Home » Search "Half" Results

Half hot deals search results



 1 2 3 4 5 6 7 >  Last ›
g: 0 Posted By: Revenant
Views: 72 Replies: 0 Yamaha CP33 88-Key Stage Piano - $799.99 with free shipping at Musician's Friend/Stupid Deal of the Day.

Deal LINK

Product LINK

88 keys w/ graded hammer effect weighted action
64-note polyphony (max.)
3-layer piano samples with Dynamic Stereo Sampling
Samples for key-off, sustain pedal, and string resonance
Sustain half-pedaling
28 panel voices
2-zone dual and split voice modes with 2 control sliders
2 effects processors
Pitch bend and modulation wheels
Metronome
48-character LCD display
MIDI in/out
USB for computer connectivity
Headphone jack
Stereo 1/4" outputs
Aux pedal input

Yamaha Deals

Musician's Friend Coupons
Free Kindle Book- Basic Physics: a comprehensive survey
Added on : Wednesday April 23rd 2014 01:01:56 AM
g: 0 Posted By: remick
Views: 23 Replies: 0 http://www.amazon.com/gp/product/B0063E7ZVY

This book gives the reader a lucid and readable account of the basic concepts of physics covering a broad range, where all the concepts are built up from an elementary level and are followed up to a considerable extent, stressing on their internal logic. It is self-contained and comprehensive, based on high school mathematics, including elementary calculus. A few mathematical tools at a more advanced level like surface integrals of vector fields have been explained clearly before these have been made use of.

It will be useful study material for the student of physics starting from the advanced school level right up to the college level and even to the level of graduate studies since it does not stop half way while developing a topic, being tied to this or that particular physics syllabus. Instead, it aims at presenting the entire network made up of basic concepts of physics and giving the reader a view of its beautiful, unitary structure.

This makes the volume a unique source-book of basic physics, of exceptional value not only to the student of physics but to students of other disciplines such as chemistry, engineering, geology and even the biological sciences. It is also quite likely to be of value to physics teachers and to persons with a general interest in physics. It makes for delightful reading, though at a serious level.

How does the tension vary with the angle of winding for a string under friction? How does the Doppler formula look when the source or the observer possesses an acceleration? What is the principle of a three phase power supply? How does a synchronous motor differ from an asynchronous one? Whys is it possible to work out the black body spectrum by referring to an assembly of oscillators? How does ray optics relate to wave optics? What is the Higgs boson?..... For these and many other questions, the reader can turn to the pages of this book, where everything is built up from first principles.
Books & Magazines Deals
Up to 50% off at godiva.com + FS on orders over 65 w/code
Added on : Tuesday April 22nd 2014 12:01:55 PM
g: 0 Posted By: nancita
Views: 153 Replies: 0 Godiva is having a spring sale with a lot of almost half-price Easter goodies and a deal on truffles the more you buy. Use code TRUFFLES for FS on orders of $65.
Food Deals

Godiva Coupons
g: 0 Posted By: ctgolfer
Views: 153 Replies: 0 shipping adds $3.49

Enjoy wireless listening with the Mini-BOOM Wireless Bluetooth Speaker with Rechargeable Battery. This speaker lets you wirelessly stream your music from your Bluetooth-enabled devices - and its small size makes it perfect for travel! It includes a long-lasting battery that recharges in only half an hour from any standard USB port, plus it includes a mini stereo cable for directly connecting audio devices.

www.priceplunge.com/?ai=7607
Headphones & Speakers Deals

PricePlunge Coupons
Spyder Web Strong Dry W.E.B Half Zip Baselayer Top $49.95 FS
Added on : Saturday April 19th 2014 06:00:03 AM
g: 0 Posted By: tedhawkins
Views: 150 Replies: 0 Spyder Web Strong Dry W.E.B Half Zip Baselayer Top $49.95 FS

http://www.usoutdoor.com/deal/

Spyder's Web Strong Dry W.E.B Half Zip Baselayer Top is top of the line for moisture wicking, anti-microbial and lightweight baselayers. The Web Strong is a moisture wicking monster to help you stay incredibly dry and incredibly comfortable because that is the whole point of properly layering before hitting the slopes for a few hours before hitting the lodge.
Clothing Deals
g: 0 Posted By: ctgolfer
Views: 56 Replies: 0 23" IPS Widescreen WLED backlit anti-glare 1920 X1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
4GB DDR3 memory For multitasking power, expandable to 16GB
500GB SATA hard drive has plenty of space to store your digital albums, music library and rich media files
Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
Realtek ALC3228-CG Audio for rich and dynamic sound
Windows 8 makes the things you do every day easier

http://moofi.woot.com/offers/hp-23-g010-amd-quad-4gb-500gb-23-di...
HP Deals

woot! Coupons
CARDCASH BEWARE after 45 days policy
Added on : Thursday April 17th 2014 04:00:16 AM
g: -1 Posted By: judesarah
Views: 15 Replies: 0 business with Cardcash for over half year. within 45 days refund policy. its ok service,like other reviews you have to follow up refund. probably service cant catch up business grow up. my issue here was-- after 45 days. the card I used them was been rejected by store cus original card owner dispute to store or bank to get money back. I treat as scam fraud. I m personnel suggest and appreciat cardpool or giftcardresuce are always willing to help to try get my money back cus they have all doc from original card owner. so any one be aware, its alwasy risky to buy used gift card if someone buy card from store, then sell to cardcash , then they go back to dispute from store or bank. u will be losser if buy from cardcash after 45 days. and also beware they may duplicate send u gift card, my case was I got physica card already but not all. somehow they mess order, when they re-mail rest of card. it include "PRINT PAPER CARD" with card number & pin. I told them this would be problem if they double sell & increase their logistics fee. I sincerely hope they can improve their business, eventually still benefit us cus discount is always welcome
Discussion Deals
g: 0 Posted By: tedhawkins
Views: 89 Replies: 0 Brieftons Stainless Steel Fruit/Vegetable Peeler & Julienne Slicer $10.99 FSSS

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply 45% OFF code GLWRPICN

Quality Vegetable Julienne Peeler and Slicer - 100% Satisfaction Guarantee
Experience a 100% extra bite on vegetables and fruits with the ultra sharp, serrated blades
Slice and peel vegetables/fruits easily in both direction and cut prep time in half, made possible with the dual action motion technology
Designed to last, and to hold easily and comfortably with 100% stainless steel bodies
Create restaurant quality presentations for fruits, salads and authentic Asian dishes
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: jskins
Views: 15 Replies: 0 Mountain Hardwear Women's Effusion Power Jacket (Skybox Color Available Only) - $64.95 with Free Shipping at Sunny Sports.

Available in XS-M-LG
Athletic fit
Chest stash pocket with hidden zip
Flat-lock seam construction eliminates chafe
Highly luminescent reflective print
Thumb loop has a half-glove cuff
Windproof
Water resistant fabric

Clothing Deals
Defamation lawsuits
Added on : Wednesday April 16th 2014 07:00:06 AM
g: -5 Posted By: Hanssen1
Views: 137 Replies: 2 Hello everyone,

I came across one of these infographic things while doing some legal research. It was put together by a couple of lawyers, so it's probably reliable. It's about defamation lawsuits, and while it isn't something that many of us think often about, it's good to refresh your knowledge about the kind of charges that can be levelled against you by an unscrupulous opportunist or disgruntled employee. There is a bunch of info in here that I had half-forgotten or never known, and you know what they say knowledge is power. Check it out.

For the people that are interested:

http://businessdefamation.com/business-defamation-infograph/

Do any of you have experience with lawsuits of this sort? Curious about your stories!
General Economics Deals
g: 0 Posted By: jskins
Views: 544 Replies: 0 J. Crew: Extra 50% Off Final Sale Itemsw/ Coupon Code BIGSALE + $5.00 Shipping or Free on Orders $150+. Deal Ends 4/20.

Couple Notables:

Women's Collection Featherweight Cashmere Tipped Henley- 139.99 - coupon code = $97.99
Men's Lambswool Half-zip sweater(pictured) - $54.99 - coupon code = $27.49


*All other Spring Sale items are an extra 30% off with the same code*
Clothing Deals

J.Crew Coupons
Credit Card Surveys: False Advertising?
Added on : Tuesday April 15th 2014 04:00:08 PM
g: 0 Posted By: a783783
Views: 45 Replies: 0 Igot the following e-mail:

"~~Marriott Rewards and Chase Card Services has asked IPSOS to conduct a survey about the Marriott Rewards credit card on their behalf.As a valued Marriott Rewards member, we would like to invite you to go online to answer some qualifying questions. The first 1,000 customers to qualify and fully complete this survey will have 1,500 Marriott Rewards points credited to their account. Please allow 6-8 weeks for rewards points to appear on your account. This questionnaire will take about 15 minutes to complete."

I wasted ten minutes filling out the survey and then got a random "This survey is already full" message. Shouldn't they be upfront at the BEGINNING of the survey and notonly notwaste your time but not collect personal information you provide for essentially free?

What's the play here? Even if compensation is 1500 points which by some estimates amounts to $1.50 per person, I feel companies like this need to be punished for deceptive practices. It's like going to a restaurant, ordering a steak with the understanding you will pay $20 for it, eating 3/4 of it and saying, "Nope, I don't need to eat this." and walking out without paying.
Credit Deals
g: 0 Posted By: DizzyT71
Views: 48 Replies: 0 TRENDnet Unmanaged Desktop Gigabit GREENnet Switch 10/100/1000Mbps 16 x RJ45 8K MAC Address Table @ Newegg - $69.99
was $159.99
Free Shipping!
Expires On: 4/17/2014 11:59PM Ethernet: 10Mbps/20Mbps (half/full-duplex)Fast Ethernet: 100Mbps/200Mbps (half/full-duplex)Gigabit Ethernet: 2000Mbps (full-duplex)Switch Fabric: 32 GbpsInterface: 16x 10/100/1000Mbps Auto-MDIX RJ-45 portsData RAM Buffer: 2 MBitsJumbo Frame Support: Up to 9216 Bytes 4.5/5 Stars based on 1,359 customer reviews at Amazon.   (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Electronics Deals

Newegg Coupons
g: 3 Posted By: DizzyT71
Views: 154 Replies: 0 Newegg has the TRENDnet Unmanaged Desktop Gigabit GREENnet Switch 10/100/1000Mbps 16 x RJ45 8K MAC Address Tableon sale for $69.99 with free shipping.

Available at Amazon for same price.

Ethernet: 10Mbps/20Mbps (half/full-duplex)
Fast Ethernet: 100Mbps/200Mbps (half/full-duplex)
Gigabit Ethernet: 2000Mbps (full-duplex)
Switch Fabric: 32 Gbps
Interface: 16x 10/100/1000Mbps Auto-MDIX RJ-45 ports
Data RAM Buffer: 2 MBits
Jumbo Frame Support: Up to 9216 Bytes

4.5/5 Stars based on 1,359 customer reviews at Amazon.


Electronics Deals

Amazon Coupons
Signature Stripe Rolling Ball Men»s Cufflinks feature polished silver tone finish brass, resin rolling ball center in classic stripes on half and solid black on the other and signature embossed swing fastenings. Signature box included. Special offers and rebates for Fujitsu LIFEBOOK® notebooks and Tablet PCs, STYLISTIC® tablets and mobile accessories.
AIRFARE TO ORLANDO
Added on : Saturday April 12th 2014 05:00:12 AM
g: 0 Posted By: atiggger
Views: 54 Replies: 0 AIRFARE TO ORLANDO

My Wife two kids and I are looking into going to Disney around Halloween. We thought about making the 18 hour drive but don't want to give up the extra day and a half of "play time". Any suggestions on flights from Milwaukee to Orlando? I have not flown in so long i guess I'm outta the loop. Are some days cheaper to fly, direct vs connectors, etc.

THANKS
Discussion Deals
IRA or Roth IRA? And other questions.
Added on : Thursday April 10th 2014 04:00:09 AM
g: 0 Posted By: fleetwoodmac
Views: 75 Replies: 0 Hello

I am 45 years old, expecting a child 6 months down the road. I know that the rule of thumb is;

Max out 401k contribution for 2014. That's 17.5K.
Max out IRA contribution for 2013. $5,500. Deadline for 2013 IRA contribution is April 15, 2014.
Max out IRA contribution for 2014. $5,500

So, here is my situation

Income 110K (100K day time job+ 10K side business potential to grow unlimited, I will explain later)
401K balance 80K (never maxed till this year but this year I am maxing it to 17.5K) 100% invested in VSISX thru company 401k plan
Checking balance 100K earning 0.2%
I never had IRA but for 2013 I will invest 3,640 for my IRA (That is what tax software told me) and 5,500 for wife's IRA.
I will invest same amounts to IRA in 2014 as well
Considering additional 401K thru business but not done yet. I think I am limited to 25% of the business income up to difference between 17.5K-50.5K

I am renting so no mortgage

So I need to buy a house right now. Where I live you can get something decent for $250K which I am planning to pay all cash. Here are 2 reasons for paying cash;
1) Company keeps laying off people, need to feel safe with no mortgage payments.
2) Mom is willing to give me 150K to help me out buying the house, so I add 100K and buy the house for 250K.

About the side business
With not too much effort, I can raise business income to 50K/year. The interesting thing about it is; if there is no mortgage or rent then I would lose the potential tax deduction. For 2013, my rent was 1000/month and I deducted 500/month as expense from business income. (I am using half of the house for business)

So I am confused here on what to do.

1) Should I pay all cash for the house?
2) I am very happy with VSISX but should i diversify? More money will come so I guess I need to diversify.
3) IRA or Roth IRA? Baby is on the way, which one is better for him/her?
4) Is it better to put my wife as partner in the business?

Thanks
Tax Deals
g: 0 Posted By: MISTERCHEAP
Views: 92 Replies: 0 Red Plum 4/13/14

$1/1 Disney or Marvel gummy vitamin (5/28)
$2/2 Gain or Era detergents 25 oz+ or Gain fabric enhancers ETS (5/31)
$1/1 Gain or Era detergents 25 oz+ or Gain fabric enhancers ETS (5/31)
$1/1 Gillette male disposable ETS (5/31)
$3/2 Gillette male disposables ETS (5/31)
$1/1 Gillette Venus or daisy disposables ETS (5/31)
$3/2 Gillette Venus or Daisy disposables ETS (5/31)
$1/2 Hanovers gold line frozen vegetables (5/15)
$1/2 Hanovers silver line frozen vegetables (5/15)
$.50/1 Hanovers bean essentials (5/15)
$1/2 Hanovers canned green beans 38 oz + (5/15)
$1/1 Hefty tall kitchen trash bags (6/30)
$1/1 Hefty large black trash bags (6/30)
$1/1 Hellmanns product 16.5 oz + (5/11)
$1/1 Hellmanns mayonnaise dressing with olive oil (5/11)
$1/2 Keebler crackers 8oz + (6/8)
$.75/1 Land o Frost Simply delicious lunchmeat (6/13)
$2/1 Natures bounty (6/14)
$2/1 Natures Bounty hair, skin, and nails (6/14)
$1/1 Purina Friskies cat treats 6 oz+ (6/30)
$1/1 Quaker real medleys cereal or bars (5/31)
$.75/2 Quaker Real medleys oatmeal (5/31)
$3/1 Sinus Buster sinus & allergy nasal spray (5/31)
$2/1 Suave Professionals visible glow sunless tanner or body lotion (5/11)
$2/1 Sundown naturals product (6/14)
$.50/1 Superpretzel soft pretzel (5/25)
$.50/1 Superpretzel pretzel dogs (5/25)
$1/1 Tide PODS, gain flings, Downy Unstoppables, gain fireworks, or Bounce bursts ETS (5/31)
$1/2 Welchs sparkling juice cocktail (6/16)

Smart Source 4/13/14

Aveeno product no cleansing bars, trial or 2.5oz body lotion $1.00/1 (5/10/14/)
Aveeno products no cleansing bars, trial sizes or 2.5oz body lotion $2.00/2 (5/10/14)
Benadryl topical product no trial $2.00/1 (5/10/14)
Birdseye voila! variety $1.00/1 DND (7/31/14)
Carapelli olive oil 17oz or larger $1.00/1 (7/13/14)
Cooked perfect bites $1.00/1 bag (7/6/14)
Cooked perfect meatballs $1.00/1 bag (7/6/14)
Digiorno pizza larger $2.00/2 (5/31/14)
GUM Squeeze-a-color toothpaste or power toothbrush $1.00/1 (5/31/14)
GUM Oral care product .55/1 (5/31/14)
Johnsons baby product (no 1 oz to 4 oz) OR any Desitin product (no 1 oz ) .50/1 (6/7/14)
Lipton Iced tea jugs or 12 packs $1.00/2 (5/31/14)
Listerine antiseptic Mouthwash, listerine ultraclean antiseptic, listerine zero, listerine total care or listerine fluoride defense anticavity mouthwash product 1L or larger $1.00/1 (6/30/14)
Listerine Naturals antiseptic 1L $1.00/1 (6/30/14)
Listerine smart rinse anticavity mouthwash 500 ml $1.00/1 (6/30/14)
Lubriderm product 6oz or larger $1.50/1 (5/10/14)
Childrens Motrin or infants motrin product no trial $1.00/1 (5/10/14)
Neosporin, band-aid brand adhesive bandages or Johnson & Johnson red cross brand products no trial or travel, 10 ct on the go first aid kits, Must buy 2 different brand products $2.00/3 (5/10/14)
Neutrogena cleanser no naturals , trial and bar soap $1.00/1 (5/10/14)
Neutrogena sun product no trial $1.00/1 (5/10/14)
Ortega product .50/1 (6/30/14)
People Style Watch May issue $1.00/1 (5/9/14)
People Style Watch June issue .75/1 (6/13/14)
Pepcid product 25 ct or larger $2.00/1 (5/10/14)
Philips sonicare brush head multi-pack no powerup brush heads $4.00/1 (5/31/14)
Philips Sonicare Powerup battery toothbrush or powerup brush head 3-pack $5.00/1 (5/31/14)
Philips sonicare rechargeable toothbrush no powerup $10.00/1 (5/31/14)
Philips sonicare diamond care flexcare platinum or flax care $15.00/1 (5/31/14)
Revlon luxurious colorsilk buttercream $2.00/1 (5/18/14)
Revlon colorsilk, luminista or frost & glow $1.00/2 (5/18/14)
Rogaine hair regrowth treatment product 3 ct or larger $10.00/1 (5/10/14)
Scotch-Brite lint roller no trial $1.00/1 (5/31/14)
Simply Sleep product $2.00/1 (5/10/14)
Starbucks coffee 10 oz or larger $2.00/2 bags (6/14/14)
Starbucks K-Cup packs 10ct or 16 ct $1.50/1 box (6/14/14)
Starbucks VIA pready brew 5ct or greater $1.00/1 (6/14/14)
Adult Sudafed PE, childrens sudafed PE, Benadryl, childrens benadryl, Tylenol sinus, visine or Neosporin eczema essentials products no trial $3.00/2 (5/10/14)
Adult Sudafed PE, childrens sudafed PE, Benadryl, childrens benadryl, Tylenol sinus, visine or Neosporin eczema essentials products no trial $1.00/1(5/10/14)
Tropicana farmstand 46oz bottle $1.00/1 (5/31/14)
Extra Strength Tylenol or regular strength Tylenol product 24 ct or larger $1.00/1 (5/10/14)
Childrens Tylenol or infants tylenol product no trial $1.00/1 (5/10/14)
Zyrtec product 40 ct or larger $5.00/1 (5/2/14)
Zyrtec product 12 ct or larger $4.00/1 (5/2/14)
Childrens Zyrtec dissolve tabs no trial $4.00/1 (5/2/14)


Smart Source 4/13/14

Ajax .25/1 dish liquid 14oz+ or auto dish pacs (5/3)
Arm & Hammer $2.00/2 laundry detergents (5/17)
Birds Eye recipe ready variety $1.00/1 (6/30/14)
Birds Eye steamfresh chefs favorites variety .50/1 (6/30/14)
Colgate .50/1 adult or kids manual toothbrush excluding extra clean, classic clean or triple action (5/3)
Colgate .50/1 toothpaste 3.4oz+ (4/26)
Colgate $2.00/1 360 twin pack or multi pack only manual toothbrushes (4/26)
Colgate $2.00/1 mouthwash 32oz+ (5/10)
Colgate $2.00/1 total, optic white, max fresh or sensitive twin pack (4/26)
Enfamil or Enfagrow products $3.00/2 (5/31/14)
Huggies $1.00/1 little swimmers disposable swimpants (5/10)
Jergens $1.00/1 natural glow face daily moisturizer sunscreen ets (5/10)
Jergens $1.00/1 natural glow moisturizer excludes sunscreen and trial (5/10)
Lysol Touch of Foam hand soaps $1.00/2 (5/14/14)
Lysol Automatic hand soap dispenser $5.00/1 (5/14/14)
Murphy oil soap wipes or liquid 32oz or larger .50/1 (5/3/14)
Nudges .55/1 bag (6/7)
Pantene $1.50/2 product ets (5/31)
Pantene $3.00/3 products ets (5/31)
Schick Xtreme3, ST 2 or ST 3, SlimTwin or Schick Quattro Disposable razor pack no 2 ct, 10+ 2 ct, Schick hydro5 and schick hydro silk disposable $2.00/1 (5/11/14)
Scott Naturals .50/1 flushable cleansing cloths tub or refill (5/25)
Scott Naturals .75/4+ bath tissue rolls (5/25)
Scott Naturals .75/6+ paper towel rolls (5/25)
Secret Outlast, scent espressions, or destinations deodorant no .5 oz and trial/travel $1.50/1 (5/31/14)
Secret Clinical deodorant no .5 oz , trial/travel $3.00/1 (5/31/14)
Simple $2.00/1 cleanser excludes gift packs, trial and wipes (5/11)
Skim Plus one half gallon or two quarts $1.00/1 (7/15/14)
Skim Plus creamer $1.00/1 (7/15/14)
Ultimate Flora probiotic $3.00/1 (6/30/14)
Vidal Sassoon $2.00/1 shampoo or conditioner product excludes 12oz and trial (5/31)
Vidal Sassoon $2.00/1 styling product ets (5/31)
Vidal Sassoon $5.00/1 hair color excludes shampoo, conditioner, styling and trial (4/27)
Viviscal $1.00/1 gentle shampoo or moisturizing conditioner (6/13)
Viviscal $2.50/1 hair filler fibers (6/13)
Viviscal $3.00/1 hair and scalp serum (6/13)
Viviscal $5.00/1 extra strength or man (6/13)=14px
Grocery Deals
g: 3 Posted By: jskins
Views: 224 Replies: 2 Zwipes (24-Pack) Microfiber Cleaning Cloths- $10.88 via Subscribe & Save with Free Shipping at Amazon. 4.5/5 stars based on 816 customer reviews.

Constructed with 110,000 fibers per square inch
Lint-free, streak-free cleaning
Will not scratch surfaces, paints, or clear coats
Absorbs eight times its weight in water, and dries in half the time of standard towels
Can be washed and reused hundreds of times
Each cloth measures 12" x 16"

***Must opt for Subscribe & Save to qualify for Free Shipping without also having to make a minimum $35 order
***You may cancel Subscribe & Save at any time after item ships


Home & Garden Deals

Amazon Coupons
Little Tikes 2-in-1 Push 'n Play Turtle - $15 shipped @ Amazon FSSS
Added on : Monday April 07th 2014 07:00:06 PM
g: 1 Posted By: Dotbody
Views: 236 Replies: 0 The camel shows this is about half of its normal price. Excellent reviews too.

Shape sorting helps develop fine motor and hand-eye coordination skills
Helps infants to differentiate colors and shapes
Ball popper allows infants to hear and see the shapes pop while the walker is in motion
To keep walker from going too fast, wheels have a locking mechanism
Sturdy handle allows infants to hold on and walk with confidence


http://www.amazon.com/dp/B006ZJHKDU/
Toys Deals

Little Tikes Coupons
Simply Mix Media 34-pc. Wooden Box Art Set - $9.97 w/ ISP @ Walmart
Added on : Monday April 07th 2014 12:00:02 PM
g: 0 Posted By: hellokitty27
Views: 53 Replies: 0 WalMart has the Simply Mix Media 34-pc. Wooden Box Art Set for $9.97 w/ free in-store pickup.

Includes:

2 art boards
3 sketching pencils
1 palette
6 oil pastels
2 graphite sticks
2 artist brushes
2 tortillions
1 sandpaper sheets
2 watercolor pencils
1 plastic eraser
8 watercolor half pans
1 pencil sharpener
1 DVD
1 wooden carrying box
1 coloring mixing guide

Toys & Hobby Deals

Walmart Coupons
g: 1 Posted By: DaysFan
Views: 228 Replies: 3 http://www.bostonmarket.com/home
no coupon necessary
4/15/14
1040 special
http://www.bostonmarket.com/img/home/heroes/taxDayHero.jpg
store locator
http://www.bostonmarket.com/locations
I have no affiliation, just a good deal for a No cooking night.....LOL
Restaurants & Entertainment Deals
Questions: Gift taxes and Form 709
Added on : Saturday April 05th 2014 07:00:09 PM
g: 0 Posted By: Moesbie
Views: 54 Replies: 0 A husband and wife gift a house that they own to their son and daughter. This is in Washington state. How would the parents' 709s look? Would they make two entries (each) under Part 1 of Schedule A (below the "Gifts made by spouse" Line)? Instructions seem to ask for the legal description, but if half is given to the son and half to the daughter, how does that work? The parents bought the house for 275K 3 years ago. How do I find the FMV for the house from 8 months ago?
Santoku 5 Inch Non-Stick Knife $5 +FS @ overhalfsale
Added on : Saturday April 05th 2014 09:00:02 AM
g: 0 Posted By: MrsGuin
Views: 19 Replies: 0 Use Code: OHS-44 http://www.overhalfsale.com/events/Santoku-5-Inch-Non-Stick-Knife
Olive Garden - B1G1 half off entree through 4/13
Added on : Wednesday April 02nd 2014 11:00:02 AM
g: 0 Posted By: remick
Views: 123 Replies: 0 http://link.olivegarden.com/YesConnect/HtmlMessagePreview?a=iC_a...
BiLT Helmets 50% Off Regular Price FS Above $99 @CycleGear
Added on : Monday March 31st 2014 08:00:12 AM
g: 0 Posted By: KGar13
Views: 242 Replies: 0 BiLT is their in-house brand. Decent quality, great price in my opinion.
Great for casual riders or beginners who need decent helmets.

The have full face, full face with bluetooth, half face, and more.

50% is great discount.

http://www.cyclegear.com/lp/bilt%20helmets


Bicycle Deals
Anyone shopped for title insurance before?
Added on : Sunday March 30th 2014 08:00:11 AM
g: 0 Posted By: fleetwoodmac
Views: 92 Replies: 2 So my real estate agent tells me I need to pay 1% of the purchase price to title company for title insurance
I said can't I shop around for title insurance?

And of course she does not know what I am talking about, and I searched the internet and found 2 companies only

www.onetitle.com
www.entitledirect.com

According to the WSJ article below it says

=15pxEnTitle has an "A Prime" rating from Demotech, which rates insurer financial stability. That is Demotech's second-highest rating, and the same rating many rival title insurers have.

OneTitle, which also markets to real-estate lawyers and other industry professionals, has a rating of "Substantial" from Demotech. The rating, while lower than EnTitle's, is acceptable to most mortgage lenders, according to Demotech.

Redfin, a real-estate agency based in Seattle that has pioneered the use of technology in real-estate sales, started a title-insurance agency, Title Forward, in early 2013. It is based in Philadelphia and sells policies in Maryland, Virginia, Pennsylvania, Georgia and the District of Columbia.

http://online.wsj.com/news/articles/SB10001424052702303949704579...

I am in TX and it was gonna cost me 1% which is like 3,710 but I called Entitle direct and they sent me an email in half an hour for $3,100

I did not call One Title yet

So at this point, what is the catch here what are the potential drawbacks?
Question Deals
Need Advice on Wife walking away
Added on : Sunday March 30th 2014 02:00:04 AM
g: 0 Posted By: Mrtelevisionguy
Views: 7 Replies: 0 Welp my wife has finally cracked up. Walking away from the kids and I. Midlife crisis or some crap. Missed her drinking days....
Sticking me with a big mortgage and debt.

My question is the following.
I CAN swing the mortgage and debt BARELY. If I pay minimums I might have 300 at the end of the month. I do get OT sometimes and that does help but it isnt always there.
2nd job might be an option sometimes, but I work weird hours and then there is the kids.
Luckily I can work from home at this point.

Do I
A. sell the house and pay off debt and then be forced to split any leftover funds.
B. see what happens and pay what I can and stay here. Maybe even default on some.

I live in a good area with nice house. Can sell it I think without an issue. I can also borrow against my 401K which I really dont want to. I just started it a few years ago and only have enough to borrow against for half my debt.

I like where I am and I can find something I am sure for less money that is smaller. I also have a ton of crap that I can liqudate here and use that money to pay off debt too.


Any ideas? yes my grammer sucks. Not my speciality
Personal Finance Deals
g: 0 Posted By: MrsGuin
Views: 238 Replies: 0 Darkflight went to Target in Pomona, CA yesterday (pre- and post- earthquake) and they have the Archer Farms Pumpkin Spice Coffee Keurig K Cups 18 pod pack half price clearance $4.48 originally $8.99. By itself its an ok deal. But Target is running a promotion this week in their ad where you buy 3 boxes, you get a $5 Gift card. Add 5% discount via Target Debit / CC makes it $4.25 a box.~~$13.44 for 3
-$1.17 for 5% Target discount
$12.27 Initial Total.
(.22 a Pod +$5 GC)Buy another set, apply $5 GC from first transaction,
New total is-
$8.01
(.15 a Pod + $5 GC)*repeat as needed.

Thanx Darkflight

Grocery Deals

Target Coupons
g: 1 Posted By: MrsGuin
Views: 23 Replies: 1 Use coupon code MAR20OFF during checkout.
http://digital.gamefly.com/#!/promotion/322?adtrackingid=cmju029

Video Games Deals

GameFly Coupons
Inheritance coming - What should I do with it? - Next Steps
Added on : Thursday March 27th 2014 10:00:10 AM
g: 0 Posted By: dd564
Views: 652 Replies: 11 New here and seeking some opinions.

Family
I am married. I am 41, wife is 36.
We have three kids, ages 10, 6, and 4.
We have a combined income of about $120-130k which has been pretty much the same (due to job changes on my behalf (loss of job, working contract, down time, etc).

Houses
We have two houses. One we live in. Value about $450-500k. The other house is our old house which we rent out. Value about $250-300k.
We owe about $315-320 on our primary residence, and about $165k on the rental.

Debt
Mortgage payments are both 30 year.
Primary 3.5% payment of about $1460
Rental / investment house 5.5%(?) payment of 1190.
We have two vehicles both of which we bought brand new. One is a 2005 minivan. Paid off. The other is a sedan bought in 2011. Making payments of $350 a month. 1% interest.

Rental Income
Income on the rental is $1850 per month on a 2 year lease.

We have about 90k in IRA's. 20k of that in a ROTH IRA.
We have another 100k in investment accounts.
We have another 25k in an emergency cash fund.

Both her an I both contribute to a 401k at company match levels. (6% for me. I think 4% for her)

Our monthly payments are mortgages, taxes, insurance, etc.
We eat out once or twice a year for an actual dinner out.
Otherwise a few $5 meals when traveling going through a drive thru.

We just stated saving $800 a month to go into investments monthly now that our cash reserve is where it is.

Inheritance
I've been notified that I'm likely to receive a sum of money through an inheritance. (Say maybe $50k).
What would be your next steps?

Pay down the rental property at 5.5%
Invest more in investments and pay off the mortgages slowly. (Tax deductions and the lower rate seem traditionally low).

Thoughts?

Mortgages are $1450 on the one we have
Personal Finance Deals
Next Steps
Added on : Thursday March 27th 2014 05:00:17 AM
g: 0 Posted By: dd564
Views: 72 Replies: 0 New here and seeking some opinions.

Family
I am married. I am 41, wife is 36.
We have three kids, ages 10, 6, and 4.
We have a combined income of about $120-130k which has been pretty much the same (due to job changes on my behalf (loss of job, working contract, down time, etc).

Houses
We have two houses. One we live in. Value about $450-500k. The other house is our old house which we rent out. Value about $250-300k.
We owe about $315-320 on our primary residence, and about $165k on the rental.

Debt
Mortgage payments are both 30 year.
Primary 3.5% payment of about $1460
Rental / investment house 5.5%(?) payment of 1190.
We have two vehicles both of which we bought brand new. One is a 2005 minivan. Paid off. The other is a sedan bought in 2011. Making payments of $350 a month. 1% interest.

Rental Income
Income on the rental is $1850 per month on a 2 year lease.

We have about 90k in IRA's. 20k of that in a ROTH IRA.
We have another 100k in investment accounts.
We have another 25k in an emergency cash fund.

Both her an I both contribute to a 401k at company match levels. (6% for me. I think 4% for her)

Our monthly payments are mortgages, taxes, insurance, etc.
We eat out once or twice a year for an actual dinner out.
Otherwise a few $5 meals when traveling going through a drive thru.

We just stated saving $800 a month to go into investments monthly now that our cash reserve is where it is.

I've been notified that I'm likely to receive a sum of money through an inheritance. (Say maybe $50k).
What would be your next steps?

Pay down the rental property at 5.5%
Invest more in investments and pay off the mortgages slowly. (Tax deductions and the lower rate seem traditionally low).

Thoguhts?

Mortgages are $1450 on the one we have
Personal Finance Deals
Wine.com save $20 off $100+ purchases + 7.5% cashback
Added on : Thursday March 27th 2014 04:00:11 AM
g: 3 Posted By: rmreel
Views: 280 Replies: 1 I'm a regular shopper at Wine.com. I have subscribed to their Stewardship program which allows FREE shipping for the entire year.
For a guy who drinks a lot of wine, I save a lot ordering from them. Plus I DO NOT pay state taxes (living in PA).
There are several really good wine for very low prices.
Make sure you go through fatwallet to get 7.5% CashBack. Use code SPRINGTIME valid until 3/30/2014 to save $20 off $100.

Enjoy drinking. And if your glass is half full, it means you need to refill it.
Wine Deals
Coleman MicroPacker Compact Battery Lantern - $9.88 @ Amazon
Added on : Wednesday March 26th 2014 03:00:03 PM
g: 0 Posted By: hellokitty27
Views: 162 Replies: 1 Amazon has the Coleman MicroPacker Compact Battery Lanternfor $9.88 w/ free Super Saver shipping on orders $35+. 4.3/5 starsbased on 363 reviews.

Compact, space-saving lantern runs up to 15 hours on three AA batteries
Two bright, long-lasting, 0.5-millimeter LEDs provide a surprising amount of light
Reflector slides up to project forward-shining beam for flashlight-style use; collapsible design folds down by half for packing
7.5-inch tall lantern weighs just seven ounces, including batteries
Includes limited one-year manufacturer's warranty

Sports & Outdoors Deals

Amazon Coupons
Audio-Technica Audiophile ATH-A900X $69.99 + $5 shipping
Added on : Tuesday March 25th 2014 08:00:07 PM
g: 1 Posted By: Deals4mykids
Views: 118 Replies: 1 http://www.cowboom.com/deal-of-the-day.cfm
$209 @ Amazon
$190 @ Bestbuy

There are 4 previous frontpages for this deal @ $120-165 so this is half the price almost
Headphones & Speakers Deals

CowBoom Coupons
g: 0 Posted By: f2000sa
Views: 166 Replies: 0 spotifyStudent program
Services Deals
Removing PMI - Wells Fargo is Evil :(
Added on : Monday March 24th 2014 04:00:06 PM
g: 0 Posted By: SaguratuS2
Views: 119 Replies: 2 Hey everyone,
I've run into my second major issue dealing with Wells Fargo on my mortgage (the first time, they 'lost' $10k worth of principal payments, which took nearly half a year to fix). I went to remove my PMI from my loan, and WF said I still had $20k to go. My loan-to-value is just below 80% at 151k, with the original appraisal being 189,000. I refinanced back in early 2012, and I discovered that they put the refi amount as the appraisal ($164,000). I've been fighting them for months on this issue, and I've gotten absolutely nowhere.

They said I could order another appraisal, but they won't consider it unless I've done something to the house to increase its value. Right now, I'd estimate it would appraise around $214,000 given the market, but I haven't made any notable improvements.

Am I SOL, or is there anything I can do?
Personal Finance Deals
g: 0 Posted By: tedhawkins
Views: 211 Replies: 0 Brieftons Stainless Steel Fruit/Vegetable Peeler & Julienne Slicer $14.10 FSSS

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply 40% OFF code YRCYHZQZ

Quality Vegetable Julienne Peeler and Slicer - 100% Satisfaction Guarantee
Experience a 100% extra bite on vegetables and fruits with the ultra sharp, serrated blades
Slice and peel vegetables/fruits easily in both direction and cut prep time in half, made possible with the dual action motion technology
Designed to last, and to hold easily and comfortably with 100% stainless steel bodies
Create restaurant quality presentations for fruits, salads and authentic Asian dishes
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: bigginsben
Views: 41 Replies: 0 Just got an email -

From now through 3/31, the AmazonSmile Foundation will donate an extra $5 for each customer who makes an eligible purchase atsmile.amazon.comin support of YOUR CHARITY. This is in addition to the regular donation of 0.5% of the purchase price. Up to $1,000,000 extra will be donated to eligible charities as a result of this promotion.

If you need a charity, I support Club Horizon - rehab for mentally ill people (about half of whom are deaf) in Raleigh, NC - this is their link - http://smile.amazon.com/ch/01-0686429
Memberships & Services Deals
50% off your first box at Bespoke Post - TODAY ONLY
Added on : Thursday March 20th 2014 05:00:12 AM
g: 0 Posted By: teakay
Views: 194 Replies: 0 Bespoke Post

Half off your first box with code MADNESS for today only.
Home & Garden Deals
g: 0 Posted By: shake2927
Views: 125 Replies: 0 College Diploma Frame for UMCP UMBC Georgetown John Hopkins GOLD FRAME $84 SHIPPED from milestonecollectionRetail college diploma frames costs between $150-$200 this is
half the price at $84 Shipped!


30% off Coupon code: Yao
LINK TO MILESTONE COLLECTION!
Home & Garden Deals
Amazon Free App of the Day - The Bard's Tale (reg $2.99)
Added on : Wednesday March 19th 2014 03:00:10 AM
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/gp/product/B008S3EJSU/

Product Features
A vast world to explore with towns, wild forests, rivers, castles, towers, secret dungeons, snowy mountains, caverns, haunted tombs and more
Over a dozen special boss enemies to defeat
16 magical characters to discover and then summon at will to aid you
Over 14 hours of outstanding voice-acting from top Hollywood talent, including Cary Elwes (The Princess Bride) as the Bard, and the inimitable Tony Jay as the Narrator
Includes original classic game The Bard's Tale 1 & 2. 3 Coming soon!
Product Description
They said it couldnt be done a full-scale massive 3D epic role-playing game on Kindle Fire! See why its the BIGGEST Kindle Fire game ever made!

NOTE: Additional assets downloaded after install require at least 1.7GB of free space.

The Bards Tale is easily the funniest game Ive ever played, and Ive played all the funny games out there. IGN

You are the Bard, a selfish rogue weary of pointless sub-quests and rat-infested cellars. Through magical song you summon characters to join you in battle, heal your party, and take damage on your behalf. Ready your weapon as you embark on a quest for coin and cleavage!

Ready your weapon and bladder as you embark on this ridiculously addicting quest and the funniest adventure of the year, The Bards Tale Game Chronicles

Play The Bards Tale today on your Kindle Fire. Prepare to immerse yourself in over 20-30 hours of adventure, featuring:

50 enemy types (not counting bosses!)
A vast world to explore with towns, wild forests, rivers, castles, towers, secret dungeons, snowy mountains, caverns, haunted tombs and more
A full cast of bizarre NPCs
Over a dozen special boss enemies to defeat
16 magical characters to discover and then summon at will to aid you
Over 150 unique items of weaponry, armor, instruments, tokens, artifacts and loot!
More Song & Dance numbers than any other game, including a zombie dance-off!
Over 14 hours of outstanding voice-acting from top Hollywood talent, including Cary Elwes (The Princess Bride) as the Bard, and the inimitable Tony Jay as the Narrator

But wait! Thats not all! Enjoy these great new additions in the Kindle Fire version:

New Features:
GameCircle Leaderboardsfor accumulated Silver and Experience!
GameCircle Achievementsover 50 spread throughout the game!
Autosaveoption to save automatically when you near a save-book in game.
Time-Saversoptional in-app purchases are available to pump up your Bard and save you time! (Note: All such items are attainable through normal game-play, with time and persistence, just as in the original console release.)
Includes the original classic games The Bards Tale I: Tales of the Unknown and The Bard's Tale 2: The Destiny Knight! 3 coming soon!
Craftsman 6 Piece Tire Maintenance Kit - $29.99
Added on : Wednesday March 19th 2014 03:00:04 AM
g: 0 Posted By: iceman94954
Views: 146 Replies: 0 http://www.sears.com/craftsman-6-piece-tire-maintenance-kit/p-00...

TheCraftsman 6-piece tire maintenance kithas every accessory your air compressor will need to make tire work a breeze: A half-inch impact wrench, a tire hose with gauge and a blower nozzle with quick-release accessories.
The impact wrench is lightweight but still operates at 7,400 RPM free speed.
Ergonomic features such as a contoured grip and trigger make the impact wrench even easier to use.

Tools Deals

Sears Coupons
g: 0 Posted By: chelciecl
Views: 160 Replies: 0 3/17/2014 TODAY ONLY

Coleman 58232 36 Watt Folding Solar Panel $154.99 minus $40.00 with promo code ($114.99):314STPAT115

ClickHEREfor deal.

Says "free shipping available" with IRON EGG GUARANTEE.

Helps Charge 12V Batteries.
Works with RV's Boats and remote & back up power.
Rugged Aluminum Frame.
Conveniently Folds in half for Easy Travel and storage.
Shatterproof Tempered Glass.
Weatherproof


3.5/5 Stars on Amazon (Current price on Amazon is$164.33 free shipping)
Electronics Deals

Newegg Coupons
g: 0 Posted By: heyyl0w
Views: 165 Replies: 1 Jos. A, Bank has their Signature Pima Cotton Half-Zip Sweaterfor $37.23 with free shipping. 14 different color options to choose from - see attached image for available colors. 4.7/5 stars based on 161 reviews.

"Finely crafted 100% pima cotton provides uncompromised luster and silky softness while maintaining durability and pill resistance. Machine wash. Imported."
Clothing Deals

Jos. A. Bank Coupons
New Verizon single line plans
Added on : Sunday March 16th 2014 09:00:04 AM
g: 0 Posted By: iseetrails
Views: 212 Replies: 1 Verizon actually has a decent deal for single people with one smart phone. Previously it was approx $100 per month for unlimited talk, text and 2 GB of data on shared plan with only one phone. Now they have single line plan for $75 with unlimited talk, text and 2 GB of data and it includes a device discount. The overage is $15 per GB and that is same as shared plans. They also have another plan for $60 with 1 GB of data but overage is $15 per half-GB data. I know there are cheaper options but they do have the best network here in Los Angeles metro area and I have been dropping too many calls with T-Mobile and getting hit with Edge data speeds in many areas. I called and they already verified that you get the full same device discount as regular shared plans. You have to order by phone or go in store as plan purchase is not available online.

http://www.verizonwireless.com/wcms/consumer/shop/shop-data-plan...
MONTHLY ACCESS $60($50 WITH EDGE) $75($65 WITH EDGE) Voice & Text Allowance Unlimited Unlimited Data Allowance 1GB 2GB Data Overage $15/500MB $15/1GB

Cell Phones Deals

Verizon Wireless Coupons
Just turned 18, living on my own. Any financial advice?
Added on : Saturday March 15th 2014 12:00:07 PM
g: 0 Posted By: tayumi
Views: 15 Replies: 0 Sorry this is so long but please read the whole thing because everything is just really complicated

My situation right now is that I'm a high school senior, I work part-time (getting $300 a month), my mother owned the house where I live in (I say "owned" because she passed away a few days ago. The house will automatically go to my older brother, who has no use for it as he lives in a different state, so he plans on signing it over to me). It's a duplex, so right now there's a renter on the other side paying $600 a month, while I'm paying $690 a month for mortgage, $30 for water, and.. well honestly I don't know how much electric is. That, and I can probably live off about $40 a month for food, plus or minus some.

My mom owed a lot of money to people, so whenever any of her bank accounts went over about $400 they'd garnish her money. I had to have a bank account when I started my job, and being only 17 then, it had to go under her name, or she had to cosign it or something. I think in November, actually, they took about $230 from my account. Will this happen again? My card from them says her name and I've yet to talk to my bank account about this (actually it's a credit union but it's basically the same thing. I should be talking to them I guess but they're closed on weekends).

That being said, her credit rating was pretty low - about 580. So obviously the mortgage interest rate, which still has 25 years to go, is very high. It's a $70,000 house where I have to pay almost $700 a month for 30 years. I don't know the exact rate, but it's a lot that could be cut in half with a good credit score. The thing is, I have NO credit, and at this point I don't think I can afford getting credit because that would involve buying stuff, and I can't afford to pay back for the stuff that I buy, if that makes any sense.

Also, I'm guessing I'm going to owe her car too, and honestly I don't know anything about car ownership other than expensive, complicated, paperwork. I don't even have a driver's license, all I have is a permit.

Since I only get $900 a month of income, would I be eligible for foodstamps? How would I go about getting that?

Even though I'm a high school Senior and I AM college-bound, I'm taking a gap year to get everything settled down, then after that, well.. I don't know what to do with my pets, but then I'm going off to college and probably renting out the other side of the duplex, so I'd get $1200 a month from there ($1100 if I decide to be nice). Does this overall seem like a good idea?

That's about all the issues I can think of. I'd greatly appreciate any advice and suggestions!
New User Question Deals
staples.com: $9.99 Microsoft Comfort Mouse 3000 (F/S for rewards)
Added on : Saturday March 15th 2014 10:00:03 AM
g: 0 Posted By: VivYip
Views: 31 Replies: 0 Staples has this corded mouse for $9.99, with free ship to store

Microsoft Comfort Mouse 3000

Item: 327725 Model: S9J-00009

Comfortable in Either Hand - Rubber side grips and a contoured shape for either hand
BlueTrack Technology - Take advantage of BlueTrack Technology, which combines the power of optical with the precision of laser for remarkable tracking on virtually any surface
Wired reliability - Designed for trouble-free performance, eliminating the worry of battery life
Three customizable buttons - Give yourself some shortcuts
3 year limited warranty

I like corded mice and think this is a good price for the product. I recently bought one of the rosewill on-sale mice that was roughly half the price, but realized that I'm probably inclined towards microsoft when it comes to mice. (fwiw, the rosewill mouse seems to be a little trigger happy and open 2 tabs at once or double clicks on me...and the static shocks me...oh well) Hope this might help someone and thank you for reading.
g: 0 Posted By: zmaster
Views: 845 Replies: 1 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have, or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

Details: FREE MILK! Mix & Match any 3 participating breakfast items,
Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk.
Items must be purchased in the same transaction with Card. No limit.
Look for the FREE MILK tags on participating items. 3/$6 MIX & MATCH WITH CARD

General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz
Post Cereal, Select Varieties and Sizes 11-14.5 oz
Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz
Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct
Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz
Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...


Dairy Deals
FREE 1 Gallon Milk WYB 3 Items @ 3/$6 or 3/$3 A/C Ralphs Socal to 3/18
Added on : Thursday March 13th 2014 08:00:11 PM
g: 0 Posted By: zmaster
Views: 756 Replies: 0 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have, or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

Details: FREE MILK! Mix & Match any 3 participating breakfast items,
Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk.
Items must be purchased in the same transaction with Card. No limit.
Look for the FREE MILK tags on participating items. 3/$6 MIX & MATCH WITH CARD

General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz
Post Cereal, Select Varieties and Sizes 11-14.5 oz
Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz
Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct
Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz
Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...


Dairy Deals
FREE 1 Gallon Milk WYB 3 Participating Items @ Ralphs Socal to 3/18
Added on : Thursday March 13th 2014 10:00:19 AM
g: 0 Posted By: zmaster
Views: 417 Replies: 0 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

Details: FREE MILK! Mix & Match any 3 participating breakfast items,
Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk.
Items must be purchased in the same transaction with Card. No limit.
Look for the FREE MILK tags on participating items. 3/$6 MIX & MATCH WITH CARD

General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz
Post Cereal, Select Varieties and Sizes 11-14.5 oz
Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz
Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct
Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz
Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...

Mr. V have you done this deal? Please give us details & your scenario. Thanks.
Dairy Deals
g: 0 Posted By: zmaster
Views: 103 Replies: 0 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

3 FOR $6 MIX & MATCH WITH CARD

Details: FREE MILK! Mix & Match any 3 participating breakfast items, Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk Items must be purchased in the same transaction with Card. No limit. Look for the FREE MILK tags on participating items. General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz Post Cereal, Select Varieties and Sizes 11-14.5 oz Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...

Mr. V have you done this deal? I haven't, please give us details & your scenario. Thanks.
North Face Denali Mens and Womens Jackets $89.50 FS
Added on : Monday March 10th 2014 02:00:03 PM
g: 0 Posted By: shihkang
Views: 1 Replies: 0 Half Moon Outfitters has the north face Denali jackets for $89.50 with free shipping:

Mens

Womens
Canon ELPH 115 $49.99 Target B&M 3/9-3/15
Added on : Saturday March 08th 2014 07:00:02 AM
g: 0 Posted By: TheBigCheese
Views: 210 Replies: 0 The title pretty much says it all. The Canon ELPH 115 camera is half price starting Sunday 3/9 at Target B&M stores only (i.e. not online AFAIK). The camera has a 16MP sensor and 8X optical zoom lens as well as image stabilization.

Also on sale is the Canon SX280 with 20X zoom and WiFi for $139.99.
Cameras Deals

Target Coupons
Boy's BCG Seeker Running Shoes - $6.98 + FS @ Academy
Added on : Thursday March 06th 2014 12:00:04 PM
g: 0 Posted By: mmax
Views: 264 Replies: 0 Does your son need a pair of backup gym shoes, but you don't want to pay the hefty sticker price that goes with it. This is a perfect solution, a pair of cheap and not half-bad looking, running shoes.

Sizes 1.5 - 12.5

On Final Clearout Sale only $6.98 with free shipping for a limited time only! This is the Academy store brand.

Deal URL:

http://www.academy.com/shop/pdp/bcg-153-kids-39-seeker-running-s...
Shoes Deals
g: 2 Posted By: ultramrand
Views: 413 Replies: 3 Hey all,
I'm not sure if others are interested in flooring deals, but I came across this cork underlayment on Home Depot's website. It usually retails for $120+, but appears to be half off (depending on the "Your Store's" region.) In order to get this price, change your store (use zip20018.) The new price should be reflected. From there, you can order it and have it shipped to your home.

http://www.homedepot.com/p/QEP-20.../100645274

Not sure if it is a pricing mistake as it appears to be cheaper than the 100 sqft roll.
Home & Garden Deals

Home Depot Coupons
g: 0 Posted By: ultramrand
Views: 112 Replies: 0 Hey all,
I'm not sure if others are interested in flooring deals, but I came across this cork underlayment on Home Depot's website. It usually retails for $120+, but appears to be half off. Not sure if it is a pricing mistake as it appears to be cheaper than the 100 sqft roll.

http://www.homedepot.com/p/QEP-20.../100645274

In order to get this price, change your store (use zip20018.) It seems like the price is based on location (despite being available for free shipping.)
Home & Garden Deals

Home Depot Coupons
g: 0 Posted By: Logan71
Views: 58 Replies: 0 $9.95 is for 'Grey' - other colors run from $8.04 to ~$12, many with prime shipping.

490 5-star reviews (out of 745)

Link

Description
4.5'' Closed
3.25" Half Serrated Black Stainless Steel Blade
Grey Camo Aluminum Handle
Can Opener, Glass Breaker and Pocket Clip
Sports & Outdoors Deals

Amazon Coupons
g: 0 Posted By: KayK
Views: 6 Replies: 0 Map of US Economy Activity.. split 50/50 : http://i.imgur.com/9slRTRJ.png
Amazing to see how little area accounts for 50% of US economy.. Made me start to wonder if new cities popped up in the blue areas, how much more powerful US economy would be.

Map of highest paid state employee : http://i.imgur.com/NZXG0eZ.png
I knew before looking at the map that the highest paid employee was the basketball Coach, but I didn't know this was true for almost all of the states!

World divided into regions with GDP of 1 trillion dollars : http://i.imgur.com/NRefv2R.png
All of Africa consists of two regions. Japan by itself has over 5.
WV, half of DE, MD, PA, NJ, NY, CT, RI = All of Africa
Discussion Deals
Jet Parallel Clamp 40 inch and 31 inch Half Price Amazon
Added on : Wednesday March 05th 2014 02:00:04 AM
g: 0 Posted By: lawrencejunk
Views: 234 Replies: 0 Jet 70440-2 40" Parallel Clamp, set of 1 $55.24
http://www.amazon.com/Jet-70440-2-Parallel-Clamp-set/dp/B000UBF4...

Jet 70431-2 31-Inch Parallel Clamp 2 Pack $50.99
http://www.amazon.com/Jet-70431-2-31-Inch-Parallel-Clamp/dp/B000...

Similar to the Bessey parallel clamps that went on sale several months ago. Both are two-packs. Roughly half price. Free ship for Prime. Best price on Camel.

Tools Deals

Amazon Coupons
Post Nup agreement
Added on : Tuesday March 04th 2014 04:00:03 PM
g: 0 Posted By: budryan
Views: 72 Replies: 1 Hey FWers,
I am heading down the divorce route with my wife of 1.5 years. She says that she does not want any of my money/asset and we can split evenly (her asset before marriage sticks to her and mines to mine). I believe her but I am wondering if I should get this in writing maybe as a post-nup agreement. What do you all think? We don't have a pre-nup. I don't want to piss her off and next thing I know she wants half. Also I am planning to get a divorce online so no lawyers are required and I can fill out the divorce application together with her. I don't know how many of you all have experience with this but curious what you all think.
Personal Finance Deals
g: 0 Posted By: LeonWhite38
Views: 221 Replies: 6 Im asking this for my mom so Ill try to explain her situation the best that I can. My mother owns her home outright, but she lets my brother and his family live there rent free while her and her husband rent a small basement apartment in town. I know thats extremely ignorant, but it is what it is. With that being said, shes about $20,000-$25,000 in debt right now and behind on her rent as well. Garnishments from a ghetto loan company called Springleaf Financial nearly wipes out each of her paychecks which just makes this whole mess that much harder on her.

She talked to a bankruptcy attorney and he told her that if she filed a chapter 7 she would lose her home as it would be sold to pay off her debts. She asked if she could put the home in one of her kids name and then file, but he said no as the bankruptcy court sees that as fraud and would instantly deny the bankruptcy. Her other option the attorney said would be to file under chapter 13 which is where her debt would be cut in half and she would be put on a payment plan through the court to pay back the rest of the debt.

The plus side obviously being that she would keep her home going this route. She asked me what I thought about her taking out a home equity lone or line of credit and I told her that Ive always heard that you NEVER EVER borrow money against your home for ANY REASON if its paid off. What do you guys think? To me going the chapter 13 route makes the most sense for her, but I wanted to get your opinions first. She's really hurting here folks and the rest of my family (I have 2 brothers and 2 sisters) really couldn't give a damn.
Personal Finance Deals
100% Sold Out: PM's no more.
Added on : Tuesday March 04th 2014 09:00:10 AM
g: -5 Posted By: greling
Views: 290 Replies: 6 I have sold out entirely of my precious metals positions. I no longer own a single ounce of gold and I am now down to just one Silver American Eagle kept for the memories. After seeing the U.S. economy start to improve with Obamacare and the effects of the stimulus bill, I have decided that I now agree with nycll, the Keynesians and economists like Paul Krugman and Janet Yellen. The U.S. economy is turning around. Gold will crash to less than $600 and the stock market will see higher highs, possibly over 20,000 in the next five years. I will be investing my assets into the U.S. economy and doing my part to support the American Dream. I have decided to split my wealth 50/25/25. Half will go into a total stock market index fund with Vanguard. The other half will be split between i-Bonds and a money market fund. I plan to make a down payment on a home in either California or South Florida. The game is over.
Investing Deals
g: 0 Posted By: atikovi
Views: 51 Replies: 2 See their ads all the time. Do they take advantage of people who don't know finance, like payday lenders do, and who may havejust gotten a large settlement? If someone gets a half million settlement paid evenly over 10 years, what would JGW pay for that?
General Economics Deals
Atkins Diet Quick-Start Kit- Includes 3 Free Akins Bars !
Added on : Sunday March 02nd 2014 05:00:23 AM
g: 0 Posted By: Deals4mykids
Views: 106 Replies: 0 Yes, you have to fill out a few quick things -- including create a password.Make it up and forget it if you don't want to use the site features.{It does have some neat dieting tools}. But never mind that.

Who doesn't like free snack bars ?
Take a half a minute and get them sent to you !

http://community.atkins.com/AtkinsDietDownloadableKitTest.aspx?m...
Food & Grocery Deals
Student loans .25% interest rate reduction with Auto Debit
Added on : Friday February 28th 2014 07:00:08 AM
g: 0 Posted By: stils
Views: 140 Replies: 5 I had a question I was hoping someone here could help with. I have $250k in student loans at all different interest rates (about half at 4.7%, a quarter at 6.8%, and some at around 8%). I see that if I do the monthly automatic debit my interest rate will be dropped by .25%. I prefer sending the payments in manually but if there is a substantial savings then I can definitely tough it out and do the auto-debit. I am not sure how to calculate the amount of money this will save me. Any ideas?
I searched for other threads but found one from 3-4 years ago that I couldn't reply to.
Thanks!
Personal Finance Deals
Cutlery More DOTW Two-piece Nonstick Slicone Baking Mats $12.91 + SH
Added on : Friday February 28th 2014 02:00:02 AM
g: 0 Posted By: craig001
Views: 85 Replies: 0 This is a hot deal IMHO if you bake or know someone that bakes (like mom.... mothers day is just around the corner, don'tcha know). Get two Sil-Eco half sheet size silicone baking mats for $12.91/pr plus S&H. Four piece is $24.91 and the six piece set is $36.91, I do not know what C&M charges for S&H, but if you spend $49 and up you get free shipping. This is the best price on these I might have ever seen at just under $6.50 each. You can't have too many gadgets and tools in the kitchen, lol.

Link: Cutlery & More Deal of the Week
Home & Garden Deals
Black Neoprene Winter Snowboard Ski Half-Face Mask (1.67) @ Amazon
Added on : Tuesday February 25th 2014 12:00:06 PM
Valve Complete Pack $40 AC @Green Man Gaming
Added on : Tuesday February 25th 2014 10:00:03 AM
g: 0 Posted By: TruSolja
Views: 101 Replies: 0 Link: http://www.greenmangaming.com/s/us/en/pc/games/action/valve-comp...

Complete Valve Game Pack currently listed at 49.99. Using promo code OQE4LG-WEQPSE-SMCME1 will get pack for $40.

Must have Steam account to download games.This pack contains:

Counter-Strike
Team Fortress Classic
Day of Defeat
Deathmatch Classic
Half-Life: Opposing Force
Ricochet
Half-Life
Counter-Strike: Condition Zero
Half-Life: Blue Shift
Half-Life 2
Counter-Strike: Source
Half-Life: Source
Day of Defeat: Source
Half-Life 2: Deathmatch
Half-Life 2: Lost Coast
Half-Life 2: Episode One
Half-Life Deathmatch: Source
Left 4 Dead
Half-Life 2: Episode Two
Team Fortress 2
Portal
Left 4 Dead 2
Portal 2
Counter-Strike: Global Offensive

Video Games Deals
g: 0 Posted By: Revenant
Views: 18 Replies: 0 the north face Half Men's Dome Full-Zip Hoodie - $24.73 + $5.95 shipping = $30.68 or free shipping on orders $50+ at BackCountry

LINK
Black Neoprene Winter Snowboard Ski Half-Face Mask (1.70) @ Amazon
Added on : Monday February 24th 2014 03:00:05 AM
Black Neoprene Winter Snowboard Ski Half-Face Mask ($1.67) @ Amazon
Added on : Sunday February 23rd 2014 10:00:05 AM
Men's Lacrosse AlphaBurly Sport 800 Boots, Insulated - (Size 7-8-9)
Added on : Friday February 21st 2014 05:00:13 PM
g: 0 Posted By: Ayla
Views: 259 Replies: 0 Men's Lacrosse AlphaBurly Sport 800 Boots, Insulated - (Size 7-8-9) - $99.99 at L. L. Bean, and Size 11 at Amazon



http://www.llbean.com/llb/shop/84913?feat=509139-GN2&page=men-s-...


Regular: $155.00

Sale: $99.99



Combine the best features of neoprene and rubber
One-third lighter and twice as comfortable as comparable boots
Sport Chassis outsole cradles foot for comfort and stability
Superwarm 800-gram Thinsulate Ultra Insulation

These boots are twice as comfortable as traditional rubber boots and one-third lighter. On the outside, scent-free, waterproof rubber offers total protection from the elements. Inside, 3.5 mm insulating neoprene wraps around your foot for a custom fit and feel you won't find in any other rubber boot. 800-gram Thinsulate Ultra Insulation olefin/polyester keeps your feet toasty warm even in the coldest weather. Unique Sport Chassis outsole system cradles your heel and forefoot for optimum lateral support and comfort, even in the most rugged terrain. Aggressive rubber outsole for improved traction. Ht. 18". 5.5 lb. per pair. Imported. Fit best with heavyweight socks. Half sizes order up.


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


LaCrosse Men's 18" Alphaburly Sport Break-Up 800G Hunting Boot


http://www.amazon.com/LaCrosse-18-Alphaburly-Sport-Break-Up/dp/B...


List Price: $139.95


Price: $99.99 - For Size 11

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


http://www.ebay.com/itm/LaCrosse-Alphaburly-Sport-Rubber-3-5mm-N...


Size 14M - $91.48....not sure how many, it doesn't say, maybe only 1?

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Shoes Deals

L.L.Bean Coupons
Black Neoprene Winter Snowboard Ski Half-Face Mask ($1.70) @ Amazon
Added on : Friday February 21st 2014 10:00:21 AM
Rubios - Free 1/2 Regal Springs Tilapia Burrito for Beach Club Members
Added on : Friday February 21st 2014 08:00:11 AM
g: 0 Posted By: remick
Views: 34 Replies: 0 http://www.rubios.com/events/rsvp

Come sample half a Regal Springs Tilapia Burrito, grilled or house blackened on an authentic comal topped with fire-roasted corn, handmade guacamole, Mexican rice, a cilantro/onion mix, red and green cabbage and creamy chipotle sauce. Wrapped in a toasted flour or whole grain tortilla.

Space is limited so RSVP soon. This invitation is exclusive to Beach Club Members only. We look forward to seeing you.

Totally Free Deals
g: 0 Posted By: ksenn
Views: 292 Replies: 2 Amazon has the Black Neoprene Winter Snowboard Ski Half Face Maskfor $1.67 with free shipping.

BLACK NEOPRENE FACE MASK NECK EARS WARMER
FITTED NEOPRENE VENTED FITTED VELCRO CLOSE FACE
THERMAL COTTON FLEECE LONG NECK & RAISED EAR WARMERS
LENGTH AROUND HEAD 21" UNSTRETCHED -APPROXIMATE LENGTH 11"
GREAT FOR WINTER SPORTS , HUNTERS, MOTORCYCLISTS , SNOWBOARDERS

Clothing Deals

Amazon Coupons
Cuisinart ICE 21 Frozen Yogurt/Ice Cream/Sorbet Maker 38.99+FS Amazon
Added on : Thursday February 20th 2014 11:00:09 AM
g: 0 Posted By: TruSolja
Views: 227 Replies: 1 Amazon has the Cuisinart ICE 21 Frozen Yogurt, Ice Cream, and Sorbet Maker for less than half price. Also includes Free Shipping ($35+)

http://www.amazon.com/Cuisinart-ICE-21-Frozen-Yogurt-Ice-Sorbet/...
Appliance Deals

Amazon Coupons
Brainwavz M4 Headset Isolating Earphones 26.50 Amazon
Added on : Thursday February 20th 2014 10:00:01 AM
g: 0 Posted By: TruSolja
Views: 1 Replies: 0 Amazon has the Brainwavz M4 noise-canceling earphones for 26.50 right now, which is less than half of the regular price. Free shipping for orders over $35.

http://www.amazon.com/Brainwavz-M4-Headset-Isolating-Earphones/d...
Need advice on current debt situation!!
Added on : Wednesday February 19th 2014 10:00:13 PM
g: 0 Posted By: dlight1
Views: 50 Replies: 2 These type's of threads always get loaded with RED towards the OP, however I'm asking the community here on any advice to help the situation.

Debts
Home Equity Loan: $34,200 @ 5.25%
Student Loan: $5,100 @ ($4,500 @ 3.4% and $600 @ 4.5% consolidated)
Chase Credit Card: $0 @ 17.99%

Assets
Net Annual Pay: $22,000
Bank accounts: $3,072
401k: $22,000

Basically in a nutshell, the Home Equity is $224/mo for the next 19 years and the Student Loan started as 12,000, but is now just sitting in forbearance for the past year and a half. Forbearance is due to expire in October, but chances are I'll ask for an extension. The student loan offers auto-pay which reduces the interest by 0.25%, but obviously carries a $53/mo bill to stay on track, or $33/mo if extended to a 15yr term (10 original term). The Chase card has a low credit line of just over $2,000, but its sole purpose is to be used to earn 1% CashBack paying monthly bills (yeah trying every avenue to help... net CashBack is roughly $240/year), such as electric, water, and sewer bills. Based on the past 2yrs of bills, etc... In around August or early September, we no longer will be able to make payments on the monthly expenses.

Basically, I just would like to know of any other sources/ideas to eliminate this debt or at least stay steady and make it by on current income.

The next possibility to help things would be to lower health and dental plans. Currently paying around $3,276 annually from employer. Tapping into the 401k seems tempting, but would like to stay away from that option as well (unless it would actually help matters). As of right now, the only chance of hope is to get a raise in July, otherwise somethings got to give somewhere.
Question Deals
Free Kindle Book - Poison (Bloodline Trilogy) (was $14.99)
Added on : Wednesday February 19th 2014 10:00:12 AM
g: 2 Posted By: remick
Views: 258 Replies: 1 http://www.amazon.com/dp/B00BJRA6MA

4.8 out of 5 stars (68 customer reviews)

Five years ago, Keelyn Samuelss armed, mentally ill stepfather took her family hostage in their house in rural Colorado. She and her half-sister Raven made it out alive, but others did not. Authorities blamed the fathers frequent hallucinations about a being named Lucent, but in the end, even the best of the FBIs hostage negotiators failed to overcome the mans delusions and end the standoff peacefully.
SWAT team member Lee Watson was there that day. He watched it all unfold and was able to pull Keelyn and Raven from the grip of their demon-possessed father. Though partially successful, his team had still failed, and the outcome of that dayand that tortured familyhas continued to plague Lee ever since. Though unusual for SWAT to reconnect with survivors, Lee bumped into Keelyn two years after the crisis, and they both found some peace in their budding relationship. But peace is hard to maintain when the memory returns . . . in the flesh.

Lucent is back, and hes no hallucination. In fact, he is a very real person with dangerous Motives. He has kidnapped Ravens daughter, and--Keelyn worries--maybe has hurt Raven as well. Though she is estranged from her sister, Keelyn feels the immediate need to find Raven and save what family she has left. But when others who were involved in that fateful day start dying, some by mysterious circumstances, Keelyn wonders if she and Lee can emerge unscathed a second time.

The highly anticipated second installment of the Bloodline Trilogy explores the boundaries of faith and family and what happens when both are put to the test.
Books Deals

Amazon Coupons
Free Kindle Book - Buddhism: Key Ideas
Added on : Wednesday February 19th 2014 06:00:20 AM
g: 0 Posted By: remick
Views: 96 Replies: 0 http://www.amazon.com/Buddhism-Key-Ideas-Mel-Thompson-ebook/dp/B...

With its blending of wisdom and compassion, Buddhism offers a view of the world that has transformed the lives of millions of individuals over the last two and a half thousand years. Its ideas are not presented as having inflexible religious authority, nor simply as an intellectual challenge, but as an invitation to reflect on the nature of reality and on the universal human quest for happiness in a world where everything is changing and nothing is secure.

This book presents 101 key Buddhist ideas, arranged in alphabetical order. Each is explained clearly but briefly and related to others, so you can dip into the book, find an idea that interests you, and explore outwards from that point.

It assumes no prior knowledge of Buddhism and offers a quick way to get an overall view of Buddhist thought, or to check how Buddhist ideas relate to one another. It should be particularly useful as a revision tool for students taking papers in Religious Studies from GCSE
upwards.



Also free at the time of posting:

The Essence of Buddhism
http://www.amazon.com/The-Essence-Buddhism-David-Tuffley-ebook/d...

Zen Prayers For Repairing Your Life
http://www.amazon.com/Zen-Prayers-Repairing-Your-Life-ebook/dp/B...

Secrets of True Happiness
http://www.amazon.com/Secrets-True-Happiness-Tai-Sheridan-ebook/...


Totally Free Deals
g: 3 Posted By: robby69
Views: 329 Replies: 3 http://www.amazon.com/gp/product/B001AYX73C/

Picture Quality is Stunning: Sharpness and overall resolution, as captured from the VVLA elements at 4k (6k, if you consider the negative moving sideways, but still 4k perf to perf) is dead-on perfect. Grain levels appear normal and approximately half that of a normal non-VVLA 5248 production of the era. I'm seeing no apparent use of DNR or sharpening.

Blu Ray Deals

Amazon Coupons
Amazon Free App of the Day - eWallet for Android (was $9.99)
Added on : Tuesday February 18th 2014 05:00:23 AM
g: 0 Posted By: remick
Views: 72 Replies: 0 http://www.amazon.com/gp/product/B006UW4OB8

4.4 out of 5 stars (45 customer reviews)
#1 in Appstore for Android > Productivity

Don't take risks with your passwords, account info, card numbers, or IDs. Keep them protected, secure, and easy to access in eWallet. Your passwords are very important - just think about it. All your money, your bank accounts, financial info, health info, credit cards, insurance, and everything else you need to keep private is protected by passwords. They're not just for email, Facebook and Twitter.

So when you're looking for a password manager, pick one you can trust.

eWallet, from Ilium Software, has been trusted by mobile users for over 16 years. With more than half a million users, in-house email support, and dozens of major industry awards, eWallet is your best - and safest - choice for your confidential information.

eWallet protects your information completely, with:
+ Secure storage for passwords, usernames, PINs
+ Strong 256-bit AES encryption
+ Secure storage for bank and credit card info
+ Time-out locks to keep your info safe
+ Live URLs that launch the websites you know, without the dangers of phishing emails or typing errors taking you elsewhere
+ An automatic password generator to create strong, secure passwords
Totally Free Deals
g: 0 Posted By: fsidos
Views: 192 Replies: 0 http://www.sierratradingpost.com/lacrosse-myrick-low-10%E2%80%9D...

Product Features:

Waterproof rubber base
4mm insulating neoprene
Knit upper with side toggles for easy on-off
Soft fleece lining
Removable EVA-cushioned insole
Rubber outsole
Half sizes order up
Made in China

Shoes Deals

Sierra Trading Post Coupons
g: 1 Posted By: remick
Views: 548 Replies: 2 http://www.amazon.com/Significant-Living-Jerry-Shirley-Rose-eboo...

5.0 out of 5 stars (3 customer reviews)

Join Jerry and Shirley in a celebration of life and faith after fifty as you find renewed meaning and significance for the second half of your life!

Married for more than forty years, veteran TV personalities and Significant Living television show hosts Jerry and Shirley Rose are familiar with the various stages of life and marriage. Jerry has served as president and CEO of the Total Living Network near Chicago for more than thirty years, interviewing thousands of guests and bringing a minister's experience and broadcaster's expertise to every program. Shirley's experience proves that the second half of life can differ drastically from the first. She spent early adulthood at home, raising three children, before joining the corporate world as an executive. After she turned fifty, Shirley "reinvented" her life: she wrote her first of five books and created and produced the Emmy award-winning TLN program Aspiring Women, which she also cohosts. The parents of three and the grandparents of twelve, the Roses are passionate about encouraging baby boomers to pursue lives of significance.


Life Begins to Suck at 40: A look into the darker aspects of getting old and farty
http://www.amazon.com/Life-Begins-Suck-40-aspects-ebook/dp/B00IF...

A look at the bits that fall off you as you get kicked over the 40 barrier. There's no going back!
Books Deals

Amazon Coupons
Free Kindle Book -Significant Living (was $19.99)
Added on : Monday February 17th 2014 04:00:05 AM
g: 1 Posted By: remick
Views: 176 Replies: 1 http://www.amazon.com/Significant-Living-Jerry-Shirley-Rose-eboo...

5.0 out of 5 stars (3 customer reviews)

Join Jerry and Shirley in a celebration of life and faith after fifty as you find renewed meaning and significance for the second half of your life!

Married for more than forty years, veteran TV personalities and Significant Living television show hosts Jerry and Shirley Rose are familiar with the various stages of life and marriage. Jerry has served as president and CEO of the Total Living Network near Chicago for more than thirty years, interviewing thousands of guests and bringing a minister's experience and broadcaster's expertise to every program. Shirley's experience proves that the second half of life can differ drastically from the first. She spent early adulthood at home, raising three children, before joining the corporate world as an executive. After she turned fifty, Shirley "reinvented" her life: she wrote her first of five books and created and produced the Emmy award-winning TLN program Aspiring Women, which she also cohosts. The parents of three and the grandparents of twelve, the Roses are passionate about encouraging baby boomers to pursue lives of significance.
Books Deals

Amazon Coupons
OFFER OVER Free Kindle Book-Master the Art of Photographic Composition
Added on : Sunday February 16th 2014 04:00:22 PM
g: 4 Posted By: remick
Views: 1907 Replies: 3 http://www.amazon.com/Master-Art-Photographic-Composition-Photog...

Owning a camera is only one half of the requirements for making a good photo. The other half is the ability to apply an understanding of the principles of design to your image. The technical side must be balanced by the artistic side, like the two wings of a bird, for your photos to excel.

The Art of Photographic Composition is a mini-course in 30 stages to guide you to an understanding of how to work with those design principles to create great shots. They are the same principles that fine art photographers, painters and other visual artists use to express themselves. These are the rules that will enable you to create a photograph that can truly be called art.

Each section has text, images which demonstrate the principle (most of them with camera data) plus exercises and ideas for you to try out. The exercises are an essential part of the process and will help you to integrate the information you have learned.

By working through the book you will build a body of knowledge, both theoretical and practical, which will lead you to a mastery of the art of photographic composition. I guarantee your photos will improve and you will be able to express yourself more creatively and capture images that are visually compelling and truly artistic.

Techniques include:
- How to frame your shots for artistic effect
- Using geometric shapes to create an underlying design
- How different types of line strengthen your composition
- Separating the subject from the background
- The power of negative space
- Pattern and rhythm as design elements in a photograph
- Silhouettes and shadows
- How to create a sense of scale
- Action and motion blur
- The importance of picture depth
- Making the most of available light
- How to tell a story in a single image
- The use of visual metaphor
- Breaking the rules for expressive effect
- Engaging the imagination
- And more!
Totally Free Deals
State Theatre Half-Priced Tickets in Easton, PA
Added on : Sunday February 16th 2014 11:00:03 AM
g: 1 Posted By: jacqcamer
Views: 96 Replies: 0 The Deal!

Looking for the perfect gift? State Theatre gift cards fit everyone's taste. From comedy to music and shows for all ages!

Right now you can purchase $50.00 gift certificates to The State Theatre for only $25.00.

They never expire, come in any amount and are good for any State Theatre produced show, memberships and authorized State Theatre merchandise.

For a complete list of all State Theatre performances visit www.statetheatre.org.

Redeem your gift cards at the Box Office in downtown Easton, PA or call 1-800-999-STATE

http://www.halfoffdeals.com/promo/171554/The+State+Theatre
Restaurants & Entertainment Deals
Kroger Fuel Points 4x on Restaurants Gift Cards 2x on Other Cards
Added on : Friday February 14th 2014 04:00:03 PM
g: 0 Posted By: Wizard83
Views: 190 Replies: 0 Was a the Local Kroger Yesterday (Nashville, TN Area) and they have a sign up for 4x Fuel points on Restaurant gift cards and 2X on other gift cards such as Amazon. This 4x promotion only runs thru tomorrow 2-15-14.

I had to buy something on Amazon so went to Kroger and got the Gift Cards to get the 2x fuel points and saw this so I bought $250 of Restaurant cards..

For Example Buy $250 of Restaurant Gift Cards (McDonalds, Subway, IHOP, Cracker Barrel, etc) get 250 x 4 = 1000 Points.

This is good for $1 off per gallon on up to 35 gallons of fuel at Kroger Gas stations for a $35 savings.

My Vehicle only holds 15-20 gallons so I bring 4ea 5 Gallon Cans to get the Max when I fill up. Basically Half goes in my tank and half in the cans for a second "Fill UP at Home.

Point now will expire 3-31-14.

Good Luck


Services Deals
Putting It In The Backdoor (Roth) For Fun And Profit
Added on : Thursday February 13th 2014 02:00:10 PM
g: 21 Posted By: robronson
Views: 3596 Replies: 21 I've been reading about backdoor Roths for a while but it never applied to me since my income has been below the threshold. For you old-timers, skip to the last two paragraphs of this post for my "new" information. The bulk of this post is a primer for people not in the know about the concept. For anyone reading who is new to the concept, the IRS disallows a person to contribute money into a Roth IRA if they earn more than a certain amount of money (in the $100k+ range). You also can't get a traditional IRA deduction at that income due to phaseouts that disallow it. Thus, people contribute to a non-deductible IRA, which has no income phaseout, and then convert it to a Roth IRA since the government recently removed the income-level restriction on a Roth conversion.

The benefit here is that with a non-deductible IRA, you get no deduction of the contribution but all of the earnings are taxable like a traditional IRA. If you contribute $5k to a non-deductible IRA and it grows to $10k over time, your $5k contribution comes out tax free but you're taxed on the $5k of earnings. With a Roth IRA, you get no deduction on the initial contribution but the earnings also come out tax-free (everything is tax-free in the Roth) so it's a much better deal.

You can convert a Traditional or Non-Deductible IRA into a Roth by simply paying the tax on any earnings to date. For example, if you put $5k into a non-deductible IRA and it's worth $6k, you pay income taxes on $1k (the earnings) and can convert all $6k (your $5k contribution and the $1k earnings) into a Roth which can grow for decades completely tax free. It's a great deal if (in this example) you believe the taxes on the $1k right now are less than the present value of the future taxes you'll pay on all earnings from it.

So what people are trying to do lately is contribute $5k into a non-deductible IRA. Then immediately convert it into a Roth IRA. They pay the "taxes" on the $0 of earnings (since they convert it in the same day), which costs $0 and like magic, they were able to bypass the income restriction on contributing money into a Roth IRA.

The problem that many people don't realize is that you can't simply convert one piece of your Traditional/Non-Deductible IRA money into a Roth. Suppose you already had $100k of money in a Traditional IRA that you built up over the years. And suppose it is 50% earnings and 50% contribution (you contributed $50k to the Traditional IRA over the years and it's grown to $100k, so if you withdrew it today, you'd owe taxes on the $50k earnings). If you then contribute $5k to a non-deductible IRA and try to convert that $5k to a Roth, it doesn't work.

This is because the IRS looks at the Traditional and Non-Deductible IRA money as one package. So to the IRS, in the above example, you have $105k in IRAs and decided to convert $5k from that, which is about 5% of it. You can't decide which of that $105k to convert, you must convert it equally split between whatever the ratio of earnings to contributions is. Thus, if you convert $5k, you're really converting around $2,500 of earnings (out of that $100k Traditional IRA money) and $2,500 of contributions. So you pay taxes on $2,500 to do the conversion, not $0. And, you didn't actually move all $5k of the non-deductible IRA into a Roth. You only moved half of it. The other half is stuck in that T-IRA/Non-Deductible IRA pool.

None of this is new information, it's simply summarized from what I've read on these forums and elsewhere. What is new is my proposal to fix the problem. You're allowed to rollover Traditional IRA money into a 401k. Thus, if in the above example you rolled over your $100k Traditional IRA into a 401k, and then contributed $5k to a non-deductible IRA, you could do the full $5k conversion to Roth, tax-free, because that $5k is the only IRA you have. The problem is that virtually no 401k custodians, through employers, allow for in-service rollovers into the 401k.

The potential solution? Open an Individual 401k, designed for Self Proprietors/Small Business Owners and roll your T-IRA into there. From the looks of things, Vanguard allows an I-401k to anyone (who claims to be a self proprietor) and there's no fees if you have at least their lowest level status (which offhand I think is $50k in assets with them). If you're not actually self employed, you won't be able to contribute money into the I-401k, but you should be able to rollover your T-IRA money into it. Then do your backdoor Roth with no problems.

Investing Deals
g: 0 Posted By: Deals4mykids
Views: 164 Replies: 0 Electric Salt & Pepper Mill Set Easier, Faster, Less Mess! for $19 + free shipping

http://www.dealgenius.com/electric-salt-pepper-mill-set-easier-f...

Fresh ground pepper and sea salt will take your taste buds to the moon, but its the pull back to Earth that will shoot your meal to the stars.
This Electric Salt & Pepper Mill Set by Modern Home has built-in gravity sensors to detect when its been flipped over.
Only when upside down will the shakers dispense freshly ground salt and pepper, eliminating excess mess from your dinner plate.
The black and space-age stainless steel finish is sleek and futuristic yet classically simple, and the top half detaches making it easy to fill and dishwasher safe.
With these shakers, delicious down to Earth dinners and celestial meals await.


2-Piece set ideal for sea salt and pepper corns
Built-in gravity sensor, requires 4 AA batteries
Brushed stainless steel finishing and silicone grips
Height: 8, Base Width: 2.375


$29 + shipping on Amazon http://www.amazon.com/Modern-Home-Electric-Salt-Pepper/dp/B00HEE...

Home & Garden Deals
g: 2 Posted By: remick
Views: 199 Replies: 1 http://www.amazon.com/Master-Art-Photographic-Composition-Photog...

Owning a camera is only one half of the requirements for making a good photo. The other half is the ability to apply an understanding of the principles of design to your image. The technical side must be balanced by the artistic side, like the two wings of a bird, for your photos to excel.

The Art of Photographic Composition is a mini-course in 30 stages to guide you to an understanding of how to work with those design principles to create great shots. They are the same principles that fine art photographers, painters and other visual artists use to express themselves. These are the rules that will enable you to create a photograph that can truly be called art.

Each section has text, images which demonstrate the principle (most of them with camera data) plus exercises and ideas for you to try out. The exercises are an essential part of the process and will help you to integrate the information you have learned.

By working through the book you will build a body of knowledge, both theoretical and practical, which will lead you to a mastery of the art of photographic composition. I guarantee your photos will improve and you will be able to express yourself more creatively and capture images that are visually compelling and truly artistic.

Techniques include:
- How to frame your shots for artistic effect
- Using geometric shapes to create an underlying design
- How different types of line strengthen your composition
- Separating the subject from the background
- The power of negative space
- Pattern and rhythm as design elements in a photograph
- Silhouettes and shadows
- How to create a sense of scale
- Action and motion blur
- The importance of picture depth
- Making the most of available light
- How to tell a story in a single image
- The use of visual metaphor
- Breaking the rules for expressive effect
- Engaging the imagination
- And more!
Totally Free Deals
Use FSA to reimburse new ACA reinsurance fee
Added on : Wednesday February 12th 2014 06:00:12 AM
g: 0 Posted By: Gman476
Views: 31 Replies: 0 As many of you may have noticed there is a new $63 per person per year tacked onto your health insurance bills now. This can be quite a bit if you have a spouse and dependents on your plan. If the fee is paid on your behalf by your company it is still treated as income to you (unlike health insurance premiums paid on your behalf by your company). I'm going to attempt to seek reimbursement on a monthly basis for this fee through my Flexible spending account. I researched it briefly and could not find any definitive information. I noted that insurance premiums are prohibited from being reimbursed through an FSA but this is clearly labeled a fee and not an insurance premium (or it would not be treated as taxable income to the recipient).

If anyone else has any insight on this then feel free to share.

Thanks
General Economics Deals
g: 0 Posted By: carlnudge
Views: 33 Replies: 0 Didn't see this posted anywhere...

50% off Glucosamine, Chondroitin, MSM, Turmeric supplement for joint pain.

Coupon code: DEYKKTJ8

One bottle per person, expires 02/13/14
Health Deals
Mobil 1 motor oil $10 off at Walmart using Autozone coupon, YMMV
Added on : Tuesday February 11th 2014 08:00:12 AM
g: 2 Posted By: Cyfun
Views: 324 Replies: 3 Autozone just posted their$10 off Mobil 1 coupon, good on 5 single quarts or 1 multiquart jug. I've had very good luck in using this at WalMart, knocking their jugs of synthetic oil down to about $15, and the Delvac 15w-40 down to $2.47. That works out to about $3 a quart for synthetic, and $0.62 for Delvac!

In the past when I posted these deals, people complained that WalMart's rules state they only pricematch competitors' prices, not competitors' coupons. Having said that, I nor anyone I've met has ever been shot down on this, but I put in a YMMV in the title just in case. After all, this is Fatwallet! Half the fun is arguing with cashiers!
Tools & Automotive Deals

AutoZone Coupons
The Correct Way To Do A Backdoor Roth Contribution
Added on : Tuesday February 11th 2014 05:00:21 AM
g: 0 Posted By: robronson
Views: 151 Replies: 2 I've been reading about backdoor Roths for a while but it never applied to me since my income has been below the threshold. For you old-timers, skip to the last two paragraphs of this post for my "new" information. The bulk of this post is a primer for people not in the know about the concept. For anyone reading who is new to the concept, the IRS disallows a person to contribute money into a Roth IRA if they earn more than a certain amount of money (in the $100k+ range). You also can't get a traditional IRA deduction at that income due to phaseouts that disallow it. Thus, people contribute to a non-deductible IRA, which has no income phaseout, and then convert it to a Roth IRA since the government recently removed the income-level restriction on a Roth conversion.

The benefit here is that with a non-deductible IRA, you get no deduction of the contribution but all of the earnings are taxable like a traditional IRA. If you contribute $5k to a non-deductible IRA and it grows to $10k over time, your $5k contribution comes out tax free but you're taxed on the $5k of earnings. With a Roth IRA, you get no deduction on the initial contribution but the earnings also come out tax-free (everything is tax-free in the Roth) so it's a much better deal.

You can convert a Traditional or Non-Deductible IRA into a Roth by simply paying the tax on any earnings to date. For example, if you put $5k into a non-deductible IRA and it's worth $6k, you pay income taxes on $1k (the earnings) and can convert all $6k (your $5k contribution and the $1k earnings) into a Roth which can grow for decades completely tax free. It's a great deal if (in this example) you believe the taxes on the $1k right now are less than the present value of the future taxes you'll pay on all earnings from it.

So what people are trying to do lately is contribute $5k into a non-deductible IRA. Then immediately convert it into a Roth IRA. They pay the "taxes" on the $0 of earnings (since they convert it in the same day), which costs $0 and like magic, they were able to bypass the income restriction on contributing money into a Roth IRA.

The problem that many people don't realize is that you can't simply convert one piece of your Traditional/Non-Deductible IRA money into a Roth. Suppose you already had $100k of money in a Traditional IRA that you built up over the years. And suppose it is 50% earnings and 50% contribution (you contributed $50k to the Traditional IRA over the years and it's grown to $100k, so if you withdrew it today, you'd owe taxes on the $50k earnings). If you then contribute $5k to a non-deductible IRA and try to convert that $5k to a Roth, it doesn't work.

This is because the IRS looks at the Traditional and Non-Deductible IRA money as one package. So to the IRS, in the above example, you have $105k in IRAs and decided to convert $5k from that, which is about 5% of it. You can't decide which of that $105k to convert, you must convert it equally split between whatever the ratio of earnings to contributions is. Thus, if you convert $5k, you're really converting around $2,500 of earnings (out of that $100k Traditional IRA money) and $2,500 of contributions. So you pay taxes on $2,500 to do the conversion, not $0. And, you didn't actually move all $5k of the non-deductible IRA into a Roth. You only moved half of it. The other half is stuck in that T-IRA/Non-Deductible IRA pool.

None of this is new information, it's simply summarized from what I've read on these forums and elsewhere. What is new is my proposal to fix the problem. You're allowed to rollover Traditional IRA money into a 401k. Thus, if in the above example you rolled over your $100k Traditional IRA into a 401k, and then contributed $5k to a non-deductible IRA, you could do the full $5k conversion to Roth, tax-free, because that $5k is the only IRA you have. The problem is that virtually no 401k custodians, through employers, allow for in-service rollovers into the 401k.

The potential solution? Open an Individual 401k, designed for Self Proprietors/Small Business Owners and roll your T-IRA into there. From the looks of things, Vanguard allows an I-401k to anyone (who claims to be a self proprietor) and there's no fees if you have at least their lowest level status (which offhand I think is $50k in assets with them). If you're not actually self employed, you won't be able to contribute money into the I-401k, but you should be able to rollover your T-IRA money into it. Then do your backdoor Roth with no problems.

Investing Deals
Tag Heuer Watch Sale @ Ashford starting at $739
Added on : Tuesday February 11th 2014 03:00:03 AM
g: 0 Posted By: MasterDebator
Views: 101 Replies: 0 http://www.ashford.com/us/watches/tag-heuer/cat6063.cid

Ashfords Valentines sale has discounts on a little less than half of their Tag collection
Watches Deals

Ashford Coupons
ONKYO 5.1 Channel A/V Receiver (TX-SR313) - $169 Fry's (normally $250)
Added on : Monday February 10th 2014 06:00:07 PM
g: 0 Posted By: axolotls
Views: 179 Replies: 0 Been looking for a deal on this one. This is good through 2/13/2014

I was looking for an Onkyo A/V 5.1 receiver with 4 hdmi inputs and 1 output to minimize the wires going to my HDTV. Amazon and e-Bay has these from $199 to $229. Fry's has this on sale this week through Thursday.

My existing older Onkyo is 7.1 but only need 5.1 for myself.

http://www.frys.com/product/7016191
Amplifier Power Output (8 ohm, 20 Hz-20 kHz, FTC) - Front L/R 65 W/Ch Center 65 W Surround L/R 65 W/Ch Surround Back - Power Output (6 ohm, 1 kHz, FTC) - Front L/R - Center - Surround L/R - Surround Back - Dynamic Power (front) - 3 ohm 160 4 ohm 125 8 ohm 85 THD+N (Total Harmonic Distortion + Noise) 0.08% (20 Hz?20 kHz, Half Power) Damping Factor (1 kHz, 8 ohm) 60 Input Sensitivity and Impedance - PHONO MM - CD and TAPE Play 200 mV, 47 k ohm Output Level and Impedance - TAPE REC 200 mV, 470 ohm PRE OUT 1.0 V, 470 ohm Frequency Response 20 Hz-50 kHz S/N Ratio 100 dB (Line, IHF-A) PHONO (MM) - CD/TAPE 100 dB (IHF-A, 0.5 V input) Phono Overload (1 kHz) - Tone Controls - BASS +/- 10 dB at 50 Hz TREBLE +/- 10 dB at 20 kHz # Channels 5.1 Power Watts/Ch 65 W/Ch (8 Ohms, 20 Hz?20 kHz, 0.7% THD, 2 Channels Driven, FTC) Power (8ohms 20-20kHz 0.05%) /Ch - THX Certified - Continuous 6ohms Rated Yes Certified 4ohms performance - All Discrete Circuitry Yes 3-Stage Inverted Darlington Circuitry - Dual PUSH-PULL Design - Independent Block Construction (Amp/Preprocessor) - Toroidal Transformer - Independent Power Supply - Bi-amp Capability For Front - BTL Capability For Front - Usable Sensitivity - FM Mono 11.2 dBf, 1.0 uV (75 ohm IHF) FM Stereo 17.2 dBf, 2.0 uV (75 ohm IHF) AM 30 uV S/N Ratio - FM Mono 76 dB (IHF-A) FM Stereo 70 dB (IHF-A) AM 40 dB THD - FM Mono 0.2 % FM Stereo 0.3 % AM 0.7 % FM Stereo Separation 45 dB at 1 kHz,30 dB at 100 Hz-10 kHz Processing DOLBY Decoder True HD, DD Plus DTS Decoder DTS-HD Master Audio Dolby PLIIz - ONKYO GAME Surround Modes Yes DTS Surround Sensation Speaker / Headphone - / - Neural Surround - THX Processing Mode - Audyssey Dynamic EQ - Audyssey Dynamic Volume - Direct/Pure Mode Yes / - Advanced Music Optimizer Yes 192K/24 Bit DACs Yes (Burr-Brown) VLSC - isf Certified Calibration Control - Connectivity Audio I/O 6 / 1 Phono Input - Digital Audio IN (OPT/COAX) 2 / 1 Digital Audio OUT (OPT/COAX) - Composite I/O 5 / 1 S-Video I/O - Component Video I/O 2 / 1 Front-Panel A/V - Front-Panel Optical - Front-Panel USB Input (made for iPod/iPhone) Yes HDMI I/O 4 / 1 HDMI Version V1.4a (supporting 3D video and Audio Return Channel) Component Video Upconversion - Analog To HDMI UpConversion - 1080i Upscaling - 1080p Upscaling - Multi-Channel Input - Analog Pre-Outs Sub Speaker A/+B Yes Powered Zone2 - Zone 2 Line Out - Zone 2 Video Out - Zone 3 Line Out - U-Port - iPod Ready Yes (direct USB input) HD Radio Ready - XM Radio Ready - SIRIUS Radio Ready - Internet Radio Capable - Streaming Audio From PC - Streaming Audio From USB memory - Integration Access RS-232 - IR Input - Ethernet - ONKYO-RI System Control Yes 12V Trigger - General Pre-Pro/Learning Remote - / - Back-Lit Remote - On Screen Remote Programming - Bi-directional Remote Setup via GUI - Activity Based Remote - Color-Coded Speaker Terminals Yes Auto Speaker Calibration W/Mic. - OSD Out Yes (basic overlay) Solid Aluminum Front - Dimensions (W x H x D) 17 1/8" x 5 7/8" x 12 1/2" Weight 16.8 lbs Warranty 2 YEARS

Electronics Deals
10 Pack: Women's 100% Cotton Tank Tops for $24 + free shipping
Added on : Monday February 10th 2014 07:00:03 AM
g: 0 Posted By: Deals4mykids
Views: 161 Replies: 0 0 Pack: Women's 100% Cotton Tank Tops for $24 + free shipping

Price drops from $34.99 to $23.99 with code BRAD31.

These tanks are 100% cotton, double-stitched roomy neck and arm openings, ribbed and they come in assorted colors and up to 3 sizes while supplies last.

There is no sales tax (except IL).
Confirm that the discount has been applied prior to purchase.

All women know that a cotton tank of differing colors and styles is something you can never have enough of. Regardless of the season and temperature, tank tops are wearable everyday! It doesnt matter if youre layering these tanks under blouses, sweaters, and jackets during winter or wearing them separately to show off your summer tan. A ten pack of tank tops is just the thing your wardrobe needs, so stock up now!

100% cotton--comfortable and durable
Pre-shrunk cotton
Double-stitched roomy neck and arm openings
Ribbed
Comes in assorted colors
Comes in five sizes

http://www.overhalfsale.com/events/10-Pack-Womens-100-Percent-Co...
Clothing Deals
g: 0 Posted By: chapmanra2013
Views: 62 Replies: 0 Dollar General is offering 50% Off Houseware, Kitchenware, Bed Pillows, Sheets, Towels & Rugscoupon with code "HOMEHALF". Offer is valid now through 02/15/14. Text "HOMEHALF" to 34898 to receive in-store mobile coupon.
g: 0 Posted By: DaysFan
Views: 173 Replies: 0 Joseph Slim Fit 2-Button Suits with Plain Front Trousers
Reg. $650.00

Sale! $199.00
Updated lines with higher 2-button styling and side vents. Shorter coat length with tailored shoulders, narrower sleeve and slimmest lapel. Higher armholes allow both a close fit and freedom of movement. Full copper-colored lining and piping at waistband. Plain front trouser sits lower on the waist with shortest rise and slimmest leg. Quarter-top pockets. Half-lined to the knee with unfinished bottoms for altering ease. Year-round weight. Dry clean. Imported.
Item #: 22283
http://www.josbank.com/
Clothing Deals

Jos. A. Bank Coupons
g: 1 Posted By: cr3s
Views: 146 Replies: 4 Question: Am I stuck with this lease or can I get out? Landlord is not open to renegotiating the rent $.

Location: California.

Short Version:

1. Renewed 1 year lease 3 months ago.
2. 1 month in, landlord sent 60 day notice to all residents of change in lease terms, essentially increasing rent. He wants residents to pay water and sewage and trash disposal. This is an apartment complex.

Long version:
Currently on month 3 of 1 year lease agreement. Landlord for a 50+ units decided he's tired of paying water and trash so he's going to make all residents pay them to the util companies. He sent out a 60 day notice beginning Jan 2014 stating that in March, we'll be assessed and it will go from there.

The contract has a standard verbiage as well as an addendum.
Verbiage in Contract:
Utilities: Payment of all utilities shall be the responsibility of the Resident(s). Landlord does not pay for any utilities. If landlord were to pay any utilities, Resident(s) shall not make excessive or unreasonable use of such utilities. (It goes on to say, if landlord has to pay on the residents behalf, then he'll bill them...etc]

Utilities Addendum: Resident is responsible for paying for utilities at the above address and unit number stated above. IT is the resident's responsibility to pay directly to the companies listed below for their utilities (Electricity) each month.
Resident agrees to provide owner/agent with the account number for the following utility companies before moving in.
[Electricity Co Acct #]
....


Question Deals
2 Pack Silicone Non-stick Baking Mats for $12.99 on Amazon FSSS
Added on : Friday February 07th 2014 09:00:09 AM
g: 0 Posted By: sabeela
Views: 95 Replies: 0 2 Pack Silicone Non-stick Baking Mats on Amazonfor $12.99.

List price is $34.74. On sale at $13.99.

Use coupon code RKNU2PFG to get additional $1 off.

The final price with coupon comes to $12.99.

AFAIK, this is the best deal on Amazonfor Set of 2 mats.

Home & Garden Deals

Amazon Coupons
g: 5 Posted By: ArtieLange
Views: 196 Replies: 1 LITE-ON DVD Burner Black SATA Model OEM $14.99 shipped w/code EMCPHPC39 at Newegg

http://www.newegg.com/Product/Product.aspx?Item=N82E16827106289&...


This Lite-On 24X iHAS124 drive writes 4.7GB of data in about five and a half minutes to DVD+R, and supports all DVD formats. Intelligent features such as a 2 MB buffer, Smart-Burn buffer under-run protection, and Smart-Write dynamic calibration of write speed work together to ensure that you get accurate, working copies every time, instead of wasting disc blanks on failed write attempts.Playback is just as reliable with Smart-X technology for smooth, stable Audio CD, VCD, and DVD playback and data extraction. This high-performance SATA drive supports Microsoft Windows 2000, XP, and Vista. Using dual-layer burning, you'll be able to store 8.5 GB of data, photos, music, or games on one dual-layer disc.

DVD Multi Recorder The Lite-On iHAS124-04 DVD burner enables users to burn any DVD+R/-R, DVD+RW/-RW disc and supports the dual-layer function allowing up to 8.5GB data to be burned and saved on a single dual-layer disc. Burn your own DVD/VCD movies or backup data with ease!
24X Ultra High Writing Speed With advanced burning technology, the Lite-On iHAS124-04 DVD burner delivers a class-leading DVD+R/-R writing speed of 24X.
SMART-BURN Technology The Lite-On iHAS124-04 DVD burner is equipped with advanced SMART-BURN technology to avoid Buffer UnderRun errors and automatically adjust writing strategy and running OPC for the best burning quality.

Computers Deals

Newegg Coupons
Gold Singer: Ray Charles: MP3 Downloads for $3.99
Added on : Friday February 07th 2014 04:00:05 AM
g: 1 Posted By: Deals4mykids
Views: 194 Replies: 0 Gold Singer: Ray Charles: MP3 Downloads for $3.99

100 original remastered recordings of the R&B great Ray Charles. You will be hard pressed to find a more complete and sweeter sounding collection, and certainly not for only $3.99 !
If you think that's too good of a deal, you could buy them all individually for $89.00. : )

http://www.amazon.com/Singer-Original-Recordings-Collection-Rema...

Start downloading. You'll be glad you did. Enjoy !

The tracks:
1 You Don't Know Me
2 Georgia On My Mind
3 I Can't Stop Loving You
4 What'd I Say
5 Hit the Road Jack
6 I Got a Woman
7 The Man I Love
8 Ruby, Pt. 1
9 You Are My Sunshine
10 Bye Bye Love
11 A Fool for You (Live)
12 Come Rain or Come Shine
13 My Melancholy Baby
14 Hallelujah, I Love Her So
15 Stella By Starlight
16 Making Believe
17 Hot Rod (Live)
18 Don't Tell Me Your Troubles
19 Half as Much
20 I'll Never Stand in Your Way
21 Chattanooga Choo Choo
22 Soul Meeting
23 Black Coffee
24 Ain't That Love
25 Sweet Georgia Brown
26 I Love You so Much It Hurts
27 Just a Little Lovin' (Will Go a Long Way)
28 Moonlight in Vermont
29 In a Little Spanish Town
30 Mess Around
31 Greenbacks
32 Early in the Morning
33 Talkin' 'bout You (Live)
34 Cherry
35 Ain't Misbehavin'
36 Hardhearted Hannah
37 Sherry (Live)
38 I'm Wonderin' and Wonderin'
39 Worried Mind
40 Dawn Ray
41 Black Jack
42 Your Cheatin' Heart
43 Joy Ride
44 The Ray
45 Music, Music, Music
46 It Makes No Difference Now
47 Born to Lose
48 Roll With My Baby
49 Jumpin' in the Morning
50 Josephine
51 No Letter Today
52 Night Time Is the Right Time
53 Teardrops in My Heart
54 Mr. Charles Blues
55 Hard Times (No One Knows Better Than I)
56 Sinner's Prayer
57 Oh, Lonesome Me
58 Nancy
59 I'm Movin' On
60 Hang Your Head in Shame
61 Feelin' Sad
62 Ray's Blues
63 Marie
64 Don't You Know Baby
65 All to Myself
66 Careless Love
67 Th' Ego Song
68 Blues Waltz (Live)
69 The Sun's Gonna Shine Again
70 Late in the Evening Blues
71 I Wonder Who
72 Mr. Charles' Blues
73 Diane
74 My Bonnie
75 Take These Chains from My Heart
76 Nobody Cares
77 Come Back Baby
78 Hey, Good Lookin'
79 You Win Again
80 Heartbreaker
81 Someday (You'll Want Me to Want You)
82 Doodlin
83 I Love You, I Love You
84 Candy
85 The Snow Is Falling
86 Bags' Guitar Blues (feat. Milt Jackson)
87 Blue Genius
88 The Midnight Hour
89 Kissa Me Baby
90 Undecided
91 Lonely Boy
92 I Wonder Who's Kissing Her Now
93 I Got a Woman (Live)
94 Charlesville
95 Margie
96 Baby Let Me Hold Your Hand
97 Love On My Mind
98 Midnight
99 I'll Do Anything but Work
100 Just for a Thrill
Music Deals

Amazon Coupons
True Temper Half Moon Edger ($10.99 was $21.99) @ Sears
Added on : Wednesday February 05th 2014 11:00:04 PM
Ladies Betty Boop Toe Socks (6 prs) - $16.99 at OverHalfSale.com
Added on : Wednesday February 05th 2014 08:00:05 PM
g: 0 Posted By: Ayla
Views: 194 Replies: 0 .
Ladies Betty Boop Toe Socks (6 prs) - $16.99 at OverHalfSale.com


http://www.overhalfsale.com/6-Pairs-of-Ladies-Betty-Boop-Toe-Soc...



$16.99 - Sale Price


$49.99 - Retail Price


GearXs says the Regular Price is $29.99, if that is so, it is still a savings of: $13.00


Clothing Deals
True Temper Half Moon Edger $10.99 in-store @ Sears
Added on : Wednesday February 05th 2014 08:00:03 PM
g: 0 Posted By: ctgolfer
Views: 79 Replies: 0 www.sears.com/shc/s/p_10153_12605_07183407000P
g: 0 Posted By: Ayla
Views: 283 Replies: 0 .



"Love To Sleep" Ladies 100% Cotton Dorm Shirt w/Allover Print - One Size - (3-Pack) - $15.99 at Overstock.com



http://www.overhalfsale.com/Ladies-Love-To-Sleep-100-Percent-Cot...




Today: $15.99


Regular Price: $49.99



Features:

Cozy ladies dorm shirt
Allover print with LOVE chest applique
One size fits all
100% Cotton
Assorted colors


Care Instructions:

Machine washable
Clothing Deals
g: 0 Posted By: Ayla
Views: 98 Replies: 0 2 Pairs of Thermo Insulated Gloves in Assorted Colors - $8.99 at Overhalfsale.com




http://www.overhalfsale.com/2-Pairs-of-Thermo-Insulated-Gloves-i...






Sale: $8.99


$29.99 Retail Price




100% Polyester
One size fits many design
Assorted colors
Perfect for winter or any time
Clothing Deals
Multi-Use Mega Cleaning Brush - $11.99 at OverHalfSale.com
Added on : Wednesday February 05th 2014 07:00:02 PM
g: 0 Posted By: Ayla
Views: 17 Replies: 0 .


Multi-Use Mega Cleaning Brush - $11.99 at OverHalfSale.com




http://www.overhalfsale.com/Multi-Use-Mega-Cleaning-Brush




Sale Price: $11.99



$39.99 Retail Price




Features:

Window squeegee
Garden rake
Static broom
Can be used almost anywhere
g: 0 Posted By: Ayla
Views: 107 Replies: 0 .



"Love To Sleep" Ladies 100% Cotton Dorm Shirt w/Allover Print - One Size - (3-Pack) - $15.99 at Overstock.com



http://www.overhalfsale.com/Ladies-Love-To-Sleep-100-Percent-Cot...




Today: $15.99


Regular Price: $49.99



Features:

Cozy ladies dorm shirt
Allover print with LOVE chest applique
One size fits all
100% Cotton
Assorted colors


Care Instructions:

Machine washable
Clothing Deals
Star Trek Communicator HALF PRICE at Amazon ($9.99)
Added on : Wednesday February 05th 2014 04:00:02 PM
g: 0 Posted By: MrBFD
Views: 87 Replies: 0 Cool toyhttp://www.amazon.com/dp/B001KPMG06
Foreign pension and Social Security.
Added on : Wednesday February 05th 2014 10:00:11 AM
g: 0 Posted By: Michka
Views: 104 Replies: 3 My relative has been gainfully employed in this country for over 20 years, paid taxes and was a law abiding citizen. Now that she has turned 66, she applied for her Social Security (not SSI, the pension that she earned). Today she received a letter from SS that because she is receiving her Russian pension, her Social Security is being cut by almost half. Questions: has anyone dealt with this type of situation and how; and can someone recommend where she can look for help or an attorney who is proficient in such cases.
Personal Finance Deals
g: 0 Posted By: BlueSeaLake
Views: 72 Replies: 0 Started a little Self Employment 1099 type work and want to pack away $$$ into 401K , Signed up for Vanguard one smallbusiness- individual-401K .So I know I can contribute $17,500 .
But I have questions about company contribution, as a sole proprietorship.
Assume after expenses I made from self employment: $35,000 , I want to max the company contribution as I don't need the taxation right now, (other income, no 401K available).
I used the Vanguard calculator set for 25% but it gives the same number as when set to 1% or 20% . Its the left side near bottom of the linked page. Its higher than personal contribution limits by thousands. (seems wrong to me).
It refers to IRS pub 560 as to how they get the number (other types of 401's give explanation) - I read it, but wow... why does it have to be so hard ?
Questions are:
1) Assuming biz can contribute something as a % , where on tax forms do I show that deduction since I thought I would only file Schedule C with my personal tax form
2) To calculate company contribution do I deduct from the 35K my contributions 17,500 and deduct half of Self employment tax ?
3) I needed a EIN to sign up with Vanguard, so IRS gave me one via web. Do I have to file something with them each year now ?
Question Deals
g: 0 Posted By: jessicadabears
Views: 163 Replies: 0 (Refurbished) Logitech M705 Wireless Marathon Mouse- $17.99 w/ FS at Meritline. Use $5 off promo codeMLCKR04SNL1 to get deal price.

Hyper-fast scrolling
The sculpted, right-hand shape guides your hand to a naturally comfortable position
Uses less than half the power of comparable wireless mice
The tiny Logitech Unifying receiver stays in your notebook

Keyboard & Mouse Deals

Meritline.com Coupons
Would you have bought a house in my situation?
Added on : Monday February 03rd 2014 07:00:11 PM
g: 0 Posted By: gpandy
Views: 114 Replies: 4 May be a moot point as I am currently under contract and close of escrow is this week.

Currently renting, paying roughly $1200 per month (give or take depending on utilities). Current assets of approximately $140k. I saw an opportunity to purchase a home and jumped on it.

Purchase price (condo) is $400k with a $100k down payment. Closing costs and misc. fees per the estimated HUD run $10k. This will leave me with a new effective PITI payment of $2200, but will leave my assets down to $30k. I will also no longer be able to sock away $1k monthly to savings (about half to a Roth IRA, and the remaining half to misc. savings/stocks/mutual funds).

I will still be contributing to my company's 401k to achieve the maximum company match, but instead of $1k monthly to max out my Roth IRA and contribute to mutual funds monthly, it will essentially be reduced to $100-$200 monthly to an IRA only.

Currently in my mid-twenties and figured that while the cash for emergencies was nice, it wasn't really doing me any good.

Thanks,
Real Estate Deals
2 Lips Too Too Smolder Knee-High Boots - $35.00 w/ Free Shipping at 6pm
Added on : Monday February 03rd 2014 01:00:06 PM
g: 0 Posted By: jessicadabears
Views: 262 Replies: 0 2 Lips Too Too Smolder Knee-High Boots- $35.00 w/ Free Shipping at 6pm.

Available in Black or Brown
Sizes 6-10 Available
Synthetic Upper
Lacing at the calf
Tall shaft silhouette with strap and buckle ankle accent
Wrapped wedge heel
Heel measures 1.25-in. high
Half-zipper closure
Soft man-made lining and cushioned insole
Durable synthetic outsole

6PM Coupons
Free online piano course
Added on : Monday February 03rd 2014 08:00:16 AM
g: 0 Posted By: remick
Views: 0 Replies: 0 https://jazzedge.leadpages.net/freecourse/

In the Easy Piano Basics course, you will learn the basics of piano playing in the easiest way possible using the PianoWithWillie method which is based on over 25-years of professional experience.

Some of what you'll learn:
How to speed up your fingers and gain more dexterity
How to hear differences like legato and staccato
Learn the circle of fifths and how to use it
Learn your Major scales and scale patterns
Learn important fingering tricks so you don't get "jammed up" at the piano

After learning these free piano lessons, you'll be able to impress yourself and your friends with your piano skills!

Of course, this takes work. To really learn how to play an instrument, it takes equal amounts of practice, patience and a good teacher. Don't worry though...I will walk you through each step.

We will begin with the basics of piano playing like understanding half steps, rhythm, piano fingering, chords and other essential piano skills that all pianists must learn to get to the next level in their playing.

This course will take students on average about 2-4 weeks to complete and assimilate the information. If it takes you less time, congratulations. If it takes you longer, don't fret, you'll learn at your own pace.

Printed materials are available for download to supplement the over 90-minutes of video lessons.
g: 0 Posted By: tedhawkins
Views: 75 Replies: 0 40% OFF Brieftons Julienne Stainless Steel Peeler/Cutter/Slicer $7.17 FS Prime

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply 40% OFF code OAPT867B

Made of high quality, 100% stainless steel to last for years
* Multiple features: peeling, slicing, grating, shaving, shredding, garnishing
* Prepare carrots, zucchinis and all your favorite veggies effortlessly
* Slice hard and soft cheese to perfection
* Grate chocolates for desserts with ease
* Create striking garnishes for serving platters
* Ultra sharp, durable blades
* Peeler's dual action motion reduce prep time by half
* Serrated blades give extra bites, useful for thin-skinned vegs
* Garnish foods decoratively to impress
* Easy grip handles for comfortable usage
* Hanging rings for storage
* Dishwasher safe
Home & Garden Deals

Amazon Coupons
Rwanda Basket, 12" Fruit Bowls on sale for $39.99
Added on : Sunday February 02nd 2014 11:00:01 AM
g: 0 Posted By: DaysFan
Views: 0 Replies: 0 Rwanda Basket, 12" Fantasy Fruit BowlWeb ID: 1036912Reg. $50.00
Sale $39.99 Sale ends 2/22/14Pricing PolicyEXTRA 15% OFF Enjoy 15% off select merchandise! CODE: UPDATEWith a fanciful spiral pattern in handwoven sisal coil, the Fantasy fruit bowl is a beautiful home accent in natural colors. Crafted by skilled artisans in Rwanda, it's also a great way to show your support for fair trade.

A fair trade collection in partnership with Full Circle Exchange
Naturally dyed sisal coil-sewn over bundled sweetgrass
Hand-woven in Rwanda
Dimensions: 12"
Artisans receive half the wholesale price for each item sold
Because each bowl is a unique work of art, variations in size and color will occur
Includes a numbered Certificate of Authenticity
amazon local $89 Grass-Fed Organic Tailgate Grilling Packages
Added on : Sunday February 02nd 2014 08:00:10 AM
g: 1 Posted By: DaysFan
Views: 262 Replies: 0 http://local.amazon.com/national/B00HX58GGKGrass-Fed Organic Tailgate Grilling Packages$89Value $177.09Savings 50% ($88.09)See Options & BuyGifting options availableTime remaining2 days, 13:29:59Limited quantity available4,240 boughtAmerican Farmers NetworkThe Details:Feeding the gang for the big game is easy with meat from American Farmers Network, and with today's deal you can do it the organic way. Discover these packages of USDA certified organic beef raised on a 100%-grass diet by small family farmers, all preservative- and gluten-free. Have a party, cheer on your favorite team, and satisfy your family, your guests, and yourself with an excellent meal.

$89 ($177.09 value) for the Touchdown Celebration with filet mignons, boneless skinless chicken breasts, steak burgers, mini burgers - sliders, beef hot dogs, and beef bratwurst
$119 ($262.59 value) for the Quarterback Combo with bacon-wrapped filet mignons, ribeye steaks, boneless skinless chicken breasts, pork chops, bacon mini steak burgers - sliders, and beef bratwurst
$139 ($299.49 value) for the Tailgate Party with filet mignons, New York strips, top sirloins, boneless skinless chicken breasts, bacon half-pound steak burgers, steak burgers, beef hot dogs, and beef bratwurst
Contains more omega-3, beta-carotene, and vitamin E than any other beef
Free shipping included on all orders

American Farmers Network WebsiteWhat You Need to Know:

Sold by American Farmers Network


For guaranteed delivery by February 2, 2014, orders must be placed no later than January 28, 2014
Standard US shipping is included. Additional fee applies if shipping to Alaska or Hawaii
Limit 3 vouchers per purchaser; additional 3 vouchers may be sent as gifts
Limit 1 voucher per order at AmericanFarmersNetwork.com
For inquiries or more information, please visit the American Farmers Network FAQ page
Entire value of each voucher must be used in a single order
Voucher valid only toward option selected at time of purchase
Voucher may not be applied to previous purchases
Available for use immediately after purchase
PROMOTIONAL VALUE EXPIRES 90 DAYS FROM PURCHASE DATE
PAID VALUE EXPIRES 5 YEARS FROM THE PURCHASE DATE EXCEPT IN THE FOLLOWING STATES, THE PAID VALUE NEVER EXPIRES: CA, CT, FL, ME, MA, MN, MT, NH, ND, NJ, OR, RI, WA

Grocery Deals

Amazon Coupons
avon.com Special Offers
Added on : Saturday February 01st 2014 07:00:04 PM
g: 0 Posted By: DaysFan
Views: 185 Replies: 0 http://shop.avon.com/promotions.aspx?dept=promotions

http://shop.avon.com/Special Offers
ANEW Clinical - Buy 1, Get 1 for $5! Save up to $34!
makeup Special Offers
Face Makeup Must Haves - Buy 1, Get 1 HALF Price! GLIMMERSTICKS - 4 for $10.99! Mix or Match & Save! Makeup Faves - Any 2 for $4! Nail Sale! Select Nail Products - 2 for $6! Mix or match. SAVE up to $8! Ultra Color Lipstick Special! Any 2 for $11.99 - Mix or Match!
featured Special Offers
Show Stopper Necklace only $14.99 with a $40 purchase!
bath & body Special Offers
Bubble Delight Bubble Bath - Any 2 for $9.99! Mix or Match & Save $6! NATURALS Liquid Hand Soaps - Buy 1, Get 1 FREE! Mix or Match & Save $6! Perfumed Liquid Deodorant - Buy 1, Get 1 FREE!
fragrance Special Offers
Fragrance Sprays, Shower Gels, & Lotions - Any 3 for $9.99! Mix or Match & Save!
haircare Special OffersBonus Size Shampoo & Conditioner - Buy 1, Get 1 for only 99 cents! Mix or Match & Save $9!Shampoos & Conditioners - 2 for $6.99! Mix or match. SAVE $5.01! jewelry Special Offers
Select Jewelry Faves - 2 for $20! Mix or Match & Save up to $39.98! Show Stopper Necklace only $14.99 with a $40 purchase! Sterling Silver Rings - 2 for $50! Save up to $69.98! Winter Jewelry Sale - 2 for $18! Mix or match. SAVE up to $21.98!
fashion Special Offers
Select Shoes & Boots - Buy 1, Get 1 HALF OFF! Save up to $29!
mark Special Offers
FREE mark hook up connector with purchase of ANY 2 mark hook up products! mark Cut Out For It Convertible Bag only $25 with select $25 purchase!

Half off any purchase $30.00 or less at Ace Hardware YMMV
Added on : Saturday February 01st 2014 12:00:01 PM
g: 0 Posted By: copperwire
Views: 175 Replies: 0 No coupon required at my local store.
Tools Deals

Ace Hardware Coupons
landsend.com/ outerwear sale up to 65% off
Added on : Saturday February 01st 2014 06:00:03 AM
g: 0 Posted By: DaysFan
Views: 101 Replies: 0 http://www.landsend.com/

Free Shipping Every Day on orders $50+
$5 More for UPS 2 Day
http://www.landsend.com/_banners/sale/images/011714_sale_ow.jpg
Women's Core Down VestWas $49.00 - $59.00Now $19.99 - $24.99Women's Polartec Aircore 100 Half-zip Pullover$14.99 - $39.00
Men's Polartec Aircore 100 Half-zip Fleece Pullover$19.99 - $44.00Women's Pattern ThermaCheck-100 Fleece Half-zipWas $39.00 - $44.00Now $12.99 - $17.99
Boys' Waterproof Squall Snow PantsWas $59.00Now $19.99 - $24.99
Girls' Waterproof Squall Snow BibsWas $69.00Now $29.99 - $34.99Boys' Stormer JacketWas $59.00Now $19.99 - $24.99
Women's Polartec Aircore 100 GlovesWas $14.00Now $3.99Women's Power Stretch Fleece Half-zipWas $69.00Now $29.99Men's Wool OvercoatWas $249.00 - $269.00Now $99.99 - $109.99Girls' Stormer GlovesWas $19.50Now $9.99Men's Performance Down JacketWas $199.00 - $219.00Now $79.99
Clothing Deals

Lands' End Coupons
Inheritence Fairness Question
Added on : Friday January 31st 2014 05:00:11 PM
g: 0 Posted By: investingstuff1971
Views: 5 Replies: 0 I have a philosophical question that I'd like some feedback on. I am an only child and 15 years ago (when I was in my late 20s) my mother married a man with two sons, both of whom were between 5 and 10 years older than me. A couple of years ago they created a will and I recently found out that essentially the terms are that everything is split in thirds with each of his sons and me each receiving an equal share. This struck me as unfair especially considering that prior to her retirement last year, my mother was the principle bread earner. It seems much more equitable to me that I should get half and that his two sons should split the other half. I'm wondering what other people think. I should add that this is strictly an academic question. We are not talking about a great deal of money; in fact, if their resources prove sufficient to provide for the remainder of their retirement and any necessary health care, I will consider that an absolute blessing. I would never even consider petitioning them to change the terms but I am surprised that my mother who is a smart, fair person could have such a different sense of what's equitable than I do. Who do people think are right or is this really just a grey area?
Personal Finance Deals
BBVA Feb Promo For Businesses - Get a Tab 3 and No DD Requirement!
Added on : Friday January 31st 2014 01:00:06 PM
g: 0 Posted By: forbin4040
Views: 99 Replies: 0 As before as 1/31 ends the Kindle promo, the new promo is a Samsung Galaxy Tab 3 with NO Direct Deposit Requirement
Must be a 'Business Account'
Expires 2/28

http://www.bbvacompass.com/special/201312/samsung/

Please review the following information to understand how to qualify for the Samsung Galaxy Tab 3. BBVA COMPASS CLEARCONNECT FOR BUSINESS AND BBVA COMPASS CLEARCHOICE FOR BUSINESS CHECKING: New small business customers may be eligible to receive a new account bonus of a Samsung Galaxy Tab 3 7.0-inch (Wi-Fi) (the bonus). To qualify for the bonus: (1) Open a new BBVA Compass ClearConnect for Business checking account or BBVA Compass ClearChoice for Business checking account between 1/13/2014 and 2/28/14, AND (2) Make ten (10) customer initiated monetary transactions of at least $25 each (other than account transfers) during each of the first two thirty (30) day periods after account opening. Accountholder must make ten (10) qualifying transactions from the new checking account during the first thirty (30) day period after account opening and another ten (10) qualifying transactions from the new checking account during the second thirty (30) day period after account opening. Within ninety (90) days of meeting these requirements, your bonus will be shipped via UPS to the address registered by the branch at account opening. Address for shipping must be a U.S. address. Signature will be required at time of delivery. Galaxy Tablet is a trademark of Samsung. Galaxy Tablets are given away on behalf of BBVA Compass. Samsung is not a sponsor of nor affiliated with this promotion. Offer valid only for new small business checking customers with no existing or prior BBVA Compass business checking accounts of any type. BBVA Compass employees, relatives, and household members are not eligible. Only one bonus per eligible business household. Accounts must be open and in good standing at the time bonus is mailed. Offer is subject to change without notice. Offer only available while supplies last. BBVA Compass may report the value of funds earned through this offer to the IRS as required by law.
Deal Deals
Body Central: $25 Off $50 Purchase (Online/Instore) HELLO HALFTIME
Added on : Friday January 31st 2014 10:00:08 AM
g: 0 Posted By: slervik
Views: 53 Replies: 0 Body Central is offering $25 Off a $50 purchase online and in-stores this weekend only.

Use coupon code "SUPER25" during checkout to receive discounted price. Free Shipping on pruchase of $75+ with code "VDAY"

Some cute things they have right now:

Queen of Hearts Bodycon Dress - $22.98
Sexy Stretch Denim Leggings - $24.90
Leopard Print Cardigan - $19.99


Store Locations

Shop Site

Clothing Deals

Body Central Coupons
g: 0 Posted By: DaysFan
Views: 240 Replies: 0 1-888 900-8800
to find a
convenient
store location

=16pxAlpine Buy One, Get One 50% Off Speakers and Subwoofers=16px=14pxHurry in to catch this amazing deal -- Alpine is offering BOGO on their speakers and subwoofers. All Alpine speakers and subwoofers are buy one get a second of equal or lesser value for half off! This deal is only around for a limited time so be sure to come in and choose from the wide selction available

http://ae-marketing.com/media/images/AlpineBOGObanner.jpg
Electronics Deals
g: 0 Posted By: fatbujy
Views: 85 Replies: 0 Pittsburgh Professional 1/2 In. Drive Click Type Torque Wrench $11.99 AC + Ship @ Harbor Freight
Apply Coupon :59459654

Torque Wrench


Neighbor's leak has caused property damage - difficulty getting resolution
Added on : Wednesday January 29th 2014 09:00:10 AM
g: 0 Posted By: udonoogen
Views: 133 Replies: 1 Hello Fatwallet!

I thought I might be able to get some advice on how to resolve this issue - which has been a lot more difficult to do than I originally thought.

The Story:
- I have a detached garage in my townhome complex. Above my detached garage, there is another unit owned by another neighbor, who rents it out via a property management company. His porch is directly above a portion of the garage.
- I live in Southern California. It's usually sunny but occasionally it really pours here.
- In Spring-ish 2013, it rained pretty heavily and caused the drywall in my built-in cabinets to collapse. Water damage turned into mold.
- I began the process of contacting the HOA, which in turn contacted the other owner. No response. It's not a big deal, since it's my detached garage, so it fell through the cracks with other life priorities (e.g. new baby).
- It rained again in September/October last year and water was draining out of my cabinet again. I contacted the owner's property management company and they sent out a contractor to do an estimate. I contacted them persistently since then and they gave me various excuses. They finally told me a couple weeks ago that the owner had postponed the repair due to lack of funds.
- I contacted my insurance agent and she said my homeowner's couldn't do much because they can't repair the source of the leak. The HOA claims they are only responsible for the roof (not the porch).
- I filed a Better Business Bureau complaint against the property management company yesterday and emailed their customer service, copying my HOA representative. Short of that, I'm running out of options to get this fixed (short of paying for his porch repair, myself).

Do y'all have any suggestions? I have a group legal plan through work but I understand I'll still have to pay for a portion of the attorney's fees. If I go to small claims court, do I get my attorney's fees back? If I call my homeowner's insurance (Mercury), would they fight for this on my behalf, since it is causing damage to my property? I am concerned about the black mold and (later on) resale value of this townhome when our family decides to move.

Thanks in advance!
Real Estate Deals
Only working half the year then MBA... how to take advantage? Roth, etc.
Added on : Wednesday January 29th 2014 06:00:15 AM
g: 0 Posted By: dave6237
Views: 0 Replies: 0 I will be enrolling in a 2-year full-time MBA program starting this fall, and since I am taking some time off from work beforehand, I am only going to have about 25/30k of income in 2014. It is an extremely highly ranked program, so I believe this is a good investment (plus, my family is very generously paying for it).

How can I best take advantage of this taxwise (or other ways)? My plan right now is to convert my 401k into a Roth IRA. My 401k is currently traditional, but I have the option to switch to a Roth 401k going forward if I want. 401k balance is 22k (contributing 175 every 2 weeks). Other assets are 17k in a Capital One 360 savings account (adding 200 every 2 weeks) and 1k in my checking.

Also, if it matters, my income in 2015 will be roughly the same. I estimate 2016 income will be roughly 50k before going into low 6 figures 2017 and forward, but obviously that is way into the future.

Basically, my questions are:
1. Should I convert the entire 401k to a Roth IRA in 2014, or split it across 2014 and 2015? When in the year(s) should I convert?
2. Should I open a Roth IRA and contribute $5,500 before doing the conversion, do it after the conversion, or does it not matter?
3. Should I begin making Roth 401k contributions for the next 4 months, or does it not matter?
4. Can you think of any other ways I can take advantage of having income over the next 2 years that will hopefully be well below my lifetime average?

Thanks!
48 Pack Maxell AA batteries Amazon MOM S&S $10.01 (21cents per cell)
Added on : Wednesday January 29th 2014 06:00:10 AM
g: 0 Posted By: peekpeek
Views: 209 Replies: 0 48 Pack Maxell AA batteries Amazon$10.01 (21cents per cell)
Price $12.51
With Subscribe & Save MOM it's $10.01

http://www.amazon.com/gp/product/B002PY7P4I

That's less than half the price of AmazonBasics brand AA batteries.

It's Amazon,so free ship over $35, or Prime.

Maxell AAA Alkaline Batteries (LR03) 36 count
Reduced to 21cents a cell when purchased with S&S Mom $7.63 for 36 count

http://www.amazon.com/dp/B002PY7P4S

Batteries & Chargers Deals

Amazon Coupons
26" Kulana Lua Tandem Bike $219.53 @ www.walmart.com
Added on : Wednesday January 29th 2014 02:00:07 AM
g: 0 Posted By: jaymanthegreat
Views: 118 Replies: 0 26" Kulana Lua Tandem Bike $219.53

Item Description:

The Kulana Lua Tandem Bike 26 is here to take the fun factor of tandem biking to a new level. Two extra large and comfortable cruiser saddles are mounted on a stylish yellow HI-Ten cruiser frame, with easy reach handlebars and fun beach graphics. The frame, graphics and the whitewall tyres together present a colorful look to the tandem bicycle. Be assured of years of exercise and fun while touring around on bike paths, light trails, or when cruising along a quiet beachside lane. The super-relaxed riding position and padded seats are tailor-made and lets you enjoy the scenery while having fun with your family. The integrated rear coast brakes showcase powerful braking irrespective of the weather conditions. Half wrap front and rear fenders are employed in the Hi-Ten steel bike to add further convenience in diverse weather conditions.

Kulana Lua 26-Inch Tandem Bike:
Hi-Ten steel Kulana tandem frame with oversized fork
Extra-large cruiser spring saddles for comfort
Easy-reach cruiser handlebars and cruiser rise stems for upright, relaxed riding positions
Rear coaster brake eliminates cables keeping the bike neat and sleek
Half wrap front and rear fenders for convenient riding in any weather

http://www.walmart.com/ip/26-Kulana-Lua-Tandem-Bike/4745116
Expat US income - State taxes?
Added on : Tuesday January 28th 2014 11:00:08 AM
g: 0 Posted By: Veeekay
Views: 127 Replies: 3 I am posting this on behalf of a member of this forum whose access to this forum has been restricted by the ISP in the country he's residing.

The member recently took a 1099 job with a client based out of PA. The job requires that he be resident at the client premises in the foreign country, but will be paid in US $ to his bank account here. He does not have any ties (no real estate, gave up US drivers licence, however has bank accounts) to any state in the USA. He was never a resident of PA. He will filing fed taxes as an expat. The question he has is with PA taxes.

PA Personal Income Tax guidesays:

"Every resident, part-year resident or nonresident individual earning, receiving and realizing more than $33 in gross Pennsylvania-taxable income for their taxable year..." (page 3)

1. Is the income received PA taxable?

"Pennsylvania taxes nonresidents on compensation for services performed in Pennsylvania unless the taxpayer is a resident of one of the reciprocalagreement states" (page 11)

2. Is the service he providing considered to be performed in PA, since his income came from PA sources?
Tax Deals
10 Free mp3s on Google Play - Bruno Mars + More Halftime Stars
Added on : Tuesday January 28th 2014 11:00:07 AM
g: 1 Posted By: remick
Views: 288 Replies: 0 https://play.google.com/store/music/collection/promotion_albums_20004b7_dis_halftime?hl=en


They got some all time classics by the Stones. Wings, U2 and more
Totally Free Deals
g: 2 Posted By: jaytrader
Views: 234 Replies: 14 I'll be the first to admit that this is not directly related to finance, but rather indirectly. I just got hit by a potentially huge issue last night, after connecting some dots.

See facts below.

Fiancee's father opened LLC in her name in 2004 (she was/is the sole member) because the father is in a union and cannot have his own company (to bill out side jobs) doing the same line of work he performs in his union.
Fiancee and I are getting married toward the end of this year (2014). Fiancee's father recently contacted her to help him write up an invoice for a decently high valueside job.
I dug a bit deeper and realized no income has ever been reported on behalf of the LLC, nor has any of her tax returns shown business income. It is unknown if he's ever utilized the company for billing purposes before recently.
Her father claims he "gets a W2 from [his] clients and puts it on [his] tax return." Anyone with half a brain knows this is impossible (he's not a member of the LLC), not economical for the client(s) (1099 vs W2), and would prove that he's doing side work to his union if he were ever "audited" by the union.
I looked online last night, and the state government site says the LLC is "ACTIVE" and she is listed as the DOS Process contactand Registered Agent.
In my opinion, the fact that there is now an invoice with the LLC name on it shows that there was work done by the company and poses an insurance liability.
Based on what I know about her father, the company has no insurance at all.


I know damn well that I'm not paying taxes on revenue that I didn't see/create. Not to mention, there is possible tax evasion/fraud that has happened in the past (whether intentional or not, doesn't matter). Also, there is now a potentially huge risk/liability, should any of the work her father (or his laborers) performed become faulty or fail and cause injury or death.


Questions

What do I do? I want to protect myself (meaning, want her off the company before we're married) as well as her ASAP.
Is thererisk regarding the work failing and causing injury or death, or am I incorrect? If so, who's at risk? The company or her father directly?
Is there past tax evasion/fraud risk? She had no knowledge about his use of the company up until the last week. She knew she was once on the company, but was told last year that her father "thinks she's no longer involved."
Am I paranoid? I know people do this type of thing often, but involving your kids for ten years and then billing on behalf of the child's company (legally/technically) is shady (IMO, of course).


I am prepared to dissolve the LLC and let her father be butt hurt over it, if I have to. The alternative is to push off the wedding until this is resolved. I told my fiancee that I'm not going to willingly marry her when she's part of this. I know she would never do something like this intentionally, and she told me that she didn't know any better when she signed the paper work in 2004. However, she now knows, and I told her this could potentially be a huge issue for her and her father, should anyone get audited or his clients get audited.

Thanks in advance.

Personal Finance Deals
Income going up SIX fold - changes to expect?
Added on : Tuesday January 28th 2014 07:00:08 AM
g: -1 Posted By: ChelseaMD
Views: 221 Replies: 5 Hi guys,

I made a new username for this topic - I have been a member here for a while, but wanted to have a different username as my old one is tied to many accounts that could make my identity known, which for some reason, I would like to keep private for this topic.

I am currently a chief resident in a surgical sub-specialty at a terrific institution. While residency comes with great training, the pay is less than stellar. My average for the last five years was about 50k a year. I have had the benefit of being married to an attorney who makes a nice amount of income, about double my salary for the last two years. So we have not, by any means, had any complaints of living under poor circumstances and are very grateful to be in our position.

Through my 5 years of residency, I maxed out my Roth IRA each year, and my wife contributed the max to her TSP to have any equal match by her employer. Our retirement is on track with what we wanted to do, especially since after this year, we will not be able to give to a Roth any more. She was blessed to come out of college and law school with ZERO debt and no student loans. I came out of college with no debt, but have roughly 120k of medical school loans to pay back still. About half are locked into a 3.5-4% rate while the rest are at 6.3%.

We have rented the last 3 years (in a big city) and have a car that is fully paid. No credit card debt at all, all bills paid for 100% every month.

I just signed a contract with a private employer to start next year back near our hometown. The starting salary is roughly 6x what I made in residency with a bonus structure that takes it even beyond that. I was lucky enough to be offered a partnership position from day 1, with no associate years/trial years to decrease my flow of income if I work hard. Basically it is an assured salary with a bonus structure that pays me 100% for every cent I make over my salary floor. It also came with a signing bonus worth about 1/2 of my yearly resident salary and moving expenses to get us moved in to our new location with no cost to us. A true sweetheart deal that I cannot be more thankful for.

Now, my wife will have to leave her job, with no way to transfer as there is no government branch there to transfer to. The cost of living will be lower, so we have that to look forward to as well.

But now comes the great unknown, and I am unsure about a lot of things - I am 30, she is 29. We currently have no children, but plan on having them in the next year or two. We want to buy a place - either a condo or house close to the beach I will be working on. We will need new cars, new health insurance, new retirement planning, new child planning, etc. I assume a lot of our benefits will be done through my employer as I have started to look through it.

However, I ask the awesome FW community - what should I expect? Besides higher taxes, what should I do now that my net worth, etc is worth more than it ever has - and by a long margin. Are there important things I must do now? A will? Life insurance? All these things I am trying to learn about, but I cant seem to shake the fact that I am forgetting many things.

I thank you all ahead of time for whatever advice you can give.
Personal Finance Deals
g: 0 Posted By: dougtaylor1
Views: 37 Replies: 0 I personally have made $1,000 by losing weight in the last year. I was going to do it anyway, so it was easy money.
This was posted over a year ago by NantucketSunrise, and some of their programs have changed, but I can tell you from personal experience, this is legitimate.
They have been featured on many news programs including Fox News, the Today Show, CNN, The Doctors and many news magazines.

HealthyWage.com

They had 2 different programs that Isigned up for...
1.) Lose 10% of your weight in 6 months. Put up $150 to win $300. I did this twice and got paid for each 10%.
2.) Go from a BMI of at least 30, and get it down below 25 in 1 year's time. You could do this for free to win $100, but I paid $300 and won $1000.

The great thing was that I was losing weight anyway and this gave me the incentive to lose more weight than I had planned. I am so glad i did. I went from 258.5 lbs.to 184 lbs. in a year and a half and reduced my BMI from over 30 to less than 25 and my fat percentage to 20%. My visceral fat went from 15% to less than 10%. I haven't been this in shape for 30 years. I was not planning on getting down to 184 lbs. My original goal was getting under 200 lbs. Because I signed up for HealthWage it motivated me to reach 184 lbs.

They have 2 current programs.

1.) Join a group weightloss competition of 5 people. I was already losing weight on my own and didn't want to bother with other people. This is for 12 weeks. It can be a group of friends or employer based. Entry is $25 a month per player. The team with the greatest percentage weight loss wins $10,000. $5,000 and $3,000 for 2nd and 3rd place. See more here: HealthyWage Team Challenge
2.) Set a goal and tell them what the goal is and how much you are willing to wager each month of theperiod and they will tell you how much you will get back. It must be alteast 10% of your current weight. Here is how it works: HealthyWager

From there you need to get weighed in. You have 3 options.
1.) Your personal doctor
2.) A gym or some place working with healthywage
3.) You make a video of yourself being weighed and upload it to their website. I did it this way. I followed their instructions and was successful each time with no problems.

They also want you to take a "before" picture of yourself. And then provide an "after" picture in the event that you win. During the 6 months to 1 year that you are doing this program, you need to submit your updated weight at least every 7 days. You do not have to go anywhere special to get weighed in, you just need to log into their website and put an updated weight. If you miss entering your weight 3 times during the challenge, you lose.

25% of the people are successful with these challenges. I think the things that you need to consider before signing up for this is...
1.) Will I remember to update my weight every week? I suggest putting a weekly reminder on your cellphone, that is what I did.
2.)Can I keep the weight off? It is not as simple as winning the challenge. Say you lose the 10% required in 3 months. They want your weight at 6 months. So you will need to keep that weight off for an additional 3 months.
4.) Am I willing to risk the money? For me it was not about winning money. I hate the thought of losing it. And itgave me a lot of motivation.

Here is the original thread. Disregard any questions about the legitimacy of it. I have done it and it works. http://www.fullofdeals.com/forums/hot-deals/1252592/

Some material here credited to themadhookup! Thanks.
Services Deals
g: 0 Posted By: heyyl0w
Views: 177 Replies: 1 Just in time for Valentine's Day, Adore Me lingerie is offering your first set of intimates for $25. Some can be listed up to $50 so you could be getting half off if you play your cards right. (Get it?) Shipping and exchanges are free. Linkerie

Use coupon code "V25DAY" at checkout. Code expires at midnight tonight.

Adore Me is basically a subscription service where you can skip any month you like as long as you let them know by the 5th. You can have a "VIP Membership" where you pay a minimum of $40 a month. The sixth set is free.

You can also pay month to month and your styles start at $50. The also have a refund policy in case you are charged and you didn't want to be. View more here.

To compare, Victoria's Secret panties can be up to $9.50 per pair and bras usually start around $50.
Clothing Deals
g: 0 Posted By: DaysFan
Views: 179 Replies: 1 Clarks Artisan Dunbar Cruiser Leather & Suede Driving MoccasinsQVC Price: $80.00Lunchtime Special Price:$36.25Good until January 27, 2014 3:59 p.m. ETShipping & Handling: $7.72

http://www.qvc.com/Clarks-Artisan-Dunbar-Cruiser-Leather-&-Suede-Driving-Moccasins.product.A236235.html?sc=A236235-LTS&cm_sp=VIEWPOSITION-_-1-_-A236235&catentryImage=http://images-p.qvc.com/is/image/a/35/a236235.001?$uslarge$

linkedSuperior craftsmanship and a classic design are the hallmarks of these driving moccasins. Supple suede and smooth leather ensure their sublime look and feel. From Clarks Artisan.

Stitching with bow across vamp
Padded insole, textured outsole
Approximately 1/4"H sole
Fit: true to size
Medium whole and half sizes 5 thru 10, 11, 12
Leather upper; man-made balance
Made in India




http://www.qvc.com/Lunchtime+Specials.content.html
Shoes Deals

QVC Coupons
BBVA Bank Open Account get Free Kindle Fire 7" HD
Added on : Monday January 27th 2014 08:00:11 AM
g: 1 Posted By: forbin4040
Views: 151 Replies: 1 Of course BBVA has been having these types of specials all year (The Samsung Galaxy Tab 3 was notable) but I didn't see a current one posted.

But you are nearby to one

Kindle Fire HD 7" (Last Years Model) 8gb
1 DD of $300 or more
3 Online Payments of at least $50.
New Customers only.

And Yes they will run your credit and yes they will 1099 you.

http://www.bbvacompass.com/special/201401/kindle/

Offer is valid only for consumers who have not had a BBVA Compass consumer checking account within the last 90 days. Customers who open an Easy Checking account are eligible for this offer. NBA Checking and ClearConnect Checking accounts are not eligible. Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Miscellaneous fees and service charges may apply. A qualifying bill payment is one that you schedule through your BBVA Compass Online or Mobile Banking profile and is paid by the deadline. Person-to-person (Pay People) payments and wire transfers do not qualify. Once the required activities have been completed, the 7 8GB Kindle Fire HD will be shipped via courier within 60 days to the checking account statement address. Signature will be required at the time of delivery. The account must remain open and be in good standing at the time the bonus is shipped. BBVA Compass employees and household members are not eligible. There is a maximum of one (1) bonus per household. BBVA Compass may report the value of the Kindle Fire HD to the IRS as required by law. Kindle, Kindle Fire, Amazon, and the Amazon Kindle logo are trademarks of Amazon.com, Inc. or its affiliates. Kindle devices are given away on behalf of BBVA Compass. Amazon is not a sponsor of this promotion. Other limitations may apply.BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.
Deal Deals
g: 0 Posted By: marketingmike
Views: 130 Replies: 3 On $7,500 spend within 3 months. More details here.

This offer's not for everyone. I took itas on my valuation the miles pay for the annual fee, making this a free AA club membership. This will be my primary program for probably the first half of 2014 so I can requal for Platinum.

Edit thread title for even more clarity on annual fee


Deal Deals
g: 0 Posted By: DaysFan
Views: 127 Replies: 0
Trend Report Women's Anna Black Extended-Calf Fashion...
VARIATION


$19.99 each
$49.99 each
linked


Special Offers

Free shipping! Orders $59 or more Offer ends 28-Feb-2014 See details.
Online Only! EXTRA 20% off shoes Sold by Sears. Use code SHOE20. Minimum purchase $40. Offer ends 12-Feb-2014 See details.
Online Only! EXTRA 15% off shoes Sold by Sears. Use code SHOE15. Minimum purchase $20. Offer ends 12-Feb-2014 See details.

Product DescriptionRunway-style elegance meets ultimate comfort with these Trend Report women's Anna extended-calf fashion slouch boots. With an extended calf and trendy slouched style along the shaft these boots have enough room to provide the right fit. A flat heel and flexible outsole will keep your feet feeling happy, too!

Slide-on style
Back buckle detailing
Synthetic leather upper
Extended-calf height
Shaft height: 15 in.
Shaft circumference: 7 in.
Rubber midsole
Treaded rubber outsole
Materials: Man-made
Care: Wipe clean
Imported



others here

Bongo Women's Julia Ankle Black Slouch Booties
linked
$14.99 each $39.99 each Save 63 %thru 02/01/14All items on sale$14.99 each $39.99 each Save 63 %thru 02/01/14All items on sale Sold by Sears and Fulfilled by Sears

Special Offers

Free shipping! Orders $59 or more Offer ends 28-Feb-2014 See details.
Online Only! EXTRA 20% off shoes Sold by Sears. Use code SHOE20. Minimum purchase $40. Offer ends 12-Feb-2014 See details.
Online Only! EXTRA 15% off shoes Sold by Sears. Use code SHOE15. Minimum purchase $20. Offer ends 12-Feb-2014 See details.

Product DescriptionWomen's Studded Julia Black Slouch Bootie Can Be Dressed Up or Down For Any OccasionWomen looking for new footwear can find all of their staple items at Sears, like the Bongo women's studded Julia black slouch bootie. These boots have a classic aesthetic that take ladies through many years of varying personal preferences and fashion trends. They look just as chic 10 years later as they do the day that women take them home from the store. This Bongo model takes modern women everywhere they need to go. Whether they're putting in long hours at a work conference or taking their kids to the playground, ladies get the comfort that they need.The women's studded Julia black slouch bootie is an ankle boot design. It has a studded strap detail and a flat heel to keep feet happy even during extended wear. The black color makes it easy for women to put together both casual and formal outfits. The boots have a faux suede upper portion and a thermoplastic rubber outsole.

Shopping has never been more simple when there are essential items like, the Bongo women's studded Julia black slouch bootie available
Classic appeal and neutral black takes women through varying fashion trends and personal tastes for long-term wear
Versatility for a wide range of settings from a low-key work environment to a fancy theater
Pairs beautifully with skinny jeans, skirts, dresses, and more
Time-tested ankle design
Studded strap detail adds a unique aesthetic
Flat heel for guaranteed comfort when women are on their feet for hours at a time
Medium width, sizes 5.5 to 11 including half sizes


Shoes Deals

Sears Coupons
Flowers and Gifts from FTD.com (Half Off). Two Options Available.
Added on : Friday January 24th 2014 02:00:06 PM
g: 0 Posted By: ArtieLange
Views: 63 Replies: 0 Flowers and Gifts from FTD.com (Half Off). Two Options Available. at Grouponhttps://www.groupon.com/deals/ftd-com-amarillo-1

Flowers Deals

Groupon Coupons
g: 0 Posted By: slervik
Views: 131 Replies: 0 Jos. A. Bank is offering most of their suits for 75% off and 70% off topcoats, leather jackets & sweaters.

Notable Offers:
Jos. A. Bank Men's Meringo Wool Full-Length Topcoat - $69.00
Signature Gold 2-Button Wool Suit - $298.00
Lambswool Half-Zip Sweater - $37.50
Clothing Deals

Jos. A. Bank Coupons
Ocean Minded Men's Minoa Canas Lace Up Crocs - $37.49 + FS @ Crocs
Added on : Thursday January 23rd 2014 02:00:12 PM
g: 0 Posted By: heyyl0w
Views: 197 Replies: 0 Crocs has their Ocean Minded Men's Minoa Canas Lace Up Crocsfor $37.49 with free shipping. That makes these shoes half off.

The Black/Blue combination is available in sizes 8.5 and 9.5. The Green/Brown combination has considerably more options to choose from.


Comfort. Style. Lightweight. The Minoa Canvas Lace-up is the perfect every day shoe. A comfortable Croslite material footbed and a stylish canvas upper will quickly make these amazing Ocean Minded shoes a daily favorite.Minoa Canvas Lace-up Shoe details:

Uppers made from lightweight canvas
Textile linings for comfort and moisture management
Anatomical footbed made with 10% recycled Croslite material
Nature inspired, rubber content outsole with natural cork absorption heel insert

Shoes Deals

Crocs Coupons
Former Employer Requesting Another W-9 Form Filled Out
Added on : Wednesday January 22nd 2014 06:00:06 PM
g: 0 Posted By: mdpom
Views: 90 Replies: 1 I worked for a company as a tutor in the earlier half of 2013, but I quit shortly after because of the shady behavior (last minute, unorganized tutoring arrangements). I filled out a W-9 with them when I started, but now they are requesting another one, saying they need to report the income.

I'm not arguing about the income being reported, but I already filled one out. If they aren't using that for taxes, why did I fill it out? Is it the norm to request a W-9 at the start of employment and the start of the year? Is there any danger or any illegal things they can do with me filling out another W-9 with them?

I hope this is not a weird question. I just don't understand why they would need another W-9 if I only worked with them for a few months in 2013 and cut ties. I tutor with another company (for a different test) for years now, and fill a W-9 only at the start of another year with them, and never had to fill one out twice for one year.
Tax Deals
g: 0 Posted By: jessicadabears
Views: 81 Replies: 0 Sharper Image Motion-Activated Candy Dispenser - $28.95 w/ 2.95 Shipping at Overstock.com.

Includes: One (1) candy dispenser
Plastic
Black
Requires Four (4) AA batteries (not included)
Optional AC power adapter (not included)
Recommended age: 12 years and up
Dispenses candy into your hand via built- in automatic touchless sensor
Large-volume canister stores pounds of your favorite candy
Contemporary design ideal for your kitchen or workplace
For use with hard or semi-hard candy up to one half of an inch in size
Catch tray helps prevent spillage
Dimensions: 7 inches long x 6 inches wide x 12.5 inches high
2.6 pounds
Model: 1520008

Home & Garden Deals

Overstock Coupons
Nostalgia Electrics CFF965 Mini Chocolate Fondue Fountain $14.88 at Amazon
Added on : Wednesday January 22nd 2014 01:00:05 PM
g: 0 Posted By: DDoubleyou
Views: 209 Replies: 0 Link


Had to bite at this price! Just about half the price of the lowest I could find, and lowest ever on Amazon according to camelcamelcamel


Appliance Deals

Amazon Coupons
The Internship (DVD) - $2.99 @ Amazon (Prime)
Added on : Monday January 20th 2014 03:00:06 PM
g: 0 Posted By: heyyl0w
Views: 227 Replies: 0 Amazon has The Internshipon DVD for $2.99. Ships free with Prime.

"Vince Vaughn and Owen Wilson team up to crash the digital world in this laugh-out-loud buddy comedy you've been searching for! Trying to reboot their obsolete careers, old-school salesmen Billy (Vaughn) and Nick (Wilson) talk their way into an internship program at the state-of-the-art Google campus, vying for a handful of spots among tech-savvy college students who are half their age and twice as smart. The competition is fiercely funny as Billy and Nick break all the rules in a hilarious quest to land their dream jobs!"

Looking at reviews, it's clear that critics hate this movie. I thought it was pretty funny- albeit cornier than Iowa. For $3 you can see for yourself.
DVD Deals

Amazon Coupons
Need advice for Rolling over pension into IRA
Added on : Monday January 20th 2014 09:00:13 AM
g: 0 Posted By: dealgain
Views: 102 Replies: 3 Hello FWF
I have a small pension plan account from a previous employment that shows ~18k if I were to go for a lump-sum payment. In the basic discussions with the plan administrator, I was told there will be a 20% tax deducted upfront if I were to ask for cash payment. The other option was to roll over into a qualified retirement plan with no such tax. Ive asked them to start the withdrawal process (which they told me would first send me a packet of documentation..later I call them and go over with them for filling up the paperwork and make selections on what type of retirement plans etc.). As of my call last week they said, at this point the earliest payout date is April 21 2014 because of the workload they have in their office (provided I return back the paper work to their office in 10 business days). I think this was too much of a lengthy time but didnt complain much.
The only reason I want to withdraw is: In the past five years it has grown on an average of $500 a year. I felt this is too little of a growth.
Im looking to FWF advise on this approach: What would be my best qualified retirement account that I can roll over to at this point and is there some sort of a lock-in period before I can withdraw from there as a lump-sum (Im guessing this route has only 10% upfront taxes in the form of early withdrawal penalty so I would be saving half of the upfront taxes) And in the meanwhile the money is sitting in the IRA, I can invest that in the safest vanguard or schwab ETFs?

Please help me find out What are the things I am missing.
TIA
Investing Deals
g: 0 Posted By: UofFry
Views: 32 Replies: 0 http://www.jabberjava.com
If you haven't had this coffee, it's fantastic. You can upload a photo or instagram pick on the label or choose one of theirs. I've never seen it half off. (plus shipping)
Deal was in a "Here's The Deal" email promotion.
50% code:HTDJAVA
ChordBuddy Guitar Learning System and Practice Aid - $36.99 Prime
Added on : Saturday January 18th 2014 03:00:02 PM
g: 0 Posted By: ChiefBrody
Views: 1 Replies: 0 Pretty cool device. Play songs in a few days. Rarely goes on sale.

BaBaBlinko

It gets you playing from day one.
It allows you to progress faster, without seeming like work or learning at all.
It's a proven, effective, all-in-one system, suitable for all ages.
Instruction Book and Companion DVD with a 2 Month Lesson Plan. ChordBuddy Songbook with over 100 Songs
Works on acoustic and electric guitars. The ChordBuddy currently does not work on left-handed guitars, nor does it work on Classical or half-sized (Children's) guitars
What eastern states will title a "junk title" car?
Added on : Saturday January 18th 2014 02:00:05 AM
g: 0 Posted By: heatherton7501
Views: 37 Replies: 1 I bought a brand new 2014 Chevy Malibu flood car at a salvage auction that has the salvage title branded as "Parts Only." The water only got as high as the center tunnel and I gutted the interior and let it dry out for 4 weeks. I replaced all the control modules and wiring that got wet and then had them programmed at a GM dealer. Now the car looks and runs like new. Without getting into a debate about the problems with flood cars, does anyone know what eastern states will title a car with said junk title? And no, I'm not trying to wash the title as I expect the new title to be branded something like "Rebuilt Salvage/Flood" or similar. So far I've only come up with Vermont but that's 600 miles away from me in Virginia, plus they make you pay 6% sales tax on the BOOK VALUE which according to the VT DMV would be over $15,000 even with the salvage when I paid less than half that. Any other state?
Personal Finance Deals
g: 0 Posted By: ArtieLange
Views: 202 Replies: 0 Tommy Bahama Flip Side Pro Reversible Half Zip Pullover $48.98 at Nordstrom

http://shop.nordstrom.com/s/tommy-bahama-flip-side-pro-reversibl...
Clothing Deals

Nordstrom Coupons
Half off TWO tickets to the Manatee Festival in Orange City, FL
Added on : Friday January 17th 2014 06:00:17 AM
g: 0 Posted By: TomPtz
Views: 167 Replies: 0 Highlights:

Get HALF OFF two adult tickets to the Manatee Festival, January 25th and 26th!
The Manatee Festival offers all kinds of entertainment for young and old.
Buses run to the spring to see the Manatees each day of the event and gate fee covers bus and admission fee to Blue Spring State Park.
There are many craft vendors, food vendors, childrens games and rides and a variety of musical acts for all to enjoy.


Fine Print:

Only valid on January 25th and 26th.
No cash value.
Rain or shine event.

Company Info:
Orange City Blue Springs Manatee Festival
Orange City, FL 32763
(386) 775-9224

Complete Details:The Annual Orange City Blue Springs Manatee Festival was founded in 1985 with the mission to facilitate improvements and wellness for West Volusia Residents as well as promote environmental awareness in the community to the fullest. The Organization is a registered non-profit organization.Over the last 28 years, The Manatee Festival has raised over $500,000. Last year alone over $40,000 was raised to give back to the community.

Food, Fun, Art and Crafts!

Continuous Entertainment for the Whole Family
Arts & Crafts Show with Over 100 Booths
Music and Dancing!
Manatee Viewing
K-9 Dis-Connected
Children's Area with: Shows - Face Panting - Games
Central Florida Zoo Animal Ambassadors
Environmental Conservation Displays

Fun For The Whole Family!:

Central FL Zoo Presentations & Animal Ambassadors
Arts & Crafts
Dancing
Face Painting
Shows & Rides


Children's Fingerprinting by V.I.P.S.
Walk-on-water Balls
SPCA Adopt-A-Pet
Great Food
Entertainment
Sand Sculpting


Entertainment:

Bubba Whoopass and the Whoopoffs
Caerbannog
Karegan Wodz
The Propellers
Disconnected K9's World Famous Frisbee Dogs

Manatee Fest Games!:

Rock Wall Climbing
Bungee Jumping
US Army Obstacle Course
Balloon Man Shooting Gallery

Learn More
Restaurants & Entertainment Deals
g: 2 Posted By: Redbeard25
Views: 231 Replies: 0 bloklink

Yes, shipping kills the deal, but it's a good add-on if you're headed to $99 at Macys.com or if they happen to have it in store near you.

Give me green... or yellow... or blue...
Game Deals

Macy's Coupons
gerber black diesel multi-tool amazon lightning deal $44.79 until 6pm ct
Added on : Thursday January 16th 2014 09:00:06 AM
g: 0 Posted By: jeffwastaken
Views: 146 Replies: 0 gerber black diesel multi-plier with sheath model 22-41545

Amazon is offering a highly rated gerber multi-tool that includes a wire cutter/stripper, needle nose pliers, a cross point screwdriver, various size flat blade screwdrivers, a partially serrated knife, can and bottle openers, saw, scissors and a file.

this multi-tool has a black finish, weighs just over half a pound, contains intuitive buttons to unlock and quickly use each tool and comes with a limited warranty.

made in the usa.
Tools Deals

Amazon Coupons
g: 0 Posted By: clearanceman
Views: 185 Replies: 0 Eklind EKL-21172 7 metric Allen Key Folding Set includes 8mm and made in USA $6.99 shipped ($13.99 on eBay and more at Amazon!)Less than half what it is at Amazon, made in USA, sturdy tool, good reviews everywhere it's reviewed. Really a nice deal. I needed one to put in a bag on the bike and couldn't believe it was half the price of anywhere else. Received it today. Very sturdy and solid.

http://www.paperclipsetc.com/Prod...p10020636r

Link at Amazon

http://www.amazon.com/Eklind-Comp...+EKL-21172

And here

http://www.amazon.com/gp/offer-li...1389880802

eBay Cheapest $13.99 shipped

http://www.ebay.com/itm/NEW-Eklin...2ec156070e
Tools Deals

eBay Coupons
Set of 2 Silicone Non-Stick Baking Mat $16.19 FSSS
Added on : Wednesday January 15th 2014 09:00:05 AM
g: 0 Posted By: sabeela
Views: 199 Replies: 0 2 Pack Silicone Non-stick Baking Mats on Amazon for $16.19.

List price is $34.74. On sale at $17.99.

Use coupon codeIXQNXOOX to get additional 10% off.

The final price with coupon comes to $16.19.

http://www.amazon.com/Silicone-Baking-Professional-Certified-Hal...


Home & Garden Deals

Amazon Coupons
'PayPal Testing New Checkout Processes'
Added on : Wednesday January 15th 2014 02:00:03 AM
g: 0 Posted By: tuphat
Views: 55 Replies: 0 From PaymentsSource. Sounds like a data breach waiting to happen, IMHO.

PayPal plans to deploy a checkout system that contains the payment entirely within the merchant's website, one of several payments technology initiatives underway in at eBay's payments subsidiary.

PayPal is testing the new checkout system with a "handful of partners" and will make it more widely available to larger merchants during the first half of 2014, with a rollout for smaller merchants also in the works, says Don Kingsborough, vice president of retail services for PayPal, in a Jan. 13 blog post.

http://www.paymentssource.com/news/paypal-testing-new-checkout-p...
Discussion Deals
Need some help for 55 year old
Added on : Tuesday January 14th 2014 10:00:11 AM
g: 0 Posted By: brucesprings
Views: 43 Replies: 0 Here is my situation I just received a cashpay out of $15,000 and I need help how to proceed. I currently live by myself in a single family home with no mortgage, but I had to pay off my ex-wife her half of the home so I took out a HELOC 3 years ago for $165,000 (2.99%)to do that. Since then I have paid down the loan to about $146,000 after taking on a part time job along with my full time job. I would like to get a real mortgage but I do like the low interest rate on my current pay off but I know that rate will go up in the near future. Need some good ideas on what the experts would do.
Personal Finance Deals
Home Depot - Select Garden Tool Clearance YMMV
Added on : Monday January 13th 2014 04:00:04 PM
g: 0 Posted By: jim4safety
Views: 261 Replies: 0 Purchased several garden tools at HD in Williamsburg, VA. They had more than I purchased, but I bought

Husky Sledge Hammer 10lb. $8.40-had been $31
Husky D-Handle shovel $12.00
Husky Fiberglas heavy-duty digging shovel $19.00 - had been $29(ash hable for $13.00)
Half moon edger $5.03- this is a cheap tool
2.5 lb. cutter mattock w fiberglass handle $8.40
Husky Post Hole Digger $26.00- had been $45

Tools Deals

Home Depot Coupons
LongHorn Steakhouse - B1G1 half off lunch combo & $4 off 2 dinners
Added on : Monday January 13th 2014 01:00:02 PM
g: 0 Posted By: remick
Views: 27 Replies: 0 http://www.longhornsteakhouse.com/promo/lunchcombo/

www.longhornsteakhouse.com/promo/4off2ae/?

Harry Potter School Trunk Costume Set $29.97 @ Amazon + Prime
Added on : Monday January 13th 2014 08:00:02 AM
g: 0 Posted By: seodude
Views: 62 Replies: 0 I don't know quidditch about Harry Potter, but it has good reviews & it's half price.
$29.97 + Prime @ Amazon

Harry Potter School Trunk Costume Set Child
Toys Deals

Amazon Coupons
Massage - 50% Off (Windermere, FL)
Added on : Monday January 13th 2014 05:00:04 AM
g: 0 Posted By: TomPtz
Views: 175 Replies: 0 Half off Swedish and Cupping Massage in Windermere at 7L Bliss Massage!
Highlights:

Get your relaxation on and grab this deal while it is available- half off swedish and rubber cupping massage in Windermere, only at 7L Bliss Massage!
Acucups are great for deep tissue massage; they have a sedative effect and will leave your patient extremely relaxed.
The cups will increase blood circulation leaving the skin with a smooth look and healthy glow.


Fine Print:

Full promotional value of certificate must be used at time of purchase; no Cash Back.
Promotional value expires 7/16/14.
Appointment required, and gratuity not included.

Company Info:
7L Bliss Massage

,

Windermere, FL 34786
321-662-7858
Complete Details:This is the PERFECT gift for that special lady or gentleman in your life, and it even makes a fantastic Valentine's Day Present! Get half off a Massage and Cupping experience at 7L Bliss Massage in Windermere! Cupping is a form of Traditional Chinese Medicine that has been practiced for over three thousand years. It involves creating suction against the skin with the use of cupping tools; usually along the bodys meridians (the energy channels according to Traditional Chinese Medicine.) Cupping works wonders for respiratory diseases, menstrual disorders, digestion, headaches, dizziness, and lymphatic blockages.Advantages of Acucups cupping therapy:

Lift connective tissue
Loosen adhesions
Release rigid soft tissue
Myofascial release
Activate the lymphatic system
Drain excess fluids
Draw out inflammation
Create toxin release
Bring blood flow to stagnant skin and muscle
Stimulate the peripheral nervous system
Improve circulation and blood flow
Reduce appearance of cellulite by toning tissue

Learn More

Services Deals
g: 9 Posted By: fkebay
Views: 3800 Replies: 8 Home Depot B&M
YMMV



1. Brinkman grill - charcoal kettle, sku 1000-014-216, Was $80, now $27

2. 19" Cadet drop in sink, sku 240-760, Was $81, now $17

3. Ryobi 24 volt string trimmer/edger, sku 365-896, was $149, now $79

4. Garden Tiller by powermate, sku 408-414, was $650, now $447

5. Fenton Chaise lounger, sku 373-031, Was $399, now $127

6. 40" Ditch Bank Blade, sku 576-155, Was $40, now $30

7. Half moon edger, sku 146-512, Was $20, now $5.05

8. 175 foot slidetrack hose reel, sku 794-385, Was $40, now $20

9. B&D 18 volt String Trimmer/edger, sku 924-985, Was $100, now $59

10. 3 pot vertical garden, sku 269-114, was $20, now $4.40

11. vertical garden, sku 267-641, was $20, now $4.40

12. Hanging basket, sku 122-289, Was $7.00, now $1.70
Tools Deals

Home Depot Coupons
$19 for $50 Global Hotel Card by Orbitz
Added on : Monday January 13th 2014 01:00:09 AM
g: 0 Posted By: TomPtz
Views: 214 Replies: 0 $19 for $50 Global Hotel Card Powered by Orbitz to spend at Over 70,000 Hotels Worldwide

Highlights:

The Global Hotel Card Powered by Orbitz is the premier worldwide hotel gift card.
Whether for your own use or as a gift, enjoy options from over 70,000 hotels worldwide including all the major brands, resorts, boutique hotels, Bed and Breakfast choices and more.
No date restrictions, fees or expiration dates on value paid.


Fine Print:

Valid for online hotel reservations only at www.globalhotelcard.com
No date restrictions.
2-night minimum stay required.
Minimum pre-tax spend of $150 required.
Limit 1 code per reservation and only one room can be booked per reservation.
Gift cards are non-refundable.
Limited quantities available.
Paid value ($19) does not expire.
Promotional value (additional $31) may expire.
See gift card/voucher for details on expiration of promotional value (additional $31).
To Redeem: Reservation must be booked at www.GlobalHotelCard.com(*Not Orbitz.com).

No cash value.Complete Details:Minimum two-night stay and minimum of $150 pre-tax spend required. Limit one voucher per hotel booking. Limit one room per booking. Please see Fine Print for additional rules and restrictions on offer. Promotional value expires on June 30, 2014.Take advantage of this fantastic deal for half-off a gift card good for booking at over 70,000 hotels worldwide with The Global Hotel Card Powered by Orbitz.com.For just $19 youll get $50 towards online hotel bookings at www.globalhotelcard.com.Treat yourself to a getaway weekend, or plan your next dream trip with an instant $31 savings toward your hotel booking! Today's deal saves you time and money with upcoming hotel stays, or give it as a gift to treat someone else to a fun or relaxing getaway. You can use the deal immediately, there are no date restrictions, and Global Hotel Card Powered by Orbitz website has excellent pricing and hotel availability at over 70,000 hotels worldwide. You can buy as many vouchers as you like, (but remember only one voucher per booking) so don't forget to think of your friends and family.Powered by Orbitz design and trademarks are the property of Orbitz Worldwide, LLC and are used by license.Learn More
Hotel Deals

Orbitz Coupons
Is there any decent personal finance software for Mac?
Added on : Sunday January 12th 2014 05:00:06 PM
g: 0 Posted By: marketingmike
Views: 78 Replies: 2 Have been having service issues with Mint. Constant timeouts.

Looked around at personal finance software packages for Mac. iBank trial crashed my machine four times in half an hour; Moneydance download/import seems less automatic than iBank (from documentation only; didn't try it); Quicken seems to have largely abandoned Mac for some reason.

My needs aren't complex. I just want to be able to track spending against budget, largely to keep my wife in check. I don't even really care about tracking investments; I just look at that through the individual websites and that's good enough for me.

Anything for Mac? Other browser based solutions?
Personal Finance Deals
g: 1 Posted By: fkebay
Views: 226 Replies: 0 Home Depot B&M
YMMV



1. Brinkman grill - charcoal kettle, sku 1000-014-216, Was $80, now $27

2. 19" Cadet drop in sink, sku 240-760, Was $81, now $17

3. Ryobi 24 volt string trimmer/edger, sku 365-896, was $149, now $79

4. Garden Tiller by powermate, sku 408-414, was $650, now $447

5. Fenton Chaise lounger, sku 373-031, Was $399, now $127

6. 40" Ditch Bank Blade, sku 576-155, Was $40, now $30

7. Half moon edger, sku 146-512, Was $20, now $5.05

8. 175 foot slidetrack hose reel, sku 794-385, Was $40, now $20

9. B&D 18 volt String Trimmer/edger, sku 924-985, Was $100, now $59

10. 3 pot vertical garden, sku 269-114, was $20, now $4.40

11. vertical garden, sku 267-641, was $20, now $4.40

12. Hanging basket, sku 122-289, Was $7.00, now $1.70
Tools Deals

Home Depot Coupons
Griffin Technology MOTO TC Rally Car $50 (half price)
Added on : Sunday January 12th 2014 01:00:03 PM
g: 0 Posted By: cripes
Views: 180 Replies: 0 Griffin Technology MOTO TC Rally Car for half price using code RALLYCES at Griffin Webstore. Offer expires on 1/17/14.
Just checked Amazon and they have it for $50 so not really a good deal after all, sorry.

RC & Hobbies Deals

Griffin Technology Coupons
select NorthFace on sale at Macys.com
Added on : Saturday January 11th 2014 06:00:01 AM
g: 0 Posted By: DaysFan
Views: 0 Replies: 0 http://www1.macys.com/shop/mens-clothing/the-north-face?id=18253&edge=hybrid#!fn=pageIndex%3DNaN%26sortBy%3DORIGINAL%26productsPerPage%3D40&!qvp=iqvp
linked


the north face Jacket, Resolve Waterproof Rain Jacket

Orig. $90.00
Now $62.99


the north face Jacket, Apex Bionic Water Repellent Jacket

Orig. $149.00
Now $99.99

the north face Shirt, Half Dome Short Sleeve T-Shirt

Orig. $25.00
Now $17.99


the north face Neck Gaiter, FlashDry Fleece

Orig. $25.00
Now $17.99



the north face Fleece, TKA Glacier Quarter Zip Polartec Fleece

Orig. $55.00
Now $38.99

the north face Shirt, Chimborazo 2.0 Full Zip Sherpa Fleece

Orig. $99.00
Now $68.99


the north face Jacket, Various Guide HyVent Waterproof Jacket

Orig. $199.00
Now $138.99



the north face Shirt, Long-Sleeve Graphic T-Shirt

Orig. $35.00
Now $24.99


the north face Coat, McMurdo Hyvent 550 Fill Parka

Orig. $330.00
Now $229.99


the north face Big and Tall Jackets, Denali Fleece Hooded Jacket

Orig. $219.00
Now $149.99

the north face Swimwear, Pacific Creek Prink Quickdry Board Shorts with UPF 50

Orig. $55.00
Now $37.99

the north face Shirt, Stone Cat Sherpa-Lined Flannel

Orig. $110.00
Now $76.99

the north face Vest, Lindero Down Vest

Orig. $149.00
Now $99.99

the north face FlashDry Shorts, Better Than Naked Running 5" Shorts with UPF 50

Orig. $55.00
Now $38.99


the north face Big and Tall Coat, McMurdo Hyvent 550 Fill Parka

Orig. $330.00
Now $229.99


the north face Backpack, Trappist Skateboard Carry Backpack

Orig. $119.00
Now $79.99

g: 0 Posted By: Xenocrates
Views: 461 Replies: 3 Half priced Disney DVDs (Alice in Wonderland, Tarzan, Hercules, Lilo & Stitch, and more) - $9.96+ @ Amazon 
free shipping on $35+ or with Prime Includes a few of the classics and even Winnie the Pooh!   (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Movies Deals

Amazon Coupons
g: 0 Posted By: rareairhead
Views: 330 Replies: 0 Just in time for all FatWalleteers to fleece up before it really starts getting cold. Timberland offers their men's half-zip fleece jacket for $39.99. In cart they take another 30% off the original $89.00 price leaving you with a $27.99 bill. WELCOME13 takes it down to $25.19 with free shipping for Shoprunners(Free for most AmEx users). Otherwise add $5.95 for delivery. Think FW Cash Back applies also. Suggest you step it up, colors and sizes are disappearing. Deal ends February 7 at 3 am ET.

TimberLink

Description: Our men's fleece jacket is perfect for year-round wear. Built for comfort and durability, this synthetic jacket is a great outer layer for cool summer nights and can be worn under heavier coats when the colder season sets in.

Details:

100% polyester fleece
Two front zip pockets
Center back length (M): 27.5 inches
Chest (M): 44 inches
Care instructions: Machine wash separately in cold water on gentle or delicate cycle with mild detergents, use only non-chlorine bleach when needed, tumble dry low, cool iron, do not dry clean
Imported




Liberated from DealNews.

Enjoy!
Clothing Deals

Timberland Coupons
Moosejaw.com - $10 off $25 code for taking a survey
Added on : Friday January 10th 2014 11:00:03 AM
g: 0 Posted By: remick
Views: 249 Replies: 0 http://www.moosejaw.com/moosejaw/shop/content_lp-10-dollar-survey____

Here are some other fun rules about the $10 Survey Coupon thing:
The coupon excludes Patagonia full price items. It will work on Patagonia sale items.
This does not work on gift cards
This code is only valid with the email address provided on the prior page.
The $10 coupon is valid on purchases over $25 and expires January 26, 2014.
The coupon is good for in-stock items only and isn't valid for prior purchases.
Rewards points are cut in half for orders placed with the survey coupon.
It's just one coupon per customer and coupon cannot be combined with other offers.
Sorry for being so mean about everything.
Notice to vacate delivered to wrong house..
Added on : Friday January 10th 2014 09:00:23 AM
g: 0 Posted By: alamo11
Views: 67 Replies: 0 Not really finance related but anyhow. Come home today to find a notice to be out of the house by 7 AM Monday. Stapled on a copy of a foreclosure suit. Everything seems to be legit. Problem is the address is of the property is about an hour and a half drive from me! Same county but I live on one edge of the county and the house is on the other.. Not sure what do do; I don't want to have this person get screwed when the sheriff shows up Monday and I sure as hell don't want them on my property! The property the notice was left at is free and clear and I hold no interest whatsoever in the property that's to be vacated.

First time this has happened; anyone ever heard of this before? What should I do?
Torrini creates jewels and precious objects branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This small flask in sterling silver is part of the "Palazzo Davanzati" collection and reproduces an ornamental decoration from the refined, Renaissance tradition of the Florentine house. This creation is entirely handmade with the technique of lost wax casting and chiselling.• Height: 5 3/8"|13,5 cm • Width: 2 3/8"|6 cm• Handmade in Florence, Italy
ON SALE: Torrini - Sterling Silver Honey Dipper
Added on : Friday January 10th 2014 09:00:13 AM
An original design branded with a half clover with spur, an ancient trademark registered in Florence in 1369. Finely decorated and entirely handmade. • Length: 7"|18 cm • Handmade in Florence, Italy
ON SALE: Torrini - Sterling Silver Horse Shoe Paperweight
Added on : Friday January 10th 2014 09:00:13 AM
Torrini creates jewels and precious objects branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This sterling silver horse shoe is a symbol of good luck, and as in the Medieval Era it»s considered a protection against evil. Entirely handmade, this creation also represents an art that has been handed over for six centuries. • Height: 6"|15 cm • Width: 5 1/8"|13 cm• Handmade in Florence, Italy
ON SALE: Torrini - Sterling Silver Sword Paperknife
Added on : Friday January 10th 2014 09:00:13 AM
Torrini has always created original design products, branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This sterling silver detailed creation is a letter-opener with the shape of an ancient sword.• Length: 7"|18 cm • Handmade in Florence, Italy
ON SALE: Antik Batik - Wanjo Pouch Shoulder Bag
Added on : Friday January 10th 2014 09:00:12 AM
The Wanjo Pouch Shoulder Bag by Antik Batik is hobo in style and boho in chic. Featuring soft suede leather bag in half moon shape, long adjustable shoulder strap that can be worn cross body, suede fringe accents with rich embroidery and magnetic snap flap closure. Every handbag design is uniquely hand-crafted and varies slightly in pattern style.
ON SALE: Fratelli Rossetti - Dark Brown Suede Fringed Loafer
Added on : Friday January 10th 2014 09:00:12 AM
�Derby� square toe, dark brown soft suede fringed loafer shoes with side buckle detail. Featuring leather lining and half rubber sole. Made in Italy.
Free UBER Ride (Up to $20) *New Users Only San Diego, CA
Added on : Friday January 10th 2014 05:00:07 AM
g: 0 Posted By: puggle
Views: 170 Replies: 0 Free UBER Ride (Up to $20) *New Users Only San Diego, CA
Uber is "Everyone's Private Driver." To redeem: get the App from your smart phone's App Store. After enter the code provided when you click to print/use coupon. Your first ride is free up to $20. Promotion is for new users only in all US Uber cities.

Expiration Date: 03/01/2014
http://www.halfpricesandiego.com/San-Diego/Automotive/Taxi/coupo...
Services Deals
Lego Battles: Ninjago w/ Lego Ninjago Set (DS) - $14.99 @ Best Buy/Amazon
Added on : Thursday January 09th 2014 06:00:04 PM
g: 0 Posted By: heyyl0w
Views: 358 Replies: 0 Best Buy has Lego Battles: Ninjago w/ Lego Ninjago Set (DS)for $14.99 with free in-store pickup or free shipping on orders of $25 and up.

Amazon also has this deal shipped free with Prime.

Cheapest I could find this was $9.99 back in July.

Master the Ninja skill of Spinjitzu and use powerful weapons.
Customize your army and upgrade Hero units to unleash special attacks.
Battle your friends in multiplayer game modes.
ESRB Rating: EVERYONE with Cartoon Violence


Note- of the six reviews on Amazon, there are a couple that said when they received their item, the game was missing. They also said that upon contacting customer service, they were quick to remedy the situation. It seems like it was an internal error on the distributor's behalf.
Nintendo DS Games Deals

Best Buy Coupons
Football Cocktail Shaker (SuperBowl Deal) - $17.99 AC @ Amazon (Prime)
Added on : Thursday January 09th 2014 04:00:04 PM
g: 1 Posted By: heyyl0w
Views: 137 Replies: 0 Amazon has a Football Cocktail Shaker (SuperBowl Deal)for $17.99 after coupon code "SPRBOWL4" is applied at checkout.

Item has very positive reviews. Would make a great host gift for any Super Bowl parties you may be attending

24oz football-shaped cocktail shaker with black silicone stand
Made from gloss-finished food-grade stainless steel (Wash before first use)
4 piece shaker design - Silicone-lined tops for an easy-to-remove and leakproof experience
Dimensions: 6.4" tall x 4" wide (NOTE: Although to scale, the Football Shaker is a little over half the size of a real football)
2 Year Warranty

Home & Garden Deals

Amazon Coupons
Free Kindle Book- 5,742 days (was $13.95)
Added on : Thursday January 09th 2014 10:00:04 AM
g: 0 Posted By: remick
Views: 60 Replies: 0 http://www.amazon.com/5-742-days-Anne-Marie-Cockburn-ebook/dp/B00HDDM1V8

On 20th July 2013 15-year-old Oxford schoolgirl Martha Fernback died suddenly after swallowing half a gram of MDMA powder, more widely known as ecstasy. Within hours her mother, Anne-Marie Cockburn, began to write down her feelings as a way to channel her shock and try to make sense of the tragic loss of her only child. From an early age Anne-Marie has used writing to try to make sense of her life. This recent tragedy propelled her out of the shadows and gave her the confidence to share her writing with the world. In this book we join her in real time on her shocking and agonising journey, as she deals with the impractical demands placed upon a grieving single parent, begins to cope with the realities of life on her own and faces up to a future she could never have predicted. From the moment Martha died, Anne-Marie recognised that she still had a future, a life to live. This revealing, emotional and, ultimately, uplifting book shows how she used the art of writing, combined with determined self-belief, to guide her during this terrible time.

I JUST FINISHED READING THE BEGINNING OF THE BOOK - IT OVERPOWERS YOU
Books Deals

Amazon Coupons
g: 0 Posted By: Tuba2
Views: 0 Replies: 0 Nordstrom has the The North Face Momentum FlashDry Half Zip Pullover on sale for $59.90 with free shipping.
Smile 24-Color Hair Chalk - $10.98 shipped @ Tanga
Added on : Thursday January 09th 2014 08:00:03 AM
g: 0 Posted By: ksenn
Views: 175 Replies: 1 Tanga has a 24-color pack of Smile hair chalkfor $7.99 w/ $2.99 shipping. I love hair chalk, it's great for adding color to my hair for the weekend and then washing out before work on Monday. I've never used this brand before, but I usually pay about $6 for one color of chalk at Walgreens. Can be used to add streaks of color or on the bottom half of hair to create a dip-dyed effect. The website suggests setting the chalk with a straight iron.
Beauty Deals

Tanga Coupons
g: 0 Posted By: delic221
Views: 192 Replies: 0 Lands' End has a Little Boys and Toddler Boy Print Stormer Jacket on sale for $19.99. Originally priced at $64.00. Here is the link:
http://www.landsend.com/products/boys-print-stormer-jacket/id_257768

Girls: NOTE: only the Toddler Girls is $19.99 other sizes are $24.99
http://www.landsend.com/products/girls-stormer-jacket/id_257734
Girls: All sizes $19.99
http://www.landsend.com/products/girls-print-stormer-jacket/id_257711

I got the matching ThermaCheck Fleece Half Zip Pullover to match on sale for $8.99. Originally priced at $24.99. Here is the link:
http://www.landsend.com/products/boys-thermacheck-l00-fleece-half-zip-pullover/id_256433
Girls Fleece:
http://www.landsend.com/products/girls-thermacheck-100-fleece-half-zip-pullover/id_263333

Both items would have cost: $88.99 got them both for: $28.98. Savings: $60.00. Plus, with the two layers it is a decent jacket at a great price! Since I bought two of both, I also got free shipping. Free shipping applies to orders over $50.00.
Kids Clothes Deals

Lands' End Coupons
g: 0 Posted By: puggle
Views: 177 Replies: 0 Book Perks for today 1-8-14
=26pxSomeone Else's Love Storyby Joshilyn Jackson $1.99
Taking Chances by Molly McAdams =26px$.99
=26pxHalfway to the Grave=26pxby Jeaniene Frost =26px$.99

http://links.e.harpercollins.com/servlet/MailView?ms=NTk5MTc1OAS...
Books Deals
g: 0 Posted By: DaysFan
Views: 242 Replies: 0 Little Boys' Down VestItem #434250-AG2
$39.00 NOW $12.99


http://www.landsend.com/products/boys-down-vest/id_256436



http://www.landsend.com/products/boys-down-jacket/id_257784Boys' Down JacketItem #434254-AG0
$49.00 NOW $16.99


http://www.landsend.com/shop/boys-outerwear-down/-/N-jyeZg1xZgx4?cm_mmc=usnews-_-usnews_010714_eonly_1-_-feature-_-feat_boys_down&emid=usnews_010714_eonly_1&RRID=17761465899

linked


http://www.landsend.com/pp/StylePage-432362_AG.html?CM_MERCH=REC-_-FPPP-_-GGT-_-2-_-432362-_-434251

linked
Boys' ThermaCheck-l00 Fleece Half-zip PulloverItem #432362-AG4

$24.00 NOW $8.99

Clothing Deals

Lands' End Coupons
Neoprene Black Thermal Fleece Half Face Mask - $1.46 + FS @ Amazon
Added on : Tuesday January 07th 2014 03:00:02 PM
g: 1 Posted By: heyyl0w
Views: 41 Replies: 1 Amazon has the Neoprene Black Thermal Fleece Half Face Mask for $1.46 shipped.

Package includes: One piece of Black Neoprene Motorcycle Biker Snowboard Half Face Ski Mask
Size(approx.): 48.5 cm x 26.7 cm (19.1 inch x 10.5 inch)
Color: Black
Material:Neoprene (same material uses for wetsuit) & Thermal Fleece Material
Keeps Warm & Well protected from cold, snow, wind & sun etc

Clothing Deals

Amazon Coupons
Lamps Plus January Sale: Up to 50% Off (Some Items Ship Free)
Added on : Tuesday January 07th 2014 11:00:02 AM
g: 0 Posted By: jessicadabears
Views: 1 Replies: 0 Lamps Plus January Sale: Up to 50% Off (Some Items Ship Free)

Notable Deals:
Teardrop 21-in. High Brushed Steel Table Lamp for $29.95 w/ Free Shipping

Possini Euro White Flower 19 1/2-in. Wide Pendant for $99.95 w/ Free Shipping
g: 0 Posted By: jessicadabears
Views: 257 Replies: 0 CHI Micro Ceramic Ironfor $45 w/ Free Shipping at myhabit.com (Amazon's Flash site).

Weighs only half the size of the original CHI flat iron
Only 7-in. long but still gives you 100% performance
Uses far infrared heat that penetrates the hair and straightens it from the inside out

May be returned within 14 days for a $3.99 return shipping fee in the U.S.
Beauty Deals

MYHABIT Coupons
1/04/14 All Tea 50% off at Cost Plus World Market.
Added on : Saturday January 04th 2014 04:00:03 AM
g: 0 Posted By: Watty
Views: 63 Replies: 0 For all of you tea fans, Cost Plus has tea half off today.

Prices valid 1/4/14. Offers good while supplies last. Prices and selection may vary by store and online. Select items available online. Items sold individually in store may be sold in sets online. CA: Items not available at Fairfield and Hillsdale Mall, San Mateo locations. Some items may not be available at Bridgepointe Shopping Center, San Mateo location. CO: Advertised prices are subject to state and local taxes, as well as all fees. LA: Items not available at Baton Rouge location. TX: Items not available at McKinney, Denton and Champions, Houston locations.


Cost Plus
The North Face Half Dome T-Shirt - Men's $11.93 fs to store option @ REI
Added on : Thursday January 02nd 2014 07:00:05 PM
g: 1 Posted By: sylwiawasowicz
Views: 303 Replies: 0 the north face Half Dome T-Shirt - Men's $11.93 fs to store option@REI
Clothing Deals

REI Coupons
Women's Rosie Slouch Bootie, $9.99 (75% off) @ sears.com
Added on : Thursday January 02nd 2014 06:00:07 AM
g: 1 Posted By: MrLincoln
Views: 286 Replies: 1 Search Sears.com for "Rosie." Two styles/colors at this price, western and slouch. Sorry, link wouldn't work. Don't forget FW CB, and possible coupon below. FS with SYWR Max.

Online Only! Extra 25% OFF Womens and Kids Shoes with code SHOE25. Minimum purchase of $20.Offer ends 04-Jan-2014

Product DescriptionWomen's Rosie Black Fashion Slouch Bootie Softens a Structured StyleThe Trend Report women's Rosie black fashion bootie is created with everything you love about Western boots but with contemporary touches that keep them current. Wear them with your jeans and a pointy, faux suede covered toe will peak out. Tuck in your jeans and show off the soft, slouchy upper. Add them as a finishing touch to a long skirt, straight or full, or go for the unexpected and pair them with short ruffled dress or jumper.The 1.5 inch heel on the women's Rosie black fashion bootie makes these boots super comfortable for walking, while the faux suede upper adds stain and water resistance that's superior to the natural version. You'll never run out of reasons to wear these cute ankle boots, regardless the weather.

Whether you're ready to do a little two step or just want some extra warmth in cold weather, the Trend Report women's Rosie black fashion bootie offers a stylish combination of traditional style and trend touches
Comes in women's 6 to 11, including with half sizes up to 9.5
Available in medium width only
The solid black boots features a slouchy shaft and pull tabs at the top
Pointed toe
Pull on ankle boots with lining
1.5 inch heel and faux suede upper
Care: Gently brush away dried dirt then spot clean with a damp cloth if necessary
Model number: DW315098


Link
Shoes Deals

Sears Coupons
g: 1 Posted By: ArtieLange
Views: 242 Replies: 1 Tac Force TF-705 Series Assisted Opening Folding Knife 4.5-Inch Closed $11.08 at Amazon free prime shipping.

http://www.amazon.com/Force-Assisted-Opening-Folding-4-5-Inch/dp/B00FOR2DTU/

4.5" Closed
Black Half Serrated Stainless Steel Blade
Black Aluminum Handle

Has excellent reviews
Sports & Outdoors Deals

Amazon Coupons
Half Life 2 for computer is only $2.49!!!
Added on : Wednesday January 01st 2014 04:00:10 PM
g: 0 Posted By: WhiteGuy
Views: 273 Replies: 0 half life 2 is only $2.49!!!
Video Games Deals
GUNS:Ruger 10/22 Takedown 22 LR SS/SYN $299+shipping+FFL@Larry's
Added on : Monday December 30th 2013 06:00:05 PM
g: 1 Posted By: m362w
Views: 190 Replies: 1 RUGER 10/22 LR Takedown in Stainless with Synthetic Stock for $299+shipping and FFL fee @ Larry's Pistol and Pawn http://pistolandpawn.com
Larry's

The 4.67 pound Ruger 10/22 Takedown is 37" long when assembled; each half is less than 20-1/4" when disassembled. Utilizing the standard 10/22 action, and provided with one ten-round rotary magazine, the Ruger 10/22 Takedown offers legendary 10/22 reliability in a new compact and portable package.

Shipping to FL was $17.00 from AL, if shipping is excessive to you try GrabAGun....they have it for $329.60 but ship firearms for a flat fee of $5.99.
GrabAGun

It's a nice little shooter, difficult to find sub-$300. Hat-tip to RandyBox who posted the mini-14 over at Larry's


Guns & Ammo Deals
Underwater Mortgage Options
Added on : Sunday December 29th 2013 11:00:05 AM
g: 0 Posted By: Benjamin75
Views: 56 Replies: 0 General info.

1st mortgage with PNC bank
balance $55,472
payment $742.74 (including tax/insurance)

2nd with Huntington bank
balance $33,311.51
payment 359.58

Totals
owe 88,784.12
payments 1,102.32

house is a duplex, built in 1922 in Ohio.
the county for tax purposes had valued the house for $97,800 before the market collapse, then the value dropped to $78,000. In 2012 the county raised it back to $98,700

i would like to move, my neighborhood has declined, and quite frankly, I don't like where I live. I could have a nicer apartment for half of what I pay now.

Currently, i bring home JUST enough to pay the mortgages and other debts (minimum payments) to be one of the working poor. Just barely enough left after bills for food & gas. Anything extra, or unexpected ends up on a credit card.

i was approached by PNC and told my mortgage was eligible for a HARP refinance, since the loan was owned my Freddie Mack. When they ran the numbers, I was told if I paid close to $700 up front, I could reduce my interest rate and lower my monthly payment by about $100. Since I didn't have $700 laying around! and it would take 7 months to even break even, I did not go further with it.

i approached Huntington about refinancing my loan with them. It has an interest rate of 10% and I had to have my mother co-sign for it. I was hoping to get her name off, and possibly a lower rate. Huntington surprised me, by telling me I may be able to get one new mortgage from them, that payed off both of my loans, put it all in my name alone, and would save me $100-$300 per month depending on the interest rate.

Huntington paid for an appraisal, and it came back at $60,000.
Huntington isn't offering to do anything for me now.

from what I've read, I'm not eligible for any of the modification programs because Huntington isn't a participating bank of HAMP, and because I have a co-signer.

so do I have any options?

Short sale: doubtful Huntington would agree to take what little money was left after PNC took their money. Seems they'd rather go after my retired mother.

Walk Away/Foreclosure: ruin my credit, Huntington still pursue me; ruin my mothers credit and have her pursued also.


Real Estate Deals
nordstrom.com Men's Half yearly sale + free shipping
Added on : Saturday December 28th 2013 06:00:03 AM
g: 0 Posted By: DaysFan
Views: 221 Replies: 0 http://shop.nordstrom.com/c/all-mens-sale?origin=header-left-promo


Half-Yearly Sale for Men!
Our policy is simple: We'll ship almost anything on our site to anywhere in the United Stateseven Alaska and Hawaiifor free. No minimums. No kidding.


http://shop.nordstrom.com



Clothing Deals

Nordstrom Coupons
Half Price Books 20% off B&M 12/26-12/30
Added on : Wednesday December 25th 2013 07:00:04 PM
g: 0 Posted By: tlaxson
Views: 166 Replies: 0 Half Price Books offers 20% off store wide 12/26/13-12/30/13. Excludes fiction cards, in store only. No coupon required.

Half Price sells used books, music, movies, etc, and a mix of some new stock. Most stock is at half or more off list.

Find your local store at: http://www.hpb.com/stores/
Books & Magazines Deals
costco.com: Sketchers Woman's Running Shoes $29.99 FS
Added on : Wednesday December 25th 2013 08:00:04 AM
g: 0 Posted By: horizon6
Views: 214 Replies: 0 Skechers Ladies' Flex Fit Running Shoe
Smooth Leather Upper and Perforated Leather Panels at Front and Heel Panel
TurquoiseorCharcoal
Price 29.99
Shipping & Handling: $0.00
Score major points for sporty style and flexible comfort in the Skechers Flex Fit Free Throw shoe. Smooth leather and mesh fabric upper in a lace up athletic casual walking and training sneaker with stitching and overlay accents.

Features:
Smooth leather upper
Lightly textured mesh fabric panels at front and side for cooling effect
Stitching accents
Contrast colored side mesh panels add a pop of color
Side S logo
Side overlays add lightweight stability
Perforated leather panels at front and heel panel
Lace up front
Padded collar and tongue
Soft fabric shoe lining
Cushioned comfort insole
Flex Sole design for lightweight shock absorption and responsive flexibility
Built in heel
Super flexible rubber traction outsole
Made in China

Content:
Leather Upper
Textured Mesh Fabric Panels
Rubber Flex Sole

Sizing:
6-11
Half sizes available

Care Instructions:
Wipe with a damp cloth. Mild soap is ok.







Compare here
Shoes Deals
Taxes on a shared property
Added on : Wednesday December 25th 2013 07:00:12 AM
g: 0 Posted By: ankitgu
Views: 24 Replies: 0 I got a condo this year and started renting 1 of the 2 rooms (one is for myself). I'll have collected 6 months of rent for 2013 and the rent covers just over half of the regular expenses.

I have a few questions to help me begin thinking about how I'll handle my taxes. My goal is to have taxes filed pretty early on in the new year.

1) Which tax forms should I start looking at for this?
2)Will this be classified as personal property, or maybe the room and shared areas are rental areas? Any general idea would be helpful.
3) When I bought the place this year, it required significant renovations. At the end of it, 1/3rd of the final cost was in renovations and 2/3 was in the actual condo purchase price. Any idea if I can write off parts of the renovations, which were cash expenses towards fixing the place, which made it rentable? (I did things like replace flooring, countertops, fix holes in the walls, new toilets, all the appliances, labor to refinish cabinets, etc.)

I do intend on continuing to rent out the place through 2013. I'm anticipating maybe 9 months of rent payments in case that matters.
Personal Finance Deals
Half Off Select Kindle Accessories @ Amazon.com via Free AmazonLocal Coupon
Added on : Wednesday December 25th 2013 12:00:03 AM
g: 0 Posted By: fivetalents
Views: 189 Replies: 0 Free Coupon for Half Off SelectKindle Accessories, up to $50 off, at Amaz on.com with free AL coupon(click on the red "Apply Code" button then wait for email confirmation before shopping). Many of the qualifying accessories are already on sale. Prime/FSSS applies.

---------------------

Play with, work on, and enjoy your Kindle tablet or e-reader with today's deal from the Kindle Accessories Store. Including everything from colorful leather cases to protective sleeves, mini speakers, and more. These Amaz on and Made for Kindle accessories will totally enhance your experience.

Coupon for half off select Kindle accessories
Fantastic variety of accessory options to fit your favorite Kindle tablet or e-reader
Helps personalize and customize your experience

What You Need to Know:

This coupon will be automatically applied to your Amaz on.com account; please do not place your Kindle Accessories order until you have received an e-mail from Amaz on Local confirming that your coupon has been applied. The credit may not apply to orders placed on Amaz on.com prior to the receipt of this confirmation
Coupon will expire if not used toward a qualifying purchase of select Kindle accessories in the Kindle Accessories Store by 11:59 P.M. PST on January 4, 2014
Coupon is only valid for select Kindle accessories listed hereand identified as "Ships from and sold by Amaz on.com" or "Ships from and sold by Amaz on Digital Services" and does not apply to products sold by other sellers
Coupon is valid for a 50% discount on your order total (up to the first $100 spent) for qualifying Kindle accessories on Amaz on.com; your order total can be over $100, but the maximum discount is $50. Customer will be responsible for payment to Amaz on.com of final order total after discount, plus applicable taxes and shipping charges
Coupon is not redeemable for any other types of merchandise sold at Amaz on.com or items not shipped from and sold by Amaz on.com or Amaz on Digital Services
Limit 1 coupon per customer; limited quantities available
If you return any of the promotion items, your promotional discount will be subtracted from your return credit
Orders are eligible for Prime and Super Saver Shipping
Ships only to U.S. addresses
Coupon cannot be applied to previous orders or combined in one order with any other offer, sale, or close-out
Void where prohibited; Amaz on.com reserves the right to modify or cancel the offer at any time
Amaz on.com account with valid credit card required to get this coupon
Available for use immediately after claiming coupon and receiving email

Tablet Accessories Deals

Amazon Coupons
Valve Complete Pack - $20 AC - Green Man Gaming - coupon exp Jan 6
Added on : Tuesday December 24th 2013 05:00:07 PM
g: 0 Posted By: Hoogineer
Views: 113 Replies: 0 GMG Link

Regularly $100. 75% off makes it $25. Use voucher code[l=GMG20-ZB5D1-93X49]http://mtrace.greenmangaming.com/u/nrd.php?p=MymaYz5f3T_426758_296197_958_481[/l](exp Jan 6, 2014) to take off an additional 25%.

Currently $50 on Steam. Might go 75% off during the Winter Sale. Maybe 80% (which would be the same price), but who knows.

This pack contains:

Counter-Strike
Team Fortress Classic
Day of Defeat
Deathmatch Classic
Half-Life: Opposing Force
Ricochet
Half-Life
Counter-Strike: Condition Zero
Half-Life: Blue Shift
Half-Life 2
Counter-Strike: Source
Half-Life: Source
Day of Defeat: Source
Half-Life 2: Deathmatch
Half-Life 2: Lost Coast
Half-Life 2: Episode One
Half-Life Deathmatch: Source
Left 4 Dead
Half-Life 2: Episode Two
Team Fortress 2
Portal
Left 4 Dead 2
Portal 2
Counter-Strike: Global Offensive

Video Games Deals
Sonic the Hedgehog 2 (Android, released 12/20) $0.99 (was $2.99) on Play
Added on : Tuesday December 24th 2013 12:00:02 PM
g: 0 Posted By: UPdownLoAD
Views: 277 Replies: 0 Linky

One of the greatest adventures of all time re-mastered for mobile devices!Speed back in time and discover the game that first united Sonic the Hedgehog with his amazing flying sidekick Miles Tails Prower. Run through high speed levels packed with enemies and hazards as you zoom along loop de loops in your mission to destroy the devious Dr. Eggman. This definitive version has been fully built from the ground up for mobile devices, featuring re-mastered graphics and audio, and all new game content.
A CLASSIC ADVENTURE
Race as Sonic and Tails through high speed environments such as Casino Night and Chemical Plant. Destroy Dr. Eggman in epic boss battles or aim for the high score in Sonic 2s iconic half pipe Special Stage.
EXCLUSIVE NEW CONTENT
An all new Boss Attack mode challenges the player to defeat all of the games devious bosses in one run. Additionally choose to play the game as Knuckles in addition to Sonic and Tails.
EXCLUSIVE NEW LEVELS
For the first time ever explore the mysterious Hidden Palace Zone. These lost levels feature undiscovered enemies, new hazards and a climatic showdown with Dr. Eggman.
Apps Deals
g: 2 Posted By: 116sloppyjoe116
Views: 271 Replies: 0 Link

$54.00
10% off with promo codeMASTERPASSwith MasterPass checkout
Free Shipping

Almost half the price of the retail at Wallyworld; a great entry tablet that keeps your wallet fat
Android Tablets Deals

Newegg Coupons
Sears 50% off Recliners, Sofa and more
Added on : Tuesday December 24th 2013 09:00:06 AM
g: 0 Posted By: lonelyaccountant
Views: 273 Replies: 0 this is a great holiday deal for those Christmas shoppers who wish to buy furniture for the
Christmas holiday. half off at Sears stores. expires 12/29/13
Furniture Deals

Sears Coupons
Financial (Debt) Advice for a New Home Owner
Added on : Tuesday December 24th 2013 05:00:08 AM
g: 0 Posted By: dbess2013
Views: 60 Replies: 0 Hi all,

I am a long-time lurker, first-time poster; love your advice on this part of the forum and after lurking for quite awhile, I figured I would post and see what ideas I can get about my financial situation which has been a little hairy since my house purchase. The basic story here is that I purchased a foreclosure home that was "too good of a deal" to pass up. Indeed, it still is a great deal but I was burned by the bank in regards to obtaining "fixer-upper" funds. I was told by my originator that upon purchase, I would be able to borrow under a second mortgage right out of the gate which turned out to be entirely untrue due to the grant I received which will be forgiven in two years. Lesson learned.

The home upon purchase was listed for $50k at auction, I placed a bid at $45k with theseller paying closing costs (truly paying, not rolling into the loan).I was then able to obtain a 10k state grant for downpayment assistance since it was a vacant home which leaves me with a total mortgage of about 34k. The first valuation came in at 78k prior to my repairs. Judging by the area and what I've been told by a couple realtor friends, they believe it would fetch about 120-125k in today's market.

The good side is that its a great place with a huge yard in a city which doesn't usually have both of those attributes. It's an up and coming area so the value will likely rise pending on the market. The bad side is that since I was unable to get a second mortgage for repairs, I now am saddled with some debt that came from necessary repairs to make it liveable.

Current Debt:
Credit Card: 5k @ 15.9%.
Lowes Credit Card: 6k @ 5.99%
401K Loan: 6K @ 2% or so(to myself)

I've always been an anti-debt kind of person and I would really like to jump out of this hole ASAP. It was a seize the moment type purchase which may or may not have been a good idea given my hate of debt. My current plan is to try for a balance transfer card with 0% for 18 months and then add a second mortgage after the grant is forgiven in 07/2015 or the Penfed Promise for the 3.9% for life balance transfer and forget the mortgage. I'm unsure if I'll be approved for the Penfed as my credit score after all this house buying and whatnot is at about 730 (previously 770).

Of course, the ideal situation would have been to have cash to do these repairs and I am half-way kicking myself for doing it. On the flipside, I'm paying far less even with the high interest debt than I was renting.

Anyone have any other ideas for paying less interest with what I have going on?
Personal Finance Deals
g: 0 Posted By: ArtieLange
Views: 72 Replies: 0 Newegg has the Lite-On 24X SATA DVD Burner (iHAS124-04) for a low $14.99 Free Shipping after Coupon Code: "EMCYTZT5282"

http://www.newegg.com/Product/Product.aspx?Item=N82E16827106289&Tpk=N82E16827106289

This Lite-On 24X iHAS124 drive writes 4.7GB of data in about five and a half minutes to DVD+R, and supports all DVD formats. Intelligent features such as a 2 MB buffer, Smart-Burn buffer under-run protection, and Smart-Write dynamic calibration of write speed work together to ensure that you get accurate, working copies every time, instead of wasting disc blanks on failed write attempts.Playback is just as reliable with Smart-X technology for smooth, stable Audio CD, VCD, and DVD playback and data extraction. This high-performance SATA drive supports Microsoft Windows 2000, XP, and Vista. Using dual-layer burning, you'll be able to store 8.5 GB of data, photos, music, or games on one dual-layer disc.
$170k income, but 21yo and self-employed. How can I get a mortgage?
Added on : Sunday December 22nd 2013 12:00:05 PM
g: 1 Posted By: younginquisitive
Views: 152 Replies: 4 I started an online business several years back selling clothes, screenprinted graphic shirts and the like. I've never had a traditional job. Things are going steadily. I've been living in an apartment costing $1,000/month for the last year and a half and feel like I'm ready for a house (or townhome), in part because I need the extra space. In this area, most of the ones that I was looking at were around the $300k range, which would mean a mortgage of around $1,500-$1,800 a month. I've been reading the forum extensively, but I feel like my age and self-employed status makes for a trickier case than most of what I've read.

Any information on whether I could be approved for a mortgage/what I would need to do to ready my accounts for the underwriting process would be greatly appreciated.

Here's any information I think could be relevant:

2011 income was $45k, 2012 income was $170k, 2013 income looks like it will end up about $200k
I have $80k in savings and $80k in stocks that could be quickly liquidated
No one can co-sign for me, my family all has terrible credit
I have four personal credit cards and two business ones, all paid in full every month
My oldest account is 2 yrs 7 months old, the average account age is 1 yr 3 months.
No debt at all, car was paid for in full, never went to college
CreditKarma score of 758

Any other information you might need, let me know. Getting a house has been the smart choice for a while now and I'd like to move forward with this in the near future. Even if I don't know what I'm doing yet, I thought it was time to come forward so that I at least knew the right resources to seek or the right questions to be asking.

Thank you for your time.
Real Estate Deals
g: 0 Posted By: remick
Views: 196 Replies: 0 http://www.amazon.com/dp/B00C4N9QY2

4.3 out of 5 stars (22 customer reviews)

Fully illustrated descriptions introduce knitting needles, yarn, and accessories
Detailed, step-by-step sequences illustrate basic stitches and skills
In-depth skill workshops teach techniques needed to complete 10 attractive projects
Knitting is presently enjoying a renaissance. Around the world, people young and old are discovering--or rediscovering--the joy of working with needles and yarn. Basic Knitting serves as a comprehensive introduction to the fundamental skills you will need to master in order to become a knitter. The focus of the first half of the book is on detailed, step-by-step text and photo sequences that will teach you how to execute the basic stitches and techniques of knitting. The second half of the book teaches you how to apply these basic skills when completing actual projects.

Welcome to Our Home - Knit and Crochet Ideas from Red Heart [Kindle Edition]
http://www.amazon.com/gp/product/B00GMLLXH0

The Best of the Midwest STITCHES Fashion Show: 7 Inspiring Free Shawl Patterns, Knit Tops & More [Kindle Edition]
http://www.amazon.com/Best-Midwest-STITCHES-Fashion-Show-ebook/dp/B00FJ591N8

Plymouth Encore Worsted Colorspun Yarn Knitting Pattern F228 Kids Slipper Socks (I Want To Knit) [Kindle Edition]
http://www.amazon.com/Plymouth-Worsted-Colorspun-Knitting-ebook/dp/B00AGB36U4

Plymouth Encore Worsted Colorspun Yarn Knitting Pattern F286 My First Baby Blanket (I Want To Knit) [Kindle Edition]
http://www.amazon.com/Plymouth-Worsted-Colorspun-Knitting-ebook/dp/B00ADAXU7C
Books Deals

Amazon Coupons
Retirement crisis based upon financial paralysis
Added on : Sunday December 22nd 2013 09:00:06 AM
g: 0 Posted By: iseetrails
Views: 66 Replies: 0 Issue: I believe that I have become afraid of the market and cant make rational choices regarding my retirement anymore.

Short background: age: 44, self-employed, California, 90,000 gross income with approx. 50,000 take home after all taxes and business expenses. In 1998, I started taking active management in my 401k accounts and promptly lost half of my balance at the time in the tech crunch. In 2007, I broadened my investment approach to commodities and lost quite a bit more. Since then, I have drifted more and more toward cash or cash equivalents as I become more risk adverse.

Goal: to contribute approx. 15% of salary a year to retire accounts with annual returns of approx. 8 to 10%. Current balance is approx. $200,000.

Problems: assets are spread across four retirement accounts and difficult to track. Allocation is currently $100,000 in stocks and $100,000 in cash or cash equivalents. Need to get money from earning nothing in cash items without entering market all at one time. Need to regain confidence in self as investor.

Question: has anyone had similar situation where they got past investing fears on their own; or should I find someone else to manage my money? I dont want to pay a 1 or 2% fee but it is currently more attractive than my inaction in investing. I am also stuck with how quickly you can reinvest 50% of the value of the portfolio back into stocks without buying at wrong time. Is 5 or 10% per month a safe rate to re-enter?

If the cash is just sitting in retirement accounts; is there any reason to contribute any more to retirement accounts at this point or just pay down mortgage until all 401k money is invested? The idea of having my mortgage paid off before retirement has a strong emotional attraction that I am not sure is the best use of the money. I have no other debt and enough emergency cash.
Personal Finance Deals
At Virgin Mobile ZTE Awe $50 (half off)
Added on : Friday December 20th 2013 05:00:05 PM
g: 0 Posted By: Talki
Views: 208 Replies: 1 http://www.virginmobileusa.com/shop/cell-phones/awe-phone/features/

Featuring a bright 4-inch IPS touchscreen display,
5MP camera with flash and video capture,
and a front-facing camera for video chat,
Awe has everything you need to stay social.

Bought one at Target in Black Friday for $20 and it's great.
(the time hackers got all credit card info of 20 million customers like me)
Cell Phones Deals

Virgin Mobile Coupons
Life on the Mississippi [Kindle Edition] Free by Mark Twain
Added on : Friday December 20th 2013 03:00:03 AM
g: 2 Posted By: ArtieLange
Views: 201 Replies: 2 Review:
Memoir of the steamboat era on the Mississippi River before the American Civil War by Mark Twain, published in 1883. The book begins with a brief history of the river from its discovery by Hernando de Soto in 1541. Chapters 4-22 describe Twain's career as a Mississippi steamboat pilot, the fulfillment of a childhood dream. The second half of Life on the Mississippi tells of Twain's return, many years after, to travel the river from St. Louis to New Orleans. By then the competition from railroads had made steamboats passe, in spite of improvements in navigation and boat construction. Twain sees new, large cities on the river, and records his observations on greed, gullibility, tragedy, and bad architecture. -- The Merriam-Webster Encyclopedia of Literature

http://www.amazon.com/Life-Mississippi-Mark-Twain/dp/1613825048/ref=sr_1_1?ie=UTF8&qid=1387546559&sr=8-1&keywords=Life+on+the+Mississippi
Books Deals

Amazon Coupons
$12.47(50% off) Power Kit in Asphalt for NOOK HD and NOOK HD+
Added on : Wednesday December 18th 2013 10:00:10 AM
g: 1 Posted By: disconnected
Views: 213 Replies: 1 note this is for Nook HD and HD+

looks like it's half off regular price.. and the cable alone is ~15$ normally..

http://www.barnesandnoble.com/p/power-kit-in-asphalt-for-nook-hd-and-nook-hd/26319354?ean=9780594481904


Tablet Accessories Deals
Refurb Dyson DC39 Animal Canister Vacuum - $199.99 shipped at Frys.com
Added on : Tuesday December 17th 2013 02:00:07 PM
g: 0 Posted By: scottxmso
Views: 54 Replies: 0 Fry's Electronics is offering a refurbished Dyson DC39 Animal canister vacuum cleaner for $199.99. They offer free ground shipping in the US (for all orders $23 and up), and there's no sales tax if your state doesn't have a Fry's location.Link

Amazon page for this Dyson model.This particular model still retails for $400-500 new, so this isn't a bad deal if you're looking for one. It had been offered before at Frys.com; I did find a previous post from about a month and a half ago about this same $200 deal, except the link was outdated and didn't work. And I think there was at least one vendor who had a refurb Dyson sale on BF...I think the DC39s were $220 or so. These refurbs seem to go for around $300 or so on Overstock and other places, so this is probably around $100 cheaper than what you'd pay elsewhere.

It's a pretty small and bagless canister vacuum cleaner, I think intended mainly for apartments and other small spaces. I ordered one and live in a tiny apartment, so hopefully it will complement it well. This model was released back in 2011, and I suppose still relatively "high-end" (for a canister model). Reviews on Amazon look generally decent, and there aren't *too* many 1-star reviews that might indicate widespread reliability problems or etc with the device.

Also, note that the warranty is (as far as I know) 6 months long, instead of Dyson's 5-year warranty when bought new. Anyone able to comment on the long-term durability/quality of Dyson vacuums, or have anyone been able to get a longer warranty for their refurbished Dyson? Any success with getting Squaretrade or the like to offer an extended warranty for one? Squaretrade apparently offers warranties for vacuum cleaners...and says "we don't warranty used items", but maybe they would be fine with refurbs bought from Fry's. Do these Dysons tend to be pretty solid, or might there be a reason to avoid these?

I know some folks don't see even a $200 vacuum cleaner as a good deal, especially when it's a tiny one. But there are people who do see value in a high-end vacuum cleaner for whatever reason, and they're probably the people who would be interested in this deal. This is a product that normally retails for $500 (even today), being offered for $200 refurbished, which is a relatively decent deal. So I hope replies avoid criticizing this solely on it being a "$500 vacuum cleaner". Thanks
Appliance Deals
Mangrates.com - HALF OFF everything in time for Christmas!
Added on : Tuesday December 17th 2013 10:00:08 AM
g: 1 Posted By: Technologist
Views: 155 Replies: 0 Last minute slackers!
Now that we have your attention....If you still need to get the perfect gift, ManGrate is cutting the cost on all grates and brushes to half off!!! This is a limited time offer. You need to order by midnight, December 18th, so there's time to deliver to Santa and be under the tree by Christmas morning.

All of us at ManGrate wish you a very Merry Christmas and overall Grate Holiday Season. Here's to a kick-butt new year and lots of grilling. Thanks for being part of the ManGrate family.

Click the code below to order.
Coupon Code: HOLIDAY13

Season's Gratings!
------------------------- end of their email commercial ------------
www.mangrates.com
code HOLIDAY13 gets you 50% off.

Multiple threads on these, I have (and love) these. Do your due diligence... but if you have been waiting for another code, now is the time.

My previous FW thread about these:
http://www.fullofdeals.com/forums/expired-deals/1317571/
Home & Garden Deals
2-Pack Neoprene Winter Half-Face Ski Mask $9.99 w/FS @ Tanga
Added on : Monday December 16th 2013 05:00:04 AM
g: 0 Posted By: ctgolfer
Views: 73 Replies: 0 www.tanga.com/deals/69a1c076229c/2-pak-neoprene-winter-half-face...
Clothing Deals

Tanga Coupons
g: 2 Posted By: remick
Views: 282 Replies: 1 http://www.amazon.com/Basic-Crocheting-Skills-Started-Basics-ebook/dp/B004Z1OAO2

Fundamental skills and stitches, such as the chain stitch, slip stitch, and single, half double, and double crochet
Techniques include creating an integral fringe, crocheting in the round, and filet crocheting
Create a shadowbox pillow, basketweave blanket, bunny basket, child's cap and mittens, openwork placemats, woven shoulder bag, and more
A heavily illustrated introduction to the skills you need to become a crocheter, Basic Crocheting begins with the yarn, hooks, and other tools you need to get started, and then moves on to cover the skills you need to make a wide variety of home accessories and wearables. Detailed instructions for every step of each project are supplemented with helpful photographs and illustrations.


Also Free at the time of posting:

Slouchy Hat Crochet Pattern [Kindle Edition]
http://www.amazon.com/gp/product/B00C1OPUV

Pink Little Lady Amigurumi Crochet Pattern [Kindle Edition]
http://www.amazon.com/Little-Amigurumi-Crochet-Pattern-ebook/dp/B00394DSLW

Welcome to Our Home - Knit and Crochet Ideas from Red Heart [Kindle Edition]
http://www.amazon.com/Welcome-Our-Home-Crochet-Ideas-ebook/dp/B00GMLLXH0

Lion Brand's New Fall Collection: 15 Free Crochet Scarf Patterns, Afghan Patterns, and More [Kindle Edition]
http://www.amazon.com/Lion-Brands-New-Fall-Collection-ebook/dp/B00FW2WZMM

12 Halloween Crafts to Crochet: DIY Home Decor, Halloween Costume Ideas, and More [Kindle Edition]
http://www.amazon.com/12-Halloween-Crafts-Crochet-ebook/dp/B00F2RWP1S
Books Deals

Amazon Coupons
Ridge Boots on ebay daily deal $45
Added on : Sunday December 15th 2013 07:00:10 AM
g: 0 Posted By: fherny
Views: 164 Replies: 0 they have the ridge boots for $45 on eBay daily deal! it's Half OFF.

Click Here
Shoes Deals
NIKE $25 E-Gift Cards for half price at 500 points at MyCokeRewards
Added on : Saturday December 14th 2013 04:00:03 PM
g: 1 Posted By: nuggy
Views: 155 Replies: 1 Just went there and searched NIKE.....

Low and behold the $25 cards were going for 500 points......

Had enough for 2......

Stacked them at the Nike Store and my son will be getting some new customized Lebron's for $50 off......

Thank you Coke and Nike.....
Clothing Deals

Nike Coupons
od coupon $10 off $30 expiring 12/14/13 thru facebook (in-store only)
Added on : Saturday December 14th 2013 04:00:02 PM
g: 0 Posted By: bestbuy1115
Views: 79 Replies: 1 Offer from Office Depot$10 off $30 at Office Depot to help us get to half a million fans! Coupon Code: 37115488Were nearly at half a million Facebook fans! As a thank you, were offering $10 off $30 through 12/14.Valid in-store only. Must present this original coupon (photocopies/reproductions not valid) to cashier at time of purchase. Cannot be combined with Store Purchasing or Procurement Cards. Cannot be used as an account payment. Not valid for purchases: 1) made in Office Depot convenience/clearance/closing stores; 2) of Gift Cards; 3) of any technology or consumer electronic products and accessories or media and software products; 4) of performance protection plans; 5) of postage or mailing/shipping services; 6) of HP ink or toner; 7) of Epson ink; 8) of Tech Depot Services or third party services; or 9) premiums/free gifts with purchase. Coupon is good for one-time use only, is not transferable, is not for resale or auction and cannot be combined with other sales, offers or promotions. We reserve the right to limit quantities sold to each customer. No Cash Back. Void where prohibited. Limit 1 coupon per household/business. Coupon expires 12/14/2013. Coupon Code [CC] 37115488.

Expires Saturday, December 14, 2013.
Available in stores

Electronics Deals

Office Depot Coupons
health insurance solution?
Added on : Saturday December 14th 2013 03:00:06 PM
g: 0 Posted By: honorabledeadbeat
Views: 56 Replies: 1 Our insurance company dropped our coverage because our plan was "non-compliant" with Obamacare and our state regulator said they didn't have to grandfather/extend it.

A "Bronze" ACA plan would cost us $630/month without subsidies. I have no idea how much money I will make next year but I probably will not qualify for subsidies. Still, it is a nice feature of that plan to know that if you don't make any money, you get part of your health insurance paid for in the form of a tax credit!

That being said, my existing plan has the same deductible as a bronze ACA plan for HALF THE MONTHLY PREMIUM!

Anyway, my solution to obamacare is to prepay for temporary, non-obabacare health insurance for the first 3 months of the year, ($2 million per person coverage, $5k deductible) for only $250/month. Then in early March I'll sign up for Obamacare (afterall, they have to take us no matter what!). There's even a chance that obamacare implodes and more free market plans come online.

The key is to be off of temporary insurance when the open enrollment window closes. Only use it when it is open.

Can anyone find any faults to my plan? It will save me $1200 next year and theoretically be just as good as if I were covered all year by the Bronze plan.



Discussion Deals
Mt. Baldy, Southern CA 10 lift tickets for only $69! A $600 Value
Added on : Saturday December 14th 2013 01:00:04 PM
g: 1 Posted By: puggle
Views: 212 Replies: 1 Mt. Baldy, Southern CA 10 lift tickets for only $69! A $600 Value

Expire September 1, 2014. May buy Multiple Deals! Tickets will be mailed to you and arrive in 7-10 business days

You will receive: 4 Lift Tickets Valid Anytime with No Restrictions. 4 Lift Tickets Valid Mon-Fri Non Holiday. And 2 learn to ski or snowboard packages which includes a beginner ticket and group lesson valid anytime. Lift tickets can be used by anyone (10 different people could use the 10 tickets, kids or adults) and make great Christmas gifts!

http://halfpricesandiego.com/preview.php?dealID=64814
Restaurants & Entertainment Deals
Half-Life Complete $9.99 minus 20% off with coupon code GFDDEC20 at Gamefly
Added on : Saturday December 14th 2013 10:00:06 AM
g: -1 Posted By: ArtieLange
Views: 263 Replies: 1 This product installs and requires the Steam Client to play.

Half-Life Complete includes Half-Life, Half-Life 2, and all of the expansions for a discounted price!

Half-Life
Half-Life 2
Half-Life 2: Deathmatch
Half-Life 2: Episode One
Half-Life 2: Episode Two
Half-Life 2: Lost Coast
Half-Life: Blue Shift
Half-Life: Opposing Force
Half-Life: Source
Team Fortress Classic

Use coupon code GFDDEC20

My bad its at GameFly
Video Games Deals

GameFly Coupons
Half-Life Complete $9.99 minus 20% off with coupon code GFDDEC20
Added on : Saturday December 14th 2013 09:00:06 AM
g: 0 Posted By: ArtieLange
Views: 0 Replies: 0 This product installs and requires the Steam Client to play.

Half-Life Complete includes Half-Life, Half-Life 2, and all of the expansions for a discounted price!

Half-Life
Half-Life 2
Half-Life 2: Deathmatch
Half-Life 2: Episode One
Half-Life 2: Episode Two
Half-Life 2: Lost Coast
Half-Life: Blue Shift
Half-Life: Opposing Force
Half-Life: Source
Team Fortress Classic

Use coupon code GFDDEC20
g: 0 Posted By: Virgil27
Views: 326 Replies: 0 Columbia Men’s Electro Amp Jacket @ Columbia Sportswear - $187.49 after Coupon
compare at $347.48
Free Shipping!Need some warm winterwear? Columbia has this Columbia Men's Electro Amp Jacket for $160 off with free shipping. While it might not give you electric powers like Jamie Foxx in the upcoming Amazing Spider-Man movie, it will keep you warm for half off! 

Coupons
JACKETS50 - 50% off  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Clothing Deals

Columbia Sportswear Coupons
g: 0 Posted By: dealsgirl3
Views: 171 Replies: 0 Craftsman 3 pc. Pliers Set, Mini Box-Joint is currently a Hot Buy on Sears.com for $9.99 with free store pickup. This is half off their regular price of $19.99, and Shop Your Way Members can earn 300 points with this purchase.

Don't forget your FatWallet Cash Back, which is now 6% from Sears.com!

This versatile mini pliers set is perfect for those hard-to-reach precision jobs. These box-joint pliers feature durable carbon steel construction and comfortable soft-grip handles.
Set includes box-joint mini long nose pliers, box-joint mini diagonal cutter pliers and box-joint mini needle nose pliers.

This set has earned 4.5/5 Star reviews on Sears.com.

Description Item # 00945673000P Model # 45673
Tools Deals

Sears Coupons
sold company, received common stock and share price goes down?
Added on : Friday December 13th 2013 01:00:16 PM
g: 0 Posted By: vinouspleasure
Views: 169 Replies: 4 Hi,

I'm pondering this scenario, the numbers below are not real but are illustrative of a potential future scenario:

I'm offered $500k cash + $500k worth of listed stock for my company but I can't sell the stock for a couple of years:
- do I pay taxes on $1mm now? If so, let's call that $500k in taxes, so after tax, I'm at zero cash.
- let's say the stock loses half it's value after two years and I sell the stock for $250k.
- I have a long-term cap loss of $250k and I overpaid my taxes by $250k.
- Is there anyway to write off my loss at a rate greater than $3k per year? Is there any way for me to recover my $250k of taxes?
- If not, it looks like I sold the company for $1mm and walked away with $250k.

Investing Deals
g: -2 Posted By: DamnoIT
Views: 112 Replies: 1 http://www.cnbc.com/id/101272416
"Merchants first sued Visa and MasterCard in 2005, accusing the two companies of fixing the fees charged to merchants each time their customers used their credit or debit cards. They were accused also of preventing merchants from steering customers to cheaper forms of payments."

Stupid that they were amonopoly when Discover or Amex is anotheralternative. Sensing this is anther nail in the coffin for credit card CashBack incentives. Even if you don't use VISA MC much them offering it keeps it standard practice and well paying to the consumer. Lets see Verizon or AT&T get sued for thier cellphone dualoply why don't we. I guess you can still backdoor on thier networks with page plus or Straight Talk but still... On this I am sure the Lawyers are getting half anyway. he he he
BOGO 1/2 Off T-Shirts @ Tanga
Added on : Friday December 13th 2013 04:00:06 AM
g: 0 Posted By: ksenn
Views: 162 Replies: 0 Tanga is having a Buy One, Get One Half Off T-Shirt Salew/ coupon code BOGO. T-shirts are $9.99, so it costs $15 for two. There's a pretty good selection of shirts with some funny pop culture references. Good Christmas present potential. Also, shipping is free.
Clothing Deals

Tanga Coupons
g: 0 Posted By: bookieg
Views: 260 Replies: 0 Amazon.com has the Philips DC390/37 Dual-Docking 30-Pin iPod/iPhone/iPad Alarm Clock Speaker Dock for $56.99 . Over half off of the original price.

Play and charge your iPod/iPhone/iPad simultaneously with this dual-docking speaker dock.
Digital tuning with preset stations for extra, 10W RMS total output power convenience.
Dock any 30-pin iPod, iPhone, or iPad, even in its case. Also includes a MP3 link for portable music playback.
Gentle wake for a pleasant wake up. Aluminum cabinet for quality look and feel experience.
Auto clock synchronization with iPod/iPhone/iPad when docked.


Electronics Deals

Amazon Coupons
ifrogz and zagg BOGO headphones/earbuds Dec 12 and 13
Added on : Thursday December 12th 2013 01:00:05 PM
g: 0 Posted By: 4Rugal
Views: 273 Replies: 0 Just got an email from Zagg today. For the price of these headphones, it's probably worth the trial. Remember, if you buy two of these, then each are half the sales price. Free shipping two (pun intended) and FW CB 8%.

Original 39.99, now 16.99:iFrogz EarPollution Comfort Series 40 Black

Original 14.99, now 5.00:iFrogz Audio Skip Headphones
Headphones & Speakers Deals

ZAGG invisibleSHIELD Coupons
g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 40% OFF Brieftons Peeler and Julienne Slicer: Serrated Stainless Steel Vegetable/fruit Peeler & Slicer $11.97 + $4.93 S/H

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply 40% OFF code TEWUW5BO

Cut prep time in half with the ultra sharp, serrated, stainless steel blades
Experience a 100% extra bite on vegetables and fruits with our innovative serrated blade design
Slice and peel vegetables/fruits easily in both direction, made possible with the dual action motion technology
Designed to last, and to hold easily and comfortably with 100% stainless steel bodies
Create restaurant quality presentations for fruits, salads and authentic Asian dishes

Buy One Get One Half Off ( 2 for $15 ) Graphic Tees with code w/FS @ Tanga
Added on : Wednesday December 11th 2013 05:00:05 AM
g: 0 Posted By: ctgolfer
Views: 177 Replies: 0 use promo code: BOGO to get 2 t-shirts for $15

free shipping

www.tanga.com/deals/bogo-2-for-1-t-shirt-sale
Clothing Deals

Tanga Coupons
g: 0 Posted By: puggle
Views: 137 Replies: 2 Deal Deck Book of San Diego, CA Deals
$12 for Over $500 in Savings at 52 Local Restaurants (Great Stocking Stuffer)
Voucher good through: December 13, 2014
http://halfpricesandiego.com/todays-deal.php?positionID=3758

http://www.thedealdeck.com/works.html

Restaurants & Entertainment Deals
Neoprene Black Thermal Fleece Half Face Mask $1.41 Amazon
Added on : Tuesday December 10th 2013 09:00:05 PM
g: 0 Posted By: nyuhipster
Views: 209 Replies: 2 http://www.amazon.com/Neoprene-Snowboard-Snowmobile-Balaclava-Skateboarding/dp/B005N3ASPG/
g: 1 Posted By: MISTERCHEAP
Views: 122 Replies: 0 http://www.amazon.com/Neoprene-Snowboard-Snowmobile-Balaclava-Sk...
Clothing Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 59 Replies: 0 use code: BOGO to get 2 graphic tees for $15

free shipping

www.lolshirts.com
SunTrust Access 3 Equity Line 1.99% through 1/2015
Added on : Monday December 09th 2013 11:00:08 AM
g: 0 Posted By: fatwallet21
Views: 0 Replies: 0 ~~Save with a SunTrust Access 3 Equity Line
No application fees, and as long as your account is kept open for at least three years, we will advance most, if not all, closing costs on your behalf.2
Interest may be tax-deductible3
Interest rate reductions for qualified SunTrust account holders4============ Gotchas========
- LOC has to remain open for 3 years
- Closing costs on $100K comes to ~$1K
- After Jan 2015, the interest rate goes up to 5.00 plus (it is prime plus margin and their margin is pretty higher) This is where the existing suntrust clients discounts come into picture
~~~~More savings for SunTrust clients
Existing SunTrust clients are eligible for up to 0.75% interest rate reduction off our standard rates for new and refinanced equity lines4. Discounts include:
0.25% interest rate reduction if you maintain a qualified SunTrust deposit account
0.25% interest rate reduction if you have a qualifying mortgage from SunTrust Mortgage, Inc.
0.25% interest rate reduction if payments on your equity loan are automatically deducted from a SunTrust checking, savings or money market account using SurePaySMhttps://www.suntrust.com/PersonalBanking/Loans/EquityLinesOfCreditAndLoans/EquityLineOfCredit
Star Wars R2-D2 Inflatable R/C $39.99 A/C w/FS @ Think Geek
Added on : Saturday December 07th 2013 08:00:06 AM
g: 1 Posted By: ctgolfer
Views: 230 Replies: 0 use code: HALFLING to get 50% off and code: GEMINIO for free shipping ( stacking works )

www.thinkgeek.com/product/ef87/
RC & Hobbies Deals

ThinkGeek Coupons
IRIS 9000 Bluetooth Speaker & Speakerphone $29.99 A/C w/FS @ Think Geek
Added on : Saturday December 07th 2013 08:00:05 AM
g: 0 Posted By: ctgolfer
Views: 214 Replies: 0 use code: HALFLING to get 50% off and code: GEMINIO for free shipping

www.thinkgeek.com/product/eb7d/
Headphones & Speakers Deals

ThinkGeek Coupons
g: 0 Posted By: canavja
Views: 174 Replies: 1 I just got an e-mail a half hour ago from Eddie Bauer with a $10 off certificate with no minimum purchase that ends tomorrow (12/8).
Subject was: Ends Tomorrow! Free $10. Our Gift to You.

If you're an infrequent customer of them, you may have gotten the promo too.

They have a promo code - GIFT - that gives 20% off your order as well.

I picked up a pair of socks for nothing (there doesn't seem to be much available on clearance/sale at the moment).




Rental home severely damaged by tenants Best steps to take?
Added on : Friday December 06th 2013 09:00:14 AM
g: 0 Posted By: Zan86
Views: 0 Replies: 0 Hello, I am posting this on behalf of my parents-in-law. They have a rental home in Colorado. The current tenants are on a month-to-month lease. Rent was due at the first of the month, which they did not pay. The tenants have avoided any contact by phone or stopping by and are not currently at the house. My parents-in-law went in there the other day because the dogs had been barking nonstop for like 24 hours, with the entry allowed per the lease agreement. They noticed that most of the tenant's possessions in the house had been moved out, and there was severe damage done. Parts of the house were remodeled prior to them moving in, which was over one year ago. There are numerous and large holes in the wall, the floors are scraped and looked trashed, the counters are in poor shape, it appears the unit has not been cleaned once in the past year. I believe the tenants had about 5 children under the age of 15. A best estimate of the damage in that brief visit when checking on the dogs looked in excess of $10,000.

I know a lot of people here have rental properties and possibly have come accoss the same situation. Does anyone have any advice on the next steps? My thoughts were to take them to small claims court, but attempting to "serve" them could be difficult and than actually getting them to pay could be another story. They gave a $1,600 deposit, but that would not be enough to cover the extent of the damage. They would not be able to rent out the house until the damage is fixed, which could potentially lead to foreclosure because they would be stuck with that mortgage paymentas well. Any help would be much appreciated!!
g: 0 Posted By: VegasVegan
Views: 224 Replies: 0 Big Sky Military Appreciation Weekend
Dec. 13 - 15
Big Sky, MT (near Bozeman)

Lift Ticket Discounts:
Free skiing for active duty or retired military with I.D. on Saturday and Sunday.
Half price lift tickets for immediate family with I.D. on Saturday and Sunday.

Lodging Discounts:
Lodging specials are valid the nights of December 13th and 14th. Contact Big Sky Central Reservations for the following lodging specials:
$135 Huntley First Class or Huntley Handicap Room
$145 Huntley Mountain View
$165 Huntley Loft
$255 3-bedroom Big Horn Condo

Other Discounts:
25% off lessons for military and family on Saturday and Sunday.
25% off basecamp activities for military and family on Saturday and Sunday with I.D.
50% off rentals for military and family on Saturday and Sunday.
Present I.D.s at the Snowsports School on the second level of the Snowcrest Lodge and for rentals at the Big Sky Ski Rental located on the first floor of the Snowcrest Lodge.

2013/2014 Lift Ticket Rates
Daily lift tickets access all of Big Sky Resort's 5,750 acres.
Age Group Full Day Rate Half Day Rate Adult (18-69) $99 $89 Senior (70+) $79 - Junior (11-17) $79 - College (with ID) $79 - Youth (6-10) $49 - Child (5 and under) Free Free

Restaurants & Entertainment Deals
Hot Wheels Carcade $49.99 Toys R Us
Added on : Thursday December 05th 2013 12:00:08 PM
g: 0 Posted By: emailjacqui
Views: 278 Replies: 0 Found this at half price. I know there was another post about it but I couldn't find it.
http://www.toysrus.com/product/index.jsp?productId=21637236&cp=&parentPage=search

Toys Deals
g: 2 Posted By: bittul
Views: 371 Replies: 2 Never bought from this seller before, so would appreciate the feedback from any other FWers that have.

Just saw this get posted on SD. Copied and pasted...

* All the "I"'s that follow are Biggerfool's, not mine

Biggerfool @ SD said:
We saved the best for last, we are taking 50% off--that is right, every item on this promo is half price with free shipping and no limits on how many you can purchase, while supplies last.

Starts with 40 different products...for every item sold out, we will add 2 more new items!

Products from brands like: Disney, Energizer, Pokemon, Targus, Polly Pocket, ZAGG, Scene It, Wella, Conair, Kaiser Bakeware, Price Pfister, Scosche, Johnson Brothers, Mattel, Taggies, Chestnut Hill Sound, Liz Claiborne, Bell, Moxie Girlz, and JustAir.

Get your Christmas shopping done and get a few things for yourself.

The code is CBW50OFF (stands for CyberWeek 50% off)

Since things are likely to sell out quickly, you can use this code over and over on the same account so you don't have to wait to order everything at once.

The trick? While there isn't any limits or boring legal speak, you have to find which items are discounted by adding items you like (sold by RunSkipShop of course) and trying the code at checkout.

We will get you started by giving links to a few...

http://www.amazon.com/gp/product/B000LLR9NE/
http://www.amazon.com/gp/product/B00000JZLB/
http://www.amazon.com/gp/product/B000IMW026/
http://www.amazon.com/gp/product/B0009KBHOO/
http://www.amazon.com/gp/product/B000EIKQRA/

The item must be sold by RunSkipShop for the coupon to work and it only works on some of their items. This company had slickdeals in the past without complaints that I can recall.

Upon searching I found a few more but everyone keep posting your finds so we can all snag them!

http://www.amazon.com/Targus-4-Port-Mobile-ACH111US-Black/dp/B00...
http://www.amazon.com/Hannah-Montana-Polycarbonate-DS-Case-Flowe...
http://www.amazon.com/Memorex-DCR5500-c-Disney-Electronics-Class...
http://www.amazon.com/Simpsons-Twenty-Questions-Electronic-Trivi...

I personally grabbed a few Targus hubs and 3 of the Simpsons 20q for stocking stuffers and the discount worked fine. I have to get back to work but I hope to place another order once you guys help me find more.
Toys Deals

Amazon Coupons
Free Kindle Book - The Testing by Joelle Charbonne (was $17.99)
Added on : Wednesday December 04th 2013 03:00:04 AM
g: 0 Posted By: remick
Views: 183 Replies: 0 http://www.amazon.com/Testing-Joelle-Charbonneau-ebook/dp/B008LQ1VGC

4.2 out of 5 stars with 174 reviews

Its graduation day for sixteen-year-old Malencia Vale, and the entire Five Lakes Colony (the former Great Lakes) is celebrating. All Cia can think abouthope foris whether shell be chosen for The Testing, a United Commonwealth program that selects the best and brightest new graduates to become possible leaders of the slowly revitalizing post-war civilization. When Cia is chosen, her father finally tells her about his own nightmarish half-memories of The Testing. Armed with his dire warnings (Cia, trust no one), she bravely heads off to Tosu City, far away from friends and family, perhaps forever. Danger, romanceand sheer terrorawait.


Books Deals

Amazon Coupons
Coin - credit card device to store all your cards half off ($50 + $5ship)
Added on : Wednesday December 04th 2013 03:00:03 AM
g: 0 Posted By: Shananigans
Views: 25 Replies: 0 Coinisa credit card-sized device that digitally stores up to eight credit, debit, gift, or membership cards, and lets you switch between them by pressing a circular button on its surface. You can then swipe the Coin in any conventional reader or ATM machine as if it were the original card itself. Looks like they are doing their own "Kickstarter" thing. Pay half price now (will go back up to $100 in 9 more days according to their website) and it ships in the Summer of 2014.

Here are a couple reviews I've found...

The Verge

CNet

Groupon $10 for $20 Johnny Carino's gift card - Texas/Colorado
Added on : Tuesday December 03rd 2013 10:00:02 AM
g: 0 Posted By: cblue
Views: 190 Replies: 0 This came up for Austin, TX - I checked where it was available and it looks like Texas and Colorado -
Link to Austin Groupon:half price Johnny Carinos
LInk to list of valid locations:locations
Gifts Deals

Groupon Coupons
g: 0 Posted By: noANANDforme
Views: 46 Replies: 0 Step 1)Boscov's Glass & Ceramic Bakeware Sale
Step 2) Scroll through and search for many items at half off.
Home & Garden Deals

Boscov's Coupons
g: 0 Posted By: NantucketSunrise
Views: 137 Replies: 0 My relative got an email about this yesterday, so I searched for this on FW and found a message about it in Hot Deals only - http://www.fullofdeals.com/forums/hot-deals/1319210/ - the poster of that thread, Mistercheap, says there that there is a placeholder threadin "drug" (I figured thatthis might mean theGrocery Coupons & Deals forum, which is half about drugstores anyway, and should be titled as such, but I digress), but I do not see a placeholder thread for this deal anywhere, except for the original Hot Deals thread.

If the mods want to delete my thread (the current one) as a duplicate, please cross-post Mistercheap's Hot Deals thread into the Grocery/Drug forum, so this discount day can be advertised here as well.

I tookmy senior citizen relativeto Walgreen's on the last senior discount day (it was the first time I'd heard oftheir senior discounts- I learned about it here on the Grocery/Drug forum) and, by also usingpaper coupons fromvarious sources,we saved her a lot of money on things that she buys anyway. I think we got $50 worth of stuff for $5 or something, even the cashier was impressed.

http://www.walgreens.com/topic/promotion/seniorday.jsp
Health & Beauty Deals
20% off all Restaurant "groupons" at HALFOFFDEPOT (in most major cities)
Added on : Monday December 02nd 2013 07:00:06 AM
g: 1 Posted By: MISTERCHEAP
Views: 173 Replies: 0 http://www.halfoffdepot.com/tampa

change to your local city, link goes to TAMPA

CYBERMONDAY20 is code
Gifts Deals
g: 8 Posted By: MrsF
Views: 2047 Replies: 17 DEAL SOLD OUT ALREADY - IT ONLY LASTED ABOUT 4 HOURS AFTER POSTING.

All-New Kindle Fire 7" Tablet, Now in HD7" HD Display, Wi-Fi, 8GB or 16GB
Regularly $169 - Today it is $119 - SAVE $50!
Our most affordable Kindle Firenow with a stunning HD display, faster processor, and longer battery life.

FREE SHIPPING!!

Experience movies, TV, and games, and more on a stunning HD display (216 ppi / 1280x800)
Fast 1.5GHz dual-core processorapps launch quickly, games and videos play smoothly
Create profiles and set time limits for children with Kindle FreeTime. Easy-to-use parental controls let everyone enjoy, worry-free
Ultra-fast web browsing over built-in Wi-Fi, plus updated e-mail and calendar support for Gmail, Outlook, and more
http://g-ecx.images-amazon.com/images/G/01/kindle/dp/2012/KT/pri... In addition to Free Two-Day Shipping, Prime members can stream tens of thousands of Prime Instant Video titles at no additional cost, over half of which can be downloaded to the latest generation of Kindle Fire tablets.


http://www.amazon.com/gp/product/B00C5W16B8/
Tablets & iPads Deals

Amazon Coupons
g: 1 Posted By: ktg
Views: 324 Replies: 2 Historically low price according to the camel site: Link

This is like one half of a hybrid hard drive--- the SSD half. You install it in a desktop PC running Windows 7, in conjunction with your existing hard drive, and it dramatically speeds boot time/program load times and some operations on frequently-used apps. And if it should die, your hard drive and data remain unscathed. It gave new life to my older Win 7 desktop.
SSD Deals

Amazon Coupons
g: 0 Posted By: LCH59
Views: 0 Replies: 0 Perfect gifts! Only $9.99 (regularly $39.99) for Zip N Go Pillows at Pacific Coast, with free shipping today only. Great gift for those "hard to buy for" people. I just purchased eight Zip N Go Pillows for $79.92 plus tax for my nephews and niece who are in their twenties and like to travel. Hurry before they sell out.

I've purchased several feather/down pillows from Pacific Coast and they are high quality. I expect the same quality from the Zip N Go Pillows.

FINAL SALE. While supplies last.
This unique pillow transforms from a luxurious everyday bed pillow into a handy travel pillow for perfect take-along comfort. Unzipped the pillow is a comfortable standard-size pillow. Fold the pillow in half and it easily zips to a compact travel-size pillow. Perfect for a long plane flight, in the hotel room and at home.

Made in the USA of imported materials.
https://www.pacificcoast.com/sale/clearance/all-clearance/zip-n-go-pillow#
Kmart - Objet D'Art Trinket Boxes $14.99 (regularly $29.99)
Added on : Monday December 02nd 2013 04:00:01 AM
g: 0 Posted By: NightSpirit
Views: 0 Replies: 0 Objet D'Art Boxes

All Objet D'Art Trinket boxes on sale. Over 200 designs of fancy enameled & embellished metal trinket boxes in cute & curious shapes from cats to classic cars to gargoyles & cathedrals all half price.
Amazon Kindle Fire HD - 7" Tablet - $119 for Cyber Monday!
Added on : Monday December 02nd 2013 12:00:04 AM
g: 0 Posted By: MrsF
Views: 210 Replies: 1 All-New Kindle Fire 7" Tablet, Now in HD7" HD Display, Wi-Fi, 8GB or 16GB
Regularly $169 - Today it is $119 - SAVE $50!
Our most affordable Kindle Firenow with a stunning HD display, faster processor, and longer battery life.

FREE SHIPPING!!

Experience movies, TV, and games, and more on a stunning HD display (216 ppi / 1280x800)
Fast 1.5GHz dual-core processorapps launch quickly, games and videos play smoothly
Create profiles and set time limits for children with Kindle FreeTime. Easy-to-use parental controls let everyone enjoy, worry-free
Ultra-fast web browsing over built-in Wi-Fi, plus updated e-mail and calendar support for Gmail, Outlook, and more
http://g-ecx.images-amazon.com/images/G/01/kindle/dp/2012/KT/pri... In addition to Free Two-Day Shipping, Prime members can stream tens of thousands of Prime Instant Video titles at no additional cost, over half of which can be downloaded to the latest generation of Kindle Fire tablets.


http://www.amazon.com/gp/product/B00C5W16B8/
Tablets & iPads Deals

Amazon Coupons
UGG up to 70% off
Added on : Sunday December 01st 2013 07:00:15 PM
g: 0 Posted By: freemasweet
Views: 314 Replies: 0 Up to 70% off on UGG boots and shoes from an authorized dealer (so you know they're no fakes Just got my self an awesome pair for amazing price, plus the shipping is free, and there was no tax (for NY at least). Also as I was in the process of purchasing it for 40% off they just dropped the price in that very moment even more to 56%, so I got UGG Baroness that are normally $160 for as little as $69.99! Super happy about it so I'm sharing here to pass it on. I believe this is black friday/cyber monday deal so you may wanna act fast.
BTW many of them don't come in half sizes, but I read that UGGs are bit bigger so it's suggested to get half size down.

UGGs up to 70% offat www.6pm.com
Shoes Deals

6PM Coupons
50% off and free shipping at oneillclothing.com
Added on : Sunday December 01st 2013 02:00:02 AM
g: 0 Posted By: aerotive
Views: 112 Replies: 0 www.oneillclothing.com

Use coupon code BLACKFRIDAY to get half off. Ground shipping is free.
Clothing Deals
House sale fell through -being sued -update-Is this finally the end??
Added on : Saturday November 30th 2013 06:00:09 PM
g: 0 Posted By: ditchqueen
Views: 67 Replies: 0 Orginal Post


UPDATED - After themediator found in my ex's favor and theseller decided to bring it toa higher court , the mortgage company hired a lawyer as did my ex. From what I understand the trial was a crap show. Half way through, the seller (whom is a lawyer), called his realtor to the stand to testify, only for the presiding judge to realize was that he was currently selling his house, with her as a realtor! The judge thanrecused himself, but my ex's lawyer requested that the trial resume from the end of the current one, since the trail was video taped.

A month later the trial resumed with a new judge whom viewed the video of the prior trial, this way the seller could not be more prepared etc from the last trial. My ex Got the decision a few weeks ago and the judge ruled in favor of my ex.! The judge basically said that even though it is unfortunate that the deal fell through the contract did not state that my ex would pay for any repairs so he is not responsible for them.

Also, come to find out my ex never really released the $1500 deposit. he has sent a copy of the decision along with a certified letter requesting the deposit and has not heard back. He is waiting a few more days and then contacting his lawyer. the seller has threatened to take the case to the supreme court! If this happens my ex is going to see if he an file a complaint with the bar association for him bringing a frivolous lawsuit forth (not sure)



Real Estate Deals
Select Wii U games Half Off +buy 1 get 40% off 2nd at TRU
Added on : Saturday November 30th 2013 05:00:05 PM
g: 0 Posted By: kzookid
Views: 332 Replies: 0 TRU WiiU games link

don't forget to sign in with Shoprunner.

With both games they took off half of shipping, but found one game in stock at a store near me. I chose the one game to pick up but then got free shipping for the other. (YMMV)
Video Games Deals
50% off BF sale. AIDA64 software, better than Belarc Advisor
Added on : Friday November 29th 2013 01:00:08 PM
g: 0 Posted By: fkebay
Views: 225 Replies: 0 AIDA64 BF sale. 50% off. Regular $39.99 for a 1 year license, now half off.
Up to a 3 year license, regular $79.99, for half off.

BF Coupon Code: BLACK2013

Honestly I like/use both AIDA64 and Belarc Advisor.
But since more people might be familiar with Belarc Advisor, I threw that into the title to give folks an idea of what AIDA64 is.

AIDA64 tells you almost EVERY possible detail about your computer.

It goes into extreme detail too. Monitors over 250 sensor readings about your computer. Temperature, voltages, and more.

Example: Want to know what memory is in your PC. It can tell you about each module, in each DIMM slot. Info such as: speed, latency, manufacturer. Even the serial number of each DIMM module.

Example 2: The CPU. The temperature of each core. The temp of each hard dive.

Plus Stress Testing, benchmarks and much, much more!

link
BF Coupon Code: BLACK2013

AIDA64 Extreme is a streamlined Windows diagnostic and benchmarking software for home users.
AIDA64 Extreme provides a wide range of features to assist in overclocking, hardware error diagnosis, stress testing, and sensor monitoring.
It has unique capabilities to assess the performance of the processor, system memory, and disk drives.

AIDA64 is compatible with all current 32-bit and 64-bit Microsoft Windows operating systems, including Windows 8.1 and Windows Server 2012 R2.

CPU, memory and disk benchmarksAIDA64 implements a set of 64-bit benchmarks to measure how fast the computer performs various data processing tasks and mathematical calculations.

Memory and cache benchmarks are available to analyze system RAM bandwidth and latency.

Processor benchmarks utilize MMX, SSE, XOP, FMA, AVX and AVX2 instructions, and scale up to 128 processor threads.

For legacy processors all benchmarks are available in 32-bit version as well.

AIDA64 Disk Benchmark
determines the data transfer speed of hard disk drives, solid-state drives, optical drives, and flash memory based devices.

System stress testing
AIDA64 System Stability Test uses a 64-bit multi-threaded stress testing module to drive the computer to its absolute limits.
Temperature and voltage readings can be monitored while the stress test reveals any potential stability and reliability issues.
Hard disk, SSD and OpenCL GPGPU video adapter stress testing is also available.

Temperature, voltage and cooling fan monitoring
AIDA64 supports over 250 various sensor devices to measure temperatures, voltages, fan speeds, and power draw.
Measured values can be displayed on System Tray icons, OSD panel, Desktop Gadget, Logitech G15/G19 Gaming Keyboard LCD, and Razer SwitchBlade LCD.
The values can also be logged to file or exported to external applications such as RivaTuner or Samurai. AIDA64 can also alarm the user when it detects overheating, over-voltage, or cooling fan failure.

Hardware diagnostics
AIDA64 has the most accurate hardware detection capabilities in its class, to provide detailed information on the computer internals without the need to open it up.
The hardware detection module is strengthened by an exhaustive hardware database holding over 160,000 entries.
Additional modules are available to overview processor frequencies, check CRT and LCD display status, and stress the system to reveal potential hardware failures and thermal issues.

Software and operating system analysis
AIDA64 provides over 50 pages of information on installed programs, software licenses, security applications, and Windows settings.
List of started processes, services, DLL files, startup programs, and visited web pages is also available.

Don't forget................... BF Coupon Code: BLACK2013
Software Deals
g: 0 Posted By: SkyFwd
Views: 227 Replies: 0 Offering 30% off today. They run this on Groupon once or twice a year, but it's $669. Drive each car for about 20/25 minutes and then switch to the next one. Stop 1/2 way for lunch included in tour.

I did the one in San Jose and it was a blast. You go out in a lead follow group with the employees driving in the lead car in the front of the group. I bought one for the Marina Del Rey location. I think for $200 you can have a passenger go with you.

Club Sportiva is offering a Black Friday special on Gift Certificates. You may purchase any gift certificate value and receive 30% off in cost through Black Friday at 11:59PM.

When calling us at 866.719.1600 or contacting us through the link below, use code BF13 to receive the discount value.

http://clubsportiva.com/pages/black-friday-special

Northern California/San Francisco Bay Area | Southern California/Los Angeles Area
Makes an unforgettable gift for any car enthusiast!
Drive six different exotic cars through 120 miles of the best backroads
Compare the exotic cars handling and driving characteristics with about 20 miles & approximately 30-45 minutes in each vehicle
Get familiarized to drive and perform in each exotic vehicle by our staff
Meet at Club Sportivas Clubhouse for a meet & greet with your fellow drivers and guides over a complimentary breakfast
Enjoy a complimentary lunch at at one of our most scenic stops on the route
ONLY $999 per driver!

The Cars
You will be driving six vehicles from the world's most impressive range of brands:
Ferrari | Lamborghini | Aston Martin | Lotus | Bentley | Audi | Maserati | Tesla | Porsche | Nissan GTR | Mercedes Benz |

*Vehicle availability subject to change due to maintenance. Some vehicles are standard manual transmission. Vehicle models utilized on previous Tours include the Ferrari Italia, F430, 360; Lamborghini Murcielago, LP-560, Gallardo Spyder, Audi R8V10, R8 V8; Tesla Model S, Roadster; Bentley GTC; Nissan GTR; Aston Martin DB9, Vantage;


The Drive in Northern California
San Jose, Los Gatos, Saratoga, La Honda, Woodside, Pescadero & Half Moon Bay
The day will begin with a meet & greet at the Club Sportiva Clubhouse in , where you will be served a continental breakfast, provided with an explanation of the itinerary and drive. From there, you will begin The Exotic Car Tour, where you will drive through some of the most scenic roads of the Bay Area from Skyline Blvd to Hwy 1, including the backroads of Hwy 84 and 92. You will stop at designated points along the route to switch vehicles, enjoy a complimentary lunch, and drive a total 120 miles in six exotic cars!

The Drive in Southern California
Marina del Rey, Santa Monica, Topanga Canyon & Malibu
The day will begin with a meet & greet at the Club Sportiva Clubhouse in Marina del Rey, where you will be served a continental breakfast, provided with an orientation of the cars, itinerary and drive. From there, you will begin The Exotic Car Tour, where you will drive through some of the most scenic roads of the Santa Monica and Malibu areas of Los Angeles, including Pacific Coast Highway, Mulholland Highway, and Old Topanga Canyon. Complimentary lunch will be served in one of our favorite spots in Malibu, and from there we will continue our 120 mile roundtrip drive back through amazing roads concluding at the Club Sportiva Clubhouse.
Tools & Automotive Deals
Central FL - Obsession Charters
Added on : Friday November 29th 2013 08:00:16 AM
g: 0 Posted By: TomPtz
Views: 116 Replies: 0 Obsession Charters - Cocoa Beach-Cape CanaveralHalf- or Full-Day Fishing Trip with a Restaurant Voucher from Obsession Charters (Up to 55% Off)from $25In a NutshellSix- or nine-hour charters venture into the Atlantic to catch grouper, snapper, cobia, and other fishThe Fine PrintExpires Dec 18th, 2013. Limit 2 per person, may buy 4 additional as http://www.groupon.com/deals/obsession-charters-6?. Limit 1 per visit. Valid only for option purchased. Reservation required; recommended 6-weeks in advance for Sunday trips. Subject to weather. Must use promotional value in 1 visit. Merchant is solely responsible to purchasers for the care and quality of the advertised goods and services. http://www.groupon.com/pages/universal-fine-print that apply to all dealsFish are elusive prey, fleeing into reefs to evade anglers and spontaneously sprouting legs to run away from Charles Darwin. Track down slippery targets with this Groupon.Choose Between Two Options

$25 for a half-day fishing trip with rod and tackle, lunch, and unlimited soft drinks (up to a $50 value) and a $5 voucher to http://gr.pn/zBS7B1 (up to a $55 total value)
$45 for a full-day fishing trip (up to a $70 value) with rod and tackle (a $10 value), a meal ticket for breakfast, lunch, and unlimited soft drinks (a $10 value), and a $5 voucher to Grills Seafood Deck and Tiki Bar (up to a $95 total value)

Half-day fishing http://fishobsession.com/rates-booking/ depart on Sunday, Tuesday, and Thursday at 11 a.m. and return at 5 p.m. Alternatively, full-day trips depart Monday, Wednesday, Friday, and Saturday at 8:00 a.m. and return at 5:00 p.m. See the Grills Seafood Deck & Tiki Bar http://www.grillsseafood.com/menu/.Student, senior, and military discounted tickets are available but this Groupon still offers the best deal available. Children 6 and under are free.Obsession ChartersAboard Obsession Charters's party boat, experienced captains lead groups into fish-laden waters, where lines are cast out into the ocean in search ofhttp://fishobsession.com/photo-gallery/ such as grouper, snapper, and sharks. The 65-foot watercraft launches out of Port Canaveral on full-day and half-day http://fishobsession.com/rates-booking/ across the giant bathtub disguised as the Atlantic Ocean. As fishers wield rented rods or their own equipment, staff situated in an air-conditioned galley serves up hot food and cold beer. After trips, Obsession Charters's cleaning tables let customers prep their catches. In addition to voyages aboard their signature vessel, the staff also books private http://fishobsession.com/fishing-info/ by negotiating with the monocled whales who own Port Canaverals most popular fishing boats. Most aquatic exhibitions include bait, and Obsession Charters's captains also allow customers to catch their own offshore.
Travel Deals Deals

Groupon Coupons
Half- or Full-Day Fishing Trip - Cocoa Beach-Cape Canaveral
Added on : Friday November 29th 2013 07:00:08 AM
g: 0 Posted By: TomPtz
Views: 51 Replies: 0 Obsession Charters - Cocoa Beach-Cape CanaveralHalf- or Full-Day Fishing Trip with a Restaurant Voucher from Obsession Charters (Up to 55% Off)from $25

http://www.groupon.com/deals/obsession-charters-6?sid=FWc8p3w2&p...
Services Deals

Groupon Coupons
g: 0 Posted By: azs1
Views: 159 Replies: 0 Dooney & Bourke is previewing their 12 Days of Dooney for Black Friday with some reduced prices on bags. The best deal in this group is the Medium Zip Hobo bag, which is nearly half off (usually $288). Better offers will likely be coming on their inventory when the 12 Days of Donney start on December 4th, but the price on this particular style bag likely won't get much better.

Free standard shipping.

(For those who don't know, Dooney & Bourke make nice leather purses...)

Note: Bag that FW posted to the Quick Summary is NOT one of the colors included in this sale.
Purse Deals
g: -1 Posted By: ne0tekk
Views: 357 Replies: 0 I tried searching so sorry if this is a repost. Mods, feel free to move this if it is.

Looks like Amazon will be having a lightning deal in about 4 and a half hours at 9:30AM on the Toshiba 1TB/2TB Canvio Basics USB 3.0 Portable Hard Drives.

Current price for the 1TB is $59.54 and 2TB is $99.99

According to camelcamelcamel, looks like the lowest prices for these are $49.99 for the 1TB and $84.99 for the 2TB drive.

Not too bad of a deal but I'm hoping that the 2tb will drop to >$80

1TB LINKY
2TB LINKY

GOES LIVE AT 9:30AM PST
External Hard Drives Deals

Amazon Coupons
g: 0 Posted By: ne0tekk
Views: 240 Replies: 0 I tried searching so sorry if this is a repost. Mods, feel free to move this if it is.

Looks like Amazon will be having a lightning deal in about 4 and a half hours at 9:30AM on the Toshiba 1TB/2TB Canvio Basics USB 3.0 Portable Hard Drives.

Current price for the 1TB is $59.54 and 2TB is $99.99

According to camelcamelcamel, looks like the lowest prices for these are $49.99 for the 1TB and $84.99 for the 2TB drive.

Not too bad of a deal but I'm hoping that the 2tb will drop to >$80

1TB LINKY
2TB LINKY

GOES LIVE AT 9:30AM
External Hard Drives Deals

Amazon Coupons
g: 0 Posted By: Canucklehead
Views: 164 Replies: 0 Great way to get inspired and educated in photography. Some good deals in e-books.

50% IS A BIG DEALExceptional Photography Education. Steep Discounts. One Day Only.Once a year, while theres truly unconscionable insanity going on in shopping malls across this continent, Craft & Vision holds a Black Friday sale. Its one of two chances we take to offer killer deals on our products, and it only lasts 24 hours, and the deals start right now!

The discount period is now active and no codes or coupons are required, just fill your cart and go! Sale prices are valid until 11:59 PM (PST) Friday, November 29, 2013.

Almost every product in the C&V store is . Thats something like 80 great chances to improve your photography, all for half of what most people already consider really great prices.
Books & Magazines Deals
g: 0 Posted By: Reots
Views: 121 Replies: 0 http://www.optimabatteries.com/us/en/shop/

code: BLACKFRIDAY400

They arealso running a 2nd deal, which is Buy ANY 12V OPTIMA Battery and receive an OPTIMA Chargers Digital 1200 for HALF PRICE! code: BLACKFRIDAY1200
The batteries are msrp but they include free shipping and an extended warranty on the battery when bought with a charger, apretty good deal for those who go through batteries pretty frequently.

Limit 2

Got a 1200 myself, a bit over priced at $200 but a very good deal at $99

Tools Deals
Dillard's Half-Off Clearance Live Now Select Categories
Added on : Thursday November 28th 2013 10:00:06 AM
g: 0 Posted By: rooms222
Views: 279 Replies: 0 This sale is more selective than their usual clearance sales online, but also has some items and types of items not normally on clearance to this extent.

Dillard's website is live now with 50% off these select categories:Lingerie Home Handbags Ladies' Accessories and Men's Apparel

The Men's Apparel has a lot of deals, especially in Ralph Lauren Polo- Both Long and Short Sleeve T-shirts for $14.99. Hoodies and Fleeces for $34.99. Many other items 70% off the original price.

Handbags and Ladies Accessories had a lot of name brand items. Some Ray Ban Wayfarers, Michael Kors and Ralph Lauren Sunglasses for under $50.

The Home section was meh.
Did not look at the Lingerie section.

Free Shipping for Dillard's Elite Cardholders (Spend $2000 or more per year and get free shipping, free returns, and free gift wrap).
Don't Forget 2% CashBack through FatWallet.
Clothing Deals

Dillard's Coupons
g: 0 Posted By: Devilskyvin
Views: 169 Replies: 0 THCDNA.com ELips V1 Small, Sleek, High Heat Concentrate Vaporizer $50 - now $25!The THCDNA.com ELips V1 is Small, Sleek, Simple and Powerful Concentrate Vaporizer!

1 x High Heat Coil Vaporizer ( oil/e-liquid and wax .15g/ml, about 3-5 sessions.)
1 x Elips batteries
1 x Elips USB charger
1 x manual
1 x Dabber, Cleaning, Wax Tool

at Half of Competitors Cost for the Holidays only $25

http://thcdna.com/

http://www.ebay.com/itm/251390589680on eBay.

Health Deals
Torguard black Friday sale Save up to 75% off
Added on : Wednesday November 27th 2013 10:00:03 PM
g: 0 Posted By: info411man
Views: 145 Replies: 0 Save Big on BlackFriday - CyberMondayhttp://torguard.tg/promo/ It is that time of year again... This year TorGuard is extending three different ways to savebigon privacy solutions for this Black-Friday through Cyber-Monday. Be sure to add TorGuard to your discount shopping checklist and get up to 75% off VPN, Proxy and Encrypted Email services. For a complete list of discounts and the very latest sale information please visit:torguard.tg/promoGet 50% off site wide on all billing plans with the discount code BlackFriday. Redeeming this promo code is very easy. During checkout just enter the code BlackFriday to instantly apply this limited 50% discount to your entire order. This is an excellent value for anyone looking to obtain new vpn, proxy or email service, and is also valid for existing TorGuard customers who wish to get a discounted upgrade. Don't miss out - this special discount code will only be active fromNovember 29th December 1st.Take advantage of this limited discount and get global VPN service for as low as $2.49 per month! TorGuard now offers VPN & Proxy services in 19+ countries worldwide with unlimited access to 250+ servers (and counting). This month the network is expanding with new IPs in Las Vegas, Nevada and Stockholm Sweden.

BlackFriday Discounts: [l=Get 75% off VPN/Proxy/Email with the BlackFriday Bundle Plan]https://torguard.net/blog/get-75-off-torguard-with-the-blackfriday-bundle-plan/[/l]This year we are extending the largest discount on record with the first ever BlackFriday Bundle promotion. Clickherefor more... Save 50% site wide on all TorGuard ServicesGet half off on all TorGuard VPN, Proxy and Email services. This applies to all billing options from monthly to yearly with discount code BlackFriday. Visittorguard.tg/promofor more info! Receive 30% off DDWRT & Tomato VPN RoutersTake advantage of this once a year discount while supplies last. Get 30% off all Cisco Linksys, Asus, NetGear and Buffalo DDWRT/Tomato VPN Routers. Use the discount code BFriday during checkout to redeem this promo on any VPN router. Shipping is supported worldwide andbitcoin is welcome!

Software Deals
Zenni Optical BoGo half
Added on : Wednesday November 27th 2013 10:00:04 AM
g: 0 Posted By: 2tiger
Views: 80 Replies: 0 Boho2013 Good till Dec 2nd saids half off frame but took 1/2 off complete 2nd pair.

Health & Beauty Deals

Zenni Optical Coupons
g: 0 Posted By: DaysFan
Views: 122 Replies: 0 http://configure.us.dell.com/dellstore/config.aspx?c=us&cs=04&kc=6W300&l=en&oc=SLCTQ5SX&s=bsd

linked
Year Basic Hardware Service with 1 Year NBD Onsite Service after Remote Diagnosis
Latitude E5530 (FCG4) 3rd gen Intel Core i5-3230M Processor (2.6GHz, 3M cache) Resource DVD - Contains Drivers 4.0GB, DDR3-1600MHz SDRAM, 1 DIMM 4.0GB, DDR3 6-cell (60WH) Primary Lithium Ion Battery, (2.8Ah) ExpressCharge Capable 65W A/C Adapter (3-pin) 8X DVD+/-RW Dell Wireless 1504 802.11g/n Single Band Wi-Fi Half Mini Card Dell Wireless 380 Bluetooth 4.0 LE Module Light Sensitive Webcam and Noise Cancelling Digital Array Microphone Internal English Backlit Dual Pointing Keyboard Integrated Touchpad with Fingerprint Reader 15.6" HD (1366x768) Anti-Glare WLED-backlit Express Card Energy Star 5.2 Enabled / EPEAT No Modem Broadcom TruManage Prebuilt System Intel Core i5 Label
g: 0 Posted By: imagine1128
Views: 164 Replies: 0 Betty Crocker
Green Gourmet Hard Anodized by Cuisinart 8"
Our Price: $49.95 - Special Price: $19.95
Usually ships in1 to 2 business days
FREE SHIPPING w/code: BETTY exp 12-9
skillet linkhttp://store.bettycrocker.com/p-349284--_Nonstick-Skillet.aspx

100% Satisfaction Guarantee

Thanks to eco-friendly Cuisinart Ceramica nonstick technology, these skillets are perfect for fat-free browning, searing, and frying. Good for home cooks and good for the environment!

Cuisinart is leading the way in eco-friendly branded cookware with their new GreenGourmet line. Exclusive Cuisinart Ceramica nonstick technology is ceramic based instead of petroleum based, helping to conserve existing oil supplies and the coating is applied at a temperature one half that of conventional nonsticks. And its completely free of PTFE and PFOA. The cookwares hard anodized construction provides high heat conductivity, which requires less energy to reach desired cooking temperatures. Riveted stainless handles stay cool on the stovetop and are made from 70% recycled stainless steel. Today, more and more home cooks are going green and so is Cuisinart cookware!
Home & Garden Deals
g: 0 Posted By: vsachs
Views: 249 Replies: 0 http://www.dickssportinggoods.com/product/index.jsp?productId=12152585

You can purchase online but shipping adds 159 (less 15 dollars) so this is a better deal in store for a top notch table, assuming you have a pickup or van....
Sports & Outdoors Deals

Dicks Sporting Goods Coupons
Citi Dividend World Mastercard limit?
Added on : Sunday November 24th 2013 08:00:10 AM
g: 0 Posted By: theboogeyman
Views: 0 Replies: 0 After Citi bumped my CL to $21K on my Dividend card, they stopped offering me automatic increases. They haven't given me anymore increases for over a year and a half. I try the request credit line increase link every couple of months but I have to fill out the form now. They used to give me about $3K increases every time. I did stop using this card after I switched to Chase freedom and Discover. Did Citi stop giving me increases b/c I stopped using their card or is $21K the limit?
g: 1 Posted By: DaysFan
Views: 127 Replies: 0 Kindle Paperwhite Wifi (New)linkedItem: 284846 Model: B00AWWE08E

Amazons 6" Paperwhite display with exclusive Carta e-paper technology and next-generation built-in light, 212 ppi resolution/pixel density, optimized font technology, 16-level gray scale
Read with one hand
2 GB internal storage, stores up to 1,100 books
Final Price: $119.00 Each http://www.staples.com/kindle+paperwhite/directory_kindle+paperwhite#Get a $20 Staples gift card after easy rebate
PRODUCT DETAILSThe New Kindle Paperwhite- Reads like a book and goes beyond a book.The all new Kindle Paperwhite is purposely designed as a dedicated e-reader. Indulge your love of reading without interruptions like email alerts. Unlike reflective tablet and smartphone screens, the latest Kindle Paperwhite reads like paperno annoying glare, even in bright sunlight. Kindle Paperwhite guides light toward the surface of the display with its next-gen front lightunlike back-lit tablets that shine in your eyesso you can read comfortably without eyestrain. Adjust your screen's brightness for great reading in any light. Battery lasts weeks, not hours.

Amazons 6" Paperwhite display with exclusive Carta e-paper technology and next-generation built-in light, 212 ppi resolution/pixel density, optimized font technology, 16-level gray scale
Read with one hand
2 GB internal storage, stores up to 1,100 books
Free cloud storage for all Amazon content
Fast wireless delivers books in under 60 secondsno computer required
A single charge lasts up to eight weeks, based on a half hour of reading per day with wireless off and the light setting at 10. Battery life will vary based on light and wireless usage
Content Formats Supported: Kindle Format 8 (AZW3), Kindle (AZW), TXT, PDF, unprotected MOBI, PRC natively; HTML, DOC, DOCX, JPEG, GIF, PNG, BMP through conversion
With a single tap, read the complete text of each footnote without changing your page or losing your place in the book
Words looked up in the dictionary are automatically added to Vocabulary Builder to expand your knowledge and reinforce retention
Dimensions: 6.7"(L) x 0.36"(W) x 4.6" (H) (7.3 ounces)
1 Year limited Warranty

Whats New

New Display Technology
Enjoy even better contrast on the latest Kindle Paperwhite. Higher contrast and better reflectivity means whites are whiter and darks are darker creating sharp, clear text.

Next Generation Built-in Light
Guides light towards the surface of the display so you can read comfortably without eyestrain.

25% Faster Processor
Loads books and turns pages 25% faster and responds to the smallest touches while avoiding accidental page turns.

Flip Through Without Losing Your Place
New Kindle Page Flip feature allows you to skim through books page-by-page, scan by chapter, or skip to the end without losing your place.

Look It Up Instantly
Kindle Paperwhite's Smart Lookup feature integrates a full dictionary with X-Ray and Wikipedia so you can find definitions, characters, settings, and more without leaving your page or losing your place.

Vocabulary Builder
Words looked up on Kindle Paperwhite are automatically added to an easy-to-access list, where you can quiz yourself with flashcards



Tablets & iPads Deals

Staples Coupons
Code Blue 2-Timer Scent Dispenser $14.97 @ Dick's Sporting Goods B&M
Added on : Saturday November 23rd 2013 05:00:01 AM
g: 0 Posted By: SamFreedom69
Views: 0 Replies: 0 For those who like every advantage when hunting, this is a steal. It was originally on Code Blue's main website at $83, most other hunting goods sites from $35-$45 and Amazon at $24.95. As is often the case, Dick's tries something and if it's not a hot seller at their price and/or the season of use is halfway through or almost over, they will blow something out at a rock bottom price. At $14.97, you can get one for each of your locations.

These have 2 scent tanks that can be set to either drip or spray and each tank can be set to dispense up to 7 times per day. This is a great way to enticedeer in at the times *you* want them.

Below is the Amazon.COM link so you can see the product description but it's only at Dick's Sporting Goods for this blowout price of $14.97.

http://www.amazon.com/Code-Blue-2-Timer-Scent-Dispenser/dp/B004W3E0CU
g: 0 Posted By: miamip
Views: 213 Replies: 2 Travelzoo has a pretty good deal for Bay Area CA residents with young children.

http://www.travelzoo.com/

Since 1950, Children's Fairyland has been "delighting those young at heart with 10 acres of gentle rides, storybook sets, animal pens and theater stages" (The New York Times).Why we love it

Spend the day at this Oakland "community favorite" for half the regular price (SFGate)
97% of past Travelzoo purchasers loved Fairyland, calling it a "great place for families"
Perched along the shores of Lake Merritt, this is a ideal activity for kids ages 2-7
With redemption into May, this is a perfect winter or spring break activity
Named on SF A-List as a top spot for family fun; it also earns a 4.5-star TripAdvisor rating

Restaurants & Entertainment Deals
g: 0 Posted By: ctgolfer
Views: 26 Replies: 0 www.tanga.com/deals/759370c802/ladies-8-pack-advanced-seamless-h...
Clothing Deals

Tanga Coupons
Free Kindle Book - Curby (was $99.00)
Added on : Thursday November 21st 2013 01:00:01 AM
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/Curby-Adrian-Del-Valle-ebook/dp/B00FK1WN6

5.0 out of 5 stard with 4 reviews

I was eight months old when my mother, due to extreme poverty, had to put my older brother and I into a Catholic institution immediately after World War II. Three years later we were moved to the first of two foster homes. Those were not the best years of our lives. Discipline was harsh, while nurturing and affection, unfortunately was absent. My brother was ten and I was eight when my father was finally allowed custody and brought us home. At the time, he owned a house in downtown Brooklyn, and fortunately for us, it was filled with family members. That second half of my childhood was totally different from the first. During that first half of my childhood, the void left helped me write this story. Though not as tragic as the alternative outcome could have been for our character, Curby, the wonderful nurturing this little boy receives from his adopting parents in this story is the nurturing I wish I could have had.
g: 1 Posted By: DaysFan
Views: 261 Replies: 0 http://www.smithfieldmarketplace.com/product/brown-sugar-spiral-ham/ham-gifts
Brown Sugar Cured Spiral Sliced Half Ham 8-10 lbs. Serves 12-18Brown Sugar Cured Spiral Sliced

Hamshttp://www.smithfieldmarketplace.com/product/brown-sugar-spiral-ham/ham-giftsOur sweet, slow-smoked hams are fully cooked to perfection in their own juices then spiral sliced for easy serving. Cured with brown sugar and available with or without our famous cola glaze.

javascript: void(0);
Grocery Deals
GUNS: Stag Arms Black Friday deals
Added on : Wednesday November 20th 2013 06:00:02 AM
g: 0 Posted By: DTLarson
Views: 63 Replies: 0 Stag Arms just posted their Black Friday sales to their website.

Doorbusters:
Model 1H Upper Half: $395.00
Model 3H Upper Half: $345.00

http://www.stagarms.com/blackfriday/

g: 0 Posted By: JayMatt19
Views: 203 Replies: 0 Office Depot has a 6ft folding table that folds in half with handle for 29.99 after applying the following coupon (10 off 30) with store pickup (black friday price is available now)

$10 off $30 code: 31067892

Link: http://www.officedepot.com/a/products/585682/Realspace-Folding-T...
Furniture Deals

Office Depot Coupons
CVS - Sierra Mist $1.00 off of any one (1) printable coupon
Added on : Monday November 18th 2013 05:00:14 AM
g: 2 Posted By: SlamminMOFO
Views: 154 Replies: 2 http://www.cvs.com/

Scroll down half-way to the FEATURED area and you may see it there.

There's also a 1 free week supply of ALIGN (sign-up) if you want to try it.
Beverage Deals
josbank.com $197 Signature Merino Wool 2-Button Wool Suit
Added on : Sunday November 17th 2013 07:00:02 AM
g: 0 Posted By: DaysFan
Views: 157 Replies: 1 $197 Signature Merino Wool 2-Button Wool Suit
Signature Merino Wool 2-Button Wool Suit


Reg. $895.00

Sale! $197.00
http://www.josbank.com/menswear/shop/Product_11001_10050_246015

Signature Classic Superfine Merino Wool Suit in 2-Button. Made from superfine merino wool for exceptional softness and an uncompromising fit. Self-fabric scalloped facing, full Bemberg lining, soft shoulders. Signature suit sleeve is constructed for the addition of custom working buttonholes. Double reverse-pleated trousers have premium cotton pocketing and are half-lined to the knee. Center vent. Unfinished bottoms for altering ease. Dry clean. Imported.


http://www.josbank.com


Clothing Deals

Jos. A. Bank Coupons
g: 1 Posted By: remick
Views: 326 Replies: 0 http://www.amazon.com/Basic-Freshwater-Fishing-Step---Step-ebook/dp/B004A16LBW

Hauptman provides step-by-step instructions on basic methods and equipment for beginner fishermen. Expert advice on all types of tackle for baitcasting, spinning, spincasting, flycasting-and the most popular species-panfish, gamefish, trout.

also:

How To Ice Fish: Ice Fishing Tips & Stories: Gear, Shelters & Safety - Limited Edition
http://www.amazon.com/How-To-Ice-Fish-ebook/dp/B006K8TWA0


Year of the Spider
http://www.amazon.com/Year-Spider-Philip-Storey-ebook/dp/B00GKX52K4

Journalist, author and unrepentant trout bum Philip Storey spends the summer on an urban river in the North-East of England fishing with centuries-old spider patterns. These are the flies that have stood the test of time and still work today. Year of the spider contains images and tying instructions for possibly the simplest to make flies you will find, along with a detailed diary recording the conditions (temperature, humidity, wind, air pressure, river height etc) in which they were successful along with lots of fish pictures taken one-handed and at odd angles. This is more than just a fishing guide or a how-to manual; Year of the Spider takes the mystery out of fly fishing and selects nine, easy to tie flies that will carry you right through the season catching fish all the way. And for anyone wondering if North Country spider patterns only work in the North of England, heres what TE Pritt had to say on the subject:
The originals, or others like them, have done service on half the rivers and lakes of England and Scotland, and have never failed to give a satisfactory account of themselves, despite the lugubrious warnings of local hands that they were no use there. You will be told this probably on every new river visited; yet may you safely fish Yorkshire flies and laugh to scorn the dismal prophecies of anglers who believe that the trout in their own river differ in their choice of flies from those of any other river in the universe.
Books Deals

Amazon Coupons
Free Kindle Book- Basic Freshwater Fishing (was $21.95)
Added on : Sunday November 17th 2013 02:00:04 AM
g: 0 Posted By: remick
Views: 194 Replies: 0 http://www.amazon.com/Basic-Freshwater-Fishing-Step---Step-ebook/dp/B004A16LBW

Hauptman provides step-by-step instructions on basic methods and equipment for beginner fishermen. Expert advice on all types of tackle for baitcasting, spinning, spincasting, flycasting-and the most popular species-panfish, gamefish, trout.

also:

How To Ice Fish: Ice Fishing Tips & Stories: Gear, Shelters & Safety - Limited Edition
http://www.amazon.com/How-To-Ice-Fish-ebook/dp/B006K8TWA0


Year of the Spider
http://www.amazon.com/Year-Spider-Philip-Storey-ebook/dp/B00GKX52K4

Journalist, author and unrepentant trout bum Philip Storey spends the summer on an urban river in the North-East of England fishing with centuries-old spider patterns. These are the flies that have stood the test of time and still work today. Year of the spider contains images and tying instructions for possibly the simplest to make flies you will find, along with a detailed diary recording the conditions (temperature, humidity, wind, air pressure, river height etc) in which they were successful along with lots of fish pictures taken one-handed and at odd angles. This is more than just a fishing guide or a how-to manual; Year of the Spider takes the mystery out of fly fishing and selects nine, easy to tie flies that will carry you right through the season catching fish all the way. And for anyone wondering if North Country spider patterns only work in the North of England, heres what TE Pritt had to say on the subject:
The originals, or others like them, have done service on half the rivers and lakes of England and Scotland, and have never failed to give a satisfactory account of themselves, despite the lugubrious warnings of local hands that they were no use there. You will be told this probably on every new river visited; yet may you safely fish Yorkshire flies and laugh to scorn the dismal prophecies of anglers who believe that the trout in their own river differ in their choice of flies from those of any other river in the universe.
Books Deals

Amazon Coupons
Seiki SE39UY04 39 inch 4k (3840x2160) for $519.99 at Amazon
Added on : Saturday November 16th 2013 01:00:04 PM
g: 0 Posted By: houkouonchi
Views: 164 Replies: 0 Here is the link:

http://www.amazon.com/Seiki-Digital-SE39UY04-39-Inch-Ultra/dp/B0...

I haven't seen this good of a price since a few days after they first debut'd the thing and it was $499 (me and my dad both got one). My dad just ordered a second one to use at home.

At 4k these monitors are only 30hz. I personally feel this is fine for desktop usage and video but it does bug some people for desktop usage.

Panel is S-MVA. Good response time, great viewing angles, good color. Almost as good as IPS but far superior contrast compared to IPS.

These are replacing dated 22 inch 4k monitors from 2003-2006 era for me. The 50 inch can take 120hz 1080p or 240hz 720p input and actually output 120hz which makes it good/great for gaming (1 frame of input lag).

The 39 inch (one linked) unfortunately has a problem where it drops half the frames when given a 1080p@120hz (or drops 75% of the frames @ 720p @ 240hz) even though it displays output just fine. Seiki have been telling me they are going to fix this for months and it should be a simple firmware fix but until that is done I wouldn't call the 39 inch version great for gaming like the 50 inch one. Seiki may fix this soon which will mean this could make an excellent gaming monitor.

I personally feel these are the best panels I have used for under $1000 by far.

Keep in mind you need a computer with HDMI 1.4 output to drive this. Any computer/OS should be able to drive this if it has thunderbolt/displayport if you use this adapter:

http://www.amazon.com/Accell-B086B-008B-2-UltraAV-DisplayPort-Ad...

This is the only adapter available that will work properly on everything in cluding Mac OS X.
LED TV Deals

Amazon Coupons
22 Free Kindle Books
Added on : Friday November 15th 2013 11:00:05 AM
g: 10 Posted By: remick
Views: 1046 Replies: 3 The Handbook of Vintage Remedies [Kindle Edition]
http://www.amazon.com/Handbook-Vintage-Remedies-Jessie-Hawkins-ebook/dp/B008PVCQ76

Spelling Made Easy: Learn Your Words in Half the Time (Instant Learning Series) [Kindle Edition]
http://www.amazon.com/Spelling-Made-Easy-Instant-Learning-ebook/dp/B009NWWW4S

The Top 20 Toxic Credit Mistakes - The Most Valuable Book You Can Have That Will Save You From Destroying Your Credit. [Kindle Edition]
http://www.amazon.com/Top-Toxic-Credit-Mistakes-Destroying-ebook/dp/B00F67S4CS

Cast Member Secrets | Your Insiders Guide to Planning the Disney Vacation of a Lifetime [Kindle Edition]
http://www.amazon.com/Secrets-Insiders-Planning-Vacation-Lifetime-ebook/dp/B00GMAUACU

100 Puzzle Quizzes (Interactive Puzzlebook for E-readers) [Kindle Edition]
http://www.amazon.com/Puzzle-Quizzes-Interactive-Puzzlebook-E-readers-ebook/dp/B00A4F4YJ4

The Old Man and the Wasteland: Updated Edition (Revised) [Kindle Edition]
http://www.amazon.com/Old-Man-Wasteland-Updated-Revised-ebook/dp/B009R53E7A

Thanksgiving Turkey (FREE Coloring Book Included!) 25 Thanksgiving Stories for Children [Kindle Edition]
http://www.amazon.com/Thanksgiving-Coloring-Included-Stories-Children-ebook/dp/B00GHTTWWU

Home for the Holidays [Kindle Edition]
http://www.amazon.com/dp/B00A43ZQI4

Compassion Haiku - Daily insights and practices for developing compassion for yourself and for others [Kindle Edition]
http://www.amazon.com/dp/B00AN5VIZS/

How I Paid $8 for $170 Worth of Groceries (Confessions of a Coupon Fashionista) [Kindle Edition
http://www.amazon.com/dp/B007WPD5SU

The Law of Attraction Made Simple - Magnetize Your Heartfelt Desires [Kindle Edition]
http://www.amazon.com/dp/B00486U5D4/

With or Without Coupons: How to Save 50% or More at the Grocery Store [Kindle Edition]
http://www.amazon.com/dp/B00G5YXE58/


Classic Christmas Recipes from church and community fundraising cookbooks [Kindle Edition]
http://www.amazon.com/dp/B00G9O7K9K

Traditional Holiday Recipes [Kindle Edition]
http://www.amazon.com/Traditional-Holiday-Recipes-Tiffany-Micthell-ebook/dp/B00GLSS8UO

The Healthy Prepper - A Resource Guide For Healthy Preparedness For You AND Your Pets! [Kindle Edition]
http://www.amazon.com/dp/B00FKLBC6U

Unravelling Paleo: ALL You Need to know about Paleo & Interviews with Robb Wolf, Dr. Loren Cordain & Nell Stephenson & Where to find Hundreds of Paleo Recipes for Free! (A Complete Beginner's Guide) [Kindle Edition]
http://www.amazon.com/dp/B00GKR74LU

Limeade :The Ultimate Recipe Guide - Over 30 Delicious & Best Selling Recipes [Kindle Edition]
http://www.amazon.com/Limeade-Ultimate-Delicious-Selling-Recipes...

The Brownie Diet [Kindle Edition]
http://www.amazon.com/Brownie-Diet-Shelley-Ashcroft-ebook/dp/B00...

Organic Foods: What You Didn't Know [Kindle Edition]
http://www.amazon.com/Organic-Foods-What-Didnt-Know-ebook/dp/B00AICU8NY

So Easy Herbal: Ten Herbs How To Grow Them Use Them And Save Money [Kindle Edition]
http://www.amazon.com/dp/B008RLVSVE

200 Chocolate Recipes - Cookies, Cakes, Desserts, Etc.. [Kindle Edition]
http://www.amazon.com/dp/B00CTXW4EQ/

100 Best Juicing Recipes - For Weightless, Detox, Health, and Beauty [Kindle Edition
]http://www.amazon.com/dp/B00E2QSXJ8

Totally Free Deals
Walgreens buy 1 get 1/2 off next holiday lights
Added on : Friday November 15th 2013 11:00:03 AM
g: 0 Posted By: LORENW
Views: 158 Replies: 0 Walgreens has, Nov 17-23, Holiday light sets at buy one get next half price.
Dallas Cowboys Merchandise for almost half off today on Living Social
Added on : Friday November 15th 2013 10:00:07 AM
g: 1 Posted By: jenksym
Views: 304 Replies: 2 Dallas Cowboy Pro Shop Merchandise gift card of $50 today for $35 on Living Social. If you add in the HEART25 promo code it comes out to 26.25 which is almost half off! Great deal for all you Cowboy fans out there!

https://www.livingsocial.com/deals/911207-50-dallas-cowboys-merchandise-gift-card?utm_campaign=digest_citywide&utm_content=11&utm_medium=email&utm_source=blast

(This is just the website link. I get no credit for this)
Gifts Deals

LivingSocial Coupons
Free Chidren's Book at Half Price Books B&M on 11/23
Added on : Friday November 15th 2013 07:00:13 AM
g: 0 Posted By: remick
Views: 130 Replies: 0 http://blog.hpb.com/hpb-blog/2013/11/13/booksgiving-day-free-childrens-book-for-kids-who-come-to-sto.html

Join us at your neighborhood Half Price Books location on Booksgiving Day, Saturday, Nov. 23 at 1 p.m. Every child who attends will receive a free book to take home and add to their library, or start a new one!
Totally Free Deals
Kinkade "prints," $18.99$24.99, shipped, 8x10 and 11x14...art??
Added on : Thursday November 14th 2013 05:00:02 PM
g: 0 Posted By: cga
Views: 171 Replies: 0 http://www.groupon.com/deals/gg-8x10-or-11x14-thomas-kinkade-prints

Not for real art lovers, but nice as decorative pieces and certainly appropriate as gifts and housewarming offerings for most people.

8x10 and 11x14,$18.99$24.99, shipped

Multi-toned beveled matte ready for framing.

You could probably hang these on the wall as is. Frankly, I would hesitate to frame them unless you can do so very inexpensively. Don't mean to insult anyone, but Kinkade's work is unbelievably popular, but is not considered "serious" art. These are called "prints" but they're almost certainly photographic reproductions. Still, they're pleasant and probably appropriate for your bathroom or basement (only half joking). I hate to admit it, but his stuff is very hard to dislike, strictly for its visual appeal. Definitely NOT appropriate as an investment.

Ends 11/18,1 am ET.

Don't forget the 3% Cash Back.
Services Deals

Groupon Coupons
Polar Bear coolers Holidays Sale ..... 2 for 1
Added on : Thursday November 14th 2013 12:00:07 PM
g: 0 Posted By: LORENW
Views: 53 Replies: 0 In appreciation of your continued support, we would like to offer you our Holiday Special 2 for 1 deal. Now through December 20th you, your family, and friends will receive 2 coolers for every 1 cooler you purchase.

Here's how it works:

Click http://www.polarbearcoolers.com/, fill your cart with ALL the coolers you want. Once you have them ALL in your cart, go to checkout, type in coupon code 2112 and... click "REDEEM COUPON". ALL the prices of the COOLERS will be cut in half. (Okay so it's really a half-off deal, same thing! We just call it a 2 for 1 deal). This deal, (whatever you want to call it) is going on NOW 'til December 20th, or while supplies last. So let's get crackin! We have a lot of people to get coolers to!


Sports & Outdoors Deals
Neoprene Black Thermal Fleece Half Face Mask $1.37 w/FS @ Amazon
Added on : Thursday November 14th 2013 06:00:03 AM
g: 1 Posted By: ctgolfer
Views: 83 Replies: 1 www.amazon.com/dp/B005N3ASPG
Clothing Deals

Amazon Coupons
Should I give one week notice or quit on my last day?
Added on : Tuesday November 12th 2013 05:00:10 PM
g: 0 Posted By: jj427usa
Views: 211 Replies: 0 I have been working for a very small company in FL for a couple years. It is my first job. To give you some background, in the last 2 years, half of the people either got fired or left because of the inconsiderate way employees were treated.

About a month ago, on 2 different occasions I reported to the HR that I was verbally harassed by one of my coworker. My new boss had a brief talk with me and asked what I wanted out of situation. However, I dont think anything real was done about it. The third time, when I confronted my coworker, I got written up for starting a fight at workplace and it was suggested to me that I should have bought it to the management attention. It was ludicrous.
Lately, my new boss started to send me email warning about not contacting 3rd party company, Mind you, this was part of my job duty in the last 2 years in order to make sure the data was correct.

I have a new job that will start in Dec(thank goodness). I have put in the request in my current job to use up my saved PTO days; I also plan to take advantage of the day off for Thanksgiving and the day after. In addition, I want to reply back to my boss about her email warnings and send an email to the owner of the company so he is aware of the B.S is going on. I dont ever intend to go back to the company.
My questions are:1) Shouldnt my boss letting me know ahead of time and give me a new job description or something if I am no longer should contact the 3rd party company?
Also, In order to make sure that I get paid for till Nov 29th, Do I
2) Put in the one week notice and sent out the email the day I leave
3) Send in my resignation by email on my last day and leave my key etc at my desk and get out of there
4) What reason I should give for resigning? Being treated unfairly or found a better position?

P. S. According to the employee manual, It is at will employment and employee shall give 2 weeks advance notice. Your input is greatly appreciated!
Personal Finance Deals
Need advice on renting out my primary home (Updated)
Added on : Tuesday November 12th 2013 04:00:12 PM
g: -1 Posted By: nasheedb
Views: 2820 Replies: 26 I'm the guy who is moving to Switzerland (http://www.fullofdeals.com/forums/finance/1300987). I am looking for some advice on renting out my primary home. Here are the details:

-Purchased the house in August of 2009 for $165,000 and I received the $8,000 credit, essentially bringing my purchase price down to $157,000
-Current value of the house is around $200,000
-It is in a cookie cutter neighborhood, and it is among the largest and most expensive in the neighborhood.
-I have a HEL at 3.99% fixed, 83 months left on the loan. Current balance $87,xxx

Monthly expenses (current):
$1214 - HEL payment
$424 - property tax (pay in full at the end of the year, this is the yearly cost /12. It will also be higher next year due to no longer being owner occupied)
$96 - insurance (pay in full, yearly cost /12)
$54 - HOA (pay in full, yearly cost /12)
Total: $1788

Property management fee will be 7% on top of this. I would need to charge at least $1925/month for rent just to break-even from a cashflow perspective, and that's before I take maintenance/repairs and vacancies into consideration.

I've had a realtor from the property management company advertise the house on MLS for $2000/month for the past 4 weeks. I've had 3 showings so far, which the realtor says is very low. When we set the $2000/month price, the realtor did a market analysis and said that price was fine. A week ago, a house that's very close to mine came on the market for rent at $1800 a month. My house is a little nicer on the inside, I have tons of landscaping work, I allow for pets on a case-by-case basis, I'm including all appliances, so I am adding a little bit of value compared to the other house, but probably not much. The realtor wants me to drop the price to $1800 a month. That would leave me in a pretty bad position from a cashflow perspective. I really don't want to go this low.

I'd like to try adding a bonus for the renter's realtor. Normally they get half a month's rent as commission. What if I were to increase this by say $500? That's 50% more than what they would get normally. Is this worth a try? Any advice is appreciated. I have to move by the end of December, but the sooner I move, the better.

I've also tried advertising the house on Craigslist for $1800 a month, but I haven't had any interest. A refinance is basically not an option, I don't want to deal with the headache of refinancing when I'm moving.
Personal Finance Deals
g: 0 Posted By: Dealfinder51
Views: 39 Replies: 0 Long Sleeve Cropped Sweatshirt- now $4.99 (was $39.50)
Save: $34.51

Sheer Embellished Tank- now $9.99 (was $29.50)
Save: $19.51

Long Sleeve Striped Sweatshirt- now $8.99 (was $44.50)
Save: $35.51

Hawaiin Islands Tie-Front Tank- now $3.99 (was $29.50)
Save: $25.51

Half Zipped Lounge Hoodie- now $9.99 (was $44.50)
Save: $34.51
boston market Complete Holiday Whole Turkey Banquet heat and serve
Added on : Saturday November 09th 2013 10:00:04 AM
g: 0 Posted By: DaysFan
Views: 115 Replies: 0 Complete Holiday Whole Turkey Banquet for 12

1- 11 lb. Whole Turkey (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
2- 32 oz. Side Mashed Potatoes
2- 32 oz. Side Savory Stuffing
1- 32 oz. Side Cranberry Walnut Relish
2- 32 oz. Side Gravy
12 Dinner Rolls
1 Apple Pie
1 Pumpkin Pie
$94.99

2. Complete Spiral Sliced Ham Banquet for 12

1- 8 lb. Spiral Sliced Ham (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
2- 32 oz. Side Mashed Potatoes
2- 32 oz. Side Sweet Potatoe Casserole
1- 32 oz. Side Cinnamon Apples
1- 32 oz. Side Gravy
12 Dinner Rolls
1 Apple Pie
1 Pumpkin Pie
$99.99

3. Complete Boneless Turkey Breast Banquet for 4-6 with Pumpkin Pie

1- 3 lb. Roasted Turkey Breast (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
1- 32 oz. Side Mashed Potatoes
1- 32 oz. Side Fresh Vegetable Stuffing
1- 32 oz. Side Cranberry Walnut Relish
1- 32 oz. Side Gravy
6 Dinner Rolls
1 Pumpkin Pie
$74.99

4. Complete Boneless Turkey Breast Banquet for 4-6 with Apple Pie

1- 3 lb. Roasted Turkey Breast (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
1- 32 oz. Side Mashed Potatoes
1- 32 oz. Side Fresh Vegetable Stuffing
1- 32 oz. Side Cranberry Walnut Relish
1- 32 oz. Side Gravy
6 Dinner Rolls
1 Apple Pie
$74.99

5. Complete Combo Boneless Roasted Turkey Breast & Boneless Ham Banquet for 12

1- 3 lb. Roasted Turkey Breast (average size)
1- 4.5 lb. Half Boneless Ham (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
1- 32 oz. Side Mashed Potatoes
1- 32 oz. Side Sweet Potatoe Casserole
1- 32 oz. Side Fresh Vegetable Stuffing
1- 32 oz. Side Cranberry Walnut Relish
1- 32 oz. Side Cinnamon Apples
2- 32 oz. Side Gravy
12 Dinner Rolls
1 Apple Pie
1 Pumpkin Pie
$99.99

6. Complete Combo Boneless Roasted Turkey Breast & Boneless Ham Banquet for 12

1- 3 lb. Roasted Turkey Breast (average size)
1- 4.5 lb. Half Boneless Ham (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
2- 32 oz. Side Mashed Potatoes
1- 32 oz. Side Fresh Vegetable Stuffing
1- 32 oz. Side Cranberry Walnut Relish
1- 32 oz. Side Cinnamon Apples
2- 32 oz. Side Gravy
12 Dinner Rolls
1 Apple Pie
1 Pumpkin Pie
$99.99

7. Complete Combo Boneless Roasted Turkey Breast & Boneless Ham Banquet for 12

1- 3 lb. Roasted Turkey Breast (average size)
1- 4.5 lb. Half Boneless Ham (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
2- 32 oz. Side Sweet Potatoe Casserole
1- 32 oz. Side Fresh Vegetable Stuffing
1- 32 oz. Side Cranberry Walnut Relish
1- 32 oz. Side Cinnamon Apples
2- 32 oz. Side Gravy
12 Dinner Rolls
1 Apple Pie
1 Pumpkin Pie
image

1-866-977-9090
http://www.bostonmarket.com/


Food Deals
g: 0 Posted By: fivetalents
Views: 276 Replies: 0 The much anticipated annual buy 2, get 1 free mascara event at N0rdstroms is today only, online or in stores. Mix and match three mascaras from your favorite brands. The free mascara must be selected from a list of 163 qualifying products (many more than previous years). Prices start from $9. The cost of the free/lowest-priced mascara will automatically be deducted at checkout (no promo code required this year!).

Some mascaras (by Clarins, Cargo, La Prairie, and Napoleon) include an additional gift with purchase, see each brand for terms. All online orders also qualify for three free samples.

If you are not sure what to get, Mac has a recycling program where you get a free product of your choice from limited selection of products (e.g., lipstick) for bringing in 6 empty containers of any of the same type of product... so this deal can get you halfway to a Mac freebie.

Excludes lash primers, serums, enhancers and mascara sets. Free mascara can only be shipped to the same destination as your order and cannot be shipped to international addresses. If you return the qualifying item(s), please return the gift as well.

Unlike previous years, there does not appear to be a limit of 1 per person. Along with the no code required online and greatly expanded selection, this year's deal is more appealing than ever.

Note: I thought that this was a once a year event, but they already had this sale this year (on May 25, 2013), so maybe that's another change?
Beauty Deals

Nordstrom Coupons
Nordstrom: Half Yearly Sale for Women & Kids (Up to 50% off) @ Nordstrom
Added on : Wednesday November 06th 2013 11:00:09 AM
FREE Diary of an Assassin [Kindle Edition] AMZN 4Stars 320 pages
Added on : Tuesday November 05th 2013 05:00:07 AM
g: 0 Posted By: DWooley
Views: 36 Replies: 0 http://www.amazon.com/Diary-Assassin-Victor-Methos-ebook/dp/B00C...


Diary of an Assassin [Kindle Edition]
Victor Methos (Author)
4.0 out of 5 stars See all reviews (16 customer reviews)

Book Description
Publication Date: April 4, 2013
A PROFESSIONAL THAT'S LOST THE DESIRE TO KILL...

Tired of a life of violence, hitman Isaac Rhett is ready to retire after one last assignment. But the assignment turns out to be a trap and pits him against the deadliest assassin in the world, Gustav Fabrice.

A MADMAN WITH NO PURPOSE BUT TO DESTROY...

Gustav is cunning, ferocious, and insane. Without the inhibitions a person would feel against extreme violence, Gustav is on a rampage with the death of Isaac Rhett as his only goal. A single police officer from Interpol is the only witness to the monster that's been let loose on society and attempts to track him down before Gustav carries out his mission.

A DESPERATE FIGHT FOR SURVIVAL...

Rhett's mark turns out to be a congresswoman with no known enemies. Rhett flees with her with Gustav on their heels. But Rhett knows you cannot escape a man like Gustav. At some point, they will have to fight. But there is only one way that Rhett knows to stop Gustav... you must let him kill you first.

ABOUT THE AUTHOR

Victor Methos is the author of over twenty-five novels including the White Angel Murder and Superhero, both Kindle Top 100 smash hits. His novels have sold nearly half a million copies worldwide.

Totally Free Deals
200 mb Of Free Data Per Month On Tmobile
Added on : Monday November 04th 2013 07:00:02 PM
g: 0 Posted By: gmsisko1
Views: 57 Replies: 0 T-Mobile 200mb Free Data Per Month
I searched FW before posting to try to avoid a re-post.

Step One You will need a tablet that will work on Tmobile.

(I am told it must not have ever been previously used on Tmobile.)

Step Two: you will need a brand new fresh Tmobile SIM card that fits that tablet.

Step three: Turn off wifi in settings, insert fresh new Tmobile SIM card and go to the cellular settings in tablet:

Follow prompts to set up account.
It did NOT ask for a social security number.
Does NOT require a credit card unless you want to purchase more date.
This worked for me, it is a deal and a half in my opinion!
Services Deals

T-Mobile Coupons
g: 0 Posted By: rajaram
Views: 215 Replies: 0 CVS nowadays prints out lots of coupons with any purchase. You can also go to the coupon printer kiosk and scan the card to get some coupons. One coupon I got was a $4 off $10+ any Razor purchases. This is the second such coupon I got in last 2 weeks. Last Sunday of October hadthree P&G coupons for Gillette. One of them was $3 off any two Gillette purchases. Yesterday's paper had a coupon for upto 4.99 off purchase of shave gel with disposable Gillette Fusion razors. CVS has a $3 Extra Buck offer this week on Disposable Gillette Fusion twin pack jettables priced $11.79. Shave Gels are available for 3.99 or 5.79. Both coupons stacked without any problems. Though I paid only $3.99 for the shave gel, the clerk took $4.99 off! Walked out of the store with a free after coupon paper towels pack (0.79 value advertized - coupon prints at the kiosk), two razors pack of disposable Gillette Fusion Jettables and Shave Gel and a $3 Extra Buck good for next purchase, by paying under $5 after all coupons listed above. Net cost was under $2, less than half the price of just the shaving gel!! YMMV as the $4 off 10 coupon could be targetted, .

Health & Beauty Deals

CVS Coupons
g: 0 Posted By: DaysFan
Views: 170 Replies: 1 LINKED

http://www.truevalue.com/


http://www.truevalue.com/content.jsp?pageName=tvcoupons

$10 off $75 code FALL10

Valid from November 01 - November 30

Deluxe Banquet Table, Lightweight, 30 x 72-In.
WOK & PAN IND INC LIMITED-IMPORT | model # TBL-072 | item # 682536
30-In. x 72-In. Banquet Tablereg. $69.99$34.99SAVE 50%SKU: W 682 536 1

FREE Ship-to-Store Available

This banquet table is the perfect. 30 x 72-In. when open, folds in half for easy portability (with carry handle). Lightweight, too. Rugged steel tube frame with powder coated finish; polypropylene surface. 29-In. high, folds To 4-3/4-In. wide for easy storage.

30 x 72 x 29-In. high banquet table
Steel tube frame
Folds in half
g: 0 Posted By: DaysFan
Views: 156 Replies: 0 linked

http://www.kmart.com/



Northwest Territory Fold-In-Half Table 6ft
Kmart Item# 089W005705241001 | Model# BT-06FJ

Reg Price: $69.99Savings: $30.00$39
Store Pickup FREE

Use This Fold In Half Table 6ft To Make The Most Of Your Storage Space And Optimize Your Party LayoutsThe Northwest Territory fold in half table 6ft lets you break your auditorium and party seating arrangements down quicker after everyone's done for the day. Because this versatile unit folds in half, it's easier to place and maneuver through tight spaces like doorways and storage closet openings. After it's fully unfolded youll still have maximum possible amount of space for party games, trade displays and food platters galore.Use the fold in half table 6ft to totally rearrange any boring space into a truly useful gathering location. In addition to being extremely compact, this table incorporates a lightweight surface and frame that allow a minimal number of people to move it around. The tabletop surfaces resist stains and liquid penetration, so you can wipe them clean easily.

The Northwest Territory fold in half table 6ft is easier to store in tight spaces.
You can set up a free-for-all kids' craft station on the stain-resistant surfaces without worrying about the mess
The durable steel frame is powder-coated, so you can leave this table outdoors
A solid resin top provides an ideal, flat surface for food service or getting work done
The brown frame and wheat tabletop jibe well with most other outdoor furniture
Folding action and super-light 24-pound weight ensure that a single person can get more done



Home & Garden Deals

Kmart.com Coupons
Potential Purchase of a REO Property - really need an agent?
Added on : Sunday November 03rd 2013 04:00:09 AM
g: 0 Posted By: Cashman
Views: 141 Replies: 4 We are looking at purchasing a REO/foreclosure. I've done my research and know what I'm getting into here and how I want to structure the deal. I would like to make a formal offer with contingent upon inspection.

I've met the listing agent already. This property is held by a holding company / bank. I plan on putting an offer for about 73% of their asking price.

Is there ANY reason why I should ask for a real estate agent for representation? I cannot think of anything here - I'm capable of doing my own negotiation, know what I need to get done from an inspection perspective, have a lender already lined up, and so forth. I would assume the listing agent would get the full commission from the sale. Hiring a real estate agent for me would half his commission. Wouldn't I be in a better position with dealing with him directly?

I am leaning to just dealing with the listing agent directly unless I missed something. Obviously the price of this house is the main factor since there are several minor repairs needed.
Personal Finance Deals
20% off ALL DEALS at HalfOff Depot AC
Added on : Sunday November 03rd 2013 03:00:03 AM
g: 0 Posted By: MISTERCHEAP
Views: 173 Replies: 0 http://www.halfoffdepot.com/atlanta

Link to Atlanta, change to your area.

code is save20
Travel Deals Deals
g: 0 Posted By: Logan71
Views: 24 Replies: 0 I ran across a post earlier today that was unsettling, but yet debated hotly. I'm not sure of the perspectives of others, but when it's the CBO that's being referenced, I tend to pay a little attention. Granted, FWF is not my 'blog', but I thought discussion here might be insightful.

The CBO projects Medicare/Medicaid/Obamacare spending will exceed 100% of federal tax revenue in about 75 years (used to be 50 years before Obamacare, so it's bought us 25 years). The programs badly need to be reformed, but a particular party keeps blocking any attempts to reform them, saying we can fix things by cutting military spending instead. That used to be true in the 1960s, when military spending was over half the budget; but it's now less than 1/5th the budget. You could reduce military spending to zero and the entitlement programs would still be bankrupting us. None of this is meant as a criticism of the concept of entitlement programs or an endorsement of military spending. I'm just saying whatever you choose to fund, you have to make sure you fund it in a way that's sustainable.

You should put aside any preconceived notions you have and read the CBO's long term budget outlooks some time. They lay it out in black and white what's causing the budget problems, and what we need to do to fix it. They come out with a new version every 1-2 years.
http://www.cbo.gov/publication/44521
Discussion Deals
Need advice on renting out my primary home
Added on : Friday November 01st 2013 08:00:10 AM
g: 0 Posted By: nasheedb
Views: 184 Replies: 6 I'm the guy who is moving to Switzerland (http://www.fullofdeals.com/forums/finance/1300987). I am looking for some advice on renting out my primary home. Here are the details:

-Purchased the house in August of 2009 for $165,000 and I received the $8,000 credit, essentially bringing my purchase price down to $157,000
-Current value of the house is around $200,000
-It is in a cookie cutter neighborhood, and it is among the largest and most expensive in the neighborhood.
-I have a HEL at 3.99% fixed, 83 months left on the loan. Current balance $87,xxx

Monthly expenses (current):
$1214 - HEL payment
$424 - property tax (pay in full at the end of the year, this is the yearly cost /12. It will also be higher next year due to no longer being owner occupied)
$96 - insurance (pay in full, yearly cost /12)
$54 - HOA (pay in full, yearly cost /12)
Total: $1788

Property management fee will be 7% on top of this. I would need to charge at least $1925/month for rent just to break-even from a cashflow perspective, and that's before I take maintenance/repairs and vacancies into consideration.

I've had a realtor from the property management company advertise the house on MLS for $2000/month for the past 4 weeks. I've had 3 showings so far, which the realtor says is very low. When we set the $2000/month price, the realtor did a market analysis and said that price was fine. A week ago, a house that's very close to mine came on the market for rent at $1800 a month. My house is a little nicer on the inside, I have tons of landscaping work, I allow for pets on a case-by-case basis, I'm including all appliances, so I am adding a little bit of value compared to the other house, but probably not much. The realtor wants me to drop the price to $1800 a month. That would leave me in a pretty bad position from a cashflow perspective. I really don't want to go this low.

I'd like to try adding a bonus for the renter's realtor. Normally they get half a month's rent as commission. What if I were to increase this by say $500? That's 50% more than what they would get normally. Is this worth a try? Any advice is appreciated. I have to move by the end of December, but the sooner I move, the better.

I've also tried advertising the house on Craigslist for $1800 a month, but I haven't had any interest. A refinance is basically not an option, I don't want to deal with the headache of refinancing when I'm moving.
Personal Finance Deals
g: 0 Posted By: phlippant
Views: 419 Replies: 0 http://www.mcguirearmynavy.com/Oakley-SI-Half-Jacket-Sunglasses-Black-Grey-Polarized.html

edit: coupon can no longer be applied
Sunglasses Deals
g: 0 Posted By: phlippant
Views: 157 Replies: 0 http://www.mcguirearmynavy.com/Oakley-SI-Half-Jacket-Sunglasses-Black-Grey-Polarized.html

use code halloween13 for 15% off $55
Sunglasses Deals
g: 0 Posted By: BigBoyMichigan
Views: 311 Replies: 0
Advanced SystemCare pro v6 (1 year subscription) SALE $14.77 Here

Provides an always-on and automated, all-in-one PC care service with anti-spyware, privacy protection, performance tune-ups and system cleaning functions.

Free Version Here - Covers 50% of services see pic at LEFT
Software Deals
g: 1 Posted By: MISTERCHEAP
Views: 194 Replies: 0 Here is a list of the coupons available to print:
$1/1 3.5lb Bag of Beneful Adult Dry Dog Food any variety
$1/1 3.15 lb or larger Bag of Purina Cat Chow Brand Cat Food
$1/1 16lb or larger Bag of Purina Friskies Brand Dry Cat food
$1/1 25oz or larger bag of Beggin Brand Dog Snack (any variety)
$2/1 Nivea for men Face Care or any two Nivea Men Shaving Products (.33-8.7oz)
$1/1 Silk Half Gallon
$1/1 16.5 or larger Bag of Purina Dog Chow Brand Dog Food
$0.55/1 International Delight Coffee Creamer
$0.55/1 Tru Moo 6-pack or 6 singles
$1/1 Advil or Advil Migraine Product 20 count or larger
$0.75/1 Kikkoman Product
$0.55/1 Brawny Paper Towels
$0.50/1 Domino Sugar or C&H Sugar 2lbs or larger
$0.25/1 Clorox Bleach Product (55oz or larger)
$1.50/2 Sunny D Products
$1/2 Sweet Baby Rays
$1/3 Dole Canned Fruits
$0.75/1Simply Potatoes Product
$1/2 Kens Steakhouse Dressings or Marinades
thnx to livingrichq blog for info.


http://coupons2.smartsource.com/smartsource/index.jsp?Link=WEEBM...

Spanish Link Below, can print 2 more (4 total of each)

http://coupons2.smartsource.com/smartsource/index.jsp?Link=HWFIF...
Printable Coupon Deals
$36 in New Wounded Warrior Believe in Heroes Coupons Now Available
Added on : Wednesday October 30th 2013 03:00:11 AM
g: 0 Posted By: MISTERCHEAP
Views: 50 Replies: 0 Here is a list of the coupons available to print:
$1/1 3.5lb Bag of Beneful Adult Dry Dog Food any variety
$1/1 3.15 lb or larger Bag of Purina Cat Chow Brand Cat Food
$1/1 16lb or larger Bag of Purina Friskies Brand Dry Cat food
$1/1 25oz or larger bag of Beggin Brand Dog Snack (any variety)
$2/1 Nivea for men Face Care or any two Nivea Men Shaving Products (.33-8.7oz)
$1/1 Silk Half Gallon
$1/1 16.5 or larger Bag of Purina Dog Chow Brand Dog Food
$0.55/1 International Delight Coffee Creamer
$0.55/1 Tru Moo 6-pack or 6 singles
$1/1 Advil or Advil Migraine Product 20 count or larger
$0.75/1 Kikkoman Product
$0.55/1 Brawny Paper Towels
$0.50/1 Domino Sugar or C&H Sugar 2lbs or larger
$0.25/1 Clorox Bleach Product (55oz or larger)
$1.50/2 Sunny D Products
$1/2 Sweet Baby Rays
$1/3 Dole Canned Fruits
$0.75/1Simply Potatoes Product
$1/2 Kens Steakhouse Dressings or Marinades

http://coupons2.smartsource.com/smartsource/index.jsp?Link=WEEBM...
Printable Coupon Deals
g: 0 Posted By: Ayla
Views: 804 Replies: 2 .


Several Types Of Half Face & Neck Ski Mask, Neck warmers at Amazon



I have changed the post for they certainly are cheaper at Amazon, so here are those prices for now.

Bear in mind that Amazon will up the price, and add shipping when they feel like it.

Right now, there is NO shipping costs on any of them, but that will change after the first 10 or so that are sold.

First to get their order in, before shipping charges, will get them for the cheapest price.





http://www.amazon.com/dp/B005N3ASPG/ref=nosim/?ascsubtag=FWc4q5v...

Price: $1.39


~~~~~~~~~~~~~~~


http://www.amazon.com/dp/B006IL02OY/ref=nosim/?ascsubtag=FWc4q5y...

Price: $1.35


~~~~~~~~~~~~~~~~


http://www.amazon.com/dp/B006R2XGCE/ref=nosim/?ascsubtag=FWc4q60...


Price: $1.67


~~~~~~~~~~~~~~~~~


http://www.amazon.com/Neoprene-Thermal-Fishing-Country-Hunting/d...


Price: $1.49


http://www.amazon.com/World-Pride-Face-Snowboard-Motorcycle/dp/B...


Price: $1.35


~~~~~~~~~~~~~~~~~


http://www.amazon.com/Warmer-Snood-Beanie-Scarf-Sport/dp/B007N0S...


Price: $1.11


~~~~~~~~~~~~~~~~~


http://www.amazon.com/Stretchable-Tubular-Skull-Motorcycle-Snowb...


Price: $2.17


~~~~~~~~~~~~~~~~~~


http://www.amazon.com/niceEshop-Neoprene-Fleece-Snowboard-Motorc...


Price: $1.99

Clothing Deals

NoMoreRack Coupons
g: 0 Posted By: Ayla
Views: 226 Replies: 1 .


3-Pack: Neoprene Winter Ski Masks - $18.00 at NoMoreRack or $14.49 at eBay




http://www.nomorerack.com/daily_deals/view/680614




$16.00 Our Price

$40.00 Retail



$2.00 Shipping


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

http://www.ebay.com/itm/3-X-NEOPRENE-HALF-FACE-SKI-MASK-Motorcyc...


$14.49


Clothing Deals

NoMoreRack Coupons
Some quality powerful pliers at 60-65% off at Lowes
Added on : Tuesday October 29th 2013 04:00:04 PM
g: 0 Posted By: argentum
Views: 171 Replies: 0 I was in market for some power pliers recently and found these 2 very nice sets at a steal price:
Kobalt Locking Pliers 3PC Set 6.99 (from 19.98) (very similar set onsale at 14.88 down from 19.98 at HD)
Kobalt Tongue and Groove Pliers 3PC Set 7.98 (from 19.98) (very similar set goes at 24.99 at HD)

If you see high price for your zip code, do not give up, check the next store.
2 out of 3 stores near me have these clearance price while one shows original.

There is another pliers set also half price that you may consider, I do not know what is special about it though:
Kobalt 2PC Magnum Grip Pliers 9.99 (down from 19.98)


Tools Deals

Lowe's Coupons
g: -1 Posted By: bestbuy1115
Views: 171 Replies: 0 i got this message in my email account:

"Dear Sirs,Alan Stone & Company, LLC and Pro-Cell Energy Inc. invite you to be our guest: SCIF Investment Forum Luncheon on Thursday October 31st in Newport Beach, CA. See Agendas below. (Scroll Down for Schedule of Companies Presenting) See Flyer attached and http://www.southerncaliforniainvestmentforum.com/for more details.COMPANIES PRESENTING (alphabetical order): Nanoviricides, Inc. http://nanoviricides.com/Pro-Cell Energy, Inc. (private) Targeted Medical Pharma, Inchttp://www.ptlcentral.com/AGENDAS:Newport Beach SCIF Investor Forum (Half Day)Thursday, October 31, 2013 at The Pacific Club4110 MacArthur Blvd. Newport Beach, CA 92660Click on http://www.pacificclub.org/ for address and venue11:30 AM - 12:00 PM: Registration12:00 PM - 1:30 PM: Luncheon1:00 PM - 3:00 PM: Corporate Presentations3:00 PM - 4:00 PM: Networking with Investors and CEOs. Good Time Beverages, one of our sponsors, will be giving away specially packaged cocktails to all of our guests.) The Pro-Cell Energy, Inc. management team will be in the meeting to see you.Richard LoVice-President"
Services Deals
g: 0 Posted By: remick
Views: 80 Replies: 0 http://hpb.com/blackfriday/
Limited Eligibility Deals
g: 0 Posted By: UAIron
Views: 138 Replies: 2 I am writing this on behalf of my parents with the hope that someone here can offer some insight into avenues of recourse for this situation.Background:My parents purchased and are now remodeling a home in Southern California. It is not their primary place of residence. The remodel is pretty significant; one full standing remaining wall on one side and a portion of the framing supporting the second story including floor of second story. The foundation remains. The remodel is the point where the framing is up and plumbing is going in, then next electrical and low voltage wiring.

A City inspector has frequented the site on occasion and has not raised any concern until recently. The City inspector told the contractor that since this wasnt a remodel, it was a rebuild he was going to require that a sprinkler system be put in the house. This specific verbiage is very important, because any supporting documents that the inspector has provided have not in any way mentioned the word rebuild. In fact, on the supporting documents he has provided, only two distinctions are made: New and Remodel. This certainly isnt a new construction by classic definition of new, which means that it falls into the other category of remodel. The supporting documents indicate that if the construction is new it requires a sprinkler system but if it is a remodel it does not require a sprinkler system. I have included a snapshot of the document to which Im referring to. And I have also linked the county documents governing these issues.

My Father and his Contractor met with the inspector and the local Fire Chiefto further discuss this supposed requirement. The other City officials agreed with the Inspector in saying that sprinklers are mandatory with the construction. The other city officials agreed to have a third party look at the issue to come to some kind of consensus. The third party is the Board of Equalization, ironically enough.

While I dont believe my father is opposed to a sprinkler system, this has become a principle of fighting bureaucracy. Remodels are popular in this particular area as the majority of the homes were built in the 1970s. When talking with neighbors who have recently remodeled, it was found that they were not required to put in sprinkler systems. It was also discovered that this particular City inspector is notorious for causing little issues like this.

My father and I believe that by agreeing to something like putting a sprinkler system that a reference is made that this is in fact *not* a remodel, but something different. This could have implications on the property tax structure and in California these are very serious implications.

I would like to say this is a slam dunk case; that is, the City officials have NO CASE according to the documentation they have provided but the other issue here is that neither remodel or new construction is defined in the documentation. I think by deduction we could conclude this is not a new construction though. The fact that the inspector came up with his definition of what the construction is by calling it a rebuild and not having this definition supported on any of the governing documents is troubling. The fact that group of city workers unanimously agreed to the inspectors judgements and is going to bring in another government entity to get a third party ruling is also troubling.

Construction has been at a stand still while this issue is being figured out. I wanted to pose this to the fatwallet community before moving one direction to get input from people who may have experienced similar situations or know something about the real estate and construction law before seeking legal representation.
Personal Finance Deals
BLACK FRIDAY EARLY BIRD SPECIAL at Half Priced Books
Added on : Monday October 28th 2013 12:00:05 PM
g: 0 Posted By: Ayla
Views: 214 Replies: 0 BLACK FRIDAY EARLY BIRD SPECIAL at Half Priced Books
Books & Magazines Deals
Head of household and moving in with GF
Added on : Monday October 28th 2013 09:00:21 AM
g: 0 Posted By: MacKenzieIII
Views: 0 Replies: 0 Okay so I know this is probably a question for a CPA question but I figured I would start here and go from there. Also as background we live in CA and both earn in the 70-90k range.

So the situation is for my gf and I in2012 was that weboth claimed head of household for ourrespective children from previous marriages. And in 2012didn't live together so very cut and dry.

In 2013 she moved into my house, so baring any other changes would this mean that we could not both be Head of household in 2013? I understand the the IRS wording for "more than half the cost of maintaining the residence" but I also understand it is somewhat of a gray area depending on how integrated your "households" are. And in 2013 I would say there are areas where we honestly acted as a single family and areas where things are still seperate. So in moving in together did one of us just loose out HOH status? Oddly as she has full custody of her child and I have only 50/50 of mine does that mean she will never be able to claim HOH for her daughter since I own the house? In odd years my ex gets to claim my daughter so would that mean that no one could be head of household in 2013?

Going forward in 2014 assuming one of us claims HOH and the other just takes the standard single deduction is there any concern with the IRS deciding that we are living like we are married and should be taxed at the higher (in our case) rate of a married couple just due to having fully combined the familiy?
Hertz - Save 50% on your rental - 24 hours only
Added on : Monday October 28th 2013 08:00:16 AM
g: 3 Posted By: easycom
Views: 364 Replies: 1 Just got an email from Hertz with one of the best offers I've seen lately. It's only valid for 24 hours so give it a shot to see if it works for you. Here are the details:

1. Go to https://www.hertz.com/rentacar/reservation/
2. Click the checkbox that says Enter a Discount or Promo Code
3. Enter code 194036 in the Promotional Coupon (PC) box

Book your Leisure Rental with code #194036 and get half off Economy through Full-size cars and Small SUVs. Reservations must be made in the next 24 hours (Sunday, 10/27/13, through 12:00 PM on Monday, 10/28/13). Including a CDP number in the reservation will not offer further discounts. All other benefits associated with CDP number will apply. Offer valid for reservations booked October 27, and 28, 2013 for vehicle pickup from October 27 through November 15, 2013. Promotion Code must be provided at time of reservation or offer is void. Advance reservations required. Blackout periods may apply. Subject to availability, this offer is redeemable at participating Hertz locations in the U.S, and Canada (excluding NY Metro, Florida and Phoenix, AZ) on economy through Full-size cars and small SUVs. This offer has no cash value, may not be used with Pre-pay Rates, Tour Rates or Insurance Replacement Rates and cannot be combined with any other certificate, voucher, offer or promotion. Modifying your reservation may result in a change in your rate and/or invalidate this offer. Hertz age, driver, credit and qualifying rate restrictions for the renting location apply. Taxes, tax reimbursement, age differential charges, fees and optional service charges, such as refueling, are not included. Discounts apply to time and mileage charges only. Discounts in local currency on redemption.
Car Rental Deals Deals

Hertz Coupons
Experience with PenFed competency?
Added on : Monday October 28th 2013 07:00:13 AM
g: 0 Posted By: BenH
Views: 0 Replies: 0 Just curious to those of you who have used PenFed for any banking needs. I opened up an account with them about 2 months ago. I'm not really considering using them for my main financial institution, but wanted to become a member to take advantage of any mortgage/credit offers that I might need in the future.

The whole experience has been a little wonky. In establishing accounts they have mis-routed my paperwork causing delays in checking account opening, requested information multiple times, etc.
Additionally, they are telling me that our debit cards (my wife has joint ownership) have to use the *same* PIN. We must have like half a dozen joint accounts with other Financial Institutions (including CUs) and never before have I heard that you can't have different PINs on each account owner's card.

Anyway - this is all most minor inconvenient things - nothing drastic, but my gut feeling is that they aren't very professional in their dealings (my feeling from interacting with them) and don't seem to be "up-to-date."
I'm just concerned in putting more faith into other products if/when I need them.

I know they offer good rates - and maybe that is enough to make up for these inadequacies.

Wanted to know if my experiences are isolated, or if others have the same feelings about their service.

thanks.
Delta Int Ticket Cancelation Refund Help
Added on : Sunday October 27th 2013 01:00:09 PM
g: 0 Posted By: russum
Views: 0 Replies: 0 Friends of mine purchased 2 round trip Delta tickets from Moscow to JFK back in August via a third party website which costed about $1,000.
They did not have visas to come to US and not until last week they applied for one and got rejected.

They will reapply again sometime in November, but their Delta flight is on Nov. 3rd.

I contacted Delta on their behalf and was told that "ticket was issued using a discounted nonrefundable fare. Therefore, a refund would not be due". They did offer to pay "Administrative Service Charge" to apply the value of the ticketstowards the purchase of a new ticket while the current tickets are valid but the problem is they won't be able to come up with new dates until their next embassy appointment (mid November).

What are their options to (best case) get all money back or minimize their loss?

Thank you!
Vitamix Dry Blade Blending Container w/ Recipe Book $60 at QVC
Added on : Sunday October 27th 2013 09:00:02 AM
g: 1 Posted By: Gr1m
Views: 2 Replies: 0 Ripped from SD. Title says it all. Expensive, but half the common retail price!
QVC

$50.00 +7.97 SH +tax

compare at Amazon

Don't forget FatCash or use 5% Shop Discover.
g: 0 Posted By: Ayla
Views: 241 Replies: 0 .

TODAY ONLY: 2-Pack: Invisible Adhesive Silicone Strapless Bras - $14.99 at 1 Sale




2-Pack: Invisible Adhesive Silicone Strapless Bras Choice of Full or Half Coverage Wear up to 100 Times!




http://1sale.com/fashion/women-s-apparel-accessories/2pk-straple...



Sale Price: $14.99


List Price: $80.00


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


Bundle Monster 3pc Invisible Adhesive Strapless Breast Bra Pad


http://www.amazon.com/Freebra-set-Backless-Strapless-Invisible/d...


Price: $9.99 - $10.99


Shipping: $5.48


Clothing Deals

1Sale.com Coupons
g: 9 Posted By: remick
Views: 2361 Replies: 0 http://www.amazon.com/REALLY-SIMPLE-SMOKING-CURING-HOW-TO-ebook/dp/B00FBFRVW4

Print Length: 505 pages

Like gourmet smoked and salt-cured foods? Parma hams? Cold-smoked salmon? Pancetta and other "real" bacons? Spare ribs and brisket?
Want to make them at home? With all the taste, authentic flavour and trimmings of the store-bought items, but at a fraction of the cost?
Everything you need is right here. Equipment, tools, accessories and recipes, and a whole range of new techniques and methods to home-smoke, bbq and dry cure delicacies like prosciutto hams, cured bacons, salmon, spare ribs, biltong, jerky, brisket to name just a few!
Over 500 pages, generously illustrated, and written in simple language, "Really Simple Cold Smoking, BBQ and Salt Curing at Home" is actually three books in one at a price that would be a bargain for just one of them!
In this definitive book you'll discover
- the little known secrets of the pros for making up your own rubs, pastes, marinades, mops, bastes and sauces;
- the unique characteristics of different woods and fuels used in the food smoking process, and which are best for different applications;
- a range of smoked foods which could, for many readers, represent new and exciting food territory; foods like smoked and salt-cured fruit, nuts, dairy products (cheeses and butters), molluscs and other seafoods which are quite simply delicious!;
- how simple, and how comfortably within the capabilities of most people deli-style cold-smoking, or dry-curing really is!;
- survival secrets of "emergency" food smoking for hikers, campers, hunters, fishermen and survivalists, who would like, while still in the wild, to smoke any bounty collected from the outdoors, but who frequently don't have access to conventional (or any!) smoking equipment to do so;
- how-to build your own food smoking and dry-curing equipment at home partly as a low-cost alternative to the (undoubtedly excellent, but often fairly expensive) commercial equivalents, and partly for the good, warm feeling of accomplishment it brings!; and
- Illustrated charts showing the major cuts of meat from each of the main animal groups pork, beef, lamb and venison.... and the list goes on!
Readers of How-To Instructional books (like this one) fall somewhere between two extremes. At one extreme are those who want to know "Why?" before they learn "How?" At the other extreme are those who simply want a clear-cut set of instructions.
The publishers in this book unravel the Gordian knot and satisfy both classes of reader by covering both the "Why" and the "How" in the first half of the book, while limiting the second half to just the "How".
Whatever your current level of expertise and skill, there'll be something in this book to expand and enrich it. Get it now!
Books & Magazines Deals
Half off Melbourne, FL Air Show Tickets!
Added on : Friday October 25th 2013 06:00:07 AM
g: 0 Posted By: TomPtz
Views: 146 Replies: 0 $6.00
http://odealsdaily.com/todays-deal.php?positionID=716 Value: $12.00 Discount: 50% You Save: $6

Highlights:

=9ptHere's your chance for great family fun in the Space Coast- single ticket at half off for $6 (normally $12)!
=9ptBrevard County will host a waterfront aviation event for the 5th consecutive year when the Melbourne Air & Space Show debuts Saturday, November 2, 2013 over the oceanfront centered at Paradise Beach Park.
=9ptAn all-star, all-civilian line up will be headlined by Black Diamond Jet Team and feature some of the nation's top air show performers.


Fine Print:

=9ptGood for Saturday admission to the General Admission" Viewing Beach Area, Saturday Nov 2, 2013.
=9ptTickets are non-refundable.
=9ptParking not included.
=9ptKids 5 and under are free.
=9ptNo cash value.
=9ptRain date valid on NOV 3, 2013.
=9ptOne certificate per visit.
=9ptRAIN OR SHINE EVENT.

Company Info:
http://odealsdaily.us4.list-manage.com/track/click?u=2a71b1624f056444a41b2b2e4&id=73ea360c1f&e=4ed2be7b42
Paradise Beach Park 113 Paradise Beach Blvd
Melbourne, FL 32903
877-301-8499
Complete Details:Here's your chance for great family fun in the Space Coast- single ticket at half price for $6 (normally $12)! Brevard County will host a waterfront aviation event for the 5th consecutive year when the Melbourne Air & Space Show debuts Saturday, November 2, 2013 over the oceanfront centered at Paradise Beach Park. TheBlack Diamond Jet Team will headline the 2013 Air & Space Show featuring a diverse lineup of some of the nation's top civilian pilots and performers. The line up will include a special flight of the Embraer Phenom 100, assembled and built locally at Melbourne International Airport, to honor the local team of engineers and professionals at Embraer's only North American assembly facility.Thousands of spectators enjoy the Air & Space Show from inside the 'Aerial Stadium' in the General Admission Viewing area around Show Center. Join them in experiencing the event from near the "aerial 50 yard line." The professional sound and narration broadcast of the event will only available in this area and you'll enjoy the convenience of food, beverages, beer and restrooms just steps away in Paradise Beach Park. Experienced air show spectators purchase reserved parking in advance to avoid the hassle of finding a place to park the day of the event. You even get a 15% discount off parking when you purchase tickets!GRAB THIS DEAL WHILE YOU CAN.http://odealsdaily.us4.list-manage2.com/track/click?u=2a71b1624f056444a41b2b2e4&id=dcf53b0bc7&e=4ed2be7b42

Restaurants & Entertainment Deals
Any advice for getting healthcare if you can't afford it?
Added on : Thursday October 24th 2013 04:00:07 PM
g: 0 Posted By: mxmaniac
Views: 161 Replies: 4 I'm in a tough spot right now, in need of healthcare and treatment for some medical problems. I make too little to afford care, yet too much to qualify for any help. I know I'm not the only person like this, there are tons of people who live paycheck to paycheck.

Heres a brief summary of my situation. I was a successful and healthy construction worker, things were looking good. All of a sudden I'm hit with multiple health problems, thought they were minor but didn't realize how bad they were till it was too late. I could no longer work my regular job due to the health issues, and I found a lighter duty construction job which only paid half what I was making (with opportunity for increase). Just barely enough to squeak by and live paycheck to paycheck. I got minimal treatment but couldn't continue because the copays/patient responsibility was thousands of dollars, which I couldn't afford living paycheck to paycheck. My conditions got worse, and I lost my job and now can't work construction at all because my body in its current state can't take it, and I'm having tons of trouble finding any decent job/career I can live off of, with no college and a construction background. Right now my unemployment so small, that it is roughly the same as my mortgage. I'm selling things and using minimal savings just to pay the day to day food/utilities, I'll be out of things to sell very shortly. Yet the minimal unemployment which does not even pay the bills, is above the poverty level, and overall considered too high of income for any sort of low income medical help, or any sliding scale places. The obamacare is a joke, $300 a month for a plan with a $8000 deductable, how is a paycheck to paycheck person supposed to afford that? I am not willing to default on my mortgage or loose my home, it is the most important thing I have, and is the only sort of retirement savings I have. I really just need to get the proper medical treatment so that I can go back to work my former construction job, but with the ridiculous costs of healthcare, often thousands for simple little things, I don't have the money for it. I just can't believe, all my life I've been working hard, and paying money so that those too lazy to work can have their healthcare paid for, but the time I reach a rough patch I seem to be screwed.

Anyways, does anyone have advice or ideas to help? Even if they are somewhat radical like maybe going up to canada or another country long enough to get treatment (don't know if you can even do this).





Personal Finance Deals
g: 0 Posted By: archena
Views: 115 Replies: 0 Sodas are only available in the Atlanta, GA and Austin, TX locations for now.

Austin offer here
https://www.google.com/offers/savable/mc/5DF43IEN3MZUW-SBOCT18AUST

Atlanta offer here
https://www.google.com/offers/savable/mc/5DF43IEN3MZUW-SBOCT18ATL

Details
Get half-off any size, any flavor Handcrafted Sodas (Spiced Root Beer, Golden Ginger Ale or Lemon Ale) at participating Starbucks stores in the Atlanta area.

Terms
Expires 10/30/13. Get half off the retail price of one Handcrafted Sodas (Spiced Root Beer, Golden Ginger Ale or Lemon Ale) any size at participating Starbucks stores in the Atlanta area. Limit one per person while supplies last. Cash value .01 cent. Void where prohibited. Cannot be combined with other offers or discounts. Not valid if reproduced, transferred or sold.

Additional Terms

No cash value unless otherwise indicated in these terms. Google does not make any warranty in relation to the offers, including without limitation their validity and/or value. Google is not a party to any transaction that the advertiser and user may enter into.
Restaurants & Entertainment Deals
Corp-To-Corp vs 1099 and Unemployment Tax Issues
Added on : Wednesday October 23rd 2013 10:00:10 AM
g: 0 Posted By: robronson
Views: 1 Replies: 0 I've recently started in the traveling IT consulting space. I want to avoid working as a W2 of an employer directly for several reasons:

1) No children, no family, so "Cadillac" health plans are wasted compensation.

2) I intend to max out retirement plans as much as possible. Many more options if not W2ed.

3) Opportunities to deduct several purchases such as new phones, laptops, etc. For my personal life I run a dirt-cheap crappy prepaid phone at 10 cents a minute. If I get a W2 job, they'll expect me to buy my own cell phone and pay for my own minutes, but I can't deduct that. As a 1099, I can buy a new phone, new phone plan, keep my existing 10cents a minute plan for personal use, and deduct the new phone/plan 100%.

I was dead set on 1099 until I learned about Corp-to-Corp, which seems like some staffing firms require that I would use in stead of a 1099. I've done some research on Corp-to-Corp but most of it seems to be tailored to the non-Fatwallet crowd who gives the federal government an interest free loan each year and is excited at tax return time to get "free money." Thus, I am proposing the question here about Corp-to-Corps because I imagine there's some high level operators doing some nifty things with them.

I do have a few specific questions and would like to open the floor to general comments on pros/cons.

1) If I'm the only person working through this corp, does it matter if I use S-Corp versus LLC?

2) Does my corp hire me as a W2 of the corp, or contract me as a 1099 of the corp, or is either allowed?

3) Are 1099s exempt from unemployment taxes (and subsequently, benefits if eligible?)

4) How does unemployment work on a corp-to-corp if I'm the sole W2 employee of my corp? From my research it appears I'll be on the hook for around $500 per year for state/federal UI insurance, at least for the first 2.5 years and then it may get cut in half or so. I ran the numbers on UI insurance, and assuming I was legally able to decide on W2 versus 1099 within my Corp-to-Corp, it seems like UI insurance is a good deal for me for several reasons:

a) You're only taxed up to the first $7k or so of income, but the maximum benefits of UI are not realized until around $40k of income. Thus, unlike social security where you're negatively penalized for making too much with respect to the ratio of payout, with UI, you're unfairly compensated for being a high earner. Since the tax stops at $7k but the benefits run until $40k or so, then if you're making $40k+, you're getting more than your payout relative to someone earning less than $40k.

b) As the owner of my S-Corp, I could decide not to take on a new Corp-to-Corp contract and make my sole employee (myself) be unemployed. And thus I have more control over my own unemployment. This is probably borderline fraud, but that also means it's borderline legitimate. So suppose the market for what I do dies down, there's no requirement for my S-Corp to take on a crappy contract I don't want when I can just terminate my own W2 within the corp and collect 6 months of unemployment.

c) The possibility exists of future federal extensions of UI benefits. This is effectively free money with regard to the cost/benefit analysis of UI insurance. The possibility exists that you pay the exact same amount ($500 annually) but get double or triple the payout in the event of unemployment. From a pure economics perspective, that has some form of value.

In summary, let's discuss the pros/cons of 1099 versus Corp-To-Corp and details of how Corp-to-Corp can work. Either in general or pick one of my topics above to comment on.

Personal Finance Deals
g: 1 Posted By: remick
Views: 180 Replies: 0 http://www.amazon.com/Amazing-Grades-Improve-Learning-ebook/dp/B00FFJUG8C

5.0 out of 5 stars with 11 reviews

Learn study skills,test preparation and memory improvement in HALF the time! Use your learning style - read, listen or video chapters.
Use the learning and life skills in this book to raise your grades, test scores, get into and stay in the college of your dreams!
"If you've ever questioned your abilities in school, I can tell you for sure I was right there with you. Just a few short years ago, I felt like a failure - reading was actually painful for me and this made all my other subjects a real struggle. But today is a whole new story. I now have a Master s Degree and my Psy.D. degree in clinical psychology thanks to the strategies in this book. They literally changed my life!

--Kathryn Langley, M.A., Psy.D.

Amazing Grades is a worldwide goodwill book, the result of a year long work by 101 best-selling authors and experts to help students in grades 7-college raise their grades and test scores, in the fastest and most efficient way possible. Bonus chapter included by Nasha Fitter, Worldwide Lead of Education for Microsoft.

Topics include:
3 Learning styles and how to master study skills and test prepartion in your learning style
Study skills in every subject area
How to handle special learning challenges and differences
Life skills that you need to succeed
mp3 chapters and scan tags for videos related to the chapters
Totally Free Deals
Conklin Stylograph Mosaic Fountain Pen - $72.50 - 50% Off + Free Shipping
Added on : Wednesday October 23rd 2013 05:00:02 AM
g: 0 Posted By: viking88
Views: 23 Replies: 0 Pen Chalet has the Conklin Stylograph Mosaic Fountain Pen listed at half off, $72.50 plus Free Shipping.

Home & Garden Deals
Mountain House 10-Pack Premium Meal Assortment - $29.97 - Costco YMMV
Added on : Tuesday October 22nd 2013 04:00:08 PM
g: 0 Posted By: Gbcue
Views: 195 Replies: 0 Costco (at least in California, YMMV) is selling Mountain House 10-pack "Premium Meal Assortment" boxes for $29.97 (no tax), clearance priced! Great for your earthquake/emergency kits! Just add water.

Great deal, half off retail, essentially.

Box contains 10 entrees/25 servings:

2 Beef Stew
2 Lasagna with Meat Sauce
3 Chicken Teriyaki with Rice
3 Beef Stroganoff with Noodles

SIX year shelf life, although they'll probably last much longer.
Net weight of 47.7 oz.
In Santa Rosa, CA, they had 80+ left.
Food Deals
Ahnu Elkridge Mid Hikers 59.99 @ Cabelas
Added on : Tuesday October 22nd 2013 03:00:03 AM
g: 1 Posted By: Taddman822
Views: 201 Replies: 1
Regular Price:
$159.99
Sale Price:
$59.99

Coupon Code: 3TURKEY Free shipping no minimum Exclusions: must use Cabela's VISA
or Cabelas Gift Card (Thanks to Trickracen)

Ahnu Elkridge Mid Hikers




Numentum technology encourages natural foot biomechanics
Durable leather and nubuck uppers
Shock-dispersal plates prevent stone bruising in rough terrain


Designed to support hikes with up to a 40-lb. pack, but has a look and style great for the office. Numentum technology and nearly impervious EVA stability postings on medial and lateral sides provide neutral foot positions for improved balance. Durable leather and nubuck uppers sport eVent bootie linings for waterproof, breathable comfort. Extremely durable EVA midsoles boast optimal shock absorption. Integrated TPU shanks and arch supports provide torsional rigidity and midfoot support. Shock-dispersal plates in forefoot areas protect against stone bruising. Nonmarking, slip-resistant Outsoles have rock-biting grip and traction on varied surfaces. Imported.
Height: 5.5".
Average weight: 2.3 lbs./pair.
Men's sizes: 7-14 medium width. Half sizes to 12.
Color: Gunmetal.
Most sizes still available. Next best price found 79.83 at REI. Pretty good reviews at REI, Amazon and other sites.
http://www.cabelas.com/product/Ahnu-Elkridge-Mid-Hikers/1570361....
Shoes Deals

Cabela's Coupons
g: 0 Posted By: Trickracen
Views: 361 Replies: 0 Kershaw Half Ton Knife

Regular Price:$24.99Sale Price:$7.90
Coupon Code: 3TURKEY Free shipping no minimum Exclusions: must use Cabela's VISA
or Cabelas Gift Card

The short, 8CR13MoV stainless steel blade boasts exceptional edge retention and a durable satin finish for long-wearing durability. The glass-filled nylon handle boasts super-gripping Santoprene inserts for a sure, secure grip. Comes complete with a patented Wrench Clip (a pocket clip shaped like a mini-wrench).
Blade length:=12px2-1/2".
Overall length:=12px6-1/8".
Closed length:=12px3-5/8".
Weight:=12px3.2 oz.
Sports & Outdoors Deals

Cabela's Coupons
Should I pay off mom's credit card?
Added on : Monday October 21st 2013 06:00:17 AM
g: 0 Posted By: Marsavings
Views: 78 Replies: 3 My dad died in 2005. I am an only child and live 2 hours away. He had always handled all of the money in the family, so I was concerned about how my mother would deal with it. He left a couple of small life insurance policies (one thru MetLife and one thru his former employer where he retired at age 57 in 1985). She gets a small pension payment (half of the pension he used to receive when he was alive) from his former employer, along with SS. When my dad died I paid for the cremation myself and I also paid the remainder of their car loan off for my mom so she wouldn't have that to worry about. I believe she has spent all of the life insurance monies except a small amount (less than $2000) that is left in one account. She does not want to spend that money - I don't know if it's an emotional attachment to my dad, or if it's the security of having that money available. She claims it's because it earns a higher interest rate (maybe 6%??). After my dad died she opened a checking account (my dad didn't believe in checking accts or cc's - he paid for everything in cash unless he needed a car loan, etc.) as well as a Chase Freedom card that got 5% CashBack on Gas/Groceries/DrugStores at the time. They have since changed that program so the categories are revolving every quarter. I told my mom at that time the the only way she should get this credit card is if she pays it off in full every month. Otherwise the interest charges will eat up any CashBack she might get. She also has a Discover card that she uses (supposedly) just for her medication that she has to buy thru mail order. Over the years she has bought several things that I did not agree with, but when I said anything, she would say "I needed it" or "I've never had xxxx, I deserve it", etc. Examples are new carpeting, new linoleum in the kitchen/bath, new toilet, new stove, new bedroom suite, new couch. Some - like the toilet - were a necessity. But others like the flooring and furniture were just "I want it, I deserve it" situations. For about the past year she has made casual comments to me such as "I want to get that credit card paid down," etc. But I never asked, as I didn't want to butt in. If I made a comment about something she had purchased, she would get defensive and justify it. I figured if she needed help she would ask for it.

This weekend she called and asked for my opinion. She wanted to know what I thought of taking out a loan at the bank to pay off the credit card. She said the bank has 12 months interest-free and she would pay it off in that year. I kept telling her that didn't sound right as I've never heard of a bank that doesn't charge interest...credit card companies - yes. Stores - yes, 12 months interest-free. But never banks for a loan. I asked her how much is her credit card bill, that this "loan" would be for? She said about $5,000 (I was actually afraid it would be more, but still a daunting amount). So this morning I called my local brach of that same bank for clarification. I was told they have a bank CREDIT CARD with a balance transfer deal of 12 months interest free. But not loans. So I don't know if my mom realizes it or not, but she is looking at getting yet ANOTHER credit card to pay off the Chase with a balance transfer, etc.

I think at the very least, she should take the remaining money in that life insurance account and pay down her cc bill to at least reduce it. But she doesn't want to. But it makes no sense to earn some small amount of interest on a small remaining balance of life insurance money, when you have $5K in cc debt that is probably accruing close to 30% interest every month! And maybe then contact Chase and see if they will settle the account for a less amount. I know she would take a hit to her credit for doing that, but she probably doesn't have that high of a credit score to begin with anyway. She told me that her minimum payments to Chase are $150/month right now.

And to top it all off, I asked her if she'd ever cashed in any of her CashBack rebates from the Chase card, and she said no. !!! So for 7-8 years she has never contacted Chase to get any of her CashBack sent to her or credited from her bill. I don't for for sure, but I doubt ALL of the CashBack that she would have accrued during this time would still be available, as I know most of the time the points or CashBack rewards expire after a certain period of time. But I told her to contact Chase using the 1-800 number on the statement, and askabout her CashBack rebates status. She might even have CashBack money available from Discover too. I don't know which Discover card she has.

We are in good financial shape - no kids, no car payments, mortgage paid off, pay our credit cards in full every month. I am wondering if I should let her "live and learn", or should I pay off her credit card in full for her so she doesn't have to worry about it anymore, and have her cancel the account so she can't continue to use it.

I just don't know if I should bail her out or not. She is 77 years old and this time since my dad died has been the first time in her life, I think, that she has had total control of her own money. I helped her out right after he died by paying off the car and the cremation costs, and tried to pound it into her head about paying off the cc's every month. At first I thought she was doing alright because she would take the checkbook to the bank to have the teller help her balance it every month, and she assured me when I would ask that she was paying off the credit cards every month. But then she started getting all this other credit from Lowe's, and the furniture store, as she purchased bigger items, and she knew how I felt about that.

I know it's hard for her living on such a small fixed income. Her mortgage is paid off, but she still has to pay the taxes and all of the monthly bills plus medication costs,and I know she's not rolling in dough. I just don't want her to repeat this all over again if I come to the rescue and pay it off.
Personal Finance Deals
g: 0 Posted By: NantucketSunrise
Views: 84 Replies: 0 A current"contest" by Life Extension is pretty good - it seems to be offering a similar type of thing as this"Hot Deal" offer offered in January 2013 -->http://www.fullofdeals.com/forums/hot-deals/1250278/

This is the current url to enter: https://mycart.lef.org/livebetter/register/

At the moment it's probably giving most (or all)people who enter the contest:
-a free half-year membership, a savings of $37.50
- free 6 month subscription to their monthly health magazine
- free shipping on one order
- a $25 product credit
.... not bad, when it's entirely for free!

Tonight I was looking for a free membership to Life Extension (there used to be a sign-up page for a 6-month free membership, and I finally found that online, but after I filled it in, it told me that it was no longer a valid offer), and I found the above Hot Deal from January 2013 and a month-old threadin the Contests forum, so I entered the contest tonight and I instantly "won" a 6 month free membership, free shipping on my first supplement purchase, a $25 product credit, and a chance to win $25,000 by calling a telephone number right away.

Well, I realized it was not so likely that I'd have won the $25,000, but the contest rules seemed okay and it was just a quick call, so I called the number expecting to get an automated system that would want me to press a few buttons on the phone, and instead a real guy answered immediately (like on the first ring) -- and he addressed me by my name right off the bat (without my telling him what my name is -- obviously he was reading it off his computer screen, from my telephone number). ...It was a little creepy, to be honest, and threw me for a moment.

He told me that unfortunately I was not the winner of the $25,000 prize. I wonder how often he has to say that to people - apparently constantly. What a job he's got.

Anyway, my point is that this contest probably has the same odds as the Hot Deal in January 2013 did -- a person who enters it is probably quite likely indeed to be offered a free half-year membership to the organization, a $25 coupon off their products,and free shipping of the first order. An annual membership there really does go for $75 at full price, so it's quite a substantial free offer, and I don't know how much shipping is for their products, but one instance of free shipping is probably worth at least $5 or $10 (of course, it would be of value to you only if you intend to use any of their services or buy any of their products, or will utilize the free monthly magazine that comes as part of the free membership.)

You can also enter this contest more than once, it says (once a day, I guess). It's a pretty quick and simple process to enter.

Also: their $25,000 prize hasn't been won yet, and that particular aspect of the contest is over Wednesday Oct. 23rd, so there are only a few days left!
(It's been going since May 30th, it says: http://fullofdeals.com/redirect/bounce.php?afsrc=1&mid=18045646&eurl=https%3A%2F%2Fmycart.lef.org%2FLiveBetter%2FCashPrizeRules.html%29&orig=forums.contests-and-sweepstakes

---
Note: I did ask the moderators if they could cross-post the month-old entry about this freebiefrom the Contests forum (http://www.fullofdeals.com/forums/contests-and-sweepstakes/1299376/), but the feeling was that the waytheoriginal post therewas written, itdescribedthe offerstrictly as a contest, so it would have been confusingto readers to directly cross-post that thread to another forum. Therefore, I'm making this new thread here, because I do think the current free offer (styled as a contest, but probably given to most, if not all, people who "enter")from Life Extensionis pretty substantial and might be worth something to some Fatwallet readers.The mods may delete this -I don't mind if they decide to do that.
Surveys & Rewards Deals
g: 3 Posted By: remick
Views: 229 Replies: 0 http://www.amazon.com/REALLY-SIMPLE-SMOKING-CURING-HOW-TO-ebook/dp/B00FBFRVW4

Print Length: 505 pages

Like gourmet smoked and salt-cured foods? Parma hams? Cold-smoked salmon? Pancetta and other "real" bacons? Spare ribs and brisket?
Want to make them at home? With all the taste, authentic flavour and trimmings of the store-bought items, but at a fraction of the cost?
Everything you need is right here. Equipment, tools, accessories and recipes, and a whole range of new techniques and methods to home-smoke, bbq and dry cure delicacies like prosciutto hams, cured bacons, salmon, spare ribs, biltong, jerky, brisket to name just a few!
Over 500 pages, generously illustrated, and written in simple language, "Really Simple Cold Smoking, BBQ and Salt Curing at Home" is actually three books in one at a price that would be a bargain for just one of them!
In this definitive book you'll discover
- the little known secrets of the pros for making up your own rubs, pastes, marinades, mops, bastes and sauces;
- the unique characteristics of different woods and fuels used in the food smoking process, and which are best for different applications;
- a range of smoked foods which could, for many readers, represent new and exciting food territory; foods like smoked and salt-cured fruit, nuts, dairy products (cheeses and butters), molluscs and other seafoods which are quite simply delicious!;
- how simple, and how comfortably within the capabilities of most people deli-style cold-smoking, or dry-curing really is!;
- survival secrets of "emergency" food smoking for hikers, campers, hunters, fishermen and survivalists, who would like, while still in the wild, to smoke any bounty collected from the outdoors, but who frequently don't have access to conventional (or any!) smoking equipment to do so;
- how-to build your own food smoking and dry-curing equipment at home partly as a low-cost alternative to the (undoubtedly excellent, but often fairly expensive) commercial equivalents, and partly for the good, warm feeling of accomplishment it brings!; and
- Illustrated charts showing the major cuts of meat from each of the main animal groups pork, beef, lamb and venison.... and the list goes on!
Readers of How-To Instructional books (like this one) fall somewhere between two extremes. At one extreme are those who want to know "Why?" before they learn "How?" At the other extreme are those who simply want a clear-cut set of instructions.
The publishers in this book unravel the Gordian knot and satisfy both classes of reader by covering both the "Why" and the "How" in the first half of the book, while limiting the second half to just the "How".
Whatever your current level of expertise and skill, there'll be something in this book to expand and enrich it. Get it now!
Books & Magazines Deals
g: 1 Posted By: remick
Views: 127 Replies: 0 http://www.amazon.com/REALLY-SIMPLE-SMOKING-CURING-HOW-TO-ebook/dp/B00FBFRVW4

Print Length: 505 pages

Like gourmet smoked and salt-cured foods? Parma hams? Cold-smoked salmon? Pancetta and other "real" bacons? Spare ribs and brisket?
Want to make them at home? With all the taste, authentic flavour and trimmings of the store-bought items, but at a fraction of the cost?
Everything you need is right here. Equipment, tools, accessories and recipes, and a whole range of new techniques and methods to home-smoke, bbq and dry cure delicacies like prosciutto hams, cured bacons, salmon, spare ribs, biltong, jerky, brisket to name just a few!
Over 500 pages, generously illustrated, and written in simple language, "Really Simple Cold Smoking, BBQ and Salt Curing at Home" is actually three books in one at a price that would be a bargain for just one of them!
In this definitive book you'll discover
- the little known secrets of the pros for making up your own rubs, pastes, marinades, mops, bastes and sauces;
- the unique characteristics of different woods and fuels used in the food smoking process, and which are best for different applications;
- a range of smoked foods which could, for many readers, represent new and exciting food territory; foods like smoked and salt-cured fruit, nuts, dairy products (cheeses and butters), molluscs and other seafoods which are quite simply delicious!;
- how simple, and how comfortably within the capabilities of most people deli-style cold-smoking, or dry-curing really is!;
- survival secrets of "emergency" food smoking for hikers, campers, hunters, fishermen and survivalists, who would like, while still in the wild, to smoke any bounty collected from the outdoors, but who frequently don't have access to conventional (or any!) smoking equipment to do so;
- how-to build your own food smoking and dry-curing equipment at home partly as a low-cost alternative to the (undoubtedly excellent, but often fairly expensive) commercial equivalents, and partly for the good, warm feeling of accomplishment it brings!; and
- Illustrated charts showing the major cuts of meat from each of the main animal groups pork, beef, lamb and venison.... and the list goes on!
Readers of How-To Instructional books (like this one) fall somewhere between two extremes. At one extreme are those who want to know "Why?" before they learn "How?" At the other extreme are those who simply want a clear-cut set of instructions.
The publishers in this book unravel the Gordian knot and satisfy both classes of reader by covering both the "Why" and the "How" in the first half of the book, while limiting the second half to just the "How".
Whatever your current level of expertise and skill, there'll be something in this book to expand and enrich it. Get it now!
Books & Magazines Deals
Tetra 3-Gallon Half Moon Aquarium with LED Bubbler $19.99 shipped @ Woot
Added on : Saturday October 19th 2013 08:00:06 PM
g: 0 Posted By: ctgolfer
Views: 242 Replies: 0 http://sellout.woot.com/offers/tetra-3-gallon-half-moon-aquarium...
Home & Garden Deals

woot! Coupons
g: -1 Posted By: denco
Views: 151 Replies: 0 3 movies for $30 - TCM SHOP - With code: 3FOR30 - plus shipping.

Shipping for 3 was $5.95 for me.

Choose from:

4 Film Favorites: John Wayne DVD
Wizard of Oz: 75th Anniversary DVD
The Magnificent Ambersons DVD
Arsenic and Old Lace DVD
The Wild Bunch Blu-ray
Bringing Up Baby DVD
4 Film Favorites: Dirty Harry Collection DVD
Lassie Come Home / Son Of Lassie / Courage Of Lassie (Triple Feature) DVD
Secret Life Of Walter Mitty DVD
4 Film Favorites: Steve McQueen DVD
Cincinnati Kid Blu-ray
Planes, Trains And Automobiles Blu-ray
Fracture Blu-ray
4 Film Favorites: Randolph Scott Collection DVD
The Big Parade DVD
My Blue Heaven / The Man With Two Brains (Double Feature) DVD
Father Of The Bride DVD
4 Film Favorites: Ocean's Collection DVD
The Hunchback Of Notre Dame DVD
Secondhand Lions Blu-ray
4 Film Favorites: Charlton Heston DVD
The Searchers Blu-ray
True Grit Blu-ray
The Philadelphia Story DVD
Twister: Special Edition DVD
Gigi DVD
Gunfight At The O.K. Corral / The Man Who Shot Liberty Valance DVD
The Postman Blu-ray
All The President's Men DVD
Dark City: Director's Cut Blu-ray
Mogambo DVD
4 Film Favorites: Harrison Ford DVD
4 Film Favorites: War Heroes DVD
"10" Blu-ray
4 Film Favorites: Blade Collection DVD
4 Film Favorites: Bruce Willis DVD
4 Film Favorites: Classic Holiday Collection, Vol. 1 DVD
4 Film Favorites: Classic Holiday Collection, Vol. 2 DVD
4 Film Favorites: Critters Collection DVD
4 Film Favorites: Epic Romances DVD
4 Film Favorites: Gene Kelly Collection DVD
4 Film Favorites: Leslie Nielsen DVD
4 Film Favorites: Michael Douglas DVD
4 Film Favorites: Robert Redford DVD
4 Film Favorites: Sci-Fi DVD
4 Film Favorites: Suspense Collection DVD
A Man For All Seasons DVD
A Perfect Murder / Murder By Numbers / Murder In The First (Triple Feature) DVD
A Streetcar Named Desire (1951) DVD
A Tale Of Cinderella DVD
A Talent for the Game DVD
American Beauty: Sapphire Series Blu-ray
American Girl DVD
An American In Paris DVD
Andersonville DVD
Auntie Mame DVD
Bank Robbery Collection DVD
Battle Of The Bulge Blu-ray
Being There Blu-ray
Being There: Deluxe Edition DVD
Blood Alley / Sea Chase (Double Feature) DVD
Bonnie And Clyde DVD
Breakfast At Tiffany's: 50th Anniversary Edition Blu-ray
Bullitt Blu-ray
Chariots Of Fire DVD
Clash Of The Titans DVD
Club Paradise DVD
Crossfire Trail DVD
Demolition Man Blu-ray
Destination Tokyo DVD
Doctor Zhivago: Deluxe Edition DVD
Dolphin Tale (Blu-ray + DVD + Digital Copy)
Driving Miss Daisy DVD
Easter Parade DVD
Elvis Four-Movie DVD Collection: Volume 1 DVD
Empire Of The Sun DVD
Every Which Way But Loose / Any Which Way You Can (Double Feature) Blu-ray
Executive Decision / Unlawful Entry (Double Feature) DVD
Eye for an Eye DVD
Fandango DVD
Fat Man & Little Boy DVD
Fire Down Below / Out For Justice / On Deadly Ground (Triple Feature) DVD
Flight of the Intruder DVD
Flipper / Flipper's New Adventure (Double Feature) DVD
Forth Worth / Colt 45 / Tall Man Riding (Triple Feature) DVD
Good Night, And Good Luck Blu-ray
Grand Prix Blu-ray
Greystoke: The Legend Of Tarzan DVD
Harry Potter & The Half-Blood Prince DVD
Harry Potter & The Order Of The Phoenix DVD
Harum Scarum / Speedway / Trouble With Girls (Triple Feature) DVD
Horrible Bosses: Totally Inappropriate Edition (Blu-ray + DVD + Digital Copy)
Hot Rods To Hell DVD
I Confess DVD
Ice Station Zebra DVD
Invictus DVD
Jeremiah Johnson / Mother Lode (Double Feature) DVD
John F. Kennedy: Years Of Lightning, Day Of Drums DVD
John Wayne Western Collection DVD
Kelly's Heroes / Where Eagles Dare (Double Feature) Blu-ray
King Of Kings DVD
Laurel And Hardy: Air Raid Wardens / Nothing But Trouble DVD
License To Wed Blu-ray
Lost In Space Blu-ray
Monte Walsh DVD
Murder In Mississippi DVD
Name Of The Rose Blu-ray
Network DVD
Objective, Burma! / Never So Few / Go For Broke (Triple Feature) DVD
Oh, God! DVD
Out Of Towners (1970) / Out Of Towners (1999) DVD
Pay It Forward DVD
Private Benjamin / Protocol (Double Feature) DVD
Purgatory DVD
Quo Vadis Blu-ray
Rio Bravo / The Searchers (Double Feature) DVD
Seven Brides For Seven Brothers DVD
Shaft / Shaft's Big Score! / Shaft In Africa (Triple Feature) DVD
Sleepers Blu-ray
Sleepers DVD
Space Cowboys Blu-ray
Spinout / Double Trouble (Double Feature) DVD
Stella Dallas DVD
Steve McQueen Collection DVD
Stroker Ace / Hooper / Sharky's Machine (Triple Feature) DVD
Sweeney Todd: The Demon Barber Of Fleet Street DVD
The American President / Dave (Double Feature) DVD
The Audrey Hepburn Collection DVD
The Bachelor (1999)/In Love And War DVD
The Big Stampede / Ride Him Cowboy / Haunted Gold (Triple Feature) DVD
The Color Purple DVD
The Four Feathers DVD
The Frisco Kid DVD
The Gathering / The Gathering II DVD
The Gathering DVD
The Great Ziegfeld DVD
The House On Haunted Hill Double Feature DVD
The Ice Pirates DVD
The Last Castle DVD
The Long Kiss Goodnight Blu-ray
The Man Behind The Gun / Thunder Over The Plains / Riding Shotgun (Triple Feature) DVD
The Marva Collins Story DVD
The Mummy Lives DVD
The Music Man (1962) DVD
The Outlaw Josey Wales (Digibook) Blu-ray
The Stooge DVD
The Wild Bunch: Director's Cut DVD
Twisted DVD
Under Siege Blu-ray
Valentine's Day Blu-ray
Who's Afraid Of Virginia Woolf? DVD
Year Of The Dragon DVD
You've Got Mail Blu-ray
Zodiac: Director's Cut Blu-ray

DVD Deals
Reported Hit and Run - Requesting Recorded Statement
Added on : Friday October 18th 2013 11:00:06 AM
g: 0 Posted By: Cashman
Views: 134 Replies: 3 About a month and a half ago, wife and I were getting back to our car in the Starbuck's parking lot. While I pulled out, I waited for an individual to back up and continue. These spots were all at angles and he was not aligned - so he hit the vehicle to the right of him. After this happened, he drove off.

I got the license plate number off of the individual that drove off and called the non-emergency number for the Sheriff's Office. They sent a unit out and found the hit vehicle and owner and filled a police report.

Now this week - I have State Farm calling me asking to give a recorded statement. After inquiring further with the rep, he told me he was the insurer of the individual that drove off. From my research, it doesn't seem like I am mandated to give any statement, but is there any recourse here?

I was doing a solid for the individual that got hit - didn't expect it to get this far. Thoughts?
Free Duck Tour Tickets in Boston - Friday 10/18 was $30+
Added on : Thursday October 17th 2013 07:00:05 PM
g: 0 Posted By: remick
Views: 126 Replies: 0 http://www.bostonducktours.com/santander.aspx

You've never toured Boston in anything that comes close to Boston Duck Tours. The fun begins as soon as you board your "DUCK," an authentic World War II amphibious landing vehicle, renovated for sightseeing.You'll cruise by all the places that make Boston the birthplace of freedom and a city of firsts! View such sights as the golden-domed State House to Bunker Hill and the TD Banknorth Garden, Boston Common and Copley Square to the Big Dig, Government Center to fashionable Newbury Street, Quincy Market to the Prudential Tower, and more.

The entire Boston Duck Tour fleet has been reserved on this day in order to give free Duck Tours all day! Reservations for October 18th cannot be made in advance. Tickets may only be obtained the morning of Friday, October 18th in person at any Boston Duck Tour ticket booth location - the Museum of Science, Prudential Center or New England Aquarium.

Ticket booths open at 8:30am and tours run every half hour, from 9am until an hour before sunset. Space is limited, and tickets are available on a first-come, first serve basis. We suggest you arrive early as tickets are expected to sell-out. Maximum of 6 tickets per person.
Restaurants & Entertainment Deals
g: 0 Posted By: remick
Views: 135 Replies: 0 http://www.amazon.com/Reluctant-Prophet-Novel-ebook/dp/B006T4Z3H6/

4.8 out of 5 stars with 81 reviews

At age forty-two, Allison Chamberlain is still making a half-hearted attempt to figure out what she wants to be when she grows up. Although she has been a pew-sitting member of a church for seven years, prophet has never been on the short list of possible careers.
Then one Sunday Allison senses a divine nudge to buy a Harley motorcycle and go wherever it takes her. Soon she is wondering if she is called to present the reality of Christ to one of societys darkest cornersand challenge her own church to look beyond their fears.
The first in a brave trilogy from seasoned author Nancy Rue, The Reluctant Prophet shows how one persons response to Gods call can change a community forever.
Books Deals

Amazon Coupons
2014 Planning (AOR #3) - Should I pay of 0% CC or BT + Invest?
Added on : Thursday October 17th 2013 05:00:07 AM
g: 0 Posted By: Muscle
Views: 91 Replies: 2 Hi all,

I'm starting to put together a gameplan for the next calendar year. Around the beginning of this year I did my AOR #2 with the following results:

$10k BT with no fee (Chase Slate) + card consolidation (2x Chase Freedom) for a total 0% APR CL of $15k
$200 Cash Back from Amex Blue + BoA 0% APR cards
~$100 more Cash Back from these cards based on spending

I have $3500 left that I can load up on my remaining 0% APR cards. The promotional period runs out between4/1/14 - 7/1/14, with the largest balance (around $15k) on 7/1/14. Once the cards are loaded I will have a total of about $25k in CC debt.

I doubt I'll be able to get any other no-fee balance transfers, so I need to decide if I want to pay off the balance on the staggered cards prior to the promo period running out or pay a 3% BT fee (will be around $750) for another 1-1.5 years of no interest.

So, what have you done with this $25k?

I've been investing into various mutual funds and have been fortunate enough to get a ~20% return on my money. I can pay off the balances, but why not keep the train rolling?

Also, I have a 2 tier emergency fund on top of this, so that's of no concern.

----

Game Plan Options:

1) Pay off: Do a new AOR in January, pay off staggered balances on old cards while loading up new cards.
Pros: no balance transfer fees to pay, peace of mind (arguable).
Cons: much lower ROI because despite the $750 BT fee I could make way more than that by investing the same balance again. I won't be able to invest any money for half the year.

2) BT: Do a new AOR in January and BT as much of the current balance as possible. Load up new cards (if there's anything left) while investing the rest.
Pros: higher ROI.
Cons: growing debt, $750 BT fee.

3) Hybrid: Do a new AOR in January, BT staggered amounts on cards that have the promo period running out earlier. Invest as much in the first half of the year as possible. Sell off some investments mid-year to either pay off remaining balances, do another AOR, or some combination based on offers at that point.
Pros: mid range ROI, lowering (but not eliminating) debt, lower BT fee.
Cons: mid range ROI.

---

What do you guys think?

I'm leaning towards #2, but may have to be somewhat flexible based on available offers (for instance I just got a 0% APR for 15 months BT offer to transfer $7k from Citi - I have some cards with them I don't use anymore - but they want to charge a 5% fee) because I'm not sure how high my new CL will be. I doubt I'd get $25k+ worth.

For the record, I could pay off all the balances now, but that would be silly, as I'd be selling off over $20k worth of investments that are bringing in healthy returns.

TIA




Personal Finance Deals
g: 0 Posted By: DaysFan
Views: 166 Replies: 0 http://sni.scholastic.com/
website
Every week Scholastic News brings teachers and students high-quality nonfiction on fascinating seasonal science and social studies themes. This engaging first-grade magazine has been specifically designed to help educators meet standards with a helpful Common Core toolkit and lesson plans, clear standards connections, and texts that increase in complexity as the year progresses.

link
Take a closer look at Scholastic News:

Exciting weekly nonfiction covers seasonal topics that connect directly to your science and social studies curriculums.
Common Core Tool Kits help you teach one "spotlight" standard with every issue. Tool Kits include a comprehensive lesson plan, challenging skills pages, and fun online activity.
High-quality nonfiction grows in complexity as the year progresses and your students become more proficient readers.
http://www.scholastic.com/sni expands and enhances the print magazine with digital editions, show-stopping videos, rigorous skills games, and printables.
BIG Issues and seasonal Easy Easel posters make it easy to share Scholastic News with your whole class!
Printed Teachers Guides for each issue feature comprehensive lesson plans and reproducible skills sheets.



Magazines Deals

Scholastic Store Coupons
g: 0 Posted By: archena
Views: 21 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

SS Thistlegorm - The True Story of the Red Sea's Greatest Shipwreck [Kindle Edition] was $6.99

John Kean (Author)

http://www.amazon.com/dp/B00ALCLAQK

5 Reviews ★★★★.5

Publication Date: December 8, 2012

#1 in Kindle Store > Kindle eBooks > History > Military > World War II

SS Thistlegorm The True Story of the Red Seas Greatest Shipwreck

This amazing book reads like a fictional thriller novel and leaves the reader feeling like theyve just watched an epic movie; however, all of the events and characters in this definitive title are real.

The all-new and fully updated true story of the Red Seas greatest shipwreck is revealed here in spectacular and colourful detail. This immense wealth of information spans over one hundred years from the origins of Thistle ships, the Merchant Navy, WW2, Jacques Cousteau and to present day scuba diving on the wreck. It silences, once and for all, the rumours and speculation surrounding this famous and mysterious diving site. In the last twenty years, SS Thistlegorm has attracted over half a million visitors and continues to be one of the biggest draws for a shipwreck anywhere in the world. It is more than a wreck; it is a living story with many characters and mysteries.

Packed full of never-seen-before photography, including recently discovered surface shots of Thistlegorm in World War Two, the book gives hair raising and living eye-witness accounts of the ships life before, during and after the bombing in 1941. These include exclusive interviews by award winning TV producer, Caroline Hawkins with survivors of the wreck in the 1990s during the making of the BBCs documentary, Thistlegorms Last Voyage.

The Thistle Ship Company, Merchant Navy crew, German attack pilots, Jacques Cousteau, Sinai Bedouins, veteran scuba divers, Egyptians, an Israeli pirate, residents of Sharm el Sheikh and a bomb disposal expert also have their amazing stories told mostly through firsthand eyewitness accounts about their associations with this famous wreck.

Featuring accounts and photography of actual dives to the wreck, this book also serves as an excellent tool for scuba divers and guides wishing to get the most out of a visit to Thistlegorm. So, sit back and enjoy the most comprehensive and revealing book ever written about the Red Seas Greatest Shipwreck.
Books & Magazines Deals
Both parents working from home: Things to consider?
Added on : Tuesday October 15th 2013 11:00:11 AM
g: 0 Posted By: ShaneM
Views: 23 Replies: 0 I spent some time searching FWF and the web, and only found random articles talking about how people have done it, or the social aspects of discipline, work/home separation, etc.

I work full time from home, in a dedicated office. I also travel about 10 weeks a year to another work location across the country - which I pay for. I've done what I can already to minimize those costs. I'm not self-employed so I do get full benefits.

My wife is about to also start working from home - half-time at first, likely ramping up to full time within 6-12 months. We have a one year old which we are looking to either send to day-care for 8-12 hours/week or have a nanny.

So far I have not deducted the home office, as it only amounts to 5% of our home SF, and my required travel to another location coupled with the typical red flag marker for an audit, has made me feel like the trade-off isn't worth it. However, I'm not opposed to doing this in the future.

Are there any things I should look into doing between now and next year - any long term strategies, any methods of asset restructuring, etc that would help me benefit?
ONE DAY ONLY: Black on Black Flipper Locking Knife - $14.97 at Yugster
Added on : Tuesday October 15th 2013 02:00:02 AM
g: 0 Posted By: Ayla
Views: 15 Replies: 0 ONE DAY ONLY: Black on Black Flipper Locking Knife - $14.97 at Yugster



http://www.yugster.com/todays-deals/sharp-or-shiny



Retail Price: $44.99

Price: $9.97

Shipping: $5.00



G-10 handle
Stainless steel half-serrated blade
Flipper
Thumbstud
Liners
Clip
Measures 5" closed, 8.75" open


Sports & Outdoors Deals
CLEVELAND CAVALIERS - 2 Free Basketball Tickets - Ends December 2013
Added on : Monday October 14th 2013 07:00:11 PM
g: 0 Posted By: BigBoyMichigan
Views: 93 Replies: 0 You can gettwo free Cleveland Cavaliers ticketsfor select November or December games. Use promo codeDRAFTand start thinking about next years team.
http://groups.theqarena.com/draftdonation

http://www.heyitsfree.net/2-free-cleveland-cavaliers-tickets/#disqus_thread

2013-14 Cavaliers - NBA Draft Party Offer11/4/2013 7:00 PM to 12/17/2013 7:00 PM
Quicken Loans Arena
One Center Court, Cleveland, OH 44115

Congratulations! You are eligible to receive up to two (2) complimentary tickets to one select Cleveland Cavaliers November/December game.

You can also get up to eight (8) additional tickets for a discounted rate!

Please note: Free tickets must be redeemed at the gate prior to the start of the second half. Go to any gate to redeem.


Children two years or older must have a ticket for admittance. Children under two must sit on a parent or guardian's lap.

Please be advised that any person exceeding the published ticket limit may have some or all their orders cancelled at the discretion of Quicken Loans Arena without notification. Multiple orders associated with the same name, account number, credit card, email and/or mailing address may be considered to be exceeding the ticket limit for this game.
Totally Free Deals
$4.60 to spend on Android apps in the Amazon app store
Added on : Monday October 14th 2013 06:00:04 PM
g: 0 Posted By: edjmakd
Views: 100 Replies: 0 When you Download each of these apps listed below youwill get you 20 FREE coins, which is worth $0.20. If you download them all of them youll have $4.60 to spend on Android apps in the Amazon app store.

Pocket Mine
Jackpot Slots Slot Machines
Despicable Me: Minion Rush
The Simpsons: Tapped Out (Kindle Tablet Edition)
Hill Climb Racing
Temple Run 2
Houzz Interior Design Ideas
Shooting Showdown
PicsArt Photo Studio
Jetpack Joyride
Accuweather
Laugh & LearnTM Wheres Puppys Nose? for Baby
Fun Run Multiplayer Race
SpongeBob Diner Dash
ZOMBIES ATE MY FRIENDS (Kindle Tablet Edition)
Guncrafter
Can You Escape
FIFA 14 by EA SPORTS (Kindle Tablet Edition)
Angry Gran Run
Pic Collage
Subway Surfers (Kindle Tablet Edition)
Facebook
Pinterest

Apps Deals

Amazon Coupons
Paula Victoria Twin-faced Sheepskin Classic Short Snow Boots $89.99 FS
Added on : Monday October 14th 2013 09:00:05 AM
g: -1 Posted By: tedhawkins
Views: 165 Replies: 1 Paula Victoria Twin-faced Sheepskin Classic Short Snow Boots $89.99 FS

http://www.amazon.com/Paula-Victoria-Twin-faced-Sheepskin-Classi...

Material: Twin-faced Sheepskin
Internal Material:Wool
Bootleg Height: Half Boots Heel Shape: Flat
Shoes Deals

Amazon Coupons
Brother MFC-J825dw $75.00 no rebate. frys in store only
Added on : Monday October 14th 2013 09:00:05 AM
g: 0 Posted By: jobk
Views: 215 Replies: 0 frys has the Brother MFC-J825dw for $74.50. while supplies last. Hard to find any more unchipped aio .in store only. that's about half off if you can still find them.
Printers & Ink Deals
Gold's Gym Ab Wheel @ Walmart - $6.65
Added on : Monday October 14th 2013 05:00:06 AM
g: 0 Posted By: erohrer
Views: 418 Replies: 0 Found a great Gold's Gym Ab Wheel! About half off the next best price! Good reviews as well!Gold's Gym Ab Wheel @ Walmart - $6.65
compare at $12.56
Free Shipping!  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Sports & Outdoors Deals

Walmart Coupons
g: 0 Posted By: AnAceBuyer
Views: 634 Replies: 4 Just in time for Thanksgiving!!! Been shopping, and units of this quality are RARELY below $500.

These two are both scored very, very highly at every site I've checked, including Lowes, Home Depot, Whirlpool, and Sears. I like the look: no controls visible on the front; they're hidden in the top lip of the door. Simply needs a little craftsmanship installing them to ensure screws in top mounting don't scratch the controls. NOTE: there are holes in the side where you can use screws instead of the top!

Through Tuesday only, 10/15 at Lowes.com (15 place setting capacity, too)

Deal 1: cheapest deal, great features, price, and ratings
linky1 (can get 1.5% FWBCB or 2.5% ebates CB, plus 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used: net $404!)
$449 price in card (vs $599 list) Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR
Item #: 362071 | Model #: WDT710PAYMWhirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR ($26/yr operating estimate)

The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher - uses nearly 1/2 the water and energy without compromising performance
Sani Rinse option sanitizes dishes by eliminating 99.999% of food soil bacteria, as certified by NSF International
AnyWare plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cycle to clean tough soils
The top rack wash option saves you time and energy by washing dishes in the top rack
Manually raise or lower the upper rack to better fit tall or odd-shaped items in either rack
Designed, engineered, and assembled in the USA


Deal 2:
If you "HAVE" to have the best, and a stainless tub, and quieter (51db vs 55db above)
linky2$539 price in cart(vs $799 "list")(can get 1.5% FWBCB or 2.5% ebates CB, plus 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used, net $489)
Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR($26/yr operating estimate)
Item #: 362073 | Model #: WDT790SLYM Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR

Lowe's exclusive feature - easily adjust the upper rack 2" up or down to fit larger items in either rack without sacrificing usable space
The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher uses nearly half the water and energy without compromising performance
The industry-exclusive Eco Dry option uses 70% less energy compared to using Heated Dry
AnyWare Plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cyce to clean tough soils
The Top Rack Wash option saves you time and energy by washing dishes in the top rack
Designed, engineered, and assembled in the USA


I bought both, for store pickup, and will decide after looking at them which to keep. Used my Amex Gold card, too, adding a 1-year warranty extension. Like the great price for the first one, BUT, the extra features on the second one probably are worth it.

Would welcome FatWallet community feedback!!

Appliance Deals

Lowe's Coupons
g: 0 Posted By: AnAceBuyer
Views: 509 Replies: 2 Just in time for Thanksgiving!!! Been shopping, and unit of this quality are RARELY below $500.

Through Tuesday only, 10/15 at Lowes.com (15 setting capacity, too?)

Cheapest deal, great features, price, and ratings
linky1 (can get 1.5% FWBCB or 2.5% ebates CB, plus 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used: net $404!)
$449 price in card (vs $599 list) Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR
Item #: 362071 | Model #: WDT710PAYMWhirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR ($26/yr operating estimate)

The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher - uses nearly 1/2 the water and energy without compromising performance
Sani Rinse option sanitizes dishes by eliminating 99.999% of food soil bacteria, as certified by NSF International
AnyWare plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cycle to clean tough soils
The top rack wash option saves you time and energy by washing dishes in the top rack
Manually raise or lower the upper rack to better fit tall or odd-shaped items in either rack
Designed, engineered, and assembled in the USA


Deal 2:
If you "HAVE" to have the best, and a stainless tub, and quieter (51db vs 55db above)
linky2$539 price in cart(vs $799 "list")(can get 1.5% FWBCB or 2.5% ebates CB, plus 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used, net $489)
Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR($26/yr operating estimate)
Item #: 362073 | Model #: WDT790SLYM Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR

Lowe's exclusive feature - easily adjust the upper rack 2" up or down to fit larger items in either rack without sacrificing usable space
The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher uses nearly half the water and energy without compromising performance
The industry-exclusive Eco Dry option uses 70% less energy compared to using Heated Dry
AnyWare Plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cyce to clean tough soils
The Top Rack Wash option saves you time and energy by washing dishes in the top rack
Designed, engineered, and assembled in the USA


I bought both, for store pickup, and will decide after looking at them which to keep. Used my Amex Gold card, too, adding a 1-year warranty extension. Like the great price for the first one, BUT, the extra features on the second one probably are worth it.

Would welcome FatWallet community feedback!!

Appliance Deals

Lowe's Coupons
g: 0 Posted By: AnAceBuyer
Views: 154 Replies: 0 Just in time for Thanksgiving!!! Been shopping, and unit of this quality are RARELY below $500.

Through Tuesday only, 10/15 at Lowes.com (15 setting capacity, too?)

Cheapest deal, great features, price, and ratings
linky1 (can get 1.5% FWBCB or 2.5% ebates CB, plue 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used: net $404!)
$449 price in card (vs $599 list) Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR
Item #: 362071 | Model #: WDT710PAYMWhirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR ($26/yr operating estimate)

The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher - uses nearly 1/2 the water and energy without compromising performance
Sani Rinse option sanitizes dishes by eliminating 99.999% of food soil bacteria, as certified by NSF International
AnyWare plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cycle to clean tough soils
The top rack wash option saves you time and energy by washing dishes in the top rack
Manually raise or lower the upper rack to better fit tall or odd-shaped items in either rack
Designed, engineered, and assembled in the USA


Deal 2:
If you "HAVE" to have the best, and a stainless tub, and quieter (51db vs 55db above)
$539 price in cart(vs $799 "list")linky2(can get 1.5% FWBCB or 2.5% ebates CB, plue 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used, net $489)
Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR($26/yr operating estimate)
Item #: 362073 | Model #: WDT790SLYMGold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR

Lowe's exclusive feature - easily adjust the upper rack 2" up or down to fit larger items in either rack without sacrificing usable space
The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher uses nearly half the water and energy without compromising performance
The industry-exclusive Eco Dry option uses 70% less energy compared to using Heated Dry
AnyWare Plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cyce to clean tough soils
The Top Rack Wash option saves you time and energy by washing dishes in the top rack
Designed, engineered, and assembled in the USA


I bought both, for store pickup, and will decide after looking at them which to keep. Used my Amex Gold card, too, adding a 1-year warranty extension. Like the great price for the first one, BUT, the extra features on the second one probably are worth it.

Would welcome FatWallet community feedback!!

Appliance Deals

Lowe's Coupons
g: 0 Posted By: tedhawkins
Views: 47 Replies: 0 Chicago Cutlery 8-piece Steakhouse Steak Knife Set $19.91 + $5.95 S/H ( Cheaper than the 4pc set) DOTW Cutleryandmore

http://www.cutleryandmore.com/chicago-cutlery/steakhouse-steak-k...

Set includes eight large-handled steak knives with 5-inch blades, 1-inch wide
Half serrated high-carbon stainless steel blades
Triple compression brass rivets hold the handles securely to the blade for added safety and stability
Classically designed solid walnut handles provide comfort and safety when cutting
Lifetime warranty, includes knife sheaths for convenient knife storage

The Chicago Cutlery Steakhouse Steak Knife Set is perfect for any steak lover. The high-carbon stainless steel blades resist stains and rust for lasting beauty. Triple compression brass rivets hold the handles securely to blade for safety and stability. Lifetime warranty, includes knife sheaths for convenient knife storage.
Home & Garden Deals
g: 0 Posted By: VivYip
Views: 144 Replies: 0 credit bradsdeals

Home Depot has this item for $399 with free shipping

Stanley STANLEY 3250-Watt 173cc 6.5 HP OHV Portable Generator with Bonus 25-Feet Heavy Duty Cord
Model # G3250S Internet # 202357451
Runs 2.5 hours at half load on only 0.66 gallons
Two 120 volt GFCI outlets and 25 ft. power cord allow connection of multiple items
66 dB for a quiet operation
173 cc, 4-stroke, OHV gasoline engine
2250 running Watts of continuous output with a surge/peak of 3250 Watts
Compact and light weight design for portability and storage
Dual non-slip handles
Commercial duty brushed stainless steel accents
No additional parts required.
Click on the More Info tab to download the specifications pdf to view the wattage requirement guide
MFG Model # : G3250S
MFG Part # : G3250S
It's designed to provide efficient power for camping, tailgating, and emergencies. It comes with a bonus 25' heavy duty cord.

Thank you for reading.
Home & Garden Deals

Home Depot Coupons
B&N 2 Leappad Ultras for $200.43 (+tax) OTD Today only
Added on : Saturday October 12th 2013 12:00:07 PM
g: 0 Posted By: boards5503
Views: 44 Replies: 0 $175.43 if you are already a member. Today only buy one get one half off on educational toys. Buy a membership in store for $25. Find a 20% off coupon: http://www.fullofdeals.com/forums/hot-deals/1304416/

The membership only saves you 2 bucks, but it's worht 10% off for a year.

In store for me.. maybe works online.
Toys Deals
Do Credit cards (i.e. AMEX) have retention departments?
Added on : Saturday October 12th 2013 10:00:07 AM
g: 0 Posted By: lemonhead
Views: 59 Replies: 0 I love how when you get a credit card, you can start off with a $20K limit, but when the balance starts to approach half that, they reduce your limit to well below half that.

Amex has reduced my credit limit twice to what I deem an unacceptable level at this point, and I think I'm going to pay it off and finally close my account - I was wondering if you call in to cancel - is there a special number that you can call that will possibly have them reverse their decision?
I don't need $20K on 1 card, however, I enjoyed having it in the event of an emergency....like the $7K in hospital bills I acquired just a couple months ago.

anyone got any tips, or should I just close it and be done with it?
Tutorials & How-Tos Deals
g: 0 Posted By: teddibear703
Views: 94 Replies: 0 Little Giant Megalite 17 foot Multipurpose ladder with wheels ( same as alta one) @ costco $139.99 B&M (149.99 online)Costco is running a special on their Little Giant Megalite 17foot ladder. I called Little Giant and asked them about this model since i couldn't find it anywhere and they said it is the same as the alta one( i think its the classic due to the wheels and weight rating), but rebadged as Megalite since the price discrepancy. This is a Costco only ladder. Folds into 24 different ladder settings.

B&M: $139.99
Online: $149.99

Features:
M17 Type 1A, 24 Ladders All In One Small Easy-to-Use Ladder System
Enjoy liftetime warranty through costco as well.
The Little Giant Ladder System is the strongest, safest, most versatile ladder system you can buy.

The Little Giant MegaLite is not just one ladder. It actually converts to twenty-four ladders all in one small easy-to-use ladder. Youll find hundreds of uses for the four different sized A-frame ladders, six staircase ladders, three ninety-degree ladders, seven extension ladders and two trestles for four sizes of time-saving scaffolding and it stores in just four and a half feet of space with the Little Giant MegaLite youll finally be able to do all those difficult jobs around your home, construction site or office that you just couldnt do in the past . . . and with just one ladder! Just think of all you will accomplish with your Little Giant!

Imagine never again feeling nervous and uneasy at the top of a ladder. The Megalite is so strong and safe that you wont need a second person to hold the ladder. Youll never again have to maneuver those large, clumsy ladders through your home or work place. Using both sides of the ladder you will get twice as much done in half the time.

Transport the Little Giant inside your car instead of on your car. Get rid of those unsightly dangerous ladders that clutter up your garage or workplace with just one compact, do-it-all ladder system.

Features:
Includes Tip-N-Glide wheels
Meets or exceeds all of OSHA & ANSI standards
Heavy-duty construction
Slip-resistant rubber feet
1.12" square rungs for better foot comfort and more stability
Folds to a compact size for storage and portability
Maximum capacity: 300 lbs.
Extension Height: 9' - 15'
Storage height: 4 - 7
Step ladder height: 4' 7
Scaffold height 3'
Weight: 31 lbs.

http://www.costco.com/Little-Giant%C2%AE-MegaLite%E2%84%A2-Multi-purpose-Ladder-with-Wheels.product.11681334.html
business partner structure
Added on : Friday October 11th 2013 04:00:09 AM
g: 0 Posted By: Patieboy40
Views: 63 Replies: 2 Hi all-
Wondering if anyone has any thoughts on a proposed business arrangement.
My partner and I are buying a franchise together. He is going to be hands off , me hands on. To compensate for not being hands on he will pay the franchisee fee (40K) and first half year marketing expense.
This covers him for the first year. Year 2 we open a second unit or he becomes hands in. If not, he contributes another 40K (draw from.profits or cash).
In return we are 50/50 partners.
That is the gist of it. Anyone from a high level think this is fair / unfair?
Thanks !
Personal Finance Deals
First Cyprus, now Poland..
Added on : Thursday October 10th 2013 06:00:05 PM
g: 0 Posted By: vishalj77
Views: 70 Replies: 2 Apologies if this has been posted, but I just read about this today in a Forbes magazine. Seems that Poland confiscated their citizens' pensions to pay off the debt. It's a bit worrisome considering Cyprus seized bank accounts recently.. I wonder if we should keep stashing our savings into IRAs (or at least keep half in cash for peace of mind)

The possibility of something like this happening here is rare, but still.

Link to the article -

http://www.wnd.com/2013/09/government-confiscates-half-of-citize...
General Economics Deals
Insurance claim money and paying off mortgage.
Added on : Thursday October 10th 2013 06:00:16 AM
g: 1 Posted By: foolface
Views: 181 Replies: 3 I have a rental property that had a tree fall onto it and cause $26000 in estimated damages from my insurance company. I will be able to get all the repairs done for much less than half that amount.

Since I still have a $32000 mortgage on this property, all the insurance money went to my mortgage company. They refuse to disburse the money unless the repairs are done as exactly specified by the insurance estimate. I do not want to waste all that money doing things like replacing an 8 year old roof when it only needs some minor repair work.

My Question: If I pay off the mortgage, will the mortgage company be required to send me entire balance of insurance funds?


Personal Finance Deals
g: 3 Posted By: sgtdave4321
Views: 1055 Replies: 3 Play-doh playsetsTrash Tossin Garbage Truck and/or Perfect Twist Ice Cream for $6.99 after coupon and possibly PM. Shoprite has them on sale this week at half price here. Add in the Hasbro $3 coupon here. If Shoprite is OOS, take the circular to a Target or WalMart or like store for a price match. If you use Target, you can stack on the additional 5% Red Card savings.
Toys Deals

Walmart Coupons
g: 0 Posted By: sgtdave4321
Views: 248 Replies: 0 Play-doh playsetsTrash Tossin Garbage Truck and/or Perfect Twist Ice Cream for $6.99 after coupon and possibly PM. Shoprite has them on sale this week at half price here. Add in the Hasbro $3 coupon here. If Shoprite is OOS, take the circular to a Target or WalMart or like store for a price match. If you use Target, you can stack on the additional 5% Red Card savings.
Toys Deals

Walmart Coupons
How to play the possible government debt default
Added on : Monday October 07th 2013 11:00:06 AM
g: 0 Posted By: jackbondlove
Views: 119 Replies: 7 I am wondering what would be the best way to play this possible event. As it stands, because of the big swoon in the first half of the year, I am now heavily in the emerging markets (i.e., the ADRE, which is like the blue chips of the emerging market world), so much so that I am in a 2X dynamic fund. With the very low P-E ratios of the stocks there, as compared to the high ratios in the USA market - and the fact that the emerging world is basically the only place that the big corporations want to hire folks, so most of the growth in consumer spending will happen there instead of at the high wage world where the working class just gets paid too much - I figure that the this is the place to invest. I have also read forecasts that say that by 2020. the US equities market will be flat. while the emerging markets should grow by 50%.

Anyway, I am wondering if the effect of the default would be good or bad for the emerging markets. One the one hand, the default will be bad for stocks in general. On the other hand, the USD should take a high beating, which may compensate enough to negate the fact that the equities markets are swooning. I suppose in general, however, the USD should take a long term hit, which would make betting against Uncle Sam the wise move regardless.

What do you think?
General Economics Deals
Fitbit Zip $29.98 at Target B&M
Added on : Sunday October 06th 2013 12:00:07 PM
g: 0 Posted By: MattR
Views: 227 Replies: 0 On clearance for half off.
Sports & Outdoors Deals
Half Off Depot Coupon: 25% off Sitewide (25% off ) @ Half Off Depot
Added on : Sunday October 06th 2013 03:00:09 AM
g: 0 Posted By: MISTERCHEAP
Views: 79 Replies: 0 extra 25% off all deals at HALF PRICE DEPOT (Groupon like website, restaurant/entertainment options in many cities)

extra25 is code


www.halfoffdepot.com
Categories Deals

Groupon Coupons
g: 0 Posted By: VivYip
Views: 128 Replies: 0 credit dealnews

Newegg has this item for $229.99 after coupon code EMCYTZT4558 and $50 MIR card with free shipping and no tax in most states

Lenovo ThinkServer TS130 Tower Server System Intel Core i3-3220 3.3GHz 2C/4T 4GB No Hard Drive 1105B2U
Intel Core i3-3220 3.3GHz 2C/4T
ECC, four 240-pin DIMM sockets
1 * half-length, full-height, PCI Express 2.0 x16

This entry-level server features an Intel Core i3-3220 Ivy Bridge 3.3GHz dual-core processor, 4GB RAM, DVD-ROM drive, two 3.5" drive bays, and Gigabit Ethernet. Deal ends October 6.

Thank you for reading.
Desktop Computer Deals

Newegg Coupons
The UN, Nigerians, and the IMF want to help me with $500,000
Added on : Friday October 04th 2013 04:00:07 PM
g: 0 Posted By: Argyll
Views: 0 Replies: 0 I received this today. What do you think? They seem to be confused as to whether they are in Nigeria or Ghana.

CORPORATE & BUSINESS LAW,
COMPLEX LITIGATION, IP & GOVERNMENT AFFAIRS
Address: P.O. Box 13463 Lagos Nigeria .
Location: Planet House, 8 Third Ring-way, Accra Ghana .
TEL: + 233 244 982 863 . .
E-mail: phlawchambers2@aol.com

Attention: Beneficiary .

Sir .
This is to inform you that Peter Hogan is a delegate
assigned by the United Nations ( U.N ) in conjunction with
The International Monetary Fund ( I.M.F ) West Africa Regional
Payment Office to pay 521 scam victims the sum
of Five Hundred Thousand Dollars each ( $500,000.00 U.S.D only ) .

Your name was listed and approved for this payment as one of the
scammed victims to be paid this amount .
Kindly send your reply back to us, for an immediate payments of
$500,000 U.S.D .to your Account .

The rate of scam in Africa, in which Europe are also affected
was greatly alarming .
Therefore, the United Nations in conjunction with the International
Monetary Fund ( I.M.F) has mapped out the said amount to be paid
to those individuals affected.

However, the U.N,/ I.M.F is now paying 521 victims of this operators
the total amount of $500,000.00 U.S.D each in accordance with the
U. N. recommendations.

Due to the corrupt and in-efficient Banking Systems with some of the Banks,
the payments are to be paid by the assigned Bank of Ghana ( B.O.G )
sitting at IMF ( International Monetary Fund ) West Africa Regional
Payment Office as corresponding payment center under funding assistance
by World Bank .

According to the number of applicants at hand, 284 Beneficiaries
has been paid out, half of the victims are from the United States,
and we still have more 237 left to be paid the
compensation fees of $500,000.00 U.S.D each.

You are hereby warned not to communicate or duplicate this
message to any person/persons: what so ever, as the U.S. Secret
service is already on trace of the other culprits/criminals.

Other victims who have not been Contacted can submit their
application as well for scrutiny and possible consideration.


[1] Your Full Names : ...............................................

[2] Contact address:....................,,,,,,,,,,,,,,,,,,,,,,,,,

[3] Direct Telephone:.............................................

|4| Occupation:...................................................

[5] sex:.........................................................

[6] Age:.................................

Please you are advice to stop any communication with any person
or Persons that you are currently sending money to, due to transaction
which you have online with the person, until you receive your Fund .


Yours in service,
Ms, Benita Nana .
( For Secretary )

Senior Attorney Peter Hogan .
Barrister at Law : Solicitor & Advocate.
Tel: + 233 244 982 863 . .

http://www.un.org/sg



Disclaimer:
This message may contain confidential information and is intended only
for the individual named. If you are not the named addressee you should
not disseminate, distribute or copy this e-mail. Please notify the sender
immediately by e-mail if you have received this e-mail by mistake and delete
this e-mail from your system. E-mail transmission cannot be guaranteed to be
secured or error-free as information could be intercepted, corrupted, lost,
destroyed, arrive late or incomplete .

Starting a job mid year - tax/salary/401k question
Added on : Friday October 04th 2013 03:00:06 PM
g: 0 Posted By: thetobster
Views: 209 Replies: 2 Hi,

I can't seem to find an answer to this anywhere. I started a job in July and want to know how the taxes work since I missed half the fiscal year. It looks like my paycheck has been withheld at the normal rate, which wouldn't be correct since I'll only be making half my total salary this year. Is there a form I can file to reduce the withholding?

Also- what happens if I max my 401k out this year? Can I basically avoid all tax liability?

Hoping someone with more career history/experience can answer this
Personal Finance Deals
Dremel 628-01 7 Piece Drill Bit Set $5.86 F/S Prime on Amazon
Added on : Friday October 04th 2013 01:00:03 PM
g: 0 Posted By: starlights
Views: 47 Replies: 0 Dremel 628-01 7 Piece Drill Bit Set $5.86 from Amazon Free Ship with Prime. This is about half of what I saw this at Home Depot yesterday. Picked up 2 sets.
7 Pc Dremel Bit Set
Tools Deals

Amazon Coupons
GUNS: Ruger 10/22 Takedown 22 LR Rifle, stainless $295+f/s@kygunco.com
Added on : Thursday October 03rd 2013 09:00:04 PM
g: 0 Posted By: jarhead6153
Views: 175 Replies: 0 GUNS: Ruger 10/22 Takedown 22 LR Rifle, stainless $295+f/s@kygunco.com

Here ya go...

Includes: Backpack-Style Bag

Readily separated into two halves, the Ruger 10/22 Take-down offers a convenient transport and storage option for the popular Ruger 10/22. As reliable and accurate as every Ruger 10/22, the Ruger 10/22 Take-down makes it even easier to keep Americas favorite rimfire rifle by your side.

The 4.67 pound Ruger 10/22 Take-down is 37" long when assembled; each half is less than 20-1/4" when disassembled. Utilizing the standard 10/22 action, and provided with one ten-round rotary magazine, the Ruger 10/22 Take-down offers legendary 10/22 reliability in a new compact and portable package.
Guns & Ammo Deals
g: 0 Posted By: archena
Views: 0 Replies: 0 http://us.dockers.com/home/index.jsp

Code: 2NDHALFOFF

Offer ends at 11:59PM PT on Monday 10/07/13. Enter promo code 2NDHALFOFF at checkout for savings to be applied. To redeem offer, add two qualifying items into shopping cart and the 50% discount will automatically be applied to the lower priced item at checkout. Thereafter, discount is applied to every other item as ranked by shopping cart (e.g., 4th and 6th items will be discounted). Discount excludes markdowns, and it not eligible for Dockers Game Day Khaki's, tops, outerwear, accessories or shorts. This offer is valid only at us.dockers.com and may not be combined with another offer. Only one promo code per order will be accepted. LS&CO reserves the right to modify or terminate this offer at any time without notice

PayPal offer ends at 11:59 PM PT on Wednesday, 10/30/13. Orders eligible for this offer must be paid with PayPal. Excludes P.O. boxes and APO/FPO/DPO addresses. Offer valid on two-day shipping only. Offer valid only on orders placed on website. No rain checks. Two-day shipping will be automatically applied for applicable orders upon selection of PayPal as payment and inclusion of eligible merchandise. Offer valid only while supplies last, is subject to end at any time and not applicable to canceled orders due to out-of-stock merchandise. This offer is not valid on previous purchases. This promotional offer may be modified or terminated at any time without notice. We reserve the right to cancel any order due to unauthorized, altered, or ineligible use of a discount at our sole discretion. Please review shipping guidelines for two-day shipping details. "Two-day shipping" is a general reference that PayPal and our participating retailers use to determine your estimated delivery date of the goods ordered from the retailer and means that the item will generally arrive at your address two business days after the package leaves the retailer's warehouse. Two-day shipping benefits apply to business days only. Retailers also have daily order cut off times which may impact the delivery of your shipment. Two-day shipping benefits do not include retailer processing time; retailers may have different processing times which may also impact the delivery of the shipment.
Anyone borrow from their stockbroker to pay off their mortgage?
Added on : Wednesday October 02nd 2013 03:00:06 PM
g: 0 Posted By: carl1864
Views: 149 Replies: 2 So I was just surfing the internet the other day, and stumbled upon a tidbit of info down in the comments section of an article which I had never heard of before.

Supposedly a couple people mentioned that if you own stocks, it is very quick and easy to get a 10 year loan from your investment company at really low interest rates like 2%, simply using your stocks as collateral. The way I understand it, say you get to a point where you only have 10 years go go on your mortgage anyways, and say you owe $80k at 4% interest, and you have 80K in stocks. It almost seems like a no brainer to take the loan from your broker, and pay off the house, cutting your interest rate in half.

Has anyone done this? I did more google searching I didn't find much on the topic, it doesn't seem to common. Are there any pitfalls to it, or inefficiencies? Perhaps any tax disadvangages or something? Or other more efficient things that can be done?

PS: The article, with the various comments at the bottom was herehttp://finance.yahoo.com/news/4-ways-to-compete-with-all-cash-buyers-122758502.html
Real Estate Deals
g: 0 Posted By: Ayla
Views: 144 Replies: 0 YOU CAN ALSO GO TO: One Full Day of Unlimited Laser Tag for 2 Players at Xtreme Adventures Family Fun Center in Tampa, Fl - $20.00 at Half Off Depot



http://www.halfoffdepot.com/Tampa/deals/27558-xtreme-adventures-...


Price: $20.00

Reg. Price: $40.00


Step into the ultimate heart-pumping, adrenaline-fueled shoot em up (and survive to tell the tale!) with today's deal for a Day of Unlimited Laser Tag for 2 for just $20 from Xtreme Adventures Family Fun Center.


Restaurants & Entertainment Deals
g: 0 Posted By: Ayla
Views: 0 Replies: 0 .


http://www.halfoffdepot.com/tampa/23850-sky-pirate-parasail


Reg. Price: $90.00

Sale: $45.00


Catch a ride on the back of the wind itself and get set for a soaring, exhilarating parasail adventure with Sky Pirate Parasail in Treasure Island, Florida.

Strap yourself in and be hoisted aloft under colored canvas canopies, tugged by high-powered towboats. You'll ascend up to 1200 feet, the highest flight allowed by law! Each cloud-tickling journey lasts around 10-12 minutes, with elevated views of coastlines and breathtaking sunlit scenery, and is navigated by Sky Pirate's Coast Guard-licensed captains.

Each ride requires a $4.50 facility fee (not included). Family and friends can ride along in the boat for an additional charge. See restrictions for details.

g: 0 Posted By: Ayla
Views: 9 Replies: 0 .

http://www.halfoffdepot.com/Tampa/deals/26493-royal-princess-lim...



Price$199.00


Retail: $750


You Save 74%



Skip the drama and excuses and call Royal Princess Limo and Concierge Service! With today's deal, you and up to 14 of your friends can receive the ultimate royal treatment for 73% off a 3 hour ride in a SUV Limo!


Services Deals
g: 0 Posted By: avash
Views: 310 Replies: 0 Home Depot is running a promo until end of October, where they're including a bonus 4Ah battery for free (regularly $119 by itself) with either their RIDGID X4 5-piece kit ($499) or hammer kit ($279).
Don't forget 3% Cash Back

The RIDGID X4 5-piece kit ($499) with bonus 4Ah batteryModel R9651-AC840087 (Link)comes with:

R8611501X4 Hammer Drill (1/2" chuck, selector to switch between hammer/drill/drive)
TwoAC840083standard 3Ah 18V Hyper Li-Ion battery
AC840093dual chemistry charger (compatible with all 9.6V - 18V Ridgid slide pack batteries, Ni-Cad or Li-Ion)
bonusAC840087 4Ah 18V Hyper Li-ion battery
R8651circular saw (6-1/2" blade)
R86034impact driver (1/4" hex)
R8641reciprocating saw (with dial for orbital/normal)
R8691LED work light


If you don't care for all the circular saw, impact driver, reciprocating saw or LED work light and just want the hammer drill kit and bonus battery for $279:
The RIDGID X4 hammer drill combo with bonus 4Ah battery ModelR8611501K-AC840087 (Link)comes with:

R8611501X4 Hammer Drill (1/2" chuck, selector to switch between hammer/drill/drive)
TwoAC840083standard 3Ah 18V Hyper Li-Ion battery
AC840093dual chemistry charger (compatible with all 9.6V - 18V Ridgid slide pack batteries, Ni-Cad or Li-Ion)
bonusAC840087 4Ah 18V Hyper Li-ion battery



Why is this hot?
1) The combo prices are regular but you get a bonus 4Ah battery which HD normally sells for $119. So basically, you're getting a free extended battery.
2) The Lifetime Service Agreement warranties ALL batteries in the combo for life, including the bonus 4Ah battery.


Ridgid offers a free Lifetime Service Agreement (LSA) to the original owner if registered within 90 days, and the coversnormal wear items such as brushes, chucks, motors, switches, gears and batteries within the combo. However, standalone batteries purchased outside of a combo are not covered for life. Purchasing one of these combos nets you an extra extended 4Ah battery in addition to the two existing standard 3Ah batteries.There are no other combos that offer that many "larger capacity" batteries.

Ridgid also has other cheaper X4 combos previously discussed on FWsuch as theRIDGID 18-Volt X4 Hyper Lithium-Ion Drill Driver and Impact Driver Combo Kit (2-Tool) for $189 (Link)or RIDGID 18-Volt X4 Hyper Lithium-Ion Cordless Drill and Impact Driver Combo Kit (3-Tool) with Radio for $199(Link)but both these kits only come with two compact 1.5Ah batteries AC840085.

IMO, these cheaper < $200 combos would be fine if you don't need/want a hammer drill or any of the tools and don't expect to expand your 18V cordless lineup to more power hungry tools where the those compact 1.5Ah batteries will run out of juice quicker.I was originally going to go with the $189 combo (which has a faster charger vs the $199 combo which has an extra radio) but decided that the compact 1.5Ah batteries would be a hindrance since that is my biggest problem with my current cordless drill always running out of juice halfway through a project.

Not to mention the fact that I really wanted a reciprocating saw. I was on the fence on whether I needed a hammer drill as I don't deal with concrete much but after renting one for $20 last week to drill 4 holes in concrete, I decided it might prove useful "just to have".
I didn't expect the circular saw to be decent but got a chance to play with an open box kit at Home Depot and was surprised at how nice they felt, also the circular saw had awesome "kick" which I've never felt with my Ryobi One+ 18V circular saw on Ni-Cad batteries that always struggled to handle anything I threw at it, so I always resorted to my trusty Porter cable corded circular saw.
RIDGID also has some nice Jobmax 18V and other bare tools which generally run around $100/ea and are all covered under LSA, so it can help me expand my tool lineup and utilize my three decently sized lifetime-warrantied batteries I got with the combo kit.

I've spent some times revading through various X4 reviews and they generally seem favorable, with some complaints on the < $200 kit not having decent battery life to do some jobs (what to expect with 1.5Ah compact batteries?!!). I found a review that seems rather "glowy" but I thought I'd post it anyways since it has decent pics of the kit in use:Glowy review ... hmmmm.

My local HD store told me that there's an authorized RIDGID service center within 5 miles of me, so I don't have to worry about shipping anything in for service ... just drop it off and pick it up, so hopefully warranty through LSA will be a breeze. I've read mixed reviews about warranty service, especially if you have to ship it in but I think that is with just about anything (car dealerships, repair centers, etc).
Tools Deals

Home Depot Coupons
g: 0 Posted By: erohrer
Views: 531 Replies: 1 Best price I could find on this ASUS 11.6" double-sided full hd touchscreen ultrabook! Almost half off!ASUS Taichi Touchscreen Ultrabook 21-UH51 @ Microsoft Store - $699.00
was $1299.00
Free Shipping! Specs Intel Core i5 1.70 GHz11.6" Touchscreen4GB RAM128GB Hard drive2.75 lbs*Will be automatically updated to Windows 8.1 for free after 10/17  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Laptops Deals

Microsoft Store Coupons
Bissell PowerForce Compact Vacuum @ Walmart - $24.95
Added on : Monday September 30th 2013 05:00:03 PM
g: 3 Posted By: erohrer
Views: 476 Replies: 1 About half off on this Bissel Vaccum! Lowest price I could find elsewhere!Bissell PowerForce Compact Vacuum @ Walmart - $24.95
was $49.00
Free Store Pick up  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Home & Garden Deals

Walmart Coupons
Jacob A60 CREE XR-E 3-Mode Thrower Flashlight $12.99 Shipped
Added on : Monday September 30th 2013 05:00:02 AM
g: 0 Posted By: purchaseacct
Views: 0 Replies: 0 http://www.aurabuy.com/jacob-a60-cree-q5-3-mode-310lm-white-led-flashlight-torch-w-strap-black-1-18650.html

So you may be asking why do I want to spend $13 for a CREE Q5 when there are other alternatives floating around for half the price?
This is a long-distance thrower, suitable for those who wants to see something far out there. It has specially designed reflector combined with the LED type and lens which make it serves its purpose. Read the in-depth review below with comparison with a couple other flashlight to determine if it's suitable for your need

In-depth review: http://budgetlightforum.com/node/19706

V: The Complete Series $12.79 + $3.98 Shipping at Amazon
Added on : Friday September 27th 2013 08:00:10 PM
g: 0 Posted By: Ayla
Views: 72 Replies: 0 http://www.amazon.com/dp/B00023BKMC/?tag=googhydr-20&hvadid=3024...



List Price: $39.98

Price: $12.79

Shipping: $3.98



OR:
~~~


http://www.ebay.com/itm/NEW-V-The-Complete-Series-/270899384268


Price: $9.99 - (4 at this price)

Shipoping: $2.99




They came for water. And for food. And as it turned out, we were the food. But humanity bravely resisted - a struggle seen in the hit miniseries V and V: The Final Battle. Yet the war continues.

The heroic conflict comes to a surprising outcome in V: The Series, presented complete and uncut in this 3-disc, 19-episode set. Once again, Earth is the main battleground. But now the aliens whose human guise hides their true reptilian natures are wiser.

They believe the secret to their survival on Earth lies in the DNA of the newly born half-human, half-spaceling Starchild.

They intend to capture her. But that's something the world's Resistance Fighters cannot allow.



DVD Deals

Amazon Coupons
800 pound capacity hand truck $24.99 at Menards
Added on : Friday September 27th 2013 11:00:01 AM
g: 0 Posted By: firstnet
Views: 0 Replies: 0 Menards has their 800 pound capacity hand truck on sale this week for $24.99,which is half price.
This is much nicer than the one on sale at Sears since this has inflated wheels and more than double the capacity. Very handy to have around the house.

http://www.menards.com/main/tools-hardware/material-handling/hand-trucks-dollies-and-carts/800-lb-load-capacity-heavy-duty-hand-truck/p-1448438-c-12175.htm
Has anyone bought a 2-family home with someone else?
Added on : Thursday September 26th 2013 06:00:05 PM
g: 0 Posted By: dynorodzilla
Views: 138 Replies: 1 Who then lived in the other half of the property? How would you work that out?

I have tossed it around in my head. It would make sense and be affordable for everyone involved. Significantly cheaper then buying a condo and I would rather live in a house then a condo complex. .

I do know people who may be interested. Question is, how do the logistics of this kind of a thing work?
Real Estate Deals
Would this alimony plan be fair?
Added on : Thursday September 26th 2013 05:00:09 PM
g: 0 Posted By: BrightSunshine
Views: 0 Replies: 0 A person's future earning potential is an asset like a house or car. The market capitalization of a publicly traded company is the predicted value of all of its future earnings.

Appreciation of premarital asset is considered marital property and split in half upon divorce.

So in principle, if you had a salary before marriage, the increase in future earnings based on the increase in salary since marriage should be split in half.

E.g. you made 40k. Gets married, spouse stays home and handle the housework and childcare so you can concentrate on work. You get promoted. Divorce 10 years later, when you're making 60k. Your earning potential has appreciated by 20k per year (due to all sorts of reasons, but like the appreciation on a house, it's all considered marital property). Would 10k alimony for a period of time be fair?

Another example: 40k/20k premarriage, 60k/30k at divorce? 5k alimony for a period of time.

Add inflation adjustment before calculating salary increase if desired. Some good things about this plan are that it shares the risks and rewards, and also tends to award more alimony for longer marriages. It's gender neutral. Can be applied to dual earner as well as single earner couples. We can put a cap on it (e.g. maximum alimony = 25% of payer's current income).

If you agree with the premise, what should the period of time be? If not, why not?

If this is the law in your state, will it affect your decisions to marry or the choice of spouse or choice of you/your spouse staying home?
Nadine Glitter Heel $15.00 + shipping @delias.com
Added on : Thursday September 26th 2013 05:00:01 PM
g: 0 Posted By: lewisrachel
Views: 129 Replies: 0 http://store.delias.com/product/nadine+glitter+heel+303203.doWas... $39.90
Now: $15.00

Style runs 1/2 size small

Man-made upper and bottom
Whole and half sizes: 5 1/2-9, 10
4" heels
Imported
Catalog and web exclusive
Style runs 1/2 size small



Clothing Deals

dELiA*s Coupons
g: 0 Posted By: GreenTrash
Views: 321 Replies: 0 These cartridgespop right in without missing a beat. I love 'em. Certainly there's cheaper ink, even with decent ratings and Amazon Prime shipping but I'm strongly swayed by how this company's various packages draw very high reviews f/ apparently legit reviewers. At about a buck and a half a cartridge trying to go any lower seems likely to incur the wrath of the ink cartridge gods.
LINK
Ink & Toner Deals

Amazon Coupons
Profit Confidential
Added on : Wednesday September 25th 2013 11:00:09 AM
g: 0 Posted By: VAIndigo
Views: 3 Replies: 0 Does any of you have an idea on this guy and how his past performance is? While I principally agree that the state of economy is boosted by free money, staying away from market , in past year and half , would have been a terrible advice to anyone.
This guy seems to be so pessimistic but he claims to have been right before on many counts


http://www.profitconfidential.com

http://www.profitconfidential.com/gold-investments/why-silver-prices-will-double-from-here/

Stylish & Warm Autumn Coat Collection $26.00 at Nomorerack
Added on : Wednesday September 25th 2013 05:00:08 AM
g: 0 Posted By: Ayla
Views: 40 Replies: 0 http://www.nomorerack.com/daily_deals/view/617183-stylish___warm...



$24.00 Our Price

$60.00 Retail


Shipping: $2.00


Want to know more?
Material: 80% polyester, 20% viscose shell; 100% polyester lining
Stylish yet functional
Available in sizes S-L
Available in Coffee, Taupe, Black, Green, Beige, White, or Gray

Available in your choice of the following styles:

Style 1: Double-breasted coat with wide collar and half-sleeves
Style 2: Single-breasted, trench-style coat with wide collar
Style 3: Single-breasted, collarless, minimalist coat
Style 4: Shiny, single-breasted trench-style coat with waist tie
Style 5: Two-tone double-breasted trench coat with belt
Style 6: Double-breasted square collar coat with pleats
Style 7: Classic double-breasted short trench coat with belt
Style 8: Single-breasted wool-like embroidered coat with waist tie
Style 9: Cape coat with toggle closure
Style 10: Single-breasted boucle coat with faux-leather trim and arm zippers






Clothing Deals
Dell Home: Inspiron 660 i5-3330 8GB RAM 2TB HDD GT620 Win8 $450 w/ coupon
Added on : Tuesday September 24th 2013 08:00:05 PM
g: 0 Posted By: Daddy6113
Views: 291 Replies: 1 link to Smart Selection build
coupon for 25% off:?$QNC1?HSKNR9F

The build is very similar to previous deal from $400 Staples hotnesslinkhowever this build has a discrete video card (Nvidia GeForce 1GB DDR3 GT620) and 2TB HDD for $50 more
Get you some Windows 8...you know you want it

Windows 8, 64-bit, English
3rd Generation Intel Core i5-3330 processor (6M Cache, up to 3.2 GHz)
8GB Dual Channel DDR3 1600MHz - 2 DIMMs
Nvidia GeForce 1GB DDR3 GT620 Win8
2TB Hard Drive, 3.5", 7200rpm, SATA
DVD+/-RW Tray Load Drive, 16X, SATA
8:1mediacardreader
Dell DW1506 (802.11 b/g/n) WLAN half mini-Card

Computers Deals

Dell Consumer Coupons
Green Mountain K-cups all varieties 144 for $59.36 delivered!
Added on : Sunday September 22nd 2013 10:00:03 AM
g: 1 Posted By: beginner
Views: 308 Replies: 0 It's getting to be that time of year when a hot cup of coffee justtastes great. Keurig.com is offering a fall special - 10% off normal pricing plus buy 2 get one free. If you buy 4 (24 count) boxes, you get two free. I just bought six total boxes for $59.36 delivered. Beat Amazon pricing by30% - 50%. Much better selection than they have at most B&M stores:
My favorite, Southern Pecan
Wild Mountain Blueberry (don't laugh, it's good)
Half-Caff
Nantucket Blend
Double Black Diamond
many, many more including Caribou and other brands (237 varieties)
USE CODE: FALLFRENZY at checkout

here's the LINK

or for you cut-and-pasters: www.keurig.com/greenmountaincoffee

Grocery Deals
Extra 50% off Red Tag Clearance @ Sally Beauty Supply
Added on : Sunday September 22nd 2013 01:00:03 AM
g: 0 Posted By: erohrer
Views: 163 Replies: 0 Deal ends today! Big selection of clearance products for half off!Extra 50% off Red Tag Clearance @ Sally Beauty Supply
Expires On: 9/22/2013 11:59PM Free Shipping on orders over $50   (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Health & Beauty Deals

Sally Beauty Supply Coupons
Oboz Women's Mystic Mid BDRY Hiking Shoe $79.95 + Free shipping
Added on : Saturday September 21st 2013 07:00:04 PM
g: 0 Posted By: tedhawkins
Views: 105 Replies: 0 Oboz Women's Mystic Mid BDRY Hiking Shoe $79.95 + Free shipping

http://www.usoutdoor.com/deal/

The Mystic Mid BDRY is simply a taller version of our Mystic Low BDRY. With stability and comfort built into a sleek, womens-specific platform, the Mystic Mid BDRY is a lightweight, waterproof day-hiker perfect for a stroll around town or a day of hiking with the family.

Just a note on sizing: you might want to order a half size larger than what you wear in other Oboz models. Enjoy!
Shoes Deals
Buying A New Car As 1099 For Fun And Deductions
Added on : Saturday September 21st 2013 10:00:06 AM
g: 0 Posted By: perpetualstudent
Views: 188 Replies: 0 I recently started some high paying 1099 consulting work and I'm looking at things to write off taxes that are quasi-business quasi-personal expenses but are legitimate in the eyes of the IRS.

I've wanted to buy an SUV for a while but I don't need one, my existing car is just fine, is fully paid off, and I bought my existing car brand new and own it fully. Financially it would be ridiculous for me to buy an SUV as a second vehicle. (I would keep my current car which gets great mileage).

To make the situation even more against buying an SUV, I dislike buying used cars because of the potential for headaches. I went out of my way to save up cash and buy my current car brand new, with the understanding I'd keep it for 15+ years/300k+ miles. It's a Honda Civic from 2005 and has just under 100k miles now. I hate wondering whether the previous owners smoked weed in the car and a police drug dog might ping on it. Or that they screwed something up that I find out later. And constantly needing repairs. When I buy new, and I'm the only person who drives it, I feel better about it.

Of course, buying new and taking a huge depreciation hit is what really makes buying a second vehicle stupid and how expensive collision/comprehensive insurance costs are in those first few years. Unless I buy it as a business vehicle! Here's the concept I'd like feedback on:

1) Buy the SUV that I want, brand new. Keep my Civic.
2) Claim the SUV as a business "expense", driving it to the airport, and leaving it parked there when I fly out.
3) The IRS can't argue that the SUV is a mixed personal/business use item because I'm keeping my Civic.
4) I get to depreciate something like 60% of the vehicle over 2 or 3 years, against my taxes
5) I'll probably stop doing traveling consulting work in 3 to 5 years when I get burned out, then I "keep" the SUV as a personal vehicle
6) By that point, I have a 5 year old SUV that's in nearly perfect condition with maybe 10k miles on it total because I only drove it to and from the airport twice a week. I bought it new, I maintained it well, and while on paper/KBB, it's worth less than half what I paid, it's essentially nearly worth a new SUV to me at that point compared to the value of an actual new SUV.

By doing this strategy, I still eat the depreciation of the vehicle, but I get to write off half of the depreciation against my taxes (since I'm nearly 50% tax bracket with everything added up).

In theory, one could do this with any car, and it might make more sense if doing it when you actually need to replace a car. Suppose I timed it such that I'm 5 years away from my 300k miles/15 year mark on my Civic where things start going back. I could buy a new Civic, barely drive it for 5 years just to and from the airport, and then at the 5 year mark, I have a 5 year old Civic that's like new, with 10k miles on it, and I retire/sell my old Civic.

Any flaws in this strategy? Will it work from an IRS perspective?

Is leasing better for this to work? I know little about it.
Personal Finance Deals
g: 0 Posted By: robby69
Views: 149 Replies: 0 LINK

Indigo/Ivory
Cabernet/Black
Coral/Nude
Black

Sizes XS-XXL
Clothing Deals
g: 2 Posted By: savagepagan
Views: 2106 Replies: 6 http://www.tigerdirect.com/applications/SearchTools/item-details.asp?EdpNo=7852180
$250 off. Normally $399.99.
TigerDirect. I don't know when the deal expires. I am tempted to pull the trigger, but I have read too many owner complaints that the auto duplex is buggy. But $150 is half of what comparable color printers go for.
laser printers Deals

Tiger Direct Coupons
g: 2 Posted By: savagepagan
Views: 2048 Replies: 6 http://www.tigerdirect.com/applications/SearchTools/item-details.asp?EdpNo=7852180
$250 off. Normally $399.99.
TigerDirect. I don't know when the deal expires. I am tempted to pull the trigger, but I have read too many owner complaints that the auto duplex is buggy. But $150 is half of what comparable color printers go for.
laser printers Deals

Tiger Direct Coupons
g: 0 Posted By: LightHearted
Views: 191 Replies: 0 Amazon has White Sierra Men's Rocky Ridge shorts for $14.99 (half off). Many sizes and colors still available. Choose 8" or 10" inseam.Ships from and sold byCampmor. Available for Prime free ship.

100% nylon faille woven
Machine Wash
UPF 30 material provides sun protection
Quick dry shorts are ideal for hiking and camping
Comfort fit side elastic waistband ensures excellent fit and maximum comfort

​link to 8" short

link to 10" short



Clothing Deals

Campmor Coupons
g: 0 Posted By: trudyreed
Views: 1 Replies: 0 http://http://www.payless.com/store/?CID=af_ls_2jRDgk/W8uI&AID=8&TYPE=4&_requestid=145162
Use code: ZZFALL20 expires Oct. 21 for extra 20% off
Buy 1, get 1 half off
Free ship to store

Shoes Deals

Payless Shoe Source Coupons
Lexmark C540dw Wireless Color Laser Printer $149.99
Added on : Thursday September 19th 2013 01:00:07 PM
g: 0 Posted By: savagepagan
Views: 252 Replies: 0 http://www.tigerdirect.com/applications/SearchTools/item-details.asp?EdpNo=7852180
$250 off. Normally $399.99.
TigerDirect. I don't know when the deal expires. I am tempted to pull the trigger, but I have read to many owner complaints that the auto duplex is buggy. But $150 is half of what comparable color printers go for.
laser printers Deals

Tiger Direct Coupons
Snapfish - 50% off sitewide
Added on : Thursday September 19th 2013 10:00:08 AM
g: 0 Posted By: longhorn
Views: 240 Replies: 0 Use coupon code "September50" for half off on the entire site.
Expires 9/26
Services Deals

Snapfish Coupons
ATT U-verse $100 gift card offer
Added on : Thursday September 19th 2013 10:00:07 AM
g: 0 Posted By: megachacker
Views: 352 Replies: 2 Just got a promotional email from ATT stating that U-verse is now available in my area (even though it has been for 6+ months already) and they are offering a $100 gift card for those on DSL to switch to a HIGHER U-verse connection. As usual, lots of fine print, which I've included below.

"*$100 Reward Card: Offer valid for existing AT&T High Speed Internet customers migrating to new AT&T U-verse High Speed Internet and upgrading to higher speed tier. 12-month term required. Up to $96 early termination fee applies. Offer expires 11/9/13. Redemption Terms: Card redemption required. Card sent 4-6 weeks after redemption to customers who retain qualifying service(s). Not redeemable for cash, for use at automated gasoline pumps or for cash withdrawal at ATMs. Card expires 90 days after issuance. For cardholder agreement/terms and conditions, go to rewardcenter.att.com/myrewardcard/agreement.pdf. Cards issued by U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc."

My question would be is this THAT good of a deal? I have DSL pro speed now (3mbps) but at best I'll get 1.9-2.2 mbps and that's about it. I pay $41 a month now and have for probably 3 years+. At my workplace, an ATT technician was here visiting and was talking to our IT department about DSL and U-Verse and he said they've had more trouble with U-Verse as a hole than they ever had with DSL. That leaves me wondering how reliable it even is (whether that's just here or elsewhere). The 3mbps U-verse is also $41 per month. My first question is: 1. Is 3mbps DSL the same (or as fast) as 3mbps U-Verse? If I follow the terms I would have to upgrade to the 6mbps U-verse deal which is $46. I'm guessing at best I'd get 3.8-4.3 mbps on that. Right now, I haven't ever had an issue with the DSL. I stream Netflix on PS3 and play online Call of Duty with no buffer or hesitation ever. So question 2 is: 2. Is a 6mbps U-Verse connection worth $5 more per month than my 3mbps DSL just to get $100?

Also, do you think it's possible to package this deal with the big discounts in the previous U-Verse thread where people were getting the best speeds at half-price for 12 months? Or is that something I'd have to ask ATT? I'm guessing they'd offer me half price speeds for 12 months in lue of giving me the gift card, I doubt they'd do both.

I'd appreciate anyone's comments that has U-Verse, especially someone that went from 3mbps DSL to U-Verse to see if anything changed.
Gifts Deals
g: 0 Posted By: Ayla
Views: 108 Replies: 0 http://www.amazon.com/Trademark-Poker-Deluxe-Solid-Blackjack/dp/...


List Price: $79.99
Price: $45.00

You Save: $34.99

Eligible for FREE Super Saver Shipping



Convenient folding tabletop poker and blackjack table
Large design seats eight players comfortably
Comes with player drink holders and molded chip trays for authentic Vegas feel
Folds for easy storage and transport in the included storage bag
48 x 48-Inch green felt playing surface and solid wood construction


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


Trademark Deluxe Poker and Blackjack Table Top with Case


http://www.amazon.com/gp/product/B000I0JQD4/ref=ox_sc_act_title_...


List Price: $99.99
Price: $41.90

You Save: $58.09

Eligible for FREE Super Saver Shipping



One side is a 8 player position poker table complete with individual trays for poker chips
comes complete with drink holders
This table top is very convenient and is solid and durable.
Folding the table in half reduces the size to 2 feet by 4 feet for easy storage in a closet or under a bed.

~~~~~~~~~~~~~~~~~~~~

Second one also at WalMart:

http://www.walmart.com/ip/Trademark-Poker-Deluxe-Poker-and-Black...


Price: $41.90


Estimated Shipping and Fees: $7.97
Home & Garden Deals

Amazon Coupons
Refurb - Logitech M525, Red/Black or Black/Grey 12.99 FS w/Coupon (Meritline)
Added on : Wednesday September 18th 2013 04:00:03 AM
g: 0 Posted By: Jahx
Views: 210 Replies: 0 Morning all.

Saw this deal in my box. I have had one of these for the past year and a half, and they aren't joking about the battery life. Coupon code (Good for the 1st 100 orders) is: MLCKG18UNL1

Red/Black Link

Black/Grey Link

Quality mouse, and a pretty good price, even though it is refurbished. As always, YMMV, this deal may or may not present a good value for you, if it doesn't just move along, if it does, great.





Keyboard & Mouse Deals

Meritline.com Coupons
Free WWI and WWII Kindles
Added on : Wednesday September 18th 2013 01:00:03 AM
g: 0 Posted By: remick
Views: 79 Replies: 0 The Death of Glory: The Western Front, 1915
http://www.amazon.com/The-Death-Glory-Western-ebook/dp/B00ET09EEA

#1 in Kindle Store > Kindle eBooks > History > Military > World War I​

The First World War remains a controversial subject: the bitter reality is often clouded with popular - and damaging - myths.
Many of these misconceptions relate to the competence of the generals and the true outcomes and achievements of battles - particularly the battles fought during 1915.
The reality of these battles has increasingly been distorted by the allegation that the men were lions led by donkeys, with much of the blame put on the relevant commanders.
In this well-researched and highly readable book, Robin Neillands reveals the truth behind this fallacy and the events surrounding the battles, and sets them in a wider context.Before the Iron Curtain:

My WWII Childhood (Iron Curtain Memoirs)
http://www.amazon.com/Before-Iron-Curtain-Childhood-ebook/dp/B00DS7TXIC

At the time Anne Frank lived in Holland, Irene Kucholick grew up in eastern Germany, 75 kilometers southwest of Dresden. Banned from her father's study, because it was there he taught the fleeing Russian nobility German. Irene's first experience evading police came at age five. By eight she realized grownups frequently listened to Hitler's radio speeches. Soon her friend, Esther, wore a yellow star and Nazi youth marched in the streets while the half-Polish Irene was deemed unfit for membership in the Party. From Kristallnacht and hidden neighbors to whistling bombs, a prison cell and her father's draft to the Russian front, Irene takes us on a World War II journey through the eyes of a child who lived to tell the tale

1942 World War 2 Diary AC2 Cadet Pilot Ronald Taylor RAF
http://www.amazon.com/World-Diary-Ronald-Taylor-ebook/dp/B00EMAMZU2

1942 World War 2 Diary Cpl Walter Leonard Crewe Eighth Army
http://www.amazon.com/World-Walter-Leonard-Eighth-ebook/dp/B00EP...

Totally Free Deals
g: 0 Posted By: skylighter
Views: 226 Replies: 0 Amazon Buy One, Get One special on

Glow Inc.'s Ultra Green V10 Waterbased Glow in the Dark Paint in any size.

For those that are unfamiliar, Glow Inc sells very high end phosphorescent paints used to paint stars on ceilings, gun sights, fishing lures, and to help find stuff like light switches and tools in the dark.

Put two of the items in the cart, enter code DUBLGLOW and it removes the cost of one of them.

Link: http://www.amazon.com/dp/B00BD63C8W/

IMO, the 2oz is the best deal. The Facebook post said Free Super Saver Shipping while Amazon has inventory in their warehouse. It sounded like they expected it to run out shortly.

2 x 1/2 Fl Oz = $9.98 w/Free Super Saver Shipping
2 x 2 Fl Oz = $22.98 w/Free Super Saver Shipping
2 x Half Pint = $59.98 + 6.98 shipping
2 x Quart = $169.98 + 12.98 shipping

Price per ounce with shipping using the above code:
1/2 Ounce = $9.98/ounce
2 Ounce = $5.75/ounce
1/2 Pint = $4.19/ounce
Quart = $2.86/ounce
Home & Garden Deals

Amazon Coupons
Transmit 4 for OSX 50% off - $17 expires 9/17/13
Added on : Monday September 16th 2013 03:00:04 PM
g: 1 Posted By: tlaxson
Views: 111 Replies: 1 Panic Software has Transmit 4 half price for a short time, available from both the Mac App Store and direct from the developer:

Direct from Panic Software- 17.00
Mac App Store- 16.99

Panic rarely offers discounts, so if you have been considering buying Transmit, this is a great chance to get it at a discount.

Expires Tuesday 9/17/13 at 11:59am PT
Apps Deals
Free WWII Kindle-The MASSACRE of ABDACOM (was $9.99)
Added on : Sunday September 15th 2013 01:00:08 AM
g: 0 Posted By: remick
Views: 59 Replies: 0 http://www.amazon.com/The-MASSACRE-ABDACOM-Destruction-ebook/dp/B00F3MYQ8W


478 pages

Bataan! Singapore! Coral Sea! These names have become legend in the history of World War II. Yet ABDACOM is one of those military acronyms that has faded into the mist. But at the time in 1941 and 1942 this unit title meant real flesh and blood people, real soldiers, sailors and airmen fighting a seemingly hopeless battle. Named after the American, British, Dutch and Australian armed forces, the formation also included units of the armed forces of Canada, China, New Zealand, Burma, Hong Kong, Singapore, India and the Philippines, and of lands that became Indonesia, Malaysia, Sri Lanka, Pakistan and Bangla Desh.
The battlefield covered the greatest surface of the earth of any battlefield in the history of mankind. It encompassed the largest surrender in British military history, and the longest retreat in the history of that martial nation. Also involved was the largest surrender of US controlled troops in American history. And the second largest surrender in Dutch military history. Modern warfare was introduced to the soil of Australia for the first time. More Canadian troops were lost in one week of battle, than in the previous two years of war put together.
In addition, these crippling defeats were inflicted upon Caucasian white generals and admirals by members of a non-white race. This fact alone would have massive repercussions for the latter half of the twentieth century, and more than any other single factor it would be responsible for bringing the age of colonialism to an end.
Over half a million desperate men and women valiantly fought to stem the tide of Japanese aggression on the ground, in the air and at sea, and they suffered more than ninety per cent casualties. This indeed was a massacre.
Books & Magazines Deals
Payless BOGO plus 20% off
Added on : Friday September 13th 2013 11:00:04 AM
g: 0 Posted By: megeso725
Views: 151 Replies: 0 Payless is doing it's buy one get one half off sale. I also found a 20% off coupon and got two pairs of kid's shoes for $23.00. Free shipping site to store as well!
20% coupon code is70144.
Shoes Deals

Payless Shoe Source Coupons
Select shoes 50% off (must buy 2 or more pairs) @ Sports Authority online
Added on : Friday September 13th 2013 10:00:02 AM
g: 0 Posted By: tonyj
Views: 23 Replies: 0 Sports Authority is advertising "buy one get one 50% off on select shoes" sale online. But when I added two pair of shoes to the shopping cart, both pairs got half off! It appears that you can add more than 2 pairs and still get half off on each pair.

To sweeten the deal, sign up for their email near the bottom of the home page and receive a one-time use code that will take off another 10%! The code will usually arrive in the email within seconds to minutes of the sign-up.

Don't forget Fat Cash!

Also, during check-out, don't forget to enter your membership number of SA's loyalty program ("The League" by Sports Authority) for 5% rewards. It is free to join.

Use any SA gift card or The League rewards voucher you may have to cover all or part of the final amount. Note: SA merchandise credit card cannot be used online.
g: 0 Posted By: triamarker
Views: 186 Replies: 0 Sorry, don't know much about this stuff but saw it and it seemed like a good deal. Over $100 cheaper than average price on Amazon. Lightning deal for the next hour and a half.

List Price: $469.99 Amazon non-LD Price: $404.99 Lightning Deal Price: $269.99 mail-in rebate: -$25.00 Final price: $244.99
http://http://www.amazon.com/gp/product/B00B7Y7M1S

SwissGear backpack not bad, too.

http://http://www.amazon.com/dp/B00A0IICZ2
Laptops Deals

Amazon Coupons
g: 0 Posted By: BlackBeltDealFinder
Views: 334 Replies: 0 Lowe's is offering theirGarden Treasures Waterbridge Place 18.125-in x 18.125-in Powder Coating Aluminum Square Patio Side Tablefor $15.00 with free shipping on orders over $49. That's 75% off the normal selling price of $60 and half off of last week's price.
Home & Garden Deals

Lowe's Coupons
250 Lumen CREE Q5 LED Rechargeable Tactical Flashlight $15 Shipped
Added on : Monday September 09th 2013 02:00:01 AM
g: 0 Posted By: jderek22
Views: 0 Replies: 0 http://lastcall.dailysteals.com/

Make darkness see the light of your ways!

The compact, yet powerful, Q5 Cree LED tactical flashlight displays amazing abilities without damaging your wallet. Constructed of aluminum alloy, the F8455 is weather resistant and shock proof. It is equipped with the innovative Q5 Cree LED providing a breakthrough in light output and efficacy. The flashlight has two modes that operate with a half-push of a button. Quickly and easily switch between a high steady light stream and strobe modes.

This flashlight can be powered by its rechargeable Li-ion battery but has the option of running on 3 x AAA batteries via the battery adapter. Designed with a dial focusing system, simply rotate the adjustable ring located on the head of the flashlight to focus your beam of light creating high penetrability to dense fog, smoke, and dark environments in an instant. Whether needed for professional use or for hobby, the Q5 Cree LED tactical flashlight is the ideal flashlight for any circumstance.
----
Condition: New
Packaging: Hard-Shell Case
Warranty: 1 Year

Product Features:
Run Time (up to): 4 hours on high mode
High-powered energy efficient Q5 Cree LED
250 Lumens output
Operates via Li-ion rechargeable battery or by 3x AAA batteries
Professionally designed dial focusing system, body clip, wrist strap
Push-button tail switch, 2 modes (High or Strobe)
Effective Range (up to): 400 yards
Aeronautic aluminum alloy body
Shockproof and weather-resistant construction with O-Ring seals

What You Get:
Powerful Cree Q5 LED Tactical Flashlight
1x Li-ion Battery
AAA Battery Holder
AC Wall Charger
Wrist Strap
Carry Case
Billy Barnwell CEO of EQCO2, Inc. (CLNO) Named In Fraud Lawsuit
Added on : Saturday September 07th 2013 07:00:09 PM
g: 0 Posted By: mikezaman1
Views: 20 Replies: 0 The first few months for Billy Barnwell as CEO of EQCO2, Inc. (CLNO) have been full of surprises including alleged fraud and misrepresentation.

Since the press release on Aug 20, 2013 in which Crown Equity Holdings Inc. (CRWE) announced it is seeking a cancellation of the Exchange Agreement between Discovery Carbon Environmental Securities and Cleantech Transit, Inc. and is notifying the SEC, FINRA and FBI of inappropriate solicitations, fraud and lack of transparency by EQCO2, Inc. CEO Billy Barnwell, Shad Sullivan for possible insider trading and more (http://finance.yahoo.com/news/crown-equity-holdings-inc-crwe-120200623.html), there have been further developments including alleged fraud and misrepresentation in a lawsuit filed on behalf of Crown Equity Holdings Inc. (CRWE) and ZAMAN & Co. CEO Mike Zaman.


On August 30, 2013, Crown Equity Holdings Inc. (CRWE) filed a legal Complaint in the District Court Clark County, Nevada, alleging breach of contract, nonperformance, fraud and misrepresentation against Discovery Carbon Environmental Securities, Inc. and EQCO2, Inc. (CLNO) CEO William Barnwell (http://crownequityholdings.com/CRWE_vs_EQCO2.pdf) with the Case No. A-13-687800-C (http://crownequityholdings.com/CaseDetail.aspx.htm). Arnold F. Sock serves as EQCO2, Inc. (CLNO) Secretary and CFO.You can find Current SEC Filings at http://crownequityholdings.com/sec_filings.html


Safe Harbor Statement under the Private Securities Litigation Reform Act of 1995: This release includes forward-looking statements intended to qualify for the safe harbor from liability established by the Private Securities Litigation Reform Act of 1995. These forward-looking statements generally can be identified by phrases such as the Company or its management believes, expects, anticipates, foresees, forecasts, estimates or other words or phrases of similar import. Similarly, such statements in this release that describe the companys business strategy, outlook, objectives, plans, intentions, or goals also are forward-looking statements. All such forward-looking statements are subject to certain risks and uncertainties that could cause actual results to differ materially from those in forward-looking statements. These risks and uncertainties include among other things, product price volatility, product demand, market competition, and risk inherent in the operations of a company.
Discussion Deals
g: 0 Posted By: EagleHawk
Views: 154 Replies: 1 Linky

Newer than the TX-NR626 with features likeintegrated Wi-Fi and bluetooth, but missing the THX sound processor. Also does image up scaling from SD devices.

WOOT EXCLUSIVE!!!Built-in Wi-Fi on the HT-RC560 opens a new world of possibilities for audiophiles and casual listeners alike. Onkyo's remote app supports lossless audio streaming from smartphone and tabletor from network drives and PCto your home theater. The app also makes it easy to choose from a profusion of internet radio stations and streaming services. Or for an instant fix, simply pair media player with receiver using the onboard Bluetooth technology. Music fans, gamers, and film buffs will delight in the vitality Onkyos hi-fi amplification breathes into their favorite contentand with Audyssey MultEQ, Dynamic EQ, and Dynamic Volume calibration, a balanced, cohesive performance is assured. Dolby Pro Logic IIz, meanwhile, is capable of upmixing stereo and 5.1 sources out to 7.2 channelsor you can assign those extra channels to drive speakers in another room. As an advanced A/V hub, the HT-RC560 has six 4K-ready HDMI inputs and two outputs, and can upscale all your standard video to brilliant 1080p/4K with Qdeo processing technology. Easy to use and packed with life-improving features, this receiver will soon have you wondering how you ever lived without it.Onboard Wi-Fi and Bluetooth Streaming Technology
The HT-RC560 connects to the wireless home network without Ethernet cables or adapters. Send a huge range of hi-res, lossless, and compressed audio files to your home theater from smartphone, PC, tablet, NAS, and online sources using Onkyo's remote app to control playback. Or, if you prefer, pair up and enjoy high quality wireless audio streaming using built-in Bluetooth technology.Music Streaming and Internet Radio Services
The HT-RC560 comes preloaded with the most popular music streaming and internet radio services, such as Spotify, Last.fm, and TuneIn Radio. And theyre easily selectable using the receivers GUI or the remote control app. Explore more than 10,000 radio stations and enjoy albums and playlists with theater-fidelity sound.Note: Availability of services depends on region. Some services may require a subscription and a firmware update. Availability of services advertised here is accurate at the time of publication, but may be subject to change without notice.HDMI for High Resolution Playback
The HT-RC560 features six HDMI inputs to accept hi-res content from your media players and gaming consoles. HDMI enables Dolby TrueHD and DTS-HD Master Audio audio formats, and supports 3D video. Two outputs are included to connect your HDTV and video projector.Supports 4K Video Content
With 4K televisions, media players, and projectors hitting the market, its good to know your A/V receiver is compatible with this new resolution standard. Passthrough of native 4K from source devices to an appropriate display via HDMI is fully enabled.4K Video Upscaling via Qdeo Technology
The HT-RC560 uses Qdeo technology from Marvell to upscale standard video sources to silky-smooth 1080p (for regular HDTVs) and out to an incredible 4K on compatible displays.MHL for Mobile Phones and Tablets
A rearside HDMI/MHL terminal is included to connect smartphones, tablets, and other electronic devices. MHL allows you to display 1080p video and other media on your HDTV with 7.2-channels of surround sound. Playback is controlled using the receivers remote as your device gets a handy recharge.Quick and Easy Remote App Control
Our remote app for iPhone and Android devices offers a convenient way to control your entertainment from anywhere within wireless range. The app offers a clear interface for managing playback, adjusting settings, and handling content across multiple zones.Hassle-Free Video Switching
Switching between games, movies, and cable TV should be easy. InstaPrevue technology names your HDMI devices and displays video thumbnails of available content. Now you can switch sources without having to remember what device is connected where.Overlaid Menus for Quick Adjustments
Touch the Quick Set-Up button on your remote to overlay menus on the program being viewed. From here, you can access useful audio/video settings without interruption to your viewing. The overlaid Home Menu, meanwhile, offers simple icons for choosing a media source, and more detailed system adjustment menus.An Introduction to Onkyo Premium Sound
Onkyos WRAT (Wide Range Amp Technology) includes discrete low-negative-feedback amplifiers for true-to-life sound; closed ground-loop circuits to reduce noise; and high instantaneous current to counter impedance fluctuations. On the critical front and center channels, Three-Stage Inverted Darlington Circuitry is used to handle reference-level playback without distorting.Audyssey MultEQ
MultEQ equalizes your system to tailor the sound to suit the unique shape of your room. Measuring six listening positions, MultEQ applies filters to satellites and subwoofers to create a perfectly balanced soundstage.Audyssey Dynamic EQ
Dynamic EQ solves the problem of deteriorating sound quality at low volume. It selects the best frequency response and surround levels moment-by-moment, resulting in an optimal listening experience at any volume.Audyssey Dynamic Volume
Audyssey Dynamic Volume compensates for volume fluctuations in different audio contentfor example, during noisy commercial breaksand adjusts the volume in real time.Dolby Pro Logic IIz for Expanded Surround Sound
Dolby Pro Logic IIz adds a vertical dimension to the soundstage, expanding the surround-sound from 5.1-channel or stereo sources to 7.2 channels. Front Height channels carry ambient, non-directional audio to immerse you further into movies and games.Multi-Zone Audio and Bi-Amping Capability
The HT-RC560 features Powered Zone 2 banana-plug speaker terminals and Zone 2 line-outs. This means you can power audio in another room equipped with stereo speakers, using the remote app to manage playback across both zones. You can also assign surround channels to bi-amp your front monitors.High Quality Digital-to-Analog Converter
The HT-RC560 employs an eight-channel 192 kHz/24-bit TI Burr-Brown DAC for excellent dynamic performance and improved jitter tolerance, which translates into clearer, more expressive sound from your speakers.Phase-Matching Bass Enhancement
Onkyos PM Bass optimizes low frequencies while preserving mid-range clarity. It counters phase shifting (which can affect sound quality) by synchronizing the timing of different frequencies. The result is deep, well-defined bass that wont overwhelm vocals or strings.Hybrid Standby Power-Saving Mode
HDMI passthrough and network connectivity are maintained while the receiver is powered down. This facilitates use of your TV and other devices without turning on the receiver.
Amplifier: Channels: 7.2 All Channels: 95W per Channel (8 Ohms, 20 Hz20 kHz, 0.08% THD, 2 Channels Driven)
115W per Channel (6 Ohms, 1 kHz, 0.7% THD, 2 Channels Driven) Dynamic Power (front): 240W (3Ω, Front)
210W (4Ω, Front)
120W (8Ω, Front) THD+N: 0.08% (20Hz - 20kHz, Half Power) Damping Factor: 60 (Front, 1kHz, 8Ω Input Sensitivity & Impedance: 200 mV/47 kΩ (Line)
2.5 mV/47 k-ohms (Phono MM) Rated RCA Output Level & Impedance: 200 mV/2.2 k-ohms (Line out) Maximum RCA Output Level & Impedance: 2.0 V/2.2 kΩ (Line out) Phono Overload: 70 mV (MM, 1 kHz, 0.5%) Frequency Response: 5 Hz - 100 kHz/+1 dB, -3 dB (DSP Bypass) Tone Control: 10 dB, 30Hz (Bass)
10 dB, 20kHz (Treble) Signal to Noise Ratio: 106 dB (Line, IHF-A)
80 dB(Phono MM, IHF-A) Speaker Impedance: 6 - 16Ω
System: Processing: Dolby TrueHD, Dolby D Plus, DSD, Multi-CH PCM
DTS-HD Master Audio, DTS-HD High Resolution Audio
Dolby PLIIz
Audyssey MultEQ, Audyssey Dynamic EQ & Audyssey Dynamic Volume
Music Optimizer for Compressed Digital Music Files
Phase Matching Bass System
192kHz/24-bit D/A Converters
Power and Highly Accurate 32-bit Processing
Jitter Cleaning Circuit Technology Internet Radio Services TuneIn Radio, Pandora, Rhapsody, Slacker, SIRIUS XM Internet Radio, Last.fm, Spotify, and AUPEO! Inputs: (6) HDMI with 3D, DeepColor, v.x. Color, ARC, Lip Sync, 4K Support (MHL-Enabled HDMI in 1)
(1) Digital Audio (optical)
(2) Digital Audio (coaxial)
(7) Analog Audio (1 front)
(5) Composite Video (1 front)
(1) Component Video
(1) RJ-45
(1) USB (front)
(1) FM Antenna
(1) AM Antenna Outputs: (2) HDMI
(1) Composite Video
(1) Component Video
(7) Binding Post Terminals (L/R)
(2) Powered Zone 2 Binding Post Terminals (L/R)
(1) Zone 2 Line-out (L/R)
(2) Subwoofer Pre-out
(1) 1/4" Headphones (front) Other Ports: (1) RI Remote Control
(1) Setup Mic (front) Video Input Conversion: HDMI Video Upscaling to 4K with Qdeo Technology by Marvell
4K Passthrough from Compatible Source Devices via HDMI Wireless: Built-in Wi-Fi Bluetooth: Built-in v2.1+EDR Capability (Compatible Profile: A2DP v1.2, AVRCP v1.3)
Video: Input Sensitivity: 1.0 Vp-p/75Ω (Component Y)
0.7 Vp-p/75Ω (Component PB/CB, PR/CR)
1.0 Vp-p/75Ω (Composite) Frequency Response: 5Hz - 100MHz/+0 dB (-3 dB)
Tuner: Frequency Range: FM: 87.5MHz - 107.9MHz
AM: 530kHz - 1710kHz
FM/AM Preset Memory: 40 Stations
General: Power Supply: AC 120V, 60Hz Power Consumption: 6.3A
Standby: 0.15W No-Sound Power Consumption: 85W Dimensions: 17.1"(W) x 6.8"(H) x 12.9"(D) Weight: 21.6 lbs
In the box:

Onkyo HT-RC560 7.2-Channel 3D-Ready Network A/V Receiver with Built-in Bluetooth & Wi-Fi
Remote Control with 2 AA Batteries
FM Antenna
AM Loop Antenna
Setup Microphone
Speaker Cable Labels
CD-ROM with Manual
Quick Start Guide




Home Theater & Audio Deals

woot! Coupons
Direct Deposit use payrol software for bonuses
Added on : Wednesday September 04th 2013 07:00:06 PM
g: 1 Posted By: cookemperor
Views: 100 Replies: 0 does anyone know about either opening a hobby business bank account and paying yourself or buying ACH software like this or QuickBooks would work?? or is it to much hassle and the feds would think you made more income?? looking to make sure transfers qualify as direct deposit

http://www.halfpricesoft.com/direct-deposit-software/howto-gener...
Deposits Deals
Best bonus for depositing large amount of money for short term?
Added on : Wednesday September 04th 2013 07:00:14 AM
g: 0 Posted By: billrubin
Views: 76 Replies: 1 My wife's mother passed away recently and had money all over the place, which the attorney handling the estate keeps sending us info on how to claim. We still don't know the total amount involved but she just was told that there is over $50k in a bank account at a local bank that for some reason she can access without going thru the estate (her brother already withdrew his half, the $50k+ is her portion). She's probably going to get it by next week.

I don't know what we will do with the money long term, but for the short term, is there any bank/financial institution that will give us a decent bonus for making a new large deposit that doesn't require more than a 30 day or so commitment? Or will they all want several months before we get any bonus?
Deposits Deals
g: 0 Posted By: HTN
Views: 241 Replies: 0 Shellshocker Deal, One Day Only!

D-Link GO-SW-8G 8-port Unmanaged Gigabit Desktop Switch (N82E16833127422) = $17.99

TOTAL COST = $17.99 with Free Shipping


Use Newegg CB for an additional 1% or $0.18 savings.
Manufacture Product Link => GO-SW-8G

Ethernet Ports: 8-port 10/100/1000Mbps (Half & Full Duplex, Auto MDI/MDIX)
Switching Fabric: 16Gbps
MAC Address Table: 8K
Packet Filtering/Forwarding Rates: 1,488,000 pps per port (Gigabit Ethernet)
RAM Buffer: 128KB per device
Jumbo Frames: 9,216 Bytes
Dimensions (WxDxH): 5.0 x 2.7 x 1.0 inches (128 x 68.5 x 25.4 mm)
Weight: 6.88 ounces (195 grams)
Warranty: 3 Years

Networking Deals

Newegg Coupons
Free September Artists on the Rise mp3's from Amazon
Added on : Sunday September 01st 2013 05:00:16 AM
g: 0 Posted By: remick
Views: 88 Replies: 0 http://www.amazon.com/gp/feature.html/ref=amb_link_369570382_5?ie=UTF8&docId=1000655511&me=ATVPDKIKX0DER&pf_rd_m=ATVPDKIKX0DER&pf_rd_s=auto-sparkle&pf_rd_r=0W94M5VTVPBGZK37V1JR&pf_rd_t=301&pf_rd_

1. Drunken Hearts Wallpaper
2. Turbine - Barbarossa
3. Separations - Diarrhea Planet
4. Shaker - The Cosmonauts
5. The Hearse Wampire
6. Pieces - Andrew Belle
7. Raise the Sun Anciients
8. She Wants To Know - Half Moon Run
9. The World It Softly Lulls - Hiatus Kaiyote
10. Cruz Del Sur Rvsb
11. Mississippi The Griswolds
12. Workin' Woman Blues - Valerie June
Movies & Music Deals
g: 0 Posted By: bpvh
Views: 172 Replies: 0 OfficeMax MaxPerks Bonus Rewards week of 09/01/2013: $5 bonus rewards on select writing supplies and binders


OfficeMax.com MaxPerks webpage: LINK.


Free shipping on orders of $20 or more.


ONLINE ONLY:

$5 Bonus Reward on select writing supplies (item# 1011-9551, 2187-5749, 2244-5819, 2310-2483) online only, limit 2, maximum $10 Bonus Rewards per item per member.
++ Terms state limit 2, graphic states limit 2 per item.
++ The Buy 1 get 1 half price items might be a rewards maker if the offer ever attaches: For the black Papermate pens, spend $9, get back $10 in rewards

$5 Bonus Reward on Avery Comfort Touch white durable view binder with 1" EZ-turn ring (item# 2239-2652) online only, limit 2, maximum $10 Bonus Rewards per member.

$160 Bonus Reward on Quartet Prestige total erase markerboard with silver finish frame, 6'x4' (item# 2034-9366) limit 2, maximum $320 Bonus Reward per member.


Online, in-store and via phone:

20% Bonus Reward on purchase of any 2 HP toner cartridges requires purchase of any 2 HP toner cartidges in the same transaction, dual pack count as 1.


Note 01: The item maybe be "discontinued" or "temporarily out of stock" until it is made available forsale (usually around 3 AM eastern). These states can occur sporadically through out the day on Sunday.

Note 02: While the product pages above might link to a multi-product page, only the specific items listed above qualify for the bonus rewards.

Note 03: Member's MaxPerks ID card number must be scanned/entered at the time of purchase; no Bonus Rewards adjustments will be made after purchase.


TERMS:

* Bonus Rewards are available only for items marked as a MaxPerks Bonus Reward offer. All Bonus Reward offers are available 9/1/13 thru 9/7/13. Limits may apply; see product offer for details. $5 Bonus Reward on select writing supplies (item# 1011-9551, 2187-5749, 2244-5819, 2310-2483) online only, limit 2, maximum $10 Bonus Rewards per item per member. $5 Bonus Reward on Avery Comfort Touch white durable view binder with 1" EZ-turn ring (item# 2239-2652) online only, limit 2, maximum $10 Bonus Rewards per member. $160 Bonus Reward on Quartet Prestige total erase markerboard with silver finish frame, 6'x4' (item# 2034-9366) limit 2, maximum $320 Bonus Reward per member. 20% Bonus Reward on purchase of any 2 HP toner cartridges requires purchase of any 2 HP toner cartidges in the same transaction, dual pack count as 1. Items and related Bonus Rewards are available while supplies last. Member's MaxPerks ID card must be presented at time of purchase; no Bonus Reward adjustments will be made after purchase. All Bonus Reward offers valid in stores, online and/or via phone order, unless otherwise indicated. Bonus Rewards issued are based upon price actually paid by Member, as advertised price can be reduced by any applicable coupon or discount. Bonus Rewards for these offers, along with any other rewards a Member may have earned during the same period, will be issued in the next statement cycle in the form of a MaxPerks Reward Card redeemable toward future purchases at OfficeMax. Reward Cards expire 90 days from date of issuance, except in Florida where they expire one (1) year from date of issuance. See OfficeMax.com/maxperksterms for full details.


=======================

bpvh's unofficial OfficeMax MaxPerks FAQ LINK

=======================
Office & School Supplies Deals

OfficeMax Coupons
Dyson DC40 Animal - $339 @ Wal-Mart
Added on : Saturday August 31st 2013 02:00:08 PM
g: 0 Posted By: albanach
Views: 0 Replies: 0 WalMart have the Dyson DC40 Animal on Closeout for $339. Shipping is free.

http://www.walmart.com/ip/Dyson-DC40-Animal-Bagless-Upright-Vacu...

Don't want to start a big vacuum discussion, but this is substantially less than the price other stores seem to be charging. The cleaner is new so benefits from Dyson's 5 year warranty.

Home Depot have the DC24 on closeout for $329, but it has half the power of the DC40.
g: 0 Posted By: ctgolfer
Views: 209 Replies: 0 Today Only

www.sears.com/shc/s/p_10153_12605_00604646000P
Home & Garden Deals

Sears Coupons
20 gallon tote at HD $3 - clearance in store
Added on : Friday August 30th 2013 04:00:03 PM
g: 1 Posted By: tightpapa
Views: 343 Replies: 0 Went to get the rubbermaid totes posted here on FW and found these lighter weight totes on clearance for $3 in blue and green they are translucent. The only issue is they are lighter weight and several were broken. But I thought they would be good enough to put MY junk in.
I also bought some of the rubbermaid for the better half. LOL

Home & Garden Deals

Home Depot Coupons
G&G 2 sets Canon compatible ink @Meritline FS $12.95 w/coupon code
Added on : Friday August 30th 2013 05:00:04 AM
g: 1 Posted By: landenpc
Views: 331 Replies: 1 Second time this year I've seen these G&G carts on sale at Meritline. They usually have a different, cheaper brand on sale (which have caused problems in my MX 870 and I finally just pulled them out to recycle half full). Never had a problem with the G&G brand. Only VERY minor complaint would be that the black isn't as dark as official Canon ink, but you can really only tell if you compare two printouts side by side.

Use coupon code MLCF30WN (you need to be signed up for their newsletter to be able to use the coupon code, so stop complaining the code doesn't work if you don't subscribe to their email)

http://www.meritline.com/canon-cli-221-ink-compatible-with-new-c...

Here's a list of printers these work with, probably NOT an exhaustive list...

PIXMA iP3600
PIXMA iP4600
PIXMA iP4700
PIXMA MP560
PIXMA MP620
PIXMA MP620B
PIXMA MP640
PIXMA MP640R
PIXMA MP980
PIXMA MP990
PIXMA MX860
PIXMA MX870

Ink & Toner Deals

Meritline.com Coupons
GG 2 sets Canon compatible ink @Meritline FS $12.95 w/coupon code
Added on : Friday August 30th 2013 04:00:02 AM
g: 0 Posted By: landenpc
Views: 44 Replies: 0 Second time this year I've seen these G&G carts on sale at Meritline. They usually have a different, cheaper brand on sale (which have caused problems in my MX 870 and I finally just pulled them out to recycle half full). Never had a problem with the G&G brand. Only VERY minor complaint would be that the black isn't as dark as official Canon ink, but you can really only tell if you compare two printouts side by side.

Use coupon code MLCF30WN (you need to be signed up for their newsletter to be able to use the coupon code, so stop complaining the code doesn't work if you don't subscribe to their email)

http://www.meritline.com/canon-cli-221-ink-compatible-with-new-c...


Ink & Toner Deals

Meritline.com Coupons
UST 10' x 12' Camouflage Tarp - $7.44 Shipped @ Home Depot
Added on : Thursday August 29th 2013 09:00:09 AM
g: 1 Posted By: Solipsist
Views: 430 Replies: 0 People seemed to like the two 6'x9' tarps for $7.13 posted here back in July
There's only one tarp with this deal, but it's still half price & the tarp is substantially larger.

UST 10' x 12' Camouflage Tarp @ Home Depot - $7.44
was $14.88
Free Shipping (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Home & Garden Deals

Home Depot Coupons
g: 0 Posted By: Solipsist
Views: 110 Replies: 0 Half off this condenser mic for the Stupid Deal of the Day.
Only a handful of reviews so far, but the ones that are there look good (4.3 out of 5 stars average).

CAD C9 Cardioid Pencil Condenser Microphone @ Musician's Friend - $29.99
was $59.99
Free Shipping
Expires On: 8/28/2013 11:59PM (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Music Deals

Musician's Friend Coupons
HARP refinance?
Added on : Tuesday August 27th 2013 09:00:13 AM
g: 0 Posted By: RBirns
Views: 53 Replies: 0 Just got contacted by the holder of my mortgage. They are offering me a simplified refi under Obama's HARP program (so they say). I understand this program is supposed to help underwater folks refinance easily, but my loan is not underwater. Loan balance is about $168K, market value somewhere over $600K. Anyway, I'm halfway through a 20 year mortgage at 5.5%. They are offering a simplified refi to a new 10 year loan at 4%. Closing costs of about $3500 would be rolled into the loan so nothing out of pocket. My payment will go down $53 a month, ending at the same time as my existing loan. No documentation, just proof of insurance and verification that I'm currently employed. Is this a good idea?
Personal Finance Deals
Need New Federal Student Loans To Qualify For 10% IBR
Added on : Tuesday August 27th 2013 09:00:13 AM
g: 1 Posted By: perpetualstudent
Views: 139 Replies: 2 I went to grad school in 2009 to 2011 for an MBA and took out massive student loans. While things were not unexpected, basically everything went as badly as they could. (A) not qualifying for in-state tuition. (B) massive tuition increase between first and second year (C) not qualifying for an assistantship either year (D) not obtaining a paid internship and working for free over the summer.

While I did have a risk plan going in, every single risk occurred simultaneously and my mitigation strategy for this outcome was to use Income Based Repayment and qualify for forgiveness after 25 years. Had at least half of the things went right, I intended to pay back the student loans within 5 years. But everything possible went wrong and $150k of federal student loans at a weighted average of 7.4% interest is not something I can reasonably pay back. While this intro has nothing to do with the question in the post, I list it for background information.

The strategy now is to legally use the system in my favor and that will involve taking new federal student loans, because our president's student loan executive order in 2012 only helps people who have at least one student loan in 2012 or later, and who have no loans prior to 2008. If I get in that plan, then my IBR drops from 15% of my discretionary income down to 10% and the 25 year repayment period drops to 20 years.

I ran the numbers and it would make sense for me to stop working for a year and do one more year of school, in any program, it doesn't matter what, just so I can take out new federal students and thus put all $150k onto the new 10%/20 year plan. The new IBR rules apply retroactively to all previous loans, if you have at least one loan in 2012, not just to loans in 2012 and later.

The problem is only federal student loans work and certain criteria, of which I'm not certain of, must be met in order for federal loans to cover tuition. It's my understanding it must be some kind of "degree-seeking program." I don't think I can get a federal student loan to cover massage therapy school, for example.

Can anyone recommend how I might get a new federal student loan issued, considering I already have an MBA and a BA degree?

For anyone who thinks I'm a deadbeat, consider that anyone with student loans prior to 2009 got a variable rate, which in current terms is around 2%. When I got to school they just changed the rules to lock in at a fixed rate of 6.8% and 7.8%. And it took until 2012 for the President to realize that was insane and impossible to pay back and change the rules, but only for people who got loans in 2012 and later. So essentially, by being a student between that 2009 and 2011 period, I got significantly screwed (by not qualifying for the low variable rates of 2008 and earlier, and not qualifying for the more leniant IBR rates of 2012 and later). The only fix is to go back to school somehow, hopefully part-time and online, just anyway to qualify for at least $1 of a new federal student loan.
Personal Finance Deals
Headphones - Wireless Bluetooth w/Mic Over half off
Added on : Sunday August 25th 2013 07:00:02 AM
g: 0 Posted By: MrOffice
Views: 153 Replies: 1 MEElectronics Air Fi Runaway Bluetooth Stereo Wireless Headphones with Microphone (Black/Grey)
$44.99 Normally $99 Amazon Lightning Deal.

Like they have Mic (for phone calls) and are wireless blue tooth.


11 Mins remaining.

http://www.amazon.com/gp/goldbox/ref=cs_top_nav_gb27

Headphones & Speakers Deals

Amazon Coupons
g: 0 Posted By: View
Views: 7 Replies: 0 BBVA Compass is offering another free tablet. IMO it is a slight downgrade from Kindle Fire HD 7 last year. (~200 value to ~169)
But another free(before taxes) tablet shouldn't hurt......
This time the requirements are also higher because 10 visa card transactions with $25 or higher are required...(could be a deal breaker to some.)
http://www.bbvacompass.com/special/201306/samsung/
T&C:SAMSUNG GALAXY TAB 3 Account Opening BonusConsumer checking accounts opened from July 15, 2013 to September 30, 2013, may be eligible for a Samsung Galaxy Tab 3 7-inch (Wi-Fi). Checking accounts are subject to approval, which may include credit approval. $25 minimum opening deposit required. Miscellaneous fees and service charges may apply. Please review the following information to understand how to qualify for the bonus.Within sixty (60) days of account opening, the accountholder must meet all of the following requirements: (A) at least one qualifying direct deposit of at least $500 from an unrelated third party must post to the account; (B) ten (10) BBVA Compass Visa Check Card transactions of at least $25 each (excluding ATM transactions) must post to your account AND (C) three (3) bill payments of at least $50 each to 3 unique, unrelated third parties through the bill pay service in BBVA Compass Online or Mobile Banking must post to the account . Transfers made from PayPal, ING Direct, or from accounts owned by the accountholder (or related parties) at other financial institutions do not qualify. Bill payments must be completed by the deadline. Payments made by check or person-to-person (P2P) payments do not qualify. Payments made by a third party debiting your account do not qualify.The Samsung Galaxy Tab 3 7-inch (Wi-Fi) will be shipped via UPS or FedEx to the statement address associated with the checking account. Signature will be required at time of delivery. Bonus will be mailed within 90 days of meeting the eligibility requirements. Image shown in advertisement is for illustration only; color may vary according to availability. Account must be open and in good standing at the time bonus is mailed.Offer valid only for new consumer checking accountholders who have not had an existing BBVA Compass consumer checking account within the last 90 days. NBA Checking Accounts are not eligible. BBVA Compass employees and household members are not eligible. Maximum of one (1) bonus per household. Offer not valid with any other offer and subject to change without notice. BBVA Compass may report the value of the bonus to the IRS as required by law. Galaxy Tablet is a trademark of Samsung. Galaxy Tablets are given away on behalf of BBVA Compass. Samsung is not a sponsor of nor affiliated with this promotion. Other limitations may apply.


Deposits Deals
g: 0 Posted By: Solipsist
Views: 239 Replies: 0 Brow Relonge is currently $79.99 and Lash Relonge is $84.01 on Amazon.
Mixed/poor reviews seem to center around the high original retail price vs. the amount of product in the package.
There are other better reviews scattered around the net, so perhaps it's a better value with both products at half the usual retail of either one separately?

Beaute De Paris 2-Pack Brow and Lash Relonge @ SharkStores - $39.00 after Coupon
compare at $164.00
Free Shipping

Coupons
FW-BEAUTY10 - $10 off + free shipping (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Health & Beauty Deals

SharkStores Coupons
Contest speeding ticket or not
Added on : Tuesday August 20th 2013 01:00:06 PM
g: 0 Posted By: samjd
Views: 1 Replies: 0 Hello,

I got speeding ticket along I-25 in Thorntob, a northern suburb of Denver, few days ago. Just half an hour ago, I had received the news of a friend passing away and was in a sense was rushing to their home (73 in 55 zone). I typically drive within 5-10 miles of posted limit and thought it was a 65 MPH zone, while so many things were going through my mind. I received a 4 point violation that will lowered to 2 if I plead guilty, by paying $145. The officer refused to let go with a warning. If I appear in the court and mention my state of mind, is there a possibility the judge might dismiss the case? Anybody has any experience on such matters? Or should I just pay the fine and accept the 2 points, and not waste my time?

Thanks
VPN and Proxy Plans 50% off Torguard
Added on : Tuesday August 20th 2013 12:00:04 PM
g: 0 Posted By: spdsl
Views: 288 Replies: 0 TorGuard VPN, Proxy, service 50% off.

I personally use this service and it supports multiple formats. Windows, Iphone, Itouch, Android and my ddwrt router. No major issues for me and I will be renewing my service with this coupon. See the email I received posted below. Tech support is quick to respond to any questions. Anonymous encrypted email service is offered as well for no extra charge.

This has been a hot summer for the privacy enthusiast. TorGuard is celebrating the end of summer with a 50% Lifetime discount on 1 Year VPN and Proxy plans. For a limited time, you can purchase new service or renew an existing plan for 1 year and receiveHALF OFFfor the entire subscription!

Discount code:TGLifetime50


Services Deals
g: 0 Posted By: Gambit3
Views: 41 Replies: 0 WAS $160, NOW $75.

http://www.newegg.com/Product/Product.aspx?Item=N82E16833156293


The 16-Port Gigabit GREENnet Switch, model TEG-S16Dg, provides high bandwidth performance, ease of use, and reliability, all while reducing power consumption by up to 70%.

GREENnet technology automatically adjusts power voltage as needed, resulting in substantial energy savings. Embedded GREENnet technology works right out of the box with no management requirement.

Boost office network efficiency and eliminate network congestion with Gigabit speeds and a total switching capacity of 32Gbps with Full-Duplex mode. A built in universal power supply reduces cable clutter and diagnostic LEDs help with network troubleshooting. Plug and Play this sturdy metal switch for reliable high-speed network connectivity.

16 x 10/100/1000Mbps Auto-MDIX Gigabit Ethernet ports
On / off power switch
Features a 32Gbps forwarding capacity
Internal power supply reduces clutter GREENnet technology reduces electrical power consumption when:

Ethernet port is not in use
Connected device is turned off
Connected device is in power-saving mode
Based on Ethernet cable length

IEEE 802.3az (draft 2.0)Energy Efficient Ethernet technology
IEEE 802.3x Flow Control for full-duplex mode
Back pressure Flow Control for half-duplex mode
Store-and-Forward switching architecture with non-blocking wire-speed performance
Integrated address look-up engine with an 8 K MAC address table, and 2 MBits RAM data buffer
Operates and maximizes packet filtering and forwarding rate
Jumbo Frame support up to 9216Bytes
Sturdy metal housing
Diagnostic LEDs and Plug & Play support
3-year limited warranty

Networking Deals

Newegg Coupons
​Back to School 4lbs of Pens for $17.99 + free shipping
Added on : Tuesday August 20th 2013 03:00:04 AM
g: 0 Posted By: Deals4mykids
Views: 81 Replies: 0 Back to School 4lbs of Pens for $17.99 + free shipping

coupon code: WOOT5

http://www.overhalfsale.com/events

You know how many pens you get in 4lbs of pens? ENOUGH! ENOUGH FOR ANYTHING!

I bought this a couple of years ago, although I think I paid less for it then. It was a good deal. These are all promotional "giveaway" quality but they work. It's also interesting to see the different names and such printed on them. My favorite was from a company that specialized in Crime Scene cleanup!
Office & School Supplies Deals
Marriage - Raw Deal For Guys?
Added on : Saturday August 17th 2013 06:00:08 PM
g: -1 Posted By: Manning2
Views: 103 Replies: 1 I've been negative against marriage from a guys perspective. I worked hard for certifications/degrees and realize it becomes community property in a divorce.
Prenups can be out the window, as in NY, they found they if you force her to sign one to have a wedding, that could be undue stress, etc..
And after seeing my friend get married for 2 months, it not work out, and the divorce still pending after 2 yrs,(along with her initially wanting alimony)...And then there was the Boston case, where the couple got divorced in 1980 with no alimony, the woman had financial issues 28 yrs later in 2008, and the guy's girlfriend is now paying his alimony...Anyway searching the web, came across www.dontmarry.com Wondering what others feel on the subject and what can be done to make divorces more equal?
-----------------------
http://online.wsj.com/article/SB10001424052748703399204574505700...
Paul and Theresa Taylor were married for 17 years. He was an engineer for Boston's public-works department, while she worked in accounting at a publishing company. They had three children, a weekend cottage on the bay and a house in the suburbs, on a leafy street called Cranberry Lane. In 1982, when they got divorced, the split was amicable. She got the family home; he got the second home. Both agreed "to waive any right to past, present or future alimony."But recently, more than two decades after the divorce, Ms. Taylor, 64, told a Massachusetts judge she had no job, retirement savings or health insurance. Earlier this year, the judge ordered Mr. Taylor, now 68 and remarried, to pay $400 per week to support his ex-wife.
"This is insane," Mr. Taylor says, adding that the payments cut his after-tax pension by more than one-third. "Someone can just come back 25 years later and say, 'My life went down the toilet, and you're doing goodso now I want some of your money'?"The nature of marriage has changed dramatically over the decades. Women now make up almost half of the American work force. But alimony, a concept enshrined in ancient law, has remained remarkably constant. Now, the idea that a husband should continue to support his wife forever, even after the demise of their marriagelong a bedrock of divorce lawis being called into question.
Personal Finance Deals
g: 1 Posted By: mnmailman
Views: 178 Replies: 2 HP - 15.6" Pavilion Notebook - 8 GB Memory -i5 M6-1045DX ---YMMV $369 -25 (Amex) Total $344
New in Box YMMV on these, Half price at Best Buy. I seen these at a couple stores around me in St Paul MN.
PaperPro Compact Stapler, Translucent Red (1511) 15 sheets $6 FSSS
Added on : Friday August 16th 2013 06:00:10 PM
g: 1 Posted By: GreenTrash
Views: 185 Replies: 0 The power to drive a staple through up to 15 sheets of paper with just one finger.
Eronomic styling, ideal stapler for small jobs and small hands.
Non-slip rubberized handle and base.
Stands vertically and horizontally.
Drop in loading with half strip capacity LINK
Office & School Supplies Deals

Amazon Coupons
Mac hub only $14.99!
Added on : Thursday August 15th 2013 09:00:05 AM
g: -1 Posted By: ASTech11
Views: 239 Replies: 3 By far the cheapest one. At least half of what any other one is going for. This is definitely a must have for Apple users!http://www.amazon.com/Sabrent-Premium-Aluminum-MacBook-HB-UMAC/d...
Computers Deals

Amazon Coupons
Ride Buckwild Snowboard 2013 $242 Shipped
Added on : Thursday August 15th 2013 06:00:10 AM
g: 0 Posted By: tedhawkins
Views: 189 Replies: 0 Ride Buckwild Snowboard 2013 $242 Shippedhttp://www.eternalsnow.com/steal-of-the-day.htmlRide Buckwild Snowboard | 2013As the go to competition deck for much of the Ride team, you'll see Ladley in the half pipe, Darrel slaying rails and Seb going huge while strapped on this wild Ride. Designed to push park limits, Ride's Twin Rocker shape has minimal rocker with a long, stable flat zone that extends well beyond the inserts into the tip and tail. Providing supreme landing control and pop, this Ride features Slimewalls, Pop Rods 2.0 and Cleave Edge for a smooth-riding durable deck built to lap the park like the pros.The 2012-2013 Ride Buckwild Snowboard key features:Twin Rocker - This twin shape has minimal rocker featuring a long stable flat zone that extends well beyond the inserts into the tip and tail. This board profile is dialed for hitting features from big booters to rails, and everything in between.Pop Rods 2.0 - Ride's Pop Rods give already fun and playful boards the added liveliness to set them apart from the competition. Using strategic placement in the tip and tail, this technology adds pop without excessive stiffness generally associated with snappy boards. Made up of flat carbon rods that wrap a urethane slime-core, Pop Rods have carbon for massive pop and a slime-core to smooth out the landings. Available in two levels: Pop Rods 1.0 and 2.0, offering more carbon in each increased level.Carbon Array 3 - This power distribution technology provides total board control in every stance location. Widespread carbon stringers at the binding zone gather input from any stance width and all pressure angles. Rider input is then transferred to the opposing contact point for maxed out board control. Three levels of technology are available from 3, 5, to 7 rays.Slimewalls - Rides exclusive Slimewalls are forgiving and ductile, absorbing impacts rather than defending against them. Just like skate wheels, the urethane in Slimewalls smoothes the interaction with the snow, wood, or metal surfaces you may ride on. On top of that, these sidewalls are virtually indestructible, the most durable in the industry.Hybrid Glass - Triaxial on top, biaxial on base, balanced torsion and stiffness for better response with speed.Thin Con - Featuring tapered tips and tails, enhanced tip flex, reduced swing weight and sidewalls that run past the effective edge, Rides Thin Construction sets riders up for easy spins and board handling. Cleave Edge - Nearly 50% more steel, the cleave edge provides an unmatched resistance to edge cracking and can be detuned to larger radii.Fusion 4000 Base - This sintered base is more durable and harder than extruded and is the fastest base material known.PROFILE: Twin
RIDING STYLE/ TERRAIN: All-Mountain/ Freestyle
BASE: Fusion 4000 Base
CORE: Pop Rods 2.0 with Carbon Array 3
SIDEWALL: Slimewalls
STANCE: Centered
FLEX RATING: 6 (Medium/ Medium-Stiff)- Twin Rocker Profile
- Hybrid glass
- Thin Con
- Cleave Edge
- 2x4 InsertsSizing: 153, 155, 157, 159, 159W, 162Wcm
Sports & Outdoors Deals
50% off Sale and Clearance FREE Shipping FragranceNet
Added on : Wednesday August 14th 2013 08:00:02 AM
g: 0 Posted By: imagine1128
Views: 49 Replies: 0 FragranceNet.comCLEARANCE + 50% OFF Specials!
Free Shipping w/code: DCTF - no minclearanceHalf Off Sale
Health & Beauty Deals

FragranceNet.com Coupons
g: 8 Posted By: f2000sa
Views: 2661 Replies: 8 Discussed here
Grocery Deals
g: 8 Posted By: archena
Views: 4330 Replies: 4 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.THE MIRACULOUS RESULTS OF EXTREMELY HIGH DOSES OF THE SUNSHINE HORMONE VITAMIN D3 MY EXPERIMENT WITH HUGE DOSES OF D3 FROM 25,000 to 50,000 to 100,000 IU A Day OVER A 1 YEAR PERIOD [Kindle Edition] - $3.99Jeff T Bowles (Author) http://www.amazon.com/dp/B005FCKN2SPublication Date: July 22, 2013196 Reviews - ★★★★.5#1 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Physician & Patient > Healing#4 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Alternative & Holistic THIS IS THE LAST TIME THIS BOOK WILL EVER BE GIVEN AWAY FREE!PLEASE TELL ALL YOUR FRIENDS AND EMAIL CONTACTEES TO NOT MISS THIS OPPORTUNITY-THEY WILL THANK YOU FOR IT.Book description:
144+ Pages of Fact-Packed Science Based Information-But FUN to read-
Upon realizing that taking 4,000 IU of Vitamin D3 a day was not enough for me, I decided to embark on a "dangerous" experiment that directly contradicted everything MD's had told me for years: DON'T TAKE TOO MUCH VITAMIN D IT IS DANGEROUS!I started taking 20,000 IU a day-50X times the recommended dose of 400 IU a day.
After about 4 months upped the dose to 50,000 IU a day or 150X the old recommended safe dose I then boosted it to 100,000 IU a day or 300 x TIMES the old maximum safe dose!What happened over these last 10 months? Did I die? get sick? No! Just the opposite!!High dose Vitamin D3 therapy over the last year-CURED ALL MY CHRONIC CONDITIONS-SOME THAT I'D HAD FOR 20+ YEARS!1. A painful snapping hip syndrome which I had been suffering from for 23 years and no Dr could help me-It is now 100% gone. No pain and NO SNAPPING!!
2. Yellow fungus infected toenails (under the nail)- I tried everything over 20 years and nothing worked-10 months of high dose Vitamin D3 and they are clear as a bell! 100% cured.
3. A knobby bone spur on my elbow that made me look like Popeye the sailor man-It has now 100% dissolved and my elbow is back to the way it used to be 20 years ago.
4. Painful , clicking, popping, stiff Arthritic shoulders that prevented me from even throwing a ball from home plate past the infield. A condition Ive had for 15 years. Gone. No more popping snapping or clicking and I can throw the ball twice as far .
5. A ganglion cyst that persisted on my wrist for over 5 years has shrunk from the size of half a golf ball to the size of a pea and now it is rock hard ,painless, and shrinking.
6. A small subcutaneous cyst on my face that had not gone away for 20 years now gone!
7. AND-Without even trying my weight has dropped by 25 pounds from 204 to 179.
This book tells you detailed results of my experiment, dangers to avoid, and also discusses a simple and elegant new theory that suggests how High Dose Vitamin D3 therapy Should help PREVENT OR CURE all the epidemics of disease and health issues that have been plaguing us since the 1980s when Doctors started warning us to stay out of the sun and always use sunscreen. This has created the huge epidemics we see today of Obesity, Autism, Asthma, and many others!The theory is simple-Vitamin D3 is a hormone that your skin makes when you sit in the sun, it is not a vitamin it was just mislabeled when it was discovered. When your Vitamin D3 levels are low, your body gets you to prepare for winter by overeating, slowing you down to conserve energy, and even making you depressed to keep you housebound. Interestingly it is this same drop in Vitamin D3 levels that signals a bear to start hibernating!If your body expects famine-like conditions caused by winter to be likely- it will conserve your critical resources for the future. This leads to what I call the Incomplete Repair Syndrome which in turn causes most of the diseases humans face other than spontaneous gene mutations that cause syndromes and diseases caused exclusively by aging. High D3 can be used to prevent or treat a huge number of diseases MS, asthma, 17 kinds of cancer, lupus, arthritis, heart disease, obesity, depression, Parkinsons+many more...This IS the better mousetrap! Most MD's get just a basic 4 years in Med School, then work to earn not learn. I've researched diseases and aging for 20+ years, with a 10 year stint where I spent 12 hrs/day everyday in the Northwestern Med School's library just reviewing clinical and scientific studies! .I've had 3 major papers published; the publishing journal has 5 Nobel Prizes between the editors. And described my papers as extremely exciting and of major importance
Totally Free Deals
g: 1 Posted By: summerst
Views: 222 Replies: 0 Just in time for Back to School!
Here is the link: UA Backpack
Below are the features of the Armour Exeter Storm backpack:
UA Storm Treated to protect your gear from the elements
Soft, Tricot lined laptop sleeve; can hold up to a 15" laptop
Front H2O repellent UA Storm valuables pocket
HeatGear adjustable shoulder straps with venting for extra comfort/breathability
Ergonomic foam padded back panel with HeatGear
2 Side water bottle/stash pockets
Ultra comfort grab handle
Front gusseted laundry pocket
Dimensions: 18" x 11" x 9".
Cubic Volume: 1800
There are only three reviews (but they are all five star reviews) on Amazon.com Amazon Link
Two vendors on Amazon.com (UnderArmour.com and eBags.com) are selling this bag for $64.99 I was surprised to find the same backpack on eBags.com for HALF PRICE! Don't forget Fat Cash which brings the cost of the bag down to $30.70 shipped. Before discovering the backpack on eBay.com, the best price I could find was $58.99 shipped from a vendor on eBay.
While you are on the eBags website, check out the matching Under Armour Exeter Sackpack which (at $13.99) is also half price and available in matching colors with the Execter backpack.UPDATE: Incredibly, Amazon.com just changed the eBags.com price on their website seconds after I posted on Fatwallet! Still a better price directly from eBags.com if you buy through Fat Wallet.
Clothing Deals

eBags Coupons
g: -1 Posted By: f2000sa
Views: 251 Replies: 0 Discussed here
Grocery Deals
g: 1 Posted By: archena
Views: 167 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.Basic Knitting: All the Skills and Tools You Need to Get Started (How To Basics) [Kindle Edition] was $19.95Leigh Ann Chow (Editor), Alan Wycheck (Photographer), Missy Burns (Contributor), Anita J. Tosten (Contributor) http://www.amazon.com/dp/B00C4N9QY2Publication Date: January 1, 200412 Reviews - ★★★★.5#1 in Kindle Store > Kindle eBooks > Crafts, Hobbies & Home > Crafts & Hobbies > Knitting Fully illustrated descriptions introduce knitting needles, yarn, and accessories
Detailed, step-by-step sequences illustrate basic stitches and skills
In-depth skill workshops teach techniques needed to complete 10 attractive projectsKnitting is presently enjoying a renaissance. Around the world, people young and old are discovering--or rediscovering--the joy of working with needles and yarn. Basic Knitting serves as a comprehensive introduction to the fundamental skills you will need to master in order to become a knitter. The focus of the first half of the book is on detailed, step-by-step text and photo sequences that will teach you how to execute the basic stitches and techniques of knitting. The second half of the book teaches you how to apply these basic skills when completing actual projects.About the AuthorAlan Wycheck is a concrete specialist and former partner in The SO Factory, a concrete design company. He is also an award-winning photographer and lives in central Pennsylvania.Anita Tosten and Missy Burns teach knitting at The Mannings in East Berlin, Pennsylvania. Anita's patterns have appeared in Knitter's Magazine, Vogue Knitting's On the Go books, and are frequently featured in Knit 'n Style magazine. In addition to knitting and designing, Anita and Missy also own and manage Wool in the Woods, a company that produces and sells hand-dyed yarn, in Biglerville, Pennsylvania.Leigh Ann Chow is editor of five books, including Basic Knitting, Beyond Basic Knitting, and Basic Dried Flower Arranging. She lives in Mechanicsburg, Pennsylvania.
Books Deals

Amazon Coupons
Sony Nex 3 K kit $250 clearance at Target
Added on : Monday August 12th 2013 09:00:08 AM
g: 3 Posted By: doofus
Views: 253 Replies: 2 Saw these today at lunch (Monday is generally electronics mark-down day). Reg $500, half off, so $250. Black, comes with the 18-55MM lens which is a good overall lens it seems.So it will not compete with a $1200 NIKON/Canon, and it has this Sony E-mount system which is limiting. I would say if you are looking for a true enthusiast camera where you are going to have a lot of lens choices, not for you. Likewise, if you are happy with the pictures your smartphone takes, not for you either. Sony has apparently discontinued this as well. And from what I can tell, it is an ultimately 3 year old design (confusing if you look around the web for pricing and reviews; I guess the base is the Sony Nex 3, but you will see references to Nex 3N, etc. I think that is just variations on what lens it ships with, and not necessarily the camera itself being different).Still, if you look at reviews, the write-ups on it are very favorable...particularly when you consider that they were doing so in the context of it being a $500 camera without this lens (which is another $200 or so) and they were comparing it to camera in the $800 range. I think it is for folks who want to take a step beyond the quality they get with a basic point and shoot but are not avid enough to want to walk around with $3K in cameras and lenses. As a comparison, Tiger Direct has these (refurbed) for $470, so $250 for a new one is a good deal. The one at target also comes with the apparent optional external flash (don't worry, it still has a built in one) that is apparently a $120 accessory at the Sony store.So if my math is good, you are in actuality getting about a $450 camera + $200 lens + $100 external flash so $750 for $250?And you can also get the extended warranty through Target and make out as well too. Since the price of the warranty is a function of the price, you get a warranty on a $500 camera for a $250 camera price (so I think 2 years was like $34).Encourage you to do your own research as how Sony handles their branding is really confusing. Looks like maybe at some point the camera came with a 14.2 MP sensor, but I know mine said it was 16 something. When I get home tonight going to do a further interrogation of the box/numbering to figure out specifically what we have here.
50% discount on silicone baking mat - now $13.49 down from $26.99
Added on : Friday August 09th 2013 08:00:06 AM
g: 0 Posted By: johncampbellastic
Views: 238 Replies: 0 Half price silicone baking mat with discount code DISC7682. Unfortunately this is only half price on the original price and not the sale price but is still a further $3.50 off - http://www.amazon.com/Silicone-Baking-Mat-Professional-BrightSpr...
Appliance Deals

Amazon Coupons
g: 2 Posted By: KayK
Views: 206 Replies: 1 For 9/2 sailing, Oceanview room available for $209.
Edit: For 9/2 Sailing, you have to book today (8/9) to secure the price.Link -> http://www3.cruises.com/sc.do?d=08/07/2013&d2=02/06/2016&i=869454&c=1&v=31&dsc=yDay Ports of Call Arrival Departure 1 Miami, Florida --- 4:00 p.m. 2 At Sea --- --- 3 Grand Turk Island 7:00 a.m. 2:30 p.m. 4 Half Moon Cay, Bahamas (Cruiseline Private Island) 9:30 a.m. 5:30 p.m. 5 Nassau, Bahamas 7:00 a.m. 5:00 p.m. 6 Miami, Florida 8:00 a.m. ---
Ship details --> http://www.carnival.com/cruise-ships/carnival-victory.aspx
Cheaper than $60 Sheraton rooms
Cruise Deals Deals
FinCEN and You. The Laws Behind Trying To Manufacture Spend.
Added on : Thursday August 08th 2013 09:00:17 PM
g: 9 Posted By: BenH
Views: 761 Replies: 9 (TL : DR - My interpretation of the federal regulations and how/why retailers implement policies relating to GC purchase. This isn't a skimmer though...if you are interested, read it all. UPDATED DISCLAIMER: This is meant to be an informational post to understand things on the back-end a bit better. Even with full understanding it is unlikely to help you net a higher spend. Individual retailers have different policies and those policies are often misunderstood or unevenly enforced. Thread title updated to clarify).After months of being told different stories by various employees of retail stores while trying to purchase GCs for credit, I was beginning to get a bit fed up. After being denied for 2x$500 cards at my one remaining "safe" WG store, I had a face-to-face with the store manager regarding their policies. This manager, a suited gentleman in his mid 40's (first time I'd seen a WG manager in a suit) spoke with me candidly for about 15-20 minutes. He informed me that he was the "community leader" for multiple WG stores in the area. He began by espousing that the $500 limit was some type of law. I challenged him on this, and he became a bit flustered. To his credit, he took the time to research with me the information he had on hand. The manager continued to claim that there were various laws that governed their policies, but conceded that the limits seemed somewhat imposed internally and he couldn't tell me precisely what laws they were subject to. I left without a complete understanding of why WG implements the policy they do, but the desire to know more. Before I discuss exactly what he told me, it is important to understand (or at least try to understand...) FinCEN. FinCEN is the Financial Crimes Enforcement Network, a division of the US Treasury department. FinCEN are the ones that instituted the BSA (Bank Secrecy Act) and the KYC (Know Your Customer) initiatives that many of us are familiar with. Their main purpose - track money exchanges to help combat terrorism and money laundering.So what does this mean to the FWF community and those manufacturing spend (churners) specifically? Well, many of our activities, while legal, can appear suspicious in certain circumstances - not unlike those of criminals.FinCEN issued a rule in July of 2011, called the "Prepaid Access Rule" to which they issued a final amendment in September 2011. The dates for compliance with all of these rules was apparently January 2012. These rules and regulations have been around for a while (over a year) and yet it doesn't seem that all organizations are aware of what it actually means or how to implement it. It seems, like in many cases with newer laws, that those subject to them are going to be as careful as possible until they are more fully understood.There is a lot of data on FinCEN's "Rule". IANAL - and wading through it is very difficult for one not familiar with how to interpret U.S.C. Laws get amended and repealed and it is difficult to know what the most up-to-date information is. I am sharing my initial research here for discussion by the community. This is not a thread about how-to-game the system. Nor is this thread meant to be waived over the heads of retailers who don't seem to know the laws themselves. This is meant to educate us on what the actual laws say and to understand how and why certain retailers may be implementing certain policies.It is hard to know where to start, but I'm going to use this July 2011 news brief from FinCEN titled "FinCEN Issues Prepaid Access Final Rule Balancing the Needs of Law Enforcement and Industry.". The brief references two issues of the Federal Register defines much of the terminology being used.Important Terminology:MSB (Money Services Business) - This is a pretty obtuse term used throughout the various documentation. This linked definition is the best, most concise I can find. Basically, if you issue cash, check, money orders, stored value (prepaid), etc in the amounts greater than $1000/day in any one category you would be considered an MSB (banks and SEC/Commodoties brokers excluded). You can search the database of all registered MSBs here. However, not all MSBs must register with FinCEN however.For example, if I search all "Providers of prepaid access" in Chicago, IL - I get only two hits:

Order Express, INC - a company that appears to do money transfer to Latin America
You Too, INC - A restaurant company - seemingly listed because they provide gift cards to their restaurants.

If I search "Sellers of prepaid access" in the same area, I get dozens of hits, most of which are Currency Exchange locations.So, why aren't all the Supermarkets and Drugstores that sell prepaid cards listed here?Well, according to the news brief above:FinCEN Brief said: Sellers are retailers of prepaid access devices. While sellers are not required to register with FinCEN (just as no MSB that operates solely as an agent for another MSB is required to register),...
Therefore while both Sellers and Providers could be considered MSBs, apparently sellers don't have to register with FinCEN. But...
FinCEN Brief said: ...they must maintain an anti-money laundering program if the prepaid access product offered is covered by the rule
What prepaid access products are covered by the rule?

Well this FAQ helps (along with the previously linked info) define them. Basically, they seem to include all prepaid access instruments with these exclusions:

Excludes government funded and pre-tax flexible spending for health and dependent care funded prepaid access programs. - Relatively self explanatory
Exempts closed loop prepaid access products sold in amounts of $2,000 or less - A closed loop product is one that can be used at a particular store (or chain) only. So, if Toys R Us issues gift cards in amounts less than $2,000 they would be exempt from the rules that govern prepaid access programs.
Exempts from the rule prepaid access products of $1,000 or less and payroll products if they cannot be used internationally, do not permit transfers among users, and cannot be reloaded from a non-depository source. - This would seemingly exclude all the reloadable GCs that we are familiar with. The key here seems to be the "non-depository source." A depository source would basically be a card that is reloaded at your bank, or directly via ACH, etc. The FAQ states: "Re-loads that are not made through a depository institution would include but are not limited to, reloads through retail store transactions (e.g., cash, check or credit card), wire transfers originating at money services businesses, or checks payable to a payee other than the provider of prepaid access." Therefore, all retail loads are not exempt because they are "non-depository." The exception here would seem to be debit card. Yes - it may actually be reasonable for a retail establishement to deny the use of cash and only accept debit because the source is instantly verifiable.

The brief continues...

FinCEN Brief said: ...and can be used without a later activation process that includes customer identification;
The above is true of most pre-paid cards you purchase. You don't need to identify yourself to use them.

...and continues...

FinCEN Brief said: ...or if a retailer sells prepaid access products (regardless of whether offered under a prepaid program) providing a portal to funds that exceed $10,000 to any person during any one day.
I'm not fully clear on this last rule. But, presumably, if I can buy a re-loadable card that will allow me to load over $10,000 on it (regardless of when I load, just that it could potentially provide access to $10,000 in funds) then they are subject to the above regulations.

So, are these retail locations (Supermarkets, Pharmacies, etc) considered "sellers" of prepaid access?

A very insightful administrative ruling, FIN-2012-R003 from FinCEN discusses the distinction further. It is defnitely worth a read. One interesting snippet:

FIN-2012-R003 said: If the Company sells a prepaid product from a defined MSB prepaid program that can be used before verification of customer identification, the Company would be a seller of prepaid access. The company also would be a seller of prepaid access if it sells any type of prepaid access, regardless of whether it is from a defined MSB prepaid access program or from another prepaid access arrangement, without having implemented policies and procedures reasonably adapted to prevent the sale of such prepaid access to funds that exceed $10,000 to any person during any one day. However, if the Companys prepaid access sales only involve products other than prepaid access products from a defined MSB prepaid program that provides access to funds prior to customer identification, and the Company has implemented policies and procedures reasonably adapted to prevent the sale of prepaid products that provide access to more than $10,000 to any person during any one day, then the Company would not be a seller of prepaid access.
The first sentence seems to clearly indicate that if you sell a prepaid product that can be used without verification you are a seller. It seems that the latter half states that if you are only selling products that require customer verification, and have policies that limit access to less than $10,000 a day you are exempt from "seller" status. For example, if I only sell a pre-paid card that requires you to register it with your name and has a maximum balance of $8,000 - then I might be excluded from being a seller.

"Sellers" and "Agents" or "Agent MSBs" are synonymous (based on my research)

It seems to break down like this:

A bank, like BankCorp, issues prepaid cards for a provider network, like InComm (Vanilla). The bank (being a bank) is not an MSB (although it has its own sets of requirements, e.g. BSA).
InComm is a marketer/distributor and while I don't actually see them listed on the MSB registration page, ITC Financial Licenses and IH Financial Licenses, Inc. are (see fine print here for relationship) are listed.
These MSBs work with retailers as their "agents" or "sellers".
Blackhawk Network/GiftCardMall.com is another example of the relationship between these MSBs and their agent retail locations.

An organization doesn't need to register if it strictly serves as an agent for another MSB. However, the parent MSB may require its agents to comply with certain policies. According to the FAQ referenced above:

FinCEN FAQ said: Sellers of prepaid access will need to develop and implement an effective AML program, report suspicious activity, and comply with recordkeeping requirements related to customer identifying information and transactional data. Sellers, as agent MSBs, will not have to register with FinCEN as MSBs.
In summary, it would seem that all of these retail locations are sellers/agents and, while they don't need to register, they still must comply with certain reporting rules and maintain a level of internal compliance. This compliance was mandatory as of March 31, 2012.So what/when does a seller need to file and how do they do it?Well previously they were done with the following two forms:104 - CTR - Currency Transaction Report - "This Currency Transaction Report (CTR) should NOT be filed for suspicious transactions involving $10,000 or less in currency"109 - SAR - Suspicious Activity Report by MSB - "provides complete protection from civil liability for all reports of suspicious transactions made to appropriate authorities" and agents who report this activity "may not notify any person involved in the transaction that the transaction has been reported." Additionally, "Any transaction conducted or attempted by, at, or through a money services business involving or aggregating funds or other assets of at least $2,000" - What is interesting to note is that there is no defined time period for the aggregate purchases and the form seems to indicate that it can span any length of time.As of April 2012 however it seems these forms are deprecated and all filing is done electronically here. It appears however that these forms are still used to collect information at P.O.S and can then be e-filed.Ok - so we are know familiar with a bunch of this terminology and some of these procedures. But, the real questions still remain:

Is it legal to buy/sell prepaid for credit?
What is the maximum amount of prepaid I can buy/sell?

#1 - I can't find anything that discusses the tender in which you use to purchase the cards (other than the non-depository exclusions listed previously).
From a terrorism/money laundering perspective, I don't think it matters to the government. Money launderers aren't looking to charge a bunch to a credit card - they already have the money, and they are looking to launder it.Therefore, I believe the policy to sell or not to sell for credit is strictly a store policy. This policy would most likely be in place to protect the store from "shrinkage" - basically theft/fraud/loss with invalid/stolen cards. It is quite possible that the prepaid provider networks that work with the store help in setting this policy. The question here is, if I buy with stolen/invalid cards, who pays? The provider network or the store? It is also possible that there are local state or city laws that set these limits with credit in an attempt to curb theft. That is a whole other topic - but at this point, I am unaware of any laws (or even concrete provider/seller policy) that restricts credit usage.#2 - Here too, there doesn't appear to be a limit, legally, as to what can be transacted. It seems that staying within certain limits only means that an entity may or may not qualify as a provider or seller for purposes of reporting and compliance. What is important is that the MSBs, and their agents, enact viable Anti Money Laundering (AML) policies, file Suspicious Activity Reports (SAR), and file Currency Transaction Reports (CTR) when applicable.I'm currently under the belief that the restrictions put in place by various retail establishments have been enacted alongside guidance of their MSBs to meet the following criteria:

A workable AML policy - This is not clearly defined by FinCEN, so I believe many err on the side of caution. They say "If we only allow $1000/day/person" that is well under any suspicious limits - so that's a good policy.
Mitigate aggregate spending in excess of $10K - An MSB or its agents would have to file a CTR if the aggregate spending by a person was over $10,000/day. If every WG allowed me to purchase $2000/day, I could easily hit up 6 of them in a matter of hours. This would mean that the MSB (through its agents) sold me $12,000 in a day. Since there is no easy way for them to track this, they can't very well file a CTR. Therefore, as part of their AML policy and to mitigate any CTR filings, they keep the limit low enough that it would be unlikely for me to reach it.

As for WG's policy? According to their internal handbook which the store manager looked at online with me. The policy is written such that even after he was looking at it for 10 minutes he couldn't 100% interpret it. At its strictest interpretation is seems they have a $500/day policy for all GC purchases. At its loosest, its $500/day in each type of card (meaning from each provider network, or parent MSB). It also doesn't matter how you pay - cash or credit - the limit is still there. Again, this is likely a very tight policy meant to limit the liability of both WG and their provider networks.I hope this was helpful to some of you in understanding the basics. I don't claim to have it all correct - but I think I have a pretty good start. This is a work in progress, and I'll try to update this once I finish looking at some more of the documentation I've found. I also encourage you all to research and contribute here. If we are lucky we have some people in the legal profession, or those that work with some of the companies involved and can give us some better insight.Here are some other references I found while researching. Some of them give pretty nice synopsis of what I discussed above, but I wasn't able to find them until I actually knew what I was looking for:FinCEN Webcast on the final rule (found this after I wrote this - *great* primer):
http://treas.yorkcast.com/webcast/Viewer/?peid=65574c79c23846088...FinCEN MSB Money Laundering Prevention Guide
http://www.fincen.gov/financial_institutions/msb/materials/en/pr...FinCEN Rulemakings:
http://www.fincen.gov/statutes_regs/bsa/regs_proposal_comment.ht...Interpretations of the Rule from various law firms:
http://www.srz.com/fincen_issues_final_rules_and_interpretive_gu...
www.baileycavalieri.com/128-Client%20Alert%20Memo.pdf
http://www.mofo.com/files/Uploads/Images/110805-FinCEN-Access-Ru...
http://www.pillsburylaw.com/siteFiles/Events/FinCEN's%20Proposed...
General Economics Deals
FinCEN and You. What you need to know for Manufactured Spending.
Added on : Thursday August 08th 2013 05:00:17 PM
g: 1 Posted By: BenH
Views: 141 Replies: 1 (TL : DR - My interpretation of the federal regulations and how/why retailers implement policies relating to GC purchase. This isn't a skimmer though...if you are interested, read it all)After months of being told different stories by various employees of retail stores while trying to purchase GCs for credit, I was beginning to get a bit fed up. After being denied for 2x$500 cards at my one remaining "safe" WG store, I had a face-to-face with the store manager regarding their policies. This manager, a suited gentleman in his mid 40's (first time I'd seen a WG manager in a suit) spoke with me candidly for about 15-20 minutes. He informed me that he was the "community leader" for multiple WG stores in the area. He began by espousing that the $500 limit was some type of law. I challenged him on this, and became a bit flustered. To his credit, he took the time to research with me the information he had on hand. The manager continued to claim that there were various laws that governed their policies, but conceded that the limits seemed somewhat imposed internally and he couldn't tell me precisely what laws they were subject to. I left without a complete understanding of why WG implements the policy they do, but the desire to know more. Before I discuss exactly what he told me, it is important to understand (or at least try to understand...) FinCEN. FinCEN is the Financial Crimes Enforcement Network, a division of the US Treasury department. FinCEN are the ones that instituted the BSA (Bank Secrecy Act) and the KYC (Know Your Customer) initiatives that many of us are familiar with. Their main purpose - track money exchanges to help combat terrorism and money laundering.So what does this mean to the FWF community and those manufacturing spend (churners) specifically? Well, many of our activities, while legal, can appear suspicious in certain circumstances - not unlike those of criminals.FinCEN issued a rule in July of 2011, called the "Prepaid Access Rule" to which they issued a final amendment in September 2011. The dates for compliance with all of these rules was apparently January 2012. These rules and regulations have been around for a while (over a year) and yet it doesn't seem that all organizations are aware of what it actually means or how to implement it. It seems, like in many cases with newer laws, that those subject to them are going to be as careful as possible until they are more fully understood.There is a lot of data on FinCEN's "Rule". IANAL - and wading through it is very difficult for one not familiar with how to interpret U.S.C. Laws get amended and repealed and it is difficult to know what the most up-to-date information is. I am sharing my initial research here for discussion by the community. This is not a thread about how-to-game the system. Nor is this thread meant to be waived over the heads of retailers who don't seem to know the laws themselves. This is meant to educate us on what the actual laws say and to understand how and why certain retailers may be implementing certain policies.It is hard to know where to start, but I'm going to use this July 2011 news brief from FinCEN titled "FinCEN Issues Prepaid Access Final Rule Balancing the Needs of Law Enforcement and Industry.". The brief references two issues of the Federal Register defines much of the terminology being used.Important Terminology:MSB (Money Services Business) - This is a pretty obtuse term used throughout the various documentation. This linked definition is the best, most concise I can find. Basically, if you issue cash, check, money orders, stored value (prepaid), etc in the amounts greater than $1000/day in any one category you would be considered an MSB (banks and SEC/Commodoties brokers excluded). You can search the database of all registered MSBs here. However, not all MSBs must register with FinCEN however.For example, if I search all "Providers of prepaid access" in Chicago, IL - I get only two hits:

Order Express, INC - a company that appears to do money transfer to Latin America
You Too, INC - A restaurant company - seemingly listed because they provide gift cards to their restaurants.

If I search "Sellers of prepaid access" in the same area, I get dozens of hits, most of which are Currency Exchange locations.So, why aren't all the Supermarkets and Drugstores that sell prepaid cards listed here?Well, according to the news brief above:FinCEN Brief said: Sellers are retailers of prepaid access devices. While sellers are not required to register with FinCEN (just as no MSB that operates solely as an agent for another MSB is required to register),...
Therefore while both Sellers and Providers could be considered MSBs, apparently sellers don't have to register with FinCEN. But...
FinCEN Brief said: ...they must maintain an anti-money laundering program if the prepaid access product offered is covered by the rule
What prepaid access products are covered by the rule?

Well this FAQ helps (along with the previously linked info) define them. Basically, they seem to include all prepaid access instruments with these exclusions:

Excludes government funded and pre-tax flexible spending for health and dependent care funded prepaid access programs. - Relatively self explanatory
Exempts closed loop prepaid access products sold in amounts of $2,000 or less - A closed loop product is one that can be used at a particular store (or chain) only. So, if Toys R Us issues gift cards in amounts less than $2,000 they would be exempt from the rules that govern prepaid access programs.
Exempts from the rule prepaid access products of $1,000 or less and payroll products if they cannot be used internationally, do not permit transfers among users, and cannot be reloaded from a non-depository source. - This would seemingly exclude all the reloadable GCs that we are familiar with. The key here seems to be the "non-depository source." A depository source would basically be a card that is reloaded at your bank, or directly via ACH, etc. The FAQ states: "Re-loads that are not made through a depository institution would include but are not limited to, reloads through retail store transactions (e.g., cash, check or credit card), wire transfers originating at money services businesses, or checks payable to a payee other than the provider of prepaid access." Therefore, all retail loads are not exempt because they are "non-depository." The exception here would seem to be debit card. Yes - it may actually be reasonable for a retail establishement to deny the use of cash and only accept debit because the source is instantly verifiable.

The brief continues...

FinCEN Brief said: ...and can be used without a later activation process that includes customer identification;
The above is true of most pre-paid cards you purchase. You don't need to identify yourself to use them.

...and continues...

FinCEN Brief said: ...or if a retailer sells prepaid access products (regardless of whether offered under a prepaid program) providing a portal to funds that exceed $10,000 to any person during any one day.
I'm not fully clear on this last rule. But, presumably, if I can buy a re-loadable card that will allow me to load over $10,000 on it (regardless of when I load, just that it could potentially provide access to $10,000 in funds) then they are subject to the above regulations.

So, are these retail locations (Supermarkets, Pharmacies, etc) considered "sellers" of prepaid access?

A very insightful administrative ruling, FIN-2012-R003 from FinCEN discusses the distinction further. It is defnitely worth a read. One interesting snippet:

FIN-2012-R003 said: If the Company sells a prepaid product from a defined MSB prepaid program that can be used before verification of customer identification, the Company would be a seller of prepaid access. The company also would be a seller of prepaid access if it sells any type of prepaid access, regardless of whether it is from a defined MSB prepaid access program or from another prepaid access arrangement, without having implemented policies and procedures reasonably adapted to prevent the sale of such prepaid access to funds that exceed $10,000 to any person during any one day. However, if the Companys prepaid access sales only involve products other than prepaid access products from a defined MSB prepaid program that provides access to funds prior to customer identification, and the Company has implemented policies and procedures reasonably adapted to prevent the sale of prepaid products that provide access to more than $10,000 to any person during any one day, then the Company would not be a seller of prepaid access.
The first sentence seems to clearly indicate that if you sell a prepaid product that can be used without verification you are a seller. It seems that the latter half states that if you are only selling products that require customer verification, and have policies that limit access to less than $10,000 a day you are exempt from "seller" status. For example, if I only sell a pre-paid card that requires you to register it with your name and has a maximum balance of $8,000 - then I might be excluded from being a seller.

"Sellers" and "Agents" or "Agent MSBs" are synonymous (based on my research)

It seems to break down like this:

A bank, like BankCorp, issues prepaid cards for a provider network, like InComm (Vanilla). The bank (being a bank) is not an MSB (although it has its own sets of requirements, e.g. BSA).
InComm is a marketer/distributor and while I don't actually see them listed on the MSB registration page, ITC Financial Licenses and IH Financial Licenses, Inc. are (see fine print here for relationship) are listed.
These MSBs work with retailers as their "agents" or "sellers".
Blackhawk Network/GiftCardMall.com is another example of the relationship between these MSBs and their agent retail locations.

An organization doesn't need to register if it strictly serves as an agent for another MSB. However, the parent MSB may require its agents to comply with certain policies. According to the FAQ referenced above:

FinCEN FAQ said: Sellers of prepaid access will need to develop and implement an effective AML program, report suspicious activity, and comply with recordkeeping requirements related to customer identifying information and transactional data. Sellers, as agent MSBs, will not have to register with FinCEN as MSBs.
In summary, it would seem that all of these retail locations are sellers/agents and, while they don't need to register, they still must comply with certain reporting rules and maintain a level of internal compliance. This compliance was mandatory as of March 31, 2012.So what/when does a seller need to file and how do they do it?Well previously they were done with the following two forms:104 - CTR - Currency Transaction Report - "This Currency Transaction Report (CTR) should NOT be filed for suspicious transactions involving $10,000 or less in currency"109 - SAR - Suspicious Activity Report by MSB - "provides complete protection from civil liability for all reports of suspicious transactions made to appropriate authorities" and agents who report this activity "may not notify any person involved in the transaction that the transaction has been reported." Additionally, "Any transaction conducted or attempted by, at, or through a money services business involving or aggregating funds or other assets of at least $2,000" - What is interesting to note is that there is no defined time period for the aggregate purchases and the form seems to indicate that it can span any length of time.As of April 2012 however it seems these forms are deprecated and all filing is done electronically here. It appears however that these forms are still used to collect information at P.O.S and can then be e-filed.Ok - so we are know familiar with a bunch of this terminology and some of these procedures. But, the real questions still remain:

Is it legal to buy/sell prepaid for credit?
What is the maximum amount of prepaid I can buy/sell?

#1 - I can't find anything that discusses the tender in which you use to purchase the cards (other than the non-depository exclusions listed previously).
From a terrorism/money laundering perspective, I don't think it matters to the government. Money launderers aren't looking to charge a bunch to a credit card - they already have the money, and they are looking to launder it.Therefore, I believe the policy to sell or not to sell for credit is strictly a store policy. This policy would most likely be in place to protect the store from "shrinkage" - basically theft/fraud/loss with invalid/stolen cards. It is quite possible that the prepaid provider networks that work with the store help in setting this policy. The question here is, if I buy with stolen/invalid cards, who pays? The provider network or the store? It is also possible that there are local state or city laws that set these limits with credit in an attempt to curb theft. That is a whole other topic - but at this point, I am unaware of any laws (or even concrete provider/seller policy) that restricts credit usage.#2 - Here too, there doesn't appear to be a limit, legally, as to what can be transacted. It seems that staying within certain limits only means that an entity may or may not qualify as a provider or seller for purposes of reporting and compliance. What is important is that the MSBs, and their agents, enact viable Anti Money Laundering (AML) policies, file Suspicious Activity Reports (SAR), and file Currency Transaction Reports (CTR) when applicable.I'm currently under the belief that the restrictions put in place by various retail establishments have been enacted alongside guidance of their MSBs to meet the following criteria:

A workable AML policy - This is not clearly defined by FinCEN, so I believe many err on the side of caution. They say "If we only allow $1000/day/person" that is well under any suspicious limits - so that's a good policy.
Mitigate aggregate spending in excess of $10K - An MSB or its agents would have to file a CTR if the aggregate spending by a person was over $10,000/day. If every WG allowed me to purchase $2000/day, I could easily hit up 6 of them in a matter of hours. This would mean that the MSB (through its agents) sold me $12,000 in a day. Since there is no easy way for them to track this, they can't very well file a CTR. Therefore, as part of their AML policy and to mitigate any CTR filings, they keep the limit low enough that it would be unlikely for me to reach it.

As for WG's policy? According to their internal handbook which the store manager looked at online with me. The policy is written such that even after he was looking at it for 10 minutes he couldn't 100% interpret it. At its strictest interpretation is seems they have a $500/day policy for all GC purchases. At its loosest, its $500/day in each type of card (meaning from each provider network, or parent MSB). It also doesn't matter how you pay - cash or credit - the limit is still there. Again, this is likely a very tight policy meant to limit the liability of both WG and their provider networks.I hope this was helpful to some of you in understanding the basics. I don't claim to have it all correct - but I think I have a pretty good start. This is a work in progress, and I'll try to update this once I finish looking at some more of the documentation I've found. I also encourage you all to research and contribute here. If we are lucky we have some people in the legal profession, or those that work with some of the companies involved and can give us some better insight.Here are some other references I found while researching. Some of them give pretty nice synopsis of what I discussed above, but I wasn't able to find them until I actually knew what I was looking for:FinCEN Webcast on the final rule (found this after I wrote this - *great* primer):
http://treas.yorkcast.com/webcast/Viewer/?peid=65574c79c23846088...FinCEN MSB Money Laundering Prevention Guide
http://www.fincen.gov/financial_institutions/msb/materials/en/pr...FinCEN Rulemakings:
http://www.fincen.gov/statutes_regs/bsa/regs_proposal_comment.ht...Interpretations of the Rule from various law firms:
http://www.srz.com/fincen_issues_final_rules_and_interpretive_gu...
www.baileycavalieri.com/128-Client%20Alert%20Memo.pdf
http://www.mofo.com/files/Uploads/Images/110805-FinCEN-Access-Ru...
http://www.pillsburylaw.com/siteFiles/Events/FinCEN's%20Proposed...
General Economics Deals
29 Free kindle Books
Added on : Thursday August 08th 2013 07:00:06 AM
g: 2 Posted By: remick
Views: 110 Replies: 0 Easy Etouffee [Kindle Edition]
http://www.amazon.com/Easy-Etouffee-ebook/dp/B00B89OGQQMediterranean Cuisine: 120 Easy and Delicious Recipes for Happy Family Meals (European Cookbook Series) [Kindle Edition]
http://www.amazon.com/Mediterranean-Cuisine-Delicious-European-e...Kale Recipes: Nature's Healthy Superfood For Beautiful Skin, Disease Prevention & More! [Kindle Edition]
http://www.amazon.com/Kale-Recipes-Superfood-Prevention-ebook/dp...Eat Like a King For Half Nothin (Cheap recipes for broke students) [Kindle Edition]
http://www.amazon.com/Nothin-Cheap-recipes-students-ebook/dp/B00...
Great Battles of the American Civil War - Chickamauga [Kindle Edition]
http://www.amazon.com/Great-Battles-American-Civil-ebook/dp/B00B...The Battle of Roanoke Island North Carolina - A History [Kindle Edition]
http://www.amazon.com/Battle-Roanoke-Island-Carolina-ebook/dp/B0...Hangings, Sinkings and Trust in God: Life and Death onboard British Warships during the 1700's and 1800's [Kindle Edition]
http://www.amazon.com/Hangings-Sinkings-Trust-God-ebook/dp/B00CD...The Crusades: A Very Brief History [Kindle Edition]
http://www.amazon.com/The-Crusades-Brief-History-ebook/dp/B00A9N...Space Shuttle Challenger [Kindle Edition]
http://www.amazon.com/Space-Shuttle-Challenger-ebook/dp/B00CLLRT...
20 Tips for Etsy Success: Avoid Costly Mistakes and Boost Your Sales [Kindle Edition]
http://www.amazon.com/20-Tips-Etsy-Success-ebook/dp/B00DSUB346CONCEPTS OF SIX SIGMA [Kindle Edition]
http://www.amazon.com/CONCEPTS-OF-SIX-SIGMA-ebook/dp/B00EC81XW0The Elephant in the Office: Super-Simple Strategies for Difficult Conversations at Work (Elephant Conversations) [Kindle Edition]
http://www.amazon.com/The-Elephant-Office-Conversations-ebook/dp...Practice Safe Social: How to Use Social Media Responsibly to Protect Your Reputation and Build Loyalty [Kindle Edition]
http://www.amazon.com/Practice-Safe-Social-Responsibly-ebook/dp/...Silent Influencing - Employing Powerful Techniques for Influence and Leadership (The Leadership Series) [Kindle Edition]
http://www.amazon.com/Silent-Influencing-Techniques-Leadership-e...Words at Work: The "How to" Book of Writing Skills (Improve your English report, email or business writing skills) [Kindle Edition]
http://www.amazon.com/Words-Work-Writing-business-ebook/dp/B00DM...Leadership Training Course - Effective Leadership for Small Group Ministry [Kindle Edition]
http://www.amazon.com/Leadership-Training-Course-Effective-ebook...
Dare to Believe: The True Power of Faith to Walk in Divine Healings and Miracles [Kindle Edition]
http://www.amazon.com/Dare-Believe-Healings-Miracles-ebook/dp/B0...The Crowd; study of the popular mind [Kindle Edition]
http://www.amazon.com/Crowd-study-popular-mind-ebook/dp/B004UJNF...A Complete Guide to Dealing with Vegetables, Robots, Co-workers And other types of difficult people in your life. [Kindle Edition]
http://www.amazon.com/Complete-Vegetables-Co-workers-difficult-e...Getting Thin By Tuning In - Follow Your Hunger to the Body of Your Dreams! (Strategies for Getting Thin By Tuning In) [Kindle Edition]
http://www.amazon.com/Getting-Thin-Tuning-Strategies-ebook/dp/B0...Music Mastery - How To Be An Awesome Singer [Kindle Edition]
http://www.amazon.com/Music-Mastery-Awesome-Singer-ebook/dp/B008...Building a Backyard Chicken Coop on the "Cheep" (Urban Farming Simplified) [Kindle Edition]
http://www.amazon.com/Building-Backyard-Chicken-Simplified-ebook...Grow Your Orchids Like a Professional: The Comprehensive Guide for Indoor and Outdoor Growing and Caring of Orchids [Kindle Edition]
http://www.amazon.com/Grow-Your-Orchids-Professional-ebook/dp/B0...How to Visit Antarctica: The Adventure of Your Life on the White Continent [Kindle Edition]
http://www.amazon.com/How-Visit-Antarctica-Adventure-ebook/dp/B0...Grand Canyon Guide: Your Complete Guide to the Grand Canyon [Kindle Edition]
http://www.amazon.com/Grand-Canyon-Guide-Complete-ebook/dp/B003B...The Confident Woman: How To Boost Self-Esteem and Happiness for Everyday Women (Confidence) [Kindle Edition]
http://www.amazon.com/The-Confident-Woman-Self-Esteem-ebook/dp/B...Escaping Control & Abuse: How to Get Out of a Bad Relationship & Recover from Assault [Kindle Edition]
http://www.amazon.com/Escaping-Control-Abuse-Relationship-ebook/...Hunting the Grisly and Other Sketches [Kindle Edition]
http://www.amazon.com/Hunting-Grisly-Other-Sketches-ebook/dp/B00...Headache Remedies: Proven Remedies To Relieve Pain, Stress, And Headaches Naturally (Headache Migraine, Headache Relief)[Kindle Edition]
http://www.amazon.com/Headache-Remedies-Headaches-Naturally-eboo...
Books & Magazines Deals
g: 0 Posted By: lovelybones
Views: 189 Replies: 1 Starbucks
At participating StarbucksDetailsGet any lunch food item for half off any time of day, including sandwiches, panini, salads and Bistro Boxes. TermsExpires August 10, 2013 at 11:59pm. Get half off the retail price of one lunch item (sandwich, panini, salad or Bistro Box) at participating U.S. Starbucks stores. Limit one per person while supplies last. Cash value .01₵. Void where prohibited. Cannot be combined with other offers or discounts. Not valid if reproduced, transferred or sold.No cash value unless otherwise indicated in these terms. Google does not make any warranty in relation to the offers, including without limitation their validity and/or value. Google is not a party to any transaction that the advertiser and user may enter into.
g: 0 Posted By: archena
Views: 0 Replies: 0 https://www.google.com/offers/savable/mc/5DF43IEN3MZUW-STARBUCKS...DetailsGet any lunch food item for half off any time of day, including sandwiches, panini, salads and Bistro Boxes.TermsExpires August 10, 2013 at 11:59pm. Get half off the retail price of one lunch item (sandwich, panini, salad or Bistro Box) at participating U.S. Starbucks stores. Limit one per person while supplies last. Cash value .01₵. Void where prohibited. Cannot be combined with other offers or discounts. Not valid if reproduced, transferred or sold.
No cash value unless otherwise indicated in these terms. Google does not make any warranty in relation to the offers, including without limitation their validity and/or value. Google is not a party to any transaction that the advertiser and user may enter into.
g: 2 Posted By: archena
Views: 191 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.THE MIRACULOUS RESULTS OF EXTREMELY HIGH DOSES OF THE SUNSHINE HORMONE VITAMIN D3 MY EXPERIMENT WITH HUGE DOSES OF D3 FROM 25,000 to 50,000 to 100,000 IU A Day OVER A 1 YEAR PERIOD [Kindle Edition] - $3.99Jeff T Bowles (Author) http://www.amazon.com/dp/B005FCKN2SPublication Date: July 22, 2013196 Reviews - ★★★★.5#1 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Physician & Patient > Healing#4 in Kindle Store > Kindle eBooks > Nonfiction > Professional & Technical > Medical eBooks > Alternative & Holistic THIS IS THE LAST TIME THIS BOOK WILL EVER BE GIVEN AWAY FREE!PLEASE TELL ALL YOUR FRIENDS AND EMAIL CONTACTEES TO NOT MISS THIS OPPORTUNITY-THEY WILL THANK YOU FOR IT.Book description:
144+ Pages of Fact-Packed Science Based Information-But FUN to read-
Upon realizing that taking 4,000 IU of Vitamin D3 a day was not enough for me, I decided to embark on a "dangerous" experiment that directly contradicted everything MD's had told me for years: DON'T TAKE TOO MUCH VITAMIN D IT IS DANGEROUS!I started taking 20,000 IU a day-50X times the recommended dose of 400 IU a day.
After about 4 months upped the dose to 50,000 IU a day or 150X the old recommended safe dose I then boosted it to 100,000 IU a day or 300 x TIMES the old maximum safe dose!What happened over these last 10 months? Did I die? get sick? No! Just the opposite!!High dose Vitamin D3 therapy over the last year-CURED ALL MY CHRONIC CONDITIONS-SOME THAT I'D HAD FOR 20+ YEARS!1. A painful snapping hip syndrome which I had been suffering from for 23 years and no Dr could help me-It is now 100% gone. No pain and NO SNAPPING!!
2. Yellow fungus infected toenails (under the nail)- I tried everything over 20 years and nothing worked-10 months of high dose Vitamin D3 and they are clear as a bell! 100% cured.
3. A knobby bone spur on my elbow that made me look like Popeye the sailor man-It has now 100% dissolved and my elbow is back to the way it used to be 20 years ago.
4. Painful , clicking, popping, stiff Arthritic shoulders that prevented me from even throwing a ball from home plate past the infield. A condition Ive had for 15 years. Gone. No more popping snapping or clicking and I can throw the ball twice as far .
5. A ganglion cyst that persisted on my wrist for over 5 years has shrunk from the size of half a golf ball to the size of a pea and now it is rock hard ,painless, and shrinking.
6. A small subcutaneous cyst on my face that had not gone away for 20 years now gone!
7. AND-Without even trying my weight has dropped by 25 pounds from 204 to 179.
This book tells you detailed results of my experiment, dangers to avoid, and also discusses a simple and elegant new theory that suggests how High Dose Vitamin D3 therapy Should help PREVENT OR CURE all the epidemics of disease and health issues that have been plaguing us since the 1980s when Doctors started warning us to stay out of the sun and always use sunscreen. This has created the huge epidemics we see today of Obesity, Autism, Asthma, and many others!The theory is simple-Vitamin D3 is a hormone that your skin makes when you sit in the sun, it is not a vitamin it was just mislabeled when it was discovered. When your Vitamin D3 levels are low, your body gets you to prepare for winter by overeating, slowing you down to conserve energy, and even making you depressed to keep you housebound. Interestingly it is this same drop in Vitamin D3 levels that signals a bear to start hibernating!If your body expects famine-like conditions caused by winter to be likely- it will conserve your critical resources for the future. This leads to what I call the Incomplete Repair Syndrome which in turn causes most of the diseases humans face other than spontaneous gene mutations that cause syndromes and diseases caused exclusively by aging. High D3 can be used to prevent or treat a huge number of diseases MS, asthma, 17 kinds of cancer, lupus, arthritis, heart disease, obesity, depression, Parkinsons+many more...This IS the better mousetrap! Most MD's get just a basic 4 years in Med School, then work to earn not learn. I've researched diseases and aging for 20+ years, with a 10 year stint where I spent 12 hrs/day everyday in the Northwestern Med School's library just reviewing clinical and scientific studies! .I've had 3 major papers published; the publishing journal has 5 Nobel Prizes between the editors. And described my papers as extremely exciting and of major importance
Totally Free Deals
g: 0 Posted By: Butcherboy
Views: 94 Replies: 0 3M Half Face-piece Reusable Respirator Assembly. $11.50 + FS via Amazonhttp://www.amazon.com/3M-Face-piece-Reusable-Respirator-Assembly...Half facepiece design combines comfort and convenience
Remarkably comfortable, soft, lightweight facepiece and easy-to-adjust head straps
Removable filters can be replaced with NIOSH approved 3M filters and cartridges
NIOSH approved for environments containing certain oil and non-oil based particles 
sjsfan op
Tools Deals

Amazon Coupons
g: -2 Posted By: johnny98
Views: 245 Replies: 1 Trade in your low-quality potentially-unsafe generic USB charger and get a genuine Apple charger for $10 (regular price is $20) at any Apple Store or authorized dealer.Deal is valid August 16 through October 18. Limit one for each Apple product you own.Full details: http://www.apple.com/support/usbadapter-takeback/Cheap chargers can be had for $1 on eBay or street corners in major US cities.
Cell Phones Deals

Apple Store Coupons
The North Face Half Dome Hoodie Men's $29.99 @ Eastbay
Added on : Monday August 05th 2013 10:00:04 AM
g: 0 Posted By: ctgolfer
Views: 238 Replies: 4 North Face Half Dome Hoodie $29.99 - was $44.99other colors available starting at $29.99get an extra 20% off with $99 purchase with code: IPEB375Kwww.eastbay.com/product/model:177506/sku:5086962/the-north-face-...
Clothing Deals

Eastbay Coupons
clogoutlet.com 10% off $75 and possible 15% off $100 or 20% off $150
Added on : Monday August 05th 2013 07:00:07 AM
g: 0 Posted By: robertsotx
Views: 239 Replies: 0 I found some Sanita shoes I wanted at http://www.clogoutlet.com that were on clearance for half price. On some other coupon site, there was a coupon for 10% off and order of $75 that was expiring August 9, 2013. Added to my cart and it said expired July 31, 2013 I called customer service and spoke with Wendy who was friendly and very helpful and she fixed the coupon and I checked out successfully. I wasn't sure if she was just making it work for today so I mentioned that I would tell others about the coupon and she could fix the 15% off $100 as well through Aug 9. She said she would but I just tried the 15% off on a test cart and it didn't work. If you need a larger order you should be able to call and have her fix the 15% or the 20% if she hasn't gotten it done by the time you are placing your order.The coupon codes are:
10% off $75 order NF10 (verified working)
15% off $100 order NF15 (not working yet)
20% off $150 order NF20 (will need to call to get coupon extended)Oh, they also have free shipping in August for orders of $50 or more and there is free pen or shopping bag you just have to click on to have it added to your cart. I got the free shopping bag. Tax for Texas but the rest of y'all shouldn't have to pay any.
Shoes Deals
Help! Best ways to use ESP
Added on : Monday August 05th 2013 04:00:09 AM
g: 2 Posted By: Venturion
Views: 42 Replies: 2 All my life I've felt special and somehow different. Recently, I became acutely aware of extrasensory perception (ESP). It began as a mild form of telekinesis. I know, you're thinking "another crackpot registering with a new username that will never come back and update the OP." Trust me, this is my normal, well-established username. I thought about more effectively masking my identity so the authorities don't track me down. But as my powers have begun to mature, I realize the telekinesis has broadened to mind control. Think of Zapped meets Return of the Jedi. So I'm less worried about being deposed to Area 51 and more interested in how to best capitalize on my newly found abilities.Having learned the importance of scaling (think FWF churn), I am interested in similar leverage with my ESP. There are three important restrictions:1. Cannot hurt people.
2. Cannot do anything illegal.
3. Cannot steal or lie.With that mind, I started with some basic business ideas of how to monetize my abilities.- offer to help renters overcome bug-phobias (by asserting mind control)
- offer to help people track down dead beat family members that stiff them on Nordstrom shoe purchases or airline tickets
- serve as a lie detector to ascertain if pizza delivery people are telling the truth when you ask whether or not the gratuity is included
- retrieve checks from private sellers that fraudulently pawn off cars with rolled back odometers
- read the minds of Crown Vic sellers to get the best priceWhile these are interesting, I believe I am sub-optimizing my abilities. I trust and believe the FWF community can help stimulate far better ideas and am willing to ignore anything contrary to my uninformed, rigid position. Please bear in mind the restrictions I have laid out above. And to preempt the H&B suggestion, rest assured that the first hundred plus practice sessions with my new powers were aimed squarely at the opposite sex and illicit drugs. I've gotten about as high and laid as frequently as one can hope for in a lifetime.Please help me reach $100K net worth by age 40 so that I can stop working and live off the interest!Finally, a simple poll: if you want me to use my power for evil, then please red this thread. If you want me to use my power for good, then green. All the red users will join me in a class action suit where I allege visual discrimination on your behalf based on RESPA. I ask only for a small cut of the proceeds given as a gift from our attorneys.Happy Monday.PSS. Please don't ask for proof or for a demonstration. That is unnecessary and demeaning. Plus, you've already seen my 9+" e-penis.
Discussion Deals
g: 0 Posted By: tedhawkins
Views: 161 Replies: 0 Columbia Half Track II Technical Daypack Black Faroe IS $29.95 + $6 S&H / FS on $50+http://www.sunnysports.com/Prod/COLPHT2T.htmlColumbia Sportswear has upgraded the Half Track with Backdraft, their latest back-panel ventilation technology featuring directional foam conduits that direct hot air out and cooler air in. Slip your laptop into the zip-closed computer compartment, which is reinforced with an EVA foam shock absorber because we know that you can't always set your pack down as delicately as you'd like. Beefy buckled straps on the front hold a skateboard as easily as a jacket, and the rugged number-ten YKK zipper on the main compartment takes wear and tear in stride. An electronics pocket is lined with soft tricot to protect lenses and displays. Hauling a heavy load? The hip belt happily takes the weight off your shoulders but it's also removable so it'll never be a nuisance. Reflective accents keep you visible during late-night capers.
Clothing Deals
Timex Expedition Collection T40131 $14.99 + $3.99 S/H (FS on $25+)
Added on : Saturday August 03rd 2013 05:00:02 AM
g: 0 Posted By: tedhawkins
Views: 1 Replies: 0 Timex Expedition Collection T40131 $14.99 + $3.99 S/H (FS on $25+)http://www.mrwatch.com/timex-t40131-watch-67764.aspxDesigned for active, outdoor lifestyles--as well as the rigors of harsh urban landscapes--the mid-sized Timex T40131 Expedition stainless steel watch adds a stylish yet rugged complement to your everyday wear. It features a large, round silver stainless steel watch case with flattened, brushed bezel that frames a gray dial background with Arabic numerals, inset 24-hour notations, large, luminous stick hands (with seconds hand), and a date display at 3 o'clock. With the Quick Date function, you can set the date on the watch without turning the crown for every 24-hour period. Just pull the stem halfway out, and turn until desired date is reached. It also offers an 8-year battery life, water resistance to 50 meters (165 feet), and a durable strap that mixes leather and nylon. The Indiglo night-light uniformly lights the surface of the watch dial using patented blue electroluminescent lighting technology. It uses less battery power than most other watch illumination systems, enabling your watch battery to last longer.
Starting an online retail business
Added on : Thursday August 01st 2013 08:00:10 PM
g: 0 Posted By: troutspinner
Views: 218 Replies: 2 I'll try to summarize this.....but I am passionate I currently own my own successful business offering consulting services for the last 12 years. Those services are considered intellectual property and I do not need to charge sales Tax.I now want to start a new online sales venture (in addition to what I already do for a living) selling the fishing spinners I have developed over the last 10 years. I would sell in the US and possibly even worldwide.I have been mulling over this decision for about 2 years and want to now move forward. Over those 2 years I have talked in passing with my accountant. She said do not mess around and to get a state sales tax ID and keep everything on the up. Good advice, I dont want to jeopardize my real business.Since I plan to sell nationwide I am unsure of how to handle sales tax and am curious to see if others have experience to share on their solutions.Is there a shopping cart provider that streamlines the sales tax process for you? One that will remit taxes on your behalf or do you have to handle the sales taxes manually? Do you remit individually and separately to every state or is there a way to do it altogether? What happens if you sell out of the country?I know my accountant can answer these questions but I was hoping the experienced here could offer some advice on how they do it and arm me with questions to ask. And offer caveats of things I have to consider and may run into.As for my passion, the spinners I make work better than anything on the market. I have 10 years into the making of them and a thousand hours of real life trial and error. Almost everyone who has used them has asked me Do you sell these? and when I say No they ask me Why not?I'm not talking about a few people either. Over the years Ive met many people stream-side and given many away just to see them instantly start catching fish. I also use to raffle out packs as a fund-raiser for a local club. Combine those two and friends and family, Ive heard the above comments close to a hundred times. With so many great comments and people telling me I am crazy to not sell them, I want to answer this call.Lastly, I can sell these for 5x my cost and still be below the price of the well known companies out there so I know there is a reasonable profit to be made. I also know that there is room for yet another lure as the outdoor market has grown nicely over the last few years. I am realistic and know the promotional and advertising work ahead of me to make this successful and know that just opening a website is not going to make a business. There is a lot of work ahead, I just want to get past this hurdle for now.Thanks for any and all advice!
Question Deals
g: 4 Posted By: vlmyfox
Views: 387 Replies: 4 Just got the email, panera bread has half off frozen drinks and smoothies 3-5PM every day in August.
Restaurants & Entertainment Deals
g: 3 Posted By: vlmyfox
Views: 221 Replies: 3 Just got the email, panera bread has half of frozen drinks and smoothies 3-5PM every day in August.
Restaurants & Entertainment Deals
g: 0 Posted By: capjones
Views: 0 Replies: 0 Get $1 off your meal. Expires August 15, 2013. Print a separate copy for each diner.Good to combine with your half-price gift cards from a few months ago.
VS $3.99 & Up PINK Sale | Up to 60% Off
Added on : Wednesday July 31st 2013 11:00:04 AM
g: 0 Posted By: fashiondeal
Views: 317 Replies: 1 [L=victoriassecret]http://www.victoriassecret.com/clearance/pink[/L] offers VS $3.99 & Up PINK SaleFree Shipping $100+ w/ Promo Code: SP1336847Panty $3.99

Yoga half zip $29.99
Clothing Deals
g: 0 Posted By: TheBells
Views: 123 Replies: 0 SHEETS-600TC at QVC.com! $39.98 First Set - ANY SIZE
Deduct $3 off Additional Sets
S/H $9.22 - Additional Sets Half off shipping discount
"IF" shipping to the same address & ordered in the same order.Home Reflections 600TC Easy Care Reversible Sheet Set
Don't forget Fatwallet bucks
I bought them last Todays special value- GREAT SHEETS!
Bedding Deals

QVC Coupons
Buying a house, still have the old house, qualifiying for mortgage?
Added on : Tuesday July 30th 2013 02:00:12 PM
g: 0 Posted By: bluegreenturtle
Views: 235 Replies: 6 So, this question has indeed been asked a bunch of different ways before but I thought I'd ask again, folks seem enjoy analyzing these situations:Current house: Paid $220k, have $139k left on mortgage, 15 year, 13 years left @ 3.75%, appraised at $400k, I think $360-380k is probably realistic. Monthly payment is $1500 including taxes and insurance (P/I is $1000). Could rent probably for $1800-2200 (rentals in our neighborhood are rare and sought after, there's something down the street that is considerably worse and are asking $2000, it's currently rented). Looking at new house: Asking price is $470k, I think we could get them down a bit as it's been on the market for a few months and has some weird features to it. That said it's a cool house and in a very good area for us, more walkable than our current. So a new 30 year on it with 20% down ($95k) would be about $2250 a month with taxes and insurance). We were thinking about trying to rent the house for a while - a year or 2 and then see about selling it. I honestly don't think I'm up to fixing it up to try to sell it in the next 6 months, and since it should easily rent for more than it costs including taxes, it seems like a "safe" way to make the move. We have about $120k in cash available, though I still owe taxes (next april) on about half that. We are both self-employed, but I have a good income stream for the next 2 years. We are expecting a second baby in Nov, so wife's income is going away for a year, but again, my income is going to be pretty good for a while, about $90k each year at least. We have about $250k in various investments, some of which are in an IRA and some of which are in a taxable account and I wouldn't shed a tear about selling to come up with more cash. So what's the question and problem you might ask? Well, we're self employed. While this year and the next 2 are really good, last year our AGI was probably about $45k. This wasn't a problem, our living expenses including mortgage are about $4k a month currently, and we have good savings, but it probably doesn't look too good to a lender. We qualified for refi's twice as self employed people without issue, but I'm assuming if you have another mortgage on file they are going to look a little more sternly at you. What are our options? I really don't want to try to sell the house before the baby comes. If my parents co-signed the new loan (they are retired and have no debts) would that solve the issue? What do people do who want to move but really need to buy the new house before selling the old?
Personal Finance Deals
5 FoldinHalf Table
Added on : Monday July 29th 2013 09:00:09 AM
Compact folding tables are just the ticket for picnics, cookouts or tailgating.
Dividend +Plus Checking account
Added on : Monday July 29th 2013 06:00:09 AM
g: 1 Posted By: dlight1
Views: 356 Replies: 6 ***I seen a thread here about rewards checking accounts and seems similar to what I'm going to ask. So apologizes if I should be posting in that thread.Erie Federal Credit Union's main branch is less than half a mile from my house, so online/branch issues isn't a problem in this case. They are currently offering 3.25% (3.30%APY as of 7/29/13) up to $25,000 and 0.10% on funds greater than $25,000. Here is the link to the account: http://www.eriefcu.org/checking/divplusMonthly requirements:
$500.00 Average Daily Balance each calendar month
Clear at least 15 PIN (Personal Identification Number) or Signature based purchases per month
Free EZ Money Manager (Enroll Now - One time activation)
Free EZ e-Statements (Enroll Now - One time activation)
Free EZ Bill Pay - pay at least one bill per month (Enroll Now - One time activation)So basically all I need to do per month is have at least $500 in the account, swipe the debit card 15 times, pay one bill, login to the online site, and more than likely setup direct deposit from my employer (not listed as a requirement, but most types of accounts require it). Here are my questions for those that have this type of account(s):1. Is it possible to transfer funds weekly from another bank account with your own funds in place of direct net deposit?
2. Is Bill Pay normally automatic and if so, is it possible to do a manual bill pay? Reason I ask is I would setup Bill Pay to pay a credit card and since I don't want to pay interest, I pay the statement balance as opposed to their minimum payment of $25.
3. Is this currently my best option for highest return with no risk involved? I can't have these funds tied up and need access to it on an asap basis.
Deposits Deals
Looking for guidance on debt considation
Added on : Friday July 26th 2013 11:00:03 PM
g: 0 Posted By: WarrenBuffet
Views: 0 Replies: 0 I have approximately $40k in credit card debt that is spread across multiple cards from various banks. About half of that amount is subjected to interest, while the other half is resting easy with 0% APR. At varying points in the next 12 months, the 0% APR offers will all expire.My credit score is just under 800 according to Transunion. My overall utilization rate is not particularly high, and I have never missed a payment on any of the cards.I'm looking for guidance on debt consolidation options with the intention of lowering my interest payments, which will continue to rise as more of the 0% APR balance transfers offers I utilized begin expire. Is this a wise decision, if so, how would I go about finding the best option for making this happen?Thanks
g: 0 Posted By: CptSavAHo
Views: 72 Replies: 0 Bought the house 6 months ago, it had relatively new electrical service installed but was not done to code. Had it redone as part of our close and buyers paid for it. Found out from another neighbor that the reason the electrical had to be replaced was because half of the other neighbors dead tree fell down and took out the original. The tree forks, and the other dead half is still up over the fence and above the new lines. I have no idea why it wasn't all cut down after the first incident. Who is responsible for the dead tree removal, or the repair of our property should the other half fall down? I have several tree services coming out Monday for estimates. I know I can cut the part down over my property line, but would like to avoid being fully responsible for the cost. I would post a pic but its too dark out to take one now, will add it tomorrow.
Personal Finance Deals
g: 0 Posted By: lovelybones
Views: 98 Replies: 0 Link
Not the best price I've seen. But sill not bad.
Product Details:Dishonored is an immersive first-person action game that casts you as a supernatural assassin driven by revenge. Creatively eliminate your targets with the flexible combat system as you combine the numerous supernatural abilities, weapons and unusual gadgets at your disposal. Pursue your enemies under the cover of darkness or ruthlessly attack them head on with weapons drawn. Regardless of your actions, the outcome of each mission plays out based on the choices you make. Dishonored is set in Dunwall, an industrial whaling city where strange technology and otherworldly mysticism coexist in the shadows. You are the once-trusted bodyguard of the beloved Empress. Framed for her murder, you become an infamous assassin, known only by the disturbing mask that has become your calling card. In a time of uncertainty, when the city is being besieged by plague and ruled by an oppressive government armed with neo-industrial technologies, dark forces conspire to bestow upon you abilities beyond those of any common man - but at what cost? The truth behind your betrayal is as murky as the waters surrounding the city, and the life you once had is gone forever. Improvise and Innovate - Approach each assassination with your own style of play. Use shadow and sound to your advantage to make your way silently through levels unseen by foes, or attack enemies head-on as they respond to your aggressiveness. The flexible combat system allows you to creatively combine your abilities, supernatural powers and gadgets as you make your way through the levels and dispatch your targets. Improvise and innovate to define your play style.
Action with Meaning - The world of Dishonored reacts to how you play. Move like a ghost and resist corruption, or show no mercy and leave a path of destruction in your wake. Decide your approach for each mission, and the outcomes will change as a result.
Supernatural Abilities - Teleport for stealth approaches, possess any living creature, or stop time itself to orchestrate unearthly executions! Combining your suite of supernatural abilities and weapons opens up even more ways to overcome obstacles and eliminate targets. The game's upgrade system allows for the mastery of deadly new abilities and devious gadgets.
A City Unlike Any Other - Enter an original world envisioned by Half-Life 2 art director Viktor Antonov. Arkane and Bethesda bring you a world where industry and mysticism collide, creating an atmosphere thick with intrigue. The world is yours to discover.
Computer/Office desk from officedepot.com for $160 ac in-store YMMV
Added on : Wednesday July 24th 2013 09:00:02 AM
g: 0 Posted By: NeoMaximus
Views: 0 Replies: 0 You can get the office/computer desk for almost half off.Sauder Heritage Hill Double-Pedestal Desk, 30 1/8"H x 64 3/4"W x 30"D, Classic Cherry With Black Melamine Inlay
Classic Cherry laminate and colonial brass hardware create a warm, inviting look. Easy assembly instructions included. Each piece is sold individually.
Desktop is heat-, scratch- and stain-resistant to maintain its handsome appearance longer.
Original Price$329.99
Instant Savings-$130.00
Your Price $199.99After Instant Savings
Prices effective through 07/27/2013.http://www.officedepot.com/a/products/576868/Sauder-Heritage-Hil...There is a 20% coupon which works on these:
http://www.officedepot.com/speciallinks/us/od/docs/promo/couponw...
Valid only at OfficeDepot.com, by phone or fax or in-store. Valid on regularly priced items in-store. Must present this original coupon (photocopies/reproductions not
valid) to cashier in-store at time of purchase. Use the coupon code for phone or fax orders or enter the coupon code to cart online at checkout. Cannot be combined with
Store Purchasing or Procurement Cards. Cannot be used as an account payment. Not valid for purchases: 1) made in Office Depot convenience/clearance/closing stores; 2)
of Gift Cards; 3) of any technology or consumer electronic products and accessories or media and software products; 4) of performance protection plans; 5) of postage or
mailing/shipping services; 6) of HP/Epson ink or toner; 7) of Tech Depot Services or third party services; or 8) premiums/free gifts with purchase. Coupon is good for
one-time use only, is not transferable, is not for resale or auction and cannot be combined with other offers or promotions. We reserve the right to limit quantities sold to
each customer. No Cash Back. Void where prohibited. Limit 1 coupon per household/business. Coupon expires 07/27/13 11:59 PM ET. Coupon Code: 12410250
(Online), 26925030(In-Store)
Applied Coupons
20%OFFQUALIFYING PRICED ITEM Χ
Available: $199.99
Backorder: $0.00
Merchandise Subtotal $199.99
Coupons($40.00)
Shipping charges apply
Estimate Shipping & Taxes
Instant Savings:$130.00Online, it will try to add $30 shipping fee but if you go to the store, they can waive off the shipping and still get it shipped to your home. Which is why YMMV in title.
Capital gains on deceased grandmother's house
Added on : Tuesday July 23rd 2013 03:00:17 PM
g: 0 Posted By: maxfleischer
Views: 94 Replies: 2 Thanks in advance for all advice.My grandmother passed away a couple of weeks ago and left her house to my mother and my aunt (my mothers sister). Long story short, my mother wants to turn her half of the house over to my sister. House isnt worth a lot maybe $80K or so. Estate taxes/inheritance taxes are not an issue (estate is waaaaaay under limits). My sister wants the house and will buy the other half from my aunt and uncle. Aunt and uncle want to use a Realtor, get an appraisal, etc. My question is this (actually, two questions): 1. Am I correct in thinking that the basis for capital gains for my mom will be set at the homes market value when my grandmother died (Im assuming its in everyones interest to get an appraisal then?)? 2. And second, if my sister buys the house for $80K but only pays $40K to my aunt, will the value of the house for my sisters capital gains purposes be set at $40K or $80K? Or, if they intentionally sell the house under value so my sister can buy it, will she need to get an actual appraisal to establish the true basis (and if she fails to do so, what are the possible repercussions)?Again,thanks to all in advance.
Personal Finance Deals
Olive Garden BOGO Half off Thru 8/4/13
Added on : Monday July 22nd 2013 09:00:07 AM
g: 4 Posted By: linrick
Views: 358 Replies: 0 go to coupon and click print (limit printing to 2 i believe.)linkymoo
Restaurants & Entertainment Deals
Surf DVD LOST 5'5" x 19 1/4" REDUX $17 + $3.99 Shipping
Added on : Sunday July 21st 2013 07:00:05 AM
g: 0 Posted By: tedhawkins
Views: 161 Replies: 0 Surf DVD LOST 5'5" x 19 1/4" REDUX $17 + $3.99 Shippinghttp://www.surfstationstore.com/dvd-lost-55-x-19-1-4-redux/dp/16...Apply code SSDOD0721Lost is the inventor of the high performance fish, otherwise known by its dimensions: "5'5" x 19 ." This movie is a classic with hours of ffotage for you to get psyched to. Highly recommended for any avid surfer. "5'5" x 19 1/4" Redux" DVD, which started as an addendum of random "fish clips" and has turned into a magnus opus of epic proportion.
Features Chris Ward, Mason Ho, Aaron Cormican, Shane Beschen, Kolohe Andino, Dane Reynolds, Jordy Smith, Ryan Carlson and Kelly Slater putting sub 5'6" boards to their limits
A collection of 12 years worth of surf footage from the best surfers in the world on boards under five and a half feet
DVD Deals
Free OKayFreedom VPN 6 month Premium License
Added on : Friday July 19th 2013 01:00:08 PM
g: 0 Posted By: remick
Views: 171 Replies: 1 http://www.chip.de/downloads/Exklusiv-Vollversion-OkayFreedom-VP...Translated -The software allows browsing through proxy servers in the United States, France, Britain, Germany, Switzerland, Spain, Japan, Romania, Singapore and Egypt. , if you get, for example, "Okay Freedom VPN" a British or American IP address You can also watch the latest videos, clips and series episodes from England and the USA. The offered version of "Okay VPN Freedom" CHIP Online offers readers exclusive added value! The first 20,000 users who are on the special page register for free with an email address to receive half a year for 5 GB of free volume per month (instead of 1 GB in the "normal" version). tip: By inviting friends via Facebook You can increase the monthly volume of up to 10 GB! (Per invitation you receive 500 MB)
http://www.okayfreedom.com/specials/chip/ofAre you interested in Freedom OK? Simply enter your email address and we will send you your personal code to premium.
Services Deals
g: -1 Posted By: GottaHavaFatWallet
Views: 310 Replies: 3 LINKReceived an email with link to "Get 3GB of Data and Hotspot 100% Free! +SPECIAL BONUS: Free Shipping".
When I clicked, it said they had run out of free devices but had a special for less than 1000 devices at half price.Deal includes:
- $19.99 Overdrive Pro (device, refurbished)
- Free month 2GB plan (can cancel after 10 days so not billed in future)
- Free ShippingBe sure to uncheck the box for something like "rollover data each month" for $3.99 if you don't want it.
Services Deals
g: 0 Posted By: archena
Views: 58 Replies: 0 Universal Laws: 18 Powerful Laws & The Secret Behind Manifesting Your Desires (Finding Balance) [Kindle Edition] was $3.99Jennifer O'Neill (Author)http://www.amazon.com/dp/B00CVCHJN6Publication Date: May 17, 2013Publisher: Limitless Publishing LLC17 Reviews ★★★★★#1 in Kindle Store > Kindle eBooks > Nonfiction > Self-HelpWhen it comes to working with the Law of Attraction, or manifesting your desires, there are many, so called "secrets"...When movies are produced or books are published on either of these two subjects some of the most important information is, well let's just say... "missing." You're only provided with half of the information that you need. Is it on purpose? Maybe, sometimes...
Is it on accident? Probably, most of the time...
Is it because they don't know the entire truth themselves? Most likely...You will never, ever, be able to fully understand how to manifest things into your life without understanding the how the ENTIRE manifestation process works. And I want you to succeed!In this book you will learn:*How to "understand" Universal Laws.
*Why Universal Laws are important to manifesting your desires.
*What it "feels" like when working with Universal Laws and manifesting.
*Manifesting Exercises.
*Manifesting Meditation.
*6 Common blocks to manifesting your desires.I have taught thousands of people how to manifest their desires, and I have a huge success rate. And if you follow these things, I have no doubt in my mind that you too, will be successful!However, this book is not for everyone! Before you read this book:*You must have an open mind.
*You must be willing to challenge your beliefs, and how you "think" the world currently works around you.
*You must also be okay with being different and "thinking" different then those who you choose to surround yourself with. And not worry that they will "make fun of your new perspective" or "think you're crazy". If you're willing to learn what's in this book, then take this knowledge and integrate it into your everyday life, you will embark on the most rewarding journey of your life...About the Author"I teach people how to become limitless..." ~ Jennifer O'NeillSpiritual teacher and best selling author Jennifer O'Neill is devoted to helping others learn how to live a happier life. Through manifestation and her own psychic abilities, she helps others learn how to develop their own spiritual gifts through readings, classes and workshops. The focus of her writing and teaching is to simplify the process of using the spiritual tools and gifts you were born with in a way that fits into your everyday life.
Totally Free Deals
$19 for a 2013 golf season pass (Chicago land only)
Added on : Thursday July 18th 2013 09:00:09 AM
g: 0 Posted By: Chewy
Views: 97 Replies: 0 Now before you kids start whining - I will make a disclaimer that this is only for Chicagoland Peeps and only good for golf nuts like myself. Through Groupon you can get a 2013 season pass to any of the 24 following golf courses in the Chicagoland area for only $19. Arrowhead Golf Club in Wheaton
Balmoral Woods Country Club in Crete
Bolingbrook Golf Club in Bolingbrook
Bridges of Poplar Creek in Hoffman Estates
Crane's Landing Golf Club in Lincolnshire
Eaglewood Resort & Spa in Itasca
Eagle Ridge Resort & Spa in Galena
George W. Dunne National in Oak Forest
Golf Club of Illinois in Algonquin
Hilton Chicago - Indian Lakes Resort in Bloomingdale
Klein Creek Golf Club in Winfield
Mistwood Golf Club in Romeoville
Mill Creek Golf Club in Geneva
Odyssey Country Club in Tinley Park
Orchard Valley Golf Course in Aurora
Prairie Landing Golf Club in West Chicago
Ruffled Feathers Golf Course in Lemont
Seven Bridges Golf Club in Woodridge
Stonewall Orchard Golf Club in Grayslake
Village Greens of Woodridge in Woodridge
Water's Edge Golf Club in Worth
Whisper Creek Golf Club in Huntley
Whitetail Ridge Golf Community in Yorkville
Willow Crest Golf Club in Oak Brook
The 2013 Chicago Golf Pass grants cardholders discounts of up to half off unlimited rounds of golf at 24 Chicagoland courses, including many top-rated clubs. Golfers can book tee times in advance or simply flash their Chicago Golf Passes for exclusive rates at Arrowhead Golf Club, two-for-one green fees at Crane's Landing Golf Club or club house access at Balmoral Woods Country Club. The participating clubs surround the city, allowing players to tour diverse terrain from the deep bunkers of Bridges of Poplar Creek to the seven lakes and golf-car racetracks of Bolingbrook Golf Club. For more information, see the 2013 Chicago Golf Pass FAQ page.==================================================================================================Keep in mind this is not a 1 round pass - this is for unlimited rounds at any of the above courses. Considering that Summer is already half over for us Chicagoans - this is a very hot deal. Link.Chicago pass dot com is the vendor.
http://chicagogolfpass.com/
Oakley Half Jacket - Carbon Fiber: $80 + Free Shipping
Added on : Wednesday July 17th 2013 06:00:07 PM
g: 0 Posted By: lovelybones
Views: 254 Replies: 0 LINKHalf Jacket Sunglasses
Our first dual-lens sunglasses with interchangeable lenses, this chameleon lets you adapt instantly to any light condition. When the sun fades or flares, switch to a new set of optional lenses and change your entire point of view. Or just enjoy the freedom to customize your look instantly. Accented with true metal icons, the lightweight O Matter frame includes Unobtainium earsocks and grip anchors. The open-edge design extends your vertical field of vision, and each set of optional lenses retains the peripheral clarity of XYZ Optics. Thats just one of the patented innovations that give High Definition Optics (HDO) its unbeatable performance.Ultra light stress resistant Oakley O Matter frame material
Plutonite lens material passes ANSI Industrial Standard Z87.1 for optical clarity, high mass and high velocity impact
Iridium coatings an lens tints reflect glare and heighten contrast
Interchangeable lens options available
Three-point fit comfortably hugs the nose and behind the ears
Metal icon
Interchangeable Unobtainium nose pads and earsocks insure comfortable, secure fit
100% protection against UV and harmful blue light
Available with Oakley Prescription Lenses
Sunglasses Deals
http://www.qvc.com/TextWomen with Control Tummy Control Leggings with Seam Detail
A234855 - Petite LeggingsPrice: $24.92
A234699 - Regular LeggingsPrice: $24.92
A234856 - Tall LeggingsPrice: $24.92
Retail Value: $57.00QVC Price: $30.00Today's Special Value Price:$24.92Good until July 17, 2013 11:59 p.m. ET Shipping & Handling: $6.22
Item Description:Who knew a legging could make you look so sleek? With its slimming cotton/spandex knit fabric and patented Blu-Tec Control System tummy control, this Women with Control essential helps your bottom half be your better halfno shapewear needed!Pull-on style Contoured stretch waistband with Blu-Tec Control System tummy control Vertical front seam from waist to ankle Machine wash, tumble dry
McDonald's budgeting demonstration and extreme savings
Added on : Tuesday July 16th 2013 08:00:07 PM
McDonald's is putting together a module to help its employees budget better, which is getting pilloried all over the Internet for making unrealistic assumptions about minimum wage workers.http://www.washingtonpost.com/blogs/wonkblog/wp/2013/07/16/that-...So the figures for heating and health insurance in the original Visa/McDonalds sample budget are hard to defend. But overall, it offers a reasonable picture of how a typical person in the lower half of the income spectrum spends his money.
And the reality is that these low-income Americans have to make the kind of hard choices that critics are deriding as ridiculous. They have to make do with a used car, live in a modest apartment with a roommate, get by with basic cable and a low-end cellular plan, and travel and go out to eat infrequently.
Gawker calls the budget just-shy-of-condescending, but budgeting is an important skill that isnt obvious to every young adult in America. Offering practical advice on how to live on a modest income is more constructive than ridiculing the choices required to do so.I don't want this to be a political thread but you need to look at this from the extreme retirement people, who create a zero based budget starting from the hierarchy of needs and moving up. So you need food and would pick a thrifty food plan with what's on sale at the market that week, housing would be a room in someone's home, you would bike to work or take the bus, and your entertainment would be something free like walking or going to the library. Even in Los Angeles, you can find rooms, utilities included, for $600 or less - go to Craigslist and search under rooms for "utilities included". Food would cost you $150 a month, a bus pass would cost you $80 a month, laundry and miscellaneous expenses $20, and a prepaid phone might cost you $50 a month - for $900 a month in baseline costs, against a CA minimum full time wage ($8 an hour, 40 hours a week, minus taxes) of about $1100. Add an individual studio apartment, entertainment, etc. accordingly to fill out the amount and increase the comfort level. Health insurance is an issue, but starting in 2014 with the ACA someone making minimum wage will have free insurance at the "bronze" level.The big issue is one time expenditures like clothing, security deposits, furniture, etc. and unexpected expenditures - which the minimum wage does not account for. A car would fall under this capital cost category. Many people run back to mommy and daddy for those things, but you would have to save over many months for the minimum subsistence wage to provide for this. If you didn't have someone to fund these one time expenditures you have to deal with the shady signature loan market, with accordingly high rates. But the point of a minimum wage is basically to allow one person to subsist and not starve or be without shelter.Looking at this in CA, monthly expenses only, capital costs excluded:
---
Room - $600 (including utilities)
Food - $150 (thrifty food plan)
Health care - $50 (subsidized clinic now, Bronze health insurance + co pays post-2014)
Transportation - $75 (bus pass)
Incidentals - $25 (laundry, etc.)
Phone - $40 (Page Plus, needed for shifts at work)
---
$940 totalIn other parts of the country I have seen furnished all utilities included rooms for under $300. In those areas you probably will need a car which will cost you about $300 a month in gas, car payment, and insurance (liability only) so it is a wash. I sometimes think about this should I get into a situation where I need to seriously conserve cash. While in my case my housing prices are higher due to PITI, I would consolidate my stuff and have someone stay in an extra room. What's the lowest you could spend a month and still survive?
Classic steam games...orange box 5 great games (FPS) $9.99
Added on : Tuesday July 16th 2013 04:00:07 PM
I loved these games. Just got them for my grandson. Hours and hours of gaming for $9.99 If you like first person shooters, and don't have these, just buy them. The Orange Box is a bundle that includes five titles from Valve: Half-Life 2; Half-Life 2:Episode 1; Half-Life 2: Episode Two; Team Fortress 2, the sequel to the game that put class-based, multiplayer team warfare on the map; and Portal, the game that blends puzzles, first person action, and adventure gaming to produce an experience like no other.http://store.steampowered.com/sub/469/?snr=1_7_15__13
Classic steam games...orange box 5 great games (FPS)
Added on : Tuesday July 16th 2013 03:00:02 PM
I loved these games. Just got them for my grandson. Hours and hours of gaming for $9.99 If you like first person shooters, and don't have these, just buy them. The Orange Box is a bundle that includes five titles from Valve: Half-Life 2; Half-Life 2:Episode 1; Half-Life 2: Episode Two; Team Fortress 2, the sequel to the game that put class-based, multiplayer team warfare on the map; and Portal, the game that blends puzzles, first person action, and adventure gaming to produce an experience like no other.http://store.steampowered.com/sub/469/?snr=1_7_15__13
Half off All Panties (Today Only) (50% off) @ Maidenform
Added on : Monday July 15th 2013 05:00:05 AM
Need Help: W2 vs W2 Contract Employee vs 1099 Contractor
Added on : Sunday July 14th 2013 03:00:09 PM
Long time lurker here looking for some advice. I'd rather not say the name of my former employer but it's well known in the health care IT community as a company that burns out employees quickly. I wound up leaving just north of two years in, which is actually very common for this company. My one-year non-compete agreement ends in 6 weeks and I'm able to enter consulting. This is a very striving marketplace and people with my skill set and certifications are in high demand. I should easily be able to pull in $100k on the low end which is nice for a 27 year old. I also have a few years of healthcare management experience and a healthcare related degree, which is rare for someone in my position. Most employees hired by my former employee have non-industry degrees such as art-history and other silly unrelated things. Then the clients get pissed that these employees don't know how a hospital runs. Surprise, surprise.That's all spilled milk and now I'll be able to take my few years of healthcare management experience, related degree, and two years of health IT experience and go into consulting. All of my friends who left and went into consulting got 10 phone calls within the first day of posting a resume. Apparently my former employer is a top keyword search for headhunters.The problem is that most of these consulting opportunities are W2-based. For the average dumbass former employee of my last company (who is in their mid-20s and doesn't know any better), a W2 job at $110k/year plus "amazing benefits" like $30/month gym membership stipend and top-of-the-line health insurance seems great. And for the average dumbass 24 year old, it would be.Obviously if I am 1099, I have to pay my half of SE-Tax that a W2 employer would otherwise pay. However, it's my understanding 1099 positions pay at least that much more to compensate.But I'm 27, have some financial savvy, and know that making $150k as a 1099, contributing the max plus 25% of net income as employer-contribution of an individual 401k, paying for my own HDHP, maxing out an HSA, writing off a second maxed-out phone as "business" while I maintain a prepaid per-minute plan as my personal phone for IRS auditing purposes, and other interesting tricks is significantly superior.To make matters worse, it seems like another large chunk of consulting jobs are W2-Contractor roles, which from my understanding means that I have the worst of both worlds. I can't collect unemployment between gigs and I can't contribute to an Individual 401k.Finally, I'm of the impression that as a W2 based employee, I become salary exempt and when the client needs me to work more than 40 hours a week, I'm screwed - no extra money but my company can bill the client for my extra hours and keep the money themselves. I'd really like as a 1099 if the customer sends me home at the 40 hour mark because I run a few small side businesses that I've stared over the last 11 months of my non-compete period. I can keep them going over 10 to 20 hours per week, so if I keep my consulting gig to 40, then it won't be an issue since I was used to working 80 hours per week at my last employer.I've only just begin my search so I'm sure there's at least a handful of 1099 gigs out there, but so far the first 10 places I found were W2 based. A few places I emailed said they'd consider using me as a 1099, but since I've never worked as one before, I feel like I might get screwed, especially if it's a company that normally doesn't 1099 people. The problem is best defined as: "I don't know what I don't know."I'm hoping the smart minds here can help me figure out what to do. A few issues I have that I don't know the answers to are:a) 1099 vs W2 vs W2 contractor - general thoughts?b) As a 1099, can I require the client to pay me extra for overtime? I know with W2 (non-exempt) work, it's a federal law to pay 1.5x hourly pay >40 hours. With 1099 IC work, I imagine it's not a law, but I can require it in my contract. Along those lines can I hit a second time frame like >60 or >80 hours = 2x pay? With the kind of work I do, it might be a project that the client will want me to work 40 hours per week for a 12 month period and then have me work 90 hours per week for the last 3 or 4 weeks of the project as it finalizes.c) How do travel reimbursements usually work for 1099s? I'm certain with a W2, the company takes care of everything. With a 1099, do I usually have to bill the client directly, or does my "consulting/staffing" company handle that as part of their cut?d) Does the kind of job I'm describing usually involve a non-compete? I'm pretty sure the correct term for the kind of company I'm looking to work for is a "staffing company". It's not a Consulting Firm like the big 4 (e.g. Deloitte) that W2s you, overworks you, bills the client hourly, and sends you different clients every week. With my kind of work, it will be one hospital that wants to hire me on a 6 month contract term (that may be extended at their discretion) to do a certain project role, and this hospital client will want to do a brief interview with me to ensure I'm a good fit. I imagine this interview is less intensive than a regular hiring interview because the hospital is assuming the staffing agency performed full due diligence on me.e) What other questions and considerations should I be making that I might have forgotten?Thanks so much for any help.
State: PA
This is my third week of living in the house. Moved in the day the previous tenant moved out.Hey guys I am a Masters student and moved into a new house. The house itself is nice, the landlords seem a little strange but nice, fully renovated 'modern' apartment with a TV and couch and bed. I did my apartment hunting really late, subletted for the first two weeks of school and fell way behind in school. A few things even as I looked at the apartment it is kind of in the basement (half way). If I look outside my two windows, I would say my torso and above is above ground while my other half is below ground.My apartment, especially me bed is by the only unfinished/not shabby part of the house-the laundry room which has a lot of dark places in it. I noticed a few drainbugs when I moved in flying around, and later that the water wouldn't evaporate two days after I had taken a shower (indicating a very humidf environment
Anyways fast foward, I see three house centipedes one night while waking up. GROSS and freaked me out,they were the BIGGEST I'd ever seen. lost two days of sleep and delayed a midterm because of it (the worst part). Turns out the last tenant slammed the bed into the wall creating a hole while boning his girlfriend. Landlord seals the hole. I don't see any around my bed walls (my bed is kind of in a corner). I mean these things are so ugly that you can't even look at them, and they move so fast you just need to kill them before they get away. Noticed the shower water wouldn't evaporate a day after I left it. Hand up a Damppdrid. Walk in the next day from school after hanging a Damprid in the bathroom and see a smaller centipede (than those by the beds sitting in the sink. I am not sure if this is a good sign after I kill it because if the Damprid worked well and it had to retreat to the most humid place under the sink faucet in the bathroom OR it crawled out of the drain.
I start putting DE in every crack seal opening I can find (and there are a few since its a basement job, in the drains, in any openings I see, coating my bed posts with it). I also make the landlord put one dehumidifier in my apartment. I think I might see a few more these next few days but hopefully when I get a humidity monitor it will tell me I have a few questions. I know house centipedes, I've seen them before at my home home in NJ (but not nearly as ginormous as the ones I saw by my bed earlier this week).
1. How long do I have to run this dehumidifier intially and at what frequency (every day during the summer- every 2 days), and what humidity level should I keep in my apartment? 2. I want to prepare for the worst- breaking a lease and the landlord keeping $1300 (one months rent) in case I want to break the lease after my finals are done and move to another place. I have been emailing every problem to them. I have not taken any photos of the centipedes but there are shoe marks and part of their bodies where I left them that I could take a photo of. At a 10 coutn right now for the week. The bad thing, in terms of written record, for the landlord is they didn't do much until I really pestered them to, from internet servicing, fixing the support beam under my bed, house centipedes, a leak in the kitchen, their response was weeks late at a time. I also realize they had a honeymoon/wedding the week I moved in, and they might be sweet and nice but they seriously didn't hustle until I wrote them an email asking them urgently to work on these things. They literally came down that night. In fact I would yell their names (without going into their bedroom) and as big as the house is, I doubt they couldn't hear me. I guess they got tired of me asking them to do things. One thing they still haven't done and were suppose to have done was seal damage from a leak in the kitchen earlier. It is a big split in the kitchen roof and very noticeable. I have basically been making written logs of this (emails I send to them) but receive very few responses. Should I proceed with emailing them or just writing this just for myself? I asked them to call pest control and gave them a few suggestions on mesh wiring for laundry room drians, caulk, got an iffy response/we'll wait on your result with the humidifier, no date for the handyman to come by and seal and caulk these drains etc. It seems like I practically have to beg these people to do what they should do. They would literally ignore my calling out their name in the same house (I could hear them but they couldn't hear me- go fiure). The sad part is had I waited a month I would have gotten a cheaper more reputable apartment, but since rental housing is so hard and I had school in Western Philly suburbs. I took it.3. The lady who owns the place used to be a leasing agent. I noticed in the agreement that my father co-signed with me (since I'm financially dependent on him as a student) there is no explicit mention of pest control, even though from my conversation with her she was fine with paying for it. I wonder even if I let her keep the extra month deposit (or take her to a small calims court) will it affect my dad's credit score at all?My largest concern and expense is my education at this point. I won't be moving until my last final on the 23rd, and I just need a few good nights of sleep. For paying slightly more than apartments around me, I seem to be getting a lot less service. I also don't think a dehumidifier is the solution to a lot more structural problems that I discoverd (ie crawl space behidn the refrigarator) after I moved in
Edit: Ended up seeing and killing another while typing this.
$2.99 for the official Brickleberry show shirt + it's part of the BOGO 1/2 half so grab 2$4.99 shipping but at this price, who cares!
Hot Link
Hot Topic Coupons
Brickleberry National Park T-Shirt Clearanced $2.99 at Hot Topic
Added on : Thursday July 11th 2013 10:00:03 AM
$2.99 for the official Brickleberry show shirt + it's part of the BOGO 1/2 half so grab 2$4.99 shipping but at this price, who cares!
Hot Link
Hot Topic Coupons
Today I got out my "sockdrawered" credit cards that are still active, and destroyed and threw out the expired ones. Then with each of my open CC/debit accounts, I purchased a 90-cent Amazon GC for my own use. (We'll soon learn why that might not have been a great idea...) Like many on FWF, I've accumulated a decent number of credit cards through bonus and BT offers. I have 12 open credit card accounts (almost all with zero balances), as well as 3 debit cards (USAA, ING Electric Orange, and AMEX Serve). So that's 15 cards in total; I think Amazon still had on file various expired cards and prepaid cards I previously cashed out, but I deleted most of them today (until Amazon broke my account.) Some of the cards I used today haven't been used in 2+ years.It didn't seem like such a stupid idea at first; my anticipation was that I would get calls from half of the CC companies, I would assure them everything is a-ok (as usual), and we'd be good. (I know that very small/unusual transactions on cards are a red flag for fraud, especially if the card's been unused for a long time. 90 cent transactions at Amazon tend to be a bit unusual. So I don't blame the issuer for denying it, especially when it could be the first txn in a while.) My reason to make a small transaction/activity on each card was to reduce the likelihood of sockdrawer cards going "dormant" and possibly being closed. There's been discussion on this topic in FWF before, either on cheap transactions to keep CCs "alive" (as I tried to do) or cheap transactions to fulfill reward checking program requirements (eg 10 debit txns/month). So I decided to get cheap Amazon GCs, as I can just deposit them and buy things on Amazon like I always do (sans the 5% bonus from using Citi Forward). You can buy email gift certificates in denominations as low as 15 cents, and they send and are redeemable almost instantly. The 90 cent amount was chosen in part to see which (if any) of the dormant CCs would "cancel out" a very small bill. IIRC some issuers do/did it for statements below ~$1.As I understand, I did not do anything illegal; rather, Amazon probably just found my pattern of transactions to be sketchy. I'm buying 15 $0.90 giftcards individually using 15 different payment methods; that's probably a bit out of the ordinary. I'd figure they lose money from these low-dollar giftcard transactions (eg payment processing fees), but I figured that I'd need to do a huge volume of low-dollar txns for Amazon to take notice. At first I'd imagine they wouldn't care so much about 15 orders as they would care about bulk customers making hundreds or thousands of orders. I'd finished 14 orders, each on a different card (but all on the same Amazon account and "home" IP addy/PC) by the time I reached the 15th transaction. Surprisingly, not a single transaction had been declined so far!I think the 15th (and last) was for my AMEX Serve card, which still has the $20 on it from the signup offer. It goes through, says order is processing, and I poke around on Amazon some more. Shortly I see an Amazon login page, which just gives me the error "There was an error with your E-Mail/Password combination. Please try again." But I hadn't changed my login so I tried again, then tried changing my password...but still no dice. I can browse public content and it still acknowledges that I'm logged in, but can't access any "restricted" areas at all (ie almost anything in "Your Account" or checkout). I got the "processing order" email for the last one, but not the GC itself. (In retrospect, this may have been caused by me typing my name with middle initial as printed on most cards, whereas the Serve card only has first/last. Or they might have been planning to shut me down regardless.) It now seemed plausible that Amazon broke my account because of the recent activity, but I had received no email or notification about any problems. It seems like they disabled my account for suspicious behavior, but didn't even have the courtesy to honestly notify me of the issue. So uh oh: maybe "error with your email/password" is just Amazon-speak for "we assume you did something pretty bad"...I go to Amazon online support chat, and the rep has very limited info/power on the situation. Apparently no way to escalate; supposedly there's no live online/phone communications with the higher tier support team (it's just email). I had conversations with a couple of reps, and both asked me to provide my billing address, and the phone number for "my bank" so they can escalate the case, as they cannot handle it. (It's a little harder to give the bank contact information when you have transactions through nearly a dozen financial institutions...) So along with explaining the situation (all cards are solely in my name, and I personally hold responsibility and authorize the charges), I go along and read all 13 of the customer service phone numbers I found on my active credit/debit cards. But this information is practically public knowledge, and they know what cards I used anyway.After I provided the requested information, I'm told I'll hear back from an "Account Specialist" within 24 hours regarding my account and order (they kept the last 90-cent order floating in the air). This slightly worries me though; I've heard that Amazon is known to permanently ban "abusive" customers for things like making too many returns, or whatever else they consider "bad customer" behavior. Buying fifteen $.90 giftcards separately isn't really profitable for Amazon (with credit card fees and such). But this pales in comparison to the other business I've done with Amazon over the years (Prime, Associates, and Chase Amazon CC customer), so I wouldn't think they would drop me just because they lost a few bucks here. It seems more plausible that they would just deem me a security threat based on this incident ("sane people don't have 15 credit cards, I'm sure he's up to something"), and maybe ban me on suspicion of CC fraud or money laundering. Of course, I do not and never intended any actions relating to these crimes. Being banned from Amazon would not be fun for me But I'll have to see what I hear back from them.Have any FWFers ever dealt with Amazon over something like this, especially with many tiny orders in a short period of time? What sort of response do you usually get from them, and how does it turn out? The rep suggested that I might later be asked to send in financial documentation such as bank/credit card statements. That seems excessive to me; I might expect that for an AMEX Financial Review or something, but not for the privilege of giving my money to Amazon. Of course they're a private business, they have the right to refuse service for (almost) any reason, and so on. But I might have to rethink doing business if they actually demand financial records just for me to buy books. (plus Amazon seems to have been going downhill in recent years anyway)Any thoughts appreciated. Thanks!
If you are planning on going to Silver Dollar City, you can buy tickets at almost half price, One Day Admission tickets for $32.24 at CountryMart in Branson for admission on Thursday. Go into the store, go to Customer Service, and tell them how many tickets you want. Then keep your receipt and present it at the Ticket Counter at Silver Dollar City. Normal Adult ticket is $62.34
Silver Dollar City Website
Frankly, Autocorrect - T Shirt for $5.99 + $2.99 shipping
Added on : Monday July 08th 2013 06:00:04 AM
Frankly, Autocorrect - T Shirt for $5.99 + $2.99 shippinghttp://shirt.thatdailydeal.com/home.php?id=27676Isn't it annually when you get done typing something and find off autocorrect has charged half of it. Autocorrect can go straight to he'll!Features: Shirt color: silver
Screened onto a soft cotton t shirt
Available in S-XXXL
http://www.sallybeauty.comadd to cart and prices cut in halfPlugged In Fave Foto Cushion Brushes
Prices From: $2.99
Log in with Beauty Club Card: $2.99
Orly Hope & Freedom Fest Collection
Prices From: $3.99
Log in with Beauty Club Card: $3.99
GVP 1 1/2 Inch Black Mini Travel Iron
Online Price: $29.99
Log in with Beauty Club Card: $26.99
Face Secrets Professional Brush 5pc Travel Set
Online Price: $18.99
Log in with Beauty Club Card: $16.99
Pink and Orange Heel To Toe Summer Tote
Online Price: $7.99
Log in with Beauty Club Card: $7.99
Ardell Wild Lash Eye Lashes
Prices From: $2.99
Log in with Beauty Club Card: $2.99
etc.
Sally Beauty Supply Coupons
This is the lowest price based on my search. I got it from Best Buy. If your TV support 3D , u can get half price on the Despicable Me 2 3D Glass for 4.99 which will make your kids super excited. Also You Can buy Lorax 3d OR Paranoram 3D for 19.99 USD. Also Comes From 7.5 Fandango Tickets.
Also the Despicable ME comes with a free HD Version on Itunes and Ultraviolet Together. Link if this link is not works , just go to check the weekly AD. You can find them under the movie and music categories.
Also If you find a even lower price on the other Major retailers (Amazon, Frys ....) You can do the Price Match, Bestbuy will match the price directly.
Best Buy Coupons
$19.99 Despicable Me 3D Blu Ray in BestBuy(Lowest Price Ever)
Added on : Thursday July 04th 2013 11:00:01 AM
This is the lowest price based on my search. I got it from Best Buy. If your TV support 3D , u can get half price on the Despicable Me 2 3D Glass for 4.99 which will make your kids super excited. Also You Can buy Lorax 3d OR Paranoram 3D for 19.99 USD.
Also the Despicable ME comes with a free HD Version on Itunes and Ultraviolet Together. Link if this link is not works , just go to check the weekly AD. You can find them under the movie and music categories.
Also If you find a even lower price on the other Major retailers (Amazon, Frys ....) You can do the Price Match, Bestbuy will match the price directly.
Military Only: Asics Men's Gel-Kayano 19 Running Shoe 23.97 shipped
Added on : Thursday July 04th 2013 06:00:02 AM
AAFESASICS' flagship Structured Cushioning model drops over a half ounce in weight, thanks to the top-of-the-line features. This legend's upper fit also receives special attention with strategically placed Seamless.com overlay construction.Style: T342N.9091
Biomorphic Fit Upper helps reduce buckling and potential irritation
Heel clutching system for improved heel fitting environment
Dynamic DuoMax support system
Guidance trusstic system
Rearfoot & forefoot Gel cushioning system
Pre-lacedColor: Black/Lightning/Blue
Width: D
Living Social - half off 2nd deal YMMV
Added on : Wednesday July 03rd 2013 08:00:05 AM
Living Social dealBuy Two of the Same Deal and Get the Second Half Off!Purchase two of the same deal and save 50% off your second voucher
when you enter JUNBOGO at checkoutTerms and Conditions **Only valid for deals found on https://subscribe.livingsocial.com/v2/layouts/special/bogo. Purchase must be between $40 and $80. Promo code must be used between June 12, 2013 12:00 a.m. EST and June 20, 2013 11:59 p.m. PST. One code use only per credit card. Promotion requires a LivingSocial account, and is subject to terms and conditions found at http://www.livingsocial.com/terms. Valid only where two purchases of the same Deal are made in the same transaction; no partial redemptions; may not be combined with any other offer. LivingSocial reserves the right to cancel the promotion at any time. This offer is single-use and non-transferrable. If you return your purchase, you will be refunded the amount paid. Offer good while supplies last. Void where prohibited. Valid in the US only.
LivingSocial Coupons
0 Posted By: FatWalletTopDeals
Views: 146 Replies: 0

Buy One, Get One Half Off Nine West Shoes, Handbags, and Accessories @ Nine West - Buy one, get one 50% off

Free Shipping!
Expires On: Jul 9, 2013 11:59pm



(FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Nine West Coupons
Patriot Supersonic Rage XT 64GB USB 3.0 Flash Drive $44.99 @ Amazon
Added on : Tuesday July 02nd 2013 05:00:12 PM
Ships and sold by Amazon.com.This is the cheapest ive seen it for. This is a fast drive, not some rinky dink "usb 3.0" drive that you see for half this price. 180 MB/s Read, 50 MB/s Write.http://www.amazon.com/Patriot-Supersonic-Flash-Drive-PEF64GSRUSB...
Amazon Coupons
Cheesecakefactory - Any Slice 1/2 price July 30.
Added on : Tuesday July 02nd 2013 02:00:04 PM
Let the Countdown Begin! National Cheesecake Day, our favorite holiday, is coming up on July 30th. Mark your calendars and be sure to stop by any one of our Cheesecake Factory restaurants to get any slice for half price* in celebration of National Cheesecake Day! * Offer valid July 30, 2013. For dine-in only. One slice per guest. Must be present. linkymoo
Amazon Instant Video: Half Yearly Sale (Many Free Titles Available)
Added on : Tuesday July 02nd 2013 08:00:07 AM
Not sure if this belongs in Hot Deals or in Free StuffFree Amazon Instant Video Shows (1st show of each): True Blood, Girls, The Newsroom, Boardwak Empire, Curios George, Veep & Much More.
You can watch these on almost any device, including Kindle Fire, Apple Products, Game Systems, Computer, Online TV and more.http://www.amazon.com/gp/feature.html/ref=br_lf_m_1001259641_pgl...
Amazon Coupons
Scotts turf builder 12.5lb bag $7.78 at Target Ymmv
Added on : Monday July 01st 2013 03:00:02 PM
Picked up a few bags today. Its half off. Seems like a great deal if you can find it on clearance
Ethics of Churn: Should the merchant be made aware
Added on : Monday July 01st 2013 02:00:07 PM
I'm struggling with ethics of this deal. In my area a regional grocery chain introduced a new loyalty program. Without going into all the details, the loyalty program allows $500 variable load gift cards to be purchased for $406.95 - and CC rewards are earned on this discounted balance.My struggle is the program is new and the retailer is having a significant loss on each sale. The dilemma - hit this churn hard, or notify the retailer of what I'm certain is an unintended consequence of this aspect of the loyalty program. This retailer has not posted full T&C anywhere for this new program that is being test marketed. They have programs in other areas that specifically exclude gift card purchases from accruing points.This is currently available in a half dozen stores in a limited test market area which may be expanded. This is not a limited time offer - but rather a regular offering as part of a grocery store loyalty program.Please provide any opinion or insight with regard to the ethics of churning this deal.Thanks in advance
LINKDISC7682 - Add this code for another $3.50 off (thanks to wrightj7)Silicone Baking Mat - Non-stick baking sheet liner fits half-size pan - Professional grade high quality easy-clean cookware with FDA approval - the healthy cooking solution - 11 5/8 x 16 1/2 inches - BrightSpring Bakeware offer a no-quibble guarantee for complete peace of mind Product Description
NO MORE MESSY PAPER OR SPRAYS - THE NON-STICK BAKING SOLUTIONForget stuck on food and uneven baking, the BrightSpring silicone baking mat gives you the results you want without the hassle.- Safe for temperatures from -40F to 480F (-40C to 248C).
- Safe for use in the freezer, microwave and toaster ovens as well as conventional ovens.
- Ideal for baking, candy-making, kneading dough, as a work surface or for cooking any other food products. Not suitable for chopping or cutting.
- No need for oils or sprays, make your bake super-healthy
- Measures 11 5/8 x 16 inches, fits a half-size baking sheet.
Amazon Coupons
LINKDISC7682 - Add this code for another $3.50 off (thanks to wrightj7)Silicone Baking Mat - Non-stick baking sheet liner fits half-size pan - Professional grade high quality easy-clean cookware with FDA approval - the healthy cooking solution - 11 5/8 x 16 1/2 inches - BrightSpring Bakeware offer a no-quibble guarantee for complete peace of mind Product Description
NO MORE MESSY PAPER OR SPRAYS - THE NON-STICK BAKING SOLUTIONForget stuck on food and uneven baking, the BrightSpring silicone baking mat gives you the results you want without the hassle.- Safe for temperatures from -40F to 480F (-40C to 248C).
- Safe for use in the freezer, microwave and toaster ovens as well as conventional ovens.
- Ideal for baking, candy-making, kneading dough, as a work surface or for cooking any other food products. Not suitable for chopping or cutting.
- No need for oils or sprays, make your bake super-healthy
- Measures 11 5/8 x 16 inches, fits a half-size baking sheet.
Amazon Coupons
Amazone-Silicone Baking Mat $10 off + $3.50 with code DISC7682
Added on : Monday July 01st 2013 06:00:06 AM
LINKDISC7682 - Add this code for another $3.50 off (thanks to wrightj7)Silicone Baking Mat - Non-stick baking sheet liner fits half-size pan - Professional grade high quality easy-clean cookware with FDA approval - the healthy cooking solution - 11 5/8 x 16 1/2 inches - BrightSpring Bakeware offer a no-quibble guarantee for complete peace of mind Product Description
NO MORE MESSY PAPER OR SPRAYS - THE NON-STICK BAKING SOLUTIONForget stuck on food and uneven baking, the BrightSpring silicone baking mat gives you the results you want without the hassle.- Safe for temperatures from -40F to 480F (-40C to 248C).
- Safe for use in the freezer, microwave and toaster ovens as well as conventional ovens.
- Ideal for baking, candy-making, kneading dough, as a work surface or for cooking any other food products. Not suitable for chopping or cutting.
- No need for oils or sprays, make your bake super-healthy
- Measures 11 5/8 x 16 inches, fits a half-size baking sheet.
Amazon Coupons
Silicone Baking Mat $10 off RRP now $16.99 - saving of 37%
Added on : Monday July 01st 2013 04:00:04 AM
LINKSilicone Baking Mat - Non-stick baking sheet liner fits half-size pan - Professional grade high quality easy-clean cookware with FDA approval - the healthy cooking solution - 11 5/8 x 16 1/2 inches - BrightSpring Bakeware offer a no-quibble guarantee for complete peace of mind Product Description
NO MORE MESSY PAPER OR SPRAYS - THE NON-STICK BAKING SOLUTIONForget stuck on food and uneven baking, the BrightSpring silicone baking mat gives you the results you want without the hassle.- Safe for temperatures from -40F to 480F (-40C to 248C).
- Safe for use in the freezer, microwave and toaster ovens as well as conventional ovens.
- Ideal for baking, candy-making, kneading dough, as a work surface or for cooking any other food products. Not suitable for chopping or cutting.
- No need for oils or sprays, make your bake super-healthy
- Measures 11 5/8 x 16 inches, fits a half-size baking sheet.
Amazon Coupons
Tiger Direct has the LiteOn iHBS112-29 12x Blu-Ray Drive for $45 - $10 off with coupon code FMO94243 [Exp 6/28] - $15 rebate [Exp 6/30] = $20 with free shipping. Features SATA interface, 12x Blu-ray, 16x DVD+/-R, 16x DVD, and 48x CD read speeds.LINK to Item
Rebate LINKSATA Half-Height internal Blu-ray disc reader; DVD+/-R, DVD+/-RW, DVD+/-R DL, DVD-RAM, CD-R, CD-RW writer; plus DVD-ROM, CD-ROM reader combination driveSupport BD-R. BD-RE. BD-ROM single or double layer read and double layer DVD+/- R9 Recording FunctionSMART-BURN(*1) avoiding Buffer Under Run error, Automatically adjusting writing strategy & walking OPC to provide the best burning quality when writing to DVD or CD recordable mediaSMART-X(*2) function adjusts CD-DA / VCD / DVD data extraction to a fastest allowable speed according to both data request rate from host and disk qualityAACS compliant (incl. Rom mark) and support RPC II (Region Playback Control)BD read compliant: BD data, BD video of 12cm diameterSupport Fixed Packet, Variable Packet, TAO, SAO, DAO, Random Access Write, Incremental, sequential recording, restricted overwrite, Layer Jump recording, Raw Mode Burning & Over-BurnDVD read compliant: DVD single/dual layer (PTP/OTP), DVD-R(3.9GB/4.7GB), DVD-R multi-borders, DVD-RAM DVD+R, DVD+R multi-sessions, DVD-RW, and DVD+RWCD read compliant: CD-DA, CD-ROM, CD-ROM/XA, Photo-CD, Multi-session, Karaoke-CD, Video-CD, CD-I FMV, CD Extra, CD Plus, CD-R, and CD-RWConform to Orange Book: Part 2 CD-R Volume 1, Part 2 CD-R Volume 2 Multi Speed, Part 3 CD-RW Volume 1 (1x, 2x, and 4x), Part 3 CD-RW Volume2: High Speed, Part 3 CD-RW Volume 3: Ultra Speed.*1 SMART-BURN : Smart Monitoring & Adapting Recording Technology for BURNing.
*2 SMART-X : Smart Monitoring & Adjusting Read-speed Technology for eXtraction.
Starbucks Introduces New Refreshment Line-Up with Valencia Orange Starbucks Refreshers Beverage, Orange Spice Iced Coffee and Shaken Iced Peach Green Tea Lemonade a Beverage for Every Summer OccasionVisit Participating Starbucks Stores June 27-29 for the 3 p.m. Wake-Up CallThree Days at 3 p.m. to Try Three Starbucks Refreshers Flavors in Any Size for Half Price
http://news.starbucks.com/article_display.cfm?article_id=797 Launching tomorrow in stores nationwide is the newest member of the Starbucks Refreshers beverage family Valencia Orange in both handcrafted and Starbucks VIA formats. In addition, Starbucks is offering new handcrafted Orange Spice Iced Coffee and Shaken Iced Peach Green Tea Lemonade for a limited time.
Starbucks Store Coupons
Here's the situation. I've got some fairly high interest private student loan debt, 8-9%, I have about 20k of it at that amount. I have the means to pay it off in a year to a year and half and would like to. At that rate I'm looking at a couple grand in interest in that time frame. While not a huge amount, that's still a pretty significant amount of money, so I've been looking at ways to cut the interest payment while I pay it off. That being said, I've seen that the Chase Slate card has a 0 fee 0% percent for 15 month balance transfer offer(I checked on Chase's website and I have a pre-approved offer for the card, for whatever that's worth.) I think that'd be perfect for my situation even if I can't fund the full 20k that way. On the application it asks if I plan on doing a balance transfer, and then asks for the credit card number and the amount. I currently have a Citi Forward card with a 10k credit limit. My plan is to transfer the balance to the Citi card and then request a check for the overpayment. I've read that this is very easy to do online for Citi Cards, although most of the posts describing it are old, there was one from a few months ago that reported success. Has anyone done this recently? My more important question though is what effect will disclosure of a desire to balance transfer this have on the credit limit I receive if I get the card. I looked around but couldn't find anywhere that discussed this. Does anyone know if Chase gives more credit limit if you disclose that you're going to use the card for a balance transfer of a large amount? Would they give less? Does it even factor in at all? Relatedly, I currently have 10k in available credit limits with a Chase Southwest Card. How easy it to transfer limits from one Chase card to another? Is there anything in particular I would say to the CSR when I do this about why I want to do it? Do they care? I've read that people who are put in a hold for a card have had successful transferring a balance from one card to another in order to get approval, but what if I'm instant approved? Thanks in advance.
Oakley Women's Fit Snowboard Pants $59.99 FS @ altec
Added on : Tuesday June 25th 2013 09:00:07 AM
Oakley Women's Fit Snowboard Pants $59.99 FS @ altechttp://outlet.altrec.com/odat/For snowboarding gear that fits and feels as smooth as your half-pipe transitions, pull on the Women's Oakley Fit Snowboard Pants and get ready to ride in buttery, stylish comfort. Constructed using tape-welding on critical seams for waterproof assurance, as well as zipped inner thigh vents for breathability, these women's snowboarding pants are all-around superb. A silicone gripper waistband keeps the fit comfy and natural, while the built-in snap storm skirt system allows you to attach to compatible jackets and keep out the snow with ease. As well, the Oakley Fit Snowboard Pants for women come equipped with boot gaiters, hem gussets, zip hand pockets and an extra hook-and-loop closure pocketall for durability and convenience while you're out snowboarding each and every day. Fabric: 100% polyester
10K mm waterproofing with 10K g/m2/24hrs breathability
Tape-welding on critical seams
Silicone gripper waistband
Boot gaiters
Hem gussets
Snap storm skirt system
Inner thigh vents with zips
Hand pockets with zips
Back pocket with zips
Extra pocket with micro hook-and-loop pad closure
Rivet accents
Screen printed icon on side
Logo on back
Icon patch accent on back
Fit: Regular
Altrec Outdoors Coupons
Starbucks Introduces New Refreshment Line-Up with Valencia Orange Starbucks Refreshers Beverage, Orange Spice Iced Coffee and Shaken Iced Peach Green Tea Lemonade a Beverage for Every Summer OccasionVisit Participating Starbucks Stores June 27-29 for the 3 p.m. Wake-Up CallThree Days at 3 p.m. to Try Three Starbucks Refreshers Flavors in Any Size for Half Price
http://news.starbucks.com/article_display.cfm?article_id=797 Launching tomorrow in stores nationwide is the newest member of the Starbucks Refreshers beverage family Valencia Orange in both handcrafted and Starbucks VIA formats. In addition, Starbucks is offering new handcrafted Orange Spice Iced Coffee and Shaken Iced Peach Green Tea Lemonade for a limited time.
Starbucks Store Coupons
Half Jacket (Asian Fit) - $52.99 - http://oakleyvault.com/product/half-jacket-asian-fit
Deviation - $64.99 - http://oakleyvault.com/product/deviation
Polarized Scalpel - $89.99 - http://oakleyvault.com/product/polarized-scalpel
MotoGP Plaintiff - $89.99 - http://oakleyvault.com/product/motogp-plaintiffAll Oakley sunglasses on sale: http://oakleyvault.com/catalog?N=101078
Here's the situation. I've got some fairly high interest private student loan debt, 8-9%, I have about 20k of it at that amount. I have the means to pay it off in a year to a year and half and would like to. At that rate I'm looking at a couple grand in interest in that time frame. While not a huge amount, that's still a pretty significant amount of money, so I've been looking at ways to cut the interest payment while I pay it off. That being said, I've seen that the Chase Slate card has a 0 fee 0% percent for 15 month balance transfer offer(I checked on Chase's website and I have a pre-approved offer for the card, for whatever that's worth.) I think that'd be perfect for my situation even if I can't fund the full 20k that way. On the application it asks if I plan on doing a balance transfer, and then asks for the credit card number and the amount. I currently have a Citi Forward card with a 10k credit limit. My plan is to transfer the balance to the Citi card and then request a check for the overpayment. I've read that this is very easy to do online for Citi Cards, although most of the posts describing it are old, there was one from a few months ago that reported success. Has anyone done this recently? My more important question though is what effect will disclosure of a desire to balance transfer this have on the credit limit I receive if I get the card. I looked around but couldn't find anywhere that discussed this. Does anyone know if Chase gives more credit limit if you disclose that you're going to use the card for a balance transfer of a large amount? Would they give less? Does it even factor in at all? Relatedly, I currently have 10k in available credit limits with a Chase Southwest Card. How easy it to transfer limits from one Chase card to another? Is there anything in particular I would say to the CSR when I do this about why I want to do it? Do they care? I've read that people who are put in a hold for a card have had successful transferring a balance from one card to another in order to get approval, but what if I'm instant approved? Thanks in advance.
Starbucks Introduces New Refreshment Line-Up with Valencia Orange Starbucks Refreshers Beverage, Orange Spice Iced Coffee and Shaken Iced Peach Green Tea Lemonade a Beverage for Every Summer OccasionVisit Participating Starbucks Stores June 27-29 for the 3 p.m. Wake-Up CallThree Days at 3 p.m. to Try Three Starbucks Refreshers Flavors in Any Size for Half Price
http://news.starbucks.com/article_display.cfm?article_id=797 Launching tomorrow in stores nationwide is the newest member of the Starbucks Refreshers beverage family Valencia Orange in both handcrafted and Starbucks VIA formats. In addition, Starbucks is offering new handcrafted Orange Spice Iced Coffee and Shaken Iced Peach Green Tea Lemonade for a limited time.
Starbucks Store Coupons
60% OFF Silicone Baking Mat by Epicura Home
Added on : Sunday June 23rd 2013 07:00:03 PM
LINK
Silicone Baking Sheet for Lining Pastry Pans and Cake Pan - Non Stick Surface Mat Makes Baking Easy - Large Half Sheet 16 in. X 11.5 in. Liner - Professional Grade Bakeware - Flexible & Oven Safe - Easy To Clean, Wash & Care - Lifetime Guarantee..Honest Coupon Code - INSANE60This is what my final order looked like:
Order summaryItems: $27.99
Shipping & handling: $0.00
Promotion Applied: -$16.79 --------------------------------------------------------------------------------

Total before tax: $11.20
Estimated tax to be collected: $0.00
Total: $11.20
Regularly $280, this week $140.LinkThe DYMO LabelWriter 4XL label printer is your partner for printing mailing labels and shipping labels. Offering 300dpi print quality, fast print speeds, and a small, compact design, the DYMO LabelWriter 4XL label maker delivers terrific results at a great value. While the DYMO 4XL specializes in printing the 4 x 6 label (Staples Item 807177) used by many online shipping services, this labeler is versatile and supports dozens of DYMO label styles and sizes up to 4? wide including address labels, shipping labels, file folder labels, name badge labels and media labels. The 4XL labeler prints a 4? wide all-in-one shipping label in just a few seconds at speeds up to 3.2?/second. The LabelWriter 4XL uses thermal print technology, so you never have to spend money on toner or ink cartridges. The only supplies you need are the labels themselves.
Staples Coupons
I got a medical bill of $40K+, which I think it's way overcharged. I have to pay $10k out of pocket and am thinking to hire a medical bill advocate to help me fight with the hospital. Does anyone have any experience hiring a Medical Bill Advocate? Any recommendation?I also wonder if there are any risk or side effects? Will the hospital got pissed off and refuse to treat me in the future? Will those medical bill advocates do something illegal in my behalf?Thanks.
Six Flags Discovery Kingdom (CA) $35.53 with all you can eat buffet lunch! Plus FREE Parking if you buy 4 - 6/29/13 ONLY!This is a deal you CANNOT beat while supporting the Greater Bay Area Make-A-Wish Foundation.This offer is open to all as advertised on the Six Flags Discovery Kingdom Web site - http://www.sixflags.com/discoveryKingdom/events/MakeAWishDay2013.aspxOnly valid on Make-A-Wish Day on Saturday, 6/29/13.Here's the deal:
-Use promo code WISH when purchasing the ticket at https://www.sixflags.com/discoverykingdom/tickets/index.aspx?promo_code=wish#
-$35.53 per ticket that includes a private ALL YOU CAN EAT buffet lunch from 11am to 1pm which includes unlimited hamburgers, hot dogs, vegetarian chili, cheese, potato chips, ice cream bars, & Coca Cola beverages.
-$20.49 per ticket that includes a private ALL YOU CAN EAT buffet lunch if you are a current or former wish recipient (not available online, need to contact Greater Bay Area Make-A-Wish at 415-982-9474 (M-F, 9am to 5pm) or Six Flags at Direct: (707) 556-5231 Email: kDixon@sftp.com
-You get to get into the park a half hour early before it opens to the general public who did not buy the ticket with this special promo code - basically you are in from 10am to 9pm
-You get FREE parking if you purchase 4 tickets or more (automatically included at checkout when you purchase 4 tickets)
-A special dolphin show for Make-A-Wish ticket holders
-BEST OF ALL, $2 of each ticket goes back to the Greater Bay Area Make-A-Wish Foundation!Again, only available on Make-A-Wish Day on Saturday, 6/29/13Feel free to repost this to anywhere and everywhere!For more information about the Greater Bay Area Make-A-Wish Foundation or to refer a potential wish child, go to http://www.sfwish.org
GUNS: EAA Tanfoglio Poly 9mm $292/ship $5.99 grabagun.com
Added on : Saturday June 22nd 2013 05:00:08 AM
EAA Corp Tanfoglio Polymer 9mm 16RD $291.43WITNESS PS 9mm Cap.: 16 Brl.: 4-1/2'' SA/DA Full-size Produced by Tanfoglio of Italy to military standards 3 safeties: auto firing pin block, manual frame mounted sear block & half-cock/resting notch Windage adjustable sight Blue finish Wt.: 31 oz.grabagun.com
Stuck owning a 3 family, but not upside-down. What to do?
Added on : Wednesday June 19th 2013 06:00:07 PM
Seeking to improve my financial position, I bought a three family home using an FHA Rehab loan while the $8000 tax credit incentive existed in 2009. I had essentially no non-retirement assets at the time and had to do this in a highly leveraged fashion, using a credit card 0% on purchases offer and the US Mint deal to establish a reserve suitable for the down payment. The house is in a slightly run down area of a northeast US city where vacancy rates are running around 9%.The house was bought in foreclosure for ~120k in 2009 using an FHA rehab loan, with ~195k total owed after closing costs and rehabilitation costs were rolled in. It is now a turnkey property with all new heating systems, renovated rooms, flooring, etc. At present, I live in one unit which has a likely market value of $1000 per month, and the other two units rent for a combined $1600 / month (which is probably slightly below market. It's realistic that I could get $1800 in total, but would need to find new tenants for one of the units to do this.) Unfortunately, there were cost overruns with the rehabilitation, which was a situation I was prepared for, which required me to spend an additional $15k out of pocket, for a total effective basis of around $210k in the house. In addition, I had some difficulty finding tenants initially, which led to me running up around $30k of debt juggled with 0% balance transfer offers, which I have since retired to around $9000. My employer has a generous match, and I didn't want to miss out on any of that, or my ability to contribute to a roth IRA each year, and preferred the debt at an effective cost of 3-4% APY.The present mortgage payment, including property tax and insurance escrows, MIP, etc is around $1700, so the house is close to cash-flow neutral (barring repairs and common utilities), despite the fact that I'm occupying it and using 35% of its value or so - Overall, it's been a reasonable investment, but I'm still in a very cash poor position.I have an opportunity and a locked in rate to refinance the property to a new conventional 30 year loan at 3.75%, contingent upon an appraisal that allows me to do so. Because it is a three family property, I can only find reasonable deals at 75% LTV which will require me to bring up to 15k to the table to close a refinance depending on how the appraisal comes in. In the event that I can close the refinance, I plan to remain in the home for at least one year (though probably no more than two), so I qualify for an owner occupied mortgage for the re-fi, though eventually I plan to leave the region of the country I am currently living in for personal reasons. This refinance would bring my monthly payment down to around $1200-1250, which makes things considerably more affordable from a cash flow perspective, even if I continue to reside in the home. Obviously, I don't have $15k, but I can obtain it via a 401k loan with ease, and pay that off using credit card balance transfers, though I'm hesitant to carry significant sums of revolving debt. I am not aware of affordable HEL or HELOC products for this type of property at the LTV I'm talking about.Unfortunately, my job is not particularly highly paying relative to regional cost of living, and I don't have a lot of mobility at the moment with my current employer. In addition, it has become somewhat insecure lately, and I've become relatively burnt out on the industry and job function which I find under-challenging on a good day. In the event I were to lose my job, I would likely leave this region of the country almost immediately, and either sell the home or turn it into a straight rental property. The sale might end up being at significant loss when considering realtor fees and the relative illiquidity of homes that are "over-improved" for market conditions, (I feel that I'd have to hang onto the home for a long time to get the right price, or quick-sell it for around $200k), it would seem to be a more prudent option to be an absentee landlord and find a property manager in this eventuality. I don't feel particularly well suited to being a landlord, though I've done alright so far, I suppose, and though my overall net worth is pretty good compared to the income I've had, I feel as though I'm in a bit of a bind.What would FWF suggest that I do to maximize my long term financial health and peace of mind? Thanks in advance for any help or suggestions offered.
Stats:
Age: 29 Single, no kids, no plans for kids, reasonably good healthIncome: ~$50k / yr gross, excluding the rental.Property:$200k assessment, probably $225k zestimate, probably worth $230-240k due to higher than standard level of interior improvements
$180k - Mortgage at 5.75% + FHA MIP for one more year, 26 years remainingAssets: $85k 401k, fully vested, about half roth and half traditional
$60k Roth IRA of which 24k are contributions
$10k HSA
~$3k mid 2000s sedan paid in fullLiquid Assets:$7k in the bankDebts:$9k - 0% BT Through June 2014 (debt is related to renovation of the home, and was about 10k higher 2 years ago)FICO around 780, approx ~$120k in available credit across several CC issuers, regular 0% promotions, though mostly with a 3-5% transfer fee.
(BTW, this is not an alt account, I have lurked here for a long time, maybe almost 10 years, and have gained a lot from the community, and though I haven't had an opportunity to register or contribute as of yet, the techniques here have allowed me to help friends and family and make a positive impact on the world in general, so thank you all).
Groupon - Robotics Summer Camps in Northern Virgina for $199/week
Added on : Wednesday June 19th 2013 12:00:03 PM
Just joined my son for a couple weeks. Seems to me like a good offer for this. Last year my son attended their Mindstorms camp and he loved itHere is the link to the deal - http://www.groupon.com/deals/encampusThey are also selling here - http://www.certifikid.com/deal/6950/299-for-full-day-or-199-for-...
Groupon Coupons
Levana 2-Way Baby Monitor With Sound $14.99 - Half Price on Amazon!
Added on : Wednesday June 19th 2013 06:00:10 AM
Here you goTop 5 Reasons to Buy
Perfect for Any Home - 300ft Wireless RangeHear every sound your baby makes from as far as 300ft away with the optimized 40MHz analog signal.1 Two channel switching on the monitor and baby unit allows you to adjust to the signal that lets you hear your baby the best.LED Noise Level Indication LightsThe parent unit has LED lights on it that light up to display up to four different levels of sound. This means you can turn the volume all the way down, relax and still know when your baby is making noise.Extensive Battery Life Up for to 84 HoursWhen the units are battery powered they can run for up to 84 hours.2 You will be able to take the units with you on overnight stays, to a relative's home, or when going on vacation and not have to worry about the battery running out.Belt Clip for Easy PortabilityYou're a busy person and your hands are constantly full. Use the belt clip to keep your hands free.You Have Power OptionsGo completely wire-free and experience portability by powering the units with batteries.2 This allows you to carry both the parent and baby unit around the home with you. Or, if you are leaving the units in one place, you can save batteries by plugging them in.More Features
Volume Control on the Parent UnitThe parent unit is equipped with adjustable volume. This means that you can turn the volume up or down depending on your surroundings and your baby's noise levels.Wall Mountable for Convenient MonitoringThe parent and baby units are wall mountable. Mount the baby unit on a wall in the nursery so that you can place it out of reach but still keep it close enough to hear your baby.24/7 Lifetime Live Customer SupportOur customer support team can be reached by phone 24/7 or by email and live web chat services, so you always have access to an expert.
What's in the Box
Baby Unit
Parent Unit
2 Power Adapters
1 Year Warranty
24/7 Live Customer Support
Amazon Coupons
SearsCraftsman 10 pc. Router Bit Set half price at $34.94
Added on : Tuesday June 18th 2013 01:00:13 PM
Go to Sears.com, click on local ad, and scroll down to tools. I have a similar set and it's done everything expected of it:Craftsman 10 pc. Router Bit Set
(19 Reviews) | Sold by Sears
Item# 00926002000 Model# 26002
Reg Price:69.99
Savings: $35.05
34.94
http://www.sears.com/shc/s/LocalAdHome?storeId=10153&catalogId=1...
Sears Coupons
Investor's profit sharing for house flip
Added on : Tuesday June 18th 2013 08:00:11 AM
I have an oppritunity presented to me for a house flip.An agent/friend is looking for me to put up 33% of the total costs(property+repair costs) and he will put up the rest, 66%. He would be putting together the contracts and hiring the contractor's, basically doing all the coordinating while I don't have to lift a finger. Total timeframe is 3-4 months.We are projecting a 20% total return. This translates into a 12% return on my initial investment(in 3-4 months).For the profit sharing he's suggesting I would get 20% of the total profit, instead of 33%.There are two sides to this coin:1)As an investor I am enabling him to complete this deal, as a result I'm critical in the deal. Also, with him doing the work, it's not like he's doing it FOR me, he's doing it for both parties.2) From his point of view, he's presenting me a deal which has good returns in a short period. He said other agent's only give their investor's half the percentage of what they put in. (ie, investor puts in 50% of the total costs and gets 25% of the profit). His time and efforts ARE worth something.What is fair to both parties? How are these deals usually structured?
Free HBO Season 1, The Weight of The Nation - iTunes
Added on : Tuesday June 18th 2013 08:00:09 AM
Description
To win we have to lose. HBO shines a bright light on America's obesity epidemic in this multi-part, multi-platform project that looks at causes, symptoms and treatments for the problem...and offers some possible solutions to restore our individual and collective health. Launching one of the most far-reaching public health campaigns on obesity, The Weight of the Nation will feature four HBO documentaries and 10 supplemental films.On May 7th, 2012, HBO released the entire season of The Weight of The Nation, a show dealing with America's obesity crisis, which includes 4 hour long documentaries and 10 half hour episodes. It was part of a program to end obesity by getting the American public informed. All 15 episodes (there's a featurette) are in HD.The Weight of The Nation - Season 1 - TV-PG - https://itunes.apple.com/us/tv-season/the-weight-of-the-nation/i...------------------
Other iTunes freebies -
$10 coupon to anyone who takes a survey about Moosejaw
Added on : Tuesday June 18th 2013 07:00:10 AM
$10 coupon to anyone who takes a survey about Moosejawhttp://www.moosejaw.com/moosejaw/shop/content_lp-10-dollar-surve...Here are the fun rules about the $10 Survey Coupon thing, bullet point style. The code is only valid with the email address provided at the end of the survey.
You can only take the survey until June 25th. So snap to.
The $10 coupon is valid on items over $25 and expires June 30th, 2013
The coupon is good for in-stock items only and isn't valid for prior purchases.
The coupon excludes all Patagonia Full priced items.
Rewards points are cut in half for orders placed with the survey coupon.
Moosejaw Coupons
I realize this has a specific audience, but if you love Charles Wysocki like I do this is a pretty decent deal for a great Calander! The Charles Wysocki 2013 American Wall Calander is currently $7.25 and free shipping with Amazon Prime. You have to click on new items, as it is not on the main page. I realize we are half way through 2013 but this calander has beautiful Amaericana images and was cheap enough for me to justify buying a second one in June. Plus the price is the best I have seen thus far. It is actually cheaper than the "used" ones for sale. Not sure about the seller, as the seller is third party but it appears to be fulfilled trough Amazon. Thought I'd pass on it on for any other Charles Wysocki fans. Dont't forget to pre-order next years calander too!  Link here
Amazon Coupons
I realize this has a specific audience, but if you love Charles Wysocki like I do this is a pretty decent deal for a great Calander! The Charles Wysocki 2013 American Wall Calander is currently $7.25 and free shipping with Amazon Prime. You have to click on new items, as it is not on the main page. I realize we are half way through 2013 but this calander has beautiful Amaericana images and was cheap enough for me to justify buying a second one in June. Plus the price is the best I have seen thus far. It is actually cheaper than the "used" ones for sale. Not sure about the seller, as the seller is third party but it appears to be fulfilled trough Amazon. Thought I'd pass on it on for any other Charles Wysocki fans. Dont't forget to pre-order next years calander too!  Link here
Amazon Coupons
Seagate 3TB 7200RPM internal 3.5" drive - $109.99 FS Newegg
Added on : Saturday June 15th 2013 09:00:08 AM
Cheapest price I've seen since Black Friday ($89.99). Use promo code EMCYTZT3593 (may well need to be an e-blast subscriber).Link.I've been using four of these for a bit over half a year, and they're working great.
Newegg Coupons
Twice this month, on two different credit cards from two different banks (Chase & C1), I've had my card shutdown and a fraud alert issued for regular retail spending but in a pattern that tripped fraud alerts.Case 1: Went to a gas station, bought gas, which went fine, drove a couple hundred feet to a CVS for some stuff (including ice cream), card declined. I call the bank, they say "Oh, well you know, little test charges like those done by pay at the pump, resemble hackers putting small charges on cards, so that is what we thought happened. Sorry."Um, clearly this was a gas station, and both of these business are a couple miles from my house - why would they trip a fraud alert? Would the fraud alert be tripped if I did the big charge then the small one? "Probably not."Case 2: Use coupons get the FAR photo paper @ Staples - $3 or so left as total, put it on CC, it goes through fine. Go a half mile away to Target, try to buy Target AMEX, card declined. This really ticked me off because this card is my daily driver - I put everything on it. I call the bank, yep, fraud alert. Small charge followed by big charge.Would the fraud alert be tripped if I did the big charge then the small one? "Probably not."I know the banks are looking out for me, and the only consequences have been a little embarrassment, some phone time, and less CC bonus Cash Back, so I pass this along as a cautionary tale. Anybody else have normal spending throw a fraud alert because of something like this?
http://www.groupon.com/deals/gg-martin-scorsese-collection-dvd-b...Bundle Contents After Hours
Alice Doesn't Live Here Anymore
Goodfellas two-disc special edition
Mean Streets
Who's That Knocking on My Door?Martin Scorsese CollectionThough Martin Scorsese's mantle is overflowing with honors, the director didn't take home the coveted Academy Award for Best Director until 2006's The Departed. Many felt the recognition was long overdue, citing the overlooked early-career masterpieces chronicled here in this DVD box set. Scorsese's debut, Who's That Knocking on My Door, gave way to Mean Streets, which catapulted the director into the public eye and marked his first of many collaborations with actor Robert De Niro. Alice Doesn't Live Here Anymore and After Hours stand as highlights of Scorsese's output in the '70s and '80s, and a two-disc special edition of Goodfellas gives the seminal gangster classic the treatment it deserves. Commentaries with Scorsese, actors, and other collaborators provide behind-the-scenes insight on each film's development and production. Five early-career films from Martin Scorsese on DVD
Films span 1968 to 1990
Goodfellas two-disc special edition
Commentaries with director, featured actors, and half-smoked cigarsIn a NutshellCollection of early-career films from Martin Scorsese features Mean Streets, _ After Hours_, and a 2-disc special edition of Goodfellas
The Fine Print Limit 3 per person, may buy 2 more as gifts. Free returns. $2.99 flat-rate shipping for purchases less than $14.99. Free shipping for purchases of $14.99 or more. Does not ship to AK/HI/Canada/Puerto Rico. Most orders are delivered within 2 1/2 weeks of the purchase date. Does not ship to PO boxes. See return policy. Must pay applicable tax and provide name and shipping address at checkout, which will be shared to facilitate shipping. Goods sold by Groupon Goods.
Groupon Coupons
About six months ago, some new people moved in next door to me. The lady that owned it when I moved in had it sold on land contract to the people that lived next door to me for about 3 years. They moved out, and told me the place had some serious issues that she hadn't disclosed and refused to fix them, so they took the loss and got out of the contract.New people moved in late last fall. The house was built the same time as mine, 1910. But it is in WAY worse condition and hasn't been updated. They said they bought it for 50k (My house is appraised around 75k. Yes, its cheap, I live in Southern Ohio in the middle of nowhere). I assumed they knew what they were getting in to, due to the low price.We were talking yesterday, and he was asking me what I do about the roots in my basement. I was like...the what in my what? Apparently he has like 6" diameter roots pushing in the foundation around his crawl space. I told him that would require some serious foundation work, likely someone will need to bring out a backhoe, dig out around the foundation, and reinforce everything.He started telling me everything that was wrong over there, and it turns out, the seller hadn't disclosed any of the issues that the previous tenants had told her about. The roof leaks like a sieve, the foundation is getting destroyed, there is a serious mold problem in the crawl space and a lot of the beams are either already rotten in half or are close to it. He said they just had to put in a new hot water heater, because the old one's burner was completely rusted out and wouldn't stay lit. And, the plumbing is leaking like crazy, whenever someone uses the bath upstairs, water leaks down the wall on the first floor.I'm not a wealth of knowledge on this subject, because I had my own inspector come and look at my house before I bought it. He said the bank did hire an inspector, and it was OK'd, but that's all he knows.My suggestion was, start documenting everything. Take pictures (I suggested getting a disposable camera just to use for taking pictures of this), and go talk to a lawyer.How likely of a case do they have if they've been there six months and are finding all these things the seller didn't disclose (foundation damage, rot, mold, plumbing, roof)?Is there anything else I should suggest he do?Thanks!
sam's club instant savings 6/17-6/23 (maybe YMMV)
Added on : Tuesday June 11th 2013 04:00:03 AM
I found this while I was double checking my account details..It might not be as good as the 2 week offers, but just in case others can use thisTo see the offers (for now it's "upcoming") Click on your account (on right hand side of screen)the middle header bar (you'll see tabs for "My Sam's Club, My Preferences, My Instant Savings, Refer a friend, tools") click on "My Instant Savings" (not sure if this link will work: http://www.samsclub.com/sams/eValues/specialSavingsHome.jsp#/ )The values have not shown up yet, but it's sorta a heads upThe following might be useful for some:Savings on the 2L bottles of soda (maybe $1, i think)
Savings on various HP toner cartridges

140624 HP LaserJet 64A Print Cartridge - Black
140661 HP 78A LaserJet Print Cartridge with Smart Printing Technology - Black
140690 HP LaserJet CE390A Black Toner Cartridge
140697 HP 55A LaserJet Print Cartridge - Black
140716 HP 42A LaserJet Smart Print Cartridge - Black
140724 HP LaserJet CE505X Black Print Cartridge
390428 HP 12A LaserJet Toner Cartridge
583309 HP LaserJet 85A Toner Cartrildge - Black
836767 HP 05A LaserJet Toner Cartridge

motor oil stuff
Limit 3 per Membership 3 remaining
42549 Mobil 1 5W-30 Motor Oil - 1 qt. bottles - 6 pk.
42550 Mobil 1 - 10W-30 Motor Oil - 1 qt. bottles - 6 pk.
100593 Mobil 1 5W-20 - Motor Oil - 1 qt. bottles - 6 pk.
425746 Mobil 1 5W-30 High Mileage Advanced Full Synthetic Motor Oil - 1 qt. bottles - 6 pk.
Limit 4 per Membership 4 remaining
5657 Quaker State 10W-30 Motor Oil - 1 Quart Bottles - 12 Pack
18409 Pennzoil 10W-30 Motor Oil - 1 Quart Bottles - 12 Pack
20711 Pennzoil 5W-30 Motor Oil - 1 Quart Bottles - 12 Pack
74135 Quaker State 5W-30 Motor Oil - 1 Quart Bottles - 12 Pack
386692 Rotella T 15W40 Heavy Duty Motor Oil - 1 Gallon Bottles - 6 Pack

Milk

Office Supply stuff

436672 Scotch 810 Magic Tape, 3/4" x 1296" - 12 Rolls

Limit 5 per Membership 5 remaining
23828 Post-it Notes - 3" x 3" - 100 sheets/pad - 27 pads

Limit 1 per membership
85744 Pilot - G2 Gel Roller Ball, Retractable, Assorted Colors, Fine - 20 Pens

Limit 3 per Membership 3 remaining
45925 Expo Dry Erase Markers - 18 Pack

Limit 3 per Membership 3 remaining
Sharpie - Permanent Marker, Fine, Black - 24 Count
The industry standard, original Sharpie.
Permanent on most surfaces.
Fade, smear and water resistant.
744575 Sharpie - Permanent Marker, Fine, Black - 24 Count

Limit 3 per Membership
18712 uni-ball - Signo Gel 207 Roller Ball Retractable Gel Pen, Black Ink, Medium - 10 Pens
unsalted butter
47993 Hunts Tomato Ketchup - 1000/.32 oz.

candy

Limit 2 per Membership 2 remaining
55386 Sour Patch Kids Watermelon Candy - 24 ct.
674152 Sour Patch Kids Soft & Chewy Candy - 2 oz. - 24 ct.

more drinks
Limit 2 per Membership 2 remaining
151991 Fruit2O Flavored Purified Water Beverage Variety Pack - 16 oz. bottles - 28 pk.

Limit 3 per Membership 3 remaining
642480 VITAMINWATER BONUS 18 / 20OZ BOTTLES
642490 VITMINWTR ZERO BONUS 18 / 20OZ BOTTLES

health related stuff
Limit 5 per Membership 5 remaining
228339 Alka-Seltzer Original Antacid and Analgesic - 116 ct.

Limit 4 per Membership 4 remaining
440955 Members Mark Simple Tie Drum Liners - 55 gal. - 80 ct.

Limit 5 per Membership 5 remaining
201472 Yoplait Original Yogurt Multi Pack - 6 oz. cups - 18 ct.
Limit 3 per Membership 3 remaining
873485 Jack Links Original Beef Jerky - 4.05 oz. - 3 bags
873492 Jack Links Peppered Beef Jerky - 4.05 oz. - 3 bags
873499 Jack Links Teriyaki Beef Jerky - 4.05 oz. - 3 bags
Limit 3 per Membership 3 remaining
352992 SMARTWATER SPORTSTOP 12 / 700ML ST BOTTLE
631615 Smartwater Water - 12/1 Liter
Limit 3 per Membership 3 remaining
381234 POWERade Variety Pack - 24/20 oz.
Limit 5 per Membership 5 remaining
788870 Chex Mix Traditional - 36 ct.
Limit 3 per Membership 3 remaining
4364 Trident Spearmint Sugar Free Gum with Xylitol - 18 piece pks. - 12 ct.
4405 Trident Original - 18 stick pks. - 12 ct.
4426 Trident Cinnamon -18 piece pks. - 12 ct.
667828 Trident Tropical Twist - 18 stick pks. - 12 ct.
800961 Trident Watermelon Twist Sugarfree Gum with Xylitol - 18 piece pks. - 12 ct.
800968 Trident Bubblegum Sugar Free Gum with Xylitol - 18 piece pks. - 12 ct.
Limit 1 per membership
235105 Gatorade Cool Blue - 20 oz. bottles - 24 pk.
385312 Gatorade Lemon-Lime - 24/20 oz. bottles
385319 Gatorade Orange - 24/20 oz. bottles
385536 Gatorade Fruit Punch - 20 oz. bottles - 24 pk.
Limit 2 per Membership 2 remaining
283398 Listerine Pocket Paks Breath Strips - 12 pk. - 24 ct.
Limit 1 per membership
193186 Scrubbing Bubbles Lemon Foaming Bathroom Cleaner - 25 oz. - 4 pk.
270326 Scrubbing Bubbles Bathroom Cleaner - 3/25 oz.
Limit 2 per Membership 2 remaining
BAND-AID Brand Adhesive Bandages - 160ct
All purpose adhesive bandages: protection for everyday cuts and scrapes.
Item #: 694530
694530 BAND-AID Brand Adhesive Bandages - 160ct
Limit 1 per membership
838279 Minh Pork Egg Rolls - 20 ct.
Limit 1 per membership
498025 Red Baron French Bread Pepperoni Pizza - 9 ct.
Limit 1 per membership
361387 Hefty Supreme Plates - 250 ct.
Limit 2 per Membership 2 remaining
32951 M&Ms Milk Chocolate King Size - 24 ct.
32952 M&M Peanut King Size - 24 ct.
Limit 1 per membership
841750 Energizer MAX 9V Batteries - 12 ct. in Resale Packs
841760 Energizer MAX AAA Batteries - 36 ct. in Resale Packs
841788 Energizer MAX D Batteries - 12 ct. in Resale Packs
841954 Energizer MAX AA Batteries - 36 ct. in Resale Packs
842405 Energizer MAX C Batteries - 12 ct. in Resale Packs
Limit 3 per Membership 3 remaining
833905 Diet Coke - 12 oz. bottles - 24 pk.
776912 Coca-Cola de Mexico - 355mL bottles - 24 pk.
107446 Sprite - 16.9 oz. bottles - 24 pk.
107383 Coca-Cola - 16.9 oz. bottles - 24 pk.
896020 Coca-Cola de Mexico - 355mL bottles - 24 pk.
858157 Dr Pepper - 16.9 oz. bottles - 24 pk.
415742 Coca-Cola - 12 oz. bottles - 24 pk.
801128 Diet Coke - 12 oz. bottles - 24 pk.
298713 Coca-Cola de Mexico - 355mL bottles - 24 pk.
776933 Coca-Cola de Mexico - 355mL bottles - 24 pk.
468499 Diet Coke - 12 oz. bottles - 24 pk.
468506 Coca-Cola - 12 oz. bottles - 24 pk.
449642 Diet Dr Pepper - 16.9 oz. bottles - 24 pk.
743835 Coca-Cola - 16.9 oz. bottles - 24 pk.
800840 Sprite - 12 oz. bottles - 24 pk.
667249 Coca-Cola de Mexico - 355mL bottles - 24 pk.
161641 Coca-Cola - 16.9 oz. bottles - 24 pk.
961753 Coca-Cola - 12 oz. bottles - 24 pk.
161648 Diet Coke - 16.9 oz. bottles - 24 pk.
801135 Coca-Cola - 12 oz. bottles - 24 pk./q]
Limit 1 per membership
242062 Pepsi - 24 oz. bottles - 24 pk.
241978 Pepsi - 24 oz. bottles - 24 pk.
242020 Pepsi - 24 oz. bottles - 24 pk.
23547 Pepsi - 16 oz. bottles - 24 pk.
253293 Diet Pepsi - 24 oz. bottles - 24 pk.
641802 Pepsi - 24 oz. bottles - 24 pk.
241673 Mountain Dew 24 / 24 oz. bottles
489004 Pepsi - 16 oz. bottles - 15 pk.
136869 Pepsi - 16 oz. bottles - 24 pk.
136883 Mountain Dew - 12 oz. bottle - 12 pk.
241992 Diet Pepsi - 24 oz. bottles - 24 pk.
136890 Diet Pepsi - 24 oz. bottles - 24 pk.
242069 Mountain Dew 24 / 24 oz. bottles
212125 Diet Pepsi - 16.9 oz. bottles - 24 pk.
23488 Mountain Dew - 16.9 oz. bottles - 24 pk.
228892 Pepsi - 24 oz. bottles - 24 pk.
23497 Mountain Dew - 16.9 oz. bottles - 24 pk.
136876 Pepsi - 24 oz. bottles - 24 pk.
246213 Pepsi - 24 oz. bottles - 24 pk.
219167 Pepsi - 16.9 oz. bottles - 24 pk.
Limit 3 per Membership 3 remaining
785169 Sharpie - Permanent Marker, Chisel Tip, Black - 12 Count
Limit 3 per Membership 3 remaining
847188 Capri Sun Variety Pack - 40 pouches
Limit 1 per membership
48417 Planters NUT-rition Heart Healthy Mix - 1.5 oz. bags - 12 ct.
599047 Planters Nut Variety Pack - 24 ct.
Limit 5 per Membership 5 remaining
82631 BIC - Round Stic Ballpoint Pen, Black Ink, Medium - 72 Pens
82639 BIC - Round Stic Ballpoint Pen, Blue Ink, Medium - 72 Pens
clarified butter, half and half, sour cream
Limit 5 per Membership 5 remaining
164902 BIC Wite-Out EZ Correction Tape - 6 pk.
Limit 1 per membership
824807 Dixie - PerfecTouch, Insulated Paper Hot Cup, 12 oz., Coffee Haze Design - 160 Cups
824835 Dixie - PerfecTouch, Insulated Paper Hot Cup, 16 oz., Coffee Haze Design - 140 Cups
824884 Dixie - PerfecTouch, Insulated Paper Hot Cup, 8 oz., Coffee Haze Design - 160 Cups
964180 Dixie - PerfecTouch, Insulated Paper Hot Cup, 20 oz., Coffee Haze Design - 100 Cups
Limit 3 per Membership 3 remaining
281710 Heinz Tomato Ketchup - 44 oz. - 3 pk.
Limit 2 per Membership 2 remaining
353646 Nestle Pure Life Purified Water - 35/.5L
973703 Nestle Pure Life Purified Water - 16.9 fl. oz. - 32 pk.
sunkist orange soda 24/pk
Limit 10 per Membership 10 remaining
271150 Simply Right Body Care Hand Sanitizer - 67.6 fl. oz.
delmonte stuff
Limit 6 per Membership 6 remaining
39006 Del Monte Fancy Cut Green Beans - 101 oz. can
283046 Del Monte Whole Kernel Corn - 106 oz. can

Limit 6 per Membership 6 remaining
860346 Del Monte Tropical Fruit Salad - 107 oz. can
Limit 1 per membership
102550 Dixie - Bath Cup, 3 oz. - 600 Cups
950163 Dixie - Cold Cup, 5 oz. - 450 Cupsthe nicer version of a brochure should be up maybe on the 15th? maybe this linki admit for copy/pasting, but I can't quite find a way to make it look nice. (sorry)thank you for your patience in viewing this
TRENDnet 8-Port Unmanaged Gigabit GREENnet Switch $24.99 @ Amazon
Added on : Monday June 10th 2013 04:00:03 PM
TRENDnet 8-Port Unmanaged Gigabit GREENnet Standard Switch (8 x 10/100/1000Mbps)Amazon Link*Mini Competition: Who can come up with the best filler item for FSSS?*The compact 8-Port Gigabit GREENnet Switch provides high bandwidth performance, ease of use and reliability, all while reducing power consumption by up to 70%.GREENnet technology automatically adjusts power voltage as needed, resulting in substantial energy savings.Boost your office efficiency and eliminate network congestion with Gigabit speeds and total switching capacity of 16Gbps with Full-Duplex Mode. Plug and Play this sturdy metal switch for reliable high-speed network connectivity.Overview TEG-S80g:
GREENnet technology reduces power consumption by up to 70%*
8 x Auto-Negotiation Gigabit ports
Build a high performance energy efficient Gigabit network in minutes
Sturdy metal switch with a simple Plug and Play installationNetwork Media:
Ethernet: Cat. 3,4,5, up to 100m
Fast Ethernet: Cat. 5, up to 100m
Gigabit Ethernet: Cat. 5, 5e, 6, up to 100mData Rates:
Ethernet: 10Mbps/20Mbps (Half/Full-Duplex)
Fast Ethernet: 100Mbps/200Mbps (Half/Full-Duplex)
Gigabit Ethernet: 2000Mbps (Full-Duplex)
Amazon Coupons
This is my experience over the past few months of bidding at auctions in a few counties in CA. I am not a lawyer, this is not legal advice. I make no warranties about the correctness or completeness of info provided, or about what you do with it. Some of it could be flat out wrong. Do your own due diligence. Auctions come with risk and you can lose everything you bid if you aren't careful.
First is information. Most bidders use foreclosureradar.com It's 50$ a month, but gives lots of info. To see properties at auction, you go daily auction schedule, pick the date and the county/state. It will show everything. If the date is a ways in the future, most properties will still be active. As the date approaches (and even on the date) most of the properties will either be canceled (sale is off) or postponed. The vast majority of properties shown will not actually go up for auction on that date. If there were originally 200 properties, the night before auction there will probably be 100 left. The morning of, maybe 60. And maybe 10 will actually go up for auction.So, you want to wait until as close as possible to the auction to do research on the properties, since you will waste less time.
You're going to need to do 4 main things for each property.1. Tax. Fairly straight forward. Put the APN into the county site and make sure there isn't a bunch of back taxes. Taxes are NOT wiped out in a foreclosure (at least in CA). I have seen 10 year old houses with $60k in back taxes and vacant lots with $100k+. Subtract this amount from your max bid2. Title. A bit trickier. A foreclosure auction will only wipe out liens junior to the one being foreclosed on. So you want to make sure the lien you are bidding on is the most senior lien on the property (or if it isn't you want to make sure you know how much is owed on the senior lien(s) as you will have to pay them off to get title). Foreclosure radar gives an "estimated loan position". Be aware of this obviously, but you want to look at the transaction history as FR isn't always right. The safest loan to bid on is a purchase money first. You can tell this by the document number in the transaction history section. The loan should have the next document number after the transfer. There is a lot to look into here, but your best bet if you are only bidding on a few properties is to talk with a title company and have them do a quick search. You also want to make sure the address listed matches the description in the deed as you are only bidding on what is listed in the deed of trust. That is why the criers (people who actually conduct the auctions) will always say "address is purported to be". It is not a guarantee. 3. Value. This is self explanatory. Figure out what your max bid is. I used redfin and looked at sold comps/pending/ currently listed. This depends on your intentions. If you plan to flip it, you are going to need to pay way less. If you want to rent it or live in it, you just want a good deal. Don't forget about $3k average in cash for keys (more if you are bidding on expensive properties). 4. Drive by. You really have to do this. If you don't you could be bidding on a house that burned down. The exception is for condos as you can't tell much from the outside and they carry communal fire ins anyway. I would grade them as good (add to max bid), average (no change) or bad (subtract from max bid). Although it's hard to tell from just driving by. If it doesn't look like anyones home, you can try and peek in the windows to see if it is vacant but 75%+ are occupied. If you want to do it like the big boys, pay someone a few bucks to drive by everything you're interested in the day before and take pictures. Then pay someone to go to the actual auction and call you when properties come up (almost all bidders are just bidding on behalf of people on the other end of a phone). Then when they come up do your research quickly. Next up
the auction
Grand Resort-Walton 5pc Dining set $449.99 w/free shipping @ Sears
Added on : Saturday June 08th 2013 10:00:03 PM
get the Grand Resort Walton 5pc. dining set for less than half the price at only $449.99 plus FREE SHIPPING on this item from Sears or go to www.sears.com/simply-outdoors-walton-5-pc-dining-set/p-071808030... to check out this deal on a nice garden patio set.
Sears Coupons
GUNS: Ruger 10/22 Takedown 22 LR $309.99 f/s@kygunco.com
Added on : Friday June 07th 2013 09:00:02 PM
Product Description:Includes: Backpack-Style BagReadily separated into two halves, the Ruger 10/22 Take down offers a convenient transport and storage option for the popular Ruger 10/22. As reliable and accurate as every Ruger 10/22, the Ruger 10/22 Take down makes it even easier to keep Americas favorite rimfire rifle by your side.The 4.67 pound Ruger 10/22 Take down is 37" long when assembled; each half is less than 20-1/4" when disassembled. Utilizing the standard 10/22 action, and provided with one ten-round rotary magazine, the Ruger 10/22 Takedown offers legendary 10/22 reliability in a new compact and portable package. Here is the deal...
CRAFTSMAN 65-IN-1 UNIVERSAL MULTI-TOOL $12.49 @ SEARS
Added on : Friday June 07th 2013 09:00:02 PM
get the Craftsman 65-in-1 Universal Multi-Tool for less than half price at only $12.49 at Sears or go to www.sears.com/craftsman-65-in-1-universal-multi-tool/p-009035310... to check out this handy deal.
Clear 2O CWF1012 Water Filter (1-Pack) - $7.44 @ Amazon
Added on : Friday June 07th 2013 07:00:02 PM
Clear 2O CWF1012 Water Filter (1-Pack) - $7.44 @ Amazon
MSRP $12.99http://www.amazon.com/gp/product/B0015UQAEE/...
Water Filters for use with CWS100AW pitcher* 1 Filter cleans 50-gallon - that's over 88 pitchers
* System tested and certified by NSF for the reduction of chlorine taste and odor
* Reduces lead mercury asbestos cadmium voccyst
* Equivalent of 378 disposable half-liter water bottles
* Solid block carbon
Amazon Coupons
Utah Beach: The Amphibious Landing and Airborne Operations on D-day, June 6, 1944 [Kindle Edition] - was $21.95Joseph Balkoski (Author)http://www.amazon.com/dp/B004BJ0GPUPublication Date: May 18, 200636 Reviews ★★★★.5#1 in Kindle Store > Kindle eBooks > History > Military > World War II#2 in Kindle Store > Kindle eBooks > History > Americas > United States > Military History"Balkoski is in top form in this groundbreaking analysis of the other half of America's D-Day."--Dennis Showalter, author of Patton and Rommel
Although the assault on Utah Beach ultimately became one of the most successful military operations of World War II, its outcome was anything but certain. Not only was Utah the most isolated of the five D-Day beaches, but the airborne assault was of unprecedented size and complexity. Despite the perils, American troops confidently cascaded into that far corner of Normandy and contributed decisively to the Allied triumph on D-Day. With verve and authority, Balkoski describes how that victory was won.
LUGZ MEN"S CASUAL SHOE Drifter-brown $29.99 @ SEARS
Added on : Thursday June 06th 2013 10:00:10 AM
get the Lugz men's casual shoe drifter in brown for only $29.99 from Sears or go to www.sears.com/lugz-mens-casual-shoe-drifter-brown/p-067va5096940... to check out this deal. many other Lugz shoes at up to half price.
Sears Coupons
LUGZ MEN"S CASUAL SHOE Drifter-brown $37.50 @ SEARS
Added on : Wednesday June 05th 2013 10:00:03 PM
get the Lugz men's casual shoe drifter in brown for only $37.50 ( half price ) from Sears or go to www.sears.com/lugz-mens-casual-shoe-drifter-brown/p-067va5096940... to check out this deal. many other Lugz shoes at up to half price.
Sears Coupons
Metro Saferoom Rebate Now Live (North Central Texas)
Added on : Tuesday June 04th 2013 09:00:04 PM
https://saferoom.nctcog.org/The rebate portal just went live around 1am this morning. Successful applications will receive a rebate for half of the cost to install a storm shelter up to $3,000. Eligible counties in the North Central Texas area include Collin, Dallas, Denton and Tarrant. Limited number of applications available. Other restrictions listed below.Metro Safe Room Rebate ProgramNorth Central Texas residents living or developing in one of the four metro counties (Collin, Dallas, Denton, or Tarrant) m