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g: 0 Posted By: surebabana
Views: 142 Replies: 0 Silverback SB-60 In-Ground Basketball System with 60-Inch Aluminum Framed Tempered Glass Backboard 33% offer - Ships from and sold by Amazon

only 3 hours left , 33% offer, Free Shipping, Ships from and sold by Amazon

Backboard size is 60 x 33-Inch with 8mm Tempered Glass and 3/4 x 1 3/8-Inch Frame Aluminum Trim
Pole:4 x 4-Inch Two-Piece Dupont Powder Coated Swedged Two-piece Pole Simulates Characteristics of a One-Piece Pole
2.5 Ft Overhang Increased Playing Area Under Board All-Steel Actuator Easy and Precise Goal Adjustments from 7.5 to 10-Feet
Dupont Powder Coated Ultimate Protection Against the Elements Zinc Coated Hardware Protection Against Rust
7-year limited warranty
Anchor Kit included in box
Corrosion Foam Pole Pad Safety for Aggressive Play

Sports & Outdoors Deals

Amazon Coupons
Lowa Tempest Vent Trail Shoes Men's $84.95 Fs @ Usoutdoor
Added on : Monday September 01st 2014 09:00:04 AM
g: 0 Posted By: tedhawkins
Views: 169 Replies: 0 Lowa Tempest Vent Trail Shoes Men's $84.95 Fs @ Usoutdoor

http://www.usoutdoor.com/deal/

The Tempest Vent is ideal for warmer weather hiking situations. Lowa use their laser-perf technology to increase breathability and keep your feet cool and comfy when you're in the desert or a hot canyon.
Features of the Lowa Tempest Vent Trail Shoes

Upper: Split Leather and durable CORDURA fabric
Outsole: LOWA Enduro.
Midsole: Trim profile PU MONOWRAP frame technology.
Liner: Wicking polyester
Footbed: Climate control.
Stabilizer: 3/4 length.


Shoes Deals
g: 0 Posted By: ctgolfer
Views: 222 Replies: 0 Comfortable, quiet typing
You'll enjoy a comfortable and quiet typing experience thanks to the low-profile keys that barely make a sound and standard layout with full-size F-keys and number pad.
Spill-resistant design
Liquid drains out of the keyboard, so you don't have to worry about ruining your investment with accidental spills.
High-definition optical tracking
You'll enjoy responsive and smooth cursor control with the high-definition optical tracking (1000 dpi).
Thin profile
The keyboard has a thin profile that adds a sleek look to your desk while keeping your hands in a more comfortable, neutral position.
Durable keys
The keys can last up to 10 million keystrokes so you can keep typing long after many keyboards have called it quits.
Plug-and-play USB connections
Setup is simple - you just plug your keyboard and mouse into USB ports on your desktop, laptop or netbook computer and start using them right out of the box.
Easy-to-read keys
The bold, bright white characters make the keys easier to read - perfect for those with less-than-perfect vision. They're less likely to wear off, too.
Sturdy, adjustable tilt legs
You can extend the sturdy folding legs to increase the keyboard tilt by 8 degrees to address your personal ergonomic needs.
Curved space bar
It keeps your hands in a more natural position so you can type in greater comfort.

www.sears.com/logitech-desktop-mk120-mouse-and-keyboard-920-0025...
Keyboard & Mouse Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 176 Replies: 0 thanks to FW member ssubbaiah


free shipping with Prime or on $35+

Mono Bluetooth headset with increased clarity and richer sound fromHD Audio Plus with true wideband audio
Flip open to turn on and answer calls; flip closed to turn off and save battery
Multiple wearing styles--on-ear; in-ear without hook; and in-ear with earhook
MotoSpeak app from Android Market allows you to dictate texts hands-free as well as hear your text messages
Up to 6 hours of talk time, up to 288 hours (12 days) of standby time
Choose "ships from and sold by Amazon.com". All new Motorola product comes with security ear seal and hologram label. Motorola retail packaging includes- headset, 1 on-ear hook, 1 in-ear hook, 2 in-ear gels, wall charger and user guide.
Enjoy increased clarity and richer sound from HD Audio Plus with true wideband audio and CrystalTalk dual-mic technology.

www.amazon.com/dp/B005PVXIWQ/
Cell Phones Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 148 Replies: 2 Mono Bluetooth headset with increased clarity and richer sound fromHD Audio Plus with true wideband audio
Flip open to turn on and answer calls; flip closed to turn off and save battery
Multiple wearing styles--on-ear; in-ear without hook; and in-ear with earhook

www.staples.com/Motorola-ELITE-FLIP-Bluetooth-Headset-Silver/pro...
Cell Phones Deals

Staples Coupons
U.S. Hikes Fee To Renounce Citizenship By 422%
Added on : Sunday August 31st 2014 08:00:09 AM
g: 1 Posted By: GotRocks
Views: 15 Replies: 0 US Hikes fees to renounce citizenship by 422%

As an expat who is considering renouncing my citizenship sometime in the future, I find this fee increase quite outrageous. They say the increase is due to the number of people currently renouncing US citizenship. The increase in people renouncing their US citizenship in the past year or two mainly has to do with the onerous requirements of FATCA and a lot of those people who are renouncing have never ever lived in the US. The fee increase from $450 to $2350 seems like punishment to the people who do not have substantial income but were caught up in FATCA by virtue of birth or marriage (a US citizen married to a non-US citizen has to comply with the FATCA reporting requirements). I say that this is punishment because to a person like facebookco-founder Eduardo Saverinwith ska-billions of $ to his name, $2350 is a mere drop in the bucket. But to the average Joe who was born in Canada to American parents, this is a big chunk of change.

So once again, the US government makes me angry and just adds more fuel to the fire under my renunciation quest.
g: 0 Posted By: remick
Views: 191 Replies: 0 http://www.amazon.com/dp/B00M4FBYQI/

The number of Android devices running on Intel processors has increased since Intel and Google announced, in late 2011, that they would be working together to optimize future versions of Android for Intel Atom processors. Today, Intel processors can be found in Android smartphones and tablets made by some of the top manufacturers of Android devices, such as Samsung, Lenovo, and Asus.

The increase in Android devices featuring Intel processors has created a demand for Android applications optimized for Intel Architecture: Android Application Development for the Intel Platform is the perfect introduction for software engineers and mobile app developers. Through well-designed app samples, code samples and case studies, the book teaches Android application development based on the Intel platformincluding for smartphones, tablets, and embedded devicescovering performance tuning, debugging and optimization.

This book is jointly developed for individual learning by Intel Software College and China Shanghai JiaoTong University.

What youll learn
Comprehensive introduction to the Intel Embedded and mobile hardware platform
Android app GUI design principles and guidelines
Covers the latest Intel Android development tools, including Intel Beacon Mountain version 0.6 and the Intel Compiler
NDK and C/C++ optimization
Designing and optimizing for low-power consumption
Who this book is for
The book is primarily for app developers, software engineers and open-source programming enthusiasts, but can also be used by for training programs and Codeacademy-style programs.


GUI Design for Android Apps
http://www.amazon.com/Design-Android-Apps-Ryan-Cohen-ebook/dp/B0...

GUI Design for Android Apps is the perfectand conciseintroduction for mobile app developers and designers. Through easy-to-follow tutorials, code samples, and case studies, the book shows the must-know principles for user-interface design for Android apps running on the Intel platform, including smartphones, tablets and embedded devices.

This book is jointly developed for individual learning by Intel Software College and China Shanghai JiaoTong University, and is excerpted from Android Application Development for the Intel Platform.

What youll learn
Key aspects of why UI and UX design for embedded systems is different than for desktops
Troubleshooting UI design issues
Understanding how key concepts such as state transition, context class, and intent work
How to use the interface app design tools provided by Android
Planning for complex apps (apps with multiple activities)
Optimizing app design for touch screen input
Who this book is for
The book is primarily for app developers, software engineers and open-source programming enthusiasts, but can also be used by for training programs and Codeacademy-style programs.
Books Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 141 Replies: 0 The Craftsman 18" Gas Chain Saw is available in a stylish black color
Durable steel blade for enhanced performance
Screw adjust tensioning system for longer use
Automatic chain oiling feature for efficient functioning
Comes with an Oregon low kickback chain for increased safety
Plastic handle and steel blade are high in quality
This CARB-compliant chain saw meets ANSI standards as well
Includes an extra 14-inch bar and chain


www.sears.com/craftsman-18-in-42cc-gas-chain-saw-with/p-07134195...
Tools Deals

Sears Coupons
g: 0 Posted By: BigBoyMichigan
Views: 68 Replies: 0 US BANK - $150.00 BONUS


1. To earn the $150.00 cash bonus, open a new U.S. Bank Consumer Checking Account (excluding Student Checking) between July 14 and September 12, 2014, and present the promotion code provided (See website to get your Prpmotional code). Additionally, you must complete Direct Deposits totaling at least $500 OR complete three or more Online Bill Pay transactions by October 31, 2014. The cash bonus will be deposited into your new Checking Account within 60 days of Direct Deposit or Bill Pay verification, as long as your account is open and does not have a negative balance. Bonus will be reported as interest earned on IRS form 1099-INT and recipient is responsible for any applicable taxes. Offer may not be combined with any other Checking Account cash bonus offers, is not valid if you have received a Checking Account cash bonus in 2014, or if you have an existing U.S. Bank Checking Account. Other restrictions may apply. A minimum deposit of $25 is required to open a U.S. Bank Checking Account. All regular account opening procedures apply. Deposit products offered by U.S. Bank National Association, Member FDIC.


2.NO PURCHASE NECESSARY. A PURCHASE WILL NOT INCREASE YOUR CHANCES OF WINNING.Subject to complete Official Rules. Open only to legal U.S. residents 18 or older. Void where prohibited. Starts on/about 12:00 AM CT on 7/14/14 & ends 11:59 PM CT on 9/12/14 (Entry Period). To Enter: auto entry by opening a new U.S. Bank Consumer Checking account (excluding Student Checking) during Entry Period (min. deposit of $25 required). Odds of winning depend on the number of eligible entries received during the Entry Period. To enter without opening account, & for full Official Rules, & prize details visitwww.USBankPowerUp.com/sweepstakes.Prize (1): verified winners choice of: a 2014 Tesla Model S luxury electric car (MSRP $114,640);OR$100,000 (awarded as a check). Limit 1 entry per person. Sponsor: U.S. Bank, Mpls, MN. Tesla Motors, Inc. is not a sponsor, co-sponsor or administrator of this sweepstakes. Image licensed from Tesla Motors, Inc. 2014.
Deal Deals
g: 1 Posted By: ctgolfer
Views: 227 Replies: 0 use coupon code: IEI133834

also get $15 off $100 -www.tigerdirect.com/sectors/campaigns/include/events/2014/TD_Dis...


$94.99 after $20 mil-in rebate

Dual fansincrease thermal efficiency with 2X greater airflow and 3X lower noise emissions.
Premium alloys in powerdelivery components defeat heat for cards that run 15% faster and last 2.5 times longer than reference.
1150 MHZ engine clock for better performance and outstanding gaming experience.
GPU Tweakhelps you modify clock speeds, voltages, fan performance and more, all via an intuitive interface.
GPU Tweak Streaminglet you share on-screen action in real time so others can watch live as games are played.



www.tigerdirect.com/applications/SearchTools/item-details.asp?Ed...
Computers Deals

Tiger Direct Coupons
g: 0 Posted By: tedhawkins
Views: 149 Replies: 0 the north face Furnace 35F Down Sleeping Bag - Regular $139.98 Fs Campmor

http://www.campmor.com/outdoor/gear/Product___40198

the north face Furnace 35 Degree Down Sleeping Bag offers the superior performance and durability of 100% goose down with a rugged construction built for comfort. 550 ProDown provides the superior warmth and compressibility of goose down with a water-resistant finish for increased performance in adverse conditions. Anti-compression pads sewn into the high-pressure areas that contact the ground create an insulating buffer and increase thermal efficiency. Designed with a less tapered cut, this 35 degree ProDown bag offers more room making it a perfect choice for warm weather car camping and backpacking.

Water-resistant 550 fill ProDown
Anti-compression layer composed of Heatseeker Eco synthetic insulation
Comfort-oriented shape
Shaped hood for more warmth and comfort
Hood drawcord
Draft collar for more comfort and to prevent heat loss
Two-way separating zipper
Anti-snag zipper tape
Draft tube
Glow-in-the-dark zipper pull
Vaulted footbox
EN Tested 13537. Comfort: 43F/6C, Limit: 34F/1C, Extreme: 8F/-13C
Camping Deals

Campmor Coupons
g: 0 Posted By: tedhawkins
Views: 152 Replies: 0 Vortex Crossfire II 3-9x50 BDC + Vortex 1" High Hunter Rings (set of 2 rings) + Lens Pen + Vortex Hat $169.99 Fs @ gearhog

http://www.gearhog.com/?did=68254

Deal Overview
Clearer. Tougher. Brighter. Our popular Crossfire riflescopes are completely redesigned and built to exceed the performance standards of similarly-priced riflescopes. Longer eye relief, a fast-focus eyepiece, fully multi-coated lenses and improved, resettable MOA turrets ensure optimal performance in the field. The hard anodized one-piece aircraft-grade aluminum tube is nitrogen purged and o-ring sealed for a lifetime of waterproof/fogproof performance. The Crossfires deliver -- and then some.

Optical Features:
Fully Multi-Coated Lenses - Increase light transmission with multiple anti-reflective coatings on all air-to-glass surfaces.

Construction Features:
+ One-Inch Tube - Standard tube diameter for most American riflescopes.
+ One-Piece Tube - Maximizes alignment for improved accuracy and optimum visual performance as well as strength and waterproofness.
+ Aircraft-Grade Aluminum - Premium grade of aluminum, valued for fatigue resistance.
+ Capped Turrets - Is less susceptible to accidental impact damage.
+ Adjustable Objective - Uses an adjustment mechanism on the objective lens to fine-tune focus for the purpose of reducing parallax shooting error.
+ Reset Turrets - Allow re-indexing of the turret housing to zero after sighting in the riflescope--generally requires use of a coin or wrench.
+ Waterproof - o-ring seals prevent moisture, dust, and debris from getting inside the tube for reliable performance in all environments.
+ Fogproof - Filled with nitrogen gas to inhibit internal fogging.
Shockproof - Lenses are locked in place, fore and aft, with machined locking rings to remain in perfect alignment and withstand recoil and impact.
+ Hard Anodized Finish - Hard-coat anodization is durable; the low-glare matte helps camouflage the shooter's position.
Guns & Ammo Deals
g: 0 Posted By: tedhawkins
Views: 143 Replies: 0 Glacier Glove Half Finger Cycling Gloves - (reg $24.99) - $5.59 performance bike Fs to store

http://www.performancebike.com/bikes/ProductDisplay?langId=-1&st...

Glacier Glove Half Finger Cycling Gloves
Perfect for summer riding, the Glacier Glove Half Finger Cycling Gloves keep your hands dry and comfortable, no matter how high the temperature rises. Breathable upper and ventilated, G-Tek neoprene padding enhance airflow for effective cooling. Silicone textured palm gives you a firm handlebar grip at all times.

Synthetic leather palm is durable, soft and moisture-wicking
Ventilated, G-Tek neoprene padding for comfort and cooling
Silicone palm texture increases overall grip
Breathable upper for airflow and cooling
Secure Velcro closure


Clothing Deals

Performance Bicycle Coupons
Ryobi 59 Piece Drilling Kit $10 in-store @ Home Depot
Added on : Thursday August 28th 2014 02:00:12 AM
g: 0 Posted By: ctgolfer
Views: 232 Replies: 0 Masonry bits are ideal for drilling into both concrete and cement
Titanium coating reduces friction and increases drilling speed in metal
Brad point bits helps prevent drill walking which is ideal for precise drilling
Includes: (36) 135 split point titanium coated drill bits for drilling in wood, metal and plastic

www.homedepot.com/p/Ryobi-Drilling-Kit-59-Piece-A975902/20468514...
Tools Deals

Home Depot Coupons
g: 0 Posted By: ctgolfer
Views: 158 Replies: 0 shipping adds $5

Lens Benefits:

The proprietary lens shape protects your eyes from drying air currents
Specifically tuned focusing power improves detail for clearer vision
i-AMP technology and Crystalline lens is engineered for the graphic designer, editor or artist that requires an equally balanced color spectrum to design and edit in true color
Protective lens coatings include anti-reflective properties to reduce glare

Frame Benefits:

Stainless steel construction provides a slim, sleek profile with incredible durability
Adjustable nose pads properly fit and comfortably secure eyewear in place
Internal hidden springs flex to ergonomically fit a wide variety of head shapes
Soft-touch treatment over flexible thermoplastic temples increases comfort at all contact points



http://computers.woot.com/offers/gunnar-wi-five-crystalline-lens...
Daily Deals

woot! Coupons
Auria 27" IPS LED Monitor $299.99 @ Microcenter
Added on : Tuesday August 26th 2014 11:00:14 PM
g: 0 Posted By: tedhawkins
Views: 50 Replies: 0 Auria 27" IPS LED Monitor $299.99 @ Microcenter

http://www.microcenter.com/product/428348/EQ276WN_27_LED_Monitor

You will enjoy the high quality resolution on the 27" IPS LED Monitor. The fast response time will reduce blur. You have a VGA, DVI, DisplayPort, and HDMI inputs on your new monitor. IPS (In-Plane Switching) technology allows for better viewing angles and increased low-quality color reproduction. To achieve the maximum resolution of 2880 x 16240, a DisplayPort or DVI port must be used on both ends.
Alto TS115A 15" Active 2-Way Speaker Restock $229.99 Fs @ MF
Added on : Tuesday August 26th 2014 09:00:12 AM
g: 0 Posted By: tedhawkins
Views: 147 Replies: 0 Alto TS115A 15" Active 2-Way Speaker Restock $229.99 Fs @ MF

http://www.musiciansfriend.com/stupid



DescriptionPart of Alto's TRUESONIC series, the TS115A is an 800W Class D powered loudspeaker with a 15" low-frequency transducer and 1" neodymium driver. It provides you with two mic/line combo inputs with independent volume controls and an XLR output for linking to other speakers. Their lightweight, trapezoidal cabinet makes it easy for you to use it as a traditional upright loudspeaker or as floor wedge monitor, and it's stand or pole-mountable as well as flyable. Other features include a Clip Limiter with red LED, Ground Lift switch, and a contour switch for increased EQ control.

Versatile Cabinet Design
All TRUESONIC 2-way speaker cabinets have been designed with versatility and longevity in mind. They feature a durable, lightweight polypropylene enclosure that is stand-mountable for weekend gigs and flyable for more permanent installations. What's more, they have a trapezoidal design which greatly decreases the resonance of the standing wave in the cabinet for a more true-and-exact sound reproduction. The TRUESONIC TS115A is ideal for musicians and DJs on the move and halls, malls, schools, houses of worship and more.

Total Transparency
The TRUESONIC Series was designed from the ground up to be the most transparent loudspeaker money can buy. Rigorous testing and thousands of hours of listening have gone into making sure that what you pump into a TRUESONIC speaker is exactly what you get out. Everything you see (and some things you dont) from internal signal path and components used to the sculpted cabinet and meticulously designed waveguide was developed in service of the principle of accurate, transparent sound.

Super Efficient Drivers
The drivers in the TRUESONIC TS115A are designed to make sure that virtually no energy is wasted. That translates to more of the power from the amplifier actually working to generate sound rather than heat, giving the speaker better real-world performance than other speakers with comparable published specifications. The TRUESONIC TS115A offers a 15" LF driver (2" voice coil) and a 1" HF neodymium driver.

Modern amplifier design
Every active TRUESONIC speaker benefits from the use of a Class D amplifier integrated into the cabinet. Class D amps are generally lighter than Class A and AB amplifier designs, and offer more than enough power to provide your performance with plenty of punch. The TRUESONIC TS112A delivers with 800 watts of power and offers a balanced combo jack (XLR/TRS) input with level control. Class D amplifiers are also highly efficient and run cooler than other kinds of amps so the amp doesn't have to work as hard to deliver your mix.

Hang 'em High
Optimal speaker placement can be challenging, especially if your speakers don't have what it takes to go anywhere. Whether you need to fly your speakers, polemount or use them as floor monitors, TRUESONIC speakers are ready for you. All TRUESONIC speakers feature standard 36mm pole mounting insets on the bottom. If you need to fly them, it's no problem. The TS115A comes with five rigging points. All these options make the TRUESONIC one remarkably venue-friendly speaker. You can use them anywhere you need them.

Just what you need
Whether you're performing at a coffeehouse, wedding, house of worship or other small- to medium-sized venue, the TRUESONIC TS115A is your best choice. For example, it's easy to get your TRUESONIC speakers to the gig thanks to their carrying handles and lightweight design. Once you're there you won't need to be a live sound engineer to figure out how to EQ the speakers thanks to the built-in Contour EQ switch that can help adjust for those situations where an EQ alternative is needed for recorded music playback. When you're connecting everything, the TRUESONIC's dual XLR/combo inputs make easy work of your setup and each speaker's independent level controls give you the flexibility to dial everything in your way in seconds.

Full metal grille
You can never be too safe around the stage. We know stuff happens that you just can't predict. Sometimes it's the flying drumstick, a falling mic stand or worse. Every TRUESONIC speaker comes with a complete front grille from top to bottom that protects not only your low-frequency driver, but your high-frequency driver as well. With TRUESONIC speakers, you get extra peace of mind knowing that whatever comes at your sound system, it's covered, literally.Features

800W of Class D power
15 low-frequency transducer, 1 neodymium driver
Two Mic/Line combo inputs with independent volume controls
XLR output to link speakers
Lightweight, trapezoidal cabinet with handles
Stand/polemountable or flyable
Clip Limiter with red LED
Ground Lift switch
Contour switch for increased EQ control
Accurate audience coverage, not just on-axis
Use as a traditional upright loudspeaker or as floor wedge monitor
Designed and tuned in the USA

Applications:

Mid/large-sized PA systems
Halls, auditoriums, amphitheaters
Gymnasiums, fitness centers, and dance studios
Houses of worship
Bars, restaurants, clubs
Mobile DJ systems
Special events, presentations, and weddings





Music Deals

Musician's Friend Coupons
g: 0 Posted By: tedhawkins
Views: 181 Replies: 0 Glacier Glove Full Finger Cycling Gloves (reg $30) $9.99 performance bike Fs to store

http://www.performancebike.com/bikes/Product_10052_10551_1169704...

Glacier Glove Full Finger Cycling Gloves
Designed for full protection on summer rides, the Glacier Glove Full Finger Cycling Gloves are the perfect choice for criteriums, cyclocross, mountain biking and gran fondos. Highly breathable upper and ventilated, G-Tek neoprene padding increases airflow for effective cooling. Leather-reinforced palm is built tough and silicone details on fingers and thumb increase lever control.

Leather-reinforced palm is durable, supple and sweat-resistant
Ventilated, G-Tek neoprene padding for comfort and cooling
Silicone details on index finger, middle finger and thumb for better grip
Breathable upper for airflow and cooling
Secure Velcro closure
Clothing Deals

Performance Bicycle Coupons
Dansko Women's Kaya Clog $59.73 Fs @ rei
Added on : Tuesday August 26th 2014 07:00:01 AM
g: 0 Posted By: tedhawkins
Views: 17 Replies: 0 Dansko Women's Kaya Clog $59.73 Fs @ reihttp://www.rei.com/outlet/deal-of-the-day

Strobel construction increases flexibility, and 3/4-length tuck boards with riveted shanks increase support
Drilex Ultimate Suede sock linings move moisture away from the feet
Removable triple density-molded EVA insoles add cushion
Coring holes reduce weight
Slip-resistant outsoles provide good traction
Shoes carry the Seal of Acceptance from the American Podiatric Medical Association
The Dankso Kaya Shoes have a 1.5 in. heel height
g: 0 Posted By: ctgolfer
Views: 157 Replies: 0 HolsterTop with Lock-In System secures tools to increase productivity
External PINCH-PROOF spreaders
Slip-resistant TRACTION-TRED steps
Energy Diffusing Geometry
Slip-resistant foot pads attached to the EDGE structure
The Lock-In System lets you customize your ladder top and safely secure your tools
EDGE bracing provides enhanced strength and increased protection against damage

www.homedepot.com/p/Werner-8-ft-Fiberglass-Step-Ladder-with-250-...
Tools Deals

Home Depot Coupons
Ninja Gaiden 3: Razor's Edge - Nintendo Wii U $14.99 @ Best Buy
Added on : Monday August 25th 2014 07:00:39 PM
g: 0 Posted By: ctgolfer
Views: 101 Replies: 0 Discover deeper dimension and unveil hidden truths about the man behind the mask with the new character progression system as the legendary Ryu Hayabusa becomes more human than ever before
Get ready to do battle as the all-new playable Ayane, a female ninja who brings her own exclusive chapters to the Story mode
Progress through any of the chapters in the storyline either with Ryu or Ayane in the Chapter Challenge mode
Hone your Dragon Sword-slashing technique with more Fluidity with the touch screen of the Wii U GamePad controller to select weapons, execute Ninpo and see the combo chart in a reconfiguration of Ninja Gaiden 3 made for Wii U (Wii U not included)
Experience a redesigned battle system, six weapon types and three Ninpo types for Ryu that enable greater gameplay variation and deeper strategy, and take advantage of Ayane's set of weapons and Ninpo types in her combat scenarios
Execute precise swordsmanship, dodge attacks and vanquish your enemies in intensified close-combat fights to earn Karma points to upgrade weapons and Ninpo and increase the character HP level
Feel what it's like to slice through an enemy's flesh and bone with the return of dismemberment
Put your combat skills to the test against improved enemy AI that keeps your on your toes
Enjoy the same high-octane action and thrilling gameplay that you've come to expect from the series
Take the fight online in the eight-player battle mode or send Ryu and Ayane into combat together in the two-player online co-op multiplayer mode

www.bestbuy.com/site/ninja-gaiden-3-razors-edge-nintendo-wii-u/5...
Wii U Deals

Best Buy Coupons
g: 2 Posted By: KHTC
Views: 173 Replies: 0 www.kohls.com/product/prd-124102/kitchenaid-pro-600-stand-mixer....

NOTE: I added a filler to get over $500 for Kohl's cash purposes. I did the deal in-store. Online orders incur a $7.50 shipping surcharge. Coupon expires 8/27.

List price $549.99
Sale price $489.99
Coupon code MARCHING 20% off $100 purchase
Subtotal (after adding filler and applying coupon) was around $400
$80.00 in Kohl's cash issued
$50.00 mail in rebate
Net cost is about $270 for mixer and whatever your filler is.

Mixer comes in a variety of colors.

Product Features:
High-performance motor has direct-drive, all-steel gears.
Six-quart stainless steel bowl with a contoured handle.
Professional bowl lift design provides stable mixing.
Soft Start feature helps prevent ingredient splash-out.
14-cup Flour Power gauge selects correct power/capacity.
PowerKnead spiral dough hook rolls thick, heavy dough.
Flat beater with 67-point mixing action.
Wire whip covers 134 points to increase airflow.
10 mixing speeds make it perfect for any recipe.
What's Included:
6-quart stainless steel bowl
Spiral dough hook
Flat beater
Wire whip
Wide-chute pouring shield
Electronic speed sensor
Motor protection
Locked rotor protection
Product Care:
Bowl: dishwasher safe
Attachments: hand wash
Manufacturer's replacement warranty
Product Details:
575-watt motor
10 speeds
Accepts additional attachments
Model no. KP26M1X
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Appliance Deals

Kohl's Coupons
Daisy Rock Venus Guitar $382.98 by Amazon
Added on : Monday August 25th 2014 06:00:11 AM
g: 0 Posted By: Goldie53
Views: 7 Replies: 0 http://www.amazon.com/Daisy-Rock-Venus-Guitar-Vintage/dp/B0009H7...
List Price: $629.00 Price: $382.98&FREE Shipping.Details You Save: $246.02 (39%)


Daisy Rock's exclusive "Slim & Narrow" neck design makes it easier for girls with smaller hands to play the guitar.
Lightweight construction makes the guitar easier to manage and more comfortable to play.
A push-pull tone control "taps" the humbuckers to add single-coil sounds for sonic versatility.
Set-neck construction for increased sustain and stability.
Grover tuners and a fully adjustable tune-o-matic bridge with stop bar help ensure rock solid tuning.


fulfilled through Amazon
Craftsman Compound Action Pruner $9.99 @ Sears
Added on : Sunday August 24th 2014 08:00:12 PM
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 Gears increase leverage of every cut to help cut through branches
Hard chrome steel bypass blade resists corrosion
Center-lock design for easy opening and closing
3/4-in. cutting capacity

www.sears.com/craftsman-compound-action-pruner-cr-2807/p-0712903...
Chase Freedom Limit Increase
Added on : Sunday August 24th 2014 06:00:30 AM
g: 0 Posted By: ultratwdavis
Views: 12 Replies: 1 So I've had my Freedom card for 2.5 years and have a limit of $500, I got it when I was 18, and have kept a max balance for almost all of the time of me having it, which boiled down to my low income and bad spending habits, but my I just got a new job and my income is around $2200/month.
I've had 2 late payments.


I am going to pay down my balance to around $200 tomorrow and ask for a CLI on Thursday. What do you think my chances are and what amount do you think?

I am planning to use this card for business from
now on and the balance will be paid in full immediately and frequently, so a nice sized increase would be great, probably to around $3k-$4k.


Anyone able to gimme some input?


Thanks!
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g: 0 Posted By: ctgolfer
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g: 0 Posted By: m2go
Views: 242 Replies: 1 I bought a camera recently to take on a trip (Canon refurb S100, recently found on FW ) and it died -- probably a long term effect of getting splashed by the blow back from a water fallI was taking a picture of...

Anyway, I'm looking at the AMEX Purchase Protection plan and since PP insurance is secondary, they want all details for my homeowners/renter's insurance, incl. policy, adjuster/agent name & phone number etc., if I have one.

Knowing that a friend of mine once called his homeowner's insurance about a stolen camera (no, it was not covered; yes, it was a claim; yes, his insurance supposedly went up), I am a bit hesitant about submitting a claim (I once got $300for my parked car getting hit, and then had that claim push me into the next rating tier for an aggregate $3000 over 3 years).

So, I wonder...can anybody share their experiences here... all I can read is that PP claims generally went smoothly. Did all those folks not have insurance? Not worry? Not gotten their next policy renewal for their primary insurance showing an increased premium?

I'm tempted to call my insurance and ask - but I have read that even that question gets written up as a claim...

So, inquiring minds want to know.... to file AMEX PP with primary insurance details, or not, and what to expect?

Thanks!
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g: -1 Posted By: pj737
Views: 197 Replies: 13 The point of this ridiculously long-winded analysis is to determine the true cost to OPERATE (not own) an average-priced vehicle with average depreciation (per mile driven) and average fuel efficiency. Long story short, I did this analysis to convince my best friend to not buy a home in the suburbs... he is looking to buy a home that's about 30 miles from his place of employment. His wife also commutes into town for work. He owns a 2011 Toyota Tacoma and she drives a 2010 Lexus ES - they own them F&C. Between both cars, they average about 20 mpg. I'm trying to convince him to buy in town or close to town to cut his commute to <5 miles. However, the home that's 30 miles away is about $200K less for essentially the exact same size home in town (safety/crime is similar in both areas); the home in town is older but is in move in condition. He can afford the $200K price difference based on his earnings. Their daughter also attends private school in town so there is no benefit from a school district perspective. The commute time if they lived in town is <10 minutes each way. The suburbs is 75 minutes in each direction and that's with no stalled vehicles or accidents.

Most of the blogs I've read online (and I've forwarded to him) that argue the insane cost of commuting take into consideration the operating cost AND ownership costs into one figure. In addition to depreciation due to mileage put on the car, fuel, maintenance, etc, they would also factor in things like financing, depreciation due to vehicle age, parking, registration, motor vehicle taxes, etc and then come to a general cost per mile of ownership based on X miles driven (typically it's 15,000 miles). Those numbers vary but generally come in at about 61 cents/mile. Obviously, that number is seriously flawed if you only want to know what it costs to operate that vehicle and drive it X miles. I believe it's impractical for most people to not own a car; knowing what it costs to own it is one thing... but understanding what it costs to pull it out of the driveway and drive it X miles is critical when making decisions about investing in a home many miles away from ones' place of employment.

For sake of argument this applies to those that MUST own a car simply because they don't want to rely on bicycles, mopeds, motorcycles or any form of public transportation to commute. This applies to those that are looking at the true financial costs of commuting longer distances to work/entertainment/etc as a trade off to having lower cost housing in the suburbs/"commuter" neighborhoods.

The first consideration is depreciation... and not the kind of depreciation due to your car getting old but rather depreciation due to miles being put on the car itself. First, we need to determine the cost of an "average" car... and that comes to $31,800 as of last year. I specifically searched on KBB the resale value of cars including Toyota, Ford, Honda, Lexus, Kia and GM that were close to the $31,800 in value as new in 2013. The zipcode entered into the KBB site is in Los Angeles. For sake of ascertaining an accurate depreciation per mile we will use the "baseline" mileage at 3,000/miles per year (i.e. this is the minimum mileage I'm assuming anyone that owns a car will drive and all costs incurred per mile in this analysis are over the 3,000 mile baseline). I used 2011 model year cars for examples on each one; this would mean the car was on the road for roughly 4 years on average. I used 12 different models from 6 different makes all priced (today) at around $32K new. I inputted 3K, 8K, 10K, 12K, 14K, 16K, 18K, 20K, 22K and 24K miles and recorded the difference in value for each. Drivers that put only 3 - 8K miles year only depreciated by 8.1 cents per mile over 3,000 miles. I found that the mileage depreciation between 8,000-12,000 miles averaged about 10.6 cents/mile but when we jumped from 12,000 miles to 16,000 miles the extra 4,000 miles a year cost the owner 11.8 cents/mile hit on value ($472 depreciation). Between 15,000 and 18,000 it jumped up to 12.7 cents/mile average. Over 18,000 miles/year the cost per mile plateaued and was fairly linear in the mid 12-cent/mile range through 24,000 miles. A very conservative average between all the cars and all mileage ranges came in at about 11.4 cents so we will use this figure as the true depreciation per mile driven for all cars that have at least 3,000 miles a year being put on them. Note that older economy cars will realize depreciation rates as low as 7 cents/mile... However the same can be said on the upside where newer luxury cars will see an average 15-22 cent/mile depreciation (I tried to input some luxury cars as well that were priced at $50-$60K). I think 11.4 cents mile is on the low side but let's stick with that for the purpose of this analysis. COST OF DEPRECIATION PER MILE DRIVEN FOR CARS THAT TRAVEL MORE THAN 3,000 MILES ANNUALLY - 11.4 cents

Fuel - yes, I know you can buy a Prius that gets significantly better mpg than an average vehicle but there are many vehicles that get more than 20-30% lower mpg than the average car. I owned a Prius and only averaged 37 mpg which is no where near the EPA estimate of 50. So one needs to consider the TRUE mpg to ascertain the cost per mile in fuel consumption The average car gets 24.9 mpg and this is based on EPA estimates; in reality people will be putting well over a gallon of gas in to travel 24.9 miles. In fact, sitting in slow-moving bumper-to-bumper traffic kills EPA estimates by a good margin. But to stay conservative, we'll use that figure 24.9 figure. 24.9 mpg translates to 15.1 cents per mile at $3.77/gallon (national average). I pay over $4.35 for fuel where I live but again, averages trump real world for the sake of argument. COST OF FUEL PER MILE - 15.1 cents

Average maintenance cost for a vehicle is roughly 5.3 cents/mile. There are countless studies that break this data down and this is simply an average. It varies from as low as 4.1 cents to as high as 6.8 cents with the most common coming in at about 5.2-5.5 cents. This includes tire replacement, wiper replacement, oil changes, filter changes, wear and tear/maintenance of vehicle components, etc. COST OF MAINTENANCE PER MILE - 5.3 cents

Insurance costs are slightly lower for those that commute less. There are insurance companies that base their rates on miles driven and others that give discounts for those that put a relatively low number of miles on their cars. I had to check with my Allstate provider to see if there would be a difference and it was small... an increase of about $85/year if I doubled my mileage from my current 6,500 to 13,000 (I felt a little ripped off when I was told this). Based on that information, I would assume it's safe to say that one could save at least $85/year on premiums if they cut their commute by 6,500 miles. This translates to 1.3 cents/mile in hard costs. COST OF INSURANCE FOR MILES DRIVEN - 1.3 cents

Driving infractions/tickets/etc... Now this one is a tough one. Obviously the more you drive the more likely you are to be pulled over and be ticketed. While some people have never received a ticket in their lives others get tickets every year. According to national law enforcement statistics, of the 195 million licensed drivers on the road in the US, 41 million of them are getting ticketed every year on average. That's roughly a 1 in 5 chance of getting a ticket every year. The average cost of a ticket is $155. Insurance rates increase an average of $320/year based on one speeding ticket going 15 miles over the speed limit. So if there is a 1 in 5 chance you'll get a speeding ticket in a year and that cost will run you $475 that translates to an "average" of $95/year on speeding infraction costs. If the average driver traverses 13,476/miles of roadway in a year that translates to 0.7 cents mile for infractions and this means getting a ticket only once every 5 years... which I could imagine is pretty low and conservative. COST PER MILE FOR TICKETS FOR DRIVING INFRACTIONS - 0.7 cents

Accidents - here is another tough one. Personal costs of injury and property damage are extremely hard to average as they can vary by a huge margin. Especially because some people can go decades without a single incident. The car industry purports that the average driver only gets into a "significant" car accident every 17.9 years or roughly 3.5 times in a lifetime. The average cost of these accidents is $23,450 of which only a small portion (assuming you're insured) comes from the driver's pocket. Assuming deductible costs, time lost, personal injury, repairs/rental not covered by insurance, etc, we'll very conservatively peg this cost at $1,000/per "significant" accident as a direct cost to the driver.That's $3,500 over a lifetime. Over 843,600 miles (what the average person drives over a lifetime), that comes to 0.4 cents/mile. Again this is a very low figure and does not take into account countless minor fender benders which can easily cost several hundreds up to a couple thousand to repair especially if you didn't want to report this to insurance in fear your rates will go up. COST PER MILE FOR ACCIDENTS - 0.4 cents

Toll roads - Depending on where you live and work, toll roads can easily add 5-10 cents/mile on to your commute... possibly much more. However, this isn't applicable everywhere (we have no toll roads in my state) so I am leaving this one out of the equation. If you live in an area that requires you to traverse toll roads you'll have to include this in your calculations.

Total cost to OPERATE a vehicle PER MILE (over 3,000 miles/year) not including toll roads - 34.2 cents per mile.

The point of getting this average is so people can better calculate their finances should they decide to live in a commuter city/neighborhood or suburb vs living in or near the urban core. One could point out that you could save much more if you don't buy a car at all. That's very true. The 34.2 cents/mile operating cost is only about half the cost of total ownership and operations but this is the cost of the mileage applied to a car you already own and need. Note that if you own a newer luxury model that gets not-so-stellar fuel efficiency, the 34.2 cents/mile can easily exceed 50 cents/mile on operating costs only. To be fair, I did an analysis on an older (12 years old) more fuel efficient economy car (35 mpg) with an original purchase price of $20,000 and the cost to operate dropped to a low of 21 cents/mile. But this is an extreme example on the low end and not realistic for most. I think most people that can afford to buy a home will own cars that are at least "average" priced and aged.

Now that I know what it costs to take the average car one mile on the road, I wanted to see just how this impacts housing prices and rents. To be fair, the overwhelming amount of people that live in town also commute shorter distances to entertainment venues, restaurants, places of interest, etc etc. So if there are 241 work days in a year it's fair to add another 52 days of commuting into town per year (that's one extra drive into town PER WEEK, which is very conservative, in my opinion). That means 293 days of commuting into town for the average person (driving into town an average of 5.6 times/week). If that average person lives 30 miles from town, that's 293 days x 30 miles x 2 trips = 17,580 miles. If one lived in town, and had a 5 mile commute, this comes to 293 days x 5 miles x 2 trips = 2,930 miles. So while the person living 30 miles from work is commuting 12,050 MORE miles every year (work commute only) than the person that lives 5 miles from work, they are also driving an additional 2,600 miles year because of their proximity to places they need to drive to that are outside of their place of employment. So for every individual mile one lives further from work (2 mile round trip commute) it translates into $200.41/year in direct costs for ONE car (293 days x 1 mile x 2 trips x 34.2 cents = $200.41/year). If it's two cars commuting (which is more common in households these days), you are looking at double that or $400.82/year.

$1,000 in mortgage costs @ 4.5% amortized over 30 years is $4.21/mo or $50.52/year. So for every one mile you live further from work/play, this translates into $3,966 in additional home purchase price you can afford or $16.70 in additional rent you could afford. If you have two cars making the same commute, double that to $7,934 in home value or $33.40 in rent for every single mile you live further from work. Many people in my place of employment chose to live ~30 miles or more away where housing is cheaper. If the difference from my 5-mile commute is 25 miles traveled (50 miles/day), it comes to $99,150 in mortgage and $835/mo in rent. and you'll have to double that to $198,300 in additional mortgage they could afford and $1,670/mo in additional rent they could afford if they had a two-car household. This does not even consider that of your mortgage payment roughly 1/3 of the payment goes back to your pocket in principal payments (i.e. forced savings) and the other 2/3 of the mortgage payment is (at least for now) 100% tax deductible. Arguably, if you look at the bottom line (forced savings + tax deduction benefit assuming a conservative 30% state and fed combined tax rate), each mile you live further from work translates to roughly $7,100 in additional mortgage payments one could afford for each and every car attached to that home that makes that work commute. All while your mortgage is fixed and your car's operating costs continue to increase over the years. Assuming the above assumptions are accurate, living 10 miles closer to your job can allow you to afford $71K more in a house purchase and that's just with one car. Double that for a two-car commuting family and quadruple it to $284K for the same family living 20 miles from work.

These numbers are absolutely staggering to me and I can't help but think my math and/or assumptions are off somewhere. But it definitely enforces my argument that my friend should buy in town. For those that managed to make it through all this, please chime in and offer any corrections to my reasoning. Yes, I understand there are many assumptions made here but again, the purpose of this post is to get an average figure most people can relate to. I think very few people actually consider the real cost of driving and they end up making mistakes by either buying or renting far distances from their place of employment and other desired activities because they assume they are saving money by doing so. This analysis only takes into account the direct financial costs of driving longer distances... it doesn't take into account the plethora of other considerations (which I find vastly more important) like compromised health and well-being, increased stress, quality time away from family/friends/gym/activities/alone time/relaxing/sleep, etc etc. Sitting in traffic for hours on end every day is a huge quality of life issue for me personally, money aside. If the 30 mile commute was FREE, I would still pay the $200K difference.
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g: 0 Posted By: m2go
Views: 88 Replies: 0 I bought a camera recently to take on a trip (Canon refurb S100, recently found on FW ) and it died -- probably a long term effect of getting splashed by the blow back from a water fallI was taking a picture of...

Anyway, I'm looking at the AMEX Purchase Protection plan and since PP insurance is secondary, they want all details for my homeowners/renter's insurance, incl. policy, adjuster/agent name & phone number etc., if I have one.

Knowing that a friend of mine once called his homeowner's insurance about a stolen camera (no, it was not covered; yes, it was a claim; yes, his insurance supposedly went up), I am a bit hesitant about submitting a claim (I once got $300for my parked car getting hit, and then had that claim push me into the next rating tier for an aggregate $3000 over 3 years).

So, I wonder...can anybody share their experiences here... all I can read is that PP claims generally went smoothly. Did all those folks not have insurance? Not worry? Not gotten their next policy renewal for their primary insurance showing an increased premium?

I'm tempted to call my insurance and ask - but I have read that even that question gets written up as a claim...

So, inquiring minds want to know.... to file AMEX PP with primary insurance details, or not, and what to expect?

Thanks!
g: 0 Posted By: DizzyT71
Views: 213 Replies: 0 NeweggFlash has theJBL Studio 180 6.5 JBL Studio 180 6.5" 3-Way Floorstanding Speakeron sale for $79.99 with free shipping.

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6.5" (165mm) Low-Frequency Transducer
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g: 0 Posted By: DizzyT71
Views: 101 Replies: 0 Thirty48 via Rakuten has theirUnisex Compression Sleeves with Catalyst AF Designon sale for $19.99 - $8.00 coupon code "3048" = $11.99 with free shipping.

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g: 0 Posted By: ctgolfer
Views: 67 Replies: 0 Sold by Dextra Tools and Fulfilled by Amazon

free shipping with Prime or on $35+

All in one--26 bits & 1 magnetic bit holder for most household jobs
Dextra lithium-ion battery will be fully charged in one hour
Adjustable two-position handle lets you work in tight spaces
6+1 Clutch settings provide precision torque adjustment for exact drive depths
LED work light for increased visibility in dark areas

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g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 Ryobu One+ 18-Volt Lithium-Ion Combo Kit (3-Tool) $129 + Free shipping @ HomeDepot

http://www.homedepot.com/p/Ryobi-One-Plus-18-Volt-Lithium-Ion-Co...


PRODUCT OVERVIEW
Model # P899
Internet # 204011975

Ryobi 18-Volt ONE+ introduces lithium-ion performance at Ni-Cd prices. Available online only while supplies last, purchase this 3-Piece lithium-ion Combo Kit which includes a drill/driver, impact driver, circular saw, two lithium-ion batteries, and an IntelliPort dual chemistry charger. The drill includes a 1/2 in. heavy-duty single sleeve, keyless chuck with 24 position clutch to match your drilling and driving needs. The circular saw features the Exact Line laser which automatically activates for improved cutting accuracy. The impact driver features a Tri-Beam LED light system that eliminates shadows on work pieces. The bits are fast and easy to reload and the MagTray is perfect for holding bits and screws for many jobs.

California residents: seeProposition 65 information

Drill/Driver has a compact design that fits into small spaces, ideal for hard to reach areas
Drill/Driver has a LED light that illuminates work surfaces for increased visibility
Impact driver delivers 1,500 in. lbs. of torque for the most demanding applications
Impact driver features a 1/4 in. quick coupler for easy bit changes and also features auto-load chuck for fast, easy one-handed bit loading and ejecting
Impact driver features a Tri-beam LED provides optimum illumination and eliminates shadows on work surface
Circular saw features a 5-1/2 in. carbide tipped blade for extended blade life
Spindle lock with on-board wrench storage for quick and easy blade changes
Batteries are compatible with all RYOBI 18-volt one plus products
Compact lithium-ion battery compared to 18-volt Ni-Cd (P100): UP to 20% more runtime
Includes (2) P102 18-volt one plus compact lithium-ion batteries; also works with these batteries (P100, P102, P103, P104, P105, P107, P108) and chargers (P113, P114, P117, P131, P125)
Intelliport charger is conditioned for peak performance and will charge within one hour

g: 0 Posted By: ctgolfer
Views: 118 Replies: 0 49-1/2" screen (measured diagonally from corner to corner)
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Arrow Newport 10 ft. x 8 ft. Steel Shed $318 @ Home Depot
Added on : Saturday August 16th 2014 07:00:05 AM
g: 0 Posted By: ctgolfer
Views: 176 Replies: 1 thanks and credit to FW member Willworkforfood


Durable galvanized steel construction withstands heavy winds and snow loads for long-lasting use
444 cu. ft. storage capacity provides space to stow your gardening tools and yard equipment when not in use
Includes floor frame kit for a plywood floor finish wood not included
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Dimensions: 10 ft. x 8 ft.
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g: 0 Posted By: ctgolfer
Views: 55 Replies: 0 use promo code: SEARS2014

Craftsman C3 drill driver kit with lithium ion includes: Drill, dual ended bit, battery and charger
in. sleeve accommodates bits big and small
Dual gear settings deliver high toque (0-400 RPM) and high speed (0-1,400 RPM) settings
Ergonomic design delivers grip and limits fatigue
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g: 0 Posted By: ctgolfer
Views: 134 Replies: 0 use promo code: VCO and check out with Visa

Brand
Crucial
Series
MX100
Model
CT256MX100SSD1
Device Type
Internal Solid State Drive (SSD)
Used For
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Physical
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256GB
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Interface
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Controller
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Height
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g: 0 Posted By: ctgolfer
Views: 128 Replies: 0 Powerful variable speed motor produces 0-600 RPM to handle a variety of drilling and driving applications
3/8" Keyless Chuck hand tightens bits fast and securely
Micro-texture overmold grip for added comfort and increased tactile control
Forward/Reverse Switch for easy direction changes
On-board bit storage keeps bits easily accessible
Includes Compact Lithium-Ion battery and multi-chemistry charger


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g: 0 Posted By: DizzyT71
Views: 288 Replies: 0 WalMart has theStanley 252-Piece Mechanics Set (STMT72645)on sale for $41.00 with free store pickup.

Compare at Amazon for $89.49 shipped.

Full polished chrome finish for anti-corrosion protection
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Contains everything for your automotive needs


4.7/5 Stars based on 53 customer reviews on product page.
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g: 0 Posted By: bighitter
Views: 38 Replies: 0 According to this recent article atBloomberg "An employee who completes $1.6 million of loans in a month would earn a base commission of $11,200, up from $10,800

This compensation to residential loan officers for filling out an application and soliciting Realtors to steer their buyers to Wells Fargo for home loans seems excessive to me. I'm not singling out Wells Fargo for criticism -- I would imagine all the banks are offering similar compensation to their residential loan staff.

Based upon this quote from the article about incentives from other Wells Fargo employees, probably not a good idea to rely on any bank employee's recommendation about good loan programs without shopping around independently on your own behalf.
:
"Thats putting more emphasis on loan officers who draw referrals from local real estate agents, home builders and even employees within their organization. The banks plan increases the incentive for referrals from other Wells Fargo employees."
Discussion Deals
g: 2 Posted By: remick
Views: 217 Replies: 0 12000 Word Scramble Puzzles to Improve Your IQ
http://www.amazon.com/dp/B00GL4IKUG/

SOLVING WORD SCRAMBLE PUZZLES IS ONE OF THE BEST WAYS TO MAINTAIN THE BRAIN IN TOP OPERATING CONDITIONS. THE LETTERS IN 12,000 WORDS ARE SCRAMBLED IN ABC ORDER. SOLUTIONS ARE GIVEN FOR ALL PUZZLES. Overall Benefits of Solving Word Puzzles
Improved Effective IQ
The title indicates that these Scramble puzzles are designed To Improve Your IQ. Intelligence Quotient IQ is a scientific assessment of your intelligence. Your IQ is determined by measuring your problem solving abilities, memory, general knowledge, and spatial imagery. The average God-given IQ of an adult is 150. It cannot be increased by medical science, because of the microbiology of the brain. It can, however, be improved. The average effective (day-to-day) IQ is only 100-110, mostly due to neglect lack of brain exercises. Therefore, if you exercise your brain, you can increase your effective IQ. Word puzzles, such as Scramble, provide the necessary mental activity.
Mental Exercise
Word puzzles help expand vocabulary, strengthen word recall, and improve memory. You do not realize while you are working puzzles that you are using thinking skills. Your brain learns new skills and acquires knowledge throughout your life. Mastering puzzle-solving skills improves your thinking.
Scramble puzzles will improve your focus and attention. When you are working on a puzzle, you need an environment that is relatively free of distractions. Puzzle solving is a solitary activity. The concentrated attention you must give to the solution of a Scramble is an excellent skill to develop which can help you in many areas of your life.
Deduction is an important critical thinking skill. Scramble puzzles provide you with an opportunity to learn organizational skill as you apply different solution methods. Practicing the process of elimination seeking and finding possible answers, also requires deduction.
Scramble puzzles provide you with an activity that is not only fun, but also mentally challenging. Your brain needs regular playtime to form new patterns and complex neural networks naturally. Your mind requires nurturing just like your body. After all, exercise is not just about jumping jacks and free-weights. Both your body and your mind need stimulation and exercise. Puzzles are great for mind maintenance and mental stimulation.




10000 Hard Spellrex Puzzles to Improve Your IQ [Kindle Edition]
http://www.amazon.com/dp/B00LJAYYES

As indicated on the cover, this book contains ten thousand hard Spellrex puzzles designed to improve your IQ. Spellrex puzzles are missing letter word games; there are blanks indicating the missing letters. The goal is to find the missing letter(s) and complete the word. Each page in this book contains 40 puzzles and can have from one to four solutions, depending on the level of difficulty. Puzzles are classified by level, from easy to expert. Answers are in reverse order at the bottom of each page.
How to Use This Book
This book of Spellrex puzzles was created with the objective of providing educators, students, and adults with puzzles to stimulate the mind and provide enjoyment. The puzzles are not hard: they do not need long, complicated directions with many examples. One of the benefits of Spellrex puzzles is their entertainment value. So try the methods for solving we have provided for you, or discover one of your own. Either way, the ten thousand puzzles provided are sure to give you days of challenging fun.
Whom Spellrex Puzzles Are For
Educators and Students
Spellrex puzzles can increase vocabulary and improve students spelling skills. There are always new words to learn as you stretch your mind finding the missing letters to fill in the blanks. Spellrex puzzles also strengthen word recall and improve memory.
Seniors
According to the Alzheimer's Association, . . . higher levels of education appear to be somewhat protected against Alzheimer's, possibly because brain cells and their connections are stronger." Spellrex puzzles can keep the brain alert and active.
Everyone
Whatever your age, education level, or ability, Spellrex puzzles can benefit you with their entertainment value and the ability to influence your IQ.



500 Word Snake Puzzles To Improve Your IQ
http://www.amazon.com/dp/B00KFU70IK

Welcome to the world of Word Snake puzzles! All puzzles are fun and entertaining, and this newly created puzzle idea is interesting and stimulating for all ages. Word Snake puzzles not only help you learn new words and definitions, they can improve your memory, increase your effective IQ, enhance your language skills, and exercise your minds muscles for long-term learning.
What is a Word Snake Puzzle?
A Word Snake puzzle is an overlapping words puzzle. Each puzzle is a string of 127 letters. The word overlap is from one to four letters. The objective is the find consecutive overlapping words by following the string from beginning to end. For example, in the string DEVOTIONICES, one finds the words DEVOTION, I, ION, ON, NICE, ICE, and ICES.
Why Do Word Puzzles?
Word puzzles help the mind.
The health benefits of word and logic puzzles can prove worthwhile. Your brain needs regular playtime to form new patterns and complex neural networks naturally. Word puzzles require brain exertion (exercise). Therefore, word puzzles improve memory and encourage better brain function. This can lead to more brainpower, increased skill, and improved concentration and memory.
Scientists have found that the brain actually reorganizes itself in response to new challenges, and a word puzzle provides a challenge. In addition, word puzzles are good for your minds cognitive (thinking and memory) development.
Word puzzles teach problem-solving skills.
Playing puzzles affects the thinking side of your brain, which forces you to solve problems logically. The skill of effective problem solving is a valuable and important one. A puzzle cannot be completed by cheating! An answer is either right or wrong. Therefore, word puzzles teach you to use your own mind to figure out how to think in a logical way to solve problems.
Word puzzles teach perseverance.
Word puzzles can be challenging, requiring practice makes perfect mentality with repeated attempts at solution. The persistence required to continue attempting a challenging puzzle after repeated failures is a great lesson. In addition, once you see how to complete the puzzle very quickly, you still need to practice. Practice is necessary to master the way chosen to solve the puzzle. This teaches you to focus.
Word puzzles teach critical thinking skills.
Working word puzzles requires an alert mind. Word puzzles promote thinking and stimulate the brain. They encourage the mind to exercise and sharpen cognitive skills.
Deduction is an important critical thinking skill. The puzzles in this book are perfect for learning organizational skills and practicing the process of elimination. Answers need to be sought and found. Thus, you must focus to deduce answers.
Working independently on a puzzle helps develop a sense of responsibility. As you work word puzzles, you will often develop a strategy to work each puzzle faster and more efficiently. This helps you learn to achieve small goals as a means toward a larger goal. Building an individual learning strategy helps you reach conclusions, an important critical thinking skill.



Lapple Puzzle Book #1: 1000 Overlapping Words Puzzles (LAPPLE IQ PUZZLES)
http://www.amazon.com/dp/B00FKR7PXI

HAVE INFINITE FUN WITH SOLVING LAPPLE PUZZLES & PUT YOUR BRAIN IN TOP OPERATING CONDITION! SOLUTIONS ARE PROVIDED FOR EACH PUZZLE.
Welcome to the world of lapple puzzles! All puzzles are fun and entertaining, and this newly created puzzle idea is interesting and stimulating for all ages. Lapple puzzles not only help you learn new words and definitions, they can improve your memory, increase your effective IQ, enhance your language skills, and exercise your minds muscles for long-term learning.
What is a Lapple Puzzle?
A lapple puzzle is an overLAPPing words puzzle. Each puzzle is a string of 127 letters. The word overlap is from one to four letters. The objective is the find consecutive overlapping words by following the string from beginning to end. For example, in the string DEVOTIONICES, one finds the words DEVOTION, I, ION, ON, NICE, ICE, and ICES.
Why Do Word Puzzles?
1. Word puzzles help the mind.
The health benefits of word and logic puzzles can prove worthwhile. Your brain needs regular playtime to form new patterns and complex neural networks naturally. Word puzzles require brain exertion (exercise). Therefore, word puzzles improve memory and encourage better brain function. This can lead to more brainpower, increased skill, and improved concentration and memory.
Scientists have found that the brain actually reorganizes itself in response to new challenges, and a word puzzle provides a challenge. In addition, word puzzles are good for your minds cognitive (thinking and memory) development.
2. Word puzzles teach problem-solving skills.
Playing puzzles affects the thinking side of your brain, which forces you to solve problems logically. The skill of effective problem solving is a valuable and important one. A puzzle cannot be completed by cheating! An answer is either right or wrong. Therefore, word puzzles teach you to use your own mind to figure out how to think in a logical way to solve problems.
3. Word puzzles teach perseverance.
Word puzzles can be challenging, requiring practice makes perfect mentality with repeated attempts at solution. The persistence required to continue attempting a challenging puzzle after repeated failures is a great lesson. In addition, once you see how to complete the puzzle very quickly, you still need to practice. Practice is necessary to master the way chosen to solve the puzzle. This teaches you to focus.
4. Word puzzles teach critical thinking skills.
Working word puzzles requires an alert mind. Word puzzles promote thinking and stimulate the brain. They encourage the mind to exercise and sharpen cognitive skills.
Deduction is an important critical thinking skill. The puzzles in this book are perfect for learning organizational skills and practicing the process of elimination. Answers need to be sought and found. Thus, you must focus to deduce answers.
Working independently on a puzzle helps develop a sense of responsibility. As you work word puzzles, you will often develop a strategy to work each puzzle faster and more efficiently. This helps you learn to achieve small goals as a means toward a larger goal. Building an individual learning strategy helps you reach conclusions, an important critical thinking skill.
5. Word puzzles build self-confidence.
Solving puzzles teaches the ability to overcome problems. A puzzle solver usually gets frustrated at first when they try to solve puzzles, but that feeling lessens as they solve more and more puzzles. When you finally solve a puzzle, you experience a sense of accomplishment.
Once you successfully complete a puzzle, you will most likely be happy to try another one. Then, the more you complete word puzzles, the more you will be able to do so quickly. If you have fun and success in word games, you will feel more secure and comfortable, and thus more self-confident.
The lapple puzzles in this book teach the importance of how to work through difficulties and cope with impatience or anxiety.



Puzzles for Alzheimer's Patients
http://www.amazon.com/dp/B00KKUUYII/

PUZZLES FOR ALZHEIMER'S PATIENTS IS FROM GRADE 2 ON TO ANY AGE PERSON IN NEED OF LIGHT PUZZLES FOR BRAIN IMPROVEMENT AND MAINTENANCE. THE DIAGONAL WORD SQUARE PUZZLE HAS A WORD IN EACH ROW AND ON THE DIAGONAL WITH SOME LETTERS REMOVED IN A RANDOM FASHION. THE OBJECTIVE IS TO COMPLETE THE SQUARE. SOME PUZZLES MAY HAVE MORE THAN ONE SOLUTION.
THE FOLLOWING PUZZLE TYPES ARE IN THIS BOOK:
3x3 DIAGONAL WORD SQUARE PUZZLES
4x4 DIAGONAL WORD SQUARE PUZZLES
5x5 DIAGONAL WORD SQUARE PUZZLES
THERE ARE 760 PUZZLES IN THE BOOK ALTOGETHER PROVIDING ENDLESS FUN.



BASEBALL TRIVIA
http://www.amazon.com/dp/B00DIOQC7A

Do you know which catcher has the highest batting average in a season? Or which rookie holds the record for the most strikeouts in a season?
This challenging trivia book will give you and your friends hours of fun! Break it out the next time your know-it-all buddy starts bragging about how he knows everything there is to know about baseball.



SPORTS TRIVIA (Sorta-Easy Edition)
http://www.amazon.com/dp/B00EZAYBVU/

Who is the only NBA player to average more than 50 points per game in a season?
Which football team won the first 2 Super Bowl games, in 1967 and 1968?
Which racehorse won the 1973 Belmont Stakes by an astonishing 31 lengths?
These are just 3 of the 201 challenging questions that will give hours of entertainment to you or the football fan in your life. This is the 9th book in the Todd Brock Trivia series... please check the other books out as well!



Popular Songs Word Search 150 Puzzles: Book 7
http://www.amazon.com/dp/B00MNU5VD6

This book contains 17x17 popular songs word search puzzles designed to improve your intelligence quotient (IQ). Songs performed by Elvis Presley, Frank Sinatra, The Beatles, Dolly Parton, Madonna, The Beach Boys and many more artists & bands. You cannot change your IQ; it is a measure of the intelligence you already have. However, the IQ you use on a daily basis your effective IQ can be increased. Doing so can help you be more successful in your personal relationships, as it increases your ability to solve and overcome problems. Additionally, you will find that as you increase your effective IQ, you can become more successful on your job as you strive to gain professional success. Each music themed puzzle has 20 titles for search. The puzzles are hard in difficulty.
This book contains 150 word search puzzles, with one puzzle on each page. The method for solving each puzzle should be familiar to you if you have worked word search puzzles before. However, the format is unique. Each puzzle has 20 words listed in a table. The word search puzzle is above the list of words in a box of letter squares seventeen letters by seventeen letters. The solutions can be found vertically, horizontally, or diagonally, either forward or in reverse order.
How to Solve Word Search Puzzles
In order to achieve success at any task, one needs to know the best way to accomplish the goal of that task. With word search puzzle solving, the goal, of course, is to solve the puzzle. To do so, there are a number of methods one can use. They are as follows:
Take a Quick Look
Glance at the puzzle and mark the ones you see immediately first.
Develop a Strategy
As you work your word search puzzle, a strategy will help you to work faster and more efficiently
1) Check beginning letters.
One successful strategy is to look for the beginning letter of the word for which you are searching. Then look at the box immediately to the left and right, above and below, and in both diagonal directions for the remaining letters. At this point, you should see the complete word.
2) Work each row in one direction.
For example, work all the rows across first. Then choose another direction, maybe backwards across. Continue until the puzzle is completed.
3) Work the list.
Some word search puzzle solvers simply work down the list, looking for each word. Of course, you want to go ahead and mark any other words you see.
Work in sections.
Whichever method of solution you choose, work your word search puzzle in sections. You dont want to repeatedly do the same area of your puzzle.
Take a break.
If you get stuck, stop and come back to the puzzle later.
Work cooperatively.
You can work a puzzle as a cooperative effort. Working with someone else can be fun and make puzzle solving easier.



HOW TO STRATEGIZE FOR GAMES: game play, play game, play games, games play, games download, games to download, play games
http://www.amazon.com/dp/B00MMNGPAC/

Strategy games, do you play them, or are you an avid fan, well this book is for you. You will learn about the strategy game basics and quick glimpse in the wonderful world of strategy game. Educate yourself about campaigns and what every strategy game player should know. Educate yourself about campaigns and what every player should know. Campaign aspects and what characterize one, discover them in this book. Tutorials, do you know how to use them. Well read on, and learn how they will help you to have the best strategy game experience. Know the resources and how to use them to your advantage. Patterns will also be explored in this book as well as the consequences involved. Colonies and objectives is another aspect that will make the game experience better. Find out why objectives and colonies vary for every strategy game. Minions, wonder what that is, you definitely will find out by turning the page and learn about their role in strategy game. Need to know the spice and thrill in every strategy game, well read on. Minions, combats and forces work together learn how. Ever been a hero in a strategy game, no! Discover how and what it takes to be one. This book is a must read for all strategy games lovers.
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RCA 55" 1080p 120Hz LED HDTV $497 earn $95 back in SYWR points at Kmart
Added on : Thursday August 14th 2014 10:00:02 AM
g: 0 Posted By: bargainkid
Views: 25 Replies: 0 Kmart has the RCA 55" Class 1080p 120Hz Rear Lit LED Full HDTV - LED55G55R120Q for $497 but you earn $95 back in Shop Your Way Rewards points.
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OBOZ Men's Rimrock Mid BDry Backpacking Boots $80 Fs @ EMS
Added on : Wednesday August 13th 2014 10:00:05 PM
g: 0 Posted By: tedhawkins
Views: 140 Replies: 0 OBOZ Men's Rimrock Mid BDry Backpacking Boots $80 Fs @ EMS

http://www.ems.com/product/index.jsp?productId=24831186

OBOZ Men's Rimrock Mid BDry Backpacking Boots
Tackle challenging hikes with talus fields, creek crossings, and lots of vertical per mile with the Oboz Rimrock Mid BDry Hiking Boots. BFit lacing keeps your heel locked in place, carbon rubber provides solid traction, and the waterproof, breathable membrane keeps your feet dry.

Features/Benefits:

Nylon shank for support under the arch and forefoot flexibility
TPU chassis stabilizes, protects, and reduces foot fatigue without inhibiting forward flex
High-friction carbon rubber outsole with 4 mm lugs for long-term wet/dry traction; asymmetrical lug pattern for optimal propulsion and braking
Dual-density EVA midsole for cushioning and support
Oboz BDry waterproof, breathable membrane to keep water out and allow sweat to escape
Waterproof nubuck leather and highly abrasion-resistant textile upper
Structured BFit Deluxe footbed cradles and supports the foot, adds cushioning with soft pods of foam, and helps keeps the foot centered
BFit lacing system to hold heel in place inside the bootnests your foot into a well-formed heel pocket
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g: 0 Posted By: ctgolfer
Views: 154 Replies: 0 31-1/2" screen (measured diagonally from corner to corner)
A good size for a small living room, bedroom or dorm room.
LED displays perform well in all lighting conditions
They also deliver plasma-like deep blacks and rich colors.
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Watch broadcast TV and DVDs in high definition.
60Hz refresh rate
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High-contrast backlight control
DynaLight backlight technology delivers a wider color spectrum and rich dark-scene detail.
Reduce game controller delay
Experience hair-trigger response times when you enable Game Mode.
View photos on the big screen
Simply connect your camera directly to HDTV with a USB cable, or use a USB flash drive to access multimedia files and listen to music. USB cable sold separately.
Advanced TV sound
Two speakers deliver 14W of output power and feature DTS TruSurround for a virtual surround sound experience.
Auto volume leveler
Prevents sudden increases in sound, especially for TV commercials and movie soundtracks.
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High-speed HDMI delivers an HD picture and digital surround sound in one convenient cable. HDMI cable sold separately.
1 USB input
Easily connect your digital camera, camcorder or other USB device.

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Craftsman Nextec 12.0 Volt Right Angle Impact Driver $39.96 @ Sears
Added on : Wednesday August 13th 2014 08:00:04 AM
g: 1 Posted By: ctgolfer
Views: 153 Replies: 1 Nextec 12.0 volt right angle impact driver includes: Impact driver, 12v DieHard lithium ion battery, charger, 4 drilling/driving bits and a storage case
Battery fuel gauge uses red, yellow and green LEDs to alert you to power reserve
2.2 lb. total weight increases maneuverability
700 in.-lbs. output loosens and unloosens rapidly
quick connect means fast bit swapping
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0-2100 RPM variable speed sinks screws and tightens bolts quick
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Backed by a 1 year limited warranty

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g: -1 Posted By: PowerLifterUSA
Views: 222 Replies: 2 http://www.sears.com/bestchoiceproducts-inversion-table-pro-delu...

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g: 0 Posted By: jkotharibot
Views: 72 Replies: 0 All fellow FW'ers.
I need advice on my recent experience and how to proceed or what do you think. Please be kind - Here is what happened:

1. I call them to book an urgent ticket - My dad passed away. (Prior to calling them - i called delta directly and got a price, but since I might need internal tickets to the country of travel (india), i thought of using them).
2. Agent starts with a price range(~$1600 range), while trying to book me a confirmed seat after 1 hrs of hold and wait - he comes with $3000 price tkt. I ask for bereavement fare / or something such that there is no change fee (delta was giving me this option).
3. I ask him to cancel it and suggest i am getting confirmed on delta for ~1800 range. He puts me on hold - after sometime - tells me - he is on phone with delta agent and all seats are full and not available. Gives me BS about - i should not worry abt money and get confirmed seats and i should make decision now - as the current airline is on hold and will confirm asap.
4. I confirm and pay them (he has price little north of $6k for 2 adults tkts+infant) - but then throws me a discount and charges me $6k round number.
5. Flight was for later in the night. (i called at 4 in morning PST).
6. During the day, my baby is not feeling well. I call to change the tkt by 1 day. Agents are not responding or putting me on long wait. After a long time, when i do get them and after long discussion, they say "i will be charged $2500 as cancellation fee" and after buying the new tkts - i still owe them $500 more.
7. I am given reason that airline is charging them cancellation fee. I ask if I can talk to airline and leave a note in system.
8. I call airline and explain the situation for change. They say " you tkts are flexi-fare (singapore airline) you can change as many time as you want - we dont charge". I ask agent to put note in system about this. I also find out - agent used some promo code- such that return tkt was free and they only paid for oneway, while booking. (I believe that to be the reason for such steep cancellation fee). I ask singapore agent - if they can credit money to me directly. They could not as it was booked by agent. I asked if they can credit the agent everything they way it was booked. They said yes - if agent calls.
9. I call MMYT again. Trying to talk to manager and explained the scenario. - She says best we can do is - $2500 change fee and whatever extra for the new ticket. I tell about my discussion with singapore air - she was like - doesnt matter - its within 24 hrs and we will charge you. (I was told its for inconvenience to them - "really??"). I remind her, that i had asked for bereavement fare booking - i should not be charged. No change in offer or attitude. I asked, if I could get credit for the amount - I will book myself for the new flight, since airline is not charging them and is willing to credit them the way they booked. I was told - NO.
10. So I end up booking next day flight and paying extra $500. I was not provided new invoice with details about change fee (cancellation fee or whatever they dubbed it as) - or new tkt price. Just one line Total fare is $6000 (previously paid)+$500.
11. In the meantime I had called delta 3-4 times - and was still able to get a confirmed seats with them for ~$1800 (increased during last call at 9pm) and agent said - we have lots of open seats - probably plane will fly not full. (I felt I was cheated during the first call where agent said he is on phone with delta and they dont have seats) and since they didnt want to credit back the money (when airline was ready to).
11. They book us in 2 different PNR's, as a result - we dont get seats together the whole trip (back and forth), no bassinet or meals (as requested).
12. On my way back - I logged into the airline (for mileage purpose) - and saw the invoice price for our tkts (which is now removed - once I escalated the issue for charging me change fee - not anywhere in there website). They had booked tkts for $704 per adult.
13. I sent numerous email all the time asking for invoice and price and in writting about $2500 change fee. What i was told - I didnt get in writting.
14. When I return back to US. I file dispute with Amex, on above grounds. During my followup - amex said - they agreed to credit and we are waiting to receive once we receive we will close the case. But when the resolution came - I was denied stating "merchant sent proof of my booking and travel". Here merchant shows $500 as cancellation fee.
15. I called and explain Amex again - my dispute is not tkt - its being lied about seat/price availability, poor service, charging me change fee (which is not listed as this big amount) and not giving me invoice, and overcharging (i provided amex proof of $704 paid for tkt). Agent opens case again.
16. Very next hrs - I receive email - amex made a decision - again closed and sided with merchant. I call and get this "Merchant responded saying - they will re-bill if amex favors client", so amex agreed to there side.
17. After convincing the amex agent again - I tell her that I am not happy with resolution. we agree to open the case again - but for partial amount. Basically change fee what i was told and actually charged. and fare diff (to delta at available time).

What I want to understand is: if the last dispute again comes in merchant favor, what are my options. Am I unreasonable to ask for fair pricing and not be charged such hugh change fee (which they are giving in writing as lower amount)? I had asked amex to ask them for call records to know, they lied on phone. What are my options.
They used the emotional status I was in to their benefit at max. I dont want them to walk away with this.

Thanks for all your responses in advance. Please stick to the topic, i really need advice.


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g: 0 Posted By: DizzyT71
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g: 0 Posted By: remick
Views: 232 Replies: 0 http://www.amazon.com/gp/product/B00GPSN2KG

As indicated on the cover, this book contains seventy-five hundred easy - short, grade school level - Scramblex puzzles. Medium & hard Scramblex puzzle books are also available. Scramblex puzzles are unscrambling word games. All the letters in a word are given, but out of order in ABC sorting. The goal is to unscramble the letters and find the hidden word. Each Scramblex in this book contains five to ten letters. There are twenty puzzles on each page with the answers in reverse order at the bottom of the page.
Overall Benefits of Solving Word Puzzles
Improved Effective IQ
The title indicates that these Scramblex puzzles are designed "To Improve Your IQ." Intelligence Quotient - IQ - is a scientific assessment of your intelligence. Your IQ is determined by measuring your problem solving abilities, memory, general knowledge, and spatial imagery. The average God-given IQ of an adult is 150. It cannot be increased by medical science, because of the microbiology of the brain. It can, however, be improved. The average effective (day-to-day) IQ is only 100-110, mostly due to neglect - lack of brain exercises. Therefore, if you exercise your brain, you can increase your effective IQ. Word puzzles, such as Scramblex, provide the necessary mental activity.
Mental Exercise
Word puzzles help expand vocabulary, strengthen word recall, and improve memory. You do not realize while you are working puzzles that you are using thinking skills. Your brain learns new skills and acquires knowledge throughout your life. Mastering puzzle-solving skills improves your thinking.
Scramblex puzzles will improve your focus and attention. When you are working on a puzzle, you need an environment that is relatively free of distractions. Puzzle solving is a solitary activity. The concentrated attention you must give to the solution of a Scramblex is an excellent skill to develop which can help you in many areas of your life.
Deduction is an important critical thinking skill. Scramblex puzzles provide you with an opportunity to learn organizational skill as you apply different solution methods. Practicing the process of elimination - seeking and finding possible answers, also requires deduction.
Scramblex puzzles provide you with an activity that is not only fun, but also mentally challenging. Your brain needs regular playtime to form new patterns and complex neural networks naturally. Your mind requires nurturing just like your body. After all, exercise is not just about jumping jacks and free-weights. Both your body and your mind need stimulation and exercise. Puzzles are great for mind maintenance and mental stimulation.
Benefits of Solving Scramblex Puzzles
Language Learning
Scramblex puzzles can increase vocabulary. There are always new words to learn as you stretch your mind unscrambling letters.
Mental Stimulation
According to the Alzheimer's Association, ". . . higher levels of education appear to be somewhat protected against Alzheimer's, possibly because brain cells and their connections are stronger." Scramblex puzzles can keep the brain alert and active.
Distraction
In an unpleasant situation, Scramblex puzzles can provide a necessary diversion, keeping ones mind from worrying. That is why people in airports, doctors offices, and hospitals (both patients and visitors) can be seen working puzzles.
Entertainment
Scramblex puzzles are entertaining. You will find yourself lost in the scrambled words, searching for possibilities and challenging yourself to complete each puzzle faster than the last.
How to Solve Scramblex Puzzles
Your mind searches for patterns. When you encounter a Scramblex puzzle, your mind immediately begins trying to arrange the letters into familiar words. Remember to practice combination letter sounds to solve the words; this is faster than writing out the letters.



also free

10000 Light Spellrex Puzzles to Improve Your IQ
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g: 0 Posted By: bighitter
Views: 96 Replies: 0 If you live in California and use prepaid phone service -- AB 1717 will impose a UUT tax on prepaid phone services. AB 1717 passed the Assembly. The bill will go the Senate Appropriations Committee in early August and then be voted on by the full Senate toward the end of August.

As a point of reference, UUT tax in my city is currently 6.5%. At this time I don't know whether there will be any additional taxes (911 surcharges etc) imposed above my city's UUT tax as a result of AB 1717.

Excerpts from MuniServices discussing AB 1717:

"On Wednesday, June 25th the Senate Governance and Finance Committee approved AB 1717 by a 6-0 vote with two important amendments. AB 1717 protects existing local taxes and establishes a uniform, state-wide collection mechanism for prepaid wireless services based on the point of sale for retail stores and known address for internet sales. ...Many California cities and counties impose a local UUT on the users of telecommunications services. Currently, prepaid wireless makes up 30% of the wireless market and over 50% of new wireless sales are prepaid. That trend is likely to increase. Each year, UUT public agencies are losing existing UUT as a result of more and more wireless customers switching from post-paid contracts to lower cost prepaid wireless service....Many California cities and counties impose a local utility users tax (or UUT) on the users of telecommunications services, and receive over $650 million a year in vital tax revenues. ...

"THE DIFFERENCE BETWEEN PREPAID AND POSTPAID
UUT is usually collected by the service providers from postpaid or contract customers, by including the UUT on the customers monthly invoices. However, with prepaid wireless, there is no contract and no monthly invoices, and the service is often sold by retailers to the users (e.g., WalMart, Target, etc.), rather than the service providers. Since approximately 70% of the prepaid transactions are sold by retailers, the bypass of our local UUT has become a major problem.

"COLLECTING, REMITTING, PROCESSING THE REVENUES
AB 1717 solves the collection problem by requiring California retailers to collect the local UUT at the same time that it collects the sales tax on its other retail products, based on the point of sale (whether from a store or over the internet). In some states that adopted similar legislation as AB 1717, the amount of state 911 taxes on prepaid wireless more than doubled.

"ACHIEVING ADMINISTRATIVE EASE AND EFFICIENCY
Under AB 1717, the local tax would be remitted to the BOE at the same time that the retailer remits its sales taxes to the BOE. The BOE would distribute the revenues to the locals. For administrative ease, however, the number of different UUT rates would be reduced to eight tiers, with almost no city losing more than % from its existing rate. AB 1717 could also be used as a mechanism for collecting the state 911 and CPUC surcharges."

SHOULD YOU WISH TO OPINE TO YOUR LEGISLATIVE REPRESENTATIVE:
California Legislators
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Sperry Top-Sider Stingray 2-Eye Boat Shoes - $39.99 w/ FS @ 6PM
Added on : Monday August 11th 2014 02:00:03 PM
g: 0 Posted By: hellokitty27
Views: 67 Replies: 0 6PM has the Sperry Top-Sider Stingray 2-Eye Boat Shoes for $39.99 w/ free shipping.

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g: 0 Posted By: ctgolfer
Views: 185 Replies: 0 use promo code: VCO and check out with Visa

SanDisk
Series
Ultra Plus
Model
SDSSDHP-128G-G25
Device Type
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Capacity
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Memory Components
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g: 0 Posted By: tedhawkins
Views: 172 Replies: 1 Vortex Riflescope Crossfire II 2-7x32 (V-Plex Reticle) Matte Black (Standard or Rimfire) + set of Vortex 1-Inch (MED) Riflescope Rings, a Vortex Hat $120 FS

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Deal Overview
Clearer. Tougher. Brighter. Our popular Crossfire riflescopes are completely redesigned and built to exceed the performance standards of similarly-priced riflescopes. Longer eye relief, a fast-focus eyepiece, fully multi-coated lenses and improved, resettable MOA turrets ensure optimal performance in the field. The hard anodized one-piece aircraft-grade aluminum tube is nitrogen purged and o-ring sealed for a lifetime of waterproof/fogproof performance. The Crossfires deliver -- and then some.

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* One-Piece Tube - Maximizes alignment for improved accuracy and optimum visual performance as well as strength and waterproofness.
* Aircraft-Grade Aluminum - Premium grade of aluminum, valued for fatigue resistance.
* Capped Turrets - Is less susceptible to accidental impact damage.
* Adjustable Objective - Uses an adjustment mechanism on the objective lens to fine-tune focus for the purpose of reducing parallax shooting error.
* Reset Turrets - Allow re-indexing of the turret housing to zero after sighting in the riflescope--generally requires use of a coin or wrench.
* Waterproof - o-ring seals prevent moisture, dust, and debris from getting inside the tube for reliable performance in all environments.
* Fogproof - Filled with nitrogen gas to inhibit internal fogging.
* Shockproof - Lenses are locked in place, fore and aft, with machined locking rings to remain in perfect alignment and withstand recoil and impact.
* Hard Anodized Finish - Hard-coat anodization is durable; the low-glare matte helps camouflage the shooter's position.
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g: 0 Posted By: ctgolfer
Views: 86 Replies: 0
Volume: 1220 cub in. / 20L
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g: 0 Posted By: ctgolfer
Views: 97 Replies: 0 use promo code: SEARS50 - code for $50 off appliances

This Kenmore chest freezer 1634 combines spacious storage room with organizational efficiency, whether you are freezing for bulk storage or easy to reach daily use. The low profile freezer holds up to 448 pounds of frozen goods and includes two Lift-Out Baskets with removable dividers for easy space configuration. An interior lamp provides plenty of visibility throughout and the security lock promises to keep your favorite foods frozen, secure and tasting great. ENERGY STAR? efficiency adds cost savings to the mix, along with great organization and style.

A spacious interior means better organization, easier access and more storage options, which makes this freezer perfect for pizzas, ice cream, fish, meats and bulk buys.
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An integrated security lock increases safety, helps deter theft and ensures a tight seal for a consistently cool storage environment that saves energy.

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Looking for insurance risk knowledge and Car Share ideas
Added on : Sunday August 10th 2014 04:00:07 PM
g: 0 Posted By: nyccpa
Views: 11 Replies: 0 Hi All,

I am reaching out to the FWF community to pick your knowledge and brains. I live in NYC and keep a car in a garage. A good friend of mine and I have been discussing starting a car share where he would generally have whatever access he wants to my car when I am not using/needing it. There are two issues: a) insurance concerns and b) cost structure

Car - 2007 Hyundai Santa Fee, 93k miles
My fixed expenses for the car:
$820 for insurance
100 per month for parking (after effective tax benefit)
Total = $168 monthly, $2,016 yearly

A) Insurance concerns:
My main concern around this is if an accident happens, and my insurance skyrockets (from $800 a year to 2k, 3k, and up) or I become uninsurable as a result. I have Geico - I called Geico to ask if I can add my friend to my insurance as he may be driving my car sometimes. They had no issue with it and adding him did not result in a premium increase. However, when I asked them is it easy to remove him if he no longer needs my car they seemed to have some issue with it, indicating they would need proof that he is insured elsewhere (meanwhile he doesn't have his own car...). Does this make sense to anyone? Also, are there any pitfalls that I am not thinking of here?

B) Cost Structure:
I was thinking something like a flat fee per month to have access to the car and share in the fixed costs (70-100), which would also allow some kind of estimates miles. I was worried tons of mileage could get put on if he took a ski trip or something to Vermont and put on 500-600 miles, so I was thinking there would be a charge for miles above the miles allotted for the "fixed costs miles."

I welcome any ideas/risks on the above. Am I being penny wise, pound foolish in even considering taking on this kind of risk? I also have a side business and could potentially create some kind of empoyer/employee relationship and having the business insure the car, etc... but I know nothing of this area.

Thanks in advance,
David
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g: 0 Posted By: hellokitty27
Views: 223 Replies: 1 6PM has the Nike Pro Women's Hyperwarm Dri-FIT Max Hoodiefor $39.99 w/ free shipping. Sizes XS - XL. Available in Black/Dark Grey/Black/White; Dark Armory Blue/Gamma Blue/Gamma Blue; Purple Dynasty/Violet Frost/Electro Purple; and Raspberry Red/Pink Foil/Pink Foil.

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Long raglan sleeves provide a wider range of motion with thumb holes to keep hands warm
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Free Kindle Book- Database Pro (was $19.95)
Added on : Sunday August 10th 2014 01:00:02 AM
g: 0 Posted By: remick
Views: 162 Replies: 0 http://www.amazon.com/dp/B00BDS2FFQ/

Learn SQL Server 2012 professional database design fast. Practical relational database design teach-by-practical-diagrams-&-examples book for developers, programmers, systems analysts, IT managers and project managers who are new to relational database and client/server technologies. Also for database developers, database designers and database administrators (DBA), who know some database design, and who wish to refresh & expand their RDBMS design technology horizons. Familiarity with at least one computer programming language such as Visual Basic, Windows file system & Excel is assumed. Since the book is career advancement oriented, it has a great number of 3NF database design examples with metadata explanations along with practical SQL queries (over 400 SELECT queries) and T-SQL scripts, plenty to learn indeed. Great emphasis is placed on explaining the FOREIGN KEY - PRIMARY KEY constraints among tables, the connections which make the collection of individual tables a database. The database diagrams and queries are based on historic and current SQL Server sample databases: pubs (PRIMARY KEYs 9, FOREIGN KEYs 10) , Northwind (PRIMARY KEYs 13, FOREIGN KEYs 13) and the latest AdventureWorks series. Among them: AdventureWorks, AdventureWorks2008, AdventureWorks2012 (PRIMARY KEYs 71, FOREIGN KEYs 90), & AdventureWorksDW2012 (PRIMARY KEYs 27, FOREIGN KEYs 44). The last one is a data warehouse database which is the basis for multi-dimensional OLAP cubes. The book teaches through vivid database diagrams and T-SQL queries how to think in terms of sets at a very high level, focusing on set-based operations instead of loops like in procedural programming languages. The best way to master relational database design & T-SQL programming is to type the query in your own SQL Server Management Studio Query Editor, test it, examine it, change it and study it. Wouldn't it be easier just to copy & paste it? It would, but the learning value would diminish rapidly. You need to feel relational database design and the SQL language in your DNA. SQL queries, "CREATE TABLEs" must "pour" out from your fingers into the keyboard. Why is knowing SQL queries by heart so important? After all everything can be found on the web so why not just copy & paste? Well not exactly. If you want to be an database designer expert, it has to be in your head not on the web. Second, when your supervisor is looking over your shoulder, "Chuck, can you create a new table for our electric pumps inventory?", you have to be able to type the CREATE TABLE query without documentation or SQL forum search and explain how it will work to your superior promptly. The book was designed to be readable in any environment, even on the beach laptop around or no laptop in sight at all. All queries are followed by results row count and /or full/partial results listing in tabular (grid) format. Screenshots are used when dealing with GUI tools such as SQL Server Management Studio. Mastery of the relational database design book likely to be sufficient for career advancement as a database designer and database developer.
Database design principles did not change much since the inception of RDBS technology in the 1970-s. Yet there are many IT installations with faulty database design which is very costly to the company. Good database design increases reliability, decreases development time and maintenance cost.
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g: 3 Posted By: remick
Views: 332 Replies: 1 http://www.amazon.com/dp/B00B853VB6/
4.9 out of 5 stars (19 customer reviews)

As they examine each familiar phrase of the Lord's Prayer, readers will uncover a profound framework for spiritual growth. In a reader-friendly, memorable style, David Timms points to Jesus's teaching on community, love for the broken and isolated, holiness in an age of profanity, dealing with the evil within, resisting temptations, and much more. This critically acclaimed book will appeal to all who desire to go deeper into spiritual formation, helping them taste the life-giving water that only Jesus can provide. The new discussion guide makes it a great book for small groups as well as individuals.


Can I Be Sure I'm Saved?
http://www.amazon.com/gp/product/B00428MY0U
4.6 out of 5 stars (89 customer reviews)

Many people in the church today are plagued by doubts about their salvation. Satan whispers that it is impossible that sinners such as they could be in a state of grace, and some churches compound the problem by teaching that it is possible for believers to lose their salvation. But assurance of salvation is possible in this life. Indeed, as Dr. R.C. Sproul argues in this Crucial Questions booklet, it is the duty of Christians to make their calling sure (2 Peter 1:10). To help believers reach this goal, Dr. Sproul defines assurance, shows how we can get it, reveals the blessings it confers, and warns of the dangers of false assurance. Here is assistance for those who struggle to know where they stand with Jesus Christ.



The Daily Walk Bible NLT: 31 Days with Jesus
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4.7 out of 5 stars (218 customer reviews)

Most people agree that Jesus was an amazing teacher and someone we could all learn from. At the same time, most of us have spent little time actually reading his story. The Daily Walk Bible NLT: 31 Days with Jesus is an open invitation to do just that. In just one month you will read through all four gospels, seeing Jesus and gaining insight into his purpose and message for us.
This special eBook, taken from the pages of The Daily Walk Bible, includes a simple reading plan to help you through. Each day includes an Overview that provides a birds-eye view of that days reading, an inspirational and practical My Daily Walk devotion, and an Insight that offers an interesting fact about the passage. Every seventh day you will be invited to pause and reflectlooking back over what you have read, looking forward to what is coming, and most importantly looking up to God.
Its that simple, but be warned, Jesus has been changing lives for two thousand years31 days and yours wont be the same either.



All About Jesus: The Single Story from Matthew, Mark, Luke, & John
http://www.amazon.com/gp/product/B009MTOBCI
4.5 out of 5 stars (134 customer reviews)

Who was Jesus? What did he say? What did he do? This book is all about Jesus. It puts together the story of Jesus' life and message told by the people who knew him best--his disciples and friends--as recorded in the four Gospels of the Bible. Although the words were written over 2000 years ago, his message of peace, hope, love, and forgiveness still resonates with people of all races, nationalities, educational, and economic backgrounds. Some like what he said, while others disagree, but almost everyone finds him compelling. The story of Jesus comes to us from four different authors, Matthew, Mark, Luke, and John, written over a period of nearly seventy years. The message and uniqueness of Jesus remain the same, but each author tells the story from his perspective and for his purpose. Some writers wrote more; others wrote less. But what if we could read it as one single story from beginning to end? This book does just that by combining the four reports of Jesus' life into a single chronological story, using the easy-to-read text of the NIRV Bible. Take a new look at Jesus-- his life, his miracles, and his teachings--and to come to your own conclusions about the carpenter from Nazareth.
This book was produced in collaboration with Biblica (formerly the International Bible Society).



Who is the Holy Spirit? (Crucial Questions Series Book 13)
http://www.amazon.com/gp/product/B00AW02OZ2
4.4 out of 5 stars (150 customer reviews)

In this Crucial Questions booklet, Dr. R.C. Sproul cuts through the confusion by going back to the Bible. He establishes the biblical teaching on the Spirits identityHe is one of the three persons of the Godhead, along with the Father and Sonthen briefly sketches some of the most basic yet important roles the Spirit carries out. He shows that the Spirit gives new life to unbelievers, then sanctifies, strengthens, teaches, and anoints them for ministry. This booklet provides a basic understanding of the divine person on whom Christians very lives depend.



Five Lessons from the Carmelite Saints That Will Change Your Life
http://www.amazon.com/gp/product/B00DBBA1BS/
4.6 out of 5 stars (99 customer reviews)

Are you new to the Catholic spiritual life? Stuck in a rut? Not sure how you can grow closer to God? Five Lessons from the Carmelite Saints That Will Change Your Life will give you direction. St. Teresa of Avila, St. John of the Cross, and St. Therese of Lisieux will show you five vital steps you need to take to be holy.
You can read Five Lessons from the Carmelite Saints That Will Change Your Life in one sitting, then reflect on its teachings for a lifetime.
Now includes the Introduction from Connie Rossini's full-length book, Trusting God with St. Therese!



The Walk of the Spirit - The Walk of Power: The Vital Role of Praying in Tongues
http://www.amazon.com/gp/product/B00ARFNII4/
4.9 out of 5 stars (244 customer reviews)

Right now there is only one book available by Dave Roberson, but it is a book used by God to transform believers' lives in extraordinary ways.
If you want your life to change, or if you just want to increase your understanding about this phenomenon of praying in tongues, read "The Walk of the Spirit - The Walk of Power."



Foundlings (The Peleg Chronicles, book one 1)
http://www.amazon.com/gp/product/B0073EXXO6/
4.6 out of 5 stars (103 customer reviews)

Awarded Best Book of the Year 2010-2011 from The Old Schoolhouse Magazine!
#1 Bestseller in Historical Fiction from Christian Book Distributors Spring 2011!
#1 Bestseller in Fantasy from Christian Book Distributors Summer 2012!
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g: 0 Posted By: jskins
Views: 169 Replies: 0 Outsunny Backyard Charcoal BBQ Barbecue Grill & Offset Smoker Combo w/ Wheels (01-0329) - $119.99 with Free Shipping at eBay with EpicSellers.

Chimney allows increased air flow
Smoker fire box attached to side for offset heat and slow smoke flavor
Vent on side of smoker
Thermometer inside top
Wheels for easy mobility
Two wooden shelves as well as lower metal grating for maximum shelf space
Wooden handles
Overall dimensions: 25" D x 48" W x 40.5" H


This item is currently selling for $135.97 shipped on Amazon.
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Energy Power Bar Elite Soundbar System $170.99 A/C w/FS @ Newegg
Added on : Thursday August 07th 2014 07:00:01 AM
g: 0 Posted By: ctgolfer
Views: 44 Replies: 0 use promo code: VCO and check out with Visa

Two-way speaker driver design
Digital optical and RCA cables included
10" Wireless side-firing subwoofer
Features Dolby Digital Decoder
3D Surround Mode
Remote control learning feature and included remote
Proprietary Convergent Source Module (CSM) technology for increased dispersion
Elegant black satin finish

www.newegg.com/Product/Product.aspx?Item=N82E16882269039
Stylus Set (5 Pack) $0.65 + Free Shipping @ SupplyQuick via Amazon
Added on : Wednesday August 06th 2014 05:00:01 PM
g: 1 Posted By: DizzyT71
Views: 292 Replies: 0 Ships from and sold by SupplyQuick.

SupplyQuick via Amazon has the Stylus Set (5 Pack)on sale for $0.65 with free shipping.
Was: $24.99

Built in soft head for protecting your screen and increase the sensitivity
Light weight design, easy to carry
Including Clip for easy storage in your pocket, book or diary
Compatible with Apple iPad, iPhone, iPod Touch or other touch screen
Package includes:5pcs stylus pens (Aqua Blue, Black, Red, Hot Pink, Purple)


4/5 Stars based on 4,341 customer reviews on product page.
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g: 0 Posted By: ctgolfer
Views: 162 Replies: 0 There's no job too big or too small that the RadioShack 17-Pc Ratcheting Screwdriver and Bit Set does not equip you for. With chrome finished steel construction, these bits will be able to handle to most rugged of tasks with minimal abrasion. Quickly change from one bit to another using the magnetic bit holder to ensure a secure fit every time. Socket and bit holders keep all pieces organized and easy to identify for future needs. The fit anywhere, ratchet handle features a soft-rubberized grip. Integrated into the handle is an easily accessible directional switch that allows for clockwise and counter-clockwise rotation. This set is great for electricians, automotive engineers, industrial workers and homeowners alike. Don't miss out. Order this set today while it's still available.
---
Condition: New
Packaging: Retail
Warranty: 1 Year
Brand: RadioShack
Model: 64070

Product Features:
Contoured cushion-grip ratcheting driver for increased comfort and torque
Solid steel construction provides long-lasting durability
Heat treated for extra-strength
Quick change from one bit to another
Directional switch allows for clockwise or counter-clockwise ratcheting rotation
Holds both precision and standard bits
Socket and bit holders keep all pieces organized
Fit-anywhere stubby ratchet handle with soft-grip
Great for driving and removing of screws and bolts
Perfect driver set to help you complete a variety of projects around your home, office or garage
Bits include:
- (6) Nut Driver SocketsSizes 5/32, 3/16, 7/32, , 11/32, 3/8
- (3) Phillips BitsSizes PH0, PH1, PH2
- (3) Torx BitsSizes T10, T15, T8
- (2) Hex BitsSizes 3/32, 1/18
- (2) Slotted Bits Sizes 1/8, 3/16

What You Get:
17-Piece RadioShack Ratcheting Screwdriver and Bit Set
Includes: (1) Comfort Grip Ratchet Driver, (6) Nut Driver Sockets, (3) Phillips Bits, (3) Torx Bits, (2) Hex Bits, (2) Slotted Bits

www.dailysteals.com/#deals/29785
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Wireless Nintendo Wii Motion Plus Adapter $4.99 w/FS @ 1 Sale
Added on : Tuesday August 05th 2014 11:00:02 PM
g: 0 Posted By: ctgolfer
Views: 112 Replies: 0 Connect it to your Wii Remote controller to increase accuracy and enhance play control
Contains additional sensors that make the Wii Remote respond to the slightest movement, motion, or twist of the wrist
Allows users to become even more immersed in Wii game play
Designed for easy attachment to the Wii Remote controller (not included)
Protective case not included

http://1sale.com/electronics/other/wii-adapter/
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g: 6 Posted By: ctgolfer
Views: 822 Replies: 2 price shows in cart

2 doors and 2 vestibules ensure easy access and gear storage; stay-dry entries ensure water won't drip into the tent when door is opened for ventilation in rainy weather
Configured to maximize the tent's interior space, the hubbed pole system is strong and light, and setup is fast and easy
Vertical end panels keep the tent end from hitting the footbox of sleeping bageven for tall campers
Mesh canopy offers excellent ventilation in warm climates and the dark color is easy to see through with little or no distortion
High-tech ripstop nylon rainfly reduces weight and the silicon and polyurethane coating increases durability and resistance to damaging UV rays
Rainfly rolls back halfway for a great view on starry nights and quickly rolls down if needed; vestibules can be rolled back in either direction for maximum ventilation
Tent also features organization pockets, hang loops, taped seams, reinforced stress points, ultralight stake loops and user-friendly door toggles
Gear Shedvestibule=8px?adds nearly 26 sq. ft. of space with apeak height=8px?of 35 in.
Save weight and create a minimalist shelter by using just the rainfly, footprint (sold separately), poles and stakes
The MSR Hubba Hubba 2 Tent & Gear Shed includes stuff sacks, J-stakes and guyline/tighteners


www.rei.com/product/868771/msr-hubba-hubba-2-tent-gear-shed-2013...
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REI Coupons
g: 0 Posted By: ctgolfer
Views: 153 Replies: 0 $129.99 after $20 mail-in rebate

Dual Fansincrease thermal efficiency with 2X greater airflow and 3X lower noise emissions.
Premium Alloys in Powerdelivery components defeat heat for cards that run 15% faster and last 2.5 times longer than reference.
1150MHZ Engine Clockfor better performance and outstanding gaming experience.
GPU Tweakhelps you modify clock speeds, voltages, fan performance and more, all via an intuitive interface.
GPU Tweak Streaminglet you share on-screen action in real time so others can watch live as games are played.



www.newegg.com/Product/Product.aspx?Item=N82E16814121855
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MSR Hubba Hubba 2 Tent & Gear Shed - 2013 Closeout $186.73 w/FS @ REI
Added on : Monday August 04th 2014 01:00:02 AM
g: 0 Posted By: ctgolfer
Views: 146 Replies: 0 price shows in cart

2 doors and 2 vestibules ensure easy access and gear storage; stay-dry entries ensure water won't drip into the tent when door is opened for ventilation in rainy weather
Configured to maximize the tent's interior space, the hubbed pole system is strong and light, and setup is fast and easy
Vertical end panels keep the tent end from hitting the footbox of sleeping bageven for tall campers
Mesh canopy offers excellent ventilation in warm climates and the dark color is easy to see through with little or no distortion
High-tech ripstop nylon rainfly reduces weight and the silicon and polyurethane coating increases durability and resistance to damaging UV rays
Rainfly rolls back halfway for a great view on starry nights and quickly rolls down if needed; vestibules can be rolled back in either direction for maximum ventilation
Tent also features organization pockets, hang loops, taped seams, reinforced stress points, ultralight stake loops and user-friendly door toggles
Gear Shedvestibule=8px?adds nearly 26 sq. ft. of space with apeak height=8px?of 35 in.
Save weight and create a minimalist shelter by using just the rainfly, footprint (sold separately), poles and stakes
The MSR Hubba Hubba 2 Tent & Gear Shed includes stuff sacks, J-stakes and guyline/tighteners


www.rei.com/product/868771/msr-hubba-hubba-2-tent-gear-shed-2013...
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g: 0 Posted By: ctgolfer
Views: 202 Replies: 1 add both items to cart and use promo code: FREEONUS


Ozeri ZB19-W Rev Digital Bathroom Scale, White
Synchronized electro-mechanical Dial and LCD automatically illuminate and instantly point to your weight in pounds and kg, for easy-to read results in all light conditions and from any angle
Visually stunning design incorporates a 5.5 inch dial and integrated digital display with stylish chrome accents to create a distinctive retro look with the accuracy of modern technology
Professional quality scale features and an oversized platform made of impact-resistant tempered glass for ideal stability, and a new built-in alarm that reminds you to measure your weight at the same time each day
Uses 4 high precision GX sensors that weigh up to 400 pounds (180 kg) in 0.2 pounds or 0.1 kg increments, with StepOn technology that captures precise weight measurements upon contact
Auto-calibrated and automatically turns off to conserve battery life; Runs on 3 AAA batteries with a Low Battery Indicator (batteries included)
www.amazon.com/dp/B007Z4AT0A/

Ozeri BP2M CardioTech Premium Series Digital Blood Pressure Monitor with Hypertension Color Alert Technology
Portable, accurate, and simple-to-use wrist cuff design with clinically proven technology.
Advanced Hypertension Indicator color codes the Systolic and Diastolic readings in green (normal), orange (prehypertension) and red (hypertension).
Stores 1197 blood pressure readings (399 x 3 users) with date and time recordings.
Dynamic measurement technology varies the auto inflation based on real-time blood pressure detection to reduce measurement time and increase comfort.
Automatic irregular heartbeat (Arrhythmia) detection and push-button access to average blood pressure readings.
www.amazon.com/dp/B005FTK7F4/
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Toshiba Excite Go 7" Tablet, AT7-C8, 1GB $99 officedepot.com
Added on : Sunday August 03rd 2014 05:00:02 AM
g: 0 Posted By: DaysFan
Views: 190 Replies: 1 Toshiba Excite Go 7" Tablet, AT7-C8, 1GB
linkedWhether it's used for work or play, you can't go wrong with this affordable tablet

7" diagonal WSVGA screen with 5-finger multi-touch supports numerous gestures and commands.
Intel Atom Processor Z3735G for quality performance.
Powered by Android 4.4, KitKat.
Features 1024 x 600 resolution with LED backlighting.
1GB memory lets you run your apps with ease.
Built-in WiFi (802.11b/g/n) provides easy Internet connectivity for convenient Web access.
3-axis accelerometer rotates images on the screen so you can use your Tablet horizontally or vertically.
MicroSD slot supports SecureDigital-eXtended Capacity (SDXC) up to 128GB so you can increase your storage capacity.
Connect your tablet to a computer with the micro USB port. Transfer music, video, photos and data files with ease. (USB to micro USB cable included.)
Take advantage of flexible audio options. Use the built-in mono speaker or plug in your headphones or earbuds to the 3.5mm headphone jack.
Preloaded with convenient apps. Gmail, Google Search, Google+, Google Maps, YouTube, Google Chrome, Adobe Reader, OfficeSuitePro, eBay, and Jorte Calendar & Organizer.
Take tons of fun photos with the 0.3 megapixel front-facing camera.
Features Bluetoooth wireless. Permits short-range wireless data transfers at up to 30' with other Bluetooth-enabled devices, including speakers, phones and printers.
Stays powered for up to 8 hours. Battery life will vary depending on the product configuration, product model, applications loaded on the product, power management setting of the product, and the product features used by the customer. As with all batteries, the maximum capacity of this battery will decrease with time and usage.

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Office Depot Coupons
g: 0 Posted By: ctgolfer
Views: 164 Replies: 0 Bluetooth technology
Enables simple pairing with most Bluetooth-enabled devices for versatile streaming options. A wireless range up to 33' permits flexible device placement.
2 front-firing 1.3" composite drivers
Optimized by an internal Digital Signal Processor provide clear, immersive midrange and high-frequency tones. A side-firing, high-excursion 1.7" woofer driver delivers rich, warm bass.
Internal 8W, 3-channel Class D amplifier
For robust, powerful sound.
Surround Array imaging technology
Ensures lush, lifelike audio.
Side-mounted I/O buttons
Make it easy to increase or decrease the volume and turn the speaker on or off. An LED indicator flashes red when the speaker has a low battery or is charging and illuminates blue when the power is on.
Magnesium-alloy clamp arms with rubber slipcovers
Allow you to securely clamp the speaker onto most 10" or 7" tablets and other devices, including laptops and mobile phones.
Injection-molded, magnesium-alloy kickstand
Extends to hold your tablet at an optimal angle in either landscape or portrait orientation and folds back into the speaker when not in use to create an easily portable design.
Lithium-ion polymer battery
Delivers up to 10 hours of continuous use for extended operation. A micro USB port enables simple battery power replenishment.
Automatic shutoff
Powers the speaker down after 10 minutes without a signal to help conserve battery power.
Perforated aluminum grille
Provides a stylish touch.
3.5mm audio input jack
Allows simple connectivity with most audio sources with an analog headphone output.

www.bestbuy.com/site/definitive-technology-sound-cylinder-portab...
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g: 0 Posted By: ctgolfer
Views: 204 Replies: 0 Telescopic handle system
Recessed inline skate wheels
Bottom handle grips and top carry handles make lifting at ease
Two exterior zippered pockets for last minute items
Fully-lined interior with tie-down straps
Interior zippered mesh pocket
Add-a-bag strap
Expandability increases packing capacity by 25%
Duffel bag features a deep main compartment and a removable shoulder strap
Hanging amenity kit includes a zippered mesh pocket, a zippered clear pocket and 4 elastic bands for little bottles and cosmetics
29 Rolling Upright: 29H x 17W x 10D (8.2 lbs.)
21 Rolling Upright: 21H x 13W x 8D (6.1 lbs.)
17 Duffel Bag: 17W x 13H x 10D (1.7 lbs.)
Amenity Kit: 9W x 8H x 2.25D (0.4 lbs.)
29 x 17 x 10
Orange
U.S. Traveler

www.ebay.com/itm/U-S-Traveler-Westport-4-Piece-Luggage-Set-4-Col...
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Serta Hadley II Erurotop Queen Mattress Only $249.99 @ Sears
Added on : Friday August 01st 2014 08:00:03 PM
g: 0 Posted By: ctgolfer
Views: 129 Replies: 0 5 Year Non-Prorated

FireBlocker Fiber

Pillo-Fill is a breathable material is designed to enhance both airflow and moisture wicking at the sleep surface.

Serta PillowSoft Foam is extra-soft foam that gently contours the body to provide enhanced cushioning.

Serta Comfort XD is an extra deep layer of soft yet supportive foam which gently cradles the body to help provide pressure relieving comfort.

460 SertaFlex EX Innerspring

Maximum flexibility and responsiveness.
Has increased surface coverage compared to other value-priced innersprings.
Alternating coil design enhances stability and strengthens mattress edges.

www.sears.com/serta-hadley-ii-erurotop-queen-mattress/p-08298704...
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g: 0 Posted By: ctgolfer
Views: 249 Replies: 0 Condition: New
Packaging: Retail
Warranty: 1 Year

Product Features:
iPhone 5/5S
Works as both an external battery and a protection case
Provides convenient access to all the buttons and ports
2200mAh battery capacity
LED charging indicators
Fully recharges in approximately 4 hours
Rechargeable with your 8-Pin Lightning cable (not included)
Built-in kickstand for Facetime, video conferencing and viewing media hands-free
Increases battery capacity by up to 70 percent (depending on usage)
Adds up to 7 hours of talk time, 10 hours of video playback and 150 hours in standby
Lightweight and sleek adding minimal bulk to your device
Designed exclusively for iPhone 5S and iPhone 5
Compatible with Touch ID and iOS7
Available in 2 Colors

iPhone 4/4S
Works as both an external battery and a protection case
All around protection with convenient access to all the buttons and ports
1900mAh battery capacity
Toggle between charging and standby with the flick of a switch
Increases battery capacity by up to 70 percent (depending on usage)
Blue LED indicators display the battery's charge level
Adds up to 8 hours talk time (16 on 2G)
Adds up to 7 hours web browsing (11 on Wi-Fi)
Case charges via Micro-USB cable (included)
Sleek compact case designed for Apple iPhone 4/4S
Compatible with iOS7
Available in 2 Colors

What You Get:
High Capacity Rechargeable Battery Case (Choice of iPhone 5/5S or iPhone 4/4S: Black or White)
Micro-USB Cable (Only Provided with iPhone 4/4S)


www.dailysteals.com/#deals/29503
Batteries & Chargers Deals
g: 0 Posted By: lovelybones
Views: 185 Replies: 0 http://www.13deals.com/store/item.php?id=38375

Product Features:

Contains real copper
Gentle effective compression offers support
Aids in boosting athletic performance & recovery
Helps increase joint & muscle mobility
Helps improves muscle & joint recovery
Improves blood circulation
One Size Fits Most
Available for Ankle, Elbow or Knee
Health Deals
RTS Home Accents 53 gal. Compost Tumbler $89 w/FS @ Home Depot
Added on : Thursday July 31st 2014 11:00:03 PM
g: 0 Posted By: ctgolfer
Views: 78 Replies: 0 With the RTS Home Accents Compost Tumbler, you can provide your garden with the organic nutrients it needs and increase its water holding ability. Enrich your garden and soil with natural rich compost. Give it a spin once a week to aerate the mixture and you could be compost-ready in just 21 days. Ideal for rapid composting, this unique tumbling composter is easy to fill with large amounts of grass cuttings, and other kitchen and garden waste, plus its just as easy to empty.
24 in. W x 24 in. D x 44 in. H
Deal for rapid composting
Tough and rigid construction
Be compost-ready in just 21 days
53 gal.

www.homedepot.com/p/RTS-Home-Accents-53-gal-Compost-Tumbler-5551...
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g: 0 Posted By: jisab
Views: 86 Replies: 0 http://www.amazon.com/Dextra-15009-Lithium-Ion-Screwdriver-Screw...

WAS: $58.99

The kit include: Magnetic Screw Holder, 26 Scredriving Bits, 1 Battery, Charger and a Storage Case.
Features:

Magnetic bit holder prevents bit run out; 26 bits makes your work easier
Adjustable two-position handle allows for operation as both in-line and pistol-grip
1/4" Hex quick-release chuck allows for quick screwdriver bit/accessory change
6+1 Clutch settings provide precision torque adjustment for exact drive depths
LED work light for increased visibility in dark areas
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g: 0 Posted By: jisab
Views: 103 Replies: 0 http://www.kmart.com/grande-epicure-red-7-x-11-inch-poly/p-011W0...

Product Description

Handy cutting board protects your counter as you slice and dice your way to a fabulous meal.

Easy-grip handle
Board surface helps keep your blade sharp
Increased durability helps prevent chipping and cracking
Long lasting non-absorbent poly will not retain odors
Measures: 7" x 11"
100% Poly
Dishwasher safe
Imported


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Not many REALLY understand inflation.
Added on : Wednesday July 30th 2014 01:00:10 PM
g: -2 Posted By: nicj4070
Views: 113 Replies: 4 Inflation is calculated the same way as compound interest. when prices double, on the average, every 15 years, you're averaging 5% per year of inflation, in ALL "investments' or expenses that are calculated in US $ AND, if you get pay raises = to the rate of inflation, the increased pay quickly puts you into a higher tax bracket. Not only are you losing due to price increases, but you are also losing due to the increased taxes (assuming that you ARE getting that much increase in pay, which is quite rare, actually.
Discussion Deals
g: 0 Posted By: ctgolfer
Views: 104 Replies: 0 Naturally contoured design follows the natural shape of your hand and fingers for increased comfort during long sessions.
Onboard memory lets you program up to 5 ready-to-play profiles, so you can take your personal preferences with you.
Customizable backlighting lets you choose your colors and easily locate the right key in low-light conditions or lights-out play.
25 programmable keys allow you to assign keyboard functions to suit your style of play and create macros on the fly
The high-visibility GamePanel LCD displays game stats, system info, and communications from fellow players.
Customizable backlighting lets you choose your colors and easily locate the right key in low-light conditions or lights-out play
Naturally contoured design follows the natural shape of your hand and fingers for increased comfort during long sessions

www.amazon.com/dp/B001NEK2GE/
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Propel Trampolines 12 ft Trampoline With Enclosure $189.99 @ Sears
Added on : Monday July 28th 2014 08:00:04 PM
g: 0 Posted By: ctgolfer
Views: 145 Replies: 0 Propel 12 ft. steel spring enclosed trampoline is strong, durable and super bouncy with 72 galvanized springs, providing hours of fun for kids
Enclosure walls are a great safety feature, built around six padded poles for a cushioned impact should your child make contact with walls
Impact response system of the walls protects your kids and gives a smooth bounce; poles attach to enclosure with high-strength bungee
Sure lock safety pad stays in place via the six padded poles; pad stays in place in any weather
T-Bracket technologies are key; the advanced T-bracket system keeps frame from twisting and increases frame's strength
Built strong on six legs, with minimal assembly required
Weight: 250 lbs.

www.sears.com/propel-trampolines-12-ft-trampoline-with-enclosure...
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Request for long term financial guidance for my retiring mother
Added on : Monday July 28th 2014 02:00:10 PM
g: 0 Posted By: Dell4600
Views: 46 Replies: 0 Hi guys, yet another post where one of us bares all (or bares enough to ask the question) and asks for financial guidance and advice.
My mother called me this weekend to lay out her current situation, asked if I was 'good at investing' and could help her. Well given that my portfolio is down about $14,000 in the last five days I can definitively say I'm not good at investing, but as a long term member of this board I know quite a few people that are

Her current situation:
Age 67. Divorced 40+ years ago, never remarried.
Her mother recently died (which is what is driving her to reconsider her current financial situation), leaving her a small inheritance. On the order of $50,000 already received, with another $100,000 to $200,000 still being sorted out.
She bought a smaller 2 bedroom condo in Chandler, AZ about 13 years ago (before the bubble), paid about $60k for it. In the time since then it doubled in value, then dropped again like everyone else's. She recently paid it off with the initial proceeds of her inheritance. She hasn't kept it current and modern and it sounds like it needs a little work, but we didn't get into details. In her mind it would sell for $35,000 to $40,000, but according to Zillow and Trulia it's worth right at $90,000.
Still working at the same job she's been working at forever (dozen years or more), recent pay raise to about $15 / hour. Raises haven't been plentiful nor numerous, and she said that over the past ten years she's been averaging between $24,000 and $28,000 per year income. I include this information to help with the Social Security calculations.

Needless to say, she's risk averse, and doesn't have the means to replace her inheritance if it vanishes. One of her concerns is that she leave me something when she eventually passes (insurance policy), but I am doing ok for myself and would rather she live a fuller life.

I asked her about the possibility of having a studious college age young woman share her condo (ie, roommate situation, not sure that's the right term when you rent to a college age kid), but she is very much against that idea.

-=-

Some of my math:
Condo breakdown : PITI - PI = ~$400 / month. Taxes = ~$40 / month. Condo fees : $170 / month. Since the condo just got paid off the $400 / month is no longer, but I mention it for baselining historical expenses vs income.

Her monthly take home has been somewhere in the $2,000 / month range, which defines her monthly outlay. She was paying all her bills from that, has no debt, but no real savings either. Thus I estimate her monthly was roughly $1900 / month including the condo $400 / month, meaning she could continue her current standard of living on roughly $1500 / month, not indexed for inflation.

Given that her mother just died, if her mother was 87'ish, I would estimate her savings would need to last her 20 years (plus or minus).

She's of the age to go onto Social Security without the 'retire early' penalties. I used the quick SS estimator to ballpark her monthly SS benefits at approximately $1150 / month. Thus she needs another $350 / month to maintain her current lifestyle, but honestly she's been living it pretty spartan and I'd like to see her have a little more to enhance her life (ie, she may not run the air conditioner in order to save money, even in the Arizona summer.)

Options include :
- The Vanguard investment fund mentioned in the last post (someone in NYC asking what to do with $250,000), so her $150,000 +/- at 4% would yield $6,000 / year ($500 / month) in passive income pretty much forever without touching the principle. Is sufficient, actually, but doesn't index for inflation so she may run thin later on in life when groceries / gas / whatever gets more expensive.
- Reverse mortgage. Requesting ideas and discussion on this one, as I'm not familiar with it from a practical perspective beyond the commercials on TV.
- I considered buying her condo from her at a price somewhere between what she thinks what it is worth and current market value, let her live in it forever (she intends on leaving it to me in her will, but if it is still in her name when she gets to means tested assistance (medicade, etc) the will likely take it from her and she won't have anything to leave behind for me, one of her concerns.) If I buy it from her now, that money can go into her investment fund (returning 4% or whatever) to increase her standard of living for the long run, and when it is finally time for her to pass I will still own it, 10-20 years from now, as it was mine, not hers for the government to liquidate before they provide her with means tested assistance. I don't know how all that works (arms length transaction is the phrase that comes to mind, but if I buy it for fair market value we weren't trying to hide it or anything.) If I have the means to buy it from her (without ripping her off), please compare and contrast this vs Reverse mortgage.
- Annuities - I've heard the phrase used plenty of times but generally in a news piece about an elderly person getting scammed. Requesting some real guidance and experience here to keep that from happening to her.

Finally, she could keep working a few more years, but does that really buy her anything. In other words, if she postpones retiring / going on SS for another two years, will her SS benefits be more each month, or would she get the same as if she retired today (thus she can decide whether she wants to stop going to work today and between her SS and investment income still have enough to live on.) ARG!!! According to this (http://www.ssa.gov/retire2/whileworking.htm ) she could have started receiving full benefits a year ago (when she turned 66) regardless of her income from work. Double ARG!! - she can apply for it retroactively, but they only back-pay 6 months worth. ARG!!! - Any advice here?

Actually given that I know that, I'm going to get her to start the paperwork on her SS, get her back pay and she can augment her monthly income by that $1150 / month (she will feel rich!). I figure she will work another year or two (or as long as they let her keep coming, she's a trooper!) But what about after that...

In light of all that, please help me point her in the right direction.

Thanks much,
Dell4600
g: 0 Posted By: tedhawkins
Views: 194 Replies: 1 Vortex Riflescope 4-12x44 Crossfire II V-Plex with Medium Viper Rings, Lens Pen, Vortex Hat $159.99 + Free shipping

http://www.gearhog.com/


Deal Overview
Clearer. Tougher. Brighter. Our popular Crossfire riflescopes are completely redesigned and built to exceed the performance standards of similarly-priced riflescopes. Longer eye relief, a fast-focus eyepiece, fully multi-coated lenses and improved, resettable MOA turrets ensure optimal performance in the field. The hard anodized one-piece aircraft-grade aluminum tube is nitrogen purged and o-ring sealed for a lifetime of waterproof/fogproof performance. The Crossfires deliver -- and then some.

Optical Features:
Fully Multi-Coated Lenses - Increase light transmission with multiple anti-reflective coatings on all air-to-glass surfaces.

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* Aircraft-Grade Aluminum - Premium grade of aluminum, valued for fatigue resistance.
Capped Turrets - Is less susceptible to accidental impact damage.
* Adjustable Objective - Uses an adjustment mechanism on the objective lens to fine-tune focus for the purpose of reducing parallax shooting error.
* Reset Turrets - Allow re-indexing of the turret housing to zero after sighting in the riflescope--generally requires use of a coin or wrench.
* Waterproof - o-ring seals prevent moisture, dust, and debris from getting inside the tube for reliable performance in all environments.
* Fogproof - Filled with nitrogen gas to inhibit internal fogging.
Shockproof - Lenses are locked in place, fore and aft, with machined locking rings to remain in perfect alignment and withstand recoil and impact.
* Hard Anodized Finish - Hard-coat anodization is durable; the low-glare matte helps camouflage the shooter's position.
Guns & Ammo Deals
g: 0 Posted By: ctgolfer
Views: 161 Replies: 0 shipping adds $5

Inverted Cone Technology for increased COR over a larger portion of the face
Advanced perimeter weighting promotes extreme forgiveness on off center hits
Wide and beveled multi-functional sole for low, deep CG and enhanced playability
Vibration management cavity badge for a satisfying sound and solid feel
Arrow 2 grip for superior feel
Large clubface and thick topline creates "can't miss" confidence
Set includes 4-PW, AW
Available in regular or stiff flex

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g: 0 Posted By: ctgolfer
Views: 179 Replies: 0 SYW members get $41.05 in points


TriPort technology produces tonally balanced audio with deep low notes from lightweight, on-ear headphones
Bose acoustic equalization fine-tunes the frequency response of the headphones for exceptional audio performance
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Headphones & Speakers Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 119 Replies: 0 use code: SEARS2014

For your convenience, thisX-Cargo XL Car Top Carriercomes fully assembled

For easy installation, U-bolt mounting hardware is included,(See Owners Manual for complete Fit Guide)
It's designed to be mounted on the roof of your car for increased portability
Has the capacity to carry a maximum weight of 100 lbs.
It has amedium storage capacity of15 cu.ft.
Dimensions: 61" (L) x 37" (W) x 18" (H)
One year manufacturer's warranty


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Auto Parts Deals

Sears Coupons
g: 0 Posted By: sudhs
Views: 136 Replies: 0 Price History Link

Title says it all. I bought it for $69.99 last year and haven't seen it below that price ever since. So for $64.99 this definitely is a steal. Grab it before the price increases. Think later.You can return it within 30 days as per Amazon policy.
Sports & Outdoors Deals

Amazon Coupons
g: 0 Posted By: jskins
Views: 16 Replies: 0 Royal Purple 6-pack API-Licensed SAE 5W-30 High Performance Synthetic Motor Oil (1-Quart) Bottles (06530-6PK) - $30.33 with free shipping at Amazon.

4.7/5 stars based on 225 customer reviews.

Better Wear Protection
Increased Fuel Efficiency
Improved Compatibility with Fuels Containing Ethanol
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g: 0 Posted By: ctgolfer
Views: 134 Replies: 0 use promo code: EMCPCWB56

Model

Brand Roku
Model 4200XB
GeneralTypeStreaming Media Player

Features

Faster and more powerful. With up to 1080p HD video and extended-range, dual-band wireless performance for increased speed

Amazing remote with headphone jack. Use the included in-ear headphones to crank up that late-night flick while the kids (or parents) sleep

One-stop search. Find your favorite movies and TV shows all from one place from top TV and Movie services like Netflix, Amazon Instant Video or Hulu Plus

1000+ channels and growing. The best selection of streaming out there. Everything from Netflix to Hulu Plus to HBO GO to Major League Baseball

Free iOS and Android device app. Use it like a remote. Browse and add new channels. Even stream your music and photos from your phone or tablet to your HDTVSpecificationsSpecificationsStreaming Content: Netflix, Hulu Plus, HBO GO, Amazon Instant Video, Disney, Crackle, Angry Birds, NHL, NBA, MLB, plus over 1,000 other channels

General Compatibility: HDTVs

Media Type Compatibility: Streaming and local playback

HD Compatibility: HD-Ready

Video Resolution: Up to HD 1080p

Output Type: HDMI

Number of HDMI Outputs: 1

Number of Composite Video outputs: 0

Number of Audio Outputs: 1

Number of Coaxial Digital Audio Outputs: 0

Wireless Technology: Wi-Fi a/b/g/n

Wired Connectivity: HDMI, Ethernet, USB 2.0

Media Card Compatibility: USB Drive, MicroSD Card

Video Upconversion: N/A

Disc Capacity: upgradable via MicroSD Slot

Electronics General Compatibility: HDTVs

Input Type: USB 2.0

Media Playback File Format: Via USB: MP4 (H.264), MKV (H.264), AAC, MP3, JPG, PNG

Digital Tuner: N/A

Audio Features: Support for Dolby Digital Plus surround sound (passed through via HDMI)

Number of Audio Inputs: 0

Accessories Included: Electronic Product: Remote Control, 2 AA Batteries, Getting Started Guide, In-Ear Headphones

Not Included: HDMI Cable (for HD video)

Dimension: 3.5" x 3.5" x 1"

Weight: 0.31 lbs.

www.newegg.com/Product/Product.aspx?Item=N82E16815328009





Electronics Deals

Newegg Coupons
g: 0 Posted By: ctgolfer
Views: 219 Replies: 0 4th Gen Intel Core i5-4210U processorFeatures a 1.7GHz processor speed with Turbo Boost up to 2.7GHz.Intel Core i5 processorFeatures smart 4-way processing performance with a speed boost.Intel Turbo Boost TechnologyDelivers extra performance when you need it and increased energy efficiency when you don't. Intel HD graphics provide extra graphics power for your laptop when you need it.8GB DDR3L SDRAMFor multitasking power.Note: Optical drive not includedCompatible with optional external recordable CD/DVD drives (not included).15.6" WLED-backlit high-definition touch-screen displayWith 1920 x 1080 resolution simplifies navigation of content and features and showcases movies, games, Web content and more in stunning clarity.Intel Wireless Display-capableWirelessly stream entertainment from your laptop to your HDTV* photos, music, Web videos, Internet TV whether on the hard drive or online.750GB hard drive (5400 rpm)Offers spacious storage and fast read/write times. HP ProtectSmart helps safeguard your data.Dragon AssistantAllows you to search the Web, check e-mail, play music and videos and more by speaking simple commands.Intel HD Graphics 4400Feature up to 1792MB total video memory for lush images with rich detail. HDMI output enables simple connection to an HDTV or other high-definition display.Built-in, front-facing HP TrueVision high-definition webcamAlong with an integrated dual-array digital microphone makes it easy to video chat with family and friends.Digital media readerSupports Secure Digital format.2 USB 3.0 ports and 1 USB 2.0 portFor fast digital video, audio and data transfer.Built-in high-speed Intel 2x2 wireless LAN (802.11ac)Connect to the Internet without wires.Bluetooth interfaceEasily link with other Bluetooth-enabled devices, such as a cell phone or MP3 player.Built-in 10/100/1000 Gigabit Ethernet LANWith RJ-45 connector for quick and easy wired Web connection.Weighs 5.3 lbs. and measures just 0.9" thinFor easy portability. Full-size, backlit keyboard with numeric keypad allows easy typing in low lighting and simplifies data entry. ControlZone trackpad lets you easily switch, snap and close apps.360 2-in-1 designFlips and folds for use in tent, stand, tablet or laptop modes.Horizontal brushing finish in natural silverOffers a stylish appearance.Microsoft Windows 8.1 64-bit operating system preinstalledProvides a stable platform for word processing, Web navigation, gaming, media storage and more.Software package includedWith CyberLink PowerDirector, CyberLink PhotoDirector and more. Includes 1-month trial of Microsoft Office 365.ENERGY STAR certifiedDesigned to use less energy and meets strict energy efficiency guidelines set by the Environmental Protection Agency and U.S. Department of Energy.


www.bestbuy.com/site/hp-envy-x360-2-in-1-15-6-touch-screen-lapto...



Laptops Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 201 Replies: 0 Featuring a beautiful 21.5-inch widescreen display and an impossibly thin enclosure that's only 5 mm at the edge, the stunning all-in-one iMac has been updated with a fourth-generation quad-core Intel Core processor ? making it the most powerful iMac yet. And it comes standard with 8 GB of memory, a 1 TB hard drive, and advanced, high-speed I/O, including two Thunderbolt ports and four USB 3 ports. The iMac also now supports next generation 802.11ac Wi-Fi. The 21.5-inch iMac is just 5mm thin at its edge and features a bright display with 75 percent less reflection.

This version of the 21.5-inch iMac features a 2.7 GHz Intel Core i5 quad-core processor as well as Intel Iris Pro integrated graphics, which delivers discrete graphics-level performance (see full specifications below). It also comes with OS X Mountain Lion and the iLife software suite, which includes the latest versions of iPhoto, iMovie, and GarageBand.

Fourth-Generation Intel Core Processor

Since OS X is designed to take advantage of each core, the fourth-generation Intel Core i5 quad-core processor (based on the latest Haswell architecture) captures every bit of performance from the processor. When you need more power for a processor-intensive application like Aperture or Final Cut Pro, Turbo Boost 2.0 automatically increases the speed of the active cores. And by shifting core frequency in small increments, Turbo Boost allows the processor to manage performance without sacrificing efficiency.

This model is powered by a 2.7 GHz quad-core Intel Core i5 processor with Turbo Boost speeds up to 3.2 GHz. It's complemented by Intel Iris Pro integrated graphics, which delivers a built-in, eye-popping visual experience ? no extra graphics card required.

802.11ac: The New Definition of Fast

The iMac now supports ultrafast 802.11ac Wi-Fi. When connected to an 802.11ac base station including the new AirPort Extreme and AirPort Time Capsule ? wireless performance is up to three times faster than with the previous generation. And your Wi-Fi range improves as well.

Vivid Display

Nothing will distract you from what you're viewing on the iMac's 21.5-inch display thanks to the innovative display design that reduces reflection by 75 percent while maintaining brilliant color and contrast. Additionally, in-plane switching (IPS) technology gives you a bright picture with excellent color from nearly any angle while the LED backlighting offers instant-on, uniform brightness.

Thunderbolt and USB 3

Delivering an amazing 10 gigabits per second of transfer speeds in both directions, the ultrafast and ultraflexible Thunderbolt port allows you to move data up to 20 times faster than with USB 2.0 and more than 12 times faster than with FireWire 800. You can also daisy-chain up to six Thunderbolt-compatible peripherals without using a hub. Thunderbolt also supports DisplayPort for high resolution displays and works with existing adapters for HDMI, DVI, and VGA displays.

The iMac also comes with four USB 3 ports, enabling you to connect your external hard drive and transfer large files in seconds instead of minutes with speeds up to 10 times faster than USB 2. And you can connect all your USB-compatible devices, including your iPhone, iPad, iPod, or digital camera.

Clutter-Free Desktop

You'll be able to cut the cord with the included Wireless Keyboard and Magic Mouse, both of which connect to the iMac using Bluetooth wireless technology. Additionally, the Magic Mouse features a seamless Multi-Touch surface that enables you to use the same intuitive gestures used on the MacBook trackpad to easily scroll through long documents or swipe to move forward or backward through a collection of web pages or photos.

And with the FaceTime HD camera placed above the display in the iMac's thin aluminum and glass design, you'll be able to make video calls in HD 720p resolution to friends and family on another iMac or MacBook. Additionally, you'll be able to connect to those using a FaceTime-enabled iPad, iPhone, or iPod touch. <

Apple Magic Mouse:

Magic Mouse is unlike any other mouse you've ever used. The entire mouse is the button, so you can click anywhere. And it can be configured as either a single- or two-button mouse.

Apple Wireless Keyboard:

The sleek aluminum Apple Wireless Keyboard lets you type in front of your computer, on your lap, or anywhere within range. It's also incredibly thin and streamlined, so it sits on your desk surrounded by nothing but glorious space.

Display:

21.5-inch (diagonal) LED-backlit display with IPS technology; 1920-by-1080 resolution with support for millions of colors.

Processor:

2.7 GHz quad-core Intel Core i5 (Turbo Boost up to 3.2 GHz) with 4 MB shared L3 cache.

Storage:

1 TB (5400 RPM) hard drive

Memory:

8 GB of 1600 MHz DDR3 memory (two 4 GB; maximum of 16 GB)

Graphics:

Intel Iris Pro internal graphics processor

Video:

Thunderbolt digital video output (native Mini DisplayPort output); compatible with DVI, VGA, and dual-link DVI output using optional adapters:

Audio:

Stereo speakers; dual microphones; headphone/optical digital audio output (minijack); support for Apple iPhone headset with microphone

Connections:

Two Thunderbolt port (up to 10 Gbps)

Four USB 3 ports (up to 5 Gbps; compatible with USB 2)

SDXC card slot

Gigabit Ethernet port

Kensington lock slot

Communications:

802.11ac Wi-Fi wireless networking (802.11a/b/g/n compatible); Bluetooth 4.0

Camera:

FaceTime HD camera

Size and Weight:

20.8 x 17.7 x 6.9 inches; 12.5 pounds

What's in the Box:

iMac

Apple Wireless Keyboard

Apple Magic Mouse

Power Cord

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eBay Deals

Apple Store Coupons
g: 0 Posted By: DizzyT71
Views: 80 Replies: 0 TigerDirect.com has the ASUS RT-AC68U Wireless-AC1900 Dual-Band Gigabit Routerfor $219.99 - $50.00 coupon code TEA135415 = $169.99 with free shipping.

Compare at Amazonfor $218.66

Up to 1900 Mbps, 802.11AC(1300Mbps over 5G) + 802.11N(600Mbps over 2.4G). Broadcom TurboQAM technology increases wireless-N data rate to600 Mbps for 33% faster performance
1 x Gigabit WAN port, 4 x Gigabit LAN ports, 1 x USB3.0/1 x USB 2.0 support Printer/HDD/(3G/4G dongle) sharing.
AiRadar with Beam forming technology to ensure maximum WiFi coverage. Dual-core processor for fast and responsive performance with Wi-Fi, Ethernet and USB devices.
AiCloud to bring you multimedia sharing from outside network and Smartphone
Enhanced ASUSWRT interface for Easy 3steps setup through Tablet, Smartphone and PC


4/5 Stars based on 751 customer reviews on Amazon.
Review: PC World
5/5 vs 15/15 vs 30
Added on : Friday July 25th 2014 10:00:12 AM
g: 0 Posted By: pucelle
Views: 258 Replies: 4 So I'm a first time home buyer and decided to buy new construction townhouse in a planned new planned community where I had been looking at apartments. As such, I got a pre-approval from a broker I had met and was waiting until I got a closing date/finishing date from the builder before I went any further. I'm currently going through underwriting with said broker (which I found out is a Wells Fargo affiliate) and just got word the townhouse will be completed next month with a close date of the beginning of September. So I figure now is the time to start looking around at rates and I was originally looking at the 30 year fixed even though I know that I hope to be the house for 3 years and ideally 5-7 before moving to a different state or out of the country. Given that, it doesn't really make sense to me to get a 30 year fixed and when I was looking around I saw the 15/15 from PenFed and the discussion on this site regarding it. 5/5 ARMs seem to also be popular with the increase caps at 2%.

Since for me this is totally not a planned thing and more of a impulse due to timing (last group of townhomes in developement, end unit in the perfect location for me) I haven't been able to do the usual research I normally do for financial things and have decided to outsource some of the legwork. When I looked at the ARMs before, I had only known about the 3/5/7& 1 arms which never really appealed to me but the 5/5 seem like a better deal. The new 15/15 from PenFed also looks interesting but I'm guessing I will need to run numbers to see what makes sense. Which brings me to the next question; Obviously, when comparing mortgages and rates you need to plug in the numbers and look the whole picture but I'm a little confused at what whole picture I should be looking at. What's the breakeven point that people keep talking about? The only definition I am aware of for the breakeven point comes from the investment world and I wouldn't think it would make sense here; or does that only apply to refinancing? What type of things should I be considering when looking at the numbers?

Purchase Price: $282k
Down Payment: 10%
Monthly After Tax Income: $6k
Time in home: 3-7 years
Monthly Expenses: $2,065 (non-discretionary;e.g. car, utilities, student loans, etc)

I know that I could have gotten an existing townhouse in the neighborhood cheaper for the most part but the market is tight where I am so most people are paying above listing price and none of the places I looked at were worth the listing price. My credit is only average so I know that I don't qualify for the best rates. Chase quoted me 4.75% on a 30 year fixed with a mean CS of 670.
Personal Finance Deals
g: 0 Posted By: remick
Views: 101 Replies: 0 Knitting Scarves From A-Z: Learn How to Knit the Perfect Scarf
http://www.amazon.com/gp/product/B00EA0PBGO

With this book you will learn:

Scarf knitting basics such as sizing and how to determine your gauge
How to choose the correct yarns and needles for knitting your scarves
Scarf Cast-on techniques
How to complete the Knit Stitch
How to complete the Purl Stitch
How to complete the Stockinette Stitch
How to complete the Ribbed Stitch
Binding off your scarf
How to block your scarf
This book also includes 4 scarf patterns for you to work on (Ribbed Scarf, Triple Loop Scarf, Basketweave Scarf and Open Rib Scarf).
BONUS: As an added bonus this book includes a knitting glossary at the end, for you to use to help understand knitting jargon!



The Beginners Guide to Knitting: Learn How To Knit The Easy Way
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This book will teach you the basics of knitting. It can also be a great refresher for more advanced knitters. This book will get you up to speed on the following:

Proper Knitting Needle Sizes
How to Choose Yarn
How to Cast on Knitting
The Most Popular Knitting Stitches
How to Start a New Ball of Yarn
Binding Off
Basic Color Knitting
How to Read a Knitting Pattern
Seaming and Finishing
Increases and Decreases
Knitting in the Round
How to Purl
How to Use Circular Knitting Needles
Knitting Wool
Links to Video Instructions For How to Knit a Scarf
The book also includes a BONUS section that includes a basic knitting dictionary and links to 10 videos that will help you get started! Dont hesitate and get started right now, on the incredibly fun hobby of knitting!
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g: 0 Posted By: ctgolfer
Views: 34 Replies: 0 use promo code: EMCYTZG747

2- 6.5" PolyPlas side-mounted woofer
3- 4" PolyPlas midrange
1" soft-dome tweeter w/ EOS waveguide
FreeFlow Portincreases output and reduces distortion
Straight-Line Signal Path crossover network

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g: 2 Posted By: lovelybones
Views: 745 Replies: 9 http://www.amazon.com/gp/product/B00IQG6KWW/ref=gno_cart_title_0
Sold by PetMagasin Direct and Fulfilled by Amazon.

98 customer reviews 4.7 stars

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Beautiful & benign design - Clippers are available in pink or green. Pets can sense the benign design, thus they are less scared. The grooming process will be a lot easier
Non-slippery handles - Engineered for better grip and smooth experience. Ergonomically shaped handles decrease fatigue
Safety stop helps prevent "overcutting"; no more bleeding or damaging to your pet. Small plate attached under the strong and sharp blade was carefully engineered to increase user's confidence and pet's safety
Stainless steel blade - well crafted for stronger and harder cutting. 0.275'' stainless steel blade has gone through multiple making process to enable it with quick, instant and sharp cut
Two Years Warranty & 100% Money Back Guarantee

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g: 2 Posted By: ctgolfer
Views: 211 Replies: 1 Brand
Roku
Model
4200XB
General
Type
Streaming Media Player
Features
Features
Faster and more powerful. With up to 1080p HD video and extended-range, dual-band wireless performance for increased speed

Amazing remote with headphone jack. Use the included in-ear headphones to crank up that late-night flick while the kids (or parents) sleep

One-stop search. Find your favorite movies and TV shows all from one place from top TV and Movie services like Netflix, Amazon Instant Video or Hulu Plus

1000+ channels and growing. The best selection of streaming out there. Everything from Netflix to Hulu Plus to HBO GO to Major League Baseball

Free iOS and Android device app. Use it like a remote. Browse and add new channels. Even stream your music and photos from your phone or tablet to your HDTV
Specifications
Specifications
Streaming Content: Netflix, Hulu Plus, HBO GO, Amazon Instant Video, Disney, Crackle, Angry Birds, NHL, NBA, MLB, plus over 1,000 other channels

General Compatibility: HDTVs

Media Type Compatibility: Streaming and local playback

HD Compatibility: HD-Ready

Video Resolution: Up to HD 1080p

Output Type: HDMI

Number of HDMI Outputs: 1

Number of Composite Video outputs: 0

Number of Audio Outputs: 1

Number of Coaxial Digital Audio Outputs: 0

Wireless Technology: Wi-Fi a/b/g/n

Wired Connectivity: HDMI, Ethernet, USB 2.0

Media Card Compatibility: USB Drive, MicroSD Card

Video Upconversion: N/A

Disc Capacity: upgradable via MicroSD Slot

Electronics General Compatibility: HDTVs

Input Type: USB 2.0

Media Playback File Format: Via USB: MP4 (H.264), MKV (H.264), AAC, MP3, JPG, PNG

Digital Tuner: N/A

Audio Features: Support for Dolby Digital Plus surround sound (passed through via HDMI)

Number of Audio Inputs: 0

Accessories Included: Electronic Product: Remote Control, 2 AA Batteries, Getting Started Guide, In-Ear Headphones

Not Included: HDMI Cable (for HD video)

Dimension: 3.5" x 3.5" x 1"

Weight: 0.31 lbs.

www.ebay.com/itm/Roku-3-Digital-HD-Streaming-Media-Player-w-Head...
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g: 2 Posted By: lovelybones
Views: 317 Replies: 6 DC Comics: Batman Eternal #1 (Kindle Comic Book)

Free when you apply promo code BATMAN75

Step one - Enter it promo code here Linky -http://www.amazon.com/gp/product/B00IUSHXD6/ref=amb_link_4232083...


Step two - Once your code has been entered follow the instructions Here http://www.amazon.com/gp/feature.html/ref=amb_link_423260302_3?t...



75th Anniversary Promotion Until August 3, 2014, get "Batman Eternal #1" for free by using promo code "BATMAN75".How to Redeem Your Promotional Code

1. Click the "Enter Your Code" button below, you will be asked to sign into your Amazon account if you are not already signed in. Enter the code into the box and click the "Apply" button. Please click "Apply" only one time and wait for confirmation.

2. Once your code has been entered, follow the instructions below to receive the title. The discount will be applied automatically but will not show until you receive your purchase confirmation email.

3. If your code has been successfully entered, you will see the following message appear: "Promotion successfully applied to account". The Kindle promotional credit will not increase your Amazon Promotional Code or Gift Card balances, but it has been added to your account and will remain there until it has been applied toward your purchase of "Batman Eternal #1" or until it expires on August 3, 2014.If you receive an error message after entering your code, check that you've entered the code correctly and that the promotion is still valid and has not expired. If you still receive an error message, contact Customer Service via Kindle Support.

4. On the "Batman Eternal #1" detail page click the "Buy" button and your promotional code will be automatically applied to your purchase. Please note the code can only be applied toward the purchase of this Kindle book.

5.You must redeem your promotional code by 11:59 pm PST on August 3, 2014.

6. You can confirm that the promotional credit was applied to your purchase by checking your order confirmation, which will be sent to you by e-mail. The visible price will not change before purchase, but the promotional credit will be automatically applied to your order. After your purchase, you can confirm that your promotional credit was successfully applied by either viewing your order details on the purchase confirmation page or checking your order confirmation, which will be sent to you by e-mail.


Books Deals

Amazon Coupons
Pet Nail Trimmer with Safety Stop and Nail File $7.82 FS/Prime @Amazon
Added on : Wednesday July 23rd 2014 03:00:04 AM
g: 0 Posted By: lovelybones
Views: 146 Replies: 2 http://www.amazon.com/gp/product/B00IQG6KWW/ref=gno_cart_title_0
Sold by PetMagasin Direct and Fulfilled by Amazon.

98 customer reviews 4.7 stars

Promo Code: 4M7OW2G3
[ Use FREE No-Rush Shipping (5-7 business days) Get a $1 Amazon Instant Video Credit]

Beautiful & benign design - Clippers are available in pink or green. Pets can sense the benign design, thus they are less scared. The grooming process will be a lot easier
Non-slippery handles - Engineered for better grip and smooth experience. Ergonomically shaped handles decrease fatigue
Safety stop helps prevent "overcutting"; no more bleeding or damaging to your pet. Small plate attached under the strong and sharp blade was carefully engineered to increase user's confidence and pet's safety
Stainless steel blade - well crafted for stronger and harder cutting. 0.275'' stainless steel blade has gone through multiple making process to enable it with quick, instant and sharp cut
Two Years Warranty & 100% Money Back Guarantee

Pets Deals

Amazon Coupons
g: 0 Posted By: lovelybones
Views: 56 Replies: 0 DC Comics: Batman Eternal #1 (Kindle Comic Book)

Free when you apply promo code BATMAN75

First Enter it promo code here Linky - http://www.amazon.com/gp/feature.html/ref=amb_link_423260302_3?t...


Once your code has been entered follow the instructions Here http://www.amazon.com/gp/product/B00IUSHXD6/ref=amb_link_4232083...

75th Anniversary Promotion
Until August 3, 2014, get "Batman Eternal #1" for free by using promo code "BATMAN75".How to Redeem Your Promotional Code
1. Click the "Enter Your Code" button below, you will be asked to sign into your Amazon account if you are not already signed in. Enter the code into the box and click the "Apply" button. Please click "Apply" only one time and wait for confirmation.

2. Once your code has been entered, follow the instructions below to receive the title. The discount will be applied automatically but will not show until you receive your purchase confirmation email.

3. If your code has been successfully entered, you will see the following message appear: "Promotion successfully applied to account". The Kindle promotional credit will not increase your Amazon Promotional Code or Gift Card balances, but it has been added to your account and will remain there until it has been applied toward your purchase of "Batman Eternal #1" or until it expires on August 3, 2014.If you receive an error message after entering your code, check that you've entered the code correctly and that the promotion is still valid and has not expired. If you still receive an error message, contact Customer Service via Kindle Support.

4. On the "Batman Eternal #1" detail page click the "Buy" button and your promotional code will be automatically applied to your purchase. Please note the code can only be applied toward the purchase of this Kindle book.

5.You must redeem your promotional code by 11:59 pm PST on August 3, 2014.

6. You can confirm that the promotional credit was applied to your purchase by checking your order confirmation, which will be sent to you by e-mail. The visible price will not change before purchase, but the promotional credit will be automatically applied to your order. After your purchase, you can confirm that your promotional credit was successfully applied by either viewing your order details on the purchase confirmation page or checking your order confirmation, which will be sent to you by e-mail.


Books Deals

Amazon Coupons
Free Kindle Comic Book - Batman Eternal (2014- ) #1
Added on : Tuesday July 22nd 2014 11:00:07 PM
g: 0 Posted By: remick
Views: 83 Replies: 0 http://www.amazon.com/gp/product/B00IUSHXD6

Until August 3, 2014, get "Batman Eternal #1" for free by using promo code "BATMAN75".

How to Redeem Your Promotional Code

1. Click the "Enter Your Code" button below, you will be asked to sign into your Amazon account if you are not already signed in. Enter the code into the box and click the "Apply" button. Please click "Apply" only one time and wait for confirmation.

2. Once your code has been entered, follow the instructions below to receive the title. The discount will be applied automatically but will not show until you receive your purchase confirmation email.

3. If your code has been successfully entered, you will see the following message appear: "Promotion successfully applied to account". The Kindle promotional credit will not increase your Amazon Promotional Code or Gift Card balances, but it has been added to your account and will remain there until it has been applied toward your purchase of "Batman Eternal #1" or until it expires on August 3, 2014.

If you receive an error message after entering your code, check that you've entered the code correctly and that the promotion is still valid and has not expired. If you still receive an error message, contact Customer Service via Kindle Support.

4. On the "Batman Eternal #1" detail page click the "Buy" button and your promotional code will be automatically applied to your purchase. Please note the code can only be applied toward the purchase of this Kindle book.

5.You must redeem your promotional code by 11:59 pm PST on August 3, 2014.

6. You can confirm that the promotional credit was applied to your purchase by checking your order confirmation, which will be sent to you by e-mail. The visible price will not change before purchase, but the promotional credit will be automatically applied to your order. After your purchase, you can confirm that your promotional credit was successfully applied by either viewing your order details on the purchase confirmation page or checking your order confirmation, which will be sent to you by e-mail.
Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 96 Replies: 0 Increased performance for faster boot and application load times
Increased reliability and durability over traditional hard drives
Consistently high data transfer speeds
Backed by a 3 year limited warranty
Operating temperature: -32 Degree F to 158 Degree F (0 Degree C to 70 Degree C)
Power Consumption (active): 0.12w
Shock Resistant: up to 1500 G @ 0.5 m/sec

www.amazon.com/dp/B0093HMLAS/
Hard Drives Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 139 Replies: 0 use promo code: EMCYTZG686

WD
Series
Green
Model
WD40EZRX
Packaging
Bare Drive

Performance
Interface
SATA 6.0Gb/s
Capacity
4TB
RPM
IntelliPower
Cache
64MB

Physical Spec
Form Factor
3.5"

Features
Features
Cool and quiet
-WD GreenPower Technology yields lower operating temperatures for increased reliability and low acoustics, perfect for ultra-quiet PCs and external drives.

Reduced power consumption
-Best-in-class power management technology delivers significant power savings and solid performance.

Innovative design
-WD Green drives are innovatively designed and manufactured with lead-free, conflict-free and halogen-free materials.

IntelliSeek
-Calculates optimum seek speeds to lower power consumption, noise and vibration.

NoTouch Ramp Load technology
-The recording head never touches the disk media ensuring significantly less wear to the recording head and media as well as better drive protection in transit.

www.newegg.com/Product/Product.aspx?Item=N82E16822236604
Hard Drives Deals

Newegg Coupons
Dell P2815Q 4K monitor - $399.99 FS no coupon - dell.com
Added on : Monday July 21st 2014 11:00:02 PM
g: 0 Posted By: Powderhorn
Views: 159 Replies: 0 As of now, the deal I jumped through hoops to get for $404.99 is $399.99 for everyone: a Dell 4K P2815Qmonitor. It's a TN panel, but I'm hoping the increased real estate overrules that.

http://accessories.us.dell.com/sna/productdetail.aspx?c=us&l=en&...

Free 3-5 day shipping is an automatic coupon.

DON'T FORGET FB CB! (I do not like using caps, but each time a big-ticket item comes into play, I stupidly forget it. It's worth $16 right now.)
Dell Deals

Dell Consumer Coupons
g: 1 Posted By: PhatWallet123
Views: 165 Replies: 0 Just received a Promo for 2015 Nissan Leaf. Have to say the Promo Code "PR434" to get the deal listed below.

Percy at Town Center Nissan cell 404-819-4800 is doing 24month leases for 2015 Nissan LEAF S models for$209 with VPPor$249 non-VPP & $240 with QC with VPP or $289 w/o VPP.The normal conditions apply - $0 down payment, 12,000 miles a year, $395 disposition fee, etc.

This is the lowest I have seen being offered in Georgia.

The Math:
Total Payments: $5,016 (or $209 x 24 months)
State Income Tax Credit: $5,000
Increase in Insurance: $400 (YMMV)
Gas Savings net Added Electricity: $2,040 (YMMV but for me, it's at least $110/mo average gas cost minus net the added $25/mo electricity bill)
Disposition Fee: $395
Special Tag Fee: $60
Total "Profit" = $1,169
Services Deals
g: 0 Posted By: ctgolfer
Views: 54 Replies: 0 Record and play back still images and video clips
2.4" high resolution full color LCD display (320x240)
Easy-to-use, multi-language interface
With removable SD cards, save images and videos to download to PC or mobile devices
On-screen horizontal/vertical reverse
5x digital zoom for increased viewing
Mini USB connector for uploading images and videos to a computer
Probe diameter available in either 8.5mm(0.33"), or 5.5mm(0.22") and fits most spark plug holes
White LED to illuminate the inspection area, with illumination control
View objects as close as 1"
Oil and scratch resistant tempered glass lens
1M (39.4") semi-rigid, but flexible watertight shaft Ergonomic and durable tool housing
One-year limited warranty
View objects as close as 1"
Powered by 4 AA batteries
Composite video output jack (RCA)
Contents: MaxiVideo MV208 tool, user's manual, imager head and cable (8.5mm, or 5.5mm) / Accessories- mirror, hook(8.5mm only) and magnet, USB cable, video-out cable

www.sears.com/maxivideo-174-autel-digital-video-scope-with-5.5mm...

Amazon link
www.amazon.com/dp/B0091DJXN2/
Tools Deals

Sears Coupons
Skullcandy - Navigator On-Ear Headphones $49.99 w/FS @ Best Buy
Added on : Sunday July 20th 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 168 Replies: 0 On-ear design
Featuring soft leather-touch ear pillows for comfort during extended listening sessions.
Rex Driver technology
Delivers smooth sound and powerful bass.
Supreme Sound technology
Ensures high-quality, balanced audio.
Detachable cable
Helps eliminate tangles and increase longevity.
3-button microphone
Lets you control your iOS or other compatible device.
Travel bag
So you can fold and stash your headphones on the go.
104 dB/mW sensitivity
For powerful sound.
34 ohms resistance
To efficiently conduct power.

www.bestbuy.com/site/skullcandy-navigator-on-ear-headphones-blac...
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: remick
Views: 31 Replies: 0 http://www.amazon.com/dp/B00AFYBRTY/

4.8 out of 5 stars (12 customer reviews)

Mind Mapping for Kids helps elementary school students develop higher-level thinking and improve their reading comprehension using mind maps and eight reading comprehension strategies.

KEY FEATURES

Learn mind map basics in a few hours and start mind mapping in a day.

- Written by a mind mapper and features mind maps by other mind mappers.
- Includes over 50 mind maps created with over 10 different mind mapping programs.
- Full case study on reading comprehension using mind maps.

DESCRIPTION

We are all visual learners, at least in part. We absorb information visually more than in any other way. Yet, visual literacy is mostly missing from mainstream education. So, how can elementary school students visually represent information and ideas to improve their ability to build on what they already know, think critically, and learn meaningfully?

This question is the central theme of Mind Mapping for Kids. MMFK offers elementary school teachers a blueprint for how to introduce mind maps in their classrooms to help students think more rigorously and increase engagement by transforming linear, static information into connected, dynamic maps.

Part I of the book discusses the fundamentals of mind mapping for teachers, parents, and students. Part II demonstrates how to use mind maps and the eight reading comprehension strategies to help students develop critical thinking and better comprehend what theyre reading. Part III provides 15 examples of mind mapping uses in school and at home and 5 templates to use in the classroom.

Give mind maps a try. They can be used independently or in conjunction with other literacy instruction programs. Either way, they will bring fun and excitement to the classroom while simultaneously improving thinking, reading, and learning.

FREE BONUS

To help you get started with mind maps, each book also comes with a free 6-month trial of ConceptDraw, DropMind, Inspiration, MindMeister, or XMind Pro. To get your free download code, e-mail the author with your proof of book purchase and program preference.
Books & Magazines Deals
g: 0 Posted By: jskins
Views: 172 Replies: 1 Newton Running Isaac Men's Running Shoes (Grey/Black)- $32.99 with Free Shipping at 6pm.

Sizes 7.5-14
D-Med width
Highly breathable closed mesh upper
Lightweight ergonomically placed synthetic overlays
Metatarsal stretch panels
Slip-proof laces with double eyelets
Reflective heel hits
Plush tongue and collar
Fabric lining
Accommodates most orthotics
Second-Generation Action/Reaction Technology
Single-density, high-rebound EVA midsole
Mid-foot support chassis
Heel/Forefoot Differential: 5-mm.
Beveled heel and toe
Met-flex
Durable carbon rubber outsole
Increased toe spring
Pronounced heel rocker


This item is currently selling on Amazon for $64.95 - $169.99.
Shoes Deals

6PM Coupons
Groupon Deal - Dragon NaturallySpeaking 12 Home Edition $39.99
Added on : Sunday July 20th 2014 09:00:04 AM
g: 0 Posted By: quasarcat
Views: 186 Replies: 1 Groupon Goods deal: Dragon NaturallySpeaking 12 Home Edition speech recognition software #39.99.

Item description:

Up to three times faster than typing
Up to 99% accurate out of the box
Continually adapts to your voice for increased accuracy
Interactive tutorial guides you through learning simulations
Word process on Dragon Pad or in Windows applications such as Word and Outlook
Full text control in Gmail and Hotmail
Command prompts simplify editing
Customizable formatting rules, such as ending all sentences with three exclamation points
Voice-controlled search on Explorer, Firefox, and Chrome
Dragon Voice shortcuts collapse common tasks
Supports wideband Bluetooth wireless-headset microphones
Compatible iOS or Android devices can be used as a wireless microphone
Click here for system requirements.

Limit 3 per person, may buy 2 more as gifts. Free shipping & free returns. Does not ship to AK/HI/Canada/Puerto Rico.

http://www.groupon.com/deals/gg-dragon-naturallyspeaking-12-home-edition

Software Deals

Groupon Coupons
g: 0 Posted By: ctgolfer
Views: 138 Replies: 0 $79.99 after $30 mail-in rebate

80 PLUS Gold certified, with up to 90% efficiency under typical loads
High Amperage Single-Rail design for maximum power and efficiency
Superior vertical double layer main transformer increases power output
Over Power / Under Power / Over Voltage / Short Circuit protection built in
Highest quality Japanese Nippon Chemi-Con solid state capacitors ensure long-term reliability
Fully Modular to reduce clutter and improve airflow
Quiet and Intelligent Auto Fan for near-silent operation

www.newegg.com/Product/Product.aspx?Item=N82E16817438017
Computers Deals

Newegg Coupons
g: 0 Posted By: ctgolfer
Views: 31 Replies: 0 Updated sound tuning with clear, spacious sound and enhanced deep bass
Lightweight, comfortable fit with adjustable headband and swiveling ear cups
Closed design keeps the sound from disturbing your neighbors
Single-sided cable eliminates tangling and increases durability
Ear cups fold flat into the headband for compact storage
Soft carrying pouch included

www.newegg.com/Product/Product.aspx?Item=N82E16826735017
Headphones & Speakers Deals

Newegg Coupons
g: 0 Posted By: tedhawkins
Views: 147 Replies: 0 Guns - 22/45 & SR22 "Game Changer" Compensator $24.99 + $4.49 Flat shipping

http://www.gearhog.com/

Deal Overview
At a glance:
Dramatically reduces muzzle rise and improves accuracy
Large openings for easy cleanings
Comes with colored installation instructions, installs in seconds!

This works on the 22/45 AND the SR22!

Threading: Standard x 28 TPI
Outside diameter: 1"

When shooting for accuracy every advantage is critical for that precise shot. The high quality and specially engineered TANDEMKROSS muzzle brake was designed specifically with the 22 LR cartridge in mind. Unlike other models that have vent holes all over, the TK Compensator has directed vent ports on the top and the side giving the right amount offset for the .22LR cartridge.
Made out of high strength T6061 aluminum, this brake features strategically placed vents that dramatically reduce recoil that can ruin that once in a lifetime shot. Increase your accuracy and get the TANDEMKROSS "Game Changer" today!


Guns & Ammo Deals
Bioshock 2: Minerva's Den DLC $1.99 @green man gaming
Added on : Wednesday July 16th 2014 05:00:05 PM
g: 0 Posted By: lovelybones
Views: 182 Replies: 0 http://www.greenmangaming.com/s/us/en/pc/games/action/bioshock-2...

Use code: P36EYA-K5JYKT-ABO7X9

Minerva's Den offers a brand-new, self-contained BioShock story, presenting a side of Rapture you've never seen before. Seek out the tools you'll need to unlock new goals and spaces in the order you choose. Face Rapture's full range of opposition as you increase in power---a new challenge is always right around the corner.Expand your combat abilities with the experimental Ion Laser and chaotic Gravity Well Plasmid, unique to Minerva's Den. Face off against the new Lancer Big Daddy, the most advanced Protector that Rapture ever produced. Explore every shadowy corner of Minerva's Den, unraveling the mysterious past of The Thinker's inventor, and the dark secrets hidden within the unfeeling, omniscient machine he created.
Video Games Deals
Sportcraft 10'x10' Straight Leg Instant Canopy $59.99 w/FS @ Kmart
Added on : Wednesday July 16th 2014 12:00:04 AM
g: 0 Posted By: ctgolfer
Views: 129 Replies: 0 The Sportcraft 10'x10' Straight Leg Instant Canopy can be set up quickly and easily
It only weighs 30 pounds and comes with a handy roller bag for easy transportation
Thanks to its straight leg design, it provides up to 100 square feet of coverage
A polyester top with UV coating keeps you safe from the suns rays
Provides increased head room thanks to cathedral style top and has a maximum height of 9'2"
Silver powder coated steel frame ensures it is durable
Great for days at the beach, tailgating, picnics and sporting events
Comes with four metal stakes, top, frame and wheeled bag
Has a one year warranty against manufacturer defects
Take a moment to browse the full line of Sportcraft canopies

This product comes with:
Owner's Manual (English)
Owner's Manual (Espanol)
Manufacturer's Warranty (English)
Manufacturer's Warranty (Espanol)
Instructions / Assembly


www.kmart.com/sportcraft-10'x10'-straight-leg-instant-canopy/p-0...
Garden Deals

Kmart.com Coupons
Chase credit limit increase - no inquiry
Added on : Tuesday July 15th 2014 06:00:06 PM
g: 0 Posted By: gearhead
Views: 123 Replies: 2 Chase sent me an email offering to increase my credit limit with no inquiry required. Just enter your gross income. I entered mine and went from $11K to $18K instantly. I should've asked here first, but is there any reason not to go for it? Other than now I could get myself in more trouble by maxing it out?
Credit Deals
Calypso Cabana Beach Shelter Tent $31.99 + Ship @wayfair.com
Added on : Tuesday July 15th 2014 05:00:05 PM
g: 0 Posted By: jisab
Views: 202 Replies: 0 http://www.wayfair.com/daily-sales/p/Day-at-the-Beach%3A-Games-%...

List Price: $59.00
Deal Price: $31.99

Product Details:

Heavy-duty polyurethane coated taffeta with silver coating for increased UV protection and cool comfort
Rip-stop polyethylene floor
Three ''no-see-um'' mesh windows with zippered storm flaps
Three pole, pin and ring frame system with shock-corded fiberglass poles
Four weight/sand bags for increased stability
Complete with stakes and carry/storage bag
Color: Brilliant Blue / Rainbow Stripes
Cover Material: Polyethylene
Hardware Material: Fiberglass
Water Resistant
Rust Resistant
UV Resistant
Tear Resistant
Fire Resistant
Screened
Removable Shade Wall
Ventilation
Slant-Leg
Number of Legs: 4
Frame Attachment: Sleeves
Number of Ground Stakes Included:
Corner Braces
Top Shape: Arched
Square Foot Coverage: 28 square feet
Interior: 112 cubic feet
Dimensions: 48'' H x 84'' W x 48'' D
Assembly Required
Tools Needed: No tools are necessary
Sports & Outdoors Deals

Wayfair Coupons
Native Eyewear Vim Polarized Sunglasses - 2013 Closeout $45.73 Rei
Added on : Tuesday July 15th 2014 08:00:02 AM
g: 0 Posted By: tedhawkins
Views: 47 Replies: 0 Native Eyewear Vim Polarized Sunglasses - 2013 Closeout $45.73 REI
http://www.rei.com/outlet/deal-of-the-day

Snap-Back Interchange lens system lets you switch lenses to accommodate a variety of light conditions and activities
Frames come with gray polarized lenses which are ideal for full-sun days and Sportflex orange-yellow lenses for cloudy, overcast days
Polarized lenses reduce 99% of visible glare from water, snow, sand and pavement for increased visual acuity, and block 100% of harmful UVA and UVB light
Lightweight frames are flexible and durable enough to withstand high-velocity collisions; built-in venting enhances airflow and virtually eliminates fog and condensation
Nonslip nose pads and ear stems; cam-action spring hinges; soft case included
The Native Eyewear Vim Polarized Sunglasses best fit large faces
Closeout


Reebok Men's Workout Ready Tricot Top (Black) - $24.99 w/ FS @ 6PM
Added on : Monday July 14th 2014 06:00:02 PM
g: 0 Posted By: hellokitty27
Views: 162 Replies: 0 6PM has the Reebok Men's Workout Ready Tricot Top (Black) for $24.99 w/ free shipping.

Stand collar increases coverage.
Full-zip front closure.
Long-sleeve coverage.
Hand pockets with rib knit trim.
Rib knit cuffs and hemline.
Body & Rib: 100% polyester.
Insert: 55% recycled polyester, 45% polyester.

Clothing Deals

6PM Coupons
g: 0 Posted By: francded
Views: 143 Replies: 0 http://www.amazon.com/dp/B00ECEQEFU/was: $89.99
Sale: $29.99features:

Acupressure Mat and Pillow increases energy levels and improves sleep
Acupressure Mat and Pillow relieves stress, aches, pains and muscle tension, Natural Back & Neck Pain Relief, Increased Blood Circulation
Swedish acupressure mat, Can help with back pain, tension, stiffness, stress, insomnia, fatigue and many other conditions.
It helps to promote the release of the body's own pain-relieving and happiness hormones - endorphins and oxytocin- which help to release tension, create relaxation and promote a sense well-being.
The Mat and Pillow gently touches your body's acupressure points and endorphins are released whereupon you experience a gently warming, soothing sensation in your body and mind.


Health & Beauty Deals

Amazon Coupons
g: 2 Posted By: DizzyT71
Views: 322 Replies: 0 NeweggFlash has theRefurbished Roku 3 Wireless 1080p Streaming Media Playeron sale for $67.95 with free shipping.

Compare at Amazon for $77.95 (Refurbished)

Faster and more powerful. With up to 1080p HD video* and extended-range, dual-band wireless performance for increased speed
Amazing remote with headphone jack. Use the included in-ear headphones to crank up that late-night flick while the kids (or parents) sleep
One-stop search. Find your favorite movies and TV shows all from one place from top TV and Movie services like Netflix, Amazon Instant Video or Hulu Plus.1000+ channels and growing. The best selection of streaming out there.
Free iOS and Android device app. Use it like a remote. Browse and add new channels. Even stream your music and photos from your phone or tablet to your HDTV
A Roku account is free. However, payment information is required during setup to provide the convenience of making purchases from the Roku Channel Store on your TV. You will only be charged if you choose to make a purchase.


4.3/5 Stars based on 7,632 customer reviews on Amazon.
Electronics Deals
g: 0 Posted By: remick
Views: 96 Replies: 0 http://www.amazon.com/gp/product/B00H4OVHEI

30 Piano Chords - Games & Puzzles - Triads, Chord Inversions, 10ths, major, minor, augmented, diminished

This is a Fun and Puzzle Game Book for Children Adults - 30 Piano Chords. Play this game to see how well you know your chords.

Pictures of piano chords are shown.
Identify the right piano chord.

There are 3 different levels for you to play.

This will increase your memory of the different chords that you play on the piano.

You are having so much playing this game & quizzes that it makes all music theory fun.
Totally Free Deals
Going after a mortgage broker
Added on : Saturday July 12th 2014 03:00:11 PM
g: 0 Posted By: alamo11
Views: 49 Replies: 0 I'm coming to the FWF community for help with a situation involving a close friend. This person is very deserving and has done a lot of good for others in the community myself included. Recently he purchased a short sale. His DTI wasn't good enough for a 15 year so the broker his mortgage guy put him in a 30 year at a high rate (4.875%) but with no closing costs so he could refinance after he bought the place.

Anyhow he closed and came to me asking for help.Naturally I hopped on Bankrate and found a broker who just happened to be not too far from where I used to live. After a few emails I talked him into doing 2.75% with a .75% rebate on a 15 year with a 1% broker fee. Total closing costs about $3,400. Pretty incredible so he paid for the appraisal and had that done. Three weeks later broker saids the lender denied the loan because of seasoning. Not to worry he found someone with the same rate just a much smaller rebate (about $100). Still an awesome deal so we said fine.

Another three weeks or so of stalling later broker sends an updated GFE with points, higher broker compensation, and a bunch of fees tacked on. I tell him "No Way" and he saids he will get it taken care of. Another two weeks of stalling we decide we've had enough and drive down to his office. Office looks like it was setup overnight; guy looks shocked we showed up and sends us to his secretary. She announces "Maybe we will close next week." "Your cash at close is about $9,000". We flip our shit and leave.

Now: Clearly what happen is a bait-and-switch. During this time I have a number of GFEs and emails saying "ignore the GFE. It's wrong" and now I found out he doesn't have an NMLS license. In fact no one we saw or dealt with has a licence. Just some guy who doesn't even sit in his office. How do I go about reporting this goon and his unlicensed tactics? Friend suffered real damages in increased interest charges and almost had his credit trashed when they said not to worry about paying the mortgage. This is in FL.

Since then I'm working with a direct lender and got a similar deal as he was supposed to get just about $800 more in costs. How do I go about getting this guy arrested or in serious trouble? I wanted to put the fear of god into this guy but my friend restrained me from beating the living shit out of him.
Discussion Deals
g: 0 Posted By: jskins
Views: 60 Replies: 0 Crocs Hover Lace Up Men's Leather Shoes (Espresso) - $24.00 with free shipping at 6pm.

Sizes 4-13 (If you wear a 1/2 size the brand recommends that you order a size up).
Medium Width
Leather upper with suede accents
Six eyelet closure with canvas laces
Fabric lining and Croslite footbed with circulation nubs
Non-marking Croslite outsole with tread design
Hybrid construction reduces weight and increases flexibility


These are selling for about $60.00 elsewhere on Google Shopping.
Shoes Deals

6PM Coupons
g: 0 Posted By: ctgolfer
Views: 149 Replies: 0 The Kenmore 73092 countertop microwave has a 0.9 cu. ft. capacity
With 900 watts and 10 power levels, this microwave allows you to cook a variety of foods
The memory feature saves your favorite cook time and power level combinations
You can increase cook time in 30-second increments
6 Smart Touch settings let you cook your food without selecting cook times and power levels
The 10.6-inch diameter glass turntable is dishwasher safe
The LED display makes it easy to see when setting cook times and power levels
Open the microwave with the simple push-button door release
Use multi-stage cooking to set multiple stages and cook times at once, including defrost

www.sears.com/kenmore-0.9-cu-ft-countertop-microwave-white/p-020...
Appliance Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 119 Replies: 1 Over 2.3 million pixels packed into a 7-inch display with an ultra-high 323ppi for incredible visuals in full HD
Slim new design increases comfort and portability, narrow bezels make it easy to hold in one hand
Designed for portability: weighing only 290g with an ultra-thin 8.65mm profile
Quad-core performance: Qualcomm Snapdragon S4 Pro processor and 2GB RAM for smooth and responsive performance
Photos and video with dual HD cameras: 1.2MP front and 5MP rear
Cinematic stereo surround: Fraunhofer Cingo mobile audio technology for 5.1 virtual surround sound, with or without headphones
Speedy dual-band Wi-Fi for blazing internet speeds.

www.ebay.com/itm/Asus-Google-Nexus-7-Tablet-16GB-Android-4-3-Jel...
g: 1 Posted By: LearningFast
Views: 121 Replies: 4 Hi all, I am a new member who is still very much learning how to manage money and credit, but have learned a ton reading these forums in the past couple of years when I had literally no credit file.
Below I tried to condense the very helpful things Ive learned here into a little HOW TO which I think contains all the things I wish I knew a while ago and learned here, albeit fragmented. Of course, all these will differ between people so feel free to add.
The two general rules of the money life that Ive learned.
1. Small discounts really can add up, if done right.
2. If your credit file had mass, it would be worth its weight in gold. Good credit allows you to get low interest car and mortgage loans, which (because of how compounding interest works) can save you even tens of thousands of dollars.
Ok, so how do you get ahead? Lets assume you have no credit at all and make a very low income (say $20,000/year). Right now:
- Get a credit card. Definitely #1 on your list. You should get a credit card with rewards if at all possible. Student cards (if you are one) will usually have top notch rewards and can be approved for people with no limit (Discover It for students, Sallie Mae Mastercard, Chase Dividend for students, BoA Cash Rewards for Students are some good ones). If you have a bank youve had a relationship with for a while, tap them for a card I got my first CC like that, and it has great rewards. Pick a no annual fee card, preferentially from a prime lender, as this account should be with you for life. If you cant get a credit card from anywhere, get a secured card first, and then after 6 months get a real credit card.
-Begin tracking your credit. Sign up for creditkarma.com, creditsesame.com and quizzle.com. These sites allow you to track your credit report in real time from the three US credit reporting agencies, and give you credit scores. These scores are not the true scores used by lenders (they use a different algorithm) but the trend can be useful as a rough estimation in how youre doing. -=7pt Begin tracking all your expenses using a service like mint.com
- Move all your primary banking to a rewards checking account from a credit union (places like Lake Michigan Credit Union, Inova Credit Union, Great Lakes credit union are good ones). Rewards checking accounts have no fees and offer much higher interest than any savings account, and usually will reimburse ATM fees and sometimes give free checks. It doesnt matter if you dont live near the credit union, because internet.
-Open a Roth IRA account, where you can put after-tax money which you will then take out tax free at retirement (or as a one time thing when you buy a house). This a fantastic deal for people in their 20s with low income (and a low tax rate).

For the next 6 months:
-Pay your credit card bill BEFORE the statement cuts each month. That way not only will you not carry a large balance (its good to leave a few dollars there) but if you have a low limit having even $200 there can make it look like a huge utilization and hurt your credit.
- Use your rewards credit card to pay for everything. CashBack/points add up if you use them all the time. If your rent is under $1,500, use SERVE with Isis to load money using your credit card (and get points) and then use the Billpay feature to pay rent and any other utilities you cant pay with a CC.

6-12 months
- ask for a credit line increase on your credit card (depending on the issuer, this might be a hard credit pull)
-get another CC or two. Strongly consider applying for an easy to get AMEX like BlueSky Everyday. All AMEX cards are pretty good. The golden feature about them is that AMEX backdates all cards to the moment you joined AMEX, so all FUTURE AMEX cards will show up as being opened at the same time. This will help your credit score in the future. This is also a good time to try get a workhorse card: a card which gives universal high CashBack/miles. These are the Fidelity Amex (underwritten by BoA), which offers 2% CashBack on everything, the Capital One Venture (essentially 2%, but has an annual fee). If you get denied, call recon (see below).

1.5-2 years:
- If youve been doing everything right you should have a credit score in the 700+ range and be eligible for some pretty nice rewards cards by now. Which ones you get depends on your spending pattern. For example, I applied for the US Bank Cash+ Visa Signature because I eat out a lot. Now Visa Sig cards are difficult for you, because by definition they need to have a credit line of over $5000. I was in fact offered an inferior product instead, but told I can PC later (not uncommon for US Bank). Called once a month, and after two months I had the Cash+.

2 years+
-By now you should be eligible for pretty much any CC you want, although some might be hard for you to get. The holy grail of high end credit cards for people with super good credit are the ones from the Pentagon Federal Credit Union. There you can get 5% CashBack on gas, ~4% CashBack on airline tickets. Hard to get but not impossible at this stage. Just make sure you have no inquiries on quizzle and very low balances on all other cards when you apply.

Beyond: Cant comment, this is where I am

Note: many (if not most) credit card rejections can actually be overturned if you pick up the phone and call the reconsideration line for that lender to talk to an underwriter. Dont be afraid to ask What can you do for me? If youve been a customer for that bank for a while, let them know etc.
Discussion Deals
g: 0 Posted By: DizzyT71
Views: 144 Replies: 0 CPO Outlets via Rakuten has theDeWalt (DCD771C2) 20V Max Lithium-Ion Drill/Driver Kiton sale for $114.99- $30.00 coupon code "MASTERPASS30" when MasterPass by MasterCard is selected as method of payment = $84.99 with free shipping.

Coupon expires: 7/10/14.

Compare at Home Depot for $99.00.Home Depot

Compact, lightweight design fits into tight areas
High speed transmission delivers two speeds (0 - 450 / 0 - 1,500 RPM) for a range of fastening and drilling applications
Ergonomic handle delivers comfort and control
Heavy duty 1/2 in. ratcheting chuck with carbide inserts provides superior bit gripping strength
Two-speed, all-metal transmission for increased run time and longer tool life

4.4/5 Stars based on 37 customer reviews on Amazon.
Tools Deals

Rakuten.com Shopping Coupons
g: 0 Posted By: jskins
Views: 110 Replies: 0 Buffalo LS-QVLE 4-Bay Diskless System LinkStation Pro Quad Network Storage - $179.99 with code MASTERPASS23 + Free Shipping at Newegg.(Exp 7/13)

4-Bay
Diskless System
1 x 10/100/1000M
1 x USB2.0
Diskless enclosure
Create a free personal cloud for acces to your files anytime, anywhere over the Internet
Consolidate storage and back up your PC and Mac computers
Access files from your tablet and smartphone devices
Stream videos and photos to your DLNA/UPnP connected devices
Built-in BitTorrent client for simplified file downloading and management
Expand your personal cloud by attaching USB hard drive for increased capacity



The next lowest price from a rated merchant on Google Shopping is $186.62.
Networking Deals

Newegg Coupons
g: 0 Posted By: jskins
Views: 267 Replies: 0 Craftsman 7-1/4" Compound Miter Saw (1725CMSW) - $55.00 with coupon SEARS2014 + Free In-store Pickup or $14.00 Shipping to Home at Sears.

3.5/5 based on 21 customer reviews.

Make accurate crosscuts, miter, bevel and compound cuts
Cuts expertly regardless of the angle of the wood
Runs on a 7A arbor motor with 120 voltage
30 minute duty cycle increases daily productivity
Features a no load speed of 5000rpm
Total weight of 13-lbs.
Has a 1-5/8 in. vacuum port



The next lowest price for this on Google Shopping is $75.00.
Tools Deals

Sears Coupons
g: 0 Posted By: DizzyT71
Views: 210 Replies: 0 Newegg.com has the Sandisk 128GBUltra Plus 2.5" SATA III Solid State Drive (SDSSDHP-128G-G25)on sale for $59.99 - 10% off promo code MASTERPASS23 when MasterPass by MasterCard is selected as method of payment = $53.99 with free shipping.

Compare at Amazon for $69.99.

Increased performance for faster boot and application load times
Increased reliability and durability over traditional hard drives
Consistently high data transfer speeds
Backed by a 3 year limited warranty
Operating temperature: -32F to 158F (0C to 70 C)
Power Consumption (active): 0.12w
Shock Resistant: up to 1500 G @ 0.5 m/sec


4.4/5 Stars based on 425 customer reviews on Amazon.
SSD Deals

Newegg Coupons
g: 1 Posted By: DizzyT71
Views: 274 Replies: 0 Amazon has theDuck Brand HP260 High Performance Packaging Tape 480 Yards (1067839)on sale for $19.99with free shipping using Prime or orders of $35+.

Next lowest price on Google Products is $21.36 shipped from a rated merchant.

3.1 mil super high performance packaging tape - Meets postal regulations
Offers wide temperature range performance (14 degrees F to 140 degrees F)
Ultraviolet resistance eliminates discoloring and increases shelf life
Clear
Pack of 6 + 2 bonus 1.88 inch x 60 yard rolls


4.6/5 Stars based on 303 customer reviews on product page.




Home & Garden Deals

Amazon Coupons
Novara Express 2.0 Bike Jacket $49.73 rei FS on $50+
Added on : Wednesday July 09th 2014 07:00:06 AM
g: 0 Posted By: tedhawkins
Views: 150 Replies: 0 Novara Express 2.0 Bike Jacket $49.73 REI FS on $50+
http://www.rei.com/outlet/deal-of-the-dayThe women's lightweight Novara Express 2.0 bike jacket offers waterproof/breathable coverage and stows inside its own zippered rear pocket so it's easy to pack along.

Shell's coated nylon fabric is waterproof, breathable and windproof to 60+ mph
Mesh-lined back vent wicks away sweat and lets in fresh air; front zipper offers additional ventilation
Droptail hemline ensures coverage in the riding position
Adjustable cuffs and a stormflap over the front zipper combine to seal out the elements; collar lining is brushed for softness
Waterproof/breathable coverage can be extended by zipping on a Novara Compatible Hood (not included)
2 handwarmer pockets; zip rear pocket doubles as a storage pouch for the jacket
The women's Novara Express 2.0 Bike Jacket has reflective trim that increases visibility in low light

Clothing Deals

REI Coupons
Pandora One gift card (1yr sub), $36 shipped.
Added on : Tuesday July 08th 2014 09:00:04 PM
g: 0 Posted By: Devil2U
Views: 1055 Replies: 4 Target still offers the Pandora One gift card for $36, limit 3 per order. Shipping was $5 per card, but is now free on orders over $50. (Red Card not required)! This works out to $3 per month, $2 cheaper than the new $4.99 per month that Pandora increased the One subscription to. Total savings of $23.88 per year.

http://www.target.com/p/pandora-gift-card/-/A-13815521
Music Deals

Target Coupons
Stylus Set (10 Pack) $0.97 + Free Shipping @ SupplyQuick via Amazon
Added on : Tuesday July 08th 2014 05:00:04 PM
g: 12 Posted By: DizzyT71
Views: 1206 Replies: 7 Ships from and sold by SupplyQuick.

SupplyQuick via Amazon has theStylus Set (10 Pack)on sale for $0.97 with free shipping.
Was: $24.99

Built in soft head for protecting your screen and increase the sensitivity
Light weight design, easy to carry
Including Clip for easy storage in your pocket, book or diary
Compatible with Apple iPad, iPhone, iPod Touch or other touch screen
Package includes:10 pcs stylus pens (Aqua Blue x2, Black x2, Red x2 ,Hot Pink x2, Purple x2)

4/5 Stars based on 4,058 customer reviews on product page.
Tablet Accessories Deals

Amazon Coupons
Stylus Set (10 Pack) $0.87 + Free Shipping @ SupplyQuick via Amazon
Added on : Tuesday July 08th 2014 02:00:03 PM
g: 1 Posted By: DizzyT71
Views: 141 Replies: 0 Ships from and sold by SupplyQuick.

SupplyQuick via Amazon has theStylus Set (10 Pack)on sale for $0.87 with free shipping.
Was: $24.99

Built in soft head for protecting your screen and increase the sensitivity
Light weight design, easy to carry
Including Clip for easy storage in your pocket, book or diary
Compatible with Apple iPad, iPhone, iPod Touch or other touch screen
Package includes:10 pcs stylus pens (Aqua Blue x2, Black x2, Red x2 ,Hot Pink x2, Purple x2)

4/5 Stars based on 4,058 customer reviews on product page.
Tablet Accessories Deals

Amazon Coupons
g: 0 Posted By: tedhawkins
Views: 195 Replies: 0 Vasque Mindbender Trail-Running Shoes - Women's - 2013 Closeout $43.73 Fs on $50+ REI

http://www.rei.com/outlet/deal-of-the-day

The women's Vasque Mindbender Shoes Trail-Running Shoes provide support, plenty of cushioning and excellent traction for running your favorite trails, wet or dry.

Breathable, abrasion-resistant synthetic leather and nylon mesh uppers are lightweight and flexible for comfort; thermoplastic urethane overlays provide structure and support
Nylon linings absorb excess moisture and disperse it for fast drying; protective toe bumpers shield toes and uppers from abrasion
Padded tongues and collars add comfort and relieve pressure from lacing
Reflective detailing increases your visibility in low light
Thermoplastic urethane shanks and nylon forefoot plates provide support and stability on rough terrain and protection from sharp objects underfoot
Molded dual-density EVA midsoles cushion your foot strike and assist in heel-to-midfoot transition
Blur trail-running outsoles on the women's Vasque Mindbender Shoes utilize a slip-resistant rubber compound and feature aggressive, multidirectional lugs for superior traction
Shoes Deals

REI Coupons
g: 1 Posted By: ctgolfer
Views: 211 Replies: 0 use code: MASTERPASS23 and check out with Masterpass

Model
Brand
WD
Series
Green
Model
WD40EZRX
Packaging
Bare Drive

Performance
Interface
SATA 6.0Gb/s
Capacity
4TB
RPM
IntelliPower
Cache
64MB

Physical Spec
Form Factor
3.5"

Features
Features
Cool and quiet
-WD GreenPower Technology yields lower operating temperatures for increased reliability and low acoustics, perfect for ultra-quiet PCs and external drives.

Reduced power consumption
-Best-in-class power management technology delivers significant power savings and solid performance.

Innovative design
-WD Green drives are innovatively designed and manufactured with lead-free, conflict-free and halogen-free materials.

IntelliSeek
-Calculates optimum seek speeds to lower power consumption, noise and vibration.

NoTouch Ramp Load technology
-The recording head never touches the disk media ensuring significantly less wear to the recording head and media as well as better drive protection in transit.

www.newegg.com/Product/Product.aspx?Item=N82E16822236604
Hard Drives Deals

Newegg Coupons
g: 0 Posted By: ctgolfer
Views: 207 Replies: 0 shipping adds $5

Want your iPhone, iPod or iPad to sound as good as a sound system?

The MM 50 iPhone delivers the quality sound that your phone deserves. Specifically designed for iPhones, iPods and iPads, it delivers a top-class mobile music experience. Switch from rich mobile music to crystal-clear mobile phone calls with just one touch and feel confident that your voice will always come through loud and clear.
The MM 50 iPhone comes with fitted ear sleeves, which increase bass response and cut out background noise.

Selection of ideal ear sleeve sizes for an optimum fit and high isolation against environmental noise, as well as a very good bass response
Natural sound reproduction and high dynamics
Integrated in-line microphone with convenient answer/end button
3.5mm mini jack, 4-poled
Shipping Note: Eligible for shipping to all 50 states

Warranty: 2 Year Sennheiser

http://electronics.woot.com/offers/sennheiser-in-ear-headphones-...
Daily Deals

woot! Coupons
Pandora One gift card, $36 shipped.
Added on : Monday July 07th 2014 09:00:02 PM
g: 0 Posted By: Devil2U
Views: 24 Replies: 0 Target still offers the Pandora One gift card for $36, limit 3 per order. Shipping was $5 per card, but is now free (Red Card not required)! This works out to $3 per month, $2 cheaper than the new $4.99 per month that Pandora increased the One subscription to. Total savings of $23.88 per year.

http://www.target.com/p/pandora-gift-card/-/A-13815521
Music Deals

Target Coupons
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 SPECIFICATIONS:

Focal Length Matched Bayonet Lens Hood That's Reversible for Storage Included
Ultra Multi Coating (UMC) For Increased Light Transmission and Reduced Internal Reflections
Excellent Bokeh at F1.4 Aided by an 8 Bladed Diaphragm Remains Super Smooth at All Apertures
CPU (AE) Auto Exposure Chip + Aperture Control Motor Provides Operation in All Exposure Modes and Aperture Control from the Camera Body
Utilizes 12 High Precision Glass Lens Elements Including 1 High Refractive Index (HR) + 1 Aspherical (AS) For Superior Image Quality Even at Open Aperture


www.ebay.com/itm/Rokinon-35mm-F1-4-Wide-Angle-Lens-for-Canon-EF-...
g: 0 Posted By: lovelybones
Views: 37 Replies: 0 http://www.staples.com/Motorola-ELITE-FLIP-Bluetooth-Headset-Sil...


Offer Expires on 07/13/2014

Mono Bluetooth headset with increased clarity and richer sound fromHD Audio Plus with true wideband audio
Flip open to turn on and answer calls; flip closed to turn off and save battery
Multiple wearing styles--on-ear; in-ear without hook; and in-ear with earhook

Cell Phones Deals

Staples Coupons
g: 0 Posted By: ctgolfer
Views: 29 Replies: 0 shipping adds $5

Ryobi 18-Volt Lithium-Ion 12-Inch String Trimmer

Works with all One+ 18V batteries
Fade free power that holds charge longer for extended run time
Hybrid feature allows to plug in for dual power selection
Rotating shaft for comfortable edging
Adjustable 10-inch to 12-inch cut widths
Adjustable shaft length for user comfort
Ergonomic front grip provides comfortable operation
Automatic line advance with 0.65-inch single line
Ryobi 24-Volt Lithium-Ion 13-Inch String Trimmer

Pivoting Head with Foot Pedal Adjustment for Easy Conversion from Trimmer to Edger
Auto Feed Line Head - No Bumping
Adjustable Handle for User Comfort
Variable Speed Trigger for Ultimate Cutting Control
Straight Shaft for Extended Reach
Overmold for Added User Comfort
11"-13" Cutting Width for Increased Run Time or Wider Cutting
Battery:24V Lithium-Ion with charger
Cutting Swath:11" - 13"Shaft
Pivoting Trimmer Head for Edging

http://tools.woot.com/offers/ryobi-lithium-ion-straight-shaft-st...
Daily Deals

woot! Coupons
g: -1 Posted By: ctgolfer
Views: 182 Replies: 1 Product Features
DX-format CMOS image sensor and image-processing engine EXPEED 2
The D7000 is equipped with a Nikon DX-format CMOS image sensor and a image-processing engine, EXPEED 2. The camera offers an effective pixel count of 16.2-million pixels and enables capture of high-definition images exhibiting superior image quality with extremely detailed rendering and rich tones with smooth gradations. EXPEED 2 is Nikon's image-processing engine developed with the ideas, know-how and technologies regarding digital images that Nikon has cultivated over the years. EXPEED 2 enables faster image processing, a high level of noise reduction, better color reproduction characteristics, and reduced power consumption.
A compact, elegant body that offers both authenticity and flexibility
A magnesium alloy has been adopted for the top and rear covers for increased durability in a size equivalent to that of the D90. All joints on the camera body have also been sealed to ensure a greater level of water and dust resistance.
2,016-pixel RGB metering sensor
With 2,016 pixels, the metering sensor developed for the D7000 offers twice the metering pixels as the previous high-end metering sensor. Prior to shooting, the 2,016-pixel RGB sensor acquires accurate information regarding the scene. That information is then reflected in autofocusing, automatic exposure, i-TTL balanced fill-flash, and auto white balance control for extremely faithful images.
39-point AF system
Adoption of the Multi-CAM4800DX autofocus sensor module enables certain acquisition and tracking of the intended subject with 39 focus points. Nine cross-type sensors at the most frequently used center of the frame allow for certain acquisition of the intended subject. In addition, the number of active focus points can also be limited to 11.
Superior subject acquisition and tracking performance
Depending upon the scene or subject, the AF-area mode can be selected from Single-point AF, Dynamic-area AF, 3D-tracking and Auto-area AF. Wide focus areas containing a large number of focus points work together to accurately acquire and track the subject
D-movie for recording and editing of Full HD movies
The D7000 is equipped with the D-Movie function that enables recording of high-definition movies exhibiting superior video quality. Autofocusing during movie recording is possible using contrast-detect AF. When the focus mode is set to Full time-servo AF (AF-F) and the AF-area mode to Subject-tracking AF, the camera automatically maintains focus on a subject moving throughout the frame in three dimensions. The D7000 also offers in-camera movie editing functions that allow users to save a single frame as a still JPEG image or delete unnecessary portions from the beginning or end of movie files.

www.ebay.com/itm/New-Nikon-D7000-16-2-Megapixels-Digital-SLR-Cam...
SLR & dSLR Deals

eBay Coupons
Craftsman 6-in. Max Axess Locking Wrench $9.96 @ Sears
Added on : Saturday July 05th 2014 08:00:09 PM
g: 0 Posted By: ctgolfer
Views: 215 Replies: 0 This Craftsman 6-in. Max Axess locking wrench features a unique dual-material handle to give you hand the comfort of cushioning while preventing slipping
A locking feature increases tension as you turn, so you can get more user-generated torque
This versatile tool replaces 16 wrenches ranging from 1/4 to 9/16-in and 7 to 14 mm, so you'll save lots of space in your toolbox, save money and save time looking for a bunch of different wrenches
Adaptable to various sizes and grips fasteners on all sides
Fastener scale for fast and easy adjustments
Red and black handle

www.sears.com/craftsman-6-in-max-axess-locking-wrench/p-00935358...
Tools Deals

Sears Coupons
Earn Kohl's Cash For every $50 you spend, you get $10 in Kohl's Cash.
Added on : Saturday July 05th 2014 06:00:02 PM
g: 0 Posted By: DaysFan
Views: 245 Replies: 0 Earn Kohl's Cashhttp://www.kohls.comFrom 12am (CDT) July 3 to 11:59pm (CDT) July 9, everyone gets $10 Kohls Cash for every $50 spent in store, online & at the kiosk on all sale-, regular- and clearance-priced merchandise!It's Easy!Here's how to earn (and use) your $10 Kohl's Cash coupons!*

For every $50 you spend, you get $10 in Kohl's Cash.
The Kohl's Cash coupon you earn online will be sent via email.** Follow the email instructions to print out your Kohl's Cash coupon.
Take your Kohl's Cash coupon to your nearest Kohl's Department Store or enter your coupon number and pin at checkout on Kohls.com, July 10-20.
At checkout, your Kohl's Cash coupon will be deducted from your purchase total!
Here's how easy it is to earn Kohl's Cash! Spend $50 - $10 Kohl's Cash coupon Spend $100 - $20 Kohl's Cash coupon Spend $150 - $30 Kohl's Cash coupon Spend $200 - $40 Kohl's Cash coupon Spend $250 - $50 Kohl's Cash coupon Coupon increases with each $50 purchase REDEEMABLE IN STORE AND AT Kohls.com 7/10-7/20. Kohl's Cash is not legal tender. No Cash Back. Customer will receive a $10 Kohl's Cash Coupon for the first $50 in purchases. An additional $10 in value will be added to the coupon for each additional $50 spent in that single transaction. Kohl's Cash Coupon is earned on the amount of customer purchases after all applicable discounts are applied and before tax is imposed. Eligible customer purchases include sale-, regular- and clearance-priced merchandise, but exclude the purchase of Gift Cards. Offer can be redeemed with any other offer, but cannot be redeemed for cash. Kohl's Cash will be applied prior to percent-off total purchase discounts. Kohl's Cash Coupon may not be redeemed (1) on purchases of Kohl's Cares cause merchandise or other charitable items; (2) to reduce customer's Kohl's Charge or any third party charge account balance; (3) as price adjustments on prior purchases; or (4) to purchase Gift Cards. If merchandise purchased earning a Kohl's Cash Coupon is subsequently returned or price adjusted, the value of the Kohl's Cash Coupon previously earned and/or the amount of the merchandise refund will be reduced to reflect any unearned value. Return value of merchandise purchased with a Kohl's Cash Coupon may be subject to adjustment. Offer is nontransferable.**Kohl's Cash of $250 or more may take longer to arrive. If your Kohl's Cash earned is less than $250 and you do not receive your Kohl's Cash via email, your Kohl's Cash may be blocked by your email provider. Check the blocked email folder in your account. You also may need to add the email address Kohls@email.Kohls.com to your approved senders/address book. If you still do not see your Kohl's Cash email, please contact Customer Service at (866) 887-8884.

Clothing Deals

Kohl's Coupons
g: 0 Posted By: ctgolfer
Views: 96 Replies: 0 use promo code: 4JULY10

Foscam FI8910W Wireless Camera
High-quality remote audio and video recording
300-degree pan, 120-degree tilt
Infrared lights for night vision up to 8 meters
Motion detection prevents endless, boring footage of sleeping ghosts
Built-in network video-recording system
Compatible with iPhone, Android, and BlackBerry
Wireless-N connectivity
Viewable over the Internet using standard browsers
Embedded IR-cut filter provides enhanced picture and color quality
Automatically adjusts lighting exposure via mechanical filter
Two-way audio
Durable external housing
Optional 9dBi antenna allows for increased range
9dBi antenna rated three times higher than standard Foscam antenna
Weight: 1.4 pounds
Dimensions: 1.5x4.5x4.5
Two-year replacement warranty from Foscam
Click here to view a full list of technical specifications.
In the box: Foscam Wireless IP camera, WiFi antenna, user manual, installation CD, and network cable

www.groupon.com/deals/gg-foscam-fi8910w-wirelesswired-ipnetwork-...
Cameras Deals

Groupon Coupons
g: 0 Posted By: jskins
Views: 188 Replies: 0 Peel-and-Stick Window Art Film Decals (10 Designs Available) - $10.99 - 10% coupon code4JULY10 + $4.00 shipping = $14.00 at Groupon. (Exp 7/4)

Artwork for your windows
Increases privacy
Easy to remove and reposition
Cut to fit any window
Filters light and reduces glare
Vinyl
17.71" x 59"

Decor Deals

Groupon Coupons
g: 0 Posted By: Xenocrates
Views: 55 Replies: 0 JBL Loft 50 6.5" Floorstanding Speakers Pair(Black) - $149.00 FSP @ Frys.com

Note: Even though it is technically free store pickup it appears your local store has to actually have one for you to pickup.

2 - 6.5" PolyPlas side-mounted woofer
3 - 4" PolyPlas midrange
1" Soft-dome tweeter w/ EOS waveguide
FreeFlow Portincreases output and reduces distortion
Straight-Line Signal Path crossover network
Dimensions (H x W x D): 42.5" x 7.13" x 11.87"
5 Year Warranty


Frys claims was $449.00 which I didn't believe until I found Newegg still selling them for this much.
Frys Deals
g: 0 Posted By: ctgolfer
Views: 101 Replies: 0 Up to 1900 Mbps, 802.11AC(1300Mbps over 5G) + 802.11N(600Mbps over 2.4G). Broadcom TurboQAM technology increases wireless-N data rate to600 Mbps for 33% faster performance
1 x Gigabit WAN port, 4 x Gigabit LAN ports, 1 x USB3.0/1 x USB 2.0 support Printer/HDD/(3G/4G dongle) sharing.
AiRadar with Beam forming technology to ensure maximum WiFi coverage. Dual-core processor for fast and responsive performance with Wi-Fi, Ethernet and USB devices.
AiCloud to bring you multimedia sharing from outside network and Smartphone
Enhanced ASUSWRT interface for Easy 3steps setup through Tablet, Smartphone and PC

www.amazon.com/dp/B00FB45SI4/
Routers Deals

Amazon Coupons
g: 0 Posted By: tedhawkins
Views: 1 Replies: 0 Vortex Diamondback HP 2-8x32 - V-Plex or Dead-Hold BDC with Vortex Viper Rings, Vortex Hat, Vortex Lens Pen $359.99 (BDC +$10) FS

http://www.gearhog.com/

Deal Overview
Part# DBK-10011 & DBK-10013
Reticle Available: V-Plex (MOA) & Dead-Hold BDC
Matte Black

The Diamondback HP (High Performance) riflescope offers a full-on array of features that discerning hunters are sure to appreciate. Optically, these scopes hit the proverbial mark. XD extra-low dispersion glass increases resolution and color fidelity while XR fully multi-coated lenses maximize every minute of shooting light. The side focus/parallax adjustment is easily accessible while keeping a trim profile and allowing optimal mounting height. And, with a 4x zoom range, the Diamondback HP offers highly versatile magnification.

OPTICAL FEATURES
+ XD Lens Elements - Extra-low dispersion (XD) glass increases resolution and color fidelity, resulting in crisp, sharp images.
+ XR Fully Multi-Coated - Proprietary coatings increase light transmission with multiple anti-reflective coatings on all air-to-glass surfaces.
+ Second Focal Plane Reticle - Scale of reticle maintains the same ideally-sized appearance. Listed reticle subtensions used for estimating range, holdover and wind drift correction are accurate at the highest magnification

+ Magnification: 2-8 x
+ Objective Lens Diameter: 32 mm
+ Eye Relief: 4.6 inches
+ Field of View: 41.9-12.2 feet/100 yards
+ Tube Size: 1-inch
+ Turret Style: Capped
+ Adjustment Graduation: 1/4 MOA
+ Travel per Rotation: 15 MOA
+ Max Elevation Adjustment: 110 MOA
+ Max Windage Adjustment: 110 MOA
+ Parallax Setting: 20 yards to infinity
+ Length: 11.6 inches
+ Weight: 15.9 ounces
g: 0 Posted By: tedhawkins
Views: 125 Replies: 0 Louis Garneau Women's Elite Lazer Tek Tri Tank $29.99 FS to store performance bike

http://www.performancebike.com/bikes/Product_10052_10551_1132172...

Louis Garneau Women's Elite Lazer Tek Tri Tank
Cool, comfortable and streamlined. The Elite Lazer Tek Tri women's tank has everything you need for serious triathlon performance. Dimpled mesh construction with DWR treatment enhances aerodynamics, ventilation, moisture management and water resistance. Carbon-X Mesh inserts provide comfort and breathability, Lazer Rev panels deliver seamless muscle support, and Aero Lazer arm and leg bands offer a second-skin feel for streamlined performance. Two angled pockets for easy access on the fly.

Tritek fabric:
Improves aerodynamics for speeds ranging from 15-45mph
Dimpled mesh construction allows ventilation and comfort
Efficient combination of fabric construction and spandex content for certified compression
DWR treatment absorbs less water
Excellent aerodynamics and hydrodynamics
UPF 50 protection
Carbon-X Mesh panels (upper sides/back neck) with UPF 50 and DWR treatment maximize muscle compression, increase circulation, provide good ventilation, eliminate chafing and offer protection from acid smog and static energy
Lazer Rev fabric (sleeve openings) with UPF 50 for seamless support and enhanced compression
Next-to-skin design for a streamlined, aerodynamic fit
15" invisible zipper provides generous ventilation
Comfort-designed neck enhances mobility
Aero Lazer sleeve bands increase aerodynamics and muscle support
Reflective logo on back adds visibility
2 side angled pockets with flap


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Mountainsmith Mountain Shelter LT $94.96 + Free shipping Campmor
Added on : Thursday July 03rd 2014 06:00:05 AM
g: 0 Posted By: tedhawkins
Views: 112 Replies: 0 Mountainsmith Mountain Shelter LT $94.96 + Free shipping Campmor

http://www.campmor.com/outdoor/gear/Product___28976

The Mountainsmith Mountain Shelter LT is a 2 person ultralight floorless shelter. It is a RipStop Sil/Nylon PU coated shaped fly that is perfect for ultralight backpackers or for use as an emergency shelter. The zippered front forms a small vestibule for storing extra or wet gear. Set up is with 2 Trekking Poles, which you will need to supply. There is a rear vent on the ceiling to help with ventilation. The Mountain Shelter LT packs so small and compact that you might forget you are carrying it. This floorless shelter is a minimalists dream.

Sleeps 2
Main Fly seams are factory sealed
Ultralight Sil/Nylon PU coated fly/tarp
Zippered Front forms small vestibule for storage
Sets up with 2 Trekking Poles (yours) - not included
1 door
Rear vent - helps minimize condensation
Bright Color increases inner happiness especially on rainy days
Reflective Guy Lines and Line Tighteners included
External guy loops on fly for stability in wind
FLOORLESS nonfreestanding Shelter
Can be set up between 2 properly spaced trees
Rear Height is 3'4"
Instruction sheet is sewn to the carry bag so you can't lose it
All carry sacks and stakes included
Fire retardant
Sports & Outdoors Deals

Campmor Coupons
g: 0 Posted By: remick
Views: 32 Replies: 0 http://www.amazon.com/dp/B009ALAPR8
4.4 out of 5 stars (36 customer reviews)

Make your own Seasoning Mixes from the spices you already own.
Also discover many self reliance tips.
As we know America was discovered while Christopher Columbus was seeking a faster trade route to the East Indies. He wanted to bring back spices quickly and cheaply. In his time spices were a very prized item. Today, compared to Columbus time spices are not near so valuable unless you dont have them. Then how much would you pay if you did not have access to Spaghetti or Taco season packet?

With the economic downturn of the US one item that has really increased in price are spices. I have watched spice packets double in price. People are willing to pay for a little something extra when it comes to good tasting food and your grocer knows this. For this reason spices will continue to climb as economic times waver.

Bulk Seasonings are much cheaper. If kept in a good mason jar or other suitable condition away from heat and light they will last for years. So what are you waiting for? Start saving today! Whip up your favorite seasoning mix from the spices Im sure you already own.

I guarantee the recipes in this book will open a new world of creation to you. It will pay you back again and again in lost time money and gas. No more running to the store because you realize in the middle of cooking, you dont have that season packet you always use. From now on you can pass up the season packets with a smile because you know how to make your own.
Totally Free Deals
A&W Restaurants Celebrates National Root Beer Float Day On August 6th
Added on : Wednesday July 02nd 2014 04:00:14 AM
g: 0 Posted By: remick
Views: 61 Replies: 0 http://www.prnewswire.com/news-releases/aw-restaurants-celebrate...

A&W Restaurants, Inc., America's oldest franchise restaurant brand, announced that for the second consecutive year, participating A&W restaurants in the United States will celebrate National Root Beer Float Day on Wednesday, August 6, by giving away Root Beer Floats and supporting Wounded Warrior Project (WWP). Patrons will be encouraged to make a donation to WWP, which supports a full range of programs and services for this generation of injured veterans and their families. During the 2013 celebration of National Root Beer Float Day, A&W Restaurants donated more than $100,000 to WWP and hopes to increase this level of giving this year and in years to come.

Anyone visiting a participating A&W restaurant between 2:00 p.m. and closing time will receive one small Root Beer Float free of charge upon request. In return, guests will be encouraged to make a donation to WWP. Donors will be able to give directly at participating restaurants or online at www.rootbeerfloatday.com.
Totally Free Deals
g: 0 Posted By: esteckis
Views: 224 Replies: 0 It's not a screaming deal, but if anyone wants a cheap 15 inch non touchscreen here ya go. The memory is 4 gigs and not upgradeable. I am going to get it to use as an HTPC. LINK
AMD Quad-Core A8-6410 Accelerated Processor with AMD Radeon R5 graphics
4GB DDR3L SDRAM
Multiformat DVDRW/CD-RW drive
15.6" WLED-backlit high-definition display
With BrightView technology and 1366 x 768 resolution clearly presents media
750GB hard drive (5400 rpm)AMD Radeon R5 graphics
Deliver lush visuals. An HDMI output enables flexible connectivity.
Built-in front-facing HP TrueVision high-definition webcam
With an integrated digital microphone makes it easy to video chat with loved ones.
Multiformat media reader Supports Secure Digital format.
1 USB 3.0 port and 2 USB 2.0 ports
Built-in high-speed 1x1 wireless LAN (802.11b/g/n) Built-in 10/100Base-T Ethernet LAN
Weighs 4.8 lbs. and measures just 1" thin

Supposedly there are a lot of HP updates to increase the video performance.
Laptops Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 144 Replies: 0 PRODUCT OVERVIEW Model # DCK282D2 Internet # 204210708
The DEWALT DCK282D2 2 tool Combo Kit includes the DCD785 Compact Hammer drill and DCS381 Reciprocating Saw. These tools are designed to be compact and lightweight for access to tight areas and reduced user fatigue. Both tools are a part of the interchangeable DEWALT 20-Volt Max System. This kit is backed by a DEWALT 3 Year Limited Warranty for added peace of mind.
DCD785-high speed transmission delivers 2 speeds (0-600 and 0-2,000 rpm) for a range of fastening and drilling applications
Ergonomic handle delivers comfort and control
Heavy-duty 1/2 in. ratcheting chuck with carbide inserts provides superior bit gripping strength
DCS381-1 in. stroke length and 3,000 spm for fast cutting
Blade reverses for upside-down and flush cutting
Keyless lever-action blade clamp for quick and easy blade changes
Variable speed trigger with lock provides increased control
Electric brake prevents blades from breaking when exiting plunge cuts

www.homedepot.com/p/DEWALT-20-Volt-Lithium-Ion-Cordless-Combo-Ki...
Tools Deals

Home Depot Coupons
g: 0 Posted By: DizzyT71
Views: 258 Replies: 0 6PMhas The North Face Apex Bionic Jacket (Coffee Brown)on sale for $66.99 - 10% Off coupon code "6PMEU7120141011" = $60.29 with free shipping.

Expires tonight 7/1/2014.

TNFApex ClimateBlock provides windproof protection in a lightweight, stretchable fabric that features a DWR (durable water repellent) finish.
Fleece lining increases warmth and comfort.
Stand collar delivers increased protection.
Full-zip front closure.
Hook-and-loop adjustable cuffs.
Two zip hand pockets and one Napoleon zip pocket.
Adjustable drawcord hem.
Body: 96% polyester, 4% elastane.
Lining: 100% polyester.
Machine wash cold, tumble dry low.
Imported.


Measurements:

Length: 29 in

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6PM Coupons
Paying relative so they can contribute to ROTH
Added on : Tuesday July 01st 2014 06:00:10 AM
g: 0 Posted By: bluegreenturtle
Views: 21 Replies: 1 So, I haven't thought this through entirely, but I was wondering if it would be worth it, or somebody could poke holes other than the obvious ones.

1) I have a business, let's say I make $100,000 a year.
2) I pay my parents (who are retired and over 70 and have some, but not much earned income) the IRA max ($6500 each?) so $13,000 for services rendered.
3) I get to take the $13,000 off my sched C reducing all my taxes
4) They contribute all of the money to a ROTH, and slightly increase their SS benefits (I recently read an article that this is the most misunderstood thing about SS - if you keep earning after taking benefits, they keep adjusting your amount upward).
5) They gift the same amount back to me because I need it more than they do.

So obviously, they have to pay FICA taxes (and income taxes) on the paid amount. They have their own Schedule C's though so could probably reduce it some. They would be slightly increasing their SS benefits too.

Is it worth the onetime price of those taxes (let's say 20%) to get money into a ROTH for growth and income year over year? My dad's a pretty savvy investor and seems to have dividend streams in his various accounts averaging 8% + what I can only describe as astounding returns on his general portfolio the last 3 years. Although I would save that same amount in taxes, so over the entire family it's a wash, basically - they've said multiple times that the only reason they spend about 20 hours a week working on investments (research, etc) is to increase our inheritance. Their current IRA balances aren't that big so the RMD's are very low. Their taxable account is around $1M I think.

Is this a bad plan? I realize the overall dollar amounts aren't much so it may be work for little gain.


Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 82 Replies: 0 shipping adds $5

PROTECT YOUR STUFF
1-year protection plan: $10.99 Buy Now
Strengthen your broadband count on Motorolas SURFboard DOCSIS to help you deliver innovative, ultra-broadband data services.

High Value and Increased Data Speed
Motorolas easy-to-use SB6141 SURFboard DOCSIS 3.0 Cable Modem offers high-bandwidth data and multimedia services. Utilizing the power of DOCSIS 3.0, the SB6141 enables channel bonding of up to eight downstream channels and four upstream channels, which gives you advanced multimedia services with data rates of over 300 Mbps for received data and over 100 Mbps when sending data. The SB6141s higher-speed services enable you to:

Protect an installed base of high-speed data users
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Economic and Flexible
The Motorola SB6141 SURFboard DOCSIS 3.0 Cable Modem provides you with an economic option for ultra-broadband services, with eight times the current maximum user data throughput approximating over 300 Mbps in DOCSIS and 400 Mbps in EuroDOCSIS mode. You don't even need the hybrid fiber coax (HFC) plant upgrade. Maximizing your current Internet setup, the SB6141 can be deployed without service interruption. Backwards-compatible to DOCSIS 1.0, 1.1 and 2.0, the SB6141 also supports both IPv4 and IPv6, Advanced Encryption Services, and all other DOCSIS 3.0 standards.

Motorolas Service-Assured DOCSIS
3.0 Solutions enable increased bandwidth, enhanced security, and cost-effective data services all while maximizing your current infrastructure and lowering extra costs.

Highlights:

Compatible with Windows, Macintosh, and UNIX computers
DOCSIS 3.0 Compatible, featuring:
Channel bonding of up to eight downstream channels and four upstream channels increasing data rates of over 300 Mbps for received data and over 100 Mbps when sending data
Supports IPv4 and IPv6 to expand network addressing capabilities
Enhanced security: supports AES traffic encryption
Enhanced network management
Ability to provision and manage IP multicast
GigE (RJ- 45) data port with Auto Negotiate and Auto MDIX
User-friendly online diagnostics
The SB6141 includes an internal filter to eliminate potential interference from MoCA signals intermodulation beats
Benefits:
Easily add the SB6141 to a deployed family of SB6120s and SB6121s, all three models utilize the same firmware image. This reduces qualification time and eliminates setup headaches.

NOTE:

Requires CABLE Internet Service. If you are not sure your provider is CABLE, call them to confirm before you purchase this product
Compatible with ALL Major CABLE providers like Comcast/Xfinity, Cox, Charter, Time Warner, Mediacom, Bright House


http://computers.woot.com/offers/motorola-surfboard-docsis-3-0-c...
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g: 0 Posted By: ctgolfer
Views: 139 Replies: 0 shipping adds $5

SW-350 8" 350W Powered Subwoofer

When it comes to adding deep, driving bass to your stereo or home theater system, our SW-350 subwoofer is ready to take on all the heavy lifting. After all, this intelligently designed powerhouse lets you hearand feelyour music, movies and video games.

The SW-350 fills any room with big, clear bass, thanks to its powerful 8-inch driver and Class D amplifier. But if you really want to experience what this hard-hitter can do, be sure to place it in the corner of your room. In general, placing a subwoofer along the middle of the wall, or out in the room will decrease its output.

In addition to its unparalleled performance, the SW-350 offers unmatched flexibility. A low pass crossover and variable phase con - trol lets you effectively blend the subwoof - ers low-frequency tones with other Klipsch speakers as well as establish a level of bass thats just right for your room.

The SW-350 subwoofer is truly the way to go if youre building your dream system; in fact, its the perfect partner for the Quintet home theater system.

8-inch driver produces amazing bass response with low distortion
Provides better performance than some 10-inch driver designs
Built-in amplifier delivers 350 booming watts of peak power
Sleek, modern design complements todays HDTVs
An ideal partner for our Quintet home theater system


SW-450 10" 450W Powered Subwoofer

Great sound begins with a great bottom end. The SW-450 subwoofer uncovers what youve been missing in your music, movies and video gamesclean, chest-thumping bass. Its an ideal companion for many of our front, center and surround speakers, whether youre looking to achieve a 5.1 system or a 5.1 on the Richter scale. The SW-450 fills any room with deep- driving bass, thanks to its powerful 10-inch driver and Class D amplifier. But if you really want to experience what this hard-hitter can do, be sure to place it in the corner of your room. In general, placing a subwoofer along the middle of the wall, or out in the room will decrease its output. In addition to its unparalleled performance, the SW-450 offers unmatched flexibility. A low pass crossover and variable phase con - trol lets you effectively blend the subwoof - ers low-frequency tones with other Klipsch speakers as well as establish a level of bass thats just right for your room. The SW-450 subwoofer is truly the way to go if you want to hearand feelyour stereo or home theater entertainment.

Powerful 10-inch driver offers increased bass response with low distortion
Built-in Class D amplifier delivers 450 booming watts of dynamic power
Sleek, modern design complements todays HDTVs
Works perfectly with many speakers in the Klipsch line

http://electronics.woot.com/offers/klipsch-8-or-10-powered-subwo...
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Guarantee Issue vs Fully Underwritten Disability
Added on : Sunday June 29th 2014 09:00:05 PM
g: 0 Posted By: BNizzle
Views: 49 Replies: 0 I'm currently shopping for long term individual disability insurance, and I've been presented with a dilemma. There are two identical policies which differ by guarantee issue vs medically underwritten, that have initial yearly costs that are the same. I'm healthy, and I'm fairly certain that nothing serious will turn up on the physical, but you never know. Is there any reason why I would not purchase the guarantee issue policy over the underwritten one? Are rates more prone to increase on the GI? I'd be interested to hear your thoughts.
Discussion Deals
Balancing Luxury and Thrift
Added on : Sunday June 29th 2014 01:00:07 PM
g: 0 Posted By: BigManonCampus
Views: 106 Replies: 3 I'm currently looking at a new position which would increase my salary significantly, to the point that if we take the rule of thumb that housing should be 25% of your gross income, I could pretty much afford to rent anything in the metro area, McMansion in the burbs, high rise condo downtown, etc. That being said, I don't see the wisdom in spending every penny I can on housing just because it fits my budget guidelines. While I could live in a hole in the wall for about $400/month, I've worked hard to avoid having to do just that. On the other hand, I don't see the wisdom in spending five times that every month on rent either. There are a lot of options which would fit my needs for $650-$1,200 per month, obviously with the $1,200 per month apartments offering many more amenities and luxuries which I would enjoy, but could also live without.

Obviously, I could balance this out by spending $400/month on rent, then $2,000 on H&B, but at that point, I'm still putting the luxury ahead of the thrift.

So, I'm curious how the FWF crowd balances luxury and thrift and this discussion goes far beyond renting an apartment. Let's say that you have enough in the bank to buy a crown vic or a BMW //M5 (and pay for the new engine you'll need a year later after posting an FWF thread about it) obviously one is nicer, but how do you put a price on that additional luxury?

tl;dr: How do you price something that is purely a luxury good over a commodity which will serve the same purpose? (Based on the assumption that you can afford both options)
Discussion Deals
g: 0 Posted By: ctgolfer
Views: 96 Replies: 0 $149.99 after $30 mail-in rebate

EVGA SuperNOVA 1300W Power Supply

You'll love the features on this EVGA SuperNOVA 1300 G2! It's 80 Plus Gold Rated, offers 1300W of continuous power, is exceptionally efficient and fully modular. What's more, you get a first class 10 Year EVGA Warranty. Designed with enthusiasts' needs in mind, the EVGA SuperNOVA 1300 G2 power supply is the best choice to power your gear now - and next generation of computers, too. Take your system to the next level and power up with the EVGA SuperNOVA 1300 G2!

FEATURES

80 PLUS Gold certified, with up to 90% efficiency under typical loads
Superior vertical double layer main transformer increases power output
Highest quality Japanese Nippon Chemi-Con solid state capacitors ensure long-term reliability
Fully modular to reduce clutter and improve airflow
Quiet and intelligent auto fan for near-silent operation
High amperage multi-rail design for maximum power and efficiency
Over power/under power/over voltage/short circuit protection built in
EVGA's unparalleled customer support
An outstanding 10-year warranty

www.newegg.com/Product/Product.aspx?Item=N82E16817438011
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The Consequences of going ALL IN! - a year later
Added on : Saturday June 28th 2014 06:00:05 AM
g: 2 Posted By: delzy
Views: 99 Replies: 4 I just got back from my annual pilgrimage to Vegas and was reminded of the saga that got me to where I am today: http://www.fullofdeals.com/forums/finance/1041394/

Since I can't comment on an archived thread, I started this post.

LIFE HAS BEEN GREAT since last we talked! I'm grinding out trade lines and while the limits are nothing like they were years past, the banks are still absolutely begging me to borrow and spend.

I have successfully achieved 17 new trade lines and have only been rejected for 3. I have basically been applying for 1 or 2 per month and have been quite successful. Now I know what it feels like to get all excited when a $1000 dollar credit limit is approved.. WOOT! While all my line add up to a whopping total of less than $15k, I have been getting incremental bumps when asking for CL increases every few months.

It has been exceedingly difficult to not fully utilize my meager lines for more of the $18 shiny, I have been sinking my extra disposable into my hoard using the little credit I have. I believe that utilizing the cards and paying in full is what is helping me achieve higher CLs. At the rate I am going, I am looking at a major relapse around 2024.

Back to Vegas, most of the hosts I know have moved or transferred so I'm not really remembered by many. The few that remember me think I blew an inheritance wad and basically have said that my level of play over the last year is insufficient to warrant to the benefits I may have become accustomed to in the past. I did manage a free buffet voucher at the nugget.

Lessons learned?
Buy PMs to hold and Guns to for pulling additional cash out of the plastic.
No, the trustee will not go ask the casinos for your money back.
It is not at all uncommon for gambling to cause BK. It's 2nd or 3rd cause behind medical and drugs.
The system is made by fools for fools and I won't get fooled ever again into acting like a righteous tax slave. There is no shame in enjoying the opportunities afforded to you by the corrupt and inefficient bureaucracy.

Take my lesson and enjoy.
g: 0 Posted By: remick
Views: 253 Replies: 1 http://www.amazon.com/gp/product/B00BM771PM

Discover the power within you! Learn how to change your future by just changing your thoughts. Find out how to use color and music to achieve your goals. Understand how energy works and how you can have a more balanced life.
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Amazon Coupons
HEAD YouTek IG Elite Tennis Racquet $39.99 @ Woot
Added on : Friday June 27th 2014 07:00:03 PM
g: 0 Posted By: ctgolfer
Views: 34 Replies: 0 shipping adds $5

Extremely tough and light
Lightest fiber in the world today
In combination with carbon fibre, Innegra forms an ultra tough hybrid-composite structure
Improved stability and increased shock absorption
Vibration on ball impact is reduced by up to 17% for unique control and precision
HEADs new hybrid-composite structure considerably tends the performance of your HEAD racquet


Size Chart
Grip SizeMeasurement
Size 14 1/8"
Size 24 1/4"
Size 34 3/8"
Size 44 1/2"
Size 54 5/8"

http://sport.woot.com/offers/head-youtek-ig-elite-tennis-racquet...
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g: 0 Posted By: remick
Views: 114 Replies: 0 Beginners Guide To Knitting Socks: Learn how to Knit Socks Quick and Easy
http://www.amazon.com/gp/product/B00E9M0H3U

4.8 out of 5 stars (8 customer reviews)

With this book you will learn:

Sock knitting basics such as sizing and knitting test swatches
How to choose the correct yarns and needles for knitting your socks
Sock Cast-on techniques, such as, long tail cast on, Eastern/ Turkish cast on
How to knit socks from the top down
How to knit sock from the toe up
How to avoid the dreaded sock knitting gusset hole.
How to knit two socks at once using circular needles
This book also includes 1 basic sock pattern and 1 ribbed sock pattern for you to work on.

BONUS: As an added bonus this book includes a knitting glossary at the end, for you to use to help understand knitting jargon!



One-Day Crochet: Christmas: Easy Christmas Projects You Can Complete in One Day
http://www.amazon.com/gp/product/B00L9LP608/

Create a beautiful Christmas craft in just one day!

Have you always wanted to learn to crochet but thought it was too difficult?

Have you considered crocheting a Christmas project but thought it would take too long?

Would you like to create a special and meaningful gift for someone or an ornament for yourself?

Are you looking for fun, easy and quick crochet projects to complete in just a day?

Have you seen those beautiful crocheted angels and snowflakes and wondered if it was possible to actually make one?

If any of these questions resound with you, then this book is for you! Inside you will find a review of the main crochet stitches and materials often used in crochet projects, in case you are new to the craft, or are looking for a refresher. Finally, you will find 10 beautiful Christmas patterns that can be completed in just one day. Note that these patterns will help you complete one Christmas project, or perhaps even a few ornaments in one day. For multiple copies of a project or ornament, you can expect that you will need more than one day to complete.

With this book, you can create the following Christmas projects:

- Santa napkin holders
- Reindeer hat
- Traditional ornaments
- Granny square stocking
- Tree ornaments
- Snowflake ornaments
- Wreath ornaments
- Christmas doily
- Mini stocking ornament
- Elf hat


(3 Book Bundle) "Beginners Guide to Knitting" & "How to Knit Hats: The Easy Way" & "How to Knit Fingerless Gloves and Mittens" (Learn How to Knit 7)
http://www.amazon.com/gp/product/B00IO6ZBXI

Book 1: "The Beginners Guide to Knitting"
This book will teach you:

Proper Knitting Needle Sizes
How to Choose Yarn
How to Cast on Knitting
The Most Popular Knitting Stitches
How to Start a New Ball of Yarn
Binding Off
Basic Color Knitting
How to Read a Knitting Pattern
Seaming and Finishing
Increases and Decreases
Knitting in the Round
How to Purl
How to Use Circular Knitting Needles
Knitting Wool
Book 2: "How to Knit Hats: The Easy Way"
This book will teach you:

Hat knitting basics such as sizing and how to determine your gauge
How to choose the correct yarns and needles for knitting your socks
Hat Cast-on techniques
How to complete the Knit Stitch
How to complete the Purl Stitch
How to complete the Stockinette Stitch
How to complete the Ribbed Stitch
Binding off your hat
This book also includes 4 hat patterns for you to work on (Rolled Brim Hat, Spiral Rib Hat, Seeded Slouch Beanie, Seeded Slouch Beanie).
Book 3: "How To Knit Fingerless Gloves And Mittens"
This book will teach you:

Fingerless Gloves And Mittens knitting basics, such as how to knit test swatches
How to choose the correct yarns and needles for knitting your gloves and mittens
Cast-on techniques
How to size your gloves and mittens
2 fingerless glove patterns
1 basic mitten pattern
1 mini-mitten pattern
Get Started Knitting a Fun Project Today!

Totally Free Deals
g: 0 Posted By: lovelybones
Views: 169 Replies: 0 http://www.buydig.com/shop/Product.aspx?sku=E2LXLSDMI16C10A


Size: 16GB
Class: Class 10
Store up to 8 hours of HD video; 24,800 photos; or 14,200 songs*
Increase the storage capacity of your smartphone, tablet, or other mobile device
Five-year limited warranty

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g: 0 Posted By: lovelybones
Views: 146 Replies: 0 http://www.ebay.com/itm/Skil-7-1-4-in-Skilsaw-Circular-Saw-5480-...
By CPO Outlets


2-point line of sight increases visibility of the sight line, allowing users to cut straighter lines with ease
The safety lock/guarded trigger minimizes accidental starts
The patented anti-snag lower guard provides smooth operation for small cut-off pieces
A rear level depth-adjustment quickly assures accurate cut depth in material
The durable ball bearing motor construction gives the saw a longer life
The foot is 20% larger than the previous generation, guaranteeing more stability and control when making cuts
This item may ship in the original manufacturer's packaging.



Tools Deals

eBay Coupons
g: 0 Posted By: ctgolfer
Views: 65 Replies: 0 Makita-built 4-pole motor delivers 480 in. lbs. of max torque and 290 in. lbs. of PTI Torque
Variable 2-speed (0-400 and 0-1,500 RPM) covers a wide range of drilling and driving applications
Built-in L.E.D. light with afterglow illuminates the work area
Compact and ergonomic design at only 7-9/16 in. long and weighs only 3.3 lbs. for reduced operator fatigue
18-volt compact battery charges in only 15 minutes
New redesigned rubberized soft grip provides increased comfort on the job
Makita 18-volt compact lithium-ion batteries charge in only 15 minutes, 4X faster than 18-volt Ni-Cd
Makita 18-volt compact lithium-ion batteries provide longer run time, 5X lower self-discharge for use any time, and 16 firm-holding contact terminals for constant high power
15-minute rapid optimum charger communicates with the battery's built-in chip throughout the charging process to optimize battery life by actively controlling current, voltage and temperature
15-minute rapid optimum charger has a built-in fan to cool the battery which helps produce more lifetime work
Accepts Makita 18-volt LXT lithium-ion battery for even longer run time
Charger earned the ENERGY STAR label for meeting the strict energy-efficient guidelines set by the US Environmental Protection Agency (EPA) and US Department of Energy (DOE)
3-year warranty on tool and 1-year warranty on batteries and charger
Includes: (2) 18-volt compact lithium-ion battery (BL1815), lithium-ion rapid optimum charger (DC18RC), tool case

www.homedepot.com/p/t/205169875
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Free Kindle Book - The Definitive Guide To Apartment Marketing
Added on : Tuesday June 24th 2014 07:00:09 AM
g: 1 Posted By: remick
Views: 185 Replies: 0 http://www.amazon.com/gp/product/B00D5G1TDI

In this incredibly in-depth guide to Apartment Marketing, Josh Grillo (of Resident360.com) gives an amazing amount of detail on pretty much everything you need to know for increasing leads, leases and retaining more residents at your apartment communities.

From the basics of handling negative online reviews to advance strategies of converting more prospects into leads from your apartment websites.

A must have reference guide for apartment owners and property management companies that want to get the most out of their marketing.

With Definitive Guide To Apartment Marketing you will learn:
How focusing on traffic, conversion and service can increase your occupancy and NOI
The seven points that make up a good apartment marketing strategy
How to schedule more community tours and close more leases
One strategy that can give you an immediate boost in apartment reviews and ratings
How and when to ask for resident testimonials
The key components that make up a good apartment website
How to drive more traffic to your apartment website
How to stay in front of your website visitors after they leave your website
The most profitable marketing tools that generate the largest amount of leads and leases
Do not miss this blueprint for increasing leads, leases and retaining more residents at your apartment communities.
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g: 0 Posted By: ctgolfer
Views: 102 Replies: 0 Brand
SanDisk
Model
SDSSDP-128G-G25
Device Type
Internal Solid State Drive (SSD)
Used For
Consumer

Physical
Form Factor
2.5"
Capacity
128GB
Interface
SATA III
Height
9.91mm
Width
70.61mm
Depth
100.58mm
Weight
79.5g

Performance
Max Sequential Read
Up to 490 MB/s
Max Sequential Write
Up to 390 MB/s
4KB Random Read
Up to 7,000 IOPS
4KB Random Write
Up to 2,000 IOPS
MTBF
3,000,000 hours

Features
Features
Upgrade your notebook or PC to faster boot-up and shut-down times

Faster application load times and increased overall performance over traditional 7200 RPM hard drives

Increased reliability, durability and energy efficiency for lower power consumption

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High deductible insurance with HSA + Spouse situation
Added on : Monday June 23rd 2014 04:00:09 PM
g: 0 Posted By: geauxtigers777
Views: 92 Replies: 1 A question about high deductible health insurance and HSA:
I am starting a new job where the high deductible health inusance and HSA appears to be my best option. Here is the issue. My wife is currently on a traditional health care plan that will end on July 31st. She will then restart a new traditional healthcare plan at the end of August. I am looking to add her to my new high deductible insurance for the interim time period in which she is not covered (it is only $30 extra per month through my employer, and I would be able to take her off in January effectively being a $210 insurance policy to protect us for her month of not being covered). My questions:
1. Will there be any tax implications for her being technically enrolled in both a HDHI with a HSA and a traditional insurance policy at the same time?
2. Will this increase my chances of my tax returns being audited (married filing jointly)?
3. What is the general consensus recommendation?


Thanks
New User Question Deals
g: 0 Posted By: ctgolfer
Views: 68 Replies: 0 The slimmest and lightest 1920x1200 resolution Full HD Android Tablet:
Feeling unsatisfied with the quality of an average screen? An upgrade to a FHD screen is what you need. The 1920x1200 resolution is more exquisite and offers more details for a Full HD visual experience

The Super IPS+ offers 600nits of ultra bright backlight so it can be read easily, even under sunlight, at angles up to 178 wide. Screen toughness is also not a problem. As the 1st tablet with the latest generation Corning Gorilla Glass 2, the Infinity offers improved screen impact resistance so it'll look great even after extended usage. Get immersed in entertainment on the Transformer Pad Infinity!

The Fastest NVIDIA Tegra 3 CPU Ever:
Powered by the fastest NVIDIA Tegra 3 4-Plus-1 chip around, the world's 1stquad-core mobile CPU blazes at 1.6GHz, providing the Transformer Pad Infinitythe power to browse the web and play 1080p HD video at lightning fast speeds. The snappier response time and better multi-tasking performance make the Transformer Pad Infinity a true mobile entertainment powerhouse

Improved Graphics Performance:
Designed for the next generation of mobile games. More realism with dynamic lighting, physical effects and high resolution environments.

Transform to notebook mode with a full QWERTY chiclet keyboard mobile dock and up to 14 hours* of battery life:
Admit it! You miss the touch and feel of a real QWERTY keyboard. The TransformerPad Infinity offers you a choice to enjoy both notebook and tablet mode and flexible data transfer or storage with the built-in SD card reader and USB port in the optional mobile dock . The mobile dock offers a full QWERTY keyboard with touchpad and USB port, while also extending battery life to an incredible 14 hours* for all day computing on the go

Incredible Beauty:
The metallic spun finished design on the Transformer Pad Infinity showcases technology blended with style. At only 8.5mm thin and 598g light, the Infinity'sprofile is feather light so you can take it around without being burdened by size or weight

Superior 8MP rear auto-focus camera with flash:
The Transformer Pad Infinity is equipped with the most advanced CMOS sensor and a large F/2.2 aperture, 5-element lens and hybrid IR filter design to ensure sufficient light exposure and making your photos bright and clear. The camera also has a dynamic auto-focus mode and touch to focus function that focuses moving objects and increases the shutter speed to reduce blur.

With the high speed auto-focus & color enhancement design, it provides 30% better color enhancement for crisp and vivid colors, allowing the Transformer Pad Infinity to capture a clear and breathtaking image

Incredible audio experience with ASUS Sonicmaster Technology:
Tuned by the ASUS Golden ears team, audio on the Transformer Pad Infinity is delivered with the most precise processing protocols and codecs, superior speaker construction and large resonance chambers for unforgettable audio enjoyment.

SuperNote - super great app for more than note taking:
SuperNote is a versatile note taking app that allows users to take notes and information through a variety of options, including the keyboard, finger input, photo and video capture or audio notes.

ASUS WebStorage:
Through the preloaded ASUS WebStorage, users can easily sync across all devices. ASUS WebStorage is a complete cloud solution with one tap to backup. Get startedwith the free lifetime 8GB storage from the Transformer Pad!

Polaris Office, a professional mobile office Solution:
Preloaded on the Transformer Pad Infinity is Polaris Office, a professional mobile office solution which enables users to edit various types of office documents including documents (.doc), spreadsheets (.xls) and presentation files(.ppt), making the Infinity very attractive for professional use. In addition, the ultra-convenient 8GB of ASUS WebStorage space provides worry-free cloud computing, and best of all, is free for life!

Android 4.0 Ice Cream Sandwich OS:
Android 4.0 (Ice Cream Sandwich) is the latest version of the Android platform built for phones, tablets and more. It provides easy multitasking, rich notifications, customizable home screens, resizable widgets and deep interactivity for a full web experience. Supporting Adobe Flash and the ever growing Google Play, entertainment is a finger swipe away. The convenient ASUS Launcher also allows users to launch software, manage content, access online services and connect devices with a few simple taps.

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Android Tablets Deals

eBay Coupons
2015 Insurance price hikes - post yours here
Added on : Sunday June 22nd 2014 07:00:06 AM
g: 0 Posted By: xerty
Views: 312 Replies: 6 Depending on your state, you may have or will soon be getting a letter informing you of the coming changes to your 2015 insurance premiums under ACA. Please post yours premium change and your state if you're willing to share. I guess all those insurance company bailouts (via the HHS general budget) must not be kicking in yet, because they're planning to increase mine a fair bit:

+20% NY

So much for efficiency and cost savings.
Discussion Deals
Free Kindle Book: Contest Guru's Guide To Winning Sweepstakes
Added on : Sunday June 22nd 2014 07:00:05 AM
g: 0 Posted By: remick
Views: 149 Replies: 0 http://www.amazon.com/dp/B00KQ3DTGI/

4.9 out of 5 stars (10 customer reviews)

Do you want to win trips, cars, big screen TVs, computers, money and more? Have you ever wondered why some people are so lucky and win over and over again? Have you ever wondered what their secret is?

There are hundreds of sweepstakes open for entry every day of the year, and thousands of prizes available for you to win. Sweepstakes are FREE to enter!

BIG prizes include cars, home renovations worth a $100,000+, round-the-world trips, and big cash prizes of $10,000 and more. Medium sized prizes include home theatre systems, computers, full camera systems, trips to Disney World, Europe and more. Small prizes range from books, T-shirts, and hats to ipads, iphones, watches, beauty bundles and more.

Have you ever walked by a draw box in a store and NOT entered? BIG mistake! these sweepstakes have some of the best odds going.

Some people only enter a sweepstake occasionally and win. Others make their living entering sweepstakes and win OFTEN! It doesnt matter where you are in this continuum, as long as you enter, you have a chance of winning. All it takes is a few minutes of your time and knowing how to increase your odds for winning.

Contest Gurus Guide to Winning Sweepstakes is all about WINNING.


You will find out about the legalities of sweepstakes; how to find legitimate sweepstakes with fabulous prizes; how NOT to get disqualified; how to leverage software to enter more contests, faster; and how to avoid scams. Youll also get resources to help you keep your hobby under control and dozens of links to the best sites for finding and entering sweepstakes.

Find out about the exciting world of sweepstakes and join thousands of happy winners who win BIG prizes all the time!

Winning Sweepstakes was first published in 1986 as Winning Ways. It was a best seller from day one. Over the years it has been revised numerous times. This is the first Kindle edition.
Totally Free Deals
2015 Obamacare price hikes - post yours here
Added on : Sunday June 22nd 2014 06:00:08 AM
g: 0 Posted By: xerty
Views: 188 Replies: 4 Depending on your state, you may have or will soon be getting a letter informing you of the coming changes to your 2015 insurance premiums under ACA. Please post yours premium change and your state if you're willing to share. I guess all those insurance company bailouts (via the HHS general budget) must not be kicking in yet, because they're planning to increase mine a fair bit:

+20% NY

So much for efficiency and cost savings.
Discussion Deals
g: 0 Posted By: ctgolfer
Views: 62 Replies: 0 In-line microphone and remote for taking calls (compatible with iPhones, Android Devices, Blackberry and more)
Extra padding for comfort during long listening sessions
Flat Kevlar cable for less tangling and increased durability
40mm high-performance drivers with titanium diaphragms
Frequency response: 20Hz-20KHz
Impendence: 32 ohm
Finish: Black and blue with brushed metal
Brand: Beacon
Model: BWG-BEACON-BLACK
Condition: New
Warranty: 30 day
Packaging: Hassle Free

http://1sale.com/electronics/other/over-ear-headphones/
Headphones & Speakers Deals

1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 174 Replies: 0 Driving up a waterfall or across the ceiling can provide an intense adrenaline rush, but that's not all anti-gravity is good for. It also provides a wild new gameplay mechanic: if you collide into other racers in zero-g, you'll earn speed boosts worth bragging about. Luckily, you can upload and share your best moments and watch your friends' using the all-new Mario Kart TV.* Returning features include 12-player online play*, gliders, underwater racing, motorbikes, and custom karts. You can even race as Bowser's seven minions, the Koopalings!

Simple. Intuitive. Easy to use. The Wii Remote Plus is a unique controller for the Wii and Wii U video game systems. Now with the increased sensitivity of Wii Motion Plus built-in. The button pressing of typical controllers is replaced by the natural, fluid motion of your hand. The Wii Remote Plus senses your every action and makes you feel less like a player and more like you're part of the game. With Wii, anyone can play.

www.newegg.com/Product/ComboDealDetails.aspx?ItemList=Combo.1715...
Wii U Deals

Newegg Coupons
Northwest Territory Sun & Sport Beach Chair - Orange $8.99 @ Kmart
Added on : Friday June 20th 2014 08:00:11 PM
g: 0 Posted By: ctgolfer
Views: 120 Replies: 0 The Sun Sport Beach Chair Orange has a maximum weight capacity of 225 pounds
Boasts a handy attached pouch to store personal items for easy access when seated
Included is a matching carry bag with shoulder strap for increased portability
Suitable for children as well as adults
Small head pillow provides comfort and is detachable
Folds open and closed in seconds and requires no assembly
Discover the full range of portable outdoor chairs available at Kmart

www.kmart.com/northwest-territory-sun-sport-beach-chair-orange/p...
Home & Garden Deals

Kmart.com Coupons
g: 0 Posted By: avash
Views: 218 Replies: 0 Deal just got hotter.

Was originally posted at $529.99, before lowered to $519.99 a few days ago. Now it's even cheaper at$498.00shipped and sold by Amazon.com which is an awesome deal for it. Amazon link

Previous threads for reference:12

Highlights:

16.1MP APS-C sensor, up to 10 fps shooting
Fast Hybrid AF with phase detection
AVCHD 1080 60p/60i/24p HD movies
XGA OLED electronic viewfinder
Built-in Wi-Fi
Quick Navi controls
E-mount 16-50mm lens


I used to have a NEX-5N with the 18-55 kit lens and sold that on CL after getting the NEX-6 with 16-50 PZ kit lens included. I also have the SEL35F18 prime lens and the SEL20F28 pancake lens which are both great lenses to have on the lower (wide) coverage. I primarily use the 20mm pancake with decent light since it's nice and wide and switch to the 35mm prime in low light, or the 16-50PZ when prime lenses won't work and I need something more versatile and low light isn't an issue.

What I love:
- Wi-Fi (I use PlayMemories App on my Windows 7 laptop and Android smartphone to get pics from my camera without needing to use the USB cable)
- On-board charging through the micro-USB port (no need to carry an external battery charger)
- Hybrid phase and contrast detect for faster focusing (vs. contrast only detect from my old NEX-5N)
- electronic viewfinder which automatically toggles on through a proximity sensor (awesome for bright outdoor use, not having to use the screen)
- 16-50mm power zoom lens compactness and reduced weight (vs. the 18-55 kit lens from my old NEX-5N)
- it retained the articulating screen from the NEX-5N (can't do self portraits as the screen doesn't flip 180degrees but you can use Wi-Fi to remotely view and trip the shutter, YAY!)
- universal hotshoe vs. proprietary port (actually a bit of a lie, it's Sony's Multi Interface Shoe which combines universal hotshoe and their own port, so best of both worlds I suppose)

What I don't mind:
- Increased size, but not a bad trade off considering better grip, ergonomics and weight seems the same thanks to lighter 16-50mm PZ lens.
- Loss of touch screen, but not a bad trade off considering I've adapted quite well as the new physical mode dial accomplishes about 80% of what I used to do on the touch screen.
- 16-50 PZ lens doesn't feel as nice as the 18-55 manual zoom kit lens but not bad considering it's made it MUCH more pocket-able which is why I got the NEX in the first place.

What I don't love:
- Decreased battery life, reviews say less shots per charge, even less when using the EVF a lot. I have played with the settings to maximize battery life.


If you were on the fence about it, this is a great price for a very competent mirrorless interchangeable lens camera from Sony.
The reason the price is so low is because it's being clearanced out in favor of newer models with better hybrid phase detection, different screen articulation, new Alpha naming instead of NEX, etc.
SLR & dSLR Deals

Amazon Coupons
g: 0 Posted By: hellokitty27
Views: 238 Replies: 1 6PM has the Vibram Men's FiveFingers Speed XC Running Shoes for $49.00 w/ free shipping.

Breathable polyurethane mesh upper.
Upper envelopes the foot to help keep debris out.
2mm, microfiber footbed with Dri-Lex antimicrobial technology for a great in-shoe environment.
4mm Vibram TC-1 Dura outsole delivers increased traction on a variety of surfaces.
Light cleating tread pattern delivers reliable traction over varied surfaces.

Shoes Deals

6PM Coupons
g: 0 Posted By: ShoppingChick
Views: 216 Replies: 0 True Value has the Clean 1900 PSI Electric Pressure Washer (AR383)on sale for $99.99 - coupon code SUMMER10 =$89.99 with free in-store pickup to avoid $13.86 shipping.

AR Triplex Plunger
CSA Approved
Total Stop System increases pump life
Automatic safety valve with pump head pressure shut off
Versatile adjustable spray wand
Detergent applicator bottle included
Built in wand and trigger gun holder
Bonus turbo nozzle

The next lowest price is on Google Productsfrom Buydug for $149.99
Home & Garden Deals
g: 0 Posted By: ctgolfer
Views: 52 Replies: 0 shipping adds $5

Select from:

2" Flat Memory Foam with Vented Cover:

Developed for NASA Memory Foam conforms to your body and eases pressure points for a more restful sleep , an instant upgrade for an old mattress
Innovative Stay Fresh technology, with pure Baking Soda, neutralizes odors providing a healthy, fresh sleep environment
Foam is Antimicrobial to protect against mold, mildew and bacteria
300 Thread Count, 100% Cotton Cover
Covers are vented to allow for increased air flow
15" stretch to fit skirt to fit mattresses up to 17 inches
Memory foam is made in the USA, cover is made in China
~or~

2" Flat Gel Memory Foam with Vented Cover:

Features the latest in sleep technology, Memory Foam infused with cool and supportive Gel
Open cell memory foam enhanced with Gel creates more airflow for a more comfortable sleeping temperature
Reduces pressure points Innovative Stay Fresh technology, with pure Baking Soda, neutralizes odors providing a healthy, fresh sleep environment
Foam is Antimicrobial to protect against mold, mildew and bacteria
300 Thread Count, 100% Cotton Cover
Covers are vented to allow for increased air flow
15" stretch to fit skirt to fit mattresses up to 17 inches
Memory foam is made in the USA, cover is made in China

http://home.woot.com/offers/simmons-curv-gel-or-foam-topper-with...
Daily Deals

woot! Coupons
80LTV vs 90LTV/PMI effective interest rate comparison
Added on : Thursday June 19th 2014 09:00:13 AM
g: 0 Posted By: Bend3r
Views: 147 Replies: 1 Advance apologies for another mortgage related thread and the long number-heavy post (some forum members don't like numbers)... but hopefully it's also useful to others as well. I have liquid assets available and am trying to pick which LTV to go for in the loan.

Looking into first purchase and comparing costs between an 80LTV and a 90LTV 30-yr fixed loan, I would like a sanity-check if possible on comparing the "effective rate" I pay on the "extra" 30-yr loan of 10% of the property value. By effective rate, i'm referring to what the equivalent 10LTV loan would be if The 90LTV loan was instead two loans: an 80LTV loan with the other terms and a 10LTV loan at a higher rate.

The two example loans I'm comparing are both from Box, both 30yr fixed, and both at an interest rate where the "lender fees" portion is lowest before being applied to principle. They charge 1 point for decreasing interest rate by 0.125, but if their "lender costs" goes below $0, they only pay out about 0.66 points per rate increment. My reasoning here is the points "break-even" point is 12 years for the 0.66 point increments but only 5 years for the 1 point increments.

Prop. Value: 190000
RATE P+I Payment PMI APR Loan 1 - 80LTV
($152000) 4.125% $736.67 $0 4.172% Loan 2 - 90LTV
($171000) 4.125% $828.75 $55.58
(around 0.4%) 4.362%
My rough calculations/Conclusions
Scenario 1: I hold the property for 30 years - This is the "easiest" comparison. I believe in this case I can just compare the "APR" rates. Loan 2 is 0.19% higher than Loan 1, but that 0.19% is spread over 90LTV, so for the last 10% of the loan the "effective rate" would be 4.172%+9*0.19% = 5.882%
Am I overlooking something obvious and making an error in this calculation?
5.882% seems acceptable to me for a fixed 30 yr loan when I expect the Fed Funds rate/inflation to raise to at least 2-4% in the next 5 years or so. I think it's reasonable to easily obtain a 2-4% real return on long-term investments.

Other Scenarios/Problems with oversimplification
1. PMI looks like it's not deductible in some/all situations.
2. The PMI is somewhat like Points (and for Points there's a curve based on actual duration the loan's held for) -- but instead of all being paid at Day 0, it's all paid during the first ~9.5 years of the mortgage while LTV is over 78 or 80%. This means the "effective rate" charged for the extra 10% loan value is higher if I don't hold the mortgage for all 30 years. I could probably generate an excel sheet to compute the effective rate with varying terms. On the other hand, if the property value increases, you can possibly get the PMI could drop off earlier than expected, driving down the overall costs...
Personal Finance Deals
g: 0 Posted By: DizzyT71
Views: 215 Replies: 0 Meritline has theRefurbished Turtle Beach Ear Force PX21 Gaming Headset for PS3/PS4/XBOX 360/PC/Macon sale for $28.99 - $10.00 coupon code "MLCKY18XNL1" =$18.99 with free shipping.

Compare at Amazonfor $24.99.

Universal headset for PS3 & XBOX 360 & PC or Mac Hear stereo game sound together with PlayStation Network & XBOX LIVE or online chat Stereo expander widens the sound field to accentuate left and right sound cues
Variable Bass Boost enhances the reality and depth of explosions gun blasts and other deep sounds
Chat Boost automatically increases incoming chat level when the game gets louder Game sound is isolated so online players won't hear the game picked up by your mic
Separate volume controls make it easy to balance game and chat levels Mic monitor lets you hear what you're saying A single USB connection provides power - no AC adapters necessary
Heart-Thumping Bass Boost


3.5/5 Stars based on 779 customer reviews on Amazon.
Headphones & Speakers Deals

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g: 2 Posted By: Farfisa850
Views: 350 Replies: 1 http://www.ebay.com/itm/Black-Decker-4V-MAX-Gyro-Rechargeable-Sc...

Product Description:

Gyroscopic Technology changes the direction and speed based upon the motion of your wrist for increased control in forward and reverse

LED work light illuminates work area

Compact for use in tight spaces

Great for furniture assembly, hanging curtain rods, blinds, and other decor, as well as general household repairs.

*Maximum initial battery voltage (measured without a workload) is 4 volts. Nominal voltage is 3.6V.

Includes: Gyro Screwdriver, Charger, (2) 1" Screwdriving Bits
Tools Deals

eBay Coupons
Free Kindle Book - The Courtesan Handbook
Added on : Wednesday June 18th 2014 05:00:10 AM
g: 0 Posted By: remick
Views: 57 Replies: 0 http://www.amazon.com/gp/product/B00DY68GO4

Do you dream of designer clothes, fine jewelry, five star dining, and vacations to luxury resorts? For centuries, certain women have made their living simply by living a fantasy lifestyle. Historically, such a woman was called a "courtesan." Today, women who live this luxury lifestyle, and get paid to do so, are known as "high-end escorts." It is a world that can provide a woman with financial
security in addition to glitz and glamour. It has also been a world that few have been able to enter. Until now.

In The Courtesan Handbook, Arden Moon mentors her readers using her years of experience and a passion for the art of escorting. The author has had enormous success in the industry both before and after the business transitioned into a mainly digital industry. Escorting can lead to an incredible
lifestyle for any woman. However, entering the upper echelon and mastering the craft is virtually impossible without the sort of valuable knowledge offered within this book. If you have ever thought about being an escort or are a novice wishing to
expand your knowledge and increase the caliber of your clientele, then The Courtesan Handbook is your perfect step-by-step guide.

You will learn:

A brief history of the courtesan
The different types of escort businesses you can pursue
How to properly advertise yourself and create a powerful web presence
How to navigate the various online marketing options
How to attract and maintain the highest level of clientele
How to remain healthy, happy, and safe while making more money than you ever have before
Totally Free Deals
g: 0 Posted By: Farfisa850
Views: 120 Replies: 0 http://www.ebay.com/itm/Black-Decker-4V-MAX-Gyro-Rechargeable-Sc...

Product Description:

Gyroscopic Technology changes the direction and speed based upon the motion of your wrist for increased control in forward and reverse

LED work light illuminates work area

Compact for use in tight spaces

Great for furniture assembly, hanging curtain rods, blinds, and other decor, as well as general household repairs.

*Maximum initial battery voltage (measured without a workload) is 4 volts. Nominal voltage is 3.6V.

Includes: Gyro Screwdriver, Charger, (2) 1" Screwdriving Bits
Tools Deals

eBay Coupons
g: 0 Posted By: lovelybones
Views: 181 Replies: 0 http://www.newegg.com/Product/Product.aspx?Item=9SIA10Z1HS2097&T...
CPO Outlets via Newegg


Features

Compact, lightweight design fits into tight areas.
High speed transmission delivers two speeds (0 - 450 / 0 - 1,500 RPM) for a range of fastening and drilling applications
Ergonomic handle delivers comfort and control
Heavy duty 1/2 in. ratcheting chuck with carbide inserts provides superior bit gripping strength
Two-speed, all-metal transmission for increased run time and longer tool life
16 position adjustable torque control for consistent screwdriving into a variety of materials with different screw sizes

Includes

20V MAX Cordless Lithium-Ion 1/2 in. Compact Drill Driver - DCD771C2R
(2) 20V MAX 1.5 Ah Compact Lithium-Ion Battery Packs
Belt Hook
Charger
Carrying Case

Specifications

Series: 20V MAX
Cordless: Yes
Length: 8.7 in.
Weight: 3.6 lbs.
Batteries Included: 2
Battery Amp Hours: 1.5 Ah
Battery Type: Li-Ion
Chuck Size: 1/2 in.
Chuck Type: Ratcheting
Clutch Settings: 16
Handle Style: Mid-Handle Grip
Power Type: Electric
RPM: 0 - 450 / 0 - 1,500
Shipping Weight: 8 lbs.
Voltage: 20V
Tools Deals

Newegg Coupons
WD Red 2TB NAS Sata 3.5" Hard Drive $89.99 AC + F/S @tigerdirect.
Added on : Wednesday June 18th 2014 03:00:05 AM
g: 0 Posted By: lovelybones
Views: 208 Replies: 0 http://www.tigerdirect.com/applications/SearchTools/item-details...

Use coupon at checkout: YIT130312
6/20/2014 11:59 PM ET

Network Attached Storage; increase the storage capacity of the network
SATA III 6Gbit/S interface; enables high speed data transits
3.5 form factor; easy installable with various NAS and PC system
NASware 2.0; allows easy integration and operation for reliable output
3D balance feature; perfectly balance the drive to avoid and vibration during operation
Less power consumption; makes it reliable for 24/7 operation



Hard Drives Deals

Tiger Direct Coupons
g: 0 Posted By: DizzyT71
Views: 184 Replies: 1 Papa Johns Pizza - 3 Large Pizzas for $15, 2 Now (1 Topping), 1 Later (3-Topping) YMMV
Valid thruJune 29, 2014.


Here's How to Get 3 Papa Johns Large Pizzas for around $15 - Two 1 Topping Pizzas Now, One 3 Topping Pizza Later.

Login to Papa Johns
EnterCouponCode "HOMERUN" on the Menu / Order page.

This is the code to receive 25 Bonus Papa Reward Points with a $15 order. These Points = a free Large 3 Topping Pizza later. This is a national promo.

Click the Apply button
Stack Coupon Code "APR30" on the Menu / Order page.

This is the code for many Locations (YMMV) to receive a Large 1 Topping Pizza for $.30 with Purchase of Any Large Pizza at regular menu price. It has been reported to work in select locations in AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, & WV.
Click HEREto see the locations confirmed to work. If your location is near one listed, it will likely work.)

Note: If APR30 does not work at your location, try another from HERE.

Customize 2 Large 1 Topping Pizzas

Most locations have a Large 1 Topping Pizza for between $13.50 - $14.50. It will add $.30 for the 2nd pizza, and the total with tax will exceed the $15 minimum for the 25 Reward Points.
Beware, some toppings are more expensive than others. Pepperoni, sausage, & mushroom are some of the cheap ones)

Checkout

If your post-tax total does not reach $15 (your Papa Johns has cheap pricing!), increase the amount of your order by papa-sizing (Extra-Large), adding 2 liter soda ($2-$3), change your pizza toppings, or adding an extra garlic sauce or banana peppers until it does

You will Receive 25 Reward Points in your account the day after.
Redeem your 25 Points for a Free Large 3 Topping Pizza with Coupon Code "25PAPA".

Must redeem by July 13, 2014.

Papa John's Store Locator
Restaurants & Entertainment Deals
g: 0 Posted By: ctgolfer
Views: 101 Replies: 0 use promo code: SEARS35OFF300

Relocated to the door, the SpaceSaver Ice System makes chilly ice, while clearing an entire shelf to give you 30% more storage space, so you can stock up on frozen foods.
Adjusting to suit produce, desserts, meats, cheese and more, the temperature controlled convertible bin adapts to your grocery list with a quick swipe of the control.
SmartSense Temperature Management responds to warming and cooling instantly, ensuring a consistent temperature throughout the interior to help keep produce fresh and delicious.
The CleanFlow Air Filter circulates air through a charcoal filter to keep the refrigerator smelling fresh and is 15 times more effective than baking soda in reducing odors.
Designed to customize and help increase visibility, adjustable glass shelving moves to suit your storage needs while delivering an easy to clean surface with serious support.
Designed to keep you covered, even when companys over, Acceler-Ice creates frozen crescents faster, so you always have plenty of ice for drinks, cocktails and coolers.

www.sears.com/shc/s/p_10153_12605_04651132000P
Appliance Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 109 Replies: 0 shipping adds $5

Exceptional Triple-Layered Comfort and Support

10" thickness provides luxurious comfort while allowing standard sheet sets to be used.
Comfort Layer consists of 1.5" of superior high density 4 lb Memory Foam for the ultimate in comfort, optimal performance and longevity
A 1.5" transition foam layer utilizing a unique proprietary Energex formula provides an added layer of unsurpassed support
7 Support Core Layer provides the proper support and alignment needed for years of restful nights sleep
Outstanding Quality

Unlike traditional memory foams, our memory foam maintains its shape and silky feel over the life of the mattress
There is no break in period like other memory foam mattresses
You will enjoy exceptional comfort beginning with your first nights sleep
Superior Support

PuraSleep memory foam conforms to your body and greatly reduces pressure points, giving customized support where you need it and facilitating proper body alignment
Greater comfort and support means less tossing and turning: you sleep better and wake feeling rejuvenated
Breathable

The open cell CoolFlow formulation significantly increases air circulation as compared to standard memory foams, eliminating heat buildup and moisture retention
Motion Free

The energy absorbing foam construction greatly decreases motion transfer and noticeably reduces sleep interruptions caused by movement in bed
Eco Friendly

The innovative Green technologies include the use of plant based renewable materials in the mattress material formulations resulting in an earth friendly product
These technologies also allow these products to be more easily recycled, leading to a lower carbon footprint
Medical Proven Technology

Advanced therapeutic memory foam has been utilized in the medical field for years and is proven to reduce pressure points, relieving pain in sensitive joints and muscles and providing greater comfort for a better nights sleep
Anti-Microbial Protection

Naturally anti-microbial and hypoallergenic properties provide lasting freshness and protect against known allergens such as mold, mildew, fungus and dust mites
Hypoallergenic SofTouch Cover

Odor Minimizing

Proprietary state-of-the-art natural odor blocking materials are blended into the foam itself which help to eliminate not only the chemical odors associated with traditional memory foam products but also household and body odors
Proudly made in the USA

No imported foam
CertiPur-US Certified

Warranty: 20 Years Pura Sleep

http://home.woot.com/offers/purasleep-memory-foam-mattress-4-siz...
Daily Deals

woot! Coupons
g: 0 Posted By: lovelybones
Views: 264 Replies: 0 http://www.homedepot.com/p/Maytag-24-8-cu-ft-French-Door-Refrige...

Free Delivery & Haul Away

ENERGY STAR qualified and CEE Tier I rated, to help you save money on utility bills, use less energy and help preserve our natural resources
Factory installed ice maker provides fresh ice conveniently
Up-front electronic controls make it easy to adjust the temperature without having to move stored items out of the way
Electronic Dual Cool system: thermostats closely monitor each section to help minimize temperature fluctuations
Adjustable Spill-Catcher tempered-glass shelves have sealed edges to help contain spills for quick and easy cleanup
Sealed FreshLock crispers with humidity control allow you to increase the humidity for leafy vegetables and lower it for fruits. Wide-N-Fresh Deli Drawer offers strong support and ample storage space for large party platters, deli trays and snacks
Gallon-Plus door bins provide room for gallons of milk and other large containers, freeing up shelf space for other storage needs
17.5 cu. ft. fresh food compartment and 7.3 cu. ft. freezer compartment provide spacious storage options
Glide-out freezer drawer with SmoothClose drawer track system makes storing and accessing frozen food easy. The drawer opens and closes effortlessly and holds up to 120 lbs. of food
Foam-in-Place insulation keeps cold air in and warm air out, helping to maintain temperature and save energy
BrightSeries lighting package. Incandescent interior lighting in freezer and refrigerator compartments makes finding items easy
French door refrigerator, the convenience of a bottom-freezer with the
Appliance Deals

Home Depot Coupons
g: 0 Posted By: badsister
Views: 314 Replies: 0 Freedompop PHOTON PLATINUM (newest model) $19.99 (price includes activation).
NO OTHER FEES unless going over 500 MB.First month of 1 GB free.
New unit, not refurbished.

To get deal, MUST CALL Freedompop (877.848.2810) direct. Deal is not available on Freedompop site.
Photon is $89.99 on site, so this is a huge savings.

NOTE:
So you dont get stuck with $9.99 month upsell of AutoTopOff & SpeedPlus, you must deactivate Freedompop Premier service within 30 days.
To do so, go to accounts > services see very very bottom of page in tiny print to deactivate.
Also, must deactivate Auto Top off. Go to accounts > billing > uncheck auto top off.Ive read online about deposits.

They no longer take depositsone must only purchase the device so if you stay under 500 MB/month, only cost is $19.99.

per confirmation email:
Your Package Details
Due Today: $19.99
First Month Service Cost: $0.00
Data Plan: Free 500MB ($0.00)
Device: Freedom Spot - Photon Platinum ($0.00)
Device Deposit: $0.00
Shipping Option: Free ($0.00)
Additional Services: Freedompop Premier Free Trial ($9.99 after first month) (I opted out)


500 MB of data: Its hard to give an exact figure as web pages differ substantially in size. Some sites are incredibly simple (mainly text with a few images), others are complex (with photos & videos embedded which increases data consumption).
500 MB allows for any 1 of the below (or a combo or a lesser usage) Accessing Web Pages 900 pages .6 MB per web page (600 KB)(35 MB per hour of web surfing) Rich e-mail (with attachments) 1,000 .5 MB (500 KB) Downloading/streaming music 100 songs 5 MB per song Downloading/streaming video 1 hour 500 MB per hour Skype voice call 15 hours 35 MB per hour Skype video call 2 hours 240 MB per hour Listening to online radio 8 hours 60 MB per hour Downloading/updating apps 40 apps 13 MB per app

Services Deals

FreedomPop Coupons
g: 0 Posted By: ctgolfer
Views: 98 Replies: 0 TheCraftsman C3 19.2-volt 4-pc Lithium combo kit includes:1/2" drill, reciprocating saw, 5 1/2" trim saw, work light, two compact lithium batteries, charger and carrying bag
Drill is 1/2-inch with two speed gear box
Circular saw has side-mounted battery, to help distribute weight evenly and increase control
Kit also includes 5 1/2" trim saw blade, metal and wood reciprocating saw blades
19.2-volt battery
Fade-free performance
One-hour charging time for less downtime
Owner's manual included
Comes with the Craftsman guarantee

www.sears.com/shc/s/p_10153_12605_00938618000P
Tools Deals

Sears Coupons
Using Enterprise discount codes FYI
Added on : Monday June 16th 2014 02:00:11 AM
g: 0 Posted By: JiggleTheHandle
Views: 40 Replies: 0 General FYI... I never saw this before, and I have been using Enterprise for years...

Started the booking process with no corporate account ID and no coupon, and it gave me $290 for a weekly rental.

Put in some corporatediscount codes, and the price increased by varying amounts to as much as $329 for the same car and time. Some codes decreased the $290 by a few dollars.

Anyway, this is the first time I have ever seen using a code INCREASE the cost from a base no-discount-code price.

I would suggest starting your booking in one browser with no codes,see what the base prices is and keep it active (Enterprise.com has a timeout limit), while using a different browser totest out codes.
General Discussion Deals
g: 0 Posted By: bittul
Views: 114 Replies: 0 www.childrensplace.com

use code: FORTY3

Free Shipping is automatically applied. No additional code needed

Many great deals (especially in the clearance section).

~~~~~~~~~~~~~~~~
On a side note, I find it quite odd that they've been running these "Crazy" sales back-to-back during the past few weeks... Are they trying to increase their "revenue" at all costs?
Kids Clothes Deals

The Childrens Place Coupons
g: 0 Posted By: ctgolfer
Views: 88 Replies: 0 $139.99 after $10 mail-in rebate

FREE GIFT:NVIDIA $150 In-Game for Warface, Path of Exile, and Heroes of Newerth

NVIDIA TXAA Technology
NVIDIA GPU Boost 2.0
NVIDIA PhysX Technology
NVIDIA FXAA Technology
NVIDIA Adaptive Vertical Sync
NVIDIA Surround
NVIDIA 3D Vision Ready
Support for three concurrent displays; one dual-link DVI connector, HDMI and DisplayPort 1.2
Microsoft DirectX 11.2 API (feature level 11_0) with Direct Compute 5.0 support
NVIDIA CUDA Technology
PCI Express 3.0 Support
OpenGL 4.4 Support
OpenCL Support
NVIDIA SHIELD Ready
NVIDIA G-Sync Ready
EVGA ACX Cooler
35% Power Delivery Increase
Improved Overclocking

www.newegg.com/Product/Product.aspx?Item=N82E16814487028


Video Cards Deals

Newegg Coupons
g: 0 Posted By: ctgolfer
Views: 109 Replies: 0 Professional 12 ton hydraulic jack includes: Jack, 2 piece handle and owners manual
2 Piece handle breaks down quickly for easy transport and storage
One piece base features pressure relief valve
Adjustable extension screw gives you extra lift
Grooved saddle increases traction
Tough steel housing features a protective coating

www.sears.com/shc/s/p_10153_12605_00950284000P
Stack On 20" 3-Drawer Chest Black $47.76 @ www.walmart.com
Added on : Sunday June 15th 2014 01:00:03 AM
g: 0 Posted By: jaymanthegreat
Views: 196 Replies: 0 Stack On 20" 3-Drawer Chest Black $47.76

Item Description:

You can now store all your tools safely in one place. The Stack-On Three-drawer Tool Chest has a spacious interior that can hold all your large and small equipment. This 20-inch drawer chest is durable as it has a backed epoxy finish that prevents rusting. The chest is also nickel plated to increase its lifetime. The elegant black finish of this tool storage chest makes it look sleek and stylish. Steel draw bolts and steel handle not only provide strength to the chest, but also make it comfortable for users.

Stack-On 20" 3-Drawer Chest, Black:

Rugged, all steel end cap constructions
Nickel plated
Steel draw bolts provide great strength
Full-length, staked piano hinge
Durable, baked epoxy finish resists rust and solvents
Steel handle

Home & Garden Deals

Walmart Coupons
Riviera R/C 2.5CH Battle Robots with Gyro 2-Pack $39.99 @ Woot
Added on : Saturday June 14th 2014 09:00:08 PM
g: 0 Posted By: ctgolfer
Views: 123 Replies: 0 shipping adds $5

Play Laser Tag in the air with these Battle Robots
Great for combatants of all skill levels
Features an IR Laser Combat System that you control from each transmitter
Pick up multiple Battle Robots and have a laser tag air battle of your own
Also, features coaxial rotors and adjustable leg position system that adjusts movement speeds for increased stability whether flying or hovering
Utilizes Gyro-stabilization for easier handling
2.5ch IR Transmitter
This R/C helicopter has a strong body construction making it light weight, so you don't have to worry about breaking anything when you land it a bit too rough
Moves forward, up, down, left, right and hovers
These helicopters are ready to fly, there is no assembly required
Comes with Black & Red Robots

http://kids.woot.com/offers/battling-r-c-robots-2-pack
Toys Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 189 Replies: 0 Works as both an external battery and a protection case
Provides convenient access to all the buttons and ports
3000mAh battery capacity
LED charging indicators
Fully recharges in approximately 4 hours
Rechargeable with any micro-USB cable or adapter
Increases battery capacity by up to 70 percent (depending on usage)
Adds up to 6 hours of talk time, 10 hours of video playback and 150 hours in standby
Lightweight and sleek adding minimal bulk to your device
Designed exclusively for iPhone 5S and iPhone 5
Available in 3 Colors

www.tanga.com/deals/b5018da48609
Cell Phones Deals

Tanga Coupons
g: 0 Posted By: ctgolfer
Views: 114 Replies: 0 Complete your tool collection once and for all with the Craftsman 263-pc mechanics tool set
Includes 150 sockets in 0.25", 0.38" and 0.5"; spark plug socket; 10 inch ignition wrenches; magnetic holder; 30 screwdriver bit set; 12 nut driver bits; 40 hex keys; 3 quick release ratchets in 0.25", 0.38" and 0.5"; 4 extension bars, and 12 ratcheting wrenches
Metric, standard inch and deep well sockets fit three ratchets
Ideal flexibility with multiple sizes to work in both small, tight spaces and large areas
Alloyed steel construction for guaranteed durability
Includes a general lifetime warranty
------------------------------------------------------------------------------------------------------------------------
This Craftsman 6-in. Max Axess locking wrench features a unique dual-material handle to give you hand the comfort of cushioning while preventing slipping
A locking feature increases tension as you turn, so you can get more user-generated torque
This versatile tool replaces 16 wrenches ranging from 1/4 to 9/16-in and 7 to 14 mm, so you'll save lots of space in your toolbox, save money and save time looking for a bunch of different wrenches
Adaptable to various sizes and grips fasteners on all sides
Fastener scale for fast and easy adjustments
Red and black handle

www.sears.com/search=00940263000p%7C00935358000p?storeId=10153&c...
Tools Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 161 Replies: 0 DESCRIPTION
The ASUS MeMO Pad 10.1" 16GB Tablet is your stylish mobile companion for work and play. It features a quad-core processor, packing major processing power into a sleek, lightweight design and has a 10.1" wide IPS display with dual speakers for exceptional entertainment. The included SuperNote Lite app allows you to take and organize rich notes with text, graphics and freehand drawing easily.
FEATURES
Enjoy a stunning visual experience with the 170 wide 10.1" IPS display
MyLibrary for that Unique Reading Experience; MyLibrary on the ASUS MeMO Pad 10 changes your reading experience. Turn pages, jot down notes, tag pages, or increase text size on all your favorite literary works from best sellers to magazines.
16GB Storage; Expand your storage space easily as ASUS MeMO Pad 10 supports up to 64GB via its MicroSD slot (Card not included)
1.6GHz quad-core CPU for fast, smooth performance; Mali 400 MP4 GPU
2MP rear-facing camera and a 1.2MP front-facing camera
Powered by Android 4.2 Jelly Bean OS
Dual speakers with ASUS SonicMaster technology
SPECS
10.1" WXGA (1280 X 800) LED Backlit IPS panel, 10 finger multi-touch display
Quad-core 1.6GHz Processor
1GB RAM
16GB storage
Front camera: 1.2MP, Rear camera: 2MP
19Wh Li-polymer battery:
Android 4.2 - Jelly Bean
Wifi: 802.11b/g/n, Bluetooth 3.0, 1 x Micro USB 2.0, 1 x Micro SD Card Reader

www.ebay.com/itm/NEW-Asus-MeMO-Pad-10-1-Tablet-1-6GHz-16GB-Andro...
Android Tablets Deals

eBay Coupons
g: 0 Posted By: tedhawkins
Views: 112 Replies: 0 Tifosi Podium S Sunglasses - Neon Pink - $42.95 SunnySports FS on $50+

http://www.sunnysports.com/p-tfspds/tifosi-podium-s-sunglasses

What's in the box: Frame with AC Red, Clear and Smoke Lenses

Tifosi Podium S Sunglasses
With the Tifosi Podium S Sunglasses, you can always have an eye gear to wear that will suit your outdoor needs. Secure your eyes while hitting the road for adventure with the use of this Podium S Sunglasses sunglass from Tifosi. It ensures sharper peripheral vision while virtually eliminating distortion with the use of the De-Centered Shatterproof Polycarbonate Lenses. The said feature is also great in giving 100% Protection from Harmful UVA/UVB Rays, Bugs, Rocks, or whatever comes your way. The Tifosi Podium S Sunglasses is using Smoke Lenses with Reflective Lens Coating for reduced glare while decreasing eye fatigue. The sunglasses frame is made of Grilamid TR-90, a Homo-Polyamide Nylon with a superbly high Alternative Bending Strength, Low Density, and High Resistance to Chemical and UV Damage. It ensures all-out ruggedness for intensive outdoor use all-day long. Moreover, the sunglasses offers Hydrophilic Adjustable Temples, built to increase grip when in contact with sweat. Likewise, its hydrophilic rubber Resists Aging and UV Breakdown, making it last in a pristine condition for a very long time. It brings fantastic fit and wearing comfort to its users with the included Adjustable Temples and Nose Pieces. And with a weight of 1 oz., this Sunglasses can fit small to large faces with ease.
g: 0 Posted By: ctgolfer
Views: 76 Replies: 0 Best Buy Video Games PlayStation 4 PS4 Consoles Product Info
image
Sony PlayStation 4 and PlayStation Vita with Borderlands 2 Bundle

SKU: 9999227800050015
Shipping: Usually leaves our warehouse in 1 business day
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Special Offers:

Free Shipping on Orders $35 and Up
Best Buy Cardholder Offers:

Get up to 6% Back in Rewards: See How
Our Price: $559.98
Reg. Price: $599.98
You Save: $40.00

BUYING OPTIONS:
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ITEMS INCLUDED IN THIS PACKAGE (2)

Sony - PlayStation 4 (500GB)
Model: 10034 SKU: 8240103
(7195 Reviews)
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Sony - PlayStation Vita (Wi-Fi) Borderlands 2 Limited Edition Bundle
Model: 3000274 SKU: 4683005
(37 Reviews)
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See item details
Overview
Save $40 when you buy this Sony PlayStation 4 and PlayStation Vita with Borderlands 2 bundle.

FEATURES

Powerful processing and impressive graphics
The PS4's advanced architecture allows the games you play to deliver more fully realized worlds and higher player counts than was possible in previous console generations.
500GB of storage
The PS4's substantial hard drive lets you store several blockbuster games and plenty of apps, indie titles, recorded game footage and more without running out of room.
Innovative controller design
The PS4's wireless DualShock 4 controller features a clickable, multitouch capacitive touchpad that can be flicked, tapped or swiped for new gameplay possibilities. USB charge cable included.
Expand your friend list
The PS4 allows you to create a list of up to 2,000 online friends.
Download while you play
With PS4, you can start a game download and begin playing it before the download is complete.
Purchase games, movies and more with the PlayStation Store
Sony's online store features a growing library of indie games and free-to-play titles for your PS4.
A robust catalog of streaming video services
Your PS4 acts as an all-in-one media streaming hub with Netflix,* Hulu Plus,* Crackle, Crunchyroll and more.
Take the battles, competitions and thrilling adventures on the go with the re-designed PlayStation Vita system, which is 20% slimmer and 15% lighter than the original model
Enjoy up to six hours of gameplay between charges for nonstop adventure provided by the PlayStation Vita's increased battery life
Lose yourself in incredibly crisp and vivid visuals on the PlayStation Vita's LCD screen for a truly immersive gaming experience, and precisely control the on-screen action with the dual analog sticks
Embark on a relentless quest for revenge and redemption as you explore the living planet of Pandora and experience dynamic four-person cooperative multiplayer gameplay that tests your skill with an array of weapons in Borderlands 2
Special package savings of $40 (discounted from individual-item total: reg. price $399.99 PS4 + $199.99 PlayStation Vita with Borderlands 2 - $40 instant savings = $559.98 final price)

www.bestbuy.com/site/sony-playstation-4-and-playstation-vita-wit...
PS4 Deals

Best Buy Coupons
HELOC: Penfed vs other CUs in California
Added on : Wednesday June 11th 2014 09:00:08 PM
g: 0 Posted By: muskan123
Views: 27 Replies: 0 Hello,

Need some feedback on Penfed loans in California. I have a single family home which has increased in value since I bought and would like to take some equity out for investment purposes(~150k). I am looking for max out LTV for max term (15 yrs). I am considering Penfed vs Local CUs like StarOne, Provident etc.

Any information on the following would be helpful.
1) How have the appraisals fared for Penfed vs other CUs. (Local CUs directionally seems to follow Zillow, but not sure about PenFed)
2) Time and hassle for Penfed HELOC approval for HELOCs vs other CUs
3) Hidden costs

Interest rates of Local CUs are comparable to Penfed (3.75%), though LTV is on the lower end (75% Local CU vs Penfed).

Is it better to go with Local CU for HELOC/HEL?



Discussion Deals
g: 1 Posted By: hellokitty27
Views: 237 Replies: 0 Amazon has the Old Spice Men's Fresh Scent High Endurance Deoderant (2-pk.)for $3.47 w/ free shipping when you Subscribe & Save. Subscription can be canceled any time after order ships.

Contains the fresh, model-pleasing scent of victory.
Comes in crisp, clean scents cooked up in our Old Spice scent kitchen.
Increases your awesomeabilityness.
Pack contains (2) 2.25 Oz Old Spice High Endurance Fresh Deodorants for men.
Creates desire to climb tall mountains simply because they exist.

Health & Beauty Deals

Amazon Coupons
g: 0 Posted By: tedhawkins
Views: 177 Replies: 0 Body Essentials Light and Massage Therapy Hairbrush $39.99 + Free Shipping Amazon

Apply $5 OFF Code 6KKNB2ZF

http://www.amazon.com/Body-Essentials-Massage-Therapy-Hairbrush/...

20 energy inducing 660 nanometer LED lights
184 flexible steel bristles with comfortable ball tips
3 operation modes: LED only, massage only or both
Simulating massage action
Powered by 2 "AA" batteries (not included)

Product Description
The Light and Massage Therapy hairbrush by Body Essentials uses both LED light therapy and massage to help users achieve healthier hair, feel more relaxed and detangle hair. This scientifically proven spa therapy increased blood circulation to hair follicles, which has been proven to thicken and improve hair growth. The gentle massage action feels great, helps relieve stress and detangles hair.

Weider Total Body Works 5000 $120.68 FS walmart
Added on : Wednesday June 11th 2014 10:00:03 AM
g: 0 Posted By: tedhawkins
Views: 73 Replies: 0 Weider Total Body Works 5000 $120.68 FS WalMart

http://www.walmart.com/ip/Weider-Total-Body-Works-5000/12343189



Designed for a total body workout, the new and improved Weider Total Body Works 5000 is perfect for both upper and lower body workouts. It strengthens muscles and enhances flexibility. The Weider Home Gym features an incline bench with wheels that can be adjusted to the desired position with the help of pulleys on both sides. By adjusting this bench, you can increase or decrease the weight resistance suitable to your body weight. The Weider home gym features a compact space-saving design that makes it the perfect full body workout equipment for home use.
Weider Total Body Works 5000:
Improved resistance system
Resistance bands increase weight resistance beyond the users own body weight
Adjustable incline bench on wheels with a pulley on each side
Turns your body weight into natural resistance and provides the option to increase weight resistance up to 50-pounds with the addition of the four resistance bands
Adjust the bench to a steeper incline to increase the amount of weight resistance
Cable and pulley system allow for greater versatility and greater range of motion
Exercise machine provides a variety of exercises that strengthen muscle and increase flexibility
Weider Total Body Works 5000 includes workout guide with over 100 body-shaping exercises
Some assembly required
Exercise machine dimensions: 71" L x 26.5" W x 49.5" H
As Seen On TV
Sports & Outdoors Deals

Walmart Coupons
How Much Can You Spend Through PayPal Before They Care?
Added on : Wednesday June 11th 2014 08:00:33 AM
g: 0 Posted By: thepineapple
Views: 113 Replies: 1 My business debit card has a 3k/day limit, but if I am meeting that limit everyday (and only buying from one merchant) are they going to shut me down? Would it be better to get my limit increased to say 9k/day and only use the card twice a week? Anyone have experience with this? Thanks in advance.
Question Deals
Marmot Kylie Hoody - Girls $14.96 Campmor FS on $50+ / $6.99 S/H
Added on : Wednesday June 11th 2014 03:00:09 AM
g: 0 Posted By: tedhawkins
Views: 62 Replies: 0 Marmot Kylie Hoody - Girls $14.96 Campmor FS on $50+ / $6.99 S/H

http://www.campmor.com/outdoor/gear/Product___78968

The alarm won't rouse her for school, but the call of the river wins this early bird the worm every time. Push her off to the early-morning river in the lightweight textured performance fabric of the Marmot Girls Kylie Hoody. Soft, comfortable and quick to dry, this casual hoody has no-itch flat-locked seams and a relaxed three-piece hood to pacify early morning chills.

Constructed of 100% polyester fabric
Soft, comfortable, lightweight textured performance knit fabric
Ultraviolet Protection Factor (UPF) 30
Quick-drying
Flat-locked seams for added comfort
Zipper secure pocket
3 piece hood for improved fit
Droptail hem for increase coverage
Drawcords at hood
Tag-free neckline
Regular fit
Avg. weight: 4.9 oz.
Avg. length: 20 in.
Clothing Deals

Campmor Coupons
g: 0 Posted By: ctgolfer
Views: 51 Replies: 0 The 26-in. Craftsman black top chest is heavy duty, for use at home or the shop, with steel frame and five drawers
An impressive 4,294 cubic unit capacity for storing tools
Ball-bearing drawers hold up to 75 pounds each, with enlarged trim for increased finger clearance
Security feature of integrated keyed locking system
Contemporary look in all black with white stripe across each drawer
Chest features Craftsman badging and gas struts that keep it open
Comes fully assembled
Pair with Craftsman rolling cabinet for additional storage
Dimensions: 12" D x 19.75" H x 26" W
Backed by a six-year limited warranty

Black
www.sears.com/shc/s/p_10153_12605_00937981000P

Red
www.sears.com/shc/s/p_10153_12605_00937715000P

You can assemble a full 3-box setup for $399.97

Craftsman 26 in. 2-Drawer Heavy-Duty Ball Bearing Middle Chest - Black or Red - $79.99

Black
www.sears.com/shc/s/p_10153_12605_00903798000P

Red
www.sears.com/shc/s/p_10153_12605_00937716000P

Craftsman 26 in. 4-Drawer Heavy-Duty Ball Bearing Rolling Cart - Black or Red - $169.99

Black
www.sears.com/shc/s/p_10153_12605_00937980000P

Red
www.sears.com/shc/s/p_10153_12605_00937714000P



Tools Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 121 Replies: 0 The Sportcraft 10'x10' Straight Leg Instant Canopy can be set up quickly and easily
It only weighs 30 pounds and comes with a handy roller bag for easy transportation
Thanks to its straight leg design, it provides up to 100 square feet of coverage
A polyester top with UV coating keeps you safe from the suns rays
Provides increased head room thanks to cathedral style top and has a maximum height of 9'2"
Silver powder coated steel frame ensures it is durable
Great for days at the beach, tailgating, picnics and sporting events
Comes with four metal stakes, top, frame and wheeled bag
Has a one year warranty against manufacturer defects

www.sears.com/shc/s/p_10153_12605_00604902000P
Garden Deals

Sears Coupons
g: 2 Posted By: hellokitty27
Views: 134 Replies: 0 eBay has the BeyerDynamic T1 Tesla 600Ohm Open Headphonesfor $699.00 w/ free shipping. The next best price from a rated seller on Google Shoppingis $849.95.

Impedance 600ohm for High End and Home Audio use
The increased efficiency also leaves the T1 with greater power reserves for dynamic
The extremely lightweight 600 Ohm voice coil provides transparency and perfect impulse fidelity.
The elegant look of the T1 compliments the technical achievements, with even the smallest of details selected by hand.
Get the most out of your headphones: enjoy the T1 together with the A1 headphone amplifier as the dream team for audiophiles.

4.4/5 stars based on 47 Amazon customer reviews.
Headphones & Speakers Deals

eBay Coupons
Nike Golf Nike Weekend Carry $63.99 FS @ 6PM
Added on : Monday June 09th 2014 01:00:03 PM
g: 0 Posted By: DizzyT71
Views: 89 Replies: 0 6PM has theNike Golf Nike Weekend Carryon sale for $63.99 with free shipping.

Compare at Amazonfor $64.95

Ultra lightweight under 2 pounds
Soft traditional structure, no internal stays
6 inch oval top, holds full set of 14 clubs
water resistant bottom material to protect when lying down
Tactile single strap with extension for increased balance, and matching rain hood included


4.2/5 Stars based on 5 customer reviews on Amazon.


Golf Deals

6PM Coupons
g: 0 Posted By: ctgolfer
Views: 161 Replies: 0 THIS WORX YARD COMBO INCLUDES: WG502, WG307, WA0163

The WORX WG502 TriVac Delux Blower/Mulcher/Vacuum has the versatility to change jobs with just the flip of a switch. Because there are no tubes to switch between tasks, you can blow away debris at 210 mph, then easily change to vacuuming dry leaves at up to 14 gallons per minute in seconds. The angled nose and comfortable handle make operation of the TriVac easy enough for any user. And with its powerful 12 amp motor, this tool makes an efficient an alternative to gasoline-powered tools. The WG502 improves on its predecessor with a heavy-duty metal impeller blade, which increases the mulch ratio to 18:1 and can better manage solid debris objects.

Key Specification Power 12A Blower speed: 210mph Max. air volume: 350cfm Bag capacity: 1.5bushels Mulch ratio: 18: 1 Machine weight: 8.6lbs
Seller Notes: In reference to the condition, This item is listed as New-Other which means the tool is new but has been re-boxed in a plain brown box. The original packaging may have been damaged in transit, but not the product.
www.ebay.com/itm/Worx-Yard-Combo-WG502-WG307-WA0163-Free-Worx-SD...
Garden Deals

eBay Coupons
g: 0 Posted By: ctgolfer
Views: 69 Replies: 0 shipping adds $5

Two-way speaker driver design
Digital optical and RCA cables included
10" wireless side-firing subwoofer
Features Dolby Digital Decoder
3D Surround Mode
Remote control learning feature and included remote
Proprietary Convergent Source Module (CSM) technology for increased dispersion
Elegant black satin finish

http://electronics.woot.com/offers/energy-power-bar-elite-with-w...
Home Theater & Audio Deals

woot! Coupons
g: 0 Posted By: hellokitty27
Views: 36 Replies: 0 Home Depot has the Makita 18-Volt Compact Lithium-Ion Cordless 1/2-in. Driver-Drillfor $119.00 w/ free shipping.

Makita-built 4-pole motor delivers 480 in. lbs. of max torque and 290 in. lbs. of PTI Torque
Variable 2-speed (0-400 and 0-1,500 RPM) covers a wide range of drilling and driving applications
Built-in L.E.D. light with afterglow illuminates the work area
Compact and ergonomic design at only 7-9/16 in. long and weighs only 3.3 lbs. for reduced operator fatigue
18-volt compact battery charges in only 15 minutes
New redesigned rubberized soft grip provides increased comfort on the job
Makita 18-volt compact lithium-ion batteries charge in only 15 minutes, 4X faster than 18-volt Ni-Cd
Makita 18-volt compact lithium-ion batteries provide longer run time, 5X lower self-discharge for use any time, and 16 firm-holding contact terminals for constant high power
15-minute rapid optimum charger communicates with the battery's built-in chip throughout the charging process to optimize battery life by actively controlling current, voltage and temperature
15-minute rapid optimum charger has a built-in fan to cool the battery which helps produce more lifetime work
Accepts Makita 18-volt LXT lithium-ion battery for even longer run time
Charger earned the ENERGY STAR label for meeting the strict energy-efficient guidelines set by the US Environmental Protection Agency (EPA) and US Department of Energy (DOE)
3-year warranty on tool and 1-year warranty on batteries and charger

Tools Deals

Home Depot Coupons
Roku 3 Streaming Media Player $84.99 w/FS @ Amazon
Added on : Sunday June 08th 2014 08:00:04 AM
g: 1 Posted By: ctgolfer
Views: 220 Replies: 0 Faster and more powerful. With up to 1080p HD video* and extended-range, dual-band wireless performance for increased speed
Amazing remote with headphone jack. Use the included in-ear headphones to crank up that late-night flick while the kids (or parents) sleep
One-stop search. Find your favorite movies and TV shows all from one place from top TV and Movie services like Netflix, Amazon Instant Video or Hulu Plus.1000+ channels and growing. The best selection of streaming out there.
Free iOS and Android device app. Use it like a remote. Browse and add new channels. Even stream your music and photos from your phone or tablet to your HDTV
A Roku account is free. However, payment information is required during setup to provide the convenience of making purchases from the Roku Channel Store on your TV. You will only be charged if you choose to make a purchase.

www.amazon.com/Roku-3-Streaming-Media-Player/dp/B00BGGDVOO/ref=s...
Home Theater & Audio Deals

Amazon Coupons
g: 0 Posted By: turtlebug
Views: 197 Replies: 0 Link
(valid 6/04/14-6/29/14)

Lens: Polarized
*Reduces glare for sports, driving and water activities
*Increased sharpness and decreased eye fatigue
* Block 100% of harmful UV rays

Frame: On or Off Course Classic Style
*Lightweight TR90 Grilamid construction
* Semi-rimless styling on and off course
* Wrapped lens shape for maximum coverage

Fit: Med-Large Head Shape
*Secure ergonomic wrap
* Megol rubber nose pads and eartips provide secure non-slip fit
Sunglasses Deals
g: 0 Posted By: ctgolfer
Views: 102 Replies: 0 Extremely comfortable, lightweight, and soft
Comfortable foot bed allows the foot to 'breathe', helping prevent bacterial foot infection and diseases.
Perforated upper provides cooling ventilation holes
Strong but soft EVA molds to the shape of your foot for increased comfort
Non-marking-keeps floors clean
Adjustable Velcro strap accommodates all feet widths
Rubber outsole and a perforated upper
Massaging footbed with arch support
Easy to clean and odor-resistant
Available in three styles for ladies and one style for men
Womens black/pink sizes: 5/6, 7/8, 9/10
Womens white/pink sizes: 5/6, 7/8, 9/10
Womens white/tan sizes: 5/6, 7/8, 9/10
Mens black/black sizes: 8/9, 10/11, 12/13
For half sizes, please order one size up
Brand: DAWGS
Condition: New
Warranty: 30 Day

http://1sale.com/fashion/footwear/dawgs-ultralight-outdoor/
Shoes Deals

1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 59 Replies: 0 Checkout with MasterPass and apply coupon code: MASTERPASS30

The Makita LCT209W is a 2-Piece 12V Max Lithium-Ion Cordless Combo Kit. The Makita LCT209W 12V max combo kit is made of two tools, the FD02W driver Drill, the WT01W impact wrench. The FD02W has the following features, Makita-built motor delivers 200-Inch pounds of max torque in an ultra compact design Variable 2-speed design (0-350 and 0-1,300 RPM) covers a wide range of drilling and driving applications. Ultra compact design at only 7-7/16-Inch long and weighs only 2.2-pounds for reduced operator fatigue Built-in L.E.D. light illuminates the work area .Ergonomic shape fits like a glove with even pressure and easy control. Soft grip handle provides increased comfort on the job. 3-year warranty on tool and 1-year warranty on batteries and charger. The WT01W impact wrench features Makita-built motor delivers 1,000 . of Max Torque in an ultra compact size. Variable speed (0-2,300 RPM and 0-3,000 IPM) for a wide range of fastening applications. Ultra compact design at only 6-3/8-Inch long and weighs only 2.1-pounds for reduced operator fatigue. Built-in L.E.D. light illuminates the work area. Convenient 3/8-Inch square drive for quick socket changes. Ergonomic shape fits like a glove with even pressure and easy control Soft grip handle provides increased comfort on the job. Makita's proprietary hammer and anvil are made using the highest quality steel and heat hardened to last longer. Built-in belt clip for added convenience. Soft grip handle provides increased comfort. Accepts Makita 12-volt max Lithium-Ion Battery. Features: Variable 2-Speed 3/8" Driver-Drill (0-350 & 0-1,300 RPM) delivers 200 . of Max Torque in an ultra compact size of only 2.2 lbs. Variable speed Impact Driver (0-2,400 RPM & 0-3,000 IPM) provides 800 . of Max Torque in an ultra compact design at only 2.0 lbs. Makita 12V max Lithium-Ion batteries provide longer run time and lower self-discharge The charger earned the ENERGY STAR? label for meeting the strict energy-efficient guidelines set by the US Environmental Protection Agency (EPA) and US Department of Energy (DOE) 3-year warranty on tools and 1-year warranty on batteries and charger What's In the Box: Makita LCT209W 12V Max Lithium-Ion Cordless Combo Kit 2-Piece 12V Max Cordless Lithium-Ion 3/8-in Driver-Drill - FD02W 12V Max Cordless Lithium-Ion 1/4-in Impact Driver - DT01W (2) 12V Max Lithium-Ion Batteries - BL1014 Charger - DC10WB Tool Case - 823304-1

www.rakuten.com/pr/product.aspx?sku=224886333&listingId=16918099...
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Rakuten.com Shopping Coupons
REI Stoke 9 Pack - Special Buy $21.73 FS on $50+
Added on : Thursday June 05th 2014 10:00:03 PM
g: 0 Posted By: tedhawkins
Views: 141 Replies: 0 REI Stoke 9 Pack - Special Buy $21.73 FS on $50+

http://www.rei.com/outlet/deal-of-the-day

The REI Stoke 9 pack is light and comfortableenjoy your hike or run with this pack.
Zippered hydration pocket holds your 2-liter reservoir (not included) for hands-free drinking on the trail
Innovative feature directs hydration sip tube out through either shoulder strapyour choice!
Back panel is lined with highly breathable, moisture-wicking ventilating mesh to move sweat away from your back
Egg-crate-like foam back panel follows the contours of your body, keeping contents close and stable
Perforated foam shoulder straps wrapped with breathable mesh increase air circulation
Hipbelt webbing system lets you use a natural forward pulling motion for quick, easy cinching and precise adjustment
Panel-loading main compartment carries the essentials you might need for a workout on the trail
Adjustable shockcord with cordlock is great for stowing a jacket within easy reach
Zippered front pocket features a key clip and 2 mesh pockets for cell phone and wallet
2 mesh side pockets provide storage for energy gels or a small MP3 player
Clip loop lets you attach a safety flashing light, not included
Special buy


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REI Coupons
Black & Decker 3-Way Adjustable Trigger Nozzle $5.99 in-store @ Sears
Added on : Thursday June 05th 2014 08:00:04 PM
g: 0 Posted By: ctgolfer
Views: 158 Replies: 0 Easily water your garden and plants.
Easily water your garden or plants with Black & Decker's 3-way Adjustable Trigger Nozzle. This nozzle features heavy duty construction for increased durability while maintaining comfort to reduce fatigue.

www.sears.com/shc/s/p_10153_12605_07193096000P
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Thief Master Edition PC download from Gamersgate.com $26.50
Added on : Thursday June 05th 2014 04:00:02 PM
g: 0 Posted By: Reots
Views: 98 Replies: 0 http://www.gamersgate.com/DD-THIEF4M/master-thief-edition

note:Steam Code

THIEF: Master Thief Edition includes:

THIEF Game
Digital Art Book
Digital Comic Book
Booster Pack
Digital Soundtrack

Digital Art Book
Get access to the official digital collection of stunning concept art that offers a sneak peek into the shadowy world of Thief.

Digital Comic Book
Delve deeper into the shroud surrounding Thief's obscure world with its complete collection of riveting digital comic books.

Obtain a comic book series exclusive to this limited edition
Get access to all of the comic books in the Thief series
Discover riveting story development that can only be experienced through these comic books


Booster pack
Booster Pack: Get access to an exclusive bundle of optional in-game consumables that can empower you and hasten your progression through Thief.

Opportunist package

Quiver upgrade: increase maximum arrow capacity.
Choke arrows
Poppy flowers
Gold

Digital Soundtrack
A remarkable collection of Thief tracks Garrett, the Master Thief, steps from the shadows into the City. With the Barons Watch spreading a rising tide of fear and oppression, a mysterious sickness grips the streets. Led by Orion, the voice of the people, the citizens rise in bloody revolution.

Garretts thieving skills are all he can trust as he walks the fine line between politics and the people, entangled in layers of conflict. With time running out, the Master Thief unravels a terrible secret from his dark past that ultimately threatens to tear his world apart.

Garrett never paid (Full) price for anything until now

Kinda like a Fatwalleter ;0).

Video Games Deals
g: 0 Posted By: Farfisa850
Views: 148 Replies: 0 http://www.bestbuy.com/site/turtle-beach-ear-force-px4-wireless-...

Product Features

Accurately pinpoint the direction of the sounds in your game with the immersive quality of Dolby Digital surround sound technology
Personalize your listening experience by adjusting the positioning of the virtual surround sound angles
Enjoy clear audio and consistent communication with the 2.4/5GHz dual-band Wi-Fi frequency that virtually eliminates interference from other wireless devices
Communicate with teammates, issue commands on the battlefield or taunt your opponent comfortably without cumbersome wires thanks to the wireless design
Fine-tune your listening experience with multiple equalizer presets, including bass and treble boost combinations, and easily hear other players clearly with the Dynamic Chat Boost that automatically increases the chat volume as the game gets louder
Personalize your audio with independent volume controls, which let you precisely balance game and chat audio
Use the microphone monitor to hear your own voice in the headset, so you won't have to shout over the explosive action
Stay comfortable during extended gaming sessions with the thick, padded, adjustable headband and breathable mesh ear cushions
Answer calls without interrupting your game with dual-pairing Bluetooth capabilities and chat wirelessly with your buddies on PSN
Stay in the action without worrying about battery life, thanks to the rechargeable battery's ability to deliver up to 15 hours of continuous play
Compatible with PlayStation 4 as well as PlayStation 3 and Xbox 360
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 576 Replies: 1 Craftsman 4.0 amp one handed reciprocating saw includes: Reciprocating saw, blades and carrying case
Replace-able brushes deliver a long service life
Tool-les blade change keeps pace on the job
Electric blade braking system stops fast
Dual LED work lights ensure clear project visibility
Ergonomic design and balance increases control
Live tool indicator increases safety
0-3500 variable SPM powers through materials soft and hard
Backed by a 1 year limited warranty

www.sears.com/shc/s/p_10153_12605_00917291000P
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g: 3 Posted By: remick
Views: 203 Replies: 0 182 Free Things To Do In New York City: The Best Free Museums, Sightseeing Attractions, Events, Music, Galleries, Outdoor Activities, Theatre, Family Fun, ... & Tours In NYC
http://www.amazon.com/182-Free-Things-York-City-ebook/dp/B00JG5I...

WHATS NEW IN 2014

Im really excited for this, the third edition of this book. Every year it just gets better, and for 2014, Ive expanded the descriptions, added more great photos, and increased the number of entries, including over 70 places to get free food and drink.
This really is the best available guide on whats free or how to get it for free -- in the best City in the world.
When I first moved to New York, I was so broke I couldnt pay attention. I had no choice but to seek out all thats great and free in the big city. It was all right there in front of me, and I wasnt going to let it pass me by just because I couldnt pay for it!
I found that there are tons and tons and TONS of great things to do in New York that wont cost you a dime. With this book, you have access to the best of whats free, compiled into one reference.
You could be in the know, doing 100% FREE, yet fun and rewarding, activities such as:

- Free Kayak Rentals on the Hudson River
- Free performances including jazz, rock shows, plays, spoken word, beat boxing, dance comedy, word beat, blues, experimental artists, the list goes on!
- List of the best free museums and art galleries from the Village to Harlem
- Free T.V. show tapings
- Free movies, festivals, and more entertainment
- Free food and drinks
- Free kids activities

For example, many know about Shakespeare In The Park, but have you ever heard about the hilarious (and free) Upright Citizens Brigade Theatre? Its a free comedy show with many Saturday Night Live alum.

WHY THIS E-GUIDEBOOK IS DIFFERENT
This book is not about discount travel. Its about FREE travel.

- It only includes free activities, events, locations & attractions. It tells you how to get in to many paid attractions and events for free.
- Its exclusively formatted for the Kindle and Kindle App
- Its interactive, so you can easily access directions from your current location, reviews from other travelers, and more information entries in the book.

WHAT YOULL FIND INSIDE
Each entry has a well-researched description, contact information (email, phone, website), and links to contextual information. Color photos too!
It works great with the Kindle App for your smartphone, so you can get directions from Google.
Theres an interactive map, showing you all the free activities and an appendix with free trip planning tools, apps, etc.

TABLE OF CONTENTS

1. Introduction
2. Interactive Map
3. Free Music & Entertainment
4. Free Museums
5. Free Art, Literature, and Architecture
6. Free Outdoor Activities
7. Free Theater, and Dance
8. Free Kids & Family Activities
9. Free Festivals, Street Fairs and Parades
10. Free Tours & Walks
11. Free Food & Drink
12. Free Transportation and Parking
13. Markets, Stores With Free Things & Window Shopping
14. Free Things To Do With Pets
15. Free WIFI
16. Free Tip Planning Resources
17. About The Author



Your Own Personal New Orleans Tour (Travel Guide): Seven Things You Must Do To Have A Fabulous Time In The Crescent City -- A guide for visitors and locals alike
http://www.amazon.com/dp/B00BKDG1CM

NO WADING THROUGH LIST AFTER LIST of suggestions like your typical Fodor's or Lonely Planet, this travel book was put together by a full-fledged local who knows the best places to go to have an authentic New Orleans experience.

THIS GUIDE INCLUDES RECOMMENDATIONS FOR:
* the best restaurants with the most delicious food authentic New Orleans food,
* elegant hotels in all price ranges,
* great bars for fantastic libations,
* insider sightseeing tips,
* popular music venues
* and other fine suggestions on how to have an all around memorable time in the Crescent City.



A Hawaiian Family Vacation: Oahu
http://www.amazon.com/A-Hawaiian-Family-Vacation-Oahu-ebook/dp/B...

What would a woman who grew up in Hawaii show her mainland-born husband and son when they visited Oahu? A former Honolulu resident profiles various beaches, tourist sights, and different types of local food in a new Amazon ebook.

A Hawaiian Family Vacation: Oahu is a virtual scrapbook, with photos and commentary of various Oahu destinations. Barbara Lougheed was born and raised in Honolulu, graduated from the University of Hawaii, moved to the mainland, and married a mainlander. After her son was born and was old enough to travel, she had to plan her first visit back home and decide what to show her mainland born husband and son. She came back to visit every few years, and her new ebook is a summary of the places they visited and the foods they ate. Readers benefit from a different point of view than other travel guidebooks.

Photos and reviews of famous locations like Waikiki and Hanauma Bay are included, but so are other lesser-known areas like Chinatown and Hoomaluhia Botanical Garden. See her son jumping off the rock at Waimea Bay on the North Shore, posing with a turtle at Turtle Beach, eating Waiola shave ice in Kapahulu, hanging from a Banyan tree in Kapiolani Park, ringing the bell and feeding the fish at Byodo-In Temple in Kaneohe, and swimming to Flat Island at Kailua Beach.

Dining reviews cover the local plate lunch, along with other locations serving Chinese, Korean, and Hawaiian food, Pacific Rim cuisine, supermarket deli food, a shrimp truck on the North Shore, and even mochi ice cream.

Choosing a Hawaiian Island to Visit, the last section in the book, details the differences between the Hawaiian Islands, so visitors can decide for themselves which island best suits them. Kauai, Oahu, Maui, and The Big Island of Hawaii differ in population, types of beaches, activities, and ambience, but visitors may not be aware of these differences.



Destinations: The Chicago Tribune Guide to Vacations and Getaways
http://www.amazon.com/Destinations-Chicago-Tribune-Vacations-Get...

Shanghai Stories TOP3 - a travel guide and tour as with the best local guide
http://www.amazon.com/Shanghai-Stories-TOP3-travel-guide-ebook/d...

The Must Sees of Seoul
http://www.amazon.com/Must-Sees-Seoul-Bravo-Your-ebook/dp/B00FJD...

Top Ten Sights: Sorrento
http://www.amazon.com/Top-Ten-Sights-Mark-Jones-ebook/dp/B00K98R...

Top Ten Sights: Dubrovnik
http://www.amazon.com/Top-Ten-Sights-Mark-Jones-ebook/dp/B00K989...

Italy Luxury: Family Hotels & Resorts
http://www.amazon.com/Italy-Luxury-Family-Hotels-Resorts-ebook/d...

Montmartre Neighborhood Guide
http://www.amazon.com/Montmartre-Neighborhood-Guide-Bravo-Your-e...

Havana Tips and Tricks: Interesting Facts and Tips On Havana And Cuba
http://www.amazon.com/Havana-Tips-Tricks-Interesting-Facts-ebook...

Retiring to the Philippines
http://www.amazon.com/Retiring-Philippines-Travel-Expatriates-Ex...

Ten Must-See Sights: Istanbul
http://www.amazon.com/Ten-Must-See-Sights-Mark-Green-ebook/dp/B0...

Books & Magazines Deals
Craftsman 4.0 Amp One Handed Reciprocating Saw $34.88 w/FS @ Sears
Added on : Thursday June 05th 2014 01:00:02 AM
g: 0 Posted By: ctgolfer
Views: 158 Replies: 1 Craftsman 4.0 amp one handed reciprocating saw includes: Reciprocating saw, blades and carrying case
Replace-able brushes deliver a long service life
Tool-les blade change keeps pace on the job
Electric blade braking system stops fast
Dual LED work lights ensure clear project visibility
Ergonomic design and balance increases control
Live tool indicator increases safety
0-3500 variable SPM powers through materials soft and hard
Backed by a 1 year limited warranty

www.sears.com/shc/s/p_10153_12605_00917291000P
Fathers Day Deals

Sears Coupons
New Balance 810 Women's Running Shoe $36.99 @ Joe's New Balance
Added on : Wednesday June 04th 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 108 Replies: 0 shipping adds $5.95

This all-terrain shoe is designed for performance. With increased cushioning and a rugged AT Tread outsole, the 810v2 is perfect for even the roughest of trails.

8mm drop: due to variances created during the development and manufacturing processes, all references to 8mm drop are approximate
AT Tread all-terrain outsole combines a running and trail lug configuration for on- and off-road use
EVA (Ethyl Vinyl Acetate) foam midsole for cushioning
Synthetic/Mesh upper
Blown rubber outsole
Color: Gray with Purple & Yellow
Shoe Last: NPL-1
Weight: 238 grams (8.4 oz)

www.joesnewbalanceoutlet.com/detail.asp?style=WT810PY2
Shoes Deals

Joe's New Balance Outlet Coupons
g: 0 Posted By: ctgolfer
Views: 67 Replies: 0 4th Gen Intel Core i7-4500U processor
Features a 4MB L3 cache and 1.8GHz processor speed with Turbo Boost up to 3.0GHz.
Intel Core i7 processor
Delivers efficient multiway processing for ultimate smart performance. Intel Turbo Boost Technology delivers extra performance when you need it and increased energy efficiency when you don't.
8GB DDR3 memory
For multitasking power.
Multiformat DVDRW/CD-RW drive
Create custom DVDs and CDs.
15.6" high-definition touch-screen display
Makes navigation simple and presents media in sharp clarity.
1TB hard drive (5400 rpm)
Offers spacious storage and fast read/write times.
Intel HD Graphics 4400
Deliver lush visuals. An HDMI output enables flexible connectivity.
Built-in 1.0MP webcam
Makes it easy to video chat with loved ones.
Media reader
Supports Secure Digital format.
1 USB 3.0 port and 1 USB 2.0 port
For fast digital video, audio and data transfer.
Built-in high-speed wireless LAN (802.11n)
Allows you to connect to the Internet without wires.
Built-in 10/100/1000 Mbps Fast Ethernet LAN
With RJ-45 connector for quick and simple wired Web access.
Weighs 5.1 lbs. and measures just 1.25" thin
For easy portability.
Microsoft Windows 8 64-bit operating system preinstalled
Provides a stable platform for word processing, Web navigation, gaming, media storage and more.
Software package included
With Music Maker Jam, Kindle and more. Includes a 30-day trial of Microsoft Office 365 Home Premium.
ENERGY STAR certified
Designed to use less energy and meets strict energy efficiency guidelines set by the Environmental Protection Agency and U.S. Department of Energy.

www.bestbuy.com/site/asus-15-6-touch-screen-laptop-intel-core-i7...
Laptops Deals

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Homeowners Insurance - CLUE Report
Added on : Wednesday June 04th 2014 01:00:11 PM
g: 0 Posted By: master44
Views: 75 Replies: 1 In 2011 we had a basement pipe burst from freezing outside temps while out of town on vacation; The people watching our house turned off the water, but described what seemed to be a mess. While out of town we contacted our home insurance to see how to proceed; It just happens that the cold temps hit lots of people at the same time and the insurance company was unsuccessful in getting a remediation company out. We cut our trip short and returned home to find that the water in the basement receded and didn't do nearly as much damage as we feared. It cost me maybe $500 to fix things and given our insurance deductible was $1000 we called the insurance company and told them there was no claim.

Fast forward a couple of years, we have seen our home insurance premiums increase 25-30% per year since 2011. With the first 2 increases we called and were told it was due to statewide increases and our house getting older, which sucked, but made sense. This year again we got a 30% increase so I started shopping around only to find quoted premiums are really high, i.e. in 2011 we paid ~$700 and now in 2014 we are paying $1750 and new quotes are coming in at $3900+/-.

I inquired why and was told by one company it was due to our claim in 2011 that shows up on CLUE as a $0 claim, but was still considered and treated as a recent claim. The problem I have is there was no claim ever filed, I only called to get guidance on how to do things right when being out of town so I can make sure I am covered by insurance if needed. Long story short, I called the Insurance company I had in 2011 and asked them to remove the CLUE entry and was told that it isn't possible, the best they were able to do is send me a "Letter of Loss" basically saying they made a claim that was cancelled by me without any action taken on their part.

Question is can I do anything about this? I am now looking at paying really high premiums likely because I spoke to the insurance company about remediation for potential damage. If not, maybe this will serve as a warning not to call insurance unless you are really sure you will use them.

Thanks!
Question Deals
529 - weighing state plan choice versus in state deduction
Added on : Wednesday June 04th 2014 11:00:09 AM
g: 0 Posted By: digduggler
Views: 128 Replies: 2 Forgive me if this has been covered, I don't seem to be able to find it. I'm still getting up to speed. I see that you can open a 529 plan outside of the state of residence and use it for whatever college is attended. I also see that all of these funds are not created equal (in particular Utah is often recommended and there isthis2013 Morningstar analysis).

This might be obvious, but I'm wondering if anyone has done an analysis or whether or not staying in state (I am in Alabama which has a 'bronze' Morningstar rated plan) which allows for a tax deductiblecontribution offers the greater savings in the long run vs investing in a fund with a lower ER/fees in a different state. It seems staying in state offers better savings as long as you contribute an appreciable amount. This will be for my < 1 year old, and I plan on cashing out one or more whole life policies my dad took out of me (see here) when I was a kid to jump start it with 14k (the current max gift amount as I see) this year and potentially 13k as well next year (I have two different policies I can cash out at separate times valued at about ~15 cash value each, not taking in tax implications). I've already gotten a healthy amount of term of my self and my wife (1 million of me, 500k on her), so it should be safe to cash these out. After the initial seeding I will contribute as much as I can after maxing out both my and my wife's ROTHs as well as my 401k contribution (no match, so currently weighted such that I"m putting aside 15% a year into retirement combined between ROTH and 401k. Once my wife goes back to work that will increase significantly). Any feedback appreciated.
Question Deals
Southwest: 3 Day Fall Sale - Flights Starting at $49.00 One-Way
Added on : Wednesday June 04th 2014 03:00:03 AM
g: 1 Posted By: SieSilverStars
Views: 275 Replies: 0 Southwest is offering their 3-day fall sale with flights starting at $49.00 one-way on select cities.

Linky

Sale is valid through June 3 to June 5, 2014 11:59PM.

Blackout dates include Sept. 1 and Nov. 21 through Dec. 2, 2014. Seats are limited. Travel August 25 to December 17 excluding Friday's and Sunday's.

Southwest Airlines Fare Rules:
"Travel DAL-BWI, DAL-DCA, DAL-DEN, DAL-LAS, DAL-LAX, DAL-MCO, and DAL-MDW available Oct. 13 through Dec. 17, 2014. Travel DAL-ATL, DAL-BNA, DAL-FLL, DAL-LGA, DAL-PHX, DAL-SAN, DAL-TPA, ATL-PUJ, CUN-MDW, MBJ-MDW, SAT-MEX, and SNA-MEX available Nov. 3 through Dec. 17, 2014. Travel to Florida or Nevada is valid Sunday through Wednesday only. Additionally, travel from Florida or Nevada valid Tuesday through Friday only. Travel between Nevada and Florida is valid on Tuesdays and Wednesdays only. Blackout Dates Apply: September 1 and November 21 - December 2, 2014. Some flights operated by AirTran Airways. Displayed prices include all U.S. and international government taxes and fees. Seats are limited. Fares may vary by destination, flight, and day of week and won't be available on some flights that operate during very busy travel times and holiday periods. Fares are available for one-way travel. Fares may be combined with other Southwest Airlines combinable fares. If combining with other fares, the most restrictive fare's rules apply. Sale fares may be available on other days of week, but not guaranteed. Fares are nonrefundable but may be applied toward future travel on Southwest Airlines, so long as you cancel your reservations at least ten minutes prior to the scheduled departure of your flight. Failure to cancel prior to departure will result in forfeiture of remaining funds on the reservation. Any change in itinerary may result in an increase in fare. Standby travel requires an upgrade to the Anytime Fare. Fares are subject to change until ticketed. Offer applies to published, scheduled service only."
Flight Deals Deals
g: 0 Posted By: ctgolfer
Views: 342 Replies: 2 use promo code: 10OFF75

The Kenmore 73163 countertop microwave has a a spacious 1.6 cu. ft. capacity
Sensor function cooking automatically adjusts cooking time by detecting moisture in food
With 1100-watts and 10 power levels, this Kenmore microwave allows you to cook a variety of foods
6 Smart Touch settings provide pre-set cook times and power levels
You can increase cook time in 30-second increments
The 13.6-inch diameter glass turntable is dishwasher safe
The large LED display makes it easy to see settings and set the controls
Open the microwave with the simple push-button door release
Use multi-stage cooking to set multiple stages and cook times at once, including defrost
Customize and save your favorite cook time and power level settings
The interior is easy to clean

www.sears.com/shc/s/p_10153_12605_02073163000P
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Sears Coupons
g: 0 Posted By: ctgolfer
Views: 149 Replies: 0 The Kenmore 73163 countertop microwave has a a spacious 1.6 cu. ft. capacity
Sensor function cooking automatically adjusts cooking time by detecting moisture in food
With 1100-watts and 10 power levels, this Kenmore microwave allows you to cook a variety of foods
6 Smart Touch settings provide pre-set cook times and power levels
You can increase cook time in 30-second increments
The 13.6-inch diameter glass turntable is dishwasher safe
The large LED display makes it easy to see settings and set the controls
Open the microwave with the simple push-button door release
Use multi-stage cooking to set multiple stages and cook times at once, including defrost
Customize and save your favorite cook time and power level settings
The interior is easy to clean

www.sears.com/shc/s/p_10153_12605_02073163000P
Appliance Deals

Sears Coupons
g: 0 Posted By: awishon
Views: 0 Replies: 0 I was in the market for a new hedge trimmer after my 20 year old corded Black and Decker cut the extension cord yet again. Strangely, the cutting shaft bent at a 90' angle after I tried to see if it would also cut deep into the earth lol...

CPO Outlets (2.5% Cash Back) currently has a promotion for an extra $20 off of Greenworks power tools. The Gmax40V Li-Ion 24" hedge trimmer was on sale for $139.99 but the price drops to $119.99 after adding to cart and going to check out. The 2amp battery and charger are included. Free shipping and no taxes for Texas as well. Amazon has price matched the $139.99 but not the extra discount. Amazon review also seem to be good. 4 year warranty on the trimmer and 2 year warranty on the battery.

http://www.cpooutlets.com/greenworks-22262-40v-g-max-cordless-li... Notice: Lithium-Ion Item Express Delivery option not available due to transportation regulations.Become more efficient when working in your yard with the Greenworks 40V G-Max Lithium-Ion Lawn Tool Series, the gas alternative solution you have been waiting on. This interchangeable battery platform offers all the tools you need to complete your yard work without sacrificing performance or power.Featuring premium power, this Greenworks 40V G-Max Cordless Lithium-Ion 24-in Rotating Hedge Trimmer offers a range of capabilities making this a great alternative to gas powered hedge trimmers. The 24-in dual action steel blade provides a greater cutting capacity of 2/3-in and an extended reach for more efficient trimming along hard to reach areas. The innovative 180 degree rotating rear grip handle along with its over mold wrap around handle provides multiple cutting angles and cutting capabilities for versatile use. The unit also features a large hand guard for safety and simple electric start avoids spilling gas and hazardous fumes. An aluminum rail cover is included for safe storage and transportation.Features:

High performance 40V G-Max Lithium-Ion battery delivers fade-free power with no memory loss after charging
Lightweight and well balanced for easier use
Robust 24-in dual action steel blade for optimal performance
2/3-in cutting capacity easily cuts through bushes and hedges
Innovative 180 degree rotating rear handle to provide easy trimming at multiple angles with wrap around auxiliary handle for user comfort
Cushioned and over-molded grips increase operator comfort
Clear view hand guard with see through design for precision cutting and extra protection
Aluminum rail cover included for safe storage and transportation
Please Note:40V G-Max and 40V Li-Ion Batteries are not cross compatible; this tool is compatible with the G-Max 2.0 Ah battery (29462) and the G-Max 4.0 Ah battery (29472)

Includes:

40V G-Max Cordless Lithium-Ion 24-in Rotating Hedge Trimmer - 22262
40V G-Max 2.0 Ah Lithium-Ion Battery - 29462
Charger
Aluminum Rail Blade Covering
Owner's Manual

WARRANTYReturn To TopGreenworks WarrantyDouble The Industry StandardNEW GreenWorks products are protected against all defects under normal use for a period of (4) four years (90 days for commercial use) from the shipping date.Reconditioned GreenWorks products are protected against all defects under normal use for a period of 30 Days from the shipping date.GreenWorks can opt to repair, replace or issue a refund for products that are determined to be defective, or that have been damaged during shipping. Replacement of products or parts subject to normal wear and tear is the responsibility of the customer. If GreenWorks accepts a return under Warranty, you can return the defective or damaged product only after you call and receive a Return Authorization from GreenWorks. You also will receive a refund for your original shipping charges, and GreenWorks will arrange and pay for your return shipping charges. Batteries carry a one-year warranty against defects in workmanship and materials. Batteries must be charged in accordance with the operator's manuals directions and regulations in order to be valid.
g: 0 Posted By: ctgolfer
Views: 112 Replies: 0 shipping adds $5

Your choice:



Cobra AMP CELL Irons

The Cobra E9 Face Tech is smart because it makes the spots where you mis-hit the ball more forgiving. By welding a hot, thin face to a softer body, the true metalwood construction means an iron created like a driver. The chassis is customizable for adjusting loft and lie. Cobra's new AMP Cell Technology uses biomimicry to create a cellular structure within the iron to move weight with almost neurotic accuracy.

RIGHT-HANDED

Cobra AMP CELL Iron Graphite shafts or TrueTemper Dynalite 90 shafts
Cobra Lamkin REL 3GEN 360 grip
Configuration available:

4-PW, GW - Right-Handed, Steel, Regular Flex
Price: $259.99 65% off List Price: $750.00

5-PW, SW - Right-Handed, Graphite, Stiff Flex
Price: $259.99 70% off List Price: $875.00



AMP CELL Technology
Distributes weight from the face and body to create perimeter weighting and positions CG behind the Sweet Zone.

Metalwood face-weld construction
Creates a high COR zone and controls weighting with a lighter, high-strength face for explosive distance and forgiveness.

E9 Face Technology
E9 Face Technology is executed through a thicker region in the face
that corresponds to the typical golfer impact pattern.

AMP CELL V-Skid Sole Design
Sculpted sole configuration that improves turf interaction for all swing types.

AMP CELL Vibration Dampening System
Vibration Dampening System tunes vibration for a better sound and feel.



~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

TaylorMade Burner Plus Irons
Price: $259.99 48% off List Price: $499.99


Burner Plus irons offer Legendary Burner power plus maximum TaylorMade forgiveness. The advanced perimeter weighting with extremely high MOI provide unsurpassed forgiveness on off-center hits. An increased degree of offset makes it easier to square the clubface to the ball, discouraging a fade and promoting a distance-enhancing draw.

RIGHT-HANDED

Inverted Cone Technology for increased COR over a larger portion of the face
Advanced perimeter weighting promotes extreme forgiveness on off center hits
Wide and beveled multi-functional sole for low, deep CG and enhanced playability
Vibration management cavity badge for a satisfying sound and solid feel
Arrow 2 grip for superior feel
Large clubface and thick topline creates "can't miss" confidence
Set includes 4-PW, AW
Available in Regular or Stiff Flex

http://sport.woot.com/offers/your-choice-cobra-or-taylormade-iro...
Daily Deals

woot! Coupons
g: 0 Posted By: tedhawkins
Views: 144 Replies: 0 REI Polar Pod Lite Sleeping Bag - Long - Special Buy $49.73 FS on $50+

http://www.rei.com/outlet/deal-of-the-day

A great value for campers and backpackers, the synthetic REI Polar Pod Lite Sleeping Bag is priced for your budget, yet it's still feature-packed and built to keep you warm on 3-season adventures.
Lightweight synthetic hollow-fiber insulation provides loft and compressibility; insulation is equally distributed all the way around the bag to eliminate cold spots
With a temperature rating of 31F, the Polar Pod Lite is a versatile bag for adventures into the mountains in spring, summer and fall
Relaxed fit from the shoulders to the hips increases comfort by providing ample space to move around
Ripstop nylon shell resists water and abrasion; smooth nylon taffeta lining is comfortable against your skin; treated with a durable water repellent finish to repel moisture
Contoured hood, insulated full-face muffler, full draft collar and full-length draft tube with ground-level seams keep body heat in and cold air out
Pillow pocket keeps your camp pillow in place; stuff clothing inside pocket if you don't have a pillow
The REI Polar Pod Sleeping Bag in a long-length has an external chest pocket that stows your watch, glasses or other small essentials
Differentiated drawcords (1 round, 1 flat) let you adjust hood and neck easily in the dark
Full-length of zipper is backed by wide, antisnag binding tape
Any REI backpacking bag can be zipped to any other REI backpacking bag because of the consistent 63 in., No. 5, YKK zipper; women's bags zip on the right, men's on the left
Pad loops provide attachment points to keep your sleeping bag and pad together to avoid rolling off onto the cold ground (straps and sleeping pad not included)
Includes stuff sack and storage bag
European Norm (EN) is an independent third-party temperature rating, allowing accurate comparisons across brands with other EN-rated bags
Special buy
Camping Deals

REI Coupons
g: 1 Posted By: Farfisa850
Views: 51 Replies: 0 http://www.ebay.com/itm/APC-Back-UPS-RS-Series-Desktop-Free-Stan...

Capacity: 800VA : 540 Watts
Power Outlets: Four (4) Battery Backup / Three (3) Surge Protected
On Battery Outlet Voltage: 115 +/- 8%
Frequency Range: 50-60 +/- 5%
Automatic Voltage Regulation (AVR): Increase On-Line Voltage by 12%
Adjustable Sensitivity and Transfer Voltage: Low, Medium and High
Power Cord: 6-foot/1.8 Meters NEMA 5-15P
Typical Recharge Time: 8 Hours
Electronics Deals

eBay Coupons
g: 0 Posted By: jskins
Views: 186 Replies: 0 Craftsman 6-Amp Corded Reciprocating Saw with Dual LED Work Lights (17175)- $29.99 with Free In-store Pickup at Sears.com.

6-amp motor and heavy-duty machined gearbox power the saw
Variable speed range up to 2,700 rpm with 3/4-inch blade stroke length
Adjustable shoe enhances stability and gives clear visibility of the blade in any position
Increase work productivity with the tool less blade clamp and the dual LED work lights
8-ft. cord
7.3-lbs.
Includes the saw, blade, an Allen wrench and a manual
1year limited warranty


The next lowest price for this item from a rated merchant on Google Shoppingis $42.98.
Tools Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 105 Replies: 0 40" screen (measured diagonally from corner to corner)
A good size for a living room, or if you want a larger bedroom TV.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
120Hz refresh rate
Watch fast-moving movies, sports and video games with a minimum of motion blur.
Clear Motion Rate 240
Enjoy great motion clarity during fast-action moments.
Experience full HD resolution even in 3D
Each of your eyes will see a full 1080p 3D image (something many 3D TVs can't provide) for incredible depth and realism.* Active 3D glasses required and sold separately.
See 2D images come alive in 3D
Virtually any 2D TV show, movie, photo and game can be converted into full HD 1080p 3D.
Bold hues with enhanced colors
Wide Color Enhancer Plus improves the color quality of older films and non-HD content.
Share photos, videos and mobile content on the big screen
ConnectShare Movie makes it easy to watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two full-range 10W speakers and SRS TheaterSound provide a simulated surround sound experience.
Advanced stereo audio
DTS Premium Sound creates a richer audio experience using the TV's built-in speakers. DTS 2.0 outputs high-definition stereo audio.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, smartphones and tablets.
Auto volume leveler
Prevents sudden increases in sound, especially for TV commercials and movie soundtracks.
2 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with component and composite (shared) inputs and 1 USB port. Also includes 1 optical digital audio output.

www.bestbuy.com/site/samsung-40-class-40-diag--led-1080p-120hz-3...
g: 0 Posted By: ctgolfer
Views: 156 Replies: 0 shipping adds $5

Honda OHC premium residential engine for easy start and proven reliability
FNA brass head axial cam pump provides easy starts and proven reliability
Direct drive engine and pump for streamline power transmission from engine to pump
Maintenance-free axial camp pump with power boost technology for increased performance
Comes with 30-foot high-pressure hose, 4 spray tips, and a recoil start type
Offers 3000 PSI, 2.4 GPM and a 4-cycle 190cc engine
Downstream detergent injection system
Has a fuel capacity of 1 quart
12-inch never-flat tires

http://tools.woot.com/offers/simpson-gas-pressure-washer-honda-e...
Home & Garden Deals

woot! Coupons
g: 1 Posted By: roger2724
Views: 326 Replies: 24 Newly constructed condos/townhouses in my state are required to have a certain percentage of "affordable housing". The only requirement for this particular property was that you need to make under $49,000 to be eligible and be able to get a mortgage. They run a lottery for these properties as there is huge demand, and I just so happened to win. I am 27, went to college and have a reasonably good job making $45,000 a year, which I expect to increase a bit.

Since I won, I ambeing given the opportunity to purchase a nice 1bedroom condo for $90,000 which is a great deal as other units (which are also 1 bedroomsbut a little biggerand have a balcony)in the same complex are selling for 3x that number. So obviously I willbuy it. There are no restrictions once Ibuy the condo other then that it must be my residence. If I meet a girl she can move in, no impact as my income increases, etc. My monthly payment is going tobe around $850 including taxes and HOA.

The only "catch" is that it will alwaysbe "moderate income housing", so there will notbe much appreciation in the value of the home. It was originallybuilt in the mid 90s and has been sold twice since then. It seems to appreciateabout $1500 in value per year, on average. I do want to get married, have some kids andbuy a regular 3 or 4bedroom house once that happens at some point down the line.

How should I handle this as far as a down payment, paying extra on the mortgage, etc? What do you think the optimal play is here?
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 188 Replies: 0 High Performance Protection for Desktop Computers
Automatic Voltage Regulation
USB Connectivity
Auto-Shutdown Software
Up to Seventy-Five (75) Minutes of Runtime
Multiple Power Outlets for up to Seven (7) Extra Devices
Four (4) Power Outlets Dedicated for Battery Backup
Three (3) Power Outlets Dedicated for Surge Protection

Specifications:
Capacity: 800VA : 540 Watts
Power Outlets: Four (4) Battery Backup / Three (3) Surge Protected
On Battery Outlet Voltage: 115 +/- 8%
Frequency Range: 50-60 +/- 5%
Automatic Voltage Regulation (AVR): Increase On-Line Voltage by 12%
Adjustable Sensitivity and Transfer Voltage: Low, Medium and High
Power Cord: 6-foot/1.8 Meters NEMA 5-15P
Typical Recharge Time: 8 Hours

Dimensions:
9 x 4 x 12.75-inches (H x W x D)
Weight: 20.5lbs

Package Includes:
APC Back-UPS RS Series Battery Backup


www.ebay.com/itm/371032273125
Electronics Deals

eBay Coupons
g: 1 Posted By: vanco
Views: 271 Replies: 0 As many ISPs (BrightHouse, Comcast, etc.) increase their monthly rental fees on cable modem, I have been checking prices on DOCSIS v3 cable modems. Staples BM has the Motorola SB6121 on clearance for $45.50. Using the 20% off one item coupon, the out-the-door price is $36+tax.

If you want the model with Wifi (SB6141), Staples BM has them on clearance for $74.50. With the same coupon, it is $60+tax.

Item link - Staples Motorola SB6121

Item link -Staples Motorol SB6141

Coupon Thread -Staples 20% off One Item

BTW, the coupon works on this product. I did this deal yesterday.

As always YMMV on clearance items in Staples BM.
Networking Deals

Staples Coupons
g: 0 Posted By: ctgolfer
Views: 31 Replies: 0 shipping adds $5

18 in. bar and chain can be used for cross-cutting, limbing, storm clean-up, felling and cutting firewood
SuperClean air filter system is designed to provide long air filter life, reduced fuel consumption and increased power
Felt filter blocks more debris than traditional foam filters to help keep debris and dust out of the carburetor and engine
Chain can be easily adjusted with the use of the included tool
Combined choke and on/off switch to help avoid flooding
Reduced-vibration handle and grips on the starter handle and rear handle for comfort
Fully assembled

http://tools.woot.com/offers/poulan-pro-factory-reconditioned-ga...
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woot! Coupons
Spg Amex 30k personal and business
Added on : Friday May 30th 2014 04:00:11 PM
g: 0 Posted By: helloimalbert
Views: 74 Replies: 0 Per therewardboss.com there is an increased sign up offer for the spg Amex card. The only catch is that someone needs to refer you in order to get the increased offer.

personal card -https://www262.americanexpress.com/business-card-application/mgm...

business card -https://www262.americanexpress.com/business-card-application/mgm...

Offer Details:

Earn 10,000 Starpoints after your first purchase on the Card
Earn 20,000 Starpoints after you use your new Card to make $5,000 in purchases within the first 6 months
no annual fee the 1st year the $65/year
Whoever refers you get 5,000 points up to 55,000.
Deal Deals
g: 0 Posted By: DizzyT71
Views: 222 Replies: 0 Amazon has theMaster Lock 1480DAT Stainless Steel Receiver Lock for 5/8 Receiver Holeon sale for $12.29 with free shipping using Prime or orders of $35+.

Next lowest price on Google Products is $21.89 shipped from a rated merchant.

Hardened receiver pins for increased sheer strength
Precision 4-pin tumbler mechanism resists picking
Key retaining for increased safety
K1 key blank for all receiver locks

4.1/5 Stars based on 128 customer reviews on product page.
Tools & Automotive Deals

Amazon Coupons
Nike Active Back or Scoop Neck Tank Swimsuit $19.99 w/FS @ 6PM
Added on : Friday May 30th 2014 10:00:03 AM
g: 0 Posted By: ctgolfer
Views: 79 Replies: 0 Active Back

Volleyball. Swimming. Surfing. Do it all and more in the Active Back Tank.
Streamlined fit reduces drag and increases efficiency for better performance in the water.
Scoop neckline.
Removable soft cups provide support and shape.
Racerback styling allows arms complete range of movement.
Lower back cut-out.
Contrast piping adds a pop of color.
Medium rear coverage.
81% nylon, 19% spandex.
Lining: 100% polyester.
Hand wash cold, line dry.
Imported.

www.6pm.com/nike-active-back-tank-black


Scoop Neck

Take a lane in the Scoop Neck Tank and get ready to hear some appreciative "oohs" and "ahhs"!
Streamlined fit reduces drag and increases efficiency for better performance in the water.
Scoop neckline.
Removable soft cups provide support and shape.
Racerback styling allows arms complete range of movement.
Contrast piping creates a slimming silhouette.
Medium rear coverage.
81% nylon, 19% spandex.
Lining: 100% polyester.
Hand wash cold, line dry.
Imported.

www.6pm.com/nike-scoop-neck-tank-venom-green
Clothing Deals

6PM Coupons
g: 0 Posted By: Farfisa850
Views: 156 Replies: 0 http://www.walmart.com/ip/Slumber-1-8-Mattress-In-a-Box-Multiple...


Slumber 1 8-inch Mattress-in-a-Box:

Tight top bed mattress with individual spring coils
Revolutionary rebound technology lets the mattress-in-a-box expand in minutes when unpacked
Increased motion separation: springs provide undistributed rest
Slumber 1 spring mattress is constructed to adjust individually to your weight and body shape
Heavier gauge steel coil for durability and comfort with the Slumber 1 Mattress-in-a-Box

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Walmart Coupons
Teenage Mutant Ninja Turtles by Activision $9.99 P/U @ GameStop
Added on : Friday May 30th 2014 08:00:06 AM
g: 1 Posted By: Farfisa850
Views: 151 Replies: 0 http://www.gamestop.com/xbox-360/games/teenage-mutant-ninja-turt...

Play as your favorite Turtle Anytime! Booyakasha!
Join the Turtle Power with 4-player co-op multiplayer.
Battle through 15 action-packed levels!
Eat pizza to increase your Turtle's health!

Xbox 360 Games Deals

GameStop Coupons
Donate Blood and get 4 Tickets to the Oklahoma City Zoo
Added on : Friday May 30th 2014 06:00:13 AM
g: 0 Posted By: eddierd
Views: 99 Replies: 0

Mercy Hospital Ardmore
Tuesday, 06/03/2014(7:00 am - 5:00 pm)
1011 14th NW, Ardmore OK, 73401
Mercy Hospital Ardmore -Conference Center
Ardmore, OK 73401Due to the increased need for blood, we are giving FOUR tickets to the OKC Zoo for everyone that donates (or tries!) Please share this message to help ensure patients in our community have the blood they need.





Each Donor Receives:*
AFeel CoolT-shirt
FourZoo Admissions


To make your appointment to donatecall877-340-8777.





Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 115 Replies: 0 shipping adds $5

Note the New Way
Push the boundaries on what you view-and now what you can create-on the new Samsung Galaxy Note. With the innovative S Pen you can express creative ideas and increase your productivity like never before. Edit photos, create detailed illustrations or send handwritten notes to family and friends. With the Multiscreen function, watch videos or read articles on one screen while taking notes on the other-all on your Galaxy powered by Android.

www.woot.com/offers/samsung-galaxy-note-tent-sale-mega-event
Tablets & iPads Deals

woot! Coupons
Chase Freedom Back Up To $200 Sign Up Bonus
Added on : Thursday May 29th 2014 02:00:07 PM
g: 2 Posted By: doctorofcredit
Views: 141 Replies: 0 Chase has increased the sign up bonus on their freedom card to $200 after $500 in spend. Regular deal is a $100 sign up bonus. Points can be converted into Chase UR if you have a card that earns those points. Card has no annual fees & 5% rotating categories.

You should see the offer at the regular webpage:https://www.chase.com/freedom

Hopefully somebody can make use of it.
Credit Deals
Bear Grylls Ultralight-Summit Pack $15.71 Walmart FS to store
Added on : Thursday May 29th 2014 05:00:08 AM
g: 0 Posted By: tedhawkins
Views: 192 Replies: 0 Bear Grylls Ultralight-Summit Pack $15.71 WalMart FS to store

http://www.walmart.com/ip/Bear-Grylls-Ultralight-Summit-Pack/257...

The Bear Grylls Backpack comes in a small package, but can make all the difference in your adventures. This backpack is suitable for your outdoor activities with family and friends. Whether it be hiking or camping, this durable backpack enables you to easily carry many of your outdoor essentials. It's constructed of strong polyester for long-lasting durability, and the main compartment is spacious enough for most any item you will need to bring with you. The adjustable shoulder straps enable you to find the fit that's most comfortable for you. There is also a side mesh pocket in which you can put a map, compass, pencils or other small items for easy access. This lightweight backpack also comes with its own compact stuff sack in which you can stuff it away when it's not in use.

Bear Grylls Ultralight-Summit Black Backpack:

Ultralight-Summit Black Backpack stuffs away into its own compact stuff sack
Large main compartment
Side mesh pocket
Super lightweight
Fits easily into a pocket or purse
Adjustable shoulder straps
Reflective logos and tabs to increase safety
Top grab handle
Fabric material: 75D 190T polyester 2000mm PU
Limited lifetime warranty
Dimensions: 19"L x 11"W x 8"H
Sports & Outdoors Deals

Walmart Coupons
g: 0 Posted By: tedhawkins
Views: 122 Replies: 0 Big Agnes Encampment 15 Degree Sleeping Bag Regular - Left Zipper $109.97 FS Campmor

http://www.campmor.com/outdoor/gear/Product___28729

The Big Agnes Encampment sleeping bag offers warmth to 15 degrees and protection from moisture with INTEGRITY; Short Staple synthetic insulation with 97% recycled content; feels as warm and soft as down. The Encampment includes the company's popular integrated pad sleeve system which is different than the traditional sleeping bag on top of a sleeping pad. Instead, they unite the two. With Big Agnes, the pad slides into an integrated sleeve on the bottom of the bag, and the top two-thirds of the bag is insulated in the traditional style. When insulation material is compressed under your body, it loses most of its ability to insulate. They eliminate the unnecessary bottom insulation and replace it with a sleeve to accommodate the pad which provides the insulation. Requires a 20 in. wide rectangular pad (sold separately).
Features:

Integrated pad sleeve. Never roll off your pad again
Rectangular shape offers more room in foot box and shoulders
Shell: Nylon rip-stop. WR surface treatment to repel water
Lining: Soft, breathable nylon with stain resistant finish.
Pad sleeve: Nylon rip-stop. WR surface treatment to repel water.
70 in. YKK #8 zipper. Mate together our left and right zip bags with same size zipper
No-draft collar seals around neck to keep cold air from sneaking in
No-draft wedge insulates the connection between the bag and pad
No-draft zipper tube insulates along the length of the zipper
Requires a 20 in. wide rectangular pad (sold separately)
A-Flex: A synthetic construction technique which combines layers of 'flexed' insulation with smaller 'anchor' pieces to connect them. The 'flexed' layers increase loft and trapped air space and the 'anchors' maximize heat containment by eliminating gaps and creating more air pockets.
Built in pillow pocket holds a fleece or Big Agnes pillow
Interior fabric loops for sleeping bag liners
Cotton storage sack & nylon stuff sack included
Stuff Sack Size: 9" x 20"
Compressed Size" 10" x 10"
Color: Red/Grey
Camping Deals

Campmor Coupons
Your Choice: Mirage Home Theater Speakers $149.99$399.99 @ Woot
Added on : Wednesday May 28th 2014 09:00:05 PM
g: -1 Posted By: ctgolfer
Views: 120 Replies: 0 shipping adds $5

OMD-15 Floorstanding Speaker
hand-polished high-gloss Rosewood finish
frequency response 33-20,000 Hz
Omnipolar technology creates a larger, more realistic soundstage
1" PTH tweeter
5-1/2" Titanium Deposit Hybrid polypropylene midrange and 5-1/2" passive radiator in sealed sub-enclosure
5-1/2" Titanium Deposit Hybrid polypropylene woofer in separate enclosure with down-facing port
Ribbed Elliptical Surrounds for greater strength and higher power handling
6-ohm impedance
sensitivity 91 dB
handles up to 250 watts
two sets of binding posts for bi-amping or bi-wiring


OMD-5 Bookshelf Speaker
Hand-polished high-gloss piano black or rosewood finish
Frequency response 60-20,000 Hz
Omnipolar technology creates a larger, more realistic soundstage
1" PTH tweeter
5-1/2" Titanium Deposit Hybrid polypropylene woofer
Patented Ribbed Elliptical Surround for increased strength and power handling
6-ohm impedance
Sensitivity 90 dB
Handles up to 175 watts
Includes wall-mount bracket
Binding posts

http://tech.woot.com/offers/your-choicemirage-home-theater-speak...



Daily Deals

woot! Coupons
Craftsman 6-in. Max Axess Locking Wrench $9.99 in-store @ Sears
Added on : Wednesday May 28th 2014 08:00:07 AM
g: 1 Posted By: ctgolfer
Views: 186 Replies: 0 This 6-in. Max Axess locking wrench from Craftsman has a handy locking features that lets you increase tension as you turn, so that you get more user-generated torque. It adapts to various sizes and grips fasteners on all sides, and has a fastener scale for fast and easy adjustments. Weighing just 0.44 pounds and at six inches long, this handy Max Axess wrench is everything a handyman needs, all in one place.

This Craftsman 6-in. Max Axess locking wrench features a unique dual-material handle to give you hand the comfort of cushioning while preventing slipping
A locking feature increases tension as you turn, so you can get more user-generated torque
This versatile tool replaces 16 wrenches ranging from 1/4 to 9/16-in and 7 to 14 mm, so you'll save lots of space in your toolbox, save money and save time looking for a bunch of different wrenches
Adaptable to various sizes and grips fasteners on all sides
Fastener scale for fast and easy adjustments
Red and black handle

www.sears.com/shc/s/p_10153_12605_00935358000P
Tools Deals

Sears Coupons
Vibram FiveFingers Bikila $18 w/FS @ 6PM
Added on : Wednesday May 28th 2014 12:00:04 AM
g: 0 Posted By: ctgolfer
Views: 170 Replies: 1 Perfect your form in the groundbreaking Bikila.
Vibram FiveFingers barefoot-style running shoe.
The Bikila is designed to promote a more natural and efficient forefoot strike; it is the first barefoot model created exclusively for a more natural running experience.
Stretch polyamide upper with TPU toe caps for protection.
Padded collar and topline for added comfort.
3M reflective surfaces for increased visibility.
Hook and loop strap closure.
3mm polyurethane footbed with Dri-Lex Sockliner for moisture management offers plating protection and reduced packing over time.
EVA arch contours the foot to reduce weight.
4mm anatomical pod outsole constructed from TC-1 Rubber distributes forefoot impact while providing ground feedback essential to proper forefoot strike form.
Machine wash, air dry.
Imported.
Measurements:
Weight: 6 oz

www.6pm.com/vibram-fivefingers-bikila-light-grey-palm-dark-grey
Shoes Deals

6PM Coupons
Kenmore 0.9 cu. ft. Countertop Microwave - White $59.99 FS Sears
Added on : Tuesday May 27th 2014 10:00:04 AM
g: 0 Posted By: tedhawkins
Views: 99 Replies: 0 Kenmore 0.9 cu. ft. Countertop Microwave - White $59.99 FS Sears

http://www.sears.com/kenmore-0.9-cu-ft-countertop-microwave-whit...

The 0.9 cu. ft. Kenmore countertop microwave 73092 features memory cooking, which lets you create and save customized cook time and power level combinations. This 900-watt Kenmore microwave has multi-stage cooking, which allows you to program multiple stages of cooking and their cook times at once; when one stage is complete, the next stage automatically starts.

This compact white countertop microwave has 6 smart touch settings that let you do everything from reheat your dinner to melt chocolate.

The Kenmore 73092 countertop microwave has a 0.9 cu. ft. capacity
With 900 watts and 10 power levels, this microwave allows you to cook a variety of foods
The memory feature saves your favorite cook time and power level combinations
You can increase cook time in 30-second increments
6 Smart Touch settings let you cook your food without selecting cook times and power levels
The 10.6-inch diameter glass turntable is dishwasher safe
The LED display makes it easy to see when setting cook times and power levels
Open the microwave with the simple push-button door release
Use multi-stage cooking to set multiple stages and cook times at once, including defrost


Appliance Deals

Sears Coupons
Brooks Rev SS II Shirt - Men's $16.73 REI FS on $50+.
Added on : Monday May 26th 2014 11:00:05 PM
g: 0 Posted By: tedhawkins
Views: 115 Replies: 0 Brooks Rev SS II Shirt - Men's $16.73 REI FS on $50+

http://www.rei.com/outlet/deal-of-the-day

The Brooks Rev SS II Shirt has a comfortable moisture-wicking fabric and cool racing stripes that may make you run faster on race day or look better on a training day.
Soft, lightweight mesh fabric dries quickly and has excellent moisture transfer
Reflective highlights increase visibility from any angle
The semifitted Brooks Rev SS II shirt moves with you during activity
Closeout
Daily Deals

REI Coupons
g: 0 Posted By: ctgolfer
Views: 173 Replies: 0 use promo code: SEARS5OFF50

The Kenmore 73092 countertop microwave has a 0.9 cu. ft. capacity
With 900 watts and 10 power levels, this microwave allows you to cook a variety of foods
The memory feature saves your favorite cook time and power level combinations
You can increase cook time in 30-second increments
6 Smart Touch settings let you cook your food without selecting cook times and power levels
The 10.6-inch diameter glass turntable is dishwasher safe
The LED display makes it easy to see when setting cook times and power levels
Open the microwave with the simple push-button door release
Use multi-stage cooking to set multiple stages and cook times at once, including defrost

www.sears.com/shc/s/p_10153_12605_02073092000P
Appliance Deals

Sears Coupons
g: 1 Posted By: ctgolfer
Views: 66 Replies: 0 Over 2.3 million pixels packed into a 7-inch display with an ultra-high 323ppi for incredible visuals in full HD
Slim new design increases comfort and portability, narrow bezels make it easy to hold in one hand
Designed for portability: weighing only 290g with an ultra-thin 8.65mm profile
Quad-core performance: Qualcomm Snapdragon S4 Pro processor and 2GB RAM for smooth and responsive performance
Photos and video with dual HD cameras: 1.2MP front and 5MP rear
Cinematic stereo surround: Fraunhofer Cingo mobile audio technology for 5.1 virtual surround sound, with or without headphones
Speedy dual-band Wi-Fi for blazing internet speeds.

www.ebay.com/itm/310950602934
Android Tablets Deals
g: 0 Posted By: ctgolfer
Views: 116 Replies: 0 Upgrade your notebook or PC to faster boot-up and shut-down times

Faster application load times and increased overall performance over traditional 7200 RPM hard drives

Increased reliability, durability and energy efficiency for lower power consumption

www.newegg.com/Product/Product.aspx?Item=N82E16820171645
Hard Drives Deals

Newegg Coupons
g: 0 Posted By: ctgolfer
Views: 129 Replies: 0 $159.99 after $35 mail-in rebate

80 PLUS Gold certified, with up to 90% efficiency under typical loads
Superior vertical double layer main transformer increases power output
Highest quality Japanese Nippon Chemi-Con solid state capacitors ensure long-term reliability
Fully modular to reduce clutter and improve airflow
Quiet and intelligent auto fan for near-silent operation
High amperage multi-rail design for maximum power and efficiency
Over power/under power/over voltage/short circuit protection built in
EVGA's unparalleled customer support

An outstanding 10-year warranty

www.newegg.com/Product/Product.aspx?Item=N82E16817438011
Computers Deals

Newegg Coupons
Time to look for a new job?
Added on : Friday May 23rd 2014 04:00:09 PM
g: 0 Posted By: greenman6727
Views: 157 Replies: 3 Here is the situation - been with the company for more than 11 years, few years ago our division was sold to a new company. During annual review this year, I brought up fact that my salary is below median (about 25 percentile) based on payscale.com. Boss promised to look into it. Few months later, he came back saying HR/big bosses are not letting him increase the salary, but they are giving me a bonus of 5K, half payable on 9/1 and the other half 12/31. Here is the kicker - the bonus is tied to the objective of training another team member (which was already in my this year's list of objectives). I feel like it is time to look for a new job. My expertise is in demand and I should be able to find a job, at least with the same salary that I make now- but am weary of a change after 11 years with the same company and having to start afresh. But may be it is time? Any advice?
New User Question Deals
g: 0 Posted By: tedhawkins
Views: 93 Replies: 0 20%+ off Vortex Viper HS Rifle Scopes: Choose from four different Models - Starting $299.99

http://www.gearhog.com/?did=67884

Deal Overview
Choose from the following Vortex Viper HS Options:

+ Vortex Viper HS 6-24x50 Matte Black ($399.99)

+ Vortex Viper HS 4-16x50 Matte Black ($369.99)

+ Vortex Viper HS 4-16x44 Matte Black ($339.99)

+ Vortex Viper HS 2.5-10x44 ($299.99)

An evolutionary upgrade, Vortex Viper HS riflescopes offer hunters and shooters an array of features sure to be well received. A new optical system highlighted with a 4x zoom range provides magnification versatility. The ultra-friendly eye box with increased eye relief gets shooters on Target quickly and easily--because shooting opportunities can be measured in fractions of seconds. Built on a ultra-strong 30mm one-piece machined aluminum tube, the Viper HS delivers increased windage and elevation travel for optimal adjustment.


Guns & Ammo Deals
g: 0 Posted By: Xenocrates
Views: 148 Replies: 0 Luxury Gel 12" Memory Foam Mattress (5 Sizes)- Starting at $239.99 + $5 Shipping @ Woot!

Twin -$244.99, Full -$304.99, Queen -$334.99, King -$394.99​

Gel Memory Foamis naturally cooling
Features a 3" Top Layer of Open Cell Memory Foam with infused gel and a7" Supportive base foam
2" Air Channel layer for increased air flow
Removable cover with zippered closure adds extra comfort for a more restful night's sleep, machine washable for easy care
Mattress can be used with existing box spring or platform bed.
Memory foam is resistant to dust mites and is naturally antimicrobial
Memory foam mattress is made in the USA, cover is made in China

Bedding Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 241 Replies: 0 Smart Enabled
Get access to a world of instant entertainment with this product. Just connect to the Internet and stream movies, listen to music, and access a wide variety of other content.
31-1/2" screen (measured diagonally from corner to corner)
A good size for a small living room, bedroom or dorm room.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
60Hz refresh rate
Images refresh 60 times per second for basic performance during fast-motion scenes.
Clear Motion Rate 120
Enjoy high-speed action with good motion clarity.
Smart TV means a huge world of entertainment
Stream movies, videos, music and more with Samsung Apps.*
The Internet is now on your TV
Download and install apps, check your social networks and enjoy your photos, videos and music with Smart Hub. Surf your favorite Web sites with the included Web browser.*
Built-in Wi-Fi
Connect to your wireless home network.
Smart TV Signature Services
Share your most precious family moments with Family Story, stay in shape with Fitness, and combine entertainment and education with Kids Story.
Get the best picture possible, no matter the lighting
Eco Sensor technology automatically senses the light levels in a room and adjusts screen brightness for the best image possible.
Bold hues with enhanced colors
Wide Color Enhancer Plus improves the color quality of older films and non-HD content.
Discover new content based on your preferences
Get personalized recommendations for movies, TV shows and more with S-Recommendation.
Wirelessly access and stream content
AllShare Play lets you stream movies, music and photos from any compatible device, like a PC.**
Share photos, videos and mobile content on the big screen
ConnectShare Movie makes it easy to watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two full-range 10W speakers and SRS TheaterSound HD provide a simulated surround sound experience.
Advanced stereo audio
DTS Premium Audio creates a richer audio experience using the TV's built-in speakers. DTS 2.0 outputs high-definition stereo audio.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, smartphones and tablets.
Auto volume leveler
Prevents sudden increases in sound, especially for TV commercials and movie soundtracks.
3 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with component and composite (shared) inputs, 2 USB ports and an Ethernet port. Also includes 1 optical digital audio output.

www.bestbuy.com/site/samsung-32-class-31-1-2-diag--led-1080p-60h...
LED TV Deals

Best Buy Coupons
Rebuilding credit Query
Added on : Thursday May 22nd 2014 08:00:06 PM
g: 0 Posted By: southpaw0
Views: 53 Replies: 0 I am trying to rebuild my credit. Last 8/13, I managed to get a secured credit card with Wells Fargo, also my bank, for $500. I have been paying it off in full each month. As it gets closer to the one year mark, am trying to figure out what my next steps should be to further improve my credit history. Should I apply for another credit card, or should I ask for an increase with the existing card, or just just ask them to make existing card unsecured? Please share your thoughts.
Credit Deals
g: 0 Posted By: ctgolfer
Views: 157 Replies: 0 Smart Enabled
Get access to a world of instant entertainment with this product. Just connect to the Internet and stream movies, listen to music, and access a wide variety of other content.
31-1/2" screen (measured diagonally from corner to corner)
A good size for a small living room, bedroom or dorm room.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
60Hz refresh rate
Images refresh 60 times per second for basic performance during fast-motion scenes.
Clear Motion Rate 120
Enjoy high-speed action with good motion clarity.
Smart TV means a huge world of entertainment
Stream movies, videos, music and more with Samsung Apps.*
The Internet is now on your TV
Download and install apps, check your social networks and enjoy your photos, videos and music with Smart Hub. Surf your favorite Web sites with the included Web browser.*
Built-in Wi-Fi
Connect to your wireless home network.
Smart TV Signature Services
Share your most precious family moments with Family Story, stay in shape with Fitness, and combine entertainment and education with Kids Story.
Get the best picture possible, no matter the lighting
Eco Sensor technology automatically senses the light levels in a room and adjusts screen brightness for the best image possible.
Bold hues with enhanced colors
Wide Color Enhancer Plus improves the color quality of older films and non-HD content.
Discover new content based on your preferences
Get personalized recommendations for movies, TV shows and more with S-Recommendation.
Wirelessly access and stream content
AllShare Play lets you stream movies, music and photos from any compatible device, like a PC.**
Share photos, videos and mobile content on the big screen
ConnectShare Movie makes it easy to watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two full-range 10W speakers and SRS TheaterSound HD provide a simulated surround sound experience.
Advanced stereo audio
DTS Premium Audio creates a richer audio experience using the TV's built-in speakers. DTS 2.0 outputs high-definition stereo audio.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, smartphones and tablets.
Auto volume leveler
Prevents sudden increases in sound, especially for TV commercials and movie soundtracks.
3 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with component and composite (shared) inputs, 2 USB ports and an Ethernet port. Also includes 1 optical digital audio output.

www.bestbuy.com/site/samsung-32-class-31-1-2-diag--led-1080p-60h...
LED TV Deals

Best Buy Coupons
Asus VivoBook Q301LA 13in i5 Haswell Touch 349 + FS (Refurb)
Added on : Thursday May 22nd 2014 03:00:02 PM
g: 1 Posted By: Informant
Views: 160 Replies: 0 Thought this was a killer was a killer deal myself. Also had good experience with Asus refurbs. Had to pull the trigger

http://www.ebay.com/itm/331205427060


Details:

Intel Core i5-4200U Processor for multitasking efficiency
Backlit keyboard and ice cool palm rest for a comfortable
typing experienceExperience the all-new Windows 8 for fast performance,
intuitive control, and increased battery life
Key Specifications
Genuine Windows 8
Intel Core i5-4200U Processor
13″ FHD IPS LED Slim Touch
4GB DDR3 System Memory
500GB 5400RPM
UMA
802.11n

Laptops Deals

eBay Coupons
g: 0 Posted By: jskins
Views: 100 Replies: 0 500GB Sony PlayStation 4 Console w/ MLB 14: The Show- $399.99 + $60 Back in Rakuten Super Points w/ Code MDAY15 + Free Shipping at Rakuten.

New DUALSHOCK Controller
Gamers can share their epic triumphs by hitting the "SHARE button" on the controller, scan through the last few minutes of gameplay, tag it and return to the gamethe video uploads as the gamer plays.
Headset Included
Instantly connect with friends using the mono headset included with every PS4


"MLB 14 The Show makes its next-gen debut on the PS4 system, utilizing the system's vast resources to deliver exceptionally detailed and fluid gameplay. With improvements to presentation, a wealth of added animations, and a dramatic increase in environment and player detail, we are setting out to create the best-looking and best-playing baseball sim ever created."
PS4 Consoles Deals

Rakuten.com Shopping Coupons
g: 0 Posted By: hellokitty27
Views: 135 Replies: 0 6PM has the Under Armour Men's Imminent Run 1/4 Zip Jacketfor $29.99 w/ free shipping. Available in Black/Red/Reflective, High-Vis Yellow/Aluminum/Reflective or Moon Shadow/High-Vis Yellow/Reflective. Next lowest price from a rated seller on Google Shoppingis $39.97.

Regular fit has a modern cut that hugs the body while still leaving room for movement.
Four-way stretch allows a wider range of movement and accelerates dry time.
AllSeasonGear technology transports moisture away from the body, promotes ventilation, and helps regulate your core temperature in changing conditions.
Anti-odor technology repels odor and inhibits bacterial growth to keep you fresh.
Stand collar delivers additional warmth and protection.
Front zip opening allows increased and adjustable ventilation.
Raglan sleeves allow arms full range of movement and eliminate shoulder seam chafing.
Cuffs with thumb loops extend coverage to keep hands warmer.
Media-friendly Napoleon zip pocket.
Reflective elements increase visibility in low-light conditions.
84% polyester, 16% elastane.
Machine wash cold, tumble dry low.
Imported.

Clothing Deals

6PM Coupons
changing my home buying decision
Added on : Tuesday May 20th 2014 11:00:10 AM
g: 0 Posted By: samandy
Views: 287 Replies: 6 After the inspection revealed, lots of updates needed, I am getting inclined to not buying home. Seller won't honor any repairs due to "Seller's market"
Below is my analysis, please share your thoughts! Thanks
Buying /Selling Cost involved Almost 10% .Includes closing cost, selling commissions and upgrades before selling Money locked towards down payment 20% down payment could be huge chunk of your savings Job Mobility You cant move frequently if you loose job. Esp in my case I am a consultant Travel For long overseas travel you cant avoid mortgage and utilities ,in rental you may Right time to buy Market seems overheated Space Your own home may give you more space esp. if you are living in an apartment Satisfaction Owning home can give you lot of satisfaction Commute My commute time will definitely increase keeping in mind the price range I am looking Cost of living Even after down payment my cost increases Maintenance time Increases if I buy home Time spent in buying and selling home It may take lot of time and energy Investment Home sounds great investment but may not always be true Rate Lock Great mortgage rates still available

Personal Finance Deals
Seeking Career Advice
Added on : Tuesday May 20th 2014 05:00:09 AM
g: 0 Posted By: budryan
Views: 557 Replies: 3 Gender: Male
Age: 34
Location: Bay Area, CA
Occupation: Operations Coordinator
Education: BS in CS, PMP certification
2013 Compensation: 80k + 10k bonus + stocks
Future Salary Projection: 2-3% yearly increase

Ive been stuck in a rut with my career and would like some career advice. I have a CS degree but dont really use it in my current profession. I work in a large pharmaceutical company that has treated me pretty well. I actually dont have any programming experience outside of school and that was a good 10+ years ago. Also I dont know if I can program as a full-time profession. The problem besides being challenged in my role is if I get laid off I will have a hard time finding another job because this role is very specialized.

Its been hard for me to move up in my current company without an additional degree. I have been considering going back to school for my MBA, but that is a long road and honestly I dont know what I want to do even when I get out. In addition would it make more sense for me to go for my masters in Biology to combine it with my CS degree? Also going back to school is a big finical commitment, although my employer will reimburse 5K a year, it is still going to be a lot of money and time invested.

There is the option of leaving the company and maybe trying to work in tech, but I would have to start from the bottom and its a gamble to me because I have a mortgage and I am not that young. I wished I posted on FW a lot sooner especially seeing the recent Career Thoughts and Compensation postings. Any career advice/ideas?
Question Deals
g: 1 Posted By: remick
Views: 56 Replies: 0 http://www.amazon.com/You-Can-Do-Yourself-Improvements-ebook/dp/...

Have you ever imagined that you could create the home of your dreams?
Do you watch DIY television shows and wish they would come to your house and create a stunning transformation?
Have you been nervous to take on that DIY project because you feel you dont have the skills to make it happen?
The answer to all these questions lies in Gary Nealons You Can Do It Yourself: Great Do It Yourself Home Improvements On A Budget. This book gives you the basic skills you need to begin making fun and valuable changes to your home.
You may be looking to increase the value of your home before putting it on the market. Or you may just be interested in making your house into the home of your dreams. Whatever your desires, Nealon gives you the tools to do the remodel projects that will transform your home!
The best part of all of thisyou will learn industry insider secrets that teach you to remodel ON A BUDGET! Gary knows the tricks of the trade, and teaches you how to get the most from your money when taking on any DIY project.
Garys projects include:
How to install a ceiling fan
How to lay wood flooring
How to replace or install an electrical outlet
How to mount a flat screen TV
How to install a tile backsplash
How to replace a faucet
How to insulate your attic
All projects are marked by their difficulty, and each chapter ranges from the lower budget projects to the higher priced tasks.
You Can Do It Yourself gives you the basic skills you need to be King or Queen of your castle! No more will you rely on outside help for many of the fixes and upgrades you want to do in your home.
This book arms you with the basic skills you need to join the DIY revolution, and saves you money in the process!
Totally Free Deals
g: 0 Posted By: DizzyT71
Views: 61 Replies: 0 buydig has theSamsonite Luggage Hyperspace XLT Spinner Boarding Bag (57117-1041)on sale for $109.00 - $30.00 coupon code "XLT30" = $79.00 with free shipping.

Next lowest price on Google Products is $113.99 shipped from a rated merchant.

Rugged polyester and nylon fabric with water resistant coating
Fits most 15.6" laptops
Four, multi-directional dual spinner wheels for easy mobility
Anodized aluminium pull handles
Padded top carry handle
Large main opening with shock absorbing padded computer compartment
Removable organizer keeps smaller items securely contained
Multiple stash pockets provide increased organization of smaller essentials
Designed to fit under most airline seats for easy access to belongings en route
Large, self-mending coil zippers provide flawless closure and allow you to add a lock to protect your valuables



Luggage Deals

Buydig Coupons
MSR Mutha Hubba Tent - 2013 Closeout $223.73 FS @ rei
Added on : Sunday May 18th 2014 09:00:02 PM
g: 0 Posted By: tedhawkins
Views: 35 Replies: 0 MSR Mutha Hubba Tent - 2013 Closeout $223.73 FS @ REI

http://www.rei.com/outlet/deal-of-the-day

The MSR Mutha Hubba Tent is ideal for a minimalist trio backpacking deep into the Sierras in the heat of summer, or tackling the Appalachian Trail for an extended trip in the spring
Configured to maximize the tent's interior space, the strong and light hubbed pole system sets up easily
Vertical end panels help keep the tent wall from hitting the footbox of your sleeping bageven for tall campers
Rainfly and floor fabrics balance weight and durability; you get a long-lasting, high performing tent that won't weigh you down
High-tech ripstop nylon rainfly reduces weight, and the silicon and polyurethane coating increases durability and resistance to damaging UV rays
2 doors and 2 vestibules give each person easy access and personal gear storage
Stay-dry entries ensure water won't drip into the tent when door is opened for ventilation in rainy weather
Mesh canopy offers excellent ventilation in warm climates and the dark color is easy to see through with little or no distortion
Pockets at each end of tent help keep small items organized; hang loops inside tent provide points to hang your headlamp or damp clothes
Rainfly rolls back halfway for a great view on starry nights and quickly rolls down if clouds move in
Vestibule can be rolled back in either direction for maximum ventilation or, in strong rainstorms, can be left open at the bottom to facilitate ventilation
Taped seams; reinforced stress points; ultralight stake loops; user-friendly door toggles
Save weight and create a minimalist shelter by using just the rainfly, footprint (sold separately), poles and stakes
Includes stuff sacks, J-stakes and guyline/tighteners
Daily Deals

REI Coupons
g: 0 Posted By: jskins
Views: 181 Replies: 0 Craftsman 6-amp Corded Reciprocating Saw with Dual LED Work Lights (17175)- $29.99 with Free In-store Pickup at Sears.com.

A six-amp motor and heavy-duty machined gearbox power the saw
It has a variable speed range up to 2,700 rpm with 3/4-inch blade stroke length
The adjustable shoe enhances stability and gives clear visibility of the blade in any position
Increase work productivity with the tool less blade clamp and the dual LED work lights
Eight-foot cord
Weighs 7.3 pounds
Includes the saw, blade, an Allen wrench and a manual
One-year limited warranty


The next lowest (non-eBay) price for this item on Google Shoppingis $59.99.
Tools Deals

Sears Coupons
Free Kindle Book - The Art of Mental Training
Added on : Sunday May 18th 2014 03:00:07 PM
g: 0 Posted By: LanceMan
Views: 29 Replies: 0 http://www.amazon.com/Art-Mental-Training-Performance-Excellence...

Achieve the Champion Mindset for Peak Performance with this Amazon Best Seller.

Reach new levels of success and mental toughness with this ultimate guide.

Learn the "Science of Success" and prepare to excel. In this concise and highly acclaimed success mental training guide, peak performance Coach DC Gonzalez teaches a blend of unique mental training technologies, sports psychology essentials, and peak performance methods that are effective and motivational. Get ready to increase your self-belief, self-confidence, and mental toughness, using this powerful guide designed to help you reach new levels of success, sports performance, and personal development.
Books & Magazines Deals
REI Flash 62 Pack - Men's $93.73 FS REI
Added on : Sunday May 18th 2014 05:00:01 AM
g: 0 Posted By: tedhawkins
Views: 16 Replies: 0 REI Flash 62 Pack - Men's $92.73 FS REI
http://www.rei.com/outlet/deal-of-the-dayTheupdated REI Flash 62 Pack sports a redesigned frame, hipbelt and back panel, combining ultralight materials with the comfort and performance you'd expect from a heavier pack.

New tubulur aluminum perimeter frame and updated, structured hipbelt offer superior load transfer and stability, letting you carry hefty loads while minimizing pack weight
Hipbelt cradles the hips for a natural fit and offers impressive comfort and load transfer for an ultralight pack
Hipbelt webbing system lets you use a natural forward pulling motion for quick, easy cinching and precise adjustment
Precurved shoulder straps match your anatomy for nonbinding comfort and stability; perforated foam allows body vapor to pass through for improved comfort
New molded, mesh-covered EVA back panel offers comfortable, ventilating performance that rivals heavier packs
Top-loading main compartment can also be accessed from a zippered opening at the bottom; floating top lid can be extended to create additional volume
Hydration pocket holds a reservoir of your choice (sold separately) for drinking water on the go
Floating front pocket maintains volume even when the main compartment is fully loaded; it offers convenient storage and allows more compressible gear to be stored behind it
Large mesh side pockets hold items for quick access
Hipbelt has zippered pockets on both sides for on-the-go access to essentials such as snacks and lip balm
Water-resistant zippers let you stash valuables away from the elements
Lightweight Speed Hook attachment points let you strap tools and bulky gear to the pack; quick-release straps at the bottom offer easy attachment of a sleeping bag or pad
Side compression straps help secure both large and small loads for increased stability
The REI Flash 62 Pack is made with ripstop nylon that provides durability; polyurethane coating adds weather resistance
Special buy
g: 0 Posted By: remick
Views: 109 Replies: 0 http://www.amazon.com/dp/B00CWMAQYY

Product Features
- SPT World Tour: Pick a customizable character to compete through full seasons of competition around the globe. Earn money by progressing through matches to buy your way into new tournaments. Each real world day offers new challenges.
- Exhibition Match: Dive into the game and select from any unlocked courts and characters in single or doubles mode.
- Multiplayer: Challenge your friend face to face over Bluetooth
Multiplayer: Challenge your friend face to face over Bluetooth
- Quick Match Mode: Itching for a one minute dose of Virtua Tennis? Play fast singles challenges to increase your ranking
- Training Mode: Learn from the pros in this practice mode by running through drills
Product Description
Virtua Tennis, one of the World's leading tennis game franchises, is available for the first time on smartphones with the new Virtua Tennis Challenge. Slice, lob and hit your best top spin as you take on the world's best and compete against 50 players in 18 stadiums around the globe. Build concentration by making plays that match your player's style; unleashing a super shot that will make your opponent sweat. Enjoy hours of game play through different modes, shots and courts.

FEATURES:

SWING THE GAME YOUR WAY
Unleash top spins, slice shots, lobs and drop shots through different touch gestures. Support for Swipe, Virtual Pad, Arcade and Game Pad input methods

FEEL THE HEAT
Adjust your shot in different stadiums and environments as you compete on clay, grass, hard or indoor courts.

DOUBLE THE FUN
Compete in Singles or Doubles challenges

MULTIPLE MODES:
- SPT World Tour: Pick a customizable character to compete through full seasons of competition around the globe. Earn money by progressing through matches to buy your way into new tournaments. Each real world day offers new challenges.
- Exhibition Match: Dive into the game and select from any unlocked courts and characters in single or doubles mode.
- Multiplayer: Challenge your friend face to face over Bluetooth
Multiplayer: Challenge your friend face to face over Bluetooth
- Quick Match Mode: Itching for a one minute dose of Virtua Tennis? Play fast singles challenges to increase your ranking
- Training Mode: Learn from the pros in this practice mode by running through drills
Toys, Games,& Collectibles Deals
g: 0 Posted By: ctgolfer
Views: 12 Replies: 0 From our expanded online assortment; not available in all Best Buy stores

Soundbar
Features two 7/8" soft dome tweeters and two 3" IMG midbass drivers for highly detailed, high-output sound. Drivers aligned in the Energy Convergent Source Module to increase sound clarity and listening area.
8" subwoofer
Produces strong bass. The 2.4GHz wireless technology offers flexible placement options.
200 watts peak power handling
For robust and controlled audio that is crisp and clear.
2-way speaker system
Sounds like 1 source rather than several separate sources.
1 optical input
Plus a 2-channel analog input offer easy connections to a TV. Plug-and-play design ensures simple installation.
Rubber feet
For simple placement on a shelf or stand. The easy-to-use template ensures simple wall mounting.
50Hz - 20KHz 3dB frequency response
For accurate sound reproduction.

www.bestbuy.com/site/energy-energy-power-bar-2-way-soundbar-syst...
g: 0 Posted By: ctgolfer
Views: 56 Replies: 0 Description
Secure Digital High Capacity (SDHC) memory cards are designed for use with SDHC-enabled devices including digital cameras MP3 players and more. The Kodak SDHC memory card offers additional storage ideal for capturing and securing your most treasured memories. The Kodak SDHC memory card increases the storage capacity of your SDHC-enabled device and is perfect for use with an SDHC-enabled digital camera. The Kodak SDHC memory card gives you the extra storage capacity to capture that perfect moment.

Product Identifiers
BrandKodak
Form FactorSDHC
Memory Capacity8 GB
MPNKSD8GBPSBNA
UPC650590155675

Miscellaneous
Packaging TypeOEM

www.ebay.com/itm/371061397948
g: 0 Posted By: tedhawkins
Views: 153 Replies: 1 Fi'zi:k Arione R3 Road Bike Saddle with Handlebar Tape $129.99 performance bike

http://www.performancebike.com/bikes/Product_10052_10551_1159139...

Add a pair of socks to exceed $150 in cart value to avail $20 OFF

Fi'zi:k Arione R3 Road Bike Saddle with Handlebar Tape
Constructed with the latest technologies, the Fi'zi:k Arione R3 Garmin-Sharp Team Edition Saddle is extremely light, comfortable and features one of the highest stiffness-to-weight ratios for racing and competition. Snake design is flat, narrow, long and styled for more flexible riders. Wing Flex shell flexes where the inner thigh contacts the saddle to enhance pedaling efficiency. Breathable Microtex cover puts you in an ideal cycling position while the Thigh Glides guide you into a pedaling form that's easier and more comfortable. K:ium rails are lighter, stronger and provide better vibration damping than titanium. Includes Fi'zi:k Superlight Bar Tape for increased grip in control in any weather.

For the Snake: Flexible Spine
Nylon Carbon reinforced base is light, stiff and uses a 270 carbon structure between the shell and cover for additional protection
Wing Flex shell flexes downward in the critical area where inner thighs contact the saddle, allowing for a more efficient, full-range movement while pedaling
Thigh Glides allow the thighs to slide easily over the saddle
Microtex cover is durable, water-resistant and enhances grip, even when wet
K:ium alloy tubular rails are 8% lighter than solid titanium and feature high strength-top-weight ratio and high corrosion resistance
Integrated Clip System at the base allows quick attachment and removal of I.C.C. accessories, such as the Fi'zi:k Saddle Pa:k and Blin:k light (not included)
Includes Fi'zi:k Superlight Bar Tape:
2mm thickness for extra grip and better control
Smooth and comfortable in any weather condition.
Made with Microtex for durability, strength and breathability
Washable


Bicycle Deals

Performance Bicycle Coupons
g: 0 Posted By: remick
Views: 566 Replies: 0 http://www.amazon.com/gp/product/B00K11XPWI

5.0 out of 5 stars (12 customer reviews)

This book was inspired by the stories of many women who I have met over the years. It is about their challenges, failures, and successes. Their moving stories motivated me to write this book to help other women understand how every choice they make can either help or destroy their retirement. Learn from their inspiring and heartbreaking stories. I know they will want any woman who reads this book to be aware of the "wolves" that can, in the blink of an eye, wipe away hopes and dreams of her retirement. Discover the secrets to personal empowerment and what you need to know to find your own yellow brick road to financial inner peace.

This book will help you understand the complicated relationship between you as a woman, your money, and your financial professional. Many women go through life with the illusion that their future is secure just because they set aside money for retirement and have a financial advisor who they believe has their best interest in mind. Many women don't ask the right questions, don't demand the right answers, and are routinely pushed away from being involved in the most important dream
of their life... their own happily-ever-after.



Also free

Wonderful Wealth Boosters: Break Through the Barriers to Wealth - 2nd Edition
http://www.amazon.com/Wonderful-Wealth-Boosters-Through-Barriers...

EVISED & EXPANDED 2nd Edition

"The best in proven wealth creation strategies and personal finance super-skills."

Wealth can provide you with the means to be, do and have almost anything you want. Whether your goal is to become wealthy, or even if you are already wealthy and want to increase and maintain your wealth, this book is for you.

Each of the 30 techniques covered in this book will BOOST your level of wealth and help you to achieve financial independence and freedom. Each BOOSTER is simple, straightforward and easy to apply to your own personal finance situation. Detailed financial knowledge is not required and no-risk or low-risk strategies are employed so that you dont have to gamble your security. Apply some or all of the Wonderful Wealth BOOSTERS in this book and experience increased financial control, peace of mind and a powerful forward momentum toward a wealthy future.

Some of the 30 prosperity principles you will learn include ...

The Wealth Mirror Question: ... how the past can reveal your route to riches
Wealth Beliefs & Values: ... positively change your relationship with money
The Penny Principle: ... how to subconsciously align yourself with prosperity
The Cash Cascade System: ... successful financial reorganisation
Your Wealth Hero Rich List: ... learn from the wealth masters
The Savings Ramp System: ... pain free saving without sacrifice
The Coin Machine: ... the little saving technique with big results
Successful Saving Motivation: ... maximise your saving potential
Self Employ Yourself: ... the ultimate personal finance control method
Dont Keep Up With The Joneses: ... create real wealth, not Bling
Decide, Divide and Conquer: ... financial goal setting and achievement
The Appreciation (Not Gratitude) Log: ... a different approach to gratitude
Time is Money: ... how to harness the wealth creation chain reaction
Virtually Saving v Actually Saving: ... the absolutely crucial difference
Books Deals

Amazon Coupons
g: 1 Posted By: remick
Views: 439 Replies: 0 http://www.amazon.com/gp/product/B00EZ8IRB2

How to Think Like a Doctor describes how a physician thinks. Whether you are a Medical Assistant student, a nursing student, a pre-med student, a new medical student, or even going into health care administration, you will benefit from discovering the process of how an M.D. or D.O. views any particular patient encounter and arrives at a diagnosis. The Diagnosis is key and ties together all of the other elements of the encounter so that a Plan can be formed to make the patient better. Improvement in health is why doctors do what they do and now you can gain an insight into that thought process.

Even if you are not a health care student or provider, How to Think Like a Doctor will make you a more knowledgeable patient. My best patients are those who become experts about their own bodies and their own medical and health issues. In addition to diseases, doctors address pain issues, mental health issues, dietary concerns, and even societal ills. Some physicians strive to make healthy people even better. So if you fall into any of these categories, you will benefit from this book.



Smart Drug Dictionary: Index of Nootropic Substances
http://www.amazon.com/gp/product/B00CLJ0YK4

Interest in using nootropics to reach your cognitive peak is higher than ever. But until now, it was near impossible to find information on all but the most common smart drugs. This dictionary contains detailed information about over 120 nootropic substances, including dosage and safety information.

Benefits of included smart drugs cover:
Improved mental ability - increase job performance and GPA.
Improved memory - learn faster, remember more, learn a new language easier.
Improved focus - study and learn easier.
Heightened motivation/energy - be happier, improve quality of work, and be less tired.
Reduced anxiety - improve social ability, reduce anxiety in new situations.
Benefit neurogenesis - reduce mental decline from aging.


For the starting nootropic user to even the most experienced, a reliable reference text is invaluable.

As the world of cognitive enhancers is undergoing constant research, this dictionary continues to be updated regularly to provide information on the newest substances.

This second edition of the Smart Drug Dictionary offers improved formatting for easier reading and finding specific substances. It also introduces a number of new substances, and updates many entries and references based on new research, making the second edition an even more expansive and detailed resource.


Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 236 Replies: 0 http://www.amazon.com/gp/product/B00EZ8IRB2

How to Think Like a Doctor describes how a physician thinks. Whether you are a Medical Assistant student, a nursing student, a pre-med student, a new medical student, or even going into health care administration, you will benefit from discovering the process of how an M.D. or D.O. views any particular patient encounter and arrives at a diagnosis. The Diagnosis is key and ties together all of the other elements of the encounter so that a Plan can be formed to make the patient better. Improvement in health is why doctors do what they do and now you can gain an insight into that thought process.

Even if you are not a health care student or provider, How to Think Like a Doctor will make you a more knowledgeable patient. My best patients are those who become experts about their own bodies and their own medical and health issues. In addition to diseases, doctors address pain issues, mental health issues, dietary concerns, and even societal ills. Some physicians strive to make healthy people even better. So if you fall into any of these categories, you will benefit from this book.



Smart Drug Dictionary: Index of Nootropic Substances
http://www.amazon.com/gp/product/B00CLJ0YK4

Interest in using nootropics to reach your cognitive peak is higher than ever. But until now, it was near impossible to find information on all but the most common smart drugs. This dictionary contains detailed information about over 120 nootropic substances, including dosage and safety information.

Benefits of included smart drugs cover:
Improved mental ability - increase job performance and GPA.
Improved memory - learn faster, remember more, learn a new language easier.
Improved focus - study and learn easier.
Heightened motivation/energy - be happier, improve quality of work, and be less tired.
Reduced anxiety - improve social ability, reduce anxiety in new situations.
Benefit neurogenesis - reduce mental decline from aging.


For the starting nootropic user to even the most experienced, a reliable reference text is invaluable.

As the world of cognitive enhancers is undergoing constant research, this dictionary continues to be updated regularly to provide information on the newest substances.

This second edition of the Smart Drug Dictionary offers improved formatting for easier reading and finding specific substances. It also introduces a number of new substances, and updates many entries and references based on new research, making the second edition an even more expansive and detailed resource.


Books Deals

Amazon Coupons
Oakley: Bottle Rocket - $49.99 + $3.91 shipping @ Oakley Vault
Added on : Thursday May 15th 2014 02:00:03 AM
g: 0 Posted By: Xenocrates
Views: 295 Replies: 0 Oakley: Bottle Rocket - $49.99 + $3.91 shippingor Free Shipping w/ $50+ Order @ Oakley Vault

Lens:

Optimized peripheral vision and side protection against sun, wind and impact via 8.75 base lens curvature
Optical precision and performance that meets allANSIZ87.1 standards
Impact protection that exceeds Oakleys High Velocity and High Impact Testing
UV protection of Plutonite lens material that filters out 100% of allUVA,UVB,UVCand harmful blue light up to 400nm
Glare reduction and tuned light transmission of Iridium lens coatings
Available with Oakley Authentic Prescription Lenses

Frame:

Durability and all-day comfort of lightweight, stress-resistant O Matter frame material
Unobtainium earsocks increase grip with perspiration
Comfort and performance of Three-Point Fit that holds lenses in precise optical alignment
Metal Icon accents

Sunglasses Deals
Tumi Tegra-Lite Medium Trip Packing Case $379.00 free pickup Walmart
Added on : Wednesday May 14th 2014 12:00:05 PM
g: 0 Posted By: ArtieLange
Views: 89 Replies: 0 Tumi Tegra-Lite Medium Trip Packing Case $379.00 free pickup WalMart

http://www.walmart.com/ip/Tumi-Tegra-Lite-Medium-Trip-Packing-Ca...



Redefine your jetsetting experience with the Tumi Tegra-Lite Medium Trip Packing Case. It is incredibly light and unbelievably strong. This Tumi medium trip packing case is specially designed to protect your valuable possessions and light enough to allow you to take them wherever you wish to go. This unique traveling case has four wheels for increased maneuverability. It also features a retractable top carry handle, a telescoping handle and TSA integrated locking zippers. This high-quality luggage case has a zip pocket and tie-down straps to help keep your clothing and other belongings secure. Protective bumpers and a bottom-grab handle add to its overall effectiveness. The Tumi Tegra-Lite Medium Trip Packing Case would make a great gift for a graduate, young business person or avid traveler of any age.
Tumi Tegra-Lite Medium Trip Packing Case:

TSA integrated locking zippers
Protective bumpers
Bottom-grab handle
Zip pockets
Tie-down straps
Lined interior
This Tumi medium trip packing case features a 4-wheel system for increased maneuverability
Construction material: Hardside
Retractable top carry handle
This high-quality luggage case has a telescoping handle

Luggage Deals

Walmart Coupons
g: 0 Posted By: ctgolfer
Views: 49 Replies: 0 Hammer drill driver (HDS181): 7-1/2 in. head length, gear train and clutch are lightweight and compact
Hammer drill driver (HDS181): drive train design with modified orientation for comfort
Hammer drill driver (HDS181): 4-pole motor combines power and compact size
Hammer drill driver (HDS181): Electronic cell protection (ECP) helps increase battery life by helping to prevent misuse
Impact driver (25618): hammer and anvil system produces 1,500 in.-lb. of dynamic torque
Impact driver (25618): high-performance motor and metal gears deliver 2,800 RPM
Impact driver (25618): compact impactor design for maneuverability in tight spaces and comfort
Impact driver (25618): built-in LED light is great for dark corners and enclosed areas
Reciprocating saw (CRS180): compact and lightweight with 2 speed ranges of 0-2,400 SPM and 0-2,700 SPM for versatility
Reciprocating saw (CRS180): lockjaw blade holder for fast 1-handed blade changes
Reciprocating saw (CRS180): 1-1/8 in. stroke helps maximize the material removed per stroke
Flashlight (CFL180): lithium-ion technology for up to 4 hours of continuous run time, tool-less bulb change for convenience
Includes: HDS181 compact tough hammer drill driver, CRS180 reciprocating saw, 25618 impact fastening driver, (1) 18-volt lithium-ion flashlight - CFL180, fast charger
Flashlight (CFL180): handle has 2 screw holes for mounting and positioning the light from above, making it easy to light your work space
Kit includes the hammer drill driver, the impact driver, the reciprocating saw, the flashlight, two 3.0 Ah batteries, a charger and a case
Compatible with Bosch BC630 (30min) charger and BC660 (60min) charger, works with Bosch 18-volt batteries BAT609, BAT618, BAT610G, and BAT619G

www.homedepot.com/p/Bosch-18-Volt-Lithium-Ion-Combo-Kit-4-Tool-C...
Tools Deals

Home Depot Coupons
g: 0 Posted By: ctgolfer
Views: 157 Replies: 0 40" screen (measured diagonally from corner to corner)
A good size for a living room, or if you want a larger bedroom TV.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
120Hz refresh rate
Watch fast-moving movies, sports and video games with a minimum of motion blur.
Clear Motion Rate 240
Enjoy great motion clarity during fast-action moments.
Experience full HD resolution even in 3D
Each of your eyes will see a full 1080p 3D image (something many 3D TVs can't provide) for incredible depth and realism.* Active 3D glasses required and sold separately.
See 2D images come alive in 3D
Virtually any 2D TV show, movie, photo and game can be converted into full HD 1080p 3D.
Bold hues with enhanced colors
Wide Color Enhancer Plus improves the color quality of older films and non-HD content.
Share photos, videos and mobile content on the big screen
ConnectShare Movie makes it easy to watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two full-range 10W speakers and SRS TheaterSound provide a simulated surround sound experience.
Advanced stereo audio
DTS Premium Sound creates a richer audio experience using the TV's built-in speakers. DTS 2.0 outputs high-definition stereo audio.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, smartphones and tablets.
Auto volume leveler
Prevents sudden increases in sound, especially for TV commercials and movie soundtracks.
2 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with component and composite (shared) inputs and 1 USB port. Also includes 1 optical digital audio output.
*To build a complete 3D home theater system, we recommend you purchase a 3D Blu-ray player, active 3D glasses, a high-speed HDMI cable and an A/V receiver that is compatible with 3D products.

www.bestbuy.com/site/samsung-40-class-40-diag--led-1080p-120hz-3...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: pjordand
Views: 37 Replies: 0 http://www.tigerdirect.com/applications/SearchTools/item-details...

List Price: $44.99
Today's Price: $19.99
Final Price: $999 * After Rebate

APC Performance SurgeArrest
Protect your equipment from the threat of power fluctuations with the APC Performance SurgeArrest. This surgearrest is well equipped with 120V for rendering continuous power supply to keep all your critical server, network, and telecommunications equipment running smoothly. It features 11 outlets which allow your system to protect and handle up to 11 devices simultaneously. You get this APC with 3020 Joules which can provide ample amount of power and increase your productivity. With its Phone Splitter feature it allows use of two pieces of equipment at once, such as a modem and phone. The Coax Protection option ensures complete protection of your equipment from surges. Get the APC Performance SurgeArrest at once!
APC Back-UPS RS Series Battery Backup 800VA 540W 120V $59.99 FS
Added on : Monday May 12th 2014 07:00:07 AM
g: 1 Posted By: arista5
Views: 152 Replies: 3 This model is a special build and the Data/Phone ports are disabled. I never use that feature so this is not a deal breaker.

Product DescriptionThis high performance desktop battery backup offers maximum protection for computers. The fully featured APC RS features 4 battery backup outlets with automatic voltage regulation (AVR), enabling you to work through even the most frequent brownouts and power sags, keeping up to 75 minutes of battery power (depending on load) for when you need it most. For printers and other devices that do not store or process information, up to three additional outlets provide surge protection. The PowerChute Personal Edition software features easy-to-use safe system shutdown with sophisticated power management (software not included).FeaturesThis unit is a special build. The data ports (phone and network) have been disabled on it and offer no protection on the network or phone data ports. The use of these data ports do not offer protection.

High Performance Protection for Desktop Computers
Automatic Voltage Regulation
USB Connectivity
Auto-Shutdown Software
Up to Seventy-Five (75) Minutes of Runtime
Multiple Power Outlets for up to Seven (7) Extra Devices
Four (4) Power Outlets Dedicated for Battery Backup
Three (3) Power Outlets Dedicated for Surge Protection

Specifications:
Capacity: 800VA : 540 Watts
Power Outlets: Four (4) Battery Backup / Three (3) Surge Protected
On Battery Outlet Voltage: 115 +/- 8%
Frequency Range: 50-60 +/- 5%
Automatic Voltage Regulation (AVR): Increase On-Line Voltage by 12%
Adjustable Sensitivity and Transfer Voltage: Low, Medium and High
Power Cord: 6-foot/1.8 Meters NEMA 5-15P
Typical Recharge Time: 8 Hours

Dimensions:
9 x 4 x 12.75-inches (H x W x D)
Weight: 20.5lbs

Package Includes:
APC Back-UPS RS Series Battery Backup


http://www.ebay.com/itm/APC-Back-UPS-RS-Series-Battery-Backup-80...
Batteries & Chargers Deals

eBay Coupons
g: 0 Posted By: Matrim33
Views: 75 Replies: 0 I have been repairing my credit for the last 2 years. A huge part of being able to turn my credit around was being able to talk directly with decision makers on the phone. In the case of credit approvals and limit increases many companies will allow you to talk directly with a credit analyst who can make the final decision right on the phone. Being nice and polite on the phone, and explaining your situation can go a long way to getting a decision reconsidered. If you get denied online for a new card, or a limit increase I encourage you to call the company and ask for them to reconsider.

Here is the credit cards I have, and if they will reconsider over the phone:

Wellsfargo Platinum - No
Chase Sapphire - Yes
Chase Freedom - Yes
BOA Alaska Air - Yes
Fidelity Amex - Yes
Amex Blue - No
Barclaycard Arrival - No

Please share other cards as I would like to know before I pick up my next card. By calling and talking with a credit analyst 3 times in the past 2 years I have been able to increase my Fidelity Amex limit from $7500 to 45k, but I can't get my Amex Blue card past $2k... Their bot hates me

Credit Deals
inov-8 Bare-XF 210 Cross Training Shoes - $39.99 w/ FS @ 6PM
Added on : Sunday May 11th 2014 05:00:03 PM
g: 1 Posted By: hellokitty27
Views: 333 Replies: 0 6PM has the inov-8 Bare-XF 210 Cross Training Shoesin Silver/Blue for $39.99 w/ free shipping. UK sizes are converted to Men's and Women's US sizes when selecting size.

Breathable airmesh upper.
One-piece TPU lacing support offers extended durability to endure activities like rope climbing.
Tongue pull loop makes for an easier on and off.
Contoured collar with notched out heel cup for enhanced comfort.
Mesh lining supplies increased breathability and a great step-in feel.

Shoes Deals

6PM Coupons
g: 0 Posted By: hellokitty27
Views: 285 Replies: 0 Amazon has the Harman Kardon AVR-700 5.1-Channel Audio/Video Receiverfor $149.00 w/ free Super Saver shipping.

75-watts per channel delivers solid, detailed sound
Dolby TrueHD and DTS-HD Master Audio decoding create an immersive, high-resolution sound environment
Three HDMI inputs with 3D and Audio Return Channel
Fully functional IR (infrared) remote control
Night mode reduces the volume on loud sounds and increases the volume on quiet sounds

Home Theater & Audio Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 37 Replies: 0 http://www.amazon.com/gp/product/B009POU070

Do you want to increase your skills and build your knowledge of Stand Up Paddle Boarding?

With Jon Michaels second book in the Stand Up Paddle Guide series you can do just that. Book 2: Advanced SUP Techniques, takes you through different facets of the Stand Up Paddle world from Surfing, to River and Whitewater paddling, to SUP Racing, and more, that will help you take your Stand Up Paddling to the next Level.

Many people get into Stand Up Paddle Boarding for fitness and then discover theres so much more they can do. This guide builds on what you learnt in Book 1: The Basics, and gives you all the information required to advance your skills in a particular area of interest or all of them!

If you bought Book 1, then you will already know this series is a must for a SUP Boarder looking to increase their understanding of the sport. So what are you waiting for

Scroll up and click BUY NOW to start learning Advanced SUP Techniques!
Books & Magazines Deals
g: 0 Posted By: ctgolfer
Views: 157 Replies: 0 Nextec 12.0 volt right angle impact driver includes: Impact driver, 12v DieHard lithium ion battery, charger, 4 drilling/driving bits and a storage case
Battery fuel gauge uses red, yellow and green LEDs to alert you to power reserve
2.2 lb. total weight increases maneuverability
700 in.-lbs. output loosens and unloosens rapidly
quick connect means fast bit swapping
30 minute quick charger fills batteries fast
0-2100 RPM variable speed sinks screws and tightens bolts quick
LED light illuminates work area
Electric brake stops rotation instantly
Backed by a 1 year limited warranty

www.sears.com/shc/s/p_10153_12605_00917562000P
Tools Deals

Sears Coupons
Netflix increased price from 7.99 to 8.99 for new memebers
Added on : Friday May 09th 2014 03:00:01 AM
g: 0 Posted By: anusha123
Views: 0 Replies: 0 Thought of sharing ..... got the below info in email

In order to continue adding more movies and TV shows, we are increasing our price from $7.99 to $8.99 for new members.As a thank you for being a member of Netflix already, we guarantee that your plan and price will not change for two years.
g: 0 Posted By: ctgolfer
Views: 140 Replies: 0 use promo code: MOMLOVEYOU

Power Control: The LED screen reveals exactly how much power left, it remains you to charge in time to assure the electricity. The SCUD battery is perfect for your flights or road trips.
High Conversion Rate: Intelligent power processing chip, fully utilize power, reduce losses during charging, increase the conversion rate.
Intelligent Circuit Protection: The Lithium-ion battery and intelligent processing chip, protect the item from overcurrent, over charge, over discharge and short circuit.
High Energy Efficiency (70%-75%): Automatically power off after 15 seconds, minimize the power loss.
Mini Design: Mini cube design, stylish and lightweight, easy to carry.

www.amazon.com/dp/B00HV31YJU/
Batteries & Chargers Deals

Amazon Coupons
Influx of cash - 529 or something else?
Added on : Thursday May 08th 2014 01:00:05 PM
g: 0 Posted By: Corak
Views: 158 Replies: 0 Hi all - long time lurker, first time poster.

I've got about $45k coming my way from the sale of company stock (employee stock purchase plan, RSUs, etc.) due to cash out from acquisition. My wife and I have talked about saving away at least 20% of it (thinking around $10k). The rest is another matter - maybe we'll increase the amount we sock away, but we've got some house projects to fund that we've accounted for.

Since our Roth IRAs are maxed, and my 401k is being funded to reach the max (wife has no 401k at the moment), no credit card debt, we were thinking a 529 would be the next logical step. And, to follow the thinking, our state of MN doesn't look to offer a tax deduction, so no benefit in going with the state plan. So I was mulling between the UT plan and the plan offered through Fidelity (NH). UT b/c it looks to be highly regarded here, and Fidelity b/c of convenience since our other plans are with them. Currently UT has a .20% total fee for a 100% equity plan while Fidelity (NH) has a .19% total fee for a Spartan 500 Index or Total Market Index plan. Seems the Fidelity plan has the slight edge, so I was wondering if I was missing something else in the comparison? Also, does my savings plan outlined here follow the logical progression?
Investing Deals
KidWise Little Star Bouncer $249 FS Walmart
Added on : Thursday May 08th 2014 08:00:04 AM
g: 0 Posted By: tedhawkins
Views: 71 Replies: 0 KidWise Little Star Bouncer $249 FS WalMart

http://www.walmart.com/ip/Little-Star-Bouncer/10172315


Provide children with an interesting and fun-filled activity with the Little Star bouncer and ball pit that lets kids bounce, slide and play. It is very compact and includes an electric blower to provide easy inflation. This inflatable bounce house includes a ball pit, slid, and 50 PVC balls to increase the fun and excitement at any children's event. The Little Star bouncer and ball pit come with a convenient carrying bag for easy portability and includes a repair kit.

Little Star Bounce House and Ball Pit:
Little Star bouncer includes a ball pit, slide and 50 PVC balls
Bounce castle comes with blower/pump for easy inflation
Inflatable bounce house includes a carrying bag and bounce house repair kit
Little Star bouncer model #KWJC 301


Toys Deals

Walmart Coupons
g: 0 Posted By: ctgolfer
Views: 69 Replies: 0 The 20V MaxLithium WORX AIRCordless Blower/Sweeper is designed for efficiency and ease of use. Whether it's a long afternoon of clearing leaves, or a quick sweeping of your patio, the compact and light-weight design reduces under 5lbs - it goes anywhere you do!

Easy Deck and Patio Clean-Up

Delivers 120 mph of maximum air speed to clean up large areas Powerful 20V MaxLithium battery provides cordless convenience Lightweight, compact design increases efficiency & reduces fatigue Includes an Energy-Star certified charger & 3-Year Warranty Features 8 new attachments for a wide variety of applications both inside and outside of your home

The WORX AIR gives you Ultra-Fast Clean-Up Without Moving a Single Thing

Ultra-Fast Clean-Up Without Moving a Single Thing Did you know around 85% of the dirt in your home is tracked, blown or carried in from entry points like your garage, deck, porch or workshop? Now,with the versatility of the WORX AIR and its convenient attachments, you can create a Clean Zone at these entry points with minimal time and effort. Quickly clear off your outdoor spaces with the WORX AIR. The angled, Long Tube gives you access to hard-to-reach places, such as underneath furniture, decks or cars. WORX POWERSHARE technology lets you use the same battery for any 20V WORX cordless tool. Why pay for unwanted batteries and chargers when you can share them?

www.ebay.com/itm/390806316206
Garden Deals

eBay Coupons
g: 0 Posted By: ctgolfer
Views: 96 Replies: 0 The WORX Cordless Blower/Sweeper is designed for efficiency and ease of use. Whether it's a long afternoon of clearing leaves, or a quick sweeping of your patio, the compact and light-weight design reduces under 5lbs - it goes anywhere you do!

Easy Deck and Patio Clean-Up

Delivers 120 mph of maximum air speed to clean up large areas Powerful 32V MaxLithium battery provides cordless convenience Lightweight, compact design increases efficiency & reduces fatigue Includes an Energy-Star certified charger & 3-Year Warranty Features 8 new attachments for a wide variety of applications both inside and outside of your home


www.ebay.com/itm/390789230424
Garden Deals

eBay Coupons
Free Kindle Book- The Success Manual (was $19.99) other related
Added on : Thursday May 08th 2014 01:00:02 AM
g: 0 Posted By: remick
Views: 65 Replies: 0 http://www.amazon.com/gp/product/B00JL53BN8

The Success Manual Compendium is the Complete Library Collection of the Success Manual Series comprising

Book 1: Success Primer and the 3 Keys to Success
Book 2: The 9 Universal Laws of Success and Success in the 5th Dimension
Book 3: The 42 Secrets of Success

I designed the Success Manual Series to be a complete detailed reference and guide of all things related to Success its philosophies and its attainment.
Throughout the series, you will find principles, ideas, philosophies, examples, thought experiments, step-by-step detailed techniques, esoteric knowledge, practical advice, inspirational stories and quotes, affirmations and motivational words that will help you create your ideal life of success.

Book 1 is divided into 2 main parts: Success Primer and the 3 Keys of Success.

The Success Primer serves as your initiation into the ideologies and philosophies of success. Here you will take a look at who you are and what success is. You will learn what your life is in relation to your success. The nature of reality will be unfolded for you and how it affects the way you have lived your life in the past and how you can change your experience of the future.

All successful people of the past have been in possession of these 3 Keys to Success whether unwittingly or consciously. For reasons that are obvious, compared to those who have not studied and applied the 3 keys to success, your success will be expedited and will be realized with much more intensity. If you consciously make use of the 3 Keys, you will be able take full control of everything you experience and achieve in your life as you shape your life according to your ideal success.

Remember, with the right key, you can unlock the right door.

Book 2 reconciles the ideologies of the ancient philosophies of Metaphysics with the modern theories of Quantum Physics. The book is divided into two main parts; the first presents the 9 Universal Laws of Success and the second discusses Success in the 5th Dimension.

In the first part of the book, philosophies and observations on the nature of reality and the universe is presented as The 9 Universal Laws of Success. These Universal Laws have many different names from many different philosophers and spiritual leaders spanning the history of man. I have incorporated the different names of each of these laws to further assist in your studies in the philosophies of Success.

Part 2 of the book deals with Quantum Physics theories that scientists have presented in the modern era. These theories are extrapolated into thought experiments that overlap perfectly with the profound questions and answers proposed by metaphysics.

In part 2 of Book 2, I present the 3rd, 4th, 5th and 6th Dimensions of reality/ the universe. I discuss what each dimension means, how it operates and how it directly affects your life. I also compare these dimensions and identify which dimension you should align yourself with to realize your ultimate dreams and attain true success in your life.

Follow the 42 Secrets and SUCCESS is yours.

Book 3 is divided into 42 main parts these are the 42 secrets that create success in your life. Being privy of these secrets will allow you to more effectively pursue your dreams to their full realization.

As you study these secrets, know that they have been written down to be as detailed, yet as succinct as possible. I urge you to think about your life as you go through the 42 Secrets. Question what you know.
Question what you have been taught and think for yourself.

Read this book well. It holds within its pages the knowledge you seek.

What you will learn in this book will allow you to realize that the success you desire is within your reach. It doesnt matter if youre young or old, educated or not, rich or poor what matters is that you have the desire to be successful. With this desire, you are already moving towards your ideal life of success.



also free

Standing Accountable: Increase Your Success by Holding Yourself Responsible
http://www.amazon.com/gp/product/B00GUS3LXY/

Goal Setting: 21 Days To Achieving Life Changing Goals And Being Happy Happy Happy (Goal Setting Success Series)
http://www.amazon.com/gp/product/B00HUZE2TI

Focused, Unstuck and Back in Action. The Secrets for Happiness and Improving Your Life No Matter What!
http://www.amazon.com/gp/product/B00HHYU5VG

A Guide to The Present Moment
http://www.amazon.com/gp/product/B00ADDTAA0

Getting Things Done: 25 Best Ways to Getting Things Done
http://www.amazon.com/gp/product/B00CIWRV1O/

How to Make a Difference: in Your Life in 40 Days
http://www.amazon.com/gp/product/B00FA5TP38

Books Deals

Amazon Coupons
g: -1 Posted By: ctgolfer
Views: 91 Replies: 0 Display: 10.4 Touchscreen (touchscreen only works with included stylus) Active Matrix TFT Color LCD 4:3 Aspect Ratio XGA Display (1024 x 768 max. resolution)
Processor: Intel Core 2 Duo U7500 1.06GHz Dual-core processor
RAM: 2GB DDR2 SDRAM
Graphics: Integrated graphics with up to 384MB graphics memory
Storage: 80GB Hard Drive
Optical Drive: none
Communication: IEEE 802.11a/b/g Wireless LAN, Gigabit Ethernet, Bluetooth 2.0
Audio: integrated speaker
Keyboard: 1
Mouse/Touchpad/Input device: TouchPad
Webcam: none
Memory card reader: SDHC slot
Ports: 2x USB 2.0, VGA, RJ-45 Ethernet
OS: Windows 7 Professional
Security: Magnesium Alloy rugged construction, The Toughbook 19 Notebook has been manufactured to endure 3-foot drops and to withstand violent shocks and vibrations. It has been fabricated to operate at temperatures over 140 and below -20 Fahrenheit and function both at high altitude and under increased atmospheric pressure.
Battery: 5,700mAh Lithium-Ion Battery w/ 7 Hour max. run time
Dimensions: 1.9 x 10.7 x 8.5
Weight: 5.1 pounds
Brand: Panasonic
Model: Toughbook CF-19FL
Condition: Factory Refurbished
Warranty: 90 Day
Packaging: Brown Box

http://1sale.com/electronics/computers-tablets/panasonic-toughbo...
Laptops Deals

1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 93 Replies: 0 Bluetooth technology
Enables simple pairing with most Bluetooth-enabled devices for versatile streaming options. A wireless range up to 33' permits flexible device placement.
2 front-firing 1.3" composite drivers
Optimized by an internal Digital Signal Processor provide clear, immersive midrange and high-frequency tones. A side-firing, high-excursion 1.7" woofer driver delivers rich, warm bass.
Internal 8W, 3-channel Class D amplifier
For robust, powerful sound.
Surround Array imaging technology
Ensures lush, lifelike audio.
Side-mounted I/O buttons
Make it easy to increase or decrease the volume and turn the speaker on or off. An LED indicator flashes red when the speaker has a low battery or is charging and illuminates blue when the power is on.
Magnesium-alloy clamp arms with rubber slipcovers
Allow you to securely clamp the speaker onto most 10" or 7" tablets and other devices, including laptops and mobile phones.
Injection-molded, magnesium-alloy kickstand
Extends to hold your tablet at an optimal angle in either landscape or portrait orientation and folds back into the speaker when not in use to create an easily portable design.
Lithium-ion polymer battery
Delivers up to 10 hours of continuous use for extended operation. A micro USB port enables simple battery power replenishment.
Automatic shutoff
Powers the speaker down after 10 minutes without a signal to help conserve battery power.
Perforated aluminum grille
Provides a stylish touch.
3.5mm audio input jack
Allows simple connectivity with most audio sources with an analog headphone output.

www.bestbuy.com/site/definitive-technology-sound-cylinder-portab...
Headphones & Speakers Deals

Best Buy Coupons
Heritage Series Stand Mixer $79.00 @ Walmart
Added on : Sunday May 04th 2014 04:00:02 AM
g: 0 Posted By: puggle
Views: 53 Replies: 0 Ships free

Heritage Series Stand Mixer:12 variable speeds allow soft start ensuring superior control regardless of mixture
3-way mixing action
Synchronized bowl and beater automatically increases and decreases speed with adjustment of the control knob
350W motor and full die cast metal body
Non-skid rubber feet keep the mixer completely stable during operation
Off-center bowl position lets you add ingredients while in use and results in less scraping
Stainless steel beaters, dough hooks and 4.6 qt mixing bowl included


http://www.walmart.com/ip/Heritage-Series-Stand-Mixer/21603557
g: 0 Posted By: ctgolfer
Views: 152 Replies: 0 shipping adds $5

Honda OHC premium residential engine for easy start and proven reliability
FNA brass head axial cam pump provides easy starts and proven reliability
Direct drive engine and pump for streamline power transmission from engine to pump
Maintenance-free axial camp pump with power boost technology for increased performance
Comes with 30-foot high-pressure hose, 4 spray tips, and a recoil start type
Offers 3000 PSI, 2.4 GPM and a 4-cycle 190cc engine
Downstream detergent injection system
Has a fuel capacity of 1 quart
12-inch never-flat tires

http://tools.woot.com/offers/simpson-gas-pressure-washer-honda-e...
Home & Garden Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 159 Replies: 0 On-ear design
Featuring soft leather-touch ear pillows for comfort during extended listening sessions.
Rex Driver technology
Delivers smooth sound and powerful bass.
Supreme Sound technology
Ensures high-quality, balanced audio.
Detachable cable
Helps eliminate tangles and increase longevity.
3-button microphone
Lets you control your iOS or other compatible device.
Travel bag
So you can fold and stash your headphones on the go.
104dB/mW sensitivity
For powerful sound.
34 ohms resistance
To efficiently conduct power.

www.bestbuy.com/site/skullcandy-navigator-on-ear-headphones-whit...
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 165 Replies: 1 Product Features:
Works as both an external battery and a protection case
Provides convenient access to all the buttons and ports
3000mAh battery capacity
LED charging indicators
Fully recharges in approximately 4 hours
Rechargeable with any micro-USB cable or adapter
Increases battery capacity by up to 70 percent (depending on usage)
Adds up to 6 hours of talk time, 10 hours of video playback and 150 hours in standby
Lightweight and sleek adding minimal bulk to your device
Designed exclusively for iPhone 5S and iPhone 5
Available in 3 Colors

Specifications:
Capacity:3000mAh
Battery type: Lithium-ion battery
Input VoltageC5V
Input Current: 500mAh
Output VoltageC5V
Output Current : 500mAh
Charging time: about 4 hours

www.dailysteals.com/#deals/23473
Cell Phones Deals
g: 0 Posted By: ctgolfer
Views: 190 Replies: 0 40" screen (measured diagonally from corner to corner)
A good size for a living room, or if you want a larger bedroom TV.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
120Hz refresh rate
Watch fast-moving movies, sports and video games with a minimum of motion blur.
Clear Motion Rate 240
Enjoy great motion clarity during fast-action moments.
Experience full HD resolution even in 3D
Each of your eyes will see a full 1080p 3D image (something many 3D TVs can't provide) for incredible depth and realism.* Active 3D glasses required and sold separately.
See 2D images come alive in 3D
Virtually any 2D TV show, movie, photo and game can be converted into full HD 1080p 3D.
Bold hues with enhanced colors
Wide Color Enhancer Plus improves the color quality of older films and non-HD content.
Share photos, videos and mobile content on the big screen
ConnectShare Movie makes it easy to watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two full-range 10W speakers and SRS TheaterSound provide a simulated surround sound experience.
Advanced stereo audio
DTS Premium Sound creates a richer audio experience using the TV's built-in speakers. DTS 2.0 outputs high-definition stereo audio.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, smartphones and tablets.
Auto volume leveler
Prevents sudden increases in sound, especially for TV commercials and movie soundtracks.
2 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with component and composite (shared) inputs and 1 USB port. Also includes 1 optical digital audio output.

www.bestbuy.com/site/samsung-40-class-40-diag--led-1080p-120hz-3...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 89 Replies: 0 Provides a modern fit
Moisture-wicking treatment keeps you cool in practically any environment
Pique knitted back collar for added comfort and increased airflow at back neck
Three-button placket
Hanging loop at bottom of placket to hang sunglasses, pens, etc.
Raglan-style sleeves with gusseted underarms for full range of motion
Flat-knit collar with anti-roll inserts
Constructed of a proprietary 90% polyester and 10% spandex blend
Available in 4 sizes: small, medium, large and extra-large
Choose from among 7 unique colors

www.dailysteals.com/#deals/23454
g: 0 Posted By: ctgolfer
Views: 77 Replies: 0 Product Information
Capture all your special moments with the Canon EOS Rebel T3/1100D DSLR camera and cherish the memories over and over again. With 12.2 MP CMOS sensor and DIGIC 4 image processor, this DSLR camera lets you take smooth, detailed, and high-quality images. The 2.7-inch monitor on this Canon 12.2 MP camera makes it easy to view photos, read menu, and compose shots. With a high ISO sensitivity (up to 6,400), the Canon EOS Rebel T3/1100D captures clear photos even in low-light conditions. Plus, the 720p HD movie recording with manual exposure control makes this Canon 12.2 MP camera a good choice for professional photographers. All things considered, this Canon 12.2 MP camera, with an EF-S IS II 18-55 mm lens, aims to be a great travel companion.

Product Features
Technology for outstanding images
Canon's CMOS (Complementary Metal Oxide Semiconductor) sensor captures images with exceptional clarity and tonal range, and offers the most pixels in its class. It offers many of the same technologies to maximize each pixel's light gathering efficiency that were first seen with the professional EOS-1D Mark III model. It's an APS-C size sensor (22.2 x 14.8mm), and there's an effective 1.6x increase in the lens's marked focal length when attached.
DIGIC 4 image processor
The improved DIGIC 4 Image Processor ensures that images are captured, processed and saved with remarkable speed. The EOS Rebel T3 DSLR's 3:2 multiple aspect ratio, in-camera RAW image processing, creative filters, image resizing and provided S2 and S3 image-recording quality are all possible thanks to the DIGIC 4 Image Processor. With dazzling results, the DIGIC 4 Image Processor also works to capture and process data of images shot at 12.2 Megapixels at 3.0 fps, as well as 14-bit signal processing for excellent image gradation, enhanced Face Detection Live mode, Full HD video recording, Auto Lighting Optimizer and Lens Peripheral Optimization.


www.ebay.com/itm/321281917222
SLR & dSLR Deals
Granite Peak 26" Men's/24" Girls Mountain Bike $79.97 FS @ walmart
Added on : Wednesday April 30th 2014 07:00:08 AM
g: 1 Posted By: tedhawkins
Views: 197 Replies: 3 Granite Peak 26" Men's/24" Girls Mountain Bike $79.97 FS @ WalMart

http://www.walmart.com/ip/Granite-Peak-24-Girls-Mountain-Bike-Te...

http://www.walmart.com/ip/Granite-Peak-26-Men-s-Mountain-Bike-Bl...


The Granite Peak is an excellent all-around mountain Mountain Bike that is right at home on rugged unpaved paths as well as cruising the streets in your neighborhood with a suspension fork that smoothes the path ahead of you and tire tread that grips pavement or dirt.

Granite Peak 26" Men's Mountain Bike, Black:

Steel mountain frame geometry for easy riding with suspension fork that smoothes bumps and increases control
SRAM drive twist shifters change gears smoothly through 18 speeds assisted by a Shimano rear derailleur
3-Piece mountain crank offers wide gear range
Alloy wheels provide control and durability


Bicycle Deals

Walmart Coupons
Kenmore 8.8 cu. ft. Chest Freezer (1692) $249.99 in-store @ Kmart
Added on : Tuesday April 29th 2014 09:00:03 PM
g: 0 Posted By: ctgolfer
Views: 101 Replies: 0 A spacious interior means better organization, easier access and more storage options, which makes this freezer perfect for pizzas, ice cream, fish, meats and bulk buys.
Lift-out baskets keep smaller, daily necessities within reach to simplify storage and make it easy to move when its time to reach deep.
An integrated security lock increases safety, helps deter theft and ensures a tight seal for a consistently cool storage environment that saves energy.
Bright interior lighting provides clear visibility that helps you find food, ingredients, treats and more quickly.
A bright exterior power light lets you know at a glance whether your freezer is working or not, helping ensure your food stays safe and cold.

www.kmart.com/shc/s/p_10151_10104_022W065012384000P
Appliance Deals

Kmart.com Coupons
TRAC Outdoor Portable Aerator $14.97 FSTS Basspro
Added on : Tuesday April 29th 2014 12:00:10 AM
g: 0 Posted By: tedhawkins
Views: 144 Replies: 0 TRAC Outdoor Portable Aerator $14.97 FSTS BassPro

http://www.basspro.com/TRAC-Outdoor-Portable-Aerator/product/140...

Powered by 3 D-cell batteries (not included)
Increased oxygen level keeps fish healthy
Wide strainer base adds stability
Submersible
Suction cup or screw mount
Runs dry without damage
Adjustable spray head
Manufacturer's 3-year limited warranty

Ideal for coolers, buckets, and baitwells, the submersible TRAC Portable Aerator features a self-priming centrifugal pump. Powered by 3 D-cell batteries (not included), the TRAC Portable Aerator uses a powerful spray that aerates water to keep bait alive. This increased oxygen level keeps your bait lively. An adjustable spray head allows you to increase or decrease the spray to meet your needs. A wide strainer base adds stability. A suction cup or screw mount allows you to mount the aerator as needed. The TRAC Portable Aerator runs 4 hours on new batteries and may even run dry without damage.


Sports & Outdoors Deals

Bass Pro Shops Coupons
Fi'zi:k Ardea Mountain Bike Saddle $50.99 @ performance bike
Added on : Tuesday April 29th 2014 12:00:05 AM
g: 0 Posted By: tedhawkins
Views: 94 Replies: 0 Fi'zi:k Ardea Mountain Bike Saddle $50.99 @ performance bike

http://www.performancebike.com/bikes/Product_10052_10551_1159137...

Fi'zi:k Ardea Mountain Bike Saddle - Closeout!
Perfect for casual riders or those new to road cycling, the Fi'zi:k Ardea Versus Saddle combines Fi'zi:k's top technologies with strategic padding to increase comfort without sacrificing performance. Chameleon design has increased width and curvature for riders with medium flexibility. Low density foam reduces stress on sensitive areas and offers plenty of support at the sit bones. Wing Flex shell flexes where the inner thigh contacts the saddle to enhance pedaling efficiency. Breathable Microtex cover puts you in an ideal cycling position while the Thigh Glides guide you into a pedaling form that's easier and more comfortable. Manganese rails are the perfect combination of strength and flex.

For the Chameleon: Medium Spine
Nylon Carbon reinforced base is light, stiff and uses a 270 carbon structure between the shell and cover for additional protection
Wing Flex shell flexes downward in the critical area where inner thighs contact the saddle, allowing for a more efficient, full-range movement while pedaling
Thigh Glides allow the thighs to slide easily over the saddle
Microtex cover is durable, water-resistant and enhances grip, even when wet
Low density padding reduces pressure on sensitive areas
Manganese rails flex just enough for added comfort
Integrated Clip System at the base allows quick attachment and removal of I.C.C. accessories, such as the Fi'zi:k Saddle Pa:k and Blin:k light (not included)


Bicycle Deals

Performance Bicycle Coupons
g: 0 Posted By: remick
Views: 166 Replies: 0 http://www.amazon.com/gp/product/B00IGVVIJM

5.0 out of 5 stars (26 customer reviews)

Would you like to discover the SPECIFIC dos and donts when it comes to experiencing real happiness?

Have you ever taken a trip to a completely new destination? A place you heard was great, but you were yet to experience? Do you think a comprehensive Guidebook, with information on how to get there, what to see when you arrive, what to take, and what to avoid would be essential reading?

When it comes to happiness that is exactly what The Guidebook to Happiness does. It guides you SPECIFICALLY on what to do (or not do) and how, when it comes to increasing your level happiness.

Written by Carl Massy - a happiness strategist - who has blended over a decade of research and practice in the art of happiness as a NLP Life Coach, personal fitness trainer, and Reiki master with 20 years of strategic planning as an Olympic Games consultant and ex-army officer. Carl has also travelled to over 53 countries and knows the true value of a great Guidebook.

21 Chapters and 21 Lessons on the biggest dos and donts for experiencing more real happiness. Plus specific happiness strategies to bring them into effect today. You also get access to a whole lot of freebies when you buy the book.

IN THIS GREAT BOOK YOU WILL DISCOVER:
What key provides up to 50% of your happiness
What the experts tells us are the best daily rituals for increased happiness and well-being
How to become smarter - quickly
How to make decisions that lead to lasting happiness
The pitfalls and traps we need to be aware of
How to use the mind for best results
And much, much more



Also Free

THE IMPORTANCE OF LIVING HAPPY: 30 Ways to Do It
http://www.amazon.com/gp/product/B0077TPLJM

As a King Features syndicated author, Sally Huss has been creating inspirational messages, called "Happy Musings," for newspapers in the U.S. and Canada for many years. Her first book in this series (Self-Help That Works) YOUR SURVIVAL GUIDE: 14 WAYS TO STAY AFLOAT became an Amazon bestseller in several categories. This book continues the stream of information regarding the importance of attitude and positive action in the lives of everyone today.
With the wisdom of the ages put into everyday language, THE IMPORTANCE OF LIVING HAPPY explains how to do just that regardless of circumstances. Discover the source of happiness and how to maintain it always, then teach it to your kids.
If you like what the Dali Lama, Deepak Chopra, Jack Canfield, and Alan Watts have to say about happiness, you'll love THE IMPORTANCE OF LIVING HAPPY by Sally Huss.

Totally Free Deals
g: 1 Posted By: ctgolfer
Views: 88 Replies: 1 Craftsman C3 19.2-volt 4-pc Lithium combo kit includes:1/2" drill, reciprocating saw, 5 1/2" trim saw, work light, two compact lithium batteries, charger and carrying bag
Drill is 1/2-inch with two speed gear box
Circular saw has side-mounted battery, to help distribute weight evenly and increase control
Kit also includes 5 1/2" trim saw blade, metal and wood reciprocating saw blades
19.2-volt battery
Fade-free performance
One-hour charging time for less downtime
Owner's manual included
Comes with the Craftsman guarantee

www.sears.com/shc/s/p_10153_12605_00938618000P
Tools Deals

Sears Coupons
The North Face Tadpole 2 Tent $219.97 FS @ campmor
Added on : Monday April 28th 2014 05:00:07 AM
g: 0 Posted By: tedhawkins
Views: 14 Replies: 0 the north face Tadpole 2 Tent $219.97 FS @ Campmor

http://www.campmor.com/outdoor/gear/Product___29136

the north face Tadpole 2 is not your father's Tadpole. It has been completely redesigned from that great tent of yesteryear into a sleek, lightweight storm worthy shelter for 2. Now with more room and length at a very light weight (under 4.5 lbs). It is a 1 door, end entry freestanding tent with great ventilation and lots of mesh. The full coverage RipStop Sil/Nylon fly is very light and durable and will protect you in storms and the mesh canopy will keep you well ventilated and allow for stargazing should the opportunity arise. Adjustable fly vents help keep you comfortable in even hot weather. The shockcorded aluminum DAC Featherlite NSL Reverse Combi style poles create more usable space in the tent so you have more room. And talk about easy to set up, it's all clips and color coded.
Sleeps 2
Factory Sealed Main Fly and Floor seams
1 Door - end entry
Vestibule - 8.8 sq ft for extra storage
Reverse Combi style poles use varying diameters to increase user space in the tent - thicker diameter on the bottom and thinner at the top
Full coverage RipStop Sil/Nylon fly is rugged, has good UV resistance and won't stretch in wet weather
Shockcorded Aluminum Hubbed DAC poles
Great ventilation - Mesh door and Hi Lo ventilation
Hooded fly vents are adjustable
2 Interior Pockets for stuff
Post and grommet - fly/tent attachment
All Clip Freestanding design is fast and easy to set up
Color coded pitch system
Dry Entry - Fly extends past the door for drier entry in the rain
Ceiling Loop for hanging stuff
Can be Fastpacked or pitched Fly Only - save weight leave the body home and pitch with poles, fly and optional Nylon Fitted footprint - Fastpack Weight = 2 lbs 15 oz
All carry bags and stakes included
Fire retardant
Import
Camping Deals

Campmor Coupons
AMEX Credit Limit Increase - how high should I request?
Added on : Saturday April 26th 2014 03:00:06 PM
g: 0 Posted By: theboogeyman
Views: 120 Replies: 3 My credit limit is currently at $24K. It has been 6 months since the last increase so its time to request another one. How high can I go without triggering some type of review from AMEX or getting a hard inquiry?
Credit Deals
[Kindle] Top 100 Free Nonfiction Books from January to April 2014
Added on : Friday April 25th 2014 06:00:06 PM
g: 2 Posted By: neomio
Views: 230 Replies: 1 All the books are extracted from the Free eBooks for Kindle app (available in Google Playor Amazon App Store) for the period from January to April 2014.
All the books are checked to be free at the time of posting.
Please double-check the price before you buy.

1. When God Whispers Loudly (Terreldor Press Shorts)
by Chris M. Hibbard
Rating: 4.4/5 by 2034 reviews
Link: http://www.amazon.com/dp/B006P5CH1O

2. Kindle Buffet: Find and download the best free books, magazines and newspapers for your Kindle, iPhone, iPad or...
by Steve Weber
Rating: 3.9/5 by 946 reviews
Link: http://www.amazon.com/dp/B00916SHVI

3. The Universe Doesn't Give a Flying (Profanity) About You (Epic series)
by Johnny Truant
Rating: 4.2/5 by 448 reviews
Link: http://www.amazon.com/dp/B005OMBTKY

4. Untraceable (#1, Nature of Grace teen thriller series)
by S. R. Johannes
Rating: 4.3/5 by 256 reviews
Link: http://www.amazon.com/dp/B0069Z9A74

5. All My Love, Detrick: A Historical Novel Of Love And Survival During The Holocaust
by Roberta Kagan
Rating: 4.5/5 by 194 reviews
Link: http://www.amazon.com/dp/B007A19V84

6. Mountain Angel (Northstar Angels)
by Suzie O'Connell
Rating: 4.1/5 by 193 reviews
Link: http://www.amazon.com/dp/B0083PN2QI

7. The Mystery of the Missing Money (The Mystery Series, Short Story 1)
by Paul Moxham
Rating: 4.3/5 by 189 reviews
Link: http://www.amazon.com/dp/B0083E6LBM

8. The Daddy Pact ( Coach's Boys)
by Kristy K. James
Rating: 4.3/5 by 185 reviews
Link: http://www.amazon.com/dp/B006G66YTS

9. Sophie's Secret (Whispers)
by Tara West
Rating: 4.6/5 by 176 reviews
Link: http://www.amazon.com/dp/B0068TLK5G

10. Guitar Adventures: A Fun, Informative, and Step-By-Step 60-Lesson Guide to Chords, Beginner & Intermediate Levels...
by Damon Ferrante
Rating: 4.7/5 by 156 reviews
Link: http://www.amazon.com/dp/B0097GFR06

11. Shep Dreams Of Home
by Jason Matthews
Rating: 4.2/5 by 155 reviews
Link: http://www.amazon.com/dp/B0057XVAJU

12. NCLEX-RN Content Review Guide
by Kaplan
Rating: 4.3/5 by 151 reviews
Link: http://www.amazon.com/dp/B00IO4KUB8

13. NCLEX-RN Content Review Guide
by Kaplan
Rating: 4.3/5 by 151 reviews
Link: http://www.amazon.com/dp/B00II994E8

14. Deadliest Cast Member - Disneyland Adventure Series - EPISODE ONE (Jack Duncan) (SEASON ONE)
by Kelly Ryan Johns
Rating: 4.3/5 by 140 reviews
Link: http://www.amazon.com/dp/B00A94DEYG

15. How to Start a Successful Blog in One Hour (Better Blog Booklets)
by Steve Scott
Rating: 4.1/5 by 137 reviews
Link: http://www.amazon.com/dp/B00C2CH3MM

16. They Met At Shiloh (#1 in The Shiloh Series)
by Phillip Bryant
Rating: 3.8/5 by 135 reviews
Link: http://www.amazon.com/dp/B005FCAIDW

17. His First, Her Last: The Incredible True Story of an American Lost in the Philippines
by Jonathan Sturak
Rating: 2.9/5 by 134 reviews
Link: http://www.amazon.com/dp/B00EY8BASK

18. Survival Guide for Beginners
by Vitaly Pedchenko
Rating: 3.7/5 by 115 reviews
Link: http://www.amazon.com/dp/B00ALUMW96

19. 12 Health and Fitness Mistakes You Don't Know You're Making (The Build Muscle, Get Lean, and Stay Healthy Series...
by Michael Matthews
Rating: 4.2/5 by 106 reviews
Link: http://www.amazon.com/dp/B008XPBXXW

20. Blue Fall (The Tournament, #1)
by B. B. Griffith
Rating: 3.9/5 by 105 reviews
Link: http://www.amazon.com/dp/B005NC01OK

21. Skeeter: A Cat Tale
by Anne L. Watson
Rating: 3.8/5 by 99 reviews
Link: http://www.amazon.com/dp/B004I1KRUU

22. Defender: The Sanctuary Series, Volume One
by Robert J. Crane
Rating: 4.2/5 by 85 reviews
Link: http://www.amazon.com/dp/B0057OAXQ0

23. Everyday Vegetarian Family Cookbook: 100 Delicious Meatless Breakfast, Lunch and Dinner Recipes you Can Make in...
by Vesela Tabakova
Rating: 4.1/5 by 83 reviews
Link: http://www.amazon.com/dp/B00G4CEY46

24. 20 Things I've Learned as an Entrepreneur
by Alicia Morga
Rating: 4/5 by 83 reviews
Link: http://www.amazon.com/dp/B007ND93EQ

25. 8 Different Crochet Stitches: Learn to Crochet Something New with Crochet Patterns
by Prime Publishing
Rating: 3.9/5 by 76 reviews
Link: http://www.amazon.com/dp/B00IDC8QBC

26. Maximum Muscle: The No-BS Truth About Building Muscle, Getting Shredded, and Staying Healthy (The Build Muscle...
by Michael Matthews
Rating: 3.7/5 by 76 reviews
Link: http://www.amazon.com/dp/B009ZBY1XM

27. Muscle Meals: 15 Recipes for Building Muscle, Getting Lean, and Staying Healthy (The Build Muscle, Get Lean, and...
by Michael Matthews
Rating: 4.2/5 by 71 reviews
Link: http://www.amazon.com/dp/B009ZKSGXE

28. Number FOUR World Facts (Knowledge Book Series) (Boosting Brain Power) (Age 4-10)(Bedtime & Dreaming)
by TheBrothers
Rating: 3.8/5 by 71 reviews
Link: http://www.amazon.com/dp/B00H3PXQVU

29. Marketing In Less Than 1000 Words (Reactor15 Briefings)
by Rob Burns
Rating: 3.9/5 by 70 reviews
Link: http://www.amazon.com/dp/B008EJOBH2

30. Fit is the New Skinny: The No-BS Truth About Getting Thinner, Leaner, and Stronger (The Build Muscle, Get Lean...
by Michael Matthews
Rating: 3.7/5 by 70 reviews
Link: http://www.amazon.com/dp/B009ZKMKRM

31. Disobey (Epic series)
by Johnny Truant
Rating: 4.2/5 by 66 reviews
Link: http://www.amazon.com/dp/B005OLSNOK

32. Lifehacks: 63 Ways to Save Money, Improve Time Management, Produce Great Work, and Increase Productivity (Guides...
by Scott Britton
Rating: 4.6/5 by 63 reviews
Link: http://www.amazon.com/dp/B00JMGEFPY

33. Contamination Prequel (Post-Apocalyptic Zombie Series)
by T.W. Piperbrook
Rating: 3.8/5 by 61 reviews
Link: http://www.amazon.com/dp/B00ADEJGNK

34. The Action Bible Easter Story (Action Bible Series)
by Doug Mauss
Rating: 4.5/5 by 59 reviews
Link: http://www.amazon.com/dp/B00IK7X4MQ

35. Garden Guide - A No Nonsense, No PhD, No Fuss Guide to Great Gardens with Hand-Holding How To's for Beginners...
by Sarah Olver
Rating: 4.5/5 by 48 reviews
Link: http://www.amazon.com/dp/B00CQSPNLK

36. How to Write a Great Query Letter: Insider Tips and Techniques for Success
by Noah Lukeman
Rating: 4.5/5 by 42 reviews
Link: http://www.amazon.com/dp/B002HRF7WK

37. Hearty Soups: A Collection of Homemade Soups
by Dennis Weaver
Rating: 4.3/5 by 40 reviews
Link: http://www.amazon.com/dp/B00ICS9TTA

38. You are dying, and your world is a lie (Epic series)
by Johnny Truant
Rating: 4.2/5 by 40 reviews
Link: http://www.amazon.com/dp/B007HTV5MY

39. What in the world do I need a Life Coach for??? The reasons why having a life Coach can save your life
by Christopher Pinckley
Rating: 3.8/5 by 38 reviews
Link: http://www.amazon.com/dp/B007B2SFYI

40. Kombucha Simplified: The ultimate guide to kombucha tea, its health benefits, and how to brew at home.
by Deep Cove Publishing
Rating: 3.9/5 by 37 reviews
Link: http://www.amazon.com/dp/B00E36IJ3C

41. The No-BS Guide to Workout Supplements (The Build Muscle, Get Lean, and Stay Healthy Series)
by Michael Matthews
Rating: 3.8/5 by 37 reviews
Link: http://www.amazon.com/dp/B00DYENU38

42. Which Mac Should I Buy?
by Apple Sliced
Rating: 4.3/5 by 36 reviews
Link: http://www.amazon.com/dp/B007EG6SRC

43. Mahatma Gandhi and His Myths: Civil Disobedience, Nonviolence, and Satyagraha in the Real World (Plus Why It's...
by Mark Shepard
Rating: 3.6/5 by 35 reviews
Link: http://www.amazon.com/dp/B001AV3WWG

44. Getting Started with AWS: Deploying a Web Application
by Amazon Web Services
Rating: 3.8/5 by 32 reviews
Link: http://www.amazon.com/dp/B00I5UDMOS

45. Four Seasons of Creative Writing: 1,000 Prompts to Stop Writer's Block
by Bryan Cohen
Rating: 4.2/5 by 31 reviews
Link: http://www.amazon.com/dp/B009GLMF7U

46. What's Done in The Dark: Season 1
by Solae Devhine
Rating: 4.1/5 by 31 reviews
Link: http://www.amazon.com/dp/B004V0CMOW

47. Minecraft Comic Book: Journey to Minecraft (CreeperSlayer12 series, Part 1)
by Minecraft Comics
Rating: 3.6/5 by 30 reviews
Link: http://www.amazon.com/dp/B00ISE0HC6

48. Free Sewing Patterns for Spring Fashion: 8 DIY Sewing Projects
by Prime Publishing
Rating: 3.5/5 by 30 reviews
Link: http://www.amazon.com/dp/B00IPK61IM

49. Minecraft: Lore of HEROBRINE - A Minecraft Novel (The Founding Fathers of Minecraft, Part 1)
by Minecraft Books
Rating: 4.9/5 by 29 reviews
Link: http://www.amazon.com/dp/B00HTQB598

50. How to Remove Negative Beliefs and Free Your Mind
by Nigel Paul Miller
Rating: 4.1/5 by 29 reviews
Link: http://www.amazon.com/dp/B00AK00F1Y

51. Baking in Your Skillet: A Collection of Skillet Recipes
by Dennis Weaver
Rating: 3.5/5 by 28 reviews
Link: http://www.amazon.com/dp/B00ICS9HR4

52. How to Land (and Keep) a Literary Agent
by Noah Lukeman
Rating: 4.3/5 by 27 reviews
Link: http://www.amazon.com/dp/B003Z9JOXC

53. 4 KEYS GOLF - HOW TO BREAK 90 (An Easy Way to Lower Your Scores, Make Every Shot Count & Enjoy Golf More Without...
by Andy Chao
Rating: 4.1/5 by 26 reviews
Link: http://www.amazon.com/dp/B00BZ96KX6

54. Shut the (Profanity) Up and Create Your (Profanity) Art
by Garrett Robinson
Rating: 4.1/5 by 26 reviews
Link: http://www.amazon.com/dp/B00C83JL1G

55. 11 Sewing Room Ideas: How to Organize Your Room
by Prime Publishing
Rating: 3.3/5 by 25 reviews
Link: http://www.amazon.com/dp/B00IDDFFII

56. Knock 'em Dead Secrets & Strategies for First-Time Job Seekers
by Martin Yate
Rating: 4.8/5 by 23 reviews
Link: http://www.amazon.com/dp/B00J08H0OW

57. Self help book: Influence and Lead ! Fundamentals for Personal and Professional Growth (Personal Growth)(The Leadership...
by Michael Nir
Rating: 4.5/5 by 22 reviews
Link: http://www.amazon.com/dp/B00E82614K

58. How To Survive Living Abroad: An Expatriate Guide to Not Getting Robbed, Scammed, Jailed, or Killed (English Teacher...
by English Teacher X
Rating: 3.8/5 by 22 reviews
Link: http://www.amazon.com/dp/B0073W5SJ6

59. How to Write More Words More Easily (Fiction Writing HELP)
by Terrance Field
Rating: 4.8/5 by 21 reviews
Link: http://www.amazon.com/dp/B00HGY92M0

60. Circle of Friends Cookbook - 25 Bacon Recipes
by Gooseberry Patch
Rating: 4.2/5 by 21 reviews
Link: http://www.amazon.com/dp/B00IMLJ4V0

61. Great Tips To Help You Save Money And Get Out Of Debt - Money saving tips (a debt-free book)
by Mike C. Adams
Rating: 3.7/5 by 21 reviews
Link: http://www.amazon.com/dp/B00H9C6XNU

62. Options Trading For Beginners: How To Get Rich With Stock Options Trading (Options Trading Strategies, Options...
by Devon Wilcox
Rating: 4.6/5 by 20 reviews
Link: http://www.amazon.com/dp/B00JFKWDR4

63. A Baker's Guide to Chocolate: A Collection of Recipes and Useful Information
by Dennis Weaver
Rating: 4.1/5 by 20 reviews
Link: http://www.amazon.com/dp/B00ICSF994

64. 101 Facts... Cats! Cat Books for Kids - Amazing Facts, Photos & Video Links. (101 Animal Facts)
by IP Factly
Rating: 4.9/5 by 19 reviews
Link: http://www.amazon.com/dp/B00HWWVL2A

65. Team: Six Secrets of Powerful Teams , A practical guide to the magic of motivating and influencing teams (Project...
by Michael Nir
Rating: 4.4/5 by 19 reviews
Link: http://www.amazon.com/dp/B00DUW6QUS

66. Going Shogun
by Ernie Lindsey
Rating: 4.1/5 by 19 reviews
Link: http://www.amazon.com/dp/B0086QDE9Y

67. Craft Pricing Power - 12 Proven Pricing Principles For Small Business Marketers
by Jason G. Miles
Rating: 4.9/5 by 18 reviews
Link: http://www.amazon.com/dp/B00I1OUI0O

68. Be Thankful for the Little Things; Fun Rhymes and Pictures to Teach Children about Gratitude (Rhyming Serice)
by Louise Folger
Rating: 4.3/5 by 18 reviews
Link: http://www.amazon.com/dp/B00FR6E3GY

69. Garden Design and Landscaping - The Beginner's Guide to the Processes Involved with Successfully Landscaping a...
by Rachel Mathews
Rating: 3.1/5 by 18 reviews
Link: http://www.amazon.com/dp/B00IGSMYHK

70. Self Discipline: Increase Your Willpower- Maximize Your Influence- Get Things Done The Smart Way (increased self...
by Ace McCloud
Rating: 4.9/5 by 17 reviews
Link: http://www.amazon.com/dp/B00HOZJICA

71. 101 Healthy Vegan Desserts (Cakes, Cookies, Muffines & Ice cream Vegan Recipes) (Quick & Easy vegan recipes)
by Daniel Nadav
Rating: 4.4/5 by 17 reviews
Link: http://www.amazon.com/dp/B00HS4B3JI

72. 50 Things you didn't know - Fun facts for everyone (50 things you didn't know, fun facts, trivia)
by Nick Merwood
Rating: 4.4/5 by 17 reviews
Link: http://www.amazon.com/dp/B00HYYT3EO

73. Mobile Developer's Guide To The Galaxy
by Robert Virkus
Rating: 4.2/5 by 17 reviews
Link: http://www.amazon.com/dp/B00BS6RIKU

74. Retiring to the Philippines (Philippines, Philippines Travel Guide, Philippines Kindle, Philippines Travel, Expatriates...
by Gary McMurrain
Rating: 4.2/5 by 17 reviews
Link: http://www.amazon.com/dp/B00CF5B64M

75. What God Desires
by Wendell E. Mettey
Rating: 4.1/5 by 17 reviews
Link: http://www.amazon.com/dp/B009EG6OVU

76. Creative Cupcake Ideas: Gourmet Cupcakes to Die For
by Dennis Weaver
Rating: 3.5/5 by 17 reviews
Link: http://www.amazon.com/dp/B00ICSA20A

77. 10 Minute Money Makers: How to Easily Double Your Profits in Just 10 Minutes a Day
by Jeanna Gabellini
Rating: 5/5 by 16 reviews
Link: http://www.amazon.com/dp/B00JRDA52O

78. Apple for President! (The Presidential Essays)
by William Keiper
Rating: 4.8/5 by 16 reviews
Link: http://www.amazon.com/dp/B00880ENYS

79. Popcorn Handbook: Recipes, Techniques and Tips for Great Candy Popcorn
by Dennis Weaver
Rating: 4.4/5 by 16 reviews
Link: http://www.amazon.com/dp/B00ICSFB0Q

80. The Egg and I: How to Make Incredible Omelets and Frittatas
by Dennis Weaver
Rating: 4.3/5 by 16 reviews
Link: http://www.amazon.com/dp/B00ICSFDKE

81. A Guide to Gardening and Growing Best Herbs Anywhere
by Kelly T Hudson
Rating: 3.8/5 by 16 reviews
Link: http://www.amazon.com/dp/B00BVQDBKI

82. How to Dump Your Wife: For the Good Man Trapped in a Bad Marriage | Howard Stern says: "You've got to read this...
by Lee Covington
Rating: 3.7/5 by 16 reviews
Link: http://www.amazon.com/dp/B00AVZTUOG

83. DASH Diet: A Guide for Beginners - Follow the Most Effective Diet for Lowering Your Blood Pressure and Losing...
by Jennifer Kimberly
Rating: 4.9/5 by 15 reviews
Link: http://www.amazon.com/dp/B00JQN6SGC

84. Matter of Trust
by Jeff Erno
Rating: 4.8/5 by 15 reviews
Link: http://www.amazon.com/dp/B00IEQPSGS

85. Free My Heart of Grief to Love
by Sandra Moore Bernsen
Rating: 4.6/5 by 15 reviews
Link: http://www.amazon.com/dp/B006843TWI

86. How To Build a Website With WordPress...Fast! (3rd Edition - Read2Learn Guides)
by Kent Mauresmo
Rating: 4.5/5 by 15 reviews
Link: http://www.amazon.com/dp/B00GEKWLO8

87. The Perfect Pie: A Handbook for Pie Lovers
by Dennis Weaver
Rating: 4.9/5 by 14 reviews
Link: http://www.amazon.com/dp/B00ICSFA3E

88. Emotional Intelligence - The Ultimate Guide To Develop Your Emotional Intelligence And Improve Your Communication...
by Patrick Cogen
Rating: 4.6/5 by 14 reviews
Link: http://www.amazon.com/dp/B00JMBYDSI

89. End of the Road (The Rozzers)
by Diem Burden
Rating: 4.6/5 by 14 reviews
Link: http://www.amazon.com/dp/B0080ZWWFS

90. How to Grow Organic Vegetables: Your Guide To Growing Vegetables in Your Organic Garden
by Kelly T Hudson
Rating: 4.1/5 by 14 reviews
Link: http://www.amazon.com/dp/B00D3COZOO

91. Gems from Warren Buffett - Wit and Wisdom from 34 Years of Letters to Shareholders
by Mark Gavagan
Rating: 3.9/5 by 14 reviews
Link: http://www.amazon.com/dp/B008G6S37M

92. 17 Flower Craft Ideas: How to Make Paper Flowers, Easy Fabric Flowers and More
by Prime Publishing
Rating: 3/5 by 14 reviews
Link: http://www.amazon.com/dp/B00IPN4E6K

93. It's Paleo Not Rocket Science - Simple, Quick, Easy and Delicious Paleo Recipes For Busy People
by Madison Grace
Rating: 4.7/5 by 12 reviews
Link: http://www.amazon.com/dp/B00HL83YE8

94. Cobbler - The Ultimate Recipe Guide
by Jennifer Hastings
Rating: 4.7/5 by 12 reviews
Link: http://www.amazon.com/dp/B00BLTUYS2

95. SOAP: How to Make Natural Handmade Soap. (A Home Life Book)
by Melinda Rolf
Rating: 4.7/5 by 12 reviews
Link: http://www.amazon.com/dp/B00HCQUK32

96. Never Let You Go
by Sabrina Devonshire
Rating: 4/5 by 12 reviews
Link: http://www.amazon.com/dp/B00I9N7Y4U

97. 47 Ronin: The Legend Reborn
by NBCUniversal
Rating: 4/5 by 12 reviews
Link: http://www.amazon.com/dp/B00HX2J2UC

98. Matcha Green Tea Melt & Pour Soap Recipe
by Lisa Maliga
Rating: 3.8/5 by 12 reviews
Link: http://www.amazon.com/dp/B00I9KZHYC

99. Email Etiquette: Netiquette for the Information Age
by David Tuffley
Rating: 3.4/5 by 12 reviews
Link: http://www.amazon.com/dp/B0057CTXGS

100. The Top Mistakes Youth Hockey Parents Make At The End Of The Season Through Spring
by Brandon Convery
Rating: 5/5 by 11 reviews
Link: http://www.amazon.com/dp/B00JRNPMQS

All the books are checked to be free at the time of posting.
Please double-check the price before you buy.

Totally Free Deals
Sugoi Women's Evolution Sleeveless Jersey $29.99 @ performance bike
Added on : Friday April 25th 2014 06:00:05 AM
g: 0 Posted By: tedhawkins
Views: 128 Replies: 0 Sugoi Women's Evolution Sleeveless Jersey $29.99 @ performance bike

http://www.performancebike.com/webapp/wcs/stores/servlet/Product...

Sugoi Women's Evolution Sleeveless Jersey
The advanced fabrics in this women's cycling jersey let you ride a little longer, train a little harder and give the heat your best fight. FinoLite fabric enhances cooling airflow, manages moisture and eliminates odors, while the Vector Stretch panels with Zone Construction add ventilation in all the right places.

FinoLite fabric provides rapid moisture transfer, enhances breathability, and eliminates odor-causing bacteria
Vector Stretch panels with Zone Construction create a cooling environment between your skin and the fabric
10" invisible zipper provides generous ventilation
Engineered collar with shaped back neck enhances mobility
Smart Seams are offset to increase movement, reduce abrasion and enhance athletic shaping
Gripper elastic hem in back keeps this jersey perfectly in place
3 back pockets are slanted at the sides for easy access
Clothing Deals

Performance Bicycle Coupons
g: 0 Posted By: tedhawkins
Views: 225 Replies: 0 Guns - SAFE-DRAW Passive Safety 12 Uppers and 1 Lower Kit for Glock $9.95 + $2 Flat shipping

http://www.gearhog.com/?did=67746

Deal Overview
Package contains 12 one-time use uppers and 1 lower.

Give yourself assurance that handling your firearm won't turn into a tragedy. The SAFE-DRAW Passive Safety is a shooter's aid to help prevent accidental discharge, especially in high-stress situations. SAFE DRAW Passive Safety easily clips to the trigger guard and can be removed and remounted until shot through. The Passive Safety will not fall off the gun during rapid fire and while carrying.

The device makes your Glock safer by increasing first shot trigger pull. The passive safety adds 6 lb to the trigger pull of your first shot. Starting with a 5.5 lb trigger, it increases the first shot pull to 11.5 lb with short take-up and can be accurately shot through. Trigger pull automatically decreases to factory weight after the first shot.

Works with all Glock models except 36 & 42.
Guns & Ammo Deals
g: 1 Posted By: tedhawkins
Views: 131 Replies: 0 Vortex Crossfire II 4-12x44 Matte Black Riflescope + Rings + Lens Pen $159.99 (50% Off) FS

http://www.gearhog.com/

Deal Overview
Clearer. Tougher. Brighter. Our popular Crossfire riflescopes are completely redesigned and built to exceed the performance standards of similarly-priced riflescopes. Longer eye relief, a fast-focus eyepiece, fully multi-coated lenses and improved, resettable MOA turrets ensure optimal performance in the field. The hard anodized one-piece aircraft-grade aluminum tube is nitrogen purged and o-ring sealed for a lifetime of waterproof/fogproof performance. The Crossfires deliver -- and then some.

Optical Features:
Fully Multi-Coated Lenses - Increase light transmission with multiple anti-reflective coatings on all air-to-glass surfaces.

* One-Inch Tube - Standard tube diameter for most American riflescopes.
* One-Piece Tube - Maximizes alignment for improved accuracy and optimum visual performance as well as strength and waterproofness.
* Aircraft-Grade Aluminum - Premium grade of aluminum, valued for fatigue resistance.
Capped Turrets - Is less susceptible to accidental impact damage.
* Adjustable Objective - Uses an adjustment mechanism on the objective lens to fine-tune focus for the purpose of reducing parallax shooting error.
* Reset Turrets - Allow re-indexing of the turret housing to zero after sighting in the riflescope--generally requires use of a coin or wrench.
* Waterproof - o-ring seals prevent moisture, dust, and debris from getting inside the tube for reliable performance in all environments.
* Fogproof - Filled with nitrogen gas to inhibit internal fogging.
Shockproof - Lenses are locked in place, fore and aft, with machined locking rings to remain in perfect alignment and withstand recoil and impact.
* Hard Anodized Finish - Hard-coat anodization is durable; the low-glare matte helps camouflage the shooter's position.
Gearhog Deals
Marmot Fusion Jacket - Women's $53.73 FS @ rei
Added on : Wednesday April 23rd 2014 10:00:03 PM
g: 0 Posted By: tedhawkins
Views: 41 Replies: 0 Marmot Fusion Jacket - Women's $53.73 FS @ REI

http://www.rei.com/outlet/deal-of-the-day

With windproof soft-shell fabric and an athletic fit, the women's Marmot Fusion Jacket reminds you it's possible to be comfortable while training in wet and windy weather.

Body and sleeves are stretchy windproof and water-resistant soft-shell fabric with a moisture-wicking backing to keep you comfortable during exercise
Zippered hand pockets; internal zippered chest pocket with headphone port
Drawcord hem and elasticized cuffs seal in warmth
Thumbholes extend cuffs to keep wrists warm
The women's Marmot Fusion Jacket features reflective highlights to increase visibility
Angel-Wing Movement sleeves allow unrestricted range of motion
Clothing Deals

REI Coupons
g: -2 Posted By: drobis
Views: 150 Replies: 1 http://www.sears.com/craftsman-premium-tune-up-kit-for-lawn-mowe...

Regular price $24.99


Description Item # 07133375000P Model # 33375
The Craftsman Premium Tune Up Kit for Lawn Mowers with Eager-1 or most Tecumseh engines is an upgraded alternative that delivers enhanced performance for the do it yourselfer that conducts periodic engine maintenance. Features 18 oz. synthetic blend oil for longer intervals between oil changes and provides improved engine lubrication. E3.10 spark plug for increased power, better fuel economy and reduced carbon deposits in the engine. Also includes 2.5 oz. fuel stabilizer and replacement air filter.

Click here for online brochure
Upgraded tune up kit that provides enhanced engine performance
Features 18 oz. synthetic blend oil for improved engine lubrication
E3.10 spark plug for increased power, better fuel economy and reduced carbon deposits in engine
Also includes 2.5 oz. fuel stabilizer and replacement air filter
Tools & Automotive Deals

Sears Coupons
g: 5 Posted By: remick
Views: 852 Replies: 2 http://www.amazon.com/dp/B00JMGEFPY

4.9 out of 5 stars (29 customer reviews)

Do You Want to Save Money, Improve Time Management, Produce Great Work, and Increase Your Productivity?

Then you've come to the right place. In this book you will learn:

Ways to Save Money


Learn money saving lifehacks like how to get VIP treatment at your favorite businesses, never pay ATM fees again, get Amazon Prime for 1/5 of the cost, save 100's of dollars a year on your favorite services and more!

If you follow the tips in this section on How to Save Money you'll earn back the price of this book 10x over within the first month!

Time Management Lifehacks


Learn how to crush common time wasters like unnecessary meetings, repeatedly answering the same questions, spending too much time on email, dealing with slow customer service, and weeding out "time takers" from you life.

Ways to Improve Your Work


Improve the quality of your work with the proven techniques and the latest productivity tools on the web. In this lifehacks guide you'll get information on specific tools that improve your relationships, help you build your network, improve your focus, and spend more time on things that are important so that you can produce great work!

How to Increase Your Productivity


It's very easy to spend a lot of time on things that don't matter. This lifehacks guide will show you how to condense those activities (like email) and focus more on the tasks that actually matter so you can be more productive than ever.

Travel Hacking Strategies


Learn how to find the best credit cards for travel points, avoid fees on things like hotel cancellations, and access all your flight information on the go. Using the tips from this book I've traveled for free around the world and managed to avoid some of the most common travel headaches.

Hacking Email Management


The average person spends 27% of their work week on email management. This is crazy! You'll learn specific strategies on this book on how to massively reduce the time it takes to manage your email like batch processing, how to reduce email volume, and tactics to declutter your inbox. Multiple email hacking tools are mentioned in this section that will massively improve your email etiquette and processing time.

Eating and Drinking Lifehacks


Get proven strategies on how to limit binge-eating, stop late night snacking, and cut back on the coffee overload! You'll even learn some lifehacks for my favorite fast casual restaurant...Chipotle!

Lifehacking In Your Everyday Travels


Optimize life's daily headaches by learning how you can leave your wallet at home, never forget your coat check number, access your favorite reading material even when you don't have cell service, and much more!

Miscellaneous Lifehacks


This book contains a bunch of lifehacks that didn't necessarily fit into one bucket, but are too good not to include!

You'll learn strategies to stay motivated, sleep better, hack Chipotle, get cash for crummy gift cards, and how to write things like a book...even if you're not a good writer!
Totally Free Deals
g: 0 Posted By: remick
Views: 152 Replies: 0 http://www.amazon.com/dp/B00JMGEFPY

4.9 out of 5 stars (29 customer reviews)

Do You Want to Save Money, Improve Time Management, Produce Great Work, and Increase Your Productivity?

Then you've come to the right place. In this book you will learn:

Ways to Save Money


Learn money saving lifehacks like how to get VIP treatment at your favorite businesses, never pay ATM fees again, get Amazon Prime for 1/5 of the cost, save 100's of dollars a year on your favorite services and more!

If you follow the tips in this section on How to Save Money you'll earn back the price of this book 10x over within the first month!

Time Management Lifehacks


Learn how to crush common time wasters like unnecessary meetings, repeatedly answering the same questions, spending too much time on email, dealing with slow customer service, and weeding out "time takers" from you life.

Ways to Improve Your Work


Improve the quality of your work with the proven techniques and the latest productivity tools on the web. In this lifehacks guide you'll get information on specific tools that improve your relationships, help you build your network, improve your focus, and spend more time on things that are important so that you can produce great work!

How to Increase Your Productivity


It's very easy to spend a lot of time on things that don't matter. This lifehacks guide will show you how to condense those activities (like email) and focus more on the tasks that actually matter so you can be more productive than ever.

Travel Hacking Strategies


Learn how to find the best credit cards for travel points, avoid fees on things like hotel cancellations, and access all your flight information on the go. Using the tips from this book I've traveled for free around the world and managed to avoid some of the most common travel headaches.

Hacking Email Management


The average person spends 27% of their work week on email management. This is crazy! You'll learn specific strategies on this book on how to massively reduce the time it takes to manage your email like batch processing, how to reduce email volume, and tactics to declutter your inbox. Multiple email hacking tools are mentioned in this section that will massively improve your email etiquette and processing time.

Eating and Drinking Lifehacks


Get proven strategies on how to limit binge-eating, stop late night snacking, and cut back on the coffee overload! You'll even learn some lifehacks for my favorite fast casual restaurant...Chipotle!

Lifehacking In Your Everyday Travels


Optimize life's daily headaches by learning how you can leave your wallet at home, never forget your coat check number, access your favorite reading material even when you don't have cell service, and much more!

Miscellaneous Lifehacks


This book contains a bunch of lifehacks that didn't necessarily fit into one bucket, but are too good not to include!

You'll learn strategies to stay motivated, sleep better, hack Chipotle, get cash for crummy gift cards, and how to write things like a book...even if you're not a good writer!
Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 103 Replies: 0 40V Cordless Lithium-Ion 3-in-1 Lawn Mower Kit - 25292
3-in-1 mowing capabilities including mulching, rear collection and side discharge
Powerful 40V motor provides tough cutting and mulching power
19 in. wide cutting path offers a great balance of maneuverability and cutting capacity for mid-sized lawns
Rugged stamped steel cutting deck provides added durability and longevity
Adjustable cutting height with 7 various positions from 1.5 in. up to 3.75 in.
Cam lock handle for easy folding and unit storage
40V Cordless Lithium-Ion 24 in. Rotating Hedge Trimmer (Bare Tool) - 22352N
Robust 24 in. dual action steel blade for optimal performance
Innovative 180 degree rotating rear handle to provide easy trimming at multiple angles with wrap around auxiliary handle for user comfort
Cushioned and over-molded grips increase operator comfort
Lightweight and well balanced for easier use and enhanced comfort

www.ebay.com/itm/331140579179
Home & Garden Deals

eBay Coupons
g: 0 Posted By: ctgolfer
Views: 187 Replies: 0 From our expanded online assortment; not available in all Best Buy stores
Soundbar
Features two 7/8" soft dome tweeters and two 3" IMG midbass drivers for highly detailed, high-output sound. Drivers aligned in the Energy Convergent Source Module to increase sound clarity and listening area.
8" subwoofer
Produces strong bass. The 2.4GHz wireless technology offers flexible placement options.
200 watts peak power handling
For robust and controlled audio that is crisp and clear.
2-way speaker system
Sounds like 1 source rather than several separate sources.
1 optical input
Plus a 2-channel analog input offer easy connections to a TV. Plug-and-play design ensures simple installation.
Rubber feet
For simple placement on a shelf or stand. The easy-to-use template ensures simple wall mounting.
50Hz - 20KHz 3dB frequency response
For accurate sound reproduction.

www.bestbuy.com/site/energy-energy-power-bar-2-way-soundbar-syst...
Home Theater & Audio Deals

Best Buy Coupons
Free Book on 63 Lifehacks - Save Money, Improve Productivity, etc
Added on : Monday April 21st 2014 11:00:06 AM
g: 1 Posted By: Scottbrit
Views: 192 Replies: 0 Hack your life with this Amazon freebie:

Lifehacks: 63 WaysSave Money, Improve Time Management, Produce Great Work, and Increase Your Productivity

Available for a limited time so get it now!
Books & Magazines Deals
g: 1 Posted By: ctgolfer
Views: 173 Replies: 0 FEATURES
12V Cordless M12 Lithium-Ion 3/8-in Drill Driver - 2410-20
2-speed (0 to 1,500 and 0 to 400) all-metal gear box provides up to 35% faster drill and fastening, as well as Milwaukee durability
Powerful motor delivers 250 in-lbs. of torque on low speed or 150 in-lbs. of torque on high speed
3/8-in single sleeve ratcheting metal chuck for increased bit retention and durability
Lightweight and compact at only 2.5 lbs. and 7-3/8-in
Integrated LED and fuel gauge for increased productivity and decreased frustration
12V Cordless M12 Lithium-Ion Radio - 2590-20
Exclusive digital processor delivers the highest reception and digital signal clarity
Premium weatherproof speakers deliver a high quality sound
Weather sealed MP3 compartment protects any small device from rough situations
Shock absorbing ABS polymer housing gives a safe protection against weather and abusive job site conditions
Ultraslim size for use in any work environment or job site
Capable of running on Milwaukee's M12 Lithium-Ion batteries or the included AC adapter

www.ebay.com/itm/330928108889
Tools Deals

eBay Coupons
g: 0 Posted By: tedhawkins
Views: 186 Replies: 0 Stanton SCS3 System Mixer Player Pack w Virt DJ LEItem $99.99 + Free shipping

http://www.pssl.com/Sale/Stanton/Computer-DJ/Stanton-SCS3-System...

http://www.amazon.com/Stanton-SC-System-DJ-Control/dp/B002TP500E

Stanton SCS3 System Mixer Player Pack with Virtual DJ LE

SC SYSTEM 3 ... the most innovative, completely mobile MIDI control solution available.
Featuring two completely touch-sensitive control surfaces, the SCS.3d and the SCS.3m, this system brings you intuitive, completely customizable software control without sacrificing any of the features of your traditional DJ rig.

Unparalleled Plug and Play MIDI control rig
Built-in powered USB hub and magnetic connecting system
A scalable interface with unmatched portability
StanTouch offers easy scratching, scrubbing and navigating of digital audio Control samples, pitch, effects, cue and loop points, and other mapable functions
Multiple finger touches can prompt quick kills on EQ's or transform effects
The SC SYSTEM 3 consists of two decks (SCS.3ds) and a mixer (SCS.3m) that have many of the same controls as a traditional two turntable and mixer setup, however they are way more powerful and advanced. At a fraction of the size and weight of a traditional setup and with minimal moving parts, the SC SYSTEM 3 is a great solution no matter if you are a seasoned veteran or a beginner DJ.

The SC SYSTEM 3 Controllers
The SCS.3 controllers can all be used separately, or together to give you an unparalleled MIDI control rig that allows you to plug and play anywhere in the world within minutes. With a built-in powered USB hub and magnetic connecting system, the SC SYSTEM 3 controllers can be easily connected to each other for a high tech version of a full traditional DJ setup... without the weight, size and connectivity issues.

4 Deck Control
The SCS.3m features two channel strips for control of two channels of a software mixer at any one time. However, each channel strip can be switched to control an additional two channels for a total of four channels of control with the 3m, providing a scalable interface while remaining portable at the same time. When switching between decks the 3m will remember which control mode each deck was on (FX or EQ) and will automatically update the sliders to that channel's last settings.

See Me, Feel Me
The SCS.3d's layout and portability provide DJs with an unmatched level of performance and control. The StanTouch interface can be used for scratching, scrubbing, and navigating through digital audio. The tactile buttons, triggers, and virtual faders can also control samples, pitch, effects, cue and loop points, and other mapable functions. Multiple finger touches can even prompt quick kills on EQ's or transform effects on volume.

USB Hub
The built in powered 4-port USB hub can be used to connect additional SCS.3 products to the SCS.3m allowing a single USB cable to be connected to the computer. With 2 ports on the rear of the unit it's possible to connect devices very quickly for fast setups in mobile environments. 2 additional ports on the inside of the back panel of the SCS.3m allow cables to be routed from additional 3 series controllers or storage devices such as flash drives. With a power connection the USB hub ensures that devices receive enough power for complete stability in any performance environment.

Hook Me Up
Magnect connection system allows multiple SC SYSTEM 3 units to securely snap together, creating a larger control surface with increased performance options. And built in wire management means that there won't be a mess of cables to deal with.



Techincal Specifications

USB Specifications USB 1.1 and 2.0 class compliant MIDI controller USB bus-powered*

Power Specifications 12V DC / 1500mA

System Requirements: Mac: Power PC G5 or multicore Intel processor Mac OS X (v10.4 or later)

Windows: PC running Windows XP or Vista >


Electronics Deals
Black & Decker BDCS40G 4-Volt Max Gyro Screwdriver $15.99 @ Woot
Added on : Friday April 18th 2014 08:00:10 PM
g: 0 Posted By: ctgolfer
Views: 153 Replies: 1 shipping adds $5

Gyroscopic technology for increased control with variable speed and forward/reverse
Lithium battery technology stays charged and ready for up to 18 months
LED work light illuminates work area
Lightweight and easy to use
4V MAX Lithium-ion rechargeable battery
Charging slot conveniently placed on bottom of handle out of the way
Ability to operate at 180 revolutions per minute
Applies 35 inches per pound in torque
Ability to fluidly change from clockwise to counter-clockwise, or vice versa
Comes with 2 standard screwdriving bits, but has ability to accept many others
Small design makes it ideal for use in tight or cramped spaces

http://tools.woot.com/offers/black-decker-4-volt-max-gyro-screwd...
Tools Deals

woot! Coupons
Vittoria Rubino Pro III OE Road Tire $24.99 Performance bike
Added on : Friday April 18th 2014 07:00:07 PM
g: 0 Posted By: tedhawkins
Views: 52 Replies: 1 Vittoria Rubino Pro III OE Road Tire $24.99 Performance bike

http://www.performancebike.com/webapp/wcs/stores/servlet/ProductDisplay?catalogId=10551&langId=-1&productId=1158007&storeId=10052

Now in its 3rd generation, the Vittoria Rubino Pro III OE Road Tire just keeps getting better. Its 150 TPI casing delivers an incredibly supple, smooth rolling ride that's noticeably improved over the 120 TPI casing. Prism Vector tread design increases grip in the corners and Kevlar Endura 3D tread compound provides longer tread life, plus improved traction in wet conditions. Puncture protection guards against flats while maintaining fast rolling performance. The Rubino Pro III has the perfect blend of durability, comfort and security for all-around riding.

Ideal mix of features makes it the perfect all-rounder
Prism Vector tread design for enhanced grip when cornering
High-mileage, Kevlar Endura 3D tread compound for long service life and improved traction in wet conditions
PBR puncture protection resists damage from road hazards
150 TPI nylon casing is highly supple and easy rolling
Secure and comfortable
OE packaging
Bicycle Deals

Performance Bicycle Coupons
Help with budget
Added on : Friday April 18th 2014 10:00:08 AM
g: 0 Posted By: elektroshok
Views: 213 Replies: 2 Hello -

Once again, new to the forums but am already getting great info from perusing.

I'll be starting residency in July (one year somewhere then 5 somewhere else) and really want to start off right with the budgeting and saving.

Student loans as follows:
160k unsub at 6.8
17k sub at 6.8
13k private at 7.9

I plan, during residency, to do income based repayment which puts my monthly loan payments (on the govt loans) at 350/mo going up to about 440/mo at the end of residency.

My plan for the first year is as follows:
3188/mo post tax
Per month:
-100 utilities
-700 rent
-460 roth
-500 (for jul-nov to get $2500 tax deduction on loans)
-500 for private loan

This will leave me (on average since I'm paying the 2500 in the first five months) ~$1200/mo for spending/saving/other.

Trying to be realistic and still be able to have fun, I think all in all I could probably spend 5-700 per month on food/fun. I had planned to just save the rest in a savings or no fee mutual fund or something.

For the next 4 years I'll be in a different city with higher rent (since I think I have been convinced to rent instead of buy by everyone here).
This program will have 403b starting right away, after 1 year they match 1:1 up to 6% and after four years there I would be vested 60% of their contributions.
Also, those four years there will be increased income beyond what I have budgeted below from moonlighting but it wont be consistent so I did not include it in the budget yet

My plan here is as follows (My income will go up around 3k per year for these four years - this is just the first year for this example):
3526/mo post tax
Per month:
-1000 rent
-100 utilities
-500 loans (IBR payment and difference directly to principal)
-460 roth
-465 401k (10%)
-~150 (in lieu of SS tax)

This leaves me with about 800 or so a month for spending/saving. My plan was to use what I could to finish paying of the private loan until that is gone.

As far as any extra money from moonlighting - my initial plan was to just dump all this into principal of the loan. Does that seem like a good idea?
I know there is the 10 year public loan forgiveness thing, for which I'm going to do the paperwork every year for but my plan is to not work at a public institution after I'm finished which is why I'm going to try to pay a little more each month to principal beyond the IBR payments I need to make.

Any thoughts/changes/comments are much appreciated as I really want to start off on the right foot and not be even more behind than I am now with regards to savings and retirement.

Thanks



Personal Finance Deals
CARDCASH BEWARE after 45 days policy
Added on : Thursday April 17th 2014 04:00:16 AM
g: -1 Posted By: judesarah
Views: 15 Replies: 0 business with Cardcash for over half year. within 45 days refund policy. its ok service,like other reviews you have to follow up refund. probably service cant catch up business grow up. my issue here was-- after 45 days. the card I used them was been rejected by store cus original card owner dispute to store or bank to get money back. I treat as scam fraud. I m personnel suggest and appreciat cardpool or giftcardresuce are always willing to help to try get my money back cus they have all doc from original card owner. so any one be aware, its alwasy risky to buy used gift card if someone buy card from store, then sell to cardcash , then they go back to dispute from store or bank. u will be losser if buy from cardcash after 45 days. and also beware they may duplicate send u gift card, my case was I got physica card already but not all. somehow they mess order, when they re-mail rest of card. it include "PRINT PAPER CARD" with card number & pin. I told them this would be problem if they double sell & increase their logistics fee. I sincerely hope they can improve their business, eventually still benefit us cus discount is always welcome
Discussion Deals
New Employer Retirement Plan - Quit and Rehire?
Added on : Wednesday April 16th 2014 12:00:05 PM
g: 0 Posted By: qualation
Views: 211 Replies: 7 Long time lurker, I'm 28 year old Male, $42k W2 with 5 years at company vested in pension. Currently get 23 days of PTO a year and have 9 weeks in the bank and max out at 9.5 weeks. Employer currently pays out 100% of PTO upon termination of employment, but almost definitely will change in next 6 months as outside consulting group works with company to save money. Through FWF techniques I'm hoping to retire at 35. I'm currently maxing 403B. Employer has been giving 1-2% raise annually. Don't believe I can be promoted any higher.

Employer recently change retirement plan. They made a Track A and Track B with everyone not vested in pension going to track B. I'm in Track A and don't have option to switch nor would I want to at this point. I know this sounds crazy, but I think I'm actually better of getting on the new employee track.

Track A
No 401A contribution or employer match
Pension: Monthly benefit decided by the greater of 1. $40/year up to 10 year or 2. 1%x last 7 year Average Annual Pay x Years of Service /12
Vested in Pension at 5 Years
Rehires join track B

Track B
401A contribution of the greater of 1. 3% of Annual Salary or 2. $1800
401A vested 100% after 3 years
Pension: Monthly benefit decided by the greater of 1. $20/year up to 10 year or 2. .5%x last 7 year Average Annual Pay x Years of Service /12
Vested in Pension at 5 Years

Up until the end of last year there was .5% match on 403b contributions up to 3% that has been cut for everyone.
Pension Plan before:Monthly benefit decided by the greater of 1. $30/year up to 10 year or 2. 1%x last 5 year Average Annual Pay x Years of Service /12

To get full pension you must wait till 65 and partial pension available at 55.

According to my math I'm better off on paper quitting and getting rehired on the new track if I work at company for at least 3 more years after that. I'm trying to come up with all the pros and cons of each. I worked part time for the 3 years so I'm definitely getting minimum benefit for next 5 years. I conservatively have at least 3 years savings and assuming I still have tenants could go closer to a decade without working.
Pros:
1. Current Pension locked in at $200/month and not subject to future pension changes
2. Cash out PTO at 100% ($7500ish approx.)
3. Don't have to worry about maxing PTO
4. Collect $1800 in 401A that can grow over next 37 years and hopefully be greater than $20/month annuity
5. New pension continues to increase every year, If I don't quit Year 11 will probably still be min. benefit and year 12 will be in the $430-450
6. If die after 3 years heirs get 401A money.

Cons:
1. Not vested in new pension for 5 years
2. Not vested with 401a money for 3 years
3. Lose 5 days of PTO a year for next 10 years
4. Will have 0 PTO for 2 weeks
5. May not get rehired
6. May get rehired at lower rate

I'm good at math and tried to assume I lived till 90 and used 25 Year annuity cost for the $20/month difference, but not exactly sure how much new plan would really save me assuming I only work 7 more years there and if it's really worth the risk. I'm hoping there's an actuary that can provide me some insight on life expectancy and other variables I may have missed.

Thanks for the help I've enjoyed reading this forum the past couple years.
Personal Finance Deals
g: 0 Posted By: tedhawkins
Views: 159 Replies: 0 2 pack of Ruger 22/45 Plus1 PRO Magazine Bumpers by TANDEMKROSS $18.48 Shipped

http://www.gearhog.com/

Deal Overview
Increase your magazine size by 1
Better magazine seating
Optional Spring Assist for stubborn mags

Made of nearly indestructible Zytel, these finely made magazine bumpers are designed to enable your factory magazines to load one extra round. Even more importantly to most shooters, they also help with seating magazines securely into the pistol frame by providing extra material to "bump" them into a locked state. Included with every bumper is an optional-to-install Spring Assist for even faster magazine ejection and assured magazine drop when the mag release is pressed. From competition shooters to casual backyard plinkers, everyone can benefit with these simple to install upgrades. Don't load less ammo, load more with the TANDEMKROSS Plus1 PRO magazine bumpers!

These work on both the Ruger Mark II and Mark III 22/45 Magazines.

Don't forget, all TANDEMKROSS products are Made in the USA and come with a LIFETIME guarantee!

NOTE: Buyers from Massachusetts, California, Connecticut, Hawaii, Maryland or New York will be shipped extended 10 round magazine bumpers that do not increase the magazine capacity to 11 rounds.


Guns & Ammo Deals
g: 1 Posted By: ctgolfer
Views: 170 Replies: 0 When the on-screen action is intense, nothing makes you feel more connected to your game than the feel of a good controller in your hands. With intuitive properties, precision-based controls, dynamic feedback and more, the DUALSHOCK 3 controller becomes an extension of your brain, turning your every move into an accurate performance in the game. As an experienced gamer, you know that one little move can mean the difference between victory and defeat, and that becoming immersed in the game can exponentially increase your skill level. The DUALSHOCK 3 controller is designed to help you do just that.


www.bestbuy.com/site/sony-dualshock-3-wireless-controller-for-pl...
Sony Deals

Best Buy Coupons
Republic Wireless - No contract Moto G 149$ + Refer a friend is back!
Added on : Tuesday April 15th 2014 09:00:03 AM
g: 5 Posted By: Drouo
Views: 1067 Replies: 14 Republic Wireless just announced they have revived the refer-a-friend (and increased the reward) to 40$ (20 for you, 20 for the referrer). This is a hot deal for me because I have been waiting for this to come back and will be signing up with a new account on the 17th.

Additionally, Republic Wireless recently announced the Moto G is available for purchase on 4.17.14... this is also a hot deal because I'll be saving about 60$ a month by getting rid of verizon and picking up the 10$ plan at RW. 10$ plan = unlimited voice, unlimited text and no cell data (so no scanning fatwallet while im shopping in Target).


If you pay 50, 80, 100+ dollars per phone, you might want to check your options! With this new plan, I'll be able to drop 1 phone off my verizon plan and lower my minutes, saving about 720$ a year.

community comment thread: https://community.republicwireless.com/blogs/republic/2014/04/14/referrals-are-back-at-republic

Cell Phones Deals
g: 0 Posted By: vquasarv
Views: 150 Replies: 2 Found in my email, probably targeted, but thought I would share. Offer gave a specific dollar figure increase ($1,000.00) and stated that any amount above that needed to be called in and would require a hard pull.

Email:
"Dear [FW user], As one of our best customers, were offering you a fast and hassle-free way
to increase the credit line* on your Chase Freedom credit card. Here's how easy it is to request your credit line increase:

1. Log in to our secure website by April 22, 2014 2.Enter your annual income 3.Get an instant decision

Its really that simple. Theres no hassle or credit report check!"



Credit Deals
g: 1 Posted By: remick
Views: 171 Replies: 0 http://www.amazon.com/gp/product/B0081KRP8Q

4.5 out of 5 stars (31 customer reviews)

Former mortgage brokers James L. Paris and Robert G. Yetman, Jr. detail exactly how credit scores are calculated and how a consumer can quickly raise their score. Check out our YouTube video which gives an overview of what is in the book -

The book is based on years of working with individual clients with credit situations as difficult as recent bankruptcies, foreclosures, and even IRS tax liens. Includes letters that can be used to dispute inaccurate information from a credit bureau report. Step by step information on what you need to do if you are currently attempting to get approved for a credit card, auto loan, or mortgage. Includes sources of no qualifying credit accounts that can be used to rebuild credit.



Why You Are Dead Broke! Make Money Your Best Friend and Get Out of Debt FOREVER!
http://www.amazon.com/Dead-Broke-Money-Friend-FOREVER-ebook/dp/B...

4.5 out of 5 stars (6 customer reviews)

Getting into debt is the seems like the easiest thing to do today. Jeremy Jacobson's book is about preventing and getting out of debt forever. In this book you will learn and find out:
-The different types of money disorders
-Which money disorder you have and how to fix it
-The intelligent way to spend
-How to pay off your credit card debt fast
-How to pay off your car loan fast
-Know and understand why you are throwing good money after bad
-The only sure fire way to make money your best friend
Clear. Concise. Straight forward. Why You Are Dead Broke is a must read for anyone with financial pressures and looking to brighten their financial future.



Find Money Every Day
http://www.amazon.com/Find-Money-Every-Essence-Series-ebook/dp/B...

4.7 out of 5 stars (17 customer reviews)

Can you really find money every day? Yes! There are three ways.
1. Increase your income.
2. Decrease your expenses.
3. Manifest it.
Oh, good. Youre still here. Sometimes, I say, manifest it to people and their reaction is to roll their eyes, cover their ears, and sing la, la, la. (Actually, no one has sang la, la, la yet.)
The first time I tried to manifest it I found money every day for 46 days in a row even though I only used the techniques for 30 days. Usually, I found dimes, quarters, ones, and twenties. However, on day 34, I found $213.34.
You can learn how to do this. In fact, if you your mind to these ideas, youll start finding money immediately.
Here is something interesting. I can read minds (maybe). When I mentioned manifesting money, did you think, Yeah, yeah, yeah, if I dont spend a dollar, its like making a dollar? Thats true but it isnt manifesting. As youll see when you read my story, it is possible to make money appear. It is not magic.
In this book, you learn some obvious things that you should know, some not very obvious things that you probably dont know, and some things that just arent obvious so you probably dont know them. Whew, thats a mouthful!
You are a sensible, reasonable person. You know money doesnt grow on trees. Its just made out of trees. You also know that money doesnt just appear out of nowhere. Or, does it? Let me tell you my story.
Totally Free Deals
Republic Wireless - Moto G 149$ + Refer a friend is back!
Added on : Tuesday April 15th 2014 03:00:01 AM
g: 0 Posted By: Drouo
Views: 59 Replies: 1 Republic Wireless just announced they have revived the refer-a-friend (and increased the reward) to 40$ (20 for you, 20 for the referrer). This is a hot deal for me because I have been waiting for this to come back and will be signing up with a new account on the 17th.

Additionally, Republic Wireless recently announced the Moto G is available for purchase on 4.17.14... this is also a hot deal because I'll be saving about 60$ a month by getting rid of verizon and picking up the 10$ plan at RW. 10$ plan = unlimited voice, unlimited text and no cell data (so no scanning fatwallet while im shopping in Target).


If you pay 50, 80, 100+ dollars per phone, you might want to check your options! With this new plan, I'll be able to drop 1 phone off my verizon plan and lower my minutes, saving about 720$ a year.

community comment thread: https://community.republicwireless.com/blogs/republic/2014/04/14...

Cell Phones Deals
g: 0 Posted By: remick
Views: 80 Replies: 0 http://www.amazon.com/gp/product/B00I7UEY3E

4.8 out of 5 stars (5 customer reviews)

There are many of games you could play, but you have chosen to play golf. Golf is a game of skill, patience, and perseverance. Hitting a perfect score like a pro can happen, but you need to know the strategies and techniques needed to do so. In this book, Harry D. Mitchell, gives you everything you need to know to drive and play like a pro! You will learn:
-Why your attitude REALLY matters
-The correct golf pose
-The different types of clubs
-The most effective grip position to drive the ball long
-How to sink a putt with fewer strokes
-Proper nutrition habits
-Why you should practice weaknesses and not your strengths


also

Golf's Simple Secrets - Increase Your Power
http://www.amazon.com/Golfs-Simple-Secrets-Increase-Power-ebook/...
Books & Magazines Deals
Footjoy 53247 FJ Sport Golf Shoes $59.99 @ Woot
Added on : Monday April 14th 2014 10:00:05 PM
g: 0 Posted By: ctgolfer
Views: 187 Replies: 0 shipping adds $5




Waterproof
This soft premium full grain leather offers outstanding waterproof comfort, breathability, and durability.

Lightweight Construction
Full grain leather uppers offer outstanding comfort, breathability, and durability. Additional breathability is provided through the athletic mesh liner.

Enhanced Stability
An external heel stabilizer is strategically placed to increases heel stability, while also minimizing any teetering that may occur during the golf swing.

Plush Comfort
The lightweight cushioned fit-bed provides extreme underfoot comfort and heel support. The fit-bed ensures a comfortable underfoot environment by dampening shock while walking.

Reinforced Hitting Platform
A wrapped TPU outsole creates a lightweight, durable and stable hitting platform.

Spring-Flex Traction
Stinger golf spikes by CHAMP offers superior traction throughout the entire golf swing. This golf spike also provides stability and support from the moment you step foot on the course. Unlike traditional spikes, its spring-flex traction makes the Stinger extra friendly to the greens.

Shipping Note: Shipping to Alaska and Hawaii is not available for this item

Warranty: 1 Year FootJoy

http://sport.woot.com/offers/footjoy-fj-sport-golf-shoes-3
Shoes Deals

woot! Coupons
g: 0 Posted By: tedhawkins
Views: 163 Replies: 0 Bass Pro Shops XPS Signature Series Fluorocarbon Fishing Line - Filler Spool $9.99 FS to storehttp://www.basspro.com/Bass-Pro-Shops-XPS-Signature-Series-Fluorocarbon... in the water
Twice as dense as monofilament
Low stretch for increased sensitivity
Low water absorption for superior knot strength
After winning not one, but four Bassmaster Classics on our advanced fluorocarbon line, Kevin VanDam is ardently spreading the word about its unique fishing characteristics. Like us, Kevin believes that using XPS Signature Series Fluorocarbon will help you catch more fish--even in ultra-clear water because fluorocarbon has almost the same refractive index as water, so it virtually disappears when wet. Plus, this line is nearly twice as dense as mono, so it sinks faster than the same diameter monofilament and allows better control of your lures. But the part you'll like even better is its low stretch, which translates directly to increased sensitivity; unlike fishing with mono, you'll feel every tick. With low water absorption for superior knot strength, high abrasion resistance and long-wearing built-in UV protection, XPS Fluorocarbon is a proven winner - just ask Kevin VanDam, he's used the line to win 4 Bassmaster Classics! Color: Clear.
Sports & Outdoors Deals

Bass Pro Shops Coupons
g: 0 Posted By: Xenocrates
Views: 98 Replies: 0 Bass Pro Shops XPS Signature Series Fluorocarbon Fishing Line- Filler Spool - $9.99 w/ free store pick-up@ Bass Pro Shops

3 Lb. Test Options - 6 (0.23mm), 8 (0.25mm), 10 (0.27mm)
200 YardLength
Clear
Twice as dense as monofilament
Low stretch for increased sensitivity
Low water absorption for superior knot strength

4.1 / 5 stars with 414 customer reviews on the product page.



Sports & Outdoors Deals

Bass Pro Shops Coupons
Your share of the cost of Obamacare
Added on : Monday April 14th 2014 07:00:08 AM
g: 0 Posted By: tuphat
Views: 86 Replies: 3 The IRS has made it pretty easy to determine your personal, immediate and direct (*) share of the cost of Obamacare. IRS Forms 8959 and 8960 calculate the payroll tax surcharge and additional tax on investment income, which were enacted as part of the "pay-for" side of the ACA bill.

(*) Excludes indirect costs, e.g., medical device tax, price increases by businesses.
Tax Deals
g: 0 Posted By: tedhawkins
Views: 91 Replies: 0 Vortex Crossfire II 3-9x40 (V-Brite Reticle) Matte Black + Hunter Ring Set, Lens Pen $189.99 FS

http://www.gearhog.com/?did=67720

Deal Overview
Clearer. Tougher. Brighter. Our popular Crossfire riflescopes are completely redesigned and built to exceed the performance standards of similarly-priced riflescopes. Longer eye relief, a fast-focus eyepiece, fully multi-coated lenses and improved, resettable MOA turrets ensure optimal performance in the field. The hard anodized one-piece aircraft-grade aluminum tube is nitrogen purged and o-ring sealed for a lifetime of waterproof/fogproof performance. The Crossfires deliver -- and then some.

Optical Features:
Fully Multi-Coated Lenses - Increase light transmission with multiple anti-reflective coatings on all air-to-glass surfaces.

* One-Inch Tube - Standard tube diameter for most American riflescopes.
* One-Piece Tube - Maximizes alignment for improved accuracy and optimum visual performance as well as strength and waterproofness.
* Aircraft-Grade Aluminum - Premium grade of aluminum, valued for fatigue resistance.
Capped Turrets - Is less susceptible to accidental impact damage.
* Reset Turrets - Allow re-indexing of the turret housing to zero after sighting in the riflescope--generally requires use of a coin or wrench.
* Waterproof - o-ring seals prevent moisture, dust, and debris from getting inside the tube for reliable performance in all environments.
* Fogproof - Filled with nitrogen gas to inhibit internal fogging.
Shockproof - Lenses are locked in place, fore and aft, with machined locking rings to remain in perfect alignment and withstand recoil and impact.
* Hard Anodized Finish - Hard-coat anodization is durable; the low-glare matte helps camouflage the shooter's position.

Convenience Features:
* Fast Focus Eyepiece - Allows quick and easy reticle focusing.
* Sunshade - Reduces glare and sun reflection off the objective lens.
Guns & Ammo Deals
April Kindle Book Deal - Writer's Block Demolition $0.99
Added on : Saturday April 12th 2014 08:00:04 AM
g: -2 Posted By: BigReader
Views: 606 Replies: 1 Writer's Block Demolition: Finding the Time to Write, Keeping Writing, and Finish Your Book

Kindle book on Amazon Countdown Sale
Regular price $3.99
Sale price starts at 99 cents
Available in U.S. & U.K. only

U.S. http://www.amazon.com/Writers-Block-Demolition-Finding-Keeping-ebook/dp/B00AL255T8/ref=sr_1_1681?s=digital-text&ie=UTF8&qid=1397228530&sr=1-1681&keywords=time+management
U.K. http://www.amazon.co.uk/Writers-Block-Demolition-Finding-Keeping-ebook/dp/B00AL255T8/ref=sr_1_1681?s=digital-text&ie=UTF8&qid=1397228530&sr=1-1681&keywords=time+management

Author's description:
Writer's Block Demolition
Time management for creative people such as writers is far more than just writing prompts. Eliminate writer's block forever.
99 cents Countdown Sale regularly 3.99

NOTE: This is an AmazonCountdown Deal meaning the price starts at 99 cents and then increasesin steps of $1.00 until the price is $1.00 below the regular price. Deal lasts forup to7days. The publisher can adjust so you need to check the price and the countdown timer. Currently only available on the U.S. and U.K sites.





Books Deals

Amazon Coupons
April Kindle Book Deal - Writer's Block Demolition
Added on : Saturday April 12th 2014 04:00:05 AM
g: -1 Posted By: BigReader
Views: 336 Replies: 0 Writer's Block Demolition: Finding the Time to Write, Keeping Writing, and Finish Your Book

Kindle book on Amazon Countdown Sale
Regular price $3.99
Sale price starts at 99 cents
Available in U.S. & U.K. only

U.S. http://www.amazon.com/Writers-Block-Demolition-Finding-Keeping-ebook/dp/B00AL255T8/ref=sr_1_1681?s=digital-text&ie=UTF8&qid=1397228530&sr=1-1681&keywords=time+management
U.K. http://www.amazon.co.uk/Writers-Block-Demolition-Finding-Keeping-ebook/dp/B00AL255T8/ref=sr_1_1681?s=digital-text&ie=UTF8&qid=1397228530&sr=1-1681&keywords=time+management

Author's description:
Writer's Block Demolition
Time management for creative people such as writers is far more than just writing prompts. Eliminate writer's block forever.
99 cents Countdown Sale regularly 3.99

NOTE: This is an Amazon Countdown Deal meaning the price starts at 99 cents and then increasesin steps of $1.00 until the price is $1.00 below the regular price. Deal lasts forup to7days. The publisher can adjust so you need to check the price and the countdown timer. Currently only available on the U.S. and U.K sites.





Books Deals

Amazon Coupons
April Kindle Book Deal - Writer's Block Demolition
Added on : Saturday April 12th 2014 03:00:03 AM
g: 0 Posted By: BigReader
Views: 212 Replies: 0 Writer's Block Demolition: Finding the Time to Write, Keeping Writing, and Finish Your Book

Kindle book on Amazon Countdown Sale
Regular price $3.99
Sale price starts at 99 cents
Available in U.S. & U.K. only

U.S. http://www.amazon.com/Writers-Block-Demolition-Finding-Keeping-ebook/dp/B00AL255T8/ref=sr_1_1681?s=digital-text&ie=UTF8&qid=1397228530&sr=1-1681&keywords=time+management
U.K. http://www.amazon.co.uk/Writers-Block-Demolition-Finding-Keeping-ebook/dp/B00AL255T8/ref=sr_1_1681?s=digital-text&ie=UTF8&qid=1397228530&sr=1-1681&keywords=time+management

Author's description:
Writer's Block Demolition
Time management for creative people such as writers is far more than just writing prompts. Eliminate writer's block forever.
99 cents Countdown Sale regularly 3.99

NOTE: This is an Amazon Countdown Deal meaning the price starts at 99 cents and then increasesin steps of $1.00 until the price is $1.00 below the regular price. Deal lasts forup to7days. The publisher can adjust so you need to check the price and the countdown timer. Currently only available on the U.S. and U.K sites.





Books Deals

Amazon Coupons
Smith Pivlock V90 Max Multi-Lens Eyewear $64.99 Performance Bike
Added on : Friday April 11th 2014 07:00:04 PM
g: 1 Posted By: tedhawkins
Views: 146 Replies: 0 Smith Pivlock V90 Max Multi-Lens Eyewear $64.99 performance bike

http://www.performancebike.com/webapp/wcs/stores/servlet/Product...

Smith Pivlock V90 Max Multi-Lens Eyewear - Closeout!

The Smith Pivlock V90 Max remains the lightest, interchangeable, rimless-style, cycling glasses in the world today. What's more? They're equipped with a large lens shield which offers generous coverage and protection. Non-slip nosepiece and removable temple tips stay put for near effortless lens changes. Earth-friendly frame material is 53% bio-based, high-impact lenses with advanced coating maximize visual clarity, and competition-proven design awards you with a really cool appearance.
Evolve frame with Rislan Clear material is lightweight, durable, fully transparent and more than 53% bio-based
Pivlock interchangeable lens system with a patent-pending temple and lens interface enhances field of view, minimizes frame weight and maintains a secure fit
Carbonic TLT lenses are optically corrected to maximize visual clarity and object definition while providing impact resistance
Hydroleophobic lens coating is an advanced lens barrier which repels moisture, grease and grime
7 Base Lens Curvature
Hydrophilic Megol nose and temple pads increase grip when moisture is present to keep the frame in position
Slide-on temple tips
100% UVA/UVB protection
Medium fit / Large coverage
Includes coconut fiber storage bag
Sea Glass frame comes with 3 interchangeable lenses in Clear (98% light transmission), Ignitor (32% light transmission) and Platinum (15% light transmission
Sports & Outdoors Deals

Performance Bicycle Coupons
Should I care about TransUnion? Too few accounts?
Added on : Friday April 11th 2014 06:00:07 PM
g: 0 Posted By: doublePie
Views: 91 Replies: 0 Last year, my husband and I refinanced our home from a 30 fixed 6.25% FHA to 15 fixed 3.25% conventional. The monthly payment only increased about $50 and $23 of that is PMI will drop off in August (I've confirmed). At that time, both of us had a credit score with each of the big three within 20 points either way of 800.

A year later, my husband applied for a Sallie Mae Mastercard and the score they used to issue it was 732 from TransUnion.

Reasons:

Number of accounts with delinquency
Proportion of loan balances to loan amounts too high
Too few accounts currently paid as agreed
Proportion of balances to credit limits too high on revolving accts

Gross income was $71,000 last year, which has been steadily rising for the past 7 years. Net take home is $4050 (after 401K, health insurance, HSA, United Way).
The mortgage was $103,000 on a $123,000 property.
Card 1: CreditFirst (Firestone): We have it for the discounts and promotions. Paid off every month with the exception of one month in 2011 when we forgot about it and it went 30 days over. D'OH.
Card 2: Brand new Sallie Mae card with a $12,500 limit.
Card 3: Very vanilla VISA through our credit union. $13,500. Paid off every month, no exceptions. Averages about $1500/month. It is used for pretty much everything -- gas, groceries, cellphone bill, internet, home improvement stuff, restaurants. According to TransUnion, it had a high water mark of just over $7000 at one point in 2011, but even then I believe it was paid off the same month from savings.
New car loan of $16,300. The first payment is due at the end of this month. $4000 down payment. 2.6% for 60 months (2013 model didn't qualify for promotional rates)
Mortgage is $872 total with principle, escrow, and interest. If you haven't gathered from the fact that it's a $123K house... we have no HOA fees.

(EDIT: I should add that my own credit union VISA runs about $800 per month, just to give a fairer idea of the total household picture. That's the only thing i have in just my name).

I have no significant income and that will not change for several years. I'm just home with the babies right now.

Our proportion of loan balances to loan amounts will fall off as soon as our brand new loans have shrunk with time and payment and the one delinquent payment we've ever made just is what it is. So is the answer to actually open up another credit card or two, pay on the loans as scheduled, and work to get the number back up OR is it to just not worry about TransUnion since we're not using credit for anything in the near future anyway and 732 isn't really bad?

Meanwhile, my score from Equifax was 832 (husband's was 794) and I haven't had any income not reported on a 1099-MISC in about three years.

And since I've typed all of this out anyway, any general advice on handing our current cash flow and debt? We have an emergency fund but haven't set up college savings for the kids yet, in part because once I go back to work, we will have an entire extra income of about $35,000 net to put towards education and retirement.


Investing Deals
Cancer Diagnosis -- Financial Impact
Added on : Thursday April 10th 2014 11:00:15 AM
g: 0 Posted By: elrp
Views: 127 Replies: 4 Long time member with a new name.

I am female, 49, don't drink, don't smoke, in good shape, healthy diet. Please don't ask for pictures (I am very attractive for my age though). Up until a few days was very healthy. Had some abdominal pain, thought maybe I was having gallbladder issues. Turns out instead I have a tumor which is 99.99999% a freakishly rare form of liver cancer. Still being evaluated, do not know prognosis, could have months, could pull through this albeit with a reduced life expectancy. I assume people will be sympathetic - thanks, but please let's try to keep this strictly to the financial end of things.

Would appreciate help thinking over the financial part of things. I am the financial person in our household, married, one kid on his own, one still in college with 2 years to go.

Owe $120k on our ~$300k house, 8 years to go at 2.5% fixed
Life insurance on me $200k through insurance company, another $80k through work.
$30k loan on 2014 car. 4 other cars paid off.
About $6k left on PLUS loan for kid #1
No other debt
$20k liquid savings
$350k in 401k
$112k lump sum pension
Spouse has own 401k, around $200k there
$5k or so in HSA
Good health insurance
90 day short term disability at full pay for me, long term is 60% of pay

Kid #2 has $100k 4 year scholarship, our expected cost for him to complete college is $24k (housing, fees, travel, food, etc) which we have been paying from income and savings.

Income me $80k, spouse $40k (should increase to $56k in the next year)

While I would really like to have more life insurance on me, other than that I think H should be o.k. should I not survive this. Agree?

What if anything should I be doing now financially? I know I will have to record all our accounts and passwords for the H who is completely financially challenged. What else?

What am I missing?


















Personal Finance Deals
25 Recyclebank Points - Johnson & Johnson: Bathroom Recycling
Added on : Wednesday April 09th 2014 04:00:05 PM
g: 0 Posted By: my4mainecoons
Views: 0 Replies: 0 Discover quick and easy ways to increase bathroom recycling
Kenda Mountain Bike Tire 26-Inch x 1.95-Inch $12.97 @ Amazon
Added on : Wednesday April 09th 2014 09:00:09 AM
g: 2 Posted By: NARC
Views: 257 Replies: 2 http://www.amazon.com/Kenda-Bicycle-Blackwall-26-Inch-1-95-Inch/...
4.7 out of 5 stars

Slick MTB/Hybrid road and trail tire; 26 by 1.95 inches
Patterned after motorcycle tires for low rolling resistance and traction
Wire beads increase durability
Directional grooves channel water to the outer tire edge
Blackwall sides for a lighter weight profile

According to the camel, it's the best price in the last year.
Bicycle Deals

Amazon Coupons
Help me write remodeling contract
Added on : Tuesday April 08th 2014 01:00:05 PM
g: 0 Posted By: mojoshtudd
Views: 76 Replies: 0 I am about to have my kitchen remodeled and have almost finalized the contractor who will do it. This was based on cost/materials/reviews/gut feeling after interviewing 5 contractors.
Even though I am happy with this guy, I want to make sure that the contract is written in a way that saves me headaches down the road. This is my first remodeling project, so I want to make sure I got everything covered.
FWIW, this is in Southern California.
Some of the points I think should be on the contract (based on Google search, asking around, in no particular order):

Payment schedule: 10% in the beginning, tiered payments at end of each milestone (demolition, cabinet installed, counter-top installed etc) and a final hold-back amount (~10-20%) to be paid upon completion and my acceptance.
A clause that protects added costs - any modifications that result in increased budget to be mutually accepted and signed before being implemented
Start and end dates. A clause that specifies what happens when work goes significantly beyond schedule.I don't know how to word this part.Should I put in a penalty clause for delays or reward clause for early completion. How much grace period to give him beyond agreed upon schedules? I don't want to hold him to the day and hour of the schedule but also do not want him to work on other projects and delay mine by a few weeks.
A clause to specify how to handle disputes. Should I put in a clause about binding arbitration to avoid court costs and time?
Protecting myself from liens: unconditional lien releases from all his subcontractors/vendors/employees that worked on my project prior to each of the payment schedules. My understanding is that this releases me from being sued by a sub-contractor because the general contractor did not pay him despite me clearing payment from my side.Is this typical in a contract?
A clause about damages, dust control etc while he works on the project.What is a good way to write this?Basically I want to make sure they protect walls, furniture etc from dust. Also do not damage my property etc. The guy is bonded and has insurance, workers comp etc - but do I need to specify that on the contract or do these things automatically kick in if he damages something or his worker gets injured.
A termination clause - something that lets me get out of the contract if I consider the work to be below expectation at any stage. Again, I don't want to be a dick about it and yank him if I get a better bid midway; but I also don't want to be on the hook if he is clearly headed down the wrong path
Warranties on work: I read that it is a good idea to turn down the contractors warranty. Apparently accepting it waives the state statutes which have better protection. This was counter-intuitive for me but would like some feedback from you guys. I am in CA.

Anything else I am missing?
I will update this thread as I get the actual contract in hand and negotiate with the contractor.
Real Estate Deals
Free Kindle Book - Negotiating When Money Matters: Home Improvement
Added on : Tuesday April 08th 2014 07:00:07 AM
g: 0 Posted By: remick
Views: 56 Replies: 0 http://www.amazon.com/dp/B00F6GIOW4

5.0 out of 5 stars (10 customer reviews)

Negotiating When Money Matters provides a low-stress, ethical way to get the best price. Contemplating a home improvement or repair? Dread the hassle, hate wondering if you've been overcharged? Most of us aren't Do-It-Yourselfers. The typical homeowner spends $4,000 per year on home improvement. If you own a home, you are on the verge of needing repairs or getting an upgrade; when or what is TBD.
To get the best price, you don't need to know their job or outsmart them. You just need to know what factors cause the price to go up and sidestep those. Find out the surprising thing you can do, taking about an hour of your time, that makes your chosen contractor give a competitive, honest price.
This delightfully juicy book covers the Three Things Businesses Value More Than Money, the 10 risk factors that increase the price, and how the payment schedule determines whether the job is done on time, or done at all.
Keeping yourself out of the overcharged group is easier than you think. It makes you a double winner, because customers who get a fair price are also more likely to get good work.
Totally Free Deals
Foscam FI8916W Wireless IP Camera - $69.99 AC F/S
Added on : Tuesday April 08th 2014 07:00:03 AM
g: 0 Posted By: stoporder
Views: 155 Replies: 0 On sale at Foscam store. Use coupon code 916 at checkout.

In black:
http://foscam.us/products/foscam-fi8916w-black-wireless-ip-camer...

or white:
http://foscam.us/products/foscam-fi8916w-white-wireless-ip-camer...

The newest model Foscam FI8916W features itself with Wireless-N ,the IR cut filter, rotation mechanism improvement and housing improvement. The wireless N improves network throughput over the two previous standards 802.11b and 802.11g with a significant increase in the maximum net data rate from 54 Mbit/s to 600 Mbit/s. The IR-Cut filter automatically adjusts the lighting exposure via mechanical filter to provide true and accurately colored images that are not washed out whilst also adjusting to changing light conditions. FI8916W adopts the smaller and lighter head to improve its pan & tilt rotation mechanism More reliable and smoother while comparing with the previous models which frequently have rotation issues . The FI8916W is upgraded to the higher quality external housing. The especial designed housing of the FI8916W make it not only looks smaller and beautiful to distinguish it from any previous models but also improve the Cooling function. In addition, the FI8916W improves audio quality and clarity when listening with iPhones, iPads and Androids. Warranty: 2 year Package List: Camera x 1 Antenna x 1 Bracket x 1 CD&Manual x 1 Ethernet Cable x 1 Power Adapter x 1

Embedded IR cut Filter for true color
High image and video quality. Night Vision up to 8m. Pan 300 Tilt 115
Built-in speaker and microphone for 2 way audio monitoring
Support WiFi 802.11 b/g/n. Support WEP, WPA & WPA2
Send email and upload image as motion detected, Support DDNS, Access camera from anywhere, Supports iPhone and Android

Cameras Deals
Parents' large assets to Roth best transfer options?
Added on : Monday April 07th 2014 04:00:07 PM
g: 0 Posted By: derfderf1984
Views: 81 Replies: 0 Question: What should my parents do to reduce cost (Tax) and increase amount in Roth or fringe benefits?

Details:
- Dad is fixated/bitter to the fact that he worked hard and was responsible, but will have his assets depleted before most assistance programs kick in while those not lucky enough to get a pension buyout will get the government aid free sooner.
- Generousparents want to get the funds to a ROTH IRA so that my brother and I can inherit the funds andkeep them in non-taxable accounts only taking mandatory withdraws.
- They want to keep the taxes they pay on the transfer to a minimum or receive a benefit that makes up for the tax hit. Today comfortable with staying in the 25% tax bracket.
- Parents are 65ish
- The first world problem is, the stock market gains are more than the amount they can roll over to a ROTH every year thus they will never be able to roll over the whole amount into a non-taxable account.

My thoughts on options:
1) Just stick to the plan the tax hit is not justified until I loose one of my parents. (Pro: keep taxes low Con: may incur taxes later, might not accomplish their goal.)
2) Take more of a hit to get to the point of no reportable income. Then apply for aid programs that do not have means tests to determine eligibility. (Pro: goal complete,minor benefits poor people get Con: lost flexibility in accomplishing goal, feel like deadbeats)
3) Is there a way to take a loan fromyour traditionalIRA secured by some note that the traditional keeps while you fund the Roth with the loan money so it is not income just loan money? (Don't know if doable because it is loan money not earned money going into ROTH)
Investing Deals
g: 0 Posted By: SieSilverStars
Views: 253 Replies: 0 The Guild Wars 2: Heroic Edition, available for PC Digital Download, is on sale at GuildWars2.com for $24.99.

Linky

"Prepare for an epic adventure with the Heroic Pack! With a suit of Legacy Armor, an 18-slot Mithril Box to expand your inventory, and 10 hours of increased XP gain, the Heroic Pack has everything you need to begin you Tyrian journey."

You can also get the Digital Deluxe Edition for $34.99 on this site.

Mainly the other deals that I've seen posted in the forums have been priced in the $40's range, such as this one, so I thought I'd post this for ya.

This game received a 90 Metascore and a 7.9/10 user score on Metacritic.
Video Games Deals
g: 0 Posted By: BigReader
Views: 206 Replies: 0 How to Blog for Money: 9 Strategies to Get Your Blog Earning Money Online and Off

Book is on Amazon Countdown until sometime next week.
Regular price$US 8.95 sale price started at 99 cents.Price typically goes up every day or so.
only on sale in U.S. & U.K.

U.S. http://www.amazon.com/How-Blog-Money-Strategies-Earning-ebook/dp/B008D2ZMSC/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1396621835&sr=1-1&keywords=how+to+make+money+blogging

U.K. http://www.amazon.co.uk/How-Blog-Money-Strategies-Earning-ebook/dp/B008D2ZMSC/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1396621835&sr=1-1&keywords=how+to+make+money+blogging


According to the book there are only 9 ways (basic strategies) that you can make money with a blog. This book gives you the 9 ways and hints and tips for each method. Basically helps you to determine the best method for you to make money with a blog.

NOTE: This is an Amazon Countdown Deal meaning the price starts at 99 cents and then increasesin steps of $1.00 until the price is $1.00 below the regular price. Deal lasts forup to7days. The publisher can adjust so you need to check the price and the countdown timer. Currently only available on the U.S. and U.K sites.




Books Deals

Amazon Coupons
DC Staffer Backpack - $17.99 w/ FS at 6pm.
Added on : Thursday April 03rd 2014 10:00:05 AM
g: 1 Posted By: jskins
Views: 201 Replies: 0 DC Staffer Backpack-$17.99with free shipping at 6pm.

Sycamore color
Nylon ripstop resists abrasion and increases durability
Three-buckle closure
Grab handle on top
Adjustable, padded shoulder straps with sternum strap
Main open compartment
Exterior slip pocket on each side
Collapsible bag packs into its own pocket
Hydration compatible
Body & Lining is100% nylon.

Clothing Deals

6PM Coupons
Heavy Hitters - First Quarter 2014
Added on : Thursday April 03rd 2014 08:00:20 AM
g: 0 Posted By: barsotti0
Views: 109 Replies: 2 I know the 2013thread still has recent posts in it, but I wanted to startone for the close of first quarter 2014. Opportunities are constantly changing, andwith the significantprofits some members attain, Ithoughtthis could provide motivation to either get off the bench or step it up:

Figures provided through 3/31/14:
Total MS:$168K
Gross Cash Back:$7,290(AMEX - $17K CL)
Points Attained: 138K (Hawaiian Airlines, Hilton Honors, and Sapphire)
Fees Paid: $1,565
Net Cash Profit: $5,725 ($1,908 month)

I just came in below the annualized low level amount, and I'm hoping to get to 50k for 2014, once I can increase my AMEX CL in June.
General Economics Deals
True Power Dual Energy Sports Band - $9.00 w/ FS at SharkStores
Added on : Wednesday April 02nd 2014 05:00:06 PM
g: 0 Posted By: jskins
Views: 238 Replies: 0 True Power Dual Energy Sports Band - $9.00 with Free Shipping at SharkStores.

Available in Blue and Black
10 liquefied minerals infused in silicone
High negative ion count
Intended to increase flexibility, strength and stability
Blue Size: 6- 6 3/4-in.
Black Size: 6-in.



Electronics Deals

SharkStores Coupons
g: 0 Posted By: ensignlee
Views: 298 Replies: 12 Hey y'all,Here's the situation. A few months back, I left my job in Dpt A in my company to join Dpt B, both because Dpt B was willing to pay me more and because it was something I wanted to do.

Unfortunately, my job at Dpt B is going away in April. Dpt A has approached me about going back to my old role in Dpt A, but in an expanded role.

A whole bunch of senior/important people in Dpt A have left the company in the last 3 weeks. This means I may be the only person left in the company that knows how our systems work at a deep level. You could hire someone from the outside with tons of industry experience, but they would take a long time to get up and running because our systems are so craptastic. And so I feel like I am in a strong negotiating position.

The director from Dpt A and I are supposed to talk sometime soon about the possibility of coming back.

My question is, how do I ask for a large raise from what I feel is a strong negotiation standpoint without sounding like a dick?

I mean, the subtext of what I want to say is "Hey, if you don't bring me back, Dpt A is pretty screwed. Nobody left in this company knows our valuation systems as well as I do, which is especially important now because we are trying to merge systems together with that company we just bought. So pay me", but I obviously can't come out and say literally that.

I was thinking something like the following, after I receive what will probably be a lowball offer of $85k'ish (I currently make $80k, and market is $90k, which I know from being extended an offer earlier in the year from a rival company):"Hey, I don't want to go through the song and dance of me accepting a low offer now, and then leaving soon afterwards because I'm still not paid at market value. Let's talk about numbers that would keep me here long term so that way we can both be happy.

Now, I know from past experience that sometimes salary increases are hard to sell to upper management, but contracting prices are easier to swallow. I'm willing to go that route.

Now, let's say I left today, and you had to backfill my spot. You'd be paying Sapient or Sirius a consulting fee of around $300/hr probably. Why don't we split the difference and do $150/hr for a contract position.

This way, you can be sure that I'll be around during this big transition of systems that we're about to undergo. And I can mentor the new analysts that you are hiring now to backfill the losses of <names of important team members X, Y, and Z here>, so that way they can hit the ground running instead of floundering. As you know, our systems are really unintuitive, and so you can hire someone with all the industry knowledge in the world, and they still won't be very effective because it takes forever to learn how our systems work."And then either he agrees to contract work at $100-$150/hr, or my counter proposal of a raise to $112k/yr seems cheap in comparison.

Is this a good plan? Or do y'all have any advice on how to word this?I don't want to sound adversarial, as that doesn't help negotiations but I want to be firm and use my negotiation leverage.

Thanks for the advice master FW negotiators!

~~~
P.S. Given the choice, I'd rather contract rather than take the full time position, as I don't think this company is particularly well run from top management. Also, taking contract allows me to be in a better position in case the company decides to just string me along and pay me my higher requested salary until they can find someone to fill my shoes. That's why I mentioned it first (along with the fact that my proposal to $112k salary from $80k then seems cheap in comparison).
Discussion Deals
g: 0 Posted By: elph31337
Views: 63 Replies: 0 For those who missed out on the last deal.

http://www.onlyong.com/delta/or call1-888-466-4427 and ask for offer code GETMILES10.

Miles will post as follows: 5,000 after 30 days, 5,000 after term of contract is completed.

Offer valid for following providers: Vectren Energy,Dominion East of Ohio, Columbia Gas of Ohio,Duke Energy. Requires 6 or 12 month contract, early termination fee applies.

Compare third party provider rates/contracts athttp://www.energychoice.ohio.gov/ApplesToApplesCategory.aspx?Category=NaturalGas#

No hard credit pull and no service interruption - continue to receive your bill through one of the 4 major providers above, this just locks you in to a rate with a natural gas reseller. Note that once the 6 months contract ends you will likely want to switch providers, as the rate will likely become variable and increase.

Discussion Deals
g: 0 Posted By: Deals4mykids
Views: 196 Replies: 1 http://www.gearbest.com/survival-emergency-gear/pp_16235.html#.U...

Covers the body when accidents happen to avoid body temperature missing
Can keep body warm when car breakdown in night or cold area
Can put in the sleeping bang for warm
Can be used as reflecting coating to send signal to rescuer
Good tenacity, light weight and soft, can be used as stretcher
Can open as canopy in a rainy day
Can cover the front windscreen to increase the interior temperature of car
Cute size when unfolding, suitable for carrying
Largely suits for outdoor sporters, visitors, explorers, athletes, rescue teams, climbers, etc

Sports & Outdoors Deals
g: 0 Posted By: remick
Views: 40 Replies: 0 http://www.amazon.com/gp/product/B0041OT638

Total Quality Management, Leadership & Management Science

Turnaround Strategies for Customer Centric Operations is a turn-by-turn guide for leaders who endeavor in operational restructuring of underperforming organizations. The proposed approaches and suggested strategies, tactics, and methodologies are customer-centric, data-driven, and quality-oriented. This book brings a very structured approach to an otherwise overwhelmingly complex challenge: operational turnaround.

The approach presented is structured strategy: a simple, organized, results-oriented recovery plan, together with decisive, superior execution of such plan, can increase dramatically the chances for a successful and stable operational turnaround and the undeterred progress towards profitability and growth. Essentially a leadership and management science book that reads like a novel and brings easy-to-use tools for transformational leaders regardless of industry, Turnaround Strategies is a handbook for total quality management.
Books Deals

Amazon Coupons
Free Kindle Book- Teach Your Kid To Drive & Come Home Alive!
Added on : Sunday March 30th 2014 08:00:10 AM
g: 1 Posted By: remick
Views: 301 Replies: 1 http://www.amazon.com/gp/product/B00307S1WO

Teen Traffic Deaths Increased 19% in the U.S. in 2012.
Don't Let Your Child Add to this Statistic!
Please get this book and help stop this unjustified loss. It's up to every parent to make SURE their child has the skills to survive.
TEACH THEM SO THEY MAY LIVE!
A Parents Guide To Properly Instruct A New Young Driver
Through this guide, proper methods and practices will be explained, as well as ways of coping with common problems associated with teaching from the right seat.
.You can no more learn to drive a car by someone telling you how than you can learn the violin by reading a book. Trial and error in various situations is the only way to develop enough background information for new and unexpected developments
Along the way, watch out...you might learn something too.
Totally Free Deals
To Buy or not to buy a house?
Added on : Saturday March 29th 2014 11:00:09 AM
g: 0 Posted By: rodge
Views: 156 Replies: 0 I'm a long time lurker when it comes to FWF, but am hoping that I can lean on the wisdom of you all to give us some thoughts on the decision making.

My wife (34) and I (38) are currently planning/debating to buy a house in summer 2014 to give our kids the benefit of a better school district. We are somewhat confident but also scared about that decision.
We live in MD and currently live in a town-home we purchased in 2006 for $390,000 which is worth about $330K now with about $257K left in Mortgage. Loan is at 3%, 15 yr Fixed. Have 2 girls 6 & 2. Planning to rent this property for about $2200/mo and pay the difference for the 15 yr loan. (I could convert it to a 30 yr loan, but want to build some equity as long as we can do it)

Household Income:
I work as a contractor in the Federal Govt while my wife works in the Energy Industry as a Financial Analyst. I bill about $97/hr through my Incorporated company, my wife makes 100K as an employee. I have been averaging about $90+ an hour for 5 years now with three diff clients. If I ever loose my current gig or need to find a job quickly, I'd be able to get a 100-115K job quickly instead of waiting for a high paying job like I usually do.

Wife & I take home: $14,000/mo after taxes
Expenses: Mortgage & Escrow: $2,550/mo
All Other Family Expenses: $3,500
(Groceries, Gas, Kids classes, clothing etc)

FICO score: 787 & 798.

Savings (Cash): $85,000
Savings (Stock, Bonds): $128,000
401(K): $212,000 Combined ($60 K Wife's)
No Student or Auto Loans or Credit Card Debt

Assets which I won't use for buying house:
Condo in Asia: $100K (Gift to dad from me; might inherit it someday)
Cash Fixed Deposits abroad for parents maintenance: $100,000

The New Home Budget: $700K (upto 800K if required)

Question: If we pay 20% down which is what we'd like to do ideally to avoid PMI's, we will be down to about 30K left for emergencies after accommodating for closing costs, moving expenses, prepping existing house for renting.

Is there any way to avoid paying PMI and pay only 10-15% in down payment? We are targeting to be in a new house by July giving us some more time to build more cushion (emergency fund).

While we'd like to postpone by one more year, possible mortgage rate increases worries me. Or I read about banks giving Jumbo loans on 15% down payment and waiving the PMI if the collateral is an Investment or Money Market account.

Or Should we even buy a house this year? Or wait for another year? (We'd like to move to a school district which has better GT, Honors, AP, AAP courses down the line)
Thanks in advance for taking the time to read my post and offer some insight.
Question Deals
g: 0 Posted By: Tamakashi
Views: 172 Replies: 2 Check your email from Marvel Heroes titled "Free Hero! What's in the box?".Get your FREE random introductory hero and a variety of five boosts by logging in and redeeming your BOX CODE: MHMGIFT. Also log in Saturday for the Cosmic Cow King Crate. Smash and Snikt!!!!

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Free Hero! Marvel Heroes info

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A new Runeword recipe called "Cow King's Gift" for your Enchanter
Additional Details The increased 100% buffs will begin at midnight and end at midnight PDT, Saturday March 29th.

Free random Marvel Heroes character when logging into Marvel Heroes MMO
Video Games Deals
March Kindle Book Countdown Sale - How To Build A Raised Garden Bed
Added on : Saturday March 29th 2014 03:00:06 AM
g: 1 Posted By: BigReader
Views: 138 Replies: 0 How To Build A Raised Garden Bed
Kindle Book on Sale

Amazon Countdown Deal

U.S. http://www.amazon.com/How-Build-Raised-Garden-Bed-ebook/dp/B005J2MW3W/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396097265&sr=1-1-fkmr1&keywords=gardening+techniques
U.K. http://www.amazon.co.uk/How-Build-Raised-Garden-Bed-ebook/dp/B005J2MW3W/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396097265&sr=1-1-fkmr1&keywords=gardening+techniques

Are you looking for a better way to plant your garden?
Why not try raised bed gardening? It's perfect for older people and people with mobility issues. It looks great, allows you to seperate types of plants easily, and create micro-climates for your plants.
Regular price $2.99 on sale from $0.99

NOTE: This is an Amazon Countdown Deal meaning the price starts at 99 cents and then increasesin steps of $1.00 until the price is $1.00 below the regular price. Deal lasts forup to7days. The publisher can adjust so you need to check the price and the countdown timer. Currently only available on the U.S. and U.K sites.
Books Deals

Amazon Coupons
g: 2 Posted By: remick
Views: 347 Replies: 0 http://www.amazon.com/Rethinking-Internet-Things-Connecting-Ever...

Over the next decade, most devices connected to the Internet will not be used by people in the familiar way that personal computers, tablets and smart phones are. Billions of interconnected devices will be monitoring the environment, transportation systems, factories, farms, forests, utilities, soil and weather conditions, oceans and resources.

Many of these sensors and actuators will be networked into autonomous sets, with much of the information being exchanged machine-to-machine directly and without human involvement. Machine-to-machine communications are typically terse. Most sensors and actuators will report or act upon small pieces of information - chirps. Burdening these devices with current network protocol stacks is inefficient, unnecessary and unduly increases their cost of ownership.

This must change. The architecture of the
Internet of Things must evolve now by
incorporating simpler protocols toward at the edges of the
network, or remain forever inefficient. Rethinking the Internet of Things describes reasons why we must rethink current approaches to the Internet of Things. Appropriate architectures that will coexist with existing networking protocols are described in detail. An architecture comprised of integrator functions, propagator nodes, and end devices, along with their interactions, is explored.
Books Deals

Amazon Coupons
Balancing 401k contributions and income taxes
Added on : Friday March 28th 2014 04:00:12 AM
g: 0 Posted By: unkinected
Views: 25 Replies: 0 Forgive (or flame) me for asking what isprobably a simple question, but I'm trying to evaluate the tax consequences of various 401k contribution rates.

Let's assume for round numbers my taxable income is $100k (agi - deductions - examptions). My effective tax rate is 23.6% (tax calculated in 1040 / taxable income).Last year I contributed $7k to my 401k (I know, it's very low, but please ignore that for the moment). Let's say I had maxed that out.. contributed a full 17k. My new taxable income would be at $140k, my new tax bill at 23.6% is obviously $2,360 less than it would have been at the lower contrib rate. So far so good.

Here's where I'm confused. Since my tax bill will be lower, and I want to avoid overpaying throughout the year, should I increase my exemptions to compensate? Or, because my taxable income will be less each paycheck, will the tax withheld automatically compensate for the reduced tax bill at the end?

I believe the answer is the latter, but I'm not totally sure on that. By increasing exemptions on W4, less taxes would come out of my paycheck each period (giving me more cash in hand)and thus my total tax payments throughout the year would be less.

TIA!
g: 0 Posted By: jcaserta
Views: 105 Replies: 3 Hi,

So my gf backed into someone on the way to work yesterday. It was at 2 mph or something, super minor accident, but unfortunately we had the trailer hitch on. So it put a dent in their bumper. Our truck is completely unharmed.

GF basically admitted to being at fault, which is fine. Gave insurance info, the other person filed a claim with our insurance company (Travelers). She got a repair quote from the most expensive shop in the area and it was $1050 or so. I've gotten quotes from this place before for our own work and it's been 3x what other places charge but fine.

Our deductible is $1000 so going through insurance gains us nothing. And we've both been completely accident free before this. From reading online it looks like this will raise our rates by 25% at least, which we have a few high value cars so that will be a pretty substantial increase, at least a few hundred $ every 6 months.

We tried offering the cost of repairs based on that quote plus a little bit extra to the person if they retract the claim but they won't budge and say they have to go through insurance. Has this been other people's experience as well? This is new territory for me, I've never been at fault in an accident.

I'm thinking about offering them $2k or something since that will absolutely pay for itself if our premium would actually go up a few hundred every 6 months for a few years, if I do this is there any guidance from anyone as to precautions to take or if this is a good idea.

Any other input?
Personal Finance Deals
g: 0 Posted By: jasclark
Views: 179 Replies: 0 http://www.dickssportinggoods.com/product/index.jsp?productId=28...
List Price: $45.00* Deal Price: $32.99
Conquer your next sweat session in the Nike Women's High Compression Printed Sports Bra. Built for ultimate comfort and support, this sports bra is constructed with stretchy Dri-FIT fabric to keep you dry and mobile during activity, while the mesh racerback ensures a full range of motion and strategic ventilation. With a fun allover screen print, you'll feel strong and confident in this Nike Compression Sports Bra.

FEATURES:

Compression sports bra
Dri-FIT fabric wicks sweat away to keep you dry and comfortable
Elastic band and compression fit for comfort and support
Mesh racerback helps increase your range of motion and airflow
Allover screen print for style
Ideal for medium-impact sports like cycling, dance and cardio classes
Machine wash
Fabric: 88% polyester/12% spandex
Style: 575567
Nike

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Dicks Sporting Goods Coupons
g: 0 Posted By: remick
Views: 166 Replies: 0 http://www.amazon.com/Art-Mental-Training-Performance-Excellence...

4.8 out of 5 stars (133 customer reviews)

Achieve the Warrior Mindset for Peak Performance.

Reach new levels of success and mental toughness with this ultimate guide.

Learn the "Science of Success" and prepare to excel. In this concise and highly acclaimed success mental training guide, peak performance Coach DC Gonzalez teaches a blend of unique mental training technologies, sports psychology essentials, and peak performance methods that are effective and motivational. Get ready to increase your self-belief, self-confidence, and mental toughness, using this powerful guide designed to help you reach new levels of success, sports performance, and personal development.

With a client list that includes top athletes, executives, actors, entertainers, pro-fighters, musicians, soldiers, doctors, lawyers, psychologists, and many more; Dan has been leading people to new levels of achievement since 1988.

This Kindle book is powerful, in it Dan explains, teaches, and helps you develop the psychological skills required for peak performance and mental toughness, while pointing out the underlying mental training strategies that will help anyone reach higher levels of achievement and performance - not by random chance, but by focused choice.

The Art of Mental Training teaches the critical essentials while interwoven with stories from his fascinating background as a Naval Aviator, Federal Agent, Military Cyber-Security Specialist, Brazilian Jiu-Jitsu Black Belt and Peak Performance Coach. Dan creates a powerful teaching connection between his adrenaline-filled life experiences and the mental skills and mental training that make all the difference.

Learn to access your true potential, control your state and excel even under extreme pressure

Enhance performance by transforming the negative energy generated by nervousness and fear into shatterproof confidence

Improve focus and concentration for positive results often instantly with battle-tested mental training techniques

Learn the psychological factors that will help you view set-backs as opportunities to create lasting positive change

Enhance visualization techniques and create success imagery loaded with feelings and emotions that will generate powerful results

Understand what to practice and which success conditioning exercises will vastly improve your self-belief, self-confidence and performance

Gain insight in to the coaching psychology behind redirecting anger energy and using it to strengthen your resolve and remain in control

Use proven sport psychology techniques to leave your ego outside your event and avoid performance choking completely

Learn to create the Ideal Performance State using Neuro Linguistics Programming and The Critical Three

Get rid of limiting beliefs and the negative critic in your head once and for all

Achieve the champion mindset and gain the mental edge over your opponents or the situation - on demand

Learn how to find the place from which peak performance springs forth

An easy read, this Kindle book is truly a guide to performance excellence written by an expert and a very unique teacher. Peak Performance Coach and Best-Selling Author, DC Gonzalez is among a very fortunate few who have had the unique experience to have learned from the late P.C. Seigel, a world-renowned sports and peak performance authority, sports hypnotherapist, and Neuro Linguistics Programming (NLP) Master Practitioner.

The lessons and techniques presented in this book are essential reading for anyone seeking more success and peak performance, whether it be on the playing field, in business, or life in general. Whatever your personal endeavor may be, whatever challenge you may be facing; these lessons will prepare you to move forward and to excel in a powerful way. Reach new levels of personal success and performance as you learn, practice, and apply these powerful concepts and proven techniques.


Totally Free Deals
Mitchell 300Xe Classic Series Spinning Reel $24.99 at Cabelas
Added on : Wednesday March 26th 2014 12:00:05 AM
g: 0 Posted By: ArtieLange
Views: 100 Replies: 0 Mitchell 300Xe Classic Series Spinning Reel $24.99 at Cabelas

http://www.cabelas.com/catalog/product.jsp?productId=703215

Advanced polymetric body and rotor
Comfort Touch body coating for comfortable handling all day
Instant anti-reverse for immediate hooksets
High-performance gearing ensures perfect gear mesh
Multidisc drag system for smooth performance
Oversized bail wire, line roller for strength, durability, reduced line twist

The Mitchell 300Xe exemplifies a heritage of innovation and advanced technology, enhancing the joy of fishing through simple design, user friendly features and proven quality. The "e" stands for "evolution" and the Mitchell 300Xe has evolved to reach the pinnacle of performance and simplicity while maintaining its status as one of the best values on the market. The advanced polymetric body and rotor is stronger than conventional polymetric and graphite materials, and the Comfort Touch body coating makes handling it more comfortable during long hours of fishing. Instant anti-reverse for immediate hooksets. High performance gearing for perfect gear mesh, smoothness and durability. The multidisc drag system provides precise adjustment and consistent performance. The oversized bail wire and line roller is designed for increased strength, durability and reduction of line twist and the NeverFail compression bail spring maximizes reliability.
Sports & Outdoors Deals

Cabela's Coupons
g: 1 Posted By: remick
Views: 127 Replies: 0 http://www.amazon.com/dp/B007KQ6TD4

4.5 out of 5 stars (41 customer reviews)

Simple Circles is a simple yet complete exercise program for sedentary seniors who are not practiced in any regular exercise in their daily routine. This program of 10 easy-to-perform exercises can be implemented by virtually by any senior and completed in about 10 minutes a day to regain or maintain flexibility and range of motion. Author, Howie Bell, recounts an injurious fall that his father took as the inspiration for this book and assures readers that better health and fitness is possible with a simple focus on circular motion exercises.


Also Free:

Exercise Over 50: Low Impact Exercises for a Stronger Core, Better Physique, and Improved Health - Exercise For Seniors
http://www.amazon.com/Exercise-Over-50-Exercises-Stronger-ebook/...

The Fitness Fun Busy Book: 365 Creative Games & Activities to Keep Your Child Moving and Learning
http://www.amazon.com/The-Fitness-Fun-Busy-Book-ebook/dp/B00GVJ1...

The Power of Aerobic Exercises: The Secret of a Healthy Heart and a Flat Belly
http://www.amazon.com/The-Power-Aerobic-Exercises-Healthy-ebook/...

The Healthy, Active Life: How to Burn Fat, Get Lean, and Increase Energy
http://www.amazon.com/The-Healthy-Active-Life-Increase-ebook/dp/...

Yoga For Beginners: How To Choose Your First Yoga Lesson
http://www.amazon.com/Yoga-For-Beginners-Choose-Lesson-ebook/dp/...

Books & Magazines Deals
Northwestern Mutual (help)
Added on : Tuesday March 25th 2014 10:00:14 AM
g: 0 Posted By: corporateclaw
Views: 100 Replies: 2 I will try and get as much "family nonsense" out of this post (though I do want to vomit a bunch of family nonsense on you guys here) -- basically my dad moved all/most of his retirement assets to northwestern mutual about a year ago. I'm not sure what he's in now, but it's mutual funds and investment-type things that I'm certain are not annuities. This was done because various safer investments at Vanguard were not generating "enough return" and through some sales pitch that his principal investment was "guaranteed" or protected in some way. My question is generally about that second part, I know of no way to have your principal guaranteed in this sort of investment (I know a high rate CD or annuity or something would have that protection, but I don't know how a mutual fund would have that protection). I know that NM could have that as some benefit, but I have been digging around on their site and don't see it.

So (1) does this exist and (2) I know that I"m being a little vague, but that's because I just found out about the move, so is there anything short of asking to see the current statements to figure out what/where he is that I can do?

The slightly longer story (with SOME family BS) is essentially that my parents literally no retirement savings about 7-8 years ago and myself and my wife helped them figure out how to put money together. Due to an inheritance and my mother passing away, the funds they had about 1 year ago are such that I would describe them in this way: My dad has enough money to live on until his death barring some major catastrophic event. Based on this, we put his investments in to safe, but not very aggressive Vanguard funds, because unless we dumped it all into some penny stock and he quadrupled his money overnight a couple times, there was no way that this could be increased to make up for some major catastrophic event (essentially any kind of growth that wasn't insanely risky seemed like it got him to the same place - enough money to live on unless there is a disaster, and any disaster would wipe it out barring an insanely risky investment, which would be more likely to wipe him out anyway). So about 1 year ago, I moved away from the city where my dad lives and less than a month after moving, brother in law (who used to work at NM) helped my dad move all of this into NM. I only found out because working on tax stuff my wife logged into his vanguard account and called me scared that he had been hacked since his account values were zero.

Generally, I'm washing my hands of it, but for my own personal benefit I'd like to have some idea of whether my dad just got completely run over or if this is an actual benefit at NM. (he's pretty giddy about the good return he got over the last year, since obviously middle of 2012 to now was a good time to be in more aggressive funds).
Investing Deals
Ultra Mobile's new $19 plan...1000 minutes...starting 03/25/2014
Added on : Tuesday March 25th 2014 10:00:07 AM
g: 0 Posted By: voyagerbob
Views: 204 Replies: 0 Just noticed this on Ultra Mobile's web site...http://www.ultra.me

Starting today-March 25, 2014, Ultra Mobile's $19 plan goes from 250 minutes to 1000 minutes with unlimited texts..along with data being increased to 100mb from originally 50mb.
Services Deals
Free Kindle Book- Kingdom Keepers: Disney After Dark (was $8.99)
Added on : Tuesday March 25th 2014 06:00:23 AM
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/dp/B004D4YIKM

4.4 out of 5 stars (320 customer reviews)

Age Level: 10 and up | Grade Level: 5 - UP
In this fantastical thriller, five young teens tapped as models for theme park "guides" find themselves pitted against Disney villains and witches that threaten both the future of Walt Disney World and the stability of the world outside its walls. Using a cutting-edge technology called DHI--which stands for both Disney Host Interactive and Daylight Hologram Imaging--Finn Whitman, an Orlando teen, and four other kids are transformed into hologram projections that guide guests through the park. The new technology turns out, however, to have unexpected effects that are both thrilling and scary. Soon Finn finds himself transported in his DHI form into the Magic Kingdom at night. Is it real? Is he dreaming? Finn's confusion only increases when he encounters Wayne, an elderly Imagineer who tells him that the park is in grave danger. Led by the scheming witch, Maleficent, a mysterious group of characters called the Overtakers is plotting to destroy Disney's beloved realm, and maybe more. This gripping high-tech tale will thrill every kid who has ever dreamed of sneaking into Walt Disney World after hours and wondered what happens at night, when the park is closed.
g: 0 Posted By: ShoppingChick
Views: 77 Replies: 0 Woot Sellout has the Drinkwell Indoor Outdoor Dog Fountain (DDOG-INOUT) on sale for $39.99 + $5.00 shipping = $44.99.

3.5 Gallon (450 oz.) Water Capacity
Dual-filtration with Charcoal and Foam Filter Included
Two 1-Gallon Reservoirs increase capacity and make refills easy
Deep bowl with high walls to help control splashing and spills
Dual water flow improves aeration and helps consolidate debris
Anti-Bite Cord Cover
Dishwasher safe (excluding pump)
For indoor or outdoor use only
Removing PMI - Wells Fargo is Evil :(
Added on : Monday March 24th 2014 04:00:06 PM
g: 0 Posted By: SaguratuS2
Views: 119 Replies: 2 Hey everyone,
I've run into my second major issue dealing with Wells Fargo on my mortgage (the first time, they 'lost' $10k worth of principal payments, which took nearly half a year to fix). I went to remove my PMI from my loan, and WF said I still had $20k to go. My loan-to-value is just below 80% at 151k, with the original appraisal being 189,000. I refinanced back in early 2012, and I discovered that they put the refi amount as the appraisal ($164,000). I've been fighting them for months on this issue, and I've gotten absolutely nowhere.

They said I could order another appraisal, but they won't consider it unless I've done something to the house to increase its value. Right now, I'd estimate it would appraise around $214,000 given the market, but I haven't made any notable improvements.

Am I SOL, or is there anything I can do?
Personal Finance Deals
Basement Remodel Considerations
Added on : Monday March 24th 2014 01:00:08 PM
g: 0 Posted By: Rewdog
Views: 147 Replies: 3 I have a pseudo-finished walk-out basement that I'm looking to remodel to put another bedroom (we recently had a family member move-in and we have a kid on the way). I say pseudo-finished because although it passed home inspection, it is still not considered livable space in the appraisal; no ac / heat, no doors to the different rooms.I bought the house as a foreclosure and most of the basement looks to be a DIY type job.It has functioned fine as a rec room and storage but I don't feel comfortable making any guests sleep down there yet.

The re-model will consist of (pics for tldr):

Removing a single interior wall that is not load bearing but does contain an outlet on either side.
Removing a second interior wall that makes up a closet.
Extending a current wall, creating a doorway, and closing an existing doorway opening.
Installing a full size window.
Creating new electrical outlet (outlets already exist on this wall).
Creating a closet
Closing an existing opening with a louvered door for access to the water heater.
Creating a new doorway with a louvered door for access to the HVAC.

I've never done a remodel of this magnitude, so I want to have my bases covered. Is there anything I am missing or should re-consider?

I plan for everything above to be done by a single general contractor that will sub-contract an electrician for that work. I'll do the more cosmetic stuff: painting, flooring, closet shelving, lighting.
Will a general contractor pull the required permits or do I have to do that? How long does that usually take, and what does it usually cost? As I said before, most of the basement seems DIY and I'm unsure previous work had been permitted.. what could be the ramifications of that?
I'm installing a window for egress, but will use space heating rather than tapping into my central hvac system.. This should mean that the space still does not count as livable so my property taxes should not increase.. Does that sound right?
What type of notifications or adjustments should I do to my home insurance?
The water heater and HVAC is natural gas which is why I am going with louvered doors; any issues with that being attached to a bedroom other than noise?
Does a $5k to $7k budget sound reasonable for the contracted piece?

Thanks FWF geniuses!
Personal Finance Deals
Student loans vs. investing in employee stock purchasing programs
Added on : Thursday March 20th 2014 08:00:16 AM
g: 0 Posted By: rxgolfer
Views: 34 Replies: 0 Hello, to start it off I am a pharmacy student graduating in May.

What do you all think about paying minimum on my student loans and investing my extra money in my employee stock purchasing program?I know investing in the company you work for is a bad idea for the most part, but with Obamacare on the way, I would speculate the stock of pharmacies will be going up in the future (e.g. RAD from .20 cents to $7 in just a few years; CVS 20 - $80 in 4 years). On top of that, usually, you can buy company stocks at 10-15% discount (but you have to hold for a month to a year.) My average interest rate is 7%, crossing my fingers that my company stock doesn't dip and even possibly increase by a few percent, I could be making 2-7%+> in profit that I can contribute towards student loans later. I know this is risky and very speculative. What are your thoughts? Should I pay my loans off this way??
Question Deals
g: 0 Posted By: iceman94954
Views: 130 Replies: 1 Milwaukee 18V Cordless M18 Lithium-Ion 2-Tool Combo Kit with Case 2691-82 $166.99

http://www.ebay.com/itm/390771065383FEATURES

18V Cordless M18 1/4-in Hex High Performance Impact Driver - 2650-80
18V Lithium-Ion battery delivers longer life and run-time
Patented gear-protecting clutch extends the life of the tool
1/4-in Hex Quick Change Chuck allows for easy bit changes
Battery fuel gauge displays remaining run-time
Variable speed trigger
18V Cordless M18 High Performance Drill/Driver - 2601-80
Milwaukee 4-pole frameless motor maximizes tool efficiency to increase run-time
1/2-in single-sleeve ratcheting metal chuck with carbide jaws
On-board battery fuel gauge displays remaining run-time
Built-in LED light illuminates work surface
Variable speed trigger

INCLUDES

18V Cordless M18 1/4-in Hex High Performance Impact Driver - 2650-80
18V Cordless M18 High Performace Drill/Driver - 2601-80
(2) Lith-Ion Batteries - 48-11-1815
18V Charger - 48-59-1801
Carrying Bag

WARRANTY

1 Year Limited
For full warranty information, please contact us at800-714-0969
* Warranty valid for US customers only

Tools Deals

eBay Coupons
Has BB load limit changed
Added on : Wednesday March 19th 2014 08:00:09 AM
g: 0 Posted By: njdealguy
Views: 181 Replies: 7 Today was able to load 1k at WalMart that made it 6k loaded for this month in bluebird. It was a mistake as I forgot my balance was already 5k and thought was loading from 4k to 5k.

Anyone aware of monthly load limit being increased?
General Economics Deals
OMG! brand new SONY A7 for $1,238, FS and 4% BH Credit
Added on : Tuesday March 18th 2014 11:00:07 AM
g: 0 Posted By: faradhim
Views: 345 Replies: 4 B&H just increased their trade in credit for A7 or A7r from $300 to $460. Follow this link and you will get a check out price of $1238 for a A7 in the cart! After you receive the camera, you need to send in any beat up only camera (or new) for BH to assess credit which is on top of your final price! WOW! Unbelievable. Deal goes away tomorrow!
Cameras Deals

B&H Photo & Video Coupons
g: 3 Posted By: iLetTheDogsOut
Views: 131 Replies: 1 Craftsman 6-Amp, 2,700 RPM Corded Reciprocating Saw $29.99 P/U @ KMART

"6-Amp Corded Reciprocating Saw Is Versatile PowerIf nothing else will do the trick, add theCraftsman 6-amp corded reciprocating sawto your bag of tricks and you'll be back on track in no time. With speeds up to 2,700 rpm and a 3/4-inch blade stroke length, this saw has the power you need for construction, plumbing, demolition work, heating and air conditioning repair or jobs around the house. It can cut through wood, metal, drywall, PVC and more with ease.Weighing in at a shade over seven pounds, the6-amp corded reciprocating sawis easy to work with. Dual work lights boost visibility, while a tool-less blade clamp lets you work more efficiently. A soft handle lets you keep your grip no matter how long you're working with this high-performance saw.

For tricky projects where every other cutting device has failed you, turn to the power and versatility of theCraftsman 6-amp corded reciprocating saw
A six-amp motor and heavy-duty machined gearbox power the saw
It has a variable speed range up to 2,700 rpm with 3/4-inch blade stroke length
The adjustable shoe enhances stability and gives clear visibility of the blade in any position
Increase work productivity with the tool less blade clamp and the dual LED work lights
Eight-foot cord
Weighs 7.3 pounds
Includes the saw, blade, an Allen wrench and a manual
One-year limited warranty"


Tools Deals

Kmart.com Coupons
Amex credit increase offer, hard pull on credit?
Added on : Sunday March 16th 2014 03:00:08 PM
g: 0 Posted By: spydermonkey
Views: 89 Replies: 1 Amex sent me an email offering to increase my credit limit. Does accepting a credit increase cause a hard pull on my credit? I don't see any fine print stating yes or no.
Credit Deals
Save $20 on Amazon Prime - Renew @ existing price - Still live!
Added on : Sunday March 16th 2014 11:00:08 AM
g: 47 Posted By: JetSetter
Views: 8547 Replies: 65 Save $20 on Amazon Prime - beat the new price increase...Here's an easy way to get Amazon price - at the current rate - regardless of when your current one expires - you will get it at the same rate prior to the increase...Current rate is $79 and the new price increased rate is going to be $99 starting tomorrow (3/16)! Do it today....

Link to How-To video

Direct link to purchase Amazon Prime Gift for $79
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Amazon Coupons
Free Kindle Book- 4 KEYS GOLF - HOW TO BREAK 90 and other golf
Added on : Sunday March 16th 2014 10:00:10 AM
g: 0 Posted By: remick
Views: 99 Replies: 0 http://www.amazon.com/dp/B00BZ96KX6/

4.1 out of 5 stars (25 customer reviews)

End your frustrations with golf now! A fast, fun, and easy way to break 90.
Focus on 4 important keys that will help you shoot lower scores quickly!
This book goes through the 4 important keys and then gives you countless ways to actually reach the goals of the 4 keys so you give yourself the best chance of breaking 90 every round.

Written by a former competitive golfer who competed against Tiger Woods and Phil Mickelson who has an MBA from The Wharton School and is business and efficiency minded, this is an approximately 110 page book with 32,750 words of great advice to help you break 90 faster than you thought possible.



Pain Free Golf: Solutions for Golfers Over 50
http://www.amazon.com/Pain-Free-Golf-Solutions-Golfers-ebook/dp/...

Golf's Simple Secrets - Increase Your Power
http://www.amazon.com/Golfs-Simple-Secrets-Increase-Power-ebook/...

Reflections on the Game
http://www.amazon.com/Reflections-Game-Thomas-Hauser-ebook/dp/B0...
Books & Magazines Deals
Continuing Education for (Fun and) Profit?
Added on : Sunday March 16th 2014 02:00:05 AM
g: 0 Posted By: Dus10
Views: 0 Replies: 0 While it is not good, I am sure that I am not alone in having student loan debt here on FWF. I am working to pay it down, however, and I have come up with a (likely unoriginal) strategy to reduce my interest payment.

A little background: I attended a private school for undergrad that was paid 50% through tuition reimbursement and then completed graduate studies that was paid for 80% by tuition reimbursement, though I took out some additional loans. All in all, I have about $60k in loans. About 50% of it originated as subsidized loans. Whenever they are set to "in-school deferment" they have subsidized interest, again. I thought that the previous rules for this were for up to 2 years... but my graduate school was just over two years... and that have been completed for over a year now and I am taking a course right now just because I want to... and it is in deferment again.

So, strategy... take a course here and there to get these subsidized loans back in deferment and keep making my payments but stick all of the money in the unsubsidized loans. That is the first item. Now, this course I am taking is out of pocket and not cheap... so it really isn't a good example, but community colleges offer courses that are much cheaper. Alternatively or correspondingly, one could use employer provided tuition reimbursement to pay for the course, then it is free (beyond any "repayment" commitment and time in school). For specific industry certifications, I have to do continuing education anyhow, and this makes that very easy for me.

This got me thinking, though, there are plenty of means for "students" to save money. How could one extrapolate this for maximum savings. So, here is my list so far:

1. In-school deferment of subsidized loans ($~200/month)
2. Amazon Prime Student with Upgrade to Full Prime (now $50/year or ~$4/month)
3. Mobile service discounts (if you don't have an employer discount... many universities have discounts ranging from 15-22%... savings, varies significantly)
4. Gym membership discounts - my local school district has a fitness facility that is open to the public (detached from the schools). Membership is $500/year for non-residents, $200/year for residents, and $80/year for adult students ($30/year for minor students) (savings varies based on what is available for you, $10/month for me).
5. Software discounts (varies) Many schools have discount programs available for students. Also, you may want to check with your employer for "home use" programs. For instance, my employer's home use program with Microsoft allows me to use MS Office for $10 on up to two home computers.
6. Various students discounts at restaurants
7. Special vehicle financing options - We are trading in our Chevy Traverse (at 0%) for a Volkswagen Passat TDI. Volkswagen Group (VW, Audi, Porsche) offers a grad program for that within six months of graduate or two years following graduation best terms financing plus first payment paid on vehicles. We will be getting 0.9%, but the gasoline models would get 0%. ~$500 for the first payment... $130/month (>$1500/year) in fuel savings over the Traverse after accounting for the slightly increased payment. Many automakers have similar programs.
8. Covered continuing education - many licensed professions and various certifications require some form of continuing education. Sometimes there are free options... sometimes they are a pain. Any schooling gets me a CPE per hour of weekly classroom work... for 3 cr hr course gets me 36 hours for the semester. I need 20CPE/year of specific and 40CPE/year overall... this will obviously vary greatly for folks
9. If you are paying out of pocket... you can do the lifetime learning credit on your taxes to "reduce" the expense of the course.
10. Ancestry.com - I think that some universities offer free access to students (mine does)... $20/month... but i would pay for it all of the time anyhow, so not really a savings.

What other options are out there? Things that you normally wouldn't use but the free/discounted rate makes it affordable for you? Things you already use that would become less expensive?
Save $20 on Amazon Prime - Renew @ existing price - Ends today
Added on : Saturday March 15th 2014 01:00:04 PM
g: 2 Posted By: JetSetter
Views: 321 Replies: 3 Save $20 on Amazon Prime - beat the new price increase...Here's an easy way to get Amazon price - at the current rate - regardless of when your current one expires - you will get it at the same rate prior to the increase...Current rate is $79 and the new price increased rate is going to be $99 starting tomorrow (3/16)! Do it today....

Link to How-To video

Direct link to purchase Amazon Prime Gift for $79
Services Deals

Amazon Coupons
Free Shoprunner for 1 year (in response to Amazon Prime increase)
Added on : Thursday March 13th 2014 10:00:12 AM
g: 4 Posted By: nhenny2005
Views: 733 Replies: 9 https://www.shoprunner.com/amazon-prime/

enjoy.


Welcome Prime members. We heard about the recent price increase and wanted to help. Shoprunner is offering a limited timeFREE 1-Year membershipexclusively for Amazon Prime members who have not yet renewed their membership at the higher rate.

Shoprunner offers the same Unlimited Free 2-Day Shipping you love, and much more. Plus, our promise to you: we wont charge you more than $79 when your free membership renews in a year and we wont charge your card automatically.



FREE 1-YearShoprunner membershipSign up and provide proof of your Amazon Prime membership within 24 hours. This limited time offer is valid for Amazon Prime members who have not yet renewed their membership at the higher rate.

How to submit proof of Amazon Prime membership
1. Go towww.amazon.com/gp/primecentral
2. Log in if necessary
3. Click on "View printable receipt"
4. Copy the full receipt.
5. Open a new email addressed toDoneWithPrime@ShopRunner.com6. Paste the receipt into the body of the email and hit send.
Services Deals
Free Shoprunner for one year (in response to Amazon Prime increase)
Added on : Thursday March 13th 2014 09:00:01 AM
g: 0 Posted By: nhenny2005
Views: 57 Replies: 0 https://www.shoprunner.com/amazon-prime/

enjoy.
g: 0 Posted By: iLetTheDogsOut
Views: 187 Replies: 0 Cycle Bike Trainer Indoor Bicycle Exercise Portable Magnetic Work Out $54.99 FS @ valuemassage via eBay

"There is no reason why you can not exercise with your bike when the outside weather is bad, this magnetic resistance bike trainer converts your bike into an indoor cycling trainer. It offer effective indoor training in a stiff, well supported steel frame.This Trainer is easy to set up with almost any bike--including road and mountain bikes with a 26", 27" or 700c wheel. Fine-tune to your wheel and tire size with the micro-adjust knob.

As you pedal the internal magnet creates resistance, with 5 levels of resistance. And you can change them right from your handle bars.
Features:

Fiveinternal resistance settings.
Quiet design, very low noise.
Easy fold for travel and storage.
Heavy duty steel frame.
State of the art magnet system which provides progressive magnetic resistance, the resistance increases as the speed increases.
Assembled Dimensions: 21.4*19.4*15.5"

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eBay Coupons
Free Ebooks 3-13-14
Added on : Thursday March 13th 2014 05:00:14 AM
g: 0 Posted By: jhall1822
Views: 134 Replies: 0 Note: As always check the price of the books before you purchase, they do not stay free forever! I am posting any books rated 4 stars or higher from FreeEbooksToday

The SharpBrains Guide to Brain Fitness: How to Optimize Brain Health and Performance at Any Age
Rating - 4.6 (37 Reviews)

Modern life places extraordinary demands on our brains. Not only do we live longer than ever before, but we must constantly adapt to complex and rapidly evolving personal and professional realities. Yet, we often ignore our most precious resource to do so: our brain.
The SharpBrains Guide to Brain Fitness cuts through the clutter of misconceptions, superficial and conflicting media coverage, and aggressive marketing claims, to help readers discover what really works, and what doesnt, to improve brain health and performance at any age, to delay or prevent cognitive decline, and become smarter consumers of both media coverage and scientific research in the process.
With useful, pragmatic and personalized tips and suggestions that are easy to implement, the SharpBrains Guide offers a groundbreaking new approach for self-assessing current brain fitness needs and identifying the most relevant and evidence-based methods to preserve and enhance brain function throughout life. Whether your goal is to become more resilient, enhance memory, ward off Alzheimers disease, or simply improve mental focus to perform better at work, this how-to guide shows you exactly how to use it or lose it.
This new and much-expanded edition of the guide AARP named a Best Book on Brain Fitness combines a user-friendly tutorial on how the brain works with advice on how to choose and integrate lifestyle changes and research-based brain training. Featuring an independent analysis of hundreds of scientific studies published in the last 10 years, the book also includes in-depth interviews with 20 leading scientists who often challenge conventional wisdom and prevailing brain health thinking and care.
A thought-provoking, practical and captivating read, the SharpBrains Guide makes the fascinating and complex subject of brain function and neuroplasticity easy to digest with its common sense approach. Its time to rethink, and to truly apply, use it or lose it.

Time Management: How To Get More Done in a Multitasking World
Rating - 5 (13 Reviews)

This book contains proven steps and strategies on how to effectively manage your time and accomplish more even if most of your resources are limited.
This compendium consists of sixteen chapters. Time management is clearly defined in the first chapters: the working principles, the basic techniques, and why it is important. Prioritization is likewise defined, and the basic tips on how to do it effectively are enumerated and explained. Also, the reasons why people procrastinate are explained so that readers will know how to avoid it. Productivity levels can also be improved by following simple steps.
You will learn throughout the chapters that no matter what kind of profession or walk of life you belong to, time management is a very important concept. Students, entrepreneurs, managers, and employees they have varied needs as far as time management is concerned. These are all discussed thoroughly in this book. While passing time, games that will help you develop your skills on time management are also suggested.
Read this book to be enlightened on just what time management is all about. Find out how you can learn to use your time more effectively.

Here Is A Preview Of What Youll Learn After Downloading Time Management Kindle book:

Time Management Techniques
15 Efficient Time Management Tips
Time Management for Entrepreneurs
Time Management for Managers
Time Management for Employees
Time Management for Students
Time Management Tools
Time Management Dos and Donts
Time Management Games
The Art of Prioritizing
Developing Time Management Skills
Set your Goals the Right Way
Productivity
Procrastination
How to Get More Work Done in 2 Hours
Time Management FAQs


How To Be Smarter: Brain Training To Learn New Things (Being Smart, How To Be Intelligent)
Rating - 5 (4 Reviews)

Have you always wanted to have a mental edge on the people around you? Would you like to know REAL ways to boost your brain function without using invasive techniques or hyped pills that are junk science? There ARE ways to get your brain motivated to learn and the best part is it doesnt even seem like work!

New discoveries are made all of the time when it comes to the brain and improving function. Learn the latest and best techniques that are backed by real results by people like you! Put as much or as little effort as you want to in it and you will still see drastic improvements right away. Download this book TODAY to find out:

The best mental exercises for brain function improvement
Science of increasing intelligence
How health affects intelligence
Importance of sleep
Things you can add to your diet that WILL make you smarter!
Download this book NOW and start doing the things you need to BE smarter tomorrow!

My Secret List of Sites that Pay (The Beginners Guide to Quick Easy Money)
Rating - 4.6 (11 Reviews)

Why is it so difficult to determine which websites will pay us real money? Most sites claim to pay, but their payment methods are rarely in the form of cash that can be sent to your bank account and used to pay the bills. In this guide, the author reveals twenty-five websites that will pay you real money. None of these websites will ever ask you for a penny to get started. Stop your search right here, because the links in this book are the only ones that you will ever need.
You do not need to have prior experience for most all of these gigs. If you do have a skill or trade, you can certainly use it to your advantage.

If the following strike your interest, then reading this guide will give you the direct links to the sites that pay, which will walk you through the process so you are confident with what you are doing.

Below are a few of the options that you will find in this guide.

Submitting product/book reviews
Editing small pieces of work for others
Giving professional or personal advice on just about anything you can think of
Getting paid to put together professional slide-shows or short videos for other companies
Posting advertisement banners on the web, and getting paid for the clicks
Making money on a blog, and getting paid to ramble about literally whatever you want
Putting together flyers/logo designs for those needing advertising
Making video testimonials for a product/business
Deciding what to charge per service (my favorite part)


There you have it. Its real, its legit, and its the quickest and easiest cash Ive ever made. Not to mention, from home.

101 Juicing Recipes: The Complete Nutrition Rich Green Vegetables and Fruits Juice Recipes for Weight Loss and Healthy Living
Rating - 4.8 (11 Reviews)

How to apply Juice Fasting Program to lose 7 lbs in 7 days with these Nutritious Rich Juice Recipes.
The juice fasting plan is a fresh fruit and veggie detox that gives the digestive system a much needed break. High vitamins, minerals, and other essential nutritional elements are the key to getting rid of built up toxins and loss of unwanted weight gain.
The Modern World Is Filled With Stressors And Pollutants That Can Be Effectively Eliminated With Fresh Juice.
A Beloved Childhood Snack, Juice Is An On The Go Option That Advances Skin And Organ Health Through Adulthood.

Fresh Fruits and Vegetables Juicing Help You to Transform Your Body For:

* Energy enhancement from oxygen rich chlorophyll.
* Blood detox heals the body by eliminating impurities.
* The immune system is strengthened so that chronic diseases linked to cancer and arterial malfunction are mitigated.
* Weight loss is precipitated with juice enzymes.
* Hair, skin, and nails sustain growth, extending their appearance, and controlling them from premature aging.
* Mental acuity in concentration, memory, and precision are improved with juice.
* Increased muscle and joint flexibility.
* Deal with Insomnia and other sleeping disorder with Juicing.
Also, You will Discover:
* How A Cleanse and Detox Program must be Successful: Ultimate Tips?
* Role of Juices to fight back with cancer!!
* How Your Kidney/Liver Function will be to Improved by Juicing?
More than 101″ Delicious Vegetables and Fruits Juicing Recipes for:
* Weight loss and Fasting
* Cleanse and Detox
* Immune Boosting
* Wrinkle Reducing
* Colon Cleanse
* Prevent & Fight for Cancer, Diabetes
* Increases your Kidney Function
* Muscles Soothing and calming
* Memory Boosting
* Your Kids
* Mental Acuity
* And More
Totally Free Deals
Tenant Threatening to Sue Because I Am Going to Increase Their Rent
Added on : Monday March 10th 2014 07:00:16 PM
g: 0 Posted By: Pesare
Views: 155 Replies: 5 I need some advice here. I have a tenant who was on a two year lease and their lease is ending soon. The lease says that they have to give 60 days notice and they have the first right to renew their lease after their current contract is finished which they have already done. For the new contract I was going to increase the rent less than 10% as the rents have gone up in my area. They have threatened to take me to court since I am increasing their rent since they feel that everything including the rent should stay the same in the new contract even though we haven't signed anything and I haven't created it yet. Since this is an unusual situation I was wondering what would you do or has anybody had this situation before. Note that this is a standard increase and I think this guy is overreacting since it is hard for him to move to another place at the price he is paying for my unit, but at the same time he knows a few lawyers and I want to avoid the hassle of going to court.
Question Deals
Free Kindle Book - The Art of Hacking (was $9.95)
Added on : Monday March 10th 2014 09:00:09 AM
g: 3 Posted By: remick
Views: 386 Replies: 0 http://www.amazon.com/Art-Hacking-Can-Akdeniz-ebook/dp/B00IGXEIH...

The world as it exists today is barely recognizable as the same world that existed on hundred, or even fifty, years ago. The last century has seen innovation after innovation reshape and revolutionize almost every aspect of human existence. Far from bringing us to an end point a settled state in which no further innovation is possible the rate of change has increased exponentially in recent decades. It seems that we a set firmly on a path of endless enhancement.

This leads us to ask: where does innovation come from, and how does it happen?

The answer, quite simply, is people. People have ideas. People strive to make their ideas a reality. Through this, people create change.

We call these people hackers. A hack is a small change to the recognized way of doing things, which leads to a large-scale increase in efficiency, success, or achievement. Hackers break the rules and change the game. Hackers are the most important members of our society, of any society, as they hold the power to shape the future.

This book celebrates the lives and achievements of some of historys greatest hackers: from Tim Berners-Lee to Jack Dorsey, from Leonardo da Vinci to Steve Jobs. Learn about who they were and how they functioned. Discover the characteristics that allow hackers to keep pushing forward, innovating, revolutionizing industries and changing the world.
Totally Free Deals
Free Kindle Book - The Art of Hacking (was $9.995)
Added on : Monday March 10th 2014 08:00:13 AM
g: 0 Posted By: remick
Views: 168 Replies: 0 http://www.amazon.com/Art-Hacking-Can-Akdeniz-ebook/dp/B00IGXEIH...

The world as it exists today is barely recognizable as the same world that existed on hundred, or even fifty, years ago. The last century has seen innovation after innovation reshape and revolutionize almost every aspect of human existence. Far from bringing us to an end point a settled state in which no further innovation is possible the rate of change has increased exponentially in recent decades. It seems that we a set firmly on a path of endless enhancement.

This leads us to ask: where does innovation come from, and how does it happen?

The answer, quite simply, is people. People have ideas. People strive to make their ideas a reality. Through this, people create change.

We call these people hackers. A hack is a small change to the recognized way of doing things, which leads to a large-scale increase in efficiency, success, or achievement. Hackers break the rules and change the game. Hackers are the most important members of our society, of any society, as they hold the power to shape the future.

This book celebrates the lives and achievements of some of historys greatest hackers: from Tim Berners-Lee to Jack Dorsey, from Leonardo da Vinci to Steve Jobs. Learn about who they were and how they functioned. Discover the characteristics that allow hackers to keep pushing forward, innovating, revolutionizing industries and changing the world.
Totally Free Deals
when a broker increases the IRA closing fee..
Added on : Saturday March 08th 2014 08:00:09 PM
g: 0 Posted By: gargam3l
Views: 84 Replies: 0 I got notice that the closing fee on an IRA account is increasing. Seems a bit ruthless, considering you're penalized no matter what. E.g., early withdrawal has a tax penalty, while staying with them enables them to increase the closing fee to unreasonable levels. Transferring to another broker and paying the current fee leaves savers paying a penalty before every increase. Usually when transferring over to the brokers who pay the closure costs of the former broker, these same brokers have closing fees of their own.

Is it possible to draw the account down to $1 after retirement, and just let the dollar sit there forever to avoid the closing cost?

Is it generally possible to transfer all but $1?
Personal Finance Deals
g: 0 Posted By: BigReader
Views: 189 Replies: 0 How to Document a Project Plan: What You Need To Know To Design A Project Management Plan Quickly and Easily =16px[Kindle Edition]
Amazon Countdown Deal

U.S. http://www.amazon.com/How-Document-Project-Plan-Management-ebook/dp/B005YV7BTS/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1394306157&sr=1-1&keywords=project+management
U.K. http://www.amazon.co.uk/How-Document-Project-Plan-Management-ebook/dp/B005YV7BTS/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1394306157&sr=1-1&keywords=project+management+B005YV7BTS

Shows you all the forms you need to document your project plan including risks, costs, and communications.

Regular price $9.99 on sale from $0.99

NOTE: This is an Amazon Countdown Deal meaning the price starts at 99 cents and then increasesin steps of $1.00 until the price is $1.00 below the regular price. Deal lasts for 7 days. The publisher can adjust so you need to check the price and the countdown timer. Currently only available on the U.S. and U.K sites.
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Amazon Coupons
Fi'zi:k Ardea Mountain Bike Saddle $54.99 performance bike
Added on : Saturday March 08th 2014 09:00:05 AM
g: 0 Posted By: tedhawkins
Views: 140 Replies: 0 Fi'zi:k Ardea Mountain Bike Saddle $54.99 performance bike

http://www.performancebike.com/webapp/wcs/stores/servlet/Product...

Fi'zi:k Ardea Mountain Bike Saddle - Closeout!

Perfect for casual riders or those new to road cycling, the Fi'zi:k Ardea Versus Saddle combines Fi'zi:k's top technologies with strategic padding to increase comfort without sacrificing performance. Chameleon design has increased width and curvature for riders with medium flexibility. Low density foam reduces stress on sensitive areas and offers plenty of support at the sit bones. Wing Flex shell flexes where the inner thigh contacts the saddle to enhance pedaling efficiency. Breathable Microtex cover puts you in an ideal cycling position while the Thigh Glides guide you into a pedaling form that's easier and more comfortable. Manganese rails are the perfect combination of strength and flex.
For the Chameleon: Medium Spine
Nylon Carbon reinforced base is light, stiff and uses a 270 carbon structure between the shell and cover for additional protection
Wing Flex shell flexes downward in the critical area where inner thighs contact the saddle, allowing for a more efficient, full-range movement while pedaling
Thigh Glides allow the thighs to slide easily over the saddle
Microtex cover is durable, water-resistant and enhances grip, even when wet
Low density padding reduces pressure on sensitive areas
Manganese rails flex just enough for added comfort
Integrated Clip System at the base allows quick attachment and removal of I.C.C. accessories, such as the Fi'zi:k Saddle Pa:k and Blin:k light (not included)
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Performance Bicycle Coupons
Home Owner's Insurance Options
Added on : Saturday March 08th 2014 03:00:08 AM
g: 0 Posted By: jimates
Views: 81 Replies: 0 My sister talked me into this deal.She took out a bridge loan to buy a second house in another community. I am buying her old house in a rent to own agreement.
Her insurance company said changing the status of the property to rental would increase the insurance rate from <$400 to >$800. Reducing the coverage by >50% would only save $182 a year so not a good option. I could get my own insurance but that would not satisfy her loan requirements.

Any viable options out there for insurance coverage at great rates.

State of PA
Changed from Allstate to Erie for super savings after Katrina (all major carriers had significant increases).
House appraised at $77k
Insurance coverage of $175k (replacement costs)
Reducing to $80k would only save $182 a year
Real Estate Deals
g: 0 Posted By: drobis
Views: 221 Replies: 0 http://moofi.woot.com/offers/drinkwell-indoor-outdoor-dog-founta... Gallon (450 oz.) Water CapacityDual-filtration with Charcoal and Foam Filter IncludedTwo 1-Gallon Reservoirs increase capacity and make refills easyDeep bowl with high walls to help control splashing and spills
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woot! Coupons
g: 0 Posted By: tedhawkins
Views: 160 Replies: 0 Guns - "Assure" Stainless Steel 12 Gauge Magazine Follower by TANDEMKROSS $14.99 + $3.99 Flat shipping

http://www.gearhog.com/

Replaces the cheap and fragile factory plastic follower
Built to eliminate dirt and debris
Less surface area and less drag for increased reliability
Made in the USA out of stainless steel

These truly are the ultimate 12 gauge shotgun magazine followers! Machined from stainless steel to exact tolerances, they are built to last a lifetime. Unlike the original plastic followers, these will never break under spring pressure or degrade when cleaning solvents are used. With the TANDEMKROSS "Assure" stainless steel magazine followers, it becomes easier to visually see and feel when the tube is empty. The hole in the middle helps minimize debris buildup such as sand or shell fragments. Whether you are a law enforcement officer, a skeet shooter, or a parent protecting your home and family; magazine feeding reliability is what you depend on. Don't settle for anything less and order today!

Supported Model List -
Remington 870 12ga
Mossberg 500 12ga
Remington 1100 12ga
Mossberg 590/590A1 12ga
Remington 11-87 12ga
Mossberg 930 12ga
Winchester Model 1200 12ga
Ithaca Model 37 12ga
KelTec KSG
Winchester Model 1300
*Will also work with most 12 gauge shotguns with a magazine tube
Guns & Ammo Deals
Free Ebooks 3-5-14
Added on : Wednesday March 05th 2014 07:00:10 AM
g: 0 Posted By: jhall1822
Views: 46 Replies: 1 Note: I only posted the books from FreeEbooksToday.com that have a rating of 4 or more, there are others if you are interested. Please make sure the books are still free on Amazon before purchasing!


Introducing Windows 8.1 For IT Professionals
Rating - 4.3 (20 reviews)Get a head start evaluating Windows 8.1 - with early technical insights from award-winning journalist and Windows expert Ed Bott. Based on the Windows 8.1 Preview release, this guide introduces new features and capabilities, with scenario-based advice on how Windows 8.1 can meet the needs of your business. Get the high-level overview you need to begin preparing your deployment now.
Preview new features and enhancements, including:How features compare to Windows 7 and Windows XPThe Windows 8.1 user experienceDeploymentSecurity featuresInternet Explorer 11Delivering Windows appsRecovery optionsNetworking and remote accessManaging mobile devicesVirtualizationWindows RT 8.1

50 Popular Types of Herb (The Herb Books)
Rating - 4 (4 reviews)~On the following pages you will find all the well-known culinary herbs together with many that have familiar names but which are not so widely used today. The herbs have been chosen for their flavouring and seasoning properties, as well as their special therapeutic qualities. These are the herbs which have the greatest variety of uses, and while it is not intended that all the herbs should be grown in the garden, the list offers a worthwhile selection from which to make your choice. The majority of the herbs are familiar as culinary herbs but many are also good medicinal or cosmetic plants.When you are considering which herbs to grow in your garden, you must first decide the purpose for which they are to be grown. Is it your intention to use herbs only in cooking? Would you prefer to grow a bed of medicinal herbs to make natural remedies and herbal teas? Perhaps you wish to grow the cosmetic herbs which are so fragrant and colourful.All the plants described in this section are comparatively easy to grow, and once established in their plot, need little attention. If you cannot grow them from seed, you will find the majority are obtainable at your local garden centre or herb nursery. A few such as elder, yarrow and marshmallow, can easily be found growing in the wild - so the seed can be collected from the plants in the appropriate season.To preserve the plants in the countryside from extinction, it is important that you only gather the seeds. It is also essential to correctly identify the plant before collecting any seeds from a herb growing in the wild. Although most herbs do run true to form, some plants cross fertilize with the result that scents and flavours become mixed. If you are in doubt about the appearance of a particular herb, try to see it growing by visiting herb gardens and nursery centres. This will often give you a better idea of how to fit a particular herb into your own garden arrangement.When planning your garden, list all the herbs you would like to grow, making a note of their heights and how you wish to use them. In this way you will find you have a good selection of herbs and a clear idea of how they can be used to their best advantage. By tradition, many herbs have a specific use, but with the emphasis today largely on the culinary herbs, most of the alternative uses remain untried. There are a great many herbs which can be used in cosmetics, and with the rising cost of these preparations in the shops, it is well worth making your own.

Jumpstart!: Your Way to Healthy Living With the Miracle of Superfoods, New Weight-Loss Discoveries, Antiaging Techniques & More
Rating - 4.3 (15 reviews)

A step-by-step plan to supercharge every area of your health Everybody wants to look and feel their best. Jumpstart! takes a multipronged approach to heath and wellness that provides impressive results quickly. Emphasizing the connection between mind, body and spirit, the author shows you how to:

Reset your weight to its optimal level
Reprogram your mind for success
Tap into the most powerful power source

When you start to drop the excess pounds and cleanse your body of stress and toxins, your body will begin to function at its optimal level, revving up your metabolism and immune system. Jumpstart! your health and get excited about the new life that is just around the corner!

The Juice Lady's Remedies for Stress and Adrenal Fatigue: Juices, Smoothies, and Living Foods Recipes for Your Ultimate Health
Rating - 4.3 (7 reviews)

~Dont let stress ruin your health.
Fight back with these all-natural juice remedies.
You dont have to suffer with the effects of stress and exhaustion. By simply adding more raw food to your diet, you increase your intake of essential nutrients and decrease the harmful effects of stress and adrenal fatigue on your body.

With recipes and recommendations for healing teas, juices, and smoothies, this quick-reference guide helps you naturally repair, rejuvenate, and reclaim your health. You also get valuable tips on stopping stress and adrenal fatigue at the source, including:

The connection between chronic stress and adrenal fatigue
Practical ways to lower your stress levels
Nine common symptoms of adrenal fatigue
Seven steps you can take to combat stress eating, and more!

Breaking Out Of A Broken System
Rating - 4.9 (88 reviews)~Has your life turned out exactly as planned?When you were younger did you have dreams of being a rockstar?
...a fireman?
...a doctor?Who did you want to be before the world told you who you should be?

When we're born, we enter a world full of systems, most of which are out of our control. There are tons of unwritten rules and social pressures we feel forced to follow.We're pressured to:
- study hard and get good grades
- get accepted and attend college
- graduate and find a secure job
- get married and start a family

We're trained not to stray too far from the path.If we follow this recommended path, why do we still feel that we're missing something?In Breaking Out of a Broken System, Seth & Chandler Bolt give you the tools to re-draw the lines, chart new roads, and expand the borders around your life.

Each of the brothers writes a totally different perspective on the 15 most important life lessons taught by their parents. These are things they thought everyone learned growing up, but they realized otherwise after going out into the "real world".

As you read, you'll have the option to read two completely different perspectives on each life lesson.You can start with the artistic account written by Seth, bass player for the southern rock band NEEDTOBREATHE.Or...Dive into Chandler's entrepreneurial story told from the perspective of the younger brother.There are two major benefits that will manifest from reading these intriguing tales. First, your life will gain a fresh new outlook on how blazing new trails can be the perfect addition to your own path.
Totally Free Deals
g: 24 Posted By: remick
Views: 2408 Replies: 14 http://www.amazon.com/gp/product/B00G8O5CC8/

4.3 out of 5 stars (7 customer reviews)

Dont let stress ruin your health.
Fight back with these all-natural juice remedies.
You dont have to suffer with the effects of stress and exhaustion. By simply adding more raw food to your diet, you increase your intake of essential nutrients and decrease the harmful effects of stress and adrenal fatigue on your body.

With recipes and recommendations for healing teas, juices, and smoothies, this quick-reference guide helps you naturally repair, rejuvenate, and reclaim your health. You also get valuable tips on stopping stress and adrenal fatigue at the source, including:

The connection between chronic stress and adrenal fatigue
Practical ways to lower your stress levels
Nine common symptoms of adrenal fatigue
Seven steps you can take to combat stress eating, and more!


Also free

Smoothies: the most delicious recipes for weight loss Vol. IV: (smoothie recipe book,smoothie recipes,smoothie recipes for weight loss,green smoothie recipes,): Vol IV.
http://www.amazon.com/Smoothies-delicious-recipes-weight-smoothi...

40 Juicing Recipes For Weight Loss and Healthy Living
http://www.amazon.com/Juicing-Recipes-Weight-Healthy-Living-eboo...

Breville Health Full Life: Juice Recipes for the Juice Fountain Plus
http://www.amazon.com/Breville-Health-Full-Life-Fountain%C2%AE-e...

Smoothie Recipes for Weight Loss - 30 Delicious Detox, Cleanse and Green Smoothie Diet Book
http://www.amazon.com/Smoothie-Recipes-Weight-Loss-Delicious-ebo...

Green Smoothie Recipes For Weight Loss and Detox Book
http://www.amazon.com/Green-Smoothie-Recipes-Weight-Detox-ebook/...


New on 3/5

Juicing for Beginners: Complete Juicing Start Up Guide and Nutrition Book with 100+ Juicing Recipes for Health, Weight Loss, Energy, Detox and More
http://www.amazon.com/Juicing-Beginners-Complete-Nutrition-Recip...
Books Deals

Amazon Coupons
Paid via "rent allowance" - any downsides?
Added on : Tuesday March 04th 2014 05:00:09 PM
g: 0 Posted By: pillsdoughboy1
Views: 83 Replies: 6 I am moving to a high COLA on my own will. In order to do this without needing to increase my pay my employer is willing to reduce my salary and pay my rent directly, $1500 or more,in the new location.

Besides reporting less income on a W2 can anyone share other downsides to this plan?

TIA
Real Estate Deals
oneida.com $11.99 Anchor Hocking 6pk Assorted Color Shot Glasses
Added on : Tuesday March 04th 2014 05:00:04 PM
g: 0 Posted By: DaysFan
Views: 157 Replies: 1 linked
http://www.oneida.com/


Anchor Hocking 6pk Assorted Color Shot GlassesItem # 80907L8 Fun for entertaining these glasses have clear bodies and brightly colored bottoms that add a special flair to your presentation and make it easier to tell who each glass belongs to. Set Includes (6) 1.5oz Shot Glasses in fun colors Dishwasher safe Made in the USA - See more at: http://www.oneida.com/dining/drinkware/barware-pilsner/anchor-hocking-6pk-assorted-color-shot-glasses.html#sthash.qVrL6fbw.dpuf$24.00 $11.99 - See more at: http://www.oneida.com/dining/drinkware/barware-pilsner/anchor-hocking-6pk-assorted-color-shot-glasses.html#sthash.qVrL6fbw.dpuf linked
Anchor Hocking Beer Wagon Mug, 20 oz.
Item # 93001 - See more at: http://www.oneida.com/dining/drinkware/barware-pilsner/anchor-hocking-beer-wagon-mug-20-oz.html#sthash.YaZWOPPj.dpuf

8.00 $3.99 A staple item for any bar is the beer mug! Our 20 ounce mug holds your favorite brew with ample space for a good head of foam. This durable mug is designed for rough handling, and the easy-to-grip handle makes it a favorite amongst beer drinkers all ove - See more at: http://www.oneida.com/dining/drinkware/barware-pilsner/anchor-hocking-beer-wagon-mug-20-oz.html#sthash.YaZWOPPj.dpuf
Beer Classics Tall Pilsner, Set of 6, 12.8oz
Item # A4991050K - See more at: http://www.oneida.com/dining/drinkware/barware-pilsner/beer-class-tall-pilsner-set-of-6-12-8oz.html#sthash.zqP839u4.dpuf

$48.00 sale $14.99

These Beer Classics Tall Pilsner Glasses feature an 12.8 ounce capacity and a tall, classic design in lead-free crystal. Designed for serving pilsners, or other light-colored beers, these glasses have thin, laser-cut and polished rims to maximize your drinking pleasure. The Beer Classics tall pilsner glasses come packed as a set of 6. Tall Pilsner Glasses made in Germany Lead-free Crystal. Dishwasher Safe. Unique platinum finishing process increases durability and adds a brilliant shine. Measures: 6.9 x 3.2 x 7.4 inches - See more at: http://www.oneida.com/dining/drinkware/barware-pilsner/beer-class-tall-pilsner-set-of-6-12-8oz.html#sthash.zqP839u4.dpuf


Home & Garden Deals

Oneida Coupons
g: 0 Posted By: remick
Views: 1 Replies: 0 Holy Fire: A Balanced, Biblical Look at the Holy Spirit's Work in Our Lives (was $15.99)
http://www.amazon.com/Holy-Fire-Balanced-Biblical-Spirits-ebook/...

4.9 out of 5 stars See all reviews (32 customer reviews)

The Holy Spirit...
Greater than your theology, bigger than denominations, beyond all we can imagine, God's gift to the church and to you
Debate about the Holy Spirit has been around for a long time. In Holy Fire, best-selling author and respected theologian R. T. Kendall sets the record straight about the Holy Spirits role in our lives and in the life of the church.
If you want to increase your knowledge of this most misunderstood member of the Trinity, or if you long to experience His presence in your life in a deeper way than ever before, this book is for you.
Are you charismatic? He is bigger than your signs-and-wonders events. Are you Reformed? He will not be limited by your theology. As Jesus said of the Holy Spirit, He blows where He will.


Named by God: Overcoming Your Past, Transforming Your Present, Embracing Your Future(was $15.99)
http://www.amazon.com/Named-God-Overcoming-Transforming-Embracin...

4.6 out of 5 stars (101 customer reviews)

In many ways, Kasey Van Norman has suffered more heartbreak than one woman can bear. Growing up, she endured her parents divorce, date rape, and years of addiction to sex, cutting, and eating disorders. As an adult, Kasey has endured a painful miscarriage; the heartbreak (and restoration) of infidelity; a cancer diagnosis; rejection by her friends, church, and community; and her mothers death from cancer. But at the end of this twisting path of sorrow, Kasey walked out of the wilderness and into a place of Gods merciful and miraculous healing and redemption. In Named by God, Kasey shares her story of Gods infinite grace and compassion so that others might learn from her experience as they encounter a depth of Jesus like never before!


Heaven and the Afterlife (was $13.99)
http://www.amazon.com/Heaven-Afterlife-Keith-Wall-ebook/dp/B002U...

4.5 out of 5 stars (88 customer reviews)

What should you believe?
You've heard stories of near-death experiences. Your grandmother longs to "be with Jesus." A friend is sure angels intervened to prevent a tragic accident. A woman at work wonders if her house is haunted. The Bible includes accounts of people raised from the dead.
Exploring these and similar topics, Heaven and the Afterlife helps you sort out what is fiction and what is fact in everything you hear about the afterlife. If you're looking for a candid, trustworthy examination of the world beyond this life, bestselling author Jim Garlow provides honest answers based on years of biblical study and firsthand experience as a teacher and pastor.
The afterlife is real, but not everything you hear about it is. Get the answers you need to decide for yourself.


Fresh Air: Trading Stale Spiritual Obligation for a Life-Altering, Energizing, Experience-It-Everyday Relationship with God (was $15.99)
http://www.amazon.com/Fresh-Air-Life-Altering-Experience---Every...

4.8 out of 5 stars (84 customer reviews)

A breath of fresh air is about to sweep into your life. This powerful DVD curriculum, based on the debut book from pastor Chris Hodges, will revive your spirit and show you how to be fueled by God like never before. Youll not only be refreshed in spirit yourself; youll discover how to create a life-giving environment of freedom and joyful purpose around you, and experience what it means to live an I get to, not an Ive got to, kind of life every day.
Craig Groeschel said, I believe God wants to use Chriss life, his story, and his wisdom to help you fall more in love with God than you ever have before. . . . Chris lives what he teaches. And he will help you exchange an increasingly stress-filled life for a God-honoring, world-changing, Spirit-filled life.


Hyper-Grace: Exposing the Dangers of the Modern Grace Message (was $15.99)
http://www.amazon.com/Hyper-Grace-Exposing-Dangers-Modern-Messag...

4.5 out of 5 stars (51 customer reviews)

The great deception of the 21st century
At a time when the church needs an urgent wake-up call and a fresh encounter with Jesus, the hyper-grace message is lulling many to sleep. Claiming to be a new revelation of grace, this teaching is gaining in popularity, but is it true? Or is the glorious truth of grace being polluted by errors, leading to backsliding, compromise, and even the abandonment of faith?
Hyper-Grace looks at the major teachings put forth by many adherents of this grace reformation and prayerfully compares those teachings with the Word of God, answering questions such as:
How do our sins affect our relationship with God?
What is the relevance of the Old Testament to our faith?
What does Jesus actually have to say about grace?
Without watering down the Bibles true message of grace, Michael Brown gives you the facts, demonstrating the dangers of this seductive message and showing you how to keep from being taken in.


Spiritual Intervention: Powerful Insights for Breakthrough Prayers (was $9.99)
http://www.amazon.com/Spiritual-Intervention-Powerful-Insights-B...

5.0 out of 5 stars (27 customer reviews)

Tap into the tremendous power of prayer
When trouble happenswhether in the world or in our personal liveswe want to be able to help and to know we are making a positive difference. In her role as television producer of A Time of Intercession, Kimberly Ray has received thousands of prayer requests and has seen them answered time after time.
In Spiritual Intervention she shows you how to launch a successful prayer intercessionespecially during trouble or crisis


Commanding Your Morning Daily Devotional: Unleash God's Power in Your LifeEvery Day of the Year (was $15.99)
http://www.amazon.com/Commanding-Your-Morning-Daily-Devotional-e...

4.6 out of 5 stars (11 customer reviews)

Best-selling author Cindy Trimms new release will empower people to walk in the fullness of what God wants for them by helping them take charge of their day.
In Commanding Your Morning Cindy Trimm helps readers achieve victory over their circumstances through spoken declarations that activate Gods power. The Commanding Your Morning Daily Devotional makes that message even more practical by giving them daily teaching, scriptures, and declarations that will empower them to start every day off right.
Cindy writes in Commanding Your Morning that what begins with God has to end right. Anyone wanting a successful day will benefit from this practical devotional.


g: 5 Posted By: remick
Views: 733 Replies: 4 http://www.amazon.com/gp/product/B00G8O5CC8/

4.3 out of 5 stars (7 customer reviews)

Dont let stress ruin your health.
Fight back with these all-natural juice remedies.
You dont have to suffer with the effects of stress and exhaustion. By simply adding more raw food to your diet, you increase your intake of essential nutrients and decrease the harmful effects of stress and adrenal fatigue on your body.

With recipes and recommendations for healing teas, juices, and smoothies, this quick-reference guide helps you naturally repair, rejuvenate, and reclaim your health. You also get valuable tips on stopping stress and adrenal fatigue at the source, including:

The connection between chronic stress and adrenal fatigue
Practical ways to lower your stress levels
Nine common symptoms of adrenal fatigue
Seven steps you can take to combat stress eating, and more!


Also free

Smoothies: the most delicious recipes for weight loss Vol. IV: (smoothie recipe book,smoothie recipes,smoothie recipes for weight loss,green smoothie recipes,): Vol IV.
http://www.amazon.com/Smoothies-delicious-recipes-weight-smoothi...

40 Juicing Recipes For Weight Loss and Healthy Living
http://www.amazon.com/Juicing-Recipes-Weight-Healthy-Living-eboo...

Breville Health Full Life: Juice Recipes for the Juice Fountain Plus
http://www.amazon.com/Breville-Health-Full-Life-Fountain%C2%AE-e...

Smoothie Recipes for Weight Loss - 30 Delicious Detox, Cleanse and Green Smoothie Diet Book
http://www.amazon.com/Smoothie-Recipes-Weight-Loss-Delicious-ebo...

Green Smoothie Recipes For Weight Loss and Detox Book
http://www.amazon.com/Green-Smoothie-Recipes-Weight-Detox-ebook/...
Books Deals

Amazon Coupons
g: 1 Posted By: remick
Views: 232 Replies: 1 http://www.amazon.com/gp/product/B00G8O5CC8/

4.3 out of 5 stars (7 customer reviews)

Dont let stress ruin your health.
Fight back with these all-natural juice remedies.
You dont have to suffer with the effects of stress and exhaustion. By simply adding more raw food to your diet, you increase your intake of essential nutrients and decrease the harmful effects of stress and adrenal fatigue on your body.

With recipes and recommendations for healing teas, juices, and smoothies, this quick-reference guide helps you naturally repair, rejuvenate, and reclaim your health. You also get valuable tips on stopping stress and adrenal fatigue at the source, including:

The connection between chronic stress and adrenal fatigue
Practical ways to lower your stress levels
Nine common symptoms of adrenal fatigue
Seven steps you can take to combat stress eating, and more!


Also free

Smoothies: the most delicious recipes for weight loss Vol. IV: (smoothie recipe book,smoothie recipes,smoothie recipes for weight loss,green smoothie recipes,): Vol IV.
http://www.amazon.com/Smoothies-delicious-recipes-weight-smoothi...
Books Deals

Amazon Coupons
g: 0 Posted By: idfubar
Views: 204 Replies: 0 RingPlus (Sprint MVNO) has announced another "free" (ad-supported) plan which will be available on 3/6 @ 10AM PST to Los Angeles County, San Francisco, and Silicon Valley and will be available as long as supplies last:

200 domestic minutes
200 domestic & international SMS
200 MB of data

Note that the fine print/terms & conditions of the plan are subject to change (increased allocation of resources and/or changes to terms and conditions); also, a similar plan with the same name will be available for $19 (unlimited voice, unlimited SMS, & 750MB of data).

Fine print/terms & conditions are at:http://discourse.ringplus.net/t/2014-free-plan-rules-of-the-road-updated-2-7/824

PS: The thread for the "2014 Free" plan is posted at:

http://www.fullofdeals.com/forums/expired-deals/1337243/

PPS: Another free plan ("Metro 51") for metropolitan New York was announced... but someone else can post that if they're local and interested...
Services Deals
g: 0 Posted By: bping2
Views: 335 Replies: 1 IK Multimedia is having an challenge, buy one software or hardware, get free software.
Buy any qualifying AmpliTube software or hardware product and get AmpliTube software products of equal or lesser value free. Participants have the chance to set a new world record and (maybe) get a whopping six products for the price of one!

Validhardware:
iRig BlueBoard ($99)
iRig PRO ($149) or
iRig HD ($99)

Valid software titles:
AmpliTube 3 (199 msrp)
Fender (149 msrp)
Ampeg
Orange
Hendrix
Slash
*** all of them priced at$99 right now

Details here:http://www.ikmultimedia.com/atgb/

They want to get as many registered users before March 9, 2014.

Started with a buy one, get one free. With current registered users we are up to 3 free software titles.
I'm happy with AT3, Ampeg and Fender titles, but wouldn't mind getting a fourth one.

I went with the iRig PRO, currently on sale for $100 at GuitarCenter.
You can use a mic and record acoustic guitar as well.
check out YouTube video here.

HOW TO JOIN THIS GROUP BUY?
From February 13th to March 9th, simply purchase and register any of the qualifying products from our online store,Custom Shop or from our network of selected resellersand get your choice of 3 of the AmpliTube software titles. The group buy counter will increase each time a new qualifying product is registered, and for every 250 new registrations received, you will get an AmpliTube software instrument for FREE.
Electronics Deals
Would you take this job offer?
Added on : Monday March 03rd 2014 03:00:10 PM
g: 0 Posted By: t0pher
Views: 261 Replies: 9 Disclosure: I don't have an offer yet but I want to get some feedback in the event that I do get one this week.

Current Job

Senior Financial Analyst for a manufacturing company. I work in a good group and overall the stress level is pretty low. There are certainly some hectic times but those are few and far between.
$80k/year, no bonus, 45 hours/week 90% of the year (55+ hours the other 10%), 30 min commute in morning, 1 hour commute going home
Great relationship w/boss and as far as I can tell, he's grooming me to take over his old managerial position since he got promoted about a year ago. I don't know how long it will take to get the manager job, but I'm pretty sure that he wants me there. The company never hired someone to fill his old position. The group is smart and I like the work.

New Job

$85k base salary + $5k bonus for another Senior Financial Analyst position. I am estimating #'s here based on the feedback I've gotten from the recruiter.
New boss seems pretty good too. But I find that you never really know until you work for the company.
Hours will increase. 50+ hours per week. There will be some late nights and weekends.
30 min commute in morning, 45 min commute going home - not much of an improvement.
Growth prospects are worse - I'd be the junior man on the team and I guess I'd have to prove myself for several years before any consideration for a manager position, and even then, it may not happen.


The main reasons I want a new job are to increase my salary and decrease my commute. But the new job would be offset with more hours despite a higher salary. I've interviewed for many positions and the salary range for my position seems to be around $75k - $95k in my market. My current company treats employees well - lots of catered lunches, nice events like boat cruise for a night, baseball game, Cirque du Soleil, etc. I also get to take training if I want and get to go on a fun business trip once a year. When I first started 3 years ago, the company gave me $5k raise just 6 months into the job. They also promoted me at the 2 year mark with a raise. In total I've received $15k of raises in 3 years at my current job. I know most companies don't do this and I'd probably be going to a job where 2%-3% increases are the norm.

I've never used an offer to negotiate a higher salary at a current job. I'm willing to try it but I don't want to have my boss thinking that I'm a flight risk if I end up staying. I'm thinking if I get an offer I will present it to my boss in the most non-threatening way possible. What do you guys think?
Personal Finance Deals
Free app for android - Venice Mystery Puzzle (mahjong puzzle game)
Added on : Monday March 03rd 2014 12:00:03 AM
g: 0 Posted By: remick
Views: 68 Replies: 0 http://www.amazon.com/gp/product/B00AEC8UVU

4.6 out of 5 stars (104 customer reviews)

+++ GAME FEATURES +++
Now over 400 levels waiting for you
QuickPlay mode lets you play single selected levels.
More than 70 magic puzzle levels in Classic Theme
50 additional Levels in the Hidden Palazzo Theme
52 additional Levels in the Murano Island Theme
52 additional Levels in the Murano Island II Theme
52 additional Levels in the Pirates Tomb Theme
50 additional Levels in the Burano Island Theme
Full Game Circle support with lots of Achievements and Leaderboards
Uncover hidden passages to play new levels
Play hidden object mini games and bonus levels
Collect rewards and coins.
Reveal and use different special power-ups.
Play combos and collect coins to increase your score.
Buy power-ups with your collected coins.
Play fast to increase your score multiplier.
Fantastic colorful artwork.
Beautiful music soundtrack.
Play in four different difficulty levels.
Hidden strategies to gather a higher score.

+++ Pair up and match colorful tiles to clear over 400 levels and solve an ancient mystery. Gather special power-ups that will help you on your travel through the city of Venice, one of Italy's most interesting cities. Can you find the thirteen lost paintings from the past that hide a well hidden secret and repair the old machine to save the historical city from its nemesis? Get an extra bonus by destroying as many tiles as possible in one rush and collect coins to buy extras. Use joker and other special power-ups, unlock certain hidden areas on the play field by unlocking pyramid cover stones and find all hidden keys on the play field to finish your round.
Totally Free Deals
Looking for Advice on Affordability of Home Purchase
Added on : Sunday March 02nd 2014 09:00:07 AM
g: 0 Posted By: BillRHIT
Views: 182 Replies: 7 Hi all, I have run a lot of numbers and am on the verge of making an offer on a home. I believe we can comfortably afford it, but would like to hear others opinions and see if I have missed anything. I acknowledge that we don't "need" this fancy/large of a house, but I would prefer to buy our "dream home" now as opposed to buying an intermediary home and in 5-10 years moving up. We live in the midwest (not Chicago), so housing is cheap here.

My wife and I make a combined $250K. ($200 for me, $50 for her). My job is as stable as I could hope for. My income could fluctuate year to year, but should generally increase over time. I'm a new partner in a well established mid size law firm.

We currently live in a $140K home and owe about $80K on it. In addition to that $50-60K equity, we have $450K in liquid funds and $300K in retirement savings. Both of our cars are worth about 25K each and are paid off, and we have no debt other than the mortgage. We currently have a two year old son, and hope to have one more child in the near future. Our current home is too small for a second child. We spend $1000 a month on child care and will send our kids to the local public schools, which are very good.

Home would be 600K, maximum. Property taxes are roughly 5.5K annually with $500/yr HOA fees. With a 200K down payment and a 4.125% 30 year mortgage for the rest I figure the payment (all in) would be $2500/month.

Our net income is about $160,000. This accounts for taxes, health insurance, HSA contributions, and maxing out retirement savings. Obviously this would go up if we were to take on the larger mortgage.

Based on this, the mortgage described above would be ~19% of our take home pay. We would still have 300K in savings (provided our current home sells quickly, which we expect based on it being in great shape and the cheapest home in a desirable neighborhood/school district). I expect to spend about 20K furnishing the new home in the next few months.

Am I missing anything? Thanks in advance for your thoughts. I know many may think this is too much house, and I hear that, but you could spend it in worse ways, right?
Personal Finance Deals
g: 0 Posted By: remick
Views: 366 Replies: 2 https://itunes.apple.com/us/app/pzizz-sleep/id341324632?mt=8

A NEW KIND OF INSOMNIA TREATMENT
Pzizz is a powerful new kind of insomnia treatment thats perfect for you if you have the kind of sleep problems where you cant switch off when in bed. Youll find pzizz gently eases you into restful sleep.
Pzizz is non-addictive there are no drugs. And because its possibly the most effective sleep treatment available it gives you back your sleeping and waking hours like no other remedy!


https://itunes.apple.com/us/app/pzizz-energizer/id326427471?mt=8

INCREASE ENERGY AND PERFORMANCE
In as little as 15-20 minutes, pzizz can help you control your day. It clears your brain, improves focus, lowers stress and lets you get on with your work by helping you take a short performance break.

FEATURES
Inspiring words, enchanting music, delightful sound effects and binaural beat.
Structured random algorithm creates a different soundtrack EVERY TIME you use it (over 100 billion combinations)
Fully time adjustable from 10 minutes - 10 hours, 45 minutes
Adjust individual voice and music volumes to suit you while you listen
Turn the voice on or off, - or just have it at the beginning
Select different sound effects for the voice (regular stereo or 3D)

Computers & Software Deals
g: 0 Posted By: remick
Views: 70 Replies: 0 https://itunes.apple.com/us/app/pzizz-sleep/id341324632?mt=8

A NEW KIND OF INSOMNIA TREATMENT
Pzizz is a powerful new kind of insomnia treatment thats perfect for you if you have the kind of sleep problems where you cant switch off when in bed. Youll find pzizz gently eases you into restful sleep.
Pzizz is non-addictive there are no drugs. And because its possibly the most effective sleep treatment available it gives you back your sleeping and waking hours like no other remedy!


https://itunes.apple.com/us/app/pzizz-energizer/id326427471?mt=8

INCREASE ENERGY AND PERFORMANCE
In as little as 15-20 minutes, pzizz can help you control your day. It clears your brain, improves focus, lowers stress and lets you get on with your work by helping you take a short performance break.

FEATURES
Inspiring words, enchanting music, delightful sound effects and binaural beat.
Structured random algorithm creates a different soundtrack EVERY TIME you use it (over 100 billion combinations)
Fully time adjustable from 10 minutes - 10 hours, 45 minutes
Adjust individual voice and music volumes to suit you while you listen
Turn the voice on or off, - or just have it at the beginning
Select different sound effects for the voice (regular stereo or 3D)

Computers & Software Deals
g: 0 Posted By: CaliforniaDriver
Views: 24 Replies: 2 So first of all im debt free. I understand doing this will negatively impact my credit score as my utilization ratio will increase making my score go down. If I were to do a bunch of balance transfers across most of my credit cards, can the credit card companies see that I am doing it with other credit card companies and pose a risk factor? From my understanding, they cant pull my credit and freak out but then again, maybe they still do. My biggest concern is that if they feel that I am going to be a risk factor, it would result in decreasing my credit lines which then would really hurt me on my credit score. I plan on borrowing this money short term and plan on paying it back in full.
Credit Deals
ASICS 2-N-1 Jacket - Men's - $53.83 at REI
Added on : Thursday February 27th 2014 09:00:05 AM
g: 0 Posted By: Ayla
Views: 143 Replies: 0 .ASICS 2-N-1 Jacket - Men's - $53.83 at REI



http://www.rei.com/product/855781/asics-2-n-1-jacket-mens;jsessi...


Sale: $53.83


Regular: $110.00*


FREE pick up at store

Standard Shipping is $5.99

Over $50 order, shipping is free



Built for runs in chilly or slightly breezy weather, the men's ASICS 2-N-1 jacket goes from full coverage to a vest faster than you can say, detachable sleeves and mesh vents for breathability.

Lightweight fabric with a Durable Water Repellent? finish fends off light moisture, rear mesh vents enhance breathability
Detachable sleeves; back stash zip pocket; reflective details for increased visibility; media pockets and earphone cord loop; cord-lock hem system
The semifitted men's ASICS 2-N-1 jacket offers a comfortable fit that moves with you


Clothing Deals

REI Coupons
Avianca LifeMiles Visa (US Bank) 40k Sign Up - 12.5K one way USA to Asia
Added on : Wednesday February 26th 2014 03:00:05 PM
g: 2 Posted By: helloimalbert
Views: 299 Replies: 2 As posted on TheRewardBoss.com and View from the Wing, US Bank has increased the standard sign up bonus from 20k to 40k. The beauty behind this sign up is that one can book one way awards from US to Japan or Taiwan with 12.5k LifeMiles in Coach or 25k in business class. The trick is that Guam is considered part of the USA (per Avianca), therefore, if you book something like NYC-NRT-GUM, you can intentionally miss the NRT-GUM leg and stay in Tokyo as a jump-off point to explore the rest of Asia.

Application Link:http://www.lifemilesvisa.com/credit/offer.do?
*Non-commissioned link as far as I am aware. Mods if this is not the case, please replace the link.

Details of the offer:
Apply today and receive20,000 Bonus LifeMiles1with your first purchase and also receive anadditional 20,000 Bonus LifeMiles2when you spend $3,000 with your card within the first 120 days of account opening.LifeMiles Visa Signature Cardmembers also receive:

Double miles on Avianca purchases3
1 LifeMile per $1 spent in net purchases everywhere else Visa cards are accepted4
No preset spending limit5
6,000 Annual Renewal Bonus LifeMiles6
Excess Baggage Redemption Discount7
$0 Introductory Annual Feethe First Year,thereafter $75

Offer expires April 30, 2014 so apply for your card today!This promotion is valid only for members that get the LifeMiles Visa Signature Card. We will first consider you for the LifeMiles Visa Signature card but if you do not qualify you can still earn LifeMiles! Youll automatically be considered for the LifeMiles Visa[Platinum] card which earns 15,000 Bonus LifeMiles when the first purchase is made, 3,000 Bonus LifeMiles with your annual credit card renewal and 1 LifeMile for every $1 in net purchases everywhere Visa cards are accepted. If you are not eligible for the LifeMiles Visa [Platinum] card, you will be considered for the LifeMiles VisaSecured card which earns 5,000 Bonus LifeMiles when the first purchase is made and 1 LifeMile for every $1 in net purchases everywhere Visa cards are accepted. The LifeMiles Visa and Secured cards do not earn double miles on Avianca purchases or an additional 20,000 Bonus LifeMiles after making $3,000 in net purchases within 120 days of account opening. The Secured card does not earn Annual Renewal Bonus LifeMiles. The Secured card requires a minimum deposit of $300 provided by the cardmember that will be held in a security deposit account. Full details of the Secured card will be provided upon qualified status.


here is the full write-up:http://therewardboss.com/2014/02/26/lifemiles-visa-40k-mile-offe...
Flight Deals Deals
mixing home/rental ownership for tax planning/optimization?
Added on : Wednesday February 26th 2014 11:00:10 AM
g: 0 Posted By: TheMeliorist
Views: 120 Replies: 0 From reading the IRS rules, it seems that there are several scenarios where an individual could capitalize on the different rules for a main home and rental property which I haven't seen posted here:
In general, rental properties seem favorable because you can deduct repairs and depreciate value. But if you maintain your property as your main home for 2 of the last 5 years, you can forgo income tax on gains below $250k (whereas with a rental, you would pay taxes on such gains). It doesn't seem like there's any reason these can't be combined.

So let's say you buy a foreclosure in bad shape for $50k and find someone to rent it to. It seems, as long as your MAGI is below 100k, you can deduct 25k of losses such as repairs each year. Perhaps after $25k in repairs you can increase the rent and the next year put in another 25k of repairs. Now the house is in a state you're willing to live in, so you move in, live there for two years, and sell for $150k. It seems to me your realized gain would be 100k in this case, falling under the 250k tax exemption, but under a 2009 rule I think you'd qualify for only for a 50k exemption* but since it was a rental property you also got $25k of deductions each of those two years (so it's a wash for the homeowner given the same rates). If it was strictly a rental, you'd get those repair deductions but pay taxes on the 100k gain. You could also do this with multiple rental properties, only moving into the one which appreciated the most to avoid some or most of the tax hit there (depending on how long you're willing to live there).

You could also do it the other way, let's say you want to sell your main home (that has been over 2 years) but know it needs major repairs; you could rent it instead and make the repairs deductible until you sell and would owe no income tax in this case (non qualified use only counts against you before you occupy the house in said 5 year period). This is clearly preferable if you don't plan on living there longer than you rent the property or want to churn properties using this method.

You could also move the concept into grey areas like renting rooms (where you can apportion a % of repair costs based on sharing/use) which doesn't seem to exclude you from the main home test, would allow you make repairs immediately (instead of living with deficiencies for two years) and allow you to churn faster (in serial, at least).

Is my reading and thinking correct? If so, are there any other angles/scenarios you guys can think of? Of course in any of these scenarios you have to pay taxes on depreciation from the rental period but these should be small for small periods and you'd have to do that when selling rental property anyway.

*If you chose to live there only 2 years I think you'd pay income tax on 50k (since two years of four were nonqualified) but perhaps this can be lowered depending on your rental cost basis (eg, if you replaced a roof or another capital improvement during this period)?
Real Estate Deals
g: 0 Posted By: DaysFan
Views: 0 Replies: 0 http://www.rei.com/outlet/deal-of-the-day

the north face Surge II Daypack - 2013 CloseoutPower through the day with the Surge II Daypack from the north face. It boasts plenty of pockets for easy organization and dedicated sleeves for both a laptop and tablet.

Dedicated, zippered and padded laptop compartment handles laptops up to 17 in.; neoprene sleeve holds up to a 10 in. tablet
Main pocket holds books, papers and files
Middle pocket features a deluxe organizer and front pocket features dual zip access to multiple pockets for must-have items
Zippered and padded bottom compartment is sized to hold a power cord and other accessories
Side stretch-woven pockets keep water bottle from bouncing around
Adjustable, padded shoulder straps and padded back panel offer load-carrying comfort; polyethylene sheet along back adds structure and support
Padded and stowable hipbelt enhances carrying support and stability
Constructed of abrasion-, moisture- and tear-resistant ballistic nylon for exceptional durability
the north face Surge II daypack also has reflective hits to increase visibility in low light and a daisy chain to lash on gear
This pack is endorsed by the American Chiropractic Association, recognizing the comfort and function of its shoulder straps, back panel and interior organization
Closeout

Imported.Item 873612
g: 0 Posted By: mistadeal
Views: 75 Replies: 0 http://www.onlyong.com/delta/or call1-888-466-4427 and ask for offer code GETMILES20.

I did this back in October for the 25k delta miles deal, this is almost as good so I signed up again for another 20k miles.

Offer valid for following providers: Vectren Energy,Dominion East of Ohio,Columbia Gas of Ohio,Duke Energy

Requires 6 or 12 month contract, early termination fee applies. Compare third party provider rates/contracts athttp://www.energychoice.ohio.gov/ApplesToApplesCategory.aspx?Category=NaturalGas#

No hard credit pull and no service interruption - continue to receive your bill through one of the 4 major providers above, this just locks you in to a rate with a natural gas reseller. Note that once the 6 months contract ends you will likely want to switch providers, as the rate will likely become variable and increase (I believe the current variable rate on my provider jumps from 57->79/ccf).

Deal Deals
g: 0 Posted By: tedhawkins
Views: 96 Replies: 0 10x42 Diamondback Binocular with a Vortex 8x25 Solo Monocular, Lens Pen, Vortex Hat $229.99 FS

http://www.gearhog.com/

Deal Overview
Superior quality, high-performance hunting optics can find their way around your neck for a surprisingly affordable price. The smooth focusing 10x42 Diamondback binocular takes you to the fine details you prize. Taking its lead from the Diamondback rattlesnake, this rugged binocular is striking in how well it detects life in low light. Huge field-of-view--the largest in its class--enhanced fully multi-coated optics, phase-corrected prisms, waterproof/fogproof construction, soft tapered eycups, rugged rubber armor. It's all there in a Diamondback. Now you can use "wow!" and "thank you" in the same sentence.
Phase corrected prisms (increasing light transmission by 7%) deliver sharp, greatly contrasted images.
BaK-4 prisms provide sharp images from one edge of the broad viewing field to the other.
Fully multi-coated optics increase light transmission for higher image quality in all lighting conditions--enhanced for 2009.

A rock-solid performer:
Whether your adventure takes you across rocky, sand-carved terrain, or into the high timber of the Rockies, you can trust the rock-solid performance of the Diamondback binocular. The Diamondback's protective rubber coating gives you a sure grip that is easy to handle, even as fingers grow numb in the cold. In addition, the retractable Diamondback eyecups feature a soft, tapered style for a more natural fit at your eye--cushioned with rubber for years of relaxed viewing.
* Complete waterproof protection keeps dust and water out of the optical system with tight O-ring seals.
* Complete fogproofing of internal lenses with argon-purged optics presents clear views in spite of sudden temperature changes.
Diamond checker pattern in protective rubber armor provides a solid-grip surface.

Argon gas purging:
This advanced process protects your Diamondback binocular in the following ways:
* Argon gas does not absorb or react chemically with water.
* Argon gas eliminates internal fogging.
* Argon gas maintains its protective properties over a wider temperature range.
* Argon gas does not diffuse as quickly as other elements, extending the service life of the optics longer.
Sports & Outdoors Deals
Avoid Disney World's price increase-Save $27 on 7-day ticket
Added on : Sunday February 23rd 2014 01:00:04 PM
g: 0 Posted By: BudgetingMom
Views: 336 Replies: 1 Walt Disneyworld raised their prices today. But you can still get legitimate tickets at the old prices while they last via Undercovertourist.com. (Mousesavers newsletter recipients save about $1 more through a special link from the newsletter).

For comparison-7-day Magic Your Way non-Hopper pass:
$345 -Today's price through Disney
$318 -Undercover's price

This is just one category, prices are different depending on number of days you want and if you want a "Hopper" pass. Disney tickets are something that you can't find discounted very often, so I went on and ordered next year's park tickets and saved $135 on my 5 tickets. These tickets don't expire until you start using them, so you can put them in a drawer for a year or two, which I have done. After using them for the first day, then you have just 14 days to use them up before they expire.

I've ordered tickets from this place two years in a row and have always been happy. Shipping is free, too.


Travel Deals Deals
Help with letter from IRS
Added on : Saturday February 22nd 2014 11:00:05 AM
g: 0 Posted By: Genius069
Views: 23 Replies: 0 Hello all,

Been a long time member here on FW but not an active participant here on the finance forum. I got a letter from an IRS and I figured this would be a good stepping stone on figuring out what to do next. I am also researching on my own at the same time (i.e. google).

None of the information in the letter is correct and we have not received any of the money that has been reported.

Letter:
I got a letter from the IRS with proposed changes to my 2012 form 1040 taxes and that I owe $969 because of the changes.

Changes to my Income and Deductions:
Non-employee compensation was increased.
Retirement Income taxable was increased.

The above to changes translated into the changes to my 1040.

Details of the change to my 1040:
Changes were made to the following lines of my 1040 for 2012
Line 43 (Taxable Income)
Line 44 (Tax Line)
Line 56 (Self employment tax)
Line 58 (Tax on qualified plans , including IRAs, and other tax favored accounts)
Line 61 (Total tax)

They have details on who reported the charges:
1. The entire amount for the non employee compensation was reported from the Social Security Administration - all of it is reported to my Wife's SSN. We should have gotten a 1099-MISC form but we never got one. Just a physical address is reported. No Phone.
2. The enter retirement amount is from State Street Retiree Services and again under my wife's SSN. Should have gotten a form 1099-R Distrib CD 1 but never got one. Just a PO Box reported. No phone.

I have 3 options in the letter:
1. Pay it move on - Not going to do this till I figure out what the money really is
2. File an extension - I would be responsible for interest for the extra time
3. Disagree - Submit proof it is not correct

What I have found so far:
1. State street looks like a financial service firm that helps corporations manage their retirement funds. I found a # for an office in Florida (where we live) but the one on the letter from IRS is based in Boston. Will try looking for a Boston branch and call Monday.
2. No idea where to start fort he Social Security Office. Neither my wife or I are retired and far from it. We are in our 30s and gainfully employed. Is there a portal to log into and see what payments are being made to my wife's SSN?
3. Should I call a tax attorney and just let them handle this? I am leaning towards a no because I would like to learn and resolve this.
4. My wife is a Social Security attorney and we thought some how the payments being to her firm were not reported correctly but that does not seem to be the case.

I am hoping some person wrote the wrong SSN. Worst case is identity theft. We are going to be pulling her credit report today. We looked at it about 3 months ago when we bought a car and did not see any unusual activity.

Thanks for the help in advance. Also if someone knows some other forum to get help from please let me know.


Tax Deals
g: 0 Posted By: vivabariloche
Views: 124 Replies: 1 Today the minimum spend on the Barclays Arrival card increased to $3,000within 90 days. Everything else seems to have stays the same on the terms.

"You'll receive 40,000 bonus miles when you spend $3,000 in net purchases on
your card within 90 days of account opening. This offer is available only
to first-time Cardmembers and is valid for a limited-time."

Still a good deal, but hopefully we will see an increased bonus of lowered min spend again.

The real question I have is: has anyone been able to get the bonus more than once on this card?

Credit Deals
g: 21 Posted By: remick
Views: 2293 Replies: 9 BRAIN POWER: How To Increase Intelligence, Memory, And Critical Thinking
http://www.amazon.com/dp/B00G7NTOA6

4.3 out of 5 stars (17 customer reviews)


Mind Maps Explained: How To Remember Everything After Learning
http://www.amazon.com/dp/B00I7S5VZ6

4.9 out of 5 stars (7 customer reviews)


Newly free on 2/17

Brain Training: Powerful Mental Focus and Concentration Training Techniques Revealed
http://www.amazon.com/Brain-Training-Concentration-Techniques-co...

4.8 out of 5 stars (5 customer reviews)


A Good Brain Washing: Take Control of Your Mind with a Personalized Recording
http://www.amazon.com/Good-Brain-Washing-Personalized-Recording-...

5.0 out of 5 stars (5 customer reviews)
Books & Magazines Deals
Thinking of accepting an offer in CO -- Moving from Chicago
Added on : Wednesday February 19th 2014 12:00:04 PM
g: 0 Posted By: musicmaster
Views: 182 Replies: 4 Background on me: Male, 24, Single. Grew up and live in the Chicago Suburbs. Been at my current position for 20 months. Current position is in the marketing field at a F500. Current pay is 48.3 + 2k bonus + 4.5% 401K match and $1300 HSA funds per year for a total of about $53,700. I will get a 3% raise in May, making it about $55,000 even. I'd be looking at leaving my current company in the summer. I'm underpaid for my position by around $7-10,000, if not more (depending on the company. I had a co-worker leave for a position at another company for $66k+benefits with similar experience). I receive 10 vacation days per year. The company is older with very little employee development or sense of community and there is a decent amount of turnover

I have about $68,000 saved between a Roth IRA, 401K, mutual funds, stocks and my checking account.

I had applied to a position near Boulder, CO in January when I was out there for vacation. I've made it through the interview process and they presented an offer, contingent of me visiting the company. Their offer was $55,000 +2,000 relocation but they don't have HSA funds nor a 401k match. They do offer stock options though, but I am not sure of their value yet. Essentially, the situation seems to be a wash as far as salary goes. Cost of Living in the Boulder area doesn't seem to be any less expensive than Chicago suburbs.

The positives I see are: The company is much more transparent than my current one - smaller, much better work-life benefits (biking to work, younger co-workers, free lunches, 8:30-5, unlimited vacation) and the position is exactly what I'm looking for. Colorado is also much more outdoorsy than Illinois and I am a marathon runner and love hiking and camping.

The negatives I see are: No real increase in salary. If I stay in IL and get another job, I'd be looking at a 10%+ increase. I'm lucky and have been able to save about $1,000 salary per month (sharing rooms, being frugal etc) on top of my 401K. The additional $5-10k I would get staying in Chicago would go straight into savings (mutual funds). I also leave behind my friends and family.

From a financial aspect, it doesn't seem to make sense to move to CO. Even if they bump the salary up $2-3,000, I'd probably go back to IL to visit my parents 4-5 times per year, which at $300 per ticket, would cut my salary increase to only $1,500. From a work environment it's 100x better. For the outdoor opportunities, it's much better. Obviously I'd eventually make friends. One thing that worries me is the "Menver" comment about CO. I'm not a party person. Hell, my group of friends and I haven't been to the bars since New Years. So meeting people would be organic through running clubs and biking clubs etc.

Thoughts?
Personal Finance Deals
Adding an addition onto my house - Questions. Am I going about this right?
Added on : Wednesday February 19th 2014 03:00:11 AM
g: 0 Posted By: NonReturnable
Views: 104 Replies: 4 I own a 1300 sqft 3 bedroom, 1 bath house.

I would like to add an extra bathroom onto the master bedroom.

2 reasons - I am sick of walking downstairs in the middle of the night to go to the bathroom. Also, we would like to move to a larger house closer to my job in 3-4 years or so (waiting for wife to finish college and get a secure job). I have been watching the houses for sale in my area for the last several years, and its seems like the houses that sit on the market and never sell have 2 things in common - single bathrooms and tired, old looking kitchens. I've updated my kitchen with tile floors, new appliances and new counter tops.

My house has 2 floors. The second story is not the full width (front to back) as the 1st floor. The only thing upstairs is my office and our master bedroom. These are over top of my living room and kids' room. I would like to add a 2nd floor over the back part of my house (dining room and kitchen).

I originally was going to just do a 15 foot wide dormer, however I have had a General Contractor come out to give me an estimate, and said it would be much easier and cheaper to build the addition to the existing corners of the back of the house, as it would not require as much reinforcing if he used the existing corners. This would not just give me a bathroom, but if we go this route, it would give me enough space for a small 4th bedroom, master bath and walk in closet. This would easily increase the value of my house by 25%.

So, here is where I am at -
I have several GC's coming to give me estimates on framing in the addition, putting a roof on it, and siding the outside. That is all I want. I can do everything on the inside. I have drywalled several other rooms (used to be plaster), I have experience doing electrical work, and I have a friend that is a plumber that said he would help me with adding the drain and water lines. In my county I do not have to get permits. I know this is weird, but they only require permits for anything that is a 3 family building or larger (eg, apartment). I've confirmed this by calling the courthouse and asking.

I went to Menards and priced everything I would need for the bathroom. It came to right around $1000 for a shower stall (I want a 3/4 bath), toilet, sink, plumbing materials, etc. I don't plan on making this super upscale, just using contractor grade materials, as in my area there isn't enough market demand for these items. Drywall and electrical materials will run me around $400. Insulation about $150.

I had an HVAC unit installed 6 years ago, and to be honest, I got kinda screwed. Its not powerful enough. When it gets in the upper 90s, it can only keep the house around 75, and the 2nd floor gets into the 80s, so we use a window AC in the master bedroom. I plan to reroute the return that goes to the 2nd floor to pull from my living room, and the forced air line to a bedroom that currently doesn't have a forced air line. I'll install a 2-ton Mitsubishi mini-split HVAC unit to cool and heat the 2nd floor. These run around $700.

I plan to take these numbers (after I sort through everything and make a nice spreadsheet) along with 3 estimates from different contractors on framing in the addition to my bank, to attempt to refinance my house and get a home equity loan to pay for the addition.

I paid $75k for the house in 2008.
I currently owe $66k on a 30 year mortgage.

Since I purchased the home, I have put about 20k into upgrades (laminate floors, HVAC - it only had electric baseboards when I moved in, split up a massive 15x20 laundry room to make a small utility hallway and a 3rd bedroom, etc)

I would like to get the house re-appraised to take the upgrades I've done into account, however I will have to pay for it because the bank will only do drive-by appraisals, not one where the guy comes in.

Should I pay for the appraisal before or after I talk to the bank?

Basically I want to go to the bank and say:
I owe 66k
The house is worth $X (somewhere in the mid $80s most likely, based on what my neighbor who is a Realtor says)
I want to do the following upgrades that will cost $Y and afterwards the house will be worth $Z.

So, how does this work? How can I get a loan on the equity between what I owe and what the house is worth?

What is the best way to go about this?

I would appreciate any advice that will get me moving in the right diection.

Thanks guys!

TL;DR - Want to build an addition on my house. Talk to me about how to best approach a home equity loan.
Question Deals
Easton Mountain Products Kilo 3P Tent - $316.73 at Rei.com
Added on : Tuesday February 18th 2014 06:00:05 PM
g: 0 Posted By: Ayla
Views: 187 Replies: 0 Easton Mountain Products Kilo 3P Tent - $316.73 at REI.com


http://www.rei.com/product/843624/easton-mountain-products-kilo-...


Sale: $299.93


Was: $499.00



Subtotal $299.93
Standard shipping FREE
Tax (?) $16.80
Total due $316.73



Taking it to the next level, the Easton Kilo 3P tent offers a "best in class" space-to-weight ratio that will have you and your tent mates playing cards in comfort.


Easton Carbon ION poles with AirLock connectors shave weight without sacrificing strength

Patent-pending pole linkage system is 59% lighter than traditional aluminum inserts with bulky shockcords

AirLock uses a short tether between each section and poles snap together to increase strength at every connection point

Innovative geometry and a continuous spine give the 3-pole design exceptional stability

Large front entry door means no climbing over your tent mates on the way in or on the way out; small vestibule? space stores gear

Stay dry and protected with double-wall construction, waterproof bathtub floor with taped seams and waterproof rainfly

No-see-um mesh canopy ensures superior ventilation, insect protection and a 360 view

Kilo 3P tent provides fast and easy pitching with color-coded poles

Grommeted rainfly attaches to the spine pole for secure alignment; fly loops make quick work of securing the fly to the tent body

Includes stuff sacks and ultralight, high-strength alumuminum stakes and guylines?

Imported.

Item 843624

Sports & Outdoors Deals

REI Coupons
Nike Zoom Wildhorse GTX Trail-Running Shoes - Women's - $89.69
Added on : Tuesday February 18th 2014 06:00:04 PM
g: 0 Posted By: Ayla
Views: 161 Replies: 0 Nike Zoom Wildhorse GTX Trail-Running Shoes - Women's - $89.69


http://www.rei.com/product/859300/nike-zoom-wildhorse-gtx-trail-...


Sale $84.93

Was: $125.00


Subtotal $84.93
Standard shipping FREE
Tax (?) $4.76
Total due $89.69


The Nike Zoom Wildhorse GTX Trail-Running Shoes for women feature lightweight mesh uppers with GORE-TEX membranes to help keep you dry and comfortable on runs in the rain.

Zoom Air units in the heels and forefeet to soak up shock and provide a smooth transition to a responsive toe-off
Compression-molded Phylon and Cushlon midsoles offer dual-density cushioning and a responsive ride
4mm heel-to-toe drop encourages a natural midfoot or forefoot strike to promote forward momentum and reduce the impact of heel striking
Rubber waffle outsoles stand up to regular wear and provide good traction
Reflective elements increase your visibility in low light

Imported.

Item 859300
Shoes Deals

REI Coupons
g: 15 Posted By: remick
Views: 1458 Replies: 5 BRAIN POWER: How To Increase Intelligence, Memory, And Critical Thinking
http://www.amazon.com/dp/B00G7NTOA6

4.3 out of 5 stars (17 customer reviews)


Mind Maps Explained: How To Remember Everything After Learning
http://www.amazon.com/dp/B00I7S5VZ6

4.9 out of 5 stars (7 customer reviews)


Newly free on 2/17

Brain Training: Powerful Mental Focus and Concentration Training Techniques Revealed
http://www.amazon.com/Brain-Training-Concentration-Techniques-co...

4.8 out of 5 stars (5 customer reviews)


A Good Brain Washing: Take Control of Your Mind with a Personalized Recording
http://www.amazon.com/Good-Brain-Washing-Personalized-Recording-...

5.0 out of 5 stars (5 customer reviews)
Books & Magazines Deals
g: 2 Posted By: remick
Views: 172 Replies: 1 BRAIN POWER: How To Increase Intelligence, Memory, And Critical Thinking
http://www.amazon.com/dp/B00G7NTOA6

4.3 out of 5 stars (17 customer reviews)


Mind Maps Explained: How To Remember Everything After Learning
http://www.amazon.com/dp/B00I7S5VZ6

4.9 out of 5 stars (7 customer reviews)
Books & Magazines Deals
Swap term life & variable life with Return of Premium Term Life?
Added on : Saturday February 15th 2014 06:00:08 PM
g: 0 Posted By: taiding
Views: 3 Replies: 0 Currently I have a $400K 15-year term life that started in 2006. The premium is $183 a year. My wife has a $250K variable life that started in 2005. $43 premium deduction a month. This variable policy has a few thousand cash value in it and the surrender charge is $500 now but will be $0 next March. I wanted to increase the insured amount on both so I looked around today. The Return of Premium term life caught my eye. For 500K 30-yr ROP, the premium for my wife will be $63 a month. A 1M 30-yr ROP for me will cost $122 a month. Do you think it is a good idea to swap both of my current policies with the ROP 30-year term life? Thank you
Personal Finance Deals
Free BioAstin Hawaiian Astaxanthin Sample
Added on : Friday February 14th 2014 06:00:11 AM
g: 0 Posted By: remick
Views: 51 Replies: 0 http://lp.nutrex-hawaii.com/freebioastinsample/

BioAstin Hawaiian Astaxanthin is a powerful, naturally occurring red carotenoid that's known as a super antioxidant, so it naturally reduces free radicals in the body. It is safe and natural and has been clinically validated in human studies to support*:
Joint and tendon health
Skin health
Increased energy
Recovery from exercise

Free Samples Deals
Wireless Router ASUS (RT-AC68R) Wireless-AC1900 Amazon 178.99
Added on : Thursday February 13th 2014 08:00:06 AM
g: 1 Posted By: vcdburn
Views: 186 Replies: 0 178.99 is the cheapest I have seen thishttp://www.amazon.com/gp/product/B00I7EM752/ref=oh_details_o00_s...

Amazon Prime
Sold byKokis StoreandFulfilled by Amazon. Gift-wrap available.

Enhanced ASUSWRT interface for Easy 3steps setup through Tablet, Smartphone and PC
Up to 1900 Mbps, 802.11AC(1300Mbps over 5G) + 802.11N(600Mbps over 2.4G). Broadcom TurboQAMTM technology increases wireless-N data rate to600 Mbps for 33% faster performance
1 x Gigabit WAN port, 4 x Gigabit LAN ports, 1 x USB3.0/1 x USB 2.0 support Printer/HDD/(3G/4G dongle) sharing.
AiRadar with Beam forming technology to ensure maximum WiFi coverage. Dual-core processor for fast and responsive performance with Wi-Fi, Ethernet and USB devices.
AiCloud to bring you multimedia sharing from outside network and Smartphone


Routers Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 142 Replies: 0 http://www.amazon.com/dp/B00CARM81K

4.7 out of 5 stars (88 customer reviews)

Achieve the Warrior Mindset for Peak Performance.

Reach new levels of success and mental toughness with this ultimate guide.

Learn the "Science of Success" and prepare to excel. In this concise and highly acclaimed success mental training guide, peak performance Coach DC Gonzalez teaches a blend of unique mental training technologies, sports psychology essentials, and peak performance methods that are effective and motivational. Get ready to increase your self-belief, self-confidence, and mental toughness, using this powerful guide designed to help you reach new levels of success, sports performance, and personal development.

With a client list that includes top athletes, executives, actors, entertainers, pro-fighters, musicians, soldiers, doctors, lawyers, psychologists, and many more; Dan has been leading people to new levels of achievement since 1988.

This Kindle book is powerful, in it Dan explains, teaches, and helps you develop the psychological skills required for peak performance and mental toughness, while pointing out the underlying mental training strategies that will help anyone reach higher levels of achievement and performance - not by random chance, but by focused choice.

The Art of Mental Training teaches the critical essentials while interwoven with stories from his fascinating background as a Naval Aviator, Federal Agent, Military Cyber-Security Specialist, Brazilian Jiu-Jitsu Black Belt and Peak Performance Coach. Dan creates a powerful teaching connection between his adrenaline-filled life experiences and the mental skills and mental training that make all the difference.

Totally Free Deals
Potential 401k Contribution Limit Loophole?
Added on : Wednesday February 12th 2014 04:00:21 AM
g: 0 Posted By: Dus10
Views: 136 Replies: 2 So, from my understanding of the contribution limits, I always thought that limit was your limit for the year, end of story. There are the differences between what you can contribute and what your employer can contribute, but those are different matters. Related to that however, I was perusing the IRS website to get some more specific information because I am going to be leaving my current job in a couple of months and going to a new job. I wanted to figure out where I needed to be percentage-wise with each job to get to my limit, but not exceed it.

So I reviewed this page:Retirement Topics - 401(k) and Profit-Sharing Plan Contribution Limits

What I found there seemed rather interesting and I wanted to get others' take on it, specifically:

"Overall limit on contributionsTotal annual contributions (annual additions) to all of your accounts in plans maintained by one employer (and any related employer) are limited. The limit applies to the total of:

elective deferrals

employer matching contributions

employer nonelective contributions

allocations of forfeitures

The annual additions paid to aparticipantsaccount cannot exceed the lesser of:

100% of the participant's compensation or

$51,000($56,500 including catch-up contributions) for 2013 ($52,000, or $57,500 including catch-up contributions for 2014)"


So, what is this business about related and unrelated employers? It seems to me that they are attempting to keep folks from creating multiple companies that are under a single umbrella of sorts to game the system. But what would they be gaming? Perhaps limits based on a per-employer setup? Is this suggesting that one could have two completely separated employers and have separate limits for each? I always thought that was a per-taxpayer annual limit. Did I, or perhaps others, miss something?
General Economics Deals
g: 1 Posted By: tedhawkins
Views: 180 Replies: 0 Vortex Riflscope 4-12x44 Crossfire II V-Plex + Rings, Pen & Hat $159.99 Shipped

http://www.gearhog.com/

Deal Overview
Clearer. Tougher. Brighter. Our popular Crossfire riflescopes are completely redesigned and built to exceed the performance standards of similarly-priced riflescopes. Longer eye relief, a fast-focus eyepiece, fully multi-coated lenses and improved, resettable MOA turrets ensure optimal performance in the field. The hard anodized one-piece aircraft-grade aluminum tube is nitrogen purged and o-ring sealed for a lifetime of waterproof/fogproof performance. The Crossfires deliver -- and then some.

Optical Features:
Fully Multi-Coated Lenses - Increase light transmission with multiple anti-reflective coatings on all air-to-glass surfaces.

* One-Inch Tube - Standard tube diameter for most American riflescopes.
* One-Piece Tube - Maximizes alignment for improved accuracy and optimum visual performance as well as strength and waterproofness.
* Aircraft-Grade Aluminum - Premium grade of aluminum, valued for fatigue resistance.
Capped Turrets - Is less susceptible to accidental impact damage.
* Adjustable Objective - Uses an adjustment mechanism on the objective lens to fine-tune focus for the purpose of reducing parallax shooting error.
* Reset Turrets - Allow re-indexing of the turret housing to zero after sighting in the riflescope--generally requires use of a coin or wrench.
* Waterproof - o-ring seals prevent moisture, dust, and debris from getting inside the tube for reliable performance in all environments.
* Fogproof - Filled with nitrogen gas to inhibit internal fogging.
Shockproof - Lenses are locked in place, fore and aft, with machined locking rings to remain in perfect alignment and withstand recoil and impact.
* Hard Anodized Finish - Hard-coat anodization is durable; the low-glare matte helps camouflage the shooter's position.
Guns & Ammo Deals
g: 0 Posted By: Northerner26
Views: 166 Replies: 0 Vortex Riflscope 4-12x44 Crossfire II V-Plex with Medium Viper Rings, Lens Pen, Vortex Hat & shipping only $159.99Optical Features:
Fully Multi-Coated Lenses - Increase light transmission with multiple anti-reflective coatings on all air-to-glass surfaces.

* One-Inch Tube - Standard tube diameter for most American riflescopes.
* One-Piece Tube - Maximizes alignment for improved accuracy and optimum visual performance as well as strength and waterproofness.
* Aircraft-Grade Aluminum - Premium grade of aluminum, valued for fatigue resistance.
Capped Turrets - Is less susceptible to accidental impact damage.
* Adjustable Objective - Uses an adjustment mechanism on the objective lens to fine-tune focus for the purpose of reducing parallax shooting error.
* Reset Turrets - Allow re-indexing of the turret housing to zero after sighting in the riflescope--generally requires use of a coin or wrench.
* Waterproof - o-ring seals prevent moisture, dust, and debris from getting inside the tube for reliable performance in all environments.
* Fogproof - Filled with nitrogen gas to inhibit internal fogging.
Shockproof - Lenses are locked in place, fore and aft, with machined locking rings to remain in perfect alignment and withstand recoil and impact.
* Hard Anodized Finish - Hard-coat anodization is durable; the low-glare matte helps camouflage the shooter's position.


$160 shipped @ Gearhog



Guns & Ammo Deals
Discover tie up with county for property tax payment by credit card
Added on : Monday February 10th 2014 05:00:11 PM
g: 0 Posted By: Nishant1
Views: 0 Replies: 0 Last year, my county (In Chicago area) had atie up with Discover credit card which offered tax payment by card. It had tiered but significantly lower fees.I found itinterestingthat the fee was capped at $38 max so you can turn it into Cash Back opportunity by routing payment through Discover.
Our property taxes here are pretty high. My property taxes were about $12K but my card limit was less than that which required me to split payment in two installments.
To avoid two payments and to save on additional $38 fees and to get 120-38= $82 CashBack in single transaction, I pushed a credit card payment to create a credit balance of $5000 through my checking and hoped that $12Kcharge wouldgo through as single payment
It did not go though and I had to split payment.

Now Discover has autoincreased my limit over last 3 quarters so I can manage in single installment. Hopefully all terms remaining same, we will find out in April 2014.
February Kindle Deal - 101 Writing Tweets
Added on : Friday February 07th 2014 01:00:02 PM
g: 0 Posted By: BigReader
Views: 167 Replies: 0 101 Writing Tweets: 101 Tips and Tweets about Writing How-To Books for the Kindle [Kindle Edition]
Amazon Countdown Deal

U.S.http://www.amazon.com/dp/B00CD8B4Q6
U.K. https://www.amazon.co.uk/dp/B00CD8B4Q6

Course on how to write and self publishing a Kindle and Createspace book in 140 character bursts (with an explanations for each tweet/tip).

Regular price $2.99 on sale from $0.99

NOTE: This is an Amazon Countdown Deal meaning the price starts at 99 cents and then increasesin steps of $1.00 until the price is $1.00 below the regular price. Deal lasts for 7 days. The publisher can adjust so you need to check the price and the countdown timer. Currently only available on the U.S. and U.K sites.
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