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Should I care about TransUnion? Too few accounts?
Added on : Friday April 11th 2014 06:00:07 PM
g: 0 Posted By: doublePie
Views: 91 Replies: 0 Last year, my husband and I refinanced our home from a 30 fixed 6.25% FHA to 15 fixed 3.25% conventional. The monthly payment only increased about $50 and $23 of that is PMI will drop off in August (I've confirmed). At that time, both of us had a credit score with each of the big three within 20 points either way of 800.

A year later, my husband applied for a Sallie Mae Mastercard and the score they used to issue it was 732 from TransUnion.

Reasons:

Number of accounts with delinquency
Proportion of loan balances to loan amounts too high
Too few accounts currently paid as agreed
Proportion of balances to credit limits too high on revolving accts

Gross income was $71,000 last year, which has been steadily rising for the past 7 years. Net take home is $4050 (after 401K, health insurance, HSA, United Way).
The mortgage was $103,000 on a $123,000 property.
Card 1: CreditFirst (Firestone): We have it for the discounts and promotions. Paid off every month with the exception of one month in 2011 when we forgot about it and it went 30 days over. D'OH.
Card 2: Brand new Sallie Mae card with a $12,500 limit.
Card 3: Very vanilla VISA through our credit union. $13,500. Paid off every month, no exceptions. Averages about $1500/month. It is used for pretty much everything -- gas, groceries, cellphone bill, internet, home improvement stuff, restaurants. According to TransUnion, it had a high water mark of just over $7000 at one point in 2011, but even then I believe it was paid off the same month from savings.
New car loan of $16,300. The first payment is due at the end of this month. $4000 down payment. 2.6% for 60 months (2013 model didn't qualify for promotional rates)
Mortgage is $872 total with principle, escrow, and interest. If you haven't gathered from the fact that it's a $123K house... we have no HOA fees.

(EDIT: I should add that my own credit union VISA runs about $800 per month, just to give a fairer idea of the total household picture. That's the only thing i have in just my name).

I have no significant income and that will not change for several years. I'm just home with the babies right now.

Our proportion of loan balances to loan amounts will fall off as soon as our brand new loans have shrunk with time and payment and the one delinquent payment we've ever made just is what it is. So is the answer to actually open up another credit card or two, pay on the loans as scheduled, and work to get the number back up OR is it to just not worry about TransUnion since we're not using credit for anything in the near future anyway and 732 isn't really bad?

Meanwhile, my score from Equifax was 832 (husband's was 794) and I haven't had any income not reported on a 1099-MISC in about three years.

And since I've typed all of this out anyway, any general advice on handing our current cash flow and debt? We have an emergency fund but haven't set up college savings for the kids yet, in part because once I go back to work, we will have an entire extra income of about $35,000 net to put towards education and retirement.


Investing Deals
g: 13 Posted By: remick
Views: 2644 Replies: 2 http://www.amazon.com/gp/product/B00BXJCG1S

4.6 out of 5 stars (5 customer reviews)

Thinking about refinishing your kitchen cabinets?
Look no further. In this new book by home improvement author John Miller you'll learn the easy step-by-step methods to improve the look of your cabinets and transform your kitchen.

You'll learn:

- How to paint, repaint, stain and resurface your kitchen cabinets the right way.
- What tools and materials you absolutely must have to make the most of your project -- and what you can do without.
- When to hire a pro to do the job -- and which contractors to avoid at all costs!
- What to expect from those DIY refinishing kits, and how to budget accordingly. Hint: expect to pay more!
- How to determine what finish is on your cabinets now...and how to remove it correctly. Using the wrong stripping agent could ruin your cabinets permanently.
- The proper way to measure the square footage of your cabinets so that you don't overspend on materials.

John Miller takes you by the hand and walks you through the process of refinishing your kitchen cabinets the right way. This is the no-nonsense book you've been looking for -- complete with photographs to help you along. Grab your copy today!

Books & Magazines Deals
Free Kindle Book - Negotiating When Money Matters: Home Improvement
Added on : Tuesday April 08th 2014 07:00:07 AM
g: 0 Posted By: remick
Views: 56 Replies: 0 http://www.amazon.com/dp/B00F6GIOW4

5.0 out of 5 stars (10 customer reviews)

Negotiating When Money Matters provides a low-stress, ethical way to get the best price. Contemplating a home improvement or repair? Dread the hassle, hate wondering if you've been overcharged? Most of us aren't Do-It-Yourselfers. The typical homeowner spends $4,000 per year on home improvement. If you own a home, you are on the verge of needing repairs or getting an upgrade; when or what is TBD.
To get the best price, you don't need to know their job or outsmart them. You just need to know what factors cause the price to go up and sidestep those. Find out the surprising thing you can do, taking about an hour of your time, that makes your chosen contractor give a competitive, honest price.
This delightfully juicy book covers the Three Things Businesses Value More Than Money, the 10 risk factors that increase the price, and how the payment schedule determines whether the job is done on time, or done at all.
Keeping yourself out of the overcharged group is easier than you think. It makes you a double winner, because customers who get a fair price are also more likely to get good work.
Totally Free Deals
Foscam FI8916W Wireless IP Camera - $69.99 AC F/S
Added on : Tuesday April 08th 2014 07:00:03 AM
g: 0 Posted By: stoporder
Views: 155 Replies: 0 On sale at Foscam store. Use coupon code 916 at checkout.

In black:
http://foscam.us/products/foscam-fi8916w-black-wireless-ip-camer...

or white:
http://foscam.us/products/foscam-fi8916w-white-wireless-ip-camer...

The newest model Foscam FI8916W features itself with Wireless-N ,the IR cut filter, rotation mechanism improvement and housing improvement. The wireless N improves network throughput over the two previous standards 802.11b and 802.11g with a significant increase in the maximum net data rate from 54 Mbit/s to 600 Mbit/s. The IR-Cut filter automatically adjusts the lighting exposure via mechanical filter to provide true and accurately colored images that are not washed out whilst also adjusting to changing light conditions. FI8916W adopts the smaller and lighter head to improve its pan & tilt rotation mechanism More reliable and smoother while comparing with the previous models which frequently have rotation issues . The FI8916W is upgraded to the higher quality external housing. The especial designed housing of the FI8916W make it not only looks smaller and beautiful to distinguish it from any previous models but also improve the Cooling function. In addition, the FI8916W improves audio quality and clarity when listening with iPhones, iPads and Androids. Warranty: 2 year Package List: Camera x 1 Antenna x 1 Bracket x 1 CD&Manual x 1 Ethernet Cable x 1 Power Adapter x 1

Embedded IR cut Filter for true color
High image and video quality. Night Vision up to 8m. Pan 300 Tilt 115
Built-in speaker and microphone for 2 way audio monitoring
Support WiFi 802.11 b/g/n. Support WEP, WPA & WPA2
Send email and upload image as motion detected, Support DDNS, Access camera from anywhere, Supports iPhone and Android

Cameras Deals
Xbox One Wireless Controller - $49.96 + FS @ Amazon
Added on : Monday April 07th 2014 07:00:02 PM
g: 0 Posted By: st4rdust
Views: 95 Replies: 0 Amazon has anXbox One Wireless Controllerfor $49.96 with Free Super Saver Shipping.

4.3/5 stars based on 318 reviews.

Trigger buttons with developer-customized rumble feedback-Precision Directional Pad-Supports Wi-Fi Direct Stack Radio
Over 40 improvements to the award-winning 360 Wireless Controller, without taking anything away from what you love
Newly designed D-pad is perfect for all types of game genres including sports, fighting, FPS, and more. Optimized for both directional and sweeping D-pad movements.
New wireless radio that enables faster data transfer to the console
Pick up and play. Kinect automatically recognizes who is gaming and which controller they are holding.



I love love love love the newer controller style. Until this generation of consoles I was always a fan of Sony controllers. The Xbox One controllerfits naturally in my hands, which I've been waiting for since the beginning of time.

Xbox 360 Deals

Amazon Coupons
Free app for android - Mizuu (media center application) was $2.99
Added on : Monday April 07th 2014 11:00:16 AM
g: 0 Posted By: remick
Views: 247 Replies: 1 http://mizuu.tv/reddit-giveaway/

4.7 stars out of 5 -528 reviews on Google Play - see below but use the above link to get it for free
https://play.google.com/store/apps/details?id=com.miz.mizuu

Mizuu is an easy-to-use media center application for devices running Android 3.2 or newer. Mizuu helps managing all your movie and TV show video files, and automatically downloads information about the video content - including title, plot and cover art. The immersive interface was designed from the ground up with touch devices in mind. As such, it's easy to use and offer lots of customizability for more advanced users.
You can use both video files on your device as well as video files from Samba (CIFS / SMB) and UPnP / DLNA compatible network shares, i.e. computers and NAS devices. Note that Windows support is still somewhat experimental.

Love videos on the web?
Mizuu allows you to easily browse the best videos on the day on YouTube and Reddit. Alternatively, you can listen in on the latest amazing talks from the inspiring people at TED Talks. In addition to this, Mizuu allows you to view trailers of all your movies as well as popular and upcoming movies on the web.

Google TV
Mizuu includes experimental support for Google TV. Some features might not work as expected, and the UI still needs some improvements to work better on a TV. If you're not fully satisfied, please see the notes about requesting a refund.

Use it with any installed video player
Mizuu isn't a video player in itself, but allows you to start video playback using any installed video player on your device. If you haven't installed any video players yourself, it'll play videos using the default system video play
Totally Free Deals
g: 0 Posted By: remick
Views: 68 Replies: 0 http://www.amazon.com/gp/product/B00BXJCG1S

4.6 out of 5 stars (5 customer reviews)

Thinking about refinishing your kitchen cabinets?
Look no further. In this new book by home improvement author John Miller you'll learn the easy step-by-step methods to improve the look of your cabinets and transform your kitchen.

You'll learn:

- How to paint, repaint, stain and resurface your kitchen cabinets the right way.
- What tools and materials you absolutely must have to make the most of your project -- and what you can do without.
- When to hire a pro to do the job -- and which contractors to avoid at all costs!
- What to expect from those DIY refinishing kits, and how to budget accordingly. Hint: expect to pay more!
- How to determine what finish is on your cabinets now...and how to remove it correctly. Using the wrong stripping agent could ruin your cabinets permanently.
- The proper way to measure the square footage of your cabinets so that you don't overspend on materials.

John Miller takes you by the hand and walks you through the process of refinishing your kitchen cabinets the right way. This is the no-nonsense book you've been looking for -- complete with photographs to help you along. Grab your copy today!

Books & Magazines Deals
Discover Cash back for APril - June
Added on : Wednesday March 26th 2014 05:00:18 AM
g: 0 Posted By: titan01
Views: 189 Replies: 5 This upcoming quarters rewards category is for home improvement and furniture stores, im just wondering what stores qualify for this... namely IKEa... ive been google searching but I couldn't find anything.

I'm planning on making some huge purchases in april wondering if i should use discover for it

thanks
Credit Deals
Removing PMI - Wells Fargo is Evil :(
Added on : Monday March 24th 2014 04:00:06 PM
g: 0 Posted By: SaguratuS2
Views: 119 Replies: 2 Hey everyone,
I've run into my second major issue dealing with Wells Fargo on my mortgage (the first time, they 'lost' $10k worth of principal payments, which took nearly half a year to fix). I went to remove my PMI from my loan, and WF said I still had $20k to go. My loan-to-value is just below 80% at 151k, with the original appraisal being 189,000. I refinanced back in early 2012, and I discovered that they put the refi amount as the appraisal ($164,000). I've been fighting them for months on this issue, and I've gotten absolutely nowhere.

They said I could order another appraisal, but they won't consider it unless I've done something to the house to increase its value. Right now, I'd estimate it would appraise around $214,000 given the market, but I haven't made any notable improvements.

Am I SOL, or is there anything I can do?
Personal Finance Deals
Groupon: 20% off Local Home Service Deals
Added on : Monday March 24th 2014 09:00:03 AM
g: 0 Posted By: ShoppingChick
Views: 302 Replies: 0 Groupon is offer 20% off Local Home Service Deals with coupon code HOME20.

Includes deals on:

Cleaning services
Lawn and Garden Care
Painting Services
Inspections
Repairs
Home Decor
and more

Services Deals

Groupon Coupons
Citi ThankYou points: New "Select and Credit" a crock.
Added on : Thursday March 20th 2014 09:00:13 AM
g: 0 Posted By: Dotbody
Views: 143 Replies: 3 Yesterday, I received a canned email from Citi CEO Jud Linville concerning their new "Select and Credit" program for ThankYou points. The idea is that you can redeem your points as statement credits for purchases previously made with a ThankYou reward card. This is similar to how the Amex reward cards will credit back your rewards directly to your account. The idea is that it's much easier to do that than worry about buying something with the points, or redeeming them for gift cards.

However, when I went to try redeeming my points, I saw it takes 839 points to redeem a $6.30 charge. In other words, you're paying a 25% premium just for the convenience of redeeming your points in this matter. Similar to using your points for Amazn purchases, this idea is a very expensive/inefficient way to use your points. It bothers me that Citi would not explicitly state this premium anywhere in the email, in the fine print, or even in the FAQ's when you click to learn more about it. Indeed, they simply gush about how much they "listen to suggestions" and "continually make meaningful improvements". What a crock.

Redeeming points for gift cards continues to be the best bang for your buck for the ThankYou program (unless someone knows of other possibilities).
Discussion Deals
g: 2 Posted By: remick
Views: 94 Replies: 0 Eyesight And Vision Cure - How To Prevent Eyesight Problems, How To Improve Your Eyesight, All Natural Foods For Better Vision, And How To Treat Bad Eyesight ... Bad Eyesight, Eyesight food and exercises
http://www.amazon.com/Eyesight-And-Vision-Cure-exercises-ebook/d...


Astigmatism Treatments - Natural Eyesight Improvement for Clear Vision
http://www.amazon.com/Astigmatism-Treatments-Natural-Eyesight-Im...


Back Pain Cure - How To Treat Back Pain, How To Prevent Back Pain, All Natural Remedies For Back Pain, Medical Cures For Back Pain, And Back Exercises ... treatment, upper mid lower back pain relief)
http://www.amazon.com/Back-Pain-Cure-Exercises-treatment-ebook/d...


Stop Back Pain Naturally - Eliminate Lower Back Pain and Sciatica Without Drugs or Surgery (Back Pain Relief, Eliminate Lower Back Pain Series, Sciatica Relief)
http://www.amazon.com/Stop-Back-Pain-Naturally-Eliminate-ebook/d...


Back Pain Cure: Natural Proven Cures to Soothe your Aching Back (The Back Pain Cure Series: Back Pain Relief and Back Pain Treatment)
http://www.amazon.com/Back-Pain-Cure-Natural-Treatment-ebook/dp/...


Kidney Stones Cure - How To Prevent Kidney Stones, How To Treat Kidney Stones, All Natural Remedies For Kidney Stones, And Kidney Stone Removal (kidney ... kidney stones home all natural treatment)
http://www.amazon.com/Kidney-Stones-Cure-Remedies-treatment-eboo...


Constipation Cure - How To Treat Constipation, How To Help Prevent Constipation, All Natural Remedies For Constipation Relief, Along With Nutrition Diet ... diet, constipation natural remedies)
http://www.amazon.com/Constipation-Cure-Remedies-Nutrition-const...


Osteoporosis Cure - How To Treat Osteoporosis, How To Help Prevent Osteoporosis, All Natural Methods To Help With Osteoporosis, Along With Nutrition Diet ... strengthen bone density for osteoporosis)
http://www.amazon.com/Osteoporosis-Cure-Nutrition-strengthen-ost...


Carpal Tunnel Syndrome Solution - Diagnosing Carpal Tunnel Syndrome, How To Prevent Carpal Tunnel Syndrome, And How To Treat Carpal Tunnel Syndrome (Carpal ... strain injury, repetitive stress injuries)
http://www.amazon.com/Carpal-Tunnel-Syndrome-Solution-Diagnosing...


Simple Headache Remedies - Natural remedies for migraine, tension & cluster headache
http://www.amazon.com/Simple-Headache-Remedies-remedies-headache...


Cure Chronic Fatigue Syndrome NOW! The Solution To Low Energy - How To Naturally Boost Energy
http://www.amazon.com/Chronic-Fatigue-Syndrome-Solution-Energy-e...


Weight Loss & Diabetes: How to Lose Weight, Prevent Diabetes, and Take Back Your Life (Weight Loss, Diabetes Diet, Diabetes Cure
http://www.amazon.com/Weight-Loss-Diabetes-Lose-Prevent-ebook/dp...


Ultimate Guide To Relief for Anxiety: Help for Panic, Anxiety Attacks and How To Stop Panic Disorder
http://www.amazon.com/Ultimate-Guide-To-Relief-Anxiety-ebook/dp/...


The Complete Guide To Multiple Sclerosis Symptoms: How To Manage Multiple Sclerosis, MS Pain and Control MS Disease Naturally
http://www.amazon.com/Complete-Guide-Multiple-Sclerosis-Symptoms...


Are You Insulin Resistant?: Control Your Blood Sugar Levels, Get Rid of Energy Slumps and Cut Fat (Insulin resistance)
http://www.amazon.com/Are-You-Insulin-Resistant-resistance-ebook...


Discover The Simple Secret Fast Track Cure To Overcoming Binge Eating For Life: Easy Solutions With Immediate Results On How To Stop Compulsive Overeating ... To Lose Weight, Dieting, Fitness, Health)
http://www.amazon.com/Discover-Simple-Secret-Overcoming-Eating-e...


Tinnitus - The Complete Guide: Causes, Symptoms, Remedies, Pregnancy, Diet, Vitamins & Much More
http://www.amazon.com/Tinnitus-Complete-Symptoms-Remedies-Pregna...


Psoriasis Cure: Treatments, Natural Remedies and Best Home Managements (Skin Disease, Skin Problems, Skin Diseases and Disorders)
http://www.amazon.com/Psoriasis-Cure-Treatments-Managements-Diso...


Renew Your Heart: One Heart: You Need Your Heart (And It Needs You) What You Don't Know About Your Heart May Cost You Your Life
http://www.amazon.com/Renew-Your-Heart-Needs-About-ebook/dp/B00E...



Totally Free Deals
g: 11 Posted By: remick
Views: 1752 Replies: 1 http://www.amazon.com/Sporting-Firearms-Handbook-Steve-Franklin-...

The Sporting Firearms Handbook is one of the most comprehensive reference materials in the world when it comes to sporting guns and weaponry. Accompanied by thousands of photos and illustrations, this book is sure to help you understand and classify any sporting gun in the world today.

To go along with these amazing illustrations, we've included a detailed analysis and in-depth description of these firearms, including identification methods and detailed facts. Whether you are a gun expert or just someone looking to learn more, this incredible book is sure to help!


Guide to Firearm Repair and Improvement
http://www.amazon.com/Guide-Firearm-Repair-Improvement-Franklin-...

The Guide to Firearm Repair and Improvement is the worlds #1 source for gun owners and enthusiasts. Whether you need to upgrade your existing firearm, or give it proper cleaning and maintenance, this book has something for everyone. Follow the easy step-by-step guides on cleaning or modifying bolt-action rifles, handguns, revolvers, shotguns, air and CO2 rifles, and more.

Accompanied by hundreds of hand drawn illustrations and images, this incredible eBook is a must have for firearm owners. Want to add a new sight to your pistol or rifle? Follow our easy to understand installation guide. We also cover metalworking and gunsmithing, including a detailed listing of tools and parts needed for any job.


also free:

British Firearms Handbook
http://www.amazon.com/British-Firearms-Handbook-Steve-Franklin-e...

The British Firearms Handbook is an all-in-one resource for gun lovers and historians. When it comes to British small arms, this book has you covered. Accompanied by hundreds of illustrations and drawings, youll learn a great deal about British weaponry, including rifles, light machine guns, pistols, and revolvers.

Go in-depth with some of the best British weapons known to man, including the Webley series of pistols and revolvers, as well as the infamous Sten submachine gun. Learn how to operate, maintain, and modify some of the greatest firearms on earth.


New on 3/14

Identifying Your Firearms: Complete Edition
http://www.amazon.com/Identifying-Your-Firearms-Neil-Wayne-ebook...

The Gunsmith Guide
http://www.amazon.com/Gunsmith-Guide-Neil-Wayne-ebook/dp/B00IZ4V...

The Pistol Directory
http://www.amazon.com/Pistol-Directory-Neil-Wayne-ebook/dp/B00IZ...


New on 3/15

The Handgun: A Complete History
http://www.amazon.com/Handgun-Complete-History-Neil-Wayne-ebook/...
Chase Freedom 2Q 5% Bonus Categories Activate Now
Added on : Saturday March 15th 2014 03:00:05 PM
g: 0 Posted By: bru20
Views: 12 Replies: 0 Categories are Restaurants and Lowe's home improvement stores

Link
g: 10 Posted By: remick
Views: 1377 Replies: 1 http://www.amazon.com/Sporting-Firearms-Handbook-Steve-Franklin-...

The Sporting Firearms Handbook is one of the most comprehensive reference materials in the world when it comes to sporting guns and weaponry. Accompanied by thousands of photos and illustrations, this book is sure to help you understand and classify any sporting gun in the world today.

To go along with these amazing illustrations, we've included a detailed analysis and in-depth description of these firearms, including identification methods and detailed facts. Whether you are a gun expert or just someone looking to learn more, this incredible book is sure to help!


Guide to Firearm Repair and Improvement
http://www.amazon.com/Guide-Firearm-Repair-Improvement-Franklin-...

The Guide to Firearm Repair and Improvement is the worlds #1 source for gun owners and enthusiasts. Whether you need to upgrade your existing firearm, or give it proper cleaning and maintenance, this book has something for everyone. Follow the easy step-by-step guides on cleaning or modifying bolt-action rifles, handguns, revolvers, shotguns, air and CO2 rifles, and more.

Accompanied by hundreds of hand drawn illustrations and images, this incredible eBook is a must have for firearm owners. Want to add a new sight to your pistol or rifle? Follow our easy to understand installation guide. We also cover metalworking and gunsmithing, including a detailed listing of tools and parts needed for any job.


also free:

British Firearms Handbook
http://www.amazon.com/British-Firearms-Handbook-Steve-Franklin-e...

The British Firearms Handbook is an all-in-one resource for gun lovers and historians. When it comes to British small arms, this book has you covered. Accompanied by hundreds of illustrations and drawings, youll learn a great deal about British weaponry, including rifles, light machine guns, pistols, and revolvers.

Go in-depth with some of the best British weapons known to man, including the Webley series of pistols and revolvers, as well as the infamous Sten submachine gun. Learn how to operate, maintain, and modify some of the greatest firearms on earth.


New on 3/14

Identifying Your Firearms: Complete Edition
http://www.amazon.com/Identifying-Your-Firearms-Neil-Wayne-ebook...

The Gunsmith Guide
http://www.amazon.com/Gunsmith-Guide-Neil-Wayne-ebook/dp/B00IZ4V...

The Pistol Directory
http://www.amazon.com/Pistol-Directory-Neil-Wayne-ebook/dp/B00IZ...


New on 3/15

The Handgun: A Complete History
http://www.amazon.com/Handgun-Complete-History-Neil-Wayne-ebook/...
g: 10 Posted By: remick
Views: 1205 Replies: 1 http://www.amazon.com/Sporting-Firearms-Handbook-Steve-Franklin-...

The Sporting Firearms Handbook is one of the most comprehensive reference materials in the world when it comes to sporting guns and weaponry. Accompanied by thousands of photos and illustrations, this book is sure to help you understand and classify any sporting gun in the world today.

To go along with these amazing illustrations, we've included a detailed analysis and in-depth description of these firearms, including identification methods and detailed facts. Whether you are a gun expert or just someone looking to learn more, this incredible book is sure to help!


Guide to Firearm Repair and Improvement
http://www.amazon.com/Guide-Firearm-Repair-Improvement-Franklin-...

The Guide to Firearm Repair and Improvement is the worlds #1 source for gun owners and enthusiasts. Whether you need to upgrade your existing firearm, or give it proper cleaning and maintenance, this book has something for everyone. Follow the easy step-by-step guides on cleaning or modifying bolt-action rifles, handguns, revolvers, shotguns, air and CO2 rifles, and more.

Accompanied by hundreds of hand drawn illustrations and images, this incredible eBook is a must have for firearm owners. Want to add a new sight to your pistol or rifle? Follow our easy to understand installation guide. We also cover metalworking and gunsmithing, including a detailed listing of tools and parts needed for any job.


also free:

British Firearms Handbook
http://www.amazon.com/British-Firearms-Handbook-Steve-Franklin-e...

The British Firearms Handbook is an all-in-one resource for gun lovers and historians. When it comes to British small arms, this book has you covered. Accompanied by hundreds of illustrations and drawings, youll learn a great deal about British weaponry, including rifles, light machine guns, pistols, and revolvers.

Go in-depth with some of the best British weapons known to man, including the Webley series of pistols and revolvers, as well as the infamous Sten submachine gun. Learn how to operate, maintain, and modify some of the greatest firearms on earth.


New on 3/14

Identifying Your Firearms: Complete Edition
http://www.amazon.com/Identifying-Your-Firearms-Neil-Wayne-ebook...

The Gunsmith Guide
http://www.amazon.com/Gunsmith-Guide-Neil-Wayne-ebook/dp/B00IZ4V...

The Pistol Directory
http://www.amazon.com/Pistol-Directory-Neil-Wayne-ebook/dp/B00IZ...
g: 2 Posted By: Deals4mykids
Views: 260 Replies: 0 Having launched Google Drive just two years ago, were excited that so many people are now using it as their go-to place for keeping all their files. Whether it's all the footage of your kids' baseball games, the novel you're working on, or even just your grocery list for the week, we all have files that are too important to lose. Today, thanks to a number of recent infrastructure improvements, were able to make it more affordable for you to keep everything safe and easy to reach on any device, from anywhere.

We've lowered the price of our monthly storage plans to $1.99 for 100GB (previously $4.99), $9.99 for 1TB (previously $49.99), and $99.99 for 10TB, with even more storage available if you need it. How big is a terabyte anyway? Well, thats enough storage for you to take a selfie twice a day for the next 200 years and still have room left over for shall we say less important things. Like before, storage continues to work across Drive, Gmail and Google+ Photos. And, of course, the 15GB plan remains free.

http://googledrive.blogspot.ca/2014/03/save-more-with-google-dri...
Services Deals
Free Ebooks 3-13-14
Added on : Thursday March 13th 2014 05:00:14 AM
g: 0 Posted By: jhall1822
Views: 134 Replies: 0 Note: As always check the price of the books before you purchase, they do not stay free forever! I am posting any books rated 4 stars or higher from FreeEbooksToday

The SharpBrains Guide to Brain Fitness: How to Optimize Brain Health and Performance at Any Age
Rating - 4.6 (37 Reviews)

Modern life places extraordinary demands on our brains. Not only do we live longer than ever before, but we must constantly adapt to complex and rapidly evolving personal and professional realities. Yet, we often ignore our most precious resource to do so: our brain.
The SharpBrains Guide to Brain Fitness cuts through the clutter of misconceptions, superficial and conflicting media coverage, and aggressive marketing claims, to help readers discover what really works, and what doesnt, to improve brain health and performance at any age, to delay or prevent cognitive decline, and become smarter consumers of both media coverage and scientific research in the process.
With useful, pragmatic and personalized tips and suggestions that are easy to implement, the SharpBrains Guide offers a groundbreaking new approach for self-assessing current brain fitness needs and identifying the most relevant and evidence-based methods to preserve and enhance brain function throughout life. Whether your goal is to become more resilient, enhance memory, ward off Alzheimers disease, or simply improve mental focus to perform better at work, this how-to guide shows you exactly how to use it or lose it.
This new and much-expanded edition of the guide AARP named a Best Book on Brain Fitness combines a user-friendly tutorial on how the brain works with advice on how to choose and integrate lifestyle changes and research-based brain training. Featuring an independent analysis of hundreds of scientific studies published in the last 10 years, the book also includes in-depth interviews with 20 leading scientists who often challenge conventional wisdom and prevailing brain health thinking and care.
A thought-provoking, practical and captivating read, the SharpBrains Guide makes the fascinating and complex subject of brain function and neuroplasticity easy to digest with its common sense approach. Its time to rethink, and to truly apply, use it or lose it.

Time Management: How To Get More Done in a Multitasking World
Rating - 5 (13 Reviews)

This book contains proven steps and strategies on how to effectively manage your time and accomplish more even if most of your resources are limited.
This compendium consists of sixteen chapters. Time management is clearly defined in the first chapters: the working principles, the basic techniques, and why it is important. Prioritization is likewise defined, and the basic tips on how to do it effectively are enumerated and explained. Also, the reasons why people procrastinate are explained so that readers will know how to avoid it. Productivity levels can also be improved by following simple steps.
You will learn throughout the chapters that no matter what kind of profession or walk of life you belong to, time management is a very important concept. Students, entrepreneurs, managers, and employees they have varied needs as far as time management is concerned. These are all discussed thoroughly in this book. While passing time, games that will help you develop your skills on time management are also suggested.
Read this book to be enlightened on just what time management is all about. Find out how you can learn to use your time more effectively.

Here Is A Preview Of What Youll Learn After Downloading Time Management Kindle book:

Time Management Techniques
15 Efficient Time Management Tips
Time Management for Entrepreneurs
Time Management for Managers
Time Management for Employees
Time Management for Students
Time Management Tools
Time Management Dos and Donts
Time Management Games
The Art of Prioritizing
Developing Time Management Skills
Set your Goals the Right Way
Productivity
Procrastination
How to Get More Work Done in 2 Hours
Time Management FAQs


How To Be Smarter: Brain Training To Learn New Things (Being Smart, How To Be Intelligent)
Rating - 5 (4 Reviews)

Have you always wanted to have a mental edge on the people around you? Would you like to know REAL ways to boost your brain function without using invasive techniques or hyped pills that are junk science? There ARE ways to get your brain motivated to learn and the best part is it doesnt even seem like work!

New discoveries are made all of the time when it comes to the brain and improving function. Learn the latest and best techniques that are backed by real results by people like you! Put as much or as little effort as you want to in it and you will still see drastic improvements right away. Download this book TODAY to find out:

The best mental exercises for brain function improvement
Science of increasing intelligence
How health affects intelligence
Importance of sleep
Things you can add to your diet that WILL make you smarter!
Download this book NOW and start doing the things you need to BE smarter tomorrow!

My Secret List of Sites that Pay (The Beginners Guide to Quick Easy Money)
Rating - 4.6 (11 Reviews)

Why is it so difficult to determine which websites will pay us real money? Most sites claim to pay, but their payment methods are rarely in the form of cash that can be sent to your bank account and used to pay the bills. In this guide, the author reveals twenty-five websites that will pay you real money. None of these websites will ever ask you for a penny to get started. Stop your search right here, because the links in this book are the only ones that you will ever need.
You do not need to have prior experience for most all of these gigs. If you do have a skill or trade, you can certainly use it to your advantage.

If the following strike your interest, then reading this guide will give you the direct links to the sites that pay, which will walk you through the process so you are confident with what you are doing.

Below are a few of the options that you will find in this guide.

Submitting product/book reviews
Editing small pieces of work for others
Giving professional or personal advice on just about anything you can think of
Getting paid to put together professional slide-shows or short videos for other companies
Posting advertisement banners on the web, and getting paid for the clicks
Making money on a blog, and getting paid to ramble about literally whatever you want
Putting together flyers/logo designs for those needing advertising
Making video testimonials for a product/business
Deciding what to charge per service (my favorite part)


There you have it. Its real, its legit, and its the quickest and easiest cash Ive ever made. Not to mention, from home.

101 Juicing Recipes: The Complete Nutrition Rich Green Vegetables and Fruits Juice Recipes for Weight Loss and Healthy Living
Rating - 4.8 (11 Reviews)

How to apply Juice Fasting Program to lose 7 lbs in 7 days with these Nutritious Rich Juice Recipes.
The juice fasting plan is a fresh fruit and veggie detox that gives the digestive system a much needed break. High vitamins, minerals, and other essential nutritional elements are the key to getting rid of built up toxins and loss of unwanted weight gain.
The Modern World Is Filled With Stressors And Pollutants That Can Be Effectively Eliminated With Fresh Juice.
A Beloved Childhood Snack, Juice Is An On The Go Option That Advances Skin And Organ Health Through Adulthood.

Fresh Fruits and Vegetables Juicing Help You to Transform Your Body For:

* Energy enhancement from oxygen rich chlorophyll.
* Blood detox heals the body by eliminating impurities.
* The immune system is strengthened so that chronic diseases linked to cancer and arterial malfunction are mitigated.
* Weight loss is precipitated with juice enzymes.
* Hair, skin, and nails sustain growth, extending their appearance, and controlling them from premature aging.
* Mental acuity in concentration, memory, and precision are improved with juice.
* Increased muscle and joint flexibility.
* Deal with Insomnia and other sleeping disorder with Juicing.
Also, You will Discover:
* How A Cleanse and Detox Program must be Successful: Ultimate Tips?
* Role of Juices to fight back with cancer!!
* How Your Kidney/Liver Function will be to Improved by Juicing?
More than 101″ Delicious Vegetables and Fruits Juicing Recipes for:
* Weight loss and Fasting
* Cleanse and Detox
* Immune Boosting
* Wrinkle Reducing
* Colon Cleanse
* Prevent & Fight for Cancer, Diabetes
* Increases your Kidney Function
* Muscles Soothing and calming
* Memory Boosting
* Your Kids
* Mental Acuity
* And More
Totally Free Deals
g: 1 Posted By: remick
Views: 265 Replies: 0 http://www.amazon.com/Sporting-Firearms-Handbook-Steve-Franklin-...

The Sporting Firearms Handbook is one of the most comprehensive reference materials in the world when it comes to sporting guns and weaponry. Accompanied by thousands of photos and illustrations, this book is sure to help you understand and classify any sporting gun in the world today.

To go along with these amazing illustrations, we've included a detailed analysis and in-depth description of these firearms, including identification methods and detailed facts. Whether you are a gun expert or just someone looking to learn more, this incredible book is sure to help!


Guide to Firearm Repair and Improvement
http://www.amazon.com/Guide-Firearm-Repair-Improvement-Franklin-...

The Guide to Firearm Repair and Improvement is the worlds #1 source for gun owners and enthusiasts. Whether you need to upgrade your existing firearm, or give it proper cleaning and maintenance, this book has something for everyone. Follow the easy step-by-step guides on cleaning or modifying bolt-action rifles, handguns, revolvers, shotguns, air and CO2 rifles, and more.

Accompanied by hundreds of hand drawn illustrations and images, this incredible eBook is a must have for firearm owners. Want to add a new sight to your pistol or rifle? Follow our easy to understand installation guide. We also cover metalworking and gunsmithing, including a detailed listing of tools and parts needed for any job.


also free:

British Firearms Handbook
http://www.amazon.com/British-Firearms-Handbook-Steve-Franklin-e...

The British Firearms Handbook is an all-in-one resource for gun lovers and historians. When it comes to British small arms, this book has you covered. Accompanied by hundreds of illustrations and drawings, youll learn a great deal about British weaponry, including rifles, light machine guns, pistols, and revolvers.

Go in-depth with some of the best British weapons known to man, including the Webley series of pistols and revolvers, as well as the infamous Sten submachine gun. Learn how to operate, maintain, and modify some of the greatest firearms on earth.
Slim Wall-Mounted Electric Fireplace with Heater - Was 279.99 Now 107.99
Added on : Wednesday March 12th 2014 04:00:05 AM
g: 0 Posted By: lukaszxd
Views: 222 Replies: 0 ​http://www.improvementscatalog.com/slim-wall-mounted-electric-fireplace-with-heater/winter-warehouse/297143

Add to Cart for Additional 40% discount.

Home & Garden Deals
Free Ebooks 3-10-14
Added on : Monday March 10th 2014 05:00:14 AM
g: 0 Posted By: jhall1822
Views: 154 Replies: 0 Note: As always check the price of the books before you purchase, they do not stay free forever! FreeEbooksTodayposted more books than usual so I am just posting a couple of the 4+ star rated ones that stood out to me

Minimalist Living: Decluttering for Joy, Health, and Creativity
Rating - 4.7 (7 Reviews)

From About.com Readers Choice Award-winning author Genevieve Parker Hill comes a fresh new minimalism guide for everyone. If your garage, attic, closets, and surfaces are filled with clutter, all that extra stuff can get in the way of a full experience of life as it was meant to be lived. Minimalist Living covers not only techniques for decluttering, but how to fill your newfound space with meaningful activities that add joy to your life and support your goals.
This guide to simplifying for health, joy, and creativity teaches:
Why you should define your own sense of minimalism
How to create your Minimalist Mission Statement
How to use the techniques of blazing and gazing to declutter
Why decluttering now can lead to a happier, healthier, and more creative life
How to deal with sentimental items without losing their meaning
The amazing connection between minimalism and living your souls deepest purpose

Household DIY: Save Time and Money with Do It Yourself Hints & Tips on Furniture, Clothes, Pests, Stains, Residues, Odors and More!
Rating - 4.4 (10 Reviews)

n these pages, youll find methods that are helping people save hundreds of dollars.
This book contains proven steps and strategies on how you can do your own household maintenance activities without seeking help from professionals. Tips range from the manufacture of your own cleaning and hygiene products, stain removal to odor control and more. There are also some home and garden projects, as well as home improvement and craft ideas youll find interesting and useful.
These simple DIY techniques and tricks can be easily done by anyone. There are even some simple projects included that can be done at home which would not only be cost effective but financially rewarding as well!
Here is a preview of what youll learn:
*DIY Home
*DIY Cleaning Solutions
*DIY Gardening
*DIY Furniture Restoration
*DIY Odor Management
*DIY Personal Hygiene Products
*DIY Solutions to Clothing Problems
*DIY Crafts for Homeowners
DIY Resource List
*And Much, Much More!

How to Save Money at Home: A Room-by-Room Guide to Cut Spending
Rating - 4 (48 Reviews)

How to Save Money at Home: A Room-by-Room Guide to Cut Spending provides you with the know-how you need to manage your home well and inexpensively. It provides proven strategies for finding greater savings in every room of your home. With sensible and cost-effective solutions, this book will assist you in:
Saving money
Caring for your home for less
Running an affordable home
Organizing your home
Decorating on a dime
Preparing inexpensive meals
Trimming utility costs
Freeing up resources
And much more!
In short, this book will make you a pro at keeping your home comfortable for less.

CrazyBusy? One Simple Change to get your life back Productivity Book
Rating - 5 (2 Reviews)

If you are a professional looking for a personal productivity or a time management solution, this book is perfect for you.
If you already do weekly reviews but you need a better system, then this book will help you.
If youre an employee and you are tired of being CrazyBusy and are looking for a work-life balance on the road to success, this book will help.
If you are a one man army and you want to become more productive, then this book is for you.
However, if you just want to know how to do a weekly review, then continue reading.
What will I achieve by reading this book?
The book is a hands on book, and you will find the material organized into several categories designed to walk you through the process
Heres just a taste of what youll discover
Secrets of time management expert Dr. Stephen R. Covey that few people ever know about
Youll discover in just a few short minutes how to become the productivity expert you have to be to make it in todays world
When and how to work on your life plan
How to make a real change in your life
The once famous but now forgotten secret that instantly allows you to find a balance in your life
These are the results you can have in your life TODAY.
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Buying Empty Lots for Fun and Profit
Added on : Friday March 07th 2014 07:00:06 PM
g: 0 Posted By: caliness
Views: 23 Replies: 0 I have been thinking of ways to invest in real estate and noticed that empty lots tend to be cheap (for a good reason, of course - improvements do cost money.)

Is investing in empty lots generally a good or bad idea? Below are some pros and cons of buying empty lots that I could think of:

Pros:
- Many different ways to dispose of and profit from empty land (wait a couple years then sell, divide the land then sell, build then sell, divide then build and sell, build then rent - you get the idea)
- Cheaper than improved land
- No maintenance costs
-No need to inspect structures

Cons:
- Improvement costs could be significant (~200k (?) to build a decent house)
- Potential capital gains tax (not specific to empty lots but should keep this in mind)

Any thoughts on whether buying empty lots is a good/bad idea? What should one look out for when buying empty land?
Real Estate Deals
g: 0 Posted By: Talki
Views: 25 Replies: 0 Sign up to get your 5%CashBack Bonus
at Home Improvement Stores, Furniture Stores
and Bed Bath & Beyond on up to $1,500 in purchases
from April through June 2014.

Rewards are automatic after signing up, so don't forget to sign up.
Would you take this job offer?
Added on : Monday March 03rd 2014 03:00:10 PM
g: 0 Posted By: t0pher
Views: 261 Replies: 9 Disclosure: I don't have an offer yet but I want to get some feedback in the event that I do get one this week.

Current Job

Senior Financial Analyst for a manufacturing company. I work in a good group and overall the stress level is pretty low. There are certainly some hectic times but those are few and far between.
$80k/year, no bonus, 45 hours/week 90% of the year (55+ hours the other 10%), 30 min commute in morning, 1 hour commute going home
Great relationship w/boss and as far as I can tell, he's grooming me to take over his old managerial position since he got promoted about a year ago. I don't know how long it will take to get the manager job, but I'm pretty sure that he wants me there. The company never hired someone to fill his old position. The group is smart and I like the work.

New Job

$85k base salary + $5k bonus for another Senior Financial Analyst position. I am estimating #'s here based on the feedback I've gotten from the recruiter.
New boss seems pretty good too. But I find that you never really know until you work for the company.
Hours will increase. 50+ hours per week. There will be some late nights and weekends.
30 min commute in morning, 45 min commute going home - not much of an improvement.
Growth prospects are worse - I'd be the junior man on the team and I guess I'd have to prove myself for several years before any consideration for a manager position, and even then, it may not happen.


The main reasons I want a new job are to increase my salary and decrease my commute. But the new job would be offset with more hours despite a higher salary. I've interviewed for many positions and the salary range for my position seems to be around $75k - $95k in my market. My current company treats employees well - lots of catered lunches, nice events like boat cruise for a night, baseball game, Cirque du Soleil, etc. I also get to take training if I want and get to go on a fun business trip once a year. When I first started 3 years ago, the company gave me $5k raise just 6 months into the job. They also promoted me at the 2 year mark with a raise. In total I've received $15k of raises in 3 years at my current job. I know most companies don't do this and I'd probably be going to a job where 2%-3% increases are the norm.

I've never used an offer to negotiate a higher salary at a current job. I'm willing to try it but I don't want to have my boss thinking that I'm a flight risk if I end up staying. I'm thinking if I get an offer I will present it to my boss in the most non-threatening way possible. What do you guys think?
Personal Finance Deals
g: 1 Posted By: Compeek
Views: 52 Replies: 0 This is just a reminder that the sign up is open for the second quarter (April, May, and June) of Discover Card's 5% Cash Back. The categories are home improvement, furniture stores, and Bed Bath & Beyond.

https://www.discover.com/credit-cards/cashback-bonus/cashback-calendar.html

Don't forget about extra Cash Back through ShopDiscover at places like Lowe's, Home Depot, and Bed Bath & Beyond.
Credit Deals
LightStream Loan - Unsecured AnythingLoan
Added on : Friday February 28th 2014 07:00:08 AM
g: 0 Posted By: Rewdog
Views: 96 Replies: 0 They are claiming an Unsecured AnythingLoan which has different rates based on the loan purpose. As low as 1.99% for a new auto, 4.99% for home improvement, etc; generally things that are secured loans. Your credit needs to be excellent, otherwise they will offer you a secured product instead.

https://www.lightstream.com/rates-loan-calculator

Anyone have any experience with these guys?
General Economics Deals
g: 7 Posted By: remick
Views: 1129 Replies: 0 http://www.amazon.com/dp/B00H8K4WEU

4.5 out of 5 stars (22 customer reviews)

DISCOVER:: How to Make New Year's Resolutions That Actually Stick!

Tell me if this sounds familiar: "The Ball" is about to drop on New Year's Eve. 2014 promises a brand new year, full of potential and infinite possibilities. So you make a list of the ways that this year will be different. Then what happens? Usually by late January you've already given up on your goals and moved on to something else.

The question is:"Why do people fail with their New Year's resolutions?"

The problem stems from what you expect to happen over the next 12 months. Instead of trying to make a gradual change, it's easy to approach the New Year with an "all or nothing" mindset. You want things to happen, so you create a series of lofty goals that can't possibly be achieved in a short amount of time. And ultimately this leads to failure.

The Secret to a Successful New Year's Resolution?

Is there a "secret" to making 2014 the best year ever?

The answer is simple: Focus on one major goal (or a few) for the next year and then develop a series of habits that works towards achieving it. Instead of trying to change your entire life in January, the simpler strategy is to adopt a 12-month plan where you're making constant improvements. You'll still get to set fun goals for the next year, but with the following plan you'll succeed because you're simply focusing on making one positive change at a time.
Totally Free Deals
g: 1 Posted By: jskins
Views: 243 Replies: 0 (Pre-order) Titanfall Game (Xbox One) + Titanfall Limited Edition Xbox One Controller- $99.98 w/ $25.00Rebate+ $4.23 shipping. Release date: March 14.

Features over 40 improvements to the award-winning Xbox 360 Wireless Controller
Expansion port with high speed data transfer enables clearer chat audio when using a compatible headset
Newly designed D-pad
Batteries fit inside the controller body, allowing your hands more room to naturally grip the controller

Xbox One Games Deals

Tiger Direct Coupons
g: 0 Posted By: CindyLouWho2
Views: 26 Replies: 0 Home Depot Do It Yourself Workshops March


Dates: Sat, Mar 8, 2014 Time: 10:00 AM - 11:30 AM


Decorative Moulding

Learn to select the most appropriate moulding for the project
Gain confidence in learning to accurately measure the room
Learn how to cut moulding with a compound miter saw and a coping saw
Learn to install & finish the moulding like a pro
Identify the tools for crown moulding and other moulding projects


***********************************************************************

Dates: Sun, Mar 9, 2014 Time: 01:00 PM - 02:30 PM


Installing Tile -- Wall & Floor

Learn to prepare floor or wall areas for tiling with easy-to-use products
Learn to set, grout, and seal tile on various surfaces
Understand how to easily install tile with new, innovative products
Identify the tools needed to prepare surfaces and to complete tile installation


**********************************************************************

Dates: Sat, Mar 15, 2014 Time: 10:00 AM - 11:30 AM

Interior Paint & Drywall Repair

Identify the tools needed to prepare and paint interior ceilings and walls
Learn to repair damaged drywall
Learn how to prepare rooms before painting
Understand how to paint ceilings, walls, and trim using brushes and rollers

***********************************************************************
Dates: Sat, Mar 22, 2014 10:00 AM - 11:30 AM

Dates: Sun, Mar 23, 2014 01:00 PM - 02:30 PM


Saturday Workshops & Sunday Workshops: Come Improve DIY Skills at The Home Depot!:

FREE Saturday Do-It-Yourself workshop
Learn home improvement skills at your favorite local store
Please contact your store to inquire about the workshop topic (topics will vary by month)



http://workshops.homedepot.com/workshops/do-it-yourself-workshops
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mixing home/rental ownership for tax planning/optimization?
Added on : Wednesday February 26th 2014 11:00:10 AM
g: 0 Posted By: TheMeliorist
Views: 120 Replies: 0 From reading the IRS rules, it seems that there are several scenarios where an individual could capitalize on the different rules for a main home and rental property which I haven't seen posted here:
In general, rental properties seem favorable because you can deduct repairs and depreciate value. But if you maintain your property as your main home for 2 of the last 5 years, you can forgo income tax on gains below $250k (whereas with a rental, you would pay taxes on such gains). It doesn't seem like there's any reason these can't be combined.

So let's say you buy a foreclosure in bad shape for $50k and find someone to rent it to. It seems, as long as your MAGI is below 100k, you can deduct 25k of losses such as repairs each year. Perhaps after $25k in repairs you can increase the rent and the next year put in another 25k of repairs. Now the house is in a state you're willing to live in, so you move in, live there for two years, and sell for $150k. It seems to me your realized gain would be 100k in this case, falling under the 250k tax exemption, but under a 2009 rule I think you'd qualify for only for a 50k exemption* but since it was a rental property you also got $25k of deductions each of those two years (so it's a wash for the homeowner given the same rates). If it was strictly a rental, you'd get those repair deductions but pay taxes on the 100k gain. You could also do this with multiple rental properties, only moving into the one which appreciated the most to avoid some or most of the tax hit there (depending on how long you're willing to live there).

You could also do it the other way, let's say you want to sell your main home (that has been over 2 years) but know it needs major repairs; you could rent it instead and make the repairs deductible until you sell and would owe no income tax in this case (non qualified use only counts against you before you occupy the house in said 5 year period). This is clearly preferable if you don't plan on living there longer than you rent the property or want to churn properties using this method.

You could also move the concept into grey areas like renting rooms (where you can apportion a % of repair costs based on sharing/use) which doesn't seem to exclude you from the main home test, would allow you make repairs immediately (instead of living with deficiencies for two years) and allow you to churn faster (in serial, at least).

Is my reading and thinking correct? If so, are there any other angles/scenarios you guys can think of? Of course in any of these scenarios you have to pay taxes on depreciation from the rental period but these should be small for small periods and you'd have to do that when selling rental property anyway.

*If you chose to live there only 2 years I think you'd pay income tax on 50k (since two years of four were nonqualified) but perhaps this can be lowered depending on your rental cost basis (eg, if you replaced a roof or another capital improvement during this period)?
Real Estate Deals
g: 1 Posted By: remick
Views: 197 Replies: 0 http://www.amazon.com/dp/B00H8K4WEU

4.5 out of 5 stars (22 customer reviews)

DISCOVER:: How to Make New Year's Resolutions That Actually Stick!

Tell me if this sounds familiar: "The Ball" is about to drop on New Year's Eve. 2014 promises a brand new year, full of potential and infinite possibilities. So you make a list of the ways that this year will be different. Then what happens? Usually by late January you've already given up on your goals and moved on to something else.

The question is:"Why do people fail with their New Year's resolutions?"

The problem stems from what you expect to happen over the next 12 months. Instead of trying to make a gradual change, it's easy to approach the New Year with an "all or nothing" mindset. You want things to happen, so you create a series of lofty goals that can't possibly be achieved in a short amount of time. And ultimately this leads to failure.

The Secret to a Successful New Year's Resolution?

Is there a "secret" to making 2014 the best year ever?

The answer is simple: Focus on one major goal (or a few) for the next year and then develop a series of habits that works towards achieving it. Instead of trying to change your entire life in January, the simpler strategy is to adopt a 12-month plan where you're making constant improvements. You'll still get to set fun goals for the next year, but with the following plan you'll succeed because you're simply focusing on making one positive change at a time.
Totally Free Deals
GameMaker Studio Standard Edition Is Free until 3/2 ($49.99 value)
Added on : Friday February 21st 2014 10:00:21 AM
g: 0 Posted By: remick
Views: 148 Replies: 0 http://gamemakerblog.com/2014/02/22/gamemaker-studio-standard-ed...

For a limited time,GameMaker Studio Standardedition is available for free. Valued at $49.99, GameMaker Studio Standard is a significant improvement upon the free version of the software which imposes harsh restrictions on the resources that developers can make use of.Additionally, developers can use their free Standard edition license to upgrade to the Professional edition (RRP $99.99) for only $35 more. This offer ends March 2, 2014

Download here
http://www.yoyogames.com/studio/download
Totally Free Deals
g: 1 Posted By: Tuba2
Views: 222 Replies: 0 OfficeSuite Pro 7 Android App (PDF& Fonts) - $0.99 (Reg. $14.99) at Google Play


The worlds No. 1 mobile office today! SPECIAL PROMOTION 14.99$ > 0.99$!
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Made by MobiSystems, OfficeSuite Pro allows you to view, create, edit, print and share Microsoft Word, Excel and PowerPoint files on the go. You can also open attachments and see PDF files on an Android based phone or tablet with our feature-rich mobile office solution.
OfficeSuite Pro includes a File Browser and integration with Cloud service leaders: Box, dropbox, Google Drive, SkyDrive and SugarSync to give users a multitude of options on how to manage files and attachments.
A number of manufacturers such as Sony, Amazon, Barnes and Noble, Alcatel, Archos, Toshiba, Sharp, Polaroid, ViewSonic, Kyocera and Kobo trusted MobiSystems and preloaded OfficeSuite worldwide.
--- What is New in Version 7.4 ---
* Free Font Pack for OfficeSuite Pro included.
* Integration with ebook reader (UB Reader) and photo editor (PhotoSuite) apps.
* Ability to add custom fonts via dedicated folder /fonts on memory cards.
* Open office format support - ODT, ODS and ODP file extensions.
* Tight integration with Box app.
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* Support of named ranges.
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* Text format - Microsoft DOC, DOCX, DOCM, RTF, TXT, LOG, ODT
* Spreadsheet - Microsoft XLS, XLSX, XLSM, CSV, ODS
* Presentation - Microsoft PPT, PPTX, PPS, PPSX, PPTM, PPSM, ODP
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* Microsoft Office 365 compatible
--- Easy File Access and Sharing ---
* With the integrated File Browser you can easily access, modify and share your local or Cloud stored files. OfficeSuite integrates with Google Drive, dropbox, Box, SugarSync and SkyDrive
* Easily open email attachments
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* OfficeSuite 7 comes with new intuitive design and user experience allowing quick and intuitive workflow while you manage your files or create and modify documents.
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--- OfficeSuite Extensions ---
* QuickSpell fully integrated with OfficeSuite Pro QuickSpell will help you dramatically improve your typing accuracy.
* QuickWrite - multilingual contextual text prediction tool and keyboard.
* Font Pack allows you to use Microsoft most used fonts in OfficeSuite text documents.
* Oxford Dictionary of English - look up word meaning in office text documents in the most popular English dictionary
** Note that OfficeSuite Extensions are sold separately. Purchasing any of the extensions is optional.**
NOTE: For users with preloaded OfficeSuite Pro: This update will not affect your existing license.
Compatible with Sony Ericsson LiveDock Multimedia station.
Apps Deals
g: 0 Posted By: nativesong
Views: 202 Replies: 0 5 X 2013 Ashampoo titles for free...
WinOptimizer 2013, Burning Studio 2013, Photo Commander 10, SlideshowStudio 2013, Snap 6
All 2013 but still full version.
Have to register an email for registration codes.
Direct link
Long Way

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g: 3 Posted By: srgtkenny
Views: 743 Replies: 3 Home Improvement: The Parenting Book You Can Read to Your Kids[Kindle Edition]
FREE on Kindle at Amazon February 14-17 only.

http://www.amazon.com/Home-Improvement-Parenting-Book-Read-ebook/dp/B004Q3RGTU/ref=tmm_kin_swatch_0?_encoding=UTF8&sr=&qid=

Book Description
Publication Date: February 14, 1996
This book contains eight principles every family needs written by Dr. Scott Turansky and Joanne Miller, RN, BSN. You'll learn practical, handon ideas for helping your kids deal with their anger, constructive ways to end discipline times, and keys that will help children change their hearts, not just their behavior. Turansky and Miller offer tried and true strategies in a refreshingly new family-friendly format.

This is the parenting book you can read to your kids. Each chapter starts with a fictional story of Craig and Marlene and their two kids as they discover a parenting problem and develop a solution. When you read this book with your kids they'll say, "Mom, that's just like our family." Then you'll be able to say, "You're right. Let's see how they solved that problem."

Dr. Scott Turansky and Joanne Miller, RN, BSN lead the National Cetner for Biblical Parenting and speak nationwide on issues related to parenting.

You'll love this book's easy to read style and practical approach.
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g: 3 Posted By: srgtkenny
Views: 234 Replies: 2 Home Improvement: The Parenting Book You Can Read to Your Kids[Kindle Edition]
FREE on Kindle at Amazon February 14-17 only.

http://www.amazon.com/Home-Improvement-Parenting-Book-Read-ebook/dp/B004Q3RGTU/ref=tmm_kin_swatch_0?_encoding=UTF8&sr=&qid=

Book Description
Publication Date: February 14, 1996
This book contains eight principles every family needs written by Dr. Scott Turansky and Joanne Miller, RN, BSN. You'll learn practical, handon ideas for helping your kids deal with their anger, constructive ways to end discipline times, and keys that will help children change their hearts, not just their behavior. Turansky and Miller offer tried and true strategies in a refreshingly new family-friendly format.

This is the parenting book you can read to your kids. Each chapter starts with a fictional story of Craig and Marlene and their two kids as they discover a parenting problem and develop a solution. When you read this book with your kids they'll say, "Mom, that's just like our family." Then you'll be able to say, "You're right. Let's see how they solved that problem."

Dr. Scott Turansky and Joanne Miller, RN, BSN lead the National Cetner for Biblical Parenting and speak nationwide on issues related to parenting.

You'll love this book's easy to read style and practical approach.
Books Deals

Amazon Coupons
Xbox One Wireless Controller $49.99 & FREE Shipping at Amazon
Added on : Wednesday February 12th 2014 12:00:02 PM
g: 1 Posted By: ArtieLange
Views: 133 Replies: 0 Xbox One Wireless Controller $49.99 & FREE Shipping at Amazon

http://www.amazon.com/Xbox-One-Wireless-Controller/dp/B00CMQTUSS...


Trigger buttons with developer-customized rumble feedback-Precision Directional Pad-Supports Wi-Fi Direct Stack Radio
Over 40 improvements to the award-winning 360 Wireless Controller, without taking anything away from what you love
Newly designed D-pad is perfect for all types of game genres including sports, fighting, FPS, and more. Optimized for both directional and sweeping D-pad movements.
New wireless radio that enables faster data transfer to the console
Pick up and play. Kinect automatically recognizes who is gaming and which controller they are holding.

Xbox One Deals

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Improvements - additional 40% off Entire Outlet Center
Added on : Wednesday February 12th 2014 04:00:15 AM
g: 0 Posted By: lukaszxd
Views: 144 Replies: 2 http://www.improvementscatalog.com/outlet

Discount Code:MP4W169


Home & Garden Deals
g: 0 Posted By: inalectagent
Views: 2 Replies: 0 .
Lowest price everon the venerable U2713H monitor from Amazon. Coupon code needed.

Coupon code: WA8N6R2B

1 monitor for $709.99 after coupon
2+ monitors for $689.99/ea after coupon


LINK

U2713H for $689.99 (2 or more, or $709 for 1) via Amazon. Prime eligible. Usually runs about $800.

This is a high end professional monitor, I have two of them. I upgraded from a lower-end U2713HM and it's a visible improvement.

Specs:[LIST]

Response time: 6ms (grey to grey)
2560 x 1440 resolution
AH IPS panel
Integrated 4-Port USB 3.0 Hub
99% AdobeRGB and 100% sRGB at a deltaE of less than 2
120% color gamut
DisplayPort 1.2
mini-DisplayPort
DVI-DL (HDCP)
HDMI

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Discover Card $500 Cashback Bonus Offer (targeted)
Added on : Monday February 03rd 2014 07:00:09 AM
g: 0 Posted By: fozzy13
Views: 312 Replies: 3 I noticed this offer after signing into my Discover account today under "ways to earn more." I presume it's a targeted offer, but worth checking your account to see if signup is available. Easy money for those who don't need to generate MS.

$500CashBack BonusOfferSpend $3,000 every month 03/01/2014 - 07/31/2014 and then get$500CashBack Bonus

Offer Details
1.SIGN UP PERIOD: 02/01/2014 THROUGH 03/04/2014
2.Use your Discover card to make at least $3,000 in purchases each calendar month from 03/01/2014 through 07/31/2014.
Example:
March $3,000 Spring Break plans, Gas, cell phone bills
April $3,000 Transportation, garden supplies, groceries
May$3,000 Mother's Day, wedding gifts, online shopping
June$3,000 Father's Day, graduation gifts, transportation
July$3,000 Summer trips, gas, home improvement

Track your progress each month with our Dashboard during the promotional period.

3.That's it $500CashBack Bonuswill be yours.


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Discover Card $500 Cashback Bonus Offer (possibly targeted)
Added on : Monday February 03rd 2014 06:00:20 AM
g: 0 Posted By: fozzy13
Views: 30 Replies: 0 I noticed this offer after signing into my Discover account today under "ways to earn more." I presume it's a targeted offer, but worth checking your account to see if signup is available. Easy money for those who don't need to generate MS.

$500CashBack BonusOfferSpend $3,000 every month 03/01/2014 - 07/31/2014 and then get$500CashBack Bonus

Offer Details
1.SIGN UP PERIOD: 02/01/2014 THROUGH 03/04/2014
2.Use your Discover card to make at least $3,000 in purchases each calendar month from 03/01/2014 through 07/31/2014.
Example:
March $3,000 Spring Break plans, Gas, cell phone bills
April $3,000 Transportation, garden supplies, groceries
May$3,000 Mother's Day, wedding gifts, online shopping
June$3,000 Father's Day, graduation gifts, transportation
July$3,000 Summer trips, gas, home improvement

Track your progress each month with our Dashboard during the promotional period.

3.That's it $500CashBack Bonuswill be yours.

g: 0 Posted By: remick
Views: 149 Replies: 0 http://www.cheatbook.de/cheatbook-database-2014.htm

Cheatbook-DataBase 2014 is a cheats code tracker that makes hints, Tricks, Tips and cheats (for PC, Walkthroughs, Playstation, Playstation 2, Playstation 3, Playstation 4, Sega, Nintendo 64, Nintendo DS, DVD, Gameboy Advance, Gameboy Color, N-Gage, Nintendo DS, XBox, XBox 360, XBox One, iPhone, Gamecube, Dreamcast, Super Nintendo, Wii, Wii U, Sony PSP) easily accessible from one central location. If you're an avid gamer and want a few extra weapons or lives to survive until the next level, this freeware cheat database can come to the rescue. Covering more than 22.000 Games Cheats, this database represents all genres and focuses on recent releases. Games are listed alphabetically in the left-hand window. When you click on a game name, the relevant cheat is displayed in a editor window, with convenient buttons that let you print the selection or save any changes you've made. In the latest past many users of the CheatBook-DataBase and readers of the monthly being published magazine have sent to us small error messages and suggestions for improvement again and again. First of all we say "Thank you very much!" to all of you! Due to this assistance and the permanent sending in of new and revised cheats the CheatBook is ever increasing and becoming more and more voluminous. Release date January 5. 2014. Cheatbook-DataBase 2014 is Freeware for Win95/ 98/ 2000/ NT/ XP/Vista/Windows 7/Windows 8
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g: 1 Posted By: iLetTheDogsOut
Views: 263 Replies: 0 http://www.bestbuy.com/site/home-improvement-tools/led-other-lig...
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taxes for a first time landlord
Added on : Saturday January 18th 2014 06:00:12 PM
g: 1 Posted By: psychtobe
Views: 210 Replies: 3 Savvy FWF real estate investors,

Can you provide any general corrections to my rudimentary understanding based on internet research and a quick book skim?

Property: a second home purchased as a rental/investment property in July 2013, $26,500 down and $160,000 borrowed (documented loan from a family member, 12 years 3.25%). We have a property manager who charges $399 to place a tenant and $100 per month. The property was rented at the end of August 2013.

Expenses and Income (I tried to group by category):

$3000 improvements (new shower/bathroom update)
$3000 repairs
$400 insurance
$1000 taxes
$1800 interest
$600 pre-purchase inspections
$500 settlement charges

$400 pre-rental cleaning, etc
$800 property management fees

$5300 total rent

This is what I believe I understand:
1. I cannot deduct any passive income against my personal income because I am not an active property manager nor a real estate professional; and also because my income is greater than $150k.
2. I can deduct depreciation of the property structure (but not the land) as part of my expenses. I can also deduct the cost of the $3000 improvement but must do so on a depreciation schedule. If I do either of these then I will have to pay tax on the lower cost basis when I sell the property.
3. All of the costs I've listed above are deductible against any income I've received, obviously excepting the purchase price (down payment and principal payment) of the property. I can also deduct mileage for travel to/from the property.

Questions:
1. Obviously I have more expenses than income in 2013. Am I able to carry forward some or all of those unused expenses for 2014 and later? The internets says I can.
2. Am I correct in understanding that I cannot count any of these excess losses against my personal income for the reasons stated above?
3. Can I carry forward losses to use against future price appreciation of the property such that when I sell it, if it has risen in price, I can mitigate any taxes owed?
4. Are any of the expenses I've listed above 'not acceptable' for the purposes of calculating my losses?
5. If I do depreciate the structure and/or the improvements, and then I move into the property for at least 2 of the previous 5 years before selling it in the future, have I just completely avoided paying tax (because of the capital gains exemption for a primary residence of $500k for a married couple)?
6. Is TaxAct Deluxe going to adequately walk me through my scenario? What are my alternatives? I'm not too interested in finding a good CPA.

thank you!

Tax Deals
Half off TWO tickets to the Manatee Festival in Orange City, FL
Added on : Friday January 17th 2014 06:00:17 AM
g: 0 Posted By: TomPtz
Views: 167 Replies: 0 Highlights:

Get HALF OFF two adult tickets to the Manatee Festival, January 25th and 26th!
The Manatee Festival offers all kinds of entertainment for young and old.
Buses run to the spring to see the Manatees each day of the event and gate fee covers bus and admission fee to Blue Spring State Park.
There are many craft vendors, food vendors, childrens games and rides and a variety of musical acts for all to enjoy.


Fine Print:

Only valid on January 25th and 26th.
No cash value.
Rain or shine event.

Company Info:
Orange City Blue Springs Manatee Festival
Orange City, FL 32763
(386) 775-9224

Complete Details:The Annual Orange City Blue Springs Manatee Festival was founded in 1985 with the mission to facilitate improvements and wellness for West Volusia Residents as well as promote environmental awareness in the community to the fullest. The Organization is a registered non-profit organization.Over the last 28 years, The Manatee Festival has raised over $500,000. Last year alone over $40,000 was raised to give back to the community.

Food, Fun, Art and Crafts!

Continuous Entertainment for the Whole Family
Arts & Crafts Show with Over 100 Booths
Music and Dancing!
Manatee Viewing
K-9 Dis-Connected
Children's Area with: Shows - Face Panting - Games
Central Florida Zoo Animal Ambassadors
Environmental Conservation Displays

Fun For The Whole Family!:

Central FL Zoo Presentations & Animal Ambassadors
Arts & Crafts
Dancing
Face Painting
Shows & Rides


Children's Fingerprinting by V.I.P.S.
Walk-on-water Balls
SPCA Adopt-A-Pet
Great Food
Entertainment
Sand Sculpting


Entertainment:

Bubba Whoopass and the Whoopoffs
Caerbannog
Karegan Wodz
The Propellers
Disconnected K9's World Famous Frisbee Dogs

Manatee Fest Games!:

Rock Wall Climbing
Bungee Jumping
US Army Obstacle Course
Balloon Man Shooting Gallery

Learn More
Restaurants & Entertainment Deals
Entrepreneurship networking: share your top skills
Added on : Tuesday January 14th 2014 04:00:11 AM
g: 1 Posted By: robby152
Views: 114 Replies: 0 I have enjoyed reading through the networking threads related to posting job openings at your company, but I am not looking for a job. I am looking for like-minded people who want to talk about entrepreneurial ideas and have different skills than I do. Hopefully, some cool FW start-up would come out of this, but even if people just shared tips in their areas of expertise and were open to a couple of PMs on those aspiring to grow in those areas, that could help each other as well. I thought we could have a thread where people list the top 1,2 or 3 skills that might be relevant for an entrepreneurial venture. For example, though I think marketing is important, but I am horrible at it so I won't list that. But, I am an Excel monkey and have a lot of experience with process improvement and stuff like that. So mine would be:

Data Analysis
Process Improvement
Project Management

If anyone else is interested in this, we could start compiling everyone's top skills. And yes, while MS and other FW specific skills are definitely useful, I am looking for more generic skill sets that could apply to multiple industries. If you think you are only good at being a top HH, you might list:

Industry analysis
Process Design (have to be very organized)
Blah blah blah

Discussion Deals
Origins. 5 Deluxe Samples and Free Shipping w/$30 order
Added on : Sunday January 12th 2014 03:00:05 PM
g: 0 Posted By: momto2dogs
Views: 295 Replies: 0 For those who like the origins skincare brand, the website is offering5 deluxe samples and free shipping w/$30 purchase. Also - 8% CB through FW

The samples to choose from are:

Cheeks and Balances Frothy Face Wash 1.0 fl.oz
Plantscription Anti-Aging Serum 0.17 fl. oz
Ginzing Energy Boosting Mascara 0.17 fl. oz
Dr. Andrew Weil Mega Mushroom Skin Relief Face Mask 0.24 fl. oz.
Drink Up 10 Min. Mask 0.24 fl. oz.
Ginger Float 5.1 fl. oz.
Clear Improvement Active charcoal mask to clear pores 0.24 fl. oz.
Plantscription Anti-aging eye treatment sample 0.17 fl. oz.
Make a Difference Plus Rejuvenating Treatment 0.5 fl. oz.
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Origins Coupons
g: 0 Posted By: Deals4mykids
Views: 227 Replies: 0 8oz Fiberglass Claw Hammer Construction Tool for $9.99 + free shipping

http://www.dealsonlywebstore.com/8oz-Fiberglass-Claw-Hammer-Cons...

Weight: 8oz | lbs
Fiberglass Handle
Rubberized Grip for Comfort
Head Length: 4"
Handle Length: 9"
Bright Orange Color
Great for Carpentry, Construction, Engineering, Shaping, Hobby & Home Improvement

Tools Deals
CC to purcase gift cards make dollars go further. NOT?
Added on : Tuesday December 31st 2013 01:00:03 AM
g: 0 Posted By: lorymills1
Views: 99 Replies: 1 I usually love the advice shared on this particular website. However I think they missed the mark on this - or am I missing something cause it's early in the morning?

Here's the advice:
"The American Express Blue Cash Preffered card offers 6% Cash Back from purchases at supermarkets, which are typically filled with gift cards. The Chase Ink Bold or Ink Plus cards can be bought at office supply stores, where the card offers five Ultimate Rewards points per dollar spent. The next step is to find cards that you need to purchase. Obviously, you can give these cards as gifts, but there is no reason that you cant purchase gift cards for your own use in order to earn bonus rewards at other merchants. For example, you can purchase gift cards for gas retailers, home improvement stores, or restaurants."

Not sure I understand how purchasing a gift card at 5% reward or Cash Back would be lucrative when many of the credit cards offer 3-5 % Cash Back anyway on the purchase if you use them for grocery, gas, etc. The only way it would be lucrative is a large purchase at a store that is not included in a credit card 5% category. Even if you get 5% rewards and resell these gift cards you are not usually going to break even. With the exception of the usual VR or other prepaid card opportunities, don't see any "lucrativity" (is lucrativity a word?) in purchasinggas, home improvement, or restaurant gift cards. Am I missing the opportunity somewhere?

Question Deals
1.0 mm Derma Roller for Face and Body (40% OFF with code) $9 FS Prime
Added on : Saturday December 28th 2013 09:00:07 PM
g: 0 Posted By: tedhawkins
Views: 199 Replies: 0 1.0 mm Derma Roller for Face and Body (40% OFF with code) $9 FS Prime

http://www.amazon.com/Microneedle-Cellulite-Dermaroller-Producti...

Use 40% OFF code 8TQ7AOT4

The derma roller stimulates collagen production for tighter, firmer and smoother skin. Skin becomes clearer and brighter.
Reduces fine lines, wrinkles and crows feet & drastically improves all types of scars, stretch marks and cellulite.
Short healing time and noticeable improvement in a few days from the first treatment
Cost effective - there's no investment needed unlike equipments such as laser treatments
The derma roller permits extremely high absorption of any active ingredients
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Tax Benefits on investment outside country
Added on : Tuesday December 24th 2013 07:00:10 PM
g: 0 Posted By: FWFfollower
Views: 22 Replies: 0 I want to make investment in real estate (construction) for my first home. It will be outside US. This will be from my savings and am not planning to take a loan. What tax deductions can I make use of?
I am guessing energy saver investments and property taxes are straightforward. What other things can I use? I also see home improvement in publication 936. Could this be used in any way?


Question Deals
Life on the Mississippi [Kindle Edition] Free by Mark Twain
Added on : Friday December 20th 2013 03:00:03 AM
g: 2 Posted By: ArtieLange
Views: 201 Replies: 2 Review:
Memoir of the steamboat era on the Mississippi River before the American Civil War by Mark Twain, published in 1883. The book begins with a brief history of the river from its discovery by Hernando de Soto in 1541. Chapters 4-22 describe Twain's career as a Mississippi steamboat pilot, the fulfillment of a childhood dream. The second half of Life on the Mississippi tells of Twain's return, many years after, to travel the river from St. Louis to New Orleans. By then the competition from railroads had made steamboats passe, in spite of improvements in navigation and boat construction. Twain sees new, large cities on the river, and records his observations on greed, gullibility, tragedy, and bad architecture. -- The Merriam-Webster Encyclopedia of Literature

http://www.amazon.com/Life-Mississippi-Mark-Twain/dp/1613825048/ref=sr_1_1?ie=UTF8&qid=1387546559&sr=8-1&keywords=Life+on+the+Mississippi
Books Deals

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Salomon Idol 75 Ski Boots - Women's 2013 $199.90 FS @ EVO
Added on : Sunday December 15th 2013 05:00:08 AM
g: 0 Posted By: tedhawkins
Views: 144 Replies: 0 Salomon Idol 75 Ski Boots - Women's 2013 $199.90 FS @ EVO

http://www.evo.com/outlet/alpine-ski-boots/salomon-idol-75-women...

Salomon Idol 75 Ski Boots - Women's 2013
The Salomon Idol 75 Ski Boots are high-performing all-mountain boots designed specifically for women to aid in comfort. Women's Specific Cuff helps to bring comfort in women's feet, ankles, and legs, while the Women Calves Adjustment fits the contours of a female leg more effectively and efficiently. Head out on the mountain in comfort and style in the Salomon Idol 75 Ski Boots.
Fit
World Cup Advanced Shell Technology - A more powerful version of the Advanced Shell technology with improvement on the back support, the body positioning into the boot and the torsion control of the boot.
Last: 100
Flex
Medium Flex Index: 70
Liner
Faux Fur - The addition of faux fur in the liner provides an extra comfortable & warm fit
Women Liner - A liner with a specific height and cuff adapted to women legs and calves
Women Heel Wedge - Narrower heel pocket to improve heel hold & increase heel lift providing the perfect skiing stance
Women Calves Adjustment - The most efficient and convenient calves adjustement on the market, only one screw turn to enlarge the upper cuff up to 1 cm to fit all legs shapes easily and quickly.
Shell Materials
Bi Material PU Lower Shell - A bi-injected shell made from Polyurethane, a material with consistent density enabling effortless progress on-snow, provides well adapted stiffness in a shiny, durable, dynamic and abrasion resistant piece.
Bi-Material PU Upper Cuff - A reinforced rear, lateral insert allows the use of a softer front cuff for improved leg wrapping and progressive flex. This shiny, durable, dynamic and abrasion resistant piece made of Polyurethane, a material with consistent density, enables effortless progress on-snow
Stance
Single Canting
Women's Specific Cuff - Specifically designed for women, Atomic's Women's Specific Cuff aids in comfort for womens feet, ankles, and legs.
Single Canting - Canting enables cuff alignment to the skier's lower leg shape. Single canting allows the cuff to be moved towards the interior.
Buckles
4 Micro Titanium Buckles - To micro adjust the length of the buckles for a precise and personalized closure, just turn the lever. Titanium buckle: one of the lightest & stiffest buckles on the market with the addition of titanium material
Power Strap
35 mm Power strap
Additional Features
Heel and Toe Removable DIN Pads - Heel & toe pads can be replaced when worn out.
Specs
Ability Level: Intermediate-Advanced

Ski Boot Flex: Medium

Flex Index: 75
Forefoot Width: 100 mm
Alpine Touring Mode: No
Number of Buckles: 4
Warranty: 2 Years
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evo Coupons
Craftsman 13 in. Tool Bag - $3.49 at KMart
Added on : Sunday December 15th 2013 01:00:04 AM
g: 0 Posted By: Tarf
Views: 114 Replies: 0 Craftsman 13 in. Tool Bag - $3.49 at Kmart Link

This 13 in. Tool Bag is Handy Tool Storage
Nothing's more frustrating than reaching for a tool in the middle of a project and find it missing, but with thisCraftsman13 in. tool bagall your small hand and power tools will be at your fingertips. The oversized zipper tops makes tools easy to store and retrieve. Tiny tools and accessories are clearly visible when stored in the sturdy mesh pockets on the outside of the bag.You can use this13 in. tool bagfor your home or automotive repair tools. Store the compact bag in the garage or hall closet for home repairs and improvement projects. You can also keep the smaller bag in the car or truck to hold the tools and accessories you need for highway emergencies and simple automotive repairs on the road. The bag is supple and strong, constructed from heavy duty flexible material that takes up less space than bags made from stiff materials.

TheCraftsman 13 in. tool bagis a great gift for all ages of handymen and handywomen
Accommodates all types of hand tools and small power tools
Extra strong zippers and materials won't tear or rip when exposed to sharp edges or pointed ends
Large openings let you see all the contents of the bags instead of groping in darkness for familiar shapes
Mesh pockets are perfect for storing small items such as tapes and fasteners
Bag colors vary by store
Super strong construction ensure years of use without rips or tears
Weighs only 1.6 lbs

Tools Deals

Kmart.com Coupons
Amex Serve -- better debit and credit card load limits with Isis!
Added on : Friday December 13th 2013 11:00:07 AM
g: 1 Posted By: HotSalami
Views: 91 Replies: 0 I was going to post to one of the Serve threads, but none seemed appropriate. So, apologies up front for creating another thread...

I switched my phone's SIM over to an Isis compatible one to take advantage of the 20% Serve kickback (see BenH's thread here:http://www.fullofdeals.com/forums/hot-deals/1314607/). Anyway, in looking into the $1/mo fee waiver with Isis, I came across this Help page:

https://www.serve.com/help/?intlink=us-serve-partner-isis-marketing-lpq4launch-faq#/use-your-card-5

At the bottom of the page is the following summary:

https://www.serve.com/img/help/serve_isis_limits_chart.jpg

In short, it looks like with Isis, DC and CC loads have increased to $500 per day and $1500 per month! VR, et al, remains the same at $1K/$5K. I also believe that the $100K total per year is higher than previous amount ($60K, i think?) These improvements are making the leap to Isis more compelling...


<edit>

Here's the page and graphic with the non-Isis limits:

https://www.serve.com/help/#/fees-and-limits-1

https://www.serve.com/img/help/serve_limits_chart.jpg


better indeed...


Deal Deals
g: 0 Posted By: steveross
Views: 104 Replies: 1 I am new to this, so if I am doing something wrong or needs improvement, please let me know =0)

Haven't seen anyone posting this, if you have sorry for the duplicate.

I ordered this and thought it was a great deal since the Mickey Figure is in the pack.Product DescriptionEdition: Amazon Infinite BundleThe Infinite Bundle includes the following Disney INFINITY Figures and Playsets*:

Figures:

Sorcerer Mickey
Woody
Jack Skellington
Mater
Syndrome
Randy
Davy Jones
Mike
Mrs. Incredible
Barbossa
Dash
Violet
Francesco

Play Sets & Toy Boxes:

Toy Story Play Set
Frozen Toy Box
Cars Play Set

*Note that the Lone Rangers Play Set is not included in the Infinite Bundle and must be purchased separately.

The item link is:
http://www.amazon.com/gp/product/B00FZ12F34/ref=oh_details_o04_s00_i00?ie=UTF8&psc=1

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g: 0 Posted By: tedhawkins
Views: 150 Replies: 0 1.0 mm Best Derma Roller Kit for Face and Body (75% OFF with code) $4.75 FS with Prime

http://www.amazon.com/Microneedle-Cellulite-Dermaroller-Producti...

Apply 75% OFF code ACR8AHPQ



Stimulates collagen production for tighter, firmer and smoother skin. Skin becomes clearer and brighter.
Reduces fine lines, wrinkles and crows feet & drastically improves all types of scars, stretch marks and cellulite.
Short healing time and noticeable improvement in a few days from the first treatment
Cost effective - there's no investment needed unlike equipments such as laser treatments
Extremely high absorption of any active ingredients




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Actiontec ScreenBeam Pro Wireless Display HD 1080p Receiver $49.99 @ Adorama
Added on : Wednesday December 04th 2013 12:00:03 PM
g: 0 Posted By: Ferrari72
Views: 175 Replies: 1 Actiontec ScreenBeam Pro Wireless Display Receiver SBWD100A01 HD Streaming, USB, Optimized for Intel WiDi 4, 5.1 Audio$49.99 + shipping (Regular Price $69.99*)

http://www.adorama.com/ACTSBWD10A01.html

Key Features:

Optimized for Intel WiDi 4: With support for Intel WiDi 4, you can enjoy all the advantages of Intel's wireless display technology, including ultra-low latency, video quality up to 1080p HD and 3D that is compatible with premium protected content
Compatible with Wi-Fi Certified Miracast Devices: The ScreenBeam Pro is based on the Wi-Fi certified Miracast standard that simplifies discovery and setup, so you can easily mirror content from 1 device to an HDTV the home or office
Good Audio and Video Experience: Movies, videos and photos come alive on the big screen with support for up to 1080p full HD video and audio. With ScreenBeam Pro, you can enjoy great picture and sound. The ScreenBeam Pro supports all the performance improvements of WiDi 4.0 for smoother video
Specific Wireless Network: ScreenBeam Pro forms a dedicated wireless connection to your device and does not require an existing wireless network or line of site. This means you can stream HD content with ScreenBeam Pro without impacting the Wi-Fi network you use for social networking
Works with select Intel WiDi laptop/PCs using software version 3.5 and higher
Works with Miracast-certified mobile devices and PCs
Live video and audio experience
Offers all the performance advantages of 4th Gen Intel WiDi for smoother video, better color and better image quality
Creates a dedicated wireless network for better quality
Suitable for home, office and on the road
Easy to use
Unleash Content from The Small Screen to The Big Screen: ScreenBeam Pro is the Intel WiDi receiver fully optimized for 4th Gen Intel WiDi and works with Miracast-certified devices too
Wirelessly enjoy photos, videos, movies and other content on your HDTV; no wires required
Wirelessly mirror content from your laptop or smartphone to a projector
Supports up to full 1080p HD video and 5.1 audio
Streams HD content; no line of sight required
Supports HDTV/HD projectors
Supports USB devices over WiDi (UoIP)






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Adorama Coupons
improvementscatalog.com Cyber Week Special
Added on : Tuesday December 03rd 2013 06:00:02 PM
g: 0 Posted By: DaysFan
Views: 0 Replies: 0 http://www.improvementscatalog.com/
source code: MP3W631
expires 12/09/13

image

http://www.improvementscatalog.com/wcsstore/images/Improvements/_email/dec3hp/home1.jpg
g: 0 Posted By: MISTERCHEAP
Views: 175 Replies: 0 www.discovercard.com

log in, sign up for offer. *Sign up to earn 5% CashBack Bonus on up to $1,500 in purchases made on movies and at restaurants from 1/1/14 (or the date on which you sign up, whichever is later) through 3/31/14. Movie ticket and movie rental purchases are those made at merchants classified as movie theaters, video rental stores, and online movie ticket and movie rental services. Restaurant purchases are those made at merchants classified as full-service restaurants, cafes, cafeterias and fast food locations. Purchases made at warehouse clubs, wholesale distributors, and discount stores are not eligible. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible. Rewards are added to your CashBack Bonus account within 2 billing periods. See CashBack Bonus Program Terms and Conditions for further details.

2014 OFFERS

QTR 1 = Restaurants-Movies (inc rentals from Redbox, Netflix, etc)

Qtr 2 = Home Improvement (Home Depot, Lowes, other similar merchants)

Qtr 3 = Gasoline-Summer Activities (Amusement Parks, etc)

Qtr 4 = Online Shopping

Be sure to sign up/register your card for EACH offer ONE MONTH PRIOR to start date:

Qtr 1 2014 = register NOW

Qtr 2 2014 = March 1st

Qtr 3 2014= June 1st

Qtr 4 2014= September 1st
Restaurants & Entertainment Deals

Discover Card Coupons
Free kindle Book- Made to Last (Where Love Begins Book #1) Was $13.99
Added on : Tuesday December 03rd 2013 07:00:03 AM
g: 0 Posted By: remick
Views: 60 Replies: 0 http://www.amazon.com/Made-Last-Where-Love-Begins-ebook/dp/B00CIUJYVG

4.5 out of 5 stars with 107 reviews

Miranda Woodruff has it all. At least, that's how it looks when she's starring in her homebuilding television show, From the Ground Up. So when her network begins to talk about making cuts, she'll do anything to boost ratings and save her show--even if it means pretending to be married to a man who's definitely not the fiance who ran out on her three years ago.

When a handsome reporter starts shadowing Miranda's every move, all his digging into her personal life brings him a little too close to the truth--and to her. Can the girl whose entire identity is wrapped up in her on-screen persona finally find the nerve to set the record straight? And if she does, will the life she's built come crashing down just as she's found a love to last?

"Sweet, fun, and faith-filled, Melissa Tagg's Made To Last is a story made to delight lovers of romance and behind-the-scenes reality TV. Pull up an armchair and enjoy!"
-Lisa Wingate
, National Bestselling Author of Blue Moon Bay, one of Booklist's Top 10 of 2012

"Clever plot. Engaging, funny, fresh writing. A winning voice with deeper layers that touch the heart. Melissa Tagg is the whole package. A delight for CBA readers."
-Rachel Hauck, award-winning and bestselling author of Once Upon a Prince

"If there is such thing as a perfect story, Melissa Tagg has written it with this first novel. Laugh-out-loud funny, a delightful premise, hunky heroes, surprising plot twists and poignant, heart-tugging moments, all wound together with beautiful writing. Made to Last is a keeper that will charm its way onto your shelf, and into your heart."
-Susan May Warren, RITA Award winner and bestselling author of Take a Chance on Me

"Made to Last is a fun romantic comedy that will have you turning the pages. Melissa Tagg is a fresh voice to watch."
-Jenny B. Jones, award-winning author of Save the Date and There You'll Find Me

"Melissa Tagg has written a fun, fast-paced romance. Her first novel will certainly not be her last."
-Kristin Billerbeck, author of The Scent of Rain

"A must for fans of romantic comedy! Melissa Tagg's endearing characters charmed me and their story line captured my imagination. Reading Made To Last was like eating a hot fudge brownie sundae with girlfriends. Fun. Delicious. Completely entertaining."
-Becky Wade, author of My Stubborn Heart and Undeniably Yours

"With witty dialogue, lovable characters, and an entertaining plot, Melissa Tagg is sure to become a new favorite among fans of Christian romance. Made to Last reminds us all that we are more than the roles we play. At our core, beneath our failures and hang-ups, we are loved and cherished by a faithful God."
-Katie Ganshert, author of Wildflowers From Winter and Wishing on Willows

"Readers are going to fall in love with Melissa Tagg's novels! She writes vivid stories filled with true-to-life characters who wrestle with questions about life, faith and romance. Melissa's writing is equal parts laugh out loud humor and moments that touch your heart. I can't wait for others to discover this talented new author!"
-Beth K. Vogt, author of Wish You Were Here and Catch a Falling Star

"What happens when a harmless lie you didn't intend to tell takes on a life of its own? When you're Miranda Woodruff, star of a home improvement show, you learn how to let go and become who God called you to be because nothing else is left. A great story with life-impacting truth surrounded by romance to make you swoon."
-Cara Putman,
award-winning author of A Wedding Transpires on Mackinac Island

"Reading Made to Last, Melissa Tagg's debut novel, was like meeting new friends whom I wanted to continue hanging out with long after the book ended. Melissa's fresh voice and ability to craft a well-written story hooked me with the opening line and held my attention to the very end. Her flawed characters, LOL moments and spiritual truth provided a foundation for a stellar debut novel. I even had to dab my teary eyes a couple of times. Melissa Tagg is an author to watch and one whose books I want to fill my shelves."
-Lisa Jordan, award-winning author of Lakeside Reunion and Lakeside Family
Books Deals

Amazon Coupons
Improvements Catalog - 25% off of everything.
Added on : Monday December 02nd 2013 06:00:11 AM
g: 0 Posted By: lukaszxd
Views: 137 Replies: 0 http://www.improvementscatalog.com/
Home & Garden Deals
g: 0 Posted By: ThriftyNet
Views: 148 Replies: 0 Deal back again...
Amazon has the Polk Audio Monitor Series 10" Powered Subwoofer for only $69.99 with free shipping.

Have one of these in my living room. Big improvement over my 50 watt Pioneer 8".

Headphones & Speakers Deals

Amazon Coupons
g: 0 Posted By: labboypro
Views: 120 Replies: 0 OSH Orchard Supply Hardware 15% off single item. Excludes Weber, Benjamin Moore Aura paint, and online purchases. Good toward purchase of regular, sale, and clearance merchandise. Not valid on gift cards, labor, merchandise replacement agreements, installed home improvements, special orders, repair service, and protection agreements, or as payment on any Orchard Card account.

See attached for printable.


Home & Garden Deals
g: 0 Posted By: Slimleo
Views: 117 Replies: 0 Amazon is running COUPON DEALs on the Greenlee Electrical tools. Here is a link to the Tools coupons : http://www.amazon.com/Tools-and-Home-Improvement-Coupons/b/ref=a... My brother in-law is an electrician and only uses Greenlee tools. Told me Greenlee is standard issue for trade schools that train electricians. While the discounts are not that large (percentage wise) looking at Camel3 the coupons make this these prices about as low as any for the last year. The 7 Pc Screw Driver set is the best deal. Amazon part #B002NQVCPQ. If you have an electrician (or want to be electrician) in the family you may want to take a look at these high end tools. Here are links to the detail page at Amazon: http://www.amazon.com/Greenlee-TK-30-Basic-Electrical-Kit/dp/B000FCIMFS/ref=sr_1_1?ie=UTF8&qid=1385392214&sr=8-1&keywords=B000FCIMFShttp://www.amazon.com/Greenlee-DTAPKIT-6-Piece-Combination-Drill/dp/B0041FIR1E/ref=sr_1_1?ie=UTF8&qid=1385392283&sr=8-1&keywords=B0041FIR1Ehttp://www.amazon.com/Greenlee-0153-02C-Screwdriver-Set-Piece/dp/B002NQVCPQ/ref=sr_1_1?ie=UTF8&qid=1385392304&sr=8-1&keywords=B002NQVCPQ http://www.amazon.com/Greenlee-0159-13-Electricians-Tool-Standard/dp/B002FCQ4FG/ref=sr_1_1?ie=UTF8&qid=1385392333&sr=8-1&keywords=B002FCQ4FGhttp://www.amazon.com/Greenlee-0153-03C-Mini-Precision-Screwdriver-Piece/dp/B003R7L192/ref=sr_1_1?ie=UTF8&qid=1385392388&sr=8-1&keywords=B003R7L192http://www.amazon.com/Greenlee-0159-36-Hand-Tool-Piece/dp/B004O3BPG2/ref=sr_1_1?ie=UTF8&qid=1385392433&sr=8-1&keywords=B004O3BPG2
Tools Deals

Amazon Coupons
BLACK FRIDAY DEALS WEEK in Tools & Home Improvement
Added on : Monday November 25th 2013 04:00:04 AM
g: 1 Posted By: TomPtz
Views: 208 Replies: 0 http://www.amazon.com/gp/browse.html/ref=pe_336320_69779620_pe_ecg/?node=760330
Tools Deals
Rite Aid Black Friday 2013 (11/28 - 11/30) deals
Added on : Wednesday November 20th 2013 02:00:08 AM
g: 0 Posted By: MrVietnam
Views: 39 Replies: 0 FREE After Rewards (NO Coupons Needed)

RA Pantry Nuts or Trail Mix (1.75 oz to 2.00 oz)
$1.00 - $1.00 Up = FREE (Limit 2)

RA Home Invisible or Gift Wrap Tape
$1.50/2 - $1.50 Up = FREE (Limit 1)

Philips Earbuds
$7.99 - $7.99 Up = FREE (L1)



FREE After Rewards and Coupons

M&M's Chocolate Candy (9.9 to 12.6oz)
$4.00/2 - (2x) $1.00 MQ [RP 10/27] - $2.00 Up = FREE (Limit 2)

Tena Serenity Pads or Ultra Thin Pads
$3.99 - $1.00 MQ [IP Tena.us [tena.us]]

Select General Mills and Post Cereals
$1.79 - $0.75 MQ [Various IP] OR $0.85 MQ [Various IP] - 1.00 Up = Basically FREE



MONEY MAKERS (With Coupons)

Carmex Lip Balm (Stick, Jar, or Tube)
$3.00/3 - $1.00/2 MQ [SS 10/20 or Coupons.com] - $3.00/3 Up = $1.00 MM (Limit 1)

Yardley Soap (Single Bars)
$3.00/3 - $3.00/3 Up = FREE (Limit 2)
--$1/4 single bar SS 11/17

Conair Colorvibes Brush or Scrunci Elastics (18ct)
$1.99 - $1.99 Up = FREE
--$1 VV Conair or Scunci tool



Giftcard MONEY MAKERS

Home Improvement Giftcard
$50.00 - $10.00 Up = $10.00 MM (Limit 2)

Banana Republic, Gap, or Old Navy Giftcard
$50.00 - $10.00 Up = $10.00 MM (Limit 2)


Thx randy71/sd
In Store Promos Deals
Lowes mechanics tool set $48
Added on : Sunday November 17th 2013 01:00:02 PM
g: 0 Posted By: leenga
Views: 52 Replies: 0 http://www.lowesracing.com/Latest-News?article=d5108711-22d1-465...

SUNDAY, NOVEMBER 17, 2013
JIMMIE WINS, YOU WIN!


Woohoo! Jimmie Johnson is your 2013 NASCAR Sprint Cup Series Champion!

From Team Lowe's Racing, we want to congratulate Jimmie Johnson, Chad Knaus, Team 48, and all of Hendrick Motorsports on a spectacular season and winning their "6-pack"!

To celebrate, visit your local Lowe's Home Improvement Store and pick up a Kobalt 93-Piece Standard and Metric Combination Mechanic's Tool Set (Item #338514) for just $48, originally valued at $74.97! But hurry, this offer only lasts through Wednesday, November 20, 2013!

*For a limited time, while supplies last, limit one per transaction, offer valid 11/18/13 through 11/20/13. 2013 Lowe's. Lowe's, Gable Mansard Design are registered trademarks of LF, LLC. 2013 Hendrick Motorsports, LLC.
***DEAD *** FREE Kindle Book - Born to Win: Find Your Success Code was $9.99
Added on : Wednesday November 13th 2013 12:00:07 PM
g: 5 Posted By: archena
Views: 4057 Replies: 2 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

Born to Win: Find Your Success Code [Kindle Edition] was $9.99

Zig Ziglar (Author)

http://www.amazon.com/dp/B006ZG5THW

Publication Date: January 18, 2012

Publisher: AudioInk

33 Reviews ★★★★.5

#2 in Kindle Store > Kindle eBooks > Business & Investing > Management & Leadership > Motivational

Zig Ziglars Born to Win: Find Your Success Code, compresses four decades of life-changing tools and practices into one inspiring, easy-to-use format for people who want to grow and improve the whole spectrum of their lives now!

Zig has always taught that You were born to win, but to be the winner you were born to be you must plan to win and prepare to win. Then and only then can you legitimately expect to win. Born to Win guides readers through this plan-prepare-expect strategy. You will learn that when you have the hope that things can change, and a plan to make that change possible, you can take action.

In this interactive eBook, at a click of an icon you can instantly hear guest celebrity stories from Dave Ramsey, Seth Godin and many more. Youll be amazed at who attributes their success to Zigs teachings!

Zig Ziglars whole-person, balanced-living approach to life has inspired millions to enjoy good health, a new depth of love and gratitude for family and friends, financial security and independence, and spiritual peace of mind. His instruction on how to live a life that leaves no room for regret or worry is the starting point for a joyful, exciting, vibrant life. It is true that when you have prepared yourself to be the right kind of person, you can do what you need to do to expect success. When you truly understand that you were born to win, you can change the world!

"Its going to be the most fun and exciting trip youll ever take. Its filled with more promise of reward than King Solomons mines. In short, this journey to the top, which you are going to be taking, is a tremendously exciting trip." Zig Ziglar

About the Author

Author Bio:

ZIG ZIGLAR, world-renowned author and speaker, has an appeal that transcends barriers of age, culture, and occupation. Since 1970 he has traveled over five million miles across the world delivering powerful life-improvement messages, cultivating the energy of change. Mr. Ziglar has written twenty-nine celebrated books on personal growth, leadership, sales, faith, family, and success, ten of which have been on the bestseller lists. His books and tapes have been translated into over thirty-eight languages and dialects.

TOM ZIGLAR, CEO of Ziglar, Inc., not only shares a last name with his father, Zig Ziglar, he also carries on his philosophy: ''You can have everything in life you want if you will just help enough other people get what they want.'' Prior to being named CEO, Tom began his career in retail and direct sales. He joined the Zig Ziglar Corporation in 1987, learning every aspect of the business as he climbed from working in the warehouse to sales, seminar promotion, sales management, and then on to leadership. He is boldly taking Ziglar, Inc., into the world of social communities, Twitter, blogs, and live video webcasts to present the tried-and-true message of hope, integrity, and positive thinking to a whole new audience.

Reader Bio:

ANDY ANDREWS, hailed by the New York Times as a ''modern-day Will Rogers who has quietly become one of the most influential people in America,'' is an internationally known speaker and novelist whose combined works have sold millions of copies worldwide. He has been received at the White House and has spoken at the request of four different presidents. His second PBS special, Andy Andrews: The Traveler's Gift, has aired nationally to rave reviews.
Totally Free Deals
Credit Card Bonus CashBack Rotating Categories 2014
Added on : Tuesday November 12th 2013 06:00:06 PM
g: 0 Posted By: NEDeals
Views: 177 Replies: 0 It looks like Discover's rotating categories for 2014 will be very similar to 2013. I'm hoping that there won't be too much overlap between cards. Both the Discover and Freedom cards are now generally $1500 max spending per quarterly bonus category.

Discover Card
1st Quarter - Restaurants and Movies
2nd Quarter - "Fresh for Spring" Likely Home Improvement Stores
3rd Quarter - "Summer Break" Likely Amusement parks, maybe gasoline
4th Quarter - Holiday Shopping

Chase Freedom Card (categories not officially announced until December)
1st Quarter - Gas stations, Movie theaters, Gas stations, Starbucks stores.
2nd Quarter - TBA
3rd Quarter - TBA
4th Quarter - TBA

Any other cards with known bonuses?


Credit Deals
bestbuy: $14.99 Zumba Fitness: Rush - Xbox 360 (in-store pickup)
Added on : Monday November 11th 2013 04:00:08 AM
g: 0 Posted By: VivYip
Views: 185 Replies: 0 credit techbargains

best buy has this item for $14.99 with in-store pickup

Zumba Fitness: Rush - Xbox 360
Publisher: Majesco SKU: 4602188
Zumba Fitness Rush builds on that phenomenal success while elevating the exer-game category to a new level of fun, effective fitness. This cutting-edge experience layers in a wealth of exclusive content only available on Kinect, plus lots of new features and improvements that amp up the dance fitness play so you can party yourself into shape!

Hope this might help someone. Thank you for reading
Xbox 360 Games Deals

Best Buy Coupons
Virgin Mobile Awe $79.99
Added on : Friday November 08th 2013 05:00:04 PM
g: 0 Posted By: rick573
Views: 173 Replies: 0 Radio Shack.com and local stores (If in stock) have AWE for $79.99. 10% off $99.99 on Virgin Mobile site. Picked up last one at my local store this afternoon. Activated at $25/mon on my old plan and seem like a great improvement over my LG Optimus and my wife's HTC One V. Android 4.1 and dual core 1.2 processer seem smooth and fast, but doesn't feel as solid as the HTC or LG. Works great on 3G, we have no 4G around yet. For $80 and $25/mon. it seems like a fine interim solution as my Oprtimus is about dead..




Cell Phones Deals

Virgin Mobile Coupons
g: 0 Posted By: BigBoyMichigan
Views: 58 Replies: 0 Save 80% When You Purchase Today

Advanced SystemCare Ultimate 6

Based on #1 ranked BitDefender antivirus technology and IObit anti-malware engine, Advanced SystemCare Ultimate 6 provides always-on, automated, and all-in-one protection against all kinds of security threats, system slow down, freeze and crash. It ensures PC security, and maintains maximum computer performance automatically without slowing down your system. Advanced SystemCare Ultimate 6 is compatible with other security software like anti-virus, anti-malware, firewall, etc.

Original$49.99 With Discount Code at Bottom only $12.99 - Save 80% - Expires November 04, 2013

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Discount Code:024CB-1439A-3FA91-D87C6
Software Deals
g: 0 Posted By: Ayla
Views: 0 Replies: 0 .

50% OFF AT ATLAS - Free Shipping on orders over $99




http://atlashomewares.com/clearance-sale.html

g: 7 Posted By: wizwor
Views: 1106 Replies: 3 This is a refurbished Roku 2 XS

Link

Surprised this hasn't been posted. I guess we all have our fill of Roku refurbs

Not me. This makes six Rokus for me and three R2XS refurbs. Trust me, this is a good deal.

The price is $5 more than the best deal I have seen, but...

1) that extra motion controller is $25
2) the HDMI cable is worth a couple bucks
3) ShopDiscover 5% for online purchases this quarter
4) Newegg is a good seller

Finally, they do not make these anymore. Like Classic Coke, the Roku 2 XS is better than the 'improved' versions that replaced it.

There are really only two areas where the R2XS is vulnerable in comparisons. First, there is no earphone jack on the remote. Do you really want this? If I want to watch television with headphones, I want to listen to EVERYTHING not just my Roku. The combination of powering earbuds, running the WiFi radio, and relying on AAA cells for power has dramatically reduced the life of a set of batteries in the new WiFi remotes. For the difference in price between the R2XS and the R3, you can buy a really good wireless transmitter. I recommend you do this.

Processor specs are frequently used to promote the R3. All the second gen Rokus have sufficient power to decode video, so the proc improvement will only be felt when you are navigating the menu or when you are playing a processor intensive game. Unless you have fifty channels in your menu, the time it takes to download the tiles and ads will impact performance more than the processor speed. All Rokus are terrible for games. The games are awful and the controller is worse.

The Roku 2 XS is the champ when it comes to watching television. For starters, you can connect it with WiFi or hardwired ethernet. Whenever possible, I prefer hardwire. It has an SD slot and a USB connector. Not sure that the SD slot is good for anything, but you can play videos off that USB port. It has composite out. Route the red and white connectors to speakers and you can listen to Pandora, Spotify or any other audio offering with your TV powered off. This is huge. So huge, in fact, that Roku brought the feature back in all gen 3 Rokus following the R3.

Anyway, this is a great deal. Get a couple while you can!
Home Theater & Audio Deals

Newegg Coupons
Roku 2 XS 1080p 2 Motion Controllers Plus HDMI Cable $54.95 Shipped
Added on : Sunday October 27th 2013 11:00:03 AM
g: 1 Posted By: wizwor
Views: 84 Replies: 0 Link

Surprised this hasn't been posted. I guess we all have our fill of Roku refurbs

Not me. This makes six Rokus for me and three R2XS refurbs. Trust me, this is a good deal.

The price is $5 more than the best deal I have seen, but...

1) that extra motion controller is $25
2) the HDMI cable is worth a couple bucks
3) ShopDiscover 5% for online purchases this quarter
4) Newegg is a good seller

Finally, they do not make these anymore. Like Classic Coke, the Roku 2 XS is better than the 'improved' versions that replaced it.

There are really only two areas where the R2XS is vulnerable in comparisons. First, there is no earphone jack on the remote. Do you really want this? If I want to watch television with headphones, I want to listen to EVERYTHING not just my Roku. The combination of powering earbuds, running the WiFi radio, and relying on AAA cells for power has dramatically reduced the life of a set of batteries in the new WiFi remotes. For the difference in price between the R2XS and the R3, you can buy a really good wireless transmitter. I recommend you do this.

Processor specs are frequently used to promote the R3. All the second gen Rokus have sufficient power to decode video, so the proc improvement will only be felt when you are navigating the menu or when you are playing a processor intensive game. Unless you have fifty channels in your menu, the time it takes to download the tiles and ads will impact performance more than the processor speed. All Rokus are terrible for games. The games are awful and the controller is worse.

The Roku 2 XS is the champ when it comes to watching television. For starters, you can connect it with WiFi or hardwired ethernet. Whenever possible, I prefer hardwire. It has an SD slot and a USB connector. Not sure that the SD slot is good for anything, but you can play videos off that USB port. It has composite out. Route the red and white connectors to speakers and you can listen to Pandora, Spotify or any other audio offering with your TV powered off. This is huge. So huge, in fact, that Roku brought the feature back in all gen 3 Rokus following the R3.

Anyway, this is a great deal. Get a couple while you can!
Home Theater & Audio Deals

Newegg Coupons
g: 0 Posted By: DaysFan
Views: 29 Replies: 0 http://www.costco.com/21%22-Spectrum-Skylight-Tube-By-U.S.-Sunlight.product.100042649.html?catalogId=10701&keyword=764293&langId=-1&storeId=10301

linked

javascript:void(0); $299.99 After $100 OFF
Shipping & Handling includedMember Only Itemjavascript:void(0);21" Spectrum Skylight Tube By U.S. SunlightItem # 764293Features:12 feet of Flexible Tube Included

Confirm the spacing between roof and ceiling rafters is at least 22 to allow for installation. If not, refer to the U.S. Sunlight 14 Spectrum Skylight Tube for installation.

The U.S. Sunlight Spectrum series of Skylight Tubes offer an industry exclusive for light tunnels a patented passive ventilation option. With simple snap-on, snap-off installation, convert your Spectrum Skylight Tube in to a passive ventilator. Passive ventilation when you want it, energy efficiency when you need it. This simple addition makes the Spectrum series an even better choice for restrooms, kitchens, garages, laundry rooms, and any place where daylighting and ventilation are desired.

Capture clean, natural daylight and tunnel it to just about any location in your home or business with the low-profile, square dome Spectrum Skylight Tube - the first, patented Skylight Tube offering a passive ventilation option. Now available with a 21 dome and included 12 feet of flexible tubing perfect for situations requiring increased lighting in the home and in commercial settings.

Unlike most tubular skylights on the market today, Skylight Tubes are designed with your homes aesthetic appearance in mind. Our product looks so attractive, youll finally have the flexibility to install your new tubular skylight on either the front or backside of your house, without sacrificing the appearance of your homes exterior. Simple installation, hail-resistant dome and engineered for a leak-proof installation the Spectrum Skylight Tube is the perfect option to add natural light in your home.

Benefits:

Captures light above your roof and tunnels it to just about any location in your house
First passive ventilating Skylight Tube available. Easily convert to passive ventilation when desired and revert to closed Skylight Tube as needed
Natural light enhances mood, mental, and physical well-being, concentration, and overall energy
No reframing or major structural alterations are necessary to install the Spectrum Skylight Tube do-it-yourself installation can be done typically in an afternoon
Professional installers can install in about two hours
U.S. Sunlight preferred installer recommendations available call 1-866-446-0966


Features:

Ventilation conversion kit included
Severe weather tested pending Florida Building Product approval
Impact-resistant roof lens Hail resistant and capable of carrying a live load of over 260 lbs.
Single piece flashing one piece sleek roof lens flashing blends with any roof type, allows for leak-proof installations, and is a visually stunning improvement over traditional dome-shaped tube lights.
Double layer ceiling lens for improved insulation as needed
21 roof dome, 21 flexible tube diameter, and 21 ceiling lens
12 feet of flexible tube included for simplified installation process






Home & Garden Deals
FREE Kindle Book - Born to Win: Find Your Success Code was $9.99
Added on : Thursday October 24th 2013 06:00:14 AM
g: 0 Posted By: archena
Views: 34 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

Born to Win: Find Your Success Code [Kindle Edition] was $9.99

Zig Ziglar (Author)

http://www.amazon.com/dp/B006ZG5THW

Publication Date: January 18, 2012

Publisher: AudioInk

33 Reviews ★★★★.5

#2 in Kindle Store > Kindle eBooks > Business & Investing > Management & Leadership > Motivational

Zig Ziglars Born to Win: Find Your Success Code, compresses four decades of life-changing tools and practices into one inspiring, easy-to-use format for people who want to grow and improve the whole spectrum of their lives now!

Zig has always taught that You were born to win, but to be the winner you were born to be you must plan to win and prepare to win. Then and only then can you legitimately expect to win. Born to Win guides readers through this plan-prepare-expect strategy. You will learn that when you have the hope that things can change, and a plan to make that change possible, you can take action.

In this interactive eBook, at a click of an icon you can instantly hear guest celebrity stories from Dave Ramsey, Seth Godin and many more. Youll be amazed at who attributes their success to Zigs teachings!

Zig Ziglars whole-person, balanced-living approach to life has inspired millions to enjoy good health, a new depth of love and gratitude for family and friends, financial security and independence, and spiritual peace of mind. His instruction on how to live a life that leaves no room for regret or worry is the starting point for a joyful, exciting, vibrant life. It is true that when you have prepared yourself to be the right kind of person, you can do what you need to do to expect success. When you truly understand that you were born to win, you can change the world!

"Its going to be the most fun and exciting trip youll ever take. Its filled with more promise of reward than King Solomons mines. In short, this journey to the top, which you are going to be taking, is a tremendously exciting trip." Zig Ziglar

About the Author

Author Bio:

ZIG ZIGLAR, world-renowned author and speaker, has an appeal that transcends barriers of age, culture, and occupation. Since 1970 he has traveled over five million miles across the world delivering powerful life-improvement messages, cultivating the energy of change. Mr. Ziglar has written twenty-nine celebrated books on personal growth, leadership, sales, faith, family, and success, ten of which have been on the bestseller lists. His books and tapes have been translated into over thirty-eight languages and dialects.

TOM ZIGLAR, CEO of Ziglar, Inc., not only shares a last name with his father, Zig Ziglar, he also carries on his philosophy: ''You can have everything in life you want if you will just help enough other people get what they want.'' Prior to being named CEO, Tom began his career in retail and direct sales. He joined the Zig Ziglar Corporation in 1987, learning every aspect of the business as he climbed from working in the warehouse to sales, seminar promotion, sales management, and then on to leadership. He is boldly taking Ziglar, Inc., into the world of social communities, Twitter, blogs, and live video webcasts to present the tried-and-true message of hope, integrity, and positive thinking to a whole new audience.

Reader Bio:

ANDY ANDREWS, hailed by the New York Times as a ''modern-day Will Rogers who has quietly become one of the most influential people in America,'' is an internationally known speaker and novelist whose combined works have sold millions of copies worldwide. He has been received at the White House and has spoken at the request of four different presidents. His second PBS special, Andy Andrews: The Traveler's Gift, has aired nationally to rave reviews.
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g: 0 Posted By: brotherhpj
Views: 207 Replies: 2 Weather Station @ AMAZON

Looks very cool for the price...there is a nice video included on the first review on Amazon. As is stated in the reviews there are some improvement that can be made so this is a work in progress. Also the computer this weather station is hooked into has to be ON to get the weather updates. Save $85.96 that is 85%.
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Amazon Coupons
g: 1 Posted By: remick
Views: 180 Replies: 0 http://www.amazon.com/Amazing-Grades-Improve-Learning-ebook/dp/B00FFJUG8C

5.0 out of 5 stars with 11 reviews

Learn study skills,test preparation and memory improvement in HALF the time! Use your learning style - read, listen or video chapters.
Use the learning and life skills in this book to raise your grades, test scores, get into and stay in the college of your dreams!
"If you've ever questioned your abilities in school, I can tell you for sure I was right there with you. Just a few short years ago, I felt like a failure - reading was actually painful for me and this made all my other subjects a real struggle. But today is a whole new story. I now have a Master s Degree and my Psy.D. degree in clinical psychology thanks to the strategies in this book. They literally changed my life!

--Kathryn Langley, M.A., Psy.D.

Amazing Grades is a worldwide goodwill book, the result of a year long work by 101 best-selling authors and experts to help students in grades 7-college raise their grades and test scores, in the fastest and most efficient way possible. Bonus chapter included by Nasha Fitter, Worldwide Lead of Education for Microsoft.

Topics include:
3 Learning styles and how to master study skills and test prepartion in your learning style
Study skills in every subject area
How to handle special learning challenges and differences
Life skills that you need to succeed
mp3 chapters and scan tags for videos related to the chapters
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g: 0 Posted By: remick
Views: 83 Replies: 0 http://www.amazon.com/Stairway-Awesomeness-Fundamental-Living-ebook/dp/B00EEH3CTQ/

5.0 out of 5 stars with 20 reviews

Being a happy, positive person and living a life of awesomeness is a choice. In the face of adversity, it isnt always easy to make, but it is a necessary choice if you want to live life to the absolute fullest.

Written and illustrated with infinite wisdom and an original comic twist, Stairway to Awesomeness is the ultimate 30-step self-improvement guide that will make you want to change your life forever and encourage others to do the same.

Comic Strip Mama cartoonist and writer, Tanya Masse, shares her tragedy-to-triumph life story with the world and proves that no matter what adversity you are faced with, as long as you have a shred of sanity left, you CAN rise above and BE AWESOME!

Comic Strip Mama shows you how to:
CHANGE your way of thinking about certain things you have been conditioned to believe
STOP taking life SO SERIOUSLY
Focus on the POSITIVE lessons
Recognize the BLESSINGS
Find the HUMOR in everything. Yes, even tragic things!

Now make your choice, and start climbing the Stairway to Awesomeness!
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g: 3 Posted By: remick
Views: 303 Replies: 0 http://www.amazon.com/dp/B00A4GGPJK

Use DISC to discover profound hidden patterns of human behavioral style, gain deeper self-awareness, maximize your personal strengths, and influence others more powerfully than ever before! Taking Flight illuminates the proven DISC four-style model of human behavior, and shows how to use it to become a far more effective leader, salesperson, or teacher; revitalize your career; build deeper personal relationships; fully leverage your natural gifts, and empower everyone around you. Drawing on their immense experience coaching executives and training world-class organizations, Merrick Rosenberg and Daniel Silvert introduce DISC through a fable that's quick, fun, and easy-to-understand. You'll discover why you "click" with some people and "clank" with others, and what really drives your decisions and actions. You'll learn exactly how to identify others' behavioral styles and choose the best ways to interact with them. You'll walk through creating a personal action plan for improvement -- and then systematically making the most of your strengths, working around your weaknesses, and supercharging your personal performance! If you're already familiar with DISC, this book will help you use it more effectively than ever before. If you're new to DISC, it will change your life -- just as it has for thousands before you!
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Free strand of 50 LED holiday lights for Duke Energy customers - NC
Added on : Sunday October 20th 2013 05:00:04 AM
g: 0 Posted By: remick
Views: 248 Replies: 0 https://www.progress-energy.com/carolinas/home/save-energy-money/energy-efficiency-improvements/energy-wise/index.page

This holiday season, make a difference AND get a free strand of 50 LED holiday lights.
Simply join EnergyWise Home before Nov. 30, 2013.* Well mail the holiday lights as our gift to you!
EnergyWise Home is a free, easy way to help the environment while getting money back on your bill.
To see if EnergyWise Home is available in your area, please select your county below.
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Tax advantages between my two businesses?
Added on : Thursday October 17th 2013 02:00:08 PM
g: 0 Posted By: PaulBanks
Views: 106 Replies: 5 I own two businesses in California as a sole proprietor. One is for home improvement and the other is a publishing business currently producing a small local magazine. I want to know if it's legal to place an ad for the home improvement business in the magazine and deduct advertising costs as an advertising expense on my next tax return.

Any thoughts are appreciated.
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ShopDiscover 5% Cash Back works on discounted/used gift cards!
Added on : Friday October 11th 2013 12:00:01 AM
g: 0 Posted By: chrispitude
Views: 1 Replies: 0 Hi folks,

I've purchased used/discounted gift cards at cardpool.com in the past, with good results. This Oct-Dec period, Discover is offering 5% Cash Back on online purchases. I contacted Discover to see if gift cards purchased at cardpool.com counted as an "online purchase." The answer is, yes!
Re: 5% CashBack Bonus Program [#2456806]

From Discover Card Customer ServiceDate Received: 10/10/2013 11:35 PM


Hello Chris!

Thank you for your email regarding the current 5% CashBack Bonus Program. I understand that you will be purchasing some holiday gift cards online, and I am happy to help you today.

The holiday gift cards you are purchasing online will qualify. This offer does not apply to government products or services, education providers, utilities, or travel. The current 5% program runs from October 1, 2013 (or the date on which you sign up, whichever is later) through December 31, 2013, and allows you to earn a full 5% on your first $1,500 in purchases when you sign up and use your Discover Card online.*

You can earn 5% CashBack Bonus on category purchases up to the dollar amount specified in each program. Categories change throughout the year, so you can earn 5% on things like home improvement, restaurants, and more. Signing up each time is free and easy.

Please note that while your 5% CashBack Bonus is normally processed a few days after your purchase, we ask that you allow up to two billing periods for it to post and appear on your statement. See your CashBack Bonus Program Terms and Conditions for further details.

This is a great deal if you are planning a large purchase soon. Once you purchase the used gift cards, they are essentially discounted cash. When you use them to make purchases, both vendor discount codes and FatWallet Cash Back will stack on top.

Keep in mind that

There is a $1500 limit ($75 Cash Back limit) to the "online purchases" category for Discover. Keep in mind any future purchases you might want to make for vendors where discounted gift cards do not apply.
Cards purchased from cardpool.com carry a 100-day value guarantee.
g: 0 Posted By: VivYip
Views: 161 Replies: 1 credit dealnews

CPO Outlet via Sears has this item for $27.88 with free shipping

Black & Decker Factory-Reconditioned 71-125R 12V Cordless Project Kit
Description Item # SPM6846712607 Model # 71125R
Black & Decker 71-125R. Features: Variable-speed for drill and driving control. Keyless chuck provides quick and easy bit changes. Stud Sensor detects wood studs up to 3/4-in thick. Sensor lights and beeps when stud is detected.
With the Black & Decker 12V Cordless Project Kit, you are ready to tackle your next home improvement project. From hanging pictures on the wall to renovating a kitchen, this 12V drill driver and stud sensor kit gives you the right tools for the job.
Features
Variable-speed for drill and driving control
Keyless chuck provides quick and easy bit changes
Stud Sensor detects wood studs up to 3/4-in thick
Sensor lights and beeps when stud is detected.

Thank you for reading.

update: credit to respdoc for the correction.
Tools Deals

Sears Coupons
g: 8 Posted By: archena
Views: 1317 Replies: 1 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

Personal Best - How Ordinary People Achieve Extraordinary Success and How You Can Too [Kindle Edition] was $9.99

Barry Duddy (Author)

http://www.amazon.com/gp/product/B009NMC3FQ

Publication Date: October 6, 2012

Publisher: Vencape Publishing

11 Reviews ★★★★★

#7 in Kindle Store > Kindle eBooks > Business & Investing > Management & Leadership > Motivational

Personal Best is the ultimate motivational book, with contributions from over two hundred successful people Personal Bestserves as a powerful personal transformation and self help tool, that gives you not only an understanding of the characteristics of highly effective people, but direct, easy-to-implement strategies that you can employ to realise instant self improvement .

Personal Best provides inspirational insights and motivational success stories from global achievers to assist you to reach your full potential in business and in life. After extensive research, interviewing and testing the motivational methods of leaders in business, sports, science, politics and management - the key tools to making positive change were identified and are made clear .

As well as gaining an understanding of the personal transformation strategies employed by those that have achieved notable success, you will also begin to understand why you do what you do, what your drivers are and how you can harness your mindset to make quantum leaps forward in any area of your life.

Personal Best explores:
The myth of natural talent and why intelligent action will win every time.
The secret power strategies that have worked for the worlds most successful CEOs, greatest athletes and leaders.

How to rid yourself of the fears that stop you getting what you want and what you the one area in your life you must be clear about, if you are to reach your potential.

The ethos of Personal Best is that each of us, by making minor, personal improvements, can bring about massive success quickly and sustainably. Your life is about private and personal victories, and if you commit to continuous self improvement, you will make progress and gain pride in the personal success of having done something you have never achieved before. Personal Best can be the cornerstone to incredible achievement.

Personal Best gives you immediate access to the thinking and key strategies of the worlds best thinkers and achievers. The motivational stories and inspirational quotes allow you to understand not only the thinking of successful people but how you can replicate that success as part of your own journey of personal development and self improvement.

The uniqueness of Personal Best as a personal development guide is that the ideas and themes shared are not provided by one person or with a focus on one particular market, but draw on the lessons from high flyers from a wide range of backgrounds, all of whom have shown similar qualities in achieving their aims.
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g: 1 Posted By: archena
Views: 165 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

Personal Best - How Ordinary People Achieve Extraordinary Success and How You Can Too [Kindle Edition] was $9.99

Barry Duddy (Author)

http://www.amazon.com/gp/product/B009NMC3FQ

Publication Date: October 6, 2012

Publisher: Vencape Publishing

11 Reviews ★★★★★

#7 in Kindle Store > Kindle eBooks > Business & Investing > Management & Leadership > Motivational

Personal Best is the ultimate motivational book, with contributions from over two hundred successful people Personal Bestserves as a powerful personal transformation and self help tool, that gives you not only an understanding of the characteristics of highly effective people, but direct, easy-to-implement strategies that you can employ to realise instant self improvement .

Personal Best provides inspirational insights and motivational success stories from global achievers to assist you to reach your full potential in business and in life. After extensive research, interviewing and testing the motivational methods of leaders in business, sports, science, politics and management - the key tools to making positive change were identified and are made clear .

As well as gaining an understanding of the personal transformation strategies employed by those that have achieved notable success, you will also begin to understand why you do what you do, what your drivers are and how you can harness your mindset to make quantum leaps forward in any area of your life.

Personal Best explores:
The myth of natural talent and why intelligent action will win every time.
The secret power strategies that have worked for the worlds most successful CEOs, greatest athletes and leaders.

How to rid yourself of the fears that stop you getting what you want and what you the one area in your life you must be clear about, if you are to reach your potential.

The ethos of Personal Best is that each of us, by making minor, personal improvements, can bring about massive success quickly and sustainably. Your life is about private and personal victories, and if you commit to continuous self improvement, you will make progress and gain pride in the personal success of having done something you have never achieved before. Personal Best can be the cornerstone to incredible achievement.

Personal Best gives you immediate access to the thinking and key strategies of the worlds best thinkers and achievers. The motivational stories and inspirational quotes allow you to understand not only the thinking of successful people but how you can replicate that success as part of your own journey of personal development and self improvement.

The uniqueness of Personal Best as a personal development guide is that the ideas and themes shared are not provided by one person or with a focus on one particular market, but draw on the lessons from high flyers from a wide range of backgrounds, all of whom have shown similar qualities in achieving their aims.
Totally Free Deals
Novica - $10 off $25 purchase thru 9/27
Added on : Tuesday September 24th 2013 08:00:02 AM
g: 0 Posted By: archena
Views: 166 Replies: 0 http://www.novica.com

$10 off $25 with Code: GRATITUDE

Dear friend,

Over the weekend we rolled out the biggest improvement to our website in over a decade. The new site is faster and more user-friendly, with a modern design that we hope will do justice to all the talented artisans with whom we are fortunate enough to work.

In honor of International Gratitude day (the day our new site went live) we want to thank all of you for supporting NOVICA over the years - it means the world to our artisans, and we hope the new improvements mean you continue to enjoy it for years to come.

So please use your $10 and give it a whirl!
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NOVICA Coupons
Online brokers Interactive Broker vs Option House or Trade Station
Added on : Wednesday September 18th 2013 12:00:06 PM
g: 0 Posted By: kd7539
Views: 120 Replies: 1 Stock commissions:
Interactive Brokers $1 per 100 shares .0035 or flat rate $.005 per share
Option House flat fee $3.95 also 100 free trade promotion with 5k account
Trade Station $.01 for 500 shares, .006 afterwards

Is IB worth trading with if you're trading more than 500 shares per trade? In the demo order executions and commissions were charged on partial fills and were separate charges even though only one order to buy or sell was entered. Is this typical of IBs commission structure or is this an error in the demo? I placed a few limit order trades in the demo. The orders were for 500-5000 shares and were not specified as all or non so having a split execution was expected. The fill costs seemed to avg .005 a share. 1 limit order to purchase 500 shares avg 2-5 partial fills at $2.5+ a trade, 2500 shares avg $12.50+ vs expected 9.4 $100 shares + .0035 x2400 shares, 5000 share orders avg commission was $25. I had different ranges in the partial commissions and fills which were $.50-$1 a fill, for some reason some were 0 commission while another partial fills from the same exchange and same size were $1. IB also charges for modified and cancelled orders (there is no specified amount on the IB fee page just that the associated exchange fees are passed to the customer). I think the cancellation-modification fee is $1-2 per order also there might be a possibility that modification/cancellation fees can be waived if you reach a monthly trade quota. So if you only get a partial fill on your 500-800 share order you may be at about the same price as Option House (does not charge for modification) and a few other flat fee $5 brokers. Most of the sub $5 commission brokers charge basic monthly fees. IB charges addiontal fees some can be waived if a trade quota is met others are just standards. In all likely hood I'll be paying monthly fees. I've read good things about IB but at the end of the month how much cheaper is it? It seems very dependent on your fills and commission costs and number of trades. It seems if you trade more than 2-3x a day or 10x a week and the majority of trade sizes are 100-1000ish share range than IB is probably the best broker if you trade more than 1000-2000 share range other brokers might be more competitive and IB would be for adding to your position size and keeping a majority of your portfolio and positions at another firm

Trade Station does not offer a demo but I called and spoke to a representative and he said that the commissions and executions are charged once based on the position size. Also No charge for unexecuted or cancelled shares. They offer free TradeStation and Radar Screen until 2014 which I think is access to their basic platform and screener, TS has been around for a very long time

Option House- geared toward options, but can trade stocks, there's no demo the platform seems ok reviews are avg. They seem like a hat toss probably save $1-2 on the trade commision when you'll get worse fills that cost you more in the end. Seems like OH needs more improvement than IB or TS
Investing Deals
Bad Contractor Filing a Lien?
Added on : Saturday September 14th 2013 06:00:08 AM
g: 1 Posted By: master44
Views: 1092 Replies: 21 I am working on a home improvement project in which I am filing plans with the county; for this particular project the county requires review and sign off from a structural engineer.

I couldn't find any good sources for recommendations so basically went down the phone book; I found most structural engineers don't work residential projects, they chase the big money. It took a while, but I finally found someone willing to assist.

The structural engineer came out, talked and did some rough measurements and then told me he would have plans to me within 3 days. His rate was $75/hr and he estimated 3 hours. I didn't sign anything, it was just a handshake and we'll be in touch soon.

The date he committed came and went, he never called or emailed, I caught him on the phone several days past his commitment and he told me he was busy, but would have plans to me the next day. The next day came and went and again no plans, I let another day pass and then called him again. He once again said he was busy and told me he would email me plans that afternoon or evening. Again I got nothing so the next day tried to contact him, I also followed up by writing an email detailing the poor communication. In the email and voice mail I told him he had until mid afternoon to get back to me with his intentions otherwise I would cancel my business relationship with him and go elsewhere. Mid afternoon came, hadn't heard from him so called and left another voice mail and email saying I would not be doing any business with him and will not be paying him for any work he starts.

I didn't hear from him until a few days later when I receive a letter with the Structural Plans postmarked one day after I sent him notice of not doing business with him. At the time I received the plans from him I had already signed a contract with a different engineer and they had begun work. I just basically ignored and tossed aside the plans the original engineer sent. Today I received a call with a blocked number that I answered and it was the original structural engineer requesting payment. I told him I wasn't paying, he did unauthorized work...

Long conversation short he threatened to place a lien on our property and/or bring us to small claims court. My question is can he just place a lean on my property without a judgement? With no contract and me sending notice via email can he still hold me to pay him for work he did? Not only is the letter he sent postmarked a day after I wrote him, so is the letter he sent me. I guess he could claim he didn't get the email or voice mails, but seems highly unlikely? Just want to see what headaches I have headed my way with this? I am most concerned about him being able to file a lien and then I have to sue him to get it undone, is that how it works?

Thanks! BTW this is in Colorado.

edited to correctly spell lien..












Discussion Deals
Bad Contractor Filing a Lein?
Added on : Friday September 13th 2013 05:00:06 PM
g: 0 Posted By: master44
Views: 551 Replies: 10 I am working on a home improvement project in which I am filing plans with the county; for this particular project the county requires review and sign off from a structural engineer.

I couldn't find any good sources for recommendations so basically went down the phone book; I found most structural engineers don't work residential projects, they chase the big money. It took a while, but I finally found someone willing to assist.

The structural engineer came out, talked and did some rough measurements and then told me he would have plans to me within 3 days. His rate was $75/hr and he estimated 3 hours. I didn't sign anything, it was just a handshake and we'll be in touch soon.

The date he committed came and went, he never called or emailed, I caught him on the phone several days past his commitment and he told me he was busy, but would have plans to me the next day. The next day came and went and again no plans, I let another day pass and then called him again. He once again said he was busy and told me he would email me plans that afternoon or evening. Again I got nothing so the next day tried to contact him, I also followed up by writing an email detailing the poor communication. In the email and voice mail I told him he had until mid afternoon to get back to me with his intentions otherwise I would cancel my business relationship with him and go elsewhere. Mid afternoon came, hadn't heard from him so called and left another voice mail and email saying I would not be doing any business with him and will not be paying him for any work he starts.

I didn't hear from him until a few days later when I receive a letter with the Structural Plans postmarked one day after I sent him notice of not doing business with him. At the time I received the plans from him I had already signed a contract with a different engineer and they had begun work. I just basically ignored and tossed aside the plans the original engineer sent. Today I received a call with a blocked number that I answered and it was the original structural engineer requesting payment. I told him I wasn't paying, he did unauthorized work...

Long conversation short he threatened to place a lean on our property and/or bring us to small claims court. My question is can he just place a lean on my property without a judgement? With no contract and me sending notice via email can he still hold me to pay him for work he did? Not only is the letter he sent postmarked a day after I wrote him, so is the letter he sent me. I guess he could claim he didn't get the email or voice mails, but seems highly unlikely? Just want to see what headaches I have headed my way with this? I am most concerned about him being able to file a lean and then I have to sue him to get it undone, is that how it works?

Thanks! BTW this is in Colorado.












Discussion Deals
Bad Contractor Filing a Lean?
Added on : Friday September 13th 2013 01:00:08 PM
g: 0 Posted By: master44
Views: 0 Replies: 0 I am working on a home improvement project in which I am filing plans with the county; for this particular project the county requires review and sign off from a structural engineer.

I couldn't find any good sources for recommendations so basically went down the phone book; I found most structural engineers don't work residential projects, they chase the big money. It took a while, but I finally found someone willing to assist.

The structural engineer came out, talked and did some rough measurements and then told me he would have plans to me within 3 days. His rate was $75/hr and he estimated 3 hours. I didn't sign anything, it was just a handshake and we'll be in touch soon.

The date he committed came and went, he never called or emailed, I caught him on the phone several days past his commitment and he told me he was busy, but would have plans to me the next day. The next day came and went and again no plans, I let another day pass and then called him again. He once again said he was busy and told me he would email me plans that afternoon or evening. Again I got nothing so the next day tried to contact him, I also followed up by writing an email detailing the poor communication. In the email and voice mail I told him he had until mid afternoon to get back to me with his intentions otherwise I would cancel my business relationship with him and go elsewhere. Mid afternoon came, hadn't heard from him so called and left another voice mail and email saying I would not be doing any business with him and will not be paying him for any work he starts.

I didn't hear from him until a few days later when I receive a letter with the Structural Plans postmarked one day after I sent him notice of not doing business with him. At the time I received the plans from him I had already signed a contract with a different engineer and they had begun work. I just basically ignored and tossed aside the plans the original engineer sent. Today I received a call with a blocked number that I answered and it was the original structural engineer requesting payment. I told him I wasn't paying, he did unauthorized work...

Long conversation short he threatened to place a lean on our property and/or bring us to small claims court. My question is can he just place a lean on my property without a judgement? With no contract and me sending notice via email can he still hold me to pay him for work he did? Not only is the letter he sent postmarked a day after I wrote him, so is the letter he sent me. I guess he could claim he didn't get the email or voice mails, but seems highly unlikely? Just want to see what headaches I have headed my way with this? I am most concerned about him being able to file a lean and then I have to sue him to get it undone, is that how it works?

Thanks! BTW this is in Colorado.











g: 0 Posted By: Reots
Views: 8 Replies: 0 http://www.newegg.com/Product/Product.aspx?Item=N82E16820231589

CL10

Coupon Code: EMCXLWX29

Free shipping with Shoprunner

2400HZ memory IS an improvement over 1600
Memory Deals

Newegg Coupons
Free Kindle- Democratizing Innovation (was $19.99)
Added on : Tuesday September 10th 2013 01:00:02 AM
g: 0 Posted By: remick
Views: 49 Replies: 0 http://www.amazon.com/Democratizing-Innovation-ebook/dp/B001C4PTLS

Innovation is rapidly becoming democratized. Users, aided by improvements in computer and communications technology, increasingly can develop their own new products and services. These innovating usersboth individuals and firmsoften freely share their innovations with others, creating user-innovation communities and a rich intellectual commons. In Democratizing Innovation, Eric von Hippel looks closely at this emerging system of user-centered innovation. He explains why and when users find it profitable to develop new products and services for themselves, and why it often pays users to reveal their innovations freely for the use of all.

The trend toward democratized innovation can be seen in software and information productsmost notably in the free and open-source software movementbut also in physical products. Von Hippel's many examples of user innovation in action range from surgical equipment to surfboards to software security features. He shows that product and service development is concentrated among "lead users," who are ahead on marketplace trends and whose innovations are often commercially attractive.

Von Hippel argues that manufacturers should redesign their innovation processes and that they should systematically seek out innovations developed by users. He points to businessesthe custom semiconductor industry is one examplethat have learned to assist user-innovators by providing them with toolkits for developing new products. User innovation has a positive impact on social welfare, and von Hippel proposes that government policies, including R&D subsidies and tax credits, should be realigned to eliminate biases against it. The goal of a democratized user-centered innovation system, says von Hippel, is well worth striving for. An electronic version of this book is available under a Creative Commons license.
g: 0 Posted By: labboypro
Views: 212 Replies: 0 Coupons valid Sept. 8 -14, 2013 at your local Orchard store.
' Excludes major home appliances, parts & accessories, Weber & Broil King products, Benjamin Moore Aura paint and online
purchases. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards. labor, merchandise
replacement agreements, Everyday Great Price nems, installed home improvements. special orders, repair service, and protection
agreements or as payment on any O<chard Card account. May not be used with any other coupon or offer. May not be combined with any
other drscounts off ot regular pnce being offered at store closing sales. Must present coupon for discount. Redeem at parhcipat10g Orchard
Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales tax. Cash value 1 /20~. Void
if copied or transferred and where prohibited by law. Any other use constitutes fraud. tn the event of a return. coupon savings may be
deducted from your refund. Coupon Valid 09/08/13 to 09/14113.This coupon is issued for promotion purposes. Coupon promotion
expires on 09/14/13. For information on terms or replacement, call 1-888-SHOP-OSH.

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g: 0 Posted By: lovelybones
Views: 220 Replies: 0 Linky

Product Description

Platform: PC Download

Sid Meier's Civilization V: Brave New World is the second expansion pack for Civilization V - the critically acclaimed 2010 PC Game of the Year. This new expansion provides enhanced depth and replayability through the introduction of international trade and a focus on culture and diplomacy. Your influence around the world will be impacted by creating Great Works, choosing an ideology for your people and proposing global resolutions in the World Congress. As you move through the ages of history you will make critical decisions that will impact your relationship with other civilizations.Sid Meiers Civilization V: Brave New World also introduces nine new civilizations, eight new wonders, two new scenarios, four new gameplay systems and dozens of new units, buildings and improvements offering an expanded variety of ways to build the most powerful empire in the world.
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Amazon Coupons
Home Improvement Gift Cards $20 off $150 through 9/3/13 at HEB B&M
Added on : Sunday September 01st 2013 10:00:09 AM
g: 1 Posted By: tedteddy
Views: 202 Replies: 2 I was at HEB today and I see they have a coupon to discount gift cards again. This time it only applies to the Home Improvement card that you can use at Lowe's, Home Depot, Ace, etc.and the discount is $20 off $150 (or $5 off $50).

These cards are extremely flexible as you aren't locked in to one store.
Tools Deals
g: 2 Posted By: archena
Views: 130 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.

Business Innovation Insights (Collection) (2nd Edition) (FT Press Delivers Collections) [Kindle Edition] was $122.99

Luke M. Williams (Author), Deepa Prahalad (Author), Robert Brunner (Author), Ravi Sawhney (Author), Jonathan Cagan (Author), Craig M. Vogel (Author)

http://www.amazon.com/dp/B00COGYQOY

Publication Date: April 27, 2013

Publisher: FT Press

No Reviews
#3 inKindle Store > Kindle eBooks > Business & InvestingAn up-to-the-minute collection of techniques for jumpstarting innovation in any market, product, service, or process Hot new ideas for supercharging business innovation in any market, right now: 4 extraordinary books from world-renowned pioneers in all facets of innovation!This 4-book package brings together todays fastest, most powerful, most realistic solutions for jumpstarting innovation -- whatever you sell, whatever industry youre in! Youll discover how to change the playing field, leverage your customers insights and expertise, uncover huge unmet needs, craft great customer experiences, and make innovation repeatable throughout your organization. In Predictable Magic, veteran industrial designer Ravi Sawhney and business strategist Deepa Prahalad introduce a breakthrough approach for systematically creating deep emotional connections between consumers and brands seamlessly integrating corporate strategy with design transcending the utilitarian (or even the beautiful) to build products that powerfully connect, touch, and move people... again and again! Next, in Do You Matter?, legendary industrial designer Robert Brunner (who laid the groundwork for Apples brilliant design language) and Stewart Emery help you use design to consistently create products, services, and experiences that matter to customers lives -- and thereby drive powerful, sustainable improvements in business performance. Through case studies from leaders like Nike, Apple, BMW and IKEA, they introduce design-driven techniques for managing your entire experience chain defining effective design strategies and languages managing design using (and not abusing) research extending design values into marketing and manufacturing encouraging design innovations that open entirely new markets! Then, in Disrupt: Think the Unthinkable to Spark Transformation in Your Business, frog designs Luke Williams shows how to start generating (and executing on) a steady stream of disruptive strategies and unexpected solutions. Williams combines the fluid creativity of "disruptive thinking" with the analytical rigor thats indispensable to business success. The result: a simple yet complete five-stage process for imagining a powerful market disruption, and transforming it into a reality that catches your entire industry by surprise. Finally, in the highly-anticipated Second Edition of Creating Breakthrough Products: Revealing the Secrets that Drive Global Innovation, Jonathan Cagan and Craig Vogel offer an indispensable roadmap for uncovering new opportunities, identifying what customers really value today, and building products and services that transform markets. This edition contains brand-new chapters on service design and global innovation, new insights and best practices, and new case studies ranging from Navistars latest long-haul truck to P&Gs reinvention of Herbal Essence. You know how Crucial innovation has become this 4 book package will help you infuse it throughout your entire organization!From world-renowned business innovation experts Deepa Prahalad, Ravi Sawhney, Robert Brunner, Stewart Emery, Russ Hall, Luke Williams, Jonathan Cagan, and Craig M. Vogel
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Finding an appraiser to target home improvements for increased value
Added on : Monday August 26th 2013 05:00:10 AM
g: 0 Posted By: fasttimes
Views: 0 Replies: 0 Most people get an appraisal done not because they want too, but because they are required to by the bank. I know the official appraisal value usually has no bearing on the sales price, but in our circumstance, due to some estate/tax reasons, it might be desirable to get the highest appraisal value as possible.

What we are looking for is to get an appraiser to come out and do the standard appraisal to tell us the market value of the property "as is". We would also like the appraiser to tell us the increased value certain improvements would likely yield.At that point we might havea range of improvements made then get an"official" appraisal for estate purposes. I suppose a listing agent could give us a list of recommendations and a guestimate of the improved value, but since we are not likely to use an agent I don't want to pick their brain for free. It seems like I'm looking for something more than a standard appraiser, but I've no idea where to find such a person.




g: 0 Posted By: labboypro
Views: 204 Replies: 0 *Excludes major home appliances, parts & accessories, Weber & Broil King products, Benjamin Moore Aura paint and online purchases. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards, labor, merchandise replacement agreements, Everyday Great Price Items, installed home improvements, special orders, repair service, and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. May not be combined with any other discounts off of regular price being offered at store closing sales. Must present coupon for discount. Redeem at participating Orchard Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales tax. Cash value 1/20. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the event of a return, coupon savings may be deducted from your refund. Coupon Valid 8/24/13 to 8/25/13


May also use at other big box stores as competitor coupon-- YMMV. Yes, we know Lowes owns OSH now, but some have reported success (including me) using OSH coupon at Lowes under their competitor coupon policy.
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g: 2 Posted By: archena
Views: 2818 Replies: 1 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.The Diverse Schools Dilemma: A Parent's Guide to Socioeconomically Mixed Public Schools [Kindle Edition] was $9.99Michael Petrilli (Author)
http://www.amazon.com/dp/B009F32Z2EPublication Date: September 21, 2012Publisher: Thomas B. Fordham Institute12 Reviews - ★★★★#2 in Kindle Store > Kindle eBooks > Education & Reference > Schools & Teaching > Education Theory > Education Policy & Reform#2 in Kindle Store > Kindle eBooks > Education & Reference > Schools & Teaching > PolicyMany of today's parents yearn to live in or near the lively, culturally vibrant heart of the city--in diverse, walkable neighborhoods full of music and theater, accessible to museums and stores, awash in ethnic eateries, and radiating a true sense of community. This is a major shift from recent generations that saw middle class families trading urban centers for suburbs with lawns, malls, parks, and good schools. But good schools still matter. And standing in the way of many parents' urban aspirations is the question: Will the public schools in the city provide a strong education for my kids? To be sure, lots of parents favor sending their sons and daughters to diverse schools with children from a variety of racial and socioeconomic backgrounds. But can such schools successfully meet the educational needs of all those different kids? How do middle class children fare in these environments? Is there enough challenge and stimulation in schools that also struggle to help poor immigrant children reach basic standards? Is there too much focus on test scores? And why is it so hard to find diverse public schools with a progressive, child-centered approach to education? These quandaries and more are addressed in this groundbreaking book by Michael J. Petrilli, one of America's most trusted education experts and a father who himself is struggling with the Diverse Schools Dilemma.About the Author
Mike Petrilli is one of the nation's foremost education analysts. As executive vice president of the Thomas B. Fordham Institute, he oversees the organization's research projects and publications and contributes to the Flypaper blog and weekly Education Gadfly newsletter. He is also a research fellow at Stanford University's Hoover Institution and Executive Editor of Education Next, where he writes a regular column on technology and media, as well as feature-length articles. Petrilli has published opinion pieces in the New York Times, Washington Post, and wall street journal and appears regularly on NBC Nightly News, ABC World News Tonight, CNN, and Fox. He's been a guest on several National Public Radio programs, including All Things Considered, Talk of the Nation, and the Diane Rehm Show. He is author, with Frederick M. Hess, of No Child Left Behind: A Primer. Previously Petrilli was an official in the U.S. Department of Education's Office of Innovation and Improvement and a vice president at K12.com. He started his career as a teacher at the Joy Outdoor Education Center in Clarksville, Ohio, and holds a Bachelor's degree in Honors Political Science from the University of Michigan. He lives with his wife Meghan and sons Nico and Leandro in Bethesda, Maryland.
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Investment/retirement plan for parent
Added on : Wednesday August 14th 2013 01:00:04 PM
g: 0 Posted By: motuwallet
Views: 8 Replies: 0 One of my parents has asked me for some advice regarding their current investments. I thought I would poll the FWF communities for some ideas. Background info:
Age: 60
Income: hard to predict. between 0-30k from working for the next 10 years, then 0 after. presumably SSA payments after that (?) but I have no idea how that works.
Balance sheet:
IRA - about 600k, currently managed by a financial advisor who charges 1%/yr and has it in an assortment of mutual funds. it's about 70% equities, 30% bonds right now.
Home - 350k mortgage at about 6% interest. Home value is about 1 million.
Cash - about 600k, sitting in various money market accounts earning essentially 0%.
Total: 1.85MM net worth. 1.2MM liquid/IRA, 650k in houseMy parent has expressed a desire to keep some of the cash available for 1) facilitating living expenses and 2) maintaining options for investment opportunities. This parent from time to time gets presented with what are essentially "inside track" deals in the local real estate market which could be short term lending or an opportunity to partner on an investment/rental property. These are safe bets with good returns (let's say 15%/yr, 0 risk) when they come up, but there's no telling when the next one will be.
Secondly, there is an interest in shifting a portion of the investment portfolio into higher risk, higher return investments. Mortgage:
Clearly, the mortgage at 6% is bleeding money. When my parent looked into doing a refi, it was difficult to obtain one with no certain income going forward. The only option at that time required putting an extra 100-150k down on the house to refi at 3.5%. To me, this was a no-brainer, however the parent passed at that time because of the desire to maintain liquidity. I think this option should be pursued again - any suggestions on how to go about it are welcome. I gather rates have gone up recently. Should it be possible to obtain a refi w/o the additional down payment?IRA:
I've wanted my parents to dump their worthless financial advisors for a long time so this is a great opportunity. I work in this field so I'm knowledgeable. However, I want to limit my "blame risk" should something go wrong. I would be interested in finding them a fee-based financial advisor they could meet once a year to rebalance, but the effort to find a good one and then pay them is probably not worth it. As a baseline improvement, I'm thinking the returns on the IRA portfolio can be replicated by just shifting into Vanguard total stock/bond funds, the immediate benefit being saving 1%/yr on advisor fees and the higher fees of the current mutual funds. For asset allocation wonks, I'm questioning the value of having any allocation to bonds at this juncture. They're not paying much, and seem to offer much more downside than upside. I believe another mega-crash is coming, so I'm not comfortable with putting my parents in a super high beta equities-and-up only portfolio. But I have no idea when that crash will be. Seems like the current bubble can keep going for years, and like I said above, I want to limit my "blame risk" and not make any drastic shifts. I don't think about asset allocation much so any comments here are welcome. Higher risk/return goal:
This is where there's some room for creativity. One way to accomplish higher risk/return would simply be shifting more of the IRA to equities. However, I'm considering:
1) suggesting allocation a portion of the cash balance - let's say 20k - to a p2p lending portfolio like LendingClub.
2) do IRA assets count toward accredited investor status? If so it could be interesting to allocate a small amount - again say 20k - to some online crowdfunding/seed investment platforms. Insurance:
Are there any insurance needs we should be considering? A family friend recently had their spouse go through a debilitating illness for years and pass away. they had purchased some long-term care insurance for >50k which ended up paying off for them. 50k is a lot to plunk down on the chance of this happening though ...
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g: 0 Posted By: archena
Views: 0 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.The Diverse Schools Dilemma: A Parent's Guide to Socioeconomically Mixed Public Schools [Kindle Edition] was $9.99Michael Petrilli (Author)
http://www.amazon.com/dp/B009F32Z2EPublication Date: September 21, 2012Publisher: Thomas B. Fordham Institute12 Reviews - ★★★★#2 in Kindle Store > Kindle eBooks > Education & Reference > Schools & Teaching > Education Theory > Education Policy & Reform#2 in Kindle Store > Kindle eBooks > Education & Reference > Schools & Teaching > PolicyMany of today's parents yearn to live in or near the lively, culturally vibrant heart of the city--in diverse, walkable neighborhoods full of music and theater, accessible to museums and stores, awash in ethnic eateries, and radiating a true sense of community. This is a major shift from recent generations that saw middle class families trading urban centers for suburbs with lawns, malls, parks, and good schools. But good schools still matter. And standing in the way of many parents' urban aspirations is the question: Will the public schools in the city provide a strong education for my kids? To be sure, lots of parents favor sending their sons and daughters to diverse schools with children from a variety of racial and socioeconomic backgrounds. But can such schools successfully meet the educational needs of all those different kids? How do middle class children fare in these environments? Is there enough challenge and stimulation in schools that also struggle to help poor immigrant children reach basic standards? Is there too much focus on test scores? And why is it so hard to find diverse public schools with a progressive, child-centered approach to education? These quandaries and more are addressed in this groundbreaking book by Michael J. Petrilli, one of America's most trusted education experts and a father who himself is struggling with the Diverse Schools Dilemma.About the Author
Mike Petrilli is one of the nation's foremost education analysts. As executive vice president of the Thomas B. Fordham Institute, he oversees the organization's research projects and publications and contributes to the Flypaper blog and weekly Education Gadfly newsletter. He is also a research fellow at Stanford University's Hoover Institution and Executive Editor of Education Next, where he writes a regular column on technology and media, as well as feature-length articles. Petrilli has published opinion pieces in the New York Times, Washington Post, and wall street journal and appears regularly on NBC Nightly News, ABC World News Tonight, CNN, and Fox. He's been a guest on several National Public Radio programs, including All Things Considered, Talk of the Nation, and the Diane Rehm Show. He is author, with Frederick M. Hess, of No Child Left Behind: A Primer. Previously Petrilli was an official in the U.S. Department of Education's Office of Innovation and Improvement and a vice president at K12.com. He started his career as a teacher at the Joy Outdoor Education Center in Clarksville, Ohio, and holds a Bachelor's degree in Honors Political Science from the University of Michigan. He lives with his wife Meghan and sons Nico and Leandro in Bethesda, Maryland.
g: 0 Posted By: archena
Views: 270 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase.Service Management: An Integrated Approach to Supply Chain Management and Operations (FT Press Operations Management) [Kindle Edition] was $71.99 / Paperback is $40.46Cengiz Haksever (Author), Barry Render (Author) http://www.amazon.com/dp/B00DCNNJG4Publication Date: June 11, 2013Publisher: FT PressNo Reviews#1 in Kindle Store > Kindle eBooks > Business & Investing > Management & Leadership > Production & Operations#3 in Kindle Store > Kindle eBooks > Business & Investing > Management & Leadership > Management Tie customer-driven strategies to service operations and process management, and sharpen your focus on creating customer value throughout your entire service organization! This comprehensive, multidisciplinary reference thoroughly covers today's most effective theories and methods for managing service organizations, drawing on innovative insights from economics, consumer behavior, marketing, strategy, and operations management. Leading experts Cengiz Haksever and Barry Render provide Crucial insights into emerging service operation and supply chain topics, reinforcing key points with up-to-date case studies. Service Management contains a valuable chapter-length introduction to linear and goal programming and its services applications; and also addresses many other topics ignored by competitive texts, such as: Service SCM methods and approaches
Focusing on customers and their service purchase behavior
Service productivity
Managing public and private nonprofit service organizations
Vehicle routing and scheduling
Ethical challenges to SCMService Management will be an invaluable resource for senior and mid-level managers throughout any service organization, and for students and faculty in any graduate or upper-level undergraduate program in service management, service operations management, or operations management
About the Author
Cengiz Haksever is a Professor of Management Sciences at the College of Business Administration of Rider University. He received his B.S. and M.S. degrees in Industrial Engineering from Middle East Technical University in Ankara, Turkey, his M.B.A. from Texas A & M University in College Station, Texas, and his Ph.D. in Operations Research from the University of Texas in Austin.His research interests include service management, supply chain management, operations research, operations management, quality and continuous improvement, and data envelopment analysis. Dr. Haksevers work appeared in European Journal of Operational Research, Journal of the Operational Research Society, Computers & Operations Research, Computers & Industrial Engineering, Journal of Construction Engineering and Management, International Journal of Production Economics, Journal of Small Business Strategy, Journal of Business Ethics, Education Economics, International Journal of Production Economics, International Journal of Information and Management Sciences , and Business Horizons.He has taught courses in operations management, supply chain management, service operations management, management science, quality assurance, statistics, and regression in undergraduate and M.B.A. programs. He served as examiner and senior examiner for the New Jersey Governors Award for Performance Excellence. During the 1993-1994 academic year, he was a Fulbright Senior Lecturer at Marmara University in Istanbul, Turkey. At Rider University, he was awarded the Jessie H. Harper Professorship for the academic year of 2000-2001. Dr. Haksever served on the Editorial Advisory Board of Computers & Operations Research and was a guest editor of a special issue of the journal Data Envelopment Analysis.Barry Render is Professor Emeritus, the Charles Harwood Professor of Operations Management, Crummer Graduate School of Business, Rollins College, Winter Park, Florida. He received his B.S. in Mathematics and Physics at Roosevelt University and his M.S. in Operations Research and Ph.D. in Quantitative Analysis at the University of Cincinnati. He previously taught at George Washington University, University of New Orleans, Boston University, and George Mason University, where he held the Mason Foundation Professorship in Decision Sciences and was Chair of the Decision Sciences Department. Dr. Render has also worked in the aerospace industry for General Electric, McDonnell Douglas, and NASA.Professor Render has coauthored 10 textbooks for Prentice Hall, including Managerial Decision Modeling with Spreadsheets, Quantitative Analysis for Management, Service Management, Introduction to Management Science, and Cases and Readings in Management Science. Quantitative Analysis for Management, now in its eleventh edition, is a leading text in that discipline in the United States and globally. Dr. Renders more than 100 articles on a variety of management topics have appeared in Decision Sciences, Production and Operations Management, Interfaces, Information and Management, Journal of Management Information Systems, Socio-Economic Planning Sciences, IIE Solutions, and Operations Management Review, among others.
Dr. Render has been honored as an AACSB Fellow and was twice named a Senior Fulbright Scholar. He was Vice President of the Decision Science Institute Southeast Region and served as Software Review Editor for Decision Line for six years and as Editor of The New York Times Operations Management special issues for five years. From 1984 to 1993, Dr. Render was President of Management Service Associates of Virginia, Inc., whose technology clients included the FBI, the U.S. Navy, Fairfax County, Virginia, and C&P Telephone. He is currently Consulting Editor to Financial Times Press.Dr. Render has taught operations management courses in Rollins Colleges M.B.A. and Executive M.B.A. programs. He has received that schools Welsh Award as leading professor and was selected by Roosevelt University as the 1996 recipient of the St. Claire Drake Award for Outstanding Scholarship. In 2005, Dr. Render received the Rollins College M.B.A. Student Award for Best Overall Course and in 2009 was named Professor of the Year by full-time M.B.A. students.
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g: 0 Posted By: DaysFan
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g: 3 Posted By: labboypro
Views: 284 Replies: 0 Usual exclusions. YMMV on use at competitors.*Excludes major home appliances, parts & accessories, Weber & Broil King products, Benjamin Moore Aura paint and online purchases. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards, labor, merchandise replacement agreements, Everyday Great Price Items, installed home improvements, special orders, repair service, and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. May not be combined with any other discounts off of regular price being offered at store closing sales. Must present coupon for discount. Redeem at participating Orchard Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales tax. Cash value 1/20. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the event of a return, coupon savings may be deducted from your refund. 2013 Orchard Supply Hardware. Coupon Valid 08/08/13 to 08/10/13.
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Career Advice/Direction
Added on : Tuesday August 06th 2013 04:00:07 PM
g: 0 Posted By: thesearchable
Views: 5 Replies: 0 Hello FW, long time reader.I know a lot of consultants, hr managers, software engineers, etc post on this board, I was hoping you all could share your thoughts with me regarding my situation. ( only person in family to go to school, not many people in my network to really ask these sort of questions to.Quickly
24 Years Old (25 within the month). BS in Bus Admin from a top public school + few programming courses from another local university. Currently Employed as a a Bus. Analyst/SQA Engineer II. ( maybe the term 'Technical BA' would better fit what I do, anyway).Graduated at 21, took a job as a BA with a fortune 50 company - wasn't making anything special, just over 40k in a COL neutral area. After just under 2 years I was faced with a pay freeze/ movement freeze for up to the next 3 years, so I left. In this role I worked predominately in software process improvement. I left for a very interesting and exciting position as a BA for a hi-tech research subsidiary of a mega-corp. Been about 1.5 years, was promoted after 1 year to my current title. Currently make 70k in a COL neutral to slightly high area. Live very comfortably. 0 debt almost 100k networth. Currently I work within the software group, doing the usual requirement gathering a BA would. I am also heavily involved in the actual test automation (as low-level as writing unit tests in C# testing the actual code) and integration of the software..Unfortunately it appears that within the next 6 months our funding from our parent company will run dry.So my question for everyone isWhat direction should I take? I have 0 ties to any area and am willing to move anywhere. My entire work experience ( will be 3.5-4 years depending on when the hammer drops) has been within the process improvement software - SDLC type work.I am marginally concerned I will have trouble getting another role as a BA II when the bulk of my functional knowledge is completely in proprietary company software programs/algorithms ( comments on that?).I do believe my technical knowledge is far superior to the bulk of BA's out there ( which I do feel is a strong advantage). However, I do not think it would be strong enough to go to a straight development role, nor is that something I feel I really want to do.My main passion is Finance, I would love to work in high finance- with 0 finance experience and no connections is this unrealistic? Thinking something along the same lines SDLC within a hedgefund or Large Bank, Ideas?I have considered getting my MBA, however the idea of going back to school doesn't really excite me - id do it part time and most of the even better part time mba programs, grads are only looking at 80k salaries coming out. Since I have kind of swung and missed on building a career within one company in my first two jobs, I really would like to try and pick an industry with readily transferable skills going forward. Thinking along those lines I can think of something like software work in the healthcare or finance industry. Best Skills : BA work ( documentation, use cases, etc) Technical Skills, Great SQL, decent C#, decent VBA. I am very proud of where I have come from (basically complete poverty growing up) to doing very well at the age of 24. I am just at a bit of a loss as to where I should try and take my career. I know there are a ton of very successful people on this board and Id love to hear everyone's opinions on a possible direction.
Thanks
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g: 0 Posted By: lovelybones
Views: 302 Replies: 0 link
Kingston's DataTraveler Ultimate 3.0 G2 features the latest technology for USB Flash drives, making it ideal for those who want to take advantage of all the performance improvements offered by USB 3.0.Kingston's DataTraveler Ultimate 3.0 G2 features the latest technology for USB Flash drives, making it ideal for those who want to take advantage of all the performance improvements offered by USB 3.0. It's the perfect solution for easily storing and quickly transferring all your large documents, hi-res photos, HD videos, and more. It's exceptionally fast and easy, letting you keep data with you wherever you go. USB 3.0 offers the same ease-of-use and plug-and-play capabilities as previous generations of USB technologies but with a performance increase and better power management. This USB 3.0 drive is backwards compatible with USB 2.0.
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Kingston DataTraveler Ultimate G2 32 GB USB 3.0 Flash Drive
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Kingston's DataTraveler Ultimate 3.0 G2 features the latest technology for USB Flash drives, making it ideal for those who want to take advantage of all the performance improvements offered by USB 3.0.
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Added on : Thursday July 18th 2013 01:00:08 PM
g: 1 Posted By: Horseymen
Views: 180 Replies: 0 I appreciate any thoughts/help that can be provided.I consider myself a home improvement rookie. It's just not my thing. One of the more embarrassing moments in my life was trying to put together an Ikea TV stand for 45 minutes, and my wife got frustrated, took it away from me and finished it in 7 minutes. This kind of stuff just isn't where my brain is powered. If you have technical comments, please understand I won't understand most of what you're saying, so talk in small words. I have had a bathroom leak for about a year. Everyone keeps giving different advice. About 6 months ago, I had someone come out, say it was a caulking issue, recaulked the shower, it slowed down (so I thought).About 2 months ago, my wife went into the closet where she keeps all the shoes that she never uses, picked up a shoe and saw the bottom shelf of the closet was loaded in mold. Clearly the caulk kept whatever the source of the leak was from coming into the tile - and it went into the wall and took care of that. We removed the bottom panel (where all the mold was) which then allowed for water to quit soaking into the wood - and move closer to saturating the entirety of the carpet.About 3 weeks ago, we had a paraprofessional come out, look at it, take apart the shower and notice the drain pipe was completely busted. More than likely, some of the water when going down the drain was going out, had nowhere to go, so it, as water will do, went into the wall, out any area possible.So, this was fixed, drain pipe repaired, drywall repaired, new carpet put in the closet - all is good. Out about $1200 bucks.Fast forward to about 10 days ago when my wife noticed it was leaking again. This is where I look to the internet for advice, because I'm an idiot, and I've asked two professionals and have heard two different things.I have a coverage in my homeowner's insurance which covers slow leaks and the damage that has been done (and the repair) - it was an added coverage that I've had, so it's not a normal part - but something my insurance guy recommended.The deductible for homeowner's insurance is 1% - or in this case, about $4,000 dollars.I've had a general contractor come out and look at it and a plumber. General contractor says that this is a caulking issue, that it's not sealed, probably not the drain pan the way it's leaking, he would like to cut open the wall and check it out more (but there's a cost involved with that) - but the issue is more likely with shower door/shower pan than an incorrectly installed drain pipe - and likely drain pipe was a big part of the issue, but those other issues went unfixed and contributed to it anyway - and suggested a master painter who had superior silicon caulking experience.I've had a plumber come out, and tell me 10 different things it could be, but he wouldn't even give an estimate until he could demo everything and pull the shower out. He said it would likely require tile damage to see everything. He estimated about a day of labor before even beginning to diagnose it, but "it likely would not be more than the insurance claim"So therein lies my quandry.If I go with insurance, then my max out of pocket is capped at $4,000, but I will likely see insurance hikes, but I assume there would be some sort of warranty that the problem WILL be fixed, and if it came back 2 weeks later, it would be fixed again?If I go with either of the other options, if they get in there and discern it's bad, then I'm out that money PLUS insurance cost, but there's also a chance it's a $1000-$1500 dollar fix (less than $4000) - and no insurance hike.I'm already out $1200 fixing it once (but clearly not having it fixed - since the problem cropped back up a few weeks later)I've attached three pictures.Picture A is just a general view of the shower.
Picture B is a view of the wall where the water is likely eating up in there and settling - also, you can kinda see the corner caulk where the leak comes from under the shower.
Picture C is the other side of the closet where the water is coming in through the wall.Anyone with thoughts/ideas/advice? For what it's worth, this is not a house we plan on staying in for much longer (maybe 1 year or so) - but it is something that clearly needs to be fixed.This also isn't something where I have my mind made up which way I want to go so I will be defensive to everything said. I honestly don't know which way would be best. Part of me values getting it done without dealing with insurance, but the home improvement novice likes the "this will cost no more than $4,000 no matter what, and it's guaranteed to be fixed." - $4,000 would be a big chunk of cash for us, but we do have it in an emergency fund.
Personal Finance Deals
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MagicalPad - Notes with Paper Inside | $7.99 → FREEMagicalPad is an easy-to-use app that helps you organize everything, save your ideas and improve productivity. Quickly take notes, capture ideas, doodle and manage lists and to-dos. Use it freebuy additional tools from the in-App Store.** Completely Redesigned With Stunning User Interface & Great New Features. **
MagicalPad powerfully integrates note taking, handwriting/drawing, outlining, mind mapping all side-by-side in one page. Using our innovative fluid free-from layout you can create ** connected notes **, attach and annotate photos and drawings.* iTunes top 10 Free Productivity Apps *
AWARDS
PC Magazine - "25 Best Small Business Apps"
CNet - "Intuitive no matter your pursuit"
148apps.com - "Essential iPad app"FEATURES
When you start using MagicalPad, you'll be surprised how easy it is to capture and manage your ideas and notes. Simple yet Magical!** Full-featured Note-taking & Authoring **
Features like advanced styling, outlining, diagrams / mind-maps, text-boxes, photos and drawings are the perfect tools to get the job done quickly and beautifully.** Connected Notes **
Connect your notes handwritings, photos and ideas. Redefining the way you take, organize and view notes. Freely capture and manage content in the page or edit each note or outline item as a stand-alone note, and then close it to see the big picture. Attach multiple photos and drawings to each element. Drag and drop to freely organize any element on the page, zoom in on the details, and zoom out to see the whole story.** Drawing doodling & handwriting **
Create retina handwritten paper notes sketches and diagrams. Draw concepts, write formulas, or quickly jot down a name and phone number. Flexible formatting and retina scale drawing; once youre done put it in context within your page, connect it to other ideas; add notes, photos and more drawings to it. Beautiful Notes with Paper Inside.** Media Insertion **
Enhance your notes by adding pictures from your photo library or from the iPad camera. Insert drawings to compliment your notes, resize, and draw on images to make them perfect. Add notes, attach related drawings and photos and connect to others.** The most versatile All-in-One Productivity App on the App Store **
MagicalPad is the first and only free-form outliner app that marries outlining, mind mapping, note-taking, drawing and media all on the same page. Organize your notes and ideas in dynamically expanding pages and organize your projects in different customizable notebooks.** Multiple Flexible Sharing Options **
Share your meeting notes, class notes, or just your doodles with friends and family. Share via Twitter, Facebook or email. Export multiple file formats to Evernote, dropbox and Google Drive. Import and exchange files with other apps.
Exchanged formats include: PDF, JPEG, RTF, TXT, OPML and MagicalPad (MPX).USES
Here are some ways to use MagicalPad for your personal and professional life:
Take meeting and class notes, draft agendas and research notes
Research smarter: snap photos of whiteboards and books and annotate them.
Organize checklists and to-dos
Innovate faster: draw concepts, connect facts and ideas, outline thoughts, brainstorm and flesh out the details
Plan a trip: keep track of travel plans, plane tickets and packing lists
Create a grocery list or task list and check things off as you go
Prioritize, benchmark and compare shopping options and product features for comparison-shopping purposes
Brainstorm and prioritize options and organize facts using drag/drop
Keep finances in order: save receipts, bills and contracts
Use MagicalPad as part of your GTD system to help you stay organized** MagicalPad will be available for: Mac, iPhone and iPod touch this fall.SUPPORT & FEEDBACK
We appreciate all feedback. Your constant interest and improvement ideas help us grow with you.
support@magicalpad.com or visit www.magicalpad.com/support
Note that all in-app purchases are also FREE for a limited timeTop In-App Purchases▸ Essentials Package (includes everything)Free
▸ Insert PhotosFree
▸ Insert DrawingFree
▸ Mind Mapping and ConnectionsFree
▸ Unlimited Notebooks, Pages, Notes and OutlinesFree
▸ Export and Import via DropboxFree
▸ Share via EmailFree
▸ Export and Import via Google DriveFree
▸ Export (only) to EvernoteFree
Members Can Choose 20% in Points
Valid 7/14/13 thru 7/20/13 Offer valid 7/14/2013 through 7/20/2013
Members can choose 20% in Points on mattresses and recliner purchases  Online purchases use code: GETPOINT Members choose savings or points.
Offers not combinable. Savings off regular, promotional and clearance priced merchandise only. Offers not valid on Special Purchases, everyday great price items, Insane Deals, Introductory Offers, Lands End merchandise, Levi's merchandise, baby gear and furniture, Two Hearts Maternity and Scrubology, fragrance and cosmetics, fine jewelry, watches, Powered by Shoebuy, Sears Auctions on eBay, Outlet Store purchases, catalog orders, Gift Cards and Sears licensed businesses. Redeemable at Sears stores and Sears.com only. One coupon per purchase. Void if copied, transferred, obtained via unapproved means or if prohibited. Any other use constitutes fraud. Cash value 1/20. On return, coupon saving may be deducted from refund. Sales Associate: If unable to scan, manually enter the coupon number. Valid 6/30/13 thru 7/6/13 in U.S.A. only; not to be used with any other coupon or discount. Points offer combinable with associate discount. Online codes limited to one time use only and applies to items marked sold by Sears. Members earn points on qualifying purchases, excluding sales taxes and other fees. Subject to full program terms at shopyourway.com. Must remain opted-in to receive promo emails from Shop Your Way(SM) to earn bonus points. Bonus points include, and are not in addition to, base points earned. If bonus point offers are combined, total points earned are less than combined point totals for each combined offer. See shopyourway.com. Extra 5% off with your Sears card when you use a qualifying Sears card. Excludes Sears Commercial One accounts and Outlet Stores. Sears Home Improvement Account(SM) applies on installed merchandise only. Members earn Points on Qualifying Purchases, excluding sales taxes and other fees. Subject to full program terms available at www.shopyourwayrewards.com. Must remain opted-in to receiving promotional emails from SHOP YOUR WAY REWARDS(SM) to earn Bonus Points. Bonus Points are inclusive of, and not in addition to, any Base Points earned on Qualifying Purchases. When Bonus Point offers are combined, total Points earned will be less than the combined Point totals for each individual offer. See www.shopyourwayrewards.com for details.

Valid 7/14/13 thru 7/20/13 Offer valid 7/14/2013 through 7/20/2013
Everyone gets 10% off intimates and sleepwear  Online purchases use code: BRANDS Members choose savings or points. Offers not combinable. Savings off regular, promotional and clearance priced merchandise only. Offers not valid on Special Purchases, everyday great price items, Insane Deals, Introductory Offers, Lands' End merchandise, Levis merchandise, baby gear and furniture, Two Hearts Maternity and Scrubology, fragrance and cosmetics, fine jewelry, watches, Sears Auctions on eBay, Outlet Store purchases, catalog orders, Gift Cards and Sears licensed businesses. Redeemable at Sears stores and Sears.com only. One coupon per purchase. Void if copied, transferred, obtained via unapproved means or if prohibited. Any other use constitutes fraud. Cash value 1/20. On return, coupon saving may be deducted from refund. Sales Associate: If unable to scan, manually enter the coupon number. Valid 6/30/13-7/6/13 in U.S.A. only; not to be used with any other coupon or discount. Points offer combinable with associate discount. Online codes limited to one time use only and applies to items marked sold by Sears. Members earn points on qualifying purchases, excluding sales taxes and other fees. Subject to full program Terms and Conditions at shopyourway.com. Must remain opted-in to receive promo emails from Shop Your Way to earn bonus points. Bonus points include, and are not in addition to, base points earned. If bonus point offers are combined, total points earned are less than combined point totals for each combined offer. See shopyourway.com. Extra 5% off with your Sears card when you use a qualifying Sears card. Excludes Sears Commercial One accounts and Outlet Stores. Sears Home Improvement Account(SM) applies on installed merchandise only.
Sears Coupons
linkAbout the Game
Sid Meier's Civilization V: Brave New World is the second expansion pack for Civilization V - the critically acclaimed 2010 PC Game of the Year. This new expansion provides enhanced depth and replayability through the introduction of international trade and a focus on culture and diplomacy. Your influence around the world will be impacted by creating Great Works, choosing an ideology for your people and proposing global resolutions in the World Congress. As you move through the ages of history you will make critical decisions that will impact your relationship with other civilizations. Sid Meiers Civilization V: Brave New World also introduces nine new civilizations, eight new wonders, two new scenarios, four new gameplay systems and dozens of new units, buildings and improvements offering an expanded variety of ways to build the most powerful empire in the world
Consumer Joe: Harassing Corporate America, One Letter at a Time [Kindle Edition] worth $6.99Paul Davidson (Author) http://www.amazon.com/dp/B00DRNCDHKPublication Date: July 2, 2013Publisher: Broadway Books/Crown Publishing16 Reviews ★★★★.5#17 in Kindle Store > Kindle eBooks > Humor & Entertainment > Humor > ParodiesIn the bestselling tradition of The Lazlow Letters and Letters from a Nut, screenwriter Paul Davidson has been firing off humble but humorous letters to Fortune 500 companies to find answers to such hot-button questions like why hasnt Minute Maid begun to sell an all pulp, juice-free product yet, and whether its safe to microwave a bowl of Marshmallow Fluff on high for ten minutes. And the funny thing is . . . consumer-care departments everywhere have been writing back to him, addressing his queries with deadpan seriousness.Collecting dozens of selections from Davidsons funniest correspondence, Consumer Joe uncovers why a box of fifty envelopes only contained forty-seven and how colorblind people are supposed to tell whether their Ziploc baggies (yellow and blue makes green) are properly sealed, while making numerous product-improvement suggestions along the way (such as adding Tuna Melt flavor to the Jamba Juice product line).Taking aim at the increasingly advertising-sponsored society, Consumer Joe features utterly absurd but irresistible missives to companies ranging from Barnes & Noble and Fed-Ex to Southwest Airlines and Taco Bell. Full of kvetches we all can relate to, Consumer Joe is poised to become the patron saint of every beleaguered shopper."I couldn't put it down. Some of the funniest writing since 'Seinfeld'."
-Jerry Stiller"It's hard to know which are funnier: Paul Davidson's facetious letters to Fortune 500 companies or the corporate stooges' equally clueless replies. Read Consumer Joe yourself and decide."
-Andy Borowitz, humorist for The New Yorker and author of Who Moved My Soap? The CEO's Guide to Surviving in Prison"Hilarious. Paul Davidson razzes corporate America with the swift sword of Michael Moore, the energy of Richard Simmons, the wit of Seinfeld and the grace of Gilligan. From all-pulp orange juice to plucking his unibrow, this book will have you laughing out loud...at least until you realize just what kind of country we live in. Then of course, you'll want to take it on the plane when you make your exile."
-Gwen Macsai, Author of "Lipshtick", NPR Contributor, Creator of ABC's "What About Joan"About the AuthorWhen not writing important letters, PAUL DAVIDSON writes for various film and television companies. His past projects have appeared on VH1, USA Networks, ABC, and DreamWorks TV. He lives in Los Angeles.
improvementscatalog.com Friends and Family 25% off code
Added on : Sunday July 07th 2013 05:00:02 PM
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source code MP3W442
EXP 07/08/13
Consumer Joe: Harassing Corporate America, One Letter at a Time [Kindle Edition] worth $6.99Paul Davidson (Author) http://www.amazon.com/dp/B00DRNCDHKPublication Date: July 2, 2013Publisher: Broadway Books/Crown Publishing16 Reviews ★★★★.5#17 in Kindle Store > Kindle eBooks > Humor & Entertainment > Humor > ParodiesIn the bestselling tradition of The Lazlow Letters and Letters from a Nut, screenwriter Paul Davidson has been firing off humble but humorous letters to Fortune 500 companies to find answers to such hot-button questions like why hasnt Minute Maid begun to sell an all pulp, juice-free product yet, and whether its safe to microwave a bowl of Marshmallow Fluff on high for ten minutes. And the funny thing is . . . consumer-care departments everywhere have been writing back to him, addressing his queries with deadpan seriousness.Collecting dozens of selections from Davidsons funniest correspondence, Consumer Joe uncovers why a box of fifty envelopes only contained forty-seven and how colorblind people are supposed to tell whether their Ziploc baggies (yellow and blue makes green) are properly sealed, while making numerous product-improvement suggestions along the way (such as adding Tuna Melt flavor to the Jamba Juice product line).Taking aim at the increasingly advertising-sponsored society, Consumer Joe features utterly absurd but irresistible missives to companies ranging from Barnes & Noble and Fed-Ex to Southwest Airlines and Taco Bell. Full of kvetches we all can relate to, Consumer Joe is poised to become the patron saint of every beleaguered shopper."I couldn't put it down. Some of the funniest writing since 'Seinfeld'."
-Jerry Stiller"It's hard to know which are funnier: Paul Davidson's facetious letters to Fortune 500 companies or the corporate stooges' equally clueless replies. Read Consumer Joe yourself and decide."
-Andy Borowitz, humorist for The New Yorker and author of Who Moved My Soap? The CEO's Guide to Surviving in Prison"Hilarious. Paul Davidson razzes corporate America with the swift sword of Michael Moore, the energy of Richard Simmons, the wit of Seinfeld and the grace of Gilligan. From all-pulp orange juice to plucking his unibrow, this book will have you laughing out loud...at least until you realize just what kind of country we live in. Then of course, you'll want to take it on the plane when you make your exile."
-Gwen Macsai, Author of "Lipshtick", NPR Contributor, Creator of ABC's "What About Joan"About the AuthorWhen not writing important letters, PAUL DAVIDSON writes for various film and television companies. His past projects have appeared on VH1, USA Networks, ABC, and DreamWorks TV. He lives in Los Angeles.
Apparently the 30% off days are gone, and they think we are going to flock to their stores to get 15% off... which, on most items I'm interested in, doesn't get the price down to what I'd pay elsewhere without coupon. However... you may be able to use this coupon at Home Depot or Lowes (YMMV, as some have reported issues with "printed" coupons).T&CExcludes major home appliances, parts & accessories, Weber & Broil King products, Benjamin Moore Aura paint and online purchases. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards, labor, merchandise replacement agreements, Everyday Great Price Items, installed home improvements, special orders, repair service, and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. May not be combined with any other discounts off of regular price being offered at store closing sales. Must present coupon for discount. Redeem at participating Orchard Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales tax. Cash value 1/20. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the event of a return, coupon savings may be deducted from your refund. 2013 Orchard Supply Hardware. Coupon valid 07/04/13 to 07/06/13.These coupons and/or offers cannot be combined with any other discounts off of regular price being offered at store closing sales.
MagicalPad - Notes with Paper Inside | $7.99 → FREEMagicalPad is an easy-to-use app that helps you organize everything, save your ideas and improve productivity. Quickly take notes, capture ideas, doodle and manage lists and to-dos. Use it freebuy additional tools from the in-App Store.** Completely Redesigned With Stunning User Interface & Great New Features. **
MagicalPad powerfully integrates note taking, handwriting/drawing, outlining, mind mapping all side-by-side in one page. Using our innovative fluid free-from layout you can create ** connected notes **, attach and annotate photos and drawings.* iTunes top 10 Free Productivity Apps *
AWARDS
PC Magazine - "25 Best Small Business Apps"
CNet - "Intuitive no matter your pursuit"
148apps.com - "Essential iPad app"FEATURES
When you start using MagicalPad, you'll be surprised how easy it is to capture and manage your ideas and notes. Simple yet Magical!** Full-featured Note-taking & Authoring **
Features like advanced styling, outlining, diagrams / mind-maps, text-boxes, photos and drawings are the perfect tools to get the job done quickly and beautifully.** Connected Notes **
Connect your notes handwritings, photos and ideas. Redefining the way you take, organize and view notes. Freely capture and manage content in the page or edit each note or outline item as a stand-alone note, and then close it to see the big picture. Attach multiple photos and drawings to each element. Drag and drop to freely organize any element on the page, zoom in on the details, and zoom out to see the whole story.** Drawing doodling & handwriting **
Create retina handwritten paper notes sketches and diagrams. Draw concepts, write formulas, or quickly jot down a name and phone number. Flexible formatting and retina scale drawing; once youre done put it in context within your page, connect it to other ideas; add notes, photos and more drawings to it. Beautiful Notes with Paper Inside.** Media Insertion **
Enhance your notes by adding pictures from your photo library or from the iPad camera. Insert drawings to compliment your notes, resize, and draw on images to make them perfect. Add notes, attach related drawings and photos and connect to others.** The most versatile All-in-One Productivity App on the App Store **
MagicalPad is the first and only free-form outliner app that marries outlining, mind mapping, note-taking, drawing and media all on the same page. Organize your notes and ideas in dynamically expanding pages and organize your projects in different customizable notebooks.** Multiple Flexible Sharing Options **
Share your meeting notes, class notes, or just your doodles with friends and family. Share via Twitter, Facebook or email. Export multiple file formats to Evernote, dropbox and Google Drive. Import and exchange files with other apps.
Exchanged formats include: PDF, JPEG, RTF, TXT, OPML and MagicalPad (MPX).USES
Here are some ways to use MagicalPad for your personal and professional life:
Take meeting and class notes, draft agendas and research notes
Research smarter: snap photos of whiteboards and books and annotate them.
Organize checklists and to-dos
Innovate faster: draw concepts, connect facts and ideas, outline thoughts, brainstorm and flesh out the details
Plan a trip: keep track of travel plans, plane tickets and packing lists
Create a grocery list or task list and check things off as you go
Prioritize, benchmark and compare shopping options and product features for comparison-shopping purposes
Brainstorm and prioritize options and organize facts using drag/drop
Keep finances in order: save receipts, bills and contracts
Use MagicalPad as part of your GTD system to help you stay organized** MagicalPad will be available for: Mac, iPhone and iPod touch this fall.SUPPORT & FEEDBACK
We appreciate all feedback. Your constant interest and improvement ideas help us grow with you.
support@magicalpad.com or visit www.magicalpad.com/support
Note that all in-app purchases are also FREE for a limited timeTop In-App Purchases▸ Essentials Package (includes everything)Free
▸ Insert PhotosFree
▸ Insert DrawingFree
▸ Mind Mapping and ConnectionsFree
▸ Unlimited Notebooks, Pages, Notes and OutlinesFree
▸ Export and Import via DropboxFree
▸ Share via EmailFree
▸ Export and Import via Google DriveFree
▸ Export (only) to EvernoteFree
Seems everyone is jumping on the Home Improvement bandwagon.
Got this in the mail. Maybe targeted. Unless I can find a churn route for Lowes this does me little good.Earn 5% Cash Back when you use your cash Rewards card at your favorite stores to make your house a home.
Watch the cash add up!
Good news!
We have a special offer promotion for you as part of our Bonus Rewards program.
This quarter, you'lI earn 5% Cash Back* every time you use your Navy Federal cashRewards card
to purchase merchandise for your home. This means you'll earn Cash Back even faster than before!
Since you've been selected for the program, you don't have to do anything
special nor will anything about your card change Just use your card between
July 1 and September 30!
Visit any of the following:Drapery & Upholstery Stores Fireplaces & Accessories Stores
Floor Covenng Stores Glass/Paint/Wallpaper Stores Hardware Stores
Home Supply Warehouse Stores Lumber/Building Supply Stores
Miscellaneous Home Furnishing Specialty Stores
Furniture/Equipment Stores Nurseries & Lawn/Garden Supply StoresThis list does not include contractors in these categories. For example,
this would not include wallpaper contractors, painters, etc.
Offer valid 7/1/13 to 9/30/13 and does not apply to cash advances, balance transfers or convenrence checks. Navy federal reserves the right to determine Which purchases qualify forrewards. Please allow up to eight weeks for rewards to accrue. Card members will accrue 5% Cash Back for each dollar of eligible purchases. Merchants are typrcally assigned codes and categorized based on what they sell. Eligible purchases will recerve only 1% Cash Back if the merchant code is not in a bonus category. Eligible purchases will recerve only 1% Cash Back if the merchant uses a mobile or wireless card reader or if the purchase is made with an electronic wallet or through a third party. In addition, eligible purchases will recerve only 1% Cash Back if the purchase is not made directly from the provider of the goods or services.
iPad only - MagicalPad - Notes with Paper Inside | $7.99 → FREE
Added on : Monday July 01st 2013 07:00:08 AM
MagicalPad - Notes with Paper Inside | $7.99 → FREEMagicalPad is an easy-to-use app that helps you organize everything, save your ideas and improve productivity. Quickly take notes, capture ideas, doodle and manage lists and to-dos. Use it freebuy additional tools from the in-App Store.** Completely Redesigned With Stunning User Interface & Great New Features. **
MagicalPad powerfully integrates note taking, handwriting/drawing, outlining, mind mapping all side-by-side in one page. Using our innovative fluid free-from layout you can create ** connected notes **, attach and annotate photos and drawings.* iTunes top 10 Free Productivity Apps *
AWARDS
PC Magazine - "25 Best Small Business Apps"
CNet - "Intuitive no matter your pursuit"
148apps.com - "Essential iPad app"FEATURES
When you start using MagicalPad, you'll be surprised how easy it is to capture and manage your ideas and notes. Simple yet Magical!** Full-featured Note-taking & Authoring **
Features like advanced styling, outlining, diagrams / mind-maps, text-boxes, photos and drawings are the perfect tools to get the job done quickly and beautifully.** Connected Notes **
Connect your notes handwritings, photos and ideas. Redefining the way you take, organize and view notes. Freely capture and manage content in the page or edit each note or outline item as a stand-alone note, and then close it to see the big picture. Attach multiple photos and drawings to each element. Drag and drop to freely organize any element on the page, zoom in on the details, and zoom out to see the whole story.** Drawing doodling & handwriting **
Create retina handwritten paper notes sketches and diagrams. Draw concepts, write formulas, or quickly jot down a name and phone number. Flexible formatting and retina scale drawing; once youre done put it in context within your page, connect it to other ideas; add notes, photos and more drawings to it. Beautiful Notes with Paper Inside.** Media Insertion **
Enhance your notes by adding pictures from your photo library or from the iPad camera. Insert drawings to compliment your notes, resize, and draw on images to make them perfect. Add notes, attach related drawings and photos and connect to others.** The most versatile All-in-One Productivity App on the App Store **
MagicalPad is the first and only free-form outliner app that marries outlining, mind mapping, note-taking, drawing and media all on the same page. Organize your notes and ideas in dynamically expanding pages and organize your projects in different customizable notebooks.** Multiple Flexible Sharing Options **
Share your meeting notes, class notes, or just your doodles with friends and family. Share via Twitter, Facebook or email. Export multiple file formats to Evernote, dropbox and Google Drive. Import and exchange files with other apps.
Exchanged formats include: PDF, JPEG, RTF, TXT, OPML and MagicalPad (MPX).USES
Here are some ways to use MagicalPad for your personal and professional life:
Take meeting and class notes, draft agendas and research notes
Research smarter: snap photos of whiteboards and books and annotate them.
Organize checklists and to-dos
Innovate faster: draw concepts, connect facts and ideas, outline thoughts, brainstorm and flesh out the details
Plan a trip: keep track of travel plans, plane tickets and packing lists
Create a grocery list or task list and check things off as you go
Prioritize, benchmark and compare shopping options and product features for comparison-shopping purposes
Brainstorm and prioritize options and organize facts using drag/drop
Keep finances in order: save receipts, bills and contracts
Use MagicalPad as part of your GTD system to help you stay organized** MagicalPad will be available for: Mac, iPhone and iPod touch this fall.SUPPORT & FEEDBACK
We appreciate all feedback. Your constant interest and improvement ideas help us grow with you.
support@magicalpad.com or visit www.magicalpad.com/support
Note that all in-app purchases are also FREE for a limited timeTop In-App Purchases▸ Essentials Package (includes everything)Free
▸ Insert PhotosFree
▸ Insert DrawingFree
▸ Mind Mapping and ConnectionsFree
▸ Unlimited Notebooks, Pages, Notes and OutlinesFree
▸ Export and Import via DropboxFree
▸ Share via EmailFree
▸ Export and Import via Google DriveFree
▸ Export (only) to EvernoteFree
Stuck owning a 3 family, but not upside-down. What to do?
Added on : Wednesday June 19th 2013 06:00:07 PM
Seeking to improve my financial position, I bought a three family home using an FHA Rehab loan while the $8000 tax credit incentive existed in 2009. I had essentially no non-retirement assets at the time and had to do this in a highly leveraged fashion, using a credit card 0% on purchases offer and the US Mint deal to establish a reserve suitable for the down payment. The house is in a slightly run down area of a northeast US city where vacancy rates are running around 9%.The house was bought in foreclosure for ~120k in 2009 using an FHA rehab loan, with ~195k total owed after closing costs and rehabilitation costs were rolled in. It is now a turnkey property with all new heating systems, renovated rooms, flooring, etc. At present, I live in one unit which has a likely market value of $1000 per month, and the other two units rent for a combined $1600 / month (which is probably slightly below market. It's realistic that I could get $1800 in total, but would need to find new tenants for one of the units to do this.) Unfortunately, there were cost overruns with the rehabilitation, which was a situation I was prepared for, which required me to spend an additional $15k out of pocket, for a total effective basis of around $210k in the house. In addition, I had some difficulty finding tenants initially, which led to me running up around $30k of debt juggled with 0% balance transfer offers, which I have since retired to around $9000. My employer has a generous match, and I didn't want to miss out on any of that, or my ability to contribute to a roth IRA each year, and preferred the debt at an effective cost of 3-4% APY.The present mortgage payment, including property tax and insurance escrows, MIP, etc is around $1700, so the house is close to cash-flow neutral (barring repairs and common utilities), despite the fact that I'm occupying it and using 35% of its value or so - Overall, it's been a reasonable investment, but I'm still in a very cash poor position.I have an opportunity and a locked in rate to refinance the property to a new conventional 30 year loan at 3.75%, contingent upon an appraisal that allows me to do so. Because it is a three family property, I can only find reasonable deals at 75% LTV which will require me to bring up to 15k to the table to close a refinance depending on how the appraisal comes in. In the event that I can close the refinance, I plan to remain in the home for at least one year (though probably no more than two), so I qualify for an owner occupied mortgage for the re-fi, though eventually I plan to leave the region of the country I am currently living in for personal reasons. This refinance would bring my monthly payment down to around $1200-1250, which makes things considerably more affordable from a cash flow perspective, even if I continue to reside in the home. Obviously, I don't have $15k, but I can obtain it via a 401k loan with ease, and pay that off using credit card balance transfers, though I'm hesitant to carry significant sums of revolving debt. I am not aware of affordable HEL or HELOC products for this type of property at the LTV I'm talking about.Unfortunately, my job is not particularly highly paying relative to regional cost of living, and I don't have a lot of mobility at the moment with my current employer. In addition, it has become somewhat insecure lately, and I've become relatively burnt out on the industry and job function which I find under-challenging on a good day. In the event I were to lose my job, I would likely leave this region of the country almost immediately, and either sell the home or turn it into a straight rental property. The sale might end up being at significant loss when considering realtor fees and the relative illiquidity of homes that are "over-improved" for market conditions, (I feel that I'd have to hang onto the home for a long time to get the right price, or quick-sell it for around $200k), it would seem to be a more prudent option to be an absentee landlord and find a property manager in this eventuality. I don't feel particularly well suited to being a landlord, though I've done alright so far, I suppose, and though my overall net worth is pretty good compared to the income I've had, I feel as though I'm in a bit of a bind.What would FWF suggest that I do to maximize my long term financial health and peace of mind? Thanks in advance for any help or suggestions offered.
Stats:
Age: 29 Single, no kids, no plans for kids, reasonably good healthIncome: ~$50k / yr gross, excluding the rental.Property:$200k assessment, probably $225k zestimate, probably worth $230-240k due to higher than standard level of interior improvements
$180k - Mortgage at 5.75% + FHA MIP for one more year, 26 years remainingAssets: $85k 401k, fully vested, about half roth and half traditional
$60k Roth IRA of which 24k are contributions
$10k HSA
~$3k mid 2000s sedan paid in fullLiquid Assets:$7k in the bankDebts:$9k - 0% BT Through June 2014 (debt is related to renovation of the home, and was about 10k higher 2 years ago)FICO around 780, approx ~$120k in available credit across several CC issuers, regular 0% promotions, though mostly with a 3-5% transfer fee.
(BTW, this is not an alt account, I have lurked here for a long time, maybe almost 10 years, and have gained a lot from the community, and though I haven't had an opportunity to register or contribute as of yet, the techniques here have allowed me to help friends and family and make a positive impact on the world in general, so thank you all).
Addison 3-piece Bathroom Collection @ Overstock - $98.99
Added on : Monday June 17th 2013 04:00:03 PM
0 Posted By: FatWalletTopDeals
Views: 348 Replies: 0

Addison 3-piece Bathroom Collection @ Overstock - $98.99
compare at $129.99
Free Shipping!


(FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
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30 Days to Better Thinking and Better Living Through Critical Thinking: A Guide for Improving Every Aspect of Your Life, Revised and Expanded [Kindle Edition] was $24.99Linda Elder (Author), Richard Paul (Author)http://www.amazon.com/dp/B009G10CLQPublication Date: September 21, 201221 Reviews ★★★.5#1 in Kindle Store > Kindle eBooks > Health, Fitness & Dieting > Relationships > Interpersonal Relations 
Better critical thinking can transform your life and help you improve every decision you make! Now, in just 30 days, master specific, easy-to-learn critical thinking techniques that help you cut through lies, gain insight, and make smarter choices in every area of your life -- from work and money to intimate relationships. World-renowned critical thinking experts Dr. Linda Elder and Dr. Richard Paul show how to overcome poor thinking habits caused by self-delusion or out-of-control emotions... clarify what you really want... recognize what you dont know ask better questions... resist brainwashing, manipulation, and hypocrisy... critically evaluate what youre told by advertisers, politicians, your boss, and even your family avoid worrying, conformism, and blame. Every day, you'll focus on a specific thinking habit, mastering practical strategies for achieving results, tracking your progress, gaining confidence, and getting smarter! Expanded, improved, and easier to use, Discover the Power of Critical Thinking, Revised and Expanded edition offers today's most complete, practical plan for using critical thinking to build a better life. This edition adds five new "days" of critical thinking workouts, delivering even more powerful "life improvement" ideas. Brand-new illustrations and diagrams help you see the direct relevance of critical thinking in your own life, and you'll find a practical new introduction to the authors' Paul-Elder Framework for Critical Thinking, which is now being used by critical thinkers worldwide!About the Author
Dr. Linda Elder is an educational psychologist, executive director of the Center for Critical Thinking, and president of the Foundation for Critical Thinking. She is highly published and has a special interest in the relationship between cognition and effect, or thought and emotion. She has developed an original theory of the stages of critical-thinking development. She is a major keynote presenter at the International Conference on Critical Thinking, is highly sought after as a speaker, and is a recognized leader in critical thinking.Dr. Richard Paul is founder of the Foundation for Critical Thinking and director of Research and Professional Development at the Center for Critical Thinking. He is an internationally recognized authority on critical thinking, with nine books and more than 200 articles on the subject. His views on critical thinking have been canvassed in The New York Times, Education Week, The Chronicle of Higher Education, American Teacher, Readers Digest, Educational Leadership, Newsweek, and U.S. News and World Report.The works of Linda Elder and Richard Paul have been translated into Spanish, French, German, Italian, Japanese, Polish, Chinese, Turkish, Greek, Thai, and Korean. The growing demand for translations into increasing numbers of languages testifies to the emerging international recognition of the importance of critical thinking in human life. It is a testament to the contributions of Paul and Elder to the growing field of critical thinking studies.The Foundation for Critical Thinking seeks to promote essential change in society through the cultivation of fairminded critical thinking, thinking predisposed toward intellectual empathy, intellectual humility, intellectual perseverance, intellectual integrity, and intellectual responsibility. In a world of accelerating change, intensifying complexity, and increasing interdependence, critical thinking is now a requirement for economic and social survival. Contact the Foundation for Critical Thinking at www.criticalthinking.org.
Amazon Coupons
Yandex 3D Shell Launcher for Android
Added on : Monday June 10th 2013 07:00:09 PM
On my old win mobile phone I used to use SPB Shell. It was a massive improvement.This is free right now on the google play store for Android phones. I just tried and am quite impressed.So for anyone who wants to try it, check it out
Link to playstore here.
Discover Home Improvement Gift Cards, get $10 UP wyb $50, L2
on page 12 of current ad here http://www.fullofdeals.com/forums/grocery-coupons/1275317/riteaid....credit to mr vietnam/fw in the drug/grocery post
http://www.newegg.com/Product/Product.aspx?Item=N82E16882290272$249.99 - $80 coupon EMCXPXS22 = $169.99 w/ Free ShippingThese are the new series that replaced the Polk Monitor 70's (which seldom hit under $170).4.65 average rating on Newegg. A user comparison on AVS Forum found some slight improvements in the 75T over the 70's.
Newegg Coupons
Free Sunday stuff in Manhattan right now:
Added on : Sunday June 02nd 2013 06:00:10 AM
Sunday June 2, 2013
11 a.m. to 3 p.m.
Food carts distribute free hot dogs and ice cream and the Department of Transportation gives away 500 free bike helmets at party celebrating launch of Citi Bikes program; Union Square, near 17th street.
Press Contact: Tom Pompei, 212-453-2361 or 973-704-5365.11 p.m. to 4 p.m.
Chinatown Business Improvement District hosts four block "weekend walk," including live performances, chess games, kiddie rides and a full volleyball court; Mott Street between Canal and Worth streets, Manhattan.
Press Contact: Rebeca Ramirez, 917-860-96862 p.m.
Champion eater Joey Chestnut battles Matt "Megatoad" Stonie and other competitive eaters at the Katz's Delicatessen World Pastrami-Eating Championship; 205 E Houston St., Manhattan.
Press Contact: Teresa Brady, tbrady(at)sheacommunications.com
I have a career which I have no intentions of leaving. Typical office job. Living in my parents basement making 50k. My friend is 24. He has a solid weekend gig which pulls in $250-300 every week for about 10 hours of work. He is doing construction/home improvements otherwise, which are generally good in the spring/summer, sparse otherwise. He is attempting to build his own business. He generally brings friends onto his jobs for help when needed. I have worked with him a good amount. He knows what he is doing and owns most of the tools/equipment necessary. His parents divorced and both moved out of state when he was 18, so he has been on his own since then and has no way to get a big chunk of change and get the business started in a legitimate fashion. We are close friends. He wants to take his business to the next level. I am thinking of proposing some kind of partnership. I would be available by 3:30 PM and on weekends. My proposal would be to throw up $15,000 or so at start to buy a truck, form an LLC, get licensed and bonded, start a website, get in the yellow pages, advertising, etcWhat kind of a stake would be fair in this scenario? 25%?
Craftsman 13" Tool Bag - $4 - Sears
Added on : Friday May 31st 2013 08:00:02 AM
Craftsman 13" Tool Bag
Item# 00937535000 | Model# 37535
Available online or B&M SearsNormally $9.99
"Hot Buy" price $3.99Free in-store pickup (most locations) if ordered online.
Use this week's $4 SYWR credit to get this for free (plus tax).
Often on sale around $5-6, this is cheap for this tool bag, IMO (especially if it's free)Blatantly Plagiarized Product DescriptionThis 13 in. Tool Bag is Handy Tool Storage
Nothing's more frustrating than reaching for a tool in the middle of a project and find it missing, but with this Craftsman 13 in. tool bag all your small hand and power tools will be at your fingertips. The oversized zipper tops makes tools easy to store and retrieve. Tiny tools and accessories are clearly visible when stored in the sturdy mesh pockets on the outside of the bag.
You can use this 13 in. tool bag for your home or automotive repair tools. Store the compact bag in the garage or hall closet for home repairs and improvement projects. You can also keep the smaller bag in the car or truck to hold the tools and accessories you need for highway emergencies and simple automotive repairs on the road. The bag is supple and strong, constructed from heavy duty flexible material that takes up less space than bags made from stiff materials.
* The Craftsman 13 in. tool bag is a great gift for all ages of handymen and handywomen
* Accommodates all types of hand tools and small power tools
* Extra strong zippers and materials won't tear or rip when exposed to sharp edges or pointed ends
* Large openings let you see all the contents of the bags instead of groping in darkness for familiar shapes
* Mesh pockets are perfect for storing small items such as tapes and fasteners
* Bag colors vary by store
* Super strong construction ensure years of use without rips or tears
* Weighs only 1.6 lbs
Rite Aid 6/9 - 6/15
Added on : Monday May 27th 2013 04:00:14 AM
Rite Aid 6/9 - 6/15 Ad ScanHere you goHighlights:Physicians Formula B15G10 lim2 is back!
Kellogg's Cereals Buy 3 at $9 and get a free gallon of milk
B20G5 June Monthly on J&J, Playtex, etc. (print up those Playtex VV's?)
Huggies Little Swimmer and Coppertone Baby Products 2/$15 - $5up
Claritin/Afrin/Miralax B25G10 lim2
Nivea B2G1F, B10G5 lim2
Home Improvement Cards B50G10 lim2
+UP dealspage 1
Viva Paper Towels 8pk or Cottonelle 12 pk $7.49, get $1 UP, L2page 2
Gazebo or Bistro Patio Set $79.99, get $20 UP, L3Huggies LIttle Swimmers or Coppertone Kids Sun 2/$15, get $5 UP wyb 2, L2Assorted Hats 25% off, get $2 UP, L2page 3
Gillette or Old Spice BW 2/$7, get $2 UP wyb 2, L2Just for Men $6.99, get $2 UP, L2Conair or Wahl Trimmers/Hair Kits, get $5 UP, L2Various Sonicare TB, Norelco Razor, or Oral B TB, get $20 UP, L2Secret or Old Spice AP/Deod 2/$5, get $1 UP wyb 2, L2Various Body Sprays BOGO50%, get $2 UP wyb 2, L2Select Fragrances retail $21.99+, get $10 UP, L2page 4
Slim-Fast 4pk $6.49, get $2 UP wyb 2, L3page 5
Airborne $5.99, get $1 UP, L4Dulcolax, ExLAx, GasX $5.99, get $1 UP, L4Claritin, Afrin, Miralax spend $25, get $10 UP, L2Bayer Healthcare Various Products BOGO 50%, spend $20, get $5 UP, L2page 6
Loreal Skincare $19.99, get $2 UP, L2Jergens, Curel, Biore various BOGO 50%, get $3 UP wyb 2, L2page 7
Nivea products B2G1 free, get $5 UP wyb $10, L2Veet products, get $3 UP wyb $10, L4Clearasil, Acnefree, Purpose, Sebamed BOGO50%, get $3 UP wyb 2, L2Physicians Formula, get $10 UP wyb $15, L2page 8
Arm&Hammer, Orajel Oral Care BOGO Free, get $5 UP wyb $10, L2Various Crest, OralB TP, TB, Floss, MW $3.49 ,get $2 UP, L2Crest Twin Pack, Biotene, OralB Power TB $5.99, get $2 UP, L2Stayfree, Carefree, OB, Tena, Playtex Feminine Care J&J Baby, Desitin BOGO 50%, get $5 UP wyb $20, L4J&J, Neosporin, Aveeno, Benadryl Various First Aid BOGO 50%, get $5 UP wyb $20, L2Dr. Scholls Pro Gel Insoles $11.99, get $5 UP wyb $20, L2page 10
Lysol & Scotch Brite Various Cleaning Products 2/$5, get $1 UP wyb 2, L2Hartz Pet Products BOGO 50%, get $3 UP wyb $15, L2Beneful, Friskies, Kit & Kaboodle, Purina Dog & Cat Chow, Tidy Cats Litter $4.99, get $2 UP, L2GE CFL or Decorative Light Bulbs $3.99, get $1 UP, L4page 117UP or Diet 7UP 3/$12, get $2 UP wyb 3, L2Russell Stover, Bowline, Whitman's Boxed Candy, Mars, Nestle, or Russel Stover Chocolate BAgs $4.99, get $1 UP, L4page 12Sunbeam 5000 BTU A/C $149, get $20 UP, L2Nestle Pure Life 24pk Water 2/$7, get $1 UP wyb 2, L2Discover Home Improvement Gift Cards, get $10 UP wyb $50, L2
BOGO SaleRA Vitamins & SupplementsKing Size, Theater Box, 6pk Snack Size Candy, Single Serve GumGM Cereal & Nature Valley Granola BarsVarious RA MedicinesArizona 23oz TeaPlanters Peanuts, Blue Diamond Almonds, CombosColgate Toothpaste/Toothbrushes/WispsDuracell Batteries Value PacksJack Links Beef Jerky  Thx Ttlmmky/SD
CHASE FREEDOM - 10 BONUS POINTS / PURCHASE ENDING 8/1/13
Added on : Monday May 20th 2013 05:00:10 PM
Just got my letter from chase stating that the 10 extra points per purchase will be ending effective 8/1/13.Somehow they try to make it sound like an improvement when in reality the program only gets worse.So Instead of the 10 bonus points per transaction, they will be giving a 10% annual points bonus.According to the customer service representative that I spoke to, they have gotten some negative feedback, but not too much.She stated that if enough people complain Chase may reconsider.So hit up the phone lines and give them a piece of your mind!Many thank yous to fullofdeals.com and the fatwallet community.
http://www.sundancepub.com/c/@MsBbZR.WbLnIc/Pages/lol_www_learni...
http://www.amazon.com/dp/B0000VYDHU
▸ 22-foot telescoping multiladder with 300-pound duty rating
▸ 28 different working heights or positions by converting into a 2-person stepladder, extension ladder, or scaffold
▸ Soft-touch push knobs are the key to this versatile ladder, enabling you to get the job done easier
▸ Professional-grade ladder with double-riveted steps and heavy-duty non-marring feet for slip resistance
▸ Reach your project safely thanks to the ladder's extra-wide flared bottom for sturdy support
#1 in Home Improvement > Building Supplies > Ladders > Telescoping Ladders
#1 in Home Improvement > Building Supplies > Ladders > Extension LaddersAs per camel price was only lower than this back in 2011
http://camelcamelcamel.com/Werner-MT-22-300-Pound-Telescoping-Mu...
Thanks to OP walkren @SD
Amazon Coupons
10% off giftcards @ Lucky Supermarket
Added on : Wednesday May 08th 2013 05:00:02 PM
10% off iTunes, Starbucks, GAP, Baby GAP, Applebees, Macys or TJ Maxx ... maybe others. Up to $50 off $500Valid May 8 - May 14Lucky SupermarketGift Cards That Say Thanks, MomSave $5 InstantlyOn select card partners only.
For Every Purchase of $50 in iTunes, Starbucks, GAP, Baby GAP, Applebees, Macys or TJ Maxx cards receive $5 off. Limit $50 off a $500 gift card purchase. Subject to availability. Card selection varies by store. See gift cards for details, terms, conditions and fees (if applicable). All trademarks are the property of their respective owners. Excludes Save Mart Supermarkets, S-Mart foods, Lucky Supermarkets and FoodMaxx gift cards, Vanilla Visa MasterCard and American Express gift cards, prepaid wireless, phone cards, Discover Home Improvement Cards, NetSpend Visa and PayPal MasterCard products and reloadable debit products.
Housemate Rental Income and Deductions
Added on : Tuesday May 07th 2013 12:01:18 PM
I've already filed my 2012 taxes including all income but perhaps not including all the deductions I might've been able to take, so I'm considering filing a modification. Was hoping on input (and verification) on some of the numbers.I have a 3BR townhouse in Montgomery County, Maryland. I currently live in one of the rooms and rent out two (at slightly, but not significantly, below "fair market value" - I think). The two housemates are friends of mine (disregarding potential issues of renting to friends), and are generally clean, respectful, and pay rent on time. Started renting approximately January 2012I filed 2012 taxes including rental income, and deducting 50% utilities (and some repairs and such that I did). I did not deduct depreciation because I was under the (somewhat) false impression that any tax benefits I gained now would be cancelled out when I sold the house, and that it was an optional thing (I believed that if you don't deduct depreciation, you don't have to decrease your cost basis). Then I saw this thread (fw link)Rough Numbers:
480k - Total value160k - Land (Non-Depreciable)320k - Improvement (Depreciable) 16k - 2012 Mortgage Interest Deduction 5k - 2012 Property Tax Paid 12k - Total Rental Income 3k - Total current deductions (50% utilities, HOA, repairs)Net effect of the house on my AGI was:+12k - Rental Income- 3k - Rental Deductions-16k - Mortage Interest Deduction- 5k - Property Tax DeductionNet Change due to Depreciation:-Depreciation: 50% of 320K = 160K -> MACRS 27.5 Depreciation ~= 6k-Lowered cost basis (by 6k) on sale of house-Also part of the mortgage interest and property tax (50%) would fall under "rental", but I believe the net benefit would be the same: 8k/8k vs 16k for interest, and 2.5l/2.5l vs 5l for property tax.Questions:Aside from missing out on the income tax refund on the 6K deduction, is there any detriment to not making this change?Rent for the two tenants are 500 and 550, including all utilities (water, gas, electricity, cable, internet, phone). This is low for the area (probably below "fair" market value), but not unreasonably low (rent for these sorts of rooms would probably be 650-800, all inclusive). As long as deductions < rental income, this isn't a concern, correct?IRS Pub 527 Chapter 5 says How to divide expenses.If an expense is for both rental use and personal use, such as mortgage interest or heat for the entire house, you must divide the expense between rental use and personal use. You can use any reasonable method for dividing the expense. It may be reasonable to divide the cost of some items (for example, water) based on the number of people using them. The two most common methods for dividing an expense are (1) the number of rooms in your home, and (2) the square footage of your home.I've seen varying interpretations of this, and generally taken it to mean it's open to interpretation as long as the interpretation is "reasonable" - does this sound roughly correct? I was planning on using a straight 50% across utilities, property tax, and mortgage interest for convenience' sake because it seems defensible to me:66% - By number of people (2 tenants + me)40-60% - By number of rooms (2 rented rooms, 1 personal room, 2 shared rooms)33-60% - By square footage (1/3 rented rooms, shared usage of kitchen and living room)
Am I missing anything else? Thanks in advance for all the help.
If asked about my current macroeconomic views/where I would invest, this is what I plan to answer with. How can I improve it? This is somewhat for an entry level position and I know that not everyone will agree with me.Here it is roughlyMy view is that I am leaning towards risk on:
- US equity market will continue to rally, going higher from the current all-time highs
- economic situation showing signs of improvement
- more investors getting into risk assets
- consumers showing higher confidence and more spending which will further spur domestic economic growth
- with inflation below target, I don't foresee the Fed changing their rhetoric on the ZIRP anytime soon but it's something to keep an eye on
- I predict sometime next year to be when the Fed will start reducing/unloading their asset purchases which will drive interest rates higher
- central banks (BOJ, ECB, and Fed) will continue to stimulate the economy so invest in risk assets such as equities, commodities, risk currencies, etc.
- if unsure of whether inflation or deflation will occur, place money into TIPS which will hedge in both scenarios
Performance Rubbers on Sale at Tire Rack (multiple brands)
Added on : Monday May 06th 2013 08:00:06 AM
I've been religiously following Tire Rack prices on performance all season tires for the last 2 months and noticed as of yesterday they dropped prices on several great tires across their performance categories. The deal is even hotter if you can stack it with any of the mfg rebates available here. Don't forget FC!Here's a few really good tires you should consider buying if you're in the market. These prices are based on my tire size (235/45-17), so YMMV on sale prices. Protip: you'll know which ones are on sale if there's "Special" listed next to the price.Summer Tires
$175/ea....Michelin Pilot Supersport 235/45ZR17 ...................... (#1 summer tire on market now)
$138/ea....Bridgestone Potenza S-04 Pole Position 235/45R17
$115/ea....Continental ExtremeContact DW 235/45ZR17 .......... (Best bang for the buck)

All Season Tires
$132/ea....Continental ExtremeContact DWS 235/45ZR17 ............... (Best all-around all season on the market, very good performance in snow. IMHO this is worth the extra $$ over the General Tire ones below)
$155/ea....Bridgestone Potenza RE970AS Pole Position 235/45R17 ... (Compromises some snow grip for better, sportier dry/wet handling)
$102/ea....General G-MAX AS-03 235/45ZR17 .............................(Bang for buck king)
$107/ea....General Altimax HP 235/45R17 ............................. (Bang for buck queen, but go with the G-MAX over this one. I owned a set years ago)
$185/ea....Goodyear Assurance Tripletred 235/45R17 ..........+ $80 MFG MIR w/ purchase of 4
$106/ea....Kumho Ecsta 4X 235/45R17 ...................................+ $50 MFG MIR w/ purchase of 4 (not on "Special" but rebate and regularly low price makes this a hot deal)I didn't see any snow tires in this size on "Special" but there was a closeout on the Michelin Pilot Alpin PA4, which are supposed to be an improvement on the popular PA3's.Tire selection protips: 1) Keep in mind that "All-Season" is more like "Three-Season", and that a dedicated set of even mediocre winter tires will drive circles around the best all-season tire in snow and ice. Winter tires also significantly improve stopping distance in snow.
2) The phrase "jack of all trades, master of none" certainly applies to all-season tires.
3) It's always best to do a lot of research and make sure you buy tires based on the weather you encounter in your part of the country. Living in Chicago, I run a set of sporty-all seasons from Aprilish-Novemberish and then switch to dedicated winter tires for the worst of winter. I personally prefer not to install summer tires since the temp can swing wildly here above and below the minimum temperature of summer tires (typically 40F, below that summer tires harden and will lose traction).
4) A lot of people see tires (and brake pads) as "consumables" and buy whatever's cheapest since "they're just going to wear out anyways". However, think about this: What is the common link between the two most important safety aspects of your car in an emergency situation (Braking & Handling)? Tires. Every performance aspect of your car relies on your tires since that's the actual contact point on the road. So why do we skimp on tires?
Tire Rack Coupons
Rubbers on Sale at Tire Rack (multiple brands)
Added on : Monday May 06th 2013 07:00:07 AM
I've been religiously following Tire Rack prices on all season tires for the last 2 months and noticed as of yesterday they dropped prices on several great tires across their performance categories. The deal is even hotter if you can stack it with any of the mfg rebates available here. Don't forget FC!Here's a few really good tires you should consider buying if you're in the market. These prices are based on my tire size (235/45-17), so YMMV on sale prices. Protip: you'll know which ones are on sale if there's "Special" listed next to the price.Summer Tires
$175/ea....Michelin Pilot Supersport 235/45ZR17 ...................... (#1 summer tire on market now)
$138/ea....Bridgestone Potenza S-04 Pole Position 235/45R17
$115/ea....Continental ExtremeContact DW 235/45ZR17 .......... (Best bang for the buck)

All Season Tires
$132/ea....Continental ExtremeContact DWS 235/45ZR17 ............... (Best all-around all season on the market, very good performance in snow. IMHO this is worth the extra $$ over the General Tire ones below)
$155/ea....Bridgestone Potenza RE970AS Pole Position 235/45R17 ... (Compromises some snow grip for better, sportier dry/wet handling)
$102/ea....General G-MAX AS-03 235/45ZR17 .............................(Bang for buck king)
$107/ea....General Altimax HP 235/45R17 ............................. (Bang for buck queen, but go with the G-MAX over this one. I owned a set years ago)
$185/ea....Goodyear Assurance Tripletred 235/45R17 ..........+ $80 MFG MIR w/ purchase of 4
$106/ea....Kumho Ecsta 4X 235/45R17 ...................................+ $50 MFG MIR w/ purchase of 4 (not on "Special" but rebate and regularly low price makes this a hot deal)I didn't see any snow tires in this size on "Special" but there was a closeout on the Michelin Pilot Alpin PA4, which are supposed to be an improvement on the popular PA3's.Tire selection protips: 1) Keep in mind that "All-Season" is more like "Three-Season", and that a dedicated set of even mediocre winter tires will drive circles around the best all-season tire in snow and ice. Winter tires also significantly improve stopping distance in snow.
2) The phrase "jack of all trades, master of none" certainly applies to all-season tires.
3) It's always best to do a lot of research and make sure you buy tires based on the weather you encounter in your part of the country. Living in Chicago, I run a set of sporty-all seasons from Aprilish-Novemberish and then switch to dedicated winter tires in between. I personally prefer not to install summer tires since the weather can swing wildly here above and below the minimum temperature of summer tires (typically 40F, below that summer tires harden and will lose traction).
4) A lot of people see tires (and brake pads) as "consumables" and buy whatever's cheapest since "they're just going to wear out anyways". However, think about this: What is the common link between the two most important safety aspects of your car in an emergency situation (Braking & Handling)? Tires. Every performance aspect of your car relies on your tires since that's the actual contact point on the road. So why do we skimp on tires?
Tire Rack Coupons
Condo Association powers question
Added on : Thursday May 02nd 2013 07:01:20 AM
So our HOA Board is moving ahead with plans to borrow 5+ million dollars for repair work. We have 1m in reserves. As it is, our old condo complex has some of the highest dues and with the new loan we'd have dues comparable to million dollar condos with condo values about an eighth.
The repairs are necessary but the planning is rather extravagant, in my opinion. The 40,000 sq ft roof is going to be replaced at a cost of $2.5 m. Fees to project management team is about 500k.
The Declarations say:
The Board's power hereinabove enumerated shall be limited in that the Board shall have no authority to acquire and pay for out of the maintenance fund capital additions and improvements (other than for purposes of restoring, repairing or replacing portions of the common areas) having a total cost in excess of Ten Thousand Dollars, without first obtaining the affirmative vote of the owners holding a majority of the voting power present or represented at a meeting called for such purpose, or if no such meeting is held, then the written consent of voting owners having a majority of the voting power; provided that any expenditure or contract for capital additions or improvements in excess of Fifty Thousand Dollars must be approved by owners having not less than seventy-five percent of the voting power.No such meeting has been called nor has there been a vote, but my understanding is that the contracts have been signed and work is to begin shortly.Do I have a case to challenge them?TIA
Marketing Metrics: The Definitive Guide to Measuring Marketing Performance (2nd Edition) [Kindle Edition] - was $49.99Paul W. Farris (Author), Neil T. Bendle (Author), Phillip E. Pfeifer (Author), David J. Reibstein (Author)http://www.amazon.com/dp/B0031AI0VCPublication Date: January 8, 201017 Reviews ★★★★.5Marketing Metrics: The Definitive Guide to Measuring Marketing Performance, Second Edition, is the definitive guide to todays most valuable marketing metrics. In this thoroughly updated and significantly expanded book, four leading marketing researchers show exactly how to choose the right metrics for every challenge and expand their treatment of social marketing, web metrics, and brand equity. They also give readers new systems for organizing marketing metrics into models and dashboards that translate numbers into management insight.

The authors show how to use marketing dashboards to view market dynamics from multiple perspectives, maximize accuracy, and triangulate to optimal solutions. Youll discover high-value metrics for virtually every facet of marketing: promotional strategy, advertising, and distribution; customer perceptions; market share; competitors power; margins and pricing; products and portfolios; customer profitability; sales forces and channels; and more. For every metric, the authors present real-world pros, cons, and tradeoffs--and help you understand what the numbers really mean.

This edition introduces essential new metrics ranging from Net Promoter to social media and brand equity measurement. Last, but not least, it shows how to build comprehensive models to support planning--and optimize every marketing decision you make:

Understand the full spectrum of marketing metrics: pros, cons, nuances, and application
Quantify the profitability of products, customers, channels, and marketing initiatives
Measure everything from bounce rates to the growth of your web communities
Understand your true return on marketing investment--and enhance it

This award-winning book will show you how to apply the right metrics to all your marketing investments, get accurate answers, and use them to systematically improve ROI.About the Author
Paul W. Farris is Landmark Communications Professor and Professor of Marketing at The Darden Graduate Business School, University of Virginia, where he has taught since 1980. Professor Farriss research has produced award-winning articles on retail power and the measurement of advertising effects. He has published more than 50 articles in journals such as the Harvard Business Review, Journal of Marketing, Journal of Advertising Research, and Marketing Science. He is currently developing improved techniques for integrating marketing and financial metrics and is coauthor of several books, including The Profit Impact of Marketing Strategy Project: Retrospect and Prospects. Farriss consulting clients have ranged from Apple and IBM to Procter & Gamble and Unilever. He has served on boards of manufacturers, retailers, and e-Business companies. Currently, he is a director of GSI Group, Sto Corp., and The Ohio Art Company.

Neil T. Bendle is a Ph.D. candidate in marketing at the Carlson School of Management, University of Minnesota. While studying for his Ph.D. he has won awards for his teaching, and his thesis has focused on managers difficulties in understanding consumer tastes. He holds an MBA from Darden and has nearly a decades experience in marketing management, consulting, business systems improvement, and financial management. He was responsible for measuring the success of marketing campaigns for the British Labour Party.

Phillip E. Pfeifer, Richard S. Reynolds Professor of Business Administration at The Darden Graduate Business School, currently specializes in direct/interactive marketing. He has published a popular MBA textbook and more than 35 refereed articles in journals such as the Journal of Interactive Marketing, Journal of Database Marketing, Decision Sciences, and the Journal of Forecasting. In addition to academic articles and a textbook, Mr. Pfeifer is a prolific case writer, having been recognized in 2004 as the Darden Schools faculty leader in terms of external case sales, and in 2008 with a Wachovia Award for Distinguished Case writer. His teaching has won student awards and has been recognized in Business Weeks Guide to the Best Business Schools. Recent consulting clients include Circuit City, Procter & Gamble, and CarMax.

David J. Reibstein is Managing Director of CMO Partners and William Stewart Woodside Professor of Marketing at the Wharton School. Regarded as one of the worlds leading authorities on marketing, he served as Executive Director of the Marketing Sciences Institute, and co-founded Whartons CMO Summit, which brings together leading CMOs to address their most pressing challenges. Reibstein architected and teaches the Wharton Executive Education course on marketing metrics. He has an extensive track record consulting with leading businesses, including GE, AT&T Wireless, Shell Oil, HP, Novartis, Johnson & Johnson, Merck, and Major League Baseball. He has served as Vice Dean and Director of Whartons Graduate Division, as visiting professor at Stanford and INSEAD, and as faculty member at Harvard. He serves on the Board of Directors of Shopzilla, And1, and several other organizations.
Amazon Coupons
Home improvements with best ROI
Added on : Monday April 22nd 2013 03:02:38 PM
I bought a home last year. It was bank repo that needed a lot of work. We re-did the bathrooms, put in new carpet, painted the whole house, put in a deck, and got appliances (they were gone). It's a great house, and I wasn't planning to leave, but we are going to have to move in the next year or two for grad school. I'm wondering what sort of improvements would give the best return on investment when the house is sold. Here are some options:1. The water heater, furnace, and AC are all over 20 years old. I am planning not to replace these if they don't go out, because I doubt we will recoup the money.
2. Yard. The front yard looks like hell, because I think someone over-fertilized it a few years ago. Large patches with dead grass, weeds growing, etc. What's the best, most cost effective way to make a yard not look like hell?
3. Landscaping around house. The area around the house has basically no landscaping. It looks like someone landscaped it 10 years ago, and then forgot to water whatever was in there. It's overgrown with grass, weeds, etc. What should I do with this? Bushes? Mulch?
4. Tree. Front yard had a tree that was cut down a few years ago. Should I plant another one?
5. Landscaping in backyard. The backyard is basically just a yard. Should I put in paving stones, or a patio, or something else?
6. Solar panels or other energy efficient items. I understand these have large tax credits. I wonder if the after-tax return on investment might make it worth it to install them?
7. Garden. I was thinking about putting in some planting boxes with flowers or vegetables.
8. Anything else you can think of that would have an outsized effect on resale value.The house was purchased in bad shape for $60,000. Comps in the neighborhood are around $90-120,000, and I'd like to work my way to the higher end of this spectrum if it makes sense.
$50/250 purchase... that's 20% if you stay close to spend requirement. YMMV use at Lowes, Home Depot, etc., as competitor coupon.  
$50 OFF any purchase of $250 or more through 5/24/2013Excludes major home appliances, parts & accessories, Weber & Broil King products, Benjamin Moore Aura paint, sale priced items and online purchases. Good toward the purchase of regular priced merchandise. Not valid on gift cards. labor, merchandise replacement agreements, Everyday Great Price Items, installed home improvements, special orders. repair service, and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. Must present coupon for discount. Redeem at participating Orchard Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales tax. Cash value 1/20th cent. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the event of a return, coupon savings may be deducted from your refund.Copyright 2013 Orchard Supply Hardware. Coupon Valid through 5/24/2013. This coupon is issued for promotional purposes. Coupon promotion expires on 5/24/2013. For information on terms or replacement, call 1-888-SHOP-OSH.SALES ASSOCIATE: Please collect this coupon. If unable to scan, manually enter the coupon number.
OSH Orchard Supply Hardware $50/250 through 5/24
Added on : Saturday April 20th 2013 02:00:02 PM
$50 OFF any purchase of $250 or more through 5/24/2013Excludes major home appliances, parts & accessories, Weber & Broil King products, Benjamin Moore Aura paint, sale priced items and online purchases. Good toward the purchase of regular priced merchandise. Not valid on gift cards. labor, merchandise replacement agreements, Everyday Great Price Items, installed home improvements, special orders. repair service, and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. Must present coupon for discount. Redeem at participating Orchard Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales tax. Cash value 1/20th cent. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the event of a return, coupon savings may be deducted from your refund.Copyright 2013 Orchard Supply Hardware. Coupon Valid through 5/24/2013. This coupon is issued for promotional purposes. Coupon promotion expires on 5/24/2013. For information on terms or replacement, call 1-888-SHOP-OSH.SALES ASSOCIATE: Please collect this coupon. If unable to scan, manually enter the coupon number.
Changes to AMEX PASS CARD
Added on : Friday April 19th 2013 07:01:55 PM
Just received this in my emailImportant Improvements to your PASSfrom American Express Prepaid Card

Direct Deposit
Now you can save time by transferring a portion or all of your paycheck to the Card automatically.

Vanilla Reload Network Card You can now add cash to the PASS Card using a Vanilla Reload Network Card available at participating retailers for an average purchase fee of $3.95 from the reload network. ATM Limits
Your teen's ATM withdrawal limit has now increased to a maximum of $200 per day. You still have the option to disable the ATM access function on your teen's Card by logging in to your PASS account and selecting the ATM Access link under the Account Activities section.
Cash Load Limit We have increased the amount of cash you can load onto the Card to $1,000 per day.
GUNS: CMMG .22 LR AR-15 Upper $479.99 @ cabelas.com
Added on : Tuesday April 16th 2013 09:00:03 AM
CMMG 22 LR AR-15 UpperYMMV...Not for everyone, but unlike the cheaper priced polymer ATI, this is an all metal upper Here at Cabela'sThe CMMG AR-15 Sierra .22 Caliber A3 Upper is a complete dedicated rimfire AR-15 conversion upper that maintains compatibility with all the same parts and accessories that fit your full caliber AR's. The 22 Long Rifle conversion bolt, along with the barrel's true 22 LR chamber and proper 1/16" twist rate, make for a truly accurate rimfire AR-15 for inexpensive practice, small game hunting, and introducing young or new shooters to the AR-15 platform.CMMG's Sierra rimfire uppers feature many significant improvements over previous designs, enhancing functionality, reliability, and ease of use. Prominent among these improvements are an Anti-Jam Charging Handle, Live Round Extraction ability, and Gas Deflector. CMMG's durable Weapons Armament Surface Protection (WASP) Melonite treatment has been applied to the barrel and surface-hardens the steel, extending barrel service life by reducing friction in the bore and lessening bore surface wear.The Sierra upper is ready to drop on to any standard mil-spec lower receiver, all that's needed are a compatible magazine and a pile of 22 LR ammunition to start enjoying some inexpensive and fun time at the range! Compatible with Black Dog Machine and CMMG rimfire AR-15 magazines (not included). CMMG recommends the use of Plated 40 grain High Velocity 22 LR ammunition for optimal functioning. Magazine Not Included
Technical Information: Upper Receiver: A3 Flat-Top w/Ceramic Finish
Barrel Length: 16"
Barrel Contour: M4
Barrel Material: Chrome Moly Steel
Muzzle Thread Pattern: 1/2"-28
Chrome Lined: No
Barrel Finish: WASP Melonite
Twist Rate: 1 in 16"
Chamber: 22 Long Rifle
Muzzle Device: A1 Flash Hider
Gas System Length: None, Blowback
Gas Block Diameter: 0.750"
Handguard: Polymer M4-Style
Sights: None, Single Rail Gas Block/Front Sight Base
Extras: Gas Deflector, Anti-Jam Charging Handle, Non-Functional Forward Assist Plug, Live Round Extraction
Magazine Not Included, Compatible w/Black Dog Machine & CMMG Magazines
Cabela's Coupons
Shopping at Home Goods. Would I get 5% cash back?
Added on : Wednesday April 03rd 2013 12:01:49 AM
Shopping at Home Goods. Would I get 5% Cash Back with either Discover Card or Citi Dividend Card? They same home furnishing stores / home improvement stores. What is Home Goods considered?
mini - AOR Checkpoint - How am I doing ?
Added on : Sunday March 31st 2013 07:01:01 AM
After weeks of scratching and bugging some of you very experienced folks, I had done did a very mini AOR in Jan 2013.Prior to the AOR, I already had Citi Dividend (already sock drawered due to $300 max), Chase F, BOA (ex Schwab) & a really really old AMEX Blue (from 2001 and never used)Cards I applied for in Jan 2013 -
- Chase United - 50K miles, 5k on first purchase + $50 credit on first statement, 1 mile per $ spent. $95 annual fee
Impact - I used the United Card for tickets right away and banked the 55k miles + 5k for 2 tickets.- Chase Ink Plus - 50k points after 5k spend in 3 months $95 annual fee
Impact - Reached my spend and netted the points. Wanted to use at Office Depot more often, but that ended too. Used extensively when I travelled because it has 0 foreign transaction fee. Bonus + other spend = 62k points so far.- Hilton AMEX - 40k points after $750 in first 3 months, 6 points on Hilton Properties/Drugstores/Grocery/Gas
Impact - Initial Bonus + Buying some items at drugstores + hotel stays in Jan + other purchases netted me about 120K points very quickly. I also got another 10k from AMEX because they had a promo for 50k points on the same card 2 days after I applied for the 40k. This was my primary card until I found out about the devalution and upcoming program changes for May 2013. I stay only at Hilton so that was good motivation on getting this card.- US Bank 5/2/1
Impact - Used it sparingly initially, but then became primary due to the 2% drugstores. Also will make some CashBack off charity and GCs off Home Improvement Stores. This program will change soon too, but I have not recd. any official confirmation from US Bank. Have made $200 + $50 is Pending.Questions -
- I am a firm believer that cash in hand is better than points/miles. Plus the HHonors debacle that goes into effect Mar 31 makes the Hilton AMEX less appealing. Am I still better off to use Drugstores as my 2% category for US Bank and not rely on the Hilton AMEX or should I continue to use the AMEX ?
- I don't really have a good CB card for groceries other than the Hilton AMEX. I could always get 500 GCs from drugstores but that only nets me 2%. Another option would be use office stores for 5% GCs but max. amount I can get is $200 which makes the profit window really small. I could use my BoA (ex Schwab), that nets me 2% directly.
- I plan on keeping the United and Ink open till EOY 2013 atleast to try to maximize any United travel or 5% on cell phones, etc.Thanks for your input.
Ruger LCP .380 ACP - Gen 2 - $289.95
Added on : Thursday March 28th 2013 12:00:25 PM
Ruger LCPCheck it out
The Ruger LCP is a compact .380 Auto from the industry leader in rugged, reliable firearms. From backup firearms for law enforcement to licensed carry for personal protection, the LCP is the perfect choice.Designed with both male and female shooters in mind, the LCP is as affordable as it is reliable. At just 9.40 ounces (with an empty magazine), the LCP is lightweight and ideal for all-day carry - ensuring you have it when and where you need it.
Caliber.380 Auto
Magazine Capacity6+1
SightsFixed
Length5.16"
Width0.82"
Weight9.40 oz.
Barrel Length2.75"
Barrel MaterialAlloy Steel
Grooves6
Twist1:16"**********************************************************************UPDATE**********************************************************************Just to give a bit more info on this deal. I just confirmed with the dealer that these are the Gen 2 model LCP and were just manufactured about 10 days ago. The Gen 2 have an improved trigger which has a shorted trigger pull and is now "half cocked". In addition to the trigger improvements the LCP now shows off some improved sights are well. The new sights are much less dehorned then the original sights. Updates and pictures can be found in the link below.UpdatesHope this helps a bit for anyone on the fence due to these two issues... which honestly I thought were the only things that could be improved on the firearm, but didn't even consider them a "problem".
Cheers! DW
Heads up, 6% categories on Barclays NFL cards, targeted ?
Added on : Thursday March 28th 2013 10:01:23 AM
This was targeted to the first of my two NFL cards.Use your Ravens Extra Points Visa Card April 1 through June 30, 2013 and earn 5 bonus points for every $1 you spendup to 2,500 bonus pointson purchases you already make today in the following categories:

Restaurant purchases (including fast food restaurants)
Gas Station purchases
Home Improvement store purchases

Best of all, this is in addition to the points you already earn for using your card every day.

You must activate this offer by April 20, 2013 to receive bonus points!These categories duplicate Discover, Chase Freedom and Penfed reward categories this quarter, but might be useful if you max out.
Sounds good for Housewives.
http://www.deals.ebay.com/spring-cleaning/eBay now provides a Spring Cleaning Sale which can save us up to 75% on a wide variety of categories including home improvement, outdoor cleanup, cooling systems, appliances and more:
up to 53% on Hoover vacuums75% on closet organizational items54% on storage bins among many other productsEverything in this sale will ship free. Sale ends 3/31 2013.
eBay Coupons
Heads up, 5% categories on Barclays NFL cards, targetted ?
Added on : Wednesday March 27th 2013 07:01:12 PM
This was targeted to the first of my two NFL cards.Use your Ravens Extra Points Visa Card April 1 through June 30, 2013 and earn 5 bonus points for every $1 you spendup to 2,500 bonus pointson purchases you already make today in the following categories:

Restaurant purchases (including fast food restaurants)
Gas Station purchases
Home Improvement store purchases

Best of all, this is in addition to the points you already earn for using your card every day.

You must activate this offer by April 20, 2013 to receive bonus points!These categories duplicate Discover, Chase Freedom and Penfed reward categories this quarter, but might be useful if you max out.
Heads up, 5% categories on Barclays NFL cards
Added on : Wednesday March 27th 2013 06:01:40 PM
This was targeted the first of my two NFL cards.Use your Ravens Extra Points Visa Card April 1 through June 30, 2013 and earn 5 bonus points for every $1 you spendup to 2,500 bonus pointson purchases you already make today in the following categories:

Restaurant purchases (including fast food restaurants)
Gas Station purchases
Home Improvement store purchases

Best of all, this is in addition to the points you already earn for using your card every day.

You must activate this offer by April 20, 2013 to receive bonus points!These categories duplicate Discover, Chase Freedom and Penfed reward categories this quarter, but might be useful if you max out.
Just in case you have it, you can register through discover's website. I just saw mine today. YMMV
Time to swipe discover for my new house.
17% off at improvements.com through 3/17/13
Added on : Friday March 15th 2013 11:00:04 AM
http://www.improvementscatalog.com/webapp/wcs/stores/servlet/Imp...
http://ww1.texas.aaa.com/en-tx/get-insurance/auto/Pages/free-hom...Did you know you could save up to $3842 on auto insurance and receive a free $10 The Home Depot gift card1 just for receiving a new auto insurance quote?Call a AAA agent at 1-855-761-0389 and mention this offer
I know FWF loves followups, so here is mine from http://www.fullofdeals.com/forums/finance/1125911/Recap: Young child is injured at daycare. Conflicted on what actions to take. FWF opinions ranged from "get over it" to "lawyer up."We lawyered up. It took until now to get final resolution and the result is a settlement. I can say that the entire process was boring and painless - our lawyer went through the motions with the insurance company and they finally agreed to an amount of around $100K.The daycare didn't bat an eye - I'm not sure any of the workers even knew about it, apart from the corporate office (who, as I mentioned briefly, actually urged me to file an insurance claim). The safety issue was removed, along with other safety improvements.I'm now faced with a dilemma in how to handle the settlement. I told my attorney my intention is for the funds to go to my daughter with no possibility of my, or anyone else, being able to touch it. I trust my wife and I, but not anyone else were we to no longer be in the picture. The insurance company has presented several settlement disbursement scenarios, with varied amounts, years, and types (monthly, annual, lump sums, mixtures). My attorney tells me that only A+ rated institutions ie. Prudential, etc are considered. As I understand it, I don't have any say in the underlying investments; The payout amounts are guaranteed so it looks like the funds earn modest interest that looks to counteract inflation.IE, One suggested plan is for a 1/4 split along four years starting at 18, for college: $36K per year for four years.
Another includes a $20K per year payout for four years, then monthly payments until funds are depleted.
Another has $30K at 18, 40K at 24, and 50K at 28.My question, for those that have dealt with structured settlements for a minor:Do I have any choices in the way the settlement is invested? Should I even explore those, considering there is higher risk?
Are there any questions I should be asking? The final amount was agreed on and I'm being presented with a list of disbursement options, wondering if there's anything else I should looking into before picking an option.
How can I best protect this amount, from myself (assuming my future self becomes crazy and greedy), some other guardian, and my daughter?That leads me to a less 'finance' oriented question. My daughter is 5 yrs old. I will raise her with every ounce of commitment possible, and hope she will grow into a responsible, prudent, and financially wise young lady. I'm also a realist, and know that there is the possibility she will not be those things despite my best efforts. Further, I have had some insight into the damaging effects of a windfall, like an inheritance, on a young person's life. My origins are from very meager, poverty-line means, and I believe that history is responsible for much of my current success. I don't believe in handouts, yet I'm also intrigued at the prospect of giving my child such a substantial advantage, especially in the form of potentially a free education.My knee-jerk reaction was "100% payout at 18, which she will use for college and invest in a solid portfolio". But I will have no legal authority over those funds, and she is not me, so the prospective pitfalls with such a plan are probably obvious for this crowd.For those that are wondering, she's doing great - beautifully healed, happy and healthy. She will require scar remediation at a later age.Any advice or knowledge transfer is much appreciated.
Discover Card 5% Home Improvement April - June 2013 Sign-up is open!
Added on : Saturday March 09th 2013 09:00:03 AM
Just a reminder to all ...Fresh for spring! Sign up right now to get 5% CashBack Bonus on up to $1,500 in purchases at Home Improvement Stores from April through June 2013.www.discover.com* Sign up to earn 5% CashBack Bonus on purchases made at home improvement stores 4/1/13 (or the date on which you sign up, whichever is later) through 6/30/13, subject to a cap of $1500 in purchases. Home improvement stores are defined as home supply retail stores, lumber/building material stores, paint/wallpaper stores, hardware stores and lawn and garden supply centers. These purchases must post to your account by 6/30/13 and do not count towards determining your eligibility to earn 1%. Purchases made at warehouse clubs, wholesale distributors, and discount stores are not eligible. Purchases made using Near Field Communication (NFC), virtual wallets, or similar technology may not be eligible. If a purchase is coded for a category other than listed above, it will not qualify. Rewards are added to your CashBack Bonus account within 2 billing periods. See CashBack Bonus Program Terms and Conditions for further details.
Windows 8 Skytab S970 - $400 - Justdeals
Added on : Thursday March 07th 2013 07:00:02 AM
I am looking for a windows tablet and found this one. Is this a good deal. I am more interested in the specs than the deal price. My concern with windows based PCs or laptops (or now with tablets). When they are new, they work good. But after few months (or an year) use, things gets to start slow. I do reinstall OS every once a while, still not much improvement. That to if the processor is kind of low end above issue is more common.So my question...this tablet comes with Intel N550 dual core processor. I don't have much idea what family it belong to.. is it from Atom? Any recommendations please...Skytab S970 JustDeals.com
Lessons learned from two years of living on visa gift cards.
Added on : Monday March 04th 2013 03:00:58 PM
Here is a list of lessons I've learned using visa gift cards, dealing with loss, fraud, and other practical matters. Hopefully, others with find this useful.Top uses of gift cards:
-Everyday spend
-Bills, cable, gas, water, insurance (overpay when possible)
-Taxes, IRS, property tax
-Online payment systems
-Giftcard Granny and CashBack portals to stack.Purchasing:
-I purchase in my neighborhood grocery story, most cashiers know me by site and let me purchase a few at a time. I've only run into hassle in less affluent locations of the chain.
-When stacking is available, I'll visit several times a day.
-With the friendly cashiers I'll tell them what I do, some of them have told me they've started paying their property taxes and are very pleased.Draining:
-Az pmts
-Square for small values~$40 a quarter.
-Gas station for values less than $1, square/AZpmts won't take less than $1.
-Az gift cards for less than $1.Records keeping:
-I keep every card in three stacks. used, reviewed, archived
-Used are for cards with a small residual value.
-Reviewed are cards I've drained through AZ, square or gas station.
-Archived are cards I've let sit for several months to ensure all charges have been posted. Sometimes there is a latent residual value that will pop up even on drained cards. I cut and paste the activity of the archived cards into and excel spread sheet for tax purposes.
Fraud, loss, and other buffoonery.
-I purchase regularly from a major grocery chain. I've experienced fraud once and a misplacement of $5k worth or cards.
-Someone scratched out the number of my card, and somehow drained the value after I purchased. For the fraud I called the grocery store gift card hotline (not the visa hotline). Grocery store department opened a fraud case for me and I had a replacement card within 10 days. To avoid fraud, make sure the card you purchase is in a unmarred package that is exactly like every other card on the rack.
-The loss of $5k in cards was painless. I had the receipt, I called the hotline, verified my identity and the card used. The person on the hotline did some investigation and gave me the numbers and balance, which I used to pay taxes. If I needed the physical card I would have used their case file, and my receipt to have Visa re-issue me the card.
Bottom line: keep receipts, shop at a reputable store and don't panic. Don't call visa hotline, until you've solved the problem on the grocery store end. Also the actual store won't be as helpful as the corporate hotline. I was very impressed with the customer service I got in my cases.Stacking rewards:
-The regional branch of my national chain used to send a Cash Back check, then phased that out for gasoline rewards. I have traveled to other regions and purchased gift cards from another branch and did receive the rewards check at the end of the quarter. Registering cards for online:
-usually I do not, but many merchants require it. If the card is initially rejected, I'll then go and register it and then re-try the purchase.
-No need to register for AZ, IRS or property tax.Purchase protection, returns, travel:
-If I purchase something I want extended warranty on, I use my regular credit card, AMEX rocks in this.
-Returns are sometimes a pain, if I've 'retired the card' sometimes I can get them to return to a different card, but often I'll have to dig in the archives to find the exact card.
-One time I got lucky at a home improvement store and they refunded nearly $500 in cash.
-For hotel, rental car, I give them typical credit card at check in and close out bill with gift card.Please post your lessons or PM me with questions.
Start Configuration/Purchase Here (Thanks mbruns for better entry point) These are heavy laptops, meant as workstation replacements. They're not super-portable; the 15" units weigh over 6 pounds.Don't be put off by the 2nd gen i7. The main improvement of the 3rd generation is in HD graphics; since these systems have dedicated GPUs, that's not important.I bought a system with the following specs, for around $1900. The only thing I'm not happy about, is GDDR3 instead of GDDR5. I'm really psyched about the 128GB miniSSD for booting/applications paired with the 750GB HDD for data storage.==========================
i7-2860M Quad Core 2.50GHz 8MB Cache
NVIDIA Quadro 2000M with 2GB GDDR3
15.6" 1920x1080 Display w LED backlight and Premium Panel Guarantee
2GB RAM (I've got 2x8GB sticks of my own)
128GB mini SSD card as primary boot drive
750GB 2.5" HDD 7200 RPM as second drive
Windows 7 Ultimate 64 with installation media
Microsoft Office Home and Student 2013
E-Port Plus, Advanced Port Replicator for docking
8X DVD Burner
5 YearProSupport & Next Business Day Onsite Service
==========================
Start Configuration/Purchase HereThese are heavy laptops, meant as workstation replacements. They're not super-portable; the 15" units weigh over 6 pounds.Don't be put off by the 2nd gen i7. The main improvement of the 3rd generation is in HD graphics; since these systems have dedicated GPUs, that's not important.I bought a system with the following specs, for around $1900. The only thing I'm not happy about, is GDDR3 instead of GDDR5. I'm really psyched about the 128GB miniSSD for booting/applications paired with the 750GB HDD for data storage.==========================
i7-2860M Quad Core 2.50GHz 8MB Cache
NVIDIA Quadro 2000M with 2GB GDDR3
15.6" 1920x1080 Display w LED backlight and Premium Panel Guarantee
2GB RAM (I've got 2x8GB sticks of my own)
128GB mini SSD card as primary boot drive
750GB 2.5" HDD 7200 RPM as second drive
Windows 7 Ultimate 64 with installation media
Microsoft Office Home and Student 2013
E-Port Plus, Advanced Port Replicator for docking
8X DVD Burner
5 YearProSupport & Next Business Day Onsite Service
==========================
Start Configuration/Purchase HereThese are heavy systems, meant as workstation replacements. They're not super-portable.Don't be put off by the 2nd gen i7. The main improvement of the 3rd generation is in HD graphics; since these systems have dedicated GPUs, that's not important.I bought a system with the following specs, for around $1900. The only thing I'm not happy about, is GDDR3 instead of GDDR5. I'm really psyched about the 128GB miniSSD for booting/applications paired with the 750GB HDD for data storage.==========================
i7-2860M Quad Core 2.50GHz 8MB Cache
NVIDIA Quadro 2000M with 2GB GDDR3
15.6" 1920x1080 Display w LED backlight and Premium Panel Guarantee
2GB RAM (I've got 2x8GB sticks of my own)
128GB mini SSD card as primary boot drive
750GB 2.5" HDD 7200 RPM as second drive
Windows 7 Ultimate 64 with installation media
Microsoft Office Home and Student 2013
E-Port Plus, Advanced Port Replicator for docking
8X DVD Burner
5 YearProSupport & Next Business Day Onsite Service
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Family Handyman Magazine Subscription - up to 4 years at $4.99/yr @tanga
Added on : Thursday February 28th 2013 10:00:12 AM
https://www.tanga.com/deals/128a8ebaebc/family-handyman-magazine...Code: FATWALLETFamily Handyman Magazine is for people who take an active interest in home improvement, yard and garden care, maintenance and repair, and remodeling. Family Handyman also features information on woodworking, auto maintenance, energy efficiency, and decorating.You can buy up to a 4-year subscription and it comes with 11 issues per year.Please allow 8-14 weeks for your first issue to arrive
Tanga Coupons
Important Improvements to your American Express Prepaid Card- Load Vanilla!
Added on : Wednesday February 20th 2013 06:01:00 PM
Just got this email that states you can now load Vanilla on to your Prepaid AMEX. (Similar to Bluebird)- Email below
Thank you for being a loyal American Express Prepaid Cardmember. To better serve you, we have made some important improvements to your Card:
Now you can save time by transferring a portion or all of your paycheck to the Card automatically.
You can now add cash to your American Express Prepaid Card using a Vanilla Reload Network Card available at participating retailers for an average purchase fee of $3.95 from the reload network.Text
Your withdrawal limit has now increased to a maximum of $400 per day.
We have increased the amount of cash you can load onto the Card to $1,000 per day.
You can enjoy these features along with access to the world-class benefits and services that come with the American Express Prepaid Card. If you have any questions or want to learn more, please visit us online, view the Cardmember Agreement, or call us at 1-866-465-4205.
Best preparing for getting fired/laid off? Negotiation tactics?
Added on : Wednesday February 20th 2013 02:01:23 PM
Sorry, I know it's frowned upon, but I'm using an alt-id, as many of my friends know my username and I'd rather keep this private so I hope you fellow FWF friends understand. I hope no-one gets into this situation, but I guess it would be good to figure out the best way to deal with it.Right now I'm working at a technology company as a recruiter, (salaried employee in CA). I understand that CA is an "at-will" state and my employer can fire me anytime they want for any or no reason. In the past couple of weeks, I've gotten myself into a potential misconduct issue. I am responsible for recruiting tech talent, and ended up declining potential candidates as I knew someone that had a referral in the pipeline that I wanted to prioritize. My manager caught wind and I confessed to it yesterday (without HR present).My manager had no idea what to do so he brought up the issue to his boss, and he said he would "get back to me." By this, I feel like he's just going to wait for Friday to give me the bad news, and escort me out so I'd like to try to figure out my mitigation plan. As I understand it, when I am terminated they will ask me to sign away my legal rights (i.e., not sue the company for wrongful termination), so I am trying to build a case in my head as to how to best negotiate my termination letter. I'm not worried so much about money (thankfully for FWF I have an 18 month emergency fund in place), but about trying to get my next job without looking like I got fired.A few things I think I have going for me -- I've been at the company for 5+ years, and promoted twice. No issues with performance and never put on a performance improvement plan (PIP). A risk for them is that my wife gave birth about two months ago, and I still qualify for paternity leave. I also have a month sabbatical (unpaid) that I haven't used yet, and a month of time off. I understand that even though we're "at-will" they will still need to build some kind of case to prevent being sued for wrongful termination.I'm going to make the best of the situation so I won't be freaking out or begging for my job back, I know better than that. What I'm planning to do is when they give me the termination letter, refuse to sign the sheet unless they agree to the following reasonable terms (starting from highest priority):1) Mark my leave as voluntary (would help me with my future job search, though as I understand I wouldn't be eligible for UI)
2) Allow me to exhaust my time off while being considered as an employee on paper, including paternity leave and sabbatical. This should buy me about 4-5 months of time to search for a new job.
3) Fight for some benefits (this isn't necessary but I might as well bring it up) -- this place is known to give severance packages even for employees that are fired. Also try to fight for a few months of paid health benefits while I search for a new job. My wife has pretty good benefits so I'm not worried about that either.I'd want #1 and #2 for sure, but #3 is just an extra. If they don't agree I will refuse to sign on the spot and meet with an employment lawyer (contingent basis). Any other tips you can provide?
Family Handyman Magazine Subscription - $4.99/year for up to 4 years @tanga
Added on : Wednesday February 20th 2013 10:00:02 AM
Family Handyman Magazine is for people who take an active interest in home improvement, yard and garden care, maintenance and repair, and remodeling. Family Handyman also features information on woodworking, auto maintenance, energy efficiency, and decorating.You can buy up to a 4-year subscription and it comes with 11 issues per year.https://www.tanga.com/deals/6ef63afec6/family-handyman-magazine-...$4.99 w/ coupon code HANDYMANFEB
US Bank Cash Plus
Added on : Tuesday February 19th 2013 04:00:59 PM
I logged into my account today and they prompted me to sign up for the April-June period. I notice a few changes, namely the removal of Bill Payment and Home Improvement Stores and the addition of Cell phones (big whoop, that was already part of Bill Pay), Sporting Good Stores, and Bookstores (interestingly, they explicitly state Amazon Kindle Books, but no mention of any other Amazon purchase including regular paper books). Is it me or did this once hot deal just get much colder?
IKEA BYOF Event March 9th - Free Breakfast and Blue Bag
Added on : Monday February 18th 2013 07:00:03 AM
http://www.thelifeimprovementproject.com/byofevents/bring-friend...IKEA Gift Card giveaways
Free IKEA blue bags
Free breakfast with your coupon
$5.00 off purchases of $25.00 in our Swedish Food MarketPlus, for every RSVP we receive (up to 25,000), we'll donate $1 to Save the Children's Early Steps for School Success, so you'll be helping us give back to the community too!Select a store, then join the event on Facebook for deals, updates and more!
Panasonic Lumix DMC-LX7 $289.00 at J&R.com
Added on : Sunday February 17th 2013 11:00:05 AM
Panasonic Lumix DMC-LX7, highly rated point-and-shoot camera, is now available at J&R.com for $299.00. (Price only can be seen after adding it to the shopping cart) Usually priced at ~$430 at Amazon.com. Apply coupon "ATJANDR" for additional $10 to bring it down to $289.00. On top of that, you can get up to 4% reward from J&R.Link: TextThe link is for a black one, the white is available for the same price.3.8x Optical Zoom / 3" Hi-res LCD / SD/SDXC media / HS MOS Sensor / Full HD Movie / F1.4 24mm Leica Lens / Stereo Microphone / Aperture Ring / Level GaugeThe premium Digital compact camera DMC-LX7 has been long acclaimed by the photography enthusiasts for its high picture quality and creative descriptiveness. The new DMC-LX7 is fully re-designed in the lens, the image Sensor and the image Processing engine together with other improvements and upgrades. The newly developed LEICA DC VARIO-SUMMILUX lens features F1.4-F2.3 outstanding Brightness at 24-90mm versatile Zoom range (35mm camera equivalent). This stunningly bright lens is the extraordinarily rich amount of light can give impressive expression to the image by reproducing exquisite gradation and mellow defocus. The newly developed 10.1-megapixel high sensitivity MOS Sensor achieves the Expansion of dynamic range by increasing the sensitivity and the saturation. The DMC-LX7 records 1,920 x 1,080 60p (NTSC) / 50p (PAL) full-HD Video Recording in AVCHD Progressive / MP4 with high quality Stereo sound. Leading the expressive possibility of compact cameras to even higher dimension, the DMC-LX7 totally defies the stereotype of what the pocket-sized camera can do for the professionals and high amateurs. Accessories: Battery Charger, Battery Pack, USB Cable, Shoulder Strap, CD-ROM, Hot Shoe Cover, Lens cap, Lens cap string Features
10.1MP MOS Sensor & Venus Engine with Wide Dynamic Range
1080/60p Full HD Video Recording (AVCHD)
Super Bright F1.4-2.3 LEICA DC VARIO-SUMMILUX Lens
Nano Surface Coating
POWER O.I.S. (Optical Image Stabilizer)
3.0-inch 920K-dot LCD with Optional Live View Finder
Stereo Microphone with Dolby Digital
Aperture Ring for Intuitive Operation
Intelligent HDR and Multiple Aspect Ratios
Controlling the Exposure with an Internal ND Filter
16 Creative Controls including Radial and Smooth Defocus
Panaroma Shot and 3D Photo Mode
Internal acceleration sensor for Level Gauge
Specifications
Sensor: 1/1.7-inch High Sensitivity MOS sensor / 10.1 Megapixels Effective / Primary Color Filter
Lens: LEICA DC VARIO-SUMMILUX
Optical Zoom: 3.8x
Focal Length: f = 4.7 - 17.7 mm (24 - 90 mm in 35 mm equiv.)
Optical Image Stabilizer: POWER O.I.S. (On / Off)
LCD: 3.0" TFT Screen LCD Display (920K dots, 100% FOV)
Viewfinder: Optional DMW-LVF2
Built-in Flash: Yes
Microphone / Speaker: Stereo / Mono
Media: SD/SDHC/SDXC
File Format: Still Image - RAW, JPEG (DCF / Exif 2.3), MPO; Motion Picture - AVCHD, MP4
Still Image: Up to 4:3 3648x2736(10M) / 16:9 3968x2232 (9M)
Motion Picture: Up to HD Video AVCHD 1920 x 1080, 60p / MP4 1280 x 720, 30fps
ISO Sensitivity: Auto, 80 - 12800
Exposure Mode: Program AE, Aperture Priority AE, Shutter Priority AE, Manual
Interface: AV Out, mini HDMI, USB Multi
Power: Li-ion Battery (3.6V, 1250mAh, ~330 pictures)
Dimensions (WxHxD): 4.35 x 2.64 x 1.80 in. / 110.5 x 67.1 x 45.6 mm
Weight: 0.60 lb. / 269g
J&R Coupons
Home Depot Deal of the Day - Save 40% on Select Home Improvement Supplies
Added on : Saturday February 16th 2013 08:00:03 AM
http://www.homedepot.com/h_d1/N-5yc1vZc5q7/h_d2/Navigation?catal...Items to choose fromUST 10 ft. x 12 ft. Camouflage Tarp - $8.92Earlex 1500 Watt Heat Gun - $26.92Earlex Spray Station 1900 HVLP Paint Sprayer - $59.98
Shipping is FREE.
Home Depot Coupons
Galaxy GeForce GT 640 $49.99 + tax after IR/MIR @ BB
Added on : Wednesday February 13th 2013 10:00:02 AM
LinkRebate LinkNewegg Link for ReferenceDetails:BB price $69.99 on sale
Galazy rebate: -$20 (-$18 if you choose the 'no wait')
Tax for me was another $5My old 8800GT inside my HTPC/light gaming rig died the other day. The specs on the 640GT aren't amazing but it held it's own against the 8800GT at around half the power consumption so I gave it a shot. The live TV quality shows a slight improvement using a HDHomeRun Prime (ESPN.com scroll bar is more fluid, the intro to the Big Bang Theory is much less pixelated) and I was able to run around in Skyrim with med/high settings just fine. Other things to note is that the card does not need any extra external power, is a fraction of the size of the 8800GT, and much quieter. I fully realize this is not a 'gamer' card so if that is what you are in the market for I suggest ignoring this post, but if you need something for your HTPC build and also want to do some casual gaming on your 65" TV at 1080p with medium graphics then this is probably $55 well spent.
HOA bankrupts itself for illegal power grab, retaliation
Added on : Sunday February 10th 2013 05:01:17 PM
Nice to see a homeowners association getting what they deserve. http://www.washingtonpost.com/local/fairfax-homeowners-group-hum...Short version - they claimed a fining authority not in their bylaws during the last election over some slightly oversized political campaign sign, and after the residents wouldn't budge, they held a secret meeting to deny them approval for the various architectural improvements they wanted. 5 years later the HOA loses both lawsuits, owes the residents over $100k for their legal fees, and goes bankrupt. They're trying to sell the common space property in BK to pay their debts. I imagine the other residents weren't wild about getting their assessments raised by 5x either.
RCA 6-Ft. HDMI Cable $0.96 AR at Menards
Added on : Tuesday February 05th 2013 10:00:06 AM
Link (See first page of ad.)
Price is $5.96 less $5 mail-in rebate. Limit four. Deal good through Sunday, 2/10. In store only.
Menards does not have an online purchasing option.
Menards rebates come in the form of a check that can be redeemed for future purchases, sort of like a gift card.
Menards is a regional home improvement chain primarily located in the Midwest.
Taking Flight!: Master the DISC Styles to Transform Your Career, Your Relationships...Your Life [Kindle Edition] Merrick Rosenberg (Author), Daniel Silvert (Author)Publication Date: November 4, 201260 Reviews and ☆☆☆☆
1 LikeUse DISC to discover profound hidden patterns of human behavioral style, gain deeper self-awareness, maximize your personal strengths, and influence others more powerfully than ever before! Taking Flight illuminates the proven DISC four-style model of human behavior, and shows how to use it to become a far more effective leader, salesperson, or teacher; revitalize your career; build deeper personal relationships; fully leverage your natural gifts, and empower everyone around you. Drawing on their immense experience coaching executives and training world-class organizations, Merrick Rosenberg and Daniel Silvert introduce DISC through a fable that's quick, fun, and easy-to-understand. You'll discover why you "click" with some people and "clank" with others, and what really drives your decisions and actions. You'll learn exactly how to identify others' behavioral styles and choose the best ways to interact with them. You'll walk through creating a personal action plan for improvement -- and then systematically making the most of your strengths, working around your weaknesses, and supercharging your personal performance! If you're already familiar with DISC, this book will help you use it more effectively than ever before. If you're new to DISC, it will change your life -- just as it has for thousands before you!
J & D Hite Tenor Saxophone Ligature $9.50 FS @ wwbw
Added on : Saturday January 26th 2013 01:00:03 PM
J & D Hite Tenor Saxophone Ligature $9.50 FS @ WWBWhttp://www.wwbw.com/J---D-Hite-Tenor-Saxophone-Ligature-471584-i...J & D Hite Tenor Saxophone Ligature
Artist performers, teachers and students are finding that a J & D Hite Tenor ligature enhances the sound and feel of their instrument and gives them an extra bit of freedom and security.A wisely selected clarinet ligature can add a new dimension to the performance of your instrument-mouthpiece-reed combination. Experienced players never stop searching for better equipment, even "micro" improvements, which will add to ease and stability in performance. In addition to reeds and mouthpieces, ligatures make a critical contribution.
http://img.rewardpromo.com/1/999/2056.pdf
Receive a $5 mail in rebate for the Purchase of a qualifying gallon of Valspar Signature paint or $20 mail in rebate for qualifying 5-gallon Valspar Signature paint. To receive your rebate, mail original dated cash register receipt showing product (s) purchased and completed certificate. See mail in rebate form for more details. Allow 6-8 weeks for delivery.Note: No limit per household.
To receive your rebate:
1. Purchase a qualifying 1-gallon or 5-gallon container of Valspar
Signature paint at a Lowe's Home Improvement Warehouse
between 1/16/2013 and 1/28/2013. Requests must be
postmarked by 2/27/2013. - Claims postmarked after this date will
not be honored.
2. No limit per household.
3. Please allow 6-8 weeks for processing. If you do not receive your
rebate after 8 weeks visit www.lowes.com/rebates, or you may
call 1- 877- 204 -1223.
4. Please keep a copy of all materials submitted for your records.
5. Mail this completed certificate along with a photocopy of your
cash register receipt.
Lowe's Coupons
Paypal plans "aggressive" changes
Added on : Monday January 21st 2013 08:00:56 PM
Searched this forum, didn't find; mods, plz delete or move to discussion as neededhttp://wtkr.com/2013/01/21/big-paypal-changes-coming-soon/(CNN) PayPals overzealous fraud filters have frustrated customers for years, with an inscrutable verification process that leaves some battling for months to get access to their money.
The eBay owned payments processor, like other financial companies, has policies in place to ensure that fraudsters arent using its system to transfer ill-gotten gains. But PayPal also traps legitimate businesses and charities in its filters, and proving youre no scam involves a ton of paperwork and time.
PayPal says its finally ready to deal with the problem. Its promising to roll out a massive overhaul of its system within the next several months but details are scant for now.
These are not minor these are aggressive changes, said Anuj Nayar, PayPals senior director of communications. This is a fundamental shift in our business operations.
Nayar said he cant go into specifics about what will change, but transparency is a major focus. We want to be clear about how people can get out of the [frozen funds] situation, he said. We need to get better about helping people, or explaining why actions are being taken.
PayPal customers have complained for years about the Kafkaesque nightmare of trying to pry frozen funds loose.
The company routinely freezes funds for 21 days if it thinks theres a fraud risk, and its terms give it the right to extend the freeze for up to 180 days. To get access to their money, users are often asked asked to provide the kind of documentation that a product seller would have, like several months worth of sales records. But if youre running a fundraiser or selling tickets to an upcoming conference, you dont have that paperwork.
Even for those with extensive paper trails, the appeals process can take months to resolve. The Web is filled with enraged blog posts, websites like paypalsucks.com, and a Tumblr called Conferences Burned by PayPal.
Nayar first discussed PayPals plan for big changes in a TechCrunch article posted last week, after science fiction author Jay Lake found his account frozen. Lake, who is battling advanced colon cancer, is raising money for an experimental genome-sequencing process.
Thanks to his own fame and the aid of friends like Neil Gaiman, Lakes fundraising effort went viral. Just five hours after launching his campaign, he had $20,000 in contributions. At about 4 p.m. Pacific time the next day January 11, a Friday Lake tried to transfer the funds into a bank account. Instead, he received an alert that his PayPal account was frozen.
They wanted me to provide receipts, shipping information, business paperwork, Lake told CNNMoney. That obviously didnt apply to me, but there was no way to bypass the process. I called, and they said appeals take 24 to 72 hours to get going. I asked, How I do prove Im not conducting transactions?
After Lake fired off a sarcastic tweet at PayPal, his fans and famous friends lobbied for help. His account was restored by 6 p.m., and PayPal tossed in a corporate donation to Lakes fund.
If it werent for my small bit of fame, if I were the guy down the street, this could have taken months, Lake said.

Thats what happened to Brook Drumm, an entrepreneur who sells 3-D printers. After running a successful Kickstarter campaign, he launched an online store to sell his Printrbot machines. More than $100,000 rolled in.
PayPal freaked out and froze our funds, Drumm said. They needed references and bank statements and tax records. This went on for months. And even with all that paperwork, they still ended up holding $50,000. We finally got the money, but it was an untold amount of stress and sleepless nights.
Nayar, the PayPal rep, said the company cant comment on specific cases.
Weve made a commitment to be clearer with consumers on how they can get out of these situations, he said.
For example, the issue that Jay Lake faced being asked to mail in receipts and other paperwork that doesnt apply to fundraisers?
Were fixing a lot of that, Nayar said. At a minimum, the fact that someone needs to mail in something to an online payments company is a problem. 2013 is going to be the year that we fix a lot of those pain points.
It will take time, he cautioned. PayPal has multiple, complex security systems in place, and all of them need a fresh look.
Ironically, Lake understands better than most what PayPal is up against. As a sideline to his writing, Lake consults with financial institutions about their communications systems for example, the automated calls you receive when your credit card may be compromised. Hes familiar with the fraud protection process, and he thinks PayPals has plenty of room for improvement.
Theres a guilty until proven innocent bias to it, and that needs to change, he said.
PayPal cant afford to be complacent much longer. The field that it once monopolized is now full of competition: WePay, Square, Stripe and smartphone-based systems like Google Wallet are only a few of the up-and-coming rivals.
We are committed to getting back to being the center of our customers financial lives, PayPals Nayar pledged. Big changes are coming.
The Mind-Made Prison: Radical Self Help and Personal Transformation
Mateo Tabatabai (Author) The Mind-Made Prison is a highly effective self help and personal transformation guide.It takes you on a breathtaking journey through your psyche and shows you the exact things that are currently causing you pain and how you can remove these elements from your life.It is a MUST read for anyone interested in self development and self actualization.By using the authors proven techniques of personal transformation, you can literally learn to design your life in any way you want.By applying the teachings you will learn how to overcome any negative emotion, understand how your unique operating system functions and experience natural self confidence in your daily life.The mind-made prison is one that we are all caught in either knowingly or unknowingly and this comprehending guide explains how you can finally escape the iron grip of this prison.About the AuthorAt just the age of 24, Mateo is a Global Management Engineer, an entrepreneur who has started several successful companies and a Best Selling Author. He has specialized himself within the areas of personal transformation, self confidence and constant self development.He has over 7 years of experience as a Seminar Speaker and Coach and has spent the last 4 years travelling the world and honing his skills by meeting masters in different fields of self-improvement.He is currently studying to get a masters in Psychology and has dedicated his life to the study of human potential.
The Mind-Made Prison: Radical Self Help and Personal Transformation
Mateo Tabatabai (Author) The Mind-Made Prison is a highly effective self help and personal transformation guide.It takes you on a breathtaking journey through your psyche and shows you the exact things that are currently causing you pain and how you can remove these elements from your life.It is a MUST read for anyone interested in self development and self actualization.By using the authors proven techniques of personal transformation, you can literally learn to design your life in any way you want.By applying the teachings you will learn how to overcome any negative emotion, understand how your unique operating system functions and experience natural self confidence in your daily life.The mind-made prison is one that we are all caught in either knowingly or unknowingly and this comprehending guide explains how you can finally escape the iron grip of this prison.About the AuthorAt just the age of 24, Mateo is a Global Management Engineer, an entrepreneur who has started several successful companies and a Best Selling Author. He has specialized himself within the areas of personal transformation, self confidence and constant self development.He has over 7 years of experience as a Seminar Speaker and Coach and has spent the last 4 years travelling the world and honing his skills by meeting masters in different fields of self-improvement.He is currently studying to get a masters in Psychology and has dedicated his life to the study of human potential.
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Solid-joint Pliers with high-leverage Rivet location for a 26 percent improvement in cutting and grippingConstructed of forged, high- Carbon SteelGuaranteed forever
Kmart.com Coupons
High Value $3/1 Duraflame Firelogs Coupon
Added on : Friday January 11th 2013 04:00:03 PM
http://www.yourlifetips.com/home-improvement/camp-fire-safety-ti...
Up to 72% Off + $10 Off Any Purchase Sitewide w/Code @ Improvements
Added on : Saturday January 05th 2013 12:00:03 PM
Christmas Clearance Blowout Sale @ ImprovementsTake $10 off any purchase sitewide with coupon code MP2W612Details: Save $10 on any purchase. One discount per order. Offer valid on merchandise only (excludes selected electronics). Does not apply to gift certificates or Buyer's Club. Cannot be combined with other offers. Not valid on previous purchases.
Managing debt and planning for the future
Added on : Thursday January 03rd 2013 02:01:03 PM
I would really appreciate some feedback/suggestions for improvement on my financial situation.Age 28, married, no children, living in a suburb of a major Metropolitan AreaIncome:
Me: $60k + $20k/yr toward student loans + 5% 401k match, working in a very specialized mechanical/electrical field
DW: $35k, working as a part-time private school teacher
Additional: ~$10k additional using various side-income streams.
Outlook: DW's income is unlikely to change much in the future. Mine is scheduled to increase to 62k next year and 70k the year after. Then it should jump to at least $200k. Uncertain after that.Monthly costs:
Food: $300
Gas/Car Insurance: $300
Health insurance: $250
Phone (total): $120
Rent: $1000
Student loans: $500
Misc/Entertainment: $300Debts (All Stafford Student Loans):
Me: $140k with AVG ~5%
DW: $60k with AVG ~6.5%
We're on an IBR plan and pay a total of $500 per month
No credit card or other debtAssets:
$5000 Vehicle
$2000 DW's vehicle
$70k savings in various high-yield accounts (4-6% interest) when it isn't being used for churning
$50k investments: $40k in ROTH managed by a financial counselor which I pay $35/yr (hasn't done much in 5 years) and $10k in 401k and other investmentsSummary: DW and I have really thinned our spending. We are recently FWF-reformed and try not to spend anything unless we get a good deal. We have found that NOT spending money is actually pretty fun and we no longer equate spending money to having a good time (or success). We made some mistakes with overspending in college and have to deal with that now, but we have learned so much since then.My financial counselor only charges me $35/yr because it's a friend, but I've made next to nothing in my ROTH in the last 5 years which really sucks. I really have no idea how to manage investments and would really like some advice on where to start with that. The other issue is trying to balance our current savings with paying off our loans. Our thought is that it will be less burden with my increased income in 2 years than it is now, so we'd like to have this safety net for the next 2 years even if it costs us a marginal difference in interest. That and I may find other loan repayment options with future employers.Thanks so much for reading. Bring on the pain!
Planning big ticket purchases - need advice
Added on : Wednesday January 02nd 2013 04:01:04 PM
Hello FWers,I have some big ticket purchases coming up in the year, and needed some advice with planning for it.Purchases
1. Car
Unfortunately my 1996 camry just gave up. Planning on buying a used 2010/2009 Prius with low miles. I drive a lot.
Financing: Pre-approved for $25K @ 1.49% penfed loan. Want to keep it under $20K. I have about $5K available in cash.
Timeframe: End of Jan '132. Home improvements
Need to remodel kitchen and 2 bathrooms.
Financing: Budgeting for $40K. Planning on taking a home equity loan. Current equity in the house is ~120K. 80% LTV would give $60K loan
Timeframe: May - Jun '133. Property
Opportunity to invest in a property for $60K. It is expected to appreciate a lot from the current price.
Financing: Balance transfer or home equity loan
Timeframe: Feb - Mar '13My current pay leaves me with $900 per month to invest after bills. Questions
- Will taking a car loan or having outstanding balance transfer negatively affect my ability to get a home equity loan.
- For the investment property, is it better to use the home equity loan or do balance transfer. If i use the home equity loan for investment property, then the remodeling needs to be delayed or financed through BTs.
- Will having a high outstanding balance affect BTs.
- I understand that I have an option of buying really used cars <$5K, but am kinda tired of all the repairs.
- What would be the best source of financing for each, and are there any other sources which I could tap into.Thanks for the help.
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Solid-joint Pliers with high-leverage Rivet location for a 26 percent improvement in cutting and grippingConstructed of forged, high- Carbon SteelGuaranteed forever
Kmart.com Coupons
Sample of Innovative Skincare Instant Smoothing Gel - Elle
Added on : Thursday December 27th 2012 01:00:46 PM
Sample of Innovative Skincare Instant Smoothing Gel To get this offer to work, you will need to fill out all of the fields even though they are not required, otherwise you will get a column error. I used 000-000-0000 in the phone # field, and it went through, so do that if you don't want to give your phone number.
Innovative Skincare said: This dramatically effective results-oriented formula combines botanical extracts, peptides, and growth factors to instantly help smooth and tighten, while promoting long-term improvements to the skin's appearance. INSTANT SMOOTHING GEL utilizes "intelligent proteins" to fight the signs of aging at a cellular level. These proteins are clinically proven to target damaged sites, strengthen dermal structure and assist in the formation of collagen and elastin. Antioxidant-rich INSTANT SMOOTHING GEL also helps reduce puffiness and dark under-eye circles.
FranklinCovey Style Guide: For Business and Technical Communication can help any writer produce documents that achieve outstanding results. Created by FranklinCovey, the world-renowned leader in helping organizations enhance individual effectiveness, this edition fully reflects todays online media and global business challenges. The only style guide used in FranklinCoveys own renowned Writing AdvantageTM and Technical Writing AdvantageTM programs, it covers everything from document design and graphics to sentence style and word choice. This editions many improvements include extensive new coverage of graphics, writing for online media, and international business English. Through dozens of examples and model documents, writers learn how to overcome writers block and efficiently create documents from start to finish. FranklinCoveys experts show how to get powerful results from every email; add distinctiveness and power to any online presence; write far more effective proposals, letters, memos, reports, and resumes; and improve all forms of documentation, from business procedures to highly technical content. Youll learn how to quickly discover and prioritize the information you need, whether youre planning a presentation, leading a meeting, or managing a project. The authors reveal how to design visuals that communicate messages instantly and intuitively, and use charts, color, illustrations, maps, photos, and tables to supercharge any presentation. Packed with up-to-the-minute examples, this A-Z guidebook can help you write more effectively no matter who you are whether youre a business or sales professional who must motivate and persuade, a technical professional who must explain challenging content more clearly and accurately, or a student who needs stronger writing skills to succeed in school and in your career
Text
Amazon Coupons
Every year in Jan, I try to "plan" or take a look at some things just to revisit, recheck or reassess.This is NOT meant to be a "new year resolution" thread, but more like a checklist of things to do atleast once or twice a year. Different things work for different people so let's not debate the timing or grouping of these activities. Some things make more sense for tax season, so this could serve as a checklist for that too. Lastly, some things cannot be planned (car requires immediate repair, medical condition requires surgery, etc) - this thread for things that we can think ahead on.Here are some things from my list in random order, please feel free to add/update/etc - - Determine Asset levels & liabilities as compared to last year (includes listing of all accounts)
- Obtain free credit report
- Obtain annual credit detailed reports (if your credit card company provides it) to assess spending levels, categories, etc.
- Assess Investment Strategy based on age to retirement/risk level.
- Create list of Gift Cards available at home (all of the 10 Target GCs should get listed now)
- Determine Cash Back opportunities on existing credit cards.
- Any new appliances required for the home or scheduled home improvements ?
- How much longer to keep existing cars ?
- Tentative Vacation Schedule.
- Summer or Winter plans
- Review last 2 years tax returns and start collecting documents as needed.
- W9 re-submit
- Determine cell phone coverage
- Determine home utilities - cable, internet, phone, electricity, etc
- Review Home Owner Insurance Coverage
- Review car insurance coverage
- Review medical plan benefitsI am sure the FW community will slice and dice this, so let's get going. Thanks for your time.
Back Again! Complete Red Green Show $100 Amazon
Added on : Sunday December 16th 2012 03:00:05 PM
Back again for $100Link to Possum Lodge300 Episodes
50 DVDs
Packaged in a tool box
Special Features
SDH SubtitlesEXTRA JUNK:
Red Greens of Cars and Men (71 min.), A Merry Red Green Christmas (45 min.), behind-the-scenes comments by star and creator Steve Smith, a tour of a duct tape factory guided by Red, production photos, fan-made duct tape creations, extended footage, introductions by Steve Smith, Red and Harold character profiles, biographies of stars Steve Smith and Patrick McKenna, and more
Editorial Reviews
Fifteen years of pandemonium at Possum Lodge, plus five bonus programsIt started as a shoestring-budget public television program about a merry bunch of misfits in the Canadian wildernessand it pretty much stayed that way. For 300 episodes, Red, his nephew Harold, and the Possum Lodge gang celebrated doing what men do when women arent around-and some things that are even worse. With over 100 hours of hijinks, behind-the-scenes specials, and inventive uses for duct tape, this collection offers the perfect excuse to grab a seat, crack open a cold one, and put off your next home-improvement project.PROGRAMS INCLUDE
The Red Green Show: The Infantile Years
The Red Green Show: The Toddlin Years
The Red Green Show: The Delinquent Years
The Red Green Show: The Geezer Years
Red Greens We Cant Help It-We're Men: Red tackles the battle of the sexes and offers advice for the forgetful husbands of the world. Approx. 65 min., plus 100 min. of bonus material
Its a Wonderful Red Green Christmas: The boys at Possum Lodge celebrate the holidays in style. Approx. 60 min., plus 45 min. of bonus material
Red Green D.V.D., Duct Tape Virtuoso Deluxe: Red demonstrates his appreciation for the handymans secret weapon. Approx. 64 min.
Hindsight Is 20/20: The gang looks back at the regret-filled history of The Red Green Show. Approx. 60 min., plus 66 min. of bonus material
The Red Green Story: Were All in This Together: The hilarious reunion special features rare clips, audition anecdotes, and production memories. Approx. 90 min.
Amazon Coupons
TigerDirect has the Intel x25-M SSD 160gb for $89.99 after rebate.NOTE: the rebate only goes thru today.http://www.tigerdirect.com/applications/SearchTools/item-details...
Not really sure of "hotness" in light of newer SSD controllers, but the capacity will easily make an improvement in my older SSD setup.
TigerDirect.com Coupons
Foxconn Barebone Nettop AMD E-350 $ 130.00 FS Newegg
Added on : Saturday December 15th 2012 09:00:06 AM
Foxconn nt-A3500-0h0WWAEQB AMD A45 (Hudson D1) 1 x 204Pin AMD Radeon HD 6310 White Mini / Booksize Barebone System
Link AMD A45 (Hudson D1)
AMD E-350 APU (1.6GHz, dual core)
AMD Radeon HD 6310
1 x 204Pin
Cons: HEAT All they need to do is add another fan at the intake side of the box to help push air through. Or do the mod I did. For the bios headache, they really need to add a bios update configuration in the bios.Put a spacer on the bottom of the outside of the unit, right below the processor, the bottom of the unit gets extremely hot, I had it without air space on the bottom of the case.
Other Thoughts: #UPDATE BIOS. I tried the uneboottin and it would not run on the USB (cd error)By accident I might have used the USB3.0 port. Go through the reviews at Newegg and find a link to where you get the HP USB formatter and Win 98 to create a bootable USB then copy updated bios files to usb. That worked for me updating the bios. HEAT, watching videos (using Cyberlink to upscale from 720 video to 1080 P) the temps hovered around 175 F degrees on HDTV. I cut a hole on the cover above the cooling fan and put a Laptop usb fan on top. That dropped the temps down to 145 degrees F running the processor at 100% for 1 hour idle temp is now 112 D F instead of 130 D F. EXCELLENT IMPROVEMENT. I am also going to use brazostweaker to lower the voltage which will drop temps even more. I have used brazostweaker on my HP DM1Z and it dropped temps another 10 degrees F. Also please note: supposedly the wireless was terrible but a review states that the 2 antenna wires were connected the wrong way and all you have to do is switch the connection to correct the problem. When you put in the ram, here is the wireless connections to double check. The external antenna wiring (black) should be on #2. The internal antenna wiring (white) should be on #1. For silverlight and Netflix, Silverlight has a major bug that prevents it from working properly with AMD E350 cpus. It is not a problem with the CPU itself.You have to press shift-ctrl and right click on the silverlight screen. An options menu will appear. Change the buffer size to the lowest number (I believe it is like 250 or something). The default is something like 2000. If you're slow, and it builds up to that level, it can take up to a minute to work.For an HTPC I am very satisfied, I also got the Logitech K400 wireless keyboard with touchpad (I do not know if Amazon still has it for 29 bucs) Also currently Staples has the Logitech wireless mouse with unifying USB plug that works with the K400 keyboard ( so in essence 1 usb plugin to operate keyboard and mouse at Staples Logitech M325 WIRELESS MS Staples Item # 366207 (Reg $29.99 Save- $7.50 Now: $22.49 Instant Savings - $12.50 total $9.99* free ship plus tax. Some mouse colors are sold out but I was able to get the red. The keyboard and mouse usb plug are both unifying plugs. The keyboard is great for surfing on my TV, I just needed a mouse for when I move files around.
Newegg Coupons
The Finepix S4250 is specifically designed for users who want maximum reach without compromising image quality or convenience. Featuring a high-quality 24x Fujinon optical zoom lens, the S4250 offers advanced features in a compact, robust, easy to use body. In addition, the S4250 also offers key performance improvements in speed and functionalityLINKY
Walmart Coupons
Just looked at RiteAid weekly add which says buy $50 Discover Home Improvement gift card and get $10 uprewards (Can be used for any thing in Riteaid). Not a bad deal if you are planning to buy some stuff in Homedepot / Lowes /Aces etc..
Special Promotion:Save 70% on a Brainbench Annual Subscription today.Only for 3 Days!linkPromotion Code: INT70From an email I received today:Now through December 14th, receive 70% off on an annual subscription.
That's right, it will only cost $59.70 for full access to 600+ certification tests for an entire year
(Normally $199.00)! The New Year is just around the corner. As people look back at 2012, many are already planning for 2013. Are you ready to progress your career to the next level? Whether you are looking to find a new job or trying to earn more, Brainbench can increase your value and prospects by getting certified. Over 10 million members worldwide have advanced their professional growth through our certifications. Let Brainbench help you...Stand out from the crowd. Certification can make a difference in your job search and salary. Show employers you are actively engaged in your profession and have the necessary skills to succeed.Act Now to save 70% off an annual subscription today and reach your professional goals for 2013! This promotion ends Dec 14th.
Annual Subscription Benefits Include: Unlimited access to over 600 certification, skills, and practice tests
Repeat tests and track your improvements
Listing in our Candidate Database, searched by thousands of employers
Free electronic certificateslinkPromotion Code: INT70
A brand new collection of state-of-the-art insights into transforming healthcare, from world-renowned experts and practitioners now in a convenient e-format, at a great price!   Making American healthcare work: 3 new eBooks get past ideology to deliver real solutions!   Even after Obamacare, Americas healthcare system is unsustainable and headed towards disaster. These three eBooks offer real solutions, not sterile ideology. In Overhauling America's Healthcare Machine: Stop the Bleeding and Save Trillions, leading healthcare expert and entrepreneur Douglas A. Perednia identifies the breathtaking complexity and specific inefficiencies that are driving the healthcare system towards collapse, and presents a new solution that protects patient and physician freedom, covers everyone, and wont bankrupt America. Perednia shows how to design a far simpler system: one that delivers care to everyone by drawing on the best of both market efficiency and public "universality" and is backed with detailed logic and objective calculations. Next, in Improving Healthcare Quality and Cost with Six Sigma, four leading experts introduce Six Sigma from the standpoint of the healthcare professional, showing exactly how to implement it successfully in real-world environments. The first 100% hands-on, start-to-finish blueprint for succeeding with Six Sigma in healthcare, this book covers every facet of Six Sigma in healthcare, demonstrating its use through examples and case studies from every area of the hospital: clinical, radiology, surgery, ICU, cardiovascular, laboratories, emergency, trauma, administrative services, staffing, billing, cafeteria, even central supply. Finally, in Reengineering Healthcare: A Manifesto for Radically Rethinking Healthcare Delivery JimChampy (Reengineering the Corporation) and Dr. Harry Greenspun show how reengineering methodologies can deliver breakthrough performance and efficiency improvements both within individual healthcare organizations and throughout the entire system, eliminating much of the 40%+ of U.S. healthcare costs now dedicated to administration. They demonstrate how reengineering can refocus investments on aligning quality and providing accessible care for millions more people.http://www.amazon.com/Practical-Healthcare-Management-Collection...
Amazon Coupons
Gerber Gear Multitool $21.99 at Amazon.com
Added on : Monday December 10th 2012 02:00:02 PM
Amazon is running a Category Lighting Deal on the Gerber 30-000016 Crucial Tool, Gray Multi-Tool. This item has a 4.5 star review average. $28.18 before the deal started. If you want one buy it now this is limited time offer. Second deal today. This tool is cheaper but has fewer options. Still a nice one.
Category deals are a little trickier to find. Here is a list and a link. http://www.amazon.com/Tools-and-Home-Improvement/b/ref=sd_allcat...
New Homeowner. Best way to allocate funds for Home Improvements.
Added on : Thursday December 06th 2012 02:01:04 PM
First off my apologies if I don't word this properly. I'm familiar w/ the RE jargon, but I'm not used to putting it in writing.
I am a new homeowner in Southern CA. I am trying to get input from the FWF community on ideas, tips and tricks for raising property value. A good chunk of my monthly mortgage goes to PMI and MIP. I would like to invest in the property as to increase value and offset LTV enough to remove PMI, escrow, etc. Of the improvements, I would prefer, but not dismiss, taking a loan of some sort. As long as in the end, I break even.My goal objectives are:
- Remove PMI, MIP as soon as possible. Refinance FHA loan into Conventional.
AND
1) live in the home for a period of time, perhaps 2-5 yrs, after which we would SELL the home and buy another one in a more desirable neighborhood.
OR
2) save for a second home, perhaps use the equity in this first home and purchase a second. Keep the first and take a stab at being a landlord renting it out.Already, I am looking into the following improvements:
- Replacement vinyl windows. This is a priority as the current ones are old single pane, have gaps, fall out of sliding tracks, etc.
* Lowest bid from a reputable window installer (Costco referral) for Milgard windows: $3,355.00- Build a patio cover.
* Lowest bid from general contractor: $3,200.00- Redo the kitchen. Basic, nothing too fancy.
* Ballpark estimate from window installer (above): ~$10,000.00- Repave cracked crumbly driveway.
* Lowest bid from general contractor: $3,553.00- Redo baseboards throughout house. The other day, my toddler discovered mold behind a cheapy plastic baseboards. This will soon become a priority.
* Lowest bid from general contractor: $1,850.00 Current Financial Picture
- Gainful yearly employment income: $45,500.00
- Brokerage Account 1 (Approx): $19,000.00 -- ($3K as "liquid cash", i consider this amount as a savings)
- Brokerage Account 2 (Approx): $6,000.00
- 401(k) Account (Approx): $25,000.00- Property Value: $200,000
- Financed Loan FHA: $196,377 (@ 30-yr fixed, 3.25% interest rate, 4.095% APR)
- FHA downpayment @3.5%: $7,000
- Total closing costs (incl. downpayment): $10053.21
- Property Appraisal Amount: $210,000
- Neighborhood comparable sold rage: $190,000 - $260,000
My concerns are investing heavily and depleting my cash reserves. Although employment is extremely secure, cash reserves are necessary leading me to consider redoing a kitchen may wind up being my last project right before selling. I have had a difficult time getting a clear answer on which improvements can I can have the house reappraised to adjust the LTV.Any ideas, tips, tricks, constructive criticism would be greatly appreciated.Merry Christmas to all FWF members!
Sears.com $17.99 ship to store Craftsman 13 in. & 18 in. Tool Bag Combo
Added on : Monday December 03rd 2012 06:00:05 PM
Craftsman 13 in. & 18 in. Tool Bag Combo
item #00937537000
Mfr. model #37537Text$17.99 after deducting applicable additional savings

Shop Your Way RewardsSM Members earn 200 Points if they purchase this item
Tool Bag Combo Will Organize All Your ToolsNothing's more frustrating than reaching for a tool in the middle of a project and finding it missing, but with the Craftsman 13 in and 18 in Bag Combo, all your tools will be at your fingertips. The oversized zipper tops makes even big tools easy to store and retrieve. The smaller ones are clearly visible when stored in the sturdy mesh pockets on the outside of the bags.You can use the Tool Bag Combo together or separately. Store the bigger tools in the garage or hall closet in the larger bag for home repairs and improvement projects. Keep the smaller bag in the car or truck to hold the tools and accessories you need for highway emergencies and simple automotive repairs on the road. Both bags are supple and strong, constructed from heavy duty flexible material that takes up less space than bags made from stiff materials. Craftsman 13 in and 18 in Bag Combo is a great gift for all ages of handymen and handywomen Large and small sizes accommodate all sizes of hand tools and small power tools Extra strong zippers and materials won't tear or rip when exposed to sharp edges or pointed ends Large openings let you see all the contents of the bags instead of groping in darkness for familiar shapes Mesh pockets are perfect for storing small items such as tapes and fasteners Bag colors vary by store Super strong construction ensures years of use without rips or tears
Sears.com Coupons
Apple Lightning to 30-Pin Adapter for $10 + $2 S&H - Saveology
Added on : Thursday November 29th 2012 02:00:07 PM
Apple Lightning to 30-Pin Adapter for $10 + $2 S&H - Saveologyhttps://www.saveology.com/deals/national/apple-lightning-to-thir... Saveology has an Apple Lightning to 30-Pin connector for $10 + $2 S&H. This is the description:

Connects devices to many of 30-pin accessories
Supports analog audio output and USB audio
Syncs and charges
Video output not supported
Compatible with iPhone 5; iPod Touch 5th generation; iPod nano 7th generation; iPad 4th generation; iPad mini

Highlights:
Apple's latest generation of devices offers many improvements over their predecessors, but the change of most significance seems to be the dock connector. The Lightning to 30-Pin Adapter is the intelligent and ultra-compact alternative specifically designed for the following: iPhone 5; iPod Touch 5th generation; iPod nano 7th generation; iPad 4th generation; iPad mini. Each of these adapters lets you connect 30-pin-dock-connector accessories to the latest iPhone, iPod, and iPad models by offering a Lightning-connector plug on one end and a 30-pin port on the other. You insert the Lightning-connector plug into your iPhone 5, seventh-generation iPod nano, or fifth-generation iPod touch, etc, and then attach the 30-pin end to the dock connector of your favorite speaker system or other compatible accessory. Fine Print:
Limit 3 per person May not be combined with any other offer Shipping is NOT included; Additional $2.00 will be collected at checkout Must provide name and shipping address at checkout, which will be shared to facilitate shipping Does not ship to AK/HI/Canada Does not ship to PO boxes No returns unless damaged or defective Delivery will take 10-15 business days Voucher Expires on 2/26/2013

This will probably go down in flames, but posting it anyways. I purchased a third party lightning cable that works great. Hoping this will work in my car. AzBertman op
Saveology Coupons
CVS 12/2 - 12/8
Added on : Thursday November 29th 2012 08:01:33 AM
Scan your ExtraCare Card at the Coupon Center to receive your savings today! $5 off any $25 Fragrance purchase - your choice!ECB DEALSSpend $25 Get $5 ECB wyb Toys (excludes red hot deals, ASTV, RC helicopter, ROBO fish and electronics) Limit 1Spend $30 Get $10 ECB wyb these Hallmark products: Limit 1
Peanuts Sound Book or Hallmark Book $7.99
Hallmark Jingle Interactive Story Buddy $24.99
Hallmark Grab-N-Gabs $14.99
Hallmark Happy Tappers reindeer, elf, Santa or snowman $14.99Spend $50 Get $10 ECB wyb iTunes or App Store Cards Limit 1Get $5 ECB wyb (2) Visa or Home Improvement gift cards Limit 1Spend $50 Get $10 ECB wyb Spa & Wellness or Adidas Gift Card Limit 1Spend $15 Get $5 ECB wyb Duracell Alkaline AAA, AA 8pk., C, D 4pk., 9-volt 2pk. or Ultra Power AAA, AA 6 pk. 2/$12 Limit 1Get $3 ECB wyb (75) 4x6 digital prints, order in store only Limit 1Get $3 ECB wyb LED Light Sets Limit 1Get $3 ECB wyb (4) M&M's 8-12.6 oz 4/$10 Limit 1Spend $10 Get $3 ECB wyb the candy listed: Limit 2
Hershey's pouches 8-10.5 oz 2/$6
Hershey's Extra Large bar 4-4.5 oz or Cadbury bar 3.5-4 oz 2/$3
Hershey's Simple Pleasures pouches 5.6 oz 2/$6
Hershey's Holiday assorted 7.8-8.5 oz 4/$10
Hershey's Big Bag assorted 17.8-19.75 oz 2/$10Get $1 ECB wyb (2) Planters mixed nuts 10.3 oz or cashew halves 8 oz 2/$8 Limit 1Get $1 ECB wyb (2) Doritos 10.5-12 oz (excludes Baked), Smartfood Selects popcorn 4-6 oz or Stacey's Pita Crisps 6.75 oz 2/$6 Limit 1Get $2 ECB wyb (3) General Mills, Nature Valley bars 5-12ct., Fiber One 14.25-16.2 oz, Total 10.6 oz or Rice Chex cereal 12.8 oz 3/$10 Limit 1Get $1 ECB wyb Lipton iced tea 16.9 oz bottles 12pk. $4.99 Limit 1Get $3 ECB wyb (3) 7UP, Canada Dry, A&W or Sunkist 12 oz cans 12pk. 3/$11 Limit 1Get $1 ECB wyb One gallon whole, fat free, skin, 1% or 2% milk Limit 2 *milk deals are regional/different pricesSpend $15 Get $5 ECB wyb ANY Glade products Limit 1Spend $12 Get $4 ECB wyb the products listed: Limit 1
Scrubbing Bubbles 16 oz, Shout, Fantastik or Windex 22-32 oz 2/$6
Pledge 9.7 oz or Scrubbing Bubbles 20 oz or gel discs 6ct. 2/$7Get $1 ECB wyb All liquid 28-32 loads, small & mighty 32 loads or mighty pacs 24ct. $3.99 Limit 4Get $1 ECB wyb Cottonelle or Cottonelle Ultra bathroom tissue 18 pk. $8.99 Limit 3Get $5 EB wyb ANY of the hair styling products listed: Limit 1
Conair Mid-size 1875 watt hair dryer $14.99
Conair Instant Heat curling iron $19.99
Infiniti Pro by Conair 1875 watt styling tool $29.99
Infiniti Pro by Conair argan oil fusion straightener $29.99
John Frieda Full Volume hair dryer $39.99
John Frieda Sleek Finish hair straightener $39.99Get $3 ECB wyb the Chopper trimmer or grooming systems by Conair (excludes clearance items) Limit 1Get $10 ECB wyb Steam Weaver by Conair $49.99 Limit 1Get $10 ECB wyb Infiniti Pro by Conair 2" Spin Air Brush $49.99 Limit 1Spend $10 Get $4 ECB wyb ANY CoverGirl Face, Eye, Lip or Outlast Nail (excludes clearance items) Limit 1Spend $10 Get $4 wyb ALL Almay Cosmetics Limit 1Get $3 ECB wyb Spoiled Nail Pail $6.99 (excludes clearance items) Limit 1Spend $12 Get $4 ECB on ALL L'Oreal Cosmetics (excludes clearance items) Limit 1Get $1 ECB wyb Tone Body wash 16-18 oz, NutriSkin lotion 21 oz or Dial bar soap 8 pk. $3.99 Limit 2Spend $30 Get $10 ECB wyb these L'Oreal products Limit 1
L'Oreal RevitaLift, Age Perfect or Youth Code BB cream (excludes Deep Set Wrinkle) $11.99
L'Oreal Youth Code or Triple Power RevitaLift 0.5-1.7 oz $19.99
L'Oreal Golden Balm 0.5-1.7 oz or RevitaLift Dee Set Wrinkle 1-1.7 oz $14.99Spend $30 Get $10 wyb ANY Lumene Limit 1
Lumene Time Freeze, Vitamin C+ or Sensitive Touch 0.17-1.7 oz or beauty drops 28ct. $15Get $10 ECB wyb ANY DermaSilk (excludes trial sizes and clearance items) Limit 1Get $1 ECB wyb Select Right Guard, Dry Idea antiperspirant/deodorant (excludes Twin pks and aerosols), Total Defense 5 body wash 13.5 oz or bar soap 6pk. $2.99 Limit 1Spend $10 Get $5 ECB wyb Nivea 3 pc. gift sets, creme 0.85-3.5 oz or Nivea products listed: Limit 1
Nivea lotion 13.5 oz or creme 6.8 oz (excludes good-bye cellulite and firming Q10) $6.88
Nivea body wash 16.9 oz or scrub 12 oz $4.88Spend $30 Get $10 ECB wyb Garnier Skin Care (excludes clearance items) Limit 1Get $2 ECB wyb Jergens 16.8-21 oz, Curel 13 oz, Biore cleanser 5-6.7 oz, towelettes 30ct. or pore strips 6-8 ct. $7.79 Limit 1Spend $12 Get $4 ECB wyb ALL Trsemme (excludes clearance items) Limit 1Spend $20 Get $10 ECB wyb any Nexxus shampoo, conditioner or styler (excludes clearance items) Limit 1Spend $10 Get $3 ECB wyb the Clairol and Head & Shoulders listed: Limit 1
Clairol nice'n easy or root touch-up hair color $5.99
Head & Shoulders shampoo 23.7 oz or men's 14.2 oz $6.19Get $2 ECB wyb Axe gift sets $9.99 (while supplies last) Limit 1Spend $20 Get $10 ECB on ALL Schick and Playtex items (excludes clearance items) Limit 1Get $5 ECB wyb Philips Norelco Body groom or triple-head razor $34.99 Limit 1Get $5 ECB wyb Gillette Fusion ProGlide razor 1ct. AND cartridges 4-8 ct. Limit 1Get $5 ECB wyb Gillette Mach3 razor 1ct. or cartridges 5-12 ct. Limit 1Get $4 ECB wyb Pampers Jumbo Pk. $9.99 Limit 1Get $3 ECB wyb (2) ALL Colgate Single Pk. Manual toothbrushes 2/$5.98 Limit 5Spend $10 Get $5 ECB wyb ANY Colgate Optic White (excludes clearance items) Limit 2Spend $10 Get $5 ECB wyb ANY Listerine, Reach or Rembrandt items (excludes clearance items) Limit 2Get $10 ECB wyb Alli refill pack 120ct. $59.99. Alli starter kit 90ct. $49.99 Limit 1Get $3 ECB wyb NyQuil/DayQuil 48 ct., liquid 24 oz, Nature Fusion liquid/caplet Combo pk. or VaproRub 6 oz $10.99 Limit 5Get $6 ECB wyb Align probiotic supplement 42 ct. $35.99 Limit 3Spend $20 Get $6 ECB wyb the products listed: Limit 1
Alka-Seltzer Plus Cold, TruBiotics, ALL Aleve, Bayer aspirin or Phillip's Colon HealthGet $3 ECB wyb Bausch & Lomb Renu 12 oz, Bio True 10 oz, Boston 0.12-3.5 oz, Soothe 0.5 oz or 28ct. $8.99 Limit 1Spend $15 Get $5 ECB wyb ANY Futuro (excludes clearance items) Limit 1Get $1 ECB wyb ANY Bengay, Max-Freeze or Salonpas (excludes 1ct.) Limit 1BOGO DEALSNature Made Vitamins (excludes Gummies)
All Sundown Naturals or Ester-C
All Osteo Bi-Flex
CVS Value Size calcium 200-600ct., fish oil 200-400 ct., Spectravite 260-365 ct. or vitamin D 200-300ct.
ALL CVS Batteries
Whitman's 10-12 oz
Altoids mints 1.76 oz or Smalls 50ct.
Design Focus foil or holographic gift wrap 40x40
Revere House jar candle 23 oz or 3-layer Candle-lite 19 oz
Kodak HD Power Flash camera 27 exp.
Revlon hairbrushes
Aquafresh 6-6.4 oz, Colgate 6.4 oz, Kid's 4.6 oz or Plus toothbrush 1ct.OTHER DEALSDanish Styler butter cookies 4 oz or giant cookie tin 2 oz $0.99
Campbell's soup 10.75 or Swanson chicken broth 14.5 oz $0.88
Domino sugar 4 lbs or Truvia sweetener packets 40ct. $2.99
Kleenex regular 100ct., with lotion 70ct. or upright 60ct. $0.99
Xtra liquid laundry detergent 30 loads $1.99
Ajax dish liquid 14 oz or Renuzit Adjustables air freshener 7.5 oz $0.88
Carmex lip balm 0.075-0.35 oz $0.99
Halls cough drops 17-30ct. 2/$3
Johnson's 13-15 oz, oil getl 6.5 oz or Desitin 2 oz $2.99
All Got2b Hair stylers $3.99
Nivea Lip Care 0.17-0.2 oz 2/$5
*shows $3/2 coupon coming
Dial Complete hand wash 7.5 oz or Tone bar soap 2-3 pk. $1.99
Pepsi 2 liter $0.88
Deer Park water 24pk. $3.88FREE WHEN YOU BUY:Free $10 American Express Prepaid Gift Card wyb ANY (3) American Express Prepaid Gift Cards Limit 3Free Clear Men's hair care 12.9 oz wyb (2) Select Dove, Degree or Dove Men+Care antiperspirant/deodorant 2/$8
Thx amit19/sd
Rite Aid 12/9 - 12/15
Added on : Wednesday November 28th 2012 03:01:39 PM
Some highlights:$10 +UP for $50 Home Improvement card (limit 2)
Nice
Kellogg's cereal
$5(2)
- $2 +UP
- $1/2 from 11/11 RP
= $2 for both
Free Pop Tarts
2/$5
- 2 $1.50 Kellogg's Family Rewards manufacturer coupons (each coupon costs 100 Family Rewards points)
(You can play their Facebook game daily here and earn free points to earn coupons for Pop Tarts or anything else you want to save up for. There is also a Fat Wallet thread here in which there are numerous free bonus point codes available. Pop Tart coupons will only be available at the Family Rewards site through December 3, 2012. By using the back arrow on your browser, you can get TWO prints for 100 points.)
- $2 +UP
= FREE
More delas to be posted later...
Backpack for Tools, 48-Pocket $47.95
Added on : Wednesday November 28th 2012 03:00:07 PM
Amazon is running a Category Lighting Deal on the Custom Leathercraft 1134 Tool Backpack, 48-Pocket This item has a 4.5 star review average. $59.60 before the deal started. This is a 4 hour deal.
Category deals are a little trickier to find. Here is a list and a link. http://www.amazon.com/Tools-and-Home-Improvement/b/ref=sd_allcat...

Amazon Coupons
Gerber Gear Multitool $19.99
Added on : Wednesday November 28th 2012 10:00:13 AM
Gerber Gear Crucial Green Multitool $19.99
Amazon is running a Category Lighting Deal on the Gerber 31-000620 Crucial Tool with Corkscrew, Green Multi-Tool. This item has a 3.7 star review average.
$25.98 before the deal started.
Category deals are a little trickier to find. Here is a list and a link. http://www.amazon.com/Tools-and-Home-Improvement/b/direct link
Amazon Coupons
Best business cashback card for artist?
Added on : Monday November 26th 2012 08:01:23 PM
My mom has been trying to get a new business card to separate her expenses. She's an artist and goes to home improvement stores and art supply stores quite a bit. It's not like a typical business card (office supplies!) would be useful here. Does anyone have any tips other than a good general CB card? She already has the Fidelity 1.5 visa as her personal card. The only one I could think of would be the US Bank Cash Plus which allows you to select home improvement, but she wouldn't be using Groceries/Drugstore on that and the remaining 5% category doesn't have an art store category!
Republic Wireless, a hybrid cell service that uses wifi as well as traditional phone networks for calling, finally opened up last week to the public after being in an "invitation only" beta phase for the past year (no more "waves" or waiting; anyone can join now and purchase a phone and service). Phones are expected to ship by mid-December. Service is $19/month (plus applicable taxes, federal/states fees, etc.) for unlimited calls, texting, and data.That being said, this service is not for everyone. A few things to know:1. There is only one phone available (the Motorola dual-band Defy XT, which you must purchase from RW for $249). You cannot purchase a phone elsewhere and then use it with RW. They hope to add additional phones, but you shouldn't expect that to happen any time soon.
2. Customer service is "community" based, which means that the main avenue for assistance is posting on a message board and getting help from other members. There is no customer service phone number to call, although you can initiate help requests with RW online. If you need a lot of handholding when dealing with technology, RW is probably not a good match for you.
3. You must have access to the Sprint network to activate the phone (RW is based on the Sprint network).
4. They do not currently offer MMS (and, although they are working on this, it may never be a feature).
5. The service is still in beta, even though it is now an open beta. Although anyone can now purchase the service without an invitation or being on a waiting list, be aware that RW is still tinkering with addressing issues and making improvements. Expect some glitches and ups and downs as this continues. Still, a great option for many people (including me, hopefully, since I've now ordered a phone after having been on their waiting list for over a year!), and you can't beat the price. If you are considering joining RW, you would be well-advised to browse the message board and read some of the discussions about the service as well as the posted documentation/FAQs so you know better what it involves and what you will be getting (ignore references to "waves"; they are no longer relevant). (There are also some previous discussions on FW that may be informative, although much of the info will now be out-of-date.)
Carbon Monoxide Alarm Deal $21.22
Added on : Thursday November 22nd 2012 11:01:54 AM
Amazon is running a 4 hour CATEGORY Lightning Deal on Nighthawk Carbon Monoxide Alarm, Yesterday the price was $24.21. Todays deal price is $21.22
The Deal is in the Home Improvement store.
Here is a link: http://www.amazon.com/exec/obidos/tg/browse/-/228013?/ref=pe_306...
This unit is "plug and play" with battery backup. 7-Year end of life warning alerts user to replace CO alarm after 7-years of operation (40% longer than 1st Alert CO alarms) Very compact.
Amazon Coupons
http://www.dailysteals.com/1. it is Refurbished.
2. I guess it is an improvement of earlier version ipad 3. it upgrade to Retina display only, and keep all others are same. keep the A5X chip and old version of wifi.....
3. consider it is an version version, it has GPS
4. you can also have the Refurbished iPad with Wi-Fi 16GB (3rd generation) in Apple Store with price $379.00+tax (http://store.apple.com/us/product/FC705/refurbished-ipad-with-wi...
Penfed cc offering 3% rewards for Home improvement stores, Nov-Dec 2012
Added on : Monday November 19th 2012 07:01:00 PM
Saw this when logged into account...(YMMV)From November 1 - December 31, 2012, Penfed credit card customers can earn:
3 points per dollar spent on purchases at qualifying home improvement stores when you use your PenFed Platinum Rewards Card
OR
3% Cash Back per dollar spent on purchases at qualifying home improvement stores when you use your PenFed Platinum Cash Rewards Card
Qualifying Home Improvement Merchants (Store List):

Lowes
The Home Depot
Menards
Cost Plus
Orchard Supply Hardware
Old Time Pottery
HD Supply
D&B Supply
Parr Lumber Co.
Fastenal Company
True Value
Habitat for Humanity
Ashley Furniture
Pinch A Penny
Ace Hardware
Insignia 50" 1080P LCD 120hz @ BB: $499 + FS
Added on : Friday November 16th 2012 02:00:04 PM
LinkBest Buy has an Insignia 50" LCD 1080P 120hz HDTV for $499 with free shipping for today and tomorrow (November 16th and 17th.) I believe the 60hz version of this TV has been this price before, but now you get the benefit of 120hz.I currently have an Insignia 42" 720p plasma and have been impressed with it. If this has the same speakers, they're quite impressive as far as built in sound goes. I have a Vizio soundbar hooked up, and it really isn't that much of an improvement.
Best Buy Coupons
LINKCode = HUSH40 which gives you 35% of regular Canon Store price $279.9935x wide-angle optical zoom (24-840mm) with Optical Image Stabilizer
Improvements to Movie modes: use the Optical Image Stabilizer in the wide-angle setting;Optical Zoom is now available while shooting video
720p HD video with stereo sound; HDMI output
New Zoom Framing Assist button; DIGIC 4 Image Processor and 14.1 megapixels
Capture images and video to SD/SDHC/SDXC memory card, MultiMediaCard, MMC Plus Card, HC MMC Plus Card
Features
Canon's first high-powered 35x Wide-Angle Optical Zoom (24-840mm) with Optical Image Stabilizer
The PowerShot SX30 IS is equipped with a 35x Optical Zoom lens with a focal length of 4.3 - 150.5mm (35mm equivalent: 24 - 840mm) that allows you to shoot any scene from wide-angle to telephoto. The camera uses a VCM (Voice Coil Motor) for high-speed, quiet, energy-efficient lens movement with precise control. Focal length is conveniently indicated on the lens barrel. Improvements to Movie modes
Dynamic IS allows you to capture video with more precision and ease than ever before! Without having to make any additional camera adjustments, Dynamic IS automatically operates the moment you start recording video. This image stabilizer continuously readjusts throughout the camera's entire zoom range to correct a broad range of motion - especially when shooting in the wide-angle end, so footage comes out steady and clear even while you're walking and recording at the same time! Shoots superb 720p HD video with stereo sound, view with an HDMI output connector for easy playback on your HDTV.
The PowerShot SX30 IS lets you record video in beautiful high definition (1280 x 720 pixels). The camera also makes it easy to enjoy HD videos (and still photos) on your HDTV with a mini-HDMI connector for direct connection to a high-definition TV monitor. You'll enjoy the HD experience with no degradation of image or audio in the signal, plus the ability to display up to 130 still images at once. New Zoom Framing Assist button
With its 35x Optical Zoom lens, the SX30 IS can certainly capture subjects located at a very far distance; however, even with a powerful zoom lens it can often be tricky to track a moving subject while zoomed out to the maximum telephoto range and attempting to steady the camera. To counter this problem, Canon created the Zoom Framing Assist function. By simply pressing and holding the convenient Zoom Framing Assist function button, the camera will automatically zoom out to a wider focal point, allowing you to look for your elusive subject. Once found, releasing the button will cause the camera to return to its original position and intelligently keep the subject in focus, so you don't have to trouble yourself with any of the controls. Recording video and images has never been easier with a Canon PowerShot! Powerful DIGIC 4 Image Processor and 14.1 Megapixels
The PowerShot SX30 IS is equipped with many of the same features as a higher-end camera: an ultra-powerful zoom, eye-popping resolution and advanced picture-improving technology. 14.1 Megapixels of resolution gives your photography incomparable depth and ensures that any section of any shot can be enlarged and cropped with no loss in quality when you edit the image or even if you choose to print the image. It can create crisp, clear 13" x 19" posters. Large 2.7-inch Vari-angle LCD enables easy viewing.
The camera's 2.7-inch PureColor System LCD screen gives you the big picture, whether you're shooting, reviewing or showing off your images. This high-resolution screen offers a crisp, clear picture to make shooting, playback and using the camera's menu functions especially convenient. The clear and bright LCD also features Night Display for easy viewing in low light. It also has an electronic viewfinder that provides sharp images when you shoot up close during Macro photography.CANON iMAGE GATEWAY Qualified
An online resource offering digital imaging education and photo and video sharing capabilities exclusively for registered owners of qualified Canon products. Members can read up on topics related
Canon Coupons
Ripped from SDNew Belgium Beer Globe Glass Holiday Pack (2 glasses, 2 size options) $8.99 + Free Ship + Free charity donation
Same deal is back from last year.2-Pack - 16oz or 12ozLink Here---Copied from the website-----
Cheers to happy beers and good causesThis glassware not only enhances the enjoyment of our beer, but also supports the efforts put forth by these organizations. For each 2-pack purchased, New Belgium will donate $1 to the good cause YOU choose below.► Please allow 5-7 EXTRA days for winter holiday glasses to arrive.
Water Stewardship Water Keeper Alliance
www.waterkeeper.orgMission To provide a way for communities to stand up for their right to clean water and for the wise and equitable use of water resources, both locally and globally.
Influences legislation to protect and maintain drinkable, fishable, swimmable waterways worldwide Sensible Transportation & bike Advocacy - People for Bikes
www.peopleforbikes.orgMission - To make bicycling safer, more convenient, and appealing to everyone.
Influence congress and local legislature to make cost-effective investments in bicycling facilities and programs Sustainable Agriculture Organic Farming Research Foundation
www.ofrf.orgMission To foster the improvement and widespread adoption of organic farming systems.
Sponsor and fund research on organic practices and educate the public and retailers on the benefits or organic products. Climate Change Adaptation 350.org
www.350.orgMission - to build a global grassroots movement to solve the climate crisis.
http://images.iheartriteaid.com/ad_scans/2012/1122/ra112212.pdfad scan courtesy of erica/ihra UP DealsPlanters Assorted Holiday 3 Packs $5.99 - $3UP = $2.99 Limit 2
Hersheys Pot of Gold Boxed Candy $3.99 - $2UP = $1.99 Limit 2
100 Count Holiday Light Sets $2.97 - $1UP = $1.97 Limit 2
iTunes Prepaid Gift Cards Get back $15UP wyb $60 Limit 2
General Mills Cereals 10-16.2oz, Cereal Bars 5-10ct BOGO Get $2UP wyb 2 Limit 2
Bounty Basic Paper Towels 8ct, Charmin Basic Bathroom Tissue $5.49 - $1UP = $4.49 Limit 2
Arm & Hammer Laundry Detergent Liquid 45 - 50oz or Powder Paks 16-20ct 2/$6 - $3UP = 2/$3 Limit 2
PNY or San Disk 8GB SD Card or Flashdrive $13.99 - $10UP = $3.99 Limit 2
Hot Wheels Vehicles 2/$2 - $1UP = 2/$1 Limit 2
Revlon Core or Top Speed Nail Enamel $2.99 - $1UP = $1.99 Limit 2
Wet n Wild Pretty Wild Holiday Nail Set $3.49 - $2.50UP = $0.99 Limit 2
Kushy Foot Tights, Socks or Footcovers $4.99 - $4UP = $0.99 Limit 2
No Nonsense Leggings $9.99 - $5UP = $4.99 Limit 2
Fragrance Gift Sets $7.99 - $3 UP = $4.99 Limit 2
Cosmetics Gift Sets (Reg Retail $2.99) $2.49 - $1UP = $1.49 Limit 2
Cosmetics Gift Sets (Reg Retail $9.99) $7.99 - $2UP = $5.99 Limit 2
Softsoap Liquid Hand Soap 5.5 - 7.5oz $1.89 - $1UP = $0.89 Limit 2
Salon Grafix Hair Spray 1.5oz, Clear Shampoo or Conditioner 3oz, LA Looks Gel, Dep Gel or LaBella Gel 40oz $1.99 - $1UP = $0.99
Gillette Series, Satin Care or Foamy Shave Gel 7-11oz, Edge or Skintimate Shave Gel 6-10oz 2/$5 - $2UP = 2/$3 Limit 3
Axe Body Spray, Antiperspirant/Deodorant, Degree or Dove 2.6-4oz 2/$8 - $3UP = 2/$5
Russell Stover Club Bag 20.7oz $5.99 - $3UP = $2.99 Limit 4
Russell Stover or Palmer Bagged Candy 2.95oz-4.5oz 2/$2 - $1UP = $1 Limit 4
Home Improvement Prepaid Gift Cards Get Back $10UP wyb $50 Limit 2
7UP or Diet 7UP 12 Pack 12oz Cans 3/$9 - $3UP = 3/$6 Limit 2
Pringles Super Stacks 6.34 - 6.41oz 2/$3 - $1UP = 2/$2 Limit 2
M&M's Candies 9.9-12.6oz 4/$10 - $4UP = 4/$6 Limit 4
Russell Stover Candy 30oz $9.99 - $3UP = $6.99 Limit 4
Russell Stover Candy 24oz $6.99 - $3UP = $3.99 Limit 4
Hershey's, Mars, Nestle or Wrigley's Single Serve Candy Bars 3/$2 - $1UP = 3/$1 Limit 5
Monster Energy Drinks 16oz 2/$3 - $2UP = 2/$1 Limit 2In Ad CouponsConair Quiet Dryer #146, Ultra Slim Straightener, Instant Heat Curl Irons 3/4" & 1", Haircut Kit or Beard Trimmer $12.99 - $3 in ad = $9.99
4" x 8" Photo Greet Cards 20ct $5
Nivea Shave Gels or Foam for Men 7-8.7oz $1.99 - $1 in ad = $0.99
American Greeting Card $1.29 or more BOGO Other DealsPopcorn Tin 24oz $2.99
Original Gourmet Butter Cookies 12oz $1.69
Coca Cola Products 2 Liter $0.88
7" Pre-Lit Deluxe Christmas Tree or Electric Stove Heater $69.99
Discovery Kids 52 Piece Wooden Train Table Set $49.99
Potato Chips 10-15oz, Doritos 10.5-11.5oz $1.99
Budweiser, Coors or Miller Beer 18 Pack 12 oz Bottles $11.99
Lava Lamp, Warming Booties, Memory Foam Pillow, Conair Massaging Slippers or Homedics Foot Bubble Bliss $9.99
Atari Sega or Flashback 3 Arcade Game Console $29.99
Kids Stuff All $5.99 Pre-priced Christmas Toys $2.99
Walking Doll, Rocking Horse, Air 60 Wirelesss Game, Keyboard/Guitar, Cardboard Play House, Jumbo Bead Set or Remote Control Vengeance Car $19.99
Bright Star Cozy Socks 1 Pack, Comfy Toes Low Cut Socks 2 Pack 2/$1
Nivea Creme Tins 1oz 3/$0.99
Yardley Bars 2/$1
Wahl Lithium-Ion Trimmer or Philips Norelco Cordless Razor $29.99
46" Standing Snowman or Santa Christmas Tree/Snowman Collection or 5 Piece Door Decorating Kit $24.99
FujiFilm One Time Use camera Single Pack $3.33
Brown & Haley Roca Tins 10oz $2.99
12" DiGiorno Pizza 2/$9
Bud Light Platinum, Bud Light Lime or Michelob Ultra Beer 12 Pack 12oz Longneck, Bud Light Lime-A-Rita 12 Pack 8oz Cans $9.99
Budweiser, Coors or Miller Beer 12 Pack 12oz Cans $8.49
Robert Mondavi Woodbridge Wine 1.5 Liter (Chardonnay, Cabernet Sauvignon, Merlot, Sauvignon Blanc, Riesling or Pinot Grigio), Bella Sera Wine 1.5 Liter (Pinot Noir or Pinot Grigio), Clos Du Bois Wine 750mL (Chardonnay) $10.99
Barefoot Wine 750mL (Chardonnay, Cabernet Sauvignon, Merlot, White Zinfandel, Pinot Grigio, Moscato or Sweet Red), Yellow Tail Wine 750 mL (Chardonnay, Cabernet, Sauvignon, Merlot, Shiraz, Shiraz Cabernet or Pinot Grigio) $5.99All Giftwrap and Boxed Cards Buy One Get Two Free
Duracell Coppertop Batteries BOGO
Candle Lite 19oz, Willow Lane 19oz or 3 Layer Candles Buy One Get Two Free
As Seen on TV products BOGO
Wahl Ear/Nose/Brow or Microfinish & GroomsMan Trimmer or Home Pro Haircut Kit 50% off
Sally Hansen Complete Salon Manicure Nail Enamel BOGO
Neutrogena Lip or Eye Products BOGO
Reading Glasses Reg Retail $16.99 and up Buy One Get Two Freethnx randy71-sd
RITE AID Black Friday 2012 three day 11/22-24 ups/deals/etc
Added on : Monday November 05th 2012 10:01:14 PM
UP DealsPlanters Assorted Holiday 3 Packs $5.99 - $3UP = $2.99 Limit 2
Hersheys Pot of Gold Boxed Candy $3.99 - $2UP = $1.99 Limit 2
100 Count Holiday Light Sets $2.97 - $1UP = $1.97 Limit 2
iTunes Prepaid Gift Cards Get back $15UP wyb $60 Limit 2
General Mills Cereals 10-16.2oz, Cereal Bars 5-10ct BOGO Get $2UP wyb 2 Limit 2
Bounty Basic Paper Towels 8ct, Charmin Basic Bathroom Tissue $5.49 - $1UP = $4.49 Limit 2
Arm & Hammer Laundry Detergent Liquid 45 - 50oz or Powder Paks 16-20ct 2/$6 - $3UP = 2/$3 Limit 2
PNY or San Disk 8GB SD Card or Flashdrive $13.99 - $10UP = $3.99 Limit 2
Hot Wheels Vehicles 2/$2 - $1UP = 2/$1 Limit 2
Revlon Core or Top Speed Nail Enamel $2.99 - $1UP = $1.99 Limit 2
Wet n Wild Pretty Wild Holiday Nail Set $3.49 - $2.50UP = $0.99 Limit 2
Kushy Foot Tights, Socks or Footcovers $4.99 - $4UP = $0.99 Limit 2
No Nonsense Leggings $9.99 - $5UP = $4.99 Limit 2
Fragrance Gift Sets $7.99 - $3 UP = $4.99 Limit 2
Cosmetics Gift Sets (Reg Retail $2.99) $2.49 - $1UP = $1.49 Limit 2
Cosmetics Gift Sets (Reg Retail $9.99) $7.99 - $2UP = $5.99 Limit 2
Softsoap Liquid Hand Soap 5.5 - 7.5oz $1.89 - $1UP = $0.89 Limit 2
Salon Grafix Hair Spray 1.5oz, Clear Shampoo or Conditioner 3oz, LA Looks Gel, Dep Gel or LaBella Gel 40oz $1.99 - $1UP = $0.99
Gillette Series, Satin Care or Foamy Shave Gel 7-11oz, Edge or Skintimate Shave Gel 6-10oz 2/$5 - $2UP = 2/$3 Limit 3
Axe Body Spray, Antiperspirant/Deodorant, Degree or Dove 2.6-4oz 2/$8 - $3UP = 2/$5
Russell Stover Club Bag 20.7oz $5.99 - $3UP = $2.99 Limit 4
Russell Stover or Palmer Bagged Candy 2.95oz-4.5oz 2/$2 - $1UP = $1 Limit 4
Home Improvement Prepaid Gift Cards Get Back $10UP wyb $50 Limit 2
7UP or Diet 7UP 12 Pack 12oz Cans 3/$9 - $3UP = 3/$6 Limit 2
Pringles Super Stacks 6.34 - 6.41oz 2/$3 - $1UP = 2/$2 Limit 2
M&M's Candies 9.9-12.6oz 4/$10 - $4UP = 4/$6 Limit 4
Russell Stover Candy 30oz $9.99 - $3UP = $6.99 Limit 4
Russell Stover Candy 24oz $6.99 - $3UP = $3.99 Limit 4
Hershey's, Mars, Nestle or Wrigley's Single Serve Candy Bars 3/$2 - $1UP = 3/$1 Limit 5
Monster Energy Drinks 16oz 2/$3 - $2UP = 2/$1 Limit 2In Ad CouponsConair Quiet Dryer #146, Ultra Slim Straightener, Instant Heat Curl Irons 3/4" & 1", Haircut Kit or Beard Trimmer $12.99 - $3 in ad = $9.99
4" x 8" Photo Greet Cards 20ct $5
Nivea Shave Gels or Foam for Men 7-8.7oz $1.99 - $1 in ad = $0.99
American Greeting Card $1.29 or more BOGO Other DealsPopcorn Tin 24oz $2.99
Original Gourmet Butter Cookies 12oz $1.69
Coca Cola Products 2 Liter $0.88
7" Pre-Lit Deluxe Christmas Tree or Electric Stove Heater $69.99
Discovery Kids 52 Piece Wooden Train Table Set $49.99
Potato Chips 10-15oz, Doritos 10.5-11.5oz $1.99
Budweiser, Coors or Miller Beer 18 Pack 12 oz Bottles $11.99
Lava Lamp, Warming Booties, Memory Foam Pillow, Conair Massaging Slippers or Homedics Foot Bubble Bliss $9.99
Atari Sega or Flashback 3 Arcade Game Console $29.99
Kids Stuff All $5.99 Pre-priced Christmas Toys $2.99
Walking Doll, Rocking Horse, Air 60 Wirelesss Game, Keyboard/Guitar, Cardboard Play House, Jumbo Bead Set or Remote Control Vengeance Car $19.99
Bright Star Cozy Socks 1 Pack, Comfy Toes Low Cut Socks 2 Pack 2/$1
Nivea Creme Tins 1oz 3/$0.99
Yardley Bars 2/$1
Wahl Lithium-Ion Trimmer or Philips Norelco Cordless Razor $29.99
46" Standing Snowman or Santa Christmas Tree/Snowman Collection or 5 Piece Door Decorating Kit $24.99
FujiFilm One Time Use camera Single Pack $3.33
Brown & Haley Roca Tins 10oz $2.99
12" DiGiorno Pizza 2/$9
Bud Light Platinum, Bud Light Lime or Michelob Ultra Beer 12 Pack 12oz Longneck, Bud Light Lime-A-Rita 12 Pack 8oz Cans $9.99
Budweiser, Coors or Miller Beer 12 Pack 12oz Cans $8.49
Robert Mondavi Woodbridge Wine 1.5 Liter (Chardonnay, Cabernet Sauvignon, Merlot, Sauvignon Blanc, Riesling or Pinot Grigio), Bella Sera Wine 1.5 Liter (Pinot Noir or Pinot Grigio), Clos Du Bois Wine 750mL (Chardonnay) $10.99
Barefoot Wine 750mL (Chardonnay, Cabernet Sauvignon, Merlot, White Zinfandel, Pinot Grigio, Moscato or Sweet Red), Yellow Tail Wine 750 mL (Chardonnay, Cabernet, Sauvignon, Merlot, Shiraz, Shiraz Cabernet or Pinot Grigio) $5.99All Giftwrap and Boxed Cards Buy One Get Two Free
Duracell Coppertop Batteries BOGO
Candle Lite 19oz, Willow Lane 19oz or 3 Layer Candles Buy One Get Two Free
As Seen on TV products BOGO
Wahl Ear/Nose/Brow or Microfinish & GroomsMan Trimmer or Home Pro Haircut Kit 50% off
Sally Hansen Complete Salon Manicure Nail Enamel BOGO
Neutrogena Lip or Eye Products BOGO
Reading Glasses Reg Retail $16.99 and up Buy One Get Two Freethnx randy71-sd
Plus 2% Cash Back.Use code 2HOLIDAY for $5 shipping, but this does have an additional surcharge of $14 for the 30" model. Not sure how much for 40" model.Smoker includes meat probe, digital controller, RF remote, etc.This is the newer version of the top rated wood-pellet electric smoker.
Improvements include:
*larger window
*control panel moved to front
*drip tray underneath and removable from front instead of hanging off of backThe price on Amazon is $323 and $430 for the 2 sizes but neither are available.I didn't include tax or shipping in title because it varies based on location and on if you can pick up in store...
Cabela's Coupons
Rite Aid Black Friday 2012
Added on : Sunday November 04th 2012 07:01:05 AM
Overall pretty disappointing, but there are a few deals to be had:
(Looks like CVS, just like last year, will be the Drugstore to go to for Black Friday deals. CVS has 31 freebies this year.)
Old Spice 2/$5 - $1/2 Q (10-30-11 PG)= $4 OOP - $3 +UP = 2/$1! (limit 4!!)Satin Care Shave Gel $1.99 - $1/1 or $0.55/1 10-16-11 PG = $1.44 or $0.99 OOP - $1 +UP = $0.44 ea or FREE! (limit 4!!)
Dove/Degree deodorant 2/$4
-$2 up wyb 2 limit 2
-2 $1 Dove or Degree coupons here
=FREERevlon nail polish $2.99 get $2 +up (limit 2)
-$2 up limit 2?
-$2 Nov VV coupon
=$1.01 MM
use $1/1 from WalMart mailer, & $2/1 VV, gives $2 +Up, $1.99 MMPringles 2/$3 get $1 +up (limit 4)
Buy 4 at $6
-2 $1 up wyb 2 (limit 4 total +ups)
-$1/4 10/30 PG
=4/$3 or $.75 eachHome Improvement GC (Discover GC good at all Home Improvement Retailers)
$50 GC
-$10 UP (limit 2)
=$40Venus disposable razors, 5.49, -2/1 from 10/16 PG (includes disposables), gives 2.50 Up, .99 ea, limit 4 Wet n' Wild Little Luxuries 9pc nail kit, $3 -1/1 IP, gives $2 +Up, free (limit 2)
$1/1 Wet n Wild Eye, Lip and Nail Products - 11-06-11 RP
Buy $10 use Wet 'n Wild, Save $5 when you spend $10 - All You, September 2010Scuunci hair 1.99, gives 1.99, limit 2 (may double dip with scuunci/Conair deal, spend $10, get $5)Planters Holiday 3-pk gift set, $4.99 get $2 +Up = $2.99[ Universal Remote or Ear Buds in case $5 get $5 +Up = free (limit 4)Holiday M&Ms 4/$10 get $4 +up use 2 x $1/2 11-13-11 RP = 4 for $4 (limit 2) Hershey, Reeses, M&M Mars and Nestle single serve candy bars (regularly 99c) 3/$2 get $1 +up (limit 5)
Orchard Supply Hardware 25/75 Online Coupon.
Added on : Thursday November 01st 2012 05:00:04 PM
Use: MVE1023
Valid through 11/23/2012.Excludes major home appliances, parts and accessories, Weber products, and Benjamin Moore paint and stain. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards, labor, merchandise replacement agreements, Everyday Great Price Items, installed home improvements, special orders, repair service, and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer.
Orchard Supply Hardware Coupons
Motorola Droid RAZR (XT912) Screen Guard Protector - Mirror $0.90 (-40%) + FS @ Amazonhttp://www.amazon.com/dp/B0064UF082Technical Details
Complete full protection of the Motorola Droid RAZR 4G's front side which covers the entire screen
Mirror Reflect Screen Protector looks and works like a mirror when the screen is shut off (locked)
Once the screen is activated, the screen contents appear like normal
UV protection and color improvement
Guards against tarnishes Dust repelling
Amazon Coupons
http://tech.woot.com/offers/energy-take-classic-5pc-speaker-syst...Condition: NewFeatures
- System features superior MDF cabinets finished in high-gloss black to look good and sound great
- Five speaker package (5.0) includes dedicated center speaker and left/right front and left/right rear speakers
- The Convergent Source Module, or CSM, provides wide dispersion, low distortion and amazing midrange performance
- Each speaker utilizes a 3-inch (7.6 cm) poly-titanium woofer and -inch (19 mm) Hyperbolic aluminum-dome tweeter for a dynamic frequency range and an expansive soundstage
- By ensuring that no one frequency dominates any other, Energy ensures that every note is the way it was intended to be - and the sound as natural as possible
- Sound at all frequencies radiating from the speaker in an even pattern, in all directions throughout the room
- Speaker system is distortion-or resonance-free, but Energy has achieved a significantly lower distortion level, a clearly audible improvement
- Keyhole slots, threaded inserts, and rubber bumpers offer several mounting options Shipping Note: Shipping to Alaska and Hawaii is not available for this itemWarranty: 5 Year Klipsch
For a limited time, one $5 charge covers standard shipping on all your Woot orders within the same calendar day!You heard us right. After you pay the initial $5 standard shipping charge on your first Woot order of the day, everything else you buy before midnight Central time gets free standard shipping.That goes for any order, of any size, from any site in the Wootosphere. Buy from Woot, then grab a new tee at Shirt.Woot. Shop for the kids at Kids.Woot and yourself at Home.Woot. One $5 charge ships it all.But All You Can Ship won't last long. We're not in the habit of leaving money on the table, so grab it while you can!
woot! Coupons
"Fair" amount of rent to charge to long-term girlfriend
Added on : Monday October 29th 2012 08:00:58 PM
I'm planning on buying a house and trying to figure out a "fair" amount of rent to charge to my long-term girlfriend.I was thinking to run the numbers as if we were to buy the house together, but subtract any payments toward the principal since that's the equity I'd be building.
Please let me know what you think.Calculation considerations:
-----------------------------
1) Take her current savings that could potentially be used as a down payment and double it (so that we both have the same hypothetical down payment).
2) Calculate how much money would be spent in the next 5 years on the following and split it 50/50:
a) Interest payments using prime rate (minus potential tax deductions)
b) Mortgage / Flood insurance (if applicable)
c) Taxes
d) Opportunity cost of the down payment not earning interest
e) HOA fees
f) Closing / Selling costs
g) Allowance for maintenance / improvements to maintain house value* (any idea how to estimate this??)Thank you for your feedback.
Feel free to be blunt.
HY-88E Emergency Dynamo Solar Self Powered and Hand Crank AM/FM/WB(NOAA) Radio w/ LED Flashlight, Cell Phone Charger w/ USB adaptors and cords $19.99. Free Ship with Amazon Primehttp://www.amazon.com/HY-88E-Emergency-Powered-Flashlight-adapto...Here ls a 2 pack for $37 Shipped
http://www.amazon.com/HY-88E-Emergency-Powered-Flashlight-Charge...

50% off list price of $39.99. Sale price $19.99.
Didn't find comparables on Pricegrabber.

Product Features

Very compact, light, and easy to carry yet loaded with many important functions which are a must have for any survival kit. This must have emergency toolkit radio comes with a AM/FM/WB(NOAA) weather band radio, a powerful 3 LED flashlight, cell phone charger with cables and jack accessories, Dynamo hand crank, Solar Power, and USB power/charging of radio. Multiple ways to power/charge the radio: hand crank to wind up internal alternator, expose to sunlight to charge by solar panel, DC recharge by connecting the mini USB cable to computer. This is a self power emergency radio that you and your family can depend on, anytime anywhere, any weather.

This radio is an improvement from other crank chargers, you can fully charge this radio though the USB/AC/DC, solar panel, or hand crank and then when you need it, you can use the radio to recharge Cell Phones, IPods, MP3s/MP4s, USB devices with no cranking. Toher crank chargers require continuous hand cranking to charge a device but not this radio. Cables, USB Jack, micro USB, and Mini USB Jack are included! Also has built-in charging and discharging protection.

This High quality and rubberized housing radio has waterproof housing so it is ideal for hiking, camping, stored in a car trunk, or any emergency kit. Product Description

New Alert HY-88E Self Powered AM/FM/WB(NOAA) Emergency Dynamo Radio w/ LED Flashlight & Charger
Charges Cell Phones, IPods etc with mini, micro, or standard USB Jack. * Multi-band tuner with AM, FM, WB
* 3-LED super bright pushbutton flashlight
* USB cell phone/iPod/MP3 charger
* Built-in Ni-MH rechargeable batteries (Customer Replaceable)
* Large solar panel in top of radio
* High-quality dynamic speaker
* 3-way powered (no Batteries required):
1) Dynamo Crank charging
2) Solar power
3) Computer using USB cord (included) Large built-in solar panel powers the radio by sun or indoor light!
The small handheld multifunction radio is perfect for emergency use indoor or outdoor.
The radio is designed to charge many small electronic items. Comes with a DC cable, standard USB jack, mini USB jack, micro USB jack, and a standard USB to mini USB cable. The DC cable can connect to one of the jacks which can charge gadgets like your Mobile/Cell phones, Mp3, Mp4, iPod and more. Features: 3 Ways to Power Up:
Hand Crank The Dynamo Handle
Unit is self-charged by the built in solar panel
Computer using USB cord (included)
AM-FM Radio
Weather Band
3-Brilliant White LED Flashlight
Telescopic Antenna
Built In Speaker
Cell Phone Charging Jack (cables, and USB adaptors are included)
Dimension: 128 x 60 x 45 mm or 5 x 2.5 x 2 inches
Weight 9 oz Brand New In Sealed Box!
In stock and Ready to Ship!
gooddeals23 op / sd
Amazon Coupons
HY-88E Emergency Dynamo Solar Self Powered and Hand Crank AM/FM/WB(NOAA) Radio w/ LED Flashlight, Cell Phone Charger w/ USB adaptors and cords $19.99. Free Ship with Amazon Primehttp://www.amazon.com/HY-88E-Emergency-Powered-Flashlight-adapto...Here ls a 2 pack for $37 Shipped
http://www.amazon.com/HY-88E-Emergency-Powered-Flashlight-Charge...

50% off list price of $39.99. Sale price $19.99.
Didn't find comparables on Pricegrabber.

Product Features

Very compact, light, and easy to carry yet loaded with many important functions which are a must have for any survival kit. This must have emergency toolkit radio comes with a AM/FM/WB(NOAA) weather band radio, a powerful 3 LED flashlight, cell phone charger with cables and jack accessories, Dynamo hand crank, Solar Power, and USB power/charging of radio. Multiple ways to power/charge the radio: hand crank to wind up internal alternator, expose to sunlight to charge by solar panel, DC recharge by connecting the mini USB cable to computer. This is a self power emergency radio that you and your family can depend on, anytime anywhere, any weather.

This radio is an improvement from other crank chargers, you can fully charge this radio though the USB/AC/DC, solar panel, or hand crank and then when you need it, you can use the radio to recharge Cell Phones, IPods, MP3s/MP4s, USB devices with no cranking. Toher crank chargers require continuous hand cranking to charge a device but not this radio. Cables, USB Jack, micro USB, and Mini USB Jack are included! Also has built-in charging and discharging protection.

This High quality and rubberized housing radio has waterproof housing so it is ideal for hiking, camping, stored in a car trunk, or any emergency kit. Product Description

New Alert HY-88E Self Powered AM/FM/WB(NOAA) Emergency Dynamo Radio w/ LED Flashlight & Charger
Charges Cell Phones, IPods etc with mini, micro, or standard USB Jack. * Multi-band tuner with AM, FM, WB
* 3-LED super bright pushbutton flashlight
* USB cell phone/iPod/MP3 charger
* Built-in Ni-MH rechargeable batteries (Customer Replaceable)
* Large solar panel in top of radio
* High-quality dynamic speaker
* 3-way powered (no Batteries required):
1) Dynamo Crank charging
2) Solar power
3) Computer using USB cord (included) Large built-in solar panel powers the radio by sun or indoor light!
The small handheld multifunction radio is perfect for emergency use indoor or outdoor.
The radio is designed to charge many small electronic items. Comes with a DC cable, standard USB jack, mini USB jack, micro USB jack, and a standard USB to mini USB cable. The DC cable can connect to one of the jacks which can charge gadgets like your Mobile/Cell phones, Mp3, Mp4, iPod and more. Features: 3 Ways to Power Up:
Hand Crank The Dynamo Handle
Unit is self-charged by the built in solar panel
Computer using USB cord (included)
AM-FM Radio
Weather Band
3-Brilliant White LED Flashlight
Telescopic Antenna
Built In Speaker
Cell Phone Charging Jack (cables, and USB adaptors are included)
Dimension: 128 x 60 x 45 mm or 5 x 2.5 x 2 inches
Weight 9 oz Brand New In Sealed Box!
In stock and Ready to Ship!
gooddeals23 op / sd
Amazon Coupons
OSH Orchard Supply Hardware 15% off ENTIRE purchase 10/24/2012 only
Added on : Tuesday October 23rd 2012 09:00:12 PM
A little different than their usual '20% off one item' coupons...T&CCoupon valid for Club Orchard members only. Excludes major home appliances, parts & accessories, Weber & Broil King products, Benjamin Moore paint & stain and online purchases. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards. labor. merchandise replacement agreements. Everyday Great Price Items, installed home improvements, special orders. repair service, and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. Must present coupon for discount. Redeem at participating Orchard Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales lax. Cash value 1/20C. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the event of a return, coupon savings may be deducted from your refund.
Orchard Supply Hardware Coupons
Today's Newegg Deals + Up to 3.0% Cash Back! (10/22)
Added on : Monday October 22nd 2012 05:00:03 PM
0 Posted By: FatWallette
Views: 207 Replies: 0



Newegg discovers electronic deals and sells them for even less. Newegg.com offers savings on computers, digital cameras, gaming and more. Shop for Newegg coupon codes, featured items with free shipping, and cash back. Find a Newegg promo code or a Newegg coupon for the best bargains with great customer service, honest reviews and daily deals. Up to 3.0% Cash Back Available

Special Offers from Newegg:

LG M2452D-PU Black 24" 5ms MVA Panel HDMI Widescreen LED Monitor - $179.99 with Free Shipping use coupons TSHDKSAL30

ZOTAC ZT-61001-10M GeForce GTX 650 1GB 128-bit GDDR5 PCI Express 3.0 x16 HDCP Ready Video Card - $104.99 with Free Shipping use coupon ZOT1X18Aa

20% off all Rosewill External Enclosures use coupon RoEnOct22

G-Technology G-DRIVE mobile 1TB USB 2.0 Silver External Hard Drive - $99.99 with Free Shipping use coupon GTECH1022

Logitech Z313 25 w 2.1 Speaker System - $39.99 with Free Shipping use coupon LOGXX22B

Blu Samba JR Camera Silver Unlocked Dual SIM Cell Phone - $24.99 with Free Shipping use coupon BLUX022






Newegg Coupons & Cash Back
Up to 3.0% FatWallet Cash Back Available! 3.0% Cash Back available on Marketplace, Home Appliances, Home Decor, Home Improvement, Kitchen & Bath, Major Appliances, Outdoors, and Tools & Electrical.1.5% Cash Back available on most purchases.Cart must be empty at time of link from FatWallet, all items added after the link, and transaction completed online in the same browser session. Having items in cart before linking from FatWallet will cancel cash back for entire order.Cash Back not available on E-Mail Promotions, Gift Cards, and Google Offers.Cash Back not available on purchases made through Newegg Canada.Cash Back not available on new customer promotions and cellular service plan activations.Cash Back not available on Beltronics RX65 Red Radar, Beltronics RX65 Blue Radar, Beltronics GX65 GPS Enabled RadarLaser Detector, Escort Passport 8500 X50 Red Laser Radar Detector, Escort SOLO S2 Cordless Laser Radar Detector, Escort Passport 8500 X50 Blu Laser Radar Detector, Escort Redline Radar Laser / Receiver with Longest Range, Escort Passport iQ Radar / Laser Detector with GPS function, Escort Solor S3 Radar / Laser Detector, Escort Passport 9500ix GPS enabled Laser / Radar Detector, HP TouchPads, and Bose.Cash Back Not Available On Warranties


Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email
Texthttp://www.sears.comsamplingKenmore 27" Double Electric Wall Oven Price Details Reg Price: $1959.99 $1152.93
While quantities last Intermediate markdowns may have been taken  
Kenmore Pro 30" Electric Double Wall Oven
Price Details Reg Price: $3699.99 Savings: $1523.53 $2176.46   Kenmore Pro 30'' Electric Double Wall Oven
SearsItem# 02242003000 | Model# 42003 Reg Price: $3699.99 Savings: $1523.53 $2176.46
40% off all Kenmore
wall ovens | plus, up to
20% off other appliances your choice:
extra 15% off or special financing
on appliances over $499 with Sears card Exclusions apply. See detailsUp to 40% off all Kenmore wall ovens offer excludes accessories, closeouts and everyday great price items. Colors and installation extra. Offer good thru 10/27/12.Savings range from 5% to 20%. Whirlpool brands, Electrolux, LG and Samsung, Frigidaire limited to 10% off. Excludes Jenn-Air, Dacor, Fisher & Paykel, floor care, sewing machines, countertop microwaves, water heaters, water softeners, water filtration, air conditioners, air cleaners, humidifiers, dehumidifiers, accessories, closeouts and everyday great price items. Colors, connectors, ice maker hook-up and installation extra. Offer good thru 10/27/12.Extra 15% off all appliances over $499 when you use your Sears card. Whirlpool and Electrolux brands, Frigidaire, LG and Samsung appliances limited to 10% off. Excludes Jenn-Air, Dacor, Fisher & Paykel, floor care, sewing machines, countertop microwaves, water heaters, water softeners, water filtration, air conditioners, air cleaners, humidifiers, dehumidifiers, accessories, closeouts and everyday great price items. Extra 15% off cannot be combined with other Sears card discounts. Excludes Sears Commercial One accounts. Sears Home Improvement AccountSM applies on installed merchandise only.Special Financing:NO INTEREST IF PAID IN FULL WITHIN 18 MONTHSOn any Appliance over $499 when you use a qualifying Sears card.Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within 18 months or if you make a late payment. Minimum payments required. Items sold by Sears only.IMPORTANT DEFERRED INTEREST DETAILS (when offered);Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period or if you make a late payment. Minimum payments required.With credit approval, for qualifying purchases made on a Sears card (Sears Commercial One accounts excluded) Sears Home Improvement Account (sm) valid on installed sales only. Offer is only valid for consumer accounts in good standing and is subject to change without notice. May not be combined with any other promotional offer.Sears Cards:APR for purchases: Variable 7.24%-27.24% or non-variable 14.00%-29.99% as of 10/1/12. Minimum interest charge: up to $2. See card agreement for details, including APRs and fees applicable to you.Sears cards are issued by Citibank, N.A.
Sears.com Coupons
Latest Tech Deals from Newegg w/ Up to 3% Cash Back!
Added on : Tuesday October 09th 2012 01:00:08 PM
1 Posted By: FatWallette
Views: 210 Replies: 0



Newegg discovers electronic deals and sells them for even less. Newegg.com offers savings on computers, digital cameras, gaming and more. Shop for Newegg coupon codes, featured items with free shipping, and cash back. Find a Newegg promo code or a Newegg coupon for the best bargains with great customer service, honest reviews and daily deals. Up to 3.0% Cash Back Available

Special Offers from Newegg:

$130 Off EVGA Z77 FTW 151-IB-E699-KR LGA 1155 Intel Z77 SATA 6Gb/s USB 3.0 Extended ATX Intel Motherboard - $199.99 with Free Shipping

Enermax ETD-T60 T.B.SILENCE CPU Cooler (Down Flow) With PWM Twister Bearing Fan - $24.99 with Free Shipping use coupon Ener108

COOLER MASTER R4-L2R-20AC-GP 120mm Blue LED Case Fan - $6.99 with Free Shipping use coupon COMA1X8

Seagate STAU12000100 12TB BlackArmor 440 Network Storage - $1099.99 with Free Shipping use coupon SEAG108

Rosewill REGD-6361 3-in-1 Detector Stud/Metal/Voltage Detector with LCD Display - $11.99 with Free Shipping use coupon RWDE108

$25 off NETGEAR FVS318 ProSafe VPN Firewall Switch 12.5 Mbps LAN to WAN throughput 1.2 Mbps 3DES throughput + Free $10 gift card - $89.99 with Free Shipping

$50 off TOSHIBA MQ01ABD100 1TB 5400 RPM 8MB Cache 2.5" SATA 3.0Gb/s Internal Notebook Hard Drive - $79.99 with Free Shipping

$50 off TOSHIBA MQ01ABD100 1TB 5400 RPM 8MB Cache 2.5" SATA 3.0Gb/s Internal Notebook Hard Drive - $79.99 with Free Shipping

GeIL EVO CORSA Series 16GB DDR3 SDRAM DDR3 1333 (PC3 10660) Desktop Memory - $59.99 with Free Shipping






Newegg Coupons & Cash Back
Up to 3.0% FatWallet Cash Back Available! 3.0% Cash Back available on Marketplace, Home Appliances, Home Decor, Home Improvement, Kitchen & Bath, Major Appliances, Outdoors, and Tools & Electrical.1.5% Cash Back available on most purchases.Cart must be empty at time of link from FatWallet, all items added after the link, and transaction completed online in the same browser session. Having items in cart before linking from FatWallet will cancel cash back for entire order.Cash Back not available on E-Mail Promotions, Gift Cards, and Google Offers.Cash Back not available on purchases made through Newegg Canada.Cash Back not available on new customer promotions and cellular service plan activations.Cash Back not available on Beltronics RX65 Red Radar, Beltronics RX65 Blue Radar, Beltronics GX65 GPS Enabled RadarLaser Detector, Escort Passport 8500 X50 Red Laser Radar Detector, Escort SOLO S2 Cordless Laser Radar Detector, Escort Passport 8500 X50 Blu Laser Radar Detector, Escort Redline Radar Laser / Receiver with Longest Range, Escort Passport iQ Radar / Laser Detector with GPS function, Escort Solor S3 Radar / Laser Detector, Escort Passport 9500ix GPS enabled Laser / Radar Detector, HP TouchPads, and Bose.Cash Back Not Available On Warranties


Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email

Newegg Coupons
LINKnow these have a FURejector - if you've ever used one, it is actually a good improvement
Amazon Coupons
LINKnow these have a FURejector - if you've ever used one, it is actually a good improvement
Amazon Coupons
FURminator deShedding Tool with FURejector Amazon 7.95 shipped
Added on : Sunday October 07th 2012 02:00:04 PM
LINKnow these have a FURejector - if you've ever used one, it is actually a good improvement
Amazon Coupons
wanted: gift card purchase data points
Added on : Friday October 05th 2012 08:00:51 PM
So I have a whole bunch of credit cards with rotating categories, for things like Groceries, DrugStores, Gas, Home Improvement, Billpay, you name it it's 5%+I am trying to maximize Visa gift card purchases - and want to avoid red flags or any interaction with the credit card company (adverse or otherwise)I typically buy Visa Vanilla Variable amounts for $500 denomination to maximize reward since they typically cost a 1% ($4.95) fee.Is there an optimal way to buy these? For example, going to the same drug store and buying 1 a day for 16 days, or buying 4 a day for 4 days on random days, or going to different drugs stores, or mixing drugs, home improvement, groceries, padding with other purchases so you don't have 16 $504.95 identical charges. Also interesting is percentage of total credit available, vs how many $500+ purchases. Like should I stay below 50% credit line or can I roll it over multiple times with bill payments in the middle.My goal is to spend at least 100k through gift cards in $500 increments to pay debt various obligations.
Thank you all for your help.
http://www.amazon.com/Rapid-Profitable-Product-Development-ebook...Although many companies have introduced product innovation processes, they are still struggling to achieve the financial results they expected. This book shows how to properly balance the need for speed with the drive for profitability. It demonstrates how to maximize the value of a new product portfolio, how to streamline the product innovation process, and how to achieve growth that is both profitable and sustainable.
Achieve Better Results with Fewer Resources:North Americas top market performers innovate with 5xs more productivity than the average company. Simply put, they are achieving better results with fewer resources because they are efficient product innovators.New product success is not simply about developing new products that sell; its about getting them to market quickly with the lowest cost and the highest return. Dr. Robert G. Cooper and Dr. Scott J. Edgett use their latest research and draw upon their combined 60 years of experience in the field to show you what the companies that continuously win at new products are doing. Top performers have discovered how to properly balance the need for speed with profitability. With a new process they call NexGen Stage-Gate, Dr. Cooper and Dr. Edgett show precisely how you can ensure that your innovation is not only lean and rapid but profitable as well.
The Principles of Lean, Rapid and Profitable New Product Development:- Explore the 7 Principles of Lean, Rapid and Profitable New Product Development
- Learn how to isolate and remove the typical time wasters in the Idea-to-Launch Process
- Learn what drives a new product project to market quickly and effectively
- Discover how to maximize the productivity of your portfolio
- Learn how to streamline your Idea-To-Launch Process with NexGen Stage-Gate.
Key Topics:- The Executives Dilemma: Faster, Better, Cheaper Products
- The Concept of Productivity in Product Innovation
- Lean Manufacturing and How It Applies to Product Innovation
- Improving product innovation productivity by introducing scalability, flexibility and adaptability to your Stage-Gate Process
- How to evergreen your Stage-Gate Process, remove waste and drive continuous improvement
- Why building the voice of customer into your Idea-To-Launch Process accelerates results
- The importance of front-end loading new product projects to achieve early product definition
- How fast paced teams use spiral development to handle dynamic, fluid and changing information
- Using cross-functional project teams to accelerate the idea from inception to launch.
Sign up for Club OrchardCoupon is sent via email. Must provide your membership number and coupon in order to redeem.Corona garden tools are 20% off this week. I'm there for a new pruning saw!The fine print:
*Coupon valid for Club Orchard members only. Excludes major home
appliances, parts & accessories, Weber & Broil King products,
Benjamin Moore paint & stain and online purchases. Good toward the
purchase of regular, sale and clearance priced merchandise. Not valid
on gift cards, labor, merchandise replacement agreements, Everyday
Great Price Items, installed home improvements, special orders,
repair service, and protection agreements or as payment on any
Orchard Card account. May not be used with any other coupon or offer.
Must present coupon for discount. Redeem at participating Orchard
Supply Hardware Stores. One coupon per purchase. One coupon per
person. Customer pays applicable sales tax. Cash value 1/20. Void if
copied or transferred and where prohibited by law. Any other use
constitutes fraud. In the event of a return, coupon savings may be
deducted from your refund.
Orchard Supply Hardware Coupons
uPlay (TM) PhonePad Gen 2
Added on : Saturday September 08th 2012 11:00:07 PM
uPlay PhonePad is also a GPS with 7″ multi-touch screen. Not like the GPS function in iPhone, which is cell network assisted, so it does not work without a cellular network, uPlay PhonePads GPS chip is the same as those used in standalone GPS, it works even without cellular network. Sept 1, 2012: the new generation of our best-selling 3-in-1 PhonePad is now in production. The target release date is Sept. 15th. We are now taking pre-order. We offer a special pre-order price $199.99, which is $50 lower than the lowest price of our original PhonePad.The major improvements of the new PhonePad are: 1). CPU it is now powered by the latest Qualcomm 7227-A 1GHz CPU, much faster than the previous generation. 2). Android 4 it is now running the latest Google Android 4 Ice Cream Sandwich (ICS) operating system.uPlay(TM) PhonePad (custom built tablet, private label) is the first 3-in-1 7″ tablet, GPS, and unlocked 3G Phone. Now you dont have to carry a phone and a tablet any more! Its very stylish, has very high built quality, and is quite robust.Text
OSH Orchard Supply Hardware 20% off Single Item 9/8 - 9/15
Added on : Saturday September 08th 2012 11:00:06 PM
This is starting to become the norm... so if you're buying something from OSH without a coupon, you're wasting money. Same restrictions as always...coupon valid for Club Orchard members only. Excludes major home appliances, parts & accessories, Weber & Broil King products,
Benjamin Moore paint & stain and online purchases. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards. labor. merchandise replacement agreements. Everyday Great Price Items. installed home improvements, special orders. repair service. and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. Must present coupon for discount. Redeem at participatiug Orchard Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales tax. Cash value 1/20C. Void tf copied or transferred and where prohibited by law Any other use constitutes fraud. In the event of a return. coupon savings may be deducted from your refund.
Orchard Supply Hardware Coupons
OSH Orchard Supply Hardware 20% off Single Item Saturday 9/8
Added on : Friday September 07th 2012 09:00:04 PM
Usual exclusions.
coupon valid for Club Orchard members only. Excludes major home appliances, parts & accessories, Weber & Broil King products,
Benjamin Moore paint & stain and online purchases. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards. labor. merchandise replacement agreements. Everyday Great Price Items. installed home improvements, special orders. repair service. and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. Must present coupon for discount. Redeem at participatiug Orchard Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales tax. Cash value 1/20C. Void tf copied or transferred and where prohibited by law Any other use constitutes fraud. In the event of a return. coupon savings may be deducted from your refund.
Orchard Supply Hardware Coupons
Ends tonight! Another nice deal on a Radeon 6450 low profile video card for today's last SHELL SHOCKER deal. Save $25 after mail in rebate. Only two reviews on this one (the first not very helpful). Shipping is free (was $2.99)LINK
$25 Mail in Rebate
* Valid for Purchases 9/5 ONLY (today!) *Features:
* Radeon HD 6450 (625MHz Core Clock)
* 160 Stream Processors
* 1GB 64-bit DDR3 (1100MHz)
* PCI Express 2.1 x16
* 1x HDMI
* 1x DVI
* 1x D-SUB
* 2560 x 1600 Max Resolution
* Dimensions: 7.2" x 4.8" x 0.43"
* 3 Year Limited Warranty (Parts & Labor)**Pair this with the Rosewill Micro ATX Dual Fan CPU Case and you have the start of a nice micro build.**Gigabyte brings the great power of graphics to enthusiasts with their GV-R645-1GI featuring Ultra Durable 2 and multiple interfaces (dual-link DVI-D / D-sub / HDMI). Broaden your visual horizons across multiple displays and get lost in the action with revolutionary ATI Eyefinity Technology. With full support for Microsoft DirectX 11, these Radeon HD 6450 GPUs enable rich, realistic visuals and explosive HD gaming performance so you can dominate the competition.ULTRA DURABLE 2
Using high quality components on graphics cards is the key factor for having a long lasting, stable and reliable product. GIGABYTE is again setting a new standard by using Ferrite Core Chokes, Low RDS (on) MOSFET and Lower ESR Solid Capacitors, providing the stability and reliability from their high-end graphics solution. In addition, GIGABYTE Ultra Durable 2 Edition graphics cards now feature a sophisticated layout topology. This state-of-the-art power design from GIGABYTE delivers the ideal integration of thermal, electric characteristics, digital signals, power circuitry and optimum placement of components for enhanced graphics performance.GOLD PLATED HDMI
Gold plated, durable large contact area connectors have been used for optimum signal transfer between connections.CROSS FIRE
Multiply and Conquer with Multi-GPU Performance:CrossFires supertiling GPU sharing speeds rendering by evenly dividing the graphics processing, intelligently alternating the rendering workload to each Radeon GPU for efficient load balancing, and optimized performance.CrossFire boosts image quality along with rendering speed, eliminating the need to crank down screen resolutions to get the high image quality you want.CrossFire supports a wide range of ATI-based graphics cards and motherboards, and offers compatibility with a broad array of third party components for a flexible and robust solution.AMD EYESPEED TECHNOLOGY
With AMD Accelerated Parallel Processing (APP) technology and third-generation UVD (Unified Video Decoder) dedicated video playback accelerator, enjoy beautifully rich and clear video playback when streaming from the web. Take in your favorite movies in stunning, stutter-free HD quality. Run multiple applications smoothly at maximum speed. Enjoy lightning fast game play and realistic physics effects with enhanced Video Quality features such as advanced post-processing and scaling, dynamic contrast enhancement and color correction, and independent video gamma control.DIRECTX 11
DirectX 11 is the very latest in high-speed, high-fidelity gaming and computing. Featuring technologies like Compute Shaders, Direct2D, Multithreaded Rendering and Tessellation, DirectX 11 can enable not just more visually stunning games, but significant performance improvements in some of your favorite websites and everyday applications.AVIVO HD
Avivo could provide vibrant high fidelity, flawlessly smooth next-generation video playback. Avivo technology easily allows your PCs to become digital home media center by its compelling video pipeline design that comprises the latest high definition video hardware acceleration, including H.264 and WMV9.
Newegg Coupons
Ends tonight! Another nice deal on a Radeon 6450 low profile video card for today's last SHELL SHOCKER deal. Save $25 after mail in rebate. Only two reviews on this one (the first not very helpful) on New3gg. Also receive a free download coupon for WinZip Pro 16 ($39.99 value). Shipping is free (was $2.99)LINK
$25 Mail in Rebate
* Valid for Purchases 9/5 ONLY (today!) *Features:
* Radeon HD 6450 (625MHz Core Clock)
* 160 Stream Processors
* 1GB 64-bit DDR3 (1100MHz)
* PCI Express 2.1 x16
* 1x HDMI
* 1x DVI
* 1x D-SUB
* 2560 x 1600 Max Resolution
* Dimensions: 7.2" x 4.8" x 0.43"
* 3 Year Limited Warranty (Parts & Labor)**Pair this with the Rosewill Micro ATX Dual Fan CPU Case and you have the start of a nice micro build.**Gigabyte brings the great power of graphics to enthusiasts with their GV-R645-1GI featuring Ultra Durable 2 and multiple interfaces (dual-link DVI-D / D-sub / HDMI). Broaden your visual horizons across multiple displays and get lost in the action with revolutionary ATI Eyefinity Technology. With full support for Microsoft DirectX 11, these Radeon HD 6450 GPUs enable rich, realistic visuals and explosive HD gaming performance so you can dominate the competition.ULTRA DURABLE 2
Using high quality components on graphics cards is the key factor for having a long lasting, stable and reliable product. GIGABYTE is again setting a new standard by using Ferrite Core Chokes, Low RDS (on) MOSFET and Lower ESR Solid Capacitors, providing the stability and reliability from their high-end graphics solution. In addition, GIGABYTE Ultra Durable 2 Edition graphics cards now feature a sophisticated layout topology. This state-of-the-art power design from GIGABYTE delivers the ideal integration of thermal, electric characteristics, digital signals, power circuitry and optimum placement of components for enhanced graphics performance.GOLD PLATED HDMI
Gold plated, durable large contact area connectors have been used for optimum signal transfer between connections.CROSS FIRE
Multiply and Conquer with Multi-GPU Performance:CrossFires supertiling GPU sharing speeds rendering by evenly dividing the graphics processing, intelligently alternating the rendering workload to each Radeon GPU for efficient load balancing, and optimized performance.CrossFire boosts image quality along with rendering speed, eliminating the need to crank down screen resolutions to get the high image quality you want.CrossFire supports a wide range of ATI-based graphics cards and motherboards, and offers compatibility with a broad array of third party components for a flexible and robust solution.AMD EYESPEED TECHNOLOGY
With AMD Accelerated Parallel Processing (APP) technology and third-generation UVD (Unified Video Decoder) dedicated video playback accelerator, enjoy beautifully rich and clear video playback when streaming from the web. Take in your favorite movies in stunning, stutter-free HD quality. Run multiple applications smoothly at maximum speed. Enjoy lightning fast game play and realistic physics effects with enhanced Video Quality features such as advanced post-processing and scaling, dynamic contrast enhancement and color correction, and independent video gamma control.DIRECTX 11
DirectX 11 is the very latest in high-speed, high-fidelity gaming and computing. Featuring technologies like Compute Shaders, Direct2D, Multithreaded Rendering and Tessellation, DirectX 11 can enable not just more visually stunning games, but significant performance improvements in some of your favorite websites and everyday applications.AVIVO HD
Avivo could provide vibrant high fidelity, flawlessly smooth next-generation video playback. Avivo technology easily allows your PCs to become digital home media center by its compelling video pipeline design that comprises the latest high definition video hardware acceleration, including H.264 and WMV9.
Newegg Coupons
Another nice deal on a Radeon 6450 low profile video card for today's last SHELL SHOCKER deal. Save $25 after mail in rebate. Only two reviews on this one (the first not very helpful) on New3gg. Also receive a free download coupon for WinZip Pro 16 ($39.99 value). Shipping is free!LINK
$25 Mail in Rebate
* Valid for Purchases 9/5 ONLY (today!) *Features:
* Radeon HD 6450 (625MHz Core Clock)
* 160 Stream Processors
* 1GB 64-bit DDR3 (1100MHz)
* PCI Express 2.1 x16
* 1x HDMI
* 1x DVI
* 1x D-SUB
* 2560 x 1600 Max Resolution
* Dimensions: 7.2" x 4.8" x 0.43"
* 3 Year Limited Warranty (Parts & Labor)**Pair this with the Rosewill Micro ATX Dual Fan CPU Case and you have the start of a nice micro build.**Gigabyte brings the great power of graphics to enthusiasts with their GV-R645-1GI featuring Ultra Durable 2 and multiple interfaces (dual-link DVI-D / D-sub / HDMI). Broaden your visual horizons across multiple displays and get lost in the action with revolutionary ATI Eyefinity Technology. With full support for Microsoft DirectX 11, these Radeon HD 6450 GPUs enable rich, realistic visuals and explosive HD gaming performance so you can dominate the competition.ULTRA DURABLE 2
Using high quality components on graphics cards is the key factor for having a long lasting, stable and reliable product. GIGABYTE is again setting a new standard by using Ferrite Core Chokes, Low RDS (on) MOSFET and Lower ESR Solid Capacitors, providing the stability and reliability from their high-end graphics solution. In addition, GIGABYTE Ultra Durable 2 Edition graphics cards now feature a sophisticated layout topology. This state-of-the-art power design from GIGABYTE delivers the ideal integration of thermal, electric characteristics, digital signals, power circuitry and optimum placement of components for enhanced graphics performance.GOLD PLATED HDMI
Gold plated, durable large contact area connectors have been used for optimum signal transfer between connections.CROSS FIRE
Multiply and Conquer with Multi-GPU Performance:CrossFires supertiling GPU sharing speeds rendering by evenly dividing the graphics processing, intelligently alternating the rendering workload to each Radeon GPU for efficient load balancing, and optimized performance.CrossFire boosts image quality along with rendering speed, eliminating the need to crank down screen resolutions to get the high image quality you want.CrossFire supports a wide range of ATI-based graphics cards and motherboards, and offers compatibility with a broad array of third party components for a flexible and robust solution.AMD EYESPEED TECHNOLOGY
With AMD Accelerated Parallel Processing (APP) technology and third-generation UVD (Unified Video Decoder) dedicated video playback accelerator, enjoy beautifully rich and clear video playback when streaming from the web. Take in your favorite movies in stunning, stutter-free HD quality. Run multiple applications smoothly at maximum speed. Enjoy lightning fast game play and realistic physics effects with enhanced Video Quality features such as advanced post-processing and scaling, dynamic contrast enhancement and color correction, and independent video gamma control.DIRECTX 11
DirectX 11 is the very latest in high-speed, high-fidelity gaming and computing. Featuring technologies like Compute Shaders, Direct2D, Multithreaded Rendering and Tessellation, DirectX 11 can enable not just more visually stunning games, but significant performance improvements in some of your favorite websites and everyday applications.AVIVO HD
Avivo could provide vibrant high fidelity, flawlessly smooth next-generation video playback. Avivo technology easily allows your PCs to become digital home media center by its compelling video pipeline design that comprises the latest high definition video hardware acceleration, including H.264 and WMV9.
Newegg Coupons
*Deal is live 6PM PT, 8PM CT, 9PM EST.* Link page is currently showing $2.99 shipping on this card. May change once it goes live, will up OP when it does for price/shipping changes, etc.*Another nice deal on a Radeon 6450 low profile video card for today's last SHELL SHOCKER deal. Save $25 after mail in rebate. Only two reviews on this one (the first not very helpful) on New3gg. Also receive a free download coupon for WinZip Pro 16 ($39.99 value).LINK
$25 Mail in Rebate
* Valid for Purchases 9/5 ONLY (today!) *Features:
* Radeon HD 6450 (625MHz Core Clock)
* 160 Stream Processors
* 1GB 64-bit DDR3 (1100MHz)
* PCI Express 2.1 x16
* 1x HDMI
* 1x DVI
* 1x D-SUB
* 2560 x 1600 Max Resolution
* Dimensions: 7.2" x 4.8" x 0.43"
* 3 Year Limited Warranty (Parts & Labor)**Pair this with the Rosewill Micro ATX Dual Fan CPU Case and you have the start of a nice micro build.**Gigabyte brings the great power of graphics to enthusiasts with their GV-R645-1GI featuring Ultra Durable 2 and multiple interfaces (dual-link DVI-D / D-sub / HDMI). Broaden your visual horizons across multiple displays and get lost in the action with revolutionary ATI Eyefinity Technology. With full support for Microsoft DirectX 11, these Radeon HD 6450 GPUs enable rich, realistic visuals and explosive HD gaming performance so you can dominate the competition.ULTRA DURABLE 2
Using high quality components on graphics cards is the key factor for having a long lasting, stable and reliable product. GIGABYTE is again setting a new standard by using Ferrite Core Chokes, Low RDS (on) MOSFET and Lower ESR Solid Capacitors, providing the stability and reliability from their high-end graphics solution. In addition, GIGABYTE Ultra Durable 2 Edition graphics cards now feature a sophisticated layout topology. This state-of-the-art power design from GIGABYTE delivers the ideal integration of thermal, electric characteristics, digital signals, power circuitry and optimum placement of components for enhanced graphics performance.GOLD PLATED HDMI
Gold plated, durable large contact area connectors have been used for optimum signal transfer between connections.CROSS FIRE
Multiply and Conquer with Multi-GPU Performance:CrossFires supertiling GPU sharing speeds rendering by evenly dividing the graphics processing, intelligently alternating the rendering workload to each Radeon GPU for efficient load balancing, and optimized performance.CrossFire boosts image quality along with rendering speed, eliminating the need to crank down screen resolutions to get the high image quality you want.CrossFire supports a wide range of ATI-based graphics cards and motherboards, and offers compatibility with a broad array of third party components for a flexible and robust solution.AMD EYESPEED TECHNOLOGY
With AMD Accelerated Parallel Processing (APP) technology and third-generation UVD (Unified Video Decoder) dedicated video playback accelerator, enjoy beautifully rich and clear video playback when streaming from the web. Take in your favorite movies in stunning, stutter-free HD quality. Run multiple applications smoothly at maximum speed. Enjoy lightning fast game play and realistic physics effects with enhanced Video Quality features such as advanced post-processing and scaling, dynamic contrast enhancement and color correction, and independent video gamma control.DIRECTX 11
DirectX 11 is the very latest in high-speed, high-fidelity gaming and computing. Featuring technologies like Compute Shaders, Direct2D, Multithreaded Rendering and Tessellation, DirectX 11 can enable not just more visually stunning games, but significant performance improvements in some of your favorite websites and everyday applications.AVIVO HD
Avivo could provide vibrant high fidelity, flawlessly smooth next-generation video playback. Avivo technology easily allows your PCs to become digital home media center by its compelling video pipeline design that comprises the latest high definition video hardware acceleration, including H.264 and WMV9.
Newegg Coupons
Need an advice about getting a mortgage
Added on : Tuesday September 04th 2012 11:00:50 PM
Hello everyone
Been using FW for a long time but never really signed up and asked a question before.
I need some help with resolving a situation, just some thoughts, maybe some of you had experience like this before.
In January of 2012 I purchased a house, paid cash since it was a foreclosed property. Applied for mortgage in December of 2011, at that time I was shopping for a house so was pre qualified, but since I sent my offer to the bank as a cash offer, had to come up with the cash at closing. So I purchased it for cash, now I need some money for something else, wanted to refinance or get a home equity line of credit and was unsuccessful.
Right now I am pursuing PhD overseas, so I dont file my income taxes for last few years, I tried to go with PenFed since I have a relationship with them for many years, never had a late payment on the credit card, but first they seemed to approve it, then everything went south.
I am not looking to get everything I put in the house, but wanted to get like 30-50% still no luck.
I paid 150 000$ and invested 50 000 to completely remodel the house, we tore everything apart, so brand new insulation, new dry wall, new floors, brand new kitchen etc.
As I said I was under impression that I will get approved and used some of my credit cards for improvements and hate to pay interest, wanted to get one loan or line of credit so I can consolidate it.
Any advice would be greatly appreciated.P.S I am listing it as my primary residence and not planing to rent it.
Save $30 after mail in rebate. Prices continue to fall on these XFX Radeon cards. Also receive Dirt3 Game Coupon and DEUS EX Game Coupon. Ships free and has a lifetime limited warranty! Excellent reviews, 5/5 eggs rated with 32 reviews.LINK
$30 Mail in Rebate
* Valid for purchases 9/1-9/30 *Features:
* 1408 Stream Processors
* 2GB 256-bit GDDR5 (1300MHz)
* PCI Express 2.1 x16
* 1x HDMI
* 2x Mini Display Port
* 2x DVI (1 Single Link & 1 Dual Link)
* AMD Eyefinity Technology
* HDCP & CrossfireX Support
* Card Dimensions: 10.08" x 4.38" x 1.5"
* 2560 x 1600 Max Resolution
* Lifetime Warranty (Parts & Labor)The XFX HD-695X-CDDC graphics card is based on the recently launched AMD Radeon HD 6950 GPU with 1408 stream processors and 2GB GDDR5 memory that enable a truly immersive experience with superb performance and flawless image quality for the uncompromising gamer.The AMD Radeon HD 6900 Series graphics features an enhanced second-generation, Microsoft DirectX 11-capable architecture including new VLIW4 core architecture and dual graphics engines that deliver a 10% improvement in performance/mm and up to 2.9x tessellation performance than the previous generation. Innovative AMD PowerTune power management technology dynamically adjusts power draw on the fly. Speed up applications and enjoy brilliant video with AMD APP. With flexible and cost-effective AMD Eyefinity multi-display technology and AMD HD3D technology for 3D entertainment, the new AMD Radeon HD 6900 Series graphics cards offer The Ultimate Visual Experience.
Seeking Job To Pay For Six Sigma / Health Care Field
Added on : Thursday August 30th 2012 11:00:50 PM
I've worked in healthcare for several years and I'm looking to transition into a position that will allow me to focus on lean management/process improvement type work. I've done several other types of work within healthcare to include as a clinician, in IT, project management, and logistics. I'll be quitting my current position shortly and am looking for new work. I find myself most interested in lean management because regardless of what function I've provided within hospitals, I have recognized significant waste, and enjoy strategezing solutions to resolve it.My intermediate term goal is to enter consulting with a focus on lean management. In order to get there, I'd like to get a stable, fixed position working within a hospital that is willing to pay for my six sigma certification, or equivalent professional status. I already have an MBA and an MPH. I figure I can work at a hospital for a few years, get more experience in this role, get them to pay for my "stuff" and then take that off into consulting. I'm in my early 30s.I currently have a few side projects I'm working on and my current full time job is very demanding and I am unable to effectively manage my side work. I feel that I can get a full time job at a non profit hospital, get a "slack" 40 hour/week schedule, possibly get a little personal work done from my office over lunch each day, do this for 2 to 5 years, and then transition into consulting when I'm about 40. Work consulting full time for a couple years and then transition into part-time consulting, just to stay busy, because by then I'll have a house completely paid off and won't need much money.Additionally, I believe lean management within healthcare will be a booming field in 5 to 10 years due to the healthcare cost crisis the US is experiencing.I'm completely OK with getting a low nominal paying job at a non-profit provided my hours worked are low, so I can make additional money from side projects. Also, I've heard some non-profits offer a 403 retirement plan in addition to a 401k so I may be able to contribute $30k per year to those plans on top of an IRA. I can easily live off $15k to $20k per year so if the job pays $50k to $60k then I can max out a 403, 401k and IRA and pay almost nothing in income taxes, while only working 40 hours per week. Compare that to my current $100k position where I work 80 hours per week and pay a shitload of taxes, and the non-profit hospital seems pretty good.The biggest thing I am looking for is the ability to become a black belt six sigma, or equivalency if another cert exists that is better, for completely free, because my employer pays for it. That's a nice benefit that is tax-free. As compared to having to pay $8k for the classes, which means I have to earn $12k in income, pay taxes, and then get the $8k left over to pay the tuition. Not that I'd even have time to take six sigma classes while currently working 80 hours per week.Finally, I intend to get PMP cert as well. Unfortunately I can't find the time to do that with my current job schedule. If I cut back to 40 hours/week, I could easily do it.Thus, the plan would be to work for the non-profit hospital for 2 to 5 years, max out $40k/year between a 401k, 403b, and IRA, while earning my six sigma blackbelt and my PMP. I'll have paid almost nothing in come taxes for those years, but managed great tax-shelters and education benefits.Any suggestions on how I might go forward with this plan?
Link
Updating the popular N800, Nokia has made significant improvements on its predecessor with the N810 Internet Tablet while retaining much of what made the N800 such an easy-to-use mobile multimedia/communications device. The N810 augments the onscreen keyboard with a backlit, slide-out QWERTY keyboard, and it also adds a front-facing webcam, 2 GB of internal storage (expandable via memory cards up to 8 GB), and integrated GPS. Built to be constantly in use, you'll easily stay in touch with business associates, friends, and family thanks to its VoIP calling, instant messaging and email connectivity. And with stereo audio, multimedia support and a new ergonomic design, the Nokia N800 morphs into a portable Internet entertainment device, enabling playback of streamed and downloaded content wherever you roam.The 4.1-inch touchscreen has an 800 x 400-pixel resolution with up to 65K colors. You can access controls and an onscreen keyboard, or slide-out the physical QWERTY keyboard at the bottom for even easier typing. The N810 provides 2 GB of onboard flash memory and 128 MB of RAM. It also offers a single expansion slot that is compatible with Secure Digital (SD), MultiMedia, miniSD, and microSD memory cards with a size limit of 2 GB. (Adapter required for miniSD and microSD.) You can add up to 8 GB of memory when using Secure Digital High Capacity (SDHC) cards. You can also connect the N810 to a PC using the included USB cable to update software and transfer files from the PC to the a memory card.For multimedia playback, the N800 is compatible with MP3 and WMA digital audio files, Real Audio streams, and video files encoded as AVI or MPEG4 (see specifications below for full compatibility list). The N810 has two integrated speakers as well as a 3.5mm headphone jack for personal listening.The main form of connectivity is Wi-Fi (802.11b/g), and hooking up to a network is as simple as connecting with a laptop. You can also use the integrated Bluetooth wireless connectivity to hook up with a cell phone that is compatible with online data services. When connected to either a WLAN network or to a cell phone, you can make calls using the built-in Internet telephony application as well as conduct video conferencing with the built-in Web cam.The Nokia N810 is powered by maemo Linux-based OS2008, which offers a highly customizable user interface and contains various features such as a Mozilla based browser with Ajax, Adobe Flash 9 and RSS feed reader, Bluetooth headset support as well as enhanced video and audio features. The refreshed Video Gizmo, and Rhapsody applications highlight some of the most popular downloads available while Boingo Wireless, Earthlink and The Cloud enable Wi-Fi connectivity across thousands of different locations globally.Perfect for use on the go, the N810 includes an integrated GPS receiver and comes with preloaded maps that enable you to browse detailed locations, search for street addresses, find various points of interest (POI) as well as nearby Wi-Fi hotspots. You can also purchase an optional subscription to the Wayfinder Maps application for enhanced mobile navigation. Other features include:Integrated VGA web camera
Support for IMAP4, SMTP, and POP3 email
Games: chess, blocks, mahjong and marbles
Integrated desk standUniversal Plug and Play (UPnP) 
Dimensions: 2.83 x 5.04 x 0.55 inches (LxWxD)  Weight: 7.97 ounces
Link
Buy.com Coupons
Planning an AOR.
Added on : Saturday August 25th 2012 09:00:52 PM
I'm a noob when it comes to finance and all that. I came here to look at the best credit card for me since i'm getting married in 2 months and want to put everything on that but now that i see how credit works. I'm thinking of doing an AOR and maximizing the use of categories so I just want to ask what I should do and what i'm thinking.I just refinanced my house and currently doing home improvement to my back yard.I have decent credit. I'm was 760-770 on my credit reports.my current cards are
chase freedom 4k/9k 0% financing ends 2/13
citi platinum select pay off in full every month ( first credit card out of college so ya keep it around)
costco AMEX 3/2/1 pay off in full every month.
best buy card. pay off in full every month. my CL aren't that high. 25k total. my credit utilization right now is about 20%. i can pay off my 4k right now but just taking my time with it since i'm still under the intro 0% financing for 15 months.because i was trying to refinance my house, I have 4 hard pulls within the last year according to credit karma.
2 in october 2011
1 in march 2012
1 in may 2012.
I apped for chase freedom in nov 2011 but i guess there wasn't a hard pull for some reason. I do have a checking and savings account with them already. so i was thinking of the following cards.
1)the US cash+ card 5/2/1 (using 5% categories for hotel/home improvement since i'll be booking rooms soon and the home improvement stuff i'm working on)
2)citi forward (for food and movies) (I eat out a lot.)
3)penfed 5/3/1 card (i drive a lot..I'm a commuter).
4)a general 2% card. Any preferences? fidelity vs Priceline?
5)blue cash preferred 6/3/1 card. 75AF (I'll assume I'll be buying lots of groceries now that there's more than just me.)
6)looking for a travel card. now that i'm getting married i want to travel more. what's good? AMEX spg so i can use it in hotels or miles? capital one venture so 2 miles per dollar? how about the penfed air one? 5x for airfare.
7)a discover more card. heard they got decent online reward store and it's 0 AFso I plan on going for the first 4 for sure. maybe the other ones i'm not sure about I can do an aor later on. what do u think? or just go for all of it? haha. Oh and I plan to keep all these cards indefinitely since they are useful. i know my credit will take a hit but i think it will be higher after i go through it because then my credit utilization will be lower with all the new CL. Any suggestions?thanks in advance. I plan to do this AOR this week.
Yahoo Post - How to save money at Target
Added on : Tuesday August 21st 2012 07:00:48 PM
I came across this interesting post on yahoo - How to save money at TargetSome excerpts -
- "If the price on the sticker ends in an '8,' it will be marked down again," says Kelly at FaithfulProvisions.com. "If it ends in a '4,' that's the lowest it will be. So if you see a price ending in a '4' at 50 percent off, you might want to grab it now, because it's not going to get any cheaper."
- The general Target markdown schedule is:Monday: Children's clothing, baby items, electronics, and office supplies/gift wrap/stationary.
Tuesday: Women's clothing, home decor and domestic items

Wednesday: Men's clothing, toys, food, health and beauty, garden items
Thursday: Housewares, lingerie, shoes, sporting goods, luggage

Friday: Cosmetics, jewelry, hardware, automotive, and home improvement Happy Reading.
Tiger Direct has Vizio VSB200 HD Sound Bar (Refurbished) for $69.99 - $30 Rebate = $39.99. Shipping is free. I got in on a very similar deal from T.D. about 8 months ago on the VSB100 and what I received looked to me as brand new. It came in a generic box but that has not affected it's performance.
Tremendously better than the TV speakers, even the wife, who griped when I ordered the 100 has come to agree with me concerning the improvement of the sound.
Oh yeah, T.G. will tell you that the rebate (which comes in the form of a M/C or Visa card) will take 8-10 weeks came to me in about a month.
HOWEVER they are VERY picky about how to file for the rebate, so follow instructions to the letter and ALWAYS make copies of ALL paperwork submitted to avoid denials of rebate.
GIMME SOME GREEN IF YOU LIKE THIS DEAL, EVEN IF YOU DON'T GIMMIE SOME GREEN.LINK TO REBATE.....http://static.highspeedbackbone.net/rebates/TD-6523%20%28US%29.p...LINK TO DEAL.......http://www.tigerdirect.com/applications/searchtools/item-details...
Amazon LINK TO SAME.......http://www.amazon.com/VIZIO-VSB200-Universal-Sound-Bar/dp/B002EP...
Ripped from S/D
TigerDirect.com Coupons
Tiger Direct has Vizio VSB200 HD Sound Bar (Refurbished) for $69.99 - $30 Rebate = $39.99. Shipping is free. I got in on a very similar deal from T.D. about 8 months ago on the VSB100 and what I received looked to me as brand new. It came in a generic box but that has not affected it's performance.
Tremendously better than the TV speakers, even the wife, who griped when I ordered the 100 has come to agree with me concerning the improvement of the sound.
Oh yeah, T.G. will tell you that the rebate (which comes in the form of a M/C or Visa card) will take 8-10 weeks came to me in about a month.
HOWEVER they are VERY picky about how to file for the rebate, so follow instructions to the letter and ALWAYS make copies of ALL paperwork submitted to avoid denials of rebate.
GIMME SOME GREEN IF YOU LIKE THIS DEAL, EVEN IF YOU DON'T GIMMIE SOME GREEN.LINK TO REBATE.....http://static.highspeedbackbone.net/rebates/TD-6523%20%28US%29.p...LINK TO DEAL.......http://www.tigerdirect.com/applications/searchtools/item-details...
Amazon LINK TO SAME.......http://www.amazon.com/VIZIO-VSB200-Universal-Sound-Bar/dp/B002EP...
TigerDirect.com Coupons
Save $82 after promo code and mail in rebate! Includes free Battlefield 3 - Download and Deus Ex - Download . $259.99 List
-$52.00 Promo Code: EMCYTZT2036 (expires 8/12)
-$30.00 Mail in Rebate
* Valid for purchases 8/1-8/15 *
------------------------------
$177.99 Final PriceLINKThe XFX HD-695X-CDFC graphics card is based on the recently launched AMD Radeon HD 6950 GPU with 1408 stream processors and 2GB GDDR5 memory that enable a truly immersive experience with superb performance and flawless image quality for the uncompromising gamer.The AMD Radeon HD 6900 Series graphics features an enhanced second-generation, Microsoft DirectX 11-capable architecture including new VLIW4 core architecture and dual graphics engines that deliver a 10% improvement in performance/mm and up to 2.9x tessellation performance than the previous generation. Innovative AMD PowerTune power management technology dynamically adjusts power draw on the fly. Speed up applications and enjoy brilliant video with AMD APP. With flexible and cost-effective AMD Eyefinity multi-display technology and AMD HD3D technology for 3D entertainment, the new AMD Radeon HD 6900 Series graphics cards offer The Ultimate Visual Experience.AMD EYEFINITY TECHNOLOGY WITH DUAL DISPLAYPORT 1.2
Supporting multiple independent display outputs simultaneously, AMD Eyefinity technology delivers innovative graphics display capabilities enabling massive desktop workspaces and ultra-immersive visual environments for the ultimate panoramic computing experience. The new display interface DisplayPort 1.2 boasts features such as 2560x1600 max resolution per display, 21.6 Gbps bandwidth, multi-stream transport and high bit-rate audio, enabling simple, affordable and flexible multi-display configurations.MICROSOFT DIRECTX 11
The very latest in high-speed, high-fidelity gaming and computing, Microsoft DirectX 11 featuring new technologies like Compute Shaders, Direct2D, Multi-threaded Rendering and Tessellation enables not just more visually stunning games, but significant performance improvements in some of your favorite websites and everyday applications.IMAGE QUALITY ENHANCEMENT TECHNOLOGY
The AMD Radeon HD 6900 Series GPUs boasts new image quality features including Enhanced Quality Anti-Aliasing (EQAA), which uses a new sampling technique to help improve visual quality, Morphological Anti-Aliasing (MLAA) compatible with any DirectX 9/10/11 application, and improved anisotropic filtering. These enhanced anti-aliasing features enable dramatically improved image quality and enhanced visual quality features for intensely realistic looking games.AMD APP TECHNOLOGY
With AMD Accelerated Parallel Processing (APP) technology and third-generation UVD (Unified Video Decoder) dedicated video playback accelerator, enjoy beautifully rich and clear video playback when streaming from the web. Take in your favorite movies in stunning, stutter-free HD quality and run multiple applications smoothly at maximum speed. Enjoy lightning fast game play and realistic physics effects with enhanced Video Quality features such as advanced post-processing and scaling, dynamic contrast enhancement and color correction, and independent video gamma control.AMD HD3D TECHNOLOGY
AMD HD3D Technology is supported by an advanced and open ecosystem that, in conjunction with specific AMD hardware and software technologies, enables stereoscopic 3D support in games, movies and/or photos. HDMI with stereoscopic 3D, Deep Color, and high bit-rate 7.1-channel surround sound support ensures the highest quality Blu-ray 3D experience possible.AMD CROSSFIREX MULTI-GPU TECHNOLOGY
AMD CrossFireX is the ultimate multi-GPU performance gaming platform, enabling two or more discrete graphics processors to work together for boosted system performance and a breakthrough gaming experience.
Newegg Coupons
Save $15 after promo code on this very popular gaming keyboard. 4/5 eggs rated with 496 reviews. Ships free, no tax except in CA, TN and NJ.Link
Promo Code: EMCNBNC69 (expires 8/13)FEATURES:* Custom-color backlighting - You can easily locate the correct keys, even in the dark. Plus, you can mix red and blue backlighting LEDs in varying intensities to create custom colors.
* Integrated USB audio - Separate headphone and mic jacks and mute buttons mean you can use any analog headset with 3.5 mm plugs as a USB audio device for clear communication.
* Twelve programmable G-keys - Three macros per key let you configure up to 36 unique functions per game, including single keypresses or complex macros.
* Hi-Speed USB 2.0 hub port
* Game/desktop mode
* Intelligent cable management
* Instant media accessSharp tools are prerequisites to do jobs and gaming is no exception. The award-winning Logitech G110 gaming keyboard gives you the tactical advantage over your rivals with industry-leading innovations and guaranteed Logitech quality.As top-notch gaming gear, the G110 boasts custom-color illuminated characters for easy locating of Crucial command keys, yet not harsh to your eyes. The no-learning-curve 104-key layout is complemented with a mass of function keys, twelve of which are fully programmable. The twelve programmable G-keys positioned right under your left hand can be assigned to any keystroke on the keyboard or complex macro to execute attacks on your enemies.You can elaborately define G-key macros in G110 management software before the incoming campaign, or create a macro just in the middle of the battle and instantly launch it without pausing action. Focusing all on the gaming side improvements, the G110 is indeed a nuclear weapon in the hands of a serious gamer. It offers all the flexibility and power you could imagine, and the next question is: Are your skills qualified?ILLUMINATED CHARACTERS
These illuminated key caps offer incredible visibility in both bright and low-light conditions. The user-selectable backlighting makes even pitch-dark operation available possible without additional illumination.TWELVE PROGRAMMABLE G-KEYS
Assign any keystroke or series of commands to the twelve programmable G-keys at the left of the keyboard for one-press ease to execute complex attacks in the fierce battles. The Logitech G110 allows you to create macros on the fly in game, so you can flexibly alter your maneuvers as the enemies change theirs.INTELLIGENT CABLE MANAGEMENT
The Logitech G110 effectively keeps mouse, headset and other cords out of the way by routing them through channels on the underside of the keyboard.HI-SPEED USB 2.0 HUB PORT
The Logitech G110 features Hi-Speed USB 2.0 hub port for easy access to a variety of USB devices such as your mouse, web camera, storage device and more.DETACHABLE PALM REST
The detachable palm rest provides excellent support and increases comfort, especially good when gaming sessions get extended.
Seeks Advice on home improvement
Added on : Sunday August 05th 2012 03:00:44 AM
I am planning to redo my kitchen; and change my bathromm from tub to shower. My top requirements are durability and ease of maintenance.I am looking for advice -- brand names and where to buy -- on all the kitchen appliances, kitchen countertop, cabinets, shower control and shower head, kitchen and bathroom sinks, faucets, toilets, lighting fixtures for kitchen & bath, etc.Kitchen appliances: 30" refrigerator (bottom freezer with non-wired baskets), 24" wall gas oven, 30" gas cook top and strong suction hood; non-stainless steel kitchen sink (preferrably double sink).Kitchen cabinets: The wood cabinets I have seen have the inside (drawers and cabinets) color different than the outside color. The inside is not painted. I was told that it costs a lot more if the inside is painted. Anyone know how much more -- in terms of percentage? What other materials are there, besides formica?Countertop: I am thinking Ceasar Stone. Any opinions one way or other?Also, I am redoing the baseboard (along the floor) and am thinking of hiding all the telephone and cable wiring behind the baseboard. My concern on this is ease of maintenance. If the wires need to be tested, repaired or replaced, how will the repaireman get access to those wires?TIA
Renting home in pre-foreclosure
Added on : Saturday August 04th 2012 03:00:48 PM
I am going to try to speak with an attorney next week but wanted to get some thoughts around knowingly renting a house in pre-foreclosure.The backstory is that we have a purchase agreement to buy the house but when the payoff came in it was much higher than the sellers estimate (apparently he didn't think he would continue accruing interest when skipping payments!) we are now looking into trying to get the bank to do a short sale ( there are also IRS liens that have to be satisfied)
We have to be out of our current place in thirty days and the seller says he's moving in August whether the house sales or not. What are the negatives to renting the house until a purchase can be worked out? ( obviously I won't be spending lots of money on improvements until I am the owner.FYI the home is in Texas
Pick up this top rated (Lanoc.com 10/10 recommended) laptop cooler and save $10. Seems to be the best price compared to others. Features 3 configurable/removable 80mm fans, aluminum mesh design, ergonomic angle and space for up to 19" laptop.LINKCooler Master, in its commitment to continual improvement, has improved the value proposition of the NotePal U3 by having it support 17-19 inch notebooks and equipping it with three moveable 80mm fans that are connected to a fan speed controller clip. This is all powered by a single pass-through USB cable so users wont have to sacrifice a USB port. The fan speed controller clip allows for easy attachment to either side of the U3 to accommodate different USB port locations.SUPERIOR COOLING
Three removable 80mm fans cools the areas generating the most heat, plus the aluminum meshed design enhances heat dissipation for optimal thermal performance.CLIP-ON FAN SPEED CONTROLLER
The convenient clip-on fan controller offers easy fan speed adjustment to help you achieve the balance between cooling performance and noise level & power consumption.ERGONOMIC ANGLE
The sturdy cooling pad raises your laptop to a comfortable angle for a better viewing and ergonomic typing posture.
Newegg Coupons
Life insurance for diabetic
Added on : Friday July 27th 2012 05:00:45 PM
I am 41 years old(spouse is 37), have Group insurance through employer and am researching for best option to get life insurance for myself. I need about 1M policy(spouse does not work). I have 2 kids and am hoping they will go to college in about 6-10 years. I am open to considering term, universal or whole life. I have researched this topic and am generally familiar with the process. I was diagnosed Type 2 diabetic about 7 years ago and the root cause was obesity. After trying to manage diabetes with medicines for several years, I realized that I needed to make lifestyle change to overcome this disease. Over last six months I have radically changed my lifestyle(eating, exercise etc.) and am about to reach normal weight, plus all my test results are comparable to a healthy person. I am confident that I will be able to manage this lifestyle in long run.My questions are -
1. Should I wait for some more time(like 6 more months) before applying for life insurance as I do not have long enough health improvement history(i.e. my test results have only shown improvement for last 6 months) ?
2. I understand the general rationale of staying away from anything but term life. In my case, is it worth considering other types of insurance (specifically whole life) given that I can use a loan from that money for college ? I am not an aggressive investor - i.e. I do not actively manage my funds on monthly basis and hence may not be able to get a very good return if investing on my own.Thanks in advance.
Save $30 after mail in rebate. Features up to 550MB/s read and 520MB/s write speeds, 85K IOPS and a 3 year limited warranty. 4/5 eggs rated with 37 reviews.LINK
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Save $30 after mail in rebate. Features up to 550MB/s read and 520MB/s write speeds, 85K IOPS and a 3 year limited warranty. 4/5 eggs rated with 37 reviews.LINK
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* Valid for Purchases 7/13-7/15 *Step Up To Solid-State Speed with Force Series 3One of the best PC performance investments you can make.
You'll be amazed at the improvement over traditional hard drive access times the first time you turn on your computer, and for virtually everything you do with your PC. System startup, game and application load times, file loading, data transfers, and even shutdown times are all faster.Your system will be more responsive, and you'll be more productive.
Add up all the time you spend all day waiting for your computer starting up, loading game levels, saving large files and documents, and just moving data around and it can be significant.Using a PC can be a lot more enjoyable when it's not always making you wait.The power of SATA 3 6Gb/second performance

The SATA 3 connection on the Force Series 3 offers up to 6Gb/s speed vs. SATA 2 drives that top out at 3Gb/s.
Great for the latest high-performance PCs.
There's fast, and then there's FAST. Force Series 3 SSDs have even quicker read and write times when they're installed in PCs that use the latest SATA 3 interface.Compatible with SATA 2 3Gb/s.
Haven't yet moved to SATA 3? Like all Corsair components, Force Series 3 SSDs are designed to last through several system upgrades. Adding a Force Series 3 today means that you'll still get incredible storage performance now, and your SSD will be ready for your next upgrade.Force Series 3: Get more for less.
Choosing a Force Series 3 SSD helps your computing budget go farther. Powered by the SandForce SF-2200 controller, they deliver outstanding SATA 3 6Gb/s performance, with prices that are comparable to lower-performance SATA 2 3Gb/s solid-state drives.Corsair SSDs: Designed for Performance and Durability

Corsair SSDs are 2.5" wide, the same size as notebook hard drives. An adapter is included for mounting in standard desktop PC 3.5" drive bays.TRIM Support
Force Series 3 SSDs feature support for the Windows 7 TRIM command. This allows them to store only the data they need and perform memory optimization to ensure the fastest possible write speeds.Reliability
Because SSDs have no moving parts, they can handle shock, vibration and temperature changes far in excess of traditional hard drives. That's important for desktop PCs, and essential for notebooks.Cool and Quiet, with Low Power Consumption
Traditional mechanical hard drives spin at thousands of revolutions per minute. This takes power, and generates noise and heat. Since SSDs have no moving parts, there's no noise or vibration, and the lower power consumption helps keep things cool inside your PC.3.5" adapter
The 2.5" form factor allows for installation in most notebook PCs with no adapter required. If you're adding a Force Series 3 SSD to your desktop PC, use the included 3.5" adapter to mount it in any standard hard drive bay.
Newegg Coupons
Married in our 20's: Flip/Rent/Keep a Foreclosure
Added on : Thursday July 12th 2012 05:00:47 PM
Married in our 20's, Flip/Rent/Keep a ForeclosureTechnically, it's a short sale (needs cleaning, uncle is a home inspector) Married in our 20's, 1 infant & 1 toddler, In our mid 20's, we're proud to have traded a life of debt for a cash-only lifestyle in under 3 years
Paid off $13,000 in student loans/credit cards and traded our $1,500/mo car payments for a used Lexus SUVNo more car payments, student loans, credit cards!
We have prepaid phones now: saving money like there's no tomorrow$2,500/mo income but
$1,100/mo rent w/utilitiesPRICE:
$40,000 as a short sale (need advice on offer), nice neighborhood & schools
$102,000-$133,000 for comparables on same and nearby streets within past 3 monthsI truly do hate paying rent, but credit scores under 600, having cash now gives us power.
So I'd rather reallocate my rent money toward improving value of a home I own.Assets
$18,000 in the bank
$15,000 paid for SUV (considering giving the bank its title and using cash to get home's deed)
=
$33,000 total and parents will supplement ~$10K difference so we get deed-in-hand.It's summer, we have a big family and can do some major labor.Comparables rent for $900-$1,200Spouse is willing to do improvements for flip or even rent the place.
With no mortgage payment, there's no urgency to sell and we'd gladly live there.
Ultimately, we'd like a newer home, but need to rebuild our credit.We've lived with nothing in the bank in the past.
This feels like an opportunity to make that money start working for us.$40,000 Home
$10,000 ImprovementsThe potential $130,000 selling price if we make it the nicest house on the block is enticing.
Heck, I'll take selling it for $70,000!Renting it has huge appeal. And living there with no house payment gives peace of mind.Thanks to everyone here.
Your continued advice has helped us achieve debt-freedom.This is the best forum I've ever belonged to.Regards,
Justin
Remodel: HELOC or borrow from Family
Added on : Thursday July 12th 2012 01:01:27 PM
I'm in California and I'm undergoing a major remodel (adding 500sq ft and redoing master, kitchen, dining, and living rooms). I have set aside ~$100K for the remodel, however it's looking like the project may end up costing a bit more. Therefore, I'm looking to acquire some additional funds. I don't want to cut into my savings/investments any further, so I'm looking for other ways to raise funds to pay for the remodel. My current LTV is just under 80% (purchased 3 months ago), house appraised for ~800 when I purchased it. So far I have explored two options:
1) Delta Federal Credit Union is offering a HELOC up to 90% LTV for 3.5%. However this comes with a appriasal fee of ~$700.
2) Borrow from family at a rate of 2% a year. This family member does private money lending as investments, and is offering me a steeply discounted rate.I know that borrowing money from family can ruin relationships, but we will have a formal loan agreement with a lawyer (via Group Legal plan so no cost associated) if I go down that path to attempt to minimize any potential issues.I'm hit by AMT, and my marginal tax rate is 42.3 (33 federal, 9.3 state). Since the HELOC will be used for home improvement, it should be tax deductible. Therefore the rates are pretty much equivalent.What I'm wondering is are there any other benefits that come (besides tax advantages) from using a HELOC versus private funds? Assuming a formal loan agreement is in place, would the family members loan also be considered tax deductable, would this need a junior deed to be considered a HELOC or a second mortgage? I just hate having to pay $700 just to open a 80K line that I may or may not need to use. Perhaps, somone could point me to another lender offering 90% LTV w/ same or better rates and no fees?
http://www.amazon.com/gp/offer-listing/0619200243Click on Link under seller Information to get to all Prices for this Book and the top one is the $39.95 one.
For the past three decades, the Shelly Cashman Series has effectively introduced computers to millions of students - consistently providing the highest quality, most up-to-date, and innovative materials in computer education. We are proud of the fact that our series of Microsoft Office 4.3, Microsoft Office 95, Microsoft Office 97, Microsoft Office 2000, and Microsoft Office XP textbooks have been the most widely used books in computer education. With each new edition of our Office books, we have made significant improvements based on software changes and comments made by both instructors and students. Our Microsoft Office 2003 books continue with the innovation, quality, and reliability that you have come to expect from the Shelly Cashman Series.
US Bank Cash+ Visa Signature - No annual fee
Added on : Sunday July 01st 2012 10:00:41 AM
Just applied for this card. Advertised as below:
Earn 5% Cash Back on two bonus categories that you choose, like home improvement stores or airline tickets1, 2
Earn 2% Cash Back on gas, groceries or drug stores choose one1, 2
Earn 1% Cash Back on all other purchases
Get a $25 Cash+ Bonus each time you redeem $100 or more Cash Back in a single redemption3
No caps or limits on how much Cash Back you can earn
You choose to redeem your Cash Back as a deposit into your U.S. Bank deposit account, a U.S. Bank Rewards Card, or a statement credit.The good:
- Compared with my current combo (Fidelity AMEX 2% for everything other than -> AMEX Blue Cash (classic - Grandfathered in) 5% Gas / Groceries), choosing 5% back on restaurants and travel would make a significant improvement
- Acceptance especially at restaurants may be better than with AMEX
- No Annual Fee (compare Blue Cash Preferred AMEX)
- If you sign up through their Facebook page, there is an additional $50 cash bonus
- US Bank hasn't been a major rewards player so it may not interfere with your Chase and Citi lines of credit.
- No pre-set spending limit vis a vis Visa Signature (also other fringe benefits at certain hotels, many Hilton / Fairmont properties) similar to AMEX Plat but no annual fee.The bad:
- May be a very difficult card to get. Credit score 795 (EQ) with long term salary history >500k was deferred for approval for underwriter review. Others at FT and other forums have confirmed likely >740-750 needed for approval, with many with higher scores still going to review or approved only for the 1% Cash Back visa (downgraded)
- Even if approved, may have relatively low credit limit - I haven't been approved yet, but the CR said my "provisional" limit pending underwriting was about 1/2 or 1/3 my limits on the other cards I carry.
- The "bankers" at US bank were cordial on the telephone but the underwriting company was curt to say the least and mostly rude.
- You need to actively choose the categories for the 5% Cash Back each quarter or you will revert back to the 1%The ugly:
- The terms do say that US Bank can change the categories available to 5%, so they could pull restaurants or travel for example as categories at any point
- CC companies have a history of cutting back on Cash Back card % redemption rates.
- From a conspiracy theory standpoint, I'm always leery of deals that are highlighted on so-called legitimate "news" sources like yahoo finance etc. Just google the card and you'll see many supposedly objective "news" articles about the card's launch. Makes you wonder who's pulling the strings...I'm not going to put a link in here to the card application or facebook page to avoid getting flamed for trying to make $ off the referral. It's easy to find the card though.
OSH Orchard Supply Hardware 15% off Single Item 7/1 through 7/8
Added on : Saturday June 30th 2012 11:00:04 AM
Double dip on top of this weekend's "20% off everything that grows" sale to save a little extra.http://www.osh.com/eng/coupons/120701-15percent-news-ru86.cfm?Usual T&C--Excludes major home appliances, parts & accessories, Weber products, Benjamin Moore paint & stain and online purchases. Good
toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards, labor, merchandise replacement
a!l)'eements, Everyday Great Price Items. installed home improvements, special orders, repair service. and protection a!l)'eements or as
payment on any Orchard Card account. May not be used with any other coupon or offer. Must present coupon for discount. Redeem at
participating Orchard Supply Hardware Stores. One ooupon per purch a se. One coupon per person. Customer pays applicable sales tax.
Cash value l/20C. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the event of a return,
coupon savings may be deducted from your refund. 02012 Orchard Supply Hardware.
Orchard Supply Hardware Coupons
Samsung 51" 720p Plasma PN51E450 @ Frys B&M $429
Added on : Friday June 29th 2012 12:00:06 PM
http://www.frys.com/product/6994417?site=sr:SEARCH:MAIN_RSLT_PGIn-store purchase or buy online/select in-store pickup. You will be charged $429 for this Samsung PN51E450 720p HDTV. I've compared/calibrated this TV with the LG 50PA4500 in the same room. LG has more accurate picture, slightly better picture quality, more powerful remote control, better on-screen navigation, better sound, and built-in picture calibration. LG comes with an additional VGA input, and component input. It's also heavier by about 13 lbs (no stand). Samsung is slightly bigger (51" vs 50"), with a brighter screen. The default Cimena color is richer but flesh tone is too red. Both have reflective screen. I went with the LG (was $399 last week), but would also recommend the Samsung. Since over-the-air broadcast, most games, and digital TV (via the AT&T, TWC, Comcast, etc) max out at 720p/1080i, you will not be able to take advantage of 1080p resolution unless you use pristine blockbuster Blue Ray movies. Furthermore, the additional picture improvement from BR/1080p will disappear if the viewing distance is more than 10 feet.Samsung PN51E450 item number 6994417 (call store to confirm stock and $429 price). Item is also available in-store for $429. It's on today's Frys ad. You can PM @ Best Buy...call the Frys store and ask for stock/price on item number 6994417. There should be plenty of stock right now at Frys (a few hours into the sale).
Samsung 51" 720p Plasma PN51E4500@ Frys B&M $429
Added on : Friday June 29th 2012 11:00:04 AM
http://www.frys.com/product/6994417?site=sr:SEARCH:MAIN_RSLT_PGIn-store purchase or buy online/select in-store pickup. You will be charged $429 for this Samsung PN51E450 720p HDTV. I've compared/calibrated this TV with the LG 50PA4500 in the same room. LG has more accurate picture, slightly better picture quality, more powerful remote control, better on-screen navigation, better sound, and built-in picture calibration. LG comes with an additional VGA input, and component input. It's also heavier by about 13 lbs (no stand). Samsung is slightly bigger (51" vs 50"), with a brighter screen. The default Cimena color is richer but flesh tone is too red. Both have reflective screen. I went with the LG (was $399 last week), but would also recommend the Samsung. Since over-the-air broadcast, most games, and digital TV (via the AT&T, TWC, Comcast, etc) max out at 720p/1080i, you will not be able to take advantage of 1080p resolution unless you use pristine blockbuster Blue Ray movies. Furthermore, the additional picture improvement from BR/1080p will disappear if the viewing distance is more than 10 feet.Samsung PN51E450 item number 6994417 (call store to confirm stock and $429 price). Item is also available in-store for $429. It's on today's Frys ad. You can PM @ Best Buy...call the Frys store and ask for stock/price on item number 6994417. There should be plenty of stock right now at Frys (a few hours into the sale).
Save $60 after coupon code and mail in rebate. Excellent video card. Features 2GB DDR5 memory, 1408 stream processors, 800 MHz core GPU clock, 1250MHz (5.0Gbps) memory clock, 2x DVI, 2x mini display and 1 HDMI port. Fantastic reviews, 5/5 average eggs rated with 123 reviews!Receive a Free Coupon of Dirt 3 with purchase. $259.99 List
-$31.20 Promo Code: EMCYTZT1810 (expires midnight 6/26)
-$30.00 Mail in Rebate
*Rebate valid for purchases 6/16-6/30*
----------------------
$198.79 FinalLINKThe XFX HD-695X-CDFC graphics card is based on the recently launched AMD Radeon HD 6950 GPU with 1408 stream processors and 2GB GDDR5 memory that enable a truly immersive experience with superb performance and flawless image quality for the uncompromising gamer.The AMD Radeon HD 6900 Series graphics features an enhanced second-generation, Microsoft DirectX 11-capable architecture including new VLIW4 core architecture and dual graphics engines that deliver a 10% improvement in performance/mm and up to 2.9x tessellation performance than the previous generation. Innovative AMD PowerTune power management technology dynamically adjusts power draw on the fly. Speed up applications and enjoy brilliant video with AMD APP. With flexible and cost-effective AMD Eyefinity multi-display technology and AMD HD3D technology for 3D entertainment, the new AMD Radeon HD 6900 Series graphics cards offer The Ultimate Visual Experience.
AMD EYEFINITY TECHNOLOGY WITH DUAL DISPLAYPORT 1.2
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The AMD Radeon HD 6900 Series GPUs boasts new image quality features including Enhanced Quality Anti-Aliasing (EQAA), which uses a new sampling technique to help improve visual quality, Morphological Anti-Aliasing (MLAA) compatible with any DirectX 9/10/11 application, and improved anisotropic filtering. These enhanced anti-aliasing features enable dramatically improved image quality and enhanced visual quality features for intensely realistic looking games.AMD APP TECHNOLOGY
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AMD HD3D Technology is supported by an advanced and open ecosystem that, in conjunction with specific AMD hardware and software technologies, enables stereoscopic 3D support in games, movies and/or photos. HDMI with stereoscopic 3D, Deep Color, and high bit-rate 7.1-channel surround sound support ensures the highest quality Blu-ray 3D experience possible.AMD CROSSFIREX MULTI-GPU TECHNOLOGY
AMD CrossFireX is the ultimate multi-GPU performance gaming platform, enabling two or more discrete graphics processors to work together for boosted system performance and a breakthrough gaming experience.
http://www.homedepot.com/Featured-Products-Overstock-Event-Overs...PRODUCT DESCRIPTIONThe Ryobi 2 Brad Nailer is a professional quality home improvement tool. This nailer has a side-loading magazine with a low nail indicator. Its an easy tool to operate, with its tool-free adjustable exhaust and tool-free depth of drive adjustment. With the nailers non-slip rubber grip ergonomic handle and weighing less than three pounds, it is comfortable to hold. It also includes an internal piston catch for consistent driving power, and tool less jam release that makes nail clearing simple and easy. This tool is great for both interior and exterior finish and trim work including cabinetry, molding, staircases, and crafts. The Ryobi 2 Brad Nailer includes 1,000 fasteners, oil and operators manual.
Tool free adjustable exhaust
Side-loading magazine
Internal piston catch
Tool-free depth of drive adjustment
Low nail indicator
Non-marring nosepiece
Toolless jam release for easy nail clearing
Ergonomic handle with non-slip rubber grip
MFG Brand Name : Ryobi
MFG Model # : YN200BND
MFG Part # : YN200BND
Savings Center : Tools & Hardware
The Home Depot Coupons
Any benefit to using a HELOC over cash for home improvements?
Added on : Saturday June 16th 2012 12:00:44 PM
Here's the long and short.Just spent $8K on materials to replace a deck. Charged it to a CC to get some points, with the intention of paying if off in full when the bill arrived. I have two methods available:1) Take money out of savings.
2) Charge it to my existing HELOC.The savings money is liquid, as it is part of my 3-month safety net (around $30K altogether). Since it's liquid (and safe), it's not earning the greatest percentages. Just whatever I can get in short term CD's or online savings accounts. The HELOC is from my credit union and has a $30K limit, but has never been used. House is not underwater, and there are no credit issues.I'm leaning towards just paying it off with cash since my interest rate on the HELOC would far outweigh whatever I could get in a savings account.Thoughts?
89-Piece 18V Cordless Drill Set Big Steal Price: $59.99 meijer.com/
Added on : Saturday June 16th 2012 12:00:05 PM
Texthttp://www.meijer.com 89-Piece 18V Cordless Drill Set
Avoid getting caught off guard on your next DIY or home improvement project with this 18V Cordless Drill Set. The expansive 89-piece set includes virtually everything you'll need no matter what the job. The set's centerpiece is an 18V cordless drill with 3/8" keyless chuck, 16+1 torque settings, forward/reverse settings, and an impressive 0-550rpm no-load speed. Big Steal Price: $59.99 Reg. $129.99
  
The Big Steal: One Deal. One Day. Always Free Shipping.

Looking for the daily deals on everything from electronics to housewares to toys and more? Look no further than meijers Big Steal! Our deal of the day offers deep discounts on great items that ship for free every day. You can have the Big Steal emailed to you every day, so youll never miss an online deal on our top products that come to you with free shipping. Our daily steals often sell out, so come back to meijer.com often and check out whats new on Todays Big Steal!
Meijer Coupons
$50 Gift Card to Home Depot or Lowes for $40.00 AR @ Rite Aid
Added on : Wednesday June 13th 2012 10:00:02 PM
This may be moved, but I thought it was a hot deal. This week only Rite Aid is giving a $10 Up Rewards for the purchase of a Home Improvement Gift Card redeemable at Lowes and Home Depot. Limit 2 Up offers per household.
REQUEST - Insight on trip to Italy - *****Updated with trip results
Added on : Wednesday June 13th 2012 10:01:16 AM
So, I've got one of those few times in my line of work where I'll be transitioning from one major project to another, which provides an opportunity to take a "significant" (for me, 8-10 day) vacation without having 8-10 days of work pile up while I'm gone.We're strongly considering Italy.Dates of travel are mildly flexible (a couple of days either way). June 1 - June 10.
Departure city: We live in Huntsville, AL, but can easily fly from Huntsville, Nashville, Birmingham, ATL, St. Louis, and Louisville.
Destination: Italy. At this point, we're really that open...details to follow below.
# of people: Me (36) and wife (33).
Budget: $2k-$5k. I've got 149,800 miles on American that are burning a hole in my pocket, so I'm hoping to use those and keep cash cost down.
Activities: Would like to see historical cities, buildings, art, and the like. Nature is good, we're fit enough for hiking, biking, etc. Food. Culture. Beach/sea. Fishing. All of these things are good, so any combination thereof is acceptable.

I'd like to hear from folks with experience on a couple of fronts. During my searches here, I've stumbled upon airbnb.com. Anyone have experience using this service? There seemed to be some amazing little places with very, very decent rates. We were considering maybe doing a few days in one of the bigger cities (Rome, Florence, etc.), then finding a good spot on airbnb in one of the smaller coastal towns (Amalfi, Positano, Capri??), to get a more relaxed, localized experience. Also, with regard to a trip of this construct, what are the transportation options? I'm assuming mass transit or taxis in the bigger cities would be feasible (true?). What about getting from the city to the smaller towns? And navigation once there?Also, last time I went on a significant vacation, I used a travel agency who was able to get a better deal on the trip I had in mind than I could price, and also offered some valuable insight into were to go and where not to go. That trip, however, is my only experience with travel agencies. Would they be able to (or, open to) helping to plan a trip using airbnb (or some similar set of potential lodging options)?Lastly, I'm certainly willing to hear any general comments on "do this" or "don't do this".Thanks, folks.Edit: Insight on how to get the best bang for my buck on the AA miles is appreciated as well. Best to call AA since I have so many departure options (after I figure out a destination airport or two)?============================
Trip Results
============================Some asked, so here's where we ended up...Primarily due to the most effective use of AA miles and in an attempt to have more time in Europe than in airports, we decided to pass on Italy and instead made it from Huntsville to London, Brussels, and Amsterdam.We flew to London, arriving at 0600. Of course, using AA miles, we got bounced around the county from HSV to ORD to YYZ to LHR. The transatlantic was on British Airways, which was much, much better than AA on almost all fronts. We arrived on Friday, June 1 in London. We were able to leave our bags at our hotel before check-in with no issues. We powered through that first day without a nap to try to shorten the jet lag effect, which was a great thing to do.We were in London for the 1st, 2nd, and 3rd, leaving on a 8pm flight to BRU, so we basically had 3 full days. The tubes in London were very easy to negotiate, even for people like us with zero public transport experience. We were, by chance, there for the Queen's Jubilee and just prior to the Olympics, so the city was noticeably clean, with lots of police, so we felt safe the entire time.We got to see all of the "big stuff" in London without too much difficulty, although another day wouldn't have hurt. British food is as bad as you've heard. Other than fish n' chips, we stuck with ethnic foods (Italian, Asian, Greek, etc.). The British Museum is absolutely ridiculous. Each of the 80 or so rooms had enough significant historical artifacts from around the world to have been a museum of its own. By the end of our four hours there, we were blowing through rooms that were filled with amazing pieces; to be honest, our brains could no longer effectively process the history we were seeing...it was a weird feeling. If you are into world history, plan a full day there.Westminster Abbey was also very impressive. We did several other walking tours from the TripAdvisor London App (Android). By the way, having a wifi tablet was priceless for the whole trip. Google maps for public transport directions from site to site, Skype-ing the kids back home, TripAdvisor Apps specifically for London and Amsterdam, general TripAdvisor App for restaurant and activity reviews, etc., etc.We flew to Brussels on the night of the 3rd (Sunday). Contrary to what we read, Brussels is not as English-friendly as we had expected. Many people had passable English, but many did not. Almost all of the public transportation information was in French (thanks, again, Google Maps). Brussels was a nice enough city, but unlike London and Amsterdam, I'm not strongly drawn to return. Speaking in a sweeping generalization, the people in Brussels were not as welcoming as our other two destinations. Food was good; they don't call 'em Belgian Waffles for nothing. Chocolate was delicious, too.We arrived at 10pm, which was a little too late. Since all of the train/tram info was in French, the public transportation ended at 11pm, we couldn't find anyone who could speak English and wanted to be helpful, and we didn't have WiFi in the airport, we ended up taking a taxi to our hotel, which cost about $60USD. Taxis over there are very different: well-dressed, well-groomed men in Mercedes, driving 60-70 mph down empty downtown streets. It was an adventure.There obviously weren't as many great attractions in Brussels as were found in London, so we were able to take a day trip to Brugges, which is a very nice trip. Some good things to see there, and lots of free wifi. We stayed at the Hotel Centrale, which we would not recommend. It wasn't terrible, but left much to be desired, other than location.We had not prearranged our train travel from Brussels to Amsterdam, but knew we would leave on Wednesday, June 6. We wanted to be able to get a feel for Brussels and decide if we wanted to spend most of the 6th in Brussels or in Amsterdam. As it turned out, we did about 50/50, leaving via train at about 1:30pm.Amsterdam was great. Everyone, and I mean everyone, is fluent in both Dutch and English, and they are generally welcoming and helpful culture. One or two folks below had suggested that we look into airbnb.com for lodging for this trip. I was into it, but wife had read some horror story reviews, so she wasn't into it. To avoid the possibility of being one of those horror stories and having to live with the "I told you so" scenario for the next 20 years, I decided to not book anything through airbnb...I let her book all of the rooms. For Amsterdam, she booked an apartment in Leidsplein, which was very nice. After she booked it though TripAdvisor, I subsequently found it on airbnb. After we checked in, and she liked it, I pointed it out on airbnb, so maybe we'll give that a shot next time.Anyway, lots of cool stuff to do in Amsterdam. We were there from the afternoon of the 6th until our flight out on Monday, the 11th at 6pm. It was our goal to have a longer stay in a relaxing city for the end of the trip, so it didn't feel like an exhausting Amazing Race for the whole trip, and we met that goal with 5 nights in Amsterdam. We bought the Museumkaat (a card that gets you into 400 museums in Holland) and used it quite a bit. This time of year, sunset is at 10pm and it gets dark around 10:45, so we had a lot of daylight hours to walk around. We bought passes for the public transportation which was nice and necessary. It was not as user-friendly as the tubes in London, but after a couple of days with Google Maps helping us out, be got the knack of it.Lots of old churches to tour, canals to walk down, and museums to see. Windmills were few and far between, but nice little cafes and pubs were plentiful. Although hookers and weed aren't really our thing, a couple of strolls through the Red Light District were enlightening. We did almost everything suggested by the TripAdvisor Amsterdam App over the six days.We flew from AMS to LHR, then on to Boston. We stayed in the airport overnight in Boston (from 10pm to our 6am departure). It sucked, but was better than shelling out $300 for a hotel near the airport for what would have been four hours of sleep. Went from Boston to ORD, then ORD to Huntsville, arriving yesterday (June 12) at 10pm. A day later, we're still waiting for all of our luggage that somehow got stalled in Chicago.All-in-all, the flights cost 140k miles + a ridiculous $1425 in taxes/fees.We were glad to get home to ice (if you get two small cubes over there, you're lucky), American-sized drinks (a "large" coke at McDonald's over there is equivalent to our Medium with no refills), and free toilets (it costs between $0.30 - $0.60 to use a toilet over there, even at McDonald's). In all seriousness, we really had to work to not become dehydrated; drinks are tiny and expensive. We carried a couple of water bottles, but it sucks to pay to pee, so you're in a bit of a Catch-22. We were sure to pound water each night before bed that we could unload for free in our room in the morning.If we had to do it again, I don't think we'd change much. Maybe be more open to airbnb. Maybe replace Brussels with Luxembourg, which may or may not be an improvement.Thanks again to those who gave advice below. It really helped to make this a great trip on short notice by a couple of international rookies.
OSH Orchard Supply Hardware 15% off In-store Purchase 6/14 only
Added on : Tuesday June 12th 2012 11:00:02 AM
coupon valid for Club Orchard members only. Excludes major horne appliances, parts & accessories, Weber products, Benjamin Moore paint & stain and online purchases. Good toward the purchase of regular, sale and dearance priced merchandise. Not valid on gift cards, labor. merd1andise replacement a!l)'eements, Everyday Great Plice Items, installed home improvements, special orders. repair service, and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. Must present coupon tor discount. Redeem at participating Orchard Supply Hardware Stores. One coupon per purd1ase. One coupon per person. Customer pays applicable sales tax. Cash value I/20C. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the event of a return, coupon savings may be deducted from your refund.
Orchard Supply Hardware Coupons

Text
Extra Wide Stadium Seat with ArmsItem: #416254
Was $49.99
Now $21.95
Order Subtotal $21.95

Estimated Shipping $7.00
Total:
$28.95

(excludes any applicable taxes and shipping)
 Overall rating 5 / 5 Rating Breakdown 1 review
5 stars14 stars03 stars02 stars01 star0Value
5 / 5 Appearance/Finish
5 / 5 Quality
5 / 5 Performance/Durability
5 / 5 Ease of Assembly/Instructions
5 / 5 1 out of 1100%of customers would recommend this product to a friend.
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Our Extra-Wide Stadium Seat gives you something to cheer about!
This portable stadium seat has all the great features you want! Measuring a roomy 22" wide, the stadium seat is padded so you can really enjoy the game, with sturdy armrests for added comfort. The Extra-Wide Stadium Seat also has attached mesh pockets to hold small items. Designed with a lightweight steel frame and durable fabric in your choice of 3 colors, the Extra-Wide Stadium Seat has an adjustable shoulder strap, snap-lock buckles, and a carrying handle. When ordering the Extra-Wide Stadium Seat, please specify navy blue, hunter green, or black. Benefits of the Extra-Wide Stadium Seat: Use this padded stadium seat with armrests to sit comfortably on bleachers
Extra-Wide Stadium Seat is very lightweight -- only 6 lbs. -- for easy carrying
When folded, the stadium seatWhats Included: Extra-Wide Stadium Seat, Carrying Strap
Extra-Wide Stadium Seat Dimensions: 22"W x 18"D x 17"H
Weight: 6 lbs.
Materials: Steel, Fabric
Available Colors: Navy Blue, Hunter Green, or Black
t has a deep pocket for carrying extra items
extra 15% off today only
shipping approx $7 or more2-Person Bleacher Seat
http://www.improvementscatalog.com
Item: #416262
Was $79.99 Now $19.97
Exclusive!TextWhats Included:
2-Person Bleacher Seat, Carrying Strap
Dimensions: 42"L x 18"D x 22"H
Weight: 8 lbs.
Materials: Steel Frame; Fabric  Turn a hard bleacher bench into comfortable seating for 2.
This padded 2-Person Bleacher Seat is a roomy 42" long but it's as easy to carry as a standard portable chair. Sturdily designed with a lightweight steel frame and durable black fabric seat and back, the bleacher seat also features 3 mesh pockets in front and 3 deep pockets on the back to hold snacks, gloves, sunglasses and more. The 2-Person Bleacher Seat folds up and snaps close easily; a handle and shoulder strap offer carrying convenience. Weight capacity: 450 lbs. Benefits of the 2-Person Bleacher Seat: Bleacher bench seat provides comfortable seating for 2
2-Person Bleacher Seat is lightweight and easy to carry and use
Pockets on the front and back of the folding bleacher chair offer storage for a variety of items
Food Lion launched an extraordinarily generous promotion yesterday that will save you an automatic 20 percent on gift cards to select retailers.Here's how:Now through June 19 at Food Lion stores, when you spend $50 on gift cards for Belk, Lowe's Home Improvement, iTunes, Bass Pro Shops or Mastercard, you'll get $10 off your bill -- instantly.There are no coupons or rebates involved. As I understand it, you will simply pay $40 for a $50 card. (Shoppers are limited to one gift card deal per day.)
$15 get you $35 to Spend on Home-Improvement Supplies at Bates Ace Hardware from Living Social.www.livingsocial.com/cities/34/deals/310922-35-to-spend-on-home-... Limit 1 per purchaser, 1 additional as a gift
Entire value must be used in a single visit
Valid only for in-store purchases
Valid only at 1709 Howell Mill Road NW location
PAID VALUE EXPIRES ON June 7, 2017
PROMOTIONAL VALUE EXPIRES ON December 10, 2012
Ace Hardware Coupons
HOT!! 51" Samsung plasma 720P $478 @ Sams w/ FREE SHIP or B&M YMMV
Added on : Thursday June 07th 2012 11:00:08 AM
TV LINKThis is good while supplies last until 6-12-2012, I'd hurry.
ConnectShare Movie: Now easily view movies and pictures on the TV, just plug the drive in the USB port and you are ready for a big screen experience.
'+1" Design: Samsung's +1 is designed for a larger viewing experience in the same space. By narrowing the bezel of the TV, a sleeker more contemporary look is achieved, as well as a larger screen. The additional inch of TV viewing space can fit into areas where others similar sized TVs cannot.
Eco Sensor: Samsung's Plasma TV's Eco Sensor measures the intensity of the light in the room and automatically adjust the brightness of the image on the TV. By controlling the amount of light used to create images, the TV adjust its use of energy.
Real Black Panel: An advancement in software technology, which provides deeper and darker black levels to deliver bolder hues, higher contrast, and smoother, clearer picture quality.
Wide Color Enhancer Plus: More vibrant colors for better images. Using an advanced picture quality improvement algorithm, Samsungs Wide Color Enhancer Plus drastically improves the quality of any image and uncovers hidden details. Now see colors as they were meant to be seen with Wide Color Enhancer Plus.
600 Subfield Motion: Using the latest in subfield motion technology, Samsung Plasma TV flashes a single image up to 600 times a second. The result is smoother images with unprecedented picture quality, no matter how fast the images are moving.
Clear Image Panel: The Samsung Plasma TV uses a new filter and panel structure to eliminate layered images and produce clear images from almost every angle. This also eliminates the production of dual images and blurring typically found with glass filters.
AUDIO 10W x 2 channel stereo sound
Dolby Digital Plus/ Dolby Pulse: An advanced surround sound audio processing feature designed to optimize the TVs sound quality when viewing and listening to Internet movies, Internet music and other content played back from wired or wireless mobile phones, PCs and tablet devices.
SRS TheaterSound HD: A high definition audio experience that delivers surround sound multichannel content, using built-in TV speakers to significantly enhance both the depth and dimension of audio right through the TV for a simulated surround sound experience.
CONNECTIONS HDMI: 2
USB: 1
Component in: 1
Composite in: 1 AV (shared)
Digital audio output: 1 optical
SUPPLIED ACCESSORIES Remote
2 AAA batteries
Table Top Stand
Sam's Club Coupons
Me and my wife have been living in a rented condo (in California) for about 2.5 years, with our last annual lease renewed in last October. In this May, the landlord and his agent made an inadvertent visit to our home for some minor repair. In the week that followed, she sent me an email saying that our carpet is dirty and kitchen is too greasy and wanted us to clean up. We agreed that the carpet is dirty and needed deep cleaning. So we hired a carpet cleaning professional to do a deep clean in the whole apartment, and we cleaned up the kitchen ourselves.The landlord agent came over last week for inspection, and she was still not happy with the results, especially with the carpet. She keeps saying the carpet is still dirty and suggests that we use the cleaning service company that has contract with them, and it will be at our expense. The last deep cleaning has cost us more than $200, and I just don't want to do another one within such a short time. Deep cleaning is just such a hassle. The landlord said she will do another inspection in mid-June to make sure we clean it better. I was cool with her first inspection, but not again. This time, I said no, because I feel a bit irritated about another inspection. So I wrote her a letter to refuse her second inspection, and the letter was sent by certified mail, I want to make sure she receives it. Below is part of the letter:a landlord or its agent can only access his/her property under the following situations:

1. In an emergency
2. To make necessary or agreed-upon repairs, decorations, alterations, or other improvements
3. To show the rental unit to prospective renter(s), lender(s), purchasers, or contractors/workers who are to perform works on the rental unit, or to perform initial inspection before the end of the tenancy
4. A court order permits landlord to access the rental unit
5. If the tenant has a waterbed, to inspect the installation of the waterbed upon completion

Our tenancy won't end until this October, and we are not planning to move out before that. The reason for her re-inspection is to check the general-cleanness, which does not fit into any of the above 5 situations that can permit her access.

She then replied via email saying that she can access the rental property if she gives a 24-hr notice, and complaining that we are not cooperating with her and the landlord who wants us to keep the carpet clean. But her reason for re-inspection cannot even be justified by law. It is not that we don't want to cooperate with them, but we simply cannot accept unjustified reasons. So I wrote her back, part of the reply was:

a 24-hour notice is only required for valid access request as permitted by the California Landlord/Tenant Laws. As a landlord or its agent, you should observe these access rules and you are not entitled to doing anything that falls outside of those rules. However, you CAN occasionally request something that is outside of the rules, but we are not obligated to agree with everything you wish to do on the rental property or on us. In other words, we also CAN refuse requests that we consider unreasonable and/or inconvenient.I really believe that the landlord or its agent is stepping into the boundary permitted by law. I want to hear from fellow FWers about how to maximally protect our rights as tenants? thanks guys!
Text
Rubbermaid FastTrack Garage / Utility Storage Cabinets (shipped free)
Compare at:$3,600.00
Your Price:$1,199.99 (You save $2,400.01)
SKU:Rubbermaid-fasttrack-pallet-90-551  Product Description
Consumers consider utility room and garage storage among their top three home improvement storage priorities. Rubbermaid's full line of FastTrack storage products creates more space by getting items off the floor while also keeping your valuables safe from water damage from rain soaked garages and basements. No need to buy seperate doors and shelves. This system comes with it all. Plus, with a full line of other FastTrack items offered at your local Home Super Stores and Hardware Stores, you can add on the things you need at any time. Color: CastlerockIncludes:4 - Tall Cabinets:Great for storing car maintenance supplies.
Metal hardware for great look and durability.
Attaches quickly and easily to the FastTrack rail (rails available at Rubbermaid.com, Lowes, Home Depot and more)
Easily adjustable on the FastTrack rail.
Two fixed shelves and three adjustable shelves.
French Style Cabinet Doors.
Open storage on the bottom for oversized items.
Off the floor system allows for extra storage and easy clean up.
82" tall x 30" wide x 12" deep
Each unit retail boxed with upc4 - Basel Cabinets with Slide Out Shelves:Great storage for all garage and utility items.
Two slide out shelves makes accessing your items quick and easy.
French Style Cabinet Doors.
Metal hardware for strength and durability.
Attaches quickly and easily to the FastTrack rail. (rails available at Rubbermaid.com, Lowes, Home Depot and more)
Easily adjustable on the FastTrack rail.
Off the floor system allows for extra storage and easy clean up.
31" tall x 30" wide x 20" deep
Each unit retail boxed with upc4 - Top Cabinet with Easy Access Cubbies:Great storage for all garage items.
One fixed shelf and one adjustable shelf.
French style cabinet doors.
One open shelf with adjustable cubbies for quick access to frequently used items.
Metal hardware for great look and durability.
Attaches quickly and easily to the FastTrack rail. (rails available at Rubbermaid.com, Lowes, Home Depot and more)
Easily adjustable on the FastTrack rail.
28" tall x 30" wide x 12" deep*Cabinets do not include the FastTrack Rails which can be purchases at Rubbermaid.com, Lowes, Home Depot and more
Packaging: each item is retail boxed with upcThis item ships by Truck with liftgate service in 1-2 weeks
GraveyardMall.com Coupons
US Bank Cash+ Visa (Just Released) 5/2/1% No AF
Added on : Wednesday June 06th 2012 09:00:46 AM
Was in a branch today and they tried to get me to apply for their new Cash+ Visa.Looks interesting. Categories for 5% change quarterly. From what I was told, you'll get a list each quarter to choose from for the 5%.
Can switch between the 2% categories quarterly as well.Earn 5% Cash Back on two categories that you choose, like home improvement stores or airline tickets.
Earn 2% Cash Back on gas, groceries or drug stores choose one
Earn 1% Cash Back on everything else.
Get a $25 Cash+ Bonus each time you redeem $100 or more Cash Back in a single redemption.No Annual Fee
http://www.usbank.com/credit-cards/cash-plus-signature.html?redi...
OSH Orchard Supply Hardware $10/40 good 6/2 and 6/3
Added on : Friday June 01st 2012 10:00:03 AM
Print this coupon and present it at your Orchard store Sat. thru Sun.,
6/2 - 6/3 to receive $10 off your purchase of $40 or more.*
1'his coupon is issued for promotional purposes. Coupon promotion expires on June 3, 2012. For information on lerms or replacement,
ca11 14 8884 SHOP40SH. Excludes major home a ppliances, parts &t accessories, Weber products, Benjamin Moore paint &t stain and online
purchases. Good toward the purcllase of regular. sale and clearance priced merchandise. Not valid on gift cards. labor, merd1andise
replacement agreemen ts, Everyday Great Price Items, installed home improvements, special orders, repair service, and protection
agreements or as payment on any Orchard Card accou n t. May not be used with any other coupon or offer. Must present coupon for
discount. Redeem at participating Orcllard Supply Hardware Stores. One coupon per purcllase. One coupon per person. Customer pays
applicable sales tax. Cash value I/20C. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the
event of a return. coupon savings may be deducted from your refund.
Orchard Supply Hardware Coupons
5/5 eggs rated with 104 reviews! Also receive free Dirt 3 game with purchase. $259.99 List
-$30.00 Instant
-$30.00 Mail in Rebate
----------------
$199.99 Final Price
LinkThe XFX HD-695X-CDFC graphics card is based on the recently launched AMD Radeon HD 6950 GPU with 1408 stream processors and 2GB GDDR5 memory that enable a truly immersive experience with superb performance and flawless image quality for the uncompromising gamer.The AMD Radeon HD 6900 Series graphics features an enhanced second-generation, Microsoft DirectX 11-capable architecture including new VLIW4 core architecture and dual graphics engines that deliver a 10% improvement in performance/mm and up to 2.9x tessellation performance than the previous generation. Innovative AMD PowerTune power management technology dynamically adjusts power draw on the fly. Speed up applications and enjoy brilliant video with AMD APP. With flexible and cost-effective AMD Eyefinity multi-display technology and AMD HD3D technology for 3D entertainment, the new AMD Radeon HD 6900 Series graphics cards offer The Ultimate Visual Experience.
AMD EYEFINITY TECHNOLOGY WITH DUAL DISPLAYPORT 1.2
Supporting multiple independent display outputs simultaneously, AMD Eyefinity technology delivers innovative graphics display capabilities enabling massive desktop workspaces and ultra-immersive visual environments for the ultimate panoramic computing experience. The new display interface DisplayPort 1.2 boasts features such as 2560x1600 max resolution per display, 21.6 Gbps bandwidth, multi-stream transport and high bit-rate audio, enabling simple, affordable and flexible multi-display configurations.MICROSOFT DIRECTX 11
The very latest in high-speed, high-fidelity gaming and computing, Microsoft DirectX 11 featuring new technologies like Compute Shaders, Direct2D, Multi-threaded Rendering and Tessellation enables not just more visually stunning games, but significant performance improvements in some of your favorite websites and everyday applications.IMAGE QUALITY ENHANCEMENT TECHNOLOGY
The AMD Radeon HD 6900 Series GPUs boasts new image quality features including Enhanced Quality Anti-Aliasing (EQAA), which uses a new sampling technique to help improve visual quality, Morphological Anti-Aliasing (MLAA) compatible with any DirectX 9/10/11 application, and improved anisotropic filtering. These enhanced anti-aliasing features enable dramatically improved image quality and enhanced visual quality features for intensely realistic looking games.AMD APP TECHNOLOGY
With AMD Accelerated Parallel Processing (APP) technology and third-generation UVD (Unified Video Decoder) dedicated video playback accelerator, enjoy beautifully rich and clear video playback when streaming from the web. Take in your favorite movies in stunning, stutter-free HD quality and run multiple applications smoothly at maximum speed. Enjoy lightning fast game play and realistic physics effects with enhanced Video Quality features such as advanced post-processing and scaling, dynamic contrast enhancement and color correction, and independent video gamma control.AMD HD3D TECHNOLOGY
AMD HD3D Technology is supported by an advanced and open ecosystem that, in conjunction with specific AMD hardware and software technologies, enables stereoscopic 3D support in games, movies and/or photos. HDMI with stereoscopic 3D, Deep Color, and high bit-rate 7.1-channel surround sound support ensures the highest quality Blu-ray 3D experience possible.AMD CROSSFIREX MULTI-GPU TECHNOLOGY
AMD CrossFireX is the ultimate multi-GPU performance gaming platform, enabling two or more discrete graphics processors to work together for boosted system performance and a breakthrough gaming experience.
Newegg Coupons
5/5 eggs rated with 104 reviews! Also receive free Dirt 3 game with purchase. $259.99 List
-$30.00 Instant
-$30.00 Mail in Rebate
----------------
$199.99 Final Price
LinkThe XFX HD-695X-CDFC graphics card is based on the recently launched AMD Radeon HD 6950 GPU with 1408 stream processors and 2GB GDDR5 memory that enable a truly immersive experience with superb performance and flawless image quality for the uncompromising gamer.The AMD Radeon HD 6900 Series graphics features an enhanced second-generation, Microsoft DirectX 11-capable architecture including new VLIW4 core architecture and dual graphics engines that deliver a 10% improvement in performance/mm and up to 2.9x tessellation performance than the previous generation. Innovative AMD PowerTune power management technology dynamically adjusts power draw on the fly. Speed up applications and enjoy brilliant video with AMD APP. With flexible and cost-effective AMD Eyefinity multi-display technology and AMD HD3D technology for 3D entertainment, the new AMD Radeon HD 6900 Series graphics cards offer The Ultimate Visual Experience.
AMD EYEFINITY TECHNOLOGY WITH DUAL DISPLAYPORT 1.2
Supporting multiple independent display outputs simultaneously, AMD Eyefinity technology delivers innovative graphics display capabilities enabling massive desktop workspaces and ultra-immersive visual environments for the ultimate panoramic computing experience. The new display interface DisplayPort 1.2 boasts features such as 2560x1600 max resolution per display, 21.6 Gbps bandwidth, multi-stream transport and high bit-rate audio, enabling simple, affordable and flexible multi-display configurations.MICROSOFT DIRECTX 11
The very latest in high-speed, high-fidelity gaming and computing, Microsoft DirectX 11 featuring new technologies like Compute Shaders, Direct2D, Multi-threaded Rendering and Tessellation enables not just more visually stunning games, but significant performance improvements in some of your favorite websites and everyday applications.IMAGE QUALITY ENHANCEMENT TECHNOLOGY
The AMD Radeon HD 6900 Series GPUs boasts new image quality features including Enhanced Quality Anti-Aliasing (EQAA), which uses a new sampling technique to help improve visual quality, Morphological Anti-Aliasing (MLAA) compatible with any DirectX 9/10/11 application, and improved anisotropic filtering. These enhanced anti-aliasing features enable dramatically improved image quality and enhanced visual quality features for intensely realistic looking games.AMD APP TECHNOLOGY
With AMD Accelerated Parallel Processing (APP) technology and third-generation UVD (Unified Video Decoder) dedicated video playback accelerator, enjoy beautifully rich and clear video playback when streaming from the web. Take in your favorite movies in stunning, stutter-free HD quality and run multiple applications smoothly at maximum speed. Enjoy lightning fast game play and realistic physics effects with enhanced Video Quality features such as advanced post-processing and scaling, dynamic contrast enhancement and color correction, and independent video gamma control.AMD HD3D TECHNOLOGY
AMD HD3D Technology is supported by an advanced and open ecosystem that, in conjunction with specific AMD hardware and software technologies, enables stereoscopic 3D support in games, movies and/or photos. HDMI with stereoscopic 3D, Deep Color, and high bit-rate 7.1-channel surround sound support ensures the highest quality Blu-ray 3D experience possible.AMD CROSSFIREX MULTI-GPU TECHNOLOGY
AMD CrossFireX is the ultimate multi-GPU performance gaming platform, enabling two or more discrete graphics processors to work together for boosted system performance and a breakthrough gaming experience.
Newegg Coupons
5/5 eggs rated with 21 reviews $299.99 List
-$75.00 Instant
-$30.00 Mail in Rebate
----------------------
$194.99 Final PriceLink
One of the best PC performance investments you can make.
You'll be amazed at the improvement over traditional hard drive access times the first time you turn on your computer, and for virtually everything you do with your PC. System startup, game and application load times, file loading, data transfers, and even shutdown times are all faster.Your system will be more responsive, and you'll be more productive.
Add up all the time you spend all day waiting for your computer starting up, loading game levels, saving large files and documents, and just moving data around and it can be significant.Using a PC can be a lot more enjoyable when it's not always making you wait.
The power of SATA 3 6Gb/second performance

The SATA 3 connection on the Force Series 3 offers up to 6Gb/s speed vs. SATA 2 drives that top out at 3Gb/s.
Great for the latest high-performance PCs.
There's fast, and then there's FAST. Force Series 3 SSDs have even quicker read and write times when they're installed in PCs that use the latest SATA 3 interface.Compatible with SATA 2 3Gb/s.
Haven't yet moved to SATA 3? Like all Corsair components, Force Series 3 SSDs are designed to last through several system upgrades. Adding a Force Series 3 today means that you'll still get incredible storage performance now, and your SSD will be ready for your next upgrade.Force Series 3: Get more for less
Choosing a Force Series 3 SSD helps your computing budget go farther. Powered by the SandForce SF-2200 controller, they deliver outstanding SATA 3 6Gb/s performance, with prices that are comparable to lower-performance SATA 2 3Gb/s solid-state drives.Corsair SSDs: Designed for Performance and Durability

Corsair SSDs are 2.5" wide, the same size as notebook hard drives. An adapter is included for mounting in standard desktop PC 3.5" drive bays.
TRIM Support
Force Series 3 SSDs feature support for the Windows 7 TRIM command. This allows them to store only the data they need and perform memory optimization to ensure the fastest possible write speeds.Reliability
Because SSDs have no moving parts, they can handle shock, vibration and temperature changes far in excess of traditional hard drives. That's important for desktop PCs, and essential for notebooks.Cool and Quiet, with Low Power Consumption
Traditional mechanical hard drives spin at thousands of revolutions per minute. This takes power, and generates noise and heat. Since SSDs have no moving parts, there's no noise or vibration, and the lower power consumption helps keep things cool inside your PC.3.5" adapter
The 2.5" form factor allows for installation in most notebook PCs with no adapter required. If you're adding a Force Series 3 SSD to your desktop PC, use the included 3.5" adapter to mount it in any standard hard drive bay.
Newegg Coupons
Where to aggressively invest nonretirement money
Added on : Wednesday May 30th 2012 07:00:47 AM
Hi,
I'm a 32M in a long term relationship where kids are not an issue (within this relationship at least). I have a solid 70K job that is highly stable both in yearly income and security. I'm currently maxing out my 403B and my roth ira, and slowly accumulating some extra cash. Most of it is in a reward checking that is now down to 2%, and the rest is just sitting in a savings for about 1%. I have about 40K liquid now, which is really too much considering my job security, frugality, and my ability to quickly generate a lot more money by shutting down my 403b if necessary. I'm trying to figure out what to do with a large chunk of this extra money, which I consider long term savings. I am willing to take an aggressive but not crazy approach with my money...if my investments are down 20% in 1 year or 5% in 5 years it wouldn't be the end of the world. Options I'm thinking of...1. Can always use to start paying down my mortgage at 4.25%. But that doesn't seem like a good long term strategy.2. Invest in the stock market. My retirement money is in vanilla low cost 90% stock like total market stuff. Do the same with this money, I'd be paying taxes on each year?3. Invest in person to person lending.4. I bonds 5. just be less frugal and upgrade my 15 yr. old car, make repairs/improvements to house, etc. 6. ??
5/5 eggs rated with 505 reviews! $99.99 List
-$20.00 Instant
-$10.00 Promo Code: EMCNEHH28 (expires 5/28)
-$20.00 Mail in rebate
------------------------
$49.99 Final PriceLinkThe CM 690 II Advanced raises the bar again with practical improvements over the top-selling CM 690. The spacious mid-tower will keep enthusiasts happy with room for up to 3 VGA cards, high-end CPU coolers, top or bottom mount water cooling radiator and 1.8"/2.5" drive adapter. It also features much improved airflow with oversized mesh and enough space for up to 10 fans. Maintenance will be a breeze with the tool-free drive bays, new cable management and CPU cooler retention hole.
SUPERIOR EXPANDABILITY WITH 13 DRIVE BAYS
Featuring four 5.25" external drive bays, seven 3.5" drive bays (one external and six internal) and two internal 2.5" drive bays, the Cooler Master CM 690 II Advanced provides superior expandability.PEERLESS COOLING PERFORMANCE
The Cooler Master CM 690 II Advanced features one 120mm rear fan, one 140mm blue LED fan and one 140mm top fan to optimize internal airflow for peerless cooling performance.EASILY UPGRADE TO LIQUID COOLING
The Cooler Master CM 690 II Advanced features top and bottom mount water cooling for easy installation of liquid cooling systems.TOOL-FREE INSTALLATION
The tool-free design ensures quick installation and upgrade for 3.5" devices to save you time.CONVENIENT TOP I/O PANEL
The Cooler Master CM 690 II Advanced features a convenient top I/O panel for easy access to one eSATA, two USB 2.0 and two audio ports.Newegg Coupons
Free Dirt 3 game coupon with purchase ($49.99 value). 4/5 eggs rated with 604 reviews. $149.99 List Price
-$15.00 Mail in Rebate
-$15.00 Promo Code: EMCYTZT1634
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$119.99 Final
The second generation DirectX 11-capable GPU from AMD has arrived. AMD Radeon HD 6800 Series enables a truly immersive experience with superb performance and flawless image quality for the most demanding gamer. Get immersed in gaming, productivity and entertainment on up to six displays simultaneously with AMD Eyefinity Technology. Speed up applications and enjoy brilliant video with AMD EyeSpeed visual acceleration. And get into the 3rd dimension - the cutting-edge HDMI 1.4a and DisplayPort 1.2 solutions for Stereoscopic 3-D in games, movies and photos with AMD HD3D Technology.AMD Radeon HD 6800 Series GPU harnesses AMDs second-generation Microsoft DirectX 11-capable architecture with improved tessellation and geometry performance, enhanced image quality, best-in-class energy efficiency, and an unmatched feature set. With AMD Radeon HD 6800 Series GPUs, you arent just playing the game youre in it.
AMD EYEFINITY TECHNOLOGY WITH DUAL DISPLAYPORT 1.2
Supporting multiple independent display outputs simultaneously, AMD Eyefinity technology delivers innovative graphics display capabilities enabling massive desktop workspaces and ultra-immersive visual environments for the ultimate panoramic computing experience. The new display interface DisplayPort 1.2 boasts features such as 2560x1600 max resolution per display, 21.6 Gbps bandwidth, multi-stream transport and high bit-rate audio, enabling flexible multi-display configurations.MICROSOFT DIRECTX 11
The very latest in high-speed, high-fidelity gaming and computing, Microsoft DirectX 11 featuring new technologies like Compute Shaders, Direct2D, Multithreaded Rendering and Tessellation enables not just more visually stunning games, but significant performance improvements in some of your favorite websites and everyday applications.IMAGE QUALITY ENHANCEMENT TECHNOLOGY
The AMD Radeon HD 6800 Series GPU refines texture filtering and anti-aliasing algorithms to enhance image quality, offering features including up to 24x multi-sample and super-sample anti-aliasing modes, adaptive anti-aliasing, morphological anti-aliasing (MLAA), 16x angle independent anisotropic texture filtering and 128-bit floating point HDR rendering.AMD EYESPEED TECHNOLOGY
With AMD Accelerated Parallel Processing (APP) technology and third-generation UVD (Unified Video Decoder) dedicated video playback accelerator, enjoy beautifully rich and clear video playback when streaming from the web. Take in your favorite movies in stunning, stutter-free HD quality. Run multiple applications smoothly at maximum speed. Enjoy lightning fast game play and realistic physics effects with enhanced Video Quality features such as advanced post-processing and scaling, dynamic contrast enhancement and color correction, and independent video gamma control.AMD HD3D TECHNOLOGY
AMD HD3D Technology is supported by an advanced and open ecosystem that, in conjunction with specific AMD hardware and software technologies, enables stereoscopic 3D support in games, movies and/or photos.AMD CROSSFIREX MULTI-GPU TECHNOLOGY
AMD CrossFireX is the ultimate multi-GPU performance gaming platform, enabling two or more discrete graphics processors to work together for boosted system performance and a breakthrough gaming experience.Newegg Coupons
OSH Orchard Supply Hardware 20% off any single item 5/18-5/20
Added on : Thursday May 17th 2012 09:33:09 PM
Us this one for bigger ticket items, or for smaller items, use the $10/30 here-- http://www.fullofdeals.com/forums/hot-deals/1192576/with coupon. Excludes major home appliances, parts & accessories, Weber products, Benjamin Moore paint & stain and online
purchases. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards, labor, merchandise
replacement agreements. Everyday Great Price Items. installed home improvements. special orders. repair service, and protection
agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. Must present coupon for
discount. Redeem at participating Orchard Supply Hardware Stores. One c'Oupon per purchase. One c'Oupon per person. Customer pays
applicable sales lax. Cash value 1/20c. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the
event of a return, coupon savings may be deducted from your refund.Orchard Supply Hardware Coupons
T&C--coupon valid for Club Orchard members only. Excludes major horne appliances, parts & accessories~ Weber products, Benjamin Moore paint & stain and online pu:rchases. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards, labor, merchandise replacement agreements, Everyday Great Price lttmts, installed home improvements, special orders. repair service, and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. Must present coupon for discount. Redeem at participating Orchard Supply Hardware Stores. One coupon perpurd1ase. One coupon per person. Customer pays applicable sales tax. Cash value l/20c. Void if copied or transferred and where prohil>ited by law. Any other use constitutes fraud. In the event of a return, coupon savings may be deducted from your refund.
Coupon attached.Orchard Supply Hardware Coupons
This is a nice durable, ultra premium, lightweight ultrabook if you're in the market for one. LinkGenuine 64-bit Windows 7 Home Premium installed
128GB Solid State Drive, boots 60% faster than standard hard drive
Lack of moving parts in the SSD hard drive leads to decreased chances of lost data
Lower power consumption and improved performance with less noise and heat output
Duralumin construction, ultra-light & strong design perfect for the road warrior
Generation 2 - Intel Core i5 1.6GHz Dual Core Processor with Turbo Boost Technology
Power back up in as little as 3 seconds with Fast Start technology
400-nit 13.3 LED HD Display with SuperBright Plus Technology
Anti-reflective display provides better readability, even in sunlight, resulting in less eye strain
Up to 50% brighter than typical LCD displays
Up to 16 million colors displayed
Intelligent multi-touch gesture pad features 21 gestures including pinch, swipe, and rotate
Touch pad has advanced 3D image sensing for intuitive navigation
Enjoy your favorite games or movies, with smoothness and realism without compromising battery life
Advanced Li-Poly battery will operate for up to 7 hours with moderate usage
WiMAX technology (subscription required), for internet access on the go
Battery life has up to 1,500 charges, a 150% improvement over Li-Ion batteries
View your photos, videos and more on big screens equipped with WiDi adapters
Bluetooth V3.0 High Speed enabled
Trusted Platform Module security chip generates an encrypted key to prevent hacking
BIOS & HDD Password protection
13.3″ HD SuperBright Plus widescreen LED display (1366x768)
2nd Gen Intel Core i5-2537M 1.6GHz, Dual-Core, Processor with 3MB Cache (2.3 GHz Turbo Boost)
4GB DDR3 RAM (upgradeable to 8GB max)
128GB Solid State (SSD) hard drive, 5400 RPM,
WiFi 802.11 b/g/n, Gigabit LAN
Bluetooth V3.0
Genuine Windows 7 Home Premium 64-bit OS
MicroSD memory card reader
Intel HD Graphics 3000
2x 1.5w (3w total) built-in stereo speakers
1.3MP HD Webcam and microphone built-in
2x USB ports (2x 2.0, 1x 3.0)
Headphone and Mic combo mini-jack
HDMI port, VGA port, RJ-45 network interface, Gigabit Ethernet
Full 81-key backlit QWERTY keyboard
Touchpad interface
6-Cell Lithium-Polymer battery (6300 mAh)
Energy Star & TCO certified, EPEAT: Gold Standard
Color: Black
Dimensions (Width x Height x Depth): 12.9 x 0.6 x 8.9"
Weight: 2.9 lbs
Text
Complete a Do-It-Yourself Energy Assessment and Receive a Free Gift! Save Energy, Save Money with the Home Energy Saver Online Toolhttp://hes.lbl.gov/consumer/

Home Energy Saver (HES) is a free Internet-based, do-it-yourself energy audit tool provided by the U.S. Department of Energy. HES empowers homeowners and renters to save money, live better, and protect our environment by reducing energy use in their homes. Once you email your completed survey to us, LADWP will send you a free energy monitor to help you continue to assess the energy use in your home.

HES computes a home's energy use online in a matter of seconds based on models and data developed at the U.S. Department of Energy's Lawrence Berkeley National Laboratory. All end uses (heating, cooling, water heating, major appliances, small appliances, and lighting) are included. HES generates a list of energy-saving upgrade recommendations for each users consideration.

HES recommends energy-saving upgrades that are appropriate to your home and make sense for your home's climate and local energy prices. HES also estimates your home's carbon footprint and shows how much it can be reduced. The upgrades recommended by HES offer other benefits as well. Depending on the type of improvement made, your home can achieve better comfort (warmer in winter, cooler in summer), fewer drafts, lower maintenance costs, and improved security and fire safetyall of which improve quality of life and increase your home's value.

You can begin your exploration on the START page by simply entering your zip code to receive instant initial estimates for typical and efficient homes in your area.

To help you continue to assess the energy use in your home after you have completed the HES audit, LADWP will send you a free energy monitor which you can plug your electrical appliances or devices (i.e. your television, computer, toaster, lamps, etc.) into to see how much energy they really use. To receive your free energy monitor, just email your completed survey to homesurvey@ladwp.com and be sure to include your mailing address. Supplies are limited, so act now!

For more information on incentives for energy conservation measures, please visit LADWP Residential Rebates and Programs.
5/5 Eggs with 48 Reviews! Deal Expires midnight 5/9.Link$249.99 Retail
-$70.00 Instant Savings
-30.00 Mail in RebateOne of the best PC performance investments you can make.
You'll be amazed at the improvement over traditional hard drive access times the first time you turn on your computer, and for virtually everything you do with your PC. System startup, game and application load times, file loading, data transfers, and even shutdown times are all faster.Your system will be more responsive, and you'll be more productive.
Add up all the time you spend all day waiting for your computer starting up, loading game levels, saving large files and documents, and just moving data around and it can be significant.Using a PC can be a lot more enjoyable when it's not always making you wait.
The power of SATA 3 6Gb/second performance

The SATA 3 connection on the Force Series 3 offers up to 6Gb/s speed vs. SATA 2 drives that top out at 3Gb/s.
Great for the latest high-performance PCs.
There's fast, and then there's FAST. Force Series 3 SSDs have even quicker read and write times when they're installed in PCs that use the latest SATA 3 interface.Compatible with SATA 2 3Gb/s.
Haven't yet moved to SATA 3? Like all Corsair components, Force Series 3 SSDs are designed to last through several system upgrades. Adding a Force Series 3 today means that you'll still get incredible storage performance now, and your SSD will be ready for your next upgrade.Force Series 3: Get more for less.
Choosing a Force Series 3 SSD helps your computing budget go farther. Powered by the SandForce SF-2200 controller, they deliver outstanding SATA 3 6Gb/s performance, with prices that are comparable to lower-performance SATA 2 3Gb/s solid-state drives.Corsair SSDs: Designed for Performance and Durability

Corsair SSDs are 2.5" wide, the same size as notebook hard drives. An adapter is included for mounting in standard desktop PC 3.5" drive bays.TRIM Support
Force Series 3 SSDs feature support for the Windows 7 TRIM command. This allows them to store only the data they need and perform memory optimization to ensure the fastest possible write speeds.Reliability
Because SSDs have no moving parts, they can handle shock, vibration and temperature changes far in excess of traditional hard drives. That's important for desktop PCs, and essential for notebooks.Cool and Quiet, with Low Power Consumption
Traditional mechanical hard drives spin at thousands of revolutions per minute. This takes power, and generates noise and heat. Since SSDs have no moving parts, there's no noise or vibration, and the lower power consumption helps keep things cool inside your PC.3.5" adapter
The 2.5" form factor allows for installation in most notebook PCs with no adapter required. If you're adding a Force Series 3 SSD to your desktop PC, use the included 3.5" adapter to mount it in any standard hard drive bay.
Sears Family & Friends Sale This Weekend
Added on : Friday May 04th 2012 03:10:25 PM
If you're still searching for the perfect Mother's Day gift, don't miss Sears' Family & Friends Sale, especially since nearly everything is on sale: http://www.sears.com/familyandfriends/ipubx01152012x1234 Here are some of the great savings and values:* Extra 15% off on appliances; apparel; intimate apparel; footwear; accessories; fragrances and cosmetics; bed, bath and home; and window fashions * Extra 10% off on electronics, including TVs 46 inches and larger; fine jewelry; watches; lawn and garden; patio and grills; tools; fitness and sporting goods; housewares; luggage; mattresses; recliners; Shaw rug gallery; ready-to-assemble furniture; floor care; and home services* Extra 5% off on automotive and home appliancesOnline, the sale starts on Saturday, May 5, 8 PM CT and ends on Monday, May 7, 4 AM CT. The in-store sale is on Sunday, May 6, 6-9 PM.If you're shopping in-store, you can also donate to Sears' 5th Annual Heroes at Home Spring Renovation Campaign with Rebuilding Together, which aims to improve military families' lives by making necessary repairs, improvements or modifications to their homes: http://www.sears.com/heroesathomeipubx01152012x1234Check out http://www.sears.com/familyandfriends/ipubx01152012x1234 for more information.Happy shopping!Bea
On behalf of SearsSears.com Coupons
Spending large amounts on which rewards card
Added on : Sunday April 29th 2012 09:03:40 AM
Hello,We are about to start a big home improvement project and we'll probably put between about 30K-50K over the next 3 months. We have Citi AAdvantage AMEX/VISA cards for which we've almost met the minimum spend on for the bonus miles. We have about 300K miles combined with AA and have used them to travel overseas in the past, so we can always use the miles.Any good ideas to maximize the CashBack/miles with the large spending? I figure that my choices are:1. Get the Fidelity 2% AMEX card
2. Keeping spending on the Citi card(s) to hit some sort of threshold for bonus miles or companion certificatesUnfortunately, we just used up the AARP 5% bonus period. We also have a standard 1% BofA VISA card. Thanks!
http://www.minwax.com/pdfs/NWMRebatewithNOFBitem.pdf
Free Kindle Book - Encyclopedia of Operations Management
Added on : Monday April 23rd 2012 03:24:15 AM
http://www.amazon.com/Encyclopedia-Operations-Management-Glossar...
This is the perfect "field manual" for every supply chain or operations management practitioner and student. The field's only single-volume reference, it's uniquely convenient and uniquely affordable. With nearly 1,500 well-organized definitions, it can help students quickly map all areas of operations and supply chain management, and prepare for case discussions, exams, and job interviews. For instructors, it serves as an invaluable desk reference and teaching aid that goes far beyond typical dictionaries. For working managers, it offers a shared language, with insights for improving any process and supporting any training program.

It thoroughly covers: accounting, customer service, distribution, e-business, economics, finance, forecasting, human resources, industrial engineering, industrial relations, inventory management, healthcare management, Lean Sigma/Six Sigma, lean thinking, logistics, maintenance engineering, management information systems, marketing/sales, new product development, operations research, organizational behavior/management, personal time management, production planning and control, purchasing, reliability engineering, quality management, service management, simulation, statistics, strategic management, systems engineering, supply and supply chain management, theory of constraints, transportation, and warehousing. Multiple figures, graphs, equations, Excel formulas, VBA scripts, and references support both learning and application.

"... this work should be useful as a desk reference for operations management faculty and practitioners, and it would be highly valuable for undergraduates learning the basic concepts and terminology of the field."
Reprinted with permission from CHOICE http://www.cro2.org, copyright by the American Library Association.
From the Back Cover
The Most Complete, Up-to-Date, Single-Volume Reference to Modern Operations and Supply Chain Management
This field manual is ideal for every manager and student who needs a deeper understanding of supply chain and operations management. It is also ideal for people in lean and Lean Sigma training programs who need to develop a more precise language for their process improvement efforts. The fields most comprehensive reference, its both uniquely convenient and exceptionally affordable.

Leading expert Arthur V. Hill covers the entire field, offering nearly 1800 authoritative entries. Of these, more than one-third are new to this edition, and nearly another one-third have been completely rewritten. Packed with photos, figures, graphs, tables, examples, references, Excel formulas, and VBA scripts, The Encyclopedia of Operations Management is designed and organized for constant use. Students can use it to prepare for case discussions, exams, and job interviews and to quickly develop a mental map for the entire discipline. For instructors, it serves as an invaluable desk reference and teaching aid. Working managers can use it as a comprehensive training reference for both lean and Lean Sigma programs.

This books comprehensive coverage includes:
Accounting
Customer service
Distribution
e-business
Economics/finance
Forecasting
Healthcare management
Human resources management
Industrial engineering
Industrial relations
Inventory management
Lean Sigma (Six Sigma)
Lean thinking
Logistics
Maintenance
Management information systems
Manufacturing management
Marketing/sales
New product development
Operations research
Operations strategy
Organizational behavior/management
Personal time management
Production planning and control
Purchasing/supply management
Quality management
Reliability engineering
Service management
Simulation
Sourcing
Statistics
Supply chain management
Systems engineering
Theory of Constraints
Transportation
WarehousingAmazon Coupons
OSH Orchard Supply Hardware 15% off ENTIRE PURCHASE 4/18 only
Added on : Monday April 16th 2012 03:26:28 PM
Unlike usual 15% off coupons, this one is for ENTIRE PURCHASE, not one item. Also, doesn't have usual brand exclusion list.T&C*Coupon valid for Club Orchard members only. Excludes major home appliances, parts & accessories, Weber products and online purchases. Good toward the purchase of regular, sale and clearance priced merchandise. Not valid on gift cards, labor, merchandise replacement agreements, Everyday Great Price Items, installed home improvements, special orders, repair service, and protection agreements or as payment on any Orchard Card account. May not be used with any other coupon or offer. Must present coupon for discount. Employees of Orchard Supply Hardware are not eligible for discount. Redeem at participating Orchard Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales tax. Cash value 1/20. Void if copied or transferred and where prohibited by law. Any other use constitutes fraud. In the event of a return, coupon savings may be deducted from your refund.
Orchard Supply Hardware Coupons
Buying condo FSBO, any advice or suggestions?
Added on : Monday April 16th 2012 12:10:33 PM
I am planning on buying my first condo in the Boston MA area, currently renting and buying my upstairs neighbors unit in a triple decker. To save money on both sides we thought we should try to do it FSBO (For Sale by Owner). He will be reducing the price by the estimated agent's fee since he will be saving this amount by selling it directly to me rather then putting it on the market and getting a seller's agent. He will also not do any improvements that he was planning on doing prior to putting it on the market and reducing the sale price by that amount. This will save him the initial expensive, work, and inconvenience, and it will decrease the price of the condo so it is more affordable for me. In the end I will do most of that work myself since I am quite handy and my father (who can help) used to be a contractor. Since I have never bought a home I having been reading a learning a ton but was looking for advice, links and suggestions to help out. What I have done so far:
1. Received two preapprovals from local banks.
2. Asked for GFE's (Good faith estimates)
3. Investigated past taxes
4. Looked at comps in the area to make sure the condo is priced reasonableWhat is planned for this week:
1. Going to city hall to get more info on property
2. Looking for another bank/credit union to get another preapproval (Alliant?)
3. Getting homeowners (Studs in) insurance estimates
4. Finding a home inspector
5. Setting up a meeting with a lawyer. (Have a referral from a friend who is a real estate litigator)
6. Investigating title insurance (heard good things about http://www.entitledirect.com/ on fatwallet)
7. After I get the GFE's I will play those banks off eachother to get the best deal. Local banks are offering deals w/ $500 to $1000 off closing costs
8. I plan to rent one of the spare bedrooms to help pay the mortgage payments, need to find out what needs to be done here.
9. Still need to find which mortgage works best, can only put between 10% and 15% down so PMI becomes and issue. But Massachusetts has programs that might eliminate it, need to check out pros and cons. Mass HousingOf course there is a ton to discuss but whatever info you guys/gals can provide would be very much appreciated. Learned a lot from the recent post 145k mortgage with 10K+ Closing CostsThanks.
Foxconn Nettop AMD Dual Core E-350 1.6GHz, Radeon HD 6310 $ 153 FS
Added on : Sunday April 15th 2012 06:51:43 PM
Foxconn NettopMake sure to use promo code on page.
I have this one and here is my review:
Pros: Size, power usage, Ethernet and wireless,sdhc slot, 6 usb ports.Cons: HEAT All they need to do is add another fan at the intake side of the box to help push air through. Or do the mod I did. For the bios headache, they really need to add a bios update configuration in the bios.Put a spacer on the bottom of the unit, right below the processor, the bottom of the unit gets extremely hot, the plastic case actually turned milky, I had it without air space on the bottom of the case.Other Thoughts: I tried the unebottin and it would not run on the USB (cd error). Go through the reviews at Newegg and find a link to where you get the HP USB formatter and Win 98 to create a bootable USB then copy updated bios files to usb. That worked for me updating the bios. HEAT, watching videos (using Cyberlink to upscale from 720 video to 1080 P) the temps hovered around 175 F degrees on HDTV. I cut a hole on the cover above the cooling fan and put a Laptop usb fan on top. That dropped the temps down to 145 degrees F running the processor at 100% for 1 hour idle temp is now 112 D F instead of 130 D F. EXCELLENT IMPROVEMENT. I am also going to use brazostweaker to lower the voltage which will drop temps even more. I have used brazostweaker on my HP DM1Z and it dropped temps another 10 degrees F (have not done it yet on Foxconn model. This Gskill memory worked fine on the unit. N82E16820231341 (4 gig module around 20 bucs at Newegg)
Also please note: supposedly the wireless was terrible but a review states that the 2 wires that are connected to the wireless card (black and white wire) wrong way and all you have to do is switch the connection to correct the problem( I use the ethernet port so I have not tried wireless yet).
Do not try to run version 8 bios update in windows, if it runs (I was getting an error) it can brick the motherboard (supposedly UAC blocks some of the writing to the bios) You have to use a usb bootable flash either using Unebootin or HP USB formatter and Win 98.For an HTPC I am very satisfied, I also got the Logitech K400 wireless keyboard with touchpad (I do not know if Amazon still has it for 29 bucs)Newegg Coupons
Targeted: Bank of America Easy Rewards 5% CB categories
Added on : Friday April 06th 2012 12:03:27 AM
Just got the following in the mail:Act now to earn 5% Cash Back (up to $25) on qualifying home improvement purchases made with your Platinum Plus Visa credit card account.

Activate your offer now to earn 5% Cash Back on purchases at these types of merchants through June 30, 2012:

Hardware
Interior Furnishings
Garden Supplies

Seems like their quarterly targeted offers. The Cash Back looks to be in the form of a statement credit from my past experience.Also, the mail says to go to https://www.bankofamerica.com/easyrewards which doesn't seem to work anymore. The correct URL is https://easyrewards.bankofamerica.com
in home improvement stores, WalMart, supermarkets, etc. look for the MIR marked TRY ME FREE boxes of Carbona GRILL AND OVEN RACK CLEANER. Perfect for stainless steel grills and other similar appliances. YOU MUST FIND THE PACKS THAT LOOK LIKE PIC IN THIS OP!See photo, there is not an online MIR form that I'm aware of. This is good up to $10.Walmart Coupons
Magazine sale at DiscountMags.com - 16 titles for $3.99 - $4.99/yr - Mar 24-25Spring Magazine Sale - March 24 & 25 - at DiscountMags.com:NOTE: These prices are not yet available - will be active this Sat & Sunday.http://www.discountmags.com/springsale/298/4967/Fitness:Men's Fitness $3.99/year (Up to 3 Years)
Shape $3.99/year (Up to 3 Years)
Muscle & Fitness $3.99/yr (Up to 3 Years)
Weight Watchers $3.99/year (Up to 4 Years)Cooking:Urban Farm $4.99/year (1 Year)
Vegetarian Times $4.99/year (Up to 3 Years)
Taste of Home $3.99/year (Up to 3 Years)
Every Day with Rachael Ray $4.99/year (Up to 4 Years)Outdoor:Bicycling $3.99/year (Up to 4 Years)
Running Times $4.50/year (Up to 4 Years)
Backpacker $3.99/year (Up to 3 Years)
Golf Digest $3.99/year (Up to 3 Years)Home Improvement:Family Handyman $4.99/yr (Up to 4 Years)
Better Homes & Gardens Magazine $3.99/yr (Up to 4 Years)
Architectural Digest Magazine $4.99/yr (Up to 3 Years)
Dwell Magazine $4.99/yr (up to 2 yrs)These prices are not yet available - will be active this Sat & Sunday - March 24-25.Note: DiscountMags.com does not auto-renew....Also upcoming:Friday Mar 23 - Atlantic mag for $3.99/yr from DiscountMags.com! Code: 2614Mon, Mar 26 - Boy's Life Magazine, $7.99/year from DiscountMags.com! Code: 4749Tue, Mar 27 - Reader's Digest Magazine, $3.99/year from DiscountMags.com! Use Promo Code: 4354Wed, Mar 28 - Looney Tunes Magazine, $13.99 for 1 year and $18.99 for 2 years! Use Promo Code: 9949DiscountMags.com Coupons
Get $20 GC when you purchase $100, $50 on $250, or $100 on $500.Not valid on major home appliances, parts & accessories, or online purchases. Good toward the purchase of regular, sale and
clearance priced merchandise. Not valid on gift cards, labor, merchandise replacement agreements, Everyday Great Price Items, installed home
improvements, special orders, repair service, and protection agreements or as payment on any Orchard Card account. Employees of Orchard
Supply Hardware are not eligible for discount. May not be used with any other coupon or offer. Must present coupon for discount. Redeem at
participating Orchard Supply Hardware Stores. One coupon per purchase. One coupon per person. Customer pays applicable sales tax. Any other
use constitutes fraud. In the event of a return, coupon savings may be deducted from your refund. 2012, Orchard Supply Hardware. Valid
3/22/2012 to 3/24/2012. This offer is issued for promotional purposes. Promotion expires on 3/24/2012. For information on terms or replacement,
call 1-888-SHOP-OSH. Gift cards cannot be used online at osh.com.
Advice on how to pay for 2 repairs on house?
Added on : Friday March 23rd 2012 06:04:14 AM
I am buying a rental house on the coast. On the bay, expected rental income would be close to 1000 even in the first couple months which would pay most my mortgage and allow me a spot to go use when it is not rented (or I block it off). House is 220k. lot is prob worth 100-120k. Downstairs of house is plumbed as a workshop, but not finished out so I could finish out and add another 60-80k to value of house. House has had every type of inspection (learned a honey dipper, and I don't know if that is a brand name or what, is some pumping truck that removes water from septic tank for inspection) and 2 major repairs recommended: roof has cupped shingles and pilings should be replaced. Roof replacement is ~6k and piling replacements are 1500 each (7 total) with a total cost of ~18500.Addendum for contract was to buy with both fixed or price reduced by total repair cost. Well I found out that sellers agree, but they can't pay for repairs out of pocket so will reduce the price.Here is my dilemma:1. Easiest way is to just take the lower price and pay out of pocket for repairs. I plan to put 10% down so ~21k+closing costs+repairs+5k to fix up house/put dock in/furniture/etc. I can do this, but I really don't want to shell out a total of ~40k cash to do this.
2. I would prefer to have repairs done ahead of time, but since sellers can't, then roll it into mortgage. Well the bank says they will have problems with escrow of money to contractors b/c underwriting will prob consider it a structural issue even though it really isn't something that is immediate concern. I prefer option 2 or a loan of some sort to pay for repairs and I can increase payments towards that rapidly if I want. How do I get something similar to option 2?-Do I find another lender (are there lenders that are more apt to this)?
-Should I get a home equity loan on my current house? Are there home improvement loans I can get with my mortgage of new house to finance it?Again I can pay all cash for everything, but prefer not to just for liquidity reasons. Too bad the days of 0 percent lifetime CC deals are over.
IP Attorney Career Advice
Added on : Tuesday March 20th 2012 03:11:56 AM
I have a solo IP practice and have been thinking a lot lately about where I want to go from here. I know there are a lot of smart lawyers on FW so I am hoping to receive some good advice or at least information I did not already have.Basically, I opened my own practice a few years ago because I did not want to work for a big law firm (mainly due to the number of hours) and thought I could do well. Before that, I worked for a small firm where I got paid very well and worked 40 hours a week, and also was involved in basically every facet of the practice, so I was not really anxious about going off on my own. The owner of the firm did well ($300-$400), and (in my opinion) was not as good of an attorney as I am, and I figured I could pretty much do the same things he did, although I also had some ideas for major improvements. Anyway, things went pretty much as I expected and I am back to making as much as I made before leaving the firm, however I am now working way more hours (like 60 hours a week) and also am realizing how hard it is to find and keep good people to help. I have contract attorneys helping me but they require a lot of supervision and I am reluctant to invest too much in training them. I have young children so almost my entire life is working and taking care of children.Needless to say, for someone who did not want to work big law hours this is not a good situation. At my old firm I billed out more than 50% more than I do now with about the same fees (and in 2/3 of the hours), because now I have so many administrative and other issues to deal with. Part of the problem may be that my fees are pretty low and I attract a lot of "undesirable" clients who require a lot of hand-holding and do not have a lot of repeat business (although I do have some excellent clients as well, maybe 20-25% of my work). I have been hoping to grow my way out of this and hire a full time associate, but I am now beginning to question the whole basis for having my own firm. At my old firm, I think some of these issues were solved (by other people) by doing lower quality work faster and not really taking the time to explain things to people, but that is not something I want to do. I worry that it will take me a long time and a lot of work to grow my business to a reasonable level and that the firm will then not be easy to sell due to the nature of many of the clients. I have been approached by some small/mid-size firms about mergers or similar, and have been approached by recruiters for big firms and I am really thinking about all my options. What kind of compensation might I expect if I go to a big firm as an associate several years out of school with at least some good clients who will come with me? At least $200k right? I imagine most of my clients would not be able to afford the higher fees, but I probably would not be working more hours than I am now. Is there the opportunity at some big firms to work from home some of the time? A big issue for me with my family is that right now I work during the day and then at night after everyone is asleep and I do not want to be working 9-9 every day with a commute. Another option might be to increase my fees dramatically (I have been increasing them incrementally), which should help the number of hours I work but will hurt me in attracting all kinds of clients, good and bad. I really don't know where my revenue would end up in that scenario. Or I could do a combination of increasing my fees and merging with another small firm which might help client development. The problem with merging is that it seems incredibly complicated to move all my clients over and work out an expense-sharing arrangement and figure out what to do with my existing website and other marketing stuff, plus from what others have told me there is a pretty good possibility the merger would not "work out" and I would have to move on again, which would probably be time-consuming and annoying to my clients.I have also considered trying to buy my old firm for around 1 x revenue, which might solve my growth problem, but on the other hand it might just send me further down the rabbit hole with a debt to pay off and a difficult time selling down the road.The end game in all this is probably not a 40-year career. I already have a fairly good nest egg and might want to get out in 10 years or so.Any thoughts??
SearsCard: 2% Shop Your Way Rewards at Sears and 5% at Kmart
Added on : Friday March 16th 2012 06:04:54 PM
http://www.sears.com/shc/s/dap_10153_12607_DAP_SYWR+Members+Earn...Sears cardholders who opened their account prior to 1/29/12 must call 800-669-8488 to get the 2% SYWR offer at Sears.*SHOP YOUR WAY REWARDS(sm) Terms for purchases made at Sears with Sears CardFor new accounts opened after 1/29/12. Points will be posted in two phases for the 2% SHOP YOUR WAY REWARDS Sears card offer. Base points at the time of purchase and remaining points may take 7 days or more. Must be a SHOP YOUR WAY REWARDS Member with a valid email address in your member profile and remain opted in to receiving promotional emails from SHOP YOUR WAY REWARDS. Members who unsubscribe at any time from receiving promotional emails from SHOP YOUR WAY REWARDS are no longer Bonus Members but will still receive their 2% SHOP YOUR WAY REWARDS Points; however, they are not eligible for additional promotional points that we may offer from time to time. Membership card or account number must be presented at time of purchase. Members earn Points on Qualifying Purchases, excluding sales taxes, services fees, all donations to charitable organizations, all commercial account purchases, all lottery tickets, licenses, purchases for which Points were redeemed, ServiceLive, Sears and Kmart Licensed Businesses, including but not limited to Optical, Portrait, Hearing, and Tax Services, charges on shipping or delivery, Sears.com purchases that are not completed through the Sears.com cart, Sears or Kmart auctions on eBay, and prescriptions paid for in whole or in part by state and/or federal healthcare programs and prescriptions purchased in AL, AR, NJ, MA and NY and controlled substances prescriptions in LA. Subject to full program terms and conditions available at SHOPYOURWAYREWARDS.com. 2% in Points is inclusive of, and not in addition to, any Base Points earned on Qualifying Purchases. When bonus point offers are combined with base points, total points earned will be less than the combined point totals for each individual offer. See SHOPYOURWAYREWARDS.com for details. SHOP YOUR WAY REWARDS Program Members may, subject to the terms and conditions of the SHOP YOUR WAY REWARDS Program, earn 1% in Points on purchases made with the Member Sears MasterCard for purchases that are not classified as either Qualifying Purchases or Non-Qualifying Purchases under the Program (xternal Purchases. However, no Points are awarded for balance transfers, cash advance transactions, cash advance transactions designated as purchases, convenience checks, returned purchases, disputed or unauthorized purchases/fraudulent transactions, annual credit card membership fees, money orders, wire transfers, bets, lottery tickets, or casino gaming chips, credit life insurance premiums, Account Care fees, interest charges and credit card fees. Cardmember must link their SHOP YOUR WAY REWARDS number to the Sears card. Citibank is not responsible for products or services offered by other companies. Sears cards are issued by Citibank, N.A. Excludes Sears Commercial One Accounts, Sears Home Improvement Accounts, and Olan Mills Portrait Studio. Some restrictions apply. The SHOP YOUR WAY REWARDS program is offered by Sears Holdings Management Corporation. Citibank is not responsible for products or services offered by other companies. Disclosures required by California law will be provided in the language in which the contract is negotiated. Citi and Arc Design is a registered service mark of Citigroup Inc.MasterCard is a registered trademark of MasterCard International Incorporated. Sears is a registered trademark and is used under license from Sears Business Unit Corporation. Sears cards are issued by Citibank, N.A.*SHOP YOUR WAY REWARDS Terms for purchases made at Kmart with Sears cardPoints will be posted in two phases for the 5% SHOP YOUR WAY REWARDS Sears card offer. Base points at the time of purchase. Remaining points may take 7 days or more. Must be a SHOP YOUR WAY REWARDS Member with a valid email address in your member profile and remain opted in to receiving promotional emails from SHOP YOUR WAY REWARDS. Members who unsubscribe at any time from receiving promotional emails from SHOP YOUR WAY REWARDS are no longer Bonus Members and they are not eligible for this promotion. Membership card or account number must be presented at time of purchase. Members earn Points on Qualifying Purchases, excluding sales taxes, services fees, all donations to charitable organizations, all commercial account purchases, all lottery tickets, licenses, purchases for which Points were redeemed, ServiceLive, Sears and Kmart Licensed Businesses, including but not limited to Optical, Portrait, Hearing, and Tax Services, charges on shipping or delivery, Sears.com purchases that are not completed through the Sears.com cart, Sears or Kmart auctions on eBay, and prescriptions paid for in whole or in part by state and/or federal healthcare programs and prescriptions purchased in AL, AR, NJ, MA and NY and controlled substances prescriptions in LA. Subject to full program terms and conditions available at SHOPYOURWAYREWARDS.com. 5% in Points is inclusive of, and not in addition to, any Base Points earned on Qualifying Purchases. When bonus point offers are combined with base points, total points earned will be less than the combined point totals for each individual offer.See SHOPYOURWAYREWARDS.com for details, 5% Points cannot be combined with deferred interest financing. Sears cards are issued by Citibank, N.A. Excludes Sears Commercial One Accounts, Sears Home Improvement Accounts, and Olan Mills Portrait Studio. Some restrictions apply. The SHOP YOUR WAY REWARDS program is offered by Sears Holdings Management Corporation. Citibank is not responsible for products or services offered by other companies.Disclosures required by California law will be provided in the language in which the contract is negotiated. Sears is a registered trademark and is used under license from Sears Business Unit Corporation. Sears cards are issued by Citibank, N.A.
EVGA GeForce GTX 480 $209 Shipped at NewEgg
Added on : Saturday March 10th 2012 09:33:03 PM
The deal started at Newegg: Link Here
Price here is $249, but use coupon code EMCNGNA59 to bring it down to $209.TigerDirect then changed their price to match: Link Here
Note before the flood of "TigerDirect=RED!" -- no rebates involved (for once)! Also, no coupon code needed.UPDATE: TigerDirect bumped the price back up to $219. Still $209 with coupon on Newegg though!Both options offer free shipping. The Newegg deal expires on 3/11; the TigerDirect one doesn't say, but will probably change around the same time.This is a REALLY solid card, with great reviews, and the best price I've seen on it in a while.For questions about if this card would be an improvement over your current card: Tom's Graphics Card Hierarchy Chart
In general, if the card is more than two steps on the chart above yours, it's a good upgrade.I hope that this helps someone! TigerDirect.com Coupons
EVGA GeForce GTX 480 $209 Shipped at NewEgg and TigerDirect
Added on : Friday March 09th 2012 03:17:05 PM
The deal started at Newegg: Link Here
Price here is $249, but use coupon code EMCNGNA59 to bring it down to $209.TigerDirect then changed their price to match: Link Here
Note before the flood of "TigerDirect=RED!" -- no rebates involved (for once)! Also, no coupon code needed.Both options offer free shipping. The Newegg deal expires on 3/11; the TigerDirect one doesn't say, but will probably change around the same time.This is a REALLY solid card, with great reviews, and the best price I've seen on it in a while.For questions about if this card would be an improvement over your current card: Tom's Graphics Card Hierarchy Chart
In general, if the card is more than two steps on the chart above yours, it's a good upgrade.I hope that this helps someone!
Overstock.com Take an extra... percent off
Added on : Sunday February 26th 2012 09:54:06 PM
http://www.overstock.com/Take an extra...
15% off All Area Rugs*
10% off Select Furniture*
10% off Select Mattresses*
10% off Select Lighting*
10% off Select Art Gallery*
10% off Select Home Decor*
10% off Select Home Improvement* Extra 15% off All Area Rugs*
Extra 10% off Select Furniture*
Extra 10% off Select Mattresses*
Extra 10% off Select Lighting*Overstock Coupons
http://www.giveawayoftheday.com/February 15, 2012JuniorWatch is the ideal software tool to monitor your childrens computer usage and online behavior. If there is any issue you will notice it in the very beginning. JuniorWatch allows you capture screens, take webcam pictures, log key strokes, log clipboard, and log browser histories. It also enables you to turn on FamilyShield, which blocks adult website and fraud/phishing sites. You can view all reports and turn on/off features remotely (from any other PC on Internet) once the software was installed on the monitored PC. Furthermore, it comes with Encryption option which protects your privacy.

Please note, by using JuniorWatch, you agree to abide by all applicable local, state, national and international laws and regulations, and not to knowingly use JuniorWatch for any purpose that is unlawful or prohibited.

Note that 5 best improvement ideas will be rewarded to upgrade JW to one year Ultimate service Use Idea Informer widget to submit your feedback and do not forget to fill in your name and e-mail otherwise the Developer will not be able to contact you in case you are the one to win!
Please note, by using JuniorWatch, you agree to abide by all applicable local, state, national and international laws and regulations, and not to knowingly use JuniorWatch for any purpose that is unlawful or prohibited.

Note that 5 best improvement ideas will be rewarded to upgrade JW to one year Ultimate service ($60 value). Use Idea Informer widget to submit your feedback and do not forget to fill in your name and e-mail otherwise the Developer will not be able to contact you in case you are the one to win!
Glass and Stone Mosaic Wall Tile @Costco $4 sqft
Added on : Thursday February 09th 2012 12:47:04 AM
Costco has a great deal on glass/stone mosaic wall tile. Regular price 27.99 per box = 5 sqft. With instant $8 in store rebate knocks it down to $19.99. That's only $4 sq/ft folks. If you shop at HOBO or the big box home improvement stores these tiles are $10 sq/ft and up. Rebate good until 2/12 but selling out fast. You snooze, you loose....Golden Select Brand:
http://www.goldenselect.ca/mosaic-wall-tile/
FREE: Giveaway of the Day - Ashampoo Snap 4
Added on : Thursday February 02nd 2012 03:24:12 PM
Giveaway of the DayAshampoo Snap 4 enables you to create high-quality screenshots, videos and demos of your screen content. Edit, save and share your excellent results with others. This new version offers lots of innovative features and improvements, especially in the areas of video capture and editing tools.Edit: Corrected link
Ashampoo Snap 4, Free Download Today Only @ giveawayoftheday
Added on : Thursday February 02nd 2012 03:34:04 AM
http://www.giveawayoftheday.com/
February 2, 2012Ashampoo Snap 4 enables you to create high-quality screenshots, videos and demos of your screen content. Edit, save and share your excellent results with others. This new version offers lots of innovative features and improvements, especially in the areas of video capture and editing tools.

Use the video mode to create videos and demos tailored to your needs. Capture film sequences or computer games (in a window) and save them as high-quality video files. You can also produce demos like video tutorials for software or presentations of websites.

Create perfect-looking screenshots of your entire screen content or specially selected parts. After making a screenshot, an intuitive editor opens automatically and provides you with extensive editing tools, with which you can make your shots even more individual and original.
Hey FW'ers,I was browsing my local Target Store and noticed that there Philips Sound Bar's were located at the end of the isle, marked down from $179.00 to $89.00+TAX.These feature Dolby Virtual Sound, HDMI hub, USB audio playback, SUB and a bunch of brackets & acc's to mount to the wall. Not in the same class as the Yamaha sound projector but imho Philips can actually turn out some decent sounding audio gear when they put there mind to it. Huge improvement over my LCD TV's speakers...if you can call them speakers.Around $150 odd on eBay & Amazon, best price I could find for these. BB had em for $99 at the end of last year.R
EA Daily Deal - Mystery Mania free for iphone today
Added on : Monday January 30th 2012 06:08:23 PM
Enjoy!http://itunes.apple.com/us/app/mystery-mania/id329205068?mt=8#Description**DAILY DEAL! Mystery Mania is FREE today!!** See all of our EA DAILY DEALS at eamobile.com/dailydeals. New Play, Every Day!SOLVE THE MYSTERIES OF THE MANSION! Our award-winning point-and-click adventure is now freshly designed for iPhone and iPod touch.
_______________________________________** EDITORS' CHOICE AWARD **
"There are no bad puzzles here. Every room is smart. I cannot recommend it enough for any gamer that loves a good think." - Levi Buchanan, ign.com
_______________________________________DELVE INTO DEEP GAMEPLAY
Guide confused robot F8 through a bizarre mansion full of unsolved riddles. Solve the puzzles and piece together the story of why F8 was invented.SOLVE MULTIPLE MULTIFACETED PUZZLES
Explore 27 rooms full of crazy conundrums, perilous traps, and intriguing secrets. Plus, meet curiously quirky characters including F8s inventor.USE YOUR WITS AND EARN REWARDS
Outsmart man-eating plants. Guzzle strange potions. Build ingenious contraptions. Crack open F8s story and earn achievements.OOPS! WHAT HAVE WE HERE?
Enjoy whimsical visuals and cartoon-style sound effects that accent every success and blunder as the story unfolds.
________________________________________
** DON'T MISS OUR OTHER EXCITING GAMES! ** SCRABBLE, The Sims 3, TETRIS, MONOPOLY, Madden NFL 11 by EA Sports, Pogo Games FREE, Liqua Pop, ROCK BAND Reloaded, Need for Speed Hot Pursuit & Surviving High School FREEGIFT THIS APP: Click the Buy App arrow on the iTunes App StoreBe the first to know! Get inside EA info on great deals, plus the latest game updates, tips & more
VISIT US: ea.com/iphone
FOLLOW US: twitter.com/eamobile
LIKE US: facebook.com/eamobile
WATCH US: youtube.com/eamobilegames
Electronic Arts Store Web SiteMystery Mania SupportApplication License Agreement
What's New in Version 1.1.26GAME UPDATE NOW AVAILABLE additions, improvements, and optimizations include:
Enhanced application stability
BARSKA Red Dot 30mm Riflescope $27 @ Amazon FSSS
Added on : Sunday January 29th 2012 12:50:38 AM
A low-cost, quality sight based on Amazon reviews, averaging 4-stars out of 24 reviews. There's no concise description on Amazon's website for this item, so I grabbed one of the reviews and posted it below. I installed this scope on my Ruger 10/22 rifle. It is easy to zero, with nice clicky adjustments. No magnification, of course, but it is a major improvement over iron sights for shooting at 50 ft or less unless you can simultaneously focus on three different things at different distances (which I can't). Image is clear, price is excellent. My only complaint is that the dot appears vertically elongated unless I have the brightness turned way down - probably my eyes.Showing 58% off - take that with a grain of salt. Link
SpectraCal has their CalMAN DIY calibration software w/ i1Display2 colorimeter + pattern disc for $199. Includes everything you need to calibrate your TV and you're essentially getting a free meter for their DIY software is still at $199. Email linkYou also get two unique codes to register for both their Video and PC calibration training webinar for free. That's $160 worth of classes, so you get the equipment and the training to use it!I bought their software and the higher-end OEM i1Display to calibrate my VT30 two months ago and recommend it. A significant improvement in picture quality and that's saying something for the VT30. Good tech investment that will save you a lot of money over time since you can calibrate as many TVs as many times as you need rather than paying $200-300 each time to hire a professional. If you spent over $900 for a new TV, I highly recommend getting yourself a personal calibration kit.
Amazon Andriod Free App of the day - Keeptrack pro
Added on : Tuesday January 24th 2012 09:26:28 AM
http://www.amazon.com/mobile-apps/b?ie=UTF8&node=2350149011I found this useful to me, now it is free. Also you can try it on your computer.Product Features * Organization tracking app
* User-defined categories and fields
* Clean and easy-to-use interface
* Robust customization options
* Intelligent and intuitive designProduct Description
KeepTrack Pro
KeepTrack Pro
Easily track information and see detailed statisticsOrganizing and tracking different areas of your life couldn't be easier with KeepTrack Pro. Turn your Android device into a personal assistant that can help you stay on-time, meet your goals, and track what is important to you. KeepTrack Pro helps you get a handle on aspects of your life that require careful attention.
Track What's Important to YouKeepTrack Pro lets you track any details you wish over time. Keep tabs on serious details, such as the medication you're taking, and more whimsical details, such as how many buses you see each day. You decide what you wish to track, how often, and what to do with the information. The app's clean interface makes it easy to create new fields and enter data into existing ones. Keep Track Pro also provides helpful graphs and statistics if you wish to examine what you're tracking in greater detail.
Easy, Intelligent InterfaceTo start, add a new task by identifying it with a name, selecting the values data type, setting a default value, name the value units, choose the increment/decrement amount, and identify the goal, if any. Choose from the following data values:
KeepTrack Pro
Customize tracking with intuitive interface Numeric: Decimal numbers are great for entering weight, distance, etc. Text: Free text, which is ideal for reminders, ideas, and more Boolean: Yes or No option to track simple questions, e.g., 'did I work out today?' Marker: Includes a specific time so you can track occurrences Group: Perfect for using multiple data values to track your task
Make the Most of Your EffortsOnce you've been tracking the items that are important to you, use the data to make improvements, adjustments, or to simply keep yourself informed. Click on a specific task to see the data breakdown. View a pie chart, statistics, and calendar. For those difficult to remember tasks, KeepTrack Pro features an alarm setting to remind you.KeepTrack Pro makes it easier than ever to track information that is important to you in a way that works for you.
Amazon Free App of the day - Keeptrack pro
Added on : Monday January 23rd 2012 03:57:27 PM
http://www.amazon.com/mobile-apps/b?ie=UTF8&node=2350149011I found this useful to me, now it is free. Also you can try it on your computer.Product Features * Organization tracking app
* User-defined categories and fields
* Clean and easy-to-use interface
* Robust customization options
* Intelligent and intuitive designProduct Description
KeepTrack Pro
KeepTrack Pro
Easily track information and see detailed statisticsOrganizing and tracking different areas of your life couldn't be easier with KeepTrack Pro. Turn your Android device into a personal assistant that can help you stay on-time, meet your goals, and track what is important to you. KeepTrack Pro helps you get a handle on aspects of your life that require careful attention.
Track What's Important to YouKeepTrack Pro lets you track any details you wish over time. Keep tabs on serious details, such as the medication you're taking, and more whimsical details, such as how many buses you see each day. You decide what you wish to track, how often, and what to do with the information. The app's clean interface makes it easy to create new fields and enter data into existing ones. Keep Track Pro also provides helpful graphs and statistics if you wish to examine what you're tracking in greater detail.
Easy, Intelligent InterfaceTo start, add a new task by identifying it with a name, selecting the values data type, setting a default value, name the value units, choose the increment/decrement amount, and identify the goal, if any. Choose from the following data values:
KeepTrack Pro
Customize tracking with intuitive interface Numeric: Decimal numbers are great for entering weight, distance, etc. Text: Free text, which is ideal for reminders, ideas, and more Boolean: Yes or No option to track simple questions, e.g., 'did I work out today?' Marker: Includes a specific time so you can track occurrences Group: Perfect for using multiple data values to track your task
Make the Most of Your EffortsOnce you've been tracking the items that are important to you, use the data to make improvements, adjustments, or to simply keep yourself informed. Click on a specific task to see the data breakdown. View a pie chart, statistics, and calendar. For those difficult to remember tasks, KeepTrack Pro features an alarm setting to remind you.KeepTrack Pro makes it easier than ever to track information that is important to you in a way that works for you.
Amazon Free App of the day - Keeptrack pro
Added on : Monday January 23rd 2012 10:03:38 AM
http://www.amazon.com/mobile-apps/b?ie=UTF8&node=2350149011I found this useful to me, now it is free. Also you can try it on your computer.Product Features * Organization tracking app
* User-defined categories and fields
* Clean and easy-to-use interface
* Robust customization options
* Intelligent and intuitive designProduct Description
KeepTrack Pro
KeepTrack Pro
Easily track information and see detailed statisticsOrganizing and tracking different areas of your life couldn't be easier with KeepTrack Pro. Turn your Android device into a personal assistant that can help you stay on-time, meet your goals, and track what is important to you. KeepTrack Pro helps you get a handle on aspects of your life that require careful attention.
Track What's Important to YouKeepTrack Pro lets you track any details you wish over time. Keep tabs on serious details, such as the medication you're taking, and more whimsical details, such as how many buses you see each day. You decide what you wish to track, how often, and what to do with the information. The app's clean interface makes it easy to create new fields and enter data into existing ones. Keep Track Pro also provides helpful graphs and statistics if you wish to examine what you're tracking in greater detail.
Easy, Intelligent InterfaceTo start, add a new task by identifying it with a name, selecting the values data type, setting a default value, name the value units, choose the increment/decrement amount, and identify the goal, if any. Choose from the following data values:
KeepTrack Pro
Customize tracking with intuitive interface Numeric: Decimal numbers are great for entering weight, distance, etc. Text: Free text, which is ideal for reminders, ideas, and more Boolean: Yes or No option to track simple questions, e.g., 'did I work out today?' Marker: Includes a specific time so you can track occurrences Group: Perfect for using multiple data values to track your task
Make the Most of Your EffortsOnce you've been tracking the items that are important to you, use the data to make improvements, adjustments, or to simply keep yourself informed. Click on a specific task to see the data breakdown. View a pie chart, statistics, and calendar. For those difficult to remember tasks, KeepTrack Pro features an alarm setting to remind you.KeepTrack Pro makes it easier than ever to track information that is important to you in a way that works for you.
Heads Up - Home Depot tightens its return policy
Added on : Tuesday January 03rd 2012 03:12:59 PM
Went to return a few items to HD this past weekend. One item was not on the receipt. The CSR swiped my Drivers License (previously they used to type that in manually) and an immediate denial was displayed on her screen - "Return denied".
The CSR shrugged and said: "There is nothing I can do, we have just downloaded this software and it does not allow any overrides." When a manager came he was helpless too and I was sent on my way. The printout that the printer spewed out was saying something like this: "The customer's return was denied because we used a formula (some abbreviation) to come to our decision. The customer cannot
return any items without a receipt for the period of 90 days."
This is quite upsetting. I do a lot of home improvement and purchase of lot of stuff from both HD and Lowe's using gift cards obtained at a discount online. Try to keep my receipts in order but some of them get lost sometimes.
One reason for this is the cryptic nature of the entries. It takes a detective to interpret SKU # / UPC code and a string of abbreviated description. The HD website is not always helpful since their inventories differ from brick-and-mortar stores.
Another reason - receipts use cheap paper and ink and get faded quickly.I know that HD keeps track of number of returns but this was uncalled for. It's been quite a while since the last return and it seemed to me that
the decision was "auto denial" rather than actual consideration.This makes me think of a couple of strategies for the future:1)Scan all my receipts as I get them and mark all the items on the receipt to interpret their meaning.
2)Forget about 7-10% discount using a GC and use a credit card (easily traceable history).Be extra meticulous and diligent, DIY-ers!
Christmas Clearance - up to 75% off - Improvements Catalog
Added on : Thursday December 29th 2011 12:40:09 PM
Christmas Clearance - Improvements Catalog
Lowepro Speedster SLR Camera Strap $5 FS @ sellnsend.com
Added on : Wednesday December 21st 2011 03:27:50 PM
Wide strap with quick release buckles is a big improvement over the strap that may have come with your camera.
Also useful for heavier binoculars.http://www.sellnsend.com/showproduct.aspx?ProductID=1118&SEName=...
Taken from SD:
35% off Code, stacks w/ Sale Prices, Leviton.com: 1000W Advanced Digital Plug-In Timer $9.74, Rainbow LED Orb Light $6.49, Peace Sign Color-Change LED NiteLite $4.50, JBL Speakers
Leviton.com carries Home-Improvement Items
http://store.leviton.com/35% off your order today w/ coupon code SLICKY35
Stacks with Sale PricesSale Items
http://store.leviton.com/Sale/b/3092560011?ie=UTF8&title=SalePeace Sign Color-Changing LED Night Light
$4.54 after coupon1000W Advanced Digital Plug-In Timer
$9.74 after couponRainbow of Colors LED Orb Light
$6.49 after coupon1-Gang Dual Rocker Decora Switch (wireless electrical control)
$74 after couponJBL Speakers
http://store.leviton.com/JBL-Speakers-Home-Media/b/2532089011?ie...Leviton AESS5-BL Architectural Edition Powered By JBL Expansion Satellite Speaker
$31.99 after couponLeviton AEH50-BL Architectural Edition Powered by JBL 5-Channel Surround Sound Home Cinema Speaker System
$195 after couponShipping starts around $6, or Free if you spend $150+
but I ordered the Rainbow LED Orb Light and shipping was free for that item, so maybe certain items have FS
MacBook Air Closeout Models on Sale at MacMall
Added on : Tuesday December 13th 2011 03:42:47 AM
MacMall has just posted new $50 mail-in rebates on the previous model MacBook Airs that they have remaining in stock. The rebate is good through December 16, 2011. Here are the best deals:1. MacBook Air 11.6" Core 2 Duo 1.6 GHz, 4 GB RAM, 128 GB SSD: $822.99 shipped after MacMall and 3% FatWallet rebates
2. MacBook Air 13.3" Core 2 Duo 2.13 GHz, 4 GB RAM, 256 GB SSD: $1064.52 shipped after rebatesThese are brand new machines, in factory-sealed boxes. The current model machines with equal RAM and SSD capacities have list prices of $1199 and $1599 respectively. So you're getting a steep discount for buying the previous model. Primary improvements in the new model are faster CPUs, addition of a Thunderbolt port, and a backlit keyboard. There's one notable disadvantage with the current model: it only runs Mac OS X 10.7. The previous model machines come with Mac OS X 10.6 and a free upgrade to 10.7. Mac OS X 10.6 was the last version to run older PowerPC-only software such as Quicken for Mac.These are very, very good value machines if the improvements in the newer model don't matter (or don't matter enough) to you. For most people that's probably very true.
MacConnection offers the largest disk drive, newest processor chip Apple MacBook Air 13" 1.7 GHz Core i5 4GB(2x2) RAM 256GB (Flash drive) at $1,498.98 (compare to $1,599.00 Apple list price; or to $1,520.00 from Amazon Wisamelectro marketplace seller + $7.99 S&H).If you have to deal with some (not a lot of) video files, and need the full 256 GB solid-state hard drive, this is the best deal I found so far. This is NOT the top-of-the-line with the 1.8 GHz Intel Core i7 chip, but unless you use this for large video file processing, I don't think the higher price ($1,649.99 for the 1.8 GHz i7 CPU chip = $150 more) is worth the relatively small performance improvement - see review: MacBook Air 2011 i5 vs i7 Is the upgrade worth it?: "The performance gains from upgrading the 13 inch MacBook Air to an i7 would be hard to notice - around a 10% speedup. these tiny little MacBook Air i7 models are benchmarking on par with my top of the line last-model MacBook Pro i7"AVAILABILITY WARNING: MacConnection does not have it in stock yet. Per their customer service department, they expect a shipment from Apple on/about December 16, 2011. I don't know how many they expect, or if they still have any available from that shipment for sale now.Unlike MacMall, MacConnection does not offer as many Apple or Mac-specific software applications, though; but unfortunately MacMall's price is still the higher, old Apple list price ($1,649.99)
CNBC: Residential Housing Ready to Awaken?
Added on : Friday December 09th 2011 03:06:23 PM
Here is a CNBC article that I think some people here may be interested in reading. To me it seems fairly balanced with none of the usual hysteria and obvious bias that you often see in these types of articles as of late. The article can be found here: http://www.cnbc.com/id/45599691Here are a couple of snippets:
After half a decade of withering sales and slumping prices, there are strong and diverse signs that the single-family housing market is poised for a rebound. In some metropolitan areas, the market has bottomed, with both sales and prices on the rise and foreclosures on the decline. It has become increasingly apparent to us that the pieces for a housing rebound next year are beginning to fall into place, declared Barclays Capital analyst Stephen Kim in a recent note to investors. Proponents admit that the nascent rebound could easily be derailed, but stress that after years of government efforts to support sales and prices as well as the volatile impact of foreclosures, the market has regained a measure of normalcy. With the exception of really hard-hit markets, the vast majority is ready to turn around, adds Jerry Howard, president and CEO of the National Association of Home Builders, NAHB. "The Washington, D.C., area is not only ripe for recovery, they need to start building units.Nevertheless, skeptics overwhelmingly outnumber the optimists, given the false-starts of previous years, the economys sub-par performance, a new wave of distressed properties and the capacity for the European debt crisis to spook business, consumers and investors. I think its premature, says Richard Smith, CEO of Realogy, the nations largest real estate company, whose brands include Century 21, Coldwell Banker and Sotheby's International. We see little indications here and there. Transaction volume is improving. Prices are still under pressure. This isnt going to be one of those spiked robust recoveries. Smith is echoing the conventional industry calculus: that price increases follow sales growth amid consistently strengthening demand. Theres been little conventional, however, about this housing slump, which is one reason it's had so many false bottoms. Among its many firsts housing starts fell through 1 million annual units, foreclosures topped 2 million in three consecutive years, and home prices declined on a national basis. The catalysts to recovery are mostly the same: for potential buyers, residential rents have now risen enough to consider buying; existing-home inventory is the lowest in five years, while that of new homes is at a 40-year low; affordability is at a record high; delinquencies have peaked; consumer confidence is on the rise ; and job growth is accelerating. For investors, with a continuation of the gold rally in question, real estate is beginning to look like a viable inflation hedge alternative, while rising rents mean greater profits. A turnaround in the housing market will require continued improvement in the job market.The economy has created jobs 13 months in a row for a total of almost 1.9 million. Weekly jobless claims have been routinely below the key level of 400,000, and the national jobless rate is down to 8.6 percent. There are already signs in some markets that an improving employment picture is boosting housing demand and sale prices.In cities such as Tampa, Fla., South Bend, Ind., Grand Rapids, Mich., Raleigh, N.C., Wichita, Kan., and Green Bay, Wis.., the median sales price of an existing single family home increased 1-2 percent in the third quarter, during which time the jobless rate and/or payrolls growth improved dramatically. Even in the Cape Coral-Fort Myers, Fla. metropolitan area considered the epicenter of the foreclosure crisis a few years ago prices were just 1.4 percent lower in the third quarter than the previous year.Optimists say most of the uncertainty and fear is gone. The major driver of negative sentiment was that prices were going down across the market by large amounts, says Kim of Barclays. Buyers need to see a stabilization. A contributing element to that is the unwinding of government intervention whether to artificially spur demand as was the case with the first-time buyer tax incentive program of 2009 and 2010 and/or to retard and prevent foreclosures. Many regard those efforts as largely ineffective, if not counter-productive because they delayed the inevitable a deep descent to a market bottom, which has finally been touched.The numbers youre looking at you can trust, says Kim. "There are no exogenous factors. Though tight lending conditions and forthcoming regulations of the Dodd-Frank legislation are still an issue for some, sweeping housing finance reform is off the agenda for at least the next year. Youre back to the natural forces of the market, says Howard of the builders association.
Amazon Lightning Deals for 12/8/2011
Added on : Thursday December 08th 2011 09:30:41 AM
Amazon Lightning Deals for 12/8/2011
Event Day Planner
Make a date with deals from your favorite Amazon stores.12/4 Sports & Outdoors
12/5 Video Games
12/6 Tools & Home Improvement
12/7 Movies & TV
12/8 Toyes & Games
12/9 Electronics
12/10 Shoes & Accessories12:00 AM PST Rebecca Minkoff Swing H333BAZ1P Shoulder Bag
2:00 AM PST Lasko MyHeat Personal Ceramic Heater
2:00 AM PST Manhattan Toy Peek-Squeak Activity Toy, Monkey
3:00 AM PST Lauren Luke Full Face Makeup Palette ]
4:15 AM PST Clik Elite Nature Camera Backpack - Gray
4:15 AM PST Lowepro SlingShot 100 All-Weather Digital Camera B
5:00 AM PST Upcoming DealToys help children discover the world around them by bringing everyday places down to their size
5:00 AM PST Rugged Ridge 8,500-Pound Winch
5:15 AM PST ePhoto TB-30 Heavy Duty Background Stand
5:15 AM PST Imagelab FS9T 9 MP Slide and Negative Scanner
6:00 AM PST Arrow Men's Windowpane Sweater
6:00 AM PST Buffalo by David Bitton Men's Moto Jacket
6:00 AM PST New Balance Women's WC656 Tennis Shoe
6:00 AM PST Charlotte Tarantola Women's Stripe Sweater
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6:00 AM PST Rothschild Girls' 7-16 Snow Pant
6:00 AM PST Perry Ellis Men's Melton Jacket
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6:00 AM PST Wonderworld Counting Ball
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6:00 AM PST Paragon Port-A-Blast SnoCone Machine
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6:00 AM PST Calvin Klein Boys' 8-20 Bubble Jacket
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6:45 AM PST Dell Inspiron 15RM i15RM-7412DBK 15-Inch Laptop
7:00 AM PST Sterling Silver Created Ruby, Created White Sapphire
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7:00 AM PST Sassy Bath Toy Gift Set
7:15 AM PST Joby GP1-EPEN Gorillapod Flexible Tripod (Pink)
7:15 AM PST Joby GP1 Gorillapod Flexible Tripod (Blue)
7:15 AM PST Joby GP1-E1EN Gorillapod Flexible Tripod (Grey)
7:15 AM PST Joby GP1 Gorillapod Flexible Tripod (Red)
7:15 AM PST Joby GP1-0GEN Gorillapod Flexible Tripod (Green)
8:00 AM PST Sterling Silver Freshwater Cultured Pendant
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8:00 AM PST Peak Wireless Back-Up Camera System with 3
8:00 AM PST Do the Work (5 Pack)
8:00 AM PST Big Mouth Toys Inflatabuffet Portable/Inflatable Buffet
8:00 AM PST Hanna Instruments pH/Conductivity/TDS
8:15 AM PST PocketWizard MiniTT1 Radio Transmitter for Nikon TTL
8:15 AM PST Pocket Wizard FlexTT5 Transceiver For Nikon
8:45 AM PST Cooler Master Elite 460W Power Supply (RS460-P
9:00 AM PST Murano Glass Heart with Pure Platinum Pendant
9:00 AM PSTLamaze Soft Chime Garden Musical Toy
9:00 AM PST Sterling Silver Blue and White Striped Enamel
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9:15 AM PST Manfrotto MB SSC3-1BB AGILE I Sling Bag (Black)
9:15 AM PST Joby GP3 Gorillapod SLR-Zoom Flexible Tripod + BH1
9:45 AM PST Upcoming DealClaymation Studio 3.0 Deluxe
10:00 AM PST Sterling Silver Blue Goldstone Necklace, 16+3
10:00 AM PST Isotoner Women's Glove with Leather Palm Strips
10:00 AM PST Baffin Men's Premium Worker 8" Industrial Insulated Boot
10:00 AM PST Gibson Lacerta 16-Piece Reactive Glaze Stoneware... [
10:00 AM PST Jessica Simpson Girls' 7-16 Long Quilted Cinch Waist
10:00 AM PST Hatley I Love Dad One-Piece
10:00 AM PST Alex Stevens Men's Ribbed Quarter-Zip Sweater
10:00 AM PST Wonderworld Hammer Bench
10:00 AM PST Dockers Men's Micro Suede Moccasin Slipper
10:00 AM PST Strathwood St. Thomas Cast-Aluminum Fire Pit
10:00 AM PST Stuhrling Original Men's Voyager Classic World
10:00 AM PST Upcoming DealGet this feature-packed, unlocked smartphone at a great price
10:00 AM PST Schwinn Toddler's Carnival Helmet
10:00 AM PST Pink Platinum Baby Girls' Embroidered Snowsuit Bibset
10:15 AM PST ePhoto ULS69 Continuous Lighting Kit with 3 Muslins
10:45 AM PST ZOTAC GeForce 9500GT 1GB PCI Express Graphics Card
10:45 AM PST Upcoming DealDYMO Label Manager 450
11:00 AM PST Oral-B Professional Care SmartSeries 4000 Recha
11:00 AM PST Upcoming DealThis a great addition to any kid's room.
11:00 AM PST Evenflo Jump & Go Baby Exerciser, Pink Racer
11:00 AM PST Upcoming DealYou'll both love the fun of loving and taking care of a doll that feels like a real baby!
11:00 AM PST LifeHammer Emergency Escape Hammer
11:00 AM PST Sterling Silver Blue Genuine Stone Drop French Wire
11:15 AM PST Case Logic TBC-310 SLR Sling for Camera (Black)
12:00 PM PST Tiny Love Tummy Time Fun Activity Mat, Ladybug
12:00 PM PST Dirt Devil BD20045 PowerFlex 2-in-1 Hand and Stick Vac
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12:00 PM PST Faceted Black Onyx Rondelle White Pearl Endless Necklane
12:00 PM PST Sportcraft Shadow Sapphire Two-Piece Table Tennis
12:00 PM PST Norton Waterstone Starter Kit
12:45 PM PST Upcoming DealKaspersky Internet Security 2012 - 3 Users
1:00 PM PST Nine West Women's Flax Pump
1:00 PM PST Sterling Silver Multi Semi Precious Cluster Sky Blue
1:00 PM PST Zoot Men's Ultra Tri Race Suit (Blue)
1:00 PM PST Upcoming DealHe walks, talks, and dances
2:00 PM PST Weber 6522001 Genesis E-320 Liquid Propane Gas
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2:00 PM PST Upcoming DealWatch as magical unicorn escapes a fierce dragon
2:00 PM PST Weber 6621001 Genesis E-320 Natural Gas Grill, Black
2:00 PM PST Bogs Women's Classic Mid Boot [Amazon.com]
2:00 PM PST Porsche Design Men's Dashboard P'6612 T
2:00 PM PST Skip Hop Treetop Friends Soft Activity Book
2:00 PM PST IZZO Swami 1500 Golf GPS Unit
2:00 PM PST Williams Cashmere Men's Mock-Neck Sweater
2:00 PM PST Sterling Silver Enamel Heart with Diamonds Pendant
2:00 PM PST Upcoming DealThis panda has realistic black and white features with a soft and cuddly body
2:00 PM PST Geoffrey Beene Men's Argyle Vest
2:15 PM PST Tiffen Dfx Essentials Creative Digital Effects Software
2:15 PM PST Tiffen DFXCMPV2 Dfx Complete Digital Filter
3:00 PM PST Wagan Twin USB and 12-Volt Cup Holder Power
3:00 PM PST Sterling Silver Cubic Zirconia 8mm Pendant, 18"
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3:00 PM PST Scrubbing Bubbles One Step Toilet Cleaner [Amazon.com]
4:00 PM PST kate spade New York "All Wrapped Up" Pearls Grey
4:00 PM PST Heat Factory Hand and Body Warmers (Large Size, 30
4:00 PM PST Global Views Flower Power Bud Vase, Red
4:00 PM PST Baby Aspen Pig in a Blanket Gift Set, Ivory
4:45 PM PST Brother Multifunction Laser Printer
5:00 PM PST Upcoming DealExpress Your creativity through building
5:00 PM PST Upcoming DealFrom rag doll to pampered duchess
5:00 PM PST 2-Piece Mother-Daughter Tin Cup White Pearl Necklace
5:45 PM PST Upcoming DealSwingline ClassicCut 15 Inch Guillotine Paper Trimmer
6:00 PM PST Sterling Silver Black Diamond Hoop Earrings (1/4 cttw)
6:00 PM PST Upcoming DealDisney Cars 2 Tokyo racing theme with matching decoration
6:00 PM PST Teton Sports Internal Frame Backpack
6:00 PM PST Alfred Dunner Women's Chenille Sweater
6:00 PM PST Laurens Women's Swarovski Crystal Bezel Red Dial
6:00 PM PST Hella 500 Series Black Magic Halogen Driving Lamp Kit
6:00 PM PST Bodum Bistro Water Carafe 1.0 l, 34 oz., Stainless Steel
6:00 PM PST Bright Starts Drop & Giggle
7:00 PM PST Heather Benjamin "Of the Sea by HB" Horn with Gold
7:00 PM PST Upcoming DealShow off your sense of style along with your passion for word-building fun with this elegant, two-toned wood cabinet that has brass
7:30 PM PST Upcoming DealBarbie fashion design sketch portfolio containing 40 barbie formatted sketch pages
7:30 PM PST Sterling Silver Morganite, Blue Topaz and Diamond
7:30 PM PST Joanna Laura Constantine Lavender Vine Ring, Size 7
8:00 PM PST Sterling Silver Opal and Blue Topaz Stud Earrings
8:00 PM PST Upcoming DealStar Wars meets Transformers
9:00 PM PST Handmade Black Crystal Cluster Drop Earrings
9:00 PM PST Upcoming DealGreat for indoors or out on the lawn
Amazon Lightening Deals 12/7
Added on : Wednesday December 07th 2011 09:33:14 AM
Amazon Lightning Deals Rundown - 12/7/11
All times posted are PST.Automotive12:00 AM - Tradesman TAL16TTB 16-Inch Aluminum Trailer Tongue Tool Box 5:00 AM - Fuel Black Large Viper Full Face Helmet 8:00 AM - OTC 1533 Aluminum Racing Jack Kit with 2-Ton Jack and 2-Ton Jack Stands, 80th Anniversary Edition 11:00 AM - Camco 58031 RV Olympian Propane Camp Fire 3:00 PM - Orange Electronic P409S Retrofit Tire Pressure Monitoring System 6:00 PM - Decade Motorsport Street Handlebar Bag (Black) Baby8:00 AM - Summer Infant Sleek and Secure Handheld Color Video Monitor, Grey 10:00 AM - Playtex Drop-Ins Premium Decorated BPA Free Nurser Starter Set 2:00 PM - Playtex Drop-Ins Original BPA Free Nurser Newborn Starter Set 4:00 PM - Playtex VentAire ADVANCED BPA Free Wide Bottle Newborn Starter Set Beauty11:00 AM - Weleda Sea Buckthorn Body Lotion, 3.4 Ounce Books 12:00 PM - B [Hardcover] 7:30 PM - Edward Weston: One Hundred Twenty-five Photographs [Hardcover] Clothing & Accessories6:00 AM - Hurley Boys 8-20 Rico Sketch Hoodie 6:00 AM - Williams Cashmere Men's 100% Cashmere Long Sleeve Crew Neck Sweater 6:00 AM - Tommy Bahama Luggage Nassau 2 Pc Weekender Set 6:00 AM - Guess Men's Passcase Billfold 6:00 AM - Hurley Boys 8-20 Long Sleeve Icon Hoodie 6:00 AM - La Fiorentina Women's Chunky Knit Set 6:00 AM - Nautica Men's Faux Shearling Sherpa Collar Jacket 10:00 AM - DC Men's Anzac Long Sleeve Woven Shirt 10:00 AM - Stephen Joseph Girls 7-16 Simply Stephen Joseph 14 Inch Backpack 10:00 AM - Charlotte Tarantola Women's Mod Paisley Pointelle Cardigan Sweater 10:00 AM - Williams Cashmere Mens Cashmere 100% Cashmere Rib Scarf 10:00 AM - Ranipak Luggage Ranipak 16-Inch Graphic Laptop Messenger Bag with Extra Back Pocket 10:00 AM - Dockers Men's Micro Suede Scuff Slipper 2:00 PM - V Fraas Women's Solid Cashmink Scarf 6:00 PM - Arctic Quest Girls 4-6x Ski Pant Electronics4:15 AM - Sharx Security VIPcella SCNC2606 Wifi Wireless 802.11g Security Network Camera 5:15 AM - VueZone Indoor Motion Detection Add-On Camera (CM2040) 5:15 AM - TRENDnet TV-IP422WN SecurView Wireless Day/Night Pan/Tilt/Zoom Internet Surveillance Camera 6:15 AM - Lorex Edge LH314321C4 Internet Access DVR and 4 Camera Surveillance Bundle 6:15 AM - VueZone System with 2 Indoor Motion Detection Cameras (SM2700) 6:45 AM - HP G6-1c79nr Notebook Computer - Black 7:15 AM - Lorex LW2704B Wireless Digital Security System 7:15 AM - VueZone System with 1 Indoor Camera and 1 Indoor Motion Detection Camera (SX2500) 8:15 AM - Panasonic BL-C230A Wireless Internet Security Camera 8:15 AM - Logitech Alert 750i Master System with Alert 700i Add-On Camera 9:15 AM - TRENDnet TV-IP602WN ProView Wireless Pan/Tilt/Zoom Internet Surveillance Camera 10:15 AM - VueZone System with 1 Indoor Motion Detection Camera (SM2200) 10:15 AM - Levana ClearVu Digital Video Baby Monitor with Color Changing Night Light (LV-TW301) 10:15 AM - Lorex SG6185W Weatherproof Mini Color Camera 11:15 AM - Panasonic BL-C210A Internet Security Camera
11:45 AM - Toshiba Satellite C675-S7321 17.3-Inch Laptop 12:15 PM - TRENDnet TV-IP312WN SecureView Wireless N Day/Night Internet Surveillance Camera Server with 2-Way Audio 1:15 PM - D-Link DCS-930L mydlink-Enabled Wireless-N Network Camera 1:45 PM - Canon imageFORMULA P-150 Portable Document Scanner(Scan-tini) 5:45 PM - Kingston Digital 16 GB Class 10 Flash Memory Card SD10G2/16GB 8:45 PM - Cyber Acoustics 2.1 Computer Speakers (CA-3090) Grocery & Gourmet Food6:00 AM - The Bean Coffee Company Organic Pumpkin Spice, Ground, 36-Ounce 7:00 AM - Penguin Stacking Tower Christmas Holiday Gift Basket 8:00 AM - The Bean Coffee Company Organic Holiday Blend, Vanilla Cinnamon, Ground, 36-Ounce 9:00 AM - Lindor Truffles Holiday, Mini Milk Bag, 1.3-Ounce Packages (Pack of 24) 11:00 AM - Sahale Snacks Explore Taste Gift Box, 2-Pound 12:00 PM - Holiday Drums Tower Christmas Gift Basket 1:00 PM - Ferrero Star Collection Gift Box, 15-Count (Pack of 6) 2:00 PM - Joy To The Season Christmas Holiday Gift Box Set 3:00 PM - Sahale Snacks Classic Snack Basket, 2-Pound
4:00 PM - Harvest Bay Coconut Water, 8.5-Ounce (Pack of 12) Health & Personal Care12:15 AM - Easy Off Heavy Duty Oven and Grill Cleaner, 2 Count Pack 3:00 AM - Febreze Air Effects, Lavender Vanilla & Comfort, 9.7-Ounce (Pack of 9) 7:00 AM - Oral-B Professional Care SmartSeries 5000 Rechargeable Toothbrush 3:00 PM - Febreze Home Collections Flameless Luminary Starter Kit Home & Kitchen6:00 AM - Berghoff Twist 6-Piece Knife Block Set 6:00 AM - Wilton Ultimate Decorating Set 10:00 AM - BergHOFF Single Touch Screen Induction Cook Top 10:00 AM - Intex Easy Set Round Pool Set 12:00 PM - Hoover SteamVac Spinscrub 50 Carpet Cleaner - FH50027 2:00 PM - BergHOFF 8-Piece Forged Knife Set with Detachable Sharpening Steel 2:00 PM - Bounty Hunter QSI Quick Silver Metal Detector 4:00 PM - BergHOFF Earthchef Professional Copper Clad 10-Piece Cookware set 6:00 PM - BergHOFF Earthchef Premium Copper Clad 10-Piece Cookware Set 6:00 PM - BergHOFF Earthchef Acadian 10-Piece Cookware Set 8:00 PM - BergHOFF Earthchef 12" Montane Frying Pan Jewelry6:00 AM - Italian Sterling Silver Bracelet with Purple Murano Glass and Crystal Beads, 7.5" +1" Extender 7:00 AM - Ranjana Khan "Black Tie" Pop Color Cut Glass Necklace 8:00 AM - Joanna Laura Constantine Lavender Vine Bracelet 9:00 AM - Argentium Silver Fleur-de-Lis with Diamonds Pendant Necklace (0.01 cttw, I-J Color, I2 Clarity), 18"
10:00 AM - DiAura Sterling Silver Diamond-Accent Double Butterfly Pendant Necklace, 18" 11:00 AM - Black Glass and White Shell with Rhinestone Rondelle Accents Bracelet 7.5"]12:00 PM - 18k Gold Plated Sterling Silver Angel Pendant (1/4 cttw, I-J Color, I3 Clarity), 18" 1:00 PM - Sterling Silver Pink and White Striped Enamel Mitten with Diamond Cuff Pendant Necklace (0.02 cttw, I-J Color, I2 Clarity), 18" 2:00 PM - Sterling Silver Multi-Colored Freshwater Cultured Necklace and Earring Set, 18" 3:00 PM - Sterling Silver Enamel Angel with Diamonds Pendant (0.03 cttw, I-J Color, I2 Clarity), 18" 4:00 PM - Rhodium Plated Brass Pave Tear Drop Earrings with Peacock Freshwater Pearls 5:00 PM - Sterling Silver Blue Topaz Oval Bracelet, 7" 6:00 PM - Sterling Silver Oval Amethyst with Created White Sapphire Accents Diamond Flower Pendant Necklace, 18" 7:00 PM - Sterling Silver Semi Red Tahitian and White Topaz Earrings 3 Piece Pendant Set (7.5-8mm Pearl, 2.5mm Gemstone), 18" 8:00 PM - Sterling Silver Multi Semi Precious Cluster Pendant, 18" 9:00 PM - Sterling Silver Purple and White Cubic Zirconia Pear Shape Dangle Earrings Magazine Subscriptions12:00 AM - Fast Company (1-year) Movies & TV - .4:30 AM - Thunderball [Blu-ray] (2010) 4:30 AM - From Russia with Love [Blu-ray] 4:30 AM - For Your Eyes Only [Blu-ray] (2008) 4:30 AM - Die Another Day [Blu-ray] (2008) 4:30 AM - Dr. No [Blu-ray] (2008) 8:30 AM - Licence to Kill [Blu-ray] (1989) 8:30 AM - The Man with the Golden Gun [Blu-ray] (1974) 8:30 AM - Live and Let Die [Blu-ray] (2008) 8:30 AM - The World is Not Enough [Blu-ray] (1999) 8:30 AM - Goldfinger [Blu-ray] (1964) 8:30 AM - Moonraker [Blu-ray] (1979) Music7:30 PM - Kristen Chenoweth: A Lovely Way To Spend Christmas 7:30 PM - Elf: The Musical [Cast Recording] 7:30 PM - Amy Grant: The Christmas Collection 7:30 PM - Straight no Chaser: Holiday Spirits [Enhanced] Musical Instruments6:15 AM - Spectraflex Braided Series Lo-Z Microphone Cable, 20 Foot, Black Office Products10:45 AM - Scotch Precision Ultra Edge Non-Stick Scissor, 8-Inch, Brown with Assorted Accent Colors (Dot Color Will Vary) (1468TUNS-MIX)
Shoes6:00 AM - Jessica Simpson Women's Elso Sandal 8:00 AM - Sorel Women's Tivoli Rugged Boot 10:00 AM - BEARPAW Women's Moc II Moccasin 12:00 PM - Naturino 4231 Ballet Flat (Little Kid/Big Kid) 2:00 PM - Adidas Men's Pro Model Zero Basketball Shoe Sports & Outdoors6:00 AM - Bushnell Neo Golf GPS Rangefinder 10:00 AM - SKLZ Speed Resistance Training Parachute 10:00 AM - Sportcraft Prime Time Table Tennis Table 12:00 PM - SKLZ Quick Flat Rung Agility Ladder 2:00 PM - SKLZ 10 Man Flag Football New Deluxe Set 5:00 PM - Lightspeed Quick Cabana 6:00 PM - Paragon The Arctic Blast SnoCone Machine 7:00 PM - Heat Factory Holiday Warmer Pack (6 Pair Hand Warmers, 3 Pair Toe Warmers, 3 Large Body Warmers) 9:00 PM - Toy Story Child Pacific Disney Pixar Helmet and Pads Tools & Home Improvement8:00 AM - Porter-Cable PCL180DRK-2 18-Volt Lithium-Ion Cordless Drill Kit Watches12:00 AM - Stuhrling Original Men's 209XL.33162 Millennia Five-O Skeleton Automatic Silver Dial Watch 6:00 AM - Bulova Men's 98B140 Precisionist Claremont Two-Tone Bracelet Watch 12:00 PM - Victorinox Swiss Army Men's 24833 SAF Airboss Mach 5 GMT Watch 4:00 PM - Victorinox Swiss Army Men's 24783.1000 Airboss Mach 6 Automatic Chronograph Black Dial Watch Possible Mystery Deals 5:00 AM - Wow these Birds are Angry *Something Angry-Birds Related*6:00 AM - Energizer Jump-Start System with Air Compressor and Power Inverter 6:00 AM - Set up a soothing, stylish nursery with a modern, tailored 4-piece crib set 6:00 AM - Tag your Target! 7:00 AM - Construction kit especially for girls 7:45 AM - X-ACTO Teacher Pro Electric Pencil Sharpener with SmartStop 8:00 AM - Bosch Miter Saw with Extra $20 Off at Checkout8:45 AM - VHS to DVD 5.0 Deluxe9:00 AM - 1000 piece jigsaw puzzle: Finished size 24" x 30"10:00 AM - AmazonBasics 32 GB USB Jump Drive 11:00 AM - Build a hammerhead shark, white shark, octopus, piranha, deep sea fish and tropical fish11:00 AM - Type wirelessly on your iPad and iPhone12:00 PM - Blok Squad Police Officers are ready for any mission12:00 PM - AmazonBasics Universal Travel Case for Small Electronics and Accessories (Black) 1:00 PM - Inspired by the new hit Disney/Pixar film, Cars 22:00 PM - Susan Boyle "Someone To Watch Over Me" 2:00 PM - One of the most memorable moments is the magical transformation into a Disney Princess3:00 PM - A sweet spot for sitting!4:00 PM - Clear the roads of ice and snow!5:45 PM - Quartet Tabletop Instant Easel, 13 Inches High 6:00 PM - "One of the funniest police comedies ever!" *Maybe Reno 911*7:45 PM - Manga Studio Debut 4 (Win/Mac)
Amazon Lightning Deals - 12/6/11
Added on : Tuesday December 06th 2011 06:19:52 AM
All times marked are PST.Automotive5:00 AM - Decade Motorsport Street Gloves (Black and Gray, Large/X-Large) 8:00 AM - Race Ramps RR-FS Flatstopper (Pack of 4) 11:00 AM - Equus 3030 Innova Diagnostic Code Reader for OBDII Vehicles 2:15 PM - Park Zone PZ-1600 Precision Parking Aid 6:00 PM - PIAA 5196 ATP Intense White Lamp Kit Baby6:00 AM - Aprica Presto Stroller 8:00 AM - Mobicam DL Digital Monitoring System 10:00 AM - Cosco Flat Fold High Chair 12:00 PM - Safety 1st Alpha Omega Elite Convertible Car Seat Beauty3:00 AM - Remington CI95AC/2 Tstudio Salon Collection Pearl Digital Ceramic Curling Wand Books8:00 AM - Get Real and Stop Dieting! [Paperback] 12:00 PM - Kardashian Konfidential: New! Inside Kim's Wedding with Never-Seen Pix, Plus a New Chapter! [Hardcover] Clothing & Accessories6:00 AM - Free Country Mens Fcx 3 In 1 System Detachable Hood Jacket 6:00 AM - HKNB Heidi Klum for New Balance Womens Loose Fit Cargo Pant 6:00 AM - Puma - Kids Boys 4-7 Little Logo Tricot Set 6:00 AM - IZOD Mens Beacon Multi Ripstop Vest 6:00 AM - Pacific Trail - Kids Boys 8-20 Board Jacket with Plaid Piecing 6:00 AM - DC Men's Basic Grade Hoodie Sweater 10:00 AM - Geoffrey Beene Men's Soft Acrylic Crew 10:00 AM - Nautica Men's Melton Zip Front Coat with Fur Collar 10:00 AM - Isotoner Women's Water And Stain Repellent Hybrid Glove 10:00 AM - Nautica Freeboard Two Piece Luggage Set 10:00 AM - La Fiorentina Women's Chunky Infinity Muffler 2:00 PM - Pink Angel Baby-girls Infant Kitty Tee
Electronics4:15 AM - Case Logic SLR Sling 4:15 AM - Kodak Pulse 7-Inch Wi-Fi Digital Frame with Custom e-Mail Address for Immediate Sharing 5:15 AM - Joby GorillaPod Hybrid Gray 6:15 AM - ViewSonic VFA720W-10 7-Inch Digital Picture Frame - Wooden 7:15 AM - Sony DSC-WX10 Cyber-Shot 16.2 MP Exmor R CMOS Digital Still Camera with 7x Wide-Angle Optical Zoom G Lens and Full HD 1080/60i Video (Black) 8:15 AM - Kodak Pulse 10-Inch Wi-Fi Digital Frame with Custom e-Mail Address for Immediate Sharing 9:15 AM - Numark NPM5 Studio Monitor System 9:15 AM - MoviePix Kids Digital Video Recorder (Blue) / (Red) 9:45 AM - Transcend 32 GB Class SDHC 10 Flash Memory Card TS32GSDHC10E 10:15 AM - Viewsonic VFM1536-11 15-Inch Multimedia Digital Photo Frame 11:15 AM - Case Logic SLR Camera/Laptop Backpack 12:15 PM - Kodak P86 8-Inch Digital Picture Frame - Black
1:15 PM - Kodak EasyShare MD55 14 MP Digital Camera with 5x Optical Zoom and 2.7-Inch LCD (Black) 1:45 PM - Corsair CA-HS1ANA Gaming Audio Series HS1 Analog Gaming Headset 2:15 PM - Manfrotto MB SSC3-1BB AGILE I Sling Bag (Black) 3:15 PM - AmazonBasics Leather Camera Case for Digital Cameras (Black) 3:45 PM - Logitech Trackman Marble Mouse 4:15 PM - Imagelab FS9T 9 MP Slide and Negative Scanner with 2.4-Inch Tft LCD Screen 5:15 PM - Kata DR-466i Digital Rucksack (Black) Grocery & Gourmet Food6:00 AM - Wine.com The Best of Ghirardelli Gift Basket, 1.85-Pounds 7:00 AM - Ghirardelli Intense Dark Collection, 0.375 ounce 27-Count 8:00 AM - Broadway Basketeers Chocolate Heaven Gourmet Christmas Gift Tower 9:00 AM - Q-Ginger, 8-Ounce Glass Bottles (Pack of 24) 10:00 AM - Q Tonic Soda Water (Pack of 24) 11:00 AM - Ghirardelli 4 Tier Caramel Celebration Box [Amazon.com]12:00 PM - Hometown Favorites 1970's Nostalgic Candy Gift Box, Retro 70's Candy, 3-Pound 1:00 PM - Broadway Basketeers Chocolate Photo Gift Box 2:00 PM - Hometown Favorites 1980's Nostalgic Candy Gift Box, Retro 80's Candy, 3-Pound 3:00 PM - Ghirardelli Gracious Holiday Box, 3-Pounds 4:00 PM - Wine.com Godiva Connoisseur Gift Basket 5:00 PM - Broadway Basketeers Christmas Gift of Dried Fruit Round Basket (Medium) Gift Basket Health & Personal Care11:00 AM - Dreft Powder Detergent, 91 Ounce 7:00 PM - Remington HC5350AM Professional Cord/cordless Rechargeable Beard Trimmer and Haircut KitHome & Kitchen12:00 AM - Oneida Chateau 3-Piece Child Set 6:00 AM - WMF Children's Animals 5-Piece Flatware Set8:00 AM - Char-Broil Patio Bistro Infrared Electric Grill8:00 AM - Royal Albert Old Country Roses 5-Piece Place Setting, Service for 1 8:00 AM - Crock-Pot SCCPBP600S 6-Quart Oval Programmable Slow Cooker, Brushed Stainless Steel 12:00 PM - Beka Cookware Vita 11" Nonstick Fry Pan 12:00 PM - Sunbeam FPSBPP7310-000 Theatre-Style Popcorn Maker, Red 12:00 PM - Intex Easy Set 15-Foot-by-42-Inch Round Pool Set 12:00 PM - Oster 2534 Inspire Handheld Mixer with Bonus Attachments 1:00 PM - Oster 20-Cup Saute Rice Cooker 2:00 PM - Hunter 34357 3-1/2-Gallon CareFree Plus Humidifier with PermaWick Filter 2:00 PM - Two's Company Bee Happy Dancing Solar Flower, Set of 2 3:00 PM - Cuisinart 10-Piece Premium Grilling Set 3:00 PM - Chia Obama Handmade Decorative Planter 4:00 PM - George Foreman GR0215G Hot Zone Electric Nonstick Countertop Griddle Jewelry6:00 AM - Heather Benjamin "Of the Sea by HB" Necklace with Quartz 8:00 AM - Italian Sterling Silver Bracelet with Turquoise Blue Murano Glass and Crystal Beads, 7.5" +1" Extender 9:00 AM - Women's Sterling Silver Diamond Pendant Necklace (0.02 cttw, I-J Color, I2 Clarity), 18" 10:00 AM - 14k Yellow Gold Orange and Tanzanite Cubic Zirconia Drop Earrings 11:00 AM - Rhodium Plated Sterling Silver Synthetic Blue and White Corundum Oval Pendant, 18" 12:00 PM - Women's Sterling Silver Skate Pendant Necklace (0.03 cttw, I-J Color, I2 Clarity), 18" 1:00 PM - Sterling Silver White Freshwater Pearl 7-8mm Necklace and Bracelet with 8-9mm Earrings and 8.5-9mm Ring Set 2:00 PM - Sterling Silver Angel Pendant (1/5 cttw, I-J Color, I3 Clarity), 18" 3:00 PM - Sterling Silver Created Pink Sapphire and Amethyst Heart and Key Pendant Necklace, 18" 4:00 PM - Sterling Silver and Round Created Pink Sapphire Diamond Angel Wing Pendant Necklace, 18" 5:00 PM - Heather Benjamin "Of the Sea by HB" Leaf Shape Gold Earrings 6:00 PM - Sterling Silver Freshwater Cultured Pearl and Diamond Pendant Necklace, 18" 7:00 PM - Sterling Silver with Gold Plated Diamond Heart and Flower Pendant Necklace, 18" 8:00 PM - Rhodium Plated Brass Pave Tear Drop Earrings with White Pearls   Movies & TV7:30 PM - Santa Claus Is Comin' To Town [Blu-ray] (1970) 7:30 PM - The Original Christmas Classics Musical Instruments9:00 AM - M-Audio Axiom 25 Advanced 25-Key USB MIDI Controller, 2nd Gen 10:00 AM - Tascam Vocal and Instrumental Trainer/Recorder Shoes6:00 AM - FitFlop Men's Shuv Felt Clog 8:00 AM - Seychelles Women's All Dressed Up T-Strap Pump 11:00 AM - crocs Men's Bowen Brights Lace-Up 1:00 PM - Calvin Klein Men's Neil Loafer 3:00 PM - Puma Speeder Illuminescent V Suede Fashion Sneaker (Toddler/Little Kid/Big Kid) Sports & Outdoors6:00 AM - Voit 48-Inch Table Soccer Game 6:00 AM - InStep Quick N EZ Double Bicycle Trailer 10:00 AM - Polara Ultimate Straight XS Self Correcting 3 Piece Golf Balls (1 Dozen) 12:00 PM - Schwinn 20-Function Bike Computer 2:00 PM - Pure Fun 13-Foot Trampoline 4:00 PM - Kelsyus Recline Backpack Beach Chair with UV Canopy 6:00 PM - Playseat World Rally Championship Gaming Seat Tools & Home Improvement6:00 AM - RIKON 70-050VS 12-Inch by 16-Inch Mini Lathe 3 Variable Speed Ranges 6:30 AM - Shop-Vac 4050010 Shop Sweep Indoor/Outdoor Vacuum 6:30 AM - Gerber 22-80012 Infinity Ultra Task LED Flashlight, Black 12:00 PM - Brite Strike BD-198-HLS-2C Tactical Blue Dot Series 198-Lumen Hi Lo Strobe 2-Cell LED Flashlight
2:00 PM - Kidde PI9010 Battery-Operated Dual Ionization and Photoelectric Sensor Smoke Alarm Video Games2:15 AM - Splatterhouse 3:15 AM - Catherine 4:15 AM - Deadliest Catch 5:15 AM - No More Heroes: Heroes' Paradise 6:15 AM - iCarly: iJoin the Click! 7:15 AM - Super Street Fighter IV: 3D Edition Watches6:00 AM - Tissot Men's T008.414.11.031.00 PRC100 Silver Dial Chronograph Watch 10:00 AM - Laurens Women's GW70J903Y Swarovski Crystal Bezel Pink Dial Leather Watch 2:00 PM - Geneva Women's AMZ1014 Gold Tone Analog Bracelet Watch Possible Mystery Deals
5:00 AM - Cars 2 Radiator Springs Playtown 5:45 AM - Corel PaintShop Pro X4 Ultimate 6:00 AM - Fisher-Price Little People Airport Playset 7:00 AM - Keep your projects on the level with this self-leveling line laser from DEWALT 7:00 AM - Monster High Super Sketch Portfolio 7:59 AM - Hot Wheels RC Stealth Rides Racing Car - Black with Red Flames 8:00 AM - Protect your hearing without missing a beat with WorkTunes 9:00 AM - Tackle any mess with this wet/dry vacuum from DEWALT9:00 AM - Playskool Weebles Playground 10:00 AM - Take measurements with laser precision at distances of up to 500 feet.10:45 AM - Anime Studio Debut 8 11:00 AM - Prepare like Bear Grylls with this ultimate survival pack 12:00 PM - Top-Rated Zojirushi Breadmaker 12:00 PM - Disney Princess Royal Princess Tea Party Playset 12:45 PM - Avery Easy Peel White Mailing Labels for Laser Printers, 1 x 2.62 Inch, Box of 3000 Labels
(5160)1:00 PM - Trapdoor Checkers 1:45 PM - Learn to Speak Spanish Deluxe 1:59 PM - Uncle Milton Fireworks Light Show 2:00 PM - Watch as your favorite memories come alive in this cheerful and bright photo frame2:00 PM - Wine Chiller and Electric Opener3:00 PM - Air Hogs R/C Eagle Ray Redeco 3:00 PM - Easily cut wood, metal, and plastic with this Black & Decker jig saw.4:00 PM - Ice-Cold Cocktail and Liquor Chiller.5:45 PM - Swingline 3-Hole Paper Punch, Pink 6:00 PM - 18-piece titanium bit set for drilling into metal, wood, and plastic6:00 PM - 7:00 PM - Have your own weather station.8:00 PM - Blow the Joneses away with this handheld yard tool
Amazon Lightning Deals Rundown - 12/4/11
Added on : Sunday December 04th 2011 06:22:07 AM
Amazon Lightning Deals Rundown - 12/4/11
All times marked are PST. *Deals Started Already! Still Updating!*Automotive6:00 AM - Griot's Garage 11285 Spray-On Car Wash Kit Baby6:00 AM - Sassy Bath Toy Gift Set Books2:00 AM - Cooking With Dorie Greenspan [Hardcover] Clothing & Accessories6:00 AM - Canterbury of New Zealand Men's Raf Plaid Button-Up Shirt
6:00 AM - Isotoner Women's Shortie Glove with Leather Palm Strips 6:00 AM - Marc Ecko Cut & Sew Men's Signature Drive Fleece Sweater 6:00 AM - Cinema Etoile Women's Mix N' Match Three Piece Pajama Set 6:00 AM - Nautica Sportswear Kids Baby-boys Infant 3 Piece Cardigan Sweater Set
Electronics5:15 AM - Sony DSC-WX10 Cyber-Shot 16.1 MP Exmor R CMOS Digital Still Camera with 7x Wide-Angle Optical Zoom G Lens, 3D Sweep Panorama, and Full HD 1080/60i Video (Black)
5:45 AM - Lexar LJDTT32GASBNA Jump Drive TwistTurn 32 GB USB 2.0 Flash Drive, Gray Grocery & Gourmet Food6:00 AM - Art of Appreciation That's Amore! Romantic Dinner For Two - Italian Gourmet Food Gift Basket Jewelry6:00 AM - kate spade New York "All Wrapped Up" Simulated Pearls Clear & Cream Pave Long Wrap Necklace [
Music2:00 AM - Sugarland: Gold and Green 2:00 AM - Bing Crosby: White Christmas
2:00 AM - Dean Martin: My Kind of Christmas (2011 Version)
2:00 AM - MercyMe: The Christmas Sessions
2:00 AM - Vince Gill: Let There Be Peace on Earth
Shoes6:00 AM - Clarks Men's Palisade Faux Shearling Boot Sports & Outdoors12:00 AM - Park & Sun BB-109 Bocce Pro Set
2:00 AM - Kershaw Fillet Knife (7 inch Blade) 4:00 AM - Hoppe's Elite Gun Kit on the Go Cleaning Kit
6:00 AM - Rave Razor Duo Towable Tube 2011
Tools & Home Improvement12:00 AM - Joby Gorillatorch Adjustable and Flexible Tripod Flashlight, Blue
12:00 AM - Joby Gorillatorch Switchback Light/Lamp Watches6:00 AM - Geneva Women's AMZ1010 Round Stone Bezel Analog Watch Mystery Deals6:00 AM - Rocky is a very strong crane who can pick up other engines6:00 AM - Ultimate protection for the iPhone 4 at an incredible price thanks costelloc op / sd
Amazon Lightning Deals Rundown - 12/3/11
Added on : Saturday December 03rd 2011 03:19:30 PM
Amazon Lightning Deals Rundown - 12/3/11
All times are PST. On a side note, the deals seem to be slightly better than the last few days. Still no TV's, though Arts, Crafts & Sewing6:00 PM -Cricut Cartridge, Jubilee
Automotive5:00 AM - Classic Accessories MotoGear 73727 Motorcycle Tail Bag8:00 AM - Rugged Ridge 15104.25 Winch Recovery Gear Kit 11:00 AM - NOCO Genius G3500 6/12-Volt Automatic Multi-Purpose Battery Charger and Maintainer (Grey, 3.5A) 2:00 PM - Gorilla Automotive 1334 Telescoping Power Wrench5:00 PM - CIPA 11960 Premium Universal Towing Mirror
Baby6:00 AM - Tadpoles 9 Sq Ft Cork Topped Playmat Set, Natural8:00 AM - Sassy Bathtime Fun Appliques - 84 Piece Set10:00 AM - Sassy Bath Accessory Gift Set
Clothing & Accessories6:00 AM - Jackson Amazon.com Exclusive Men's Original Fit Jean 6:00 AM - Jackson Amazon.com Exclusive Men's Straight Fit Jean6:00 AM - Good Lad Baby-Girls Infant 3 Piece Jacket Set 8:15 AM - Case Logic SLR Sling 10:00 AM - Studio 36 Women's Light Weight Twill Pashmina 10:00 AM - Calvin Klein Sportswear Men's Long Sleeve Crew Neck Merino Sweater10:00 AM - Fox Men's Go Getter Long-Sleeve Flannel Athletic Shirt10:00 AM - Intimo Women's Tonal Warmth Robe 10:00 AM - HKNB Heidi Klum for New Balance Womens Army Pant 10:00 AM - Arctic Quest Boys 2-7 Ski Bib 12:00 PM - Colosseum NCAA Pinnacle Jacket 2:00 PM - Rock & Republic Women's Kurt Classic Jean 6:00 PM - Pacific Trail - Kids Toddler Girls Plaid Colorblock Scarf Jacket
Electronics2:15 AM - Sony MDR-E829V Fontopia Earbuds with In-line Volume Control5:45 AM - Corsair Dominator 8 GB PC3-10666 1333mHz (PC3 10666) 240-Pin DDR3 SDRAM 1.6v Dual Channel DDR3 Memory Kit for Intel and AMD 8 Dual Channel Kit CMP8GX3M2B1333C9 6:15 AM - Kodak EasyShare MD55 14 MP Digital Camera with 5x Optical Zoom and 2.7-Inch LCD (Black)7:15 AM - Joby GP8-BHEN Gorillapod Focus with Ballhead X bundle 8:15 AM - Garmin GPSMAP 62 Handheld GPS Navigator 8:15 AM - Whistler XTR-140 Laser/Radar Detector with Exclusive Twin Alert Periscopes 8:45 AM - Toshiba Satellite L735-S3375 13.3-Inch Laptop 8:45 AM - Panasonic KX-TG4025N DECT 6.0 PLUS Expandable Digital Cordless Phone with Answering System, Champagne Gold, 5 Handsets 9:45 AM - Canon Lasers imageCLASS MF4570dw Wireless Monochrome Printer with Scanner, Copier and Fax (5259B007AA) 10:15 AM - Autonet Mobile KT-ANMRTR-04 CarFi Router 10:15 AM - AmazonBasics Camera Case for Digital Cameras (Black) 10:15 AM - Garmin 010-10997-00 Heart Rate Monitor 11:15 AM - Nikon DSLR Starter Kit with Nikon School Fast, Fun, & Easy DVD Set and DSLR Case 12:15 PM - Sony DSCWX9/BBDL 16.2 MP CMOS Sensor with 5 x Optical Zoom Digital Camera Black 1:45 PM - Corsair Flash Voyager 16 GB USB 2.0 Flash Drive CMFUSB2.0-16GB 1:45 PM - Canon imageCLASS MF4450 Laser Multifunction Printer with 33.6 Kbps 1:45 PM - Kingston 8 GB microSDHC Class 4 Flash Memory Card SDC4/8GB1:45 PM - HP TouchSmart 310-1126 Desktop 3:15 PM - ePhoto 1000 LED 5500K Professional Video Studio Portrait LED Light Panel Lighting Light Panel 1000LED
Grocery & Gourmet Food6:00 AM - Wine.com Chocolate Indulgence Gift Basket 7:00 AM - Ghirardelli Decadent Ghirardelli Box, 5-Pounds 8:00 AM - Whole Foods Market The Perfect Sip, 1.9-Pound 9:00 AM - Hometown Favorites 1950's Nostalgic Candy Gift Box, Retro 50's Candy, 3-Pound 10:00 AM - Art of Appreciation Sweet Wishes For You! Gourmet Food Gift Basket 11:00 AM - Wine.com The Crowd Pleaser Gift Basket 12:00 PM - Ghirardelli Deluxe Holiday Tower, 4-Pounds 1:00 PM - Hometown Favorites 1940's Nostalgic Candy Gift Box, Retro 40's Candy 2:00 PM - Art of Appreciation Gift Baskets Crowd Pleaser Gourmet Food and Snacks Gift Tower3:00 PM - Wine.com Kosher Snack Basket 4:00 PM - Van's Gifts Gourmet Hostess Tray By Van's Gifts, 3.04-Pound Packages 5:00 PM - Hometown Favorites 1960's Nostalgic Candy Gift Box, Retro 60's Candy, 3-Pound 7:00 PM - Sushi Chef Sushi Making Kit
Health & Personal Care3:00 AM - Puffs Ultra Soft and Strong Facial Tissues, Cubes, 56-Count (Pack of 24) (Packaging May Vary) 11:00 AM - Prosepra Dolphin Massager 3:00 PM - Remington MS2-390 Microscreen Rechargeable/Corded Men's Shaver
Home & Kitchen2:00 AM - Wusthof Classic 8-Piece Knife Set with Block6:00 AM - Wusthof Silverpoint II 14-Piece Knife Set with Block 8:00 AM - Farberware 52106 Nonstick Bakeware 12-Cup Muffin Pan8:00 AM - GKI Bethlehem Lighting Cascade Noble Fir Instant Power Pole Technology 7.5ft with 650 Clear Lights 9:00 AM - Leslie Danzis Silver-Tone CZ Satin Finish Stretch Bracelet, 1.5" 10:00 AM - Weber 6621001 Genesis E-320 Natural Gas Grill, Black 10:00 AM - Wilton 2105-459 Excelle Elite 3-Tier Cooling Rack 10:00 AM - Kurt Adler 8-1/2-Inch by 11.45-Inch Nativity Advent Calendar Magnetic Book with 24-Figures 10:00 AM - Weber Genesis E-320 Liquid Propane Gas Grill 10:00 AM - Old Dutch International Moscow Mule 16-Ounce Copper Mug 10:00 AM - Weber Genesis E-320 Liquid Propane Gas Grill12:00 PM - WMF Manaos Bistro 50-Piece Flatware Sets by Peter Baurle 12:00 PM - Table in a Bag W2817 Large Wood Portable Table With Carrying Bag, Brown 12:00 PM - Black & Decker PCS10 PlantSmart Digital Plant Care Sensor 1:00 PM - Masterbuilt 20010611 Butterball Professional Series Indoor Electric Turkey Fryer, Black 2:00 PM - Oneida Simba 20-Piece Set, Service for 4
3:00 PM - Cascade ActionPacs, Dishwasher Detergent, 60-count Container 4:00 PM - Briggs & Stratton 20358 1,800 PSI 1.6 GPM 13 Amp Electric Pressure Washer With 30 Foot Hose & Dual Detergent Tanks 5:00 PM - Greenworks 21602 20-Volt Lithium Ion 12-Inch Cordless Electric String Trimmer/Edger with 6 Amp/Hour Extended Run-Time Lithium Ion Battery & Charger 6:00 PM - Black & Decker NST1024 24-Volt Cordless String Trimmer/Edger 7:00 PM - Pinzon Round Bamboo Chopping Block with Inset Mezzaluna
Industrial & Scientific2:00 AM - Tower Manufacturing 30338024 2' Length, 15 amp In-Line GFCI And Triple Tap Cord Set With Auto Reset
Jewelry6:00 AM - Large Stainless Steel Green Glass Twist Cable Cuff Bracelet 7:00 AM - Sterling Silver Cubic Zirconia Rose Pendant Necklace, 18" 8:00 AM - Sterling Silver Heart Earrings (1/5 cttw, I-J Color, I3 Clarity) 9:00 AM - DiAura Sterling Silver Diamond-Accent Heart Mother Child Pendant Necklace, 18" 10:00 AM - Rhodium Plated Sterling Silver Black and White Cubic Zirconia Hoop Earrings 10:00 AM - 1928 Boutique Manor House Rose Gold-Tone Clip-On Earrings 11:00 AM - 10k White Gold Pearl Diamond Pendant, (.07 cttw, I-J Color, I1-I2 Clarity) 18"11:00 AM - 1928 Boutique Gold-Tone & Topaz Hues Faux Toggle Locket Necklace 12:00 PM - Leslie Danzis Silver-Tone Cubic Zirconium Modern Circle Necklace, 30" 12:00 PM - 14k White Gold Round Black Diamond Stud Earrings (1/2 cttw) 1:00 PM - Sterling Silver Long Open Circle Link Necklace, 60" 1:00 PM - 1928 Boutique Keepsake Lockets Silver-Tone Charms Vintage Look Necklace 2:00 PM - Sterling Silver Diamond Fashion Pendant Necklace(1/5 cttw, H-I Color, I2 Clarity), 18"3:00 PM - 10k White Gold Oval Pearl with Cubic Zirconia Accent Dangle Earrings 4:00 PM - Sterling Silver Created Ruby, Created White Sapphire and Diamond Octagon Pendant (0.008 cttw, I-J Color, I2-I3 Clarity), 18" 5:00 PM - Sterling Silver Braided Soft Rectangle Electroform Pendant Necklace, 18" 6:00 PM - Sterling Silver Oval Created Opal Diamond Earrings 7:00 PM - Sterling Silver Hammered and Smooth Multiple Disc Drop Necklace, 16" 8:00 PM - Sterling Silver Coral Heart-Shaped Bali Inspired Pendant, 18" 9:00 PM - MINU Jewels Silver Gold Citrine Earrings 9:00 PM - Sterling Silver Swarovski Crystallized Elements and Pearls Snowman French Wire Earrings
Movies & TV2:00 AM - SpongeBob SquarePants: The First 100 Episodes
Shoes8:00 AM - crocs Men's Boundless Clog12:00 PM - AK Anne Klein Women's Craslee Boot 2:00 PM - Puma Osuran Lace-Up Sneaker (Little Kid/Big Kid)4:00 PM - Brooks Women's Synergy 2 Walking Shoe 7:00 PM - Madden Girl Women's Biilee Clog
Sports & Outdoors6:00 AM - LifeSpan Fitness S2 Indoor Cycling Bike 8:00 AM - BIC Sport ACS with Adjustable Paddle 9:00 AM - Schwinn Lakeshore 26" Women's Bike 11:00 AM - Topeak JoeBlow Max II Floor Bike Pump 12:00 PM - BandIT Therapeutic Forearm Band12:00 PM - Triumph Sports LED Solid Wood Tournament Bag Toss1:00 PM - JOOLA Conversion Table Tennis Top2:00 PM - Energizer Hard Case Professional 4-LED Headlight2:00 PM - Columbia Men's Camper Tool 2:15 PM - Liquid Image 5.0MP Scuba Series Underwater HD Video Mask3:00 PM - LifeSpan Fitness Pro5 Treadmill 4:00 PM - Intex Raised Downy Queen Airbed with Built-in Electric Pump5:00 PM - Plano 7771 Guide Series Tackle System 7:00 PM - Kershaw Asset Serrated Folding Lock Back Serrated Knife
Tools & Home Improvement8:00 AM - Denali 7.2V Lithium Ion Quick Connect Screwdriver Kit 8:00 AM - Howard Leight R-03318 Leightning L3 Shooter's Premium Earmuff10:00 AM - PEET Dryer Advantage M07F 4-Shoe Electric Express Dryer 10:00 AM - Milwaukee 2207-21P M12 12V Cordless Fork Meter with 2410 Cordless Drill Combo Kit12:00 PM - Racor PBH-1R Ceiling-Mounted Bike Lift12:00 PM - Fulcrum Lanterna 12 LED Lamp, Black 12:00 PM - WBM 9-Inch Himalayan Natural Crystal Salt Lamp
Video Games3:30 PM - Mercury Meltdown: Revolution4:30 PM - Food Network: Cook or be Cooked5:30 PM - National Geographic Challenge! 6:30 PM - Pictionary7:30 PM - Mystery Tales Time Travel8:30 PM - Cake Mania 3 9:30 PM - PopCap Greatest Hits Vol 2 10:00 PM - Who Wants to be a Millionaire?
Watches8:00 AM - Bombshell Women's BS1070WH Leslie Chic White Strap Crystal Digital Watch 12:00 PM - Stuhrling Original Men's 1161.33111 Watersports Regatta Sailor Swiss Made Quartz Divers Date Stainless Steel Watch4:00 PM - Rumba Time Tie-Dye Blue Notes Watch
Mystery Deals6:00 AM - Works with all Chuggington interactive products6:00 AM - Duracell Coppertop AA & AAA Batteries (Obvious)8:00 AM - An interactive game that helps reinforce memory, tactical and teambuilding skills10:00 AM - Your best wrestling buddy (Please be WWE '12)10:00 AM - A set of interactive Dora the Explorer books for preschoolers. *Books*12:00 PM - Your child will spend hours harvesting the fields, feeding the cow, and driving the tractor around12:00 PM - A collection of four Disney storybooks, with new covers, gilded pages, and favorite Disney characters.12:00 PM - Babies can cuddle up with this ultra soft velour buddy blanket.1:45 PM - Space Pen2:00 PM - Save on classic knee-high women's boots *Shoes*2:00 PM - This adorable soft toy easily attaches to pacifiers. (Most likely Baby)2:00 PM - An active new outdoor game3:00 PM - Girls' fashion boots 3:45 PM - Monteverde One Touch Stylus Ballpoint Pen, Grey (MV35331)4:00 PM - Girls can play out the role of art teacher4:00 PM - This adorable soft toy easily attaches to pacifiers.4:00 PM - Suede lace-up women's boots *Shoes, Duh!*5:00 PM - Revo Men's Highside Wrap Polarized Sunglasses 6:00 PM - This 3000 piece puzzle has a unique design that encourages hand eye coordination *Games*6:00 PM *Music*8:00 PM - Kirk Franklin "Hello Fear"
Credit to costelloc at SD
Amazon Lightning Deals - 12/2 only
Added on : Friday December 02nd 2011 09:41:30 AM
Sharing something I just got for today's Amazon Lightning Deals; times are PST.Arts, Crafts & Sewing 12:00 PM - JUKI MO654DE Portable Thread Serger Sewing Machine
Automotive 5:00 AM - Smith Optics SME OTG Goggle with Clear AFC Lens (Black) 8:00 AM - Camco 57533 R-Volt Olympian GM12 Multi Sparker 11:00 AM - Raider Full-Face Snowmobile Helmet (Black) 2:00 PM - Sunforce 52013 1.8-Watt Solar Battery Maintainer (Pack of 2) 5:00 PM - Podium Feet MX Socks (Block Drip)
Baby 6:00 AM - Skip Hop Hug and Hide Activity Toy 8:00 AM - Skip Hop Hug and Hide Activity Toy 10:00 AM - Skip Hop Hug and Hide Activity Toy 12:00 PM - Skip Hop Hug and Hide Activity Toy 2:00 PM - Bright Starts Playtime Fun Baby Toy Set 4:00 PM - Kushies Zolo Linko
Beauty 7:00 AM - Conair 213GB Professional Tourmaline Ionic Styler - Colors May Vary 3:00 PM - Jerdon First Class, 8" Wall Mount Mirror, 5X-1X Magnification, Nickel Finish
Books 8:00 AM - Pokmon Diamond and Pearl Adventure! Box Set [Paperback] 12:00 PM - Vampire Knight Box Set [Paperback]
Clothing & Accessories 6:00 AM - Collection XIIX Women's Softy Ruffle Wrap 6:00 AM - Capezio Girls 2-6x Pre-Ballet Gift Pack 6:00 AM - MICHAEL Michael Kors Women's 3/4 Down Walker 6:00 AM - Anne Klein Luggage Signature Jacquard Spinner Carry-On 6:00 AM - Kenneth Cole Men's Plush Toggle Jacket 6:00 AM - 180s Women's Tahoe Earmuff 10:00 AM - Southpole - Kids Boys 2-7 Solid Sherpa Fleece 10:00 AM - Quiksilver Young Men's Fog Woven Regular Fit Shirt 10:00 AM - Nautica Sportswear Kids Baby-boys Infant 3 Piece Full Zip Sweater Set 10:00 AM - DC Men's Small Zippered Hoodie Sweater 10:00 AM - V Fraas Women's Classic Fraas Plaid Scarf 10:15 AM - Case Logic Medium SLR Camera Bag 2:00 PM - DC Men's Luddle Hoodie Sweater 2:00 PM - Rock & Republic Women's Kassandra With Crystals Jean 4:00 PM - NCAA Varsity Letterman Jacket 6:00 PM - Dearfoams Women's Knit V & Flannel Pant Set
Electronics 4:15 AM - Fujifilm FinePix JV200 14 MP Digital Camera with Fujinon 3x Optical Zoom Lens (Black) 5:15 AM - Case Logic UNZT-2 Compact Camera Case (Brown Herringbone) 6:15 AM - Monster Light Disc Audio Dock- Tron Edition 6:15 AM - Fujifilm FinePix Z90 14 MP Digital Camera with Fujinon 5x Wide Angle Optical Zoom Lens and 3-Inch Touch-Screen LCD (Blue / Red) 6:15 AM - tomtom XL 340TM 4.3-Inch Portable GPS Navigator (Lifetime Traffic & Maps Edition) 6:15 AM - Denon AH-D310 Headphones (Black) 7:15 AM - Infinity Reference Basslink II 250-Watt Dual 10-Inch Powered Subwoofer System (Black) 7:15 AM - Sennheiser IE6 Dynamic In-Ear Headphones
7:15 AM - Kodak Pulse 10-Inch Wi-Fi Digital Frame with Custom e-Mail Address for Immediate Sharing 7:15 AM - MEElectronics M6-BK Sport Sound-Isolating In-Ear Headphones (Black) 8:15 AM - ETON Mini GM400 Super Compact AM/FM Shortwave Radio with Digital Display 8:15 AM - Dual XHD7714 In-Dash CD/MP3 Player with Remote, Built-in Bluetooth, HD Radio, iPod Cable, and 3.5mm Aux Input 8:15 AM - Philips SVC1116F/27 LCD, LED and Plasma Screen Cleaner 8:15 AM - Fujifilm FinePix F300EXR 12MP Digital Camera with 15x Wide-Angle Zoom and 3.0-Inch LCD 8:15 AM - AmazonBasics Composite AV Cable for Apple iPhone, iPad, and iPod (6.5 Feet/2.0 Meters) 9:15 AM - PocketWizard MiniTT1 Radio Transmitter for Nikon TTL Flashes and Digital SLR Cameras 9:15 AM - Sennheiser HD 600 Open Dynamic Hi-Fi Professional Stereo Headphones (Black) 9:15 AM - Pocket Wizard FlexTT5 Transceiver For Nikon TTL Flashes and Digital SLR Cameras 9:45 AM - ZOTAC nVidia GeForce 8400GS TurboCache 512 MB DDR2 VGA/DVI/TV-out Low Profile PCI-Express Video Card (ZT-84SEH4P-FSL) 9:45 AM - HP Officejet Pro 8500A Premium Wireless e-All-in-One (CM758A#B1H) 10:45 AM - Corsair XMS3 16GB (4x 4GB) PC3-10666 1333MHz DDR3 Memory Kit for AMD and Intel Dual Channel Processors CMX16GX3M4A1333C9 10:45 AM - Lexmark Pro715 Wireless Inkjet All-in-One Printer with Scanner, Copier and Fax 11:15 AM - Phiaton MS 400 Premium Headphones With Double Shelled Carbon Fiber Enclosure and Closed-Ear Type Rear Enclosure For Concert Hall Quality Sound 11:15 AM - Dolica AX620B100 62-Inch Proline Tripod and Ball Head 12:15 PM - BOQARI Q1 Metal Earbud Headphones with Travel Case (Noir Black) 12:15 PM - Sennheiser CX 880 Noise-Isolating Premium Earbuds 12:15 PM - Fujifilm FinePix XP30 14 MP Waterproof Digital Camera with Fujinon 5x Optical Zoom Lens and GPS Geo-Tagging Function (Black) 1:15 PM - Kata DR-466i Digital Rucksack (Black) 1:15 PM - Sennheiser PX 200 II W Closed Mini Headphones with Integrated Vol Control (White) 1:45 PM - Kingston Apple 8GB DDR3 SDRAM Memory Module (KTA-MB1066K2/8G) 2:15 PM - Fujifilm FinePix Z70 12 MP Digital Camera with 5x Optical Zoom and 2.7-Inch LCD (Blue / Black) 2:15 PM - Pineapple Panda Sound Isolating Design Crystal Clear Mega Bass Sound Earphone 3:15 PM - JBuds J4 Rugged Metal In-Ear Earbuds Style Headphones with Travel Case (Black/Red) 3:15 PM - AmazonBasics Leather Camera Case for Digital Cameras (Black) 4:30 PM - Garmin nvi 1390/1390T 4.3-Inch Widescreen Bluetooth Portable GPS Navigator with Traffic 6:15 PM - ePhoto Vbracket Hot Shoe V Mount Dual Bracket for Video Lights, Microphones or Monitors
Grocery & Gourmet Food 6:00 AM - ekobrew Cup, Refillable K-Cup For Keurig K-Cup Brewers 7:00 AM - Wine.com Galaxy Gift Tower 8:00 AM - Van's Gifts Stylish Gourmet By Van's Gifts, 4.26-Pound Packages 9:00 AM - Ghirardelli Five Pound Chocolate Bar 10:00 AM - Broadway Basketeers Gourmet Nut Gift Basket 11:00 AM - Wine.com The Godiva Sampler Gift Basket 12:00 PM - Wine Country Gift Baskets Eye Opener Gift Box, 5-Pound 1:00 PM - Broadway Basketeers Gourmet Gift Tower Deluxe (Kosher) 2:00 PM - Wine.com Ghirardelli Peppermint Bark Gift Basket, 0.8-Pounds 3:00 PM - Whole Foods Market Mighty Bowls of Goodness, 4.4-Pound 4:00 PM - Wine Country Gift Baskets Holiday Cocoa and Sweets Gift Box, 3-Pound 5:00 PM - Celestial Seasonings Wooden Chest with Tea, 64-Count
Health & Personal Care 3:00 AM - Johnson's Kids Natural 2-in-1 hand & face foaming wash, 10-Ounce 11:00 AM - Johnson's Kids Natural 3-in-1 Shampoo, Conditioner And Body Wash, 10-Ounce (Pack of 2)
Home & Kitchen 3:00 AM - Black & Decker EHC650 2-Speed Food Chopper with 3-Cup Bowl 3:00 AM - Char-Broil Patio Bistro Infrared Electric Grill 4:00 AM - KitchenAid Gourmet Essentials Brushed Stainless Steel 10-Piece Cookware Set 4:00 AM - Char Broil Patio Bistro Infrared Gas Grill 5:00 AM - Wusthof Le Cordon Bleu 8 inch Cooks Chef Knife 5:00 AM - Furi Rachael Ray 7-Inch Sharp-and-Store Self-Sharpening Knife with Stand 6:00 AM - Ginsu 07102 7-Inch Santoku Knife with Stainless Steel Blade 6:00 AM - Furi FUR626 Ozitech Diamond Fingers Pro Knife Sharpener 6:00 AM - Anolon Advanced Hard Anodized Nonstick 8-quart Covered Stockpot 7:00 AM - Paula Deen Traditional Stainless Steel 10-Piece Set 7:00 AM - Aero 9-Opening Collage Picture Frame for 4-by-6-Inch Photos, Black 8:00 AM - Rachael Ray Hard Anodized Nonstick 14-Piece Cookware Set, Orange 8:00 AM - Oster 6340 2-Slice Toaster with Retractable Cord, Brushed Stainless Steel 9:00 AM - All-Clad Stainless French Skillet 9:00 AM - Intex Easy Set Round Pool Set 9:00 AM - Chicago Cutlery Forum 10-Piece Knife Set 10:00 AM - Intex Family Size Round Metal Frame Pool Set 10:00 AM - BergHOFF 3-Piece Knife Set with Box 10:00 AM - CreativeWare Atlantis Unbreakable 7 Piece Salad Bowl Set 11:00 AM - Intex Pool Ladder with Barrier 11:00 AM - BergHOFF Cook & Co Stainless Knife Set, 6-Piece 12:00 PM - Cuisinart Omni Panel Versatile Grilling Surface 12:00 PM - BergHOFF Forged 8-Piece Knife Block Set 1:00 PM - Pinzon 7-Piece Stainless-Steel Gadget Set with Stand 1:00 PM - Bodum Bistro Electric French Press Coffee Maker and Tea Dripper, 4-Cup 1:00 PM - Black & Decker FP1600B 8-Cup Food Processor, Black 2:00 PM - Totally Bamboo Greenlite Bamboo Cutting Board 2:00 PM - Crock-Pot SCCPTP600P 6-Quart Programmable Slow Cooker, Polished Stainless Steel 2:00 PM - FoodSaver V3020 Vertical Vacuum Sealing System With Starter Kit 3:00 PM - CreativeWare Punch/Salad Bowl 16-Piece Set 3:00 PM - George Foreman GRP72CTB G-Broil Electric Nonstick Countertop Grill, Black 3:00 PM - Ginsu Chikara 5-piece Prep Set 4:00 PM - Oster Wine Aerator with Stand & Accessories 4:00 PM - Wusthof Classic 3-Piece Essentials Set with Chef's Knife, Parer, and Shears 4:00 PM - Char-Broil 10101480/08101480 The Big Easy Oil-Less Infrared Turkey Fryer 5:00 PM - Fire Sense Rectangle Pagoda Patio Fireplace 6:00 PM - George Foreman Nonstick Countertop Grill 6:00 PM - Bodum Bistro 34-Ounce Cordless Electric Water Kettle 7:00 PM - Senseo 7810 Single-Serve Gourmet Coffee Machine, Black 7:00 PM - Panasonic NI-WL600 Cordless 360 Degree Multi-Directional Iron, Silver finish 8:00 PM - Pinzon Rectangular Bamboo Cutting Board 8:00 PM - Juiceman HB0001S Juiceman Stainless Steel Hand Blender and Accessories 8:00 PM - Senseo SL7832/55 Single Serve Supreme Coffee Machine, Chrome 9:00 PM - Cuisinart CGG-200 All-Foods 12,000-BTU Tabletop Propane Gas Grill 10:00 PM - Masterbuilt 20150209 Electric Veranda Outdoor Pedestal Grill, Black Jewelry 6:00 AM - Sterling Silver Cubic Zirconia Cluster Pendant Necklace and Earrings Set, 18" 7:00 AM - "Two-Tone" 14k Yellow Gold Plated and Sterling Silver Thin Twisted Bangle Cuff Bracelet 8:00 AM - Sterling Silver Diamond Butterfly Pendant (1/4 cttw, I-J Color, I2-I3 Clarity), 18" 9:00 AM - Sterling Silver Multi-Gemstone Accent Circle Pendant, 18" 9:00 AM - House of Harlow 1960 14k Yellow-Gold-Plated Hoop Earring 10:00 AM - Duragold 14k Yellow Gold Polished Open Heart Pendant Necklace, 18" 10:00 AM - Leslie Danzis Silver-Tone Blue Cubic Zirconium Braided Necklace, 16" 11:00 AM - 1928 Boutique Vintage Cameo Necklace 11:00 AM - Sterling Silver 8mm Checkerboard Cushion Created Aquamarine Stud Earrings (4.20 cttw) 12:00 PM - Betsey Johnson "Lovely Leopard" Round Crystal Stud Earrings 12:00 PM - XPY Sterling Silver Heart Tag Charm 1:00 PM - Sterling Silver 3 Amethyst Flowers Earrings 1:00 PM - The Vatican Library Collection Gold-Tone & Silver-Tone Mary Cufflinks 2:00 PM - 10k White Gold Pink Pearl Diamond Earrings (.027 cttw, I-J Color, I1-I2 Clarity) 3:00 PM - Sterling Silver 3 Graduated Pink and Purple Swarovski Crystallized Elements Heart Pendant, 18" 4:00 PM - Set of 5 Sterling Silver 5mm Round Stud Earrings (5.00 cttw, Amethyst, Blue Topaz, Citrine, Garnet, Peridot) 5:00 PM - 10k White Gold Pink Pearl Diamond Earrings (.01 cttw, I-J Color, I1-I2 Clarity) 6:00 PM - Sterling Silver Diamond Earrings (1/4 cttw, I-J Color, I3 Clarity) 7:00 PM - 18k Yellow Gold Plated Sterling Silver Genuine Smoky Quartz Bead Wire Earrings 8:00 PM - Sterling Silver Peridot Round Journey Pendant, 18" 9:00 PM - Pyrrha "Wax Seals" Sterling Silver Rose Necklace 9:00 PM - Sterling Silver Filigree Heart Pendant, 18" Shoes 6:00 AM - Fuzzy Friends Women's Tiger Slipper 8:00 AM - Fuzzy Friends Women's Cow Slipper 10:00 AM - Fuzzy Friends Women's Frog Slipper 12:00 PM - Fuzzy Friends Women's Pig Slipper 2:00 PM - Fuzzy Friends Women's Lady Bug Slipper 4:00 PM - Fuzzy Friends Women's Bumble Bee Slipper 6:00 PM - AK Anne Klein Women's Gauge Boot
Sports & Outdoors 6:00 AM - Pure Fun 13-Foot Trampoline 8:00 AM - Kwik Goal Infinity Goal 10:00 AM - Intova Digital Sports Utility Camera 11:00 AM - Golf Buddy World Platinum GPS Range Finder 12:00 PM - Louisville Slugger Large Backpack 2:00 PM - Nemo Equipment Meta 2-Person Ultralight Trekking Tent 2:00 PM - Prince Squash Starter Kit (John White) 5:00 PM - Barska Pro Edition Metal Detector 6:00 PM - Topeak BabySeat Child Bike Seat with Aluminum Rack (Disc Mount Version) Tools & Home Improvement 12:00 AM - Bosch SBID30 Impact Tough SDB Set, 30-Piece 8:00 AM - DEWALT DC742KA Cordless 12-Volt 3/8-Inch Compact Drill/Driver 10:00 AM - Rite Lite LPL900 8 LED Portable Desk Task Light 12:00 PM - Porter-Cable PCL120DDC-2 12-Volt Max Compact Lithium-Ion 3/8-Inch Drill/Driver 12:00 PM - Gamasonic GS-98W Royal 21-Inch LED Solar Lamp with Wall Mount, Weathered Bronze Finish
Watches 4:00 PM - Sartego Women's SRFK11 Click Interchangeable Bands Watch Mystery Deals 5:00 AM - Encourage hands-on exploration and discovery with electronic gears that go round 'n round, flashing lights and happy songs! 6:00 AM - Sure to get your young ones excited about learning. *Probably a game of sorts* 6:00 AM - Over the river and through the woods, you won't get lost on the way to Grandmother's house with this handy little device. 6:45 AM - Scotch Magic Tape with Black Shoe Dispenser 7:59 AM - Use the molds to shape Transformers characters in vehicle form. 8:00 AM - Seamlessly run Windows and its applications side by side with Mac OS X 8:00 AM - Watch Accessory 8:45 AM - StuffIt Deluxe 2011 (Hybrid) 9:00 AM - Unleash the power of an Intel Core i3 laptop 9:00 AM - Brings the magic of Cars II to your finger tips! 9:45 AM - Stanley Bostitch Pink Velvet AntiJam Stand-Up Desktop Stapler Plus Pack 10:00 AM - SanDisk 32GB MicroDSHC Memory Card 11:00 AM - Fill the sparkly, ocean dome with the sea-themed Squinkies 11:45 AM - Swingline Optima Electric Pencil Sharpener 12:00 PM - It's an animal, its a 4x4, it's a speed boat, no it's a. 12:00 PM - Save Big On These In-Ear Headphones 1:00 PM - Hit the road street-smart and style-savvy. 2:00 PM - Get ready to be blown away by Finn Mcmissiles hidden abilities. 2:00 PM - Check out this awesome deal on Sennheiser CX 6 noise reducing earbuds *Electronics* 2:45 PM - GBC HeatSeal Inspire 9 Inch Laminator 3:00 PM - The game that takes a minute to learn and a lifetime to master. *Possibly Poker-Related* 4:00 PM - A great price on a great scanner. *Electronics* 5:00 PM - Save on this network extender 5:00 PM - Young stylist can brush, comb, cut and curl with this trend-setting hairdresser set 6:00 PM - Save on a Belkin Surge Protector *Electronics* 6:00 PM - Craving a fun time. Bring Snack Attack. 7:00 PM - Save on Belkin power protection 7:00 PM - Winner of Top Tips Trusted and Creative Child Magazine awards 8:00 PM - Great Deal On Rechargeable Batteries 9:00 PM - Great Deal on a portable speaker system
I saw this on page 21 of my December 4 - 10 Rite Aid weekly sales circular (not yet online). I assume this will be a nationwide Rite Aid B&M deal, but I can't say for sure since the ad is not online yet. YMMV.The ad says: $10 +UP reward when you buy a $50 Home Improvement Gift Card. Home Improvement Gift Card
Discover Gift Card Good at ALL Home Improvement Retailers
With Wellness+ CardLimit 2 +UP offers per household.The gift card itself says:"Use at all major home improvement retailers plus thousands of other home improvement retailers nationwide"Gift Card can be used at any of the below brick & mortar stores:Home Depot
Sears
Ace
True Value
Lowes
Orchard Supply
Menards
Northern Tool & Equipment
Restoration Hardware
tractor supply Stores
Lumber Liquidators
Do It Best
84 Lumber
United Hardware
Aubuchon Hardware
Handy Hardware
Harbor Freight
Sherwin Williams
Kelly Moore
Dunn Edwards
Benjamin Moore
ToolUp.Com
Linky16 CDs covering all 14 studio albums, recently remastered. this is cheaper than Amazon's planned price for Cyber Monday ($151.99). plus the $10 e-gift card if you choose the Store Pickup option.
Contains the following 14 remastered studio Discovery albums:The Piper At The Gates Of Dawn
A Saucerful Of Secrets
More (Music from the Film)
Ummagumma
Atom Heart Mother
Meddle
Obscured By Clouds
The Dark Side Of The Moon
Wish You Were Here
Animals
The Wall
The Final Cut
A Momentary Lapse Of Reason
The Division BellBB notes said: Release Notes Discovery: Release Notes: Muze The third massive Pink Floyd box, following the first, Shine On, by nearly two decades but the second, Oh by the Way, by a mere four years, Discovery is almost identical to the latter. Like that 2007 set, it contains all of the group's studio albums -- beginning with 1967's The Piper at the Gates of Dawn and ending with 1994's The Division Bell -- adding no musical bonus material (which means that the Early Singles disc tacked onto Shine On is missing) but presenting all the albums in pristine new remasters and nice packaging. Whether this is an improvement on Oh by the Way -- which had its albums housed in paper sleeve mini-LP replicas, not digipacks as they are here -- is up to the consumer, but anybody looking to acquire all the Floyd albums at once will be satisfied. ~ Stephen Thomas Erlewine
LinkSpecial Offers and Product Promotions Save $25.00 when you spend $100.00 or more on DEWALT tools and accessories offered by Amazon.com. Here's how (restrictions apply)
Receive 1 DEWALT 12-volt battery free when you purchase 1 or more select 12-volt combo kits offered by Amazon.com
1 "DEWALT DCK211S2 12-Volt Max Drill/Driver / Impact Driver Combo Kit"
Tools & Home Improvement; $169.00 Sold by: Amazon.com LLC
1 "DEWALT DCB120 12-Volt Max Lithium-Ion Battery Pack"
Tools & Home Improvement; $36.65
In Stock
Sold by: Amazon.com LLC
Add both to Cart
$25 off $100 order
and Free Battery Pack. Add both to Cart $144 total. ReviewYoutube Review
Rite Aid Ad Scans and Deals- Dec. 4-10, 2011
Here's the Dec. 4-10th Ad. Mostly holiday deals and not as many UPs/freebies. Good time to use the $2/1 Crest Complete coupons, if you've been holding onto them (Crest is part of the WEEK LONG sale, Makes it free after coupon and SCR.) $10 UP WYB a $50 Home Improvement gift card is back. (Unfortunately, UPs cannot be used to pay for gift cards.)      There is also a 4 day sale from Dec. 7-10, which IMO has some better and more useful deals.  Rite Aid 4 Dale Sale- Dec. 7-10, 2011Here's the 4 page ad for the 4 day sale running Wed. Dec. 7 thru Sat. Dec. 10th. (to be added later)Highlights include:Arm and Hammer Laundry Detergent
2 for $7.00 (Must buy 2 for the sale)
- $3.00 UP WYB 2 (limit 2)
= 2/$4.00Monster Energy Drinks
2/$3 (Must buy 2 for the sale)
- $1.00 UP (limit 2)
= 2/$2.00Pepsi and Pepsi product 2 Liters, $0.88Centrum Specialist Heart and ProNutrients Omega Formula
$9.99
- $2.00 SCR
- $5.00 IP
- $2.00 Flu booklet RAQ
= $0.99 (And qualifies for the Diabetes UP)Cosmetic Gift Sets (Shows nail polish, lip gloss, and eye shadow), regular $2.99- Wellness discount will apply
$2.99
- $2.00 UP (limit 2)
= $0.99
BOGO Kids Stuff Toys (regular retail $24.99) and $5 UP WYB 2 (limit 1)
50% off, Ben Graham Process mapping software, thru Nov 29th.
Added on : Friday November 25th 2011 09:29:45 PM
Ben Graham process mapping softwarelink
From now through Monday, November 28, you can purchase Graham Process Mapping Software half off.Professional Edition - Sale Price: $242.50

---------------------------
Detail process maps for documenting, developing, improving and managing business processes. Graham process maps clearly show the interrelated flows and relationships of multiple forms, emails, reports, databases, systems and other items in a process. Used to support business process improvement methodologies, training, audits, certification requirements, preparing procedures and other tasks that demand transparency in business processes.
---------------------------

Starter Edition - Sale Price: $49.50link
Academic Edition - Sale Price: $24.50

--------------------
Graham Process Mapping Professional Edition - Academic Detail process maps for improving and managing business processes.
The academic price reflects a nearly 90% discount off the regular price of $485. Please include school name on order form.
--------------------Academic Unlimited Use License: $499.50
link
0 Posted By: FatWallette
Views: 246 Replies: 0




Thousands of Items on sale + save an EXTRA 5-15% off Almost Everything and FREE Shipping on ALL mailable Kmart.com orders of $49 or more. Shop great specials on Electronics, Toys, Fitness, Game Room, Clothing, Jewelry and more! 5.0% Cash Back Available!

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Sylvania 32" LCD HDTV or RCA 26" LCD HDTV/DVD Combo - each $249.99 Cash Back

15% off Radio Flyer Wagons & Tricycles, 30% off All Nerf & Vortex Toys Cash Back

Extra 10% off Fitness & Game Room Cash Back

Extra 10% off Bed, Bath, Home, Small Kitchen Appliances & Pet Supplies Cash Back

Extra 15% off Clothing & Accessories Cash Back

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5.0% Cash Back Available! Use of coupons without FatWallet's Cash Back designation can void Cash Back.Cash Back Sale ends 12/31/11.Cash Back available for buy-online / pick up in-store purchases, as well as buy-online / ship to your address orders.Changes to an order in store will void Cash Back.Cash Back not valid on PartsDirect, Sears Canada, Portrait, or Outlet purchases, Home Delivery Charge, PA & Installation and Master Protection Agreements, and Sears Marketplace items that must be paid for on another site.Kmart coupons not valid on Sold by Sears items.
This Weeks Lowe's Specials + Free Shipping w/ $49 2% Cash Back! (11/2)
Added on : Wednesday November 02nd 2011 12:07:01 PM
0 Posted By: FatWallette
Views: 407 Replies: 1



Our products include a wide range of home improvement and home enhancement products ranging from appliances to outdoor power equipment, to lawn and garden and more intended to enhance both the inside and outside of any home or business. 2.0% Cash Back Available

Special Offers from Lowe's:

Free Shipping On Orders $49 Or More

10% off Major Appliances over $397

Bath Special Values on Mini Vanitiy Insanity, Faucets, and Toilets

40% off 204-Piece Tool Set in Rolling Case - $89.98

$30 off DEWALT Battery Twin Pack - $99

$20 off 25-Piece Multi Purpose Tool Gift Set - $29.98

$14 off Task Force 8-Piece Locking Pliers Set - $14.98

$35 off Kobalt 20 Piece - $9.98

$100 off KOBALT 173PC Mechanics Set with Case - $99






Lowe's Coupons & Cash Back
2.0% FatWallet Cash Back Available!
Gift Card Details: Cash Back not available on purchase or redemption of gift cards.


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Citi Price Rewind
Added on : Friday October 28th 2011 03:00:21 PM
Just saw this... I know many of us took advantage of the AMEX program that is no longer... Any comments?
The Citi Price Rewind Program
Description of Coverage:The Citi Price Rewind Program helps you get the best price you can find on many products you buy. If you buy an item with your Citi card, you can register it on www.citipricerewind.com, and if within 30 days of the original purchase date a lower price of at least $25 is advertised for the same item by the same manufacturer in a Printed Advertisement or on a non-auction Internet Advertisement, or a validated lower price is provided from a price tracking entity authorized by Citi, you may be eligible to receive a refund of the price difference, up to $250 per item (up to a maximum of $1,000 per Eligible Person per calendar year.) The advertisement must have been published or disseminated by the merchant on or within 30 days after the original purchase date and must be for the same item by the same manufacturer for a lower price. Same item means the same model number and same model year.What is Covered:Subject to the exclusions below, new items purchased in a retail store or on the Internet and paid for entirely with your Citi card qualifies you for the Citi Price Rewind Program.What is not Covered:The Citi Price Rewind Program does not apply to:
Boats;
Motorized vehicles (including but not limited to airplanes, automobiles and motorcycles), or their motors, equipment, and accessories (including but not limited to communication devices intended solely for use in the vehicle);
Consumables and perishables;
Items which the Eligible Person damages through alteration (including cutting, sawing, or shaping);
Land, permanent structures and fixtures (including but not limited to buildings, homes, dwellings, and building and home improvements);
Travelers' checks, tickets of any kind, negotiable instruments, bullion, stamps, rare or precious coins, cash or its equivalent, lottery tickets or tickets to events or for entertainment;
Live plants or animals;
Used, antique, recycled, previously owned, rebuilt, or remanufactured items, whether or not the Eligible Person knew the item was used, antique, recycled, previously owned, rebuilt, or remanufactured;
Items for which the Printed or Internet Advertisement containing the lower price was published or disseminated by the merchant more than 30 days after the Eligible Person's purchase;
Items purchased subject to rebate, redeemable manufacturer's coupon, or any refund of any sort, in which case the purchase price will be determined by taking into account any such rebate or refund;
Customized/personalized, unique and one-of-a-kind items;
Items purchased for resale, professional or commercial use;
Services (including but not limited to the performance or rendering of labor on new parts eligible for this program or maintenance, repair or installation of products, goods or property, or professional advice of any kind);
Jewelry, collectibles, art, antiques, special order, rare one-of-a-kind items;
Stuffed or mounted animals, animal or fish trophies;
Airline tickets or transportation tickets of any kind;
Differences in price due to shipping, handling costs or sales tax;
Items purchased by a non-U.S. resident;
Items purchased and/or delivered from merchants outside of the United States;
Merchandise offered through special offerings by the Issuing Member.This Coverage does not apply to items advertised in or as a result of price comparisons based on merchant fliers, price lists, price quotes or bids from merchants, advertisements of "limited quantities", "out of stock" items, "going-out-business" sales, "cash only" sales, closeouts, price reductions due to manufacturer's coupons, "free" items or where the advertised price includes "bonus" or "free" offers, special financing, installation or rebate, or one of a kind or other limited offers and prices advertised 31 days after the original purchase by the Eligible Person.What constitutes an advertisement at a lower price:Printed Advertisements:A Printed Advertisement is an advertisement appearing in a newspaper, magazine, store circular, or catalog which states the authorized dealer or store name, item (including model number), and sale price. In order to receive a refund of the price difference, the advertisement must have been published on or within 30 days after the original purchase date and must be for the same (including model number) item by the same manufacturer for a lower price of at least $25.00.Internet Advertisements:An Internet Advertisement is an advertisement appearing on the Internet on a site whose primary purpose is the sale of merchandise and which states the authorized dealer or online store name, item (including model number), and sale price. Internet Advertisements include the online versions of Printed Advertisements. In order to receive a refund of the price difference, the advertisement must have been disseminated by the Internet merchant with a valid tax identification number on or within 30 days after the original purchase date and must be for the same (including model number) item by the same manufacturer for a lower price of at least $25.00.To File a Claim: 1. If you have registered your purchase on www.citipricerewind.com and a lower price is found, you will need to submit the following:
Information Disclosure - Read and sign the Information Disclosures provided with the claim form
Claim Form - Complete the sections marked with an X within the claim form
OR
2. If you chose not to register your purchase on www.citipricerewind.com and would like to file a claim based on an advertised lower price you found, you can file your claim directly by contacting Citicorp Insurance Services, Inc. toll-free at 1-866-934-1140. Claim assistance is available Monday-Friday, 8am-8pm, ET. General information is available Monday-Friday, 7am-7pm; Saturday and Sunday 9am-9pm, ET. At your request, a claim form will be sent to you for completion; 3. All Claims submitted must have legible copies of these two forms of proof-of-purchase with your claim form:
Your original merchant or credit card receipt showing the item purchased.
Copy of credit card statement showing purchase was made with Citi credit card.4. If you are not filing a claim based on a validated lower price from a price tracking entity authorized by Citi, you will need to include with your claim form a legible copy of the advertisement showing the lower price.5. Mail or fax your claim form with all required documents within 90 days from the date of purchase to:  Citicorp Insurance Services, Inc.P. O. Box 901024Fort Worth, Texas 76101Call toll-free 1-866-934-1140Fax to 1-817-820-59176.Once the required documentation is submitted and your claim is verified, you will receive a check for the price difference, up to a maximum of $250. All required claim documentation must be received by the claim administrator within 90 days of the Purchase Date.
Claim Limitations:Coverage is subject to a limit of $1,000 per Eligible Person per calendar year, regardless of the number of accounts or cards held by each cardmember. Multiple purchases of the same item are limited to a $250 maximum claim payment per sales receipt. Claim payment on any claim will not include merchant's credit, discount and/or manufacturer's rebates, and shipping and handling fees. We will only pay one claim per item per day regardless of whether the item is advertised by the same merchant for two (2) different prices on the same day. The required minimum price difference for claim consideration is $25. General Provisions of the Citi Price Rewind Program:This Description of Coverage is an important document and is not a contract of insurance. It is simply an informative statement to each Eligible Person of the principal provisions of the insurance. Complete provisions pertaining to this program of insurance are contained in Policy Number 80609 issued and underwritten by Triton Insurance Company, with administrative offices in Texas. In the event of a conflict between a statement in this Description of Coverage and any provisions in the Policy, the Policy will govern. Citi reserves the right to alter the terms of the Citi Price Rewind Program at any time with 30 days notification. No benefits will be provided in the event of fraud. Benefits to Cardmember:These benefits do not apply if the cardmember's card privileges have been cancelled. However, insurance benefits will still apply for any benefit they were eligible for prior to the date that their account was suspended or cancelled, subject to the terms and conditions of coverage.Legal Action:No action at law or equity shall be brought to recover on the Policy prior to the expiration of sixty (60) days after written proof has been furnished in accordance with the terms of the Policy.No Assignment of Benefits:No person or entity other than the Citi cardmember shall have any legal or equitable right, remedy or claim under or arising out of this coverage. No rights or benefits provided to a Citi cardmember under the Citi Price Rewind Program may be assigned without the prior written consent of the Claim Administrator. Any assignment or transfer without the prior written consent of the Claim Administrator shall be null and void.Cancellation:Citi can cancel the Citi Price Rewind program at any time or choose not to renew the insurance coverage for all cardmembers. If Citi does cancel, you will be notified at least thirty (30) days in advance. If the insurance company terminates, cancels or chooses not to renew the coverage to Citi, you will be notified as soon as practicable. Such cancellation shall be without prejudice to any claim originating prior to the effective date of cancellation, termination or non-renewal, subject to the Description of Coverage.
0 Posted By: FatWallette
Views: 499 Replies: 0



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Maglite XL200-S3016 XL200 LED Flashlight, Black $36.45 @ Amazon FSS
Added on : Monday October 24th 2011 06:03:00 PM
The lowest price ever at Am@zon acorrding to Camel^3. Only black is this price.Linkazon5 star reviews.Five selectable modes: high power, strobe, night light, signal, and SOS
Beam distance of 138 meters at 173 lumens (as product improvements are made, performance may change without notice)
Rugged machined aluminum construction, anodized inside and out for improved corrosion resistance
Sealed at both ends with high-grade rubber o-rings and lip seals
Features an adjustable beam
This Weeks Lowe's Sales + 2% Cash Back! (10/19)
Added on : Wednesday October 19th 2011 12:05:14 PM
0 Posted By: FatWallette
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Some year-end tax strategies for reducing federal income tax liability
Added on : Tuesday October 18th 2011 12:00:06 AM
I posted on this subject a few years ago in a now achieved fatwallet thread.
This hasn't been covered in a long time and I think many of you might benefit from it, especially new homeowners. I am reposting this so that this info can find you even if you weren't thinking to look for it.I'll cover four main topics: sales taxes, property taxes, HEL interest and mortgage interest. These tips will mostly help you if you don't typically have enough deductions to get above the standard deduction (approx $11,500 for married filing jointly) each year, or you just bought a home and don't have enough this year, or if you expect to have a large change in brackets. Even if you have plenty to deduct (5% interest on a $200,000 mortgage alone will get you to $10,000), you still may want to read further.Property Taxes:
Today's mail brought my city and school property tax bill -- about $2400 for a 2300 square foot house on 1/3 of an acre.
It is due by January 31st. Another bill is coming for the county, community college district, flood control district, etc that will be around $900 that will also be due January 31st, 2012. Because I can pay these bills in 2011 or 2012, I can decide to pay property taxes twice in 2011 (and not in 2012) as I already paid 2010's bill when it was due in January 2011. Property taxes are deductible in the year in which they are paid (See http://www.irs.gov/taxtopics/tc503.html for more info.)If you don't use an escrow account, you can make two years worth of payments in one year in many states depending on when those property taxes are due. Even if you have an escrow account, you might be able to tell your lender when you want the property tax payments made.If you just bought a house and don't have much in interest this year, or only paid taxes for what was mostly an empty lot, then you may want to delay paying property taxes until next year if their due date allows it.Keep in mind that the property tax deduction is worth more if you are in a higher bracket. Therefore, you could also benefit by delaying your payment if you expect to be in a higher income tax bracket next year.Mortgage payment:
If you pay your January 2012 mortgage payment in December 2011, then you deduct the interest paid for January from your 2011 taxes. So if you don't have much to deduct this year, mail your payment out after December 31st. If you want to be able to deduct more this year and less next year, mail it out in December (or use electronic payment methods). Essentially, you get to choose if you want 11, 12 or 13 mortgage payments in any given year (keeping in mind that the next year's deduction is affected by what you do or don't do this year).Some Home Equity Loans:
You can deduct interest on Home Equity Loans in many cases (look up those rules to see if your loan applies). If it does, depending on how your bank or credit union calculates interest, it is possible to get way ahead on your HEL and actually skip a year of payments, and move all of the tax liability to the following year -- this was covered years ago by Dave Hanson and still works fine for some lenders -- see this old thread for details..Sales taxes:
Sales taxes are deductible again in 2011 if you pay more in them than state income taxes. Thus, it may make sense to make car, boat and home improvement purchases now before the end of the year. You don't even need to have all of your other receipts saved. You can add these three things to the table provided by the IRS for your state. Also, don't forget to add local sales taxes to the table the IRS provides - it only lists taxes for your state. Many states have a few pecent worth of city, county and transit district sales taxes. Even if your state has an income tax, you may benefit more from deducting sales taxes instead. This deduction may go away next year.Conclusion:
First to do the above, it is easiest if you don't have escrow. Second, you can combine it with other year end strategies to move deductions or income to one year or another. The real bonus is you can maximize deductions in one year, and take the higher standard deduction the next. I use this technique because my only deductions of are about half the standard deduction -- typically around $3500 in property tax, $1000 in sales tax, $1500/year in home equity loan interest, plus charitable donations. I bought a a new car this year and paid close to $850 in sales taxes on it (reminder, if you live in a state with income taxes, you may want to deduct those instead of the sales tax if your income taxes are higher than what you paid in sales tax). Anyone else have any similar tips or ideas?
Better Credit Card Customer Service Lately?
Added on : Sunday October 16th 2011 09:00:25 PM
Lately I have been noticing a much higher level of customer service for the credit cards I have. I dont call often but over the past few months I did call different companies: Citibank, Cap One, FIA, Chase and notice a major improvement in service. I seem to be getting less offshore reps (cant be sure) but I think so. I have a very good credit score and always pay on time, consistant business etc. I am also starting to see more BT offers with better terms that previously. I always claimed that the card companies should hold customers like me tightly however It never seemed to be the case when I called about vaious things. I do notice these changes across the board. Even Citibank is trying to offer some point promos for me etc. I think the card companies realize that more focus is needed on the larger customers. I could be wrong, but this is the feeling I get.Rob
Smoke and CO Alarms Save 15% at Amazon
Added on : Wednesday October 12th 2011 12:07:46 PM
Amazon is running a 15% off (retail) Best Deal on top selling Kidde Smoke and CO Alarms. The deal is found under the Todays Deals Gold box then click on Tools & Home Improvement at the bottom of the page under Best Deals . 4 items included in the offer you will have to look at the item to determine the dollar savings. The deal expires on October 16th.http://www.amazon.com/gp/feature.html/ref=xs_gb_bd_AsBEfqmItq3A?...
1 Posted By: FatWallette
Views: 348 Replies: 0



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Free Shipping w/ $49 Lowe's.com Order + 2% Cash Back!
Added on : Thursday September 29th 2011 12:02:10 PM
0 Posted By: FatWallette
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Saiga AK-47 7.62x39mm Rifle $419 + S/H
Added on : Tuesday September 20th 2011 06:11:33 AM
Great New Deal on the Saiga AK Rifle (i.e., this AK variant accepts standard AK-47 30-round mags)http://catalog.classicarms.us/itemdetail.php?itemnumber=LNGSAIGA...I would call them, rather than try to order online, and/or maybe fax your order ASAP, to ensure you get immediate access to whatever stock is available: Phone: (704) 684-0650.
Fax order form http://www.classicarms.us/pdf/order_form.pdfLimited time sale $419 each, $409 qty 2 or 3, $399 4 or more. Ground shipping for 2 to the Northeast was about $30, and, yes, to FFL (licensed firearms dealer) only. Haven't seen them at this price before. Ever. Bought 2 by phone with NO delay or hesitation. No upcharge mentioned for credit card, either. Costs $20 each to for paperwork at my local FFL.The unmodified 10-round-only Saiga are on sale for $319 each, too, $299 in quantity 4 or more, in most available gauges (223, 7x39, 410, 5x45). 308 is still $499, though. Google Saiga conversion to get details on possible mods to allow 30-round mags with these if they run out of the -AK variant.Great deal on their auto shotguns, too, if that's your thing.see http://www.classicarms.us/
and
http://www.classicarms.us/semi-auto%20rifles.htmPer their eBlast notes below, these original-branded AKs appear to be the last batch before a new exclusive US importer tries to lock up the market and drive price up.(From their eBlast newsletter "Not only are these a super nice target and defensive rifle. They make a great deer rifle too. Hunting season is here and nothing beats this as a lightweight, fast handling deer gun. Since SKS rifles started coming into the country in the late 80's, there have probably been more deer harvested with the 7.62x39 round than any other caliber.This is a vast improvement on the SKS. Retains original Hunting rifle styling with the drop cone european style pistol grip stock. Full polymer furniture is weather resistant and simply wipes clean. 30 round mag and sem-auto for rapid follow up shots. Feeds soft point hunting ammo flawlessly. Sling swivels attached. Scope Rail attached to receiver. Mounts are inexpensive, easy to install, and work great. Mounts take standard 1" weaver rings and is see thru allowing use of open sights as well. "This one (our SAIGA-AK) accepts all high cap AK Mags or Drums. Also has a true pistol grip and original AK Rifle styling. Same great quality.The back story from the ClassicArms.com eBlast that went out yesterday:

"Up until late 2009, one U.S. Importer had a monopoly on all of the Russian Saiga Rifles and Shotguns that came into the U.S. - During this period, the prices on these firearms were fairly stable as the importer had a monopoly and basically controlled the quantity imported and the market pricing.

At some point in late 2009 this importer had a parting of ways with the Russians and the Izhmash factory builders and lost exclusivity to bring these firearms into the U.S.

For a little over a year these firearms were off the U.S. market, but then in late 2010/ early 2011, they started showing up and being imported by a few different importers but with no exclusivity and at much higher prices as the Russians and the importers tried to take advantage of the market desire and recent un-availability of product.

An importer is now in the running to bring these firearms in under their own branding. Their plan , as it has been relayed to us, is to bring these firearms in under their own (very well known ) name, with their own logo stamped in the receivers. If this happens they hope to better control the number of units coming in and have a hand in setting a higher price point and stabilizing the market.

In regards to these guns, the original importers identification markings were still on the firearms, which had already been produced. The new importer doesn't want anything to do with the rifles that have the old import markings on them and , well this is where we were offered a deal too good to turn down. The new importer is in a hurry to start importing their own logo guns but the factory still had a fairly large batch of the already produced firearms in stock marked for the original importers to move. The new guys want to make a fresh start with new production guns, the factory wants to get rid of these existing guns so they can move on to new production with a fresh importer, and thats where we come in.

We were offered a large quantity of these brand new, never fired, factory boxed Saiga's at a fantastic price. Bottom line is both parties were dumping them so they could proceed to new business... We said - Oh Yeah, Great for us, and great for our customers...

And you as our loyal e-blast fans... get first dibbs.

Now for the haters, yes we know that we have sold lots of these, to lots of you, at a higher price in the past, Heck, we have paid substantially more on our previous batches to get these ourselves. In a perfect world we would always buy things at the lowest price the first time. Unfortunately, this is not a perfect world.

Imported firearms are to a certain degree commodities and the prices can fluctuate wildly based on availability, market conditions and as you can see, deals like the one outlined above... (Can somebody please send me my Enron stock money back?)
All we can do is try to bring you the fairest price possible based on what we paid. However, I honestly don't think you will ever see these rifles lower than this...

Production cost alone, along with excise tax and duties, would prohibit these from being able to go any lower, so if you buy now I sincerely think you are getting in at the lowest price possible. Not only that but we had to do a cash deal on these that left us strapped, so we are blowing some out on the front end to re-coup some operating capital. "New Hot Deal - Best Price In The Country"
My mortgage balance is 117,000. My interest rate is 4.625 (30 year), refinanced 2 years ago. My PMI payment is $73/month. My last appraisal was for 130,000 (I think). We can probably add some equity in improvements (we added a 10K deck). My balance transfer offer is for 2.99 life of balance (5% fee, I know that's a lot). Appreciate some input.
First, thanks to nguyena1 on SD!Apparently, Citibank is in on the rotating 5% quarterly CashBack just like Discover More and Chase Freedom with "Ultimate" rewards.Some of us still have the Citi Dividend Platinum Select sock drawered. This card used to give 5% on gas, groceries, and drugstores. Now, this card gives 2% on gas, groceries, drugstores, cable/utility, and convenience stores. If you log into your Citicards account, you may see a small banner below your Dividend Platinum Select information section offering you 5% on restaurants, hotels, and car rentals for the 3rd quarter. Check it out!Note that during Q3 2010, Chase Freedom will offer 5% on hotels and car rentals (along with gas and airplane tickets), and Discover More will offer 5% on hotels (along with gas, movies, and theme parks), but at least the 5% on restaurants is unique to Citi Dividend Platinum Select. During Q4 2010, the categories are Department Stores, Clothing, and Electronics.During Q1 2011, the categories are Health Care, Drugstores, and Fitness.
During Q2 2011, the categories are Home Improvement, Home Furnishing, and Garden.
During Q3 2011, the categories are Airlines, Hotels, and Car Rentals.
During Q4 2011, the categories are Department stores, clothing stores, electronics stores, and toy stores.
VMware Fusion 4 - $49.99, Finally... Parallels 7 - $29.99 Competitive Upgrade
Added on : Wednesday September 14th 2011 03:01:14 AM
VMware accidentally published Fusion 4 to their site before, but this time I think it's for real.Fusion 4 is selling for $49.99. It's cheaper at other online stores by $5 or so, but only available for download from VMware Store tonight. Who knows what tomorrow will bring, Fusion 4.1? Credit to fusionupgrade.com for the Fusion 4 info.Apparently the upgrade costs $49.99 too?! In that case, I'm going with the Parallels 7 competitive upgrade that is $29.99. Unfortunately VF4 did not make much improvement in performance over the last version, though VMware says it is turbo-charged (?!).
0 Posted By: FatWallette
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Choose ProLine Pearl or ProLine Uncoated paper from the "Upgrade to Pro" options, and enter the promo code FREEPRO at checkout.*ProLine papers give your book beautiful image reproduction and a professional feel. But there are more reasons than just ProLine to come back to Blurb, including: New improvements to Blurb Bookify, Blurb BookSmart, and new Blurb plug-ins for Adobe InDesign and Adobe Photoshop Lightroom
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Overall improvements to book quality with new end-sheet treatments and better binding*Offer valid through September 30, 2011 (11:59 p.m. local time) and good for a ProLine paper upgrade with a minimum purchase of USD $32.95, GBP 20, EUR 22.85, CAD $32.50, or AUD $31.50. Maximum discount is USD $150, GBP 75, EUR 110, CAD $160, or AUD $130. This offer is good for one-time use, and cannot be combined with other promotional codes, gift cards, or used for adjustments on previous orders.
linkazonpromo code SEP20OFFtool time
LG 42" 1080p 120Hz LED-LCD HDTV 42LV5500 $650 shipped @ Newegg
Added on : Saturday September 03rd 2011 12:09:37 PM
Newegg had this deal about a month ago. So I got one myself. Picture quality is great if you ask me. Smart TV needs an improvement. Watch the video on the Newegg to see how many things are included with the tv. This TV comes with 2 remotes (one with backlight) and Wifi Dongle.http://www.newegg.com/Product/Product.aspx?Item=N82E16889005209 Use Code EMCYTZT738
Looking to get mortgage pre approval, somewhat unique situation
Added on : Wednesday August 31st 2011 12:00:09 PM
I started buying rental properties in 2009 and wrote off alot of repairs and maintenance that year making my 2009 tax AGI really low. 30k to be exact
2010 was a good year, bought more properties and depreciated instead of direct write off for the improvements and repairs, 55k AGI that yearI have W2 income as well that is pretty high but was being negated in 2009Now im trying to buy a new primary residence and im having a tough time because the lenders want to average the 2009 and 2010 taxes. they dont care what i currently make at all.I was promoted this year and got a decent pay raise and have 720+ score and 4 years at this job 8 years in same industry Now i have 4500 a month in rental revenue and 5500 a month in w2 revenue for 2011 my AGI will likely be in the 80-90k range. I want to rent out my primary residence and have a renter @ $1200 with the payment being 830 first and 250 second for 1080 total. I realize thats probably a loser as 120 a month wont cover maintenance and vacancy but the renter is my mom and shed be living in one of my other houses if she wasnt living there.
So i want to buy a house that is asking 400k i was going to offer 300k as i have an insider that says itll get accepted. problem is i cant get a lender to look at my current income, rather they want to average 2009 and 2010. I have no car payments and only a student loan payment at 120$ The rest of my debt is tied to one of my 8 rental properties which are all very cashflow positive and 3 of them are owned free and clear.I can put down up to 30k if i need to to make this happenAny ideas how to get a preapproval?Im not concerned about affordability at this point because my fiance and i are getting married and she just graduated college 2 weeks ago. we have been together 5 years. I can afford the place on my own using my budget that ive been living by for several years. If she keeps a job i will easily be able to ball out of control. To this point she has lived with me but not had a job. She has been 100% focused on school and finished a bachelors in finance in 2.5 years.
Tax deductions for closing costs
Added on : Tuesday August 30th 2011 06:00:05 PM
I have recently purchased a house and want to know what i could deduct for my taxes next year (i know its a little to early)These are the itemized closing costs. How are the credits from the lender, realtor treated? I searched the message board, but didnt find anything comprehensive. Thanks!TITLE CHARGES:
County Transfer Tax
Aggregate Recording Charge
23-ALTA Homeowner's - 2010
14-ALTA Loan Policy - 2006
ALTA Form 8.1-06 - Envir. Prot. Lien
100-06 - Restrictions, Encroachments & Minerals/ALTA - L
116-06 - Designation of Improvements, Address/ALTA - L
Endorsement Fee(s) ESCROW CHARGES:
Loan Tie-In Fee
Overnight Delivery Fee
Notary Fees
E-Mail/Copy Fee NEW LOAN CHARGES
Total Loan Charges:
Origination Fee XXX
Credit for FHA $XXXAppraisal Fee
Credit Report to Prime Choice Realty
Flood Certification Fee to Bay Equity LLC
MIP/PMI Insurance Premium to HUD
Insurance for 2 months
County Taxes for 8 months
Flood for 1 months
MISCELLANEOUS:
Hazard Premium
Flood Insurance Premium
Renting a home to family - tax implications
Added on : Tuesday August 30th 2011 06:00:04 PM
I may be leaving my home to move to a new location, and rather than sell it I have family members who may move in and pay rent. I read IRS pub 527, but it's rather confusing so I'm wondering if people could help me with this.The home has a mortgage. Let's say for the sake of this discussion, the home is worth $125K, mortgage is for $75K, and monthly payment is $500.Situation 1:
Ideally, I'd like the family members to just cover the mortgage, and I would pay their utilities. But I think the fair market rent on this place would be more than $500 - I'm thinking more like $650. What are the tax implications of renting at below fair market value?Situation 2:
I rent at fair market value. How do I determine that? Just look around at listings for similar homes and set the price?Finally, I have a general question about my understanding of the taxes. Let's say I rented at 650/month, which is fair market value. So I get 12 * 650 = $7800/year. That's ordinary income. But from that, I can deduct the interest on the mortgage, property taxes, repairs, utilities, and insurance. So let's say those come up to 400/month, for example. That's 4800, so I have 2300 ordinary income. Then, I get depreciation on the property. For this example, let's say the home alone (minus land) is worth $100K. So I get $100K/30 = $3333 per year in deduction. Finally, if I make improvements (e.g., new fridge), I get to deduct 1/5 of the improvement per year for 5 years. Then after figuring all that out, I likely will not owe any tax on the income, since it will be fully deducted. This allows me to let the property appreciate, and continue to build equity by paying down the mortgage. The main downside is I eventually will owe capital gains tax on the final sale of the home. Does my understanding seem correct?2 Questions on this scenario:
(1) deductions are only off the income from the rental, correct? So I can only deduct up to the total rental income? And once I've done that (let's say income is $7800/year and I have more than that in deductions) my rental is tax revenue-neutral?
(2) what kinds of utilities are OK to deduct - cable TV? internet? phone? water/sewer/electric/gas?Thanks for all the input!
My wife and two small children have outgrown our little starter house and have been looking for several months for a new house in a particular school district.We haven't found anything we liked.Against my better judgement, we looked into building a house with a local reputable builder and are now somewhat hooked on the idea.My problem is, I don't know construction, and I don't have anyone trustworthy in that line of work besides a bro-in-law that does HVAC.So what's the best way to get a 'deal' when building? I realize it's a huge buyer's market out there - houses that are listed for 600k in my area end up selling for 460k out of desperation and 10 months on the market. Builders are similarly somewhat hungry for work, but not nearly hungry enough to really wheel and deal. At least in my area, this builder seems fairly busy, many new builds going up in various developments.I hired an architect and came up with a nice home we think will be 'ideal' for us. Estimated cost: $380K for around 3200 sqft. There's a plot of land we love, it's listed for 125k. We know they have room to move on both numbers. Our target number is somewhere around $450K.So what's the best way to move that number down as much as possible? Couple ideas I have, would like to hear others:
Shop the plans around to several lower-priced builders to create a low-cost comparison.
Concentrate on structural improvements. Put lower-priced counters, sinks, doors, etc. which can get replaced later.
Try to negotiate the land and the new build separately
Take up as much of the builder's time/resources as possible - create a sense of 'sunk cost'
Use own subs as appropriate/possible (every builder so far has OK'd using my own HVAC sub)
What about unforeseen or not-included costs? Obviously this varies by builder but there are some general guidelines, such as:
Appliances
Alarm / Central vac / other wirings (speakers, etc)
Lawn/yard/grass
Upgrades
Increased builder costs
Construction loan costs/strategies
Please feel free to share any experiences, tips, horror stories. Any "I loved building" stories are welcome, although I'm not sure I've met anyone yet that would admit to such a statement...
New Condo: Bad Living Conditions: What Should I Do? OP Updated 8/20
Added on : Sunday August 21st 2011 09:00:12 PM
Summary:
Bought a condo in September 2010 and due to poor noise insulation and hardwood floors in the above unit Im sleep deprived and cant stand living there. HOA cant do anything, cant spend enough to fix problem, cant sell, and upstairs people unwilling to budge. Need to figure out the best thing to do in this situation.Background:
Live in Orange County, CA.
Was tired of the rental living life and decided to buy a condo so I could settle down.
27 years old. Make a good living. Full employer match in 401K, participate in work stock purchase plan. Dont contribute to Roth IRA yet but Im planning to.
$40k cash
$25k (vested) 401K
$25k student loan debt
$230k owed on condo (4.5% APR @ 30yr)Story:
Got tired of living out of boxes and totes moving from apartment to apartment and decided to buy a condo so I could settle down. Figured condo purchase would be OK. Been to a lot and never experienced a neighbor noise problem before. Spent a lot of time searching and finally found a place. Two bed, two bath, two car detached garage, 1000 square feet, single level on bottom floor with one unit above. Visited this place no less than 6 times and never heard the people above me. Only explanation is that they must have never been home. Bought the place and moved in early October. Didnt take long for me to regret this. Noticed the noise pretty much the first night I lived there. The majority of low and high frequency noise is transmitted through the floors and walls resulting in uncomfortable living conditions. While the people upstairs behave normally the lack of noise insulation means I hear their television, conversations, walking around, cooking, cleaning, moving chairs in and out of the dining room table, cutting food on the kitchen counter tops, opening and closing dresser drawers, moving closet doors, showering, dishwasher running, laundry machines running, using the bathroom, alarm clocks, dropping small items on the floor, and intercourse. Its not like these are subtle thing. I hear every little detail of the small stuff (like phone vibrating after receiving a text or taking a piss) and bigger stuff like walking around or moving closet doors shakes my entire place. One person wakes up around 4:45-5:00AM and the other around 7AM. Their bedroom is directly above mine. So basically Im up twice in the morning before I normally wake at 8AM. I tried to deal with it for two months but the amount of noise is absolutely absurd. If theyre home I cant stand being there. Like Hulk rage status. I would find some reason to leave and come back as late as possible. In December I asked what the HOA could do and after 4 months of back and forth they had nothing. As far as they care the place was built to code and there are no requirements for installing hardwood floors. Basically SOL. Did the research on what it would take to fix the place and it would be really expensive for potentially marginal gains.Cant sell the place without taking a loss. Closing costs (from purchase), commissions, and generally selling underwater will leave me on the hook for a lot of money. While no comparable units have sold in the complex since I bought mine (scary), the asking price for the units currently on the market have fallen at least 10%. I could try renting the place but there are a few things not going in my favor:
The kitchen is original 1980. Functional, just old and tired. Doesnt look good.
Noise from above unit.
Rents seem to be getting a lot of downward price pressure right now.
Total cost to own right now (Mort + HOA + Taxes + Ins) is $1900.
Id be lucky to get any nibbles at $1900. Most likely $1700 or $1650 per month. There arent many places to compare rents. Most anything 2b+2b+2garage are single family homes.If I rent it out Ill have to find a new place to live, and its difficult to find a rental with a two car garage besides a house. I could buy another condo with an FHA or Homepath mortgage but I could end up in the same place AND Im exposing myself to HUGE amounts of risk. I could stretch and buy a tried and old single family home but then I wont be able to save any money and I would be living in a tired, old, crappy, expensive California home and exposing myself to huge risk.I could walk away but I dont know how quickly theyll turn on me (living rent free for a year or two would be awesome). Also it seems like now your credit score is the most important thing you have and Im hesitant to destroy it.Any advice or suggestions for my situation?________________________________________8-20 Updates______________________________________
Revised some of the financial status.Added results of looking into fixing the condo:Ceiling:
Bedroom only is about $8k.
Entire Condo is about $30k.
Less robust entire condo is $25k.
Even less robust entire condo is $15k.
Have short ceilings as it is and this will take them down by about two inches.
Modifying the flooring upstairs unit:The raw materials cost is a little bit lower, but the amount of work to get everything done will be higher, the net results will be an improvement but not as good as modifying the ceiling, and then I still have to get buy in from the upstairs owners. They will be losing about 1.5" of ceiling because their floor will get raised.
0 Posted By: FatWallette
Views: 188 Replies: 0

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Question about "sketchy" county tax appraisals
Added on : Friday August 19th 2011 12:00:08 PM
Everyone in my county recently received their tax appraisals (which I am glad I said I planned to appeal).
The land value for every single property in my neighborhood is 178,400. Regardless of if it's a 1/4 acre lot or a 4 acre lot.
Then what the did was take the 2009 appraisal value, subtract 178,400, and voila! The remainder was equal to the appraised structure value. For my specific house, my land is now appraised at the equivalent of $750,000 an acre. I got my real estate agent to get my some comps on my street. I like the one where the 40% assessment is $400 less than the recent sales price.House 1 - recently sold for 121,800 Taxable Year 2011 appraisal
Land Value $178,400
Building Value $126,000
Misc. Improvement Value $0
Total Value $304,400
40% Taxable Assessment $121,760House 2 - recently sold for 150,000Taxable Year 2011 appraisal
Land Value $178,400
Building Value $48,400
Misc. Improvement Value $0
Total Value $226,800
40% Taxable Assessment $90,720 House 3 - recently sold for 168,000Taxable Year 2011 appraisal
Land Value $178,400
Building Value $60,000
Misc. Improvement Value $0
Total Value $238,400
40% Taxable Assessment $95,360House 4 - recently sold for 135,000

Taxable Year 2011 appraisal
Land Value $178,400
Building Value $71,300
Misc. Improvement Value $0
Total Value $249,700
40% Taxable Assessment $99,880
My first question for FWF. Is what my county has done legal?
My second question is. Besides lawyering up (which everyone in my neighborhood is planning on doing), any advice?
My third question is. Does anyone have any ideas on what the implications are of this? What does the county gain from doing this? What are the implications for the homeowners?Thanks!
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Finish N/A
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Views: 163 Replies: 0




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MotorHome Magazine - $3.99/YR AC - Up to 2 Years [Tanga]
Added on : Thursday June 30th 2011 12:02:05 AM
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Conflicts with the fine print below about adding years on to current subscriptionsAre you looking to live life on the road in a new motor home? Maybe you need to make some improvements to your existing palace on wheels. Let MotorHome be your guide. Each issue has all you need to make your experience complete: product and equipment reviews, profiles of fellow mobile home owners and super photography detailing the latest designs.Please Note: This magazine has 12 issues per subscription and you can buy up to a 2-year subscription. For example, if you order 2, you are ordering a 2-year subscription. If you already have a subscription and order more through Tanga, it will add additional years to your current subscription.Comparably $19.99/yr auto-renew at Amazon.
Just an FYI out there for those of you who had been grandfathered in to the Chase PerfectCard for the past several years - we're about to lose our benefits.I just got the letter from Chase stating that my Chase Perfectcard - which was 5% Cash Back on Gas & 1% Cash Back on everything else, will no officially be switched to the Chase Freedom card as of June 30th - which is 5% back on certain categories.I've been a Chase cardmember since 2001 when it the Shell gas station Mastercard went from Chase to Citi - Chase offered me this 5% Cash Back credit card to keep me from switching to Citi. I've been realizing 5% Cash Back on gas at any station & 1% back on all other purchases since 2001.I just don't see the benefit in this new card at all.Here are the cons, IMHO:1) You actively have to manage the CashBack relationship - you need to go online every 3 months to register for that quarter's 5% option. You don't automatically get the 5% off.2) The options aren't great:Q1.2011 - Grocery Stores & Drug Stores (don't recall last time I went to a drug store - and I'm single, so my grocery bill isn't huge)
Q2.2011 - Home improvement, Lawn & Garden, Home furnishings - I'm a renter - don't go to any of these stores
Q3.2011 - Gas, Hotels, Airlines - decent, but only if you travel a lot & buy direct from the hotel/airline - and not from Expedia or Travelocity or Orbitz or Priceline - those aren't coded as hotels or airlines.
Q4.2011 - Dining, Department Stores, Movies, Charity - Dining's ok - the rest, mostly useless for me.3) You don't get an instant statement credit - you have to save up to cash out - so once you hit 2,000 in points for (at a penny a point), you can get a $20 statement credit. The good thing about the Chase PerfectCard was the instant cash-back on your statement "in the period for the next period" - I spend $200 on gas & $200 on other things in a month, the following billing cycle, I have a statemnt credit of $12 - $10 for the $200 in gas & $2 for the $200 on other things. This new card will take a lot longer to realize Cash Back & savings.Solution? I'm not sure it's even worth keeping this card - it's got no annual fee & I've had it for 10 years, so I'll keep it & use it maybe 1-2 times a year for it's help on my credit report - but I think it's time to pay the fee to PenFed & sign up for their 5% gas Cash Back card.Are there any other 5% gas Cash Back cards that folks recommend? I drive a 2001 pick-up truck, so I definitely want to keep saving on the gas when & where I can. I don't want points - I really just want straight Cash Back if possible.Thanks!
First, thanks to nguyena1 on SD!Apparently, Citibank is in on the rotating 5% quarterly CashBack just like Discover More and Chase Freedom with "Ultimate" rewards.Some of us still have the Citi Dividend Platinum Select sock drawered. This card used to give 5% on gas, groceries, and drugstores. Now, this card gives 2% on gas, groceries, drugstores, cable/utility, and convenience stores. If you log into your Citicards account, you may see a small banner below your Dividend Platinum Select information section offering you 5% on restaurants, hotels, and car rentals for the 3rd quarter. Check it out!Note that during Q3 2010, Chase Freedom will offer 5% on hotels and car rentals (along with gas and airplane tickets), and Discover More will offer 5% on hotels (along with gas, movies, and theme parks), but at least the 5% on restaurants is unique to Citi Dividend Platinum Select. During Q4 2010, the categories are Department Stores, Clothing, and Electronics.During Q1 2011, the categories are Health Care, Drugstores, and Fitness.
During Q2 2011, the categories are Home Improvement, Home Furnishing, and Garden.
During Q3 2011, the categories are Airlines, Hotels, and Car Rentals.
0 Posted By: FatWallette
Views: 112 Replies: 0

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Dear Home Improver Club member,
We're excited to announce the arrival of your How-To Community on HomeDepot.com, a new resource for your inspiration and projects.
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PenFed NoClosing cost mortgage - PenFed bad faith?
Added on : Friday June 10th 2011 06:00:04 PM
Greetings.I am on my second PenFed no closing cost mortgage, the first one, other then a little lower appraisal, was seemless. It was a 10 year Heloc.This current one I am involved in, is a 5/5 no closing cost ARM (refi). This newest one has been a nightmare. I should note it is a different appraiser and a different processor then the first. The appraisal actually came in higher then I thought... $242K, and I owe $170K. However, the appraiser listed some items that needed to be corrected. A total of $7000, many minor things I fixed over the weekend, and some peeling exterior paint/stained carpet in two rooms, that I couldn't fix over the weekend. Also, the appraiser came after we had had record rainfall, so one corner of the basement was wet. As a result of that, they wanted a foundation inspection. This is a much more solid house then the first one we got the HLOC on 6 months ago, yet this different appraiser/loan processor is picking things apart. The first thing I offered was for them to take off the $7K value, since we far exceeded the value we needed. They wouldn't do this. Then we asked if we could put the money in escrow, for the repairs. They wouldn't do this. This all occurring this week.Then yesterday (Thursday) it seems me came to an agreement. I would repaint some specific areas, and what carpet wouldn't clean, I would replace. The basement, I found a foundation contractor, and all he had to do was certify the foundation was fine. $50. As I was going to make all these improvement anyways, not a big deal. Late yesterday however, PenFed tells me they need to hear back from ServiceMark, their appraisal service.So this morning, Service Mark comes back with all kinds of new conditions to meet, much more then what had previously discussed. It's not good enough to clean/replace the carpet in the two rooms, all the carpet in the house has to be replaced. The entire house has to be repainted, not just the parts that need it. And a foundation inspection now isn't good enough, now the wet basement has to be fixed. All through this, the processor keeps asking me if I wanted to stop... and pay the $300 appraisal and $65 app fee (the amount if owe on a "no closer" if you don't follow through). When she did this this morning, I asked if she was trying to discourage me from proceeding (acting in bad faith), which she denyed. Anyways, we go back a forth a few more times, and when it becomes clear to me they had changed the conditions a third time, and went beyond even what the appraisal called for, I indicted that PenFed was in breach. That being said, I said I still wanted to close if PenFed could indicated some stable unchanging conditions I would agree with. That is the last I heard from them.At this point, I am planning on getting the foundation inspection done, and writing them a final demand letter on Monday, if I don't hear otherwise. As far as I am concerned, they are the ones not proceeding to closing, I've given them options and have asked for stable contingencies, to no avail. What are folks thoughts here? I don't feel I should have to pay the appraisal/application fee, based on their bad faith and inconsistent requests, if I don't close. I didn't change my mind. If the issue is closed, I'm OK with walking away, but the processor consistently has been interested in accessing the $365 fee to my credit card (as of last night, they hadn't charged it). Anyone have any thoughts/experience here? If they charge my card, I guess I could file a complaint with the state/FTC but rather not just get charged in that case.
$5 Cookbooks from Taste of Home are back!
Added on : Monday June 06th 2011 03:00:56 PM
$5 Cookbooks from Taste of Home are back!
Follow the link below for the $5 cookbook sale at shoptasteofhome.com. The sale ends on 6/13.http://www.shoptasteofhome.com/%245-Sale/5sale,default,sc.html?r...Some books available are:Taste of Home Pasta Cookbook
2009 Healthy Cooking Annual Recipes
Taste of Home Slow Cooker Recipe Cards
Best of Country Cooking 2010
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Taste of Home Celebrations
Taste of Home Cookbook
Mom's Best MealsThey also have a few non cooking books as well:Elmo Loves Hugs!
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The Family Handyman Home Improvement 2010
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0 Posted By: FatWallette
Views: 395 Replies: 0



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HIGHLY AWARDED BY REVIEW SITE AS 2ND BEST SANDY BRIDGE BOARD... http://www.tomshardware.com/reviews/p67-motherboard-roundup-lga-...ECS, for exECS continued effort to crack the enthusiast market has produced its most advanced design to date, the P57H2-A2. The design begins with a rear-panel port selection that offers the greatest possible amount of connectivity and extends to a well-organized PCB packed with added features.ample, packs its P67H2-A2 with the greatest number of features, going so far as to include RAID mode for both of its additional 6Gb/s controllers (SATA and eSATA), and even supplying the board with teaming-capable dual network controllers and a black-dyed brushed-aluminum bay adapter for its front-panel USB 3.0 jacks. This board went on to take second place in CPU overclocking behind the legendary Asus, and our only real complaint is an immature UEFI that had a few of its labels switched. The P67H2-A2 was delivered as a $200 sample, and ECS is likely to win over a great number of converts if it can keep that price.  
http://www.techpowerup.com/reviews/ECS/P67H2-A2/13.html@ UNDER $100??? YOU WILL NEVER FIND THIS DEAL AGAIN!!!
We spent a many months playing with the ECS P67H2-A2 in "B2" format. The new "B3" product improves upon the "B2" board significantly, leading to the ECS P67H2-A2 coming out on top in several benchmarks. At the same time, however, it consumed more power at idle, required specialized software to reach even 1600 MHz on the memory, which wasn't auto-installed from the CD, and the software that was installed provided very limited functionality in comparison to what we find on other products. It does do a few things better, but still lacks slightly which prevents it from hitting the number one spot, even when what we found in the box with the board was a much better package than any other P67 board we've tested so far. We've deducted points for the BIOS, the power consumption, and the software, but the ECS P67H2-A2 is still a very good product, and at stock, does match or better the options offered by other products. It didn't manage to slay the Sandybridge dragon, but it did manage to mortally wound it, for sure. The ECS P67H2-A2 put up a good fight and while it lost the battle, with some minor improvements, it could very well win the war. ECS has done a good job with the P67H2-A2, and we look forward to seeing what else they have up their sleeves.
ECS Black Series is also Backed by 99 hour replacement service if there should be any issues! ECS will get your BLACKSERIES board replaced back to you WITHIN 99 hours after receiving it!!!!! good job boys!! http://www.ecsusa.com/ecswebsite/member/loginpage.aspx
http://www.newegg.com/Product/Product.aspx?Item=N82E16813135283New EGG:
Was: $194.99
Save: $10.00Now: $184.99
http://www.facebook.com/notes/ecs-elitegroup-usa/like-ecs-eliteg...
Like ECS and get $75 OFF
= $109.99http://www.facebook.com/Newegg/posts/218929348131370Newegg $20 off Coupon for over $100 item. coupon code: 20FORFB
HIGHLY AWARDED BY REVIEW SITE AS 2ND BEST SANDY BRIDGE BOARD... http://www.tomshardware.com/reviews/p67-motherboard-roundup-lga-...ECS, for exECS continued effort to crack the enthusiast market has produced its most advanced design to date, the P57H2-A2. The design begins with a rear-panel port selection that offers the greatest possible amount of connectivity and extends to a well-organized PCB packed with added features.ample, packs its P67H2-A2 with the greatest number of features, going so far as to include RAID mode for both of its additional 6Gb/s controllers (SATA and eSATA), and even supplying the board with teaming-capable dual network controllers and a black-dyed brushed-aluminum bay adapter for its front-panel USB 3.0 jacks. This board went on to take second place in CPU overclocking behind the legendary Asus, and our only real complaint is an immature UEFI that had a few of its labels switched. The P67H2-A2 was delivered as a $200 sample, and ECS is likely to win over a great number of converts if it can keep that price.  
http://www.techpowerup.com/reviews/ECS/P67H2-A2/13.html@ UNDER $100??? YOU WILL NEVER FIND THIS DEAL AGAIN!!!
We spent a many months playing with the ECS P67H2-A2 in "B2" format. The new "B3" product improves upon the "B2" board significantly, leading to the ECS P67H2-A2 coming out on top in several benchmarks. At the same time, however, it consumed more power at idle, required specialized software to reach even 1600 MHz on the memory, which wasn't auto-installed from the CD, and the software that was installed provided very limited functionality in comparison to what we find on other products. It does do a few things better, but still lacks slightly which prevents it from hitting the number one spot, even when what we found in the box with the board was a much better package than any other P67 board we've tested so far. We've deducted points for the BIOS, the power consumption, and the software, but the ECS P67H2-A2 is still a very good product, and at stock, does match or better the options offered by other products. It didn't manage to slay the Sandybridge dragon, but it did manage to mortally wound it, for sure. The ECS P67H2-A2 put up a good fight and while it lost the battle, with some minor improvements, it could very well win the war. ECS has done a good job with the P67H2-A2, and we look forward to seeing what else they have up their sleeves.
ECS Black Series is also Backed by 99 hour replacement service if there should be any issues! ECS will get your BLACKSERIES board replaced back to you WITHIN 99 hours after receiving it!!!!! good job boys!! http://www.ecsusa.com/ecswebsite/member/loginpage.aspx
Sears 42" 1080p free shipping $375.99 after 6%fw cash back
Added on : Monday May 30th 2011 03:01:58 AM
RCA 42" 1080p FULL HD LCD TV $399.99Free shipping with code memorialday
Or get an extra $5 off with code SEARS2011 if your picking up at the store.6% FatWallet CashBack brings total to $375.99LinkDoes anyone know if Sears counts as a Home Improvement store if you were to use your Chase Freedom Card, or does it go by the item you buy? Home improvement is this quarters 5% bonus catagory (which would be an extra $19.99 off).
Product Description
42" 1080p FULL HD LCD TV (42LA45RQ), 42-Inch 1080p Full HD Display, SuperAction LCD panel has an 6.5ms response speed necessary for cleaner high-action home theater images, Dynamic Backlight Control: creates seamless transitions with deep blacks for increased detail and depth analysis, Cinema Mode 24 fps (3:2 Pulldown), Built-in ATSC/NTSC tuning allows for tuning of standard cable channels as well as off-air digital broadcasts, in addition to digital "cable-in-the-clear" broadcasts, Color Temperature Control: Most Proscan televisions provide three user-selectable Color Temperature settings that affect the sets overall white balance, 42-Inch 1080p LCD Full HDTV, Tuner Mode: ATSC/NTSC, Aspect Ratio 16:9, 3 HDMI & 1080P, Resolution: 1920 x 1080, Contrast: 4000:1, Brightness: 500cd/2, Response Time : 6.5ms, Noise Reduction.
3 HDMI & 1080P
1080p LCD FULL HDTV
Brightness: 500cd/m
Component, VGA, AV Input
Contrast: 4000:1
Digital 3D Comb Filter
Noise Reduction
Resolution: 1920 x 1080
0 Posted By: FatWallette
Views: 15 Replies: 0

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52" Lowes Harbor Breeze Ceiling Fan with Light $19.99
Added on : Wednesday May 25th 2011 09:03:21 PM
Lowe's and Lowes.com has 52" Lowes Harbor Breeze Ceiling Fan with Light for $19.99 (Was: $34.97 (Save 42% thru 05/30/2011)) with free in-store pickup. Otherwise, parcel shipping is around $8.52" Armitage White Ceiling Fan
- 3-speed reversible motor
- 5 reversible blades
- Light kit included
- Flushmount LINKY
CHASE AND CITIBANK CARD HOLDERS CAN GET 5% CASH-BACK ON HOME IMPROVEMENT STORES PLUS DON'T FORGET 2% FW CashBack TO MAKE THE DEAL EVEN SWEETER!!!!!
Wii Fit Plus with Balance Board $77.54 fs @ amazon
Added on : Tuesday May 24th 2011 06:01:12 AM
linkazonProduct Features The Wii Fit Plus Bundle includes the game software and the Wii Balance Board.
Users can input the amount of time they want to spend on their workouts or select an area for personal improvement, and Wii Fit Plus will suggest a number of diverse activities for them.
For the first time, users can mix and match which strength and yoga activities they prefer on a given day. The seamless exercise flows make it easier than ever for users to maintain their daily workout routines.
The range of games and customization options will make players want to play every day. They?ll be having so much fun that their workouts will seem to fly by in no time at all.
Best Buy webpage:
http://www.bestbuy.com/site/Sony+-+BRAVIA+3.1-Ch.+Home+Theater+S...
Sony Style:
http://www.sonystyle.com/webapp/wcs/stores/servlet/ProductDispla...I was in Best Buy earlier shopping for Sony Ct-150 entry level surround bar because Sony discontinued 350 this month and Amazon stop selling it. I did find Best Buy still listing this item on the website but the price is not tempting at all. When I stepped in and asked the crew if they still sell CT-350, it turns out Best Buy is actually putting a discount on 350 and the in store price is $269.99! Cheaper than CT-150!If you happen to be in need for simple sound / home theater improvement, make sure you give a call to your Best Buy to check if they have this on sale!
Payoff mortgage or invest
Added on : Friday May 13th 2011 03:02:09 PM
Hi,I ask this question with the full understanding that I am fortunate to be in this state, so I appreciate any advice you guys have.I have about 80K left on my house that is worth about 260K or so (I am not upside down on the house). I've been saving and investing in retirement for a long time. Recently, I sold a bunch of stock I had in my brokerage accounts. With the cash on hand, I have about 150K at hand. I am in my early 40s, have a stable job that pays in 6 figures. I've been going through various options. My current mortgage rate is 5.25% ; My investment policy is basket of index funds - I don't invest in trends or individual stocks any more.a) Payoff mortgage, keep emergency fund of 50K, invest about 20K
Pros: Save about 10K in interest (over 5 years) ; Get debt-free and also invest for the future ; mental peace ; my cash flow increases without a mortgage; i can still invest gradually
Cons: Over 10 or 15 years, I could get much more than 5.25% by investing the 80K in the marketb) Invest 80K in the market, keep emergency fund of 50K, use the other 20K for home improvements (nice to have), charity, reward my family with vacation(s)
Pros: Potential Long term growth, enjoy my wealth while I am still young, give money to charity
Cons: I am concerned about putting all my money now ; What if the market goes down over the next 6 months (I realize my needs are long-term, and short term downturns should not affect my decision, but I can't help thinking that I am putting a lot of money down at one time).c) Go half-wayI don't want to keep ranting about my conflicting ideas, so I'll just shut up and hear what u guys have to say.
Optical Wireless Nano Mouse 2.4 GHz $6.99
Added on : Friday May 13th 2011 12:05:28 AM
Gear Head Optical Wireless Nano Mouse - 2.4 GHz, in blue or pink, on clearance for $6.99 at the local Menards (home improvement store).
Specs see herehttp://www.compusa.com/applications/searchtools/item-details.asp...
Comes a collectible tool case-style box.Features a live reunion special hosted by Tim Allen and Richard Carn.Also includes bloopers and audio commentary.

This Deal Has Expired
LinkazonUse coupon code HOMEIMPR to knock $20 off the $90.99 price.
Comes a collectible tool case-style box.Features a live reunion special hosted by Tim Allen and Richard Carn.Also includes bloopers and audio commentary.

This Deal Has Expired
Mount & Blade: Warband $5.99 @ D2D
Added on : Friday May 06th 2011 12:03:48 AM
Warband has an active multiplayer community.Mount & Blade: Warband $5.99Regularly $29.99Mount & Blade $3.99Regularly $19.99
About the GameIn a land torn asunder by incessant warfare, it is time to assemble your own band of hardened warriors and enter the fray. Lead your men into battle, expand your realm, and claim the ultimate prize: the throne of Calradia!Mount & Blade: Warband is the eagerly anticipated stand alone expansion pack for the game that brought medieval battlefields to life with its realistic mounted combat and detailed fighting system. * Graphical overhaul: Support added for HDR, FSAA, depth of field, soft particles, tone mapping, and many other effects
* New models with greater detail and high-quality textures
* Multiplayer battles with up to 64 players. Multiplayer modes include Deathmatch, Team Deathmatch, Capture the Flag, Conquest, Battle, and Siege
* A campaign allowing you to become the ruler of a faction and convince lords to become your vassals
* The ability to upgrade your companions to vassals by granting them lands
* The ability to marry a lady of the realm for romance or cold political gain. Try to win a ladys heart through poetry or bravery
* Improved mechanics for soldier morale: Soldiers will break and run away if their morale gets too low
* Pick any projectile off the battlefield for use as additional munitions
* New motion-captured combat animations
* Numerous improvements to the combat system: Your shield will still stop arrows even if you are not actively defending
* The ability to play multiplayer matches on random maps as well as hand-designed ones
* Multiplayer equipment system: Earn money by fighting opponents or accomplishing goals
* The ability to use most throwing weapons in close combat: Switch to using a javelin as a short spear when the enemy gets close
* Spend gold on more powerful equipment, using a carefully balanced system that will make combat more exciting without giving too much of an advantage to the leading team System Requirements Minimum:
o OS: Windows XP
o Processor: Intel Pentium 4 2.0 GHz or AMD 2.5 GHz
o Memory: 512MB RAM
o Graphics: 3D graphics card with 64MB RAM
o Hard Drive: 100 MB available space
o Sound: Standard audio Recommended:
o OS: Windows XP or greater
o Processor: Intel Core Duo 2.0 GHz or AMD Athlon 64 X2 3600+
o Memory: 1GB RAM
o Graphics: NVIDIA GeForce FX 5200, ATI Radeon 9600, or better
o Hard Drive: 100MB available space
o Sound: Standard audio
I start a new job next week that switches me from a 40 mile a day commute to a 120 mile a day commute.I'd like to sell my house ASAP and move closer to the new job.I've talked to some local real estate agents, and they are all asking 6-7% of the final sale price of the house, and don't seem willing to negotiate down. I need $69,500 for the mortgage payoff on my house. Its been appraised at $72,000 about 6 months ago. But that was a "drive by" appraisal, and doesn't take into account a lot of improvements I've made on the inside.The agents I've talked to have all suggested I list it around $75,000. Which gives me hardly any wiggle room when it comes to taking a lower offer, still making my payoff, and paying the agent.I'm considering going with a service like this - http://www.cincymlslisting.com/ and selling the house private party.
I'd even consider putting in the listing that I'd pay buyers agents 2% of sale price, in order to keep from getting snubbed by buyers agents.
I'm happier paying 2% than 7%I wanted to know if anyone else had experience going with a flat-rate listing service like this to sell a house?Thanks!
The Chase Freedom credit card
Added on : Sunday May 01st 2011 10:40:18 AM
From April thru June of this year the card gives you 5% Cash Back on home improvement, home furnishings, and lawn & garden.I wonder if the categories base it on the stuff you buy, or the place you buy it from?Does IKEA count into this category? What about if you eat in their cafe?
The Carmen Miranda Collection (5 DVD) - $24.99 @ Amazon
Added on : Friday April 29th 2011 12:44:10 PM
The Carmen Miranda Collection (5 DVD) - $24.99 @ Amazon
Even if it were only to present a batch of Fox musicals in ultra-spiffy versions, this five-film box set would be a valuable slice of film history. The hook here, however, is a glimpse at the short-lived but delirious stardom of Carmen Miranda, that fruitbowl-wearing (and genuinely talented) purveyor of Brazilian samba and silliness. Miranda scores points in all the films here, especially in that Citizen Kane of absurdity, The Gang's All Here (1943), which arrives in this set in a version improved over the one that was included in the first Alice Faye Collection. The plot is best ignored, but director Busy Berkeley's mad inventiveness and the sheer Technicolor outrageousness of it all is hard to resist--and Carmen Miranda is at her daffiest, especially in the banana-licious "Lady in the Tutti-Frutti Hat," a signature number. Greenwich Village is another colorful bauble, with Don Ameche as a "longhair" composer drawn into the less exalted world of show business. As is often the case in these pictures, Miranda is in a frankly peripheral role but gets a lot of screen time anyway--and here her fractured English locutions and exuberant performing style are lusciously showcased. Vivian Blaine, Fox's pinch-hitting musical star for those movies that didn't feature studio queens Alice Faye and Betty Grable, is the true female lead--as she is in four of the five films here.In Something for the Boys, Miranda and Blaine inherit a decaying Southern mansion, along with distant cousin Phil Silvers (whose quasi-minstrel number is one of the more groan-worthy things in the picture). A few Cole Porter songs and a young Perry Como add musical appeal, and you can't mistake the young Judy Holliday, even if she only appears on screen for a few seconds. Doll Face, which relegates Miranda to sidekick status (and black and white, which just doesn't seem right), is an adaptation of famed stripper Gypsy Rose Lee's play. It's a very "meta" thing about a burlesque queen whose memoir becomes a hit play; Dennis O'Keefe provides the male ballast, and some extremely politically incorrect views, opposite Blaine. If I'm Lucky is another black-and-white picture with La Miranda on the margins, indicating her waning status at Fox. Its tortured plot puts a mild-mannered crooner (Perry Como) in line to run for governor. Some fine extras fill out the box set, with TV appearances by Miranda and an informative 90 minute bio, which includes serious appreciation and a clip of her final performance, taped hours before her death. In Doll Face someone tells her character, "You could be another Carmen Miranda," but there was only the one. --Robert HortonAmazon.com
It is a testament to Carmen Miranda's status as a larger than life pop culture icon that she warrants a DVD box set for films in which she isnt even the star. Without her, though, they would be merely pleasant diversions. The best in the bunch, 1943's The Gang's All Here, is a splashy Technicolor riot directed by the legendary Busby Berkeley (this edition, also available separately, is a big improvement over the one included in The Alice Faye Collection). Never mind Alice Faye's showgirl or James Elison's smitten soldier. All eyes are on "The Lady in the Tutti Frutti Hat," who plays matchmaker when she isn't otherwise wowing audiences at a New York nightclub that judging by the spectacular production numbers must have a stage the size of the Roman Colosseum. There is no denying the camp value of a phalanx of showgirls manipulating massive bananas while Miranda sings, "Some people say I dress too gay/But every day I feel so gay/And when I'm gay I dress that way/Something wrong with that?" Suffice to say, they absolutely do not make 'em like this anymore. New to DVD, Something for the Boys (1944) is an entertaining "let's put on a show" musical starring the unlikely trio of Miranda, Vivian Blaine, and Phil Silvers (with hair!) as three cousins who decide to convert the dilapidated mansion they've inherited into a home for army wives. From the same year, and also making its DVD debut, is Greenwich Village, starring Don Ameche as a composer who enters the bohemian world of New York's Latin Quarter, where Miranda works as a fortune teller at William Bendix's "members only" club. Miranda adds exotic color to two black and white musicals, If I'm Lucky (1946), featuring an underwhelming Perry Como as a crooner who is recruited to run for governor, and the snappy Doll Face (1944), based on Gypsy Rose Lee's book about a "burley-q" dancer (Vivian Blaine) who writes a sensational autobiography to legitimize herself with Broadway producers. Miranda may not be the star of these films, but with her stylized outfits, signature crazy hats, hips-don't-lie dancing (on platform heels, no less), and comic malapropisms that make fruit salad out of the English language ("You're making a mountain out of mothballs"), she is definitely the main attraction. She's am earthy force of nature for whom one will suffer Como's sleepy rendition of "Red Hot and Beautiful" in Doll Face to see her perform "Chico Chico." This set contains a cornucopia of extras, the best of which is a documentary about Miranda's remarkable life and one-of-a-kind career. A clip from The Jimmy Durante Show says it all about this ultimate show business trouper. She is stricken during a musical number, but gamely dances offstage, waving and blowing kisses to the audience. She would die 12 hours later. --Donald LiebensonProduct Description
Disc 1: Doll Face Disc 2: Greenwich Village Disc 3: If I'm Lucky Disc 4: Something For the Boys Disc 5: The Gang's All Here Remastered
The Carmen Miranda Collection (5 DVD) - $24.99 @ Amazon
Taste of Home $5 Cookbook Sale! (Regularly Priced @ $24.99)
Added on : Tuesday April 26th 2011 11:41:33 AM
TASTE OF HOME is having their $5 book sale again! (Books regularly priced up to $24.99!)LINKNormally this is just cookbooks, but this time THEY HAVE 53 OPTIONS including some home improvement and gardening books. There are also a ton of great cookbooks (I grabbed 350 slow cooker recipes).Get $1 Shipping with coupon code 2046P, or get FREE shipping on $25 + orders with coupon code 401.There are 53 BOOKS INCLUDED in the $5 sale, so make sure you check out the full list. This sale ends 5/2 but cookbooks will sell out quickly.You can also go thru SHOPATHOME.COM to get 10% Cash Back or EBATES for 5% Cash Back!(Thanks to Jenny at Southern Savers)
Chase Business Ink Card - $400 bonus when you spend $5000, targeted
Added on : Tuesday April 26th 2011 02:40:38 AM
Just received the paper offer to the "business" name:$400 CashBack for spending $5000 in the first three month; no annual fee; 0% APR on purchases and balance transfers (3% uncapped fee) for 12 months.Earns 1% on everything, 3% on gas, dining, hardware, home improvements, office supply (no way to run up 5K on cashcards with 3% AFAIK)getchaseink.com1-800-882-6751RSVP code: long numeric
Offer code C8MOnly for first-time cardholders; I'm got $300 from a previous offer within the last 6 months, so won't risks.
I guess my business needs a CFO, and I'd have to appoint my DW
APC J10 UPS Power Conditioner, $130 shipped
Added on : Monday April 25th 2011 03:41:34 PM
APC J10 from VannsI bought this last September when it was on sale for $150 vs the present $130 deal. This is a very capable UPS, power conditioner, surge protector, etc. but be aware it's a monster. It feels even heavier than it really is (43 pounds!) and is large. In my case finding an appropriate spot for it required some creativity. Nevertheless, it was absolutely well worth the effort. I noticed a definite improvement in my plasma's DirecTV picture quality and also in my surround system's audio. I realize there are better protection systems available--this one is "Waveform Type: Stepped Approximation To A Sinewave"--but this device provides a LOT of protection for the money. Scheduled to end 4/26 but Van.ns sometimes extends these deals.
HELOC Withdrawal Question
Added on : Monday April 25th 2011 12:41:05 PM
I have a brand new HELOC as of last month. I've read about banks freezing HELOCs if there's a change in your property value, if you lose your job, if your credit score drops, etc., and that knowledge has been bouncing around in my head ever since I signed on the dotted line.I specifically got this HELOC to, initially, finance a kitchen renovation, and we are well into it at this point. The plan is to pay it down and reuse the funds throughout the draw period for other home improvement projects. I have been drawing from the HELOC as needed.I keep a pretty close eye on my FICO scores along with all of my financial info, including credit reports. This past weekend, I saw that a negative event from a few years ago that had never shown up on any of my credit reports is now all of a sudden popping up. Details on the negative event at the bottom of this post for the curious.My concern over the weekend became that the subsequent drop in my FICO scores would cause the bank to freeze my HELOC, essentially leaving me financially stranded with a kitchen that's down to the studs. So I went to my HELOC bank and got a cashier's check for my remaining HELOC balance with no problem whatsoever and deposited it into my savings account at my 'regular' bank.I was told at my 'regular' bank that the funds wouldn't be available immediately because they put a hold on Cashier's Checks.MY QUESTION (finally, eh?): What are the odds that my HELOC bank will all of a sudden decide to freeze my HELOC and not honor the Cashier's Check they gave me? Or, since I have not received any indication at all that they plan to freeze my HELOC, and I had no problem getting the Cashier's Check from them, can I be fairly sure that there won't be a problem?Yes, I overthink everything and worry too much. But I have seen stranger things than this happen to friends of mine.[I won't bore you with all the details, but I'm a disabled vet who receives treatment at VA hospitals, but if I have a medical emergency and am not near a VA hospital, the VA covers the charges. There was a mixup on a $350 fee in an emergency situation, I was told the VA had paid it, it had slipped through the cracks, and as soon as I knew it went to collections I paid it myself. Unfortunately, this was well after a default judgement was entered against me. This is the only negative thing on my credit reports, other than a short Average Age of Accounts of 7 years.]
Not sure if it is regional, probably not. They had this deal last year, highly advertised, but keep it quiet in 2011. My local Lowe's stores (Alabama) have utility trailers on sale. 4x6 $388 (was $525), 5x8 $548 (was $728), 5x10 is $948 (was $1098, not really a deal). Prices are valid until 4/25.
I will attach some images.
It is funny, but these are made in the USA if you don't know. There is a bunch of regional shops building trailers for home improvement stores, including one I have 15 miles from me, but they don't sell to general public. The trailers I checked today at Lowe's are made in Georgia and use nice Dexter parts.
4x6 and 5x8 are of decent quality and should work OK (larger ones Lowe's has are better - bigger wheels and thicker metal, but they cost much more). Harbor Freight 1720 lbs 4x8 trailer costs $325 with coupon, but needs walls and bed. HF trailer uses better wheels - also 12", but 5.3" wide vs 4.8" smaller units at Lowe's have with a little bit better load rating. Carry-On Trailer 5' x 8' Mesh Floor Trailer with Ramp GateItem #: 100369 | Model #: 5X8G $548.00
Carry-On Trailer 4' x 6' Mesh Floor with GateItem #: 145557 | Model #: 4X6G$388.00Was: $525.00 (Save 26% thru 04/25/2011)
This may be a targeted offer. Saw it when logging into my united account.You might need to log into your united mileage plus account, and then click this link:
https://www.thatsaplus.com/MPSelect50kAFWP.aspx
Start with 50,000 bonus miles
enough for two roundtrip Saver Award tickets within the continental United States
and a $50 United discount travel certificate after you spend $250*
We're waiving your annual fee for the first year, a $95 value


The card reward program looks pretty decent to me:


- now earn 3 miles per $1 spent on eligible Continental purchases in addition to 3 miles per $1 spent on eligible United purchases*
- Double miles per $1 spent on eligible gas, home improvement purchases, groceries, dining and Star Alliance purchases*
- 1 mile per $1 spent on all other purchases with no limit to the number of miles you can earn with your card*

This can be sweeten by applying to the continental onepass plus visa which also gives 50k free miles and first year fee free. The two programs will be combined next year.
http://www.continental.com/web/en-US/content/products/chase/cont...
more discussion of the continental card can be found here
http://www.fullofdeals.com/forums/finance/1069326/Again, this might be a targeted offer. So don't give me red if it doesn't work for you and one question for you expert fatwalleters, I have got my Continental OnePass Plus visa in early March, what is my chance of getting rejected from Chase for this card? Although I do receive this offer from United?
Utility trailer sale at Lowe's, 4x6 $388, 5x8 $548
Added on : Sunday April 24th 2011 01:42:37 AM
Not sure if it is regional, probably not. They had this deal last year, highly advertised, but keep it quiet in 2011. My local Lowe's stores (Alabama) have utility trailers on sale. 4x6 $388 (was $525), 5x8 $548 (was $728), 5x10 is $948 (was $1098, not really a deal). Prices are valid until 4/25.
I will attach some images.
It is funny, but these are made in the USA if you don't know. There is a bunch of regional shops building trailers for home improvement stores, including one I have 15 miles from me, but they don't sell to general public. The trailers I checked today at Lowe's are made in Georgia and use Dexter parts.
4x6 and 5x8 are of decent quality and should work OK (larger ones Lowe's has are better - bigger wheels and thicker metal, but they cost much more). Harbor Freight 1720 lbs 4x8 trailer costs $325 with coupon, but needs walls and bed. HF trailer uses better wheels - also 12", but 5.3" wide vs 4.8" smaller units at Lowe's have with a little bit better load rating. Carry-On Trailer 5' x 8' Mesh Floor Trailer with Ramp GateItem #: 100369 | Model #: 5X8G $548.00
Carry-On Trailer 4' x 6' Mesh Floor with GateItem #: 145557 | Model #: 4X6G$388.00Was: $525.00 (Save 26% thru 04/25/2011)
http://www.giveawayoftheday.com/easy-watermark-studio-pro-2-1/Giveaway of the Day - Easy Watermark Studio Pro 2.1
April 18, 2011
Easy Watermark Studio is a professional, easy-to-use photo watermark software. If you share or sell you pictures on Internet, you never know what can happen. So the best way is to find a watermark software and Easy Watermark Studio is the best choice for you.Easy Watermark Studio supports batch mode, if you want to add your copyright to 500 of pictures. Sign your digital photos!

Please note that today 3 best improvement suggestions will be rewarded with Easy Watermark Studio Pro lifetime licenses. So share your valuable ideas and win the prize!
Use Idea Informer widget to submit your feedback and do not forget to fill in your name and e-mail otherwise the Developer will not be able to contact you in case you are the one to win!
Our lease ends on September 1, 2011. Our landlord served us a notice today which states:"Manager will enter said premises on or about [daily between 10-5], during normal business hours to exhibit the apartment to prospective tenants."To me, this basically means they can enter into our apartment whenever they want within this 4-5 month period as long as they are doing it with the intent to show prospective tenants. I thought their advance notice had to specify a particular date and time, and not a period of time (4 months?!) in which they would like to enter the apartment.I'm in California. The law states the following:California Civil Code 1954:
(a) A landlord may enter the dwelling unit only in the
following cases:
(2) To make necessary or agreed repairs, decorations, alterations
or improvements, supply necessary or agreed services, or exhibit
the dwelling unit to prospective or actual purchasers, mortgagees,tenants,
workers, or contractors or to make an inspection pursuant to
subdivision (f) of Section 1950.5.
(b) Except in cases of emergency or when the tenant has abandoned
or surrendered the premises, entry may not be made during other than
normal business hours unless the tenant consents to an entry during
other than normal business hours at the time of entry.
(d) (1) Except as provided in subdivision (e), or as provided in
paragraph (2) or (3), the landlord shall give the tenant reasonable
notice in writing of his or her intent to enter and enter only during
normal business hours. The notice shall include the date,approximate
time, and purpose of the entry. The notice may be
personally delivered to the tenant, left with someone of a suitable
age and discretion at the premises, or, left on, near, or under the
usual entry door of the premises in a manner in which a reasonable
person would discover the notice. Twenty-four hours shall be presumed
to be reasonable notice in absence of evidence to the contrary. The
notice may be mailed to the tenant. Mailing of the notice at least
six days prior to an intended entry is presumed reasonable notice in
the absence of evidence to the contrary.
I'd like to get hear the thoughts of the FW community on this. Thanks.
All Clad Stainless Steel
Added on : Friday April 15th 2011 08:42:01 AM
All-Clad's stainless steal line is being changed. They are improving the handle and doing some other minor improvements. The original stuff is going on-sale:Cutlery and MoreWhile still pricey for some if you like to cook these are generally considered to be among the best pots/pans you can buy besides coper which costs 4X as much. As part of this sale if you spend $500 you get a free lasagna pan, cook book and oven mits.Enjoy.
I just purchased a new home and will need to buy a lot of furniture, appliances, home improvement items, televisions, etc.We are moving to a significantly larger home than we currently live in and will need a lot more furniture, etc. than the old home.I'm not too concerned with the interest rate since it would be paid off every month.I estimate approximately $40,000 will be spent in the next 2-6 months buying everything we need for the new house.I'm looking for the card with the best rewards on purchases for the types of items we will need for the new house and also has rewards on gas.I also like the idea of cards that extend the warranty on items, but the Cash Back rewards would have priority over that.My credit score is over 800 and my spouse is is in the high 700 to low 800 range.I've searched, but most of the really good offers appear to be dead. Are there any 5% Cash Back offers currently available? If not, what's the best card right now considering how much I will be spending in the next few months?Thanks
0 Posted By: FatWallette
Views: 20 Replies: 0



Up to 3.5% Cash Back Available

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1/2 Price Sale + Free Shipping w/ $75 Order

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First, thanks to nguyena1 on SD!Apparently, Citibank is in on the rotating 5% quarterly CashBack just like Discover More and Chase Freedom with "Ultimate" rewards.Some of us still have the Citi Dividend Platinum Select sock drawered. This card used to give 5% on gas, groceries, and drugstores. Now, this card gives 2% on gas, groceries, drugstores, cable/utility, and convenience stores. If you log into your Citicards account, you may see a small banner below your Dividend Platinum Select information section offering you 5% on restaurants, hotels, and car rentals for the 3rd quarter. Check it out!Note that during Q3 2010, Chase Freedom will offer 5% on hotels and car rentals (along with gas and airplane tickets), and Discover More will offer 5% on hotels (along with gas, movies, and theme parks), but at least the 5% on restaurants is unique to Citi Dividend Platinum Select. During Q4 2010, the categories are Department Stores, Clothing, and Electronics.During Q1 2011, the categories are Health Care, Drugstores, and Fitness.
During Q2 2011, the categories are Home Improvement, Home Furnishing, and Garden
Need advice on career path. CFA or MBA?
Added on : Friday April 08th 2011 01:40:16 AM
I live in SF and I have been working in operational improvement consulting for the past 3 years. Started at one of the Big 4 type firms then moved to a smaller boutique firm. I'd like to move into equity research or portfolio analytics but I haven't gotten any call backs after applying to many places. I tried submitting my resume via official and unofficial channels. I tried networking as well but none of it has worked out for me (or ever).My degree was not in accounting/finance/econ, it was in Industrial Engineering but from a reputable top 25ish school (US News ranking). I applied to various places and the ONLY places I've gotten interviews at are:1. Prop Trading
2. VC Pre-MBA AssociateProp trading is too risky for me. Even if you get hired on, some are let go right after the training period. If you aren't consistently making money for the firm day in day out, you are let go. The VC role is interesting but most of these type of roles are only for 2-3 years and then kicked out where you are encouraged to either go back for your MBA or do something else. Given that I am on FW, going for my MBA is not something I want to do as it is very costly, but is it my only option? I am going to be fully out of debt this year and I don't want to be crippled with student loan payments again. $100K+ in loans is too much for me to bear. On my resume, I am stressing my analytical and quantitative background with relevant coursework in finance and economics hoping it gets noticed so I can break into portfolio analytics/equity research. However, I have not gotten one response. I feel quite discouraged and I'm just not sure where my career path is going. I am hoping to leave my current job sometime this year because it's starting to get unstable. I don't want to get laid off without anything lined up. I have built an emergency reserve of 4 months in preparation though. I'm thinking these are my options:
1) Aim for a Pre-MBA VC Associate or similar type role, work for 2-3 years and just pay out of my pocket to go for the MBA
2) Continue trying to break into Equity Research/Portfolio Analytics so I don't waste time or money for any additional schooling (maybe with the exception of CFA)
3) Aim for a consulting or industry position where they have tuition assistance for MBA (part-time or full-time)
4) Other?I'm really conflicted and any advice would be very appreciated. Thanks in advance.
Thundershirt for dog anxiety! ~ $36 + Free Shipping
Added on : Tuesday April 05th 2011 08:42:01 PM
If your dog has problems with thunderstorms, separation anxiety, fireworks, etc. this is great! I have a dog that needed this and so far I'm impressed! http://www.thundershirt.com/Default.aspx/$36 for grey, $41 for rugby stripe blue or pink
optional personalization for $10
guaranteed for 45 days for refundFree Shipping
coupon code RD343
Frequently Asked Questions
Why does Thundershirt work?Thundershirts patent-pending design is a pressure wrap that applies a gentle, constant pressure on a dogs torso. From real world experience, we know with certainty that Thundershirt DOES WORK. That is why we are able to offer a money-back guarantee. A survey of Thundershirt users shows that over 80% of dogs show significant improvement in at least one anxiety symptom when using Thundershirt.According to some experts such as Dr. Temple Grandin, pressure has a calming effect on the nervous system. Using pressure to relieve anxiety has been a common practice for years. For example: * TTouch dog trainers use pressure to address a variety of anxieties.
* Veterinarians use pressure to relax cattle when they are administering vaccinations.
* Some autistic people use pressure to relieve their persistent anxiety.Until now, there just hasnt been a well-designed, inexpensive pressure wrap commonly used for canine anxiety.
Extra $30 off $100 on Bed, Bath Home at Kmart.com + 6% Cash Back
Added on : Monday April 04th 2011 12:42:04 PM
0 Posted By: FatWallette
Views: 78 Replies: 0




6.0% Cash Back Available!

Special Offers from Kmart.com:

Extra $30 off $100 on Bed, Bath & Home Cash Backuse coupon HOME30OFF100excludes furniture, mattresses, outdoor living/lawn & garden, infants, toys, hardware/home improvement, home fragrances, Lands End; exp. 4/16/11

15% off $70 Bed & Bath Purchase Cash Backuse coupon BEDANDBATH15excludes clearance and great price items; exp. 4/9/11

10% off $125 Furniture Purchase Cash Backuse coupon FURNITURE10excludes clearance & great price items; exp. 4/9/11




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Craftsman 21" Rear Bag Push Mower ($177.49 + Tax) or $168.62 w/ Sears Card
Sears has the Craftsman 21" Rear Bag Push Mower w/ Ready Start for $187.49.
http://www.sears.com/shc/s/p_10153_12605_07138923000P?keyword=07...
Features include 3-in-1 discharge (bag, mulch or discharge) with Briggs & Stratton 190cc motor; 6 cutting positions and a 3 position handle to go along with a 2 year full warranty.
Use the code SEARS2011 to bring an additional $5 off, plus use a 'cabin' referral for an additional $5 off to bring the price to $177.49 plus tax.In addition, use your Sears/Kmart or Discover/Chase (quarterly home improvement specials) card for an additional 5% off to bring the price to $168.62 plus taxthanks SeverePlains
Help me decide on a reasonable price for selling my home
Added on : Saturday April 02nd 2011 01:40:24 PM
I've been interviewing for a job about 60 miles away, and am expecting an offer letter next week. As long as its a reasonable offer, and gives me enough extra income to warrant moving away from my current job, I plan on taking it.Its about an hour drive from my house, which is doable, however with the rising gas prices and the fact that I don't want a 2 hour a day commute, I plan on moving ASAP.I currently own my home, and purchased it in 2008 at $75,000. Its a 3 bed, 1 bath 1400 sqft home with 1/3rd acre of land with a 2 car attached garage and fenced in back yard.I currently owe right at $70,000.In 2008 I got the $7500 new home owners loan(credit).I have roughly $10,000 or more in receipts for things I've improved in the house.
Eg -
-Insulated the crawl space and reduced the heating bill by $100 a month
-Added a $6000 heating and cooling system. When I moved in the house just had baseboard heat and window AC units. Also added a wood burning furnace in the garage that is plumbed into the forced air ducts and draws air from the utility room. You can disable the electric furnace and heat the house on wood for free.
-Updated the kitchen with new counter tops and new appliances. Installed new Kenmore above range microwave, new GE dishwasher and used but in good shape GE stove.
-Updated the landscape. Added landscape beds in front of the house along with about $400 in plant material (weeping cherry, box woods, knockout roses, some evergreens, and more)And this year I spent $1000 on new flooring, I bought 800 sqft of cherry laminate from Lumber Liquidators to revamp the downstairs. I'd had carpet installed when we first moved in, and it was starting to look worn. I decided with wanting to sell soon, wood would fix the worn out carpet and look nice.I have an interested buyer. A guy lives about a mile away right next to the highway. He wants to move away from the highway because he can sell his land for a good profit due to its location, and he hates the noise. He wants to know a price.I also have a 1993 F150 that he's interested in, and I told him we could work out a deal if he bought the house. I paid $1200 for the truck and just use it to haul firewood and go to the hardware store with.I have a neighbor that's a Realtor, and I asked him what he'd suggest I list for. He suggested I start at 90k and walk away happy if I get 80k.I talked to an accountant about how repaying the 2008 home owners credit would work.
The wording on the IRS documentation is I have to pay it back unless I don't make any profit, and to consult a tax accountant for more details.
His explanation was I have to pay back $7500 of any profit. With my receipts from the improvements, I can show a loss.For example -
Bought house for $75
Sell house for $80
Make $5 in profit - $10 in improvements = -$5 in profit
Making it so I wouldn't have to repay the tax credit. Right now I'm about 1/3rd of the way done with installing the laminate. After that it will need trim put up around the floors and doors. The interested buyer is an older retired man, who told me he likes to work on projects around the house. He also seemed unhappy about the quality of the trim I was installing after I'm done with the floors, I was just going to use cheap fiberboard contractor-grade trim. He wants to use real wood, which is way out of my price range for a house I just want to get rid of.I'm considering telling him I'd take $78,000 for the house, but the floors and trim come uncompleted. He'd need to finish installing the flooring then put up the trim.
And I'd toss in the truck as a "gift", since I won't need it anymore. We plan on moving to a rental house, and I want to cut down on the number of vehicles I own, and I won't be working on anymore home improvements.Is this a reasonable deal, or am I screwing myself? I want to move the house fast, but I don't want to screw myself out of possible profit as well.
Home Office Deduction
Added on : Saturday April 02nd 2011 08:40:42 AM
I'm looking at taking the home office deduction and trying to figure out if it makes sense to continue taking it now that I own instead of rent. I'm in a 15% tax bracket and will exceed the standard deduction by a fair bit this year so I can deduct mortgage interest and taxes either way. My wife and I are both self employed and have separate offices in our home that are regularly and exclusively used for our separate businesses. The only major additional thing I can take off my taxes with the home offices is depreciation. Assuming the value of the house remains the same I would then have to pay back the depreciation at 25% versus my 15% tax rate plus ~15% social security, but in theory I should get some of the social security money back in my old age. Does it even make sense to claim it?How do I calculate the value of the house without the land for depreciation? After I bought the house I finished the basement, my office uses ~1/3 of the basement and the remodel job cost ~10k + my labor. Can I take off some of that 10k in improvements?I don't intend to be self employed after this year if I take the home office in 2010/2011 do I have to keep track of the amount of depreciation I took off until I sell the house XX years down the road? Also do you think it would raise my audit risk if both my wife and I claimed home offices this year?
New quarter: 5% Credit card categories
Added on : Friday April 01st 2011 01:41:03 PM
To start us off: Discover: Earn 5% CashBack Bonus on purchases made at department stores, clothing stores, and home improvement stores from 4/1/11 (or the date on which you signed up, whichever is later) through 6/30/11, subject to a cap of $400 in purchases. These purchases must post to your account by 6/30/11. Department stores are defined as retailers selling a wide variety of merchandise, with separate checkout counters in each department. Clothing stores are defined as stand-alone men's, women's and children's clothing retailers. Home improvement stores are defined as home supply retail stores, lumber/building material stores, paint/wallpaper stores, hardware stores and lawn and garden supply centers. Purchases made at warehouse clubs or discount stores are not eligible. If a purchase is coded for a category other than those listed above, it will not qualify. Allow up to 5 weeks for this reward to be added to your CashBack Bonus account. See CashBack Bonus Program Terms and Conditions for further details.Chase:APRIL - JUNE
■Home Improvement
■Lawn & garden
■Home Furnishings
Audials One 8 Free Download Today Only Giveaway of the Day
Added on : Friday April 01st 2011 04:41:15 AM
LinkApril 1, 2011Find, record, download, convert and enjoy music, films, videos and Internet radio Audials One delivers all the media you want, free and in the right format.Audials One furnishes you with music around the clock. Just enter any music genre, any artist, any album or any title and Audials One finds your music in a flash. Whether by downloading it directly from an Internet site or by recording it from one of the Internets countless radio stations, Audials One knows exactly where to hunt down the music youre looking for and is power-packed with the technology needed to get itwhatever the source.Today the Developer is going to reward 3 best improvement suggestions with a lifetime license for Audials One 8 Platinum. So share your valuable ideas and win the prize!
Use Idea Informer widget to submit your feedback and do not forget to fill in your name and e-mail otherwise the Developer will not be able to contact you in case you are the one to win!
Coming Soon!
Added on : Wednesday March 30th 2011 04:43:09 PM
Coming Soon: New site structure and interface. ← click to sneak a peak, before testing starts tomorrow.*OMG! WHY??Concise answer:
Get more eyes to our site, and shorten path between viewing and buying.Blah blah blah answer:
To better serve you, which is our fundamental purpose. We are setting out to be THE coupons and deals authority, the most useful coupon and shopping resource around. For this we need your help - please read on.We value your bargain-hunting talent, and the power you have as a savvy shopping community. We're unlocking the doors to our Stores Pages so YOU can share coupons right there! Enter, use, and rate success. Plus every coupon, deal, and discussion about each store is on one page. We need your help to make these pages great, so please get involved!New Tabs --> Simplicity. People come to FatWallet for Coupons & Deals, our Forums, or to initiate Cash Back shopping.Best Deals --> Is now one of three featured choices from homepage. Same great deals in a new location!New Home (Coupons & Deals) Page --> Three simple choices:
Choose a store for coupons.
Choose a category for deals.
Browse today's best deals.New Category Pages --> Deals, discussions, and coupons grouped by product category. Looking for a computer deal? It's on the computer category page.Cash Back Shopping --> Cash Back tab is a quick ticket to initiate Cash Back shopping.
Try "Big Blue" the store search bar!More to come wait and see. In the meantime, we know theres room for improvement and welcome your kind thoughts.
*Testing notes: To date, we have been testing portions of inbound search traffic and conducting usability testing. Soon it's your turn!
Citi Dividend Platinum Select Mastercard 2% cash back for 12 mos
Added on : Tuesday March 29th 2011 05:40:09 PM
Schwab/AARP alternative via Citi... besides the 2% CB for 12 months there's 0% APR on purchases for 7 months and 0%
APR on BTs for 15 months with 3% uncapped fee.Citi Dividend Mastercard 2% cashback for 12 months"Additional Information
Citi Dividend Platinum Select MasterCardEarn at least 2% Cas h Back
You can earn additional Cas h Back in quarterly categories. Categories include department stores, apparel, restaurants, hotels, home improvement and more."
Interior doors for $1.99 Locksets .99-$3.99 afte rebate Menards BM
Added on : Friday March 25th 2011 06:44:43 AM
Fantastic opportunity to replace and update interior doors and the locksets.
http://menards.inserts2online.com/customer_Frame.jsp?drpStoreID=...No limit except for stock on hand. Starts 7am Fri and ends SunThere are many other home improvement items at great prices.Though to redo my interior doors for $5 a piece is amazing. Plan to redo several rental units too.Rebates only good on future Menards purchases. They come quickly in the mail as a postcard.Lots of other stuff to
Interior doors for $1.99 Locksets .99-$3.99 Menards BM
Added on : Friday March 25th 2011 12:45:17 AM
Fantastic opportunity to replace and update interior doors and the locksets.
http://menards.inserts2online.com/customer_Frame.jsp?drpStoreID=...No limit except for stock on hand. Starts 7am Fri and ends SunThere are many other home improvement items at great prices.Though to redo my interior doors for $5 a piece is amazing. Plan to redo several rental units too.Rebates only good on future Menards purchases. They come quickly in the mail as a postcard.Lots of other stuff to
1. Go to website below to see nationwide schedule of home shows across the USA. this weekend 3-26/7, in Philadelphia and Sarasota, FL, next weekend (4/1-2) in Long Island, NY and W. Friendship, MD.http://www.acshomeshow.com/
NOTE: some venues are FREE and you don't need tickets, some venues are charging $8-12 per person, so the free tickets link below is very useful. Check your location to see if there is a charge for tickets, if admission is already free, you don't have to proceed to step #2 below.2. then go to this website, http://www.findapro.com/free and fill out a brief survey what your next home improvement project will be (can make one up if you don't know yet). you will then get a ticket to print out for free admission (it's also emailed to you). if you want two tickets, do the survey for two email addresses in your home. 
The Home Show is an event designed for homeowners in all stages of remodeling, landscaping and decorating their homes. Each event includes hundreds of exhibits with merchandise, sample interior and exterior vignettes, and product demonstrations. With a combination of new products and expert advice from the pros, the Home Show inspires homeowners with countless ideas on enhancing their home's comfort and functionality, as well as its aesthetic appeal and overall value. Visit the Home Show and see hundreds of experts who supply the products and services you need.
Lowe's 3 Free Creative Ideas Semi-Annual Guides
Added on : Monday March 21st 2011 04:41:22 AM
Lowe's 3 Free Creative Ideas Semi-Annual Guides To subscribe to free printed publications regarding home improvement topics that matter to you, check the appropriate boxes.
https://www.lowes.com/webapp/wcs/stores/servlet/UserSubscription...Choose From:Lowe's Creative Ideas for Home and Garden
Issued bi-monthly= Exclusive FREE home dcor/home improvement publication filled with inspiring ideas and how-to information. Lowe's Creative Ideas for Outdoor Living
Issued semi-annually FREE seasonal magazine focused on inspiring and educating gardeners of all skill levels.Creative Ideas for Woodworkers
Issued three times annually
Lowe's FREE publication for woodworkers of all skill level - learn, create, enjoy.
Join " Start Making Choices" email to receive a sample of Orville Redenbacher's Natural Gourmet Popping Corn in the new Lime & Salt Flavor and morehttp://www.startmakingchoices.com/promotions/walmart.jsp?
When you register, you'll receive FREE access to great content, helpful tools, and much more.
New tips and tricks for healthy living every month
Valuable coupons and offers
Healthy recipes
Personalized recommendations to help you reach your health goals
Free access to the Balanced Life Index to assess your strengths and areas for improvement
A free Balanced Life Plan with personalized meal and activity recommendationsYour Welcome Kit includes a sample of Orville Redenbacher's Natural Gourmet Popping Corn in the new Lime & Salt Flavor, plus coupons for:$1 off any four Hunt's Diced, Stewed, or Whole Tomatoes
$1 off any two Healthy Choice Fresh Mixers
$1 off any two Healthy Choice Caf Steamers
$1.50 off any two Orville Redenbacher's Natural Gourmet Popping Corn
I just logged in to my Citi Dividend Platinum Select account and, after clicking on the "Enroll to earn 5% Cash Back on purchases" link, found this message:----------------------------------------
Earn 5% Cash Back when you use your Citi Dividend Card in the following categories from April 1, 2011 through June 30, 2011*,
after you accept this offer. * Home Improvement
* Home Furnishing
* Home & Garden
----------------------------------------And with that, I begin my 16 day countdown until I put this card in my sock drawer for at least three months.
Citibank improved its Payment Partner Program...
Added on : Monday March 14th 2011 05:40:12 PM
A few months ago, I started getting invitations to the Citibank "Payment Partner Program." I googled it, I saw some posts about it including on this site. However, most of the posts seem to have been from 2009 or 2010. In 2011, it appears that Citi made some key improvements on the program for people that enroll, so I wanted to let people know.I have a platinum card with Citi, credit line of about $4,000. The card was maxed out at an APR of 29.999% (I know, terrible, but I'm working on paying down all my CC debt). I was sent an offer to join the program. Here were the details
1) For six months, charging privaledges are suspended
2) You get a satement credit equal to 20% of the amount you pay above the minimum amount due with one condition - you can't get a statement credit higher than your interest charges in any pay period
3) The total amount of credits you can receive is $550 max
4) At the end of the program, your credit limit is reduced by "no more than 10%" of your original credit lineNumber 4 is key - from what I have read, the prior program reduced your credit limit by the total amount you paid down plus the statement credits you received. However, the program in 2011 (as I understand it) limits the reduction in your credit limit to no more than 10% of your prior limit. In addition, the credit limit cannot be reduced to below what your ending balance is.I enrolled in the program in early February, and made a payment of $800 (about $500 above my quoted minimum at the time) before the February due date. I received a credit of about $95 on my account last week. I just made another payment of $600 on the account today; about $450 of that is above the minimum payment. I expect to get about $85 back in a statement credit next month. Essentially, with the amounts I am paying, I am paying no interest to Citibank as I reduce my outstanding balance. I expect to pay $500 in April, $400 in May, $350 in June and $300 in July.At the end of the program, I would then have a balance of about $1,230, a credit line of $3,600 (the $4,000 less 10%) and a significantly improved credit utilization rate (I am reducing other credit card balances concurrently). My total statement credits would be just over $390, about $160 under the maximum allowed. After the program is over, I plan on calling Citi to see if they will reduce my interest rate; if not, I would work on paying down the rest of the balance.Am I missing something about this? The program seems a bit too good to be true. This seems to be a good way to get a bonus for paying down your balances while improving your credit core.
Drowning in Medical Debt...Any advice?
Added on : Saturday March 12th 2011 09:40:22 AM
My husband and I are currently drowning in medical debt and I don't know what to do...I'm able to make ends meet each month but just barely. We declared bankruptcy in 2008 so that is not an option. I know...I know...a couple of deadbeats. We were young, stupid, and accumulated a lot of credit card debt without a lot to show for it. In addition we were in a house that was upside down and in a horrible area. It wasn't a bad area when we purchased the house, we purchased it for 64K and put 13K down. We ended up taking out a 2nd mortgage to do home improvements and re-did almost everything in the house. New floors, closets, windows, kitchen, bathroom, etc. It ended up being one of the nicest houses on the block. But the block became the ghetto and there was shootings and stabbings...and we just didn't feel safe. When we finally declared bankruptcy we owed 54K on the house and at auction it sold for 10K. Like I said...the ghetto.When we foreclosed on the house we were stupid (as if getting us into this situation hadn't already proved our stupidity) and we moved into an apartment after only 2 months. I didn't realize the bank wouldn't come knocking on the door right away to kick us out. We should have stayed there longer to build up some savings. Instead we moved into an apartment. Things were fine for awhile because all our debt had been wiped clean. It felt like a new beginning...and then the medical problems started. In 2009 I had to have gall bladder surgery. I also have a condition where tumors grow on my bones and they have to be surgically removed, so I had a surgery for that in 2010. Along with the surgery there are a lot of misc appointments, MRI's, etc. Along with my medical problems my husband also has severe medical problems. He has disc degeneration in his lower back and severe arthritis. It comes and goes...but when it comes it lasts for months where he can barely move. His doctor said if he was 30 years older he would qualify for disability but at his age (only 29) SSA would never approve him. So because of his back his employment also comes and goes. He lost his last steady job last May because he missed too much work for his back issues. He was unemployed from May to October, and then he landed a part time temporary job which just ended last month. So now he is unemployed again. Here are our finances:My income: about $2100 a month take home
His unemployment: about $630 a month take home
Combined income: $2730Here are our various bills:Medical 1: $392.62
Medical 2: $207.96
Medical 3: $222.00
Medical 4: $166.82
Medical 4: $235.75
Medical 6: $164.59
Medical 7: $114.00
Medical 8: $684.22
Medical 9: $422.02
Medical 10: $890.50
Medical 11: $998.96
Medical 11: $421.55
Medical 12: $350.63
Medical 13: $255.72
Medical 14: $1004.07TOTAL MEDICAL DEBT: $6531.41So I have 14 different bills to pay each month, just for medical. These are both my bills, and my husbands. I just want to point out that 12, 13, and 14 are new from 2011. I haven't made any actual payments on them yet. I was barely making it before so I don't know how to I'm gonna stretch it anymore. I have contacted all the providers about financial aid (except the newest ones - I'm gonna do that next week). All the balances reflect the assistance that was given, if any was available, aside from #11. I'm still waiting to hear about my financial aid application on that one. Here are our other monthly expenses:Rent: $759
Electric: $100 (that pays the current bill but we do have a $300 balance from over the winter where are bills were higher)
Water: $40
Car Loan: $135
Student Loans: $250 (I have tried to see if I can get this payment lowered, but with my income I do not qualify)
Gym: $36 (this is for both of us, we just joined last month at the recommendation of our doctor to help with our medical conditions and my rehab from surgery. We live in a cold state so "taking a walk outside" is not a viable option)
Cell Phone: $130 (once again for both our phones - and we have no home phone)
Internet: $42
TV: $120 (I realize this is high, but it is our primary source of entertainment since we can never afford to go out to do anything)
Pets: $45
Credit Card 1: Payment: at least $50, more if I can swing it. Balance: $1300 @ 0% until June (I understand I shouldn't even have a CC balance wit