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Black Neoprene Winter Snowboard Ski Half Face Mask $1.34 w/FS @ Amazon
Added on : Sunday October 19th 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 135 Replies: 0 Ships from and sold by yisionshopping

BLACK NEOPRENE FACE MASK NECK EARS WARMER
FITTED NEOPRENE VENTED FITTED VELCRO CLOSE FACE
THERMAL COTTON FLEECE LONG NECK & RAISED EAR WARMERS
LENGTH AROUND HEAD 21" UNSTRETCHED -APPROXIMATE LENGTH 11"
GREAT FOR WINTER SPORTS , HUNTERS, MOTORCYCLISTS , SNOWBOARDERS

www.amazon.com/Neoprene-Snowboard-Protection-Adjustable-Motorcyc...
Clothing Deals

Amazon Coupons
g: 0 Posted By: st4rdust
Views: 92 Replies: 0 Hidden Springs Maple is offering their Half-Gallon Grade-B Maple Syrup(Plastic Jug) for$36.40with free shipping when you use coupon code "oct14" at checkout.



If you are unfamiliar with the differences in grades of maple syrup, here's an article with more information. Grade B is darker and usually has more maple flavor.
Grocery Deals
g: 0 Posted By: remick
Views: 225 Replies: 0 https://cloud.google.com/developers/startercredit/

Promo Code: UW-HACK


Google Cloud Platform enables developers to build, test and deploy applications on Googles highly-scalable and reliable infrastructure. Choose from computing, storage and application services for your web, mobile and backend solutions.

Read applicableterms and conditions.Offer void where prohibited by law. Cannot be used for cryptocurrency mining. Credits expire 3 months after redemption. Only for new accounts. One promotional code per customer.


Cloud Coupon Terms and Conditions

You, on behalf of yourself and the organization you represent (You) agree to the following terms and conditions.

The credit is valid for Google Cloud Platform products only and is subject to Your acceptance of the applicable Google Cloud Platform License Agreement. You will be responsible for all usage in excess of the credit and may not be notified once the credit is exhausted. The credit is non-transferable and may not be sold or bartered. One promotional code per customer. Unused credit expires on the date indicated on the media conveying the promotion code. Offer void where prohibited by law. As part of the program, You may receive occasional emails and phone calls about the state of Your account.

If You are accepting the promotional credit on behalf of a government institution the credit can only be used by the government entity and not for Your personal use. You represent, on behalf of such government entity, that (i) you are authorized to accept this credit; (ii) the credit is consistent with all applicable laws and regulations, including relevant ethics rules and laws; and (iii) the provision of credits will not negatively impact Google's current or future ability to do business with such government entity.
Services Deals
Walgreens emergen-C 30pk Buy 1 get one half off
Added on : Friday October 17th 2014 03:00:05 AM
g: 0 Posted By: skh12
Views: 169 Replies: 1 Emergen-C

most varieties seem to be around $12.50

i was shopping for it on Amazon, and it's an add on for prime, so i decided to check the Walgreens site
Health Deals

Walgreens Coupons
g: 0 Posted By: RagingBull
Views: 54 Replies: 2 I have a solo 401k for a company which i plan to shut down. I would like to rollover the Solo 401k to a Rollover IRA. But i would like to split the funds into two different companies. I want to move half of it to scottrade rollover ira and the other half to a vanguard rollover IRA. Is that possible?
Question Deals
g: 0 Posted By: firestix
Views: 24 Replies: 0 Several weeks ago my employer gave us the option to go to direct deposit or get a pay card. Had us fill out a form and everything. Mind you this form had no description of what the pay card was. I chose the pay card because I have a problem with the company's ability to dip into my account if they feel they paid me incorrectly. It turns out this pay card comes with a 16 page pamphlet of terms and conditions that were not disclosed at the time I was forced to make the decision. My employer has already deposited my pay into the BoA account. According to the payroll specialist I have to activate the card (accept all terms of the service) to get my money out, there is nothing she can do. The "Money Network" rep initially tells me the same thing but when I insist I don't want to accept the terms they tell me that my employer needs to take the money out if I do not wish to activate it.

I'm only getting started on this battle. I have already signed up for direct deposit; I figure it is the lesser of two evils. The sign up for direct deposit said that it may take up to two pay cycles to activate. So that makes up to a month and a half of pay being held ransom over these terms and conditions. While I can weather that delay, I wonder how smoothly the removal of funds from BoA will be once I have the direct deposit operational. I guess I'll be e-mailing my payroll specialist. Whereas up till now I have used phone calls. Getting documentation in case things go wrong, might just be a good idea. So if there is anyone that has experience on the payroll side of how this might go down I would love to hear what you have to say.

I am also a bit concerned about how they seem to have opened an account for me and how my actions, weather to suck it up and take on the terms, or never use the account, might affect my credit rating. I would also love to hear from anyone who might have insight into how these actions might affect my FICO score.Thanks in advance for anyone who chimes in and takes the time to help me out.
g: 0 Posted By: DaysFan
Views: 181 Replies: 0 =13.3333330154419pxhttp://www.amazon.com/dp/B00BWYQ9YE/
Kindle Fire HDX 7" Tablet
7" HDX Display, Wi-Fi, Optional 4G LTE Wireless, 16GB, 32GB, or 64GB
Starting at
List Price: $199.00
Price: $179.00

FREE Shipping Details
You Save: $20.00

Exclusive 7" HDX display (1920x1200), high pixel density (323 PPI), and perfect color accuracy (100% sRGB) for vivid, lifelike images that go beyond standard HD
Ultra-fast 2.2GHz quad-core processor3x more powerful than previous generationwith 2GB of RAM and Adreno 330 GPU for fast, fluid gaming and video
Introducing the "Mayday" buttonrevolutionary, on-device tech support, exclusive to Kindle Fire HDX tablets. Connect for free to an Amazon expert 24x7, 365 days a year
Stay productive on the go with ultra-fast web browsing, built-in OfficeSuite, and updated e-mail and calendar support for Gmail, Outlook, and more
Immersive entertainment experiencesee trivia and character backgrounds with X-Ray for Movies and TV, follow along with lyrics with new X-Ray for Music, fling videos to your TV with Second Screen, and more
Over 100,000 apps and games available in the Amazon Appstore, including a new paid app for free every day
In addition to Free Two-Day Shipping, Prime members can stream tens of thousands of Prime Instant Video titles at no additional cost, over half of which can be downloaded to the latest generation of Kindle Fire tablets. Learn more
We want you to know...
Learn more about design decisions to help make an informed purchase


Learn more about Kindle Fire HDX
Web, e-mail, Skype, and more
Designed for entertainment
Take it to work or school
Other Fire OS 3.0 features
Kindle FreeTime for kids
Share your screen
Buy once, enjoy everywhere
Technical details
Compare Kindle Fire tablets

http://www.amazon.com/dp/B00BWYQ9YE/
Android Tablets Deals

Amazon Coupons
g: 0 Posted By: tedhawkins
Views: 13 Replies: 0 Poweradd Pilot S 12000mAh Dual USB Portable External Battery Power Pack With LCD Display $21.99 w/ code Fs Prime Amazon

http://www.amazon.com/Poweradd-Pilot-12000mAh-Portable-Smartphon...

Add $5 OFF code GT3YMSE6

Rated 4.1 out of 5 stars from 150 reviews

Smart LCD display makes it more easier and accurate to know charging and discharging status.
12000mAh of capacity charges an iphone 4 times, an Samsung S4 2 and a half times.
With compact size of 6.3"*2.76"*0.59", it's ideal for on-the-go use. Premium lithium polymer battery cells ensure quality and long lifespan (500+charge cycles).
Dual USB (2.1A / 1A) charge your two devices simultaneously.
Package contents: Poweradd Pilot S external battery, Micro USB cable, connecting tips, user manual. (Apple adapters and Samsung 30-pin adapter not included)
g: 0 Posted By: tedhawkins
Views: 147 Replies: 0 Prince Lionheart YoMOTO Ride-On Bike (Red or Blue) - 7800 $54.99 + $5 S/H @ Woot

http://kids.woot.com/offers/prince-lionheart-yomoto-ride-on-bike...

A great indoor/outdoor exercise for the little ones just getting onto a bike. Four wheels give them stability, while the lean 'n' learn design encourages the development of gross motor skills kids will find essential when they are ready to cut the number of wheels in half.

Get ready to have the coolest bike on the block
The perfect ride-on toy before upgrading to a bike
Big button wheels realign after going over obstacles for maximum stability and mobility
No pedals or batteries needed
Bicycle Deals

woot! Coupons
Strategy for first house
Added on : Monday October 13th 2014 11:00:06 AM
g: 0 Posted By: tempium
Views: 189 Replies: 5 Background

Wife and I (30 years old, no kids yet) are considering buying a house. Our HHI is ~155K. We have about 60K saved for downpayment + emergency fund + ~175K in retirement assets. Only debt is ~30K in student loans @ 2.75 variable. We are currently able to save 30% of our gross income paying ~1800 in rent.

We live in a major metro area and are looking at "fixer upper" homes in the 300K range. The hope is to spend the next 3-7 years in this home building "sweat equity" funding renovations with cash flow while maintaining a high savings rate, then rent it out when we retreat to the burbs. We have experience renovating a family vacation property ourselves and are managing it for short term rentals on behalf of the family.

Options

1. Condo in decent part of the city
2. Single family just outside the city
3. 2 Unit multifamily in a less desirable neighborhood just outside the city
4. Go to the burbs now (unlikely because it limits career options)
5. Keep renting and saving

We've looked at properties in all these categories and have been discussing the pros and cons of each. Right now we're leaning towards option 2. What say ye gods of FWF?

Personal Finance Deals
Best use of $15,000 towards student loans
Added on : Monday October 13th 2014 11:00:05 AM
g: 0 Posted By: mikey4226
Views: 4 Replies: 0 I am fortunate enough to have a family member offer to pay $15,000 towards my student loans and I needed some advice on the best way to use that money.Here is my current loan situation:

Grad Plus loan @ 7.65%
principle:64,318.39
current interest: 596.71

Stafford loan @ 6.55%
principle: 254,015.87
current interest: 16,067.23

Currently, my minimum IBR payments are $491.33. The govt pays $231 towards the subsidized interest on the stafford loan. Payments for each loan are applied to interest first, then to principle. Each month, I try to make extra payments of $1500, sometimes less, sometimes more.

My first question is: should I put the $15k towards 1. the principle of the grad plus loan or 2. the interest of the stafford loan?
Option 1 would greatly lower my grad plus principle and effectively lower the accrued interest by about $100/month. Option 2 would nearly eliminate the stafford loan accrued interest, making it easier for any extra payments to start lowering the principle.

Secondly, should I put all extra $1500 towards one loan or both?
Putting it all towards the grad plus loan (Dave Ramsey style) would allow me to pay off almost half of the grad plus loan within a year, but the interest of the stafford loan would increase by about $16,500 over the year.
Splitting the payment between both would allow me to pay off the additional interest each month and maintain the accrued interest of the stafford loan where it is now, and any money on top of that would go towards paying down the grad plus loan...obviously making it take longer to pay off the grad plus loan.

I keep going back and forth with everything and I'm getting very confused. I'm leaning towards putting everything towards the grad plus loan and get rid of that as quickly as I can, but it's painful to know that the stafford loan will be increasing $16,500. Any advice is appreciated. Let me know if you need any additional information. Thanks!
How do I calculate equivalent salaries between cities?
Added on : Monday October 13th 2014 10:00:06 AM
g: 0 Posted By: usethisemailforcraigslist
Views: 122 Replies: 3 I am currently employed in Champaign, IL. A sleepy town, really. My annual salary is roughly $100k, pre-taxes. I have a wife (not-working) and a 1 year old. We want to move away from the midwest at all costs. I took up this job because I loved it, but I don't like anything outside the job. Horrible city (not a city, more like a village) to live in, absolutely no outdoor activities, for just about anything we have to drive 3 hours to Chicago, Indianapolis or St. Louis, the weather is miserable half the year. Maybe if I was a student in UIUC here, I would have loved it. But otherwise, it plain sucks.

We want to go somewhere where my wife can socialize more, get out and meet people. Given we are Indians, we figured California would be an awesome place. Even places like Houston / Dallas / Austin might do too.

Given I work as a software engineer, I figure it can't be too hard for me to get a job elsewhere. Assuming I do, where do I find information on what an equivalent salary would be to afford an equivalent life style?

I pay around $1000 for rent monthly. I walk to office because it is in walking distance. I have 2 cars, fully paid off. Insurance on them is around $400 or so per year. In general I have a comfortable life style.I am paid bimonthly. I have a HDHP and I pay into my HSA the maximum allowed each month. Max out my 401k with some employer contribution. After all that and my monthly expenses, I get to save around 15-20% of my salary each month. (Occasionally we splurge, vacation, travel to India for family and all that but nevertheless).

So what salary should I be negotiating when looking to move to a proper city? I am guessing cost of living here in this small town is lesser? I am guessing the same salary won't go so far in a real city where I actually have stuff to do on the weekends, as opposed to now where we basically just sit at home and have nothing to do except perhaps go to a park or two?
Personal Finance Deals
Yamaha CP33 88-Key Stage Piano $849.99 Fs @ MF DOTD (reg $999)
Added on : Sunday October 12th 2014 04:00:03 AM
g: 0 Posted By: tedhawkins
Views: 69 Replies: 1 Yamaha CP33 88-Key Stage Piano $849.99 Fs @ MF DOTD (reg $999)

http://www.musiciansfriend.com/stupid

Product Description

The Yamaha CP33 Stage Piano is a fantastic instrument, especially for its modest price. It boasts 88 weighted keys with graded hammer-effect, 28 voices including 3-layer piano samples, sustain half-pedaling, and two effects processors. It has MIDI in/out and USB for computer connectivity, and 64-voice polyphony.

Made to be played
The authentic piano voices and rich expressiveness of the Yamaha CP series keyboards come alive at your touch, and the sound is big enough to blast through a full band onstageyet nuanced enough to work magic in an intimate club.

Expressive power
Yamaha's extensive experience in crafting fine acoustic pianos was key in creating the ultimate digital pianos. Yamaha's advanced Graded Hammer Effect (GHE) action gives all keys an authentic resistance that increases from the top register to the lowerjust as on an actual acoustic piano. Which means that you can naturally pound out thunderous low notes with your left hand and let the fingers on your right dance and fly with the high notes. This 88-key keyboard practically plays itself, working with younot against youand brings out the very best in your performance.

Sound choice
Crafting the authentic sound of the Yamaha CP-33 keyboard involved extraordinary attention to detail. Yamaha used meticulously recorded stereo samples of top-quality instruments, taken at various playing strengths, and included subtle elements such as Stereo Sustain (open strings while pedaling), and even Key-Off Samples (recordings of felt dampers coming to rest on vibrating piano strings)providing the most authentic-sounding and finely nuanced acoustic piano voices possible. There's also a wide variety of other dynamic sounds, including vintage electric piano, organ, guitar, strings, and much more.

Stay in control
As master keyboard controllers, the CP-33 stage piano lets you take command of your gear. Play and control external synthesizers and tone generators (such as the MOTIF-RACK ES) during your performance. Assign different internal voices to different sections of the keyboard or even create complex, multi-textured layers of sound. There are 2 instrument Zones on the Yamaha CP-33 keyboard, with dedicated Zone sliders on the panel that let you easily tweak the level of each instrument as you play. You can also freely reassign the sliders and wheels to control other sonic characteristics of the connected gear as desired, such as sound attack, decay, brightness, and filter cutoff.

Take center stage
Step out front and make your presence known. The CP-33 piano keyboard has a special Mono Piano sound, complete with a compression effect, designed specifically for live performance. It has the punch and power to stand out, even in full band situations.

Lock it up
Onstage, you need to make sure everything goes smoothly. Sometimes an errant hand (yours or someone else's) can touch the panel controls and change your special settings, giving you a rude surprise in the middle of your performance. The Panel Lock button lets you prevent that, keeping all settings fixed and secure, until you're ready to change them yourself.

A light and compact piano keyboard
Despite its full 88-key keyboard, realistic grand piano sound and extensive features, the Yamaha CP-33 is exceptionally compact, light, and portable. It goes wherever you go, sets up anywhere you need, and gives you complete piano performance everywhere you play.

Pedal to the metal
The Yamaha CP keyboards give you the same pedal control as an actual grand piano. The CP-33 has Sustain Pedal and AUX jacks (which can be configured as Soft or Sostenuto, or even Expression). On certain piano sounds, Sustain can be partially appliedreproducing the "half-damper" effect of slightly muting the resonating strings on a real piano.
Features

88 keys with graded hammer effect weighted action
64-note polyphony (max.)
3-layer piano samples with Dynamic Stereo Sampling
Samples for key-off, sustain pedal, and string resonance
Sustain half-pedaling
28 panel voices
2-zone dual and split voice modes with 2 control sliders
2 effects processors
Pitch bend and modulation wheels
Metronome
48-character LCD display
MIDI in/out
USB for computer connectivity
Headphone jack
Stereo 1/4" outputs
Aux pedal input

g: 4 Posted By: remick
Views: 193 Replies: 1 http://www.amazon.com/gp/product/B00KN0J9P4/

5.0 out of 5 stars (4 customer reviews)

Lean how to create your own will and power of attorney forms to prepare for an uncertain tomorrow.
Written and edited by licensed attorneys.
No one wants to think of their own death. But it is important to plan for your family and other loved ones are provided for if anything should happen to you. Guidance On Creating Your Own Will & Power of Attorney can help you create your will (last will and testament) and power of attorney legal documents that you actually understand.

Wills and powers of attorney are not only for people who are at the age where death is not far away. People die at all ages. A will is needed if you have assets and property to be allocated to those you wish to benefit. A power of attorney can help fulfill your specific wishes if you are ever in a comma. Now is the time to think about creating your legal documents if you have not created them. If you have created them, make sure that your documents are current and reflect the changes in your life because the court will look to these documents as proof of your wishes. If you dont have them or they are missing, the court will apply state laws. These laws may not reflect your wishes, so make sure you look seriously at the making or updating of your documents at the earliest.

Sample Forms Include:

Wills

Last Will and Testament (for single and married couples)
Self-Proving Affidavits
Living Will
Power of Attorney

Healthcare"Durable
Financial"Durable
Minor Child Care"Limited
The Legal Self-Help Guide series provides information to those who want to understand their legal rights and responsibilities in an effort to resolve legal problems or know enough to feel confident in their decision to retain legal counsel. This Guide provides plain-English explanations as an alternative to the legal jargon that fills legal books.

Express Your Rights. At Peerless Legal we believe the law is only useful when people have the tools they need to understand their rights. Join us on our quest to make the law usable and accessible to anyone. Peerless Legal was founded with quality in mind. All of our products are created by a licensed attorney who believes in our mission to empower individuals by giving them the legal self-help tools to access legal information, make decisions, and engage the system. You can take part by turning information into actions.

No CDs | No Confusing Online Application Forms | No Monthly (Or Hourly) Fees

Save Time | Save Money | Make It Legal | Learn Basics

Youll discover how to:
ensure your possessions will be distributed as you wish,
authorize someone to act on your behalf regarding healthcare and financial matters if you become unable to make your own decisions,
reduce the potential family conflicts,
reduce stress and heartache for loved ones,
and specify funeral wishes,
Books Deals

Amazon Coupons
APC Back-UPS NS 600VA 8-Outlet UPS $44.99 at Staples
Added on : Friday October 10th 2014 01:00:05 AM
g: 0 Posted By: propcgamer
Views: 102 Replies: 0 Staples has the APC Back-UPS NS 600VA 8-Outlet UPSon sale for $54.99 - $10 off $40 technology coupon code 86128 = $44.99

360W/600VA output capacity
8 outlets (4 battery backup, 4 surge)
Typical backup runtime: 13 min. (half load), 3 min. (full load)
3-year mfr. limited warranty

Electronics Deals

Staples Coupons
Mens 3XL ONLY $31.99 The North Face 3XL Half Dome Hoodie @6pm.com
Added on : Thursday October 09th 2014 06:00:05 PM
g: 0 Posted By: DaysFan
Views: 180 Replies: 1 http://www.6pm.com/the-north-face-3xl-half-dome-hoodie-shiny-moonlight-ivory-graphite-grey
linked

The North Face http://www.6pm.com/the-north-face-3xl-half-dome-hoodieSKU: #7624602Product Information

The Half Dome Hoodie isn't happy staying in your closet. The Half Dome Hoodie wants to ride shotgun on your next trip to your favorite crag and slot canyon for extra warmth when the sun disappears.
Soft fleece fabric.
Logo at center chest.
Drawstring hood.
Front kangaroo pocket.
80% cotton, 20% polyester.
Machine wash cold and tumble dry low.
Imported.
Measurements:

Length: 32 in

Product measurements were taken using size 3XL. Please note that measurements may vary by size.

Clothing Deals

6PM Coupons
g: 0 Posted By: DaysFan
Views: 125 Replies: 0 http://www.josbank.com/menswear/shop/Product_11001_10050_456234
Traveler Stripe Spread Collar Dress Shirt Big and Tall. Reg. $70.00Sale! $22.97Looks as crisp and neat at the end of the day as it did when you first put it on. A special process keeps these shirts virtually wrinkle-free and eliminates shrinking and fading. Single-needle construction, button-through sleeve placket, front placket. Extra-durable buttons. 100% Cotton. Machine wash. Imported. Exact sleeve length.

Sizing ChartItem #: 25412Executive Wool Gabardine Pleated Front Big/Tall Trouser Reg. $215.00 Sale! $39.97http://www.josbank.com/menswear/shop/Product_11001_10050_470054Engineered with natural stretch for comfort. Well priced, for the young man just starting out or the executive who'd like more wardrobe variety. Half-lined to the knee. Unfinished bottoms for altering ease. Dry clean. Imported.

Sizing ChartItem #: 27432FREE SHIPPING! NO MINIMUM!=xx-small◊
all big and tall
Clothing Deals

Jos. A. Bank Coupons
Sierra Designs Jackets Weekly Deal at REI.com Outlet
Added on : Thursday October 09th 2014 06:00:07 AM
g: 0 Posted By: DaysFan
Views: 67 Replies: 0 http://www.rei.com/outlet/s/outlet-deal-of-the-week

Sierra Designs Super Stratus Down Jacket - Women's - 2013 Closeout
$129.73 $279.00You save 53%

Sierra Designs Himalaya Down Coat - Women's - 2013 Closeout
$139.73 $299.00You save 53%

Sierra Designs 28 Degrees North Down Jacket - Women's - 2013 Closeout
$119.73 $259.00You save 53%

Sierra Designs 28 Degrees North Down Jacket - Men's - 2013 Closeout
$119.73 $259.00You save 53%

Sierra Designs Frequency Fleece Jacket - Men's - 2012 Closeout
$27.73 $59.00You save 53%

Sierra Designs Frequency Half-Zip Fleece Top - Women's - 2013 Closeout
$23.73 $50.00You save 52%

Sierra Designs Cloud Windshell Jacket - Women's - 2013 Closeout
$59.73 $135.00You save 55%

Sierra Designs Cloud Windshell Jacket - Men's - 2013 Closeout
$59.73 $135.00You save 55%




Sierra Designs Stratus Down Jacket - Women's - 2013 Closeout
$119.73 $249.00You save 51%



Clothing Deals

REI Coupons
All-Clad VIP Factory Seconds Sale Nov 3-5
Added on : Wednesday October 08th 2014 08:00:02 AM
g: 0 Posted By: Scumbag
Views: 25 Replies: 0 Link

The last time around I got the 6 qt copper core saute pan for $226.79 which is about half of Amazon's price.

Please see the threadon the last sale for more info. Once I get the password via email, I'll post it here, or hopefully someone else will if they beat me to it.
Receive a FREE 8-Pc. Gift with $27 Clinique purchase @macys.com
Added on : Wednesday October 08th 2014 07:00:02 AM
g: 0 Posted By: DaysFan
Views: 0 Replies: 0 http://www.macys.com
http://www1.macys.com/shop/product/receive-a-free-8-pc-gift-with-27-clinique-purchase?ID=1641741&CategoryID=58476&cm_kws=1641741

Receive a FREE 8-Pc. Gift with $27 Clinique purchaseWeb ID: 1641741Product DetailsReceive a FREE 8-Pc. Gift with $27 Clinique purchase. Get your fall favourites, plus an exclusive look. Choose Nudes or Violets. Gift includes:

Cosmetics Bag: This travel bag is the ideal place for your pretty portables.
Mini Cosmetics Bag: To keep must-haves on the go.
All About Eyes, 7 ml: Lightweight, hydrating cream-gel diminishes the look of puffs and undereye circles.
Dramatically Different Moisturizing Lotion+, 30 ml: Reformulated to strengthen skin's own moisture barrier by 54%.
Clinique Colour Compact: Eye shadow duo plus a super-wearable blush in an exclusive compact. Choose Nudes or Violets.
NUDES COMPACT: All About Shadow Duo in Neutral Territory & Soft-Pressed Powder Blusher in Fig.
VIOLETS COMPACT: All About Shadow Duo in Jammin' & Soft-Pressed Powder Blusher in New Clover.
Different Lipstick, 0.14 oz: A pop of smooth, vibrant, just-right colour for lips. Angel Red comes with the Nudes Compact and A Different Grape comes with the Violets Compact.
Lash Doubling Mascara in Black, 0.14 oz: Double the lashes, half the time and twice the fun.
Clinique Happy Perfume Spray, 4 ml: Wear it and be happy.
A $70 value
Your gift will be added automatically at checkout. Minimum purchase amount does not include the purchase of gift card(s), tax, shipping or gift wrap charges. One gift per customer. Available while supplies last.

Crocs Retro Clog in red/black ONLY MSRP $35.99 sale $6.99 6pm.com
Added on : Wednesday October 08th 2014 06:00:04 AM
g: 1 Posted By: DaysFan
Views: 196 Replies: 1 http://www.6pm.comhCrocs Retro ClogSKU: #8042363
81% OFF!

MSRP $35.99 $6.99
Free Shipping!

Product Information

Please note this style runs in whole sizes only. For customers that are a half size, the brand recommends ordering the next smallest whole size.
Add some retro-inspired style to every outfit with this clog re-imagined as a '70s track shoe!
Fully molded of Croslite material for lightweight comfort.
Slip-on design with a strap across the back.
Strap can be swung forward so this style can be worn as a clog.
Ventilation ports provide breathability.
Water friendly and buoyant for a perfect day on the water.
Midsole band creates a sneaker-inspired look.
Durable Croslite outsole.
Imported.
Measurements:

Weight: 11 oz

Product measurements were taken using size Men's 12, Women's 14, width Medium. Please note that measurements may vary by size.




Shoes Deals

6PM Coupons
g: 0 Posted By: fivetalents
Views: 237 Replies: 0 Receive a FREE 8-Pc. Gift with $27 Clinique purchase.Web ID: 1641741. A $70 value. Your gift will be added automatically at checkout. Minimum purchase amount does not include the purchase of gift card(s), tax, shipping or gift wrap charges. One gift per customer. Available while supplies last. Free Shipping at $50+.

www1.macys.com/shop/product/receive-a-free-8-pc-gift-with-27-cli...

Get your fall favourites, plus an exclusive look. Choose Nudes or Violets.
Gift includes:
Cosmetics Bag: This travel bag is the ideal place for your pretty portables.
Mini Cosmetics Bag: To keep must-haves on the go.
All About Eyes, 7 ml: Lightweight, hydrating cream-gel diminishes the look of puffs and undereye circles.
Dramatically Different Moisturizing Lotion+, 30 ml: Reformulated to strengthen skin's own moisture barrier by 54%.
Clinique Colour Compact: Eye shadow duo plus a super-wearable blush in an exclusive compact. Choose Nudes or Violets.
NUDES COMPACT: All About Shadow Duo in Neutral Territory & Soft-Pressed Powder Blusher in Fig.
VIOLETS COMPACT: All About Shadow Duo in Jammin' & Soft-Pressed Powder Blusher in New Clover.
Different Lipstick, 0.14 oz: A pop of smooth, vibrant, just-right colour for lips. Angel Red comes with the Nudes Compact and A Different Grape comes with the Violets Compact.
Lash Doubling Mascara in Black, 0.14 oz: Double the lashes, half the time and twice the fun.
Clinique Happy Perfume Spray, 4 ml: Wear it and be happy.
Health & Beauty Deals

Macy's Coupons
Today Only! Ulta: 40% Off "Not Your Mother's" Haircare + FS on $50+
Added on : Sunday October 05th 2014 08:00:04 PM
g: 0 Posted By: st4rdust
Views: 142 Replies: 0 Today only, Ulta is offering40% offNot Your Mother'shaircare products. Shipping is free on orders of $50 or more.

It also looks like they are buy one, get one half off.

Notables:

"Way to Grow" Try Me, Love Me Set- $4.79
"Beach Babe" Try Me, Love Me Set- $4.79
Beat The Heat Thermal Styling Spray- $3.59

Hair & Skincare Deals

ULTA Coupons
Half Off Stainless Steel Rings - $4.99 ea. A/C w/FS @ Tanga
Added on : Sunday October 05th 2014 08:00:05 AM
g: 0 Posted By: ctgolfer
Views: 169 Replies: 1 Half Off Stainless Steel Rings

use promo code: STEEL50

www.tanga.com/deals/half-off-stainless-steel-ringsOCT
Jewelry Deals

Tanga Coupons
McCormick Pure Vanilla Extract (16 fl. oz.) - $7.98 + P/U @ Walmart
Added on : Sunday October 05th 2014 02:00:04 AM
g: 1 Posted By: st4rdust
Views: 220 Replies: 1 WalMart hasMcCormick Pure Vanilla Extract(16 fl. oz.) on sale for$7.98with free in-store pickup.

4.7/5 stars based on 568 customer ratingsat Amazon.

It was recently this price on Amazon, the best price according to Camelcamelcamel.Since then it has sold out on Amazon.


One of my favourite uses for vanilla is to put some in a heat-safe dish and stick it in the oven on low heat for half an hour or so. It makes your house smell AMAZING.
Grocery Deals

Walmart Coupons
Merrell Tabor Half-Zip Sweater - Men's - 2013 Closeout $39.73 @ REI
Added on : Saturday October 04th 2014 11:00:06 PM
g: 0 Posted By: ctgolfer
Views: 148 Replies: 0 Ultra-soft blend of wool, angora, synthetic fibers and cotton
Chunky ribbed knit with smaller ribbing at collar, cuffs and hem
Raglan sleeves free up arms
Relaxed fit
Closeout

www.rei.com/product/871530/merrell-tabor-half-zip-sweater-mens-2...
Clothing Deals

REI Coupons
g: 0 Posted By: JiggleTheHandle
Views: 150 Replies: 0 Fanatics.com NASCAR more than half-off items with FW Cash Back...

BIG 18" Steel/wood Danica Patrick NASCAR #7 BBQ Spatula + Bottle Opener $7.99 reg $19.95.

Approximately 18" in length
Bottle opener attached to handle
Etched logo detailing
Imported
Officially licensed Danica Patrick spatula
Stainless steel cooking surface
Wooden handle
http://www.fanatics.com/NASCAR_Danica_Patrick/B.S.I._Danica_Patr...

Use Coupon Code FREESHIPOCT

Also NASCAR 1:64 Die-Cast Collectible Cars $2.99 each reg $6.99

2011 Dale Earnhardt, Jr. #88
2012 Kevin Harvick #29
2012 Carl Edwards #99
2012 Kasey Kahne #5
2012 Jamie McMurray #1

http://www.fanatics.com/search/diecast/pg/1/ps/96/so/lowest_pric...

Other cars/drivers $3.99 and higher

Use same coupon code. It expires Oct 31.

I have bought cars from Fanatics.com in a previous sale. These official NASCAR products come with a 3D silver decal with a code on it. Whenyou enter the codes on the NASCAR web site, you receive free stuff... one code = aphoto download, orsave up many codes for something else.
Fanatics Deals
NFL NBA NHL 11" Garden Gnomes $8 SHIPPED fanatics.com
Added on : Friday October 03rd 2014 07:00:04 PM
g: 0 Posted By: JiggleTheHandle
Views: 98 Replies: 0 Fanatics.com gnomes with FW Cash Back...

Many assorted NFL NBA NHL 11" Garden Gnomes $7.99 SHIPPED.

http://www.fanatics.com/search/garden_gnome/pg/2/ps/96/so/lowest_price11" start about halfway down the page

Use Coupon Code FREESHIPOCT

Also there is a 11.5" Oregon State Beaver garden gnome for $9.99. It is a gnome with a beaver on its head. Use same coupon code.

http://www.fanatics.com/COLLEGE_Oregon_State_Beavers/on_sale/yes/Oregon_State_Beavers_Team_Mascot_Gnomereg $24.95

Coupon code exp Oct 31.
Fanatics Deals
Stillwater Insurance
Added on : Thursday October 02nd 2014 08:00:39 AM
g: 0 Posted By: bluegreenturtle
Views: 149 Replies: 1 Does anybody have any experience with Stillwater Insurance for Auto/umbrella? A broker (who's independent of them) emailed me quotes and they were literally half what my State Farm amounts are for premiums, same coverage. I know they used to be part of Fidelity but rebranded.
General Economics Deals
Neoprene Face Mask Event - Full $7.99 and Half Mask $5.99 Designs @ Tanga
Added on : Thursday October 02nd 2014 08:00:03 AM
g: 0 Posted By: ctgolfer
Views: 84 Replies: 0 order as many you want for $2.99 shipping

www.tanga.com/deals/neoprene-face-mask-event
g: 0 Posted By: gotit
Views: 257 Replies: 0 Just right for charging things via 120 or USB while on the road. Good reviews, too. And it's not one that has extra wires to get tangled.

On sale now for half price! Use the usual coupon(s), and Cash Back link to sweeten a bit.

Enjoy!

Linked here

http://www.sears.com/diehard-140-watt-power-inverter-with-built-...


Batteries & Chargers Deals

Sears Coupons
School Charging $$$$$ if a teacher leaves. Legal?
Added on : Saturday September 27th 2014 12:00:05 AM
g: 2 Posted By: biggsben
Views: 4230 Replies: 80 Good Afternoon all,
I am posting on behalf of my Girlfriend. She was working at an inner city title 1 charter school teaching 2nd grade. She signed a 1 year contract that does state that a $1500 dollar fee can be charged if the teacher does not give 30 days notice. However due to the workingenvironmentand that the school has given her nothing in regards to training or other that she should not owe that money.
The administration was very loose and not very strict when dealing with students. Consequently the workingenvironmentwas not the best. My Girlfriend had student taught at an inner city school 2 years ago and another title 1 school last year. Student discipline and classroom management were not an issue. However back up by admin was lacking.
There were 4 issues that were not addressed by admin. On the first day 2 students got into a fight and when she broke it up there was no help from admin in dealing with the students. Neither was suspended or disciplined by the school at all. Another instance of children fighting in the school yard. Students trying to punch teachers. A student slapped a Para (teachers aide) and nothing was done. A student tried to shove my Girlfriend down the stairs when she was at the top standing and asking the student to get back to class. Another student elbowed her when she got close to him and asked him to come to the nurse (in order to take his medicine). None of these students have had anyrepercussionsfrom the administration. When specific events are brought to the attention of admin through email they do not respond to email but instead go directly to the teacher and speak in person. They will not (and have not) email any information that forces them to take action. They have gone so far as to side step the rules about DFS reporting about issues at home by coming directly in person to teachers and not emailing them.
The school is only a few students over minimum enrollment for the school. If they lose a few more then they will be shut down due to lack of funding. I believe this is the reason for not making waves with parents.
My GF was called for an interview at a school and offered the job at a much safer environment where the admin backs up their teachers. She planned on giving two weeks and if they demanded the 30 then speak then. She had another incident with a student trying to injure another student. She handled the incident brought it to the administrations attention and they dismissed it and said that it was fine. That there doesn't need to be any punishment. She told them then that she would have her things out by the end of the dayandthat she could not work in thatenvironment. She told them on the exit interview that she would not be paying the fee due to an unsafeenvironment; Today (6 days later) sent a letter demanding payment today.


My question is do you think there is any standing for a school that has an unsafeenvironment to fine the teacher for leaving?

Should this be brought to Department of Educations attention or would it be better to go to Department of Labor?

Just chalk it up as a lesson learned pay the fee be glad to be out of that situation into a new job and be happy that she is no longer there?

Talk to an employment lawyer and start paying him/her to get on the case?

P.S. no pics, can't have them floating around and make this identifiable.

EDIT: I edited the amount of money in title so that it would not be as identifiable.
Personal Finance Deals
boscovs.com home sale plus extra 15% off orders of $100 or more
Added on : Thursday September 25th 2014 07:00:05 PM
g: 0 Posted By: DaysFan
Views: 156 Replies: 0 Boscovs.com home sale plus extra 15% off orders of $100 or more
code: NEWFALL15
http://www.boscovs.comhttp://www.boscovs.com/store/promotion.html
AS SEEN ON TV! Xpress Redi-Set-Go Cooker


Price: $39.99
Now! $15.99 $15.99

Item: # 306497

The Xpress Redi-Set-Go comes complete with a built-in timer, on/off switch, and is compact for easy storage. The grill has dual heating elements to cut cooking time in half, but best of all the easily removable non-stick Food Pans make every meal perfect and make clean up a breeze.

Item:# 306497
NutriBullet Blender System


(0 Reviews)From $119.99Now $89.99

Kitchen Classics 8pc. Custard Cup Set

Price: $7.99
Now! $2.99Crock Pot 4 qt. "Cook and Carry" Slow CookerPrice: $34.99
Now! $19.99West Bend Deluxe Convection Oven(1 review)Price: $79.99
Now! $29.99George Foreman Skillet(3 reviews)Price: $59.99
Now! $39.99West Bend Toaster Egg & Muffin MakerPrice: $39.99
Now! $19.99George Foreman Grill & Griddle(2 reviews)Price: $99.99
Now! $49.99
Kitchen Classics 4qt. Clear Mixing Bowl

Price: $9.99
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Kitchen Classics 2.5qt. Mixing Bowl

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Kitchen Classics Clear 16oz. Measuring Cup

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Kitchen Classics 9in. Deep Pie Plate

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Cuisinart Chefs Classic Stainless Steel 11pc. Set

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Healthy Living 10 Inch Ceramic Non-Stick Skillet

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AS SEEN ON TV! Orgreenic Flip Jack Pancake Maker

(6 reviews)


Price: $19.99
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Healthy Living 8 Inch Ceramic Non-Stick Skillet

Price: $14.99
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Home & Garden Deals

Boscov's Coupons
School Charging $1500 if a teacher leaves. Legal?
Added on : Thursday September 25th 2014 08:00:19 AM
g: 0 Posted By: biggsben
Views: 106 Replies: 6 Good Afternoon all,
I am posting on behalf of my Girlfriend. She was working at an inner city title 1 charter school teaching 2nd grade. She signed a 1 year contract that does state that a $1500 dollar fee can be charged if the teacher does not give 30 days notice. However due to the workingenvironmentand that the school has given her nothing in regards to training or other that she should not owe that money.
The administration was very loose and not very strict when dealing with students. Consequently the workingenvironmentwas not the best. My Girlfriend had student taught at an inner city school 2 years ago and another title 1 school last year. Student discipline and classroom management were not an issue. However back up by admin was lacking.
There were 4 issues that were not addressed by admin. On the first day 2 students got into a fight and when she broke it up there was no help from admin in dealing with the students. Neither was suspended or disciplined by the school at all. Another instance of children fighting in the school yard. Students trying to punch teachers. A student slapped a Para (teachers aide) and nothing was done. A student tried to shove my Girlfriend down the stairs when she was at the top standing and asking the student to get back to class. Another student elbowed her when she got close to him and asked him to come to the nurse (in order to take his medicine). None of these students have had anyrepercussionsfrom the administration. When specific events are brought to the attention of admin through email they do not respond to email but instead go directly to the teacher and speak in person. They will not (and have not) email any information that forces them to take action. They have gone so far as to side step the rules about DFS reporting about issues at home by coming directly in person to teachers and not emailing them.
The school is only a few students over minimum enrollment for the school. If they lose a few more then they will be shut down due to lack of funding. I believe this is the reason for not making waves with parents.
My GF was called for an interview at a school and offered the job at a much safer environment where the admin backs up their teachers. She planned on giving two weeks and if they demanded the 30 then speak then. She had another incident with a student trying to injure another student. She handled the incident brought it to the administrations attention and they dismissed it and said that it was fine. That there doesn't need to be any punishment. She told them then that she would have her things out by the end of the dayandthat she could not work in thatenvironment. She told them on the exit interview that she would not be paying the fee due to an unsafeenvironment; Today (6 days later) sent a letter demanding payment today.


My question is do you think there is any standing for a school that has an unsafeenvironment to fine the teacher for leaving?

Should this be brought to Department of Educations attention or would it be better to go to Department of Labor?

Just chalk it up as a lesson learned pay the fee be glad to be out of that situation into a new job and be happy that she is no longer there?

Talk to an employment lawyer and start paying him/her to get on the case?

P.S. no pics, can't have them floating around and make this identifiable.
Free Valve Soundtracks DLC (For those who own the games already)
Added on : Wednesday September 24th 2014 10:00:12 PM
g: 0 Posted By: remick
Views: 73 Replies: 0 http://store.steampowered.com/search/?sort_by=Released&sort_orde...

To celebrate the release of the Steam Music, the following Valve soundtracks DLC are now available for free to those who own the related base games and documentary.
Includes Half Life, Half Life 2, Portal, and Portal 2
Totally Free Deals
g: 0 Posted By: jskins
Views: 51 Replies: 0 Madden NFL 15 Standard Edition Game (Playstation 4 or Xbox One)- $39.99using coupon code 10FORU with Free Shipping at Groupon.

Iconic Simulated Football Game
Improved Defensive Gameplay
All-New Camera Angles
New Broadcast Presentation
Enhanced Pregame + Half-Time Features


This game is currently selling for $50 elsewhere on Google Shopping.
Valve Complete Pack $25 @ Steam (Digital Download)
Added on : Wednesday September 24th 2014 10:00:02 AM
g: 1 Posted By: rockymast
Views: 158 Replies: 0 http://store.steampowered.com/sub/29197/

Steam has the Valve Complete Pack for $24.99 (75% off).

A great way to get the Half-Life, Portal, L4D and CS franchises for cheap. This sale usually happens during the winter/summer events so you'll want to grab this one quick. Ends October 1st.

Notes about extra copies
Software Deals
g: 0 Posted By: tedhawkins
Views: 118 Replies: 0 BOGO FREE on BakeitFun Non-Stick Silicone Baking Mat With Ruler - 16-1/2" x 11" + Free eBook $14.77 w/code Fs Prime BakeitFun Via Amazon

http://www.amazon.com/BakeitFun-Non-Stick-Silicone-Baking-Ruler/...

Edit: ADD 2 to cart

Apply BOGO code W3PW83TY

Rated 4.9 out of 5 stars from 143 reviews

SIZE PROBLEM? NO MORE !! ★ This is a USA Half Size Silicone Baking Mat With Measurements - 16-1/2" x 11" (280x420mm)- Custom designed to fit perfectly a 13"x18" pan
★ HIGHEST QUALITY YOU EVER GET ★ Premium Quality Non-Sitck Silicone Baking Mat - Manufactured using FDA and LFGB approved materials - Made of fiber cloths covered with the best food grade silicone
★ STAY SAFE & HEALTHY ★ BakeitFun Silicone Baking Mat doesn't require any grease, get rid of the extra fat or shortenings - Cook Nontoxic: Our mat is BPA free. It is safe and fun for all ages! Bring your children to the kitchen.
★ SUPER EASY CLEAN & STORAGE ★ Non-Stick surface eliminates the need to scrub - Keep your baking sheets always clean - Just rinse with warm water and air dry or dishwash, then roll it and store. It is a simple task even for your kids!
★ INCREDIBLY DURABLE & RESISTANT ★ Reusable silicone baking mat with outstanding heat conductivity - Perfect for oven, microwave and freezer uses - Takes up to -40F (-40 C) degrees to 450F (230 C) degrees - Flavors or odors will not penetrate the baking mat
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 97 Replies: 0 Brand: Kenneth Cole Reaction.
Style Number: 1098.
Rimless bottom.
Adjustable nose pads.
Maximum UV Protection.
Measurements: 63mm x 14mm x 127mm.
Includes drawstring bag/cleaning cloth

www.newegg.com/Product/Product.aspx?Item=9SIA04M11S3507
Sunglasses Deals

Newegg Coupons
g: 0 Posted By: tedhawkins
Views: 192 Replies: 0 Cycling - Lerway half finger Riding Silicone Gloves + Keychain $6.56 + Free shipping 3rd party Amazon

http://www.amazon.com/gp/product/B00NARX0IO

Apply code LERWAY89

1. The gloves are designed specially for sports lovers

2. Specially designed to provide comfortable compression and support

3. It fits perfectly for your grip all in one extremely wear-resistant, compact package

4. Finger joints are equipped with protective filler to ease the impact of device

5. High-quality elastic fiber is a good air permeability and bear a slight collision.

6. Safe for washing, breathable performance

Package includes Lerway Keychain as a gift

Choose the size according to the descriptions.

Size:

M 7-8 CM 2.76"- 3.15"

L 8-9CM 3.15"-3.54"

XL 9-10CM 3.54"-3.94"
Clothing Deals

Amazon Coupons
Posting a rental and managing applicants
Added on : Sunday September 21st 2014 05:00:08 PM
g: 0 Posted By: Cammel
Views: 133 Replies: 0 Hello everyone. Long time FW member (reader) and want to let everyone here know I appreciate all the insight and experiences you share.

Needing some advice on my first rental I purchased (yes, you all have inspired me). It's a 3 BR 2 BA SFDU, built in 2005 and is 1100 square feet (rent is $650). House is very clean and neat.

I used postlets.com to advertise as well as craigslist. The next (Tuesday) day I had over 10 emails and 30 calls about the place and that evening (about half of them left messages saying they had the money and wanted to move in right now) I removed the post from all the sites just to manage the candidates. (I didn't answer any calls, had them leave VM) I called 3 back (ones I thought were most promising), gave a phone screen, then setup an open house to view the property (.on Sunday). 2 of the applicants came, viewed the house and took applications. I don't think either will bite.

So, a couple lessons learned. One, I may have an opportunity to increase the rent, but it is what it is. Two, I may have taken things too cautious when it comes to screening and picking the right folks to view. Maybe they lost interest having to wait 4-5 days just to see the place?

I was thinking of a new approach, but I haven't seen it done, so wanted this audiences input.
1) Post the property back on postlets and craigslist.
2) Include in the posting the "Screening" criteria (minimum income 3x rent, no pets, no smoking, $30 application fee per adult tenant (to cover credit and background checks) 6 tenants max, why are the moving, have they ever been evicted, can they bring 1st month rent and deposit at lease signing, can they supply employment and landlord reference, etc).
3) Include on the posting an open house (between 6:30 and 7:30) the next two days. They can come view the property and take/fill out a lease application in person
4) Include on the posting a link to the lease application.

So, the intent is to quickly process a number of prospective applicants by
(1) let them know the criteria before coming to view the house.
(2) Giving them access to the lease application online before hand.

That way, those who come to the open house should only be those who haven't excluded themselves from the initial screening information on the post.

Is this a wise idea? Am I "showing my hand" by providing all the info up front? Why don't I see this done on other rental posting?


** Sorry, meant to put this in the rental thread... Mods, if you move that there, it would be great.**



Question Deals
g: 0 Posted By: ctgolfer
Views: 102 Replies: 0 Perfect for aerobic activities on warm days.
Omni-Freeze ZERO reacts with perspiration to lower the temperature of the fabric, so you can sweat smarter.
Omni-Wick EVAP moisture management technology disperses sweat quickly across a broad surface area for accelerated evaporation, so you feel dry and comfortable faster than ever before.
Omni-Shade UPF 50 protects you from damaging UV radiation by blocking the majority of the sun's harmful rays, so you can stay out longer.
4-way comfort stretch.
Ergonomic seaming.
Ergonomic sleeve hem.
Thumb holes.
92% polyester, 8% elastane.
Machine wash cold, tumble dry low.
Imported.

www.6pm.com/columbia-freeze-degree-ii-half-zip-shirt-sedona-sage...
Clothing Deals

6PM Coupons
Gerber Crucial Multi-Tool with Iris Flashlight Bundle $29.99 + SH @ Woot
Added on : Friday September 19th 2014 09:00:05 PM
g: 0 Posted By: ctgolfer
Views: 172 Replies: 0 shipping adds $5

Crucial Black Multi-Tool
The Gerber Crucial offers an entire toolbox of full-sized components in one rugged stainless steel package. The handles are ergonomically curved for a better grip and more torque. The liner-locking knife blade is half fine edge and half serrated. Built with a clip and weighing just five ounces, the Crucial can also be carried as an everyday pocket tool.

Half Fine / Half Serrated Blade
Strap Cutter
Philips Screwdriver
Flat Head Screwdriver
V-Cut Wire Cutters
Stainless Steel Black

Iris Flashlight
The water & impact resistant Gerber Iris is a beacon in your palm. The adjustable beam has an internal spot-to-flood mechanism while the body features a textured surface with raised features for improved grip. Recessed rubber push-button tail-cap switch prevents accidental turn on. Uses commonly available AA batteries. IPx4 (weatherproof), CE & RoHS certified.

60 lumens
Waterproof to 3 meters
Glass-filled nylon construction
Steady on, momentary on, and spot to flood settings
8 hour runtime
Requires (2) AA batteries, included

Warranty:Lifetime Gerber

http://sport.woot.com/offers/gerber-multi-tool-and-flashlight-bu...
Tools Deals

woot! Coupons
Considerations for going from a 2 income to 1 income household
Added on : Friday September 19th 2014 09:00:13 AM
g: 0 Posted By: BostonOne
Views: 149 Replies: 10 Right now DW and I are both professionals who bring home about the same income. Combined puts us in the top 0.5%. We've considered becoming a one income family which would be doable, but obviously cut our income in about half. Like many FWFers, we live significantly below our means, so there wouldn't be a ton of lifestyle adjustment, it would mostly impact our savings/investment rate and retirement date. Wanted this thread to be a discussion of the considerations others have made when making this move. Most helpful would be an understanding of approximate HH income before & after and what financial & lifestyle decisions you had to make.

Considerations for us:
Retirement- Two incomes puts us easily on track for an early retirement with significant nest egg. One income probably delays this 5-10 years.
House - happy where we are. One income would likely prevent us from living in amazing home in an amazing neighborhood if we wanted to upgrade.
Cars - we buy used and drive our cars to the end of their useful life, so no change here.
Kids - n/a for us, but obviously you can eliminate/reduce child care expenses if one spouse isn't working.
Spending - Would probably cut back moderately on eating out/entertainment. Like to travel, so will likely only marginally trim the budget there.
Money management - Would likely switch from separate direct-deposit into separate accounts to direct deposit into joint account and distribution of 'spending money' to separate accounts.



Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 125 Replies: 0 The American Silver Eagle is the official silver bullion coin of the United States. It was first released in 1986 and has been produced every year since. The obverse design was taken from the Walking Liberty design by Adolph A. Weinman, which originally had been used on the Walking Liberty Half Dollar coin of the United States from 1916 to 1947. This iconic design had been a public favoriteand one of the most beloved designs of any United States coinage of modern times, silver or otherwiseit was revived for the Silver Eagle decades later. The reverse was designed by John Mercanti and portrays a heraldic eagle behind a shield; the eagle grasps an olive branch in its right talon and arrows in its left talon, echoing the Great Seal of the United States; above the eagle are thirteen five-pointed stars representing the Thirteen Colonies. The reverse is inscribed with the phrases UNITED STATES OF AMERICA, 1 OZ. FINE SILVER~ONE DOLLAR, and E PLURIBUS UNUM (on the banner that the eagle holds in its beak), as well as the mintmark if applicable.

www.ebay.com/itm/Lot-of-10-2014-1-Troy-Oz-999-Fine-Silver-Americ...
Home & Garden Deals

eBay Coupons
Oakley Half Jacket Mens Sunglasses for $54.99 FS
Added on : Thursday September 18th 2014 05:00:11 PM
g: 0 Posted By: ryan007
Views: 235 Replies: 0 =14pxUltra light stress resistant Oakley O Matter frame material / Plutonite lens material passes ANSI Industrial Standard Z87.1 for optical clarity, high mass and high velocity impact / Iridium coatings an lens tints reflect glare and heighten contrast / Interchangeable lens options available

Very good deal. Never seen this price on a Half Jacket.
Sunglasses Deals
g: 0 Posted By: jskins
Views: 183 Replies: 0 Beats by Dr. Dre UrBeats In-Ear Headphones (Black or White) - $49.00with free shipping at Half Off Depot.

Available in Black or White
Come with Replacement Earbuds and a Carrying Pouch
Feature a Built-In Microphone
Integrated Cable Remote Control
1-Yr. Limited Warranty


The next lowest price for these headphones from a rated merchant on Google Shopping is $99.00.


These headphones are selling at Amazon for $99.95 + free shipping and 3.4/5 stars based on 449 customer reviews.
Headphones & Speakers Deals
Guide Gear Women's 3-Pc. Sleep Set $11.79 FS / AC @ Bargain Outfitters
Added on : Monday September 15th 2014 05:00:09 PM
g: 0 Posted By: DizzyT71
Views: 220 Replies: 0 Bargain Outfitters has theGuide Gear Women's 3-Pc. Sleep Seton sale for $11.79 with free shipping using coupon code "BH650".

Compare at Amazon for $18.98 shipped.

A 3-Pc. Pajama Set including TankTop, Bottoms and Over Top. Made of soft, easy-care 60/40 cotton / polyester. For less than half what you'd pay elsewhere!

Available in Blue or Pink
Sizes: SM-LG
Over Top has a full-button front, loose cuffs and straight hem.
Top is a solid-color tank with scoop neck and straight hem.
Bottoms are loose-fit, with elastic-band waist. Machine wash / dry.



Clothing Deals

Bargain Outfitters Coupons
Mario Kart 8 for almost half off MSRP
Added on : Sunday September 14th 2014 04:00:04 PM
g: -2 Posted By: ldmcdaniel
Views: 286 Replies: 1 Well friends, if you haven't gotten Mario Kart 8 yet, I will tell you how to score a great deal. Go to Target ($59.99) and have them price match to WalMart ($48.18), then use Target's cartweel coupon (25% off of Mario Kart until 9/20), then use your Red Card (another 5%). With tax it was $37.49. Almost half off the original price!
Wii U Games Deals

Target Coupons
Financial Considerations of Going (Back) to College
Added on : Saturday September 13th 2014 01:00:09 PM
g: 0 Posted By: nameunknown
Views: 46 Replies: 0 As a professional, partway into my career, I am considering going back to college to pick up an additional degree that will help me up the next rung in the corporate ladder.

Obviously, increased earning potential is probably to most common reason to go to college. Potentially, job stability and better benefits from one's employer are also advantages. The purpose of this post is to look at other parts of the financial picture; especially ways to cut cost and opportunities for savings and/or deals that are not available to non-college students.

1. Tuition reimbursement by employer. My particular employer pays 75% of the cost for grade of C or better.

2. American Opportunity Tax Credit - Available for only the first 4 years of post secondary education. Includes expenses for course-related books, supplies and equipmentthat are not necessarily paid to the educational institution Covers up to 100% of the first $2000 plus 25% of the next $2000 for a maximum benefit of $2500 per year of which 40% is refundable. Phased out with MAGI greater than $80k (single) or $160k for MFJ. Must be enrolled at least half time. More details: http://www.irs.gov/publications/p970/ch02.html

3. Lifetime Earning Credit - Can be used for undergraduate, graduate, and professional degree course, including courses to acquire or improve job skills. No limit on the number of years you may claim the credit. This is a nonrefundable 20% credit for the first $10,000 of qualified expenses. Phased out above $47k (single) or $94k for joint filers. No limit on the number years the credit may be claimed. More details: http://www.irs.gov/publications/p970/ch03.html

Unfortunately, for both of the credits listed above, it appears double dipping is not allowed. Employer reimbursements are deducted and the tax credits are applied only on the remaining amounts.

4. Microsoft Office 356 University is only $80 for a 4 year subscription for eligible students, faculty, and staff. Requires verification. Can be installed on 2 devices. (A one year subscription to Office 365 Personal is $70 and can only be installed on a single device.)

Please feel free to add to this list!
Question Deals
Aldo Miola Boots (Cognac or Black) - $49.99 w/ FS @ 6PM
Added on : Saturday September 13th 2014 12:00:03 PM
g: 0 Posted By: hellokitty27
Views: 54 Replies: 0 6PM has the Aldo Miola Boots in Cognac or Black for $49.99 w/ free shipping.

Faux leather upper
Half-zip closure
Double pull tab
Straps and metal buckles
Synthetic lining with a leather insole
Man-made outsole

Shoes Deals

6PM Coupons
FREE half-gallon Silk Almondmilk (first 700 per day)
Added on : Friday September 12th 2014 11:00:07 PM
g: 0 Posted By: arrnanixtreme
Views: 65 Replies: 0 http://silk.com/freetaste

"Congrats! We're giving away 700 FREE half-gallons of Silk today and you are just about to receive one. Simply sign up below for offers and promotions and we will mail you a coupon for a FREE carton of Silk.*"

Seems to reset at midnight every day so sometime late at night is the best time to try. Not sure which time zone though (I'm in PST and when I checked a little after midnight, I was able to get one).
Food & Grocery Deals
Business partnership ending and I got bad vibes, how to handle?
Added on : Friday September 12th 2014 03:00:08 PM
g: 0 Posted By: MightySlacker
Views: 70 Replies: 0 This is in the state of Ohio for reference. Some parts need to be left vague, but hopefully I can get in all pertinents.

A few years ago, my girlfriend and I decided to catering and concessions at a certain venue. It was a place I had worked 5 years before that and we did some unofficial food stuff for smaller events, and when the opening happened to take care of everything food related we took it. The management of the venue were friends and wanted to do a partnership, which appealed to use because we didn't have the capital to go all in by ourselves.

The management purchased the existing catering and concession equipment for X amount, for which we paid half (3 installments that year) and were to own half (we formed a LLC). Our agreement was that my girlfriend and I would get X per hour, and then split the profits at the end of each year. What ended up happening is that the venue ran a food "tab" for its workers which we kept track of, and then deducted that from the profits. 2 years out of the 4 the tab exceeded what their profits would be and money was sent our way.

This year, we moved because I got a job promotion and we decided we could not take care of the business at a level we were accustomed to providing. We jointly decided to try and lease the operations to some people and if they were able to handle it we would be bought out of our half. Unfortunately, the management was fired and replaced in a particularly nasty incident(s). I had talked to them afterwards and the response was just to sell everything.

I went to go look at things last weekend and did not like what I saw. Several items belonging to the business that were not stored with the concession stand(s)/truck(s) were gone, even a couple of propane tanks for one of the stands (which were locked) are gone. The management had pretty much taken everything of theirs not nailed down, but did not think that would include our items. There was a new temporary food person that had said he had briefly talked to previous management but was only interested in some of the equipment, not all of it. I have attempted to contact the previous management multiple times with absolutely no response. My spider sense is tingling.

I'm not really sure what my recourse should be to collect my "half" if things go south. The paperwork is all in the managements name, I just have a bill of sale and my checks whcih are clearly noted to be payments for half of the equipment. The management is in some hot water over multiple shady things that were uncovered, so my complaint would be a drop in the bucket. I don't think i can take them to small claims because they'd just hide behind the business name. I am friendly with the new venue management while the old management isnt even allowed on the property, so I guess I could pillage whats left or hold something for ransom, but I certainly think that would be a last resort kind of option. Any advice on how to proceed?


Discussion Deals
ThinkGeek Coupon: $25 off $50 of Select Items
Added on : Friday September 12th 2014 03:00:03 PM
g: 0 Posted By: DizzyT71
Views: 59 Replies: 0 ThinkGeek Coupon: $25 off $50 of Select Itemswith code "HALFANDHALF".Free shipping on $75+.
Code good thru 9/21/14.

Clothing Deals

ThinkGeek Coupons
g: 0 Posted By: tedhawkins
Views: 212 Replies: 0 Masterbuilt 20070910 30-Inch Black Electric Digital Smoker $159 + Free Shipping Amazon

http://www.amazon.com/Masterbuilt-20070910-30-Inch-Electric-Cont...

Rated 4.2 out of 5 stars from 1702 reviews

Amazon.com
With more than 1.7 cubic feet of total smoking capacity and a variety of easy-to-use features, the Masterbuilt 30-inch electric smokehouse smoker sets the standard for slow-smoked BBQ. The smoker is designed to appeal to smokers of all skill levels, from novices to experts. To use, simply plug in the smoker, set the temperature and timer, load your food, and sit back. The smoker does the work for you, making it easy to wow your friends and family with delicious smoked turkey, sausage, and pork.

Pushbutton Start

The smoker's simplicity starts with its intuitive pushbutton digital control panel, which includes temperature settings that range from 100 to 275 degrees F. Easy to set, the temperature is remarkably consistent, so your food comes out exactly the way you expect. In addition to the thermostatically controlled heat, all walls in the smoker are 100-percent insulated for energy-efficient, even cooking. No more overcooked meat on one side and half raw meat on the other. Plus, the control panel includes a 24-hour timer with an automatic shutoff, so food is never overcooked or dry.

Slow Smoking as Easy as Grilling

The smoker is spacious inside, with four interior smoking racks that offer more than 730 square inches of combined cooking surface. As a result, you'll have ample room for your ham, fish, sausage, chicken, or jerky--enough to feed extra-large crowds on special occasions, holidays, and family reunions. Also, you needn't bother opening the door to add more wood chips, as the smoker offers an easy-to-use side wood chip loader. Simply fill the loader with your favorite wood chips, slide it into the side of the smoker, and watch it smoke.

Spice Up Your Barbeque

The smoker lets you add juice, vinegar, or your favorite beverage to the removable water pan to infuse moisture and add another layer of flavor to your food. For a milder flavor, you can use the adjustable air damper to decrease the smoke level. Robust flavor lovers can instead leave the air damper closed to intensify the smoke levels inside. And the bottom of the smoker is lined with a removable drip tray to catch the drippings, which add just the right touch to any gravy or sauce. Plus, the drip tray makes cleanup easier than ever.

Product Description
Known for quality and innovation, Masterbuilt's cooking products set the standard. With a powder-coated steel outer body, Masterbuilt Electric Smokehouse comes with four smoking racks that allow ample room for turkey, sausage, chicken, ham, pork, fish, jerky, vegetables, and more. It is 100 to 275F thermostatically controlled for a perfect temperature every time. It features a push-button precision digital control panel and an 0-24 hour digital timer with auto shut-off. It offers a safe and convenient side-loading wood tray. This Smoker has 100-percent insulation for energy-efficient cooking.
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: BennyZz
Views: 77 Replies: 0 http://www.amazon.com/dp/B00ID6L930/?
Master the Art of Photographic Composition: How to Create Truly Artistic Photographs in 30 Simple Steps [Kindle Edition]
Link 100 pgs, free again

Owning a camera is only one half of the requirements for making a good photo. The other half is the ability to apply an understanding of the principles of design to your image. The technical side must be balanced by the artistic side, like the two wings of a bird, for your photos to excel.


Totally Free Deals
The IRS wants to tax your free lunch
Added on : Thursday September 11th 2014 05:00:36 AM
g: 0 Posted By: Krazen1211
Views: 251 Replies: 11 Link

In fact, the agency has added the issue of employer-provided meals to its list oftop tax prioritiesfor the coming year.Were the meals to be treated as taxable, the cost of the food would be considered income to the employee. That means the employer would owe its share of payroll tax on that money and the employee would oweincome and payroll taxon it as well.

Link

A Gourmet magazine article last year raved about the "mouthwatering free food" at Google's headquarters in Mountain View, Calif. The article cited dishes such as porcini-encrusted grass-fed beef and noted that nearly half the produce was organic.What would a food tax on Google's meals look like for the average employee? Assuming a fair-market value of between $8 and $10 per meal, a Googler chowing down two squares a day could get dinged for taxes on an extra $4,000 to $5,000 a year.
Discussion Deals
g: -1 Posted By: ctgolfer
Views: 181 Replies: 0 shipping adds $5

Specifications: Processor: Intel Core i3-3240 3.4GHz
3MB Smart Cache Processor Core: Dual-Core Memory: 4GB DDR3; supports up to 8GB Memory Slots: 2 Graphics: Intel HD Graphics 2500 Video Ports: VGA, DVI Hard Drive: 500GB (7200rpm) SATA Optical Drive: SuperMulti DVDRW Sound: Integrated 5.1-channel Network: 10/100/1000 Gigabit Ethernet Wireless: 802.11b/g/n

Front I/O Ports: 8-in-1 Memory Card Reader
(2) USB 2.0
(1) Headphone
(1) Microphone

Rear I/O Ports: (1) HDMI
(1) VGA
(2) USB 3.0
(4) USB 2.0
(1) RJ-45 LAN
(3) Audio Ports

Expansion Slots & Bays: (1) Low-Profile PCI Express x16 graphics card slot
(1) Low-Profile PCI Express x1 graphics card slot
(1) Half-Length Mini-PCI Express card slot
(1) 5.25" External Bay
(1) 3.5" Internal Bay

Operating System: Genuine Windows 7 Home Premium (64-bit)

Power Supply: Internal 220 Watt Power Supply (PFC, nPFC, EPA)

Dimensions: 14.8"(L) x 3.94"(W) x 10.67"(H)

Weight: 13.23 lbs
In the box:

Dell Vostro 270S Small Form Factor Desktop, Intel Core i3-3240 3.4GHz, 4GB DDR3, 500GB SATA, 802.11n, Win7HP
Power Cable
USB Mouse
USB Keyboard



http://computers.woot.com/offers/dell-vostro-small-form-factor-d...





Dell Deals

woot! Coupons
Car Insurance Issue: Proving Issue Relates to Original Incident
Added on : Wednesday September 10th 2014 01:00:13 PM
g: 0 Posted By: justignoredem
Views: 75 Replies: 0 Hello FWF

I'm in a bit of an issue with our car insurance.

We put in a claim from a hit-and-run incident from a parking lot. Long story Short: We were HIT on the DRIVERS SIDE rear tail light. The light wasn't hit but the cover was busted, as well as the bumper was busted. That wasn't the main issue. Our issue is this: On the way home we run the convertible top like normal - except this time (the first time running it after the incident) we hear a *FIZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZZ* and a loud POP!!!!.... Great.

Apparently something happened with the tiny rear window of the DRIVERS SIDE that the convertible operates when it puts the top down. The regulator seems to be busted and it's a complete pain in the butt to replace (monetary wise). So it looks like we needed to put in a claim for all of this.

Our issue is that the car insurance company doesn't want to believe that the hit-and-run has any responsibility on the rear window, as if they are engineers of automobile mechanics that know what is going on underneath and behind the seats on my vehicle. Does anyone have any experience on how you argue this? As far as I understand, I wont hit my deductible without this window being fixed.... so there is no point in getting ANYTHING done without them covering the window, correct?

How do I get the insurance to cover the window like they should?


edit: Also, we told them this from the start, and they seem to be proceeding forward as if it is not a part of the original claim. I don't make claims to get them halfway done so this is really pissing me off right now.
Question Deals
Free 1-Year print subscription to Motorcyclist Magazine - VM
Added on : Tuesday September 09th 2014 09:00:12 AM
g: 1 Posted By: quilligan
Views: 146 Replies: 0 Free 1-Year print subscription to Motorcyclist Magazine - ValueMags

Each issue combines the excitement and color of today's cruisers, sportbikes, naked bikes and touring machines with credible information on road tests, riding gear, safety issues, riding skills, features, new products and much more!
This subscription was purchased on your behalf byStartSampling.com

(I do not utilize this magazine so I do not have any personal validation of entry link.)

https://www.valuemags.com/freeoffer/freeoffer.asp?offer=Motorcyclist_StartSamp
Totally Free Deals
Advice for Trip to Washington DC
Added on : Tuesday September 09th 2014 08:00:07 AM
g: 0 Posted By: anonguy
Views: 17 Replies: 0 Our family has cashed in miles (thanks FW on a Southwest credit card offer) for tickets to Washington DC next month (October). Checking TripAdvisor I quickly realized hotels are exceedingly expensive, so I have been looking into AirBnB. One of my questions, though, is what areas are considered safe? Most everybody that lists on the site says they are in a good neighborhood, but DC as a whole isn't the greatest. Since parking seems like a bear, we won't have a rental car and just use the Metro. But since we will have a grandmother and child, I would at least like to know we can walk the streets a little ways without too much worry. Or should I use cabs or a service like Uber if we are coming back after dark?

Also, since we will be there for about a week and a half, so I'm hoping we can cram in as many sites as possible. Which ones would you consider the must do?

Thank you for any advice.
Popular Destinations Deals
g: 1 Posted By: Atariman56
Views: 312 Replies: 1 Link Here

Chili's Restaurant - Free Upgrade from Half Rack to Full Rack of Baby Back Ribs through Sept. 22, 2014

I received an email from Chili's Restaurant with the following interesting coupon that I've only seen once before.Free Upgrade from Half Rack to Full Rack of Ribs [chilis.com]

UPGRADE YOUR BABY BACK RIBS FROM HALF RACK TO FULL RACK FOR FREE!

The link also has coupons for a free appetizer or dessert with entree purchase (ordinary coupon).Valid through September 11, 2014It says, "Limit one offer per table," so I guess that means it can only be used for one entree at the table? They probably won't let you use this for each half rack entree ordered, but you can ask - YMMV.A half rack of baby back ribs [chilis.com] is $10 - $11, and a full rack is $17-$18, depending on location.Love me some baby backs... ribs that is.

Ripped from S/D
Restaurants & Entertainment Deals
Paying down half of my credit card debt, best way to do it?
Added on : Sunday September 07th 2014 05:00:04 AM
g: 0 Posted By: MightySlacker
Views: 60 Replies: 2 Currently have 10K of credit card debt over 3 cards that have 0% APR until April or May of next year. Anticipate being able to pay them all off before 0% expires.

Have 5K to use to cut the debt in half.

2.8K (5K limit) on Amex Blue, which is my daily spender
3.5K (6.5K limit) on Barclays Arrival, was my daily spender until I cashed in all my travel points
3.7K (5K limit) on Chase Freedom, just used to consolidate higher interest bills (moving expenses)

For best credit score results, should I pay one off completely, even it out, or try and get two down to a certain utilization level?

Dave
Personal Finance Deals
RK2811K2 Rockwell 18V Compack Drill/Driver $60 FS Rockwell via Ebay
Added on : Saturday September 06th 2014 11:00:04 PM
g: 0 Posted By: tedhawkins
Views: 130 Replies: 0 RK2811K2 Rockwell 18V Compack Drill/Driver FS Rockwell via eBay

http://www.ebay.com/itm/RK2811K2-Rockwell-18V-Compack-Drill-Driv...

The Rockwell RK2811K2 1/2-Inch 18-Volt Compack Drill/Driver utilizes Supercell battery technology for long-lasting, lightweight power. Weighing just 1.8 pounds, this battery pack balances the weight of the battery directly under your hand to increase comfort, reduce fatigue, and improve the tool's handling. Ideal for heavy-duty professional jobs, this drill/driver gives you the edge you need to get things done--fast.

445 In./Lbs. of Torque
At just 5.1 pounds, the RK2811K2 packs a powerful punch for a variety of applications, yet is lightweight enough for all-day handling that won't stress wrists and arms. Its dual-speed gear box expertly handles different materials, and 24 torque settings with 445 in./lbs. of torque drill one and one-half inches in wood and a half-inch in steel. To ensure safety and precision, a sight light keeps the workpiece clearly visible at all times, while the spindle includes an auto lock.

Power and Control
To help match the correct speed to the job, the RK2811K2 offers high and low speed gears and a variable speed range of 0-350/0-1300 rpm. It also features a half-inch single-sleeve metal chuck for durability, and a soft grip handle for extended comfort and control.

RK2811K2 1/2-Inch 18-Volt
Compack Drill/Driver
At a Glance:

Replacement batteries free for the life of the tool
Utilizes Compack battery technology for long-lasting, lightweight power
Well-balanced design for improved handling
24 torque settings with 445 in./lbs. of torque
Sight light keeps workpiece clearly visible
High and low gears with variable speed (0-350/0-1300 rpm)
Tools Deals

eBay Coupons
g: 0 Posted By: jskins
Views: 216 Replies: 0 Breville the Original Sandwich Maker (BSG1974XL) - $49.99 with Free Shipping at Breville.

Cooks 2 Lg. Toasted Sandwiches
Fits Jumbo Sized Toasties
Deep Pocket Design
Scissor Action Automatically Seals in Ingredients and Cuts Sandwiches in Half
Non Stick
Stands Upright
Wide Sealing Edges
Brushed Stainless Steel
110-120 Volts
900 Watts


This item is currently selling on Amazon for $79.95, with 4.8/5 stars based on 33 customer reviews.
Appliance Deals
3 Pack: Steve Madden Women's Crew Socks $4.99 A/C w/FS @ OverHalfSale
Added on : Saturday September 06th 2014 09:00:07 AM
g: 0 Posted By: ctgolfer
Views: 264 Replies: 0 use promo code: OHS-28

Features:
85% Acrylic / 10% Nylon / 5% Spandex
Machine washable
Perfect for fall warmth
Trendy and stylish in four different styles

What's Included
Three (3) pairs of socks - assorted styles

www.overhalfsale.com/3-Pack-Steve-Madden-Women-Crew-Socks
Clothing Deals

OverHalfSale.com Coupons
Target - Kleenex 4 pack boxes for $2.43 with on box coupon
Added on : Friday September 05th 2014 06:00:05 AM
g: 0 Posted By: Ignatzs
Views: 199 Replies: 0 Target stores have 4 pack boxes of Kleenex tissue on markdown at 50% off for $3.18/4pack, plus the pack has a $.75 cent coupon on it. Net price with coupon is $2.43..roughly $.61/box..nice savings. Even better with a Red Card. These aren't the normal looking Kleenex boxes...rather ugly, with owls/robots/some floral, but great price for the same 160 count/2ply tissue. Look for them in the school supply areas. Even if not at half off at your local store, at only 30% off it's still a great deal, when sales are normally found (with coupon) for about $1.25-1.50/box. Stock up for winter!
Health Deals

Target Coupons
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 General
Device Type: Switch - 8 ports
Enclosure Type: Desktop
Subtype: Gigabit Ethernet
Ports: 8 x 10/100/1000
Performance: Forwarding performance : 16 Gbps
MAC Address Table Size: 8K entries
Jumbo Frame Support: 9216
Features: Flow control, auto-negotiation, auto-uplink (auto MDI/MDI-X), store and forward, MAC address filtering, half duplex mode, full duplex mode, Jumbo Frames support
Compliant Standards: IEEE 802.3, IEEE 802.3u, IEEE 802.3ab, IEEE 802.3x, IEEE 802.3az
RAM: 256 KB
Status Indicators: Port transmission speed, power, link/activity

Expansion / Connectivity
Interfaces: 8 x 1000Base-T - RJ-45

Power
Power Device: External power adapter
Voltage Required: AC 120/230 V ( 50/60 Hz )
Power Consumption Operational: 3.5 Watt

Miscellaneous
Compliant Standards: FCC, RoHS, WEEE

Dimensions & Weight
Width: 5.8 in
Depth: 3.8 in
Height: 1 in
Weight: 13.4 oz

Manufacturer Warranty
Service & Support: 3 years warranty
Service & Support Details: Limited warranty - 3 years

Environmental Parameters
Min Operating Temperature: 32 F
Max Operating Temperature: 104 F
Humidity Range Operating: 0 - 90% (non-condensing)
Min Storage Temperature: 14 F
Max Storage Temperature: 158 F
n/a

www.tigerdirect.com/applications/searchtools/item-Details.asp?Ed...
g: 0 Posted By: DizzyT71
Views: 358 Replies: 0 Sears has theGranite Ware (0707-1) Black Steel/Porcelain Water-Bath Canner with Rack (21.5-Quart)on sale for$17.97with free shipping using Prime or orders of $35+.

Also available at Amazon for same price.

Pot Made in USA
21.5-Quart Capacity
Holds 7 one-quart jars, 9 one-pint jars or 13 half-pint jars
Provides excellent heat distribution
Dishwasher safe

4.5/5 Stars based on 403 customer reviews on Amazon.
Home & Garden Deals

Sears Coupons
Any halfway decent home warranties for old HVAC?
Added on : Thursday September 04th 2014 04:00:05 AM
g: 0 Posted By: nic3456
Views: 69 Replies: 2 I know Home Warrantys get a bad rap (and well deserved in most cases) - but I'm thinking about signing up for one again after receiving a letter from my mortgage servicer. The main thing I'm interested in is coverage for the Heating/AC units. I have 2 compressors (both replaced in 2001) and 2 furnaces (one replaced in 2001 - the other is original to house from 1987!!). The furnace from 1987 is still working fine, but I can't imagine its going to last much longer as its over 28 years old. Any experiences with particular companies that performed at least decently in regards to HVAC? 1 key is I will need a plan that covers preexisting stuff just to reduce hassle. We have maintained it as needed (only been in the house for 2 years), but want to avoid as many possible "outs" for the insurance when the furnace bites the dust down the road.

NOTE: I should probably go ahead and replace the equipment to get something more efficient, but my HVAC only costs me about $1,500/year so I don't think I would see enough savings right now to justify the expense.
Question Deals
g: 0 Posted By: ctgolfer
Views: 131 Replies: 0 shipping adds $5

Specifications Model: Surge Watts: Running Watts: Fuel Tank: Dimensions: Dry Mass: Displacement: Run Time at Half Load: Noise Rating at 7 Meters: 56352 3,500 3,000 4-Gallon 24.4" x 17.7" x 18.5" 111 pounds 212 cc 11 hours 67 dB 56400 4,050 3,500 4-Gallon 24.4" x 17.9" x 18.5" 111 pounds 212 cc 11 hours 67 dB 56475 4,750 3,750 4-Gallon 27.4" x 17.9" x 18.5" 120 pounds 223 cc 10 hours 67 dB 56877 9,000 7,000 6.5-Gallon 27.6" x 21.1" x 22.1" 210 pounds 420 cc 9 hours 74 dB
In the Box:

(1) WEN 56352 3,500-Watt Generator
NEMA L14-30 Plug
Spark Plug Wrench
Wheel Kit

-- OR --

(1) WEN 56400 4,050-Watt Generator
(2) 120-Volt Receptacles
120/240-Volt Receptacle (TT-30R)

-- OR --

(1) WEN 56475 4,750-Watt Generator
(2) 120-Volt Receptacles
NEMA L5-30 Plug
RV Receptacle (TT-30R)
8-Inch Wheel Kit

-- OR --

(1) WEN 56877 9,000-Watt Generator
NEMA L14-30 Plug
NEMA L5-30 Plug
Spark Plug Wrench
Flathead Screwdriver
10-Inch Wheel Kit



http://tools.woot.com/offers/wen-gas-generators-your-choice-of-w...
Tools Deals

woot! Coupons
Free half gallon of Silk Almondmilk (coupon) - FB
Added on : Wednesday September 03rd 2014 02:00:06 PM
g: 0 Posted By: remick
Views: 71 Replies: 0 https://silk.com/give-5/
Totally Free Deals
Has anybody got a CHANCE to win a $5,000 Home Depot gift card?
Added on : Wednesday September 03rd 2014 04:00:06 AM
g: 0 Posted By: atikovi
Views: 71 Replies: 2 Every time I buy something at HD I get this freaking receipt thats twice as long as it has to be because half of it tells you to, ENTER FOR A CHANCE TO WIN A $5,000 Home Depot GIFT CARD! It seems to be cleverly worded as to not say, enter to win a gift card, buts instead says, enter for a CHANCE to win. So has anybody ever won a CHANCE to win and then has actual won the $5K GC? Im tired of having to cut my receipts in half every time I file them away. The tree huggers should be on this too for all the paper being wasted.
g: 0 Posted By: tedhawkins
Views: 159 Replies: 0 La Sportiva Ultra Raptor Trail Running Shoe - Women's $74.95 Fs @ Usoutdoor (reg $130+)

http://www.usoutdoor.com/deal/

Description: La Sportiva Ultra Raptor Trail Running Shoe - Women's
No matter what type of terrain you choose to stomp, lace up with the La Sportiva Womens Ultra Raptor Shoes to devour all that lies before you. This neutral, super stable pair is perfect for tearing up the trail or dominating your local half marathon. Long distances are nothing to fear as the Ultra Raptor flexes impressive comfort and all kinds of performance. An incredibly grippy outsole allows you to get some serious traction on even the most unforgiving paths, and an EVA Rock Guard defends your feet against treacherous obstacles. Rip your run apart with the La Sportiva Womens Ultra Raptor Shoe.
Features of the La Sportiva Ultra Raptor Trail Running Shoe - Women's

Upper: AirMesh, synthetic leather
Outsole: FriXion XF, Impact Brake System X-Axis
Midsole: dual-density MEMlex, Endurance Platform EVA, nylon shank
Liner: Moisture-wicking mesh
Weight: 10.45 oz
Lacing System: Traditional


Shoes Deals
g: 0 Posted By: ctgolfer
Views: 180 Replies: 0 Features:

Wireless rechargeable mini helicopter
Three channels
Hovers and flies up, down, left and right for 360 degrees of motion
Helicopter flies for approximately 8 minutes after being charged for approximately 40 minutes
Heavy-duty construction with real metal parts
Built-in LED lights
Glow in the dark body and blades
Dimensions: 8"L x 7"W x 4.5"D

What's Included:

One (1) Night Hunter helicopter
One (1) infrared remote and charger
Extra rotor and tail blades included
Requires six (6) AA batteries (not included)


www.overhalfsale.com/Xtreme-Glow-in-the-Dark-Night-Hunter-Helico...
RC & Hobbies Deals

OverHalfSale.com Coupons
16 pairs Men's GOLD TOE crew sock $25.50 FS Bon-Ton
Added on : Sunday August 31st 2014 05:00:03 PM
g: 0 Posted By: imagine1128
Views: 216 Replies: 0 Bon-Ton stores
GOLD TOE Men's 6-pk. + 2 Free Pair Crew Socks
Price: $20.00
Special Offer - Buy one select socks, get one at half off the regular price!
Save extra 15% ($4.50) w/code: AUGLABORD14
FREE shipping w/ code: FREESHIP (codes will stack)
TOTAL $25.50 for 16 pairs +3.0% FatWallet Cash Back

black/grey colors as shownproduct page
white socks link
blue variety link

Comfort fit heel
Reinforced toe
Combed cotton construction
Cotton/polyester/spandex/nylon
Made in the USA
===================
GOLD TOE Dress socks in navy3 pair for $8.49 - above deal does not apply
Clothing Deals

Bon-Ton Stores Coupons
Free Kindle Book- The Essential Guide to Sex Toys
Added on : Sunday August 31st 2014 08:00:08 AM
g: 0 Posted By: remick
Views: 27 Replies: 0 http://www.amazon.com/dp/B00L5J9AHY

4.8 out of 5 stars (8 customer reviews)

From the author of Amazon best-seller Kinky Sex: the Secret to Long-term Desire, featured in ELLE Magazine
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Home Depot's Behr Paint save $5/gallon or $20/5-gallon thru 9/1
Added on : Saturday August 30th 2014 03:00:04 AM
g: 1 Posted By: dgoedken
Views: 414 Replies: 0 Didn't see when the rebate starts (guessing Sunday since when I click to the rebate, it doesn't show it yet), but is up on their site. Typical for Labor Day to have this rebate on Behr. Consumer Reports rated their Ultra line #1 for Satin/Eggshell, as well as #1 for their Flat. It's half the price of Benj. Moore AND rated higher! The Ultra also came in 2nd for semi-gloss. In short, you can't go wrong w/ Behr's Ultra line.

Enjoy.

HD_Paint_Link_Behr

Home & Garden Deals

Home Depot Coupons
$1 Peelie Refrigerated Jello Pudding - Kroger Memphis Area
Added on : Saturday August 30th 2014 12:00:06 AM
g: 0 Posted By: Redmaggie
Views: 57 Replies: 0 Kroger Delta - Memphis $1 Peelie good for one Jello Refrigerated Pudding in Store. Pudding is on sale until 9/2/2014 for 2/$4.

1 Jello Refrigerated Pudding $2 - $1 Peelie on pudding = $1. The Peelie coupon was on about half of the product items on the shelf in the refrigerated aisle.
Snacks Deals
Home Depot's Behr Paint save $5/gallon or $20/5-gallon
Added on : Saturday August 30th 2014 12:00:04 AM
g: 0 Posted By: dgoedken
Views: 174 Replies: 0 Didn't see when the rebate starts (guessing Sunday since when I click to the rebate, it doesn't show it yet), but is up on their site. Typical for Labor Day to have this rebate on Behr. Consumer Reports rated their Ultra line #1 for Satin/Eggshell, as well as #1 for their Flat. It's half the price of Benj. Moore AND rated higher! The Ultra also came in 2nd for semi-gloss. In short, you can't go wrong w/ Behr's Ultra line.

Enjoy.

HD_Paint_Link_Behr

Home & Garden Deals

Home Depot Coupons
g: 2 Posted By: VoodooJC
Views: 327 Replies: 4 Bonus points on this offer expire 90 days from date of receipt, limit 2. Sold by Sears.

Link

If the link doesn't work, go to Sears.com, click ShopYourWay Exclusives near the top left under the search bar, go to third page and scroll halfway down.
Electronics Deals

Sears Coupons
Take Your Jenny and Buy One Ticket, Get One FREE 9/4-9/11
Added on : Friday August 29th 2014 01:00:04 AM
g: 0 Posted By: sunshinebrown
Views: 225 Replies: 0 https://www.amctheatres.com/offers/forrestgumpbogo

=smallTake Your Jenny and Buy One Ticket, Get One FREEWere showing the Oscar-winning film, FORREST GUMP, in IMAX for the first time ever for one week only. AMC Stubs and special offers go together like peas and carrots, so were giving our members the chance to buy one ticket, get oneFREE.How to get this offer:Take your AMC Stubs Card to the box office.Ask for two tickets to FORREST GUMP in IMAX (or more - for every ticket you buy, you can get one free).A crew member will scan your AMC Stubs card and your second ticket will be free.And that's all we have to say about that.2014 Paramount Pictures. All rights reserved. IMAX is a trademark of IMAX Corporation.Offer valid for AMC Stubs members only at participating AMC locations, Thursday, September 4, 2014 through Thursday, September 11, 2014. AMC Stubs members must purchase one full-price adult ticket to see FORREST GUMP in IMAX and present their AMC Stubs card to get one ticket to the same showing free. No substitutions on titles will be accepted. Offer will not be honored if the desired performance is sold out. AMC reserves the right to cancel this promotion at any time. Offer has no cash value and is not for resale. No partial refunds or exchanges for this offer will be issued. AMC associates are not eligible for this offer.watch the trailerStupid Is As Stupid DoesDespite his sub-normal IQ, Gump (played by Tom Hanks in an Oscar-winning performance) leads a truly charmed life, with a ringside seat for many of the most memorable events of the second half of the 20th century. Meanwhile, as the remarkable parade of his life goes by, Forrest never forgets Jenny (Robin Wright Penn), the girl he loved as a boy, who makes her own journey through the turbulence of the 1960s and 1970s that is far more troubled than the path Forrest happens upon.Share This Historic MomentNo need to run across America to get the word out. Tell your friends about FORREST GUMP in IMAXwith our hashtags.BACK TO TOPsee a moviefind a theatremovie newsMY ACCOUNTSIGN UPLOG INMORE FROM AMCAMC StubsProgramsFood & DrinkGift CardsAbout AMCWork at AMCHome[ Copyright 2013 AMC TheatresA Wanda Group Company< theatresContactFAQsWork at AMCCorporate InfoPrivacy PolicyTerms & ConditionsmoviesSee a MovieFind a TheatreAdvance TicketsThe IMAX ExperienceSee it in RealD 3DRatings InformationAMC Movie NewsprogramsAMC StubsAMC independentSensory Friendly FilmsAccessible MoviesAMC OffersAMC Stubs Terms &
AMC Deals
g: 0 Posted By: tedhawkins
Views: 143 Replies: 0 Glacier Glove Half Finger Cycling Gloves - (reg $24.99) - $5.59 performance bike Fs to store

http://www.performancebike.com/bikes/ProductDisplay?langId=-1&st...

Glacier Glove Half Finger Cycling Gloves
Perfect for summer riding, the Glacier Glove Half Finger Cycling Gloves keep your hands dry and comfortable, no matter how high the temperature rises. Breathable upper and ventilated, G-Tek neoprene padding enhance airflow for effective cooling. Silicone textured palm gives you a firm handlebar grip at all times.

Synthetic leather palm is durable, soft and moisture-wicking
Ventilated, G-Tek neoprene padding for comfort and cooling
Silicone palm texture increases overall grip
Breathable upper for airflow and cooling
Secure Velcro closure


Clothing Deals

Performance Bicycle Coupons
g: 0 Posted By: BigBoyMichigan
Views: 2 Replies: 0 For Cedar Point Amusement Park Free & Discounted Ticket Offers Click Here

Cedar Fair Labor Day RoundupPosted by :=14pxInACentsOn :=14pxAugust 25, 20140Category:=11.333333015441895pxAmusement Parks,Cedar Point/Cedar Fair,Deals,Travel



The summer season is drawing to a close, and with that, especially up here in the northern states, it means lots of the top amusement parks will be closing for the season within the coming months. Labor day weekend historically marks a key date in the United States, since most kids are then back in school, and less people are out traveling. As a result, several of the Cedar Fair amusement parks are offering some incredible deals to get you into the parks.Californias Great AmericaThis park, located in Santa Clara, California, will be celebrating 75 million guests over Labor Day weekend. As part of the celebration, they will offer the following benefits.Giveaways to the first 7,500 guests on Saturday, August 30 through Monday, September 1. There will be fireworks each day on Saturday and Sunday. A Red, White & BBQ All-You-Can-Eat BBQ Monday ($14.99* per person, including tax) on Monday, September 1. Monday they will host their 75 millionth guest, who will receive a great prize package.Canadas WonderlandThis park, located north of Toronto, is offering great added benefits for season pass holders forSeason Pass Appreciation Days. The event runs Saturday, August 30 Monday, September 1, 2014.- Bring-A-Friend discount for only $19.99
- Food discounts including:
2 for 1 Funnel Cakes
2 for 1 Foot Long Hotdogs
2 for 1 Cotton Candy
$1.00 Popcorn
Half price Candy and Caramel apples
Half price Fudge
- 50% off Xtreme SkyFlyer and Speed City
- Season Pass Early Ride Times 9am-10am
- Lunch with the Peanuts Gang for only $9.99Cedar PointCedar Point Dollar Days runs August 29 September 1, 2014 and includes the following items for only a buck!- $1 Hot Dogs
- $1 Pretzels
- $1 Ice Cream
- $1 Popcorn
- $1 Peanuts Straws
- 2 for $5; or $3 each; refills are $1.99 Snoopy & Woodstock Sippers (filled)
- 5 rings for $1 Ring Toss (Main Midway)
- $1 per ball Goblet Pitch (Main Midway)
- $1 per ball One In (Main Midway)
- $1 per climb Ladder Climb (Millennium Force Plaza)
- $1 per hit Hi-Striker (Gemini Midway)
- Pagoda Gift Shop Sidewalk Sale (Rounded to the nearest dollar)
- $1 Admission to Dinosaurs Alive!Dorney ParkA late addition to the list, Dorney Park has released the details for their Dollar Days event, August 30 through September 1, 2014. The following items are only a buck!- 16 oz Chickies & Petes Crab Fries (Chickies & Petes (Not available at Sports Bar), Smugglers Snacks, and Carousel Grove)
- 12 oz ICEE (Coasters, Center Stage, ICEE Mix It Up, Amore Pizza)
- Hot Dogs (Center Stage, Suppertime, Clucks and Franks, Typhoon Treats, Carousel Grove)
- Popcorn (Lemonade Stand, Sweet Temptations)
- Cotton Candy (Center Stage, Sweet Temptations, Good Time Gifts)
- $1 merchandise items
- $1 Plinko, Climbing Challenge, and Ring Toss
- $1 Screamin Swing rides
- $1 Dinosaurs Alive admissionGilroy GardensGilroy Gardens Family Theme Park will host a specialLabor Day BBQAugust 30-September 1, 2014.Kings IslandGet ready for Dollar Days, which includes $1
- Hot dogs
- Slices of LaRosas Pizza
- Cotton candy
- Scooped lemonade
- Watermelon slices
- Blue ice cream
- Fountain soft drinksKnotts Berry FarmKnotts will celebrate the holiday on Sunday with a special fireworks display. In addition, there will be a limited time BBQ serving grilled items.ValleyfairValleyfair will have the annual Green Giant Corn Feast August 30-September 1, 2014. Included in your admission ticket will be all-you-can-eat corn-on-the-cob.In addition, Share a Coke will be at the park August 30-31, allowing you to create your own custom Coke can.Worlds of FunWorlds of Fun will offer Dollar Days August 30-September 1, 2014 and will have the following promotions.$1 Dinosaurs Alive! (daytime) for friends of Gold & Platinum Passholders
$1 Day Food Options:$1 Hotdog & $1 (12oz) fountain drinks (Tivoli West Terrace)
$1 Hotdog & $1 (12oz) fountain drinks (Beach Bites at Oceans of Fun, Beach Bites closes at 6pm)
$1 Pizza by the slice and $1 (12oz) fountain drinks (Pisanos located in Europa)
$1 Taco in Food Truck (Oceans of Fun, Food truck closes at 6pm)
$1 Cotton Candy (Swedish Sipping Chalet)$1 Merchandise Tent Sale (located by the sunken fountain in Americana)
$1 Games atuarter Back Challenge at Detonator Games
Dead Ringer at Detonator Games
Slam Dunk at Americana Games
Fun Ball at Americana Games
Goblet Toss at Africa Games
Mamba Ball at Africa Games
Wacky Wire at Africa GamesWill you be visiting any of the parks over Labor Day weekend?Save Money, Travel More!Source: InACents.com
Is there a benefit to a Living Trust in my situation?
Added on : Tuesday August 26th 2014 01:01:02 PM
g: 0 Posted By: kriskos4
Views: 123 Replies: 2 My father is 91 years old, lives with me and is worth roughly 4M...half cash and half stocks, no property. My brother and I will be his heirs, nobody else. The cash is in CDs payable to my father or either me or my brother 'upon death'. As far as I know, this money will not be subject to probate since it's automatically ours upon presenting a death certificate. The stocks are different though, the will states half to myself and my brother but not sure how exactly that would play out. Would the stocks be subject to probate court even if covered in a will? How much would they be taxed in probate? (stocks worth approx 1.5M)

I am getting a new will done, power of attorney and a health document stating his wishes. Just wondering if a Living Trust is beneficial given the amount is under the 5M that's taxable.
Question Deals
RangeUSA Half Price Membership Promo Memphis, TN & Jackson, TN
Added on : Sunday August 24th 2014 02:00:34 PM
g: 0 Posted By: Redmaggie
Views: 172 Replies: 0 Range USA is currently running a HUGE sale on annual memberships! Right now, you can purchase any of our annual memberships for HALF PRICE! Depending on which membership you purchase, they may offer free lane rentals, free firearm rentals,discounts on merchandise and ammunition, discounts on classes and discounts in out restaurant, 1776 and access to Member Only Events! Get yours today! And, if you already have one, you can add a year to your current membership with this sale! Unknown ending date.
Range USA, Inc. 901-213-4774 - Office 2770 Whitten Road 901-213-4181 - Fax Memphis, TN 38133 1-866-RANGE USA - Toll Free
https://www.facebook.com/RangeUSA
http://www.rangeusa.com/rangeinfo.php
Sports & Outdoors Deals
g: 0 Posted By: Murrow
Views: 117 Replies: 0 GMG Link
You wanted it, we made it: if you have missed any of the50 Games You Must Play Before You Die,here's your chance!

Our Encore will blow your mind:until 4pm on Monday 25th August 2014, all the 50 games and their incredible prices will come back for 2 days. Get up to 80% off titles likeThe Walking Dead: Season 1,Half Life 1,Half Life 2,Borderlands 2and many more.

That's not all as a deal tastes better with a voucher! We have extended our sitewide 20% voucher, which is also redeemable on those 50 games. Just use the code below during checkout:

Z4364W-7MR5WA-N5BCOO The30 Indie Games You Must Play listalso has its Encore. Discover some must play games that you may have missed! The 20% is valid on these games, too!

Video Games Deals
g: 0 Posted By: st4rdust
Views: 217 Replies: 0 Amazon has theColumbia Men's Scale Up Half-Zip Fleece Jacket(Black) on sale for$18.32with Free Super Saver Shipping on orders of $35 or more. Also ships free with Amazon Prime.

4.2/5 stars based on 6 customer reviews.

Fleece: 100% Polyester, Softshell: 90% Polyester/10% Elastane
Imported
Machine Wash
Mock collar
Long sleeve
Four-way stretch
This fleece jacket features Omni-wick technology and a vertical zip pocket at the chest.

Clothing Deals

Amazon Coupons
g: 0 Posted By: st4rdust
Views: 170 Replies: 0 The Microsoft Store has a pre-order ofMadden NFL 15(Xbox One) bundled with a $10.00 Xbox Gift Card (digital code) and $15.00 worth of Madden Ultimate Team Content on sale for$59.99. Shipping is free. LINK

Game is set to release on August 26th.


"Madden NFL 15 delivers everything true fans need to experience the thrill of pro football. An entirely new broadcast presentation delivers Madden NFL game day like never before with dramatic all-new camera angles, as well as dynamic pregame and halftime features. Its not just football, its Madden Season."
Xbox One Games Deals

Microsoft Store Coupons
g: 0 Posted By: Gauss44
Views: 125 Replies: 4 I'm about ready to go back to school to do some post bacc work before applying to graduate school. Last time I was enrolled as an undergraduate student I had a lousy experience where half way through the semester, I was told (by my financial aid adviser from my college's financial aid office) that a mistake was made (the financial aid adviser goofed and overlooked something) and I was NOT eligible for over $10k that was promised to me before the semester began.

Even though the mistake wasn't on my end, I did everything I could think of to catch problems like this. It happened even though I read every piece of mail and every message that was sent to me regarding financial assistance, and even though I did substantial research about the process in my own time. (My school also has a policy where you are ONLY allowed to meet with YOUR assigned financial aid adviser, so you cannot get second opinions there.) Hopefully this was a one-time rare incident, but I definitely cannot afford to have that happen again.

I just want to know what ways there are to protect oneself from this sort if issue?

Question Deals
SentrySafe Fire Safe Security File (1170) - $36.50 w/ P/U @ Walmart
Added on : Thursday August 21st 2014 08:00:07 AM
g: 0 Posted By: luv2shop80
Views: 500 Replies: 0 WalMart has theSentrySafe Fire Safe Security File (1170)for $35.98 with free In-Store Pickup.

Survivacast Insulation
Large Enough to Hold File Folders
Key Lock Privacy
Half-hour Protection at 1,550 Degrees Fahrenheit
1 Year Warranty

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Walmart Coupons
Cuisinart 5-in-1 Griddler (GR-4N) - $70.62 w/ Free Shipping @ Amazon
Added on : Thursday August 21st 2014 08:00:02 AM
g: 0 Posted By: Savvymommy03
Views: 1 Replies: 0 Amazon has theCuisinart 5-in-1 Griddler (GR-4N) on sale for $70.62 w/ free shipping.

5-in-1countertop unit works as a contact grill, panini press, full grill, full griddle, and half grill/half griddle
Brushed stainless-steel housing; sturdy panini-style handle; floating cover to adjust to thickness of food
Removable and reversible nonstick cooking plates drain grease for healthy cooking; integrated drip tray
Adjustable temperature controls with indicator lights; gourmet recipes and scraping tool included



SentrySafe Fire Safe Security File (1170) - $35.98 w/ P/U @ Walmart
Added on : Thursday August 21st 2014 05:00:09 AM
g: 0 Posted By: luv2shop80
Views: 220 Replies: 0 WalMart has theSentrySafe Fire Safe Security File (1170)for $35.98 with free In-Store Pickup.

Survivacast Insulation
Large Enough to Hold File Folders
Key Lock Privacy
Half-hour Protection at 1,550 Degrees Fahrenheit
1 Year Warranty

Home & Garden Deals

Walmart Coupons
g: 0 Posted By: ctgolfer
Views: 186 Replies: 0 #10 Grand Theft Auto Vice City - $2.49 (75% Off)
#9 Sid Meier's Civilization IV Complete - $7.49 (75% Off)
#8 Bioshock Infinite - $7.49 (75% Off)
#7 Elder Scrolls V: Skyrim - $4.99 (75% Off)
#6 Portal 2 - $4.99 (75% Off)
#5 Elder Scrolls IV: Oblivion GOTY - $4.99 (75% Off)
#4 The Orange Box - $4.99 (75% Off)
#3 Half-Life - $2.49 (75% Off)
#2 Bioshock - $4.99 (75% Off)
#1 Half-Life 2 - $2.49 (75% Off)

www.greenmangaming.com/50-games-you-must-play/
Video Games Deals
Textbook Coupon Thread
Added on : Wednesday August 20th 2014 10:00:02 AM
g: 1 Posted By: Kariput
Views: 128 Replies: 1 I've been shopping for my daughter's college textbooks and I've turned up quite a few coupon codes for various sites. I'm listing them here so others can share the savings:

Merchant________________Code_______________Description________Expires
AbeBooks____________ A5863DEALOZ______ $5 off $80 or more________8/31
Alibris________________ WEATHER_________ $5 off $50 or more________9/01
Alibris________________ DROP_____________ $10 off $100 or more______9/01
Biblio_________________ LEARN2014________ 3% off_________________ 9/15
BiggerBooks___________ BIGGER100________ $10 off $100 ____________12/31
BookRenter___________ B2S5OFF___________ 5% off rental_____________9/29
CampusBookRentals___SMELLWELL_________10% off order____________ 9/01
eCampus____________ UABPERKS__________ 5% off_________________ 8/31
Half.com____________10BACKTOSCHOOL__10% off $25 or more_________9/14


Books Deals
g: 0 Posted By: oxygenmm
Views: 4 Replies: 0 Sprintis offering a new family plan that provides 20GB data at $100 for a maximum 10 lines.

For people who are willing to switch to Sprints new Family Share Pack, the company will reimburseup to$350 of the early termination fee for their old wireless carriers.

Here is how the new Sprint family planworks. The monthly fee per-device varies. For monthly data allowance more than 20GB: If you getnon-discountedphone with Sprint Easy Pay, you will pay$15 per month per device; if you choose to get a discounted phone by enrolling in a two-year contract, thats going to cost you $20 per month for each device. Tablets and mobile broadband devices can join the plan with additional fees.

Sprint said the new plan providesshared data at a per-gigabyte price lower than its competition. For example, for a family that hasfour lines, it costs $160 per month to share the 20GB data ($100 for data allowance + 4*$15 per non-discounted phone). At AT&T and Verizon, the cost is estimated to be at least$210 per month for the same data plan.

Note that the above chart shows how $100 can buy you 20GB at Sprint but only half of the data bucket at AT&T and Verizon. In addition, with Sprint, a family plan with four lines will need to pay $170 to get an 8GB plan, which is actually more than the $160 for 20GB. The thinking behind it, asthe Consumeristnoted, is that most people will never come close to using their 20GB data every month.Sprint can dangle all that extra data out there and pretend like youre getting a great offer. So people who switch to the new Sprint plan may be saving money on a per-gigabyte basis, but they will likely leave lots of unused data on the table every month, Chris Morran wrote in his article on the Consumerist.The only consumers who would benefit from the new Sprint plans are true data hogs that use more the 4 to 5GB of wireless data per month and are tired of being throttled or paying overage fees to their providers.The new data plan pricing marks the first move for the companys new chief executive, Marcelo Claure, who said last weekit would be his top priority cutting prices. He also admitted that the company still has far to go in improvingitswireless network.In a recent study published by RootMetrics,Sprint performed poorly across the board while Verizon ranked top for reliability, speed, data, call and text performances. Sprint also remained as the slowest carrier in terms of average 4G LTE rates in another test conducted by CNET examining the speed of the four major wireless providers.When you have a great network, you dont have to compete on price, Claure said. When your network is behind, unfortunately you have to compete on value and price.Sprint has decided to drop its bid for its rival T-Mobile U.S.and will announce more aggressive pricing plans; Verizon went back to basics with a $60 single line plan with unlimited talk and text plus 2GB wireless data; and T-Mobile unveiled a promothatundercuts AT&T on a four-line, 10 GB family plan.Analysts said carriers would likely respond to Sprints price cuts with more steepdiscount of their own to keep their subscribers.We will see a trickle down in pricing concessions across the industry. This is the start of a price war many anticipated would be coming, Angelo Zino, analyst at S&P Capital IQ, told Reuters.The new Sprint family plan will launch Aug. 22 with alimited-time offer that adds 2GB per line each month for free. Claure said Sprint will announce more pricing for individual plans later this week.( I took this info from http://www.washingtonpost.com/news/business/wp/2014/08/19/sprint... )

**Monthly charges exclude taxes & Sprint Surcharges [incl. USF charge of up to 15.7% (varies quarterly), up to $2.50 Admin. & 40 Reg./line/mo. & fees by area (approx. 520%)]. Surcharges are not taxes. See sprint.com/taxesandfees.Activ. Fee: $36/line. Credit approval required. Plans: Offer ends 09/30/2014. No discounts apply to access charges. Includes unlimited domestic Long Distance calling and texting. Data allowance as specified. Third-party content/downloads are addl charge. Intl svcs are not included. Max of 10 phone/tablet/MBB lines. Waived Monthly Access: Ends 12/31/15. After that customer will be charged applicable monthly access charge based on option selected in addition to monthly data allowance charge. To avoid charges, customer must contact Sprint to make changes. Sprint Easy Pay obligations will still apply if applicable. Discounted phones Access ($40): Invoice will show a term access charge of $15 or $25 to add up to the $40/mo/line charge based upon the data allowance selection until the customer enters into a new device transaction that does not have an annual term service agreement. Data: Includes shared data across all subs. Amount of on-network data allowance depends on selection and 100MB off-network data usage. Addl on-network data usage: 1.5/MB. Additional Off-network data can be added by opt in only for 25/MB for tablets/MBBs. If conflicting share data allowances are applied to an account, the majority on account or most recent change may be applied for all lines. Mobile Hostpost Usage pulls from your shared data and off-network allowances. Usage Alerts: Customers on the Sprint Family Share Pack Plan will receive text alerts or email to the primary account holder in 40% increments over the original data allowance for customers with a 600 MB allowance, at 20% increments for customers with a 2 GB or 4 GB allowance, or at 5% increments for customers with a 8 GB or higher allowance. Customers on other plans will continue to receive notifications after exceeding 20% increments over their original data allowance. Early Upgrade for Easy Pay: Req. active add-on thru time of upgrade with min. 12 consecutive payments of both the buy up and an installment agreement for phones, new phone Installment Agreement, acct. in good standing, & give back of current eligible device in good & functional condition. After upgrade, remaining unbilled installment payments for giveback device are waived. No discounts apply. If you choose to not upgrade early, we will remove the $5 monthly option charge after your Sprint Easy Pay installment agreement is paid in full. Usage Limitations: Other plans may receive prioritized bandwidth availability. To improve data experience for the majority of users, throughput may be limited, varied or reduced on the network. Sprint may terminate service if off-network roaming usage in a month exceeds: (1) 800 min. or a majority of min.; or (2) 100MB. Prohibited network use rules apply see Sprint.com/terms and conditions. $350 Visa Prepaid Card Offer: Consumer, IL and CL phone lines purchasing a new device with Sprint Easy Pay and porting the new line on a Sprint Family Share Pack Plan with 20GB of data or higher. Amount based on ETF (Early Termination Fee) charged or remaining balance on install-bill device (excludes Prepaid devices). All lines must be ported from an active wireless line at another carrier and remain active and in good standing for at least 45 days to receive the prepaid card. You must submit your final bill showing your ETF or installment balance no later than 12/31/2014. Allow 12 weeks for your prepaid card to arrive. Register at www.sprint.com/jointoday.Excludes 100+ Corporate-liable, upgrades, replacements, and ports made between Sprint entities or providers associated with Sprint (i.e., Virgin Mobile USA, Boost Mobile, and Assurance), and plans $10 or less. Not combinable with other offers. Cards are issued by Citibank, N.A., pursuant to a license from Visa U.S.A. Inc., and managed by Citi Prepaid Services. Cards will not have cash access and can be used everywhere Visa debit cards are accepted. Sprint Easy Pay: Req. 24-mo. installment agreement, 0% APR, & qualifying device & service plan. Credit approval req. Device pricing for well-qualified buyers. Monthly payment terms for all others will vary and a down payment may be required. Down payment, unfinanced portion and sales tax (on full purchase price) due at purchase. If you cancel wireless service, remaining balance on device becomes due Network Improvement Claims: Compared to prior Sprint network. Visit Sprint.com/network. Coverage not available everywhere. Other Terms: Offers and coverage not available everywhere or for all phones/networks. May not be combined with other offers. There is no minimum term applied based on the Sprint Family Share Pack, but the Service Agreement applies and automatically continues on a month-to-month basis unless you contact us to inform us of any changes, including cancellation. There may be a minimum annual term applied or continued based on a discounted device purchase. Sprint 3G network reaches over 281 million people. Sprint 4G LTE network reaches over 225 million people. Restrictions apply. See store or Sprint.com for details. 2014 Sprint. Sprint and the Sprint logo are trademarks of Sprint. Other marks are the property of their respective owners.
g: 0 Posted By: remick
Views: 161 Replies: 0 http://www.amazon.com/gp/product/B00MG7BYFU/

"A wonderful booknot just for basketball fans but for everyone."Earvin "Magic" Johnson

A good reporter can pick up a pen and chronicle the game of basketball, from its Xs and Os to its personalities.

A great reporter can put down the pen and pick up the rock.

Ira Berkow has been many things in his lifea Pulitzer Prize-winning reporter, a respected columnist, and a passionate sports fan. He also knows how to thread a pass into the paint. In this wildly entertaining chronicle of his life as both a devotee and gym rat, Berkow writes with good humor and piercing insight about talking strategy with Walt Frazier, running the court with Oscar Robertson, and seeing the game from the inside. From his youth, playing on the courts in Chicago in the 40s and 50s to growing older and using the wisdom hes gained to school players half his age, Berkow retains a competitive spirit, and a deep love of hoops. This moving tale of love for the game, for his friends and family, and for life itself is a must-read for anyone who wants the ball when the game is on the line.

"An extraordinary look into the art of pickup basketball. Who would have guessed that, along with his writing talents, Ira knows how to play the game!"Bill Bradley

"Ira Berkow is one of the best sportswriters around, so it is no surprise that his basketball odyssey is one of the best sports books of this or any other year."George Plimpton
Books Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 136 Replies: 0 use promo code: EMCPBHP223

Brand
LITE-ON
Type
DVD Burner
Model
iHAS124-14
Includes
Bare Drive

Performance
DVD-ROM Access Time
160ms
CD-ROM Access Time
140ms
Cache
512KB

WRITE Speed
DVD+R
24X
DVD+RW
8X
DVD-R
24X
DVD-RW
6X
CD-R
48X
CD-RW
24X
DVD+R DL
8X
DVD-R DL
8X
DVD-RAM
5X

READ Speed
DVD-ROM
16X
CD-ROM
48X

Configuration
Load Type
Tray
Interface
SATA

Software
Operating Systems Supported
MS Windows 8/7 32 or 64 bit; MS Windows XP

Features
System Requirements
Pentium 4 1.3GHz or higher CPU and 128MB or higher RAM are required
Features
SATA Half-Height internal DVD+R / DVD+RW / DVD-R / DVD-RW / DVD+R9/ DVD-R9/ DVD-RAM/DVD-ROM / CD-R/ CD-RW / CD-ROM combination drive

Support Double Layer DVD+/- R9 Recording Function

SMART-BURN avoiding Buffer Under Run error, Automatically adjusting writing strategy & walking OPC to provide the best burning quality

SMART-X function adjusts CD-DA / VCD / DVD data extraction to a fastest allowable speed according to both data request rate from host and disk quality

ABS system reduce vibration and noise during recording and reading

Support Fixed Packet, Variable Packet, TAO, SAO, DAO, Random Access Write, Incremental, sequential recording, restricted overwrite, Layer Jump recording, Raw Mode Burning & Over-Burn

DVD read compliant: DVD single/dual layer (PTP/OTP), DVD-R(3.9GB/4.7GB), DVD-R multi-borders, DVD-RAM DVD+R, DVD+R multi-sessions, DVD-RW, and DVD+RW

CD read compliant: CD-DA, CD-ROM, CD-ROM/XA, Photo-CD, Multi-session, Karaoke-CD, Video-CD, CD-I FMV, CD Extra, CD Plus, CD-R, and CD-RW

Support both 8cm and 12cm disc of CD and DVD family

Conform to Orange Book: Part 2 CD-R Volume 1, Part 2 CD-R Volume 2 Multi Speed, Part 3 CD-RW Volume 1 (1x, 2x, and 4x), Part 3 CD-RW Volume2: High Speed, Part 3 CD-RW Volume 3: Ultra Speed.

Supported transfer mode: PIO mode 4, DMA mode 2 and Ultra DMA mode 5

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g: -1 Posted By: pj737
Views: 197 Replies: 13 The point of this ridiculously long-winded analysis is to determine the true cost to OPERATE (not own) an average-priced vehicle with average depreciation (per mile driven) and average fuel efficiency. Long story short, I did this analysis to convince my best friend to not buy a home in the suburbs... he is looking to buy a home that's about 30 miles from his place of employment. His wife also commutes into town for work. He owns a 2011 Toyota Tacoma and she drives a 2010 Lexus ES - they own them F&C. Between both cars, they average about 20 mpg. I'm trying to convince him to buy in town or close to town to cut his commute to <5 miles. However, the home that's 30 miles away is about $200K less for essentially the exact same size home in town (safety/crime is similar in both areas); the home in town is older but is in move in condition. He can afford the $200K price difference based on his earnings. Their daughter also attends private school in town so there is no benefit from a school district perspective. The commute time if they lived in town is <10 minutes each way. The suburbs is 75 minutes in each direction and that's with no stalled vehicles or accidents.

Most of the blogs I've read online (and I've forwarded to him) that argue the insane cost of commuting take into consideration the operating cost AND ownership costs into one figure. In addition to depreciation due to mileage put on the car, fuel, maintenance, etc, they would also factor in things like financing, depreciation due to vehicle age, parking, registration, motor vehicle taxes, etc and then come to a general cost per mile of ownership based on X miles driven (typically it's 15,000 miles). Those numbers vary but generally come in at about 61 cents/mile. Obviously, that number is seriously flawed if you only want to know what it costs to operate that vehicle and drive it X miles. I believe it's impractical for most people to not own a car; knowing what it costs to own it is one thing... but understanding what it costs to pull it out of the driveway and drive it X miles is critical when making decisions about investing in a home many miles away from ones' place of employment.

For sake of argument this applies to those that MUST own a car simply because they don't want to rely on bicycles, mopeds, motorcycles or any form of public transportation to commute. This applies to those that are looking at the true financial costs of commuting longer distances to work/entertainment/etc as a trade off to having lower cost housing in the suburbs/"commuter" neighborhoods.

The first consideration is depreciation... and not the kind of depreciation due to your car getting old but rather depreciation due to miles being put on the car itself. First, we need to determine the cost of an "average" car... and that comes to $31,800 as of last year. I specifically searched on KBB the resale value of cars including Toyota, Ford, Honda, Lexus, Kia and GM that were close to the $31,800 in value as new in 2013. The zipcode entered into the KBB site is in Los Angeles. For sake of ascertaining an accurate depreciation per mile we will use the "baseline" mileage at 3,000/miles per year (i.e. this is the minimum mileage I'm assuming anyone that owns a car will drive and all costs incurred per mile in this analysis are over the 3,000 mile baseline). I used 2011 model year cars for examples on each one; this would mean the car was on the road for roughly 4 years on average. I used 12 different models from 6 different makes all priced (today) at around $32K new. I inputted 3K, 8K, 10K, 12K, 14K, 16K, 18K, 20K, 22K and 24K miles and recorded the difference in value for each. Drivers that put only 3 - 8K miles year only depreciated by 8.1 cents per mile over 3,000 miles. I found that the mileage depreciation between 8,000-12,000 miles averaged about 10.6 cents/mile but when we jumped from 12,000 miles to 16,000 miles the extra 4,000 miles a year cost the owner 11.8 cents/mile hit on value ($472 depreciation). Between 15,000 and 18,000 it jumped up to 12.7 cents/mile average. Over 18,000 miles/year the cost per mile plateaued and was fairly linear in the mid 12-cent/mile range through 24,000 miles. A very conservative average between all the cars and all mileage ranges came in at about 11.4 cents so we will use this figure as the true depreciation per mile driven for all cars that have at least 3,000 miles a year being put on them. Note that older economy cars will realize depreciation rates as low as 7 cents/mile... However the same can be said on the upside where newer luxury cars will see an average 15-22 cent/mile depreciation (I tried to input some luxury cars as well that were priced at $50-$60K). I think 11.4 cents mile is on the low side but let's stick with that for the purpose of this analysis. COST OF DEPRECIATION PER MILE DRIVEN FOR CARS THAT TRAVEL MORE THAN 3,000 MILES ANNUALLY - 11.4 cents

Fuel - yes, I know you can buy a Prius that gets significantly better mpg than an average vehicle but there are many vehicles that get more than 20-30% lower mpg than the average car. I owned a Prius and only averaged 37 mpg which is no where near the EPA estimate of 50. So one needs to consider the TRUE mpg to ascertain the cost per mile in fuel consumption The average car gets 24.9 mpg and this is based on EPA estimates; in reality people will be putting well over a gallon of gas in to travel 24.9 miles. In fact, sitting in slow-moving bumper-to-bumper traffic kills EPA estimates by a good margin. But to stay conservative, we'll use that figure 24.9 figure. 24.9 mpg translates to 15.1 cents per mile at $3.77/gallon (national average). I pay over $4.35 for fuel where I live but again, averages trump real world for the sake of argument. COST OF FUEL PER MILE - 15.1 cents

Average maintenance cost for a vehicle is roughly 5.3 cents/mile. There are countless studies that break this data down and this is simply an average. It varies from as low as 4.1 cents to as high as 6.8 cents with the most common coming in at about 5.2-5.5 cents. This includes tire replacement, wiper replacement, oil changes, filter changes, wear and tear/maintenance of vehicle components, etc. COST OF MAINTENANCE PER MILE - 5.3 cents

Insurance costs are slightly lower for those that commute less. There are insurance companies that base their rates on miles driven and others that give discounts for those that put a relatively low number of miles on their cars. I had to check with my Allstate provider to see if there would be a difference and it was small... an increase of about $85/year if I doubled my mileage from my current 6,500 to 13,000 (I felt a little ripped off when I was told this). Based on that information, I would assume it's safe to say that one could save at least $85/year on premiums if they cut their commute by 6,500 miles. This translates to 1.3 cents/mile in hard costs. COST OF INSURANCE FOR MILES DRIVEN - 1.3 cents

Driving infractions/tickets/etc... Now this one is a tough one. Obviously the more you drive the more likely you are to be pulled over and be ticketed. While some people have never received a ticket in their lives others get tickets every year. According to national law enforcement statistics, of the 195 million licensed drivers on the road in the US, 41 million of them are getting ticketed every year on average. That's roughly a 1 in 5 chance of getting a ticket every year. The average cost of a ticket is $155. Insurance rates increase an average of $320/year based on one speeding ticket going 15 miles over the speed limit. So if there is a 1 in 5 chance you'll get a speeding ticket in a year and that cost will run you $475 that translates to an "average" of $95/year on speeding infraction costs. If the average driver traverses 13,476/miles of roadway in a year that translates to 0.7 cents mile for infractions and this means getting a ticket only once every 5 years... which I could imagine is pretty low and conservative. COST PER MILE FOR TICKETS FOR DRIVING INFRACTIONS - 0.7 cents

Accidents - here is another tough one. Personal costs of injury and property damage are extremely hard to average as they can vary by a huge margin. Especially because some people can go decades without a single incident. The car industry purports that the average driver only gets into a "significant" car accident every 17.9 years or roughly 3.5 times in a lifetime. The average cost of these accidents is $23,450 of which only a small portion (assuming you're insured) comes from the driver's pocket. Assuming deductible costs, time lost, personal injury, repairs/rental not covered by insurance, etc, we'll very conservatively peg this cost at $1,000/per "significant" accident as a direct cost to the driver.That's $3,500 over a lifetime. Over 843,600 miles (what the average person drives over a lifetime), that comes to 0.4 cents/mile. Again this is a very low figure and does not take into account countless minor fender benders which can easily cost several hundreds up to a couple thousand to repair especially if you didn't want to report this to insurance in fear your rates will go up. COST PER MILE FOR ACCIDENTS - 0.4 cents

Toll roads - Depending on where you live and work, toll roads can easily add 5-10 cents/mile on to your commute... possibly much more. However, this isn't applicable everywhere (we have no toll roads in my state) so I am leaving this one out of the equation. If you live in an area that requires you to traverse toll roads you'll have to include this in your calculations.

Total cost to OPERATE a vehicle PER MILE (over 3,000 miles/year) not including toll roads - 34.2 cents per mile.

The point of getting this average is so people can better calculate their finances should they decide to live in a commuter city/neighborhood or suburb vs living in or near the urban core. One could point out that you could save much more if you don't buy a car at all. That's very true. The 34.2 cents/mile operating cost is only about half the cost of total ownership and operations but this is the cost of the mileage applied to a car you already own and need. Note that if you own a newer luxury model that gets not-so-stellar fuel efficiency, the 34.2 cents/mile can easily exceed 50 cents/mile on operating costs only. To be fair, I did an analysis on an older (12 years old) more fuel efficient economy car (35 mpg) with an original purchase price of $20,000 and the cost to operate dropped to a low of 21 cents/mile. But this is an extreme example on the low end and not realistic for most. I think most people that can afford to buy a home will own cars that are at least "average" priced and aged.

Now that I know what it costs to take the average car one mile on the road, I wanted to see just how this impacts housing prices and rents. To be fair, the overwhelming amount of people that live in town also commute shorter distances to entertainment venues, restaurants, places of interest, etc etc. So if there are 241 work days in a year it's fair to add another 52 days of commuting into town per year (that's one extra drive into town PER WEEK, which is very conservative, in my opinion). That means 293 days of commuting into town for the average person (driving into town an average of 5.6 times/week). If that average person lives 30 miles from town, that's 293 days x 30 miles x 2 trips = 17,580 miles. If one lived in town, and had a 5 mile commute, this comes to 293 days x 5 miles x 2 trips = 2,930 miles. So while the person living 30 miles from work is commuting 12,050 MORE miles every year (work commute only) than the person that lives 5 miles from work, they are also driving an additional 2,600 miles year because of their proximity to places they need to drive to that are outside of their place of employment. So for every individual mile one lives further from work (2 mile round trip commute) it translates into $200.41/year in direct costs for ONE car (293 days x 1 mile x 2 trips x 34.2 cents = $200.41/year). If it's two cars commuting (which is more common in households these days), you are looking at double that or $400.82/year.

$1,000 in mortgage costs @ 4.5% amortized over 30 years is $4.21/mo or $50.52/year. So for every one mile you live further from work/play, this translates into $3,966 in additional home purchase price you can afford or $16.70 in additional rent you could afford. If you have two cars making the same commute, double that to $7,934 in home value or $33.40 in rent for every single mile you live further from work. Many people in my place of employment chose to live ~30 miles or more away where housing is cheaper. If the difference from my 5-mile commute is 25 miles traveled (50 miles/day), it comes to $99,150 in mortgage and $835/mo in rent. and you'll have to double that to $198,300 in additional mortgage they could afford and $1,670/mo in additional rent they could afford if they had a two-car household. This does not even consider that of your mortgage payment roughly 1/3 of the payment goes back to your pocket in principal payments (i.e. forced savings) and the other 2/3 of the mortgage payment is (at least for now) 100% tax deductible. Arguably, if you look at the bottom line (forced savings + tax deduction benefit assuming a conservative 30% state and fed combined tax rate), each mile you live further from work translates to roughly $7,100 in additional mortgage payments one could afford for each and every car attached to that home that makes that work commute. All while your mortgage is fixed and your car's operating costs continue to increase over the years. Assuming the above assumptions are accurate, living 10 miles closer to your job can allow you to afford $71K more in a house purchase and that's just with one car. Double that for a two-car commuting family and quadruple it to $284K for the same family living 20 miles from work.

These numbers are absolutely staggering to me and I can't help but think my math and/or assumptions are off somewhere. But it definitely enforces my argument that my friend should buy in town. For those that managed to make it through all this, please chime in and offer any corrections to my reasoning. Yes, I understand there are many assumptions made here but again, the purpose of this post is to get an average figure most people can relate to. I think very few people actually consider the real cost of driving and they end up making mistakes by either buying or renting far distances from their place of employment and other desired activities because they assume they are saving money by doing so. This analysis only takes into account the direct financial costs of driving longer distances... it doesn't take into account the plethora of other considerations (which I find vastly more important) like compromised health and well-being, increased stress, quality time away from family/friends/gym/activities/alone time/relaxing/sleep, etc etc. Sitting in traffic for hours on end every day is a huge quality of life issue for me personally, money aside. If the 30 mile commute was FREE, I would still pay the $200K difference.
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Added on : Monday August 18th 2014 08:00:10 AM
g: 0 Posted By: nonsoccermom
Views: 144 Replies: 0 Just found this while I was doing some back to school shopping for my college freshman. I bought one for myself a year ago when they first came out, and I paid $60! Rakuten has it on sale for $27.99 with free shipping! It's a great keyboard for your iPhone or iPad (I think it works with Android, too). Full size keys, and it folds in half. Love it! It comes in lots of fun colors, too.

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g: 0 Posted By: Kariput
Views: 193 Replies: 0 Just in time for college textbooks. The coupon is valid for one use per account. I set up multiple half.com_accounts and used it several times.

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g: 1 Posted By: Ayla
Views: 45 Replies: 0 CHRISTINE FEEHAN'S Kindle Book: Dark Wolf (Dark Series Book 25) - $5.49 at Amazon


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Print List Price: $7.99

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From Christine Feeham's website:
~~~~~~~~~~~~~~~~~~~~~~~~~~~

WHERE DARK LYCAN ENDED, DARK WOLF BEGINS...

BOOK NUMBER 25 IN CHRISTINE FEEHAN'S ACCLAIMED CARPATHIAN SERIES

#1 New York Times bestselling author Christine Feehan now delivers her most eagerly awaited novel of all -- ten years in the making -- in the "the erotic, gripping series that has defined an entire genre" (J. R. Ward).

In Dark Lycan, Christine Feehan JourneyEd into the heart of the Carpathians, and into the souls of two lifemates stirred by the flush of passion and the threat of annihilation. In Dark Wolf, the breathtaking story continues as the bonds of family are imperiled, and the fate of two lovers lies hidden in the seductive shadows between life and death.

Skyler Daratrazanoff always recognized the miracle that was Dimitri Tirunul, a man beyond any dream that had ever engaged her nights. But she was human. Vulnerable. He was Carpathian. Nearly immortal. She was nineteen. He was an ancient. Yet she held half his soul, the light to his darkness. Without her, he would not survive. Caught between the two warring species, Dimitri has spent centuries hunting the undead to keep his people free, and humans safe. He had survived honorably when others had chosen to give up their souls. But now, marked for extermination by the Lycans, Dimitri found himself alone, and fearing for his life. But salvation was coming

No Lycan would ever suspect someone like Skyler to dare mount a secret rescue operation. A teenage girl. A human of untested abilities. But she had something no one else had. She was predestined for Dimitri -- as he was for her. And there was nothing stronger for Skyler than her desire to see her life-dream come true. Whatever the risk.

g: 0 Posted By: remick
Views: 85 Replies: 0 http://www.amazon.com/dp/B00ANG0GPU/

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Perfect for newbies who need to learn more about how Twitter works, how to tweet, and how to get more followers, How To Tweet, The Basics will answer the most FAQ about Twitter.
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g: -1 Posted By: MrsF
Views: 156 Replies: 2 Unbroken: A World War II Story of Survival, Resilience, and Redemption - [Kindle Edition] -Laura Hillenbrand(Author)

LINKY: Unbroken: A World War II Book


Price is $ $9.12

Regularly $16.00


From Laura Hillenbrand, the bestselling author ofSeabiscuit,comesUnbroken, the inspiring true story of a man who lived through a series of catastrophes almost too incredible to be believed. In evocative, immediate descriptions, Hillenbrand unfurls the story of Louie Zamperini--a juvenile delinquent-turned-Olympic runner-turned-Army hero. During a routine search mission over the Pacific, Louies plane crashed into the ocean, and what happened to him over the next three years of his life is a story that will keep you glued to the pages, eagerly awaiting the next turn in the story and fearing it at the same time. Youll cheer for the man who somehow maintained his selfhood and humanity despite the monumental degradations he suffered, and youll want to share this book with everyone you know.--Juliet Disparte -The Story ofUnbrokenby Laura Hillenbrand -Eight years ago, an old man told me a story that took my breath away. His name was Louie Zamperini, and from the day I first spoke to him, his almost incomprehensibly dramatic life was my obsession.It was a horse--the subject of my first book,Seabiscuit: An American Legend--who led me to Louie. As I researched the Depression-era racehorse, I kept coming across stories about Louie, a 1930s track star who endured an amazing odyssey in World War II. I knew only a little about him then, but I couldnt shake him from my mind. After I finishedSeabiscuit, I tracked Louie down, called him and asked about his life. For the next hour, he had me transfixed.Growing up in California in the 1920s, Louie was a hellraiser, stealing everything edible that he could carry, staging elaborate pranks, getting in fistfights, and bedeviling the local police. But as a teenager, he emerged as one of the greatest runners America had ever seen, competing at the 1936 Berlin Olympics, where he put on a sensational performance, crossed paths with Hitler, and stole a German flag right off the Reich Chancellery. He was preparing for the 1940 Olympics, and closing in on the fabled four-minute mile, when World War II began. Louie joined the Army Air Corps, becoming a bombardier. Stationed on Oahu, he survived harrowing combat, including an epic air battle that ended when his plane crash-landed, some six hundred holes in its fuselage and half the crew seriously wounded.On a May afternoon in 1943, Louie took off on a search mission for a lost plane. Somewhere over the Pacific, the engines on his bomber failed. The plane plummeted into the sea, leaving Louie and two other men stranded on a tiny raft. Drifting for weeks and thousands of miles, they endured starvation and desperate thirst, sharks that leapt aboard the raft, trying to drag them off, a machine-gun attack from a Japanese bomber, and a typhoon with waves some forty feet high. At last, they spotted an island. As they rowed toward it, unbeknownst to them, a Japanese military boat was lurking nearby. Louies journey had only just begun.That first conversation with Louie was a pivot point in my life. Fascinated by his experiences, and the mystery of how a man could overcome so much, I began a seven-year journey through his story. I found it in diaries, letters and unpublished memoirs; in the memories of his family and friends, fellow Olympians, former American airmen and Japanese veterans; in forgotten papers in archives as far-flung as Oslo and Canberra. Along the way, there were staggering surprises, and Louies unlikely, inspiring story came alive for me. It is a tale of daring, defiance, persistence, ingenuity, and the ferocious will of a man who refused to be broken.The culmination of my journey is my new book,Unbroken: A World War II Story of Survival, Resilience, and Redemption. I hope you are as spellbound by Louies life as I am.From Publishers WeeklyStarred Review. From the 1936 Olympics to WWII Japan's most brutal POW camps, Hillenbrand's heart-wrenching new book is thousands of miles and a world away from the racing circuit of her bestselling Seabiscuit. But it's just as much a page-turner, and its hero, Louie Zamperini, is just as loveable: a disciplined champion racer who ran in the Berlin Olympics, he's a wit, a prankster, and a reformed juvenile delinquent who put his thieving skills to good use in the POW camps, In other words, Louie is a total charmer, a lover of life--whose will to live is cruelly tested when he becomes an Army Air Corps bombardier in 1941. The young Italian-American from Torrance, Calif., was expected to be the first to run a four-minute mile. After an astonishing but losing race at the 1936 Olympics, Louie was hoping for gold in the 1940 games. But war ended those dreams forever. In May 1943 his B-24 crashed into the Pacific. After a record-breaking 47 days adrift on a shark-encircled life raft with his pal and pilot, Russell Allen "Phil" Phillips, they were captured by the Japanese. In the "theater of cruelty" that was the Japanese POW camp network, Louie landed in the cruelest theaters of all: Omori and Naoetsu, under the control of Corp. Mutsuhiro Watanabe, a pathologically brutal sadist (called the Bird by camp inmates) who never killed his victims outright--his pleasure came from their slow, unending torment. After one beating, as Watanabe left Louie's cell, Louie saw on his face a "soft languor.... It was an expression of sexual rapture." And Louie, with his defiant and unbreakable spirit, was Watanabe's victim of choice. By war's end, Louie was near death. When Naoetsu was liberated in mid-August 1945, a depleted Louie's only thought was "I'm free! I'm free! I'm free!" But as Hillenbrand shows, Louie was not yet free. Even as, returning stateside, he impulsively married the beautiful Cynthia Applewhite and tried to build a life, Louie remained in the Bird's clutches, haunted in his dreams, drinking to forget, and obsessed with vengeance. In one of several sections where Hillenbrand steps back for a larger view, she writes movingly of the thousands of postwar Pacific PTSD sufferers. With no help for their as yet unrecognized illness, Hillenbrand says, "there was no one right way to peace; each man had to find his own path...." The book's final section is the story of how, with Cynthia's help, Louie found his path. It is impossible to condense the rich, granular detail of Hillenbrand's narrative of the atrocities committed (one man was exhibited naked in a Tokyo zoo for the Japanese to "gawk at his filthy, sore-encrusted body") against American POWs in Japan, and the courage of Louie and his fellow POWs, who made attempts on Watanabe's life, committed sabotage, and risked their own lives to save others. Hillenbrand's triumph is that in telling Louie's story (he's now in his 90s), she tells the stories of thousands whose suffering has been mostly forgotten. She restores to our collective memory this tale of heroism, cruelty, life, death, joy, suffering, remorselessness, and redemption.
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2012 Kia Sedona Van problem
Added on : Sunday August 17th 2014 02:00:05 AM
g: 0 Posted By: jhuflyer
Views: 0 Replies: 0 Timeline:

Nov 2011 (11 miles): Purchased 2012 Kia Sedona brand new
Dec 2011 backup camera inop (550 miles): Required three trips to dealer (initial diagnosis, replace backup camera, replace rearview mirror/LCD assembly)
Sep 2013 backup camera inop (17600 miles): Required two trips to dealer (initial diagnosis,replace rearview mirror/LCD assembly)
Aug 2014 backup camera inop (27000 miles): Required two trips to dealer (initial diagnosis,replace rearview mirror/LCD assembly)
Aug 2014 backup camera inop (27050 miles): So far required one trip to dealer

Backup camera works intermittently. This has required us to "call an audible" typically while running errands and sit at the dealer's repair facility for them to verify we are telling the truth and do a diagnostic themselves. Of course this isn't a typical part kept on site, so this requires a return trip approximately 1 - 2 weeks later (this part and repair requires authorization from the Kia district manager).

My issues are that Kia does not provide a loaner vehicle during this time, it's getting "expensive" taking half-days of vacation off, and the fact that the repair seems to be a short-term fix -- not a long term solution.

Do I/Can I:

1) Suck it up, because I'm cheap and bought a Kia?
2) Complain to random strangers on the internet and then do #1?
3) Escalate the problem to Kia corporate?
4) Use some state law/act as leverage to get a long term fix?
5) Ask/demand some recompense?

Thoughts?

g: 1 Posted By: ctgolfer
Views: 175 Replies: 0 shipping adds $5

23" IPS Widescreen WLED backlit anti-glare 1920 x 1080 16:9 aspect ratio display
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g: 0 Posted By: Deals4mykids
Views: 206 Replies: 0 http://www.meritline.com/lands-end-kids-stripe-print-sleeping-ba...

Originally $40, on clearance sale for $16, half off that with coupon code MLCKMUSTGO50.
From the description:
Land's End Kids Stripe Print Sleeping Bag with St. Bernard Dog Patch 26" x 66"(2613976)
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This sleeping bag is great for camping and other warm-weather outdoor activities. It's made of a soft cotton cover with polyester fill and full length zipper that keeps heat in and insulation in place. It measures 26 inch wide by 66 inch long when it is zipped or 52 inch wide by 66 inch long when unzipped. It is reversible.

Comfortable design keeps heat in and insulation in place.
Easy storage to carry out for outdoor activities
Can be used as a blanket or pillow
Dimensions: 52 inches wide x 66 inches long/ 26 inches wide x 66 inches when it is zipped
100% soft cotton perscale shell and 100% polyester fill
Outer Color: green and blue stripes with embroidered St. Bernard dog patch
Inner Color: white with blue snow flakes print
Full Length Zipper

BTW, it ships from the US - most buyers receive within a week.

Bedding Deals

Meritline.com Coupons
Ralph Lauren Blue Women's Polo Dress $32 @ Ralph Lauren
Added on : Friday August 15th 2014 12:00:03 PM
g: 0 Posted By: ctgolfer
Views: 219 Replies: 0 This preppy polo dress is crafted from stretch Pima cotton mesh and features our signature embroidered pony at the left chest.
Ribbed polo collar. Buttoned half-placket.
Short sleeves with ribbed armbands.
Even vented hem.
Our signature embroidered pony accents the left chest.
Falls 22" from the natural waist. 97% cotton. 3% elastane. Machine washable. Imported.

www.ralphlauren.com/product/index.jsp?productId=34303056
Clothing Deals
g: 0 Posted By: bighitter
Views: 38 Replies: 0 According to this recent article atBloomberg "An employee who completes $1.6 million of loans in a month would earn a base commission of $11,200, up from $10,800

This compensation to residential loan officers for filling out an application and soliciting Realtors to steer their buyers to Wells Fargo for home loans seems excessive to me. I'm not singling out Wells Fargo for criticism -- I would imagine all the banks are offering similar compensation to their residential loan staff.

Based upon this quote from the article about incentives from other Wells Fargo employees, probably not a good idea to rely on any bank employee's recommendation about good loan programs without shopping around independently on your own behalf.
:
"Thats putting more emphasis on loan officers who draw referrals from local real estate agents, home builders and even employees within their organization. The banks plan increases the incentive for referrals from other Wells Fargo employees."
Discussion Deals
g: -1 Posted By: ctgolfer
Views: 135 Replies: 1 2014 Silver American Eagle BU Tube of 20

Featuring a rendition of Adolph A. Weinman's magnificent Walking Liberty design, the American Silver Eagle has continued to lead the way as the Nation's most popular silver bullion coin. Although the first American Silver Eagles were not released until 1986, the Walking Liberty design first appeared in 1916 on the obverse of the Nation's first circulating half-dollar. This magnificent coin, produced annually and backed by the US Mint, is guaranteed to contain one (1) Troy ounce of .999 fine silver.

This listing is for twenty (20) 2014 Silver American Eagles which will be shipped to you in their original mint tube. These coins are all Brilliant Uncirculated (BU), coming directly from unsearched Monster boxes.

www.ebay.com/itm/2014-Silver-American-Eagle-BU-Tube-of-20/121330...
Toys & Hobby Deals

eBay Coupons
Mizuno Women's Volleyball Shoes - $50 + $5 shipping @ Scoredone.com
Added on : Wednesday August 13th 2014 01:00:03 PM
g: 0 Posted By: GKLM0709
Views: 90 Replies: 2 Found this site looking for some volleyball shoes for my wife. Pretty great deal on the mizuno wave lightning RX2's. $50 and an additional 5 for shipping...Not half bad.

The only problem is they only had about 1-2 per size.

http://www.scoredone.com/products/mizuno-wave-lightning-rx-2-wom...

Shoes Deals
g: 0 Posted By: ctgolfer
Views: 175 Replies: 0 3.3 cu. ft. storage capacity
Provides plenty of space to keep snacks and drinks cold.
Mechanical temperature controls
Enable simple operation.
SpaceWise adjustable glass shelf
Along with a removable glass shelf allows you to easily customize interior storage space.
Clear crisper
Helps keep fruits and vegetables fresh and lets you view food items stored inside.
Full-width door rack
As well as 2 half-width door racks provides quick access to your favorite snacks.
6-can rack
Enables you to keep your favorite drinks on hand. Bottle retainer provides space for tall bottles.
Reversible door
Can be fastened on the right or left for optimal placement. Recessed door handle creates a seamless look.
0.3 cu. ft. freezer compartment
Offers space for storing frozen treats.
15W interior lighting
Makes it easy to locate stored food items.
Leveling legs
Help ensure stable placement.

www.bestbuy.com/site/frigidaire-3-3-cu-ft-compact-refrigerator-s...
Appliance Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 148 Replies: 0 Nakamachi has delivered top-quality audio products that incorporate sound, style and substance for more than half a century.

Bluetooth speaker
Light, compact design
Stylish design and colors
Works universally with multiple devices


www.sears.com/nakamichi-naka-bt05-silver-bt/p-05731378000P
Nakamichi Deals

Sears Coupons
Waterpik Aquarius Professional Water Flosser $54.99 @Amazon
Added on : Thursday August 07th 2014 04:00:03 AM
g: 0 Posted By: robootron81911
Views: 187 Replies: 0 Amazon has Waterpik Aquarius Professional Water Flosser $54.99, 4 and half stars rate, historical low price.
Today's hot deals
Health Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 79 Replies: 0 2014 Silver American Eagle BU Tube of 20

Featuring a rendition of Adolph A. Weinman's magnificent Walking Liberty design, the American Silver Eagle has continued to lead the way as the Nation's most popular silver bullion coin. Although the first American Silver Eagles were not released until 1986, the Walking Liberty design first appeared in 1916 on the obverse of the Nation's first circulating half-dollar. This magnificent coin, produced annually and backed by the US Mint, is guaranteed to contain one (1) Troy ounce of .999 fine silver.

This listing is for twenty (20) 2014 Silver American Eagles which will be shipped to you in their original mint tube. These coins are all Brilliant Uncirculated (BU), coming directly from unsearched Monster boxes.

www.ebay.com/itm/2014-Silver-American-Eagle-BU-Tube-of-20/121330...
Toys & Hobby Deals

eBay Coupons
g: 0 Posted By: remick
Views: 276 Replies: 0 http://www.amazon.com/dp/B00B853QCK
4.3 out of 5 stars See all reviews (56 customer reviews)

It's no secret that men and women are different. And it's no secret that they don't always get along because of these differences, even when they love each other. But having a successful marriage is not about finding the perfect person to marry. It's about loving someone in an unselfish, Christlike manner. Whatever we want out of marriage--unconditional love, forgiveness, passion--that is what we have to give to our spouse. Rick Johnson shows couples how to go beyond merely tolerating each other's differences to using those God-given differences to add spice and passion to their relationship.


also free

How to Set Boundaries in Your Marriage Speak Your Mind and Help Your Partner Understand Your Feelings and Enjoy a Healthy Happy Marriage
http://www.amazon.com/dp/B00IBLXN1I
4.7 out of 5 stars See all reviews (13 customer reviews)


Relationship Rescue: Proven Strategies to Rescue Your Relationship For Good
http://www.amazon.com/Relationship-Rescue-Strategies-Happiness-C...
4.7 out of 5 stars (9 customer reviews)
Books Deals

Amazon Coupons
Samsonite Luggage Jacksonville Backpack $31.15 @Amazon
Added on : Wednesday August 06th 2014 05:00:02 AM
g: 0 Posted By: robootron81911
Views: 41 Replies: 0 Amazon has Samsonite Luggage Jacksonville Backpack $31.15, 4 and half stars rate, historical low price
Luggage Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/gp/product/B00JJE9N88/

Real-life home staging isn't completed in half-hour segments with a background crew on hand to paint, to repair, and to move furniture.
Real-life home staging involves a million tiny decisions and a million big decisions.
Real-life home staging is messy, tiring, dirty, and can be chaotic.
At least, it can be--without a plan.

Read more here:
http://31daystoastagedhome.com

In this book, you will learn:
- Why you should NEVER list your home without staging it first
- How to see your home through "buyers' eyes"
- How to avoid common staging mistakes
- How to make a good first impression
- When to hire help and when to do it yourself
- Room-by-room staging must-dos and better-nots
- How to use colors, fabrics, and accessories to impress buyers
- How to get buyers to buy your home, whether they want to or not
- How to prepare your home to wow the market and successfully sell your home in 31 days (or less!)
- What to keep, what to pack
g: 0 Posted By: ultrajokelly
Views: 133 Replies: 0 Sony NEX-5TL/W Compact Interchangeable Lens Digital Camera with 16-50mm Power Zoom Lens (White)Original Price was $699.99 now reduced to $498. FREE Shipping!

Limited stock left:
6 NEWfrom$498.00
7 USED from$429.00
FREE Shipping

DSLR-quality in about half the size and weight
16 MP APS-C sensor with fast 10 fps shooting speed
Fast Hybrid phase-detection AF for DSLR-like focus​​


Check product on AmazonHERE.
Cameras Deals

Amazon Coupons
John F Kennedy Silver Dollar Pocket Watch $49.99 + ship @blair.com
Added on : Monday August 04th 2014 05:00:05 PM
g: 0 Posted By: blackjerry
Views: 254 Replies: 0 http://www.blair.com/p/jewelry/watches/john-f-kennedy-silver-dol...

For the man who has everything. This collectible John F. Kennedy bicentennial silver half dollar pocket watch. The coin is set onto an ornate cover. Just press the crown to open. Quartz movement. 13" chain. Silvertone metal. Comes with Certificate of Authenticity. Express delivery not available. Shipped directly from the manufacturer; please allow additional shipping time.
Watches Deals

Blair Coupons
The North Face RDT 100 Half-Zip Fleece Men's Jacket ($30.73) @ REI
Added on : Monday August 04th 2014 02:00:07 PM
g: 1 Posted By: DizzyT71
Views: 776 Replies: 2 REI.com has The North Face RDT 100 Half-Zip Fleece Men's Jacketon salefor $41.73 - 25% off instant savings after adding to cart = $30.73 with free site-to-store or free shipping on $50+.

Lightweight 100-weight polyester fleece has FlashDry fibers so it dries super fast
Abrasion-resistant paneling at back of neck and left zippered bicep pocket
Half zipper lets you vent
the north face men's RDT 100 Half-Zip Fleece Jacket is great for layering

Clothing Deals

REI Coupons
g: 1 Posted By: DizzyT71
Views: 76 Replies: 0 REI.com has The North Face RDT 100 Full-Zip Fleece Men's Jacketon salefor $41.73 - 25% off instant savings after adding to cart = $30.73 with free site-to-store or free shipping on $50+.
g: 6 Posted By: ctgolfer
Views: 822 Replies: 2 price shows in cart

2 doors and 2 vestibules ensure easy access and gear storage; stay-dry entries ensure water won't drip into the tent when door is opened for ventilation in rainy weather
Configured to maximize the tent's interior space, the hubbed pole system is strong and light, and setup is fast and easy
Vertical end panels keep the tent end from hitting the footbox of sleeping bageven for tall campers
Mesh canopy offers excellent ventilation in warm climates and the dark color is easy to see through with little or no distortion
High-tech ripstop nylon rainfly reduces weight and the silicon and polyurethane coating increases durability and resistance to damaging UV rays
Rainfly rolls back halfway for a great view on starry nights and quickly rolls down if needed; vestibules can be rolled back in either direction for maximum ventilation
Tent also features organization pockets, hang loops, taped seams, reinforced stress points, ultralight stake loops and user-friendly door toggles
Gear Shedvestibule=8px?adds nearly 26 sq. ft. of space with apeak height=8px?of 35 in.
Save weight and create a minimalist shelter by using just the rainfly, footprint (sold separately), poles and stakes
The MSR Hubba Hubba 2 Tent & Gear Shed includes stuff sacks, J-stakes and guyline/tighteners


www.rei.com/product/868771/msr-hubba-hubba-2-tent-gear-shed-2013...
Camping Deals

REI Coupons
Revo Polarized Sunglasses Sale - Starting at $49.99 @ Newegg Flash
Added on : Monday August 04th 2014 07:00:11 AM
g: 0 Posted By: ShoppingChick
Views: 200 Replies: 0 Newegg Flash has Revo Polarized Sunglasses starting at $49.99 with free shipping.

A few notable items:

Revo Chasm 4046 Extreme Sporty Half-Rim Polarized Sunglasses (Black)- $49.99
Revo Crux S 4067 Polarized Half-Rim Athletic Sunglasses (Brown)- $49.99
Revo Cut Bank Sunglasses (Black)- $69.99
Revo Guide Sunglasses (Tortise Bronze) - $69.99

Sunglasses Deals
Contigo Autoseal Grace Water Bottle, 24-Ounce, Smoke $9.89 @Amazon
Added on : Monday August 04th 2014 05:00:06 AM
g: 0 Posted By: robootron81911
Views: 196 Replies: 1 Amazon has Contigo Autoseal Grace Water Bottle, 24-Ounce, Smoke,only $9.89, 4 and half star rate, all time lowest price~
Home & Garden Deals

Amazon Coupons
MSR Hubba Hubba 2 Tent & Gear Shed - 2013 Closeout $186.73 w/FS @ REI
Added on : Monday August 04th 2014 01:00:02 AM
g: 0 Posted By: ctgolfer
Views: 146 Replies: 0 price shows in cart

2 doors and 2 vestibules ensure easy access and gear storage; stay-dry entries ensure water won't drip into the tent when door is opened for ventilation in rainy weather
Configured to maximize the tent's interior space, the hubbed pole system is strong and light, and setup is fast and easy
Vertical end panels keep the tent end from hitting the footbox of sleeping bageven for tall campers
Mesh canopy offers excellent ventilation in warm climates and the dark color is easy to see through with little or no distortion
High-tech ripstop nylon rainfly reduces weight and the silicon and polyurethane coating increases durability and resistance to damaging UV rays
Rainfly rolls back halfway for a great view on starry nights and quickly rolls down if needed; vestibules can be rolled back in either direction for maximum ventilation
Tent also features organization pockets, hang loops, taped seams, reinforced stress points, ultralight stake loops and user-friendly door toggles
Gear Shedvestibule=8px?adds nearly 26 sq. ft. of space with apeak height=8px?of 35 in.
Save weight and create a minimalist shelter by using just the rainfly, footprint (sold separately), poles and stakes
The MSR Hubba Hubba 2 Tent & Gear Shed includes stuff sacks, J-stakes and guyline/tighteners


www.rei.com/product/868771/msr-hubba-hubba-2-tent-gear-shed-2013...
Camping Deals

REI Coupons
g: -3 Posted By: marieangelesf
Views: 167 Replies: 1 Link:http://www.amazon.com/dp/B003L93EDC/ nice set
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: giselmey
Views: 164 Replies: 0 Target has 30 rolls Quilted Northern bathroom tissue for $16.99 w/ BOGO half off (page 29 of weekly circular). 60 rolls are $25.49 that way, a decent price as it is.

Use the $.45 off coupon in the Redplum that came with yourSunday'snewspaper to bring it down to $25.04.

Go to www.smartmusthaves.com and upload a picture of your receipt to receive a $10 prepaid card by mail, reducing net price for 60 rolls to $15.04 or 25 cents per double roll.

If you want to use the additional 5% redcard savings, you may want to try to buy some more stuff to 'hide' the savings. This is a YMMV at your own risk, of course.
Health & Beauty Deals

Target Coupons
g: 0 Posted By: MISTERCHEAP
Views: 88 Replies: 0 http://www.petsmart.com/sale/fish/national-geographic-trade-half...

BDAY8CAT14 is coupon code for $3 off price shown
Pets Deals

PetSmart Coupons
$10 FM Transmitter with SD/USB Reader - amazon
Added on : Friday August 01st 2014 03:00:03 PM
g: 0 Posted By: darrin0
Views: 124 Replies: 0 Link

Eligible for Prime
3 out of 5 stars (12 reviews). Or 3.5 out of 5 stars (200+ reviews) on the same item but with a remote.

Features:
Big cylindrical button design is easy for car operation
360-degrees rotatable design at the upper half part to meet the angle needs
Supports SD /MMC card and USB flash drive player and card reader functions
Unique side button design
Supports external portable devices charging via functional interface
Supports folder playback function
Supports multi-language menu operation, ID3 and LRC lyrics synchronized display
Supports memory function and 6 kinds of EQ mode settings
Supports remote digital song selection and digital frequency selection function
The panel can be multi-angle adjusted
With frequency memory, song memory function
Song name and lyrics display function
3.5 mm audio interface
Supports audio output
Electronics Deals

Amazon Coupons
g: 0 Posted By: a2travelguy
Views: 190 Replies: 0 Was at my local (Ypsilanti, MI) Big Lots yesterday and came across this (I think) unadvertised deal. Making it even better, there were a bunch of Wolfgang Puck and Maxwell House Keurig multi-packs for half-off on the clearance shelf.

New, it sells for about $50 at Amazon and other places. Amazon reviewshave it at 3 1/2 stars with the usual up and down of people either loving it or hating it.

I bought it and used it this morning with one of the Puck pods. And I couldn't have brewed a better cup of coffee. It was really easy to set up too with no mess or overflow (one of the frequent Amazon complaints). Haven't brewed ground coffee with the provided metal filter, but I really like having that as an option.

90-day warranty, if you are curious.

SKU R1019Model 49995Item DescriptionTop of PageEnjoy a hot, fresh, individually brewed cup of coffee whenever you like with this Hamilton Beach Single Serve Coffee Maker. If you've wanted to own a K-Cup pack brewer, but the expense was just too great, take a look at this Hamilton Beach FlexBrew Custom Brewer that is compatible with all K-Cup Packs (not included). You'll love the convenience and customization of this FlexBrew Coffeemaker and the better coffee extraction than the leading competitor. This unit brews into a travel mug or regular coffee cup. As an added convenience, this brewer can also use regular ground coffee or Pods (not included). Brews 10 ounces in less than four minutes, so what are you waiting for? Also makes a great affordable gift.
Hamilton Beach FlexBrew Single-Serve Coffemaker, 49995:

Compatible with all K-Cup Packs (not included)
Can use with regular grounds or Pods (not included)
Better extraction than leading competitor
Brews 10 oz in less than 4 minutes
Brews into a travel mug or a regular coffee cup
Hamilton Beach Single Serve Coffee Maker, 49995



Appliance Deals
BELIEVE the bs that your boss pays half of your SS?
Added on : Wednesday July 30th 2014 02:00:08 PM
g: -7 Posted By: nicj4070
Views: 169 Replies: 5 No, you pay all of it. your boss just helps Big Bro steal it from you, like he does your other taxes. Say you're my boss, you pay me $10 an hour. SS, unmploye, etc, add another $1 per hour. you must be able to turn a profit, after paying the ENTIRE $11 per hour. He doesn't CARE who it goes to, it's still all of it one of his expenses. Say SS magically disappeared, can he STILL charge you that $1 an hour "extra" out of your check? what if his competitor is paying the full $11 an hour to HIS workers, hmm? who will you soon work for? Whom will you be mad at? To whom will you tell everything you know about your old boss? So you see, you ARE paying all of your SS 15%. it's a tax, just like all the rest of it, and if you're less than 50 years old, you'll never see a dime of it, either. The $ bill is going to collapse before you're 70 (which will be YOUR minimum retirement age. The baby boomers are going to collapse SS, and with it, the $. Politicians don't DARE touch current SS policies, so they will just inflate the $ the rest of the way into worthlessness. it's already only worth 1.5c on what USED to be a $ (vs price of gold) A $20 bill, 100 years ago, bought an oz of gold. Now it takes (approx) 65 of those same $20 bills to buy that oz of gold.
Discussion Deals
u truly CAN 'marry money".
Added on : Wednesday July 30th 2014 01:00:09 PM
g: -2 Posted By: nicj4070
Views: 80 Replies: 1 Thousands of 3rd world MD's, engineers, Physicists, etc, will do pretty much anything to become US citizens. Each one of them can get 20k per year of loans, grants and scholarships until they get a bachelor's degree from a US college, and then they get 40 k per year for 2 years, to get a master's degree. Since many of them can earn 200k per year, they could not care less that they end up owing 100k by the time they are Citizens (which takes 5 years, minimum) Of course, you have to know how to protect your stuff by having a Nevada corporation own it, and you have to be careful who you choose, but it can be done, and very little money and no special ability, training or education is required. If you care careful where they go to school, it costs 5k per year up to the bachelor's degree, 10k per year from bachelor's to a master's degree. They can only go half time, cause you'll have them working full time, at some lesser (but still well paid) job. they can't divorce you right at the 5 year mark, either, cause that will get Immigration looking and having them deported anyway, as the marriage being a "sham". So, basically, you can have 25-30k per year, cash, untaxed, per year, for 5-6 years. If you can't figure out a way to retire on that much of a head start, I feel for you.
Discussion Deals
g: 0 Posted By: RhizzleBop
Views: 86 Replies: 3 I've done the reading and research on borrowing from a 401k And how its generally a bad idea.
I get that the opportunity cost of the money not being there is potentially a big hit. I'm torn as to whether double taxation is a myth or not as I'm not sure when you're paying back the loan if it comes out pretax or not.

In my families situation we have paid for our wedding and paid off my wife's student loans and a car and we are now saving rapidly for a home purchase. We need more space and our current house will become a rental. This will happen in about a year.

So as we currently stand I put money in my 401k each month and get the company match. The rest of our income that doesn't go to expenses is being saved (obviously post tax) with the intent to use much of it for a large downpayment on our next home.

The question I had was, when considering the fact that not maxing the 401k pretax is an opportunity I can never get back after 2014 cause I can only out so much a year, would I be better off maxing the 401k and then when we are ready to move on the house, borrow from that so that going forward I can continue to max that in 2015 as well as pay back the loan.

For some perspective my plan is to out down around 45-50k on a home when we are ready to do that.

I would consider borrowing as much as half of that from 401k if I saved less in my bank account and maxed the 401k this year.

If I did that borrow its likely to happen between jan and July of 2015 and if it w ere roughly 20-25k then I would be paying that 401k loan off in 12 to 14 months.

Bascally it comes down to opportunity to max 401k in. 2014 that I can never get back again vs opportunity cost of having money pulled from the 401k for about a year that I will aggressively pay right back in.

Discussion Deals
Romano's Macaroni Grill - Join & Rec a Free Desert On B-Day
Added on : Wednesday July 30th 2014 08:00:16 AM
g: 0 Posted By: CindyLouWho2
Views: 108 Replies: 0 ~~Romano's Macaroni Grill - Join & Rec Free Dessert On B-DayRomano's Macaroni Grill will give you a free dessert on your birthday if you sign up for their newsletter. They'll also give you a free dessert on your half birthday as well as a $5 off coupon when you join.http://macaronigrill.fbmta.com/members/UpdateProfile.aspx?Action...
Surveys & Rewards Deals
Half price Cheescake July 30 31st.
Added on : Wednesday July 30th 2014 06:00:02 AM
g: 0 Posted By: handsoffmhs
Views: 35 Replies: 0 https://saycheesecakecontest.socialtyze.com/?
Restaurants & Entertainment Deals
Federal Direct Graduate PLUS loan vs private loans
Added on : Tuesday July 29th 2014 07:00:08 PM
g: 0 Posted By: garyshultz
Views: 81 Replies: 1 Hey guys,

I am trying to choose between Federal Direct Graduate Plus loans vs Private loans like Discover Student loans.

What are the pros and cons?

I am going to for sure get Federal Direct Unsubsidized Stafford loans which is reasonable but the Federal Direct Graduate Plus Loans are straight up expensive. These origination fees should not exists!
See below:
The Federal Direct Unsubsidized Stafford loan interest rate for loans disbursed between July 1, 2014 and June 30, 2015 is 4.66% fixed for undergraduate students and 6.21% fixed for graduate students. Interest does accrue on the loan while you are enrolled. The Dept of Ed will deduct a 1.072% origination fee from the loan disbursements. You must be enrolled at least half-time status to receive your disbursements. Repayment begins six months after you are no longer enrolled at least half-time status.
$20,500.00 DGP The Federal Direct Graduate PLUS loan is a credit-based loan. By accepting the loan I consent to the Dept of Ed and its agents obtaining a report of my credit record and using that information in determining whether to make a Direct PLUS loan to me. The interest rate for loans disbursed between July 1, 2014 and June 30, 2015 is 7.21% fixed. The Dept of Ed will deduct a 4.288% origination fee from the loan disbursements. You must be enrolled at least half-time status to receive your disbursements. Repayment begins six months after you drop below half-time status.
Now im also considering a private loan like Discover Student loans that dont have origination fees. However if in the future, if the government decides to bail us out or if i work for the government with a student loan assistance program, would my discover student loan fall under these rules?

Thanks.

Discussion Deals
LG 25UM64-S LCD Monitor for $206.99 after coupon at newegg.com
Added on : Tuesday July 29th 2014 11:00:05 AM
g: 1 Posted By: gcri
Views: 796 Replies: 1 Newegg has the LG 25UM64-S for $229.99 - 10% coupon code (MONITORS) so $206.99 after coupon and free shipping (no tax for most states).

Monitor specs:
Resolution 2560x1080
Aspect Ratio 21:9
1x Display Port, 2x HDMI Port, 1x DVI Port
IPS Panel
1 year warranty

I know this is not as good as the 34UM95 as far as resolution goes and 1080 vertical resolution is not the most ideal height for a monitor this wide, however I plan on getting two of them to replace my old 1680x1050 resolution monitors so the additional horizontal resolution (at less than half the price of the 34um95) works for me. It also still has the flexibility of two monitors so I can plug other devices in when I don't need dual screens on one desktop.

http://www.newegg.com/Product/Product.aspx?Item=N82E16824005626
Monitors Deals

Newegg Coupons
LG 25UM64-S for $206.99 after coupon at newegg.com
Added on : Tuesday July 29th 2014 04:00:05 AM
g: 1 Posted By: gcri
Views: 286 Replies: 0 Newegg has the LG 25UM64-S for $229.99 - 10% coupon code (MONITORS) so $206.99 after coupon and free shipping (no tax for most states).

Monitor specs:
Resolution 2560x1080
Aspect Ratio 21:9
1x Display Port, 2x HDMI Port, 1x DVI Port
IPS Panel
1 year warranty

I know this is not as good as the 34UM95 as far as resolution goes and 1080 vertical resolution is not the most ideal height for a monitor this wide, however I plan on getting two of them to replace my old 1680x1050 resolution monitors so the additional horizontal resolution (at less than half the price of the 34um95) works for me. It also still has the flexibility of two monitors so I can plug other devices in when I don't need dual screens on one desktop.

http://www.newegg.com/Product/Product.aspx?Item=N82E16824005626
Monitors Deals

Newegg Coupons
g: 0 Posted By: lovelybones
Views: 71 Replies: 0 Rakuten - http://www.rakuten.com/prod/263834426.html

eBay - http://www.ebay.com/itm/360996533860
Sold by - BUY

Features:
Flexible connectivity - Provides built-in 802.11b/g/n to share with others on your wireless network, or connect locally to a single user via its USB interface
Print customized labels using fonts and graphics from your PC or Mac
High print resolution supports crisp graphic, barcode , and logo printing
Super-fast print speeds and automatic half or full cutting support efficient multi-label printing
NFC connectivity lets you touch to connect to establish contact with most NFC-capable mobile devices*
Print labels from your mobile device using Brother iprint&Label app download
Powered by included AC power adapter. Optional rechargeable Li-ion battery available for completely mobile printing
Vast assortment of templates can be downloaded from the Brother Cloud to help save time in creating labels
Easy to integrate and manage on a network using Brothers network management tools and free software development kits. SDKs are available for Windows, iOS and Android systems
Includes 0.94 (24mm) TZe starter tape (4m), AC adapter and USB cable
*Requires installation of full version of P-touch Editor software. Windows/Mac software and drivers available as a free download.
**See www.brother-usa.com/nfcfor a list of compatible mobile devices.
***Requires connection to a wireless network. Brother iprint&Label free app download for wireless printing from your Apple or Android mobile device.
****Internet connection required
g: 0 Posted By: Advertisement
Views: 145 Replies: 0 Clarks Whelkie Beach Sandals - Flip-Flops (For Men) $26.96 + $7.95 S/H


An upgrade to a classic summer fave, Clarks' Whelkie Beach flip-flop sandals offer a supportive, sturdy design with a cushy foam footbed and thick straps that feature padded lining.
Long-lasting synthetic upper with lightly padding lining
Cushy, super-supportive foam footbed with soft, brushed finish
Substantial midsole lends extra support and sure-footedness
Low-profile outsole
Made in China
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Shoes Deals

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g: 3 Posted By: Revenant
Views: 270 Replies: 0 Intel NUC Kit w/ 4th Gen Core i3-4010U (D34010WYK1)- $254.99 - $38.25 coupon code "SW728NE15" = $216.74 with free shipping.

LINK

Intel Core i3 4010U
Intel HD Graphics 4400
1x Mini PCIe (Full-Length)
1x Mini PCIe (Half-Length)


Inputs

4x Front USB 3.0 Ports
2x Rear USB 3.0 Ports
1x Mini HDMI v1.4a
1x Mini DisplayPort

Computers Deals

Newegg Coupons
g: 0 Posted By: tedhawkins
Views: 102 Replies: 0 Moosejaw 3X rewards is back - GET 30% BACK in Reward Points with code 3XREWARD

http://www.moosejaw.com

A maximum of 50,000 bonus promo points can be earned on the 3XREWARD promotion code. Moosejaw Points are cut in half for sale items. So, if you get something on sale you'll actually get 15% back in points instead of 30% back. Promo Points cannot be earned on Gift Cards, Patagonia, Western Mountaineering, Montbell and Marmot. This promotional code can only be used once and is good through August 10, 2014. Your reward points won't show up in your account until after your order is shipped. See site for all program details.
Services Deals

Moosejaw Coupons
Bankruptcy paperwork done but actively dying within few days
Added on : Monday July 28th 2014 06:00:11 AM
g: 0 Posted By: DEAL007
Views: 138 Replies: 9 A friend of mine's dad is actively dying (last few days) and while he was ok, he was working with his attorney to file his bankruptcy paperwork but now he is not in a rational state to even sign a POA.. what are his options. can his wife or son wife file on his behalf..

another question is , should he even go thru the bankruptcy procedure and pay the attorney fees etc.. this is all credit card debts.. or should the family just send in death certificate and have them discharge the debt.. what do you guys think?
Personal Finance Deals
g: 2 Posted By: jskins
Views: 230 Replies: 0 Bose AE2w Bluetooth Headphones (Black) - $199.00 with free shipping at Half Off Depot.

Comes with a USB charging cable, and a drawstring carry bag
Wireless
Specially designed for the Apple iPad
Around-ear design
Bluetooth technology
Allows you to connect to 2 Bluetooth devices simultaneously
Bluetooth control module controls certain iPad functions, Bluetooth connectivity and more
LED and audio indicators
Rechargeable lithium-ion battery
Audio cable
Earcups fold flat for storage
Soft carry bag


The next lowest price for this item from a rated merchant on Google Shopping is $233.97.

This item is currently selling on Amazon for $249.95 with 4.2/5 stars based on 266 customer reviews.
Headphones & Speakers Deals
Pur Gum- 8 Bags of 60ct for $20, Many Flavors @ GrouponGoods
Added on : Thursday July 24th 2014 11:00:05 AM
g: 0 Posted By: nyseGUY
Views: 199 Replies: 1 GGroupon is selling eight bags of Pur gumfor $20 in six different flavors, free shipping over $24.99. AAmaazon has this as an add on for $4 so this is almost half off.
I bought two bags so shipping was free and that is almost enough to have three pieces a day and last a year.

Free of aspartame
Sweetened with xylitol
Gluten-free
Non-GMO
Vegan and nut-free
8-pack of 2.82oz. pouches

This is the only clean gum out there that has a measurable amount of xylitol to be effective, 1 gram per piece versus Trident which has .15 of a gram. Beware, for some people xylitol may cause stomach issues if you're sensitive.
Grocery Deals

Groupon Coupons
g: 0 Posted By: ShoppingChick
Views: 143 Replies: 0 WalMart has theLifetime 4-ft. Adjustable 4428 Height Folding Utility Tableon sale for $37.82 (compared at $49.90) with free shipping. Rated 4.5/5 stars from 233 customer reviews.

Powder-coated steel and high-density polyethylene (hdpe) plastic
48-inch x 24-inch molded tabletop
Folds in half for storage and transport
Three Adjustable Height Settings; (22-Inch, 29-Inch and 36-Inch)
Convenient carry handle

Also available at Amazonfor 37.82 with free shipping.
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 133 Replies: 1 3,500 Watt

7 HP, 4 Stroke OHV single cylinder engine with forced air cooling system
3500 surge watts, 3000 running watts
4-gallon fuel tank, run time equal to 11 hours at half load
Two 120 Volt receptacles and One 240/120 V NEMA L14-30 receptacle
Low-Oil automatic shutdown
Circuit breaker for overload protection
Wheel kit, spark plug wrench, and NEMA L14-30 plug included
2 year limited warranty
Meets EPA Emission Standards
Engine oil not included
Home Depot Protection Plan:

www.homedepot.com/p/WEN-3-500-Watt-Gasoline-Powered-Portable-Gen...



7,000 Watt

Electronic push button start
13 HP, 4 stroke OHV single cylinder engine with forced air cooling system
7000 surge watts, 5500 running watts
6.5-gallon fuel tank, run time equal to 11 hours at half load
Four 120 volt receptacles and one 240/120 volt NEMA L14-30 receptacle
Low-oil automatic shutdown
Circuit breaker for overload protection
Spark arrestor
Digital hour meter
Wheel kit, spark plug wrench, NEMA L14-30 plug, and flathead screwdriver included
2 year limited warranty
Meets EPA emission standards
Engine oil not included

www.homedepot.com/p/WEN-7-000-Watt-Gasoline-Powered-Generator-wi...
Tools Deals

Home Depot Coupons
g: 2 Posted By: DaysFan
Views: 349 Replies: 1 http://www.macys.comlinked

Polo Ralph Lauren
French-Rib Half-Zip Mock Neck Pullover
Web ID: 961526Overall:4.8/ 5Rating breakdown 15 reviews5 Stars124 Stars33 Stars02 Stars01 Star014 of 14100%of reviewers recommend this product.15 reviews

Orig. $98.00Now $21.99You just saved $76.01Product Q&ABe the first to ask a question.
Orig. $98.00
Was $29.99
Now $21.99 Sale ends 7/22/14
Color painter's Blue

XXL

XXLin stockPick Up In-StoreThis mock neck pullover is crafted from ultra-soft French-rib cotton and features faux-suede trim at the placket.

Cotton
Machine wash
Imported
Polo Ralph Lauren
men's sweater
Mock neck collar
Half-zip front with a fake suede pull tab and trim
Long sleeves with sewn cuffs
Ralph Lauren
's signature embroidered pony accents the left chest
Even vented hemPolo Ralph Lauren
Half-Zip Mock Neck French-Rib Pullover
Web ID: 1218943
Overall:5/ 5Rating breakdown 2 reviews5 Stars24 Stars03 Stars02 Stars01 Star01 of 1100%of reviewers recommend this product.2 reviewsWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.
Orig. $98.00
Was $49.99
Now $36.99 Sale ends 7/22/14
Polo Ralph Lauren
Sweater, V-Neck Pima Cotton Sweater
Web ID: 1010252Overall:5/ 5Rating breakdown 2 reviews5 Stars24 Stars03 Stars02 Stars01 Star02 reviewsWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.
Orig. $98.00
Was $29.99
Now $21.99 Sale ends 7/22/14

Tommy Hilfiger Adler Shawl Collar Sweater
Web ID: 1039335Overall:4/ 5Rating breakdown 1 review5 Stars04 Stars13 Stars02 Stars01 Star01 reviewWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.
Orig. $79.50
Was $34.99
Now $25.99 Sale ends 7/22/14Pricing Policy

EXTRA 20% OFF ENDS TODAY! Enjoy 20% off select merchandise! CODE: SUPER



Ralph Lauren Deals
g: 0 Posted By: DaysFan
Views: 120 Replies: 0 Polo Ralph Lauren
French-Rib Half-Zip Mock Neck PulloverWeb ID: 961526Overall:4.8/ 5Rating breakdown 15 reviews5 Stars124 Stars33 Stars02 Stars01 Star014 of 14100%of reviewers recommend this product.15 reviewsOrig. $98.00Now $21.99You just saved $76.01Product Q&ABe the first to ask a question.Orig. $98.00
Was $29.99
Now $21.99 Sale ends 7/22/14Pricing PolicyQty:123456789101112Colorainter's Blue



falseSize:XXL

XXL

XXLin stockPick Up In-StoreThis mock neck pullover is crafted from ultra-soft French-rib cotton and features faux-suede trim at the placket.

Cotton
Machine wash
Imported
Polo Ralph Lauren
men's sweater
Mock neck collar
Half-zip front with a fake suede pull tab and trim
Long sleeves with sewn cuffs
Ralph Lauren
's signature embroidered pony accents the left chest
Even vented hemPolo Ralph Lauren
Half-Zip Mock Neck French-Rib PulloverWeb ID: 1218943Overall:5/ 5Rating breakdown 2 reviews5 Stars24 Stars03 Stars02 Stars01 Star01 of 1100%of reviewers recommend this product.2 reviewsWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.Orig. $98.00
Was $49.99
Now $36.99 Sale ends 7/22/14
Polo Ralph Lauren
Sweater, V-Neck Pima Cotton SweaterWeb ID: 1010252Overall:5/ 5Rating breakdown 2 reviews5 Stars24 Stars03 Stars02 Stars01 Star02 reviewsWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.Orig. $98.00
Was $29.99
Now $21.99 Sale ends 7/22/14

Tommy Hilfiger Adler Shawl Collar SweaterWeb ID: 1039335Overall:4/ 5Rating breakdown 1 review5 Stars04 Stars13 Stars02 Stars01 Star01 reviewWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.Orig. $79.50
Was $34.99
Now $25.99 Sale ends 7/22/14Pricing PolicyEXTRA 20% OFF ENDS TODAY! Enjoy 20% off select merchandise! CODE: SUPER



Ralph Lauren Deals
Rwanda Jewelry Box, Ivy Reg. $60.00 Sale $49.99
Added on : Sunday July 20th 2014 07:00:03 PM
g: 0 Posted By: DaysFan
Views: 81 Replies: 0 EXTRA 15% OFF ENDS TODAY!Enjoy 15% off select merchandise! CODE: SUPER


linkedRwanda Jewelry Box, IvyWeb ID: 1036926Be the first towrite a review.Product Q&ABe the first to ask a question.Reg. $60.00 Sale $49.99 Sale ends 7/20/14Give your jewelry, keepsakes and other accessories a distinguished home with the Ivy jewelry box. Hand-woven in Rwanda by skilled artisans and sold through a partnership with Full Circle Exchange, it's both an engaging home accent and a great way to support talented artists through fair trade.

A fair trade collection in partnership with Full Circle Exchange
Naturally dyed sisal coil sewn over bundled sweetgrass
Hand-woven in Rwanda
Dimensions: 9" x 12" x 4"
Artisans receive half the wholesale price for each item sold
Because each bowl is a unique work of art, variations in size and color will occur
Includes a numbered Certificate of Authenticity



Jewelry Deals

Macy's Coupons
g: 1 Posted By: MIGHTYMACHONE
Views: 68 Replies: 0 ladies great deal on swimsuits half off.... beat the heat....Croft& Barrow Tummy Slimmer Tiered One-Piece Swimsuit - Women'sonly 43.00 regular 86.00 at Kohls

http://www.kohls.com/product/prd-1552229/croft-barrow-tummy-slim...
Clothing Deals

Kohl's Coupons
g: 0 Posted By: remick
Views: 56 Replies: 0 http://www.amazon.com/dp/B0084JDD44/

Here are the chapters in Volume I. They'll give an idea of how far this segment will take you:

Introduction
Chapter One - The Basics
Chapter Two - Game Selection (Rule/Number of Decks/Penetration)
Chapter Three - Basic Strategy
Chapter Four - The Running Count
Chapter Five - True Count Conversion
Chapter Six - Betting Basics
Chapter Seven - Advanced Strategy

Hype...

The radically new information is in Volume II and III, but there's new stuff mixed into "the fundamentals" that I've never seen in print.

The riddle of five and six...
What they didn't tell us about penetration...
How to calculate blackjack frequency...
How to convert the true count to the quarter deck in two deck...
How to convert when a fourth or half deck is burned off the top...
Another look at those "other players"...
Advantage doubles as distance is halved...
Standard deviation simplified...
How long we can be behind...
Depth charging taken a few steps further...
g: 0 Posted By: st4rdust
Views: 508 Replies: 0 Greenmangaming.com is offering some PC Digital Download bundles for discounted prices. Games activate via Steam, downloadable for free here.


Left 4 Dead Bundle(PC) - $7.49 - coupon code "P36EYA-K5JYKT-ABO7X9" =$6.00

Left 4 Dead
Left 4 Dead 2


Half Life Complete Edition(PC) - $9.99 - coupon code "P36EYA-K5JYKT-ABO7X9" =$8.00

Team Fortress Classic
Half-Life: Opposing Force
Half-Life
Half-Life: Blue Shift
Half-Life 2
Half-Life: Source
Half-Life 2: Deathmatch
Half-Life 2: Lost Coast
Half-Life 2: Episode One
Half-Life 2: Episode Two

Video Games Deals
g: 0 Posted By: st4rdust
Views: 111 Replies: 0 Greenmangaming.com is offering some PC Digital Download bundles for discounted prices. Games activate via Steam, downloadable for free here.


Left 4 Dead Bundle(PC) - $7.49 - coupon code "P36EYA-K5JYKT-ABO7X9" =$6.00

Left 4 Dead
Left 4 Dead 2


Half Life Complete Edition(PC) - $9.99 - coupon code "P36EYA-K5JYKT-ABO7X9" =$8.00

Team Fortress Classic
Half-Life: Opposing Force
Half-Life
Half-Life: Blue Shift
Half-Life 2
Half-Life: Source
Half-Life 2: Deathmatch
Half-Life 2: Lost Coast
Half-Life 2: Episode One
Half-Life 2: Episode Two

Video Games Deals
1/4", 3/8", 1/2" Torque Wrench $11.99 with coupon @ HFT
Added on : Friday July 18th 2014 05:00:02 AM
g: 0 Posted By: logster
Views: 43 Replies: 0 Can't go wrong for $11.99 with coupon 29881389

http://www.harborfreight.com/1-2-half-inch-drive-click-type-torq...
http://www.harborfreight.com/3-8-eighth-inch-drive-click-type-to...
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You don't need to print the coupon if you pick it up in store - just tell them the coupon number verbally and they will give you the discount. Sale is all month long and they had tons in stock at the store I went to today so no rush.
How to Negotiate Salary in Contract Position
Added on : Thursday July 17th 2014 08:00:06 AM
g: 0 Posted By: BigManonCampus
Views: 112 Replies: 6 In my current situation, I'm interviewing for a job which I'm very well qualified for with a combination of practical experience in pricing and analytics with a very solid educational background and references to back me up. I applied to a rather generic position through Careerbuilder to a staffing company who has now set me up in some interviews. This is with a very large company (you have heard of their products, likely you've consumed them as well) and is doing very well financially.

I arrived at the interview and everything went great, but then they got into the details and I found out that this was a "permanent contractor position". Basically, they didn't have any money in the payroll budget but had some in the "professional services" budget, so they have to hire this as a contractor and not as a direct employee. That's concern number one because this staffing company offers no benefits. Secondarily, the money that they are talking is barely $50,000 which is a living wage in my area, but not where I want to be. The good news is the company is very excited about me as a candidate and is flying somebody from the corporate office to interview me ASAP and they think I'm a great fit (though I'm sure they say that to all the girls).

Where things get complicated is that the job is very cool. The job description is very interesting, I will be given a lot of leeway and will be regularly interfacing with a very powerful client. I like everything about the job, I have a passion for the industry and as a bonus, the office is a mile and a half from my apartment. My problem is simply that I don't know if I'm willing to take a huge pay cut from the other irons I have in the fire who are offering the salary I want. My secondary concern is that when I asked about whether or not this position could be considered a temp to hire opportunity, the interviewer offered that if I was successful, she would help me find other full time jobs at the company but didn't offer that there was a path to becoming a full time employee.

At this point, I have an interview with a director who is being flown in from the corporate office next week. My plan is to demonstrate how she can't afford not to hire me, and then lay things straight out that I need either a lot more money or a permanent position (or both). While I think I would love the work and the company, I don't know if I can take this type of pay cut.

I'm not interested in cutting the staffing company out of the picture, I want them to be paid their commission for getting me in the door, but I'm just not interested in making new college grad wages when I have several years of experience and an advanced degree. Has anybody ever successfully turned a contract position into a permanent one?

tl;dr: Have a potential contract gig with crappy money, I love the company, the company is very excited about me. How do I turn this contract gig into a permanent one with better money?
Personal Finance Deals
Save a $1 on Milk WYB Any 2 Kellogg's Cereals - 2 Prints
Added on : Wednesday July 16th 2014 03:00:10 PM
g: 0 Posted By: SweetClover
Views: 150 Replies: 0 Sent by email to KFC members, coupon through Bricks. Combine with sale items to save more. I bought two boxes of cereal for $1.99 each (Normally $4.99), and a gallon of milk on sale for $3.29 (Normally $3.79 to $3.99) at SuperFresh (similar deal might be available at A&P, Pathmark). Saved $7.50 on 2 boxes cereal and a gallon of milk, paid $7.27, saving more than half. Coupon available for only a short time, so print ASAP.

Direct link to print at Bricks Any size, brand, type/flavor of milk, and 2 boxes of Kellogg's cereal.
Beverage Deals
g: 0 Posted By: ctgolfer
Views: 71 Replies: 0 HEAD Mens pullover hoodie
100% polyester brush back fleece
245 GSM
Satin Lined hoodie
Color: dazzling blue, navy blue, or black
Sizes: small, medium, large, XL, or XXL
Brand: HEAD
Model: HM313606
Condition: New
Warranty: 30 Day
Packaging: Retail
Expected to ship within 1-3 Business Days

http://1sale.com/fashion/men-s-apparel-accessories/mens-12-12-pu...
Clothing Deals

1Sale.com Coupons
9 Free Digital Valiant Comics from Comixology
Added on : Tuesday July 15th 2014 07:00:05 AM
g: 0 Posted By: remick
Views: 18 Replies: 0 http://comicbook.com/blog/2014/07/14/valiant-makes-their-1-issue...

In celebration of The Valiant, Valiant's upcoming, prestige format mini-series from superstar creators Jeff Lemire, Matt Kindt, and Paolo Rivera, the publisher announced today that they are making nine of its biggest #1 issues available as FREE downloads on comiXology for the month of July.

From now through July 31st, jump on board each of Valiant's ongoing series with an all-access pass to some of the publisher's most acclaimed #1 debuts, from Archer & Armstrong to X-O Manowar.

Here are the links and descriptions, as provided by Valiant:

ARCHER & ARMSTRONG #1 by Fred Van Lente & Clayton Henry

It's history in the breaking! Eighteen-year-old adventurer Obadiah Archer and the immortal miscreant currently called Armstrong will have to work together if modern civilization is to stand any chance of surviving a centuries-old conspiracy that stretches from the catacombs beneath Wall Street to the heights of the Himalayas!

NOTE: Archer & Armstrong is reportedly being developed as a feature film.

BLOODSHOT #1 by Duane Swierczynski & Manuel Garcia

Heroes aren't bornthey're built. Brought back from the dead and infused with cutting-edge nanotechnology, the walking weapon of mass destruction now known as Bloodshot has escaped his handlers at Project Rising Spirit and vowed to bring war down up his mastersbut first he'll have to figure out where the programming ends and the real "him" begins.

NOTE: Bloodshot is being developed as a feature film, to be directed by X-Men: First Class's Matthew Vaughn.

ETERNAL WARRIOR #1 by Greg Pak & Trevor Hairsine

Soldier. Guardian. Warrior. Legend. Across ten millennia and a thousand battlefields, Gilad Anni-Padda has traversed the darkest, most mysterious corners of history. But the horror and bloodshed of constant warfare has finally taken its toll on the man who vowed to serve the Earth as its Eternal Warriorand soon his oath will bring an ancient war roaring down on modern day.

HARBINGER #1 by Joshua Dysart & Khari Evans

Read minds. Bend steel. Break all the rules. Runaway teenager Peter Stanchek is on a dangerous path. Skipping across the country in a desperate attempt to stay one step ahead of the authorities, Peter is quickly realizing that hes a telekinetically powered harbinger with the potential to reshape the course of human history. His first lesson? All power comes with a price.

QUANTUM AND WOODY #1 by James Asmus & Tom Fowler

KLANG! Once upon a time, Eric and Woody Henderson were inseparable. Adopted brothers. Best friends. Brilliant minds. Years later, they are estranged siblings, petty rivals, and washed-up failures. But when their fathers murder leads them into the throes of a life-altering scientific accident, Eric and Woody will find themselves with a whole new purpose and a perfectly legitimate reason to wear costumes and fight crime.

RAI #1 by Matt Kindt & Clayton Crain

Japan in the 41st century! The year is 4001 A.D. led by the artificial intelligence called Father, the island nation of Japan has expanded out of the Pacific and into geosynchronous orbit with the ravaged Earth below. With billions to feed and protect, it has fallen to one solitary guardian to enforce the law of Fathers empire the mysterious folk hero known as Rai.

SHADOWMAN #1 by Justin Jordan & Patrick Zircher

There are a million dreams in the Big Easy. But now its worst nightmare is about to come true. As the forces of darkness prepare to claim New Orleans as their own, Jack Boniface must accept the legacy he was born to uphold. As Shadowman, Jack is about to become the only thing that stands between his city and an army of unspeakable monstrosities from beyond the night.

Note: Shadowman has a feature film in development written by J.M. Straczynski.

UNITY #1 by Matt Kindt & Doug Braithwaite

The worlds most dangerous man, Toyo Harada, has been struck by the one thing he never thought possible fear. Halfway across the globe, a new power threatens to topple modern civilization and, to preempt the cataclysm that is to come, Harada will unite the most lethal, most volatile, most unforgiving team the world has ever known UNITY. Their mission: defeat the warrior king armed with the universes most powerful weapon. Kill X-O Manowar!

X-O MANOWAR #1 by Robert Venditti & Cary Nord

Born into battle, Aric of Dacia heir to the throne of the Visigoth people has never known peace. After a brutal encounter with a mysterious enemy known as The Vine leaves him a prisoner on an alien world, the only hope Aric has of returning to his family and saving them from slavery is to seize armored suit capable of incalculable destruction and become X-O Manowar!
g: 0 Posted By: Xenocrates
Views: 183 Replies: 0 Country Time Half Lemonade Half Iced Tea(19-Ounce -Pack of 4) - $5.54 Subscribe & SaveFS@ Amazon

Note: May require an extra 1-2 days to process. You may cancel Subscribe & Save anytime after your order ships.

$7.92 - 5% Subscribe & Save - 25% coupon(auto applied) = $5.54



Grocery Deals

Amazon Coupons
Current Financial Situation: Need Advice
Added on : Monday July 14th 2014 11:00:05 PM
g: 0 Posted By: nickygrahn
Views: 38 Replies: 0 Hello fellow forum members. This is my second topic since I've been registered here and the previous input was very helpful for me, so much so that I'm seeking advice again. This may get lengthy but I want to describe to the best of my ability what my current situation is financially. What I'm looking for is some inputs, though I know they'll be varied, on what I should do for future security. So here it is and again, I greatly appreciated the previous input. Your guys' knowledge with money is fantastic and I'm sure you have changed lives.

My Debts:
Home mortgage FHA @ 3.5% which is on the second year and already have paid off 10K in principle out of the 145K loan. This was a 30 year loan and the minimum payments is $1050 a month. This payment includes home insurance, taxes and mortgage insurance
Personal loan, which is used as my business loan, has $11,800 left @ 9%. Used to be about 19k but I sold some useless things and paid it down. Minimum payment is $450 a month.
Auto insurance is $1050 total every 6 months for wife and I.
Other misc. monthly bills which include cell phone, internet, home utilities and food average out to be around $500.


My business nets about $1,500 a month currently but I only need to pay our mortgage and my business loan. However, after doing that I have absolutely nothing left. Obviously, making $1,500 a month is not a lot and that's some of the reason I'm posting (more on this later**). The way I'm looking at things is I'm subtracting my current net of $1500 from the mortgage and personal loan, leaving literally $50 which I'm actually okay with since my wife is making $40k a year and we don't have other debts. The thing is, my money is mine and hers is hers. That's how we've agreed to do things and it actually works very well. I used to make more money when I had a job as well as my business but I left due to my inability to work under a boss.

Being self employed is something I like very much and I refuse to get a job. I've left a half dozen jobs in the past year, not even kidding, one of them being a top 100 company to work for according to Fortune Magazine. So with that said, I have the ability of expanding my current business due to someone retiring. I would need to take out an additional $20,000 for the expanding of my businesses to make another $800 net a month. I talked to a couple of bankers and they said a 5 year loan @ 8% interest would be around $650 a month of I included the current loan I have of $11,800. This would leave me with an extra $600 a month.

Is my vision wrong looking at things this way? Taking out money from a bank without having a savings or any other investments other than some business equipment frightens me. I could grind out what I'm doing currently, but this opportunity doesn't come very often. I know I could force myself to pay a loan faster to avoid paying excess interest since I've done that in the past. Judging from what you see on my post, do you have any feedback? Getting tired so I'll end the post here. Thanks for reading and chiming in!

Insurance Deals
Ninja 3-in-1 Cooking System (Refurbished) $89.99 w/FS @ 1 Sale
Added on : Monday July 14th 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 55 Replies: 0 FEATURES
Searing - Searing meats before cooking adds flavor and appearance. Sear using the built-in stove top before slow cooking for more delicious meals all in one appliance.
Slow Cooking - You can use slow cooking for all types of meals. This method of cooking is perfect for meats that are typically less expensive cuts and take many hours to tenderize. The long and low temperature leaves the meat tender and juicy. For other types of foods, slow cooking allows you to cook hands-free, over a longer period of time.
Steam-Infused Roasting - Steam roasting is best used with beef, pork, fish and poultry. Steam roasting is done by adding liquid to the bottom of the cooking pot and cooking on the oven setting. No need to pre-heat.
Steam-Infused Baking - Steam baking is best used with cakes, cupcakes, loafs, puddings, custards and cheesecakes. Steam baking is done by adding water to the bottom of the COOKING pot and cooking on the OVEN setting. The steam created by the water helps your desserts cook more evenly, retain more moisture and give a better rise.
Steam infused roasting and baking uses bottom heat and side-band heating, combined with super-heated steam, to cook 30% faster**, with less fat. The result is juicier meats!
The Ninja system includes Slow Cook HIGH, LOW and Auto Warm settings. Slow cook HIGH cooks in half the time it takes to cook on slow cook LOW. This flexibility offers two options that work best with your schedule. Use LOW for all-day set it and forget it cooking. Use HIGH for half day or weekend cooking. Once the cooking cycle is complete, the unit will automatically switch to AUTO WARM, which will run for 12 hours.
Bottom & Side Heat and super-heated steam cooks 30% faster, with less fat vs. conventional ovens.
Oven function has digital dial temperature controls from 250-425 degrees with a 6 hour timer
The Stovetop function can be set to Low (simmer), Medium (saut), or High (sear)
Steel nonstick coated lid
Aluminum professional nonstick coated 6 quart pot
Includes chrome-plated steel removable roasting rack and mini-muffin pan
Weight: 12.2 pounds
Brand: Ninja
Model: MC702
Condition: Refurbished
Warranty: 90 Day
Packaging: White Box
Expected to ship within 1-3 Business Days

http://1sale.com/home-family/kitchen-dining/ninja-3in1-cooking/
Ninja Deals

1Sale.com Coupons
Ariat Mens Langford H20 - $49 + shipping
Added on : Saturday July 12th 2014 02:00:04 PM
g: 1 Posted By: isaacpark
Views: 421 Replies: 2 Dover Saddlery has this boots on sale for a while.

http://www.doversaddlery.com/ariat-mens-langfor-h2o/p/Z1-380556A...

It maybe a riding boots or barn boots, but it is just regular boots as well. shipping is about an $11.95, but it is still a good deal compare to other sites.
I think Amazon listed it as around $120, it's still an half price.
Shoes Deals
Ariat Mens Langford H20
Added on : Saturday July 12th 2014 12:00:02 PM
g: 0 Posted By: isaacpark
Views: 138 Replies: 0 Dover Saddlery has this boots on sale for a while.

http://www.doversaddlery.com/ariat-mens-langfor-h2o/p/Z1-380556A...

It maybe a riding boots or barn boots, but it is just regular boots as well. shipping is about an $11.95, but it is still a good deal compare to other site.
I think Amazon listed it as around $120, it's still an half price.
Shoes Deals
g: 0 Posted By: ShoppingChick
Views: 122 Replies: 0 World Music Supply has theCharvel Desolation DC-1 Standard Electric Guitaron sale for $599.99 - $300 with coupon code DCHALF =$299.99 with free shipping.

Neck Shape: Through-Body Fast Neck with Tilt-Back Scarf Joint Head Stock
Number of Frets: 24
Fret Size: Jumbo
Position Inlays: Abalone Keystone Position Inlays
Fretboard Radius: 12 to 16 Compound Radius (304.8 mm to 406.4 mm)
Neck Material: Mahogany
Neck Finish: Oiled
Nut Width: 1.650 (42 mm)
Scale Length: 25.5" (64.8 cm)
Fretboard: Rosewood
Pickup Configuration: H/H
Bridge Pickup: EMG 81 Active Humbucking Pickup (Bridge)
Neck Pickup: EMG 85 Active Humbucking Pickup (Neck)
Pickup Switching: 3-Position Toggle: Position 1. Bridge Pickup, Position 2. Bridge and Neck Pickups, Position 3. Neck Pickup

Music Deals
g: 0 Posted By: SieSilverStars
Views: 304 Replies: 1 Chili's is offering a couple printable coupons:

Link

Free Dessert w/ Purchase of Adult Entree

OR

Free Ribs Upgrade from Half Rack to Full Rack.
Restaurants & Entertainment Deals
g: 0 Posted By: SieSilverStars
Views: 155 Replies: 1 Chili's is offering a couple printable coupons:

Link

Free Dessert w/ Purchase of Adult Entree

OR

Free Ribs Upgrade from Half Rack to Full Rack.
Restaurants & Entertainment Deals
g: 0 Posted By: NonReturnable
Views: 103 Replies: 2 My wife's biological mother lives in Argentina. We live in the US.

My wife last saw her mother when she was 12. She was left with her father.
Same for my wife's half brother, he was left with his father in another state.
Needless to say, she's not the best mother.

My wife grew up with her father and step-mom. Everything worked out.

A few years ago my wife first found her half brother via the internet.
Then, a while after that, her bio-mom got back in touch with her, again via the internet.

A few months ago she called and let my wife know she was having seizures.
Today, we got a phone call in spanish, and after some translation thanks to google, we figured out they were asking her to call her mom. I'm assuming the mom didn't have enough money for an international call.
My wife called, and found out she has brain cancer, and the doctors say she has around 2 months left.

We can not afford to go visit. Even if my wife went alone, the price of a ticket is just out of range to visit someone that...in all honesty wasn't someone my wife was that attached to.
Obviously she's upset, but she agrees its just not feasible to spend $2000 and 48 hours on a plane to do a visit. They'll be doing some video chatting and phone calls (I'll make sure I'll record it for when the kids are older).

I have some financial concerns -
The mom put my wife down as an emergency contact with her medical info. The mother is flat broke. For a time she lived in an orphanage and was given room and board in exchange for working. Now it sounds like she's living with a friend. Has no job, etc.If, for example, my wife wanted her ashes to split with her half brother, how would that be worked out? We're not 100% trusting of her mom, and I'm wary of being scammed by working with a "friend" of the mom or something.

It is my understanding she has dual citizenship with the US (or at least, never renounced her argentine citizenship). She immigrated to the US when she was very young, and was in the US Army and received an honorable discharge. She mentioned there may be life insurance money, or at least money for a burial or cremation through the VA. She is also apparently owed quite a bit of back disability money by the VA. She's asked my wife to help her get that sorted out a number of times, she's tried, we'll get the mom in contact with the right people, then something never happens, wait a few months, rinse, repeat. Should I be contacting a lawyer to figure this out? Is it even worth pursuing? I'm not trying to approach this like I could make some cash, but if there is the possibility that my wife could get something to put towards her education costs (she starts an MBA program next month) that would certainly be beneficial.

Not speaking any spanish (my wife speaks restaurant spanish at best), what is the best route to go to get things like a copy of the death certificate, any personal belongings the mom wants my wife or her brother to have after death, etc. The mom is making sure her friends and the hospital have my wife's information. The language barrier is a problem. This isn't the first time we've gotten a phone call from someone whom only speaks spanish, and had to use google translate and yes/no questions to figure out what was doing on.

Are there any scams I should be aware of that could be going on here (besides the mom making this whole thing up. Which we've discussed, but she's not asked for any money or anything thus far).

Any advice or suggestions anyone has, I'd certainly appreciate.

TL;DR - Wife's broke deadbeat mom is dying of brain cancer in Argentina.. Any advice about how to get burial or ashes worked out, any personal belongings the wife wants shared shipped up here, and any possibility of life / burial insurance worked out.
Personal Finance Deals
Small Pension Buyout
Added on : Tuesday July 08th 2014 08:00:09 AM
g: 0 Posted By: mythosaz
Views: 30 Replies: 0 OK folks, I'd like to borrow upon your wisdom for a moment.

I've looked at a couple of calculators, and they seem to confirm what IthinkI'm seeing, but I'd like a second opinion.

When I left a long-term job last year, I was surprised to find I had earned a small pension. For purposes of this discussion, lets call it $325/mo, eligible in 2035. It has a lump sum option today in the 13-14k range, which seems to jive what what calculators tell me. It has no survivor benefits, so it's good for me alone, from 65 until death. I don't have any unusual medical conditions.

I'm in a position now where I need a new (to me) car, and a used crown vic doesn't quite meet with my needs. I drove my last 20k 2007 vehicle into the ground with almost 200,000 miles on it, and I'm weighing my options.

I try to look at things like this: If I had $13k cash now, would I use it toward/for/as-part-of a new (to me) car, or would I buy a 13k annuity with a 325/mo payout at 65? I know that it's worth much more should I survive to 70, but would I buy said annuity today versus dealing with more pressing issues.

Some minor background, as it might help determine the real value of the pension to me and my family. Because of numerous troubles in the last, well, decade, my wife and I have little cash or retirement savings, but we're both employed in good jobs, and we've got three properties. [A rented condo owned lock stock and barrel, a rented home about half way through the mortgage breaking even, and a primary residence in year 10.] After losing my long-term job, I've been contracting, so it hasn't always been easy to keep cash between gigs.

The wife and I plan to keep using bonuses and excess salary (is there such a thing) to keep paying down the rental house, and then attacking our real mortgage. I know that isn't strictly the best plan, but I enjoy the feel of ownership. Owning a house is more valuable to me than playing a game with mortgage interest or keeping it liquid to invest. This is the primary reason I'm conflicted about a small pension. Iownthat, so to speak.

I don't want to turn this too much into a car discussion. I'd just like to know the pros and cons of what to do with 14k today versus having a $325 pension.
Investing Deals
g: 0 Posted By: st4rdust
Views: 200 Replies: 0 Today only, Best Buy has the Logitech Marathon Wireless Laser Mouse(M705) for$24.99with free in-store pickup.

4.1/5 stars based on 1,157 customer reviews herefrom Amazon, where this is currently $33.89.

According to a Google Products shopping comparison, the next lowest pricefor this online is $39.01 shipped.

Review: 4.5/5 from PC Mag



Compatible with Windows XP, Windows Vista, Windows 7, Mac OS X 10.4 or later
Hyper-fast scrolling lets you fly through long documents and Web pages
The sculpted, right-hand shape guides your hand to a naturally comfortable position
Logitech Marathon Mouse M705 uses less than half the power of comparable wireless mice
The tiny Logitech Unifying receiver stays in your notebook
Battery lasts up to 3 years (runs on 2 AA batteries, included)
3 year limited warranty

Keyboard & Mouse Deals

Best Buy Coupons
Tips and Tricks for Insurance - Inventory Of Assets?
Added on : Sunday July 06th 2014 01:00:06 PM
g: 0 Posted By: robronson
Views: 85 Replies: 1 My neighbor in the apartment across from mine got robbed recently and it made me think about my renter's insurance. I barely have much in the realm of receipts and documentation on my things. If it was me that robbed, I'd be pretty screwed.

I think being robbed is pretty traumatic, and trying to remember everything you had and finding receipts after the fact would only make things worse. What I'd like to do is put together a rock solid inventory with pictures, receipts, etc, store it up on my dropbox, and if I ever get robbed, I go up in the cloud, even off my cell phone, email the PDF of my inventory to the insurance man, and move on with my life.

Maybe, I might even wind up a little better off than before because if I could have back what I paid for all my stuff, I'd probably only re-buy half of it since I buy a lot of clothes and things I don't really use.

Anyone have experience on how insurance claims work for personal possessions? There's a lot of threads on car insurance and home owner insurance with respect to tree branches, but I rarely hear anyone discussing submitting claims for personal possession against homeowner or renter's insurance. I'm under the impression that I'll get either the replacement cost or whatever I paid, whichever is less, which leads me to believe I'll get screwed since, like most FWF I go out of my way to shop for sales and deals. So if I only get back what I paid, it's far below market value for many of my things.

Am I under an obligation to hand over receipts for everything? Maybe if I got something well below market value, and I misplace the receipt, or intentionally don't store it, then I'll get replacement value which is higher?

Does anyone else inventory things like papertowels and toiletpaper and shampoo? On the surface it seems silly, but I ran some quick math in my head and I easily have a few hundred dollars worth of cologne, deodorant, TP, papertowels, toothpaste, toothbrushes, facial cleanser, moisturizer, etc. Also, if I have the inventory up in dropbox, I can refer to it when I'm shopping so if I see a good deal on something like bulk papertowels, I can see how many rolls I'm down to, assuming I keep the inventory up to date every month or so.

I've heard people just videotaping everything in their home but that doesn't quite seem granular enough for me. I've already started a rough inventory and realized I actually have around $12k worth of things in my apartment, so my $10k policy won't cover it and I might need to get higher coverage. So another benefit of doing this in something like a spreadsheet is that you actually see what the value of your items are so you can adjust your insurance accordingly.

Anyone have experiences to share on claims or best practices on inventory?


Discussion Deals
g: 0 Posted By: DaysFan
Views: 202 Replies: 0 VISSANI STAINLESS STEEL 90-CAN BEVERAGE COOLERhttp://akimages.shoplocal.com/dyn_li/400.0.90.0/Retailers/HomeDepot/203428829.jpg WAS $249$198SPECIAL BUY, SAVE $51, EXCLUSIVESKU: 574012 Description: Adjustable glass shelves offer storage versatility and ease of cleaning
HVBC31ST (574012)
linked

http://www.homedepot.com/
Serving your favorite beverages at the ideal temperature is easy with the Vissani 3.1 cu. ft. Beverage Cooler. The cooler's elegant, sturdy glass shelves are adjustable to offer versatile storage options, and the unit can hold up to 90 12 oz cans for your convenience. It is premium inside and out, featuring a stainless steel door and matching handle and Blue LED interior lighting.

Beverage cooler can accommodate up to 90 12 oz cans for all your beverage needs
Adjustable thermostat dial allows you to modify the interior temperature
Two (2) full and one (1) half glass shelves provide storage options for your beverages
The shelves may be arranged on any supporting guide within the cooler as preferred and can be removed to accommodate larger cans or bottles
The temperature range of the beverage cooler is 34F - 59F
Blue LED interior light gives you full view of the contents
Beverage cooler is a compact 3.1 cu. ft. capacity, yet provides that perfect extra cool storage option for beverage cans
Reversible door design for flexible installation options
Premium look featuring stainless steel door and matching stainless steel handle
This item does not qualify for the Major Appliance Delivery and Haul Away or Installation Services


VISSANI STAINLESS STEEL 28-BOTTLE WINE COOLER WAS $249$198SAVE $51, EXCLUSIVE, SPECIAL BUYSKU: 573157
http://akimages.shoplocal.com/dyn_li/400.0.90.0/Retailers/HomeDepot/203428827.jpg Description: Adjustable thermostat for perfectly chilled red or white wines
Interior blue LED for soft, elegant lighting
HVWC28ST (573157)

Serving wine at the right temperature is preferable, but not always convenient until now. Adjust the manual thermostat to perfectly chill red or white wines. The 28 Bottle Vissani wine cooler features an attractive stainless steel door stainless steel handle and removable wood shelves. The interior Blue LED light adds to its premium look and feel.

Chills up to 28 bottle of wine at one time
Keeps contents between 39 degree Fahrenheit - 72 degree Fahrenheit
6 wooden wine shelves are included to store wine bottle
Each shelf holds up to four (4) bottle, and bottom rack also holds up to 4 bottle
Wine shelves can be removed to accommodate larger bottles
Premium look featuring stainless steel door and matching stainless steel handle
Blue LED interior light for a stylish look inside, too,
Reversible door design for flexible installation options
This item does not qualify for the Major Appliance Delivery & Haul Away or Installation Services

Appliance Deals

Home Depot Coupons
g: 1 Posted By: jskins
Views: 290 Replies: 0 Columbia Techsun III Men's Flip Flop Sandals (Sage or Navy)- $12.71 with 25% off coupon code SFB7314 + free shipping at Sierra Trading Post. (Exp 7/6)

Sizes 10-14 - half sizes order down
D-width
Lightweight, durable TechLite midsole
Omni-Grip traction rubber outsole with multidirectional lugs
Textured, anti-slip footbed
Synthetic leather upper


These Sandals are going for $31.99 - 45.98 on eBay.
Shoes Deals

Sierra Trading Post Coupons
g: 0 Posted By: jskins
Views: 88 Replies: 0 Columbia Techsun III Men's Flip Flop Sandals (Sage or Navy) - $13.00 with 25% off coupon code SFB7314 + free shipping at Sierra Trading Post. (Exp 7/6)

Sizes 10-14 - half sizes order down
D-width
Lightweight, durable TechLite midsole
Omni-Grip traction rubber outsole with multidirectional lugs
Textured, anti-slip footbed
Synthetic leather upper


These Sandals are going for $31.99 - 45.98 on eBay.
Shoes Deals

Sierra Trading Post Coupons
g: 0 Posted By: MIGHTYMACHONE
Views: 123 Replies: 0 This is a good deal for ladies for athletic wear..almost half price..athletic top regularly 24.00 only 12.99 at Sears..

Www.Sears.com
TRENDnet 8-Port Gigabit GREENnet Switch - $18.99 w/ FS at Adorama
Added on : Wednesday July 02nd 2014 11:00:05 AM
g: 0 Posted By: Revenant
Views: 142 Replies: 0 TRENDnet 8-Port Gigabit GREENnet Switch - $18.99 w/ FS at Adorama

LINK

GREENnet technology reduces power consumption when Ethernet port is not in use, Connected device is turned off, Connected device is in power-saving mode and Based on Ethernet cable length
8 x Gigabit Mbps Auto-MDIX Gigabit Ethernet ports
Store-and-Forward switching architecture with non-blocking wire-speed performance
IEEE 802.3x Flow Control for full-duplex mode
Back pressure Flow Control for half-duplex mode
8 K absolute MAC address table
256 KBytes RAM data buffering
Operates and maximizes packet filtering and forwarding rate
IEEE 802.3az Energy Efficient Ethernet technology
Jumbo Frame support up to 9216 Bytes
TRENDnet 3 Year Limited Warranty

$1.00 better than previous Hot Deals post.
Networking Deals

Adorama Coupons
Surprising / Interesting Business Deductions
Added on : Tuesday July 01st 2014 05:00:05 PM
g: 2 Posted By: robronson
Views: 195 Replies: 2 Being an independent contractor traveling consultant, I look for ways to max out possible business expenses. I'm not interested in ethics, only what's legal. Nothing is ethical about how taxation works so it's just a matter of following the rules to your most advantage.

As such, I've come up with a handful of neat ideas for business deductions and I'd like to hear from others with interesting ideas:

1) Do your dry cleaning at your customer site, if you travel to a dedicated customer over long periods of time. I used to take my dry cleaning home with me every weekend, and pay extra for my local dry cleaner to expedite overnight service on Friday so it'd be ready for my flight back to the customer on Sunday. Then I learned if I had my dry cleaning done at my customer, it was a business expense, tax deduction, and more importantly, my clothes would be wrinkle-free waiting for me when I flew back. Of course, you should still travel with one pair of business clothes for one day, just in case you can't pick them up first thing Monday morning or in case of a problem. Dry cleaning is NOT a business expense if it's done in your home city, but is when you do it out-of-state at your client site.

2) Switch to a prepaid phone that bills by the minute like a 10 cents per minute plan as your personal phone, and get an unlimited minutes plan for your "business phone". Your business phone will be fully tax deductible, and your personal phone, even though you're not really paying for it if you don't use minutes, is proof to the IRS during an audit that your business phone is strictly business and your personal phone is strictly personal. Much like cars as a business expense, it's better to have a second dedicated to personal use, even if it's a cheap POS beater, so you can deduct 100% of the business car or phone.

3) Do personal errands while traveling for business. Your gas mileage is deductible when driving for business. So why not do your grocery shopping and other errands on the same trip? Then the gas is deductible at 50+ cents per mile, which, if you're driving a fuel efficient vehicle, is double your actual expense. So assuming 50% tax bracket between state, federal, and SE tax, if you're only spending half of the allowable IRS rate on fuel, then the tax break on the trip makes it completely free.

I'm considering buying other things while on business trips such as deodorant and toothpaste. I haven't looked into the rules deeply enough, but I imagine if I buy toothpaste while traveling for work, it may be a business expense. Suppose the airliner lost my luggage and I had to buy more... certainly in that case re-buying hygiene products is a business necessity for me to complete that travel. I wonder what the IRS guidelines are to decide what exactly qualifies.

What tips and tricks for maximizing business deductions have you found?

Discussion Deals
g: 0 Posted By: ShoppingChick
Views: 230 Replies: 0 Sports Authority hasThe North Men's Half Dome Hoodieon sale starting at $24.73 with free shipping.

Available at $24.73 - New Taupe, Biking Red, Burrow Brown, Yellow, or Ivory

The next available price is from 6pmin Nautical Blue/Metallic Silver for $24.99.
Clothing Deals

Sports Authority Coupons
g: 25 Posted By: gd78
Views: 4825 Replies: 36 Ripped from SD:

Bloomingdales has a lot of stuff on sale right now.

If you install the "Honey" extension for chrome, and use it when you get to the checkout page, it will let you stack two coupons in one transaction (only works on items already on sale).
Therefore it is possible to get about58% off your purchase (on top of the sale price!).

I can confirm this works for All-Clad, Staub, and JA Henckels Zwilling. I got about 50% off.

What items work and what doesn't is hit or miss. Not all items in a certain brand work. Also, it seems that all electronics do not work.
Reportedly works on clothes, too (except designer brands like Gucci, etc)
UPDATE: USE CODE "PARTY" TO GET 30% OFF BEFORE USING THE HONEY EXTENSION TO GET ANOTHER 40% OFF = 58% OFF(thanksichibahnslc)
(If "PARTY" doesn't work, skip it and just use the Honey coupons for ~50% off)

Free shipping for Loyalists (which is free to join)
You can use in-store pickup (if available) in case you're worried they'll cancel orders.

Their "sale" price for All-Clad, etc, seems on par with Amazon's regular price. But 50% off that is amazing!

I got a 12" All-Clad frying pan for $54, and a Staub 4 qt braiser for $120.
Bruno Magli "Maioco" Cap Toe Oxfordsfor $134 (half the Nordstrom Anniversary price!)

Works with all the Zwilling knives I tried (e.g. Zwilling Twin Four Star 3" Parer can be had for $20 [reg $50]).

Please post what you find working and not working.

Confirmed working:
All-Clad
Staub
JA Henckels Zwilling
Emile Henry bakeware (some)
Bruno Magli shoes (55% off sale price!)
Brooks Brothers ($35 for a dress shirt)
Lacoste
Cuisinart cookware
Joe's Jeans
7 For All Mankind
Calvin Klein
2xist
Ralph Lauren

kate spade
Madden
Sferra

Reportedly working:
Cole Han
Sperry (some)
Hudson Park sheets
Under Armor

Not working:
Gucci, Burberry, etc.
Thomas Pink
Tumi
Briggs & Riley
(maybe all luggage)
Joseph Joseph
Simplehuman
Ferragamo
K-Pods
Electronics of any kind
Clothing Deals

Bloomingdales Coupons
Mishap during Health Screening-Who is responsible?
Added on : Monday June 30th 2014 12:00:07 AM
g: 0 Posted By: OlDog69
Views: 69 Replies: 1 Working stiff on a weekend, went for a Free blood test clinic held in a shopping establishment. Passed out just after the blood test procedure, whilst sitting in the patients chair in front of the nurse. Later when I came back to my senses, found myself lying down on the concrete floor with my feet elevated on a chair. I was helped up on my feet and made to sit on a chair and then experienced unbearable, throbbing pain, which started in my back and ribs, all around my body under the armpits. After catching my breath for almost half hour, later, with great difficulty, I managed to limp out of the establishment and struggled home.
Presently I'm still at home after over two weeks on sick leave; have used up all my sick days, incurred co-pay expenses for Doc visits, X-rays, prescription drugs, back brace belt, over the counter pain relief gels/balms, etc. Am still in considerable pain, needing constant help to carry on simple daily living activities, having very limited mobility. Am now considering applying for Short Term Disability.
If you were in my shoes facing this horrible, life changing experience, caused by somebody man-handling my limp body from the chair to the floor, causing this severe muscle/nerve bruising to my Long Muscles; luckily no broken ribs! What would you do? What are my best options and who is responsible for all my pain and suffering? Any/all responses and advice will be greatly appreciated.
P.S. First time posting, so don't know much, but hoping I've done this right.
Question Deals
g: 7 Posted By: gd78
Views: 1270 Replies: 10 Ripped from SD:

Bloomingdales has a lot of stuff on sale right now.

If you install the "Honey" extension for chrome, and use it when you get to the checkout page, it will let you stack two coupons in one transaction (only works on items already on sale).
Therefore it is possible to get about50% off your purchase (on top of the sale price!).

I can confirm this works for All-Clad, Staub, and JA Henckels Zwilling. I got about 50% off.

What items work and what doesn't is hit or miss. Not all items in a certain brand work. Also, it seems that all electronics do not work.
Reportedly works on clothes, too (except designer brands like Gucci, etc)

Also, it is important that you don't enter any promo codes and let the Honey extension enter them for you.

Free shipping for Loyalists (which is free to join)
You can use in-store pickup (if available) in case you're worried they'll cancel orders.

Their "sale" price for All-Clad, etc, seems on par with Amazon's regular price. But 50% off that is amazing!

I got a 12" All-Clad frying pan for $54, and a Staub 4 qt braiser for $120.
Bruno Magli "Maioco" Cap Toe Oxfordsfor $134 (half the Nordstrom Anniversary price!)

Works with all the Zwilling knives I tried (e.g. Zwilling Twin Four Star 3" Parer can be had for $20 [reg $50]).

Please post what you find working and not working.

Confirmed working:
All-Clad
Staub
JA Henckels Zwilling
Emile Henry bakeware (some)
Bruno Magli shoes (55% off sale price!)
Brooks Brothers ($35 for a dress shirt)
Lacoste
Cuisinart cookware
Joe's Jeans
7 For All Mankind
Calvin Klein
2xist
Ralph Lauren

kate spade

Reportedly working:
Cole Han
Sperry (some)
Hudson Park sheets
Under Armor

Not working:
Gucci, Burberry, etc.
Thomas Pink
Tumi
Joseph Joseph
Ferragamo
Electronics of any kind
Clothing Deals

Bloomingdales Coupons
Lowes - Hitachi 130 piece drill bit set $24.98
Added on : Sunday June 29th 2014 12:00:03 AM
g: 0 Posted By: BrainySmurf
Views: 93 Replies: 0 Gold Oxide Twist Drill Bit Set

130 piece 1/2" through 3/64

Link

Never heard of "gold oxide," but these are half the price of even Harbor Freight bits.
Tools Deals

Lowe's Coupons
New Arrivals: Marc by Marc Jacobs - Half Pipe Tote
Added on : Saturday June 28th 2014 09:00:11 AM
Signature dust bag included.
New Arrivals: Marc by Marc Jacobs - Half Pipe Crossbody
Added on : Saturday June 28th 2014 09:00:11 AM
Signature dust bag included.
New Arrivals: Marc by Marc Jacobs - Half Pipe Duffle Bag
Added on : Saturday June 28th 2014 09:00:11 AM
Signature dust bag included.
g: 0 Posted By: ctgolfer
Views: 182 Replies: 0 20.1MP Exmor APS-C sensor
DSLR-quality in about half the size and weight
Wi-Fi connectivity to smartphones via NFC
Ultra-fast AF with BIONZ X processing engine
Up to ISO 16000 sensitivity
Easy self-portraits via 180 tilting LCD screen
Full HD 1080/60i/24p video
Built-in pop-up flash
PlayMemories Camera Apps
Up to 4 FPS shooting
E-mount 16-50mm lens included
Includes AC-UB10 AC charger (in-camera charging via USB), SELP1650 lens, Lens cap, Rechargeable battery (NP-FW50), Shoulder strap, Body cap, Micro USB cable
Dimensions: 4.4 x 2.5 x 1.4
Weight: 9.5 ounces (with battery and Memory Stick PRO Duo)
Brand: Sony
Model: A5000
Condition: New
Warranty: 1 Year
Packaging: Retail

http://1sale.com/electronics/cameras-video/sony-alpha-201-mp-cam...
Cameras Deals

1Sale.com Coupons
Ronco Pocket Fisherman Spin Casting Rod Reel - $15.00 @ Walmart
Added on : Friday June 27th 2014 03:00:06 AM
g: 0 Posted By: ShoppingChick
Views: 156 Replies: 0 WalMart has Ronco Pocket Fisherman Spin Casting Rod & Reelon sale for $15.00 with free in-store pickup.

Handheld folding rod and reel, preloaded with fishing line
Includes hook, swivel, practice casting plug, weight and bobber
A complete spincasting outfit
Fits in your glove compartment, on a belt or in your pocket
Handle serves as a mini tackle box
Quiet, smooth-action reel with adjustable star drag
Ronco Pocket Fisherman folds in half for easy storage
Tough, double-ended rod design helps land bigger fish
Ronco Pocket Fisherman has notch to carry on your belt and a wrist strap

Amazon also has it for $15.00 and it is rated 4.3/5 stars from 143 customer reviews.
Sports & Outdoors Deals

Walmart Coupons
Sony SS-F5000 3.25" Floorstanding Speakers @Frys $99 w/FS
Added on : Friday June 27th 2014 03:00:04 AM
g: 0 Posted By: joemah
Views: 108 Replies: 0 Sony SS-F5000 3.25" Floorstanding Speakers @Frys $99 w/FS
Half off their original advertised price.
http://www.frys.com/product/6172819

Headphones & Speakers Deals
g: 0 Posted By: Neidman
Views: 27 Replies: 0 Press release from Public Citizen with details on the decision:
June 26, 2014

Contact: Angela Bradbery (202) 588-7741
Scott Michelman (617) 899-9076

On Wednesday, Judge Dee Benson of U.S. District Court in Utah awarded Public Citizen clients John and Jen Palmer $306,750 ($102,250 in compensatory damages and $204,500 in punitive damages) against the online retailer KlearGear.com. The company had demanded $3,500 from the Palmers for writing a critical online review of the company, then ruined Johns credit when he refused to pay.

As a result of KlearGear.coms actions, the Palmers lost credit opportunities; suffered anxiety, fear and humiliation; and spent weeks without heat in their home for themselves and their 3-year-old son when their furnace broke and they were unable to obtain a loan to replace it.

Public CitizensuedKlearGear.com on the Palmers behalf in December. When KlearGear.com failed to respond, the court granted a default judgment declaring that John did not owe the $3,500 and setting a hearing, held Wednesday, to determine damages. After an hour-long hearing at which both plaintiffs testified, the judge announced the award from the bench.

We are gratified by Judge Bensons ruling, which appropriately compensates the Palmers for their ordeal and punishes KlearGear.com for its abuse of the credit reporting system in retaliation for the Palmers speech. The court sent a strong message that corporate bullying of consumers would not be tolerated. The Palmers are relieved that Johns credit has been restored and they feel vindicated by todays award.

Original archived FW thread:
http://www.fullofdeals.com/forums/finance/1314355/
Credit Deals
Starbucks 50% Tea drinks 6/26 only 2-5 p.m.
Added on : Wednesday June 25th 2014 11:00:02 AM
g: 0 Posted By: caveat
Views: 199 Replies: 0 Par-TEA - Teavana shaken (not stirred) ice teas are half price Thursday only from 2-5 p.m. New Blackberry Mojito Tea Lemonade, among other flavors.
Usual annoying disclaimer: At participating stores. While supplies last. Cannot be combined with any other offers or discounts.
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Starbucks Store Coupons
g: 0 Posted By: st4rdust
Views: 236 Replies: 0 asavings (via eBay) has theRazor A5 Lux Aluminum Kick Folding Scooter(Red or Blue) for$49.99with free shipping.

Recommended for children ages 8 and up
Adjustable handlebar can be set to the right height as your child grows
27-in. wheel base
ABEC-5 bearings
Rear-fender brake
Folds in half easily

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g: 0 Posted By: ctgolfer
Views: 146 Replies: 0 Specifications:
Design
- Color: White

Image sensor
- Effective Pixel: Approx 20.3 Megapixels
- Total Pixel: Approx 21.6 Megapixels
- Image Sensor Type: CMOS

Lens
- Mount: Samsung NX Mount
- Usable Lens: Samsung Lenses for Samsung NX Mount

Shutter Speed
- Modes: Auto : 1/4000sec. ~ 30sec. Manual : 1/4000sec. ~ 30sec. (1/3EV Step) Bulb (Limit time : 4min.)

Exposure
- Compensation: 3 EV (1/3 EV Step)
- ISO Equivalent: Auto, 100~25600 (1 or 1/3EV step) AUTO ISO upper level is selectable. (Up to ISO 3200)
- Metering System: TTL 221(17x13) Block segment Metering : Multi, Center-weighted, Spot Metering range : EV 0-18 (ISO 100 - 30mm,F2)

Focusing
- Modes: Single AF, Continuous AF, MF, Touch AF&Shutter
- Range: Selection : 1point ( Free selection ) Multi : Normal 21points, Closeup 35points Face Detection : Max. 10 faces Object Tracking AF

Shooting
- Drive Modes: Single, Continuous, Burst (5M size only), Self-timer, Bracket (AE/WB/PW)

Display
- Field of View: Approx 100%
- Main LCD Screen: 3.7"
- Resolution: WVGA ( 800X480 ) 1,152k dots

Video
- Edit: Still Image Capture, Time Trimming
- Recording: With Audio or without Audio (user selectable, recording time : 29 minutes 59 seconds)
- Movie Clip: 1920x1080, 1920x810, 1280x720 , 640x480, 320x240 for Sharing (Default: 1920x1080) ( 1920x1080 only with 3D lens)
- Resolution: Quality: High Quality, Normal
- Compatible Video Files: Movie: H.264, Sound: AAC

Flash
- Modes: Smart Flash, Auto, Auto+Red-eye reduction, Fill-in, Fill-in+Red-eye reduction, 1st Curtain, 2nd Curtain, Off
- Sync. Speed: Less than 1/180 sec.
- Accessory: Samsung External Flash available

Image Stabilization
- Optical Image Stabilization: Yes

Smart Settings
- Smart Auto: Beauty Face, Landscape, Macro, Action Freeze, Rich Tone, Panorama, Waterfall, Silhouette, Sunset, Night, Fireworks, Light Trace, Creative Shot, Best Face
- Smart Filter: Vignetting, Minature, Colored Pencil, Watercolor, Wash Drawing, Oil Sketch, Ink Sketch, Acryl, Negative, Selective Color (R/G/B/Y 4 Colors)
- Smart Filter (Movie): Vignetting, Minature, Colored Pencil, Watercolor, Wash Drawing, Oil Sketch, Ink Sketch, Acryl, Negative, Selective Color (R/G/B/Y 4 Colors) (1920x1080, 1920x810, 1280x720, 640x480, 320x240)
- Smart Range: Yes

Picture Effects
- Picture Wizard: Yes
- Photo Style Selector: Yes

i-Function
- i-Zoom: i-Zoom (x1.2, 1.4, 1.7, 2.0)

Self-timer
- Self-timer: 2 - 30 sec (1 sec Step)

Dust Reduction
- Dust Reduction: Yes

White Balance
- Modes Auto, Daylight, Cloudy, Fluorescent (W, N, D), Tungsten, Flash, Custom, K(Manual)

Storage
- File Format: RAW (SRW ver2.0.0), JPEG (EXIF 2.21), MPO(3D), MP4(Movie), DCF, DPOF 1.1
- Image Size: 20.0M : RAW 39 20.0M (3:2) : Super Fine 130, Fine 163, Normal 217 10.1M (3:2) : Super Fine 277, Fine 356, Normal 505 5.9M (3:2) : Super Fine 471, Fine 570, Normal 727 2.0M (3:2) : Super Fine 1053, Fine 1426, Normal 1941 Burst (5.0M) : Super Fine 430, Fine 514, Normal 638 16.9M (16:9) : Super Fine 153, Fine 190, Normal 251 7.8M (16:9) : Super Fine 346, Fine 417, Normal 568 4.9M (16:9) : Super Fine 512, Fine 670, Normal 896 2.1M (16:9) : Super Fine 1015, Fine 1349, Normal 1700 13.3M (1:1) : Super Fine 217, Fine 227, Normal 284 7.0M (1:1) : Super Fine 336, Fine 465, Normal 592 4.0M (1:1) : Super Fine 559, Fine 752, Normal 1203 1.1M (1:1) : Super Fine 2149, Fine 2471, Normal 2819 Movie : 1920x1080 30p : High Quality 17m 21s, Normal 21m 44s 1920x810 24p : High Quality 21m 11s, Normal 26m 31s 1280x720 60p :High Quality 16m 33s, Normal 20m 42s 1280x720 30p : High Quality 28m 38s, Normal 35m 53s 640x480 30p : High Quality 70m 48s, Normal 88m 58s 320x240 30p : High Quality 213m 41s, Normal 271m 09s ? These figures are measure under the Samsung standard.
- Internal Memory : 2GB
- External Memory (Optional): MicroSD, MicroSDHC, MicroSDXC, UHS-1 MicroSD Support

Still Image
- Picture Effects: Standard, Vivid, Portrait, Landscape, Forest, Retro, Cool, Calm, Classic, Custom (1~3)

Image Playback
- Digital Filter: Miniature / Fish-Eye / De-fog / Halftone Dots / Soft Focus , JPEG (3:2): 6M (3,008 x 2,000) / 2M (1,920 x 1,280) / VGA (640 x 424), JPEG (16:9): 5M (3,008 x 1,688) / 2M (1,920 x 1,080) / VGA (640 x 360) , JPEG (1:1): 4M (2,000 x 2,000) / 1.6M (1,280 x 1,280) / VGA (480 x 480)
- Editing: Back Light Comp. / Face Retouch / Photo Style Selector / Red Eye Fix / Resize / Rotate
- Options: Movie / Single Image / Slide Show / Thumbnails (3 / 9 / 20 Images)

Wireless Connectivity
- WiFi: Yes
- GPS: Geo-Tagging with Option GPS Module (WGS84)

Inputs & Outputs
- HDMI: Yes Micro HDMI
- USB 2.0: Yes
- Video Out: Yes via Micro HDMI with accessory cable.

Dimensions
- Product Size (WxHxD): 4.7" x 2.5" x 1.4"

Weight
- Product without battery and card: 0.5 lb.

Power
- DC power input: DC 5.0V, 1A via Micro USB port
- Power Source: Rechargeable Battery
- Battery: BP1130
- Battery, # of pictures taken: 170 min / 340 shots (CIPA Standard)

System Requirements
- Windows: PC with processor better than Intel Core 2 Duo 2.0 GHz / AMD Phenom 2.4 GHz or higher Minimum 512MB RAM (Over 1GB recommended) Windows XP SP2 / Vista / 7 / 8 250MB of available hard-disk space (Over 1GB recommend) USB 2.0 port CD-ROM drive nVIDIA Geforce 7600GT or later / Ati X1600 series or later 1024 768 pixels, 16-bit color display compatible monitor (1280x1024, 32-bit color display recommended) Microsoft DirectX 9.0c or later
- Macintosh: Mac OS 10.5 or higher (except PowerPC) Minimum 256MB RAM (Over 512MB recommended) Minimum 110MB of available hard-disk space USB 2.0 port CD-ROM drive

Operating Conditions
- Humidity: 5 - 85 %
- Temperature: 0 - 40 degrees C

Software
- Included in Box: Adobe Lightroom, iLauncher

www.ebay.com/itm/Samsung-NX2000-20-3MP-Mirrorless-Smart-Digital-...
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g: 1 Posted By: remick
Views: 221 Replies: 0 http://www.amazon.com/gp/product/B00ATLF84I

Book I of the Big Book On Dissociate Identity Disorder was written for the general reader to educate them on the various types of dissociation in the dissociative contimuum. Book II is the second half of the book and is written for Counselors and Psycholigists in order to train them on the deeper aspects of the disorder. I have gone into details on the inner structuring of the mind and how it develops. Included is a breakdown of the 7 layers of the mind, conditioning and mind control programming.


also free

Hierarchy of Needs Counselling Care & Support
http://www.amazon.com/gp/product/B00FAPKYAQ

Discussing the meaning of Person Centred Philosophy in various settings. An insightful book discussing the Hierarchy of Needs and how these are enhanced by using Rogerian Core Humanistic/ Person centered principles. This examination focuses on the practitioner's values which contribute to a therapeutic growth based environment. The theories of Maslow and Rogers are dominant throughout. This book was created as part of a workshop discussing the attitudes required in delivering a Person Centered service in counselling/psychotherapy and social care, but many people have adapted these principles to teaching and parenting. This book contains some deviations in grammar and maybe little repetitive at times, but the insights contain essential understanding of the process of personal growth in a way that can be easily understood and appreciated. Subjects included are:

Environment, Actualising Tendency and Transcendence.
Conditions of Growth.
Congruence.
Unconditional Positive Regard
Empathy
Hierarchy of Needs
Basic Physiological Needs
Safety Needs
Social Needs
Esteem
Actualisation Needs
Books Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 352 Replies: 0 Weighing less than 36 pounds, equipped with a carrying handle, and stabilized with 4 rubber pads, this generator is built for portability.
Uses oil/gas mix fuel so there's no need for oil changes. The one gallon tank can run for 5 hours at half load.
Quiet exhaust system with spark arrestor is 60dB at 22 feet and is certified for use in any national park or forest
1000-Watts starting power and 900-Watts running power
1-year limited warranty; CARB and EPA compliant

www.sears.com/powerpro-2-stroke-1000-watt-generator/p-0710393600...
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Sears Coupons
g: 0 Posted By: Snowyowl
Views: 65 Replies: 0 Id been looking at this Convection/ Toaster Oven for months now!!!
This Breville Oven is very well built compared to other models, larger cooking area then most tabletop convection/Toaster ovens on the market now and has a digital readout which is harder to find. I almost scooped this up at $249 ( selling for at many online outlets) when I saw it BUT.. WOOT! has it Factory Reconditioned for over $100 less.. $134+ $5 shipping + tax = $155.14 + I added 3 year warranty $19.19= $174.33 FOR JUST THE OVEN YOU SAVE $115.00

Woot!.com Breville BOV800XL

PLUS because its factory reconditioned by the original manufacturer they offer a two year Square Trade Warranty about $22... BUT I CALLED Square Trade directly and had a coupon for 40% off plus they upped me to a 3 year plan for less.. total for 3 years $19.19 which includes drops and spills. (coupons are out there or just tell them you know you had it somewhere and they'll apply)

FROM WOOT!.COM
Attractively housed in reinforced stainless steel, this 1800-watt convection toaster oven features a 4/5-cubic-foot nonstick interior and Element IQ technology, which provides smarter control over the heat
Nine pre-set functions: Toast, Bagel, Bake, Roast, Broil, Pizza, Cookies, Reheat, or Warm
Each function comes with its own pre-programmed temperature and cooking time, eliminating guesswork
Broil function activates just the top heating elements to melt and brown food; its toast function activates the top and bottom heating elements to seal and crisp; and the bake function uses both the top and bottom heating elements, as well as the convection fan, to ensure thorough cooking, inside and out
The time and temperature for the pre-set programs can easily be adjusted to accommodate individual preferences
Push-button and turn-knob control panel, and back-lit LCD screen, makes it effortless to operate the unit and to see the current function, temperature, and adjusts made
LCD screen glows blue while you select your function and glows orange while the toaster is in use
Time dial with auto shut-off and sound alert
Other highlights include fast heat-up times, energy-efficient operation, three rack positions, a wire rack that ejects automatically halfway out of the oven for safe removal of hot items, an embossed and ribbed top surface that can be used as a warming tray, and a front-access removable crumb tray for quick cleanup
Can accommodate 6-slices of toast or a 13" pizza
Includes 12"x12" enamel broil rack, 12"x12" enamel baking pan and a 13" non-stick pizza pan
Shipping Note: Eligible for shipping to all 50 states SO you can ship it to Hawaii or Alaska!Warranty: 90 Days Breville

Appliance Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 77 Replies: 0 Weighing less than 36 pounds, equipped with a carrying handle, and stabilized with 4 rubber pads, this generator is built for portability.
Uses oil/gas mix fuel so there's no need for oil changes. The one gallon tank can run for 5 hours at half load.
Quiet exhaust system with spark arrestor is 60dB at 22 feet and is certified for use in any national park or forest
1000-Watts starting power and 900-Watts running power
1-year limited warranty; CARB and EPA compliant

www.sears.com/powerpro-2-stroke-1000-watt-generator/p-0710393600...
Sports & Outdoors Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 185 Replies: 0 Product Information
The seven-horsepower DuroStar DS4000S generator can be a supplemental source of electricity and comes in handy during power-outages. With an EZ-pull recoil start and a four-gallon tank, this unit can run for a maximum of eight hours at 50% power.

Location and Use
The unit can be transported in a large trunk, flat-bed truck or even an RV. The generator should never be used indoors. Incorrect use of the generator might lead to carbon monoxide poisoning from toxic exhaust fumes. Using a generator outdoors is the recommended option. If it is raining, the generator should be placed under an elevated tarp, or a small overhang. Water damage to any electrical parts of the generator may render it useless. Furthermore, the unit should be at least three feet from a wall or drapery and should be kept away from a. a flammable structure. About the Engine
This DuroStar DS4000S generator has an air-cooled OHV engine with a low-oil shut-off, adding to the durability of this generator. An external warning light will come on when the fuel is running low. After 20 hours of use the generator should have an oil change to ensure the parts do not overheat. Additionally, the oil drain beneath the generator will need to be emptied occasionally so as not to overflow. A full power panel on the DuroStar 7 HP generator that houses the fuel gauge also has a volt meter indicating exactly how much power is being generated. Also, the unit has a circuit breaker, so that if the system is overloaded, it will automatically turn off the affected unit in an effort to prevent damage. A maximum AC output of 4000 watts enables the generator to power several small to medium-sized appliances. A heavy system frame on the DuroStar 7 HP generator has four-point isolated motor mounts for smooth and quiet operation.

Certifications and Utilization
The unit is approved by the EPA, an important feature for modern appliances. To be EPA-certified the manufacturing process and the parts have to be in compliance with current standards and the unit should ventilate properly. Power specifications of this 4000-watt generator include two 120-volt, 20-amp, and 60 Hz NEMA 5-2 0R outlets. Furthermore, one 120-volt, 30-amp, 60 Hz NEMA L5-30 outlet is included on the unit. The plug for this single outlet differs in design for high-powered appliances that can handle a 2880 VA equipment load. Always ensure the unit is not overloaded, and perhaps only at half-capacity. If the electricity requirements are unknown, it is best not to plug the appliance in. Attempting to power an entire home with the generator can lead to an electrical fire.

Overall Use
The powerful 4000-watt generator has a 69 dB muffler system that will reduce overall engine noise significantly. Also, a four-stroke OHV single cylinder engine with a forced air cooling system ensures the unit does not overheat. To prevent potential igniting, the container should be sealed tightly to stop the vapors from entering the air. The unit should be completely turned off before fuel is added to reduce the risk of fire. Also, if the engine is hot, any gasoline that is spilled will potentially ignite. The fuel required by the manufacturer is the only fuel that should be used. The use of a non-preferred fuel could damage the unit or result in injury. Overall, the unit weighs approximately 90 pounds when no fuel is added. This portable generator comes with a tool kit as well as an operating manual. Measuring 20 inches wide by 27 inches long by 22 inches tall, the generator is fairly compact. When the generator is no longer needed, the owner should clean the unit to remove debris. When not in use, the generator should be stored in a well ventilated area to prevent harmful fumes from building up.

Product Identifiers
ModelDS4000S
UPC811640011840
MPNDS4000S

Key Features
Generator TypePortable
Horsepower7 HP
AC Max Output4000 Watt
Run Time8 Hours at 50% Maximum Output

Features
Fuel Tank capacity_Display4 gal.
Cooling systemAir
Volt meterIncluded

Dimensions
Weight94.01 lbs

Miscellaneous
Starter TypeManual


www.ebay.com/itm/DuroStar-DS4000S-Gas-Powered-4000-Watt-Portable...
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g: 3 Posted By: remick
Views: 1234 Replies: 1 http://www.amazon.com/gp/product/B00IFKLW9U/

Tiarra is half Vulcan and half Earth woman. She has special talents that alert her loved ones to her presence. She is trained to do all jobs on a star fleet star-ship. Her first assignment is on board the S.S. Victor which is captained by her Earthling brother. Tiarra falls in love with another half breed and their union starts a star fleet precedent new to the space community.
Tiarra is very much in the Star Trek vein. You may see some similarities but Tiarra is basically a love story between two half Vulcan/half Earth people who experience the Passion Ties of Vulca.
One of them is pledged to someone else but the passion tie between Tiarra and Braack cannot be denied. It could be dangerous to the S. S. Victor itself.
A duel is committed to break the original passion tie pledge, but not without consequences. The fall out from the duel lingers in their life for quite a while.


Seal of the King
http://www.amazon.com/gp/product/B00E52VRBA

The battle between dark and light rages and the world is on the CUSP of a tipping point. Will an age of darkness befall mankind or will the light prevail?
David and Aurora have seen visions of each other their entire lives but never met, until now. Aurora a fearsome warrior and David a simple farmer are thrust into the heart of the battle. An ancient prophecy foretells of their final showdown with the Dark One. Will their faith be strong enough for them to prevail?
Join them as they embark on their journey to the lair of the beast knowing they may never return.


Zylan's Messengers
http://www.amazon.com/dp/B00GKQPR3S

Three civilizations separated by billions of years in time and millions of light years in distance, come to life as their disparate histories converge to help the human race survive in 2408, when all of their bad decisions come back to haunt them.
The highly advanced Zylan civilization's planet expired of natural causes about 3.5 billion years ago, but not before they dispatched "Messengers" around the universe to teach the knowledge and legacy of their three hundred thousand year existence. One of those Messengers landed on a planet in the Andromeda galaxy and one on Earth connecting these two planets as they both attempt to manage their respective declines. The other civilization, much more advanced than Earth, in an effort to save themselves, offers a technological solution to Earth's problems, but with a price to be paid in the distant future.
Will the human race honor the commitments of their forefathers, or are they willing to risk the wrath of their benefactors? Zylan's Messengers explores the reasons that humans are the only animals on Earth that make conscious decisions that are bad for their survival


Everflame
http://www.amazon.com/gp/product/B008QZMX7E

Long ago, when the earth was young... Four ancient beings created man to be the bastion of the earth and its creatures. But when The Great Tyrant came and chased The Ancients away, the world was transformed into a place of fear and isolation. Over time humans lost the connection they had with a world they had been created to protect. Now, deep in the forests that surround Gray Mountain, two bears find a small child that is abandoned and left for dead. They name him Evercloud, and raise him as a member of their kingdom. Teaching him the secrets of the elders, they tell him of the ancient beings that created man and the rumors of their return. Evercloud must now go on a quest to return The Ancients to power. However, in another corner of the land, a man known only as The Messenger travels the land under a white hood, on a mission to prevent the return of The Ancients. We follow the paths each of these men take until their stories collide in an epic battle of good versus evil.


The Waking Moon
http://www.amazon.com/dp/B00G3BJURO

The beloved paranormal romance that created an international fandom, now available for Kindle!
Paulette's life is in shambles. Her sister is dead, her mother is a drunk, and she's been forced to transfer into a chaotic public school full of bullies. Things go from bad to worse when her intoxicated mother hits and kills a teenage boy and is sent to jail. Now she is truly alone. That is until the teenage boy mysteriously comes looking for her, convinced that he and Paulette are meant to be together. He is the most beautiful boy shes ever seen. But dead.
Afraid he'll find her insane, Paulette must keep the secret from her love-struck best friend, Rhodes, a prodigy who lives and breathes rationality and science. In the end, it's up to her to save them all from the power-hungry, undead teens who want to kill her, kidnap Rhodes, and claim Jack as their own.


New on 6/22

CyberStorm
http://www.amazon.com/gp/product/B00BT4QRHG

Now being made into a major motion picture by 20th Century Fox, with Bill Kennedy of House of Cards adapting the screenplay.
Mike Mitchell, an average New Yorker already struggling to keep his family together, suddenly finds himself fighting just to keep them alive when a bizarre string of disasters starts tearing apart the world around them. The Internet goes down. A bird-flu epidemic starts raging. Rumors spread that it's all part of a coordinated foreign attack. And then the power goes out as a monster snowstorm plunges New York into frozen darkness, becoming a wintry tomb where nothing is what it seems...and no one can be trusted...
"As a member of the Military that does 'cyber' for his job, finally we see a novel that shows how dangerous our transition to an interconnected infrastructure will become without proper safeguards...I couldn't put down!" - Karic Allegra, Joint Interoperability Command, US NAVY
What caused it? Who caused it? How can it be stopped? These questions become unimportant as Mike's family struggles to survive amid millions of people in the doomed metropolis.


The Transhumanist Wager
http://www.amazon.com/gp/product/B00AQQSY60/

"WINNER" Fiction Visionary - International Book Awards
Leading futurist, philosopher, and former National Geographic journalist Zoltan Istvan presents his award-winning, bestselling visionary novel, The Transhumanist Wager, as a seminal statement of our times.
His philosophical thriller has been called "revolutionary," "life-changing," and "a masterpiece" by readers, scholars, and critics. The novel debuts a challenging original philosophy, which rebuffs modern civilization by inviting the end of the human species--and declaring the onset of something greater.


Books Deals

Amazon Coupons
g: 0 Posted By: riznick
Views: 28 Replies: 0 Halfbrick games for IOS (iPad, iPhone) are free right now.



Colossatron: Massive World Threat
by Halfbrick Studios
$.99 -> Free
https://itunes.apple.com/us/app/id680436745?mt=8

Fish Out Of Water!
$.99 -> Free
https://itunes.apple.com/us/app/id578467798?mt=8

Fruit Ninja: Puss in Boots HD
by Halfbrick Studios
$2.99 -> Free
https://itunes.apple.com/us/app/id467303097?mt=8

Monster Dash
by Halfbrick Studios
$.99 -> Free
https://itunes.apple.com/us/app/id370070561?mt=8

Fruit Ninja HD:
by Halfbrick Studios
$.99 -> Free
https://itunes.apple.com/us/app/id370066032?mt=8

Age of Zombies
by Halfbrick Studios
$.99 -> Free
https://itunes.apple.com/us/app/id395627741?mt=8
g: 0 Posted By: remick
Views: 139 Replies: 0 http://www.amazon.com/gp/product/B00IFKLW9U/

Tiarra is half Vulcan and half Earth woman. She has special talents that alert her loved ones to her presence. She is trained to do all jobs on a star fleet star-ship. Her first assignment is on board the S.S. Victor which is captained by her Earthling brother. Tiarra falls in love with another half breed and their union starts a star fleet precedent new to the space community.
Tiarra is very much in the Star Trek vein. You may see some similarities but Tiarra is basically a love story between two half Vulcan/half Earth people who experience the Passion Ties of Vulca.
One of them is pledged to someone else but the passion tie between Tiarra and Braack cannot be denied. It could be dangerous to the S. S. Victor itself.
A duel is committed to break the original passion tie pledge, but not without consequences. The fall out from the duel lingers in their life for quite a while.


Without
http://www.amazon.com/gp/product/B008OLD5DG

The apocalypse came as a whisper.
Mother Nature had been sending signs for three years, but most didn't pay attention until she pulled the plug on everything. Nobody will forget where they were and what they were doing at 8:13 on that morning. They're all still waiting for 8:14. Well, at least the ones that have made it so far.
He was stuck in Atlanta traffic, making his way to work, when the world fell silent. His car, his radio, his phone, his watch, anything that needed a spark, a battery, or an outlet died. The silence didn't last long and neither did she. He didn't know if the yellow sundress was the first to die, but he does know that she wasn't the last. Not even close.
As aircraft fell out of the sky, panicked drivers lost control in the fast lane, and pace makers stopped keeping their rhythms, he got out of his car and popped the trunk. Most didn't pay attention, but he did. And he knew what was coming.


Abomination
http://www.amazon.com/gp/product/B005Q2N4NC

They were built as unstoppable warriors. They became unstoppable monsters.
Four decorated U.S. Marines with spotless service records are wanted for the brutal rapes and murders of over a dozen women within four months. Their hunting grounds stretch from New York to Georgia. When Ryan Pearson and his team of FBI agents close in on the first killer, the cornered Marine nearly defeats three heavily armed assault teams with nothing but unbridled violence and grossly deformed hands.
After the bloody encounter that left another woman and two agents dead, Ryan begins to question the directives of the military liaison and his own boss, the Deputy Director of the Bureau. The answer he discovers during his unsanctioned investigation blurs the normally focused line between victim and criminal.
Ryan enlists the help of a civilian scientist that can link the sociopathic behavior of the four fugitive Marines to a biomedical research facility where they were stationed prior to the murders. When the scientist Ryan befriends is attacked in a military style ambush, he forces himself to remember every detail of the violence. He wants to remember so he knows exactly what to give back to the ones responsible.


Seal of the King
http://www.amazon.com/gp/product/B00E52VRBA

The battle between dark and light rages and the world is on the CUSP of a tipping point. Will an age of darkness befall mankind or will the light prevail?
David and Aurora have seen visions of each other their entire lives but never met, until now. Aurora a fearsome warrior and David a simple farmer are thrust into the heart of the battle. An ancient prophecy foretells of their final showdown with the Dark One. Will their faith be strong enough for them to prevail?
Join them as they embark on their journey to the lair of the beast knowing they may never return.


Zylan's Messengers
http://www.amazon.com/dp/B00GKQPR3S

Three civilizations separated by billions of years in time and millions of light years in distance, come to life as their disparate histories converge to help the human race survive in 2408, when all of their bad decisions come back to haunt them.
The highly advanced Zylan civilization's planet expired of natural causes about 3.5 billion years ago, but not before they dispatched "Messengers" around the universe to teach the knowledge and legacy of their three hundred thousand year existence. One of those Messengers landed on a planet in the Andromeda galaxy and one on Earth connecting these two planets as they both attempt to manage their respective declines. The other civilization, much more advanced than Earth, in an effort to save themselves, offers a technological solution to Earth's problems, but with a price to be paid in the distant future.
Will the human race honor the commitments of their forefathers, or are they willing to risk the wrath of their benefactors? Zylan's Messengers explores the reasons that humans are the only animals on Earth that make conscious decisions that are bad for their survival


Everflame
http://www.amazon.com/gp/product/B008QZMX7E

Long ago, when the earth was young... Four ancient beings created man to be the bastion of the earth and its creatures. But when The Great Tyrant came and chased The Ancients away, the world was transformed into a place of fear and isolation. Over time humans lost the connection they had with a world they had been created to protect. Now, deep in the forests that surround Gray Mountain, two bears find a small child that is abandoned and left for dead. They name him Evercloud, and raise him as a member of their kingdom. Teaching him the secrets of the elders, they tell him of the ancient beings that created man and the rumors of their return. Evercloud must now go on a quest to return The Ancients to power. However, in another corner of the land, a man known only as The Messenger travels the land under a white hood, on a mission to prevent the return of The Ancients. We follow the paths each of these men take until their stories collide in an epic battle of good versus evil.


Nowhere Blvd: A Horror Novel
http://www.amazon.com/dp/B006R4RTSE

In this Kindle horror exclusive, eleven year old Spencer Williams mysteriously re-appears in his bedroom after having been missing for two years. The story of where he's been is one no sane person would believe, a tale of being kidnapped by a creature out of legend and taken to a scary and strange urban fantasy land. A place where young children the world over are subjected to horrible experiments by the original boogie man, the living nightmare known as Smiling Jack.
Spencer keeps his secrets, happy to have been the only child ever to have escaped the clutches of Smiling Jack and his minions. With his nightmares fading into the past, Spencer returns home and tries to live a normal life. But when his baby sister goes missing, will Spencer be willing to take the ultimate risk to save her?
Will he be willing to return to the horror of Nowhere Blvd?


The Waking Moon
http://www.amazon.com/dp/B00G3BJURO

The beloved paranormal romance that created an international fandom, now available for Kindle!
Paulette's life is in shambles. Her sister is dead, her mother is a drunk, and she's been forced to transfer into a chaotic public school full of bullies. Things go from bad to worse when her intoxicated mother hits and kills a teenage boy and is sent to jail. Now she is truly alone. That is until the teenage boy mysteriously comes looking for her, convinced that he and Paulette are meant to be together. He is the most beautiful boy shes ever seen. But dead.
Afraid he'll find her insane, Paulette must keep the secret from her love-struck best friend, Rhodes, a prodigy who lives and breathes rationality and science. In the end, it's up to her to save them all from the power-hungry, undead teens who want to kill her, kidnap Rhodes, and claim Jack as their own.

Books Deals

Amazon Coupons
g: 0 Posted By: SieSilverStars
Views: 221 Replies: 0 The Little Giant Ladder Systems 375-lb. Rated Work Platform Ladder Accessory is on sale at Amazon for $23.95 with Free Super Saver Shipping on orders over $35.00 or free shipping with Prime.

Link

The next lowest price on Google Products is $40.00 shipped from a rated merchant.

4.6/5 stars based on 132 customer reviews on Amazon.

Stand securely and comfortable on the work platform's broad surface (rated to hold 375-lbs.) at any safe height on the ladder.
Maintain better balance.
Work from 360-degrees freely with both hands, and finish your project in half the time.
Use second work platform to hold you paint, tools, or whatever you need to get the job done.

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Amazon Coupons
g: 0 Posted By: MISTERCHEAP
Views: 102 Replies: 0 Silk AlmondMilk Protein + Fiber, $3.29

-(1) $1 off 1/2-gal. Silk dairy alternative item Target Printable Coupon (exp 7/19/14)

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Beverage Deals
banking opperations
Added on : Thursday June 19th 2014 02:00:07 AM
g: 0 Posted By: tink3975
Views: 64 Replies: 2 I recently read quite a few responses to(what banks fingerprint you and which ones don't) . I heard some of the funniest responses, not just one. First off banks are only allowed to ask for you state i'd. If they ask for your social or your fingerprint and you decide not to give out that information then that is your right as an American citizen to keep your debtor number, as it should be called. You use your as card to keep up with your debt. Today if you owe money to the bank you are put on check systems. Which turns over every 5 years. Not you credit. The only way they can garnish your wages, throw you in jail or apply it to your credit is through the courts. They have to sue you and prove without a doubt you owe this money. They never think you will show up so they never bring the correct documents. Ask for one page if they can't produce it case dismissed. Now the reason I HAD to say something is because Americans recieve the wrong information through different sources such as these message boards. Spend more time at a library studying the constitution and all amendment. If a bank turns you down for not giving them your social you can sue them. Nothing besides credit cards go through you social. Banks use your I'd to list you on check systems. NOW the funny thing I heard many people say which horrifies me as an American citizen that there are so many uneducated Americans. More than once and I quote the only people whose fingerprints show anything is if they have been scanned before for either for getting in trouble or having a business license or some sort of document you put your print on. Ok first and funniest everyone has been fingerprinted....when you are born. And since so many are so undereducated let me guide you to investigate more about what your rights are. You can even deny fingerprinting in jail. The process may take a but longer but that up to you. Most just listen and do what they are told. The only thing you are even required to give the police is what they ask for first off. Licence and registration. Now back to the bank not letting you open some kind of account without giving your social. You syes because they defiled your right to withhold your private information. That is against the constitution. Bank don't have time for court usually well maybe...bend over backward- REALLY? At least they're honest. All a bank does is take your money, keep up with your amount that you are letting them hold on to for a price usually. And most of our money is tied up in the stock market. You are investing in that bank and if it fails to properly use their customers money they go bankrupt and get out quick. Now for a normal person you say my money is right there they are not using it for profit..... A bank is a business just like any other. They must pay their employees which some make triple digits btw and we pay them to not mess up. Now there are I m not going to say good but decent banks with great interest rates as long as they don't go under or get our ol famous bailouts. Check how many banks got OUR money to decide how to fix the problems. A lot of banks still couldn't make it or where not close enough to the government to get the bailouta or become an elite group of bankers who work the treasury dept. If I m not mistaken please forgive me for my ignorance but I believe there are 5 treasury dept employees that not only got the biggest bailout, enough for personal 20000 $ bonuses inside the company but then they manage all our debt cause we don't have money, but they sure do. Extensive paychecks, personal vehicles, gascards, you name it. State government are finally getting recognized for all OUR money. I know I m going on and on. Last info before I go the government has you on record wether you have done anything wrong or good. They hear your calls, they check your email..... In the name of safety and security.lol yea if they need to find you they will. It may take 20 years or even after you are pronounced dead.....Jesus were dumb. Or just be Snowden and go tell the people we owe millions of trillions of $ to that we are illegally spying on them and asked for protection. Some say he is a traitor I personally think he is doing right by himself. He knew he saw stuff and dipped. Cause here we kill people that are problems or disagree with our misguided used of what our founding fathers stood for, or the homeless sick and old veterans starving on food stamps if at all, we give little pricks all the power. Everyday all day. Why would one person matter. Why do we not stock together like Egypt? Why do we constantly allow the few to speak geberish and fight over the most trivial things....I could fix all our problems: no job? To many people. I m not racist in anyway but how does it make any sense that we don't have enough work for American born citizens why would we continue to accept new visas. If you became a citizen correctly and not hopped over the border and pop a kid out. Sound harsh? You pay for them. They get grants for a house, a car and a tax free business for 5 years then switch it to another family members name to avoid taxes. I have an Indian friend who explained what he has been soon for years. Then instead of pumping the $ into our amazing country that they had to come to they send it home. Now I do believe black people (yes I m white) and black people came from all over under the assumption they too would work and be taken care of only to be enslaved and kept here against their will. And they don't get approved for grants half as much as they should and usually its nowhere near what they deserve or what they need. The majority fight in the streets for not even a quarter of old Richey rich who is older than sort most the time. Or even the American Indians. No foreigner should be allowed to take our hard earned cash to make a living. I don't mean to sound heartless but if your country is that bad, then God places you there for a reason. I think some.not all of 3rd world countries are better off. We eat things that we created- we have horrible FDA standards- our income gaps are atroshish. Who ever thought a man that plays a game would make millions and our teachers,police officers, and emergency personal make barely over min. Wage. Let the visas run out and shot since we give then grants anyways help the get on their feet at home until population control and the economy gets back to Clinton days. Oh who cares he got his young sec to go down on him, if his wife obviously didn't care. He made us money, I could leave out one day and have five jobs. Now we live on too of one another either so rich the the united states were suing him for monopolizing the internet, which how do you monopolize on something you created..anyway- or we have the I'm middle class who look rich but have nothing because their pride and greed.or you have the almost what 75% of our population is starving and then they buy the most cheap groceries which are full of hormones and God knows what else. I know I said I would stop and I am but last last thing I would recommend finding out more about you social security card all together. Find out what all the numbers and letters mean. It will shock you
Discussion Deals
g: 1 Posted By: lovelybones
Views: 194 Replies: 0 http://www.pcrush.com/product/All-in-One-Multifunction-Printers/...

Special Offer: Save additional $40 by using Coupon Code CANON4470x2 at check out!

Printer Specifications
Printer Type: Monochrome Laser
Print Speed: Up to 24ppm (1-sided plain paper letter)
First Print Time: 5.8 seconds or less (letter)
Printer Language: UFR II LT (Host-based)
Print Resolution: Up to 600 x 600 dpi (1200 x 600 dpi quality)
Maximum Print Size: Up to Legal
Print Modes: Watermark, Toner Saver, Page Composer
Print Memory: 128 MB (Shared)

Copier Specifications
Copy Type: Monochrome Laser
Copy Speed: Up to 24cpm (letter)
Copy Resolution: Up to 600 x 600 dpi
Original Type: Text, Text/Photo, Text/Photo+, Photo
Halftones: 256 Levels
Warm-up Time: Approximately 13.5 seconds
First Copy Time: Approximately 8.7 seconds3
Recovery Time: Approximately 2 seconds
Maximum Number of Copies: 99 copies
Reduction/Enlargement ◦25%, 50%, 64%, 78%
◦129%, 200%, 400%Zoom: 25 - 400% in 1% increments
Copy Size ◦Platen: Up to Letter
◦ADF: 5.8" x 4.1" to LegalCopy Features ◦Collate
◦2 on 1
◦4 on 1
◦ID Card CopyCopy Memory: 128 MB (Shared)

Fax Specifications
Modem Speed: Up to 33.6 Kbps (Super G3)
Fax Resolution: Up to 200 x 400 dpi (super fine)
Transmission Time: JBIG (approx. 3 seconds)
Memory Capacity: Up to 256 sheets5
Speed Dials ◦4 one-touch speed dials
◦100 coded dialsGroup Dialing: 103 destinations
Sequential Broadcasting: 114 destinations
Receive Modes: FAX Only, Manual, Answering, Fax/Tel Auto Switch
Fax Features: Remote RX, Dual Access, Distinctive Ring Pattern Detection, Error Correction Mode, Auto Redial
Activity Reports: Activity Result & Activity Management
pC Fax: Sending only
Fax Forwarding: (FAX -> FAX)

Scanner Specifications
Scan Type: Color Contact Image Sensor (CIS)
Color Depth: 24-bit
Scan Resolution ◦Up to 600 x 600 dpi (optical)
◦9600 x 9600 (interpolated)Scan Size ◦Platen: Up to Letter
◦ADF: 5.8" x 4.1" to LegalCompatibility: TWAIN, WIA
Output File Formats: Hi-Compression PDF (Windows only), Searchable PDF (Windows only), PDF, JPEG, TIFF, BMP, PNG6
Scan Features: Rotate Image
Pull Scan: USB and Network
Push Scan (Scan to pC): USB and Network
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pcRUSH Coupons
Need advice on auto repair work
Added on : Tuesday June 17th 2014 11:00:07 AM
g: 0 Posted By: MikeDaddy
Views: 194 Replies: 9 EDIT: 2007, not 2001

I had some auto repair done back in 2007 and paid a shop about $2600 to do the work, which included replacing a bumper and real quarter panel and painting it all. A year or so ago, the drip molding (strip that runs between the top of the car and windows along the car) started coming off. I did not know it at the time, but instead of clipping it back into place like they were supposed to, the shop somehow glued it back, and the glue has now deterioratyed and now looks bad. In addition, the paint that was used on the area replaced has now begun cracking and fading really bad. I contacted the repair shop with pictures, but their response is:

1. It was over 5 years ago.
2. I should have been waxing my car every 3 months in FL (nevermind that the other paint on the car is just fine....from 2001).

They have offered to cover about half of the repair, which would still leave me with a bill around $400. I do not think this is fair; I paid for work that turned out to be shoddy. You can clearly see where the Body Shop stopped painting the area above my windows and the factory painting begins. No amount of waxing would have done a thing with the paint that was put on.

I do not think I should pay anything for this to be fixed, but what is my recourse? File a complaint with the BBB? Small claims court? Suck it up?

If this were fading consistent with normal wear and tear, I would not take issue, but it appears to me (as well as the mechanic that I took my car to) that this work was shoddy and defective (paint). Any advice would be helpful.

Pictures:

https://drive.google.com/file/d/0BzKONpMA0nEAaVZqdWJIVGVWWlVaRGdzMzFXUTRTM256d0s0/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEAR0hSUkNCbHlla1JXZDc1WDB1Qno2a0ZwRmU0/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEAbmFENUdDSTlpVGJPbmQxOUpyWmNCUGZ1YjNV/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEAVlhEVHVDdkVpY0tVbTI1WTdvN1k4THd2QkRJ/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEATng5SXVNQmtoV1VWTGJpUWxiVXVjNGg4RW4w/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEAaHhXcFRUOUlQbjJFaDlJWFU4S201NEFXZDJR/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEAMm9WTHpjM1ViaVZablpVOVZfTWhNQWppRXVj/edit?usp=sharing





Personal Finance Deals
Could someone please explain compound interest to me?
Added on : Tuesday June 17th 2014 06:00:14 AM
g: 0 Posted By: thurgood99
Views: 87 Replies: 5 I am thinking of opening a time-deposit at a bank and there is the option: "Interest on all term deposits of 12 months or more have the option of payment or compounding of interest on quarterly, half-yearly or annual basis".

Not exactly sure how this works. What is my best (most profitable) option here?
Question Deals
Free Kindle Book- How to Make a Great Living Teaching Online
Added on : Tuesday June 17th 2014 01:00:04 AM
g: 0 Posted By: remick
Views: 60 Replies: 0 http://www.amazon.com/gp/product/B00H4UTHVM/

4.7 out of 5 stars (20 customer reviews)

Discover how to make a great living creating tutorial videos. Whether you want to teach English, cookery or a highly specialised technical skill, creating your own online business may be easier than you think. In this book I'll explain exactly how to go about it, as well as telling you my own story.

I built a successful online business making $80,000 in the first year and a half after almost two decades of cluelessly failing at one thing after another; hopefully by reading this book you can avoid making the same stupid mistakes I made.

In this book you'll find out how to build up an online business with minimal time, effort and money; no dawn power walks, fourteen-hour workdays or massive investments here!


also free
Top 7 Ways to Make Money Online: Step-by-Step Guide to Earn Over $1000 Online per Month Starting Today
http://www.amazon.com/gp/product/B00JAU937M
Totally Free Deals
g: 1 Posted By: ctgolfer
Views: 821 Replies: 2 shipping adds $5

23" IPS Widescreen WLED backlit anti-glare 1920 x 1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
4GB DDR3 memory For multitasking power, expandable to 16GB
500GB SATA hard drive has plenty of space to store your digital albums, music library and rich media files
Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
Slim-tray SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
Realtek ALC3228-CG Audio for rich and dynamic sound
Windows 8 makes the things you do every day easier

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Daily Deals

woot! Coupons
Half Life Complete Bundle (PC Download) - $8.50 AC @ Greenman Gaming
Added on : Saturday June 14th 2014 09:00:04 AM
g: 0 Posted By: SieSilverStars
Views: 254 Replies: 0 Today only, Greenman Gaming is offering the Half Life Complete Bundle (PC Download) on sale for $8.50.

Link

Use coupon code "ENCORE-IFDSAL-E15OFF" during checkout for 15% off.

Also available with coupon code:

Mortal Kombat Bundle - $6.37
Left 4 Dead Bundle - $6.37
Complete GTA Bundle - $8.50
Max Payne Complete Bundle - $8.50
See the Complete list of Bundles

Video Games Deals
Ninja 3-in-1 Cooking System (Refurbished) $99.99 w/FS @ 1 Sale
Added on : Friday June 13th 2014 07:00:05 PM
g: 0 Posted By: ctgolfer
Views: 107 Replies: 0 Searing - Searing meats before cooking adds flavor and appearance. Sear using the built-in stove top before slow cooking for more delicious meals all in one appliance.
Slow Cooking - You can use slow cooking for all types of meals. This method of cooking is perfect for meats that are typically less expensive cuts and take many hours to tenderize. The long and low temperature leaves the meat tender and juicy. For other types of foods, slow cooking allows you to cook hands-free, over a longer period of time.
Steam-Infused Roasting - Steam roasting is best used with beef, pork, fish and poultry. Steam roasting is done by adding liquid to the bottom of the cooking pot and cooking on the oven setting. No need to pre-heat.
Steam-Infused Baking - Steam baking is best used with cakes, cupcakes, loafs, puddings, custards and cheesecakes. Steam baking is done by adding water to the bottom of the COOKING pot and cooking on the OVEN setting. The steam created by the water helps your desserts cook more evenly, retain more moisture and give a better rise.
Steam infused roasting and baking uses bottom heat and side-band heating, combined with super-heated steam, to cook 30% faster**, with less fat. The result is juicier meats!
The Ninja system includes Slow Cook HIGH, LOW and Auto Warm settings. Slow cook HIGH cooks in half the time it takes to cook on slow cook LOW. This flexibility offers two options that work best with your schedule. Use LOW for all-day set it and forget it cooking. Use HIGH for half day or weekend cooking. Once the cooking cycle is complete, the unit will automatically switch to AUTO WARM, which will run for 12 hours.
Bottom & Side Heat and super-heated steam cooks 30% faster, with less fat vs. conventional ovens.
Oven function has digital dial temperature controls from 250-425 degrees with a 6 hour timer
The Stovetop function can be set to Low (simmer), Medium (saut), or High (sear)
Steel nonstick coated lid
Aluminum professional nonstick coated 6 quart pot
Includes chrome-plated steel removable roasting rack and mini-muffin pan
Weight: 12.2 pounds
Brand: Ninja
Model: MC702
Condition: Refurbished
Warranty: 90 Day
Packaging: White Box

http://1sale.com/home-family/kitchen-dining/ninja-3in1-cooking/
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1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 94 Replies: 0 Contact grill, panini press, full grill, full griddle and half grill/half griddle
Removable and reversible dishwasher-safe nonstick cooking plates for easy storage
Cooking plates drain grease for healthy cooking
Integrated drip tray collects grease and is easy to store
Sturdy panini-style handle with hinged floating cover adjusts to thickness of food
Selector knob to choose grill or griddle function
Adjustable temperature controls for grill or griddle
Red/green indicator lights for easy operation
Brushed stainless steel housing
Dishwasher-safe scraping tool for easy cleanup
Brand: Cuisinart
Model: GRID-8N
Condition: Refurbished
Warranty: 90 Day
Packaging: White Box

http://1sale.com/home-family/kitchen-dining/gourmet-griddler/
Appliance Deals

1Sale.com Coupons
False tracking from Groupon, class action lawsuit?
Added on : Friday June 13th 2014 01:00:06 PM
g: 0 Posted By: deeder
Views: 132 Replies: 9 Ordered an item from Groupon and I received a tracking number which is not an acceptable tracking number. I received two letters in place of where the number codes should go which identifies the ups method of shipment. I brought this up to Groupon in an email and am awaiting their reply.

I looked on the internet and apparently this has happened to others as well so I believe it was no accident and am wondering if anyone here has also experienced this and would like to be part of a class action lawsuit so we can recover assets from Groupon in a civil matter and pursue criminal charges for manipulation of tracking numbers and giving purchasers false information intentionally in violation of the fair credit act and other laws.

Waiting to see what will happen in 48 hours but if answer is not acceptable or manipulation has occurred I will issue immediate chargeback and pursue this matter in the courts on behalf of a larger class.

As as a tech firm there is no reason they should not have UPS checksum checking to make sure these events don't happen.

This smells of fraud all over it unfortunately.
Discussion Deals
Haier 2.7-cu. ft. Refrigerator, Black - $79.84 FS @ Walmart
Added on : Friday June 13th 2014 07:00:10 AM
g: 1 Posted By: Farfisa850
Views: 150 Replies: 0 http://www.walmart.com/ip/Haier-2.7-cu.-ft.-Refrigerator-Black/3...

2.7 cu. ft.
Compressor cooling
Half-width freezer compartment
2-liter bottle door storage
Warranty: 1-year parts and labor; 5-year sealed system
Dimensions: 18.88"L x 17.88"W x 26.13"H
Model# HC27SF10RB
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Walmart Coupons
g: 0 Posted By: ctgolfer
Views: 94 Replies: 0 The United States Mint Silver Eagle $1 coin, is the world's best selling and most highly collected bullion coin. These are fresh coins from a U.S. Mint roll that have not been picked over and will be shipped securely in individual plastic sleeves known as flips.
The American Silver Eagle is the official silver bullion coin of the United States. It was first released in 1986 and has been produced every year since. The obverse design was taken from the Walking Liberty design by Adolph A. Weinman, which originally had been used on the Walking Liberty Half Dollar coin of the United States from 1916 to 1947. This iconic design had been a public favoriteand one of the most beloved designs of any United States coinage of modern times, silver or otherwiseit was revived for the Silver Eagle decades later. The reverse was designed by John Mercanti and portrays a heraldic eagle behind a shield; the eagle grasps an olive branch in its right talon and arrows in its left talon, echoing the Great Seal of the United States; above the eagle are thirteen five-pointed stars representing the Thirteen Colonies. The reverse is inscribed with the phrases UNITED STATES OF AMERICA, 1 OZ. FINE SILVER~ONE DOLLAR, and E PLURIBUS UNUM (on the banner that the eagle holds in its beak), as well as the mintmark if applicable.

www.ebay.com/itm/Lot-of-5-2014-1-Troy-Oz-999-Fine-Silver-America...
RC & Hobbies Deals

eBay Coupons
Rabbids Land for Nintendo Wii U - $14.23 w/Prime or FSSS @AMZN
Added on : Wednesday June 11th 2014 11:00:02 PM
g: 0 Posted By: wisegremlin
Views: 47 Replies: 0 Amazonhas Rabbids Land for the Nintendo Wii Ufor $14.23. This is half of the $30 price that BuyerNinjashows this game was at until fairly recently. While the resolution for the most recent portion of this price history chart doesn't clearly show how long the recent deal has been on for, one thing is for clear. This isn't a normally advertized deal and no guarantees how long it will last.
g: 0 Posted By: ctgolfer
Views: 43 Replies: 0 16.2-megapixel 1/2.3" CCD sensor
Captures high-resolution images up to 4608 x 3456 pixels.
5x optical/up to 5x digital/up to 25x total zoom
Through a Samsung lens for precise zooming and accuracy.
3" TFT-LCD display
With QVGA (230K dots) resolution provides a clear view for framing a shot or reviewing images.
High-definition video mode
Lets you record footage with up to 1280 x 720 resolution at up to 15 fps (frames per second), so you can preserve special moments. Sound Alive technology and a microphone make it easy to record crisp audio.
DIS image stabilization
Reduces image blur caused by camera shake and vibration. ISO up to 3200 for improved image capture in low-light conditions.
Smart Auto mode
Features portrait, night, backlight, landscape, white, macro, action, natural green, blue sky, sunset sky and fireworks modes to accommodate a variety of shooting situations. Scene modes include landscape, text, sunset and more.
Continuous shooting
Makes it easy to capture detailed shots of fast-paced action. Live panorama mode allows you to shoot expansive landscapes. Face detection lets you capture stunning portraits of loved ones.
White balance controls
Include auto, daylight, cloudy, fluorescent_H, fluorescent_L, tungsten and custom to help achieve natural tones in a variety of lighting conditions.
Built-in flash
With auto, fill-in, slow sync and off modes helps create optimal illumination for clear images. Red-eye reduction ensures natural-looking eyes in portraits.
Photo filters
Include miniature, vignetting, ink painting, oil painting, cartoon, cross filter, sketch, soft focus, fish-eye, old film, half-tone dot, classic, retro and zooming shot to help you get creative with your still images.
TTL (through-the-lens) autofocus
Features center, multi, object tracking and face detection options to ensure sharp photos and videos.
Wi-Fi connectivity
Allows you to share images on Facebook, Picasa, Photobucket, YouTube and other social networking sites, as well as e-mail photos and video. Wi-Fi Direct supports most Samsung mobile phones, tablets and smart HDTVs.
DLNA capability
Lets you view images on compatible DLNA-enabled displays. Mobile Link makes it easy to copy images from your camera to a compatible mobile phone with an Android operating system.
Multicard slot
Supports microSD, microSDHC and microSDXC formats (cards not included) for storing videos and photos.

www.bestbuy.com/site/samsung-st150f-16-2-megapixel-digital-camer...
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Amazon 6" Kindle WiFi w/ Special Offers - $49.00 @ Staples
Added on : Wednesday June 11th 2014 11:00:02 AM
g: 0 Posted By: hellokitty27
Views: 186 Replies: 2 Staples has the Amazon 6" Kindle WiFi w/ Special Offersfor $49.00 w/ free shipping. Also availablefor this price at B&H w/ free shipping.

Amazon's 6" E Ink Pearl display with optimized font technology, 167 ppi, 16-level gray scale
Fully wireless and doesn't require a computer to download content
2 GB internal (approximately 1.25 GB available for user content). Holds up to 1,400 books
Free cloud storage for all Amazon content
A single charge lasts up to one month with wireless off based upon a half-hour of daily reading time. Battery life will vary based on wireless usage
Fully charges in approximately 3 hours from a computer via USB cable
Supports public and private Wi-Fi networks or hotspots that use the 802.11b, 802.11g, or 802.11n standard with support for WEP, WPA and WPA2 security using password authentication or Wi-Fi Protected Setup (WPS)
Kindle Format 8 (AZW3), Kindle (AZW), TXT, PDF, unprotected MOBI, PRC natively; HTML, DOC, DOCX, JPEG, GIF, PNG, BMP through conversion
New darker, hand-tuned fonts for easier reading
Reads like paper with no glare, even in bright sunlight
6.5" x 4.5" x 0.34", 5.98 oz

Also available:
Kindle 6" Paperwhite Wifi w/ Special Offers - $99.00 w/ FS at Staples
g: 0 Posted By: BenH
Views: 190 Replies: 2 Situation:
I have an interesting situation where another unit owner may have family members interested in moving to the area. Because of various (some obvious) reasons, they would prefer to live as close as possible, ideally in our building. At this point, there has only been a query from neighbor of "are you still looking to sell soon?" with the explanation above. At this point, I have not talked to her family members or have any idea of their real interest.

Background:
I'm wanting to sell my city Condo to move out to a SFH in the burbs. We've been wanting to do it for a year or two now, but haven't really gotten around to looking in earnest. We can probably be in here for another year before things start getting cramped. Realistically, we could probably stay 2-3 more years here if required - but after that I think we need to start looking at an area with schools above the 30% mark.

The unit is one of 8 in the building and the last unit sold (across the hall, identical to mine, though maybe not as in good condition) for about 70% of the value I paid for my unit in 2006. Part of the reason it sold so cheap was that it was a foreclosure. Currently, all the units in the building are sold and about half are owner occupied - the rest are rented. One other unit sold at foreclosure about a year or two previously. Other units went up for sale, but the owners decided to keep them as rentals since likely they didn't get their asking price within the short time frame they were trying to sell (all were moving out of state).
Additionally, rent in this area is pretty high and I can probably rent my unit for my costs, but I don't believe I would clear more than say $3-4k a year. I am not really interested in the hassle of being a land lord or the possible extra expenses that may wipe out my yearly take as well as the complications of two mortgages on properties this high.

Challenges:
All being said, it would be extremely convenient for us to have a willing buyer with an extra incentive to have *our* place (or at least one in the building). Likely they would have an elastic schedule, as I believe this will be a second home, which may make things easier for us.
Of course, I'm not willing to just give them an awesome price just because I'm being approached in this manner. But, it does give me some incentive.

I know I'm not going to recoup the total investment in the condo. But, the first thing I am trying to figure out is what is the real value of the property? I obviously think it is worth more than what the foreclosure sold for.
Zillow's Zestimate of my place is about 10% higher than the foreclosure sold for, however it alsoshows the value of the recently sold foreclosed unit for 15% less than what it actually foreclosed for.
I've seen some other indicators that the value maybe 20-25% higher than what the foreclosure sold for, so I have no idea what to trust.

I'm also under the impression that I could take an offer slightly below market value because no realtors are involved (at least I don't think they will need to be). Is that a smart way to think? I realize I can always sell at any time without a realtor, but in this case all the work and challenges of that are taken care of.

In short, I'm interested to make an attractive price and sell since it gives me the incentive to move right now without a lot of the hassle. But, I don't want to take significantly less than market value (whatever that means).

A further possible complication is that there are 4 units in the building which are currently being rented. I wouldn't be surprised if they attempt to make contact with the other units owner's to gauge their interest in selling instead of continuing to rent. My only advantage here is that the other units have leases for renters right now but if these people are flexible they might not mind waiting say 6 months to get another unit at a substantial savings. OTOH, some of these units have been rented for 2-3 years and I have the feeling those owners are looking to hold on to the units as long as possible to try and recoup their initial costs - or - some of them were purchased at a lower price than mine (with a better rate) that makes them more attractive for rental opportunities.

Any advice on how to approach this is appreciated. It may be a few weeks before I know how serious the potential buyers are - but I'd like to be prepared when that time comes.
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 185 Replies: 0 The Northwest Territory fold in half table 6ft is easier to store in tight spaces.
You can set up a free-for-all kids' craft station on the stain-resistant surfaces without worrying about the mess
The durable steel frame is powder-coated, so you can leave this table outdoors
A solid resin top provides an ideal, flat surface for food service or getting work done
The brown frame and wheat tabletop jibe well with most other outdoor furniture
Folding action and super-light 24-pound weight ensure that a single person can get more done

Sears
www.sears.com/shc/s/p_10153_12605_00604646000P

Kmart
www.kmart.com/shc/s/p_10151_10104_089W005705241001P
Home & Garden Deals

Sears Coupons
Northwest Territory Fold-In-Half Table 6ft $36.99 in-store @ Sears
Added on : Tuesday June 10th 2014 07:00:02 PM
g: 0 Posted By: ctgolfer
Views: 7 Replies: 0 The Northwest Territory fold in half table 6ft is easier to store in tight spaces.
You can set up a free-for-all kids' craft station on the stain-resistant surfaces without worrying about the mess
The durable steel frame is powder-coated, so you can leave this table outdoors
A solid resin top provides an ideal, flat surface for food service or getting work done
The brown frame and wheat tabletop jibe well with most other outdoor furniture
Folding action and super-light 24-pound weight ensure that a single person can get more done

www.sears.com/shc/s/p_10153_12605_00604646000P
g: 0 Posted By: Niarlan
Views: 60 Replies: 0 Ordered more coffee today from Staples, I saw the 24 packs of the coffee's I normally get were running the 10.99 for the 2+ orders. I was also able to combine the 20% all coffee orders coupon: 14096 20% off coffee

I had to use the chat feature to have the CS rep apply the coupon for the K-cups since they never seem to be coded for either breakroom or coffee but for 4 packs of Nantucket blend came to:

Normal - 4 x 12.99 = 51.96
2+ deal - 4 x 10.99 = 43.96 - 20% = 35.17

With coffee prices rumored to be increasing this year it's a good time to stock up. !


cut/paste list from old thread of the item numbers for the 24 packs.

Not sure if all of these are still available though.
Item 707194 Green Mountain Colombian Fair Trade Select Coffee, Regular, 24 Pack
Item 707195 Green Mountain French Roast Coffee, Regular, 24 Pack
Item 707196 Green Mountain Breakfast Blend Coffee, Regular, 24 Pack
Item 707197 Green Mountain French Vanilla Coffee, Regular, 24 Pack
Item 707198 Green Mountain Dark Magic Extra Bold Coffee, Regular, 24 Pack
Item 707199 Green Mountain Vermont Country Blend Decaf Coffee, Decaffeinated, 24 Pack
Item 719424 Green Mountain Caramel Vanilla Cream Coffee, Regular, 24 Pack
Item 719434 Green Mountain Breakfast Blend Decaf Coffee, Decaffeinated, 24 Pack
Item 719614 Green Mountain Hazelnut Coffee, Regular, 24 Pack
Item 848985 Green Mountain Donut House Chocolate Glazed Donut Coffee, Regular, 24 Pack
Item 719421 Green Mountain Sumatran Reserve Extra Bold Coffee, Regular, 24 Pack
Item 707201 Green Mountain Kenyan AA Extra Bold Coffee. 24/Pack
Item 719413 Green Mountain Nantucket Blend Coffee, Regular, 24 Pack
Item 719416 Green Mountain Southern Pecan, 24/Pack
Item 719417 Green Mountain Lake & Lodge, 24/Pack
Item 719425 Green Mountain Mocha Nut Fudge, 24/Pack
Item 719429 Green Mountain French Vanilla Decaf Coffee, Decaffeinated, 24 Pack
Item 719432 Green Mountain Newman's Own Special Blend Decaf Coffee,Decaffeinated, 24 Pack
Item 737170 Green Mountain Double Black Diamond, Regular, 24 Pack
Item 737172 Green Mountain Dark Magic Extra Bold Decaf Coffee, Decaffeinated , 24 Pack
Item 737176 Green Mountain Half-Caff Coffee , 24/Pack
Item 848905 Green Mountain Donut House, 24 Pack
Item 719430 Green Mountain Wild Mountain Blueberry Coffee, Regular, 24/Pack
Item 737185 Green Mountain Decaf Variety, Decaffeinated , 22/Pack
Item 325405 Green Mountain Revv Coffee, Regular, 22/Pack
Item 719412 Green Mountain Our Blend Coffee, Regular, 24 Pack
Item 719418 Green Mountain Vermont Country Blend Coffee, Regular, 24 Pack
Item 325915 Green Mountain Donut House Cinnamon Roll, Regular, 24/Pack
Item 737188 Green Mountain Gingerbread Coffee, Regular, 24/Pack
Item 737186 Green Mountain Fair Trade Spicy Eggnog Coffee, Regular, 24 Pack
Item 719465 Green Mountain Regular Coffee Variety Sampler, 22 Pack
Item 719469 Green Mountain Flavored Coffee Variety Sampler, Regular, 22 Pack
Item 773084 Celestial Seasonings Tea Variety Sampler, 22/Pack
Item 735181 Celestial Seasonings India Chai Spice Tea, K-Cups, 24/Pack
Item 719463 Celestial Seasonings Mandarin Orange Spice Tea, K-Cups, 24/Pack
Item 719456 Celestial Seasonings Lemon Zinger Tea,Decaffeinated, 24/Pack
Item 719454 Celestial Seasonings English Breakfast Tea, Regular, 24 Pack
Item 719458 Celestial Seasonings Authentic Green Tea, Regular, 24 Pack
Item 848988 Celestial Seasonings Sweet Lemon Iced Tea, 24 Pack
Item 870357 Celestial Seasonings Sweet Peach Iced Tea, 24/Pack
Item 870366 Celestial Seasonings Sleepytime Herbal Tea, 24/Pack
Item 735167 Celestial Seasonings Green Tea , Decaffeinated, 24/Pack
Item 848898 Tully's Italian Roast Extra Bold Coffee, Regular, 24 Pack
Item 848899 Tully's French Roast Extra Bold Coffee, Regular, 24 Pack
Item 870351 Tully's House Blend Decaf Coffee,Decaffeinated , 24/Pack
Item 325406 Tully's House Blend Extra Bold Coffee, Regular, 24/Pack
Item 325407 Tully's Breakfast Blend Extra Bold Coffee, Regular, 24/Pack
Item 325408 Tully's French Roast Extra Bold Decaf Coffee, Decaffeinated , 24/Pack
Item 369299 Tully's Coffee House Collection, Regular, 22/Pack
Item 719616 Newman's Own Organics Special Blend Extra Bold Coffee, Regular, 24 Pack

Item 801949 Caribou Coffee Caribou Blend Coffee, Regular, 24/ Pack
Item 801950 Caribou Coffee Colombia Coffee, Regular, 24/Pack
Item 801953 Caribou Coffee Caribou Blend Coffee, Decaf, 24 Pack
Item 801954 Caribou Coffee Daybreak Morning Blend, 24 Pack
Item 325417 Coffee People Original Donut Shop Coffee, Regular, 24/Pack
Item 325416 Coffee People Jet Fuel, Regular, 24/Pack
Item 635787 Gloria Jean's Butter Toffee Coffee, Regular, 24 Pack
Item 635790 Gloria Jean's French Vanilla Supreme Coffee, Regular, 24/Pack
Item 635792 Gloria Jean's Hazelnut Coffee, Regular, 24 Pack
Item 635794 Gloria Jean's Mudslide Coffee, Regular, 24 Pack
Item 848574 Cafe Escapes Dark Chocolate Hot Cocoa, 24/Pack
Item 848993 Cafe Escapes Milk Chocolate Hot Cocoa, 24/Pack
Grocery Deals

Staples Coupons
LT-5GK Lunetta 5.0 Tactical LED Gun Mount Kit (MSRP: $158) $92
Added on : Tuesday June 10th 2014 04:00:04 AM
g: 0 Posted By: tedhawkins
Views: 69 Replies: 0 LT-5GK Lunetta 5.0 Tactical LED Gun Mount Kit (MSRP: $158) $92

http://www.gearhog.com/

Deal Overview
Save money with the LT-5GK Gun Mount Kit; everything you need to quick mount a high brightness Lunetta 5.0 tactical light to your weapon. The kit includes a LT-5.0 tactical light with a super bright CREE Q5 LED, a coil cord mouse tail switch (PL-MT5), a 25mm quick release, heavy-duty gun mount (PGM-25QRHD). With the quick release mount, the Lunetta 5.0 mounts securely to a picatinny rail without the use of tools; simply place the light in the desired position and lock it down with the lever. The fore grip has slots for placement of the mouse tail switch on either side. A screw cap at the bottom of the grip covers a hollow compartment for storing spare batteries. The fore grip mounts onto and removes from the bottom rail without using tools The Lunetta 5.0 tactical light has three output modes (full, half, and strobe). Modes are activated sequentially with the mouse tail switch. The LT-5GK kit includes a wrench to fasten the light in the mount, velcro strip for attaching the mouse tail switch, two CR123A batteries and a separate tactical button switch for use in place of the mouse tail switch when the light is not mounted to a weapon.

Features
# Lunetta 5.0 tactical light
# CREE Q5 high brightness LED
# Tail cap switch for handheld use
# 225 Lumens
# Three modes of operation
# Quick release mount
# Mouse tail switch
# Separate tactical button switch
# Tactical fore grip
# Two CR123A batteries included


Guns & Ammo Deals
Inherited/will inherit nearly half a million, what to do?
Added on : Monday June 09th 2014 05:00:12 PM
g: 4 Posted By: echpirate
Views: 2974 Replies: 53 Hey everyone,

I was lucky enough to graduate college with no debt, a car that was given to me and no student loans etc. My parents also said they would pay for whatever grad school I have which is obviously wonderful. On top of that I had about 180k in stocks and funds when I graduated and not have about 210k since I inherited the first part of a family farm being sold and will inherit another ~240k in 2016.

In total I will have about 430-450k depending on how much I spend and earn between now and then. I know that may not sound like a lot of money these days but I'm only 25 and to me it is. What would you do with it? I plan on investing it to turn it into millions someday but I bet that won't be too easy. I'm very frugal and cautious with money and won't spend it on anything I don't need. I'm not trying to flash it it anyone's face either I just wanted to see what other people think.

Thank you!
Investing Deals
Inherited/will inherit over nearly half a million, what to do?
Added on : Monday June 09th 2014 06:00:07 AM
g: 0 Posted By: echpirate
Views: 3 Replies: 0 Hey everyone,

I was lucky enough to graduate college with no debt, a car that was given to me and no student loans etc. My parents also said they would pay for whatever grad school I have which is obviously wonderful. On top of that I had about 180k in stocks and funds when I graduated and not have about 210k since I inherited the first part of a family farm being sold and will inherit another ~240k in 2016.

In total I will have about 430-450k depending on how much I spend and earn between now and then. I know that may not sound like a lot of money these days but I'm only 25 and to me it is. What would you do with it? I plan on investing it to turn it into millions someday but I bet that won't be too easy. I'm very frugal and cautious with money and won't spend it on anything I don't need. I'm not trying to flash it it anyone's face either I just wanted to see what other people think.

Thank you!
Investing Deals
Advice to a High School Student that just got drafted into MLB
Added on : Saturday June 07th 2014 09:00:15 AM
g: 0 Posted By: superdrew
Views: 60 Replies: 1 A family member just got drafted into Major League Baseball straight out of high school. He received a signing bonus of around a half a mil, plus 4 years of college paid for at any time, and gets a small stipend for living expenses and a paid apartment.

What steps would you take to immediately reduce the amount of taxes you would pay?

Other than stay away from H&B, don't get a girl pregnant, where a condom, and keep living frugally,
what advice would you give someone coming straight out of high school into the big leagues?

Hopefully this can become a resource to anyone in the same situation (18 year old kids getting huge inheritances, winning the lotto, etc).
ON SALE: Antica Murrina - Lapilli - Long Murano Glass Necklace
Added on : Saturday June 07th 2014 09:00:05 AM
Drop-shaped beads interspersed with smooth disks in complementary colors adorn the long front half of the Lapilli necklace, contrasted by small colored Murano glass beads along the other half. Each piece is unique. Variation is not only possible, but prized. Signature box included. Italian design.
ON SALE: Moschino - Black, Red and White Guitar Printed Long Scarf
Added on : Saturday June 07th 2014 09:00:05 AM
Turn on your inner rocker with the Guitar Printed Long Scarf by Moschino. Features a guitar that runs half the length and rib knit end finish. She»s a femme fatale. Made in Italy.
ON SALE: Moschino - Cheap and Chic Vuoto Silk Square Scarf
Added on : Saturday June 07th 2014 09:00:05 AM
Are you a half empty or half full type of thinker? Show your pensive side with the Vuoto silk scarf by Moschino Cheap and Chic. Featuring filigree baroque frame border with »VUOTO» on an ecru backdrop. Made in Italy.
g: 0 Posted By: ctgolfer
Views: 102 Replies: 0 Extremely comfortable, lightweight, and soft
Comfortable foot bed allows the foot to 'breathe', helping prevent bacterial foot infection and diseases.
Perforated upper provides cooling ventilation holes
Strong but soft EVA molds to the shape of your foot for increased comfort
Non-marking-keeps floors clean
Adjustable Velcro strap accommodates all feet widths
Rubber outsole and a perforated upper
Massaging footbed with arch support
Easy to clean and odor-resistant
Available in three styles for ladies and one style for men
Womens black/pink sizes: 5/6, 7/8, 9/10
Womens white/pink sizes: 5/6, 7/8, 9/10
Womens white/tan sizes: 5/6, 7/8, 9/10
Mens black/black sizes: 8/9, 10/11, 12/13
For half sizes, please order one size up
Brand: DAWGS
Condition: New
Warranty: 30 Day

http://1sale.com/fashion/footwear/dawgs-ultralight-outdoor/
Shoes Deals

1Sale.com Coupons
g: 0 Posted By: polishdreamer
Views: 335 Replies: 2 It's normally $1099.99 but it's half off at the Sony store B&M, it's a full-blown computer with a 4th gen I5 - 1080P touchscreen but behaves like a tablet. I'm taking a $49.99 case & an extra plug / cord ($75), as my free accessory.

This link is to show the product, it's not the 50% off sale plus 2 free accessory price:

http://m.store.sony.com//vaio-tap-11-tablet-pc-zid27-SVT11226CX/...

It's razor thin, I mean real thin. Color white or black.
Windows Tablets Deals
g: 0 Posted By: polishdreamer
Views: 143 Replies: 1 It's normally $1099.99 but it's half off at the Sony store B&M, it's a full-blown computer but behaves like a tablet. I'm taking a $49.99 case & 32GB SD card with auto-backup.

http://m.store.sony.com//vaio-tap-11-tablet-pc-zid27-SVT11226CX/...

It's razor thin, I mean real thin.
Windows Tablets Deals
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 shipping adds $5

3,500-Watt Generator

7 HP engine
3500 surge watts, 3000 running watts
4-gallon fuel tank
Low-oil automatic shutdown
Two 120-volt receptacles
One 240/120 V NEMA L14-30 receptacle
Voltage indicator lights and selector switch
DC outlet
Digital hour meter
Spark arrestor


4,050-Watt Generator

Spark arrestor for usage in national parks and forests
Low-oil shutdown and overload protection
Voltage selector allows easy switching from 120V to 240V as needed
212cc engine provides 4050 surge watts and 3500 rated watts
Runs 11 hours at half load on 4 gallons of gas


4,750-Watt Generator

Electric start, low-oil shutdown and overload protection
Digital readout helps manage oil changes and maintenance schedule
CARB & EPA III meet requirements for sale in all 50 states
Includes wheel kit and foldable handles for easy transport
223cc engine provides 4750 surge watts and 3750 rated watts


7,000-Watt Generator

Electronic push button start
13 HP OHV engine
7000 surge watts, 5500 running watts
6.5-gallon fuel tank
Low-oil automatic shutdown
Four 120-volt receptacles
One 240/120 V NEMA L14-30 receptacle
Voltage indicator lights
DC outlet
Digital hour meter
Spark arrestor and wheel kit


9,000-Watt Generator

Electronic push button start
15 HP OHV Engine
9000 surge watts, 7000 running watts
6.5-gallon fuel tank
Low-oil automatic shutdown
Four 120-volt receptacles
One 120 V NEMA L5-30R receptacle
One 240/120 V NEMA L14-30 receptacle
Voltage indicator lights
DC outlet
Digital hour meter
Spark arrestor and wheel kit

http://tools.woot.com/offers/wen-gas-generators-your-choice-of-w...
The North Face Women's Half Dome Hoodie Sale - $24.99 w/ FS at 6pm
Added on : Thursday June 05th 2014 06:00:02 PM
g: 0 Posted By: DizzyT71
Views: 293 Replies: 0 6PM is offeringThe North Face Women's Half Dome Hoodieson sale for $24.99 with free shipping.
Regular Price: $45.00

Available in sizes XS - L
Cotton-poly fleece blend
the north face screen print logo on front
Pullover hoodie
Adjustable drawstring hood
Kangaroo hand pocket
1x1 rib knit at cuffs and hem
75% cotton, 25% polyester

Clothing Deals

6PM Coupons
g: 0 Posted By: Farfisa850
Views: 200 Replies: 0 http://www.walmart.com/ip/Gerber-Bear-Grylls-Essentials-4-Piece-...

Gerber Bear Grylls Survival Bundle:
Gerber Bear Grylls 15" Compact Parang Machete:
Focuses weight toward the tip for more power behind every swing
High-carbon steel
Full-tang construction
Won't bend, bow or wobble
Compact 9.3" blade makes it easier to handle in dense underbrush
Full-tang, high-carbon steel construction for durability
Ergonomic, non-slip rubber grip for comfortable, secure handling
Military-grade, mildew-resistant nylon sheath
Lanyard cord for enhanced grip security
Gerber Bear Grylls Scout Folding Knife:
Half-serrated, carbon stainless steel drop point blade
Ergonomic, textured rubber grip
Dual-sided thumb stud
Easy, single-hand blade opening
Lock back design securely locks the blade in place
Titanium nitride-coated, stainless steel pocket clip
Gerber Bear Grylls Survival Bracelet:
Woven from 12' of utilitarian paracord
Easy, 1-hand size adjustment
Integrated whistle
Easy-adjust system
Sports & Outdoors Deals

Walmart Coupons
g: 0 Posted By: Deals4mykids
Views: 244 Replies: 0 http://www.ebay.com/itm/Sexy-Silicone-Strapless-Backless-Self-Ad...

Made of high-quality silicone material
Colored push-up bra provides comfort and support
Creates a busty, fuller look
Strapless, backless design is perfect for low-cut and strapless tops and dresses
Self-adhesive and re-usable

Clothing Deals

eBay Coupons
g: 0 Posted By: Advertisement
Views: 151 Replies: 0 Sierra Trading Post - Teva Torin Sport Sandals (For Men) - $31.46

Valid 6/2

Water- and adventure-ready, Teva's Torin sport sandals offer support and cushion on warm-weather walks thanks to adjustable straps, a compression-molded EVA midsole and shock-absorbing Shoc Pad in the heel.

Touch-fasten adjustable toe and instep webbing straps
Microfiber-padded heel strap
Compression-molded EVA midsole
Encapsulated Shoc Pad in the heel for shock absorption
Rubber traction outsole
Made in China
Half sizes order down
Visit our Shoe Sizing Guide
US shipments only

Shoes Deals

Sierra Trading Post Coupons
g: -2 Posted By: ctgolfer
Views: 206 Replies: 1 The United States Mint Silver Eagle $1 coin, is the world's best selling and most highly collected bullion coin. These are fresh coins from a U.S. Mint roll that have not been picked over and will be shipped securely in individual plastic sleeves known as flips.

The American Silver Eagle is the official silver bullion coin of the United States. It was first released in 1986 and has been produced every year since. The obverse design was taken from the Walking Liberty design by Adolph A. Weinman, which originally had been used on the Walking Liberty Half Dollar coin of the United States from 1916 to 1947. This iconic design had been a public favoriteand one of the most beloved designs of any United States coinage of modern times, silver or otherwiseit was revived for the Silver Eagle decades later. The reverse was designed by John Mercanti and portrays a heraldic eagle behind a shield; the eagle grasps an olive branch in its right talon and arrows in its left talon, echoing the Great Seal of the United States; above the eagle are thirteen five-pointed stars representing the Thirteen Colonies. The reverse is inscribed with the phrases UNITED STATES OF AMERICA, 1 OZ. FINE SILVER~ONE DOLLAR, and E PLURIBUS UNUM (on the banner that the eagle holds in its beak), as well as the mintmark if applicable.

www.ebay.com/itm/Lot-of-10-2014-1-Troy-Oz-999-Fine-Silver-Americ...
RC & Hobbies Deals

eBay Coupons
Get 50% off select Video Games @ Best Buy
Added on : Saturday May 31st 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 200 Replies: 0 World of Warcraft - $9.99

World of Warcraft: Mists of Pandaria - $9.99

StarCraft II: Wings of Liberty - $19.99

StarCraft II: Heart of the Swarm - $19.99

Diablo III - $19.99

www.bestbuy.com/site/promo/half-off-select-blizzard-titles-20140...
Video Games Deals

Best Buy Coupons
Moosejaw - Take a survey and get a $10 OFF $25 Coupon
Added on : Saturday May 31st 2014 10:00:06 AM
g: 1 Posted By: tedhawkins
Views: 173 Replies: 1 Moosejaw - Take a survey and get a $10 OFF $25 Coupon

http://www.moosejaw.com/moosejaw/shop/content_lp-10-dollar-surve... are the fun rules about the $10 Survey Coupon thing, bullet point style.

The code is only valid with the email address provided at the end of the survey.
You can only take the survey until June 8th. So snap to it.
The $10 coupon is valid on items over $25 and expires June 29th, 2014.
You only get $10 off total. Not $10 off on each qualifying item.
The coupon is good for in-stock items only and isn't valid for prior purchases.
The coupon excludes all Patagonia Full priced items and gift cards.
Rewards points are cut in half for orders placed with the survey coupon.
It's just one coupon per customer and coupon cannot be combined with other offers.
Sorry for being so mean about everything.

Clothing Deals

Moosejaw Coupons
Flowtron Electronic Insect Killer - $28.98 @ Amazon
Added on : Friday May 30th 2014 09:00:04 AM
g: 0 Posted By: SieSilverStars
Views: 206 Replies: 0 The Flowtron Electronic Insect Killer is on sale at Amazon for $28.98 with Free Super Saver Shipping on orders over $35.00 or free shipping with Prime.

Linky

15W Light Bulb
Recommended to be used w/i 25-ft. of area intended for human activity.
Instantaneous Operation
1/2-Acre Coverage


Received 4.1/5 stars based on 1,867 customer reviews on the product page.

The next lowest price on Google Products from a rated merchant is $54.53 shipped.
Electronics Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 166 Replies: 0 $150 In-Game Bonus w/ purchase,

A new choice of weapon for serious gamers, the GIGABYTE GeForce GTX 750 Ti delivers powerful performance at an incredible value. Based on the next-gen NVIDIA Maxwell architecture, the GTX 750 Ti boasts 640 CUDA cores and a 2GB GDDR5 memory that work side by side, delivering twice the performance at half the power consumption of previous generation GPUs - you can effortlessly game in Full 1080p HD in today's most hot titles. Plus with GeForce GTX gaming technologies, like NVIDIA GPU Boost, G-SYNC, and GeForce Experience, you'll get a fully evolved experience in your PC gaming.This model is slightly factory overclocked to Base 1033MHz/Boost 1111MHz (Standard- Base:1020MHz / Boost:1085MHz) for smoother gameplay.

www.newegg.com/Product/Product.aspx?Item=N82E16814125502


Video Cards Deals

Newegg Coupons
Question about multiple claims against my homeowner's insurance.
Added on : Wednesday May 28th 2014 03:00:09 PM
g: 0 Posted By: chocula
Views: 31 Replies: 0 I have a couple of questions about making another claim against my homeowner's insurance.

I have had the same insurance company for my house and car for about 15 years or so. I never had a claim until about 8 years ago when our town was hit pretty hard by tornadoes and an extremely large tree landed on our house. Somehow our chimney took the brunt force of the tree (i was sleeping under where the tree landed on the house), it still did about $30k in damage to our house.
We filed an insurance claim and they paid everything but our deductible. Other than about 3 or 4 back and forth messages there were no issues with getting the work approved and the contractor paid.

About 2 years ago, I got a chip in my windshield and was told that the insurance company would repair those for free. We had a guy come out to the house and he repaired the windshield.

We have lived in our current house for almost 7 years and have never had a claim against it. Last year, we had a really bad storm and about 60% of the houses on our street had their roofs replaced. We decided against repairing the roof or filing a claim since we had one previously. In the 7 years we have lived here, we have had several bad storms.
Last week, we had another pretty bad storm and the builders were out in force trying to get people to replace their roofs.

After the most recent storm, we had a very small amount of water in our garage where you could see it leaked from the roof area.

My wife and I were discussing whether or not we should get our roof replaced and decided to have someone inspect the roof. You can clearly see the damage from the hail on the shingles and the flashing. Several of our screens were damaged as well. My vehicle has a few hail marks on it, but it is 8 years old and a few marks on it are no big deal.

The builder that inspected our roof said that the front part of our roof has a great deal of damage, but surprisingly the back part of the roof is not that bad.

I have read here that just calling your insurance company about these issues can count against you, so I wanted to get some advice before calling them.

My questions:
1. Will having another claim cause my premiums to go up?
2. Can they cancel my insurance if I have a 2nd claim? I am guessing it will be $5-6k to replace the roof (based on the costs for my neighbors to get their roofs repaired).
3. The builder said that my insurance company may not pay for the back part of my roof because it was not that bad. Would an insurance company only repair half a roof?
3A. Our house that was hit by a tree in Atlanta was a split level and only one roof was damaged. We paid for one roof and the insurance company paid for the other one,
4. Do you have any advice for me with this situation?

Thanks in advance. We are obviously trying to get the roof repaired, but at the same time do not want to lose our insurance.


Question Deals
Free Kindle Books - Facing the Dragon (was $15) & Soul of a Tiger
Added on : Wednesday May 28th 2014 06:00:03 AM
g: 0 Posted By: remick
Views: 130 Replies: 0 Facing the Dragon: How a Desperate Act Pulled One Addict Out of Methamphetamine Hell
http://www.amazon.com/dp/B004GUSDQ8

4.9 out of 5 stars (27 customer reviews)

After more than twenty-three years addicted to methamphetamine and otherdrugs, David Parnell put an SKS assault rifle under his chin and pulled the trigger.The blast took off half his face, yet somehow he survived. They called him the 'miracle man' at the Nashville hospital where he'd been pronounced clinically dead. Following an afterlife experience where he briefly experienced hell, David woke up in the hospital, and he was changed forever, both physically and emotionally. In Facing the Dragon, you will witness the slow, agonizing metamorphosis of a good-looking high-school athlete into a violent, drug-dealing, psychotic wife-beater whose children were terrified of him. In graphic detail, you'll relive his suicide attempts and then walk alongside him as he endures countless surgeries to reconstruct his decimated face and learns how to cope with his hideous disfigurement. Now thirty-nine, Parnell is clean and sober and is making the most of the second chance he's been given, bringing his message about the dangers of meth and other drugs to schools, prisons, churches, and antidrug organizations around the world as a full-time lecturer. By experiencing the nightmare of his lifeand his brief glimpse of hellyou will find hope and healing when facing your own life-threatening dragons.


Soul of a Tiger: A Miraculous True Story of a Family Who Survived the Cambodian Genocide
http://www.amazon.com/dp/B00G8P26RQ

4.8 out of 5 stars (49 customer reviews)

Throughout Asia, the tiger has long been a metaphorical creature of magnificent power, magic, tenacious will and independence. Born in the Year of the Tiger, Rachanas undeniable symbolic life or death experiences prove that faith, belief, and the will to survive can prevail above all odds.

In what was one of the most appalling mass murders known to mankind, the Khmer Rouge inflicted evil upon the first class citizens of Cambodia from 1975-1979. Throughout the next gruesome four years of the Killing Fields, and even prior during the Cambodian Civil War, nearly a quarter of the entire countrys population was lost from starvation, torture, insurmountable tragedy, disease, and blatant atrocities. Families were broken and the entire landscape of the country was destroyed.

Inspired by a true story, one young woman defies all odds in this profound journey of love, anger, bravery, forgiveness and survival. Along with her beloved mother and two young daughters, Rachana experiences both the best and worst of mankind. Through insurmountable adversities, this tearfully authentic and courageous story will take you on a compelling pursuit of freedom, surprising sacrifices and life or death decisions to be made along the way.

Books Deals

Amazon Coupons
New Arrivals: Antica Murrina - Elite Murano Glass Bracelet
Added on : Tuesday May 27th 2014 09:00:04 AM
Elite Murano Glass Bracelet from the Vernissage Collection. Featuring brilliant glass beads in half moon shapes and round sparkling stones, pave crystal spacers and lobster clasp. Each piece is unique. Signature box included.
New Balance High Heat Half Zip Jacket $18.85 FS @ 6PM
Added on : Monday May 26th 2014 04:00:03 PM
g: 0 Posted By: DizzyT71
Views: 223 Replies: 0 6PM has theNew Balance High Heat Half Zip Jacketon sale for $18.85.

Compare at $26.97 shipped @ Amazon.

Available in: Team Cardinal, Team Deep Green or Team Maroon.
Sizes: SM - 3XL

Score with a wind and water resistant pullover
Relaxed fit pullover has a roomier fit for a greater range of motion
Soft and super stretchy fabric provides freer movement on or off the field
Unlined pullover has a ribbed collar and covered half-zip placket for easy on and off
Embroidered flying NB logo on the right chest

Clothing Deals

6PM Coupons
TCPA enforcement for fun and for profit up to 3k per call
Added on : Sunday May 25th 2014 08:00:11 AM
g: 3 Posted By: codename47
Views: 146 Replies: 1 Just wanted to get some feedback on the latest experiences people are having with automated calls. So, the TCPA (telephone consumer protection act 47 usc 227) regulates such calls, and generally without "express written consent" or an emergency purpose.

TCPA updates:

Now, previously, before October 2013, there was an implied, express written consent where if you gave your telephone number to someone, it was considered by some courts to be "consent" or was allowed under an "established business relationship", but that all changed in the fall of 2013, so here are have a requirement for unambiguous written consent required and no established business relationship loophole as of October 2013, because the FCC says so. http://www.kleinmoynihan.com/publication/new-tcpa-rules-effectiv...

Text messages count too as prohibited methods of communication again without clear written consent. These are super easy to enforce as you have almost all the evidence you need to find out the other party's identity and bring them to court.

Also, just to be clear the company that the calls are being made for are vicariously liable for the actions of the telemarketing company. So, if a company calls and is trying to sign you up for Dish network or Caribbean cruise lines, and they are Joe Schmoe telemarketing enterprises LTD, and they fold up, declare bankruptcy, and move overseas, you aren't out of luck and can generally go after Dish network for the calls that were made on their behalf as they were the ultimate beneficiary of the illegal actions. Otherwise, any company could hire an illegal telemarketer, and claim innocence as they didn't directly make the calls themselves.

So, I am looking at switching service providers with my cell phone as I can't port my old number, and holy effin crap, I get a lot of pre-recorded calls and for no reason on the new number. I get quite a few on the old number too, but that is in the process of being rectified...

Some other interesting stuff I found is that at least in the 6th circuit COA at least, TCPA calls have a max damage amount of potentially 3k per call. Now, some lazy lawyers will cite the $500 to a max of $1500 per call, but for people who are willing to do a little research, they may find a few gem's such as Phillip Charvart, a personal hero of mine along with Edward C lawson. If you think I have a propensity to sue people you should see Phillip Charvart laying down the law. I read somewhere that he filed like 60+ lawsuits and won the vast majority of them while establishing a lot of good caselaw. For example, in one case, Charvart was awarded $73k. http://do-not-call-complaints.com/blog/tcpa-monetary-awards-char...

The 6th Circuit held in another case:
a person may recover statutory damages of $1500 for a willful and knowing violation of the automated-call requirements, 227(b)(3), and $1500 for a willful and knowing violation of the do-not-call-list requirements, 227(c)(5) even if both violations occurred in the same telephone call. This is in Charvart v NMC llC: http://www.sixthcircuitappellateblog.com/uncategorized/sixth-cir...

Therefore, if you get a pre-recorded call that fails to provide the name/entity for which the calls are being made, or the phone number or address of the entity which the calls are being made on behalf of, fails to honor a DNC request or fails to have a DNC list, you have one category of violations which can run $500 to $1500 per call. If you have a pre-recorded or automated call that is a second category of violations that can run $500 to 1500 per call.

Now, I know some have said they have trouble identifying the other party, so you can feign interest and gather some identifying information that way. Alternatively, I've found that a large number of the calls I get a least, come from one source: peerless networks. Apparently they provide telemarketing services for many companies, and they are frequently violating the law. So I do a reverse search on whitepages.com, which takes like 5 seconds, identify the service provider, and then subpoena the information most likely from Peerless networks, which apparently gets quite a lot of requests for this information as they state the different categories of information available and how to request it. Key thing is that they can provide ALL subscribers that have called a certain telephone number, so perhaps if you missed one or two companies in the last 4 years, this company will most likely have a complete set of records for just the calls from subscribers to you. They can also provide the subscriber contact information.

http://www.peerlessnetwork.com/contact-us/law-enforcement-and-su...

In summary:

Explicit in writing opt in is required.

Text message marketing is just stupid, but there are apparently a lot of stupid people in the world

Peerless networks likely has almost all the information you need to carry a lawsuit.

you can recover somewhere between 1k and 3k per call

Parent/beneficiary companies are vicariously liable and there are a lot of stupid/lazy marketing departments in the world

Many of these companies leave robocall voicemails, which is just stupid as well.

You are a private attorney general, because congress said so



Discussion Deals
g: 0 Posted By: ctgolfer
Views: 10 Replies: 0 shipping adds $5

23" IPS Widescreen WLED backlit anti-glare 1920 X1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
4GB DDR3 memory For multitasking power, expandable to 16GB
500GB SATA hard drive has plenty of space to store your digital albums, music library and rich media files
Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
Realtek ALC3228-CG Audio for rich and dynamic sound
Windows 8 makes the things you do every day easier

http://tech.woot.com/offers/hp-pavilion-23-amd-quad-core-aio-des...
g: 0 Posted By: jskins
Views: 75 Replies: 1 Crossover Slim Fit 2-Button Suit with Plain Front Trousers (Taupe/Brown)- $76.80 with Free Shipping at Jos A Bank. Deal Ends 5/26.

Slimmest cut
Higher armholes
Slimmest through body
Jackets have narrower sleeve and slimmest lapel
Trousers have shortest rise and slimmest leg
Wrinkle resistant
Side vent jacket with plain front trousers
Quarter top-pockets
Comfort-range waistband with self-adjusting stretch
Button-through back besom pocket
Half-lined to the knee
Unfinished bottoms for altering ease
Poly-rayon blend

Clothing Deals

Jos. A. Bank Coupons
g: 0 Posted By: Canucklehead
Views: 182 Replies: 0 $49.99 Shipped, check it out on Fleabay: (half off retail! )
http://www.ebay.com/itm/Cuisinart-GRID-8N-5-in-1-Griddle-Contact...

Amazon,Price & Reviews
http://www.amazon.com/Cuisinart-Gourmet-Griddle-Griddler-GRID-8N...
or similar: http://www.amazon.com/Cuisinart-GR-4N-5-in-1-Griddler/dp/B002YD9...

Condition: Factory Refurbished
Packaging: White Box
Warranty: 90 Day
Manufacturer: Cuisinart
Model: GRID-8N

Features Include:
5-in-1 multifunction griddle: contact grill, Panini press, full grill, full griddle and half grill/half griddle
Removable and reversible dishwasher-safe nonstick grill & griddle plate
Cooking plates drain grease for healthy cooking
Integrated drip tray collects grease and is easy to store
Sturdy Panini-style handle with hinged floating cover adjusts to thickness of food
Selector knob to choose grill or griddle function
Adjustable temperature controls for grill or griddle
Red/Green indicator lights for easy operation
Brushed stainless steel housing
Dishwasher-safe scraping tool for easy cleanup
Instruction manual with gourmet recipes
BPA Free
Dimensions (Width x Height x Length): 13.5 x 7.1 x 11.5"

Appliance Deals

eBay Coupons
B2G1 Free Mascara Event @ Nordstrom - Today Only - FS or BM
Added on : Saturday May 24th 2014 04:00:05 AM
g: 0 Posted By: fivetalents
Views: 193 Replies: 0 Nordstrom's much anticipated buy 2, get 1 free mascara event is today only,online or in stores. The free mascara must be selected from a list of 175 qualifying products (a dozen more than last year). Prices start from $6 (cheapest ever?). The cost of the free/lowest-priced mascara will automatically be deducted at checkout.

"Blink... and it's gone! Buy 2 mascaras, get 1 free. Mix and match three mascaras from your favorite brands, and we'll automatically deduct the cost of the lowest-priced mascara in Checkout. No promo code required. But don't blinkthis offer lasts for 24 hours only (online and in store Saturday, May 24, 2014).

Excludes lash primers, serums, enhancers and mascara sets. Free mascara can only be shipped to the same destination as your order and cannot be shipped to international addresses. If you return the qualifying item(s), please return the gift as well."

Bonuses:
- Many brands (like CIinique) currently have free gifts with minimum/select purchasepromotions going on so you could get some very useful free stuff based on the brand of mascara you buy (see each brand for terms).
- Get 3 free makeup sampleswith any online makeup purchase.
- Mac has a recycling program where you get a free product of your choice from limited selection of products (e.g., lipstick) for bringing in 6 empty containers of any of the same type of
product... so this deal can get you halfway to a Mac freebie (or all the way if you do it twice).
- Unlike previous years, there is no stated limit of 1 per person, no code is required online, and greatly expanded selection (175 mascaras to choose from with more less expensive options).

FREE SHIPPING (no minimum required) . FREE RETURNS. ALL THE TIME.
Makeup Deals

Nordstrom Coupons
Time to look for a new job?
Added on : Friday May 23rd 2014 04:00:09 PM
g: 0 Posted By: greenman6727
Views: 157 Replies: 3 Here is the situation - been with the company for more than 11 years, few years ago our division was sold to a new company. During annual review this year, I brought up fact that my salary is below median (about 25 percentile) based on payscale.com. Boss promised to look into it. Few months later, he came back saying HR/big bosses are not letting him increase the salary, but they are giving me a bonus of 5K, half payable on 9/1 and the other half 12/31. Here is the kicker - the bonus is tied to the objective of training another team member (which was already in my this year's list of objectives). I feel like it is time to look for a new job. My expertise is in demand and I should be able to find a job, at least with the same salary that I make now- but am weary of a change after 11 years with the same company and having to start afresh. But may be it is time? Any advice?
New User Question Deals
g: 0 Posted By: remick
Views: 69 Replies: 0 http://www.outback.com/coupons

Just say Moonshine BBQ Wings to your server
Outback Steakhouse Deals
g: 0 Posted By: DizzyT71
Views: 147 Replies: 2 True Value has theDeluxe Banquet Table, Lightweight, 30 x 72-In.$34.99 - $5 off $30 Coupon code "SPRING5" = 29.99 w/ free ship to store.

Coupon valid until 5/31/2014.

Next lowest price on Google Productsis $70.91 shipped.

Company coming? This banquet table is exactly what you need. 30" x 72" when open, folds in half for easy portability (with carry handle). Lightweight, too. Rugged steel tube frame with powder coated finish; polypropylene surface. 29" high, folds To 4-3/4" wide for easy storage.

30" x 72" x 29" high banquet table
Steel tube frame
Folds in half

Furniture Deals
YMMV Levis In Store Clearance -- Jeans $15 or less
Added on : Wednesday May 21st 2014 09:00:05 AM
g: 0 Posted By: ebrooksbay
Views: 181 Replies: 1 I know this is YMMV, but it seems like maybe it is clearance season for Levis


I scan their clearance half a dozen times a year when I happen to walk by the store, and I just snagged 10 pairs of jeans for ~$15 each. Tons of styles all priced $24.90 and below--and my store had an additional 40% off clearance on top of that. Usually I can only find one or two pairs in my size and usually they are the more unusual colors. Today I found 10 pairs in about 8 styles and only one of the pairs rang up at more than $15 after the 40% despite some of them still having higher prices on the tags.

Anyway, I thought this might help someone out--I'm set for a few years now! Good luck!

I was at the Santa Barbara, CA store.
Clothing Deals

Levi's Coupons
g: 1 Posted By: remick
Views: 209 Replies: 0 https://www.surveymonkey.com/s/XGJP8JH

YMMMV - may only be for runners that went toPortland Rock 'n' Roll Half Marathon
Clothing, Shoes & Jewelry Deals
Easy Short Cut to Starwood SPG Platinum Elite Status
Added on : Tuesday May 20th 2014 06:00:04 PM
g: 0 Posted By: herzog
Views: 153 Replies: 0 copied from therewardboss.com

Want a short cut to get Starwood Platinum Status?
It takes 25 stays or 50 nights to earn Starwood SPG Platinum Status, which I think is the most rewarding Hotel status. This is not easy for the average person to attain but here is a short cut:

If you link a Starwood Amex credit card to your SPG account, you get 2 stays / 5 nights credit towards elite status and if you have both the personal and the business card you will get double that: 4 stays / 10 nights. Thats supposed to be the maximum allowed, but if you add a few more cards, you will get 2 stays / 5 nights for each card, so it is possible to earn Platinum status with just a few stays if you link a bunch of cards linked to your account.

Testing it out
Ive been testing out to be sure it works. I had both the business and personal cards so I expected to be credited 4 stays / 10 nights as they did last year. Instead I noticed there were way more stays/nights in my account 8 stays / 20 nights and that was because I had 4 accounts linked (my two plus two family members). As another test, I had another family member put my SPG # on their account and sure enough, I received another 2 stay / 5 nights shortly after. Im not sure what the maximum is here, but Im now 10 stays / 25 nights closer to Platinum half way if I qualify by nights. A friend has confirmed the same results and it seems it works if you link your friends accounts. In prior years I had more than 2 cards linked and it always maxed me out at 4 stays / 10 nights.

Will it last?
Im not sure. If its a bug and they fix it I will need more nights to requalify for Platinum again this year.



How To Sign Up
American Express is currently offering 25,000 SPG points to sign up which is pretty good (they do offer 30k -[click link to see previous offer] sometimes, but who knows when it will happen again). I dont get any commission if you sign up here are 3 ways to sign up.

1) Direct Links to Sign up:

SPG Amex Business credit card: 25k Bonus after spending $5k in 6 months, $65 annual fee waived first year
SPG Amex Personal credit card: 25k Bonus after spending $5k in 6 months, $65 annual fee waived first year

2) If you want to support me, I can refer you and I will get 5k points. I know its a bit more work (I do appreciate it) but will understand if you prefer the easier method #1 or #3. Email me your first/last name, email address (click here to send me an email), and if you want the business or personal card. You can also refer yourself or a family member for an additional card by clicking here and get the 5k referral point bonus yourself.

3) If you want to support your favorite blogger, apply for a card using one of their links. Heres a couple to check out ViewFromTheWing, OneMileAtATime, MommyPoints, MightyTravels (it seems none of them are getting any commission at this time).


It will help you re-qualify if you are short a few nights
If you think you may fall short of re-qualifying for Platinum this year or if you would like to attain Platinum status, signing up for these cards will help. Unless you are currently working towards a minimum spend requirement to get a sign up bonus, this is my favorite card to use to because the SPG points are very valuable.



Are you I eligible for the sign up bonus if I had the card in the past?
Not too long ago, there were many posts stating that American Express will no longer allow repeat bonuses. That means you can only get one bonus per card per person per lifetime for new accounts starting May 1, 2014. See the posts here: FrequentMiler, Milepoint, and Flyertalk, beginning May 1, 2014. As far as I can tell, the terms and conditions on the application doesnt include this language and say you are not eligible if you had the card in the past 12 months. To me that means the new rules have not gone into effect.

How to get more stays towards elite status
Dont forget that award stays also count towards elite credit and that members are allowed to receive credits for up to 3 rooms per stay (for example: you plus 2 more rooms for friend). I know some people do mattress runs at your closest Category 2 hotel which costs a only 3,000pts per room per weekend night (Saturday and Sunday). Obtaining / re-qualifying for Platinum status this year means you will retain status for all of 2014 and 2015, with the expiration Feb 28, 2016! Personally, I prefer to re-qualify hitting 50 nights instead of 25 stays with the main advantage that Plat50s receive 10 suite night awards (SNAs). Platinum members qualifying with 25 stays, you are at the mercy of the check in agent for suite upgrades (but I often get upgrades anyway at most Starwood hotels). For Plat50s that would like a confirmed suite and apply SNAs to the reservation, the system begins checking for suite availability 5 days prior to check-in. If the standard suite is available, its yours and confirmed via email! A friend has successfully redeemed 28 out of 30 SNAs mostly great redemptions such as (click the link to see the property and suites):

the Fantastic Suite at W Guanzhou,
the Executive Suite at the Westin Guanzhou,
the Pualani Suite at Sheraton Waikiki,
the Deluxe Suite at the Equinox hotel Chares Orvis Inn, and
the One Bedroom Suite at Le Westin Tremblan
Here is the full SPG Platinum Member Guide
Credit Deals
What could my crazy mother being attempting, now?
Added on : Tuesday May 20th 2014 03:00:06 PM
g: 0 Posted By: Dus10
Views: 60 Replies: 3 I will attempt to keep this short. I am essentially estranged from my mother. She divorced my father when I was five and then he died a few months later in an auto accident; they were married for just at five years. She remarried a few years later and the relationship begat my half-sister. After over 20 years of being married, they have now divorced. My mother is a lazy-drunk-drug-addict.

I get a text from her today asking for my father's social security card and death certificate, which she says she gave me (I don't think that ever happened).

So, I want to know what she is trying to do. Here are my thoughts:

1) Try and get social security spousal death benefits: I don't think that they were married long enough for her to be entitled to anything. I (my mother) received social security survivor benefits until I graduated high school and got married. I thought the amount of time that someone had to be married for retirement benefits was seven years... well, she isn't old enough to collect any retirement benefits, and they were married when he died, so I don't think so. One of her loony friends may have given her the idea, though.

2) Maybe she is going to try and open credit in his name: Long shot, but I think she stole my identity at one point, anyhow. The death certificate request could just be "cover" for asking for his social security card. His SSN is searchable online, but I am not telling her that.

Is there any chance that she could be successful in pulling either of these off? Is there any other obvious thing I could be missing? Should I contact the authorities?
Question Deals
New driver with $5k car damage. Please help me decide what to do.
Added on : Tuesday May 20th 2014 08:00:08 AM
g: 1 Posted By: vholic
Views: 202 Replies: 9 I'm a driver in my 30s, however I only got my driver license recently (Oct 2012). I live in MA with a full coverage insurance for $3,033/yr with $1,000 deductible.

Car info:
2009 Mazda 3 S Touring Hatchback 41,500 miles
Purchase used in Jan 2013, paid cash OTD $16K (incl tax & everything)
Blue Book value as of today: Trade in to dealer in fair condition $10K
Recent repairs: $1K for one new tire, one new axle/CV joint, all new rotors (Apr 2014)

I got into an accident in an underground parking lot last Sunday. I hit the cement support beam when backing up and had some damage to the left side of my car. All lights are still functioning after the accident. Pic attached.
I went to 2 reputable body shops. Body Shop A quoted me $5,500 (big shop, everything is guaranteed). Body Shop B (mom&pop) but also reputable quoted me $4,200 insurance or 10% disc if I don't do insurance.
The car needs a new quarter panel, bumper and rear lights-left side.

Please help me decide what to do:
1. Do nothing. Knowing that I'm a new driver, I don't think this will be my last accident. I will use this car as my "training wheel" for 3-4 years.
2. Claim my insurance. I will get 4 points in my record for 5 years. Insurance will incr to $3,917/yr. My out of pocket will be $1K ded + 2 weeks of rental car (found out that I don't have rental coverage).
3. Pay the repair out of pocket.
4. Go to a cheap/somewhat shady place looking for a repair that costs half as much (~$2K).
5. Sell my car as is (maybe ~$6K?) and get a crown vic.

I'm leaning toward option 1 right now. Need some opinions on pros & cons. Thanks in advance.

Pic: http://i.imgur.com/DhdxvdO.jpg

Personal Finance Deals
g: 1 Posted By: tedhawkins
Views: 191 Replies: 0 Guns - $100 OFF a Stag Arms Model 5H 6.8SPC Complete Upper $435 + $9.95 S/H

http://www.gearhog.com/


Deal Overview
Made to mil-spec standards and in the 6.8 SPC caliber this upper offers a harder punch in the same AR-15 package. This upper includes a free magazine.

****Stag Arms can make this product legal for any state except CT and NY.

Product Specs
- Action: Semi-auto direct impingement
- Chamber: 6.8 SPC with a SAAMI SPEC 2 chamber
- Twist Rate: 1/11 button rifled
- Pivot/Takedown Pin Size: Small pin - .250"
- Muzzle Device: A2 flash hider (Stag Arms Compensator on post ban models)
- Barrel: 16", 4140 steel, chrome lined, government profile, manganese phosphate coated
- Handguard: Thermoplastic with double heat shields
- Upper Receiver: Forged and mil-spec with type 3 hard coat anodizing and a picatinny rail on top
- Bolt Carrier: Enhanced semi-auto with a manganese phosphate coating
- Charging Handle: Standard mil-spec
- Front Sight: F-marked A2 front sight, side sling swivel, and bayonet lug (no bayonet lug on post ban models)
- Rear Sight: None

Product FAQ
Q: What is the warranty coverage for this upper?
A: The upper has a one year warranty.

Q: Is this upper compatible with other manufacturer's lower receivers?
A: As long as the lower accepts a mil-spec upper, all of our uppers will function properly.

Q: Is the plus package available for this upper half?
A: The plus package is not available for 6.8 SPC uppers.

Q: What size magazine do I receive with the upper half?
A: A 25rd magazine is included with this upper half. A 10rd magazine is included if the 25rd magazine is restricted in the shipping location.
Fine Print


Guns & Ammo Deals
$1/1 SILK ALMOND Milk Half Gallons
Added on : Monday May 19th 2014 02:00:06 AM
g: 0 Posted By: MISTERCHEAP
Views: 3 Replies: 0 www.coupons.com

offer will be on top banner for most
coupons.com Deals
MSR Mutha Hubba Tent - 2013 Closeout $223.73 FS @ rei
Added on : Sunday May 18th 2014 09:00:02 PM
g: 0 Posted By: tedhawkins
Views: 35 Replies: 0 MSR Mutha Hubba Tent - 2013 Closeout $223.73 FS @ REI

http://www.rei.com/outlet/deal-of-the-day

The MSR Mutha Hubba Tent is ideal for a minimalist trio backpacking deep into the Sierras in the heat of summer, or tackling the Appalachian Trail for an extended trip in the spring
Configured to maximize the tent's interior space, the strong and light hubbed pole system sets up easily
Vertical end panels help keep the tent wall from hitting the footbox of your sleeping bageven for tall campers
Rainfly and floor fabrics balance weight and durability; you get a long-lasting, high performing tent that won't weigh you down
High-tech ripstop nylon rainfly reduces weight, and the silicon and polyurethane coating increases durability and resistance to damaging UV rays
2 doors and 2 vestibules give each person easy access and personal gear storage
Stay-dry entries ensure water won't drip into the tent when door is opened for ventilation in rainy weather
Mesh canopy offers excellent ventilation in warm climates and the dark color is easy to see through with little or no distortion
Pockets at each end of tent help keep small items organized; hang loops inside tent provide points to hang your headlamp or damp clothes
Rainfly rolls back halfway for a great view on starry nights and quickly rolls down if clouds move in
Vestibule can be rolled back in either direction for maximum ventilation or, in strong rainstorms, can be left open at the bottom to facilitate ventilation
Taped seams; reinforced stress points; ultralight stake loops; user-friendly door toggles
Save weight and create a minimalist shelter by using just the rainfly, footprint (sold separately), poles and stakes
Includes stuff sacks, J-stakes and guyline/tighteners
Daily Deals

REI Coupons
Lowes orbit 2" and 4" pop up brass sprinkler .48 ymmv
Added on : Sunday May 18th 2014 01:00:02 PM
g: 0 Posted By: tomeaine
Views: 11 Replies: 0 Grabbed a few at a local Lowes Dartmouth,Ma
.48 for 2" .50 for 4"
Cheapest found online was 2.49 each
4" qtr pattern 249651 Model #: 54221L.
4" half pattern 249639 Model #: 54222L.
2" Item #: 157364
Model #: 54241L
Home & Garden Deals

Lowe's Coupons
g: 1 Posted By: remick
Views: 117 Replies: 0 http://www.barnesandnoble.com/u/summer-reading/379003570
Children in Grades 1-6 can get a free book after they read 8 books this summer from Barnes & Noble.

http://hpb.com/fyb/started/
if your child is 14 and under, they can get a $5 gift certificate to Half Price Books for reading for 300 minutes a month this summer.

http://www.potterybarnkids.com/customer-service/store-events.htm...
Children who read 8 titles from their list by July 31 will get a free book at Pottery Barn Kids.

http://www.tdbank.com/summerreading/
Your child must have or open a young savers account at TD Bank, and read 10 books this summer to get $10 deposited into it.
Books & Magazines Deals
g: 1 Posted By: tedhawkins
Views: 121 Replies: 0 64% OFF Brieftons Julienne Stainless Steel Peeler/Cutter/Slicer $7.19 FS Prime

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply $12.80 OFF code 5CKU4WCU

* Made of high quality, 100% stainless steel to last for years
* Multiple features: peeling, slicing, grating, shaving, shredding, garnishing
* Prepare carrots, zucchinis and all your favorite veggies effortlessly
* Slice hard and soft cheese to perfection
* Grate chocolates for desserts with ease
* Create striking garnishes for serving platters
* Ultra sharp, durable blades
* Peeler's dual action motion reduce prep time by half
* Serrated blades give extra bites, useful for thin-skinned vegs
* Garnish foods decoratively to impress
* Easy grip handles for comfortable usage
* Hanging rings for storage
* Dishwasher safe


Home & Garden Deals

Amazon Coupons
g: 0 Posted By: nickadams96
Views: 178 Replies: 0 This item is back on sale again at $32. Its a great deal that comes around 2-3 times per year. Free to Store Shipping Available!

Available at WalMart.com!

http://www.walmart.com/ip/Mainstays-6-Centerfold-Table-Multiple-Colors/33148258

The Mainstays 6' Folding Table is constructed with a heavy-duty steel frame and double-sided metal support rails for maximum stability. Rubber capped feet are included to prevent damage to the floor. This white folding table has a durable, waterproof plastic top that makes clean-up simple and quick. It is a smart choice for indoor or outdoor use. Setting up and putting away this centerfold table is easy because it folds in half and has legs that tuck and hide away for space saving-storage. It also features a convenient, sturdy carrying handle and a closing latch that locks the table in place for easy transport. This Mainstays 6' folding table provides ample space that easily accommodates up to eight people comfortably. The versatile design is user-friendly and will complement any setting.Mainstays 6' Centerfold Table:

Compact folding design for convenient storing
Sturdy frame
Easy-clean top
Handle for easy carrying on underside of table
White folding table is lightweight
Rectangular centerfold table requires no assembly
WalMart warranty applies
Dimensions: 37.76"L x 29.49"W x 3.50"H
Model# 14678BLK1W

Home & Garden Deals

Walmart Coupons
g: 1 Posted By: jskins
Views: 209 Replies: 0 8-Port TRENDnet Gigabit GREENnet Switch (TEG-S82g)- $19.99 with Coupon Code EMCYTZG298 with Free Shipping at Newegg.

GREENnet technology reduces power consumption by up to 70% Max power savings compared with standard TRENDnet switches
8 x Gigabit Auto-MDIX Gigabit Ethernet ports
Provides high bandwidth performance
IEEE 802.3x Flow Control for full-duplex mode
Back pressure Flow Control for half-duplex mode
8 K absolute MAC address table
256 KBytes RAM data buffering
Operates and maximizes packet filtering and forwarding rate
IEEE 802.3az Energy Efficient Ethernet technology
Jumbo Frame support up to 9216 Bytes
Sturdy metal housing
Diagnostic LEDs
Plug & Play
1-year warranty

You can also get the 8-Port TRENDnet Gigabit GREENnet Switch (TEG-S82g)for $22.99 with free shipping at Fry's.
Networking Deals

Newegg Coupons
Bosch 12-Volt Lithium-Ion Combo Kit (3-Tool) $169 w/FS @ Newegg
Added on : Tuesday May 13th 2014 11:00:02 PM
g: 0 Posted By: ctgolfer
Views: 31 Replies: 0 12 Volt lithium ion
PS20B12 Volt max pocket Driver has an ultra compact design and at almost half the size of a 12 Volt compact drill/driver, it is handy and easy to carry in a tool belt, pocket, or bucket. Learn more here
PS50B 12 Volt Max Multi-X oscillating tool is versatile and flexible in both its applications and the materials it can be used on. Learn more here
FL10 12 Volt max Lithium-Ion flashlight has a 5 position pivoting head and 6+ hours of continuous runtime
Bosch litheon batteries - state-of-art lithium-ion battery technology coupled with Bosch's proprietary ECP (electronic cell protection) system guarantees the optimal performance of tool and batteries even for tough work conditions
Includes : 18 Volt cordless litheon brute tough hammer drill/driver, 18 Volt cordless litheon 6.5 in. circular saw, (2) 18 Volt 2.6 Ah Litheon fat pack battery, charger, 6 in. demolition reciprocating saw blade, 12 in. demolition reciprocating saw blade, magnetic bit holder, Philips drive bit, auxiliary handle, case
Compatible with Bosch BC430 (30min) charger. Works with Bosch 12V Lithium-Ion Batteries BAT411, BAT412 and BAT413

www.homedepot.com/p/Bosch-12-Volt-Lithium-Ion-Combo-Kit-3-Tool-C...
Tools Deals

Newegg Coupons
g: 0 Posted By: HKSturboKid
Views: 125 Replies: 0 Xbox Live Games for Gold - 3 Free games in June

For the ones that pickup the xbox 360 and have not joint the xbox live gold. Wait till end of May to joint as you can potentially get 4 games for free with Games for Gold.

For the month of June, you will get 2 games plus a bonus game to celebrate their 1 year anniversary of Games for Gold.

The Games with Gold titles for Xbox 360 in June are:
Dark Souls
Charlie Murder
Bonus game Super Street Fighter IV: Arcade Edition

The Games for 2nd half of May is:
Saint Rows the Third.
Xbox Live Deals
g: 1 Posted By: DaysFan
Views: 112 Replies: 0 http://www.walmart.com/

http://www.walmart.com/ip/Backyard-Discovery-Timberlake-Cedar-Wooden-Playhouse/34719091
Backyard Discovery Timberlake Cedar Wooden PlayhouseOnline$199.00(14)Free Shipping availableFree store pickupas soon as todaywithFree store pickupas soon as 5/16withFree store pickupas soon as todaywith

Age Range: 3-10 years
Accomodates up to 6 children
Sturdy Cedar construction


Online$199.00
The Backyard Discovery Timberlake Cedar Playhouse is great fun for the whole gang. It has wide windows that sunny breezes can blow through. The front is adorned with flowerpot holders and a cute half-door. On one side there is a snack window for serving up cool drinks on a summer day and all kinds of other pretending. Inside are play accessories including a sink, stove and cordless phone. Best of all, the Timberlake Playhouse assembles in less than an hour!
Backyard Discovery Timberlake Cedar Wooden Playhouse:

Accommodates up to 6 children
Sturdy Cedar construction
Wide windows for breezes
Front features flowerpot holders (flowers not included)
Side snack window perfect for serving up drinks
Play accessories inside including sink, stove and cordless phone
Dimensions: 3'-6"W x 3'-10 11/16"D x 4'-7 5/16"H
Adult assembly required (about 1 hour)
Warranty: 1-year manufacturer's defect on parts, 5-year pro-rated on wood for rot and decay
Age End: 10 Years Age Start: 3 Years Primary Color: Brown Battery Type: Does Not Contain a Battery Multi Pack Indicator: No Model No.: 65314 Shipping Weight (in pounds): 115.0 Product in Inches (L x W x H): 47.0 x 59.0 x 56.0 WalMart No.: 552183580

Out of Network charges
Added on : Friday May 09th 2014 04:00:09 PM
g: 0 Posted By: Dilbertic
Views: 44 Replies: 0 Late Nov 2013 I broke some toes and my doctor refereed me to this foot doctors office, but the foot doctors office told my doctor that the doctor they wanted me to use didn't handle broken toes, and suggested I use another doctor within that office. So they made an Appt with him and I went also knowing he was covered under my Ins plan.

I knew the minute I walked in this office I should have walked right out, it was a fast food shop, long lines and quick turn around, but I waited over an hour, half of which was paperwork and then when I asked how much longer they put me in a room and the Doctors Asst came in and talk to me, he was great, but all really did was take notes and look at my foot and xrays I had from my doctors office and then leave the room, and brief the primary doctor, who came in for about 10 minutes total telling me this is what you need to do and try to up sell me on a knee cart he helped design, and a bone stimulator for my foot and of course a boot.

I said no to the knee cart that wasn't going to happen for broken toes, and I have to think about the bone stimulator and yes to the boot, so he calls in this guy who say " I am a in house service " for the doctor and makes a molding of my foot for a boot and tells me it will be ready in a few weeks. 1 week later I get a call to come get a temp boot made out of plastic and a quick fitting for it. This boot was one of those you could order online and runs about 80 to 100 bucks and told the molded cast boot will be in the next few weeks, so 2 weeks later I get a call to come try on the other boot.

My foot is still swelled up and its a really tight fight, but wait this is not a soft cast boot, it's a custom black leather open toe'd boot with laces and boot straps and it hurts to put it on, and I am told I am going to have to find a shoe person to custom enlarge my shoe so the boot will fit inside of it.. WTH

A week later I check online with my Ins company, I am billed 300.00 for the plastic boot and 1500.00 for the black boot and it says it's only cover at 50% because this in house service provider is out of network which I was never told, so I call them up and they said yup we are not covered my that Ins company and I asked why wasn't I told this and they had no answer. I called my Ins company and they said they would look into it and said nope we will only cover 50%. The worse part is my foot doctor has some sales lady call me and said your Ins company already approved the bone stimulator for the toon of 3700.00 paid out and billed my Ins company for almost 6k, which sells for about 800.00 to 1k online.

I went back to the doctor and explained all this and said the boot hurts to wear and my foot swells up even more when I wear it which was only 1 time and he said not to wear it, but I can't return it, because it's custom. So now the in house service place is hounding me to pay my portion which I was tricked into using them by my in network house. I am pretty sure kick backs are going on here and wonder if that's even legal?

So what can I do about this bait and switch

Thanks for input
Question Deals
Wonder Wander Agate Stone Necklace is crafted in 18ct rose gold plated bronze and is part of the Odyssey MMXIV collection. Features adjustable curb chain with lobster clasp and 33ct square agate threaded trough a half circle. Natural beauty is highlighted by imperfections as pieces evolve organically. Genuine Bjorg.
New Arrivals: Bjorg - Reflecting Spheres Upper Earring
Added on : Friday May 09th 2014 09:00:04 AM
Reflecting Spheres Upper Earring is crafted in 18ct yellow gold plated bronze and is part of the Odyssey MMXIV collection. Features a half moon shape ear cuffs with butterfly fastening. Natural beauty is highlighted by imperfections as pieces evolve organically. Genuine Bjorg.
New Arrivals: Bjorg - Inside Out Cuff
Added on : Friday May 09th 2014 09:00:04 AM
Inside Out Cuff is crafted in 18ct yellow gold plated bronze and is part of the Odyssey MMXIV collection. Features a half circle shape adjustable cuff with signature logo on outer edge. Natural beauty is highlighted by imperfections as pieces evolve organically. Genuine Bjorg.
New Arrivals: Bjorg - Box in a Hole Armpiece Cuff
Added on : Friday May 09th 2014 09:00:04 AM
Box in a Hole Armpiece Cuff is crafted in 18ct rose gold and yellow gold plated bronze and is part of the MMXIV collection. Features a half square shape adjustable cuff with signature logo on outer edge. Natural beauty is highlighted by imperfections as pieces evolve organically. Genuine Bjorg.
g: 0 Posted By: ctgolfer
Views: 69 Replies: 0 shipping adds $5

3,250 running watts; 4,050 starting watts
27 amps of power
7 HP OHV engine
2-120 volt duplex receptacles (rated at 20 amps)
1-120 volt duplex receptacle (rated at 30 amps)
10 hours of run time at half load
Low oil automatic shut down
Digital hour meter
Spark arrestor
Wheel Kit

http://tools.woot.com/offers/power-pro-4-050-watt-gas-generator-...
Tools & Automotive Deals

woot! Coupons
g: 0 Posted By: Walay
Views: 168 Replies: 0 Red Combi Twin Cosmo Stroller - Open Box/Like New item Sold by Amazon Warehousedeals for $184.91

Product Info:
http://www.amazon.com/Combi-Twin-Cosmo-Stroller-Red/dp/B00D3IIZ94/ref=sr_sp-atf_title_1_2?ie=UTF8&qid=1399483185&sr=8-2&keywords=combi+twin+cosmo

Link to purchase, if is not here, is gone:
http://www.amazon.com/gp/offer-listing/B00D3IIZ94/ref=dp_olp_all_mbc?ie=UTF8&condition=all

After countless hours of research and sleepless night, this specific brand/model/color was our only choice of stroller and I setup a CCC watch for it.
Eventually, our time ran out(baby coming) and we had to buy one at full price. It the lightest double stroller(20lb) with a largest visor covering whole body, and folds to smallest footprint(you fold it in half, and fold it in half again).
Today a CCC notice popped up and a used/open box one is selling for $185 with FS/Prime
Hope one of our lucky members who needs it can grab it!! I assume is just one item at this price.

Good luck, post here if you got it

My experience purchasing several items from Amazon Warehousedeals are so far so good.
Baby Deals

Amazon Coupons
g: 1 Posted By: bbogert
Views: 170 Replies: 0 Price shows as $59.99, with a $10 instant coupon to clip in the Special Offers section about halfway down the page.
Rated 4.7 out of 5, one of the highest-rated steamer sets available on Amazon. This was $80 yesterday with a nice drop just now.
Cheapest price ever offered on this set by ~$7 according to Camel. Average price of $69, with a previous low of $56 in January 2012.

Linky

Or cut and paste http://www.amazon.com/Cuisinart-77-412-Classic-Stainless-12-Quart/dp/B0000UV01S/ref=sr_1_1?ie=UTF8&qid=1399383448&sr=8-1&keywords=cuisinart+77-412
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 139 Replies: 0 Assembled Depth (in.) 22 in Assembled Height (in.) 34.75 in
Assembled Width (in.) 49 in Assembly Required No
Backsplash height (in.) 3.5 Color Family White
Color Family White Faucet Hole Spacing (in.) 8 in. Widespread
Fixture type Vanity cabinet and top with basin Hardware Color/Finish Family Nickel
Installation Type Free Standing Manufacturer Warranty Limited Lifetime Warranty
Material Cast polymers Number of Doors 2
Number of concealed shelves 0 Product Width (in.) 48
Returnable 90-Day Sink Mount Type Undermount
Top depth (in.) 22 Top edge thickness (cm.) 1.9
Top edge type Half bevel Top material Cast polymers
Top weight (lb.) 31 Top width (in.) 48
Vanity Features Adjustable Hinges,Predrilled,Toe Kick Vanity Included Components Basin,Cabinet Hardware,Vanity Cabinet,Vanity Top
Vanity Top Color Other Vanity Type Single Basin
Vanity Width (in.) 48 Vanity top accommodations Single center set basin
Wall mounted No

www.homedepot.com/p/t/205149007
Home & Garden Deals

Home Depot Coupons
g: 2 Posted By: remick
Views: 168 Replies: 1 http://www.amazon.com/SCALES-MODES-GUITAR-SOLOING-Improvisation-...

ALL EXAMPLES PLAYED BY AUTHOR ON VIDEO. LINKS ARE PROVIDED.
242 Exercises on over 150 pages.

NOTICE:
This book is for upper intermediate level. It requires basic chord and scale theories. This is a guitar exercise book, not a theory book. Studying with a good theory books are highly recommended.

Over 150 pages of practice covering almost every known scale.
Scales & Modes are essential tools for guitar improvisation. This book covers over 20 scales and modes using the CAGED system. Fingering diagrams and tabs are included; covers sequential practice patterns and 3-note-per string patterns. Inter-connected practice using arpeggios and scales.

Topics are

Major Scale and Modes
Ionian Mode
Dorian Mode
Phrygian Mode
Lydian Mode
Mixolydian Mode
Aeolian Mode
Locrian Mode

Sequence Pattern Playing
Major Scale, 3-Note-Per-String
Major Scale Modes, 3-Note-Per-String
Major Scale Sequence Playing
Minor Pentatonic Sequence Playing

Melodic Minor Scale and Modes
Melodic Minor Scale
Lydian Augmented Scale
Lydian Dominant Scale
Locrian #2 Scale
Altered Scale

Other Scales
Pentatonic Scale
Blues Scale
Harmonic Minor Scale
Diminished Scale
Half/Whole Diminished Scale
Whole-Tone Scale
Bebop Dominant Scale
Bebop Dorian Scale
Bebop Major Scale
Totally Free Deals
Daughter graduated, now how can I help her long term?
Added on : Monday May 05th 2014 05:00:13 AM
g: 1 Posted By: jesrf
Views: 204 Replies: 9 On Saturday my daughter graduated from college. For the last ten years I have been saving $125 a month to help pay her way. I ended up paying for half, she took loans for the other half. She has about $30k in debt. I wanted her to have some "skin in the game" so she valued it more, & I believe she has.

I still want to help her, my question is how is the best way? I could help with her loans, but I think that's dumb. I considered investing a portion of the $125 in an ira or Roth (maybe 50-75 a month) and putting the rest in a joint account. Just till she's established and making her own way comfortably.

Im really at a loss how best to help her long term, I know some will say I should just keep the money, get a new crown Vic, spend it on H & B, but, I think I want to give her the help I never had. Any suggestions greatly appreciated....

Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 53 Replies: 0 Right Handed Ladies set
Lightweight Titanium Driver
Two Lightweight Stainless Steel Fairway Woods
Three hollow construction HiBore Hybrids
Five Launcher Irons and Wedges
Short game Niblick
Half mallet putter
Classically elegant 9 pocket cart bag with detachable wristlet
See spec chart above for loft, lie, and lenth specifications
Brand: Cleveland
Model: CLR0054-02
Condition: New
Warranty: 60 Day
Packaging: Retail

http://1sale.com/electronics/other/lady-bloom-golf-club-set/
g: 0 Posted By: robronson
Views: 1 Replies: 0 How hard/expensive is it to set up an HSA plan under an S-Corp? I don't think you can have your business contribute to your HSA on a pre-SE-tax basis unless you're a W2 employee of the business. So assuming you decide to structure your business this way, with you as a W2, how does one contribute to an HSA on behalf of the employer?

It's $500 of tax savings on a $3250 contribution so assuming there's some kind of annual fee that your S-Corp must pay the HSA custodian, maybe you could do this in December, contribute the $3250 for 2014, then in January, contribute the $3300 (or inflation adjusted max for 2015), and then cancel your plan with the custodian and rollover the money into your free personal HSA (at Patelco or Alliant or wherever you have it). Then repeat the same thing in December of 2016 to get 2016 and 2017 contributions in there.

Assuming the cost of doing this, (after the business deduction of the expense since you get to writeoff the fee you pay the custodian) is less than $500 (which is the SE tax savings), then it may be worth doing.

I'm guessing you can't just have your S-Corp cut a check directly to your personal HSA custodian and say "employer contribution" and then write that off your SE tax money.

Then again, if you're running an S-Corp with you as an employee, then you're probably not distributing 100% of your profit to yourself, you're only distributing enough to meet IRS requirements as what salary you should be getting paid. And if the S-Corp is contributing to your HSA on your behalf, it's unlikely the IRS will allow you to reduce your W2 salary by that amount you pay yourself, so it'd be coming out of the S-corp money that's being retained within the S-corp anyway, which isn't SE-taxed, and thus going through this hassle might not be worth it.

Thoughts?
Guild Wars 2 50% off; May 2- 11 @ guildwars2.com only
Added on : Friday May 02nd 2014 11:00:10 AM
g: 0 Posted By: TxDreamz
Views: 170 Replies: 0 If you missed the last round of discounts, Guild Wars 2 will be 50% off from May 2 - 11 via guildwars2.com

Heroic Edition $24.99
Digital Deluxe Edition $34.99

http://buy.guildwars2.com/store/gw2/en_US/html/pbPage.buyguildwa... a limited time only were slashing the price ofGuildWars2in half! From May2 to May11, save a massive 50% onGuildWars2 our lowest price ever. Visitbuy.guildwars2.comand pick up your copy today!** Offer applies only to Digital Heroic Edition and Digital Deluxe Edition purchased throughbuy.guildwars2.comfrom 12pm Pacific Time May 1, 2014 through 11:59pm Pacific Time May 11, 2014.

Previous post:http://www.fullofdeals.com/forums/hot-deals/1355143/
Video Games Deals
The North Face Pink Ribbon Half Dome Hoodie -$24.99
Added on : Thursday May 01st 2014 05:00:04 PM
g: 0 Posted By: phil4444
Views: 121 Replies: 0 6pm offersThe North Face Women's Pink Ribbon Half Dome Hoodiein TNF White for$24.99withfree shipping. That's tied with last week's mention of a different color and the lowest total price I could find for this style by $30. It's available in sizes XS to L.



Link
Clothing Deals

6PM Coupons
MLB tickets up to 50% off May - July on Travelzoo
Added on : Thursday May 01st 2014 03:00:03 PM
g: 1 Posted By: mrsv
Views: 112 Replies: 1 MLB tickets up to 50% off at Travelzoo. Got a couple of tickets for Chicago Cubs at Marlins on June 17for half-price, which is good because the Cubs are so half-@$$ed this year. Enjoy!!!

~~http://www.travelzoo.com/entertainment/more/-7-up-MLB-Spring-Sum...
Restaurants & Entertainment Deals
The North Face Pink Ribbon Half Dome Hoodie - $24.99 w/ FS at 6pm
Added on : Thursday May 01st 2014 03:00:03 PM
g: 0 Posted By: jskins
Views: 258 Replies: 0 The North Face Pink Ribbon Half Dome Hoodie- $24.99 with Free Shipping at 6pm.

Available in sizes XS - L
Cotton-poly fleece blend
the north face screen print logo on front
Pullover hoodie
Adjustable drawstring hood
Kangaroo hand pocket
1x1 rib knit at cuffs and hem
Pink ribbon logo on left arm cuff
80% cotton, 20% polyester

Clothing Deals

6PM Coupons
10th year of a disputed debt--4th collections agency
Added on : Thursday May 01st 2014 11:00:07 AM
g: 0 Posted By: k0k0p0p
Views: 94 Replies: 0 Okay, so I admit I haven't done everything right and I am a little lazy and haven't kept the best records. Where does the statute of limitations lie? If you read ahead, they are are threatening civil suit already at $500 fines
I had a T-Mobile cell phone and TN address when I got an internship in Europe for a year. I could cancel my service at any time

June 4th, 2004: Called T-Mobile, cancelled phone service, provided my parents US address, paid amount owed + estimated rate for the day over the phone, got on the plane-gone for a year.

June 4th, 2005: Parents had not received any mail or bills from T-Mobile
Jan 2006: Moved to Florida, still TN resident for student status
Jun 2007: Bought a house in FL, no issues on credit report (TN resident)
Oct2009: Got an apartment near new jobin SC, stillTN resident(background check), forwarded mail

Oct2009: 1st Contact by first Credit Agency about $75 debt to T-Mobile. Called T-Mobile, but they had no evidencewhat it was for,justconfirmed I had a phone that I must have owed them for. Called the Credit Agency back and said I needproofin the form of a statement that this debt exists. Told them to only communicate by mail. Received another "notice" and a couple phone calls.
Jan 2010:Sent a registered letter to 1stCA requesting documented proofthat I owed the debt, and do not contact me again byphone, yada, yada,... No response.

Jan 2011: Still in SC, new place with forwarded mail,changed toFL resident

Jun 2011: Moved toLouisiana, new apartment,new credit agency with the apt. background check.New spouse asked me todeal with it. made same calls as before but T-Mobile no longer receptive. "That account was forwarded to a credit agency years ago"
Jan 2012:Bought House in Lousiana withspouse, debt collectionsshowed up on my credit report, but I was too busy/lazy to deal with it. didn't make a dent in my credit.
Jan 2013: Louisiana Resident. 3rd collections agency, or maybe the name changed. started sending the same letters. I called and asked for proof that I owe a debt, in writing, and exactly what it was for, do not call me, ever. sent final notice or this would go on my credit report. ended by February, except for one last letter in August.

Sep 2013: relocated to NC for spouse's job. forwarded mail.

March 20 2014: got half a voicemail from an agency threatening toserve me papers at work" in an effort to collect a debt". all I had was their outgoing number, and I don't respond to harassment, anyway.( I get these on my work phone all the time for random people, so I wasn't sure it was for me anyway)
April 28 2014: They called my sister and threatened her that if I did not contact within the hour they would be serving papers at my work. She called my spouse with all the information because I was in a meeting.I told her and my spouse not to worry--that it is harassment and I'll get to it.
May 1 2014: My spouse grew impatient, called today while I was going home to call. Since he said he was my spouse and had the numbers they gave my sister, they told him that it was T-Mobile debt, they would be filing a civil suit and are serving papers to my Mother-In-Laws house in TN. If I am not there to be servedthree times in a row they will add $500 to the $575 they say I now owe them.

Now I'm peeved. Anybody know a good harasser/lawyer in TN or wherever this could be heard?
Bottom Line: I owe nothing. I paid everything I owed upon cancellation of my contract.. I gave a forwarding address for final balance, and never got anything. I overpaid that final bill, just so there would be no issue, and they waited till my bank statements wouldn't be available to sell to a collections agency. I've been harassed on and off for about 5 years over a debt from almost 10 years ago. These guys are malicious and they just started. Nationwide Systems, I think is the name.





Question Deals
EZ Rapid Defrosting Tray $16.99 w/FS @ Tanga
Added on : Wednesday April 30th 2014 08:00:04 AM
g: 0 Posted By: ctgolfer
Views: 96 Replies: 0 Super-conductive metal alloy
Quick and easy defrosting
Defrosts food in half the timeeven when frozen rock solid
Defrost food naturally with no buildup
Green solutionno microwave, no batteries, no electricity required
Hand wash only
Measures approximately 14" W x 8" L x 1" H
No lost flavors
No microwaves
No bacteria build up
Measures 8″ 14″
Brand New
30 Day Warranty

www.tanga.com/deals/b4d0d7095fc4
g: 2 Posted By: ctgolfer
Views: 788 Replies: 2 shipping adds $5

23" IPS Widescreen WLED backlit anti-glare 1920 X1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
4GB DDR3 memory For multitasking power, expandable to 16GB
500GB SATA hard drive has plenty of space to store your digital albums, music library and rich media files
Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
Realtek ALC3228-CG Audio for rich and dynamic sound
Windows 8 makes the things you do every day easier

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Computers Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 139 Replies: 0 23" IPS Widescreen WLED backlit anti-glare 1920 X1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
4GB DDR3 memory For multitasking power, expandable to 16GB
500GB SATA hard drive has plenty of space to store your digital albums, music library and rich media files
Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
Realtek ALC3228-CG Audio for rich and dynamic sound
Windows 8 makes the things you do every day easier

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Computers Deals

woot! Coupons
Nike Free 4.0 V3 Mens Running Shoes - $59.90 + FS @ Nordstrom
Added on : Tuesday April 29th 2014 11:00:04 PM
g: 0 Posted By: st4rdust
Views: 210 Replies: 0 Nordstrom has Nike Free 4.0 V3 Mens Running Shoesfor $59.90 with free shipping.

Available in sizes 6-15 in Black/Light Crimson/Platinum or Flash Lime/Black/Blue/Red. Not all combinations are available. Sizing runs small; order 1/2 size up if you are purchasing for the first time.

4.4/5 stars based on 68 customer reviews and 98% recommended here at Nike.com, where these are currently $74.97.

"An ultra-lightweight shoe with a barefoot-inspired fit offers protection and cushioning while deep, strategically-placed flex grooves maximize flexibility to help strengthen foot muscles."


Neon colors are brighter in person
Removable insole
Synthetic and mesh upper/mesh lining/synthetic sole


FWIW, I own a pair of Nike Flex running shoes and they are very similar to the Nike Frees. The sole is amazing - you can almost bend them in half. I find that I prefer them greatly over typical running shoes that make you feel like you're running on the sole of the shoe vs. running on the ground.
Shoes Deals

Nordstrom Coupons
g: 0 Posted By: neomio
Views: 102 Replies: 0 Below are the top 100 free books for Kindle that are extracted from the Free eBooks for Kindle app (available in Google Playor Amazon App Store) for the period from May-2013 to April 2014.
Genre: Romance, Mystery, Thriller, Suspense.

All the books are checked to be free at the time of posting.
Please double-check the price before you buy.

1. The One You Love (Emma Holden suspense mystery trilogy)
by Paul Pilkington
Rating: 3.8/5 by 2491 reviews
Link: http://www.amazon.com/dp/B004YDSL9Q

2. Finding Cinderella: A Novella
by Colleen Hoover
Rating: 4.7/5 by 1404 reviews
Link: http://www.amazon.com/dp/B00FNWRSCI

3. A Family Affair: Truth in Lies, Book 1
by Mary Campisi
Rating: 4.3/5 by 1254 reviews
Link: http://www.amazon.com/dp/B004OL2OKK

4. Rushed
by Brian Harmon
Rating: 4/5 by 1209 reviews
Link: http://www.amazon.com/dp/B00AXTOIJM

5. Maid for the Billionaire (Book 1) (Legacy Collection)
by Ruth Cardello
Rating: 4.2/5 by 1208 reviews
Link: http://www.amazon.com/dp/B004XJ4NI4

6. Deadly Stillwater (McRyan Mystery Series)
by Roger Stelljes
Rating: 4.4/5 by 1159 reviews
Link: http://www.amazon.com/dp/B005WUVLAG

7. Louisiana Longshot (A Miss Fortune Mystery)
by Jana DeLeon
Rating: 4.6/5 by 1138 reviews
Link: http://www.amazon.com/dp/B008E9VENQ

8. A CHILD OF A CRACKHEAD (Part 1) (A CHILD OF A CRACKHEAD)
by shameek speight
Rating: 4.3/5 by 1079 reviews
Link: http://www.amazon.com/dp/B0049U4W56

9. Dane (MacKenzie Family)
by Liliana Hart
Rating: 3.6/5 by 948 reviews
Link: http://www.amazon.com/dp/B005C5YZ86

10. Silence
by Natasha Preston
Rating: 4.2/5 by 940 reviews
Link: http://www.amazon.com/dp/B009SV1YCU

11. The Last Call (The Bill Travis Mysteries)
by George Wier
Rating: 3.8/5 by 922 reviews
Link: http://www.amazon.com/dp/B004QWZCYC

12. Blood and Justice (A Private Investigator Series of Crime Thrillers)
by Rayven T. Hill
Rating: 4.2/5 by 899 reviews
Link: http://www.amazon.com/dp/B00DL5T200

13. Bluegrass State of Mind (Bluegrass Series)
by Kathleen Brooks
Rating: 4.3/5 by 883 reviews
Link: http://www.amazon.com/dp/B00589BAWK

14. The Color of Heaven (The Color of Heaven Series)
by Julianne MacLean
Rating: 4.5/5 by 831 reviews
Link: http://www.amazon.com/dp/B004KKY782

15. The Wild One (The De Montforte Brothers)
by Danelle Harmon
Rating: 4.4/5 by 817 reviews
Link: http://www.amazon.com/dp/B0083P8EZM

16. Honeymoon For One
by Chris Keniston
Rating: 4.2/5 by 810 reviews
Link: http://www.amazon.com/dp/B00DNEH2L0

17. Bubba and the Dead Woman
by C.L. Bevill
Rating: 4.1/5 by 788 reviews
Link: http://www.amazon.com/dp/B004E10W0E

18. The Tycoon's Revenge (Baby for the Billionaire - Book 1)
by Melody Anne
Rating: 4.2/5 by 770 reviews
Link: http://www.amazon.com/dp/B005LVV5LQ

19. Twenty-Eight and a Half Wishes (Rose Gardner Mystery)
by Denise Grover Swank
Rating: 4.5/5 by 757 reviews
Link: http://www.amazon.com/dp/B0058UXHHK

20. Her Mad Hatter (Kingdom Series)
by Marie Hall
Rating: 4.3/5 by 737 reviews
Link: http://www.amazon.com/dp/B008IL48BK

21. Against The Wall
by Julie Prestsater
Rating: 4.2/5 by 731 reviews
Link: http://www.amazon.com/dp/B007WFK47U

22. Worth The Weight (The Worth Series Book 1: A Copper Country Romance)
by Mara Jacobs
Rating: 4.2/5 by 722 reviews
Link: http://www.amazon.com/dp/B009MZQMAQ

23. Bewitching the Werewolf
by Caroline Hanson
Rating: 4/5 by 722 reviews
Link: http://www.amazon.com/dp/B005QEA87A

24. A Cold Day for Murder (Kate Shugak #1)
by Dana Stabenow
Rating: 4/5 by 691 reviews
Link: http://www.amazon.com/dp/B004S87M92

25. Seductive Secrets (Secret Lives Series)
by Colleen Connally
Rating: 4.1/5 by 684 reviews
Link: http://www.amazon.com/dp/B008K881HS

26. The Ghost and The Graveyard (Knight Games)
by Genevieve Jack
Rating: 4.2/5 by 662 reviews
Link: http://www.amazon.com/dp/B0097CO9ZY

27. To Catch a Bad Guy (Janet Maple Series)
by Marie Astor
Rating: 3.8/5 by 658 reviews
Link: http://www.amazon.com/dp/B008W1L5IA

28. Into the Darkness (Darkness #1)
by K.F. Breene
Rating: 4.4/5 by 634 reviews
Link: http://www.amazon.com/dp/B00HZLCINE

29. Samson's Lovely Mortal (Scanguards Vampires #1)
by Tina Folsom
Rating: 4.5/5 by 622 reviews
Link: http://www.amazon.com/dp/B003O2SH60

30. Tangled Beauty
by K.L. Middleton
Rating: 4/5 by 622 reviews
Link: http://www.amazon.com/dp/B00BEKCKMQ

31. Big Girls Do It Boxed Set
by Jasinda Wilder
Rating: 3.9/5 by 622 reviews
Link: http://www.amazon.com/dp/B009POGLG4

32. Fashionably Dead (Hot Damned Series)
by Robyn Peterman
Rating: 4.6/5 by 616 reviews
Link: http://www.amazon.com/dp/B00EYMXM2I

33. Haunted on Bourbon Street (Jade Calhoun Series, Book 1)
by Deanna Chase
Rating: 4.2/5 by 611 reviews
Link: http://www.amazon.com/dp/B005EHRSUY

34. Chasing Justice (Piper Anderson Series)
by Danielle Stewart
Rating: 4.4/5 by 602 reviews
Link: http://www.amazon.com/dp/B00CC19MS6

35. Kiss Of Fire (Imdalind Series #1)
by Rebecca Ethington
Rating: 4.6/5 by 599 reviews
Link: http://www.amazon.com/dp/B009ZF5SLM

36. Cade: A MacKenzie Family Novel (The MacKenzie Family)
by Liliana Hart
Rating: 4.2/5 by 587 reviews
Link: http://www.amazon.com/dp/B007E50WRU

37. The Doctor's Secret Bride - Book One (Billionaire Brides of Granite Falls)
by Ana E Ross
Rating: 4.1/5 by 582 reviews
Link: http://www.amazon.com/dp/B0086OPVYM

38. Seven Sons (Gypsy Brothers)
by Lili Saint Germain
Rating: 4.3/5 by 569 reviews
Link: http://www.amazon.com/dp/B00HNRX3AM

39. The Pleasure of pain
by Shameek Speight
Rating: 4.6/5 by 564 reviews
Link: http://www.amazon.com/dp/B005C68BE4

40. Whiskey Rebellion: An Addison Holmes Mystery (Addison Holmes Mysteries)
by Liliana Hart
Rating: 4.3/5 by 559 reviews
Link: http://www.amazon.com/dp/B0053HWAWQ

41. MAID in the USA (The BAD BOY BILLIONAIRES Series)
by Judy Angelo
Rating: 3.8/5 by 555 reviews
Link: http://www.amazon.com/dp/B007VA2CLM

42. The Descent Series, Books 1-3: Death's Hand, The Darkest Gate, and Dark Union
by SM Reine
Rating: 4.1/5 by 537 reviews
Link: http://www.amazon.com/dp/B009YADS38

43. Dirty Little Secrets: A J.J. Graves Mystery (J.J. Graves Mysteries)
by Liliana Hart
Rating: 4.4/5 by 519 reviews
Link: http://www.amazon.com/dp/B005FA749A

44. Murder in the South of France (The Maggie Newberry Mystery Series)
by Susan Kiernan-Lewis
Rating: 3.7/5 by 515 reviews
Link: http://www.amazon.com/dp/B005GY0Y8S

45. Ethan's Mate (The Vampire Coalition)
by J. S. Scott
Rating: 3.8/5 by 494 reviews
Link: http://www.amazon.com/dp/B007YJ3JV2

46. Mail Order Millie (Homespun)
by Katie Crabapple
Rating: 3.8/5 by 487 reviews
Link: http://www.amazon.com/dp/B007SAKW9E

47. Identical -- Free Preview (The First 4 Chapters)
by Scott Turow
Rating: 3.5/5 by 482 reviews
Link: http://www.amazon.com/dp/B00E7XUGOQ

48. Darkness Awakened (Order of the Blade)
by Stephanie Rowe
Rating: 4.3/5 by 481 reviews
Link: http://www.amazon.com/dp/B007JE1B1C

49. Castle Cay (Julie O'Hara Mystery Series)
by Lee Hanson
Rating: 4/5 by 461 reviews
Link: http://www.amazon.com/dp/B004KZP1WS

50. Three Girls and a Baby
by Rachel Schurig
Rating: 4.3/5 by 460 reviews
Link: http://www.amazon.com/dp/B005C71MQM

51. Secret Santa, A Bluegrass Series Novella
by Kathleen Brooks
Rating: 4.1/5 by 459 reviews
Link: http://www.amazon.com/dp/B00ADPPIKE

52. Sara's Game: Book One (The Sara Winthrop Series)
by Ernie Lindsey
Rating: 4.2/5 by 457 reviews
Link: http://www.amazon.com/dp/B009FBK5CI

53. The Mystic Wolves
by Belinda Boring
Rating: 4.1/5 by 455 reviews
Link: http://www.amazon.com/dp/B006ZR04LC

54. Forever & Always (The Ever Trilogy: Book 1)
by Jasinda Wilder
Rating: 4.5/5 by 442 reviews
Link: http://www.amazon.com/dp/B00HFFBR32

55. The Sheik's Dangerous Lover
by Elizabeth Lennox
Rating: 3.8/5 by 439 reviews
Link: http://www.amazon.com/dp/B00E5JAIP4

56. Temporary Arrangement (The Renaldis)
by Karen Erickson
Rating: 2.8/5 by 427 reviews
Link: http://www.amazon.com/dp/B00B09ZD3Y

57. Free Fall: A Prelude to Hidden Order
by Brad Thor
Rating: 4.2/5 by 419 reviews
Link: http://www.amazon.com/dp/B00D5765T0

58. Friends With Partial Benefits (Friends With Benefits Book 1)
by Luke Young
Rating: 4/5 by 419 reviews
Link: http://www.amazon.com/dp/B0057XY24K

59. Love by the Letter (An Unexpected Brides Novella)
by Melissa Jagears
Rating: 4.2/5 by 413 reviews
Link: http://www.amazon.com/dp/B00EVSB3N0

60. Sisters in Love (Love in Bloom: Snow Sisters, Book One), Contemporary Romance
by Melissa Foster
Rating: 4.2/5 by 412 reviews
Link: http://www.amazon.com/dp/B00EF6LY2I

61. Intentions of the Earl (Scandalous Sisters)
by Rose Gordon
Rating: 3.9/5 by 411 reviews
Link: http://www.amazon.com/dp/B004NNVB9E

62. One Deadly Sister (Sandy Reid Mystery Series)
by Rod Hoisington
Rating: 3.8/5 by 405 reviews
Link: http://www.amazon.com/dp/B002PDOOOI

63. Ignite (Midnight Fire Series)
by Kaitlyn Davis
Rating: 4.4/5 by 399 reviews
Link: http://www.amazon.com/dp/B005U8GQT6

64. An Unexpected Widow (The Colorado Brides Series)
by Carr White
Rating: 3.7/5 by 399 reviews
Link: http://www.amazon.com/dp/B00DDHE67A

65. Forbidden Forest (The Legends of Regia)
by Tenaya Jayne
Rating: 4.4/5 by 397 reviews
Link: http://www.amazon.com/dp/B009JVTLA6

66. The Highlander's Hope - A Contemporary Romance (THE HUNT) (The Highland Heart Series)
by Cali MacKay
Rating: 4.1/5 by 395 reviews
Link: http://www.amazon.com/dp/B00A3MPODS

67. Noble Intentions: Season One (Episodes 1-5)
by L.T. Ryan
Rating: 4.2/5 by 391 reviews
Link: http://www.amazon.com/dp/B0092ETUTC

68. Foreclosed: A Mitzy Neuhaus Mystery (A Mitzy Neuhaus Mysterry, a Cozy Christian Collection)
by Traci Tyne Hilton
Rating: 3.5/5 by 389 reviews
Link: http://www.amazon.com/dp/B003ZDP194

69. The October List - Free Preview (first 4 chapters)
by Jeffery Deaver
Rating: 2.9/5 by 388 reviews
Link: http://www.amazon.com/dp/B00EHMG34O

70. Night of the Assassin: (Assassin Series Prequel)
by Russell Blake
Rating: 4.2/5 by 386 reviews
Link: http://www.amazon.com/dp/B006M5L5JC

71. Insight (Book One): Insight Series ((Insight) Web of Hearts and Souls)
by Jamie Magee
Rating: 4.2/5 by 382 reviews
Link: http://www.amazon.com/dp/B00637B2UQ

72. Tall, Tatted, and Tempting (The Reed Brothers)
by Tammy Falkner
Rating: 4.6/5 by 381 reviews
Link: http://www.amazon.com/dp/B00DGK7WAM

73. The Cowboy's E-Mail Order Bride (Cowboys of Chance Creek)
by Cora Seton
Rating: 4.5/5 by 380 reviews
Link: http://www.amazon.com/dp/B00CJJ91VE

74. Lovers at Heart (Love in Bloom: The Bradens, Book One) Contemporary Romance
by Melissa Foster
Rating: 4.1/5 by 380 reviews
Link: http://www.amazon.com/dp/B00G0ZRN18

75. Mine For Tonight: Book One - The Billionaire's Obsession
by J.S. Scott
Rating: 4/5 by 375 reviews
Link: http://www.amazon.com/dp/B009GKU2DU

76. Under the Aspens (The Aspen Series Book 1 of 4)
by Elizabeth Sherry
Rating: 3/5 by 371 reviews
Link: http://www.amazon.com/dp/B007ONCTIM

77. A Bride for Pastor Dan (Parkside Community Church)
by Katie Crabapple
Rating: 3.8/5 by 369 reviews
Link: http://www.amazon.com/dp/B0068XJXJC

78. Good Clean Murder: A Plain Jane Mystery (A Plain Jane Mystery, a Cozy Christian Collection)
by Traci Tyne Hilton
Rating: 3.9/5 by 365 reviews
Link: http://www.amazon.com/dp/B00BK9NG2O

79. A Home in the West (The Amish of Apple Grove)
by Lori Copeland
Rating: 3.7/5 by 363 reviews
Link: http://www.amazon.com/dp/B00D6SCXY4

80. Where I Need to Be (B&S Series #1)
by Kimberly Knight
Rating: 4.2/5 by 357 reviews
Link: http://www.amazon.com/dp/B00ANZ1KZQ

81. Ember X (Death Collectors, #1)
by Jessica Sorensen
Rating: 4.3/5 by 349 reviews
Link: http://www.amazon.com/dp/B00CF6MN84

82. Lawful Escort (Eternal Bachelors Club #1)
by Tina Folsom
Rating: 4.2/5 by 349 reviews
Link: http://www.amazon.com/dp/B003I64DN8

83. Cursed (Book 1)
by Tara Brown
Rating: 4.1/5 by 347 reviews
Link: http://www.amazon.com/dp/B00ATVXSM2

84. Close Liaisons (The Krinar Chronicles: Volume 1)
by Anna Zaires
Rating: 3.9/5 by 345 reviews
Link: http://www.amazon.com/dp/B009MNXWMO

85. The Tycoon's Make-Believe Fiance
by Elizabeth Lennox
Rating: 3.7/5 by 342 reviews
Link: http://www.amazon.com/dp/B00I52PPT6

86. A Reason to Live (Marty Singer Mystery #1)
by Matthew Iden
Rating: 4.5/5 by 339 reviews
Link: http://www.amazon.com/dp/B0081MW9LM

87. Deviant (Blood & Roses)
by Callie Hart
Rating: 4.4/5 by 337 reviews
Link: http://www.amazon.com/dp/B00IJPO9R8

88. The Arrangement 1
by AbWeeks
Rating: 3.8/5 by 337 reviews
Link: http://www.amazon.com/dp/B00F9BR6LQ

89. A Beautiful Struggle (Beautiful Series 1)
by Lilliana Anderson
Rating: 3.8/5 by 335 reviews
Link: http://www.amazon.com/dp/B00ATC7GLU

90. Awakening (The Watchers Trilogy)
by Karice Bolton
Rating: 3.7/5 by 334 reviews
Link: http://www.amazon.com/dp/B005R5GX9A

91. Silver Storm (The Raveneau Novels)
by Cynthia Wright
Rating: 4.2/5 by 333 reviews
Link: http://www.amazon.com/dp/B005DJ93EW

92. Beautiful Mess
by Lucy V. Morgan
Rating: 3.9/5 by 329 reviews
Link: http://www.amazon.com/dp/B006CRHK62

93. The Devil's Grin (An Anna Kronberg Thriller)
by Annelie Wendeberg
Rating: 4.4/5 by 326 reviews
Link: http://www.amazon.com/dp/B00B7KGYAW

94. Taken! Box Set - Books 1-6
by Donald Wells
Rating: 4.1/5 by 326 reviews
Link: http://www.amazon.com/dp/B009OR4UGU

95. Mistletoe Mischief (Romancing Wisconsin)
by Stacey Joy Netzel
Rating: 4.2/5 by 324 reviews
Link: http://www.amazon.com/dp/B009B3V1KA

96. Find Her, Keep Her (LOVE in the USA, #1): A Martha's Vineyard Love Story
by Z.L. Arkadie
Rating: 3.7/5 by 315 reviews
Link: http://www.amazon.com/dp/B00EAHZR5W

97. Arianna Rose (Part 1)
by Jennifer Martucci
Rating: 4/5 by 306 reviews
Link: http://www.amazon.com/dp/B009TWA1RM

98. Vampire Vacation (The V V Inn, Book 1)
by C.J. Ellisson
Rating: 4.4/5 by 303 reviews
Link: http://www.amazon.com/dp/B0044DELIQ

99. Fire and Ice (Liam Campbell #1)
by Dana Stabenow
Rating: 4/5 by 302 reviews
Link: http://www.amazon.com/dp/B004HIM7BG

100. Legal Action (Surrendering Charlotte Chronicles)
by Kimball Lee
Rating: 4.2/5 by 301 reviews
Link: http://www.amazon.com/dp/B00E9LXPIU

Please double-check the price before you buy.
Books & Magazines Deals
g: 5 Posted By: hellokitty27
Views: 817 Replies: 1 Amazon has Zwipes Microfiber Cleaning Cloths (24-pk.)for $10.88 when you use Subscribe and Save. Be sure to cancel your subscription after the order ships to avoid future charges.

Plush, super-soft microfiber cloths, ideal for cleaning tasks in the home, garage, office, and more
Constructed with 110,000 fibers per square inch, allowing you to clean with or without chemicals or detergents
Lint-free, streak-free cleaning; with a non-abrasive design that won't scratch surfaces, paints, or clear coats
Absorbs eight times its weight in water, and dries in half the time of standard towels
Can be washed and reused hundreds of times, allowing you to save money on paper towels and costly cleaners
Each cloth measures 12" x 16", and each pack ships in Certified Frustration-Free Packaging

Electronics Deals

Amazon Coupons
Free Kindle Book - How To Travel Anywhere for Free
Added on : Tuesday April 29th 2014 05:00:13 AM
g: 0 Posted By: remick
Views: 113 Replies: 0 http://www.amazon.com/gp/product/B00HZ98894/

4.6 out of 5 stars (14 customer reviews)

Travel The World And Live An Amazing Life Not On Your Dime

What if I told you that you could easily travel the world, free as a jay bird, and live the high life, and get thisnot on your dime? You would probably tell me that Im half bonkers. That living the high life all around the world for free wasnt conceivable; what with airlines charging an arm and leg just to get on board, extra baggage and all the extra charges, there's no way anyone could travel for free. Well believe it or not, its true. You can travel for free Come close, and let me tell you a little secret that will astound you and leave you begging for more. This exciting new title from Afflatus Publishing uncovers every morsel of travel for free information that you've ever seen. This astounding, yet closely guarded secrets will have you traveling around the world for free starting tomorrow. In fact this new bookHow To Travel Anywhere for Free: Secrets To Becoming An Explorer Of The World Without Any Of Your Own Money is one of the most popular, best-selling travel books on the net today. Everything you need to know about traveling abroad for free, is nicely laid out so that you can completely steer your course and destiny. Youll be a real globetrotter before you know it and your friends will be jealous wanting to know your secrets. Want to warn you that the information contained within this complete travel for free manual will have your head abuzz and you may soon suffer from loss of sleep. So please dont blame me for those sleep deprived nights, when you will dream about living a life youve always wanted.
Totally Free Deals
$40 Off $200 At Vente-Privee With AMEX
Added on : Tuesday April 29th 2014 03:00:02 AM
g: 0 Posted By: JayMatt19
Views: 77 Replies: 0 Vente-Privee Link
Sync your American Express card with your twitter account and get bonus savings.
Tweet #AmexVP and receive a $40 statement credit for making $200 worth of purchases by 06/05/14
You do not need to spend the $200 in a single purchase.
Allow 90 days for a statement credit to be issued on your credit card.
You can also register by logging in on americanexpress.com, on Facebook, on Foursquare, or on the AMEX app.
You can register all of your primary and secondary AMEX cards on Twitter, it just entails either: Unsyncing and resyncing cards via this link or making a Twitter account for each card.
If you do unsync and resync multiple cards on the same Twitter account you must change the tweet slightly each time like:
#AmexVP
#AmexVP 1
#AmexVP 2
And so on.When resyncing there is no need to fill out your billing address, just fill out the first half of the form with your name, email, and your credit card number. You can skip the optional fields asking for your billing address, card expiration, and the 4 digit code. You can use the same email address for all of your cards.Make sure to check by clicking on Notifications that your registration went through before unsyncing. It should come within a minute. If you are unsure whether a card is registered you can always sync it again and reregister. If that card has already been registered then you will get a message after clicking Notifications that the card was already previously registered. Otherwise you should get a registration confirmation.
Services Deals

American Express Consumer Coupons
g: 0 Posted By: beauregard
Views: 169 Replies: 0 I didn't see this posted here yet, but I guess I could have missed it. Anyway, I needed a relatively cheap but halfway decent backpack for an upcoming short trip. Checked the usual places for deals (here first) and came upon this one. It arrived in just a few days and I must admit it's rather nice for the short money. The product code is VTR724-4/28.

Here's the link.

g: 0 Posted By: peekpeek
Views: 43 Replies: 0 Zojirushi CV-DSC40 VE Hybrid Water Boiler and Warmer, Stainless Steel$144.47, lowest price in years
Uses half the energy of the cheaper units because of vacuum insulation. I expect to save at least $24 a year over our older unit.
If you drink a lot of tea, instant soup, or instant coffee these units are invaluable.
http://www.amazon.com/Zojirushi-CV-DSC40-Hybrid-Boiler-Stainless...

This unit is made in Japan, not China (all the cheaper models are made in China).
Staples - 25% back in Rewards thru 5/3 with coupon
Added on : Saturday April 26th 2014 07:00:06 PM
g: 0 Posted By: billrubin
Views: 291 Replies: 2 There's a new coupon up at Staples.com for 25% in Rewards. They already had free Crayola markers and a 20% off your office supplies coupon, so it's an even better deal with the free Rewards. There's also a coupon to make the half cases $2 after rebate instead of $5, so that will be a money maker with the 25% Rewards (not to mention a $10/50 coupon).

Link to normal weekly thread

The Fine Print:
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g: 1 Posted By: jskins
Views: 453 Replies: 0 The North Face Half Dome Hoodie (Borealis Blue/Frosty Blue) - $24.99 with Free Shipping at 6PM.

Sizes: XM, S, M, LG
Soft cotton-poly fleece blend
the north face screenprint logo on front
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75% cotton, 25% polyester


Note: Available in Marker Blue for $29.99

Clothing Deals

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Free Kindle Book- Battlefields of the Civil War (Visitor's Guides)
Added on : Saturday April 26th 2014 09:00:06 AM
g: 0 Posted By: remick
Views: 111 Replies: 0 http://www.amazon.com/dp/B00CKBS1AS

"A practical guide to what took place at the great battlefields of the Civil War and how to tour them now, either on foot or by car, with details on the museums, nearby attractions and activities. Each battle is brought to life, along with the personalities of the men who fought and died there. Covers the battles of Manassas, Shiloh, Antietam, Fredericksburg, Gettysburg, Vicksburg and more. About as good as battlefield guidebooks get, which is very good indeed." (The Bergen Record)

From 1st Manassas on the Bull Run river to Appomattox Court House, from Shiloh to Chancellorsville, and from Gettysburg to Antietam, Chickamauga, Vicksburg, and Fredericksburg, the great battles of the Civil War have all become household names, names that stir the blood and conjure a thousand images of heroism and despair.

But while almost every American is familiar with the most famous of our great fields of war, it should be remembered that the conflict was fought over many such battlefields, some only a shade less well known than their much-publicized counterparts, and many more now long forgotten but nonetheless important to the fate of the nation.

The American Civil War has, over a century and a half, taken on a new appeal. The stories of individual heroism, desperate battles, and great men have passed into legend. Today, all that remains to remind us of those dreadful days so long ago are a few acres carefully set aside and dedicated to the memory of those who died there quiet places where one can be alone, close to the men whose names ring out as clearly today as they did in the throes of fearful conflict: Lee, Jackson, Sherman, Grant and a hundred more.

The battles that helped to shape the nation continue to hold our attention. Every year thousands of people flock to the one-time killing fields to watch as the generals and their armies meet again in realistic re-enactments of those terrible contests.

The Eastern United States, from Washington to Key West, from Savannah to Kansas City, contains a wealth of Civil War sites and military parks. They are all pleasant spots where one can go to spend an hour or two away from the hustle and bustle of city life or a quiet afternoon out with the kids.

Unfortunately, very few of the people who do take the time to visit these magical places have any real idea of their significance and they know even less of the monumental events that took place there. It is hoped that this book will help to change all that.

Within these pages you will find the stories behind some of our nations battlefield parks and historic sites, many well-known, others less familiar, and some that are well off the beaten path.

By telling the story of the action as it took place, by bringing back to life many of the principle characters, and by the telling of the deeds they performed while under the greatest stress imaginable, I hope to make your visits to these special places much more enjoyable and rewarding. You will, I hope, leave them with the feeling that your afternoon in the sunshine was much more than a simple picnic and that you are a little richer for the experience.

The book is designed as a guide to your chosen Field of Glory. Read it as you tour the battlefield. Ponder the great events that took place there events that surely changed the face of our nation.

Covers the battles of Manassas, Fort Donelson, Shiloh, Stones River, Antietam, Fredericksburg, Chancellorsrville, Gettysburg, Vicksburg, Chickamauga and Lookout Mountain.

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Debit Card compromised after using Chase ATM. Any recourse?
Added on : Saturday April 26th 2014 08:00:07 AM
g: 0 Posted By: nasheedb
Views: 14 Replies: 0 I used my debit card on 4/23 to withdraw some cash at a Chase Branch ATM. 3 days later I get a call from the bank's fraud department asking about some suspicious activity. Before anyone asks, I'm 100% sure that the phone call was legitimate, and it wasn't a scam. There were 3 transactions for a little over $400 that I did not recognize, all of them made in Brooklyn, NY. They must have copied my debit card, since one of the charges was from a parking meter. Although my bank account doesn't show pending transactions, the available balance is reduced by a little over $400.

The previous time I used this debit card was 3/7. The card stayed in my wallet for a month and a half unused. I have some pretty strong circumstantial evidence that the card was compromised at the Chase Branch ATM. Is there any recourse that I can take against Chase? Or should I just dispute those transactions with my bank and get my money back from them?
Question Deals
The North Face Isotherm Half-Zip Top - Women's - 2013 $56.73 FS REI
Added on : Saturday April 26th 2014 12:00:03 AM
g: 0 Posted By: tedhawkins
Views: 188 Replies: 0 the north face Isotherm Half-Zip Top - Women's - 2013 $56.73 FS REI http://www.rei.com/outlet/deal-of-the-day

Preparefor workouts in the cold in the north face Isotherm Half-Zip Top for women. It uses a warm blend of merino wool and FlashDry fibers to help regulate your temperature.

Blend of merino wool, polyolefin and polyester fabric wicks moisture, dries quickly and offers light insulation for the cold
Panels with wicking FlashDry fibers wrap around the sides, down the center back and under the arms for exceptional moisture management
Body-mapped construction provides lightweight warmth without sacrificing breathability
When your hands need light protection in chilly weather, pull the mitts out from the internal cuffs and over your fingers
Athlete tested and competition proven, the north face Isotherm Half-Zip Top for women is part of the Flight Series collection
Reflective logo; dropped hem
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g: 0 Posted By: imanemokid
Views: 128 Replies: 0 PowerPro 56101 2-Stroke 1000-Watt Generator $89.99 @ Blains Farm & Fleet til 5/4/14

shipping adds $10.83 (checked Miami, FL & LA, CA)

Weighs less than 36 pounds
Equipped with a carrying handle
Stabilized with 4 rubber pads
Uses oil/gas mix fuel
One gallon tank can run for 5 hours at half load
Quiet exhaust system with spark arrestor
60dB at 22 feet; certified for use in any national park or forest
1000 watts starting power and 900 watts running power
CARB and EPA compliant

Warranty: 1 Year Limited Warranty PowerPro

Power Pro 900W 1000W 2 Stroke Portable Generator
PowerPro 56101 2-Stroke 1000-Watt Generator $99.99 @ Woot
Added on : Friday April 25th 2014 08:00:03 PM
g: 0 Posted By: ctgolfer
Views: 118 Replies: 0 shipping adds $5

Weighs less than 36 pounds
Equipped with a carrying handle
Stabilized with 4 rubber pads
Uses oil/gas mix fuel
One gallon tank can run for 5 hours at half load
Quiet exhaust system with spark arrestor
60dB at 22 feet; certified for use in any national park or forest
1000 watts starting power and 900 watts running power
CARB and EPA compliant

Warranty: 1 Year Limited Warranty PowerPro

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Olive Garden BOGO 1/2 off thru 5/7/14.
Added on : Friday April 25th 2014 05:00:07 PM
g: 1 Posted By: linrick
Views: 118 Replies: 0 hurry. buy one get one half off good thru 5/7/14.

linkymoo
Restaurants & Entertainment Deals
E-Z Up Sierra II 8-ft. x 8-ft. Canopy - $52.99 @ Sears
Added on : Friday April 25th 2014 04:00:02 AM
g: 0 Posted By: SieSilverStars
Views: 1 Replies: 0 The E-Z Up Sierra II 8-ft. x 8-ft. Canopy is on sale at Sears for $52.99 with free in-store pickup.

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Received 4.5/5 stars based on 63 customer reviews on the product page.

10-ft. x 10-ft. Base
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Polyester Topp w/ Silver Coating
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Water Resistant
Fire Retardant
Includes Handy Roller Bag, Spikes, Half-Wall
2-yr. Warranty.
g: 1 Posted By: remick
Views: 232 Replies: 0 http://www.amazon.com/gp/product/B00CQSPNLK

4.5 out of 5 stars (48 customer reviews)

Weve all admired our neighbors gorgeous gardens filled with flowering perennials and longed to recreate their beauty in our own back yard. But if were being honest, when it comes to gardening, most of us have no idea where to begin. Additionally, in these economic times, who can afford to hire an expert to come in and do the job for us? That said, regular folks all across North America and Europe are returning to the soil, shovels in hand. With the help of this book, there is absolutely no need to fly blind into the world of green thumbs, perennials, and herbs.The nameGarden Guide: A No Nonsense, No PhD Guide to Great Gardens with Hand-Holding How Tos for Beginners and Straightforward Instruction for Advanced Gardenerstruly says it all. Indeed, this book is the hand-holding garden guide that will walk even the most timid novice right through the gardening process from beginning to end.

In addition to straight forward, practical advice in everyday language, you will love the stories and anecdotes Olver shares from her fifteen years of backyard, organic gardening adventures. Easy and entertaining, youll probably read this book in one sitting, but youll reference it for years to come. The beauty of Garden Guide is that Olver divides her advice into two sections: Beginning Gardeners and Advanced Gardeners. No matter what your skill level, there are simple explanations, tips, and tricks that will walk you through every aspect of the garden process. Garden Guide features details such as:

Everything you need to know about location, from sunlight to drainage to selecting just the right spot
How to understand soil types, how to amend and condition them
pH levels and soil testing broken down in simple terms
Step by Step guide for planning your PERFECT garden no matter where the location
Fertilizing made manageable with explanations for all those numbers and organic alternatives
Composting broken down so you can start immediately
Pests obliterated with loads of organic suggestions
The basics of garden maintenance from deadheading to dividing perennials
Loads of helpful website suggestions for purchasing plants online, getting ideas, locating county extension offices, perennial databases and so much more.
Gardening terms are defined in language you will both understand and remember

If you have time to read only one book on gardening, this is the book to choose. Short enough not to feel like an encyclopedia and just long enough to wet your gardening appetite, Olver has woven basic garden science and practical ideas for everyday people into each page. With her warm, inviting, no-nonsense instruction, you will be amazed how simple and doable gardening really is. Not only will it thoroughly educate you in basic gardening, Garden Guide will send you well on your way toward beautiful perennials gardens and leave you inspired and hungry to begin planting in your own patch of earth.



also free

Organic Gardening Beginner's Manual
http://www.amazon.com/Organic-Gardening-Beginners-Manual-Turner-...

Here's the ultimate "Take-You-By-The-Hand" beginner's manual for creating and managing your own organic garden. Even if you know nothing about organic gardening.... so you can get back your health and energy and save a stack of money.

You're going to learn that organic gardening can greatly improve your health and energy levels while really lowering your weekly food bills, and it only takes about half an hour per week.

If you're like me you probably hate the idea of eating foods (and providing them for your family) that may have been grown with chemicals.

I want to share with you not only the joy of producing fresh, delicious food for your family, but also the health advantages.... spending time in the fresh air and sunshine, stress relief, and chemical free, vitamin filled, fresh, natural foods - what our bodies really crave for and need.

Now you can access the information you want quickly and easily, to make planning and growing your vegetable garden a breeze! Growing our own food makes us less reliant on commercially grown foods. Who knows how long produce might have been sitting around on a shelf, or in a cooler room?

Do you wonder just what chemicals have been sprayed on that perfect-looking tomato, that really is quite tasteless? Being able to walk out to your organic vegetable garden and pick your own food - now let's see... how many food miles is that? - Oh, it's none!

You'll instantly discover...
Your very best area to grow your vegetables
How to build up healthy, fertile soil without costing a fortune
How to feed your soil - the organic ways
How to create an easy, 'no-dig' veggie plot
Massive savings by learning how to grow from seeds
9 Essential tips to successfully transplanting your seedlings
Tips for the most effective watering
Why mulching is a must in every organic garden
5 easy ways to keep your garden weed free
How to slash your food bill in half
The 7 crucial ingredients to making great compost
What never to put into your compost
How to make your own organic liquid fertilizers, saving $$'s
Natural ways to protect your plants from pests and disease
Top 10 easiest veggies to grow
Secrets to growing lush, healthy herbs
Why to include perennial vegetables
What you must do to grow your food if space is limited
How much to plant for your family's needs
And that's just a small glimpse of what's included. This gardening guide was created to give you simple, concise steps to easily create the right organic food garden for your family. I've gathered this information from both my own experience and from many different resources over the past 20 years.
Books & Magazines Deals
g: 0 Posted By: ctgolfer
Views: 168 Replies: 0 Amazon CERTIFIED REFURBISHED

shipping adds $5

Specifications:
Display:Amazon's 6" diagonal E Ink multi-touch display, optimized with proprietary waveform and font technology, 600 x 800 pixel resolution at 167 ppi, 16-level gray scale.
System Requirements:None, because it's wireless and doesn't require a computer to download content.
On-device Storage:Up to 3,000 books or 4 GB internal (approximately 3 GB available for user content).
Cloud Storage:Free cloud storage for all Amazon content
Battery Life:A single charge lasts up to two months with wireless off based upon a half-hour of daily reading time. Keep wireless always on and it lasts for up to 6 weeks. Battery life will vary based on wireless usage, such as shopping the Kindle Store, web browsing, and downloading content.
Charge Time:Fully charges in approximately 4 hours via the included USB 2.0 cable connected to a computer. U.S. power adapter sold separately.
Wi-Fi Connectivity:Supports public and private Wi-Fi networks or hotspots that use the 802.11b, 802.11g, or 802.11n standard with support for WEP, WPA and WPA2 security using password authentication or or Wi-Fi Protected Setup (WPS); supports WPA and WPA2 secured networks using 802.1X authentication methods using password authentication; does not support connecting to ad-hoc (or peer-to-peer) Wi-Fi networks.
USB Port:USB 2.0 (micro-B connector)
Audio:3.5mm stereo audio jack, rear mounted speakers
Content: Formats Supported:Kindle (AZW), Kindle Format 8 (AZW3), TXT, PDF, Audible (Audible Enhanced(AA,AAX)), MP3, unprotected MOBI, PRC natively; HTML, DOC, DOCX, JPEG, GIF, PNG, BMP through conversion.
Dimensions:6.8" x 4.7" x 0.40"
Weight:7.5 ounces


In the box:

Kindle Touch Wireless Reading Device with Wi-Fi
USB 2.0 Cable

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Portal 2 for $4.99 on Steam - Ends April 25 AM
Added on : Wednesday April 23rd 2014 05:02:02 PM
g: 0 Posted By: TiteAzz
Views: 211 Replies: 1 Normally $19.99, but 75% off for the next day and a half. It's a great game (95/100 on metacritic).

http://store.steampowered.com/app/620/

http://en.wikipedia.org/wiki/Portal_2

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The Fundamental Investment Discussions Thread
Added on : Wednesday April 23rd 2014 10:00:10 AM
g: 4 Posted By: dshibb
Views: 143 Replies: 1 This thread needs to be created separately from the Individual Stock Discussions thread.

The Individual Stock Discussions thread has been overrun by:

Day Trading
Insane volume of options trading
Excessive turnover
Pop culture herdstocks like GOOG, AAPL, AMZN, NFLX, FB, etc.
A gambling culture

This is likely due to the fact that those that day trade the most and care the most about minute by minute prices will post the most. For this reason, I'm creating this thread to separate out a discussion about individual investments that are longer term in nature.

Reason for Creating Thread

Like it or not, there are a lot of people coming to FWF looking to know where to invest money without reading much before. This is evidenced by all of the "What do I do with $x" threads.
Like it or not, many wont agree to "set and forget" index or mutual funds for all of their money
Maybe others will agree, but I don't like the only thread here devoted to individual positions being one that shows day trading exclusively in a Yahoo message boards sort of way.
If FWF is going to have discussions about individual investments/trades than it will be an improvement to also foster a thread focused on longer term ideas than just short term activity.
I think that the current Individual Stock Discussions thread fosters an image of active investing asbeing sexy, simple, and thoughtless.Thislikely encourages novices to fall into a false, naive sense of security about trading. A longer term focused investment thread would likely produce the opposite effect of discouraging novices from actively picking positions by displaying investment selectionas hard, complex, time consuming, dry, and dense.

What this thread is not

This is not a thread for extolling the virtues of index funds there is an entire forumBogleheads,devoted to that.
This is not a thread to just post each and every buy or sell order you execute
This is not a thread to drop your opinions on each and every quarter about whether abc company will surprise higher or lower
This is not a thread to repeatedly post pricing activity on positions because such short term pricing should be irrelevant to the discussion


A few notes

Unless quoting and discussing previous ideas all new ideas should involve longer posts typically written in thesis form
Investment ideas can involve any asset class, an entire sector, country, strategy, pair, etc. The only criteria is that:

It bespecific enough to discern a unique viewpoint from the general market and thencommunicate that
That it be for a viewpoint that that has at least a half a year time horizon

An example of a solid initial idea postwould involve ( in practicecover as many as you can):

A discernible investment idea
A time horizon by which you are looking at the idea (i.e. many ideas can be both bad in lets say a6 month time horizon andgreat in a 3 year time frame)
A clear summary rationale as to why it is represents an attractive investment to make
A series of facts, numbers, etc. that back up thethesis
An acknowledgement of what risks you are intentionally choosing to bare
Metrics or fact pattern by which you see the thesis as playing out as suspected
Pitfalls you see that could prevent the thesis from playing out and why you think they wont happen
What you define as a successful realization of your thesis and subsequent exit strategy
A general explanation as to how much the ensuing circumstances would have to deviate from your thesis in order for you to drop the thesis



Maybe this will work. Maybe this will flop, but given how the Individual Stock Discussion thread has gone I thought this was worth a shot.

Investing Deals
g: 0 Posted By: atiggger
Views: 97 Replies: 0 New Bamboo Sandals Womens Flip Flops Light Flats Shoe Velvet Thongs Beach Summer $4.99 + F/S @ artofdeals Via eBay

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Chase keeps closing my Mastercard and issuing a new one.
Added on : Wednesday April 23rd 2014 06:00:12 AM
g: 0 Posted By: atikovi
Views: 140 Replies: 3 They say for possible fraudulent charges. They sent me an alert about a recent charge and I said I didn't make it so they close the account and open a new one. This is the third time in a year and a half. Now I have to notify half a dozen accounts with automatic bill pay to change the billing number again. Quite annoying. Instead of closing the account can't they just require me to enter a pin number when charging something for the next month? Does this happen often to other people?
Credit Deals
g: 0 Posted By: Revenant
Views: 72 Replies: 0 Yamaha CP33 88-Key Stage Piano - $799.99 with free shipping at Musician's Friend/Stupid Deal of the Day.

Deal LINK

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88 keys w/ graded hammer effect weighted action
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28 panel voices
2-zone dual and split voice modes with 2 control sliders
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Free Kindle Book- Basic Physics: a comprehensive survey
Added on : Wednesday April 23rd 2014 01:01:56 AM
g: 0 Posted By: remick
Views: 23 Replies: 0 http://www.amazon.com/gp/product/B0063E7ZVY

This book gives the reader a lucid and readable account of the basic concepts of physics covering a broad range, where all the concepts are built up from an elementary level and are followed up to a considerable extent, stressing on their internal logic. It is self-contained and comprehensive, based on high school mathematics, including elementary calculus. A few mathematical tools at a more advanced level like surface integrals of vector fields have been explained clearly before these have been made use of.

It will be useful study material for the student of physics starting from the advanced school level right up to the college level and even to the level of graduate studies since it does not stop half way while developing a topic, being tied to this or that particular physics syllabus. Instead, it aims at presenting the entire network made up of basic concepts of physics and giving the reader a view of its beautiful, unitary structure.

This makes the volume a unique source-book of basic physics, of exceptional value not only to the student of physics but to students of other disciplines such as chemistry, engineering, geology and even the biological sciences. It is also quite likely to be of value to physics teachers and to persons with a general interest in physics. It makes for delightful reading, though at a serious level.

How does the tension vary with the angle of winding for a string under friction? How does the Doppler formula look when the source or the observer possesses an acceleration? What is the principle of a three phase power supply? How does a synchronous motor differ from an asynchronous one? Whys is it possible to work out the black body spectrum by referring to an assembly of oscillators? How does ray optics relate to wave optics? What is the Higgs boson?..... For these and many other questions, the reader can turn to the pages of this book, where everything is built up from first principles.
Books & Magazines Deals
Up to 50% off at godiva.com + FS on orders over 65 w/code
Added on : Tuesday April 22nd 2014 12:01:55 PM
g: 0 Posted By: nancita
Views: 153 Replies: 0 Godiva is having a spring sale with a lot of almost half-price Easter goodies and a deal on truffles the more you buy. Use code TRUFFLES for FS on orders of $65.
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Godiva Coupons
g: 0 Posted By: ctgolfer
Views: 153 Replies: 0 shipping adds $3.49

Enjoy wireless listening with the Mini-BOOM Wireless Bluetooth Speaker with Rechargeable Battery. This speaker lets you wirelessly stream your music from your Bluetooth-enabled devices - and its small size makes it perfect for travel! It includes a long-lasting battery that recharges in only half an hour from any standard USB port, plus it includes a mini stereo cable for directly connecting audio devices.

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Spyder Web Strong Dry W.E.B Half Zip Baselayer Top $49.95 FS
Added on : Saturday April 19th 2014 06:00:03 AM
g: 0 Posted By: tedhawkins
Views: 150 Replies: 0 Spyder Web Strong Dry W.E.B Half Zip Baselayer Top $49.95 FS

http://www.usoutdoor.com/deal/

Spyder's Web Strong Dry W.E.B Half Zip Baselayer Top is top of the line for moisture wicking, anti-microbial and lightweight baselayers. The Web Strong is a moisture wicking monster to help you stay incredibly dry and incredibly comfortable because that is the whole point of properly layering before hitting the slopes for a few hours before hitting the lodge.
Clothing Deals
g: 0 Posted By: ctgolfer
Views: 56 Replies: 0 23" IPS Widescreen WLED backlit anti-glare 1920 X1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
4GB DDR3 memory For multitasking power, expandable to 16GB
500GB SATA hard drive has plenty of space to store your digital albums, music library and rich media files
Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
Realtek ALC3228-CG Audio for rich and dynamic sound
Windows 8 makes the things you do every day easier

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CARDCASH BEWARE after 45 days policy
Added on : Thursday April 17th 2014 04:00:16 AM
g: -1 Posted By: judesarah
Views: 15 Replies: 0 business with Cardcash for over half year. within 45 days refund policy. its ok service,like other reviews you have to follow up refund. probably service cant catch up business grow up. my issue here was-- after 45 days. the card I used them was been rejected by store cus original card owner dispute to store or bank to get money back. I treat as scam fraud. I m personnel suggest and appreciat cardpool or giftcardresuce are always willing to help to try get my money back cus they have all doc from original card owner. so any one be aware, its alwasy risky to buy used gift card if someone buy card from store, then sell to cardcash , then they go back to dispute from store or bank. u will be losser if buy from cardcash after 45 days. and also beware they may duplicate send u gift card, my case was I got physica card already but not all. somehow they mess order, when they re-mail rest of card. it include "PRINT PAPER CARD" with card number & pin. I told them this would be problem if they double sell & increase their logistics fee. I sincerely hope they can improve their business, eventually still benefit us cus discount is always welcome
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g: 0 Posted By: tedhawkins
Views: 89 Replies: 0 Brieftons Stainless Steel Fruit/Vegetable Peeler & Julienne Slicer $10.99 FSSS

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Slice and peel vegetables/fruits easily in both direction and cut prep time in half, made possible with the dual action motion technology
Designed to last, and to hold easily and comfortably with 100% stainless steel bodies
Create restaurant quality presentations for fruits, salads and authentic Asian dishes
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: jskins
Views: 15 Replies: 0 Mountain Hardwear Women's Effusion Power Jacket (Skybox Color Available Only) - $64.95 with Free Shipping at Sunny Sports.

Available in XS-M-LG
Athletic fit
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Windproof
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Clothing Deals
Defamation lawsuits
Added on : Wednesday April 16th 2014 07:00:06 AM
g: -5 Posted By: Hanssen1
Views: 137 Replies: 2 Hello everyone,

I came across one of these infographic things while doing some legal research. It was put together by a couple of lawyers, so it's probably reliable. It's about defamation lawsuits, and while it isn't something that many of us think often about, it's good to refresh your knowledge about the kind of charges that can be levelled against you by an unscrupulous opportunist or disgruntled employee. There is a bunch of info in here that I had half-forgotten or never known, and you know what they say knowledge is power. Check it out.

For the people that are interested:

http://businessdefamation.com/business-defamation-infograph/

Do any of you have experience with lawsuits of this sort? Curious about your stories!
General Economics Deals
g: 0 Posted By: jskins
Views: 544 Replies: 0 J. Crew: Extra 50% Off Final Sale Itemsw/ Coupon Code BIGSALE + $5.00 Shipping or Free on Orders $150+. Deal Ends 4/20.

Couple Notables:

Women's Collection Featherweight Cashmere Tipped Henley- 139.99 - coupon code = $97.99
Men's Lambswool Half-zip sweater(pictured) - $54.99 - coupon code = $27.49


*All other Spring Sale items are an extra 30% off with the same code*
Clothing Deals

J.Crew Coupons
Credit Card Surveys: False Advertising?
Added on : Tuesday April 15th 2014 04:00:08 PM
g: 0 Posted By: a783783
Views: 45 Replies: 0 Igot the following e-mail:

"~~Marriott Rewards and Chase Card Services has asked IPSOS to conduct a survey about the Marriott Rewards credit card on their behalf.As a valued Marriott Rewards member, we would like to invite you to go online to answer some qualifying questions. The first 1,000 customers to qualify and fully complete this survey will have 1,500 Marriott Rewards points credited to their account. Please allow 6-8 weeks for rewards points to appear on your account. This questionnaire will take about 15 minutes to complete."

I wasted ten minutes filling out the survey and then got a random "This survey is already full" message. Shouldn't they be upfront at the BEGINNING of the survey and notonly notwaste your time but not collect personal information you provide for essentially free?

What's the play here? Even if compensation is 1500 points which by some estimates amounts to $1.50 per person, I feel companies like this need to be punished for deceptive practices. It's like going to a restaurant, ordering a steak with the understanding you will pay $20 for it, eating 3/4 of it and saying, "Nope, I don't need to eat this." and walking out without paying.
Credit Deals
g: 0 Posted By: DizzyT71
Views: 48 Replies: 0 TRENDnet Unmanaged Desktop Gigabit GREENnet Switch 10/100/1000Mbps 16 x RJ45 8K MAC Address Table @ Newegg - $69.99
was $159.99
Free Shipping!
Expires On: 4/17/2014 11:59PM Ethernet: 10Mbps/20Mbps (half/full-duplex)Fast Ethernet: 100Mbps/200Mbps (half/full-duplex)Gigabit Ethernet: 2000Mbps (full-duplex)Switch Fabric: 32 GbpsInterface: 16x 10/100/1000Mbps Auto-MDIX RJ-45 portsData RAM Buffer: 2 MBitsJumbo Frame Support: Up to 9216 Bytes 4.5/5 Stars based on 1,359 customer reviews at Amazon.   (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Electronics Deals

Newegg Coupons
g: 3 Posted By: DizzyT71
Views: 154 Replies: 0 Newegg has the TRENDnet Unmanaged Desktop Gigabit GREENnet Switch 10/100/1000Mbps 16 x RJ45 8K MAC Address Tableon sale for $69.99 with free shipping.

Available at Amazon for same price.

Ethernet: 10Mbps/20Mbps (half/full-duplex)
Fast Ethernet: 100Mbps/200Mbps (half/full-duplex)
Gigabit Ethernet: 2000Mbps (full-duplex)
Switch Fabric: 32 Gbps
Interface: 16x 10/100/1000Mbps Auto-MDIX RJ-45 ports
Data RAM Buffer: 2 MBits
Jumbo Frame Support: Up to 9216 Bytes

4.5/5 Stars based on 1,359 customer reviews at Amazon.


Electronics Deals

Amazon Coupons
Signature Stripe Rolling Ball Men»s Cufflinks feature polished silver tone finish brass, resin rolling ball center in classic stripes on half and solid black on the other and signature embossed swing fastenings. Signature box included. Special offers and rebates for Fujitsu LIFEBOOK® notebooks and Tablet PCs, STYLISTIC® tablets and mobile accessories.
AIRFARE TO ORLANDO
Added on : Saturday April 12th 2014 05:00:12 AM
g: 0 Posted By: atiggger
Views: 54 Replies: 0 AIRFARE TO ORLANDO

My Wife two kids and I are looking into going to Disney around Halloween. We thought about making the 18 hour drive but don't want to give up the extra day and a half of "play time". Any suggestions on flights from Milwaukee to Orlando? I have not flown in so long i guess I'm outta the loop. Are some days cheaper to fly, direct vs connectors, etc.

THANKS
Discussion Deals
IRA or Roth IRA? And other questions.
Added on : Thursday April 10th 2014 04:00:09 AM
g: 0 Posted By: fleetwoodmac
Views: 75 Replies: 0 Hello

I am 45 years old, expecting a child 6 months down the road. I know that the rule of thumb is;

Max out 401k contribution for 2014. That's 17.5K.
Max out IRA contribution for 2013. $5,500. Deadline for 2013 IRA contribution is April 15, 2014.
Max out IRA contribution for 2014. $5,500

So, here is my situation

Income 110K (100K day time job+ 10K side business potential to grow unlimited, I will explain later)
401K balance 80K (never maxed till this year but this year I am maxing it to 17.5K) 100% invested in VSISX thru company 401k plan
Checking balance 100K earning 0.2%
I never had IRA but for 2013 I will invest 3,640 for my IRA (That is what tax software told me) and 5,500 for wife's IRA.
I will invest same amounts to IRA in 2014 as well
Considering additional 401K thru business but not done yet. I think I am limited to 25% of the business income up to difference between 17.5K-50.5K

I am renting so no mortgage

So I need to buy a house right now. Where I live you can get something decent for $250K which I am planning to pay all cash. Here are 2 reasons for paying cash;
1) Company keeps laying off people, need to feel safe with no mortgage payments.
2) Mom is willing to give me 150K to help me out buying the house, so I add 100K and buy the house for 250K.

About the side business
With not too much effort, I can raise business income to 50K/year. The interesting thing about it is; if there is no mortgage or rent then I would lose the potential tax deduction. For 2013, my rent was 1000/month and I deducted 500/month as expense from business income. (I am using half of the house for business)

So I am confused here on what to do.

1) Should I pay all cash for the house?
2) I am very happy with VSISX but should i diversify? More money will come so I guess I need to diversify.
3) IRA or Roth IRA? Baby is on the way, which one is better for him/her?
4) Is it better to put my wife as partner in the business?

Thanks
Tax Deals
g: 0 Posted By: MISTERCHEAP
Views: 92 Replies: 0 Red Plum 4/13/14

$1/1 Disney or Marvel gummy vitamin (5/28)
$2/2 Gain or Era detergents 25 oz+ or Gain fabric enhancers ETS (5/31)
$1/1 Gain or Era detergents 25 oz+ or Gain fabric enhancers ETS (5/31)
$1/1 Gillette male disposable ETS (5/31)
$3/2 Gillette male disposables ETS (5/31)
$1/1 Gillette Venus or daisy disposables ETS (5/31)
$3/2 Gillette Venus or Daisy disposables ETS (5/31)
$1/2 Hanovers gold line frozen vegetables (5/15)
$1/2 Hanovers silver line frozen vegetables (5/15)
$.50/1 Hanovers bean essentials (5/15)
$1/2 Hanovers canned green beans 38 oz + (5/15)
$1/1 Hefty tall kitchen trash bags (6/30)
$1/1 Hefty large black trash bags (6/30)
$1/1 Hellmanns product 16.5 oz + (5/11)
$1/1 Hellmanns mayonnaise dressing with olive oil (5/11)
$1/2 Keebler crackers 8oz + (6/8)
$.75/1 Land o Frost Simply delicious lunchmeat (6/13)
$2/1 Natures bounty (6/14)
$2/1 Natures Bounty hair, skin, and nails (6/14)
$1/1 Purina Friskies cat treats 6 oz+ (6/30)
$1/1 Quaker real medleys cereal or bars (5/31)
$.75/2 Quaker Real medleys oatmeal (5/31)
$3/1 Sinus Buster sinus & allergy nasal spray (5/31)
$2/1 Suave Professionals visible glow sunless tanner or body lotion (5/11)
$2/1 Sundown naturals product (6/14)
$.50/1 Superpretzel soft pretzel (5/25)
$.50/1 Superpretzel pretzel dogs (5/25)
$1/1 Tide PODS, gain flings, Downy Unstoppables, gain fireworks, or Bounce bursts ETS (5/31)
$1/2 Welchs sparkling juice cocktail (6/16)

Smart Source 4/13/14

Aveeno product no cleansing bars, trial or 2.5oz body lotion $1.00/1 (5/10/14/)
Aveeno products no cleansing bars, trial sizes or 2.5oz body lotion $2.00/2 (5/10/14)
Benadryl topical product no trial $2.00/1 (5/10/14)
Birdseye voila! variety $1.00/1 DND (7/31/14)
Carapelli olive oil 17oz or larger $1.00/1 (7/13/14)
Cooked perfect bites $1.00/1 bag (7/6/14)
Cooked perfect meatballs $1.00/1 bag (7/6/14)
Digiorno pizza larger $2.00/2 (5/31/14)
GUM Squeeze-a-color toothpaste or power toothbrush $1.00/1 (5/31/14)
GUM Oral care product .55/1 (5/31/14)
Johnsons baby product (no 1 oz to 4 oz) OR any Desitin product (no 1 oz ) .50/1 (6/7/14)
Lipton Iced tea jugs or 12 packs $1.00/2 (5/31/14)
Listerine antiseptic Mouthwash, listerine ultraclean antiseptic, listerine zero, listerine total care or listerine fluoride defense anticavity mouthwash product 1L or larger $1.00/1 (6/30/14)
Listerine Naturals antiseptic 1L $1.00/1 (6/30/14)
Listerine smart rinse anticavity mouthwash 500 ml $1.00/1 (6/30/14)
Lubriderm product 6oz or larger $1.50/1 (5/10/14)
Childrens Motrin or infants motrin product no trial $1.00/1 (5/10/14)
Neosporin, band-aid brand adhesive bandages or Johnson & Johnson red cross brand products no trial or travel, 10 ct on the go first aid kits, Must buy 2 different brand products $2.00/3 (5/10/14)
Neutrogena cleanser no naturals , trial and bar soap $1.00/1 (5/10/14)
Neutrogena sun product no trial $1.00/1 (5/10/14)
Ortega product .50/1 (6/30/14)
People Style Watch May issue $1.00/1 (5/9/14)
People Style Watch June issue .75/1 (6/13/14)
Pepcid product 25 ct or larger $2.00/1 (5/10/14)
Philips sonicare brush head multi-pack no powerup brush heads $4.00/1 (5/31/14)
Philips Sonicare Powerup battery toothbrush or powerup brush head 3-pack $5.00/1 (5/31/14)
Philips sonicare rechargeable toothbrush no powerup $10.00/1 (5/31/14)
Philips sonicare diamond care flexcare platinum or flax care $15.00/1 (5/31/14)
Revlon luxurious colorsilk buttercream $2.00/1 (5/18/14)
Revlon colorsilk, luminista or frost & glow $1.00/2 (5/18/14)
Rogaine hair regrowth treatment product 3 ct or larger $10.00/1 (5/10/14)
Scotch-Brite lint roller no trial $1.00/1 (5/31/14)
Simply Sleep product $2.00/1 (5/10/14)
Starbucks coffee 10 oz or larger $2.00/2 bags (6/14/14)
Starbucks K-Cup packs 10ct or 16 ct $1.50/1 box (6/14/14)
Starbucks VIA pready brew 5ct or greater $1.00/1 (6/14/14)
Adult Sudafed PE, childrens sudafed PE, Benadryl, childrens benadryl, Tylenol sinus, visine or Neosporin eczema essentials products no trial $3.00/2 (5/10/14)
Adult Sudafed PE, childrens sudafed PE, Benadryl, childrens benadryl, Tylenol sinus, visine or Neosporin eczema essentials products no trial $1.00/1(5/10/14)
Tropicana farmstand 46oz bottle $1.00/1 (5/31/14)
Extra Strength Tylenol or regular strength Tylenol product 24 ct or larger $1.00/1 (5/10/14)
Childrens Tylenol or infants tylenol product no trial $1.00/1 (5/10/14)
Zyrtec product 40 ct or larger $5.00/1 (5/2/14)
Zyrtec product 12 ct or larger $4.00/1 (5/2/14)
Childrens Zyrtec dissolve tabs no trial $4.00/1 (5/2/14)


Smart Source 4/13/14

Ajax .25/1 dish liquid 14oz+ or auto dish pacs (5/3)
Arm & Hammer $2.00/2 laundry detergents (5/17)
Birds Eye recipe ready variety $1.00/1 (6/30/14)
Birds Eye steamfresh chefs favorites variety .50/1 (6/30/14)
Colgate .50/1 adult or kids manual toothbrush excluding extra clean, classic clean or triple action (5/3)
Colgate .50/1 toothpaste 3.4oz+ (4/26)
Colgate $2.00/1 360 twin pack or multi pack only manual toothbrushes (4/26)
Colgate $2.00/1 mouthwash 32oz+ (5/10)
Colgate $2.00/1 total, optic white, max fresh or sensitive twin pack (4/26)
Enfamil or Enfagrow products $3.00/2 (5/31/14)
Huggies $1.00/1 little swimmers disposable swimpants (5/10)
Jergens $1.00/1 natural glow face daily moisturizer sunscreen ets (5/10)
Jergens $1.00/1 natural glow moisturizer excludes sunscreen and trial (5/10)
Lysol Touch of Foam hand soaps $1.00/2 (5/14/14)
Lysol Automatic hand soap dispenser $5.00/1 (5/14/14)
Murphy oil soap wipes or liquid 32oz or larger .50/1 (5/3/14)
Nudges .55/1 bag (6/7)
Pantene $1.50/2 product ets (5/31)
Pantene $3.00/3 products ets (5/31)
Schick Xtreme3, ST 2 or ST 3, SlimTwin or Schick Quattro Disposable razor pack no 2 ct, 10+ 2 ct, Schick hydro5 and schick hydro silk disposable $2.00/1 (5/11/14)
Scott Naturals .50/1 flushable cleansing cloths tub or refill (5/25)
Scott Naturals .75/4+ bath tissue rolls (5/25)
Scott Naturals .75/6+ paper towel rolls (5/25)
Secret Outlast, scent espressions, or destinations deodorant no .5 oz and trial/travel $1.50/1 (5/31/14)
Secret Clinical deodorant no .5 oz , trial/travel $3.00/1 (5/31/14)
Simple $2.00/1 cleanser excludes gift packs, trial and wipes (5/11)
Skim Plus one half gallon or two quarts $1.00/1 (7/15/14)
Skim Plus creamer $1.00/1 (7/15/14)
Ultimate Flora probiotic $3.00/1 (6/30/14)
Vidal Sassoon $2.00/1 shampoo or conditioner product excludes 12oz and trial (5/31)
Vidal Sassoon $2.00/1 styling product ets (5/31)
Vidal Sassoon $5.00/1 hair color excludes shampoo, conditioner, styling and trial (4/27)
Viviscal $1.00/1 gentle shampoo or moisturizing conditioner (6/13)
Viviscal $2.50/1 hair filler fibers (6/13)
Viviscal $3.00/1 hair and scalp serum (6/13)
Viviscal $5.00/1 extra strength or man (6/13)=14px
Grocery Deals
g: 3 Posted By: jskins
Views: 224 Replies: 2 Zwipes (24-Pack) Microfiber Cleaning Cloths- $10.88 via Subscribe & Save with Free Shipping at Amazon. 4.5/5 stars based on 816 customer reviews.

Constructed with 110,000 fibers per square inch
Lint-free, streak-free cleaning
Will not scratch surfaces, paints, or clear coats
Absorbs eight times its weight in water, and dries in half the time of standard towels
Can be washed and reused hundreds of times
Each cloth measures 12" x 16"

***Must opt for Subscribe & Save to qualify for Free Shipping without also having to make a minimum $35 order
***You may cancel Subscribe & Save at any time after item ships


Home & Garden Deals

Amazon Coupons
Little Tikes 2-in-1 Push 'n Play Turtle - $15 shipped @ Amazon FSSS
Added on : Monday April 07th 2014 07:00:06 PM
g: 1 Posted By: Dotbody
Views: 236 Replies: 0 The camel shows this is about half of its normal price. Excellent reviews too.

Shape sorting helps develop fine motor and hand-eye coordination skills
Helps infants to differentiate colors and shapes
Ball popper allows infants to hear and see the shapes pop while the walker is in motion
To keep walker from going too fast, wheels have a locking mechanism
Sturdy handle allows infants to hold on and walk with confidence


http://www.amazon.com/dp/B006ZJHKDU/
Toys Deals

Little Tikes Coupons
Simply Mix Media 34-pc. Wooden Box Art Set - $9.97 w/ ISP @ Walmart
Added on : Monday April 07th 2014 12:00:02 PM
g: 0 Posted By: hellokitty27
Views: 53 Replies: 0 WalMart has the Simply Mix Media 34-pc. Wooden Box Art Set for $9.97 w/ free in-store pickup.

Includes:

2 art boards
3 sketching pencils
1 palette
6 oil pastels
2 graphite sticks
2 artist brushes
2 tortillions
1 sandpaper sheets
2 watercolor pencils
1 plastic eraser
8 watercolor half pans
1 pencil sharpener
1 DVD
1 wooden carrying box
1 coloring mixing guide

Toys & Hobby Deals

Walmart Coupons
g: 1 Posted By: DaysFan
Views: 228 Replies: 3 http://www.bostonmarket.com/home
no coupon necessary
4/15/14
1040 special
http://www.bostonmarket.com/img/home/heroes/taxDayHero.jpg
store locator
http://www.bostonmarket.com/locations
I have no affiliation, just a good deal for a No cooking night.....LOL
Restaurants & Entertainment Deals
Questions: Gift taxes and Form 709
Added on : Saturday April 05th 2014 07:00:09 PM
g: 0 Posted By: Moesbie
Views: 54 Replies: 0 A husband and wife gift a house that they own to their son and daughter. This is in Washington state. How would the parents' 709s look? Would they make two entries (each) under Part 1 of Schedule A (below the "Gifts made by spouse" Line)? Instructions seem to ask for the legal description, but if half is given to the son and half to the daughter, how does that work? The parents bought the house for 275K 3 years ago. How do I find the FMV for the house from 8 months ago?
Santoku 5 Inch Non-Stick Knife $5 +FS @ overhalfsale
Added on : Saturday April 05th 2014 09:00:02 AM
g: 0 Posted By: MrsGuin
Views: 19 Replies: 0 Use Code: OHS-44 http://www.overhalfsale.com/events/Santoku-5-Inch-Non-Stick-Knife
Olive Garden - B1G1 half off entree through 4/13
Added on : Wednesday April 02nd 2014 11:00:02 AM
g: 0 Posted By: remick
Views: 123 Replies: 0 http://link.olivegarden.com/YesConnect/HtmlMessagePreview?a=iC_a...
BiLT Helmets 50% Off Regular Price FS Above $99 @CycleGear
Added on : Monday March 31st 2014 08:00:12 AM
g: 0 Posted By: KGar13
Views: 242 Replies: 0 BiLT is their in-house brand. Decent quality, great price in my opinion.
Great for casual riders or beginners who need decent helmets.

The have full face, full face with bluetooth, half face, and more.

50% is great discount.

http://www.cyclegear.com/lp/bilt%20helmets


Bicycle Deals
Anyone shopped for title insurance before?
Added on : Sunday March 30th 2014 08:00:11 AM
g: 0 Posted By: fleetwoodmac
Views: 92 Replies: 2 So my real estate agent tells me I need to pay 1% of the purchase price to title company for title insurance
I said can't I shop around for title insurance?

And of course she does not know what I am talking about, and I searched the internet and found 2 companies only

www.onetitle.com
www.entitledirect.com

According to the WSJ article below it says

=15pxEnTitle has an "A Prime" rating from Demotech, which rates insurer financial stability. That is Demotech's second-highest rating, and the same rating many rival title insurers have.

OneTitle, which also markets to real-estate lawyers and other industry professionals, has a rating of "Substantial" from Demotech. The rating, while lower than EnTitle's, is acceptable to most mortgage lenders, according to Demotech.

Redfin, a real-estate agency based in Seattle that has pioneered the use of technology in real-estate sales, started a title-insurance agency, Title Forward, in early 2013. It is based in Philadelphia and sells policies in Maryland, Virginia, Pennsylvania, Georgia and the District of Columbia.

http://online.wsj.com/news/articles/SB10001424052702303949704579...

I am in TX and it was gonna cost me 1% which is like 3,710 but I called Entitle direct and they sent me an email in half an hour for $3,100

I did not call One Title yet

So at this point, what is the catch here what are the potential drawbacks?
Question Deals
Need Advice on Wife walking away
Added on : Sunday March 30th 2014 02:00:04 AM
g: 0 Posted By: Mrtelevisionguy
Views: 7 Replies: 0 Welp my wife has finally cracked up. Walking away from the kids and I. Midlife crisis or some crap. Missed her drinking days....
Sticking me with a big mortgage and debt.

My question is the following.
I CAN swing the mortgage and debt BARELY. If I pay minimums I might have 300 at the end of the month. I do get OT sometimes and that does help but it isnt always there.
2nd job might be an option sometimes, but I work weird hours and then there is the kids.
Luckily I can work from home at this point.

Do I
A. sell the house and pay off debt and then be forced to split any leftover funds.
B. see what happens and pay what I can and stay here. Maybe even default on some.

I live in a good area with nice house. Can sell it I think without an issue. I can also borrow against my 401K which I really dont want to. I just started it a few years ago and only have enough to borrow against for half my debt.

I like where I am and I can find something I am sure for less money that is smaller. I also have a ton of crap that I can liqudate here and use that money to pay off debt too.


Any ideas? yes my grammer sucks. Not my speciality
Personal Finance Deals
g: 0 Posted By: MrsGuin
Views: 238 Replies: 0 Darkflight went to Target in Pomona, CA yesterday (pre- and post- earthquake) and they have the Archer Farms Pumpkin Spice Coffee Keurig K Cups 18 pod pack half price clearance $4.48 originally $8.99. By itself its an ok deal. But Target is running a promotion this week in their ad where you buy 3 boxes, you get a $5 Gift card. Add 5% discount via Target Debit / CC makes it $4.25 a box.~~$13.44 for 3
-$1.17 for 5% Target discount
$12.27 Initial Total.
(.22 a Pod +$5 GC)Buy another set, apply $5 GC from first transaction,
New total is-
$8.01
(.15 a Pod + $5 GC)*repeat as needed.

Thanx Darkflight

Grocery Deals

Target Coupons
g: 1 Posted By: MrsGuin
Views: 23 Replies: 1 Use coupon code MAR20OFF during checkout.
http://digital.gamefly.com/#!/promotion/322?adtrackingid=cmju029

Video Games Deals

GameFly Coupons
Inheritance coming - What should I do with it? - Next Steps
Added on : Thursday March 27th 2014 10:00:10 AM
g: 0 Posted By: dd564
Views: 652 Replies: 11 New here and seeking some opinions.

Family
I am married. I am 41, wife is 36.
We have three kids, ages 10, 6, and 4.
We have a combined income of about $120-130k which has been pretty much the same (due to job changes on my behalf (loss of job, working contract, down time, etc).

Houses
We have two houses. One we live in. Value about $450-500k. The other house is our old house which we rent out. Value about $250-300k.
We owe about $315-320 on our primary residence, and about $165k on the rental.

Debt
Mortgage payments are both 30 year.
Primary 3.5% payment of about $1460
Rental / investment house 5.5%(?) payment of 1190.
We have two vehicles both of which we bought brand new. One is a 2005 minivan. Paid off. The other is a sedan bought in 2011. Making payments of $350 a month. 1% interest.

Rental Income
Income on the rental is $1850 per month on a 2 year lease.

We have about 90k in IRA's. 20k of that in a ROTH IRA.
We have another 100k in investment accounts.
We have another 25k in an emergency cash fund.

Both her an I both contribute to a 401k at company match levels. (6% for me. I think 4% for her)

Our monthly payments are mortgages, taxes, insurance, etc.
We eat out once or twice a year for an actual dinner out.
Otherwise a few $5 meals when traveling going through a drive thru.

We just stated saving $800 a month to go into investments monthly now that our cash reserve is where it is.

Inheritance
I've been notified that I'm likely to receive a sum of money through an inheritance. (Say maybe $50k).
What would be your next steps?

Pay down the rental property at 5.5%
Invest more in investments and pay off the mortgages slowly. (Tax deductions and the lower rate seem traditionally low).

Thoughts?

Mortgages are $1450 on the one we have
Personal Finance Deals
Next Steps
Added on : Thursday March 27th 2014 05:00:17 AM
g: 0 Posted By: dd564
Views: 72 Replies: 0 New here and seeking some opinions.

Family
I am married. I am 41, wife is 36.
We have three kids, ages 10, 6, and 4.
We have a combined income of about $120-130k which has been pretty much the same (due to job changes on my behalf (loss of job, working contract, down time, etc).

Houses
We have two houses. One we live in. Value about $450-500k. The other house is our old house which we rent out. Value about $250-300k.
We owe about $315-320 on our primary residence, and about $165k on the rental.

Debt
Mortgage payments are both 30 year.
Primary 3.5% payment of about $1460
Rental / investment house 5.5%(?) payment of 1190.
We have two vehicles both of which we bought brand new. One is a 2005 minivan. Paid off. The other is a sedan bought in 2011. Making payments of $350 a month. 1% interest.

Rental Income
Income on the rental is $1850 per month on a 2 year lease.

We have about 90k in IRA's. 20k of that in a ROTH IRA.
We have another 100k in investment accounts.
We have another 25k in an emergency cash fund.

Both her an I both contribute to a 401k at company match levels. (6% for me. I think 4% for her)

Our monthly payments are mortgages, taxes, insurance, etc.
We eat out once or twice a year for an actual dinner out.
Otherwise a few $5 meals when traveling going through a drive thru.

We just stated saving $800 a month to go into investments monthly now that our cash reserve is where it is.

I've been notified that I'm likely to receive a sum of money through an inheritance. (Say maybe $50k).
What would be your next steps?

Pay down the rental property at 5.5%
Invest more in investments and pay off the mortgages slowly. (Tax deductions and the lower rate seem traditionally low).

Thoguhts?

Mortgages are $1450 on the one we have
Personal Finance Deals
Wine.com save $20 off $100+ purchases + 7.5% cashback
Added on : Thursday March 27th 2014 04:00:11 AM
g: 3 Posted By: rmreel
Views: 280 Replies: 1 I'm a regular shopper at Wine.com. I have subscribed to their Stewardship program which allows FREE shipping for the entire year.
For a guy who drinks a lot of wine, I save a lot ordering from them. Plus I DO NOT pay state taxes (living in PA).
There are several really good wine for very low prices.
Make sure you go through fatwallet to get 7.5% CashBack. Use code SPRINGTIME valid until 3/30/2014 to save $20 off $100.

Enjoy drinking. And if your glass is half full, it means you need to refill it.
Wine Deals
Coleman MicroPacker Compact Battery Lantern - $9.88 @ Amazon
Added on : Wednesday March 26th 2014 03:00:03 PM
g: 0 Posted By: hellokitty27
Views: 162 Replies: 1 Amazon has the Coleman MicroPacker Compact Battery Lanternfor $9.88 w/ free Super Saver shipping on orders $35+. 4.3/5 starsbased on 363 reviews.

Compact, space-saving lantern runs up to 15 hours on three AA batteries
Two bright, long-lasting, 0.5-millimeter LEDs provide a surprising amount of light
Reflector slides up to project forward-shining beam for flashlight-style use; collapsible design folds down by half for packing
7.5-inch tall lantern weighs just seven ounces, including batteries
Includes limited one-year manufacturer's warranty

Sports & Outdoors Deals

Amazon Coupons
Audio-Technica Audiophile ATH-A900X $69.99 + $5 shipping
Added on : Tuesday March 25th 2014 08:00:07 PM
g: 1 Posted By: Deals4mykids
Views: 118 Replies: 1 http://www.cowboom.com/deal-of-the-day.cfm
$209 @ Amazon
$190 @ Bestbuy

There are 4 previous frontpages for this deal @ $120-165 so this is half the price almost
Headphones & Speakers Deals

CowBoom Coupons
g: 0 Posted By: f2000sa
Views: 166 Replies: 0 spotifyStudent program
Services Deals
Removing PMI - Wells Fargo is Evil :(
Added on : Monday March 24th 2014 04:00:06 PM
g: 0 Posted By: SaguratuS2
Views: 119 Replies: 2 Hey everyone,
I've run into my second major issue dealing with Wells Fargo on my mortgage (the first time, they 'lost' $10k worth of principal payments, which took nearly half a year to fix). I went to remove my PMI from my loan, and WF said I still had $20k to go. My loan-to-value is just below 80% at 151k, with the original appraisal being 189,000. I refinanced back in early 2012, and I discovered that they put the refi amount as the appraisal ($164,000). I've been fighting them for months on this issue, and I've gotten absolutely nowhere.

They said I could order another appraisal, but they won't consider it unless I've done something to the house to increase its value. Right now, I'd estimate it would appraise around $214,000 given the market, but I haven't made any notable improvements.

Am I SOL, or is there anything I can do?
Personal Finance Deals
g: 0 Posted By: tedhawkins
Views: 211 Replies: 0 Brieftons Stainless Steel Fruit/Vegetable Peeler & Julienne Slicer $14.10 FSSS

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply 40% OFF code YRCYHZQZ

Quality Vegetable Julienne Peeler and Slicer - 100% Satisfaction Guarantee
Experience a 100% extra bite on vegetables and fruits with the ultra sharp, serrated blades
Slice and peel vegetables/fruits easily in both direction and cut prep time in half, made possible with the dual action motion technology
Designed to last, and to hold easily and comfortably with 100% stainless steel bodies
Create restaurant quality presentations for fruits, salads and authentic Asian dishes
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: bigginsben
Views: 41 Replies: 0 Just got an email -

From now through 3/31, the AmazonSmile Foundation will donate an extra $5 for each customer who makes an eligible purchase atsmile.amazon.comin support of YOUR CHARITY. This is in addition to the regular donation of 0.5% of the purchase price. Up to $1,000,000 extra will be donated to eligible charities as a result of this promotion.

If you need a charity, I support Club Horizon - rehab for mentally ill people (about half of whom are deaf) in Raleigh, NC - this is their link - http://smile.amazon.com/ch/01-0686429
Memberships & Services Deals
50% off your first box at Bespoke Post - TODAY ONLY
Added on : Thursday March 20th 2014 05:00:12 AM
g: 0 Posted By: teakay
Views: 194 Replies: 0 Bespoke Post

Half off your first box with code MADNESS for today only.
Home & Garden Deals
g: 0 Posted By: shake2927
Views: 125 Replies: 0 College Diploma Frame for UMCP UMBC Georgetown John Hopkins GOLD FRAME $84 SHIPPED from milestonecollectionRetail college diploma frames costs between $150-$200 this is
half the price at $84 Shipped!


30% off Coupon code: Yao
LINK TO MILESTONE COLLECTION!
Home & Garden Deals
Amazon Free App of the Day - The Bard's Tale (reg $2.99)
Added on : Wednesday March 19th 2014 03:00:10 AM
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/gp/product/B008S3EJSU/

Product Features
A vast world to explore with towns, wild forests, rivers, castles, towers, secret dungeons, snowy mountains, caverns, haunted tombs and more
Over a dozen special boss enemies to defeat
16 magical characters to discover and then summon at will to aid you
Over 14 hours of outstanding voice-acting from top Hollywood talent, including Cary Elwes (The Princess Bride) as the Bard, and the inimitable Tony Jay as the Narrator
Includes original classic game The Bard's Tale 1 & 2. 3 Coming soon!
Product Description
They said it couldnt be done a full-scale massive 3D epic role-playing game on Kindle Fire! See why its the BIGGEST Kindle Fire game ever made!

NOTE: Additional assets downloaded after install require at least 1.7GB of free space.

The Bards Tale is easily the funniest game Ive ever played, and Ive played all the funny games out there. IGN

You are the Bard, a selfish rogue weary of pointless sub-quests and rat-infested cellars. Through magical song you summon characters to join you in battle, heal your party, and take damage on your behalf. Ready your weapon as you embark on a quest for coin and cleavage!

Ready your weapon and bladder as you embark on this ridiculously addicting quest and the funniest adventure of the year, The Bards Tale Game Chronicles

Play The Bards Tale today on your Kindle Fire. Prepare to immerse yourself in over 20-30 hours of adventure, featuring:

50 enemy types (not counting bosses!)
A vast world to explore with towns, wild forests, rivers, castles, towers, secret dungeons, snowy mountains, caverns, haunted tombs and more
A full cast of bizarre NPCs
Over a dozen special boss enemies to defeat
16 magical characters to discover and then summon at will to aid you
Over 150 unique items of weaponry, armor, instruments, tokens, artifacts and loot!
More Song & Dance numbers than any other game, including a zombie dance-off!
Over 14 hours of outstanding voice-acting from top Hollywood talent, including Cary Elwes (The Princess Bride) as the Bard, and the inimitable Tony Jay as the Narrator

But wait! Thats not all! Enjoy these great new additions in the Kindle Fire version:

New Features:
GameCircle Leaderboardsfor accumulated Silver and Experience!
GameCircle Achievementsover 50 spread throughout the game!
Autosaveoption to save automatically when you near a save-book in game.
Time-Saversoptional in-app purchases are available to pump up your Bard and save you time! (Note: All such items are attainable through normal game-play, with time and persistence, just as in the original console release.)
Includes the original classic games The Bards Tale I: Tales of the Unknown and The Bard's Tale 2: The Destiny Knight! 3 coming soon!
Craftsman 6 Piece Tire Maintenance Kit - $29.99
Added on : Wednesday March 19th 2014 03:00:04 AM
g: 0 Posted By: iceman94954
Views: 146 Replies: 0 http://www.sears.com/craftsman-6-piece-tire-maintenance-kit/p-00...

TheCraftsman 6-piece tire maintenance kithas every accessory your air compressor will need to make tire work a breeze: A half-inch impact wrench, a tire hose with gauge and a blower nozzle with quick-release accessories.
The impact wrench is lightweight but still operates at 7,400 RPM free speed.
Ergonomic features such as a contoured grip and trigger make the impact wrench even easier to use.

Tools Deals

Sears Coupons
g: 0 Posted By: chelciecl
Views: 160 Replies: 0 3/17/2014 TODAY ONLY

Coleman 58232 36 Watt Folding Solar Panel $154.99 minus $40.00 with promo code ($114.99):314STPAT115

ClickHEREfor deal.

Says "free shipping available" with IRON EGG GUARANTEE.

Helps Charge 12V Batteries.
Works with RV's Boats and remote & back up power.
Rugged Aluminum Frame.
Conveniently Folds in half for Easy Travel and storage.
Shatterproof Tempered Glass.
Weatherproof


3.5/5 Stars on Amazon (Current price on Amazon is$164.33 free shipping)
Electronics Deals

Newegg Coupons
g: 0 Posted By: heyyl0w
Views: 165 Replies: 1 Jos. A, Bank has their Signature Pima Cotton Half-Zip Sweaterfor $37.23 with free shipping. 14 different color options to choose from - see attached image for available colors. 4.7/5 stars based on 161 reviews.

"Finely crafted 100% pima cotton provides uncompromised luster and silky softness while maintaining durability and pill resistance. Machine wash. Imported."
Clothing Deals

Jos. A. Bank Coupons
New Verizon single line plans
Added on : Sunday March 16th 2014 09:00:04 AM
g: 0 Posted By: iseetrails
Views: 212 Replies: 1 Verizon actually has a decent deal for single people with one smart phone. Previously it was approx $100 per month for unlimited talk, text and 2 GB of data on shared plan with only one phone. Now they have single line plan for $75 with unlimited talk, text and 2 GB of data and it includes a device discount. The overage is $15 per GB and that is same as shared plans. They also have another plan for $60 with 1 GB of data but overage is $15 per half-GB data. I know there are cheaper options but they do have the best network here in Los Angeles metro area and I have been dropping too many calls with T-Mobile and getting hit with Edge data speeds in many areas. I called and they already verified that you get the full same device discount as regular shared plans. You have to order by phone or go in store as plan purchase is not available online.

http://www.verizonwireless.com/wcms/consumer/shop/shop-data-plan...
MONTHLY ACCESS $60($50 WITH EDGE) $75($65 WITH EDGE) Voice & Text Allowance Unlimited Unlimited Data Allowance 1GB 2GB Data Overage $15/500MB $15/1GB

Cell Phones Deals

Verizon Wireless Coupons
Just turned 18, living on my own. Any financial advice?
Added on : Saturday March 15th 2014 12:00:07 PM
g: 0 Posted By: tayumi
Views: 15 Replies: 0 Sorry this is so long but please read the whole thing because everything is just really complicated

My situation right now is that I'm a high school senior, I work part-time (getting $300 a month), my mother owned the house where I live in (I say "owned" because she passed away a few days ago. The house will automatically go to my older brother, who has no use for it as he lives in a different state, so he plans on signing it over to me). It's a duplex, so right now there's a renter on the other side paying $600 a month, while I'm paying $690 a month for mortgage, $30 for water, and.. well honestly I don't know how much electric is. That, and I can probably live off about $40 a month for food, plus or minus some.

My mom owed a lot of money to people, so whenever any of her bank accounts went over about $400 they'd garnish her money. I had to have a bank account when I started my job, and being only 17 then, it had to go under her name, or she had to cosign it or something. I think in November, actually, they took about $230 from my account. Will this happen again? My card from them says her name and I've yet to talk to my bank account about this (actually it's a credit union but it's basically the same thing. I should be talking to them I guess but they're closed on weekends).

That being said, her credit rating was pretty low - about 580. So obviously the mortgage interest rate, which still has 25 years to go, is very high. It's a $70,000 house where I have to pay almost $700 a month for 30 years. I don't know the exact rate, but it's a lot that could be cut in half with a good credit score. The thing is, I have NO credit, and at this point I don't think I can afford getting credit because that would involve buying stuff, and I can't afford to pay back for the stuff that I buy, if that makes any sense.

Also, I'm guessing I'm going to owe her car too, and honestly I don't know anything about car ownership other than expensive, complicated, paperwork. I don't even have a driver's license, all I have is a permit.

Since I only get $900 a month of income, would I be eligible for foodstamps? How would I go about getting that?

Even though I'm a high school Senior and I AM college-bound, I'm taking a gap year to get everything settled down, then after that, well.. I don't know what to do with my pets, but then I'm going off to college and probably renting out the other side of the duplex, so I'd get $1200 a month from there ($1100 if I decide to be nice). Does this overall seem like a good idea?

That's about all the issues I can think of. I'd greatly appreciate any advice and suggestions!
New User Question Deals
staples.com: $9.99 Microsoft Comfort Mouse 3000 (F/S for rewards)
Added on : Saturday March 15th 2014 10:00:03 AM
g: 0 Posted By: VivYip
Views: 31 Replies: 0 Staples has this corded mouse for $9.99, with free ship to store

Microsoft Comfort Mouse 3000

Item: 327725 Model: S9J-00009

Comfortable in Either Hand - Rubber side grips and a contoured shape for either hand
BlueTrack Technology - Take advantage of BlueTrack Technology, which combines the power of optical with the precision of laser for remarkable tracking on virtually any surface
Wired reliability - Designed for trouble-free performance, eliminating the worry of battery life
Three customizable buttons - Give yourself some shortcuts
3 year limited warranty

I like corded mice and think this is a good price for the product. I recently bought one of the rosewill on-sale mice that was roughly half the price, but realized that I'm probably inclined towards microsoft when it comes to mice. (fwiw, the rosewill mouse seems to be a little trigger happy and open 2 tabs at once or double clicks on me...and the static shocks me...oh well) Hope this might help someone and thank you for reading.
g: 0 Posted By: zmaster
Views: 845 Replies: 1 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have, or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

Details: FREE MILK! Mix & Match any 3 participating breakfast items,
Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk.
Items must be purchased in the same transaction with Card. No limit.
Look for the FREE MILK tags on participating items. 3/$6 MIX & MATCH WITH CARD

General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz
Post Cereal, Select Varieties and Sizes 11-14.5 oz
Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz
Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct
Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz
Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...


Dairy Deals
FREE 1 Gallon Milk WYB 3 Items @ 3/$6 or 3/$3 A/C Ralphs Socal to 3/18
Added on : Thursday March 13th 2014 08:00:11 PM
g: 0 Posted By: zmaster
Views: 756 Replies: 0 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have, or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

Details: FREE MILK! Mix & Match any 3 participating breakfast items,
Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk.
Items must be purchased in the same transaction with Card. No limit.
Look for the FREE MILK tags on participating items. 3/$6 MIX & MATCH WITH CARD

General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz
Post Cereal, Select Varieties and Sizes 11-14.5 oz
Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz
Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct
Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz
Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...


Dairy Deals
FREE 1 Gallon Milk WYB 3 Participating Items @ Ralphs Socal to 3/18
Added on : Thursday March 13th 2014 10:00:19 AM
g: 0 Posted By: zmaster
Views: 417 Replies: 0 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

Details: FREE MILK! Mix & Match any 3 participating breakfast items,
Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk.
Items must be purchased in the same transaction with Card. No limit.
Look for the FREE MILK tags on participating items. 3/$6 MIX & MATCH WITH CARD

General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz
Post Cereal, Select Varieties and Sizes 11-14.5 oz
Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz
Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct
Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz
Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...

Mr. V have you done this deal? Please give us details & your scenario. Thanks.
Dairy Deals
g: 0 Posted By: zmaster
Views: 103 Replies: 0 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

3 FOR $6 MIX & MATCH WITH CARD

Details: FREE MILK! Mix & Match any 3 participating breakfast items, Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk Items must be purchased in the same transaction with Card. No limit. Look for the FREE MILK tags on participating items. General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz Post Cereal, Select Varieties and Sizes 11-14.5 oz Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...

Mr. V have you done this deal? I haven't, please give us details & your scenario. Thanks.
North Face Denali Mens and Womens Jackets $89.50 FS
Added on : Monday March 10th 2014 02:00:03 PM
g: 0 Posted By: shihkang
Views: 1 Replies: 0 Half Moon Outfitters has the north face Denali jackets for $89.50 with free shipping:

Mens

Womens
Canon ELPH 115 $49.99 Target B&M 3/9-3/15
Added on : Saturday March 08th 2014 07:00:02 AM
g: 0 Posted By: TheBigCheese
Views: 210 Replies: 0 The title pretty much says it all. The Canon ELPH 115 camera is half price starting Sunday 3/9 at Target B&M stores only (i.e. not online AFAIK). The camera has a 16MP sensor and 8X optical zoom lens as well as image stabilization.

Also on sale is the Canon SX280 with 20X zoom and WiFi for $139.99.
Cameras Deals

Target Coupons
Boy's BCG Seeker Running Shoes - $6.98 + FS @ Academy
Added on : Thursday March 06th 2014 12:00:04 PM
g: 0 Posted By: mmax
Views: 264 Replies: 0 Does your son need a pair of backup gym shoes, but you don't want to pay the hefty sticker price that goes with it. This is a perfect solution, a pair of cheap and not half-bad looking, running shoes.

Sizes 1.5 - 12.5

On Final Clearout Sale only $6.98 with free shipping for a limited time only! This is the Academy store brand.

Deal URL:

http://www.academy.com/shop/pdp/bcg-153-kids-39-seeker-running-s...
Shoes Deals
g: 2 Posted By: ultramrand
Views: 413 Replies: 3 Hey all,
I'm not sure if others are interested in flooring deals, but I came across this cork underlayment on Home Depot's website. It usually retails for $120+, but appears to be half off (depending on the "Your Store's" region.) In order to get this price, change your store (use zip20018.) The new price should be reflected. From there, you can order it and have it shipped to your home.

http://www.homedepot.com/p/QEP-20.../100645274

Not sure if it is a pricing mistake as it appears to be cheaper than the 100 sqft roll.
Home & Garden Deals

Home Depot Coupons
g: 0 Posted By: ultramrand
Views: 112 Replies: 0 Hey all,
I'm not sure if others are interested in flooring deals, but I came across this cork underlayment on Home Depot's website. It usually retails for $120+, but appears to be half off. Not sure if it is a pricing mistake as it appears to be cheaper than the 100 sqft roll.

http://www.homedepot.com/p/QEP-20.../100645274

In order to get this price, change your store (use zip20018.) It seems like the price is based on location (despite being available for free shipping.)
Home & Garden Deals

Home Depot Coupons
g: 0 Posted By: Logan71
Views: 58 Replies: 0 $9.95 is for 'Grey' - other colors run from $8.04 to ~$12, many with prime shipping.

490 5-star reviews (out of 745)

Link

Description
4.5'' Closed
3.25" Half Serrated Black Stainless Steel Blade
Grey Camo Aluminum Handle
Can Opener, Glass Breaker and Pocket Clip
Sports & Outdoors Deals

Amazon Coupons
g: 0 Posted By: KayK
Views: 6 Replies: 0 Map of US Economy Activity.. split 50/50 : http://i.imgur.com/9slRTRJ.png
Amazing to see how little area accounts for 50% of US economy.. Made me start to wonder if new cities popped up in the blue areas, how much more powerful US economy would be.

Map of highest paid state employee : http://i.imgur.com/NZXG0eZ.png
I knew before looking at the map that the highest paid employee was the basketball Coach, but I didn't know this was true for almost all of the states!

World divided into regions with GDP of 1 trillion dollars : http://i.imgur.com/NRefv2R.png
All of Africa consists of two regions. Japan by itself has over 5.
WV, half of DE, MD, PA, NJ, NY, CT, RI = All of Africa
Discussion Deals
Jet Parallel Clamp 40 inch and 31 inch Half Price Amazon
Added on : Wednesday March 05th 2014 02:00:04 AM
g: 0 Posted By: lawrencejunk
Views: 234 Replies: 0 Jet 70440-2 40" Parallel Clamp, set of 1 $55.24
http://www.amazon.com/Jet-70440-2-Parallel-Clamp-set/dp/B000UBF4...

Jet 70431-2 31-Inch Parallel Clamp 2 Pack $50.99
http://www.amazon.com/Jet-70431-2-31-Inch-Parallel-Clamp/dp/B000...

Similar to the Bessey parallel clamps that went on sale several months ago. Both are two-packs. Roughly half price. Free ship for Prime. Best price on Camel.

Tools Deals

Amazon Coupons
Post Nup agreement
Added on : Tuesday March 04th 2014 04:00:03 PM
g: 0 Posted By: budryan
Views: 72 Replies: 1 Hey FWers,
I am heading down the divorce route with my wife of 1.5 years. She says that she does not want any of my money/asset and we can split evenly (her asset before marriage sticks to her and mines to mine). I believe her but I am wondering if I should get this in writing maybe as a post-nup agreement. What do you all think? We don't have a pre-nup. I don't want to piss her off and next thing I know she wants half. Also I am planning to get a divorce online so no lawyers are required and I can fill out the divorce application together with her. I don't know how many of you all have experience with this but curious what you all think.
Personal Finance Deals
g: 0 Posted By: LeonWhite38
Views: 221 Replies: 6 Im asking this for my mom so Ill try to explain her situation the best that I can. My mother owns her home outright, but she lets my brother and his family live there rent free while her and her husband rent a small basement apartment in town. I know thats extremely ignorant, but it is what it is. With that being said, shes about $20,000-$25,000 in debt right now and behind on her rent as well. Garnishments from a ghetto loan company called Springleaf Financial nearly wipes out each of her paychecks which just makes this whole mess that much harder on her.

She talked to a bankruptcy attorney and he told her that if she filed a chapter 7 she would lose her home as it would be sold to pay off her debts. She asked if she could put the home in one of her kids name and then file, but he said no as the bankruptcy court sees that as fraud and would instantly deny the bankruptcy. Her other option the attorney said would be to file under chapter 13 which is where her debt would be cut in half and she would be put on a payment plan through the court to pay back the rest of the debt.

The plus side obviously being that she would keep her home going this route. She asked me what I thought about her taking out a home equity lone or line of credit and I told her that Ive always heard that you NEVER EVER borrow money against your home for ANY REASON if its paid off. What do you guys think? To me going the chapter 13 route makes the most sense for her, but I wanted to get your opinions first. She's really hurting here folks and the rest of my family (I have 2 brothers and 2 sisters) really couldn't give a damn.
Personal Finance Deals
100% Sold Out: PM's no more.
Added on : Tuesday March 04th 2014 09:00:10 AM
g: -5 Posted By: greling
Views: 290 Replies: 6 I have sold out entirely of my precious metals positions. I no longer own a single ounce of gold and I am now down to just one Silver American Eagle kept for the memories. After seeing the U.S. economy start to improve with Obamacare and the effects of the stimulus bill, I have decided that I now agree with nycll, the Keynesians and economists like Paul Krugman and Janet Yellen. The U.S. economy is turning around. Gold will crash to less than $600 and the stock market will see higher highs, possibly over 20,000 in the next five years. I will be investing my assets into the U.S. economy and doing my part to support the American Dream. I have decided to split my wealth 50/25/25. Half will go into a total stock market index fund with Vanguard. The other half will be split between i-Bonds and a money market fund. I plan to make a down payment on a home in either California or South Florida. The game is over.
Investing Deals
g: 0 Posted By: atikovi
Views: 51 Replies: 2 See their ads all the time. Do they take advantage of people who don't know finance, like payday lenders do, and who may havejust gotten a large settlement? If someone gets a half million settlement paid evenly over 10 years, what would JGW pay for that?
General Economics Deals
Atkins Diet Quick-Start Kit- Includes 3 Free Akins Bars !
Added on : Sunday March 02nd 2014 05:00:23 AM
g: 0 Posted By: Deals4mykids
Views: 106 Replies: 0 Yes, you have to fill out a few quick things -- including create a password.Make it up and forget it if you don't want to use the site features.{It does have some neat dieting tools}. But never mind that.

Who doesn't like free snack bars ?
Take a half a minute and get them sent to you !

http://community.atkins.com/AtkinsDietDownloadableKitTest.aspx?m...
Food & Grocery Deals
Student loans .25% interest rate reduction with Auto Debit
Added on : Friday February 28th 2014 07:00:08 AM
g: 0 Posted By: stils
Views: 140 Replies: 5 I had a question I was hoping someone here could help with. I have $250k in student loans at all different interest rates (about half at 4.7%, a quarter at 6.8%, and some at around 8%). I see that if I do the monthly automatic debit my interest rate will be dropped by .25%. I prefer sending the payments in manually but if there is a substantial savings then I can definitely tough it out and do the auto-debit. I am not sure how to calculate the amount of money this will save me. Any ideas?
I searched for other threads but found one from 3-4 years ago that I couldn't reply to.
Thanks!
Personal Finance Deals
Cutlery More DOTW Two-piece Nonstick Slicone Baking Mats $12.91 + SH
Added on : Friday February 28th 2014 02:00:02 AM
g: 0 Posted By: craig001
Views: 85 Replies: 0 This is a hot deal IMHO if you bake or know someone that bakes (like mom.... mothers day is just around the corner, don'tcha know). Get two Sil-Eco half sheet size silicone baking mats for $12.91/pr plus S&H. Four piece is $24.91 and the six piece set is $36.91, I do not know what C&M charges for S&H, but if you spend $49 and up you get free shipping. This is the best price on these I might have ever seen at just under $6.50 each. You can't have too many gadgets and tools in the kitchen, lol.

Link: Cutlery & More Deal of the Week
Home & Garden Deals
Black Neoprene Winter Snowboard Ski Half-Face Mask (1.67) @ Amazon
Added on : Tuesday February 25th 2014 12:00:06 PM
Valve Complete Pack $40 AC @Green Man Gaming
Added on : Tuesday February 25th 2014 10:00:03 AM
g: 0 Posted By: TruSolja
Views: 101 Replies: 0 Link: http://www.greenmangaming.com/s/us/en/pc/games/action/valve-comp...

Complete Valve Game Pack currently listed at 49.99. Using promo code OQE4LG-WEQPSE-SMCME1 will get pack for $40.

Must have Steam account to download games.This pack contains:

Counter-Strike
Team Fortress Classic
Day of Defeat
Deathmatch Classic
Half-Life: Opposing Force
Ricochet
Half-Life
Counter-Strike: Condition Zero
Half-Life: Blue Shift
Half-Life 2
Counter-Strike: Source
Half-Life: Source
Day of Defeat: Source
Half-Life 2: Deathmatch
Half-Life 2: Lost Coast
Half-Life 2: Episode One
Half-Life Deathmatch: Source
Left 4 Dead
Half-Life 2: Episode Two
Team Fortress 2
Portal
Left 4 Dead 2
Portal 2
Counter-Strike: Global Offensive

Video Games Deals
g: 0 Posted By: Revenant
Views: 18 Replies: 0 the north face Half Men's Dome Full-Zip Hoodie - $24.73 + $5.95 shipping = $30.68 or free shipping on orders $50+ at BackCountry

LINK
Black Neoprene Winter Snowboard Ski Half-Face Mask (1.70) @ Amazon
Added on : Monday February 24th 2014 03:00:05 AM
Black Neoprene Winter Snowboard Ski Half-Face Mask ($1.67) @ Amazon
Added on : Sunday February 23rd 2014 10:00:05 AM
Men's Lacrosse AlphaBurly Sport 800 Boots, Insulated - (Size 7-8-9)
Added on : Friday February 21st 2014 05:00:13 PM
g: 0 Posted By: Ayla
Views: 259 Replies: 0 Men's Lacrosse AlphaBurly Sport 800 Boots, Insulated - (Size 7-8-9) - $99.99 at L. L. Bean, and Size 11 at Amazon



http://www.llbean.com/llb/shop/84913?feat=509139-GN2&page=men-s-...


Regular: $155.00

Sale: $99.99



Combine the best features of neoprene and rubber
One-third lighter and twice as comfortable as comparable boots
Sport Chassis outsole cradles foot for comfort and stability
Superwarm 800-gram Thinsulate Ultra Insulation

These boots are twice as comfortable as traditional rubber boots and one-third lighter. On the outside, scent-free, waterproof rubber offers total protection from the elements. Inside, 3.5 mm insulating neoprene wraps around your foot for a custom fit and feel you won't find in any other rubber boot. 800-gram Thinsulate Ultra Insulation olefin/polyester keeps your feet toasty warm even in the coldest weather. Unique Sport Chassis outsole system cradles your heel and forefoot for optimum lateral support and comfort, even in the most rugged terrain. Aggressive rubber outsole for improved traction. Ht. 18". 5.5 lb. per pair. Imported. Fit best with heavyweight socks. Half sizes order up.


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


LaCrosse Men's 18" Alphaburly Sport Break-Up 800G Hunting Boot


http://www.amazon.com/LaCrosse-18-Alphaburly-Sport-Break-Up/dp/B...


List Price: $139.95


Price: $99.99 - For Size 11

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


http://www.ebay.com/itm/LaCrosse-Alphaburly-Sport-Rubber-3-5mm-N...


Size 14M - $91.48....not sure how many, it doesn't say, maybe only 1?

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Shoes Deals

L.L.Bean Coupons
Black Neoprene Winter Snowboard Ski Half-Face Mask ($1.70) @ Amazon
Added on : Friday February 21st 2014 10:00:21 AM
Rubios - Free 1/2 Regal Springs Tilapia Burrito for Beach Club Members
Added on : Friday February 21st 2014 08:00:11 AM
g: 0 Posted By: remick
Views: 34 Replies: 0 http://www.rubios.com/events/rsvp

Come sample half a Regal Springs Tilapia Burrito, grilled or house blackened on an authentic comal topped with fire-roasted corn, handmade guacamole, Mexican rice, a cilantro/onion mix, red and green cabbage and creamy chipotle sauce. Wrapped in a toasted flour or whole grain tortilla.

Space is limited so RSVP soon. This invitation is exclusive to Beach Club Members only. We look forward to seeing you.

Totally Free Deals
g: 0 Posted By: ksenn
Views: 292 Replies: 2 Amazon has the Black Neoprene Winter Snowboard Ski Half Face Maskfor $1.67 with free shipping.

BLACK NEOPRENE FACE MASK NECK EARS WARMER
FITTED NEOPRENE VENTED FITTED VELCRO CLOSE FACE
THERMAL COTTON FLEECE LONG NECK & RAISED EAR WARMERS
LENGTH AROUND HEAD 21" UNSTRETCHED -APPROXIMATE LENGTH 11"
GREAT FOR WINTER SPORTS , HUNTERS, MOTORCYCLISTS , SNOWBOARDERS

Clothing Deals

Amazon Coupons
Cuisinart ICE 21 Frozen Yogurt/Ice Cream/Sorbet Maker 38.99+FS Amazon
Added on : Thursday February 20th 2014 11:00:09 AM
g: 0 Posted By: TruSolja
Views: 227 Replies: 1 Amazon has the Cuisinart ICE 21 Frozen Yogurt, Ice Cream, and Sorbet Maker for less than half price. Also includes Free Shipping ($35+)

http://www.amazon.com/Cuisinart-ICE-21-Frozen-Yogurt-Ice-Sorbet/...
Appliance Deals

Amazon Coupons
Brainwavz M4 Headset Isolating Earphones 26.50 Amazon
Added on : Thursday February 20th 2014 10:00:01 AM
g: 0 Posted By: TruSolja
Views: 1 Replies: 0 Amazon has the Brainwavz M4 noise-canceling earphones for 26.50 right now, which is less than half of the regular price. Free shipping for orders over $35.

http://www.amazon.com/Brainwavz-M4-Headset-Isolating-Earphones/d...
Need advice on current debt situation!!
Added on : Wednesday February 19th 2014 10:00:13 PM
g: 0 Posted By: dlight1
Views: 50 Replies: 2 These type's of threads always get loaded with RED towards the OP, however I'm asking the community here on any advice to help the situation.

Debts
Home Equity Loan: $34,200 @ 5.25%
Student Loan: $5,100 @ ($4,500 @ 3.4% and $600 @ 4.5% consolidated)
Chase Credit Card: $0 @ 17.99%

Assets
Net Annual Pay: $22,000
Bank accounts: $3,072
401k: $22,000

Basically in a nutshell, the Home Equity is $224/mo for the next 19 years and the Student Loan started as 12,000, but is now just sitting in forbearance for the past year and a half. Forbearance is due to expire in October, but chances are I'll ask for an extension. The student loan offers auto-pay which reduces the interest by 0.25%, but obviously carries a $53/mo bill to stay on track, or $33/mo if extended to a 15yr term (10 original term). The Chase card has a low credit line of just over $2,000, but its sole purpose is to be used to earn 1% CashBack paying monthly bills (yeah trying every avenue to help... net CashBack is roughly $240/year), such as electric, water, and sewer bills. Based on the past 2yrs of bills, etc... In around August or early September, we no longer will be able to make payments on the monthly expenses.

Basically, I just would like to know of any other sources/ideas to eliminate this debt or at least stay steady and make it by on current income.

The next possibility to help things would be to lower health and dental plans. Currently paying around $3,276 annually from employer. Tapping into the 401k seems tempting, but would like to stay away from that option as well (unless it would actually help matters). As of right now, the only chance of hope is to get a raise in July, otherwise somethings got to give somewhere.
Question Deals
Free Kindle Book - Poison (Bloodline Trilogy) (was $14.99)
Added on : Wednesday February 19th 2014 10:00:12 AM
g: 2 Posted By: remick
Views: 258 Replies: 1 http://www.amazon.com/dp/B00BJRA6MA

4.8 out of 5 stars (68 customer reviews)

Five years ago, Keelyn Samuelss armed, mentally ill stepfather took her family hostage in their house in rural Colorado. She and her half-sister Raven made it out alive, but others did not. Authorities blamed the fathers frequent hallucinations about a being named Lucent, but in the end, even the best of the FBIs hostage negotiators failed to overcome the mans delusions and end the standoff peacefully.
SWAT team member Lee Watson was there that day. He watched it all unfold and was able to pull Keelyn and Raven from the grip of their demon-possessed father. Though partially successful, his team had still failed, and the outcome of that dayand that tortured familyhas continued to plague Lee ever since. Though unusual for SWAT to reconnect with survivors, Lee bumped into Keelyn two years after the crisis, and they both found some peace in their budding relationship. But peace is hard to maintain when the memory returns . . . in the flesh.

Lucent is back, and hes no hallucination. In fact, he is a very real person with dangerous Motives. He has kidnapped Ravens daughter, and--Keelyn worries--maybe has hurt Raven as well. Though she is estranged from her sister, Keelyn feels the immediate need to find Raven and save what family she has left. But when others who were involved in that fateful day start dying, some by mysterious circumstances, Keelyn wonders if she and Lee can emerge unscathed a second time.

The highly anticipated second installment of the Bloodline Trilogy explores the boundaries of faith and family and what happens when both are put to the test.
Books Deals

Amazon Coupons
Free Kindle Book - Buddhism: Key Ideas
Added on : Wednesday February 19th 2014 06:00:20 AM
g: 0 Posted By: remick
Views: 96 Replies: 0 http://www.amazon.com/Buddhism-Key-Ideas-Mel-Thompson-ebook/dp/B...

With its blending of wisdom and compassion, Buddhism offers a view of the world that has transformed the lives of millions of individuals over the last two and a half thousand years. Its ideas are not presented as having inflexible religious authority, nor simply as an intellectual challenge, but as an invitation to reflect on the nature of reality and on the universal human quest for happiness in a world where everything is changing and nothing is secure.

This book presents 101 key Buddhist ideas, arranged in alphabetical order. Each is explained clearly but briefly and related to others, so you can dip into the book, find an idea that interests you, and explore outwards from that point.

It assumes no prior knowledge of Buddhism and offers a quick way to get an overall view of Buddhist thought, or to check how Buddhist ideas relate to one another. It should be particularly useful as a revision tool for students taking papers in Religious Studies from GCSE
upwards.



Also free at the time of posting:

The Essence of Buddhism
http://www.amazon.com/The-Essence-Buddhism-David-Tuffley-ebook/d...

Zen Prayers For Repairing Your Life
http://www.amazon.com/Zen-Prayers-Repairing-Your-Life-ebook/dp/B...

Secrets of True Happiness
http://www.amazon.com/Secrets-True-Happiness-Tai-Sheridan-ebook/...


Totally Free Deals
g: 3 Posted By: robby69
Views: 329 Replies: 3 http://www.amazon.com/gp/product/B001AYX73C/

Picture Quality is Stunning: Sharpness and overall resolution, as captured from the VVLA elements at 4k (6k, if you consider the negative moving sideways, but still 4k perf to perf) is dead-on perfect. Grain levels appear normal and approximately half that of a normal non-VVLA 5248 production of the era. I'm seeing no apparent use of DNR or sharpening.

Blu Ray Deals

Amazon Coupons
Amazon Free App of the Day - eWallet for Android (was $9.99)
Added on : Tuesday February 18th 2014 05:00:23 AM
g: 0 Posted By: remick
Views: 72 Replies: 0 http://www.amazon.com/gp/product/B006UW4OB8

4.4 out of 5 stars (45 customer reviews)
#1 in Appstore for Android > Productivity

Don't take risks with your passwords, account info, card numbers, or IDs. Keep them protected, secure, and easy to access in eWallet. Your passwords are very important - just think about it. All your money, your bank accounts, financial info, health info, credit cards, insurance, and everything else you need to keep private is protected by passwords. They're not just for email, Facebook and Twitter.

So when you're looking for a password manager, pick one you can trust.

eWallet, from Ilium Software, has been trusted by mobile users for over 16 years. With more than half a million users, in-house email support, and dozens of major industry awards, eWallet is your best - and safest - choice for your confidential information.

eWallet protects your information completely, with:
+ Secure storage for passwords, usernames, PINs
+ Strong 256-bit AES encryption
+ Secure storage for bank and credit card info
+ Time-out locks to keep your info safe
+ Live URLs that launch the websites you know, without the dangers of phishing emails or typing errors taking you elsewhere
+ An automatic password generator to create strong, secure passwords
Totally Free Deals
g: 0 Posted By: fsidos
Views: 192 Replies: 0 http://www.sierratradingpost.com/lacrosse-myrick-low-10%E2%80%9D...

Product Features:

Waterproof rubber base
4mm insulating neoprene
Knit upper with side toggles for easy on-off
Soft fleece lining
Removable EVA-cushioned insole
Rubber outsole
Half sizes order up
Made in China

Shoes Deals

Sierra Trading Post Coupons
g: 1 Posted By: remick
Views: 548 Replies: 2 http://www.amazon.com/Significant-Living-Jerry-Shirley-Rose-eboo...

5.0 out of 5 stars (3 customer reviews)

Join Jerry and Shirley in a celebration of life and faith after fifty as you find renewed meaning and significance for the second half of your life!

Married for more than forty years, veteran TV personalities and Significant Living television show hosts Jerry and Shirley Rose are familiar with the various stages of life and marriage. Jerry has served as president and CEO of the Total Living Network near Chicago for more than thirty years, interviewing thousands of guests and bringing a minister's experience and broadcaster's expertise to every program. Shirley's experience proves that the second half of life can differ drastically from the first. She spent early adulthood at home, raising three children, before joining the corporate world as an executive. After she turned fifty, Shirley "reinvented" her life: she wrote her first of five books and created and produced the Emmy award-winning TLN program Aspiring Women, which she also cohosts. The parents of three and the grandparents of twelve, the Roses are passionate about encouraging baby boomers to pursue lives of significance.


Life Begins to Suck at 40: A look into the darker aspects of getting old and farty
http://www.amazon.com/Life-Begins-Suck-40-aspects-ebook/dp/B00IF...

A look at the bits that fall off you as you get kicked over the 40 barrier. There's no going back!
Books Deals

Amazon Coupons
Free Kindle Book -Significant Living (was $19.99)
Added on : Monday February 17th 2014 04:00:05 AM
g: 1 Posted By: remick
Views: 176 Replies: 1 http://www.amazon.com/Significant-Living-Jerry-Shirley-Rose-eboo...

5.0 out of 5 stars (3 customer reviews)

Join Jerry and Shirley in a celebration of life and faith after fifty as you find renewed meaning and significance for the second half of your life!

Married for more than forty years, veteran TV personalities and Significant Living television show hosts Jerry and Shirley Rose are familiar with the various stages of life and marriage. Jerry has served as president and CEO of the Total Living Network near Chicago for more than thirty years, interviewing thousands of guests and bringing a minister's experience and broadcaster's expertise to every program. Shirley's experience proves that the second half of life can differ drastically from the first. She spent early adulthood at home, raising three children, before joining the corporate world as an executive. After she turned fifty, Shirley "reinvented" her life: she wrote her first of five books and created and produced the Emmy award-winning TLN program Aspiring Women, which she also cohosts. The parents of three and the grandparents of twelve, the Roses are passionate about encouraging baby boomers to pursue lives of significance.
Books Deals

Amazon Coupons
OFFER OVER Free Kindle Book-Master the Art of Photographic Composition
Added on : Sunday February 16th 2014 04:00:22 PM
g: 4 Posted By: remick
Views: 1907 Replies: 3 http://www.amazon.com/Master-Art-Photographic-Composition-Photog...

Owning a camera is only one half of the requirements for making a good photo. The other half is the ability to apply an understanding of the principles of design to your image. The technical side must be balanced by the artistic side, like the two wings of a bird, for your photos to excel.

The Art of Photographic Composition is a mini-course in 30 stages to guide you to an understanding of how to work with those design principles to create great shots. They are the same principles that fine art photographers, painters and other visual artists use to express themselves. These are the rules that will enable you to create a photograph that can truly be called art.

Each section has text, images which demonstrate the principle (most of them with camera data) plus exercises and ideas for you to try out. The exercises are an essential part of the process and will help you to integrate the information you have learned.

By working through the book you will build a body of knowledge, both theoretical and practical, which will lead you to a mastery of the art of photographic composition. I guarantee your photos will improve and you will be able to express yourself more creatively and capture images that are visually compelling and truly artistic.

Techniques include:
- How to frame your shots for artistic effect
- Using geometric shapes to create an underlying design
- How different types of line strengthen your composition
- Separating the subject from the background
- The power of negative space
- Pattern and rhythm as design elements in a photograph
- Silhouettes and shadows
- How to create a sense of scale
- Action and motion blur
- The importance of picture depth
- Making the most of available light
- How to tell a story in a single image
- The use of visual metaphor
- Breaking the rules for expressive effect
- Engaging the imagination
- And more!
Totally Free Deals
State Theatre Half-Priced Tickets in Easton, PA
Added on : Sunday February 16th 2014 11:00:03 AM
g: 1 Posted By: jacqcamer
Views: 96 Replies: 0 The Deal!

Looking for the perfect gift? State Theatre gift cards fit everyone's taste. From comedy to music and shows for all ages!

Right now you can purchase $50.00 gift certificates to The State Theatre for only $25.00.

They never expire, come in any amount and are good for any State Theatre produced show, memberships and authorized State Theatre merchandise.

For a complete list of all State Theatre performances visit www.statetheatre.org.

Redeem your gift cards at the Box Office in downtown Easton, PA or call 1-800-999-STATE

http://www.halfoffdeals.com/promo/171554/The+State+Theatre
Restaurants & Entertainment Deals
Kroger Fuel Points 4x on Restaurants Gift Cards 2x on Other Cards
Added on : Friday February 14th 2014 04:00:03 PM
g: 0 Posted By: Wizard83
Views: 190 Replies: 0 Was a the Local Kroger Yesterday (Nashville, TN Area) and they have a sign up for 4x Fuel points on Restaurant gift cards and 2X on other gift cards such as Amazon. This 4x promotion only runs thru tomorrow 2-15-14.

I had to buy something on Amazon so went to Kroger and got the Gift Cards to get the 2x fuel points and saw this so I bought $250 of Restaurant cards..

For Example Buy $250 of Restaurant Gift Cards (McDonalds, Subway, IHOP, Cracker Barrel, etc) get 250 x 4 = 1000 Points.

This is good for $1 off per gallon on up to 35 gallons of fuel at Kroger Gas stations for a $35 savings.

My Vehicle only holds 15-20 gallons so I bring 4ea 5 Gallon Cans to get the Max when I fill up. Basically Half goes in my tank and half in the cans for a second "Fill UP at Home.

Point now will expire 3-31-14.

Good Luck


Services Deals
Putting It In The Backdoor (Roth) For Fun And Profit
Added on : Thursday February 13th 2014 02:00:10 PM
g: 21 Posted By: robronson
Views: 3596 Replies: 21 I've been reading about backdoor Roths for a while but it never applied to me since my income has been below the threshold. For you old-timers, skip to the last two paragraphs of this post for my "new" information. The bulk of this post is a primer for people not in the know about the concept. For anyone reading who is new to the concept, the IRS disallows a person to contribute money into a Roth IRA if they earn more than a certain amount of money (in the $100k+ range). You also can't get a traditional IRA deduction at that income due to phaseouts that disallow it. Thus, people contribute to a non-deductible IRA, which has no income phaseout, and then convert it to a Roth IRA since the government recently removed the income-level restriction on a Roth conversion.

The benefit here is that with a non-deductible IRA, you get no deduction of the contribution but all of the earnings are taxable like a traditional IRA. If you contribute $5k to a non-deductible IRA and it grows to $10k over time, your $5k contribution comes out tax free but you're taxed on the $5k of earnings. With a Roth IRA, you get no deduction on the initial contribution but the earnings also come out tax-free (everything is tax-free in the Roth) so it's a much better deal.

You can convert a Traditional or Non-Deductible IRA into a Roth by simply paying the tax on any earnings to date. For example, if you put $5k into a non-deductible IRA and it's worth $6k, you pay income taxes on $1k (the earnings) and can convert all $6k (your $5k contribution and the $1k earnings) into a Roth which can grow for decades completely tax free. It's a great deal if (in this example) you believe the taxes on the $1k right now are less than the present value of the future taxes you'll pay on all earnings from it.

So what people are trying to do lately is contribute $5k into a non-deductible IRA. Then immediately convert it into a Roth IRA. They pay the "taxes" on the $0 of earnings (since they convert it in the same day), which costs $0 and like magic, they were able to bypass the income restriction on contributing money into a Roth IRA.

The problem that many people don't realize is that you can't simply convert one piece of your Traditional/Non-Deductible IRA money into a Roth. Suppose you already had $100k of money in a Traditional IRA that you built up over the years. And suppose it is 50% earnings and 50% contribution (you contributed $50k to the Traditional IRA over the years and it's grown to $100k, so if you withdrew it today, you'd owe taxes on the $50k earnings). If you then contribute $5k to a non-deductible IRA and try to convert that $5k to a Roth, it doesn't work.

This is because the IRS looks at the Traditional and Non-Deductible IRA money as one package. So to the IRS, in the above example, you have $105k in IRAs and decided to convert $5k from that, which is about 5% of it. You can't decide which of that $105k to convert, you must convert it equally split between whatever the ratio of earnings to contributions is. Thus, if you convert $5k, you're really converting around $2,500 of earnings (out of that $100k Traditional IRA money) and $2,500 of contributions. So you pay taxes on $2,500 to do the conversion, not $0. And, you didn't actually move all $5k of the non-deductible IRA into a Roth. You only moved half of it. The other half is stuck in that T-IRA/Non-Deductible IRA pool.

None of this is new information, it's simply summarized from what I've read on these forums and elsewhere. What is new is my proposal to fix the problem. You're allowed to rollover Traditional IRA money into a 401k. Thus, if in the above example you rolled over your $100k Traditional IRA into a 401k, and then contributed $5k to a non-deductible IRA, you could do the full $5k conversion to Roth, tax-free, because that $5k is the only IRA you have. The problem is that virtually no 401k custodians, through employers, allow for in-service rollovers into the 401k.

The potential solution? Open an Individual 401k, designed for Self Proprietors/Small Business Owners and roll your T-IRA into there. From the looks of things, Vanguard allows an I-401k to anyone (who claims to be a self proprietor) and there's no fees if you have at least their lowest level status (which offhand I think is $50k in assets with them). If you're not actually self employed, you won't be able to contribute money into the I-401k, but you should be able to rollover your T-IRA money into it. Then do your backdoor Roth with no problems.

Investing Deals
g: 0 Posted By: Deals4mykids
Views: 164 Replies: 0 Electric Salt & Pepper Mill Set Easier, Faster, Less Mess! for $19 + free shipping

http://www.dealgenius.com/electric-salt-pepper-mill-set-easier-f...

Fresh ground pepper and sea salt will take your taste buds to the moon, but its the pull back to Earth that will shoot your meal to the stars.
This Electric Salt & Pepper Mill Set by Modern Home has built-in gravity sensors to detect when its been flipped over.
Only when upside down will the shakers dispense freshly ground salt and pepper, eliminating excess mess from your dinner plate.
The black and space-age stainless steel finish is sleek and futuristic yet classically simple, and the top half detaches making it easy to fill and dishwasher safe.
With these shakers, delicious down to Earth dinners and celestial meals await.


2-Piece set ideal for sea salt and pepper corns
Built-in gravity sensor, requires 4 AA batteries
Brushed stainless steel finishing and silicone grips
Height: 8, Base Width: 2.375


$29 + shipping on Amazon http://www.amazon.com/Modern-Home-Electric-Salt-Pepper/dp/B00HEE...

Home & Garden Deals
g: 2 Posted By: remick
Views: 199 Replies: 1 http://www.amazon.com/Master-Art-Photographic-Composition-Photog...

Owning a camera is only one half of the requirements for making a good photo. The other half is the ability to apply an understanding of the principles of design to your image. The technical side must be balanced by the artistic side, like the two wings of a bird, for your photos to excel.

The Art of Photographic Composition is a mini-course in 30 stages to guide you to an understanding of how to work with those design principles to create great shots. They are the same principles that fine art photographers, painters and other visual artists use to express themselves. These are the rules that will enable you to create a photograph that can truly be called art.

Each section has text, images which demonstrate the principle (most of them with camera data) plus exercises and ideas for you to try out. The exercises are an essential part of the process and will help you to integrate the information you have learned.

By working through the book you will build a body of knowledge, both theoretical and practical, which will lead you to a mastery of the art of photographic composition. I guarantee your photos will improve and you will be able to express yourself more creatively and capture images that are visually compelling and truly artistic.

Techniques include:
- How to frame your shots for artistic effect
- Using geometric shapes to create an underlying design
- How different types of line strengthen your composition
- Separating the subject from the background
- The power of negative space
- Pattern and rhythm as design elements in a photograph
- Silhouettes and shadows
- How to create a sense of scale
- Action and motion blur
- The importance of picture depth
- Making the most of available light
- How to tell a story in a single image
- The use of visual metaphor
- Breaking the rules for expressive effect
- Engaging the imagination
- And more!
Totally Free Deals
Use FSA to reimburse new ACA reinsurance fee
Added on : Wednesday February 12th 2014 06:00:12 AM
g: 0 Posted By: Gman476
Views: 31 Replies: 0 As many of you may have noticed there is a new $63 per person per year tacked onto your health insurance bills now. This can be quite a bit if you have a spouse and dependents on your plan. If the fee is paid on your behalf by your company it is still treated as income to you (unlike health insurance premiums paid on your behalf by your company). I'm going to attempt to seek reimbursement on a monthly basis for this fee through my Flexible spending account. I researched it briefly and could not find any definitive information. I noted that insurance premiums are prohibited from being reimbursed through an FSA but this is clearly labeled a fee and not an insurance premium (or it would not be treated as taxable income to the recipient).

If anyone else has any insight on this then feel free to share.

Thanks
General Economics Deals
g: 0 Posted By: carlnudge
Views: 33 Replies: 0 Didn't see this posted anywhere...

50% off Glucosamine, Chondroitin, MSM, Turmeric supplement for joint pain.

Coupon code: DEYKKTJ8

One bottle per person, expires 02/13/14
Health Deals
Mobil 1 motor oil $10 off at Walmart using Autozone coupon, YMMV
Added on : Tuesday February 11th 2014 08:00:12 AM
g: 2 Posted By: Cyfun
Views: 324 Replies: 3 Autozone just posted their$10 off Mobil 1 coupon, good on 5 single quarts or 1 multiquart jug. I've had very good luck in using this at WalMart, knocking their jugs of synthetic oil down to about $15, and the Delvac 15w-40 down to $2.47. That works out to about $3 a quart for synthetic, and $0.62 for Delvac!

In the past when I posted these deals, people complained that WalMart's rules state they only pricematch competitors' prices, not competitors' coupons. Having said that, I nor anyone I've met has ever been shot down on this, but I put in a YMMV in the title just in case. After all, this is Fatwallet! Half the fun is arguing with cashiers!
Tools & Automotive Deals

AutoZone Coupons
The Correct Way To Do A Backdoor Roth Contribution
Added on : Tuesday February 11th 2014 05:00:21 AM
g: 0 Posted By: robronson
Views: 151 Replies: 2 I've been reading about backdoor Roths for a while but it never applied to me since my income has been below the threshold. For you old-timers, skip to the last two paragraphs of this post for my "new" information. The bulk of this post is a primer for people not in the know about the concept. For anyone reading who is new to the concept, the IRS disallows a person to contribute money into a Roth IRA if they earn more than a certain amount of money (in the $100k+ range). You also can't get a traditional IRA deduction at that income due to phaseouts that disallow it. Thus, people contribute to a non-deductible IRA, which has no income phaseout, and then convert it to a Roth IRA since the government recently removed the income-level restriction on a Roth conversion.

The benefit here is that with a non-deductible IRA, you get no deduction of the contribution but all of the earnings are taxable like a traditional IRA. If you contribute $5k to a non-deductible IRA and it grows to $10k over time, your $5k contribution comes out tax free but you're taxed on the $5k of earnings. With a Roth IRA, you get no deduction on the initial contribution but the earnings also come out tax-free (everything is tax-free in the Roth) so it's a much better deal.

You can convert a Traditional or Non-Deductible IRA into a Roth by simply paying the tax on any earnings to date. For example, if you put $5k into a non-deductible IRA and it's worth $6k, you pay income taxes on $1k (the earnings) and can convert all $6k (your $5k contribution and the $1k earnings) into a Roth which can grow for decades completely tax free. It's a great deal if (in this example) you believe the taxes on the $1k right now are less than the present value of the future taxes you'll pay on all earnings from it.

So what people are trying to do lately is contribute $5k into a non-deductible IRA. Then immediately convert it into a Roth IRA. They pay the "taxes" on the $0 of earnings (since they convert it in the same day), which costs $0 and like magic, they were able to bypass the income restriction on contributing money into a Roth IRA.

The problem that many people don't realize is that you can't simply convert one piece of your Traditional/Non-Deductible IRA money into a Roth. Suppose you already had $100k of money in a Traditional IRA that you built up over the years. And suppose it is 50% earnings and 50% contribution (you contributed $50k to the Traditional IRA over the years and it's grown to $100k, so if you withdrew it today, you'd owe taxes on the $50k earnings). If you then contribute $5k to a non-deductible IRA and try to convert that $5k to a Roth, it doesn't work.

This is because the IRS looks at the Traditional and Non-Deductible IRA money as one package. So to the IRS, in the above example, you have $105k in IRAs and decided to convert $5k from that, which is about 5% of it. You can't decide which of that $105k to convert, you must convert it equally split between whatever the ratio of earnings to contributions is. Thus, if you convert $5k, you're really converting around $2,500 of earnings (out of that $100k Traditional IRA money) and $2,500 of contributions. So you pay taxes on $2,500 to do the conversion, not $0. And, you didn't actually move all $5k of the non-deductible IRA into a Roth. You only moved half of it. The other half is stuck in that T-IRA/Non-Deductible IRA pool.

None of this is new information, it's simply summarized from what I've read on these forums and elsewhere. What is new is my proposal to fix the problem. You're allowed to rollover Traditional IRA money into a 401k. Thus, if in the above example you rolled over your $100k Traditional IRA into a 401k, and then contributed $5k to a non-deductible IRA, you could do the full $5k conversion to Roth, tax-free, because that $5k is the only IRA you have. The problem is that virtually no 401k custodians, through employers, allow for in-service rollovers into the 401k.

The potential solution? Open an Individual 401k, designed for Self Proprietors/Small Business Owners and roll your T-IRA into there. From the looks of things, Vanguard allows an I-401k to anyone (who claims to be a self proprietor) and there's no fees if you have at least their lowest level status (which offhand I think is $50k in assets with them). If you're not actually self employed, you won't be able to contribute money into the I-401k, but you should be able to rollover your T-IRA money into it. Then do your backdoor Roth with no problems.

Investing Deals
Tag Heuer Watch Sale @ Ashford starting at $739
Added on : Tuesday February 11th 2014 03:00:03 AM
g: 0 Posted By: MasterDebator
Views: 101 Replies: 0 http://www.ashford.com/us/watches/tag-heuer/cat6063.cid

Ashfords Valentines sale has discounts on a little less than half of their Tag collection
Watches Deals

Ashford Coupons
ONKYO 5.1 Channel A/V Receiver (TX-SR313) - $169 Fry's (normally $250)
Added on : Monday February 10th 2014 06:00:07 PM
g: 0 Posted By: axolotls
Views: 179 Replies: 0 Been looking for a deal on this one. This is good through 2/13/2014

I was looking for an Onkyo A/V 5.1 receiver with 4 hdmi inputs and 1 output to minimize the wires going to my HDTV. Amazon and e-Bay has these from $199 to $229. Fry's has this on sale this week through Thursday.

My existing older Onkyo is 7.1 but only need 5.1 for myself.

http://www.frys.com/product/7016191
Amplifier Power Output (8 ohm, 20 Hz-20 kHz, FTC) - Front L/R 65 W/Ch Center 65 W Surround L/R 65 W/Ch Surround Back - Power Output (6 ohm, 1 kHz, FTC) - Front L/R - Center - Surround L/R - Surround Back - Dynamic Power (front) - 3 ohm 160 4 ohm 125 8 ohm 85 THD+N (Total Harmonic Distortion + Noise) 0.08% (20 Hz?20 kHz, Half Power) Damping Factor (1 kHz, 8 ohm) 60 Input Sensitivity and Impedance - PHONO MM - CD and TAPE Play 200 mV, 47 k ohm Output Level and Impedance - TAPE REC 200 mV, 470 ohm PRE OUT 1.0 V, 470 ohm Frequency Response 20 Hz-50 kHz S/N Ratio 100 dB (Line, IHF-A) PHONO (MM) - CD/TAPE 100 dB (IHF-A, 0.5 V input) Phono Overload (1 kHz) - Tone Controls - BASS +/- 10 dB at 50 Hz TREBLE +/- 10 dB at 20 kHz # Channels 5.1 Power Watts/Ch 65 W/Ch (8 Ohms, 20 Hz?20 kHz, 0.7% THD, 2 Channels Driven, FTC) Power (8ohms 20-20kHz 0.05%) /Ch - THX Certified - Continuous 6ohms Rated Yes Certified 4ohms performance - All Discrete Circuitry Yes 3-Stage Inverted Darlington Circuitry - Dual PUSH-PULL Design - Independent Block Construction (Amp/Preprocessor) - Toroidal Transformer - Independent Power Supply - Bi-amp Capability For Front - BTL Capability For Front - Usable Sensitivity - FM Mono 11.2 dBf, 1.0 uV (75 ohm IHF) FM Stereo 17.2 dBf, 2.0 uV (75 ohm IHF) AM 30 uV S/N Ratio - FM Mono 76 dB (IHF-A) FM Stereo 70 dB (IHF-A) AM 40 dB THD - FM Mono 0.2 % FM Stereo 0.3 % AM 0.7 % FM Stereo Separation 45 dB at 1 kHz,30 dB at 100 Hz-10 kHz Processing DOLBY Decoder True HD, DD Plus DTS Decoder DTS-HD Master Audio Dolby PLIIz - ONKYO GAME Surround Modes Yes DTS Surround Sensation Speaker / Headphone - / - Neural Surround - THX Processing Mode - Audyssey Dynamic EQ - Audyssey Dynamic Volume - Direct/Pure Mode Yes / - Advanced Music Optimizer Yes 192K/24 Bit DACs Yes (Burr-Brown) VLSC - isf Certified Calibration Control - Connectivity Audio I/O 6 / 1 Phono Input - Digital Audio IN (OPT/COAX) 2 / 1 Digital Audio OUT (OPT/COAX) - Composite I/O 5 / 1 S-Video I/O - Component Video I/O 2 / 1 Front-Panel A/V - Front-Panel Optical - Front-Panel USB Input (made for iPod/iPhone) Yes HDMI I/O 4 / 1 HDMI Version V1.4a (supporting 3D video and Audio Return Channel) Component Video Upconversion - Analog To HDMI UpConversion - 1080i Upscaling - 1080p Upscaling - Multi-Channel Input - Analog Pre-Outs Sub Speaker A/+B Yes Powered Zone2 - Zone 2 Line Out - Zone 2 Video Out - Zone 3 Line Out - U-Port - iPod Ready Yes (direct USB input) HD Radio Ready - XM Radio Ready - SIRIUS Radio Ready - Internet Radio Capable - Streaming Audio From PC - Streaming Audio From USB memory - Integration Access RS-232 - IR Input - Ethernet - ONKYO-RI System Control Yes 12V Trigger - General Pre-Pro/Learning Remote - / - Back-Lit Remote - On Screen Remote Programming - Bi-directional Remote Setup via GUI - Activity Based Remote - Color-Coded Speaker Terminals Yes Auto Speaker Calibration W/Mic. - OSD Out Yes (basic overlay) Solid Aluminum Front - Dimensions (W x H x D) 17 1/8" x 5 7/8" x 12 1/2" Weight 16.8 lbs Warranty 2 YEARS

Electronics Deals
10 Pack: Women's 100% Cotton Tank Tops for $24 + free shipping
Added on : Monday February 10th 2014 07:00:03 AM
g: 0 Posted By: Deals4mykids
Views: 161 Replies: 0 0 Pack: Women's 100% Cotton Tank Tops for $24 + free shipping

Price drops from $34.99 to $23.99 with code BRAD31.

These tanks are 100% cotton, double-stitched roomy neck and arm openings, ribbed and they come in assorted colors and up to 3 sizes while supplies last.

There is no sales tax (except IL).
Confirm that the discount has been applied prior to purchase.

All women know that a cotton tank of differing colors and styles is something you can never have enough of. Regardless of the season and temperature, tank tops are wearable everyday! It doesnt matter if youre layering these tanks under blouses, sweaters, and jackets during winter or wearing them separately to show off your summer tan. A ten pack of tank tops is just the thing your wardrobe needs, so stock up now!

100% cotton--comfortable and durable
Pre-shrunk cotton
Double-stitched roomy neck and arm openings
Ribbed
Comes in assorted colors
Comes in five sizes

http://www.overhalfsale.com/events/10-Pack-Womens-100-Percent-Co...
Clothing Deals
g: 0 Posted By: chapmanra2013
Views: 62 Replies: 0 Dollar General is offering 50% Off Houseware, Kitchenware, Bed Pillows, Sheets, Towels & Rugscoupon with code "HOMEHALF". Offer is valid now through 02/15/14. Text "HOMEHALF" to 34898 to receive in-store mobile coupon.
g: 0 Posted By: DaysFan
Views: 173 Replies: 0 Joseph Slim Fit 2-Button Suits with Plain Front Trousers
Reg. $650.00

Sale! $199.00
Updated lines with higher 2-button styling and side vents. Shorter coat length with tailored shoulders, narrower sleeve and slimmest lapel. Higher armholes allow both a close fit and freedom of movement. Full copper-colored lining and piping at waistband. Plain front trouser sits lower on the waist with shortest rise and slimmest leg. Quarter-top pockets. Half-lined to the knee with unfinished bottoms for altering ease. Year-round weight. Dry clean. Imported.
Item #: 22283
http://www.josbank.com/
Clothing Deals

Jos. A. Bank Coupons
g: 1 Posted By: cr3s
Views: 146 Replies: 4 Question: Am I stuck with this lease or can I get out? Landlord is not open to renegotiating the rent $.

Location: California.

Short Version:

1. Renewed 1 year lease 3 months ago.
2. 1 month in, landlord sent 60 day notice to all residents of change in lease terms, essentially increasing rent. He wants residents to pay water and sewage and trash disposal. This is an apartment complex.

Long version:
Currently on month 3 of 1 year lease agreement. Landlord for a 50+ units decided he's tired of paying water and trash so he's going to make all residents pay them to the util companies. He sent out a 60 day notice beginning Jan 2014 stating that in March, we'll be assessed and it will go from there.

The contract has a standard verbiage as well as an addendum.
Verbiage in Contract:
Utilities: Payment of all utilities shall be the responsibility of the Resident(s). Landlord does not pay for any utilities. If landlord were to pay any utilities, Resident(s) shall not make excessive or unreasonable use of such utilities. (It goes on to say, if landlord has to pay on the residents behalf, then he'll bill them...etc]

Utilities Addendum: Resident is responsible for paying for utilities at the above address and unit number stated above. IT is the resident's responsibility to pay directly to the companies listed below for their utilities (Electricity) each month.
Resident agrees to provide owner/agent with the account number for the following utility companies before moving in.
[Electricity Co Acct #]
....


Question Deals
2 Pack Silicone Non-stick Baking Mats for $12.99 on Amazon FSSS
Added on : Friday February 07th 2014 09:00:09 AM
g: 0 Posted By: sabeela
Views: 95 Replies: 0 2 Pack Silicone Non-stick Baking Mats on Amazonfor $12.99.

List price is $34.74. On sale at $13.99.

Use coupon code RKNU2PFG to get additional $1 off.

The final price with coupon comes to $12.99.

AFAIK, this is the best deal on Amazonfor Set of 2 mats.

Home & Garden Deals

Amazon Coupons
g: 5 Posted By: ArtieLange
Views: 196 Replies: 1 LITE-ON DVD Burner Black SATA Model OEM $14.99 shipped w/code EMCPHPC39 at Newegg

http://www.newegg.com/Product/Product.aspx?Item=N82E16827106289&...


This Lite-On 24X iHAS124 drive writes 4.7GB of data in about five and a half minutes to DVD+R, and supports all DVD formats. Intelligent features such as a 2 MB buffer, Smart-Burn buffer under-run protection, and Smart-Write dynamic calibration of write speed work together to ensure that you get accurate, working copies every time, instead of wasting disc blanks on failed write attempts.Playback is just as reliable with Smart-X technology for smooth, stable Audio CD, VCD, and DVD playback and data extraction. This high-performance SATA drive supports Microsoft Windows 2000, XP, and Vista. Using dual-layer burning, you'll be able to store 8.5 GB of data, photos, music, or games on one dual-layer disc.

DVD Multi Recorder The Lite-On iHAS124-04 DVD burner enables users to burn any DVD+R/-R, DVD+RW/-RW disc and supports the dual-layer function allowing up to 8.5GB data to be burned and saved on a single dual-layer disc. Burn your own DVD/VCD movies or backup data with ease!
24X Ultra High Writing Speed With advanced burning technology, the Lite-On iHAS124-04 DVD burner delivers a class-leading DVD+R/-R writing speed of 24X.
SMART-BURN Technology The Lite-On iHAS124-04 DVD burner is equipped with advanced SMART-BURN technology to avoid Buffer UnderRun errors and automatically adjust writing strategy and running OPC for the best burning quality.

Computers Deals

Newegg Coupons
Gold Singer: Ray Charles: MP3 Downloads for $3.99
Added on : Friday February 07th 2014 04:00:05 AM
g: 1 Posted By: Deals4mykids
Views: 194 Replies: 0 Gold Singer: Ray Charles: MP3 Downloads for $3.99

100 original remastered recordings of the R&B great Ray Charles. You will be hard pressed to find a more complete and sweeter sounding collection, and certainly not for only $3.99 !
If you think that's too good of a deal, you could buy them all individually for $89.00. : )

http://www.amazon.com/Singer-Original-Recordings-Collection-Rema...

Start downloading. You'll be glad you did. Enjoy !

The tracks:
1 You Don't Know Me
2 Georgia On My Mind
3 I Can't Stop Loving You
4 What'd I Say
5 Hit the Road Jack
6 I Got a Woman
7 The Man I Love
8 Ruby, Pt. 1
9 You Are My Sunshine
10 Bye Bye Love
11 A Fool for You (Live)
12 Come Rain or Come Shine
13 My Melancholy Baby
14 Hallelujah, I Love Her So
15 Stella By Starlight
16 Making Believe
17 Hot Rod (Live)
18 Don't Tell Me Your Troubles
19 Half as Much
20 I'll Never Stand in Your Way
21 Chattanooga Choo Choo
22 Soul Meeting
23 Black Coffee
24 Ain't That Love
25 Sweet Georgia Brown
26 I Love You so Much It Hurts
27 Just a Little Lovin' (Will Go a Long Way)
28 Moonlight in Vermont
29 In a Little Spanish Town
30 Mess Around
31 Greenbacks
32 Early in the Morning
33 Talkin' 'bout You (Live)
34 Cherry
35 Ain't Misbehavin'
36 Hardhearted Hannah
37 Sherry (Live)
38 I'm Wonderin' and Wonderin'
39 Worried Mind
40 Dawn Ray
41 Black Jack
42 Your Cheatin' Heart
43 Joy Ride
44 The Ray
45 Music, Music, Music
46 It Makes No Difference Now
47 Born to Lose
48 Roll With My Baby
49 Jumpin' in the Morning
50 Josephine
51 No Letter Today
52 Night Time Is the Right Time
53 Teardrops in My Heart
54 Mr. Charles Blues
55 Hard Times (No One Knows Better Than I)
56 Sinner's Prayer
57 Oh, Lonesome Me
58 Nancy
59 I'm Movin' On
60 Hang Your Head in Shame
61 Feelin' Sad
62 Ray's Blues
63 Marie
64 Don't You Know Baby
65 All to Myself
66 Careless Love
67 Th' Ego Song
68 Blues Waltz (Live)
69 The Sun's Gonna Shine Again
70 Late in the Evening Blues
71 I Wonder Who
72 Mr. Charles' Blues
73 Diane
74 My Bonnie
75 Take These Chains from My Heart
76 Nobody Cares
77 Come Back Baby
78 Hey, Good Lookin'
79 You Win Again
80 Heartbreaker
81 Someday (You'll Want Me to Want You)
82 Doodlin
83 I Love You, I Love You
84 Candy
85 The Snow Is Falling
86 Bags' Guitar Blues (feat. Milt Jackson)
87 Blue Genius
88 The Midnight Hour
89 Kissa Me Baby
90 Undecided
91 Lonely Boy
92 I Wonder Who's Kissing Her Now
93 I Got a Woman (Live)
94 Charlesville
95 Margie
96 Baby Let Me Hold Your Hand
97 Love On My Mind
98 Midnight
99 I'll Do Anything but Work
100 Just for a Thrill
Music Deals

Amazon Coupons
True Temper Half Moon Edger ($10.99 was $21.99) @ Sears
Added on : Wednesday February 05th 2014 11:00:04 PM
Ladies Betty Boop Toe Socks (6 prs) - $16.99 at OverHalfSale.com
Added on : Wednesday February 05th 2014 08:00:05 PM
g: 0 Posted By: Ayla
Views: 194 Replies: 0 .
Ladies Betty Boop Toe Socks (6 prs) - $16.99 at OverHalfSale.com


http://www.overhalfsale.com/6-Pairs-of-Ladies-Betty-Boop-Toe-Soc...



$16.99 - Sale Price


$49.99 - Retail Price


GearXs says the Regular Price is $29.99, if that is so, it is still a savings of: $13.00


Clothing Deals
True Temper Half Moon Edger $10.99 in-store @ Sears
Added on : Wednesday February 05th 2014 08:00:03 PM
g: 0 Posted By: ctgolfer
Views: 79 Replies: 0 www.sears.com/shc/s/p_10153_12605_07183407000P
g: 0 Posted By: Ayla
Views: 283 Replies: 0 .



"Love To Sleep" Ladies 100% Cotton Dorm Shirt w/Allover Print - One Size - (3-Pack) - $15.99 at Overstock.com



http://www.overhalfsale.com/Ladies-Love-To-Sleep-100-Percent-Cot...




Today: $15.99


Regular Price: $49.99



Features:

Cozy ladies dorm shirt
Allover print with LOVE chest applique
One size fits all
100% Cotton
Assorted colors


Care Instructions:

Machine washable
Clothing Deals
g: 0 Posted By: Ayla
Views: 98 Replies: 0 2 Pairs of Thermo Insulated Gloves in Assorted Colors - $8.99 at Overhalfsale.com




http://www.overhalfsale.com/2-Pairs-of-Thermo-Insulated-Gloves-i...






Sale: $8.99


$29.99 Retail Price




100% Polyester
One size fits many design
Assorted colors
Perfect for winter or any time
Clothing Deals
Multi-Use Mega Cleaning Brush - $11.99 at OverHalfSale.com
Added on : Wednesday February 05th 2014 07:00:02 PM
g: 0 Posted By: Ayla
Views: 17 Replies: 0 .


Multi-Use Mega Cleaning Brush - $11.99 at OverHalfSale.com




http://www.overhalfsale.com/Multi-Use-Mega-Cleaning-Brush




Sale Price: $11.99



$39.99 Retail Price




Features:

Window squeegee
Garden rake
Static broom
Can be used almost anywhere
g: 0 Posted By: Ayla
Views: 107 Replies: 0 .



"Love To Sleep" Ladies 100% Cotton Dorm Shirt w/Allover Print - One Size - (3-Pack) - $15.99 at Overstock.com



http://www.overhalfsale.com/Ladies-Love-To-Sleep-100-Percent-Cot...




Today: $15.99


Regular Price: $49.99



Features:

Cozy ladies dorm shirt
Allover print with LOVE chest applique
One size fits all
100% Cotton
Assorted colors


Care Instructions:

Machine washable
Clothing Deals
Star Trek Communicator HALF PRICE at Amazon ($9.99)
Added on : Wednesday February 05th 2014 04:00:02 PM
g: 0 Posted By: MrBFD
Views: 87 Replies: 0 Cool toyhttp://www.amazon.com/dp/B001KPMG06
Foreign pension and Social Security.
Added on : Wednesday February 05th 2014 10:00:11 AM
g: 0 Posted By: Michka
Views: 104 Replies: 3 My relative has been gainfully employed in this country for over 20 years, paid taxes and was a law abiding citizen. Now that she has turned 66, she applied for her Social Security (not SSI, the pension that she earned). Today she received a letter from SS that because she is receiving her Russian pension, her Social Security is being cut by almost half. Questions: has anyone dealt with this type of situation and how; and can someone recommend where she can look for help or an attorney who is proficient in such cases.
Personal Finance Deals
g: 0 Posted By: BlueSeaLake
Views: 72 Replies: 0 Started a little Self Employment 1099 type work and want to pack away $$$ into 401K , Signed up for Vanguard one smallbusiness- individual-401K .So I know I can contribute $17,500 .
But I have questions about company contribution, as a sole proprietorship.
Assume after expenses I made from self employment: $35,000 , I want to max the company contribution as I don't need the taxation right now, (other income, no 401K available).
I used the Vanguard calculator set for 25% but it gives the same number as when set to 1% or 20% . Its the left side near bottom of the linked page. Its higher than personal contribution limits by thousands. (seems wrong to me).
It refers to IRS pub 560 as to how they get the number (other types of 401's give explanation) - I read it, but wow... why does it have to be so hard ?
Questions are:
1) Assuming biz can contribute something as a % , where on tax forms do I show that deduction since I thought I would only file Schedule C with my personal tax form
2) To calculate company contribution do I deduct from the 35K my contributions 17,500 and deduct half of Self employment tax ?
3) I needed a EIN to sign up with Vanguard, so IRS gave me one via web. Do I have to file something with them each year now ?
Question Deals
g: 0 Posted By: jessicadabears
Views: 163 Replies: 0 (Refurbished) Logitech M705 Wireless Marathon Mouse- $17.99 w/ FS at Meritline. Use $5 off promo codeMLCKR04SNL1 to get deal price.

Hyper-fast scrolling
The sculpted, right-hand shape guides your hand to a naturally comfortable position
Uses less than half the power of comparable wireless mice
The tiny Logitech Unifying receiver stays in your notebook

Keyboard & Mouse Deals

Meritline.com Coupons
Would you have bought a house in my situation?
Added on : Monday February 03rd 2014 07:00:11 PM
g: 0 Posted By: gpandy
Views: 114 Replies: 4 May be a moot point as I am currently under contract and close of escrow is this week.

Currently renting, paying roughly $1200 per month (give or take depending on utilities). Current assets of approximately $140k. I saw an opportunity to purchase a home and jumped on it.

Purchase price (condo) is $400k with a $100k down payment. Closing costs and misc. fees per the estimated HUD run $10k. This will leave me with a new effective PITI payment of $2200, but will leave my assets down to $30k. I will also no longer be able to sock away $1k monthly to savings (about half to a Roth IRA, and the remaining half to misc. savings/stocks/mutual funds).

I will still be contributing to my company's 401k to achieve the maximum company match, but instead of $1k monthly to max out my Roth IRA and contribute to mutual funds monthly, it will essentially be reduced to $100-$200 monthly to an IRA only.

Currently in my mid-twenties and figured that while the cash for emergencies was nice, it wasn't really doing me any good.

Thanks,
Real Estate Deals
2 Lips Too Too Smolder Knee-High Boots - $35.00 w/ Free Shipping at 6pm
Added on : Monday February 03rd 2014 01:00:06 PM
g: 0 Posted By: jessicadabears
Views: 262 Replies: 0 2 Lips Too Too Smolder Knee-High Boots- $35.00 w/ Free Shipping at 6pm.

Available in Black or Brown
Sizes 6-10 Available
Synthetic Upper
Lacing at the calf
Tall shaft silhouette with strap and buckle ankle accent
Wrapped wedge heel
Heel measures 1.25-in. high
Half-zipper closure
Soft man-made lining and cushioned insole
Durable synthetic outsole

6PM Coupons
Free online piano course
Added on : Monday February 03rd 2014 08:00:16 AM
g: 0 Posted By: remick
Views: 0 Replies: 0 https://jazzedge.leadpages.net/freecourse/

In the Easy Piano Basics course, you will learn the basics of piano playing in the easiest way possible using the PianoWithWillie method which is based on over 25-years of professional experience.

Some of what you'll learn:
How to speed up your fingers and gain more dexterity
How to hear differences like legato and staccato
Learn the circle of fifths and how to use it
Learn your Major scales and scale patterns
Learn important fingering tricks so you don't get "jammed up" at the piano

After learning these free piano lessons, you'll be able to impress yourself and your friends with your piano skills!

Of course, this takes work. To really learn how to play an instrument, it takes equal amounts of practice, patience and a good teacher. Don't worry though...I will walk you through each step.

We will begin with the basics of piano playing like understanding half steps, rhythm, piano fingering, chords and other essential piano skills that all pianists must learn to get to the next level in their playing.

This course will take students on average about 2-4 weeks to complete and assimilate the information. If it takes you less time, congratulations. If it takes you longer, don't fret, you'll learn at your own pace.

Printed materials are available for download to supplement the over 90-minutes of video lessons.
g: 0 Posted By: tedhawkins
Views: 75 Replies: 0 40% OFF Brieftons Julienne Stainless Steel Peeler/Cutter/Slicer $7.17 FS Prime

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply 40% OFF code OAPT867B

Made of high quality, 100% stainless steel to last for years
* Multiple features: peeling, slicing, grating, shaving, shredding, garnishing
* Prepare carrots, zucchinis and all your favorite veggies effortlessly
* Slice hard and soft cheese to perfection
* Grate chocolates for desserts with ease
* Create striking garnishes for serving platters
* Ultra sharp, durable blades
* Peeler's dual action motion reduce prep time by half
* Serrated blades give extra bites, useful for thin-skinned vegs
* Garnish foods decoratively to impress
* Easy grip handles for comfortable usage
* Hanging rings for storage
* Dishwasher safe
Home & Garden Deals

Amazon Coupons
Rwanda Basket, 12" Fruit Bowls on sale for $39.99
Added on : Sunday February 02nd 2014 11:00:01 AM
g: 0 Posted By: DaysFan
Views: 0 Replies: 0 Rwanda Basket, 12" Fantasy Fruit BowlWeb ID: 1036912Reg. $50.00
Sale $39.99 Sale ends 2/22/14Pricing PolicyEXTRA 15% OFF Enjoy 15% off select merchandise! CODE: UPDATEWith a fanciful spiral pattern in handwoven sisal coil, the Fantasy fruit bowl is a beautiful home accent in natural colors. Crafted by skilled artisans in Rwanda, it's also a great way to show your support for fair trade.

A fair trade collection in partnership with Full Circle Exchange
Naturally dyed sisal coil-sewn over bundled sweetgrass
Hand-woven in Rwanda
Dimensions: 12"
Artisans receive half the wholesale price for each item sold
Because each bowl is a unique work of art, variations in size and color will occur
Includes a numbered Certificate of Authenticity
amazon local $89 Grass-Fed Organic Tailgate Grilling Packages
Added on : Sunday February 02nd 2014 08:00:10 AM
g: 1 Posted By: DaysFan
Views: 262 Replies: 0 http://local.amazon.com/national/B00HX58GGKGrass-Fed Organic Tailgate Grilling Packages$89Value $177.09Savings 50% ($88.09)See Options & BuyGifting options availableTime remaining2 days, 13:29:59Limited quantity available4,240 boughtAmerican Farmers NetworkThe Details:Feeding the gang for the big game is easy with meat from American Farmers Network, and with today's deal you can do it the organic way. Discover these packages of USDA certified organic beef raised on a 100%-grass diet by small family farmers, all preservative- and gluten-free. Have a party, cheer on your favorite team, and satisfy your family, your guests, and yourself with an excellent meal.

$89 ($177.09 value) for the Touchdown Celebration with filet mignons, boneless skinless chicken breasts, steak burgers, mini burgers - sliders, beef hot dogs, and beef bratwurst
$119 ($262.59 value) for the Quarterback Combo with bacon-wrapped filet mignons, ribeye steaks, boneless skinless chicken breasts, pork chops, bacon mini steak burgers - sliders, and beef bratwurst
$139 ($299.49 value) for the Tailgate Party with filet mignons, New York strips, top sirloins, boneless skinless chicken breasts, bacon half-pound steak burgers, steak burgers, beef hot dogs, and beef bratwurst
Contains more omega-3, beta-carotene, and vitamin E than any other beef
Free shipping included on all orders

American Farmers Network WebsiteWhat You Need to Know:

Sold by American Farmers Network


For guaranteed delivery by February 2, 2014, orders must be placed no later than January 28, 2014
Standard US shipping is included. Additional fee applies if shipping to Alaska or Hawaii
Limit 3 vouchers per purchaser; additional 3 vouchers may be sent as gifts
Limit 1 voucher per order at AmericanFarmersNetwork.com
For inquiries or more information, please visit the American Farmers Network FAQ page
Entire value of each voucher must be used in a single order
Voucher valid only toward option selected at time of purchase
Voucher may not be applied to previous purchases
Available for use immediately after purchase
PROMOTIONAL VALUE EXPIRES 90 DAYS FROM PURCHASE DATE
PAID VALUE EXPIRES 5 YEARS FROM THE PURCHASE DATE EXCEPT IN THE FOLLOWING STATES, THE PAID VALUE NEVER EXPIRES: CA, CT, FL, ME, MA, MN, MT, NH, ND, NJ, OR, RI, WA

Grocery Deals

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avon.com Special Offers
Added on : Saturday February 01st 2014 07:00:04 PM
g: 0 Posted By: DaysFan
Views: 185 Replies: 0 http://shop.avon.com/promotions.aspx?dept=promotions

http://shop.avon.com/Special Offers
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Added on : Saturday February 01st 2014 12:00:01 PM
g: 0 Posted By: copperwire
Views: 175 Replies: 0 No coupon required at my local store.
Tools Deals

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landsend.com/ outerwear sale up to 65% off
Added on : Saturday February 01st 2014 06:00:03 AM
g: 0 Posted By: DaysFan
Views: 101 Replies: 0 http://www.landsend.com/

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Inheritence Fairness Question
Added on : Friday January 31st 2014 05:00:11 PM
g: 0 Posted By: investingstuff1971
Views: 5 Replies: 0 I have a philosophical question that I'd like some feedback on. I am an only child and 15 years ago (when I was in my late 20s) my mother married a man with two sons, both of whom were between 5 and 10 years older than me. A couple of years ago they created a will and I recently found out that essentially the terms are that everything is split in thirds with each of his sons and me each receiving an equal share. This struck me as unfair especially considering that prior to her retirement last year, my mother was the principle bread earner. It seems much more equitable to me that I should get half and that his two sons should split the other half. I'm wondering what other people think. I should add that this is strictly an academic question. We are not talking about a great deal of money; in fact, if their resources prove sufficient to provide for the remainder of their retirement and any necessary health care, I will consider that an absolute blessing. I would never even consider petitioning them to change the terms but I am surprised that my mother who is a smart, fair person could have such a different sense of what's equitable than I do. Who do people think are right or is this really just a grey area?
Personal Finance Deals
BBVA Feb Promo For Businesses - Get a Tab 3 and No DD Requirement!
Added on : Friday January 31st 2014 01:00:06 PM
g: 0 Posted By: forbin4040
Views: 99 Replies: 0 As before as 1/31 ends the Kindle promo, the new promo is a Samsung Galaxy Tab 3 with NO Direct Deposit Requirement
Must be a 'Business Account'
Expires 2/28

http://www.bbvacompass.com/special/201312/samsung/

Please review the following information to understand how to qualify for the Samsung Galaxy Tab 3. BBVA COMPASS CLEARCONNECT FOR BUSINESS AND BBVA COMPASS CLEARCHOICE FOR BUSINESS CHECKING: New small business customers may be eligible to receive a new account bonus of a Samsung Galaxy Tab 3 7.0-inch (Wi-Fi) (the bonus). To qualify for the bonus: (1) Open a new BBVA Compass ClearConnect for Business checking account or BBVA Compass ClearChoice for Business checking account between 1/13/2014 and 2/28/14, AND (2) Make ten (10) customer initiated monetary transactions of at least $25 each (other than account transfers) during each of the first two thirty (30) day periods after account opening. Accountholder must make ten (10) qualifying transactions from the new checking account during the first thirty (30) day period after account opening and another ten (10) qualifying transactions from the new checking account during the second thirty (30) day period after account opening. Within ninety (90) days of meeting these requirements, your bonus will be shipped via UPS to the address registered by the branch at account opening. Address for shipping must be a U.S. address. Signature will be required at time of delivery. Galaxy Tablet is a trademark of Samsung. Galaxy Tablets are given away on behalf of BBVA Compass. Samsung is not a sponsor of nor affiliated with this promotion. Offer valid only for new small business checking customers with no existing or prior BBVA Compass business checking accounts of any type. BBVA Compass employees, relatives, and household members are not eligible. Only one bonus per eligible business household. Accounts must be open and in good standing at the time bonus is mailed. Offer is subject to change without notice. Offer only available while supplies last. BBVA Compass may report the value of funds earned through this offer to the IRS as required by law.
Deal Deals
Body Central: $25 Off $50 Purchase (Online/Instore) HELLO HALFTIME
Added on : Friday January 31st 2014 10:00:08 AM
g: 0 Posted By: slervik
Views: 53 Replies: 0 Body Central is offering $25 Off a $50 purchase online and in-stores this weekend only.

Use coupon code "SUPER25" during checkout to receive discounted price. Free Shipping on pruchase of $75+ with code "VDAY"

Some cute things they have right now:

Queen of Hearts Bodycon Dress - $22.98
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Clothing Deals

Body Central Coupons
g: 0 Posted By: DaysFan
Views: 240 Replies: 0 1-888 900-8800
to find a
convenient
store location

=16pxAlpine Buy One, Get One 50% Off Speakers and Subwoofers=16px=14pxHurry in to catch this amazing deal -- Alpine is offering BOGO on their speakers and subwoofers. All Alpine speakers and subwoofers are buy one get a second of equal or lesser value for half off! This deal is only around for a limited time so be sure to come in and choose from the wide selction available

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Electronics Deals
g: 0 Posted By: fatbujy
Views: 85 Replies: 0 Pittsburgh Professional 1/2 In. Drive Click Type Torque Wrench $11.99 AC + Ship @ Harbor Freight
Apply Coupon :59459654

Torque Wrench


Neighbor's leak has caused property damage - difficulty getting resolution
Added on : Wednesday January 29th 2014 09:00:10 AM
g: 0 Posted By: udonoogen
Views: 133 Replies: 1 Hello Fatwallet!

I thought I might be able to get some advice on how to resolve this issue - which has been a lot more difficult to do than I originally thought.

The Story:
- I have a detached garage in my townhome complex. Above my detached garage, there is another unit owned by another neighbor, who rents it out via a property management company. His porch is directly above a portion of the garage.
- I live in Southern California. It's usually sunny but occasionally it really pours here.
- In Spring-ish 2013, it rained pretty heavily and caused the drywall in my built-in cabinets to collapse. Water damage turned into mold.
- I began the process of contacting the HOA, which in turn contacted the other owner. No response. It's not a big deal, since it's my detached garage, so it fell through the cracks with other life priorities (e.g. new baby).
- It rained again in September/October last year and water was draining out of my cabinet again. I contacted the owner's property management company and they sent out a contractor to do an estimate. I contacted them persistently since then and they gave me various excuses. They finally told me a couple weeks ago that the owner had postponed the repair due to lack of funds.
- I contacted my insurance agent and she said my homeowner's couldn't do much because they can't repair the source of the leak. The HOA claims they are only responsible for the roof (not the porch).
- I filed a Better Business Bureau complaint against the property management company yesterday and emailed their customer service, copying my HOA representative. Short of that, I'm running out of options to get this fixed (short of paying for his porch repair, myself).

Do y'all have any suggestions? I have a group legal plan through work but I understand I'll still have to pay for a portion of the attorney's fees. If I go to small claims court, do I get my attorney's fees back? If I call my homeowner's insurance (Mercury), would they fight for this on my behalf, since it is causing damage to my property? I am concerned about the black mold and (later on) resale value of this townhome when our family decides to move.

Thanks in advance!
Real Estate Deals
Only working half the year then MBA... how to take advantage? Roth, etc.
Added on : Wednesday January 29th 2014 06:00:15 AM
g: 0 Posted By: dave6237
Views: 0 Replies: 0 I will be enrolling in a 2-year full-time MBA program starting this fall, and since I am taking some time off from work beforehand, I am only going to have about 25/30k of income in 2014. It is an extremely highly ranked program, so I believe this is a good investment (plus, my family is very generously paying for it).

How can I best take advantage of this taxwise (or other ways)? My plan right now is to convert my 401k into a Roth IRA. My 401k is currently traditional, but I have the option to switch to a Roth 401k going forward if I want. 401k balance is 22k (contributing 175 every 2 weeks). Other assets are 17k in a Capital One 360 savings account (adding 200 every 2 weeks) and 1k in my checking.

Also, if it matters, my income in 2015 will be roughly the same. I estimate 2016 income will be roughly 50k before going into low 6 figures 2017 and forward, but obviously that is way into the future.

Basically, my questions are:
1. Should I convert the entire 401k to a Roth IRA in 2014, or split it across 2014 and 2015? When in the year(s) should I convert?
2. Should I open a Roth IRA and contribute $5,500 before doing the conversion, do it after the conversion, or does it not matter?
3. Should I begin making Roth 401k contributions for the next 4 months, or does it not matter?
4. Can you think of any other ways I can take advantage of having income over the next 2 years that will hopefully be well below my lifetime average?

Thanks!
48 Pack Maxell AA batteries Amazon MOM S&S $10.01 (21cents per cell)
Added on : Wednesday January 29th 2014 06:00:10 AM
g: 0 Posted By: peekpeek
Views: 209 Replies: 0 48 Pack Maxell AA batteries Amazon$10.01 (21cents per cell)
Price $12.51
With Subscribe & Save MOM it's $10.01

http://www.amazon.com/gp/product/B002PY7P4I

That's less than half the price of AmazonBasics brand AA batteries.

It's Amazon,so free ship over $35, or Prime.

Maxell AAA Alkaline Batteries (LR03) 36 count
Reduced to 21cents a cell when purchased with S&S Mom $7.63 for 36 count

http://www.amazon.com/dp/B002PY7P4S

Batteries & Chargers Deals

Amazon Coupons
26" Kulana Lua Tandem Bike $219.53 @ www.walmart.com
Added on : Wednesday January 29th 2014 02:00:07 AM
g: 0 Posted By: jaymanthegreat
Views: 118 Replies: 0 26" Kulana Lua Tandem Bike $219.53

Item Description:

The Kulana Lua Tandem Bike 26 is here to take the fun factor of tandem biking to a new level. Two extra large and comfortable cruiser saddles are mounted on a stylish yellow HI-Ten cruiser frame, with easy reach handlebars and fun beach graphics. The frame, graphics and the whitewall tyres together present a colorful look to the tandem bicycle. Be assured of years of exercise and fun while touring around on bike paths, light trails, or when cruising along a quiet beachside lane. The super-relaxed riding position and padded seats are tailor-made and lets you enjoy the scenery while having fun with your family. The integrated rear coast brakes showcase powerful braking irrespective of the weather conditions. Half wrap front and rear fenders are employed in the Hi-Ten steel bike to add further convenience in diverse weather conditions.

Kulana Lua 26-Inch Tandem Bike:
Hi-Ten steel Kulana tandem frame with oversized fork
Extra-large cruiser spring saddles for comfort
Easy-reach cruiser handlebars and cruiser rise stems for upright, relaxed riding positions
Rear coaster brake eliminates cables keeping the bike neat and sleek
Half wrap front and rear fenders for convenient riding in any weather

http://www.walmart.com/ip/26-Kulana-Lua-Tandem-Bike/4745116
Expat US income - State taxes?
Added on : Tuesday January 28th 2014 11:00:08 AM
g: 0 Posted By: Veeekay
Views: 127 Replies: 3 I am posting this on behalf of a member of this forum whose access to this forum has been restricted by the ISP in the country he's residing.

The member recently took a 1099 job with a client based out of PA. The job requires that he be resident at the client premises in the foreign country, but will be paid in US $ to his bank account here. He does not have any ties (no real estate, gave up US drivers licence, however has bank accounts) to any state in the USA. He was never a resident of PA. He will filing fed taxes as an expat. The question he has is with PA taxes.

PA Personal Income Tax guidesays:

"Every resident, part-year resident or nonresident individual earning, receiving and realizing more than $33 in gross Pennsylvania-taxable income for their taxable year..." (page 3)

1. Is the income received PA taxable?

"Pennsylvania taxes nonresidents on compensation for services performed in Pennsylvania unless the taxpayer is a resident of one of the reciprocalagreement states" (page 11)

2. Is the service he providing considered to be performed in PA, since his income came from PA sources?
Tax Deals
10 Free mp3s on Google Play - Bruno Mars + More Halftime Stars
Added on : Tuesday January 28th 2014 11:00:07 AM
g: 1 Posted By: remick
Views: 288 Replies: 0 https://play.google.com/store/music/collection/promotion_albums_20004b7_dis_halftime?hl=en


They got some all time classics by the Stones. Wings, U2 and more
Totally Free Deals
g: 2 Posted By: jaytrader
Views: 234 Replies: 14 I'll be the first to admit that this is not directly related to finance, but rather indirectly. I just got hit by a potentially huge issue last night, after connecting some dots.

See facts below.

Fiancee's father opened LLC in her name in 2004 (she was/is the sole member) because the father is in a union and cannot have his own company (to bill out side jobs) doing the same line of work he performs in his union.
Fiancee and I are getting married toward the end of this year (2014). Fiancee's father recently contacted her to help him write up an invoice for a decently high valueside job.
I dug a bit deeper and realized no income has ever been reported on behalf of the LLC, nor has any of her tax returns shown business income. It is unknown if he's ever utilized the company for billing purposes before recently.
Her father claims he "gets a W2 from [his] clients and puts it on [his] tax return." Anyone with half a brain knows this is impossible (he's not a member of the LLC), not economical for the client(s) (1099 vs W2), and would prove that he's doing side work to his union if he were ever "audited" by the union.
I looked online last night, and the state government site says the LLC is "ACTIVE" and she is listed as the DOS Process contactand Registered Agent.
In my opinion, the fact that there is now an invoice with the LLC name on it shows that there was work done by the company and poses an insurance liability.
Based on what I know about her father, the company has no insurance at all.


I know damn well that I'm not paying taxes on revenue that I didn't see/create. Not to mention, there is possible tax evasion/fraud that has happened in the past (whether intentional or not, doesn't matter). Also, there is now a potentially huge risk/liability, should any of the work her father (or his laborers) performed become faulty or fail and cause injury or death.


Questions

What do I do? I want to protect myself (meaning, want her off the company before we're married) as well as her ASAP.
Is thererisk regarding the work failing and causing injury or death, or am I incorrect? If so, who's at risk? The company or her father directly?
Is there past tax evasion/fraud risk? She had no knowledge about his use of the company up until the last week. She knew she was once on the company, but was told last year that her father "thinks she's no longer involved."
Am I paranoid? I know people do this type of thing often, but involving your kids for ten years and then billing on behalf of the child's company (legally/technically) is shady (IMO, of course).


I am prepared to dissolve the LLC and let her father be butt hurt over it, if I have to. The alternative is to push off the wedding until this is resolved. I told my fiancee that I'm not going to willingly marry her when she's part of this. I know she would never do something like this intentionally, and she told me that she didn't know any better when she signed the paper work in 2004. However, she now knows, and I told her this could potentially be a huge issue for her and her father, should anyone get audited or his clients get audited.

Thanks in advance.

Personal Finance Deals
Income going up SIX fold - changes to expect?
Added on : Tuesday January 28th 2014 07:00:08 AM
g: -1 Posted By: ChelseaMD
Views: 221 Replies: 5 Hi guys,

I made a new username for this topic - I have been a member here for a while, but wanted to have a different username as my old one is tied to many accounts that could make my identity known, which for some reason, I would like to keep private for this topic.

I am currently a chief resident in a surgical sub-specialty at a terrific institution. While residency comes with great training, the pay is less than stellar. My average for the last five years was about 50k a year. I have had the benefit of being married to an attorney who makes a nice amount of income, about double my salary for the last two years. So we have not, by any means, had any complaints of living under poor circumstances and are very grateful to be in our position.

Through my 5 years of residency, I maxed out my Roth IRA each year, and my wife contributed the max to her TSP to have any equal match by her employer. Our retirement is on track with what we wanted to do, especially since after this year, we will not be able to give to a Roth any more. She was blessed to come out of college and law school with ZERO debt and no student loans. I came out of college with no debt, but have roughly 120k of medical school loans to pay back still. About half are locked into a 3.5-4% rate while the rest are at 6.3%.

We have rented the last 3 years (in a big city) and have a car that is fully paid. No credit card debt at all, all bills paid for 100% every month.

I just signed a contract with a private employer to start next year back near our hometown. The starting salary is roughly 6x what I made in residency with a bonus structure that takes it even beyond that. I was lucky enough to be offered a partnership position from day 1, with no associate years/trial years to decrease my flow of income if I work hard. Basically it is an assured salary with a bonus structure that pays me 100% for every cent I make over my salary floor. It also came with a signing bonus worth about 1/2 of my yearly resident salary and moving expenses to get us moved in to our new location with no cost to us. A true sweetheart deal that I cannot be more thankful for.

Now, my wife will have to leave her job, with no way to transfer as there is no government branch there to transfer to. The cost of living will be lower, so we have that to look forward to as well.

But now comes the great unknown, and I am unsure about a lot of things - I am 30, she is 29. We currently have no children, but plan on having them in the next year or two. We want to buy a place - either a condo or house close to the beach I will be working on. We will need new cars, new health insurance, new retirement planning, new child planning, etc. I assume a lot of our benefits will be done through my employer as I have started to look through it.

However, I ask the awesome FW community - what should I expect? Besides higher taxes, what should I do now that my net worth, etc is worth more than it ever has - and by a long margin. Are there important things I must do now? A will? Life insurance? All these things I am trying to learn about, but I cant seem to shake the fact that I am forgetting many things.

I thank you all ahead of time for whatever advice you can give.
Personal Finance Deals
g: 0 Posted By: dougtaylor1
Views: 37 Replies: 0 I personally have made $1,000 by losing weight in the last year. I was going to do it anyway, so it was easy money.
This was posted over a year ago by NantucketSunrise, and some of their programs have changed, but I can tell you from personal experience, this is legitimate.
They have been featured on many news programs including Fox News, the Today Show, CNN, The Doctors and many news magazines.

HealthyWage.com

They had 2 different programs that Isigned up for...
1.) Lose 10% of your weight in 6 months. Put up $150 to win $300. I did this twice and got paid for each 10%.
2.) Go from a BMI of at least 30, and get it down below 25 in 1 year's time. You could do this for free to win $100, but I paid $300 and won $1000.

The great thing was that I was losing weight anyway and this gave me the incentive to lose more weight than I had planned. I am so glad i did. I went from 258.5 lbs.to 184 lbs. in a year and a half and reduced my BMI from over 30 to less than 25 and my fat percentage to 20%. My visceral fat went from 15% to less than 10%. I haven't been this in shape for 30 years. I was not planning on getting down to 184 lbs. My original goal was getting under 200 lbs. Because I signed up for HealthWage it motivated me to reach 184 lbs.

They have 2 current programs.

1.) Join a group weightloss competition of 5 people. I was already losing weight on my own and didn't want to bother with other people. This is for 12 weeks. It can be a group of friends or employer based. Entry is $25 a month per player. The team with the greatest percentage weight loss wins $10,000. $5,000 and $3,000 for 2nd and 3rd place. See more here: HealthyWage Team Challenge
2.) Set a goal and tell them what the goal is and how much you are willing to wager each month of theperiod and they will tell you how much you will get back. It must be alteast 10% of your current weight. Here is how it works: HealthyWager

From there you need to get weighed in. You have 3 options.
1.) Your personal doctor
2.) A gym or some place working with healthywage
3.) You make a video of yourself being weighed and upload it to their website. I did it this way. I followed their instructions and was successful each time with no problems.

They also want you to take a "before" picture of yourself. And then provide an "after" picture in the event that you win. During the 6 months to 1 year that you are doing this program, you need to submit your updated weight at least every 7 days. You do not have to go anywhere special to get weighed in, you just need to log into their website and put an updated weight. If you miss entering your weight 3 times during the challenge, you lose.

25% of the people are successful with these challenges. I think the things that you need to consider before signing up for this is...
1.) Will I remember to update my weight every week? I suggest putting a weekly reminder on your cellphone, that is what I did.
2.)Can I keep the weight off? It is not as simple as winning the challenge. Say you lose the 10% required in 3 months. They want your weight at 6 months. So you will need to keep that weight off for an additional 3 months.
4.) Am I willing to risk the money? For me it was not about winning money. I hate the thought of losing it. And itgave me a lot of motivation.

Here is the original thread. Disregard any questions about the legitimacy of it. I have done it and it works. http://www.fullofdeals.com/forums/hot-deals/1252592/

Some material here credited to themadhookup! Thanks.
Services Deals
g: 0 Posted By: heyyl0w
Views: 177 Replies: 1 Just in time for Valentine's Day, Adore Me lingerie is offering your first set of intimates for $25. Some can be listed up to $50 so you could be getting half off if you play your cards right. (Get it?) Shipping and exchanges are free. Linkerie

Use coupon code "V25DAY" at checkout. Code expires at midnight tonight.

Adore Me is basically a subscription service where you can skip any month you like as long as you let them know by the 5th. You can have a "VIP Membership" where you pay a minimum of $40 a month. The sixth set is free.

You can also pay month to month and your styles start at $50. The also have a refund policy in case you are charged and you didn't want to be. View more here.

To compare, Victoria's Secret panties can be up to $9.50 per pair and bras usually start around $50.
Clothing Deals
g: 0 Posted By: DaysFan
Views: 179 Replies: 1 Clarks Artisan Dunbar Cruiser Leather & Suede Driving MoccasinsQVC Price: $80.00Lunchtime Special Price:$36.25Good until January 27, 2014 3:59 p.m. ETShipping & Handling: $7.72

http://www.qvc.com/Clarks-Artisan-Dunbar-Cruiser-Leather-&-Suede-Driving-Moccasins.product.A236235.html?sc=A236235-LTS&cm_sp=VIEWPOSITION-_-1-_-A236235&catentryImage=http://images-p.qvc.com/is/image/a/35/a236235.001?$uslarge$

linkedSuperior craftsmanship and a classic design are the hallmarks of these driving moccasins. Supple suede and smooth leather ensure their sublime look and feel. From Clarks Artisan.

Stitching with bow across vamp
Padded insole, textured outsole
Approximately 1/4"H sole
Fit: true to size
Medium whole and half sizes 5 thru 10, 11, 12
Leather upper; man-made balance
Made in India




http://www.qvc.com/Lunchtime+Specials.content.html
Shoes Deals

QVC Coupons
BBVA Bank Open Account get Free Kindle Fire 7" HD
Added on : Monday January 27th 2014 08:00:11 AM
g: 1 Posted By: forbin4040
Views: 151 Replies: 1 Of course BBVA has been having these types of specials all year (The Samsung Galaxy Tab 3 was notable) but I didn't see a current one posted.

But you are nearby to one

Kindle Fire HD 7" (Last Years Model) 8gb
1 DD of $300 or more
3 Online Payments of at least $50.
New Customers only.

And Yes they will run your credit and yes they will 1099 you.

http://www.bbvacompass.com/special/201401/kindle/

Offer is valid only for consumers who have not had a BBVA Compass consumer checking account within the last 90 days. Customers who open an Easy Checking account are eligible for this offer. NBA Checking and ClearConnect Checking accounts are not eligible. Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Miscellaneous fees and service charges may apply. A qualifying bill payment is one that you schedule through your BBVA Compass Online or Mobile Banking profile and is paid by the deadline. Person-to-person (Pay People) payments and wire transfers do not qualify. Once the required activities have been completed, the 7 8GB Kindle Fire HD will be shipped via courier within 60 days to the checking account statement address. Signature will be required at the time of delivery. The account must remain open and be in good standing at the time the bonus is shipped. BBVA Compass employees and household members are not eligible. There is a maximum of one (1) bonus per household. BBVA Compass may report the value of the Kindle Fire HD to the IRS as required by law. Kindle, Kindle Fire, Amazon, and the Amazon Kindle logo are trademarks of Amazon.com, Inc. or its affiliates. Kindle devices are given away on behalf of BBVA Compass. Amazon is not a sponsor of this promotion. Other limitations may apply.BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.
Deal Deals
g: 0 Posted By: marketingmike
Views: 130 Replies: 3 On $7,500 spend within 3 months. More details here.

This offer's not for everyone. I took itas on my valuation the miles pay for the annual fee, making this a free AA club membership. This will be my primary program for probably the first half of 2014 so I can requal for Platinum.

Edit thread title for even more clarity on annual fee


Deal Deals
g: 0 Posted By: DaysFan
Views: 127 Replies: 0
Trend Report Women's Anna Black Extended-Calf Fashion...
VARIATION


$19.99 each
$49.99 each
linked


Special Offers

Free shipping! Orders $59 or more Offer ends 28-Feb-2014 See details.
Online Only! EXTRA 20% off shoes Sold by Sears. Use code SHOE20. Minimum purchase $40. Offer ends 12-Feb-2014 See details.
Online Only! EXTRA 15% off shoes Sold by Sears. Use code SHOE15. Minimum purchase $20. Offer ends 12-Feb-2014 See details.

Product DescriptionRunway-style elegance meets ultimate comfort with these Trend Report women's Anna extended-calf fashion slouch boots. With an extended calf and trendy slouched style along the shaft these boots have enough room to provide the right fit. A flat heel and flexible outsole will keep your feet feeling happy, too!

Slide-on style
Back buckle detailing
Synthetic leather upper
Extended-calf height
Shaft height: 15 in.
Shaft circumference: 7 in.
Rubber midsole
Treaded rubber outsole
Materials: Man-made
Care: Wipe clean
Imported



others here

Bongo Women's Julia Ankle Black Slouch Booties
linked
$14.99 each $39.99 each Save 63 %thru 02/01/14All items on sale$14.99 each $39.99 each Save 63 %thru 02/01/14All items on sale Sold by Sears and Fulfilled by Sears

Special Offers

Free shipping! Orders $59 or more Offer ends 28-Feb-2014 See details.
Online Only! EXTRA 20% off shoes Sold by Sears. Use code SHOE20. Minimum purchase $40. Offer ends 12-Feb-2014 See details.
Online Only! EXTRA 15% off shoes Sold by Sears. Use code SHOE15. Minimum purchase $20. Offer ends 12-Feb-2014 See details.

Product DescriptionWomen's Studded Julia Black Slouch Bootie Can Be Dressed Up or Down For Any OccasionWomen looking for new footwear can find all of their staple items at Sears, like the Bongo women's studded Julia black slouch bootie. These boots have a classic aesthetic that take ladies through many years of varying personal preferences and fashion trends. They look just as chic 10 years later as they do the day that women take them home from the store. This Bongo model takes modern women everywhere they need to go. Whether they're putting in long hours at a work conference or taking their kids to the playground, ladies get the comfort that they need.The women's studded Julia black slouch bootie is an ankle boot design. It has a studded strap detail and a flat heel to keep feet happy even during extended wear. The black color makes it easy for women to put together both casual and formal outfits. The boots have a faux suede upper portion and a thermoplastic rubber outsole.

Shopping has never been more simple when there are essential items like, the Bongo women's studded Julia black slouch bootie available
Classic appeal and neutral black takes women through varying fashion trends and personal tastes for long-term wear
Versatility for a wide range of settings from a low-key work environment to a fancy theater
Pairs beautifully with skinny jeans, skirts, dresses, and more
Time-tested ankle design
Studded strap detail adds a unique aesthetic
Flat heel for guaranteed comfort when women are on their feet for hours at a time
Medium width, sizes 5.5 to 11 including half sizes


Shoes Deals

Sears Coupons
Flowers and Gifts from FTD.com (Half Off). Two Options Available.
Added on : Friday January 24th 2014 02:00:06 PM
g: 0 Posted By: ArtieLange
Views: 63 Replies: 0 Flowers and Gifts from FTD.com (Half Off). Two Options Available. at Grouponhttps://www.groupon.com/deals/ftd-com-amarillo-1

Flowers Deals

Groupon Coupons
g: 0 Posted By: slervik
Views: 131 Replies: 0 Jos. A. Bank is offering most of their suits for 75% off and 70% off topcoats, leather jackets & sweaters.

Notable Offers:
Jos. A. Bank Men's Meringo Wool Full-Length Topcoat - $69.00
Signature Gold 2-Button Wool Suit - $298.00
Lambswool Half-Zip Sweater - $37.50
Clothing Deals

Jos. A. Bank Coupons
Ocean Minded Men's Minoa Canas Lace Up Crocs - $37.49 + FS @ Crocs
Added on : Thursday January 23rd 2014 02:00:12 PM
g: 0 Posted By: heyyl0w
Views: 197 Replies: 0 Crocs has their Ocean Minded Men's Minoa Canas Lace Up Crocsfor $37.49 with free shipping. That makes these shoes half off.

The Black/Blue combination is available in sizes 8.5 and 9.5. The Green/Brown combination has considerably more options to choose from.


Comfort. Style. Lightweight. The Minoa Canvas Lace-up is the perfect every day shoe. A comfortable Croslite material footbed and a stylish canvas upper will quickly make these amazing Ocean Minded shoes a daily favorite.Minoa Canvas Lace-up Shoe details:

Uppers made from lightweight canvas
Textile linings for comfort and moisture management
Anatomical footbed made with 10% recycled Croslite material
Nature inspired, rubber content outsole with natural cork absorption heel insert

Shoes Deals

Crocs Coupons
Former Employer Requesting Another W-9 Form Filled Out
Added on : Wednesday January 22nd 2014 06:00:06 PM
g: 0 Posted By: mdpom
Views: 90 Replies: 1 I worked for a company as a tutor in the earlier half of 2013, but I quit shortly after because of the shady behavior (last minute, unorganized tutoring arrangements). I filled out a W-9 with them when I started, but now they are requesting another one, saying they need to report the income.

I'm not arguing about the income being reported, but I already filled one out. If they aren't using that for taxes, why did I fill it out? Is it the norm to request a W-9 at the start of employment and the start of the year? Is there any danger or any illegal things they can do with me filling out another W-9 with them?

I hope this is not a weird question. I just don't understand why they would need another W-9 if I only worked with them for a few months in 2013 and cut ties. I tutor with another company (for a different test) for years now, and fill a W-9 only at the start of another year with them, and never had to fill one out twice for one year.
Tax Deals
g: 0 Posted By: jessicadabears
Views: 81 Replies: 0 Sharper Image Motion-Activated Candy Dispenser - $28.95 w/ 2.95 Shipping at Overstock.com.

Includes: One (1) candy dispenser
Plastic
Black
Requires Four (4) AA batteries (not included)
Optional AC power adapter (not included)
Recommended age: 12 years and up
Dispenses candy into your hand via built- in automatic touchless sensor
Large-volume canister stores pounds of your favorite candy
Contemporary design ideal for your kitchen or workplace
For use with hard or semi-hard candy up to one half of an inch in size
Catch tray helps prevent spillage
Dimensions: 7 inches long x 6 inches wide x 12.5 inches high
2.6 pounds
Model: 1520008

Home & Garden Deals

Overstock Coupons
Nostalgia Electrics CFF965 Mini Chocolate Fondue Fountain $14.88 at Amazon
Added on : Wednesday January 22nd 2014 01:00:05 PM
g: 0 Posted By: DDoubleyou
Views: 209 Replies: 0 Link


Had to bite at this price! Just about half the price of the lowest I could find, and lowest ever on Amazon according to camelcamelcamel


Appliance Deals

Amazon Coupons
The Internship (DVD) - $2.99 @ Amazon (Prime)
Added on : Monday January 20th 2014 03:00:06 PM
g: 0 Posted By: heyyl0w
Views: 227 Replies: 0 Amazon has The Internshipon DVD for $2.99. Ships free with Prime.

"Vince Vaughn and Owen Wilson team up to crash the digital world in this laugh-out-loud buddy comedy you've been searching for! Trying to reboot their obsolete careers, old-school salesmen Billy (Vaughn) and Nick (Wilson) talk their way into an internship program at the state-of-the-art Google campus, vying for a handful of spots among tech-savvy college students who are half their age and twice as smart. The competition is fiercely funny as Billy and Nick break all the rules in a hilarious quest to land their dream jobs!"

Looking at reviews, it's clear that critics hate this movie. I thought it was pretty funny- albeit cornier than Iowa. For $3 you can see for yourself.
DVD Deals

Amazon Coupons
Need advice for Rolling over pension into IRA
Added on : Monday January 20th 2014 09:00:13 AM
g: 0 Posted By: dealgain
Views: 102 Replies: 3 Hello FWF
I have a small pension plan account from a previous employment that shows ~18k if I were to go for a lump-sum payment. In the basic discussions with the plan administrator, I was told there will be a 20% tax deducted upfront if I were to ask for cash payment. The other option was to roll over into a qualified retirement plan with no such tax. Ive asked them to start the withdrawal process (which they told me would first send me a packet of documentation..later I call them and go over with them for filling up the paperwork and make selections on what type of retirement plans etc.). As of my call last week they said, at this point the earliest payout date is April 21 2014 because of the workload they have in their office (provided I return back the paper work to their office in 10 business days). I think this was too much of a lengthy time but didnt complain much.
The only reason I want to withdraw is: In the past five years it has grown on an average of $500 a year. I felt this is too little of a growth.
Im looking to FWF advise on this approach: What would be my best qualified retirement account that I can roll over to at this point and is there some sort of a lock-in period before I can withdraw from there as a lump-sum (Im guessing this route has only 10% upfront taxes in the form of early withdrawal penalty so I would be saving half of the upfront taxes) And in the meanwhile the money is sitting in the IRA, I can invest that in the safest vanguard or schwab ETFs?

Please help me find out What are the things I am missing.
TIA
Investing Deals
g: 0 Posted By: UofFry
Views: 32 Replies: 0 http://www.jabberjava.com
If you haven't had this coffee, it's fantastic. You can upload a photo or instagram pick on the label or choose one of theirs. I've never seen it half off. (plus shipping)
Deal was in a "Here's The Deal" email promotion.
50% code:HTDJAVA
ChordBuddy Guitar Learning System and Practice Aid - $36.99 Prime
Added on : Saturday January 18th 2014 03:00:02 PM
g: 0 Posted By: ChiefBrody
Views: 1 Replies: 0 Pretty cool device. Play songs in a few days. Rarely goes on sale.

BaBaBlinko

It gets you playing from day one.
It allows you to progress faster, without seeming like work or learning at all.
It's a proven, effective, all-in-one system, suitable for all ages.
Instruction Book and Companion DVD with a 2 Month Lesson Plan. ChordBuddy Songbook with over 100 Songs
Works on acoustic and electric guitars. The ChordBuddy currently does not work on left-handed guitars, nor does it work on Classical or half-sized (Children's) guitars
What eastern states will title a "junk title" car?
Added on : Saturday January 18th 2014 02:00:05 AM
g: 0 Posted By: heatherton7501
Views: 37 Replies: 1 I bought a brand new 2014 Chevy Malibu flood car at a salvage auction that has the salvage title branded as "Parts Only." The water only got as high as the center tunnel and I gutted the interior and let it dry out for 4 weeks. I replaced all the control modules and wiring that got wet and then had them programmed at a GM dealer. Now the car looks and runs like new. Without getting into a debate about the problems with flood cars, does anyone know what eastern states will title a car with said junk title? And no, I'm not trying to wash the title as I expect the new title to be branded something like "Rebuilt Salvage/Flood" or similar. So far I've only come up with Vermont but that's 600 miles away from me in Virginia, plus they make you pay 6% sales tax on the BOOK VALUE which according to the VT DMV would be over $15,000 even with the salvage when I paid less than half that. Any other state?
Personal Finance Deals
g: 0 Posted By: ArtieLange
Views: 202 Replies: 0 Tommy Bahama Flip Side Pro Reversible Half Zip Pullover $48.98 at Nordstrom

http://shop.nordstrom.com/s/tommy-bahama-flip-side-pro-reversibl...
Clothing Deals

Nordstrom Coupons
Half off TWO tickets to the Manatee Festival in Orange City, FL
Added on : Friday January 17th 2014 06:00:17 AM
g: 0 Posted By: TomPtz
Views: 167 Replies: 0 Highlights:

Get HALF OFF two adult tickets to the Manatee Festival, January 25th and 26th!
The Manatee Festival offers all kinds of entertainment for young and old.
Buses run to the spring to see the Manatees each day of the event and gate fee covers bus and admission fee to Blue Spring State Park.
There are many craft vendors, food vendors, childrens games and rides and a variety of musical acts for all to enjoy.


Fine Print:

Only valid on January 25th and 26th.
No cash value.
Rain or shine event.

Company Info:
Orange City Blue Springs Manatee Festival
Orange City, FL 32763
(386) 775-9224

Complete Details:The Annual Orange City Blue Springs Manatee Festival was founded in 1985 with the mission to facilitate improvements and wellness for West Volusia Residents as well as promote environmental awareness in the community to the fullest. The Organization is a registered non-profit organization.Over the last 28 years, The Manatee Festival has raised over $500,000. Last year alone over $40,000 was raised to give back to the community.

Food, Fun, Art and Crafts!

Continuous Entertainment for the Whole Family
Arts & Crafts Show with Over 100 Booths
Music and Dancing!
Manatee Viewing
K-9 Dis-Connected
Children's Area with: Shows - Face Panting - Games
Central Florida Zoo Animal Ambassadors
Environmental Conservation Displays

Fun For The Whole Family!:

Central FL Zoo Presentations & Animal Ambassadors
Arts & Crafts
Dancing
Face Painting
Shows & Rides


Children's Fingerprinting by V.I.P.S.
Walk-on-water Balls
SPCA Adopt-A-Pet
Great Food
Entertainment
Sand Sculpting


Entertainment:

Bubba Whoopass and the Whoopoffs
Caerbannog
Karegan Wodz
The Propellers
Disconnected K9's World Famous Frisbee Dogs

Manatee Fest Games!:

Rock Wall Climbing
Bungee Jumping
US Army Obstacle Course
Balloon Man Shooting Gallery

Learn More
Restaurants & Entertainment Deals
g: 2 Posted By: Redbeard25
Views: 231 Replies: 0 bloklink

Yes, shipping kills the deal, but it's a good add-on if you're headed to $99 at Macys.com or if they happen to have it in store near you.

Give me green... or yellow... or blue...
Game Deals

Macy's Coupons
gerber black diesel multi-tool amazon lightning deal $44.79 until 6pm ct
Added on : Thursday January 16th 2014 09:00:06 AM
g: 0 Posted By: jeffwastaken
Views: 146 Replies: 0 gerber black diesel multi-plier with sheath model 22-41545

Amazon is offering a highly rated gerber multi-tool that includes a wire cutter/stripper, needle nose pliers, a cross point screwdriver, various size flat blade screwdrivers, a partially serrated knife, can and bottle openers, saw, scissors and a file.

this multi-tool has a black finish, weighs just over half a pound, contains intuitive buttons to unlock and quickly use each tool and comes with a limited warranty.

made in the usa.
Tools Deals

Amazon Coupons
g: 0 Posted By: clearanceman
Views: 185 Replies: 0 Eklind EKL-21172 7 metric Allen Key Folding Set includes 8mm and made in USA $6.99 shipped ($13.99 on eBay and more at Amazon!)Less than half what it is at Amazon, made in USA, sturdy tool, good reviews everywhere it's reviewed. Really a nice deal. I needed one to put in a bag on the bike and couldn't believe it was half the price of anywhere else. Received it today. Very sturdy and solid.

http://www.paperclipsetc.com/Prod...p10020636r

Link at Amazon

http://www.amazon.com/Eklind-Comp...+EKL-21172

And here

http://www.amazon.com/gp/offer-li...1389880802

eBay Cheapest $13.99 shipped

http://www.ebay.com/itm/NEW-Eklin...2ec156070e
Tools Deals

eBay Coupons
Set of 2 Silicone Non-Stick Baking Mat $16.19 FSSS
Added on : Wednesday January 15th 2014 09:00:05 AM
g: 0 Posted By: sabeela
Views: 199 Replies: 0 2 Pack Silicone Non-stick Baking Mats on Amazon for $16.19.

List price is $34.74. On sale at $17.99.

Use coupon codeIXQNXOOX to get additional 10% off.

The final price with coupon comes to $16.19.

http://www.amazon.com/Silicone-Baking-Professional-Certified-Hal...


Home & Garden Deals

Amazon Coupons
'PayPal Testing New Checkout Processes'
Added on : Wednesday January 15th 2014 02:00:03 AM
g: 0 Posted By: tuphat
Views: 55 Replies: 0 From PaymentsSource. Sounds like a data breach waiting to happen, IMHO.

PayPal plans to deploy a checkout system that contains the payment entirely within the merchant's website, one of several payments technology initiatives underway in at eBay's payments subsidiary.

PayPal is testing the new checkout system with a "handful of partners" and will make it more widely available to larger merchants during the first half of 2014, with a rollout for smaller merchants also in the works, says Don Kingsborough, vice president of retail services for PayPal, in a Jan. 13 blog post.

http://www.paymentssource.com/news/paypal-testing-new-checkout-p...
Discussion Deals
Need some help for 55 year old
Added on : Tuesday January 14th 2014 10:00:11 AM
g: 0 Posted By: brucesprings
Views: 43 Replies: 0 Here is my situation I just received a cashpay out of $15,000 and I need help how to proceed. I currently live by myself in a single family home with no mortgage, but I had to pay off my ex-wife her half of the home so I took out a HELOC 3 years ago for $165,000 (2.99%)to do that. Since then I have paid down the loan to about $146,000 after taking on a part time job along with my full time job. I would like to get a real mortgage but I do like the low interest rate on my current pay off but I know that rate will go up in the near future. Need some good ideas on what the experts would do.
Personal Finance Deals
Home Depot - Select Garden Tool Clearance YMMV
Added on : Monday January 13th 2014 04:00:04 PM
g: 0 Posted By: jim4safety
Views: 261 Replies: 0 Purchased several garden tools at HD in Williamsburg, VA. They had more than I purchased, but I bought

Husky Sledge Hammer 10lb. $8.40-had been $31
Husky D-Handle shovel $12.00
Husky Fiberglas heavy-duty digging shovel $19.00 - had been $29(ash hable for $13.00)
Half moon edger $5.03- this is a cheap tool
2.5 lb. cutter mattock w fiberglass handle $8.40
Husky Post Hole Digger $26.00- had been $45

Tools Deals

Home Depot Coupons
LongHorn Steakhouse - B1G1 half off lunch combo & $4 off 2 dinners
Added on : Monday January 13th 2014 01:00:02 PM
g: 0 Posted By: remick
Views: 27 Replies: 0 http://www.longhornsteakhouse.com/promo/lunchcombo/

www.longhornsteakhouse.com/promo/4off2ae/?

Harry Potter School Trunk Costume Set $29.97 @ Amazon + Prime
Added on : Monday January 13th 2014 08:00:02 AM
g: 0 Posted By: seodude
Views: 62 Replies: 0 I don't know quidditch about Harry Potter, but it has good reviews & it's half price.
$29.97 + Prime @ Amazon

Harry Potter School Trunk Costume Set Child
Toys Deals

Amazon Coupons
Massage - 50% Off (Windermere, FL)
Added on : Monday January 13th 2014 05:00:04 AM
g: 0 Posted By: TomPtz
Views: 175 Replies: 0 Half off Swedish and Cupping Massage in Windermere at 7L Bliss Massage!
Highlights:

Get your relaxation on and grab this deal while it is available- half off swedish and rubber cupping massage in Windermere, only at 7L Bliss Massage!
Acucups are great for deep tissue massage; they have a sedative effect and will leave your patient extremely relaxed.
The cups will increase blood circulation leaving the skin with a smooth look and healthy glow.


Fine Print:

Full promotional value of certificate must be used at time of purchase; no Cash Back.
Promotional value expires 7/16/14.
Appointment required, and gratuity not included.

Company Info:
7L Bliss Massage

,

Windermere, FL 34786
321-662-7858
Complete Details:This is the PERFECT gift for that special lady or gentleman in your life, and it even makes a fantastic Valentine's Day Present! Get half off a Massage and Cupping experience at 7L Bliss Massage in Windermere! Cupping is a form of Traditional Chinese Medicine that has been practiced for over three thousand years. It involves creating suction against the skin with the use of cupping tools; usually along the bodys meridians (the energy channels according to Traditional Chinese Medicine.) Cupping works wonders for respiratory diseases, menstrual disorders, digestion, headaches, dizziness, and lymphatic blockages.Advantages of Acucups cupping therapy:

Lift connective tissue
Loosen adhesions
Release rigid soft tissue
Myofascial release
Activate the lymphatic system
Drain excess fluids
Draw out inflammation
Create toxin release
Bring blood flow to stagnant skin and muscle
Stimulate the peripheral nervous system
Improve circulation and blood flow
Reduce appearance of cellulite by toning tissue

Learn More

Services Deals
g: 9 Posted By: fkebay
Views: 3800 Replies: 8 Home Depot B&M
YMMV



1. Brinkman grill - charcoal kettle, sku 1000-014-216, Was $80, now $27

2. 19" Cadet drop in sink, sku 240-760, Was $81, now $17

3. Ryobi 24 volt string trimmer/edger, sku 365-896, was $149, now $79

4. Garden Tiller by powermate, sku 408-414, was $650, now $447

5. Fenton Chaise lounger, sku 373-031, Was $399, now $127

6. 40" Ditch Bank Blade, sku 576-155, Was $40, now $30

7. Half moon edger, sku 146-512, Was $20, now $5.05

8. 175 foot slidetrack hose reel, sku 794-385, Was $40, now $20

9. B&D 18 volt String Trimmer/edger, sku 924-985, Was $100, now $59

10. 3 pot vertical garden, sku 269-114, was $20, now $4.40

11. vertical garden, sku 267-641, was $20, now $4.40

12. Hanging basket, sku 122-289, Was $7.00, now $1.70
Tools Deals

Home Depot Coupons
$19 for $50 Global Hotel Card by Orbitz
Added on : Monday January 13th 2014 01:00:09 AM
g: 0 Posted By: TomPtz
Views: 214 Replies: 0 $19 for $50 Global Hotel Card Powered by Orbitz to spend at Over 70,000 Hotels Worldwide

Highlights:

The Global Hotel Card Powered by Orbitz is the premier worldwide hotel gift card.
Whether for your own use or as a gift, enjoy options from over 70,000 hotels worldwide including all the major brands, resorts, boutique hotels, Bed and Breakfast choices and more.
No date restrictions, fees or expiration dates on value paid.


Fine Print:

Valid for online hotel reservations only at www.globalhotelcard.com
No date restrictions.
2-night minimum stay required.
Minimum pre-tax spend of $150 required.
Limit 1 code per reservation and only one room can be booked per reservation.
Gift cards are non-refundable.
Limited quantities available.
Paid value ($19) does not expire.
Promotional value (additional $31) may expire.
See gift card/voucher for details on expiration of promotional value (additional $31).
To Redeem: Reservation must be booked at www.GlobalHotelCard.com(*Not Orbitz.com).

No cash value.Complete Details:Minimum two-night stay and minimum of $150 pre-tax spend required. Limit one voucher per hotel booking. Limit one room per booking. Please see Fine Print for additional rules and restrictions on offer. Promotional value expires on June 30, 2014.Take advantage of this fantastic deal for half-off a gift card good for booking at over 70,000 hotels worldwide with The Global Hotel Card Powered by Orbitz.com.For just $19 youll get $50 towards online hotel bookings at www.globalhotelcard.com.Treat yourself to a getaway weekend, or plan your next dream trip with an instant $31 savings toward your hotel booking! Today's deal saves you time and money with upcoming hotel stays, or give it as a gift to treat someone else to a fun or relaxing getaway. You can use the deal immediately, there are no date restrictions, and Global Hotel Card Powered by Orbitz website has excellent pricing and hotel availability at over 70,000 hotels worldwide. You can buy as many vouchers as you like, (but remember only one voucher per booking) so don't forget to think of your friends and family.Powered by Orbitz design and trademarks are the property of Orbitz Worldwide, LLC and are used by license.Learn More
Hotel Deals

Orbitz Coupons
Is there any decent personal finance software for Mac?
Added on : Sunday January 12th 2014 05:00:06 PM
g: 0 Posted By: marketingmike
Views: 78 Replies: 2 Have been having service issues with Mint. Constant timeouts.

Looked around at personal finance software packages for Mac. iBank trial crashed my machine four times in half an hour; Moneydance download/import seems less automatic than iBank (from documentation only; didn't try it); Quicken seems to have largely abandoned Mac for some reason.

My needs aren't complex. I just want to be able to track spending against budget, largely to keep my wife in check. I don't even really care about tracking investments; I just look at that through the individual websites and that's good enough for me.

Anything for Mac? Other browser based solutions?
Personal Finance Deals
g: 1 Posted By: fkebay
Views: 226 Replies: 0 Home Depot B&M
YMMV



1. Brinkman grill - charcoal kettle, sku 1000-014-216, Was $80, now $27

2. 19" Cadet drop in sink, sku 240-760, Was $81, now $17

3. Ryobi 24 volt string trimmer/edger, sku 365-896, was $149, now $79

4. Garden Tiller by powermate, sku 408-414, was $650, now $447

5. Fenton Chaise lounger, sku 373-031, Was $399, now $127

6. 40" Ditch Bank Blade, sku 576-155, Was $40, now $30

7. Half moon edger, sku 146-512, Was $20, now $5.05

8. 175 foot slidetrack hose reel, sku 794-385, Was $40, now $20

9. B&D 18 volt String Trimmer/edger, sku 924-985, Was $100, now $59

10. 3 pot vertical garden, sku 269-114, was $20, now $4.40

11. vertical garden, sku 267-641, was $20, now $4.40

12. Hanging basket, sku 122-289, Was $7.00, now $1.70
Tools Deals

Home Depot Coupons
Griffin Technology MOTO TC Rally Car $50 (half price)
Added on : Sunday January 12th 2014 01:00:03 PM
g: 0 Posted By: cripes
Views: 180 Replies: 0 Griffin Technology MOTO TC Rally Car for half price using code RALLYCES at Griffin Webstore. Offer expires on 1/17/14.
Just checked Amazon and they have it for $50 so not really a good deal after all, sorry.

RC & Hobbies Deals

Griffin Technology Coupons
select NorthFace on sale at Macys.com
Added on : Saturday January 11th 2014 06:00:01 AM
g: 0 Posted By: DaysFan
Views: 0 Replies: 0 http://www1.macys.com/shop/mens-clothing/the-north-face?id=18253&edge=hybrid#!fn=pageIndex%3DNaN%26sortBy%3DORIGINAL%26productsPerPage%3D40&!qvp=iqvp
linked


the north face Jacket, Resolve Waterproof Rain Jacket

Orig. $90.00
Now $62.99


the north face Jacket, Apex Bionic Water Repellent Jacket

Orig. $149.00
Now $99.99

the north face Shirt, Half Dome Short Sleeve T-Shirt

Orig. $25.00
Now $17.99


the north face Neck Gaiter, FlashDry Fleece

Orig. $25.00
Now $17.99



the north face Fleece, TKA Glacier Quarter Zip Polartec Fleece

Orig. $55.00
Now $38.99

the north face Shirt, Chimborazo 2.0 Full Zip Sherpa Fleece

Orig. $99.00
Now $68.99


the north face Jacket, Various Guide HyVent Waterproof Jacket

Orig. $199.00
Now $138.99



the north face Shirt, Long-Sleeve Graphic T-Shirt

Orig. $35.00
Now $24.99


the north face Coat, McMurdo Hyvent 550 Fill Parka

Orig. $330.00
Now $229.99


the north face Big and Tall Jackets, Denali Fleece Hooded Jacket

Orig. $219.00
Now $149.99

the north face Swimwear, Pacific Creek Prink Quickdry Board Shorts with UPF 50

Orig. $55.00
Now $37.99

the north face Shirt, Stone Cat Sherpa-Lined Flannel

Orig. $110.00
Now $76.99

the north face Vest, Lindero Down Vest

Orig. $149.00
Now $99.99

the north face FlashDry Shorts, Better Than Naked Running 5" Shorts with UPF 50

Orig. $55.00
Now $38.99


the north face Big and Tall Coat, McMurdo Hyvent 550 Fill Parka

Orig. $330.00
Now $229.99


the north face Backpack, Trappist Skateboard Carry Backpack

Orig. $119.00
Now $79.99

g: 0 Posted By: Xenocrates
Views: 461 Replies: 3 Half priced Disney DVDs (Alice in Wonderland, Tarzan, Hercules, Lilo & Stitch, and more) - $9.96+ @ Amazon 
free shipping on $35+ or with Prime Includes a few of the classics and even Winnie the Pooh!   (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Movies Deals

Amazon Coupons
g: 0 Posted By: rareairhead
Views: 330 Replies: 0 Just in time for all FatWalleteers to fleece up before it really starts getting cold. Timberland offers their men's half-zip fleece jacket for $39.99. In cart they take another 30% off the original $89.00 price leaving you with a $27.99 bill. WELCOME13 takes it down to $25.19 with free shipping for Shoprunners(Free for most AmEx users). Otherwise add $5.95 for delivery. Think FW Cash Back applies also. Suggest you step it up, colors and sizes are disappearing. Deal ends February 7 at 3 am ET.

TimberLink

Description: Our men's fleece jacket is perfect for year-round wear. Built for comfort and durability, this synthetic jacket is a great outer layer for cool summer nights and can be worn under heavier coats when the colder season sets in.

Details:

100% polyester fleece
Two front zip pockets
Center back length (M): 27.5 inches
Chest (M): 44 inches
Care instructions: Machine wash separately in cold water on gentle or delicate cycle with mild detergents, use only non-chlorine bleach when needed, tumble dry low, cool iron, do not dry clean
Imported




Liberated from DealNews.

Enjoy!
Clothing Deals

Timberland Coupons
Moosejaw.com - $10 off $25 code for taking a survey
Added on : Friday January 10th 2014 11:00:03 AM
g: 0 Posted By: remick
Views: 249 Replies: 0 http://www.moosejaw.com/moosejaw/shop/content_lp-10-dollar-survey____

Here are some other fun rules about the $10 Survey Coupon thing:
The coupon excludes Patagonia full price items. It will work on Patagonia sale items.
This does not work on gift cards
This code is only valid with the email address provided on the prior page.
The $10 coupon is valid on purchases over $25 and expires January 26, 2014.
The coupon is good for in-stock items only and isn't valid for prior purchases.
Rewards points are cut in half for orders placed with the survey coupon.
It's just one coupon per customer and coupon cannot be combined with other offers.
Sorry for being so mean about everything.
Notice to vacate delivered to wrong house..
Added on : Friday January 10th 2014 09:00:23 AM
g: 0 Posted By: alamo11
Views: 67 Replies: 0 Not really finance related but anyhow. Come home today to find a notice to be out of the house by 7 AM Monday. Stapled on a copy of a foreclosure suit. Everything seems to be legit. Problem is the address is of the property is about an hour and a half drive from me! Same county but I live on one edge of the county and the house is on the other.. Not sure what do do; I don't want to have this person get screwed when the sheriff shows up Monday and I sure as hell don't want them on my property! The property the notice was left at is free and clear and I hold no interest whatsoever in the property that's to be vacated.

First time this has happened; anyone ever heard of this before? What should I do?
Torrini creates jewels and precious objects branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This small flask in sterling silver is part of the "Palazzo Davanzati" collection and reproduces an ornamental decoration from the refined, Renaissance tradition of the Florentine house. This creation is entirely handmade with the technique of lost wax casting and chiselling.• Height: 5 3/8"|13,5 cm • Width: 2 3/8"|6 cm• Handmade in Florence, Italy
ON SALE: Torrini - Sterling Silver Honey Dipper
Added on : Friday January 10th 2014 09:00:13 AM
An original design branded with a half clover with spur, an ancient trademark registered in Florence in 1369. Finely decorated and entirely handmade. • Length: 7"|18 cm • Handmade in Florence, Italy
ON SALE: Torrini - Sterling Silver Horse Shoe Paperweight
Added on : Friday January 10th 2014 09:00:13 AM
Torrini creates jewels and precious objects branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This sterling silver horse shoe is a symbol of good luck, and as in the Medieval Era it»s considered a protection against evil. Entirely handmade, this creation also represents an art that has been handed over for six centuries. • Height: 6"|15 cm • Width: 5 1/8"|13 cm• Handmade in Florence, Italy
ON SALE: Torrini - Sterling Silver Sword Paperknife
Added on : Friday January 10th 2014 09:00:13 AM
Torrini has always created original design products, branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This sterling silver detailed creation is a letter-opener with the shape of an ancient sword.• Length: 7"|18 cm • Handmade in Florence, Italy
ON SALE: Antik Batik - Wanjo Pouch Shoulder Bag
Added on : Friday January 10th 2014 09:00:12 AM
The Wanjo Pouch Shoulder Bag by Antik Batik is hobo in style and boho in chic. Featuring soft suede leather bag in half moon shape, long adjustable shoulder strap that can be worn cross body, suede fringe accents with rich embroidery and magnetic snap flap closure. Every handbag design is uniquely hand-crafted and varies slightly in pattern style.
ON SALE: Fratelli Rossetti - Dark Brown Suede Fringed Loafer
Added on : Friday January 10th 2014 09:00:12 AM
�Derby� square toe, dark brown soft suede fringed loafer shoes with side buckle detail. Featuring leather lining and half rubber sole. Made in Italy.
Free UBER Ride (Up to $20) *New Users Only San Diego, CA
Added on : Friday January 10th 2014 05:00:07 AM
g: 0 Posted By: puggle
Views: 170 Replies: 0 Free UBER Ride (Up to $20) *New Users Only San Diego, CA
Uber is "Everyone's Private Driver." To redeem: get the App from your smart phone's App Store. After enter the code provided when you click to print/use coupon. Your first ride is free up to $20. Promotion is for new users only in all US Uber cities.

Expiration Date: 03/01/2014
http://www.halfpricesandiego.com/San-Diego/Automotive/Taxi/coupo...
Services Deals
Lego Battles: Ninjago w/ Lego Ninjago Set (DS) - $14.99 @ Best Buy/Amazon
Added on : Thursday January 09th 2014 06:00:04 PM
g: 0 Posted By: heyyl0w
Views: 358 Replies: 0 Best Buy has Lego Battles: Ninjago w/ Lego Ninjago Set (DS)for $14.99 with free in-store pickup or free shipping on orders of $25 and up.

Amazon also has this deal shipped free with Prime.

Cheapest I could find this was $9.99 back in July.

Master the Ninja skill of Spinjitzu and use powerful weapons.
Customize your army and upgrade Hero units to unleash special attacks.
Battle your friends in multiplayer game modes.
ESRB Rating: EVERYONE with Cartoon Violence


Note- of the six reviews on Amazon, there are a couple that said when they received their item, the game was missing. They also said that upon contacting customer service, they were quick to remedy the situation. It seems like it was an internal error on the distributor's behalf.
Nintendo DS Games Deals

Best Buy Coupons
Football Cocktail Shaker (SuperBowl Deal) - $17.99 AC @ Amazon (Prime)
Added on : Thursday January 09th 2014 04:00:04 PM
g: 1 Posted By: heyyl0w
Views: 137 Replies: 0 Amazon has a Football Cocktail Shaker (SuperBowl Deal)for $17.99 after coupon code "SPRBOWL4" is applied at checkout.

Item has very positive reviews. Would make a great host gift for any Super Bowl parties you may be attending

24oz football-shaped cocktail shaker with black silicone stand
Made from gloss-finished food-grade stainless steel (Wash before first use)
4 piece shaker design - Silicone-lined tops for an easy-to-remove and leakproof experience
Dimensions: 6.4" tall x 4" wide (NOTE: Although to scale, the Football Shaker is a little over half the size of a real football)
2 Year Warranty

Home & Garden Deals

Amazon Coupons
Free Kindle Book- 5,742 days (was $13.95)
Added on : Thursday January 09th 2014 10:00:04 AM
g: 0 Posted By: remick
Views: 60 Replies: 0 http://www.amazon.com/5-742-days-Anne-Marie-Cockburn-ebook/dp/B00HDDM1V8

On 20th July 2013 15-year-old Oxford schoolgirl Martha Fernback died suddenly after swallowing half a gram of MDMA powder, more widely known as ecstasy. Within hours her mother, Anne-Marie Cockburn, began to write down her feelings as a way to channel her shock and try to make sense of the tragic loss of her only child. From an early age Anne-Marie has used writing to try to make sense of her life. This recent tragedy propelled her out of the shadows and gave her the confidence to share her writing with the world. In this book we join her in real time on her shocking and agonising journey, as she deals with the impractical demands placed upon a grieving single parent, begins to cope with the realities of life on her own and faces up to a future she could never have predicted. From the moment Martha died, Anne-Marie recognised that she still had a future, a life to live. This revealing, emotional and, ultimately, uplifting book shows how she used the art of writing, combined with determined self-belief, to guide her during this terrible time.

I JUST FINISHED READING THE BEGINNING OF THE BOOK - IT OVERPOWERS YOU
Books Deals

Amazon Coupons
g: 0 Posted By: Tuba2
Views: 0 Replies: 0 Nordstrom has the The North Face Momentum FlashDry Half Zip Pullover on sale for $59.90 with free shipping.
Smile 24-Color Hair Chalk - $10.98 shipped @ Tanga
Added on : Thursday January 09th 2014 08:00:03 AM
g: 0 Posted By: ksenn
Views: 175 Replies: 1 Tanga has a 24-color pack of Smile hair chalkfor $7.99 w/ $2.99 shipping. I love hair chalk, it's great for adding color to my hair for the weekend and then washing out before work on Monday. I've never used this brand before, but I usually pay about $6 for one color of chalk at Walgreens. Can be used to add streaks of color or on the bottom half of hair to create a dip-dyed effect. The website suggests setting the chalk with a straight iron.
Beauty Deals

Tanga Coupons
g: 0 Posted By: delic221
Views: 192 Replies: 0 Lands' End has a Little Boys and Toddler Boy Print Stormer Jacket on sale for $19.99. Originally priced at $64.00. Here is the link:
http://www.landsend.com/products/boys-print-stormer-jacket/id_257768

Girls: NOTE: only the Toddler Girls is $19.99 other sizes are $24.99
http://www.landsend.com/products/girls-stormer-jacket/id_257734
Girls: All sizes $19.99
http://www.landsend.com/products/girls-print-stormer-jacket/id_257711

I got the matching ThermaCheck Fleece Half Zip Pullover to match on sale for $8.99. Originally priced at $24.99. Here is the link:
http://www.landsend.com/products/boys-thermacheck-l00-fleece-half-zip-pullover/id_256433
Girls Fleece:
http://www.landsend.com/products/girls-thermacheck-100-fleece-half-zip-pullover/id_263333

Both items would have cost: $88.99 got them both for: $28.98. Savings: $60.00. Plus, with the two layers it is a decent jacket at a great price! Since I bought two of both, I also got free shipping. Free shipping applies to orders over $50.00.
Kids Clothes Deals

Lands' End Coupons
g: 0 Posted By: puggle
Views: 177 Replies: 0 Book Perks for today 1-8-14
=26pxSomeone Else's Love Storyby Joshilyn Jackson $1.99
Taking Chances by Molly McAdams =26px$.99
=26pxHalfway to the Grave=26pxby Jeaniene Frost =26px$.99

http://links.e.harpercollins.com/servlet/MailView?ms=NTk5MTc1OAS...
Books Deals
g: 0 Posted By: DaysFan
Views: 242 Replies: 0 Little Boys' Down VestItem #434250-AG2
$39.00 NOW $12.99


http://www.landsend.com/products/boys-down-vest/id_256436



http://www.landsend.com/products/boys-down-jacket/id_257784Boys' Down JacketItem #434254-AG0
$49.00 NOW $16.99


http://www.landsend.com/shop/boys-outerwear-down/-/N-jyeZg1xZgx4?cm_mmc=usnews-_-usnews_010714_eonly_1-_-feature-_-feat_boys_down&emid=usnews_010714_eonly_1&RRID=17761465899

linked


http://www.landsend.com/pp/StylePage-432362_AG.html?CM_MERCH=REC-_-FPPP-_-GGT-_-2-_-432362-_-434251

linked
Boys' ThermaCheck-l00 Fleece Half-zip PulloverItem #432362-AG4

$24.00 NOW $8.99

Clothing Deals

Lands' End Coupons
Neoprene Black Thermal Fleece Half Face Mask - $1.46 + FS @ Amazon
Added on : Tuesday January 07th 2014 03:00:02 PM
g: 1 Posted By: heyyl0w
Views: 41 Replies: 1 Amazon has the Neoprene Black Thermal Fleece Half Face Mask for $1.46 shipped.

Package includes: One piece of Black Neoprene Motorcycle Biker Snowboard Half Face Ski Mask
Size(approx.): 48.5 cm x 26.7 cm (19.1 inch x 10.5 inch)
Color: Black
Material:Neoprene (same material uses for wetsuit) & Thermal Fleece Material
Keeps Warm & Well protected from cold, snow, wind & sun etc

Clothing Deals

Amazon Coupons
Lamps Plus January Sale: Up to 50% Off (Some Items Ship Free)
Added on : Tuesday January 07th 2014 11:00:02 AM
g: 0 Posted By: jessicadabears
Views: 1 Replies: 0 Lamps Plus January Sale: Up to 50% Off (Some Items Ship Free)

Notable Deals:
Teardrop 21-in. High Brushed Steel Table Lamp for $29.95 w/ Free Shipping

Possini Euro White Flower 19 1/2-in. Wide Pendant for $99.95 w/ Free Shipping
g: 0 Posted By: jessicadabears
Views: 257 Replies: 0 CHI Micro Ceramic Ironfor $45 w/ Free Shipping at myhabit.com (Amazon's Flash site).

Weighs only half the size of the original CHI flat iron
Only 7-in. long but still gives you 100% performance
Uses far infrared heat that penetrates the hair and straightens it from the inside out

May be returned within 14 days for a $3.99 return shipping fee in the U.S.
Beauty Deals

MYHABIT Coupons
1/04/14 All Tea 50% off at Cost Plus World Market.
Added on : Saturday January 04th 2014 04:00:03 AM
g: 0 Posted By: Watty
Views: 63 Replies: 0 For all of you tea fans, Cost Plus has tea half off today.

Prices valid 1/4/14. Offers good while supplies last. Prices and selection may vary by store and online. Select items available online. Items sold individually in store may be sold in sets online. CA: Items not available at Fairfield and Hillsdale Mall, San Mateo locations. Some items may not be available at Bridgepointe Shopping Center, San Mateo location. CO: Advertised prices are subject to state and local taxes, as well as all fees. LA: Items not available at Baton Rouge location. TX: Items not available at McKinney, Denton and Champions, Houston locations.


Cost Plus
The North Face Half Dome T-Shirt - Men's $11.93 fs to store option @ REI
Added on : Thursday January 02nd 2014 07:00:05 PM
g: 1 Posted By: sylwiawasowicz
Views: 303 Replies: 0 the north face Half Dome T-Shirt - Men's $11.93 fs to store option@REI
Clothing Deals

REI Coupons
Women's Rosie Slouch Bootie, $9.99 (75% off) @ sears.com
Added on : Thursday January 02nd 2014 06:00:07 AM
g: 1 Posted By: MrLincoln
Views: 286 Replies: 1 Search Sears.com for "Rosie." Two styles/colors at this price, western and slouch. Sorry, link wouldn't work. Don't forget FW CB, and possible coupon below. FS with SYWR Max.

Online Only! Extra 25% OFF Womens and Kids Shoes with code SHOE25. Minimum purchase of $20.Offer ends 04-Jan-2014

Product DescriptionWomen's Rosie Black Fashion Slouch Bootie Softens a Structured StyleThe Trend Report women's Rosie black fashion bootie is created with everything you love about Western boots but with contemporary touches that keep them current. Wear them with your jeans and a pointy, faux suede covered toe will peak out. Tuck in your jeans and show off the soft, slouchy upper. Add them as a finishing touch to a long skirt, straight or full, or go for the unexpected and pair them with short ruffled dress or jumper.The 1.5 inch heel on the women's Rosie black fashion bootie makes these boots super comfortable for walking, while the faux suede upper adds stain and water resistance that's superior to the natural version. You'll never run out of reasons to wear these cute ankle boots, regardless the weather.

Whether you're ready to do a little two step or just want some extra warmth in cold weather, the Trend Report women's Rosie black fashion bootie offers a stylish combination of traditional style and trend touches
Comes in women's 6 to 11, including with half sizes up to 9.5
Available in medium width only
The solid black boots features a slouchy shaft and pull tabs at the top
Pointed toe
Pull on ankle boots with lining
1.5 inch heel and faux suede upper
Care: Gently brush away dried dirt then spot clean with a damp cloth if necessary
Model number: DW315098


Link
Shoes Deals

Sears Coupons
g: 1 Posted By: ArtieLange
Views: 242 Replies: 1 Tac Force TF-705 Series Assisted Opening Folding Knife 4.5-Inch Closed $11.08 at Amazon free prime shipping.

http://www.amazon.com/Force-Assisted-Opening-Folding-4-5-Inch/dp/B00FOR2DTU/

4.5" Closed
Black Half Serrated Stainless Steel Blade
Black Aluminum Handle

Has excellent reviews
Sports & Outdoors Deals

Amazon Coupons
Half Life 2 for computer is only $2.49!!!
Added on : Wednesday January 01st 2014 04:00:10 PM
g: 0 Posted By: WhiteGuy
Views: 273 Replies: 0 half life 2 is only $2.49!!!
Video Games Deals
GUNS:Ruger 10/22 Takedown 22 LR SS/SYN $299+shipping+FFL@Larry's
Added on : Monday December 30th 2013 06:00:05 PM
g: 1 Posted By: m362w
Views: 190 Replies: 1 RUGER 10/22 LR Takedown in Stainless with Synthetic Stock for $299+shipping and FFL fee @ Larry's Pistol and Pawn http://pistolandpawn.com
Larry's

The 4.67 pound Ruger 10/22 Takedown is 37" long when assembled; each half is less than 20-1/4" when disassembled. Utilizing the standard 10/22 action, and provided with one ten-round rotary magazine, the Ruger 10/22 Takedown offers legendary 10/22 reliability in a new compact and portable package.

Shipping to FL was $17.00 from AL, if shipping is excessive to you try GrabAGun....they have it for $329.60 but ship firearms for a flat fee of $5.99.
GrabAGun

It's a nice little shooter, difficult to find sub-$300. Hat-tip to RandyBox who posted the mini-14 over at Larry's


Guns & Ammo Deals
Underwater Mortgage Options
Added on : Sunday December 29th 2013 11:00:05 AM
g: 0 Posted By: Benjamin75
Views: 56 Replies: 0 General info.

1st mortgage with PNC bank
balance $55,472
payment $742.74 (including tax/insurance)

2nd with Huntington bank
balance $33,311.51
payment 359.58

Totals
owe 88,784.12
payments 1,102.32

house is a duplex, built in 1922 in Ohio.
the county for tax purposes had valued the house for $97,800 before the market collapse, then the value dropped to $78,000. In 2012 the county raised it back to $98,700

i would like to move, my neighborhood has declined, and quite frankly, I don't like where I live. I could have a nicer apartment for half of what I pay now.

Currently, i bring home JUST enough to pay the mortgages and other debts (minimum payments) to be one of the working poor. Just barely enough left after bills for food & gas. Anything extra, or unexpected ends up on a credit card.

i was approached by PNC and told my mortgage was eligible for a HARP refinance, since the loan was owned my Freddie Mack. When they ran the numbers, I was told if I paid close to $700 up front, I could reduce my interest rate and lower my monthly payment by about $100. Since I didn't have $700 laying around! and it would take 7 months to even break even, I did not go further with it.

i approached Huntington about refinancing my loan with them. It has an interest rate of 10% and I had to have my mother co-sign for it. I was hoping to get her name off, and possibly a lower rate. Huntington surprised me, by telling me I may be able to get one new mortgage from them, that payed off both of my loans, put it all in my name alone, and would save me $100-$300 per month depending on the interest rate.

Huntington paid for an appraisal, and it came back at $60,000.
Huntington isn't offering to do anything for me now.

from what I've read, I'm not eligible for any of the modification programs because Huntington isn't a participating bank of HAMP, and because I have a co-signer.

so do I have any options?

Short sale: doubtful Huntington would agree to take what little money was left after PNC took their money. Seems they'd rather go after my retired mother.

Walk Away/Foreclosure: ruin my credit, Huntington still pursue me; ruin my mothers credit and have her pursued also.


Real Estate Deals
nordstrom.com Men's Half yearly sale + free shipping
Added on : Saturday December 28th 2013 06:00:03 AM
g: 0 Posted By: DaysFan
Views: 221 Replies: 0 http://shop.nordstrom.com/c/all-mens-sale?origin=header-left-promo


Half-Yearly Sale for Men!
Our policy is simple: We'll ship almost anything on our site to anywhere in the United Stateseven Alaska and Hawaiifor free. No minimums. No kidding.


http://shop.nordstrom.com



Clothing Deals

Nordstrom Coupons
Half Price Books 20% off B&M 12/26-12/30
Added on : Wednesday December 25th 2013 07:00:04 PM
g: 0 Posted By: tlaxson
Views: 166 Replies: 0 Half Price Books offers 20% off store wide 12/26/13-12/30/13. Excludes fiction cards, in store only. No coupon required.

Half Price sells used books, music, movies, etc, and a mix of some new stock. Most stock is at half or more off list.

Find your local store at: http://www.hpb.com/stores/
Books & Magazines Deals
costco.com: Sketchers Woman's Running Shoes $29.99 FS
Added on : Wednesday December 25th 2013 08:00:04 AM
g: 0 Posted By: horizon6
Views: 214 Replies: 0 Skechers Ladies' Flex Fit Running Shoe
Smooth Leather Upper and Perforated Leather Panels at Front and Heel Panel
TurquoiseorCharcoal
Price 29.99
Shipping & Handling: $0.00
Score major points for sporty style and flexible comfort in the Skechers Flex Fit Free Throw shoe. Smooth leather and mesh fabric upper in a lace up athletic casual walking and training sneaker with stitching and overlay accents.

Features:
Smooth leather upper
Lightly textured mesh fabric panels at front and side for cooling effect
Stitching accents
Contrast colored side mesh panels add a pop of color
Side S logo
Side overlays add lightweight stability
Perforated leather panels at front and heel panel
Lace up front
Padded collar and tongue
Soft fabric shoe lining
Cushioned comfort insole
Flex Sole design for lightweight shock absorption and responsive flexibility
Built in heel
Super flexible rubber traction outsole
Made in China

Content:
Leather Upper
Textured Mesh Fabric Panels
Rubber Flex Sole

Sizing:
6-11
Half sizes available

Care Instructions:
Wipe with a damp cloth. Mild soap is ok.







Compare here
Shoes Deals
Taxes on a shared property
Added on : Wednesday December 25th 2013 07:00:12 AM
g: 0 Posted By: ankitgu
Views: 24 Replies: 0 I got a condo this year and started renting 1 of the 2 rooms (one is for myself). I'll have collected 6 months of rent for 2013 and the rent covers just over half of the regular expenses.

I have a few questions to help me begin thinking about how I'll handle my taxes. My goal is to have taxes filed pretty early on in the new year.

1) Which tax forms should I start looking at for this?
2)Will this be classified as personal property, or maybe the room and shared areas are rental areas? Any general idea would be helpful.
3) When I bought the place this year, it required significant renovations. At the end of it, 1/3rd of the final cost was in renovations and 2/3 was in the actual condo purchase price. Any idea if I can write off parts of the renovations, which were cash expenses towards fixing the place, which made it rentable? (I did things like replace flooring, countertops, fix holes in the walls, new toilets, all the appliances, labor to refinish cabinets, etc.)

I do intend on continuing to rent out the place through 2013. I'm anticipating maybe 9 months of rent payments in case that matters.
Personal Finance Deals
Half Off Select Kindle Accessories @ Amazon.com via Free AmazonLocal Coupon
Added on : Wednesday December 25th 2013 12:00:03 AM
g: 0 Posted By: fivetalents
Views: 189 Replies: 0 Free Coupon for Half Off SelectKindle Accessories, up to $50 off, at Amaz on.com with free AL coupon(click on the red "Apply Code" button then wait for email confirmation before shopping). Many of the qualifying accessories are already on sale. Prime/FSSS applies.

---------------------

Play with, work on, and enjoy your Kindle tablet or e-reader with today's deal from the Kindle Accessories Store. Including everything from colorful leather cases to protective sleeves, mini speakers, and more. These Amaz on and Made for Kindle accessories will totally enhance your experience.

Coupon for half off select Kindle accessories
Fantastic variety of accessory options to fit your favorite Kindle tablet or e-reader
Helps personalize and customize your experience

What You Need to Know:

This coupon will be automatically applied to your Amaz on.com account; please do not place your Kindle Accessories order until you have received an e-mail from Amaz on Local confirming that your coupon has been applied. The credit may not apply to orders placed on Amaz on.com prior to the receipt of this confirmation
Coupon will expire if not used toward a qualifying purchase of select Kindle accessories in the Kindle Accessories Store by 11:59 P.M. PST on January 4, 2014
Coupon is only valid for select Kindle accessories listed hereand identified as "Ships from and sold by Amaz on.com" or "Ships from and sold by Amaz on Digital Services" and does not apply to products sold by other sellers
Coupon is valid for a 50% discount on your order total (up to the first $100 spent) for qualifying Kindle accessories on Amaz on.com; your order total can be over $100, but the maximum discount is $50. Customer will be responsible for payment to Amaz on.com of final order total after discount, plus applicable taxes and shipping charges
Coupon is not redeemable for any other types of merchandise sold at Amaz on.com or items not shipped from and sold by Amaz on.com or Amaz on Digital Services
Limit 1 coupon per customer; limited quantities available
If you return any of the promotion items, your promotional discount will be subtracted from your return credit
Orders are eligible for Prime and Super Saver Shipping
Ships only to U.S. addresses
Coupon cannot be applied to previous orders or combined in one order with any other offer, sale, or close-out
Void where prohibited; Amaz on.com reserves the right to modify or cancel the offer at any time
Amaz on.com account with valid credit card required to get this coupon
Available for use immediately after claiming coupon and receiving email

Tablet Accessories Deals

Amazon Coupons
Valve Complete Pack - $20 AC - Green Man Gaming - coupon exp Jan 6
Added on : Tuesday December 24th 2013 05:00:07 PM
g: 0 Posted By: Hoogineer
Views: 113 Replies: 0 GMG Link

Regularly $100. 75% off makes it $25. Use voucher code[l=GMG20-ZB5D1-93X49]http://mtrace.greenmangaming.com/u/nrd.php?p=MymaYz5f3T_426758_296197_958_481[/l](exp Jan 6, 2014) to take off an additional 25%.

Currently $50 on Steam. Might go 75% off during the Winter Sale. Maybe 80% (which would be the same price), but who knows.

This pack contains:

Counter-Strike
Team Fortress Classic
Day of Defeat
Deathmatch Classic
Half-Life: Opposing Force
Ricochet
Half-Life
Counter-Strike: Condition Zero
Half-Life: Blue Shift
Half-Life 2
Counter-Strike: Source
Half-Life: Source
Day of Defeat: Source
Half-Life 2: Deathmatch
Half-Life 2: Lost Coast
Half-Life 2: Episode One
Half-Life Deathmatch: Source
Left 4 Dead
Half-Life 2: Episode Two
Team Fortress 2
Portal
Left 4 Dead 2
Portal 2
Counter-Strike: Global Offensive

Video Games Deals
Sonic the Hedgehog 2 (Android, released 12/20) $0.99 (was $2.99) on Play
Added on : Tuesday December 24th 2013 12:00:02 PM
g: 0 Posted By: UPdownLoAD
Views: 277 Replies: 0 Linky

One of the greatest adventures of all time re-mastered for mobile devices!Speed back in time and discover the game that first united Sonic the Hedgehog with his amazing flying sidekick Miles Tails Prower. Run through high speed levels packed with enemies and hazards as you zoom along loop de loops in your mission to destroy the devious Dr. Eggman. This definitive version has been fully built from the ground up for mobile devices, featuring re-mastered graphics and audio, and all new game content.
A CLASSIC ADVENTURE
Race as Sonic and Tails through high speed environments such as Casino Night and Chemical Plant. Destroy Dr. Eggman in epic boss battles or aim for the high score in Sonic 2s iconic half pipe Special Stage.
EXCLUSIVE NEW CONTENT
An all new Boss Attack mode challenges the player to defeat all of the games devious bosses in one run. Additionally choose to play the game as Knuckles in addition to Sonic and Tails.
EXCLUSIVE NEW LEVELS
For the first time ever explore the mysterious Hidden Palace Zone. These lost levels feature undiscovered enemies, new hazards and a climatic showdown with Dr. Eggman.
Apps Deals
g: 2 Posted By: 116sloppyjoe116
Views: 271 Replies: 0 Link

$54.00
10% off with promo codeMASTERPASSwith MasterPass checkout
Free Shipping

Almost half the price of the retail at Wallyworld; a great entry tablet that keeps your wallet fat
Android Tablets Deals

Newegg Coupons
Sears 50% off Recliners, Sofa and more
Added on : Tuesday December 24th 2013 09:00:06 AM
g: 0 Posted By: lonelyaccountant
Views: 273 Replies: 0 this is a great holiday deal for those Christmas shoppers who wish to buy furniture for the
Christmas holiday. half off at Sears stores. expires 12/29/13
Furniture Deals

Sears Coupons
Financial (Debt) Advice for a New Home Owner
Added on : Tuesday December 24th 2013 05:00:08 AM
g: 0 Posted By: dbess2013
Views: 60 Replies: 0 Hi all,

I am a long-time lurker, first-time poster; love your advice on this part of the forum and after lurking for quite awhile, I figured I would post and see what ideas I can get about my financial situation which has been a little hairy since my house purchase. The basic story here is that I purchased a foreclosure home that was "too good of a deal" to pass up. Indeed, it still is a great deal but I was burned by the bank in regards to obtaining "fixer-upper" funds. I was told by my originator that upon purchase, I would be able to borrow under a second mortgage right out of the gate which turned out to be entirely untrue due to the grant I received which will be forgiven in two years. Lesson learned.

The home upon purchase was listed for $50k at auction, I placed a bid at $45k with theseller paying closing costs (truly paying, not rolling into the loan).I was then able to obtain a 10k state grant for downpayment assistance since it was a vacant home which leaves me with a total mortgage of about 34k. The first valuation came in at 78k prior to my repairs. Judging by the area and what I've been told by a couple realtor friends, they believe it would fetch about 120-125k in today's market.

The good side is that its a great place with a huge yard in a city which doesn't usually have both of those attributes. It's an up and coming area so the value will likely rise pending on the market. The bad side is that since I was unable to get a second mortgage for repairs, I now am saddled with some debt that came from necessary repairs to make it liveable.

Current Debt:
Credit Card: 5k @ 15.9%.
Lowes Credit Card: 6k @ 5.99%
401K Loan: 6K @ 2% or so(to myself)

I've always been an anti-debt kind of person and I would really like to jump out of this hole ASAP. It was a seize the moment type purchase which may or may not have been a good idea given my hate of debt. My current plan is to try for a balance transfer card with 0% for 18 months and then add a second mortgage after the grant is forgiven in 07/2015 or the Penfed Promise for the 3.9% for life balance transfer and forget the mortgage. I'm unsure if I'll be approved for the Penfed as my credit score after all this house buying and whatnot is at about 730 (previously 770).

Of course, the ideal situation would have been to have cash to do these repairs and I am half-way kicking myself for doing it. On the flipside, I'm paying far less even with the high interest debt than I was renting.

Anyone have any other ideas for paying less interest with what I have going on?
Personal Finance Deals
g: 0 Posted By: ArtieLange
Views: 72 Replies: 0 Newegg has the Lite-On 24X SATA DVD Burner (iHAS124-04) for a low $14.99 Free Shipping after Coupon Code: "EMCYTZT5282"

http://www.newegg.com/Product/Product.aspx?Item=N82E16827106289&Tpk=N82E16827106289

This Lite-On 24X iHAS124 drive writes 4.7GB of data in about five and a half minutes to DVD+R, and supports all DVD formats. Intelligent features such as a 2 MB buffer, Smart-Burn buffer under-run protection, and Smart-Write dynamic calibration of write speed work together to ensure that you get accurate, working copies every time, instead of wasting disc blanks on failed write attempts.Playback is just as reliable with Smart-X technology for smooth, stable Audio CD, VCD, and DVD playback and data extraction. This high-performance SATA drive supports Microsoft Windows 2000, XP, and Vista. Using dual-layer burning, you'll be able to store 8.5 GB of data, photos, music, or games on one dual-layer disc.
$170k income, but 21yo and self-employed. How can I get a mortgage?
Added on : Sunday December 22nd 2013 12:00:05 PM
g: 1 Posted By: younginquisitive
Views: 152 Replies: 4 I started an online business several years back selling clothes, screenprinted graphic shirts and the like. I've never had a traditional job. Things are going steadily. I've been living in an apartment costing $1,000/month for the last year and a half and feel like I'm ready for a house (or townhome), in part because I need the extra space. In this area, most of the ones that I was looking at were around the $300k range, which would mean a mortgage of around $1,500-$1,800 a month. I've been reading the forum extensively, but I feel like my age and self-employed status makes for a trickier case than most of what I've read.

Any information on whether I could be approved for a mortgage/what I would need to do to ready my accounts for the underwriting process would be greatly appreciated.

Here's any information I think could be relevant:

2011 income was $45k, 2012 income was $170k, 2013 income looks like it will end up about $200k
I have $80k in savings and $80k in stocks that could be quickly liquidated
No one can co-sign for me, my family all has terrible credit
I have four personal credit cards and two business ones, all paid in full every month
My oldest account is 2 yrs 7 months old, the average account age is 1 yr 3 months.
No debt at all, car was paid for in full, never went to college
CreditKarma score of 758

Any other information you might need, let me know. Getting a house has been the smart choice for a while now and I'd like to move forward with this in the near future. Even if I don't know what I'm doing yet, I thought it was time to come forward so that I at least knew the right resources to seek or the right questions to be asking.

Thank you for your time.
Real Estate Deals
g: 0 Posted By: remick
Views: 196 Replies: 0 http://www.amazon.com/dp/B00C4N9QY2

4.3 out of 5 stars (22 customer reviews)

Fully illustrated descriptions introduce knitting needles, yarn, and accessories
Detailed, step-by-step sequences illustrate basic stitches and skills
In-depth skill workshops teach techniques needed to complete 10 attractive projects
Knitting is presently enjoying a renaissance. Around the world, people young and old are discovering--or rediscovering--the joy of working with needles and yarn. Basic Knitting serves as a comprehensive introduction to the fundamental skills you will need to master in order to become a knitter. The focus of the first half of the book is on detailed, step-by-step text and photo sequences that will teach you how to execute the basic stitches and techniques of knitting. The second half of the book teaches you how to apply these basic skills when completing actual projects.

Welcome to Our Home - Knit and Crochet Ideas from Red Heart [Kindle Edition]
http://www.amazon.com/gp/product/B00GMLLXH0

The Best of the Midwest STITCHES Fashion Show: 7 Inspiring Free Shawl Patterns, Knit Tops & More [Kindle Edition]
http://www.amazon.com/Best-Midwest-STITCHES-Fashion-Show-ebook/dp/B00FJ591N8

Plymouth Encore Worsted Colorspun Yarn Knitting Pattern F228 Kids Slipper Socks (I Want To Knit) [Kindle Edition]
http://www.amazon.com/Plymouth-Worsted-Colorspun-Knitting-ebook/dp/B00AGB36U4

Plymouth Encore Worsted Colorspun Yarn Knitting Pattern F286 My First Baby Blanket (I Want To Knit) [Kindle Edition]
http://www.amazon.com/Plymouth-Worsted-Colorspun-Knitting-ebook/dp/B00ADAXU7C
Books Deals

Amazon Coupons
Retirement crisis based upon financial paralysis
Added on : Sunday December 22nd 2013 09:00:06 AM
g: 0 Posted By: iseetrails
Views: 66 Replies: 0 Issue: I believe that I have become afraid of the market and cant make rational choices regarding my retirement anymore.

Short background: age: 44, self-employed, California, 90,000 gross income with approx. 50,000 take home after all taxes and business expenses. In 1998, I started taking active management in my 401k accounts and promptly lost half of my balance at the time in the tech crunch. In 2007, I broadened my investment approach to commodities and lost quite a bit more. Since then, I have drifted more and more toward cash or cash equivalents as I become more risk adverse.

Goal: to contribute approx. 15% of salary a year to retire accounts with annual returns of approx. 8 to 10%. Current balance is approx. $200,000.

Problems: assets are spread across four retirement accounts and difficult to track. Allocation is currently $100,000 in stocks and $100,000 in cash or cash equivalents. Need to get money from earning nothing in cash items without entering market all at one time. Need to regain confidence in self as investor.

Question: has anyone had similar situation where they got past investing fears on their own; or should I find someone else to manage my money? I dont want to pay a 1 or 2% fee but it is currently more attractive than my inaction in investing. I am also stuck with how quickly you can reinvest 50% of the value of the portfolio back into stocks without buying at wrong time. Is 5 or 10% per month a safe rate to re-enter?

If the cash is just sitting in retirement accounts; is there any reason to contribute any more to retirement accounts at this point or just pay down mortgage until all 401k money is invested? The idea of having my mortgage paid off before retirement has a strong emotional attraction that I am not sure is the best use of the money. I have no other debt and enough emergency cash.
Personal Finance Deals
At Virgin Mobile ZTE Awe $50 (half off)
Added on : Friday December 20th 2013 05:00:05 PM
g: 0 Posted By: Talki
Views: 208 Replies: 1 http://www.virginmobileusa.com/shop/cell-phones/awe-phone/features/

Featuring a bright 4-inch IPS touchscreen display,
5MP camera with flash and video capture,
and a front-facing camera for video chat,
Awe has everything you need to stay social.

Bought one at Target in Black Friday for $20 and it's great.
(the time hackers got all credit card info of 20 million customers like me)
Cell Phones Deals

Virgin Mobile Coupons
Life on the Mississippi [Kindle Edition] Free by Mark Twain
Added on : Friday December 20th 2013 03:00:03 AM
g: 2 Posted By: ArtieLange
Views: 201 Replies: 2 Review:
Memoir of the steamboat era on the Mississippi River before the American Civil War by Mark Twain, published in 1883. The book begins with a brief history of the river from its discovery by Hernando de Soto in 1541. Chapters 4-22 describe Twain's career as a Mississippi steamboat pilot, the fulfillment of a childhood dream. The second half of Life on the Mississippi tells of Twain's return, many years after, to travel the river from St. Louis to New Orleans. By then the competition from railroads had made steamboats passe, in spite of improvements in navigation and boat construction. Twain sees new, large cities on the river, and records his observations on greed, gullibility, tragedy, and bad architecture. -- The Merriam-Webster Encyclopedia of Literature

http://www.amazon.com/Life-Mississippi-Mark-Twain/dp/1613825048/ref=sr_1_1?ie=UTF8&qid=1387546559&sr=8-1&keywords=Life+on+the+Mississippi
Books Deals

Amazon Coupons
$12.47(50% off) Power Kit in Asphalt for NOOK HD and NOOK HD+
Added on : Wednesday December 18th 2013 10:00:10 AM
g: 1 Posted By: disconnected
Views: 213 Replies: 1 note this is for Nook HD and HD+

looks like it's half off regular price.. and the cable alone is ~15$ normally..

http://www.barnesandnoble.com/p/power-kit-in-asphalt-for-nook-hd-and-nook-hd/26319354?ean=9780594481904


Tablet Accessories Deals
Refurb Dyson DC39 Animal Canister Vacuum - $199.99 shipped at Frys.com
Added on : Tuesday December 17th 2013 02:00:07 PM
g: 0 Posted By: scottxmso
Views: 54 Replies: 0 Fry's Electronics is offering a refurbished Dyson DC39 Animal canister vacuum cleaner for $199.99. They offer free ground shipping in the US (for all orders $23 and up), and there's no sales tax if your state doesn't have a Fry's location.Link

Amazon page for this Dyson model.This particular model still retails for $400-500 new, so this isn't a bad deal if you're looking for one. It had been offered before at Frys.com; I did find a previous post from about a month and a half ago about this same $200 deal, except the link was outdated and didn't work. And I think there was at least one vendor who had a refurb Dyson sale on BF...I think the DC39s were $220 or so. These refurbs seem to go for around $300 or so on Overstock and other places, so this is probably around $100 cheaper than what you'd pay elsewhere.

It's a pretty small and bagless canister vacuum cleaner, I think intended mainly for apartments and other small spaces. I ordered one and live in a tiny apartment, so hopefully it will complement it well. This model was released back in 2011, and I suppose still relatively "high-end" (for a canister model). Reviews on Amazon look generally decent, and there aren't *too* many 1-star reviews that might indicate widespread reliability problems or etc with the device.

Also, note that the warranty is (as far as I know) 6 months long, instead of Dyson's 5-year warranty when bought new. Anyone able to comment on the long-term durability/quality of Dyson vacuums, or have anyone been able to get a longer warranty for their refurbished Dyson? Any success with getting Squaretrade or the like to offer an extended warranty for one? Squaretrade apparently offers warranties for vacuum cleaners...and says "we don't warranty used items", but maybe they would be fine with refurbs bought from Fry's. Do these Dysons tend to be pretty solid, or might there be a reason to avoid these?

I know some folks don't see even a $200 vacuum cleaner as a good deal, especially when it's a tiny one. But there are people who do see value in a high-end vacuum cleaner for whatever reason, and they're probably the people who would be interested in this deal. This is a product that normally retails for $500 (even today), being offered for $200 refurbished, which is a relatively decent deal. So I hope replies avoid criticizing this solely on it being a "$500 vacuum cleaner". Thanks
Appliance Deals
Mangrates.com - HALF OFF everything in time for Christmas!
Added on : Tuesday December 17th 2013 10:00:08 AM
g: 1 Posted By: Technologist
Views: 155 Replies: 0 Last minute slackers!
Now that we have your attention....If you still need to get the perfect gift, ManGrate is cutting the cost on all grates and brushes to half off!!! This is a limited time offer. You need to order by midnight, December 18th, so there's time to deliver to Santa and be under the tree by Christmas morning.

All of us at ManGrate wish you a very Merry Christmas and overall Grate Holiday Season. Here's to a kick-butt new year and lots of grilling. Thanks for being part of the ManGrate family.

Click the code below to order.
Coupon Code: HOLIDAY13

Season's Gratings!
------------------------- end of their email commercial ------------
www.mangrates.com
code HOLIDAY13 gets you 50% off.

Multiple threads on these, I have (and love) these. Do your due diligence... but if you have been waiting for another code, now is the time.

My previous FW thread about these:
http://www.fullofdeals.com/forums/expired-deals/1317571/
Home & Garden Deals
2-Pack Neoprene Winter Half-Face Ski Mask $9.99 w/FS @ Tanga
Added on : Monday December 16th 2013 05:00:04 AM
g: 0 Posted By: ctgolfer
Views: 73 Replies: 0 www.tanga.com/deals/69a1c076229c/2-pak-neoprene-winter-half-face...
Clothing Deals

Tanga Coupons
g: 2 Posted By: remick
Views: 282 Replies: 1 http://www.amazon.com/Basic-Crocheting-Skills-Started-Basics-ebook/dp/B004Z1OAO2

Fundamental skills and stitches, such as the chain stitch, slip stitch, and single, half double, and double crochet
Techniques include creating an integral fringe, crocheting in the round, and filet crocheting
Create a shadowbox pillow, basketweave blanket, bunny basket, child's cap and mittens, openwork placemats, woven shoulder bag, and more
A heavily illustrated introduction to the skills you need to become a crocheter, Basic Crocheting begins with the yarn, hooks, and other tools you need to get started, and then moves on to cover the skills you need to make a wide variety of home accessories and wearables. Detailed instructions for every step of each project are supplemented with helpful photographs and illustrations.


Also Free at the time of posting:

Slouchy Hat Crochet Pattern [Kindle Edition]
http://www.amazon.com/gp/product/B00C1OPUV

Pink Little Lady Amigurumi Crochet Pattern [Kindle Edition]
http://www.amazon.com/Little-Amigurumi-Crochet-Pattern-ebook/dp/B00394DSLW

Welcome to Our Home - Knit and Crochet Ideas from Red Heart [Kindle Edition]
http://www.amazon.com/Welcome-Our-Home-Crochet-Ideas-ebook/dp/B00GMLLXH0

Lion Brand's New Fall Collection: 15 Free Crochet Scarf Patterns, Afghan Patterns, and More [Kindle Edition]
http://www.amazon.com/Lion-Brands-New-Fall-Collection-ebook/dp/B00FW2WZMM

12 Halloween Crafts to Crochet: DIY Home Decor, Halloween Costume Ideas, and More [Kindle Edition]
http://www.amazon.com/12-Halloween-Crafts-Crochet-ebook/dp/B00F2RWP1S
Books Deals

Amazon Coupons
Ridge Boots on ebay daily deal $45
Added on : Sunday December 15th 2013 07:00:10 AM
g: 0 Posted By: fherny
Views: 164 Replies: 0 they have the ridge boots for $45 on eBay daily deal! it's Half OFF.

Click Here
Shoes Deals
NIKE $25 E-Gift Cards for half price at 500 points at MyCokeRewards
Added on : Saturday December 14th 2013 04:00:03 PM
g: 1 Posted By: nuggy
Views: 155 Replies: 1 Just went there and searched NIKE.....

Low and behold the $25 cards were going for 500 points......

Had enough for 2......

Stacked them at the Nike Store and my son will be getting some new customized Lebron's for $50 off......

Thank you Coke and Nike.....
Clothing Deals

Nike Coupons
od coupon $10 off $30 expiring 12/14/13 thru facebook (in-store only)
Added on : Saturday December 14th 2013 04:00:02 PM
g: 0 Posted By: bestbuy1115
Views: 79 Replies: 1 Offer from Office Depot$10 off $30 at Office Depot to help us get to half a million fans! Coupon Code: 37115488Were nearly at half a million Facebook fans! As a thank you, were offering $10 off $30 through 12/14.Valid in-store only. Must present this original coupon (photocopies/reproductions not valid) to cashier at time of purchase. Cannot be combined with Store Purchasing or Procurement Cards. Cannot be used as an account payment. Not valid for purchases: 1) made in Office Depot convenience/clearance/closing stores; 2) of Gift Cards; 3) of any technology or consumer electronic products and accessories or media and software products; 4) of performance protection plans; 5) of postage or mailing/shipping services; 6) of HP ink or toner; 7) of Epson ink; 8) of Tech Depot Services or third party services; or 9) premiums/free gifts with purchase. Coupon is good for one-time use only, is not transferable, is not for resale or auction and cannot be combined with other sales, offers or promotions. We reserve the right to limit quantities sold to each customer. No Cash Back. Void where prohibited. Limit 1 coupon per household/business. Coupon expires 12/14/2013. Coupon Code [CC] 37115488.

Expires Saturday, December 14, 2013.
Available in stores

Electronics Deals

Office Depot Coupons
health insurance solution?
Added on : Saturday December 14th 2013 03:00:06 PM
g: 0 Posted By: honorabledeadbeat
Views: 56 Replies: 1 Our insurance company dropped our coverage because our plan was "non-compliant" with Obamacare and our state regulator said they didn't have to grandfather/extend it.

A "Bronze" ACA plan would cost us $630/month without subsidies. I have no idea how much money I will make next year but I probably will not qualify for subsidies. Still, it is a nice feature of that plan to know that if you don't make any money, you get part of your health insurance paid for in the form of a tax credit!

That being said, my existing plan has the same deductible as a bronze ACA plan for HALF THE MONTHLY PREMIUM!

Anyway, my solution to obamacare is to prepay for temporary, non-obabacare health insurance for the first 3 months of the year, ($2 million per person coverage, $5k deductible) for only $250/month. Then in early March I'll sign up for Obamacare (afterall, they have to take us no matter what!). There's even a chance that obamacare implodes and more free market plans come online.

The key is to be off of temporary insurance when the open enrollment window closes. Only use it when it is open.

Can anyone find any faults to my plan? It will save me $1200 next year and theoretically be just as good as if I were covered all year by the Bronze plan.



Discussion Deals
Mt. Baldy, Southern CA 10 lift tickets for only $69! A $600 Value
Added on : Saturday December 14th 2013 01:00:04 PM
g: 1 Posted By: puggle
Views: 212 Replies: 1 Mt. Baldy, Southern CA 10 lift tickets for only $69! A $600 Value

Expire September 1, 2014. May buy Multiple Deals! Tickets will be mailed to you and arrive in 7-10 business days

You will receive: 4 Lift Tickets Valid Anytime with No Restrictions. 4 Lift Tickets Valid Mon-Fri Non Holiday. And 2 learn to ski or snowboard packages which includes a beginner ticket and group lesson valid anytime. Lift tickets can be used by anyone (10 different people could use the 10 tickets, kids or adults) and make great Christmas gifts!

http://halfpricesandiego.com/preview.php?dealID=64814
Restaurants & Entertainment Deals
Half-Life Complete $9.99 minus 20% off with coupon code GFDDEC20 at Gamefly
Added on : Saturday December 14th 2013 10:00:06 AM
g: -1 Posted By: ArtieLange
Views: 263 Replies: 1 This product installs and requires the Steam Client to play.

Half-Life Complete includes Half-Life, Half-Life 2, and all of the expansions for a discounted price!

Half-Life
Half-Life 2
Half-Life 2: Deathmatch
Half-Life 2: Episode One
Half-Life 2: Episode Two
Half-Life 2: Lost Coast
Half-Life: Blue Shift
Half-Life: Opposing Force
Half-Life: Source
Team Fortress Classic

Use coupon code GFDDEC20

My bad its at GameFly
Video Games Deals

GameFly Coupons
Half-Life Complete $9.99 minus 20% off with coupon code GFDDEC20
Added on : Saturday December 14th 2013 09:00:06 AM
g: 0 Posted By: ArtieLange
Views: 0 Replies: 0 This product installs and requires the Steam Client to play.

Half-Life Complete includes Half-Life, Half-Life 2, and all of the expansions for a discounted price!

Half-Life
Half-Life 2
Half-Life 2: Deathmatch
Half-Life 2: Episode One
Half-Life 2: Episode Two
Half-Life 2: Lost Coast
Half-Life: Blue Shift
Half-Life: Opposing Force
Half-Life: Source
Team Fortress Classic

Use coupon code GFDDEC20
g: 0 Posted By: Virgil27
Views: 326 Replies: 0 Columbia Men’s Electro Amp Jacket @ Columbia Sportswear - $187.49 after Coupon
compare at $347.48
Free Shipping!Need some warm winterwear? Columbia has this Columbia Men's Electro Amp Jacket for $160 off with free shipping. While it might not give you electric powers like Jamie Foxx in the upcoming Amazing Spider-Man movie, it will keep you warm for half off! 

Coupons
JACKETS50 - 50% off  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Clothing Deals

Columbia Sportswear Coupons
g: 0 Posted By: dealsgirl3
Views: 171 Replies: 0 Craftsman 3 pc. Pliers Set, Mini Box-Joint is currently a Hot Buy on Sears.com for $9.99 with free store pickup. This is half off their regular price of $19.99, and Shop Your Way Members can earn 300 points with this purchase.

Don't forget your FatWallet Cash Back, which is now 6% from Sears.com!

This versatile mini pliers set is perfect for those hard-to-reach precision jobs. These box-joint pliers feature durable carbon steel construction and comfortable soft-grip handles.
Set includes box-joint mini long nose pliers, box-joint mini diagonal cutter pliers and box-joint mini needle nose pliers.

This set has earned 4.5/5 Star reviews on Sears.com.

Description Item # 00945673000P Model # 45673
Tools Deals

Sears Coupons
sold company, received common stock and share price goes down?
Added on : Friday December 13th 2013 01:00:16 PM
g: 0 Posted By: vinouspleasure
Views: 169 Replies: 4 Hi,

I'm pondering this scenario, the numbers below are not real but are illustrative of a potential future scenario:

I'm offered $500k cash + $500k worth of listed stock for my company but I can't sell the stock for a couple of years:
- do I pay taxes on $1mm now? If so, let's call that $500k in taxes, so after tax, I'm at zero cash.
- let's say the stock loses half it's value after two years and I sell the stock for $250k.
- I have a long-term cap loss of $250k and I overpaid my taxes by $250k.
- Is there anyway to write off my loss at a rate greater than $3k per year? Is there any way for me to recover my $250k of taxes?
- If not, it looks like I sold the company for $1mm and walked away with $250k.

Investing Deals
g: -2 Posted By: DamnoIT
Views: 112 Replies: 1 http://www.cnbc.com/id/101272416
"Merchants first sued Visa and MasterCard in 2005, accusing the two companies of fixing the fees charged to merchants each time their customers used their credit or debit cards. They were accused also of preventing merchants from steering customers to cheaper forms of payments."

Stupid that they were amonopoly when Discover or Amex is anotheralternative. Sensing this is anther nail in the coffin for credit card CashBack incentives. Even if you don't use VISA MC much them offering it keeps it standard practice and well paying to the consumer. Lets see Verizon or AT&T get sued for thier cellphone dualoply why don't we. I guess you can still backdoor on thier networks with page plus or Straight Talk but still... On this I am sure the Lawyers are getting half anyway. he he he
BOGO 1/2 Off T-Shirts @ Tanga
Added on : Friday December 13th 2013 04:00:06 AM
g: 0 Posted By: ksenn
Views: 162 Replies: 0 Tanga is having a Buy One, Get One Half Off T-Shirt Salew/ coupon code BOGO. T-shirts are $9.99, so it costs $15 for two. There's a pretty good selection of shirts with some funny pop culture references. Good Christmas present potential. Also, shipping is free.
Clothing Deals

Tanga Coupons
g: 0 Posted By: bookieg
Views: 260 Replies: 0 Amazon.com has the Philips DC390/37 Dual-Docking 30-Pin iPod/iPhone/iPad Alarm Clock Speaker Dock for $56.99 . Over half off of the original price.

Play and charge your iPod/iPhone/iPad simultaneously with this dual-docking speaker dock.
Digital tuning with preset stations for extra, 10W RMS total output power convenience.
Dock any 30-pin iPod, iPhone, or iPad, even in its case. Also includes a MP3 link for portable music playback.
Gentle wake for a pleasant wake up. Aluminum cabinet for quality look and feel experience.
Auto clock synchronization with iPod/iPhone/iPad when docked.


Electronics Deals

Amazon Coupons
ifrogz and zagg BOGO headphones/earbuds Dec 12 and 13
Added on : Thursday December 12th 2013 01:00:05 PM
g: 0 Posted By: 4Rugal
Views: 273 Replies: 0 Just got an email from Zagg today. For the price of these headphones, it's probably worth the trial. Remember, if you buy two of these, then each are half the sales price. Free shipping two (pun intended) and FW CB 8%.

Original 39.99, now 16.99:iFrogz EarPollution Comfort Series 40 Black

Original 14.99, now 5.00:iFrogz Audio Skip Headphones
Headphones & Speakers Deals

ZAGG invisibleSHIELD Coupons
g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 40% OFF Brieftons Peeler and Julienne Slicer: Serrated Stainless Steel Vegetable/fruit Peeler & Slicer $11.97 + $4.93 S/H

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply 40% OFF code TEWUW5BO

Cut prep time in half with the ultra sharp, serrated, stainless steel blades
Experience a 100% extra bite on vegetables and fruits with our innovative serrated blade design
Slice and peel vegetables/fruits easily in both direction, made possible with the dual action motion technology
Designed to last, and to hold easily and comfortably with 100% stainless steel bodies
Create restaurant quality presentations for fruits, salads and authentic Asian dishes

Buy One Get One Half Off ( 2 for $15 ) Graphic Tees with code w/FS @ Tanga
Added on : Wednesday December 11th 2013 05:00:05 AM
g: 0 Posted By: ctgolfer
Views: 177 Replies: 0 use promo code: BOGO to get 2 t-shirts for $15

free shipping

www.tanga.com/deals/bogo-2-for-1-t-shirt-sale
Clothing Deals

Tanga Coupons
g: 0 Posted By: puggle
Views: 137 Replies: 2 Deal Deck Book of San Diego, CA Deals
$12 for Over $500 in Savings at 52 Local Restaurants (Great Stocking Stuffer)
Voucher good through: December 13, 2014
http://halfpricesandiego.com/todays-deal.php?positionID=3758

http://www.thedealdeck.com/works.html

Restaurants & Entertainment Deals
Neoprene Black Thermal Fleece Half Face Mask $1.41 Amazon
Added on : Tuesday December 10th 2013 09:00:05 PM
g: 0 Posted By: nyuhipster
Views: 209 Replies: 2 http://www.amazon.com/Neoprene-Snowboard-Snowmobile-Balaclava-Skateboarding/dp/B005N3ASPG/
g: 1 Posted By: MISTERCHEAP
Views: 122 Replies: 0 http://www.amazon.com/Neoprene-Snowboard-Snowmobile-Balaclava-Sk...
Clothing Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 59 Replies: 0 use code: BOGO to get 2 graphic tees for $15

free shipping

www.lolshirts.com
SunTrust Access 3 Equity Line 1.99% through 1/2015
Added on : Monday December 09th 2013 11:00:08 AM
g: 0 Posted By: fatwallet21
Views: 0 Replies: 0 ~~Save with a SunTrust Access 3 Equity Line
No application fees, and as long as your account is kept open for at least three years, we will advance most, if not all, closing costs on your behalf.2
Interest may be tax-deductible3
Interest rate reductions for qualified SunTrust account holders4============ Gotchas========
- LOC has to remain open for 3 years
- Closing costs on $100K comes to ~$1K
- After Jan 2015, the interest rate goes up to 5.00 plus (it is prime plus margin and their margin is pretty h