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BELIEVE the bs that your boss pays half of your SS?
Added on : Wednesday July 30th 2014 02:00:08 PM
g: -7 Posted By: nicj4070
Views: 169 Replies: 5 No, you pay all of it. your boss just helps Big Bro steal it from you, like he does your other taxes. Say you're my boss, you pay me $10 an hour. SS, unmploye, etc, add another $1 per hour. you must be able to turn a profit, after paying the ENTIRE $11 per hour. He doesn't CARE who it goes to, it's still all of it one of his expenses. Say SS magically disappeared, can he STILL charge you that $1 an hour "extra" out of your check? what if his competitor is paying the full $11 an hour to HIS workers, hmm? who will you soon work for? Whom will you be mad at? To whom will you tell everything you know about your old boss? So you see, you ARE paying all of your SS 15%. it's a tax, just like all the rest of it, and if you're less than 50 years old, you'll never see a dime of it, either. The $ bill is going to collapse before you're 70 (which will be YOUR minimum retirement age. The baby boomers are going to collapse SS, and with it, the $. Politicians don't DARE touch current SS policies, so they will just inflate the $ the rest of the way into worthlessness. it's already only worth 1.5c on what USED to be a $ (vs price of gold) A $20 bill, 100 years ago, bought an oz of gold. Now it takes (approx) 65 of those same $20 bills to buy that oz of gold.
Discussion Deals
u truly CAN 'marry money".
Added on : Wednesday July 30th 2014 01:00:09 PM
g: -2 Posted By: nicj4070
Views: 80 Replies: 1 Thousands of 3rd world MD's, engineers, Physicists, etc, will do pretty much anything to become US citizens. Each one of them can get 20k per year of loans, grants and scholarships until they get a bachelor's degree from a US college, and then they get 40 k per year for 2 years, to get a master's degree. Since many of them can earn 200k per year, they could not care less that they end up owing 100k by the time they are Citizens (which takes 5 years, minimum) Of course, you have to know how to protect your stuff by having a Nevada corporation own it, and you have to be careful who you choose, but it can be done, and very little money and no special ability, training or education is required. If you care careful where they go to school, it costs 5k per year up to the bachelor's degree, 10k per year from bachelor's to a master's degree. They can only go half time, cause you'll have them working full time, at some lesser (but still well paid) job. they can't divorce you right at the 5 year mark, either, cause that will get Immigration looking and having them deported anyway, as the marriage being a "sham". So, basically, you can have 25-30k per year, cash, untaxed, per year, for 5-6 years. If you can't figure out a way to retire on that much of a head start, I feel for you.
Discussion Deals
g: 0 Posted By: RhizzleBop
Views: 86 Replies: 3 I've done the reading and research on borrowing from a 401k And how its generally a bad idea.
I get that the opportunity cost of the money not being there is potentially a big hit. I'm torn as to whether double taxation is a myth or not as I'm not sure when you're paying back the loan if it comes out pretax or not.

In my families situation we have paid for our wedding and paid off my wife's student loans and a car and we are now saving rapidly for a home purchase. We need more space and our current house will become a rental. This will happen in about a year.

So as we currently stand I put money in my 401k each month and get the company match. The rest of our income that doesn't go to expenses is being saved (obviously post tax) with the intent to use much of it for a large downpayment on our next home.

The question I had was, when considering the fact that not maxing the 401k pretax is an opportunity I can never get back after 2014 cause I can only out so much a year, would I be better off maxing the 401k and then when we are ready to move on the house, borrow from that so that going forward I can continue to max that in 2015 as well as pay back the loan.

For some perspective my plan is to out down around 45-50k on a home when we are ready to do that.

I would consider borrowing as much as half of that from 401k if I saved less in my bank account and maxed the 401k this year.

If I did that borrow its likely to happen between jan and July of 2015 and if it w ere roughly 20-25k then I would be paying that 401k loan off in 12 to 14 months.

Bascally it comes down to opportunity to max 401k in. 2014 that I can never get back again vs opportunity cost of having money pulled from the 401k for about a year that I will aggressively pay right back in.

Discussion Deals
Romano's Macaroni Grill - Join & Rec a Free Desert On B-Day
Added on : Wednesday July 30th 2014 08:00:16 AM
g: 0 Posted By: CindyLouWho2
Views: 108 Replies: 0 ~~Romano's Macaroni Grill - Join & Rec Free Dessert On B-DayRomano's Macaroni Grill will give you a free dessert on your birthday if you sign up for their newsletter. They'll also give you a free dessert on your half birthday as well as a $5 off coupon when you join.http://macaronigrill.fbmta.com/members/UpdateProfile.aspx?Action...
Surveys & Rewards Deals
Half price Cheescake July 30 31st.
Added on : Wednesday July 30th 2014 06:00:02 AM
g: 0 Posted By: handsoffmhs
Views: 35 Replies: 0 https://saycheesecakecontest.socialtyze.com/?
Restaurants & Entertainment Deals
Federal Direct Graduate PLUS loan vs private loans
Added on : Tuesday July 29th 2014 07:00:08 PM
g: 0 Posted By: garyshultz
Views: 81 Replies: 1 Hey guys,

I am trying to choose between Federal Direct Graduate Plus loans vs Private loans like Discover Student loans.

What are the pros and cons?

I am going to for sure get Federal Direct Unsubsidized Stafford loans which is reasonable but the Federal Direct Graduate Plus Loans are straight up expensive. These origination fees should not exists!
See below:
The Federal Direct Unsubsidized Stafford loan interest rate for loans disbursed between July 1, 2014 and June 30, 2015 is 4.66% fixed for undergraduate students and 6.21% fixed for graduate students. Interest does accrue on the loan while you are enrolled. The Dept of Ed will deduct a 1.072% origination fee from the loan disbursements. You must be enrolled at least half-time status to receive your disbursements. Repayment begins six months after you are no longer enrolled at least half-time status.
$20,500.00 DGP The Federal Direct Graduate PLUS loan is a credit-based loan. By accepting the loan I consent to the Dept of Ed and its agents obtaining a report of my credit record and using that information in determining whether to make a Direct PLUS loan to me. The interest rate for loans disbursed between July 1, 2014 and June 30, 2015 is 7.21% fixed. The Dept of Ed will deduct a 4.288% origination fee from the loan disbursements. You must be enrolled at least half-time status to receive your disbursements. Repayment begins six months after you drop below half-time status.
Now im also considering a private loan like Discover Student loans that dont have origination fees. However if in the future, if the government decides to bail us out or if i work for the government with a student loan assistance program, would my discover student loan fall under these rules?

Thanks.

Discussion Deals
LG 25UM64-S LCD Monitor for $206.99 after coupon at newegg.com
Added on : Tuesday July 29th 2014 11:00:05 AM
g: 1 Posted By: gcri
Views: 796 Replies: 1 Newegg has the LG 25UM64-S for $229.99 - 10% coupon code (MONITORS) so $206.99 after coupon and free shipping (no tax for most states).

Monitor specs:
Resolution 2560x1080
Aspect Ratio 21:9
1x Display Port, 2x HDMI Port, 1x DVI Port
IPS Panel
1 year warranty

I know this is not as good as the 34UM95 as far as resolution goes and 1080 vertical resolution is not the most ideal height for a monitor this wide, however I plan on getting two of them to replace my old 1680x1050 resolution monitors so the additional horizontal resolution (at less than half the price of the 34um95) works for me. It also still has the flexibility of two monitors so I can plug other devices in when I don't need dual screens on one desktop.

http://www.newegg.com/Product/Product.aspx?Item=N82E16824005626
Monitors Deals

Newegg Coupons
LG 25UM64-S for $206.99 after coupon at newegg.com
Added on : Tuesday July 29th 2014 04:00:05 AM
g: 1 Posted By: gcri
Views: 286 Replies: 0 Newegg has the LG 25UM64-S for $229.99 - 10% coupon code (MONITORS) so $206.99 after coupon and free shipping (no tax for most states).

Monitor specs:
Resolution 2560x1080
Aspect Ratio 21:9
1x Display Port, 2x HDMI Port, 1x DVI Port
IPS Panel
1 year warranty

I know this is not as good as the 34UM95 as far as resolution goes and 1080 vertical resolution is not the most ideal height for a monitor this wide, however I plan on getting two of them to replace my old 1680x1050 resolution monitors so the additional horizontal resolution (at less than half the price of the 34um95) works for me. It also still has the flexibility of two monitors so I can plug other devices in when I don't need dual screens on one desktop.

http://www.newegg.com/Product/Product.aspx?Item=N82E16824005626
Monitors Deals

Newegg Coupons
g: 0 Posted By: lovelybones
Views: 71 Replies: 0 Rakuten - http://www.rakuten.com/prod/263834426.html

eBay - http://www.ebay.com/itm/360996533860
Sold by - BUY

Features:
Flexible connectivity - Provides built-in 802.11b/g/n to share with others on your wireless network, or connect locally to a single user via its USB interface
Print customized labels using fonts and graphics from your PC or Mac
High print resolution supports crisp graphic, barcode , and logo printing
Super-fast print speeds and automatic half or full cutting support efficient multi-label printing
NFC connectivity lets you touch to connect to establish contact with most NFC-capable mobile devices*
Print labels from your mobile device using Brother iprint&Label app download
Powered by included AC power adapter. Optional rechargeable Li-ion battery available for completely mobile printing
Vast assortment of templates can be downloaded from the Brother Cloud to help save time in creating labels
Easy to integrate and manage on a network using Brothers network management tools and free software development kits. SDKs are available for Windows, iOS and Android systems
Includes 0.94 (24mm) TZe starter tape (4m), AC adapter and USB cable
*Requires installation of full version of P-touch Editor software. Windows/Mac software and drivers available as a free download.
**See www.brother-usa.com/nfcfor a list of compatible mobile devices.
***Requires connection to a wireless network. Brother iprint&Label free app download for wireless printing from your Apple or Android mobile device.
****Internet connection required
g: 0 Posted By: Advertisement
Views: 145 Replies: 0 Clarks Whelkie Beach Sandals - Flip-Flops (For Men) $26.96 + $7.95 S/H


An upgrade to a classic summer fave, Clarks' Whelkie Beach flip-flop sandals offer a supportive, sturdy design with a cushy foam footbed and thick straps that feature padded lining.
Long-lasting synthetic upper with lightly padding lining
Cushy, super-supportive foam footbed with soft, brushed finish
Substantial midsole lends extra support and sure-footedness
Low-profile outsole
Made in China
Half sizes order down


Shoes Deals

Sierra Trading Post Coupons
g: 3 Posted By: Revenant
Views: 270 Replies: 0 Intel NUC Kit w/ 4th Gen Core i3-4010U (D34010WYK1)- $254.99 - $38.25 coupon code "SW728NE15" = $216.74 with free shipping.

LINK

Intel Core i3 4010U
Intel HD Graphics 4400
1x Mini PCIe (Full-Length)
1x Mini PCIe (Half-Length)


Inputs

4x Front USB 3.0 Ports
2x Rear USB 3.0 Ports
1x Mini HDMI v1.4a
1x Mini DisplayPort

Computers Deals

Newegg Coupons
g: 0 Posted By: tedhawkins
Views: 102 Replies: 0 Moosejaw 3X rewards is back - GET 30% BACK in Reward Points with code 3XREWARD

http://www.moosejaw.com

A maximum of 50,000 bonus promo points can be earned on the 3XREWARD promotion code. Moosejaw Points are cut in half for sale items. So, if you get something on sale you'll actually get 15% back in points instead of 30% back. Promo Points cannot be earned on Gift Cards, Patagonia, Western Mountaineering, Montbell and Marmot. This promotional code can only be used once and is good through August 10, 2014. Your reward points won't show up in your account until after your order is shipped. See site for all program details.
Services Deals

Moosejaw Coupons
Bankruptcy paperwork done but actively dying within few days
Added on : Monday July 28th 2014 06:00:11 AM
g: 0 Posted By: DEAL007
Views: 138 Replies: 9 A friend of mine's dad is actively dying (last few days) and while he was ok, he was working with his attorney to file his bankruptcy paperwork but now he is not in a rational state to even sign a POA.. what are his options. can his wife or son wife file on his behalf..

another question is , should he even go thru the bankruptcy procedure and pay the attorney fees etc.. this is all credit card debts.. or should the family just send in death certificate and have them discharge the debt.. what do you guys think?
Personal Finance Deals
g: 2 Posted By: jskins
Views: 230 Replies: 0 Bose AE2w Bluetooth Headphones (Black) - $199.00 with free shipping at Half Off Depot.

Comes with a USB charging cable, and a drawstring carry bag
Wireless
Specially designed for the Apple iPad
Around-ear design
Bluetooth technology
Allows you to connect to 2 Bluetooth devices simultaneously
Bluetooth control module controls certain iPad functions, Bluetooth connectivity and more
LED and audio indicators
Rechargeable lithium-ion battery
Audio cable
Earcups fold flat for storage
Soft carry bag


The next lowest price for this item from a rated merchant on Google Shopping is $233.97.

This item is currently selling on Amazon for $249.95 with 4.2/5 stars based on 266 customer reviews.
Headphones & Speakers Deals
Pur Gum- 8 Bags of 60ct for $20, Many Flavors @ GrouponGoods
Added on : Thursday July 24th 2014 11:00:05 AM
g: 0 Posted By: nyseGUY
Views: 199 Replies: 1 GGroupon is selling eight bags of Pur gumfor $20 in six different flavors, free shipping over $24.99. AAmaazon has this as an add on for $4 so this is almost half off.
I bought two bags so shipping was free and that is almost enough to have three pieces a day and last a year.

Free of aspartame
Sweetened with xylitol
Gluten-free
Non-GMO
Vegan and nut-free
8-pack of 2.82oz. pouches

This is the only clean gum out there that has a measurable amount of xylitol to be effective, 1 gram per piece versus Trident which has .15 of a gram. Beware, for some people xylitol may cause stomach issues if you're sensitive.
Grocery Deals

Groupon Coupons
g: 0 Posted By: ShoppingChick
Views: 143 Replies: 0 WalMart has theLifetime 4-ft. Adjustable 4428 Height Folding Utility Tableon sale for $37.82 (compared at $49.90) with free shipping. Rated 4.5/5 stars from 233 customer reviews.

Powder-coated steel and high-density polyethylene (hdpe) plastic
48-inch x 24-inch molded tabletop
Folds in half for storage and transport
Three Adjustable Height Settings; (22-Inch, 29-Inch and 36-Inch)
Convenient carry handle

Also available at Amazonfor 37.82 with free shipping.
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 133 Replies: 1 3,500 Watt

7 HP, 4 Stroke OHV single cylinder engine with forced air cooling system
3500 surge watts, 3000 running watts
4-gallon fuel tank, run time equal to 11 hours at half load
Two 120 Volt receptacles and One 240/120 V NEMA L14-30 receptacle
Low-Oil automatic shutdown
Circuit breaker for overload protection
Wheel kit, spark plug wrench, and NEMA L14-30 plug included
2 year limited warranty
Meets EPA Emission Standards
Engine oil not included
Home Depot Protection Plan:

www.homedepot.com/p/WEN-3-500-Watt-Gasoline-Powered-Portable-Gen...



7,000 Watt

Electronic push button start
13 HP, 4 stroke OHV single cylinder engine with forced air cooling system
7000 surge watts, 5500 running watts
6.5-gallon fuel tank, run time equal to 11 hours at half load
Four 120 volt receptacles and one 240/120 volt NEMA L14-30 receptacle
Low-oil automatic shutdown
Circuit breaker for overload protection
Spark arrestor
Digital hour meter
Wheel kit, spark plug wrench, NEMA L14-30 plug, and flathead screwdriver included
2 year limited warranty
Meets EPA emission standards
Engine oil not included

www.homedepot.com/p/WEN-7-000-Watt-Gasoline-Powered-Generator-wi...
Tools Deals

Home Depot Coupons
g: 2 Posted By: DaysFan
Views: 349 Replies: 1 http://www.macys.comlinked

Polo Ralph Lauren
French-Rib Half-Zip Mock Neck Pullover
Web ID: 961526Overall:4.8/ 5Rating breakdown 15 reviews5 Stars124 Stars33 Stars02 Stars01 Star014 of 14100%of reviewers recommend this product.15 reviews

Orig. $98.00Now $21.99You just saved $76.01Product Q&ABe the first to ask a question.
Orig. $98.00
Was $29.99
Now $21.99 Sale ends 7/22/14
Color painter's Blue

XXL

XXLin stockPick Up In-StoreThis mock neck pullover is crafted from ultra-soft French-rib cotton and features faux-suede trim at the placket.

Cotton
Machine wash
Imported
Polo Ralph Lauren
men's sweater
Mock neck collar
Half-zip front with a fake suede pull tab and trim
Long sleeves with sewn cuffs
Ralph Lauren
's signature embroidered pony accents the left chest
Even vented hemPolo Ralph Lauren
Half-Zip Mock Neck French-Rib Pullover
Web ID: 1218943
Overall:5/ 5Rating breakdown 2 reviews5 Stars24 Stars03 Stars02 Stars01 Star01 of 1100%of reviewers recommend this product.2 reviewsWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.
Orig. $98.00
Was $49.99
Now $36.99 Sale ends 7/22/14
Polo Ralph Lauren
Sweater, V-Neck Pima Cotton Sweater
Web ID: 1010252Overall:5/ 5Rating breakdown 2 reviews5 Stars24 Stars03 Stars02 Stars01 Star02 reviewsWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.
Orig. $98.00
Was $29.99
Now $21.99 Sale ends 7/22/14

Tommy Hilfiger Adler Shawl Collar Sweater
Web ID: 1039335Overall:4/ 5Rating breakdown 1 review5 Stars04 Stars13 Stars02 Stars01 Star01 reviewWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.
Orig. $79.50
Was $34.99
Now $25.99 Sale ends 7/22/14Pricing Policy

EXTRA 20% OFF ENDS TODAY! Enjoy 20% off select merchandise! CODE: SUPER



Ralph Lauren Deals
g: 0 Posted By: DaysFan
Views: 120 Replies: 0 Polo Ralph Lauren
French-Rib Half-Zip Mock Neck PulloverWeb ID: 961526Overall:4.8/ 5Rating breakdown 15 reviews5 Stars124 Stars33 Stars02 Stars01 Star014 of 14100%of reviewers recommend this product.15 reviewsOrig. $98.00Now $21.99You just saved $76.01Product Q&ABe the first to ask a question.Orig. $98.00
Was $29.99
Now $21.99 Sale ends 7/22/14Pricing PolicyQty:123456789101112Colorainter's Blue



falseSize:XXL

XXL

XXLin stockPick Up In-StoreThis mock neck pullover is crafted from ultra-soft French-rib cotton and features faux-suede trim at the placket.

Cotton
Machine wash
Imported
Polo Ralph Lauren
men's sweater
Mock neck collar
Half-zip front with a fake suede pull tab and trim
Long sleeves with sewn cuffs
Ralph Lauren
's signature embroidered pony accents the left chest
Even vented hemPolo Ralph Lauren
Half-Zip Mock Neck French-Rib PulloverWeb ID: 1218943Overall:5/ 5Rating breakdown 2 reviews5 Stars24 Stars03 Stars02 Stars01 Star01 of 1100%of reviewers recommend this product.2 reviewsWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.Orig. $98.00
Was $49.99
Now $36.99 Sale ends 7/22/14
Polo Ralph Lauren
Sweater, V-Neck Pima Cotton SweaterWeb ID: 1010252Overall:5/ 5Rating breakdown 2 reviews5 Stars24 Stars03 Stars02 Stars01 Star02 reviewsWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.Orig. $98.00
Was $29.99
Now $21.99 Sale ends 7/22/14

Tommy Hilfiger Adler Shawl Collar SweaterWeb ID: 1039335Overall:4/ 5Rating breakdown 1 review5 Stars04 Stars13 Stars02 Stars01 Star01 reviewWrite a review for a chance to win a $1000 gift card!see detailsWrite a reviewProduct Q&ABe the first to ask a question.Orig. $79.50
Was $34.99
Now $25.99 Sale ends 7/22/14Pricing PolicyEXTRA 20% OFF ENDS TODAY! Enjoy 20% off select merchandise! CODE: SUPER



Ralph Lauren Deals
Rwanda Jewelry Box, Ivy Reg. $60.00 Sale $49.99
Added on : Sunday July 20th 2014 07:00:03 PM
g: 0 Posted By: DaysFan
Views: 81 Replies: 0 EXTRA 15% OFF ENDS TODAY!Enjoy 15% off select merchandise! CODE: SUPER


linkedRwanda Jewelry Box, IvyWeb ID: 1036926Be the first towrite a review.Product Q&ABe the first to ask a question.Reg. $60.00 Sale $49.99 Sale ends 7/20/14Give your jewelry, keepsakes and other accessories a distinguished home with the Ivy jewelry box. Hand-woven in Rwanda by skilled artisans and sold through a partnership with Full Circle Exchange, it's both an engaging home accent and a great way to support talented artists through fair trade.

A fair trade collection in partnership with Full Circle Exchange
Naturally dyed sisal coil sewn over bundled sweetgrass
Hand-woven in Rwanda
Dimensions: 9" x 12" x 4"
Artisans receive half the wholesale price for each item sold
Because each bowl is a unique work of art, variations in size and color will occur
Includes a numbered Certificate of Authenticity



Jewelry Deals

Macy's Coupons
g: 1 Posted By: MIGHTYMACHONE
Views: 68 Replies: 0 ladies great deal on swimsuits half off.... beat the heat....Croft& Barrow Tummy Slimmer Tiered One-Piece Swimsuit - Women'sonly 43.00 regular 86.00 at Kohls

http://www.kohls.com/product/prd-1552229/croft-barrow-tummy-slim...
Clothing Deals

Kohl's Coupons
g: 0 Posted By: remick
Views: 56 Replies: 0 http://www.amazon.com/dp/B0084JDD44/

Here are the chapters in Volume I. They'll give an idea of how far this segment will take you:

Introduction
Chapter One - The Basics
Chapter Two - Game Selection (Rule/Number of Decks/Penetration)
Chapter Three - Basic Strategy
Chapter Four - The Running Count
Chapter Five - True Count Conversion
Chapter Six - Betting Basics
Chapter Seven - Advanced Strategy

Hype...

The radically new information is in Volume II and III, but there's new stuff mixed into "the fundamentals" that I've never seen in print.

The riddle of five and six...
What they didn't tell us about penetration...
How to calculate blackjack frequency...
How to convert the true count to the quarter deck in two deck...
How to convert when a fourth or half deck is burned off the top...
Another look at those "other players"...
Advantage doubles as distance is halved...
Standard deviation simplified...
How long we can be behind...
Depth charging taken a few steps further...
g: 0 Posted By: st4rdust
Views: 508 Replies: 0 Greenmangaming.com is offering some PC Digital Download bundles for discounted prices. Games activate via Steam, downloadable for free here.


Left 4 Dead Bundle(PC) - $7.49 - coupon code "P36EYA-K5JYKT-ABO7X9" =$6.00

Left 4 Dead
Left 4 Dead 2


Half Life Complete Edition(PC) - $9.99 - coupon code "P36EYA-K5JYKT-ABO7X9" =$8.00

Team Fortress Classic
Half-Life: Opposing Force
Half-Life
Half-Life: Blue Shift
Half-Life 2
Half-Life: Source
Half-Life 2: Deathmatch
Half-Life 2: Lost Coast
Half-Life 2: Episode One
Half-Life 2: Episode Two

Video Games Deals
g: 0 Posted By: st4rdust
Views: 111 Replies: 0 Greenmangaming.com is offering some PC Digital Download bundles for discounted prices. Games activate via Steam, downloadable for free here.


Left 4 Dead Bundle(PC) - $7.49 - coupon code "P36EYA-K5JYKT-ABO7X9" =$6.00

Left 4 Dead
Left 4 Dead 2


Half Life Complete Edition(PC) - $9.99 - coupon code "P36EYA-K5JYKT-ABO7X9" =$8.00

Team Fortress Classic
Half-Life: Opposing Force
Half-Life
Half-Life: Blue Shift
Half-Life 2
Half-Life: Source
Half-Life 2: Deathmatch
Half-Life 2: Lost Coast
Half-Life 2: Episode One
Half-Life 2: Episode Two

Video Games Deals
1/4", 3/8", 1/2" Torque Wrench $11.99 with coupon @ HFT
Added on : Friday July 18th 2014 05:00:02 AM
g: 0 Posted By: logster
Views: 43 Replies: 0 Can't go wrong for $11.99 with coupon 29881389

http://www.harborfreight.com/1-2-half-inch-drive-click-type-torq...
http://www.harborfreight.com/3-8-eighth-inch-drive-click-type-to...
http://www.harborfreight.com/1-4-quarter-inch-drive-click-type-t...

You don't need to print the coupon if you pick it up in store - just tell them the coupon number verbally and they will give you the discount. Sale is all month long and they had tons in stock at the store I went to today so no rush.
How to Negotiate Salary in Contract Position
Added on : Thursday July 17th 2014 08:00:06 AM
g: 0 Posted By: BigManonCampus
Views: 112 Replies: 6 In my current situation, I'm interviewing for a job which I'm very well qualified for with a combination of practical experience in pricing and analytics with a very solid educational background and references to back me up. I applied to a rather generic position through Careerbuilder to a staffing company who has now set me up in some interviews. This is with a very large company (you have heard of their products, likely you've consumed them as well) and is doing very well financially.

I arrived at the interview and everything went great, but then they got into the details and I found out that this was a "permanent contractor position". Basically, they didn't have any money in the payroll budget but had some in the "professional services" budget, so they have to hire this as a contractor and not as a direct employee. That's concern number one because this staffing company offers no benefits. Secondarily, the money that they are talking is barely $50,000 which is a living wage in my area, but not where I want to be. The good news is the company is very excited about me as a candidate and is flying somebody from the corporate office to interview me ASAP and they think I'm a great fit (though I'm sure they say that to all the girls).

Where things get complicated is that the job is very cool. The job description is very interesting, I will be given a lot of leeway and will be regularly interfacing with a very powerful client. I like everything about the job, I have a passion for the industry and as a bonus, the office is a mile and a half from my apartment. My problem is simply that I don't know if I'm willing to take a huge pay cut from the other irons I have in the fire who are offering the salary I want. My secondary concern is that when I asked about whether or not this position could be considered a temp to hire opportunity, the interviewer offered that if I was successful, she would help me find other full time jobs at the company but didn't offer that there was a path to becoming a full time employee.

At this point, I have an interview with a director who is being flown in from the corporate office next week. My plan is to demonstrate how she can't afford not to hire me, and then lay things straight out that I need either a lot more money or a permanent position (or both). While I think I would love the work and the company, I don't know if I can take this type of pay cut.

I'm not interested in cutting the staffing company out of the picture, I want them to be paid their commission for getting me in the door, but I'm just not interested in making new college grad wages when I have several years of experience and an advanced degree. Has anybody ever successfully turned a contract position into a permanent one?

tl;dr: Have a potential contract gig with crappy money, I love the company, the company is very excited about me. How do I turn this contract gig into a permanent one with better money?
Personal Finance Deals
Save a $1 on Milk WYB Any 2 Kellogg's Cereals - 2 Prints
Added on : Wednesday July 16th 2014 03:00:10 PM
g: 0 Posted By: SweetClover
Views: 150 Replies: 0 Sent by email to KFC members, coupon through Bricks. Combine with sale items to save more. I bought two boxes of cereal for $1.99 each (Normally $4.99), and a gallon of milk on sale for $3.29 (Normally $3.79 to $3.99) at SuperFresh (similar deal might be available at A&P, Pathmark). Saved $7.50 on 2 boxes cereal and a gallon of milk, paid $7.27, saving more than half. Coupon available for only a short time, so print ASAP.

Direct link to print at Bricks Any size, brand, type/flavor of milk, and 2 boxes of Kellogg's cereal.
Beverage Deals
g: 0 Posted By: ctgolfer
Views: 71 Replies: 0 HEAD Mens pullover hoodie
100% polyester brush back fleece
245 GSM
Satin Lined hoodie
Color: dazzling blue, navy blue, or black
Sizes: small, medium, large, XL, or XXL
Brand: HEAD
Model: HM313606
Condition: New
Warranty: 30 Day
Packaging: Retail
Expected to ship within 1-3 Business Days

http://1sale.com/fashion/men-s-apparel-accessories/mens-12-12-pu...
Clothing Deals

1Sale.com Coupons
9 Free Digital Valiant Comics from Comixology
Added on : Tuesday July 15th 2014 07:00:05 AM
g: 0 Posted By: remick
Views: 18 Replies: 0 http://comicbook.com/blog/2014/07/14/valiant-makes-their-1-issue...

In celebration of The Valiant, Valiant's upcoming, prestige format mini-series from superstar creators Jeff Lemire, Matt Kindt, and Paolo Rivera, the publisher announced today that they are making nine of its biggest #1 issues available as FREE downloads on comiXology for the month of July.

From now through July 31st, jump on board each of Valiant's ongoing series with an all-access pass to some of the publisher's most acclaimed #1 debuts, from Archer & Armstrong to X-O Manowar.

Here are the links and descriptions, as provided by Valiant:

ARCHER & ARMSTRONG #1 by Fred Van Lente & Clayton Henry

It's history in the breaking! Eighteen-year-old adventurer Obadiah Archer and the immortal miscreant currently called Armstrong will have to work together if modern civilization is to stand any chance of surviving a centuries-old conspiracy that stretches from the catacombs beneath Wall Street to the heights of the Himalayas!

NOTE: Archer & Armstrong is reportedly being developed as a feature film.

BLOODSHOT #1 by Duane Swierczynski & Manuel Garcia

Heroes aren't bornthey're built. Brought back from the dead and infused with cutting-edge nanotechnology, the walking weapon of mass destruction now known as Bloodshot has escaped his handlers at Project Rising Spirit and vowed to bring war down up his mastersbut first he'll have to figure out where the programming ends and the real "him" begins.

NOTE: Bloodshot is being developed as a feature film, to be directed by X-Men: First Class's Matthew Vaughn.

ETERNAL WARRIOR #1 by Greg Pak & Trevor Hairsine

Soldier. Guardian. Warrior. Legend. Across ten millennia and a thousand battlefields, Gilad Anni-Padda has traversed the darkest, most mysterious corners of history. But the horror and bloodshed of constant warfare has finally taken its toll on the man who vowed to serve the Earth as its Eternal Warriorand soon his oath will bring an ancient war roaring down on modern day.

HARBINGER #1 by Joshua Dysart & Khari Evans

Read minds. Bend steel. Break all the rules. Runaway teenager Peter Stanchek is on a dangerous path. Skipping across the country in a desperate attempt to stay one step ahead of the authorities, Peter is quickly realizing that hes a telekinetically powered harbinger with the potential to reshape the course of human history. His first lesson? All power comes with a price.

QUANTUM AND WOODY #1 by James Asmus & Tom Fowler

KLANG! Once upon a time, Eric and Woody Henderson were inseparable. Adopted brothers. Best friends. Brilliant minds. Years later, they are estranged siblings, petty rivals, and washed-up failures. But when their fathers murder leads them into the throes of a life-altering scientific accident, Eric and Woody will find themselves with a whole new purpose and a perfectly legitimate reason to wear costumes and fight crime.

RAI #1 by Matt Kindt & Clayton Crain

Japan in the 41st century! The year is 4001 A.D. led by the artificial intelligence called Father, the island nation of Japan has expanded out of the Pacific and into geosynchronous orbit with the ravaged Earth below. With billions to feed and protect, it has fallen to one solitary guardian to enforce the law of Fathers empire the mysterious folk hero known as Rai.

SHADOWMAN #1 by Justin Jordan & Patrick Zircher

There are a million dreams in the Big Easy. But now its worst nightmare is about to come true. As the forces of darkness prepare to claim New Orleans as their own, Jack Boniface must accept the legacy he was born to uphold. As Shadowman, Jack is about to become the only thing that stands between his city and an army of unspeakable monstrosities from beyond the night.

Note: Shadowman has a feature film in development written by J.M. Straczynski.

UNITY #1 by Matt Kindt & Doug Braithwaite

The worlds most dangerous man, Toyo Harada, has been struck by the one thing he never thought possible fear. Halfway across the globe, a new power threatens to topple modern civilization and, to preempt the cataclysm that is to come, Harada will unite the most lethal, most volatile, most unforgiving team the world has ever known UNITY. Their mission: defeat the warrior king armed with the universes most powerful weapon. Kill X-O Manowar!

X-O MANOWAR #1 by Robert Venditti & Cary Nord

Born into battle, Aric of Dacia heir to the throne of the Visigoth people has never known peace. After a brutal encounter with a mysterious enemy known as The Vine leaves him a prisoner on an alien world, the only hope Aric has of returning to his family and saving them from slavery is to seize armored suit capable of incalculable destruction and become X-O Manowar!
g: 0 Posted By: Xenocrates
Views: 183 Replies: 0 Country Time Half Lemonade Half Iced Tea(19-Ounce -Pack of 4) - $5.54 Subscribe & SaveFS@ Amazon

Note: May require an extra 1-2 days to process. You may cancel Subscribe & Save anytime after your order ships.

$7.92 - 5% Subscribe & Save - 25% coupon(auto applied) = $5.54



Grocery Deals

Amazon Coupons
Current Financial Situation: Need Advice
Added on : Monday July 14th 2014 11:00:05 PM
g: 0 Posted By: nickygrahn
Views: 38 Replies: 0 Hello fellow forum members. This is my second topic since I've been registered here and the previous input was very helpful for me, so much so that I'm seeking advice again. This may get lengthy but I want to describe to the best of my ability what my current situation is financially. What I'm looking for is some inputs, though I know they'll be varied, on what I should do for future security. So here it is and again, I greatly appreciated the previous input. Your guys' knowledge with money is fantastic and I'm sure you have changed lives.

My Debts:
Home mortgage FHA @ 3.5% which is on the second year and already have paid off 10K in principle out of the 145K loan. This was a 30 year loan and the minimum payments is $1050 a month. This payment includes home insurance, taxes and mortgage insurance
Personal loan, which is used as my business loan, has $11,800 left @ 9%. Used to be about 19k but I sold some useless things and paid it down. Minimum payment is $450 a month.
Auto insurance is $1050 total every 6 months for wife and I.
Other misc. monthly bills which include cell phone, internet, home utilities and food average out to be around $500.


My business nets about $1,500 a month currently but I only need to pay our mortgage and my business loan. However, after doing that I have absolutely nothing left. Obviously, making $1,500 a month is not a lot and that's some of the reason I'm posting (more on this later**). The way I'm looking at things is I'm subtracting my current net of $1500 from the mortgage and personal loan, leaving literally $50 which I'm actually okay with since my wife is making $40k a year and we don't have other debts. The thing is, my money is mine and hers is hers. That's how we've agreed to do things and it actually works very well. I used to make more money when I had a job as well as my business but I left due to my inability to work under a boss.

Being self employed is something I like very much and I refuse to get a job. I've left a half dozen jobs in the past year, not even kidding, one of them being a top 100 company to work for according to Fortune Magazine. So with that said, I have the ability of expanding my current business due to someone retiring. I would need to take out an additional $20,000 for the expanding of my businesses to make another $800 net a month. I talked to a couple of bankers and they said a 5 year loan @ 8% interest would be around $650 a month of I included the current loan I have of $11,800. This would leave me with an extra $600 a month.

Is my vision wrong looking at things this way? Taking out money from a bank without having a savings or any other investments other than some business equipment frightens me. I could grind out what I'm doing currently, but this opportunity doesn't come very often. I know I could force myself to pay a loan faster to avoid paying excess interest since I've done that in the past. Judging from what you see on my post, do you have any feedback? Getting tired so I'll end the post here. Thanks for reading and chiming in!

Insurance Deals
Ninja 3-in-1 Cooking System (Refurbished) $89.99 w/FS @ 1 Sale
Added on : Monday July 14th 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 55 Replies: 0 FEATURES
Searing - Searing meats before cooking adds flavor and appearance. Sear using the built-in stove top before slow cooking for more delicious meals all in one appliance.
Slow Cooking - You can use slow cooking for all types of meals. This method of cooking is perfect for meats that are typically less expensive cuts and take many hours to tenderize. The long and low temperature leaves the meat tender and juicy. For other types of foods, slow cooking allows you to cook hands-free, over a longer period of time.
Steam-Infused Roasting - Steam roasting is best used with beef, pork, fish and poultry. Steam roasting is done by adding liquid to the bottom of the cooking pot and cooking on the oven setting. No need to pre-heat.
Steam-Infused Baking - Steam baking is best used with cakes, cupcakes, loafs, puddings, custards and cheesecakes. Steam baking is done by adding water to the bottom of the COOKING pot and cooking on the OVEN setting. The steam created by the water helps your desserts cook more evenly, retain more moisture and give a better rise.
Steam infused roasting and baking uses bottom heat and side-band heating, combined with super-heated steam, to cook 30% faster**, with less fat. The result is juicier meats!
The Ninja system includes Slow Cook HIGH, LOW and Auto Warm settings. Slow cook HIGH cooks in half the time it takes to cook on slow cook LOW. This flexibility offers two options that work best with your schedule. Use LOW for all-day set it and forget it cooking. Use HIGH for half day or weekend cooking. Once the cooking cycle is complete, the unit will automatically switch to AUTO WARM, which will run for 12 hours.
Bottom & Side Heat and super-heated steam cooks 30% faster, with less fat vs. conventional ovens.
Oven function has digital dial temperature controls from 250-425 degrees with a 6 hour timer
The Stovetop function can be set to Low (simmer), Medium (saut), or High (sear)
Steel nonstick coated lid
Aluminum professional nonstick coated 6 quart pot
Includes chrome-plated steel removable roasting rack and mini-muffin pan
Weight: 12.2 pounds
Brand: Ninja
Model: MC702
Condition: Refurbished
Warranty: 90 Day
Packaging: White Box
Expected to ship within 1-3 Business Days

http://1sale.com/home-family/kitchen-dining/ninja-3in1-cooking/
Ninja Deals

1Sale.com Coupons
Ariat Mens Langford H20 - $49 + shipping
Added on : Saturday July 12th 2014 02:00:04 PM
g: 1 Posted By: isaacpark
Views: 421 Replies: 2 Dover Saddlery has this boots on sale for a while.

http://www.doversaddlery.com/ariat-mens-langfor-h2o/p/Z1-380556A...

It maybe a riding boots or barn boots, but it is just regular boots as well. shipping is about an $11.95, but it is still a good deal compare to other sites.
I think Amazon listed it as around $120, it's still an half price.
Shoes Deals
Ariat Mens Langford H20
Added on : Saturday July 12th 2014 12:00:02 PM
g: 0 Posted By: isaacpark
Views: 138 Replies: 0 Dover Saddlery has this boots on sale for a while.

http://www.doversaddlery.com/ariat-mens-langfor-h2o/p/Z1-380556A...

It maybe a riding boots or barn boots, but it is just regular boots as well. shipping is about an $11.95, but it is still a good deal compare to other site.
I think Amazon listed it as around $120, it's still an half price.
Shoes Deals
g: 0 Posted By: ShoppingChick
Views: 122 Replies: 0 World Music Supply has theCharvel Desolation DC-1 Standard Electric Guitaron sale for $599.99 - $300 with coupon code DCHALF =$299.99 with free shipping.

Neck Shape: Through-Body Fast Neck with Tilt-Back Scarf Joint Head Stock
Number of Frets: 24
Fret Size: Jumbo
Position Inlays: Abalone Keystone Position Inlays
Fretboard Radius: 12 to 16 Compound Radius (304.8 mm to 406.4 mm)
Neck Material: Mahogany
Neck Finish: Oiled
Nut Width: 1.650 (42 mm)
Scale Length: 25.5" (64.8 cm)
Fretboard: Rosewood
Pickup Configuration: H/H
Bridge Pickup: EMG 81 Active Humbucking Pickup (Bridge)
Neck Pickup: EMG 85 Active Humbucking Pickup (Neck)
Pickup Switching: 3-Position Toggle: Position 1. Bridge Pickup, Position 2. Bridge and Neck Pickups, Position 3. Neck Pickup

Music Deals
g: 0 Posted By: SieSilverStars
Views: 304 Replies: 1 Chili's is offering a couple printable coupons:

Link

Free Dessert w/ Purchase of Adult Entree

OR

Free Ribs Upgrade from Half Rack to Full Rack.
Restaurants & Entertainment Deals
g: 0 Posted By: SieSilverStars
Views: 155 Replies: 1 Chili's is offering a couple printable coupons:

Link

Free Dessert w/ Purchase of Adult Entree

OR

Free Ribs Upgrade from Half Rack to Full Rack.
Restaurants & Entertainment Deals
g: 0 Posted By: NonReturnable
Views: 103 Replies: 2 My wife's biological mother lives in Argentina. We live in the US.

My wife last saw her mother when she was 12. She was left with her father.
Same for my wife's half brother, he was left with his father in another state.
Needless to say, she's not the best mother.

My wife grew up with her father and step-mom. Everything worked out.

A few years ago my wife first found her half brother via the internet.
Then, a while after that, her bio-mom got back in touch with her, again via the internet.

A few months ago she called and let my wife know she was having seizures.
Today, we got a phone call in spanish, and after some translation thanks to google, we figured out they were asking her to call her mom. I'm assuming the mom didn't have enough money for an international call.
My wife called, and found out she has brain cancer, and the doctors say she has around 2 months left.

We can not afford to go visit. Even if my wife went alone, the price of a ticket is just out of range to visit someone that...in all honesty wasn't someone my wife was that attached to.
Obviously she's upset, but she agrees its just not feasible to spend $2000 and 48 hours on a plane to do a visit. They'll be doing some video chatting and phone calls (I'll make sure I'll record it for when the kids are older).

I have some financial concerns -
The mom put my wife down as an emergency contact with her medical info. The mother is flat broke. For a time she lived in an orphanage and was given room and board in exchange for working. Now it sounds like she's living with a friend. Has no job, etc.If, for example, my wife wanted her ashes to split with her half brother, how would that be worked out? We're not 100% trusting of her mom, and I'm wary of being scammed by working with a "friend" of the mom or something.

It is my understanding she has dual citizenship with the US (or at least, never renounced her argentine citizenship). She immigrated to the US when she was very young, and was in the US Army and received an honorable discharge. She mentioned there may be life insurance money, or at least money for a burial or cremation through the VA. She is also apparently owed quite a bit of back disability money by the VA. She's asked my wife to help her get that sorted out a number of times, she's tried, we'll get the mom in contact with the right people, then something never happens, wait a few months, rinse, repeat. Should I be contacting a lawyer to figure this out? Is it even worth pursuing? I'm not trying to approach this like I could make some cash, but if there is the possibility that my wife could get something to put towards her education costs (she starts an MBA program next month) that would certainly be beneficial.

Not speaking any spanish (my wife speaks restaurant spanish at best), what is the best route to go to get things like a copy of the death certificate, any personal belongings the mom wants my wife or her brother to have after death, etc. The mom is making sure her friends and the hospital have my wife's information. The language barrier is a problem. This isn't the first time we've gotten a phone call from someone whom only speaks spanish, and had to use google translate and yes/no questions to figure out what was doing on.

Are there any scams I should be aware of that could be going on here (besides the mom making this whole thing up. Which we've discussed, but she's not asked for any money or anything thus far).

Any advice or suggestions anyone has, I'd certainly appreciate.

TL;DR - Wife's broke deadbeat mom is dying of brain cancer in Argentina.. Any advice about how to get burial or ashes worked out, any personal belongings the wife wants shared shipped up here, and any possibility of life / burial insurance worked out.
Personal Finance Deals
Small Pension Buyout
Added on : Tuesday July 08th 2014 08:00:09 AM
g: 0 Posted By: mythosaz
Views: 30 Replies: 0 OK folks, I'd like to borrow upon your wisdom for a moment.

I've looked at a couple of calculators, and they seem to confirm what IthinkI'm seeing, but I'd like a second opinion.

When I left a long-term job last year, I was surprised to find I had earned a small pension. For purposes of this discussion, lets call it $325/mo, eligible in 2035. It has a lump sum option today in the 13-14k range, which seems to jive what what calculators tell me. It has no survivor benefits, so it's good for me alone, from 65 until death. I don't have any unusual medical conditions.

I'm in a position now where I need a new (to me) car, and a used crown vic doesn't quite meet with my needs. I drove my last 20k 2007 vehicle into the ground with almost 200,000 miles on it, and I'm weighing my options.

I try to look at things like this: If I had $13k cash now, would I use it toward/for/as-part-of a new (to me) car, or would I buy a 13k annuity with a 325/mo payout at 65? I know that it's worth much more should I survive to 70, but would I buy said annuity today versus dealing with more pressing issues.

Some minor background, as it might help determine the real value of the pension to me and my family. Because of numerous troubles in the last, well, decade, my wife and I have little cash or retirement savings, but we're both employed in good jobs, and we've got three properties. [A rented condo owned lock stock and barrel, a rented home about half way through the mortgage breaking even, and a primary residence in year 10.] After losing my long-term job, I've been contracting, so it hasn't always been easy to keep cash between gigs.

The wife and I plan to keep using bonuses and excess salary (is there such a thing) to keep paying down the rental house, and then attacking our real mortgage. I know that isn't strictly the best plan, but I enjoy the feel of ownership. Owning a house is more valuable to me than playing a game with mortgage interest or keeping it liquid to invest. This is the primary reason I'm conflicted about a small pension. Iownthat, so to speak.

I don't want to turn this too much into a car discussion. I'd just like to know the pros and cons of what to do with 14k today versus having a $325 pension.
Investing Deals
g: 0 Posted By: st4rdust
Views: 200 Replies: 0 Today only, Best Buy has the Logitech Marathon Wireless Laser Mouse(M705) for$24.99with free in-store pickup.

4.1/5 stars based on 1,157 customer reviews herefrom Amazon, where this is currently $33.89.

According to a Google Products shopping comparison, the next lowest pricefor this online is $39.01 shipped.

Review: 4.5/5 from PC Mag



Compatible with Windows XP, Windows Vista, Windows 7, Mac OS X 10.4 or later
Hyper-fast scrolling lets you fly through long documents and Web pages
The sculpted, right-hand shape guides your hand to a naturally comfortable position
Logitech Marathon Mouse M705 uses less than half the power of comparable wireless mice
The tiny Logitech Unifying receiver stays in your notebook
Battery lasts up to 3 years (runs on 2 AA batteries, included)
3 year limited warranty

Keyboard & Mouse Deals

Best Buy Coupons
Tips and Tricks for Insurance - Inventory Of Assets?
Added on : Sunday July 06th 2014 01:00:06 PM
g: 0 Posted By: robronson
Views: 85 Replies: 1 My neighbor in the apartment across from mine got robbed recently and it made me think about my renter's insurance. I barely have much in the realm of receipts and documentation on my things. If it was me that robbed, I'd be pretty screwed.

I think being robbed is pretty traumatic, and trying to remember everything you had and finding receipts after the fact would only make things worse. What I'd like to do is put together a rock solid inventory with pictures, receipts, etc, store it up on my dropbox, and if I ever get robbed, I go up in the cloud, even off my cell phone, email the PDF of my inventory to the insurance man, and move on with my life.

Maybe, I might even wind up a little better off than before because if I could have back what I paid for all my stuff, I'd probably only re-buy half of it since I buy a lot of clothes and things I don't really use.

Anyone have experience on how insurance claims work for personal possessions? There's a lot of threads on car insurance and home owner insurance with respect to tree branches, but I rarely hear anyone discussing submitting claims for personal possession against homeowner or renter's insurance. I'm under the impression that I'll get either the replacement cost or whatever I paid, whichever is less, which leads me to believe I'll get screwed since, like most FWF I go out of my way to shop for sales and deals. So if I only get back what I paid, it's far below market value for many of my things.

Am I under an obligation to hand over receipts for everything? Maybe if I got something well below market value, and I misplace the receipt, or intentionally don't store it, then I'll get replacement value which is higher?

Does anyone else inventory things like papertowels and toiletpaper and shampoo? On the surface it seems silly, but I ran some quick math in my head and I easily have a few hundred dollars worth of cologne, deodorant, TP, papertowels, toothpaste, toothbrushes, facial cleanser, moisturizer, etc. Also, if I have the inventory up in dropbox, I can refer to it when I'm shopping so if I see a good deal on something like bulk papertowels, I can see how many rolls I'm down to, assuming I keep the inventory up to date every month or so.

I've heard people just videotaping everything in their home but that doesn't quite seem granular enough for me. I've already started a rough inventory and realized I actually have around $12k worth of things in my apartment, so my $10k policy won't cover it and I might need to get higher coverage. So another benefit of doing this in something like a spreadsheet is that you actually see what the value of your items are so you can adjust your insurance accordingly.

Anyone have experiences to share on claims or best practices on inventory?


Discussion Deals
g: 0 Posted By: DaysFan
Views: 202 Replies: 0 VISSANI STAINLESS STEEL 90-CAN BEVERAGE COOLERhttp://akimages.shoplocal.com/dyn_li/400.0.90.0/Retailers/HomeDepot/203428829.jpg WAS $249$198SPECIAL BUY, SAVE $51, EXCLUSIVESKU: 574012 Description: Adjustable glass shelves offer storage versatility and ease of cleaning
HVBC31ST (574012)
linked

http://www.homedepot.com/
Serving your favorite beverages at the ideal temperature is easy with the Vissani 3.1 cu. ft. Beverage Cooler. The cooler's elegant, sturdy glass shelves are adjustable to offer versatile storage options, and the unit can hold up to 90 12 oz cans for your convenience. It is premium inside and out, featuring a stainless steel door and matching handle and Blue LED interior lighting.

Beverage cooler can accommodate up to 90 12 oz cans for all your beverage needs
Adjustable thermostat dial allows you to modify the interior temperature
Two (2) full and one (1) half glass shelves provide storage options for your beverages
The shelves may be arranged on any supporting guide within the cooler as preferred and can be removed to accommodate larger cans or bottles
The temperature range of the beverage cooler is 34F - 59F
Blue LED interior light gives you full view of the contents
Beverage cooler is a compact 3.1 cu. ft. capacity, yet provides that perfect extra cool storage option for beverage cans
Reversible door design for flexible installation options
Premium look featuring stainless steel door and matching stainless steel handle
This item does not qualify for the Major Appliance Delivery and Haul Away or Installation Services


VISSANI STAINLESS STEEL 28-BOTTLE WINE COOLER WAS $249$198SAVE $51, EXCLUSIVE, SPECIAL BUYSKU: 573157
http://akimages.shoplocal.com/dyn_li/400.0.90.0/Retailers/HomeDepot/203428827.jpg Description: Adjustable thermostat for perfectly chilled red or white wines
Interior blue LED for soft, elegant lighting
HVWC28ST (573157)

Serving wine at the right temperature is preferable, but not always convenient until now. Adjust the manual thermostat to perfectly chill red or white wines. The 28 Bottle Vissani wine cooler features an attractive stainless steel door stainless steel handle and removable wood shelves. The interior Blue LED light adds to its premium look and feel.

Chills up to 28 bottle of wine at one time
Keeps contents between 39 degree Fahrenheit - 72 degree Fahrenheit
6 wooden wine shelves are included to store wine bottle
Each shelf holds up to four (4) bottle, and bottom rack also holds up to 4 bottle
Wine shelves can be removed to accommodate larger bottles
Premium look featuring stainless steel door and matching stainless steel handle
Blue LED interior light for a stylish look inside, too,
Reversible door design for flexible installation options
This item does not qualify for the Major Appliance Delivery & Haul Away or Installation Services

Appliance Deals

Home Depot Coupons
g: 1 Posted By: jskins
Views: 290 Replies: 0 Columbia Techsun III Men's Flip Flop Sandals (Sage or Navy)- $12.71 with 25% off coupon code SFB7314 + free shipping at Sierra Trading Post. (Exp 7/6)

Sizes 10-14 - half sizes order down
D-width
Lightweight, durable TechLite midsole
Omni-Grip traction rubber outsole with multidirectional lugs
Textured, anti-slip footbed
Synthetic leather upper


These Sandals are going for $31.99 - 45.98 on eBay.
Shoes Deals

Sierra Trading Post Coupons
g: 0 Posted By: jskins
Views: 88 Replies: 0 Columbia Techsun III Men's Flip Flop Sandals (Sage or Navy) - $13.00 with 25% off coupon code SFB7314 + free shipping at Sierra Trading Post. (Exp 7/6)

Sizes 10-14 - half sizes order down
D-width
Lightweight, durable TechLite midsole
Omni-Grip traction rubber outsole with multidirectional lugs
Textured, anti-slip footbed
Synthetic leather upper


These Sandals are going for $31.99 - 45.98 on eBay.
Shoes Deals

Sierra Trading Post Coupons
g: 0 Posted By: MIGHTYMACHONE
Views: 123 Replies: 0 This is a good deal for ladies for athletic wear..almost half price..athletic top regularly 24.00 only 12.99 at Sears..

Www.Sears.com
TRENDnet 8-Port Gigabit GREENnet Switch - $18.99 w/ FS at Adorama
Added on : Wednesday July 02nd 2014 11:00:05 AM
g: 0 Posted By: Revenant
Views: 142 Replies: 0 TRENDnet 8-Port Gigabit GREENnet Switch - $18.99 w/ FS at Adorama

LINK

GREENnet technology reduces power consumption when Ethernet port is not in use, Connected device is turned off, Connected device is in power-saving mode and Based on Ethernet cable length
8 x Gigabit Mbps Auto-MDIX Gigabit Ethernet ports
Store-and-Forward switching architecture with non-blocking wire-speed performance
IEEE 802.3x Flow Control for full-duplex mode
Back pressure Flow Control for half-duplex mode
8 K absolute MAC address table
256 KBytes RAM data buffering
Operates and maximizes packet filtering and forwarding rate
IEEE 802.3az Energy Efficient Ethernet technology
Jumbo Frame support up to 9216 Bytes
TRENDnet 3 Year Limited Warranty

$1.00 better than previous Hot Deals post.
Networking Deals

Adorama Coupons
Surprising / Interesting Business Deductions
Added on : Tuesday July 01st 2014 05:00:05 PM
g: 2 Posted By: robronson
Views: 195 Replies: 2 Being an independent contractor traveling consultant, I look for ways to max out possible business expenses. I'm not interested in ethics, only what's legal. Nothing is ethical about how taxation works so it's just a matter of following the rules to your most advantage.

As such, I've come up with a handful of neat ideas for business deductions and I'd like to hear from others with interesting ideas:

1) Do your dry cleaning at your customer site, if you travel to a dedicated customer over long periods of time. I used to take my dry cleaning home with me every weekend, and pay extra for my local dry cleaner to expedite overnight service on Friday so it'd be ready for my flight back to the customer on Sunday. Then I learned if I had my dry cleaning done at my customer, it was a business expense, tax deduction, and more importantly, my clothes would be wrinkle-free waiting for me when I flew back. Of course, you should still travel with one pair of business clothes for one day, just in case you can't pick them up first thing Monday morning or in case of a problem. Dry cleaning is NOT a business expense if it's done in your home city, but is when you do it out-of-state at your client site.

2) Switch to a prepaid phone that bills by the minute like a 10 cents per minute plan as your personal phone, and get an unlimited minutes plan for your "business phone". Your business phone will be fully tax deductible, and your personal phone, even though you're not really paying for it if you don't use minutes, is proof to the IRS during an audit that your business phone is strictly business and your personal phone is strictly personal. Much like cars as a business expense, it's better to have a second dedicated to personal use, even if it's a cheap POS beater, so you can deduct 100% of the business car or phone.

3) Do personal errands while traveling for business. Your gas mileage is deductible when driving for business. So why not do your grocery shopping and other errands on the same trip? Then the gas is deductible at 50+ cents per mile, which, if you're driving a fuel efficient vehicle, is double your actual expense. So assuming 50% tax bracket between state, federal, and SE tax, if you're only spending half of the allowable IRS rate on fuel, then the tax break on the trip makes it completely free.

I'm considering buying other things while on business trips such as deodorant and toothpaste. I haven't looked into the rules deeply enough, but I imagine if I buy toothpaste while traveling for work, it may be a business expense. Suppose the airliner lost my luggage and I had to buy more... certainly in that case re-buying hygiene products is a business necessity for me to complete that travel. I wonder what the IRS guidelines are to decide what exactly qualifies.

What tips and tricks for maximizing business deductions have you found?

Discussion Deals
g: 0 Posted By: ShoppingChick
Views: 230 Replies: 0 Sports Authority hasThe North Men's Half Dome Hoodieon sale starting at $24.73 with free shipping.

Available at $24.73 - New Taupe, Biking Red, Burrow Brown, Yellow, or Ivory

The next available price is from 6pmin Nautical Blue/Metallic Silver for $24.99.
Clothing Deals

Sports Authority Coupons
g: 25 Posted By: gd78
Views: 4825 Replies: 36 Ripped from SD:

Bloomingdales has a lot of stuff on sale right now.

If you install the "Honey" extension for chrome, and use it when you get to the checkout page, it will let you stack two coupons in one transaction (only works on items already on sale).
Therefore it is possible to get about58% off your purchase (on top of the sale price!).

I can confirm this works for All-Clad, Staub, and JA Henckels Zwilling. I got about 50% off.

What items work and what doesn't is hit or miss. Not all items in a certain brand work. Also, it seems that all electronics do not work.
Reportedly works on clothes, too (except designer brands like Gucci, etc)
UPDATE: USE CODE "PARTY" TO GET 30% OFF BEFORE USING THE HONEY EXTENSION TO GET ANOTHER 40% OFF = 58% OFF(thanksichibahnslc)
(If "PARTY" doesn't work, skip it and just use the Honey coupons for ~50% off)

Free shipping for Loyalists (which is free to join)
You can use in-store pickup (if available) in case you're worried they'll cancel orders.

Their "sale" price for All-Clad, etc, seems on par with Amazon's regular price. But 50% off that is amazing!

I got a 12" All-Clad frying pan for $54, and a Staub 4 qt braiser for $120.
Bruno Magli "Maioco" Cap Toe Oxfordsfor $134 (half the Nordstrom Anniversary price!)

Works with all the Zwilling knives I tried (e.g. Zwilling Twin Four Star 3" Parer can be had for $20 [reg $50]).

Please post what you find working and not working.

Confirmed working:
All-Clad
Staub
JA Henckels Zwilling
Emile Henry bakeware (some)
Bruno Magli shoes (55% off sale price!)
Brooks Brothers ($35 for a dress shirt)
Lacoste
Cuisinart cookware
Joe's Jeans
7 For All Mankind
Calvin Klein
2xist
Ralph Lauren

kate spade
Madden
Sferra

Reportedly working:
Cole Han
Sperry (some)
Hudson Park sheets
Under Armor

Not working:
Gucci, Burberry, etc.
Thomas Pink
Tumi
Briggs & Riley
(maybe all luggage)
Joseph Joseph
Simplehuman
Ferragamo
K-Pods
Electronics of any kind
Clothing Deals

Bloomingdales Coupons
Mishap during Health Screening-Who is responsible?
Added on : Monday June 30th 2014 12:00:07 AM
g: 0 Posted By: OlDog69
Views: 69 Replies: 1 Working stiff on a weekend, went for a Free blood test clinic held in a shopping establishment. Passed out just after the blood test procedure, whilst sitting in the patients chair in front of the nurse. Later when I came back to my senses, found myself lying down on the concrete floor with my feet elevated on a chair. I was helped up on my feet and made to sit on a chair and then experienced unbearable, throbbing pain, which started in my back and ribs, all around my body under the armpits. After catching my breath for almost half hour, later, with great difficulty, I managed to limp out of the establishment and struggled home.
Presently I'm still at home after over two weeks on sick leave; have used up all my sick days, incurred co-pay expenses for Doc visits, X-rays, prescription drugs, back brace belt, over the counter pain relief gels/balms, etc. Am still in considerable pain, needing constant help to carry on simple daily living activities, having very limited mobility. Am now considering applying for Short Term Disability.
If you were in my shoes facing this horrible, life changing experience, caused by somebody man-handling my limp body from the chair to the floor, causing this severe muscle/nerve bruising to my Long Muscles; luckily no broken ribs! What would you do? What are my best options and who is responsible for all my pain and suffering? Any/all responses and advice will be greatly appreciated.
P.S. First time posting, so don't know much, but hoping I've done this right.
Question Deals
g: 7 Posted By: gd78
Views: 1270 Replies: 10 Ripped from SD:

Bloomingdales has a lot of stuff on sale right now.

If you install the "Honey" extension for chrome, and use it when you get to the checkout page, it will let you stack two coupons in one transaction (only works on items already on sale).
Therefore it is possible to get about50% off your purchase (on top of the sale price!).

I can confirm this works for All-Clad, Staub, and JA Henckels Zwilling. I got about 50% off.

What items work and what doesn't is hit or miss. Not all items in a certain brand work. Also, it seems that all electronics do not work.
Reportedly works on clothes, too (except designer brands like Gucci, etc)

Also, it is important that you don't enter any promo codes and let the Honey extension enter them for you.

Free shipping for Loyalists (which is free to join)
You can use in-store pickup (if available) in case you're worried they'll cancel orders.

Their "sale" price for All-Clad, etc, seems on par with Amazon's regular price. But 50% off that is amazing!

I got a 12" All-Clad frying pan for $54, and a Staub 4 qt braiser for $120.
Bruno Magli "Maioco" Cap Toe Oxfordsfor $134 (half the Nordstrom Anniversary price!)

Works with all the Zwilling knives I tried (e.g. Zwilling Twin Four Star 3" Parer can be had for $20 [reg $50]).

Please post what you find working and not working.

Confirmed working:
All-Clad
Staub
JA Henckels Zwilling
Emile Henry bakeware (some)
Bruno Magli shoes (55% off sale price!)
Brooks Brothers ($35 for a dress shirt)
Lacoste
Cuisinart cookware
Joe's Jeans
7 For All Mankind
Calvin Klein
2xist
Ralph Lauren

kate spade

Reportedly working:
Cole Han
Sperry (some)
Hudson Park sheets
Under Armor

Not working:
Gucci, Burberry, etc.
Thomas Pink
Tumi
Joseph Joseph
Ferragamo
Electronics of any kind
Clothing Deals

Bloomingdales Coupons
Lowes - Hitachi 130 piece drill bit set $24.98
Added on : Sunday June 29th 2014 12:00:03 AM
g: 0 Posted By: BrainySmurf
Views: 93 Replies: 0 Gold Oxide Twist Drill Bit Set

130 piece 1/2" through 3/64

Link

Never heard of "gold oxide," but these are half the price of even Harbor Freight bits.
Tools Deals

Lowe's Coupons
New Arrivals: Marc by Marc Jacobs - Half Pipe Tote
Added on : Saturday June 28th 2014 09:00:11 AM
Signature dust bag included.
New Arrivals: Marc by Marc Jacobs - Half Pipe Crossbody
Added on : Saturday June 28th 2014 09:00:11 AM
Signature dust bag included.
New Arrivals: Marc by Marc Jacobs - Half Pipe Duffle Bag
Added on : Saturday June 28th 2014 09:00:11 AM
Signature dust bag included.
g: 0 Posted By: ctgolfer
Views: 182 Replies: 0 20.1MP Exmor APS-C sensor
DSLR-quality in about half the size and weight
Wi-Fi connectivity to smartphones via NFC
Ultra-fast AF with BIONZ X processing engine
Up to ISO 16000 sensitivity
Easy self-portraits via 180 tilting LCD screen
Full HD 1080/60i/24p video
Built-in pop-up flash
PlayMemories Camera Apps
Up to 4 FPS shooting
E-mount 16-50mm lens included
Includes AC-UB10 AC charger (in-camera charging via USB), SELP1650 lens, Lens cap, Rechargeable battery (NP-FW50), Shoulder strap, Body cap, Micro USB cable
Dimensions: 4.4 x 2.5 x 1.4
Weight: 9.5 ounces (with battery and Memory Stick PRO Duo)
Brand: Sony
Model: A5000
Condition: New
Warranty: 1 Year
Packaging: Retail

http://1sale.com/electronics/cameras-video/sony-alpha-201-mp-cam...
Cameras Deals

1Sale.com Coupons
Ronco Pocket Fisherman Spin Casting Rod Reel - $15.00 @ Walmart
Added on : Friday June 27th 2014 03:00:06 AM
g: 0 Posted By: ShoppingChick
Views: 156 Replies: 0 WalMart has Ronco Pocket Fisherman Spin Casting Rod & Reelon sale for $15.00 with free in-store pickup.

Handheld folding rod and reel, preloaded with fishing line
Includes hook, swivel, practice casting plug, weight and bobber
A complete spincasting outfit
Fits in your glove compartment, on a belt or in your pocket
Handle serves as a mini tackle box
Quiet, smooth-action reel with adjustable star drag
Ronco Pocket Fisherman folds in half for easy storage
Tough, double-ended rod design helps land bigger fish
Ronco Pocket Fisherman has notch to carry on your belt and a wrist strap

Amazon also has it for $15.00 and it is rated 4.3/5 stars from 143 customer reviews.
Sports & Outdoors Deals

Walmart Coupons
Sony SS-F5000 3.25" Floorstanding Speakers @Frys $99 w/FS
Added on : Friday June 27th 2014 03:00:04 AM
g: 0 Posted By: joemah
Views: 108 Replies: 0 Sony SS-F5000 3.25" Floorstanding Speakers @Frys $99 w/FS
Half off their original advertised price.
http://www.frys.com/product/6172819

Headphones & Speakers Deals
g: 0 Posted By: Neidman
Views: 27 Replies: 0 Press release from Public Citizen with details on the decision:
June 26, 2014

Contact: Angela Bradbery (202) 588-7741
Scott Michelman (617) 899-9076

On Wednesday, Judge Dee Benson of U.S. District Court in Utah awarded Public Citizen clients John and Jen Palmer $306,750 ($102,250 in compensatory damages and $204,500 in punitive damages) against the online retailer KlearGear.com. The company had demanded $3,500 from the Palmers for writing a critical online review of the company, then ruined Johns credit when he refused to pay.

As a result of KlearGear.coms actions, the Palmers lost credit opportunities; suffered anxiety, fear and humiliation; and spent weeks without heat in their home for themselves and their 3-year-old son when their furnace broke and they were unable to obtain a loan to replace it.

Public CitizensuedKlearGear.com on the Palmers behalf in December. When KlearGear.com failed to respond, the court granted a default judgment declaring that John did not owe the $3,500 and setting a hearing, held Wednesday, to determine damages. After an hour-long hearing at which both plaintiffs testified, the judge announced the award from the bench.

We are gratified by Judge Bensons ruling, which appropriately compensates the Palmers for their ordeal and punishes KlearGear.com for its abuse of the credit reporting system in retaliation for the Palmers speech. The court sent a strong message that corporate bullying of consumers would not be tolerated. The Palmers are relieved that Johns credit has been restored and they feel vindicated by todays award.

Original archived FW thread:
http://www.fullofdeals.com/forums/finance/1314355/
Credit Deals
Starbucks 50% Tea drinks 6/26 only 2-5 p.m.
Added on : Wednesday June 25th 2014 11:00:02 AM
g: 0 Posted By: caveat
Views: 199 Replies: 0 Par-TEA - Teavana shaken (not stirred) ice teas are half price Thursday only from 2-5 p.m. New Blackberry Mojito Tea Lemonade, among other flavors.
Usual annoying disclaimer: At participating stores. While supplies last. Cannot be combined with any other offers or discounts.
Restaurants & Entertainment Deals

Starbucks Store Coupons
g: 0 Posted By: st4rdust
Views: 236 Replies: 0 asavings (via eBay) has theRazor A5 Lux Aluminum Kick Folding Scooter(Red or Blue) for$49.99with free shipping.

Recommended for children ages 8 and up
Adjustable handlebar can be set to the right height as your child grows
27-in. wheel base
ABEC-5 bearings
Rear-fender brake
Folds in half easily

Sports & Outdoors Deals

eBay Coupons
g: 0 Posted By: ctgolfer
Views: 146 Replies: 0 Specifications:
Design
- Color: White

Image sensor
- Effective Pixel: Approx 20.3 Megapixels
- Total Pixel: Approx 21.6 Megapixels
- Image Sensor Type: CMOS

Lens
- Mount: Samsung NX Mount
- Usable Lens: Samsung Lenses for Samsung NX Mount

Shutter Speed
- Modes: Auto : 1/4000sec. ~ 30sec. Manual : 1/4000sec. ~ 30sec. (1/3EV Step) Bulb (Limit time : 4min.)

Exposure
- Compensation: 3 EV (1/3 EV Step)
- ISO Equivalent: Auto, 100~25600 (1 or 1/3EV step) AUTO ISO upper level is selectable. (Up to ISO 3200)
- Metering System: TTL 221(17x13) Block segment Metering : Multi, Center-weighted, Spot Metering range : EV 0-18 (ISO 100 - 30mm,F2)

Focusing
- Modes: Single AF, Continuous AF, MF, Touch AF&Shutter
- Range: Selection : 1point ( Free selection ) Multi : Normal 21points, Closeup 35points Face Detection : Max. 10 faces Object Tracking AF

Shooting
- Drive Modes: Single, Continuous, Burst (5M size only), Self-timer, Bracket (AE/WB/PW)

Display
- Field of View: Approx 100%
- Main LCD Screen: 3.7"
- Resolution: WVGA ( 800X480 ) 1,152k dots

Video
- Edit: Still Image Capture, Time Trimming
- Recording: With Audio or without Audio (user selectable, recording time : 29 minutes 59 seconds)
- Movie Clip: 1920x1080, 1920x810, 1280x720 , 640x480, 320x240 for Sharing (Default: 1920x1080) ( 1920x1080 only with 3D lens)
- Resolution: Quality: High Quality, Normal
- Compatible Video Files: Movie: H.264, Sound: AAC

Flash
- Modes: Smart Flash, Auto, Auto+Red-eye reduction, Fill-in, Fill-in+Red-eye reduction, 1st Curtain, 2nd Curtain, Off
- Sync. Speed: Less than 1/180 sec.
- Accessory: Samsung External Flash available

Image Stabilization
- Optical Image Stabilization: Yes

Smart Settings
- Smart Auto: Beauty Face, Landscape, Macro, Action Freeze, Rich Tone, Panorama, Waterfall, Silhouette, Sunset, Night, Fireworks, Light Trace, Creative Shot, Best Face
- Smart Filter: Vignetting, Minature, Colored Pencil, Watercolor, Wash Drawing, Oil Sketch, Ink Sketch, Acryl, Negative, Selective Color (R/G/B/Y 4 Colors)
- Smart Filter (Movie): Vignetting, Minature, Colored Pencil, Watercolor, Wash Drawing, Oil Sketch, Ink Sketch, Acryl, Negative, Selective Color (R/G/B/Y 4 Colors) (1920x1080, 1920x810, 1280x720, 640x480, 320x240)
- Smart Range: Yes

Picture Effects
- Picture Wizard: Yes
- Photo Style Selector: Yes

i-Function
- i-Zoom: i-Zoom (x1.2, 1.4, 1.7, 2.0)

Self-timer
- Self-timer: 2 - 30 sec (1 sec Step)

Dust Reduction
- Dust Reduction: Yes

White Balance
- Modes Auto, Daylight, Cloudy, Fluorescent (W, N, D), Tungsten, Flash, Custom, K(Manual)

Storage
- File Format: RAW (SRW ver2.0.0), JPEG (EXIF 2.21), MPO(3D), MP4(Movie), DCF, DPOF 1.1
- Image Size: 20.0M : RAW 39 20.0M (3:2) : Super Fine 130, Fine 163, Normal 217 10.1M (3:2) : Super Fine 277, Fine 356, Normal 505 5.9M (3:2) : Super Fine 471, Fine 570, Normal 727 2.0M (3:2) : Super Fine 1053, Fine 1426, Normal 1941 Burst (5.0M) : Super Fine 430, Fine 514, Normal 638 16.9M (16:9) : Super Fine 153, Fine 190, Normal 251 7.8M (16:9) : Super Fine 346, Fine 417, Normal 568 4.9M (16:9) : Super Fine 512, Fine 670, Normal 896 2.1M (16:9) : Super Fine 1015, Fine 1349, Normal 1700 13.3M (1:1) : Super Fine 217, Fine 227, Normal 284 7.0M (1:1) : Super Fine 336, Fine 465, Normal 592 4.0M (1:1) : Super Fine 559, Fine 752, Normal 1203 1.1M (1:1) : Super Fine 2149, Fine 2471, Normal 2819 Movie : 1920x1080 30p : High Quality 17m 21s, Normal 21m 44s 1920x810 24p : High Quality 21m 11s, Normal 26m 31s 1280x720 60p :High Quality 16m 33s, Normal 20m 42s 1280x720 30p : High Quality 28m 38s, Normal 35m 53s 640x480 30p : High Quality 70m 48s, Normal 88m 58s 320x240 30p : High Quality 213m 41s, Normal 271m 09s ? These figures are measure under the Samsung standard.
- Internal Memory : 2GB
- External Memory (Optional): MicroSD, MicroSDHC, MicroSDXC, UHS-1 MicroSD Support

Still Image
- Picture Effects: Standard, Vivid, Portrait, Landscape, Forest, Retro, Cool, Calm, Classic, Custom (1~3)

Image Playback
- Digital Filter: Miniature / Fish-Eye / De-fog / Halftone Dots / Soft Focus , JPEG (3:2): 6M (3,008 x 2,000) / 2M (1,920 x 1,280) / VGA (640 x 424), JPEG (16:9): 5M (3,008 x 1,688) / 2M (1,920 x 1,080) / VGA (640 x 360) , JPEG (1:1): 4M (2,000 x 2,000) / 1.6M (1,280 x 1,280) / VGA (480 x 480)
- Editing: Back Light Comp. / Face Retouch / Photo Style Selector / Red Eye Fix / Resize / Rotate
- Options: Movie / Single Image / Slide Show / Thumbnails (3 / 9 / 20 Images)

Wireless Connectivity
- WiFi: Yes
- GPS: Geo-Tagging with Option GPS Module (WGS84)

Inputs & Outputs
- HDMI: Yes Micro HDMI
- USB 2.0: Yes
- Video Out: Yes via Micro HDMI with accessory cable.

Dimensions
- Product Size (WxHxD): 4.7" x 2.5" x 1.4"

Weight
- Product without battery and card: 0.5 lb.

Power
- DC power input: DC 5.0V, 1A via Micro USB port
- Power Source: Rechargeable Battery
- Battery: BP1130
- Battery, # of pictures taken: 170 min / 340 shots (CIPA Standard)

System Requirements
- Windows: PC with processor better than Intel Core 2 Duo 2.0 GHz / AMD Phenom 2.4 GHz or higher Minimum 512MB RAM (Over 1GB recommended) Windows XP SP2 / Vista / 7 / 8 250MB of available hard-disk space (Over 1GB recommend) USB 2.0 port CD-ROM drive nVIDIA Geforce 7600GT or later / Ati X1600 series or later 1024 768 pixels, 16-bit color display compatible monitor (1280x1024, 32-bit color display recommended) Microsoft DirectX 9.0c or later
- Macintosh: Mac OS 10.5 or higher (except PowerPC) Minimum 256MB RAM (Over 512MB recommended) Minimum 110MB of available hard-disk space USB 2.0 port CD-ROM drive

Operating Conditions
- Humidity: 5 - 85 %
- Temperature: 0 - 40 degrees C

Software
- Included in Box: Adobe Lightroom, iLauncher

www.ebay.com/itm/Samsung-NX2000-20-3MP-Mirrorless-Smart-Digital-...
Cameras Deals

eBay Coupons
g: 1 Posted By: remick
Views: 221 Replies: 0 http://www.amazon.com/gp/product/B00ATLF84I

Book I of the Big Book On Dissociate Identity Disorder was written for the general reader to educate them on the various types of dissociation in the dissociative contimuum. Book II is the second half of the book and is written for Counselors and Psycholigists in order to train them on the deeper aspects of the disorder. I have gone into details on the inner structuring of the mind and how it develops. Included is a breakdown of the 7 layers of the mind, conditioning and mind control programming.


also free

Hierarchy of Needs Counselling Care & Support
http://www.amazon.com/gp/product/B00FAPKYAQ

Discussing the meaning of Person Centred Philosophy in various settings. An insightful book discussing the Hierarchy of Needs and how these are enhanced by using Rogerian Core Humanistic/ Person centered principles. This examination focuses on the practitioner's values which contribute to a therapeutic growth based environment. The theories of Maslow and Rogers are dominant throughout. This book was created as part of a workshop discussing the attitudes required in delivering a Person Centered service in counselling/psychotherapy and social care, but many people have adapted these principles to teaching and parenting. This book contains some deviations in grammar and maybe little repetitive at times, but the insights contain essential understanding of the process of personal growth in a way that can be easily understood and appreciated. Subjects included are:

Environment, Actualising Tendency and Transcendence.
Conditions of Growth.
Congruence.
Unconditional Positive Regard
Empathy
Hierarchy of Needs
Basic Physiological Needs
Safety Needs
Social Needs
Esteem
Actualisation Needs
Books Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 352 Replies: 0 Weighing less than 36 pounds, equipped with a carrying handle, and stabilized with 4 rubber pads, this generator is built for portability.
Uses oil/gas mix fuel so there's no need for oil changes. The one gallon tank can run for 5 hours at half load.
Quiet exhaust system with spark arrestor is 60dB at 22 feet and is certified for use in any national park or forest
1000-Watts starting power and 900-Watts running power
1-year limited warranty; CARB and EPA compliant

www.sears.com/powerpro-2-stroke-1000-watt-generator/p-0710393600...
Sports & Outdoors Deals

Sears Coupons
g: 0 Posted By: Snowyowl
Views: 65 Replies: 0 Id been looking at this Convection/ Toaster Oven for months now!!!
This Breville Oven is very well built compared to other models, larger cooking area then most tabletop convection/Toaster ovens on the market now and has a digital readout which is harder to find. I almost scooped this up at $249 ( selling for at many online outlets) when I saw it BUT.. WOOT! has it Factory Reconditioned for over $100 less.. $134+ $5 shipping + tax = $155.14 + I added 3 year warranty $19.19= $174.33 FOR JUST THE OVEN YOU SAVE $115.00

Woot!.com Breville BOV800XL

PLUS because its factory reconditioned by the original manufacturer they offer a two year Square Trade Warranty about $22... BUT I CALLED Square Trade directly and had a coupon for 40% off plus they upped me to a 3 year plan for less.. total for 3 years $19.19 which includes drops and spills. (coupons are out there or just tell them you know you had it somewhere and they'll apply)

FROM WOOT!.COM
Attractively housed in reinforced stainless steel, this 1800-watt convection toaster oven features a 4/5-cubic-foot nonstick interior and Element IQ technology, which provides smarter control over the heat
Nine pre-set functions: Toast, Bagel, Bake, Roast, Broil, Pizza, Cookies, Reheat, or Warm
Each function comes with its own pre-programmed temperature and cooking time, eliminating guesswork
Broil function activates just the top heating elements to melt and brown food; its toast function activates the top and bottom heating elements to seal and crisp; and the bake function uses both the top and bottom heating elements, as well as the convection fan, to ensure thorough cooking, inside and out
The time and temperature for the pre-set programs can easily be adjusted to accommodate individual preferences
Push-button and turn-knob control panel, and back-lit LCD screen, makes it effortless to operate the unit and to see the current function, temperature, and adjusts made
LCD screen glows blue while you select your function and glows orange while the toaster is in use
Time dial with auto shut-off and sound alert
Other highlights include fast heat-up times, energy-efficient operation, three rack positions, a wire rack that ejects automatically halfway out of the oven for safe removal of hot items, an embossed and ribbed top surface that can be used as a warming tray, and a front-access removable crumb tray for quick cleanup
Can accommodate 6-slices of toast or a 13" pizza
Includes 12"x12" enamel broil rack, 12"x12" enamel baking pan and a 13" non-stick pizza pan
Shipping Note: Eligible for shipping to all 50 states SO you can ship it to Hawaii or Alaska!Warranty: 90 Days Breville

Appliance Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 77 Replies: 0 Weighing less than 36 pounds, equipped with a carrying handle, and stabilized with 4 rubber pads, this generator is built for portability.
Uses oil/gas mix fuel so there's no need for oil changes. The one gallon tank can run for 5 hours at half load.
Quiet exhaust system with spark arrestor is 60dB at 22 feet and is certified for use in any national park or forest
1000-Watts starting power and 900-Watts running power
1-year limited warranty; CARB and EPA compliant

www.sears.com/powerpro-2-stroke-1000-watt-generator/p-0710393600...
Sports & Outdoors Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 185 Replies: 0 Product Information
The seven-horsepower DuroStar DS4000S generator can be a supplemental source of electricity and comes in handy during power-outages. With an EZ-pull recoil start and a four-gallon tank, this unit can run for a maximum of eight hours at 50% power.

Location and Use
The unit can be transported in a large trunk, flat-bed truck or even an RV. The generator should never be used indoors. Incorrect use of the generator might lead to carbon monoxide poisoning from toxic exhaust fumes. Using a generator outdoors is the recommended option. If it is raining, the generator should be placed under an elevated tarp, or a small overhang. Water damage to any electrical parts of the generator may render it useless. Furthermore, the unit should be at least three feet from a wall or drapery and should be kept away from a. a flammable structure. About the Engine
This DuroStar DS4000S generator has an air-cooled OHV engine with a low-oil shut-off, adding to the durability of this generator. An external warning light will come on when the fuel is running low. After 20 hours of use the generator should have an oil change to ensure the parts do not overheat. Additionally, the oil drain beneath the generator will need to be emptied occasionally so as not to overflow. A full power panel on the DuroStar 7 HP generator that houses the fuel gauge also has a volt meter indicating exactly how much power is being generated. Also, the unit has a circuit breaker, so that if the system is overloaded, it will automatically turn off the affected unit in an effort to prevent damage. A maximum AC output of 4000 watts enables the generator to power several small to medium-sized appliances. A heavy system frame on the DuroStar 7 HP generator has four-point isolated motor mounts for smooth and quiet operation.

Certifications and Utilization
The unit is approved by the EPA, an important feature for modern appliances. To be EPA-certified the manufacturing process and the parts have to be in compliance with current standards and the unit should ventilate properly. Power specifications of this 4000-watt generator include two 120-volt, 20-amp, and 60 Hz NEMA 5-2 0R outlets. Furthermore, one 120-volt, 30-amp, 60 Hz NEMA L5-30 outlet is included on the unit. The plug for this single outlet differs in design for high-powered appliances that can handle a 2880 VA equipment load. Always ensure the unit is not overloaded, and perhaps only at half-capacity. If the electricity requirements are unknown, it is best not to plug the appliance in. Attempting to power an entire home with the generator can lead to an electrical fire.

Overall Use
The powerful 4000-watt generator has a 69 dB muffler system that will reduce overall engine noise significantly. Also, a four-stroke OHV single cylinder engine with a forced air cooling system ensures the unit does not overheat. To prevent potential igniting, the container should be sealed tightly to stop the vapors from entering the air. The unit should be completely turned off before fuel is added to reduce the risk of fire. Also, if the engine is hot, any gasoline that is spilled will potentially ignite. The fuel required by the manufacturer is the only fuel that should be used. The use of a non-preferred fuel could damage the unit or result in injury. Overall, the unit weighs approximately 90 pounds when no fuel is added. This portable generator comes with a tool kit as well as an operating manual. Measuring 20 inches wide by 27 inches long by 22 inches tall, the generator is fairly compact. When the generator is no longer needed, the owner should clean the unit to remove debris. When not in use, the generator should be stored in a well ventilated area to prevent harmful fumes from building up.

Product Identifiers
ModelDS4000S
UPC811640011840
MPNDS4000S

Key Features
Generator TypePortable
Horsepower7 HP
AC Max Output4000 Watt
Run Time8 Hours at 50% Maximum Output

Features
Fuel Tank capacity_Display4 gal.
Cooling systemAir
Volt meterIncluded

Dimensions
Weight94.01 lbs

Miscellaneous
Starter TypeManual


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g: 3 Posted By: remick
Views: 1234 Replies: 1 http://www.amazon.com/gp/product/B00IFKLW9U/

Tiarra is half Vulcan and half Earth woman. She has special talents that alert her loved ones to her presence. She is trained to do all jobs on a star fleet star-ship. Her first assignment is on board the S.S. Victor which is captained by her Earthling brother. Tiarra falls in love with another half breed and their union starts a star fleet precedent new to the space community.
Tiarra is very much in the Star Trek vein. You may see some similarities but Tiarra is basically a love story between two half Vulcan/half Earth people who experience the Passion Ties of Vulca.
One of them is pledged to someone else but the passion tie between Tiarra and Braack cannot be denied. It could be dangerous to the S. S. Victor itself.
A duel is committed to break the original passion tie pledge, but not without consequences. The fall out from the duel lingers in their life for quite a while.


Seal of the King
http://www.amazon.com/gp/product/B00E52VRBA

The battle between dark and light rages and the world is on the CUSP of a tipping point. Will an age of darkness befall mankind or will the light prevail?
David and Aurora have seen visions of each other their entire lives but never met, until now. Aurora a fearsome warrior and David a simple farmer are thrust into the heart of the battle. An ancient prophecy foretells of their final showdown with the Dark One. Will their faith be strong enough for them to prevail?
Join them as they embark on their journey to the lair of the beast knowing they may never return.


Zylan's Messengers
http://www.amazon.com/dp/B00GKQPR3S

Three civilizations separated by billions of years in time and millions of light years in distance, come to life as their disparate histories converge to help the human race survive in 2408, when all of their bad decisions come back to haunt them.
The highly advanced Zylan civilization's planet expired of natural causes about 3.5 billion years ago, but not before they dispatched "Messengers" around the universe to teach the knowledge and legacy of their three hundred thousand year existence. One of those Messengers landed on a planet in the Andromeda galaxy and one on Earth connecting these two planets as they both attempt to manage their respective declines. The other civilization, much more advanced than Earth, in an effort to save themselves, offers a technological solution to Earth's problems, but with a price to be paid in the distant future.
Will the human race honor the commitments of their forefathers, or are they willing to risk the wrath of their benefactors? Zylan's Messengers explores the reasons that humans are the only animals on Earth that make conscious decisions that are bad for their survival


Everflame
http://www.amazon.com/gp/product/B008QZMX7E

Long ago, when the earth was young... Four ancient beings created man to be the bastion of the earth and its creatures. But when The Great Tyrant came and chased The Ancients away, the world was transformed into a place of fear and isolation. Over time humans lost the connection they had with a world they had been created to protect. Now, deep in the forests that surround Gray Mountain, two bears find a small child that is abandoned and left for dead. They name him Evercloud, and raise him as a member of their kingdom. Teaching him the secrets of the elders, they tell him of the ancient beings that created man and the rumors of their return. Evercloud must now go on a quest to return The Ancients to power. However, in another corner of the land, a man known only as The Messenger travels the land under a white hood, on a mission to prevent the return of The Ancients. We follow the paths each of these men take until their stories collide in an epic battle of good versus evil.


The Waking Moon
http://www.amazon.com/dp/B00G3BJURO

The beloved paranormal romance that created an international fandom, now available for Kindle!
Paulette's life is in shambles. Her sister is dead, her mother is a drunk, and she's been forced to transfer into a chaotic public school full of bullies. Things go from bad to worse when her intoxicated mother hits and kills a teenage boy and is sent to jail. Now she is truly alone. That is until the teenage boy mysteriously comes looking for her, convinced that he and Paulette are meant to be together. He is the most beautiful boy shes ever seen. But dead.
Afraid he'll find her insane, Paulette must keep the secret from her love-struck best friend, Rhodes, a prodigy who lives and breathes rationality and science. In the end, it's up to her to save them all from the power-hungry, undead teens who want to kill her, kidnap Rhodes, and claim Jack as their own.


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CyberStorm
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Now being made into a major motion picture by 20th Century Fox, with Bill Kennedy of House of Cards adapting the screenplay.
Mike Mitchell, an average New Yorker already struggling to keep his family together, suddenly finds himself fighting just to keep them alive when a bizarre string of disasters starts tearing apart the world around them. The Internet goes down. A bird-flu epidemic starts raging. Rumors spread that it's all part of a coordinated foreign attack. And then the power goes out as a monster snowstorm plunges New York into frozen darkness, becoming a wintry tomb where nothing is what it seems...and no one can be trusted...
"As a member of the Military that does 'cyber' for his job, finally we see a novel that shows how dangerous our transition to an interconnected infrastructure will become without proper safeguards...I couldn't put down!" - Karic Allegra, Joint Interoperability Command, US NAVY
What caused it? Who caused it? How can it be stopped? These questions become unimportant as Mike's family struggles to survive amid millions of people in the doomed metropolis.


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g: 0 Posted By: riznick
Views: 28 Replies: 0 Halfbrick games for IOS (iPad, iPhone) are free right now.



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g: 0 Posted By: remick
Views: 139 Replies: 0 http://www.amazon.com/gp/product/B00IFKLW9U/

Tiarra is half Vulcan and half Earth woman. She has special talents that alert her loved ones to her presence. She is trained to do all jobs on a star fleet star-ship. Her first assignment is on board the S.S. Victor which is captained by her Earthling brother. Tiarra falls in love with another half breed and their union starts a star fleet precedent new to the space community.
Tiarra is very much in the Star Trek vein. You may see some similarities but Tiarra is basically a love story between two half Vulcan/half Earth people who experience the Passion Ties of Vulca.
One of them is pledged to someone else but the passion tie between Tiarra and Braack cannot be denied. It could be dangerous to the S. S. Victor itself.
A duel is committed to break the original passion tie pledge, but not without consequences. The fall out from the duel lingers in their life for quite a while.


Without
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The apocalypse came as a whisper.
Mother Nature had been sending signs for three years, but most didn't pay attention until she pulled the plug on everything. Nobody will forget where they were and what they were doing at 8:13 on that morning. They're all still waiting for 8:14. Well, at least the ones that have made it so far.
He was stuck in Atlanta traffic, making his way to work, when the world fell silent. His car, his radio, his phone, his watch, anything that needed a spark, a battery, or an outlet died. The silence didn't last long and neither did she. He didn't know if the yellow sundress was the first to die, but he does know that she wasn't the last. Not even close.
As aircraft fell out of the sky, panicked drivers lost control in the fast lane, and pace makers stopped keeping their rhythms, he got out of his car and popped the trunk. Most didn't pay attention, but he did. And he knew what was coming.


Abomination
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They were built as unstoppable warriors. They became unstoppable monsters.
Four decorated U.S. Marines with spotless service records are wanted for the brutal rapes and murders of over a dozen women within four months. Their hunting grounds stretch from New York to Georgia. When Ryan Pearson and his team of FBI agents close in on the first killer, the cornered Marine nearly defeats three heavily armed assault teams with nothing but unbridled violence and grossly deformed hands.
After the bloody encounter that left another woman and two agents dead, Ryan begins to question the directives of the military liaison and his own boss, the Deputy Director of the Bureau. The answer he discovers during his unsanctioned investigation blurs the normally focused line between victim and criminal.
Ryan enlists the help of a civilian scientist that can link the sociopathic behavior of the four fugitive Marines to a biomedical research facility where they were stationed prior to the murders. When the scientist Ryan befriends is attacked in a military style ambush, he forces himself to remember every detail of the violence. He wants to remember so he knows exactly what to give back to the ones responsible.


Seal of the King
http://www.amazon.com/gp/product/B00E52VRBA

The battle between dark and light rages and the world is on the CUSP of a tipping point. Will an age of darkness befall mankind or will the light prevail?
David and Aurora have seen visions of each other their entire lives but never met, until now. Aurora a fearsome warrior and David a simple farmer are thrust into the heart of the battle. An ancient prophecy foretells of their final showdown with the Dark One. Will their faith be strong enough for them to prevail?
Join them as they embark on their journey to the lair of the beast knowing they may never return.


Zylan's Messengers
http://www.amazon.com/dp/B00GKQPR3S

Three civilizations separated by billions of years in time and millions of light years in distance, come to life as their disparate histories converge to help the human race survive in 2408, when all of their bad decisions come back to haunt them.
The highly advanced Zylan civilization's planet expired of natural causes about 3.5 billion years ago, but not before they dispatched "Messengers" around the universe to teach the knowledge and legacy of their three hundred thousand year existence. One of those Messengers landed on a planet in the Andromeda galaxy and one on Earth connecting these two planets as they both attempt to manage their respective declines. The other civilization, much more advanced than Earth, in an effort to save themselves, offers a technological solution to Earth's problems, but with a price to be paid in the distant future.
Will the human race honor the commitments of their forefathers, or are they willing to risk the wrath of their benefactors? Zylan's Messengers explores the reasons that humans are the only animals on Earth that make conscious decisions that are bad for their survival


Everflame
http://www.amazon.com/gp/product/B008QZMX7E

Long ago, when the earth was young... Four ancient beings created man to be the bastion of the earth and its creatures. But when The Great Tyrant came and chased The Ancients away, the world was transformed into a place of fear and isolation. Over time humans lost the connection they had with a world they had been created to protect. Now, deep in the forests that surround Gray Mountain, two bears find a small child that is abandoned and left for dead. They name him Evercloud, and raise him as a member of their kingdom. Teaching him the secrets of the elders, they tell him of the ancient beings that created man and the rumors of their return. Evercloud must now go on a quest to return The Ancients to power. However, in another corner of the land, a man known only as The Messenger travels the land under a white hood, on a mission to prevent the return of The Ancients. We follow the paths each of these men take until their stories collide in an epic battle of good versus evil.


Nowhere Blvd: A Horror Novel
http://www.amazon.com/dp/B006R4RTSE

In this Kindle horror exclusive, eleven year old Spencer Williams mysteriously re-appears in his bedroom after having been missing for two years. The story of where he's been is one no sane person would believe, a tale of being kidnapped by a creature out of legend and taken to a scary and strange urban fantasy land. A place where young children the world over are subjected to horrible experiments by the original boogie man, the living nightmare known as Smiling Jack.
Spencer keeps his secrets, happy to have been the only child ever to have escaped the clutches of Smiling Jack and his minions. With his nightmares fading into the past, Spencer returns home and tries to live a normal life. But when his baby sister goes missing, will Spencer be willing to take the ultimate risk to save her?
Will he be willing to return to the horror of Nowhere Blvd?


The Waking Moon
http://www.amazon.com/dp/B00G3BJURO

The beloved paranormal romance that created an international fandom, now available for Kindle!
Paulette's life is in shambles. Her sister is dead, her mother is a drunk, and she's been forced to transfer into a chaotic public school full of bullies. Things go from bad to worse when her intoxicated mother hits and kills a teenage boy and is sent to jail. Now she is truly alone. That is until the teenage boy mysteriously comes looking for her, convinced that he and Paulette are meant to be together. He is the most beautiful boy shes ever seen. But dead.
Afraid he'll find her insane, Paulette must keep the secret from her love-struck best friend, Rhodes, a prodigy who lives and breathes rationality and science. In the end, it's up to her to save them all from the power-hungry, undead teens who want to kill her, kidnap Rhodes, and claim Jack as their own.

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g: 0 Posted By: SieSilverStars
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Added on : Thursday June 19th 2014 02:00:07 AM
g: 0 Posted By: tink3975
Views: 64 Replies: 2 I recently read quite a few responses to(what banks fingerprint you and which ones don't) . I heard some of the funniest responses, not just one. First off banks are only allowed to ask for you state i'd. If they ask for your social or your fingerprint and you decide not to give out that information then that is your right as an American citizen to keep your debtor number, as it should be called. You use your as card to keep up with your debt. Today if you owe money to the bank you are put on check systems. Which turns over every 5 years. Not you credit. The only way they can garnish your wages, throw you in jail or apply it to your credit is through the courts. They have to sue you and prove without a doubt you owe this money. They never think you will show up so they never bring the correct documents. Ask for one page if they can't produce it case dismissed. Now the reason I HAD to say something is because Americans recieve the wrong information through different sources such as these message boards. Spend more time at a library studying the constitution and all amendment. If a bank turns you down for not giving them your social you can sue them. Nothing besides credit cards go through you social. Banks use your I'd to list you on check systems. NOW the funny thing I heard many people say which horrifies me as an American citizen that there are so many uneducated Americans. More than once and I quote the only people whose fingerprints show anything is if they have been scanned before for either for getting in trouble or having a business license or some sort of document you put your print on. Ok first and funniest everyone has been fingerprinted....when you are born. And since so many are so undereducated let me guide you to investigate more about what your rights are. You can even deny fingerprinting in jail. The process may take a but longer but that up to you. Most just listen and do what they are told. The only thing you are even required to give the police is what they ask for first off. Licence and registration. Now back to the bank not letting you open some kind of account without giving your social. You syes because they defiled your right to withhold your private information. That is against the constitution. Bank don't have time for court usually well maybe...bend over backward- REALLY? At least they're honest. All a bank does is take your money, keep up with your amount that you are letting them hold on to for a price usually. And most of our money is tied up in the stock market. You are investing in that bank and if it fails to properly use their customers money they go bankrupt and get out quick. Now for a normal person you say my money is right there they are not using it for profit..... A bank is a business just like any other. They must pay their employees which some make triple digits btw and we pay them to not mess up. Now there are I m not going to say good but decent banks with great interest rates as long as they don't go under or get our ol famous bailouts. Check how many banks got OUR money to decide how to fix the problems. A lot of banks still couldn't make it or where not close enough to the government to get the bailouta or become an elite group of bankers who work the treasury dept. If I m not mistaken please forgive me for my ignorance but I believe there are 5 treasury dept employees that not only got the biggest bailout, enough for personal 20000 $ bonuses inside the company but then they manage all our debt cause we don't have money, but they sure do. Extensive paychecks, personal vehicles, gascards, you name it. State government are finally getting recognized for all OUR money. I know I m going on and on. Last info before I go the government has you on record wether you have done anything wrong or good. They hear your calls, they check your email..... In the name of safety and security.lol yea if they need to find you they will. It may take 20 years or even after you are pronounced dead.....Jesus were dumb. Or just be Snowden and go tell the people we owe millions of trillions of $ to that we are illegally spying on them and asked for protection. Some say he is a traitor I personally think he is doing right by himself. He knew he saw stuff and dipped. Cause here we kill people that are problems or disagree with our misguided used of what our founding fathers stood for, or the homeless sick and old veterans starving on food stamps if at all, we give little pricks all the power. Everyday all day. Why would one person matter. Why do we not stock together like Egypt? Why do we constantly allow the few to speak geberish and fight over the most trivial things....I could fix all our problems: no job? To many people. I m not racist in anyway but how does it make any sense that we don't have enough work for American born citizens why would we continue to accept new visas. If you became a citizen correctly and not hopped over the border and pop a kid out. Sound harsh? You pay for them. They get grants for a house, a car and a tax free business for 5 years then switch it to another family members name to avoid taxes. I have an Indian friend who explained what he has been soon for years. Then instead of pumping the $ into our amazing country that they had to come to they send it home. Now I do believe black people (yes I m white) and black people came from all over under the assumption they too would work and be taken care of only to be enslaved and kept here against their will. And they don't get approved for grants half as much as they should and usually its nowhere near what they deserve or what they need. The majority fight in the streets for not even a quarter of old Richey rich who is older than sort most the time. Or even the American Indians. No foreigner should be allowed to take our hard earned cash to make a living. I don't mean to sound heartless but if your country is that bad, then God places you there for a reason. I think some.not all of 3rd world countries are better off. We eat things that we created- we have horrible FDA standards- our income gaps are atroshish. Who ever thought a man that plays a game would make millions and our teachers,police officers, and emergency personal make barely over min. Wage. Let the visas run out and shot since we give then grants anyways help the get on their feet at home until population control and the economy gets back to Clinton days. Oh who cares he got his young sec to go down on him, if his wife obviously didn't care. He made us money, I could leave out one day and have five jobs. Now we live on too of one another either so rich the the united states were suing him for monopolizing the internet, which how do you monopolize on something you created..anyway- or we have the I'm middle class who look rich but have nothing because their pride and greed.or you have the almost what 75% of our population is starving and then they buy the most cheap groceries which are full of hormones and God knows what else. I know I said I would stop and I am but last last thing I would recommend finding out more about you social security card all together. Find out what all the numbers and letters mean. It will shock you
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g: 1 Posted By: lovelybones
Views: 194 Replies: 0 http://www.pcrush.com/product/All-in-One-Multifunction-Printers/...

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Need advice on auto repair work
Added on : Tuesday June 17th 2014 11:00:07 AM
g: 0 Posted By: MikeDaddy
Views: 194 Replies: 9 EDIT: 2007, not 2001

I had some auto repair done back in 2007 and paid a shop about $2600 to do the work, which included replacing a bumper and real quarter panel and painting it all. A year or so ago, the drip molding (strip that runs between the top of the car and windows along the car) started coming off. I did not know it at the time, but instead of clipping it back into place like they were supposed to, the shop somehow glued it back, and the glue has now deterioratyed and now looks bad. In addition, the paint that was used on the area replaced has now begun cracking and fading really bad. I contacted the repair shop with pictures, but their response is:

1. It was over 5 years ago.
2. I should have been waxing my car every 3 months in FL (nevermind that the other paint on the car is just fine....from 2001).

They have offered to cover about half of the repair, which would still leave me with a bill around $400. I do not think this is fair; I paid for work that turned out to be shoddy. You can clearly see where the Body Shop stopped painting the area above my windows and the factory painting begins. No amount of waxing would have done a thing with the paint that was put on.

I do not think I should pay anything for this to be fixed, but what is my recourse? File a complaint with the BBB? Small claims court? Suck it up?

If this were fading consistent with normal wear and tear, I would not take issue, but it appears to me (as well as the mechanic that I took my car to) that this work was shoddy and defective (paint). Any advice would be helpful.

Pictures:

https://drive.google.com/file/d/0BzKONpMA0nEAaVZqdWJIVGVWWlVaRGdzMzFXUTRTM256d0s0/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEAR0hSUkNCbHlla1JXZDc1WDB1Qno2a0ZwRmU0/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEAbmFENUdDSTlpVGJPbmQxOUpyWmNCUGZ1YjNV/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEAVlhEVHVDdkVpY0tVbTI1WTdvN1k4THd2QkRJ/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEATng5SXVNQmtoV1VWTGJpUWxiVXVjNGg4RW4w/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEAaHhXcFRUOUlQbjJFaDlJWFU4S201NEFXZDJR/edit?usp=sharing

https://drive.google.com/file/d/0BzKONpMA0nEAMm9WTHpjM1ViaVZablpVOVZfTWhNQWppRXVj/edit?usp=sharing





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Could someone please explain compound interest to me?
Added on : Tuesday June 17th 2014 06:00:14 AM
g: 0 Posted By: thurgood99
Views: 87 Replies: 5 I am thinking of opening a time-deposit at a bank and there is the option: "Interest on all term deposits of 12 months or more have the option of payment or compounding of interest on quarterly, half-yearly or annual basis".

Not exactly sure how this works. What is my best (most profitable) option here?
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4.7 out of 5 stars (20 customer reviews)

Discover how to make a great living creating tutorial videos. Whether you want to teach English, cookery or a highly specialised technical skill, creating your own online business may be easier than you think. In this book I'll explain exactly how to go about it, as well as telling you my own story.

I built a successful online business making $80,000 in the first year and a half after almost two decades of cluelessly failing at one thing after another; hopefully by reading this book you can avoid making the same stupid mistakes I made.

In this book you'll find out how to build up an online business with minimal time, effort and money; no dawn power walks, fourteen-hour workdays or massive investments here!


also free
Top 7 Ways to Make Money Online: Step-by-Step Guide to Earn Over $1000 Online per Month Starting Today
http://www.amazon.com/gp/product/B00JAU937M
Totally Free Deals
g: 1 Posted By: ctgolfer
Views: 821 Replies: 2 shipping adds $5

23" IPS Widescreen WLED backlit anti-glare 1920 x 1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
4GB DDR3 memory For multitasking power, expandable to 16GB
500GB SATA hard drive has plenty of space to store your digital albums, music library and rich media files
Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
Slim-tray SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
Realtek ALC3228-CG Audio for rich and dynamic sound
Windows 8 makes the things you do every day easier

http://computers.woot.com/offers/hp-pavilion-23-quad-core-aio-de...
Daily Deals

woot! Coupons
Half Life Complete Bundle (PC Download) - $8.50 AC @ Greenman Gaming
Added on : Saturday June 14th 2014 09:00:04 AM
g: 0 Posted By: SieSilverStars
Views: 254 Replies: 0 Today only, Greenman Gaming is offering the Half Life Complete Bundle (PC Download) on sale for $8.50.

Link

Use coupon code "ENCORE-IFDSAL-E15OFF" during checkout for 15% off.

Also available with coupon code:

Mortal Kombat Bundle - $6.37
Left 4 Dead Bundle - $6.37
Complete GTA Bundle - $8.50
Max Payne Complete Bundle - $8.50
See the Complete list of Bundles

Video Games Deals
Ninja 3-in-1 Cooking System (Refurbished) $99.99 w/FS @ 1 Sale
Added on : Friday June 13th 2014 07:00:05 PM
g: 0 Posted By: ctgolfer
Views: 107 Replies: 0 Searing - Searing meats before cooking adds flavor and appearance. Sear using the built-in stove top before slow cooking for more delicious meals all in one appliance.
Slow Cooking - You can use slow cooking for all types of meals. This method of cooking is perfect for meats that are typically less expensive cuts and take many hours to tenderize. The long and low temperature leaves the meat tender and juicy. For other types of foods, slow cooking allows you to cook hands-free, over a longer period of time.
Steam-Infused Roasting - Steam roasting is best used with beef, pork, fish and poultry. Steam roasting is done by adding liquid to the bottom of the cooking pot and cooking on the oven setting. No need to pre-heat.
Steam-Infused Baking - Steam baking is best used with cakes, cupcakes, loafs, puddings, custards and cheesecakes. Steam baking is done by adding water to the bottom of the COOKING pot and cooking on the OVEN setting. The steam created by the water helps your desserts cook more evenly, retain more moisture and give a better rise.
Steam infused roasting and baking uses bottom heat and side-band heating, combined with super-heated steam, to cook 30% faster**, with less fat. The result is juicier meats!
The Ninja system includes Slow Cook HIGH, LOW and Auto Warm settings. Slow cook HIGH cooks in half the time it takes to cook on slow cook LOW. This flexibility offers two options that work best with your schedule. Use LOW for all-day set it and forget it cooking. Use HIGH for half day or weekend cooking. Once the cooking cycle is complete, the unit will automatically switch to AUTO WARM, which will run for 12 hours.
Bottom & Side Heat and super-heated steam cooks 30% faster, with less fat vs. conventional ovens.
Oven function has digital dial temperature controls from 250-425 degrees with a 6 hour timer
The Stovetop function can be set to Low (simmer), Medium (saut), or High (sear)
Steel nonstick coated lid
Aluminum professional nonstick coated 6 quart pot
Includes chrome-plated steel removable roasting rack and mini-muffin pan
Weight: 12.2 pounds
Brand: Ninja
Model: MC702
Condition: Refurbished
Warranty: 90 Day
Packaging: White Box

http://1sale.com/home-family/kitchen-dining/ninja-3in1-cooking/
Home & Garden Deals

1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 94 Replies: 0 Contact grill, panini press, full grill, full griddle and half grill/half griddle
Removable and reversible dishwasher-safe nonstick cooking plates for easy storage
Cooking plates drain grease for healthy cooking
Integrated drip tray collects grease and is easy to store
Sturdy panini-style handle with hinged floating cover adjusts to thickness of food
Selector knob to choose grill or griddle function
Adjustable temperature controls for grill or griddle
Red/green indicator lights for easy operation
Brushed stainless steel housing
Dishwasher-safe scraping tool for easy cleanup
Brand: Cuisinart
Model: GRID-8N
Condition: Refurbished
Warranty: 90 Day
Packaging: White Box

http://1sale.com/home-family/kitchen-dining/gourmet-griddler/
Appliance Deals

1Sale.com Coupons
False tracking from Groupon, class action lawsuit?
Added on : Friday June 13th 2014 01:00:06 PM
g: 0 Posted By: deeder
Views: 132 Replies: 9 Ordered an item from Groupon and I received a tracking number which is not an acceptable tracking number. I received two letters in place of where the number codes should go which identifies the ups method of shipment. I brought this up to Groupon in an email and am awaiting their reply.

I looked on the internet and apparently this has happened to others as well so I believe it was no accident and am wondering if anyone here has also experienced this and would like to be part of a class action lawsuit so we can recover assets from Groupon in a civil matter and pursue criminal charges for manipulation of tracking numbers and giving purchasers false information intentionally in violation of the fair credit act and other laws.

Waiting to see what will happen in 48 hours but if answer is not acceptable or manipulation has occurred I will issue immediate chargeback and pursue this matter in the courts on behalf of a larger class.

As as a tech firm there is no reason they should not have UPS checksum checking to make sure these events don't happen.

This smells of fraud all over it unfortunately.
Discussion Deals
Haier 2.7-cu. ft. Refrigerator, Black - $79.84 FS @ Walmart
Added on : Friday June 13th 2014 07:00:10 AM
g: 1 Posted By: Farfisa850
Views: 150 Replies: 0 http://www.walmart.com/ip/Haier-2.7-cu.-ft.-Refrigerator-Black/3...

2.7 cu. ft.
Compressor cooling
Half-width freezer compartment
2-liter bottle door storage
Warranty: 1-year parts and labor; 5-year sealed system
Dimensions: 18.88"L x 17.88"W x 26.13"H
Model# HC27SF10RB
Appliance Deals

Walmart Coupons
g: 0 Posted By: ctgolfer
Views: 94 Replies: 0 The United States Mint Silver Eagle $1 coin, is the world's best selling and most highly collected bullion coin. These are fresh coins from a U.S. Mint roll that have not been picked over and will be shipped securely in individual plastic sleeves known as flips.
The American Silver Eagle is the official silver bullion coin of the United States. It was first released in 1986 and has been produced every year since. The obverse design was taken from the Walking Liberty design by Adolph A. Weinman, which originally had been used on the Walking Liberty Half Dollar coin of the United States from 1916 to 1947. This iconic design had been a public favoriteand one of the most beloved designs of any United States coinage of modern times, silver or otherwiseit was revived for the Silver Eagle decades later. The reverse was designed by John Mercanti and portrays a heraldic eagle behind a shield; the eagle grasps an olive branch in its right talon and arrows in its left talon, echoing the Great Seal of the United States; above the eagle are thirteen five-pointed stars representing the Thirteen Colonies. The reverse is inscribed with the phrases UNITED STATES OF AMERICA, 1 OZ. FINE SILVER~ONE DOLLAR, and E PLURIBUS UNUM (on the banner that the eagle holds in its beak), as well as the mintmark if applicable.

www.ebay.com/itm/Lot-of-5-2014-1-Troy-Oz-999-Fine-Silver-America...
RC & Hobbies Deals

eBay Coupons
Rabbids Land for Nintendo Wii U - $14.23 w/Prime or FSSS @AMZN
Added on : Wednesday June 11th 2014 11:00:02 PM
g: 0 Posted By: wisegremlin
Views: 47 Replies: 0 Amazonhas Rabbids Land for the Nintendo Wii Ufor $14.23. This is half of the $30 price that BuyerNinjashows this game was at until fairly recently. While the resolution for the most recent portion of this price history chart doesn't clearly show how long the recent deal has been on for, one thing is for clear. This isn't a normally advertized deal and no guarantees how long it will last.
g: 0 Posted By: ctgolfer
Views: 43 Replies: 0 16.2-megapixel 1/2.3" CCD sensor
Captures high-resolution images up to 4608 x 3456 pixels.
5x optical/up to 5x digital/up to 25x total zoom
Through a Samsung lens for precise zooming and accuracy.
3" TFT-LCD display
With QVGA (230K dots) resolution provides a clear view for framing a shot or reviewing images.
High-definition video mode
Lets you record footage with up to 1280 x 720 resolution at up to 15 fps (frames per second), so you can preserve special moments. Sound Alive technology and a microphone make it easy to record crisp audio.
DIS image stabilization
Reduces image blur caused by camera shake and vibration. ISO up to 3200 for improved image capture in low-light conditions.
Smart Auto mode
Features portrait, night, backlight, landscape, white, macro, action, natural green, blue sky, sunset sky and fireworks modes to accommodate a variety of shooting situations. Scene modes include landscape, text, sunset and more.
Continuous shooting
Makes it easy to capture detailed shots of fast-paced action. Live panorama mode allows you to shoot expansive landscapes. Face detection lets you capture stunning portraits of loved ones.
White balance controls
Include auto, daylight, cloudy, fluorescent_H, fluorescent_L, tungsten and custom to help achieve natural tones in a variety of lighting conditions.
Built-in flash
With auto, fill-in, slow sync and off modes helps create optimal illumination for clear images. Red-eye reduction ensures natural-looking eyes in portraits.
Photo filters
Include miniature, vignetting, ink painting, oil painting, cartoon, cross filter, sketch, soft focus, fish-eye, old film, half-tone dot, classic, retro and zooming shot to help you get creative with your still images.
TTL (through-the-lens) autofocus
Features center, multi, object tracking and face detection options to ensure sharp photos and videos.
Wi-Fi connectivity
Allows you to share images on Facebook, Picasa, Photobucket, YouTube and other social networking sites, as well as e-mail photos and video. Wi-Fi Direct supports most Samsung mobile phones, tablets and smart HDTVs.
DLNA capability
Lets you view images on compatible DLNA-enabled displays. Mobile Link makes it easy to copy images from your camera to a compatible mobile phone with an Android operating system.
Multicard slot
Supports microSD, microSDHC and microSDXC formats (cards not included) for storing videos and photos.

www.bestbuy.com/site/samsung-st150f-16-2-megapixel-digital-camer...
Cameras Deals

Best Buy Coupons
Amazon 6" Kindle WiFi w/ Special Offers - $49.00 @ Staples
Added on : Wednesday June 11th 2014 11:00:02 AM
g: 0 Posted By: hellokitty27
Views: 186 Replies: 2 Staples has the Amazon 6" Kindle WiFi w/ Special Offersfor $49.00 w/ free shipping. Also availablefor this price at B&H w/ free shipping.

Amazon's 6" E Ink Pearl display with optimized font technology, 167 ppi, 16-level gray scale
Fully wireless and doesn't require a computer to download content
2 GB internal (approximately 1.25 GB available for user content). Holds up to 1,400 books
Free cloud storage for all Amazon content
A single charge lasts up to one month with wireless off based upon a half-hour of daily reading time. Battery life will vary based on wireless usage
Fully charges in approximately 3 hours from a computer via USB cable
Supports public and private Wi-Fi networks or hotspots that use the 802.11b, 802.11g, or 802.11n standard with support for WEP, WPA and WPA2 security using password authentication or Wi-Fi Protected Setup (WPS)
Kindle Format 8 (AZW3), Kindle (AZW), TXT, PDF, unprotected MOBI, PRC natively; HTML, DOC, DOCX, JPEG, GIF, PNG, BMP through conversion
New darker, hand-tuned fonts for easier reading
Reads like paper with no glare, even in bright sunlight
6.5" x 4.5" x 0.34", 5.98 oz

Also available:
Kindle 6" Paperwhite Wifi w/ Special Offers - $99.00 w/ FS at Staples
g: 0 Posted By: BenH
Views: 190 Replies: 2 Situation:
I have an interesting situation where another unit owner may have family members interested in moving to the area. Because of various (some obvious) reasons, they would prefer to live as close as possible, ideally in our building. At this point, there has only been a query from neighbor of "are you still looking to sell soon?" with the explanation above. At this point, I have not talked to her family members or have any idea of their real interest.

Background:
I'm wanting to sell my city Condo to move out to a SFH in the burbs. We've been wanting to do it for a year or two now, but haven't really gotten around to looking in earnest. We can probably be in here for another year before things start getting cramped. Realistically, we could probably stay 2-3 more years here if required - but after that I think we need to start looking at an area with schools above the 30% mark.

The unit is one of 8 in the building and the last unit sold (across the hall, identical to mine, though maybe not as in good condition) for about 70% of the value I paid for my unit in 2006. Part of the reason it sold so cheap was that it was a foreclosure. Currently, all the units in the building are sold and about half are owner occupied - the rest are rented. One other unit sold at foreclosure about a year or two previously. Other units went up for sale, but the owners decided to keep them as rentals since likely they didn't get their asking price within the short time frame they were trying to sell (all were moving out of state).
Additionally, rent in this area is pretty high and I can probably rent my unit for my costs, but I don't believe I would clear more than say $3-4k a year. I am not really interested in the hassle of being a land lord or the possible extra expenses that may wipe out my yearly take as well as the complications of two mortgages on properties this high.

Challenges:
All being said, it would be extremely convenient for us to have a willing buyer with an extra incentive to have *our* place (or at least one in the building). Likely they would have an elastic schedule, as I believe this will be a second home, which may make things easier for us.
Of course, I'm not willing to just give them an awesome price just because I'm being approached in this manner. But, it does give me some incentive.

I know I'm not going to recoup the total investment in the condo. But, the first thing I am trying to figure out is what is the real value of the property? I obviously think it is worth more than what the foreclosure sold for.
Zillow's Zestimate of my place is about 10% higher than the foreclosure sold for, however it alsoshows the value of the recently sold foreclosed unit for 15% less than what it actually foreclosed for.
I've seen some other indicators that the value maybe 20-25% higher than what the foreclosure sold for, so I have no idea what to trust.

I'm also under the impression that I could take an offer slightly below market value because no realtors are involved (at least I don't think they will need to be). Is that a smart way to think? I realize I can always sell at any time without a realtor, but in this case all the work and challenges of that are taken care of.

In short, I'm interested to make an attractive price and sell since it gives me the incentive to move right now without a lot of the hassle. But, I don't want to take significantly less than market value (whatever that means).

A further possible complication is that there are 4 units in the building which are currently being rented. I wouldn't be surprised if they attempt to make contact with the other units owner's to gauge their interest in selling instead of continuing to rent. My only advantage here is that the other units have leases for renters right now but if these people are flexible they might not mind waiting say 6 months to get another unit at a substantial savings. OTOH, some of these units have been rented for 2-3 years and I have the feeling those owners are looking to hold on to the units as long as possible to try and recoup their initial costs - or - some of them were purchased at a lower price than mine (with a better rate) that makes them more attractive for rental opportunities.

Any advice on how to approach this is appreciated. It may be a few weeks before I know how serious the potential buyers are - but I'd like to be prepared when that time comes.
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 185 Replies: 0 The Northwest Territory fold in half table 6ft is easier to store in tight spaces.
You can set up a free-for-all kids' craft station on the stain-resistant surfaces without worrying about the mess
The durable steel frame is powder-coated, so you can leave this table outdoors
A solid resin top provides an ideal, flat surface for food service or getting work done
The brown frame and wheat tabletop jibe well with most other outdoor furniture
Folding action and super-light 24-pound weight ensure that a single person can get more done

Sears
www.sears.com/shc/s/p_10153_12605_00604646000P

Kmart
www.kmart.com/shc/s/p_10151_10104_089W005705241001P
Home & Garden Deals

Sears Coupons
Northwest Territory Fold-In-Half Table 6ft $36.99 in-store @ Sears
Added on : Tuesday June 10th 2014 07:00:02 PM
g: 0 Posted By: ctgolfer
Views: 7 Replies: 0 The Northwest Territory fold in half table 6ft is easier to store in tight spaces.
You can set up a free-for-all kids' craft station on the stain-resistant surfaces without worrying about the mess
The durable steel frame is powder-coated, so you can leave this table outdoors
A solid resin top provides an ideal, flat surface for food service or getting work done
The brown frame and wheat tabletop jibe well with most other outdoor furniture
Folding action and super-light 24-pound weight ensure that a single person can get more done

www.sears.com/shc/s/p_10153_12605_00604646000P
g: 0 Posted By: Niarlan
Views: 60 Replies: 0 Ordered more coffee today from Staples, I saw the 24 packs of the coffee's I normally get were running the 10.99 for the 2+ orders. I was also able to combine the 20% all coffee orders coupon: 14096 20% off coffee

I had to use the chat feature to have the CS rep apply the coupon for the K-cups since they never seem to be coded for either breakroom or coffee but for 4 packs of Nantucket blend came to:

Normal - 4 x 12.99 = 51.96
2+ deal - 4 x 10.99 = 43.96 - 20% = 35.17

With coffee prices rumored to be increasing this year it's a good time to stock up. !


cut/paste list from old thread of the item numbers for the 24 packs.

Not sure if all of these are still available though.
Item 707194 Green Mountain Colombian Fair Trade Select Coffee, Regular, 24 Pack
Item 707195 Green Mountain French Roast Coffee, Regular, 24 Pack
Item 707196 Green Mountain Breakfast Blend Coffee, Regular, 24 Pack
Item 707197 Green Mountain French Vanilla Coffee, Regular, 24 Pack
Item 707198 Green Mountain Dark Magic Extra Bold Coffee, Regular, 24 Pack
Item 707199 Green Mountain Vermont Country Blend Decaf Coffee, Decaffeinated, 24 Pack
Item 719424 Green Mountain Caramel Vanilla Cream Coffee, Regular, 24 Pack
Item 719434 Green Mountain Breakfast Blend Decaf Coffee, Decaffeinated, 24 Pack
Item 719614 Green Mountain Hazelnut Coffee, Regular, 24 Pack
Item 848985 Green Mountain Donut House Chocolate Glazed Donut Coffee, Regular, 24 Pack
Item 719421 Green Mountain Sumatran Reserve Extra Bold Coffee, Regular, 24 Pack
Item 707201 Green Mountain Kenyan AA Extra Bold Coffee. 24/Pack
Item 719413 Green Mountain Nantucket Blend Coffee, Regular, 24 Pack
Item 719416 Green Mountain Southern Pecan, 24/Pack
Item 719417 Green Mountain Lake & Lodge, 24/Pack
Item 719425 Green Mountain Mocha Nut Fudge, 24/Pack
Item 719429 Green Mountain French Vanilla Decaf Coffee, Decaffeinated, 24 Pack
Item 719432 Green Mountain Newman's Own Special Blend Decaf Coffee,Decaffeinated, 24 Pack
Item 737170 Green Mountain Double Black Diamond, Regular, 24 Pack
Item 737172 Green Mountain Dark Magic Extra Bold Decaf Coffee, Decaffeinated , 24 Pack
Item 737176 Green Mountain Half-Caff Coffee , 24/Pack
Item 848905 Green Mountain Donut House, 24 Pack
Item 719430 Green Mountain Wild Mountain Blueberry Coffee, Regular, 24/Pack
Item 737185 Green Mountain Decaf Variety, Decaffeinated , 22/Pack
Item 325405 Green Mountain Revv Coffee, Regular, 22/Pack
Item 719412 Green Mountain Our Blend Coffee, Regular, 24 Pack
Item 719418 Green Mountain Vermont Country Blend Coffee, Regular, 24 Pack
Item 325915 Green Mountain Donut House Cinnamon Roll, Regular, 24/Pack
Item 737188 Green Mountain Gingerbread Coffee, Regular, 24/Pack
Item 737186 Green Mountain Fair Trade Spicy Eggnog Coffee, Regular, 24 Pack
Item 719465 Green Mountain Regular Coffee Variety Sampler, 22 Pack
Item 719469 Green Mountain Flavored Coffee Variety Sampler, Regular, 22 Pack
Item 773084 Celestial Seasonings Tea Variety Sampler, 22/Pack
Item 735181 Celestial Seasonings India Chai Spice Tea, K-Cups, 24/Pack
Item 719463 Celestial Seasonings Mandarin Orange Spice Tea, K-Cups, 24/Pack
Item 719456 Celestial Seasonings Lemon Zinger Tea,Decaffeinated, 24/Pack
Item 719454 Celestial Seasonings English Breakfast Tea, Regular, 24 Pack
Item 719458 Celestial Seasonings Authentic Green Tea, Regular, 24 Pack
Item 848988 Celestial Seasonings Sweet Lemon Iced Tea, 24 Pack
Item 870357 Celestial Seasonings Sweet Peach Iced Tea, 24/Pack
Item 870366 Celestial Seasonings Sleepytime Herbal Tea, 24/Pack
Item 735167 Celestial Seasonings Green Tea , Decaffeinated, 24/Pack
Item 848898 Tully's Italian Roast Extra Bold Coffee, Regular, 24 Pack
Item 848899 Tully's French Roast Extra Bold Coffee, Regular, 24 Pack
Item 870351 Tully's House Blend Decaf Coffee,Decaffeinated , 24/Pack
Item 325406 Tully's House Blend Extra Bold Coffee, Regular, 24/Pack
Item 325407 Tully's Breakfast Blend Extra Bold Coffee, Regular, 24/Pack
Item 325408 Tully's French Roast Extra Bold Decaf Coffee, Decaffeinated , 24/Pack
Item 369299 Tully's Coffee House Collection, Regular, 22/Pack
Item 719616 Newman's Own Organics Special Blend Extra Bold Coffee, Regular, 24 Pack

Item 801949 Caribou Coffee Caribou Blend Coffee, Regular, 24/ Pack
Item 801950 Caribou Coffee Colombia Coffee, Regular, 24/Pack
Item 801953 Caribou Coffee Caribou Blend Coffee, Decaf, 24 Pack
Item 801954 Caribou Coffee Daybreak Morning Blend, 24 Pack
Item 325417 Coffee People Original Donut Shop Coffee, Regular, 24/Pack
Item 325416 Coffee People Jet Fuel, Regular, 24/Pack
Item 635787 Gloria Jean's Butter Toffee Coffee, Regular, 24 Pack
Item 635790 Gloria Jean's French Vanilla Supreme Coffee, Regular, 24/Pack
Item 635792 Gloria Jean's Hazelnut Coffee, Regular, 24 Pack
Item 635794 Gloria Jean's Mudslide Coffee, Regular, 24 Pack
Item 848574 Cafe Escapes Dark Chocolate Hot Cocoa, 24/Pack
Item 848993 Cafe Escapes Milk Chocolate Hot Cocoa, 24/Pack
Grocery Deals

Staples Coupons
LT-5GK Lunetta 5.0 Tactical LED Gun Mount Kit (MSRP: $158) $92
Added on : Tuesday June 10th 2014 04:00:04 AM
g: 0 Posted By: tedhawkins
Views: 69 Replies: 0 LT-5GK Lunetta 5.0 Tactical LED Gun Mount Kit (MSRP: $158) $92

http://www.gearhog.com/

Deal Overview
Save money with the LT-5GK Gun Mount Kit; everything you need to quick mount a high brightness Lunetta 5.0 tactical light to your weapon. The kit includes a LT-5.0 tactical light with a super bright CREE Q5 LED, a coil cord mouse tail switch (PL-MT5), a 25mm quick release, heavy-duty gun mount (PGM-25QRHD). With the quick release mount, the Lunetta 5.0 mounts securely to a picatinny rail without the use of tools; simply place the light in the desired position and lock it down with the lever. The fore grip has slots for placement of the mouse tail switch on either side. A screw cap at the bottom of the grip covers a hollow compartment for storing spare batteries. The fore grip mounts onto and removes from the bottom rail without using tools The Lunetta 5.0 tactical light has three output modes (full, half, and strobe). Modes are activated sequentially with the mouse tail switch. The LT-5GK kit includes a wrench to fasten the light in the mount, velcro strip for attaching the mouse tail switch, two CR123A batteries and a separate tactical button switch for use in place of the mouse tail switch when the light is not mounted to a weapon.

Features
# Lunetta 5.0 tactical light
# CREE Q5 high brightness LED
# Tail cap switch for handheld use
# 225 Lumens
# Three modes of operation
# Quick release mount
# Mouse tail switch
# Separate tactical button switch
# Tactical fore grip
# Two CR123A batteries included


Guns & Ammo Deals
Inherited/will inherit nearly half a million, what to do?
Added on : Monday June 09th 2014 05:00:12 PM
g: 4 Posted By: echpirate
Views: 2974 Replies: 53 Hey everyone,

I was lucky enough to graduate college with no debt, a car that was given to me and no student loans etc. My parents also said they would pay for whatever grad school I have which is obviously wonderful. On top of that I had about 180k in stocks and funds when I graduated and not have about 210k since I inherited the first part of a family farm being sold and will inherit another ~240k in 2016.

In total I will have about 430-450k depending on how much I spend and earn between now and then. I know that may not sound like a lot of money these days but I'm only 25 and to me it is. What would you do with it? I plan on investing it to turn it into millions someday but I bet that won't be too easy. I'm very frugal and cautious with money and won't spend it on anything I don't need. I'm not trying to flash it it anyone's face either I just wanted to see what other people think.

Thank you!
Investing Deals
Inherited/will inherit over nearly half a million, what to do?
Added on : Monday June 09th 2014 06:00:07 AM
g: 0 Posted By: echpirate
Views: 3 Replies: 0 Hey everyone,

I was lucky enough to graduate college with no debt, a car that was given to me and no student loans etc. My parents also said they would pay for whatever grad school I have which is obviously wonderful. On top of that I had about 180k in stocks and funds when I graduated and not have about 210k since I inherited the first part of a family farm being sold and will inherit another ~240k in 2016.

In total I will have about 430-450k depending on how much I spend and earn between now and then. I know that may not sound like a lot of money these days but I'm only 25 and to me it is. What would you do with it? I plan on investing it to turn it into millions someday but I bet that won't be too easy. I'm very frugal and cautious with money and won't spend it on anything I don't need. I'm not trying to flash it it anyone's face either I just wanted to see what other people think.

Thank you!
Investing Deals
Advice to a High School Student that just got drafted into MLB
Added on : Saturday June 07th 2014 09:00:15 AM
g: 0 Posted By: superdrew
Views: 60 Replies: 1 A family member just got drafted into Major League Baseball straight out of high school. He received a signing bonus of around a half a mil, plus 4 years of college paid for at any time, and gets a small stipend for living expenses and a paid apartment.

What steps would you take to immediately reduce the amount of taxes you would pay?

Other than stay away from H&B, don't get a girl pregnant, where a condom, and keep living frugally,
what advice would you give someone coming straight out of high school into the big leagues?

Hopefully this can become a resource to anyone in the same situation (18 year old kids getting huge inheritances, winning the lotto, etc).
ON SALE: Antica Murrina - Lapilli - Long Murano Glass Necklace
Added on : Saturday June 07th 2014 09:00:05 AM
Drop-shaped beads interspersed with smooth disks in complementary colors adorn the long front half of the Lapilli necklace, contrasted by small colored Murano glass beads along the other half. Each piece is unique. Variation is not only possible, but prized. Signature box included. Italian design.
ON SALE: Moschino - Black, Red and White Guitar Printed Long Scarf
Added on : Saturday June 07th 2014 09:00:05 AM
Turn on your inner rocker with the Guitar Printed Long Scarf by Moschino. Features a guitar that runs half the length and rib knit end finish. She»s a femme fatale. Made in Italy.
ON SALE: Moschino - Cheap and Chic Vuoto Silk Square Scarf
Added on : Saturday June 07th 2014 09:00:05 AM
Are you a half empty or half full type of thinker? Show your pensive side with the Vuoto silk scarf by Moschino Cheap and Chic. Featuring filigree baroque frame border with »VUOTO» on an ecru backdrop. Made in Italy.
g: 0 Posted By: ctgolfer
Views: 102 Replies: 0 Extremely comfortable, lightweight, and soft
Comfortable foot bed allows the foot to 'breathe', helping prevent bacterial foot infection and diseases.
Perforated upper provides cooling ventilation holes
Strong but soft EVA molds to the shape of your foot for increased comfort
Non-marking-keeps floors clean
Adjustable Velcro strap accommodates all feet widths
Rubber outsole and a perforated upper
Massaging footbed with arch support
Easy to clean and odor-resistant
Available in three styles for ladies and one style for men
Womens black/pink sizes: 5/6, 7/8, 9/10
Womens white/pink sizes: 5/6, 7/8, 9/10
Womens white/tan sizes: 5/6, 7/8, 9/10
Mens black/black sizes: 8/9, 10/11, 12/13
For half sizes, please order one size up
Brand: DAWGS
Condition: New
Warranty: 30 Day

http://1sale.com/fashion/footwear/dawgs-ultralight-outdoor/
Shoes Deals

1Sale.com Coupons
g: 0 Posted By: polishdreamer
Views: 335 Replies: 2 It's normally $1099.99 but it's half off at the Sony store B&M, it's a full-blown computer with a 4th gen I5 - 1080P touchscreen but behaves like a tablet. I'm taking a $49.99 case & an extra plug / cord ($75), as my free accessory.

This link is to show the product, it's not the 50% off sale plus 2 free accessory price:

http://m.store.sony.com//vaio-tap-11-tablet-pc-zid27-SVT11226CX/...

It's razor thin, I mean real thin. Color white or black.
Windows Tablets Deals
g: 0 Posted By: polishdreamer
Views: 143 Replies: 1 It's normally $1099.99 but it's half off at the Sony store B&M, it's a full-blown computer but behaves like a tablet. I'm taking a $49.99 case & 32GB SD card with auto-backup.

http://m.store.sony.com//vaio-tap-11-tablet-pc-zid27-SVT11226CX/...

It's razor thin, I mean real thin.
Windows Tablets Deals
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 shipping adds $5

3,500-Watt Generator

7 HP engine
3500 surge watts, 3000 running watts
4-gallon fuel tank
Low-oil automatic shutdown
Two 120-volt receptacles
One 240/120 V NEMA L14-30 receptacle
Voltage indicator lights and selector switch
DC outlet
Digital hour meter
Spark arrestor


4,050-Watt Generator

Spark arrestor for usage in national parks and forests
Low-oil shutdown and overload protection
Voltage selector allows easy switching from 120V to 240V as needed
212cc engine provides 4050 surge watts and 3500 rated watts
Runs 11 hours at half load on 4 gallons of gas


4,750-Watt Generator

Electric start, low-oil shutdown and overload protection
Digital readout helps manage oil changes and maintenance schedule
CARB & EPA III meet requirements for sale in all 50 states
Includes wheel kit and foldable handles for easy transport
223cc engine provides 4750 surge watts and 3750 rated watts


7,000-Watt Generator

Electronic push button start
13 HP OHV engine
7000 surge watts, 5500 running watts
6.5-gallon fuel tank
Low-oil automatic shutdown
Four 120-volt receptacles
One 240/120 V NEMA L14-30 receptacle
Voltage indicator lights
DC outlet
Digital hour meter
Spark arrestor and wheel kit


9,000-Watt Generator

Electronic push button start
15 HP OHV Engine
9000 surge watts, 7000 running watts
6.5-gallon fuel tank
Low-oil automatic shutdown
Four 120-volt receptacles
One 120 V NEMA L5-30R receptacle
One 240/120 V NEMA L14-30 receptacle
Voltage indicator lights
DC outlet
Digital hour meter
Spark arrestor and wheel kit

http://tools.woot.com/offers/wen-gas-generators-your-choice-of-w...
The North Face Women's Half Dome Hoodie Sale - $24.99 w/ FS at 6pm
Added on : Thursday June 05th 2014 06:00:02 PM
g: 0 Posted By: DizzyT71
Views: 293 Replies: 0 6PM is offeringThe North Face Women's Half Dome Hoodieson sale for $24.99 with free shipping.
Regular Price: $45.00

Available in sizes XS - L
Cotton-poly fleece blend
the north face screen print logo on front
Pullover hoodie
Adjustable drawstring hood
Kangaroo hand pocket
1x1 rib knit at cuffs and hem
75% cotton, 25% polyester

Clothing Deals

6PM Coupons
g: 0 Posted By: Farfisa850
Views: 200 Replies: 0 http://www.walmart.com/ip/Gerber-Bear-Grylls-Essentials-4-Piece-...

Gerber Bear Grylls Survival Bundle:
Gerber Bear Grylls 15" Compact Parang Machete:
Focuses weight toward the tip for more power behind every swing
High-carbon steel
Full-tang construction
Won't bend, bow or wobble
Compact 9.3" blade makes it easier to handle in dense underbrush
Full-tang, high-carbon steel construction for durability
Ergonomic, non-slip rubber grip for comfortable, secure handling
Military-grade, mildew-resistant nylon sheath
Lanyard cord for enhanced grip security
Gerber Bear Grylls Scout Folding Knife:
Half-serrated, carbon stainless steel drop point blade
Ergonomic, textured rubber grip
Dual-sided thumb stud
Easy, single-hand blade opening
Lock back design securely locks the blade in place
Titanium nitride-coated, stainless steel pocket clip
Gerber Bear Grylls Survival Bracelet:
Woven from 12' of utilitarian paracord
Easy, 1-hand size adjustment
Integrated whistle
Easy-adjust system
Sports & Outdoors Deals

Walmart Coupons
g: 0 Posted By: Deals4mykids
Views: 244 Replies: 0 http://www.ebay.com/itm/Sexy-Silicone-Strapless-Backless-Self-Ad...

Made of high-quality silicone material
Colored push-up bra provides comfort and support
Creates a busty, fuller look
Strapless, backless design is perfect for low-cut and strapless tops and dresses
Self-adhesive and re-usable

Clothing Deals

eBay Coupons
g: 0 Posted By: Advertisement
Views: 151 Replies: 0 Sierra Trading Post - Teva Torin Sport Sandals (For Men) - $31.46

Valid 6/2

Water- and adventure-ready, Teva's Torin sport sandals offer support and cushion on warm-weather walks thanks to adjustable straps, a compression-molded EVA midsole and shock-absorbing Shoc Pad in the heel.

Touch-fasten adjustable toe and instep webbing straps
Microfiber-padded heel strap
Compression-molded EVA midsole
Encapsulated Shoc Pad in the heel for shock absorption
Rubber traction outsole
Made in China
Half sizes order down
Visit our Shoe Sizing Guide
US shipments only

Shoes Deals

Sierra Trading Post Coupons
g: -2 Posted By: ctgolfer
Views: 206 Replies: 1 The United States Mint Silver Eagle $1 coin, is the world's best selling and most highly collected bullion coin. These are fresh coins from a U.S. Mint roll that have not been picked over and will be shipped securely in individual plastic sleeves known as flips.

The American Silver Eagle is the official silver bullion coin of the United States. It was first released in 1986 and has been produced every year since. The obverse design was taken from the Walking Liberty design by Adolph A. Weinman, which originally had been used on the Walking Liberty Half Dollar coin of the United States from 1916 to 1947. This iconic design had been a public favoriteand one of the most beloved designs of any United States coinage of modern times, silver or otherwiseit was revived for the Silver Eagle decades later. The reverse was designed by John Mercanti and portrays a heraldic eagle behind a shield; the eagle grasps an olive branch in its right talon and arrows in its left talon, echoing the Great Seal of the United States; above the eagle are thirteen five-pointed stars representing the Thirteen Colonies. The reverse is inscribed with the phrases UNITED STATES OF AMERICA, 1 OZ. FINE SILVER~ONE DOLLAR, and E PLURIBUS UNUM (on the banner that the eagle holds in its beak), as well as the mintmark if applicable.

www.ebay.com/itm/Lot-of-10-2014-1-Troy-Oz-999-Fine-Silver-Americ...
RC & Hobbies Deals

eBay Coupons
Get 50% off select Video Games @ Best Buy
Added on : Saturday May 31st 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 200 Replies: 0 World of Warcraft - $9.99

World of Warcraft: Mists of Pandaria - $9.99

StarCraft II: Wings of Liberty - $19.99

StarCraft II: Heart of the Swarm - $19.99

Diablo III - $19.99

www.bestbuy.com/site/promo/half-off-select-blizzard-titles-20140...
Video Games Deals

Best Buy Coupons
Moosejaw - Take a survey and get a $10 OFF $25 Coupon
Added on : Saturday May 31st 2014 10:00:06 AM
g: 1 Posted By: tedhawkins
Views: 173 Replies: 1 Moosejaw - Take a survey and get a $10 OFF $25 Coupon

http://www.moosejaw.com/moosejaw/shop/content_lp-10-dollar-surve... are the fun rules about the $10 Survey Coupon thing, bullet point style.

The code is only valid with the email address provided at the end of the survey.
You can only take the survey until June 8th. So snap to it.
The $10 coupon is valid on items over $25 and expires June 29th, 2014.
You only get $10 off total. Not $10 off on each qualifying item.
The coupon is good for in-stock items only and isn't valid for prior purchases.
The coupon excludes all Patagonia Full priced items and gift cards.
Rewards points are cut in half for orders placed with the survey coupon.
It's just one coupon per customer and coupon cannot be combined with other offers.
Sorry for being so mean about everything.

Clothing Deals

Moosejaw Coupons
Flowtron Electronic Insect Killer - $28.98 @ Amazon
Added on : Friday May 30th 2014 09:00:04 AM
g: 0 Posted By: SieSilverStars
Views: 206 Replies: 0 The Flowtron Electronic Insect Killer is on sale at Amazon for $28.98 with Free Super Saver Shipping on orders over $35.00 or free shipping with Prime.

Linky

15W Light Bulb
Recommended to be used w/i 25-ft. of area intended for human activity.
Instantaneous Operation
1/2-Acre Coverage


Received 4.1/5 stars based on 1,867 customer reviews on the product page.

The next lowest price on Google Products from a rated merchant is $54.53 shipped.
Electronics Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 166 Replies: 0 $150 In-Game Bonus w/ purchase,

A new choice of weapon for serious gamers, the GIGABYTE GeForce GTX 750 Ti delivers powerful performance at an incredible value. Based on the next-gen NVIDIA Maxwell architecture, the GTX 750 Ti boasts 640 CUDA cores and a 2GB GDDR5 memory that work side by side, delivering twice the performance at half the power consumption of previous generation GPUs - you can effortlessly game in Full 1080p HD in today's most hot titles. Plus with GeForce GTX gaming technologies, like NVIDIA GPU Boost, G-SYNC, and GeForce Experience, you'll get a fully evolved experience in your PC gaming.This model is slightly factory overclocked to Base 1033MHz/Boost 1111MHz (Standard- Base:1020MHz / Boost:1085MHz) for smoother gameplay.

www.newegg.com/Product/Product.aspx?Item=N82E16814125502


Video Cards Deals

Newegg Coupons
Question about multiple claims against my homeowner's insurance.
Added on : Wednesday May 28th 2014 03:00:09 PM
g: 0 Posted By: chocula
Views: 31 Replies: 0 I have a couple of questions about making another claim against my homeowner's insurance.

I have had the same insurance company for my house and car for about 15 years or so. I never had a claim until about 8 years ago when our town was hit pretty hard by tornadoes and an extremely large tree landed on our house. Somehow our chimney took the brunt force of the tree (i was sleeping under where the tree landed on the house), it still did about $30k in damage to our house.
We filed an insurance claim and they paid everything but our deductible. Other than about 3 or 4 back and forth messages there were no issues with getting the work approved and the contractor paid.

About 2 years ago, I got a chip in my windshield and was told that the insurance company would repair those for free. We had a guy come out to the house and he repaired the windshield.

We have lived in our current house for almost 7 years and have never had a claim against it. Last year, we had a really bad storm and about 60% of the houses on our street had their roofs replaced. We decided against repairing the roof or filing a claim since we had one previously. In the 7 years we have lived here, we have had several bad storms.
Last week, we had another pretty bad storm and the builders were out in force trying to get people to replace their roofs.

After the most recent storm, we had a very small amount of water in our garage where you could see it leaked from the roof area.

My wife and I were discussing whether or not we should get our roof replaced and decided to have someone inspect the roof. You can clearly see the damage from the hail on the shingles and the flashing. Several of our screens were damaged as well. My vehicle has a few hail marks on it, but it is 8 years old and a few marks on it are no big deal.

The builder that inspected our roof said that the front part of our roof has a great deal of damage, but surprisingly the back part of the roof is not that bad.

I have read here that just calling your insurance company about these issues can count against you, so I wanted to get some advice before calling them.

My questions:
1. Will having another claim cause my premiums to go up?
2. Can they cancel my insurance if I have a 2nd claim? I am guessing it will be $5-6k to replace the roof (based on the costs for my neighbors to get their roofs repaired).
3. The builder said that my insurance company may not pay for the back part of my roof because it was not that bad. Would an insurance company only repair half a roof?
3A. Our house that was hit by a tree in Atlanta was a split level and only one roof was damaged. We paid for one roof and the insurance company paid for the other one,
4. Do you have any advice for me with this situation?

Thanks in advance. We are obviously trying to get the roof repaired, but at the same time do not want to lose our insurance.


Question Deals
Free Kindle Books - Facing the Dragon (was $15) & Soul of a Tiger
Added on : Wednesday May 28th 2014 06:00:03 AM
g: 0 Posted By: remick
Views: 130 Replies: 0 Facing the Dragon: How a Desperate Act Pulled One Addict Out of Methamphetamine Hell
http://www.amazon.com/dp/B004GUSDQ8

4.9 out of 5 stars (27 customer reviews)

After more than twenty-three years addicted to methamphetamine and otherdrugs, David Parnell put an SKS assault rifle under his chin and pulled the trigger.The blast took off half his face, yet somehow he survived. They called him the 'miracle man' at the Nashville hospital where he'd been pronounced clinically dead. Following an afterlife experience where he briefly experienced hell, David woke up in the hospital, and he was changed forever, both physically and emotionally. In Facing the Dragon, you will witness the slow, agonizing metamorphosis of a good-looking high-school athlete into a violent, drug-dealing, psychotic wife-beater whose children were terrified of him. In graphic detail, you'll relive his suicide attempts and then walk alongside him as he endures countless surgeries to reconstruct his decimated face and learns how to cope with his hideous disfigurement. Now thirty-nine, Parnell is clean and sober and is making the most of the second chance he's been given, bringing his message about the dangers of meth and other drugs to schools, prisons, churches, and antidrug organizations around the world as a full-time lecturer. By experiencing the nightmare of his lifeand his brief glimpse of hellyou will find hope and healing when facing your own life-threatening dragons.


Soul of a Tiger: A Miraculous True Story of a Family Who Survived the Cambodian Genocide
http://www.amazon.com/dp/B00G8P26RQ

4.8 out of 5 stars (49 customer reviews)

Throughout Asia, the tiger has long been a metaphorical creature of magnificent power, magic, tenacious will and independence. Born in the Year of the Tiger, Rachanas undeniable symbolic life or death experiences prove that faith, belief, and the will to survive can prevail above all odds.

In what was one of the most appalling mass murders known to mankind, the Khmer Rouge inflicted evil upon the first class citizens of Cambodia from 1975-1979. Throughout the next gruesome four years of the Killing Fields, and even prior during the Cambodian Civil War, nearly a quarter of the entire countrys population was lost from starvation, torture, insurmountable tragedy, disease, and blatant atrocities. Families were broken and the entire landscape of the country was destroyed.

Inspired by a true story, one young woman defies all odds in this profound journey of love, anger, bravery, forgiveness and survival. Along with her beloved mother and two young daughters, Rachana experiences both the best and worst of mankind. Through insurmountable adversities, this tearfully authentic and courageous story will take you on a compelling pursuit of freedom, surprising sacrifices and life or death decisions to be made along the way.

Books Deals

Amazon Coupons
New Arrivals: Antica Murrina - Elite Murano Glass Bracelet
Added on : Tuesday May 27th 2014 09:00:04 AM
Elite Murano Glass Bracelet from the Vernissage Collection. Featuring brilliant glass beads in half moon shapes and round sparkling stones, pave crystal spacers and lobster clasp. Each piece is unique. Signature box included.
New Balance High Heat Half Zip Jacket $18.85 FS @ 6PM
Added on : Monday May 26th 2014 04:00:03 PM
g: 0 Posted By: DizzyT71
Views: 223 Replies: 0 6PM has theNew Balance High Heat Half Zip Jacketon sale for $18.85.

Compare at $26.97 shipped @ Amazon.

Available in: Team Cardinal, Team Deep Green or Team Maroon.
Sizes: SM - 3XL

Score with a wind and water resistant pullover
Relaxed fit pullover has a roomier fit for a greater range of motion
Soft and super stretchy fabric provides freer movement on or off the field
Unlined pullover has a ribbed collar and covered half-zip placket for easy on and off
Embroidered flying NB logo on the right chest

Clothing Deals

6PM Coupons
TCPA enforcement for fun and for profit up to 3k per call
Added on : Sunday May 25th 2014 08:00:11 AM
g: 3 Posted By: codename47
Views: 146 Replies: 1 Just wanted to get some feedback on the latest experiences people are having with automated calls. So, the TCPA (telephone consumer protection act 47 usc 227) regulates such calls, and generally without "express written consent" or an emergency purpose.

TCPA updates:

Now, previously, before October 2013, there was an implied, express written consent where if you gave your telephone number to someone, it was considered by some courts to be "consent" or was allowed under an "established business relationship", but that all changed in the fall of 2013, so here are have a requirement for unambiguous written consent required and no established business relationship loophole as of October 2013, because the FCC says so. http://www.kleinmoynihan.com/publication/new-tcpa-rules-effectiv...

Text messages count too as prohibited methods of communication again without clear written consent. These are super easy to enforce as you have almost all the evidence you need to find out the other party's identity and bring them to court.

Also, just to be clear the company that the calls are being made for are vicariously liable for the actions of the telemarketing company. So, if a company calls and is trying to sign you up for Dish network or Caribbean cruise lines, and they are Joe Schmoe telemarketing enterprises LTD, and they fold up, declare bankruptcy, and move overseas, you aren't out of luck and can generally go after Dish network for the calls that were made on their behalf as they were the ultimate beneficiary of the illegal actions. Otherwise, any company could hire an illegal telemarketer, and claim innocence as they didn't directly make the calls themselves.

So, I am looking at switching service providers with my cell phone as I can't port my old number, and holy effin crap, I get a lot of pre-recorded calls and for no reason on the new number. I get quite a few on the old number too, but that is in the process of being rectified...

Some other interesting stuff I found is that at least in the 6th circuit COA at least, TCPA calls have a max damage amount of potentially 3k per call. Now, some lazy lawyers will cite the $500 to a max of $1500 per call, but for people who are willing to do a little research, they may find a few gem's such as Phillip Charvart, a personal hero of mine along with Edward C lawson. If you think I have a propensity to sue people you should see Phillip Charvart laying down the law. I read somewhere that he filed like 60+ lawsuits and won the vast majority of them while establishing a lot of good caselaw. For example, in one case, Charvart was awarded $73k. http://do-not-call-complaints.com/blog/tcpa-monetary-awards-char...

The 6th Circuit held in another case:
a person may recover statutory damages of $1500 for a willful and knowing violation of the automated-call requirements, 227(b)(3), and $1500 for a willful and knowing violation of the do-not-call-list requirements, 227(c)(5) even if both violations occurred in the same telephone call. This is in Charvart v NMC llC: http://www.sixthcircuitappellateblog.com/uncategorized/sixth-cir...

Therefore, if you get a pre-recorded call that fails to provide the name/entity for which the calls are being made, or the phone number or address of the entity which the calls are being made on behalf of, fails to honor a DNC request or fails to have a DNC list, you have one category of violations which can run $500 to $1500 per call. If you have a pre-recorded or automated call that is a second category of violations that can run $500 to 1500 per call.

Now, I know some have said they have trouble identifying the other party, so you can feign interest and gather some identifying information that way. Alternatively, I've found that a large number of the calls I get a least, come from one source: peerless networks. Apparently they provide telemarketing services for many companies, and they are frequently violating the law. So I do a reverse search on whitepages.com, which takes like 5 seconds, identify the service provider, and then subpoena the information most likely from Peerless networks, which apparently gets quite a lot of requests for this information as they state the different categories of information available and how to request it. Key thing is that they can provide ALL subscribers that have called a certain telephone number, so perhaps if you missed one or two companies in the last 4 years, this company will most likely have a complete set of records for just the calls from subscribers to you. They can also provide the subscriber contact information.

http://www.peerlessnetwork.com/contact-us/law-enforcement-and-su...

In summary:

Explicit in writing opt in is required.

Text message marketing is just stupid, but there are apparently a lot of stupid people in the world

Peerless networks likely has almost all the information you need to carry a lawsuit.

you can recover somewhere between 1k and 3k per call

Parent/beneficiary companies are vicariously liable and there are a lot of stupid/lazy marketing departments in the world

Many of these companies leave robocall voicemails, which is just stupid as well.

You are a private attorney general, because congress said so



Discussion Deals
g: 0 Posted By: ctgolfer
Views: 10 Replies: 0 shipping adds $5

23" IPS Widescreen WLED backlit anti-glare 1920 X1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
4GB DDR3 memory For multitasking power, expandable to 16GB
500GB SATA hard drive has plenty of space to store your digital albums, music library and rich media files
Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
Realtek ALC3228-CG Audio for rich and dynamic sound
Windows 8 makes the things you do every day easier

http://tech.woot.com/offers/hp-pavilion-23-amd-quad-core-aio-des...
g: 0 Posted By: jskins
Views: 75 Replies: 1 Crossover Slim Fit 2-Button Suit with Plain Front Trousers (Taupe/Brown)- $76.80 with Free Shipping at Jos A Bank. Deal Ends 5/26.

Slimmest cut
Higher armholes
Slimmest through body
Jackets have narrower sleeve and slimmest lapel
Trousers have shortest rise and slimmest leg
Wrinkle resistant
Side vent jacket with plain front trousers
Quarter top-pockets
Comfort-range waistband with self-adjusting stretch
Button-through back besom pocket
Half-lined to the knee
Unfinished bottoms for altering ease
Poly-rayon blend

Clothing Deals

Jos. A. Bank Coupons
g: 0 Posted By: Canucklehead
Views: 182 Replies: 0 $49.99 Shipped, check it out on Fleabay: (half off retail! )
http://www.ebay.com/itm/Cuisinart-GRID-8N-5-in-1-Griddle-Contact...

Amazon,Price & Reviews
http://www.amazon.com/Cuisinart-Gourmet-Griddle-Griddler-GRID-8N...
or similar: http://www.amazon.com/Cuisinart-GR-4N-5-in-1-Griddler/dp/B002YD9...

Condition: Factory Refurbished
Packaging: White Box
Warranty: 90 Day
Manufacturer: Cuisinart
Model: GRID-8N

Features Include:
5-in-1 multifunction griddle: contact grill, Panini press, full grill, full griddle and half grill/half griddle
Removable and reversible dishwasher-safe nonstick grill & griddle plate
Cooking plates drain grease for healthy cooking
Integrated drip tray collects grease and is easy to store
Sturdy Panini-style handle with hinged floating cover adjusts to thickness of food
Selector knob to choose grill or griddle function
Adjustable temperature controls for grill or griddle
Red/Green indicator lights for easy operation
Brushed stainless steel housing
Dishwasher-safe scraping tool for easy cleanup
Instruction manual with gourmet recipes
BPA Free
Dimensions (Width x Height x Length): 13.5 x 7.1 x 11.5"

Appliance Deals

eBay Coupons
B2G1 Free Mascara Event @ Nordstrom - Today Only - FS or BM
Added on : Saturday May 24th 2014 04:00:05 AM
g: 0 Posted By: fivetalents
Views: 193 Replies: 0 Nordstrom's much anticipated buy 2, get 1 free mascara event is today only,online or in stores. The free mascara must be selected from a list of 175 qualifying products (a dozen more than last year). Prices start from $6 (cheapest ever?). The cost of the free/lowest-priced mascara will automatically be deducted at checkout.

"Blink... and it's gone! Buy 2 mascaras, get 1 free. Mix and match three mascaras from your favorite brands, and we'll automatically deduct the cost of the lowest-priced mascara in Checkout. No promo code required. But don't blinkthis offer lasts for 24 hours only (online and in store Saturday, May 24, 2014).

Excludes lash primers, serums, enhancers and mascara sets. Free mascara can only be shipped to the same destination as your order and cannot be shipped to international addresses. If you return the qualifying item(s), please return the gift as well."

Bonuses:
- Many brands (like CIinique) currently have free gifts with minimum/select purchasepromotions going on so you could get some very useful free stuff based on the brand of mascara you buy (see each brand for terms).
- Get 3 free makeup sampleswith any online makeup purchase.
- Mac has a recycling program where you get a free product of your choice from limited selection of products (e.g., lipstick) for bringing in 6 empty containers of any of the same type of
product... so this deal can get you halfway to a Mac freebie (or all the way if you do it twice).
- Unlike previous years, there is no stated limit of 1 per person, no code is required online, and greatly expanded selection (175 mascaras to choose from with more less expensive options).

FREE SHIPPING (no minimum required) . FREE RETURNS. ALL THE TIME.
Makeup Deals

Nordstrom Coupons
Time to look for a new job?
Added on : Friday May 23rd 2014 04:00:09 PM
g: 0 Posted By: greenman6727
Views: 157 Replies: 3 Here is the situation - been with the company for more than 11 years, few years ago our division was sold to a new company. During annual review this year, I brought up fact that my salary is below median (about 25 percentile) based on payscale.com. Boss promised to look into it. Few months later, he came back saying HR/big bosses are not letting him increase the salary, but they are giving me a bonus of 5K, half payable on 9/1 and the other half 12/31. Here is the kicker - the bonus is tied to the objective of training another team member (which was already in my this year's list of objectives). I feel like it is time to look for a new job. My expertise is in demand and I should be able to find a job, at least with the same salary that I make now- but am weary of a change after 11 years with the same company and having to start afresh. But may be it is time? Any advice?
New User Question Deals
g: 0 Posted By: remick
Views: 69 Replies: 0 http://www.outback.com/coupons

Just say Moonshine BBQ Wings to your server
Outback Steakhouse Deals
g: 0 Posted By: DizzyT71
Views: 147 Replies: 2 True Value has theDeluxe Banquet Table, Lightweight, 30 x 72-In.$34.99 - $5 off $30 Coupon code "SPRING5" = 29.99 w/ free ship to store.

Coupon valid until 5/31/2014.

Next lowest price on Google Productsis $70.91 shipped.

Company coming? This banquet table is exactly what you need. 30" x 72" when open, folds in half for easy portability (with carry handle). Lightweight, too. Rugged steel tube frame with powder coated finish; polypropylene surface. 29" high, folds To 4-3/4" wide for easy storage.

30" x 72" x 29" high banquet table
Steel tube frame
Folds in half

Furniture Deals
YMMV Levis In Store Clearance -- Jeans $15 or less
Added on : Wednesday May 21st 2014 09:00:05 AM
g: 0 Posted By: ebrooksbay
Views: 181 Replies: 1 I know this is YMMV, but it seems like maybe it is clearance season for Levis


I scan their clearance half a dozen times a year when I happen to walk by the store, and I just snagged 10 pairs of jeans for ~$15 each. Tons of styles all priced $24.90 and below--and my store had an additional 40% off clearance on top of that. Usually I can only find one or two pairs in my size and usually they are the more unusual colors. Today I found 10 pairs in about 8 styles and only one of the pairs rang up at more than $15 after the 40% despite some of them still having higher prices on the tags.

Anyway, I thought this might help someone out--I'm set for a few years now! Good luck!

I was at the Santa Barbara, CA store.
Clothing Deals

Levi's Coupons
g: 1 Posted By: remick
Views: 209 Replies: 0 https://www.surveymonkey.com/s/XGJP8JH

YMMMV - may only be for runners that went toPortland Rock 'n' Roll Half Marathon
Clothing, Shoes & Jewelry Deals
Easy Short Cut to Starwood SPG Platinum Elite Status
Added on : Tuesday May 20th 2014 06:00:04 PM
g: 0 Posted By: herzog
Views: 153 Replies: 0 copied from therewardboss.com

Want a short cut to get Starwood Platinum Status?
It takes 25 stays or 50 nights to earn Starwood SPG Platinum Status, which I think is the most rewarding Hotel status. This is not easy for the average person to attain but here is a short cut:

If you link a Starwood Amex credit card to your SPG account, you get 2 stays / 5 nights credit towards elite status and if you have both the personal and the business card you will get double that: 4 stays / 10 nights. Thats supposed to be the maximum allowed, but if you add a few more cards, you will get 2 stays / 5 nights for each card, so it is possible to earn Platinum status with just a few stays if you link a bunch of cards linked to your account.

Testing it out
Ive been testing out to be sure it works. I had both the business and personal cards so I expected to be credited 4 stays / 10 nights as they did last year. Instead I noticed there were way more stays/nights in my account 8 stays / 20 nights and that was because I had 4 accounts linked (my two plus two family members). As another test, I had another family member put my SPG # on their account and sure enough, I received another 2 stay / 5 nights shortly after. Im not sure what the maximum is here, but Im now 10 stays / 25 nights closer to Platinum half way if I qualify by nights. A friend has confirmed the same results and it seems it works if you link your friends accounts. In prior years I had more than 2 cards linked and it always maxed me out at 4 stays / 10 nights.

Will it last?
Im not sure. If its a bug and they fix it I will need more nights to requalify for Platinum again this year.



How To Sign Up
American Express is currently offering 25,000 SPG points to sign up which is pretty good (they do offer 30k -[click link to see previous offer] sometimes, but who knows when it will happen again). I dont get any commission if you sign up here are 3 ways to sign up.

1) Direct Links to Sign up:

SPG Amex Business credit card: 25k Bonus after spending $5k in 6 months, $65 annual fee waived first year
SPG Amex Personal credit card: 25k Bonus after spending $5k in 6 months, $65 annual fee waived first year

2) If you want to support me, I can refer you and I will get 5k points. I know its a bit more work (I do appreciate it) but will understand if you prefer the easier method #1 or #3. Email me your first/last name, email address (click here to send me an email), and if you want the business or personal card. You can also refer yourself or a family member for an additional card by clicking here and get the 5k referral point bonus yourself.

3) If you want to support your favorite blogger, apply for a card using one of their links. Heres a couple to check out ViewFromTheWing, OneMileAtATime, MommyPoints, MightyTravels (it seems none of them are getting any commission at this time).


It will help you re-qualify if you are short a few nights
If you think you may fall short of re-qualifying for Platinum this year or if you would like to attain Platinum status, signing up for these cards will help. Unless you are currently working towards a minimum spend requirement to get a sign up bonus, this is my favorite card to use to because the SPG points are very valuable.



Are you I eligible for the sign up bonus if I had the card in the past?
Not too long ago, there were many posts stating that American Express will no longer allow repeat bonuses. That means you can only get one bonus per card per person per lifetime for new accounts starting May 1, 2014. See the posts here: FrequentMiler, Milepoint, and Flyertalk, beginning May 1, 2014. As far as I can tell, the terms and conditions on the application doesnt include this language and say you are not eligible if you had the card in the past 12 months. To me that means the new rules have not gone into effect.

How to get more stays towards elite status
Dont forget that award stays also count towards elite credit and that members are allowed to receive credits for up to 3 rooms per stay (for example: you plus 2 more rooms for friend). I know some people do mattress runs at your closest Category 2 hotel which costs a only 3,000pts per room per weekend night (Saturday and Sunday). Obtaining / re-qualifying for Platinum status this year means you will retain status for all of 2014 and 2015, with the expiration Feb 28, 2016! Personally, I prefer to re-qualify hitting 50 nights instead of 25 stays with the main advantage that Plat50s receive 10 suite night awards (SNAs). Platinum members qualifying with 25 stays, you are at the mercy of the check in agent for suite upgrades (but I often get upgrades anyway at most Starwood hotels). For Plat50s that would like a confirmed suite and apply SNAs to the reservation, the system begins checking for suite availability 5 days prior to check-in. If the standard suite is available, its yours and confirmed via email! A friend has successfully redeemed 28 out of 30 SNAs mostly great redemptions such as (click the link to see the property and suites):

the Fantastic Suite at W Guanzhou,
the Executive Suite at the Westin Guanzhou,
the Pualani Suite at Sheraton Waikiki,
the Deluxe Suite at the Equinox hotel Chares Orvis Inn, and
the One Bedroom Suite at Le Westin Tremblan
Here is the full SPG Platinum Member Guide
Credit Deals
What could my crazy mother being attempting, now?
Added on : Tuesday May 20th 2014 03:00:06 PM
g: 0 Posted By: Dus10
Views: 60 Replies: 3 I will attempt to keep this short. I am essentially estranged from my mother. She divorced my father when I was five and then he died a few months later in an auto accident; they were married for just at five years. She remarried a few years later and the relationship begat my half-sister. After over 20 years of being married, they have now divorced. My mother is a lazy-drunk-drug-addict.

I get a text from her today asking for my father's social security card and death certificate, which she says she gave me (I don't think that ever happened).

So, I want to know what she is trying to do. Here are my thoughts:

1) Try and get social security spousal death benefits: I don't think that they were married long enough for her to be entitled to anything. I (my mother) received social security survivor benefits until I graduated high school and got married. I thought the amount of time that someone had to be married for retirement benefits was seven years... well, she isn't old enough to collect any retirement benefits, and they were married when he died, so I don't think so. One of her loony friends may have given her the idea, though.

2) Maybe she is going to try and open credit in his name: Long shot, but I think she stole my identity at one point, anyhow. The death certificate request could just be "cover" for asking for his social security card. His SSN is searchable online, but I am not telling her that.

Is there any chance that she could be successful in pulling either of these off? Is there any other obvious thing I could be missing? Should I contact the authorities?
Question Deals
New driver with $5k car damage. Please help me decide what to do.
Added on : Tuesday May 20th 2014 08:00:08 AM
g: 1 Posted By: vholic
Views: 202 Replies: 9 I'm a driver in my 30s, however I only got my driver license recently (Oct 2012). I live in MA with a full coverage insurance for $3,033/yr with $1,000 deductible.

Car info:
2009 Mazda 3 S Touring Hatchback 41,500 miles
Purchase used in Jan 2013, paid cash OTD $16K (incl tax & everything)
Blue Book value as of today: Trade in to dealer in fair condition $10K
Recent repairs: $1K for one new tire, one new axle/CV joint, all new rotors (Apr 2014)

I got into an accident in an underground parking lot last Sunday. I hit the cement support beam when backing up and had some damage to the left side of my car. All lights are still functioning after the accident. Pic attached.
I went to 2 reputable body shops. Body Shop A quoted me $5,500 (big shop, everything is guaranteed). Body Shop B (mom&pop) but also reputable quoted me $4,200 insurance or 10% disc if I don't do insurance.
The car needs a new quarter panel, bumper and rear lights-left side.

Please help me decide what to do:
1. Do nothing. Knowing that I'm a new driver, I don't think this will be my last accident. I will use this car as my "training wheel" for 3-4 years.
2. Claim my insurance. I will get 4 points in my record for 5 years. Insurance will incr to $3,917/yr. My out of pocket will be $1K ded + 2 weeks of rental car (found out that I don't have rental coverage).
3. Pay the repair out of pocket.
4. Go to a cheap/somewhat shady place looking for a repair that costs half as much (~$2K).
5. Sell my car as is (maybe ~$6K?) and get a crown vic.

I'm leaning toward option 1 right now. Need some opinions on pros & cons. Thanks in advance.

Pic: http://i.imgur.com/DhdxvdO.jpg

Personal Finance Deals
g: 1 Posted By: tedhawkins
Views: 191 Replies: 0 Guns - $100 OFF a Stag Arms Model 5H 6.8SPC Complete Upper $435 + $9.95 S/H

http://www.gearhog.com/


Deal Overview
Made to mil-spec standards and in the 6.8 SPC caliber this upper offers a harder punch in the same AR-15 package. This upper includes a free magazine.

****Stag Arms can make this product legal for any state except CT and NY.

Product Specs
- Action: Semi-auto direct impingement
- Chamber: 6.8 SPC with a SAAMI SPEC 2 chamber
- Twist Rate: 1/11 button rifled
- Pivot/Takedown Pin Size: Small pin - .250"
- Muzzle Device: A2 flash hider (Stag Arms Compensator on post ban models)
- Barrel: 16", 4140 steel, chrome lined, government profile, manganese phosphate coated
- Handguard: Thermoplastic with double heat shields
- Upper Receiver: Forged and mil-spec with type 3 hard coat anodizing and a picatinny rail on top
- Bolt Carrier: Enhanced semi-auto with a manganese phosphate coating
- Charging Handle: Standard mil-spec
- Front Sight: F-marked A2 front sight, side sling swivel, and bayonet lug (no bayonet lug on post ban models)
- Rear Sight: None

Product FAQ
Q: What is the warranty coverage for this upper?
A: The upper has a one year warranty.

Q: Is this upper compatible with other manufacturer's lower receivers?
A: As long as the lower accepts a mil-spec upper, all of our uppers will function properly.

Q: Is the plus package available for this upper half?
A: The plus package is not available for 6.8 SPC uppers.

Q: What size magazine do I receive with the upper half?
A: A 25rd magazine is included with this upper half. A 10rd magazine is included if the 25rd magazine is restricted in the shipping location.
Fine Print


Guns & Ammo Deals
$1/1 SILK ALMOND Milk Half Gallons
Added on : Monday May 19th 2014 02:00:06 AM
g: 0 Posted By: MISTERCHEAP
Views: 3 Replies: 0 www.coupons.com

offer will be on top banner for most
coupons.com Deals
MSR Mutha Hubba Tent - 2013 Closeout $223.73 FS @ rei
Added on : Sunday May 18th 2014 09:00:02 PM
g: 0 Posted By: tedhawkins
Views: 35 Replies: 0 MSR Mutha Hubba Tent - 2013 Closeout $223.73 FS @ REI

http://www.rei.com/outlet/deal-of-the-day

The MSR Mutha Hubba Tent is ideal for a minimalist trio backpacking deep into the Sierras in the heat of summer, or tackling the Appalachian Trail for an extended trip in the spring
Configured to maximize the tent's interior space, the strong and light hubbed pole system sets up easily
Vertical end panels help keep the tent wall from hitting the footbox of your sleeping bageven for tall campers
Rainfly and floor fabrics balance weight and durability; you get a long-lasting, high performing tent that won't weigh you down
High-tech ripstop nylon rainfly reduces weight, and the silicon and polyurethane coating increases durability and resistance to damaging UV rays
2 doors and 2 vestibules give each person easy access and personal gear storage
Stay-dry entries ensure water won't drip into the tent when door is opened for ventilation in rainy weather
Mesh canopy offers excellent ventilation in warm climates and the dark color is easy to see through with little or no distortion
Pockets at each end of tent help keep small items organized; hang loops inside tent provide points to hang your headlamp or damp clothes
Rainfly rolls back halfway for a great view on starry nights and quickly rolls down if clouds move in
Vestibule can be rolled back in either direction for maximum ventilation or, in strong rainstorms, can be left open at the bottom to facilitate ventilation
Taped seams; reinforced stress points; ultralight stake loops; user-friendly door toggles
Save weight and create a minimalist shelter by using just the rainfly, footprint (sold separately), poles and stakes
Includes stuff sacks, J-stakes and guyline/tighteners
Daily Deals

REI Coupons
Lowes orbit 2" and 4" pop up brass sprinkler .48 ymmv
Added on : Sunday May 18th 2014 01:00:02 PM
g: 0 Posted By: tomeaine
Views: 11 Replies: 0 Grabbed a few at a local Lowes Dartmouth,Ma
.48 for 2" .50 for 4"
Cheapest found online was 2.49 each
4" qtr pattern 249651 Model #: 54221L.
4" half pattern 249639 Model #: 54222L.
2" Item #: 157364
Model #: 54241L
Home & Garden Deals

Lowe's Coupons
g: 1 Posted By: remick
Views: 117 Replies: 0 http://www.barnesandnoble.com/u/summer-reading/379003570
Children in Grades 1-6 can get a free book after they read 8 books this summer from Barnes & Noble.

http://hpb.com/fyb/started/
if your child is 14 and under, they can get a $5 gift certificate to Half Price Books for reading for 300 minutes a month this summer.

http://www.potterybarnkids.com/customer-service/store-events.htm...
Children who read 8 titles from their list by July 31 will get a free book at Pottery Barn Kids.

http://www.tdbank.com/summerreading/
Your child must have or open a young savers account at TD Bank, and read 10 books this summer to get $10 deposited into it.
Books & Magazines Deals
g: 1 Posted By: tedhawkins
Views: 121 Replies: 0 64% OFF Brieftons Julienne Stainless Steel Peeler/Cutter/Slicer $7.19 FS Prime

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply $12.80 OFF code 5CKU4WCU

* Made of high quality, 100% stainless steel to last for years
* Multiple features: peeling, slicing, grating, shaving, shredding, garnishing
* Prepare carrots, zucchinis and all your favorite veggies effortlessly
* Slice hard and soft cheese to perfection
* Grate chocolates for desserts with ease
* Create striking garnishes for serving platters
* Ultra sharp, durable blades
* Peeler's dual action motion reduce prep time by half
* Serrated blades give extra bites, useful for thin-skinned vegs
* Garnish foods decoratively to impress
* Easy grip handles for comfortable usage
* Hanging rings for storage
* Dishwasher safe


Home & Garden Deals

Amazon Coupons
g: 0 Posted By: nickadams96
Views: 178 Replies: 0 This item is back on sale again at $32. Its a great deal that comes around 2-3 times per year. Free to Store Shipping Available!

Available at WalMart.com!

http://www.walmart.com/ip/Mainstays-6-Centerfold-Table-Multiple-Colors/33148258

The Mainstays 6' Folding Table is constructed with a heavy-duty steel frame and double-sided metal support rails for maximum stability. Rubber capped feet are included to prevent damage to the floor. This white folding table has a durable, waterproof plastic top that makes clean-up simple and quick. It is a smart choice for indoor or outdoor use. Setting up and putting away this centerfold table is easy because it folds in half and has legs that tuck and hide away for space saving-storage. It also features a convenient, sturdy carrying handle and a closing latch that locks the table in place for easy transport. This Mainstays 6' folding table provides ample space that easily accommodates up to eight people comfortably. The versatile design is user-friendly and will complement any setting.Mainstays 6' Centerfold Table:

Compact folding design for convenient storing
Sturdy frame
Easy-clean top
Handle for easy carrying on underside of table
White folding table is lightweight
Rectangular centerfold table requires no assembly
WalMart warranty applies
Dimensions: 37.76"L x 29.49"W x 3.50"H
Model# 14678BLK1W

Home & Garden Deals

Walmart Coupons
g: 1 Posted By: jskins
Views: 209 Replies: 0 8-Port TRENDnet Gigabit GREENnet Switch (TEG-S82g)- $19.99 with Coupon Code EMCYTZG298 with Free Shipping at Newegg.

GREENnet technology reduces power consumption by up to 70% Max power savings compared with standard TRENDnet switches
8 x Gigabit Auto-MDIX Gigabit Ethernet ports
Provides high bandwidth performance
IEEE 802.3x Flow Control for full-duplex mode
Back pressure Flow Control for half-duplex mode
8 K absolute MAC address table
256 KBytes RAM data buffering
Operates and maximizes packet filtering and forwarding rate
IEEE 802.3az Energy Efficient Ethernet technology
Jumbo Frame support up to 9216 Bytes
Sturdy metal housing
Diagnostic LEDs
Plug & Play
1-year warranty

You can also get the 8-Port TRENDnet Gigabit GREENnet Switch (TEG-S82g)for $22.99 with free shipping at Fry's.
Networking Deals

Newegg Coupons
Bosch 12-Volt Lithium-Ion Combo Kit (3-Tool) $169 w/FS @ Newegg
Added on : Tuesday May 13th 2014 11:00:02 PM
g: 0 Posted By: ctgolfer
Views: 31 Replies: 0 12 Volt lithium ion
PS20B12 Volt max pocket Driver has an ultra compact design and at almost half the size of a 12 Volt compact drill/driver, it is handy and easy to carry in a tool belt, pocket, or bucket. Learn more here
PS50B 12 Volt Max Multi-X oscillating tool is versatile and flexible in both its applications and the materials it can be used on. Learn more here
FL10 12 Volt max Lithium-Ion flashlight has a 5 position pivoting head and 6+ hours of continuous runtime
Bosch litheon batteries - state-of-art lithium-ion battery technology coupled with Bosch's proprietary ECP (electronic cell protection) system guarantees the optimal performance of tool and batteries even for tough work conditions
Includes : 18 Volt cordless litheon brute tough hammer drill/driver, 18 Volt cordless litheon 6.5 in. circular saw, (2) 18 Volt 2.6 Ah Litheon fat pack battery, charger, 6 in. demolition reciprocating saw blade, 12 in. demolition reciprocating saw blade, magnetic bit holder, Philips drive bit, auxiliary handle, case
Compatible with Bosch BC430 (30min) charger. Works with Bosch 12V Lithium-Ion Batteries BAT411, BAT412 and BAT413

www.homedepot.com/p/Bosch-12-Volt-Lithium-Ion-Combo-Kit-3-Tool-C...
Tools Deals

Newegg Coupons
g: 0 Posted By: HKSturboKid
Views: 125 Replies: 0 Xbox Live Games for Gold - 3 Free games in June

For the ones that pickup the xbox 360 and have not joint the xbox live gold. Wait till end of May to joint as you can potentially get 4 games for free with Games for Gold.

For the month of June, you will get 2 games plus a bonus game to celebrate their 1 year anniversary of Games for Gold.

The Games with Gold titles for Xbox 360 in June are:
Dark Souls
Charlie Murder
Bonus game Super Street Fighter IV: Arcade Edition

The Games for 2nd half of May is:
Saint Rows the Third.
Xbox Live Deals
g: 1 Posted By: DaysFan
Views: 112 Replies: 0 http://www.walmart.com/

http://www.walmart.com/ip/Backyard-Discovery-Timberlake-Cedar-Wooden-Playhouse/34719091
Backyard Discovery Timberlake Cedar Wooden PlayhouseOnline$199.00(14)Free Shipping availableFree store pickupas soon as todaywithFree store pickupas soon as 5/16withFree store pickupas soon as todaywith

Age Range: 3-10 years
Accomodates up to 6 children
Sturdy Cedar construction


Online$199.00
The Backyard Discovery Timberlake Cedar Playhouse is great fun for the whole gang. It has wide windows that sunny breezes can blow through. The front is adorned with flowerpot holders and a cute half-door. On one side there is a snack window for serving up cool drinks on a summer day and all kinds of other pretending. Inside are play accessories including a sink, stove and cordless phone. Best of all, the Timberlake Playhouse assembles in less than an hour!
Backyard Discovery Timberlake Cedar Wooden Playhouse:

Accommodates up to 6 children
Sturdy Cedar construction
Wide windows for breezes
Front features flowerpot holders (flowers not included)
Side snack window perfect for serving up drinks
Play accessories inside including sink, stove and cordless phone
Dimensions: 3'-6"W x 3'-10 11/16"D x 4'-7 5/16"H
Adult assembly required (about 1 hour)
Warranty: 1-year manufacturer's defect on parts, 5-year pro-rated on wood for rot and decay
Age End: 10 Years Age Start: 3 Years Primary Color: Brown Battery Type: Does Not Contain a Battery Multi Pack Indicator: No Model No.: 65314 Shipping Weight (in pounds): 115.0 Product in Inches (L x W x H): 47.0 x 59.0 x 56.0 WalMart No.: 552183580

Out of Network charges
Added on : Friday May 09th 2014 04:00:09 PM
g: 0 Posted By: Dilbertic
Views: 44 Replies: 0 Late Nov 2013 I broke some toes and my doctor refereed me to this foot doctors office, but the foot doctors office told my doctor that the doctor they wanted me to use didn't handle broken toes, and suggested I use another doctor within that office. So they made an Appt with him and I went also knowing he was covered under my Ins plan.

I knew the minute I walked in this office I should have walked right out, it was a fast food shop, long lines and quick turn around, but I waited over an hour, half of which was paperwork and then when I asked how much longer they put me in a room and the Doctors Asst came in and talk to me, he was great, but all really did was take notes and look at my foot and xrays I had from my doctors office and then leave the room, and brief the primary doctor, who came in for about 10 minutes total telling me this is what you need to do and try to up sell me on a knee cart he helped design, and a bone stimulator for my foot and of course a boot.

I said no to the knee cart that wasn't going to happen for broken toes, and I have to think about the bone stimulator and yes to the boot, so he calls in this guy who say " I am a in house service " for the doctor and makes a molding of my foot for a boot and tells me it will be ready in a few weeks. 1 week later I get a call to come get a temp boot made out of plastic and a quick fitting for it. This boot was one of those you could order online and runs about 80 to 100 bucks and told the molded cast boot will be in the next few weeks, so 2 weeks later I get a call to come try on the other boot.

My foot is still swelled up and its a really tight fight, but wait this is not a soft cast boot, it's a custom black leather open toe'd boot with laces and boot straps and it hurts to put it on, and I am told I am going to have to find a shoe person to custom enlarge my shoe so the boot will fit inside of it.. WTH

A week later I check online with my Ins company, I am billed 300.00 for the plastic boot and 1500.00 for the black boot and it says it's only cover at 50% because this in house service provider is out of network which I was never told, so I call them up and they said yup we are not covered my that Ins company and I asked why wasn't I told this and they had no answer. I called my Ins company and they said they would look into it and said nope we will only cover 50%. The worse part is my foot doctor has some sales lady call me and said your Ins company already approved the bone stimulator for the toon of 3700.00 paid out and billed my Ins company for almost 6k, which sells for about 800.00 to 1k online.

I went back to the doctor and explained all this and said the boot hurts to wear and my foot swells up even more when I wear it which was only 1 time and he said not to wear it, but I can't return it, because it's custom. So now the in house service place is hounding me to pay my portion which I was tricked into using them by my in network house. I am pretty sure kick backs are going on here and wonder if that's even legal?

So what can I do about this bait and switch

Thanks for input
Question Deals
Wonder Wander Agate Stone Necklace is crafted in 18ct rose gold plated bronze and is part of the Odyssey MMXIV collection. Features adjustable curb chain with lobster clasp and 33ct square agate threaded trough a half circle. Natural beauty is highlighted by imperfections as pieces evolve organically. Genuine Bjorg.
New Arrivals: Bjorg - Reflecting Spheres Upper Earring
Added on : Friday May 09th 2014 09:00:04 AM
Reflecting Spheres Upper Earring is crafted in 18ct yellow gold plated bronze and is part of the Odyssey MMXIV collection. Features a half moon shape ear cuffs with butterfly fastening. Natural beauty is highlighted by imperfections as pieces evolve organically. Genuine Bjorg.
New Arrivals: Bjorg - Inside Out Cuff
Added on : Friday May 09th 2014 09:00:04 AM
Inside Out Cuff is crafted in 18ct yellow gold plated bronze and is part of the Odyssey MMXIV collection. Features a half circle shape adjustable cuff with signature logo on outer edge. Natural beauty is highlighted by imperfections as pieces evolve organically. Genuine Bjorg.
New Arrivals: Bjorg - Box in a Hole Armpiece Cuff
Added on : Friday May 09th 2014 09:00:04 AM
Box in a Hole Armpiece Cuff is crafted in 18ct rose gold and yellow gold plated bronze and is part of the MMXIV collection. Features a half square shape adjustable cuff with signature logo on outer edge. Natural beauty is highlighted by imperfections as pieces evolve organically. Genuine Bjorg.
g: 0 Posted By: ctgolfer
Views: 69 Replies: 0 shipping adds $5

3,250 running watts; 4,050 starting watts
27 amps of power
7 HP OHV engine
2-120 volt duplex receptacles (rated at 20 amps)
1-120 volt duplex receptacle (rated at 30 amps)
10 hours of run time at half load
Low oil automatic shut down
Digital hour meter
Spark arrestor
Wheel Kit

http://tools.woot.com/offers/power-pro-4-050-watt-gas-generator-...
Tools & Automotive Deals

woot! Coupons
g: 0 Posted By: Walay
Views: 168 Replies: 0 Red Combi Twin Cosmo Stroller - Open Box/Like New item Sold by Amazon Warehousedeals for $184.91

Product Info:
http://www.amazon.com/Combi-Twin-Cosmo-Stroller-Red/dp/B00D3IIZ94/ref=sr_sp-atf_title_1_2?ie=UTF8&qid=1399483185&sr=8-2&keywords=combi+twin+cosmo

Link to purchase, if is not here, is gone:
http://www.amazon.com/gp/offer-listing/B00D3IIZ94/ref=dp_olp_all_mbc?ie=UTF8&condition=all

After countless hours of research and sleepless night, this specific brand/model/color was our only choice of stroller and I setup a CCC watch for it.
Eventually, our time ran out(baby coming) and we had to buy one at full price. It the lightest double stroller(20lb) with a largest visor covering whole body, and folds to smallest footprint(you fold it in half, and fold it in half again).
Today a CCC notice popped up and a used/open box one is selling for $185 with FS/Prime
Hope one of our lucky members who needs it can grab it!! I assume is just one item at this price.

Good luck, post here if you got it

My experience purchasing several items from Amazon Warehousedeals are so far so good.
Baby Deals

Amazon Coupons
g: 1 Posted By: bbogert
Views: 170 Replies: 0 Price shows as $59.99, with a $10 instant coupon to clip in the Special Offers section about halfway down the page.
Rated 4.7 out of 5, one of the highest-rated steamer sets available on Amazon. This was $80 yesterday with a nice drop just now.
Cheapest price ever offered on this set by ~$7 according to Camel. Average price of $69, with a previous low of $56 in January 2012.

Linky

Or cut and paste http://www.amazon.com/Cuisinart-77-412-Classic-Stainless-12-Quart/dp/B0000UV01S/ref=sr_1_1?ie=UTF8&qid=1399383448&sr=8-1&keywords=cuisinart+77-412
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 139 Replies: 0 Assembled Depth (in.) 22 in Assembled Height (in.) 34.75 in
Assembled Width (in.) 49 in Assembly Required No
Backsplash height (in.) 3.5 Color Family White
Color Family White Faucet Hole Spacing (in.) 8 in. Widespread
Fixture type Vanity cabinet and top with basin Hardware Color/Finish Family Nickel
Installation Type Free Standing Manufacturer Warranty Limited Lifetime Warranty
Material Cast polymers Number of Doors 2
Number of concealed shelves 0 Product Width (in.) 48
Returnable 90-Day Sink Mount Type Undermount
Top depth (in.) 22 Top edge thickness (cm.) 1.9
Top edge type Half bevel Top material Cast polymers
Top weight (lb.) 31 Top width (in.) 48
Vanity Features Adjustable Hinges,Predrilled,Toe Kick Vanity Included Components Basin,Cabinet Hardware,Vanity Cabinet,Vanity Top
Vanity Top Color Other Vanity Type Single Basin
Vanity Width (in.) 48 Vanity top accommodations Single center set basin
Wall mounted No

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g: 2 Posted By: remick
Views: 168 Replies: 1 http://www.amazon.com/SCALES-MODES-GUITAR-SOLOING-Improvisation-...

ALL EXAMPLES PLAYED BY AUTHOR ON VIDEO. LINKS ARE PROVIDED.
242 Exercises on over 150 pages.

NOTICE:
This book is for upper intermediate level. It requires basic chord and scale theories. This is a guitar exercise book, not a theory book. Studying with a good theory books are highly recommended.

Over 150 pages of practice covering almost every known scale.
Scales & Modes are essential tools for guitar improvisation. This book covers over 20 scales and modes using the CAGED system. Fingering diagrams and tabs are included; covers sequential practice patterns and 3-note-per string patterns. Inter-connected practice using arpeggios and scales.

Topics are

Major Scale and Modes
Ionian Mode
Dorian Mode
Phrygian Mode
Lydian Mode
Mixolydian Mode
Aeolian Mode
Locrian Mode

Sequence Pattern Playing
Major Scale, 3-Note-Per-String
Major Scale Modes, 3-Note-Per-String
Major Scale Sequence Playing
Minor Pentatonic Sequence Playing

Melodic Minor Scale and Modes
Melodic Minor Scale
Lydian Augmented Scale
Lydian Dominant Scale
Locrian #2 Scale
Altered Scale

Other Scales
Pentatonic Scale
Blues Scale
Harmonic Minor Scale
Diminished Scale
Half/Whole Diminished Scale
Whole-Tone Scale
Bebop Dominant Scale
Bebop Dorian Scale
Bebop Major Scale
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Daughter graduated, now how can I help her long term?
Added on : Monday May 05th 2014 05:00:13 AM
g: 1 Posted By: jesrf
Views: 204 Replies: 9 On Saturday my daughter graduated from college. For the last ten years I have been saving $125 a month to help pay her way. I ended up paying for half, she took loans for the other half. She has about $30k in debt. I wanted her to have some "skin in the game" so she valued it more, & I believe she has.

I still want to help her, my question is how is the best way? I could help with her loans, but I think that's dumb. I considered investing a portion of the $125 in an ira or Roth (maybe 50-75 a month) and putting the rest in a joint account. Just till she's established and making her own way comfortably.

Im really at a loss how best to help her long term, I know some will say I should just keep the money, get a new crown Vic, spend it on H & B, but, I think I want to give her the help I never had. Any suggestions greatly appreciated....

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g: 0 Posted By: ctgolfer
Views: 53 Replies: 0 Right Handed Ladies set
Lightweight Titanium Driver
Two Lightweight Stainless Steel Fairway Woods
Three hollow construction HiBore Hybrids
Five Launcher Irons and Wedges
Short game Niblick
Half mallet putter
Classically elegant 9 pocket cart bag with detachable wristlet
See spec chart above for loft, lie, and lenth specifications
Brand: Cleveland
Model: CLR0054-02
Condition: New
Warranty: 60 Day
Packaging: Retail

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g: 0 Posted By: robronson
Views: 1 Replies: 0 How hard/expensive is it to set up an HSA plan under an S-Corp? I don't think you can have your business contribute to your HSA on a pre-SE-tax basis unless you're a W2 employee of the business. So assuming you decide to structure your business this way, with you as a W2, how does one contribute to an HSA on behalf of the employer?

It's $500 of tax savings on a $3250 contribution so assuming there's some kind of annual fee that your S-Corp must pay the HSA custodian, maybe you could do this in December, contribute the $3250 for 2014, then in January, contribute the $3300 (or inflation adjusted max for 2015), and then cancel your plan with the custodian and rollover the money into your free personal HSA (at Patelco or Alliant or wherever you have it). Then repeat the same thing in December of 2016 to get 2016 and 2017 contributions in there.

Assuming the cost of doing this, (after the business deduction of the expense since you get to writeoff the fee you pay the custodian) is less than $500 (which is the SE tax savings), then it may be worth doing.

I'm guessing you can't just have your S-Corp cut a check directly to your personal HSA custodian and say "employer contribution" and then write that off your SE tax money.

Then again, if you're running an S-Corp with you as an employee, then you're probably not distributing 100% of your profit to yourself, you're only distributing enough to meet IRS requirements as what salary you should be getting paid. And if the S-Corp is contributing to your HSA on your behalf, it's unlikely the IRS will allow you to reduce your W2 salary by that amount you pay yourself, so it'd be coming out of the S-corp money that's being retained within the S-corp anyway, which isn't SE-taxed, and thus going through this hassle might not be worth it.

Thoughts?
Guild Wars 2 50% off; May 2- 11 @ guildwars2.com only
Added on : Friday May 02nd 2014 11:00:10 AM
g: 0 Posted By: TxDreamz
Views: 170 Replies: 0 If you missed the last round of discounts, Guild Wars 2 will be 50% off from May 2 - 11 via guildwars2.com

Heroic Edition $24.99
Digital Deluxe Edition $34.99

http://buy.guildwars2.com/store/gw2/en_US/html/pbPage.buyguildwa... a limited time only were slashing the price ofGuildWars2in half! From May2 to May11, save a massive 50% onGuildWars2 our lowest price ever. Visitbuy.guildwars2.comand pick up your copy today!** Offer applies only to Digital Heroic Edition and Digital Deluxe Edition purchased throughbuy.guildwars2.comfrom 12pm Pacific Time May 1, 2014 through 11:59pm Pacific Time May 11, 2014.

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The North Face Pink Ribbon Half Dome Hoodie -$24.99
Added on : Thursday May 01st 2014 05:00:04 PM
g: 0 Posted By: phil4444
Views: 121 Replies: 0 6pm offersThe North Face Women's Pink Ribbon Half Dome Hoodiein TNF White for$24.99withfree shipping. That's tied with last week's mention of a different color and the lowest total price I could find for this style by $30. It's available in sizes XS to L.



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MLB tickets up to 50% off May - July on Travelzoo
Added on : Thursday May 01st 2014 03:00:03 PM
g: 1 Posted By: mrsv
Views: 112 Replies: 1 MLB tickets up to 50% off at Travelzoo. Got a couple of tickets for Chicago Cubs at Marlins on June 17for half-price, which is good because the Cubs are so half-@$$ed this year. Enjoy!!!

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The North Face Pink Ribbon Half Dome Hoodie - $24.99 w/ FS at 6pm
Added on : Thursday May 01st 2014 03:00:03 PM
g: 0 Posted By: jskins
Views: 258 Replies: 0 The North Face Pink Ribbon Half Dome Hoodie- $24.99 with Free Shipping at 6pm.

Available in sizes XS - L
Cotton-poly fleece blend
the north face screen print logo on front
Pullover hoodie
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Pink ribbon logo on left arm cuff
80% cotton, 20% polyester

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10th year of a disputed debt--4th collections agency
Added on : Thursday May 01st 2014 11:00:07 AM
g: 0 Posted By: k0k0p0p
Views: 94 Replies: 0 Okay, so I admit I haven't done everything right and I am a little lazy and haven't kept the best records. Where does the statute of limitations lie? If you read ahead, they are are threatening civil suit already at $500 fines
I had a T-Mobile cell phone and TN address when I got an internship in Europe for a year. I could cancel my service at any time

June 4th, 2004: Called T-Mobile, cancelled phone service, provided my parents US address, paid amount owed + estimated rate for the day over the phone, got on the plane-gone for a year.

June 4th, 2005: Parents had not received any mail or bills from T-Mobile
Jan 2006: Moved to Florida, still TN resident for student status
Jun 2007: Bought a house in FL, no issues on credit report (TN resident)
Oct2009: Got an apartment near new jobin SC, stillTN resident(background check), forwarded mail

Oct2009: 1st Contact by first Credit Agency about $75 debt to T-Mobile. Called T-Mobile, but they had no evidencewhat it was for,justconfirmed I had a phone that I must have owed them for. Called the Credit Agency back and said I needproofin the form of a statement that this debt exists. Told them to only communicate by mail. Received another "notice" and a couple phone calls.
Jan 2010:Sent a registered letter to 1stCA requesting documented proofthat I owed the debt, and do not contact me again byphone, yada, yada,... No response.

Jan 2011: Still in SC, new place with forwarded mail,changed toFL resident

Jun 2011: Moved toLouisiana, new apartment,new credit agency with the apt. background check.New spouse asked me todeal with it. made same calls as before but T-Mobile no longer receptive. "That account was forwarded to a credit agency years ago"
Jan 2012:Bought House in Lousiana withspouse, debt collectionsshowed up on my credit report, but I was too busy/lazy to deal with it. didn't make a dent in my credit.
Jan 2013: Louisiana Resident. 3rd collections agency, or maybe the name changed. started sending the same letters. I called and asked for proof that I owe a debt, in writing, and exactly what it was for, do not call me, ever. sent final notice or this would go on my credit report. ended by February, except for one last letter in August.

Sep 2013: relocated to NC for spouse's job. forwarded mail.

March 20 2014: got half a voicemail from an agency threatening toserve me papers at work" in an effort to collect a debt". all I had was their outgoing number, and I don't respond to harassment, anyway.( I get these on my work phone all the time for random people, so I wasn't sure it was for me anyway)
April 28 2014: They called my sister and threatened her that if I did not contact within the hour they would be serving papers at my work. She called my spouse with all the information because I was in a meeting.I told her and my spouse not to worry--that it is harassment and I'll get to it.
May 1 2014: My spouse grew impatient, called today while I was going home to call. Since he said he was my spouse and had the numbers they gave my sister, they told him that it was T-Mobile debt, they would be filing a civil suit and are serving papers to my Mother-In-Laws house in TN. If I am not there to be servedthree times in a row they will add $500 to the $575 they say I now owe them.

Now I'm peeved. Anybody know a good harasser/lawyer in TN or wherever this could be heard?
Bottom Line: I owe nothing. I paid everything I owed upon cancellation of my contract.. I gave a forwarding address for final balance, and never got anything. I overpaid that final bill, just so there would be no issue, and they waited till my bank statements wouldn't be available to sell to a collections agency. I've been harassed on and off for about 5 years over a debt from almost 10 years ago. These guys are malicious and they just started. Nationwide Systems, I think is the name.





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EZ Rapid Defrosting Tray $16.99 w/FS @ Tanga
Added on : Wednesday April 30th 2014 08:00:04 AM
g: 0 Posted By: ctgolfer
Views: 96 Replies: 0 Super-conductive metal alloy
Quick and easy defrosting
Defrosts food in half the timeeven when frozen rock solid
Defrost food naturally with no buildup
Green solutionno microwave, no batteries, no electricity required
Hand wash only
Measures approximately 14" W x 8" L x 1" H
No lost flavors
No microwaves
No bacteria build up
Measures 8″ 14″
Brand New
30 Day Warranty

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g: 2 Posted By: ctgolfer
Views: 788 Replies: 2 shipping adds $5

23" IPS Widescreen WLED backlit anti-glare 1920 X1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
4GB DDR3 memory For multitasking power, expandable to 16GB
500GB SATA hard drive has plenty of space to store your digital albums, music library and rich media files
Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
Realtek ALC3228-CG Audio for rich and dynamic sound
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g: 0 Posted By: ctgolfer
Views: 139 Replies: 0 23" IPS Widescreen WLED backlit anti-glare 1920 X1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
4GB DDR3 memory For multitasking power, expandable to 16GB
500GB SATA hard drive has plenty of space to store your digital albums, music library and rich media files
Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
Realtek ALC3228-CG Audio for rich and dynamic sound
Windows 8 makes the things you do every day easier

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Nike Free 4.0 V3 Mens Running Shoes - $59.90 + FS @ Nordstrom
Added on : Tuesday April 29th 2014 11:00:04 PM
g: 0 Posted By: st4rdust
Views: 210 Replies: 0 Nordstrom has Nike Free 4.0 V3 Mens Running Shoesfor $59.90 with free shipping.

Available in sizes 6-15 in Black/Light Crimson/Platinum or Flash Lime/Black/Blue/Red. Not all combinations are available. Sizing runs small; order 1/2 size up if you are purchasing for the first time.

4.4/5 stars based on 68 customer reviews and 98% recommended here at Nike.com, where these are currently $74.97.

"An ultra-lightweight shoe with a barefoot-inspired fit offers protection and cushioning while deep, strategically-placed flex grooves maximize flexibility to help strengthen foot muscles."


Neon colors are brighter in person
Removable insole
Synthetic and mesh upper/mesh lining/synthetic sole


FWIW, I own a pair of Nike Flex running shoes and they are very similar to the Nike Frees. The sole is amazing - you can almost bend them in half. I find that I prefer them greatly over typical running shoes that make you feel like you're running on the sole of the shoe vs. running on the ground.
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g: 0 Posted By: neomio
Views: 102 Replies: 0 Below are the top 100 free books for Kindle that are extracted from the Free eBooks for Kindle app (available in Google Playor Amazon App Store) for the period from May-2013 to April 2014.
Genre: Romance, Mystery, Thriller, Suspense.

All the books are checked to be free at the time of posting.
Please double-check the price before you buy.

1. The One You Love (Emma Holden suspense mystery trilogy)
by Paul Pilkington
Rating: 3.8/5 by 2491 reviews
Link: http://www.amazon.com/dp/B004YDSL9Q

2. Finding Cinderella: A Novella
by Colleen Hoover
Rating: 4.7/5 by 1404 reviews
Link: http://www.amazon.com/dp/B00FNWRSCI

3. A Family Affair: Truth in Lies, Book 1
by Mary Campisi
Rating: 4.3/5 by 1254 reviews
Link: http://www.amazon.com/dp/B004OL2OKK

4. Rushed
by Brian Harmon
Rating: 4/5 by 1209 reviews
Link: http://www.amazon.com/dp/B00AXTOIJM

5. Maid for the Billionaire (Book 1) (Legacy Collection)
by Ruth Cardello
Rating: 4.2/5 by 1208 reviews
Link: http://www.amazon.com/dp/B004XJ4NI4

6. Deadly Stillwater (McRyan Mystery Series)
by Roger Stelljes
Rating: 4.4/5 by 1159 reviews
Link: http://www.amazon.com/dp/B005WUVLAG

7. Louisiana Longshot (A Miss Fortune Mystery)
by Jana DeLeon
Rating: 4.6/5 by 1138 reviews
Link: http://www.amazon.com/dp/B008E9VENQ

8. A CHILD OF A CRACKHEAD (Part 1) (A CHILD OF A CRACKHEAD)
by shameek speight
Rating: 4.3/5 by 1079 reviews
Link: http://www.amazon.com/dp/B0049U4W56

9. Dane (MacKenzie Family)
by Liliana Hart
Rating: 3.6/5 by 948 reviews
Link: http://www.amazon.com/dp/B005C5YZ86

10. Silence
by Natasha Preston
Rating: 4.2/5 by 940 reviews
Link: http://www.amazon.com/dp/B009SV1YCU

11. The Last Call (The Bill Travis Mysteries)
by George Wier
Rating: 3.8/5 by 922 reviews
Link: http://www.amazon.com/dp/B004QWZCYC

12. Blood and Justice (A Private Investigator Series of Crime Thrillers)
by Rayven T. Hill
Rating: 4.2/5 by 899 reviews
Link: http://www.amazon.com/dp/B00DL5T200

13. Bluegrass State of Mind (Bluegrass Series)
by Kathleen Brooks
Rating: 4.3/5 by 883 reviews
Link: http://www.amazon.com/dp/B00589BAWK

14. The Color of Heaven (The Color of Heaven Series)
by Julianne MacLean
Rating: 4.5/5 by 831 reviews
Link: http://www.amazon.com/dp/B004KKY782

15. The Wild One (The De Montforte Brothers)
by Danelle Harmon
Rating: 4.4/5 by 817 reviews
Link: http://www.amazon.com/dp/B0083P8EZM

16. Honeymoon For One
by Chris Keniston
Rating: 4.2/5 by 810 reviews
Link: http://www.amazon.com/dp/B00DNEH2L0

17. Bubba and the Dead Woman
by C.L. Bevill
Rating: 4.1/5 by 788 reviews
Link: http://www.amazon.com/dp/B004E10W0E

18. The Tycoon's Revenge (Baby for the Billionaire - Book 1)
by Melody Anne
Rating: 4.2/5 by 770 reviews
Link: http://www.amazon.com/dp/B005LVV5LQ

19. Twenty-Eight and a Half Wishes (Rose Gardner Mystery)
by Denise Grover Swank
Rating: 4.5/5 by 757 reviews
Link: http://www.amazon.com/dp/B0058UXHHK

20. Her Mad Hatter (Kingdom Series)
by Marie Hall
Rating: 4.3/5 by 737 reviews
Link: http://www.amazon.com/dp/B008IL48BK

21. Against The Wall
by Julie Prestsater
Rating: 4.2/5 by 731 reviews
Link: http://www.amazon.com/dp/B007WFK47U

22. Worth The Weight (The Worth Series Book 1: A Copper Country Romance)
by Mara Jacobs
Rating: 4.2/5 by 722 reviews
Link: http://www.amazon.com/dp/B009MZQMAQ

23. Bewitching the Werewolf
by Caroline Hanson
Rating: 4/5 by 722 reviews
Link: http://www.amazon.com/dp/B005QEA87A

24. A Cold Day for Murder (Kate Shugak #1)
by Dana Stabenow
Rating: 4/5 by 691 reviews
Link: http://www.amazon.com/dp/B004S87M92

25. Seductive Secrets (Secret Lives Series)
by Colleen Connally
Rating: 4.1/5 by 684 reviews
Link: http://www.amazon.com/dp/B008K881HS

26. The Ghost and The Graveyard (Knight Games)
by Genevieve Jack
Rating: 4.2/5 by 662 reviews
Link: http://www.amazon.com/dp/B0097CO9ZY

27. To Catch a Bad Guy (Janet Maple Series)
by Marie Astor
Rating: 3.8/5 by 658 reviews
Link: http://www.amazon.com/dp/B008W1L5IA

28. Into the Darkness (Darkness #1)
by K.F. Breene
Rating: 4.4/5 by 634 reviews
Link: http://www.amazon.com/dp/B00HZLCINE

29. Samson's Lovely Mortal (Scanguards Vampires #1)
by Tina Folsom
Rating: 4.5/5 by 622 reviews
Link: http://www.amazon.com/dp/B003O2SH60

30. Tangled Beauty
by K.L. Middleton
Rating: 4/5 by 622 reviews
Link: http://www.amazon.com/dp/B00BEKCKMQ

31. Big Girls Do It Boxed Set
by Jasinda Wilder
Rating: 3.9/5 by 622 reviews
Link: http://www.amazon.com/dp/B009POGLG4

32. Fashionably Dead (Hot Damned Series)
by Robyn Peterman
Rating: 4.6/5 by 616 reviews
Link: http://www.amazon.com/dp/B00EYMXM2I

33. Haunted on Bourbon Street (Jade Calhoun Series, Book 1)
by Deanna Chase
Rating: 4.2/5 by 611 reviews
Link: http://www.amazon.com/dp/B005EHRSUY

34. Chasing Justice (Piper Anderson Series)
by Danielle Stewart
Rating: 4.4/5 by 602 reviews
Link: http://www.amazon.com/dp/B00CC19MS6

35. Kiss Of Fire (Imdalind Series #1)
by Rebecca Ethington
Rating: 4.6/5 by 599 reviews
Link: http://www.amazon.com/dp/B009ZF5SLM

36. Cade: A MacKenzie Family Novel (The MacKenzie Family)
by Liliana Hart
Rating: 4.2/5 by 587 reviews
Link: http://www.amazon.com/dp/B007E50WRU

37. The Doctor's Secret Bride - Book One (Billionaire Brides of Granite Falls)
by Ana E Ross
Rating: 4.1/5 by 582 reviews
Link: http://www.amazon.com/dp/B0086OPVYM

38. Seven Sons (Gypsy Brothers)
by Lili Saint Germain
Rating: 4.3/5 by 569 reviews
Link: http://www.amazon.com/dp/B00HNRX3AM

39. The Pleasure of pain
by Shameek Speight
Rating: 4.6/5 by 564 reviews
Link: http://www.amazon.com/dp/B005C68BE4

40. Whiskey Rebellion: An Addison Holmes Mystery (Addison Holmes Mysteries)
by Liliana Hart
Rating: 4.3/5 by 559 reviews
Link: http://www.amazon.com/dp/B0053HWAWQ

41. MAID in the USA (The BAD BOY BILLIONAIRES Series)
by Judy Angelo
Rating: 3.8/5 by 555 reviews
Link: http://www.amazon.com/dp/B007VA2CLM

42. The Descent Series, Books 1-3: Death's Hand, The Darkest Gate, and Dark Union
by SM Reine
Rating: 4.1/5 by 537 reviews
Link: http://www.amazon.com/dp/B009YADS38

43. Dirty Little Secrets: A J.J. Graves Mystery (J.J. Graves Mysteries)
by Liliana Hart
Rating: 4.4/5 by 519 reviews
Link: http://www.amazon.com/dp/B005FA749A

44. Murder in the South of France (The Maggie Newberry Mystery Series)
by Susan Kiernan-Lewis
Rating: 3.7/5 by 515 reviews
Link: http://www.amazon.com/dp/B005GY0Y8S

45. Ethan's Mate (The Vampire Coalition)
by J. S. Scott
Rating: 3.8/5 by 494 reviews
Link: http://www.amazon.com/dp/B007YJ3JV2

46. Mail Order Millie (Homespun)
by Katie Crabapple
Rating: 3.8/5 by 487 reviews
Link: http://www.amazon.com/dp/B007SAKW9E

47. Identical -- Free Preview (The First 4 Chapters)
by Scott Turow
Rating: 3.5/5 by 482 reviews
Link: http://www.amazon.com/dp/B00E7XUGOQ

48. Darkness Awakened (Order of the Blade)
by Stephanie Rowe
Rating: 4.3/5 by 481 reviews
Link: http://www.amazon.com/dp/B007JE1B1C

49. Castle Cay (Julie O'Hara Mystery Series)
by Lee Hanson
Rating: 4/5 by 461 reviews
Link: http://www.amazon.com/dp/B004KZP1WS

50. Three Girls and a Baby
by Rachel Schurig
Rating: 4.3/5 by 460 reviews
Link: http://www.amazon.com/dp/B005C71MQM

51. Secret Santa, A Bluegrass Series Novella
by Kathleen Brooks
Rating: 4.1/5 by 459 reviews
Link: http://www.amazon.com/dp/B00ADPPIKE

52. Sara's Game: Book One (The Sara Winthrop Series)
by Ernie Lindsey
Rating: 4.2/5 by 457 reviews
Link: http://www.amazon.com/dp/B009FBK5CI

53. The Mystic Wolves
by Belinda Boring
Rating: 4.1/5 by 455 reviews
Link: http://www.amazon.com/dp/B006ZR04LC

54. Forever & Always (The Ever Trilogy: Book 1)
by Jasinda Wilder
Rating: 4.5/5 by 442 reviews
Link: http://www.amazon.com/dp/B00HFFBR32

55. The Sheik's Dangerous Lover
by Elizabeth Lennox
Rating: 3.8/5 by 439 reviews
Link: http://www.amazon.com/dp/B00E5JAIP4

56. Temporary Arrangement (The Renaldis)
by Karen Erickson
Rating: 2.8/5 by 427 reviews
Link: http://www.amazon.com/dp/B00B09ZD3Y

57. Free Fall: A Prelude to Hidden Order
by Brad Thor
Rating: 4.2/5 by 419 reviews
Link: http://www.amazon.com/dp/B00D5765T0

58. Friends With Partial Benefits (Friends With Benefits Book 1)
by Luke Young
Rating: 4/5 by 419 reviews
Link: http://www.amazon.com/dp/B0057XY24K

59. Love by the Letter (An Unexpected Brides Novella)
by Melissa Jagears
Rating: 4.2/5 by 413 reviews
Link: http://www.amazon.com/dp/B00EVSB3N0

60. Sisters in Love (Love in Bloom: Snow Sisters, Book One), Contemporary Romance
by Melissa Foster
Rating: 4.2/5 by 412 reviews
Link: http://www.amazon.com/dp/B00EF6LY2I

61. Intentions of the Earl (Scandalous Sisters)
by Rose Gordon
Rating: 3.9/5 by 411 reviews
Link: http://www.amazon.com/dp/B004NNVB9E

62. One Deadly Sister (Sandy Reid Mystery Series)
by Rod Hoisington
Rating: 3.8/5 by 405 reviews
Link: http://www.amazon.com/dp/B002PDOOOI

63. Ignite (Midnight Fire Series)
by Kaitlyn Davis
Rating: 4.4/5 by 399 reviews
Link: http://www.amazon.com/dp/B005U8GQT6

64. An Unexpected Widow (The Colorado Brides Series)
by Carr White
Rating: 3.7/5 by 399 reviews
Link: http://www.amazon.com/dp/B00DDHE67A

65. Forbidden Forest (The Legends of Regia)
by Tenaya Jayne
Rating: 4.4/5 by 397 reviews
Link: http://www.amazon.com/dp/B009JVTLA6

66. The Highlander's Hope - A Contemporary Romance (THE HUNT) (The Highland Heart Series)
by Cali MacKay
Rating: 4.1/5 by 395 reviews
Link: http://www.amazon.com/dp/B00A3MPODS

67. Noble Intentions: Season One (Episodes 1-5)
by L.T. Ryan
Rating: 4.2/5 by 391 reviews
Link: http://www.amazon.com/dp/B0092ETUTC

68. Foreclosed: A Mitzy Neuhaus Mystery (A Mitzy Neuhaus Mysterry, a Cozy Christian Collection)
by Traci Tyne Hilton
Rating: 3.5/5 by 389 reviews
Link: http://www.amazon.com/dp/B003ZDP194

69. The October List - Free Preview (first 4 chapters)
by Jeffery Deaver
Rating: 2.9/5 by 388 reviews
Link: http://www.amazon.com/dp/B00EHMG34O

70. Night of the Assassin: (Assassin Series Prequel)
by Russell Blake
Rating: 4.2/5 by 386 reviews
Link: http://www.amazon.com/dp/B006M5L5JC

71. Insight (Book One): Insight Series ((Insight) Web of Hearts and Souls)
by Jamie Magee
Rating: 4.2/5 by 382 reviews
Link: http://www.amazon.com/dp/B00637B2UQ

72. Tall, Tatted, and Tempting (The Reed Brothers)
by Tammy Falkner
Rating: 4.6/5 by 381 reviews
Link: http://www.amazon.com/dp/B00DGK7WAM

73. The Cowboy's E-Mail Order Bride (Cowboys of Chance Creek)
by Cora Seton
Rating: 4.5/5 by 380 reviews
Link: http://www.amazon.com/dp/B00CJJ91VE

74. Lovers at Heart (Love in Bloom: The Bradens, Book One) Contemporary Romance
by Melissa Foster
Rating: 4.1/5 by 380 reviews
Link: http://www.amazon.com/dp/B00G0ZRN18

75. Mine For Tonight: Book One - The Billionaire's Obsession
by J.S. Scott
Rating: 4/5 by 375 reviews
Link: http://www.amazon.com/dp/B009GKU2DU

76. Under the Aspens (The Aspen Series Book 1 of 4)
by Elizabeth Sherry
Rating: 3/5 by 371 reviews
Link: http://www.amazon.com/dp/B007ONCTIM

77. A Bride for Pastor Dan (Parkside Community Church)
by Katie Crabapple
Rating: 3.8/5 by 369 reviews
Link: http://www.amazon.com/dp/B0068XJXJC

78. Good Clean Murder: A Plain Jane Mystery (A Plain Jane Mystery, a Cozy Christian Collection)
by Traci Tyne Hilton
Rating: 3.9/5 by 365 reviews
Link: http://www.amazon.com/dp/B00BK9NG2O

79. A Home in the West (The Amish of Apple Grove)
by Lori Copeland
Rating: 3.7/5 by 363 reviews
Link: http://www.amazon.com/dp/B00D6SCXY4

80. Where I Need to Be (B&S Series #1)
by Kimberly Knight
Rating: 4.2/5 by 357 reviews
Link: http://www.amazon.com/dp/B00ANZ1KZQ

81. Ember X (Death Collectors, #1)
by Jessica Sorensen
Rating: 4.3/5 by 349 reviews
Link: http://www.amazon.com/dp/B00CF6MN84

82. Lawful Escort (Eternal Bachelors Club #1)
by Tina Folsom
Rating: 4.2/5 by 349 reviews
Link: http://www.amazon.com/dp/B003I64DN8

83. Cursed (Book 1)
by Tara Brown
Rating: 4.1/5 by 347 reviews
Link: http://www.amazon.com/dp/B00ATVXSM2

84. Close Liaisons (The Krinar Chronicles: Volume 1)
by Anna Zaires
Rating: 3.9/5 by 345 reviews
Link: http://www.amazon.com/dp/B009MNXWMO

85. The Tycoon's Make-Believe Fiance
by Elizabeth Lennox
Rating: 3.7/5 by 342 reviews
Link: http://www.amazon.com/dp/B00I52PPT6

86. A Reason to Live (Marty Singer Mystery #1)
by Matthew Iden
Rating: 4.5/5 by 339 reviews
Link: http://www.amazon.com/dp/B0081MW9LM

87. Deviant (Blood & Roses)
by Callie Hart
Rating: 4.4/5 by 337 reviews
Link: http://www.amazon.com/dp/B00IJPO9R8

88. The Arrangement 1
by AbWeeks
Rating: 3.8/5 by 337 reviews
Link: http://www.amazon.com/dp/B00F9BR6LQ

89. A Beautiful Struggle (Beautiful Series 1)
by Lilliana Anderson
Rating: 3.8/5 by 335 reviews
Link: http://www.amazon.com/dp/B00ATC7GLU

90. Awakening (The Watchers Trilogy)
by Karice Bolton
Rating: 3.7/5 by 334 reviews
Link: http://www.amazon.com/dp/B005R5GX9A

91. Silver Storm (The Raveneau Novels)
by Cynthia Wright
Rating: 4.2/5 by 333 reviews
Link: http://www.amazon.com/dp/B005DJ93EW

92. Beautiful Mess
by Lucy V. Morgan
Rating: 3.9/5 by 329 reviews
Link: http://www.amazon.com/dp/B006CRHK62

93. The Devil's Grin (An Anna Kronberg Thriller)
by Annelie Wendeberg
Rating: 4.4/5 by 326 reviews
Link: http://www.amazon.com/dp/B00B7KGYAW

94. Taken! Box Set - Books 1-6
by Donald Wells
Rating: 4.1/5 by 326 reviews
Link: http://www.amazon.com/dp/B009OR4UGU

95. Mistletoe Mischief (Romancing Wisconsin)
by Stacey Joy Netzel
Rating: 4.2/5 by 324 reviews
Link: http://www.amazon.com/dp/B009B3V1KA

96. Find Her, Keep Her (LOVE in the USA, #1): A Martha's Vineyard Love Story
by Z.L. Arkadie
Rating: 3.7/5 by 315 reviews
Link: http://www.amazon.com/dp/B00EAHZR5W

97. Arianna Rose (Part 1)
by Jennifer Martucci
Rating: 4/5 by 306 reviews
Link: http://www.amazon.com/dp/B009TWA1RM

98. Vampire Vacation (The V V Inn, Book 1)
by C.J. Ellisson
Rating: 4.4/5 by 303 reviews
Link: http://www.amazon.com/dp/B0044DELIQ

99. Fire and Ice (Liam Campbell #1)
by Dana Stabenow
Rating: 4/5 by 302 reviews
Link: http://www.amazon.com/dp/B004HIM7BG

100. Legal Action (Surrendering Charlotte Chronicles)
by Kimball Lee
Rating: 4.2/5 by 301 reviews
Link: http://www.amazon.com/dp/B00E9LXPIU

Please double-check the price before you buy.
Books & Magazines Deals
g: 5 Posted By: hellokitty27
Views: 817 Replies: 1 Amazon has Zwipes Microfiber Cleaning Cloths (24-pk.)for $10.88 when you use Subscribe and Save. Be sure to cancel your subscription after the order ships to avoid future charges.

Plush, super-soft microfiber cloths, ideal for cleaning tasks in the home, garage, office, and more
Constructed with 110,000 fibers per square inch, allowing you to clean with or without chemicals or detergents
Lint-free, streak-free cleaning; with a non-abrasive design that won't scratch surfaces, paints, or clear coats
Absorbs eight times its weight in water, and dries in half the time of standard towels
Can be washed and reused hundreds of times, allowing you to save money on paper towels and costly cleaners
Each cloth measures 12" x 16", and each pack ships in Certified Frustration-Free Packaging

Electronics Deals

Amazon Coupons
Free Kindle Book - How To Travel Anywhere for Free
Added on : Tuesday April 29th 2014 05:00:13 AM
g: 0 Posted By: remick
Views: 113 Replies: 0 http://www.amazon.com/gp/product/B00HZ98894/

4.6 out of 5 stars (14 customer reviews)

Travel The World And Live An Amazing Life Not On Your Dime

What if I told you that you could easily travel the world, free as a jay bird, and live the high life, and get thisnot on your dime? You would probably tell me that Im half bonkers. That living the high life all around the world for free wasnt conceivable; what with airlines charging an arm and leg just to get on board, extra baggage and all the extra charges, there's no way anyone could travel for free. Well believe it or not, its true. You can travel for free Come close, and let me tell you a little secret that will astound you and leave you begging for more. This exciting new title from Afflatus Publishing uncovers every morsel of travel for free information that you've ever seen. This astounding, yet closely guarded secrets will have you traveling around the world for free starting tomorrow. In fact this new bookHow To Travel Anywhere for Free: Secrets To Becoming An Explorer Of The World Without Any Of Your Own Money is one of the most popular, best-selling travel books on the net today. Everything you need to know about traveling abroad for free, is nicely laid out so that you can completely steer your course and destiny. Youll be a real globetrotter before you know it and your friends will be jealous wanting to know your secrets. Want to warn you that the information contained within this complete travel for free manual will have your head abuzz and you may soon suffer from loss of sleep. So please dont blame me for those sleep deprived nights, when you will dream about living a life youve always wanted.
Totally Free Deals
$40 Off $200 At Vente-Privee With AMEX
Added on : Tuesday April 29th 2014 03:00:02 AM
g: 0 Posted By: JayMatt19
Views: 77 Replies: 0 Vente-Privee Link
Sync your American Express card with your twitter account and get bonus savings.
Tweet #AmexVP and receive a $40 statement credit for making $200 worth of purchases by 06/05/14
You do not need to spend the $200 in a single purchase.
Allow 90 days for a statement credit to be issued on your credit card.
You can also register by logging in on americanexpress.com, on Facebook, on Foursquare, or on the AMEX app.
You can register all of your primary and secondary AMEX cards on Twitter, it just entails either: Unsyncing and resyncing cards via this link or making a Twitter account for each card.
If you do unsync and resync multiple cards on the same Twitter account you must change the tweet slightly each time like:
#AmexVP
#AmexVP 1
#AmexVP 2
And so on.When resyncing there is no need to fill out your billing address, just fill out the first half of the form with your name, email, and your credit card number. You can skip the optional fields asking for your billing address, card expiration, and the 4 digit code. You can use the same email address for all of your cards.Make sure to check by clicking on Notifications that your registration went through before unsyncing. It should come within a minute. If you are unsure whether a card is registered you can always sync it again and reregister. If that card has already been registered then you will get a message after clicking Notifications that the card was already previously registered. Otherwise you should get a registration confirmation.
Services Deals

American Express Consumer Coupons
g: 0 Posted By: beauregard
Views: 169 Replies: 0 I didn't see this posted here yet, but I guess I could have missed it. Anyway, I needed a relatively cheap but halfway decent backpack for an upcoming short trip. Checked the usual places for deals (here first) and came upon this one. It arrived in just a few days and I must admit it's rather nice for the short money. The product code is VTR724-4/28.

Here's the link.

g: 0 Posted By: peekpeek
Views: 43 Replies: 0 Zojirushi CV-DSC40 VE Hybrid Water Boiler and Warmer, Stainless Steel$144.47, lowest price in years
Uses half the energy of the cheaper units because of vacuum insulation. I expect to save at least $24 a year over our older unit.
If you drink a lot of tea, instant soup, or instant coffee these units are invaluable.
http://www.amazon.com/Zojirushi-CV-DSC40-Hybrid-Boiler-Stainless...

This unit is made in Japan, not China (all the cheaper models are made in China).
Staples - 25% back in Rewards thru 5/3 with coupon
Added on : Saturday April 26th 2014 07:00:06 PM
g: 0 Posted By: billrubin
Views: 291 Replies: 2 There's a new coupon up at Staples.com for 25% in Rewards. They already had free Crayola markers and a 20% off your office supplies coupon, so it's an even better deal with the free Rewards. There's also a coupon to make the half cases $2 after rebate instead of $5, so that will be a money maker with the 25% Rewards (not to mention a $10/50 coupon).

Link to normal weekly thread

The Fine Print:
Valid in StaplesU.S. stores only. No limits per day or per member. Offer valid only for original recipient of this email as sent by Staples, and coupon must be presented at time of purchase. Not valid on prior purchases. Promotion is in lieu of standard Staples Rewards. Maximum of one rewards promotion will be given for each item purchased. Price eligible for rewards is the amount paid at checkout after application of all promotions, coupons and rewards redemptions and does not include tax. Not valid on desktop or laptop computers, tablets, netbooks, Appleproducts, Boseproducts, Amazon Kindle, Epsonink and toner, HP ink and toner, custom printing orders placed online, gift cards, mobile phones and mobile phone services, StaplesEasyTech(sm) professional-grade and on-site services, depot repair and parts, phone cards or postage stamps. Must be a member of Staples Rewards. Staples Rewards membership is FREE. Staples Rewards are issued online monthly when the value of the reward is at least $10. Rewards expire no less than 60 days after issuance. Monthly balances of less than $10 will roll over each month until the minimum is met for that calendar quarter. If the $10 minimum for the quarter has not been met, the balance will expire at the end of the quarter. Limit one Staples Rewards account per person or at any mailing address. For full program details, visit StaplesRewards.com.
Office & School Supplies Deals

Staples Coupons
g: 1 Posted By: jskins
Views: 453 Replies: 0 The North Face Half Dome Hoodie (Borealis Blue/Frosty Blue) - $24.99 with Free Shipping at 6PM.

Sizes: XM, S, M, LG
Soft cotton-poly fleece blend
the north face screenprint logo on front
Pullover hoodie
Adjustable drawstring hood
Kangaroo hand pocket
1x1 rib knit at cuffs and hem.
75% cotton, 25% polyester


Note: Available in Marker Blue for $29.99

Clothing Deals

6PM Coupons
Free Kindle Book- Battlefields of the Civil War (Visitor's Guides)
Added on : Saturday April 26th 2014 09:00:06 AM
g: 0 Posted By: remick
Views: 111 Replies: 0 http://www.amazon.com/dp/B00CKBS1AS

"A practical guide to what took place at the great battlefields of the Civil War and how to tour them now, either on foot or by car, with details on the museums, nearby attractions and activities. Each battle is brought to life, along with the personalities of the men who fought and died there. Covers the battles of Manassas, Shiloh, Antietam, Fredericksburg, Gettysburg, Vicksburg and more. About as good as battlefield guidebooks get, which is very good indeed." (The Bergen Record)

From 1st Manassas on the Bull Run river to Appomattox Court House, from Shiloh to Chancellorsville, and from Gettysburg to Antietam, Chickamauga, Vicksburg, and Fredericksburg, the great battles of the Civil War have all become household names, names that stir the blood and conjure a thousand images of heroism and despair.

But while almost every American is familiar with the most famous of our great fields of war, it should be remembered that the conflict was fought over many such battlefields, some only a shade less well known than their much-publicized counterparts, and many more now long forgotten but nonetheless important to the fate of the nation.

The American Civil War has, over a century and a half, taken on a new appeal. The stories of individual heroism, desperate battles, and great men have passed into legend. Today, all that remains to remind us of those dreadful days so long ago are a few acres carefully set aside and dedicated to the memory of those who died there quiet places where one can be alone, close to the men whose names ring out as clearly today as they did in the throes of fearful conflict: Lee, Jackson, Sherman, Grant and a hundred more.

The battles that helped to shape the nation continue to hold our attention. Every year thousands of people flock to the one-time killing fields to watch as the generals and their armies meet again in realistic re-enactments of those terrible contests.

The Eastern United States, from Washington to Key West, from Savannah to Kansas City, contains a wealth of Civil War sites and military parks. They are all pleasant spots where one can go to spend an hour or two away from the hustle and bustle of city life or a quiet afternoon out with the kids.

Unfortunately, very few of the people who do take the time to visit these magical places have any real idea of their significance and they know even less of the monumental events that took place there. It is hoped that this book will help to change all that.

Within these pages you will find the stories behind some of our nations battlefield parks and historic sites, many well-known, others less familiar, and some that are well off the beaten path.

By telling the story of the action as it took place, by bringing back to life many of the principle characters, and by the telling of the deeds they performed while under the greatest stress imaginable, I hope to make your visits to these special places much more enjoyable and rewarding. You will, I hope, leave them with the feeling that your afternoon in the sunshine was much more than a simple picnic and that you are a little richer for the experience.

The book is designed as a guide to your chosen Field of Glory. Read it as you tour the battlefield. Ponder the great events that took place there events that surely changed the face of our nation.

Covers the battles of Manassas, Fort Donelson, Shiloh, Stones River, Antietam, Fredericksburg, Chancellorsrville, Gettysburg, Vicksburg, Chickamauga and Lookout Mountain.

Totally Free Deals
Debit Card compromised after using Chase ATM. Any recourse?
Added on : Saturday April 26th 2014 08:00:07 AM
g: 0 Posted By: nasheedb
Views: 14 Replies: 0 I used my debit card on 4/23 to withdraw some cash at a Chase Branch ATM. 3 days later I get a call from the bank's fraud department asking about some suspicious activity. Before anyone asks, I'm 100% sure that the phone call was legitimate, and it wasn't a scam. There were 3 transactions for a little over $400 that I did not recognize, all of them made in Brooklyn, NY. They must have copied my debit card, since one of the charges was from a parking meter. Although my bank account doesn't show pending transactions, the available balance is reduced by a little over $400.

The previous time I used this debit card was 3/7. The card stayed in my wallet for a month and a half unused. I have some pretty strong circumstantial evidence that the card was compromised at the Chase Branch ATM. Is there any recourse that I can take against Chase? Or should I just dispute those transactions with my bank and get my money back from them?
Question Deals
The North Face Isotherm Half-Zip Top - Women's - 2013 $56.73 FS REI
Added on : Saturday April 26th 2014 12:00:03 AM
g: 0 Posted By: tedhawkins
Views: 188 Replies: 0 the north face Isotherm Half-Zip Top - Women's - 2013 $56.73 FS REI http://www.rei.com/outlet/deal-of-the-day

Preparefor workouts in the cold in the north face Isotherm Half-Zip Top for women. It uses a warm blend of merino wool and FlashDry fibers to help regulate your temperature.

Blend of merino wool, polyolefin and polyester fabric wicks moisture, dries quickly and offers light insulation for the cold
Panels with wicking FlashDry fibers wrap around the sides, down the center back and under the arms for exceptional moisture management
Body-mapped construction provides lightweight warmth without sacrificing breathability
When your hands need light protection in chilly weather, pull the mitts out from the internal cuffs and over your fingers
Athlete tested and competition proven, the north face Isotherm Half-Zip Top for women is part of the Flight Series collection
Reflective logo; dropped hem
Closeout


g: 0 Posted By: imanemokid
Views: 128 Replies: 0 PowerPro 56101 2-Stroke 1000-Watt Generator $89.99 @ Blains Farm & Fleet til 5/4/14

shipping adds $10.83 (checked Miami, FL & LA, CA)

Weighs less than 36 pounds
Equipped with a carrying handle
Stabilized with 4 rubber pads
Uses oil/gas mix fuel
One gallon tank can run for 5 hours at half load
Quiet exhaust system with spark arrestor
60dB at 22 feet; certified for use in any national park or forest
1000 watts starting power and 900 watts running power
CARB and EPA compliant

Warranty: 1 Year Limited Warranty PowerPro

Power Pro 900W 1000W 2 Stroke Portable Generator
PowerPro 56101 2-Stroke 1000-Watt Generator $99.99 @ Woot
Added on : Friday April 25th 2014 08:00:03 PM
g: 0 Posted By: ctgolfer
Views: 118 Replies: 0 shipping adds $5

Weighs less than 36 pounds
Equipped with a carrying handle
Stabilized with 4 rubber pads
Uses oil/gas mix fuel
One gallon tank can run for 5 hours at half load
Quiet exhaust system with spark arrestor
60dB at 22 feet; certified for use in any national park or forest
1000 watts starting power and 900 watts running power
CARB and EPA compliant

Warranty: 1 Year Limited Warranty PowerPro

http://tools.woot.com/offers/powerpro-2-stroke-1000-watt-generat...
Olive Garden BOGO 1/2 off thru 5/7/14.
Added on : Friday April 25th 2014 05:00:07 PM
g: 1 Posted By: linrick
Views: 118 Replies: 0 hurry. buy one get one half off good thru 5/7/14.

linkymoo
Restaurants & Entertainment Deals
E-Z Up Sierra II 8-ft. x 8-ft. Canopy - $52.99 @ Sears
Added on : Friday April 25th 2014 04:00:02 AM
g: 0 Posted By: SieSilverStars
Views: 1 Replies: 0 The E-Z Up Sierra II 8-ft. x 8-ft. Canopy is on sale at Sears for $52.99 with free in-store pickup.

Linky

Received 4.5/5 stars based on 63 customer reviews on the product page.

10-ft. x 10-ft. Base
8-ft. x 8-ft. Canopy
64-sq. ft. Interior Space
Polyester Topp w/ Silver Coating
Removable Side Wall
Water Resistant
Fire Retardant
Includes Handy Roller Bag, Spikes, Half-Wall
2-yr. Warranty.
g: 1 Posted By: remick
Views: 232 Replies: 0 http://www.amazon.com/gp/product/B00CQSPNLK

4.5 out of 5 stars (48 customer reviews)

Weve all admired our neighbors gorgeous gardens filled with flowering perennials and longed to recreate their beauty in our own back yard. But if were being honest, when it comes to gardening, most of us have no idea where to begin. Additionally, in these economic times, who can afford to hire an expert to come in and do the job for us? That said, regular folks all across North America and Europe are returning to the soil, shovels in hand. With the help of this book, there is absolutely no need to fly blind into the world of green thumbs, perennials, and herbs.The nameGarden Guide: A No Nonsense, No PhD Guide to Great Gardens with Hand-Holding How Tos for Beginners and Straightforward Instruction for Advanced Gardenerstruly says it all. Indeed, this book is the hand-holding garden guide that will walk even the most timid novice right through the gardening process from beginning to end.

In addition to straight forward, practical advice in everyday language, you will love the stories and anecdotes Olver shares from her fifteen years of backyard, organic gardening adventures. Easy and entertaining, youll probably read this book in one sitting, but youll reference it for years to come. The beauty of Garden Guide is that Olver divides her advice into two sections: Beginning Gardeners and Advanced Gardeners. No matter what your skill level, there are simple explanations, tips, and tricks that will walk you through every aspect of the garden process. Garden Guide features details such as:

Everything you need to know about location, from sunlight to drainage to selecting just the right spot
How to understand soil types, how to amend and condition them
pH levels and soil testing broken down in simple terms
Step by Step guide for planning your PERFECT garden no matter where the location
Fertilizing made manageable with explanations for all those numbers and organic alternatives
Composting broken down so you can start immediately
Pests obliterated with loads of organic suggestions
The basics of garden maintenance from deadheading to dividing perennials
Loads of helpful website suggestions for purchasing plants online, getting ideas, locating county extension offices, perennial databases and so much more.
Gardening terms are defined in language you will both understand and remember

If you have time to read only one book on gardening, this is the book to choose. Short enough not to feel like an encyclopedia and just long enough to wet your gardening appetite, Olver has woven basic garden science and practical ideas for everyday people into each page. With her warm, inviting, no-nonsense instruction, you will be amazed how simple and doable gardening really is. Not only will it thoroughly educate you in basic gardening, Garden Guide will send you well on your way toward beautiful perennials gardens and leave you inspired and hungry to begin planting in your own patch of earth.



also free

Organic Gardening Beginner's Manual
http://www.amazon.com/Organic-Gardening-Beginners-Manual-Turner-...

Here's the ultimate "Take-You-By-The-Hand" beginner's manual for creating and managing your own organic garden. Even if you know nothing about organic gardening.... so you can get back your health and energy and save a stack of money.

You're going to learn that organic gardening can greatly improve your health and energy levels while really lowering your weekly food bills, and it only takes about half an hour per week.

If you're like me you probably hate the idea of eating foods (and providing them for your family) that may have been grown with chemicals.

I want to share with you not only the joy of producing fresh, delicious food for your family, but also the health advantages.... spending time in the fresh air and sunshine, stress relief, and chemical free, vitamin filled, fresh, natural foods - what our bodies really crave for and need.

Now you can access the information you want quickly and easily, to make planning and growing your vegetable garden a breeze! Growing our own food makes us less reliant on commercially grown foods. Who knows how long produce might have been sitting around on a shelf, or in a cooler room?

Do you wonder just what chemicals have been sprayed on that perfect-looking tomato, that really is quite tasteless? Being able to walk out to your organic vegetable garden and pick your own food - now let's see... how many food miles is that? - Oh, it's none!

You'll instantly discover...
Your very best area to grow your vegetables
How to build up healthy, fertile soil without costing a fortune
How to feed your soil - the organic ways
How to create an easy, 'no-dig' veggie plot
Massive savings by learning how to grow from seeds
9 Essential tips to successfully transplanting your seedlings
Tips for the most effective watering
Why mulching is a must in every organic garden
5 easy ways to keep your garden weed free
How to slash your food bill in half
The 7 crucial ingredients to making great compost
What never to put into your compost
How to make your own organic liquid fertilizers, saving $$'s
Natural ways to protect your plants from pests and disease
Top 10 easiest veggies to grow
Secrets to growing lush, healthy herbs
Why to include perennial vegetables
What you must do to grow your food if space is limited
How much to plant for your family's needs
And that's just a small glimpse of what's included. This gardening guide was created to give you simple, concise steps to easily create the right organic food garden for your family. I've gathered this information from both my own experience and from many different resources over the past 20 years.
Books & Magazines Deals
g: 0 Posted By: ctgolfer
Views: 168 Replies: 0 Amazon CERTIFIED REFURBISHED

shipping adds $5

Specifications:
Display:Amazon's 6" diagonal E Ink multi-touch display, optimized with proprietary waveform and font technology, 600 x 800 pixel resolution at 167 ppi, 16-level gray scale.
System Requirements:None, because it's wireless and doesn't require a computer to download content.
On-device Storage:Up to 3,000 books or 4 GB internal (approximately 3 GB available for user content).
Cloud Storage:Free cloud storage for all Amazon content
Battery Life:A single charge lasts up to two months with wireless off based upon a half-hour of daily reading time. Keep wireless always on and it lasts for up to 6 weeks. Battery life will vary based on wireless usage, such as shopping the Kindle Store, web browsing, and downloading content.
Charge Time:Fully charges in approximately 4 hours via the included USB 2.0 cable connected to a computer. U.S. power adapter sold separately.
Wi-Fi Connectivity:Supports public and private Wi-Fi networks or hotspots that use the 802.11b, 802.11g, or 802.11n standard with support for WEP, WPA and WPA2 security using password authentication or or Wi-Fi Protected Setup (WPS); supports WPA and WPA2 secured networks using 802.1X authentication methods using password authentication; does not support connecting to ad-hoc (or peer-to-peer) Wi-Fi networks.
USB Port:USB 2.0 (micro-B connector)
Audio:3.5mm stereo audio jack, rear mounted speakers
Content: Formats Supported:Kindle (AZW), Kindle Format 8 (AZW3), TXT, PDF, Audible (Audible Enhanced(AA,AAX)), MP3, unprotected MOBI, PRC natively; HTML, DOC, DOCX, JPEG, GIF, PNG, BMP through conversion.
Dimensions:6.8" x 4.7" x 0.40"
Weight:7.5 ounces


In the box:

Kindle Touch Wireless Reading Device with Wi-Fi
USB 2.0 Cable

http://tech.woot.com/offers/kindle-touch-wireless-reading-device...
ebook readers Deals

woot! Coupons
Portal 2 for $4.99 on Steam - Ends April 25 AM
Added on : Wednesday April 23rd 2014 05:02:02 PM
g: 0 Posted By: TiteAzz
Views: 211 Replies: 1 Normally $19.99, but 75% off for the next day and a half. It's a great game (95/100 on metacritic).

http://store.steampowered.com/app/620/

http://en.wikipedia.org/wiki/Portal_2

Video Games Deals
The Fundamental Investment Discussions Thread
Added on : Wednesday April 23rd 2014 10:00:10 AM
g: 4 Posted By: dshibb
Views: 143 Replies: 1 This thread needs to be created separately from the Individual Stock Discussions thread.

The Individual Stock Discussions thread has been overrun by:

Day Trading
Insane volume of options trading
Excessive turnover
Pop culture herdstocks like GOOG, AAPL, AMZN, NFLX, FB, etc.
A gambling culture

This is likely due to the fact that those that day trade the most and care the most about minute by minute prices will post the most. For this reason, I'm creating this thread to separate out a discussion about individual investments that are longer term in nature.

Reason for Creating Thread

Like it or not, there are a lot of people coming to FWF looking to know where to invest money without reading much before. This is evidenced by all of the "What do I do with $x" threads.
Like it or not, many wont agree to "set and forget" index or mutual funds for all of their money
Maybe others will agree, but I don't like the only thread here devoted to individual positions being one that shows day trading exclusively in a Yahoo message boards sort of way.
If FWF is going to have discussions about individual investments/trades than it will be an improvement to also foster a thread focused on longer term ideas than just short term activity.
I think that the current Individual Stock Discussions thread fosters an image of active investing asbeing sexy, simple, and thoughtless.Thislikely encourages novices to fall into a false, naive sense of security about trading. A longer term focused investment thread would likely produce the opposite effect of discouraging novices from actively picking positions by displaying investment selectionas hard, complex, time consuming, dry, and dense.

What this thread is not

This is not a thread for extolling the virtues of index funds there is an entire forumBogleheads,devoted to that.
This is not a thread to just post each and every buy or sell order you execute
This is not a thread to drop your opinions on each and every quarter about whether abc company will surprise higher or lower
This is not a thread to repeatedly post pricing activity on positions because such short term pricing should be irrelevant to the discussion


A few notes

Unless quoting and discussing previous ideas all new ideas should involve longer posts typically written in thesis form
Investment ideas can involve any asset class, an entire sector, country, strategy, pair, etc. The only criteria is that:

It bespecific enough to discern a unique viewpoint from the general market and thencommunicate that
That it be for a viewpoint that that has at least a half a year time horizon

An example of a solid initial idea postwould involve ( in practicecover as many as you can):

A discernible investment idea
A time horizon by which you are looking at the idea (i.e. many ideas can be both bad in lets say a6 month time horizon andgreat in a 3 year time frame)
A clear summary rationale as to why it is represents an attractive investment to make
A series of facts, numbers, etc. that back up thethesis
An acknowledgement of what risks you are intentionally choosing to bare
Metrics or fact pattern by which you see the thesis as playing out as suspected
Pitfalls you see that could prevent the thesis from playing out and why you think they wont happen
What you define as a successful realization of your thesis and subsequent exit strategy
A general explanation as to how much the ensuing circumstances would have to deviate from your thesis in order for you to drop the thesis



Maybe this will work. Maybe this will flop, but given how the Individual Stock Discussion thread has gone I thought this was worth a shot.

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g: 0 Posted By: atiggger
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Chase keeps closing my Mastercard and issuing a new one.
Added on : Wednesday April 23rd 2014 06:00:12 AM
g: 0 Posted By: atikovi
Views: 140 Replies: 3 They say for possible fraudulent charges. They sent me an alert about a recent charge and I said I didn't make it so they close the account and open a new one. This is the third time in a year and a half. Now I have to notify half a dozen accounts with automatic bill pay to change the billing number again. Quite annoying. Instead of closing the account can't they just require me to enter a pin number when charging something for the next month? Does this happen often to other people?
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g: 0 Posted By: Revenant
Views: 72 Replies: 0 Yamaha CP33 88-Key Stage Piano - $799.99 with free shipping at Musician's Friend/Stupid Deal of the Day.

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Samples for key-off, sustain pedal, and string resonance
Sustain half-pedaling
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2-zone dual and split voice modes with 2 control sliders
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Free Kindle Book- Basic Physics: a comprehensive survey
Added on : Wednesday April 23rd 2014 01:01:56 AM
g: 0 Posted By: remick
Views: 23 Replies: 0 http://www.amazon.com/gp/product/B0063E7ZVY

This book gives the reader a lucid and readable account of the basic concepts of physics covering a broad range, where all the concepts are built up from an elementary level and are followed up to a considerable extent, stressing on their internal logic. It is self-contained and comprehensive, based on high school mathematics, including elementary calculus. A few mathematical tools at a more advanced level like surface integrals of vector fields have been explained clearly before these have been made use of.

It will be useful study material for the student of physics starting from the advanced school level right up to the college level and even to the level of graduate studies since it does not stop half way while developing a topic, being tied to this or that particular physics syllabus. Instead, it aims at presenting the entire network made up of basic concepts of physics and giving the reader a view of its beautiful, unitary structure.

This makes the volume a unique source-book of basic physics, of exceptional value not only to the student of physics but to students of other disciplines such as chemistry, engineering, geology and even the biological sciences. It is also quite likely to be of value to physics teachers and to persons with a general interest in physics. It makes for delightful reading, though at a serious level.

How does the tension vary with the angle of winding for a string under friction? How does the Doppler formula look when the source or the observer possesses an acceleration? What is the principle of a three phase power supply? How does a synchronous motor differ from an asynchronous one? Whys is it possible to work out the black body spectrum by referring to an assembly of oscillators? How does ray optics relate to wave optics? What is the Higgs boson?..... For these and many other questions, the reader can turn to the pages of this book, where everything is built up from first principles.
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Added on : Tuesday April 22nd 2014 12:01:55 PM
g: 0 Posted By: nancita
Views: 153 Replies: 0 Godiva is having a spring sale with a lot of almost half-price Easter goodies and a deal on truffles the more you buy. Use code TRUFFLES for FS on orders of $65.
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g: 0 Posted By: ctgolfer
Views: 153 Replies: 0 shipping adds $3.49

Enjoy wireless listening with the Mini-BOOM Wireless Bluetooth Speaker with Rechargeable Battery. This speaker lets you wirelessly stream your music from your Bluetooth-enabled devices - and its small size makes it perfect for travel! It includes a long-lasting battery that recharges in only half an hour from any standard USB port, plus it includes a mini stereo cable for directly connecting audio devices.

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g: 0 Posted By: tedhawkins
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g: 0 Posted By: ctgolfer
Views: 56 Replies: 0 23" IPS Widescreen WLED backlit anti-glare 1920 X1080 16:9 aspect ratio display
Get reliable performance from the AMD E2-3800 quad-core accelerated processor
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Enhanced viewing with the integrated AMD Radeon HD 8280 graphics
Two USB 3.0 ports and 4 USB 2.0 ports for plenty of connectivity for your USB devices
SuperMulti DVDRW drive watch movies on your computer; read and write CDs and DVDs in multiple formats
The side-panel multimedia memory card reader makes it easy to transfer photos, music, and other files to and from your digital camera and other peripheral devices
Connect wirelessly with the Atheros AR5B125 802.11b/g/n single antenna PCI Express half-length mini card
Connect to a broadband modem or router with wired Realtek RTL8151GH-CG 10/100/1000-Base-T Ethernet
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Windows 8 makes the things you do every day easier

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CARDCASH BEWARE after 45 days policy
Added on : Thursday April 17th 2014 04:00:16 AM
g: -1 Posted By: judesarah
Views: 15 Replies: 0 business with Cardcash for over half year. within 45 days refund policy. its ok service,like other reviews you have to follow up refund. probably service cant catch up business grow up. my issue here was-- after 45 days. the card I used them was been rejected by store cus original card owner dispute to store or bank to get money back. I treat as scam fraud. I m personnel suggest and appreciat cardpool or giftcardresuce are always willing to help to try get my money back cus they have all doc from original card owner. so any one be aware, its alwasy risky to buy used gift card if someone buy card from store, then sell to cardcash , then they go back to dispute from store or bank. u will be losser if buy from cardcash after 45 days. and also beware they may duplicate send u gift card, my case was I got physica card already but not all. somehow they mess order, when they re-mail rest of card. it include "PRINT PAPER CARD" with card number & pin. I told them this would be problem if they double sell & increase their logistics fee. I sincerely hope they can improve their business, eventually still benefit us cus discount is always welcome
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g: 0 Posted By: tedhawkins
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g: 0 Posted By: jskins
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Defamation lawsuits
Added on : Wednesday April 16th 2014 07:00:06 AM
g: -5 Posted By: Hanssen1
Views: 137 Replies: 2 Hello everyone,

I came across one of these infographic things while doing some legal research. It was put together by a couple of lawyers, so it's probably reliable. It's about defamation lawsuits, and while it isn't something that many of us think often about, it's good to refresh your knowledge about the kind of charges that can be levelled against you by an unscrupulous opportunist or disgruntled employee. There is a bunch of info in here that I had half-forgotten or never known, and you know what they say knowledge is power. Check it out.

For the people that are interested:

http://businessdefamation.com/business-defamation-infograph/

Do any of you have experience with lawsuits of this sort? Curious about your stories!
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g: 0 Posted By: jskins
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Credit Card Surveys: False Advertising?
Added on : Tuesday April 15th 2014 04:00:08 PM
g: 0 Posted By: a783783
Views: 45 Replies: 0 Igot the following e-mail:

"~~Marriott Rewards and Chase Card Services has asked IPSOS to conduct a survey about the Marriott Rewards credit card on their behalf.As a valued Marriott Rewards member, we would like to invite you to go online to answer some qualifying questions. The first 1,000 customers to qualify and fully complete this survey will have 1,500 Marriott Rewards points credited to their account. Please allow 6-8 weeks for rewards points to appear on your account. This questionnaire will take about 15 minutes to complete."

I wasted ten minutes filling out the survey and then got a random "This survey is already full" message. Shouldn't they be upfront at the BEGINNING of the survey and notonly notwaste your time but not collect personal information you provide for essentially free?

What's the play here? Even if compensation is 1500 points which by some estimates amounts to $1.50 per person, I feel companies like this need to be punished for deceptive practices. It's like going to a restaurant, ordering a steak with the understanding you will pay $20 for it, eating 3/4 of it and saying, "Nope, I don't need to eat this." and walking out without paying.
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g: 0 Posted By: DizzyT71
Views: 48 Replies: 0 TRENDnet Unmanaged Desktop Gigabit GREENnet Switch 10/100/1000Mbps 16 x RJ45 8K MAC Address Table @ Newegg - $69.99
was $159.99
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g: 3 Posted By: DizzyT71
Views: 154 Replies: 0 Newegg has the TRENDnet Unmanaged Desktop Gigabit GREENnet Switch 10/100/1000Mbps 16 x RJ45 8K MAC Address Tableon sale for $69.99 with free shipping.

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AIRFARE TO ORLANDO
Added on : Saturday April 12th 2014 05:00:12 AM
g: 0 Posted By: atiggger
Views: 54 Replies: 0 AIRFARE TO ORLANDO

My Wife two kids and I are looking into going to Disney around Halloween. We thought about making the 18 hour drive but don't want to give up the extra day and a half of "play time". Any suggestions on flights from Milwaukee to Orlando? I have not flown in so long i guess I'm outta the loop. Are some days cheaper to fly, direct vs connectors, etc.

THANKS
Discussion Deals
IRA or Roth IRA? And other questions.
Added on : Thursday April 10th 2014 04:00:09 AM
g: 0 Posted By: fleetwoodmac
Views: 75 Replies: 0 Hello

I am 45 years old, expecting a child 6 months down the road. I know that the rule of thumb is;

Max out 401k contribution for 2014. That's 17.5K.
Max out IRA contribution for 2013. $5,500. Deadline for 2013 IRA contribution is April 15, 2014.
Max out IRA contribution for 2014. $5,500

So, here is my situation

Income 110K (100K day time job+ 10K side business potential to grow unlimited, I will explain later)
401K balance 80K (never maxed till this year but this year I am maxing it to 17.5K) 100% invested in VSISX thru company 401k plan
Checking balance 100K earning 0.2%
I never had IRA but for 2013 I will invest 3,640 for my IRA (That is what tax software told me) and 5,500 for wife's IRA.
I will invest same amounts to IRA in 2014 as well
Considering additional 401K thru business but not done yet. I think I am limited to 25% of the business income up to difference between 17.5K-50.5K

I am renting so no mortgage

So I need to buy a house right now. Where I live you can get something decent for $250K which I am planning to pay all cash. Here are 2 reasons for paying cash;
1) Company keeps laying off people, need to feel safe with no mortgage payments.
2) Mom is willing to give me 150K to help me out buying the house, so I add 100K and buy the house for 250K.

About the side business
With not too much effort, I can raise business income to 50K/year. The interesting thing about it is; if there is no mortgage or rent then I would lose the potential tax deduction. For 2013, my rent was 1000/month and I deducted 500/month as expense from business income. (I am using half of the house for business)

So I am confused here on what to do.

1) Should I pay all cash for the house?
2) I am very happy with VSISX but should i diversify? More money will come so I guess I need to diversify.
3) IRA or Roth IRA? Baby is on the way, which one is better for him/her?
4) Is it better to put my wife as partner in the business?

Thanks
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g: 0 Posted By: MISTERCHEAP
Views: 92 Replies: 0 Red Plum 4/13/14

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Benadryl topical product no trial $2.00/1 (5/10/14)
Birdseye voila! variety $1.00/1 DND (7/31/14)
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Digiorno pizza larger $2.00/2 (5/31/14)
GUM Squeeze-a-color toothpaste or power toothbrush $1.00/1 (5/31/14)
GUM Oral care product .55/1 (5/31/14)
Johnsons baby product (no 1 oz to 4 oz) OR any Desitin product (no 1 oz ) .50/1 (6/7/14)
Lipton Iced tea jugs or 12 packs $1.00/2 (5/31/14)
Listerine antiseptic Mouthwash, listerine ultraclean antiseptic, listerine zero, listerine total care or listerine fluoride defense anticavity mouthwash product 1L or larger $1.00/1 (6/30/14)
Listerine Naturals antiseptic 1L $1.00/1 (6/30/14)
Listerine smart rinse anticavity mouthwash 500 ml $1.00/1 (6/30/14)
Lubriderm product 6oz or larger $1.50/1 (5/10/14)
Childrens Motrin or infants motrin product no trial $1.00/1 (5/10/14)
Neosporin, band-aid brand adhesive bandages or Johnson & Johnson red cross brand products no trial or travel, 10 ct on the go first aid kits, Must buy 2 different brand products $2.00/3 (5/10/14)
Neutrogena cleanser no naturals , trial and bar soap $1.00/1 (5/10/14)
Neutrogena sun product no trial $1.00/1 (5/10/14)
Ortega product .50/1 (6/30/14)
People Style Watch May issue $1.00/1 (5/9/14)
People Style Watch June issue .75/1 (6/13/14)
Pepcid product 25 ct or larger $2.00/1 (5/10/14)
Philips sonicare brush head multi-pack no powerup brush heads $4.00/1 (5/31/14)
Philips Sonicare Powerup battery toothbrush or powerup brush head 3-pack $5.00/1 (5/31/14)
Philips sonicare rechargeable toothbrush no powerup $10.00/1 (5/31/14)
Philips sonicare diamond care flexcare platinum or flax care $15.00/1 (5/31/14)
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Revlon colorsilk, luminista or frost & glow $1.00/2 (5/18/14)
Rogaine hair regrowth treatment product 3 ct or larger $10.00/1 (5/10/14)
Scotch-Brite lint roller no trial $1.00/1 (5/31/14)
Simply Sleep product $2.00/1 (5/10/14)
Starbucks coffee 10 oz or larger $2.00/2 bags (6/14/14)
Starbucks K-Cup packs 10ct or 16 ct $1.50/1 box (6/14/14)
Starbucks VIA pready brew 5ct or greater $1.00/1 (6/14/14)
Adult Sudafed PE, childrens sudafed PE, Benadryl, childrens benadryl, Tylenol sinus, visine or Neosporin eczema essentials products no trial $3.00/2 (5/10/14)
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Tropicana farmstand 46oz bottle $1.00/1 (5/31/14)
Extra Strength Tylenol or regular strength Tylenol product 24 ct or larger $1.00/1 (5/10/14)
Childrens Tylenol or infants tylenol product no trial $1.00/1 (5/10/14)
Zyrtec product 40 ct or larger $5.00/1 (5/2/14)
Zyrtec product 12 ct or larger $4.00/1 (5/2/14)
Childrens Zyrtec dissolve tabs no trial $4.00/1 (5/2/14)


Smart Source 4/13/14

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Birds Eye steamfresh chefs favorites variety .50/1 (6/30/14)
Colgate .50/1 adult or kids manual toothbrush excluding extra clean, classic clean or triple action (5/3)
Colgate .50/1 toothpaste 3.4oz+ (4/26)
Colgate $2.00/1 360 twin pack or multi pack only manual toothbrushes (4/26)
Colgate $2.00/1 mouthwash 32oz+ (5/10)
Colgate $2.00/1 total, optic white, max fresh or sensitive twin pack (4/26)
Enfamil or Enfagrow products $3.00/2 (5/31/14)
Huggies $1.00/1 little swimmers disposable swimpants (5/10)
Jergens $1.00/1 natural glow face daily moisturizer sunscreen ets (5/10)
Jergens $1.00/1 natural glow moisturizer excludes sunscreen and trial (5/10)
Lysol Touch of Foam hand soaps $1.00/2 (5/14/14)
Lysol Automatic hand soap dispenser $5.00/1 (5/14/14)
Murphy oil soap wipes or liquid 32oz or larger .50/1 (5/3/14)
Nudges .55/1 bag (6/7)
Pantene $1.50/2 product ets (5/31)
Pantene $3.00/3 products ets (5/31)
Schick Xtreme3, ST 2 or ST 3, SlimTwin or Schick Quattro Disposable razor pack no 2 ct, 10+ 2 ct, Schick hydro5 and schick hydro silk disposable $2.00/1 (5/11/14)
Scott Naturals .50/1 flushable cleansing cloths tub or refill (5/25)
Scott Naturals .75/4+ bath tissue rolls (5/25)
Scott Naturals .75/6+ paper towel rolls (5/25)
Secret Outlast, scent espressions, or destinations deodorant no .5 oz and trial/travel $1.50/1 (5/31/14)
Secret Clinical deodorant no .5 oz , trial/travel $3.00/1 (5/31/14)
Simple $2.00/1 cleanser excludes gift packs, trial and wipes (5/11)
Skim Plus one half gallon or two quarts $1.00/1 (7/15/14)
Skim Plus creamer $1.00/1 (7/15/14)
Ultimate Flora probiotic $3.00/1 (6/30/14)
Vidal Sassoon $2.00/1 shampoo or conditioner product excludes 12oz and trial (5/31)
Vidal Sassoon $2.00/1 styling product ets (5/31)
Vidal Sassoon $5.00/1 hair color excludes shampoo, conditioner, styling and trial (4/27)
Viviscal $1.00/1 gentle shampoo or moisturizing conditioner (6/13)
Viviscal $2.50/1 hair filler fibers (6/13)
Viviscal $3.00/1 hair and scalp serum (6/13)
Viviscal $5.00/1 extra strength or man (6/13)=14px
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g: 3 Posted By: jskins
Views: 224 Replies: 2 Zwipes (24-Pack) Microfiber Cleaning Cloths- $10.88 via Subscribe & Save with Free Shipping at Amazon. 4.5/5 stars based on 816 customer reviews.

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Each cloth measures 12" x 16"

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Amazon Coupons
Little Tikes 2-in-1 Push 'n Play Turtle - $15 shipped @ Amazon FSSS
Added on : Monday April 07th 2014 07:00:06 PM
g: 1 Posted By: Dotbody
Views: 236 Replies: 0 The camel shows this is about half of its normal price. Excellent reviews too.

Shape sorting helps develop fine motor and hand-eye coordination skills
Helps infants to differentiate colors and shapes
Ball popper allows infants to hear and see the shapes pop while the walker is in motion
To keep walker from going too fast, wheels have a locking mechanism
Sturdy handle allows infants to hold on and walk with confidence


http://www.amazon.com/dp/B006ZJHKDU/
Toys Deals

Little Tikes Coupons
Simply Mix Media 34-pc. Wooden Box Art Set - $9.97 w/ ISP @ Walmart
Added on : Monday April 07th 2014 12:00:02 PM
g: 0 Posted By: hellokitty27
Views: 53 Replies: 0 WalMart has the Simply Mix Media 34-pc. Wooden Box Art Set for $9.97 w/ free in-store pickup.

Includes:

2 art boards
3 sketching pencils
1 palette
6 oil pastels
2 graphite sticks
2 artist brushes
2 tortillions
1 sandpaper sheets
2 watercolor pencils
1 plastic eraser
8 watercolor half pans
1 pencil sharpener
1 DVD
1 wooden carrying box
1 coloring mixing guide

Toys & Hobby Deals

Walmart Coupons
g: 1 Posted By: DaysFan
Views: 228 Replies: 3 http://www.bostonmarket.com/home
no coupon necessary
4/15/14
1040 special
http://www.bostonmarket.com/img/home/heroes/taxDayHero.jpg
store locator
http://www.bostonmarket.com/locations
I have no affiliation, just a good deal for a No cooking night.....LOL
Restaurants & Entertainment Deals
Questions: Gift taxes and Form 709
Added on : Saturday April 05th 2014 07:00:09 PM
g: 0 Posted By: Moesbie
Views: 54 Replies: 0 A husband and wife gift a house that they own to their son and daughter. This is in Washington state. How would the parents' 709s look? Would they make two entries (each) under Part 1 of Schedule A (below the "Gifts made by spouse" Line)? Instructions seem to ask for the legal description, but if half is given to the son and half to the daughter, how does that work? The parents bought the house for 275K 3 years ago. How do I find the FMV for the house from 8 months ago?
Santoku 5 Inch Non-Stick Knife $5 +FS @ overhalfsale
Added on : Saturday April 05th 2014 09:00:02 AM
g: 0 Posted By: MrsGuin
Views: 19 Replies: 0 Use Code: OHS-44 http://www.overhalfsale.com/events/Santoku-5-Inch-Non-Stick-Knife
Olive Garden - B1G1 half off entree through 4/13
Added on : Wednesday April 02nd 2014 11:00:02 AM
g: 0 Posted By: remick
Views: 123 Replies: 0 http://link.olivegarden.com/YesConnect/HtmlMessagePreview?a=iC_a...
BiLT Helmets 50% Off Regular Price FS Above $99 @CycleGear
Added on : Monday March 31st 2014 08:00:12 AM
g: 0 Posted By: KGar13
Views: 242 Replies: 0 BiLT is their in-house brand. Decent quality, great price in my opinion.
Great for casual riders or beginners who need decent helmets.

The have full face, full face with bluetooth, half face, and more.

50% is great discount.

http://www.cyclegear.com/lp/bilt%20helmets


Bicycle Deals
Anyone shopped for title insurance before?
Added on : Sunday March 30th 2014 08:00:11 AM
g: 0 Posted By: fleetwoodmac
Views: 92 Replies: 2 So my real estate agent tells me I need to pay 1% of the purchase price to title company for title insurance
I said can't I shop around for title insurance?

And of course she does not know what I am talking about, and I searched the internet and found 2 companies only

www.onetitle.com
www.entitledirect.com

According to the WSJ article below it says

=15pxEnTitle has an "A Prime" rating from Demotech, which rates insurer financial stability. That is Demotech's second-highest rating, and the same rating many rival title insurers have.

OneTitle, which also markets to real-estate lawyers and other industry professionals, has a rating of "Substantial" from Demotech. The rating, while lower than EnTitle's, is acceptable to most mortgage lenders, according to Demotech.

Redfin, a real-estate agency based in Seattle that has pioneered the use of technology in real-estate sales, started a title-insurance agency, Title Forward, in early 2013. It is based in Philadelphia and sells policies in Maryland, Virginia, Pennsylvania, Georgia and the District of Columbia.

http://online.wsj.com/news/articles/SB10001424052702303949704579...

I am in TX and it was gonna cost me 1% which is like 3,710 but I called Entitle direct and they sent me an email in half an hour for $3,100

I did not call One Title yet

So at this point, what is the catch here what are the potential drawbacks?
Question Deals
Need Advice on Wife walking away
Added on : Sunday March 30th 2014 02:00:04 AM
g: 0 Posted By: Mrtelevisionguy
Views: 7 Replies: 0 Welp my wife has finally cracked up. Walking away from the kids and I. Midlife crisis or some crap. Missed her drinking days....
Sticking me with a big mortgage and debt.

My question is the following.
I CAN swing the mortgage and debt BARELY. If I pay minimums I might have 300 at the end of the month. I do get OT sometimes and that does help but it isnt always there.
2nd job might be an option sometimes, but I work weird hours and then there is the kids.
Luckily I can work from home at this point.

Do I
A. sell the house and pay off debt and then be forced to split any leftover funds.
B. see what happens and pay what I can and stay here. Maybe even default on some.

I live in a good area with nice house. Can sell it I think without an issue. I can also borrow against my 401K which I really dont want to. I just started it a few years ago and only have enough to borrow against for half my debt.

I like where I am and I can find something I am sure for less money that is smaller. I also have a ton of crap that I can liqudate here and use that money to pay off debt too.


Any ideas? yes my grammer sucks. Not my speciality
Personal Finance Deals
g: 0 Posted By: MrsGuin
Views: 238 Replies: 0 Darkflight went to Target in Pomona, CA yesterday (pre- and post- earthquake) and they have the Archer Farms Pumpkin Spice Coffee Keurig K Cups 18 pod pack half price clearance $4.48 originally $8.99. By itself its an ok deal. But Target is running a promotion this week in their ad where you buy 3 boxes, you get a $5 Gift card. Add 5% discount via Target Debit / CC makes it $4.25 a box.~~$13.44 for 3
-$1.17 for 5% Target discount
$12.27 Initial Total.
(.22 a Pod +$5 GC)Buy another set, apply $5 GC from first transaction,
New total is-
$8.01
(.15 a Pod + $5 GC)*repeat as needed.

Thanx Darkflight

Grocery Deals

Target Coupons
g: 1 Posted By: MrsGuin
Views: 23 Replies: 1 Use coupon code MAR20OFF during checkout.
http://digital.gamefly.com/#!/promotion/322?adtrackingid=cmju029

Video Games Deals

GameFly Coupons
Inheritance coming - What should I do with it? - Next Steps
Added on : Thursday March 27th 2014 10:00:10 AM
g: 0 Posted By: dd564
Views: 652 Replies: 11 New here and seeking some opinions.

Family
I am married. I am 41, wife is 36.
We have three kids, ages 10, 6, and 4.
We have a combined income of about $120-130k which has been pretty much the same (due to job changes on my behalf (loss of job, working contract, down time, etc).

Houses
We have two houses. One we live in. Value about $450-500k. The other house is our old house which we rent out. Value about $250-300k.
We owe about $315-320 on our primary residence, and about $165k on the rental.

Debt
Mortgage payments are both 30 year.
Primary 3.5% payment of about $1460
Rental / investment house 5.5%(?) payment of 1190.
We have two vehicles both of which we bought brand new. One is a 2005 minivan. Paid off. The other is a sedan bought in 2011. Making payments of $350 a month. 1% interest.

Rental Income
Income on the rental is $1850 per month on a 2 year lease.

We have about 90k in IRA's. 20k of that in a ROTH IRA.
We have another 100k in investment accounts.
We have another 25k in an emergency cash fund.

Both her an I both contribute to a 401k at company match levels. (6% for me. I think 4% for her)

Our monthly payments are mortgages, taxes, insurance, etc.
We eat out once or twice a year for an actual dinner out.
Otherwise a few $5 meals when traveling going through a drive thru.

We just stated saving $800 a month to go into investments monthly now that our cash reserve is where it is.

Inheritance
I've been notified that I'm likely to receive a sum of money through an inheritance. (Say maybe $50k).
What would be your next steps?

Pay down the rental property at 5.5%
Invest more in investments and pay off the mortgages slowly. (Tax deductions and the lower rate seem traditionally low).

Thoughts?

Mortgages are $1450 on the one we have
Personal Finance Deals
Next Steps
Added on : Thursday March 27th 2014 05:00:17 AM
g: 0 Posted By: dd564
Views: 72 Replies: 0 New here and seeking some opinions.

Family
I am married. I am 41, wife is 36.
We have three kids, ages 10, 6, and 4.
We have a combined income of about $120-130k which has been pretty much the same (due to job changes on my behalf (loss of job, working contract, down time, etc).

Houses
We have two houses. One we live in. Value about $450-500k. The other house is our old house which we rent out. Value about $250-300k.
We owe about $315-320 on our primary residence, and about $165k on the rental.

Debt
Mortgage payments are both 30 year.
Primary 3.5% payment of about $1460
Rental / investment house 5.5%(?) payment of 1190.
We have two vehicles both of which we bought brand new. One is a 2005 minivan. Paid off. The other is a sedan bought in 2011. Making payments of $350 a month. 1% interest.

Rental Income
Income on the rental is $1850 per month on a 2 year lease.

We have about 90k in IRA's. 20k of that in a ROTH IRA.
We have another 100k in investment accounts.
We have another 25k in an emergency cash fund.

Both her an I both contribute to a 401k at company match levels. (6% for me. I think 4% for her)

Our monthly payments are mortgages, taxes, insurance, etc.
We eat out once or twice a year for an actual dinner out.
Otherwise a few $5 meals when traveling going through a drive thru.

We just stated saving $800 a month to go into investments monthly now that our cash reserve is where it is.

I've been notified that I'm likely to receive a sum of money through an inheritance. (Say maybe $50k).
What would be your next steps?

Pay down the rental property at 5.5%
Invest more in investments and pay off the mortgages slowly. (Tax deductions and the lower rate seem traditionally low).

Thoguhts?

Mortgages are $1450 on the one we have
Personal Finance Deals
Wine.com save $20 off $100+ purchases + 7.5% cashback
Added on : Thursday March 27th 2014 04:00:11 AM
g: 3 Posted By: rmreel
Views: 280 Replies: 1 I'm a regular shopper at Wine.com. I have subscribed to their Stewardship program which allows FREE shipping for the entire year.
For a guy who drinks a lot of wine, I save a lot ordering from them. Plus I DO NOT pay state taxes (living in PA).
There are several really good wine for very low prices.
Make sure you go through fatwallet to get 7.5% CashBack. Use code SPRINGTIME valid until 3/30/2014 to save $20 off $100.

Enjoy drinking. And if your glass is half full, it means you need to refill it.
Wine Deals
Coleman MicroPacker Compact Battery Lantern - $9.88 @ Amazon
Added on : Wednesday March 26th 2014 03:00:03 PM
g: 0 Posted By: hellokitty27
Views: 162 Replies: 1 Amazon has the Coleman MicroPacker Compact Battery Lanternfor $9.88 w/ free Super Saver shipping on orders $35+. 4.3/5 starsbased on 363 reviews.

Compact, space-saving lantern runs up to 15 hours on three AA batteries
Two bright, long-lasting, 0.5-millimeter LEDs provide a surprising amount of light
Reflector slides up to project forward-shining beam for flashlight-style use; collapsible design folds down by half for packing
7.5-inch tall lantern weighs just seven ounces, including batteries
Includes limited one-year manufacturer's warranty

Sports & Outdoors Deals

Amazon Coupons
Audio-Technica Audiophile ATH-A900X $69.99 + $5 shipping
Added on : Tuesday March 25th 2014 08:00:07 PM
g: 1 Posted By: Deals4mykids
Views: 118 Replies: 1 http://www.cowboom.com/deal-of-the-day.cfm
$209 @ Amazon
$190 @ Bestbuy

There are 4 previous frontpages for this deal @ $120-165 so this is half the price almost
Headphones & Speakers Deals

CowBoom Coupons
g: 0 Posted By: f2000sa
Views: 166 Replies: 0 spotifyStudent program
Services Deals
Removing PMI - Wells Fargo is Evil :(
Added on : Monday March 24th 2014 04:00:06 PM
g: 0 Posted By: SaguratuS2
Views: 119 Replies: 2 Hey everyone,
I've run into my second major issue dealing with Wells Fargo on my mortgage (the first time, they 'lost' $10k worth of principal payments, which took nearly half a year to fix). I went to remove my PMI from my loan, and WF said I still had $20k to go. My loan-to-value is just below 80% at 151k, with the original appraisal being 189,000. I refinanced back in early 2012, and I discovered that they put the refi amount as the appraisal ($164,000). I've been fighting them for months on this issue, and I've gotten absolutely nowhere.

They said I could order another appraisal, but they won't consider it unless I've done something to the house to increase its value. Right now, I'd estimate it would appraise around $214,000 given the market, but I haven't made any notable improvements.

Am I SOL, or is there anything I can do?
Personal Finance Deals
g: 0 Posted By: tedhawkins
Views: 211 Replies: 0 Brieftons Stainless Steel Fruit/Vegetable Peeler & Julienne Slicer $14.10 FSSS

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply 40% OFF code YRCYHZQZ

Quality Vegetable Julienne Peeler and Slicer - 100% Satisfaction Guarantee
Experience a 100% extra bite on vegetables and fruits with the ultra sharp, serrated blades
Slice and peel vegetables/fruits easily in both direction and cut prep time in half, made possible with the dual action motion technology
Designed to last, and to hold easily and comfortably with 100% stainless steel bodies
Create restaurant quality presentations for fruits, salads and authentic Asian dishes
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: bigginsben
Views: 41 Replies: 0 Just got an email -

From now through 3/31, the AmazonSmile Foundation will donate an extra $5 for each customer who makes an eligible purchase atsmile.amazon.comin support of YOUR CHARITY. This is in addition to the regular donation of 0.5% of the purchase price. Up to $1,000,000 extra will be donated to eligible charities as a result of this promotion.

If you need a charity, I support Club Horizon - rehab for mentally ill people (about half of whom are deaf) in Raleigh, NC - this is their link - http://smile.amazon.com/ch/01-0686429
Memberships & Services Deals
50% off your first box at Bespoke Post - TODAY ONLY
Added on : Thursday March 20th 2014 05:00:12 AM
g: 0 Posted By: teakay
Views: 194 Replies: 0 Bespoke Post

Half off your first box with code MADNESS for today only.
Home & Garden Deals
g: 0 Posted By: shake2927
Views: 125 Replies: 0 College Diploma Frame for UMCP UMBC Georgetown John Hopkins GOLD FRAME $84 SHIPPED from milestonecollectionRetail college diploma frames costs between $150-$200 this is
half the price at $84 Shipped!


30% off Coupon code: Yao
LINK TO MILESTONE COLLECTION!
Home & Garden Deals
Amazon Free App of the Day - The Bard's Tale (reg $2.99)
Added on : Wednesday March 19th 2014 03:00:10 AM
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/gp/product/B008S3EJSU/

Product Features
A vast world to explore with towns, wild forests, rivers, castles, towers, secret dungeons, snowy mountains, caverns, haunted tombs and more
Over a dozen special boss enemies to defeat
16 magical characters to discover and then summon at will to aid you
Over 14 hours of outstanding voice-acting from top Hollywood talent, including Cary Elwes (The Princess Bride) as the Bard, and the inimitable Tony Jay as the Narrator
Includes original classic game The Bard's Tale 1 & 2. 3 Coming soon!
Product Description
They said it couldnt be done a full-scale massive 3D epic role-playing game on Kindle Fire! See why its the BIGGEST Kindle Fire game ever made!

NOTE: Additional assets downloaded after install require at least 1.7GB of free space.

The Bards Tale is easily the funniest game Ive ever played, and Ive played all the funny games out there. IGN

You are the Bard, a selfish rogue weary of pointless sub-quests and rat-infested cellars. Through magical song you summon characters to join you in battle, heal your party, and take damage on your behalf. Ready your weapon as you embark on a quest for coin and cleavage!

Ready your weapon and bladder as you embark on this ridiculously addicting quest and the funniest adventure of the year, The Bards Tale Game Chronicles

Play The Bards Tale today on your Kindle Fire. Prepare to immerse yourself in over 20-30 hours of adventure, featuring:

50 enemy types (not counting bosses!)
A vast world to explore with towns, wild forests, rivers, castles, towers, secret dungeons, snowy mountains, caverns, haunted tombs and more
A full cast of bizarre NPCs
Over a dozen special boss enemies to defeat
16 magical characters to discover and then summon at will to aid you
Over 150 unique items of weaponry, armor, instruments, tokens, artifacts and loot!
More Song & Dance numbers than any other game, including a zombie dance-off!
Over 14 hours of outstanding voice-acting from top Hollywood talent, including Cary Elwes (The Princess Bride) as the Bard, and the inimitable Tony Jay as the Narrator

But wait! Thats not all! Enjoy these great new additions in the Kindle Fire version:

New Features:
GameCircle Leaderboardsfor accumulated Silver and Experience!
GameCircle Achievementsover 50 spread throughout the game!
Autosaveoption to save automatically when you near a save-book in game.
Time-Saversoptional in-app purchases are available to pump up your Bard and save you time! (Note: All such items are attainable through normal game-play, with time and persistence, just as in the original console release.)
Includes the original classic games The Bards Tale I: Tales of the Unknown and The Bard's Tale 2: The Destiny Knight! 3 coming soon!
Craftsman 6 Piece Tire Maintenance Kit - $29.99
Added on : Wednesday March 19th 2014 03:00:04 AM
g: 0 Posted By: iceman94954
Views: 146 Replies: 0 http://www.sears.com/craftsman-6-piece-tire-maintenance-kit/p-00...

TheCraftsman 6-piece tire maintenance kithas every accessory your air compressor will need to make tire work a breeze: A half-inch impact wrench, a tire hose with gauge and a blower nozzle with quick-release accessories.
The impact wrench is lightweight but still operates at 7,400 RPM free speed.
Ergonomic features such as a contoured grip and trigger make the impact wrench even easier to use.

Tools Deals

Sears Coupons
g: 0 Posted By: chelciecl
Views: 160 Replies: 0 3/17/2014 TODAY ONLY

Coleman 58232 36 Watt Folding Solar Panel $154.99 minus $40.00 with promo code ($114.99):314STPAT115

ClickHEREfor deal.

Says "free shipping available" with IRON EGG GUARANTEE.

Helps Charge 12V Batteries.
Works with RV's Boats and remote & back up power.
Rugged Aluminum Frame.
Conveniently Folds in half for Easy Travel and storage.
Shatterproof Tempered Glass.
Weatherproof


3.5/5 Stars on Amazon (Current price on Amazon is$164.33 free shipping)
Electronics Deals

Newegg Coupons
g: 0 Posted By: heyyl0w
Views: 165 Replies: 1 Jos. A, Bank has their Signature Pima Cotton Half-Zip Sweaterfor $37.23 with free shipping. 14 different color options to choose from - see attached image for available colors. 4.7/5 stars based on 161 reviews.

"Finely crafted 100% pima cotton provides uncompromised luster and silky softness while maintaining durability and pill resistance. Machine wash. Imported."
Clothing Deals

Jos. A. Bank Coupons
New Verizon single line plans
Added on : Sunday March 16th 2014 09:00:04 AM
g: 0 Posted By: iseetrails
Views: 212 Replies: 1 Verizon actually has a decent deal for single people with one smart phone. Previously it was approx $100 per month for unlimited talk, text and 2 GB of data on shared plan with only one phone. Now they have single line plan for $75 with unlimited talk, text and 2 GB of data and it includes a device discount. The overage is $15 per GB and that is same as shared plans. They also have another plan for $60 with 1 GB of data but overage is $15 per half-GB data. I know there are cheaper options but they do have the best network here in Los Angeles metro area and I have been dropping too many calls with T-Mobile and getting hit with Edge data speeds in many areas. I called and they already verified that you get the full same device discount as regular shared plans. You have to order by phone or go in store as plan purchase is not available online.

http://www.verizonwireless.com/wcms/consumer/shop/shop-data-plan...
MONTHLY ACCESS $60($50 WITH EDGE) $75($65 WITH EDGE) Voice & Text Allowance Unlimited Unlimited Data Allowance 1GB 2GB Data Overage $15/500MB $15/1GB

Cell Phones Deals

Verizon Wireless Coupons
Just turned 18, living on my own. Any financial advice?
Added on : Saturday March 15th 2014 12:00:07 PM
g: 0 Posted By: tayumi
Views: 15 Replies: 0 Sorry this is so long but please read the whole thing because everything is just really complicated

My situation right now is that I'm a high school senior, I work part-time (getting $300 a month), my mother owned the house where I live in (I say "owned" because she passed away a few days ago. The house will automatically go to my older brother, who has no use for it as he lives in a different state, so he plans on signing it over to me). It's a duplex, so right now there's a renter on the other side paying $600 a month, while I'm paying $690 a month for mortgage, $30 for water, and.. well honestly I don't know how much electric is. That, and I can probably live off about $40 a month for food, plus or minus some.

My mom owed a lot of money to people, so whenever any of her bank accounts went over about $400 they'd garnish her money. I had to have a bank account when I started my job, and being only 17 then, it had to go under her name, or she had to cosign it or something. I think in November, actually, they took about $230 from my account. Will this happen again? My card from them says her name and I've yet to talk to my bank account about this (actually it's a credit union but it's basically the same thing. I should be talking to them I guess but they're closed on weekends).

That being said, her credit rating was pretty low - about 580. So obviously the mortgage interest rate, which still has 25 years to go, is very high. It's a $70,000 house where I have to pay almost $700 a month for 30 years. I don't know the exact rate, but it's a lot that could be cut in half with a good credit score. The thing is, I have NO credit, and at this point I don't think I can afford getting credit because that would involve buying stuff, and I can't afford to pay back for the stuff that I buy, if that makes any sense.

Also, I'm guessing I'm going to owe her car too, and honestly I don't know anything about car ownership other than expensive, complicated, paperwork. I don't even have a driver's license, all I have is a permit.

Since I only get $900 a month of income, would I be eligible for foodstamps? How would I go about getting that?

Even though I'm a high school Senior and I AM college-bound, I'm taking a gap year to get everything settled down, then after that, well.. I don't know what to do with my pets, but then I'm going off to college and probably renting out the other side of the duplex, so I'd get $1200 a month from there ($1100 if I decide to be nice). Does this overall seem like a good idea?

That's about all the issues I can think of. I'd greatly appreciate any advice and suggestions!
New User Question Deals
staples.com: $9.99 Microsoft Comfort Mouse 3000 (F/S for rewards)
Added on : Saturday March 15th 2014 10:00:03 AM
g: 0 Posted By: VivYip
Views: 31 Replies: 0 Staples has this corded mouse for $9.99, with free ship to store

Microsoft Comfort Mouse 3000

Item: 327725 Model: S9J-00009

Comfortable in Either Hand - Rubber side grips and a contoured shape for either hand
BlueTrack Technology - Take advantage of BlueTrack Technology, which combines the power of optical with the precision of laser for remarkable tracking on virtually any surface
Wired reliability - Designed for trouble-free performance, eliminating the worry of battery life
Three customizable buttons - Give yourself some shortcuts
3 year limited warranty

I like corded mice and think this is a good price for the product. I recently bought one of the rosewill on-sale mice that was roughly half the price, but realized that I'm probably inclined towards microsoft when it comes to mice. (fwiw, the rosewill mouse seems to be a little trigger happy and open 2 tabs at once or double clicks on me...and the static shocks me...oh well) Hope this might help someone and thank you for reading.
g: 0 Posted By: zmaster
Views: 845 Replies: 1 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have, or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

Details: FREE MILK! Mix & Match any 3 participating breakfast items,
Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk.
Items must be purchased in the same transaction with Card. No limit.
Look for the FREE MILK tags on participating items. 3/$6 MIX & MATCH WITH CARD

General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz
Post Cereal, Select Varieties and Sizes 11-14.5 oz
Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz
Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct
Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz
Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...


Dairy Deals
FREE 1 Gallon Milk WYB 3 Items @ 3/$6 or 3/$3 A/C Ralphs Socal to 3/18
Added on : Thursday March 13th 2014 08:00:11 PM
g: 0 Posted By: zmaster
Views: 756 Replies: 0 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have, or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

Details: FREE MILK! Mix & Match any 3 participating breakfast items,
Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk.
Items must be purchased in the same transaction with Card. No limit.
Look for the FREE MILK tags on participating items. 3/$6 MIX & MATCH WITH CARD

General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz
Post Cereal, Select Varieties and Sizes 11-14.5 oz
Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz
Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct
Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz
Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...


Dairy Deals
FREE 1 Gallon Milk WYB 3 Participating Items @ Ralphs Socal to 3/18
Added on : Thursday March 13th 2014 10:00:19 AM
g: 0 Posted By: zmaster
Views: 417 Replies: 0 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

Details: FREE MILK! Mix & Match any 3 participating breakfast items,
Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk.
Items must be purchased in the same transaction with Card. No limit.
Look for the FREE MILK tags on participating items. 3/$6 MIX & MATCH WITH CARD

General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz
Post Cereal, Select Varieties and Sizes 11-14.5 oz
Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz
Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct
Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz
Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...

Mr. V have you done this deal? Please give us details & your scenario. Thanks.
Dairy Deals
g: 0 Posted By: zmaster
Views: 103 Replies: 0 This promo was last week too. They are running it again. Milk price is going up at the same time the Gas Price have gone up 40

Ralphs has $1/1 GM cereals digital coupon, no sure if it will apply to 3 wyb 3.
www.coupons.comhad $1/1 or $1/2 if you have or $1/2 SS 3/16.
Also Savingstar has $1/2 Chreerios.

Math: 3*$2 = $6 - $2q - $1s* = Pay $3 for 3 cereals + FREE Milk

3 FOR $6 MIX & MATCH WITH CARD

Details: FREE MILK! Mix & Match any 3 participating breakfast items, Get 1 FREE Gallon of Milk or 1 FREE Half Gallon of Simple Truth Organic Milk Items must be purchased in the same transaction with Card. No limit. Look for the FREE MILK tags on participating items. General Mills Cereal, Select Varieties and Sizes, 10.9-13 oz Post Cereal, Select Varieties and Sizes 11-14.5 oz Kelloggs Cereal, Select Varieties and Sizes, 12.2-12.5 oz Kelloggs Eggo Waffles, Select Varieties and Sizes, 6-10 ct Quaker Cereal, Select Varieties and Sizes, 10.3-14 oz or Instant Oatmeal, 10.9-15.1 oz Quaker Chewy Granola Bars, Select Varieties and Sizes, 5-8 ct

Valid 03/12/14 - 03/18/14. http://ralphs.mywebgrocer.com/Circular/RALPHS-071/000162785/Week...

Mr. V have you done this deal? I haven't, please give us details & your scenario. Thanks.
North Face Denali Mens and Womens Jackets $89.50 FS
Added on : Monday March 10th 2014 02:00:03 PM
g: 0 Posted By: shihkang
Views: 1 Replies: 0 Half Moon Outfitters has the north face Denali jackets for $89.50 with free shipping:

Mens

Womens
Canon ELPH 115 $49.99 Target B&M 3/9-3/15
Added on : Saturday March 08th 2014 07:00:02 AM
g: 0 Posted By: TheBigCheese
Views: 210 Replies: 0 The title pretty much says it all. The Canon ELPH 115 camera is half price starting Sunday 3/9 at Target B&M stores only (i.e. not online AFAIK). The camera has a 16MP sensor and 8X optical zoom lens as well as image stabilization.

Also on sale is the Canon SX280 with 20X zoom and WiFi for $139.99.
Cameras Deals

Target Coupons
Boy's BCG Seeker Running Shoes - $6.98 + FS @ Academy
Added on : Thursday March 06th 2014 12:00:04 PM
g: 0 Posted By: mmax
Views: 264 Replies: 0 Does your son need a pair of backup gym shoes, but you don't want to pay the hefty sticker price that goes with it. This is a perfect solution, a pair of cheap and not half-bad looking, running shoes.

Sizes 1.5 - 12.5

On Final Clearout Sale only $6.98 with free shipping for a limited time only! This is the Academy store brand.

Deal URL:

http://www.academy.com/shop/pdp/bcg-153-kids-39-seeker-running-s...
Shoes Deals
g: 2 Posted By: ultramrand
Views: 413 Replies: 3 Hey all,
I'm not sure if others are interested in flooring deals, but I came across this cork underlayment on Home Depot's website. It usually retails for $120+, but appears to be half off (depending on the "Your Store's" region.) In order to get this price, change your store (use zip20018.) The new price should be reflected. From there, you can order it and have it shipped to your home.

http://www.homedepot.com/p/QEP-20.../100645274

Not sure if it is a pricing mistake as it appears to be cheaper than the 100 sqft roll.
Home & Garden Deals

Home Depot Coupons
g: 0 Posted By: ultramrand
Views: 112 Replies: 0 Hey all,
I'm not sure if others are interested in flooring deals, but I came across this cork underlayment on Home Depot's website. It usually retails for $120+, but appears to be half off. Not sure if it is a pricing mistake as it appears to be cheaper than the 100 sqft roll.

http://www.homedepot.com/p/QEP-20.../100645274

In order to get this price, change your store (use zip20018.) It seems like the price is based on location (despite being available for free shipping.)
Home & Garden Deals

Home Depot Coupons
g: 0 Posted By: Logan71
Views: 58 Replies: 0 $9.95 is for 'Grey' - other colors run from $8.04 to ~$12, many with prime shipping.

490 5-star reviews (out of 745)

Link

Description
4.5'' Closed
3.25" Half Serrated Black Stainless Steel Blade
Grey Camo Aluminum Handle
Can Opener, Glass Breaker and Pocket Clip
Sports & Outdoors Deals

Amazon Coupons
g: 0 Posted By: KayK
Views: 6 Replies: 0 Map of US Economy Activity.. split 50/50 : http://i.imgur.com/9slRTRJ.png
Amazing to see how little area accounts for 50% of US economy.. Made me start to wonder if new cities popped up in the blue areas, how much more powerful US economy would be.

Map of highest paid state employee : http://i.imgur.com/NZXG0eZ.png
I knew before looking at the map that the highest paid employee was the basketball Coach, but I didn't know this was true for almost all of the states!

World divided into regions with GDP of 1 trillion dollars : http://i.imgur.com/NRefv2R.png
All of Africa consists of two regions. Japan by itself has over 5.
WV, half of DE, MD, PA, NJ, NY, CT, RI = All of Africa
Discussion Deals
Jet Parallel Clamp 40 inch and 31 inch Half Price Amazon
Added on : Wednesday March 05th 2014 02:00:04 AM
g: 0 Posted By: lawrencejunk
Views: 234 Replies: 0 Jet 70440-2 40" Parallel Clamp, set of 1 $55.24
http://www.amazon.com/Jet-70440-2-Parallel-Clamp-set/dp/B000UBF4...

Jet 70431-2 31-Inch Parallel Clamp 2 Pack $50.99
http://www.amazon.com/Jet-70431-2-31-Inch-Parallel-Clamp/dp/B000...

Similar to the Bessey parallel clamps that went on sale several months ago. Both are two-packs. Roughly half price. Free ship for Prime. Best price on Camel.

Tools Deals

Amazon Coupons
Post Nup agreement
Added on : Tuesday March 04th 2014 04:00:03 PM
g: 0 Posted By: budryan
Views: 72 Replies: 1 Hey FWers,
I am heading down the divorce route with my wife of 1.5 years. She says that she does not want any of my money/asset and we can split evenly (her asset before marriage sticks to her and mines to mine). I believe her but I am wondering if I should get this in writing maybe as a post-nup agreement. What do you all think? We don't have a pre-nup. I don't want to piss her off and next thing I know she wants half. Also I am planning to get a divorce online so no lawyers are required and I can fill out the divorce application together with her. I don't know how many of you all have experience with this but curious what you all think.
Personal Finance Deals
g: 0 Posted By: LeonWhite38
Views: 221 Replies: 6 Im asking this for my mom so Ill try to explain her situation the best that I can. My mother owns her home outright, but she lets my brother and his family live there rent free while her and her husband rent a small basement apartment in town. I know thats extremely ignorant, but it is what it is. With that being said, shes about $20,000-$25,000 in debt right now and behind on her rent as well. Garnishments from a ghetto loan company called Springleaf Financial nearly wipes out each of her paychecks which just makes this whole mess that much harder on her.

She talked to a bankruptcy attorney and he told her that if she filed a chapter 7 she would lose her home as it would be sold to pay off her debts. She asked if she could put the home in one of her kids name and then file, but he said no as the bankruptcy court sees that as fraud and would instantly deny the bankruptcy. Her other option the attorney said would be to file under chapter 13 which is where her debt would be cut in half and she would be put on a payment plan through the court to pay back the rest of the debt.

The plus side obviously being that she would keep her home going this route. She asked me what I thought about her taking out a home equity lone or line of credit and I told her that Ive always heard that you NEVER EVER borrow money against your home for ANY REASON if its paid off. What do you guys think? To me going the chapter 13 route makes the most sense for her, but I wanted to get your opinions first. She's really hurting here folks and the rest of my family (I have 2 brothers and 2 sisters) really couldn't give a damn.
Personal Finance Deals
100% Sold Out: PM's no more.
Added on : Tuesday March 04th 2014 09:00:10 AM
g: -5 Posted By: greling
Views: 290 Replies: 6 I have sold out entirely of my precious metals positions. I no longer own a single ounce of gold and I am now down to just one Silver American Eagle kept for the memories. After seeing the U.S. economy start to improve with Obamacare and the effects of the stimulus bill, I have decided that I now agree with nycll, the Keynesians and economists like Paul Krugman and Janet Yellen. The U.S. economy is turning around. Gold will crash to less than $600 and the stock market will see higher highs, possibly over 20,000 in the next five years. I will be investing my assets into the U.S. economy and doing my part to support the American Dream. I have decided to split my wealth 50/25/25. Half will go into a total stock market index fund with Vanguard. The other half will be split between i-Bonds and a money market fund. I plan to make a down payment on a home in either California or South Florida. The game is over.
Investing Deals
g: 0 Posted By: atikovi
Views: 51 Replies: 2 See their ads all the time. Do they take advantage of people who don't know finance, like payday lenders do, and who may havejust gotten a large settlement? If someone gets a half million settlement paid evenly over 10 years, what would JGW pay for that?
General Economics Deals
Atkins Diet Quick-Start Kit- Includes 3 Free Akins Bars !
Added on : Sunday March 02nd 2014 05:00:23 AM
g: 0 Posted By: Deals4mykids
Views: 106 Replies: 0 Yes, you have to fill out a few quick things -- including create a password.Make it up and forget it if you don't want to use the site features.{It does have some neat dieting tools}. But never mind that.

Who doesn't like free snack bars ?
Take a half a minute and get them sent to you !

http://community.atkins.com/AtkinsDietDownloadableKitTest.aspx?m...
Food & Grocery Deals
Student loans .25% interest rate reduction with Auto Debit
Added on : Friday February 28th 2014 07:00:08 AM
g: 0 Posted By: stils
Views: 140 Replies: 5 I had a question I was hoping someone here could help with. I have $250k in student loans at all different interest rates (about half at 4.7%, a quarter at 6.8%, and some at around 8%). I see that if I do the monthly automatic debit my interest rate will be dropped by .25%. I prefer sending the payments in manually but if there is a substantial savings then I can definitely tough it out and do the auto-debit. I am not sure how to calculate the amount of money this will save me. Any ideas?
I searched for other threads but found one from 3-4 years ago that I couldn't reply to.
Thanks!
Personal Finance Deals
Cutlery More DOTW Two-piece Nonstick Slicone Baking Mats $12.91 + SH
Added on : Friday February 28th 2014 02:00:02 AM
g: 0 Posted By: craig001
Views: 85 Replies: 0 This is a hot deal IMHO if you bake or know someone that bakes (like mom.... mothers day is just around the corner, don'tcha know). Get two Sil-Eco half sheet size silicone baking mats for $12.91/pr plus S&H. Four piece is $24.91 and the six piece set is $36.91, I do not know what C&M charges for S&H, but if you spend $49 and up you get free shipping. This is the best price on these I might have ever seen at just under $6.50 each. You can't have too many gadgets and tools in the kitchen, lol.

Link: Cutlery & More Deal of the Week
Home & Garden Deals
Black Neoprene Winter Snowboard Ski Half-Face Mask (1.67) @ Amazon
Added on : Tuesday February 25th 2014 12:00:06 PM
Valve Complete Pack $40 AC @Green Man Gaming
Added on : Tuesday February 25th 2014 10:00:03 AM
g: 0 Posted By: TruSolja
Views: 101 Replies: 0 Link: http://www.greenmangaming.com/s/us/en/pc/games/action/valve-comp...

Complete Valve Game Pack currently listed at 49.99. Using promo code OQE4LG-WEQPSE-SMCME1 will get pack for $40.

Must have Steam account to download games.This pack contains:

Counter-Strike
Team Fortress Classic
Day of Defeat
Deathmatch Classic
Half-Life: Opposing Force
Ricochet
Half-Life
Counter-Strike: Condition Zero
Half-Life: Blue Shift
Half-Life 2
Counter-Strike: Source
Half-Life: Source
Day of Defeat: Source
Half-Life 2: Deathmatch
Half-Life 2: Lost Coast
Half-Life 2: Episode One
Half-Life Deathmatch: Source
Left 4 Dead
Half-Life 2: Episode Two
Team Fortress 2
Portal
Left 4 Dead 2
Portal 2
Counter-Strike: Global Offensive

Video Games Deals
g: 0 Posted By: Revenant
Views: 18 Replies: 0 the north face Half Men's Dome Full-Zip Hoodie - $24.73 + $5.95 shipping = $30.68 or free shipping on orders $50+ at BackCountry

LINK
Black Neoprene Winter Snowboard Ski Half-Face Mask (1.70) @ Amazon
Added on : Monday February 24th 2014 03:00:05 AM
Black Neoprene Winter Snowboard Ski Half-Face Mask ($1.67) @ Amazon
Added on : Sunday February 23rd 2014 10:00:05 AM
Men's Lacrosse AlphaBurly Sport 800 Boots, Insulated - (Size 7-8-9)
Added on : Friday February 21st 2014 05:00:13 PM
g: 0 Posted By: Ayla
Views: 259 Replies: 0 Men's Lacrosse AlphaBurly Sport 800 Boots, Insulated - (Size 7-8-9) - $99.99 at L. L. Bean, and Size 11 at Amazon



http://www.llbean.com/llb/shop/84913?feat=509139-GN2&page=men-s-...


Regular: $155.00

Sale: $99.99



Combine the best features of neoprene and rubber
One-third lighter and twice as comfortable as comparable boots
Sport Chassis outsole cradles foot for comfort and stability
Superwarm 800-gram Thinsulate Ultra Insulation

These boots are twice as comfortable as traditional rubber boots and one-third lighter. On the outside, scent-free, waterproof rubber offers total protection from the elements. Inside, 3.5 mm insulating neoprene wraps around your foot for a custom fit and feel you won't find in any other rubber boot. 800-gram Thinsulate Ultra Insulation olefin/polyester keeps your feet toasty warm even in the coldest weather. Unique Sport Chassis outsole system cradles your heel and forefoot for optimum lateral support and comfort, even in the most rugged terrain. Aggressive rubber outsole for improved traction. Ht. 18". 5.5 lb. per pair. Imported. Fit best with heavyweight socks. Half sizes order up.


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


LaCrosse Men's 18" Alphaburly Sport Break-Up 800G Hunting Boot


http://www.amazon.com/LaCrosse-18-Alphaburly-Sport-Break-Up/dp/B...


List Price: $139.95


Price: $99.99 - For Size 11

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~


http://www.ebay.com/itm/LaCrosse-Alphaburly-Sport-Rubber-3-5mm-N...


Size 14M - $91.48....not sure how many, it doesn't say, maybe only 1?

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Shoes Deals

L.L.Bean Coupons
Black Neoprene Winter Snowboard Ski Half-Face Mask ($1.70) @ Amazon
Added on : Friday February 21st 2014 10:00:21 AM
Rubios - Free 1/2 Regal Springs Tilapia Burrito for Beach Club Members
Added on : Friday February 21st 2014 08:00:11 AM
g: 0 Posted By: remick
Views: 34 Replies: 0 http://www.rubios.com/events/rsvp

Come sample half a Regal Springs Tilapia Burrito, grilled or house blackened on an authentic comal topped with fire-roasted corn, handmade guacamole, Mexican rice, a cilantro/onion mix, red and green cabbage and creamy chipotle sauce. Wrapped in a toasted flour or whole grain tortilla.

Space is limited so RSVP soon. This invitation is exclusive to Beach Club Members only. We look forward to seeing you.

Totally Free Deals
g: 0 Posted By: ksenn
Views: 292 Replies: 2 Amazon has the Black Neoprene Winter Snowboard Ski Half Face Maskfor $1.67 with free shipping.

BLACK NEOPRENE FACE MASK NECK EARS WARMER
FITTED NEOPRENE VENTED FITTED VELCRO CLOSE FACE
THERMAL COTTON FLEECE LONG NECK & RAISED EAR WARMERS
LENGTH AROUND HEAD 21" UNSTRETCHED -APPROXIMATE LENGTH 11"
GREAT FOR WINTER SPORTS , HUNTERS, MOTORCYCLISTS , SNOWBOARDERS

Clothing Deals

Amazon Coupons
Cuisinart ICE 21 Frozen Yogurt/Ice Cream/Sorbet Maker 38.99+FS Amazon
Added on : Thursday February 20th 2014 11:00:09 AM
g: 0 Posted By: TruSolja
Views: 227 Replies: 1 Amazon has the Cuisinart ICE 21 Frozen Yogurt, Ice Cream, and Sorbet Maker for less than half price. Also includes Free Shipping ($35+)

http://www.amazon.com/Cuisinart-ICE-21-Frozen-Yogurt-Ice-Sorbet/...
Appliance Deals

Amazon Coupons
Brainwavz M4 Headset Isolating Earphones 26.50 Amazon
Added on : Thursday February 20th 2014 10:00:01 AM
g: 0 Posted By: TruSolja
Views: 1 Replies: 0 Amazon has the Brainwavz M4 noise-canceling earphones for 26.50 right now, which is less than half of the regular price. Free shipping for orders over $35.

http://www.amazon.com/Brainwavz-M4-Headset-Isolating-Earphones/d...
Need advice on current debt situation!!
Added on : Wednesday February 19th 2014 10:00:13 PM
g: 0 Posted By: dlight1
Views: 50 Replies: 2 These type's of threads always get loaded with RED towards the OP, however I'm asking the community here on any advice to help the situation.

Debts
Home Equity Loan: $34,200 @ 5.25%
Student Loan: $5,100 @ ($4,500 @ 3.4% and $600 @ 4.5% consolidated)
Chase Credit Card: $0 @ 17.99%

Assets
Net Annual Pay: $22,000
Bank accounts: $3,072
401k: $22,000

Basically in a nutshell, the Home Equity is $224/mo for the next 19 years and the Student Loan started as 12,000, but is now just sitting in forbearance for the past year and a half. Forbearance is due to expire in October, but chances are I'll ask for an extension. The student loan offers auto-pay which reduces the interest by 0.25%, but obviously carries a $53/mo bill to stay on track, or $33/mo if extended to a 15yr term (10 original term). The Chase card has a low credit line of just over $2,000, but its sole purpose is to be used to earn 1% CashBack paying monthly bills (yeah trying every avenue to help... net CashBack is roughly $240/year), such as electric, water, and sewer bills. Based on the past 2yrs of bills, etc... In around August or early September, we no longer will be able to make payments on the monthly expenses.

Basically, I just would like to know of any other sources/ideas to eliminate this debt or at least stay steady and make it by on current income.

The next possibility to help things would be to lower health and dental plans. Currently paying around $3,276 annually from employer. Tapping into the 401k seems tempting, but would like to stay away from that option as well (unless it would actually help matters). As of right now, the only chance of hope is to get a raise in July, otherwise somethings got to give somewhere.
Question Deals
Free Kindle Book - Poison (Bloodline Trilogy) (was $14.99)
Added on : Wednesday February 19th 2014 10:00:12 AM
g: 2 Posted By: remick
Views: 258 Replies: 1 http://www.amazon.com/dp/B00BJRA6MA

4.8 out of 5 stars (68 customer reviews)

Five years ago, Keelyn Samuelss armed, mentally ill stepfather took her family hostage in their house in rural Colorado. She and her half-sister Raven made it out alive, but others did not. Authorities blamed the fathers frequent hallucinations about a being named Lucent, but in the end, even the best of the FBIs hostage negotiators failed to overcome the mans delusions and end the standoff peacefully.
SWAT team member Lee Watson was there that day. He watched it all unfold and was able to pull Keelyn and Raven from the grip of their demon-possessed father. Though partially successful, his team had still failed, and the outcome of that dayand that tortured familyhas continued to plague Lee ever since. Though unusual for SWAT to reconnect with survivors, Lee bumped into Keelyn two years after the crisis, and they both found some peace in their budding relationship. But peace is hard to maintain when the memory returns . . . in the flesh.

Lucent is back, and hes no hallucination. In fact, he is a very real person with dangerous Motives. He has kidnapped Ravens daughter, and--Keelyn worries--maybe has hurt Raven as well. Though she is estranged from her sister, Keelyn feels the immediate need to find Raven and save what family she has left. But when others who were involved in that fateful day start dying, some by mysterious circumstances, Keelyn wonders if she and Lee can emerge unscathed a second time.

The highly anticipated second installment of the Bloodline Trilogy explores the boundaries of faith and family and what happens when both are put to the test.
Books Deals

Amazon Coupons
Free Kindle Book - Buddhism: Key Ideas
Added on : Wednesday February 19th 2014 06:00:20 AM
g: 0 Posted By: remick
Views: 96 Replies: 0 http://www.amazon.com/Buddhism-Key-Ideas-Mel-Thompson-ebook/dp/B...

With its blending of wisdom and compassion, Buddhism offers a view of the world that has transformed the lives of millions of individuals over the last two and a half thousand years. Its ideas are not presented as having inflexible religious authority, nor simply as an intellectual challenge, but as an invitation to reflect on the nature of reality and on the universal human quest for happiness in a world where everything is changing and nothing is secure.

This book presents 101 key Buddhist ideas, arranged in alphabetical order. Each is explained clearly but briefly and related to others, so you can dip into the book, find an idea that interests you, and explore outwards from that point.

It assumes no prior knowledge of Buddhism and offers a quick way to get an overall view of Buddhist thought, or to check how Buddhist ideas relate to one another. It should be particularly useful as a revision tool for students taking papers in Religious Studies from GCSE
upwards.



Also free at the time of posting:

The Essence of Buddhism
http://www.amazon.com/The-Essence-Buddhism-David-Tuffley-ebook/d...

Zen Prayers For Repairing Your Life
http://www.amazon.com/Zen-Prayers-Repairing-Your-Life-ebook/dp/B...

Secrets of True Happiness
http://www.amazon.com/Secrets-True-Happiness-Tai-Sheridan-ebook/...


Totally Free Deals
g: 3 Posted By: robby69
Views: 329 Replies: 3 http://www.amazon.com/gp/product/B001AYX73C/

Picture Quality is Stunning: Sharpness and overall resolution, as captured from the VVLA elements at 4k (6k, if you consider the negative moving sideways, but still 4k perf to perf) is dead-on perfect. Grain levels appear normal and approximately half that of a normal non-VVLA 5248 production of the era. I'm seeing no apparent use of DNR or sharpening.

Blu Ray Deals

Amazon Coupons
Amazon Free App of the Day - eWallet for Android (was $9.99)
Added on : Tuesday February 18th 2014 05:00:23 AM
g: 0 Posted By: remick
Views: 72 Replies: 0 http://www.amazon.com/gp/product/B006UW4OB8

4.4 out of 5 stars (45 customer reviews)
#1 in Appstore for Android > Productivity

Don't take risks with your passwords, account info, card numbers, or IDs. Keep them protected, secure, and easy to access in eWallet. Your passwords are very important - just think about it. All your money, your bank accounts, financial info, health info, credit cards, insurance, and everything else you need to keep private is protected by passwords. They're not just for email, Facebook and Twitter.

So when you're looking for a password manager, pick one you can trust.

eWallet, from Ilium Software, has been trusted by mobile users for over 16 years. With more than half a million users, in-house email support, and dozens of major industry awards, eWallet is your best - and safest - choice for your confidential information.

eWallet protects your information completely, with:
+ Secure storage for passwords, usernames, PINs
+ Strong 256-bit AES encryption
+ Secure storage for bank and credit card info
+ Time-out locks to keep your info safe
+ Live URLs that launch the websites you know, without the dangers of phishing emails or typing errors taking you elsewhere
+ An automatic password generator to create strong, secure passwords
Totally Free Deals
g: 0 Posted By: fsidos
Views: 192 Replies: 0 http://www.sierratradingpost.com/lacrosse-myrick-low-10%E2%80%9D...

Product Features:

Waterproof rubber base
4mm insulating neoprene
Knit upper with side toggles for easy on-off
Soft fleece lining
Removable EVA-cushioned insole
Rubber outsole
Half sizes order up
Made in China

Shoes Deals

Sierra Trading Post Coupons
g: 1 Posted By: remick
Views: 548 Replies: 2 http://www.amazon.com/Significant-Living-Jerry-Shirley-Rose-eboo...

5.0 out of 5 stars (3 customer reviews)

Join Jerry and Shirley in a celebration of life and faith after fifty as you find renewed meaning and significance for the second half of your life!

Married for more than forty years, veteran TV personalities and Significant Living television show hosts Jerry and Shirley Rose are familiar with the various stages of life and marriage. Jerry has served as president and CEO of the Total Living Network near Chicago for more than thirty years, interviewing thousands of guests and bringing a minister's experience and broadcaster's expertise to every program. Shirley's experience proves that the second half of life can differ drastically from the first. She spent early adulthood at home, raising three children, before joining the corporate world as an executive. After she turned fifty, Shirley "reinvented" her life: she wrote her first of five books and created and produced the Emmy award-winning TLN program Aspiring Women, which she also cohosts. The parents of three and the grandparents of twelve, the Roses are passionate about encouraging baby boomers to pursue lives of significance.


Life Begins to Suck at 40: A look into the darker aspects of getting old and farty
http://www.amazon.com/Life-Begins-Suck-40-aspects-ebook/dp/B00IF...

A look at the bits that fall off you as you get kicked over the 40 barrier. There's no going back!
Books Deals

Amazon Coupons
Free Kindle Book -Significant Living (was $19.99)
Added on : Monday February 17th 2014 04:00:05 AM
g: 1 Posted By: remick
Views: 176 Replies: 1 http://www.amazon.com/Significant-Living-Jerry-Shirley-Rose-eboo...

5.0 out of 5 stars (3 customer reviews)

Join Jerry and Shirley in a celebration of life and faith after fifty as you find renewed meaning and significance for the second half of your life!

Married for more than forty years, veteran TV personalities and Significant Living television show hosts Jerry and Shirley Rose are familiar with the various stages of life and marriage. Jerry has served as president and CEO of the Total Living Network near Chicago for more than thirty years, interviewing thousands of guests and bringing a minister's experience and broadcaster's expertise to every program. Shirley's experience proves that the second half of life can differ drastically from the first. She spent early adulthood at home, raising three children, before joining the corporate world as an executive. After she turned fifty, Shirley "reinvented" her life: she wrote her first of five books and created and produced the Emmy award-winning TLN program Aspiring Women, which she also cohosts. The parents of three and the grandparents of twelve, the Roses are passionate about encouraging baby boomers to pursue lives of significance.
Books Deals

Amazon Coupons
OFFER OVER Free Kindle Book-Master the Art of Photographic Composition
Added on : Sunday February 16th 2014 04:00:22 PM
g: 4 Posted By: remick
Views: 1907 Replies: 3 http://www.amazon.com/Master-Art-Photographic-Composition-Photog...

Owning a camera is only one half of the requirements for making a good photo. The other half is the ability to apply an understanding of the principles of design to your image. The technical side must be balanced by the artistic side, like the two wings of a bird, for your photos to excel.

The Art of Photographic Composition is a mini-course in 30 stages to guide you to an understanding of how to work with those design principles to create great shots. They are the same principles that fine art photographers, painters and other visual artists use to express themselves. These are the rules that will enable you to create a photograph that can truly be called art.

Each section has text, images which demonstrate the principle (most of them with camera data) plus exercises and ideas for you to try out. The exercises are an essential part of the process and will help you to integrate the information you have learned.

By working through the book you will build a body of knowledge, both theoretical and practical, which will lead you to a mastery of the art of photographic composition. I guarantee your photos will improve and you will be able to express yourself more creatively and capture images that are visually compelling and truly artistic.

Techniques include:
- How to frame your shots for artistic effect
- Using geometric shapes to create an underlying design
- How different types of line strengthen your composition
- Separating the subject from the background
- The power of negative space
- Pattern and rhythm as design elements in a photograph
- Silhouettes and shadows
- How to create a sense of scale
- Action and motion blur
- The importance of picture depth
- Making the most of available light
- How to tell a story in a single image
- The use of visual metaphor
- Breaking the rules for expressive effect
- Engaging the imagination
- And more!
Totally Free Deals
State Theatre Half-Priced Tickets in Easton, PA
Added on : Sunday February 16th 2014 11:00:03 AM
g: 1 Posted By: jacqcamer
Views: 96 Replies: 0 The Deal!

Looking for the perfect gift? State Theatre gift cards fit everyone's taste. From comedy to music and shows for all ages!

Right now you can purchase $50.00 gift certificates to The State Theatre for only $25.00.

They never expire, come in any amount and are good for any State Theatre produced show, memberships and authorized State Theatre merchandise.

For a complete list of all State Theatre performances visit www.statetheatre.org.

Redeem your gift cards at the Box Office in downtown Easton, PA or call 1-800-999-STATE

http://www.halfoffdeals.com/promo/171554/The+State+Theatre
Restaurants & Entertainment Deals
Kroger Fuel Points 4x on Restaurants Gift Cards 2x on Other Cards
Added on : Friday February 14th 2014 04:00:03 PM
g: 0 Posted By: Wizard83
Views: 190 Replies: 0 Was a the Local Kroger Yesterday (Nashville, TN Area) and they have a sign up for 4x Fuel points on Restaurant gift cards and 2X on other gift cards such as Amazon. This 4x promotion only runs thru tomorrow 2-15-14.

I had to buy something on Amazon so went to Kroger and got the Gift Cards to get the 2x fuel points and saw this so I bought $250 of Restaurant cards..

For Example Buy $250 of Restaurant Gift Cards (McDonalds, Subway, IHOP, Cracker Barrel, etc) get 250 x 4 = 1000 Points.

This is good for $1 off per gallon on up to 35 gallons of fuel at Kroger Gas stations for a $35 savings.

My Vehicle only holds 15-20 gallons so I bring 4ea 5 Gallon Cans to get the Max when I fill up. Basically Half goes in my tank and half in the cans for a second "Fill UP at Home.

Point now will expire 3-31-14.

Good Luck


Services Deals
Putting It In The Backdoor (Roth) For Fun And Profit
Added on : Thursday February 13th 2014 02:00:10 PM
g: 21 Posted By: robronson
Views: 3596 Replies: 21 I've been reading about backdoor Roths for a while but it never applied to me since my income has been below the threshold. For you old-timers, skip to the last two paragraphs of this post for my "new" information. The bulk of this post is a primer for people not in the know about the concept. For anyone reading who is new to the concept, the IRS disallows a person to contribute money into a Roth IRA if they earn more than a certain amount of money (in the $100k+ range). You also can't get a traditional IRA deduction at that income due to phaseouts that disallow it. Thus, people contribute to a non-deductible IRA, which has no income phaseout, and then convert it to a Roth IRA since the government recently removed the income-level restriction on a Roth conversion.

The benefit here is that with a non-deductible IRA, you get no deduction of the contribution but all of the earnings are taxable like a traditional IRA. If you contribute $5k to a non-deductible IRA and it grows to $10k over time, your $5k contribution comes out tax free but you're taxed on the $5k of earnings. With a Roth IRA, you get no deduction on the initial contribution but the earnings also come out tax-free (everything is tax-free in the Roth) so it's a much better deal.

You can convert a Traditional or Non-Deductible IRA into a Roth by simply paying the tax on any earnings to date. For example, if you put $5k into a non-deductible IRA and it's worth $6k, you pay income taxes on $1k (the earnings) and can convert all $6k (your $5k contribution and the $1k earnings) into a Roth which can grow for decades completely tax free. It's a great deal if (in this example) you believe the taxes on the $1k right now are less than the present value of the future taxes you'll pay on all earnings from it.

So what people are trying to do lately is contribute $5k into a non-deductible IRA. Then immediately convert it into a Roth IRA. They pay the "taxes" on the $0 of earnings (since they convert it in the same day), which costs $0 and like magic, they were able to bypass the income restriction on contributing money into a Roth IRA.

The problem that many people don't realize is that you can't simply convert one piece of your Traditional/Non-Deductible IRA money into a Roth. Suppose you already had $100k of money in a Traditional IRA that you built up over the years. And suppose it is 50% earnings and 50% contribution (you contributed $50k to the Traditional IRA over the years and it's grown to $100k, so if you withdrew it today, you'd owe taxes on the $50k earnings). If you then contribute $5k to a non-deductible IRA and try to convert that $5k to a Roth, it doesn't work.

This is because the IRS looks at the Traditional and Non-Deductible IRA money as one package. So to the IRS, in the above example, you have $105k in IRAs and decided to convert $5k from that, which is about 5% of it. You can't decide which of that $105k to convert, you must convert it equally split between whatever the ratio of earnings to contributions is. Thus, if you convert $5k, you're really converting around $2,500 of earnings (out of that $100k Traditional IRA money) and $2,500 of contributions. So you pay taxes on $2,500 to do the conversion, not $0. And, you didn't actually move all $5k of the non-deductible IRA into a Roth. You only moved half of it. The other half is stuck in that T-IRA/Non-Deductible IRA pool.

None of this is new information, it's simply summarized from what I've read on these forums and elsewhere. What is new is my proposal to fix the problem. You're allowed to rollover Traditional IRA money into a 401k. Thus, if in the above example you rolled over your $100k Traditional IRA into a 401k, and then contributed $5k to a non-deductible IRA, you could do the full $5k conversion to Roth, tax-free, because that $5k is the only IRA you have. The problem is that virtually no 401k custodians, through employers, allow for in-service rollovers into the 401k.

The potential solution? Open an Individual 401k, designed for Self Proprietors/Small Business Owners and roll your T-IRA into there. From the looks of things, Vanguard allows an I-401k to anyone (who claims to be a self proprietor) and there's no fees if you have at least their lowest level status (which offhand I think is $50k in assets with them). If you're not actually self employed, you won't be able to contribute money into the I-401k, but you should be able to rollover your T-IRA money into it. Then do your backdoor Roth with no problems.

Investing Deals
g: 0 Posted By: Deals4mykids
Views: 164 Replies: 0 Electric Salt & Pepper Mill Set Easier, Faster, Less Mess! for $19 + free shipping

http://www.dealgenius.com/electric-salt-pepper-mill-set-easier-f...

Fresh ground pepper and sea salt will take your taste buds to the moon, but its the pull back to Earth that will shoot your meal to the stars.
This Electric Salt & Pepper Mill Set by Modern Home has built-in gravity sensors to detect when its been flipped over.
Only when upside down will the shakers dispense freshly ground salt and pepper, eliminating excess mess from your dinner plate.
The black and space-age stainless steel finish is sleek and futuristic yet classically simple, and the top half detaches making it easy to fill and dishwasher safe.
With these shakers, delicious down to Earth dinners and celestial meals await.


2-Piece set ideal for sea salt and pepper corns
Built-in gravity sensor, requires 4 AA batteries
Brushed stainless steel finishing and silicone grips
Height: 8, Base Width: 2.375


$29 + shipping on Amazon http://www.amazon.com/Modern-Home-Electric-Salt-Pepper/dp/B00HEE...

Home & Garden Deals
g: 2 Posted By: remick
Views: 199 Replies: 1 http://www.amazon.com/Master-Art-Photographic-Composition-Photog...

Owning a camera is only one half of the requirements for making a good photo. The other half is the ability to apply an understanding of the principles of design to your image. The technical side must be balanced by the artistic side, like the two wings of a bird, for your photos to excel.

The Art of Photographic Composition is a mini-course in 30 stages to guide you to an understanding of how to work with those design principles to create great shots. They are the same principles that fine art photographers, painters and other visual artists use to express themselves. These are the rules that will enable you to create a photograph that can truly be called art.

Each section has text, images which demonstrate the principle (most of them with camera data) plus exercises and ideas for you to try out. The exercises are an essential part of the process and will help you to integrate the information you have learned.

By working through the book you will build a body of knowledge, both theoretical and practical, which will lead you to a mastery of the art of photographic composition. I guarantee your photos will improve and you will be able to express yourself more creatively and capture images that are visually compelling and truly artistic.

Techniques include:
- How to frame your shots for artistic effect
- Using geometric shapes to create an underlying design
- How different types of line strengthen your composition
- Separating the subject from the background
- The power of negative space
- Pattern and rhythm as design elements in a photograph
- Silhouettes and shadows
- How to create a sense of scale
- Action and motion blur
- The importance of picture depth
- Making the most of available light
- How to tell a story in a single image
- The use of visual metaphor
- Breaking the rules for expressive effect
- Engaging the imagination
- And more!
Totally Free Deals
Use FSA to reimburse new ACA reinsurance fee
Added on : Wednesday February 12th 2014 06:00:12 AM
g: 0 Posted By: Gman476
Views: 31 Replies: 0 As many of you may have noticed there is a new $63 per person per year tacked onto your health insurance bills now. This can be quite a bit if you have a spouse and dependents on your plan. If the fee is paid on your behalf by your company it is still treated as income to you (unlike health insurance premiums paid on your behalf by your company). I'm going to attempt to seek reimbursement on a monthly basis for this fee through my Flexible spending account. I researched it briefly and could not find any definitive information. I noted that insurance premiums are prohibited from being reimbursed through an FSA but this is clearly labeled a fee and not an insurance premium (or it would not be treated as taxable income to the recipient).

If anyone else has any insight on this then feel free to share.

Thanks
General Economics Deals
g: 0 Posted By: carlnudge
Views: 33 Replies: 0 Didn't see this posted anywhere...

50% off Glucosamine, Chondroitin, MSM, Turmeric supplement for joint pain.

Coupon code: DEYKKTJ8

One bottle per person, expires 02/13/14
Health Deals
Mobil 1 motor oil $10 off at Walmart using Autozone coupon, YMMV
Added on : Tuesday February 11th 2014 08:00:12 AM
g: 2 Posted By: Cyfun
Views: 324 Replies: 3 Autozone just posted their$10 off Mobil 1 coupon, good on 5 single quarts or 1 multiquart jug. I've had very good luck in using this at WalMart, knocking their jugs of synthetic oil down to about $15, and the Delvac 15w-40 down to $2.47. That works out to about $3 a quart for synthetic, and $0.62 for Delvac!

In the past when I posted these deals, people complained that WalMart's rules state they only pricematch competitors' prices, not competitors' coupons. Having said that, I nor anyone I've met has ever been shot down on this, but I put in a YMMV in the title just in case. After all, this is Fatwallet! Half the fun is arguing with cashiers!
Tools & Automotive Deals

AutoZone Coupons
The Correct Way To Do A Backdoor Roth Contribution
Added on : Tuesday February 11th 2014 05:00:21 AM
g: 0 Posted By: robronson
Views: 151 Replies: 2 I've been reading about backdoor Roths for a while but it never applied to me since my income has been below the threshold. For you old-timers, skip to the last two paragraphs of this post for my "new" information. The bulk of this post is a primer for people not in the know about the concept. For anyone reading who is new to the concept, the IRS disallows a person to contribute money into a Roth IRA if they earn more than a certain amount of money (in the $100k+ range). You also can't get a traditional IRA deduction at that income due to phaseouts that disallow it. Thus, people contribute to a non-deductible IRA, which has no income phaseout, and then convert it to a Roth IRA since the government recently removed the income-level restriction on a Roth conversion.

The benefit here is that with a non-deductible IRA, you get no deduction of the contribution but all of the earnings are taxable like a traditional IRA. If you contribute $5k to a non-deductible IRA and it grows to $10k over time, your $5k contribution comes out tax free but you're taxed on the $5k of earnings. With a Roth IRA, you get no deduction on the initial contribution but the earnings also come out tax-free (everything is tax-free in the Roth) so it's a much better deal.

You can convert a Traditional or Non-Deductible IRA into a Roth by simply paying the tax on any earnings to date. For example, if you put $5k into a non-deductible IRA and it's worth $6k, you pay income taxes on $1k (the earnings) and can convert all $6k (your $5k contribution and the $1k earnings) into a Roth which can grow for decades completely tax free. It's a great deal if (in this example) you believe the taxes on the $1k right now are less than the present value of the future taxes you'll pay on all earnings from it.

So what people are trying to do lately is contribute $5k into a non-deductible IRA. Then immediately convert it into a Roth IRA. They pay the "taxes" on the $0 of earnings (since they convert it in the same day), which costs $0 and like magic, they were able to bypass the income restriction on contributing money into a Roth IRA.

The problem that many people don't realize is that you can't simply convert one piece of your Traditional/Non-Deductible IRA money into a Roth. Suppose you already had $100k of money in a Traditional IRA that you built up over the years. And suppose it is 50% earnings and 50% contribution (you contributed $50k to the Traditional IRA over the years and it's grown to $100k, so if you withdrew it today, you'd owe taxes on the $50k earnings). If you then contribute $5k to a non-deductible IRA and try to convert that $5k to a Roth, it doesn't work.

This is because the IRS looks at the Traditional and Non-Deductible IRA money as one package. So to the IRS, in the above example, you have $105k in IRAs and decided to convert $5k from that, which is about 5% of it. You can't decide which of that $105k to convert, you must convert it equally split between whatever the ratio of earnings to contributions is. Thus, if you convert $5k, you're really converting around $2,500 of earnings (out of that $100k Traditional IRA money) and $2,500 of contributions. So you pay taxes on $2,500 to do the conversion, not $0. And, you didn't actually move all $5k of the non-deductible IRA into a Roth. You only moved half of it. The other half is stuck in that T-IRA/Non-Deductible IRA pool.

None of this is new information, it's simply summarized from what I've read on these forums and elsewhere. What is new is my proposal to fix the problem. You're allowed to rollover Traditional IRA money into a 401k. Thus, if in the above example you rolled over your $100k Traditional IRA into a 401k, and then contributed $5k to a non-deductible IRA, you could do the full $5k conversion to Roth, tax-free, because that $5k is the only IRA you have. The problem is that virtually no 401k custodians, through employers, allow for in-service rollovers into the 401k.

The potential solution? Open an Individual 401k, designed for Self Proprietors/Small Business Owners and roll your T-IRA into there. From the looks of things, Vanguard allows an I-401k to anyone (who claims to be a self proprietor) and there's no fees if you have at least their lowest level status (which offhand I think is $50k in assets with them). If you're not actually self employed, you won't be able to contribute money into the I-401k, but you should be able to rollover your T-IRA money into it. Then do your backdoor Roth with no problems.

Investing Deals
Tag Heuer Watch Sale @ Ashford starting at $739
Added on : Tuesday February 11th 2014 03:00:03 AM
g: 0 Posted By: MasterDebator
Views: 101 Replies: 0 http://www.ashford.com/us/watches/tag-heuer/cat6063.cid

Ashfords Valentines sale has discounts on a little less than half of their Tag collection
Watches Deals

Ashford Coupons
ONKYO 5.1 Channel A/V Receiver (TX-SR313) - $169 Fry's (normally $250)
Added on : Monday February 10th 2014 06:00:07 PM
g: 0 Posted By: axolotls
Views: 179 Replies: 0 Been looking for a deal on this one. This is good through 2/13/2014

I was looking for an Onkyo A/V 5.1 receiver with 4 hdmi inputs and 1 output to minimize the wires going to my HDTV. Amazon and e-Bay has these from $199 to $229. Fry's has this on sale this week through Thursday.

My existing older Onkyo is 7.1 but only need 5.1 for myself.

http://www.frys.com/product/7016191
Amplifier Power Output (8 ohm, 20 Hz-20 kHz, FTC) - Front L/R 65 W/Ch Center 65 W Surround L/R 65 W/Ch Surround Back - Power Output (6 ohm, 1 kHz, FTC) - Front L/R - Center - Surround L/R - Surround Back - Dynamic Power (front) - 3 ohm 160 4 ohm 125 8 ohm 85 THD+N (Total Harmonic Distortion + Noise) 0.08% (20 Hz?20 kHz, Half Power) Damping Factor (1 kHz, 8 ohm) 60 Input Sensitivity and Impedance - PHONO MM - CD and TAPE Play 200 mV, 47 k ohm Output Level and Impedance - TAPE REC 200 mV, 470 ohm PRE OUT 1.0 V, 470 ohm Frequency Response 20 Hz-50 kHz S/N Ratio 100 dB (Line, IHF-A) PHONO (MM) - CD/TAPE 100 dB (IHF-A, 0.5 V input) Phono Overload (1 kHz) - Tone Controls - BASS +/- 10 dB at 50 Hz TREBLE +/- 10 dB at 20 kHz # Channels 5.1 Power Watts/Ch 65 W/Ch (8 Ohms, 20 Hz?20 kHz, 0.7% THD, 2 Channels Driven, FTC) Power (8ohms 20-20kHz 0.05%) /Ch - THX Certified - Continuous 6ohms Rated Yes Certified 4ohms performance - All Discrete Circuitry Yes 3-Stage Inverted Darlington Circuitry - Dual PUSH-PULL Design - Independent Block Construction (Amp/Preprocessor) - Toroidal Transformer - Independent Power Supply - Bi-amp Capability For Front - BTL Capability For Front - Usable Sensitivity - FM Mono 11.2 dBf, 1.0 uV (75 ohm IHF) FM Stereo 17.2 dBf, 2.0 uV (75 ohm IHF) AM 30 uV S/N Ratio - FM Mono 76 dB (IHF-A) FM Stereo 70 dB (IHF-A) AM 40 dB THD - FM Mono 0.2 % FM Stereo 0.3 % AM 0.7 % FM Stereo Separation 45 dB at 1 kHz,30 dB at 100 Hz-10 kHz Processing DOLBY Decoder True HD, DD Plus DTS Decoder DTS-HD Master Audio Dolby PLIIz - ONKYO GAME Surround Modes Yes DTS Surround Sensation Speaker / Headphone - / - Neural Surround - THX Processing Mode - Audyssey Dynamic EQ - Audyssey Dynamic Volume - Direct/Pure Mode Yes / - Advanced Music Optimizer Yes 192K/24 Bit DACs Yes (Burr-Brown) VLSC - isf Certified Calibration Control - Connectivity Audio I/O 6 / 1 Phono Input - Digital Audio IN (OPT/COAX) 2 / 1 Digital Audio OUT (OPT/COAX) - Composite I/O 5 / 1 S-Video I/O - Component Video I/O 2 / 1 Front-Panel A/V - Front-Panel Optical - Front-Panel USB Input (made for iPod/iPhone) Yes HDMI I/O 4 / 1 HDMI Version V1.4a (supporting 3D video and Audio Return Channel) Component Video Upconversion - Analog To HDMI UpConversion - 1080i Upscaling - 1080p Upscaling - Multi-Channel Input - Analog Pre-Outs Sub Speaker A/+B Yes Powered Zone2 - Zone 2 Line Out - Zone 2 Video Out - Zone 3 Line Out - U-Port - iPod Ready Yes (direct USB input) HD Radio Ready - XM Radio Ready - SIRIUS Radio Ready - Internet Radio Capable - Streaming Audio From PC - Streaming Audio From USB memory - Integration Access RS-232 - IR Input - Ethernet - ONKYO-RI System Control Yes 12V Trigger - General Pre-Pro/Learning Remote - / - Back-Lit Remote - On Screen Remote Programming - Bi-directional Remote Setup via GUI - Activity Based Remote - Color-Coded Speaker Terminals Yes Auto Speaker Calibration W/Mic. - OSD Out Yes (basic overlay) Solid Aluminum Front - Dimensions (W x H x D) 17 1/8" x 5 7/8" x 12 1/2" Weight 16.8 lbs Warranty 2 YEARS

Electronics Deals
10 Pack: Women's 100% Cotton Tank Tops for $24 + free shipping
Added on : Monday February 10th 2014 07:00:03 AM
g: 0 Posted By: Deals4mykids
Views: 161 Replies: 0 0 Pack: Women's 100% Cotton Tank Tops for $24 + free shipping

Price drops from $34.99 to $23.99 with code BRAD31.

These tanks are 100% cotton, double-stitched roomy neck and arm openings, ribbed and they come in assorted colors and up to 3 sizes while supplies last.

There is no sales tax (except IL).
Confirm that the discount has been applied prior to purchase.

All women know that a cotton tank of differing colors and styles is something you can never have enough of. Regardless of the season and temperature, tank tops are wearable everyday! It doesnt matter if youre layering these tanks under blouses, sweaters, and jackets during winter or wearing them separately to show off your summer tan. A ten pack of tank tops is just the thing your wardrobe needs, so stock up now!

100% cotton--comfortable and durable
Pre-shrunk cotton
Double-stitched roomy neck and arm openings
Ribbed
Comes in assorted colors
Comes in five sizes

http://www.overhalfsale.com/events/10-Pack-Womens-100-Percent-Co...
Clothing Deals
g: 0 Posted By: chapmanra2013
Views: 62 Replies: 0 Dollar General is offering 50% Off Houseware, Kitchenware, Bed Pillows, Sheets, Towels & Rugscoupon with code "HOMEHALF". Offer is valid now through 02/15/14. Text "HOMEHALF" to 34898 to receive in-store mobile coupon.
g: 0 Posted By: DaysFan
Views: 173 Replies: 0 Joseph Slim Fit 2-Button Suits with Plain Front Trousers
Reg. $650.00

Sale! $199.00
Updated lines with higher 2-button styling and side vents. Shorter coat length with tailored shoulders, narrower sleeve and slimmest lapel. Higher armholes allow both a close fit and freedom of movement. Full copper-colored lining and piping at waistband. Plain front trouser sits lower on the waist with shortest rise and slimmest leg. Quarter-top pockets. Half-lined to the knee with unfinished bottoms for altering ease. Year-round weight. Dry clean. Imported.
Item #: 22283
http://www.josbank.com/
Clothing Deals

Jos. A. Bank Coupons
g: 1 Posted By: cr3s
Views: 146 Replies: 4 Question: Am I stuck with this lease or can I get out? Landlord is not open to renegotiating the rent $.

Location: California.

Short Version:

1. Renewed 1 year lease 3 months ago.
2. 1 month in, landlord sent 60 day notice to all residents of change in lease terms, essentially increasing rent. He wants residents to pay water and sewage and trash disposal. This is an apartment complex.

Long version:
Currently on month 3 of 1 year lease agreement. Landlord for a 50+ units decided he's tired of paying water and trash so he's going to make all residents pay them to the util companies. He sent out a 60 day notice beginning Jan 2014 stating that in March, we'll be assessed and it will go from there.

The contract has a standard verbiage as well as an addendum.
Verbiage in Contract:
Utilities: Payment of all utilities shall be the responsibility of the Resident(s). Landlord does not pay for any utilities. If landlord were to pay any utilities, Resident(s) shall not make excessive or unreasonable use of such utilities. (It goes on to say, if landlord has to pay on the residents behalf, then he'll bill them...etc]

Utilities Addendum: Resident is responsible for paying for utilities at the above address and unit number stated above. IT is the resident's responsibility to pay directly to the companies listed below for their utilities (Electricity) each month.
Resident agrees to provide owner/agent with the account number for the following utility companies before moving in.
[Electricity Co Acct #]
....


Question Deals
2 Pack Silicone Non-stick Baking Mats for $12.99 on Amazon FSSS
Added on : Friday February 07th 2014 09:00:09 AM
g: 0 Posted By: sabeela
Views: 95 Replies: 0 2 Pack Silicone Non-stick Baking Mats on Amazonfor $12.99.

List price is $34.74. On sale at $13.99.

Use coupon code RKNU2PFG to get additional $1 off.

The final price with coupon comes to $12.99.

AFAIK, this is the best deal on Amazonfor Set of 2 mats.

Home & Garden Deals

Amazon Coupons
g: 5 Posted By: ArtieLange
Views: 196 Replies: 1 LITE-ON DVD Burner Black SATA Model OEM $14.99 shipped w/code EMCPHPC39 at Newegg

http://www.newegg.com/Product/Product.aspx?Item=N82E16827106289&...


This Lite-On 24X iHAS124 drive writes 4.7GB of data in about five and a half minutes to DVD+R, and supports all DVD formats. Intelligent features such as a 2 MB buffer, Smart-Burn buffer under-run protection, and Smart-Write dynamic calibration of write speed work together to ensure that you get accurate, working copies every time, instead of wasting disc blanks on failed write attempts.Playback is just as reliable with Smart-X technology for smooth, stable Audio CD, VCD, and DVD playback and data extraction. This high-performance SATA drive supports Microsoft Windows 2000, XP, and Vista. Using dual-layer burning, you'll be able to store 8.5 GB of data, photos, music, or games on one dual-layer disc.

DVD Multi Recorder The Lite-On iHAS124-04 DVD burner enables users to burn any DVD+R/-R, DVD+RW/-RW disc and supports the dual-layer function allowing up to 8.5GB data to be burned and saved on a single dual-layer disc. Burn your own DVD/VCD movies or backup data with ease!
24X Ultra High Writing Speed With advanced burning technology, the Lite-On iHAS124-04 DVD burner delivers a class-leading DVD+R/-R writing speed of 24X.
SMART-BURN Technology The Lite-On iHAS124-04 DVD burner is equipped with advanced SMART-BURN technology to avoid Buffer UnderRun errors and automatically adjust writing strategy and running OPC for the best burning quality.

Computers Deals

Newegg Coupons
Gold Singer: Ray Charles: MP3 Downloads for $3.99
Added on : Friday February 07th 2014 04:00:05 AM
g: 1 Posted By: Deals4mykids
Views: 194 Replies: 0 Gold Singer: Ray Charles: MP3 Downloads for $3.99

100 original remastered recordings of the R&B great Ray Charles. You will be hard pressed to find a more complete and sweeter sounding collection, and certainly not for only $3.99 !
If you think that's too good of a deal, you could buy them all individually for $89.00. : )

http://www.amazon.com/Singer-Original-Recordings-Collection-Rema...

Start downloading. You'll be glad you did. Enjoy !

The tracks:
1 You Don't Know Me
2 Georgia On My Mind
3 I Can't Stop Loving You
4 What'd I Say
5 Hit the Road Jack
6 I Got a Woman
7 The Man I Love
8 Ruby, Pt. 1
9 You Are My Sunshine
10 Bye Bye Love
11 A Fool for You (Live)
12 Come Rain or Come Shine
13 My Melancholy Baby
14 Hallelujah, I Love Her So
15 Stella By Starlight
16 Making Believe
17 Hot Rod (Live)
18 Don't Tell Me Your Troubles
19 Half as Much
20 I'll Never Stand in Your Way
21 Chattanooga Choo Choo
22 Soul Meeting
23 Black Coffee
24 Ain't That Love
25 Sweet Georgia Brown
26 I Love You so Much It Hurts
27 Just a Little Lovin' (Will Go a Long Way)
28 Moonlight in Vermont
29 In a Little Spanish Town
30 Mess Around
31 Greenbacks
32 Early in the Morning
33 Talkin' 'bout You (Live)
34 Cherry
35 Ain't Misbehavin'
36 Hardhearted Hannah
37 Sherry (Live)
38 I'm Wonderin' and Wonderin'
39 Worried Mind
40 Dawn Ray
41 Black Jack
42 Your Cheatin' Heart
43 Joy Ride
44 The Ray
45 Music, Music, Music
46 It Makes No Difference Now
47 Born to Lose
48 Roll With My Baby
49 Jumpin' in the Morning
50 Josephine
51 No Letter Today
52 Night Time Is the Right Time
53 Teardrops in My Heart
54 Mr. Charles Blues
55 Hard Times (No One Knows Better Than I)
56 Sinner's Prayer
57 Oh, Lonesome Me
58 Nancy
59 I'm Movin' On
60 Hang Your Head in Shame
61 Feelin' Sad
62 Ray's Blues
63 Marie
64 Don't You Know Baby
65 All to Myself
66 Careless Love
67 Th' Ego Song
68 Blues Waltz (Live)
69 The Sun's Gonna Shine Again
70 Late in the Evening Blues
71 I Wonder Who
72 Mr. Charles' Blues
73 Diane
74 My Bonnie
75 Take These Chains from My Heart
76 Nobody Cares
77 Come Back Baby
78 Hey, Good Lookin'
79 You Win Again
80 Heartbreaker
81 Someday (You'll Want Me to Want You)
82 Doodlin
83 I Love You, I Love You
84 Candy
85 The Snow Is Falling
86 Bags' Guitar Blues (feat. Milt Jackson)
87 Blue Genius
88 The Midnight Hour
89 Kissa Me Baby
90 Undecided
91 Lonely Boy
92 I Wonder Who's Kissing Her Now
93 I Got a Woman (Live)
94 Charlesville
95 Margie
96 Baby Let Me Hold Your Hand
97 Love On My Mind
98 Midnight
99 I'll Do Anything but Work
100 Just for a Thrill
Music Deals

Amazon Coupons
True Temper Half Moon Edger ($10.99 was $21.99) @ Sears
Added on : Wednesday February 05th 2014 11:00:04 PM
Ladies Betty Boop Toe Socks (6 prs) - $16.99 at OverHalfSale.com
Added on : Wednesday February 05th 2014 08:00:05 PM
g: 0 Posted By: Ayla
Views: 194 Replies: 0 .
Ladies Betty Boop Toe Socks (6 prs) - $16.99 at OverHalfSale.com


http://www.overhalfsale.com/6-Pairs-of-Ladies-Betty-Boop-Toe-Soc...



$16.99 - Sale Price


$49.99 - Retail Price


GearXs says the Regular Price is $29.99, if that is so, it is still a savings of: $13.00


Clothing Deals
True Temper Half Moon Edger $10.99 in-store @ Sears
Added on : Wednesday February 05th 2014 08:00:03 PM
g: 0 Posted By: ctgolfer
Views: 79 Replies: 0 www.sears.com/shc/s/p_10153_12605_07183407000P
g: 0 Posted By: Ayla
Views: 283 Replies: 0 .



"Love To Sleep" Ladies 100% Cotton Dorm Shirt w/Allover Print - One Size - (3-Pack) - $15.99 at Overstock.com



http://www.overhalfsale.com/Ladies-Love-To-Sleep-100-Percent-Cot...




Today: $15.99


Regular Price: $49.99



Features:

Cozy ladies dorm shirt
Allover print with LOVE chest applique
One size fits all
100% Cotton
Assorted colors


Care Instructions:

Machine washable
Clothing Deals
g: 0 Posted By: Ayla
Views: 98 Replies: 0 2 Pairs of Thermo Insulated Gloves in Assorted Colors - $8.99 at Overhalfsale.com




http://www.overhalfsale.com/2-Pairs-of-Thermo-Insulated-Gloves-i...






Sale: $8.99


$29.99 Retail Price




100% Polyester
One size fits many design
Assorted colors
Perfect for winter or any time
Clothing Deals
Multi-Use Mega Cleaning Brush - $11.99 at OverHalfSale.com
Added on : Wednesday February 05th 2014 07:00:02 PM
g: 0 Posted By: Ayla
Views: 17 Replies: 0 .


Multi-Use Mega Cleaning Brush - $11.99 at OverHalfSale.com




http://www.overhalfsale.com/Multi-Use-Mega-Cleaning-Brush




Sale Price: $11.99



$39.99 Retail Price




Features:

Window squeegee
Garden rake
Static broom
Can be used almost anywhere
g: 0 Posted By: Ayla
Views: 107 Replies: 0 .



"Love To Sleep" Ladies 100% Cotton Dorm Shirt w/Allover Print - One Size - (3-Pack) - $15.99 at Overstock.com



http://www.overhalfsale.com/Ladies-Love-To-Sleep-100-Percent-Cot...




Today: $15.99


Regular Price: $49.99



Features:

Cozy ladies dorm shirt
Allover print with LOVE chest applique
One size fits all
100% Cotton
Assorted colors


Care Instructions:

Machine washable
Clothing Deals
Star Trek Communicator HALF PRICE at Amazon ($9.99)
Added on : Wednesday February 05th 2014 04:00:02 PM
g: 0 Posted By: MrBFD
Views: 87 Replies: 0 Cool toyhttp://www.amazon.com/dp/B001KPMG06
Foreign pension and Social Security.
Added on : Wednesday February 05th 2014 10:00:11 AM
g: 0 Posted By: Michka
Views: 104 Replies: 3 My relative has been gainfully employed in this country for over 20 years, paid taxes and was a law abiding citizen. Now that she has turned 66, she applied for her Social Security (not SSI, the pension that she earned). Today she received a letter from SS that because she is receiving her Russian pension, her Social Security is being cut by almost half. Questions: has anyone dealt with this type of situation and how; and can someone recommend where she can look for help or an attorney who is proficient in such cases.
Personal Finance Deals
g: 0 Posted By: BlueSeaLake
Views: 72 Replies: 0 Started a little Self Employment 1099 type work and want to pack away $$$ into 401K , Signed up for Vanguard one smallbusiness- individual-401K .So I know I can contribute $17,500 .
But I have questions about company contribution, as a sole proprietorship.
Assume after expenses I made from self employment: $35,000 , I want to max the company contribution as I don't need the taxation right now, (other income, no 401K available).
I used the Vanguard calculator set for 25% but it gives the same number as when set to 1% or 20% . Its the left side near bottom of the linked page. Its higher than personal contribution limits by thousands. (seems wrong to me).
It refers to IRS pub 560 as to how they get the number (other types of 401's give explanation) - I read it, but wow... why does it have to be so hard ?
Questions are:
1) Assuming biz can contribute something as a % , where on tax forms do I show that deduction since I thought I would only file Schedule C with my personal tax form
2) To calculate company contribution do I deduct from the 35K my contributions 17,500 and deduct half of Self employment tax ?
3) I needed a EIN to sign up with Vanguard, so IRS gave me one via web. Do I have to file something with them each year now ?
Question Deals
g: 0 Posted By: jessicadabears
Views: 163 Replies: 0 (Refurbished) Logitech M705 Wireless Marathon Mouse- $17.99 w/ FS at Meritline. Use $5 off promo codeMLCKR04SNL1 to get deal price.

Hyper-fast scrolling
The sculpted, right-hand shape guides your hand to a naturally comfortable position
Uses less than half the power of comparable wireless mice
The tiny Logitech Unifying receiver stays in your notebook

Keyboard & Mouse Deals

Meritline.com Coupons
Would you have bought a house in my situation?
Added on : Monday February 03rd 2014 07:00:11 PM
g: 0 Posted By: gpandy
Views: 114 Replies: 4 May be a moot point as I am currently under contract and close of escrow is this week.

Currently renting, paying roughly $1200 per month (give or take depending on utilities). Current assets of approximately $140k. I saw an opportunity to purchase a home and jumped on it.

Purchase price (condo) is $400k with a $100k down payment. Closing costs and misc. fees per the estimated HUD run $10k. This will leave me with a new effective PITI payment of $2200, but will leave my assets down to $30k. I will also no longer be able to sock away $1k monthly to savings (about half to a Roth IRA, and the remaining half to misc. savings/stocks/mutual funds).

I will still be contributing to my company's 401k to achieve the maximum company match, but instead of $1k monthly to max out my Roth IRA and contribute to mutual funds monthly, it will essentially be reduced to $100-$200 monthly to an IRA only.

Currently in my mid-twenties and figured that while the cash for emergencies was nice, it wasn't really doing me any good.

Thanks,
Real Estate Deals
2 Lips Too Too Smolder Knee-High Boots - $35.00 w/ Free Shipping at 6pm
Added on : Monday February 03rd 2014 01:00:06 PM
g: 0 Posted By: jessicadabears
Views: 262 Replies: 0 2 Lips Too Too Smolder Knee-High Boots- $35.00 w/ Free Shipping at 6pm.

Available in Black or Brown
Sizes 6-10 Available
Synthetic Upper
Lacing at the calf
Tall shaft silhouette with strap and buckle ankle accent
Wrapped wedge heel
Heel measures 1.25-in. high
Half-zipper closure
Soft man-made lining and cushioned insole
Durable synthetic outsole

6PM Coupons
Free online piano course
Added on : Monday February 03rd 2014 08:00:16 AM
g: 0 Posted By: remick
Views: 0 Replies: 0 https://jazzedge.leadpages.net/freecourse/

In the Easy Piano Basics course, you will learn the basics of piano playing in the easiest way possible using the PianoWithWillie method which is based on over 25-years of professional experience.

Some of what you'll learn:
How to speed up your fingers and gain more dexterity
How to hear differences like legato and staccato
Learn the circle of fifths and how to use it
Learn your Major scales and scale patterns
Learn important fingering tricks so you don't get "jammed up" at the piano

After learning these free piano lessons, you'll be able to impress yourself and your friends with your piano skills!

Of course, this takes work. To really learn how to play an instrument, it takes equal amounts of practice, patience and a good teacher. Don't worry though...I will walk you through each step.

We will begin with the basics of piano playing like understanding half steps, rhythm, piano fingering, chords and other essential piano skills that all pianists must learn to get to the next level in their playing.

This course will take students on average about 2-4 weeks to complete and assimilate the information. If it takes you less time, congratulations. If it takes you longer, don't fret, you'll learn at your own pace.

Printed materials are available for download to supplement the over 90-minutes of video lessons.
g: 0 Posted By: tedhawkins
Views: 75 Replies: 0 40% OFF Brieftons Julienne Stainless Steel Peeler/Cutter/Slicer $7.17 FS Prime

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply 40% OFF code OAPT867B

Made of high quality, 100% stainless steel to last for years
* Multiple features: peeling, slicing, grating, shaving, shredding, garnishing
* Prepare carrots, zucchinis and all your favorite veggies effortlessly
* Slice hard and soft cheese to perfection
* Grate chocolates for desserts with ease
* Create striking garnishes for serving platters
* Ultra sharp, durable blades
* Peeler's dual action motion reduce prep time by half
* Serrated blades give extra bites, useful for thin-skinned vegs
* Garnish foods decoratively to impress
* Easy grip handles for comfortable usage
* Hanging rings for storage
* Dishwasher safe
Home & Garden Deals

Amazon Coupons
Rwanda Basket, 12" Fruit Bowls on sale for $39.99
Added on : Sunday February 02nd 2014 11:00:01 AM
g: 0 Posted By: DaysFan
Views: 0 Replies: 0 Rwanda Basket, 12" Fantasy Fruit BowlWeb ID: 1036912Reg. $50.00
Sale $39.99 Sale ends 2/22/14Pricing PolicyEXTRA 15% OFF Enjoy 15% off select merchandise! CODE: UPDATEWith a fanciful spiral pattern in handwoven sisal coil, the Fantasy fruit bowl is a beautiful home accent in natural colors. Crafted by skilled artisans in Rwanda, it's also a great way to show your support for fair trade.

A fair trade collection in partnership with Full Circle Exchange
Naturally dyed sisal coil-sewn over bundled sweetgrass
Hand-woven in Rwanda
Dimensions: 12"
Artisans receive half the wholesale price for each item sold
Because each bowl is a unique work of art, variations in size and color will occur
Includes a numbered Certificate of Authenticity
amazon local $89 Grass-Fed Organic Tailgate Grilling Packages
Added on : Sunday February 02nd 2014 08:00:10 AM
g: 1 Posted By: DaysFan
Views: 262 Replies: 0 http://local.amazon.com/national/B00HX58GGKGrass-Fed Organic Tailgate Grilling Packages$89Value $177.09Savings 50% ($88.09)See Options & BuyGifting options availableTime remaining2 days, 13:29:59Limited quantity available4,240 boughtAmerican Farmers NetworkThe Details:Feeding the gang for the big game is easy with meat from American Farmers Network, and with today's deal you can do it the organic way. Discover these packages of USDA certified organic beef raised on a 100%-grass diet by small family farmers, all preservative- and gluten-free. Have a party, cheer on your favorite team, and satisfy your family, your guests, and yourself with an excellent meal.

$89 ($177.09 value) for the Touchdown Celebration with filet mignons, boneless skinless chicken breasts, steak burgers, mini burgers - sliders, beef hot dogs, and beef bratwurst
$119 ($262.59 value) for the Quarterback Combo with bacon-wrapped filet mignons, ribeye steaks, boneless skinless chicken breasts, pork chops, bacon mini steak burgers - sliders, and beef bratwurst
$139 ($299.49 value) for the Tailgate Party with filet mignons, New York strips, top sirloins, boneless skinless chicken breasts, bacon half-pound steak burgers, steak burgers, beef hot dogs, and beef bratwurst
Contains more omega-3, beta-carotene, and vitamin E than any other beef
Free shipping included on all orders

American Farmers Network WebsiteWhat You Need to Know:

Sold by American Farmers Network


For guaranteed delivery by February 2, 2014, orders must be placed no later than January 28, 2014
Standard US shipping is included. Additional fee applies if shipping to Alaska or Hawaii
Limit 3 vouchers per purchaser; additional 3 vouchers may be sent as gifts
Limit 1 voucher per order at AmericanFarmersNetwork.com
For inquiries or more information, please visit the American Farmers Network FAQ page
Entire value of each voucher must be used in a single order
Voucher valid only toward option selected at time of purchase
Voucher may not be applied to previous purchases
Available for use immediately after purchase
PROMOTIONAL VALUE EXPIRES 90 DAYS FROM PURCHASE DATE
PAID VALUE EXPIRES 5 YEARS FROM THE PURCHASE DATE EXCEPT IN THE FOLLOWING STATES, THE PAID VALUE NEVER EXPIRES: CA, CT, FL, ME, MA, MN, MT, NH, ND, NJ, OR, RI, WA

Grocery Deals

Amazon Coupons
avon.com Special Offers
Added on : Saturday February 01st 2014 07:00:04 PM
g: 0 Posted By: DaysFan
Views: 185 Replies: 0 http://shop.avon.com/promotions.aspx?dept=promotions

http://shop.avon.com/Special Offers
ANEW Clinical - Buy 1, Get 1 for $5! Save up to $34!
makeup Special Offers
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Show Stopper Necklace only $14.99 with a $40 purchase!
bath & body Special Offers
Bubble Delight Bubble Bath - Any 2 for $9.99! Mix or Match & Save $6! NATURALS Liquid Hand Soaps - Buy 1, Get 1 FREE! Mix or Match & Save $6! Perfumed Liquid Deodorant - Buy 1, Get 1 FREE!
fragrance Special Offers
Fragrance Sprays, Shower Gels, & Lotions - Any 3 for $9.99! Mix or Match & Save!
haircare Special OffersBonus Size Shampoo & Conditioner - Buy 1, Get 1 for only 99 cents! Mix or Match & Save $9!Shampoos & Conditioners - 2 for $6.99! Mix or match. SAVE $5.01! jewelry Special Offers
Select Jewelry Faves - 2 for $20! Mix or Match & Save up to $39.98! Show Stopper Necklace only $14.99 with a $40 purchase! Sterling Silver Rings - 2 for $50! Save up to $69.98! Winter Jewelry Sale - 2 for $18! Mix or match. SAVE up to $21.98!
fashion Special Offers
Select Shoes & Boots - Buy 1, Get 1 HALF OFF! Save up to $29!
mark Special Offers
FREE mark hook up connector with purchase of ANY 2 mark hook up products! mark Cut Out For It Convertible Bag only $25 with select $25 purchase!

Half off any purchase $30.00 or less at Ace Hardware YMMV
Added on : Saturday February 01st 2014 12:00:01 PM
g: 0 Posted By: copperwire
Views: 175 Replies: 0 No coupon required at my local store.
Tools Deals

Ace Hardware Coupons
landsend.com/ outerwear sale up to 65% off
Added on : Saturday February 01st 2014 06:00:03 AM
g: 0 Posted By: DaysFan
Views: 101 Replies: 0 http://www.landsend.com/

Free Shipping Every Day on orders $50+
$5 More for UPS 2 Day
http://www.landsend.com/_banners/sale/images/011714_sale_ow.jpg
Women's Core Down VestWas $49.00 - $59.00Now $19.99 - $24.99Women's Polartec Aircore 100 Half-zip Pullover$14.99 - $39.00
Men's Polartec Aircore 100 Half-zip Fleece Pullover$19.99 - $44.00Women's Pattern ThermaCheck-100 Fleece Half-zipWas $39.00 - $44.00Now $12.99 - $17.99
Boys' Waterproof Squall Snow PantsWas $59.00Now $19.99 - $24.99
Girls' Waterproof Squall Snow BibsWas $69.00Now $29.99 - $34.99Boys' Stormer JacketWas $59.00Now $19.99 - $24.99
Women's Polartec Aircore 100 GlovesWas $14.00Now $3.99Women's Power Stretch Fleece Half-zipWas $69.00Now $29.99Men's Wool OvercoatWas $249.00 - $269.00Now $99.99 - $109.99Girls' Stormer GlovesWas $19.50Now $9.99Men's Performance Down JacketWas $199.00 - $219.00Now $79.99
Clothing Deals

Lands' End Coupons
Inheritence Fairness Question
Added on : Friday January 31st 2014 05:00:11 PM
g: 0 Posted By: investingstuff1971
Views: 5 Replies: 0 I have a philosophical question that I'd like some feedback on. I am an only child and 15 years ago (when I was in my late 20s) my mother married a man with two sons, both of whom were between 5 and 10 years older than me. A couple of years ago they created a will and I recently found out that essentially the terms are that everything is split in thirds with each of his sons and me each receiving an equal share. This struck me as unfair especially considering that prior to her retirement last year, my mother was the principle bread earner. It seems much more equitable to me that I should get half and that his two sons should split the other half. I'm wondering what other people think. I should add that this is strictly an academic question. We are not talking about a great deal of money; in fact, if their resources prove sufficient to provide for the remainder of their retirement and any necessary health care, I will consider that an absolute blessing. I would never even consider petitioning them to change the terms but I am surprised that my mother who is a smart, fair person could have such a different sense of what's equitable than I do. Who do people think are right or is this really just a grey area?
Personal Finance Deals
BBVA Feb Promo For Businesses - Get a Tab 3 and No DD Requirement!
Added on : Friday January 31st 2014 01:00:06 PM
g: 0 Posted By: forbin4040
Views: 99 Replies: 0 As before as 1/31 ends the Kindle promo, the new promo is a Samsung Galaxy Tab 3 with NO Direct Deposit Requirement
Must be a 'Business Account'
Expires 2/28

http://www.bbvacompass.com/special/201312/samsung/

Please review the following information to understand how to qualify for the Samsung Galaxy Tab 3. BBVA COMPASS CLEARCONNECT FOR BUSINESS AND BBVA COMPASS CLEARCHOICE FOR BUSINESS CHECKING: New small business customers may be eligible to receive a new account bonus of a Samsung Galaxy Tab 3 7.0-inch (Wi-Fi) (the bonus). To qualify for the bonus: (1) Open a new BBVA Compass ClearConnect for Business checking account or BBVA Compass ClearChoice for Business checking account between 1/13/2014 and 2/28/14, AND (2) Make ten (10) customer initiated monetary transactions of at least $25 each (other than account transfers) during each of the first two thirty (30) day periods after account opening. Accountholder must make ten (10) qualifying transactions from the new checking account during the first thirty (30) day period after account opening and another ten (10) qualifying transactions from the new checking account during the second thirty (30) day period after account opening. Within ninety (90) days of meeting these requirements, your bonus will be shipped via UPS to the address registered by the branch at account opening. Address for shipping must be a U.S. address. Signature will be required at time of delivery. Galaxy Tablet is a trademark of Samsung. Galaxy Tablets are given away on behalf of BBVA Compass. Samsung is not a sponsor of nor affiliated with this promotion. Offer valid only for new small business checking customers with no existing or prior BBVA Compass business checking accounts of any type. BBVA Compass employees, relatives, and household members are not eligible. Only one bonus per eligible business household. Accounts must be open and in good standing at the time bonus is mailed. Offer is subject to change without notice. Offer only available while supplies last. BBVA Compass may report the value of funds earned through this offer to the IRS as required by law.
Deal Deals
Body Central: $25 Off $50 Purchase (Online/Instore) HELLO HALFTIME
Added on : Friday January 31st 2014 10:00:08 AM
g: 0 Posted By: slervik
Views: 53 Replies: 0 Body Central is offering $25 Off a $50 purchase online and in-stores this weekend only.

Use coupon code "SUPER25" during checkout to receive discounted price. Free Shipping on pruchase of $75+ with code "VDAY"

Some cute things they have right now:

Queen of Hearts Bodycon Dress - $22.98
Sexy Stretch Denim Leggings - $24.90
Leopard Print Cardigan - $19.99


Store Locations

Shop Site

Clothing Deals

Body Central Coupons
g: 0 Posted By: DaysFan
Views: 240 Replies: 0 1-888 900-8800
to find a
convenient
store location

=16pxAlpine Buy One, Get One 50% Off Speakers and Subwoofers=16px=14pxHurry in to catch this amazing deal -- Alpine is offering BOGO on their speakers and subwoofers. All Alpine speakers and subwoofers are buy one get a second of equal or lesser value for half off! This deal is only around for a limited time so be sure to come in and choose from the wide selction available

http://ae-marketing.com/media/images/AlpineBOGObanner.jpg
Electronics Deals
g: 0 Posted By: fatbujy
Views: 85 Replies: 0 Pittsburgh Professional 1/2 In. Drive Click Type Torque Wrench $11.99 AC + Ship @ Harbor Freight
Apply Coupon :59459654

Torque Wrench


Neighbor's leak has caused property damage - difficulty getting resolution
Added on : Wednesday January 29th 2014 09:00:10 AM
g: 0 Posted By: udonoogen
Views: 133 Replies: 1 Hello Fatwallet!

I thought I might be able to get some advice on how to resolve this issue - which has been a lot more difficult to do than I originally thought.

The Story:
- I have a detached garage in my townhome complex. Above my detached garage, there is another unit owned by another neighbor, who rents it out via a property management company. His porch is directly above a portion of the garage.
- I live in Southern California. It's usually sunny but occasionally it really pours here.
- In Spring-ish 2013, it rained pretty heavily and caused the drywall in my built-in cabinets to collapse. Water damage turned into mold.
- I began the process of contacting the HOA, which in turn contacted the other owner. No response. It's not a big deal, since it's my detached garage, so it fell through the cracks with other life priorities (e.g. new baby).
- It rained again in September/October last year and water was draining out of my cabinet again. I contacted the owner's property management company and they sent out a contractor to do an estimate. I contacted them persistently since then and they gave me various excuses. They finally told me a couple weeks ago that the owner had postponed the repair due to lack of funds.
- I contacted my insurance agent and she said my homeowner's couldn't do much because they can't repair the source of the leak. The HOA claims they are only responsible for the roof (not the porch).
- I filed a Better Business Bureau complaint against the property management company yesterday and emailed their customer service, copying my HOA representative. Short of that, I'm running out of options to get this fixed (short of paying for his porch repair, myself).

Do y'all have any suggestions? I have a group legal plan through work but I understand I'll still have to pay for a portion of the attorney's fees. If I go to small claims court, do I get my attorney's fees back? If I call my homeowner's insurance (Mercury), would they fight for this on my behalf, since it is causing damage to my property? I am concerned about the black mold and (later on) resale value of this townhome when our family decides to move.

Thanks in advance!
Real Estate Deals
Only working half the year then MBA... how to take advantage? Roth, etc.
Added on : Wednesday January 29th 2014 06:00:15 AM
g: 0 Posted By: dave6237
Views: 0 Replies: 0 I will be enrolling in a 2-year full-time MBA program starting this fall, and since I am taking some time off from work beforehand, I am only going to have about 25/30k of income in 2014. It is an extremely highly ranked program, so I believe this is a good investment (plus, my family is very generously paying for it).

How can I best take advantage of this taxwise (or other ways)? My plan right now is to convert my 401k into a Roth IRA. My 401k is currently traditional, but I have the option to switch to a Roth 401k going forward if I want. 401k balance is 22k (contributing 175 every 2 weeks). Other assets are 17k in a Capital One 360 savings account (adding 200 every 2 weeks) and 1k in my checking.

Also, if it matters, my income in 2015 will be roughly the same. I estimate 2016 income will be roughly 50k before going into low 6 figures 2017 and forward, but obviously that is way into the future.

Basically, my questions are:
1. Should I convert the entire 401k to a Roth IRA in 2014, or split it across 2014 and 2015? When in the year(s) should I convert?
2. Should I open a Roth IRA and contribute $5,500 before doing the conversion, do it after the conversion, or does it not matter?
3. Should I begin making Roth 401k contributions for the next 4 months, or does it not matter?
4. Can you think of any other ways I can take advantage of having income over the next 2 years that will hopefully be well below my lifetime average?

Thanks!
48 Pack Maxell AA batteries Amazon MOM S&S $10.01 (21cents per cell)
Added on : Wednesday January 29th 2014 06:00:10 AM
g: 0 Posted By: peekpeek
Views: 209 Replies: 0 48 Pack Maxell AA batteries Amazon$10.01 (21cents per cell)
Price $12.51
With Subscribe & Save MOM it's $10.01

http://www.amazon.com/gp/product/B002PY7P4I

That's less than half the price of AmazonBasics brand AA batteries.

It's Amazon,so free ship over $35, or Prime.

Maxell AAA Alkaline Batteries (LR03) 36 count
Reduced to 21cents a cell when purchased with S&S Mom $7.63 for 36 count

http://www.amazon.com/dp/B002PY7P4S

Batteries & Chargers Deals

Amazon Coupons
26" Kulana Lua Tandem Bike $219.53 @ www.walmart.com
Added on : Wednesday January 29th 2014 02:00:07 AM
g: 0 Posted By: jaymanthegreat
Views: 118 Replies: 0 26" Kulana Lua Tandem Bike $219.53

Item Description:

The Kulana Lua Tandem Bike 26 is here to take the fun factor of tandem biking to a new level. Two extra large and comfortable cruiser saddles are mounted on a stylish yellow HI-Ten cruiser frame, with easy reach handlebars and fun beach graphics. The frame, graphics and the whitewall tyres together present a colorful look to the tandem bicycle. Be assured of years of exercise and fun while touring around on bike paths, light trails, or when cruising along a quiet beachside lane. The super-relaxed riding position and padded seats are tailor-made and lets you enjoy the scenery while having fun with your family. The integrated rear coast brakes showcase powerful braking irrespective of the weather conditions. Half wrap front and rear fenders are employed in the Hi-Ten steel bike to add further convenience in diverse weather conditions.

Kulana Lua 26-Inch Tandem Bike:
Hi-Ten steel Kulana tandem frame with oversized fork
Extra-large cruiser spring saddles for comfort
Easy-reach cruiser handlebars and cruiser rise stems for upright, relaxed riding positions
Rear coaster brake eliminates cables keeping the bike neat and sleek
Half wrap front and rear fenders for convenient riding in any weather

http://www.walmart.com/ip/26-Kulana-Lua-Tandem-Bike/4745116
Expat US income - State taxes?
Added on : Tuesday January 28th 2014 11:00:08 AM
g: 0 Posted By: Veeekay
Views: 127 Replies: 3 I am posting this on behalf of a member of this forum whose access to this forum has been restricted by the ISP in the country he's residing.

The member recently took a 1099 job with a client based out of PA. The job requires that he be resident at the client premises in the foreign country, but will be paid in US $ to his bank account here. He does not have any ties (no real estate, gave up US drivers licence, however has bank accounts) to any state in the USA. He was never a resident of PA. He will filing fed taxes as an expat. The question he has is with PA taxes.

PA Personal Income Tax guidesays:

"Every resident, part-year resident or nonresident individual earning, receiving and realizing more than $33 in gross Pennsylvania-taxable income for their taxable year..." (page 3)

1. Is the income received PA taxable?

"Pennsylvania taxes nonresidents on compensation for services performed in Pennsylvania unless the taxpayer is a resident of one of the reciprocalagreement states" (page 11)

2. Is the service he providing considered to be performed in PA, since his income came from PA sources?
Tax Deals
10 Free mp3s on Google Play - Bruno Mars + More Halftime Stars
Added on : Tuesday January 28th 2014 11:00:07 AM
g: 1 Posted By: remick
Views: 288 Replies: 0 https://play.google.com/store/music/collection/promotion_albums_20004b7_dis_halftime?hl=en


They got some all time classics by the Stones. Wings, U2 and more
Totally Free Deals
g: 2 Posted By: jaytrader
Views: 234 Replies: 14 I'll be the first to admit that this is not directly related to finance, but rather indirectly. I just got hit by a potentially huge issue last night, after connecting some dots.

See facts below.

Fiancee's father opened LLC in her name in 2004 (she was/is the sole member) because the father is in a union and cannot have his own company (to bill out side jobs) doing the same line of work he performs in his union.
Fiancee and I are getting married toward the end of this year (2014). Fiancee's father recently contacted her to help him write up an invoice for a decently high valueside job.
I dug a bit deeper and realized no income has ever been reported on behalf of the LLC, nor has any of her tax returns shown business income. It is unknown if he's ever utilized the company for billing purposes before recently.
Her father claims he "gets a W2 from [his] clients and puts it on [his] tax return." Anyone with half a brain knows this is impossible (he's not a member of the LLC), not economical for the client(s) (1099 vs W2), and would prove that he's doing side work to his union if he were ever "audited" by the union.
I looked online last night, and the state government site says the LLC is "ACTIVE" and she is listed as the DOS Process contactand Registered Agent.
In my opinion, the fact that there is now an invoice with the LLC name on it shows that there was work done by the company and poses an insurance liability.
Based on what I know about her father, the company has no insurance at all.


I know damn well that I'm not paying taxes on revenue that I didn't see/create. Not to mention, there is possible tax evasion/fraud that has happened in the past (whether intentional or not, doesn't matter). Also, there is now a potentially huge risk/liability, should any of the work her father (or his laborers) performed become faulty or fail and cause injury or death.


Questions

What do I do? I want to protect myself (meaning, want her off the company before we're married) as well as her ASAP.
Is thererisk regarding the work failing and causing injury or death, or am I incorrect? If so, who's at risk? The company or her father directly?
Is there past tax evasion/fraud risk? She had no knowledge about his use of the company up until the last week. She knew she was once on the company, but was told last year that her father "thinks she's no longer involved."
Am I paranoid? I know people do this type of thing often, but involving your kids for ten years and then billing on behalf of the child's company (legally/technically) is shady (IMO, of course).


I am prepared to dissolve the LLC and let her father be butt hurt over it, if I have to. The alternative is to push off the wedding until this is resolved. I told my fiancee that I'm not going to willingly marry her when she's part of this. I know she would never do something like this intentionally, and she told me that she didn't know any better when she signed the paper work in 2004. However, she now knows, and I told her this could potentially be a huge issue for her and her father, should anyone get audited or his clients get audited.

Thanks in advance.

Personal Finance Deals
Income going up SIX fold - changes to expect?
Added on : Tuesday January 28th 2014 07:00:08 AM
g: -1 Posted By: ChelseaMD
Views: 221 Replies: 5 Hi guys,

I made a new username for this topic - I have been a member here for a while, but wanted to have a different username as my old one is tied to many accounts that could make my identity known, which for some reason, I would like to keep private for this topic.

I am currently a chief resident in a surgical sub-specialty at a terrific institution. While residency comes with great training, the pay is less than stellar. My average for the last five years was about 50k a year. I have had the benefit of being married to an attorney who makes a nice amount of income, about double my salary for the last two years. So we have not, by any means, had any complaints of living under poor circumstances and are very grateful to be in our position.

Through my 5 years of residency, I maxed out my Roth IRA each year, and my wife contributed the max to her TSP to have any equal match by her employer. Our retirement is on track with what we wanted to do, especially since after this year, we will not be able to give to a Roth any more. She was blessed to come out of college and law school with ZERO debt and no student loans. I came out of college with no debt, but have roughly 120k of medical school loans to pay back still. About half are locked into a 3.5-4% rate while the rest are at 6.3%.

We have rented the last 3 years (in a big city) and have a car that is fully paid. No credit card debt at all, all bills paid for 100% every month.

I just signed a contract with a private employer to start next year back near our hometown. The starting salary is roughly 6x what I made in residency with a bonus structure that takes it even beyond that. I was lucky enough to be offered a partnership position from day 1, with no associate years/trial years to decrease my flow of income if I work hard. Basically it is an assured salary with a bonus structure that pays me 100% for every cent I make over my salary floor. It also came with a signing bonus worth about 1/2 of my yearly resident salary and moving expenses to get us moved in to our new location with no cost to us. A true sweetheart deal that I cannot be more thankful for.

Now, my wife will have to leave her job, with no way to transfer as there is no government branch there to transfer to. The cost of living will be lower, so we have that to look forward to as well.

But now comes the great unknown, and I am unsure about a lot of things - I am 30, she is 29. We currently have no children, but plan on having them in the next year or two. We want to buy a place - either a condo or house close to the beach I will be working on. We will need new cars, new health insurance, new retirement planning, new child planning, etc. I assume a lot of our benefits will be done through my employer as I have started to look through it.

However, I ask the awesome FW community - what should I expect? Besides higher taxes, what should I do now that my net worth, etc is worth more than it ever has - and by a long margin. Are there important things I must do now? A will? Life insurance? All these things I am trying to learn about, but I cant seem to shake the fact that I am forgetting many things.

I thank you all ahead of time for whatever advice you can give.
Personal Finance Deals
g: 0 Posted By: dougtaylor1
Views: 37 Replies: 0 I personally have made $1,000 by losing weight in the last year. I was going to do it anyway, so it was easy money.
This was posted over a year ago by NantucketSunrise, and some of their programs have changed, but I can tell you from personal experience, this is legitimate.
They have been featured on many news programs including Fox News, the Today Show, CNN, The Doctors and many news magazines.

HealthyWage.com

They had 2 different programs that Isigned up for...
1.) Lose 10% of your weight in 6 months. Put up $150 to win $300. I did this twice and got paid for each 10%.
2.) Go from a BMI of at least 30, and get it down below 25 in 1 year's time. You could do this for free to win $100, but I paid $300 and won $1000.

The great thing was that I was losing weight anyway and this gave me the incentive to lose more weight than I had planned. I am so glad i did. I went from 258.5 lbs.to 184 lbs. in a year and a half and reduced my BMI from over 30 to less than 25 and my fat percentage to 20%. My visceral fat went from 15% to less than 10%. I haven't been this in shape for 30 years. I was not planning on getting down to 184 lbs. My original goal was getting under 200 lbs. Because I signed up for HealthWage it motivated me to reach 184 lbs.

They have 2 current programs.

1.) Join a group weightloss competition of 5 people. I was already losing weight on my own and didn't want to bother with other people. This is for 12 weeks. It can be a group of friends or employer based. Entry is $25 a month per player. The team with the greatest percentage weight loss wins $10,000. $5,000 and $3,000 for 2nd and 3rd place. See more here: HealthyWage Team Challenge
2.) Set a goal and tell them what the goal is and how much you are willing to wager each month of theperiod and they will tell you how much you will get back. It must be alteast 10% of your current weight. Here is how it works: HealthyWager

From there you need to get weighed in. You have 3 options.
1.) Your personal doctor
2.) A gym or some place working with healthywage
3.) You make a video of yourself being weighed and upload it to their website. I did it this way. I followed their instructions and was successful each time with no problems.

They also want you to take a "before" picture of yourself. And then provide an "after" picture in the event that you win. During the 6 months to 1 year that you are doing this program, you need to submit your updated weight at least every 7 days. You do not have to go anywhere special to get weighed in, you just need to log into their website and put an updated weight. If you miss entering your weight 3 times during the challenge, you lose.

25% of the people are successful with these challenges. I think the things that you need to consider before signing up for this is...
1.) Will I remember to update my weight every week? I suggest putting a weekly reminder on your cellphone, that is what I did.
2.)Can I keep the weight off? It is not as simple as winning the challenge. Say you lose the 10% required in 3 months. They want your weight at 6 months. So you will need to keep that weight off for an additional 3 months.
4.) Am I willing to risk the money? For me it was not about winning money. I hate the thought of losing it. And itgave me a lot of motivation.

Here is the original thread. Disregard any questions about the legitimacy of it. I have done it and it works. http://www.fullofdeals.com/forums/hot-deals/1252592/

Some material here credited to themadhookup! Thanks.
Services Deals
g: 0 Posted By: heyyl0w
Views: 177 Replies: 1 Just in time for Valentine's Day, Adore Me lingerie is offering your first set of intimates for $25. Some can be listed up to $50 so you could be getting half off if you play your cards right. (Get it?) Shipping and exchanges are free. Linkerie

Use coupon code "V25DAY" at checkout. Code expires at midnight tonight.

Adore Me is basically a subscription service where you can skip any month you like as long as you let them know by the 5th. You can have a "VIP Membership" where you pay a minimum of $40 a month. The sixth set is free.

You can also pay month to month and your styles start at $50. The also have a refund policy in case you are charged and you didn't want to be. View more here.

To compare, Victoria's Secret panties can be up to $9.50 per pair and bras usually start around $50.
Clothing Deals
g: 0 Posted By: DaysFan
Views: 179 Replies: 1 Clarks Artisan Dunbar Cruiser Leather & Suede Driving MoccasinsQVC Price: $80.00Lunchtime Special Price:$36.25Good until January 27, 2014 3:59 p.m. ETShipping & Handling: $7.72

http://www.qvc.com/Clarks-Artisan-Dunbar-Cruiser-Leather-&-Suede-Driving-Moccasins.product.A236235.html?sc=A236235-LTS&cm_sp=VIEWPOSITION-_-1-_-A236235&catentryImage=http://images-p.qvc.com/is/image/a/35/a236235.001?$uslarge$

linkedSuperior craftsmanship and a classic design are the hallmarks of these driving moccasins. Supple suede and smooth leather ensure their sublime look and feel. From Clarks Artisan.

Stitching with bow across vamp
Padded insole, textured outsole
Approximately 1/4"H sole
Fit: true to size
Medium whole and half sizes 5 thru 10, 11, 12
Leather upper; man-made balance
Made in India




http://www.qvc.com/Lunchtime+Specials.content.html
Shoes Deals

QVC Coupons
BBVA Bank Open Account get Free Kindle Fire 7" HD
Added on : Monday January 27th 2014 08:00:11 AM
g: 1 Posted By: forbin4040
Views: 151 Replies: 1 Of course BBVA has been having these types of specials all year (The Samsung Galaxy Tab 3 was notable) but I didn't see a current one posted.

But you are nearby to one

Kindle Fire HD 7" (Last Years Model) 8gb
1 DD of $300 or more
3 Online Payments of at least $50.
New Customers only.

And Yes they will run your credit and yes they will 1099 you.

http://www.bbvacompass.com/special/201401/kindle/

Offer is valid only for consumers who have not had a BBVA Compass consumer checking account within the last 90 days. Customers who open an Easy Checking account are eligible for this offer. NBA Checking and ClearConnect Checking accounts are not eligible. Checking accounts subject to approval, which may include credit approval. $25 minimum opening deposit required. Miscellaneous fees and service charges may apply. A qualifying bill payment is one that you schedule through your BBVA Compass Online or Mobile Banking profile and is paid by the deadline. Person-to-person (Pay People) payments and wire transfers do not qualify. Once the required activities have been completed, the 7 8GB Kindle Fire HD will be shipped via courier within 60 days to the checking account statement address. Signature will be required at the time of delivery. The account must remain open and be in good standing at the time the bonus is shipped. BBVA Compass employees and household members are not eligible. There is a maximum of one (1) bonus per household. BBVA Compass may report the value of the Kindle Fire HD to the IRS as required by law. Kindle, Kindle Fire, Amazon, and the Amazon Kindle logo are trademarks of Amazon.com, Inc. or its affiliates. Kindle devices are given away on behalf of BBVA Compass. Amazon is not a sponsor of this promotion. Other limitations may apply.BBVA Compass is a trade name of Compass Bank, a member of the BBVA Group. Compass Bank, Member FDIC.
Deal Deals
g: 0 Posted By: marketingmike
Views: 130 Replies: 3 On $7,500 spend within 3 months. More details here.

This offer's not for everyone. I took itas on my valuation the miles pay for the annual fee, making this a free AA club membership. This will be my primary program for probably the first half of 2014 so I can requal for Platinum.

Edit thread title for even more clarity on annual fee


Deal Deals
g: 0 Posted By: DaysFan
Views: 127 Replies: 0
Trend Report Women's Anna Black Extended-Calf Fashion...
VARIATION


$19.99 each
$49.99 each
linked


Special Offers

Free shipping! Orders $59 or more Offer ends 28-Feb-2014 See details.
Online Only! EXTRA 20% off shoes Sold by Sears. Use code SHOE20. Minimum purchase $40. Offer ends 12-Feb-2014 See details.
Online Only! EXTRA 15% off shoes Sold by Sears. Use code SHOE15. Minimum purchase $20. Offer ends 12-Feb-2014 See details.

Product DescriptionRunway-style elegance meets ultimate comfort with these Trend Report women's Anna extended-calf fashion slouch boots. With an extended calf and trendy slouched style along the shaft these boots have enough room to provide the right fit. A flat heel and flexible outsole will keep your feet feeling happy, too!

Slide-on style
Back buckle detailing
Synthetic leather upper
Extended-calf height
Shaft height: 15 in.
Shaft circumference: 7 in.
Rubber midsole
Treaded rubber outsole
Materials: Man-made
Care: Wipe clean
Imported



others here

Bongo Women's Julia Ankle Black Slouch Booties
linked
$14.99 each $39.99 each Save 63 %thru 02/01/14All items on sale$14.99 each $39.99 each Save 63 %thru 02/01/14All items on sale Sold by Sears and Fulfilled by Sears

Special Offers

Free shipping! Orders $59 or more Offer ends 28-Feb-2014 See details.
Online Only! EXTRA 20% off shoes Sold by Sears. Use code SHOE20. Minimum purchase $40. Offer ends 12-Feb-2014 See details.
Online Only! EXTRA 15% off shoes Sold by Sears. Use code SHOE15. Minimum purchase $20. Offer ends 12-Feb-2014 See details.

Product DescriptionWomen's Studded Julia Black Slouch Bootie Can Be Dressed Up or Down For Any OccasionWomen looking for new footwear can find all of their staple items at Sears, like the Bongo women's studded Julia black slouch bootie. These boots have a classic aesthetic that take ladies through many years of varying personal preferences and fashion trends. They look just as chic 10 years later as they do the day that women take them home from the store. This Bongo model takes modern women everywhere they need to go. Whether they're putting in long hours at a work conference or taking their kids to the playground, ladies get the comfort that they need.The women's studded Julia black slouch bootie is an ankle boot design. It has a studded strap detail and a flat heel to keep feet happy even during extended wear. The black color makes it easy for women to put together both casual and formal outfits. The boots have a faux suede upper portion and a thermoplastic rubber outsole.

Shopping has never been more simple when there are essential items like, the Bongo women's studded Julia black slouch bootie available
Classic appeal and neutral black takes women through varying fashion trends and personal tastes for long-term wear
Versatility for a wide range of settings from a low-key work environment to a fancy theater
Pairs beautifully with skinny jeans, skirts, dresses, and more
Time-tested ankle design
Studded strap detail adds a unique aesthetic
Flat heel for guaranteed comfort when women are on their feet for hours at a time
Medium width, sizes 5.5 to 11 including half sizes


Shoes Deals

Sears Coupons
Flowers and Gifts from FTD.com (Half Off). Two Options Available.
Added on : Friday January 24th 2014 02:00:06 PM
g: 0 Posted By: ArtieLange
Views: 63 Replies: 0 Flowers and Gifts from FTD.com (Half Off). Two Options Available. at Grouponhttps://www.groupon.com/deals/ftd-com-amarillo-1

Flowers Deals

Groupon Coupons
g: 0 Posted By: slervik
Views: 131 Replies: 0 Jos. A. Bank is offering most of their suits for 75% off and 70% off topcoats, leather jackets & sweaters.

Notable Offers:
Jos. A. Bank Men's Meringo Wool Full-Length Topcoat - $69.00
Signature Gold 2-Button Wool Suit - $298.00
Lambswool Half-Zip Sweater - $37.50
Clothing Deals

Jos. A. Bank Coupons
Ocean Minded Men's Minoa Canas Lace Up Crocs - $37.49 + FS @ Crocs
Added on : Thursday January 23rd 2014 02:00:12 PM
g: 0 Posted By: heyyl0w
Views: 197 Replies: 0 Crocs has their Ocean Minded Men's Minoa Canas Lace Up Crocsfor $37.49 with free shipping. That makes these shoes half off.

The Black/Blue combination is available in sizes 8.5 and 9.5. The Green/Brown combination has considerably more options to choose from.


Comfort. Style. Lightweight. The Minoa Canvas Lace-up is the perfect every day shoe. A comfortable Croslite material footbed and a stylish canvas upper will quickly make these amazing Ocean Minded shoes a daily favorite.Minoa Canvas Lace-up Shoe details:

Uppers made from lightweight canvas
Textile linings for comfort and moisture management
Anatomical footbed made with 10% recycled Croslite material
Nature inspired, rubber content outsole with natural cork absorption heel insert

Shoes Deals

Crocs Coupons
Former Employer Requesting Another W-9 Form Filled Out
Added on : Wednesday January 22nd 2014 06:00:06 PM
g: 0 Posted By: mdpom
Views: 90 Replies: 1 I worked for a company as a tutor in the earlier half of 2013, but I quit shortly after because of the shady behavior (last minute, unorganized tutoring arrangements). I filled out a W-9 with them when I started, but now they are requesting another one, saying they need to report the income.

I'm not arguing about the income being reported, but I already filled one out. If they aren't using that for taxes, why did I fill it out? Is it the norm to request a W-9 at the start of employment and the start of the year? Is there any danger or any illegal things they can do with me filling out another W-9 with them?

I hope this is not a weird question. I just don't understand why they would need another W-9 if I only worked with them for a few months in 2013 and cut ties. I tutor with another company (for a different test) for years now, and fill a W-9 only at the start of another year with them, and never had to fill one out twice for one year.
Tax Deals
g: 0 Posted By: jessicadabears
Views: 81 Replies: 0 Sharper Image Motion-Activated Candy Dispenser - $28.95 w/ 2.95 Shipping at Overstock.com.

Includes: One (1) candy dispenser
Plastic
Black
Requires Four (4) AA batteries (not included)
Optional AC power adapter (not included)
Recommended age: 12 years and up
Dispenses candy into your hand via built- in automatic touchless sensor
Large-volume canister stores pounds of your favorite candy
Contemporary design ideal for your kitchen or workplace
For use with hard or semi-hard candy up to one half of an inch in size
Catch tray helps prevent spillage
Dimensions: 7 inches long x 6 inches wide x 12.5 inches high
2.6 pounds
Model: 1520008

Home & Garden Deals

Overstock Coupons
Nostalgia Electrics CFF965 Mini Chocolate Fondue Fountain $14.88 at Amazon
Added on : Wednesday January 22nd 2014 01:00:05 PM
g: 0 Posted By: DDoubleyou
Views: 209 Replies: 0 Link


Had to bite at this price! Just about half the price of the lowest I could find, and lowest ever on Amazon according to camelcamelcamel


Appliance Deals

Amazon Coupons
The Internship (DVD) - $2.99 @ Amazon (Prime)
Added on : Monday January 20th 2014 03:00:06 PM
g: 0 Posted By: heyyl0w
Views: 227 Replies: 0 Amazon has The Internshipon DVD for $2.99. Ships free with Prime.

"Vince Vaughn and Owen Wilson team up to crash the digital world in this laugh-out-loud buddy comedy you've been searching for! Trying to reboot their obsolete careers, old-school salesmen Billy (Vaughn) and Nick (Wilson) talk their way into an internship program at the state-of-the-art Google campus, vying for a handful of spots among tech-savvy college students who are half their age and twice as smart. The competition is fiercely funny as Billy and Nick break all the rules in a hilarious quest to land their dream jobs!"

Looking at reviews, it's clear that critics hate this movie. I thought it was pretty funny- albeit cornier than Iowa. For $3 you can see for yourself.
DVD Deals

Amazon Coupons
Need advice for Rolling over pension into IRA
Added on : Monday January 20th 2014 09:00:13 AM
g: 0 Posted By: dealgain
Views: 102 Replies: 3 Hello FWF
I have a small pension plan account from a previous employment that shows ~18k if I were to go for a lump-sum payment. In the basic discussions with the plan administrator, I was told there will be a 20% tax deducted upfront if I were to ask for cash payment. The other option was to roll over into a qualified retirement plan with no such tax. Ive asked them to start the withdrawal process (which they told me would first send me a packet of documentation..later I call them and go over with them for filling up the paperwork and make selections on what type of retirement plans etc.). As of my call last week they said, at this point the earliest payout date is April 21 2014 because of the workload they have in their office (provided I return back the paper work to their office in 10 business days). I think this was too much of a lengthy time but didnt complain much.
The only reason I want to withdraw is: In the past five years it has grown on an average of $500 a year. I felt this is too little of a growth.
Im looking to FWF advise on this approach: What would be my best qualified retirement account that I can roll over to at this point and is there some sort of a lock-in period before I can withdraw from there as a lump-sum (Im guessing this route has only 10% upfront taxes in the form of early withdrawal penalty so I would be saving half of the upfront taxes) And in the meanwhile the money is sitting in the IRA, I can invest that in the safest vanguard or schwab ETFs?

Please help me find out What are the things I am missing.
TIA
Investing Deals
g: 0 Posted By: UofFry
Views: 32 Replies: 0 http://www.jabberjava.com
If you haven't had this coffee, it's fantastic. You can upload a photo or instagram pick on the label or choose one of theirs. I've never seen it half off. (plus shipping)
Deal was in a "Here's The Deal" email promotion.
50% code:HTDJAVA
ChordBuddy Guitar Learning System and Practice Aid - $36.99 Prime
Added on : Saturday January 18th 2014 03:00:02 PM
g: 0 Posted By: ChiefBrody
Views: 1 Replies: 0 Pretty cool device. Play songs in a few days. Rarely goes on sale.

BaBaBlinko

It gets you playing from day one.
It allows you to progress faster, without seeming like work or learning at all.
It's a proven, effective, all-in-one system, suitable for all ages.
Instruction Book and Companion DVD with a 2 Month Lesson Plan. ChordBuddy Songbook with over 100 Songs
Works on acoustic and electric guitars. The ChordBuddy currently does not work on left-handed guitars, nor does it work on Classical or half-sized (Children's) guitars
What eastern states will title a "junk title" car?
Added on : Saturday January 18th 2014 02:00:05 AM
g: 0 Posted By: heatherton7501
Views: 37 Replies: 1 I bought a brand new 2014 Chevy Malibu flood car at a salvage auction that has the salvage title branded as "Parts Only." The water only got as high as the center tunnel and I gutted the interior and let it dry out for 4 weeks. I replaced all the control modules and wiring that got wet and then had them programmed at a GM dealer. Now the car looks and runs like new. Without getting into a debate about the problems with flood cars, does anyone know what eastern states will title a car with said junk title? And no, I'm not trying to wash the title as I expect the new title to be branded something like "Rebuilt Salvage/Flood" or similar. So far I've only come up with Vermont but that's 600 miles away from me in Virginia, plus they make you pay 6% sales tax on the BOOK VALUE which according to the VT DMV would be over $15,000 even with the salvage when I paid less than half that. Any other state?
Personal Finance Deals
g: 0 Posted By: ArtieLange
Views: 202 Replies: 0 Tommy Bahama Flip Side Pro Reversible Half Zip Pullover $48.98 at Nordstrom

http://shop.nordstrom.com/s/tommy-bahama-flip-side-pro-reversibl...
Clothing Deals

Nordstrom Coupons
Half off TWO tickets to the Manatee Festival in Orange City, FL
Added on : Friday January 17th 2014 06:00:17 AM
g: 0 Posted By: TomPtz
Views: 167 Replies: 0 Highlights:

Get HALF OFF two adult tickets to the Manatee Festival, January 25th and 26th!
The Manatee Festival offers all kinds of entertainment for young and old.
Buses run to the spring to see the Manatees each day of the event and gate fee covers bus and admission fee to Blue Spring State Park.
There are many craft vendors, food vendors, childrens games and rides and a variety of musical acts for all to enjoy.


Fine Print:

Only valid on January 25th and 26th.
No cash value.
Rain or shine event.

Company Info:
Orange City Blue Springs Manatee Festival
Orange City, FL 32763
(386) 775-9224

Complete Details:The Annual Orange City Blue Springs Manatee Festival was founded in 1985 with the mission to facilitate improvements and wellness for West Volusia Residents as well as promote environmental awareness in the community to the fullest. The Organization is a registered non-profit organization.Over the last 28 years, The Manatee Festival has raised over $500,000. Last year alone over $40,000 was raised to give back to the community.

Food, Fun, Art and Crafts!

Continuous Entertainment for the Whole Family
Arts & Crafts Show with Over 100 Booths
Music and Dancing!
Manatee Viewing
K-9 Dis-Connected
Children's Area with: Shows - Face Panting - Games
Central Florida Zoo Animal Ambassadors
Environmental Conservation Displays

Fun For The Whole Family!:

Central FL Zoo Presentations & Animal Ambassadors
Arts & Crafts
Dancing
Face Painting
Shows & Rides


Children's Fingerprinting by V.I.P.S.
Walk-on-water Balls
SPCA Adopt-A-Pet
Great Food
Entertainment
Sand Sculpting


Entertainment:

Bubba Whoopass and the Whoopoffs
Caerbannog
Karegan Wodz
The Propellers
Disconnected K9's World Famous Frisbee Dogs

Manatee Fest Games!:

Rock Wall Climbing
Bungee Jumping
US Army Obstacle Course
Balloon Man Shooting Gallery

Learn More
Restaurants & Entertainment Deals
g: 2 Posted By: Redbeard25
Views: 231 Replies: 0 bloklink

Yes, shipping kills the deal, but it's a good add-on if you're headed to $99 at Macys.com or if they happen to have it in store near you.

Give me green... or yellow... or blue...
Game Deals

Macy's Coupons
gerber black diesel multi-tool amazon lightning deal $44.79 until 6pm ct
Added on : Thursday January 16th 2014 09:00:06 AM
g: 0 Posted By: jeffwastaken
Views: 146 Replies: 0 gerber black diesel multi-plier with sheath model 22-41545

Amazon is offering a highly rated gerber multi-tool that includes a wire cutter/stripper, needle nose pliers, a cross point screwdriver, various size flat blade screwdrivers, a partially serrated knife, can and bottle openers, saw, scissors and a file.

this multi-tool has a black finish, weighs just over half a pound, contains intuitive buttons to unlock and quickly use each tool and comes with a limited warranty.

made in the usa.
Tools Deals

Amazon Coupons
g: 0 Posted By: clearanceman
Views: 185 Replies: 0 Eklind EKL-21172 7 metric Allen Key Folding Set includes 8mm and made in USA $6.99 shipped ($13.99 on eBay and more at Amazon!)Less than half what it is at Amazon, made in USA, sturdy tool, good reviews everywhere it's reviewed. Really a nice deal. I needed one to put in a bag on the bike and couldn't believe it was half the price of anywhere else. Received it today. Very sturdy and solid.

http://www.paperclipsetc.com/Prod...p10020636r

Link at Amazon

http://www.amazon.com/Eklind-Comp...+EKL-21172

And here

http://www.amazon.com/gp/offer-li...1389880802

eBay Cheapest $13.99 shipped

http://www.ebay.com/itm/NEW-Eklin...2ec156070e
Tools Deals

eBay Coupons
Set of 2 Silicone Non-Stick Baking Mat $16.19 FSSS
Added on : Wednesday January 15th 2014 09:00:05 AM
g: 0 Posted By: sabeela
Views: 199 Replies: 0 2 Pack Silicone Non-stick Baking Mats on Amazon for $16.19.

List price is $34.74. On sale at $17.99.

Use coupon codeIXQNXOOX to get additional 10% off.

The final price with coupon comes to $16.19.

http://www.amazon.com/Silicone-Baking-Professional-Certified-Hal...


Home & Garden Deals

Amazon Coupons
'PayPal Testing New Checkout Processes'
Added on : Wednesday January 15th 2014 02:00:03 AM
g: 0 Posted By: tuphat
Views: 55 Replies: 0 From PaymentsSource. Sounds like a data breach waiting to happen, IMHO.

PayPal plans to deploy a checkout system that contains the payment entirely within the merchant's website, one of several payments technology initiatives underway in at eBay's payments subsidiary.

PayPal is testing the new checkout system with a "handful of partners" and will make it more widely available to larger merchants during the first half of 2014, with a rollout for smaller merchants also in the works, says Don Kingsborough, vice president of retail services for PayPal, in a Jan. 13 blog post.

http://www.paymentssource.com/news/paypal-testing-new-checkout-p...
Discussion Deals
Need some help for 55 year old
Added on : Tuesday January 14th 2014 10:00:11 AM
g: 0 Posted By: brucesprings
Views: 43 Replies: 0 Here is my situation I just received a cashpay out of $15,000 and I need help how to proceed. I currently live by myself in a single family home with no mortgage, but I had to pay off my ex-wife her half of the home so I took out a HELOC 3 years ago for $165,000 (2.99%)to do that. Since then I have paid down the loan to about $146,000 after taking on a part time job along with my full time job. I would like to get a real mortgage but I do like the low interest rate on my current pay off but I know that rate will go up in the near future. Need some good ideas on what the experts would do.
Personal Finance Deals
Home Depot - Select Garden Tool Clearance YMMV
Added on : Monday January 13th 2014 04:00:04 PM
g: 0 Posted By: jim4safety
Views: 261 Replies: 0 Purchased several garden tools at HD in Williamsburg, VA. They had more than I purchased, but I bought

Husky Sledge Hammer 10lb. $8.40-had been $31
Husky D-Handle shovel $12.00
Husky Fiberglas heavy-duty digging shovel $19.00 - had been $29(ash hable for $13.00)
Half moon edger $5.03- this is a cheap tool
2.5 lb. cutter mattock w fiberglass handle $8.40
Husky Post Hole Digger $26.00- had been $45

Tools Deals

Home Depot Coupons
LongHorn Steakhouse - B1G1 half off lunch combo & $4 off 2 dinners
Added on : Monday January 13th 2014 01:00:02 PM
g: 0 Posted By: remick
Views: 27 Replies: 0 http://www.longhornsteakhouse.com/promo/lunchcombo/

www.longhornsteakhouse.com/promo/4off2ae/?

Harry Potter School Trunk Costume Set $29.97 @ Amazon + Prime
Added on : Monday January 13th 2014 08:00:02 AM
g: 0 Posted By: seodude
Views: 62 Replies: 0 I don't know quidditch about Harry Potter, but it has good reviews & it's half price.
$29.97 + Prime @ Amazon

Harry Potter School Trunk Costume Set Child
Toys Deals

Amazon Coupons
Massage - 50% Off (Windermere, FL)
Added on : Monday January 13th 2014 05:00:04 AM
g: 0 Posted By: TomPtz
Views: 175 Replies: 0 Half off Swedish and Cupping Massage in Windermere at 7L Bliss Massage!
Highlights:

Get your relaxation on and grab this deal while it is available- half off swedish and rubber cupping massage in Windermere, only at 7L Bliss Massage!
Acucups are great for deep tissue massage; they have a sedative effect and will leave your patient extremely relaxed.
The cups will increase blood circulation leaving the skin with a smooth look and healthy glow.


Fine Print:

Full promotional value of certificate must be used at time of purchase; no Cash Back.
Promotional value expires 7/16/14.
Appointment required, and gratuity not included.

Company Info:
7L Bliss Massage

,

Windermere, FL 34786
321-662-7858
Complete Details:This is the PERFECT gift for that special lady or gentleman in your life, and it even makes a fantastic Valentine's Day Present! Get half off a Massage and Cupping experience at 7L Bliss Massage in Windermere! Cupping is a form of Traditional Chinese Medicine that has been practiced for over three thousand years. It involves creating suction against the skin with the use of cupping tools; usually along the bodys meridians (the energy channels according to Traditional Chinese Medicine.) Cupping works wonders for respiratory diseases, menstrual disorders, digestion, headaches, dizziness, and lymphatic blockages.Advantages of Acucups cupping therapy:

Lift connective tissue
Loosen adhesions
Release rigid soft tissue
Myofascial release
Activate the lymphatic system
Drain excess fluids
Draw out inflammation
Create toxin release
Bring blood flow to stagnant skin and muscle
Stimulate the peripheral nervous system
Improve circulation and blood flow
Reduce appearance of cellulite by toning tissue

Learn More

Services Deals
g: 9 Posted By: fkebay
Views: 3800 Replies: 8 Home Depot B&M
YMMV



1. Brinkman grill - charcoal kettle, sku 1000-014-216, Was $80, now $27

2. 19" Cadet drop in sink, sku 240-760, Was $81, now $17

3. Ryobi 24 volt string trimmer/edger, sku 365-896, was $149, now $79

4. Garden Tiller by powermate, sku 408-414, was $650, now $447

5. Fenton Chaise lounger, sku 373-031, Was $399, now $127

6. 40" Ditch Bank Blade, sku 576-155, Was $40, now $30

7. Half moon edger, sku 146-512, Was $20, now $5.05

8. 175 foot slidetrack hose reel, sku 794-385, Was $40, now $20

9. B&D 18 volt String Trimmer/edger, sku 924-985, Was $100, now $59

10. 3 pot vertical garden, sku 269-114, was $20, now $4.40

11. vertical garden, sku 267-641, was $20, now $4.40

12. Hanging basket, sku 122-289, Was $7.00, now $1.70
Tools Deals

Home Depot Coupons
$19 for $50 Global Hotel Card by Orbitz
Added on : Monday January 13th 2014 01:00:09 AM
g: 0 Posted By: TomPtz
Views: 214 Replies: 0 $19 for $50 Global Hotel Card Powered by Orbitz to spend at Over 70,000 Hotels Worldwide

Highlights:

The Global Hotel Card Powered by Orbitz is the premier worldwide hotel gift card.
Whether for your own use or as a gift, enjoy options from over 70,000 hotels worldwide including all the major brands, resorts, boutique hotels, Bed and Breakfast choices and more.
No date restrictions, fees or expiration dates on value paid.


Fine Print:

Valid for online hotel reservations only at www.globalhotelcard.com
No date restrictions.
2-night minimum stay required.
Minimum pre-tax spend of $150 required.
Limit 1 code per reservation and only one room can be booked per reservation.
Gift cards are non-refundable.
Limited quantities available.
Paid value ($19) does not expire.
Promotional value (additional $31) may expire.
See gift card/voucher for details on expiration of promotional value (additional $31).
To Redeem: Reservation must be booked at www.GlobalHotelCard.com(*Not Orbitz.com).

No cash value.Complete Details:Minimum two-night stay and minimum of $150 pre-tax spend required. Limit one voucher per hotel booking. Limit one room per booking. Please see Fine Print for additional rules and restrictions on offer. Promotional value expires on June 30, 2014.Take advantage of this fantastic deal for half-off a gift card good for booking at over 70,000 hotels worldwide with The Global Hotel Card Powered by Orbitz.com.For just $19 youll get $50 towards online hotel bookings at www.globalhotelcard.com.Treat yourself to a getaway weekend, or plan your next dream trip with an instant $31 savings toward your hotel booking! Today's deal saves you time and money with upcoming hotel stays, or give it as a gift to treat someone else to a fun or relaxing getaway. You can use the deal immediately, there are no date restrictions, and Global Hotel Card Powered by Orbitz website has excellent pricing and hotel availability at over 70,000 hotels worldwide. You can buy as many vouchers as you like, (but remember only one voucher per booking) so don't forget to think of your friends and family.Powered by Orbitz design and trademarks are the property of Orbitz Worldwide, LLC and are used by license.Learn More
Hotel Deals

Orbitz Coupons
Is there any decent personal finance software for Mac?
Added on : Sunday January 12th 2014 05:00:06 PM
g: 0 Posted By: marketingmike
Views: 78 Replies: 2 Have been having service issues with Mint. Constant timeouts.

Looked around at personal finance software packages for Mac. iBank trial crashed my machine four times in half an hour; Moneydance download/import seems less automatic than iBank (from documentation only; didn't try it); Quicken seems to have largely abandoned Mac for some reason.

My needs aren't complex. I just want to be able to track spending against budget, largely to keep my wife in check. I don't even really care about tracking investments; I just look at that through the individual websites and that's good enough for me.

Anything for Mac? Other browser based solutions?
Personal Finance Deals
g: 1 Posted By: fkebay
Views: 226 Replies: 0 Home Depot B&M
YMMV



1. Brinkman grill - charcoal kettle, sku 1000-014-216, Was $80, now $27

2. 19" Cadet drop in sink, sku 240-760, Was $81, now $17

3. Ryobi 24 volt string trimmer/edger, sku 365-896, was $149, now $79

4. Garden Tiller by powermate, sku 408-414, was $650, now $447

5. Fenton Chaise lounger, sku 373-031, Was $399, now $127

6. 40" Ditch Bank Blade, sku 576-155, Was $40, now $30

7. Half moon edger, sku 146-512, Was $20, now $5.05

8. 175 foot slidetrack hose reel, sku 794-385, Was $40, now $20

9. B&D 18 volt String Trimmer/edger, sku 924-985, Was $100, now $59

10. 3 pot vertical garden, sku 269-114, was $20, now $4.40

11. vertical garden, sku 267-641, was $20, now $4.40

12. Hanging basket, sku 122-289, Was $7.00, now $1.70
Tools Deals

Home Depot Coupons
Griffin Technology MOTO TC Rally Car $50 (half price)
Added on : Sunday January 12th 2014 01:00:03 PM
g: 0 Posted By: cripes
Views: 180 Replies: 0 Griffin Technology MOTO TC Rally Car for half price using code RALLYCES at Griffin Webstore. Offer expires on 1/17/14.
Just checked Amazon and they have it for $50 so not really a good deal after all, sorry.

RC & Hobbies Deals

Griffin Technology Coupons
select NorthFace on sale at Macys.com
Added on : Saturday January 11th 2014 06:00:01 AM
g: 0 Posted By: DaysFan
Views: 0 Replies: 0 http://www1.macys.com/shop/mens-clothing/the-north-face?id=18253&edge=hybrid#!fn=pageIndex%3DNaN%26sortBy%3DORIGINAL%26productsPerPage%3D40&!qvp=iqvp
linked


the north face Jacket, Resolve Waterproof Rain Jacket

Orig. $90.00
Now $62.99


the north face Jacket, Apex Bionic Water Repellent Jacket

Orig. $149.00
Now $99.99

the north face Shirt, Half Dome Short Sleeve T-Shirt

Orig. $25.00
Now $17.99


the north face Neck Gaiter, FlashDry Fleece

Orig. $25.00
Now $17.99



the north face Fleece, TKA Glacier Quarter Zip Polartec Fleece

Orig. $55.00
Now $38.99

the north face Shirt, Chimborazo 2.0 Full Zip Sherpa Fleece

Orig. $99.00
Now $68.99


the north face Jacket, Various Guide HyVent Waterproof Jacket

Orig. $199.00
Now $138.99



the north face Shirt, Long-Sleeve Graphic T-Shirt

Orig. $35.00
Now $24.99


the north face Coat, McMurdo Hyvent 550 Fill Parka

Orig. $330.00
Now $229.99


the north face Big and Tall Jackets, Denali Fleece Hooded Jacket

Orig. $219.00
Now $149.99

the north face Swimwear, Pacific Creek Prink Quickdry Board Shorts with UPF 50

Orig. $55.00
Now $37.99

the north face Shirt, Stone Cat Sherpa-Lined Flannel

Orig. $110.00
Now $76.99

the north face Vest, Lindero Down Vest

Orig. $149.00
Now $99.99

the north face FlashDry Shorts, Better Than Naked Running 5" Shorts with UPF 50

Orig. $55.00
Now $38.99


the north face Big and Tall Coat, McMurdo Hyvent 550 Fill Parka

Orig. $330.00
Now $229.99


the north face Backpack, Trappist Skateboard Carry Backpack

Orig. $119.00
Now $79.99

g: 0 Posted By: Xenocrates
Views: 461 Replies: 3 Half priced Disney DVDs (Alice in Wonderland, Tarzan, Hercules, Lilo & Stitch, and more) - $9.96+ @ Amazon 
free shipping on $35+ or with Prime Includes a few of the classics and even Winnie the Pooh!   (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Movies Deals

Amazon Coupons
g: 0 Posted By: rareairhead
Views: 330 Replies: 0 Just in time for all FatWalleteers to fleece up before it really starts getting cold. Timberland offers their men's half-zip fleece jacket for $39.99. In cart they take another 30% off the original $89.00 price leaving you with a $27.99 bill. WELCOME13 takes it down to $25.19 with free shipping for Shoprunners(Free for most AmEx users). Otherwise add $5.95 for delivery. Think FW Cash Back applies also. Suggest you step it up, colors and sizes are disappearing. Deal ends February 7 at 3 am ET.

TimberLink

Description: Our men's fleece jacket is perfect for year-round wear. Built for comfort and durability, this synthetic jacket is a great outer layer for cool summer nights and can be worn under heavier coats when the colder season sets in.

Details:

100% polyester fleece
Two front zip pockets
Center back length (M): 27.5 inches
Chest (M): 44 inches
Care instructions: Machine wash separately in cold water on gentle or delicate cycle with mild detergents, use only non-chlorine bleach when needed, tumble dry low, cool iron, do not dry clean
Imported




Liberated from DealNews.

Enjoy!
Clothing Deals

Timberland Coupons
Moosejaw.com - $10 off $25 code for taking a survey
Added on : Friday January 10th 2014 11:00:03 AM
g: 0 Posted By: remick
Views: 249 Replies: 0 http://www.moosejaw.com/moosejaw/shop/content_lp-10-dollar-survey____

Here are some other fun rules about the $10 Survey Coupon thing:
The coupon excludes Patagonia full price items. It will work on Patagonia sale items.
This does not work on gift cards
This code is only valid with the email address provided on the prior page.
The $10 coupon is valid on purchases over $25 and expires January 26, 2014.
The coupon is good for in-stock items only and isn't valid for prior purchases.
Rewards points are cut in half for orders placed with the survey coupon.
It's just one coupon per customer and coupon cannot be combined with other offers.
Sorry for being so mean about everything.
Notice to vacate delivered to wrong house..
Added on : Friday January 10th 2014 09:00:23 AM
g: 0 Posted By: alamo11
Views: 67 Replies: 0 Not really finance related but anyhow. Come home today to find a notice to be out of the house by 7 AM Monday. Stapled on a copy of a foreclosure suit. Everything seems to be legit. Problem is the address is of the property is about an hour and a half drive from me! Same county but I live on one edge of the county and the house is on the other.. Not sure what do do; I don't want to have this person get screwed when the sheriff shows up Monday and I sure as hell don't want them on my property! The property the notice was left at is free and clear and I hold no interest whatsoever in the property that's to be vacated.

First time this has happened; anyone ever heard of this before? What should I do?
Torrini creates jewels and precious objects branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This small flask in sterling silver is part of the "Palazzo Davanzati" collection and reproduces an ornamental decoration from the refined, Renaissance tradition of the Florentine house. This creation is entirely handmade with the technique of lost wax casting and chiselling.• Height: 5 3/8"|13,5 cm • Width: 2 3/8"|6 cm• Handmade in Florence, Italy
ON SALE: Torrini - Sterling Silver Honey Dipper
Added on : Friday January 10th 2014 09:00:13 AM
An original design branded with a half clover with spur, an ancient trademark registered in Florence in 1369. Finely decorated and entirely handmade. • Length: 7"|18 cm • Handmade in Florence, Italy
ON SALE: Torrini - Sterling Silver Horse Shoe Paperweight
Added on : Friday January 10th 2014 09:00:13 AM
Torrini creates jewels and precious objects branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This sterling silver horse shoe is a symbol of good luck, and as in the Medieval Era it»s considered a protection against evil. Entirely handmade, this creation also represents an art that has been handed over for six centuries. • Height: 6"|15 cm • Width: 5 1/8"|13 cm• Handmade in Florence, Italy
ON SALE: Torrini - Sterling Silver Sword Paperknife
Added on : Friday January 10th 2014 09:00:13 AM
Torrini has always created original design products, branded with a half clover with a spur, an ancient trademark registered in Florence in 1369. This sterling silver detailed creation is a letter-opener with the shape of an ancient sword.• Length: 7"|18 cm • Handmade in Florence, Italy
ON SALE: Antik Batik - Wanjo Pouch Shoulder Bag
Added on : Friday January 10th 2014 09:00:12 AM
The Wanjo Pouch Shoulder Bag by Antik Batik is hobo in style and boho in chic. Featuring soft suede leather bag in half moon shape, long adjustable shoulder strap that can be worn cross body, suede fringe accents with rich embroidery and magnetic snap flap closure. Every handbag design is uniquely hand-crafted and varies slightly in pattern style.
ON SALE: Fratelli Rossetti - Dark Brown Suede Fringed Loafer
Added on : Friday January 10th 2014 09:00:12 AM
�Derby� square toe, dark brown soft suede fringed loafer shoes with side buckle detail. Featuring leather lining and half rubber sole. Made in Italy.
Free UBER Ride (Up to $20) *New Users Only San Diego, CA
Added on : Friday January 10th 2014 05:00:07 AM
g: 0 Posted By: puggle
Views: 170 Replies: 0 Free UBER Ride (Up to $20) *New Users Only San Diego, CA
Uber is "Everyone's Private Driver." To redeem: get the App from your smart phone's App Store. After enter the code provided when you click to print/use coupon. Your first ride is free up to $20. Promotion is for new users only in all US Uber cities.

Expiration Date: 03/01/2014
http://www.halfpricesandiego.com/San-Diego/Automotive/Taxi/coupo...
Services Deals
Lego Battles: Ninjago w/ Lego Ninjago Set (DS) - $14.99 @ Best Buy/Amazon
Added on : Thursday January 09th 2014 06:00:04 PM
g: 0 Posted By: heyyl0w
Views: 358 Replies: 0 Best Buy has Lego Battles: Ninjago w/ Lego Ninjago Set (DS)for $14.99 with free in-store pickup or free shipping on orders of $25 and up.

Amazon also has this deal shipped free with Prime.

Cheapest I could find this was $9.99 back in July.

Master the Ninja skill of Spinjitzu and use powerful weapons.
Customize your army and upgrade Hero units to unleash special attacks.
Battle your friends in multiplayer game modes.
ESRB Rating: EVERYONE with Cartoon Violence


Note- of the six reviews on Amazon, there are a couple that said when they received their item, the game was missing. They also said that upon contacting customer service, they were quick to remedy the situation. It seems like it was an internal error on the distributor's behalf.
Nintendo DS Games Deals

Best Buy Coupons
Football Cocktail Shaker (SuperBowl Deal) - $17.99 AC @ Amazon (Prime)
Added on : Thursday January 09th 2014 04:00:04 PM
g: 1 Posted By: heyyl0w
Views: 137 Replies: 0 Amazon has a Football Cocktail Shaker (SuperBowl Deal)for $17.99 after coupon code "SPRBOWL4" is applied at checkout.

Item has very positive reviews. Would make a great host gift for any Super Bowl parties you may be attending

24oz football-shaped cocktail shaker with black silicone stand
Made from gloss-finished food-grade stainless steel (Wash before first use)
4 piece shaker design - Silicone-lined tops for an easy-to-remove and leakproof experience
Dimensions: 6.4" tall x 4" wide (NOTE: Although to scale, the Football Shaker is a little over half the size of a real football)
2 Year Warranty

Home & Garden Deals

Amazon Coupons
Free Kindle Book- 5,742 days (was $13.95)
Added on : Thursday January 09th 2014 10:00:04 AM
g: 0 Posted By: remick
Views: 60 Replies: 0 http://www.amazon.com/5-742-days-Anne-Marie-Cockburn-ebook/dp/B00HDDM1V8

On 20th July 2013 15-year-old Oxford schoolgirl Martha Fernback died suddenly after swallowing half a gram of MDMA powder, more widely known as ecstasy. Within hours her mother, Anne-Marie Cockburn, began to write down her feelings as a way to channel her shock and try to make sense of the tragic loss of her only child. From an early age Anne-Marie has used writing to try to make sense of her life. This recent tragedy propelled her out of the shadows and gave her the confidence to share her writing with the world. In this book we join her in real time on her shocking and agonising journey, as she deals with the impractical demands placed upon a grieving single parent, begins to cope with the realities of life on her own and faces up to a future she could never have predicted. From the moment Martha died, Anne-Marie recognised that she still had a future, a life to live. This revealing, emotional and, ultimately, uplifting book shows how she used the art of writing, combined with determined self-belief, to guide her during this terrible time.

I JUST FINISHED READING THE BEGINNING OF THE BOOK - IT OVERPOWERS YOU
Books Deals

Amazon Coupons
g: 0 Posted By: Tuba2
Views: 0 Replies: 0 Nordstrom has the The North Face Momentum FlashDry Half Zip Pullover on sale for $59.90 with free shipping.
Smile 24-Color Hair Chalk - $10.98 shipped @ Tanga
Added on : Thursday January 09th 2014 08:00:03 AM
g: 0 Posted By: ksenn
Views: 175 Replies: 1 Tanga has a 24-color pack of Smile hair chalkfor $7.99 w/ $2.99 shipping. I love hair chalk, it's great for adding color to my hair for the weekend and then washing out before work on Monday. I've never used this brand before, but I usually pay about $6 for one color of chalk at Walgreens. Can be used to add streaks of color or on the bottom half of hair to create a dip-dyed effect. The website suggests setting the chalk with a straight iron.
Beauty Deals

Tanga Coupons
g: 0 Posted By: delic221
Views: 192 Replies: 0 Lands' End has a Little Boys and Toddler Boy Print Stormer Jacket on sale for $19.99. Originally priced at $64.00. Here is the link:
http://www.landsend.com/products/boys-print-stormer-jacket/id_257768

Girls: NOTE: only the Toddler Girls is $19.99 other sizes are $24.99
http://www.landsend.com/products/girls-stormer-jacket/id_257734
Girls: All sizes $19.99
http://www.landsend.com/products/girls-print-stormer-jacket/id_257711

I got the matching ThermaCheck Fleece Half Zip Pullover to match on sale for $8.99. Originally priced at $24.99. Here is the link:
http://www.landsend.com/products/boys-thermacheck-l00-fleece-half-zip-pullover/id_256433
Girls Fleece:
http://www.landsend.com/products/girls-thermacheck-100-fleece-half-zip-pullover/id_263333

Both items would have cost: $88.99 got them both for: $28.98. Savings: $60.00. Plus, with the two layers it is a decent jacket at a great price! Since I bought two of both, I also got free shipping. Free shipping applies to orders over $50.00.
Kids Clothes Deals

Lands' End Coupons
g: 0 Posted By: puggle
Views: 177 Replies: 0 Book Perks for today 1-8-14
=26pxSomeone Else's Love Storyby Joshilyn Jackson $1.99
Taking Chances by Molly McAdams =26px$.99
=26pxHalfway to the Grave=26pxby Jeaniene Frost =26px$.99

http://links.e.harpercollins.com/servlet/MailView?ms=NTk5MTc1OAS...
Books Deals
g: 0 Posted By: DaysFan
Views: 242 Replies: 0 Little Boys' Down VestItem #434250-AG2
$39.00 NOW $12.99


http://www.landsend.com/products/boys-down-vest/id_256436



http://www.landsend.com/products/boys-down-jacket/id_257784Boys' Down JacketItem #434254-AG0
$49.00 NOW $16.99


http://www.landsend.com/shop/boys-outerwear-down/-/N-jyeZg1xZgx4?cm_mmc=usnews-_-usnews_010714_eonly_1-_-feature-_-feat_boys_down&emid=usnews_010714_eonly_1&RRID=17761465899

linked


http://www.landsend.com/pp/StylePage-432362_AG.html?CM_MERCH=REC-_-FPPP-_-GGT-_-2-_-432362-_-434251

linked
Boys' ThermaCheck-l00 Fleece Half-zip PulloverItem #432362-AG4

$24.00 NOW $8.99

Clothing Deals

Lands' End Coupons
Neoprene Black Thermal Fleece Half Face Mask - $1.46 + FS @ Amazon
Added on : Tuesday January 07th 2014 03:00:02 PM
g: 1 Posted By: heyyl0w
Views: 41 Replies: 1 Amazon has the Neoprene Black Thermal Fleece Half Face Mask for $1.46 shipped.

Package includes: One piece of Black Neoprene Motorcycle Biker Snowboard Half Face Ski Mask
Size(approx.): 48.5 cm x 26.7 cm (19.1 inch x 10.5 inch)
Color: Black
Material:Neoprene (same material uses for wetsuit) & Thermal Fleece Material
Keeps Warm & Well protected from cold, snow, wind & sun etc

Clothing Deals

Amazon Coupons
Lamps Plus January Sale: Up to 50% Off (Some Items Ship Free)
Added on : Tuesday January 07th 2014 11:00:02 AM
g: 0 Posted By: jessicadabears
Views: 1 Replies: 0 Lamps Plus January Sale: Up to 50% Off (Some Items Ship Free)

Notable Deals:
Teardrop 21-in. High Brushed Steel Table Lamp for $29.95 w/ Free Shipping

Possini Euro White Flower 19 1/2-in. Wide Pendant for $99.95 w/ Free Shipping
g: 0 Posted By: jessicadabears
Views: 257 Replies: 0 CHI Micro Ceramic Ironfor $45 w/ Free Shipping at myhabit.com (Amazon's Flash site).

Weighs only half the size of the original CHI flat iron
Only 7-in. long but still gives you 100% performance
Uses far infrared heat that penetrates the hair and straightens it from the inside out

May be returned within 14 days for a $3.99 return shipping fee in the U.S.
Beauty Deals

MYHABIT Coupons
1/04/14 All Tea 50% off at Cost Plus World Market.
Added on : Saturday January 04th 2014 04:00:03 AM
g: 0 Posted By: Watty
Views: 63 Replies: 0 For all of you tea fans, Cost Plus has tea half off today.

Prices valid 1/4/14. Offers good while supplies last. Prices and selection may vary by store and online. Select items available online. Items sold individually in store may be sold in sets online. CA: Items not available at Fairfield and Hillsdale Mall, San Mateo locations. Some items may not be available at Bridgepointe Shopping Center, San Mateo location. CO: Advertised prices are subject to state and local taxes, as well as all fees. LA: Items not available at Baton Rouge location. TX: Items not available at McKinney, Denton and Champions, Houston locations.


Cost Plus
The North Face Half Dome T-Shirt - Men's $11.93 fs to store option @ REI
Added on : Thursday January 02nd 2014 07:00:05 PM
g: 1 Posted By: sylwiawasowicz
Views: 303 Replies: 0 the north face Half Dome T-Shirt - Men's $11.93 fs to store option@REI
Clothing Deals

REI Coupons
Women's Rosie Slouch Bootie, $9.99 (75% off) @ sears.com
Added on : Thursday January 02nd 2014 06:00:07 AM
g: 1 Posted By: MrLincoln
Views: 286 Replies: 1 Search Sears.com for "Rosie." Two styles/colors at this price, western and slouch. Sorry, link wouldn't work. Don't forget FW CB, and possible coupon below. FS with SYWR Max.

Online Only! Extra 25% OFF Womens and Kids Shoes with code SHOE25. Minimum purchase of $20.Offer ends 04-Jan-2014

Product DescriptionWomen's Rosie Black Fashion Slouch Bootie Softens a Structured StyleThe Trend Report women's Rosie black fashion bootie is created with everything you love about Western boots but with contemporary touches that keep them current. Wear them with your jeans and a pointy, faux suede covered toe will peak out. Tuck in your jeans and show off the soft, slouchy upper. Add them as a finishing touch to a long skirt, straight or full, or go for the unexpected and pair them with short ruffled dress or jumper.The 1.5 inch heel on the women's Rosie black fashion bootie makes these boots super comfortable for walking, while the faux suede upper adds stain and water resistance that's superior to the natural version. You'll never run out of reasons to wear these cute ankle boots, regardless the weather.

Whether you're ready to do a little two step or just want some extra warmth in cold weather, the Trend Report women's Rosie black fashion bootie offers a stylish combination of traditional style and trend touches
Comes in women's 6 to 11, including with half sizes up to 9.5
Available in medium width only
The solid black boots features a slouchy shaft and pull tabs at the top
Pointed toe
Pull on ankle boots with lining
1.5 inch heel and faux suede upper
Care: Gently brush away dried dirt then spot clean with a damp cloth if necessary
Model number: DW315098


Link
Shoes Deals

Sears Coupons
g: 1 Posted By: ArtieLange
Views: 242 Replies: 1 Tac Force TF-705 Series Assisted Opening Folding Knife 4.5-Inch Closed $11.08 at Amazon free prime shipping.

http://www.amazon.com/Force-Assisted-Opening-Folding-4-5-Inch/dp/B00FOR2DTU/

4.5" Closed
Black Half Serrated Stainless Steel Blade
Black Aluminum Handle

Has excellent reviews
Sports & Outdoors Deals

Amazon Coupons
Half Life 2 for computer is only $2.49!!!
Added on : Wednesday January 01st 2014 04:00:10 PM
g: 0 Posted By: WhiteGuy
Views: 273 Replies: 0 half life 2 is only $2.49!!!
Video Games Deals
GUNS:Ruger 10/22 Takedown 22 LR SS/SYN $299+shipping+FFL@Larry's
Added on : Monday December 30th 2013 06:00:05 PM
g: 1 Posted By: m362w
Views: 190 Replies: 1 RUGER 10/22 LR Takedown in Stainless with Synthetic Stock for $299+shipping and FFL fee @ Larry's Pistol and Pawn http://pistolandpawn.com
Larry's

The 4.67 pound Ruger 10/22 Takedown is 37" long when assembled; each half is less than 20-1/4" when disassembled. Utilizing the standard 10/22 action, and provided with one ten-round rotary magazine, the Ruger 10/22 Takedown offers legendary 10/22 reliability in a new compact and portable package.

Shipping to FL was $17.00 from AL, if shipping is excessive to you try GrabAGun....they have it for $329.60 but ship firearms for a flat fee of $5.99.
GrabAGun

It's a nice little shooter, difficult to find sub-$300. Hat-tip to RandyBox who posted the mini-14 over at Larry's


Guns & Ammo Deals
Underwater Mortgage Options
Added on : Sunday December 29th 2013 11:00:05 AM
g: 0 Posted By: Benjamin75
Views: 56 Replies: 0 General info.

1st mortgage with PNC bank
balance $55,472
payment $742.74 (including tax/insurance)

2nd with Huntington bank
balance $33,311.51
payment 359.58

Totals
owe 88,784.12
payments 1,102.32

house is a duplex, built in 1922 in Ohio.
the county for tax purposes had valued the house for $97,800 before the market collapse, then the value dropped to $78,000. In 2012 the county raised it back to $98,700

i would like to move, my neighborhood has declined, and quite frankly, I don't like where I live. I could have a nicer apartment for half of what I pay now.

Currently, i bring home JUST enough to pay the mortgages and other debts (minimum payments) to be one of the working poor. Just barely enough left after bills for food & gas. Anything extra, or unexpected ends up on a credit card.

i was approached by PNC and told my mortgage was eligible for a HARP refinance, since the loan was owned my Freddie Mack. When they ran the numbers, I was told if I paid close to $700 up front, I could reduce my interest rate and lower my monthly payment by about $100. Since I didn't have $700 laying around! and it would take 7 months to even break even, I did not go further with it.

i approached Huntington about refinancing my loan with them. It has an interest rate of 10% and I had to have my mother co-sign for it. I was hoping to get her name off, and possibly a lower rate. Huntington surprised me, by telling me I may be able to get one new mortgage from them, that payed off both of my loans, put it all in my name alone, and would save me $100-$300 per month depending on the interest rate.

Huntington paid for an appraisal, and it came back at $60,000.
Huntington isn't offering to do anything for me now.

from what I've read, I'm not eligible for any of the modification programs because Huntington isn't a participating bank of HAMP, and because I have a co-signer.

so do I have any options?

Short sale: doubtful Huntington would agree to take what little money was left after PNC took their money. Seems they'd rather go after my retired mother.

Walk Away/Foreclosure: ruin my credit, Huntington still pursue me; ruin my mothers credit and have her pursued also.


Real Estate Deals
nordstrom.com Men's Half yearly sale + free shipping
Added on : Saturday December 28th 2013 06:00:03 AM
g: 0 Posted By: DaysFan
Views: 221 Replies: 0 http://shop.nordstrom.com/c/all-mens-sale?origin=header-left-promo


Half-Yearly Sale for Men!
Our policy is simple: We'll ship almost anything on our site to anywhere in the United Stateseven Alaska and Hawaiifor free. No minimums. No kidding.


http://shop.nordstrom.com



Clothing Deals

Nordstrom Coupons
Half Price Books 20% off B&M 12/26-12/30
Added on : Wednesday December 25th 2013 07:00:04 PM
g: 0 Posted By: tlaxson
Views: 166 Replies: 0 Half Price Books offers 20% off store wide 12/26/13-12/30/13. Excludes fiction cards, in store only. No coupon required.

Half Price sells used books, music, movies, etc, and a mix of some new stock. Most stock is at half or more off list.

Find your local store at: http://www.hpb.com/stores/
Books & Magazines Deals
costco.com: Sketchers Woman's Running Shoes $29.99 FS
Added on : Wednesday December 25th 2013 08:00:04 AM
g: 0 Posted By: horizon6
Views: 214 Replies: 0 Skechers Ladies' Flex Fit Running Shoe
Smooth Leather Upper and Perforated Leather Panels at Front and Heel Panel
TurquoiseorCharcoal
Price 29.99
Shipping & Handling: $0.00
Score major points for sporty style and flexible comfort in the Skechers Flex Fit Free Throw shoe. Smooth leather and mesh fabric upper in a lace up athletic casual walking and training sneaker with stitching and overlay accents.

Features:
Smooth leather upper
Lightly textured mesh fabric panels at front and side for cooling effect
Stitching accents
Contrast colored side mesh panels add a pop of color
Side S logo
Side overlays add lightweight stability
Perforated leather panels at front and heel panel
Lace up front
Padded collar and tongue
Soft fabric shoe lining
Cushioned comfort insole
Flex Sole design for lightweight shock absorption and responsive flexibility
Built in heel
Super flexible rubber traction outsole
Made in China

Content:
Leather Upper
Textured Mesh Fabric Panels
Rubber Flex Sole

Sizing:
6-11
Half sizes available

Care Instructions:
Wipe with a damp cloth. Mild soap is ok.







Compare here
Shoes Deals
Taxes on a shared property
Added on : Wednesday December 25th 2013 07:00:12 AM
g: 0 Posted By: ankitgu
Views: 24 Replies: 0 I got a condo this year and started renting 1 of the 2 rooms (one is for myself). I'll have collected 6 months of rent for 2013 and the rent covers just over half of the regular expenses.

I have a few questions to help me begin thinking about how I'll handle my taxes. My goal is to have taxes filed pretty early on in the new year.

1) Which tax forms should I start looking at for this?
2)Will this be classified as personal property, or maybe the room and shared areas are rental areas? Any general idea would be helpful.
3) When I bought the place this year, it required significant renovations. At the end of it, 1/3rd of the final cost was in renovations and 2/3 was in the actual condo purchase price. Any idea if I can write off parts of the renovations, which were cash expenses towards fixing the place, which made it rentable? (I did things like replace flooring, countertops, fix holes in the walls, new toilets, all the appliances, labor to refinish cabinets, etc.)

I do intend on continuing to rent out the place through 2013. I'm anticipating maybe 9 months of rent payments in case that matters.
Personal Finance Deals
Half Off Select Kindle Accessories @ Amazon.com via Free AmazonLocal Coupon
Added on : Wednesday December 25th 2013 12:00:03 AM
g: 0 Posted By: fivetalents
Views: 189 Replies: 0 Free Coupon for Half Off SelectKindle Accessories, up to $50 off, at Amaz on.com with free AL coupon(click on the red "Apply Code" button then wait for email confirmation before shopping). Many of the qualifying accessories are already on sale. Prime/FSSS applies.

---------------------

Play with, work on, and enjoy your Kindle tablet or e-reader with today's deal from the Kindle Accessories Store. Including everything from colorful leather cases to protective sleeves, mini speakers, and more. These Amaz on and Made for Kindle accessories will totally enhance your experience.

Coupon for half off select Kindle accessories
Fantastic variety of accessory options to fit your favorite Kindle tablet or e-reader
Helps personalize and customize your experience

What You Need to Know:

This coupon will be automatically applied to your Amaz on.com account; please do not place your Kindle Accessories order until you have received an e-mail from Amaz on Local confirming that your coupon has been applied. The credit may not apply to orders placed on Amaz on.com prior to the receipt of this confirmation
Coupon will expire if not used toward a qualifying purchase of select Kindle accessories in the Kindle Accessories Store by 11:59 P.M. PST on January 4, 2014
Coupon is only valid for select Kindle accessories listed hereand identified as "Ships from and sold by Amaz on.com" or "Ships from and sold by Amaz on Digital Services" and does not apply to products sold by other sellers
Coupon is valid for a 50% discount on your order total (up to the first $100 spent) for qualifying Kindle accessories on Amaz on.com; your order total can be over $100, but the maximum discount is $50. Customer will be responsible for payment to Amaz on.com of final order total after discount, plus applicable taxes and shipping charges
Coupon is not redeemable for any other types of merchandise sold at Amaz on.com or items not shipped from and sold by Amaz on.com or Amaz on Digital Services
Limit 1 coupon per customer; limited quantities available
If you return any of the promotion items, your promotional discount will be subtracted from your return credit
Orders are eligible for Prime and Super Saver Shipping
Ships only to U.S. addresses
Coupon cannot be applied to previous orders or combined in one order with any other offer, sale, or close-out
Void where prohibited; Amaz on.com reserves the right to modify or cancel the offer at any time
Amaz on.com account with valid credit card required to get this coupon
Available for use immediately after claiming coupon and receiving email

Tablet Accessories Deals

Amazon Coupons
Valve Complete Pack - $20 AC - Green Man Gaming - coupon exp Jan 6
Added on : Tuesday December 24th 2013 05:00:07 PM
g: 0 Posted By: Hoogineer
Views: 113 Replies: 0 GMG Link

Regularly $100. 75% off makes it $25. Use voucher code[l=GMG20-ZB5D1-93X49]http://mtrace.greenmangaming.com/u/nrd.php?p=MymaYz5f3T_426758_296197_958_481[/l](exp Jan 6, 2014) to take off an additional 25%.

Currently $50 on Steam. Might go 75% off during the Winter Sale. Maybe 80% (which would be the same price), but who knows.

This pack contains:

Counter-Strike
Team Fortress Classic
Day of Defeat
Deathmatch Classic
Half-Life: Opposing Force
Ricochet
Half-Life
Counter-Strike: Condition Zero
Half-Life: Blue Shift
Half-Life 2
Counter-Strike: Source
Half-Life: Source
Day of Defeat: Source
Half-Life 2: Deathmatch
Half-Life 2: Lost Coast
Half-Life 2: Episode One
Half-Life Deathmatch: Source
Left 4 Dead
Half-Life 2: Episode Two
Team Fortress 2
Portal
Left 4 Dead 2
Portal 2
Counter-Strike: Global Offensive

Video Games Deals
Sonic the Hedgehog 2 (Android, released 12/20) $0.99 (was $2.99) on Play
Added on : Tuesday December 24th 2013 12:00:02 PM
g: 0 Posted By: UPdownLoAD
Views: 277 Replies: 0 Linky

One of the greatest adventures of all time re-mastered for mobile devices!Speed back in time and discover the game that first united Sonic the Hedgehog with his amazing flying sidekick Miles Tails Prower. Run through high speed levels packed with enemies and hazards as you zoom along loop de loops in your mission to destroy the devious Dr. Eggman. This definitive version has been fully built from the ground up for mobile devices, featuring re-mastered graphics and audio, and all new game content.
A CLASSIC ADVENTURE
Race as Sonic and Tails through high speed environments such as Casino Night and Chemical Plant. Destroy Dr. Eggman in epic boss battles or aim for the high score in Sonic 2s iconic half pipe Special Stage.
EXCLUSIVE NEW CONTENT
An all new Boss Attack mode challenges the player to defeat all of the games devious bosses in one run. Additionally choose to play the game as Knuckles in addition to Sonic and Tails.
EXCLUSIVE NEW LEVELS
For the first time ever explore the mysterious Hidden Palace Zone. These lost levels feature undiscovered enemies, new hazards and a climatic showdown with Dr. Eggman.
Apps Deals
g: 2 Posted By: 116sloppyjoe116
Views: 271 Replies: 0 Link

$54.00
10% off with promo codeMASTERPASSwith MasterPass checkout
Free Shipping

Almost half the price of the retail at Wallyworld; a great entry tablet that keeps your wallet fat
Android Tablets Deals

Newegg Coupons
Sears 50% off Recliners, Sofa and more
Added on : Tuesday December 24th 2013 09:00:06 AM
g: 0 Posted By: lonelyaccountant
Views: 273 Replies: 0 this is a great holiday deal for those Christmas shoppers who wish to buy furniture for the
Christmas holiday. half off at Sears stores. expires 12/29/13
Furniture Deals

Sears Coupons
Financial (Debt) Advice for a New Home Owner
Added on : Tuesday December 24th 2013 05:00:08 AM
g: 0 Posted By: dbess2013
Views: 60 Replies: 0 Hi all,

I am a long-time lurker, first-time poster; love your advice on this part of the forum and after lurking for quite awhile, I figured I would post and see what ideas I can get about my financial situation which has been a little hairy since my house purchase. The basic story here is that I purchased a foreclosure home that was "too good of a deal" to pass up. Indeed, it still is a great deal but I was burned by the bank in regards to obtaining "fixer-upper" funds. I was told by my originator that upon purchase, I would be able to borrow under a second mortgage right out of the gate which turned out to be entirely untrue due to the grant I received which will be forgiven in two years. Lesson learned.

The home upon purchase was listed for $50k at auction, I placed a bid at $45k with theseller paying closing costs (truly paying, not rolling into the loan).I was then able to obtain a 10k state grant for downpayment assistance since it was a vacant home which leaves me with a total mortgage of about 34k. The first valuation came in at 78k prior to my repairs. Judging by the area and what I've been told by a couple realtor friends, they believe it would fetch about 120-125k in today's market.

The good side is that its a great place with a huge yard in a city which doesn't usually have both of those attributes. It's an up and coming area so the value will likely rise pending on the market. The bad side is that since I was unable to get a second mortgage for repairs, I now am saddled with some debt that came from necessary repairs to make it liveable.

Current Debt:
Credit Card: 5k @ 15.9%.
Lowes Credit Card: 6k @ 5.99%
401K Loan: 6K @ 2% or so(to myself)

I've always been an anti-debt kind of person and I would really like to jump out of this hole ASAP. It was a seize the moment type purchase which may or may not have been a good idea given my hate of debt. My current plan is to try for a balance transfer card with 0% for 18 months and then add a second mortgage after the grant is forgiven in 07/2015 or the Penfed Promise for the 3.9% for life balance transfer and forget the mortgage. I'm unsure if I'll be approved for the Penfed as my credit score after all this house buying and whatnot is at about 730 (previously 770).

Of course, the ideal situation would have been to have cash to do these repairs and I am half-way kicking myself for doing it. On the flipside, I'm paying far less even with the high interest debt than I was renting.

Anyone have any other ideas for paying less interest with what I have going on?
Personal Finance Deals
g: 0 Posted By: ArtieLange
Views: 72 Replies: 0 Newegg has the Lite-On 24X SATA DVD Burner (iHAS124-04) for a low $14.99 Free Shipping after Coupon Code: "EMCYTZT5282"

http://www.newegg.com/Product/Product.aspx?Item=N82E16827106289&Tpk=N82E16827106289

This Lite-On 24X iHAS124 drive writes 4.7GB of data in about five and a half minutes to DVD+R, and supports all DVD formats. Intelligent features such as a 2 MB buffer, Smart-Burn buffer under-run protection, and Smart-Write dynamic calibration of write speed work together to ensure that you get accurate, working copies every time, instead of wasting disc blanks on failed write attempts.Playback is just as reliable with Smart-X technology for smooth, stable Audio CD, VCD, and DVD playback and data extraction. This high-performance SATA drive supports Microsoft Windows 2000, XP, and Vista. Using dual-layer burning, you'll be able to store 8.5 GB of data, photos, music, or games on one dual-layer disc.
$170k income, but 21yo and self-employed. How can I get a mortgage?
Added on : Sunday December 22nd 2013 12:00:05 PM
g: 1 Posted By: younginquisitive
Views: 152 Replies: 4 I started an online business several years back selling clothes, screenprinted graphic shirts and the like. I've never had a traditional job. Things are going steadily. I've been living in an apartment costing $1,000/month for the last year and a half and feel like I'm ready for a house (or townhome), in part because I need the extra space. In this area, most of the ones that I was looking at were around the $300k range, which would mean a mortgage of around $1,500-$1,800 a month. I've been reading the forum extensively, but I feel like my age and self-employed status makes for a trickier case than most of what I've read.

Any information on whether I could be approved for a mortgage/what I would need to do to ready my accounts for the underwriting process would be greatly appreciated.

Here's any information I think could be relevant:

2011 income was $45k, 2012 income was $170k, 2013 income looks like it will end up about $200k
I have $80k in savings and $80k in stocks that could be quickly liquidated
No one can co-sign for me, my family all has terrible credit
I have four personal credit cards and two business ones, all paid in full every month
My oldest account is 2 yrs 7 months old, the average account age is 1 yr 3 months.
No debt at all, car was paid for in full, never went to college
CreditKarma score of 758

Any other information you might need, let me know. Getting a house has been the smart choice for a while now and I'd like to move forward with this in the near future. Even if I don't know what I'm doing yet, I thought it was time to come forward so that I at least knew the right resources to seek or the right questions to be asking.

Thank you for your time.
Real Estate Deals
g: 0 Posted By: remick
Views: 196 Replies: 0 http://www.amazon.com/dp/B00C4N9QY2

4.3 out of 5 stars (22 customer reviews)

Fully illustrated descriptions introduce knitting needles, yarn, and accessories
Detailed, step-by-step sequences illustrate basic stitches and skills
In-depth skill workshops teach techniques needed to complete 10 attractive projects
Knitting is presently enjoying a renaissance. Around the world, people young and old are discovering--or rediscovering--the joy of working with needles and yarn. Basic Knitting serves as a comprehensive introduction to the fundamental skills you will need to master in order to become a knitter. The focus of the first half of the book is on detailed, step-by-step text and photo sequences that will teach you how to execute the basic stitches and techniques of knitting. The second half of the book teaches you how to apply these basic skills when completing actual projects.

Welcome to Our Home - Knit and Crochet Ideas from Red Heart [Kindle Edition]
http://www.amazon.com/gp/product/B00GMLLXH0

The Best of the Midwest STITCHES Fashion Show: 7 Inspiring Free Shawl Patterns, Knit Tops & More [Kindle Edition]
http://www.amazon.com/Best-Midwest-STITCHES-Fashion-Show-ebook/dp/B00FJ591N8

Plymouth Encore Worsted Colorspun Yarn Knitting Pattern F228 Kids Slipper Socks (I Want To Knit) [Kindle Edition]
http://www.amazon.com/Plymouth-Worsted-Colorspun-Knitting-ebook/dp/B00AGB36U4

Plymouth Encore Worsted Colorspun Yarn Knitting Pattern F286 My First Baby Blanket (I Want To Knit) [Kindle Edition]
http://www.amazon.com/Plymouth-Worsted-Colorspun-Knitting-ebook/dp/B00ADAXU7C
Books Deals

Amazon Coupons
Retirement crisis based upon financial paralysis
Added on : Sunday December 22nd 2013 09:00:06 AM
g: 0 Posted By: iseetrails
Views: 66 Replies: 0 Issue: I believe that I have become afraid of the market and cant make rational choices regarding my retirement anymore.

Short background: age: 44, self-employed, California, 90,000 gross income with approx. 50,000 take home after all taxes and business expenses. In 1998, I started taking active management in my 401k accounts and promptly lost half of my balance at the time in the tech crunch. In 2007, I broadened my investment approach to commodities and lost quite a bit more. Since then, I have drifted more and more toward cash or cash equivalents as I become more risk adverse.

Goal: to contribute approx. 15% of salary a year to retire accounts with annual returns of approx. 8 to 10%. Current balance is approx. $200,000.

Problems: assets are spread across four retirement accounts and difficult to track. Allocation is currently $100,000 in stocks and $100,000 in cash or cash equivalents. Need to get money from earning nothing in cash items without entering market all at one time. Need to regain confidence in self as investor.

Question: has anyone had similar situation where they got past investing fears on their own; or should I find someone else to manage my money? I dont want to pay a 1 or 2% fee but it is currently more attractive than my inaction in investing. I am also stuck with how quickly you can reinvest 50% of the value of the portfolio back into stocks without buying at wrong time. Is 5 or 10% per month a safe rate to re-enter?

If the cash is just sitting in retirement accounts; is there any reason to contribute any more to retirement accounts at this point or just pay down mortgage until all 401k money is invested? The idea of having my mortgage paid off before retirement has a strong emotional attraction that I am not sure is the best use of the money. I have no other debt and enough emergency cash.
Personal Finance Deals
At Virgin Mobile ZTE Awe $50 (half off)
Added on : Friday December 20th 2013 05:00:05 PM
g: 0 Posted By: Talki
Views: 208 Replies: 1 http://www.virginmobileusa.com/shop/cell-phones/awe-phone/features/

Featuring a bright 4-inch IPS touchscreen display,
5MP camera with flash and video capture,
and a front-facing camera for video chat,
Awe has everything you need to stay social.

Bought one at Target in Black Friday for $20 and it's great.
(the time hackers got all credit card info of 20 million customers like me)
Cell Phones Deals

Virgin Mobile Coupons
Life on the Mississippi [Kindle Edition] Free by Mark Twain
Added on : Friday December 20th 2013 03:00:03 AM
g: 2 Posted By: ArtieLange
Views: 201 Replies: 2 Review:
Memoir of the steamboat era on the Mississippi River before the American Civil War by Mark Twain, published in 1883. The book begins with a brief history of the river from its discovery by Hernando de Soto in 1541. Chapters 4-22 describe Twain's career as a Mississippi steamboat pilot, the fulfillment of a childhood dream. The second half of Life on the Mississippi tells of Twain's return, many years after, to travel the river from St. Louis to New Orleans. By then the competition from railroads had made steamboats passe, in spite of improvements in navigation and boat construction. Twain sees new, large cities on the river, and records his observations on greed, gullibility, tragedy, and bad architecture. -- The Merriam-Webster Encyclopedia of Literature

http://www.amazon.com/Life-Mississippi-Mark-Twain/dp/1613825048/ref=sr_1_1?ie=UTF8&qid=1387546559&sr=8-1&keywords=Life+on+the+Mississippi
Books Deals

Amazon Coupons
$12.47(50% off) Power Kit in Asphalt for NOOK HD and NOOK HD+
Added on : Wednesday December 18th 2013 10:00:10 AM
g: 1 Posted By: disconnected
Views: 213 Replies: 1 note this is for Nook HD and HD+

looks like it's half off regular price.. and the cable alone is ~15$ normally..

http://www.barnesandnoble.com/p/power-kit-in-asphalt-for-nook-hd-and-nook-hd/26319354?ean=9780594481904


Tablet Accessories Deals
Refurb Dyson DC39 Animal Canister Vacuum - $199.99 shipped at Frys.com
Added on : Tuesday December 17th 2013 02:00:07 PM
g: 0 Posted By: scottxmso
Views: 54 Replies: 0 Fry's Electronics is offering a refurbished Dyson DC39 Animal canister vacuum cleaner for $199.99. They offer free ground shipping in the US (for all orders $23 and up), and there's no sales tax if your state doesn't have a Fry's location.Link

Amazon page for this Dyson model.This particular model still retails for $400-500 new, so this isn't a bad deal if you're looking for one. It had been offered before at Frys.com; I did find a previous post from about a month and a half ago about this same $200 deal, except the link was outdated and didn't work. And I think there was at least one vendor who had a refurb Dyson sale on BF...I think the DC39s were $220 or so. These refurbs seem to go for around $300 or so on Overstock and other places, so this is probably around $100 cheaper than what you'd pay elsewhere.

It's a pretty small and bagless canister vacuum cleaner, I think intended mainly for apartments and other small spaces. I ordered one and live in a tiny apartment, so hopefully it will complement it well. This model was released back in 2011, and I suppose still relatively "high-end" (for a canister model). Reviews on Amazon look generally decent, and there aren't *too* many 1-star reviews that might indicate widespread reliability problems or etc with the device.

Also, note that the warranty is (as far as I know) 6 months long, instead of Dyson's 5-year warranty when bought new. Anyone able to comment on the long-term durability/quality of Dyson vacuums, or have anyone been able to get a longer warranty for their refurbished Dyson? Any success with getting Squaretrade or the like to offer an extended warranty for one? Squaretrade apparently offers warranties for vacuum cleaners...and says "we don't warranty used items", but maybe they would be fine with refurbs bought from Fry's. Do these Dysons tend to be pretty solid, or might there be a reason to avoid these?

I know some folks don't see even a $200 vacuum cleaner as a good deal, especially when it's a tiny one. But there are people who do see value in a high-end vacuum cleaner for whatever reason, and they're probably the people who would be interested in this deal. This is a product that normally retails for $500 (even today), being offered for $200 refurbished, which is a relatively decent deal. So I hope replies avoid criticizing this solely on it being a "$500 vacuum cleaner". Thanks
Appliance Deals
Mangrates.com - HALF OFF everything in time for Christmas!
Added on : Tuesday December 17th 2013 10:00:08 AM
g: 1 Posted By: Technologist
Views: 155 Replies: 0 Last minute slackers!
Now that we have your attention....If you still need to get the perfect gift, ManGrate is cutting the cost on all grates and brushes to half off!!! This is a limited time offer. You need to order by midnight, December 18th, so there's time to deliver to Santa and be under the tree by Christmas morning.

All of us at ManGrate wish you a very Merry Christmas and overall Grate Holiday Season. Here's to a kick-butt new year and lots of grilling. Thanks for being part of the ManGrate family.

Click the code below to order.
Coupon Code: HOLIDAY13

Season's Gratings!
------------------------- end of their email commercial ------------
www.mangrates.com
code HOLIDAY13 gets you 50% off.

Multiple threads on these, I have (and love) these. Do your due diligence... but if you have been waiting for another code, now is the time.

My previous FW thread about these:
http://www.fullofdeals.com/forums/expired-deals/1317571/
Home & Garden Deals
2-Pack Neoprene Winter Half-Face Ski Mask $9.99 w/FS @ Tanga
Added on : Monday December 16th 2013 05:00:04 AM
g: 0 Posted By: ctgolfer
Views: 73 Replies: 0 www.tanga.com/deals/69a1c076229c/2-pak-neoprene-winter-half-face...
Clothing Deals

Tanga Coupons
g: 2 Posted By: remick
Views: 282 Replies: 1 http://www.amazon.com/Basic-Crocheting-Skills-Started-Basics-ebook/dp/B004Z1OAO2

Fundamental skills and stitches, such as the chain stitch, slip stitch, and single, half double, and double crochet
Techniques include creating an integral fringe, crocheting in the round, and filet crocheting
Create a shadowbox pillow, basketweave blanket, bunny basket, child's cap and mittens, openwork placemats, woven shoulder bag, and more
A heavily illustrated introduction to the skills you need to become a crocheter, Basic Crocheting begins with the yarn, hooks, and other tools you need to get started, and then moves on to cover the skills you need to make a wide variety of home accessories and wearables. Detailed instructions for every step of each project are supplemented with helpful photographs and illustrations.


Also Free at the time of posting:

Slouchy Hat Crochet Pattern [Kindle Edition]
http://www.amazon.com/gp/product/B00C1OPUV

Pink Little Lady Amigurumi Crochet Pattern [Kindle Edition]
http://www.amazon.com/Little-Amigurumi-Crochet-Pattern-ebook/dp/B00394DSLW

Welcome to Our Home - Knit and Crochet Ideas from Red Heart [Kindle Edition]
http://www.amazon.com/Welcome-Our-Home-Crochet-Ideas-ebook/dp/B00GMLLXH0

Lion Brand's New Fall Collection: 15 Free Crochet Scarf Patterns, Afghan Patterns, and More [Kindle Edition]
http://www.amazon.com/Lion-Brands-New-Fall-Collection-ebook/dp/B00FW2WZMM

12 Halloween Crafts to Crochet: DIY Home Decor, Halloween Costume Ideas, and More [Kindle Edition]
http://www.amazon.com/12-Halloween-Crafts-Crochet-ebook/dp/B00F2RWP1S
Books Deals

Amazon Coupons
Ridge Boots on ebay daily deal $45
Added on : Sunday December 15th 2013 07:00:10 AM
g: 0 Posted By: fherny
Views: 164 Replies: 0 they have the ridge boots for $45 on eBay daily deal! it's Half OFF.

Click Here
Shoes Deals
NIKE $25 E-Gift Cards for half price at 500 points at MyCokeRewards
Added on : Saturday December 14th 2013 04:00:03 PM
g: 1 Posted By: nuggy
Views: 155 Replies: 1 Just went there and searched NIKE.....

Low and behold the $25 cards were going for 500 points......

Had enough for 2......

Stacked them at the Nike Store and my son will be getting some new customized Lebron's for $50 off......

Thank you Coke and Nike.....
Clothing Deals

Nike Coupons
od coupon $10 off $30 expiring 12/14/13 thru facebook (in-store only)
Added on : Saturday December 14th 2013 04:00:02 PM
g: 0 Posted By: bestbuy1115
Views: 79 Replies: 1 Offer from Office Depot$10 off $30 at Office Depot to help us get to half a million fans! Coupon Code: 37115488Were nearly at half a million Facebook fans! As a thank you, were offering $10 off $30 through 12/14.Valid in-store only. Must present this original coupon (photocopies/reproductions not valid) to cashier at time of purchase. Cannot be combined with Store Purchasing or Procurement Cards. Cannot be used as an account payment. Not valid for purchases: 1) made in Office Depot convenience/clearance/closing stores; 2) of Gift Cards; 3) of any technology or consumer electronic products and accessories or media and software products; 4) of performance protection plans; 5) of postage or mailing/shipping services; 6) of HP ink or toner; 7) of Epson ink; 8) of Tech Depot Services or third party services; or 9) premiums/free gifts with purchase. Coupon is good for one-time use only, is not transferable, is not for resale or auction and cannot be combined with other sales, offers or promotions. We reserve the right to limit quantities sold to each customer. No Cash Back. Void where prohibited. Limit 1 coupon per household/business. Coupon expires 12/14/2013. Coupon Code [CC] 37115488.

Expires Saturday, December 14, 2013.
Available in stores

Electronics Deals

Office Depot Coupons
health insurance solution?
Added on : Saturday December 14th 2013 03:00:06 PM
g: 0 Posted By: honorabledeadbeat
Views: 56 Replies: 1 Our insurance company dropped our coverage because our plan was "non-compliant" with Obamacare and our state regulator said they didn't have to grandfather/extend it.

A "Bronze" ACA plan would cost us $630/month without subsidies. I have no idea how much money I will make next year but I probably will not qualify for subsidies. Still, it is a nice feature of that plan to know that if you don't make any money, you get part of your health insurance paid for in the form of a tax credit!

That being said, my existing plan has the same deductible as a bronze ACA plan for HALF THE MONTHLY PREMIUM!

Anyway, my solution to obamacare is to prepay for temporary, non-obabacare health insurance for the first 3 months of the year, ($2 million per person coverage, $5k deductible) for only $250/month. Then in early March I'll sign up for Obamacare (afterall, they have to take us no matter what!). There's even a chance that obamacare implodes and more free market plans come online.

The key is to be off of temporary insurance when the open enrollment window closes. Only use it when it is open.

Can anyone find any faults to my plan? It will save me $1200 next year and theoretically be just as good as if I were covered all year by the Bronze plan.



Discussion Deals
Mt. Baldy, Southern CA 10 lift tickets for only $69! A $600 Value
Added on : Saturday December 14th 2013 01:00:04 PM
g: 1 Posted By: puggle
Views: 212 Replies: 1 Mt. Baldy, Southern CA 10 lift tickets for only $69! A $600 Value

Expire September 1, 2014. May buy Multiple Deals! Tickets will be mailed to you and arrive in 7-10 business days

You will receive: 4 Lift Tickets Valid Anytime with No Restrictions. 4 Lift Tickets Valid Mon-Fri Non Holiday. And 2 learn to ski or snowboard packages which includes a beginner ticket and group lesson valid anytime. Lift tickets can be used by anyone (10 different people could use the 10 tickets, kids or adults) and make great Christmas gifts!

http://halfpricesandiego.com/preview.php?dealID=64814
Restaurants & Entertainment Deals
Half-Life Complete $9.99 minus 20% off with coupon code GFDDEC20 at Gamefly
Added on : Saturday December 14th 2013 10:00:06 AM
g: -1 Posted By: ArtieLange
Views: 263 Replies: 1 This product installs and requires the Steam Client to play.

Half-Life Complete includes Half-Life, Half-Life 2, and all of the expansions for a discounted price!

Half-Life
Half-Life 2
Half-Life 2: Deathmatch
Half-Life 2: Episode One
Half-Life 2: Episode Two
Half-Life 2: Lost Coast
Half-Life: Blue Shift
Half-Life: Opposing Force
Half-Life: Source
Team Fortress Classic

Use coupon code GFDDEC20

My bad its at GameFly
Video Games Deals

GameFly Coupons
Half-Life Complete $9.99 minus 20% off with coupon code GFDDEC20
Added on : Saturday December 14th 2013 09:00:06 AM
g: 0 Posted By: ArtieLange
Views: 0 Replies: 0 This product installs and requires the Steam Client to play.

Half-Life Complete includes Half-Life, Half-Life 2, and all of the expansions for a discounted price!

Half-Life
Half-Life 2
Half-Life 2: Deathmatch
Half-Life 2: Episode One
Half-Life 2: Episode Two
Half-Life 2: Lost Coast
Half-Life: Blue Shift
Half-Life: Opposing Force
Half-Life: Source
Team Fortress Classic

Use coupon code GFDDEC20
g: 0 Posted By: Virgil27
Views: 326 Replies: 0 Columbia Men’s Electro Amp Jacket @ Columbia Sportswear - $187.49 after Coupon
compare at $347.48
Free Shipping!Need some warm winterwear? Columbia has this Columbia Men's Electro Amp Jacket for $160 off with free shipping. While it might not give you electric powers like Jamie Foxx in the upcoming Amazing Spider-Man movie, it will keep you warm for half off! 

Coupons
JACKETS50 - 50% off  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Clothing Deals

Columbia Sportswear Coupons
g: 0 Posted By: dealsgirl3
Views: 171 Replies: 0 Craftsman 3 pc. Pliers Set, Mini Box-Joint is currently a Hot Buy on Sears.com for $9.99 with free store pickup. This is half off their regular price of $19.99, and Shop Your Way Members can earn 300 points with this purchase.

Don't forget your FatWallet Cash Back, which is now 6% from Sears.com!

This versatile mini pliers set is perfect for those hard-to-reach precision jobs. These box-joint pliers feature durable carbon steel construction and comfortable soft-grip handles.
Set includes box-joint mini long nose pliers, box-joint mini diagonal cutter pliers and box-joint mini needle nose pliers.

This set has earned 4.5/5 Star reviews on Sears.com.

Description Item # 00945673000P Model # 45673
Tools Deals

Sears Coupons
sold company, received common stock and share price goes down?
Added on : Friday December 13th 2013 01:00:16 PM
g: 0 Posted By: vinouspleasure
Views: 169 Replies: 4 Hi,

I'm pondering this scenario, the numbers below are not real but are illustrative of a potential future scenario:

I'm offered $500k cash + $500k worth of listed stock for my company but I can't sell the stock for a couple of years:
- do I pay taxes on $1mm now? If so, let's call that $500k in taxes, so after tax, I'm at zero cash.
- let's say the stock loses half it's value after two years and I sell the stock for $250k.
- I have a long-term cap loss of $250k and I overpaid my taxes by $250k.
- Is there anyway to write off my loss at a rate greater than $3k per year? Is there any way for me to recover my $250k of taxes?
- If not, it looks like I sold the company for $1mm and walked away with $250k.

Investing Deals
g: -2 Posted By: DamnoIT
Views: 112 Replies: 1 http://www.cnbc.com/id/101272416
"Merchants first sued Visa and MasterCard in 2005, accusing the two companies of fixing the fees charged to merchants each time their customers used their credit or debit cards. They were accused also of preventing merchants from steering customers to cheaper forms of payments."

Stupid that they were amonopoly when Discover or Amex is anotheralternative. Sensing this is anther nail in the coffin for credit card CashBack incentives. Even if you don't use VISA MC much them offering it keeps it standard practice and well paying to the consumer. Lets see Verizon or AT&T get sued for thier cellphone dualoply why don't we. I guess you can still backdoor on thier networks with page plus or Straight Talk but still... On this I am sure the Lawyers are getting half anyway. he he he
BOGO 1/2 Off T-Shirts @ Tanga
Added on : Friday December 13th 2013 04:00:06 AM
g: 0 Posted By: ksenn
Views: 162 Replies: 0 Tanga is having a Buy One, Get One Half Off T-Shirt Salew/ coupon code BOGO. T-shirts are $9.99, so it costs $15 for two. There's a pretty good selection of shirts with some funny pop culture references. Good Christmas present potential. Also, shipping is free.
Clothing Deals

Tanga Coupons
g: 0 Posted By: bookieg
Views: 260 Replies: 0 Amazon.com has the Philips DC390/37 Dual-Docking 30-Pin iPod/iPhone/iPad Alarm Clock Speaker Dock for $56.99 . Over half off of the original price.

Play and charge your iPod/iPhone/iPad simultaneously with this dual-docking speaker dock.
Digital tuning with preset stations for extra, 10W RMS total output power convenience.
Dock any 30-pin iPod, iPhone, or iPad, even in its case. Also includes a MP3 link for portable music playback.
Gentle wake for a pleasant wake up. Aluminum cabinet for quality look and feel experience.
Auto clock synchronization with iPod/iPhone/iPad when docked.


Electronics Deals

Amazon Coupons
ifrogz and zagg BOGO headphones/earbuds Dec 12 and 13
Added on : Thursday December 12th 2013 01:00:05 PM
g: 0 Posted By: 4Rugal
Views: 273 Replies: 0 Just got an email from Zagg today. For the price of these headphones, it's probably worth the trial. Remember, if you buy two of these, then each are half the sales price. Free shipping two (pun intended) and FW CB 8%.

Original 39.99, now 16.99:iFrogz EarPollution Comfort Series 40 Black

Original 14.99, now 5.00:iFrogz Audio Skip Headphones
Headphones & Speakers Deals

ZAGG invisibleSHIELD Coupons
g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 40% OFF Brieftons Peeler and Julienne Slicer: Serrated Stainless Steel Vegetable/fruit Peeler & Slicer $11.97 + $4.93 S/H

http://www.amazon.com/Brieftons-Julienne-Peeler-Cutter-Slicer/dp...

Apply 40% OFF code TEWUW5BO

Cut prep time in half with the ultra sharp, serrated, stainless steel blades
Experience a 100% extra bite on vegetables and fruits with our innovative serrated blade design
Slice and peel vegetables/fruits easily in both direction, made possible with the dual action motion technology
Designed to last, and to hold easily and comfortably with 100% stainless steel bodies
Create restaurant quality presentations for fruits, salads and authentic Asian dishes

Buy One Get One Half Off ( 2 for $15 ) Graphic Tees with code w/FS @ Tanga
Added on : Wednesday December 11th 2013 05:00:05 AM
g: 0 Posted By: ctgolfer
Views: 177 Replies: 0 use promo code: BOGO to get 2 t-shirts for $15

free shipping

www.tanga.com/deals/bogo-2-for-1-t-shirt-sale
Clothing Deals

Tanga Coupons
g: 0 Posted By: puggle
Views: 137 Replies: 2 Deal Deck Book of San Diego, CA Deals
$12 for Over $500 in Savings at 52 Local Restaurants (Great Stocking Stuffer)
Voucher good through: December 13, 2014
http://halfpricesandiego.com/todays-deal.php?positionID=3758

http://www.thedealdeck.com/works.html

Restaurants & Entertainment Deals
Neoprene Black Thermal Fleece Half Face Mask $1.41 Amazon
Added on : Tuesday December 10th 2013 09:00:05 PM
g: 0 Posted By: nyuhipster
Views: 209 Replies: 2 http://www.amazon.com/Neoprene-Snowboard-Snowmobile-Balaclava-Skateboarding/dp/B005N3ASPG/
g: 1 Posted By: MISTERCHEAP
Views: 122 Replies: 0 http://www.amazon.com/Neoprene-Snowboard-Snowmobile-Balaclava-Sk...
Clothing Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 59 Replies: 0 use code: BOGO to get 2 graphic tees for $15

free shipping

www.lolshirts.com
SunTrust Access 3 Equity Line 1.99% through 1/2015
Added on : Monday December 09th 2013 11:00:08 AM
g: 0 Posted By: fatwallet21
Views: 0 Replies: 0 ~~Save with a SunTrust Access 3 Equity Line
No application fees, and as long as your account is kept open for at least three years, we will advance most, if not all, closing costs on your behalf.2
Interest may be tax-deductible3
Interest rate reductions for qualified SunTrust account holders4============ Gotchas========
- LOC has to remain open for 3 years
- Closing costs on $100K comes to ~$1K
- After Jan 2015, the interest rate goes up to 5.00 plus (it is prime plus margin and their margin is pretty higher) This is where the existing suntrust clients discounts come into picture
~~~~More savings for SunTrust clients
Existing SunTrust clients are eligible for up to 0.75% interest rate reduction off our standard rates for new and refinanced equity lines4. Discounts include:
0.25% interest rate reduction if you maintain a qualified SunTrust deposit account
0.25% interest rate reduction if you have a qualifying mortgage from SunTrust Mortgage, Inc.
0.25% interest rate reduction if payments on your equity loan are automatically deducted from a SunTrust checking, savings or money market account using SurePaySMhttps://www.suntrust.com/PersonalBanking/Loans/EquityLinesOfCreditAndLoans/EquityLineOfCredit
Star Wars R2-D2 Inflatable R/C $39.99 A/C w/FS @ Think Geek
Added on : Saturday December 07th 2013 08:00:06 AM
g: 1 Posted By: ctgolfer
Views: 230 Replies: 0 use code: HALFLING to get 50% off and code: GEMINIO for free shipping ( stacking works )

www.thinkgeek.com/product/ef87/
RC & Hobbies Deals

ThinkGeek Coupons
IRIS 9000 Bluetooth Speaker & Speakerphone $29.99 A/C w/FS @ Think Geek
Added on : Saturday December 07th 2013 08:00:05 AM
g: 0 Posted By: ctgolfer
Views: 214 Replies: 0 use code: HALFLING to get 50% off and code: GEMINIO for free shipping

www.thinkgeek.com/product/eb7d/
Headphones & Speakers Deals

ThinkGeek Coupons
g: 0 Posted By: canavja
Views: 174 Replies: 1 I just got an e-mail a half hour ago from Eddie Bauer with a $10 off certificate with no minimum purchase that ends tomorrow (12/8).
Subject was: Ends Tomorrow! Free $10. Our Gift to You.

If you're an infrequent customer of them, you may have gotten the promo too.

They have a promo code - GIFT - that gives 20% off your order as well.

I picked up a pair of socks for nothing (there doesn't seem to be much available on clearance/sale at the moment).




Rental home severely damaged by tenants Best steps to take?
Added on : Friday December 06th 2013 09:00:14 AM
g: 0 Posted By: Zan86
Views: 0 Replies: 0 Hello, I am posting this on behalf of my parents-in-law. They have a rental home in Colorado. The current tenants are on a month-to-month lease. Rent was due at the first of the month, which they did not pay. The tenants have avoided any contact by phone or stopping by and are not currently at the house. My parents-in-law went in there the other day because the dogs had been barking nonstop for like 24 hours, with the entry allowed per the lease agreement. They noticed that most of the tenant's possessions in the house had been moved out, and there was severe damage done. Parts of the house were remodeled prior to them moving in, which was over one year ago. There are numerous and large holes in the wall, the floors are scraped and looked trashed, the counters are in poor shape, it appears the unit has not been cleaned once in the past year. I believe the tenants had about 5 children under the age of 15. A best estimate of the damage in that brief visit when checking on the dogs looked in excess of $10,000.

I know a lot of people here have rental properties and possibly have come accoss the same situation. Does anyone have any advice on the next steps? My thoughts were to take them to small claims court, but attempting to "serve" them could be difficult and than actually getting them to pay could be another story. They gave a $1,600 deposit, but that would not be enough to cover the extent of the damage. They would not be able to rent out the house until the damage is fixed, which could potentially lead to foreclosure because they would be stuck with that mortgage paymentas well. Any help would be much appreciated!!
g: 0 Posted By: VegasVegan
Views: 224 Replies: 0 Big Sky Military Appreciation Weekend
Dec. 13 - 15
Big Sky, MT (near Bozeman)

Lift Ticket Discounts:
Free skiing for active duty or retired military with I.D. on Saturday and Sunday.
Half price lift tickets for immediate family with I.D. on Saturday and Sunday.

Lodging Discounts:
Lodging specials are valid the nights of December 13th and 14th. Contact Big Sky Central Reservations for the following lodging specials:
$135 Huntley First Class or Huntley Handicap Room
$145 Huntley Mountain View
$165 Huntley Loft
$255 3-bedroom Big Horn Condo

Other Discounts:
25% off lessons for military and family on Saturday and Sunday.
25% off basecamp activities for military and family on Saturday and Sunday with I.D.
50% off rentals for military and family on Saturday and Sunday.
Present I.D.s at the Snowsports School on the second level of the Snowcrest Lodge and for rentals at the Big Sky Ski Rental located on the first floor of the Snowcrest Lodge.

2013/2014 Lift Ticket Rates
Daily lift tickets access all of Big Sky Resort's 5,750 acres.
Age Group Full Day Rate Half Day Rate Adult (18-69) $99 $89 Senior (70+) $79 - Junior (11-17) $79 - College (with ID) $79 - Youth (6-10) $49 - Child (5 and under) Free Free

Restaurants & Entertainment Deals
Hot Wheels Carcade $49.99 Toys R Us
Added on : Thursday December 05th 2013 12:00:08 PM
g: 0 Posted By: emailjacqui
Views: 278 Replies: 0 Found this at half price. I know there was another post about it but I couldn't find it.
http://www.toysrus.com/product/index.jsp?productId=21637236&cp=&parentPage=search

Toys Deals
g: 2 Posted By: bittul
Views: 371 Replies: 2 Never bought from this seller before, so would appreciate the feedback from any other FWers that have.

Just saw this get posted on SD. Copied and pasted...

* All the "I"'s that follow are Biggerfool's, not mine

Biggerfool @ SD said:
We saved the best for last, we are taking 50% off--that is right, every item on this promo is half price with free shipping and no limits on how many you can purchase, while supplies last.

Starts with 40 different products...for every item sold out, we will add 2 more new items!

Products from brands like: Disney, Energizer, Pokemon, Targus, Polly Pocket, ZAGG, Scene It, Wella, Conair, Kaiser Bakeware, Price Pfister, Scosche, Johnson Brothers, Mattel, Taggies, Chestnut Hill Sound, Liz Claiborne, Bell, Moxie Girlz, and JustAir.

Get your Christmas shopping done and get a few things for yourself.

The code is CBW50OFF (stands for CyberWeek 50% off)

Since things are likely to sell out quickly, you can use this code over and over on the same account so you don't have to wait to order everything at once.

The trick? While there isn't any limits or boring legal speak, you have to find which items are discounted by adding items you like (sold by RunSkipShop of course) and trying the code at checkout.

We will get you started by giving links to a few...

http://www.amazon.com/gp/product/B000LLR9NE/
http://www.amazon.com/gp/product/B00000JZLB/
http://www.amazon.com/gp/product/B000IMW026/
http://www.amazon.com/gp/product/B0009KBHOO/
http://www.amazon.com/gp/product/B000EIKQRA/

The item must be sold by RunSkipShop for the coupon to work and it only works on some of their items. This company had slickdeals in the past without complaints that I can recall.

Upon searching I found a few more but everyone keep posting your finds so we can all snag them!

http://www.amazon.com/Targus-4-Port-Mobile-ACH111US-Black/dp/B00...
http://www.amazon.com/Hannah-Montana-Polycarbonate-DS-Case-Flowe...
http://www.amazon.com/Memorex-DCR5500-c-Disney-Electronics-Class...
http://www.amazon.com/Simpsons-Twenty-Questions-Electronic-Trivi...

I personally grabbed a few Targus hubs and 3 of the Simpsons 20q for stocking stuffers and the discount worked fine. I have to get back to work but I hope to place another order once you guys help me find more.
Toys Deals

Amazon Coupons
Free Kindle Book - The Testing by Joelle Charbonne (was $17.99)
Added on : Wednesday December 04th 2013 03:00:04 AM
g: 0 Posted By: remick
Views: 183 Replies: 0 http://www.amazon.com/Testing-Joelle-Charbonneau-ebook/dp/B008LQ1VGC

4.2 out of 5 stars with 174 reviews

Its graduation day for sixteen-year-old Malencia Vale, and the entire Five Lakes Colony (the former Great Lakes) is celebrating. All Cia can think abouthope foris whether shell be chosen for The Testing, a United Commonwealth program that selects the best and brightest new graduates to become possible leaders of the slowly revitalizing post-war civilization. When Cia is chosen, her father finally tells her about his own nightmarish half-memories of The Testing. Armed with his dire warnings (Cia, trust no one), she bravely heads off to Tosu City, far away from friends and family, perhaps forever. Danger, romanceand sheer terrorawait.


Books Deals

Amazon Coupons
Coin - credit card device to store all your cards half off ($50 + $5ship)
Added on : Wednesday December 04th 2013 03:00:03 AM
g: 0 Posted By: Shananigans
Views: 25 Replies: 0 Coinisa credit card-sized device that digitally stores up to eight credit, debit, gift, or membership cards, and lets you switch between them by pressing a circular button on its surface. You can then swipe the Coin in any conventional reader or ATM machine as if it were the original card itself. Looks like they are doing their own "Kickstarter" thing. Pay half price now (will go back up to $100 in 9 more days according to their website) and it ships in the Summer of 2014.

Here are a couple reviews I've found...

The Verge

CNet

Groupon $10 for $20 Johnny Carino's gift card - Texas/Colorado
Added on : Tuesday December 03rd 2013 10:00:02 AM
g: 0 Posted By: cblue
Views: 190 Replies: 0 This came up for Austin, TX - I checked where it was available and it looks like Texas and Colorado -
Link to Austin Groupon:half price Johnny Carinos
LInk to list of valid locations:locations
Gifts Deals

Groupon Coupons
g: 0 Posted By: noANANDforme
Views: 46 Replies: 0 Step 1)Boscov's Glass & Ceramic Bakeware Sale
Step 2) Scroll through and search for many items at half off.
Home & Garden Deals

Boscov's Coupons
g: 0 Posted By: NantucketSunrise
Views: 137 Replies: 0 My relative got an email about this yesterday, so I searched for this on FW and found a message about it in Hot Deals only - http://www.fullofdeals.com/forums/hot-deals/1319210/ - the poster of that thread, Mistercheap, says there that there is a placeholder threadin "drug" (I figured thatthis might mean theGrocery Coupons & Deals forum, which is half about drugstores anyway, and should be titled as such, but I digress), but I do not see a placeholder thread for this deal anywhere, except for the original Hot Deals thread.

If the mods want to delete my thread (the current one) as a duplicate, please cross-post Mistercheap's Hot Deals thread into the Grocery/Drug forum, so this discount day can be advertised here as well.

I tookmy senior citizen relativeto Walgreen's on the last senior discount day (it was the first time I'd heard oftheir senior discounts- I learned about it here on the Grocery/Drug forum) and, by also usingpaper coupons fromvarious sources,we saved her a lot of money on things that she buys anyway. I think we got $50 worth of stuff for $5 or something, even the cashier was impressed.

http://www.walgreens.com/topic/promotion/seniorday.jsp
Health & Beauty Deals
20% off all Restaurant "groupons" at HALFOFFDEPOT (in most major cities)
Added on : Monday December 02nd 2013 07:00:06 AM
g: 1 Posted By: MISTERCHEAP
Views: 173 Replies: 0 http://www.halfoffdepot.com/tampa

change to your local city, link goes to TAMPA

CYBERMONDAY20 is code
Gifts Deals
g: 8 Posted By: MrsF
Views: 2047 Replies: 17 DEAL SOLD OUT ALREADY - IT ONLY LASTED ABOUT 4 HOURS AFTER POSTING.

All-New Kindle Fire 7" Tablet, Now in HD7" HD Display, Wi-Fi, 8GB or 16GB
Regularly $169 - Today it is $119 - SAVE $50!
Our most affordable Kindle Firenow with a stunning HD display, faster processor, and longer battery life.

FREE SHIPPING!!

Experience movies, TV, and games, and more on a stunning HD display (216 ppi / 1280x800)
Fast 1.5GHz dual-core processorapps launch quickly, games and videos play smoothly
Create profiles and set time limits for children with Kindle FreeTime. Easy-to-use parental controls let everyone enjoy, worry-free
Ultra-fast web browsing over built-in Wi-Fi, plus updated e-mail and calendar support for Gmail, Outlook, and more
http://g-ecx.images-amazon.com/images/G/01/kindle/dp/2012/KT/pri... In addition to Free Two-Day Shipping, Prime members can stream tens of thousands of Prime Instant Video titles at no additional cost, over half of which can be downloaded to the latest generation of Kindle Fire tablets.


http://www.amazon.com/gp/product/B00C5W16B8/
Tablets & iPads Deals

Amazon Coupons
g: 1 Posted By: ktg
Views: 324 Replies: 2 Historically low price according to the camel site: Link

This is like one half of a hybrid hard drive--- the SSD half. You install it in a desktop PC running Windows 7, in conjunction with your existing hard drive, and it dramatically speeds boot time/program load times and some operations on frequently-used apps. And if it should die, your hard drive and data remain unscathed. It gave new life to my older Win 7 desktop.
SSD Deals

Amazon Coupons
g: 0 Posted By: LCH59
Views: 0 Replies: 0 Perfect gifts! Only $9.99 (regularly $39.99) for Zip N Go Pillows at Pacific Coast, with free shipping today only. Great gift for those "hard to buy for" people. I just purchased eight Zip N Go Pillows for $79.92 plus tax for my nephews and niece who are in their twenties and like to travel. Hurry before they sell out.

I've purchased several feather/down pillows from Pacific Coast and they are high quality. I expect the same quality from the Zip N Go Pillows.

FINAL SALE. While supplies last.
This unique pillow transforms from a luxurious everyday bed pillow into a handy travel pillow for perfect take-along comfort. Unzipped the pillow is a comfortable standard-size pillow. Fold the pillow in half and it easily zips to a compact travel-size pillow. Perfect for a long plane flight, in the hotel room and at home.

Made in the USA of imported materials.
https://www.pacificcoast.com/sale/clearance/all-clearance/zip-n-go-pillow#
Kmart - Objet D'Art Trinket Boxes $14.99 (regularly $29.99)
Added on : Monday December 02nd 2013 04:00:01 AM
g: 0 Posted By: NightSpirit
Views: 0 Replies: 0 Objet D'Art Boxes

All Objet D'Art Trinket boxes on sale. Over 200 designs of fancy enameled & embellished metal trinket boxes in cute & curious shapes from cats to classic cars to gargoyles & cathedrals all half price.
Amazon Kindle Fire HD - 7" Tablet - $119 for Cyber Monday!
Added on : Monday December 02nd 2013 12:00:04 AM
g: 0 Posted By: MrsF
Views: 210 Replies: 1 All-New Kindle Fire 7" Tablet, Now in HD7" HD Display, Wi-Fi, 8GB or 16GB
Regularly $169 - Today it is $119 - SAVE $50!
Our most affordable Kindle Firenow with a stunning HD display, faster processor, and longer battery life.

FREE SHIPPING!!

Experience movies, TV, and games, and more on a stunning HD display (216 ppi / 1280x800)
Fast 1.5GHz dual-core processorapps launch quickly, games and videos play smoothly
Create profiles and set time limits for children with Kindle FreeTime. Easy-to-use parental controls let everyone enjoy, worry-free
Ultra-fast web browsing over built-in Wi-Fi, plus updated e-mail and calendar support for Gmail, Outlook, and more
http://g-ecx.images-amazon.com/images/G/01/kindle/dp/2012/KT/pri... In addition to Free Two-Day Shipping, Prime members can stream tens of thousands of Prime Instant Video titles at no additional cost, over half of which can be downloaded to the latest generation of Kindle Fire tablets.


http://www.amazon.com/gp/product/B00C5W16B8/
Tablets & iPads Deals

Amazon Coupons
UGG up to 70% off
Added on : Sunday December 01st 2013 07:00:15 PM
g: 0 Posted By: freemasweet
Views: 314 Replies: 0 Up to 70% off on UGG boots and shoes from an authorized dealer (so you know they're no fakes Just got my self an awesome pair for amazing price, plus the shipping is free, and there was no tax (for NY at least). Also as I was in the process of purchasing it for 40% off they just dropped the price in that very moment even more to 56%, so I got UGG Baroness that are normally $160 for as little as $69.99! Super happy about it so I'm sharing here to pass it on. I believe this is black friday/cyber monday deal so you may wanna act fast.
BTW many of them don't come in half sizes, but I read that UGGs are bit bigger so it's suggested to get half size down.

UGGs up to 70% offat www.6pm.com
Shoes Deals

6PM Coupons
50% off and free shipping at oneillclothing.com
Added on : Sunday December 01st 2013 02:00:02 AM
g: 0 Posted By: aerotive
Views: 112 Replies: 0 www.oneillclothing.com

Use coupon code BLACKFRIDAY to get half off. Ground shipping is free.
Clothing Deals
House sale fell through -being sued -update-Is this finally the end??
Added on : Saturday November 30th 2013 06:00:09 PM
g: 0 Posted By: ditchqueen
Views: 67 Replies: 0 Orginal Post


UPDATED - After themediator found in my ex's favor and theseller decided to bring it toa higher court , the mortgage company hired a lawyer as did my ex. From what I understand the trial was a crap show. Half way through, the seller (whom is a lawyer), called his realtor to the stand to testify, only for the presiding judge to realize was that he was currently selling his house, with her as a realtor! The judge thanrecused himself, but my ex's lawyer requested that the trial resume from the end of the current one, since the trail was video taped.

A month later the trial resumed with a new judge whom viewed the video of the prior trial, this way the seller could not be more prepared etc from the last trial. My ex Got the decision a few weeks ago and the judge ruled in favor of my ex.! The judge basically said that even though it is unfortunate that the deal fell through the contract did not state that my ex would pay for any repairs so he is not responsible for them.

Also, come to find out my ex never really released the $1500 deposit. he has sent a copy of the decision along with a certified letter requesting the deposit and has not heard back. He is waiting a few more days and then contacting his lawyer. the seller has threatened to take the case to the supreme court! If this happens my ex is going to see if he an file a complaint with the bar association for him bringing a frivolous lawsuit forth (not sure)



Real Estate Deals
Select Wii U games Half Off +buy 1 get 40% off 2nd at TRU
Added on : Saturday November 30th 2013 05:00:05 PM
g: 0 Posted By: kzookid
Views: 332 Replies: 0 TRU WiiU games link

don't forget to sign in with Shoprunner.

With both games they took off half of shipping, but found one game in stock at a store near me. I chose the one game to pick up but then got free shipping for the other. (YMMV)
Video Games Deals
50% off BF sale. AIDA64 software, better than Belarc Advisor
Added on : Friday November 29th 2013 01:00:08 PM
g: 0 Posted By: fkebay
Views: 225 Replies: 0 AIDA64 BF sale. 50% off. Regular $39.99 for a 1 year license, now half off.
Up to a 3 year license, regular $79.99, for half off.

BF Coupon Code: BLACK2013

Honestly I like/use both AIDA64 and Belarc Advisor.
But since more people might be familiar with Belarc Advisor, I threw that into the title to give folks an idea of what AIDA64 is.

AIDA64 tells you almost EVERY possible detail about your computer.

It goes into extreme detail too. Monitors over 250 sensor readings about your computer. Temperature, voltages, and more.

Example: Want to know what memory is in your PC. It can tell you about each module, in each DIMM slot. Info such as: speed, latency, manufacturer. Even the serial number of each DIMM module.

Example 2: The CPU. The temperature of each core. The temp of each hard dive.

Plus Stress Testing, benchmarks and much, much more!

link
BF Coupon Code: BLACK2013

AIDA64 Extreme is a streamlined Windows diagnostic and benchmarking software for home users.
AIDA64 Extreme provides a wide range of features to assist in overclocking, hardware error diagnosis, stress testing, and sensor monitoring.
It has unique capabilities to assess the performance of the processor, system memory, and disk drives.

AIDA64 is compatible with all current 32-bit and 64-bit Microsoft Windows operating systems, including Windows 8.1 and Windows Server 2012 R2.

CPU, memory and disk benchmarksAIDA64 implements a set of 64-bit benchmarks to measure how fast the computer performs various data processing tasks and mathematical calculations.

Memory and cache benchmarks are available to analyze system RAM bandwidth and latency.

Processor benchmarks utilize MMX, SSE, XOP, FMA, AVX and AVX2 instructions, and scale up to 128 processor threads.

For legacy processors all benchmarks are available in 32-bit version as well.

AIDA64 Disk Benchmark
determines the data transfer speed of hard disk drives, solid-state drives, optical drives, and flash memory based devices.

System stress testing
AIDA64 System Stability Test uses a 64-bit multi-threaded stress testing module to drive the computer to its absolute limits.
Temperature and voltage readings can be monitored while the stress test reveals any potential stability and reliability issues.
Hard disk, SSD and OpenCL GPGPU video adapter stress testing is also available.

Temperature, voltage and cooling fan monitoring
AIDA64 supports over 250 various sensor devices to measure temperatures, voltages, fan speeds, and power draw.
Measured values can be displayed on System Tray icons, OSD panel, Desktop Gadget, Logitech G15/G19 Gaming Keyboard LCD, and Razer SwitchBlade LCD.
The values can also be logged to file or exported to external applications such as RivaTuner or Samurai. AIDA64 can also alarm the user when it detects overheating, over-voltage, or cooling fan failure.

Hardware diagnostics
AIDA64 has the most accurate hardware detection capabilities in its class, to provide detailed information on the computer internals without the need to open it up.
The hardware detection module is strengthened by an exhaustive hardware database holding over 160,000 entries.
Additional modules are available to overview processor frequencies, check CRT and LCD display status, and stress the system to reveal potential hardware failures and thermal issues.

Software and operating system analysis
AIDA64 provides over 50 pages of information on installed programs, software licenses, security applications, and Windows settings.
List of started processes, services, DLL files, startup programs, and visited web pages is also available.

Don't forget................... BF Coupon Code: BLACK2013
Software Deals
g: 0 Posted By: SkyFwd
Views: 227 Replies: 0 Offering 30% off today. They run this on Groupon once or twice a year, but it's $669. Drive each car for about 20/25 minutes and then switch to the next one. Stop 1/2 way for lunch included in tour.

I did the one in San Jose and it was a blast. You go out in a lead follow group with the employees driving in the lead car in the front of the group. I bought one for the Marina Del Rey location. I think for $200 you can have a passenger go with you.

Club Sportiva is offering a Black Friday special on Gift Certificates. You may purchase any gift certificate value and receive 30% off in cost through Black Friday at 11:59PM.

When calling us at 866.719.1600 or contacting us through the link below, use code BF13 to receive the discount value.

http://clubsportiva.com/pages/black-friday-special

Northern California/San Francisco Bay Area | Southern California/Los Angeles Area
Makes an unforgettable gift for any car enthusiast!
Drive six different exotic cars through 120 miles of the best backroads
Compare the exotic cars handling and driving characteristics with about 20 miles & approximately 30-45 minutes in each vehicle
Get familiarized to drive and perform in each exotic vehicle by our staff
Meet at Club Sportivas Clubhouse for a meet & greet with your fellow drivers and guides over a complimentary breakfast
Enjoy a complimentary lunch at at one of our most scenic stops on the route
ONLY $999 per driver!

The Cars
You will be driving six vehicles from the world's most impressive range of brands:
Ferrari | Lamborghini | Aston Martin | Lotus | Bentley | Audi | Maserati | Tesla | Porsche | Nissan GTR | Mercedes Benz |

*Vehicle availability subject to change due to maintenance. Some vehicles are standard manual transmission. Vehicle models utilized on previous Tours include the Ferrari Italia, F430, 360; Lamborghini Murcielago, LP-560, Gallardo Spyder, Audi R8V10, R8 V8; Tesla Model S, Roadster; Bentley GTC; Nissan GTR; Aston Martin DB9, Vantage;


The Drive in Northern California
San Jose, Los Gatos, Saratoga, La Honda, Woodside, Pescadero & Half Moon Bay
The day will begin with a meet & greet at the Club Sportiva Clubhouse in , where you will be served a continental breakfast, provided with an explanation of the itinerary and drive. From there, you will begin The Exotic Car Tour, where you will drive through some of the most scenic roads of the Bay Area from Skyline Blvd to Hwy 1, including the backroads of Hwy 84 and 92. You will stop at designated points along the route to switch vehicles, enjoy a complimentary lunch, and drive a total 120 miles in six exotic cars!

The Drive in Southern California
Marina del Rey, Santa Monica, Topanga Canyon & Malibu
The day will begin with a meet & greet at the Club Sportiva Clubhouse in Marina del Rey, where you will be served a continental breakfast, provided with an orientation of the cars, itinerary and drive. From there, you will begin The Exotic Car Tour, where you will drive through some of the most scenic roads of the Santa Monica and Malibu areas of Los Angeles, including Pacific Coast Highway, Mulholland Highway, and Old Topanga Canyon. Complimentary lunch will be served in one of our favorite spots in Malibu, and from there we will continue our 120 mile roundtrip drive back through amazing roads concluding at the Club Sportiva Clubhouse.
Tools & Automotive Deals
Central FL - Obsession Charters
Added on : Friday November 29th 2013 08:00:16 AM
g: 0 Posted By: TomPtz
Views: 116 Replies: 0 Obsession Charters - Cocoa Beach-Cape CanaveralHalf- or Full-Day Fishing Trip with a Restaurant Voucher from Obsession Charters (Up to 55% Off)from $25In a NutshellSix- or nine-hour charters venture into the Atlantic to catch grouper, snapper, cobia, and other fishThe Fine PrintExpires Dec 18th, 2013. Limit 2 per person, may buy 4 additional as http://www.groupon.com/deals/obsession-charters-6?. Limit 1 per visit. Valid only for option purchased. Reservation required; recommended 6-weeks in advance for Sunday trips. Subject to weather. Must use promotional value in 1 visit. Merchant is solely responsible to purchasers for the care and quality of the advertised goods and services. http://www.groupon.com/pages/universal-fine-print that apply to all dealsFish are elusive prey, fleeing into reefs to evade anglers and spontaneously sprouting legs to run away from Charles Darwin. Track down slippery targets with this Groupon.Choose Between Two Options

$25 for a half-day fishing trip with rod and tackle, lunch, and unlimited soft drinks (up to a $50 value) and a $5 voucher to http://gr.pn/zBS7B1 (up to a $55 total value)
$45 for a full-day fishing trip (up to a $70 value) with rod and tackle (a $10 value), a meal ticket for breakfast, lunch, and unlimited soft drinks (a $10 value), and a $5 voucher to Grills Seafood Deck and Tiki Bar (up to a $95 total value)

Half-day fishing http://fishobsession.com/rates-booking/ depart on Sunday, Tuesday, and Thursday at 11 a.m. and return at 5 p.m. Alternatively, full-day trips depart Monday, Wednesday, Friday, and Saturday at 8:00 a.m. and return at 5:00 p.m. See the Grills Seafood Deck & Tiki Bar http://www.grillsseafood.com/menu/.Student, senior, and military discounted tickets are available but this Groupon still offers the best deal available. Children 6 and under are free.Obsession ChartersAboard Obsession Charters's party boat, experienced captains lead groups into fish-laden waters, where lines are cast out into the ocean in search ofhttp://fishobsession.com/photo-gallery/ such as grouper, snapper, and sharks. The 65-foot watercraft launches out of Port Canaveral on full-day and half-day http://fishobsession.com/rates-booking/ across the giant bathtub disguised as the Atlantic Ocean. As fishers wield rented rods or their own equipment, staff situated in an air-conditioned galley serves up hot food and cold beer. After trips, Obsession Charters's cleaning tables let customers prep their catches. In addition to voyages aboard their signature vessel, the staff also books private http://fishobsession.com/fishing-info/ by negotiating with the monocled whales who own Port Canaverals most popular fishing boats. Most aquatic exhibitions include bait, and Obsession Charters's captains also allow customers to catch their own offshore.
Travel Deals Deals

Groupon Coupons
Half- or Full-Day Fishing Trip - Cocoa Beach-Cape Canaveral
Added on : Friday November 29th 2013 07:00:08 AM
g: 0 Posted By: TomPtz
Views: 51 Replies: 0 Obsession Charters - Cocoa Beach-Cape CanaveralHalf- or Full-Day Fishing Trip with a Restaurant Voucher from Obsession Charters (Up to 55% Off)from $25

http://www.groupon.com/deals/obsession-charters-6?sid=FWc8p3w2&p...
Services Deals

Groupon Coupons
g: 0 Posted By: azs1
Views: 159 Replies: 0 Dooney & Bourke is previewing their 12 Days of Dooney for Black Friday with some reduced prices on bags. The best deal in this group is the Medium Zip Hobo bag, which is nearly half off (usually $288). Better offers will likely be coming on their inventory when the 12 Days of Donney start on December 4th, but the price on this particular style bag likely won't get much better.

Free standard shipping.

(For those who don't know, Dooney & Bourke make nice leather purses...)

Note: Bag that FW posted to the Quick Summary is NOT one of the colors included in this sale.
Purse Deals
g: -1 Posted By: ne0tekk
Views: 357 Replies: 0 I tried searching so sorry if this is a repost. Mods, feel free to move this if it is.

Looks like Amazon will be having a lightning deal in about 4 and a half hours at 9:30AM on the Toshiba 1TB/2TB Canvio Basics USB 3.0 Portable Hard Drives.

Current price for the 1TB is $59.54 and 2TB is $99.99

According to camelcamelcamel, looks like the lowest prices for these are $49.99 for the 1TB and $84.99 for the 2TB drive.

Not too bad of a deal but I'm hoping that the 2tb will drop to >$80

1TB LINKY
2TB LINKY

GOES LIVE AT 9:30AM PST
External Hard Drives Deals

Amazon Coupons
g: 0 Posted By: ne0tekk
Views: 240 Replies: 0 I tried searching so sorry if this is a repost. Mods, feel free to move this if it is.

Looks like Amazon will be having a lightning deal in about 4 and a half hours at 9:30AM on the Toshiba 1TB/2TB Canvio Basics USB 3.0 Portable Hard Drives.

Current price for the 1TB is $59.54 and 2TB is $99.99

According to camelcamelcamel, looks like the lowest prices for these are $49.99 for the 1TB and $84.99 for the 2TB drive.

Not too bad of a deal but I'm hoping that the 2tb will drop to >$80

1TB LINKY
2TB LINKY

GOES LIVE AT 9:30AM
External Hard Drives Deals

Amazon Coupons
g: 0 Posted By: Canucklehead
Views: 164 Replies: 0 Great way to get inspired and educated in photography. Some good deals in e-books.

50% IS A BIG DEALExceptional Photography Education. Steep Discounts. One Day Only.Once a year, while theres truly unconscionable insanity going on in shopping malls across this continent, Craft & Vision holds a Black Friday sale. Its one of two chances we take to offer killer deals on our products, and it only lasts 24 hours, and the deals start right now!

The discount period is now active and no codes or coupons are required, just fill your cart and go! Sale prices are valid until 11:59 PM (PST) Friday, November 29, 2013.

Almost every product in the C&V store is . Thats something like 80 great chances to improve your photography, all for half of what most people already consider really great prices.
Books & Magazines Deals
g: 0 Posted By: Reots
Views: 121 Replies: 0 http://www.optimabatteries.com/us/en/shop/

code: BLACKFRIDAY400

They arealso running a 2nd deal, which is Buy ANY 12V OPTIMA Battery and receive an OPTIMA Chargers Digital 1200 for HALF PRICE! code: BLACKFRIDAY1200
The batteries are msrp but they include free shipping and an extended warranty on the battery when bought with a charger, apretty good deal for those who go through batteries pretty frequently.

Limit 2

Got a 1200 myself, a bit over priced at $200 but a very good deal at $99

Tools Deals
Dillard's Half-Off Clearance Live Now Select Categories
Added on : Thursday November 28th 2013 10:00:06 AM
g: 0 Posted By: rooms222
Views: 279 Replies: 0 This sale is more selective than their usual clearance sales online, but also has some items and types of items not normally on clearance to this extent.

Dillard's website is live now with 50% off these select categories:Lingerie Home Handbags Ladies' Accessories and Men's Apparel

The Men's Apparel has a lot of deals, especially in Ralph Lauren Polo- Both Long and Short Sleeve T-shirts for $14.99. Hoodies and Fleeces for $34.99. Many other items 70% off the original price.

Handbags and Ladies Accessories had a lot of name brand items. Some Ray Ban Wayfarers, Michael Kors and Ralph Lauren Sunglasses for under $50.

The Home section was meh.
Did not look at the Lingerie section.

Free Shipping for Dillard's Elite Cardholders (Spend $2000 or more per year and get free shipping, free returns, and free gift wrap).
Don't Forget 2% CashBack through FatWallet.
Clothing Deals

Dillard's Coupons
g: 0 Posted By: Devilskyvin
Views: 169 Replies: 0 THCDNA.com ELips V1 Small, Sleek, High Heat Concentrate Vaporizer $50 - now $25!The THCDNA.com ELips V1 is Small, Sleek, Simple and Powerful Concentrate Vaporizer!

1 x High Heat Coil Vaporizer ( oil/e-liquid and wax .15g/ml, about 3-5 sessions.)
1 x Elips batteries
1 x Elips USB charger
1 x manual
1 x Dabber, Cleaning, Wax Tool

at Half of Competitors Cost for the Holidays only $25

http://thcdna.com/

http://www.ebay.com/itm/251390589680on eBay.

Health Deals
Torguard black Friday sale Save up to 75% off
Added on : Wednesday November 27th 2013 10:00:03 PM
g: 0 Posted By: info411man
Views: 145 Replies: 0 Save Big on BlackFriday - CyberMondayhttp://torguard.tg/promo/ It is that time of year again... This year TorGuard is extending three different ways to savebigon privacy solutions for this Black-Friday through Cyber-Monday. Be sure to add TorGuard to your discount shopping checklist and get up to 75% off VPN, Proxy and Encrypted Email services. For a complete list of discounts and the very latest sale information please visit:torguard.tg/promoGet 50% off site wide on all billing plans with the discount code BlackFriday. Redeeming this promo code is very easy. During checkout just enter the code BlackFriday to instantly apply this limited 50% discount to your entire order. This is an excellent value for anyone looking to obtain new vpn, proxy or email service, and is also valid for existing TorGuard customers who wish to get a discounted upgrade. Don't miss out - this special discount code will only be active fromNovember 29th December 1st.Take advantage of this limited discount and get global VPN service for as low as $2.49 per month! TorGuard now offers VPN & Proxy services in 19+ countries worldwide with unlimited access to 250+ servers (and counting). This month the network is expanding with new IPs in Las Vegas, Nevada and Stockholm Sweden.

BlackFriday Discounts: [l=Get 75% off VPN/Proxy/Email with the BlackFriday Bundle Plan]https://torguard.net/blog/get-75-off-torguard-with-the-blackfriday-bundle-plan/[/l]This year we are extending the largest discount on record with the first ever BlackFriday Bundle promotion. Clickherefor more... Save 50% site wide on all TorGuard ServicesGet half off on all TorGuard VPN, Proxy and Email services. This applies to all billing options from monthly to yearly with discount code BlackFriday. Visittorguard.tg/promofor more info! Receive 30% off DDWRT & Tomato VPN RoutersTake advantage of this once a year discount while supplies last. Get 30% off all Cisco Linksys, Asus, NetGear and Buffalo DDWRT/Tomato VPN Routers. Use the discount code BFriday during checkout to redeem this promo on any VPN router. Shipping is supported worldwide andbitcoin is welcome!

Software Deals
Zenni Optical BoGo half
Added on : Wednesday November 27th 2013 10:00:04 AM
g: 0 Posted By: 2tiger
Views: 80 Replies: 0 Boho2013 Good till Dec 2nd saids half off frame but took 1/2 off complete 2nd pair.

Health & Beauty Deals

Zenni Optical Coupons
g: 0 Posted By: DaysFan
Views: 122 Replies: 0 http://configure.us.dell.com/dellstore/config.aspx?c=us&cs=04&kc=6W300&l=en&oc=SLCTQ5SX&s=bsd

linked
Year Basic Hardware Service with 1 Year NBD Onsite Service after Remote Diagnosis
Latitude E5530 (FCG4) 3rd gen Intel Core i5-3230M Processor (2.6GHz, 3M cache) Resource DVD - Contains Drivers 4.0GB, DDR3-1600MHz SDRAM, 1 DIMM 4.0GB, DDR3 6-cell (60WH) Primary Lithium Ion Battery, (2.8Ah) ExpressCharge Capable 65W A/C Adapter (3-pin) 8X DVD+/-RW Dell Wireless 1504 802.11g/n Single Band Wi-Fi Half Mini Card Dell Wireless 380 Bluetooth 4.0 LE Module Light Sensitive Webcam and Noise Cancelling Digital Array Microphone Internal English Backlit Dual Pointing Keyboard Integrated Touchpad with Fingerprint Reader 15.6" HD (1366x768) Anti-Glare WLED-backlit Express Card Energy Star 5.2 Enabled / EPEAT No Modem Broadcom TruManage Prebuilt System Intel Core i5 Label
g: 0 Posted By: imagine1128
Views: 164 Replies: 0 Betty Crocker
Green Gourmet Hard Anodized by Cuisinart 8"
Our Price: $49.95 - Special Price: $19.95
Usually ships in1 to 2 business days
FREE SHIPPING w/code: BETTY exp 12-9
skillet linkhttp://store.bettycrocker.com/p-349284--_Nonstick-Skillet.aspx

100% Satisfaction Guarantee

Thanks to eco-friendly Cuisinart Ceramica nonstick technology, these skillets are perfect for fat-free browning, searing, and frying. Good for home cooks and good for the environment!

Cuisinart is leading the way in eco-friendly branded cookware with their new GreenGourmet line. Exclusive Cuisinart Ceramica nonstick technology is ceramic based instead of petroleum based, helping to conserve existing oil supplies and the coating is applied at a temperature one half that of conventional nonsticks. And its completely free of PTFE and PFOA. The cookwares hard anodized construction provides high heat conductivity, which requires less energy to reach desired cooking temperatures. Riveted stainless handles stay cool on the stovetop and are made from 70% recycled stainless steel. Today, more and more home cooks are going green and so is Cuisinart cookware!
Home & Garden Deals
g: 0 Posted By: vsachs
Views: 249 Replies: 0 http://www.dickssportinggoods.com/product/index.jsp?productId=12152585

You can purchase online but shipping adds 159 (less 15 dollars) so this is a better deal in store for a top notch table, assuming you have a pickup or van....
Sports & Outdoors Deals

Dicks Sporting Goods Coupons
Citi Dividend World Mastercard limit?
Added on : Sunday November 24th 2013 08:00:10 AM
g: 0 Posted By: theboogeyman
Views: 0 Replies: 0 After Citi bumped my CL to $21K on my Dividend card, they stopped offering me automatic increases. They haven't given me anymore increases for over a year and a half. I try the request credit line increase link every couple of months but I have to fill out the form now. They used to give me about $3K increases every time. I did stop using this card after I switched to Chase freedom and Discover. Did Citi stop giving me increases b/c I stopped using their card or is $21K the limit?
g: 1 Posted By: DaysFan
Views: 127 Replies: 0 Kindle Paperwhite Wifi (New)linkedItem: 284846 Model: B00AWWE08E

Amazons 6" Paperwhite display with exclusive Carta e-paper technology and next-generation built-in light, 212 ppi resolution/pixel density, optimized font technology, 16-level gray scale
Read with one hand
2 GB internal storage, stores up to 1,100 books
Final Price: $119.00 Each http://www.staples.com/kindle+paperwhite/directory_kindle+paperwhite#Get a $20 Staples gift card after easy rebate
PRODUCT DETAILSThe New Kindle Paperwhite- Reads like a book and goes beyond a book.The all new Kindle Paperwhite is purposely designed as a dedicated e-reader. Indulge your love of reading without interruptions like email alerts. Unlike reflective tablet and smartphone screens, the latest Kindle Paperwhite reads like paperno annoying glare, even in bright sunlight. Kindle Paperwhite guides light toward the surface of the display with its next-gen front lightunlike back-lit tablets that shine in your eyesso you can read comfortably without eyestrain. Adjust your screen's brightness for great reading in any light. Battery lasts weeks, not hours.

Amazons 6" Paperwhite display with exclusive Carta e-paper technology and next-generation built-in light, 212 ppi resolution/pixel density, optimized font technology, 16-level gray scale
Read with one hand
2 GB internal storage, stores up to 1,100 books
Free cloud storage for all Amazon content
Fast wireless delivers books in under 60 secondsno computer required
A single charge lasts up to eight weeks, based on a half hour of reading per day with wireless off and the light setting at 10. Battery life will vary based on light and wireless usage
Content Formats Supported: Kindle Format 8 (AZW3), Kindle (AZW), TXT, PDF, unprotected MOBI, PRC natively; HTML, DOC, DOCX, JPEG, GIF, PNG, BMP through conversion
With a single tap, read the complete text of each footnote without changing your page or losing your place in the book
Words looked up in the dictionary are automatically added to Vocabulary Builder to expand your knowledge and reinforce retention
Dimensions: 6.7"(L) x 0.36"(W) x 4.6" (H) (7.3 ounces)
1 Year limited Warranty

Whats New

New Display Technology
Enjoy even better contrast on the latest Kindle Paperwhite. Higher contrast and better reflectivity means whites are whiter and darks are darker creating sharp, clear text.

Next Generation Built-in Light
Guides light towards the surface of the display so you can read comfortably without eyestrain.

25% Faster Processor
Loads books and turns pages 25% faster and responds to the smallest touches while avoiding accidental page turns.

Flip Through Without Losing Your Place
New Kindle Page Flip feature allows you to skim through books page-by-page, scan by chapter, or skip to the end without losing your place.

Look It Up Instantly
Kindle Paperwhite's Smart Lookup feature integrates a full dictionary with X-Ray and Wikipedia so you can find definitions, characters, settings, and more without leaving your page or losing your place.

Vocabulary Builder
Words looked up on Kindle Paperwhite are automatically added to an easy-to-access list, where you can quiz yourself with flashcards



Tablets & iPads Deals

Staples Coupons
Code Blue 2-Timer Scent Dispenser $14.97 @ Dick's Sporting Goods B&M
Added on : Saturday November 23rd 2013 05:00:01 AM
g: 0 Posted By: SamFreedom69
Views: 0 Replies: 0 For those who like every advantage when hunting, this is a steal. It was originally on Code Blue's main website at $83, most other hunting goods sites from $35-$45 and Amazon at $24.95. As is often the case, Dick's tries something and if it's not a hot seller at their price and/or the season of use is halfway through or almost over, they will blow something out at a rock bottom price. At $14.97, you can get one for each of your locations.

These have 2 scent tanks that can be set to either drip or spray and each tank can be set to dispense up to 7 times per day. This is a great way to enticedeer in at the times *you* want them.

Below is the Amazon.COM link so you can see the product description but it's only at Dick's Sporting Goods for this blowout price of $14.97.

http://www.amazon.com/Code-Blue-2-Timer-Scent-Dispenser/dp/B004W3E0CU
g: 0 Posted By: miamip
Views: 213 Replies: 2 Travelzoo has a pretty good deal for Bay Area CA residents with young children.

http://www.travelzoo.com/

Since 1950, Children's Fairyland has been "delighting those young at heart with 10 acres of gentle rides, storybook sets, animal pens and theater stages" (The New York Times).Why we love it

Spend the day at this Oakland "community favorite" for half the regular price (SFGate)
97% of past Travelzoo purchasers loved Fairyland, calling it a "great place for families"
Perched along the shores of Lake Merritt, this is a ideal activity for kids ages 2-7
With redemption into May, this is a perfect winter or spring break activity
Named on SF A-List as a top spot for family fun; it also earns a 4.5-star TripAdvisor rating

Restaurants & Entertainment Deals
g: 0 Posted By: ctgolfer
Views: 26 Replies: 0 www.tanga.com/deals/759370c802/ladies-8-pack-advanced-seamless-h...
Clothing Deals

Tanga Coupons
Free Kindle Book - Curby (was $99.00)
Added on : Thursday November 21st 2013 01:00:01 AM
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/Curby-Adrian-Del-Valle-ebook/dp/B00FK1WN6

5.0 out of 5 stard with 4 reviews

I was eight months old when my mother, due to extreme poverty, had to put my older brother and I into a Catholic institution immediately after World War II. Three years later we were moved to the first of two foster homes. Those were not the best years of our lives. Discipline was harsh, while nurturing and affection, unfortunately was absent. My brother was ten and I was eight when my father was finally allowed custody and brought us home. At the time, he owned a house in downtown Brooklyn, and fortunately for us, it was filled with family members. That second half of my childhood was totally different from the first. During that first half of my childhood, the void left helped me write this story. Though not as tragic as the alternative outcome could have been for our character, Curby, the wonderful nurturing this little boy receives from his adopting parents in this story is the nurturing I wish I could have had.
g: 1 Posted By: DaysFan
Views: 261 Replies: 0 http://www.smithfieldmarketplace.com/product/brown-sugar-spiral-ham/ham-gifts
Brown Sugar Cured Spiral Sliced Half Ham 8-10 lbs. Serves 12-18Brown Sugar Cured Spiral Sliced

Hamshttp://www.smithfieldmarketplace.com/product/brown-sugar-spiral-ham/ham-giftsOur sweet, slow-smoked hams are fully cooked to perfection in their own juices then spiral sliced for easy serving. Cured with brown sugar and available with or without our famous cola glaze.

javascript: void(0);
Grocery Deals
GUNS: Stag Arms Black Friday deals
Added on : Wednesday November 20th 2013 06:00:02 AM
g: 0 Posted By: DTLarson
Views: 63 Replies: 0 Stag Arms just posted their Black Friday sales to their website.

Doorbusters:
Model 1H Upper Half: $395.00
Model 3H Upper Half: $345.00

http://www.stagarms.com/blackfriday/

g: 0 Posted By: JayMatt19
Views: 203 Replies: 0 Office Depot has a 6ft folding table that folds in half with handle for 29.99 after applying the following coupon (10 off 30) with store pickup (black friday price is available now)

$10 off $30 code: 31067892

Link: http://www.officedepot.com/a/products/585682/Realspace-Folding-T...
Furniture Deals

Office Depot Coupons
CVS - Sierra Mist $1.00 off of any one (1) printable coupon
Added on : Monday November 18th 2013 05:00:14 AM
g: 2 Posted By: SlamminMOFO
Views: 154 Replies: 2 http://www.cvs.com/

Scroll down half-way to the FEATURED area and you may see it there.

There's also a 1 free week supply of ALIGN (sign-up) if you want to try it.
Beverage Deals
josbank.com $197 Signature Merino Wool 2-Button Wool Suit
Added on : Sunday November 17th 2013 07:00:02 AM
g: 0 Posted By: DaysFan
Views: 157 Replies: 1 $197 Signature Merino Wool 2-Button Wool Suit
Signature Merino Wool 2-Button Wool Suit


Reg. $895.00

Sale! $197.00
http://www.josbank.com/menswear/shop/Product_11001_10050_246015

Signature Classic Superfine Merino Wool Suit in 2-Button. Made from superfine merino wool for exceptional softness and an uncompromising fit. Self-fabric scalloped facing, full Bemberg lining, soft shoulders. Signature suit sleeve is constructed for the addition of custom working buttonholes. Double reverse-pleated trousers have premium cotton pocketing and are half-lined to the knee. Center vent. Unfinished bottoms for altering ease. Dry clean. Imported.


http://www.josbank.com


Clothing Deals

Jos. A. Bank Coupons
g: 1 Posted By: remick
Views: 326 Replies: 0 http://www.amazon.com/Basic-Freshwater-Fishing-Step---Step-ebook/dp/B004A16LBW

Hauptman provides step-by-step instructions on basic methods and equipment for beginner fishermen. Expert advice on all types of tackle for baitcasting, spinning, spincasting, flycasting-and the most popular species-panfish, gamefish, trout.

also:

How To Ice Fish: Ice Fishing Tips & Stories: Gear, Shelters & Safety - Limited Edition
http://www.amazon.com/How-To-Ice-Fish-ebook/dp/B006K8TWA0


Year of the Spider
http://www.amazon.com/Year-Spider-Philip-Storey-ebook/dp/B00GKX52K4

Journalist, author and unrepentant trout bum Philip Storey spends the summer on an urban river in the North-East of England fishing with centuries-old spider patterns. These are the flies that have stood the test of time and still work today. Year of the spider contains images and tying instructions for possibly the simplest to make flies you will find, along with a detailed diary recording the conditions (temperature, humidity, wind, air pressure, river height etc) in which they were successful along with lots of fish pictures taken one-handed and at odd angles. This is more than just a fishing guide or a how-to manual; Year of the Spider takes the mystery out of fly fishing and selects nine, easy to tie flies that will carry you right through the season catching fish all the way. And for anyone wondering if North Country spider patterns only work in the North of England, heres what TE Pritt had to say on the subject:
The originals, or others like them, have done service on half the rivers and lakes of England and Scotland, and have never failed to give a satisfactory account of themselves, despite the lugubrious warnings of local hands that they were no use there. You will be told this probably on every new river visited; yet may you safely fish Yorkshire flies and laugh to scorn the dismal prophecies of anglers who believe that the trout in their own river differ in their choice of flies from those of any other river in the universe.
Books Deals

Amazon Coupons
Free Kindle Book- Basic Freshwater Fishing (was $21.95)
Added on : Sunday November 17th 2013 02:00:04 AM
g: 0 Posted By: remick
Views: 194 Replies: 0 http://www.amazon.com/Basic-Freshwater-Fishing-Step---Step-ebook/dp/B004A16LBW

Hauptman provides step-by-step instructions on basic methods and equipment for beginner fishermen. Expert advice on all types of tackle for baitcasting, spinning, spincasting, flycasting-and the most popular species-panfish, gamefish, trout.

also:

How To Ice Fish: Ice Fishing Tips & Stories: Gear, Shelters & Safety - Limited Edition
http://www.amazon.com/How-To-Ice-Fish-ebook/dp/B006K8TWA0


Year of the Spider
http://www.amazon.com/Year-Spider-Philip-Storey-ebook/dp/B00GKX52K4

Journalist, author and unrepentant trout bum Philip Storey spends the summer on an urban river in the North-East of England fishing with centuries-old spider patterns. These are the flies that have stood the test of time and still work today. Year of the spider contains images and tying instructions for possibly the simplest to make flies you will find, along with a detailed diary recording the conditions (temperature, humidity, wind, air pressure, river height etc) in which they were successful along with lots of fish pictures taken one-handed and at odd angles. This is more than just a fishing guide or a how-to manual; Year of the Spider takes the mystery out of fly fishing and selects nine, easy to tie flies that will carry you right through the season catching fish all the way. And for anyone wondering if North Country spider patterns only work in the North of England, heres what TE Pritt had to say on the subject:
The originals, or others like them, have done service on half the rivers and lakes of England and Scotland, and have never failed to give a satisfactory account of themselves, despite the lugubrious warnings of local hands that they were no use there. You will be told this probably on every new river visited; yet may you safely fish Yorkshire flies and laugh to scorn the dismal prophecies of anglers who believe that the trout in their own river differ in their choice of flies from those of any other river in the universe.
Books Deals

Amazon Coupons
Seiki SE39UY04 39 inch 4k (3840x2160) for $519.99 at Amazon
Added on : Saturday November 16th 2013 01:00:04 PM
g: 0 Posted By: houkouonchi
Views: 164 Replies: 0 Here is the link:

http://www.amazon.com/Seiki-Digital-SE39UY04-39-Inch-Ultra/dp/B0...

I haven't seen this good of a price since a few days after they first debut'd the thing and it was $499 (me and my dad both got one). My dad just ordered a second one to use at home.

At 4k these monitors are only 30hz. I personally feel this is fine for desktop usage and video but it does bug some people for desktop usage.

Panel is S-MVA. Good response time, great viewing angles, good color. Almost as good as IPS but far superior contrast compared to IPS.

These are replacing dated 22 inch 4k monitors from 2003-2006 era for me. The 50 inch can take 120hz 1080p or 240hz 720p input and actually output 120hz which makes it good/great for gaming (1 frame of input lag).

The 39 inch (one linked) unfortunately has a problem where it drops half the frames when given a 1080p@120hz (or drops 75% of the frames @ 720p @ 240hz) even though it displays output just fine. Seiki have been telling me they are going to fix this for months and it should be a simple firmware fix but until that is done I wouldn't call the 39 inch version great for gaming like the 50 inch one. Seiki may fix this soon which will mean this could make an excellent gaming monitor.

I personally feel these are the best panels I have used for under $1000 by far.

Keep in mind you need a computer with HDMI 1.4 output to drive this. Any computer/OS should be able to drive this if it has thunderbolt/displayport if you use this adapter:

http://www.amazon.com/Accell-B086B-008B-2-UltraAV-DisplayPort-Ad...

This is the only adapter available that will work properly on everything in cluding Mac OS X.
LED TV Deals

Amazon Coupons
22 Free Kindle Books
Added on : Friday November 15th 2013 11:00:05 AM
g: 10 Posted By: remick
Views: 1046 Replies: 3 The Handbook of Vintage Remedies [Kindle Edition]
http://www.amazon.com/Handbook-Vintage-Remedies-Jessie-Hawkins-ebook/dp/B008PVCQ76

Spelling Made Easy: Learn Your Words in Half the Time (Instant Learning Series) [Kindle Edition]
http://www.amazon.com/Spelling-Made-Easy-Instant-Learning-ebook/dp/B009NWWW4S

The Top 20 Toxic Credit Mistakes - The Most Valuable Book You Can Have That Will Save You From Destroying Your Credit. [Kindle Edition]
http://www.amazon.com/Top-Toxic-Credit-Mistakes-Destroying-ebook/dp/B00F67S4CS

Cast Member Secrets | Your Insiders Guide to Planning the Disney Vacation of a Lifetime [Kindle Edition]
http://www.amazon.com/Secrets-Insiders-Planning-Vacation-Lifetime-ebook/dp/B00GMAUACU

100 Puzzle Quizzes (Interactive Puzzlebook for E-readers) [Kindle Edition]
http://www.amazon.com/Puzzle-Quizzes-Interactive-Puzzlebook-E-readers-ebook/dp/B00A4F4YJ4

The Old Man and the Wasteland: Updated Edition (Revised) [Kindle Edition]
http://www.amazon.com/Old-Man-Wasteland-Updated-Revised-ebook/dp/B009R53E7A

Thanksgiving Turkey (FREE Coloring Book Included!) 25 Thanksgiving Stories for Children [Kindle Edition]
http://www.amazon.com/Thanksgiving-Coloring-Included-Stories-Children-ebook/dp/B00GHTTWWU

Home for the Holidays [Kindle Edition]
http://www.amazon.com/dp/B00A43ZQI4

Compassion Haiku - Daily insights and practices for developing compassion for yourself and for others [Kindle Edition]
http://www.amazon.com/dp/B00AN5VIZS/

How I Paid $8 for $170 Worth of Groceries (Confessions of a Coupon Fashionista) [Kindle Edition
http://www.amazon.com/dp/B007WPD5SU

The Law of Attraction Made Simple - Magnetize Your Heartfelt Desires [Kindle Edition]
http://www.amazon.com/dp/B00486U5D4/

With or Without Coupons: How to Save 50% or More at the Grocery Store [Kindle Edition]
http://www.amazon.com/dp/B00G5YXE58/


Classic Christmas Recipes from church and community fundraising cookbooks [Kindle Edition]
http://www.amazon.com/dp/B00G9O7K9K

Traditional Holiday Recipes [Kindle Edition]
http://www.amazon.com/Traditional-Holiday-Recipes-Tiffany-Micthell-ebook/dp/B00GLSS8UO

The Healthy Prepper - A Resource Guide For Healthy Preparedness For You AND Your Pets! [Kindle Edition]
http://www.amazon.com/dp/B00FKLBC6U

Unravelling Paleo: ALL You Need to know about Paleo & Interviews with Robb Wolf, Dr. Loren Cordain & Nell Stephenson & Where to find Hundreds of Paleo Recipes for Free! (A Complete Beginner's Guide) [Kindle Edition]
http://www.amazon.com/dp/B00GKR74LU

Limeade :The Ultimate Recipe Guide - Over 30 Delicious & Best Selling Recipes [Kindle Edition]
http://www.amazon.com/Limeade-Ultimate-Delicious-Selling-Recipes...

The Brownie Diet [Kindle Edition]
http://www.amazon.com/Brownie-Diet-Shelley-Ashcroft-ebook/dp/B00...

Organic Foods: What You Didn't Know [Kindle Edition]
http://www.amazon.com/Organic-Foods-What-Didnt-Know-ebook/dp/B00AICU8NY

So Easy Herbal: Ten Herbs How To Grow Them Use Them And Save Money [Kindle Edition]
http://www.amazon.com/dp/B008RLVSVE

200 Chocolate Recipes - Cookies, Cakes, Desserts, Etc.. [Kindle Edition]
http://www.amazon.com/dp/B00CTXW4EQ/

100 Best Juicing Recipes - For Weightless, Detox, Health, and Beauty [Kindle Edition
]http://www.amazon.com/dp/B00E2QSXJ8

Totally Free Deals
Walgreens buy 1 get 1/2 off next holiday lights
Added on : Friday November 15th 2013 11:00:03 AM
g: 0 Posted By: LORENW
Views: 158 Replies: 0 Walgreens has, Nov 17-23, Holiday light sets at buy one get next half price.
Dallas Cowboys Merchandise for almost half off today on Living Social
Added on : Friday November 15th 2013 10:00:07 AM
g: 1 Posted By: jenksym
Views: 304 Replies: 2 Dallas Cowboy Pro Shop Merchandise gift card of $50 today for $35 on Living Social. If you add in the HEART25 promo code it comes out to 26.25 which is almost half off! Great deal for all you Cowboy fans out there!

https://www.livingsocial.com/deals/911207-50-dallas-cowboys-merchandise-gift-card?utm_campaign=digest_citywide&utm_content=11&utm_medium=email&utm_source=blast

(This is just the website link. I get no credit for this)
Gifts Deals

LivingSocial Coupons
Free Chidren's Book at Half Price Books B&M on 11/23
Added on : Friday November 15th 2013 07:00:13 AM
g: 0 Posted By: remick
Views: 130 Replies: 0 http://blog.hpb.com/hpb-blog/2013/11/13/booksgiving-day-free-childrens-book-for-kids-who-come-to-sto.html

Join us at your neighborhood Half Price Books location on Booksgiving Day, Saturday, Nov. 23 at 1 p.m. Every child who attends will receive a free book to take home and add to their library, or start a new one!
Totally Free Deals
Kinkade "prints," $18.99$24.99, shipped, 8x10 and 11x14...art??
Added on : Thursday November 14th 2013 05:00:02 PM
g: 0 Posted By: cga
Views: 171 Replies: 0 http://www.groupon.com/deals/gg-8x10-or-11x14-thomas-kinkade-prints

Not for real art lovers, but nice as decorative pieces and certainly appropriate as gifts and housewarming offerings for most people.

8x10 and 11x14,$18.99$24.99, shipped

Multi-toned beveled matte ready for framing.

You could probably hang these on the wall as is. Frankly, I would hesitate to frame them unless you can do so very inexpensively. Don't mean to insult anyone, but Kinkade's work is unbelievably popular, but is not considered "serious" art. These are called "prints" but they're almost certainly photographic reproductions. Still, they're pleasant and probably appropriate for your bathroom or basement (only half joking). I hate to admit it, but his stuff is very hard to dislike, strictly for its visual appeal. Definitely NOT appropriate as an investment.

Ends 11/18,1 am ET.

Don't forget the 3% Cash Back.
Services Deals

Groupon Coupons
Polar Bear coolers Holidays Sale ..... 2 for 1
Added on : Thursday November 14th 2013 12:00:07 PM
g: 0 Posted By: LORENW
Views: 53 Replies: 0 In appreciation of your continued support, we would like to offer you our Holiday Special 2 for 1 deal. Now through December 20th you, your family, and friends will receive 2 coolers for every 1 cooler you purchase.

Here's how it works:

Click http://www.polarbearcoolers.com/, fill your cart with ALL the coolers you want. Once you have them ALL in your cart, go to checkout, type in coupon code 2112 and... click "REDEEM COUPON". ALL the prices of the COOLERS will be cut in half. (Okay so it's really a half-off deal, same thing! We just call it a 2 for 1 deal). This deal, (whatever you want to call it) is going on NOW 'til December 20th, or while supplies last. So let's get crackin! We have a lot of people to get coolers to!


Sports & Outdoors Deals
Neoprene Black Thermal Fleece Half Face Mask $1.37 w/FS @ Amazon
Added on : Thursday November 14th 2013 06:00:03 AM
g: 1 Posted By: ctgolfer
Views: 83 Replies: 1 www.amazon.com/dp/B005N3ASPG
Clothing Deals

Amazon Coupons
Should I give one week notice or quit on my last day?
Added on : Tuesday November 12th 2013 05:00:10 PM
g: 0 Posted By: jj427usa
Views: 211 Replies: 0 I have been working for a very small company in FL for a couple years. It is my first job. To give you some background, in the last 2 years, half of the people either got fired or left because of the inconsiderate way employees were treated.

About a month ago, on 2 different occasions I reported to the HR that I was verbally harassed by one of my coworker. My new boss had a brief talk with me and asked what I wanted out of situation. However, I dont think anything real was done about it. The third time, when I confronted my coworker, I got written up for starting a fight at workplace and it was suggested to me that I should have bought it to the management attention. It was ludicrous.
Lately, my new boss started to send me email warning about not contacting 3rd party company, Mind you, this was part of my job duty in the last 2 years in order to make sure the data was correct.

I have a new job that will start in Dec(thank goodness). I have put in the request in my current job to use up my saved PTO days; I also plan to take advantage of the day off for Thanksgiving and the day after. In addition, I want to reply back to my boss about her email warnings and send an email to the owner of the company so he is aware of the B.S is going on. I dont ever intend to go back to the company.
My questions are:1) Shouldnt my boss letting me know ahead of time and give me a new job description or something if I am no longer should contact the 3rd party company?
Also, In order to make sure that I get paid for till Nov 29th, Do I
2) Put in the one week notice and sent out the email the day I leave
3) Send in my resignation by email on my last day and leave my key etc at my desk and get out of there
4) What reason I should give for resigning? Being treated unfairly or found a better position?

P. S. According to the employee manual, It is at will employment and employee shall give 2 weeks advance notice. Your input is greatly appreciated!
Personal Finance Deals
Need advice on renting out my primary home (Updated)
Added on : Tuesday November 12th 2013 04:00:12 PM
g: -1 Posted By: nasheedb
Views: 2820 Replies: 26 I'm the guy who is moving to Switzerland (http://www.fullofdeals.com/forums/finance/1300987). I am looking for some advice on renting out my primary home. Here are the details:

-Purchased the house in August of 2009 for $165,000 and I received the $8,000 credit, essentially bringing my purchase price down to $157,000
-Current value of the house is around $200,000
-It is in a cookie cutter neighborhood, and it is among the largest and most expensive in the neighborhood.
-I have a HEL at 3.99% fixed, 83 months left on the loan. Current balance $87,xxx

Monthly expenses (current):
$1214 - HEL payment
$424 - property tax (pay in full at the end of the year, this is the yearly cost /12. It will also be higher next year due to no longer being owner occupied)
$96 - insurance (pay in full, yearly cost /12)
$54 - HOA (pay in full, yearly cost /12)
Total: $1788

Property management fee will be 7% on top of this. I would need to charge at least $1925/month for rent just to break-even from a cashflow perspective, and that's before I take maintenance/repairs and vacancies into consideration.

I've had a realtor from the property management company advertise the house on MLS for $2000/month for the past 4 weeks. I've had 3 showings so far, which the realtor says is very low. When we set the $2000/month price, the realtor did a market analysis and said that price was fine. A week ago, a house that's very close to mine came on the market for rent at $1800 a month. My house is a little nicer on the inside, I have tons of landscaping work, I allow for pets on a case-by-case basis, I'm including all appliances, so I am adding a little bit of value compared to the other house, but probably not much. The realtor wants me to drop the price to $1800 a month. That would leave me in a pretty bad position from a cashflow perspective. I really don't want to go this low.

I'd like to try adding a bonus for the renter's realtor. Normally they get half a month's rent as commission. What if I were to increase this by say $500? That's 50% more than what they would get normally. Is this worth a try? Any advice is appreciated. I have to move by the end of December, but the sooner I move, the better.

I've also tried advertising the house on Craigslist for $1800 a month, but I haven't had any interest. A refinance is basically not an option, I don't want to deal with the headache of refinancing when I'm moving.
Personal Finance Deals
g: 0 Posted By: Dealfinder51
Views: 39 Replies: 0 Long Sleeve Cropped Sweatshirt- now $4.99 (was $39.50)
Save: $34.51

Sheer Embellished Tank- now $9.99 (was $29.50)
Save: $19.51

Long Sleeve Striped Sweatshirt- now $8.99 (was $44.50)
Save: $35.51

Hawaiin Islands Tie-Front Tank- now $3.99 (was $29.50)
Save: $25.51

Half Zipped Lounge Hoodie- now $9.99 (was $44.50)
Save: $34.51
boston market Complete Holiday Whole Turkey Banquet heat and serve
Added on : Saturday November 09th 2013 10:00:04 AM
g: 0 Posted By: DaysFan
Views: 115 Replies: 0 Complete Holiday Whole Turkey Banquet for 12

1- 11 lb. Whole Turkey (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
2- 32 oz. Side Mashed Potatoes
2- 32 oz. Side Savory Stuffing
1- 32 oz. Side Cranberry Walnut Relish
2- 32 oz. Side Gravy
12 Dinner Rolls
1 Apple Pie
1 Pumpkin Pie
$94.99

2. Complete Spiral Sliced Ham Banquet for 12

1- 8 lb. Spiral Sliced Ham (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
2- 32 oz. Side Mashed Potatoes
2- 32 oz. Side Sweet Potatoe Casserole
1- 32 oz. Side Cinnamon Apples
1- 32 oz. Side Gravy
12 Dinner Rolls
1 Apple Pie
1 Pumpkin Pie
$99.99

3. Complete Boneless Turkey Breast Banquet for 4-6 with Pumpkin Pie

1- 3 lb. Roasted Turkey Breast (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
1- 32 oz. Side Mashed Potatoes
1- 32 oz. Side Fresh Vegetable Stuffing
1- 32 oz. Side Cranberry Walnut Relish
1- 32 oz. Side Gravy
6 Dinner Rolls
1 Pumpkin Pie
$74.99

4. Complete Boneless Turkey Breast Banquet for 4-6 with Apple Pie

1- 3 lb. Roasted Turkey Breast (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
1- 32 oz. Side Mashed Potatoes
1- 32 oz. Side Fresh Vegetable Stuffing
1- 32 oz. Side Cranberry Walnut Relish
1- 32 oz. Side Gravy
6 Dinner Rolls
1 Apple Pie
$74.99

5. Complete Combo Boneless Roasted Turkey Breast & Boneless Ham Banquet for 12

1- 3 lb. Roasted Turkey Breast (average size)
1- 4.5 lb. Half Boneless Ham (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
1- 32 oz. Side Mashed Potatoes
1- 32 oz. Side Sweet Potatoe Casserole
1- 32 oz. Side Fresh Vegetable Stuffing
1- 32 oz. Side Cranberry Walnut Relish
1- 32 oz. Side Cinnamon Apples
2- 32 oz. Side Gravy
12 Dinner Rolls
1 Apple Pie
1 Pumpkin Pie
$99.99

6. Complete Combo Boneless Roasted Turkey Breast & Boneless Ham Banquet for 12

1- 3 lb. Roasted Turkey Breast (average size)
1- 4.5 lb. Half Boneless Ham (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
2- 32 oz. Side Mashed Potatoes
1- 32 oz. Side Fresh Vegetable Stuffing
1- 32 oz. Side Cranberry Walnut Relish
1- 32 oz. Side Cinnamon Apples
2- 32 oz. Side Gravy
12 Dinner Rolls
1 Apple Pie
1 Pumpkin Pie
$99.99

7. Complete Combo Boneless Roasted Turkey Breast & Boneless Ham Banquet for 12

1- 3 lb. Roasted Turkey Breast (average size)
1- 4.5 lb. Half Boneless Ham (average size)
1- 32 oz. Spinach Artichoke Dip & Crackers
2- 32 oz. Side Sweet Potatoe Casserole
1- 32 oz. Side Fresh Vegetable Stuffing
1- 32 oz. Side Cranberry Walnut Relish
1- 32 oz. Side Cinnamon Apples
2- 32 oz. Side Gravy
12 Dinner Rolls
1 Apple Pie
1 Pumpkin Pie
image

1-866-977-9090
http://www.bostonmarket.com/


Food Deals
g: 0 Posted By: fivetalents
Views: 276 Replies: 0 The much anticipated annual buy 2, get 1 free mascara event at N0rdstroms is today only, online or in stores. Mix and match three mascaras from your favorite brands. The free mascara must be selected from a list of 163 qualifying products (many more than previous years). Prices start from $9. The cost of the free/lowest-priced mascara will automatically be deducted at checkout (no promo code required this year!).

Some mascaras (by Clarins, Cargo, La Prairie, and Napoleon) include an additional gift with purchase, see each brand for terms. All online orders also qualify for three free samples.

If you are not sure what to get, Mac has a recycling program where you get a free product of your choice from limited selection of products (e.g., lipstick) for bringing in 6 empty containers of any of the same type of product... so this deal can get you halfway to a Mac freebie.

Excludes lash primers, serums, enhancers and mascara sets. Free mascara can only be shipped to the same destination as your order and cannot be shipped to international addresses. If you return the qualifying item(s), please return the gift as well.

Unlike previous years, there does not appear to be a limit of 1 per person. Along with the no code required online and greatly expanded selection, this year's deal is more appealing than ever.

Note: I thought that this was a once a year event, but they already had this sale this year (on May 25, 2013), so maybe that's another change?
Beauty Deals

Nordstrom Coupons
Nordstrom: Half Yearly Sale for Women & Kids (Up to 50% off) @ Nordstrom
Added on : Wednesday November 06th 2013 11:00:09 AM
FREE Diary of an Assassin [Kindle Edition] AMZN 4Stars 320 pages
Added on : Tuesday November 05th 2013 05:00:07 AM
g: 0 Posted By: DWooley
Views: 36 Replies: 0 http://www.amazon.com/Diary-Assassin-Victor-Methos-ebook/dp/B00C...


Diary of an Assassin [Kindle Edition]
Victor Methos (Author)
4.0 out of 5 stars See all reviews (16 customer reviews)

Book Description
Publication Date: April 4, 2013
A PROFESSIONAL THAT'S LOST THE DESIRE TO KILL...

Tired of a life of violence, hitman Isaac Rhett is ready to retire after one last assignment. But the assignment turns out to be a trap and pits him against the deadliest assassin in the world, Gustav Fabrice.

A MADMAN WITH NO PURPOSE BUT TO DESTROY...

Gustav is cunning, ferocious, and insane. Without the inhibitions a person would feel against extreme violence, Gustav is on a rampage with the death of Isaac Rhett as his only goal. A single police officer from Interpol is the only witness to the monster that's been let loose on society and attempts to track him down before Gustav carries out his mission.

A DESPERATE FIGHT FOR SURVIVAL...

Rhett's mark turns out to be a congresswoman with no known enemies. Rhett flees with her with Gustav on their heels. But Rhett knows you cannot escape a man like Gustav. At some point, they will have to fight. But there is only one way that Rhett knows to stop Gustav... you must let him kill you first.

ABOUT THE AUTHOR

Victor Methos is the author of over twenty-five novels including the White Angel Murder and Superhero, both Kindle Top 100 smash hits. His novels have sold nearly half a million copies worldwide.

Totally Free Deals
200 mb Of Free Data Per Month On Tmobile
Added on : Monday November 04th 2013 07:00:02 PM
g: 0 Posted By: gmsisko1
Views: 57 Replies: 0 T-Mobile 200mb Free Data Per Month
I searched FW before posting to try to avoid a re-post.

Step One You will need a tablet that will work on Tmobile.

(I am told it must not have ever been previously used on Tmobile.)

Step Two: you will need a brand new fresh Tmobile SIM card that fits that tablet.

Step three: Turn off wifi in settings, insert fresh new Tmobile SIM card and go to the cellular settings in tablet:

Follow prompts to set up account.
It did NOT ask for a social security number.
Does NOT require a credit card unless you want to purchase more date.
This worked for me, it is a deal and a half in my opinion!
Services Deals

T-Mobile Coupons
g: 0 Posted By: rajaram
Views: 215 Replies: 0 CVS nowadays prints out lots of coupons with any purchase. You can also go to the coupon printer kiosk and scan the card to get some coupons. One coupon I got was a $4 off $10+ any Razor purchases. This is the second such coupon I got in last 2 weeks. Last Sunday of October hadthree P&G coupons for Gillette. One of them was $3 off any two Gillette purchases. Yesterday's paper had a coupon for upto 4.99 off purchase of shave gel with disposable Gillette Fusion razors. CVS has a $3 Extra Buck offer this week on Disposable Gillette Fusion twin pack jettables priced $11.79. Shave Gels are available for 3.99 or 5.79. Both coupons stacked without any problems. Though I paid only $3.99 for the shave gel, the clerk took $4.99 off! Walked out of the store with a free after coupon paper towels pack (0.79 value advertized - coupon prints at the kiosk), two razors pack of disposable Gillette Fusion Jettables and Shave Gel and a $3 Extra Buck good for next purchase, by paying under $5 after all coupons listed above. Net cost was under $2, less than half the price of just the shaving gel!! YMMV as the $4 off 10 coupon could be targetted, .

Health & Beauty Deals

CVS Coupons
g: 0 Posted By: DaysFan
Views: 170 Replies: 1 LINKED

http://www.truevalue.com/


http://www.truevalue.com/content.jsp?pageName=tvcoupons

$10 off $75 code FALL10

Valid from November 01 - November 30

Deluxe Banquet Table, Lightweight, 30 x 72-In.
WOK & PAN IND INC LIMITED-IMPORT | model # TBL-072 | item # 682536
30-In. x 72-In. Banquet Tablereg. $69.99$34.99SAVE 50%SKU: W 682 536 1

FREE Ship-to-Store Available

This banquet table is the perfect. 30 x 72-In. when open, folds in half for easy portability (with carry handle). Lightweight, too. Rugged steel tube frame with powder coated finish; polypropylene surface. 29-In. high, folds To 4-3/4-In. wide for easy storage.

30 x 72 x 29-In. high banquet table
Steel tube frame
Folds in half
g: 0 Posted By: DaysFan
Views: 156 Replies: 0 linked

http://www.kmart.com/



Northwest Territory Fold-In-Half Table 6ft
Kmart Item# 089W005705241001 | Model# BT-06FJ

Reg Price: $69.99Savings: $30.00$39
Store Pickup FREE

Use This Fold In Half Table 6ft To Make The Most Of Your Storage Space And Optimize Your Party LayoutsThe Northwest Territory fold in half table 6ft lets you break your auditorium and party seating arrangements down quicker after everyone's done for the day. Because this versatile unit folds in half, it's easier to place and maneuver through tight spaces like doorways and storage closet openings. After it's fully unfolded youll still have maximum possible amount of space for party games, trade displays and food platters galore.Use the fold in half table 6ft to totally rearrange any boring space into a truly useful gathering location. In addition to being extremely compact, this table incorporates a lightweight surface and frame that allow a minimal number of people to move it around. The tabletop surfaces resist stains and liquid penetration, so you can wipe them clean easily.

The Northwest Territory fold in half table 6ft is easier to store in tight spaces.
You can set up a free-for-all kids' craft station on the stain-resistant surfaces without worrying about the mess
The durable steel frame is powder-coated, so you can leave this table outdoors
A solid resin top provides an ideal, flat surface for food service or getting work done
The brown frame and wheat tabletop jibe well with most other outdoor furniture
Folding action and super-light 24-pound weight ensure that a single person can get more done



Home & Garden Deals

Kmart.com Coupons
Potential Purchase of a REO Property - really need an agent?
Added on : Sunday November 03rd 2013 04:00:09 AM
g: 0 Posted By: Cashman
Views: 141 Replies: 4 We are looking at purchasing a REO/foreclosure. I've done my research and know what I'm getting into here and how I want to structure the deal. I would like to make a formal offer with contingent upon inspection.

I've met the listing agent already. This property is held by a holding company / bank. I plan on putting an offer for about 73% of their asking price.

Is there ANY reason why I should ask for a real estate agent for representation? I cannot think of anything here - I'm capable of doing my own negotiation, know what I need to get done from an inspection perspective, have a lender already lined up, and so forth. I would assume the listing agent would get the full commission from the sale. Hiring a real estate agent for me would half his commission. Wouldn't I be in a better position with dealing with him directly?

I am leaning to just dealing with the listing agent directly unless I missed something. Obviously the price of this house is the main factor since there are several minor repairs needed.
Personal Finance Deals
20% off ALL DEALS at HalfOff Depot AC
Added on : Sunday November 03rd 2013 03:00:03 AM
g: 0 Posted By: MISTERCHEAP
Views: 173 Replies: 0 http://www.halfoffdepot.com/atlanta

Link to Atlanta, change to your area.

code is save20
Travel Deals Deals
g: 0 Posted By: Logan71
Views: 24 Replies: 0 I ran across a post earlier today that was unsettling, but yet debated hotly. I'm not sure of the perspectives of others, but when it's the CBO that's being referenced, I tend to pay a little attention. Granted, FWF is not my 'blog', but I thought discussion here might be insightful.

The CBO projects Medicare/Medicaid/Obamacare spending will exceed 100% of federal tax revenue in about 75 years (used to be 50 years before Obamacare, so it's bought us 25 years). The programs badly need to be reformed, but a particular party keeps blocking any attempts to reform them, saying we can fix things by cutting military spending instead. That used to be true in the 1960s, when military spending was over half the budget; but it's now less than 1/5th the budget. You could reduce military spending to zero and the entitlement programs would still be bankrupting us. None of this is meant as a criticism of the concept of entitlement programs or an endorsement of military spending. I'm just saying whatever you choose to fund, you have to make sure you fund it in a way that's sustainable.

You should put aside any preconceived notions you have and read the CBO's long term budget outlooks some time. They lay it out in black and white what's causing the budget problems, and what we need to do to fix it. They come out with a new version every 1-2 years.
http://www.cbo.gov/publication/44521
Discussion Deals
Need advice on renting out my primary home
Added on : Friday November 01st 2013 08:00:10 AM
g: 0 Posted By: nasheedb
Views: 184 Replies: 6 I'm the guy who is moving to Switzerland (http://www.fullofdeals.com/forums/finance/1300987). I am looking for some advice on renting out my primary home. Here are the details:

-Purchased the house in August of 2009 for $165,000 and I received the $8,000 credit, essentially bringing my purchase price down to $157,000
-Current value of the house is around $200,000
-It is in a cookie cutter neighborhood, and it is among the largest and most expensive in the neighborhood.
-I have a HEL at 3.99% fixed, 83 months left on the loan. Current balance $87,xxx

Monthly expenses (current):
$1214 - HEL payment
$424 - property tax (pay in full at the end of the year, this is the yearly cost /12. It will also be higher next year due to no longer being owner occupied)
$96 - insurance (pay in full, yearly cost /12)
$54 - HOA (pay in full, yearly cost /12)
Total: $1788

Property management fee will be 7% on top of this. I would need to charge at least $1925/month for rent just to break-even from a cashflow perspective, and that's before I take maintenance/repairs and vacancies into consideration.

I've had a realtor from the property management company advertise the house on MLS for $2000/month for the past 4 weeks. I've had 3 showings so far, which the realtor says is very low. When we set the $2000/month price, the realtor did a market analysis and said that price was fine. A week ago, a house that's very close to mine came on the market for rent at $1800 a month. My house is a little nicer on the inside, I have tons of landscaping work, I allow for pets on a case-by-case basis, I'm including all appliances, so I am adding a little bit of value compared to the other house, but probably not much. The realtor wants me to drop the price to $1800 a month. That would leave me in a pretty bad position from a cashflow perspective. I really don't want to go this low.

I'd like to try adding a bonus for the renter's realtor. Normally they get half a month's rent as commission. What if I were to increase this by say $500? That's 50% more than what they would get normally. Is this worth a try? Any advice is appreciated. I have to move by the end of December, but the sooner I move, the better.

I've also tried advertising the house on Craigslist for $1800 a month, but I haven't had any interest. A refinance is basically not an option, I don't want to deal with the headache of refinancing when I'm moving.
Personal Finance Deals
g: 0 Posted By: phlippant
Views: 419 Replies: 0 http://www.mcguirearmynavy.com/Oakley-SI-Half-Jacket-Sunglasses-Black-Grey-Polarized.html

edit: coupon can no longer be applied
Sunglasses Deals
g: 0 Posted By: phlippant
Views: 157 Replies: 0 http://www.mcguirearmynavy.com/Oakley-SI-Half-Jacket-Sunglasses-Black-Grey-Polarized.html

use code halloween13 for 15% off $55
Sunglasses Deals
g: 0 Posted By: BigBoyMichigan
Views: 311 Replies: 0
Advanced SystemCare pro v6 (1 year subscription) SALE $14.77 Here

Provides an always-on and automated, all-in-one PC care service with anti-spyware, privacy protection, performance tune-ups and system cleaning functions.

Free Version Here - Covers 50% of services see pic at LEFT
Software Deals
g: 1 Posted By: MISTERCHEAP
Views: 194 Replies: 0 Here is a list of the coupons available to print:
$1/1 3.5lb Bag of Beneful Adult Dry Dog Food any variety
$1/1 3.15 lb or larger Bag of Purina Cat Chow Brand Cat Food
$1/1 16lb or larger Bag of Purina Friskies Brand Dry Cat food
$1/1 25oz or larger bag of Beggin Brand Dog Snack (any variety)
$2/1 Nivea for men Face Care or any two Nivea Men Shaving Products (.33-8.7oz)
$1/1 Silk Half Gallon
$1/1 16.5 or larger Bag of Purina Dog Chow Brand Dog Food
$0.55/1 International Delight Coffee Creamer
$0.55/1 Tru Moo 6-pack or 6 singles
$1/1 Advil or Advil Migraine Product 20 count or larger
$0.75/1 Kikkoman Product
$0.55/1 Brawny Paper Towels
$0.50/1 Domino Sugar or C&H Sugar 2lbs or larger
$0.25/1 Clorox Bleach Product (55oz or larger)
$1.50/2 Sunny D Products
$1/2 Sweet Baby Rays
$1/3 Dole Canned Fruits
$0.75/1Simply Potatoes Product
$1/2 Kens Steakhouse Dressings or Marinades
thnx to livingrichq blog for info.


http://coupons2.smartsource.com/smartsource/index.jsp?Link=WEEBM...

Spanish Link Below, can print 2 more (4 total of each)

http://coupons2.smartsource.com/smartsource/index.jsp?Link=HWFIF...
Printable Coupon Deals
$36 in New Wounded Warrior Believe in Heroes Coupons Now Available
Added on : Wednesday October 30th 2013 03:00:11 AM
g: 0 Posted By: MISTERCHEAP
Views: 50 Replies: 0 Here is a list of the coupons available to print:
$1/1 3.5lb Bag of Beneful Adult Dry Dog Food any variety
$1/1 3.15 lb or larger Bag of Purina Cat Chow Brand Cat Food
$1/1 16lb or larger Bag of Purina Friskies Brand Dry Cat food
$1/1 25oz or larger bag of Beggin Brand Dog Snack (any variety)
$2/1 Nivea for men Face Care or any two Nivea Men Shaving Products (.33-8.7oz)
$1/1 Silk Half Gallon
$1/1 16.5 or larger Bag of Purina Dog Chow Brand Dog Food
$0.55/1 International Delight Coffee Creamer
$0.55/1 Tru Moo 6-pack or 6 singles
$1/1 Advil or Advil Migraine Product 20 count or larger
$0.75/1 Kikkoman Product
$0.55/1 Brawny Paper Towels
$0.50/1 Domino Sugar or C&H Sugar 2lbs or larger
$0.25/1 Clorox Bleach Product (55oz or larger)
$1.50/2 Sunny D Products
$1/2 Sweet Baby Rays
$1/3 Dole Canned Fruits
$0.75/1Simply Potatoes Product
$1/2 Kens Steakhouse Dressings or Marinades

http://coupons2.smartsource.com/smartsource/index.jsp?Link=WEEBM...
Printable Coupon Deals
g: 0 Posted By: Ayla
Views: 804 Replies: 2 .


Several Types Of Half Face & Neck Ski Mask, Neck warmers at Amazon



I have changed the post for they certainly are cheaper at Amazon, so here are those prices for now.

Bear in mind that Amazon will up the price, and add shipping when they feel like it.

Right now, there is NO shipping costs on any of them, but that will change after the first 10 or so that are sold.

First to get their order in, before shipping charges, will get them for the cheapest price.





http://www.amazon.com/dp/B005N3ASPG/ref=nosim/?ascsubtag=FWc4q5v...

Price: $1.39


~~~~~~~~~~~~~~~


http://www.amazon.com/dp/B006IL02OY/ref=nosim/?ascsubtag=FWc4q5y...

Price: $1.35


~~~~~~~~~~~~~~~~


http://www.amazon.com/dp/B006R2XGCE/ref=nosim/?ascsubtag=FWc4q60...


Price: $1.67


~~~~~~~~~~~~~~~~~


http://www.amazon.com/Neoprene-Thermal-Fishing-Country-Hunting/d...


Price: $1.49


http://www.amazon.com/World-Pride-Face-Snowboard-Motorcycle/dp/B...


Price: $1.35


~~~~~~~~~~~~~~~~~


http://www.amazon.com/Warmer-Snood-Beanie-Scarf-Sport/dp/B007N0S...


Price: $1.11


~~~~~~~~~~~~~~~~~


http://www.amazon.com/Stretchable-Tubular-Skull-Motorcycle-Snowb...


Price: $2.17


~~~~~~~~~~~~~~~~~~


http://www.amazon.com/niceEshop-Neoprene-Fleece-Snowboard-Motorc...


Price: $1.99

Clothing Deals

NoMoreRack Coupons
g: 0 Posted By: Ayla
Views: 226 Replies: 1 .


3-Pack: Neoprene Winter Ski Masks - $18.00 at NoMoreRack or $14.49 at eBay




http://www.nomorerack.com/daily_deals/view/680614




$16.00 Our Price

$40.00 Retail



$2.00 Shipping


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

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$14.49


Clothing Deals

NoMoreRack Coupons
Some quality powerful pliers at 60-65% off at Lowes
Added on : Tuesday October 29th 2013 04:00:04 PM
g: 0 Posted By: argentum
Views: 171 Replies: 0 I was in market for some power pliers recently and found these 2 very nice sets at a steal price:
Kobalt Locking Pliers 3PC Set 6.99 (from 19.98) (very similar set onsale at 14.88 down from 19.98 at HD)
Kobalt Tongue and Groove Pliers 3PC Set 7.98 (from 19.98) (very similar set goes at 24.99 at HD)

If you see high price for your zip code, do not give up, check the next store.
2 out of 3 stores near me have these clearance price while one shows original.

There is another pliers set also half price that you may consider, I do not know what is special about it though:
Kobalt 2PC Magnum Grip Pliers 9.99 (down from 19.98)


Tools Deals

Lowe's Coupons
g: -1 Posted By: bestbuy1115
Views: 171 Replies: 0 i got this message in my email account:

"Dear Sirs,Alan Stone & Company, LLC and Pro-Cell Energy Inc. invite you to be our guest: SCIF Investment Forum Luncheon on Thursday October 31st in Newport Beach, CA. See Agendas below. (Scroll Down for Schedule of Companies Presenting) See Flyer attached and http://www.southerncaliforniainvestmentforum.com/for more details.COMPANIES PRESENTING (alphabetical order): Nanoviricides, Inc. http://nanoviricides.com/Pro-Cell Energy, Inc. (private) Targeted Medical Pharma, Inchttp://www.ptlcentral.com/AGENDAS:Newport Beach SCIF Investor Forum (Half Day)Thursday, October 31, 2013 at The Pacific Club4110 MacArthur Blvd. Newport Beach, CA 92660Click on http://www.pacificclub.org/ for address and venue11:30 AM - 12:00 PM: Registration12:00 PM - 1:30 PM: Luncheon1:00 PM - 3:00 PM: Corporate Presentations3:00 PM - 4:00 PM: Networking with Investors and CEOs. Good Time Beverages, one of our sponsors, will be giving away specially packaged cocktails to all of our guests.) The Pro-Cell Energy, Inc. management team will be in the meeting to see you.Richard LoVice-President"
Services Deals
g: 0 Posted By: remick
Views: 80 Replies: 0 http://hpb.com/blackfriday/
Limited Eligibility Deals
g: 0 Posted By: UAIron
Views: 138 Replies: 2 I am writing this on behalf of my parents with the hope that someone here can offer some insight into avenues of recourse for this situation.Background:My parents purchased and are now remodeling a home in Southern California. It is not their primary place of residence. The remodel is pretty significant; one full standing remaining wall on one side and a portion of the framing supporting the second story including floor of second story. The foundation remains. The remodel is the point where the framing is up and plumbing is going in, then next electrical and low voltage wiring.

A City inspector has frequented the site on occasion and has not raised any concern until recently. The City inspector told the contractor that since this wasnt a remodel, it was a rebuild he was going to require that a sprinkler system be put in the house. This specific verbiage is very important, because any supporting documents that the inspector has provided have not in any way mentioned the word rebuild. In fact, on the supporting documents he has provided, only two distinctions are made: New and Remodel. This certainly isnt a new construction by classic definition of new, which means that it falls into the other category of remodel. The supporting documents indicate that if the construction is new it requires a sprinkler system but if it is a remodel it does not require a sprinkler system. I have included a snapshot of the document to which Im referring to. And I have also linked the county documents governing these issues.

My Father and his Contractor met with the inspector and the local Fire Chiefto further discuss this supposed requirement. The other City officials agreed with the Inspector in saying that sprinklers are mandatory with the construction. The other city officials agreed to have a third party look at the issue to come to some kind of consensus. The third party is the Board of Equalization, ironically enough.

While I dont believe my father is opposed to a sprinkler system, this has become a principle of fighting bureaucracy. Remodels are popular in this particular area as the majority of the homes were built in the 1970s. When talking with neighbors who have recently remodeled, it was found that they were not required to put in sprinkler systems. It was also discovered that this particular City inspector is notorious for causing little issues like this.

My father and I believe that by agreeing to something like putting a sprinkler system that a reference is made that this is in fact *not* a remodel, but something different. This could have implications on the property tax structure and in California these are very serious implications.

I would like to say this is a slam dunk case; that is, the City officials have NO CASE according to the documentation they have provided but the other issue here is that neither remodel or new construction is defined in the documentation. I think by deduction we could conclude this is not a new construction though. The fact that the inspector came up with his definition of what the construction is by calling it a rebuild and not having this definition supported on any of the governing documents is troubling. The fact that group of city workers unanimously agreed to the inspectors judgements and is going to bring in another government entity to get a third party ruling is also troubling.

Construction has been at a stand still while this issue is being figured out. I wanted to pose this to the fatwallet community before moving one direction to get input from people who may have experienced similar situations or know something about the real estate and construction law before seeking legal representation.
Personal Finance Deals
BLACK FRIDAY EARLY BIRD SPECIAL at Half Priced Books
Added on : Monday October 28th 2013 12:00:05 PM
g: 0 Posted By: Ayla
Views: 214 Replies: 0 BLACK FRIDAY EARLY BIRD SPECIAL at Half Priced Books
Books & Magazines Deals
Head of household and moving in with GF
Added on : Monday October 28th 2013 09:00:21 AM
g: 0 Posted By: MacKenzieIII
Views: 0 Replies: 0 Okay so I know this is probably a question for a CPA question but I figured I would start here and go from there. Also as background we live in CA and both earn in the 70-90k range.

So the situation is for my gf and I in2012 was that weboth claimed head of household for ourrespective children from previous marriages. And in 2012didn't live together so very cut and dry.

In 2013 she moved into my house, so baring any other changes would this mean that we could not both be Head of household in 2013? I understand the the IRS wording for "more than half the cost of maintaining the residence" but I also understand it is somewhat of a gray area depending on how integrated your "households" are. And in 2013 I would say there are areas where we honestly acted as a single family and areas where things are still seperate. So in moving in together did one of us just loose out HOH status? Oddly as she has full custody of her child and I have only 50/50 of mine does that mean she will never be able to claim HOH for her daughter since I own the house? In odd years my ex gets to claim my daughter so would that mean that no one could be head of household in 2013?

Going forward in 2014 assuming one of us claims HOH and the other just takes the standard single deduction is there any concern with the IRS deciding that we are living like we are married and should be taxed at the higher (in our case) rate of a married couple just due to having fully combined the familiy?
Hertz - Save 50% on your rental - 24 hours only
Added on : Monday October 28th 2013 08:00:16 AM
g: 3 Posted By: easycom
Views: 364 Replies: 1 Just got an email from Hertz with one of the best offers I've seen lately. It's only valid for 24 hours so give it a shot to see if it works for you. Here are the details:

1. Go to https://www.hertz.com/rentacar/reservation/
2. Click the checkbox that says Enter a Discount or Promo Code
3. Enter code 194036 in the Promotional Coupon (PC) box

Book your Leisure Rental with code #194036 and get half off Economy through Full-size cars and Small SUVs. Reservations must be made in the next 24 hours (Sunday, 10/27/13, through 12:00 PM on Monday, 10/28/13). Including a CDP number in the reservation will not offer further discounts. All other benefits associated with CDP number will apply. Offer valid for reservations booked October 27, and 28, 2013 for vehicle pickup from October 27 through November 15, 2013. Promotion Code must be provided at time of reservation or offer is void. Advance reservations required. Blackout periods may apply. Subject to availability, this offer is redeemable at participating Hertz locations in the U.S, and Canada (excluding NY Metro, Florida and Phoenix, AZ) on economy through Full-size cars and small SUVs. This offer has no cash value, may not be used with Pre-pay Rates, Tour Rates or Insurance Replacement Rates and cannot be combined with any other certificate, voucher, offer or promotion. Modifying your reservation may result in a change in your rate and/or invalidate this offer. Hertz age, driver, credit and qualifying rate restrictions for the renting location apply. Taxes, tax reimbursement, age differential charges, fees and optional service charges, such as refueling, are not included. Discounts apply to time and mileage charges only. Discounts in local currency on redemption.
Car Rental Deals Deals

Hertz Coupons
Experience with PenFed competency?
Added on : Monday October 28th 2013 07:00:13 AM
g: 0 Posted By: BenH
Views: 0 Replies: 0 Just curious to those of you who have used PenFed for any banking needs. I opened up an account with them about 2 months ago. I'm not really considering using them for my main financial institution, but wanted to become a member to take advantage of any mortgage/credit offers that I might need in the future.

The whole experience has been a little wonky. In establishing accounts they have mis-routed my paperwork causing delays in checking account opening, requested information multiple times, etc.
Additionally, they are telling me that our debit cards (my wife has joint ownership) have to use the *same* PIN. We must have like half a dozen joint accounts with other Financial Institutions (including CUs) and never before have I heard that you can't have different PINs on each account owner's card.

Anyway - this is all most minor inconvenient things - nothing drastic, but my gut feeling is that they aren't very professional in their dealings (my feeling from interacting with them) and don't seem to be "up-to-date."
I'm just concerned in putting more faith into other products if/when I need them.

I know they offer good rates - and maybe that is enough to make up for these inadequacies.

Wanted to know if my experiences are isolated, or if others have the same feelings about their service.

thanks.
Delta Int Ticket Cancelation Refund Help
Added on : Sunday October 27th 2013 01:00:09 PM
g: 0 Posted By: russum
Views: 0 Replies: 0 Friends of mine purchased 2 round trip Delta tickets from Moscow to JFK back in August via a third party website which costed about $1,000.
They did not have visas to come to US and not until last week they applied for one and got rejected.

They will reapply again sometime in November, but their Delta flight is on Nov. 3rd.

I contacted Delta on their behalf and was told that "ticket was issued using a discounted nonrefundable fare. Therefore, a refund would not be due". They did offer to pay "Administrative Service Charge" to apply the value of the ticketstowards the purchase of a new ticket while the current tickets are valid but the problem is they won't be able to come up with new dates until their next embassy appointment (mid November).

What are their options to (best case) get all money back or minimize their loss?

Thank you!
Vitamix Dry Blade Blending Container w/ Recipe Book $60 at QVC
Added on : Sunday October 27th 2013 09:00:02 AM
g: 1 Posted By: Gr1m
Views: 2 Replies: 0 Ripped from SD. Title says it all. Expensive, but half the common retail price!
QVC

$50.00 +7.97 SH +tax

compare at Amazon

Don't forget FatCash or use 5% Shop Discover.
g: 0 Posted By: Ayla
Views: 241 Replies: 0 .

TODAY ONLY: 2-Pack: Invisible Adhesive Silicone Strapless Bras - $14.99 at 1 Sale




2-Pack: Invisible Adhesive Silicone Strapless Bras Choice of Full or Half Coverage Wear up to 100 Times!




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Sale Price: $14.99


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Bundle Monster 3pc Invisible Adhesive Strapless Breast Bra Pad


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Clothing Deals

1Sale.com Coupons
g: 9 Posted By: remick
Views: 2361 Replies: 0 http://www.amazon.com/REALLY-SIMPLE-SMOKING-CURING-HOW-TO-ebook/dp/B00FBFRVW4

Print Length: 505 pages

Like gourmet smoked and salt-cured foods? Parma hams? Cold-smoked salmon? Pancetta and other "real" bacons? Spare ribs and brisket?
Want to make them at home? With all the taste, authentic flavour and trimmings of the store-bought items, but at a fraction of the cost?
Everything you need is right here. Equipment, tools, accessories and recipes, and a whole range of new techniques and methods to home-smoke, bbq and dry cure delicacies like prosciutto hams, cured bacons, salmon, spare ribs, biltong, jerky, brisket to name just a few!
Over 500 pages, generously illustrated, and written in simple language, "Really Simple Cold Smoking, BBQ and Salt Curing at Home" is actually three books in one at a price that would be a bargain for just one of them!
In this definitive book you'll discover
- the little known secrets of the pros for making up your own rubs, pastes, marinades, mops, bastes and sauces;
- the unique characteristics of different woods and fuels used in the food smoking process, and which are best for different applications;
- a range of smoked foods which could, for many readers, represent new and exciting food territory; foods like smoked and salt-cured fruit, nuts, dairy products (cheeses and butters), molluscs and other seafoods which are quite simply delicious!;
- how simple, and how comfortably within the capabilities of most people deli-style cold-smoking, or dry-curing really is!;
- survival secrets of "emergency" food smoking for hikers, campers, hunters, fishermen and survivalists, who would like, while still in the wild, to smoke any bounty collected from the outdoors, but who frequently don't have access to conventional (or any!) smoking equipment to do so;
- how-to build your own food smoking and dry-curing equipment at home partly as a low-cost alternative to the (undoubtedly excellent, but often fairly expensive) commercial equivalents, and partly for the good, warm feeling of accomplishment it brings!; and
- Illustrated charts showing the major cuts of meat from each of the main animal groups pork, beef, lamb and venison.... and the list goes on!
Readers of How-To Instructional books (like this one) fall somewhere between two extremes. At one extreme are those who want to know "Why?" before they learn "How?" At the other extreme are those who simply want a clear-cut set of instructions.
The publishers in this book unravel the Gordian knot and satisfy both classes of reader by covering both the "Why" and the "How" in the first half of the book, while limiting the second half to just the "How".
Whatever your current level of expertise and skill, there'll be something in this book to expand and enrich it. Get it now!
Books & Magazines Deals
Half off Melbourne, FL Air Show Tickets!
Added on : Friday October 25th 2013 06:00:07 AM
g: 0 Posted By: TomPtz
Views: 146 Replies: 0 $6.00
http://odealsdaily.com/todays-deal.php?positionID=716 Value: $12.00 Discount: 50% You Save: $6

Highlights:

=9ptHere's your chance for great family fun in the Space Coast- single ticket at half off for $6 (normally $12)!
=9ptBrevard County will host a waterfront aviation event for the 5th consecutive year when the Melbourne Air & Space Show debuts Saturday, November 2, 2013 over the oceanfront centered at Paradise Beach Park.
=9ptAn all-star, all-civilian line up will be headlined by Black Diamond Jet Team and feature some of the nation's top air show performers.


Fine Print:

=9ptGood for Saturday admission to the General Admission" Viewing Beach Area, Saturday Nov 2, 2013.
=9ptTickets are non-refundable.
=9ptParking not included.
=9ptKids 5 and under are free.
=9ptNo cash value.
=9ptRain date valid on NOV 3, 2013.
=9ptOne certificate per visit.
=9ptRAIN OR SHINE EVENT.

Company Info:
http://odealsdaily.us4.list-manage.com/track/click?u=2a71b1624f056444a41b2b2e4&id=73ea360c1f&e=4ed2be7b42
Paradise Beach Park 113 Paradise Beach Blvd
Melbourne, FL 32903
877-301-8499
Complete Details:Here's your chance for great family fun in the Space Coast- single ticket at half price for $6 (normally $12)! Brevard County will host a waterfront aviation event for the 5th consecutive year when the Melbourne Air & Space Show debuts Saturday, November 2, 2013 over the oceanfront centered at Paradise Beach Park. TheBlack Diamond Jet Team will headline the 2013 Air & Space Show featuring a diverse lineup of some of the nation's top civilian pilots and performers. The line up will include a special flight of the Embraer Phenom 100, assembled and built locally at Melbourne International Airport, to honor the local team of engineers and professionals at Embraer's only North American assembly facility.Thousands of spectators enjoy the Air & Space Show from inside the 'Aerial Stadium' in the General Admission Viewing area around Show Center. Join them in experiencing the event from near the "aerial 50 yard line." The professional sound and narration broadcast of the event will only available in this area and you'll enjoy the convenience of food, beverages, beer and restrooms just steps away in Paradise Beach Park. Experienced air show spectators purchase reserved parking in advance to avoid the hassle of finding a place to park the day of the event. You even get a 15% discount off parking when you purchase tickets!GRAB THIS DEAL WHILE YOU CAN.http://odealsdaily.us4.list-manage2.com/track/click?u=2a71b1624f056444a41b2b2e4&id=dcf53b0bc7&e=4ed2be7b42

Restaurants & Entertainment Deals
Any advice for getting healthcare if you can't afford it?
Added on : Thursday October 24th 2013 04:00:07 PM
g: 0 Posted By: mxmaniac
Views: 161 Replies: 4 I'm in a tough spot right now, in need of healthcare and treatment for some medical problems. I make too little to afford care, yet too much to qualify for any help. I know I'm not the only person like this, there are tons of people who live paycheck to paycheck.

Heres a brief summary of my situation. I was a successful and healthy construction worker, things were looking good. All of a sudden I'm hit with multiple health problems, thought they were minor but didn't realize how bad they were till it was too late. I could no longer work my regular job due to the health issues, and I found a lighter duty construction job which only paid half what I was making (with opportunity for increase). Just barely enough to squeak by and live paycheck to paycheck. I got minimal treatment but couldn't continue because the copays/patient responsibility was thousands of dollars, which I couldn't afford living paycheck to paycheck. My conditions got worse, and I lost my job and now can't work construction at all because my body in its current state can't take it, and I'm having tons of trouble finding any decent job/career I can live off of, with no college and a construction background. Right now my unemployment so small, that it is roughly the same as my mortgage. I'm selling things and using minimal savings just to pay the day to day food/utilities, I'll be out of things to sell very shortly. Yet the minimal unemployment which does not even pay the bills, is above the poverty level, and overall considered too high of income for any sort of low income medical help, or any sliding scale places. The obamacare is a joke, $300 a month for a plan with a $8000 deductable, how is a paycheck to paycheck person supposed to afford that? I am not willing to default on my mortgage or loose my home, it is the most important thing I have, and is the only sort of retirement savings I have. I really just need to get the proper medical treatment so that I can go back to work my former construction job, but with the ridiculous costs of healthcare, often thousands for simple little things, I don't have the money for it. I just can't believe, all my life I've been working hard, and paying money so that those too lazy to work can have their healthcare paid for, but the time I reach a rough patch I seem to be screwed.

Anyways, does anyone have advice or ideas to help? Even if they are somewhat radical like maybe going up to canada or another country long enough to get treatment (don't know if you can even do this).





Personal Finance Deals
g: 0 Posted By: archena
Views: 115 Replies: 0 Sodas are only available in the Atlanta, GA and Austin, TX locations for now.

Austin offer here
https://www.google.com/offers/savable/mc/5DF43IEN3MZUW-SBOCT18AUST

Atlanta offer here
https://www.google.com/offers/savable/mc/5DF43IEN3MZUW-SBOCT18ATL

Details
Get half-off any size, any flavor Handcrafted Sodas (Spiced Root Beer, Golden Ginger Ale or Lemon Ale) at participating Starbucks stores in the Atlanta area.

Terms
Expires 10/30/13. Get half off the retail price of one Handcrafted Sodas (Spiced Root Beer, Golden Ginger Ale or Lemon Ale) any size at participating Starbucks stores in the Atlanta area. Limit one per person while supplies last. Cash value .01 cent. Void where prohibited. Cannot be combined with other offers or discounts. Not valid if reproduced, transferred or sold.

Additional Terms

No cash value unless otherwise indicated in these terms. Google does not make any warranty in relation to the offers, including without limitation their validity and/or value. Google is not a party to any transaction that the advertiser and user may enter into.
Restaurants & Entertainment Deals
Corp-To-Corp vs 1099 and Unemployment Tax Issues
Added on : Wednesday October 23rd 2013 10:00:10 AM
g: 0 Posted By: robronson
Views: 1 Replies: 0 I've recently started in the traveling IT consulting space. I want to avoid working as a W2 of an employer directly for several reasons:

1) No children, no family, so "Cadillac" health plans are wasted compensation.

2) I intend to max out retirement plans as much as possible. Many more options if not W2ed.

3) Opportunities to deduct several purchases such as new phones, laptops, etc. For my personal life I run a dirt-cheap crappy prepaid phone at 10 cents a minute. If I get a W2 job, they'll expect me to buy my own cell phone and pay for my own minutes, but I can't deduct that. As a 1099, I can buy a new phone, new phone plan, keep my existing 10cents a minute plan for personal use, and deduct the new phone/plan 100%.

I was dead set on 1099 until I learned about Corp-to-Corp, which seems like some staffing firms require that I would use in stead of a 1099. I've done some research on Corp-to-Corp but most of it seems to be tailored to the non-Fatwallet crowd who gives the federal government an interest free loan each year and is excited at tax return time to get "free money." Thus, I am proposing the question here about Corp-to-Corps because I imagine there's some high level operators doing some nifty things with them.

I do have a few specific questions and would like to open the floor to general comments on pros/cons.

1) If I'm the only person working through this corp, does it matter if I use S-Corp versus LLC?

2) Does my corp hire me as a W2 of the corp, or contract me as a 1099 of the corp, or is either allowed?

3) Are 1099s exempt from unemployment taxes (and subsequently, benefits if eligible?)

4) How does unemployment work on a corp-to-corp if I'm the sole W2 employee of my corp? From my research it appears I'll be on the hook for around $500 per year for state/federal UI insurance, at least for the first 2.5 years and then it may get cut in half or so. I ran the numbers on UI insurance, and assuming I was legally able to decide on W2 versus 1099 within my Corp-to-Corp, it seems like UI insurance is a good deal for me for several reasons:

a) You're only taxed up to the first $7k or so of income, but the maximum benefits of UI are not realized until around $40k of income. Thus, unlike social security where you're negatively penalized for making too much with respect to the ratio of payout, with UI, you're unfairly compensated for being a high earner. Since the tax stops at $7k but the benefits run until $40k or so, then if you're making $40k+, you're getting more than your payout relative to someone earning less than $40k.

b) As the owner of my S-Corp, I could decide not to take on a new Corp-to-Corp contract and make my sole employee (myself) be unemployed. And thus I have more control over my own unemployment. This is probably borderline fraud, but that also means it's borderline legitimate. So suppose the market for what I do dies down, there's no requirement for my S-Corp to take on a crappy contract I don't want when I can just terminate my own W2 within the corp and collect 6 months of unemployment.

c) The possibility exists of future federal extensions of UI benefits. This is effectively free money with regard to the cost/benefit analysis of UI insurance. The possibility exists that you pay the exact same amount ($500 annually) but get double or triple the payout in the event of unemployment. From a pure economics perspective, that has some form of value.

In summary, let's discuss the pros/cons of 1099 versus Corp-To-Corp and details of how Corp-to-Corp can work. Either in general or pick one of my topics above to comment on.

Personal Finance Deals
g: 1 Posted By: remick
Views: 180 Replies: 0 http://www.amazon.com/Amazing-Grades-Improve-Learning-ebook/dp/B00FFJUG8C

5.0 out of 5 stars with 11 reviews

Learn study skills,test preparation and memory improvement in HALF the time! Use your learning style - read, listen or video chapters.
Use the learning and life skills in this book to raise your grades, test scores, get into and stay in the college of your dreams!
"If you've ever questioned your abilities in school, I can tell you for sure I was right there with you. Just a few short years ago, I felt like a failure - reading was actually painful for me and this made all my other subjects a real struggle. But today is a whole new story. I now have a Master s Degree and my Psy.D. degree in clinical psychology thanks to the strategies in this book. They literally changed my life!

--Kathryn Langley, M.A., Psy.D.

Amazing Grades is a worldwide goodwill book, the result of a year long work by 101 best-selling authors and experts to help students in grades 7-college raise their grades and test scores, in the fastest and most efficient way possible. Bonus chapter included by Nasha Fitter, Worldwide Lead of Education for Microsoft.

Topics include:
3 Learning styles and how to master study skills and test prepartion in your learning style
Study skills in every subject area
How to handle special learning challenges and differences
Life skills that you need to succeed
mp3 chapters and scan tags for videos related to the chapters
Totally Free Deals
Conklin Stylograph Mosaic Fountain Pen - $72.50 - 50% Off + Free Shipping
Added on : Wednesday October 23rd 2013 05:00:02 AM
g: 0 Posted By: viking88
Views: 23 Replies: 0 Pen Chalet has the Conklin Stylograph Mosaic Fountain Pen listed at half off, $72.50 plus Free Shipping.

Home & Garden Deals
Mountain House 10-Pack Premium Meal Assortment - $29.97 - Costco YMMV
Added on : Tuesday October 22nd 2013 04:00:08 PM
g: 0 Posted By: Gbcue
Views: 195 Replies: 0 Costco (at least in California, YMMV) is selling Mountain House 10-pack "Premium Meal Assortment" boxes for $29.97 (no tax), clearance priced! Great for your earthquake/emergency kits! Just add water.

Great deal, half off retail, essentially.

Box contains 10 entrees/25 servings:

2 Beef Stew
2 Lasagna with Meat Sauce
3 Chicken Teriyaki with Rice
3 Beef Stroganoff with Noodles

SIX year shelf life, although they'll probably last much longer.
Net weight of 47.7 oz.
In Santa Rosa, CA, they had 80+ left.
Food Deals
Ahnu Elkridge Mid Hikers 59.99 @ Cabelas
Added on : Tuesday October 22nd 2013 03:00:03 AM
g: 1 Posted By: Taddman822
Views: 201 Replies: 1
Regular Price:
$159.99
Sale Price:
$59.99

Coupon Code: 3TURKEY Free shipping no minimum Exclusions: must use Cabela's VISA
or Cabelas Gift Card (Thanks to Trickracen)

Ahnu Elkridge Mid Hikers




Numentum technology encourages natural foot biomechanics
Durable leather and nubuck uppers
Shock-dispersal plates prevent stone bruising in rough terrain


Designed to support hikes with up to a 40-lb. pack, but has a look and style great for the office. Numentum technology and nearly impervious EVA stability postings on medial and lateral sides provide neutral foot positions for improved balance. Durable leather and nubuck uppers sport eVent bootie linings for waterproof, breathable comfort. Extremely durable EVA midsoles boast optimal shock absorption. Integrated TPU shanks and arch supports provide torsional rigidity and midfoot support. Shock-dispersal plates in forefoot areas protect against stone bruising. Nonmarking, slip-resistant Outsoles have rock-biting grip and traction on varied surfaces. Imported.
Height: 5.5".
Average weight: 2.3 lbs./pair.
Men's sizes: 7-14 medium width. Half sizes to 12.
Color: Gunmetal.
Most sizes still available. Next best price found 79.83 at REI. Pretty good reviews at REI, Amazon and other sites.
http://www.cabelas.com/product/Ahnu-Elkridge-Mid-Hikers/1570361....
Shoes Deals

Cabela's Coupons
g: 0 Posted By: Trickracen
Views: 361 Replies: 0 Kershaw Half Ton Knife

Regular Price:$24.99Sale Price:$7.90
Coupon Code: 3TURKEY Free shipping no minimum Exclusions: must use Cabela's VISA
or Cabelas Gift Card

The short, 8CR13MoV stainless steel blade boasts exceptional edge retention and a durable satin finish for long-wearing durability. The glass-filled nylon handle boasts super-gripping Santoprene inserts for a sure, secure grip. Comes complete with a patented Wrench Clip (a pocket clip shaped like a mini-wrench).
Blade length:=12px2-1/2".
Overall length:=12px6-1/8".
Closed length:=12px3-5/8".
Weight:=12px3.2 oz.
Sports & Outdoors Deals

Cabela's Coupons
Should I pay off mom's credit card?
Added on : Monday October 21st 2013 06:00:17 AM
g: 0 Posted By: Marsavings
Views: 78 Replies: 3 My dad died in 2005. I am an only child and live 2 hours away. He had always handled all of the money in the family, so I was concerned about how my mother would deal with it. He left a couple of small life insurance policies (one thru MetLife and one thru his former employer where he retired at age 57 in 1985). She gets a small pension payment (half of the pension he used to receive when he was alive) from his former employer, along with SS. When my dad died I paid for the cremation myself and I also paid the remainder of their car loan off for my mom so she wouldn't have that to worry about. I believe she has spent all of the life insurance monies except a small amount (less than $2000) that is left in one account. She does not want to spend that money - I don't know if it's an emotional attachment to my dad, or if it's the security of having that money available. She claims it's because it earns a higher interest rate (maybe 6%??). After my dad died she opened a checking account (my dad didn't believe in checking accts or cc's - he paid for everything in cash unless he needed a car loan, etc.) as well as a Chase Freedom card that got 5% CashBack on Gas/Groceries/DrugStores at the time. They have since changed that program so the categories are revolving every quarter. I told my mom at that time the the only way she should get this credit card is if she pays it off in full every month. Otherwise the interest charges will eat up any CashBack she might get. She also has a Discover card that she uses (supposedly) just for her medication that she has to buy thru mail order. Over the years she has bought several things that I did not agree with, but when I said anything, she would say "I needed it" or "I've never had xxxx, I deserve it", etc. Examples are new carpeting, new linoleum in the kitchen/bath, new toilet, new stove, new bedroom suite, new couch. Some - like the toilet - were a necessity. But others like the flooring and furniture were just "I want it, I deserve it" situations. For about the past year she has made casual comments to me such as "I want to get that credit card paid down," etc. But I never asked, as I didn't want to butt in. If I made a comment about something she had purchased, she would get defensive and justify it. I figured if she needed help she would ask for it.

This weekend she called and asked for my opinion. She wanted to know what I thought of taking out a loan at the bank to pay off the credit card. She said the bank has 12 months interest-free and she would pay it off in that year. I kept telling her that didn't sound right as I've never heard of a bank that doesn't charge interest...credit card companies - yes. Stores - yes, 12 months interest-free. But never banks for a loan. I asked her how much is her credit card bill, that this "loan" would be for? She said about $5,000 (I was actually afraid it would be more, but still a daunting amount). So this morning I called my local brach of that same bank for clarification. I was told they have a bank CREDIT CARD with a balance transfer deal of 12 months interest free. But not loans. So I don't know if my mom realizes it or not, but she is looking at getting yet ANOTHER credit card to pay off the Chase with a balance transfer, etc.

I think at the very least, she should take the remaining money in that life insurance account and pay down her cc bill to at least reduce it. But she doesn't want to. But it makes no sense to earn some small amount of interest on a small remaining balance of life insurance money, when you have $5K in cc debt that is probably accruing close to 30% interest every month! And maybe then contact Chase and see if they will settle the account for a less amount. I know she would take a hit to her credit for doing that, but she probably doesn't have that high of a credit score to begin with anyway. She told me that her minimum payments to Chase are $150/month right now.

And to top it all off, I asked her if she'd ever cashed in any of her CashBack rebates from the Chase card, and she said no. !!! So for 7-8 years she has never contacted Chase to get any of her CashBack sent to her or credited from her bill. I don't for for sure, but I doubt ALL of the CashBack that she would have accrued during this time would still be available, as I know most of the time the points or CashBack rewards expire after a certain period of time. But I told her to contact Chase using the 1-800 number on the statement, and askabout her CashBack rebates status. She might even have CashBack money available from Discover too. I don't know which Discover card she has.

We are in good financial shape - no kids, no car payments, mortgage paid off, pay our credit cards in full every month. I am wondering if I should let her "live and learn", or should I pay off her credit card in full for her so she doesn't have to worry about it anymore, and have her cancel the account so she can't continue to use it.

I just don't know if I should bail her out or not. She is 77 years old and this time since my dad died has been the first time in her life, I think, that she has had total control of her own money. I helped her out right after he died by paying off the car and the cremation costs, and tried to pound it into her head about paying off the cc's every month. At first I thought she was doing alright because she would take the checkbook to the bank to have the teller help her balance it every month, and she assured me when I would ask that she was paying off the credit cards every month. But then she started getting all this other credit from Lowe's, and the furniture store, as she purchased bigger items, and she knew how I felt about that.

I know it's hard for her living on such a small fixed income. Her mortgage is paid off, but she still has to pay the taxes and all of the monthly bills plus medication costs,and I know she's not rolling in dough. I just don't want her to repeat this all over again if I come to the rescue and pay it off.
Personal Finance Deals
g: 0 Posted By: NantucketSunrise
Views: 84 Replies: 0 A current"contest" by Life Extension is pretty good - it seems to be offering a similar type of thing as this"Hot Deal" offer offered in January 2013 -->http://www.fullofdeals.com/forums/hot-deals/1250278/

This is the current url to enter: https://mycart.lef.org/livebetter/register/

At the moment it's probably giving most (or all)people who enter the contest:
-a free half-year membership, a savings of $37.50
- free 6 month subscription to their monthly health magazine
- free shipping on one order
- a $25 product credit
.... not bad, when it's entirely for free!

Tonight I was looking for a free membership to Life Extension (there used to be a sign-up page for a 6-month free membership, and I finally found that online, but after I filled it in, it told me that it was no longer a valid offer), and I found the above Hot Deal from January 2013 and a month-old threadin the Contests forum, so I entered the contest tonight and I instantly "won" a 6 month free membership, free shipping on my first supplement purchase, a $25 product credit, and a chance to win $25,000 by calling a telephone number right away.

Well, I realized it was not so likely that I'd have won the $25,000, but the contest rules seemed okay and it was just a quick call, so I called the number expecting to get an automated system that would want me to press a few buttons on the phone, and instead a real guy answered immediately (like on the first ring) -- and he addressed me by my name right off the bat (without my telling him what my name is -- obviously he was reading it off his computer screen, from my telephone number). ...It was a little creepy, to be honest, and threw me for a moment.

He told me that unfortunately I was not the winner of the $25,000 prize. I wonder how often he has to say that to people - apparently constantly. What a job he's got.

Anyway, my point is that this contest probably has the same odds as the Hot Deal in January 2013 did -- a person who enters it is probably quite likely indeed to be offered a free half-year membership to the organization, a $25 coupon off their products,and free shipping of the first order. An annual membership there really does go for $75 at full price, so it's quite a substantial free offer, and I don't know how much shipping is for their products, but one instance of free shipping is probably worth at least $5 or $10 (of course, it would be of value to you only if you intend to use any of their services or buy any of their products, or will utilize the free monthly magazine that comes as part of the free membership.)

You can also enter this contest more than once, it says (once a day, I guess). It's a pretty quick and simple process to enter.

Also: their $25,000 prize hasn't been won yet, and that particular aspect of the contest is over Wednesday Oct. 23rd, so there are only a few days left!
(It's been going since May 30th, it says: http://fullofdeals.com/redirect/bounce.php?afsrc=1&mid=18045646&eurl=https%3A%2F%2Fmycart.lef.org%2FLiveBetter%2FCashPrizeRules.html%29&orig=forums.contests-and-sweepstakes

---
Note: I did ask the moderators if they could cross-post the month-old entry about this freebiefrom the Contests forum (http://www.fullofdeals.com/forums/contests-and-sweepstakes/1299376/), but the feeling was that the waytheoriginal post therewas written, itdescribedthe offerstrictly as a contest, so it would have been confusingto readers to directly cross-post that thread to another forum. Therefore, I'm making this new thread here, because I do think the current free offer (styled as a contest, but probably given to most, if not all, people who "enter")from Life Extensionis pretty substantial and might be worth something to some Fatwallet readers.The mods may delete this -I don't mind if they decide to do that.
Surveys & Rewards Deals
g: 3 Posted By: remick
Views: 229 Replies: 0 http://www.amazon.com/REALLY-SIMPLE-SMOKING-CURING-HOW-TO-ebook/dp/B00FBFRVW4

Print Length: 505 pages

Like gourmet smoked and salt-cured foods? Parma hams? Cold-smoked salmon? Pancetta and other "real" bacons? Spare ribs and brisket?
Want to make them at home? With all the taste, authentic flavour and trimmings of the store-bought items, but at a fraction of the cost?
Everything you need is right here. Equipment, tools, accessories and recipes, and a whole range of new techniques and methods to home-smoke, bbq and dry cure delicacies like prosciutto hams, cured bacons, salmon, spare ribs, biltong, jerky, brisket to name just a few!
Over 500 pages, generously illustrated, and written in simple language, "Really Simple Cold Smoking, BBQ and Salt Curing at Home" is actually three books in one at a price that would be a bargain for just one of them!
In this definitive book you'll discover
- the little known secrets of the pros for making up your own rubs, pastes, marinades, mops, bastes and sauces;
- the unique characteristics of different woods and fuels used in the food smoking process, and which are best for different applications;
- a range of smoked foods which could, for many readers, represent new and exciting food territory; foods like smoked and salt-cured fruit, nuts, dairy products (cheeses and butters), molluscs and other seafoods which are quite simply delicious!;
- how simple, and how comfortably within the capabilities of most people deli-style cold-smoking, or dry-curing really is!;
- survival secrets of "emergency" food smoking for hikers, campers, hunters, fishermen and survivalists, who would like, while still in the wild, to smoke any bounty collected from the outdoors, but who frequently don't have access to conventional (or any!) smoking equipment to do so;
- how-to build your own food smoking and dry-curing equipment at home partly as a low-cost alternative to the (undoubtedly excellent, but often fairly expensive) commercial equivalents, and partly for the good, warm feeling of accomplishment it brings!; and
- Illustrated charts showing the major cuts of meat from each of the main animal groups pork, beef, lamb and venison.... and the list goes on!
Readers of How-To Instructional books (like this one) fall somewhere between two extremes. At one extreme are those who want to know "Why?" before they learn "How?" At the other extreme are those who simply want a clear-cut set of instructions.
The publishers in this book unravel the Gordian knot and satisfy both classes of reader by covering both the "Why" and the "How" in the first half of the book, while limiting the second half to just the "How".
Whatever your current level of expertise and skill, there'll be something in this book to expand and enrich it. Get it now!
Books & Magazines Deals
g: 1 Posted By: remick
Views: 127 Replies: 0 http://www.amazon.com/REALLY-SIMPLE-SMOKING-CURING-HOW-TO-ebook/dp/B00FBFRVW4

Print Length: 505 pages

Like gourmet smoked and salt-cured foods? Parma hams? Cold-smoked salmon? Pancetta and other "real" bacons? Spare ribs and brisket?
Want to make them at home? With all the taste, authentic flavour and trimmings of the store-bought items, but at a fraction of the cost?
Everything you need is right here. Equipment, tools, accessories and recipes, and a whole range of new techniques and methods to home-smoke, bbq and dry cure delicacies like prosciutto hams, cured bacons, salmon, spare ribs, biltong, jerky, brisket to name just a few!
Over 500 pages, generously illustrated, and written in simple language, "Really Simple Cold Smoking, BBQ and Salt Curing at Home" is actually three books in one at a price that would be a bargain for just one of them!
In this definitive book you'll discover
- the little known secrets of the pros for making up your own rubs, pastes, marinades, mops, bastes and sauces;
- the unique characteristics of different woods and fuels used in the food smoking process, and which are best for different applications;
- a range of smoked foods which could, for many readers, represent new and exciting food territory; foods like smoked and salt-cured fruit, nuts, dairy products (cheeses and butters), molluscs and other seafoods which are quite simply delicious!;
- how simple, and how comfortably within the capabilities of most people deli-style cold-smoking, or dry-curing really is!;
- survival secrets of "emergency" food smoking for hikers, campers, hunters, fishermen and survivalists, who would like, while still in the wild, to smoke any bounty collected from the outdoors, but who frequently don't have access to conventional (or any!) smoking equipment to do so;
- how-to build your own food smoking and dry-curing equipment at home partly as a low-cost alternative to the (undoubtedly excellent, but often fairly expensive) commercial equivalents, and partly for the good, warm feeling of accomplishment it brings!; and
- Illustrated charts showing the major cuts of meat from each of the main animal groups pork, beef, lamb and venison.... and the list goes on!
Readers of How-To Instructional books (like this one) fall somewhere between two extremes. At one extreme are those who want to know "Why?" before they learn "How?" At the other extreme are those who simply want a clear-cut set of instructions.
The publishers in this book unravel the Gordian knot and satisfy both classes of reader by covering both the "Why" and the "How" in the first half of the book, while limiting the second half to just the "How".
Whatever your current level of expertise and skill, there'll be something in this book to expand and enrich it. Get it now!
Books & Magazines Deals
Tetra 3-Gallon Half Moon Aquarium with LED Bubbler $19.99 shipped @ Woot
Added on : Saturday October 19th 2013 08:00:06 PM
g: 0 Posted By: ctgolfer
Views: 242 Replies: 0 http://sellout.woot.com/offers/tetra-3-gallon-half-moon-aquarium...
Home & Garden Deals

woot! Coupons
g: -1 Posted By: denco
Views: 151 Replies: 0 3 movies for $30 - TCM SHOP - With code: 3FOR30 - plus shipping.

Shipping for 3 was $5.95 for me.

Choose from:

4 Film Favorites: John Wayne DVD
Wizard of Oz: 75th Anniversary DVD
The Magnificent Ambersons DVD
Arsenic and Old Lace DVD
The Wild Bunch Blu-ray
Bringing Up Baby DVD
4 Film Favorites: Dirty Harry Collection DVD
Lassie Come Home / Son Of Lassie / Courage Of Lassie (Triple Feature) DVD
Secret Life Of Walter Mitty DVD
4 Film Favorites: Steve McQueen DVD
Cincinnati Kid Blu-ray
Planes, Trains And Automobiles Blu-ray
Fracture Blu-ray
4 Film Favorites: Randolph Scott Collection DVD
The Big Parade DVD
My Blue Heaven / The Man With Two Brains (Double Feature) DVD
Father Of The Bride DVD
4 Film Favorites: Ocean's Collection DVD
The Hunchback Of Notre Dame DVD
Secondhand Lions Blu-ray
4 Film Favorites: Charlton Heston DVD
The Searchers Blu-ray
True Grit Blu-ray
The Philadelphia Story DVD
Twister: Special Edition DVD
Gigi DVD
Gunfight At The O.K. Corral / The Man Who Shot Liberty Valance DVD
The Postman Blu-ray
All The President's Men DVD
Dark City: Director's Cut Blu-ray
Mogambo DVD
4 Film Favorites: Harrison Ford DVD
4 Film Favorites: War Heroes DVD
"10" Blu-ray
4 Film Favorites: Blade Collection DVD
4 Film Favorites: Bruce Willis DVD
4 Film Favorites: Classic Holiday Collection, Vol. 1 DVD
4 Film Favorites: Classic Holiday Collection, Vol. 2 DVD
4 Film Favorites: Critters Collection DVD
4 Film Favorites: Epic Romances DVD
4 Film Favorites: Gene Kelly Collection DVD
4 Film Favorites: Leslie Nielsen DVD
4 Film Favorites: Michael Douglas DVD
4 Film Favorites: Robert Redford DVD
4 Film Favorites: Sci-Fi DVD
4 Film Favorites: Suspense Collection DVD
A Man For All Seasons DVD
A Perfect Murder / Murder By Numbers / Murder In The First (Triple Feature) DVD
A Streetcar Named Desire (1951) DVD
A Tale Of Cinderella DVD
A Talent for the Game DVD
American Beauty: Sapphire Series Blu-ray
American Girl DVD
An American In Paris DVD
Andersonville DVD
Auntie Mame DVD
Bank Robbery Collection DVD
Battle Of The Bulge Blu-ray
Being There Blu-ray
Being There: Deluxe Edition DVD
Blood Alley / Sea Chase (Double Feature) DVD
Bonnie And Clyde DVD
Breakfast At Tiffany's: 50th Anniversary Edition Blu-ray
Bullitt Blu-ray
Chariots Of Fire DVD
Clash Of The Titans DVD
Club Paradise DVD
Crossfire Trail DVD
Demolition Man Blu-ray
Destination Tokyo DVD
Doctor Zhivago: Deluxe Edition DVD
Dolphin Tale (Blu-ray + DVD + Digital Copy)
Driving Miss Daisy DVD
Easter Parade DVD
Elvis Four-Movie DVD Collection: Volume 1 DVD
Empire Of The Sun DVD
Every Which Way But Loose / Any Which Way You Can (Double Feature) Blu-ray
Executive Decision / Unlawful Entry (Double Feature) DVD
Eye for an Eye DVD
Fandango DVD
Fat Man & Little Boy DVD
Fire Down Below / Out For Justice / On Deadly Ground (Triple Feature) DVD
Flight of the Intruder DVD
Flipper / Flipper's New Adventure (Double Feature) DVD
Forth Worth / Colt 45 / Tall Man Riding (Triple Feature) DVD
Good Night, And Good Luck Blu-ray
Grand Prix Blu-ray
Greystoke: The Legend Of Tarzan DVD
Harry Potter & The Half-Blood Prince DVD
Harry Potter & The Order Of The Phoenix DVD
Harum Scarum / Speedway / Trouble With Girls (Triple Feature) DVD
Horrible Bosses: Totally Inappropriate Edition (Blu-ray + DVD + Digital Copy)
Hot Rods To Hell DVD
I Confess DVD
Ice Station Zebra DVD
Invictus DVD
Jeremiah Johnson / Mother Lode (Double Feature) DVD
John F. Kennedy: Years Of Lightning, Day Of Drums DVD
John Wayne Western Collection DVD
Kelly's Heroes / Where Eagles Dare (Double Feature) Blu-ray
King Of Kings DVD
Laurel And Hardy: Air Raid Wardens / Nothing But Trouble DVD
License To Wed Blu-ray
Lost In Space Blu-ray
Monte Walsh DVD
Murder In Mississippi DVD
Name Of The Rose Blu-ray
Network DVD
Objective, Burma! / Never So Few / Go For Broke (Triple Feature) DVD
Oh, God! DVD
Out Of Towners (1970) / Out Of Towners (1999) DVD
Pay It Forward DVD
Private Benjamin / Protocol (Double Feature) DVD
Purgatory DVD
Quo Vadis Blu-ray
Rio Bravo / The Searchers (Double Feature) DVD
Seven Brides For Seven Brothers DVD
Shaft / Shaft's Big Score! / Shaft In Africa (Triple Feature) DVD
Sleepers Blu-ray
Sleepers DVD
Space Cowboys Blu-ray
Spinout / Double Trouble (Double Feature) DVD
Stella Dallas DVD
Steve McQueen Collection DVD
Stroker Ace / Hooper / Sharky's Machine (Triple Feature) DVD
Sweeney Todd: The Demon Barber Of Fleet Street DVD
The American President / Dave (Double Feature) DVD
The Audrey Hepburn Collection DVD
The Bachelor (1999)/In Love And War DVD
The Big Stampede / Ride Him Cowboy / Haunted Gold (Triple Feature) DVD
The Color Purple DVD
The Four Feathers DVD
The Frisco Kid DVD
The Gathering / The Gathering II DVD
The Gathering DVD
The Great Ziegfeld DVD
The House On Haunted Hill Double Feature DVD
The Ice Pirates DVD
The Last Castle DVD
The Long Kiss Goodnight Blu-ray
The Man Behind The Gun / Thunder Over The Plains / Riding Shotgun (Triple Feature) DVD
The Marva Collins Story DVD
The Mummy Lives DVD
The Music Man (1962) DVD
The Outlaw Josey Wales (Digibook) Blu-ray
The Stooge DVD
The Wild Bunch: Director's Cut DVD
Twisted DVD
Under Siege Blu-ray
Valentine's Day Blu-ray
Who's Afraid Of Virginia Woolf? DVD
Year Of The Dragon DVD
You've Got Mail Blu-ray
Zodiac: Director's Cut Blu-ray

DVD Deals
Reported Hit and Run - Requesting Recorded Statement
Added on : Friday October 18th 2013 11:00:06 AM
g: 0 Posted By: Cashman
Views: 134 Replies: 3 About a month and a half ago, wife and I were getting back to our car in the Starbuck's parking lot. While I pulled out, I waited for an individual to back up and continue. These spots were all at angles and he was not aligned - so he hit the vehicle to the right of him. After this happened, he drove off.

I got the license plate number off of the individual that drove off and called the non-emergency number for the Sheriff's Office. They sent a unit out and found the hit vehicle and owner and filled a police report.

Now this week - I have State Farm calling me asking to give a recorded statement. After inquiring further with the rep, he told me he was the insurer of the individual that drove off. From my research, it doesn't seem like I am mandated to give any statement, but is there any recourse here?

I was doing a solid for the individual that got hit - didn't expect it to get this far. Thoughts?
Free Duck Tour Tickets in Boston - Friday 10/18 was $30+
Added on : Thursday October 17th 2013 07:00:05 PM
g: 0 Posted By: remick
Views: 126 Replies: 0 http://www.bostonducktours.com/santander.aspx

You've never toured Boston in anything that comes close to Boston Duck Tours. The fun begins as soon as you board your "DUCK," an authentic World War II amphibious landing vehicle, renovated for sightseeing.You'll cruise by all the places that make Boston the birthplace of freedom and a city of firsts! View such sights as the golden-domed State House to Bunker Hill and the TD Banknorth Garden, Boston Common and Copley Square to the Big Dig, Government Center to fashionable Newbury Street, Quincy Market to the Prudential Tower, and more.

The entire Boston Duck Tour fleet has been reserved on this day in order to give free Duck Tours all day! Reservations for October 18th cannot be made in advance. Tickets may only be obtained the morning of Friday, October 18th in person at any Boston Duck Tour ticket booth location - the Museum of Science, Prudential Center or New England Aquarium.

Ticket booths open at 8:30am and tours run every half hour, from 9am until an hour before sunset. Space is limited, and tickets are available on a first-come, first serve basis. We suggest you arrive early as tickets are expected to sell-out. Maximum of 6 tickets per person.
Restaurants & Entertainment Deals
g: 0 Posted By: remick
Views: 135 Replies: 0 http://www.amazon.com/Reluctant-Prophet-Novel-ebook/dp/B006T4Z3H6/

4.8 out of 5 stars with 81 reviews

At age forty-two, Allison Chamberlain is still making a half-hearted attempt to figure out what she wants to be when she grows up. Although she has been a pew-sitting member of a church for seven years, prophet has never been on the short list of possible careers.
Then one Sunday Allison senses a divine nudge to buy a Harley motorcycle and go wherever it takes her. Soon she is wondering if she is called to present the reality of Christ to one of societys darkest cornersand challenge her own church to look beyond their fears.
The first in a brave trilogy from seasoned author Nancy Rue, The Reluctant Prophet shows how one persons response to Gods call can change a community forever.
Books Deals

Amazon Coupons
2014 Planning (AOR #3) - Should I pay of 0% CC or BT + Invest?
Added on : Thursday October 17th 2013 05:00:07 AM
g: 0 Posted By: Muscle
Views: 91 Replies: 2 Hi all,

I'm starting to put together a gameplan for the next calendar year. Around the beginning of this year I did my AOR #2 with the following results:

$10k BT with no fee (Chase Slate) + card consolidation (2x Chase Freedom) for a total 0% APR CL of $15k
$200 Cash Back from Amex Blue + BoA 0% APR cards
~$100 more Cash Back from these cards based on spending

I have $3500 left that I can load up on my remaining 0% APR cards. The promotional period runs out between4/1/14 - 7/1/14, with the largest balance (around $15k) on 7/1/14. Once the cards are loaded I will have a total of about $25k in CC debt.

I doubt I'll be able to get any other no-fee balance transfers, so I need to decide if I want to pay off the balance on the staggered cards prior to the promo period running out or pay a 3% BT fee (will be around $750) for another 1-1.5 years of no interest.

So, what have you done with this $25k?

I've been investing into various mutual funds and have been fortunate enough to get a ~20% return on my money. I can pay off the balances, but why not keep the train rolling?

Also, I have a 2 tier emergency fund on top of this, so that's of no concern.

----

Game Plan Options:

1) Pay off: Do a new AOR in January, pay off staggered balances on old cards while loading up new cards.
Pros: no balance transfer fees to pay, peace of mind (arguable).
Cons: much lower ROI because despite the $750 BT fee I could make way more than that by investing the same balance again. I won't be able to invest any money for half the year.

2) BT: Do a new AOR in January and BT as much of the current balance as possible. Load up new cards (if there's anything left) while investing the rest.
Pros: higher ROI.
Cons: growing debt, $750 BT fee.

3) Hybrid: Do a new AOR in January, BT staggered amounts on cards that have the promo period running out earlier. Invest as much in the first half of the year as possible. Sell off some investments mid-year to either pay off remaining balances, do another AOR, or some combination based on offers at that point.
Pros: mid range ROI, lowering (but not eliminating) debt, lower BT fee.
Cons: mid range ROI.

---

What do you guys think?

I'm leaning towards #2, but may have to be somewhat flexible based on available offers (for instance I just got a 0% APR for 15 months BT offer to transfer $7k from Citi - I have some cards with them I don't use anymore - but they want to charge a 5% fee) because I'm not sure how high my new CL will be. I doubt I'd get $25k+ worth.

For the record, I could pay off all the balances now, but that would be silly, as I'd be selling off over $20k worth of investments that are bringing in healthy returns.

TIA




Personal Finance Deals
g: 0 Posted By: DaysFan
Views: 166 Replies: 0 http://sni.scholastic.com/
website
Every week Scholastic News brings teachers and students high-quality nonfiction on fascinating seasonal science and social studies themes. This engaging first-grade magazine has been specifically designed to help educators meet standards with a helpful Common Core toolkit and lesson plans, clear standards connections, and texts that increase in complexity as the year progresses.

link
Take a closer look at Scholastic News:

Exciting weekly nonfiction covers seasonal topics that connect directly to your science and social studies curriculums.
Common Core Tool Kits help you teach one "spotlight" standard with every issue. Tool Kits include a comprehensive lesson plan, challenging skills pages, and fun online activity.
High-quality nonfiction grows in complexity as the year progresses and your students become more proficient readers.
http://www.scholastic.com/sni expands and enhances the print magazine with digital editions, show-stopping videos, rigorous skills games, and printables.
BIG Issues and seasonal Easy Easel posters make it easy to share Scholastic News with your whole class!
Printed Teachers Guides for each issue feature comprehensive lesson plans and reproducible skills sheets.



Magazines Deals

Scholastic Store Coupons
g: 0 Posted By: archena
Views: 21 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

SS Thistlegorm - The True Story of the Red Sea's Greatest Shipwreck [Kindle Edition] was $6.99

John Kean (Author)

http://www.amazon.com/dp/B00ALCLAQK

5 Reviews ★★★★.5

Publication Date: December 8, 2012

#1 in Kindle Store > Kindle eBooks > History > Military > World War II

SS Thistlegorm The True Story of the Red Seas Greatest Shipwreck

This amazing book reads like a fictional thriller novel and leaves the reader feeling like theyve just watched an epic movie; however, all of the events and characters in this definitive title are real.

The all-new and fully updated true story of the Red Seas greatest shipwreck is revealed here in spectacular and colourful detail. This immense wealth of information spans over one hundred years from the origins of Thistle ships, the Merchant Navy, WW2, Jacques Cousteau and to present day scuba diving on the wreck. It silences, once and for all, the rumours and speculation surrounding this famous and mysterious diving site. In the last twenty years, SS Thistlegorm has attracted over half a million visitors and continues to be one of the biggest draws for a shipwreck anywhere in the world. It is more than a wreck; it is a living story with many characters and mysteries.

Packed full of never-seen-before photography, including recently discovered surface shots of Thistlegorm in World War Two, the book gives hair raising and living eye-witness accounts of the ships life before, during and after the bombing in 1941. These include exclusive interviews by award winning TV producer, Caroline Hawkins with survivors of the wreck in the 1990s during the making of the BBCs documentary, Thistlegorms Last Voyage.

The Thistle Ship Company, Merchant Navy crew, German attack pilots, Jacques Cousteau, Sinai Bedouins, veteran scuba divers, Egyptians, an Israeli pirate, residents of Sharm el Sheikh and a bomb disposal expert also have their amazing stories told mostly through firsthand eyewitness accounts about their associations with this famous wreck.

Featuring accounts and photography of actual dives to the wreck, this book also serves as an excellent tool for scuba divers and guides wishing to get the most out of a visit to Thistlegorm. So, sit back and enjoy the most comprehensive and revealing book ever written about the Red Seas Greatest Shipwreck.
Books & Magazines Deals
Both parents working from home: Things to consider?
Added on : Tuesday October 15th 2013 11:00:11 AM
g: 0 Posted By: ShaneM
Views: 23 Replies: 0 I spent some time searching FWF and the web, and only found random articles talking about how people have done it, or the social aspects of discipline, work/home separation, etc.

I work full time from home, in a dedicated office. I also travel about 10 weeks a year to another work location across the country - which I pay for. I've done what I can already to minimize those costs. I'm not self-employed so I do get full benefits.

My wife is about to also start working from home - half-time at first, likely ramping up to full time within 6-12 months. We have a one year old which we are looking to either send to day-care for 8-12 hours/week or have a nanny.

So far I have not deducted the home office, as it only amounts to 5% of our home SF, and my required travel to another location coupled with the typical red flag marker for an audit, has made me feel like the trade-off isn't worth it. However, I'm not opposed to doing this in the future.

Are there any things I should look into doing between now and next year - any long term strategies, any methods of asset restructuring, etc that would help me benefit?
ONE DAY ONLY: Black on Black Flipper Locking Knife - $14.97 at Yugster
Added on : Tuesday October 15th 2013 02:00:02 AM
g: 0 Posted By: Ayla
Views: 15 Replies: 0 ONE DAY ONLY: Black on Black Flipper Locking Knife - $14.97 at Yugster



http://www.yugster.com/todays-deals/sharp-or-shiny



Retail Price: $44.99

Price: $9.97

Shipping: $5.00



G-10 handle
Stainless steel half-serrated blade
Flipper
Thumbstud
Liners
Clip
Measures 5" closed, 8.75" open


Sports & Outdoors Deals
CLEVELAND CAVALIERS - 2 Free Basketball Tickets - Ends December 2013
Added on : Monday October 14th 2013 07:00:11 PM
g: 0 Posted By: BigBoyMichigan
Views: 93 Replies: 0 You can gettwo free Cleveland Cavaliers ticketsfor select November or December games. Use promo codeDRAFTand start thinking about next years team.
http://groups.theqarena.com/draftdonation

http://www.heyitsfree.net/2-free-cleveland-cavaliers-tickets/#disqus_thread

2013-14 Cavaliers - NBA Draft Party Offer11/4/2013 7:00 PM to 12/17/2013 7:00 PM
Quicken Loans Arena
One Center Court, Cleveland, OH 44115

Congratulations! You are eligible to receive up to two (2) complimentary tickets to one select Cleveland Cavaliers November/December game.

You can also get up to eight (8) additional tickets for a discounted rate!

Please note: Free tickets must be redeemed at the gate prior to the start of the second half. Go to any gate to redeem.


Children two years or older must have a ticket for admittance. Children under two must sit on a parent or guardian's lap.

Please be advised that any person exceeding the published ticket limit may have some or all their orders cancelled at the discretion of Quicken Loans Arena without notification. Multiple orders associated with the same name, account number, credit card, email and/or mailing address may be considered to be exceeding the ticket limit for this game.
Totally Free Deals
$4.60 to spend on Android apps in the Amazon app store
Added on : Monday October 14th 2013 06:00:04 PM
g: 0 Posted By: edjmakd
Views: 100 Replies: 0 When you Download each of these apps listed below youwill get you 20 FREE coins, which is worth $0.20. If you download them all of them youll have $4.60 to spend on Android apps in the Amazon app store.

Pocket Mine
Jackpot Slots Slot Machines
Despicable Me: Minion Rush
The Simpsons: Tapped Out (Kindle Tablet Edition)
Hill Climb Racing
Temple Run 2
Houzz Interior Design Ideas
Shooting Showdown
PicsArt Photo Studio
Jetpack Joyride
Accuweather
Laugh & LearnTM Wheres Puppys Nose? for Baby
Fun Run Multiplayer Race
SpongeBob Diner Dash
ZOMBIES ATE MY FRIENDS (Kindle Tablet Edition)
Guncrafter
Can You Escape
FIFA 14 by EA SPORTS (Kindle Tablet Edition)
Angry Gran Run
Pic Collage
Subway Surfers (Kindle Tablet Edition)
Facebook
Pinterest

Apps Deals

Amazon Coupons
Paula Victoria Twin-faced Sheepskin Classic Short Snow Boots $89.99 FS
Added on : Monday October 14th 2013 09:00:05 AM
g: -1 Posted By: tedhawkins
Views: 165 Replies: 1 Paula Victoria Twin-faced Sheepskin Classic Short Snow Boots $89.99 FS

http://www.amazon.com/Paula-Victoria-Twin-faced-Sheepskin-Classi...

Material: Twin-faced Sheepskin
Internal Material:Wool
Bootleg Height: Half Boots Heel Shape: Flat
Shoes Deals

Amazon Coupons
Brother MFC-J825dw $75.00 no rebate. frys in store only
Added on : Monday October 14th 2013 09:00:05 AM
g: 0 Posted By: jobk
Views: 215 Replies: 0 frys has the Brother MFC-J825dw for $74.50. while supplies last. Hard to find any more unchipped aio .in store only. that's about half off if you can still find them.
Printers & Ink Deals
Gold's Gym Ab Wheel @ Walmart - $6.65
Added on : Monday October 14th 2013 05:00:06 AM
g: 0 Posted By: erohrer
Views: 418 Replies: 0 Found a great Gold's Gym Ab Wheel! About half off the next best price! Good reviews as well!Gold's Gym Ab Wheel @ Walmart - $6.65
compare at $12.56
Free Shipping!  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Sports & Outdoors Deals

Walmart Coupons
g: 0 Posted By: AnAceBuyer
Views: 634 Replies: 4 Just in time for Thanksgiving!!! Been shopping, and units of this quality are RARELY below $500.

These two are both scored very, very highly at every site I've checked, including Lowes, Home Depot, Whirlpool, and Sears. I like the look: no controls visible on the front; they're hidden in the top lip of the door. Simply needs a little craftsmanship installing them to ensure screws in top mounting don't scratch the controls. NOTE: there are holes in the side where you can use screws instead of the top!

Through Tuesday only, 10/15 at Lowes.com (15 place setting capacity, too)

Deal 1: cheapest deal, great features, price, and ratings
linky1 (can get 1.5% FWBCB or 2.5% ebates CB, plus 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used: net $404!)
$449 price in card (vs $599 list) Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR
Item #: 362071 | Model #: WDT710PAYMWhirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR ($26/yr operating estimate)

The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher - uses nearly 1/2 the water and energy without compromising performance
Sani Rinse option sanitizes dishes by eliminating 99.999% of food soil bacteria, as certified by NSF International
AnyWare plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cycle to clean tough soils
The top rack wash option saves you time and energy by washing dishes in the top rack
Manually raise or lower the upper rack to better fit tall or odd-shaped items in either rack
Designed, engineered, and assembled in the USA


Deal 2:
If you "HAVE" to have the best, and a stainless tub, and quieter (51db vs 55db above)
linky2$539 price in cart(vs $799 "list")(can get 1.5% FWBCB or 2.5% ebates CB, plus 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used, net $489)
Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR($26/yr operating estimate)
Item #: 362073 | Model #: WDT790SLYM Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR

Lowe's exclusive feature - easily adjust the upper rack 2" up or down to fit larger items in either rack without sacrificing usable space
The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher uses nearly half the water and energy without compromising performance
The industry-exclusive Eco Dry option uses 70% less energy compared to using Heated Dry
AnyWare Plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cyce to clean tough soils
The Top Rack Wash option saves you time and energy by washing dishes in the top rack
Designed, engineered, and assembled in the USA


I bought both, for store pickup, and will decide after looking at them which to keep. Used my Amex Gold card, too, adding a 1-year warranty extension. Like the great price for the first one, BUT, the extra features on the second one probably are worth it.

Would welcome FatWallet community feedback!!

Appliance Deals

Lowe's Coupons
g: 0 Posted By: AnAceBuyer
Views: 509 Replies: 2 Just in time for Thanksgiving!!! Been shopping, and unit of this quality are RARELY below $500.

Through Tuesday only, 10/15 at Lowes.com (15 setting capacity, too?)

Cheapest deal, great features, price, and ratings
linky1 (can get 1.5% FWBCB or 2.5% ebates CB, plus 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used: net $404!)
$449 price in card (vs $599 list) Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR
Item #: 362071 | Model #: WDT710PAYMWhirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR ($26/yr operating estimate)

The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher - uses nearly 1/2 the water and energy without compromising performance
Sani Rinse option sanitizes dishes by eliminating 99.999% of food soil bacteria, as certified by NSF International
AnyWare plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cycle to clean tough soils
The top rack wash option saves you time and energy by washing dishes in the top rack
Manually raise or lower the upper rack to better fit tall or odd-shaped items in either rack
Designed, engineered, and assembled in the USA


Deal 2:
If you "HAVE" to have the best, and a stainless tub, and quieter (51db vs 55db above)
linky2$539 price in cart(vs $799 "list")(can get 1.5% FWBCB or 2.5% ebates CB, plus 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used, net $489)
Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR($26/yr operating estimate)
Item #: 362073 | Model #: WDT790SLYM Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR

Lowe's exclusive feature - easily adjust the upper rack 2" up or down to fit larger items in either rack without sacrificing usable space
The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher uses nearly half the water and energy without compromising performance
The industry-exclusive Eco Dry option uses 70% less energy compared to using Heated Dry
AnyWare Plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cyce to clean tough soils
The Top Rack Wash option saves you time and energy by washing dishes in the top rack
Designed, engineered, and assembled in the USA


I bought both, for store pickup, and will decide after looking at them which to keep. Used my Amex Gold card, too, adding a 1-year warranty extension. Like the great price for the first one, BUT, the extra features on the second one probably are worth it.

Would welcome FatWallet community feedback!!

Appliance Deals

Lowe's Coupons
g: 0 Posted By: AnAceBuyer
Views: 154 Replies: 0 Just in time for Thanksgiving!!! Been shopping, and unit of this quality are RARELY below $500.

Through Tuesday only, 10/15 at Lowes.com (15 setting capacity, too?)

Cheapest deal, great features, price, and ratings
linky1 (can get 1.5% FWBCB or 2.5% ebates CB, plue 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used: net $404!)
$449 price in card (vs $599 list) Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR
Item #: 362071 | Model #: WDT710PAYMWhirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR ($26/yr operating estimate)

The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher - uses nearly 1/2 the water and energy without compromising performance
Sani Rinse option sanitizes dishes by eliminating 99.999% of food soil bacteria, as certified by NSF International
AnyWare plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cycle to clean tough soils
The top rack wash option saves you time and energy by washing dishes in the top rack
Manually raise or lower the upper rack to better fit tall or odd-shaped items in either rack
Designed, engineered, and assembled in the USA


Deal 2:
If you "HAVE" to have the best, and a stainless tub, and quieter (51db vs 55db above)
$539 price in cart(vs $799 "list")linky2(can get 1.5% FWBCB or 2.5% ebates CB, plue 5% discount w/Lowes card OR 10% if you grab a post office moving discount card, which I used, net $489)
Whirlpool Gold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR($26/yr operating estimate)
Item #: 362073 | Model #: WDT790SLYMGold 24" Built-In Dishwasher (Stainless Steel) ENERGY STAR

Lowe's exclusive feature - easily adjust the upper rack 2" up or down to fit larger items in either rack without sacrificing usable space
The Sensor cycle automatically selects the right wash and dry settings for your load and cleans tough soils 35% better
Highly energy-efficient dishwasher uses nearly half the water and energy without compromising performance
The industry-exclusive Eco Dry option uses 70% less energy compared to using Heated Dry
AnyWare Plus silverware basket can be placed on the front of the rack, in the door or use it in the bottom rack for 100% usable rack space
The industry-exclusive Overnight cycle quietly soaks your dishes with an extended prewash and then runs a Heavy Wash cyce to clean tough soils
The Top Rack Wash option saves you time and energy by washing dishes in the top rack
Designed, engineered, and assembled in the USA


I bought both, for store pickup, and will decide after looking at them which to keep. Used my Amex Gold card, too, adding a 1-year warranty extension. Like the great price for the first one, BUT, the extra features on the second one probably are worth it.

Would welcome FatWallet community feedback!!

Appliance Deals

Lowe's Coupons
g: 0 Posted By: tedhawkins
Views: 47 Replies: 0 Chicago Cutlery 8-piece Steakhouse Steak Knife Set $19.91 + $5.95 S/H ( Cheaper than the 4pc set) DOTW Cutleryandmore

http://www.cutleryandmore.com/chicago-cutlery/steakhouse-steak-k...

Set includes eight large-handled steak knives with 5-inch blades, 1-inch wide
Half serrated high-carbon stainless steel blades
Triple compression brass rivets hold the handles securely to the blade for added safety and stability
Classically designed solid walnut handles provide comfort and safety when cutting
Lifetime warranty, includes knife sheaths for convenient knife storage

The Chicago Cutlery Steakhouse Steak Knife Set is perfect for any steak lover. The high-carbon stainless steel blades resist stains and rust for lasting beauty. Triple compression brass rivets hold the handles securely to blade for safety and stability. Lifetime warranty, includes knife sheaths for convenient knife storage.
Home & Garden Deals
g: 0 Posted By: VivYip
Views: 144 Replies: 0 credit bradsdeals

Home Depot has this item for $399 with free shipping

Stanley STANLEY 3250-Watt 173cc 6.5 HP OHV Portable Generator with Bonus 25-Feet Heavy Duty Cord
Model # G3250S Internet # 202357451
Runs 2.5 hours at half load on only 0.66 gallons
Two 120 volt GFCI outlets and 25 ft. power cord allow connection of multiple items
66 dB for a quiet operation
173 cc, 4-stroke, OHV gasoline engine
2250 running Watts of continuous output with a surge/peak of 3250 Watts
Compact and light weight design for portability and storage
Dual non-slip handles
Commercial duty brushed stainless steel accents
No additional parts required.
Click on the More Info tab to download the specifications pdf to view the wattage requirement guide
MFG Model # : G3250S
MFG Part # : G3250S
It's designed to provide efficient power for camping, tailgating, and emergencies. It comes with a bonus 25' heavy duty cord.

Thank you for reading.
Home & Garden Deals

Home Depot Coupons
B&N 2 Leappad Ultras for $200.43 (+tax) OTD Today only
Added on : Saturday October 12th 2013 12:00:07 PM
g: 0 Posted By: boards5503
Views: 44 Replies: 0 $175.43 if you are already a member. Today only buy one get one half off on educational toys. Buy a membership in store for $25. Find a 20% off coupon: http://www.fullofdeals.com/forums/hot-deals/1304416/

The membership only saves you 2 bucks, but it's worht 10% off for a year.

In store for me.. maybe works online.
Toys Deals
Do Credit cards (i.e. AMEX) have retention departments?
Added on : Saturday October 12th 2013 10:00:07 AM
g: 0 Posted By: lemonhead
Views: 59 Replies: 0 I love how when you get a credit card, you can start off with a $20K limit, but when the balance starts to approach half that, they reduce your limit to well below half that.

Amex has reduced my credit limit twice to what I deem an unacceptable level at this point, and I think I'm going to pay it off and finally close my account - I was wondering if you call in to cancel - is there a special number that you can call that will possibly have them reverse their decision?
I don't need $20K on 1 card, however, I enjoyed having it in the event of an emergency....like the $7K in hospital bills I acquired just a couple months ago.

anyone got any tips, or should I just close it and be done with it?
Tutorials & How-Tos Deals
g: 0 Posted By: teddibear703
Views: 94 Replies: 0 Little Giant Megalite 17 foot Multipurpose ladder with wheels ( same as alta one) @ costco $139.99 B&M (149.99 online)Costco is running a special on their Little Giant Megalite 17foot ladder. I called Little Giant and asked them about this model since i couldn't find it anywhere and they said it is the same as the alta one( i think its the classic due to the wheels and weight rating), but rebadged as Megalite since the price discrepancy. This is a Costco only ladder. Folds into 24 different ladder settings.

B&M: $139.99
Online: $149.99

Features:
M17 Type 1A, 24 Ladders All In One Small Easy-to-Use Ladder System
Enjoy liftetime warranty through costco as well.
The Little Giant Ladder System is the strongest, safest, most versatile ladder system you can buy.

The Little Giant MegaLite is not just one ladder. It actually converts to twenty-four ladders all in one small easy-to-use ladder. Youll find hundreds of uses for the four different sized A-frame ladders, six staircase ladders, three ninety-degree ladders, seven extension ladders and two trestles for four sizes of time-saving scaffolding and it stores in just four and a half feet of space with the Little Giant MegaLite youll finally be able to do all those difficult jobs around your home, construction site or office that you just couldnt do in the past . . . and with just one ladder! Just think of all you will accomplish with your Little Giant!

Imagine never again feeling nervous and uneasy at the top of a ladder. The Megalite is so strong and safe that you wont need a second person to hold the ladder. Youll never again have to maneuver those large, clumsy ladders through your home or work place. Using both sides of the ladder you will get twice as much done in half the time.

Transport the Little Giant inside your car instead of on your car. Get rid of those unsightly dangerous ladders that clutter up your garage or workplace with just one compact, do-it-all ladder system.

Features:
Includes Tip-N-Glide wheels
Meets or exceeds all of OSHA & ANSI standards
Heavy-duty construction
Slip-resistant rubber feet
1.12" square rungs for better foot comfort and more stability
Folds to a compact size for storage and portability
Maximum capacity: 300 lbs.
Extension Height: 9' - 15'
Storage height: 4 - 7
Step ladder height: 4' 7
Scaffold height 3'
Weight: 31 lbs.

http://www.costco.com/Little-Giant%C2%AE-MegaLite%E2%84%A2-Multi-purpose-Ladder-with-Wheels.product.11681334.html
business partner structure
Added on : Friday October 11th 2013 04:00:09 AM
g: 0 Posted By: Patieboy40
Views: 63 Replies: 2 Hi all-
Wondering if anyone has any thoughts on a proposed business arrangement.
My partner and I are buying a franchise together. He is going to be hands off , me hands on. To compensate for not being hands on he will pay the franchisee fee (40K) and first half year marketing expense.
This covers him for the first year. Year 2 we open a second unit or he becomes hands in. If not, he contributes another 40K (draw from.profits or cash).
In return we are 50/50 partners.
That is the gist of it. Anyone from a high level think this is fair / unfair?
Thanks !
Personal Finance Deals
First Cyprus, now Poland..
Added on : Thursday October 10th 2013 06:00:05 PM
g: 0 Posted By: vishalj77
Views: 70 Replies: 2 Apologies if this has been posted, but I just read about this today in a Forbes magazine. Seems that Poland confiscated their citizens' pensions to pay off the debt. It's a bit worrisome considering Cyprus seized bank accounts recently.. I wonder if we should keep stashing our savings into IRAs (or at least keep half in cash for peace of mind)

The possibility of something like this happening here is rare, but still.

Link to the article -

http://www.wnd.com/2013/09/government-confiscates-half-of-citize...
General Economics Deals
Insurance claim money and paying off mortgage.
Added on : Thursday October 10th 2013 06:00:16 AM
g: 1 Posted By: foolface
Views: 181 Replies: 3 I have a rental property that had a tree fall onto it and cause $26000 in estimated damages from my insurance company. I will be able to get all the repairs done for much less than half that amount.

Since I still have a $32000 mortgage on this property, all the insurance money went to my mortgage company. They refuse to disburse the money unless the repairs are done as exactly specified by the insurance estimate. I do not want to waste all that money doing things like replacing an 8 year old roof when it only needs some minor repair work.

My Question: If I pay off the mortgage, will the mortgage company be required to send me entire balance of insurance funds?


Personal Finance Deals
g: 3 Posted By: sgtdave4321
Views: 1055 Replies: 3 Play-doh playsetsTrash Tossin Garbage Truck and/or Perfect Twist Ice Cream for $6.99 after coupon and possibly PM. Shoprite has them on sale this week at half price here. Add in the Hasbro $3 coupon here. If Shoprite is OOS, take the circular to a Target or WalMart or like store for a price match. If you use Target, you can stack on the additional 5% Red Card savings.
Toys Deals

Walmart Coupons
g: 0 Posted By: sgtdave4321
Views: 248 Replies: 0 Play-doh playsetsTrash Tossin Garbage Truck and/or Perfect Twist Ice Cream for $6.99 after coupon and possibly PM. Shoprite has them on sale this week at half price here. Add in the Hasbro $3 coupon here. If Shoprite is OOS, take the circular to a Target or WalMart or like store for a price match. If you use Target, you can stack on the additional 5% Red Card savings.
Toys Deals

Walmart Coupons
How to play the possible government debt default
Added on : Monday October 07th 2013 11