# description turns up nothing. This is Frigidaires mid-level gallery model. I am extremely happy wwith this fridge. Cheapest I have seen this previously was in the 1500.00 range. Lots of stores seem to have this in stock. Price in cart is 996.00 and by using 10% off movers coupon (bought mine online under 3.00 and had in 2 hours) brings the price down to 896.40 + tax.. Even at 996.00 this is a steal. Try to find anything even close to this price with comparable features. All fridge controls are located on the touch panel by water dispenser.
TextThis should also qualify for FW 3% cash back.Best boxers ever.Black color and large size only at this price.Order as many as you want (prior gold box deal for $13.80 only allowed one).Note that this deal is for boxers. There is another thread for boxer-briefs here.nylon
Odor resistant and moisture wicking fabric; 94 percent nylon, 6 percent Lycra
Extremely breathable and air dries quickly; perfect for travel
Terry elastic back and functional fly
Treated with Aegis Microbe Shield to prevent and control odor-causing bacteria
Inseam of 3 inches; weighs 3 ounces4.5 star average (> 220 reviews)
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LinkMosin-Nagant Model 1944 Carbine ( M44 Rifle)Availability: In Stock
Item #:LNGM44-RifleExtremely Popular and Highly Desirable M-44 Mosin Nagant Carbine Rifles. 7.62x54r caliber, 5 Round, Bolt Action, in Very Good to Excellent Condition
Only 40' overall. Ammo is readily available and inexpensive. These are some of the nicest M44 rifles that you will have ever seen.P.S. As of now there is a better deal published here for the same rifle.
LinkMosin-Nagant Model 1944 Carbine ( M44 Rifle)Availability: In Stock
Item #:LNGM44-RifleExtremely Popular and Highly Desirable M-44 Mosin Nagant Carbine Rifles. 7.62x54r caliber, 5 Round, Bolt Action, in Very Good to Excellent Condition
Only 40' overall. Ammo is readily available and inexpensive. These are some of the nicest M44 rifles that you will have ever seen.
Woot Yamaha receivers
Yamaha RX-V471RF 5.1-Channel 105-Watt 3D-Ready A/V Receiver:1080p HDMI with 3D and Audio Return Channel (4 In/ 1 Out) deliver crystal-clear, all-digital audio and video via a single cable, HDMI dramatically simplifies cabling and helps provide consumers with the highest-quality home theater experience
Audio Return Channel (ARC) is a distinctive 3D-ready function allows consumers to use a single HDMI connection to transfer digital audio from the TV back to the AV Receiver eliminating the need for a second cable between the TV and the home theater AV Receiver
A USB port on the front panel provides convenient connection for your iPod/iPhone, which also charges when connected
CINEMA DSP 3D provides a wide, high and dense sound field. HD Audio format decoding lets you enjoy HD Audio sources. Virtual Presence Speaker delivers 3-dimensional sound without actual use of presence speakers
The clean and simple on-screen GUI makes setup and other operations extremely easy. It can show album art, provides a choice of various languages and is visible over 3D images
The Four SCENE buttons make operating the receiver easier than ever. They are initially set to default settings for BD/DVD Viewing, CD Disc Listening, TV Viewing and Radio Listening. Pressing a SCENE button will automatically launch a number of operations that initiate play of the source controlled by that button
Yamahas YPAO system uses a small microphone and sophisticated equalization to automatically set the best sound for any room, no matter where the speakers are
When music is encoded into a digitally compressed format like MP3, the frequency response suffers. The Compressed Music Enhancer function restores what was lost, so your music always sounds the way it should
The RX-V471 has a low standby power consumption of 0.1W (1.2W in HDMI Standby Through mode) and an Auto Power Down feature (selectable to 4, 8 or 12 hours) which help make this an environmentally friendly receiver
Yamaha RX-V571RF 7.1-Channel 105-Watt 3D-Ready A/V Receiver:1080p HDMI with 3D and Audio Return Channel (6 In/ 1 Out), including one on Front Panel deliver crystal-clear, all-digital audio and video via a single cable, HDMI dramatically simplifies cabling and helps provide consumers with the highest-quality home theater experience
Audio Return Channel (ARC) is a distinctive 3D-ready function allows consumers to use a single HDMI connection to transfer digital audio from the TV back to the AV Receiver eliminating the need for a second cable between the TV and the home theater AV Receiver
An HDMI terminal on the front panel makes it easy to connect a camcorder or digital camera. All of the HDMI terminals are compatible with 3D and CEC, making them convenient for connecting set-top boxes and Blu-ray disc players
A USB port on the front panel provides convenient connection for your iPod/iPhone, which also charges when connected
CINEMA DSP 3D provides a wide, high and dense sound field. HD Audio format decoding lets you enjoy HD Audio sources. Virtual Presence Speaker delivers 3-dimensional sound without actual use of presence speakers
Capable of outstanding upscaling and i/p conversion quality, This AV Receiver will upscale video signals up to 1080p. This means a much better picture with HDTVs capable of 720p, 1080i or 1080p resolution
The clean and simple on-screen GUI makes setup and other operations extremely easy. It can show album art, provides a choice of various languages and is visible over 3D images
The Four SCENE buttons make operating the receiver easier than ever. They are initially set to default settings for BD/DVD Viewing, CD Disc Listening, TV Viewing and Radio Listening. Pressing a SCENE button will automatically launch a number of operations that initiate play of the source controlled by that button
Yamahas YPAO system uses a small microphone and sophisticated equalization to automatically set the best sound for any room, no matter where the speakers are
When music is encoded into a digitally compressed format like MP3, the frequency response suffers. The Compressed Music Enhancer function restores what was lost, so your music always sounds the way it should
The RX-V571 has a low standby power consumption of 0.1W (1.2W in HDMI Standby Through mode) and an Auto Power Down feature (selectable to 4, 8 or 12 hours) which help make this an environmentally friendly receiver
Shipping Note: Shipping to Alaska and Hawaii is not available for this itemA physical address is required for delivery. No Military or PO Box shipments availableWarranty: 6 Month Yamaha
The Louvre: All the Paintings--$21.99 shipped from Amazon
Added on : Thursday March 07th 2013 10:00:07 AM
The Louvre: All the Paintings--ISBN-10: 1579128866If a higher price is displayed, look lower on the page where you should see it offered for $18 (hardcover, new) plus shipping. You may have to select the book from several different prices, or conduct a new search, but you should find it for $18.This is a great coffee table book and, for the money, an extremely useful guide to the paintings at the Louvre, and also a good introduction to fine art. Makes a perfect (although heavy) gift for practically anyone.Some of the photographs of the paintings are admittedly very small, but the book is nevertheless well worth owning for the price.
Amazon Coupons
Able Planet Clear Harmony NC1150 Noise-Canceling Headphones $249 + Apple 16Gb iPod touch FREE!!http://www.dailysteals.com/A combination of 18dB active noise cancellation and award-winning LINX AUDIO technology results in enhanced sound quality and speech clarity, even at lower volumes. Use these headphones anywhere to create your own personal space filled with sound from your stereo, computer or CD/DVD/MP3 player or simply enjoy total silence.Slip into your Clear Harmony Headphones whenever and wherever you want an audio escape from the world. With their plush swiveling ear cushions, you may even forget you have them on. They fold down into their own hard-shell carry case, making them a wonderful travel companion; especially in noisy terminals or when seated across the aisle from a crying baby. Headphones come with a 5-ft. removable cord with in-line volume control, 1/8" and 1/4" stereo adapters, and an airplane adapter. Active noise cancellation requires 2 AAA batteries (included).As an added bonus, were including the ultimate entertainment device: a 4th Generation, 16GB Apple iPod Touch. The touch has front and rear cameras for taking photos and videos, as well as having live video chats over WiFi with FaceTime. The internal accelerometer and 3-axis gyroscope provide more motion gestures and terrific precision for an amazing gaming experience, which can be combined with the Game Center feature of iOS 6 to play against your friends. The touch also connects to the App Store and iTunes, offers multitasking, allows you to connect to the Internet, check email, and much more.
----
Condition: New
Packaging: Retail
Warranty: 1 Year
Brand: Able Planet
Model: NC1150Condition: New
Packaging: Retail
Warranty: 1 Year
Brand: Apple
Model:ME179LL/A or ME178LL/A
Clear Harmony NC1150 Headphones:
Superior noise-canceling technology
Features award-winning Linux Audio technology for unsurpassed sound and speech clarity
In-line volume control for easy adjustment to safe listening levels
Lightweight and extremely comfortable for long use
Removable cord with 1/8" and 1/4" stereo adapters
Attachable in-line volume control
Designed for use in computer and language labs, stereos, personal computers, and CD, DVD and MP3 players
Hearing aid compatible
Comfortable over-head and around the ear design for superior comfort for travel
Functions using 2 AAA batteries (included)
Soft touch Black with carbon fiber trimBonus 16GB iPod 4th Generation (Choice of Black or White)
3.5" Multi-Touch Retina Display
A4 Processor
Front and Rear Cameras with FaceTime
HD Video Recording and Editing
Game Center
WiFi & Bluetooth 2.1 + EDR Connectivity
Nike+iPod
Mac and PC Compatible
Stereo EarbudsNote: Items will ship togetherWhat You Get:
Able Planet NC1150 Clear Harmony Active Noise-Canceling Headphones (Black)
Hard cover case
Detachable cord with in-wire volume control
2 x AAA batteries
Stereo adapter
Apple 16GB iPod touch (4th Generation) (Choice of Black or White)
Dock Connector to USB 2.0 Cable
http://moofi.woot.com/offers/buffalo-gigabit-dualband-router-bri... Condition: NewIncludes:AirStation 1750 Gigabit 802.11ac Dual-Band Wireless Router
∙ 802.11ac is the latest wireless standard offering speeds up to 3x faster than 802.11n. Operating in the 5GHz spectrum, 802.11ac offers transfer speeds up to 1300 Mbps, ideal for uninterrupted HD video streaming and concurrent Internet access
∙ Along with greatly enhanced speeds, 802.11ac features improved reliability and range and it is backward compatible with 802.11n to support your most recent wireless devices
∙ Offering simultaneous wireless operation on both the 2.4GHz and 5GHz bands, the AirStation AC1750 gigabit dual band router is perfect for streaming HD movies, music and emailing from multiple devices at the same time
∙ With combined speeds up to 1750 Mbps (5 GHz and 2.4 GHz operation), the AirStation dual band router provides an extremely fast wireless connection, perfect for surfing and emailing from multiple computers, downloading files and streaming music, movies and other HD multimedia content from the Web all at the same time
∙ Dead spots in your home or office can slow down your wireless access and even prevent you from getting online. The AirStation dual band router features enhanced signal strength and increased range for improved coverage and reliability
∙ 10/100/1000 Mbps Gigabit Ethernet connections provide maximum speeds for data transmission over the network
∙ Move large files including HD movies, music, photos, backups, and other digital assets across the network at maximum speed
∙ All network ports including LAN and WAN ports are Gigabit
∙ The AirStation AC1750 Gigabit Dual Band Router offers the best security standards available, featuring multi-level wireless encryption options to prevent unauthorized access and protect your important data
∙ Guest Access allows you to share an Internet connection with visitors, isolating them from full access to the network keeping personal files and information secure. Create multiple SSID broadcasts for easy network detection and connection
∙ Easily connect a USB hard drive for easy file sharing, media streaming and central storage or add a printer to your home network

AirStation AC1300/N450 4-Port Gigabit 802.11ac Dual-Band Wireless Ethernet Bridge

∙ 802.11ac is the latest wireless standard offering speeds up to 3x faster than 802.11n. Operating in the 5GHz spectrum, 802.11ac offers transfer speeds up to 1300 Mbps, ideal for uninterrupted HD video streaming and concurrent Internet access
∙ Along with greatly enhanced speeds, 802.11ac features improved reliability and range and it is backward compatible with 802.11n to support your most recent wireless devices
∙ Offering selectable dual band wireless operation on the 2.4GHz and 5GHz bands, the AirStation AC1300/N450 Ethernet bridge is perfect for streaming HD movies, music and emailing from multiple devices at the same time With 5GHz speeds up to 1300 Mbps and 2.4GHz speeds up to 450 Mbps, AirStation AC1300/N450 Ethernet bridge provides an extremely fast wireless connection, perfect for surfing and emailing from multiple computers, downloading files and streaming music, movies and other HD multimedia content from the Web all at the same time
∙ Connect any four wired devices, such as printers, gaming consoles or DVRs, to an existing wireless network using the AirStation AC1300/N450 Ethernet bridge. It is perfect for adding multimedia and gaming devices like Xbox 360, Sony PlayStation3, DIRECTV and DISHNetwork DVRs, networkable TVs and more to your wireless network
∙ Configure two or more AirStation devices to act as a standalone wireless bridge. Create a permanent, high-speed wireless link capable of speeds up to 1300 Mbps and wirelessly extend the range of your network
∙ Maximize your wired network speed with gigabit Ethernet connections that keep your data moving at lightning speed
∙ AirStation Ethernet bridge features multi-level wireless encryption options to prevent unauthorized access and protect your important data
∙ Easily upgrade your network from previous wireless standards and maintain compatibility with existing adapters and devices. The AirStation AC1300/N450 functions as an 802.11ac Ethernet bridge or a Wireless N Ethernet bridge and works with 11a, 11g and 11n, offering extreme performance and greater coverage
Shipping Note: Eligible for shipping to all 50 statesWarranty: 3 Year Buffalo Technology
woot! Coupons
Price mistake!?!?! Able Planet Clear Harmony NC1150 Noise-Canceling Headphones $249 + Apple 16Gb iPod touch FREE!!http://www.dailysteals.com/A combination of 18dB active noise cancellation and award-winning LINX AUDIO technology results in enhanced sound quality and speech clarity, even at lower volumes. Use these headphones anywhere to create your own personal space filled with sound from your stereo, computer or CD/DVD/MP3 player or simply enjoy total silence.Slip into your Clear Harmony Headphones whenever and wherever you want an audio escape from the world. With their plush swiveling ear cushions, you may even forget you have them on. They fold down into their own hard-shell carry case, making them a wonderful travel companion; especially in noisy terminals or when seated across the aisle from a crying baby. Headphones come with a 5-ft. removable cord with in-line volume control, 1/8" and 1/4" stereo adapters, and an airplane adapter. Active noise cancellation requires 2 AAA batteries (included).As an added bonus, were including the ultimate entertainment device: a 4th Generation, 16GB Apple iPod Touch. The touch has front and rear cameras for taking photos and videos, as well as having live video chats over WiFi with FaceTime. The internal accelerometer and 3-axis gyroscope provide more motion gestures and terrific precision for an amazing gaming experience, which can be combined with the Game Center feature of iOS 6 to play against your friends. The touch also connects to the App Store and iTunes, offers multitasking, allows you to connect to the Internet, check email, and much more.
----
Condition: New
Packaging: Retail
Warranty: 1 Year
Brand: Able Planet
Model: NC1150Condition: New
Packaging: Retail
Warranty: 1 Year
Brand: Apple
Model:ME179LL/A or ME178LL/A
Clear Harmony NC1150 Headphones:
Superior noise-canceling technology
Features award-winning Linux Audio technology for unsurpassed sound and speech clarity
In-line volume control for easy adjustment to safe listening levels
Lightweight and extremely comfortable for long use
Removable cord with 1/8" and 1/4" stereo adapters
Attachable in-line volume control
Designed for use in computer and language labs, stereos, personal computers, and CD, DVD and MP3 players
Hearing aid compatible
Comfortable over-head and around the ear design for superior comfort for travel
Functions using 2 AAA batteries (included)
Soft touch Black with carbon fiber trimBonus 16GB iPod 4th Generation (Choice of Black or White)
3.5" Multi-Touch Retina Display
A4 Processor
Front and Rear Cameras with FaceTime
HD Video Recording and Editing
Game Center
WiFi & Bluetooth 2.1 + EDR Connectivity
Nike+iPod
Mac and PC Compatible
Stereo EarbudsNote: Items will ship togetherWhat You Get:
Able Planet NC1150 Clear Harmony Active Noise-Canceling Headphones (Black)
Hard cover case
Detachable cord with in-wire volume control
2 x AAA batteries
Stereo adapter
Apple 16GB iPod touch (4th Generation) (Choice of Black or White)
Dock Connector to USB 2.0 Cable
List Price:$119.99
Price:$84.99
You Save:$35.00 (29%)
Post-purchase rebate: $15.00 Get forms
Price after rebate:$69.99LINKA weapon of choice for hardcore gamers and e-sport professionals, the Cooler Master CM Storm Trigger mechanical gaming keyboard with backlit illumination supplies everything you need to outperform your rivals and dominate the competition. Extremely durable Cherry MX switches deliver a comfortable, smooth feel for every key stroke, while anti-ghosting 6-keys rollover, five programmable macro keys and button reassignment enable you to breeze through complicated operation. Store your personal profiles on the 64KB onboard memory and easily recall them when switching to another computer. No more worry about accidently pressing the Window key! Just disable it and enjoy interrupt-free gaming. Also enjoy enhanced media playback with the 2-port USB hub and multimedia keys.
Amazon Coupons
http://www.sierratradingpost.com/
TextItem #4405W Columbia Sportswear Aerial Arson Omni-Heat Shell Jacket - Waterproof (For Men) $124.95 Compare at $350.00
Closeouts. Light the slopes on fire in Columbia Sportswear's Aerial Arson shell jacket, featuring top-tier performance features like an Omni-Dry waterproof ultrabreathable membrane, fully seam-sealed construction and heat-reflecting Omni-Heat lining. From Columbia Sportswear's Titanium collection of high-performance apparel
Omni-Dry waterproof ultrabreathable membrane is extremely air permeable for ultimate outdoor performance
Fully seam sealed for complete waterproof protection
Omni-Heat thermal reflective system reflects and retains your body heat for an average of 20% more warmth
Watertight zippers
Removable storm hood with wire brim
Vertical zip chest pocket
Full YKK zip front with touch-fasten storm flap
Zip body vents on upper body
Zip handwarmer pockets with Omni-Heat thermal reflectors
Removable powder skirt with stretch panel and pant-connector snaps
Articulated elbows for freedom of movement
Touch-fasten adjustable cuffs
Interior audio pocket with headphone wire portals
Interior goggle pocket
Interior zip security pocket
Made in Viet Nam
Visit our Waterproof Guide
Visit our Winter Dressing Guide
US shipments only 1.800.713.4534
Sierra Trading Post Coupons
Bon Appetit Magazine Subscription - up to 3 years($4.99/yr) @tanga
Added on : Saturday March 02nd 2013 10:00:02 AM
https://www.tanga.com/deals/e1c318dce1/bon-appetit-magazine-subs...
$4.99 w/ coupon code FATWALLET
Bon Appetit is French for enjoy your meal, and that is exactly what the premise of the magazine is. This publication is one of Americas most popular cooking magazines, exploring delicious cuisine from all over the world in every issue. Bon Appetit describes itself as a food and entertainment magazine, as it also offers editorial content on fine wine, travel, and restaurant ratings. Every recipe in the magazine is accompanied by a beautiful photograph and page layout, which adds an extremely appealing visual aesthetic to the publication. Bon Appetit offers food ideas that span from simple, 30-minute meals to dishes that require more advanced culinary abilities. The magazine also includes regular columns and articles, such as cooking life, family style, menus, and health wise.Please Note: This magazine has 12 issues per subscription and you can buy up to a 3-year subscription. For example, if you order 3, you are ordering a 3-year subscription! If you already have a subscription and order more through Tanga, it will add additional years to your current subscription.Please allow 8-14 weeks for your first issue to arrive
Tanga Coupons
Budget Android tablets starting @ $70 FS
Added on : Friday February 22nd 2013 01:00:09 PM
In market for a budget android tablet. 7" 8GB for $70. They have sold over close to 3500 of these. Must be good? Google search found deals for $89 dating back to Jan 13. Recent price drop makes it hot?
Also available are 8" 8 GB for $90 and the 10" 16 GB for $150. They both have 1GB memory.
SpecsDual core A10 1.2GHZ,
512MB DDR3 RAM,
8GB Onboard Storage,
Google Android 4.0,
Multi-touch Capacitive Screen,
Support HDMI Ver 1.4 Output (Support 3D Vision) 1080p HD,
High Resolution 800 x 480 Pixels Display,
7 inch Super Slim 16:9 Panel,
Built-in WIFI IEEE802.11B/G/N, Extremely long Battery Life of 2400mAh (4-5 hours of continuous active usage), Support multiple formats 1080P HD Player,
Support external TF card, maximum capacity of 32GB. Comes with 1 year warranty. Have to contact them through eB@y
eBay Coupons
Handling a Terminal Disease the FWF Way?
Added on : Friday February 22nd 2013 10:01:04 AM
PREFACE - Please don't flame me!
First, let me say that I'm completely surprised that I couldn't find an existing thread for these questions. That makes me think that either (1) I'm not very good at searching, or (2) these questions are frowned upon for some reason. I'm trying to limit the details of my situation to what I think would be relevant to the questions at hand, but only to keep things concise and as simple as possible. If more details are needed I am certainly willing to provide them.DISEASE BACKGROUND - Some high-level details of my illness.
About two weeks ago I was diagnosed with a terminal, inoperable brain tumor. I am going to start radiation and chemotherapy on 02.27.2013. The current treatment plan calls for therapy five days a week for about six weeks - through 04.19.2013. We don't know how terminal the terminal part is, and we really won't until after those six weeks. Worst case is less than a year. Median is one to two years. I've got potential to be a fairly optimistic case - some folks are still going strong after eight to ten years.FINANCIAL BACKGROUND - High-level details of our current financial situationMarried, three biological children (7 months, 3 years and 4 years) and one step-child (9 years)
Wife is a full-time stay-at-home mother. She has no work-from-home type income.
Wife does collect child support from the 9 year-old's father. We have a good relationship with him.
We closed on a new-construction home in mid-December - about two weeks before learning of the brain tumor.
We have a 30-year fixed rate mortgage at 3.25% through a USDA Rural Development loan. We put $10,000 down. The original loan amount was $283,500.00.
I am the only one on the mortgage note. My wife is not on the note. My wife and I are both on the title - I think it's "Joint Survivorship", but I could be mistaken if that sounds wrong.
The loan closed on 12.20.2012. Wells Fargo bought it from our broker less than 30 days ago (I think it was less than 30 days ago...)
We did not purchase any sort of mortgage payment protection, etc.
I am employed full-time as a software developer. My salary is $79,000/year.
I have up to 160 hours of paid leave at work. There is no distinction made between sick leave and vacation.
My employer has been extremely understanding (so far!). I am working from home. Because I'm salaried, and I work so many nights and weekends for product releases, they have told me there is no need to take any leave for my doctors' appointments, etc. at this time. I'm still putting in well over my 40 hours/week. If push ever came to shove, that could be verified by our VPN activity reports.
We have one vehicle financed through Navy Federal Credit Union - my wife's 2012 Ford Explorer.
I am the only one on the NFCU car note. My wife is not on the note. We are both on the vehicle's title.
I can no longer drive, so last week we sold the 2005 Volvo that we owned outright.
We have a few credit cards, but they have minimal balances. Mostly just recurring monthly charges to keep a rolling history on them. They could all be paid off quickly.
I do not have short-term disability insurance.
I do have long term disability insurance.
I have $50,000 of automatic group life insurance through my employer, plus I've done a buy-up of $170,000 for a total of $220,000.00.
I have decent health insurance for these times. I believe my deductible is $2,000 with an out of pocket max of $4,000. We also have a $2,000 FSA.
Our retirement accounts are fairly limited. My wife doesn't have anything in her name, and mine are meager and not vested (I know, I know...).
OTHER STUFF - We've had a fairly eventful financial past, and this info may or may not be helpful.Purchased a home in 2008 - FHA loan.
A few months later my wife had to quit her job and I had to start working in central Virginia versus Washington, DC due to a medical condition for our now-four-year-old.
Our income dropped by about 50% ($60,000/year) overnight.
Mailed our keys to Wells Fargo within a few days and moved in to an apartment (this was just before "The Bubble" - no way we could afford the $2,400/month payment). House was foreclosed on within one to two months.
We filed Chapter 7. Our discharge date was 10/09/2009.
We had two cars financed at the time - one we reaffirmed, the other we turned in as a voluntary repo.
They're getting better all the time, of course, but both my wife and I have managed to get our credit scores in to the 680s.
PRIMARY QUESTIONS - These are my primary questions, but I'm sure I may be missing some important ones that I don't even know to ask.Are there any obvious steps I need to take to protect my family?
Are there any major implications of our mortgage situation?
Are there any major implications of our vehicle loan situation?
Are there any major tax implications outside of the obvious ones (like keeping receipts, etc.)?
Is anyone aware of any programs/grants/etc. for which I should attempt to apply?
Is there anything special I should do to protect myself in terms of my relationship with my employer?
Is it too late to apply for some sort of payment protection (or similar) on the mortgage?
Are there any semi-shady contractual terms that I should know about (e.g., if a creditor is unable to recover from my wife for an unsecured debt only in my name after I die)
Is there anything my wife needs to start doing now from a financial standpoint (e.g., paper trails, histories of saving - or not saving, etc.)
I have every intention of continuing to work. We've been told that I am virtually guaranteed to get full disability from the SSA, but that once I do I really can't go back to work. We've also been told that I can't apply for disability until I stop working (makes sense to me) and that I won't see any payments for at least about 5 months. If I have to stop working to collect disability then my wife and I see no reason to do that now. I like to work, I'm able to work (from home), and I make much more money actually working than I would get in disability benefits. I've also got pretty good health insurance. I plan to work until either (1) I can no longer work and I've used up all of my leave or (2) I get fired for performance reasons (I can't really see this happening, to be honest, but I'm not sure that it would make a functional difference in terms of disability compared to the first scenario).
Anything else obvious that I'm missing?CONCLUSION - I have no subtitle for this.
I'm not trying to milk this situation. That being said, the safety and security of my family is incredibly important. If there are any saavy or calculated [legal] moves that I can make that will help make my family more secure I'm all for it. We have always tried to follow whatever "Golden Rule" we can with our financial dealings - for example, we could have squatted at our first home for quite a long time, but we felt that we did was the "right" thing to do, in ethical terms. We'd like to stay as ethical as possible, but where ethics become murky, but the law is still clear, we'd err on the side of protecting the family.
Cobalt S700 Android 4.0 7" tablet $70 FS
Added on : Friday February 22nd 2013 10:00:04 AM
In market for a budget android tablet. Found this in eB@y. They have sold over close to 3500 of these. Must be good? Google search found deals for $89 dating back to Jan 13. Recent price drop makes it hot?  SpecsDual core A10 1.2GHZ,
512MB DDR3 RAM,
8GB Onboard Storage,
Google Android 4.0,
Multi-touch Capacitive Screen,
Support HDMI Ver 1.4 Output (Support 3D Vision) 1080p HD,
High Resolution 800 x 480 Pixels Display,
7 inch Super Slim 16:9 Panel,
Built-in WIFI IEEE802.11B/G/N, Extremely long Battery Life of 2400mAh (4-5 hours of continuous active usage), Support multiple formats 1080P HD Player,
Support external TF card, maximum capacity of 32GB. Comes with 1 year warranty. Have to contact them through eB@y
eBay Coupons
Men's Fitness Magazine Subscription - For up to 3 Years ($3.99/year) @tanga
Added on : Thursday February 21st 2013 10:00:07 AM
https://www.tanga.com/deals/e8a7d0f50d/men-s-fitness-magazine-su...Mens Fitness is geared towards a readership interested in enjoying a well-rounded, happy and healthy lifestyle. Targeting an audience of men ranging in age from 21-40, this monthly publication spreads its content across a wide spectrum including topics such as health, fashion, sports, nutrition and sex. Every issue offers an interview and photo spread of the cover model, most often a recognizable actor, athlete, or musician.The in-depth articles and surveys in Mens Fitness make this magazine not just enjoyable, but extremely informative as well. The magazines advice and guidance is validated by noted contributors, including published authors and registered dietitians. The Mens Fitness catchphrase, How The Best Man Wins, pays homage to the publications dedication to what its readers take away from every issue.There are 10 issues per subscription and you can purchase up to a 3-year subscription.$3.99 w/ coupon code STAYFIT2013
Tanga Coupons
Gun - Beretta Nano 9mm $384.80 Shipped
Added on : Wednesday February 20th 2013 07:00:03 AM
Gun Beretta Nano 9mm $384.80 shipped
LinkyBeretta NANO Semi-automatic Double Action Only Sub Compact 9MM 3.07" Polymer Black 6Rd 2 Mags 3 Dot JMN9S15Manufacturer Beretta
SKU GAG_BRJMN9S15
Condition New in Box
Action Type Semi-automatic
Caliber 9MM
UPC 082442189543
Model Nano
Manufacturer Part Number JMN9S15
Accessories 2 Mags
Capacity 6
Frame Per Material Polymer
Details
The Beretta Nano is the ultimate evolution of the micro compact carry pistol. Utilizing a removable, serialized sub-chassis the Nano pistol can be easily modified with replaceable grip frames and is simple to disassemble and maintain. Ease of use and concealment were key drivers in the development of the Nano. The Nanos extremely low profile, snag free design makes it easy to carry and draw from concealment. To accommodate right or left-handed use, the Nanos magazine release button can be easily reversed. The light, durable, frame employs modern thermoplastic technology through the use of fiberglass reinforced technopolymer. The Nanos sights are user adjustable with a 1.3mm hexwrench and your fingers. This allows anyone to adjust their sights without the assistance of a gunsmith. Modular structure, ergonomics and ease of use make the Beretta Nano the ideal firearm for concealed carry. Made in The U.S.A.Shipping InformationPLEASE NOTE: This item may not be available in these states. Please check with your transfer FFL before purchasing - CA, MA, MDAmmunition and firearms must be purchased separately, they can not be shipped together. All ammunition will be shipped FedEx or UPS ground. Some states restrict the shipping of ammunition. Some firearms may not be available in all states. Please see our Ordering Guide for detailed instructions about shipping. All Flat Rate shipping charges are for lower 48 States. Please email us for a quote if you are outside of this area.
Capresso 560 Infinity Conical Burr Coffee Grinder $57 Free Shipping
Added on : Wednesday February 20th 2013 06:00:04 AM
Sells for $90 at Amazon. $57 with free 2-day shipping. http://www.casa.com/p/capresso-560-infinity-conical-burr-grinder... use code: CASA30AFFHigh Precision Grinding for Any BeanFor maximum aroma and flavor retention, nothing beats the Infinity Conical Burr Grinder series. Computer-controlled special grinding heads cut the angles and shapes of the steel burrs to within 0.1 mm precision (1/250 of one inch). Burrs are produced as matched pairs and are hand assembled in Switzerland for a precise fit. The multiple gear motor produces the slowest grinding action, resulting in highest precision grinding from Turkish fine to percolator coarse. This is a low-noise conical burr grinder.Extremely wide range for all kinds of coffee preparation
Clearly marked fineness settings
Commercial grade solid conical steel burrs with advanced cutting design for high precision grinding
Gear reduction motor grinds slow with reduced noise and little static build-up
Slow grinding speed creates less friction and heat build-up, which preserves maximum aroma and flavor in any grind setting
Heavy duty zinc die-cast housing
JVC JLE42BC3500 42" LED HDTV - $499.99 + $5 flat ship @ woot
Added on : Tuesday February 19th 2013 01:00:05 AM
JVC JLE42BC3500 42" 1080p 120Hz CrystalMotion LED HDTV, 2M:1, 8ms, 2 HDMI, USB, Crystal Color, XinemaSound 3D http://tech.woot.comCondition:New
Screen Size:42"Features
・Full 1080p High Definition resolution gives you over 2 million pixels, making the clarity and detail of your picture razor sharp
・2,000,000:1 Dynamic Contrast Ratio delivers deeper blacks and brighter whites through contrast and dimensions
・120Hz CrystalMotion refresh rate reduces blur and enhances image detail when viewing fast motion video sequences
・Extremely slim, efficiently powered, and enhanced brightness and contrast
・CrystalColor technology produces brilliant colors, sharp & vibrant images, and lifelike pictures for an unbelievable viewing experience
・Automatically calibrate the TV brightness to the room ambient light level for a more comfortable viewing experience
・Two HDMI ports supporting CEC allows you to take control of all HDMI connected devices with one remote HDMI-1 supports ARC that simplifies TV and AV receiver connection by eliminating optical cable
・View your favorite photos on your TV by simply plugging in your USB flash drive
・Designed for performance, XinemaSound 3D acoustic and post-processing system by JVC reflects a balance of rich music, accurate special effects, deep bass, and crystal-clear dialogue to bring you theater surround experience at the edge of your seatShipping Note: Shipping to Alaska and Hawaii is not available for this itemA physical address is required for delivery. No Military or PO Box shipments availableWarranty: 1 Year JVC
woot! Coupons
LinkyRebate LinkyIntroducing a new member to the Cooler Master NotePal X series - NotePal X-Lite. NotePal X-Lite inherits all the advantages of NotePal X series and offers the best value on the market. Stylish, the classic "X" design with 140 mm fan feature efficient cooling and superb silence. The smart USB port extender reserves your power-in USB port. The extremely light weight design creates optimal comfort for laptop users or on-the-go users.
Features
Video Features Superior Cooling. The large 140mm fan with aerodynamic intake design effectively cools your laptop to enhance reliability and reduce slowdown, plus the aluminum meshed design speeds up heat dissipation for improved thermal performance.
Video Features Ergonomic Angle. The sturdy cooling pad raises your laptop to a comfortable angle for a better viewing and ergonomic typing posture
Video Features USB Port Extender. The considerate USB port extender design remains your USB port for power in.
Tech Specs
Tech Specs Interfaces/Ports 1 x USB 2.0 USB
Tech Specs Product Type Cooling Stand
Tech Specs Manufacturer Part Number R9-NBC-XLIT-GP
Tech Specs Manufacturer Website Address www.coolermaster-usa.com
Tech Specs Manufacturer Cooler Master Co., Ltd
Tech Specs Product Model R9-NBC-XLIT-GP
Tech Specs Product Name Notepal X-Lite Notebook Cooler black for 9"-14" support with 140mm fan
Tech Specs Product Line NotePal
Tech Specs Brand Name Cooler Master
Tech Specs Compatibility For all 9"-14" laptops (up to 15.4")
Tech Specs Material Metal
Rubber
Plastic
Tech Specs Dimensions 1.68" Height x 13" Width x 9.80" Depth
Tech Specs Weight (Approximate) 1.43 lb
Tech Specs Color Black
Tech Specs Input Voltage 5 V DC
Tech Specs Air Flow 32 CFM
Tech Specs Fan Speed 1000 rpm
Tech Specs Number of Fans 1
Rakuten.com Shopping (formerly Buy.com) Coupons
Bulova Men's 96B133 Precisionist Champlain Black Carbon Fiber / Titanium Dial Watch $352
I've been watching this for awhile. Its at an all time lowest price for what I think is the finest watch sub $500! Everyone besides eBay has it listed well north of $500. I spent all my money on a nice plasma so I cannot partake on this deal but I so want this! Extremely lightweight because its made of mostly Titanium/Carbon Fiber, sexy as all .... Only 2 left at this price. Good luck.http://www.certifiedwatchstore.com/bulova-96b133-watch-champlain...Remember to use 5% coupon code to get the price down to $352
Coupon Code: FOOL
Good for today only.From Bulova:The worlds most accurate watch with a continuously sweeping second hand. Most quartz watches are accurate to within 15 seconds/month. Precisionist is accurate to within 10 seconds/year.From the Champlain Collection. In titanium with curved crystal, multiple-layer black carbon fiber and silver dial, continuously sweeping second hand, luminous hands and markers, curved calendar window, 24-hour track, screw-back case, screw-down crown, locking fold-over buckle with safety clasp, and water resistance to 300 meters .Precisionist TechnologyWith Precisionist, Bulova has added a third prong to a standard two prong quartz crystal creating a torsional resonator. This innovation results in eight times the vibration frequency of a traditional quartz watch resulting in the most accurate watch with a continuously sweeping second hand. The aesthetic movement of the second hand becomes the symbol to the consumer of Bulova Precisionist and signals a watch with accuracy so exceptional, you can see it. The technology is accurate to 10 seconds per year as compared to most other quartz watches, which are accurate to fifteen seconds per month.
Z-Line ZL568-44MivU Keira Hybrid Mount - For up to 60" TVs, 150 lbs Max, Mocha Wood Finish http://www.tigerdirect.com/applications/SearchTools/item-details... Don't want to falsely set off any alerts...but unless they have some extremely great freight shipping discount...looks to be a PM.
Tiger Direct Coupons
Drafting the "perfect" landlord/tenant lease
Added on : Thursday February 14th 2013 10:01:12 AM
The Investment/Rental Property thread started by SIS is unbelievably insightful. However, as we know, some of it is outdated and the size is difficult to navigate. Also, I considered adding this to my last post - Text - but I didn't want to derail the conversation because it was extremely helpful and I believe many people will benefit from it going forward. With FW's help, my wife and I have decided to stick w/the original plan, of renting the condo(see above link).With that thought, I would love to create a catch-all for drafting the "perfect" landlord/tenant lease (perfect may be a stretch). In other words, for the experienced landlords and newcomers, what are the most successful/least successful terms that you have worked into the lease and is there anything that you would add/remove in hindsight? I have read some individual posts addressing this, but I thought why not start a specific thread...I would love to know the little details (e.g., pets, security deposits, moving fees, towing, appliances, replacing keys, payments, eviction & lease renewal processes, etc.). For instance, we are preparing to rent out a condo so two examples:1. Laundry room on site w/debit style card: "tenants assume all responsibilities for loading the card and a $15 replacement fee, if lost"
2. Snow removal policy etc.(strict policy of moving cars by 10 AM following >3 inches of snow or be towed): "tenants assume all responsibilities for cars, including guests, if towed. Owner assumes no responsibility for towing in any circumstance" etc.I know this can greatly vary by state (MA is particularly fickle) so I would have an attorney friend or family member review it first, but let's see what people's recommendations are.
Taking out home equity loan to pay for student loans?
Added on : Wednesday February 13th 2013 04:01:23 PM
Here is our situation. We own our home outright. Appraised at 382K last summer when we bought it. The reason we are able to own our home right now is that we were extremely fortunate and my parents bought the house for us outright with cash. They are extremely well off, and I have never asked my parents for any money, so they did this for us. Since I was 18 I have never asked or taken any money from my parents, worked hard through college and grad school to fund my own education, so that I graduated debt free. However, my wife has about $145k in student loans (mainly due to graduate school), at 4.85% currently. Min payment is about $900/month; my wife has actually been paying down approx $3k per month. Last year, she paid about $8k in interest on the student loans. Currently, we are living quite comfortably. Our combined gross annual income is right about 300k. We are both maxing out our 403bs and 457s (instead of 401k because we work for the same government institution). We have about 120k saved in our liquid emergency fund. Our jobs are both quite stable (like I said, we both work for the same government institution), and we could easily just pay the minimum on her loan and forgot about it for the next 20 years or however long it takes to pay it off. However, like I mentioned, I was always careful with money and even though I have a well paying job now, I still try to maximize rewards/minimize interest payments. Im lucky that my familys wealth did not make me a spoiled brat, unlike some of my cousins. My question is, should we take out a home equity loan to pay for the student loans? If we borrow about 140K, and repay over 5 years or 10 years, Im guessing I can get a rate between 2.5 to 3%. That would make our monthly payment in the $2500 range for the 5 year option and $1500 for the ten year option. Remember, my wife has been paying down about 3k a month anyways.
Glock Magazine Glock 19 9mm Luger 15-Round Polymer Black - LIMIT 2
Added on : Friday February 08th 2013 10:00:03 AM
LINKProduct Information
This is a factory original, drop-free magazine for your Glock. Glock magazines have a hardened steel insert encased in high tech polymer. This polymer coating protects the magazine and prevents deformation, even when dropped from a great height. Technical Information: Glock magazines have very stiff springs when new and may be extremely difficult to load to full capacity. It may be necessary to use a Glock magazine loader (generally included in the Glock case with the handgun) to load the magazine to capacity or near capacity. If the last round appears impossible to load, for example if the magazine should hold 15 rounds and it will only accept 14, leave it loaded with 14 rounds for several days to allow the spring's tension to decrease. After a short time, the magazine should then accept its full capacity, but it may still be necessary to use the magazine loader. After several cycles of full capacity through empty, the magazine will be easier to load. This magazine is a Gen 4 featuring an ambidextrous magazine release.
Looking to buy new Auto Insurance, I have some questions.
Added on : Thursday February 07th 2013 12:01:02 AM
Hi guys, I am comparing my current insurance company (Geico) with Progressive, both insurance with same coverage are around the same pricing, except with Progressive if you pay in full for 6 months you save $30, plus there is a possibility to save even more if I were to enroll in the Snapshot program.
I've been extremely happy with Geico and their express service when i got into an accident few years back (rear ended by a lady), repairs and parts were delivered overnight and car was repaired within a week.Anyways, should I take the leap of faith and jump ships?
I think Progressive is a good insurance company based on the reviews. I am 24, and I am going to be turning 25 this march and my policy expires on the 29th of March.Decision decision...I could use some advice from the pros (you guys).
Another real estate decision - should we just take the hit now?
Added on : Wednesday February 06th 2013 09:01:24 AM
I want to give a full picture of our situation. I posted a while ago (somewhat controversial) about refinancing our condo and your insights paid off. We live in MA where the real estate bubble was horrible. In 2005, we paid $210K for a condo and now owe $190K. The area is not the best and it was originally a 3-5 yr plan - before kids, although now we have one and, round trip, I have a 3 hour commute each day. We need/really want out, which I'll explain so I don't receive "deadbeat" or "you're the problem with this country". The finances:Mortgage payment: $1280 + $310 condo fee = $1590/month (taxes are ~$1,500)Earnings/Savings: HH income of ~$160K give or take ~$10K; max out my 401(k); my wife contributes to SEP; 6+ month emergency fund; college fund for daughter; very low bills (no credit cards, one small car payment); however, separate from all of that, we have $70K set aside to buy a new/second primary home.The idea was to refi to get the condo payment down and rent it out so we could buy a new home. We can get $1,200 in rent for the condo, which means we would pay $400 out of pocket every month to make up the difference. Horrible, I know, but walking away just isn't an option to us and we don't qualify for a short sale. We felt that we could take the $400 hit each month and "wait it out" perhaps forever/until paid off because I know this thing will never be worth what we paid (arguably, it never should be or the bubble will burst again). The "hit" would obviously be larger due to vacancy and maintenance etc.However, I recently joined the condo board as I figured it would be a great way to stay close to the building/tenants when renting it out and then I quickly realized that the reserves are in serious danger. So many people have walked away w/o paying condo fees ($17,500 condo fees in collection). The building is historically registered (I learned a valuable lesson there) and the whole board is quietly questioning the building's future and we are talking about another assessment, shortage of fees/revenues, needing to increase condo fees, and while the expensive granite facade is beautiful, it's extremely costly to maintain. Essentially, I can't fathom how this building will be maintained, in the long run, due to his historic age and constant need of repairs.Long winded, sorry. But the point is, not only is the condo unit a bad investment for us, which we were willing to ride out, but now the entire building just doesn't seem to have a bright future. This whole situation is very upsetting to us. Not a moment goes by without me stressing out about getting my young family in a house (schools etc.). Literally, whether right or wrong, I lose sleep over it.I just had three CMAs completed - all came in close with a value of ~$120K-160K. There is no way we get $160K.Say we could get an offer for $130,000: How effing crazy am I to give the bank my additional $70,000 now just to stop the bleeding and get this all behind us? Yes, we could rent it and take the $400/month hit (plus vacancies etc.), but that limits our next buy. Its such a crazy idea to give the bank our $70K, but I just think the whole situation needs to be over with. If we surrendered our savings, we could rent for year and then have a FHA etc. down payment for a house we want to be in. We would be out the $, but happy.Please help. Am I nuts?
Ruger Mini 14 223 Ranch Rifle $849 Ky Gun Co Free Shipping
Added on : Tuesday February 05th 2013 09:00:06 PM
LinkPrecision on the Range, at the Ranch, on Patrol or in the Woods. For decades, Ruger Mini-14 rifles and Mini Thirty rifles have been the choice for applications ranging from the farm and ranch, to the deep woods, to personal defense. Their short barrels and overall short length make them favorites in any application where maneuverability and ease of handling are priorities. With a variety of configurations from the standard Ranch Rifle, to the extremely accurate Mini-14 Target Rifle, to the Tactical models with ATI folding stock or compact barrel with flash suppressor - there is a Mini-14 or Mini Thirty to meet any demand. Specifically designed for mounting today's scopes or other optical sighting systems, these rifles include a side ejection to clear the top mounted scope, and a patented recoil buffer which protects the scope from damage or shifting the point of impact as the semi-automatic action cycles.Not too shabby in this day and time...
Credit Score Clean Up for Home Purchase
Added on : Thursday January 31st 2013 05:01:02 PM
I am looking to clean up my credit report that currently has 1 account in collection from a utility bill several years ago. The debt is mine and resulted from a bill going unnoticed when I moved. The collection agency keeps pinging report so I don't believe that the collection will drop off after 7 years. I have no problem paying my debts. What is the best way to pay the debt and have the collection removed from my report ASAP. Should I try to negotiate the debt with the collection agency or pay in full? (Looked on credit boards but the site is extremely confusing for a newbie like me)
LinkThis quality replacement magazine for a Glock 17 is constructed from steel and polymer just like the originals. Works with all Glock 17s including those with ambidextrous magazine releases and can be rebuilt using factory magazine parts.Note: Like many new magazines, these have an extremely stiff spring from the factory. It may not be possible to initially load them to capacity. Loading half of the listed capacity and leaving it loaded overnight before the first use will ease future loadings.
Opening new financial firm to replace high deposit institution?
Added on : Monday January 28th 2013 05:01:19 PM
A bank branch with a high amount of deposits is shutting down and merging with another branch close by. The branch has a total net deposits which is extremely high and could have been even higher if the institution made it more worthwhile for the depositors. Obviously the bank is shutting down a location that they didn't know nor care to manage and want to let it go. While total deposits is not net profit, it does show that the validity of the location is rock solid and a new tenant should be able to either redevelop the entire building profitably with a new ground floor tenant or rent the existing bank branch space to utilize it for something that will bring in a lot of profit either a financial related firm or other business since significant population exists in the area to target for profit. I figure with business partners, this location could be very lucrative and drive in significant profits if done right with a related business to drive in profit at ground level and I don't believe the space will be vacant long. One other property exists which has been vacant but the location is poor and a side property while this one gets very high amounts of vehicular traffic and has a very noticeable footprint.Would like to hear from others regarding this and their opinions. It sounds like a prime investment opportunity and if the property is still available I believe substantial income is possible from this.
ARCTIC MX2 Thermal Paste FAR+FS at Newegg
Added on : Monday January 28th 2013 09:00:07 AM
It's back! As if you needed more thermal paste.ARCTIC MX2 Thermal Paste $12.99 - $12.99 mail in rebate Free shipping!Rebate valid between 01/28/2013 and 01/29/2013.Limit two rebates per person, address, and household.Just as a heads up, this rebate seems to be extremely slow.
Newegg Coupons
Home Invasion (wallet stolen)--Next Steps?
Added on : Monday January 28th 2013 05:00:57 AM
Friday night someone broke into our house. The thieves did not get further than the garage, but the consequences will be felt for a while:1. They stole my wallet (it had fallen out of my bag, and I did't realize it). I believe I have cancelled all the cards (I did not have an updated copy of all my cards). I have put a security freeze on at all 3 credit agencies and will go to the BMV on Tuesday for a new license (I want them to issue me a new DL# and I don't want documents mailed to the house right now). Is there anything else I should do?2. The material cost of everything stolen is less than $1,000. Is there any reason at all I would file with my insurance? I feel like it would be sending them a note asking to be charged more at renewal.3. My kids don't feel safe, and I am not exactly cozy right now. We have a 10+ year old alarm system that has been disabled, but I am wondering if it would be smart to have a new system installed and get monitoring. I am extremely frugal, so this would be an emotional decision, but I do not want to lock into a multiyear year contract for $$$ either. I have read the long discussion about SmartHome, etc. Is there one "off-brand" company that is more recommended than the others?We are very blessed, and I am grateful no one was hurt (my 13 year old daughter came home from a church activity and found the garage open). Thanks for any suggestions!
Facebook class action
Added on : Friday January 25th 2013 10:00:58 PM
Just got this e-mail below.I know I have been extremely harmed by this. Traumatized even. Don't know how I will face the world. I am so happy some lawyers are fighting for what is right.NOTICE OF PENDING CLASS ACTION AND NOTICE OF PROPOSED SETTLEMENT
ANGEL FRALEY V. FACEBOOK, INC.
You are receiving this e-mail because you may have been featured in a "Sponsored Story" on Facebook prior to December 3, 2012.
A federal court authorized this Notice. This is not a solicitation from a lawyer.
Why did I get this notice? This Notice relates to a proposed settlement ("Settlement") of a class action lawsuit ("Action") filed against Facebook relating to a particular Facebook feature called "Sponsored Stories." According to available records, you may be a "Class Member."
What is the Action about? The Action claims that Facebook unlawfully used the names, profile pictures, photographs, likenesses, and identities of Facebook users in the United States to advertise or sell products and services through Sponsored Stories without obtaining those users' consent. Facebook denies any wrongdoing and any liability whatsoever. No court or other entity has made any judgment or other determination of any liability.
What is a Sponsored Story? Sponsored Stories are a form of advertising that typically contains posts which appeared on facebook.com about or from a Facebook user or entity that a business, organization, or individual has paid to promote so there is a better chance that the posts will be seen by the user or entity's chosen audience. Sponsored Stories may be displayed, for example, when a Facebook user interacts with the Facebook service (including sub-domains, international versions, widgets, plug-ins, platform applications or games, and mobile applications) in certain ways, such as by clicking on the Facebook "Like" button on a business's, organization's, or individual's Facebook page. Sponsored Stories typically include a display of a Facebook user's Facebook name (i.e., the name the user has associated with his or her Facebook account) and/or profile picture (if the user has uploaded one) with a statement describing the user's interaction with the Facebook service, such as "John Smith likes UNICEF," "John Smith played Farmville," or "John Smith shared a link."
What relief does the Settlement provide? Facebook will pay $20 million into a fund that can be used, in part, to pay claims of Class Members (including Minor Class Members) who appeared in a Sponsored Story. Each participating Class Member who submits a valid and timely claim form may be eligible to receive up to $10. The amount, if any, paid to each claimant depends upon the number of claims made and other factors detailed in the Settlement. No one knows in advance how much each claimant will receive, or whether any money will be paid directly to claimants. If the number of claims made renders it economically infeasible to pay money to persons who make a timely and valid claim, payment will be made to the not-for-profit organizations identified on the Settlement website at www.fraleyfacebooksettlement.com (if clicking on the link does not work, copy and paste the website address into a web browser). These organizations are involved in educational outreach that teaches adults and children how to use social media technologies safely, or are involved in research of social media, with a focus on critical thinking around advertising and commercialization, and particularly with protecting the interests of children.
In addition to monetary relief, Facebook will (a) revise its terms of service (known as the "Statement of Rights and Responsibilities" or "SRR") to more fully explain the instances in which users agree to the display of their names and profile pictures in connection with Sponsored Stories; (b) create an easily accessible mechanism that enables users to view, on a going-forward basis, the subset of their interactions and other content on Facebook that have been displayed in Sponsored Stories (if any); (c) develop settings that will allow users to prevent particular items or categories of content or information related to them from being displayed in future Sponsored Stories; (d) revise its SRR to confirm that minors represent that their parent or legal guardian consents to the use of the minor's name and profile picture in connection with commercial, sponsored, or related content; (e) provide parents and legal guardians with additional information about how advertising works on Facebook in its Family Safety Center and provide parents and legal guardians with additional tools to control whether their children's names and profile pictures are displayed in connection with Sponsored Stories; and (f) add a control in minor users' profiles that enables each minor user to indicate that his or her parents are not Facebook users and, where a minor user indicates that his or her parents are not on Facebook, Facebook will make the minor ineligible to appear in Sponsored Stories until he or she reaches the age of 18, until the minor changes his or her setting to indicate that his or her parents are on Facebook, or until a confirmed parental relationship with the minor user is established.
YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT
SUBMIT A CLAIM FORMThis is the only way to be eligible to receive a payment, if the Court orders payment to Class Members.Deadline: May 2, 2013
EXCLUDE YOURSELFThis is the only option that allows you to retain the ability to file your own lawsuit about the legal claims in this case.Deadline: May 2, 2013
OBJECTWrite to the Court about why you object to (i.e., don't like) the Settlement and think it shouldn't be approved.Deadline: May 2, 2013
GO TO THE "FAIRNESS HEARING"
The Court will hold a "Fairness Hearing" to consider the Settlement, the request for attorneys' fees and expenses of the lawyers who brought the Action ("Class Counsel"), and the class representatives' request for service awards for bringing the Action.

You may, but are not required to, speak at the Fairness Hearing about any Objection you filed. If you intend to speak at the Fairness Hearing, you must follow the procedures stated on the Settlement website to notify the Court and parties of your intent when you serve your Objection.
Hearing Date: June 28, 2013 at 10:00 a.m.
DO NOTHINGYou will not receive a payment, even if the Court orders payment to Class Members. You will also be giving up your right to bring your own lawsuit related to the claims in the Action. You may be eligible to receive the non-monetary benefits of the Settlement, if the Settlement is finally approved.No deadline
Your Class Member Number: [ ]
To Parents and Guardians of Children on Facebook: The Settlement also involves the claims of minors featured in Sponsored Stories on Facebook. Please see the Settlement website for more information.
More information? For more information about the Settlement and how to take the actions described above, please visit www.fraleyfacebooksettlement.com (if clicking on the link does not work, copy and paste the website address into a web browser) or write to the Settlement Administrator at Fraley v. Facebook, Inc., Settlement, c/o GCG, P.O. Box 35009, Seattle, WA 98124-1009, or GCG@fraleyfacebooksettlement.com. You may also contact Class Counsel, Robert S. Arns of the Arns Law Firm, by calling 1-888-214-5125 or by emailing fb.settlement@arnslaw.com.
Newborn Photography Made Easy [Kindle Edition] - normally $5.99
Added on : Thursday January 24th 2013 12:00:37 PM
Newborn Photography Made EasyScott Voelker (Author), Lisa Voelker (Author) 99 Reviews - Rated ★★★★★
43 LikesPublication Date: September 27, 2012Do you want to learn how to become a professional newborn photographer?Wellnow it's easier than ever and this book will explain exactly how to get startedstep by step!Lisa Voelker who has been photographing Newborns for over 12 years now, has written a book to explain everything you'll need to know to get started. She said when first writing this book, "I wanted to write a book that could have helped me, when I was just starting out". This is her personal handbook which includes everything she has learned from photographing newborns over the years.As you may know...Newborn photography can be very challenging at times. Some people give up before they even get started. But...it can also be extremely rewarding capturing these little miracles for the very first time.This book is aimed at the beginner who wants to get started photographing newborns. Although, it can also be very helpful to novice photographers who want to add some new tricks and techniques to their Newborn sessions.Throughout the book, Lisa shares her own personal workflow as well as tips and tricks that have worked over and over again. She also covers what not to do, so you can avoid some of the big mistakes she made when first getting started.The entire book is laid out in a simple to follow workflow order, so you can start out correctly, before you even take your first picture. There are also many pictures included, so you can see exactly what a certain pose or technique looks like.Here's the top 5 biggest questions that most beginners ask and will be answered in the book.1. What Equipment Do I need?
2. What's The Best Time To Photograph Newborns?
3. How Do I Keep The Baby Sleeping?
4. What Are The Best Poses To Use?
5. How Do I Get My First Newborn Session?Plusso many more questions that will be answered in this book.
Men's Stimulating Personal Lubricant - $6 + Free Shipping
Added on : Tuesday January 22nd 2013 05:00:17 PM
Received a coupon for 70% off with free shipping to try their Men's line Xdrive. I received a sample of their stimulating lubricant and enjoyed it . Their women's stimulating lubricant is already popular. Use coupon code: tryxdriveMen's Stimulating Personal Lubricant - $6 + Free Shipping
40mlSells for $20 + $5 on Amazon: http://www.amazon.com/Dreambrands-Xdrive-Stimulating-Lubricant/dp/B007UUCWUOThe description :
Experience the ultimate thrill with this amazing Pleasure Lubricant. Offering far more than just lubrication during sexual activity, Xdrives unique Stimulating Lubricant is designed to help arouse, stimulate and enhance your pleasure for an extraordinary love-making session. Your partner can apply the gel onto your scrotum and penile shaft for a sensual genital massage before and during sexual intercourse.
Xdrive combines Evening Primrose and Menthol in a rich lubricating base for an enjoyable tingling sensation to maximize your pleasure. Xdrives Stimulating Lubricant is ideal for topical solo use or partner play.
Directions: Have partner apply liberally to your genital areas and massage gently. Return the favor.
Also works on their "enhancement capsules":Men's Daily Enhancement Capsules - $9 + Free Shipping
30 day supply / 30 capsulesSells for $40 + $5 on Amazon: http://www.amazon.com/Dreambrands-Xdrive-Daily-Enhancement-Capsules/dp/B007TEF82UThe Xdrive Male Enhancement Capsule is a daily supplement formulated to help support the body's core and cardio functions while assisting in the maintenance of sexual precursors, energy, stamina and vitality. When taken daily, you may feel more energized and have more passion for lovemaking and life in general.
Each Xdrive Male Enhancement Capsule contains a powerful herbal blend, with supporting vitamins and minerals, which are safe and effective enough to use every day for supporting energy and vitality. The natural daily supplement contains 10 potent herbs like Cordyceps, Fenugreek, Ginseng, Guarana, Maca, Horny Goat Weed, Zinc, Niacin, Taurine, and Reishi. These ingredients work to help support healthy libido and sexual function, as well as body composition, mood and cognition. It also contains Cordyceps (mushroom) Extract, which is an extremely effective and powerful life-enhancing agent utilized for centuries to boost energy and vitality and support sexual health.
Directions: Take one Enhancement Capsule each morning with food.
Amazon Coupons
The 7th Month: A Detective D. D. Warren Story by Lisa Gardner
Narrated by Kirsten Potter  The 7th Month is available for free exclusively to Audible for a limited time.In Lisa Gardners first-ever short story following thirteen bestselling novels, The 7th Month takes listeners between the books and into a day in the life of Boston Detective D. D. Warren. In her seventh month of pregnancy, D.D. should be taking it easy. Instead, she accepts a small consulting role on the set of a serial killer film shooting in Boston.D.D. figures shell be useful to someone for at least one night, serving as a police expert and making a little extra money in the bargain. It seems like a simple task until the previous film consultant, a former Boston cop, is found beaten to death. Suddenly D.D.s date with Hollywood gets serious. Extremely pregnant, on the trail of a killer, and surrounded by a hundred and four murder suspects in the middle of a graveyard, D.D. must quickly unravel a tangled web of lies.As another cast member is attacked, D.D. realizes that like it or not, her priorities have changed and her last desperate hope is that she can catch a killer before she and her unborn baby face mortal danger.Packed with the suspenseful storytelling that has turned Gardners novels into New York Times bestsellers, The 7th Month reveals new insights into a beloved series heroine.2012 Lisa Gardner (P)2013 Brilliance Audio, Inc.
from SD
Amazing deal on this extremely durable camera.Link
Amazon Coupons
This notebook PC will surely bring the performance you need in handling extremely demanding workloads.If your're looking for the best deals, you've come to the right place This is where you'll find the Top 10 MP3 Players Deals! Make sure you check back everyday so you don't miss out!
Toshiba Satellite 15.6" AMD Quad-Core 640GB Laptop - $480.99
Added on : Tuesday January 08th 2013 09:00:34 AM
This notebook PC will surely bring the performance you need in handling extremely demanding workloads.
Landlord put rat poison in the yard without notice - Dog Died
Added on : Monday January 07th 2013 06:01:01 PM
I'm posting this on behalf of a good friend who is in the middle of a nightmare right now.
She rents half of a duplex and her landlord put rat poison in the yard for pest control. The landlord didn't give any notification of the application of the poison despite knowing there were dogs in the house. All three of her dogs ended up extremely sick and the vet recognized rat poison as the cause. The dogs must have either got into the poison or found a vermin that had ingested the poison. Unfortunately, they are all smaller dogs and suffered significant effects from the poison. After a few days, one dog died. The two other dogs managed to survive after intense veterinary treatment using activated charcoal, etc. The total veterinary bills (including cremation of the dog that died) totaled about $1200. The landlord has been notified of the situation via multiple voicemails but hasn't yet responded. What remedies would be reasonable to request from the landlord?
ON SALE: Bric»s - Pininfarina Soft - Double Handle Laptop Briefcase
Added on : Monday January 07th 2013 09:07:47 AM
With practical elegance, this double handled briefcase is realized in extremely durable nylon with smooth leather details. Large enough for up to a 15" laptop, it offers ample space and a large external pocket on either side. Shoulder strap and bag tag included, Italian Design.
ON SALE: Bric»s - Pininfarina - 26" Polycarbonate Trolley
Added on : Monday January 07th 2013 09:07:43 AM
Extremely resistant to the wear and tear of travel, this polycarbonate hardcase suitcase offers spinner wheels and a sturdy trolley handle for easy transport. A zippered divider and adjustable straps will keep your belongings in place. Italian design.
Buying a house: Great credit, no debt, but recently Self-Employed
Added on : Sunday January 06th 2013 01:01:01 PM
Seriously considering buying a house. Watched the housing market around here for ages and just did an initial walk-through of the house in consideration. However, before I go too far down this road, I'd hoping FWF can shed some light on whether I'd qualify for a mortgage or not. I've lurked on a few property threads and haven't found much that would shed light on my particular circumstances. I'm a young, single college grad with no debt. Student loans paid off, never owned a car. I've dabbled in lucrative Credit Cards bonuses/churning ever since I discovered FWF but don't carry balances. Excellent credit score. Elephant in the room: Currently self-employed and I've never had a 'real' job. I started my own business in June. It's a low-overhead, seasonal business of which I'm the sole proprietor and sole employee. At the end of the 1st season in late October, ended up with a profit of roughly 22k. I expect the business to grow this upcoming season and I plan on opening up in April instead of June. So, I can show my books to a lender and they'll see a young, profitable business. But will a lender give any credence to a business this new? It'll basically clear out my savings, but I could put 20% down on the property. Ideally, I'd love to only but 10% down, but I'm not sure if that's feasible. The house I am looking is priced at 99k. It's a duplex and is currently bringing in 1,100/month in rental income. I would be planning on living in the upstairs of the duplex and continuing the rent out the 1st floor for 550/month to the current tenants. Will lenders factor in that rental income at all when it comes to evaluating your ability to pay a mortgage? Any feedback would be appreciated. I am extremely green when it comes to home ownership, but I do feel like this is a smart place to put my money. I'm bullish about the neighborhood, know I can handle basic tenant fixes w/out outsourcing them, and - most importantly - love the neighborhood and see myself sticking around for a good while.
AOR to maximize CL
Added on : Saturday January 05th 2013 06:01:05 PM
I am planning my first AOR to maximize my CL for a large low interest loan. While I have read many examples of AORs increasing limits by 500K or more in 2005-2009, my goal is to reach the 200-250K range if possible.
- I have a middle credit score in the 780's (found out from my mortgage loan officer when we almost bought a house)
- 1 usbank travel rewards card 25K limit
- was added as a user to a Chase Freedom card 2 years ago 7K limit
- no balances are carried
- one car loan 13k balance
- personal income 62KI want to apply for as many as possible for as much credit as possible. I have a list of roughly 25 cards. The Credit Board's credit pull database doesn't show any regularity to which CR agencies the CC providers pull from. It seems to be random now a days, so it's extremely hard to plan what CCs I should apply to first and how many. Anybody have any insights on this? Any advice from the AOR vetrans on how to best execute this for the desired result? Any help is much appreciated. 
Here is my preliminary list:Chase
https://creditcards.chase.com/credit-cards/slate2.aspx
personal - 0 apr 15 months - no transfer feebusiness none: Chase cardmembers currently receiving promotional pricing, or Chase cardmembers with a history of only using their current or prior Chase card for promotional pricing offers, are not eligible for a second Chase credit card with promotional pricing.Alliant
http://www.alliantcreditunion.org/visa/platinum/
0-2.99% apr - no transfer feeBarclay
https://www.barclaycardus.com/apply/Landing.action?campaignId=16...
personal - 0 apr 12 months - 3% BT Fee
https://www.barclaycardus.com/apply/Landing.action?%20%20campaig...
personal - 0 apr 15 billing cycles - 3% transfer feeUSAA
https://www.usaa.com/inet/pages/banking_credit_cards_main
low apr - $200 capped transfer feeCAP1
http://www.capitalone.com/credit-cards/cash-rewards/?Log=1&Event...
personal - 0 apr 15 months - 3% fee CHECK REVIEWS FOR OTHER CARDS THIS CARD HAS LOW CREDIT LIMIThttp://www.capitalone.com/business-credit-cards/spark-select/dis...
business - 0 apr 9 months purchases onlyAMEX
http://www304.americanexpress.com/getthecard/learn-about/Clear/2...
personal - 0 apr 12 months purcahses only - no transfer fee (17-21 apr)http://www262.americanexpress.com/business-credit-cards/business...
business - 0 apr 6 - 12 months purchases onlyUSBank
https://www.usbank.com/credit-cards/platinum.html
personal - 0 apr 12 months - 3% transfer feehttps://www.usbank.com/cgi_w/cfm/creditcards/rewards/business/pl...
business - 0 apr 6 - 9 months - Purchases onlyB of A
https://www.bankofamerica.com/credit-cards/products/bankamericar...
personal - 0 apr 15 closing statements - 3% transfer fee http://business.bankofamerica.com/creditcard/CardProductPage?sc=...
business - 0 apr 9 months purchases onlyDiscover
https://www.discover.com/credit-cards/
personal - 0 apr 14 months - 3% transfer feehttps://www.discover.com/credit-cards/business/index.html?ICMPGN...
Business: 5 months purchases onlyCitibank
https://creditcards.citi.com/credit-cards/citi-diamond-preferred...
personal - 0 apr 18 months - 3% tansfer feehttps://creditcards.citi.com/credit-cards/citibusiness-thankyou-...
business - 0 apr 6 months purchases onlyWells Fargo
https://www.wellsfargo.com/credit_cards/visa/
Personal - 0 apr 6 months - 3% Transfer Feehttps://www.wellsfargo.com/biz/creditcards/business/
business - no intro offerPenfed
https://www.penfed.orgBB&T
http://www.bbt.com/bbtdotcom/banking/cards/visa-platinum.page
personal - 0 apr 12 months - 3% Transfer fee - apply in personHSBC
http://www.us.hsbc.com/1/2/home/personal-banking/credit-cards/pl...
personal - 0 apr 15 months - 4% transfer feehttp://www.us.hsbc.com/1/2/home/business/business-direct/cash-ma...
business - 0 apr 6 mmonths - purchase only? - 3% transfer feeSunTrust
https://www.suntrust.com/PersonalBanking/EverydayBanking/CreditC...
personal 0 apr 12 months - 4% balance transfer feeNavy Federal
https://www.navyfederal.org/membership-benefits/offers-discounts...
Redfeather Recreation II 22 Snowshoe for Women $79.96 FS @ campmor
Added on : Thursday January 03rd 2013 12:00:09 PM
Redfeather Recreation II 22 Snowshoe for Women $79.96 FS @ Campmorhttp://www.campmor.com/outdoor/gear/Product___38937If you can walk - you can snowshoe. These Recreation II snowshoes make it easier than ever to hike your favorite rolling trail when it?s covered in snow. Sturdy and affordable snowshoes from Redfeather are designed for recreational hiking, trail walking and outdoor exploration. Extremely well constructed (in the US), they feature the best of Redfeather?s design innovations. Women?s specific snowshoe features Redfeather's Summit binding - Easy entry/exit, secure 3 strap system provides lateral stability.
6000 series extruded aluminum frame provide maximum strength while also being lightweight.
Live Action Hinge allows the snowshoe to spring back after every step for more efficient hiking, eliminating tail drag and reducing fatigue.
Ultra light TX35 vinyl decking is extremely durable and impervious to extreme cold.
Front and rear aluminum crampons provide secure footing and superior traction.
Campmor Coupons
Free sample of Eucerin Professional Repair Body Lotion
Added on : Wednesday January 02nd 2013 08:00:50 AM
Text
http://www.amazon.com/dp/B009VKE7TA/Features:
Ultra-sharp 7-inch ceramic serrated slicing blade is perfect for slicing larger foods such as heads of lettuce, cabbage and melons.
Ceramic blade ground to microscopic precision by diamond wheels for rock-like edge with excellent sharpness retention
Totally impervious to acids, juices, oils, salts or other elements; will never rust
Lightweight, extremely balanced in the hand; ergonomic handle reduces fatigue during repetitive cutting
Hand wash only; mail to Kyocera for free sharpening ; customers pay only shipping & handlingOur Kyocera 7-Inch Serrated/Bread Slicing Knife is ideal for slicing larger foods such as heads of lettuce, cabbage and melons. The serrated edge glides through softer foods such as breads and anything with a waxy skin such as tomatoes and nectarines. The 7-Inch blade is also great when slicing larger fish or meats
Unrelenting Sharpness: The strength and density of advanced ceramic allow grinding to microscopic precision by diamond wheels. This hardness translates into a rock-like edge that will not roll like conventional blades. Edge retention is the most significant benefit of using ceramic blades, which stays razor-sharp 10 times longer than conventional steel blades, including high carbon steels.Unparalleled Purity: Ceramic is a pure and healthy alternative. Unlike steel blades, ceramic blades will never rust or change from its natural state. It is totally impervious to acids, juices, oils, salts or other elements. As a result, it will never alter the taste, smell or appearance of food.Ultra Lightweight: Ceramic blades are typically half the weight of equivalent metal blades. With no artificial weight added to the handle, it creates an extremely balanced, lightweight tool that becomes a comfortable extension of the hand, reducing fatigue during long, repetitive cutting tasks.Easy Maintenance: Kyocera offers complimentary sharpening; customers pay only shipping & handling ($10). The knives are professionally sharpened on a diamond wheel and promptly returned with a factory-new edgeDeal ends 9PM ET/6PM PT
Amazon Coupons
Costco BM YMMV 4-Pack 13W CFL Bulbs $.99 AIR
Added on : Sunday December 30th 2012 05:00:03 PM
Did a search and didn't see anything, so sorry if this is a repost.Just got back from the Jacksonville, FL Costco to find 4-packs of 13w CFL (60W equivalents per the box) priced $4.99 with a $4.00 instant rebate(limit 6 rebates). Pretty sure this is regional since JEA (local utility provider) was behind the rebate, but still wanted to post in case it could benefit someone.Feit Electric/Conserv Energy is the brand/model. Sku on the box on sale is 561594. Comparing this box to an older box of CFLs I have (same brand, sku 440075) the lumens, watts, and life time are the same, 900, 13w, 10k hours, respectively. I don't know anything about CFLs so I can't tell you why the new ones have the same specs but are smaller. On the back of the box it says recommended usage is table lamps, lanterns, wall sconces, chandeliers, but it plugged into my ceiling fans fine.Light performance seems to be similar to their larger counterparts based on an extremely scientific test involving eyeballing the difference in the attached pic.Pic of the box and two bulbs is the box purchased at Costco today for $.99 AR with an old CFL on the left, and a CFL from the box purchased on the right.Apologies if photo quality is lacking, couldn't find my digital camera so had to use phone camera.
I went to Target today and found a great deal on an iPad with Retina display. This is 32GB, Wi-Fi, at Target B&M, Repackaged for $420.01. The normal price for this unit is $599.It was in the display case, with the reduced price. When I asked to get the details on it, they told me that it was returned because someone wanted more GB. Based on that great price (which is the lowest I could find it), I bought the two year warranty as well for $116 or so. I have used it to download games, from iCloud, surfed the net, and played the games on it with no issues. The only problem is that the people that returned it used a power cord from an earlier version of an iPhone/iPad. The same connection you would get for say an iPhone 4. I will be calling tomorrow to find out how I get that cord replaced, but other than that i am extremely happy with the purchase. Good luck with this one.
Vortex Vortex Viper Riflescope 6.5-20x44 V-Plex With Scopecoat XP-6 - 1452 and a Vortex 44mm Shade $339.98 Shippedhttp://www.gearhog.com/Deal Overview
High performance shooting opticsThe precise, smooth-handling Viper 6.5-20x44 PA riflescope makes target and varmint hunting all the easier. Not only does this Viper riflescope give you the power to handle very long distances, it also target small objects with ease. The Viper riflescope features a unique ViewMag adjustment lever so you can make rapid power adjustments without ever taking your eye off your target. And that's just the first of many reasons you can count on the Viper riflescope for smooth handling when the pressure is on:* ViewMag adjustment bar lets you keep track of target and magnification at the same time.
* Side parallax adjustment turret lets you maintain your shooting position and cheek weld while adjusting parallax.
* Fast focus eyepiece is quick and easy to use.
* Pop-up dials let you easily set elevation and windage back to zero.
* Audible clicks are easily counted for fast, precise adjustment of elevation and windage.
* Fine Plex reticle allows for extremely precise shooting, especially when highly magnified.
hospital debt sent to collections without ever sending a regular bill
Added on : Wednesday December 26th 2012 06:01:03 PM
I want to know how to handle a collection notice to minimize any impact on my credit rating, because we may apply for a mortgage next summer. I received a collection notice from a "Certified Credit and Collection Bureau" for a hospital emergency room treatment my son received last March. After looking up our old insurance explanation of benefits, it looks our contribution for one of the many bills is the amount specified, so the debt is probably valid. However, I am extremely careful to pay all of my bills on time and I don't recall ever receiving a bill from the hospital. We certainly received no reminders if we missed something. I think the hospital never billed us after receiving the insurance payment, and just sent our remaining debt to collections. Also, the collection notice is in my name, but my wife, who is our primary medical insurance holder and has a different last name, took our son to the emergency room and would have signed any paperwork. I wasn't even in town. I have no idea how they got my name. I am happy to pay valid debt, but don't want this to go against my credit report. What is the best way to respond?
This stylish and sporty-casual jacket made in the richest Italian suede with an extremely soft feel, is designed for a successful man that desires and deserves only the best in style and quality. Made To Order, Black available On Request. Made in Italy
ON SALE: Forzieri - Men»s Black Italian Genuine Leather Coat
Added on : Tuesday December 25th 2012 09:04:38 AM
In extremely soft supple Italian leather, Forzieri»s sleek long jacket expertly combines refined stitching and a streamlined, slimming shape with a back vent for a classic staple season after season. Made in Italy
In extremely soft supple Italian leather, Forzieri»s distinctive black jacket expertly combines refined stitching, useful flap pockets and a streamlined, slimming shape for a go-to staple for in between seasons. Made in Italy
I ordered one of these about a week ago, but paid $135 with the 20% off coupon and there was no Kohl's Cash offer. It's a much better deal now. I didn't have a Kohl's account, but I applied and got one instantly online.Price $159.99 - 30% RUDOLPH30 (12/24) = 111.99 - 2% Cash Back = 109.75You will also get $20 Kohl's Cash until 12/24Without Kohl's card it would be $159.99 - 20% MISTLETOE (12/24) = 127.99 - 2% Cash Back = 125.43 + $20 Kohl's Cashhttp://www.kohls.com/product/prd-1199013/polaroid-ultra-thin-dig...The details at Kohl's are incorrect, it's not a 12 Mega pixel, but actually 16 Mega pixel instead. It also comes with a couple of items not listed at Kohl's, a usb connector and a wrist strap. Here are the product features and contents from the actual box:Product Features:
16 Mega Pixel
3" Touch Screen
Full HD 1080p
Ultra Thin Body
Extremely Light
Dual Stream Recording
Hdmi output
Lithium-ion Battery
Sd Memory Card Slot
Built in Led LightPackage Contents:
Digital Camcorder
USB Connector
Quick Start Guide
(Instruction Manual On CD)
Wrist Strap
1 Year Warranty
Includes Case
Includes Hdmi CableWarning, I have not opened or tried the camera yet, but the customer reviews I have read about this camera report that it's not good in low light or with much motion, which would make sense given the small lens. It's very light and thin though, at less than 4 oz.
Kohl's Coupons
Samsung Entro Prepaid Virgin Mobile Phone $4.99 at Target B&M
Added on : Tuesday December 18th 2012 12:00:04 AM
Saw this flip phone at Target on sale for $4.95 (down from $14.95). It's not on their website, just, apparently, in stores.It's an extremely basic cell phone according to reviews (no camera, mp3 player, etc.), but does have GPS.Here's the phone info from the Virgin Mobile site.
Virgin Mobile Coupons
Text
River Treads Wading Boots, Studded Rating breakdown 18 reviews 5 Stars 13 4 Stars 2 3 Stars 2 2 Stars 0 1 Star 1 18 Reviews Write a Review Buy Together and Save (limited-time offer)
http://www.llbean.com
Item #:TK262281
reg $149.00 sale $37.99 Save $111.01
(75% Off) FREE shipping, no minimum order. Medium D Width: Medium D7 9 10 11 12 13 14 Shoe Size: Please select
Select width Medium D
Select shoe size 7 (Sold Out) 9 (Sold Out) 10 (Sold Out) 11 12 13 (Sold Out) 14 Product DetailsCarefully engineered for comfort and to reduce the transport of aquatic invasives
We've included a brush that you can keep handy to clean the boots
Rugged construction provides protection and support in underwater environments
Tough boots that are carefully engineered for comfort and to reduce the transport of aquatic invasives. Organisms such as Didymo (rock snot) and Whirling Disease are easily spread and extremely difficult to eradicate. A quick scrubbing of your boots with fresh water can prevent the spread of invasive species from one body of water to another.Our River Treads Boots are easy to clean, have few seams and are made of materials that dry quickly. Nonporous upper, laces and sole discourage unwanted hitchhikers. To make streamside cleaning easier, we've included a brush to keep in your vest. Rugged construction provides protection and support in underwater environments. Side ports accelerated drainage. Synthetic upper. Imported.Half sizes order downFREE shipping, no minimum order
Foxconn Barebone Nettop AMD E-350 $ 130.00 FS Newegg
Added on : Saturday December 15th 2012 09:00:06 AM
Foxconn nt-A3500-0h0WWAEQB AMD A45 (Hudson D1) 1 x 204Pin AMD Radeon HD 6310 White Mini / Booksize Barebone System
Link AMD A45 (Hudson D1)
AMD E-350 APU (1.6GHz, dual core)
AMD Radeon HD 6310
1 x 204Pin
Cons: HEAT All they need to do is add another fan at the intake side of the box to help push air through. Or do the mod I did. For the bios headache, they really need to add a bios update configuration in the bios.Put a spacer on the bottom of the outside of the unit, right below the processor, the bottom of the unit gets extremely hot, I had it without air space on the bottom of the case.
Other Thoughts: #UPDATE BIOS. I tried the uneboottin and it would not run on the USB (cd error)By accident I might have used the USB3.0 port. Go through the reviews at Newegg and find a link to where you get the HP USB formatter and Win 98 to create a bootable USB then copy updated bios files to usb. That worked for me updating the bios. HEAT, watching videos (using Cyberlink to upscale from 720 video to 1080 P) the temps hovered around 175 F degrees on HDTV. I cut a hole on the cover above the cooling fan and put a Laptop usb fan on top. That dropped the temps down to 145 degrees F running the processor at 100% for 1 hour idle temp is now 112 D F instead of 130 D F. EXCELLENT IMPROVEMENT. I am also going to use brazostweaker to lower the voltage which will drop temps even more. I have used brazostweaker on my HP DM1Z and it dropped temps another 10 degrees F. Also please note: supposedly the wireless was terrible but a review states that the 2 antenna wires were connected the wrong way and all you have to do is switch the connection to correct the problem. When you put in the ram, here is the wireless connections to double check. The external antenna wiring (black) should be on #2. The internal antenna wiring (white) should be on #1. For silverlight and Netflix, Silverlight has a major bug that prevents it from working properly with AMD E350 cpus. It is not a problem with the CPU itself.You have to press shift-ctrl and right click on the silverlight screen. An options menu will appear. Change the buffer size to the lowest number (I believe it is like 250 or something). The default is something like 2000. If you're slow, and it builds up to that level, it can take up to a minute to work.For an HTPC I am very satisfied, I also got the Logitech K400 wireless keyboard with touchpad (I do not know if Amazon still has it for 29 bucs) Also currently Staples has the Logitech wireless mouse with unifying USB plug that works with the K400 keyboard ( so in essence 1 usb plugin to operate keyboard and mouse at Staples Logitech M325 WIRELESS MS Staples Item # 366207 (Reg $29.99 Save- $7.50 Now: $22.49 Instant Savings - $12.50 total $9.99* free ship plus tax. Some mouse colors are sold out but I was able to get the red. The keyboard and mouse usb plug are both unifying plugs. The keyboard is great for surfing on my TV, I just needed a mouse for when I move files around.
Newegg Coupons
Bella Ultimate Brownie Maker Red $14.40 w/Free Shipping @ Home Deco
Added on : Monday December 10th 2012 03:00:04 PM
Add item to cart for additional 20% discount. Sale ends today at 11:59pm EST.Bella Ultimate Brownie MakerTreat your family to warm, fresh brownies in no time at all with this fun brownie maker that bakes your brownies faster than a traditional oven. Simply pour batter onto the non-stick cooking surface, insert the cutting divider and let this brownie maker bake your brownies to perfection. Makes up to eight mini brownies quickly and easily. Non-stick baking surfaces make cleaning a snap. Red exterior will look great on your countertop. Power and ready indicator light. Designed to be extremely easy to use.Red finish.
Includes a non-stick metal cutter.
Recipes included.
900W.
Home Decorators Collection Coupons
Intex Grinning Gator Ride-On $3.92 Prime @ Amazon
Added on : Monday December 10th 2012 12:00:11 PM
Intex Grinning Gator Ride-OnProduct Features:
Measures 67 inches X 17 inches
For Children 3 Years and Up
Extremely durable
Attractive graphics
Heavy Duty Handles
Repair Patch
Amazon Coupons
Pepper's Kathy O Polarized Sunglasses - Women's $9.93 + Free Shipping @ REI
Added on : Saturday December 08th 2012 11:00:10 AM
Pepper's Kathy O Polarized Sunglasses - Women's $9.93 + Free Shipping @ REIhttp://www.rei.com/outlet/deal-of-the-dayThe Kathy O Polarized sunglasses from Pepper's offer a throwback cat-eye style that's sure to please.Grilamid lightweight nylon frames offer a consistent fit and flexibility at any temperature and are extremely impact resistant
Triacetate polarized lenses reduce 99% of visible glare from water, snow, sand and pavement for increased visual acuity and decreased eye strain
Shatterproof lenses provide 100% UV protection
Pepper's Kathy O polarized sunglasses are designed to fit large faces
REI.com Coupons
Pepper's Kathy O Polarized Sunglasses - Women's $23.93 + Free Shipping @ REIhttp://www.rei.com/outlet/deal-of-the-dayThe Kathy O Polarized sunglasses from Pepper's offer a throwback cat-eye style that's sure to please.Grilamid lightweight nylon frames offer a consistent fit and flexibility at any temperature and are extremely impact resistant
Triacetate polarized lenses reduce 99% of visible glare from water, snow, sand and pavement for increased visual acuity and decreased eye strain
Shatterproof lenses provide 100% UV protection
Pepper's Kathy O polarized sunglasses are designed to fit large faces
linkThe Remington Model 1858 with its solid top strap was one of the most powerful and rugged performers of its day. Easily removable/replaceable cylinders made reloading extremely fast. These highly realistic reproductions include polished brass trigger guard, and walnut grips.
Barrel length: 8".
Overall length: 14".
Weight: 2 lbs., 11 oz.Free shipping on orders of $99 or more use promo code 2SANTAMight be a good way to pass the time waiting for the panic buyers (and gun and ammo prices) to settle down.
I've been thinking about this one all day. It's a cap and ball black powder revolver. Looks like a lot of fun, but I don't know if I want to get all into this right now. I think i do The reviews at Cabela's are very good for this gun. Also, my understanding is no FFL transfer for black powder antiques and replicas, but YMMV...check your state's laws.A great yt video from Hickok45: www.youtube.com/watch?v=KK6Qr7qmSvYlink
Cabela's Coupons
New Homeowner. Best way to allocate funds for Home Improvements.
Added on : Thursday December 06th 2012 02:01:04 PM
First off my apologies if I don't word this properly. I'm familiar w/ the RE jargon, but I'm not used to putting it in writing.
I am a new homeowner in Southern CA. I am trying to get input from the FWF community on ideas, tips and tricks for raising property value. A good chunk of my monthly mortgage goes to PMI and MIP. I would like to invest in the property as to increase value and offset LTV enough to remove PMI, escrow, etc. Of the improvements, I would prefer, but not dismiss, taking a loan of some sort. As long as in the end, I break even.My goal objectives are:
- Remove PMI, MIP as soon as possible. Refinance FHA loan into Conventional.
AND
1) live in the home for a period of time, perhaps 2-5 yrs, after which we would SELL the home and buy another one in a more desirable neighborhood.
OR
2) save for a second home, perhaps use the equity in this first home and purchase a second. Keep the first and take a stab at being a landlord renting it out.Already, I am looking into the following improvements:
- Replacement vinyl windows. This is a priority as the current ones are old single pane, have gaps, fall out of sliding tracks, etc.
* Lowest bid from a reputable window installer (Costco referral) for Milgard windows: $3,355.00- Build a patio cover.
* Lowest bid from general contractor: $3,200.00- Redo the kitchen. Basic, nothing too fancy.
* Ballpark estimate from window installer (above): ~$10,000.00- Repave cracked crumbly driveway.
* Lowest bid from general contractor: $3,553.00- Redo baseboards throughout house. The other day, my toddler discovered mold behind a cheapy plastic baseboards. This will soon become a priority.
* Lowest bid from general contractor: $1,850.00 Current Financial Picture
- Gainful yearly employment income: $45,500.00
- Brokerage Account 1 (Approx): $19,000.00 -- ($3K as "liquid cash", i consider this amount as a savings)
- Brokerage Account 2 (Approx): $6,000.00
- 401(k) Account (Approx): $25,000.00- Property Value: $200,000
- Financed Loan FHA: $196,377 (@ 30-yr fixed, 3.25% interest rate, 4.095% APR)
- FHA downpayment @3.5%: $7,000
- Total closing costs (incl. downpayment): $10053.21
- Property Appraisal Amount: $210,000
- Neighborhood comparable sold rage: $190,000 - $260,000
My concerns are investing heavily and depleting my cash reserves. Although employment is extremely secure, cash reserves are necessary leading me to consider redoing a kitchen may wind up being my last project right before selling. I have had a difficult time getting a clear answer on which improvements can I can have the house reappraised to adjust the LTV.Any ideas, tips, tricks, constructive criticism would be greatly appreciated.Merry Christmas to all FWF members!
Camera Lens Coffee Mug - $14 shipped @ Tanga
Added on : Wednesday December 05th 2012 10:00:08 AM
Camera Lens Coffee MugWho knew your fancy new DSLR lens had THIS feature!
With its stainless steel intereior and food grade plastic exterior,
this makes for an extremely useful and funky mug for all your favorite drinks!
Made to be a replica of a Canon zoom lens, there are 2 different colors available (white, black).
Makes for a perfect gift for your family, friend, or hey, why not yourself!
Features: Black and white styles available
Replica of a Canon zoom lens
Food-grade plastic exterior, insulated stainless steel interior
Hand washing recommended to preserve designs
Includes travel lid
Lens mugs are fun and functional
The included lid lets you take it on the go
Its a unique gift for photography buffs$14 shipped at Tanga.com
Tanga Coupons
Link to itemCorrect price will show when you add to cart. Schecter now offers an even more affordable bass. Introducing SGR by Schecter.
The SGR by Schecter collection combines Schecter's most popular body styles in an extremely affordable package. Playability, style, quality and inspiration combine to give you a bass built for a professional, with a beginner's bass price tag. Featuring basswood bodies, rosewood fretboards, SGR by Schecter Diamond Plus humbuckers and a simple, sleek design, Schecter's SGR C-4 is setting a new standard. Again.
Features
Basswood body
34" Scale bolt-on maple neck
Rosewood fretboard with 24 medium frets
SGR by Schecter Diamond Plus humbuckers
Schecter Diamond bridge
Schecter high quality tuners
Black chrome hardwareFWCB @ 4%
Musicians Friend Coupons
Acoustic Research Portable Wireless Speaker (AWS53): $60 + FSSS @ Amazon
Added on : Monday December 03rd 2012 10:00:03 AM
LinkyAcoustic Research AWS53 Portable Wireless Speakers
Get high quality sound where you want it, when you want it with Acoustic Research AWS53 Portable Wireless Speakers! This advanced speaker system gives you the option to directly connect your portable devices, or listen wirelessly with the included transmitter that allows you to listen to your music or TV from up to 150-feet away! The weather resistant feature allows you to bring your listening experience outdoors with you. The AWS53 gives you portability, style, and functionality fitted to your lifestyle!

Listen with all your portable devices
The AWS53 is an extremely versatile
speaker system. The included Aux Input allows you to connect to all of your portable devices. Use it with your iPod, iPhone, iPad, and Android phone!
Great sound anywhere!
Acoustic Research knows you need convenience and long lasting functionality. That is why the AW5S3 gives you an innovative design that
allows you to take your music with you
whenever and wherever you want! With the wireless transmitter, you can enjoy your music or TV from up to 150-feet away. It is perfect for indoor and outdoor applications and it is extremely durable and weather resistant!

Expand you listening experience
With a 900MHz transmitter you can add multiple speakers to a single transmitter to enhance your listening experience. Each speaker can operate as a mono speaker, or can be used as a left or right stereo channel when used with the wireless transmitter. The powerful 900Mhz transmitter gives you less interference and great sound quality. Plus, you can add an unlimited number of speakers on a single transmitter to simulate your own at home sound system!

Get sound with style
The AWS53 gives you big, bold sound in a compact speaker that conveniently fits anywhere inside or outside your home. The sleek, stylish design matches any dcor and is perfect for anywhere and anytime entertaining.

What's in the Box?
* AWS53 Speaker
* 900Mhz Transmitter
* 2 Power Adapters
* Mini jack to stereo lead adapter
* 3.5mm Cable

Product Description
Outdoor living is in and Acoustic Research has designed a speaker system with everything you need to listen to your favorite audio outside while remaining discreet and attractive-looking. The AWS53 Portable Wireless Speaker provides totally portable sound with 3.5mm input that goes where you go. Listen to your music wirelessly from your MP3, AV receiver, PC, smartphone, tablet and more with this versatile and durable speaker. Its completely weather resistant making it flexible to place indoors or out. Even expand the use of the AWS53 by adding multiple units to enhance your outdoor audio.More info @ the AR website:here
Amazon Coupons
Sharp XR-55X XGA DLP Projector - $359.97
Added on : Thursday November 29th 2012 09:00:48 AM
Designed with 2700 ANSI Lumens, this Sharp DLP projector ensures that all projects and presentations are delivered extremely brilliant.
The Novatel Wireless MiFi 2200 Prepaid Device is small and compact, making it extremely easy to travel with. Connect up to five devices to this Wi-Fi hotspot. Use the MiFi 2200 Mobile Hotspot to connect up to 5 Wi-Fi enabled devices to the 3G wireless internet, with no contract.
LINKY
Ju-Ju-Be - Be Hip Diaper Bag - Choose Your PatternFeatures
It's hip to be "square" with these long and lean bags.They're the perfect fit whenever kids are in tow or for an important client meeting.
These bags are made of teflon, so stains don't stick
All hardware is tough durable metal
Machine washable, air dryBe Hip bags are filled with thoughtful details that make them extremely functional as well:
2 front pockets with closures to keep everything in
Removable diaper changing pad included
2 exterior insulated bottle pockets with Thinsulate, by 3M, to keep drinks either warm or cold
Soft pocket for phones or iPod
Foam padded bottom in case you decide to carry your laptop to work
Adjustable strap includes a top-notch shoulder pad with memory foam and a grippy textile underneath
Crumb drains in the bottom to say bye-bye to the mess
Light-colored linings so you can actually see what's inside
Quiet magnets for discreet bag closing and openingShipping Note: Eligible for shipping to all 50 statesWarranty: 90 Day Ju-Ju-Be
In the Box:Ju-Ju-Be Be Hip Diaper Bag (choose your pattern): (1) Midnight Eclipse
~or~
(1) Black / Silver
~or~
(1) Jungle Maze
~or~
(1) Safari Stripes
~or~
(1) Pretty TweetNice gift for someone you know is having a baby or if you have your own too
woot! Coupons
Amazon.com currently has the Samsung 840 PRO 256 GB on sale for $249.99 with free Assassins Creed 3 download.Item to be filled when stock is replenished but you can order.
LINKClick on "Special Offers Available" and you should see the little Assassins Creed offer, then click on "Learn more" and you should see this:Free PC Download of Assassin's Creed III
Samsung 840 Pro Series Solid-State Drives Exceptional Performance for Professionals: With Samsung's 840 PRO Series SSD, everyday tasks on your desktop or laptop PC become faster and more responsive, providing workstation-class performance for seamless video editing or the ultimate gaming experience.Engineered for Reliability and Security: The 840 PRO Series SSD is made to provide consistent, excellent performance through its entire lifetime even under extremely heavy workloads.Thin, Lightweight Design and Low Battery Consumption: At only 7 millimeters thick and weighing just 2 ounces, the 840 PRO Series SSD has a sleek, lightweight design that can make your laptop lighter to carry.How To Take Advantage of This Promotion- Purchase an eligible product from Amazon.com listed below.- A redemption code and download instructions will be sent to you 3-7 days through e-mail after your products have shipped.- The promotion applies only to products sold by Amazon.com. It does not apply to the same products sold by third-party merchants and other sellers through the Amazon.com site. Offer good from November 15, 2012, until January 31, 2013 or while supply lasts.- One free game downloads per product shipment and customer.- See the complete Terms and Conditions..
Amazon Coupons
Guns : SR200 Combo Shooting Bags -unfilled- $26.74 Shipped
Added on : Wednesday November 28th 2012 10:00:02 AM
Guns : SR200 Combo Shooting Bags -unfilled- $26.74 Shippedhttp://www.gearhog.com/Deal Overview
SR200 Combo Shooting Bags -unfilled-Excellent Double Support for your Shooting- 8" Height (20cm). Extremely Stable. Strong and Water-Resistant 600D Polyester and Real Leather. Front and Rear Rests Connectable for Easy Transport.
Acer Aspire Core i5 2TB HDD 8GB DDR3 Desktop PC - $479.99
Added on : Tuesday November 27th 2012 09:00:06 AM
Featuring the highly acclaimed 3rd gen Intel Core i5-3450 3.1GHz Quad-Core CPU, this computer delivers extremely fast computing performance.
I've been with Dave Tanguay's service for a year, so thought I'd share this as I didn't see it posted. There have been a few hiccups, but have always been extremely quickly addressed at any hour. Excellent uptime.Interactive OnlineSale is a limited time offer for the 1st year of a Shared Unlimited account.
Offer includes 1 free domain registration.
Renewals are billed at normal rate of $119.40/year.
Discounted price will show on the checkout page.
Offer is valid for new accounts only.
Includes free site migration (even from the non-cPanel Dreamhost in my experience last year).
Unlimited subdomains, storage, traffic, subdomains (with the typical "unlimited" caveats)
Acer Aspire Core i5 2TB HDD 8GB DDR3 Desktop PC - $499.99
Added on : Friday November 23rd 2012 09:00:05 AM
Featuring the highly acclaimed 3rd gen Intel Core i5-3450 3.1GHz Quad-Core CPU, this computer delivers extremely fast computing performance.
GUNS, ISSC M111000 M22B 22LR - $199.99 + S/H @ palmettostatearmory
Added on : Friday November 23rd 2012 03:00:10 AM
http://palmettostatearmory.com/index.php/issc-m111000-m22b-22lr....Description:
The M22 is the ideal range pistol. The M22 brings you handling and
performance that is closer to the modern defensive handgun than any other rimfire pistol. Designed for inexpensive high velocity 22LR ammunition, the accurate rapid fire performance of the M22 offers the shooter an economical shortcut for modern pistol practice.
The M22 gives shooters the opportunity to shoot with extreme accuracy due to the combination of a Lothar Walther match barrel, standard on all models, an extremely crisp, 4-lb single-action trigger and adjustable sights.
Each M22 comes with a 10-shot magazine, manual, training target and tools to adjust the front sight and lock the trigger in place.
NOTICE - Do not use BreakFree Powder Blast to clean M22 pistols. This cleaning agent reacts against the aluminum in any gun slide and will discolor or flake off the finish.
In addition to its economical approach to handgun shooting and training, all ISSC M22 pistols are equipped with multiple safeties to insure that shooters will enjoy their shooting time to the maximum degree.Thanks adrian
VIKA TwoFold 2in1 Workbench Scaffold
Added on : Thursday November 22nd 2012 09:02:44 AM
The VIKA Twofold is an extremely versatile 2in1 Workbench and Scaffold that will be at the center of all your projects.
This seems to be the most highly regarded of the extremely budget subs at AVSForum, and Parts Express just dropped the price from yesterday's $119 to $97.80. Plus there is a coupon code for an additional $5 off. There is a shipping upcharge of $15 even after getting filler for "free" shipping on orders over $98. Total should be slightly more than $108.SubwooferGo to the clearance center and sort by price to find good filler.
Coupon code SAVE52012 takes an additional $5 off, but it is entered at a weird spot. The box only appears on the checkout screen where you pick your credit card. The box under that selection would logically be for the CC number, but it is actually for the promo code (CC number is on the next screen).
Parts Express Coupons
IOGear GFR204SDP SD/MicroSD/MMC Card Reader $2.49 @geeks.com
Added on : Wednesday November 21st 2012 08:00:10 PM
http://www.geeks.com/details.asp?InvtId=NU-503-096-0004...IOGEAR is proud to announce a fund-raising initiative benefiting Susan G. Komen for the Cure, the world's largest grassroots network of breast cancer survivors and activists dedicated to taking global action against breast cancer through research, community health programs and advocacy.The SD / MicroSD / MMC Card Reader / Writer also sports an eye-catching pink finish with the Komen Running Ribbon prominently displayed. IOGEAR choose this particular card reader because the price is low enough for almost anyone to show support and because so many devices rely on memory cards, it has instant mass appealSecure Digital cards are ubiquitous in consumer electronic devices and have become the dominant means of storing several gigabytes of data in a small form factor. This new device is extremely compact but big on compatibility within the SD memory card family. The unit supports the very latest in memory card format, SDXC (Secure Digital Extended Capacity).
Computer Geeks Coupons
There seems to be a price mistake or early black friday price on the higher end Dyson DC41 Animal Complete model at Kohls. The reviews on Amazon are Extremely good for this model, especially if you have pets.it lists for $609.36, but shows as $487.49 at checkout (20% cheaper).
with 15% off BLACKFRI promo code and 2% FatWallet CashBack:$487.49
-$73.12 (15% coupon)
-$8.28 (FW CashBack)
=$406.08 (plus tax)free shipping.and you also get 120 Kohls dollar to use between 11/26/2012 - 12/03/2012!if you do a lot of shopping at Kohls (especially with xmas around the corner).
the final price is 406.08-120=$286.08 (plus tax)Linkie
best deal I've seen on this model.I also see the DC41 animal (not complete model) is also on sell for $449.98
other DC41 animal modelas of 3PM, it looks like they fixed the price mistake. Did not get any cancellation (yet). Good luck to any and all that got in on the deal.
Kohl's Coupons
There seems to be a price mistake or early black friday price on the higher end Dyson DC41 Animal Complete model at Kohls. The reviews on Amazon are Extremely good for this model, especially if you have pets.it lists for $609.36, but shows as $487.49 at checkout (20% cheaper).
with 15% off BLACKFRI promo code and 2% FatWallet CashBack:$487.49
-$73.12 (15% coupon)
-$8.28 (FW CashBack)
=$406.08 (plus tax)free shipping.and you also get 120 Kohls dollar to use between 11/26/2012 - 12/03/2012!if you do a lot of shopping at Kohls (especially with xmas around the corner).
the final price is 406.08-120=$286.08 (plus tax)Linkie
best deal I've seen on this model.I also see the DC41 animal (not complete model) is also on sell for $449.98
other DC41 animal model
Kohl's Coupons
There seems to be a price mistake or early black friday price on the higher end Dyson DC41 Animal Complete model at Kohls. The reviews on Amazon are Extremely good for this model, especially if you have pets.it lists for $609.36, but shows as $487.49 at checkout.
with 15% off BLACKFRI promo code and 2% FatWallet CashBack:$487.49
-$73.12 (15% coupon)
-$8.28 (FW CashBack)
=$406.08 (plus tax)free shipping.and you also get 120 Kohls dollar to use between 11/26/2012 - 12/03/2012!if you do a lot of shopping at Kohls (especially with xmas around the corner).
the final price is 406.08-120=$286.08 (plus tax)Linkie
best deal I've seen on this model.I also see the DC41 animal (not complete model) is also on sell for $449.98
other DC41 animal model
Kohl's Coupons
This notebook PC will surely bring the performance you need in handling extremely demanding workloads.If your're looking for the best deals, you've come to the right place This is where you'll find Tiger's Top 10 Monitors Deals! Make sure you check back everyday so you don't miss out!
This notebook PC will surely bring the performance you need in handling extremely demanding workloads.If your're looking for the best deals, you've come to the right place This is where you'll find the Top 10 MP3 Players Deals! Make sure you check back everyday so you don't miss out!
costco.com Killerspin MyT4 Table Tennis Table $399.99 Delivered
Added on : Saturday November 17th 2012 09:00:02 PM
TextKillerspin MyT4 Table Tennis Table
Folds separately into playback position.
$399.99 Delivered
After $100 OFF
Valid through 11/25/12
Valid 11/05/12 through 11/25/12. While supplies last.
Online Price$499.99Less-$100.00Your Price$399.99

Shipping & Handling included * 
item # 644662Features: Table Color: Blue with Silver Frame, 16mm Thickness, Folds Separately into Playback Position, Compact For Easy Storage.
The Killerspin MyT4 Rollaway Table is the perfect solution to add the sport of table tennis to your home. The high-quality production will provide years of durable entertainment for family and friends while the low cost allows families of all sizes to enjoy the physical and social benefits of table tennis. Designed to be lightweight and extremely durable this table has only eight nuts and bolts required for assembly which allows for an unbelievably easy setup, going from box-to-play in 15-minutes. The heavy-gauge metal frame features durable 3-inch ball bearing lockable wheels for easy moving and storage. Killerspin uses 16mm medium density fiberboard (MDF) for the table top, which is thicker than industry standards, to provide a more consistent bounce and minimizes warping. The playing surface is completed with a 16-layer Repeat Roller Coating (RRC) process that creates a higher quality of play and decreases the likelihood of deterioration and wear. The MyT4 comes includes with a premium clip-on steel net and post system so the table is ready for immediate play. Each half of the MyT4 folds separately into playback position that can be used for warm-up or solo play. The table is completed with a cutting-edge design of a blue top and silver frame and comes with a 1-year limited warranty.Killerspin was built to bring youth and innovation to one of the worlds most beautiful sports, table tennis. The Chicago-based firm produces premium-quality table tennis equipment and sports apparel while also establishing itself as the market leader in custom media content.
Color: Blue Top / Silver Frame
Top: 16mm thick medium density fiberboard (MDF)
Legs: 1-1/5" thick solid steel frame with leg levelers
Wheels: (8) 3" casters with individual locks on (4) wheels
Apron: 20mm x 40mm steel
Coating: 16-layer Repeat Roller Coating (RRC)
Net: Premium steel clip-on net & post system
Installation: 15-minute box to play
Set Up Style: Rollaway
Playing Dimensions: 60" D x 107.8" W x 29.9" H
Storage Dimensions: 60"D x 36"W x 64" H
Weight: 175 lbs.
Outdoor Research Men's Axiom Jacket $174.92 Free Shipping @ mountaingear
Added on : Saturday November 17th 2012 11:00:03 AM
Outdoor Research Men's Axiom Jacket $174.92 Free Shipping @ mountaingearhttp://www.mountaingear.com/webstore//Clothing/Axiom-Jacket-Men-...Backcountry ski tours and alpine climbing will never be the same. The Axiom Jacket from Outdoor Research has changed the game and upped the ante. Using GORE-TEX Active Shell, the Axiom maintains an extremely high level of breathability while giving you complete protection from the elements. Articulated elbows along with a slight stretch in the fabric allow for maximum mobility. A helmet compatible hood and harness or pack compatible pockets make this jacket an essential piece of backcountry gear.
GUNS, Kimber Solo 9mm, 2.7" bbl, $699 @ Kentucky Gun
Added on : Friday November 16th 2012 11:00:13 PM

Description:The Kimber legacy of offering the finest production firearms available today continues with the Solo, a new pistol that puts the power of the 9 mm cartridge in a micro-compact size usually reserved for smaller calibers. Power aside, what really sets the Solo apart is quality, dependability and 1911 ergonomics that ensure comfortable shootability regardless of hand size. This all comes together to put Solo performance in a class by itself. With a barrel length of just 2.7 inches, Solo pistols are easy to carry and conceal. Many of the features borrowed from 1911 pistols also make them exceptionally safe. A manual ambidextrous thumb safety, checkered slide release and ambidextrous magazine release button enable fast and intuitive operation. Then there is the single action striker-fired trigger pulleven and smooth. Solo frames are machined from the finest aluminum and finished in KimPro II, a premium finish that is self-lubricating and extremely resistant to salt and moisture. Slides and barrels are cut from stainless steel. Edges are rounded and blended, slide serrations are deep enough to really work and the dovetail-mounted 3-dot sights are quick to target. No other small pistol can compare.A handsome gun, and it is one of the few Kimber's under $700. Though I remember early Solo reviews pointing out alleged problems, the melted design and CCW features seem to make for a favorable combination. Enjoy!LinkAlso listed at Bud's for the same price, though out of stock currently.
http://www.amazon.com/gp/product/B003M4DS5U
- Made by Butterfly and extremely tacky rubber on both sides offers high spin
- Soft 2.1 millimeter sponge layer provides springy feel and has inverted surface
- Includes racket cover and comes with speed 8.0, spin 8.0, control 8.50
Eligible for FREE One-Day Shipping if you purchase this item using your Discover Card or CashBack Bonus. Enter code DSCVRHSP at checkout.List Price: $39.99
Yesterday's Price: $32.43
Deal Price: $19.99Deal expires @ 2PM PT.
Amazon Coupons
Microbead Pillow Roll (was $19.50) $5.98 Shipped
Added on : Thursday November 15th 2012 09:00:04 AM
Microbead Pillow Roll (was $19.50) $5.98 Shippedhttp://www.dailybargainshop.com/Ultra comfortable pillow with filled fine polystyrene beads Great for Lumbar support, Neck, shoulder, legs etc, Use it anywhere, Home, Office, Travelling, Sleeping, Watching TV....This is your Comfort Buddy! some people simly call it "Massage Pillow"Filled with thousands of Ultra fine polystyrene beads to cradle any part of your body in most comfortable position. Microfiber pillows come loosely stuffed with polystyrene beads. These polystyrene microbeads are extremely lightweight and slippery, giving the pillow its squishy feel.It offers welcome comfort to those who normally experience pain in any part of their body. In fact, their ability to conform to any shape means maximum support.
Features:
Provides comfort
Light and convenient to move and store
Long Lasting & Durable with spandex cover
Made with polystyrene microbeads
size 12x6
Condition : New
Meritline: 7" RC Helicopter $15 + FS
Added on : Wednesday November 14th 2012 08:00:06 AM
Viefly 331 7" RC Helicopter 3 Channel RTR Remote Control with Gyro, Multiplayer Up To 3 Helis, Extremely Durable Frame$14.99 w/Code: MLCKR14FNL1 For First 100 Orders
Link
Meritline Coupons
RAVpower 10000mah USB external battery for cell phone/tablet $39.99 FS
Added on : Monday November 12th 2012 07:00:04 PM
Been keeping track of these batteries for awhile now, and this a pretty good deal. These things have come in extremely handy. Some of my family members in the east coast were out of power for almost a week because of the hurricane, and were able to get close to 6 full charges on their iphones..http://www.amazon.com/RAVPower%C2%AE-Dynamo-On-RP-PB04-Capacity-...Enter coupon code: LGUTPNQA for $20 off
Final price: $39.99There are a couple variations floating around on Amazon, but I personally like this one because of the design and its worked great for me thus far
Amazon Coupons
Text
ASUS 14.1" Core i7 750GB HDD Notebook PC
Note: The condition of this item is Refurbished
Mfr Part# RB-90N-S5MA825G1921V



ASUS U46E Refurbished Notebook PC
Choose the ASUS U46E Refurbished Notebook PC for high-quality entertainment, power, and flexibility in your daily life. This excellent notebook PC comes equipped with an impressive Intel Core i7-2640M 2.8GHz processor that delivers fast and powerful computing operations capable of handling both your productivity and entertainment needs effectively. It utilizes 8GB of DDR3 memory that enhances the system's speed so you can enjoy a smoother multitasking performance. The ASUS U46E Refurbished Notebook PC includes an ample 750GB Hard Disk Drive for accommodating tons of your important files, documents, downloads, and other digital data. It also features a sleek 14.1" LED-backlit Display for a clear, high-quality viewing experience. Plus, its DVD Dual Layer Burner allows you to burn or play files on your CDs and DVDs. Order the ASUS U46E Refurbished Notebook PC right now!What It Is And Why You Need It:Intel Core i7-2640M 2.8GHz processor; ensures smooth system performance
8GB of DDR3 memory; extremely fast multitasking capabilities
750GB Hard Disk Drive; very large storage space for your files
14.1" LED-backlit Display; produces clear and detailed visuals
DVD Dual Layer Burner; lets you burn or play your CDs and DVDs
  
Memory Type: DDR3
Memory Speed: PC3-10600
Memory Speed MHz: 1333MHz
Total Memory Size: 8GB
Maximum Memory Supported: 8GB
Display Type: Widescreen
Display Type: LED-backlit Display
Screen Size: 14.1
Maximum Resolution: 1366 x 768
Touch Screen: No
Processor Class: Core i7
Processor Brand: Intel
Processor Type: Dual-Core
Processor Speed: 2.80GHz
Processor Number: i7-2640M
Lifestyle: Home & Student
Operating Systems: Windows 7 Home Premium 64-Bit
Platform: Laptop
Capacity: 750GB
Drive Types: Hard Drive
Hard Drive Speed: 5400 RPM
GPU/VPU: Intel HD Graphics 3000
Video Memory: 1696MB
Optical Drive: DVD Dual Layer Burner
Capacity: 4-in-1
Supplemental Drive Type: Media Reader
Audio Chipset: Sonic Focus Sound
Audio Channels: 2 speakers @ 2W ea
USB Ports (Total): 2 - USB 2.0
USB Ports (Total): 1 - USB 3.0
LAN Ports: 1 - RJ-45
Audio Out Jacks: 1 Headphone out
Microphone Jacks: 1
VGA Ports: 1
HDMI Ports: 1
Communications Description: Integrated LAN
Communications Description: Integrated Wireless LAN
Communications Description: WiMAX
Interface Type: RJ-45 Ethernet Connector
Interface Type: 802.11b/g/n Wireless Networking
Data Transfer Rate: 10/100/1000 Gigabit Ethernet LAN
Protocols: 802.11b
Protocols: 802.11g
Protocols: 802.11n
Protocols: WiMAX
Width: 13"
Height: 1"
Depth: 10"
Weight: 4.9 lbs
Mouse Type: Integrated Touchpad
Keyboard Type: Qwerty Keyboard
Battery Type: 4-Cell Lithium-ion
Specification Notes: [6] To provide the most accurate specifications, the specifications listed are based upon information provided by the vendor.
Integrated Webcam: Yes
Webcam Resolution: 0.3MP
Terms & ConditionsTigerDirect was established to serve the needs of computer users, and today we are one of the industry's top computer and computer-product retailers. For over 20 years, we have ranked amongst the top computer resellers and our catalog has become a textbook for computer users. But our success has been built on a simple principle: take care of every customer like they were a member of our family. From the beginning, our top priority was to provide unmatched customer care and to help our customers understand how technology could help them. We've always invited intelligent, courteous men and women to staff our call center; to answer your questions, make recommendations and deliver solutions. We stock all the latest computer and consumer electronic products, the best deals---and plenty of information to help you decide for yourself. We are proud of each and every member of our staff, because they make the difference.Shipping
We can ship by trackable ground or expedited methods depending on your preference.NOTE: TigerDirect ships only to physical addresses in the U.S. 48 States, Alaska, and Hawaii. Orders shipping to PO Box addresses will be cancelled.Shipping & Handling Cost
Standard Shipping
Expedited Shipping
48 States
$0.00
$16.03
Alaska
$20.80
$31.69
Hawaii
$20.80
$31.69
Please allow up to 3 business days for order processing and up to an additional 7 days for delivery.
Warranty & Returns
Unless otherwise noted, products you buy from TigerDirect Auctions are backed by our 30 day Guarantee against defects by the manufacturer's warranty. Desktop and laptop computers, servers, and tablets may be refunded within 14 days of original purchase. For more information on our Warranty and Return policy, please click the "Ask a Question" button at the bottom of the page.It is our policy to leave positive feedback as soon as payment has cleared. We always strive to earn 5 stars on eBay's Detailed Seller Rankings. Please click the "Ask a Question" button at the bottom of the page if anything is less than satisfactory with your purchase.PaymentsClick the Pay Now button at the top of the eBay listing after bidding to purchase your item.TigerDirect Auctions accepts Paypal payments through our secure checkout.
Credit cards used for payment through PayPal must be issued by a U.S. Bank with a US billing address. Please note: If you are using an eBay coupon, please proceed through checkout and select PayPal as a payment method. When you finish the checkout and go to PayPal at the end of the process, you can select to apply a gift card or discount coupon at PayPal, and enter the coupon information. Orders completed within 72 hours or less will receive priority in our processing department. Orders that have not cleared payment within 72 hours of the listing closing will be canceled. Sales Tax
Applicable sales tax will be charged in the following states: FL, NC, TX, GA, SD, ID and IL.FAQ's
Q: What is the condition of the item being offered for sale?
A: Every item that we sell includes the condition of the item within the description or title. We always notate whether the item is New or Refurbished. Most of the items that we sell are brand new and are factory sealed. The condition of the item being sold above is Refurbished.Q: Do you offer discounts for bulk purchases?
A: Not currently.Q: Do you offer combined shipping discounts?
A: Not at this time, but please note that standard shipping to the Continental U.S. is $0.00 for this item. See the above shipping chart for more details.Q: Do you ship to addresses outside of the 48 Continental United States?
A: Tiger Direct only ships to physical addresses within the Continental 48 United States, Alaska and Hawaii. We do not ship to P.O. Boxes.Q: Do you have more information about this item?
A: All of the information that we have about this item is shown in our product description above. If youre looking for more details, then we recommend checking the manufacturer's website.
Contact UsWe appreciate your business. We kindly ask our customers to please read all store policies and specific product information in each listing before emailing questions.If you have additional questions or concerns about this item or your order that cannot be answered in our FAQ or the listing itself, please contact us via email by clicking The "Ask a Question" link at the bottom of the listing page.
Behringer Ultrabass BVT4500H 450W Bass Amplifier Head $199.99 + FS @ MusiciansFriendhttp://www.musiciansfriend.com/stupid/?icid=200510
Product DescriptionThe Ultrabass BX4500H is a massive 450-Watt bass amp head with patented* Dynamizer technology, boasting a switchable Ultrabass sub-harmonics processor for unbelievable low-end power and a revolutionary Shape filter for extreme sound range. Since flexibility has become a particularly important factor in the music business over the past few years, modern bass players need to offer a broad range of sounds, but should still be able to play in different kinds of settings at short notice: home recording, studio or live concerts.This is why you get a complete set of useful functions that are simple enough to be operated intuitively and quickly. An extremely musical 5-band EQ with Bright and Deep functions gives you the ultimate in tone-shaping. There is an integrated limiter and an active, temperature-controlled cooling system for ultimate protection. You also get a vintage-style VU meter for precise signal level control. A dual footswitch for Ultrabass and Shape functions is included, and there are 3 speaker outputs on 1/4" jack and touch-proof connectors compatible with Neutrik Speakon. With this amp, you can certainly rock the stage like a pro!
Features Extremely powerful 450-Watt bass amplifier head
Dynamizer technology for ultimate punch and to capture every nuance of your playing
Switchable Ultrabass subharmonics processor for unbelievable low-end power
Revolutionary Shape filter for extreme sound range
Dedicated 5-band EQ with Bright and Deep functions for awesome sound shaping
Musical limiter for ultimate volume without distortion
Vintage-style VU meter for precise signal level control
Dual footswitch for Ultrabass and Shape functions included
Balanced DI output for direct connection to your mixing console
Dedicated Tuner Output/Effect Send and separate Line output for additional flexibility
FX Insert for external effects devices (stomp boxes, rack effects, etc.)
3 speaker outputs on 1/4'' jack and professional speaker connectors (compatible with Neutrik Speakon connectors)
Active, temperature-controlled cooling system for ultimate protection
High-quality components and exceptionally rugged construction ensure long life
Conceived and designed in Germany
http://lastcall.dailysteals.com/
Condition: New
Packaging: Retail
Warranty: 1 Year
Brand: Rosewill
Model: RK-9000

Product Features:
Highly durable professional gaming keyboard
Extremely responsive and accurate for hours of comfortable gaming
Gaming-grade lifetime: 50 million clicks
Durable red metal inner chassis
N-Key rollover: 104 Key could press at the same time, avoid any key jamming (Only PS2 mode, at USB Mode 6-key rollover)
Cherry Blue Switches: 2 stage of press feeling, click sound inside switch, 50 million life cycle of the switch, comfortable typing for long term use, fast response on each key.
Laser printing design for the keycap
Gold plated USB and PS/2 connector to ensure low latency
High quality braided cable

What You Get:
Rosewill Mechanical Keyboard
USB Cable
PS/2 Cable
Manual
0 Posted By: FatWalletTopDeals
Views: 395 Replies: 0

Buydig.com Coupon: Audio Technica ATH-AD300 Air Dynamic Headphones @ Buydig.com - $29.00 after Coupon
compare at $59.00
Free Shipping!
Expires On: Nov 30, 2012 11:59pm

Coupons
DJREC30 - $30 off

Open-air headphones produce no sense of pressure on the ears, resulting in a completely natural sensationLightweight honeycomb aluminum casing40 mm drivers with neodymium magnet systems for superior sound reproductionSelf-adjusting 3D Wing Support Housing provides comfortable support for a more enjoyable listening experienceExtremely comfortable velvet ear padsOFC (oxygen-free copper) cableGold-plated stereo 1/8" (3.5 mm) connector with 1/4" (6.3 mm) adapter
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Buydig.com Coupons
We have applied to a major bank (we already have a home loan with them on our existing residence) to buy a primary residence in another state. We plan to sell the existing home. We have good credit (800+ credit score), no other debt, and a long positive history with this financial institution. We have fully documented our income stream, source of funds, and ongoing cash flow. We could pay cash for the new home, but think it is better to finance, at least until the other home sells in order to preserve capital for unforeseen needs.We have already paid in advance for a $650 "loan app" fee, and $500 for an appraisal. The underwriter is now asking for extremely personal information, including demands for documentation of our detailed investment holdings (not just the account balances), documented details of recreational club memberships, and even a written letter explaining our regular payments to our lawn maintenance guy. We are feeling very uncomfortable with this very intrusive process. Is this normal? Legal? Should we back out and seek financing elsewhere at a lower rate? Just forget it and fork over the cash?FW folks, we would really appreciate your kind advice!! Thanks and God Bless.


U-Shaped Microbead Neck Pillow $5.98 Shipped
Added on : Friday November 09th 2012 12:00:07 PM
U-Shaped Microbead Neck Pillow $5.98 Shippedhttp://www.dailybargainshop.com/Reduce neck pain when traveling with ultra comfortable neck pillows, or relax your neck and shoulders at home or office.Choice of Frequent Travelers everywhere!Arrive at your destination refreshed and relaxed!Filled with thousands of Ultra fine polystyrene beads to cradle your head and neck in your most comfortable position. Microfiber pillows come loosely stuffed with polystyrene beads. These polystyrene microbeads are extremely lightweight and slippery, giving the pillow its squishy feel.It offers welcome comfort to those who normally experience pain in the head and neck. In fact, their ability to conform to any shape means maximum support.
Features:
Provides comfort
Light and convenient to move and store
Long Lasting & Durable
Made with polystyrene microbeads
size 18x9
Condition : New
ON SALE: Bagutta - Light Blue Classic Spread Collar Cotton Dress Shirt
Added on : Friday November 09th 2012 12:53:43 AM
Always appropriate and extremely versatile, this Bagutta dress shirt can be worn with about everything from casual outfits to business-elegant suits. Made in Italy
This extremely versatile design offers two necklaces in one. The multiple strand piece can be separated from the single strand (doubled over in photo) for a shorter necklace while the remaining half can be worn as a single strand. Signature box included. Made in Italy.
Winegard Carryout Automatic Portable Satellite TV Antenna
Added on : Friday November 09th 2012 12:50:59 AM
Compact, fully automatic portable satellite TV antenna with DVB technology offers extremely fast, accurate satellite acquisition.
Toshiba Satellite 15.6" AMD Quad-Core 640GB Laptop - $449.99
Added on : Friday November 09th 2012 12:49:07 AM
This notebook PC will surely bring the performance you need in handling extremely demanding workloads.
Z Lite sleeping pad from Therm-a-Rest (was $39.95) @ $19.92 + $7.99 S/H @ mountaingearhttp://www.mountaingear.com/webstore//Gear/Camping--hiking/Z-Lit...FS on $50+Sleep anywhere, on any ground, and don't expend a lot of effort to make it comfortable by bringing the Z Lite sleeping pad from Therm-a-Rest with you. Small, easy-to-compact, and extremely lightweight, you can take it with you anywhere and sleep on anything with two layers of closed-cell foam protecting your back from the cold and discomfort. Factory seconds with minor imperfections that will not affect performance.
http://www.joesnewbalanceoutlet.com/daily_deal.aspDescription
The New Balance 580v2 offers a chance to experience performance fit and superior comfort in an entry-level running shoe. ABZORB cushioning, a durable outsole and a "fast" aesthetic combine to give the occasional runner a total fit.
ABZORB cushioning in the midfoot provides exceptional shock absorption
Lightweight, mesh-based upper with synthetic reinforcement provides increased breathability and speed
Blown rubber outsole is extremely flexible, light, and helps provide cushioning
Injection Molded Eva
Color: Black with Pink
Shoe Last: PL-1
Weight: 211 grams (7.4 oz)
Joe's New Balance Outlet Coupons
ExOfficio Men's Give-and-Go Boxer: $13.80 (Amazon Gold Box Deal)
Added on : Saturday November 03rd 2012 08:00:04 PM
TextThese are EXCELLENT. Good price, and FSSS/Prime...124 Reviews. 4.5 star average.
94% Nylon / 6% Lycrar Spandex
Odor resistant and moisture wicking fabric; 94 percent nylon, 6 percent Lycra
Extremely breathable and air dries quickly; perfect for travel
Terry elastic back and functional fly
Treated with Aegis Microbe Shield to prevent and control odor-causing bacteria
Inseam of 3 inches; weighs 3 ouncesAmazon.comWell-suited for adventure and travel, the high-performance Give-N-Go Boxers from ExOfficio have built-in features to keep you dry and fresh no matter where you roam. The extremely breathable and moisture-wicking fabric is quick-drying so you can wash-and-dry on the go and pack fewer pairs, and is treated with Aegis Microbe Shield to control odor-causing bacteria, making it ideal for wear in hot, humid climates and on sweaty adventures. A terry elastic back and functional fly add comfort and convenience. Take the Give-N-Go camping, fishing, hiking, paddling, exploring, backpacking or nowhere at al.
Features:
Extremely quick-drying so you can wash on the go and pack fewer pairs
Treated with Aegis Microbe Shield to prevent and control odor-causing bacteria
Moisture-wicking and breathable
Terry elastic back and functional fly for ease Specifications:
Type: Boxer
Inseam: 3 inches
Fabric: Give-N-Go Stretch blend of 94 percent nylon, 6 percent Lycra
Weight: 3 ounces Product Description These boxers are high performance and low maintenance. Treated with Aegis Microbe Shield they're odor resistant and perfect for tricky climates and active adventures. Made from 94% Nylon/6% Spandex and are 4oz/sq yd.
Amazon Coupons
New Balance Minimus MT20 Trail Barefoot Trainer - Multiple Colors Available! for $54.99 at eBayhttp://www.ebay.com/itm/ws/eBayISAPI.dll?ViewItem&item=280988543...An entirely different approach to trail running than the traditional running shoe, the New Balance Minimus 20 Trail v2 (MT20) takes the proven versatile durability of a Vibram outsole and combines it with a fitted, extremely minimalist upper that's comfortable with or without socks. This update to the Minimus 20 Trail features a modified upper on the same comfortable sole unit as its popular counterpart, creating a near-barefoot experience on the trail. The Vibram outsole of the New Balance Minimus MT20 barefoot shoe delivers lightweight traction and durability on a variety of surfaces.How to get this deal:
go to eBay
Add to shopping cart for $54.99(Offered by botach)
Final Price: $54.99 + Free Shipping + No Tax in Most States
eBay Coupons
OKABASHI - BOGO Time for a Treat - Buy One Get One 1/2 off
Added on : Tuesday October 30th 2012 11:00:09 AM
http://www.okabashi.com/Okabashi is a family owned business that has focused on designing and manufacturing extremely comfortable shoes for more than 25 years. We set ourselves apart from the rest of major manufacturers and invite you to tour our site to better understand why Okabashi is more than a shoe. Please click on the links below to find out more about us. Good for You: Overall wellness as endorsed by the American Chiropractic Association (ACA)
Good for the USA: Made in Buford, GA
Good for the Planet: Our on-site recycling program
Good for your Pocket: 2 year guarantee
For our community of loyal fans
No code needed ends 11/2.Free ship on $40.
Military Sealed 7.62x39 HP 122Gr 700Rd - $170 @ Natchez
Added on : Tuesday October 23rd 2012 10:00:04 AM
Military Sealed 7.62x39 HP 122Gr 700Rd
Wolf offers a complete line of the most popular calibers at the extremely reasonable prices: Wolf 7.62x39mm comes in three projectile configurations including a 154gr. Soft point that offers improved accuracy over the standard 122gr. projectile. Wolf .223 Rem. saves high volume AR-15 and mini-14 shooters money. Wolf's .223 Rem comes in a variety of economical and high quality loads backed by a 100% performance guarantee. 7.62x54R is available in both a 148gr. and 200gr. projectile for mosin nagant and dragunov applications. 7.62x54R extra in match was used to win the International Military games in 1995 and the World Championship in 1996.SPECIFICATIONS: Caliber :7.62mm X 39mm
Bullet Type :Hollow Point
Bullet Weight :122 GR
Muzzle Energy :1556 ft lbs
Muzzle Velocity :2396 fps
Rounds-box :20 Rounds Per Box, 32 Boxes Per Case
$169.95 @ NATCHEZ
Text
Includes 3 pans and 2 lids
Healthy cooking and frying without oil or fat
Frying surface with innovative polygon structure
Extremely easy to clean
$10 flat rate shippingThe Deal
Turn up the heat and stay in the kitchen! Get a 5-piece set of Spider pans from Stock 2 Retail. The secret of the Spider pan is its innovative hard-surface titanium grid structure coating which prevents your food from sticking or burning, even if you don't use oil or fat. This coating doesn't soak up smells and even stops the unwanted transfer of smells or tastes from one dish to the next. The Spider pan comes with a revolutionary "energy-saving" stainless steel heat-storing base, for a quick and even heat distribution right up to the top edge of the pan. Even if you take the pan off the stove or turn down the heat, the stainless-steel base stores the heat and the aluminium core passes it right back to the pan, helping you save energy and money.
Google Offers Coupons
Bern Men's Brentwood Helmet with Zipmold Foam $54.99 + FS @ Altrec
Added on : Friday October 19th 2012 08:00:07 AM
Bern Men's Brentwood Helmet with Zipmold Foam $54.99 + FS @ Altrechttp://outlet.altrec.com/Description
Wear it in the winter as you hit urban rails or slash bottomless pow on sidecountry tree runs. When the sun comes out, transition seamlessly to skate and bike season when you remove the winter liner. The Men's Bern Brentwood Helmet with Zipmold Foam is the perfect all-season helmet for your full-schedule of extreme sports. A tough yet thin PVC shell has Berns exclusive liquid-injected Zipmold foam interior and meets head protection standards for skiing, snowboarding, biking and skating. Extremely lightweight and strong, this snow helmet has a low-profile Sink Fit so it rides low on your head and keeps your image intact. Vents keep your head cool and a clip at the back keeps your goggles on. Take on the mountain this winter and save space in your gear closet when summer rolls through town with the Bern Men's Brentwood Helmet.
Specifications Polycarbonate (PVC) shell with liquid injected Zipmold hard foam
Shell: Tough PVC thin shell exterior
Impact Foam: Liquid injected Zipmold interior for high-impact protection
Engineered with a tapered edge and seamless finish; ultra-lightweight Zipmold technology provides a high strength to weight ratio
Standards: Complies with CPSC, ASTM F 2040, EN1078 for ski, snowboard, bike and skate
Sink Fit: Low profile, surround fit and feel
Eyewear Channel: Molded eyewear channels for comfortable fit
Channel Air-Flow: Air channels that pull air through front vents and allows air to exit through back vents
Twin Clip: Two goggle clip locations for custom fit
All Season: helmet is compatible with a variety of interchangeable cold and warm weather liners, just snap in a different Bern liner for summer or winter use (sold separately)
Polished, seamless, tapered finish designed for a thinner, lighter, lower profile helmet
Weight: 14.1 oz (S M), 14.6 oz (L-XL), 15.8 oz (XXL-XXXL)
Altrec Outdoors Coupons
http://www.blair.com/product/Clearance/Mens/Outerwear/Scandia-Wo...$17.99Free Shipping w/ promotion code FSQL, XL, 2XL only Rugged, roomy and extremely warm, this parka will stand up to the harshest weather conditions. We've added BlairGuard for extra rain and stain protection, too. Zip front with snap-close storm flap, detachable hood with faux fur trim and snap throat latch, four zip-close pockets, one inside Stik-Tite pocket, and more. Polyester shell with lofty poly fiberfill insulation. Washable. Import.
Blair Coupons
Request for career advice (Update ...)
Added on : Tuesday October 16th 2012 07:00:51 PM
I posted an earlier topic (Request for Career Advice) a few months ago. It's now archived.Recap:
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1. Wifey was a stay-at-home mom, looking to get back to work after minding the kids for 6 years. 2. She had a liberal arts background, with an MA in English Literature from a college in India. She was an "Adjunct Professor" there before coming over here. 3. She loves teaching and wanted to be a school teacher. Initially she wanted to be an Elementary teacher (so that she could work in the same school that the kids are goint to go to). That later changed into becoming a math teacher instead. Since Then:
-----------
1. She continued to take math/science courses. She has gathered up about 20 credits already with spring and summar courses. For the current fall, she has 10 more credits in progress. 2. She has maintained straight A's, including an A+ in a summar course from one of the local state universities that give it. 3. Continued to work as a "Math Tutor" in the local community college. 4. In the course of the last few months, her goal has now changed! She no longer wants to be a school teacher (thank god!!). I credit her class instructors (nearly all of them) and people she works with as a Math Tutor for finally being able to do what I couldn't, which is to help her realize how little respect school-teachers get around here. 5. She met with the academic advisors in nearby universities to see what it will take her to get into any Math related (Math/Stat/CS) MS or BS program. We thought that she may have a chance of getting in given her straight A's, extremely strong recommendations and equally strong test scores (e.g. 116 in TOEFL, 1 point shy of an all-time high).
Data point to note: Undergraduate counsellors, themselves not part of the faculty, were either ignoring ("Please fill this form and we will call you back") her, discouraging her ("Why do you want to switch to Math"), or trying to treat her as a money machine ("Well, we know you have an MA in English, but you still have to do these 14 lib arts courses for a BS since we dont transfer those credits"). OTOH, the graduate counsellors (she spoke with 2 of them), themselves part of the faculty, took far more interest into her unusual background and made exceptions happen. 6. One of the local universities have now accepted her into an MS program in Computer Science. She has to do 52 credits instead of the usual 32 credits in order to make up for the lack of her Computer Science background. She has received the acceptance letter in hand to start the course-work from Spring 2013.

The plan going forward:
-----------------------
1. She plans to pursue the MS part time, continuing the Math courses (e.g. the calculus series and some discrete math stuff after that) at the undergraduate level so that she has a more solid math footing for her CS Graduate course-work.
2. After 1 year of doing MS coursework at this school, she may try to transfer some other school with a higher academic ranking. Given her unconventional background for a CS/Math student, she cant realistically get into any top tier school right away. However, another year of CS coursework will hopefully help her get into the door. There is no harm in at least trying.
3. She is not decided if she wants to do teaching/research or work in the industry. Ideally she'd like to do something that is not too intense, leaving her some time to take care of the kids. Any suggestions on how to improve her chances of transferring into some top tier college (the GATech's and UT-A's of the world) a year down the line? I guess it is too early right now, but any suggestions on how to improve her chances of finding good employment (if she decided to join the industry and not go the academic rout) will be apreciated.
Free Eucerin Professional Repair Body Lotion for Extremely Dry Skin sample
They changed the sample from the soothing repair product they had available earlier this month to the Extremely Dry Repair.
CLICK HERE
Columbia Slice N' Dice Omni-Heat Ski Jacket (Women's) (74% OFF) $89.99 + $4.99 S/H @ 98mainhttp://www.98main.com/The Columbia Slice N' Dice Ski Jacket brings together Columbia's best technologies to keep you comfy this winter. Omni-Dry is Columbia's highest waterproof protection that allows you to stay outside without worrying about blizzards or spring showers. And since Columbia knows that you want to get the best runs regardless of the weather, they put Omni-Heat in the Slice N' Dice Jacket. This fabric reflects your natural body heat back inside to keep you 20% warmer, and ready for anything.Specs: Fabric Rating: Extremely waterproof / Extremely breathable
Outer Material: 100% polyester twill
Lining Material: 100% Thermal Reflective polyester
Insulation: 80g polyester (50% recycled)Features: Omni-Heat reflects body heat back inside to keep you 20% warmer
Omni-Dry enhances waterproofing and breathability so you stay dry
Removable hood for weather protection
Underarm venting to release excess heat
Hem drawcord cinches to seal out cold air
Tons of external and internal pockets store gear
Removable powder skirt keeps snow out of layers
Articulated elbows for freedom of movement
Adjustable cuff and inner comfort cuff fit with gloves to keep out snow
RAVpower external cellphone battery 10000mah $39 shipped
Added on : Saturday October 13th 2012 05:00:03 AM
Amazon has a RAVpower 10000mah external battery on sale for $39 shipped. I paid $60 for the same unit 2 weeks ago and considering all the 10,000mah units are $60+ still, this is a pretty sweet deal.linkyBeen using it for the last few weeks, and it's EXTREMELY useful if your phone runs out of battery quickly. It comes with adapters that'll fit virtually every out there. Already emailed the seller can refund the price difference to me. Keeping fingers crossed.
Amazon Coupons
Kingston HyperX 120GB SATA III SSD $65 AR at TigerDirect Ends Oct 11th
Added on : Wednesday October 10th 2012 09:00:03 AM
Link to the Deal$99.99 - $35 Rebate = $64.99Rebate has a limit of 2! Great deal for a raid, or two computers.SATA III, extremely fast. Good reviews on Newegg - 5 Stars and an Editors Choice award.Rebate ends tomorrow. FREE SHIP TODAY!
Performance
Max Sequential Read: Up to 555 MB/s
Max Sequential Write: Up to 510 MB/s
4KB Random Read: Up to 85,000 IOPS
4KB Random Write: Up to 73,000 IOPS
http://www.giveawayoftheday.com/The program is available for $29.95, but it will be free for our visitors as a time-limited offer. Batch Picture Resizer is something that anyone who works with digital photos will find extremely useful. Many of us use expensive and complex photo editing software just to resize pictures and resolve other simple issues because they did not know that there is a far cheaper, quicker and more efficient option.Also, resizing pictures manually, one by one, is vast a lot of time, especially when you have dozens, let alone thousands of images that need converting.
http://www.woodburyoutfitters.com/product_p/106.htmSmith & Wesson Model 22A Rimfire Pistol, 22 LR, 5 1/2", Rubber Grip, Black/Gray Finish, 10 Rd, Adj Sights, 107412
SMITH & WESSON INC Model 22A Rimfire PistolsSmith & Wesson Black/Gray 10 + 1 Round 22 LR w/5.5" Barrel/Adjustable SightsFor plinking, practice, competitive target shooting or other recreational purposes, there's no better choice than Smith & Wessons 22A Classic rimfire pistols. Known for their superior performance, whether it is your first handgun or a tool to hone your skills, these extremely accurate target pistols are perfect for shooters at all skill levels.Smith & Wesson Model 22A Rimfire Pistol, 22 LR, 5 1/2", Rubber Grip, Black/Gray Finish, 10 Rd, Adj Sights, 107412 Features
Mfg Item Num: 107412
Category: FIREARMS - HANDGUNS
Type istol
Action :Single Action Only
Caliber :22 Long Rifle
Barrel Length :5 1/2"
Capacity :10 + 1
Safety :Single Side
Grips :Rubber
Sights artridge (Front); Adjustable (Rear)
Weight :32 oz
Finish :Black/GrayThanks Mark
I just wanted to follow-up to an old thread and share my own little personal victory. In the past couple years, my wife and I have paid down ~$50k in debt (sadly, almost 75% of this was CC debt from buying *crap* with the remainder of the balance being student loans and paying ourselves back for some money we took from our savings to help pay for our wedding), worked to get our FICOs in the high 700's-low 800's and saved almost $75,000 for a down-payment on a house. It has been a very tough road of sticking to an extremely tight budget and savings plan, which included sacrificing most entertainment/luxuries, cutting out most restaurant visits unless it involved a half-price certificate or coupon, taking leftovers for lunch at work and religiously using coupons at the grocery and maintaining a small garden to get our monthly food budget to about $75 for the both of us. I'll be the first to admit that my wife is the more frugal, "stick to a budget" person in the family and it was mostly my spending habits that needed to be changed and controlled. FWIW, HHI is just shy of $140k (split basically equal among my wife and I, but hers will likely increase dramatically within the next year or two) and our only other current debts are around $25k on a vehicle loan @ 1.49%. I had originally replied with this update in a thread about saving for a house and several people thought I should re-post this, since it is also a follow up to a post I made last year about whether or not it is worth paying a 13% premium to be in a good school district. Yes, there are cheaper houses in the district, but we ultimately decided a year or so ago to build new construction. If we are going to spend this much on a house, we want to be 100% happy with it and tweak it to our needs and wants. The 13% last year is now 17% and was averaged when comparing floor plans from 4-5 local builders who build in the good school district vs. several miles down the road outside of the good school district. Not scientific, but it does show that you may pay more to build the same house in neighborhoods that may only be a few miles apart if one is zoned for excellent schools. While we are building with the intention of being here for 10+ years, we also had to consider potential re-sale and assumed that these schools will maintain their high standing in the future. This city's schools have been desirable since their inception almost 20 years ago. Another item that weighed heavily with us in regards to eventual re-sale is that several people,as well as our buyer's agent, mentioned that a lot of potential buyers will immediately rule out a home if it is not zoned for a specific school district. Not to mention, one of the biggest items you can't change with your home is the location. I am happy to say that we have finally saved up enough where we feel that we can comfortably afford to build a house in the most highly sought after school district in the area. It is somewhat comforting to know that we are going to be able to lay down our roots in a place that should be the best location for our family in the future and it is in the area where we have always wanted to live. Not to mention, after looking at historical data for the area, re-sales in the city where we are building spend less time on the market and generally maintain value or build equity quicker than those in surrounding areas. After much debate and house-hunting, we decided that building a new construction home was right for us and should break ground next month. We also decided to build a slightly smaller house than we originally wanted and it will be one of the lowest-priced homes in the neighborhood, but that doesn't bother me one bit! Prices in the neighborhood range from the $300s to over $1 million and we will be in the $300s, but we still get access to the great schools and all the amenities that the neighborhood has to offer...walking paths, 2 pools, gym, stocked fishing ponds and tennis courts. We were also lucky enough to hit the timing just right and have first choice of lots in the final phase of this established development, which just opened up. We are thrilled right now and can't wait to get the process started.Hopefully this post may help someone and I'm sure others will find faults with what we have done and our plans for the future. I am fine with that and am comfortable with where we are at in our lives right now. If anything, this thread will revive the discussion of paying to be in the good school district for others who may be in a similar situation.
15 363/364 Watch Batteries $7.23 @ Amazon.com
Added on : Friday October 05th 2012 10:00:04 AM
Get 15 watch batteries, 364/363 (SR621SW) Energizers shipped for $7.23.48.2 cents each. Extremely common battery, The shelf life on Energizer batteries is 5 to 10 years.Amazon Link
Amazon Coupons
3-D Skull Pan by Wilton - Halloween Cupcakes - $35 @ cooking.com
Added on : Wednesday October 03rd 2012 09:00:14 AM
10-cup 3-D Skull Pan by WiltonThis three-dimensional pan makes a big statement at Halloween parties!
Heavyweight cast aluminum conducts heat extremely evenly.
Premium non-stick surface for easy release and cleanup.
Finished cake 6.5 x 5.5 x 7.5 in. 10-cup total capacity. Beautiful cakes even before decoration
Even heat distribution
Easy release and cleanup
10 cup capacity
Limited lifetime warranty
Baking instructions and recipe included
Assemble shaped top and bottom cake halves with a thin layer of icing.
The 3-D Skull Pan will be available at most local retailers in early September$34.95http://www.cooking.com/10-c-3-d-skull-pan-by-wilton_407867_11/?a=cknwshne06560a&s=s0051432820s&mid=1179597&rid=51432820/#axzz28Eyvtm9b
Cooking.com Coupons
http://www.pyramidbrew.com/sites/default/files/symon/PYR_Symon_W...No need to puchase beer to do rebate if you live in. CT, MA, MD, MO, NC, NJ, NY and UT . Just buy $10.01 or more of recipe ingredients, get $10 back. Limit 3 rebates per address. Can put 3 rebates in one envelope for one address. Thx KikiandD for the h/u that the Fall recipes were up. I got my 3 $10 checks about 6 weeks after mailing in! An easy $30!YOU MUST BUY SELECT GROCERY ITEMS SHOWN ON THE FALL RECIPE LIST. will try and get that info up soon. READ ALL FINE PRINT EXTREMELY CAREFULLY!!thx celestialdigs and others/sdCalled Pyramid Ales this morning and ANY TYPE OF MEAT once again qualifies!! Not restricted to short ribs, pork chops & chicken breasts!!
(No seafood/fish!)
Econo Heat 603 Ceramic Wall Panel Heater $64.99 Shipped (Home Woot)
Added on : Monday October 01st 2012 08:00:04 AM
Econo-Heat wall panel heater offers out-of-the-way wall mounting along with an economic way of providing efficient room heating at a low cost
Using natural convection technology, heat is mainly generated behind the heater in the space between the panel and the wall, which leads to an efficient up draught of heated air circulated into the room (the heated air rises at a speed of over 2 feet per second)
This principle of convection means that about 90% of the heat comes from the back of the panel, while only 10% is radiated from the front of the panel
This form of background heating is extremely economical, safe and efficient
It operates at relatively low surface temperatures (165195F, dependent on the ambient temperature), and uses minimal electricity
Energy saving, save up to 50% on you heating costs
Ultra slim compact design
Whole room heater as opposed to freestanding locality heaters
Efficiently warms a room of approximately 120 square foot room
Non-flammable, non-combustible
No drying of the air, no oxygen burnt up
Asbestos free, contains no harmful chemicals or metals
Safer for children and pets, no exposed elements, gas or fan
Can be painted with water-based acrylic paints to suit any decor style
Includes wall mounting bracket kit and instructionsSpecs:Wattage: 400 Watts
Voltage: 120 Volts
Weight: 14 lbs
Power Rating: 3.3 Amps, 120V, 50Hz
Max Surface Temp: 165-195F (depending on ambient temperature
Dimensions: 23" x 23" x 3/8"
Cord Length: 64"
UL Listed: Yes Ceramic Heater
Arc'teryx Silo 30 Ski Pack $113.93 FS
Added on : Monday October 01st 2012 12:00:03 AM
http://www.rei.com/product/823024/arcteryx-silo-30-ski-packWas $169The panel-loading Arc'teryx Silo 30 ski pack lets you explore backcountry runs with control and comfort thanks to its reliable load support and smart storage options.Super tough 420-denier? nylon offers high abrasion resistance; Hypalon trim and nylon reinforcements enhance durability
Panel opening allows full access into the main compartment and the security pocket inside
High-visibility lining brightens pack's interior, so finding gear inside is easy
Internal shovel and probe slot keep your tools organized and easily accessible
Pocket in lid and external security pocket stash small items
Hydration-compatible design features reservoir pocket and drink tube clip for on-the-go hydration (reservoir sold separately)
Simple carry system transports skis diagonally or A-frame style and accommodates a snowboard
Dual ice axe loops and rip-and-stick? axe keepers secure your tools
Eliminating the need for zipper flaps, water-resistant zippers are designed for protection in extremely wet weather
Thermoformed foam back panel, hipbelt and laminated shoulder straps follow the body's curves, enhancing comfort
Removable hipbelt padding gives you the choice between a cushioned fit or a streamlined webbing belt
Hipbelt pods feature gear loops, letting you clip on gear for technical descents
HDPE framesheet curves to fit the shape of your back and protects it from bulky, pointy loads
V-Frame suspension attaches directly to framesheet, increasing support
Fits a standard 17 in. laptop
Arc'teryx Silo 30 ski pack includes a top handle, front haul loop and an adjustable sternum strap
REI.com Coupons
0 Posted By: FatWalletTopDeals
Views: 158 Replies: 0

Memorex Ultra Small Micro TravelDrive 8GB @ Buydig.com - $7.99 after Coupon
was $17.99
Free Shipping!
Expires On: Oct 4, 2012 11:59pm

Coupons
M8U8 - $10 off

Compact - the compact size and lightweight form factor provide a convenient, simple way for mobile consumers and business professionals to transport presentations, emails, music and videos. Easy to Use- with plug and play technology, transferring data has never been easier; installation software is not required, making the drive extremely easy to use. High Speed USB 2.0 - works in both USB 2.0 (for maximum transfer speed) and 1.1 environments.
(FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Buydig.com Coupons
Sorry about the length........This is an offer by http://www.sisoftware.co.uk to allow you to obtain a licensed copy of Sandra Professional, Home Edition (regularly $49.95 but now discounted to $24.95) essential for 'free' (or $2.99) by spending just $2.99 - period - on BigFishGames.com to purchase one of the many hundreds of PC games which they offer. In essence you get both the BigFish game of your choice PLUS Sisoftware's Sandra Professional, Home edition for only $2.99. For those of you familiar with this process you probably recognize that this is a sale offered through TrialPay.com. Yes, I myself normally avoid TrialPay because you often end up spending more on one of TrialPay's offers than the worth of the item you are trying to obtain for free. That's what makes this a rare opportunity to get something of great potential value, not by taking advantage an alleged free trial of Netflix or CreditScore.com that you have to cancel in 7 or 30 days, but by simply buying one of 100s of games (itself valued at $9.99) for $2.99. That's it.The current price of the Sandra Professional Home Edition (NOT the free SANDRA-lite) is $49.95. SISoftware is currently X 50% = $24.95.See Link to purchase SANDRA Pro for discounted $24.95 price This deal gets you SANDRA Pro for only $2.99. I was thrilled to find this as I always used SANDRA-Lite for free, found it extremely informative about my computer. But I never wanted to pony up $50 or $35 of $25 for the real thing. Getting it for $2.95 is pretty awesome.To participate, click on the link and provide a name and an email address (no confirmation via email is required). Then lick Continue. On this next page, the second offer listed is to obtain SANDRA Pro for FREE simply by buying ANY of the hundreds of $2.99 Big Fish Games offered. Pick one out, pay your $2.99 and return to the TrialPay page which will by then show the registration number and order number you wll need to input once you've downloaded and installed SANDRA Professional.LINK
Sorry about the length........This is an offer by Sisoftware.net to obtain a licensed copy of Sandra Professional, Home Edition (regularly $49.95 but now discounted to $24.95) essential for 'free' (or $2.99) by spending just $2.99 - period - on BigFishGames.com to purchase one of the many hundreds of PC games which they offer. In essence you get both the BigFish game of your choice PLUS Sisoftware's Sandra Professional, Home edition for only $2.99. For those of you familiar with this process you probably recognize that this is a sale offered through TrialPay.com. Yes, I myself normally avoid TrialPay because you often end up spending more on one of TrialPay's offers than the worth of the item you are trying to obtain for free. That's what makes this a rare opportunity to get something of great potential value, not by taking advantage an alleged free trial of Netflix or CreditScore.com that you have to cancel in 7 or 30 days, but by simply buying one of 100s of games (itself valued at $9.99) for $2.99. That's it.The current price of the Sandra Professional Home Edition (NOT the free SANDRA-lite) is $49.95. SISoftware is currently X 50% = $24.95.See Link to purchase SANDRA Pro for discounted $24.95 price This deal gets you SANDRA Pro for only $2.99. I was thrilled to find this as I always used SANDRA-Lite for free, found it extremely informative about my computer. But I never wanted to pony up $50 or $35 of $25 for the real thing. Getting it for $2.95 is pretty awesome.To participate, click on the link and provide a name and an email address (no confirmation via email is required). Then lick Continue. On this next page, the second offer listed is to obtain SANDRA Pro for FREE simply by buying ANY of the hundreds of $2.99 Big Fish Games offered. Pick one out, pay your $2.99 and return to the TrialPay page which will by then show the registration number and order number you wll need to input once you've downloaded and installed SANDRA Professional.LINK
Advice - son may go into foreclosure
Added on : Sunday September 23rd 2012 09:00:47 PM
Hadn't hoped to ever have to ask these questions...Our 34 year old son and his fiance moved to Utah several years ago and against our advice the purchased a house together. We were shocked anyone would give them a loan..They always had problems paying their bills and then several months ago she walked out (with that months mortgage payment). Our son went through the process of getting the mortgage modified, but the payments were still obviously more than he could handle.Now he has lost his job. The house is upside down because of the market, and when we visited this fall we saw the house would need substantial work (new carpets, baseboards etc etc) to even think about selling - money he doesn't have - and it's extremely unlikely he could break even.He didn't want to walk away from the house before, now I fear he has no choice.I want to give the best advice I can, but no nothing about the process. Does he have to formally notify someone? If he just moves out and leaves it - what do they do about the ongoing property taxes etc.Has someone gone through this and can steer me to a resource or guide I can read? Basic Googling didn't get me very far.Thanks for your wisdom (other than not answer the phone any more...).
Down Comforters 60% Off Today, $84.60 shipped for a King oversized down comforter 61.40 for Queen!We got this deal last year and I didn't see the particular down comforter deal posted yet so I'm posting. Every year Pacific Pillows has a twins sale with 7 different days of deals. Today is their PillowTex down comforter & pillows sale for 60% off sale price. We got the oversized King Arctic down comforter last year and couldn't believe the quality of it for the price - so we purchased more this year as Christmas gifts. This comforter is perfect for Wisconsin winters, but we also left it on the bed over the summer and we didn't get too hot with it.http://www.pacificpillows.com/1piarwefeand.html1. Add to cart
2. enter coupon code "twins6"
3. Total price with $5 Shipping comes to $84.60 for King Arctic, $61.40 for Queen StandardTodays Twins Sale offer is 60% off Pillowtex Comforters: Classic Weight, Arctic Weight, and Classic Weight Down Alternative. Winter is right around the corner and Pacific Pillows wants to make sure our customers are warm no matter what climate they live in! Pillowtex comforters range in weight and fill, which provides customers with many options, yet all of the Pillowtex Comforters prices are extremely affordable and high quality! Whether you are looking for a Down and Feather or a Down Alternative comforter, you will be resting well night after night with a comforter made by Pillowtex ! Order today and start getting the rest you need and have been craving! Pillowtex Comforters come in 3 different styles: Classic Weight, Arctic Weight, and Classic Weight Down Alternative and in oversized Queen and King sizes. Order now before we run out!Coupon code: Twins6Expires: 9/21/12Terms and Conditions: Terms and Conditions: Coupon expires 9/21/12 or while supplies last. Use Coupon Code: twins6 to redeem this offer No backorders or rain checks. No refunds. Exchanges ONLY. Place your order today while this great product is still available.What is the Twins Sale? Every year PacificPillows.com celebrates the birth of the twin girls of the PacificPillows.com owners with PacificPillows.com's biggest sale of the year. Don't miss out on the opportunity to save 50-70% on select items all week long. This year PacificPillows.com will have seven days of deals starting September 15th and ending September 21st. Each day there will be a different deal that will only last for one day or until supplies run out. Be sure to check your email account each day to take advantage of the PacificPillows.com Annual Twins Sale!
the north face TKA 100 Texture Cap Rock Full-Zip Fleece Jacket - Men's $34.93http://www.rei.com/outlet/deal-of-the-dayFS on $50+
Free store pick upthe north face TKA 100 Texture Cap Rock Full-Zip fleece is ready for cold-weather adventures. Polartec TKA 100 microfleece provides warmth without the weight and bulkiness of traditional insulating fabrics, and is highly breathable for comfort during activities
Extremely soft microfleece has a textured surface
With a UPF 30 rating, fabric provides very good protection against harmful ultraviolet rays
Fabric dries quickly to minimize heat loss
2 hand pockets and a zippered chest pocket stow your essentials
The TKA 100 Texture Cap Rock Full-Zip fleece zips into compatible jackets from the north face
REI.com Coupons
Hex Editor Neo Ultimate Free Download Today Only @ Giveaway of the Day
Added on : Thursday September 20th 2012 03:00:07 AM
Hex Editor Neo Ultimate Free Download Today Only @ Giveaway of the DayThe program is available for $99.99, but it will be free for our visitors as a time-limited offerHex Editor Neo is a basic tool for everyone who works with binary files, disks and computers memory data. Hex Editor Neo is carefully designed, optimized for best performance and saves you a lot of time while you are working with files, disks, PC memory and raw data. It allows you to perform almost any manipulation with extremely large files where any other editor will just stuck, hang and crash.Using Hex Editor Neo youll be able to work with multiple revisions of same file simultaneously, switch between revisions in just one click, export change history to the file, load it, exchange it with colleagues, compare any data, search for differences and more. Basic feature list includes also unlimited undo/redo; multiple selection; find and replace data patterns (including regular expressions) in files. Finally, youll be able to view internal binary data architecture with built-in Structure Viewer.
Hobie Huron Polarized Glass Sunglasses $49.96 + $6.99 S/H
Added on : Monday September 17th 2012 10:00:07 AM
Hobie Huron Polarized Glass Sunglasses $49.96 + $6.99 S/Hhttp://www.campmor.com/outdoor/gear/Product___80553The Hobie Huron Polarized Glass sunglasses are a great choice for casual use, fishing, or boating. The lenses are glass for scratch resistance and superior clarity and block 100%UV (ABC). The lenses are polarized to eliminate glare. Polarized Glass lenses are comfortable and detailed
Polarized lenses eliminate glare
Glass lenses are extremely clear and scratch resistant
Lenses block 100%UV(abc)
TR90 frame is durable
Campmor Coupons
Built with an ultra-durable all aluminum housing, the Patriot Memory Xporter Xpress is the best worry free solution for busy professionals, digital hobbyists, or students who are looking to have their data with them at all times. Providing fast read and write speeds in an extremely portable form factor, the Patriot Memory Xporter Xpress will not sacrifice performance for extreme portability.Limit 1 per Household. (when purchased between 09/14/2012 and 09/20/2012)Mfr: Patriot
Model: PSF32GXPXUSB
FRYS.com #7252373
UPC: 815530013754 linkymoo
Kayland Vertigo Dual Backpacking Boots Women's (Grey) [5.5, 6] $99.89 FS
Added on : Monday September 10th 2012 11:00:06 AM
Kayland Vertigo Dual Backpacking Boots Women's (Grey) [5.5, 6] $99.89 FShttp://www.norwaysports.com/kayland-vertigo-dual-backpacking-boo...The evolution of the award-winning Vertigo High, the new Vertigo Dual is an extremely versatile backpacking boot, particularly suitable for technical, difficult trails, off trail, or via ferrata. The Precise Fit of the suede/textile upper combined with the new Vibram Tork outsole with Kayland's proprietary IADS Dual midsole ensure comfort, stability, and support.
We have other Kayland products...
Eucerin Professional Repair Lotion
Added on : Monday September 10th 2012 01:00:31 AM
Request a free sample of Eucerin Professional Repair lotion.Eucerin said: Based upon more than 111 years of Eucerins skincare expertise and innovation, Professional Repairs advanced formula sets a new standard for moisturization. It features a groundbreaking technology that combines skins own natural moisturizers and Ceramide-3, a component of a healthy skin barrier, with Gluco-Glycerol, an innovative moisturizerto improve the condition of skin and fight extreme dryness.
I know, I must be the Eucerin Queen, this is like the fourth (?) post for one of their products I've made on this forum. But here you go, yet another Eucerin freebie, and this one doesn't require Facebook either.
Byer Traveller Lite Hammock $15.93, FS to store
Added on : Friday September 07th 2012 10:00:04 AM
The Byer Traveller Lite hammock weighs only 16 oz, making it a geat choice for backpacking and travel. http://www.rei.com/product/849143/byer-traveller-lite-hammock-20...
Lightweight hammock is made of extremely strong and durable polyester parachute cloth, allowing you take the hammock with you on hiking and camping trips
Weight capacity of 250 lbs
open 108 x 54 inches/ folded 8 x 5.5 x 3 inches
Polyester
Byer Traveller Lite Hammock in 3 colors- purple, pink, and orange- for $15.93.
As always, there is free shipping to a store, or free shipping for orders of $50 or more.reviews
REI.com Coupons
When to start acquiring rental properties?
Added on : Thursday September 06th 2012 08:00:51 PM
I'm wanting to be retired from my day job when I turn 50. Everyone thinks I'm crazy but I really don't want to work a day job any longer than I have to and I figure setting a crazy but obtainable goal will help me get there. Here's my background:32 years old
Married with 2 children (Al Bundy!)
$75k/year salary. Wife stays home but will return full-time in 3 years when youngest goes to school. Should be at least $120k/year then.
$30k in savings, $60k in 401k (we both started late in life for careers; had too much fun!)
House is worth $150-$160. Owe $115. 15 year at 2.875%, just refinanced. 1500 ft2 ranch in the burbs so you can get an idea of house values.
Only debt is a $17k car loan @ 1.99% with PenFed. 38 months left. About $470/month.
Currently putting away around $1200/month into savings after all bills are paid.

I've read time and time again how great having rentals are and seeing how low interest rates are it seems like now may be the time for me to jump in. I've been looking at local short sales and thought I'd better come here and get some input before I put any more time into this. With that, a few questions:Already having a mortgage, and just having refinanced it, is it going to be difficult to buy a second house? My credit was pulled at 798. I have enough funds to put 20% down and still maintain almost $10k in savings.Are short sales the way to go? I'm thinking of picking up a house relatively close to where I live for ease of maintenance and just general watching over of it. There happens to be a short sale for a 1200 ft2 ranch in what appears to be excellent shape listed for $110k. The auditors site appraises it at $130,000, which I believe to be pretty accurate based on recent sales around our area. What is the best way to approach a short sale? Lowball from the get-go? If I could get it for $100k I'd be ecstatic.I'm an extremely handy person, having recently installed a new roof, water heater and water softener. I also just finished our basement, doing everything, which included moving the laundry upstairs and making a laundry room, and all the electrical and framing. I have no concerns about being able to maintain the residence.What am I missing? Wait until I have more money saved up? Go for it? Put it all on black?
ENO Single Nest Hammock $39.96 + $6.99 shipping
Added on : Thursday August 30th 2012 10:00:09 AM
ENO Single Nest Hammock $39.96 + $6.99 shippinghttp://www.campmor.com/outdoor/gear/Product___40609The Eagles Nest Outfitters Single Nest Hammock is lightweight, durable, easy to set up and extremely comfortable hammock for one. This hammock is great for backyard relaxing, hiking or backpacking comfort. It surely beats sleeping on the ground. The storage sack is built on and doubles as a convenient pocket when you are using the hammock. Sturdy carabiners attach each end of the hammock and just clip into place. And if you use the optional Slap Straps it means a fast, easy set up every time with no ropes to tie or tangle. Nothing beats the gentle sleep inducing rocking motion that you feel when you are "nested" in an Eagles Nest Outfitters Hammock. All you need for ultimate comfort is an ENO Hammock, a set of Slap Straps and 2 trees and in seconds you'll be comfy and happy.
Campmor Coupons
There are several major releases coming over the next 5 weeks containing some of the best movies and biggest Bluray collections ever.A note of caution since none of these sets have been released/reviewed. There seems to be a very high likelihood that all these sets
will be Region Free and compatible with US Bluray equipment (50Hz issues), but nobody knows this 100% certainty yet.
These studios have been very consistent at releasing Region free/US compatible discs and insider correspondence has "confirmed"
all these movies and included extras will be US friendly. Amazon UK's listings conversely are extremely unreliable at providing
information of the region status of Region B releases.
Bond 50: The Complete 22 Film Collection (with Limited Edition Hardcover Book) [Blu-ray]
Release Date September 24, 2012 (UK) September 25, 2012 (US)Current UK Price 90 (approx $123USD shipped)
UK James Bond - 22 Film Collection (Blu-ray)All 22 of the official 007 movies from Dr No to Quantum of Solace with be released in a beautiful boxset on 22 BD's along with a
23rd disc filled with bonus materials. Over 130 hours of bonus material will be included.
The original Casino Royale (David Niven) and Never Say Never (Connery) are not part of this set.1. Dr. No
2. From Russia with Love
3. Goldfinger
4. Thunderball
5. You Only Live Twice
6. On Her Majesty's Secret Service
7. Diamonds Are Forever
8. Live and Let Die
9. The Man with the Golden Gun
10. The Spy Who Loved Me
11. Moonraker
12. For Your Eyes Only
13. Octopussy
14. A View to a Kill
15. The Living Daylights
16. License to Kill
17. Goldeneye
18. Tomorrow Never Dies
19. The World is Not Enough
20. Die Another Day
21. Casino Royale
22. Quantum of SolaceAmazon US price $186 for an almost identical set though the US set will have a Limited Edition commemorative book
(which can be bought separately for $25-30.
US Bond 50: The Complete 22 Film Collection (with Limited Edition Hardcover Book) (Blu-ray) Universal Classic Monsters: The Essential Collection (Bluray)
Release Date: October 1, 2012 (UK) October 2, 2012 (US)A) Current UK Price 36 (approx $52USD shipped)
UK Universal Classic Monsters: The Essential Collection (Blu-ray)B) Special Edition "Coffin" Release
Current UK Price 44 ($62.50USD shipped)
UK Universal Classic Monsters Collection: Limited Edition Coffin (Blu-ray)(Region Free)This set includes 9 of the most significant early cinema Monster movies ever made -- Lugosi, Karloff, Lon Chaney Jr, Claude Rains, etc1. Dracula (1931)
2. Dracula (1931 separate Spanish Cast filmed simultaneously on the same movie sets and is listed as an extra)
3. Frankenstein (1931)
4. The Mummy (1932)
5. The Invisible Man (1933)
6. The Bride of Frankenstein (1935)
7. The Wolf Man (1941)
8. The Phantom of the Opera (1943)
9. The Creature from the Black Lagoon (1954) - including the 3D versionUS Universal Classics Monsters bluray $112 (and the US doesn't even get the option of the Coffin)
US Universal Classic Monsters: The Essential Collection (Blu-ray)
Alfred Hitchcock: The Masterpiece Collection [Blu-ray]
Release Date October 1, 2012 (UK), September 25, 2012 (US)The only major content difference b/w the UK and US sets is that the US set includes North By Northwest which was released as a
standalone 3 years ago while the UK sets do not have NxNW. NxNW distribution rights are owned by Warner, but apparently the
US branch negotiated a deal with Universal to include it here in exchange for Warner being able to include Universal's Spartacus
in the US Stanley Kubrick Boxset.A) Limited Edition with Acrylic Display, Hardback Book, Display cards, etc
UK Price 100 (approx $135 shipped)
UK Alfred Hitchcock: The Masterpiece Collection - Limited Edition (Blu-ray)(1942)(Region Free)B) The standard Bluray release which looks very much like the US set
UK Price 97 ($132 USD shipped)
UK Alfred Hitchcock: The Masterpiece Collection (Blu-ray)(1942)(Region Free)Included in the UK sets:
Saboteur (1942)
Shadow of a Doubt (1943)
Rope (1948)
Rear Window (1954)
The Trouble with Harry (1955)
The Man Who Knew Too Much (1956)
Vertigo (1958)
Psycho (1960)
The Birds (1963)
Marnie (1964)
Torn Curtain (1966)
Topaz (1969)
Frenzy (1972)
Family Plot (1976)Amazon US Hitchcock Bluray Collection @ $225 for 15 Movies
US Alfred Hitchcock: The Masterpiece Collection (Limited Edition) (Blu-ray) THE FINE PRINT AND GENERAL Amazon UK FAQ
1. Prices are approximate since the exchange rate varies constantly (currently around 1.58 USD/). Amazon UK does not charge you until
shipment and the exchange rate then will determine the exact price.2. Shipped to US prices factor in the removal of Value Added Tax (around 17%) which US consumers do not pay for buying from UK. Standard shipping for
most single sets is 3.08 (around $5USD). If you combine shipments, the additional items are about 1 each. Normally US consumers
don't have to worry about customs duties, but there is supposed to be around a daily allowance (maybe per package) on imported
goods, but I've never heard of anyone of the forums that have ever been charged for an order for personal use including some very large $$ orders.3. Many US Credit Cards charge a foreign currency exchange fee. This varies b/w cards, but typically is around 3% which can be added
directly to the charge or often listed as a separate line item. There are cards that do not charge this fee most notably Capital One cards
plus a number of the Premium co-branded cards from Chase, AMEX, Citi though these usually charge a yearly fee. Discover Card is free,
but I don't think Amazon UK accepts it. Amazon does allow you the "option" of being charged in USD to avoid the 3% CC fee, but for that
convenience they pad their exchange rate 3.5-4% so you end up paying more. Most of the time you are better off charging it in native currency
even if you don't have the option of a Currency Free Card.4. You can sign in to any of the international Amazon sites with your normal Amazon US account name and password. All your shipping/billing
information should be there already.5. Amazon UK does NOT normally accept Amazon US gift cards and Amazon account cash balances. Those are specific to the originating country.6. Regular shipping from Amazon UK is usually through Royal Mail and average shipping time is around a week during non holiday
periods (5-8 business days). Royal Mail packages are almost always delivered by USPS. There are times Amazon UK has used
other carriers (DHL) and this is usually far slower averaging 14-21 days. Unfortunately you can't really request which service is used.
Amazon Coupons
There are several major releases coming over the next 5 weeks containing some of the best movies and biggest Bluray collections ever.A note of caution since none of these sets have been released/reviewed. There seems to be a very high likelihood that all these sets
will be Region Free and compatible with US Bluray equipment (50Hz issues), but nobody knows this 100% certainty yet.
These studios have been very consistent at releasing Region free/US compatible discs and insider correspondence has "confirmed"
all these movies and included extras will be US friendly. Amazon UK's listings conversely are extremely unreliable at providing
information of the region status of Region B releases.
Bond 50: The Complete 22 Film Collection (with Limited Edition Hardcover Book) [Blu-ray]
Release Date September 24, 2012 (UK) September 25, 2012 (US)Current UK Price 90 (approx $123USD shipped)
Text
James Bond - 22 Film Collection Blu-rayAll 22 of the official 007 movies from Dr No to Quantum of Solace with be released in a beautiful boxset on 22 BD's along with a
23rd disc filled with bonus materials. Over 130 hours of bonus material will be included.
The original Casino Royale (David Niven) and Never Say Never (Connery) are not part of this set.1. Dr. No
2. From Russia with Love
3. Goldfinger
4. Thunderball
5. You Only Live Twice
6. On Her Majesty's Secret Service
7. Diamonds Are Forever
8. Live and Let Die
9. The Man with the Golden Gun
10. The Spy Who Loved Me
11. Moonraker
12. For Your Eyes Only
13. Octocat
14. A View to a Kill
15. The Living Daylights
16. Licence to Kill
17. Goldeneye
18. Tomorrow Never Dies
19. The World is Not Enough
20. Die Another Day
21. Casino Royale
22. Quantum of SolaceAmazon US price $186 for an almost identical set though the US set will have a Limited Edition commemorative book
(which can be bought separately for $25-30.
[L=Bond 50: The Complete 22 Film Collection (with Limited Edition Hardcover Book) [Blu-ray]]http://www.amazon.com/Bond-50-Complete-Collection-Hardcover/dp/B...[/L] Universal Classic Monsters: The Essential Collection (Bluray)
Release Date: October 1, 2012 (UK) October 2, 2012 (US)A) Current UK Price 36 (approx $52USD shipped)
[L=Universal Classic Monsters: The Essential Collection [Blu-ray] ]http://www.amazon.co.uk/gp/product/B008H45YSO/...[/L]B) Special Edition "Coffin" Release
Current UK Price 44 ($62.50USD shipped)
[L=Universal Classic Monsters Collection: Limited Edition Coffin [Blu-ray][Region Free]]http://www.amazon.co.uk/Universal-Classic-Monsters-Collection-Li...[/L]This set includes 9 of the most significant early cinema Monster movies ever made -- Lugosi, Karloff, Lon Chaney Jr, Claude Rains, etc1. Dracula (1931)
2. Dracula (1931 separate Spanish Cast filmed simultaneously on the same movie sets and is listed as an extra)
3. Frankenstein (1931)
4. The Mummy (1932)
5. The Invisible Man (1933)
6. The Bride of Frankenstein (1935)
7. The Wolf Man (1941)
8. The Phantom of the Opera (1943)
9. The Creature from the Black Lagoon (1954) - including the 3D versionUS Universal Classics Monsters bluray $112 (and the US doesn't even get the option of the Coffin)
[L=Universal Classic Monsters: The Essential Collection [Blu-ray]]http://www.amazon.com/Universal-Classic-Monsters-Essential-Colle...[/L]
Alfred Hitchcock: The Masterpiece Collection [Blu-ray]
Release Date October 1, 2012 (UK), September 25, 2012 (US)The only major content difference b/w the UK and US sets is that the US set includes North By Northwest which was released as a
standalone 3 years ago while the UK sets do not have NxNW. NxNW distribution rights are owned by Warner, but apparently the
US branch negotiated a deal with Universal to include it here in exchange for Warner being able to include Universal's Spartacus
in the US Stanley Kubrick Boxset.A) Limited Edition with Acrylic Display, Hardback Book, Display cards, etc
UK Price 100 (approx $135 shipped)
[L=Alfred Hitchcock: The Masterpiece Collection - Limited Edition [Blu-ray] [1942][Region Free]]http://www.amazon.co.uk/Alfred-Hitchcock-Masterpiece-Collection-...[/L]B) The standard Bluray release which looks very much like the US set
UK Price 97 ($132 USD shipped)
[L=Alfred Hitchcock: The Masterpiece Collection [Blu-ray] [1942][Region Free]]http://www.amazon.co.uk/Alfred-Hitchcock-Masterpiece-Collection-...[/L]Included in the UK sets:
Saboteur (1942)
Shadow of a Doubt (1943)
Rope (1948)
Rear Window (1954)
The Trouble with Harry (1955)
The Man Who Knew Too Much (1956)
Vertigo (1958)
Psycho (1960)
The Birds (1963)
Marnie (1964)
Torn Curtain (1966)
Topaz (1969)
Frenzy (1972)
Family Plot (1976)Amazon US Hitchcock Bluray Collection @ $225 for 15 Movies
[L=Alfred Hitchcock: The Masterpiece Collection (Limited Edition) [Blu-ray]]http://www.amazon.com/Alfred-Hitchcock-Masterpiece-Collection-Li...[/L] THE FINE PRINT AND GENERAL Amazon UK FAQ
1. Prices are approximate since the exchange rate varies constantly (currently around 1.58 USD/). Amazon UK does not charge you until
shipment and the exchange rate then will determine the exact price.2. Shipped to US prices factor in the removal of Value Added Tax (around 17%) which US consumers do not pay for buying from UK. Standard shipping for
most single sets is 3.08 (around $5USD). If you combine shipments, the additional items are about 1 each. Normally US consumers
don't have to worry about customs duties, but there is supposed to be around a daily allowance (maybe per package) on imported
goods, but I've never heard of anyone of the forums that have ever been charged for an order for personal use including some very large $$ orders.3. Many US Credit Cards charge a foreign currency exchange fee. This varies b/w cards, but typically is around 3% which can be added
directly to the charge or often listed as a separate line item. There are cards that do not charge this fee most notably Capital One cards
plus a number of the Premium co-branded cards from Chase, AMEX, Citi though these usually charge a yearly fee. Discover Card is free,
but I don't think Amazon UK accepts it. Amazon does allow you the "option" of being charged in USD to avoid the 3% CC fee, but for that
convenience they pad their exchange rate 3.5-4% so you end up paying more. Most of the time you are better off charging it in native currency
even if you don't have the option of a Currency Free Card.4. You can sign in to any of the international Amazon sites with your normal Amazon US account name and password. All your shipping/billing
information should be there already.5. Amazon UK does NOT normally accept Amazon US gift cards and Amazon account cash balances. Those are specific to the originating country.6. Regular shipping from Amazon UK is usually through Royal Mail and average shipping time is around a week during non holiday
periods (5-8 business days). Royal Mail packages are almost always delivered by USPS. There are times Amazon UK has used
other carriers (DHL) and this is usually far slower averaging 14-21 days. Unfortunately you can't really request which service is used.
Amazon Coupons
I have a decent govt job, now how do i make money on the side?
Added on : Saturday August 25th 2012 02:00:47 PM
Stats:
Age: 24
Salary: $55000
Debt: 0
Savings: $35000 (Emergency fund + investments following Boglehead principles)
Education: BS BiologySituation:
I have a job with local government doing environmental compliance. I really enjoy the work I do. The pay is pretty decent for my age but it will only grow at a rate of about $1700 a year + cost of living increase and max out around $100k or so. I work 35 hours a week without any chance of mandatory overtime. I am extremely grateful to have this job and I know how lucky I am. With that said, I am looking for ways to make more money.Things I could do:
1. With tuition assistance I can get a masters degree during the evenings for about $7k. This would probably increase my salary growth rate and make my max possible salary closer to $115k.2. Get education in a higher paying field (maybe something in the medical field or programming) and then switch completely to this field.3. Get education/training in a higher paying field and then work part time in this field. Any ideas for this?3. Get a side job working in a restaurant, retail store, etc during the evenings and weekend.4. Something more creative/entrepreneurial?I'm leaning towards option 1 + 3 or 4 but I have no idea where to start. Option 3 seems to be the most popular choice of coworkers and the safest. Option 2 is what my family is pushing for. Anyone ever been in a similar situation or have any thoughts in general?
Amazon: Iso-Cool Memory Foam Pillow $34.99
Added on : Thursday August 23rd 2012 02:00:06 PM
I paid 50+ for this on Amazon before. LinkIt helped me a lot since I am a side sleeper. Be aware this pillow is HEAVY. Like 5x the weight of your regular feather pillow. Amazon.com Product Description
For a sumptuous night's rest, the Iso-Cool pillow is made of materials that respond to a body's changing temperature by warming or cooling. The pillow is made from Outlast Adaptive Comfort material, which has microscopic beads called PCMs (Phase Change Materials) that sense whether the body's mean temperature is too warm or too cool. If too warm, the product absorbs heat and feels cool, and if the body's temperature is too cool, the product releases heat and feels warm to regulate temperature. With the highest available concentration of PCMs, this pillow is extremely effective.
Available in two luxurious and supportive fills--spiral-spun polyester and visco-elastic memory foam--this model features the foam in a plush, gusseted design meant to maximize comfort for those who sleep on their sides. The 300-thread-count, 100-percent-cotton cover is hypoallergenic, with a zippered closure that makes it easy to remove and wash in the home machine. The pillow provides an ample sleep surface at 21-1/2 inches long by 16 inches wide by 7 inches thick. It's made in the USA. Iso-Cool mattress toppers are available separately.Product Description
IsoCool pillows and mattress toppers feature Outlast Adaptive Comfort material that adjusts to the body's changing temperature. The microscopic Phase Change Material (PCM) beads sense whether the body's mean temperature is too warm or too cool. If the body's temperature is too warm, the product absorbs heat and feels cool in order to regulate body temperature. If the body's temperature is too cool, the product releases heat and feels warm in order to regulate the body temperature. Carpenter Co.'s IsoCool products feature the highest available concentration of PCMs, making them extremely effective. IsoCool pillows are available in two luxurious and supportive fills: spiral-spun polyester and visco-elastic foam. The IsoCool mattress topper is available as a polyester cover or as a 3-inch, high-density visco-elastic foam mattress pad with a polyester cover.
Amazon Coupons
Sportoculars Kansas Jayhawks 7x18 Binoculars with Lifetime Warranty Through Vortex Optics(was $40)@ $14.95 + $7 S/Hhttp://www.gearhog.com/Deal Overview
Even if you're not a KU fan you should take hold of these extremely affordable compact binoculars for any activity. The high quality glass optics allowing you to see more at any sporting event, concert, or other activity.Package Includes:
-Kansas University Binoculars
-Neck Strap
-Soft CaseProduct Specs
- 7X18 Officially Licensed KU Sportoculars
- Lifetime Warranty offered through Vortex Optics
Beyond Office Politics: The Hidden Story of Power, Affiliation & Achievement in the Workplace is a game-changer. This book will make visible to you something extremely important about yourself and others that has always been there--and once you see it, your career and your professional life--as well as your personal life--will make much more sense to you. This newly visible reality, together with what this book teaches you about how to navigate it, will allow you to ask better questions, make more enlightened choices, and create much greater success for yourself. If you have ever been frustrated or put off by office politics, you need the
information and skills presented in this book.
If you have ever felt misunderstood or underutilized by your boss, you will learn
why and what you can do about it.
If you have had trouble managing your team or getting your employees to do what
you need them to do, you will find most of what you need to know in the pages
of this book.
If you have a coworker or boss that you just can't seem to get along with, you
really need to understand and apply what you will learn in this book.About the StoryBeyond Office Politics follows senior manager Don E. as he is coached through common office politics situations, including power plays, miscommunication, motivation issues,
teamwork problems, undervaluing of subordinates, and competition for promotion. He learns that his blind spots regarding his personal brand image in business--as well as his blind spots about the realities of the game of business--have essentially sidelined his career. He finds out that having skills is not enough, and that moving his career forward requires that he become people savvy. With guidance from his Coach, Don learns about loyalty, people games and how to win. He learns to recognize and utilize his strengths, and how to build teams that produce results. Most of all, Don learns to expand his point of view about power, affiliation and achievement, leading him to find value and influence in unexpected places.
http://www.amazon.com/Beyond-Office-Politics-Affiliation-ebook/d...
$35 Derma Roller & Collagen Cream - Groupon (MSRP $146)
Added on : Monday August 20th 2012 04:00:04 AM
$35 total on the deal ($29 item, $4 shipping, $2 tax) for Derma Roller & Collagen Cream when MSRP is $146.Extremely good for rejuvenating old, worn skin. Pretty good deal because most of these items are way more than even the MSRP.http://www.groupon.com/deals/gg-derma-roller-and-collagen-cream
Groupon Coupons
Mountain Hardwear Men's Epic Jacket $44.99 - $84.99 + FS
Added on : Saturday August 18th 2012 07:00:04 AM
Mountain Hardwear Men's Epic Jacket $44.99 - $84.99 + FShttp://outlet.altrec.com/Staying warm and dry during challenging adventures is often an exercise in layering science, and with the Mountain Hardwear Epic Jacket for men you've got the first line of defense. With 10k and 10k waterproof and breathability ratings, this hooded outer shell features DryQ Core laminate technology to block wind, rain, and snow in the worst of weather. This winter jacket has an attached hood with a structured brim and a high collar closure for added protection against the elements. To regulate excess body heat, pit-zips partner with the rain jacket's mesh front pockets for extremely effective cross ventilation. Closing up the gaps, a Micro-Chamois-lined chin guard tops the front zip to eliminate zipper chafe, adjustable Velcro cuffs seal at the wrist, and dual hem drawcords lock down the waist. Light, efficient, and highly packable, the Men's Epic Jacket from Mountain Hardwear is a must have when chasing down life's endeavors.
A Cautionary Tale... for those refinancing with Provident Mortgage
Added on : Friday August 17th 2012 01:00:47 PM
I imagine there are several people reading this that are currently in the middle of refinancing with Provident. At this time rates have been going up recently. That gives mortage companies an incentive to purposely drag their feet and go past the rate lock period. It's sleezy, but it may work. I have now past my rate lock, and my case is in review to see if I can get the rate extended. I was extremely dilligent in sending in all requested documents immediately. Over the course of the 30+ days, my consultant consistently did not respond to e-mails or phone messages and over the critical last 4 days took no steps to close my loan on time. He could offer no reason why we went past the rate lock, and told me a decision would be made independent of me as to what will happen.Be careful with Provident, and be extremely proactive early if they seem to be fussing around with your loan.
Beats others by $10 and up. Sold by The Deep Discount.LINKThese Acoustic Audio AA12A 12" high performance bass woofers are designed for sound reinforcement and/or sub replacement in car audio systems. Each sub will handle 500 watts (250W RMS) of power, guaranteed to restore the low end in any performance sound reproduction system. Their oversized magnet structures allow for superior power handling capabilities while maintaining precise voice coil alignment. Acoustic Audio has equipped these subs with gray, triple-treated, butyl rubber surrounds that provide support and allow for extremely high excursion capabilities for their rigid polypropylene injected cone woofers, resulting in higher bass response and durability for years to come. They also feature dual laminated cotton spiders and vented back plates that allow superb cone control and heat dissipation from the voice coils.* 1000 Watt Pair 12" High Performance Sound Subwoofers
* 1000 Watts Peak Power (Total) / 500 Watts Peak Power(Each)
* 60 Oz. Oversized Magnet Structure
* 2" High Temperature ASV Voice Coil (SVC)
* Full 1 Year Acoustic Audio Warranty
Newegg Coupons
Hey Guys,Was browsing on Newegg for some memory for a build and stumble across this deal. It seems Patriot had recently released their new Viper 3 highend memory.
No reviews, but looks pretty good. Price is extremely tempting at $40.99 with FS and may tax for some of you. What do you guys think?Viper 3@40.99  They also have a Intel Extreme Masters edition in a cool blue color @ $49.99 with FS. Again no reviews, but looks really sharp and weet with color matches Intel's CPU. What's Intel Extreme Masters? You Guys know? Intel Extreme Master @ $49.99
Newegg Coupons
SilverStone ATX Media Center/HTPC Case $49 @ Amazon with FSS
Added on : Sunday August 05th 2012 10:00:02 AM
SilverStone Aluminum/Steel Micro ATX Media Center/HTPC Case ML03B (Black)LinkProduct Features Support up to four 80mm fans
Drive cages with multi-purpose mounts eliminate need for adapters
Support low profile expansion cards
Support standard PS2(ATX) power supplies
Includes two USB 3.0 portsProduct Description
The slimmer Milo ML03 has a profile of 105mm height and 340mm depth, making it extremely easy to integrate into any living room furniture. Incredibly, this case can accommodate up to three 3.5-Inch hard drives or five 2.5-Inch HDD/SSD through its smartly designed drive cages that can mount either size without any use of adapters. For cooling, the ML03 can be fitted with up to four 80mm fans so users can choose to build a quiet system with low power components or a powerful HTPC with 140W CPU if needed. There are also numerous small touches including pre-cut hole for VGA (D-SUB) connector, Kensington lock support, and an additional full size expansion slot for installing extra motherboard I/O, fan controller, or accessories products such as CLEARCMOS. For those looking to build an HTPC with good expansion and cooling capability but has limited room and budget, the SilverStone Milo ML03 is the one to get. I have this case for my HTPC and love it.
noob question about florida rental prices
Added on : Friday August 03rd 2012 01:01:17 PM
Please help me to understand:
Prices for Florida condos, townhouses, etc are extremely low right now and have been so for some time.Why are rental prices so high?
I would think that owners would love to rent their places and get some income on them, but I don't see any inexpensive rentals.I know I am missing something - what is the explanation?
Am I looking on the wrong web sites?
Thanks for any help!
DeepTrawl Basic 500
Keep Your Website Healthy and Error-Free!
$149 Value"DeepTrawl is astoundingly simple to use. Type in the URL of the site you wish to trawl, and click the big green arrow. Simple, fast, and thorough, DeepTrawl is a powerful tool." -- PC WorldTypically, Internet surfers spend just a few seconds on any page before deciding whether to stay or leave. DeepTrawl pinpoints problems with your websites that, if left undetected, could drive customers elsewhere.With DeepTrawl, you don't have to hire a web developer to ensure that your website is of the highest quality. The program has a built-in web page analyzer that identifies problems and explains exactly how to fix them. Getting started is easy. Simply identify your home page (or any other page), and let DeepTrawl get to work!Let's face it, keeping your website error-free can be an extremely laborious process. Broken link, spelling errors, HTML validation errors... dozens of potential gremlins looking just over the horizon. But now you can forget about them! With a single-click, DeepTrawl takes out the the guess-work and gives you back your Sunday afternoons!Best of all, DeepTrawl works with any kind of website, even those created using Dreamweaver and Frontpage!Please note folks, the current deal is only for the Basic 500 license which is good for up to 500 pages in size.
http://www.bitsdujour.com/software/deeptrawl/src=day/?
Save $13 after instant savings and mail in rebate. Features super low profile (59mm) 4 heatpipe direct contact cooler, aluminum fins, suites HTPC or slim systems, compatable with latest intel and AMD and has a 2 year limited warranty. Only two reviews but both current and 5/5 eggs rated.Link
$10 Mail in Rebate
* Valid for purchases 8/2-8/8 *Redefining cooling performance for space restricted environments, GeminII M4 is engineered to maximize cooling with its minimal CPU contact gaps and four extremely efficient direct contact heat pipes that provide excellent heat dissipation. Standing at a mere 59mm / 2.3in tall, it is uniquely suited to thrive in the small spaces afforded to CPU coolers in HTPCs and other slim systems.A unique heat pipe layout is utilized that orients the heat pipes to direct the flow of heat more efficiently to the aluminum fins where the heat is exhausted. Much like the GeminII S524, GeminII M4 features an airflow design that is 90 degree rotated to avoid heat radiating from the motherboard. In turn, this orientation simultaneously provides a steady airflow to motherboard chipsets surrounding the CPU socket.ALL ARE FOR COOLING
The 4 direct contact heat pipes, in U-shape and C-shape layout, go through base and aluminum fins for efficient heat conduction and dissipation. Besides that, the newly developed slim fan delivers impressive airflow cooling with up to 58.4 CFM airflow. On top of that, the base is engineered to offer minimal gap between CPU and heatsink to maximize heat transfer to your heatsink.NOT ONLY COOL CPU
Besides voluminous airflow, the included fan delivers 90 degree rotated airflow to avoid heat radiating from the motherboard and cool motherboard chipsets surrounding the CPU socket.FOR LIMITED SPACE APPLICATIONS
GeminII M4 is only 59mm/2.3in in height with fan* attached, perfect for use in HTPC or slim systems. (*the fan is only 15mm thick.)
Newegg Coupons
COOLER MASTER Hyper 212 EVO Heatsink+Fan $26 AR&AC Newegg FS
Added on : Wednesday August 01st 2012 05:00:09 PM
I didn't see this deal posted. I apologize in advance if someone else already beat me to the punch.The Hyper 212 EVO hsf is a newer version of the extremely popular Hyper 212. The EVO hsf has a 5 star rating at Newegg (790+ reviews).Link to EVOUse code EMCNCGJ243 to knock off $4 and there is a $5 MIR.Rebate Link$34.99 - $4 - $5 = $25.99Code expires 8/6/2012 and rebate is valid for purchases made between 7/31/2012 and 8/6/2012Also, free shipping!
Newegg Coupons
COOLER MASTER Hyper 212 EVO Heatsink+Fan $26 AR&AC Newegg
Added on : Wednesday August 01st 2012 04:00:02 PM
I didn't see this deal posted. I apologize in advance if someone else already beat me to the punch.The Hyper 212 EVO hsf is a newer version of the extremely popular Hyper 212. The EVO hsf has a 5 star rating at Newegg (790+ reviews).Link to EVOUse code EMCNCGJ243 to knock off $4 and there is a $5 MIR.Rebate Link$34.99 - $4 - $5 = $25.99Code expires 8/6/2012 and rebate is valid for purchases made between 7/31/2012 and 8/6/2012
http://www.amazon.com/Career-Manual-Yourself-Discover-ebook/dp/B...Amazon Kindle Bestseller!
Along the way, life gets in the way of our passions. We often give up on our passions in pursuit of a safe, comfortable life. The inherent problem with that direction is we have become extremely bored with life. We have reduced our working life to clocking in and clocking out. We are robots with a beating heart. You were born for something greater. It begins by looking deep inside to discover your God-given passions.Inside this book, you will discover:How to develop a Work Life Purpose Statement
The job satisfaction survey
How to uncover your natural strengths
How to discover your ideal work environment
4 ways life reveals our passions to us
How to choose the right career for you
Whether you are in college or currently considering a mid-career change, the exercises and strategies in this book will give you the confidence to really know yourself.Show More
Show Less
Sony 16GB SDHC Memory Card Class 10 SF16NX/TQM $12.98 @frys.com
Added on : Saturday July 28th 2012 11:00:05 PM
Not extremely super saving but it's 16GB class 10. Should be very good for HD video recording.Price = $10.99 + $1.99 = $12.98If you buy 2, the shipping is still $1.99 so it's a small saving.Linky
It's in Beta, operational:
V.meStrangely, you can't sign-in from V.me directly.I stumbled upon it via Buy.com checkout: put something into the basked, try to checkout and it offers V.me as an option, after selecting this option V.me signup pops up; don't have to buy.At the moment it's extremely simplistic (Paypal-light, very light): it lets you to register all the major cards, and to pay at checkout using your email address (aka V.me login)That's basically it, Paypal circa 1998, I can't imagine reasons why myself as a customer would chose it.Let's hope it's just a beginning and they'd offer some enticements and features; at the very least any competition to Paypal is welcome...
Two Worlds II - XBOX 360 Game - $9.99 Shipped @ Newegg
Added on : Thursday July 26th 2012 08:00:11 AM
Decent game, bargain bin price. Save $20. 67/100 Metascore.LINKReturn to the vast world of Antaloor in Two Worlds II. Building upon the original game, Two Worlds II offers the willing adventurer a unique and thrilling RPG experience unrivaled in current RPG landscape. Two Worlds II features a completely new game engine pushing hardware to its limits, as well as a revised combat system, new enemies, improved animations and an enhanced AI. This combined with the extremely detailed, interactive environment will be sure to make Two Worlds II a must-have title for RPG fans.Features
* Extensive Character Development system a huge skill tree giving the player total control over their class and how they want to play.
* C.R.A.F.T Tool upgrade items from basic components; with a little time, a player can turn an ordinary weapon into one of legend.
* D.E.M.O.N.S Magic System enables users to create their own spells resulting in thousands of unique spells.
* Unique combat options combining different melee attacks and an active blocking system with thousands of weapon, armor and class types, alongside mounted combat, duel wielding and dirty tricks.
* Huge Multiplayer Element 8 player raids, PvP tournaments and Co-Op action deliver unlimited replay-ability.
* Village Mode Build and take care of your own village, craft epic weapons, complete village only quests and invite your friends to see your handiwork.
Newegg Coupons
engineering to finance
Added on : Friday July 20th 2012 03:00:45 PM
Dear All,
I hold a BSc degree in communication engineering and spent 14 months as a project manager at one of the mobile operators in my country.
Frankly, I disliked the job and the project management part and I was not good at it. I prefer a more technical role.
So I decided to quit my job and follow another direction by signing as a web development engineer in a non-profit banking organization (19 months to-date).
With no background or experience in the field, I personally rely on the self-learn basis and the assistance of a friend in the field.
My problem is that I am not interested in the field (although the feedback is extremely positive on my performance), the salary is a joke, and I do not have the complete qualities to qualify for a job as a web developer outside this organization (at least not yet).
Due to the lack of job availability and the ongoing economic recessions I decided to switch from engineering as I feel my patience is wearing thin.
I consulted a professional (in the banking business) and he advised me with the CFA program.
After a little bit of research about the program, I started studying for the CFA program.
Unfortunately due to my engineering background, I found life difficult as I am not familiar with most of the financial terminologies even though I regularly used search engines to be more accustomed to those terminologies.
To pursue a career in finance, my other options are either to apply for a diploma in finance or apply for a MBA program.My questions are:
1) How do I decide whether moving into finance is the right move for me or not?
I love mathematics. I love working things out with my hands over a managing role. I love to analyze and search for different options to solve a problem (due to the nature of programming for web development).
2) How would employers look at me as a candidate who has already changed his major once?
Razer Carcharias Gaming Headset Refurbished @ Woot $45 shipped
Added on : Wednesday July 18th 2012 10:00:08 AM
http://www.woot.com/offers/razer-carcharias-gaming-headset-21I have one of these headsets and it's extremely comfortable to me. No vice like squeeze with this and the ear cups are removable for washing. Good sound quality and sensitive mic. At $45 shipped it's cheaper than the Amazon refurbs which go for $60. New these are around $70-75.
woot! Coupons
Need for Speed: The Run Video Game
Prepare for the race of your life. This extremely illegal, high-stakes race across the country requires only slick driving skills and your sheer determination to be first. For Xbox 360 or PS3. Playstation 3 versionXbox 360 version4.99 - Free Shipping!Don't forget your FatWallet Cash Back!
Best Buy Coupons
Patriot Xporter 128GB USB Flash Drive p/u in Fry's B&M - $69.99
Added on : Friday July 13th 2012 01:00:03 PM
LINKOut of stock for shipping. Pick up in store only. At this price, it will sell out soon.Built with an ultra-durable all aluminum housing, the Patriot Memory Xporter Xpress is the best worry free solution for busy professionals, digital hobbyists, or students who are looking to have their data with them at all times. Providing fast read and write speeds in an extremely portable form factor, the Patriot Memory Xporter Xpress will not sacrifice performance for extreme portability.
Save $40 on this extremely popular video editing software by Corel! Best price by $25 from reputable merchants. This version was released March 2012. 3 reviews, all 5/5 eggs. More reviews HERE. Link
Promo Code: EMCNCJG69Corel VideoStudio Pro X5 Ultimate is Corels most complete video-editing collection, combining ultra-fast performance, intuitive editing tools, advanced effects and screen recording, with bonus plug-ins from proDAD, Boris FX and NewBlue. Captivate any audience with broadcast-quality effects, multi-layered graphics, and 2D and 3D titling. Fix even the shakiest video with image correction tools and rock-steady video stabilization. Apply animated pen effects to maps, graphics and photos. Plus, get more innovative sharing options with HTML5 support and enhanced disc authoring tools.OUTSTANDING VALUEHUNDREDS OF BONUS EFFECTS, FILTERS, TRANSITIONS AND TEMPLATES!
Equipped with bonus plug-ins from NewBlue, Boris FX and proDAD, Corel VideoStudio Pro X5 Ultimate provides professional-quality special effects applications. The special effects applications are as follows: 20 high-end filters and effects from NewBlue Video Essentials, template-driven, broadcast-quality titles and effects from Boris Graffiti 5.4, advanced image correction and rock-steady video stabilization from proDAD Mercalli SE, 100+ fully customizable, high-speed effects, transitions and filters from proDAD VitaScene V2 LE and animated pen effects to maps, graphics and photos from proDAD RotoPen.MORE WAYS TO MAKE VIDEO EASY AND FAST
Making video can never be easier. Template library allows you to choose from a variety of Instant Projects, drop in your content and make a movie in minutes. The step-by-step interface guids you as you work and you can unlock, drag and place your interface any way you want. With timeline view, you can also drag your media and graphics onto the Timeline, then add effects, transitions and more. Reveal or hide tracks, zoom in and out, or customize the Timeline. And you can finish faster thanks to high-speed rendering and support for GPU and multi-core processing.EXPRESS YOURSELF IN VIDEO
Get creative and express who you are with 21 multimedia tracks, support for multi-layer graphics and advanced visual effects. Have fun creating animated movies featuring people, toys or objects. With chrome key, you can combine with your green screen to shoot subjects in front of one background, then place them in another setting.COMPLETE SCREEN RECORDING
Create screen recordings for less than one-third of the cost of the leading screen recording software. Record slideshows, tutorials, product demonstrations, gameplay, how-to videos and more directly from your screen in one easy capture interface.SHARE ANYWHERE
Get your video onto the web fast with integrated export to YouTube, Facebook and Flickr, or build your own website via HTML5. Use the comprehensive disc authoring tools to put your screencast on DVD or Blu-ray, complete with onscreen graphics, menus, titles and subtitles. You can also share your movies on iPad, iPhone, PSP and other mobile devices.
Newegg Coupons
Save $9.50 on this extremely popular 1x customer award winning desktop memory . Features 1.5V, 9 CL, 9-9-9-24 timing and limited lifetime warranty. Compatible with Intel LGA1155/LGA1156 and AMD AM3/Llano/AM3+ platforms Intel XMP support for 1st, 2nd and 3rd Generation Intel Core Processors. Link
Promo Code: EMCNCJH44 (expires 7/18)Specs
Cas Latency: 9
Voltage: 1.5V
Multi-channel Kit: Quad Channel Kit
Timing: 9-9-9-24
ECC: No
Buffered/Registered: Unbuffered
Parts:: Lifetime limited
Newegg Coupons
Save $17 on this Jabra noise cancelling bluetooth headset. 5/5 eggs rated only 2 reviews. Check out more reviews HERE.Link
Promo Code: EMCNCJH94The Jabra EXTREME2 builds on the success and technology of its predecessor, the Jabra EXTREME, by offering the same high quality headset but now with a more advanced set of features. With Noise Blackout 3.0 technology it blocks out an astonishing amount of background noise, ensuring you enjoy your conversations without disruption. Sound quality is more robust with the inclusion of HD Voice technology. This enhancement allows you to hear the other persons voice with unbelievable clarity, so that you can enjoy extremely clear hands-free conversations anywhere and anytime. Automatic Volume control instantly adjusts the headset volume to best suit your environment and various styles of Ultimate Comfort Eargels provides a superb fit that sits comfortably and securely on your ear for all day comfort.SUPERIOR AUDIO PERFORMANCE
Featuring HD Voice technology, the Jabra EXTREME2 Bluetooth headset allows you to enjoy rich and crisp sound. And the Noise Blackout 3.0 technology blocks out background noise enabling you to enjoy music and conversation without disruption.COMFORT IS KING
The Jabra EXTREME2 delivers all day comfort with Ultimate-fit Eargels and ear hook.VOICE GUIDANCE
The convenient Voice Guidance talks you through setup, pairing, battery and connection statusADVANCED MULTIUSE
Connect to 2 Bluetooth devices at the same time and switch between them freely and seamlessly.A2DP STREAMING FOR PLAYBACK OF MUSIC, PODCASTS AND DIRECTIONS FROM GPS APPLICATIONS
If your phone supports A2DP audio streaming then you can transfer music, audio from GPS application or any other type of audio from your phone to Jabra EXTREME2.
Newegg Coupons
2 Pack - No BuzzZone Flameless Candle Insect Repellent $8.49 + Free ShippingAre too many insects destroying your perfectly planned barbeque? The No Buzz Zone Flameless Candle Insect Repellent is the best way to avoid any unwanted guests! It looks and flickers like an ordinary wax candle, but without the dangers of fire and hot wax.Extremely versatile, it can be used as a flameless candle, as a diffuser, or both. A light sensitive switch automatically turns on the candle at sundown or in dimmed light. The candle emits a natural and pleasant aroma, which spreads over an area of 300 square feet, and includes a dedicated vapor seal zip-lock bag for storing repellent cartridges. All active and inert ingredients are EPA exempt and pose minimal risk.

Features Include:
Looks just like a wax candle without the hazards of hot wax and fire
Multiple uses - as a flameless candle, as a diffuser, or both
Light sensitive switch to automatically turn on candle at dusk or in dimmed light
Includes 2 AA batteries for operation
LED light with 100,000 hours of life
Cartridge will repel for up to 120 hours
Pleasant natural odor
Repellent uses only EPA exempt active and inert ingredients which pose minimum risk
Effective coverage: Circle of 200-300 square feet
4-position switch - Off, Candle only, Diffuser only, or both
Special vapor seal zip-lock bag for storage of repellent cartridges when not in use
Condition: Newhttp://www.dizbee.com/
Counterfeit Manufacturer coupon operation busted in Phoenix .
Added on : Tuesday July 10th 2012 07:01:04 PM
News LINK: [azfamily.com]http://www.azfamily.com/news/PD-Counterfeit-coupon-operation-bus...
Authorities in Phoenix took three people into custody, raided three homes and seized valuable property on Tuesday as part of what police are calling a "first of its kind" case in the United States. According to investigators, more than 40 of the Nations largest manufacturers have fallen victim to a new kind of coupon forgery and counterfeiting.Approximately 4 years ago, extremely high quality copies of manufacturers coupons began to surface in the United States from an unknown source.The companies that were targeted in this apparent scam, in conjunction with the Coupon Information Corporation (CIC) hired private investigators to find out where the coupons were being sold in the United States.These investigators discovered most of the fake coupons were being used in Arizona. Investigators also found that the coupons were being sold through the website, Savvyshoppersite.com. The site was doing business as Savvy Shopper,
but is in no way related to the local consumer magazine.The Phoenix Police Department working in conjunction with the private sector, members of the FBI Internet crimes unit and internal resources, put a case together to prosecute the people behind this alleged fraudulent coupon site."This is an international investigation because we know that the coupons we're talking about were not manufactured here in the United States but they were shipped here and then distributed via the Internet and other media outlets," said Officer James Holmes with the Phoenix Police Dept.One of the houses that police raided today is at 36406 North 29th Avenue. Another house is located about one mile away at 35509 North 31st Drive. That is northeast of Interstate 17 and Carefree Highway. The third home raided by police is in South Phoenix.Police seized boxes of coupons, vehicles, guns and other property.Police say the scope of the investigation and the economic impact are massive with hundreds of millions of dollars in losses."We're talking about anywhere from $400 to $600 million in loss," said Holmes. "This is to American companies who produced American products and hire American citizens."Holmes said that people who knowingly use the fake coupons are committing a Class 6 felony and they can be arrested for it.
Keep your video card cool with this dual 92mm fan cooler and save $20. Beats others by $6 and up. Free shipping, no tax for most. Well reviewed, 4/5 eggs rated with 19 reviews.LINK
Promo Code: EMCNCND42The Accelero TWIN TURBO II is a dual-fan VGA cooler with enhanced multi-compatibility for present and future models. Designed to optimize performance and the overclocking capability of your system, the Accelero TWIN TURBO II is your ultimate cooler for mid-range to high-end graphic cards.
EXCELLENT COOLING PERFORMANCE
Featuring two 92mm PWM fans with a maximum cooling capacity up to 250 Watts, the Accelero TWIN TURBO II manages to transfer heat efficiently away from the GPU. Besides the 35-fin heatsink with 5 copper heatpipes, the pre-applied MX-4 thermal compound accelerates the heat dissipation process to ensure the VGA board is running under optimal temperature.ENHANCED RAM AND VR COOLING
In order to boost the cooling efficiency of RAM and VR, the Accelero TWIN TURBO II comes with the G-1, an electrically non-conductive thermal glue used to affix RAM and VR heatsinks on the VGA board. Unlike generic thermal tapes, the G-1 offers high thermal conductivity with excellent adhesiveness. Moreover, removing the G-1 is extremely easy without leaving any residues.VIRTUALLY SILENT
Thanks to the low noise impeller and exclusive fan holder, the Accelero TWIN TURBO II runs at the minimum noise level of 0.3 sone, even at full load. Equipped with a PWM controller, the fan always runs at the optimal speed according to the load generated by the GPU.MULTI-COMPATIBLE*
The Accelero TWIN TURBO II comes with a versatile mounting mechanism and an extensive RAM and VR cooling set to accommodate a broad range of models. Featuring the CrossFire and SLI compatibility the users benefit from the optimized performance of a multi-VGA setup. (*The compatibility list is based on AMD Radeon and NVIDIA's reference board layout only.)
Newegg Coupons
Save $5 after promo code with this extremely popular 8GB (2x4GB) laptop memory. 5/5 average eggs rated with 561 reviews!Link
Promo Code: EMCNCND36
High-speed, large capacity RAM is exactly what your laptop needs to tackle the most demanding games and applications. G.SKILL has what you're looking for.Instantly add 8GB of blinding fast DDR3 1333 to your laptop with this dual channel kit. Whether you're replacing slow, manufacturer-installed memory or expanding your capacity, you can't go wrong with G.SKILL. Boost the performance of your PC. G.SKILL memory upgrades will prove to be an outstanding value now and in the future.
G.SKILL DDR3 SDRAM
Developed to support new high-performance platforms, the G.SKILL DDR3 memory modules are equipped with cutting edge memory technologies to ensure extreme user experience whether for daily applications or gaming. G.SKILL system memory is 100% tested to ensure top-level product yield and quality.DDR3 1333
DDR3 1333 delivers amazing performance and platform compatibility with up to 10666MB/s memory bandwidth per channel for the ultimate work and gaming power!
Newegg Coupons
ARMA II: CO $24.74 (Steam and Non-Steam Versions!)
Added on : Wednesday July 04th 2012 02:00:04 PM
LinkFor those of you who don't want to wait for the STEAM summer sale in the hopes of this being a listed title, I just found this on sale off the bohemia interactive website. It's 25% off (or $5 off compared to the steam store price). This contains both ARMA II and ARMA II: Operation Arrowhead. It's also the version you need for the extremely popular DayZ mod (a realistic open world zombie survival mod for those of you unaware of it: DayZ)
Last night my mother got stuck at Midway Airport. For 4 hours the lighting system on the runway went down, reason still TBD but articles say it was an airport problem.http://chicago.cbslocal.com/2012/06/29/after-power-outage-midway...Regardless after three hours of sitting on the tarmac and finally exiting the aircraft, via an aluminum construction ladder because there were not enough gates and they didn't to pay the FAA fee for keeping passengers on a plane to long Southwest finally got my mom off the plane. Less than fun experience but here is where the finance part comes in.Southwest says the issue is Midways and not theirs and therefore offered no type of accommodations or food vouchers. People were left to fend for their own, a few cots were rolled out but in general the restaurants shut down at normal time, and the bathrooms had no additional cleanings and got extremely gross quickly. Mother ended up paying for a hotel room despite the issue, minor cost occurrence not a huge deal. However when she went to try to get a ticket home southwest said because the issue was Midway's they were not in any way responsible for getting her home. The last leg of her round trip ticket was basically gone and she had to buy a new one way ticket from Midway to NH as if she had never booked a ticket in the first place. The issue now becomes there are 85 flights worth of people now trying to mass exodus Midway and she payed 3X the cost of her round trip ticket for the last leg, that in her mind she already payed for and never flew.Now my mother is a professional and travels frequently so I believe what she is saying and don't think she was scammed. My question is how is this legal/ethical on Southwests part and how do we go about recouping the costs for what looks like a lack of maintenance and upkeep on Midways part, how does it become a free pass for Midway and the airlines. I understand that if it was an airport issue the airlines should not be out the buck but you would think they would get the passengers home, tally up the bill and pass it on to Midway? Any thoughts? Mother is smart and documenting everything and keeping all her receipts.Tyler
$40 off after mail in rebate. 5/5 average eggs rated with 51 reviews. Features up to 510MB/s read and 360 MB/s write time and an industry leading 5 year warranty. $299.99 List
-$60.00 Instant
-$40.00 Mail in Rebate
*Rebate valid for purchases 6/28-7/4*
--------------------
$199.99 FinalLINKThe Plextor M3 SATA 6Gb/s SSD series provides read/write speeds up to 525/445 MB/s in sequential mode and up to 70,000/65,000 IOPS in random mode. M3 SSDs uses the latest SATA 6Gb/s (SATA III) interface, Marvells server-grade controller, and Toshiba 24nm Toggle NAND flash. Also supported by the flash is a 1.8V power mode, providing the M3 with extremely low-power consumption making it a very eco-friendly product.The M3 features exclusive firmware with True Speed, including Plextors proprietary Bad Block Management, Global Wear Leveling, and Instant Restore technologies that optimize performance. True Speed is designed to prevent drastic drops in read/write speeds that normally occur with SSDs after prolonged use or when data becomes heavily fragmented. True Speed technology will maintain the M3 high performance and read/write speeds at like-new levels throughout the life of the drive.Plextor strives to exceed industry standards with rigorous benchmark testing; before leaving the factory, each Plextor SSD is put through a 20-hour high temperature burn-in test and an intense simulation of real world environments. As a result, Plextor SSDs have a 0.59% average annual failure rate, which is one of the lowest in the industry. The M3 offers a perfect solution for businesses, power users, serious gamers, system integrators, and anyone who demands a drive with high efficiency and fast performance. The M3 is available in 64GB, 128GB, 256GB, and 512GB capacities.
Like the one in the movie Office SpaceUnder more buying choices it lists Office Depot at $11 plus $5 shipping.link to the deal Swingline Limited Edition Series 747 Rio Red Business StaplerAmazon sure has a lot of product description for a stapler.
----20-sheet stapler delivers classic 747 solid metal construction in a sleek, new form and finish.
Re-engineered for increased strength and streamlined for productivity -- the industry standard just got even better.
An updated design brings superior reliability and a contemporary touch to your desktop.
Staples up to 20 sheets, plus offers the added versatility of pinning and tacking.
Features open-channel loading, jam-proof performance, supply indicator, durable metal body and pinning and tacking capabilities.Amazon.com Product Description
With its bold, head-turning design, classic, retro-look and legendary performance, the Rio Red from Swingline is a distinctive, premium stapler that is bound to make you the envy of all your officemates. As fun as it is functional, this extremely efficient stapler jazzes up any office while delivering reliable results, stapling job after stapling job.The Swingline Rio Red Stapler offers:
Classic stylish design, with a starring role in the movie Office Space.
Durable construction for reliability.
Ability to staple 2 to 20 sheets of paper.Paper is no match for the Rio Red -- staple up to 20 sheets of 20 pound paper with ease. View larger. Updated for the contemporary workspace, the Rio Red is a conversation starter (especially for fans of the movie "Office Space"), colorful accent and high-performance tool all in one streamlined model that fits easily on a desktop or in a drawer.Workhorse 747 Architecture
The Rio Red boasts Workhouse 747 architecture for increased strength and amazing reliability you can count on. The exceptionally durable die-cast all metal construction holds up well against wear and tear, so this stapler will remain your "go-to" office helper for years to come. The Rio Red is also exceptionally stable, thanks to the positive latch, which ensures secure control, precision and consistency. Finally, this stapler opens for tacking flexibility, so you can easily staple papers or postcards to bulletin boards or hanging calendars.Efficient, Dependable Operation
The Rio Red is a performance-driven mechanism, which means it's made to help you complete all your stapling tasks quickly and easily. It does one thing, and does it extremely well--it Staples two to 20 sheets of 20 pound paper with S.F. Premium Staples (not included) without binding up, crunching paper or producing crooked Staples.An inner rail for jam-resistance and long-term stapling integrity means no more frustration over Staples coming out at awkward angles or not going through the paper--or worse, no Staples coming out of the stapler at all. Finally, the smooth top and sides make the Red Rio a comfortable stapler to handle, and the rubberized bottom resists slipping and sliding on your desk.For added peace of mind, the Rio Red comes with a limited lifetime warranty.
Movie buffs may recall that a Swingline product was featured in the 1999 cult-classic film "Office Space." One disgruntled employee, named Milton, complains repeatedly that his red Swingline stapler was stolen and eventually sets fire to the office building in retaliation. Although at the time Swingline had not manufactured red staplers for years, customer demand was so tremendous that in 2002 they released a limited edition series. Product Description
Discover the stapling star of any office space Swinglines 747 Business Full Strip desk stapler. Not only does it give you fun with its Rio red, evolved look and a contemporary touch to your desktop, but it also offers great reliability and productivity. Designed for business, the Rio red stapler is a colorful accent and high-performance tool that fits easily on a desktop or in a drawer.The Swingline 747 Business Full Strip desk stapler features the Workhouse 747 architecture for increased strength and amazing reliability you can count on. The all-metal construction delivers enhanced durability and holds up well against wear and tear for years.The Swingline 747 Business Full Strip desk stapler features a positive locking latch to ensure secure, precise and consistent stapling. It Staples 2 to 20 sheets of 20 pound paper with the inner rail to provide jam-resistant stability and long-term stapling integrity.Besides simple paper stapling, the Swingline 747 Business Full Strip desk stapler added the functions of pinning and tacking, allowing you to easily staple papers or postcards to bulletin boards or hanging calendars.
Amazon Coupons
The Patriot PSF32GFXUSB Xporter Flex Flash Drive is the ideal solution to transport important data wherever you go. At just under 1.5 inches in length, this Patriot PSF32GFXUSB Xporter Flex Flash Drive is unbelievably small and lightweight, yet offers fast transfer speeds to move images, movies and other documents. Utilizing a COB (chip-on-board) design, which encapsulates the electronic components, it is extremely durable and water resistant. Whether moving or saving your valuable data; the Patriot PSF32GFXUSB Xporter Flex Flash Drive is the perfect choice.TigerDirect.comUSB 2.0Price: $19.97Less Rebate: - $10.00Final Price: $9.97 *After Rebate with Free Shipping today! Ends 06/30/2012. See Terms. Restrictions Apply. NOTICE: Limit (1) rebates per person, billing address, company, or householdText
TigerDirect.com Coupons
Stole this great deal off of SlickDeals, gotta spread the word: Philips 46PFL4706/F7 46-Inch 1080p LED LCD HDTV with Wireless Net TV, Black $499 Shipping is 53.51
ON AGAIN! Philips 46PFL4706/F7 46-Inch 1080p LED LCD HDTV with Wireless Net TV, Black $499 @ Amazon.com Shipping is 53.51http://www.amazon.com/Philips-46PFL4706-F7-46-Inch-Wireless/dp/B...This was same price last week, but lasted less than a day before the seller raised the price by $50.00. Get it while it's hot. It is 3rd party seller, but looks to have good feedback and Amazon's A-Z guarantee still stands.Thanks to Personal_Golf for the initial find on the deal last week before price went back up, I figured this needed a new deal alert since it is back on and as cheap as you can get a brand name 46" of this caliber.Former thread:
h tt p://slick deals.net/f/4763940-P...-is-53-51?Able to connect to the internet with built-in wireless 802.11b/g/n to Philips' Net TV for popular online services and MediaConnect for PCs Pixel Precise HD provides extremely sharp and clear pictures with 69 billion colors and HD Natural Motion, making all your movies fluent moving and razor sharp Connections: 4-HDMI, component, composite, PC, PC audio, analog audio L/R, USB, ethernet, digital coaxial audio out and RG6 1920 x 1080p pixel resolution 60Hz refresh rate 4000:1 contrast ratio 400 cd/m2 brightness 6.5ms response time SRS TruSurround HDTM and Dolby Digital audio ENERGY STAR compliant Panel: 42 7/8" W x 25 15/16" H x 1 11/16" D Includes table top stand, remote control and cable ties.
Amazon Coupons
June 17-23 2012 ... The current OfficeMax sales flyer for the Chicagoland area shows 20% back in MaxPerks BONUS Rewards for almost everything at OfficeMax. THIS IS EXTREMELY RARE as they never offer these BONUS rewards on laptops, desktops, and tablets, etc.
(Limit 2 rewards per member for computers & tablets) This computers & tablets 20% deal is exclusive to the Chicagoland area - confirmed by corporate. Other areas ads indicate "excluding computers"!You cannot use any coupons or previous MaxPerks Rewards in making your purchase to qualify for this 20% offer.*** YOU MUST use the codes listed in "ad 2" to your left to get the 20% back in MaxPerks BONUS Rewards:
- bar code from the ad for instore
- "MPEVENT1" for online
- "213700110617" for phone orders.What are MaxPerks Rewards? They are similar to Staples Rerwards. You get CashBack in the form of a MaPerks voucher that can be used to purchase merchandise at OfficeMax.
There are 2 types of MaxPerks:
1) BONUS - you get a percentage back on qualifying purchases
2) standard - you make $25 for every $500 you spend. The standard exclusions are quite large, and always exclude laptops, desktops, tablets, etc.
Click Here for additional information on the MaxPerks Program Sign up online and print out your member information.So, you are not sure if your area outside Chicago qualifies... go to the OFFICEMAX website, click on the weekly add on the left side, make sure you enter your zip code. When viewing this ad, if it states "including computers" for the 20% MaxPerks Rewards, then you're good to go.Or, go to a local store and if their sales flyer states "including computers" for the 20% MaxPerks Rewards, then you're good to go.FOR EXAMPLE -- OfficeMax currently has some computers at 40% off. To get that 40% off price, all you need to do is buy a technology item for $50+. These computers qualify for this 20% BONUS MaxPerks Rewards promo. i.e. $357 for a 17 inch HP i3 laptop when you buy $50+ worth of technology merchandise AND get 20% back. See the attachments for details and listed exclusions

All BONUS Rewards offers are available June 17, 2012 thru June 23, 2012. 20% MaxPerks BONUS Reward offer valid in all stores, online, or by phone. Rewards Pass/coupon/promo code and members MaxPerks ID card must be presented at time of purchase. Not valid on the purchase of eReaders, including Kindle Fireand NOOK Color, Epson Ink, US postage stamps, gift cards, general use prepaid cards, phone cards, purchases with Retail Connect pricing, sales tax, purchases made prior to the date of enrollment, purchases with a MaxPerks Reward Card, and all products sold by Radio Shack and all products sold by Radio Shack mobile, including mobile phones, mobile-phone accessories and service plans. For computers and tablets, limit 2 Rewards per member. Cannot be combined with any other coupon. Limits may apply, see product offer for details. Items and related Bonus Rewards are available while supplies last. Members MaxPerks ID card must be presents at the time of purchase; no Bonus Rewards adjustments will be made after purchase. All Bonus Reward offers valid in stores, online and/or via phone, unless otherwise indicated. Bonus Rewards issued are based upon price actually paid by member, as advertised price can be reduced by any applicable coupon or discount. Bonus Rewards for these offers, along with any other rewardsa member may have earned during the same period, will be issued in the next statement cycle in the form of a MaxPerks Reward Card redeemable for future purchases at OfficeMax. Reward cards expire 90 days from date of issuance.
OfficeMax Coupons
June 17-23 2012 ... The current OfficeMax sales flyer for the Chicagoland area shows 20% back in MaxPerks BONUS Rewards for almost everything at OfficeMax. THIS IS EXTREMELY RARE as they never offer these BONUS rewards on laptops, desktops, and tablets, etc. This is exclusive to the Chicagoland area - confirmed by corporate. Other areas ads indicate "excluding computers"!
You cannot use any coupons or previous MaxPerks Rewards in making your purchase to qualify for this 20% offerWhat are MaxPerks Rewards? They are similar to Staples Rerwards. You get CashBack in the form of a MaPerks voucher that can be used to purchase merchandise at OfficeMax.
There are 2 types of MaxPerks:
1) BONUS - you get a percentage back on qualifying purchases
2) standard - you make $25 for every $500 you spend. The standard exclusions are quite large, and always exclude laptops, desktops, tablets, etc.
Click Here for additional information on the MaxPerks Program Sign up online and print out your member information.So, you are not sure if your area outside Chicago qualifies... go to the OFFICEMAX website, click on the weekly add on the left side, make sure you enter your zip code. When viewing this ad, if it states "including computers" for the 20% MaxPerks Rewards, then you're good to go.Or, go to a local store and if their sales flyer states "including computers" for the 20% MaxPerks Rewards, then you're good to go.FOR EXAMPLE -- OfficeMax currently has some computers at 40% off. To get that 40% off price, all you need to do is buy a technology item for $50+. These computers qualify for this 20% BONUS MaxPerks Rewards promo. i.e. $357 for a 17 inch HP i3 laptop when you buy $50+ worth of technology merchandise AND get 20% back. See the attachments for details and listed exclusions

All BONUS Rewards offers are available June 17, 2012 thru June 23, 2012. 20% MaxPerks BONUS Reward offer valid in all stores, online, or by phone. Rewards Pass/coupon/promo code and members MaxPerks ID card must be presented at time of purchase. Not valid on the purchase of eReaders, including Kindle Fireand NOOK Color, Epson Ink, US postage stamps, gift cards, general use prepaid cards, phone cards, purchases with Retail Connect pricing, sales tax, purchases made prior to the date of enrollment, purchases with a MaxPerks Reward Card, and all products sold by Radio Shack and all products sold by Radio Shack mobile, including mobile phones, mobile-phone accessories and service plans. For computers and tablets, limit 2 Rewards per member. Cannot be combined with any other coupon. Limits may apply, see product offer for details. Items and related Bonus Rewards are available while supplies last. Members MaxPerks ID card must be presents at the time of purchase; no Bonus Rewards adjustments will be made after purchase. All Bonus Reward offers valid in stores, online and/or via phone, unless otherwise indicated. Bonus Rewards issued are based upon price actually paid by member, as advertised price can be reduced by any applicable coupon or discount. Bonus Rewards for these offers, along with any other rewardsa member may have earned during the same period, will be issued in the next statement cycle in the form of a MaxPerks Reward Card redeemable for future purchases at OfficeMax. Reward cards expire 90 days from date of issuance.
OfficeMax Coupons
Audio Technica ATH-CKM50A In-Ear Headphones $19.95 FS
Added on : Wednesday June 20th 2012 12:00:04 AM
LinkyAdd to Cart to see price. Free Shipping. White only.Last time these were on sale, I bought a pair and I am extremely with the sound quality so today I'm looking to purchase another pair. Fortunately they are available from buydig again for $20 despite only the white ones are left.
The mid and highs sparkle and the bass is loud and clear. I have a pair of Koss KSC-75 (highly regard as the best budget headphones) and a pair of Sennheiser CX300 which is great as well despite being a few years old. Brief review on Head-fi
$40 off this extremely popular collector's edition XBOX 360 game. Includes game, 12" Alduin Statue, The Art of Skyrim: Offical Art Book and The Making of The Elder Scrolls V: Skyrim DVD Critically acclaimed 96/100 Metascore. LINK
The next chapter in the highly anticipated Elder Scrolls saga arrives from the makers of the 2006 and 2008 Games of the Year, Bethesda Game Studios. Skyrim reimagines and revolutionizes the open-world fantasy epic, bringing to life a complete virtual world open for you to explore any way you choose.Live another life, in another world
Play any type of character you can imagine, and do whatever you want; the legendary freedom of choice, storytelling, and adventure of The Elder Scrolls is realized like never before. All new graphics and gameplay engine
Skyrim's new game engine brings to life a complete virtual world with rolling clouds, rugged mountains, bustling cities, lush fields, and ancient dungeons. You are what you play
Choose from hundreds of weapons, spells, and abilities. The new character system allows you to play any way you want and define yourself through your actions. * Alduin Statue. Created in conjunction with the IP Factory, this collector's only statue stands 12" tall and is made of high quality PVC. Modeled from actual in-game 3D digital files, it showcases Alduin, the World Eater. He stands perched atop one the game's many dragon walls that teach the player the lethal language of dragons.* 'The Art of Skyrim' Official Art Book. Featuring over 200 pages of striking, full-color illustrations, sketches and models, this stunning 9 3/8" x 12 1/8" coffee table book showcases the characters, creatures, environments, and weaponry of Skyrim. With a foreword by game director Todd Howard and commentary from Bethesda Game Studios artists, readers will be guided through the game's iconic visual style.* 'The Making of The Elder Scrolls V: Skyrim' DVD. This documentary DVD contains exclusive, behind-the-scenes footage, including interviews with the Bethesda Game Studios team as they take you from concept to creation and provide insights into the story, gameplay, setting, legacy of the Eld
Newegg Coupons
MakeMe3D, Free Download Today Only @ giveawayoftheday
Added on : Tuesday June 19th 2012 04:00:07 AM
http://www.giveawayoftheday.com/makeme3d/The program is available for $39,99, but it will be free for our visitors as a time-limited offer.June 19, 2012MakeMe3D turns your movies into real 3D-videos! MakeMe3D converts existing 2D-videos automatically into the third dimension. The 3D-videos are compatible to the known Anaglyph 3D glasses and to the new Stereoscopic 3D Hardware.

MakeMe3D is extremely easy to operate. The program supports the import of 2D-videos and others in formats Video-DVD, AVI, WMV, MP4, 3GP, MPG and TS, to mention only the most important. The program stores the converted 3D-videos in formats AVI, MPG, MP4 and WMV.

It is possible to select from numerous target profiles. For example, the video resolution is automatically adjusted to the parameters for iPad, PlayStation PS3 or Xbox 360. When converting a large number of 2D-videos the batch mode is an option. This mode converts all videos of a list and saves user precious time.
Save 80% on Chopped Memory Foam Pillows
Added on : Sunday June 17th 2012 04:00:02 AM
Link to Pacific PillowsAdd code wootorg after adding item to cart to see price. Two standard pillows are $15, four standard pillows are $28, etc. This is an awesome price for some extremely high quality and comfortable pillows.Original Site said: Pillowtex Standard Fill Chopped Memory Foam Pillows and Pillowtex Chopped Firm Fill Memory Pillows are available at 80% off only to deals.woot customers while supplies last. These chopped memory foam pillows offer the durability and comfort that Pillowtex Pillows promise and will fit any type of sleeper. The Jaquared 100% Polyester Microfiber Cover Fabric is extremely soft; however, the Pillowtex Factory made a major error when putting together the covers. As a decorative feature on the Jaquared 100% Polyester Microfiber Cover Fabric, the factory sewed in the text Organic Cotton. As the cover contains no Organic Cotton this does not make a lot of sense. Bottom line, the factorys mistake is your gain as you have the opportunity to buy a Pillowtex Chopped Memory Foam Pillow (firm or standard fill) at the historically low discount of 80% off retail price. This error has absolutely no impact on the performance of the line of Pillowtex Designer Chopped Memory Foam Pillows and is purely of a cosmetic nature.
Pacific Pillows Coupons
http://www.giveawayoftheday.com/The program is available for $24.00, but it will be free for our visitors as a time-limited offer.June 17, 2012Ultima Steganography is an extremely easy-to-use steganography software for Windows. With the help of the program you can easily encrypt some file and hide it in a picture. Once a file is hidden in an image the saved picture is still a picture, it will load just like any other image and appear as it did before, the only difference will be that it contains hidden file.

File security and integrity are currently the most important issues in the world of information technology. Keep your private data safe with the help of Ultima Steganography
Save 50% on this LED lightbulb. Save the environment and save energy! LED light bulbs are growing in popularity compared to CFL bulbs. They are available in "warm" and "cool" light emitting diodes, have an average lifespan of 25,000 - 40,000 + hrs, are extremely energy efficient compared to incandescent & halogen bulbs - most using only 5-7 watts of power, have better response on average than CFL bulbs and are often cool to the touch. Some also have dimmer switches.LINK
Promo Code: EMCNDJE225Energy efficient long lasting LED light bulb. For direct replacement of 30 watt incandescent while consuming only 5 watts of electricity. Saving an estimated $171.00 in electricity over its life time compared to traditional incandescent bulbs.The Collection LED CL-L40A1-W uses only Tier one quality components such as Nichia (Japan) LED chipset, unique next generation drivers, 100% aluminum thermal diffuser and an exclusive designed light globe for evenly distributed light (no hot spot). This along with rigorous in house quality control, the Collection LED CL-L40A1-W is a highest quality LED bulb on the market. This bulb produces no UV or infrared and contains no hazardous materials. UL, FCC, PSE, CE and RoHS certified.
ESTIMATED LIFETIME SAVINGS: UP TO $171
With only 5 Watts power consumption, the Collection LED CL-L40A1-Ds Estimated Lifetime Savings is up to $171.HIGH QUALITY BULB
Constructed of only Tier one quality components, including Nichia (Japan) LED chipset, unique next generation drivers, 100% aluminum thermal diffuser and an exclusive designed light globe , the Collection LED CL-L40A1-W emits evenly distributed light (no hot spot).ENVIRONMENT-FRIENDLY
This environmentally-friendly product produces no UV or infrared and has no mercury or other hazardous materials. It is RoHS compliant.
Newegg Coupons
Extremely loud Waterproof bike Siren $2.49 + Free Shipping
Added on : Thursday June 14th 2012 03:00:02 PM
I found this while looking for a horn for my son's Powerwheels. I ordered one and it arrived in about a week. Better than I expected for the price and extremely loud. Basically this is a car alarm siren with a remote (corded) push button and a mount for the handlebars. It uses a 9v battery which is included in the $2.49 purchase price. This item ships from China for Free! Compare to $13.99
http://www.ebay.com/itm/Black-Waterproof-Electronic-Horn-Alarm-B...
HarmanAudio Clearance free shipping
Added on : Tuesday June 12th 2012 09:00:04 PM
Last chance savings and FREE ground shipping on these clearance products.
36 Items from speakers to ipod docks.The products listed on this page are discontinued, and quantities are extremely limited at these reduced prices.
All Clearance products are factory-sealed and are fully covered by their original warranty period. Limit 2 units per item, per order. Linky
HarmanAudio Clearance
Added on : Tuesday June 12th 2012 08:00:03 PM
Last chance savings and FREE ground shipping on these clearance products.
36 Items from speakers to ipod docks.The products listed on this page are discontinued, and quantities are extremely limited at these reduced prices.
All Clearance products are factory-sealed and are fully covered by their original warranty period. Limit 2 units per item, per order. Linky
Would refinance current home affect buying a new home?
Added on : Monday June 11th 2012 03:00:43 PM
Hi, allI have a small town home worth probably 150k with balance around 100k at 4% 15 years fixed. Now still have 13 years left.
Now with historic low rate and excellent buying oppertunity, we are thinking about buying another bigger single family house for my family. We've saved about 50k for down payment and shoot for a 250k home.
So for my current town home, I am thinking about to take the penfed 5/5 ARM 3%. Once it is refinanced, I will see if i can sell it or rent it out. Meanwhile, I will start to get a new loan for my new home. The question I have is, looks like normally it is going to take about 2 months to close the refinance. If I find another home and need to start a new loan during the same time frame, will my refinance have any negative effect on the new loan? I know nowadays the banks are extremely tight on loans.Second, for now, I guess I can treat the town home as my primary, new home to buy as secondary home which should still allow me to get a primary residential rate, right? Even though in the near future, if I can not sell the town home, i can turn it to a rental.

Third, do you guys think if it is a good idea to take the penfed 5/5 3% ARM program in my situation? My take is, soon I probably will have two mortgages. If I can not sell the town home, I want to at least lower the monthly payment and probably I can find a tenant to cover the payment easily. Plus lower rate.

Any other things I should be aware in this situation?Thanks.
Beats other reputable sellers by $5-$10 on average for this model. Check out some reviews HERE.
Introducing a new member to the Cooler Master NotePal X series - NotePal X-Lite. NotePal X-Lite inherits all the advantages of NotePal X series and offers the best value on the market. Stylish, the classic "X" design with 140 mm fan feature efficient cooling and superb silence. The smart USB port extender reserves your power-in USB port. The extremely light weight design creates optimal comfort for laptop users or on-the-go users.Features
Superior Cooling. The large 140mm fan with aerodynamic intake design effectively cools your laptop to enhance reliability and reduce slowdown, plus the aluminum meshed design speeds up heat dissipation for improved thermal performance.
Ergonomic Angle. The sturdy cooling pad raises your laptop to a comfortable angle for a better viewing and ergonomic typing posture
USB Port Extender. The considerate USB port extender design remains your USB port for power in.Tech Specs
* Interfaces/Ports 1 x USB 2.0 USB
* Product Type Cooling Stand
* Manufacturer Part Number R9-NBC-XLIT-GP
* Manufacturer Website Address www.coolermaster-usa.com
* Product Name Notepal X-Lite Notebook Cooler black for 9"-14" support with 140mm fan
* Brand Name Cooler Master
* Compatibility:For all 9"-14" laptops (up to 15.4")Material: Metal
Rubber
Plastic

Dimensions: 1.68" Height x 13" Width x 9.80" Depth
Weight: (Approximate) 1.43 lb
Color: Black
Input Voltage: 5 V DC
Air Flow: 32 CFM
Fan Speed: 1000 rpm
Number of Fans: 1
Buy.com Coupons
New3gg is offering 3 different LED Lighbulbs on special. LED lightbulbs have an average lifespan of 25,000 - 40,000 + hrs, are extremely energy efficient compared to incandescent & halogen bulbs - most using only 7 watts of power, have better response on average than CFL bulbs and are cool to the touch. Some also have dimmer switches.$9.99 Collection LED (30 Watt Equivalent)
Promo Code: EMCNEGJ232$12.99 GPI Ledplux (40 Watt Equivalent)
Promo Code: EMCNEGJ229$13.99 Rosewill LED (60 Watt Equivalent)
Promo Code: EMCNEGJ232
4/5 eggs rated with 78 reviews. Great deal on a nice power supply. Beats others by at least $20. Promo Code expires 6/6. $119.99 List Price
-$20.00 Instant
-$10.00 Promo Code: EMCNEGJ23
-$25.00 Mail in Rebate
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$64.99 Final PriceLINKFatal1ty Series high-performance PSUs are co-developed to the high standards of Johnathan Fatal1ty Wendel, 12-time World champion to meet the specific needs of fellow gamers. Featuring new low-profile flat modular cabling, the Fatal1ty 750W PSU not only provides stable, efficient power, but also unique connectors that allow greater flexibility when organizing an internal case environment. Featuring glowing red LED lights to further personalize and add style to your system, Fatal1ty power supply products are ideal upgrades for users who need a computer setup able to take on hours of non-stop gaming.The new Fatal1ty 750W features maximum and efficient power distribution, a thermally controlled 135mm double-ball bearing fan for airflow at near-silent audible noise levels, extremely tight and well regulated electrical noise and ripple, and an ideal array of connector types for multiple power-hungry drives and video cards. Offering excellent energy and cost savings, the Fatal1ty 750W garners a high efficiency rating with an 80-Plus Bronze certification, converting up to a full 85% of AC to DC power at typical loads.The Fatal1ty 750W Series is fully compliant with the latest ATX12V and EPS12V specifications to accommodate a wide range of cases, and comes backed by a 5-year PowerSwap warranty and tech support for additional peace of mind.
ATX12V AND EPS12V COMPATIBLE
Compatible with the ATX12V v2.2 and EPS12V standards, the OCZ Fatal1ty OCZ750FTY provides maximum power stability to drive the latest Intel and AMD processors as well as other components for desktop and server computer systems.750W CONTINUOUS POWER WITH QUAD STRONG +12V RAILS
Delivering 750W of continuous output at 45C and utilizing a four dedicated +12V rail design, the Fatal1ty Gaming Gear PSU allocates power where your system needs it most. This power supply can fuel the most demanding systems for PC enthusiasts, power users, and gamers.80 PLUS BRONZE CERTIFIED
The 80 PLUS Bronze certified power supply provides high power efficiency of at least 82% at any load between 20% and 100%, saving your money on your electrical bill, reducing heat in your computer's system and prolonging its life.LOW-PROFILE FLAT EZMOD MODULAR CABLING
Low profile flat modular cables lead to even better airflow and a cleaner install. All cables are detachable, except the necessary mainboard connectors.135MM SILENT COOLING FAN
The OCZ Fatal1ty OCZ750FTY features a 135mm thermally controlled double ball-bearing fan with red LED lighting for superior heat dissipation and cooling aesthetics.NVIDIA SLI CERTIFIED
The OCZ Fatal1ty OCZ750FTY has gone through a series of rigorous NVIDIA SLI certification tests for maximum system stability when building NVIDIA SLI PCs.
Newegg Coupons
SR111 Earmuffs in various colors $9.45 + S&H
Added on : Wednesday May 30th 2012 06:00:03 AM
SR111 Earmuffs in various colors $9.45 + S&H$10 flat rate shipping for unlimited itemshttp://www.gearhog.com/2 year warranty
An extremely lightweight muff. Tapered cup is ideal for the trap and skeet shooter. Reduces gun stock interference. Liquid/foam filled ear cushions. Over the Head model has a folding, low profile design for easy storage.NRR=21dB
Liquid foam ear cushions. Adjustable Stainless Steel headband. Folds for portability.
Private company investment, dilemma and opinions sought
Added on : Monday May 28th 2012 11:00:47 AM
Happy Memorial Day everyone, let me get to the facts:There is an opportunity for me to invest into an already running private tech company (corporation). I will keep all pertinent things I need to anonymous (obviously.)1. Company is 4 years old, started with 2-3 employees in a basement, moved to a 2000sq office with 14 employees, now has 38 employees in a 5500 sq office. Plans to add 40 more jobs in next 2 years.
2. Company's board of directors are all 35-65 in age with extensive successful experience.
3. Company has received a 2 million $ 9 year loan from the city (company does not plan to move to Silicon Valley etc, it wishes to stay.)
4. Company has received 400k seed money last year from 2 VC firms.
5. Company has signed a deal with a major Fortune 500 in the last year, as well as a smaller area business in as different state to provide its services.My friend and his family were one of the first accredited Angel investors (and my friend is going to be engaged to his son soon) and this is how I got to know of the investment. I met with a board member for 3 hours and they answered my questions very thoroughly. However, my one major hiccup was this: The board member is selling off a portion of their personal shares to us.Now when I was talking to this person, this was the only question I didn't quite get the warm and fuzzy feeling on. They said they were selling some of their stake because "I'm in a unique position in time to sell some of my stake to better help the business, myself, and you." The company has (changing numbers to keep anonymity) 8 million shares at 3$ each. All directors and investors have the same common shares, no preferred etc. I asked "Why are we not buying some outstanding shares; why are we buying YOUR shares?" Again, this person seemed clueless until I showed them public companies in which directors dump their shares while they were worth something. The director indicated this is not the case. They said "Because of who I am, I have a small window where I can liquidate some of my shares for the greater good of everyone (more or less.)" My thinking was this: The cash needed in a timely fashion is still a big roadblock. Selling your shares offers no advantage to yourself unless you think the company has stagnated. If you think company will take off, sitting on your shares seems like a no brainer. If you think company is leveling off/wont be bought out, selling your shares is only advantageous to yourself by selling a stagnant and illiquid stock (not personal to [company], but any private company. If have lots of friends/aquaintances who are wealthy and you need fast cash, why not skip all this and ask for a loan?"I talked to my friend who is already invested and will be investing more, and this person said "The director obviously needs money for something. They did not tell me why either. Frankly, I do not care. If I am getting common shares for money given, that is all I care about." After playing devil's advocate for awhile, it seemed as if my friend and the family were brainwashed into thinking this was a no fail investment. The company plans to get bought out eventually for their extremely tailored service which should be appealing to a larger firm. However, I am skeptical because in the chain of events from initial investment -----> cashing out and everyone walking away rich, there are a lot of roadblocks. VC share dilution, bankruptcy, scamming, never getting bought out, etc.... Sometimes I feel they are throwing away good money after bad, but I could be wrong.The director also told me of a handful of patents that they sent out, a couple have been issued thus far (allegedly of course.) Now, I went to the patent search box for the USA and saw nothing when I searched for any query (directors, company name, etc). However, I did find trademarks issued. I don't know if the director knew exactly he was referring to trademarks, because that is what I found. The director texted me saying "Each one of the patents are clearly around a seperate aspect of the Company. Our attorneys have reviewed IP heavily over the past months."FWIW my investment would be 15-20% of my net worth, if I decide to. I would also be under the umbrella of my friends' family with a seperate contract with them, since I am not accredited, and that would be a whole 'nother issue (I do trust this family life and limb though.)Thoughts? I will try to add more info to this that's needed if I think of it.
Crucial M4 CT128M4SSD2 2.5" 128GB SATA III MLC Internal Solid State Drive (SSD)Newegg LinkPromo Code: [COUPON=37454]EMCYTZT1673[/COUPON]Extremely good reviews: 438 reviews, 5/5 eggs.Limit 3 per customer.
Newegg Coupons
Use coupon code EMCNEHE36 through 5/28.Retail price $799.99, current sale price $499.99, only $249.99 with coupon code!Extremely highly-rated set of speakers, 4.8 out of 5 eggs with
39 reviews.http://www.newegg.com/Product/Product.aspx?Item=82-981-012---------------------------------------------------Plunge you into immersive surround sound with deep bass, nice midranges and crisp highs that bring your every movie, game and music to life from the compact MartinLogan MLT-1 5.1 home theater speaker system. Comprised of four satellite speakers, one center speaker and one bass speaker, this system produces the audio the way it was meant to be, delivering every detail to ear, from heart shaking explosion to quiet whisper.SUPERIOR SOUND
Consisting of a powered subwoofer with 8" driver and a built in 250 watts Dynamic Peak/100 watts RMS amplifier, four satellites featuring 1" titanium dome tweeters and 3-1/2" bass/midrange cones, a center speaker equipped with 1" titanium dome tweeter and two 3-1/2" bass/midrange cones, the MartinLogan MLT-1 5.1 system provides premium surround sound at an affordable price.SUPERB BINDING POST
The gold-plated binding post ensures precise contact for minimized signal loss or distortion, as well as maximized corrosion resistance and durability.FLEXIBLE INSTALLATION
With wall mount option and bookshelf mount option, the MartinLogan MLT-1 allows flexible installation to address your personal need and complement your house decoration.---------------------------------------------------SpecificationsSpeakers Configuration
4 x front/surround speakers
1 x center channel speaker
1 x subwoofer (LFE)Driver Units
MLT-1 SPEAKER
- 1" soft dome
- 3.5" poly cone
MLT-1 CENTER
- 1" soft dome
- 2 x 3.5" poly cone
MLT-1 SUBWOOFER
- 8" high-excursion, paper conePower Rating
MLT-1 SPEAKER: 1580 watts
MLT-1 CENTER: 15100 watts
MLT-1 SUBWOOFER: 100 watts RMS (250 watts peak)
Frequency Response
MLT-1 SPEAKER: 12520,000 Hz 2db
MLT-1 CENTER: 13020,000 Hz 2db
MLT-1 SUBWOOFER:
- 40200 Hz 3 dB. Anechoic in the LFE mode
- 50Hz200 Hz Low Pass FilterSensitivity
MLT-1 SPEAKER: 87 dB@2.83 volts/meter
MLT-1 CENTER: 89 dB@2.83 volts/meterDimensions & Weight
MLT-1 SPEAKER: 7" x 4.25" x 5.5" / 3 lbs.
MLT-1 CENTER: 4.5" x 12" x 5.63" / 5 lbs.
MLT-1 SUBWOOFER: 14" x 11" x 12.5" / 24.4 lbs. each
Newegg Coupons
Two Barclays-issued cards at the moment - is it possible?
Added on : Tuesday May 22nd 2012 09:11:06 PM
I'm entertaining the idea of getting a US Airways credit card in anticipation of possible USAir-AA merger. The card is issued by Barclays.If I'm not mistaken, I've seen some people in the past reporting that only one Barclays-issued card can be open at the moment. I already have a Travelocity AMEX issued by them which I don't want to geopardize due to the extremely good CashBack value I'm getting from it.Please share your knowledge about Barclays - maybe someone here has two cards with them, or has been denied the second card, or had the older card converted - any information will be great!
http://www.kygunco.com/products2.cfm/id/24875/name/taurus-22br-b...Description:
Ultra light and extremely compact, Taurus small frame semi-automatic pistols offer security and reliability you can count on. In .22 LR or .25 ACP, these pistols feature a blowback action and tip-up barrel for safety and convenience during loading and chambering the first round. Each model utilizes low profile fixed sights and is made in the USA.
Manufacturer Number 1-220031R
Type Handgun
Action DAO
Barrel Length 2-3/4"
Caliber .22 LR
Capacity 8+1
Finish Blue
Grips Rosewood
Safety Manual Safety
Sights Fixed
Weight 12.3 oz.Item # TRS-1-220031RThanks Mark
$100 off w/ promo code EMCNEHH237, ends 5/28. Free shipping.
Limit 5 per customer.This is an extremely highly rated set of speakers - 4.6 out of 5 starts with 54 reviews.---------------------------------------5-CHANNEL SURROUND SOUND
The Klipsch HD 500 High Definition Theater system consists of five speakersleft, center, right front channels with two rear surrounds and one powered subwoofer that fully envelops you from all directions.HORN-LOADED TECHNOLOGY
Klipsch features a unique Horn-loaded technology which allows the HD Theater 500 to deliver genuine lifelike sound and produce more output, using less energy.POSITION THE SPEAKERS AS YOU LIKE
With adjustable wall brackets, the Klipsch HD 500 High Definition Theater system's speakers can be positioned vertically, horizontally or at 45 range. These qualities give you complete installation flexibility when placing this premium home theater in your room.Newegg Coupons
WalMart has the 30" Natural Beechwood Bar Stools (Set of 2) on sale for $38.Seems like a great price as the nearly all the (69) reviews are amazing, and similar ones are selling on Amazon for about double. (here and here).Crafted of beautiful beech wood in a soft, neutral finish, this bar stool set will make a fantastic addition to your kitchen counter. You'll enjoy extremely comfortable seating, as the spacious round seat offers a supportive foundation, and the brace bars around the bottom of the counter stools provide a spot to place your feet. The beech wood bar stools also tuck away under any counter-height table when not in use, helping you save precious space. You'll enjoy the versatility of these terrific bar stools for years to come. The beech counter stools arrive fully assembled*, and come in a set of two.
30" Beech Wood Bar Stools in Natural, Set of 2:
Ideal for small spaces
30" H
Crafted of beautiful beech wood in a soft, natural finish
Versatile style matches well to your kitchen or dining room decor
30" Beech Wood Bar Stools require assembly*
Bar stools tuck away under any counter height table when not in use
Color: Natural*?Walmart Coupons
Bigdeal on eBay had this deal a few weeks back. I grabbed one back then and it shipped quickly and I have no complains. Comes in a brown box with clear protection sheet. Mine had a extremely minor scratch on the back but otherwise looked new. It is here again, $239.99 for a refurbished Motorola XOOM family edition tablet. Comes with 3.1 (Honeycomb) but get be upgraded to ICS(by the 2nd of 2nd quarter, according to Motorola).These are refurbished by Motorola and comes with 1 year warranty instead of the 90 days for others. Expandable via microSD. Charges through microUSB with microHDMI output. This is not the same tablet as the original XOOM. These are lighter and have a slightly changed screen.
Read the reviews here. http://www.ebay.com/itm/Motorola-XOOM-Family-Edition-16GB-Wi-Fi-...eBay Coupons
Glacier Bay White Bathroom Vanity w/Top $39 Home Depot in-store
Added on : Monday May 14th 2012 09:23:25 AM
Link to Product You'll need to set the location of your store to see price.Model # NE24P2-FD Store SKU # 284100Home Depot said: The Glacier Bay 24 in. W x 18 in. D Vanity in White with AB Engineered Composite Vanity Top in White has 2 doors that offer convenient access to an inner storage space that's great for storing bath items and accessories. Constructed of laminated engineered wood, the vanity's sturdy cabinet has a raised-panel design that offers an elegant look. The vanity's cultured marble top has an integral sink and a 2-1/2 in. backsplash that helps protect your walls from splashes and spills.This is a piece of crap product - it's basically a sink made from MDF particle board with a marble-y, plastic-y sink. I installed what I'm pretty sure is this exact model ten years ago, and I'm replacing that one because the cabinet completely disintegrated.By completely disintegrated I mean I leaned on it while shaving and ended up on the floor dripping wet with a cabinet door on my chest.But it did last for 10 years in an EXTREMELY high traffic environment. And I paid a lot more than $39 the first time around.The regular price for this is around $69-89, but it seems to go on sale a couple times a year.The Home Depot Coupons
Wrongful termination and apartment by employer - help
Added on : Saturday May 12th 2012 03:19:47 PM
One of my friends (Beth) was just terminated from her employer under very suspicious grounds. The employer in question offers as part of the job compensation a free apartment for their employees to live in - after Beth was termed they gave her one week to vacate or she has to pay 40.00 a day until she can vacate. There are a few problems with this situation as the reason for termination is very shady and she was made to sign a lease for her apartment which states is good through June 1st of this year. Facts of the termination (this is going to be long - sorry but it has to be to get a clear understanding of what happened):Beth had a stellar work record all last year and was given a raise after being employed for only 6 months with this company - this was never done on any site before - the problems began last August after her direct supervisor left the company. Beth was accused of falling asleep at her desk in her office (there are cameras everywhere so if this had happened the cameras would catch it) by the director (Jane) - who she now had to answer to. Beth noticed that Jane had a write up already filled out for this infraction. Beth inquired who was accusing her to which Jane replied "just someone who I trust". Beth then demanded to see the evidence via the camera footage from that day. Jane then admitted she hadn't checked the footage and upon review - Beth had been falsely accused.One month later Jane hired a new assistant director (Mary) who is now Beths direct supervisor. After one week of Mary being on the job she had threatened Beths job by telling her that they didn'nt need her there. Mary also started harassing Beth over the clothing she wore to work stating Beth wasn't in dress code. Beth hadn't changed her style of dress and kept it within buisness policy. There also hadn't been any issues with the way Beth dressed the year prior. Suddenly all of Beths work performance was also under scrutiny and nothing she did was ever correct even though she had been commended on her performance the year prior and nothing had changed within the buisness to warrent a new style of doing things. Mary went as far as telling Beth that Beth needed to take a job in daycare because she clearly couldn't handle the work she was hired to do. I had been on a call with Beth once when Mary came in and confronted Beth about some paperwork. The tone Mary used to speak to Beth was like an angry parent chastising a 3 year old for drawing on the wall with markers - extremely unprofessional and HOSTILE.These types of confrontations continued to happen up until right after Xmas when Beth returned from vacation and was confronted by both Mary and Jane who accused Beth of taking 3 unapproved days off of work therby resulting in 3 no call no shows - which is grounds for termination. Beth knew she had submitted the paperwork, gotten approval (which had to go through Jane as well as the head office) so she checked her email - showed them both the confirmation and then had to spend half her day going through Janes paperwork to find the original paper that Jane had signed off on for approval.After that incident Beth finally called her HR rep (the HR rep is in a diff state as this is a country wide company) Beth didn't have to get through half of her story before Janes boss Kathy got involved. Kathy flew up the next day to confront both Mary and Jane who both denied any of the accusations. Beth stood firmly by her story and had witness' to some of the harrassment. Kathy seemingly smoothed everything over and Beth thought she was in the clear. Neither Mary or Jane were attacking her as the had been doing and Beth did her job. Flash forward to this last Tuesday and Beth is now terminated - supposedly on the grounds of a key being lost back in February by someone other than Beth. Beth ordered the lock change as per proceedure and sent the charge approval to Mary so she could bill the person who lost the key. Beth knows she called this person several times from the company phone - so even if Mary "lost" the paperwork there would still be phone records as well as the personal letter she had to send to the person who lost the keys. Mind you anytime there was a paper work issue it was always caught inside a week - why this one issue suddenly took this long is suspicious enough.There are many other instances of hostility Beth endured by both Mary and Jane but I just wanted to give as short an overview as I could. Beth was a very happy go lucky type of person who got along with everyone and always had a smile and kind words to say about everyone before this happened. She is now on anti-depressents and was in therapy (no insurance coverage anymore) I say she's got grounds for wrongful termination and she shouldn't have to vacate her apartment until the lease date of June 1st.Anyone out there know if just based on this information that Beth should contact a lawyer? Any lawyers in the FWF that can offer advice?
5% off ALL credit card purchases (up to $50k per year)!!!!
Added on : Thursday May 10th 2012 03:04:41 AM
This trick requires a Chase Ink Bold business card which earns 5 Chase Ultimate Rewards points per dollar at office supply stores (and is redeemable for 5% CashBack).

The trick to earning 5X everywhere is to use a Chase Ink card at an Office Supply store to buy Visa gift cards and/or prepaid cards. Since you get 5X from those purchases, you can think of the gift cards (and prepaid cards) as giving you 5 points per dollar when you spend them. (Note: Ink Cards obtained prior to mid-November 2011 do not have the 5X office supply benefit).

The one thing that has stopped me from using the 5X trick for all of my spend is that using gift cards is a hassle. You need to keep track of how much is left on each card, you cant easily make large purchases, and some online vendors make it very difficult if not impossible to use them. Further, unlike credit cards, gift cards do not offer purchase protection. Luckily I stumbled upon a new opportunity that changes everything

The American Express Prepaid Card at Office Depot

The American Express Prepaid Card is not a gift card, nor a debit card, nor a credit card. It is simply a prepaid card. There are several things that make it unique: 1) No fees (except ATM use. More on that later); 2) Reloadable up to $2500 balance; 3) Purchase protection, roadside assistance, and other perks; 4) No credit check required; 5) ATM withdrawals are allowed; and 6) Partners with Office Depot If you buy the temporary version of the AMEX Prepaid Card (for $4.95) you can fill it with up to $500 at the time of purchase and then you can later trade-up to the permanent refillable version of the card. To trade-up, you browse to the website indicated on the temporary cards packaging and request a permanent card. The new card will arrive in the mail with your name and address registered to it. Once you activate the permanent card, any money left over from the temporary card automagically moves over.

The Vanilla Reload Network Prepaid Reload Card is used to refill the permanent version of the AMEX Prepaid Card. Each card has a $3.95 fee and can be loaded with up to $500 at the Office Depot register. To move this money to your AMEX card, you simply browse to the Vanilla website and enter in the PIN number from the refill card and the card number from your AMEX. You can load up to $1000 in a 24 hour period. Also note a limit of $2500 can be loaded every 28 days. The following is from American Express cardmember agreement:

No more than $2,500.00 U.S. may be loaded to the Card in any 28-day period, and no more than $1,000.00 U.S. may be loaded to the Card on any day using a Green Dot MoneyPak, Vanilla Reload Network Prepaid Reload or other cash funding source or method accepted by us from time to time. The maximum balance of Available Funds loaded on your Card at any time is $2,500.00 U.S.

What this means
◦You can use your Ink credit card to buy $500 reload cards. The purchase shows up on your account as a standard Office Depot purchase so it will give you a total of 5 points per dollar for the purchase. The fee of $3.95 is less than 1 percent (.79%), so youre way ahead already. NOTE: There is a risk that Office Depot will someday stop allowing these purchases to be made via credit card. An industry insider I spoke with, though, believes that the ability to pay via credit card is not a fluke and should continue indefinitely. Time will tell. ◦Since the permanent American Express Prepaid Card can be loaded up to $2500, it has these advantages:
◦There is no need to keep multiple gift cards in your wallet.
◦You can use it to make large purchases
◦You will get purchase protection. It might not be as good of protection as you would have received with a different card, but still
◦It can be used any place that accepts American Express cards. To merchants, this card is indistinguishable from a standard American Express card. There is one exception: American Express says not to use the card for car rentals.
◦When using this prepaid card, you essentially earn 5X everywhere. This requires no card juggling, and very little hassle. This means that getting 2.14X from the Sapphire Preferred for dining and travel is no longer the best option for these categories! Its not even close!

ATM Use
◦Up to $400 Per Day:
With the American Express Prepaid Card you can withdraw up to $400 per day via ATM machines. You are subject to fees imposed by the ATM owner. On American Express side, the first ATM withdrawal each month is free. Subsequent withdrawals cost $2. This is a great deal even with the fees. For example, suppose you pay $3 to the ATM owner and $2 to AMEX to withdraw $250. That comes to a 2% fee. But, remember that you earned almost 5% in the form of points (or more depending on how much you value those points) so you are still well ahead. Youll obviously do even better if you find a low fee or no fee ATM.
◦ATM WARNING: DO NOT ABUSE THE ATM PRIVILEDGE!
American Express is always on the lookout for suspicious behavior. If a person adds money to the Prepaid Card and then withdraws it all as cash, that would look ridiculously suspicious. Worse, American Express does not make money from these ATM withdrawals ($2 is unlikely to be enough to cover their costs), so with a pattern like that theyre not going to like you very much! If you try to convert your Ink purchases to cash through frequent ATM withdrawals, I believe you will get caught and you will have your accounts closed. Trust me, you dont want that to happen. Use the card for regular credit card purchases and use the ATM feature only for real world ATM withdrawals. Withdraw money only when you really need it. Or, establish a pattern of once per week moderate withdrawals (say $200 or $250) and you should be fine.

How to get the card

There are two ways to get the reloadable Prepaid Card:

OPTION 1: Buy the temporary card in-store at Office Depot (as mentioned above) for $4.95 and then trade up to the permanent card. Note these restrictions (from American Express FAQ):
The temporary American Express Prepaid Card is not available for sale in Arkansas, New Jersey or Vermont. Cards purchased by residents in other states cannot be shipped to these two states. In addition, American Express does not sell or ship the Card outside the United States.

OPTION 2: Order directly from American Express for FREE.
◦Click here: American Express Prepaid Card or simply Google for American Express Prepaid Card to find a non-affiliate link.
◦Note the following restrictions:
The permanent American Express Prepaid Card is not available for sale in Arkansas and Vermont.

LIMITATIONS AND WARNINGS

PLEASE READ THIS!!!!
◦Chase has been known to completely shut down all of a persons accounts when they think they may be a bad credit risk or when they suspect perk abuse. If you put all of your spend in this one category (and this one store), you will be asking for trouble!
◦The Ink Bold is limited to $50K in purchases per year for the 5X benefit. The Ink Cash and Ink Classic are each limited to $25K. As a result, there is no reason for anyone to purchase more than $4K per month of the refill cards with the Ink Bold, or $2K per month with the other Ink cards. Even that amount may be too high if you have a high credit card utilization ratio or if you do not have a long and positive credit history. I consider $4K per month to be the upper limit anyone should attempt, but that does not mean $4K per month is safe. You need to evaluate your own situation and establish spending patterns that you are sure will not trigger alarms with Chase.
UPDATE: There is a built-in limit to the AMEX prepaid card: a maximum of $2500 can be loaded per month. ◦Watch out for American Express too! As I detailed above, suspicious ATM activity is a sure way to get flagged and shut down. American Express has extremely sophisticated fraud detection systems. Dont do anything to draw attention to you!
◦Dont be greedy, please. Even if you only put $1000 per month onto this AMEX card, you will earn 60,000 Ultimate Rewards points! Thats a lot! If you use this trick in moderation then you should be safe to earn huge numbers of points, year after year, without fear of bank retaliation. If you go too far, you will get shut down. If many people take this too far, the whole deal may get shut down.
TextSolar Powered Attic Fan Professional Series
Ventilates up to 1,900
sq. ft. with upgraded
15 watt solar panel. Compatible with Solar Controller.
$399.99 Delivered
http://www.costco.com
Item # 597296The SunFan Professional Series Solar Powered Attic Fan #9915TR is designed for shingle roofs only. For tile roofs, slate roofs, flat roofs, gable/static vents, and crawlspace ventilation, please consider the All Purpose Ventilator #1010APV, which is also available at Costco.com.The award winning Sunfan Solar Attic Fan #9915TR is our most powerful and efficient model yet, ventilating up to 1900 square feet of attic space with a single fan, requiring fewer fans to properly ventilate your attic space. The new, patent pending, Smooth-Air Deflector design in the shroud of the fan enhances the efficiency of air flow, resulting in increased ventilation performance by up to 30% over previous models powered entirely by free and abundant solar energy.
The SunFan Solar Attic Fan 9915TR effectively reduces attic heat buildup in the summer months and moisture in the winter months. In the summer, your attic can easily reach temperatures of 160˚F, resulting in a battle between the attic heat and your air conditioner. With 43% of air conditioning design load based on high attic temperatures frequently reaching 160˚F, reducing attic heat also reduces air conditioning run-time.In the winter months, the building materials in your attic can absorb up to 28 gallons of moisture, contributing to mold and mildew growth. Moisture migrates into the attic space from daily activities such as running the dishwasher, showers and cooking. Additionally, warm attic air meeting the cooler temperatures of the roofing materials creates condensation, which drips onto the attic insulation causing it to lose its effectiveness. Warm attics in winter also contribute to ice damming as the snow melts on the roof and re-freezes at the eaves, causing water to accumulate and saturate the building materials. Extend the run-time of the SunFan 9915TR into the evening by purchasing the innovative new Solar Controller. With the Solar Controller, you have the ability to monitor the temperature and humidity levels of the attic space as well as the operating status of your fan. By choosing to connect the Solar Controller to house power, the SunFan 9915TR will continue operating even when solar power is not available.The SunFan Professional Series Solar Powered Attic Fan qualifies for a 30% Federal Tax Credit with many local utility and municipality rebates also available.The Solar Powered Attic fan is easy to install less than 2 hours for the typical DIYer. No electrician, permits or inspections required. National network of U.S. Sunlight preferred certified installers available, call 1-866-446-0966.Additional Information Benefits:Reduces attic heat buildup in the summer reducing air conditioning usage
Reduces attic moisture in the winter reducing mold and mildew growth
Reduces ice damming
Helps create a balanced, more energy efficient home
Extremely quiet no harmonic hum typical of electric powered fans
Easy to install no electrician, permits or inspections required
Extends the life of common asphalt shingles extends roof life up to 10%
Quick return on investment 30% Federal Tax Credit, local utility rebates and extended roof life
Features:Ventilates up to 1900 square feet of attic space with a single fan
Severe weather tested withstands 150+ mph winds. Complies with Florida Building Codes and approved by Texas Department of Insurance (TDI)
Best of Show at the 2011 National Hardware Show - #1 out of over 100,000 products
Best Sustainable Product of 2011 by BUILDERnews
Hail resistant solar panel
Resistant to fading, denting, and rusting
Thermal switch included
Patent pending Smooth Air Deflector design maximizes efficiency up to 30% more than other fans
14 fan blades are almost 15% larger than other attic fans
Compatible with Solar Controller
Professional grade 15 watt solar panel with tilt and rotate capabilities to maximize solar access
Limited 5-year warranty on motor
Limited 20-year warranty on solar panel and housing
"The Clamper" Tripod from PROMASTER $58.98 shipped
Added on : Monday April 16th 2012 09:22:26 AM
"The Clamper" Tripod from PROMASTER $58.98 shippedhttp://www.gearhog.com/was $119Deal Overview
"The Clamper" from PROMASTER is the Swiss army knife of tripods. Use it as a table top tripod or clamp it on virtually anything. "The Clamper" has two extremely versatile clamp legs. Works on flat surfaces, thin surfaces, round surfaces, you name it. It's the perfect "problem solver" to have in your camera bag.
Duralex Picardie 18 Piece Tumbler Glass Set @ Costco $9.97Amazon Reviews gives them 4.5+ stars (86 Reviews) http://www.amazon.com/Duralex-Picardie-4-Ounce-Clear-Tumbler/pro...5 star:(71)
4 star:(11)
3 star:(1)
2 star:(0)
1 star:(3)Retails on Duralex's website for $50+16 shipping = $66 http://www.duralexusa.com/Picardie-Tumblers-Clear-18-piece-Set-p...
Sells at BBB for about $65 for all 18 glasses http://www.bedbathandbeyond.com/product.asp?SKU=124879
Originally sold at Costco for $24.99
Currently on Clearance at Costco for $9.97Attached Receipt Shows:
539832 Picardie 18C $9.97 AI called my local Costco's (Denver Metro) and here are the quantities on hand:Costco Duralex Supply4/13/2012

LocationOn Hand
Arvada0
Westminster104
Southwest Denver0
Sheridan42
Superior0
Park Meadows29
Aurora64
Parker30

Total269Based on those numbers I would assume these are probably in stock all over the country.I've got two sets of these and they are excellent glasses. I dropped one from 5ft onto hardwood and it simply bounced. At this price it's worth buying a few backup sets and some additional as gifts for friends and family.
Description:Set of 18 glasses known as the "original French tumblers", the tempered Picardie glasses are functional and stylish - they feel extremely comfortable in your hand. Named after the Picardie province in northern France, this region is the heartland of French gothic cathedrals. The Picardie tempered glasses are suitable for hot or cold drinks and conveniently stackable. Microwave and dishwasher safe, impact and chip resistant, extremely durable and the perfect weight. Set includes:
(6) 8 3/4oz (Old Fashioned)
(6) 12oz (Euro Highball)
(6) 16 7/8 oz (Highball)
Foxconn Nettop AMD Dual Core E-350 1.6GHz, Radeon HD 6310 $ 153 FS
Added on : Sunday April 15th 2012 06:51:43 PM
Foxconn NettopMake sure to use promo code on page.
I have this one and here is my review:
Pros: Size, power usage, Ethernet and wireless,sdhc slot, 6 usb ports.Cons: HEAT All they need to do is add another fan at the intake side of the box to help push air through. Or do the mod I did. For the bios headache, they really need to add a bios update configuration in the bios.Put a spacer on the bottom of the unit, right below the processor, the bottom of the unit gets extremely hot, the plastic case actually turned milky, I had it without air space on the bottom of the case.Other Thoughts: I tried the unebottin and it would not run on the USB (cd error). Go through the reviews at Newegg and find a link to where you get the HP USB formatter and Win 98 to create a bootable USB then copy updated bios files to usb. That worked for me updating the bios. HEAT, watching videos (using Cyberlink to upscale from 720 video to 1080 P) the temps hovered around 175 F degrees on HDTV. I cut a hole on the cover above the cooling fan and put a Laptop usb fan on top. That dropped the temps down to 145 degrees F running the processor at 100% for 1 hour idle temp is now 112 D F instead of 130 D F. EXCELLENT IMPROVEMENT. I am also going to use brazostweaker to lower the voltage which will drop temps even more. I have used brazostweaker on my HP DM1Z and it dropped temps another 10 degrees F (have not done it yet on Foxconn model. This Gskill memory worked fine on the unit. N82E16820231341 (4 gig module around 20 bucs at Newegg)
Also please note: supposedly the wireless was terrible but a review states that the 2 wires that are connected to the wireless card (black and white wire) wrong way and all you have to do is switch the connection to correct the problem( I use the ethernet port so I have not tried wireless yet).
Do not try to run version 8 bios update in windows, if it runs (I was getting an error) it can brick the motherboard (supposedly UAC blocks some of the writing to the bios) You have to use a usb bootable flash either using Unebootin or HP USB formatter and Win 98.For an HTPC I am very satisfied, I also got the Logitech K400 wireless keyboard with touchpad (I do not know if Amazon still has it for 29 bucs)Newegg Coupons
Duralex Picardie 18 Piece Tumbler Glass Set @ Costco $9.97
Added on : Sunday April 15th 2012 06:21:10 AM
Duralex Picardie 18 Piece Tumbler Glass Set @ Costco $9.97Amazon Reviews gives them 4.5+ stars (86 Reviews) http://www.amazon.com/Duralex-Picardie-4-Ounce-Clear-Tumbler/pro...5 star:(71)
4 star:(11)
3 star:(1)
2 star:(0)
1 star:(3)Retails on Duralex's website for $50+16 shipping = $66 http://www.duralexusa.com/Picardie-Tumblers-Clear-18-piece-Set-p...
Sells at BBB for about $65 for all 18 glasses http://www.bedbathandbeyond.com/product.asp?SKU=124879
Originally sold at Costco for $24.99
Currently on Clearance at Costco for $9.97Attached Receipt Shows:
539832 Picardie 18C $9.97 AI called my local Costco's (Denver Metro) and here are the quantities on hand:Costco Duralex Supply4/13/2012

LocationOn Hand
Arvada0
Westminster104
Southwest Denver0
Sheridan42
Superior0
Park Meadows29
Aurora64
Parker30

Total269Based on those numbers I would assume these are probably in stock all over the country.I've got two sets of these and they are excellent glasses. I dropped one from 5ft onto hardwood and it simply bounced. At this price it's worth buying a few backup sets and some additional as gifts for friends and family.
Description:Set of 18 glasses known as the "original French tumblers", the tempered Picardie glasses are functional and stylish - they feel extremely comfortable in your hand. Named after the Picardie province in northern France, this region is the heartland of French gothic cathedrals. The Picardie tempered glasses are suitable for hot or cold drinks and conveniently stackable. Microwave and dishwasher safe, impact and chip resistant, extremely durable and the perfect weight. Set includes:
(6) 8 3/4oz (Old Fashioned)
(6) 12oz (Euro Highball)
(6) 16 7/8 oz (Highball)
If you are currently in need of some LSD/precharged AA/AAA Nimh batteries, then this is the DEAL for you.Currently on sale for $5 for a 4 pack. Despite their appearance and price, these are some very good batteries. These are 1.2V AA Nimh cells, of the (LSD) Low Self Discharge variety, similar to much more expensive Eneloops. They claim 2200 mah capacity and after a few cycles on my Lacrosse BC-900 charger, it is confirmed that these cells are in fact what they claim to be. I purchased 4 packs of 4, got 16 batteries for $20, which is about half of what you would pay for similar Eneloops. All batteries showed a capacity of around 1800-1900 mah right out of the package, which would confirm that these are in fact LSD cells. After a few cycles on the charger, all of them also lived up to their claimed 2200mah capacity. In fact, over half of them have better than 2300mah capacity according to my Lacrosse.These things are basically right in-between the regular Enelooops and the much more Expensive Eneloop XX's when it comes to performance/capacity, but are well below the Sanyo's when it comes to price. (Gets very close to XX's, but for 1/4 the price!)I also ordered a new charger with these batteries, putting my total over $50 so I qualified for free shipping. If your order total is under $50, shipping will be an additional $5. Still much cheaper than the big boys like Duracells, Eneloops, etc... And before I get red for not including it, these cells are "EMB" brand "Manufactured by BPI".Also be sure to check out the AAA LSD cells which are also on sale for $2.55 per 4 pack. I did not grab any of those, but probably will in the future. I'm not sure how long these cells will last, but for the price and performance so far, I am extremely happy.First deal posted in a while, be kind!
Direct P2P Lending
Added on : Saturday April 14th 2012 09:03:17 AM
FWF strongly advises against loaning money to family and friends and if you must only to lend what you would consider a gift. With that out of the way, if one decides to personally loan someone money, there appears to be services out there which help with the loan management. I am currently deciding between LendFriend and ZimpleMoney at this time. LendingClub and Prosper are pseudo lending sites where you can technically lend the whole loan but must set a predetermined interest rate based on credit worthiness. For various reasons I am not pursuing those two sites.This is for someone close to trying to stay afloat with a child recently diagnosed with Autism. I will share my financial related experiences as they happen. I'm extremely interested in automatic payment tracking, late fee calculations, credit reporting, and collections in case of default. Most of the sites below do not offer these services.LendFriend
ZimpleMoney
LoanBack
LendingKarma
WikiLoan
PayBaq1. Does anyone has any experience with these sites or others?
2. Any advice such as construction of promissory notes (e.g. structure loans under small claims court maximums, UCC filings, etc)?
3. Finally, what are options for requiring the borrower to purchase insurance in case of death or disability? Thank you!
Advice on helping identity theft victim
Added on : Thursday April 12th 2012 12:04:00 PM
Hello, I live next to a nice old lady who always bakes cakes, pies... she is a very nice person, good neighbor, she mentions to me that she is going to get her taxes done at H & R Block, I say no, let me do them, this way you don't have to pay to have them done, she was extremely grateful, and I was happy to do this for her, not knowing that I would open up a can of worms, her taxes were a breeze took less than 10 minutes, then the next day comes the message "Federal Return Has Been Rejected, 0522 - The date of birth you entered on this return does not match what the IRS has in its files for you. The IRS receives this information from the Social Security Administration (SSA)." I let her know, she's puzzled never happened before, I tell her she has to fix this through the SSA, in the mean time she can mail her returns, and I suggest she check her credit report, which I tell her, I would be glad to do for her, print the report, first thing I notice is the current address listed on there is not hers, give it to her, and she says that's her daughter's address, and there are credit cards on there, which or not hers, she only has one, this listed several with balances in the thousands, so now it's obvious what's going on, the daughter has stolen her identity, now she's reluctant to get the cops involved, I told her I believe this is the only way to get this off your record and not be responsible for the charges, but it is her daughter after all, who is a single mother, a real winner, stealing form her own mother, short of going to the cops, what can she do?Thanks.
Link with DetailsLink to Daily GetawaysBasically, American Express in partnership with the US Travel Association is going to sell hotel packages at a discount (but in terms of points instead). Big deal right? The kicker is, you don't HAVE to use them for the hotel, but rather, you can convert them into airline miles at an extremely cheap rate.30,000 Wyndham points can be converted into 12,000 airline miles. At a rate of 0.244 cents per Wyndham point, youre looking at the opportunity to purchase miles at a rate of 0.61 cents per mile. Or on the high end, 0.83 cents per mile, both of which are amazing values.Most airlines sell miles at 3 cents per mile, so this is about almost an 80% discount. Additionally, if you redeem 100k miles for a business ticket worth $5000-6000, that would be a redemption value of 6 cents out of each mile. Compare that to getting them for 0.6 cents per mile from this deal and youre getting a business class ticket for 90% off!Wingate Hotels by Wyndham Coupons
http://www.sears.com/shc/s/p_10153_12605_SPM6299466701Price in cartProduct Description
Don't let a tiny apartment stifle your dreams of owning a big-screen TV. That bare patch of wall is the perfect place for a Bentley Mounts Flat Panel TV Wall Mount, or a poster of your favorite rock band. Extremely easy to install, the wall mount positions your screen less than one inch from the wall and includes mounting hardware. Designed for all 40-65 inch flat-panels and sporting solid heavy-gauge steel construction, the Bentley Mounts Wall Mount can hold up to 110 pounds. So while your apartment may still be on the small side, at least now you'll have room to spread your feet. Condition: NEW Packaging: Retail Manufacturer: Bentley Mounts Model: PLW-203B Features Include: Fits 40"-65" plasma LCD TVs Adjustable tilt range 15 degrees down for your ultimate viewing experience Mounting any monitor that has a Vesa pattern: 600mm x 400mm (max) Solid sturdy wall plate provides strength and durability Wall to TV: (1.77) 4.5cm Mounting hardware for concrete, solid block and wooden studs included Easy to follow mounting instructions Assembly instructions and parts included Durable steel construction Maximum weight capacity: 110 lbs/50 kgSears.com Coupons
GUNS: Sig Pro 2022 40S&W AND 9mm - $349.99 @ Palmetto State Armory
Added on : Wednesday April 04th 2012 12:25:05 PM
Palmetto State Armory has the Sig Pro 2022 in 40S&W on sale for $349.99:Link for 40S&WLink for 9mmThis is a great deal for a solid polymer based handgun. Furthermore, this is a extremely good price. I'm a FFL dealer and my distributor price can't even beat this.
UPDATE - Newly Engaged - Looking for advice.
Added on : Thursday March 29th 2012 09:05:56 PM
Just wanted to give an update to a topic I started last year which can be found here.Over the last year we were able to successfully pay off one of the student loans (balance was $5534.86 @ 6.8%). Also paid off the all carried credit card debt. Credit card debt was ~$17K in 0% APR balance transfers. Maxed out my Roth for 2011, and continued contributing to our 401ks, as well as socking away about $3K in cash savings. Unfortunately my fiance was laid off mid January and has been unemployed since but has been drawing unemployment. This has forced us to cut down the monthly student loan payments to the minimum required for now. She's had a few interviews but nothing solid yet; there is potential for her to become re-employed with her former firm in the near future.Any plans of buying a house were put on hold. She also got on board with my expense tracking once she saw all she had to do was save receipts for me. Now it is second nature for her.I also was able to move in with her and we've been living together for a year. We did go through some secular pre-marital counseling which we both found extremely helpful and learned a lot of things that may have caused issues in the future.I'm happy to say our wedding is the first week of May and is well under budget (cost ~$2K for everything) and we have an amazing 11 night trip to Costa Rica planned, completely paid for!
Dealing with one bad (tenant) apple
Added on : Thursday March 29th 2012 03:10:07 AM
Sorry for how longwinded this may be, but wanted to cover as much as possible. Last year in August I rented a house out to 4 guys who work in construction, all of them on the same lease. From Aug until January, they were all perfect tenants - rent always on time, kept the house extremely clean, kept the yard looking great, and even did some landscaping projects on their own dime that turned out real nice. Fast forward to the end of January and one roommate says he had some issues with his pay check being processed and would need until the 15th of Feb to pay. I told him I wasn't happy about it but since it was the first time I've had an issue with them I would work with them, as long as he has the money and the late fee by then. Feb 15th rolls around and no one can find the guy, his phone is disconnected, etc. I took it easy on the 3 remaining roommates because they've been ideal tenants and they all paid their portions on time. Mar. 1st rolls around and the electricity and water are shut off. Apparently the bad apple roomate had the utilities in his name and pocketed the money the other tenants gave him for elec/water. The remaining roommates said they think he's gotten hooked to something (H&B?) and his whole personality changed. Fortunately, the remaining 3 tenants paid the full month's rent and even had another possible roommate ready to move in April.Around Mar 1st I sent a letter to the house telling bad tenant his rent was due or I would be terminating the lease. No one had seen him until this point but some of the roommates suspected he was coming and going during the day to grab clothes and take showers. All my phone calls to him were going unanswered, his roommates had no idea of his whereabouts, like he up and dissapeared.Mar 15 I finally hear from him! Poor guy has been in the hospital with some terrible bug and has been having tests run on him for over a month in the hospital. He says he can meet me that night to pay me 2 months rent and all late penalties in full. Oh, wonderful. I leave work, get to the house, and the roommates say "he came over to grab a bunch of his clothes, lied and said he is going to Goodwill to sell them so he can get you all the rent money. He said he'll be right back, but I wouldn't hold my breath." Needless to say, his phone was off again and he never returned. It's now the 27th and I've got the bad tenants room filled with general trash, a disgusting futon and some work out equipment that he picked up off the curb. The 3 remaining roommates have someone else who would like to move in April 1st. How would you guys handle this and keep everything kosher? The house has a large basement where we could store his stuff until he decides to show up again - wouldn't be throwing it to the curb. Also, the roommates are worried he's been coming back while they are at work and could potentially take their stuff if he is so hard up for cash... I know changing the locks can be a major Landlord No-No, so I'm hesitant on that matter. Any advice is much appreciated...
Mortgage Refi vs. Paying CC debt down?
Added on : Thursday March 29th 2012 03:09:57 AM
I am looking for some advice on the best course of action on whether I should try to refinance. Currently, I have approximately $55k in CC debt, all at 0% via various BT offers. I am whittling this down at roughly $2k/month, and hope to be CC debt free within the next 2 years.Because I am extremely focused on paying CC debt down, I only have a small (1 month) emergency fund, and currently do not have anything for savings - my 401k was liquidated last year to help with the enormous CC debt I was in. (It was a bad move - mea cupla)I am currently 4 years into a 30 year fixed mortgage at 5.875% with a local credit union. I put down 10% and have approximately 250k left on the mortgage. I plan on staying in my house for at least the next 10+ years, we have done a lot of renovation and general fix-ups so no plans to leave anytime soon. We also have a $26k HELOC. Currently value of the house (according to Zillow which I understand is questionable is around $250k - same as what we owe.)My credit union seems very conservative and does not seem to be able to offer any sort of no/low cost refi.Can anyone recommend whether I should:a. Try another bank to see if a refi would be worth my while (if so, which bank?) Especially after closing costs - probably in the neighborhood of $3-4k.
b. Don't worry about refi - just keep paying CC debt down for now.FWIW my credit score is decent - low 700s.
Arai RX-Q Motorcycle Helmet -Gothic M,L, XL $349.99 FS
Added on : Saturday March 24th 2012 12:08:27 AM
Link
Information and Details about the Arai RX-Q Gothic Helmets
made by Arai
The brand new RX-Q. Purpose-built to be the "Ultimate Street Helmet." A new benchmark in comfort, quiet, stability and ventilation in a street helmet. The helmet you'd build if you wanted to treat yourself to a dream. Every feature optimized for the conditions, speeds and environment of the real world. A helmet for others' top-of-the-line models to envy.

Even the name tells you it's special. To anyone familiar with Arai's model lineage, the RX prefix is well-known. It began with the original X-7 back in 1979, evolving a few years later into the iconic RX-7 model that effectively changed the face, literally and figuratively, of helmet design.

Specifically created to be a cut above the others - even Arai's own. It's not a new street helmet by default, as in We need a new street helmet, it's a new street helmet by design, as in We need something nobody's ever done before. Arai applied the same tireless 24-7 focus usually reserved for race helmets to designing it. Refining and adapting proven concepts to a new purpose. As a result, the new RX-Q is aimed at the experienced street rider. One who can readily feel and appreciate the differences built into this amazing new Arai helmet, who reels off mega-miles no matter which way the road bends, and on every kind of bike.

Shell:
Smaller, more aerodynamic hand-formed natural shell shape and size adds stability in straight lines and during head-checks and looks better on your head than larger balloon-style shell helmets

Uniquely-designed Hyper Ridge circles the shell bottom to improve strength, aerodynamics and lower the center of gravity for a lighter feeling on your head

Ventilation: The vents have been refined to be extremely efficient, flowing huge volumes of air through the interior at road speeds

Not a lot of vent holes - just the right ones, in the right size, in the right place

The faceshield brow vents redirect incoming air to the temples instead of the forehead, and around the ear area. The airflow over the temple artery reportedly also helps cool the blood flow to the brain area

New more aerodynamic upper and side exhaust vent cowling, sculpted to enhance stability while increasing exhaust efficiency at street riding speeds

Shield: The RX-Q uses the same wider-eyeport SAI faceshield as the Corsair-V, 5mm wider on each side, for better visibility and awareness of the world around you

Interior: Intermediate Oval Fit Truly unique, newly-sculpted cheekpad shape cradles the head from underneath for a level of comfort and security that needs to be felt to be believed, allowing for more of a "comfort fit" than the typical "pressure fit" of most helmets

New cheekpad design blocks more noise from entering. This, combined with new sound-deadening foam in the ear pocket allows the RX-Q to be very, very quiet

Removable neckroll and Emergency Cheekpad Removal System New one-piece bottom edge trim gives an incredibly clean look by eliminating the need for seams

Certifications/Warranty: Snell 2010 and D.O.T. Approved Use Arai's Suggested Size and Shape Chart to select the best fit.
One Sale a Day is selling TV Wall mounts for only $2.99 with free shipping!Link here: http://1saleaday.com/flash/lc-2701/you do have to pay tax.. so total is $3.172.99 is a steal for something like this ... let alone Free shippingHowever, not sure about quality. It allows you to buy up to 10 I believe
Bentley Mounts 13"-27" Flat Panel TV Wall Mount for Plasma, LED and LCD Screens!you may have to log in to see deal. It is located in the Flash TV zone towards the bottom. good luck! and this is my first post please rep.
** I will try my best to rep you back  Info on product:
Condition: NEW
Packaging: Retail
Warranty: 1 Year
Manufacturer: Bentley MountsFeatures Include:Fits 13"-27" Plasma, LED and LCD screens
Mounts screen 0.7" from wall
Solid heavy-gauge steel construction
Scratch-resistant black finish
Extremely easy to install
Mounting hardware included
Maximum weight capacity: 55 lbs
VESA compliant
Package Includes:
Bentley Mounts Flat Panel TV Wall Mount*Please allow up to 7 business days for your order to ship1SaleADay Coupons
KONG Extreme Dog Toy-Black for $4.99 @Amazon
Added on : Friday March 16th 2012 09:09:49 AM
TextProduct Features
*Stuff with KONG Treats and Ziggies
*Recommended for power chewers
*Keeps dogs busy and helps deter misbehavior
*Made in the USA of nontoxic, extremely durable natural rubber
*Measures approximately 4-inch long; for dogs under 20-poundAmazon Coupons
Bank owned REO: advice
Added on : Wednesday March 14th 2012 06:06:34 AM
Planning to buy a bank owned REO. Am I sane? Any advice is appreciated.The property:
Condo. Extremely well maintained. Good rental value. Lake-front.
Approx 150K. Bidding 7% lower than an identical property that was sold last year. Is being sold as-is by the bank. Expect to fix the issues for about 1K.Personal financial situation:
Couple (20's/30's), studying & working. Annual income 100K+, Savings: 100K+ No loans, one car (paid off). Monthly estimate (mortgage, HOA (incl utilities), taxes etc) is approximately 20% of gross income.Exit strategy:
Rent if we have to move and eventually sell in 6-7 years if we need a bigger place.
Kindle Books $0.25 - Popular Titles
Added on : Thursday March 08th 2012 12:52:43 AM
There are a number of kindle ebooks currently listed for $0.25. So far I've found Fight Club and Extremely Loud and Incredibly Close.Fight ClubExtremely Loud and Incredibly CloseAmazon Coupons
Price Match Opportunity - Samsung 26 cu. ft. S.S. French Door
Added on : Monday March 05th 2012 03:50:11 PM
Fry's has Thison sale this week for $1,799.99 after $800 instant savings. Sears has the same unit for $2,339.99. I went to different Sears stores; got shut down on the first one but was successful on the second try. Paid $1,875.96 with Tax and free delivery. The sales lady was going to give me additional 15% discount per their current promotion but the system wouldn't let it; she called somewhere and verified about this and was told that the price is already extremely low and that's why the system block it. Maybe someone else could get lucky on this.Just thought to pass this out in case someone is in the market for a fridge.Sears.com Coupons
The state is North Carolina in case anyone happens to be aware with any state laws on this. My apartment building has recently been bought out by a company planning to "update" the entire place and jack up the rent over $200 a month (to the 900s from the 700s). They quickly found out that the entire place is sold out and so there is no way to begin renovating without doing it while people are living in their apartments. To solve that, they gave ALMOST everyone on a month to month lease their 30 day notice to move out and plan to shuffle current residents around into renovated apartments as they become available.Somehow I didn't receive my 30 day notice even though I am on a month to month lease. The only thing I can think of is that I prepaid my rent through August, which the previous management company accepted a few months ago. Since the rent has been prepaid, can I be kicked out on a month to month lease? Yes, I have read my (expired) 1 year lease - I was never given one when I went month to month - and it just has the standard 30 day notice language after the lease expires. The new management company is being extremely aggressive with people and I don't want to draw attention to myself which is why I am trying to find out what my rights are legally. This is a college town and its the middle of the semester, there is no way I'd be able to find an apartment to live in at any reasonable price until the summer. But I am worried about what types of games they might try to play with me - what happens for example when they want to renovate my apartment? By letting them do it am I agreeing to the $200+ increase in rent? Am I completely wrong about the prepaid thing and does it make no difference whatsoever? To be honest I'm not looking forward to having to move everything across the building one month and then move again a few months later,I'd rather they not renovate my unit at all and just wait until I leave - but they want to be done with renovations by August which is when I would be leaving.
I#039;m living next door to Animal House - Need to rent out this property
Added on : Saturday February 25th 2012 06:22:05 PM
This is one for the resident landlords and informed property owners. As far as applicable law is concerned, I live in the state of Florida.My neighbor passed away last summer.Right before Christmas, his college freshman granddaughter moved in after her parents gave her the house. Since then, the house has degenerated into a wretched hive of scum and villainy.Four cars routinely park there; two in the garage, and two in the street. When they're having a party, there are so many cars parked on the street that it becomes a safety hazard. Sometimes the visitors park on the grass, sometimes on my side of the property line.Every time their lawn service comes by, the mower blows a crapload of cigarette butts into my yard.I can't open my windows on at least two of three days now, for the prevailing winds blow a sickening stream of tobacco and weed smoke across the property line into my home. There is somebody there lighting something up every 15 minutes from sunrise until about 2 AM.The parties are freaking loud and extremely disruptive. This isn't one of those generic "I can tell they're playing some kind of music complaints." I can feel my glass vibrate and occasionally I can make out the lyrics.They party at least two nights a week.Despite clear and well-lit house numbers, drunken/stoned idiots occasionally stumble up to my door looking for the party. The idiot residents next door come over to bother me, but it's never about anything normal. They've asked for everything from condoms to Playstation controllers, but never once anything normal like a cup of sugar or a wrench.I've reached the tipping point. I was just enjoying a nice night on my deck, when I look over at the animal house, only to see one of the residents banging a chick in the jacuzzi. Rather than show a normal human emotion, such as embarrassment, the idiot gives me the thumbs up and keeps hammering away.I've asked them nicely on several occasions to be respectful. I'm always told they'll "try to keep it down" when it comes to the noise. When I point out the parking, they blame others, then tell me they'll talk to their guests (who never listen). The excuses for the cigarette litter are even worse. The owner insists it could be anybody's cigarettes, which is laughable. The first time I talked to her about the litter, she was smoking at the time, and tossed her butt into the bushes, completely oblivious to all traces of reality.There is no HOA, but this is a nice neighborhood. Zillow estimates the house's value at just under $400k, but I'm sure their AVM doesn't take into account the current infestation.I've made two noise complaints to the police, both of which have done nothing. I don't expect code enforcement to be any better.Do I have the legal right to have a tow truck haul away cars parked over the property line, or must I take other steps first before having the offending vehicle hooked?I'm really out of options here. The cops don't care about misdemeanor weed, and even if I called them, the response time is so bad that the giggling stoners would already be inside and into their second bag of Doritos before any blue showed up on scene to give them a stern talking to and a minor fine.This is a huge hole in my pocket, as I am planning to put this property on the market as a rental in another three months. No family is going to want to live next to this hellhole.I am not old enough to shake my fist and order them darn kids to get off my lawn.I'm considering adding another camera to my home surveillance system, and pointing it at their back deck. Maybe if I can get a bong or some nookie on tape I can use their guilt/paranoia against them.Is it worth simply bribing them to shut up and keep it down when the house goes on the rental market? I shouldn't have to, but if nothing else works I might have no choice.Do I bring a six pack over, pretend to party, and hope to see something more than weed which the police will care about?What tactics are effective in dealing with these menaces to a future rental?Is a nuisance this bad something which must be disclosed to prospective renters? 
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Update (Feb. 25):Last night was hectic.After calling the tow truck, I called the other neighbors who are sick of the hijinks at Delta House and we all coordinated calls to the police per the instructions I received earlier. I then made a call to my buddy's buddy on the force.The tow truck arrived and hooked the offending vehicle. As I was chatting with the tow truck operator, a screaming psycho chick stumbled out of Delta House and came over to my driveway, screaming to both the tow truck operator and myself to unhook her vehicle. Not surprisingly, she reeked of booze and smoke.Upon coming closer, her belligerent attitude calmed down a bit when she saw I was openly carrying on my property and wearing a vest. She asked if I was a cop.After pleading with me to unhook the vehicle, she went back to Delta House, and came back a minute or so later with the owner. It turns out the parking offender is the 17 year old sister of the head ho in charge next door. Classy.Maybe 10 or 15 minutes after the offending vehicle was hauled away, the police arrived on the scene in two patrol cars.The cops went up to the neighbor's door and some idiot invited them inside.About half an hour later, the police emerged with two men in cuffs, one of whom is a resident next door. I spoke with one of the cops, and it turns out they found weed, mushrooms, ecstasy, and scales, so the offender had to take a ride for that. Another guy had a bench warrant. The rest of them were ticketed for underage drinking. The HHIC was also ticketed for the noise.Results: coordinated complaints work. Establish a history of problems with a particular property, then coordinate simultaneous complaints from the neighborhood when a party gets especially out of hand.I doubt these neighbors will be much trouble going forward, at least for a while.It's a bummer that somebody had to have their life destroyed on felony drug charges, but that isn't my fault. If they would have respected the neighborhood's quiet at night, kept their trash off my property, and exercised a little more courtesy with regard to their cigarette addiction, then none of this would have had to happen.The windows in my office are open and have been open most of the day. Not one single smoker has emerged from the house to foul up my air. Victory is sweet.
Was perusing the Clearance rack at my local REI, found Men's size M green Patagonia Hi-Loft Down Jacket/Sweater. Discounted price listed was $159.93, down from retail $229. On a lark I decided to scan it and to my surprise, it came up as $79.83! Even the clerk was surprised at the price. There is no coupon out that I know of, no posted discount at the store, he scanned it before entering my membership info so there is no way this was the result of a special members coupon or rewards benefit, it was a new item with tags. It was NOT part of the garage sale either. Total after tax was $84.62. I don't know if this extends to other Patagonia or non-Patagonia clearance items.If you are in the market for a solid down jacket at a fantastic price for ANY down jacket (let alone the obscenely priced Patagonia), and you have an REI nearby, it may be worth a quick look.REI.com Coupons
House Fire, Help Me Get Smart
Added on : Tuesday February 21st 2012 06:12:40 PM
First off this is my first post, I have learned a lot in the last three years but now have a different case that hasn't been covered in detail. There also is minimal information out there that doesn't look extremely biased. Last week I had a house fire in the utility corridor that runs from the basement to the attic in my 2200 sq ft colonial house. The house is 14 months old and built by a reputable builder. The fire investigation is still under way as there are a number of potential causes of the fire, electrical short, flu mis-installation, etc. The fire was not due to neglect or a mistake I made inside the house.When I realized the house was on fire, I called 911 and being in a rural area had some time before the fire department showed up. I was able to evacuate a number of personal belongings, valuables, etc that could not be replaced. However the smoke and water damage was fairly extensive and is going to require a full gut and rebuild of the building.I am less concerned with who is a fault regarding the fire as my insurance company is determining that. I am now trying to get smart in regarding to dealing with my insurance company, maximizing the effectiveness of my claim and making sure I don't get screwed. Does anyone have any suggestions as to an advocate or resources for fire loss? There are a number of public adjusters that called that seem to be scum bags, should I hire a public adjuster or fight the claim myself? Who determines what is an acceptable level of smoke damage to salvage something? Can I be compensated for a loss of value in my house as I must now declare there has been a fire, similar to a salvage title for a car? Has anyone gone through this before and has tips or tricks that helped them out?I am not necessarily looking to lawyer up, get sue happy and try to bone anyone, I just want to make sure over the next 5 years I don't end up at a financial loss due to a subcontractors mistake.Thanks for you help,
Tyler Forbes
I have been trying decide between the Energy Take 5 Classics and these Micros, and I decided the warden might like the smaller form Micros better, so I have been holding out for another great Newegg deal on them.They have bundled the Micro 5 Pack with the Energy ESW-C10 subwoofer for an extremely low total of $299.99.Link-O-RamaTalk amongst yourselves.Newegg Coupons
Energy RC Micro 5 Pack + Energy ESW-C10 Sub $299.99 NewEgg Combo Deal
Added on : Monday February 20th 2012 12:39:25 PM
I have been trying decide between the Energy Take 5 Classics and these Micros, and I decided the warden might like the smaller form Micros better, so I have been holding out for another great Newegg deal on them.They have bundled the Micro 5 Pack with the Energy ESW-C10 subwoofer for an extremely low total of $299.99.Link-O-RamaTalk amongst yourselves.Newegg Coupons
I'm living next door to Animal House - Need to rent out this property
Added on : Wednesday February 15th 2012 09:18:09 PM
This is one for the resident landlords and informed property owners. As far as applicable law is concerned, I live in the state of Florida.My neighbor passed away last summer.Right before Christmas, his college freshman granddaughter moved in after her parents gave her the house. Since then, the house has degenerated into a wretched hive of scum and villainy.Four cars routinely park there; two in the garage, and two in the street. When they're having a party, there are so many cars parked on the street that it becomes a safety hazard. Sometimes the visitors park on the grass, sometimes on my side of the property line.Every time their lawn service comes by, the mower blows a crapload of cigarette butts into my yard.I can't open my windows on at least two of three days now, for the prevailing winds blow a sickening stream of tobacco and weed smoke across the property line into my home. There is somebody there lighting something up every 15 minutes from sunrise until about 2 AM.The parties are freaking loud and extremely disruptive. This isn't one of those generic "I can tell they're playing some kind of music complaints." I can feel my glass vibrate and occasionally I can make out the lyrics.They party at least two nights a week.Despite clear and well-lit house numbers, drunken/stoned idiots occasionally stumble up to my door looking for the party. The idiot residents next door come over to bother me, but it's never about anything normal. They've asked for everything from condoms to Playstation controllers, but never once anything normal like a cup of sugar or a wrench.I've reached the tipping point. I was just enjoying a nice night on my deck, when I look over at the animal house, only to see one of the residents banging a chick in the jacuzzi. Rather than show a normal human emotion, such as embarrassment, the idiot gives me the thumbs up and keeps hammering away.I've asked them nicely on several occasions to be respectful. I'm always told they'll "try to keep it down" when it comes to the noise. When I point out the parking, they blame others, then tell me they'll talk to their guests (who never listen). The excuses for the cigarette litter are even worse. The owner insists it could be anybody's cigarettes, which is laughable. The first time I talked to her about the litter, she was smoking at the time, and tossed her butt into the bushes, completely oblivious to all traces of reality.There is no HOA, but this is a nice neighborhood. Zillow estimates the house's value at just under $400k, but I'm sure their AVM doesn't take into account the current infestation.I've made two noise complaints to the police, both of which have done nothing. I don't expect code enforcement to be any better.Do I have the legal right to have a tow truck haul away cars parked over the property line, or must I take other steps first before having the offending vehicle hooked?I'm really out of options here. The cops don't care about misdemeanor weed, and even if I called them, the response time is so bad that the giggling stoners would already be inside and into their second bag of Doritos before any blue showed up on scene to give them a stern talking to and a minor fine.This is a huge hole in my pocket, as I am planning to put this property on the market as a rental in another three months. No family is going to want to live next to this hellhole.I am not old enough to shake my fist and order them darn kids to get off my lawn.I'm considering adding another camera to my home surveillance system, and pointing it at their back deck. Maybe if I can get a bong or some nookie on tape I can use their guilt/paranoia against them.Is it worth simply bribing them to shut up and keep it down when the house goes on the rental market? I shouldn't have to, but if nothing else works I might have no choice.Do I bring a six pack over, pretend to party, and hope to see something more than weed which the police will care about?What tactics are effective in dealing with these menaces to a future rental?Is a nuisance this bad something which must be disclosed to prospective renters?
"Time to learn chinese" Chinese TVPad $199 no monthly, no S/H, no TAX
Added on : Tuesday February 14th 2012 06:59:28 PM
got this from SD. Mainly for people wants to watch Chinese TV.$199 TVPad-- Watch Hong Kong/Mainland/Taiwan Channels LIVE with NO monthly fees
For Chinese users, TVPad is a new device that allow you to watch Hong Kong/Mainland/Taiwan channels live without any monthly subscription. I bought it myself approximately 4 months ago and am extremely satisfied with it.In a new 2012 promotion, the originally price has been cut from $299 to $229. You can use the promotional code 14689307 at checkout of the official site to take off an extra $30.I made a recent purchase for some friends and realized that the coupon code is $30 off per unit, and not per order. In addition, there is a discount for purchasing multiple:Price per Unit based on quantity
1 unit -- 199
2-5 units -- 189
6+ units -- 179This is their official ordering website (it's in Chinese): http://www.tvpad.hk/tvpad/01/
Promo code 146899307 will get you discount on each unit.Just thought I should share a very useful product that isn't very well known yet.
Potential options to end apartment lease early?
Added on : Monday February 13th 2012 03:18:30 PM
I'm in a personal/financial situation where I might want to get out of an apartment lease (1 year with about 6 months remaining). The owner is a small-time landlord who also happens to be trying to sell the building at the moment. (Of course, the existing leases will continue to remain in effect when/if the building is sold, and it's probably in his best interest to sell the building with existing leases.)The rent has always been paid on time and i'm on decent terms with the landlord. Rent is about $800, which is pretty low for the area. The apartment isn't the nicest (although everything works, no bug infestation, etc), but I couldn't really find anything in the immediate area for the same price range. So it probably wouldn't be difficult to find a new tenant, assuming that it's rented at the same rate i'm paying now.In the lease, there's no provisions regarding early termination of the lease or subletting. All it talks about is how the landlord can evict you and go after you in court for unpaid rent if you cease paying. (In general, it's pretty concise as far as leases go.)So before I contact him, I am trying to think of what I should suggest. Nonetheless I will continue paying the rent regardless...not sure if it's best to reassure him of this or not. And i'm not sure if contacting him about this would be potentially adverse (regarding my current relationship with landlord, future apartment leases, etc) even if I do end up staying here.Here are some of the options I would foresee:
1.) Pay the landlord a sum of money to terminate the lease (that is significantly lower than the remaining 6mo. of rent owed). Is this often a possibility? If this were indeed an option, any suggestion as to what would be a reasonable amount?
2.) Find another tenant, and (s)he signs a lease with the landlord. I would be willing to take on much of the responsibility of advertising and showing the property to prospective tenants (if permitted); as I recall he previously had the tenants show me the property. Of course landlord would have to be involved at some point (answering questions, credit check, signing lease, etc).
3.) Sublet the property for the remainder of the lease. I am extremely reluctant to do this, as I don't have the resources or risk to become a landlord at this point. If the tenant stopped paying or trashed the apartment, this would put me in a very bad situation. I also don't have access to credit/background checks (as most landlords do). Are there any potential ways for me to sublet that could insulate me from such risk?
4.) Any other possibility?Any advice would be greatly appreciated (from either landlord or tenant point of view). Thanks all!
Minox MD 8x42 CWP Monocular $98.98 shipped
Added on : Monday February 13th 2012 12:41:18 PM
Minox MD 8x42 CWP Monocular $98.98 shippedhttp://www.gearhog.com/* 8x Magnification
* Precise and reliable analogue compass
* Extremely compact and easy to use
* Ranging reticle
* Waterproof to 3 meters
Linked5 tools and a keychain, not the lowest price ever, however, not a bad deal.Micro-Pro 7-in-1This solid stainless steel, multi-function micro-tool incorporates a patented, quick-release, self-locking mechanism. Precise engineering allows fast, easy removal from your key ring as well as fast, easy and completely secure reattachment. 1/4-Inch Rule
Pliers
Sheet Shear
Wire Cutter
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2 Screwdrivers
Utili-Key 6-in-1The Utili-Key offers a patented quick release mechanism that easily and securely locks onto key rings and releases quickly, for handy everyday use. It fits conveniently into pocket, bag or backpack to be readily available for hundreds of quick indoor, outdoor or emergency repairs and installations. Flat Screwdriver
Micro Eyeglass Screwdriver
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Serrated Knife Blade
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Phillips Screwdriver
Micro-Plus EX 9-in-1This solid stainless steel tool set, with its patented, quick-release and self-locking mechanism folds out into 9 different professional-grade tools. Precise engineering allows fast, easy removal from the key ring and fast easy completely secure reattachment. Pliers
Wire Cutter
Wire Stripper
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Utili-Key MX 5-in-1This new, key shaped, exceptionally lightweight Utili-Key MX 5-in-1 offers stainless steel tools and an amazingly bright LED flashlight with pushbutton control. The unique swivel key ring helps prevent twisting and binding for added convenience. LED Flashlight
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Key Chain LED FlashlightSwiss+Tech Brand tools have for many years forged a strong reputation for precision crafted, high quality, extremely durable designs. Key Chain LED Flashlight with Bottle Opener offers all that and more. Bright LED Flashlight Bottle Opener
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Pushbutton control turns off automatically upon release to save batteriesAmazon Coupons
GUNS 4 CCW, Taurus Judge Revolver 410 gauge $377 Shipped
Added on : Saturday February 11th 2012 06:40:38 PM
Taurus Judge Revolverhttp://www.midwesthuntersoutlet.com/item/66966_Taurus_Handguns_P...Note: This product cannot be purchased if you live in one of the following state(s): California Maryland Massachusetts Taurus 44-Ten Revolver, 410 Gauge 3 inch/45 Long Colt Caliber, Revolver Action, Ribber Grip Overlay Grips, Fixed Sights, 3 inch Barrel Length, 5 round Capacity, Blue Finish, 441031MAGAble to chamber both the 410 gauge 3 inch shotshell and the Long Colt round, the Taurus Judge is a new revolutionary idea in revolver technology. Because the barrel is rifled, unlike a regular shotgun which is smooth bored, the Taurus Judge allows for a much quicker and wider shot pattern with a shotshell, making it extremely ideal for close quarter combat. Named because of the number of judges that carry it into the courtroom for protection, the Taurus Judge is the ultimate choice for defense in the home and vehicle.

410 Gauge 3 inch/ Long Colt Caliber
Revolver Action
Ribber Grip Overlay Grips
Fixed Sights
3 inch Barrel Length
5 round Capacity
Blue Finish
Manufacturer Number 441031MAG
Tax lien sales
Added on : Thursday February 09th 2012 12:15:18 AM
Bid on 2 properties at a tax lien auction.Gotta wait 2 weeks for security deposit back. I bid on very small extremely prime property liens to learn the process but I saw a lot of the prime properties people actually bid to really low dollar amounts. Seems to work better for the counties for economic viability than the actual investors trying to gain returns.
Airline approved, please measure your pet
Carry treats and toys in the storage compartment.
Cool ventilation through holes on all 4 sides
Moat surrounding the floor keeps your pet dry
Meets USDA and IATA requirements
Easy to clean
Extremely durable
20.5" x 16" x 13"Ideal dog carrier to take you pet with you on vacations, vet visits, grooming appointments, pet shows, and more!http://www.amazon.com/Favorite-Fashion-Carrier-Beetles-Puppies/d...Amazon Coupons
I cannot post this in the Rewards Checking sticky thread since that requires that the offers be available nationally.
However, for those who qualify by living in Eastern Iowa or having links to the University of Iowa or its alumni, this is a great offer and the best I've seen since 2008. Offer is $50 to new account customer and to the referrer.Membership open to anyone living or working in Eastern Iowa and to direct relatives of current members and University of Iowa Alumni.Solid credentials: ranked in the top 1% of credit unions nationwide for Return to the Member for the last 5 years; has over 90,000 members, 10 offices in Eastern Iowa.The Rewards Checking Account is particularly juicy by present standards: now 3.25% APYPromo details hereNote the fine print: Referred member must open a new checking account with direct deposit of their payroll or social security. $50 check will be sent to both parties 30 to 60 days after the new account is opened and it is determined that the automatic deposit is occurring and the account is active and in good standing. Offer is void if referred person already has an existing UICCU checking account, one was open within the last 6 months, or they live in the same household as referring member. Limited time offer expires 6/30/12. Bonus cannot be combined with other UICCU promotional offers.I've been extremely happy with them for several years and recommend them. Though I do not have payroll or SS direct deposit (mentioned in the fine print), I do have a three-figure monthly direct deposit set up and there has been no adverse action so far.
http://www.rei.com/outlet/deal-of-the-dayDEAL OF THE DAY $199.9353% OFF!the north face Free Thinker Shell Jacket - Women's - 2011 CloseoutCompare at $429.00the north face Free Thinker women's jacket, made of rugged Gore-Tex Pro Shell fabric, gives bold freeriders the opportunity to thrive all day in harsh conditions.
Gore-Tex Pro Shell 3-layer laminate fabric is tough, extremely breathable and durably waterproof and windproof
Fully adjustable, fixed hood protects you in stormy weather, and is roomy enough to fit over your helmet
Core vents feature polyurethane-coated zippers to dump excess heat and provide cooling ventilation while resisting the elements
Secure dual chest pockets, handwarmers and wrist accessory pocket (with goggles cloth) also feature weather-resistant, polyurethane-coated zippers
Internal storage options include a secure media pocket and a goggles stash
Powder skirt helps seal out cold air and snow entry; zip-integration lets you connect the powder skirt to compatible pants (not included) for a seamless protective barrier
Cuffs feature rip-and-stick adjustment and Lycra wrist gaiters for a comfortable fit that retains warmth
Buddy lift clip keeps your pass close at hand in the lift line
Embedded RECCO reflector enhances radio signals from search-and-rescue Recco detectors for quicker acquisition of position in an avalanche
As part of the north face Summit Series, the Free Thinker jacket features cutting-edge fabrics and the most advanced technology for the ambitious, technical skier or rider
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Chauvet LED Pinspot 2, $34 @buy.com f/s
Added on : Friday February 03rd 2012 09:43:12 PM
linky
The Chauvet LED Pinspot 2 includes two front focal lens options to produce hard-edged beams for a variety of applications. At less than one pound, the LED Pinspot 2 is extremely lightweight and is powered by a 3-watt, white LED. The autoswitching power supply allows the LED pinspot 2 to adapt to the voltage provided, ranging from 100V to 240V. The Chauvet LED pinspot includes multiple lenses to change beam angles.Compact, hard-edged LED pinspotHigh-power, 3W (700mA) LEDLight source: 1 (white) LED rated @ 50,000 hours (6500K) (Cree)Includes multiple lenses to change beam anglesBeam angle: 6 (installed) 9 (included)Lux (6): 15,000 @ 1mLux (9): 5,550 @ 1mWeight: 0.9 lb.Dimensions: 5.9" H x 4.2" W x 7.6" DBuy.com Coupons
If you are a 3D artist (or would like to give it a shot) this is a must-have opportunity. From the Daz announcement:
DAZ is announcing the immediate limited-time availability of a FREE 3D Software Suite including the full retail versions of DAZ Studio 4 Pro, Bryce 7 Pro and Hexagon 2.5 The availability of these extremely popular tools for free will allow an even larger number of customers to enjoy the benefits of creating their own 3D art and animations without a significant financial investment. Current customers can feel confident in sharing this opportunity with family and friends. DAZ 3D is offering the following 3D products for free: DAZ Studio 4 Pro (Including Genesis, winner of 3D Worlds 2011 Software Innovation of the Year Award) : Retail $429.95
Bryce 7 Pro 3D Landscape and Animation Software: Retail $249.95
Hexagon 2.5 3D Modeling Software: Retail $149.95
3D Photoshop Bridge: Retail $199.00 (Included with DAZ Studio 4 Pro) "We're excited to make this offer early in the year. said James Thornton, CEO for DAZ 3D. We wanted to give 3D digital artists an opportunity to experience this entire 3D Software Suite for free for the first time including the 3D Photoshop Bridge. A full suite of 3D models and 3D animation software products are available on DAZ3D.com. "This is a limited time offer because the 3D software is valued at over $800," Thornton continued. DAZ Studio is the most popular 3D software on Download.com." DAZ Studio 4 Pro, Bryce 7 Pro and Hexagon 2.5 are available via download only on DAZ3D.com between now and February 29, 2012 for free. The download is eligible for upgrade pricing on current and future versions of each respective product, a potential savings of hundreds of dollars. The Standard DAZ 30-Day refund policy will be honored. If you have purchased any of the products named above or any of the "stand-alone" plugins included in DAZ Studio 4 Pro in the last 30 days, you may contact DAZ Sales Support and request a refund. Link to the announcement: http://forum.daz3d.com/viewtopic.php?t=182532&highlight=
Link to their store page: https://www.daz3d.com/i/3d-models/free-3d-software?cat=1486(Note: You will have to register on their site)
Favorite Cat Litter Scoop for Your Lovey Pets $3.99 @Amazon
Added on : Monday January 30th 2012 09:08:36 PM
Product Features
Ideal for single cat homes
Comfortable handle
Fits smaller litter pans
Anti-scatter sidesAmazon Product Description
The Favorite Scoop enables you to easily remove large clumps and clean the litter box effectively and vigorously. It makes a nasty job less nasty. In spite of its large size, the scoop is extremely lightweight. The ergonomic handle makes it comfortable to hold and keep your hand out of the soiled litter. Thanks to the ninety degree corners and flat-edged blade, it works both as a garden trowel and a hand held hoe. It also works for sifting seashells from the wet sand at the beach. Cheap for only $3.99 Link
Pelican VB3 2200 LED Flashlight $8.95 shipped
Added on : Monday January 30th 2012 12:38:04 PM
Light turns on when the head is flipped up. Ultra-compact task light with two super bright white LEDs
Xenoy body is extremely durable, lightweight and water-resistant
Swivel head pivots 180˚ for light where you need it
Clip attaches to surfaces up to 1/2 (1.27 cm) thick
Burn time: 100 hours
Uses two CR2030 lithium coin cell batteries (included)
Weight: 1 oz. (28.4 g) with batteriesMfg SpecsDeal
What starter rewards credit card to apply for a friend?
Added on : Sunday January 29th 2012 03:17:22 AM
At this point all this thread is going to be in a long winded way of asking "What credit card should my friend get?" It may grow into more. In reviewing the FAQ for that specific topic, I believe that thread is a little more advanced than he needs.This thread was a good start and almost identical situation
http://www.fullofdeals.com/forums/finance/156993/but I wanted to start a specific discussion on it.As with many of us advanced members it is actually quite hard to go back to the beginning. I honestly dont remember how I got started in credit it was forever ago. I hope this might be an interesting thread because it's almost a clean credit history and we can all think back on what I would do if I had to start over, but with our experience and knowledge.
I just hope I can avoid sarcastic flamers and get some real advice.Background: I've done my share of AORs, I've learned to manipulate my credit by knowing when issuers post balances and can regularly maintain close to an 800 credit score by doing so. I am extremely successful selling stuff for a living, my house is paid off, I have substantial savings to account for unexpected etc etc. I'm satisfied with my financial standing in life.I reconnected with my best friend, the best man at my wedding, someone I trust implicitly. He has not been as successful at life financially ($12/hour dead end job in his mid 30s) and given my position in life I want to "teach him to fish." A lot of retailers/vendors I buy from limit me, so having another name/SSN/billing address I can (help him) make significant money with that asset providing he has credit.His credit history is as followsNon reward Chase card with $2000 limit open since 2008 (never late)
Non reward Chase card with $700 limit open since 2008 (never late)
Some Bank I never heard of $500 limit open since 2007 shows OPEN/never paid late
HSBC card with $200 limit open from 2007-2008 paid/closed never late
No other history or types of loans.NO RECENT INQUIRIES 2 years.
I do not have the exact score.His 2 chase cards were MAXED out a few months ago. I paid them off for him so that he could charge product and earn that money back. He has done this and has earned back the $2700. So current credit report shows a $100 balance on the $2000 limit card and the statement on the $700 card closed at $402 (that is what was reported).At this point I would like him to apply for a respectable rewards card (1% unlimited would be a good starting point). Given the income he earned in that short period, I am going to have him claim a 70K annual income. The only obstacle to making good money is getting some respectable credit cards.Any opinions on likeliest issuer to approve?I'm thinking NOT AMEX to start out.
Discover card is not accepted at a couple key retailersWhich issuer should we go for first?
Chase, he already has 2 cards and a very limited credit history, should I really start there?
Citi
cap one (3 credit pulls still right?)
BOA/FIA
Is one of these obscure credit unions that issue their own cards a good idea?Let me know your thoughts, thanks.
kingsizedirect.com cyber sale 150 new markdowns
Added on : Saturday January 28th 2012 09:41:50 PM
http://www.kingsizedirect.com/
Solid Hooded Parka Jacket by Boulder Creek
Was: $139.99Now: $41.99
Item #: 1162-15965-1001 
Our microfiber hooded parka by Boulder Creek is an extremely warm jacket with a detachable hood for extra warmth. This parka jacket is so comfortable and warm it is perfect for winter weather. This all purpose coat is perfect for snowy weather and blocks wind better than anything. Try layering it over a warm long-sleeve thermal henley and soft sweaters for winter wear that will never fail. Or wear it over your favorite NFL hoodie as youre cheering on your team in the stands. Youll look like a winner no matter what the outcome of the game! 
Chaps 1/4-Zip Cotton Sweater
Was: $83.50Now: $33.40
Item #: 1164-04236-1336 
Fabric: Cotton. Care: Machine wash. Origin: Imported.Pullover sweater
Ribbed knit yoke, mock neck, collar and cuffs
Chaps crest at left chest
1/4-Zip Neck
Big and Tall Mens Sweaters - Chaps 1/4-Zip Cotton Sweater.  Big: length - about 32"Tall: length - about 34" etc
Please help with our retirement planning
Added on : Saturday January 28th 2012 12:17:14 PM
This post is in reference to a new Roth 401K option that will be in place for us very soon and whether it would be wise to utilize it based on our situation.A little background first:We have the same employer, I am in my early 30s and she's in mid 20s. Our combined household income is ~$175K/yr. We are currently contributing the max allowable to the following: 2x Roth IRAs, 2x 401Ks, and a single HSA (one family HDHP). We are also contributing to a College Investment Plan for our 4 months old (though only up to the max for state deduction purpose) at a lower level basically because we do not believe in fully funding our child's education as both of us relied on loans, grants, and scholarships ALL under our own names (personal choice that we want our child to take responsibility for his own education/future, so please no comments on this). Anyway, we have no outstanding balances on any credit cards nor loans (own 2 vehicles outright, spending well under our means) and have a 12 months liquid emergency saving. We live frugal, but quite comfortable with nice vacations (so it's not like we're depriving ourselves). We currently do not own a home though we are in the process of looking. We have at least 20% saved up (in additions to the the emergency saving) and have credit scores in the 760 and 800, so getting a mortgage should not be an issue. My question is: once the Roth 401K is available in a few weeks, should we consider contributing to that as well? Also, how does it work, does contribution count against the 401K