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g: 0 Posted By: ctgolfer
Views: 90 Replies: 0 64-1/2" screen measured diagonally from corner to corner
Allows optimal viewing in large rooms.
VESA 400mm x 400mm compliant
For simple wall mounting (with optional mounting kit, not included).
Roku streaming stick included*
Plugs into the MHL port, providing extended-range, dual-band wireless connectivity, so you can easily access more than 1,000 entertainment channels.
120Hz refresh rate with Aquomotion 240
Helps ensure fast-motion scenes remain clear.
4,000,000:1 dynamic contrast ratio
Ensures fast-motion scenes are delivered in clear, smooth detail.
1080p display
Provides a highly detailed picture and is ideal for 1080p-capable content, including Blu-ray movies.
2 down-firing 10W speakers
Located on the bottom of the TV deliver robust, vibrant audio. Virtual Surround technology creates an immersive, enveloping soundscape.
Inputs
Include 3 HDMI, 1 F-type antenna and 1 shared component/composite with stereo audio.
Outputs
Include 1 audio.
3 HDMI inputs
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
USB port
Lets you play back JPG, MP3 and MPEG-2 files stored on a compatible device.

www.bestbuy.com/site/sharp-65-class-64-1-2-diag--led-1080p-120hz...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 81 Replies: 0 54-5/8" screen measured diagonally from corner to corner
To ensure optimal viewing in large rooms.
VESA 400mm x 400mm compliant
For simple wall mounting (with optional mounting kit, not included).
Roku streaming stick included*
Plugs into the MHL port, providing extended-range, dual-band wireless connectivity, so you can easily access more than 1,000 entertainment channels.
4,000,000:1 dynamic contrast ratio
Offers a wide range of shades between black and white to deliver a vibrant picture.
120Hz refresh rate with AquoMotion 240
Helps ensure fast-motion scenes remain clear.
1080p display
Provides a highly detailed picture and is ideal for 1080p-capable content, including Blu-ray movies.
2 bottom, down-firing 10W speakers
Along with virtual surround create a robust soundscape.
Inputs
Include 3 HDMI (1 MHL), 1 shared component/composite video with stereo audio and 1 F-type antenna (down).
Outputs
Include 1 audio.
3 HDMI inputs
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
USB port
Allows you to access JPG, MP3 and MPEG-2 files stored on compatible USB devices.

www.bestbuy.com/site/sharp-55-class-54-5-8-diag--led-1080p-120hz...
LED TV Deals

Best Buy Coupons
Request for long term financial guidance for my retiring mother
Added on : Monday July 28th 2014 02:00:10 PM
g: 0 Posted By: Dell4600
Views: 46 Replies: 0 Hi guys, yet another post where one of us bares all (or bares enough to ask the question) and asks for financial guidance and advice.
My mother called me this weekend to lay out her current situation, asked if I was 'good at investing' and could help her. Well given that my portfolio is down about $14,000 in the last five days I can definitively say I'm not good at investing, but as a long term member of this board I know quite a few people that are

Her current situation:
Age 67. Divorced 40+ years ago, never remarried.
Her mother recently died (which is what is driving her to reconsider her current financial situation), leaving her a small inheritance. On the order of $50,000 already received, with another $100,000 to $200,000 still being sorted out.
She bought a smaller 2 bedroom condo in Chandler, AZ about 13 years ago (before the bubble), paid about $60k for it. In the time since then it doubled in value, then dropped again like everyone else's. She recently paid it off with the initial proceeds of her inheritance. She hasn't kept it current and modern and it sounds like it needs a little work, but we didn't get into details. In her mind it would sell for $35,000 to $40,000, but according to Zillow and Trulia it's worth right at $90,000.
Still working at the same job she's been working at forever (dozen years or more), recent pay raise to about $15 / hour. Raises haven't been plentiful nor numerous, and she said that over the past ten years she's been averaging between $24,000 and $28,000 per year income. I include this information to help with the Social Security calculations.

Needless to say, she's risk averse, and doesn't have the means to replace her inheritance if it vanishes. One of her concerns is that she leave me something when she eventually passes (insurance policy), but I am doing ok for myself and would rather she live a fuller life.

I asked her about the possibility of having a studious college age young woman share her condo (ie, roommate situation, not sure that's the right term when you rent to a college age kid), but she is very much against that idea.

-=-

Some of my math:
Condo breakdown : PITI - PI = ~$400 / month. Taxes = ~$40 / month. Condo fees : $170 / month. Since the condo just got paid off the $400 / month is no longer, but I mention it for baselining historical expenses vs income.

Her monthly take home has been somewhere in the $2,000 / month range, which defines her monthly outlay. She was paying all her bills from that, has no debt, but no real savings either. Thus I estimate her monthly was roughly $1900 / month including the condo $400 / month, meaning she could continue her current standard of living on roughly $1500 / month, not indexed for inflation.

Given that her mother just died, if her mother was 87'ish, I would estimate her savings would need to last her 20 years (plus or minus).

She's of the age to go onto Social Security without the 'retire early' penalties. I used the quick SS estimator to ballpark her monthly SS benefits at approximately $1150 / month. Thus she needs another $350 / month to maintain her current lifestyle, but honestly she's been living it pretty spartan and I'd like to see her have a little more to enhance her life (ie, she may not run the air conditioner in order to save money, even in the Arizona summer.)

Options include :
- The Vanguard investment fund mentioned in the last post (someone in NYC asking what to do with $250,000), so her $150,000 +/- at 4% would yield $6,000 / year ($500 / month) in passive income pretty much forever without touching the principle. Is sufficient, actually, but doesn't index for inflation so she may run thin later on in life when groceries / gas / whatever gets more expensive.
- Reverse mortgage. Requesting ideas and discussion on this one, as I'm not familiar with it from a practical perspective beyond the commercials on TV.
- I considered buying her condo from her at a price somewhere between what she thinks what it is worth and current market value, let her live in it forever (she intends on leaving it to me in her will, but if it is still in her name when she gets to means tested assistance (medicade, etc) the will likely take it from her and she won't have anything to leave behind for me, one of her concerns.) If I buy it from her now, that money can go into her investment fund (returning 4% or whatever) to increase her standard of living for the long run, and when it is finally time for her to pass I will still own it, 10-20 years from now, as it was mine, not hers for the government to liquidate before they provide her with means tested assistance. I don't know how all that works (arms length transaction is the phrase that comes to mind, but if I buy it for fair market value we weren't trying to hide it or anything.) If I have the means to buy it from her (without ripping her off), please compare and contrast this vs Reverse mortgage.
- Annuities - I've heard the phrase used plenty of times but generally in a news piece about an elderly person getting scammed. Requesting some real guidance and experience here to keep that from happening to her.

Finally, she could keep working a few more years, but does that really buy her anything. In other words, if she postpones retiring / going on SS for another two years, will her SS benefits be more each month, or would she get the same as if she retired today (thus she can decide whether she wants to stop going to work today and between her SS and investment income still have enough to live on.) ARG!!! According to this (http://www.ssa.gov/retire2/whileworking.htm ) she could have started receiving full benefits a year ago (when she turned 66) regardless of her income from work. Double ARG!! - she can apply for it retroactively, but they only back-pay 6 months worth. ARG!!! - Any advice here?

Actually given that I know that, I'm going to get her to start the paperwork on her SS, get her back pay and she can augment her monthly income by that $1150 / month (she will feel rich!). I figure she will work another year or two (or as long as they let her keep coming, she's a trooper!) But what about after that...

In light of all that, please help me point her in the right direction.

Thanks much,
Dell4600
Petco Cuddle Buddies Monkey Catnip Cat Toy - $2.95 - at Petco
Added on : Saturday July 26th 2014 08:00:05 PM
g: 1 Posted By: Ayla
Views: 125 Replies: 0 Petco Cuddle Buddies Monkey Catnip Cat Toy - $2.95 - at Petco


http://www.petco.com/product/123372/Petco-Cuddle-Buddies-Monkey-...


Online Price Wasd: $3.95

FREE Shipping code: shipfreejuly - But it says it has expired as of the 26th, but when I went to checkout, it gave the free shipping.


Toy releases enticing catnip aroma as your cat bats it about
Provides fun exercise for your cat
Rattle sounds for added attraction

Pets Deals

PETCO Coupons
g: 0 Posted By: ctgolfer
Views: 151 Replies: 0 Compatible with most Bluetooth-enabled smart devices
For wide-ranging use.
60W biamplification (15W x 4)
Delivers lush audio.
Two 3" woofers
Along with two 3/4" Mylar tweeters and 2 passive radiators create a rich cross-spectrum soundscape.
Bluetooth 3.0 interface
With A2DP v1.3 and AVRCP v1.5 support lets you wirelessly link with compatible devices.
60Hz - 20kHz frequency response
Helps ensure faithful sound reproduction.
95dB maximum SPL (@ 1m)
Offers powerful audio.
4 ohms impedance
Per driver efficiently conducts power.
Built-in 3.7V, 2600 mAh rechargeable lithium-ion cylindrical battery
Provides up to 5 hours of play time per full charge.

www.bestbuy.com/site/harman-kardon-onyx-studio-wireless-bluetoot...
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 151 Replies: 0 54-5/8" screen measured diagonally from corner to corner
For optimal viewing in large rooms.
VESA compliant
To simplify wall mounting (with optional mounting kit, not included).
Progressive scan
Along with a 3D digital comb filter and digital noise reduction offer sharp, detailed images.
Picture modes
Include standard, movie, user, dynamic and power-saving to meet your needs.
178 horizontal and vertical viewing angles
Ensure a clear view from multiple vantage points.
5000:1 dynamic contrast ratio
Delivers stunning visuals with lifelike colors.
High brightness (350 cd/m)
For an arresting viewing experience.
1080p display
Provides a highly detailed picture and is ideal for 1080p-capable content, including Blu-ray movies.
Two 8W speakers
Create a lush soundscape. Standard, soft, user and dynamic sound modes allow easy customization.
Inputs
Include 2 HDMI (rear), 3 component video (rear), 1 shared composite (rear), 2 component/composite/DVI audio (rear) and 1 antenna/cable (rear).
Outputs
Include 1 coaxial digital audio (rear), 1 headphone (rear) and 1 shared L/R audio (rear).
2 HDMI inputs
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
USB port
Allows you to easily access media stored on a compatible device (not included) and simplifies service.
Useful additional features
Include a sleep timer, parental controls and an OSD (on-screen display).

www.bestbuy.com/site/rca-55-class-54-5-8-diag--led-1080p-120hz-h...
LED TV Deals

Best Buy Coupons
contingent basis lawyer question in california
Added on : Tuesday July 22nd 2014 09:00:06 PM
g: 0 Posted By: xlawabidingcitizenx
Views: 31 Replies: 0 My sister had a slip and fall accident over the weekend at a local spa and broke her arm. And she hired a personal injury lawyer on Monday. She got a call from our uncle today saying that he's friends with the spa owner and asked her to stop with the lawsuit and break the retainer agreement with the lawyer since he'll have his friend pay for all the medical bills and any other expenses arise due to the injury.
But I'm thinking it's not as easy as it sounds since she's retained the lawyer on a contingent basis. I've told our uncle about it but he's saying that it should not be a problem at all if any fees or expenses incurred since Monday is paid in full.
Is this true?
Question Deals
g: 0 Posted By: tedhawkins
Views: 23 Replies: 0 Slim Electronic Earmuff from SmartReloader #SR112 (avail in OD Green or Anthracite) $19.99 + $9.99 Flat shipping

http://www.gearhog.com/

Deal Overview
These earmuffs electronically limit loud noises to 85 decibels and amplify soft sounds up to 20 decibels. Stereo microphones allow you to hear directionally. Excellent for hunting and range safety. Independent volume controls on each earpiece. Runs on 4 AAA batteries (not included).

NRR= 20dB

Amplifies non-harmful sounds as much as 19dB while blocking out harmful sounds (such as a gun- blast). Individual On/Off and Volume controls. Padded headband and soft, foam filled ear cushions. Amplifies the full range of audible sounds up to 100 yards away.

The SR112 earmuffs come with a built-in walkie-talkie plug which allows to plug-in your walkie or your music player!
Weight: 8 oz
g: 0 Posted By: starose8178
Views: 118 Replies: 0 Thomas the Train: Take-n-Play Talking James Train Set with Crest

http://www.amazon.com/Thomas-Train-Take-n-Play-Talking-James/dp/...

James comes to life with his own voice
Hear fun train and whistle sounds
Features a working headlight
Compatible with Thomas and Friends Take-n-Play foldout sets
Great addition to your Thomas and Friends Take-n-Play collection

Next lowest price is $12 at WalMart
(from amazonguy.com)
Toys Deals

Amazon Coupons
g: 0 Posted By: Xenocrates
Views: 79 Replies: 0 Maverick ET-733 Long Range Digital Wireless Meat Thermometer Set- $54.99 AC FS @ Amazon (DB Roth)

Coupon Code:M3ZAPIPV


Set includes receiver, transmitter, 2 hybrid probes, 2 grill clips
Monitors 2 things at once! 1 food & 1 BBQ; or 2 foods; or 2 BBQS
3-foot probe wires are rated for 716F
Settings are stored even when receiver is off
Customize preset temperatures to personal taste
Adjust temperature settings by pressing HI or LO
Alarm alerts you when preset temperature is reached
Loss of signal alert sounds if you go out of range for more than 60 seconds
Generous 300-foot wireless range
Select between F and C
AAA batteries included

Review: BBQ Sauce Reviews

4.2 / 5 Starswith 138 Customer Reviews

The next best price from a rated merchant on Google Shopping is full price ($69.99) and is available from multiple merchants.
Electronics Deals

Amazon Coupons
Conair Sound Therapy Sound Machine $11.49 @ Amazon.
Added on : Monday July 21st 2014 02:00:04 PM
g: 1 Posted By: DizzyT71
Views: 124 Replies: 0 Amazon has theConair Sound Therapy Sound Machineon sale for $11.49with free shipping with Amazon Prime or orders of $35+.

Compare at Bonanza for $18.37 shipped.

Elemental therapy to soothe: sounds, rhythm, & nature
10 soothing sounds
60-min. auto-off timer
Volume control
Battery operated or DC adapter


3.9/5 Stars based on 1,432 customer reviews on product page.
Electronics Deals

Amazon Coupons
Castlecreek Aspen Fountain $49.99 FS / AC @ Bargain Outfitters
Added on : Monday July 21st 2014 02:00:02 PM
g: 0 Posted By: DizzyT71
Views: 110 Replies: 0 Bargain Outfitters has theCastlecreek Aspen Fountainon sale for $49.99 with free shipping using coupon code "BH495".

Compare at Amazon for $99.99.

Bubbling water cycles through this fantastic Aspen Fountain to add serene sounds and decorative beauty to your living room or patio! This CASTLECREEK Fountain features lifelike Envirostone made to mimic rock and weathered wood to create natural beauty that enhances the look and feel of your space. Plus, an LED light illuminates the fountain pool for a glistening, magical nighttime look.

Envirostone is a resin composite that's hand painted to look exactly like natural stone and wood
UV resistant to keep colors from fading
Water pump is UL-listed. 19 x 10 4/5 x 13"h., 11 lbs.



Decor Deals

Bargain Outfitters Coupons
g: 0 Posted By: ctgolfer
Views: 130 Replies: 0 shipping adds $5

Powered Soundbar:

TheaterWideTM driver layout creates expanded soundstage
Beautifully tapered cabinet design looks perfect with flat panel TVs 37" & larger
PLUG-N-PLAY, easy connectivity to your TV; hook-up in 8 minutes or less
Eight patented digital sound processing effects modes
Includes optical digital input & three line level inputs
Easy-to-read LED front display panel with adjustable brightness control
On-wall mounting made easy with included wall brackets
Sturdy internally braced cabinet eliminates resonance
Special Class D digital switching amplifier for high level output
Multi-function remote control (Power, Volume, Mute, Input Select, DSP mode, Subwoofer Volume and more)
Includes feet for stable surface placement of SOUNDBAR on a shelf or table top
PINNACLE POWER PROTECTIONTM CIRCUITRY automatically prevents overload
Wireless Powered Subwoofer:

DOUBLE BASS WOOFERS in a push/pull compound compression configuration for very powerful bass output from this tiny footprint cabinet
Special Class D digital switching amplifier for high level output
PINNACLE POWER PROTECTIONTM CIRCUITRY automatically prevents overload
Beautiful black gloss topped cabinet
Solid rubber isolation pads for added stability and enhanced bass response
LED subwoofer power indicator
Subwoofer On/Off power switch

http://moofi.woot.com/offers/pinnacle-2-1-soundbar-with-wireless...
Moofi Deals
g: 0 Posted By: ctgolfer
Views: 85 Replies: 0 54-5/8" screen measured diagonally from corner to corner
To ensure optimal viewing in large rooms.
VESA 400mm x 400mm compliant
For simple wall mounting (with optional mounting kit, not included).
Roku streaming stick included*
Plugs into the MHL port, providing extended-range, dual-band wireless connectivity, so you can easily access more than 1,000 entertainment channels.
4,000,000:1 dynamic contrast ratio
Offers a wide range of shades between black and white to deliver a vibrant picture.
120Hz refresh rate with AquoMotion 240
Helps ensure fast-motion scenes remain clear.
1080p display
Provides a highly detailed picture and is ideal for 1080p-capable content, including Blu-ray movies.
2 bottom, down-firing 10W speakers
Along with virtual surround create a robust soundscape.
Inputs
Include 3 HDMI (1 MHL), 1 shared component/composite video with stereo audio and 1 F-type antenna (down).
Outputs
Include 1 audio.
3 HDMI inputs
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
USB port
Allows you to access JPG, MP3 and MPEG-2 files stored on compatible USB devices.
*Requires high-speed Internet and wireless router. Premium subscriptions not included with purchase. Designed for use with this TV only.

www.bestbuy.com/site/sharp-55-class-54-5-8-diag--led-1080p-120hz...
LED TV Deals

Best Buy Coupons
Switching jobs - is it worth in this situation?
Added on : Thursday July 17th 2014 07:00:04 AM
g: 0 Posted By: regor1000k
Views: 141 Replies: 1 This is for a friend of mine who appreciates my input to plan his career. I though i will pick brains of folks here as you guys are awesome and practical. Thanks in advance!

My friend is wondering about switching jobs and is evaluating his situation and wants my inputs on it. I thought i will pass it through the forum and get different dimensions of thought.

Friend: JDoe is 30 yrs old, has wife and 6 month old baby. Works as enterprise application analyst.

Curret Job:
- local government, been there 6 years, vested in a retirement system.
-its a civil service position, there is little job security
-does not learn anything, no opportunity to in near future too
-too much office politics in their department where none of developers are given any opportunity to do new things, except if you are liked!
-dead end job other than moving to management where its tooo much politics and mismanaged and stupid people running the show.
-makes $96k a year, 4 day work week and decent health benefits
-good rapport with his managers and co workers, team and business users.
-he owns the application, architects it, and he administers it and has total control of the function.
-poor project managers and leadership on top of him which does not understand things in IT world. they are managers because they know somebody!
- its soo dysfunctional that anybody will feel sick! Especially at 30.

new job he is offered:
-kind of a lateral move and asks for littler lesser experience than what he has.
-same line of work, same enterprise application, at a local state university. The city where he lives has limited options for his expertise.
-sounds like more challenging work as they have just started implementation and have a well structured project plan.
-not sure of office politics or new co workers or team
-pays $79k, same state retirement system but health benefits that are little lesser than current job
-this is an appointed position unlike his present civil service position.
-opportunity to learn more business process as its a new line of business.
-there could be opportunity to advance but he is not sure of how, what and when and how much.
-they hired couple of new grads for the same position last year and trained them, he already brings years of experience in this tool that they are very excited.
-they will get a lot of work done from him and he is afraid if they might over use him compared to trained new grad peers.
-5 day work week can be long days too as its an appointed position.

He is even thinking of this position as he feels he needs to learn new things and and be in an organization where they have a good structured projects and not work with dysfunctional PMs who became one because of politics!
As he is in IT he feels he should not become a dinosaur!
He can move into consulting, but because of family and small kid does not want to travel every week. He wants to enjoy coming home every evening. He is an ex-consultant from on of the good consulting companies like accenture, ibm etc..
He is also pm certified and wants to move up the ladder

I was telling him to look into federal government if he wants to move up and not this path by taking a huge pay cut.

What do you people think?





Personal Finance Deals
Considerations for Emigrating to NZ/ Negotiating Overseas Offer
Added on : Wednesday July 16th 2014 08:00:04 AM
g: 0 Posted By: Kevo171
Views: 28 Replies: 0 Some background-

It's been a longtime goal of mine to emigrate to New Zealand. I spent time there after college with a year long work visa and fell in love with the country.

Somewhat serendipitously,A company in Wellington, NZ that I've done a couple business deals with is recruiting me to move down and work for them. They made an initial offer that was too low and we're currently at the "we want you, what will it take for you to make the move?" phase in negotiations. Signing an offer means getting a residency visa.

My girlfriend (who qualifies as a partner in New Zealand and who would also get residency) also loves New Zealand and is on board with the move.

Stats-

We're both 28 living inColorado. I recently started a job where my total cash compensation per year is $115k, consisting of $95k in salary, $15k in bonus and the remainder in 401k/HSA contributions. GF makes $50k, bringing our yearly income to $165k per year. We are currently saving >$70k per year. We don't own a house, have no debt and have no obligations keeping us in CO.

Wellington is approximately 40% more expensive than Colorado. The company made an initial low ball offer of $70k not knowing what I currently make- I elected not to tell them in case they came in high. I'm hoping to bridge the gap, given that the skill set that I have is in demand and most people who have this skill set live in very expensive locations like the Bay Area, London, etc.

With wages in NZ being generally low, I doubt that the company would be willing to give me anything above my current compensation, and maybe not even that. I'm weighing the value of permanent residency in NZ (which we'd have after 2 years) plus the fulfillment of a longterm dream with the (likely) decrease in purchasing power. My GF might be able to work remotely for her company while living in NZ, but it is by no means a guarantee. Being able to support the two of us in the event that GF has trouble finding a job an additional consideration.

Questions-

What else should I consider in a move like this? Company will pay for airfare for both of us to get down there and moving expenses. It looks like it will cost in the range of $10k US for stuff+dog to get down there. Reading NZ immigration forums, it sounds like it isn't customary for a companies to pick up the tab on animal transport, which is about $4.5k. Most people tend to find that it is better to ship stuff than to buy new given the high prices of consumer goods in NZ.

What else should I ask for? RT airfare to the US x times per year? Contractual compensation in the event of an acquisition/layoff? Additional vacation beyond their standard 4 weeks/year?Yes, FACTA and double taxation on income >$95k USD are also considerations. We'd hopefully skirt the double taxation because of qualified housing expenses.

Thanks, FWF!
Personal Finance Deals
Klipsch STATUS Over-Ear Headphones $109.99 w/FS @ eBay by BuyDig
Added on : Wednesday July 16th 2014 01:00:03 AM
g: 0 Posted By: ctgolfer
Views: 76 Replies: 0 Product Details:

Built from the same durable material (Grilamid TR) used in high-end eyewear, they exude both fashion and luxury
Grilamid TR frame provides nearly indestructible construction
Gloss finish with subtle reflective highlights results in a luxury piece that looks as great as it sounds
Product Specifications:

STYLE: Over-ear
Frequency Response: 16Hz-23kHz
SENSITIVITY: 110dB
IMPEDANCE: 32 ohms
DRIVE COMPONENTS: Dynamic Moving Coil 40mm Speaker
MIC/REMOTE: mic+3-button remote
INPUT CONNECTIONS: 3.5mm
WEIGHT: .72 lbs (328 grams)
FINISHES: Pearl white or black
FEATURES: Grilamid construction, memory foam
ACCESSORIES: 2 detachable cloth cables (1 w/3 button remote+mic); 1/4" adapter; Airline adapter; Carrying case; 2 year warranty

www.ebay.com/itm/311012771738
Headphones & Speakers Deals

eBay Coupons
g: 0 Posted By: ctgolfer
Views: 38 Replies: 0 7-Channel powerful surround sound
105W per channel (8 Ohms, 1kHz, 0.9% THD, 2-ch. driven)
90W per channel (8 Ohms, 20Hz - 20kHz, 0.09% THD, 2-ch. driven)
HDMI (6 in / 1 out) with 4K Ultra HD upscaling, 3D, Audio Return Channel and MHL support
The latest HDMI version support for 4K Ultra HD 50 / 60p input
AirPlay, Pandora, Rhapsody, Spotify, SiriusXM Internet Radio music streaming service and AV Controller App
HTC Connect for music streaming from HTC Connect compatible smartphones
HDMI input on front panel, USB digital connection for iPod, iPhone and iPad
FLAC, WAV 192kHz / 24-bit, Apple Lossless 96kHz / 24-bit playback and gapless playback compatibility
Virtual CINEMA FRONT provides virtual surround sound with five speakers in front
YPAO Reflected Sound Control sound optimization for automatic speaker set up
YPAO Volume to ensure natural sounds even at low volume
Multi-zone audio support (Zone 2)
Dialogue Lift and Dialogue Level Adjustment for natural dialogue and vocals
Advanced GUI on-screen display with (English, German, French, Spanish, Russian, Italian, Japanese and Chinese)
ECO mode operation for about 20 percent less power consumption

FREE GIFT:Polk Audio RM6750 Black 5.1 CH Home Theater Speaker System

www.newegg.com/Product/Product.aspx?Item=N82E16882115479




Home Theater & Audio Deals

Newegg Coupons
g: 0 Posted By: remick
Views: 72 Replies: 0 http://www.amazon.com/dp/B00LNHY2TY

4.8 out of 5 stars (6 customer reviews)

Has your sex life become a bore? Need to spice up things in the bedroom? Sex Games provides 52 unique sex games and challenges for you to try one for every week of the year!

Each game comes with a detailed description, including rules, variants and twists, as well as a risk level rating for games that really push the sexual limits. If your sex life is in need of an overhaul, this is the book for you.

The challenges included have been carefully constructed to not only bring you and your significant other closer together as a couple, but also expand your sexual repertoire and technique, including many endurance-based games that will put you to the test. Challenges range from easy to extremely difficult, from public sex to lights-out madness. There is something for everyone, even if youve just become sexually active. Sexual experts will also find plenty to keep them up, including the killer final challenge, The Jack Bauer.
Hot and naughty, these sex games will provide you with a new outlook on your love life and an exciting relationship full of fun and spontaneity.

Bonus! Now includes an additional 100 daily mini-challenges to further heat up things between the sheets.

Included games:

Included games:
The Hot Dog
The Reading Game
The Come-A-Thon
The Twister
The Hot Seat
The Copycat
The Floor Is Lava
The Mother F
The Friction Test
The Nudist Colony
The Tongue Test
The Power F
The Rewind
The Hot-and-Cold
The Covert Op
The Open-and-Shut
The Hide-and-Seek
The Shape Game
The Edge
The A Day
The Chef
The ET
The Sounds of Silence
The Dinner Party
The ABC
The Seven Minutes In Heaven
The Mirror
Books & Magazines Deals
TASCAM iXJ2 Line-In/Mic Converter for Apple iOS $19.99 FS @ MF
Added on : Tuesday July 15th 2014 08:00:01 AM
g: 0 Posted By: tedhawkins
Views: 15 Replies: 0 TASCAM iXJ2 Line-In/Mic Converter for Apple iOS $19.99 FS @ MF

http://www.musiciansfriend.com/stupid

Product Description

Ideal for small-broadcast recording, the iXJ2 Mic/Line Amplifier turns your iOS devices into a quality handheld broadcasting tool. It has two 3.5mm inputs for connecting a monarual clip mic or stereo microphone for both vertical and horizontal use. Both inputs can be adjusted independently making it possible to connect different sources to each input. For instance when using two mics for two people, you can make individual fine adjustments for each person with the large independent volume knobs. There's even a MONO SUM feature which will mix the monaural sounds in the center. The inputs also accept a very wide input gain range up to 56dB. This allows the connection of anything from keyboards, stereo audio players, and other line level outputs.

iXJ2's pre-amplifier circuit adopts the acclaimed NJM4580 operational amplifier to guarantee clear, crisp and decisive sound quality. Its analog limiter reduces distortion when the input is pushed too hard. Select from stereo link operation and independent operation in order to meet your recording needs.

For amazing audio performance, the iXJ2 employs an AKM A/D converter to ensure that sound passing through the TASCAM unit to the iOS device does not degrade. Utilizing the AK5357 A/D converter, the iXJ2 achieves 100dB (@3V, 48kHz) S/N ratio and dynamic range.

The iXJ2 is powered from your devices with minimal drain on your iOS device's battery life. With use of a mini-USB connector you are able to charge your iOS device via the iXJ2 for extended recordings.

TASCAM's free "PCM Recorder" App is available for free on Apple's App Store. The iXj2 work with nearly all audio designed for the iPhone/iPad/iPod touch, but TASCAM recommends the Linear PCM Recorder App(sold separately) for maximum compatibility with your device.
Features

Supports the iPhone 4S, iPhone 4, iPad, iPad 2, iPad (3rd generation), iPod touch (4th generation)
Records with CD quality (depend to iOS)
Two stereo input jacks (A and B)
Each input jack can accept an unbalanced monaural input or unbalanced stereo input
Available mic and line level input at A/B
JRC NJM4580 operational amplifier mouted
Individual 2-color input/clip LED
Input select from three modes
Switchable plug-in power for A/B inputs
MONO SUM function

g: 0 Posted By: ctgolfer
Views: 101 Replies: 0 Electronic LED temperature controls
With an 8" TFT LCD touch display simplify operation. Smart ThinQ technology lets you monitor expiration dates, create grocery lists and retrieve recipes on a compatible mobile phone (app download required).
Smart Cooling Plus system
With 10 temperature sensors and a dual evaporator regulates and maintains the internal temperatures.
External ice and water dispenser
Offers filtered water and cubed or crushed ice at the touch of a button. Child lock prevents unintentional or unsupervised use.
4 Spill Protector tempered-glass shelves
Include 3 fixed and 1 folding shelf to contain small spills for easy cleanup. Glide N' Serve drawer features a variable temperature control to keep stored items cooler than the rest of the refrigerator.
4-compartment crisper system
Include 2 humidity-controlled crisper drawers, a full-width Glide-N-Serve drawer and a drawer for fruits and vegetables.
6 door bins
Including 2 adjustable gallon-size bins to easily accommodate large and small containers and free up interior shelf space.
Slim SpacePlus ice system
Produces up to 3.3 lbs. of ice per day, so you have plenty of ice when you need it.
3 freezer drawers
With a plastic construction tilt to make access to frozen items simple. DuraBase storage space allows preservation of large food items, while the Smart Pull handle enables ease of use.
Door alarm
Sounds in 30-second intervals if the refrigerator or freezer doors are left open for more than 60 seconds. Auto closing door hinge allows the doors to close automatically with a gentle push.
Fresh Air filter
Cleanses the internal air to help eliminate odors. Smart Diagnosis technology transmits troubleshooting information to the Service Center via your mobile phone or Wi-Fi connection.
LoDecibel quiet operation
Minimizes refrigerator noise to help create a peaceful kitchen.

www.bestbuy.com/site/lg-30-7-cu-ft-french-door-smart-refrigerato...
Daily Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 100 Replies: 0 46" screen measured diagonally from corner to corner
For optimal viewing in large rooms.
VESA 200mm x 200mm compliant
For simple wall mounting. Included stand enables stable placement.
4.5 ms response time
Ensures a clear picture during fast-action scenes. Digital noise reduction and a 3D digital comb filter deliver sharp, detailed images.
176 horizontal and vertical viewing angle
Provides a clear view from multiple vantage points.
1080p display
Provides a highly detailed picture and is ideal for 1080p-capable content, including Blu-ray movies.
Two 8W speakers
Create a lush soundscape.
Inputs
Include 2 HDMI (rear), 1 RF cable/antenna (rear), 1 shared component/composite video (rear) and 1 component/composite/DVI audio (rear).
Outputs
Include 1 digital audio (rear) and 1 shared L/R audio/headphone (rear).
2 HDMI inputs
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
USB port
Allows you to enjoy MP3 and JPG files stored on a compatible device.

www.bestbuy.com/site/rca-46-class-46-diag--led-1080p-60hz-hdtv/2...
Daily Deals

Best Buy Coupons
g: 1 Posted By: ShoppingChick
Views: 235 Replies: 1 Kmart has the Fisher-Price Disney Minnie Mouse Pampering Pets Salonon sale for $7.50(was $39.99) with free shipping on orders $59+.

Actions include: revolving closet, pop-up roof, light-up mirror and rotating pet-wash
Paw buttons activate three songs, plus a variety of sounds and phrases
Comes with 13 play pieces (including Minnie and her pets)

Toys Deals

Kmart.com Coupons
g: 0 Posted By: ctgolfer
Views: 95 Replies: 0 SoundSeal Technology which delivers ultra-quiet performance versus a standard disposer
MultiGrind Technology , with three grind stages to quickly grind virtually any food waste
40 oz. Stainless steel grind chamber and grind components for longevity
1 Horsepower Dura-Drive Induction Motor; power cord not included
We Come To You 7-Year In-Home Limited Warranty

www.amazon.com/dp/B000G7UH3M/ref=gb1h_tit_c-2_1842_277e18a6
Appliance Deals

Amazon Coupons
VTech 2-in-1 Shop Cook Playset - $22.99 w/ FSSS on $35+ at Amazon
Added on : Friday July 11th 2014 05:00:03 PM
g: 0 Posted By: jskins
Views: 210 Replies: 0 VTech 2-in-1 Shop & Cook Playset - $22.99 with Free Super Saver Shipping on $35+ at Amazon. 4.7/5 stars based on 130 customer reviews.

2-in-1 toy transforms from shopping cart to kitchen
20 individual play pieces such as food, utensils, a pot and a pan, add to the pretend play experience
Multiple sensor recognition areas respond with fun phrases and sounds
Three modes of play teach about food, colors, numbers, music and following directions
Shopping cart responds with fun phrases and sounds when food is placed inside it


The next lowest price for this item from a rated merchant on Google Shopping is $40.62.
Toys Deals

Amazon Coupons
g: 0 Posted By: ShoppingChick
Views: 98 Replies: 0 ​toysrus has the KRE-O CityVille Invasion Haunted Hideaway Set (A3247) on sale for $9.98 (was $19.99).Shipping adds $7.99 or get free shipping on orders $50+.

Build a castle and vehicle with the 317 pieces in the KRE-O CityVille Invasion Haunted Hideaway set
Build Baron Batcakes, Skeletron, Agent Holster and Ian A. Allen KREONS and 1 mystery KREON figure
Use your 3 motion bricks to make your KREONS move
Sonic Motion brick makes spooky sounds
Set includes 317 pieces and instructions
Ages 7 to 14 years
Requires 3 "AAA" batteries (not included)

Toys Deals

Toys R Us Coupons
VIZIO S4251W-B4 5.1 Home Theater Soundbar $229 at Costco
Added on : Thursday July 10th 2014 02:00:02 AM
g: 1 Posted By: savysavr
Views: 135 Replies: 0 Costco has this for $229 through 7/26. Regular price is $279 at Costco, $299 at Best Buy.
Available in store as well as online with free shipping. Picked one up yesterday and it sounds great.

http://www.costco.com/VIZIO-S4251W-B4-5.1-Home-Theater-Soundbar-WWireless-Subwoofer-and-Bluetooth.product.100048271.html
Costco Deals
g: 0 Posted By: remick
Views: 85 Replies: 0 Brick ABC: An Alphabet Book Illustrated with LEGO Bricks
http://www.amazon.com/dp/B00CPVO9RM

Brick ABC is an alphabet book illustrated with LEGO bricks. The purpose of this book is to motivate little LEGO fans to learn their ABCs by matching the words with the LEGO objects. The ABC letters and a scene for each letter are built with LEGO bricks in a simple and fun way. Words and short descriptions are given for each scene. Parents can also read to their children and ask them to point at the pictures to find the objects.


5 Little Monkeys Jumpin' on the Bed: A Sing 'N Count Book
http://www.amazon.com/Little-Monkeys-Jumpin-Bed-Count-ebook/dp/B...

5 Little Monkeys Jumpin on the Bed, the classic childrens story and song features Oboe the monkey and DJ the dinosaur. Oboes mama discovers that Oboe and his brothers and sisters are jumpin on their bed. One-by-one they each fall off and bump their head. When Mama calls the Doctor (Dr. DJ), the doctor says, No more monkeys jumpin on the bed. But when Dr. DJ gets home to his own family, guess what his children are doing? This classic childrens song/story will bring joy, laughter, and smiles to tots and parents alike. Children will learn how to count the monkeys on their fingers and gain an entertaining introduction to subtraction every time a monkey falls off the bed.



The Wheels on the Bus: A Sing 'N Move Book
http://www.amazon.com/dp/B00LBMO2IM/

Five Baby Genius characters join together in this book to show children different ways to express happiness. They demonstrate three ways to clap hands; three ways to stomp feet; three ways to shout hooray; and three ways to do all three. What makes this book so much fun is that parent and child will be singing, clapping, stomping, and hooraying along with their favorite Baby Genius characters.
So, if theyre not happy when they start theyll definitely be happy by the time they finish. And, theyll have learned nine ways to show how happy they are.



Old MacDonald had a Farm: A Sing 'N Learn Book
http://www.amazon.com/Old-MacDonald-had-Farm-Genius-ebook/dp/B00...

A fun way for children to learn about farm animals and the sounds they make! Old MacDonald (played by Vinko the Bear) is having a typical day on the farm: he feeds the chickens and collects their eggs as the hens cluck-cluck; he milks a cow as the other cows graze in the pasture and moo-moo; he shears the wool off a sheep as the other sheep envy the newly shorn sheeps haircut and baa-baa. The only thing thats different about this typical day on Old MacDonalds farm is that young readers are clucking, mooing, baaing, and oinking as they sing the familiar song and learn about life on the farm and the sounds that farm animals make.


Books & Magazines Deals
g: 0 Posted By: NonReturnable
Views: 103 Replies: 2 My wife's biological mother lives in Argentina. We live in the US.

My wife last saw her mother when she was 12. She was left with her father.
Same for my wife's half brother, he was left with his father in another state.
Needless to say, she's not the best mother.

My wife grew up with her father and step-mom. Everything worked out.

A few years ago my wife first found her half brother via the internet.
Then, a while after that, her bio-mom got back in touch with her, again via the internet.

A few months ago she called and let my wife know she was having seizures.
Today, we got a phone call in spanish, and after some translation thanks to google, we figured out they were asking her to call her mom. I'm assuming the mom didn't have enough money for an international call.
My wife called, and found out she has brain cancer, and the doctors say she has around 2 months left.

We can not afford to go visit. Even if my wife went alone, the price of a ticket is just out of range to visit someone that...in all honesty wasn't someone my wife was that attached to.
Obviously she's upset, but she agrees its just not feasible to spend $2000 and 48 hours on a plane to do a visit. They'll be doing some video chatting and phone calls (I'll make sure I'll record it for when the kids are older).

I have some financial concerns -
The mom put my wife down as an emergency contact with her medical info. The mother is flat broke. For a time she lived in an orphanage and was given room and board in exchange for working. Now it sounds like she's living with a friend. Has no job, etc.If, for example, my wife wanted her ashes to split with her half brother, how would that be worked out? We're not 100% trusting of her mom, and I'm wary of being scammed by working with a "friend" of the mom or something.

It is my understanding she has dual citizenship with the US (or at least, never renounced her argentine citizenship). She immigrated to the US when she was very young, and was in the US Army and received an honorable discharge. She mentioned there may be life insurance money, or at least money for a burial or cremation through the VA. She is also apparently owed quite a bit of back disability money by the VA. She's asked my wife to help her get that sorted out a number of times, she's tried, we'll get the mom in contact with the right people, then something never happens, wait a few months, rinse, repeat. Should I be contacting a lawyer to figure this out? Is it even worth pursuing? I'm not trying to approach this like I could make some cash, but if there is the possibility that my wife could get something to put towards her education costs (she starts an MBA program next month) that would certainly be beneficial.

Not speaking any spanish (my wife speaks restaurant spanish at best), what is the best route to go to get things like a copy of the death certificate, any personal belongings the mom wants my wife or her brother to have after death, etc. The mom is making sure her friends and the hospital have my wife's information. The language barrier is a problem. This isn't the first time we've gotten a phone call from someone whom only speaks spanish, and had to use google translate and yes/no questions to figure out what was doing on.

Are there any scams I should be aware of that could be going on here (besides the mom making this whole thing up. Which we've discussed, but she's not asked for any money or anything thus far).

Any advice or suggestions anyone has, I'd certainly appreciate.

TL;DR - Wife's broke deadbeat mom is dying of brain cancer in Argentina.. Any advice about how to get burial or ashes worked out, any personal belongings the wife wants shared shipped up here, and any possibility of life / burial insurance worked out.
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 99 Replies: 0 Over-the-ear, top-of-head design
With padded, all-leather ear cushions provides comfort during extended gaming sessions.
40mm tournament-grade drivers
Along with neodymium magnets deliver powerful, detailed audio.
Passive noise reduction
Reduces outside noise, so you can stay focused on your gameplay.
Custom-engineered soundscape
Specifically optimized for a variety of in-game sounds, such as footsteps, alerts and gun fire, allows you to become immersed in your game's acoustic environment.
Large, high-end microphone
Enables crystal-clear communication. The microphone retracts into the headset when not in use for a streamlined design.
In-line audio controls
Make it simple to adjust the listening level to suit your preferences and mute the microphone when you don't wish to be heard.
Easily dismantles into 3 separate pieces
For easy transport and storage.
Swappable cable system
Enables use with PC and Mac and select tablets and cell phones for wide-ranging compatibility.
16Hz - 28kHz frequency response
Ensures faithful sound reproduction.
110dB/mW sensitivity
For robust, dynamic audio.
40 ohms impedance
To efficiently conduct power.

www.bestbuy.com/site/steelseries-5hv3-over-the-ear-gaming-headse...
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 65 Replies: 0 Engineered for Xbox 360 and delivers powerful game sound and crystal-clear communication
Immerse yourself in your games with the premium 50mm speakers that produce high-fidelity sound
Enhances game sounds through amplified audio for more realistic gameplay
Enjoy quick access to independent game and chat volume controls via the in-line amplifier
Integrated bass boost adds depth and realism to the audio
Stay comfortable during long gaming sessions with the breathable, fabric mesh ear cushions and adjustable, lightweight design
Communicate with your troops in battle or let your opponents know who's boss with the high-sensitivity microphone with flexible boom, and hear what you're saying using the microphone monitor
USB powered allowing you to play for extended periods without worrying about batteries

www.bestbuy.com/site/turtle-beach-ear-force-xl1-gaming-headset-a...
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: SeaSpur
Views: 161 Replies: 0 Shows as $99.99 online, but I checked 3 stores in my area and they were all on sale for $79.99.

A little larger than most, but I think it is one of the most underrated bluetooth speakers on the market- especially in the $100 range. I "tried out" quite a few other highly rated models and, to me, it sound as clear as those in the $200-250 range and certainly had more bass and deeper sounds; many of these bluetooth speakers are "all high" when it comes to the tones.

http://www.target.com/p/g-project-g-boom-wireless-boombox-black-...
Headphones & Speakers Deals

Target Coupons
FurReal Friends Cuddles My Giggly Monkey Pet - $37.50 @ Walmart
Added on : Monday July 07th 2014 03:00:02 AM
g: 0 Posted By: ShoppingChick
Views: 126 Replies: 0 WalMart has theFurReal Friends Cuddles My Giggly Monkey Pet on sale for $37.50 (was $59.00) with free in-store pickup to avoid $4.97 shipping. Free shipping is available on orders $50+.

Cuddles My Giggly Monkey pet responds when you play with her
Monkey pet giggles and makes monkey sounds when you cuddle or tickle her
Rock her
Swing her in the air and she knows when she's upside down
More than 100 responses
Monkey pet closes her eyes when you put her to bed
Pet comes with bottle, diaper and pet care guide
Requires 4 C batteries (not included)

Toys Deals

Walmart Coupons
g: 0 Posted By: puggle
Views: 446 Replies: 1 Compatible with most Bluetooth-enabled smart devicesFor wide-ranging use.
60W biamplification (15W x 4)Delivers lush audio.
Two 3" woofersAlong with two 3/4" Mylar tweeters and 2 passive radiators create a rich cross-spectrum soundscape.
Bluetooth 3.0 interfaceWith A2DP v1.3 and AVRCP v1.5 support lets you wirelessly link with compatible devices.
60Hz - 20kHz frequency responseHelps ensure faithful sound reproduction.
95dB maximum SPL (@ 1m)Offers powerful audio.
4 ohms impedancePer driver efficiently conducts power.
Built-in 3.7V, 2600 mAh rechargeable lithium-ion cylindrical batteryProvides up to 5 hours of play time per full charge.http://deals.bestbuy.com/#!/featured+deals
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: puggle
Views: 208 Replies: 1 Compatible with most Bluetooth-enabled smart devicesFor wide-ranging use.
60W biamplification (15W x 4)Delivers lush audio.
Two 3" woofersAlong with two 3/4" Mylar tweeters and 2 passive radiators create a rich cross-spectrum soundscape.
Bluetooth 3.0 interfaceWith A2DP v1.3 and AVRCP v1.5 support lets you wirelessly link with compatible devices.
60Hz - 20kHz frequency responseHelps ensure faithful sound reproduction.
95dB maximum SPL (@ 1m)Offers powerful audio.
4 ohms impedancePer driver efficiently conducts power.
Built-in 3.7V, 2600 mAh rechargeable lithium-ion cylindrical batteryProvides up to 5 hours of play time per full charge.http://deals.bestbuy.com/#!/featured+deals
Headphones & Speakers Deals

Best Buy Coupons
VTech Tiny Touch Tablet $7 @ Walmart
Added on : Saturday July 05th 2014 11:00:02 PM
g: 0 Posted By: ctgolfer
Views: 212 Replies: 0 Well-suited for children ages 12 to 24 months, the Vtech Tiny Touch Tablet helps your babies and toddlers learn their letters, numbers and learn more about animals and other objects and concepts with ease. With a beginner gadget like the Vtech Tablet, your toddler will enjoy hours of exploration. There are nine brightly colored light-up activity buttons on this tiny toddlers' tablet, as well as a roller ball that plays silly sounds, three sing-along songs and more. If you want to teach your toddler about letters, numbers, animals and days of the week, the Vtech Touch Tablet, designed especially for little hands, is a smart choice.
VTech Tiny Touch Tablet:
Beginner tablet for toddlers
9 brightly colored light-up activity buttons
Designed for little hands
Roller ball plays silly sounds
3 sing-along songs
Teaches letters, numbers, animals, days of the week and more
Dimensions: 1.1023"L x 5.5118"W x 6.6929"H
Requires 1 AA battery (included)

www.walmart.com/ip/VTech-Tiny-Touch-Tablet/21007433
Tablets & iPads Deals

Walmart Coupons
g: 0 Posted By: ctgolfer
Views: 88 Replies: 0 $9.99 after $30 mail-in rebate

The P3200 Cruiser is an exceptional headset that adds definition to sounds and music. This premium headset produces crisp, clean sounds that will seem animated and alive. Using our latest technology, the P3200 Cruiser will give users a superior audio experience that is differentiable from others. Designed also for comfort, it features on-ear speakers layered in soft cloth and leather padding on the headband.

www.frys.com/product/8020404
Headphones & Speakers Deals
g: 0 Posted By: ctgolfer
Views: 192 Replies: 0 Handles up to 400 watts peak (100W RMS)
For a rich, resonant soundscape.
Dual 6-1/2" magnetically shielded IMG woofers
Deliver stunning bass response.
1" aluminum diaphragm compression driver
With Tractrix horn technology for exceptional audio.
Black ash vinyl finish
For a sleek appearance.
38Hz - 23kHz frequency response
For faithful sound reproduction.
97dB sensitivity
Ensures powerful sound.
8 ohms impedance
Conducts power through the speakers.

www.bestbuy.com/site/klipsch-icon-6-1-2-2-way-floor-speaker-each...
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: lovelybones
Views: 499 Replies: 0 http://www.groupon.com/deals/gg-sony-pulse-elite-wireless-stereo...



Model number: 94779
Developed by Sony for the PS3 and PS4 systems
Hear detailed sounds such as footsteps and frying bacon
7.1 virtual surround sound
BassImpact technology
Generously sized ear cups
Hidden noise-canceling microphone
Headset Companion app with preset and custom modes
Wireless compatibility with Windows 7 and Mac
Plugs into PlayStation Vita with included 3.5mm cable
Recommended for ages 5 and up
Not for ages 3 and younger (choking hazard)
Condition: manufacturer refurbished
Dimensions: 5.13"x8.63"x9.25"
Weight: 2.03lb.

Headphones & Speakers Deals

Groupon Coupons
g: 0 Posted By: lovelybones
Views: 73 Replies: 0 http://www.groupon.com/deals/gg-sony-pulse-elite-wireless-stereo...



Model number: 94779
Developed by Sony for the PS3 and PS4 systems
Hear detailed sounds such as footsteps and frying bacon
7.1 virtual surround sound
BassImpact technology
Generously sized ear cups
Hidden noise-canceling microphone
Headset Companion app with preset and custom modes
Wireless compatibility with Windows 7 and Mac
Plugs into PlayStation Vita with included 3.5mm cable
Recommended for ages 5 and up
Not for ages 3 and younger (choking hazard)
Condition: manufacturer refurbished
Dimensions: 5.13"x8.63"x9.25"
Weight: 2.03lb.

Headphones & Speakers Deals

Groupon Coupons
g: 0 Posted By: ctgolfer
Views: 24 Replies: 0 Comfortable XL-sized, hear-through cloth ear cups
Optimized soundscape for gaming
Retractable, unidirectional microphone system
SteelSeries Spectrum AudioMixer connects to and links the headsets to the console
Easy access to independent volume controls for the microphone and in-game audio
LiveMix smart audio balancing
Hidden microphone system
40mm speaker size
Headphone frequency response: 16 - 28,000 Hz
Headphone impedance: 40 Ohm
110 dB SPL@ 1kHz, 1 Vrms
Headphone cable length: 3.28 ft.
Headphone jack: 3.5 mm
Microphone frequency response: 75 - 16,000 Hz
Microphone pick-up pattern: Unidirectional
Microphone sensitivity: -38 dB
Xbox 360 and PC compatible platforms
Brand: SteelSeries
Model: SS-61260
Condition: New
Warranty: 30 Day
Packaging: Retail

http://1sale.com/electronics/audio-gaming/ss-61260/
Xbox 360 Deals

1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 78 Replies: 0 Description
Just connect the Pioneer SP-FS51-LR floorstanding speakers to your stereo system and enjoy your favorite music and movie sound tracks in breathtaking sound quality. Incorporating three 5.25-inch woofer units with oversized magnets, these Pioneer stereo speakers offer rich, pounding bass with superb quality. And the 1-inch soft dome tweeter in these Pioneer stereo speakers gives you smooth and detailed high-frequency sounds. Thanks to its curved cabinet construction design, this floorstanding speaker system delivers sound without any vibration even at higher volumes. Moreover, this floorstanding speaker system adopts a superior crossover design for full-spectrum clarity. As the Pioneer SP-FS51-LR features a frequency response of 4520 kHz, you can listen to a range of sounds. Whats more, with a sensitivity rating of 87 dB, these Pioneer stereo speakers efficiently convert power to clear sound.

Product Identifiers
BrandPioneer
ModelSP-FS51-LR
MPNSP-FS51-LR
UPC012562904719

Key Features
Speaker TypeFloor Standing Speakers
Construction3-Way

Technical Details
Peak Power Handling130 W
Frequency Responses45 Hz - 20 kHz
Impedance6 ohm
Sensitivity87 dB
ConnectivityWired


www.ebay.com/itm/Pioneer-SP-FS51-LR-Floorstanding-Speakers-Pair/...
Headphones & Speakers Deals

eBay Coupons
g: 0 Posted By: ctgolfer
Views: 181 Replies: 0 Two 30mm speaker drivers are positioned on either end of the Zooka to create a true omni-directional soundstage.
80db at 1m sound pressure level
30 ft. Bluetooth range
Rechargeable battery providing up to 8 hours of play time.
Speakerphone microphone take calls and enjoy VoIP chatting on Skype or FaceTime
Frequency Response of 150 to 20,000 Hz
Available in Black, Navy or Red
Dimensions: 9.4 x 2 x 1.4
Weight: 1 pound
Brand: Zooka
Model: ZUS-2
Condition: New
Warranty: 30 Day
Packaging: Retail
Package includes: Carbon Audio Zooka Wireless Bluetooth Speaker and Charger

http://1sale.com/electronics/portable-electronics/wireless-speak...
Headphones & Speakers Deals

1Sale.com Coupons
g: 1 Posted By: Kevo171
Views: 24 Replies: 0 I got an email a couple days ago from NFCU telling me that if I spend $500/month on my Cash Rewards Visa that I'll get an additional $100 statement credit. Not sure if this is targeted or for all card holders. Details here.

Yesterday I received a notice that the card is now 1.5% Cash Back on all purchases. It was previously 1% on the first $10k in purchases in a year, then 1.5% for all additional purchases.

NFCU seems to have been trying to figure out if this card should offer 5% Cash Back categories that change quarterly, but I think they made a great call just increasing the Cash Back amount. I took the time to tell them that I'd prefer just standard Cash Back in a survey a couple months ago. Sounds like other people must have as well. Too bad it is only 1.5% and not 2% like the Fidelity Amex.

For the next 3 months my Fidelity Amex is going to be sidelined while I get the $100 additional Cash Back from NFCU.
Credit Deals
Walker Ride-On Learning Train - $19.00 w/ ISP @ Walmart
Added on : Sunday June 29th 2014 05:00:06 PM
g: 0 Posted By: hellokitty27
Views: 179 Replies: 0 WalMart has the Walker Ride-On Learning Train for $19.00 w/ free in-store pickup.

Foot-to-floor ride-on/push walker encourages kids to be active
Offers interactive activities on the engine
Melodies and sound effects occur when used as walker with easy-to-grip handlebar
Attach trailer and becomes ride-on
Teaches: A-E letter identification and color identification
Spinning roller with melodies
Window reveal and moving gears with funny sounds
Attachable trailer with underneath storage
Flashing light, cheerful melodies and fun sound effects
Colors: assorted
Made of plastic
Requires 3 AA batteries (included)
Dimensions: 29.75"L x 8.27"W x 18.11"H
Maximum Weight Capacity: 50 lbs
Adult assembly required

Toys Deals

Walmart Coupons
g: 0 Posted By: ctgolfer
Views: 87 Replies: 0 31-1/2" screen measured diagonally from corner to corner
For optimal viewing in medium-size rooms.
VESA 200mm x 100mm compliant
For simple wall mounting. Included stand enables stable placement.
6.5 ms response time
Helps prevent blurring and ghosting during intense action sequences.
3500:1 contrast ratio
Ensures an arresting viewing experience.
720p display
Provides an excellent viewing experience.
Two 8W speakers
Create a lush soundscape.
Inputs
Include 2 HDMI (rear), 1 component video (rear), 1 composite (shared with component) and 1 antenna (rear).
Outputs
Include 1 coaxial digital audio (rear) and 1 headphone jack (rear).
2 HDMI inputs
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
USB port
For quick connection of a digital camera or other USB device.
Handy additional features
Include a 3D digital comb filter, a sleep timer, digital noise reduction and closed captioning.

www.bestbuy.com/site/rca-32-class-31-1-2-diag--led-720p-60hz-hdt...
LED TV Deals

Best Buy Coupons
Halo 4: Game of the Year Edition - Xbox 360 $19.99 @ Best Buy
Added on : Saturday June 28th 2014 05:00:03 PM
g: 2 Posted By: ctgolfer
Views: 812 Replies: 2 Game of the Year Edition includes Halo 4, all-new Master Chief Avatar Cloak, all-new Champions bundle, including fan-favorite maps, armor and armor mod, War Games Map Pass and more than 15 in-game and avatar items with two premium themes
Experience epic adventure as the Reclaimer Saga dawns in the Game of the Year Edition of Halo 4, packed with hours of new content including Spartan Ops: Season One, with stunning graphics and heart-poundingly intense gameplay
Explore a mysterious, all-new world filled with dangerous new enemies and powerful and deadly technology with the War Games Map pack, which includes the Castle Map pack, Majestic Map pack and Crimson Map pack for amazing exploration potential
Enjoy the Champions bundle, locked and loaded with the Infinity Armor Pack, which includes the Mark V, ODST and Prefect armors, the Steel Skin pack full of 10 Steampunk-inspired weapon skins and the Bullseye pack with two maps and one armor
Also receive eight stances, five armor skins, five weapon skins and one armor mod with the Champions bundle
Immerse yourself in the game with loads of new in-game content, including more than 15 items from the Halo 4 campaign, such as in-game and avatar marketplace content and two Xbox LIVE themes, plus the Xbox One-inspired Master Chief Avatar Cloak
Continue the heart-pounding excitement and thrilling action of the Halo franchise
Join the action as Master Chief returns to confront his destiny and face an ancient evil that threatens the fate of the universe
Battle for the universe's preservation alone or with up to three friends in thrilling split-screen action
Lock and load for Halo's original multiplayer mode with an expanded suite of gameplay modes, weapons, vehicles, armor abilities, new loadouts and the Spartan-IV player progression system
Engage in thrilling War Games modes that allow for fresh, frenetic battles and careful strategies
Log onto HaloWaypoint.com to track your groups, stats and scores
Immerse yourself in the action and excitement of Halo 4 with the stunning visuals, sounds and engrossing gameplay

www.bestbuy.com/site/halo-4-game-of-the-year-edition-xbox-360/25...
Xbox 360 Games Deals

Best Buy Coupons
Halo 4: Game of the Year Edition - Xbox 360 $19.99 w/FS @ Best Buy
Added on : Saturday June 28th 2014 01:00:04 AM
g: 0 Posted By: ctgolfer
Views: 90 Replies: 0 Game of the Year Edition includes Halo 4, all-new Master Chief Avatar Cloak, all-new Champions bundle, including fan-favorite maps, armor and armor mod, War Games Map Pass and more than 15 in-game and avatar items with two premium themes
Experience epic adventure as the Reclaimer Saga dawns in the Game of the Year Edition of Halo 4, packed with hours of new content including Spartan Ops: Season One, with stunning graphics and heart-poundingly intense gameplay
Explore a mysterious, all-new world filled with dangerous new enemies and powerful and deadly technology with the War Games Map pack, which includes the Castle Map pack, Majestic Map pack and Crimson Map pack for amazing exploration potential
Enjoy the Champions bundle, locked and loaded with the Infinity Armor Pack, which includes the Mark V, ODST and Prefect armors, the Steel Skin pack full of 10 Steampunk-inspired weapon skins and the Bullseye pack with two maps and one armor
Also receive eight stances, five armor skins, five weapon skins and one armor mod with the Champions bundle
Immerse yourself in the game with loads of new in-game content, including more than 15 items from the Halo 4 campaign, such as in-game and avatar marketplace content and two Xbox LIVE themes, plus the Xbox One-inspired Master Chief Avatar Cloak
Continue the heart-pounding excitement and thrilling action of the Halo franchise
Join the action as Master Chief returns to confront his destiny and face an ancient evil that threatens the fate of the universe
Battle for the universe's preservation alone or with up to three friends in thrilling split-screen action
Lock and load for Halo's original multiplayer mode with an expanded suite of gameplay modes, weapons, vehicles, armor abilities, new loadouts and the Spartan-IV player progression system
Engage in thrilling War Games modes that allow for fresh, frenetic battles and careful strategies
Log onto HaloWaypoint.com to track your groups, stats and scores
Immerse yourself in the action and excitement of Halo 4 with the stunning visuals, sounds and engrossing gameplay

www.bestbuy.com/site/halo-4-game-of-the-year-edition-xbox-360/25...
Xbox 360 Games Deals

Best Buy Coupons
Panasonic Oral Irrigator $29.99 FS @ Groupon
Added on : Friday June 27th 2014 08:00:03 AM
g: 1 Posted By: suppin
Views: 241 Replies: 0 So I'm not sure this is a "hot deal" as the irrigator has been offered for cheaper over a year ago. But this is not a year ago, and I'm in the market now.
My Dentist told me to shape up now while I have no real irreversible problems. So I'm literally trying to clean up my act. Flossing regularly, brushing 3 times
daily, and using oral irrigation to try to clean between the gums more effectively. $29.99 Shipped sounds like a decent deal to me and it folds so I can carry it
with me when I travel.

http://www.groupon.com/deals/gg-022-panasonic-portable-oral-irrigator-2

Panasonic EW-DJ10-A Portable Oral Irrigator

Portable
1600 Pulses per minute
Massage gumlines
Cleans debris between teeth
2 Speeds
Cordless convenience


4 stars with over a thousand reviews according to Amazon.
http://www.amazon.com/product-reviews/B0027LSEPS/ref=acr_offerlistingpage_text?ie=UTF8&showViewpoints=1





Health Deals

Groupon Coupons
Amazon has Furreal Daisy Kitty for $38.99, free shipping
Added on : Thursday June 26th 2014 12:00:01 PM
g: 0 Posted By: DuzzyCat
Views: 182 Replies: 0 Price jumped over $75 near Holidays last year and was very hard to find.

Daisy Plays-With-Me Kitty toy responds to you
Pet her forehead, wave her kitty toy at her, squeeze her front right paw or press her back
She pounces, jumps, wiggles her paws and makes kitty sounds
Press her paw twice for a meow melody
Includes pet, cat toy and pet care guide

http://www.amazon.com/FurReal-Friends-Daisy-Plays-With-Me-Kitty/...


Toys Deals

Amazon Coupons
Native Instruments MASCHINE MK2 Black Restock $449.99 FS @ MF
Added on : Thursday June 26th 2014 05:00:01 AM
g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 Native Instruments MASCHINE MK2 Black Restock $449.99 FS @ MF

http://www.musiciansfriend.com/stupid

Product Description

MASCHINE MK2 is the second edition of Native Instruments highly respected groove production system and it comes stacked with numerous enhanced workflow improvements for an even more intuitive experience and faster performance. All 16 of MASCHINEs touch-pads have been upgraded with a heightened sensitivity response, and each pad can now be individually assigned a unique color to easily identify and separate sounds, patterns, groups, and scenes. You now also have the ability to time stretch samples directly from the MASCHINE MK2 hardware, eliminating the need to jump back and forth from host systems.

The hardware design has also been improved. One notable addition is the new master push encoder with grid, and the 47 all-new click-buttons that help to speed up the workflow. After all, who wants to waste valuable time digging through menus when the inspiration is running? The displays on MASCHINE MK2 have also been refreshed, now featuring high contrast screens with a higher viewing angle that will help keep your work visible both in the studio and on stage. More hardware and less software, MASCHINE allows for Host Transport Control, meaning that the hardwares transport controls can be used to control the host DAW when the unit is being used as a VST, Audio Unit or RTAS plug-in.

There are also some new effects such as Transient Master, Tape and Tube Saturators that will further help to sculpt performances, and a full version of the MASSIVE synthesizer is included with 1,300 earth-shattering sounds to play with. Additional design features include a fully customizable look; magnetic faceplates and removable knobs let you incorporate your own style with optional MASCHINE CUSTOM KITS that can be purchased separately.

STUDIO POWERHOUSE
MASCHINE integrates easily into your computer-based studio setup. Use the hardware controller to find, load, and play sounds, automate parameters, and arrange patterns on the fly. Combine this with the ability to control and sequence all of your external hardware instruments, or switch to MIDI mode to control other software.

After quickly and intuitively developing your ideas, drag and drop your patterns as MIDI or audio files directly into your DAW to finalize and mix your production. Youll soon realize MASCHINE is a powerhouse capable of revolutionizing the way you make music.

CREATIVE PERFORMANCE TOOL
MASCHINE is fast becoming the ultimate performance tool for creative musicians. MASCHINE controller is super-sturdy, yet easily portable. The highly responsive pads now have heightend sensitivity and can easily be assigned different colors to keep your kits organize. The new Master Push Encoder and endless rotary knobs are addictively playable, while the two improved high-resolution backlit displays keep you informed of what's going on - perfect for any club or stage.

Use MASCHINE as an instrument for performing your own tracks, or sync it with other gear like TRAKTOR PRO 2 (sold separately) to add more dynamics to your live set.

SUPREME SOUNDS INSIDE
MASCHINE comes with over 6GB of ready-to-use, professional and inspiring sounds. Create rhythms and melodies right away with the included drum kits, one-shot samples, basses, synths, and acoustic instruments - all fully tagged for easy browsing. It also includes KOMPLETE ELEMENTS, providing more than 1,000 stunning sounds drawn from the flagship KOMPLETE 7, and a full version of the MASSIVE synthesizer with 1,300 earth-shattering sounds used widely in all styles of music today. And now, you can add extra fuel to your MASCHINE with the new range of MASCHINE EXPANSIONS - premium sample kits created by renowned sound designers and artists.

New Software Enhancements in Version 2.0
Enhanced 8GB sound library
Multi-core processing support
Powerful drum synthesis
MK2 controller support
Colors for Groups, Sounds, Scenes, and Patterns
Full version of MASSIVE synthesizer
Offline time stretching and pitch shifting
New effect: Transient Master
New effect: Tape and Tube Saturators
Save group with samples feature
Host Transport Control: If MASCHINE is run as a plug-in, the hardware transport controls can be used with the host
Sample play position indicator on the waveform (hardware and software)
AutoWrite pinning
AutoWrite on MASCHINE MIKRO
Improved handling of missing samples
Pre-hear samples from the hardware browser before loading them
Choke all playing sampler voices feature ("panic button": Shift + Mute)
Revised select page (hardware) with access to note length
Quick select events of a sound in a pattern (Shift + Select + Pad)
Quick erase events of a sound in a pattern (Erase + Select + Pad)
Features

Industry-standard groove box workflow
Sampler, arranger, mixer, effects, and more
16 highly sensitive, multi-color performance pads
Two high-contrast displays with 64x256 resolution
Eight display knobs to tweak parameters and browse presets
Browse, scrub, and adjust tempo, volume, and more with intuitive push encoder
23 high-quality effects for instant sound enhancement
Step sequencing, real-time recording, note repeat, slicing, and auto-mapping
Extensive MIDI-mapping capabilities to control other hardware and software
Easy-to-use browser with tagging of kits, instruments, samples, and effects
Intuitive automation recording and step automation editing

g: 0 Posted By: ctgolfer
Views: 73 Replies: 0 shipping adds $5

Quad-Proof Tough
Enjoy powerful, all-season sound outdoors, everywhere you go. Super-rugged shell for high & low temperatures, dust/dirt/sand, shock and splash-proof protection. Ideal for the beach, pool, camping and more

Stream Music Wirelessly via Bluetooth
Enjoy easy wireless audio streaming from your smartphone and tablet via Bluetooth

NFC Compatibility
Sync your smart device using built-in NFC (Near Field Communication). Pairing your phone or tablet with the NT10 is simple. Just tap the phone once on the speaker to connect, it's that easy

Hands-free Speakerphone
You can easily sync your smartphone to use the NT10 as a speakerphone too. When you get a call while listening to music, just press a button on the speaker and start talking hands-free. Ideal for talking while also doing something else.

Long-lasting Power
Rechargeable battery for up to 8 hours of music playback

Powerful Outdoor Sound
This mini-size speaker includes a powerful Boost Mode to maximize midrange sounds. Ideal for lowering distortion while also reinforcing the softer tones and vocals often lost in surrounding outdoor noise. Note: Using Boost Mode reduces battery life.

Bass Expansion Technology
Bass expansion maximizes output for full, amazing sound. Two built-in 1-3/8-inch full-range speakers and 2-inch Passive Radiator deliver clearer, bolder bass and reduced distortion for more enjoyable music outdoors.

XBS Master
The XBS Master adds even more power to your music. Developed by Panasonic XBS Master comprises three components to create higher-quality sound: XBS to magnify low-frequency sounds; H.BASS to add harmonics while intensifying bass at low frequencies; and Multi-Band Gain Control to eliminate the unwanted sounds often generated in the process of controlling distortion.

H.Bass
Unique H.Bass sound-processing technology heightens the harmonic low-frequency range to produce bass with the power and depth not previously possible with compact speakers.

Multi-Band Gain Control
Innovative Multi-Band Gain Control removes the noise and interference often created while automatically amplifying volume to produce continuous, distortion-free bass.

Passive Radiator
A 2-inch Passive Radiator on the NT10 helps strengthen low-frequency sound to provide dynamic, robust bass.

http://electronics.woot.com/offers/panasonic-quad-proof-bluetoot...
Panasonic Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 84 Replies: 0 Adorable childrens playroom area rugs
Available Designs: City streets, Playground, Blue or pink alphabet, American map, Construction machinery, Race cars, Noahs Ark, Animal sounds, Princess script, Football camp, Baseball camp, and Solar System
Durable nylon construction
Care instructions: Regular Vacuuming, Pile Lifting, Spot, Surface Cleaning and area touch-up, Periodic or corrective cleaning
Dimensions: 5 x 66
Brand: Ottomanson
Condition: New
Warranty: 30 Day
Packaging: Hassle Free

http://1sale.com/home-family/furniture-decor/kids-washable-area-...
Furniture Deals

1Sale.com Coupons
Taking over mom's house and adding accessory unit?
Added on : Wednesday June 25th 2014 11:00:07 AM
g: 0 Posted By: nicki11012
Views: 49 Replies: 0 My mother lives in a beautiful large house that sits on 1 acre of land. She is 55 y/o (a hairstylist) and her hair salon is on the side of the house. There is a 2 car garage out in the back that is connected to the house by a porch. The garage has an attic on top - the whole structure is ~ 900 sq feet. My mom loves her house, but was thinking about moving to a condo because it's way too much space and maintenance for one person. She hasn't sold because her hair salon is on the side of the house - if she sells the house, the self-owned business is gone too.

My husband and I (30 yrs old) moved in about 2 years ago. We were only going to stay for a few months, but we've had ample space and have been doing well there. We started thinking... hmm, maybe we could take over this house (we both love it) and we could transform the garage into that condo my mom wanted. We would be in a nice house and she would be able to maintain her business. We could share a lot of expenses. I am an only child, so I could help my mom as she gets older and she'll be there to help babysit as we start having children... sounds great!

The house is probably worth $550k and my mom owes about $100k. Her mortgage is only $1200 per month right now. If we were to build the accessory unit it would cost about $100k to build. If we were to do this, we need to figure out who would pay for it - to refinance the house, we'd have to put our names on the deed (she doesn't make enough to refinance alone). My husband and I couldn't afford to buy it from her for the full price - if we were to buy our own house, our budget would be about $400k. Do we rent from her? What happens when the house needs a new roof, etc?

Also, because my mom owns her own business, she doesn't have the best retirement package. The most complicated aspect of all of this is that the equity in the home will probably be needed at some point in time for retirement. We would just buy the home outright if we could afford it, but we can't. If we take out the $ to do the accessory unit from the equity and then rent from her, she may need $ from the home later, which would affect the monthly cost of the home in the future.

We have this wonderful home that we all love and the mortgage is crazy low - I would love to have my mom around to help with dogs, kids, etc... We could share so many expenses and my mom could keep her business, but it just seems insanely complicated to work everything out.

Does anyone have thoughts/advice??
New User Question Deals
12v Power Wheels Black Corvette $98.98 F/S @Sams club.
Added on : Sunday June 22nd 2014 09:00:07 AM
g: 0 Posted By: lovelybones
Views: 112 Replies: 0 http://www.samsclub.com/sams/fp-black-corvette/prod11690787.ip

Would make a great Christmas gift.



Description
The Corvette is the fastest Power Wheels vehicle in the line with 3mph and 6mph max forward and 3 mph reverse, it has 12 Volt battery system. It features the same cool, sporty, realistic styling and detailing like the new, real Corvette. It features a comfortable single seat, sporty chrome wheels, clear headlight lenses and a hood that opens. This Deluxe Black version also includes pretend seat belts and a sound box that make cool vehicle sounds!

Specifications
2 Forward speeds and reverse
Top forward speed 6 mph
Stylish chrome details
Seat belts
Sound box for vehicle sounds
Ages 3 and up
65 lb weight limit
Baby & Kids Deals

Sams Club Coupons
g: 0 Posted By: ctgolfer
Views: 83 Replies: 0 Model
Brand
Polk Audio
Model
Atrium 4

Spec
Type
Indoor/Outdoor Speakers
Sold As
Pair
Driver Units
Mid/Woofer: 1 - 4.5" Diameter, Dynamic Balance Mineral Filled Polymer Cone with rubber surround

Tweeter: 1 - 0.75" Diameter, Anodized Aluminum Dome Tweeter with Neodymium motor structure
Power Rating
10-80 w/channel
Frequency Response
75Hz-25kHz
Nominal Impedance
8 ohms
Sensitivity
89 dB
Connectors
Gold-plated 5-way Binding Posts

Features
Color
Black

Spec
Dimensions & Weight
8.63" x 5.69" x 6.69" / 3.60 lbs.
Cabinet
Sealed

Features
Features
Durable, mineral-filled polypropylene cabinet design, with molded-in bracing, sounds like a real speaker (not "an outdoor speaker"), and survives years of seasonal changes, for truly great sound, no matter what the weather.

Exclusive Dynamic Balance and Klippel Optimization technologies ensure the perfect material performance, eliminating driver and tweeter "artifacts" for more realistic sound reproduction at high and low volume levels.

Aluminum grilles and bracket, with stainless steel and brass hardware: No rust. Ever

Manufacturer Warranty
Parts
1 year limited
Labor
1 year limited

www.newegg.com/Product/Product.aspx?Item=N82E16882290182
Your Choice 16" Boy or Girl Huffy Disney Bike $49.99 @ Walmart
Added on : Friday June 20th 2014 11:00:03 AM
g: 0 Posted By: Trickracen
Views: 128 Replies: 0 Deal Link

These Huffy bikes not only provide kids with a means of transportation and a fun outdoor activity, but also features characters from top Disney movies! Choose between Iron Man or the Little Mermaid!
Comes with Your Choice of 1 of the following:

16" Huffy Disney Little Mermaid Girls' Bike with Bubble Maker
16" Huffy Marvel Iron Man 3 Boys' Bike with Lights and Sounds, Red

Bicycle Deals

Walmart Coupons
g: 0 Posted By: DizzyT71
Views: 215 Replies: 0 Meritline has theRefurbished Turtle Beach Ear Force PX21 Gaming Headset for PS3/PS4/XBOX 360/PC/Macon sale for $28.99 - $10.00 coupon code "MLCKY18XNL1" =$18.99 with free shipping.

Compare at Amazonfor $24.99.

Universal headset for PS3 & XBOX 360 & PC or Mac Hear stereo game sound together with PlayStation Network & XBOX LIVE or online chat Stereo expander widens the sound field to accentuate left and right sound cues
Variable Bass Boost enhances the reality and depth of explosions gun blasts and other deep sounds
Chat Boost automatically increases incoming chat level when the game gets louder Game sound is isolated so online players won't hear the game picked up by your mic
Separate volume controls make it easy to balance game and chat levels Mic monitor lets you hear what you're saying A single USB connection provides power - no AC adapters necessary
Heart-Thumping Bass Boost


3.5/5 Stars based on 779 customer reviews on Amazon.
Headphones & Speakers Deals

Meritline.com Coupons
g: 0 Posted By: jskins
Views: 163 Replies: 0 Belkin Thunderstorm Handheld Theater Speaker iPad Case (30-pin iPad 2 and 3rd Gen) - $59.99 with Free Shipping at Amazon with Accessorize Depot. 4.3/5 stars based on 64 customer reviews.

Full range speaker system
High efficiency speakers
iPad fits in the lightweight enclosure
Free Thunder app provides extended control with three different soundscapes
Multifold protects your iPad screen when not in use
Air channels are integrated into Thunderstorm's main panel


The next lowest price for this item on Google Shopping is $151.90.

Tablet Accessories Deals

Amazon Coupons
g: 0 Posted By: hellokitty27
Views: 94 Replies: 0 WalMart has the Baby Trend Nursery Center Playard (Savannah)for $59.00 w/ free shipping.

Removable, full-size bassinet
Music center includes two styles of music and nature sounds
Three hanging toys
Side-hanging storage bag
Free mp3 albums for Relaxation, Meditation & Sleep
Added on : Tuesday June 17th 2014 07:00:08 AM
g: 2 Posted By: remick
Views: 170 Replies: 0 Forest Stream & Birds (Sounds of Nature for Meditation, Relaxation, Yoga, Healing, Sleep & Spa)
http://www.amazon.com/Forest-Stream-Meditation-Relaxation-Healin...

The Best Healing Music for Relaxation, Meditation & Sleep with Nature Sounds: Ocean Waves, Vol. 2
http://www.amazon.com/Healing-Relaxation-Meditation-Nature-Sound...

The Best Healing Music for Relaxation, Meditation & Sleep with Nature Sounds: Ocean Waves, Vol. 3
http://www.amazon.com/Healing-Relaxation-Meditation-Nature-Sound...

Relaxing Waves
http://www.amazon.com/Relaxing-Waves-Nature-Sound-Retreat/dp/B00...
Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 121 Replies: 0 shipping adds $5

PROTECT YOUR STUFF
2-year protection plan: $11.99 Buy Now
Bluetooth Powered Outdoor Speaker - Incredible sound in the great outdoors - A single large stereospeaker provides excellent sound in a wide sound stage - Optional AirPort Express (1st generation) connections for use with Apple AirPlay*
*System uses either the Bluetooth adapter or the AirPort Express they cannot be used simultaneously

Wireless Freedom
The AirGo Outdoor Sound System is a portable amplifier Bluetooth speaker dock, with the option of using an AirPort Express (1st generation). With the AirGo Outdoor you can stream music from an AirPlay compatible device via the Apple AirPort Express, or use the included Bluetooth Adaptor for use with Android or iOS.

Hotspot Flexibility
Since the Apple AirPort Express also has the ability to simultaneously act as a Wi-Fi repeater, the AirGo can also offer a Wi-Fi hotspot while listening to music at the same time, virtually anywhere.

Great Sound in the Great Outdoors
As a high performance, quality outdoor sound system, the single large stereo speaker provides excellent sound quality and a wide sound stage. Place it on the deck near the house to cover the deck and backyard while having a cookout. Put it on the driveway near the garage when washing the car. Place it on the ground near the front door during seasonal events to play music and sound effects of your choice to match the occasion!

Fun to the Next Level
The AirGo Outdoor is easy and fun to use. With the Bluetooth adapter installed, simply stream music from your iOS or Android device. When upgrading to an AirPort Express, you can surf the net from your internet device at the same time. The bottom line is the AirGo Outdoor is fun, sounds great and brings outdoor recreation to the next level.


http://electronics.woot.com/offers/airgo-bluetooth-outdoor-speak...
Headphones & Speakers Deals

woot! Coupons
Dynex - 9" Table Fan $6.99 @ Best Buy
Added on : Friday June 13th 2014 08:00:06 PM
g: 0 Posted By: ctgolfer
Views: 217 Replies: 0 2 speed settings
With easy-to-use controls make it simple to keep air moving at an optimal speed.
Quiet operation
Minimizes operational sounds for enhanced comfort.
Fused plug
For safe use.
Compact size
Allows flexible placement.

www.bestbuy.com/site/dynex-9-table-fan-emerald/7648068.p?id=1218...
Appliance Deals

Best Buy Coupons
Creative Airwave Bluetooth Speaker $29.98 at WM.com
Added on : Friday June 13th 2014 07:00:02 AM
g: 0 Posted By: PNWBargainHunter
Views: 70 Replies: 0 Creative Labs Airwave Portable Bluetooth Wireless Speaker with NFC, Grayis $29.98 at WalMart.com. This appears to be only available at WalMart.com - color is Grey though it looks white. Amazon is still at $34.99 on its Airwave speakers in the other colors. Reviews are good. 4-Stars. I own a different Creative speaker and it sounds awesome. I trust their speakers and at under $30, this is a great offer. Camel shows this product never going below $30.
From Creative:
Simplify your life with the Creative Labs Airwave Portable Bluetooth Wireless Speaker. This speaker lets you experience the convenience of one-touch pairing with its Near Field Communications (NFC) feature. This gray Creative Labs Bluetooth speaker is integrated with a 3.5mm aux-in port with a range of 33'. You can also enjoy your music wirelessly on the go as it comes with Bluetooth 3.0 and a rechargeable built-in battery. This Creative Labs Bluetooth Wireless Speaker with NFC has 3" full-range drivers and is designed with three ways to play, including tap and play, pair and stream and aux-in. This speaker will give you up to 12 hours playback time and is compatible with Windows XP/Vista/7 and Mac OS. The Creative Labs Airwave Portable Bluetooth Wireless Speaker includes a microUSB cable and a quick start guide.
g: 0 Posted By: Xenocrates
Views: 92 Replies: 0 Geek Squad Refurbished -Samsung Galaxy Gear Smart Watchfor Select Samsung GalaxyPhones (Jet Black) - $89.99 FS @ Best Buy

Hands-Free Calls
S Voice:Use simple voice commands to place calls, compose messages, schedule an event, check the weather, and more!
Auto Lock/Unlock:Senses when you've walked more than 5 feet away from your Galaxy phone and automatically secures your device. When you return, Gear tells your phone that it's you and automatically unlocks no PIN or thumbprint required.
Never lose track of your phone again. Now, if your phone gets stuck in the couch cushions, use Galaxy Gear to remotely activate sounds or vibrations for easy location
Built-In Pedometer
H: 1.5" x W: 2.2" x D 0.4"
1 Year Warranty

This has 4.4 / 5 starswith 465 customer reviews @ Best Buy.

Watches Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 147 Replies: 0 shipping adds $5

Enhanced Bluetooth Sound by Sample Rate Conversion
Lossless digital USB connection and digital amplification that gives you natural sound
High-end driver designed by speaker legend Peter Larsen
Digital signal processing for accurate crossover and wide soundstage reproduction
Strong Bass with Dedicated Subwoofer
Great design by award-winning industrial designer Young-se Kim

http://electronics.woot.com/offers/rhombus-24-bit-hd-bluetooth-s...
Headphones & Speakers Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 128 Replies: 0 Smart Home Theater - Experience the next generation of our groundbreaking Smart Home Theater with full web browsing, cutting-edge TV Apps and much more to enhance the Home Theater experience.
3D Blu-Ray - Whether you are viewing a premium-quality 2D picture or seeing incredible 3D depth, images are breathtakingly real in Samsung Full HD. Combine with a 3D TV and 3D active shutter glasses to view the latest Hollywood 3D titles. (3D TV, Active glasses and content required.)
Smart Hub - Smart Hub provides a single location for all of your favorite smart content, giving you easy and instant access to apps, photos, videos, web browsers and much more. It's the simplest way to explore a world of entertainment.
Built-In Wi-Fi - With Wi-Fi built right into the Home Theater, no additional equipment is needed to connect with an existing wireless router in your home network and start browsing the web, accessing Samsung Apps or other Smart Home Theater features.
Full Web Browser - Enjoy all the benefits of full web browsing right on the big screen. Easily stream your favorite movies and TV shows, download apps, shop online, browse the web, update your status on Facebook and Twitter, and more.
Crystal Amplifier Plus - Samsung Crystal Amplifier Plus filters sound sources twice to minimize distortion and produce clear audio that sounds exactly the way it was meant to be heard.
DTS Neo Fusion - DTS Neo Fusion combines Samsung 3D Sound Plus and DTS Neo Ultra to give a more effective vertical surround effect in 7.1 applications as well as a virtual 7.1 vertical effect in 5.1 application.
Smart Volume - Lets you set the product so the volume remains stable when a scene change occurs or when you change the channel. Also minimizes the change in volume that may occur when a commercial comes on.
Bluetooth - Enjoy wireless connectivity with Bluetooth and stream your favorite audio content from your connected mobile devices.
5.1 Surround sound with 1000W total speakers power rating
Inputs/Outputs: 1 HDMI output, 1 HDMI input, 1 Audio input, 1 Optical input
Includes Blu-ray player/receiver, left & right speakers, center speaker, left & right rear satellite speakers, subwoofer and remote control
Brand: Samsung
Model: HT-FM53/ZA
Condition: Factory Refurbished
Warranty: 90 Day

http://1sale.com/electronics/tv-home-theater/samsung-home-theate...
Home Theater & Audio Deals

1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 111 Replies: 0 31-1/2" screen measured diagonally from corner to corner
For optimal viewing in medium-size rooms.
VESA 200mm x 100mm compliant
For simple wall mounting. Included stand enables stable placement.
6.5 ms response time
Helps prevent blurring and ghosting during intense action sequences.
3500:1 contrast ratio
Ensures an arresting viewing experience.
720p display
Provides an excellent viewing experience.
Two 8W speakers
Create a lush soundscape.
Inputs
Include 2 HDMI (rear), 1 component video (rear), 1 composite (shared with component) and 1 antenna (rear).
Outputs
Include 1 coaxial digital audio (rear) and 1 headphone jack (rear).
2 HDMI inputs
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
USB port
For quick connection of a digital camera or other USB device.
Handy additional features
Include a 3D digital comb filter, a sleep timer, digital noise reduction and closed captioning.

www.bestbuy.com/site/rca-32-class-31-1-2-diag--led-720p-60hz-hdt...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: ywd
Views: 152 Replies: 0 Motorola MR350R @ walmartMotorola Talkabout MR350 is the ultimate communication tool for the serious outdoor enthusiast. With a range of up to 35 miles* and loaded with every possible radio feature, you know that with the MR350, you are ready for the extreme outdoors. Lightweight and rugged, with extra large buttons to help you operate even with gloves on, the MR350 is built to handle any challenge without weighing you down.TOTAL EMERGENCY PREPAREDNESS
The MR350 includes an emergency alert feature, allowing you to enjoy your escape to the great outdoors with confidence that others can be informed of any dangers that may come your way. When the alert button is activated, the radio transmits an alert siren followed by transmission of spoken or incidental sounds. This allows you to send the signal to other radios and warn of impending danger. The MR350 also features a built-in LED flashlight for peace-of-mind during evening adventures or unexpected emergencies and power outages.

**NOAA WEATHER CHANNEL
Want to keep in touch with changing weather conditions during your family camping adventure? No need to stop the fun weather alerts will provide your group with warnings of incoming storms or dangerous conditions. And, by tuning in to one of 7 NOAA channels (National Oceanic and Atmospheric Administration) on your MR350, you will always know what to pack with continuous local and regional weather broadcasting.

EXTRA POWER WHEN YOU NEED IT MOST
Push-To-Talk Power Boost, when activated, allows you to extend the transmission range by increasing the transmitter power output while saving battery life when no power boost is necessary.

HANDS-FREE COMMUNICATION
When you are hiking up a steep mountain trail, you really need to keep your hands free to brace the rocky terrain. With iVOX acting like a speakerphone and allowing hands-free communication, you can keep on moving without stopping to answer a call.

EASY CHARGE - 4 WAYS TO CHARGE
Designed to fit every lifestyle, the MR350 allows you the convenience of charging four distinct ways. Use the provided desktop charger at home or a mini-USB car cable on your way to soccer practice. Pack a mini-USB wall cable for recharge in the hotel during your family vacation or simply charge from your PC when no power outlet is available using a mini-USB PC cable. (Mini-USB car, wall and PC cables are sold separately.)

SILENT SIGNALS
The VibraCall silent vibrating ringer is especially useful for locations where ringing can be intrusive. This feature is also great when noise from a sporting event would drown out your ring tone.

MR350R includes

2 radios
2 belt clips
1 dual drop-in charger
1 charging adaptor
2 NiMH rechargeable battery packs
1 Emergency Preparedness checklist sheet
Available in Black

*How far can I expect my radios to communicate? The communication range quoted is calculated under optimum conditions, with an unobstructed line of sight. Actual range will vary depending on terrain and conditions, and is often less than the maximum possible. Your actual range will be limited by several factors including, but not limited to, terrain, weather conditions, electromagnetic interference and obstructions.

**NOAA radio service may not be available in all areas. Check with your local weather office for frequency and details, or visit www.weather.gov/nwr, (Canada: www.msc.ec.gc.ca/msb/weatheradio)
Electronics Deals

Walmart Coupons
g: 0 Posted By: MH
Views: 25 Replies: 0 I did a quick search and didn't find this posted.

$65 each, shipped either FSSS or prime.

Pioneer speakers on the cheap. According to camel camel camel, this is the lowest price (by $5) ever.

Reviews are positive... posts on speakers tend to degenerate to opinions on whether such and such speaker sounds better than/worse than some other speaker. To each their own, but I think most would agree that at $65 shipped these are a steal.



http://www.amazon.com/Pioneer-SP-FS52-LR-Designed-standing-Louds...
Hawaiian Chill Pill MP3 Album - Free @ Amazon
Added on : Sunday June 08th 2014 02:00:02 AM
g: 0 Posted By: SieSilverStars
Views: 17 Replies: 0 The Hawaiian Chill Pill MP3 Album is on sale at Amazon for Free.

Linky

Songs Included:

Aumakua (12-String Slack Key Guitar w/ Ocean Waves)
Paradise Park (Soothing Surf Sounds & Guitar)
Lao (Guitar Meditation at the Beach)
Off to the Waves (Perfect for Studying at the Beach)
Little Girl from the Taro Patch (Traditional Guitar Melodies & Nature Sounds)
Sea Goddess (Ancient Hawaiian Guitar Melody)
Grandma's Story at the Beach (Traditional 12-String Guitar Melodies)
Sky of Creation (Slack-Key Guitar Fantasy)
Guitar at Mano Falls
Surf Meditation
Amazing Grace of the Waves (Traditional Hymn w/ Hawaiian Flair)
Remembering the Surf Spirits (6-String Hawaiian Slack Key Guitar)
Ancient Melodies Remembered (Soothing Surf & Six String Guitar)
Driving Pali Highway
Surf Healers (More Studying at the Beach Music)
Kano Loa
Beach & Surf Magic
Guitar Melodies at Wai Ki Ki
Bells & Slack Key Guitars
Slack Key Sonata
20 Free mp3s - Hawaiian Chill Pill (Slack Key Guitar & Surf Sounds)
Added on : Saturday June 07th 2014 11:00:06 PM
g: 0 Posted By: remick
Views: 93 Replies: 0 http://www.amazon.com/Hawaiian-Chill-Slack-Guitar-Sounds/dp/B00K...
Movies & Music Deals
g: 0 Posted By: ctgolfer
Views: 137 Replies: 0 MP3 Waterproof Headphones
The versatile waterproof neckband MP3 player with 4 gigabytes of storage made to provide you with a unique listening experience. Rather than water, your ears will fill with clean and crisp sounds. They're perfect for listening to music while training in the pool. Its IPX-8 rated, for submersion in the water up to 3.3 feet. Go for a swim in your pool or at the beach or just use them to jog in the rain! Either way, these waterproof headphones will allow you to listen to music in any wet environment.

Engineered Design
These ergonomic headphones were designed to provide you with comfort and style. The neckband fits snug and wraps around your head without irritation. Plus, theyve been designed to work with your swimming goggles without interfering.

Grab Some Tunes
Connect to your computer via USB to load your favorite MP3 or WMA music files. Its easy to copy your music to this MP3 player: simply drag and drop your music files on the drive.

Plug it In
Select your media files from your computer's favorite media library like iTunes and store them on the built-in 4GB memory storage on the headphones!

High Speed Data Transfer
Copying music to this MP3 player has never easier. USB 2.0 connection allows you to transfer your favorite audio to the device quickly and easily.

Excellent Battery Life
Internal rechargeable lithium battery measured at 190 mAh will give you up to 10 hours of audio playback. Charging is a breeze, just connect your device with the included USB cable and plug it in.

http://electronics.woot.com/offers/pyle-waterproof-headphones-wi...
Headphones & Speakers Deals

woot! Coupons
William Sonoma Free Technique Class June Schedule
Added on : Saturday June 07th 2014 08:00:10 PM
g: 0 Posted By: CindyLouWho2
Views: 89 Replies: 0 ~~Williams Sonoma - Free Technique Class June Classes are on Sundays...usually 10 am or 2 pm, call your store for time.Free Technique Class Hour-long technique classes are free and include tastings of prepared dishes.
Participants enjoy 10% savings* on select same-day store purchases.
Available at all stores; class times vary by store location.
Class size is limited call your local store to register.
June 8 Eat Your Meat
Sounds like something a dad would say right probably standing near the grill spatula in hand! Join us and learn how to make to make the perfect steak first from understanding different cuts of steak and how to prepare each to enjoy them at their best as well as understanding what grass fed and organic means when it comes to your meat.********************June 22 Classic SummerTime Grilling
Sounds like something a dad would say right probably standing near the grill spatula in hand! Join us and learn how to make to make the perfect steak first from understanding different cuts of steak and how to prepare each to enjoy them at their best as well as understanding what grass fed and organic means when it comes to your meat.***************June 29 Everything Ice CreamSounds like something a dad would say right probably standing near the grill spatula in hand! Join us and learn how to make to make the perfect steak first from understanding different cuts of steak and how to prepare each to enjoy them at their best as well as understanding what grass fed and organic means when it comes to your meat.


~~http://www.williams-sonoma.com/pages/store-events/store-events/t...
Memberships & Services Deals
TASCAM iXJ2 Line-In/Mic Converter for Apple iOS $29.99 FS @ MF
Added on : Saturday June 07th 2014 04:00:04 AM
g: 0 Posted By: tedhawkins
Views: 176 Replies: 0 TASCAM iXJ2 Line-In/Mic Converter for Apple iOS $29.99 FS @ MF

http://www.musiciansfriend.com/stupid

Product Description

Ideal for small-broadcast recording, the iXJ2 Mic/Line Amplifier turns your iOS devices into a quality handheld broadcasting tool. It has two 3.5mm inputs for connecting a monarual clip mic or stereo microphone for both vertical and horizontal use. Both inputs can be adjusted independently making it possible to connect different sources to each input. For instance when using two mics for two people, you can make individual fine adjustments for each person with the large independent volume knobs. There's even a MONO SUM feature which will mix the monaural sounds in the center. The inputs also accept a very wide input gain range up to 56dB. This allows the connection of anything from keyboards, stereo audio players, and other line level outputs.

iXJ2's pre-amplifier circuit adopts the acclaimed NJM4580 operational amplifier to guarantee clear, crisp and decisive sound quality. Its analog limiter reduces distortion when the input is pushed too hard. Select from stereo link operation and independent operation in order to meet your recording needs.

For amazing audio performance, the iXJ2 employs an AKM A/D converter to ensure that sound passing through the TASCAM unit to the iOS device does not degrade. Utilizing the AK5357 A/D converter, the iXJ2 achieves 100dB (@3V, 48kHz) S/N ratio and dynamic range.

The iXJ2 is powered from your devices with minimal drain on your iOS device's battery life. With use of a mini-USB connector you are able to charge your iOS device via the iXJ2 for extended recordings.

TASCAM's free "PCM Recorder" App is available for free on Apple's App Store. The iXj2 work with nearly all audio designed for the iPhone/iPad/iPod touch, but TASCAM recommends the Linear PCM Recorder App(sold separately) for maximum compatibility with your device.
Features

Supports the iPhone 4S, iPhone 4, iPad, iPad 2, iPad (3rd generation), iPod touch (4th generation)
Records with CD quality (depend to iOS)
Two stereo input jacks (A and B)
Each input jack can accept an unbalanced monaural input or unbalanced stereo input
Available mic and line level input at A/B
JRC NJM4580 operational amplifier mouted
Individual 2-color input/clip LED
Input select from three modes
Switchable plug-in power for A/B inputs
MONO SUM function


Music Deals

Musician's Friend Coupons
The First Years Sweet Sleep Cocoon - Vines - Y60063 $69.99 @ Woot
Added on : Friday June 06th 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 53 Replies: 0 shipping adds $5

Watch This Video To Learn More

Please Note: the color Woot! is selling may vary from the video

Suggested Ages: Newborn - 6 Months
Maximum Weight: 20 lbs

Are you space-challenged? If you like the convenience of a full-size bassinet but dont have the room, the Sweet Sleep Cocoon is for you. For your newborn, the fold-flat position is inviting and cozy for sleeping and rocking. As your child becomes more active, simply turn the seat and you have an upright play seat. The soft removable head support and cozy seat pad will snuggle your little one. The Sweet Sleep Cocoon has built in sounds, music and a soothing vibration

Converts from sleep to play position
Two way rocking mode
Removable head and body support
Built in speaker with vibration, nature sound and music
Vibration, sounds & music requires 3 AAA batteries (not included)

http://kids.woot.com/offers/the-first-years-sweet-sleep-cocoon
Baby Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 77 Replies: 0 5-1/4" mineral-filled, polymer-composite midrange/woofer cone
Produces smooth, natural sound. The 3/4" silk/polymer-composite-dome tweeter delivers clear, detailed highs, even at high volumes.
Rear-firing bass port
Provides deep, powerful low-end audio, adding thrilling realism to your favorite music.
Dynamic Balance technology
Enhances sound quality.
Magnetic shielding
Enables safe placement near sensitive A/V equipment, such as a monitor or TV.
2-way speaker system
Sounds like 1 source rather than several separate sources.
Solid, extensively braced MDF enclosure
Virtually eliminates internal resonances and damps energy-stealing vibrations for efficient operation and heightened acoustic clarity.
Acoustically inert, stamped driver basket
Along with a butyl-rubber surround delivers a high level of vibration-reducing performance. The open architecture with an antidiffraction grille design prevents sound interference.
Timbre-matched within its series
So you can achieve seamless speaker-to-speaker blending effects in multichannel systems (2 speakers included).
Dual gold-plated, 5-way binding posts
Allow simple, secure connectivity.
60Hz - 24kHz frequency response
Offers a wide range of accurately reproduced sound.
86dB sensitivity
For crisp, robust audio.
8 ohms nominal impedance
Ensures efficient conduction of power through the speakers.

www.bestbuy.com/site/polk-audio-5-1-4-2-way-bookshelf-speakers-p...
Home Theater & Audio Deals

Best Buy Coupons
Apps Pricedrop ~ From Paid to Free 6/6 [iOS]
Added on : Friday June 06th 2014 08:00:09 AM
g: 1 Posted By: Meowfest2000
Views: 208 Replies: 0 From PAID to FREE! These are for the iOS (iPad, iPhone, iPod, etc)

"Multiponk"-> $4.99 to Free
"TaskCat Plus - Tasks & Simple To-Do Lists"-> $0.99 to Free
"Relaxia ~ Sleep aid, Relaxation with Ambient Soundscapes"-> $1.99 to Free
"Republique"-> $4.99 to Free
"iMoneyTracker"-> $3.99 to Free
"Easy FTP Pro"-> $4.99 to Free
"Wee Kids Math"-> $1.99 to Free
"Slime Battles"-> $0.99 to Free
"Ridge Racer Slipstream"-> $1.99 to Free
"Riddle Grid"-> $0.99 to Free
"Chess"-> $1.99 to Free
"Car Crusher"-> $0.99 to Free
"XnShape"-> $0.99 to Free
"XnSketch"-> $1.99 to Free
"XnRetro"-> $1.99 to Free
"XnBooth Pro"-> $0.99 to Free
"100 Cameras in 1 HD"-> $2.99 to Free
"Private Calculator"-> $1.99 to Free
"Video Zoom Pro: HD Camera with Live Zoom"-> $1.99 to Free
"Brewski Me - The Beer App"-> $1.99 to Free
"Doughbot"-> $0.99 to Free
"Relative Pitch Interval Ear Training"-> $7.99 to Free
"goodEar Intervals - Ear Training"-> $0.99 to Free
"TeachMe: Math Facts"-> $1.99 to Free
"Cheats & Video Tutorials Pro for Minecraft"-> $0.99 to Free
"Home PWS"-> $0.99 to Free
Apps Deals

iTunes Coupons
g: 0 Posted By: Farfisa850
Views: 148 Replies: 0 http://www.bestbuy.com/site/turtle-beach-ear-force-px4-wireless-...

Product Features

Accurately pinpoint the direction of the sounds in your game with the immersive quality of Dolby Digital surround sound technology
Personalize your listening experience by adjusting the positioning of the virtual surround sound angles
Enjoy clear audio and consistent communication with the 2.4/5GHz dual-band Wi-Fi frequency that virtually eliminates interference from other wireless devices
Communicate with teammates, issue commands on the battlefield or taunt your opponent comfortably without cumbersome wires thanks to the wireless design
Fine-tune your listening experience with multiple equalizer presets, including bass and treble boost combinations, and easily hear other players clearly with the Dynamic Chat Boost that automatically increases the chat volume as the game gets louder
Personalize your audio with independent volume controls, which let you precisely balance game and chat audio
Use the microphone monitor to hear your own voice in the headset, so you won't have to shout over the explosive action
Stay comfortable during extended gaming sessions with the thick, padded, adjustable headband and breathable mesh ear cushions
Answer calls without interrupting your game with dual-pairing Bluetooth capabilities and chat wirelessly with your buddies on PSN
Stay in the action without worrying about battery life, thanks to the rechargeable battery's ability to deliver up to 15 hours of continuous play
Compatible with PlayStation 4 as well as PlayStation 3 and Xbox 360
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: ShoppingChick
Views: 119 Replies: 0 Amazon has theFisher-Price Mike the Knight: Glendragon Castle Playseton sale for $12.77 with free shipping on orders $35+.

Sounds and Phrases will entertain boys for hours
Includes castle playset and 7 play pieces
Action packed and sure to keep all boys entertained

The next lowest price on Google Products is from Groupon for $23.98 shipped.
Toys Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 130 Replies: 0 shipping adds $5

Quad-Proof Tough
Enjoy powerful, all-season sound outdoors, everywhere you go. Super-rugged shell for high & low temperatures, dust/dirt/sand, shock and splash-proof protection. Ideal for the beach, pool, camping and more

Stream Music Wirelessly via Bluetooth
Enjoy easy wireless audio streaming from your smartphone and tablet via Bluetooth

NFC Compatibility
Sync your smart device using built-in NFC (Near Field Communication). Pairing your phone or tablet with the NT10 is simple. Just tap the phone once on the speaker to connect, it's that easy

Hands-free Speakerphone
You can easily sync your smartphone to use the NT10 as a speakerphone too. When you get a call while listening to music, just press a button on the speaker and start talking hands-free. Ideal for talking while also doing something else.

Long-lasting Power
Rechargeable battery for up to 8 hours of music playback

Powerful Outdoor Sound
This mini-size speaker includes a powerful Boost Mode to maximize midrange sounds. Ideal for lowering distortion while also reinforcing the softer tones and vocals often lost in surrounding outdoor noise. Note: Using Boost Mode reduces battery life.

Bass Expansion Technology
Bass expansion maximizes output for full, amazing sound. Two built-in 1-3/8-inch full-range speakers and 2-inch Passive Radiator deliver clearer, bolder bass and reduced distortion for more enjoyable music outdoors.

XBS Master
The XBS Master adds even more power to your music. Developed by Panasonic XBS Master comprises three components to create higher-quality sound: XBS to magnify low-frequency sounds; H.BASS to add harmonics while intensifying bass at low frequencies; and Multi-Band Gain Control to eliminate the unwanted sounds often generated in the process of controlling distortion.

H.Bass
Unique H.Bass sound-processing technology heightens the harmonic low-frequency range to produce bass with the power and depth not previously possible with compact speakers.

Multi-Band Gain Control
Innovative Multi-Band Gain Control removes the noise and interference often created while automatically amplifying volume to produce continuous, distortion-free bass.

Passive Radiator
A 2-inch Passive Radiator on the NT10 helps strengthen low-frequency sound to provide dynamic, robust bass.



www.woot.com/offers/panasonic-quad-proof-bluetooth-speaker
Daily Deals

woot! Coupons
g: 1 Posted By: tedhawkins
Views: 105 Replies: 0 Fender Vince Ray "SpookShow" T-Bucket Acoustic-Electric Guitar $249.99 FS @ MF

http://www.musiciansfriend.com/stupid

Product Description

Fender and acclaimed hot rod artist Vince Ray have once again put their creative minds together for another deranged custom guitar sure to turn heads. The Vince Ray Spook Show T-Bucket acoustic puts the dread in dreadnought, with one-of-a-kind, over-the-big-top graphics that evoke the creep-tastic circus sideshows of yesteryear.

Under the hood its a genuine Fender T-Bucket that sounds as bold as it looks. Features include a cutaway for easy access to the upper reaches of the 20-fret rosewood fingerboard, spruce top with quartersawn scalloped X bracing for balanced tone, mahogany back and sides for mellow midrange, mahogany neck with a comfortable C-shaped profile, pinstriped Fender F inlay at 12th fret, rosewood bridge with compensated saddle, and Fishman Isys III pickup/preamp system with on/off switch, 3-band EQ and chromatic tuner.
Features
Body Shape: Dreadnought cutaway
Body Material: Spruce top with laminated mahogany back and sides
Body Finish: Gloss urethane
Bracing: Scalloped quartersawn spruce X bracing
Headstock: Traditional Fender
Neck: Mahogany, C shape
Neck Finish: Gloss urethane
String Nut: Graph Tech NuBone, 1.69" (42.9mm)
Fingerboard: Rosewood, 11.81" (300mm) radius
Frets: 20
Position Inlays: White dot
Scale Length: 25.5" (648mm)
Hardware: Chrome
Tuning Machines: Die-Cast
Bridge: Rosewood with Compensated Graph Tech NuBone Saddle
Strings: Fender 60L, Phosphor Bronze, (.012-.052 Gauges)
Controls: Built-In Chromatic Tuner with On/Off Switch, Volume, Bass, Mid, Treble
Special Electronics: Fishman Isys III System with Active Onboard Preamp and Tuner
Other Features: Custom-designed spook show graphics on top, back and headstock,
Graph Tech NuBone nut and saddle, inlaid Fender "F" and pinstriping motif at 12th fret, dual-action truss rod, white front and side dot position inlays, factory-mounted forward strap button with internal block reinforcement, black with white dot bridge pins, chrome endpin jack
Electronics Deals
g: 0 Posted By: ctgolfer
Views: 1 Replies: 0 Two 30mm speaker drivers are positioned on either end of the Zooka to create a true omni-directional soundstage.
80db at 1m sound pressure level
30 ft. Bluetooth range
Rechargeable battery providing up to 8 hours of play time.
Speakerphone microphone take calls and enjoy VoIP chatting on Skype or FaceTime
Frequency Response of 150 to 20,000 Hz
Available in Navy or Red
Dimensions: 9.4 x 2 x 1.4
Weight: 1 pound
Brand: Zooka
Model: ZUS-2
Condition: New
Warranty: 1 Year
Packaging: Retail

http://1sale.com/electronics/portable-electronics/wireless-speak...
g: 0 Posted By: diamente
Views: 344 Replies: 15 I got a Hertz rental vehicle and declined all coverages. I got rear ended but Hertz is coming after me for money even though I have a police report and pictures showing I was rear ended. Hertz's reason was I am liable for damage to the vehicle regardless if I were at fault. It sounds unreasonable to me. Why Hert'z can not go to the other guy for money. Hertz can not be double dipping-getting money from both parties.
Question Deals
Rear ended in a Hertz rental vehicle. Hertz is asking me for money
Added on : Monday June 02nd 2014 05:00:07 PM
g: 0 Posted By: diamente
Views: 178 Replies: 7 I got a Hertz rental vehicle and declined all coverages. I got rear ended but Hertz is coming after me for money even though I have a police report and pictures showing I was rear ended. Hertz's reason was I am liable for damage to the vehicle regardless if I were at fault. It sounds unreasonable to me. Why Hert'z can not go to the other guy for money. Hertz can not be double dipping-getting money from both parties.
Question Deals
g: 0 Posted By: ctgolfer
Views: 146 Replies: 0 shipping adds $5

Top Synergy model ideal for serious listeners
Fills large rooms with lifelike music and film sound reproduction
Highly efficient design produces more output using less energy
Accurate, non-fatiguing sound provides hours of listening pleasure
Plays louder with less distortion than the competition
Dynamic 1" tweeter, dual 8" high-output woofers
Dimensions: 42" H x 9.5" W x 16" D
Sleek, high-quality cabinet looks as good as it sounds

http://electronics.woot.com/offers/klipsch-synergy-f-30-floorsta...
Daily Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 100 Replies: 0 54-5/8" screen measured diagonally from corner to corner
To ensure optimal viewing in large rooms.
VESA 400mm x 400mm compliant
For simple wall mounting (with optional mounting kit, not included).
Roku streaming stick included*
Plugs into the MHL port, providing extended-range, dual-band wireless connectivity, so you can easily access more than 1,000 entertainment channels.
4,000,000:1 dynamic contrast ratio
Offers a wide range of shades between black and white to deliver a vibrant picture.
120Hz refresh rate with AquoMotion 240
Helps ensure fast-motion scenes remain clear.
1080p display
Provides a highly detailed picture and is ideal for 1080p-capable content, including Blu-ray movies.
2 bottom, down-firing 10W speakers
Along with virtual surround create a robust soundscape.
Inputs
Include 3 HDMI (1 MHL), 1 shared component/composite video with stereo audio and 1 F-type antenna (down).
Outputs
Include 1 audio.
3 HDMI inputs
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
USB port
Allows you to access JPG, MP3 and MPEG-2 files stored on compatible USB devices.

www.bestbuy.com/site/sharp-55-class-54-5-8-diag--led-1080p-120hz...
g: 0 Posted By: ctgolfer
Views: 145 Replies: 0 It sits on the floor so the littlest kids can play, then you adds legs to the base and it grows into a toy perfect for toddlers.
More than 50 tunes, sounds and activities
Encourages development of fine motor skills, gross motor skills, cognitive learning, sensory development, speech & language
Start with music mode to get the jam going, then switch to the learning mode that teaches letters and numbers or switch to Spanish mode which helps you rock out and teaches Espaol.
Includes digitally recreated versions of classic songs like "ABC," "I Like to Move It," "On the Floor" and "Twist and Shout"
Ideal for children 6 months to three years old
Requires 3 AA batteries. Demo batteries included.
Dimensions: 4.5 x 24 x 15
Weight: 5.9 pounds
Brand: HASBRO
Model: 39974
Warranty: 30 Day
Packaging: Retail

http://1sale.com/home-family/kids-games/rocktivity-music-skool/
Toys Deals

1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 69 Replies: 0 AMD Quad-Core A4-5000 Accelerated Processor with AMD Radeon HD 8330 graphics
Ensures reliable performance.
21.5" LED-backlit high-definition widescreen 5-point optical touch-enabled display
With IPS technology and 1920 x 1080 resolution delivers clear, brilliant images and simplifies navigation. Tilts from 10 to 25 for custom viewing.
All-in-one design
Features integrated speakers and DTS Sound+ technology for a lush, immersive soundscape. USB chiclet-style keyboard with volume control and Windows 8 hot keys and an optical mouse allow easy operation.
Multiformat DVDRW/CD-RW drive with double-layer support
Records up to 8.5GB of data or 4 hours of video using compatible DVD+R DL and DVD-R DL media; also supports DVD-RAM.
4GB PC3-12800 DDR3 SDRAM
For multitasking power, expandable to 16GB.
2MB L2 cache memory
Provides efficient system processing.
500GB Serial ATA hard drive (7200 rpm)
Offers spacious storage and fast read/write times. Box provides 25GB of lifetime Cloud storage, so you can keep your mobile content in 1 place and enjoy simple, secure file sharing from virtually anywhere.
AMD Radeon HD 8330 graphics
Feature up to 2048MB total available video memory as allocated by Windows 8 for crisp images with rich, intricate detail.
Built-in TrueVision high-definition webcam with integrated microphones
Makes it easy to video chat with and send video mail to family and friends in stunning 720p resolution, even in low-light conditions.
7-in-1 media reader
Supports Secure Digital, Secure Digital High Capacity, SDXC, Memory Stick, Memory Stick Select, Memory Stick PRO and Memory Stick MagicGate formats.
2 USB 3.0 and 4 USB 2.0 ports
For fast digital video, audio and data transfer.
Built-in 2.4GHz 1x1 high-speed wireless LAN (802.11b/g/n)
Connect to the Internet without wires.
Built-in 10/100/1000Base-T Ethernet LAN
For quick and easy wired Web connection.
Microsoft Windows 8.1 64-bit operating system preinstalled
Provides a stable platform for word processing, Web navigation, gaming, media storage and more.
Software package included
With CyberLink PhotoDirector, CyberLink PowerDirector and more. Includes 1-month trial of Microsoft Office 365.
ENERGY STAR certified
Designed to use less energy and meets strict energy efficiency guidelines set by the Environmental Protection Agency and U.S. Department of Energy.

www.bestbuy.com/site/hp-pavilion-21-5-touch-screen-all-in-one-co...
Your Choice: Mirage Home Theater Speakers $149.99$399.99 @ Woot
Added on : Wednesday May 28th 2014 09:00:05 PM
g: -1 Posted By: ctgolfer
Views: 120 Replies: 0 shipping adds $5

OMD-15 Floorstanding Speaker
hand-polished high-gloss Rosewood finish
frequency response 33-20,000 Hz
Omnipolar technology creates a larger, more realistic soundstage
1" PTH tweeter
5-1/2" Titanium Deposit Hybrid polypropylene midrange and 5-1/2" passive radiator in sealed sub-enclosure
5-1/2" Titanium Deposit Hybrid polypropylene woofer in separate enclosure with down-facing port
Ribbed Elliptical Surrounds for greater strength and higher power handling
6-ohm impedance
sensitivity 91 dB
handles up to 250 watts
two sets of binding posts for bi-amping or bi-wiring


OMD-5 Bookshelf Speaker
Hand-polished high-gloss piano black or rosewood finish
Frequency response 60-20,000 Hz
Omnipolar technology creates a larger, more realistic soundstage
1" PTH tweeter
5-1/2" Titanium Deposit Hybrid polypropylene woofer
Patented Ribbed Elliptical Surround for increased strength and power handling
6-ohm impedance
Sensitivity 90 dB
Handles up to 175 watts
Includes wall-mount bracket
Binding posts

http://tech.woot.com/offers/your-choicemirage-home-theater-speak...



Daily Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 150 Replies: 0 Quick Glance Notifications Receive notifications on your wrist with Galaxy Gear. Stay in the moment by keeping your phone out of sight, without missing important calls, texts, events, and more.
Smart Relay for Even Faster Access to Notifications When a notification requires a closer look, the second you pick up your Galaxy phone, the Smart Relay feature automatically opens up that app to the exact message you're seeing on your wrist.
Hands-Free Calls Making calls on the move has never been easier. Now you can place calls and answer them directly from your Galaxy Gear. Galaxy Gear includes 2 built-in noise-canceling microphones and a built-in speaker for hands-free chatting.
S Voice Use simple voice commands to place calls, compose messages, schedule an event, check the weather, and more! With access to Samsung's robust S Voice feature right from Galaxy Gear, you'll enjoy hands-free convenience.
Find My Device Never lose track of your phone again. Now, if your phone gets stuck in the couch cushions, use Galaxy Gear to remotely activate sounds or vibrations for easy location. You can also use your phone to help you find the Galaxy Gear.
Auto Lock/Unlock Senses when you've walked more than 5 feet away from your Galaxy phone and automatically secures your device. When you return, Gear tells your phone that it's you and automatically unlocks no PIN or thumbprint required.
Brilliant Display Samsung Galaxy Gear's 1.6" Super AMOLED touchscreen has more pixels than most smartphones, which means you can read crisp text and enjoy vivid images right from your wrist.
The Companion With Style Galaxy Gear is the companion device designed to make life easier without cramping your style. Its sleek design, durable body and range of colors mean you can wear it anywhere and everywhere.
Personal Touch Use the Gear Manager app on your Galaxy phone to totally customize your experience. Change your Gear settings, customize and add new watch faces, enable or disable features, organize your apps and more.
Capture the moment right from your wrist. Don't miss the action pulling out your phone. With a 1.9 MP auto-focus camera embedded in the strap, snap pictures and even capture videos quickly and easily right from Gear.
Built-In Pedometer Galaxy Gear makes it easier to get in shape. Keep track of your walking and running distance with its built-in pedometer. And with S Health, you can monitor and achieve your fitness goals right from your wrist.
Music Player Whether Samsung Galaxy phone is in your pocket or plugged into a dock, you can seamlessly turn up the volume and change songs in an instant. Now that sounds good.

www.ebay.com/itm/191185255867

or

www.ebay.com/itm/201094256503
Watches Deals

eBay Coupons
g: 0 Posted By: ctgolfer
Views: 35 Replies: 0 38-1/2" screen (measured diagonally from corner to corner)
A good size for a living room, large bedroom or dorm room.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
60Hz refresh rate
Helps reduce blurring during action scenes with images that refresh 60 times per second.
Motion Clarity Index 120
Enjoy high-speed action with good motion clarity.
Vibrant color and sharp contrast
Triple XD Engine displays details expertly for vivid images, while Picture Wizard II easily calibrates color, tint, sharpness and quality.
Virtual surround sound
Features two 10W front speakers to create an immersive soundscape, along with an optical digital audio port. Clear Voice II technology keeps dialogue clear, even at low volume.
2 HDMI inputs for the best home theater connection
HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Watch mobile device content on your HDTV
With Mobile HD Link (MHL) and SIMPLINK, connect smartphones, tablets or other MHL-enabled devices and display mobile content on your TV while simultaneously charging the device. MHL cable not included.
Additional connections
Provides flexibility with component, composite and PC inputs. Also includes a USB port.

www.bestbuy.com/site/lg-39-class-38-1-2-diag--led-1080p-60hz-hdt...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 130 Replies: 0 54-5/8" screen measured diagonally from corner to corner
For optimal viewing in large rooms.
VESA compliant
To simplify wall mounting (with optional mounting kit, not included).
Progressive scan
Along with a 3D digital comb filter and digital noise reduction offer sharp, detailed images.
Picture modes
Include standard, movie, user, dynamic and power-saving to meet your needs.
178 horizontal and vertical viewing angles
Ensure a clear view from multiple vantage points.
5000:1 dynamic contrast ratio
Delivers stunning visuals with lifelike colors.
High brightness (350 cd/m)
For an arresting viewing experience.
1080p display
Provides a highly detailed picture and is ideal for 1080p-capable content, including Blu-ray movies.
Two 8W speakers
Create a lush soundscape. Standard, soft, user and dynamic sound modes allow easy customization.
Inputs
Include 2 HDMI (rear), 3 component video (rear), 1 shared composite (rear), 2 component/composite/DVI audio (rear) and 1 antenna/cable (rear).
Outputs
Include 1 coaxial digital audio (rear), 1 headphone (rear) and 1 shared L/R audio (rear).
2 HDMI inputs
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
USB port
Allows you to easily access media stored on a compatible device (not included) and simplifies service.
Useful additional features
Include a sleep timer, parental controls and an OSD (on-screen display).

www.bestbuy.com/site/rca-55-class-54-5-8-diag--led-1080p-120hz-h...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: dxulab
Views: 57 Replies: 2 I'm not planning to use a realtor and want to get at least 3% discount on the sale price for that. Seller agent sounds like an aggressive salesperson on the phone, thus might be a problem. What is the best approach in this scenario? Thanks!
Real Estate Deals
Preschool Prep 10-DVD Collection $39.99 FS @ Groupon
Added on : Thursday May 22nd 2014 02:00:07 PM
g: 0 Posted By: DizzyT71
Views: 232 Replies: 0 Groupon has thePreschool Prep 10-DVD Collectionon sale for $39.99 with free shipping.

Compare at $71.95 @ Amazon.

Includes:

Meet the Blends
Meet the Colors
Meet the Digraphs
Meet the Letter Sounds
Meet the Letters
Meet the Numbers
Meet the Shapes
Meet the Sight Words 1
Meet the Sight Words 2
Meet the Sight Words 3

4.7/5 Stars based on 47 customer reviews on Amazon.
DVD Deals

Groupon Coupons
g: 0 Posted By: ctgolfer
Views: 77 Replies: 0 shipping adds $5


These Pyle black weatherproof speakers sound great outdoors or indoors
They've got a built-in crossover network to separate your signal discretely and project an accurate, full sound
Low sounds are sent to the 5" paper cone treated woofer, while the highs are reproduced by the 1" titanium tweeter
The marine-grade ABS plastic enclosure keeps your equipment safe from the elements
Connect speaker wire using the quick connect speaker terminals on the back
Also equipped with built-in spring loaded wall mounting options
Includes stainless steel mounting brackets, grills and hardware

www.woot.com/offers/5-weatherproof-indoor-outdoor-speakers-pair
Daily Deals

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g: 0 Posted By: DaysFan
Views: 64 Replies: 0 SoCalif Free Event Memorial Weekend Valley Greek Festival in Northridge, CaValley Greek Festival in Northridge, CaliforniaSaturday through Monday, May 24-26, 2014The San Fernando Valley's annual Greek Festival is taking place on Saturday through Monday, May 24-26, 2014 at Saint Nicholas Greek Orthodox Church. The festival evokes the sights, sounds and tastes that define the traditional Greek way of life. Enjoy the hospitality of the Valley's Greek community, and experience the simple pleasures of life in a Greek village.Dozens of volunteers enthusiastically staff their booths, creating a convivial, welcoming atmosphere. Festival-goers will not want to miss the delicious Greek food. Delectable festival favorites like gyros and moussaka. And no Greek village would be complete without homemade pastries from Yia Yia's traditional recipes: baklava, melomakarona, and kataifi are just a few of the sweet treats to delight you.Listen to the distinctive sounds of the bouzouki and other exotic instruments played by authentic Greek musicians who perform traditional and popular songs. Delight in the beauty of the elaborate costumes worn by performers as they share their carefully practiced steps and intricate dances with the enthusiastic audience.Enjoy participating in the same dances you would perform in the traditional villages of Greece. Dance the afternoon away, eat delicious Greek food, shop in the Greek marketplace, relax and enjoy yourself under the trees in the warm embrace of the best Greek culture has to offer.Learn more about our church by taking a church tour.So maybe you can't make it all the way to Greece this year. The Valley Greek Festival is the next best thing to being there!http://valleygreekfestival.com/images/vgf_greek_festival_2014_650px_180px.jpghttp://valleygreekfestival.com/images/vgf_cares_food_pantry_650px_225px.pnghttp://valleygreekfestival.com/about/
Memberships & Services Deals
g: 0 Posted By: sniperruff
Views: 25 Replies: 2 Looking to purchase my first home. I understand thefundamentals of home financingas I've read up the basics of mortgages over the past few weeks.

Background: I have a job in finance with decent pay but the whole industry is unstable and everyone is "fired at will" - there is no heads up, or guaranteed severance. I don't think I will be permanently unemployed if I lose my job but there could be employment gaps. Therefore, I am looking for some protection for the worst case scenario.

The house I'm planning to purchase will be about $500k. The house is in an area in NYC with good rental activity, and I project to generate at least $3,000 a month in rental income (2 units, before expenses). Therefore I should only have to pay for water and other smaller expenses. This is a new building that qualifies for property taxes abatement for about 10 years (I think) so taxes will be minimal.

I've saved up enough for 20% down, closing costs (~$30,000), and about 22 months of mortgage payments for 30-year fixed @ 4% (or 16 months for 15-year fixed @ 3.25%). Monthly payments (assume 20% down, so $400,000 mortgage) are as follows:

30-year fixed @ 4% = $1,900/month ($287,500 total interest paid over life of loan)
15-year fixed @ 3.25% = $2,800/month ($105,000 total interest paid over life of loan)

A 15-year fixed mortgage certainly saves me a lot of interest expenses, but I also don't want to be wiped out should I become unemployed for an extended period of time. My friend suggested me to go with a 30-year fixed, then prepaid whenever possible to lower my interest payment. Assume the best case scenario if I prepaid $900 monthly, then this happens:

30-year fixed @ 4% = $1,900/month + $900 prepaid ($151,000 total interest paid over life of loan)

In a nut shell, I would pay about $50,000 for an "insurance" that could let me fall back onto a 30-year mortgage with $1,900 monthly payment, which my projected rental income should cover along with other house-related expenses.

Here are a few questions:
- Is such an insurance worth it? I know it's obviously subjective, but a $50,000 insurance sounds like a lot.
- What about refinancing as a form of insurance? What if I go ahead with a 15-year fixed and then refinance (although interest rates would most likely have gone up) should I need to?
- Is this commonly done? Any potential hurdles?
- I read that the approximate cost of refinancing is 2-6% of the total mortgage. Assuming I fall onto hard times in 5 years (by then I'll have $286,000 principal left on the mortgage), does that mean it'd cost about $15,000 to refinance (assuming 5% refinance cost)? Any other associated costs?

Sorry for the long write up and thanks for any tips

TL;DR: is refinancing a cost-effective way to lower monthly mortgage payments?
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 Features:

Smart Relay with Quick Glance Notifications
Now you can receive Quick Glance notifications, such as texts, emails and phone calls, all on your wrist. And when you want to respond to one of your messages on your Samsung Galaxy device, Smart Relay automatically displays the same message for you on your phone, so you don't waste any time searching or opening applications.

Find My Device
Never lose track of your phone again. Now, if your phone gets stuck in the couch cushions, you can use Galaxy Gear from the next room to remotely activate sounds or vibrations to make it easy to locate. You can also use your phone to help you find your Galaxy Gear-peace of mind goes both ways.

Auto Lock/Unlock
Keep your phone's content secure. Auto Lock senses when you've walked more than five feet away from your Galaxy device and automatically secures it. And when you return, Gear tells your phone that it s you and automatically unlocks -- no PIN entering or thumbprints required.

Hands-Free Calls
Making calls on the move has never been easier. Now you can place calls and answer them directly from your Galaxy Gear. It's the simple way to keep up when you have a lot going on.

Personal Touch
Use the Gear Manager app on your Galaxy device to totally customize your experience. Change your camera settings, customize and add new watch faces, enable or disable features, organize your apps and more.

S Voice
Enjoy a personal assistant right on your wrist. Use simple voice commands to place calls, compose messages, activate key features like the alarm and camera, schedule an event, check the weather, and more! With access the Samsung's robust S Voice right from Galaxy Gear, you'll enjoy hands-free convenience.

www.ebay.com/itm/331205647341
changing my home buying decision
Added on : Tuesday May 20th 2014 11:00:10 AM
g: 0 Posted By: samandy
Views: 287 Replies: 6 After the inspection revealed, lots of updates needed, I am getting inclined to not buying home. Seller won't honor any repairs due to "Seller's market"
Below is my analysis, please share your thoughts! Thanks
Buying /Selling Cost involved Almost 10% .Includes closing cost, selling commissions and upgrades before selling Money locked towards down payment 20% down payment could be huge chunk of your savings Job Mobility You cant move frequently if you loose job. Esp in my case I am a consultant Travel For long overseas travel you cant avoid mortgage and utilities ,in rental you may Right time to buy Market seems overheated Space Your own home may give you more space esp. if you are living in an apartment Satisfaction Owning home can give you lot of satisfaction Commute My commute time will definitely increase keeping in mind the price range I am looking Cost of living Even after down payment my cost increases Maintenance time Increases if I buy home Time spent in buying and selling home It may take lot of time and energy Investment Home sounds great investment but may not always be true Rate Lock Great mortgage rates still available

Personal Finance Deals
CAD TSM411 SuperCardioid Dynamic Microphone $29.99 FS MF
Added on : Tuesday May 20th 2014 04:00:09 AM
g: 0 Posted By: tedhawkins
Views: 117 Replies: 0 CAD TSM411 SuperCardioid Dynamic Microphone $29.99 FS MF

http://www.musiciansfriend.com/stupid

Product Description

The TSM411 is a compact and rugged dynamic microphone designed for high-impact sound sources such as snare, toms, congas, guitar and keyboard amps. The supercardioid pickup pattern rejects unwanted ambient sounds and focuses on the sound source directly in front of it for a cleaner mix. The microphones new duo-point suspensions secret is an internal polymer floatation device decoupling the rare-earth assembly from the metal enclosure greatly reducing unwanted mechanical sounds from microphone stands. The included rubber mic clip provides additional isolation.

Excellent for snare drum, mounted toms, floor toms, guitar cabinets, brass Instruments and more.
Features

Great for high-impact sources such as snares, toms, congas and amps
Supercardioid pattern
Duo-point suspension reduces unwanted noise from stands
Includes rubber mic clip


Music Deals

Musician's Friend Coupons
g: 0 Posted By: st4rdust
Views: 99 Replies: 0 Amazon has theLittle Tikes Gas 'N Go Mower w/ Mechanical Sounds for$15.00with Free Super Saver Shipping on orders of $35 or more. 4.9/5 stars based on 38 customer reviews.


Features:

3 yard tools and gas can store conveniently in the lawn mower
Sounds are mechanical (no batteries needed)
Pull cord to hear starting sounds
Push mower with beads that pop as you push
Clicking key and moveable throttle
Tethered gas cap
Removable gas can with lid, so kids can fill up the mower

Toys Deals

Amazon Coupons
Laugh Learn Crawl Around Car - $37.49 @ Amazon
Added on : Monday May 19th 2014 08:00:02 AM
g: 0 Posted By: ShoppingChick
Views: 74 Replies: 0 Amazon has theLaugh & Learn Crawl Around Car on sale for $37.49 with free shipping.

75+ sing-along songs, tunes and phrases
Interactive dashboard with lights, sounds and busy activities
3 modes of play: Learning, Music and Imagination
Introduces baby to letters, numbers, colors, first words, greetings and more
Ships in Frustration-Free Packaging

The Next lowest price on Google Product is from WalMart for $49.88
Toys Deals

Amazon Coupons
g: 0 Posted By: tedhawkins
Views: 107 Replies: 0 G&L Tribute M2000 4-String Electric Bass Gloss Black Maple Fretboard $399.99 FS MF
http://www.musiciansfriend.com/stupid?icid=205528DescriptionThree decades ago, the G&L L-2000 bass served notice that company founder Leo Fender was ready to disrupt the status quo. The bold, brash L-2000 has always been an exhilarating experience for players with the skill to pull it off. Now the new M-2000 and M-2500 harness that power with a sonic palate that will surprise and delight new and die-hard G&L fans alike.

Leos MFD humbuckers have always been the heart of the iconic L-Series. In the all-new M-Series, these powerhouses are voiced to fully exploit a studio-quality 18V preamp system specially designed by G&Ls R&D wizard Paul Gagon. With an LF442 chip, 100V poly caps, 1% metal film resistors and big, fat signal traces on the mil-spec circuit board, this preamp reveals everything the player and the instrument have to offer.

And theres even more:
Primary volume and pan controls to explore the full range of sounds available between the two pickups
3-band EQ with peripherally placed, center-detent, reduced-diameter knobs
An impeccable, familiar feel of the instrument in the hands and on the shoulder
The return of the classic C-shape 1-5/8 neck, discontinued by G&L in the 1980s

For slapping, rolling back some highs and dialing up some lows, coupled with a mid-range boost, magnifies the intensity that Leos humbuckers are famous for. Need more definition for fingerstyle? Just bring up the treble and roll off the bass for a nuanced and detailed sound. Headroom? The new M-Series preamp harnesses the power of those meaty MFD humbuckers without a hint of clipping. The best tools are simple, intuitive and easy to use, and thats exactly what youll find in the new M-Series package.Features

34" scale
Two Leo Fender-designed / Paul Gagon-specified G&L MFD humbucking pickups made in Fullerton, California
Swamp ash body on translucent and burst finishes, basswood body on solid finishes
Hard-rock maple neck with maple or rosewood fingerboard
Medium C shape neck profile
22 medium-jumbo frets, nickel
Traditional open-back tuning keys
Leo Fender-designed G&L Saddle-Lock bridge
G&L M-spec 18V preamp, volume, pan, 3-band boost/cut EQ with center detents
Case sold separately

Music Deals

Musician's Friend Coupons
g: 0 Posted By: ctgolfer
Views: 12 Replies: 0 From our expanded online assortment; not available in all Best Buy stores

Soundbar
Features two 7/8" soft dome tweeters and two 3" IMG midbass drivers for highly detailed, high-output sound. Drivers aligned in the Energy Convergent Source Module to increase sound clarity and listening area.
8" subwoofer
Produces strong bass. The 2.4GHz wireless technology offers flexible placement options.
200 watts peak power handling
For robust and controlled audio that is crisp and clear.
2-way speaker system
Sounds like 1 source rather than several separate sources.
1 optical input
Plus a 2-channel analog input offer easy connections to a TV. Plug-and-play design ensures simple installation.
Rubber feet
For simple placement on a shelf or stand. The easy-to-use template ensures simple wall mounting.
50Hz - 20KHz 3dB frequency response
For accurate sound reproduction.

www.bestbuy.com/site/energy-energy-power-bar-2-way-soundbar-syst...
g: 0 Posted By: ctgolfer
Views: 84 Replies: 0 Limited time offer, ends 5/17 By Zorro Sounds

Denon's Urban Raver AH-D400 Over-Ear Headphones are designed for fans of music driven by powerful bass. Featuring an integrated power amplifier and 50-millimeter drivers, and tuned to provide an accentuated bass curve, these headphones let you enjoy the pulsating sounds of techno, trance, hip-hop, and other genres where a flat equalizer doesn't do the music justice. The patent-pending pentagonally-shaped memory-foam ear pads and 2-axis ear cup articulation provide a comfortable fit while delivering optimal sound quality. For added convenience, a patent-pending control wheel lets you adjust volume, play/pause, skip forward / reverse on your iPod, iPhone, or iPad, and answer calls on your iPhone.

www.newegg.com/Product/Product.aspx?Item=9SIA2WZ14J7532





Headphones & Speakers Deals

Newegg Coupons
g: 0 Posted By: ctgolfer
Views: 33 Replies: 0 Q+ technology
The highest resolution full HD TV with 10 million more subpixels than standard full HD to give you more detail, depth and color.
Plays 4K content
Accepts a 4K signal and can even play 4K content via an HDMI input.
Revelation upscaler
Takes all of your high-definition content and optimizes it for the higher-resolution screen, so it's sharper and more vivid.
Quattron technology
Uses 4 subpixel colors, so you can experience the added benefit of a billion more shades of color.
SmartCentral 3.0
Integrates cable, satellite and streaming channels, so you don't have to switch TV inputs or apps to find the shows you want to watch. Use the SmartCentral 3.0 mobile app to discover content, use as a remote or share media.
60-1/32" screen measured diagonally from corner to corner
To ensure optimal viewing in large rooms.
VESA 400mm x 400mm compliant
For simple wall mounting (with optional wall mount, not included). A stationary tabletop base allows stable placement.
Connect to the Internet
Via SmartCentral and built-in Wi-Fi for access to CinemaNow, Netflix, Pandora, YouTube, Hulu Plus and other instant content. A Web browser lets you easily surf the Internet.
Active 3D technology
Helps bring your favorite media to life (requires Bluetooth 3D glasses model AN-3DG40, not included).
Quattron technology
Uses 4 subpixel colors, so you can experience the added benefit of a billion more shades of color.
240Hz refresh rate
Delivers crisp fast-motion scenes and gaming visuals.
8,000,000:1 dynamic contrast ratio
Offers a wide range of shades between black and white for vibrant image reproduction.
1080p display
Provides a highly detailed picture and is ideal for 1080p-capable content, including Blu-ray movies. Also accepts 4K signals for enhanced viewing.
Down-firing speakers
Along with automatic volume control, Clear Voice technology and simulated surround create a robust, balanced soundscape.
Inputs
Include 4 HDMI (rear), 2 composite video, 1 component video, 1 PC (15-pin D-sub) and 1 RF antenna.
Outputs
Include 1 optical digital audio.
4 HDMI inputs
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
PC video input
Lets you connect your computer to experience high-resolution images.
Built-in Ethernet port
Allows you to connect your TV to your home network.
2 USB ports
Enable you to enjoy photos, music and videos stored on compatible USB devices. Also support software updates.
Handy additional features
Include AAL (AQUOS Advantage Live), a SmartCentral 3.0 mobile app (download required), a dual-core processor, MHL (Mobile High-Definition Link) technology, Miracast, wallpaper and game modes and a sleep timer.

www.bestbuy.com/site/sharp-aquos-q-series-60-class-60-1-32-diag-...
LED TV Deals

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Car hit while getting serviced at dealership
Added on : Friday May 16th 2014 05:00:10 AM
g: 0 Posted By: tante
Views: 76 Replies: 1 I just received a call from the dealership saying my car was involved in an accident in the service area. I am heading to take pictures of my car in about an hour but I was hoping to get some advice from people here first before I talked to them. They already offered to fix the damages and put me in a loaner car but I am leaning toward getting the car fixed at a shop of my choosing. They told me they would need my car for 5-7 days so the damage sounds pretty extensive.

I am assuming that I am dealing with their business insurance versus an auto insurance company so how does that change things. And lastly how does a diminished value claim work?

car is a 06 Toyota 4Runner

and pics will be coming.
g: 0 Posted By: ctgolfer
Views: 119 Replies: 0 On-ear design
Along with SonicSoft foam speaker pads and extra-wide ear cushions for comfort during extended listening sessions.
FlexTech Sound Track headband
Crafted with an enhanced polymer compound to ensure a durable design.
V12 Ultra sound engine
Delivers a large soundstage, deep bass and a high level of vocal clarity for rich, robust audio.
3-button remote
Lets you easily adjust the volume, skip music tracks and answer and hang up calls. The integrated microphone enables clear voice capture.
Detachable cable
Allows simple mobility and flexible use. Color-matched design offers a stylish look.
Slim-fit neoprene carrying case
Makes it easy to take the headphones with you on the go.

www.bestbuy.com/site/sol-republic-tracks-ultra-on-ear-headphones...
Headphones & Speakers Deals

Best Buy Coupons
g: 1 Posted By: remick
Views: 189 Replies: 0 Think Analog - Work Digital: Tracking & Recording: More than 50 techniques step-by-step secrets for Recording Drums, Bass, Guitars, Vocals, and more
http://www.amazon.com/gp/product/B00KAKBBYE

Recording Secrets Revealed
Learn to get Killer Sounds and Recordings like a Pro!

In the DIY market there is a wealth of knowledge out there on mixing that claim they are giving away their secrets, which they are, but it's polishing an already great sounding recording. Not a lot of information on how to get that initial sound. There are many Recording & Music Schools out there that are teaching a very minimal and safe way of doing music production and techniques, but charging a bundle.

Not all schools are robbing people blind, but there are those who have a wealth of gear, but not a wealth of knowledge. A microphone plugged straight into Pro Tools and recorded as loud as possible, while letting the mixer figure out the rest is not the way professional records are made.

Why does this happen?
Whether it is intentional or not remains to be seen. It's a way of giving you the recipe without showing you how to find and prepare the ingredients.

What is the result?
Most independent records that come out end up sounding thin and weak. The mixes sound over processed to compensate for a lackluster recording. Worst of all the artist is not being well represented of there art.

Where do we go from here?
Most worthwhile studios are closed or are closing up. There are fewer chances to have internships or apprentice under a true engineer/producer. There are some producers that still cover their settings with black curtains so you don't see what they are doing with their signal chain.

This eBook series shows what's behind the curtain and helps you get the most out of your recordings.

This Book Covers:
How to plan your recording sessions like a professional engineer and producer
Keys to "how" and "why" you need to do Preproduction
Lots of images and references so there is no guesswork
Learn the two biggest mistakes in recording audio and the simple changes to sounding bigger and open
Working with Hybrid effects and/or 100% in the box
Straight-ahead approach for novice and experts alike
Studio secrets used by top audio engineers
Drums, Bass, Guitars, Acoustic Guitars, Piano, Vocals, Gang Vocals, Strings, & more...
Books Deals

Amazon Coupons
g: 0 Posted By: H818
Views: 127 Replies: 0 Amazon Deal of the Day Now Live - 40% off select Mattel and Fisher-Price Toys and Fisher-Price Baby Gear!

Items below and links. Looks like today only and ends 5/16.

Perhaps sweeter with FatWallet Cash Back??

http://www.amazon.com/b/ref=nav_sap_fpmatteldotd?_encoding=UTF8&node=9166897011
Disney Princess Fairytale MagiClip Cinderella Fashion Bag Disney Princess Sweet Dreams Rapunzel Doll Disney Princess Sweet Dreams Sleeping Beauty Doll Disney Princess Sweet Dreams Belle Doll Disney Princess Little Kingdom MagiClip Belle Fashion Bag Disney Princess Ariel Bath Bag Disney Princess Rapunzel Bath Bag Fisher-Price Laugh & Learn: Learning Piggy Bank Fisher-Price Bright Beginnings Activity Walker Fisher-Price Laugh & Learn Say Please Tea Set Fisher-Price Drillin' Action Tool Set Fisher-Price Laugh & Learn Learning Lantern Fisher-Price Wheelies Disney Pixar Cars 2 Speed 'n Sounds Race Track Fisher-Price Dora Singing Star Guitar Thomas the Train: Preschool Steam 'n Speed R/C Thomas Fisher-Price Laugh and Learn Say Please Tea Set Fisher-Price Disney's Jake and The Never Land Pirates Hook's Jolly Roger Pirate Ship Thomas the Train: TrackMaster Castle Quest Set Fisher-Price Little People Wheelies: Cars Radiator Springs Playset Skate & Spin Dora & Boots Fisher-Price Laugh and Learn Learning Piggy Bank Fisher-Price Drillin' Action Tool Set Fisher-Price Little People Tow 'n Pull Tractor Thomas the Train: Take-n-Play Spills and Thrills on Sodor Fisher-Price Jake and The Never Land Pirates: Skate Park Playset Disney Planes Runway Flyers Bravo Disney Planes Runway Flyers Dusty Crophopper Disney/Pixar Cars Riplash Racers Rip-Start Challenge Loop Trackset Disney Planes Runway Flyers Bulldog Vehicle Fisher-Price 4-in-1 Sling N Seat Tub Thomas Railroad Rewards Potty, Thomas The Train Fisher-Price Grow with Me High Chair, Bunny Fisher-Price Deluxe Booster Seat, Red/White Fisher-Price Zen Collection Infant Seat Fisher-Price Deluxe Bouncer, My Little Snugabunny Fisher-Price Discover 'n Grow Kick and Play Piano Gym Fisher-Price Infant To Toddler Rocker, Bunny Fisher-Price Deluxe Cradle 'n Swing, Rainforest Friends Fisher-Price Deluxe Bouncer, Rainforest Friends Fisher-Price Deluxe Newborn Vibrating Rock n' Play Sleeper, My Little Snugabunny Fisher-Price Kick and Play Piano Gym, Discover 'N Grow Fisher-Price Kick and Play Piano Gym, Pink Fisher-Price First Steps Jumperoo Fisher-Price Precious Planet 2-in-1 Projection Mobile

Toys Deals

Amazon Coupons
g: 0 Posted By: tedhawkins
Views: 47 Replies: 0 Modtone MT-CHOR Special Edition Aqua Chorus Pedal $39.99 FS Musicians friendhttp://www.musiciansfriend.com/stupidProduct DescriptionThe ModTone Aqua Chorus II is comparable to the classic chorus sounds of the past. The Aqua Chorus II features rate and depth controls that emulate the shimmering tones of a classic vintage chorus or rotating speaker effect. Designed to incorporate lush chorus sounds while maintaining the integrity of the original input signal, the Aqua Chorus II will add a liquid dimension to your tone without any signal loss or unwanted noise.Features

Rate Knob controls the speed of the effect
High-impact switch
Depth Knob controls the width of the effect
Lush Transparent Tone
Slow Ripple To Storm Waves
Zero Unwanted Signal Noise
Usable On Electric Or Acoustic
All True-Bypass
9V battery powered
9VDC power inlet
Bright Blue LED
All-metal chassis



Music Deals

Musician's Friend Coupons
Buying businesses for fun and profit?
Added on : Monday May 12th 2014 01:00:07 PM
g: 0 Posted By: SegaRob
Views: 135 Replies: 1 I made a good income this past year and got a big tax bill, so I've talking around to try to find ways to reduce my tax burden. A friend suggested buying a business with a tax-loss carryforward and use the losses to offset my income. He had never done this before, but said he knew people who bought large carry-forward for pennies on the dollar. So in theory, you could buy a bankrupt business with $100,000 in tax-losses for about $1,000 and saving ~30% on the tax deduction for tax savings of $30,000. After doing a little research, it seems like this is a well-known strategy but the paperwork and accounting is not as straightforward as the idea makes it seem. Moreover, trying to find such businesses for sale hasn't been very easy.

On the other hand, while looking for businesses to buy for tax-loss purposes, I found tons of profitable businesses that are selling for less than the yearly cash flow, implying a ROI >100%. Obviously this sounds too good to be true, so I imagine they probably have a catch. Maybe not as profitable as they claim, maybe hidden debt obligations, maybe owner spends day and night running the business. Clearly, anyone would have to do their due diligence before buying anything. There are multiple sites on the internet for these business for sale. This is one example: http://www.bizbuysell.com.

Does anyone have any thoughts, advice, experience with either of these ideas?
Question Deals
g: 0 Posted By: ShoppingChick
Views: 282 Replies: 1 Amazon has theFisher-Price Ocean Wonders Soothe and Glow Seahorse (Pink)on sale for $9.10 with free shipping on orders $35+. 4.5/5 stars from 1,657 customer reviews.

Offers baby a nighttime friend with soft lights and lullabyes
With a gentle squeeze this cuddly friend glows and plays soft music
Features 8 gentle lullabies and classical selections as well as ocean sounds
Perfect size for baby to squeeze
Ships in Certified Frustration-Free Packaging
After five minutes the music fades lights dim and baby can drift off to dreamland

The next lowest price I could find on Google Products is for $14.99.
Toys Deals

Amazon Coupons
g: 0 Posted By: VivYip
Views: 197 Replies: 0 credit faregg

fry's has the following FAR

no free shipping without minimum purchase ($23 I think)
PDF Create 8.0
$39.99 - $40 MIR exp 5/30/14

Antec Soundscience Halo 6 LED Bias Lighting Kit
$5 - $5 MIR exp 5/15/14

Rhino 32 pc. Screwdriver Set
$5 - $5 MIR exp 5/15/14

Antec Thermal Compound Formula 6**1.99 shipping**
$5 - $5 MIR exp 5/15/14

Antec Accent Lighting Green**1.99 shipping**
$5 - $5 MIR exp 5/15/14

Antec Accent Lighting Red**1.99 shipping**
$5 - $5 MIR exp 5/15/14

Antec Accent Lighting Blue**1.99 shipping**
$5 - $5 MIR exp 5/15/14

Antec TrueQuiet 120 UFO Green LED Case Fan **2.99s/h**
$6 - $6 MIR exp 5/15/14

Antec True Quiet UFO B 120mm Faan **2.99s/h**
$6 - $6 MIR exp 5/15/14

Antec TrueQuiet 120 UFO White LED Case Fan **2.99s/h**
$6 - $6 MIR exp 5/15/14

Antec True Quiet 120 UFO Red LED Case Fan **2.99s/h**
$6 - $6 MIR exp 5/15/14

SIIG Hi-Speed USB 2.0 Enclosure for 2.5" SATA 3Gb/s Hard Disks - Storage Enclosure -2.5" - Internal - Serial ATA, USB : JU-SA0C-S1 **3.99s/h**
$9 - $9 MIR exp 5/22/14

SIIG Cordless Rechargable LED Folding Light **3.99s/h**
$15 - $15 MIR exp 5/15/14

free, but continuing rebate
GREETING CARD FACTORY DELUXE 8.0(F/S)
$39.99 - $20 continuing MIR(exp 12/31/14) - $20 MIR exp 5/31/14

This info will be added ASAP to the QS of the main thread. Thank you for reading.
g: 0 Posted By: ctgolfer
Views: 157 Replies: 0 Three modes: touchless navigation, autonomous personality mode, or smartphone control
Advanced optical navigation technology allows it to wheel around without bumping into most objects
Light-up eyes and sounds
Control via a free app from the App Store or Google Play store
Includes a smartphone adapter that plugs into your headphone jack
Charged from USB port by integrated USB flip out connector
Battery charges 40 minutes for 15 minutes of play
Dimensions: Approximately 5.31"x9"x2.9"
Compatibility:
iPhone, iPad, and iPod touch, Android

www.pennywise.biz
Toys Deals
g: 0 Posted By: hellokitty27
Views: 285 Replies: 0 Amazon has the Harman Kardon AVR-700 5.1-Channel Audio/Video Receiverfor $149.00 w/ free Super Saver shipping.

75-watts per channel delivers solid, detailed sound
Dolby TrueHD and DTS-HD Master Audio decoding create an immersive, high-resolution sound environment
Three HDMI inputs with 3D and Audio Return Channel
Fully functional IR (infrared) remote control
Night mode reduces the volume on loud sounds and increases the volume on quiet sounds

Home Theater & Audio Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 155 Replies: 0 Created for iPhone, and Android smartphones and tablets: Dual-function earphones for calls and music listening.
On-cord mic and controls: Answer/release calls and adjust volume up/down without missing a beat.
Detailed soundstage: Balanced frequency response delivers crisp highs, warm mids and powerful bass.
Comfortably fits all ears: Includes five sizes of soft silicone ear cushions (XXS to L) plus noise-isolating Comply foam ear tips
Sleek micro design: Sits flush with your ears for a stylish and discreet look.

What's in the box
Headsets with on-cord mic and controls
Smartphone adapter
Protective hard case
5 pairs of soft silicone ear cushions (XXS, XS, S, M, L)
1 pair of Comply Foam Tips
Shirt clip
User documentation
2-year limited hardware warranty

www.adorama.com/LOG500VM.html
Headphones & Speakers Deals

Adorama Coupons
g: -1 Posted By: Xenocrates
Views: 81 Replies: 0 Galaxy Gear Smart Watch(6 colors) (SM-VZ7000ZKAXAR) $149.99 FS @ Best Buy

Hands-Free Calls
S Voice:Use simple voice commands to place calls, compose messages, schedule an event, check the weather, and more!
Auto Lock/Unlock:Senses when you've walked more than 5 feet away from your Galaxy phone and automatically secures your device. When you return, Gear tells your phone that it's you and automatically unlocks no PIN or thumbprint required.
Never lose track of your phone again. Now, if your phone gets stuck in the couch cushions, use Galaxy Gear to remotely activate sounds or vibrations for easy location
Built-In Pedometer
H: 1.5" x W: 2.2" x D 0.4"
1 Year Warranty

This has 4.4 / 5 stars with 452 customer review on the product page

The next best price from a reputable merchant is $187.99 @ Rakuten (seller: Blutekusa)
Electronics Deals

Best Buy Coupons
g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 Moog MF-101 Moogerfooger Low Pass Filter White $199.99 FS Musicians Friend

http://www.musiciansfriend.com/stupid

Product Description

The award-winning MF-101 Lowpass Filter is a direct descendant of the original Moog modular synthesizers. It contains two complete modular functions: a voltage-controlled lowpass filter and an envelope follower. It can be used with any instrument-level to line level-signal.

The moogerfooger filter's control parameters are signal mix, cutoff frequency, resonance amount, and envelope amount. All of the Lowpass Filter's parameters can be controlled with expression pedals or external control voltages as well as by great feeling knobs which beg to be tweaked. Panel switches select filter mode and envelope follower speed. 1/4" jacks are provided for audio input and output, pedal/control inputs and envelope follower output. A heavy-duty, yet smooth-acting bypass switch allows tabletop or foot operation.

A lowpass filter removes high frequencies from a tone. It makes the tone sound more mellow or muted. The lower the Cutoff, the more muted the tone sounds. Imagine a window shade. As it is pulled down, it cuts out the higher light, then the light from the middle of the window, then finally all the light. The MF-101 Lowpass Filter does the same sort of thing to the sound spectrum with its Cutoff Control.
As you turn up the Resonance control, the overtones near the cutoff frequency are boosted. Resonance gives the moogerfooger filter the same classic Moog filter sound as the Minimoog; and Moog modular synthesizers.

The envelope follower tracks the loudness contour (envelope) of a sound, and produces a voltage that follows the dynamics of your playing. Every time you play a note, the envelope voltage goes up and then down. The harder you play, the higher the envelope voltage goes. The envelope follower opens and closes the lowpass filter. Think of the envelope voltage as an invisible hand that turns the CUTOFF knob up and down every time you play a note. Since the envelope follows the dynamics of your instrument's signal, you actually play the filter as you play your instrument.
Features

CUTOFF rotary control, which varies the filter's cutoff frequency over an eight-octave range
RESONANCE rotary control, which varies the shape of the filter's response, from pure lowpass to actual oscillation
ENVELOPE AMOUNT rotary control, which adjusts the amount that the input signal's envelope sweeps the filter cutoff frequency
MIX rotary control, which crossfades continuously from unfiltered to filtered audio
DRIVE rotary control, which adjusts the gain of the audio input
SMOOTH-FAST rocker switch, which chooses between smooth and fast envelope follower response
2-POLE 4-POLE rocker switch, which chooses between 2-pole (bright) and 4-pole (deep) filter frequency response
LEVEL, a three-color LED that is used to set the DRIVE control
ENV, a LED that indicates the strength of the envelope voltage
BYPASS, a two-color LED that tells whether the filter is on or bypassed

g: 0 Posted By: ctgolfer
Views: 40 Replies: 0 TheDigital Multimenter is compact in size, easy to transport, and is housed in a rugged case. The large, clear digital display is easy to read, features an audible tone for testing household and auto wiring, allowing you to safely troubleshoot and repair electrical and electronic installations. Manual-ranging multimeter with large 2000 count LCD display, diode test and continuity beeper. 1.5 and 9V battery test. Fuse is protected with a rubber holster w/tilt stand.

The Craftsman 8-function Digital Multimeter outperforms many more expensive meters and is built to last.
Measures up to 600V AC and 10A AC for electrical installation, home, appliance repairs
Measures up to 600V DC and 10A DC for auto, marine and electronic installations/repairs
Audible tone sounds below 30ohms to check proper wiring and shorts
Resistance: up to 2Mohm for household and auto electrical wiring testing and repair
Diode test for electronic and electrical testing
Package contains meter, holster, 2 spare fuses, test leads, owners manual

www.sears.com/shc/s/p_10153_12605_03482141000P
g: 0 Posted By: ArtieLange
Views: 0 Replies: 0 Polk Audio CS10 Single Center Speaker - Black $99.99 shipped at Newegg

http://www.newegg.com/Product/Product.aspx?Item=9SIA1J70R68382&T...



Even in a smaller room theater setup, the center channel speaker carries the load of over 50% of a movies effects and audio, from directional cues to dialogue. Timbre-matching is important, so that all the speakers in your system feature the same tonal qualities (for seamless transitions). The CS10 is a small-sized, hard working, high performance center channel speaker timbre-matched to the TSi Series, so you can build a small home theater for a reasonable price without sacrificing performance. Its innovative angled-top design gives you more placement flexibility; with perfect aiming whether you place it on top of your TV or below the screen.CS10 Features:

Achieve perfect imaging with more placement flexibility because the angled CS enclosure flips to accommodate TV-top or below-screen placement.
Unlike other speakers in this price range, TSi enclosures are constructed of extensively braced, solid MDF with 3/4-inch baffles. This virtually eliminates internal resonances and damps energy-stealing vibrations, for more efficient operation and more transparent sound.
Beautiful pewter accents, a high gloss piano-finish black top plate and the stylish black finish makes TSi speakers a part of your decor.
Polks proprietary, patented Dynamic Balance technology allows the engineers to design out distortion-causing driver and system resonances, so you only hear the good sounds.
Klippel motor optimization uses laser measurement technology to ensure a smooth excursion path at either end of the volume spectrum for uniform performance at both low and high volumes.
TSi design combines smaller drivers (for more overall driver area with less driver mass) and narrow baffle geometry, for wider range and more spacious sound staging, so every seat in the house hears a prime performance.
Unlike horns or metal domes, silk dome tweeters deliver clear and detailed highs, without fatigue, even at high volume.
Durable, efficient, and tuned with the Dynamic Balance process, TSi Series polycarbonate cones produce smooth, natural sound.
Surprisingly deep, musical bass response thanks to the critically tuned flared port venting system, which minimizes port noise (chuffing) and smoothes the turbulence of port air flow, to reveal big, full-bodied bass that blends effortlessly with the speakers overall dynamics.
All Polk loudspeakers are timbre-matched within their series, designed with the same components throughout, to achieve seamless speaker-to-speaker blending effects in multi-channel systems.
The high efficiency design results in sound thats spacious and clear, warm and realistic, when combined with practically any electronics, even the most modestly-powered amplifier or receiver.
The high performance crossover system boosts performance with premium components, like Mylar bypass capacitors, to extend response in the higher, more detail-oriented frequencies.
Gold-plated, professional-style 5-way binding posts, for the most secure connection options.



All Polk products are made using the best materials and the most advanced manufacturing techniques. They pass the industrys most exhaustive quality tests, including drop testing, extreme signal response and UV & salt exposure testing. Polk loudspeakers are built to perform for a lifetime.
g: 0 Posted By: ctgolfer
Views: 78 Replies: 0 $39.99 after $10.00 rebate card

MEElectronics M-Duo Dual Driver Headset

With Inline Microphone and Remote

Dual driver design with separate subwoofer for deep, rich bass with clean vocals and clear instruments
Integrated microphone and remote for calls and media control on smartphones, tablets, and more*
In-ear design provides noise isolation and comfort for extended use
Stylish and durable metal construction looks as good as it sounds
Includes premium carrying case and 6 sets of ear tips

www.newegg.com/Product/Product.aspx?Item=N82E16826735064
Headphones & Speakers Deals
Star Wars Pinball 3 (Android) - Free Download at Amazon
Added on : Friday May 02nd 2014 10:00:13 AM
g: 0 Posted By: jskins
Views: 118 Replies: 0 Star Wars Pinball 3 (Android)- Free Download at Amazon. 4.3/ 5 stars based on 141 customer reviews.

Experience authentic Star Wars moments, sounds and characters
Local and global leaderboards
Friend challenges and in-game score notifications
Detailed table guides
Support the Light Side or the Dark Side


May the Force be with you
Totally Free Deals
Discover match - 7% back on min. payment for 12 months YMMV
Added on : Friday May 02nd 2014 09:00:11 AM
g: 0 Posted By: dpid
Views: 79 Replies: 0 I got a letter in the mail from Discover. I was going to throw it away thinking it was a bad BT offer.
But instead, this sounds like a great perk. Especially when I was going to pay off my BT balance (I was paying minimum since getting this during the 0% for life, $0 fees offers). But I'll keep letting my automatic payments go on for another year before paying balance off, seems like easy $30 (for me, others might have more benefit if minimum payments are higher) for doing nothing.

Keep a lookout of this in the mail. I'm sure its targeted.

Details:
Call 800-618-5819 to sign up (I'm sure you can find out if you are eligble)
Pay more than minimum balance each month on time
Receive 7% of minimum amount due on next statement as credit (to reduce your balance).
This offer runs from June 2014 statement to May 2015 statement.

see QS for terms & conditions
Credit Deals
g: 0 Posted By: Xenocrates
Views: 140 Replies: 0 Logitech Ultimate Ears 500vm Noise Isolating Headset w/ On-Cord Mic and Controls(985-000364) - $19.99 FS @ Adorama

Created for Android smartphones and tablets: Dual-function earphones for calls and music listening
On-cord mic and controls: Answer/release calls and adjust volume up/down without missing a beat
Detailed soundstage: Balanced frequency response delivers crisp highs, warm mids and powerful bass
Comfortably fits all ears: Includes five sizes of soft silicone ear cushions (XXS to L) plus noise-isolating Comply foam ear tips
Sleek Micro Design: Sits flush with your ears

Information on on cord control compatibility scroll down on the product page.

3.9 / 5 starswith 420 customer reviews @ Amazon

The next best priceis $23.99 but no free shipping @ Amazon
Headphones & Speakers Deals

Adorama Coupons
g: 0 Posted By: ctgolfer
Views: 107 Replies: 0 Enhances your gaming experience
Specifically engineered for use with the Xbox 360, and is compatible with PC gaming
Immerse yourself in the gameplay with enhanced game sounds thanks to amplified audio
Quickly adjust the gaming audio controls with the in-line amplifier
Add depth and realism to your game sounds with the variable bass boost
Hear what you're saying with the microphone monitor
Communicate with your friends using the high-sensitivity microphone with flexible boom
Get sucked into your game with premium 50mm speakers that offer high-fidelity sound
Enjoy long gaming sessions in comfort with the fully adjustable, lightweight headset that features breathable, fabric mesh ear cushions
Plug the headset into the USB port for constant and consistent power

www.bestbuy.com/site/turtle-beach-ear-force-x12-gaming-headset-f...
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 169 Replies: 0 Full range speaker system. The high efficiency speakers create deep, rich, immersive sound
The iPad fits seamlessly in the lightweight enclosure. Smooth and optimally balanced, the surface is comfortable and easy to grip
The free Thunder app provides extended control with three different soundscapes
The multifold provides a variety of comfortable and convenient viewing and listening angles. And, of course, protects your iPad screen when not in use
Air channels are integrated into Thunderstorm's main panel, allowing bass frequencies to come alive
Perfect for music and web video, great for movies, and games will absolutely explode off the screen

www.amazon.com/gp/product/B00AXVXXNC/
iPads Deals

Amazon Coupons
g: 1 Posted By: ShamelesslyThrifty
Views: 594 Replies: 2 #1 Best Value Tactical Flashlight: FREE LAMP DIFFUSER & HOLSTER, Industrial Grade, ZOOM, Lifetime Warranty, CREE LED Torch, IPX7 Waterproof, Hi-Lumen, Strobe, 5-Mode with Memory, 100,000 Hour LED, Compare to Others, Most Versatile Light Available!
4.5 stars from 190 reviews on Amazon.com. It is IPX7 waterproof which means "Protected against water immersion - Immersion for 30 minutes at a depth of 1 meter." Includes a sheath/holster and diffuser. The variable brightness, strobe, and zoom/focus ability sounds very interesting as well (more details below).

Order 1 for $30, 2 for $40, or 3 from $45!
Amazon.com Order said: 2 of Flashlight: $29.97 x 2
Item(s) Subtotal:$59.94
Shipping & Handling:$0.00
Promotion Applied: - $20.00
===========================
Total before tax:$39.94


3 of Flashlight: $29.97 x 3
Item(s) Subtotal: $89.91
Shipping & Handling: $0.00
Promotion Applied: -$45.00
===============================
Total before tax: $44.91


Lifetime Replacement Warranty - "#1 Best Value in LED flashlights": READ THE REVIEWS - See photos
Flexible power options: Uses AAA or rechargeable (18650 lithium) batteries (batteries not included).
ONLY tactical flashlight that offers ZOOM capability and still maintains an IPX7 waterproof rating.
5 Modes with memory: High-Mid-Low Power, Strobe, SOS to meet any need: 80000-hour US-Made Cree LED
Includes bright light, DIFFUSER, holster, battery extension tube, lanyard, O-rings, red switch cover

Electronics Deals

Amazon Coupons
g: 1 Posted By: ShamelesslyThrifty
Views: 438 Replies: 2 #1 Best Value Tactical Flashlight: FREE LAMP DIFFUSER & HOLSTER, Industrial Grade, ZOOM, Lifetime Warranty, CREE LED Torch, IPX7 Waterproof, Hi-Lumen, Strobe, 5-Mode with Memory, 100,000 Hour LED, Compare to Others, Most Versatile Light Available!
4.5 stars from 190 reviews on Amazon.com. It is IPX7 waterproof which means "Protected against water immersion - Immersion for 30 minutes at a depth of 1 meter." The zoom/focus ability sounds very interesting as well.

Order 1 for $30, 2 for $40, or 3 from $45!
Amazon.com Order said: 2 of Flashlight: $29.97 x 2
Item(s) Subtotal:$59.94
Shipping & Handling:$0.00
Promotion Applied: - $20.00
===========================
Total before tax:$39.94


3 of Flashlight: $29.97 x 3
Item(s) Subtotal: $89.91
Shipping & Handling: $0.00
Promotion Applied: -$45.00
===============================
Total before tax: $44.91


Electronics Deals

Amazon Coupons
g: 2 Posted By: tedhawkins
Views: 163 Replies: 0 Kustom KG110 10W 1x10 Guitar Combo Amp Black $49.99 FS @ Musicians Friend

http://www.musiciansfriend.com/stupid?icid=205528

Product Description

The 10W Kustom KG110 combo guitar amplifier boasts a 10" Kustom speaker for big tones, rugged dependability, and intuitive operation. Unlike most 10W guitar amps, the Kustom KG110 provides separate Lead and Rhythm channels and Bass and Treble controls.

The KG110 amp's Rhythm channel offers clear, dynamic tones that are perfect for a wide variety of musical styles. Using the Gain control, the Lead channel can dish out anything from classic rock sounds to the heaviest, modern metal tones. Use the Bass and Treble controls to dial in the best EQ for your instrument.

Like every Kustom KG amplifier, the KG110 offers an auxiliary input for plugging in an MP3 or CD player to practice along with tunes and a 1/8" headphone input that silences the internal speaker for late-night playing. Your family and neighbors will love it.

All KG Series amplifiers include a 5-year, transferable electronics warranty to give you extra peace-of-mind with your purchase. For tone, features and value, you'd be hard-pressed to beat the Kustom KG110 combo.
Features

RMS wattage: 10 watts
Speaker: 10" Kustom
Channels: Lead and rhythm
Tone controls: Bass, treble
Gain control on lead channel
Headphone jack
Auxiliary input
Dimensions: 14-1/2"H x 13-1/4"W x 8"D
Weight: 12 lb.


Music Deals

Musician's Friend Coupons
g: 0 Posted By: st4rdust
Views: 175 Replies: 0 Toys R Us has the Little Tikes Gas 'N Go Mower w/ Mechanical Soundsfor $15.00 with free Ship-to-Store.

4.5/5 stars based on 274 customer reviews herefrom Amazon, where this is currently $32.39.

Features:

3 yard tools and gas can store conveniently in the lawn mower
Sounds are mechanical (no batteries needed)
Pull cord to hear starting sounds
Push mower with beads that pop as you push
Clicking key and moveable throttle
Tethered gas cap
Removable gas can with lid, so kids can fill up the mower

Toys Deals
g: 0 Posted By: ctgolfer
Views: 133 Replies: 0 Two 30mm speaker drivers are positioned on either end of the Zooka to create a true omni-directional soundstage.
80db at 1m sound pressure level
30 ft. Bluetooth range
Rechargeable battery providing up to 8 hours of play time.
Speakerphone microphone take calls and enjoy VoIP chatting on Skype or FaceTime
Frequency Response of 150 to 20,000 Hz
Available in Navy or Red
Dimensions: 9.4 x 2 x 1.4
Weight: 1 pound
Brand: Zooka
Model: ZUS-2
Condition: New
Warranty: 1 Year
Packaging: Retail

http://1sale.com/electronics/portable-electronics/wireless-speak...
iPads Deals

1Sale.com Coupons
Monster High Ghoul's Alive! Frankie Stein Doll $9.99 FS w/SYW @ Kmart
Added on : Saturday April 26th 2014 08:00:04 PM
g: 0 Posted By: ctgolfer
Views: 83 Replies: 0 The Monster High ghouls alive doll Frankie Stein is just what your kids need to start or complete their Monster High collection
Frankie Stein is the quirkiest and sweetest student of the infamous school for monsters
Her freaky, fabulous outfit is unusual and makes her the star of the collection
Doll makes exciting sounds when her bolts, skull and rib cage lights up
Comes with signature flaws that make her unique
Comes with doll stand you can put on the shelf to decorate your kid's room
Doll stand keeps her safe and good condition when kids are not playing
Ideal doll for kids six years and older

www.kmart.com/shc/s/p_10151_10104_004W005296268003P
Toys Deals

Kmart.com Coupons
g: 0 Posted By: ctgolfer
Views: 164 Replies: 0 Over-the-ear, top-of-head design
With padded, all-leather ear cushions provides comfort during extended gaming sessions.
40mm tournament-grade drivers
Along with neodymium magnets deliver powerful, detailed audio.
Passive noise reduction
Reduces outside noise, so you can stay focused on your gameplay.
Custom-engineered soundscape
Specifically optimized for a variety of in-game sounds, such as footsteps, alerts and gun fire, allows you to become immersed in your game's acoustic environment.
Large, high-end microphone
Enables crystal-clear communication. The microphone retracts into the headset when not in use for a streamlined design.
In-line audio controls
Make it simple to adjust the listening level to suit your preferences and mute the microphone when you don't wish to be heard.
Easily dismantles into 3 separate pieces
For easy transport and storage.
Swappable cable system
Enables use with PC and Mac and select tablets and cell phones for wide-ranging compatibility.
16Hz - 28kHz frequency response
Ensures faithful sound reproduction.
110dB/mW sensitivity
For robust, dynamic audio.
40 ohms impedance
To efficiently conduct power.

www.bestbuy.com/site/steelseries-5hv3-over-the-ear-gaming-headse...
Headphones & Speakers Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 43 Replies: 0 Over-the-ear, top-of-head design
With padded, all-leather ear cushions provides comfort during extended gaming sessions.
40mm tournament-grade drivers
Along with neodymium magnets deliver powerful, detailed audio.
Passive noise reduction
Reduces outside noise, so you can stay focused on your gameplay.
Custom-engineered soundscape
Specifically optimized for a variety of in-game sounds, such as footsteps, alerts and gun fire, allows you to become immersed in your game's acoustic environment.
Large, high-end microphone
Enables crystal-clear communication. The microphone retracts into the headset when not in use for a streamlined design.
In-line audio controls
Make it simple to adjust the listening level to suit your preferences and mute the microphone when you don't wish to be heard.
Easily dismantles into 3 separate pieces
For easy transport and storage.
Swappable cable system
Enables use with PC and Mac and select tablets and cell phones for wide-ranging compatibility.
16Hz - 28kHz frequency response
Ensures faithful sound reproduction.
110dB/mW sensitivity
For robust, dynamic audio.
40 ohms impedance
To efficiently conduct power.

www.bestbuy.com/site/steelseries-5hv3-over-the-ear-gaming-headse...
g: 0 Posted By: remick
Views: 254 Replies: 0 https://play.google.com/store/music/collection/promotion_albums_...
Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 187 Replies: 0 From our expanded online assortment; not available in all Best Buy stores
Soundbar
Features two 7/8" soft dome tweeters and two 3" IMG midbass drivers for highly detailed, high-output sound. Drivers aligned in the Energy Convergent Source Module to increase sound clarity and listening area.
8" subwoofer
Produces strong bass. The 2.4GHz wireless technology offers flexible placement options.
200 watts peak power handling
For robust and controlled audio that is crisp and clear.
2-way speaker system
Sounds like 1 source rather than several separate sources.
1 optical input
Plus a 2-channel analog input offer easy connections to a TV. Plug-and-play design ensures simple installation.
Rubber feet
For simple placement on a shelf or stand. The easy-to-use template ensures simple wall mounting.
50Hz - 20KHz 3dB frequency response
For accurate sound reproduction.

www.bestbuy.com/site/energy-energy-power-bar-2-way-soundbar-syst...
Home Theater & Audio Deals

Best Buy Coupons
g: 1 Posted By: ctgolfer
Views: 157 Replies: 1 41-9/10" screen (measured diagonally from corner to corner)
A good size for a living room or large bedroom.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
120Hz refresh rate
Watch fast-moving movies, sports and video games with a minimum of motion blur.
Motion Clarity Index 240
Enjoy fast-moving movies, sports and video games with great motion clarity.
Vibrant color and sharp contrast
Triple XD Engine displays details expertly for vivid images, while Picture Wizard II easily calibrates color, tint, sharpness and quality.
Virtual surround sound
Features two 10W front speakers to create an immersive soundscape, along with an optical digital audio port. Clear Voice II technology keeps dialogue clear, even at low volume.
2 HDMI inputs for the best home theater connection
HDMI delivers a full HD picture and digital surround sound in one convenient cable. HDMI cable not included.
Connect your mobile devices
With Mobile HD Link (MHL) and SIMPLINK, connect and control smartphones, tablets or other MHL-enabled devices delivering crystal-clear HD content while simultaneously charging the device. MHL cable not included.
Additional connections
Provides flexibility with component, composite and PC inputs. Also includes a USB 3.0/2.0 port.

www.bestbuy.com/site/lg-42-class-41-9-10-diag--led-1080p-120hz-h...
LED TV Deals

Best Buy Coupons
$149.99 Klipsch STATUS Over-Ear Headphones, Black @ staples
Added on : Saturday April 19th 2014 11:00:02 PM
g: 0 Posted By: vlmyfox
Views: 139 Replies: 0 http://www.staples.com/Klipsch-STATUS-Over-Ear-Headphones/produc...


DETAILS

Built from the same durable material (Grilamid TR) used in high, end eyewear, they exude both fashion and luxury
Grilamid TR frame provides nearly indestructible construction
Finishes: Pearl White or Black
Gloss finish with subtle reflective highlights results in a luxury piece that looks as great as it sounds
Style : Over, ear
Frequency Response: 16Hz, 23kHz
Sensitivity: 110dB
Impedance: 32 ohms
Drive Components: Dynamic Moving Coil 40mm Speaker
Weight: .72 lbs (328 grams)

Headphones & Speakers Deals

Staples Coupons
g: 0 Posted By: ctgolfer
Views: 113 Replies: 0 Quick Glance Notifications
Receive notifications on your wrist with Galaxy Gear. Stay in the moment by keeping your phone out of sight, without missing important calls, texts, events, and more.
Smart Relay for Even Faster Access to Notifications
When a notification requires a closer look, the second you pick up your Galaxy phone, the Smart Relay feature automatically opens up that app to the exact message you're seeing on your wrist.
Hands-Free Calls
Making calls on the move has never been easier. Now you can place calls and answer them directly from your Galaxy Gear. Galaxy Gear includes 2 built-in noise-canceling microphones and a built-in speaker for hands-free chatting.
S Voice
Use simple voice commands to place calls, compose messages, schedule an event, check the weather, and more! With access to Samsung's robust S Voice feature right from Galaxy Gear, you'll enjoy hands-free convenience.
Find My Device
Never lose track of your phone again. Now, if your phone gets stuck in the couch cushions, use Galaxy Gear to remotely activate sounds or vibrations for easy location. You can also use your phone to help you find the Galaxy Gear.
Auto Lock/Unlock
Senses when you've walked more than 5 feet away from your Galaxy phone and automatically secures your device. When you return, Gear tells your phone that it's you and automatically unlocks no PIN or thumbprint required.
Brilliant Display
Samsung Galaxy Gear's 1.6" Super AMOLED touchscreen has more pixels than most smartphones, which means you can read crisp text and enjoy vivid images right from your wrist.
The Companion With Style
Galaxy Gear is the companion device designed to make life easier without cramping your style. Its sleek design, durable body and range of colors mean you can wear it anywhere and everywhere.
Personal Touch
Use the Gear Manager app on your Galaxy phone to totally customize your experience. Change your Gear settings, customize and add new watch faces, enable or disable features, organize your apps and more.
Capture the moment right from your wrist.
Don't miss the action pulling out your phone. With a 1.9 MP auto-focus camera embedded in the strap, snap pictures and even capture videos quickly and easily right from Gear.
Built-In Pedometer
Galaxy Gear makes it easier to get in shape. Keep track of your walking and running distance with its built-in pedometer. And with S Health, you can monitor and achieve your fitness goals right from your wrist.
Music Player
Whether Samsung Galaxy phone is in your pocket or plugged into a dock, you can seamlessly turn up the volume and change songs in an instant. Now that sounds good.
Galaxy Gear is currently compatible with these Samsung smartphones.
AT&T: Samsung Galaxy Note 3 (SM-N900A), Samsung Galaxy S 4 (SGH-i337), Samsung Galaxy S III (SGH-i747), Samsung Galaxy Mega (SGH-i527)
Sprint: Samsung Galaxy Note 3 (SM-N900), Samsung Galaxy S 4 (SPH-L720), Samsung Galaxy Note II (SPH-L900), Samsung Galaxy S III (SPH-L710)
T-Mobile: Samsung Galaxy Note 3 (SM-N900T), Samsung Galaxy S 4 (SGH-M919), Samsung Galaxy S III (SGH-T999/T999L)
Verizon Wireless: Samsung Galaxy Note 3 (SM-N900V), Samsung Galaxy S 4 (SCH-i545)
U.S. Cellular: Samsung Galaxy Note 3 (SM-N900RA), Samsung Galaxy S 4 (SCH-R970), Samsung Galaxy Note II (SCH-R950), Samsung Galaxy S III (SCH-R530)

www.bestbuy.com/site/samsung-galaxy-gear-smart-watch-for-select-...
Watches Deals

Best Buy Coupons
Investment Advise
Added on : Saturday April 19th 2014 06:00:06 AM
g: 0 Posted By: nubie8791
Views: 36 Replies: 0 I have close to $175K just sitting in my bank account for the past couple of years, was too scared to put into Mutual funds or stocks.I have no auto or home loans and pay off my CCs every month in full. I have never needed to take a loan and have a 779 credit score from Experian.

I plan to break this up and invest 30% in mutual funds, 20% in stocks, 30% in CDs and 20% in cash.I plan to take a home loan after 1-2 years at which point I will need to liquidate all investments. Looking for advise if this plan sounds good and/or if there is any specific advise on mutual funds & stocks management accounts.

Thanks!
Question Deals
g: 0 Posted By: remick
Views: 99 Replies: 0 http://www.soundsupp.ly/drop-manchester.html

Included In This Drop
6 tracks to get you pumped about the upcoming Manchester Orchestra Tour featuring Balance & Compsure and Kevin Devine & the Goddamn Band! Mp3 & FLAC formats Totally FREE download! Downloading this free Drop will hook you up with email updates on this tour. Unsubscribe anytime.

Movies & Music Deals
New Employer Retirement Plan - Quit and Rehire?
Added on : Wednesday April 16th 2014 12:00:05 PM
g: 0 Posted By: qualation
Views: 211 Replies: 7 Long time lurker, I'm 28 year old Male, $42k W2 with 5 years at company vested in pension. Currently get 23 days of PTO a year and have 9 weeks in the bank and max out at 9.5 weeks. Employer currently pays out 100% of PTO upon termination of employment, but almost definitely will change in next 6 months as outside consulting group works with company to save money. Through FWF techniques I'm hoping to retire at 35. I'm currently maxing 403B. Employer has been giving 1-2% raise annually. Don't believe I can be promoted any higher.

Employer recently change retirement plan. They made a Track A and Track B with everyone not vested in pension going to track B. I'm in Track A and don't have option to switch nor would I want to at this point. I know this sounds crazy, but I think I'm actually better of getting on the new employee track.

Track A
No 401A contribution or employer match
Pension: Monthly benefit decided by the greater of 1. $40/year up to 10 year or 2. 1%x last 7 year Average Annual Pay x Years of Service /12
Vested in Pension at 5 Years
Rehires join track B

Track B
401A contribution of the greater of 1. 3% of Annual Salary or 2. $1800
401A vested 100% after 3 years
Pension: Monthly benefit decided by the greater of 1. $20/year up to 10 year or 2. .5%x last 7 year Average Annual Pay x Years of Service /12
Vested in Pension at 5 Years

Up until the end of last year there was .5% match on 403b contributions up to 3% that has been cut for everyone.
Pension Plan before:Monthly benefit decided by the greater of 1. $30/year up to 10 year or 2. 1%x last 5 year Average Annual Pay x Years of Service /12

To get full pension you must wait till 65 and partial pension available at 55.

According to my math I'm better off on paper quitting and getting rehired on the new track if I work at company for at least 3 more years after that. I'm trying to come up with all the pros and cons of each. I worked part time for the 3 years so I'm definitely getting minimum benefit for next 5 years. I conservatively have at least 3 years savings and assuming I still have tenants could go closer to a decade without working.
Pros:
1. Current Pension locked in at $200/month and not subject to future pension changes
2. Cash out PTO at 100% ($7500ish approx.)
3. Don't have to worry about maxing PTO
4. Collect $1800 in 401A that can grow over next 37 years and hopefully be greater than $20/month annuity
5. New pension continues to increase every year, If I don't quit Year 11 will probably still be min. benefit and year 12 will be in the $430-450
6. If die after 3 years heirs get 401A money.

Cons:
1. Not vested in new pension for 5 years
2. Not vested with 401a money for 3 years
3. Lose 5 days of PTO a year for next 10 years
4. Will have 0 PTO for 2 weeks
5. May not get rehired
6. May get rehired at lower rate

I'm good at math and tried to assume I lived till 90 and used 25 Year annuity cost for the $20/month difference, but not exactly sure how much new plan would really save me assuming I only work 7 more years there and if it's really worth the risk. I'm hoping there's an actuary that can provide me some insight on life expectancy and other variables I may have missed.

Thanks for the help I've enjoyed reading this forum the past couple years.
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 187 Replies: 0 Take fun for a ride! The Disney Light n Sound Cutie Caretaker Activity Ride-On is a great toy for your little Disney lover. Hear Doc talk and play her favorite music. For ages 12-36 months.
Ride on for infants
Press and turn characters for rewarding sounds and lively tunes
Colorful light-up keys for sweet songs
Ignition key and shift gears for revving engine sound
Honk Horn and steer wheel for hours of driving fun
Uses 2 AA batteries (included)
For ages 12-36 months
Measures 10.5"W x 18"H x 21.5"D
Weighs 6.1 lbs
Weight capacity: 50 lbs
Made in China


www.meijer.com/s/disney-light-n-sound-cutie-caretaker-activity-r...
Toys Deals

Meijer Coupons
Belkin Thunderstorm Speaker Case (iPad 2 3rd Gen) - $84.99 + FS @ Amazon
Added on : Wednesday April 16th 2014 01:00:02 AM
g: 0 Posted By: st4rdust
Views: 222 Replies: 0 Web's Best Deals (via Amazon) has a Belkin Thunderstorm Speaker & Case(iPad 2 & 3rd Gen) for $84.99with free shipping. (If you'd rather go directly through Amazon, they have an option on the right-hand side for purchasing it through them for $88.85.)

4.2/5 stars based on 60 customer reviews.

Full range speaker system. The high efficiency speakers create deep, rich, immersive sound
The iPad fits seamlessly in the lightweight enclosure. Smooth and optimally balanced, the surface is comfortable and easy to grip
The free Thunder app provides extended control with three different soundscapes
The multifold provides a variety of comfortable and convenient viewing and listening angles. And, of course, protects your iPad screen when not in use
Air channels are integrated into Thunderstorm's main panel, allowing bass frequencies to come alive
Perfect for music and web video, great for movies, and games will absolutely explode off the screen


According to a Google Products shopping comparison, the next lowest price from a rated merchant for this online is $151.90.

In-depth review from 9to5 Mac here.
Belkin Deals

Amazon Coupons
Amazon Free Android App of the Day: Petting Zoo
Added on : Monday April 14th 2014 05:00:11 AM
g: 0 Posted By: remick
Views: 120 Replies: 0 http://www.amazon.com/gp/product/B00F9F1ZYQ

4.5 out of 5 stars (25 customer reviews)

From acclaimed author and illustrator Christoph Niemann comes this interactive picture book. Swipe and tap the 21 animals and be surprised at how they react. This app combines the charm of hand made animations and Niemann's wry humor with state of the art technology. What would an elephant in your bathroom do? Can a dog breakdance? A storybook app unlike all others!

HIGHLIGHTS:

21 hand-drawn animales with suprising and great animations
Playful, musical sounds for each animal
Fun for all ages, from infants to adults
No english required; animals don't speak english
Totally Free Deals
OEM 64GB microSD microSDHC 64G microSD $15
Added on : Friday April 11th 2014 12:00:04 PM
g: -2 Posted By: 240crown
Views: 293 Replies: 2 Fishy LinkSounds too cheap doesn't it? Be sure to read the reviews before ordering
Micro SD Deals

Rakuten.com Shopping Coupons
Bright Starts Get Cookin Kitchen Toy - $18.74 @ Amazon
Added on : Friday April 11th 2014 08:00:03 AM
g: 0 Posted By: ShoppingChick
Views: 137 Replies: 0 Amazon has theBright Starts Get Cookin Kitchen Toy on sale for $18.74 with free shipping on orders over $35.

Features over 50 melodies, sounds and phrases as well as 10 activities
Cook with mommy with pretend, pot, burner, and fun blender that spins the balls around
Flip page book helps teach fruit and vegetable identification, colors and letters
Coordinates with other items in the Bright Starts? Having a Ball? Toddler Toy Collection

Toys Deals

Amazon Coupons
g: 1 Posted By: jaymanthegreat
Views: 55 Replies: 0 Rio (Blu-ray + DVD + Digital HD + Rio 2 Movie Money) (Widescreen) $9.96 60% OFF

Movie Description:
Includes up to $7.50 towards Movie Admission to see "Rio 2" in Theaters 4/11/2014. From the makers of the hit "Ice Age" series comes "Rio", a comedy adventure about taking a walk on the wild side. Blu is a domesticated Macaw who never learned to fly, living a comfortable life with his owner and best friend Linda in the small town of Moose Lake, Minnesota. Blu and Linda think he's the last, but when they learn about another Macaw who lives in Rio de Janeiro, they head to the faraway and exotic land to find Jewel, Blu's female counterpart. Not long after they arrive, Blu and Jewel are kidnapped by a group of bungling animal smugglers. With the help of street smart Jewel, and a group of wise-cracking and smooth-talking city birds, Blu escapes. Now, with his new friends by his side, Blu will have to find the courage to learn to fly, thwart the kidnappers who are hot on their trail, and return to Linda, the best friend a bird ever had.

Deleted Scenes, "Welcome to Rio" Music Video, "Rio de JAM-eiro Jukebox", Taio Cruz - "Telling the World" Music Video, "Explore the World of 'Rio'", "Saving the Species: One Voice at a Time", "The Making of Hot Wings", "Boom-Boom Tish-Tish: The Sounds of 'Rio'", "Postcards from 'Rio'", "The Real Rio".

Subtitles: English, Spanish, Digital Copy Subject to Expiration, Movie Offer Expires 5/31/14.

http://www.walmart.com/ip/Rio-Blu-ray-DVD-Digital-HD-Rio-2-Movie...
Blu Ray Deals

Walmart Coupons
g: 0 Posted By: DizzyT71
Views: 0 Replies: 0 Adorama has Logitech Ultimate Ears 500vm Noise Isolating Headset w/ On-Cord Mic and Controls for iPhone and Android Phones (985-000364) on sale for $19.99 with free shipping.

Created for Android smartphones and tablets: Dual-function earphones for calls and music listening
On-cord mic and controls: Answer/release calls and adjust volume up/down without missing a beat
Detailed soundstage: Balanced frequency response delivers crisp highs, warm mids and powerful bass
Comfortably fits all ears: Includes five sizes of soft silicone ear cushions (XXS to L) plus noise-isolating Comply foam ear tips
Sleek micro design: Sits flush with your ears for a stylish and discreet look

3.9/5 Stars based on 411 customer reviews at Amazon
GoDaddy Accounting Software for Ecomm?
Added on : Tuesday April 08th 2014 05:00:06 PM
g: 0 Posted By: dealsearching
Views: 15 Replies: 0 Hi, I'm looking for a good accounting system to track inventory, sales, expenses, etc. I have Sage but it's quite confusing. GoDaddy has what seems to be a very user friendly cloud service accounting for about $10 a month. It tracks inventory, cost, sales, mileage, gas, expenses, etc. plus, works well with most online selling.

it sounds a little to good to be true, so I'm asking for advice and if anyone uses it.

Thanks,
Personal Finance Deals
$272 worth of CAKEWALK audio software free.
Added on : Saturday April 05th 2014 09:00:03 AM
g: 0 Posted By: disenchanted
Views: 96 Replies: 1 $272 worth of CAKEWALK audio software free.

Free! - Cakewalk Audio FX 1 Download

List Price $49.00
Your Price $0.00

SKU 35-CWF11.02-10E

Cakewalk Audio FX 1 is a series of four dynamic real-time audio processing plug-ins including Compressor/Gate, Limiter, Expander/Gate, and Dynamics Processor.
Audio FX 1 plug-ins use 32-bit, floating-point processing, providing you with fast, precise, mono and stereo audio effects. Audio FX 1 can be used as real-time effects during playback, or used to render audio tracks as off-line edits. So you get maximum editing flexibility whether you're mixing tracks at home or in the studio. For Windows 98/ME/2000/XP.
link



Free! - Cakewalk Audio FX 2 Download

List Price $49.00
Your Price $0.00

SKU 35-CWF21.01-10E

Created by precise measurement and analysis, Audio FX 2 uses advanced processing algorithms to apply the classic sound and warmth of several different vintage guitar
amplifiers and analog tape decks to your digital audio. Best of all, these plug-ins allow you to get all of the good things associated with vintage gear, such as their
distinctive sound and warmth, without the problems and undesired effects that older equipment often have.



link



Free! - Cakewalk Audio FX 3 Download

SKU 35-CWF31.01-10E

List Price $79.00
Your Price $0.00


Now you can make audio tracks sound like they were recorded in almost any room you can imagine. Cakewalk Audio FX 3 SoundStage allows you to design acoustic environments in which to play back digital audio, resulting in unique, realistic reverb. Audio FX 3 Features Two Views: Performer's View and Room View. To create the perfect room, just click and drag your mouse to move walls and change ceiling height. Choose from different microphones, and place them inside the room. Then assign each audio track to different "performer" positions to hear custom reverb on each track. When youre finished, save your soundstage for other sessions, or use as a template for other designs. Audio FX 3 includes ready-to-use soundstages too.


link




SFZ+ Professional Download

SKU 35-CWSZ1.40-20E

List Price $60.00
Your Price $0.00


rgc:audios revolutionary SoundFont player sample-playback engine, packed in a professional VST/DXi instrument.
Outstanding sound quality, stereo built-in effects, adjustable CPU/quality settings to adjust it to your hardware, fully multitimbral operation, multiple stereo outputs,
several loading modes including direct-from-disk streaming and a beautiful interface make sfz+ the perfect choice for SoundFont users and professional composers.



link


Square I Download

SKU 35-CWSQ1.40-20E

List Price $35.00
Your Price $0.00



The warmness and classic sound of the vintage analog synthesizers, combined with the fidelity and precision of a VST instrument.
A simple synthesizer, oriented to the serious music enthusiast. High quality sound with a warm and easy layout, perfect to learn synth programming: all controls in one panel
for instant access, clear and distinctive sections. The built-in effects add depth to the sound and convenience to the sound programming.



link


Other monthly specials:

link to other specials
Sears.com $589 Kenmore Elite 24.6 cu. ft. Chest Freezer - White
Added on : Saturday April 05th 2014 09:00:02 AM
g: 0 Posted By: DaysFan
Views: 50 Replies: 0 Kenmore Elite 24.6 cu. ft. Chest Freezer - White

Sold by: Sears

Regular price $909.99
Your savings -$320.00

$589.99

Description Item # 04616582000PModel # 16582




Kenmore Chest Freezer Stackable Storage that Fits

This Kenmore Elite chest freezer 1658 balances rapid freezing with long-term storage and smart organization so its ready to load with groceries, garden harvests and big catches alike. A spacious 24.9 cu. ft. interior gives you plenty of room to stock up, while its horizontal orientation means plenty of stackable storage. Designed to deliver icy temperatures and lock tight for energy efficiency when youre away, its perfect for your kitchen, basement or garage.

From meats and fish to fresh vegetables from the garden, Quick Freeze speeds the preservation process by dropping temperatures rapidly, locking in both color and flavor.
Lift-out baskets keep smaller, daily necessities within reach to simplify storage and make it easy to move when its time to reach deep.
Built to quickly customize your freezer's interior, movable dividers help easily separate items, add support for more stable stacking, and provide faster access to frozen foods.
A combination of flashing lights and alarm sounds lets you know when freezer temperatures are on the rise, helping prevent spoiled food and melted ice cream.
Bright interior lighting provides clear visibility that helps you find food, ingredients, treats and more quickly.

Added on October 21, 2010


http://www.sears.com
g: 0 Posted By: MISTERCHEAP
Views: 501 Replies: 7 http://www.staples.com/HP-Pavilion-15-N028US-15-inch-Laptop/prod...



PRODUCT DETAILSProven performance has a new thin look!Bring peace of mind and style to your everday tasks. Whether you're sending an email, sharing photos, online banking, or listening to music, this reliable notebook - now with a thinner, lighter, design - delivers, day after day.

AMD A6 Quad Core Processor
6GB DDR3L SDRAM (2 DIMM)
750GB 5400RPM hard drive with HP ProtectSmart Hard Drive Protection
15.6-inch diagonal HD BrightView LED-backlit display (1366x768)
SuperMulti DVD burner
802.11b/g/n WLAN
Full-size island-style keyboard with numeric keypad
HP TrueVision HD Webcam
DTS Sound: Dynamic and subtle nuances provide rich sounds for a concert-like experience
Dimensions: 0.89 in (H) x 15.18 in (W) x 10.16 in (D) (5.05 lb)
Lithium ion battery; Up to 4 hours and 15 minutes of battery life
Windows 8
1 Year Limited Hardware Warranty with Toll-Free Support

Laptops Deals

Staples Coupons
g: -1 Posted By: MISTERCHEAP
Views: 235 Replies: 0 http://www.staples.com/HP-Pavilion-15-N028US-15-inch-Laptop/prod...



PRODUCT DETAILSProven performance has a new thin look!Bring peace of mind and style to your everday tasks. Whether you're sending an email, sharing photos, online banking, or listening to music, this reliable notebook - now with a thinner, lighter, design - delivers, day after day.

AMD A6 Quad Core Processor
6GB DDR3L SDRAM (2 DIMM)
750GB 5400RPM hard drive with HP ProtectSmart Hard Drive Protection
15.6-inch diagonal HD BrightView LED-backlit display (1366x768)
SuperMulti DVD burner
802.11b/g/n WLAN
Full-size island-style keyboard with numeric keypad
HP TrueVision HD Webcam
DTS Sound: Dynamic and subtle nuances provide rich sounds for a concert-like experience
Dimensions: 0.89 in (H) x 15.18 in (W) x 10.16 in (D) (5.05 lb)
Lithium ion battery; Up to 4 hours and 15 minutes of battery life
Windows 8
1 Year Limited Hardware Warranty with Toll-Free Support

Laptops Deals

Staples Coupons
Early Learning Melody Panda Electronic Learning Toy $10.42 @ Amazon.com
Added on : Wednesday April 02nd 2014 05:00:04 PM
g: 0 Posted By: afreind
Views: 3 Replies: 0 http://www.amazon.com/gp/product/B004JALCW2

List Price: $18.99
Price: $10.42



Talking unit with two play modes
Introduces children to instrument sounds
Bright, colorful light up buttons

Your child will love learning about instrument sounds with the fun and adorable melody panda. This lightweight, colorful design will keep your children smiling and learning at the same time. Put the panda into play mode one and let your child press any of the six colorful buttons to hear the instrument's sounds. Switch to play mode two and hear one of six children's melodies when each button is pressed. All the buttons flash. Melody panda also has a built-in auto shut-off. Requires two "AA" batteries.
Toys Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 42 Replies: 0 www.newegg.com/Product/Product.aspx?Item=9SIA2WZ14J7532
Headphones & Speakers Deals

Newegg Coupons
IRS 1040: Where to report payment by credit card?
Added on : Sunday March 30th 2014 12:00:06 PM
g: 0 Posted By: bandyopa
Views: 178 Replies: 3 Looks like I have to pay some tax to IRS. I am thinking to use a credit card to pay the tax. But I cannot find any information about how to report this in my 1040. If I pay by check, then I need to fill a form 1040-V. I cannot find any similar form for credit card payment. Simply put, what should I enclose with my 1040 as proof that I have paid my due tax by using credit card?

I know, this sounds a silly question, but I cannot find the answer anywhere. Am I missing something?

Thanks,
Tintin
Credit Deals
g: 0 Posted By: ShoppingChick
Views: 222 Replies: 0 Harmon Audio has the Harman Kardon Soundsticks III 2.1-Ch Speaker System (Refurbished)on sale for $99.99 with free shipping.

Four, 1" full-range transducers per channel powered by a 10-watt amplifier for room-filling sound
One, 6" low-frequency transducer powered by a 20-watt amplifier for outstanding bass performance

Headphones & Speakers Deals

Harman Kardon Coupons
Sony MDR-XB600 Headphones $50 @ Target BM
Added on : Wednesday March 26th 2014 06:00:06 PM
g: -1 Posted By: bulldingo
Views: 659 Replies: 0 Sony MDR-XB600 Headphones $50 @ Target B&M (Selling for retail online:http://www.target.com/p/sony-on-the-ear-headphones-extra-bass-black-gold-mdrxb600/-/A-14256404#prodSlot=large_1_20

Found these at my local SF bay area Target, 50% off. About 10 of these in stock, with the headphone glut in the market, I suspect these might go 75%. They're not terribly fashionable.

4 - 24 mhz range, although I don't know if we can even hear sounds that low.

Mixed reviews at Amazon:
http://www.amazon.com/Sony-MDR-XB600-Driver-Premium-Headphones/dp/B009A6CZYY

As always, for those of you who constantly whine about imperfect posts: man up or call mommy.


Headphones & Speakers Deals

Target Coupons
Sony MDR-XB600 Headphones $50 @ Target B&M
Added on : Wednesday March 26th 2014 10:00:02 AM
g: 0 Posted By: bulldingo
Views: 35 Replies: 0 Sony MDR-XB600 Headphones $50 @ Target B&M

Found these at my local SF bay area Target, 50% off. About 10 of these in stock, with the headphone glut in the market, I suspect these might go 75%. They're not terribly fashionable and probably wouldn't appeal to the ghetto market, like Dr Dre.

4 - 24 mhz range, although I don't know if we can even hear sounds that low.

Mixed reviews at Amazon:
http://www.amazon.com/Sony-MDR-XB600-Driver-Premium-Headphones/dp/B009A6CZYY

As always, for those of you who constantly whine about imperfect posts: man up or call mommy.
Headphones & Speakers Deals

Target Coupons
Graco SoundSelect Audio Monitor, 2L03 $14.32 @ Walmart
Added on : Sunday March 23rd 2014 05:00:04 AM
g: 0 Posted By: puggle
Views: 53 Replies: 0 Ships to store free
http://www.walmart.com/ip/Graco-SoundSelect-Audio-Monitor-2L03/2...
Pothole damage NJ - Anyone ever filed a claim for reimbursement
Added on : Thursday March 20th 2014 05:00:07 PM
g: 0 Posted By: newnorley
Views: 139 Replies: 4 My wife has hit a pothole on her way home from work and it sounds like she has done serious damage to the car. Apparently you can claim against the state for damage caused by potholes. .

http://newjersey.news12.com/news/pothole-damage-on-state-roads-m...

http://www.state.nj.us/transportation/commuter/potholeform.shtm

It is dark, late and a dangerous road where she hit the pothole so she has moved to quieter section so has no picture of the pothole..

Anyone ever filed one of these claims? Did it get approved?
Discussion Deals
Snark Ukulele Tuner - $8.95 + FS + Extra Points AC @ Rakuten
Added on : Wednesday March 19th 2014 04:00:07 PM
g: 0 Posted By: st4rdust
Views: 192 Replies: 0 ZorroSounds (via Rakuten) has the Snark Ukulele Tunerfor $8.95 with free shipping. Use promo code "SUPER15" at checkout to receive bonus super points.

With stay put clip, display rotates 360 degrees for easy viewing
Specially designed for ukuleles
High sensitivity vibration sensor and internal mic​

4.7/5 stars based on 408 reviews here from Amazon.
Music Deals

Rakuten.com Shopping (formerly Buy.com) Coupons
g: 8 Posted By: remick
Views: 1379 Replies: 1 Bring Home The Butterflies Vol. I: How to Attract More Monarchs to your Butterfly Garden...and Keep Them There!
http://www.amazon.com/Bring-Home-Butterflies-Vol-Butterfly-ebook...

5.0 out of 5 stars (18 customer reviews)

Even though monarch butterflies are more common than most others, they are rarely seen in many of our butterfly gardens. But what if you could have hundreds of monarchs fluttering through your yard each summer?... or even dozens at once? Then imagine these magical monarch butterflies staying around for hours on end entertaining you with a spectacular aerial display. If this sounds like a dream, it is! But it's a dream that can happen if you're willing to try some new strategies in your garden. In this book I'll reveal:
Uncommon species of Milkweed plants
Tried and true Native plants
Annual plants that drive monarchs wild
Learn how Container Gardening and Vertical Gardening can be implemented into your butterfly garden plan
A new way to Water
Easy Garden Care that can have a huge impact on your results
Raising Monarch Butterflies is a fun and educational activity that will get kids excited about monarchs while increasing butterfly traffic in your garden!
Helpful Garden Resources to create your best monarch butterfly garden
This book is based on one monarch butterfly gardener's experience, along with helpful information harvested from other butterfly gardeners across North America.
The tips offered inside are the rarely shared secrets that have brought more monarchs to our butterfly garden than I ever thought possible! Large, colorful photographs are included to illustrate the exciting possibilities for your Monarch Butterfly Garden.



Garden Magic In Your Backyard!
http://www.amazon.com/Garden-Magic-In-Your-Backyard-ebook/dp/B00...

5.0 out of 5 stars (6 customer reviews)

Americas top garden experts provide you, the reader, with dozens of solutions to problems in your garden.
The how-to information is easy to follow and is garden-tested. In addition, comments and descriptions help the gardener select the right plant for the right spot.
Recommendations of specific cultivars help assure putting Garden Magic in Your Own Backyard.
Written by David Soper, a 40 year garden writer, lecturer and a past board member of The Northwest Perennial Alliance and Seattle Rose Society.


13 Easy Culinary Herbs To Grow In Containers
http://www.amazon.com/Easy-Culinary-Herbs-Grow-Containers-ebook/...


Garden Design and Landscaping - The Beginner's Guide to Successfully Landscaping a Garden ('How to Plan a Garden' Series)
http://www.amazon.com/Garden-Design-Landscaping-Beginners-Succes...

In order to create a fantastic looking landscaped garden, you need to know about what's involved and how much it's likely to cost you.
It can feel quite daunting tackling a garden either on your own or hiring landscape professionals to help. You may not even know if you want to DIY or hire someone. So, this book will explain what each stage of the landscape process involves, from the landscape design concept to creation, so you can decide which bits you do yourself.
In this book, professional, international garden designer, Rachel Mathews, from Successful Garden Design, will share over twenty year's experience as a designer and landscaping contracts manager. She will give you the low down on how to spot the good landscape designers and landscape contractors from the bad ones.


How To Grow Carrots, Growing Carrots Made Easy
http://www.amazon.com/Grow-Carrots-Growing-Made-Easy-ebook/dp/B0...


How to Build A Greenhouse And How To Garden In It: Discover How To Easily Build Your Own Affordable Greenhouse & Learn Some Key Secrets on How To Garden In A Greenhouse
http://www.amazon.com/How-Build-Greenhouse-And-Garden-ebook/dp/B...


Backyard Chickens for Beginners: Getting the Best Chickens, Choosing Coops, Feeding and Care, and Beating City Chicken Laws
http://www.amazon.com/dp/B0084HOC50




Books & Magazines Deals
g: 0 Posted By: Logan71
Views: 189 Replies: 0 Details
Sig Sauer P229 Compact Pistol 357Sig Compact 3.9" Barrel Blackened Stainless Steel Slide 3-Dot Night Sights Lightweight Alloy Frame Double Action Only Rare Configuration with Hammer 1-12rd Hi-Capacity Factory Magazine New Unissued Police Trade

Less than $600 for a New Sig sounds attractive - Good luck!

Link
Guns & Ammo Deals
Mid 20s - Traditional vs Roth 401k
Added on : Monday March 17th 2014 03:00:08 PM
g: 1 Posted By: puffycloud
Views: 64 Replies: 1 I've read numerous comparisons about the two options, and most say you pretty much will come out ahead with a Roth 401k even if you invest the tax money from a Traditional 401k. I'm very good about saving and I can afford the maximum contribution amount my employer is allowing. I am wondering if there is something I did not take into consideration, though so far it sounds like I should put my entire contribution into Roth. Also, would there be any advantage to dividing contributions between the two?
Investing Deals
g: 1 Posted By: heyyl0w
Views: 137 Replies: 0 Target is offering the Star Wars Anakin to Vader Ultimate FX Lightsaberfor $9.99 with free in-store pickup only. Since this is location based, YMMV.

"Your child gets to relive Anakin's choices and choose his alliance between the good and dark forces with the Star Wars Anakin to Vader Ultimate FX lightsaber. With just a touch of the button, it lights up into red or blue. This Star Wars lightsaber also emits realistic sounds for added excitement. Ages 6 and up"

Positive reviews here from Amazon.
Electronics Deals

Target Coupons
Amazon: Star Wars - Lightsaber Toy $9.99 (reg. $39.99)
Added on : Monday March 17th 2014 07:00:03 AM
g: -2 Posted By: Deals4mykids
Views: 178 Replies: 2 http://www.amazon.com/Star-Wars-Anakin-Change-Lightsaber/dp/B00C...

Anakin to Darth Vader Color Change Lightsaber's blade changes from blue to red color
Fast or slow color change
Power-up and power-down sounds
Darth Vader breathing sounds
Motion sensor-controlled sound effects

Toys Deals

Amazon Coupons
g: 1 Posted By: remick
Views: 88 Replies: 0 Bring Home The Butterflies Vol. I: How to Attract More Monarchs to your Butterfly Garden...and Keep Them There!
http://www.amazon.com/Bring-Home-Butterflies-Vol-Butterfly-ebook...

5.0 out of 5 stars (18 customer reviews)

Even though monarch butterflies are more common than most others, they are rarely seen in many of our butterfly gardens. But what if you could have hundreds of monarchs fluttering through your yard each summer?... or even dozens at once? Then imagine these magical monarch butterflies staying around for hours on end entertaining you with a spectacular aerial display. If this sounds like a dream, it is! But it's a dream that can happen if you're willing to try some new strategies in your garden. In this book I'll reveal:
Uncommon species of Milkweed plants
Tried and true Native plants
Annual plants that drive monarchs wild
Learn how Container Gardening and Vertical Gardening can be implemented into your butterfly garden plan
A new way to Water
Easy Garden Care that can have a huge impact on your results
Raising Monarch Butterflies is a fun and educational activity that will get kids excited about monarchs while increasing butterfly traffic in your garden!
Helpful Garden Resources to create your best monarch butterfly garden
This book is based on one monarch butterfly gardener's experience, along with helpful information harvested from other butterfly gardeners across North America.
The tips offered inside are the rarely shared secrets that have brought more monarchs to our butterfly garden than I ever thought possible! Large, colorful photographs are included to illustrate the exciting possibilities for your Monarch Butterfly Garden.



Garden Magic In Your Backyard!
http://www.amazon.com/Garden-Magic-In-Your-Backyard-ebook/dp/B00...

5.0 out of 5 stars (6 customer reviews)

Americas top garden experts provide you, the reader, with dozens of solutions to problems in your garden.
The how-to information is easy to follow and is garden-tested. In addition, comments and descriptions help the gardener select the right plant for the right spot.
Recommendations of specific cultivars help assure putting Garden Magic in Your Own Backyard.
Written by David Soper, a 40 year garden writer, lecturer and a past board member of The Northwest Perennial Alliance and Seattle Rose Society.


13 Easy Culinary Herbs To Grow In Containers
http://www.amazon.com/Easy-Culinary-Herbs-Grow-Containers-ebook/...


Garden Design and Landscaping - The Beginner's Guide to Successfully Landscaping a Garden ('How to Plan a Garden' Series)
http://www.amazon.com/Garden-Design-Landscaping-Beginners-Succes...

In order to create a fantastic looking landscaped garden, you need to know about what's involved and how much it's likely to cost you.
It can feel quite daunting tackling a garden either on your own or hiring landscape professionals to help. You may not even know if you want to DIY or hire someone. So, this book will explain what each stage of the landscape process involves, from the landscape design concept to creation, so you can decide which bits you do yourself.
In this book, professional, international garden designer, Rachel Mathews, from Successful Garden Design, will share over twenty year's experience as a designer and landscaping contracts manager. She will give you the low down on how to spot the good landscape designers and landscape contractors from the bad ones.


How To Grow Carrots, Growing Carrots Made Easy
http://www.amazon.com/Grow-Carrots-Growing-Made-Easy-ebook/dp/B0...


How to Build A Greenhouse And How To Garden In It: Discover How To Easily Build Your Own Affordable Greenhouse & Learn Some Key Secrets on How To Garden In A Greenhouse
http://www.amazon.com/How-Build-Greenhouse-And-Garden-ebook/dp/B...





Books & Magazines Deals
g: 0 Posted By: jasclark
Views: 70 Replies: 0 http://www.woot.com/offers/samsung-1000w-5-1-3d-blu-ray-home-the...

Condition Refurbished

Smart Home Theater
Experience the next generation of our groundbreaking Smart Home Theater with full web browsing, cutting-edge TV Apps and much more to enhance the Home Theater experience.

3D Blu-ray
Whether you are viewing a premium-quality 2D picture or seeing incredible 3D depth, images are breathtakingly real in Samsung Full HD. Combine with a 3D TV and 3D active shutter glasses to view the latest Hollywood 3D titles (3D TV, Active glasses and content required; not included)

Smart Hub
Smart Hub provides a single location for all of your favorite smart content, giving you easy and instant access to apps, photos, videos, web browsers and much more. It's the simplest way to explore a world of entertainment.

Built-in Wi-Fi
With WiFi built right into the Home Theater, no additional equipment is needed to connect with an existing wireless router in your home network and start browsing the web, accessing Samsung Apps or other Smart Home Theater features.

Full Web Browser
Enjoy all the benefits of full web browsing right on the big screen. Easily stream your favorite movies and TV shows, download apps, shop online, browse the web, update your status on Facebook and Twitter, and more.

Crystal Amplifier Plus
Samsung Crystal Amplifier Plus filters sound sources twice to minimize distortion and produce clear audio that sounds exactly the way it was meant to be heard.

DTS neoFusion
DTS Neo Fusion combines Samsung 3D Sound Plus and DTS Neo Ultra to give a more effective vertical surround effect in 7.1 applications as well as a virtual 7.1 vertical effect in 5.1 application.

Smart Volume
Lets you set the product so the volume remains stable when a scene change occurs or when you change the channel. Also minimizes the change in volume that may occur when a commercial comes on.

Bluetooth
Enjoy wireless connectivity with Bluetooth and stream your favorite audio content
Home Theater & Audio Deals

woot! Coupons
Free Meditation and Relaxation Album MP3's at Amazon. Great Reviews!
Added on : Thursday March 06th 2014 11:00:05 AM
g: 0 Posted By: wonderwoman1978fl
Views: 250 Replies: 2 For that little "Zen" in all of us. Enjoy!

Candy Crushed Sampleby The Wildlife

Dream Music: For Sleep & Relaxation

Anael & Bradfield - 2012 Sampler

Nature Sounds Collection: Birds & Streams, Vol. 2 also Touch of an Angel, and Return to the Source

White Swan Records 20th Anniversary Digital Sampler

awiby Hernan Campos Yopan

Movies & Music Deals
Build A Bear Workshop $6.00 off any Stuffed Animal $12+ @ Livingsocial
Added on : Thursday March 06th 2014 09:00:08 AM
g: 0 Posted By: Trickracen
Views: 50 Replies: 0 Coupon via LivingsoccialBuild A Beardetails

Claim your free offer for $6 off a Make Your Own stuffed animal priced $12 or more
Choose from over 30 bears, bunnies, dogs and more to make
Give your furry friend a unique personality with outfits, accessories, scents, sounds and even a message you record!
Shop at over 400 stores worldwide or online at BuildABear.com

To enjoy, claim your offer and redeem in-store or online by March 31, 2014!


Toys Deals

LivingSocial Coupons
g: 2 Posted By: ArtieLange
Views: 124 Replies: 1 Pyle-Pro PDMIC58 Professional Moving Coil Dynamic Handheld Microphone $8.50 at Amazon

http://www.amazon.com/gp/product/B003GEBGA0/ref=s9_hps_bw_g267_i...



Professional Moving Coil Dynamic Handheld MicrophoneThe PDMIC58 is a professional moving coil dynamic handheld microphone. Translation: it makes your voice sound great, thanks the unidirectional element. The durable zinc alloy metal construction means this mic is great for everyday use. Sounds great in the studio or on the stage. Includes a 15 foot 5.5mm microphone cable.Perfect for On-Stage or Studio UseThis microphone gives you a robust sound with high gain before feedback thanks to its moving-coil dynamic element. Its also uni-directional so your microphone only picks up sounds that are directly in front it that way your audio is reproduced without interference from instruments or speakers on stage.XLR Input for Professional Quality SoundThe PDMIC58 features an XLR input, giving you the highest quality sound possible out of your vocal performances.Built to Handle Just About AnythingWith a durable zinc alloy metal construction and a steel mesh ball shaped grill, the PDMIC58 is built to last and can handle just about anything.
Electronics Deals

Amazon Coupons
g: 0 Posted By: DaysFan
Views: 118 Replies: 1 http://www.toysrus.com/product/index.jsp?productId=13157031&cp=2269725.10811240&parentPage=family

Home | Birth - 12 Months Fisher-Price Cruise & Groove Ballapalooza

By: Fisher-Price
|MFG Age: 6 months - 3 years

Read Product Description

$69.99
$39.98Product DescriptionAwards

Oppenheim Toy Portfolio Platinum Award


The Fisher-Price Cruise and Groove Ballapalooza comes with eight colorful balls. Full of great ramp play, it's perfect for all of baby's key physical milestones. The center tower has pulsating lights that encourage baby to move up and around. For a sitting baby they can drop the balls onto the lower ramps or bat at the paddle wheel. When baby's ready to crawl they can crawl through the gate, which spins all the way around. Or they can crawl through the other arch, activating break the bream, and be rewarded with lights and sounds. When baby is ready to stand and cruise they can put the balls into the top and they will shoot out and bounce off the trampoline and down and around the ramps.Features

Cruise and Groove Ballapalooza is a great grow-with-me toy that is sure to engage baby
Sitting baby can drop balls in the lower ramps or crawl through the gate or arch
Standing baby can drop balls in the top and watch them zoom down the ramps
Encourages physical development with fresh music and dancing lights
Top Pick: The Toy Insider Hot Infant and Toddler Toys for the 2012 Holidays

Additional InfoRWeb#: 804035SKU: E06F8DA5UPC/EAN/ISBN: 746775094997Manufacturer #: W9858Product Weight:14.2 poundsProduct Dimensions (in inches):28.6 x 15.8 x 8.7How to Get ItShipping Info:

This item can be shipped to the entire United States including Alaska, Hawaii, and all U.S. territories including Puerto Rico
This item can also be shipped to APO/FPO addresses and to P.O. Boxes in all 50 states
Due to shipping restrictions, Ship Charges will be separate from other items in your order
This item will ship by itself


Shipping Methods:

This item may be shipped via Standard Shipping, Expedited Shipping or Express Shipping
Please Note: Some addresses are eligible for Standard Shipping only (APO/FPO, P.O. Boxes, U.S. Territories and Puerto Rico)


Store Pickup(learn more):

This item is sold in our stores
Orders placed for Store Pickup will receive online pricing and promotions
In-stock status is approximate and may not reflect recent sales
Not all items are carried at all stores. Please click the "Select a store" link to check product availability

Packaging:This item may be shipped in the manufacturer's original packaging, which could reveal the contents of the box
Toys Deals
Real Estate: Selling current home and buying another?
Added on : Monday March 03rd 2014 09:00:08 AM
g: 0 Posted By: mailvips
Views: 38 Replies: 0 Here's our scenario:

We live in a decent townhome and are thinking about living in a single family house with yard etc in same area (South Bay in SFO Bay Area).
The houses which we like (went to couple of open houses) and the area where we want to live are pretty expensive (1.0 to 1.4m) and hence the dilemma.
The current home has a 400K mortgage at 3.5% 30 years fixed and
Zillow's Zestimate of it is about 1m.
We can do20-25% of down payment for the future home
Renting may not work as it will not be cash flow positive and hence the taxdepreciation will be passive loss and will not offset my active/portfolio income. Due to our income levels wecan not avail the 25K deduction either
Although we can afford the jumbo mortgage for a loan of 1m, we would generally like to keep that to a lower amount (sounds like oxymoron)
Other info:Our credit scores are >800 and I have a IT consulting business where both me and my wife are employed

So the questions are:

Am I missing any ways to keep the current home and its low rate and pay down more towards new one?
What would be the FW way to move to what we think (which is totally subjective evaluation) to a better home?
Also isthis a good time to do this move from a real estate market perspective where valuations are all time high in this area
How good are Zillow Zestimates?
How does one go about buying and selling at the same time?

Thanks




Personal Finance Deals
g: 13 Posted By: remick
Views: 1436 Replies: 2 http://www.amazon.com/dp/B007SC0LWK

4.6 out of 5 stars (120 customer reviews)

Revised Edition with TONS of new - easy to understand - useful training!

Portraits...Taking pictures of our friends and family - it's what we all want to master! Right?
However, when we think of doing "Portraits" the word alone is kind of scary! It sounds like it should be the province of professionals. We just want to do better pictures of our kids, our pets and our friends. Leave the "portraits" to the experts - right?
Wrong! YOU can get professional quality portraits too! It's easy! Once you know a few strategic portrait photography tips and techniques, your photos will almost instantly go from "That's nice," to "WOW - you did that?"
I've run a professional photo studio for over 20 years and here is a secret - getting top level quality portraits is easy, anyone can do it! Another thing I've learned is to teach YOU how YOU can do it!
Read through "Building A Portrait" (it's written in simple, easy to understand language with lots of example photos) and within an hour or so you will have so many "Ah Ha!" moments, you'll be giggling with glee. I know that sounds corny, but try it, you'll see what I mean.
Here's the thing - as a photographer whether you're a pro or an amateur with their first camera - it's your job to make your subjects look like a million bucks! In their portrait, they should look better than they've ever looked before! Now YOU can make that happen!

Here is the table of contents showing a bit of what is covered...

Introduction:
Review -
Neutral Density Filters
Graduated Filters
Backdrops
How To Build A Portrait:
Terminology And The Overall Shape Of The Photograph
Size Matters
Composition Tips:
Make Sure Your Photographs Tell A Story
Anti - Level Shoulders
Sit Up Straight
Use The "Rule Of Thirds" If It Makes Sense
Fill The Frame
Follow The Eyes
Who is the star
Focus On The Most Important Feature - The Eyes
Depth Of Field
Skin, Love It Or Leave It
Bare Skin Continued
Beauty:
Women Should Look Sexy And Pretty, Men Should Appear Powerful
The Symmetrical Face
Sexism In Portrait Photography
Here's A Really HARD Photo Tip
Problem Area Fixes:
Differently Sized Eyes
The Crooked Nose
Acne Scarred And Wrinkled Skin
Here's A Photo Tip That May Require Some Begging
Round and Chubby Faces
The Neck Wattle
Photography Clothing Tips
The "Photographic Ground Modification System"
Photo Exercises:
Additional Photo Training:

"Building A Portrait" starts at the very beginning with something as simple as deciding on what to call your photo's shape and goes all the way through advanced concepts. You are unlikely to ever find a more thorough grounding in portrait photography techniques!

Beauty - This section is a bit more esoteric! Just what is beauty? You can't effectively show beauty in your portraits if you don't know what it IS. In this section we will examine what makes us think one person is beautiful and another isn't. These concepts are hardwired in us - and people respond!
In the "Problem Area Fixes" section, we learn how to correct for physical flaws and make our subjects look like a million bucks! Just because someone has a crooked nose, one eye larger than another, and is covered by acne - it's no reason why YOU can't get a good portrait! In fact, you will look for challenges like this because they are fun!
You'll discover what to do to "fix" a crooked nose, skin problems, wrinkles, round chubby faces (oblong faces with high cheekbones are considered beautiful in most cultures) and so on.
Check out this course volume and your portraits will improve almost immediately. Your "models" will thank you. Unless your "model" is the family pet... They won't thank you - they don't care!
Question... Have you ever had someone look at a portrait you've done and actually been moved to tears of joy? You will after reading and employing the techniques you'll learn in "Building A Portrait!"
Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 135 Replies: 0 www.kmart.com/shc/s/p_10151_10104_004V004972698000P
Toys Deals

Kmart.com Coupons
g: 0 Posted By: rareairhead
Views: 145 Replies: 0 Not your everyday stun gun, but a serious TACTICAL stun gun (He says, while falling out of his chair from laughing. = ) No, I haven't tested it, so it may be a bit more serious than I'm envisioning. Received an e-mail from That Daily Deal this morning offering a Tactical Aluminum Rechargeable Stun Gun LED Flashlight. Disappearing quickly, so hurry. $17.99 delivered. And remember . . . this is not a toy.

Here's their description: This flashlight is constructed from aircraft aluminum and has a hidden feature that hopefully you'll never have to use, but should the need arise, you wouldn't want to be without! The super bright LED flashlight is activated by pressing the sliding switch forward to the middle position, sliding the switch forward one more position turns the stun gun's safety OFF and allows you to activate the high output stun gun by pressing the round button on the opposite side. Charging this device is simple with the included plug that attaches to the rear of the flashlight.


Product Details

Constructed from aircraft aluminum
Super bright LED flashlight
NOT A TOY- This powerful stun gun is for self protection and peace-of-mind
Built in rechargeable battery recharges with the included charger (plugs directly in to rear of flashlight)

There's a video available at their site also.

Looks like (no lanyard noted, but it has "POLICE" imprinted on the side. = ) and sounds similar to Mr. C's 11/19/13 post of High Power Stun Gun with Flashlight & Rechargeable Battery, Flashlight Shape $20ac.

Enjoy!
Tools Deals
g: 7 Posted By: remick
Views: 1129 Replies: 0 http://www.amazon.com/dp/B00H8K4WEU

4.5 out of 5 stars (22 customer reviews)

DISCOVER:: How to Make New Year's Resolutions That Actually Stick!

Tell me if this sounds familiar: "The Ball" is about to drop on New Year's Eve. 2014 promises a brand new year, full of potential and infinite possibilities. So you make a list of the ways that this year will be different. Then what happens? Usually by late January you've already given up on your goals and moved on to something else.

The question is:"Why do people fail with their New Year's resolutions?"

The problem stems from what you expect to happen over the next 12 months. Instead of trying to make a gradual change, it's easy to approach the New Year with an "all or nothing" mindset. You want things to happen, so you create a series of lofty goals that can't possibly be achieved in a short amount of time. And ultimately this leads to failure.

The Secret to a Successful New Year's Resolution?

Is there a "secret" to making 2014 the best year ever?

The answer is simple: Focus on one major goal (or a few) for the next year and then develop a series of habits that works towards achieving it. Instead of trying to change your entire life in January, the simpler strategy is to adopt a 12-month plan where you're making constant improvements. You'll still get to set fun goals for the next year, but with the following plan you'll succeed because you're simply focusing on making one positive change at a time.
Totally Free Deals
Black & Decker Toaster Oven $39.99 + in store Shipping @biglots.com
Added on : Thursday February 27th 2014 04:00:06 PM
g: 0 Posted By: jisab
Views: 185 Replies: 0 http://www.biglots.com/p/c/small-appliances/black-and-decker-toa...

Toast or bake without the fuss! This toaster oven fits easily on a countertop, with room inside to fit a 9" pizza or 6 slices of bread. Includes 4 different functions; keep warm, bake, broil, and toast.

60-minutes timer automatically shuts off the oven and sounds a signal bell when cooking is done
Removable crumb tray to make cleaning effortlessly convenient
Limited warranty
Appliance Deals
g: 1 Posted By: remick
Views: 197 Replies: 0 http://www.amazon.com/dp/B00H8K4WEU

4.5 out of 5 stars (22 customer reviews)

DISCOVER:: How to Make New Year's Resolutions That Actually Stick!

Tell me if this sounds familiar: "The Ball" is about to drop on New Year's Eve. 2014 promises a brand new year, full of potential and infinite possibilities. So you make a list of the ways that this year will be different. Then what happens? Usually by late January you've already given up on your goals and moved on to something else.

The question is:"Why do people fail with their New Year's resolutions?"

The problem stems from what you expect to happen over the next 12 months. Instead of trying to make a gradual change, it's easy to approach the New Year with an "all or nothing" mindset. You want things to happen, so you create a series of lofty goals that can't possibly be achieved in a short amount of time. And ultimately this leads to failure.

The Secret to a Successful New Year's Resolution?

Is there a "secret" to making 2014 the best year ever?

The answer is simple: Focus on one major goal (or a few) for the next year and then develop a series of habits that works towards achieving it. Instead of trying to change your entire life in January, the simpler strategy is to adopt a 12-month plan where you're making constant improvements. You'll still get to set fun goals for the next year, but with the following plan you'll succeed because you're simply focusing on making one positive change at a time.
Totally Free Deals
Free Kindle Book - Building A Portrait (On Target Photo Training)
Added on : Monday February 24th 2014 05:00:11 AM
g: 1 Posted By: remick
Views: 47 Replies: 0 http://www.amazon.com/dp/B007SC0LWK

4.6 out of 5 stars (120 customer reviews)

Revised Edition with TONS of new - easy to understand - useful training!

Portraits...Taking pictures of our friends and family - it's what we all want to master! Right?
However, when we think of doing "Portraits" the word alone is kind of scary! It sounds like it should be the province of professionals. We just want to do better pictures of our kids, our pets and our friends. Leave the "portraits" to the experts - right?
Wrong! YOU can get professional quality portraits too! It's easy! Once you know a few strategic portrait photography tips and techniques, your photos will almost instantly go from "That's nice," to "WOW - you did that?"
I've run a professional photo studio for over 20 years and here is a secret - getting top level quality portraits is easy, anyone can do it! Another thing I've learned is to teach YOU how YOU can do it!
Read through "Building A Portrait" (it's written in simple, easy to understand language with lots of example photos) and within an hour or so you will have so many "Ah Ha!" moments, you'll be giggling with glee. I know that sounds corny, but try it, you'll see what I mean.
Here's the thing - as a photographer whether you're a pro or an amateur with their first camera - it's your job to make your subjects look like a million bucks! In their portrait, they should look better than they've ever looked before! Now YOU can make that happen!

Here is the table of contents showing a bit of what is covered...

Introduction:
Review -
Neutral Density Filters
Graduated Filters
Backdrops
How To Build A Portrait:
Terminology And The Overall Shape Of The Photograph
Size Matters
Composition Tips:
Make Sure Your Photographs Tell A Story
Anti - Level Shoulders
Sit Up Straight
Use The "Rule Of Thirds" If It Makes Sense
Fill The Frame
Follow The Eyes
Who is the star
Focus On The Most Important Feature - The Eyes
Depth Of Field
Skin, Love It Or Leave It
Bare Skin Continued
Beauty:
Women Should Look Sexy And Pretty, Men Should Appear Powerful
The Symmetrical Face
Sexism In Portrait Photography
Here's A Really HARD Photo Tip
Problem Area Fixes:
Differently Sized Eyes
The Crooked Nose
Acne Scarred And Wrinkled Skin
Here's A Photo Tip That May Require Some Begging
Round and Chubby Faces
The Neck Wattle
Photography Clothing Tips
The "Photographic Ground Modification System"
Photo Exercises:
Additional Photo Training:

"Building A Portrait" starts at the very beginning with something as simple as deciding on what to call your photo's shape and goes all the way through advanced concepts. You are unlikely to ever find a more thorough grounding in portrait photography techniques!

Beauty - This section is a bit more esoteric! Just what is beauty? You can't effectively show beauty in your portraits if you don't know what it IS. In this section we will examine what makes us think one person is beautiful and another isn't. These concepts are hardwired in us - and people respond!
In the "Problem Area Fixes" section, we learn how to correct for physical flaws and make our subjects look like a million bucks! Just because someone has a crooked nose, one eye larger than another, and is covered by acne - it's no reason why YOU can't get a good portrait! In fact, you will look for challenges like this because they are fun!
You'll discover what to do to "fix" a crooked nose, skin problems, wrinkles, round chubby faces (oblong faces with high cheekbones are considered beautiful in most cultures) and so on.
Check out this course volume and your portraits will improve almost immediately. Your "models" will thank you. Unless your "model" is the family pet... They won't thank you - they don't care!
Question... Have you ever had someone look at a portrait you've done and actually been moved to tears of joy? You will after reading and employing the techniques you'll learn in "Building A Portrait!"
Totally Free Deals
VTech Switch & Go Dinos - Jagger The T-Rex Dinosaur $31.49 @ Amazon
Added on : Saturday February 22nd 2014 03:00:09 PM
g: 0 Posted By: NationSurf
Views: 180 Replies: 0 VTech Switch & Go Dinos - Jagger The T-Rex Dinosaur
List Price: $69.99
Price: $31.49

Jagger is 16" tall and the biggest of all the Switch & Go Dinos
Walks and responds to 20 voice commands
Motorized actions make Jagger walk, drive, launch the drill and more
Plays over 90 wild sounds and phrases
Includes a small t-rex that transforms into a bulldozer

Toys Deals

Amazon Coupons
Ex husband filed additional tax return
Added on : Friday February 21st 2014 07:00:10 AM
g: 0 Posted By: Table83
Views: 238 Replies: 10 I'm posting this question for a co-worker. I only got the short version. I can ask if more details are needed.

Divorce was finalized early Dec 2009 and was really messy. She is still trying to clean up credit cards that he opened jointlyaftertheydivorced and maxed out.

She got a notice that she owes the IRS around $4,500a week to two ago.

She filed her taxesfor2009as Individual. Husband filed asMarried filing joint. Shehas spoken toIRS to get this cleared up, but it sounds like they are dragging their feet. They did have her fill out something, but she wasn't sure what it was.
http://www.irs.gov/Individuals/Innocent-Spouse-Questions-&-Answers

What are the best steps that she needs to take to protect herself?
Is the IRS generally pretty good about clearing these things up?
What will happen to her Ex if the IRS does find that he is liable?
Tax Deals
g: 3 Posted By: ArtieLange
Views: 345 Replies: 3 Klipsch SW-311 Black Dual 10-inch 500 Watt Powered Subwoofer $499.99 at Amazon Sold by World Wide Stereoand Fulfilled by Amazon

http://www.amazon.com/Klipsch-SW-311-Black-10-inch-Subwoofer/dp/...

Fills any room with high-powered bass
Highly efficient design produces more output using less energy
Stylish, compact subwoofer looks as good as it sounds

Headphones & Speakers Deals

Amazon Coupons
Klipsch SW-311 Black Dual 10-inch 500 Watt Powered Subwoofer Amazon
Added on : Tuesday February 18th 2014 07:00:05 PM
g: 1 Posted By: ArtieLange
Views: 187 Replies: 0 Klipsch SW-311 Black Dual 10-inch 500 Watt Powered Subwoofer Amazon Sold by World Wide Stereo and Fulfilled by Amazon

http://www.amazon.com/Klipsch-SW-311-Black-10-inch-Subwoofer/dp/...

Fills any room with high-powered bass
Highly efficient design produces more output using less energy
Stylish, compact subwoofer looks as good as it sounds

Headphones & Speakers Deals

Amazon Coupons
g: 0 Posted By: NEDeals
Views: 83 Replies: 2 From the Trust Your Bank Department----

"Credit card issuer Capital One isn't shy about getting into customers' faces. The company recently sent a contract update to cardholders that makes clear it can drop by any time it pleases.The update specifies that "we may contact you in any manner we choose" and that such contacts can include calls, emails, texts, faxes or a "personal visit."

As if that weren't creepy enough, Cap One says these visits can be "at your home and at your place of employment."The police need a court order to pull off something like that. But Cap One says it has the right to get up close and personal anytime, anywhere.

Rick Rofman, 71, of Van Nuys received the contract update the other day. He was spooked by the visitation rights Cap One was claiming for itself."Even the Internal Revenue Service cannot visit you at home without an arrest warrant," Rofman observed.

...

Incredibly, Cap One's aggressiveness doesn't stop with personal visits. The company's contract update also includes this little road apple:"We may modify or suppress caller ID and similar services and identify ourselves on these services in any manner we choose."

...

Full Article at LA Times http://www.latimes.com/business/la-fi-lazarus-20140218,0,5011779...

Isn't spoofing caller id illegal? Sounds like a great FW opportunity right there. It's hard enough getting these guys on the phone when you need them and now they are offering to pay house visits....
Credit Deals
Rite Aid 2/23 - 3/1
Added on : Saturday February 15th 2014 01:00:04 AM
g: 0 Posted By: MrVietnam
Views: 84 Replies: 0 +UP deals 2/23-3/1

$3 +UP wyb Colgate Toothpaste @ $3.50, L2 tagged for B&E
Max and Sensitive 6oz
Optic White and Total Advance 4oz
Total 4.2oz or 2-IN-1 Toothpaste
.50/1 MQ in most Sunday papers

$2 +UP wyb Abreva 2 gm., L4

$2 +UP wyb Excedrin Migraine or Extra Strength @ $9.99, L4 tagged for B&E
I rec'd a cat today for $3/1 100ct or larger
Also had a home mailer - $4

$2 +UP wyb 2 Adult Advil 20-24ct or Thermacare 1ct @ 2 for $8.00, L4

$3 +UP wyb Prevacid 24 hour 28ct or Benefiber Powder 125 doses @ $19.99, L4

$2 +UP wyb Prilosec OTC 42ct @ $25.99, L2

$2 +UP wyb Zantac 24-30ct or Dulcolax Suppositories 8ct or Tablets 50ct @ $8.99, L4

$3 wyb $10, L2 tagged for B&E
@ 2/$6
Band-Aid Brand Bandages and Hurt Free Wash 6oz
choose from plastic, sheer, children's clear, Dryfit, flexible fabric, tough strips, sports, active, antibacterial or waterproof 10-80ct
Neosporin Kid Wound Cleanser 2.3oz
@ BOGO 50% Johnson & Johnson Red Cross Bandages and Tapes
@$5 Neosporin 0.5oz or Spray 0.26oz,Benadryl cream 1oz, spray 2oz or gel 4oz, Aveeno Cream 1oz or Lotion 4oz

$2 +UP wyb @ $8.99, L2
AMO Complete 12oz
Blink Tears 15ml
RevitaLens 10oz
Blink Contacts 10ml

$10 +UP wyb Hydroxycut, L1
Assorted formulas 21-72 ct
Excludes Max and Hardcore

$5 +UP wyb $10 Sally Hansen Nail Enamel @BOGO50%, L2 tagged for B&E
Regular retail $2.99-$9.99

$2 +UP wyb 2 of these items @ 2/$7
Dove or Caress Body Wash 12oz-13.5oz or bath bars 2 pack
Dove Hair Care 12oz
Styling Aids 7oz
Dove or Degree Invisible Solids 2.6oz - 2.7oz
Body Mist 3oz or Aerosol 6oz

$5 +UP wyb $20 of these items, L2 tagged for B&E
Cosmetic Bags and Wallets

$3+UP wyb $0 of these items John Frieda Full Repair, Sheer Blonde, Brilliant Brunette, Luxurious Volume, Frizz Ease hair care or Foam Hair Color. (excludes trial size), L3 tagged for B&E
Sounds like Redheads are SOL

$5 +UP wyb $12 of these items TRESemme' shampoo, conditioner or Stylers [exc trial size, Clear Scalp and Hair Therapy Shampoo or Conditioner 12.7 - 12.9oz, L2

$7 +UP wyb 2 of these items, CHI, Rusk, Sebastian, Tigi Bedhead or Catwalk Hair Care, L2

$1 +UP wyb Revlon Colorsilk Buttercream Hair Color @ $4.99, L2

$2 +UP wyb 2 Revlon Silk Hair Color [excludes Buttercream] @ 2/$6, L3

$3 +UP wyb 2 of the following items @ 2/$8, L2 not tagged for B&E, but think it counts
Speed Stick Gear Antiperspirant/Deodorant or Body Spray, Irish Spring Gear Body Wash 15oz or Bar Soap 6 pack

$5 +UP wyb MuscleTech Sports Nutrition Powders @ BOGO 50%, L2

$3 +UP wyb Colgate Optic White Toothbrush @ $15.99, L2
Mentions $3/1 MQ in most Sunday Papers

$2 +UP wyb Colgate 360 Manual Toothbrush 1 ct @$2.99, L2 tagged for B&E
excludes Total Advanced, Sensitive ProRelief and Optic White

$2 +UP wyb Pampers Diapers or Easy Ups Jumbo Pack @ $8.99, L2

$3 +UP wyb $10 of these items, L2 tagged for B&E
Says YOU PAY with Wellness Card 20% Regular Retail - doesn't mention you have to be gold
Your choice - Any Crest, Oral-B, Fixodent or Glide Multipak Oral Care Product

$1 +UP wyb Depend Value Pack Underwear 26-32ct or Poise Max Protection Long Pad 64ct @ $19.99, L2

$1 +UP wyb 2 of the following: Gillette or Old Spice Body Wash, Bar Soap or Shave Prep @ 2/$7, L2

$1 +UP wyb 1 Always Pads Infinity 28-32ct, Ultra Thin Jumbo Pack 38-48ct, Pantiliners 162ct or Tampax Pearl Tampons 36-40ct @ $6.99, L2

$5 +UP wyb Rephresh and Replens Vagina Moisterizers @ $15.99, L2
Excludes ProB Probiotic 30ct and Pre Seed Lubricant

$1 +UP wyb 2 Finish Automatic Dishwasher Detergent 20ct @ 2/$7, L2 tagged for B&E

$1 +UP wyb 2 Ziploc Smart Zip Slider Food Storage Bags @ 2/$5, L2

$3 +UP wyb Gravity DVD [release 2/25], Enders Game DVD or Thor 2 [release 2/25] @ $19.99, L3

$3 +Up wyb 2 Duracell Batteries @2/$13, L2
Coppertop Batteries
AA or AAA 8 pack
C or D 4 pack
9 Volt 2 pack
Quantum Batteries
AA or AAA 6 pack
Hearing Aid Batteries - 8 pack

$1 +UP wyb 3 Easter Peeps 10-12ct or Sugar Free 3ct @ 3/$3, L4

$1 +Up wyb 2 Haagen-Daz Ice Cream, 14oz @ 2/$7, L3

$1 +UP wyb 2 Celestial Seasonings Tea 18-20ct, @ 2/$5, L3

$5 +UP wyb $25 of Neutrogena BOGO50%, L2
Face or Body Care, Sun Care, Men's Skin Care or Hair Care

$1 +UP wyb 2 of the following @ 2/$3, L2
Nabisco, Sunshine, Keebler Convenience Packs 3.5-6oz
Pringles 5.68oz-5.96oz
Combos 6.3 oz
Grocery Deals
g: 0 Posted By: remick
Views: 24 Replies: 0 http://www.amazon.com/Glimpses-Heaven-Stories-Peace-Journey-eboo...

4.4 out of 5 stars (154 customer reviews)

Trudy Harris began her career with Hospice in 1981, eventually becoming the president of the Hospice Foundation for Caring. This collection of more than forty true stories of Harris's patients offers readers an incredible glimpse at what lies beyond and what the living can learn from the dying. Her patients have described to her visions of angels and loved ones who have gone on before, the sounds of ethereal music, colors that did not exist on earth. She has been with hundreds of patients as they took their last breaths and knows the kinds of questions that both the dying and the loved ones they are leaving behind ask.
What do you say to a loved one who is dying?
What happens when we die?
How can you make a dying friend feel safe?
Does a dying person really see angels, hear music, or see friends and family members who have already died?
Tender, heartbreaking, and eye-opening, Glimpses of Heaven offers a window into the world beyond and life after death.
Books Deals

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g: -1 Posted By: ArtieLange
Views: 102 Replies: 0 Graco Sprout 'n Grow 2-in-1 Swing and Bouncer Collection - Sweet Pea $102.18 shipped at Target

http://www.target.com/p/graco-sprout-n-grow-2-in-1-swing-and-bou...

Features: Converts to a Floor Bouncer, Timer / Automatic Shut-Off, 3-position Recline, Swing Motion, Infant Head Support, 2 Vibration Levels, Nature Sounds, Overhead Toy Bar
Includes: Snack Tray, Plush Toy, Detachable Toy Bar
Power Source: Battery-Powered
Safety and Security Features: 5-Point Harness
Certifications: JPMA Certified
Care and Cleaning: Machine Wash, Wipe Clean With Soap and Water
Minimum Weight Supported: 5.5 Lb.
Maximum Weight Capacity: 25.0 Lb.
Manufacturer's Suggested Age: 1 Month and Up
Material: Plastic, Metal
Dimensions: 41.0 " H x 27.0 " W x 35.5 " D
Collapsed Dimensions: 27.0 " W
Weight: 20.0 Lb.
Warranty Description: 1 Year Limited Manufacturer Warranty
Battery Required, not included: 3 D
Assembly Details: adult assembly required

Baby Deals

Target Coupons
g: 1 Posted By: remick
Views: 107 Replies: 0 http://www.amazon.com/How-Save-Money-21-Day-Challenge-ebook/dp/B...

4.2 out of 5 stars (77 customer reviews)

After getting laid off I had to wade through all the frugal tips like "reuse twist ties" and "turn off the lights when you leave a room" to find the ones that really delivered.

Sure you can save a few pennies by turning off the lights around the house, but I needed to make bigger money-saving moves. I didn't need to save a few pennies, I needed to save many hundreds of dollars each month.

That is what this challenge is all about: taking 21 days to make some drastic, but realistic, changes in order to save at least $500 each month.

If you are anything like I was, you probably have more bills and payments due each month than you have money coming in. You have undoubtedly read other money-saving tips in the past, but just felt like none of them would yield much result. You also probably don't have the time to read through a bunch of fluff, but just want to get to the point! If this sounds like you, then you are who this book was written for!

And while this challenge is not intended to solve all your financial problems, it will definitely help you save money!

The book is broken out into 21 short chapters, each with a realistic money-saving suggestion that will help your reach your $500/m goal. To succeed with the challenge you will need to take the chapters day-by-day and not just fly through the whole book in one sitting. Those who read a chapter a day and take action each day will be rewarded with much better success.
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g: 0 Posted By: wtjc
Views: 146 Replies: 0 Kingsoft Office Suite Professional 2013 is a collection of three applications that will serve your document, spreadsheet, and presentation needs, with compatibility with Microsoft Office. One of the better alternatives to Microsoft Office -Today Only

Here (after filling out brief survey) or to skip survey - go directly to Facebook at the following: Link(directly to Facebook)

This is a 1 year lic only for the Pro version. After your year is up you can get the free version Hereif you wish

Kingsoft Office Suite Professional 2013 is a collection of three applications that will serve your document, spreadsheet, and presentation needs, with compatibility with Microsoft Office
First, theres Writer, a dependable and speedy word processing application that can read DOC and DOCX files. You can take advantage of paragraph adjustment tools, cover page settings, tables, and other familiar elements to create stunning documents that will leave people wondering just how you did it!

Next theres Spreadsheets. Featuring super data analysis capabilities and a high level of compatibility with Microsoft Excel, Spreadsheets features a calculator, graphing abilities, and a multitude of other tools. Like your formulas? Spreadsheets supports more than 100 of the most commonly used formulas. Throw in online templates for different purposes, and the ability to save spreadsheet slides as PDF files, and youll love this application!

Lastly, theres Presentation. Capture your audiences attention with Flash animation, sounds, and artistic backgrounds, along with a bunch of templates that let you get started quickly and easily. And just like Spreadsheets, youll be able to print out your slides as PDF files!

Software Deals
Free Kindle ebook "314" by A.R. Wise (4-stars)
Added on : Monday February 10th 2014 10:00:14 AM
g: 0 Posted By: MrBFD
Views: 96 Replies: 0 Sounds creepY! Grab it while its free:http://www.amazon.com/dp/B00AST1XJU/

Totally Free Deals
g: 0 Posted By: ArtieLange
Views: 35 Replies: 0 Killer Concepts Rocksteady Portable Bluetooth Speaker (XS V1.5) - Matte Black $49.99 shipped Amazon

http://www.amazon.com/Killer-Concepts-Rocksteady-Portable-Blueto...





Loud and Clear - The developers if the Rock steady XS listened to customers who wanted a portable Bluetooth speaker that was loud enough to handle almost any situation, yet clear enough to play distortion free at higher volumes
Lithium Ion Battery - The Rock steady XS uses a high quality Lithium Ion battery, giving you over 10 hours of continuous play
USB Port for MP3 Playback or Device Charging With the USB port - You can either connect a USB thumb-drive to play MP3 files or connect the supplied micro-USB charging cable to charge your device external device
Built-In Speakerphone With a High Quality Built in Microphone - You can now use your Rock steady XS as a portable speakerphone
Loud and Clear The developers if the Rocksteady XS listened to customers who wanted a portable Bluetooth speaker that was loud enough to handle almost any situation, yet clear enough to play distortion free at higher volumes.^Lithium Ion Battery The Rocksteady XS uses a high quality Lithium Ion battery, giving you over 10 hours of continuous play.^USB Port for MP3 Playback or Device Charging With the USB port, you can either connect a USB thumb-drive to play MP3 files or connect the supplied micro-USB charging cable to charge your device external device.^Built in Speakerphone With a high quality built in microphone, you can now use your Rocksteady XS as a portable speakerphone.^Crank Up your Computer or Laptop.The Rocksteady XS is loud enough to blast sounds from your favorite tunes or movies on your computer or laptop.
Crank Up your Computer or Laptop - The Rock steady XS is loud enough to blast sounds from your favorite tunes or movies on your computer or laptop

Headphones & Speakers Deals

Amazon Coupons
g: 0 Posted By: DaysFan
Views: 112 Replies: 1 Valid from February 02 - February 08
linked
http://www.toysrus.com
50% OFF FISHER-PRICE Rainforest Melodies & Lights Deluxe GymReg. $69.99Sale $34.99RED HOT DEALSKU: 575221

http://akimages.shoplocal.com/dyn_li/400.0.90.0/Retailers/ToysRUs/140202_pTRU1-2996536dt.jpgLimit 2 offers per customer. Red Hot Deal items cannot be combined with any other offer, except gift with purchase offers.shoprunnerEligible for FREE 2-Day Shipping

Free Standard Shipping on ANY purchase of $49 or more

The Fisher-Price Rainforest Melodies and Lights Deluxe Gym is a delightful gym with music, lights, nature sounds and plenty of activities and textures to stimulate your growing baby. The activity gyms comfy floor quilt has a soft, silky border and colorful arches supported by a friendly giraffe. A variety of links lets you attach toys up above or down below. Rainforest friends are everywhere your baby looks. Theres a soft monkey, a jingly toucan, an elephant and a parrot with a spinning paddle. Movable and stationary activity toys encourage your baby to explore the overhead gym or enjoy some tummy-time play. Your baby can also enjoy a spinner with rattling beads, spinning butterflies, a shiny mirror and a crinkly leaf for peek-a-boo fun. You can choose four fun tunes or rainforest sounds to play for your baby for up to 20 minutes.


The magical world of the rainforest comes to life with music, lights, nature sounds, and lots of activities and textures to stimulate your growing baby with the Rainforest Melodies & Lights Deluxe Gym from Fisher-Price! The comfy floor quilt has a soft silky border and colorful arches supported by a friendly giraffe. A variety of links let you attach toys up above or down below. Rainforest friends are everywhere-a soft monkey, jingly toucan, elephant and parrot with spinning paddle. Movable and stationary toys encourage exploration on the overhead gym or for tummy-time play. Baby can also enjoy a spinner with rattling beads, spinning butterflies, a shiny mirror and a crinkly leaf for peek-a-boo fun. Choose four fun tunes or rainforest sounds to play for up to 20 minutes. Quilted playmat: machine wash cold in a pillow case, line dry. Adult assembly required. Dimensions: 32.5"L x 32.5"W x 20"H. Weight: 4.5 lbs.

Since 1930, Fisher-Price has been in business to create toys that fascinate and stimulate a child's imagination. The whimsical nature and magical surprises of those first Fisher-Price toys quickly caught on and became the hallmarks of Fisher-Price ever since. Fisher-Price supports today's families with young children through our breadth of products that includes GeoTrax, Imaginext, Little People, Laugh and Learn, Thomas the Tank, Thomas and Friends, Elmo, Dora the Explorer, Go Diego Go, Sesame Street, Smart Cycle, Ni Hao Kai-Lan, Toy Story and other learning toys and pretend play items.
Legal Statements: WARNING: Adult supervision required


Toys Deals
2 pack folding 3 ft tables from Walmart and FS
Added on : Friday January 31st 2014 10:00:06 PM
g: 0 Posted By: lorymills1
Views: 1617 Replies: 3 Update: going to cancel order or return.
Target has a 6ft for $35 last I checked - but no free ship

This sounds like a great deal..... almost too great.
A 2 pack of folding tables from WalMart for $49. Add a filler item for a dollar and shipping is free.
Tables are large40.00"L x 20.00"W x 17.71" - 28.00"H
And they come in multiple colors - not just black, grey and white.
Hoping they are sturdy but for the price I'm willing to try.

http://www.walmart.com/ip/Mainstays-Adjustable-Folding-Tailgatin...
Home & Garden Deals

Walmart Coupons
2 pack folding table from Walmart and FS
Added on : Friday January 31st 2014 11:00:08 AM
g: 0 Posted By: lorymills1
Views: 227 Replies: 0 This sounds like a great deal..... almost too great.
A 2 pack of folding tables from WalMart for $49. Add a filler item for a dollar and shipping is free.
Tables are large70.00"L x 40.00"W x 17.71" - 28.00"H
And they come in multiple colors - not just black, grey and white.
Hoping they are sturdy but for the price I'm willing to try.

http://www.walmart.com/ip/Mainstays-Adjustable-Folding-Tailgatin...
Home & Garden Deals

Walmart Coupons
g: 0 Posted By: jessicadabears
Views: 106 Replies: 0 Vizio 2.0 Home Theater Refurbished Soundbar (SB4020E-B0C)-$39.99 with $10.00 Rebate& $30.00 off promo code ROS113947 + $6 Shipping at Tiger Direct.
Note that his product is Refurbished.

1-month parts & labor warranty
Powerful audio performance
Delivers deep thundering sounds
Convenient remote; allows easy access for music entertainment

Home Theater & Audio Deals

Tiger Direct Coupons
up to 5 MP3 Albums at $0.99 each limited selection Google Playstore
Added on : Wednesday January 29th 2014 06:00:07 AM
g: 0 Posted By: freakinout
Views: 231 Replies: 1 Check your email, sounds like it's targeted linkto deal$0.99

Essential AlbumsSelect an album below and click the regular price to buy for $0.99. You can purchase up to five total titles from the collection at the discounted price.Get started with Google Play Music with fantastic deals from our editors. When you're ready to start listening, all of your new purchases will be available across all your devices automatically. Albums must be purchased one at a time. Promotion only open to users who receive the related email offer from Google Play. Users must be logged in to Play with the account at which they received the email offer. Promotion is non-transferable. This offer expires at 11:59pm PST Thursday, January 30, 2014
Music Deals
g: 9 Posted By: heyyl0w
Views: 857 Replies: 10 Amazon has Monty Python & the Holy Grail (Blu-Ray + UltraViolet Digital Copy)for $6.98. Ships free with Prime or orders of $35.

Also available @ Best Buyfor $4.99 with free in-store pickup. - Thanks DovleK!!

This movie is one of the best things to have ever existed. The reviews are positive for a reason. 97% fresh at RottenTomatoes.

"From its opening multi-language titles (that sure looks like Swedish) to the closing arrest of the entire Dark Ages cast by modern-day bobbies, Monty Python and the Holy Grail helped to define "irreverence" and became an instant cult classic. This time the Pythonites savage the legend of King Arthur, juxtaposing some excellently selected exterior locations with an unending stream of anachronistic one-liners, non sequiturs, and slapstick set pieces. The Knights of the Round Table set off in search of the Holy Grail on foot, as their lackeys make clippety-clop sounds with coconut shells. A plague-ridden community, ringing with the cry of "bring out your dead," offers its hale and hearty citizens to the body piles. A wedding of convenience is attacked by Arthur's minions while the pasty-faced groom continually attempts to burst into song. The good guys are nearly thwarted by the dreaded, tree-shaped "Knights Who Say Ni!" A feisty enemy warrior, bloodily shorn of his arms and legs in the thick of battle, threatens to bite off his opponent's kneecap. A French military officer shouts such taunts as "I fart in your general direction" and "I wave my private parts at your aunties." Rabbits are a particular obsession of the writers this time around, ranging from the huge Trojan Rabbit to the "killer bunny" that decapitates one of the knights. Graham Chapman, John Cleese, Terry Gilliam, Eric Idle, Terry Jones, and Michael Palin collaborated on the script and assumed most of the onscreen roles, while Gilliam and Jones served as co-directors. ~ Hal Erickson, Rovi"
Blu Ray Deals

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g: 4 Posted By: heyyl0w
Views: 280 Replies: 0 Amazon has Monty Python & the Holy Grail (Blu-Ray + UltraViolet Digital Copy)for $6.98. Ships free with Prime or orders of $35.

This movie is one of the best things to have ever existed. The reviews are positive for a reason. 97% fresh at RottenTomatoes.

"From its opening multi-language titles (that sure looks like Swedish) to the closing arrest of the entire Dark Ages cast by modern-day bobbies, Monty Python and the Holy Grail helped to define "irreverence" and became an instant cult classic. This time the Pythonites savage the legend of King Arthur, juxtaposing some excellently selected exterior locations with an unending stream of anachronistic one-liners, non sequiturs, and slapstick set pieces. The Knights of the Round Table set off in search of the Holy Grail on foot, as their lackeys make clippety-clop sounds with coconut shells. A plague-ridden community, ringing with the cry of "bring out your dead," offers its hale and hearty citizens to the body piles. A wedding of convenience is attacked by Arthur's minions while the pasty-faced groom continually attempts to burst into song. The good guys are nearly thwarted by the dreaded, tree-shaped "Knights Who Say Ni!" A feisty enemy warrior, bloodily shorn of his arms and legs in the thick of battle, threatens to bite off his opponent's kneecap. A French military officer shouts such taunts as "I fart in your general direction" and "I wave my private parts at your aunties." Rabbits are a particular obsession of the writers this time around, ranging from the huge Trojan Rabbit to the "killer bunny" that decapitates one of the knights. Graham Chapman, John Cleese, Terry Gilliam, Eric Idle, Terry Jones, and Michael Palin collaborated on the script and assumed most of the onscreen roles, while Gilliam and Jones served as co-directors. ~ Hal Erickson, Rovi"
Blu Ray Deals

Amazon Coupons
Going with online lender vs local lender, what am I missing??
Added on : Monday January 27th 2014 08:00:11 AM
g: 0 Posted By: Charles1
Views: 90 Replies: 1 We are buying our first home and picking the right loan is becoming very frustrating. We plan on moving again in 6-10 years (when our then children are of school age) and we would like to save $$ on interest right now.
Our lowest middle credit score is 692.

We were quoted 3.625% for the 7/1 ARM by both lenders. Buyer pays PMI, monthly, and those numbers are within $10 of each other.

We have a quote from a local lender who is affiliated with our buyer's agent:
Origination fee $700
Appraisal $450
Title insurance - lender coverage - $275
Title insurance (seller pays) owner's coverage $850
Closing/Escrow/ Settlement $325
Recording fee $100

I called a company similar to AIMLoan (US Wide Financial) and they told me they do not charge any origination fee. Their interest rate and monthly payment breakdown are identical (+/-$20) as the local lender. I told them our credit info, house price, etc and he said they can do all the paperwork now and lock it in, sounds like the same deal but $700 cheaper.

Am I missing something? Our buyer's agent told us most realtors "frown" on internet lenders like AIM Loan especially when they are used for pre approval letters.

Personal Finance Deals
Avanti Toys Bluetooth Multifunction Plush Toys - 25% off at Amazon
Added on : Sunday January 26th 2014 08:00:06 PM
g: 0 Posted By: zerodeal
Views: 900 Replies: 1 Just came across these toys at Amazon. Interesting idea and I guess adults also can use these toys like bluetooth speaker phone and music players. Its 25% off now with good reviews. I checked their site www.avantitoys.comand there are more features listed there.

Amazon description of the Elephant Plush Toy -

Connect to Smart phone,Tablet or any Bluetooth Enabled Device: Kumki pairs and connects to your iPhone, iPad, Android, Win8, MP3 Player, Tablet, Laptop, Smart phone or any Bluetooth enabled device.
Music Mate, Hours of Story time and Play Personalized Voices: Kumki plays songs, lullabies, audio storybooks and your baby's favorite music. Record songs or stories in your own voice and Kumki will play it back to your baby making it more personalized, which would meaningfully engage and keep your baby entertained for hours. Teach your baby essential sounds, making the learning process fun and engaging.
Baby Connect and Hands Free Phone: Talk to your baby or loved ones using Kumki. Kumki comes with a built-in Speaker and Microphone. Acts as a hands free phone when paired with a smart phone. Sing a song, tell a good night story and talk to your baby by calling a phone paired with Kumki. Kumki gives you the freedom to stay in touch with your loved ones from office, car or when you are away from home.
Wireless Speaker: Use Kumki as a wireless portable speaker. Pair it with your music player and start enjoying crystal clear sound both indoors and outdoors.
USB Charging and Extended Battery Life: Kumki has a built-in Lithium Ion battery and is chargeable through USB. It gives an extended battery life and amazing standby time when fully charged.



http://www.amazon.com/Avanti-Toys-Bunga-Bluetooth-Monkey/dp/B00E...
http://www.amazon.com/Avanti-Toys-Kumki-Bluetooth-Elephant/dp/B0...


Toys Deals

Amazon Coupons
g: 0 Posted By: zerodeal
Views: 524 Replies: 1 Just came across these toys at Amazon. Interesting idea and I guess adults also can use these toys like bluetooth speaker phone and music players. Its 25% off now with good reviews. I checked their site www.avantitoys.comand there are more features listed there.

Amazon description of the Elephant Plush Toy -

Connect to Smart phone,Tablet or any Bluetooth Enabled Device: Kumki pairs and connects to your iPhone, iPad, Android, Win8, MP3 Player, Tablet, Laptop, Smart phone or any Bluetooth enabled device.
Music Mate, Hours of Story time and Play Personalized Voices: Kumki plays songs, lullabies, audio storybooks and your baby's favorite music. Record songs or stories in your own voice and Kumki will play it back to your baby making it more personalized, which would meaningfully engage and keep your baby entertained for hours. Teach your baby essential sounds, making the learning process fun and engaging.
Baby Connect and Hands Free Phone: Talk to your baby or loved ones using Kumki. Kumki comes with a built-in Speaker and Microphone. Acts as a hands free phone when paired with a smart phone. Sing a song, tell a good night story and talk to your baby by calling a phone paired with Kumki. Kumki gives you the freedom to stay in touch with your loved ones from office, car or when you are away from home.
Wireless Speaker: Use Kumki as a wireless portable speaker. Pair it with your music player and start enjoying crystal clear sound both indoors and outdoors.
USB Charging and Extended Battery Life: Kumki has a built-in Lithium Ion battery and is chargeable through USB. It gives an extended battery life and amazing standby time when fully charged.



http://www.amazon.com/Avanti-Toys-Bunga-Bluetooth-Monkey/dp/B00E...
http://www.amazon.com/Avanti-Toys-Kumki-Bluetooth-Elephant/dp/B0...


Toys Deals

Amazon Coupons
Avanti Toys Bluetooth Multifunction Plush Toys 25% off at Amazon
Added on : Sunday January 26th 2014 09:00:07 AM
g: 0 Posted By: zerodeal
Views: 59 Replies: 0 Just came across these toys at Amazon. Interesting idea and I guess adults also can use these toys like bluetooth speaker phone and music players. Its 25% off now with good reviews. I checked their site www.avantitoys.com and there are more features listed there.

Amazon description of the Elephant Plush Toy -

Connect to Smart phone,Tablet or any Bluetooth Enabled Device: Kumki pairs and connects to your iPhone, iPad, Android, Win8, MP3 Player, Tablet, Laptop, Smart phone or any Bluetooth enabled device.
Music Mate, Hours of Story time and Play Personalized Voices: Kumki plays songs, lullabies, audio storybooks and your baby's favorite music. Record songs or stories in your own voice and Kumki will play it back to your baby making it more personalized, which would meaningfully engage and keep your baby entertained for hours. Teach your baby essential sounds, making the learning process fun and engaging.
Baby Connect and Hands Free Phone: Talk to your baby or loved ones using Kumki. Kumki comes with a built-in Speaker and Microphone. Acts as a hands free phone when paired with a smart phone. Sing a song, tell a good night story and talk to your baby by calling a phone paired with Kumki. Kumki gives you the freedom to stay in touch with your loved ones from office, car or when you are away from home.
Wireless Speaker: Use Kumki as a wireless portable speaker. Pair it with your music player and start enjoying crystal clear sound both indoors and outdoors.
USB Charging and Extended Battery Life: Kumki has a built-in Lithium Ion battery and is chargeable through USB. It gives an extended battery life and amazing standby time when fully charged.



http://www.amazon.com/Avanti-Toys-Bunga-Bluetooth-Monkey/dp/B00E...
http://www.amazon.com/Avanti-Toys-Kumki-Bluetooth-Elephant/dp/B0...


Toys Deals

Amazon Coupons
Student Loan Repayment Question
Added on : Sunday January 26th 2014 05:00:07 AM
g: 0 Posted By: scott3084
Views: 138 Replies: 2 My wife currently has around $60k in student loan debt, with 1/3 being subsidized and 2/3 unsubsidized, both loans are at 6.5% and currently accruing interest. We have an aggressive payoff schedule, paying around $3100 a month. My wife currently started another graduate program (she's going for free) at 6 hours a semester. We can now qualify to put the subsidized portion of the loans back in limbo so that they no longer accrue interest while she's back in school. This sounds good, but we want to continue throwing the $3100 at the unsubsidized loan. Does anyone know if the gov't allows this? I know we're allowed to at least pay off the interest on the unsubsidized loan, but I can't seem to get a straight answer on paying off principal.
Personal Finance Deals
Nook Book Free Friday's - Dover Beach by Richard Boker @ B&N.com
Added on : Friday January 24th 2014 04:00:14 AM
g: 1 Posted By: canavja
Views: 180 Replies: 1 Free today only -
http://www.barnesandnoble.com/w/dover-beach-richard-bowker/1000583527?ean=9781614173700

Overview - In an America broken by a "limited" nuclear war, no one has use for would-be private eye Wally Sands. No one except for Dr. Charles Winfield, an eccentric scientist who believes he was cloned from a prominent biochemist as part of a top-secret project undertaken before the war.

Sands sets out to find Winfield's mysterious progenitor, but finds himself on the trail of a killer instead.

Now, in far-away, fabled England, Sands must uncover the facts about the case that has brought him to his promised land, and at the same time confront the unsettling truth about his world, his life, and his loyalties.


Only one review - 5 out of 5 stars
Sounds interesting.

Totally Free Deals
Citibank $500 bonus
Added on : Tuesday January 21st 2014 11:00:13 AM
g: 0 Posted By: crazytexan
Views: 210 Replies: 2 Sorry if this has already been posted, I couldn't find it. I was told about it this morning.

https://banking.citibank.com/cbol/14/checking/q1/aquisition/defa...

The 50k is rediculous , but if they hold off on fees for a few months like Chase, it would be worth it for $250. Also, it sounds like they don't send you a 1099, which is odd for a bank. It's in the fine print. I'd still report it though.
Deposits Deals
TDK Life On Record A33 Bluetooth Speaker - $120 free shipping
Added on : Friday January 17th 2014 10:00:03 AM
g: 0 Posted By: nwrain
Views: 164 Replies: 0 Portable, weatherproof, rechargeable, and great sound. A Consumer Reports Best Buy. Next lowest price I could find is ~ $142.

http://www.pcrichard.com/TDK/T-D-K-A33-Weatherproof-Wireless-Spe...

After spending a few hours researching and listening to over a dozen different portable, battery powered speakers I've found that to my ears the TDK A33 has by far the best sound for the money. It sounds superior to much larger, more expensive speakers such as the Big Jambox and the Bose Soundlinks. Note:The web page is incorrect regarding the battery type. The A33 actually has a NiMH battery rather than the Li-ion pack shown in the PC Richard specs.




Headphones & Speakers Deals

PC Richard & Son Coupons
PetLife USB Desktop Aquarium - $24.98 shipped @ Tanga
Added on : Friday January 17th 2014 05:00:23 AM
g: -1 Posted By: ksenn
Views: 195 Replies: 0 Tanga has the PetLife USB Desktop Aquariumfor $19.99 w/ $5 shipping cost. Up to three tanks can be ordered without shipping cost increasing. Tank includes an alarm clock and digital calendar. Appears to big enough to hold a small goldfish.

Features:

LCD Calendar with Time/date/week/temperature
Nature Sounds
Multicolor Interior Lights
Adjustable Overhead Light
Under-gravel Filtration System
Alarm Clock with Snooze Feature and Countdown Timer
Multifunction Pen Holder

Pets Deals

Tanga Coupons
g: 4 Posted By: nifty07
Views: 461 Replies: 0 Link -> http://www.target.com/p/sony-wireless-bluetooth-speaker-black-sr...

Now you can share your sounds with everyone with just one touch. Say hello to NFC, the simplest way to connect your compatible device and stream great-sounding music without a hassle. It also feature Bluetooth technology for hands-free calls and four AA batteries deliver up to 20 hours of playback.

Speaker Features:360-Degree Sound
No. of Speakers Included:1
Model Compatibility:iPad 2, iPhone 4/4s, iPhone 3G
Wired Connectivity:Bluetooth
Includes:AC Power Adapter, Owner's Manual
Not Included:Android Phone, iPad, Android Tablet
Batteryno battery used

Headphones & Speakers Deals

Target Coupons
g: 0 Posted By: jessicadabears
Views: 53 Replies: 0 Lorex Ping Smartphone Baby Monitorfor $69.95 (Was $149.95) at Lorex. Shipping starts at $4.99.

Features:

Stream video and audio via WiFi directly to your iPhone
Windows or Android phone using the accompanying app
Night vision
SD card slot for recording video or taking pictures,
2-way audio
Can be set to send you an email or push notifications when the camera detects movement or sounds

Electronics Deals
g: 0 Posted By: KidCharliemain
Views: 298 Replies: 0 Can't find this item on the TRU website so I assume it's an in store B&M deal only. Pictures and description taken from Newegg.com:

Link to Phillips Metro Headphones at Newegg

PHILIPS CitiScape Metro White SHL5200WT/28 3.5mm Connector On Ear Headband Headphone (White)

Powered by deep, dynamic bass
with sound isolating cushions
Chic simplicity takes on an urban pop edge with the Metro. Its lightweight breathable headband with auto-fitting noise isolating cushions ensure perfect fit and comfort while you immerse in powerful bass sounds.

Second picture is the TRU clearance price tag showing $14.98 (item scans at $14.98 if you don't see tag in store). I only saw the white ones on the shelf, they do come in other colors (black, pink, etc) but I have no idea if other colors are available or clearance priced, so as always YMMV.

Third attachment is a TRU coupon (valid through 1/20/14) for 15% off one regularly priced item or 20% off clearance bringing your final price down to $11.98. Go get 'em!
Headphones & Speakers Deals
Corsair Vengeance 2100 Gaming Headset - $94.99 w/ FS @ Newegg
Added on : Thursday January 16th 2014 04:00:13 AM
g: 0 Posted By: ksenn
Views: 167 Replies: 2 Newegg has the Corsair Vengeance 2100 Circumaural Wireless Dolby 7.1 Gaming Headsetfor $94.99 with free shipping. Originally $149.99. Received 4/5 eggs. Operating time of up to 10 hours and maximum distance of 40-ft.

Features:

Microphone Type: Unidirectional noise cancelling
2.4GHz wireless audio - High performance gaming audio without worrying about wires.
Dolby 7.1 surround - Accurate multi-channel audio helps you locate opponents even if you can't see them.
Large 50mm drivers - Better bass response and crisp, clear midrange for more audio quality and a competitive edge.
Designed for comfort - Microfiber-covered memory foam earpads and a padded headband let you play longer
Noise cancelling microphone - Be heard loud and clear, whether you're playing or just chatting between matches.
Large diameter, circumaural earcups - Blocks distracting sounds and keeps your head in the game.

Headphones & Speakers Deals

Newegg Coupons
Term in the UK - Fatwallet strategies while living abroad?
Added on : Wednesday January 15th 2014 03:00:05 AM
g: 0 Posted By: sultorn
Views: 47 Replies: 0 I'm on exchange in London as part of my graduate program. I'll be attended courses at one of the graduate schools here until the end of March (might be too short a period of time).

Would love to hear others' efforts at trying domestic fatwallet strategies abroad, particularly in the UK. The thought struck me when I searched for UK credit cards and saw offers of 0% BTs for 30mo (http://www.moneysupermarket.com/credit-cards/balance-transfer/). From what I understand, the school provides necessary documentation for opening up a bank account but I'm not sure what's all required for getting the best offers.

Does anyone have any experience in building/applying for credit abroad? How about bank accounts? Has anyone tried to make the most of their time abroad financially as a visitor/student (ie, not through employment/tax savings)?

Here are a couple other threads I found through searching (I excluded 5+ yr old ones and those without responses):

UK Credit card deals and recommendations(2010) -- sounds like an AMEX transfer is a good way to start building credit?

British Airways - 100k Points(2013) -- recent BA AMEX card offer for 100k miles. Requires an income of 30k GBP or more + British bank account + permanent residence.

List of Credit Cards with no Foreign Transaction / Currency Fee(2012) -- while we're at it. I applied for Barclays Arrival before I left the states.

Thanks for the tips everyone!
Question Deals
'PayPal Testing New Checkout Processes'
Added on : Wednesday January 15th 2014 02:00:03 AM
g: 0 Posted By: tuphat
Views: 55 Replies: 0 From PaymentsSource. Sounds like a data breach waiting to happen, IMHO.

PayPal plans to deploy a checkout system that contains the payment entirely within the merchant's website, one of several payments technology initiatives underway in at eBay's payments subsidiary.

PayPal is testing the new checkout system with a "handful of partners" and will make it more widely available to larger merchants during the first half of 2014, with a rollout for smaller merchants also in the works, says Don Kingsborough, vice president of retail services for PayPal, in a Jan. 13 blog post.

http://www.paymentssource.com/news/paypal-testing-new-checkout-p...
Discussion Deals
Happy Trails Plush Rocking Barry Bear with Sounds $39.99 @ Kmart
Added on : Sunday January 12th 2014 08:00:02 PM
g: 0 Posted By: ctgolfer
Views: 48 Replies: 0 www.kmart.com/shc/s/p_10151_10104_004V003686544000P
Philips SBA3011/37 SoundShooter Portable Speaker (Green) $17.99 at Amazon
Added on : Saturday January 11th 2014 12:00:03 PM
g: 0 Posted By: ArtieLange
Views: 188 Replies: 0 Philips SBA3011/37 SoundShooter Portable Speaker (Green) $17.99 at Amazon

http://www.amazon.com/Philips-SBA3011-37-SoundShooter-Portable/d...


Compact, rugged design lets you take it with you anywhere you go.
Compatible with virtually any SmartPhone, MP3 Player, or other electronic device.
Built-in retractable 3.5mm line-in cable connects to headphone jack of your device.
Lithium-Ion rechargeable battery provides up to 8 hours of playback time.
Includes USB charging cable.

Electronics Deals

Amazon Coupons
Choosing a Tax Accountant
Added on : Saturday January 11th 2014 06:00:07 AM
g: 0 Posted By: DrToxic
Views: 74 Replies: 1 Happy New Year everyone! As we all know,each new year also means paying taxes for last year... That being said, I have some questions I wanted to draw on your collective FWF knowledge for, since my wife and I got married in November and will be filing jointly for 2013, which is a whole different animal for me. We will most likely fall int he 25% tax bracket, and have no children/dependents. I'm currently debating whether or not we should hire a tax professional, due to the reasons I'm outlining below.

My situation:I usually have quite an extensive Schedule D due to mutual fund trading. I am still carrying forward a capital loss from the past few years. I am a W-2 salaried employee with employer provided healthcare benefits that I have paid into all year, and a 401k. I am the primary income earner of our household. I currently am paying off a mortgage on our house, which I bought in 2012

My wife's situation: She is also a W-2 employee, but works from home and travels frequently for work while claiming expenses that she is reimbursed for. She has a secondary income stream which probably will not come out to more than $500, and so probably won't be claimed. She has some investments/assets that are not actively traded and are held long-term. My wife's family also has a tax accountant which they have used for years, but I am hesitant to trust that he is going to put his best effort into our return.When I was talking to my wife about this, she told me how the accountant has said that he hates itemizing and doesn't usually do it, because the standard deductions are usually about the same anyway. ...I REALLY DON"T LIKE THAT ATTITUDE...my dad and IALWAYS itemized my return... Sure, yes, sometimes we ended up taking the standard deduction for me, but only if it was greater AFTER we itemized and found what that amount was... so to me, it sounds like my wife's family's accountant doesn't really want to go through the effort...

ANYWAY... Based on the info I've given, my questions are:
1. Should we even bother hiring a tax accountant at all? Does it sound like we have a complicated enough situation that hiring someone is worth the money?
2. I understand this is a personal preference question, but if you were in my shoes, would you want to hire a new tax professional? Or trust the one who is already familiar with my wife's taxes?
3. If we hire someone, should I be looking for specifically a CPA? An Enrolled Agent? Both? Are there any real pros/cons to either?
4. Should I be getting all hot and bothered about the fact that my wife's family accountant doesn't itemize? In your experience, if you DO itemize your returns, do you feel that it's been worth your time?
5. Are there any other angles I'm not considering? Tax Professional qualities I should be looking for/looking out for? Any advice?

Tax Deals
g: 0 Posted By: bittul
Views: 170 Replies: 0 http://www.toysrus.com/product/index.jsp?productId=12903372

Print this coupon for 20% off: http://trus.imageg.net/graphics/media/trus/010514A_DS_TRU_965549.pdf

If the clerk in store refuses to honor the price, refer them to here: http://www.toysrus.com/shop/index.jsp?categoryId=11949070
"We will match Toysrus.com and Babiesrus.com online pricing in our stores, except for online-only prices."
Toys Deals
Hire your kids in your business for their IRA contribution
Added on : Tuesday December 31st 2013 12:00:08 PM
g: 0 Posted By: VAIndigo
Views: 154 Replies: 7 Came across this article and am surprised if it is that simple? Sounds very good to me and just wonder if there is any catch..

Having a one person S-Corp (IT Consulting) and two kids (10 and 5) can this be done? any success stories and pointers that need to be aware of ..
Any tips on what i can hire them for?

My objective is to fund their college into their Roth instead of 529 and disburse tax free ..what am i missing

http://beginnersinvest.about.com/od/rothira/a/Opening-A-Roth-IRA-For-Kids-Can-Help-Your-Children-Build-Serious-Wealth.htm
Discussion Deals
g: 0 Posted By: CptSavAHo
Views: 120 Replies: 4 I'll start by saying I already gave the employee the 'you need to lawyer up' advice, and the employee is working on finding a qualified attorney. I'll do bullet points to make this easy.

-Employee went into default on his house
-Primary mortgage at 80% got a modification program to forgive past due principle and reduce interest rate. Employee has been current on it since the modification over 6 months ago
-Secondary mortgage at 20% went into default, foreclosure, and was sold at auction (I have no idea how this happened, if employee ignored notices or it was supposed to be covered by PMI, or why it wasn't bundled into the loan modification)
-Ruthless company now owns the secondary note and is trying to force him out of his house. It will be easy profit for them as the property has appreciated in value.
-Ruthless company gave employee written notice today to be out by the 29th. After speaking with them they extended it until Friday, the 3rd, and then they will pursue court eviction.
-Ruthless company is trying to force him to sign over payoff information for the primary note. They claim to have the deed for the property and that the court will foreclose on the primary note and give them title.
-This is Denver County, Denver CO.

I have no idea if or how the secondary note sold at auction can force foreclosure and eviction. It sounds to me like they are trying high pressure scare tactics to convince employee to sign over the primary note so they can pay it off and then take the property. This is way more complicated than I am familiar with.

The way I see it employee has 3 options
1-Cooperate and possibly lose the house to scumbags but keep his credit and public record clean.
2-Try some kind of cash fire sale on the property, using whatever attorney to cash out on the increased value.
3-Retain a lawyer, fight it tooth and nail, and be hounded by the scumbags.

I encouraged employee to go route #3. Have someone home at all times, don't answer the door, and install some serious heavy duty locks.

Personal Finance Deals
Penguin to Pillow Happy Napper Just $8.35 (originally $24.99) Amazon
Added on : Friday December 20th 2013 11:00:06 AM
g: 0 Posted By: ArtieLange
Views: 241 Replies: 1 Penguin to Pillow Happy Napper Just $8.35 (originally $24.99) Amazon

http://www.amazon.com/Happy-Napper-Pillow-Penguin-Igloo/dp/B00515GYJ0/ref=sr_1_1?ie=UTF8&qid=1387573643&sr=8-1&keywords=Penguin+to+Pillow+Happy+Napper

Happy Nappers "the perfect play pillow"
No.1 Toy in ASOTV
Ring the Doorbell to hear your Happy Napper's Sleepy Sounds
21" in Size
Collect all of the styles



Toys Deals

Amazon Coupons
Amazon has Furreal Daisy Kitty for $50.61, free shipping, prime eligible.
Added on : Thursday December 19th 2013 04:00:08 PM
g: 0 Posted By: DuzzyCat
Views: 376 Replies: 0 Very hard to find in stores on online.

Daisy Plays-With-Me Kitty toy responds to you
Pet her forehead, wave her kitty toy at her, squeeze her front right paw or press her back
She pounces, jumps, wiggles her paws and makes kitty sounds
Press her paw twice for a meow melody
Includes pet, cat toy and pet care guide


http://www.amazon.com/gp/product/B00ARQW1E0/ref=olp_product_details?ie=UTF8&me=&seller=

Toys Deals

Amazon Coupons
g: 0 Posted By: dbphillips
Views: 196 Replies: 0 24 hours only! 12/19.

Been agonizing over the Sprint deal and finally gave up. Good thing, because ATT finally stepped up.

Free device plus $36 activation and $15 250MB plan yields a total cost of just under $400 with 2 years of service and a device you can take anywhere, since they will unlock it after two months and it has all the GSM radios. You could stretch this further with a T-Mo SIM card with free 200MB per month.

Or you could do $15/month installment and get it unlocked in two months and move it, but that doesn't seem to buy you anything.

Link

If you're like me and paying $30/month for T-Mo's 5GB/month plan on a 3G tablet, this is like getting faster 4G speeds at a reduced 3GB/month and getting the device for $36. Sounds like a deal to me. The only sting is losing my 100 minutes per month of voice calls.
Swapsies Sports on the App Store on iTunes for $0
Added on : Wednesday December 18th 2013 03:00:09 AM
g: 0 Posted By: Deals4mykids
Views: 138 Replies: 0 Swapsies Sports on the App Store on iTunes for $0

https://itunes.apple.com/us/app/swapsies-sports/id716848871

Another great Spinlight Studio App available for free on iTunes today! The app is a mix 'n match puzzle game with mini games and more to include the following features:

Ten popular sports, including: football, basketball, baseball, soccer, hockey, tennis, golf, boxing, cycling and skateboarding.
Six customizable characters (three girls / three boys).
Two different game modes: Mix Up and Quiz Me
Thousands of fun uniform combinations.
A great mini-game for each sport.
A fun, interactive quiz mode with bonus round questions.
Accomplishment tracking.
Rewards sounds that provide positive enforcement and encourage exploration.
Large buttons for small fingers.
Universal build for play on iPad, iPhone and the iPod Touch
Totally Free Deals
Google Play $1.99 Holiday MP3 Album Sale! $1.99, $2.99 and up!
Added on : Tuesday December 17th 2013 05:00:07 PM
g: 2 Posted By: 116sloppyjoe116
Views: 272 Replies: 0 Thanks wizard7926 at sd

Link

$1.99
Cee-Lo Green - Cee-Lo's Magic Moment - $1.99
The Muppets - Red and Green Christmas - $1.99
Trans-Siberian Orchestra - The Christmas Attic $1.99
Mary J. Blige - A Mary Christmas $1.99
Rod Stewart - Merry Christmas Baby $1.99
Boyz II Men - Christmas Interpretations $1.99
Disney's Family Christmas - $1.99
Diana Krall - Christmas Songs $1.99
The Essential NOW Christmas - $1.99
Aretha Franklin - The Christmas Aretha $1.99
James Brown - 20th Century Masters $1.99
A Very Special Christmas 3 - $1.99
Tori Amos - Midwinter Graces $1.99
Keith Sweat - Christmas of Love $1.99
George Strait - 20th Cent Masters $1.99
The Isley Brothers - I'll Be Home For Christmas $1.99
Frankie Valli & Four Seasons - Christmas Album $1.99
Best of BB King - $1.99

$2.99
Josh Groban - Noel $2.99
Michael Buble - Christmas $2.99
Jewel - Joy $2.99
Faith Hill - Joy To The World $2.99
Liberace - A Liberace Christmas $2.99
Straight No Chaser - Christmas Cheers $2.99
Scott Weiland - Most Wonderful Time of the Year $2.99
NOW Today's Christmas $2.99
A Very Special Christmas 7 - $2.99
Dwight Yoakam - Come On Christmas $2.99
Dionne Warwick - My Favorite Time of Year $2.99
Shirley Caesar - Giving and Sharing $2.99
Ramsey Lewis - Sounds of Christmas $2.99
Linda Ronstadt - Merry Little Christmas $2.99
Kelly Price - One Family $2.99
Patti LaBelle - 20th Cent Masters $2.99
Randy Travis - Old Time Christmas $2.99
Reba McEntire - 20th Cent Masters $2.99
Four Tops - Best of $2.99
Glen Campbell - That Christmas Feeling $2.99
A Very Special Acoustic Christmas - $2.99
Disney's A Christmas Carol $2.99
Donna Summer - 20th Cent Masters $2.99
Luis Miguel - Feliz Navidad $2.99
Diamond Rio - Star Still Shines $2.99
BB King - Christmas Celebration $2.99
Randy Travis - Songs of the Season $2.99

Bold= Highly rated or recommended by me
Music Deals
Free EP Download - Before Shane Went To Bangkok: FUN. Live in The USA
Added on : Tuesday December 17th 2013 04:00:13 PM
g: 0 Posted By: canavja
Views: 154 Replies: 0 Sounds pretty good

Track Listing:

1.) Out On the Town (Live)
2.) Barlights (Live)
3.) Carry On (Live)
4.) What The F*ck (Live)
5.) The Gambler (Live)
6.) Some Nights (Live)

Scroll down on link for download:
http://ournameisfun.fanbridge.com/campaigns/show.php?id=1051102&sid=223590626
Movies & Music Deals
Tax implications - When is debt considered cancelled in a Deed In Lieu?
Added on : Monday December 16th 2013 12:00:08 PM
g: 0 Posted By: BocephusSTL
Views: 112 Replies: 0 My brother is going through a Deed-In-Lieu with BOA, and he is concerned about the potential tax liability if it's not completed by Dec. 31, because of the expiring Mortgage Forgiveness Debt Relief Act (MFDRA). They told him it's in the final stages of completion (post-closing dept.), but that it probably won't be fully completed for a couple of months. I'm hoping someone here might have relevant experience to determine when a DIL is considered complete for tax purposes.

The facts as he relayed them to me are:

His file is in the Post-Closing Dept. at BOA
The Warranty Deed where he signed the property back to BOA, and BOA's Deed of Release, have both been recorded with the county.
The post-closer said his incentive check is on the way.
He called the IRS, and was told that the determining factor for meeting the Dec. 31 deadline of the MFDRA expiration is that the debt must be cancelled by that date.
Post-closer told him she "thinks" the Deed of Release is the point at which the debt is considered cancelled, but she's not certain.
BOA still has to transfer the property to HUD, clear things off their books, report to CRAs, etc, which could take another couple of months.

The person at IRS told him that it's completely up to the bank as to when they consider the debt cancelled. The post-closer from the bank told him she "thinks" the recording date of the Deed of Release is what would be considered the date of debt cancellation in his case, but she wasn't sure. He is worried they won't consider it cancelled until it's fully off their books and reported to the CRAs. If that's after Dec. 31, the cancelled debt will be subject to taxes, which he can't pay so is obviously trying to avoid that situation.

Another question that came up when he talked to the IRS, could potentially make all of this moot. The IRS person told him that because it's an FHA loan,there technically won't be any cancelled debt because the mortgage insurance claim that will be paid to BOA effectively makes them whole. As a result, my brother won't be subject to income tax of the "cancelled debt". This kind of makes sense, but then again, it sounds too good to be true.

Any tax or legal experts here who can be any more definitive about these questions? I wore out my Google-Fu trying to get answers, but the only information I could find wasn't specific to these details.
Thanks!
Discussion Deals
1:8 R/C Scale Showcase Custom Corvette C7 $84.99 + FS @ Kmart
Added on : Sunday December 15th 2013 03:00:06 AM
g: 0 Posted By: fatbujy
Views: 198 Replies: 0 1:8 R/C Scale Showcase Custom Corvette C7 with Lights and sounds $84.99 + FS. Online Only.
Corvette
Toys Deals

Kmart.com Coupons
Philips SBA3010/37 SoundShooter Portable Speaker Blue $16.99
Added on : Saturday December 14th 2013 07:00:02 PM
g: 0 Posted By: puggle
Views: 161 Replies: 0 Philips SBA3010/37 SoundShooter Portable Speaker Blue $16.99 (save $3.00)
Amazon
Free shipping with orders of $35.00 or more.
http://www.amazon.com/dp/B008RJZIYE/ref=gb1h_tit_c-2_0382_4d665c...
Headphones & Speakers Deals

Amazon Coupons
g: 0 Posted By: GreenTrash
Views: 101 Replies: 0 Link~~Bring Home Your Own Astromech Droid
Celebrate Star Wars 30th Anniversary by inviting this movie-accurate droid into your life. Once the loyal companion to Queen Amdala, this utility droid is programmed to be your devoted helper and friend. Help him get ready to serve you by snapping his steering legs into place and attaching the projector piece to his domed top. You'll need to use a Phillips screwdriver to insert four "AA" batteries and four "D" cell batteries in his side.
More than 15-inches tall, this sophisticated R2-D2 model boasts a secret cargo compartment, a unique swing-down utility arm that's also a beverage holder, a removable sensor scope, a working light beam, sound-processing microphones, and an adaptable droid mood-status indicator. Sonar navigational technology and infrared location sensors help make him one the most advanced droids around.Take Advantage of Three Interactive Modes
Intergalactic missions will be more fun with a reliable droid at your side. In companion mode, R2-D2 responds to commands like "Go on patrol," "Light Beam," and "Play Message." Star Wars fans are sure to appreciate the accuracy of the messages, which are culled from famous missions he remembers.You can even ask R2 about friends including Luke Skywalker, C-3PO, Darth Vader, and Jabba the Hutt. He has a different reaction to each name based on his "feelings" for the characters. And if you hit R2 on the head, he'll make irritated beeping sounds and try to move away from you. As you get to know your droid, you'll realize that the noises and motions he makes correspond to his "mood."In game mode, R2 responds to more complicated commands. He'll act as a sentry to protect your important stuff, dance to cantina music, spin around, or play light tag. The third mode is the most complex. This command mode lets you give pointed directions that control R2's movements. Tell him to turn left and right or go forward whenever you want, or set a preprogrammed course for him to follow.
Toys Deals

Amazon Coupons
g: 0 Posted By: gizmo
Views: 609 Replies: 0 LinksRus$42.48 in cart -- Free store pick-up or add $6.52 filler for Free shipping (shipping is $7.99 so you're better off w/ the filler)
Reg $74.99 / Sale $49.98 / Extra 15% off when added to cart
Arm yourself with the ultimate weapon of power and skill! Use the included adaptor to connect the 2 LIGHTSABERS together for double-bladed action, or keep them separate so you can fight with one LIGHTSABER in each hand! Looks and feels just like the real thing!

Press the button to power up your galactic weapon to see the first of the brightly glowing blade's light effects and hear the power-activation humming sound. Swing and slice your LIGHTSABERS through the air and you'll hear more motion sensor-controlled sound effects like clashing, battle impact and crackling sounds. When the battle is over, be sure to keep your trusty LIGHTSABERS by your side - you never know when you'll need them again!
Toys Deals
g: 0 Posted By: gizmo
Views: 23 Replies: 0 LinksRus$42.48 in cart -- Free store pick-up or add $6.52 filler for Free shipping (shipping is $7.99 so you're better off w/ the filler)
Reg $74.99 / Sale $49.98 / Extra 15% off when added to cart
Arm yourself with the ultimate weapon of power and skill! Use the included adaptor to connect the 2 LIGHTSABERS together for double-bladed action, or keep them separate so you can fight with one LIGHTSABER in each hand! Looks and feels just like the real thing!

Press the button to power up your galactic weapon to see the first of the brightly glowing blade's light effects and hear the power-activation humming sound. Swing and slice your LIGHTSABERS through the air and you'll hear more motion sensor-controlled sound effects like clashing, battle impact and crackling sounds. When the battle is over, be sure to keep your trusty LIGHTSABERS by your side - you never know when you'll need them again!
Playskool Poppin' Park Bounce 'n Ride $17.99 at Kohls.com
Added on : Thursday December 12th 2013 07:00:06 PM
g: 0 Posted By: dealsgirl3
Views: 228 Replies: 0 Playskool Poppin' Park Bounce 'n Ride by Hasbrois currently an online only deal from Kohls.com for $17.99 plus tax, S&H.

The original list price for this item is $44.99, and the next cheapest online base price found is $27.91.

Playskool by Hasbro toys transition with your child. This Poppon' Park Bounce 'n Ride features both stationary bouncing and scoot along ride-on modes of play complemented with fun sounds and music. It's the perfect way to help your little one develop balance and coordination as they grow.

Limit six per household.

Details:

Includes: riding toy & air pump needle
15"H x 18.74"W x 5.98"D
Maximum weight capacity: 42 lbs.
Ages 12 months & up
Uses 2 "AA" batteries (included)
Model no. 31937
Switch allows you to easily turn sounds on and off.

Toys Deals

Kohl's Coupons
Fisher-Price Ocean Wonders Soothe and Glow Seahorse $9
Added on : Tuesday December 10th 2013 02:00:03 AM
g: 0 Posted By: myonlyday
Views: 215 Replies: 0 Amazon.com has Fisher-Price Ocean Wonders Soothe and Glow Seahorse (pink) for $9.14.

Linky.

Offers baby a nighttime friend with soft lights and lullabyes
With a gentle squeeze this cuddly friend glows and plays soft music
Features 8 gentle lullabies and classical selections as well as ocean sounds
Perfect size for baby to squeeze
Ships in Certified Frustration-Free Packaging
After five minutes the music fades lights dim and baby can drift off to dreamland

Toys Deals

Amazon Coupons
About AMEX prepaid card
Added on : Monday December 09th 2013 12:00:12 PM
g: 0 Posted By: beeth2006
Views: 104 Replies: 0 I am thinking to apply for AMEX prepaid card, in order to try out the services I may not trust at the moment, for example, wireless services Freedompop. I have several questions here for help:

1. Although AMEX claimed the paid card can be used just like a credit card, I also heard people said some merchants(like AT&T) might consider it "gift card" and refuse to use it for payment, which is true? I wonder if it's easy for merchants to distinguish a credit card and prepaid card by the card numbers?

2. AMEX came up new prepaid card called "Serve"(https://www.serve.com/), which charges $1 per month. I wonder what's the benefit to get it instead of the old prepaid card "The American Express Prepaid Card"(http://www.americanexpress.com/us/content/prepaid/american-expre...which has no monthly fee, any idea?

3. Why does such prepaid card allow negative balance?? That sounds defeating one of the major usage for my case: to prevent merchants charge me dollars I don't want to!
Here're their terms about it:
Can the American Express Prepaid Card have a negative balance?If a merchant authorizes a transaction for an amount greater than the American Express Prepaid Card User's actual available balance, the American Express Prepaid Card will generally be declined. However, in rare circumstances, a merchant may process a transaction without prior authorization, or an amount greater than a Card's actual available balance may be authorized. If this occurs, you may be notified to load more funds onto the Card, or make a direct payment to cover the negative amount, but you will not be charged an overdraft fee.

Funds Shortages
Each time you use your Card, the amount of the transaction will be debited from your Card's Available Funds. You agree not to make a purchase or other transaction in excess of your Card's Available Funds. If you do make a purchase or other transaction or if a Fee is deducted from Available Funds that exceeds the Available Funds on your Card and, as a result, the balance on your Card is negative (a "Shortage"), you shall remain fully responsible for the Shortage amount and we reserve the right to require that you immediately forward payment to us for any such Shortage. Subject to applicable law, we reserve the right to debit the Available Funds on your Card or any other prepaid card you hold that is issued by us, or debit any subsequent loads to the Card, for any Shortage Amount upon the occurrence of a Shortage.

This really made me hesitated to use their cards! Any suggestions?
Thanks!
Credit Deals
help for tricare denial appeal?
Added on : Sunday December 08th 2013 07:00:09 PM
g: 0 Posted By: antilia
Views: 68 Replies: 0 Tricare Prime denied my hospitalization for Ovarian Hyperstimulation Syndrome (OHSS) after I got pregnant. I appealed on the grounds that I did not have OHSS symptoms until the HCG rose due to pregnancy and therefore it should be covered under Maternity Care. That was denied. I will be appealing at a higher level. Does anyone have any advice or recommendations?

Relevant facts:
--I am a dependent of an active duty member and we are stationed in South Korea.
--I underwent IVF (not covered by tricare) at a korean hospital. I did not have any symptoms until around 16 days after getting the HCG trigger shot when I went to the military hospital ER with severe symptoms. HCG level indicated I was pregnant. Mild OHSS (not requiring hospitalization) which resolves within 1 week of the HCG trigger can occur in about 25% of patients. If I wasn't pregnant, I would not have had severe OHSS.
--OB at military hospital said I needed to be hospitalized due to severity of symptoms. However, military hospital could not care for me due to needed serial labs that they could not process (took too long to send to the US for processing). I was transferred by ER to a Korean hospital which is a tricare-approved provider.
--I was hospitalized for 5 days. Korean hospital said that all tricare patients admitted for OHSS had been covered in the past, as recently as 4 weeks prior to my hospitalization. It sounds like there was a change in the meantime.
--Received tricare denial several weeks after hospitalization because all services related to a noncovered treatment are not covered including complications resulting from noncovered treatment. They do not cover complications that commonly occur.
--I appealed based on the fact that my OHSS did not start until I started producing endogenous HCG from the pregnancy, so it should be treated as a pregnancy complication and therefore considered Maternity Care. According to the Tricare Handbook, "Tricare covers all necessary maternity care....including management of high-risk or complicated pregnancies." I also argued that OHSS severe enough to warran hospitalization is uncommon.
--Appeal denied due to reason" Benefits are available for hte otherwise covered treatment of complications resulting from a noncovered treatment only when the complication represents a medical condition separate from the condition that the noncovered treatment was directed toward, and the treatment of the complication is not essentially simlar to the noncovered procedure."
--Requesting any advice for the second formal review, especially from someone who has undergone something similar

Thanks!

New User Question Deals
g: 0 Posted By: Kattah
Views: 110 Replies: 0 2-Day shipping is free no minimum purchase.

Linkazon

Great gift!

Superfriends Voice Comm Batwing brings Superfriends to life
Magically "communicates" with the press of a button
80 seconds of speech to interact with Hero World Voice Tech figures
Cool lights and sounds
Motion sensors activate phrases which a figure can respond to if clipped into the Batwing

Toys Deals

Amazon Coupons
g: 0 Posted By: daBomb
Views: 95 Replies: 2 .
www.goodRx.com/revatio/price


Revatioisabrandnamefor Sildenafil,whichisalsomarketedasViagra.

Thebiggestdifferencebetween Revatio and Viagra isthat theFDAhasapprovedagenericequivalentforRevatiowhichisalreadyavailable in the U.S.

OnLongIsland,NY, 10brandname 100mgViagratabletscostabout $250,while 50generic 20mgSildenafiltabletsgoforaslittleas $40atWalMartandSam'sClubpharmacies-withafreegoodRx.comDiscountCard.

That's $250 for 1000mgofViagravs. $40for 1000mgofSildenafil.

Sounds like a hot deal to me!


www.goodRx.com/revatio/price

Health Deals

Sams Club Coupons
Eagle Tech ET-AR302-BK Soundstage Speakers - $14.99 after coupon
Added on : Wednesday December 04th 2013 09:00:06 AM
Save 5.00 with coupon code GKW108991 at checkout. Normally 19.99 before coupon.Now 14.99 after coupon.Offer ends Dec 8 2013 12:00AM
g: 0 Posted By: bittul
Views: 217 Replies: 0 http://www.amazon.com/Evenflo-Jump-Baby-Exerciser-Racer/dp/B005C0N5U0


Jumping promotes fun and healthy activity for baby
Music, lights, and sounds create the ultimate "cruising" experience
It is a fun developmental toys and honking sound enhance childand#8217;s play experience
Removable, washable seat pad is easy to clean
Fully enclosed spring prevents childand#8217;s fingers from touching while also preventing dirt from collecting in the active spring

Reg: ~$40
Baby & Kids Deals

Amazon Coupons
Star Wars ROTJ AT-AT $90.99 before $10 gift card in store - Toys R Us
Added on : Friday November 29th 2013 05:00:07 AM
g: 0 Posted By: ahcataldo
Views: 203 Replies: 0 In Store at TRU has these at the regular price of $129.99, but they will price match to TRU website price of $90.99. I also received the $10 GC for spending over $75 without any issues, but that could be a bit YMMV. At $80.99 after GC, this is a nice deal.

Link:ROTJ AT-AT at TRU

This comes with the AT-AT, a speeder bike, and AT-AT driver figure.

Description:

=12pxCelebrate the legendary Star Wars saga that changed the universe forever! Unleash a battle of intergalactic proportions with this detailed AT-AT vehicle, Speeder Bike vehicle and AT-AT Driver figure. Press the button to lower the rappelling platform, attach the figure and press the button to retract the rappelling line. Once your figure is back inside, mount him on the Speeder Bike vehicle and deploy it from the back of your AT-AT vehicle! If additional manpower is needed, your AT-AT vehicle even holds up to 5 more figures (additional figures sold separately). Move the vehicle's "head" up, down and sideways with the handle as electronic lights, sounds and battle phrases announce the approach of this fearsome war machine!
Toys Deals
VTech Move and Crawl Ball $7.50
Added on : Thursday November 28th 2013 04:00:09 PM
g: 1 Posted By: myonlyday
Views: 158 Replies: 0 Amazon.com has the VTech Move and Crawl Ball for $7.50 now. That's the lowest price I saw.

Linky.

Motorized ball stimulates gross motor movement
Colorful light-up buttons teach numbers and shapes
6 animal buttons introduce animal names and their sounds

Amazon also has the

VTech Sit-to-Stand Learning Walker on sale for $17.50.
Razor FlashRider 360 for $64.99.

Lowest price.


Baby & Kids Deals

Amazon Coupons
VIZIO M-Series 50 Smart TV + 40" 2.1 Sound Bar 799.99 + tax shipped
Added on : Thursday November 28th 2013 09:00:06 AM
g: 0 Posted By: vincehung
Views: 285 Replies: 0 http://store.vizio.com/blackfriday/m501da2r.html

I don't know if you guys think this is a hotdeal, it's $599 at best buy for the TV I think but sound bar is worth 229.99.
I guess if you need a new TV + sound bar, this sounds a good deal to me.
TV Deals
g: 1 Posted By: infor1too
Views: 525 Replies: 0 http://www.officedepot.com/a/products/724727/Toshiba-Satellite-C55-A5387-Laptop-Computer/#firstTab

$379.99

High-performance Intel Core i5 processor. Handles the demands of today's complex software. Great for multi-tasking, too.
Extra-large 6GB memory lets you run your most demanding programs.
500GB hard drive holds thousands of songs, photos and documents.
Wireless-N (802.11n) for high-performance, cable-free networking. Lets you access wireless networks to share files, surf the Web and exchange email. Fully compatible with 802.11b/g as well. Wired networking is supported, too.
15.6" diagonal LED-backlit TruBrite display. LED backlighting permits a thinner and more energy-efficient screen.
Plays and burns CDs and DVDs.
Memory card reader for fast, easy file transfers. Transfer your digital photos, music and other files from Secure Digital (SD), SDHC, SDXC, miniSD, microSD and MultiMediaCard (MMC) memory cards (adapter may be required).
HDMI port lets you view videos and photos on your HDTV. (HDMI cable sold separately.)
USB 3.0 port for ultra-fast data transfers. Up to 10 times faster than USB 2.0, yet fully compatible with USB 2.0 devices.
Built-in HD webcam and microphone let you keep in touch with others via video and voice messaging.
Bluetooth wireless. Permits short-range wireless data transfers at up to 30' with other Bluetooth-enabled devices, such as mice, phones and printers.
Integrated numeric keypad speeds data entry and calculations.
Up to 4.0 hours of battery life. (As measured by MobileMark Office Productivity 2012.) Battery life will vary depending on the product configuration, product model, applications loaded on the product, power management setting of the product, and the product features used by the customer. As with all batteries, the maximum capacity of this battery will decrease with time and usage.
Microsoft Windows 8. The very latest version of Windows.
Greener choice complies with EPA's Energy Star and EPEAT Gold standards.
Intel, the Intel Logo, Intel Inside, Intel Core, and Core Inside are trademarks of Intel Corporation in the U.S. and/or other countries.

Also.........

HP Pavilion 15-N066US 15" Laptop $379.99

http://www.staples.com/HP-Pavilion-15-N066US-15-inch-Laptop/product_284386#desc_content

AMD Elite Quad-Core A10-5745M Accelerated Processor up to 2.9GHz 4MB L2 Cache
6GB DDR3L SDRAM (2 DIMM)
750GB 5400RPM hard drive with HP ProtectSmart Hard Drive Protection
15.6-inch diagonal HD BrightView LED-backlit display (1366x768)
SuperMulti DVD Burner
802.11b/g/n WLAN
Full-size island-style keyboard with numeric keypad
HP TrueVision HD Webcam
DTS Sound: Dynamic and subtle nuances provide rich sounds for a concert-like experience
Lithium-ion battery; Up to 4 hours and 15 minutes of battery life
Dimensions: 0.89 in (H) x 15.18 in (W) x 10.16 in (D) (5.05lbs.)
Windows 8
1-Year Limited Hardware Warranty with Toll-Free Support


Also....


http://www.bestbuy.com/site/lenovo-g500-15-6-laptop-4gb-memory-1...

$399.99 Lenovo - G500 15.6" Laptop - Intel Core i5-3230M 4GB Memory - 1TB Harddrive15.6" display Typical 1366 x 768 HD resolution. Energy-efficient LED-backlight.

3rd Gen Intel Core i5-3230M processorSmart dual-core, four-way processing performance. Intel Turbo Boost Technology delivers dynamic extra power when you need it, while increasing energy efficiency when you don't.4GB system memory for basic multitaskingAdequate high-bandwidth RAM to smoothly run multiple applications and browser tabs all at once.1TB hard drive for ample file storage spaceHolds a significant collection of digital photos, music, HD videos and DVD-quality movies. 5400 rpm spindle speed for standard read/write times.Intel HD Graphics 4000Third-generation on-processor graphics provide proficient image quality for Internet use, photo editing, video streaming and casual games.Built-in stereo speakersDolby Advanced Audio v2 for improved sound clarity and volume with less distortion.Weighs 5.7 lbs. and measures 1.3" thinBalances portability and screen size, so you get a respectable amount of viewing space without the laptop being too cumbersome for practical portability. 6-cell cylinder lithium battery.Bluetooth 4.0 interface syncs with compatible devicesWirelessly transfer photos, music and other media between the laptop and your Bluetooth-enabled cell phone or MP3 player, or connect Bluetooth wireless accessories.2 USB 3.0 ports maximize the latest high-speed devicesAlso includes 1 USB 2.0 port to connect more accessories and peripherals. The USB 3.0 ports are backward-compatible with USB 2.0 devices (at 2.0 speeds).HDMI output expands your viewing optionsConnect to an HDTV or high-def monitor to set up two screens side by side or just see more of the big picture.Built-in media reader for simple photo transferSupports Secure Digital and MultiMediaCard memory card formats.Wireless and wired network connectivityBuilt-in high-speed wireless LAN connects to your network or hotspots on the most common Wi-Fi standards. The Fast Ethernet LAN port also plugs into wired networks.Microsoft Windows 8 operating systemCustomize your new Start screen with instant access to the things you care about most, or restore the familiar Windows desktop experience with an improved taskbar and streamlined file management.Built-in 720p webcamMakes it easy to video chat with family and friends or teleconference with colleagues over Skype or other popular applications. Internal analog microphone.Ergonomic AccuType keyboardIsland-style keyboard with chiclet keys. Touchpad with multitouch control.DVD/CD burnerReads and writes to a variety of media formats, including DVD+R/RW, DVD-R/RW and CD-R/RW.Lenovo Cloud Storage by SugarSyncEnjoy secure, remote access to key files and favorite media from multiple devices. 5GB cloud storage space provided at no charge. (Additional cloud storage space available for a fee.)Data recovery made simpleOneKey Recovery allows you to easily back up and restore your system settings.Basic software package includedNitro PDF. YouCam. 30-day trial of Microsoft Office 2013.Additional portsMicrophone-in/headphone-out combo jack.

Laptops Deals

Office Depot Coupons
g: 1 Posted By: PatioFurniture
Views: 70 Replies: 0 GC http://www.guitarcenter.com/Blue-Spark-Studio-Microphone-1062337...

(5% CB but Tax for some)

Amazon http://www.amazon.com/Blue-Microphones-Condenser-Microphone-Card...

(4% CB but Tax for Some)

Features Blue Microphones premium condenser capsule, delivering low noise, high efficiency, and rapid response in any recording situation
Designed with Focus Control, which results in a tighter, more direct and focused sound when selected
Utilizes custom-matched circuitry with professional-quality, Class-A discrete components
Circuit design pairs Spark's condenser capsule with a phantom-powered outboard amplifier to drive the capsule with linear control and accuracy
Ships in a high-quality wooden box with a custom shockmount and metal pop filter and detailed recording guide showing complete setup and recording tips for a variety of instruments and vocal sounds

Music Deals

Guitar Center Coupons
Groupon Offers Canvas Print 16 x 20 for 19.99 and free shipping
Added on : Wednesday November 27th 2013 02:00:10 PM
g: 1 Posted By: TedAllen
Views: 263 Replies: 0 Groupon is offering a 16 x 20 canvas print for 19.99 plus free shipping!
https://www.groupon.com/deals/picanova

The product is yourfavouritephoto printed on canvas, sounds like an excellent way to personalize a holiday gift!

This is the best canvas print deal I have found on the web!

Happy Shopping!


Decor Deals

Groupon Coupons
g: 0 Posted By: superhappyla
Views: 180 Replies: 0 Williams Rhapsody Digital Piano, $399 with stand. $199 without at GuitarCenter.com And if you link from discovercard.com you'll get 10% CashBack right now. The model with the stand is the wood like stand and looks nice for the price. This is a weighted class, but withvelocity-sensitive keys. Free shipping also. This is not top of the line digital piano by any means. Weighted keys is desirable, but it does not have hammer action on this model, only velocity-sensitive. It has all 88 keys.

Here are the secs.Williams Rhapsody Digital Piano Features:

Elegant console design in rich wood finish
88 weighted, velocity-sensitive keys
12 piano & keyboard sounds
Split and layer sounds
Metronome feature with variable tempo to facilitate practice or recording
Two-track recorder allowing song recording and playback
Demo songs corresponding to each voice
USB MIDI connection for computers
Stereo/mono line out jacks
Sustain and soft pedals
LED display
2 x YDT816 (4Ohms, 10Watts)
Includes DC Power Adapter
Music rest


link: http://www.guitarcenter.com/Williams-Rhapsody-Digital-Piano-108131749-i2624860.gc

link: http://www.guitarcenter.com/Williams-Allegro-88-Key-Digital-Piano-106063399-i1551911.gc

the second link is for $199 without stand, but shows as Allegro model which is a step up (has hammer action). Does not look as nice, though.




Music Deals

Guitar Center Coupons
g: 0 Posted By: kotakramesh
Views: 59 Replies: 0 http://www.staples.com/HP-Pavilion-15-N020US-15-inch-Touch-Screen-Laptop/product_275819
Coupon code: 64888

FInal price: $479-$100 coupon-$50 rebate=$329

Product Info
Reviews
Supplies & Accessories


Product Details
Specifications

PRODUCT DETAILSTouch within your reach!Imagine what's possible when proven technology meets the intuitive ease of touch. With dependable processing power, lots of applications and up to 750GB of storage, you can do it all on this TouchSmart notebook that's built to last.

AMD Quad-Core A6-5200 Accelerated Processor 2.00 GHz 2MB L2 Cache
4GB DDR3L SDRAM
750GB 5400RPM hard drive with HP ProtectSmart Hard Drive Protection
15.6-inch diagonal HD BrightView LED-backlit touchscreen display (1366x768)
SuperMulti DVD burner
802.11b/g/n WLAN
Full-size island-style keyboard with numeric keypad
HP TrueVision HD Webcam
DTS Sound+: Dynamic and subtle nuances provide rich sounds for a concert-like experience
Lithium ion battery; Up to 4 hours battery life
Dimensions: 0.97 in (H) x 15.18 in (W) x 10.16 in (D) (5.6 LBS)
Windows 8
1 Year Limited Hardware Warranty with Toll-Free Support

Portable
Weighing in at about 5.6 pounds, the HP Pavilion 15-inch touchscreen laptop measures less than an inch high when closed. This slim lightweight computer provides an abundance of disk space to hold all of your files and programs but remains small enough to travel with you wherever you go.Vivid Picture and Sound
The 15.6-inch display supports high-definition images, allowing you to enjoy superior picture quality when watching movies, viewing images, or playing games. The DTS Sound+ system produces rich dynamic sound that will make you feel like you're in a concert hall. The HD webcam coupled with the HP TrueVision software will ensure you always look your best whether you're video chatting with family or conferencing with coworkers over Skype.Convenient
The HP Pavilion 15-inch touchscreen laptop lets you easily move through files and programs using just your fingertips. Swipe and tap your way to increased productivity.SPECIFICATIONS
Laptop Screen Size (Inches) 17.3 Laptop Screen Size 15"-15.9" Laptop Display Type Diagonal HD(33) BrightView LED-backlit touchscreen display (1366x768) Laptop Memory RAM (GB) 4 Laptop Memory Type DDR3L SDRAM (1 DIMM) Laptop Hard Drive Capacity Details_db2_3511 750GB Laptop Hard Drive Capacity (GB) 750 Laptop Hard Drive Speed 5400RPM Laptop Processor Type Details AMD Quad-Core A6-5200 Accelerated Processor Laptop Processor Type_db2_13376 AMD A6 Laptop Processor Speed 2.0GHz CPU Cache 2MB L2 Cache Laptop Optical Drive SuperMulti DVD burner Laptop Network Card 10/100BASE-T Ethernet LAN (RJ-45 connector) Bluetooth Compatibility No Laptop Operating System Windows 8 Laptop Extra Features HP CoolSense Laptop Other ports 1 HDMI, 1 RJ-45 (LAN), 1 Headphone-out/microphone-in combo jack Laptop USB Slots SuperSpeed USB 3.0, 1 Universal Serial Bus (USB) 2.0 Laptop Video Graphics AMD Radeon HD 8400 graphics Video Graphics Memory Up to 2029MB total graphics memory Media Card Reader Multi-format digital media card reader for Secure Digital cards Laptop Audio DTS Sound+ Laptop Color Details Black/Silver Laptop Color Black Laptop Webcam HP TrueVision HD Webcam: Always come off looking your best. Even in low light.( Laptop Battery Life Up to 4 hours Laptop Battery Type 4-cell 41WHr 2.8Ah lithium-ion battery Laptop Dimensions (L x W x H) 47.24"L x 39.37"W x 46"D Laptop Weight 5.6 lbs. Laptop Warranty 1-Year Warranty Laptop Use Everyday Laptop Refurbished No Laptop Style Laptop/Notebook Touch Screen Enabled Yes
g: 0 Posted By: remick
Views: 23 Replies: 0 Touch of an Angel
Ashaneen & Piotr Janeczek
http://www.amazon.com/Touch-Angel-Ashaneen-Piotr-Janeczek/dp/B00GC21AW2

Nature Sounds Collection: Birds & Streams, Vol. 2 (Mountain Stream)
Ashaneen
http://www.amazon.com/Nature-Sounds-Collection-Streams-Mountain/dp/B00GBTKGIK

Music for Healing: Return to the Source (Deep Theta Brainwave Synchronization)
Ashaneen & Piotr Janeczek
http://www.amazon.com/Music-Healing-Return-Brainwave-Synchronization/dp/B00D7N7E1A
Movies & Music Deals
Diminished Value Questions
Added on : Thursday November 21st 2013 12:00:13 PM
g: 0 Posted By: JimBo1975
Views: 143 Replies: 0 My wife was in an accident last Saturday in which another driver ran a red light and struck our 2010 Impreza. The car was towed to a well recommended Body Shop that day, and they provided a preliminary repair estimate of ~$3100. The other parties insurance (Kemper) has already accepted liability and our insurance (State Farm) provided a repair estimate yesterday of ~$10100 (and sent a check for that amount minus the deductible). When I saw the repair estimate I was surprised that the vehicle would not be considered a total loss (KBB lists somewhere between 13k-14k private resale value) so I contacted State Farm today to try and understand the math they did to figure that out. They were not willing to really share any numbers other than that 65% of retail value is where they start to consider a total loss (which in this case would equate to $15.5k). When I mentioned that I was concerned that after repair of $10.1k the car would not be worth as much, they replied that I should contact Kemper about a diminished value claim. I had already done some reading on that topic (including several threads on this forum) and that path sounds like a lot of headache and wasted time (even though as a third party claim there is no restriction against it). The way I see it I have three options.

1. Proceed with repairs and go after Kemper for diminished value claim afterwards.
2. Don't repair vehicle at this shop, but take check and either try to find a cheaper Body Shop or sell the car as is for whatever I can get.
3. Contact Kemper before repairs are started and see if they are willing to pay me the resale value so that I don't have to deal with any of the above.

BTW, we were planning to sell/trade the vehicle next year so getting rid of it now would just accelerate that process a little. Appreciate any advice you have to offer...
Personal Finance Deals
Logitech G35 | 7.1 USB Headset | Refurb | NewEgg | $45.99
Added on : Wednesday November 20th 2013 05:00:12 PM
g: 0 Posted By: HotnNow
Views: 257 Replies: 0 These are a great pair of head sets featuring 7.1 Surround sounds

20 Hz 20 KHz diffuse-field equalized
USB 2.0 Connector
10 ft. /3.05 m Cord Length

Go Get Yours
Holiday special savings, ends 11/25
Headphones & Speakers Deals

Newegg Coupons
Robo Chase by FEG $18 + Shipping @gilt.com
Added on : Wednesday November 20th 2013 04:00:05 PM
g: 0 Posted By: oabcdes
Views: 249 Replies: 0 http://www.gilt.com/sale/children/feg/product/1034535729-feg-rob...

Robo Chase:

Robot learning toy with electronic lights and sounds
Study plastic construction
Realistic movements, responds with a gentle tap on its head
Requires three AA batteries (included)
For ages 2 to 4 years


Toys Deals
Logitech G35 | 7.1 USB Headset | Refurb | NewEgg | $49.99
Added on : Wednesday November 20th 2013 04:00:02 PM
g: 0 Posted By: HotnNow
Views: 21 Replies: 0 These are a great pair of head sets featuring 7.1 Surround sounds

20 Hz 20 KHz diffuse-field equalized
USB 2.0 Connector
10 ft. /3.05 m Cord Length

Go Get Yours
Holiday special savings, ends 11/25
Headphones & Speakers Deals

Newegg Coupons
sellers agent doesnt want to show me the property..what are my options?
Added on : Monday November 18th 2013 02:00:07 PM
g: 0 Posted By: heehaa
Views: 257 Replies: 6 i went to a Open house in my neighborhood about 2 weeks ago. I stopped at the door hoping that i would be greeted by the broker. There were a few women in a circle talking right in front of me. Some of them glanced at me and then went right back to business. I stood their somewhat embarrassingly looking around trying to locate the listing agent. Then after more than a min or so , i heard one of the ladies from the group that stood in front of me " feel free to walk around ..information is in the kitchen" with a grin. She turned out to be the listing agent and this was the only interaction we had. I felt unwelcome.( ? extra-sensitive..... I was not born in this country, have an accent and am brown) This is a relatively high end neighborhood. I managed to look at the property all by myself.

I brushed this experience off thinking that this person may have had a bad day and decided to call the company for a second look. I was told that the broker will give me a call. I received a call later but the identified herself with a different name than the listing agent. I assumed that she might be working for the listing broker. She again sounded very cold. She asked me if I knew what the asking price was ( I guess I didnt sound like someone with an excellent credit history). I asked her why she would ask that question and asked her if I needed to commit to asking price before she would show me the house.? She said she will call back to schedule the showing. She called back an hour later with meeting day/time. When I told her that the suggested day and time workedfor me, she said she will call back to confirm. She is suggesting day and time ...and needs to confirm!!
I received a call 2 hours later. She tells me that she cant show the property on the day that she had suggested and that they actually had received an offer already...she subsequently clarifies that the offer is verbal. she then offers to show me other properties... As you can see ..this sounds very strange. Brokers accept offer and show properties until the deal goes through (money flows).

it seemed to me that this person was playing a foul game against the seller -my neighbor...i actually live 2 blocks away from this property..i had never met the seller before though.. This weekend I stopped by this property knocked on the door and told the seller the story. They said they were not happy with the agent and were thinking about dropping her . When i gave them the name of the person who I talked to over the phone. they told me that that person was actually not their agent. She was a buyer's representative from the same brokerage whose client actually had made a verbal offer. You guessed it right. ...very hard to believe!

I made an offer directly to the seller.

My question you learned men and women is ....what are my legal options here? Which rights were infringed ?
What are the seller's options? Can he get out of the contract here with the listing agent.?

thanks very much for reading this long story!
btw, I did talk to an attorney. He was shocked and thinks that the agent who I spke over the phone and wouldnt show me the property was trying to protect her commission that she would potentially get from her client. He said he will do more research.
Real Estate Deals
g: 0 Posted By: imagine1128
Views: 119 Replies: 0 Little People Santa's North Pole Cottage with Lights and sounds
Product #: X4189
Ages: 1 year & up
$50.00
11/16-22 Extra 20% off and Free Shipping over $25 orders w/code NOVSALE
FINAL PRICE $40.00

product link

Overall Rating 5 stars- 3 reviews

Video demo link

Santa's North Pole Cottage opens wide with two whole floors of hands-on fun inside.
The Christmas tree delights with six holiday tunes and twinkling lights.
Press the kittens in the kitchen for more sounds and surprises!
Includes 4 figures ( Mr + Mrs Claus included )
and 7 play accessories.
Approx. 27"L x 6"W x 11"H. Requires 3 "AA" batteries.
Toys Deals
toysrus: $99.99 Mini Cooper 6V Ride-On - Yellow (in-store pickup)
Added on : Saturday November 16th 2013 12:00:03 PM
g: 0 Posted By: VivYip
Views: 84 Replies: 0 credit dealnews

Toys R Us has this item for $99.99 with in-store pickup

Mini Cooper 6V Ride-On - Yellow
Authentic Mini Cooper Design
Working Front Headlights
Horn and Engine Sounds
Rubber Traction Strips
Goes up to 2.5 mph in forward and reverse
Premium Clear Windshield
Two Tone Body and Real Chrome Accents
6 V Rechargeable Battery and Charger included
It features speeds up to 2.5 mph in forward and reverse, working front headlights, horn and engine sounds, and rubber tractions strips.

Hope this might help someone. Thank you for reading.
Toys Deals
g: 0 Posted By: archena
Views: 349 Replies: 1 This is used by speech pathologists so may not be for all

Speech Sounds on Cue for iPad (US English) | $23.99 → FREE

https://itunes.apple.com/US/app/id478653632?mt=8
Apps Deals

iTunes Coupons
g: 0 Posted By: archena
Views: 0 Replies: 0 This is used by speech pathologists so may not be for all

Speech Sounds on Cue for iPad (US English) | $23.99 → FREE

https://itunes.apple.com/US/app/id478653632?mt=8
ACA (Covered California): Health Care as Individual or Small Business?
Added on : Friday November 15th 2013 12:00:09 PM
g: 0 Posted By: orky
Views: 97 Replies: 0 All this health insurance changes is really difficult for me to process. I have recently left a full-time paying job and am going at it on my own. For the short-term, it is just myself in my S-Corp with minimal expenses and income. Existing health care plans are expensive and I have purchased a barebones plan to ensure I have at least something.

So my question is, does it make more sense to set up a health care plan through the business to cover myself as an employee(and my spouse as a dependent), or should I just avoid it and go the individual health care route? If I go the business route, there are supposed tax benefits and perhaps the plans might be more beneficial. The individual route sounds like less headache.

Help! Thanks in advance.
Personal Finance Deals
g: 0 Posted By: remick
Views: 133 Replies: 0 http://www.amazon.com/Measure-Success-Impassioned-Plea-Pastors-ebook/dp/B007P3QO82

4.8 out of 5 stars with 23 reviews

How do pastors measure success? Is it through the number of people who fill the pews on Sunday morning? Is it tied to programs, building projects, salary, or book deals? Is it about how much technology they use or what their worship band sounds like? Shawn Lovejoy has seen all of these measures of success lead pastors toward pride, self-reliance, loneliness, isolation, exhaustion, and, in the most extreme cases, self-destruction.

In this honest and encouraging book, he calls pastors back to the "main thing"--the call to love people and make disciples--and to measure their success the way God does. Using Scripture, personal examples, and case studies, Lovejoy gently leads pastors back to their first love, and in doing so he leads them toward a more effective and joy-filled ministry.
Books Deals

Amazon Coupons
g: 0 Posted By: VivYip
Views: 35 Replies: 0 credit techbargains

microsoft has this item for $9.97 with free shipping

X-mini II Capsule Speaker (Black)
Bass Xpansion System offers superior bass performance
Daisy-chain multiple X-mini Capsule Speakers for enhanced sound
Rechargeable batteries with playback of up to 12 hours
3.5mm audio jack is compatible with media players, mobile phones, and laptops
Features a 40mm driver to project richer and fuller sounds, daisy-chainable with other speakers, 12-Hour playback on rechargeable battery, and takes a 3.5mm Audio Input.

Hope this might help someone. Thank you for reading.
Headphones & Speakers Deals

Microsoft Store Coupons
Invest like a Billionaire
Added on : Wednesday November 13th 2013 07:00:08 AM
g: 0 Posted By: bigdinkel
Views: 44 Replies: 0 There's a new index that tracks the investments of Billionaires. Sounds too good to be true.

http://blogs.marketwatch.com/thetell/2013/11/13/new-index-tracks-buffett-icahn-loeb-and-other-billionaires-to-beat-sp-500/
g: 0 Posted By: cyberpitstop
Views: 171 Replies: 0 Pyle-Pro PDMIK1 Professional Moving Coil Dynamic Handheld Microphonejust $3.95

http://www.amazon.com/dp/B003GEKXZY/The PDMIK1 is a professional moving coil dynamic handheld microphone. Translation: it makes your voice sound great, thanks the unidirectional element. The durable zinc alloy metal construction means this mic is great for everyday use. It sounds great in the studio or on the stage. It includes a 6.5 foot 4.5mm microphone cable.
enjoy dw
Music Deals

Amazon Coupons
Upromise MasterCard
Added on : Sunday November 10th 2013 10:00:07 AM
g: 0 Posted By: JDdoc
Views: 126 Replies: 0 Searched the FWF and saw some older discussions of this card (now administered by Barclay's) but have a few questions for those with experience putting a good amount of spend on this card.

#1 - After the change to Barclay's, sounds like there have been some customer service issues. I'm patient about getting the CB but is this a "deal breaker"?
#2 - Main reason for me is that between the Discover 5% and my Chase Freedom 5% online categories and the online shopping sites, I'm hitting the spend limit for the 5% bonus on online shopping. It's my understanding that the 5% bonus here through the Upromise mall has no limit? Another reason would be that the 5% CB rules here are more disorganized and less restrictive than - say the UR mall or ShopDiscover. For products that generally sell at / near retail, there's a good shot at 10-15% CB with this card used through the mall with no quarterly spend limit.
#3 - is there another shopping portal that has better / broader discounts? (except for FW of course...)

The sign on bonus is negligible, but if anyone is putting heavy use on this card, feedback would be great!
Credit Deals
g: 0 Posted By: ctgolfer
Views: 139 Replies: 0 www.sears.com/shc/s/p_10153_12605_05224155000P
Toys Deals

Sears Coupons
Amex Offers: Is the BP offer multi-use
Added on : Friday November 08th 2013 12:00:05 PM
g: 0 Posted By: VerbalK
Views: 91 Replies: 0 Here is the text on my SPG card... does this sounds like it can be used more than once? Not a bad deal if you combine with BP drivers rewards.
amex tos said: Get a $5 statement credit each time you use your enrolled Card to make a single qualifying purchase of $25 or more at the pump at any BP station by 12/31/2013.
Credit Deals
FREE iPhone Star Trek Calculator App
Added on : Wednesday November 06th 2013 02:00:07 PM
g: 0 Posted By: smileyolalamiester
Views: 95 Replies: 0 https://itunes.apple.com/us/app/trekkie-enterprise-tones-lite/id...

I'm a big fan of Star Trek and I could not put this down. You can hear the Enterprise background sound and when you press the numbers you hear the Enterprise switches, button sounds.
It's like being on Captain K's chair. I kept pressing buttons just to hear them lol.... It also comes with Klingon keyboards...Pretty cool!
Enjoy, guys!

Computers & Software Deals
g: 1 Posted By: bittul
Views: 63 Replies: 0 Linky

Check the $4 coupon checkbox (ignore the $30. It does nothing).

$39.95 - $4 = $35.95 + Free Shipping.

BUT! See below for an option to get it for $29.50! (=some fun and games )
Encourage healthy brushing on their own

KidTimer trains to a 2 minute brushing routine
Increases brushing time slowly over 90 days , building towards the dentist recommended 2 minutes.
KidPacer
Fun sounds encourage kids to brush the front and back of both upper and lower teeth.
2 Kid-friendly power modes
Gentle cleaning that's right for different ages. Low mode for ages 4+ and High mode for 7+.
Better results guaranteed!*

Includes

2 brush heads for ages 4+ and 7+
2 sizes that are specifically designed to gently clean and protect teeth at key developmental stages.
3 interchangeable panels
So kids can customize their toothbrush
1 rechargeable handle
1 sturdy charger base with brush head storage

Features:

Anti-roll shape
Allows kids to apply toothpaste while the toothbrush is laying flat.
Multi-Grip Design
Ergonomically designed to enable parents and kids to brush together or on their own.
Rechargeable
No batteries to replace
Results you can trust
This Sonicare has been expertly designed for growing kids in order to encourage healthy habits and deliver outstanding results- even when they are brushing their own.



~~~~~~~~~~~~~~~~~~~~~~~
If you're a "new" customer to drugstore.com, you can stack this with their $5 (off $30) or $10 (off $50) new customer discount. Bringing the price down to $31.

Note: You'll need to enter zip-code and click "get estimate" to see discount. Also, your pre-authorization charge might not include this discount -- this is normal, and actual charge reflects all discounts.

But being as the $50 (for $10 off) is calculated from the pre-coupon price, we're only $10.05 short of saving another $5.
So, either add $10 of your own filler items (for a total of $36), or add "random" items that have a high coupon/price ratio and make your total even cheaper.
[Example scenario: Add two Clairol Hair Colors ($3.49 ea), and a CoverGirl Eye Shadow ($3.09). Your total should now drop to $29.52!]
Looking for advice on buying a Kia Sorento
Added on : Tuesday November 05th 2013 06:00:12 AM
g: 0 Posted By: pwdbyamd
Views: 204 Replies: 8 I want to buy a Kia Sorento for my wife. I thought it would be a good idea to buy a 2013 model to save some money (assuming that dealerships want to get rid of old stock), but apparently Kia released the 2014 model early and so all of the 2013 models are gone in my area. I did find a 2013 Kia Sorento that is a RENTAL for the dealership in black (the color she wants) with leather seats (also highly wanted) and AWD. I believe it is an SX model, but it's not really clear what that means or what options are included. It has 16,000 miles right now. I think that getting a rental is great because I get the best of both worlds: a relatively new car that would have some guarantee that there haven't been any accidents, but yet I could ask for a huge discount because of the depreciation of value based on the mileage and use. I can't really afford a new 2014 with AWD and leather seats in a 2014 model.

Note: This is not a thread about the benefits or disadvantages of the car itself...this is what my wife wants so let's just stick to it.

I have some questions for the finance gurus in here.

(1) The dealer quoted me $32,999 over the phone. That sounds pretty high. I want a killer deal. What should I ask for? I really want to be in the $27,000 ballpark. Is that unreasonable? Can someone give me some ammo/arguments to help me negotiate this right?

base price may be $34,200??
http://www.autoweek.com/article/20130406/CARREVIEWS/130409931

Note: I am going to the dealership in about an hour, so not a lot of time. Sorry, but I just spoke to the dealership 30 minutes ago. I will be checking this thread for updates throughout the next 2 hours.

(2) Is a soft pull on my credit going to affect my ability to get financing. My credit score is about a 680-690. The dealership wants to do a soft pull to gauge what kind of financing they think I can get with them. I bought out my Honda Civic lease through PenFed at 1.5% financing last year and would love to do the same here, so I don't want the dealership to ruin a possibility like that by doing a soft pull. Then again, I haven't checked to see if PenFed has 1.5% or not.

(3) I assume that since it is used (rental), there may be some small scratches/dings. Is there a rule of thumb that I could use in terms of estimating depreciation based on each scratch/ding?

Personal Finance Deals
g: 2 Posted By: Logician1313
Views: 210 Replies: 0 Sabian HHX Groove 13-in. Hi-Hat Cymbals - $157.52 After Coupon & Free Shipping at MusiciansFriend

Normally $399.99, now $157.52 after 12% off coupon code "12OFFDEAL" and free shipping. 5/5 stars based on 15 reviews.

Sabian HHX Groove Hi-Hat Cymbals deliver funky feel and a simmering blend of retro tone and crisp definition that's ideal for grooving in any style. Super-sized hammering and an exclusive Tone Projection feature add bite to project the musical sounds of HHX Cymbals through everything from pumped-up grooves and thickly textured tracks, to guitar-heavy, high-end wailing.


Music Deals

Musician's Friend Coupons
g: 1 Posted By: actionjbone
Views: 1230 Replies: 3 Listed under "used," and it's fulfilled by "Amazon Warehouse Deals." Sounds like they might be scratch-and-dent returns, based on the item description, but that's just a guess.

1. Go tohttp://www.amazon.com/dp/B00DB3SH2G
2. Click on "91usedfrom$69.00"
3. Scroll down, it's showing as the 4th item for me but it may vary based on your settings.

The description says the tablets are repackaged and there's minor cosmetic damage to the top, front, or sides - so the glass should be fine, based on what it says. Standard 30-day return policy applies. No mention of balance of manufacturer's warranty.

Note that when I first looked up the item it showed about $119, then it dropped to about $118 as I was typing this, so it may keep fluctuating.

This is as cheap as or cheaper than lots of comparable gray-market Chinese tablets, but for a name brand. Looks like a good deal if you want a genuine Nexus from a reputable source, but don't care how pretty the case is.
Android Tablets Deals

Amazon Coupons
g: 13 Posted By: archena
Views: 2602 Replies: 4 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

Secrets of a Master Closer: A Simpler, Easier, and Faster Way to Sell Anything to Anyone, Anytime, Anywhere [Kindle Edition] was $6.95

Mike Kaplan (Author)

http://www.amazon.com/dp/B008B6V6YO

Publication Date: June 12, 2012

Publisher: Oculus Publishers, Inc.

65 Reviews ★★★★.5

#5 inKindle Store > Kindle eBooks > Business & Investing > Marketing & Sales > Sales & Selling

#10 inKindle Store > Kindle eBooks > Business & Investing > Small Business & Entrepreneurship > Entrepreneurship

If you want to know, step by step, how to quickly, easily, and smoothly walk anyone from being a skeptical prospect to a happy customer that refers you friends, family, and colleagues...then you want to read this book.

Here's the deal:At its core, selling isn't a patchwork of cheesy closing techniques, annoying high-pressure tactics, or gimmicky rebuttals.

True salesmanship follows very specific laws, has very specific steps and stages, and leaves a customer feeling happy and helped. It's honest, respectful, enlightening, friendly, and done with real care. It's the type of selling that wins you not only customers, but fans.

Not coincidentally, this is the type of selling that truly great salespeople have mastered. This is the type of selling that keeps pipelines full and moving, and that builds a strong, loyal customer base that continues to give back to you in the form of customer loyalty, reorders, and referrals.

Well, that's what this book is all about. It will give you a crystal-clear picture of the exact steps that every sale must move through and why, and how to methodically take any prospect through each, and eventually to the close. And how to do it with integrity and pride.

In this book, you'll learn things like...

The eight precise steps of every sale. Leave any out, and you will struggle. Use them all correctly, and you will be able to close unlimited sales.
The true purpose of the presentation and the Crucial, often-missing steps that need to be taken first. If you're making the same presentation mistakes as most other salespeople, this chapter alone could double your sales.
How to easily discover which prospects can use and pay for your product/service, and which can't. Time is your most valuable commodity as a salesperson, and if wasted, it costs you money.
Learn how to smoothly create an abundance of closing opportunities, and know when to act on them and close. This is the hallmark of every master closer. Learn it, use it, and profit.
Why it's a myth that you need to know multiple ways to close deals. Learn this one, simple method, and you'll be able to use it to close all of your sales.
Simple formulas to turn any objection into a closing opportunity. Use them and never fear hearing a prospect's objection ever again.
And a whole lot more!

This is more than a just a book, really. It's a step-by-step sales training course. Each chapter ends with precise exercises that will help you master each technique taught and each step of the sales process.

If you are new to sales, make this book the first one you read, and you will greatly increase your chances for quick success.

If you are a seasoned veteran and are looking for ways to improve your numbers, this book will help you make your sales goals a reality.

SPECIAL BONUS FOR READERS!

With this book you'll also get a free "Road Map" from the author that lays out, in a PDF chart, every step and key principles taught in the book.

Print it out and keep it handy because it makes for a great "cheat sheet" to use while selling, or just to refresh on what you've learned.
From the AuthorHi,

I'm Mike, and I spent six years building and ultimately selling a multi-million dollar software sales company, AllMicro.

I attribute my success most to my ability to sell, which helped me not only get into the business in the first place, but train hundreds of salespeople over the years to build a large, productive sales force.

My experience teaching has shown me that everyone has the potential to be a great salesperson. It only takes three things.

First, you have to know the fundamental principles of selling. No amount of trick techniques or gimmicks can replace an understanding of the underlying laws of sales and persuasion.

Second, you have to know the precise steps that every sale must go through, and how to smoothly walk prospects through each. If you can't, you'll never reach your full potential as a salesperson.

Third, you have to have a strong desire to succeed. I know that sounds trite, but it's true--the best salespeople are inevitably the most driven. Fortunately, once you have the first two prerequisites, this final one usually takes care of itself.

Whether you're new to sales and have no experience or are a seasoned veteran looking for a way to boost your numbers, I can help you.

In my book you'll find the most important principles, techniques, and training exercises that I isolated, tested, and codified during my twenty years in sales and sales training. Regardless of what you're selling, this book will help you sell more and sell faster. This may just be the only book you need to read on sales, but I'll let you be the judge of that.

I hope you enjoy my book and I'd love to hear from you.

Sincerely,

Mike

Totally Free Deals
Nexus 7 16GB (2012) Amazon Warehouse Deals ~$118 FS
Added on : Monday October 28th 2013 08:00:19 AM
g: 0 Posted By: actionjbone
Views: 1087 Replies: 1 Listed under "used," but it's fulfilled by "Amazon Warehouse Deals" and sounds more like scratch-and-dent refurbs/returns.

1. Go tohttp://www.amazon.com/dp/B00DB3SH2G
2. Click on "91usedfrom$69.00"
3. Scroll down, it's showing as the 4th item for me but it may vary based on your settings.

The description says the tablets are repackaged and there's minor cosmetic damage to the top, front, or sides - so the glass should be fine, based on what it says. Standard 30-day return policy applies. No mention of balance of manufacturer's warranty.

Note that when I first looked up the item it showed about $119, then it dropped to about $118 as I was typing this, so it may keep fluctuating.

This is as cheap as or cheaper than lots of comparable gray-market Chinese tablets, but for a name brand. Looks like a good deal if you want a genuine Nexus from a reputable source, but don't care how pretty the case is.
Android Tablets Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 Today Only

www.sears.com/shc/s/p_10151_10104_05224153000P
Nexus 7 (2012) Amazon Warehouse Deals ~$118 FS
Added on : Sunday October 27th 2013 08:00:03 PM
g: 0 Posted By: actionjbone
Views: 125 Replies: 0 Listed under "used," but it's fulfilled by "Amazon Warehouse Deals" and sounds more like scratch-and-dent refurbs/returns.

1. Go tohttp://www.amazon.com/dp/B00DB3SH2G
2. Click on "91usedfrom$69.00"
3. Scroll down, it's showing as the 4th item for me but it may vary based on your settings.

The description says the tablets are repackaged and there's minor cosmetic damage to the top, front, or sides - so the glass should be fine, based on what it says. Standard 30-day return policy applies. No mention of balance of manufacturer's warranty.

Note that when I first looked up the item it showed about $119, then it dropped to about $118 as I was typing this, so it may keep fluctuating.

This is as cheap as or cheaper than lots of comparable gray-market Chinese tablets, but for a name brand. Looks like a good deal if you want a genuine Nexus from a reputable source, but don't care how pretty the case is.
Android Tablets Deals

Amazon Coupons
g: 0 Posted By: archena
Views: 49 Replies: 0 Please note only guaranteed to be FREE at time of posting. Please verify before you click and purchase

Secrets of a Master Closer: A Simpler, Easier, and Faster Way to Sell Anything to Anyone, Anytime, Anywhere [Kindle Edition] was $6.95

Mike Kaplan (Author)

http://www.amazon.com/dp/B008B6V6YO

Publication Date: June 12, 2012

Publisher: Oculus Publishers, Inc.

65 Reviews ★★★★.5

#12 in Kindle Store > Kindle eBooks > Business & Investing > Marketing & Sales > Sales & Selling

If you want to know, step by step, how to quickly, easily, and smoothly walk anyone from being a skeptical prospect to a happy customer that refers you friends, family, and colleagues...then you want to read this book.

Here's the deal:At its core, selling isn't a patchwork of cheesy closing techniques, annoying high-pressure tactics, or gimmicky rebuttals.

True salesmanship follows very specific laws, has very specific steps and stages, and leaves a customer feeling happy and helped. It's honest, respectful, enlightening, friendly, and done with real care. It's the type of selling that wins you not only customers, but fans.

Not coincidentally, this is the type of selling that truly great salespeople have mastered. This is the type of selling that keeps pipelines full and moving, and that builds a strong, loyal customer base that continues to give back to you in the form of customer loyalty, reorders, and referrals.

Well, that's what this book is all about. It will give you a crystal-clear picture of the exact steps that every sale must move through and why, and how to methodically take any prospect through each, and eventually to the close. And how to do it with integrity and pride.

In this book, you'll learn things like...

The eight precise steps of every sale. Leave any out, and you will struggle. Use them all correctly, and you will be able to close unlimited sales.
The true purpose of the presentation and the Crucial, often-missing steps that need to be taken first. If you're making the same presentation mistakes as most other salespeople, this chapter alone could double your sales.
How to easily discover which prospects can use and pay for your product/service, and which can't. Time is your most valuable commodity as a salesperson, and if wasted, it costs you money.
Learn how to smoothly create an abundance of closing opportunities, and know when to act on them and close. This is the hallmark of every master closer. Learn it, use it, and profit.
Why it's a myth that you need to know multiple ways to close deals. Learn this one, simple method, and you'll be able to use it to close all of your sales.
Simple formulas to turn any objection into a closing opportunity. Use them and never fear hearing a prospect's objection ever again.
And a whole lot more!

This is more than a just a book, really. It's a step-by-step sales training course. Each chapter ends with precise exercises that will help you master each technique taught and each step of the sales process.

If you are new to sales, make this book the first one you read, and you will greatly increase your chances for quick success.

If you are a seasoned veteran and are looking for ways to improve your numbers, this book will help you make your sales goals a reality.

SPECIAL BONUS FOR READERS!

With this book you'll also get a free "Road Map" from the author that lays out, in a PDF chart, every step and key principles taught in the book.

Print it out and keep it handy because it makes for a great "cheat sheet" to use while selling, or just to refresh on what you've learned.
From the AuthorHi,

I'm Mike, and I spent six years building and ultimately selling a multi-million dollar software sales company, AllMicro.

I attribute my success most to my ability to sell, which helped me not only get into the business in the first place, but train hundreds of salespeople over the years to build a large, productive sales force.

My experience teaching has shown me that everyone has the potential to be a great salesperson. It only takes three things.

First, you have to know the fundamental principles of selling. No amount of trick techniques or gimmicks can replace an understanding of the underlying laws of sales and persuasion.

Second, you have to know the precise steps that every sale must go through, and how to smoothly walk prospects through each. If you can't, you'll never reach your full potential as a salesperson.

Third, you have to have a strong desire to succeed. I know that sounds trite, but it's true--the best salespeople are inevitably the most driven. Fortunately, once you have the first two prerequisites, this final one usually takes care of itself.

Whether you're new to sales and have no experience or are a seasoned veteran looking for a way to boost your numbers, I can help you.

In my book you'll find the most important principles, techniques, and training exercises that I isolated, tested, and codified during my twenty years in sales and sales training. Regardless of what you're selling, this book will help you sell more and sell faster. This may just be the only book you need to read on sales, but I'll let you be the judge of that.

I hope you enjoy my book and I'd love to hear from you.

Sincerely,

Mike

Totally Free Deals
g: 0 Posted By: tjmightymouse
Views: 168 Replies: 0 Schlage Camelot Collection Satin Nickel Keyed Entry Lever with Built-In Alarm
Link to productPRODUCT OVERVIEWSecurity you hear instantly- The Schlage Keyed Entry with Built-in Alarm is the first, and only, residential door lock with an audible alarm sensor. Alerting you to activity at the door on first contact with door or handle, not just when the door is opened, you can select between 3 alert modes- activity, tamper, or forced entry.

Choose the alert mode (type of alarm) and sensitivity (level of touch that sets off alarm) to customize the lock to your specific security needs
Activity alert: two short beeps let you monitor when the door has been opened or closed; perfect for monitoring doors while at home
Tamper alert: one long alarm sounds when the door knob or lever has been disturbed; perfect for when everyone is inside
Forced entry alert: A shrill, steady siren triggers at first impact and acts as a theft deterrent; perfect for protection against break-ins
Easy to use, programming done right at the lock
Easy installation, no wiring required
Runs on two AAA batteries (included) with up to three years of battery life and low battery indicator
MFG Model # : FE51 V ACC 619 CAM
MFG Part # : 255276

Home & Garden Deals

Home Depot Coupons
g: 1 Posted By: ctgolfer
Views: 270 Replies: 0 http://1sale.com/electronics/tv-home-theater/samsung-soundbar/
Electronics Deals

1Sale.com Coupons
2013 Build-A-Bear Holiday Guide
Added on : Saturday October 19th 2013 08:00:05 AM
g: 2 Posted By: pumaJ
Views: 351 Replies: 0 http://socalsite.socalthrills.com/2013-build-a-bear-workshop-holiday-gift-guide-2/Give a Gift to RememBEAR from Build-A-Bear WorkshopGive the Build-A-Bear Workshop gift of friendship this holiday season. There is something for everyone on your gift list including holiday favorites, new MY LITTLE PONY friends, winter- themed stuffed animals, personalized picks, gifts that give back, stocking stuffers and more. Of course, you can always give the Build-A-Bear Workshop experience with a Bear Buck$ gift card to make memories that last a lifetime.Christmas ClassicsMake everyones season beary and bright with classic Christmas friends.http://socalsite.socalthrills.com/wp-content/uploads/2013/09/Screen-Shot-2013-09-25-at-2.21.30-PM.pngMake-your-own Rudolph the Red-Nosed Reindeer ($25) and his special friend Clarice ($25) they are sure to light up your holidays. Dress Rudolph in a holiday sweater ($8.50), red bell collar ($4), snowflake hat and scarf ($8.50), and Rudolph slippers ($6.50 per pair). Rudolph has a light up nose you could even say it glows! Plus, you can add the Rudolph the Red-Nosed Reindeer sounds ($7) to Rudolph, Clarice or any furry friend!Clarice has a light up heart and is ready for holiday fun in a polka dot dress ($10.50), red bell collar ($4) and red sparkle bow flats ($7.50 per pair). Together, this deer and doe duo make the perfect gift for children, and adults who are kids at heart.At Build-A-Bear Workshop, you will find even more holiday favorites for under the tree. For the first time ever, the company will have its own version of the classic holiday tale, Twas the Night Before Christmas. Kids can cuddle up with Wishes Santa ($20) and Merry Mouse ($18) as they read Twas the Fun Before Christmas written by Michelle Bain (available November 1 for $3.99). The book is a great stocking stuffer and can be used as a gift card holder. It also includes holiday stickers and a bookmark.Wishes Santa looks jolly in his signature outfit ($12.50) and hat (included), wire frame glasses ($4.50) and black rubber boots ($7.50). Add Santas famous Ho, Ho, Ho sound ($5) or the holiday jingle Up on the Housetop ($7).Merry Mouse is ready to nestle all snug in his bed in snowflake pajamas ($10.50) and a red Santa hat ($3.50).Frosty the Snowman ($23) comes complete with a top hat and jolly, happy soul, Shown here in his Frosty the Snowman accessory set ($8.50). Add the song Frosty the Snowman ($7) to make him really come to life.MY LITTLE PONYhttp://socalsite.socalthrills.com/wp-content/uploads/2013/09/Screen-Shot-2013-09-25-at-2.46.51-PM.pngBuild-A-Bear Workshop brings the magic and friendship of MY LITTLE PONY to Guests everywhere this holiday season with make-your-own characters.FLUTTERSHY (available November 29), PINKIE PIE, RAINBOW DASH, and PRINCESS TWILIGHT SPARKLE ($25 each) are ready for new adventures.Personalize these pony friends with clothing and accessories to make the perfect gift. Dress them in their signature capes ($13.50) or a variety of other fashions.Their colorful manes can be brushed, combed and braided with an exclusive rainbow hairbrush ($3.50), available only at Build-A-Bear Workshop.Winter Favoriteshttp://socalsite.socalthrills.com/wp-content/uploads/2013/09/Screen-Shot-2013-09-25-at-2.52.42-PM.pngWhen you are looking for cool gifts, Build-A-Bear Workshop has you covered with winter-themed furry friends.Pinky the Penguin ($18) is ready for snow in her pink snowflake sweater set ($12.50), white faux-fur puffer coat ($11.50), white sparkle faux-fur bow ($3) and white faux-fur boots ($9).Pengy the Penguin ($18) is super chill in his skull sweater outfit ($12.50), blue varsity jacket ($10.50), blue newsboy hat ($5) and black canvas high-tops ($7.50).Snow Sparkles Bunny ($20) is ready for a fun day at the ice rink in her purple ice skater dress ($13.50) and white faux-fur trimmed ice skates ($9).Winter White Polar Bear ($20) is ready for holiday fun in her polar ice dress ($12.50), white sparkle faux-fur bows ($3) and silver gem flats ($7.50 per pair).Festive Friendshttp://socalsite.socalthrills.com/wp-content/uploads/2013/09/Screen-Shot-2013-09-25-at-3.03.06-PM.pngNo matter what you are celebrating this season, festive friends bring holiday cheer to kids and adults (who are kids at heart).Happy Hugs Teddy ($15) is ready to hit the holiday party circuit in a red sequin dress ($13.50) and red sparkle bow flats ($7.50).Lil Bunny Big Ears ($15) and Cheerful Monkey ($20) will stand out under the tree dressed in these traditional elf costumes ($12.50) and matching elf hat and shoes set ($6).Champ- A Champion Fur Kids ($18) is helping make Christmas wishes come true in this Mrs. Claus outfit ($12.50) and red sparkle bow flats ($7.50).Tropicolor Teddy ($20) is ready for Hanukah in her blue satin fancy dress ($12.50), silver gem flats ($7.50), and Bear Flair sequin bows ($5 per 4 pack). She is sure to bring smiles all eight nights and all year long.Give the Build-A-Bear Workshop Experiencehttp://socalsite.socalthrills.com/wp-content/uploads/2013/09/Screen-Shot-2013-09-25-at-3.09.20-PM.pngToo many choices to pick just one gift? Give the Build-A-Bear Workshop experience (and a memory that lasts a lifetime) with a Bear Bucks Gift Card. Gift cards come in a variety of holiday designs and can be purchased for any amount. Each gift card purchased in-store comes in a festive mini Club Condo house. Gift cards are also available online, just a few clicks away from sending the bear-making experience.
Toys Deals

Build-A-Bear Workshop Coupons
HOA - Getting repairs done.. Advice?
Added on : Friday October 18th 2013 04:00:05 PM
g: 0 Posted By: elptrainerny
Views: 78 Replies: 2 Bought a multi-story vacation house end of June, which is part of a HOA. At the time of inspection 2 repairs were noticed by home inspector (one electrical box, the other wood support for outside staircase). Had sellers tell HOA president and once I bought the house I notified him as well. Also brought up again during summer, Now it's October and neither were done. This weekend I noticed a leak on my 1st floor. My friend (who's a contractor) noticed it was coming from the outside, something like how deck is connected. So I sent a certified letter listing the 3 repairs (leak being priority).

Get a call today from HOA President as the letter came today: Tried to say I must of let the kitchen sink on or toilet running which caused leak. I mentioned how there's no pipes near leak, etc,. Get told the home inspector would of found it, if it was outside, or something. Sounds like using every excuse from taking care of it. I needed to do a 3 way call with my friend (when I mentioned friend hoa guy is like he doesn't know anything, till I mentioned he's a contractor, etc). After call, HOA pres will take alook at it over weekend.

Just wanted to gather advice on what others in a HOA do for repairs or any suggestions.


Personal Finance Deals
g: 0 Posted By: VivYip
Views: 0 Replies: 0 credit dealnews

World Wide Stereo has this item for $699.99 after coupon code CLEARANCE

Klipsch SW-311 Reference Series Subwoofer System - 500 W RMS (Satin Black)
A force to be reckoned with, the SW-311 subwoofer delivers mind-blowing and deep-reaching bass. Featuring Klipsch's patented ARC II technology and a BASH Digital Hybrid amplifier, this sonic wonder enhances any speaker system and blends seamlessly with your dcor.

Fills any room with high-powered bass
Highly efficient design produces more output using less energy
Dimensions: 13" H x 13" W x 14" D
Stylish, compact subwoofer looks as good as it sounds

New and Improved Since 1993, Klipsch has developed high-output subwoofers to match their different speaker lines. Klipsch designed their latest subwoofers to be cross-brand compatible with any speaker or home theater system. Each new subwoofer boasts a modern, unobtrusive design and features the latest in amplifier and driver technology for unrivalled power and efficient bass extension.

Features

Patented Adaptive Room Correction II (ARC) automatically customizes optimal bass performance for any type of room.
Highly damped, non-resonant woven fiberglass driver and passive radiators produce tight musical bass.
A BASH Digital Hybrid amplifier delivers efficient and reliable high-powered sound.
Powerful, extended low-frequency output is provided by a 4-layer voice coil on an aluminum former.
It features 500-watts continuous power, dual 10" woven fiberglass drivers, frequency response of 22Hz to 120Hz, digital controls, five system presets, and Klipsch's Adaptive Room Correction II with 12 active filters.

Hope this might help someone. Thank you for reading.
How to combine Capital One cards?
Added on : Tuesday October 15th 2013 11:00:12 AM
g: 0 Posted By: SweetBearCub
Views: 125 Replies: 0 I asked this question in the "Welcome new users" thread, but got no response.

I have 2 credit card accounts with Capital One. Both have $500 limits. The first (older) card has a $39 annual fee (waived so far each time, though the last time was not easy), and the most recent is a "Journey" card with no annual fee and unlimited 1.25% Cash Back.

I have tried using the online chat and phone representatives to get these 2 cards combined, but both have shot me down with what sounds suspiciously like a scripted "No". The responses came very quickly, and used the same wording both times.

Is this really the case, or is there a certain way to get these cards combined? It would be much nicer to have the entire 1k on my rewards card limit.

Thanks!

Credit Deals
Reverse Mortgage for fun and profit
Added on : Monday October 14th 2013 09:00:13 AM
g: 9 Posted By: brettdoyle
Views: 793 Replies: 31 I recently read an article stating that the FHA will need a $1.7 billion bailout from the Treasury to cover projected losses in its reverse mortgage programs. This got me wondering how they are losing so much money on these mortgages at a time when housing prices are supposedly rising. Until recently I didn't fully understand this program as I am a younger person and reverse mortgages have a negative stigma attached to them. They are generally used by individuals living beyond their means... but when I looked into it and ran the numbers it sounds like a pretty good deal in many scenarios.

A quick background: Reverse mortgages are only for individuals ages 62 or older. You can either take a lump sum payment or receive a payment stream. The home continues to compound principle and interest over time, however you cannot be kicked out of the home no matter how large the mortgages compounds. When that individual passes away, the family has the option to repay the balance and keep the home or leave the collateral to the lender. Any excess equity it kept by the lender. You can borrow up the 75% of the appraisal value.

The system was designed with rules to protect taxpayers such that only the individuals on the mortgage could continue to live in the home indefinitely. You could only qualify if every person on the mortgage was 62 years old, so a couple typically left the younger spouse off the mortgage. Women typically outlive men, and often this meant that when the man died the widow would need to cough up the mortgage balance or else move out of the house. Of course, the losers who made bad decisions didn't like this outcome and looked for ways to prevent it.

Now the interesting part is that AARP ultimately teamed up with these widows, went to court, and somehow got a judge to decide that the widows cannot be kicked out of the homes... even though they never qualified for the reverse mortgage program (which is ridiculous).

http://www.aarp.org/about-aarp/press-center/info-10-2013/Two-Sur...

Ultimately, this could be a really good deal in a situation where a woman is younger than her husband. Consider a homeowner with a $400,000 property who is eligible to borrow up to $300,000. If he has a wife that is 57 years old and assuming she lives until the median expectancy of 82... that would allow her to live in the home for 25 years without ever repaying a cent.

Assuming a 7% annual investment on that $300,000.... after 25 years it would compound into a value of $1,628,230 that could be left to heirs in lieu of a house. This would probably be much larger than the future value of the home... a house is a fixed asset that simply sits there whereas the $300,000 could be employed into active business investments that will compound and generate much higher returns on investment.

What happens after the widow finally dies? As you can imagine, an individual without equity in a home is not going to take great care of the property. They aren't going to renovate the kitchen or do major repairs. The interest and principle compound over decades but the collateral is probably worth no where near that amount. The home gets sold off a large loss relative to the mortgage. Interestingly enough the lender doesn't care if this happens as they won't lose a penny. They get to make a bunch of money off fees and interest and are made whole loans by the US taxpayer as these loans are federally guaranteed. Their goal is to just write as many of these smelly loans as possible.

In more extreme scenarios with a 62 year old male and a 45 year old wife that lives until 95... the payouts could hit $10 million. I also wonder how badly this ruling could be abused. What if the widow decides to marry a younger male? Does that mean he can live in the home for the rest of his life without paying a cent? Could the widow arrange a paper wedding with a 20 year old to give him a free house? Could he then marry someone in turn and keep the home? Who knows... but the losses on these loans are massive.
General Economics Deals
Reverse Mortgage... a hot deal
Added on : Monday October 14th 2013 07:00:12 AM
g: 0 Posted By: brettdoyle
Views: 0 Replies: 0 I recently read an article stating that the FHA will need a $1.7 billion bailout from the Treasury to cover projected losses in its reverse mortgage programs. This got me wondering how they are losing so much money on these mortgages at a time when housing prices are supposedly rising. I am a younger person and reverse mortgages have a negative stigma attached to them. They are generally used by individuals living beyond their means... but when I looked into it and ran the numbers it sounds like a pretty good deal in many scenarios.

A quick background: Reverse mortgages are only for individuals ages 62 or older. You can either take a lump sum payment or receive a payment stream. The home continues to compound principle and interest over time, however you cannot be kicked out of the home no matter how large the mortgages compounds. When that individual passes away, the family has the option to repay the balance and keep the home or leave the collateral to the lender. Any excess equity it kept by the lender. You can borrow up the 75% of the appraisal value.

The system was designed with rules to protect taxpayers such that only the individuals on the mortgage could continue to live in the home indefinitely. You could only qualify if every person on the mortgage was 62 years old, so a couple typically left the younger spouse off the mortgage. Women typically outlive men, and often this meant that when the man died the widow would need to cough up the mortgage balance or else move out of the house.

Now the interesting part is that AARP ultimately teamed up with these widows, went to court, and somehow got a judge to decide that the widows cannot be kicked out of the homes... even though they never qualified for the reverse mortgage program.

http://www.aarp.org/about-aarp/press-center/info-10-2013/Two-Sur...

Ultimately, this could be a really good deal in a situation where a woman is younger than her husband. Consider a homeowner with a $400,000 property who is eligible to borrow up to $300,000. If he has a wife that is 57 years old and assuming she lives until the median expectancy of 82... that would allow her to live in the home for 25 years without ever repaying a cent.

Assuming a 7% annual investment on that $300,000.... after 25 years it would compound into a value of $1,628,230 that could be left to heirs in lieu of a house. This would probably be much larger than the future value of the home... a house is a fixed asset that simply sits there whereas the $300,000 could be employed into active business investments that will compound and generate much higher returns on investment.

What happens after the widow finally dies? As you can imagine, an individual without equity in a home is not going to take great care of the property. They aren't going to renovate the kitchen or do major repairs. The interest and principle compound over decades but the collateral is probably worth no where near that amount. The home gets sold off a large loss relative to the mortgage. Interestingly enough the lender isn't on the hook for a penny. They get to make a bunch of money off fees and interest and are made whole loans by the US taxpayer as these loans are federally guaranteed.

I also wonder how badly this ruling could be abused. What if the widow decides to marry a younger male? Does that mean he can live in the home for the rest of his life without paying a cent? Could the widow arrange a paper wedding with a 20 year old to give him a free house? Could he then marry someone in turn and keep the home? Who knows... but the losses on these loans are massive.
Rogue G10 10W 1x3.5 Guitar Combo Amp $24.99 FS @ wwbw
Added on : Monday October 14th 2013 06:00:03 AM
g: 1 Posted By: tedhawkins
Views: 30 Replies: 0 Rogue G10 10W 1x3.5 Guitar Combo Amp $24.99 FS @ WWBW

http://www.wwbw.com/Rogue-G10-10W-1x3-5-Guitar-Combo-Amp-430834-...

The new Rogue G-10 guitar amp produces a variety of tones in a compact size.

The Rogue G-10 preamp section has a master volume and overdrive switch to go between clean and overdriven sounds. The 2-band EQ is simple and allows for adjusting the amp to match the player's style and guitar. The headphone jack automatically switches off the internal speaker.

The Rogue G-10 is a great starter amp and will continue to serve as a practice tool for those that graduate to a larger amp.

Features

Compact size
Switch for clean or overdriven sound
Master volume
2-band tone control
1/4" Headphone out
Music Deals
g: 0 Posted By: majorchamp
Views: 2 Replies: 0 So I am trying to decide which rewards CC to go with. My wife and I don't travel..and though a vacation is in the future, I don't feel a rewards based travel card is necessary. Cash Back and/or points would be ideal.

The QuickerSilver 1.5% Cash Back unlimited sounds very promising. The AMEX Preferred with 6% toward groceries, 3% toward gas, etc.. sounds promising as well, but seems to have limitations. Here are my questions.

My monthly bills come out to roughly $350 gas, $600-800 groceries (includes Kroger grocery, CVS pharmacy). We don't do much "shopping" like department stores.

Also, when I pay my verizon bill, gas bill, water bill, and general expenses with a Cash Back card like those mentioned, do I earn still 1.5%?

Thanks
Credit Deals
Bluebird launches sub-accounts
Added on : Wednesday October 09th 2013 01:00:07 PM
g: 0 Posted By: Al3xK
Views: 126 Replies: 5 Just got an email that BlueBird is launching sub-accounts for multiple members of your "family". They haven't explicitly said it, but it sounds like you get different card #'s that are all controlled under the same account.

https://www.bluebird.com/faqs?linknav=us-Prepaid-Bluebird-Home-F...

They say you can setup a sub-account for a teen that you can turn on/off features, and transfer funds...so I'd have to imagine separate numbers. Not sure if it's useful for anything.
Discussion Deals
g: 0 Posted By: Slomer
Views: 20 Replies: 0 Amazon has the Mediasonic BR-100 Bluetooth receiver for $12.99 with free super saver over $25 or prime shipping. This is for hooking up receivers, boomboxes, and other devices via standard line in or microphone portto your Bluetooth device such as your phone.

Features:
Bluetooth 3 (although the fact that it lists EDR makes me wonder if it is actually 2.1 Same difference as far as audio is concerned anyway)
A2DP (which basically just means it will be in stereo and not mono sounds)
Built in Li-ion battery (charges over included microUSB cable)
Works with android, ios, and other bluetooth devices to stream music to a non bluetooth enabled speaker setup.

Manfuacturer description page: MediaSonic

Price comparison:
Meritline: $22.99 (Lowest was $14.99with 1 day only coupon that is now expired).
Newegg: $21.99
eBay: $21.99 or more for all that I found

Camelcamelcamel says this is the lowest price and I have been interested in trying a cheap bluetooth receiver.

I got mine in an hour or so ago. It is smaller than I expected (I didn't read the dimensions on Amazon for some reason).

I did a few initial quick tests.

Battery was initially too dead to turn on, but hooking it to a USB portable battery pack allowed it to start charging and also turn on so it could be used while charging.
It paired painlessly with my galaxy S4 with no codes or anything.
It sounds good on the PC speakers I tested it with. My receiver isn't set back up yet so that test will have to wait.
Range seems pretty decent. I can walk a couple of rooms away and it will start to get flaky after going through about 20 feet of walls and furniture. Once I walk back in range it starts playing again quickly.
When disconnected or turned off from my phone it connects again as expected once turned back on without me having to repair or anything silly.

Electronics Deals

Amazon Coupons
How do you fund your Saturna HSA?
Added on : Tuesday October 08th 2013 01:00:07 PM
g: 0 Posted By: dougan778
Views: 37 Replies: 0 I recently transferred my HSA over to Saturna. I've read around here and it sounds like a bunch of people here use them for HSA's as well.

I found out the hard way that I'm not able to direct-deposit to my Saturna HSA from my employer since I don't have a standard savings routing/account number for my account there. I confirmed this with customer service.

I could just write them a check, but I know direct deposit through payroll deduction saves me from paying certain taxes (FICA maybe?). My first thought is to open a "conventional" HSA with my local bank or something, and just transfer the money over to Saturna through ACH, which they are equipped to do. But I'm not sure.

For the people here that are using Saturna for their HSA, how are you contributing money? I'd have to think I'm not the first person to try and get the payroll-deposit benefits with Saturna.

Thanks in advance!
Personal Finance Deals
GUNS: M91-30 Rifles (CRATE of 20) $2600+s/h@clasicfirearms.com
Added on : Tuesday October 01st 2013 07:00:03 AM
g: -1 Posted By: jarhead6153
Views: 92 Replies: 0 GUNS: M91-30 Rifles (CRATE of 20) $2600+s/h@clasicfirearms.com

Here ya go...

Sounds ridiculous, but if you need more than one, check out the link... uses 7.62x54 round
Guns & Ammo Deals
Happy Trails Plush Rocking Barry Bear with Sounds $39.99 w/FS @ Sears
Added on : Sunday September 29th 2013 09:00:03 PM
g: 0 Posted By: ctgolfer
Views: 106 Replies: 0 Toady Only

www.sears.com/shc/s/p_10153_12605_05224153000P
Toys Deals

Sears Coupons
g: 0 Posted By: VivYip
Views: 146 Replies: 0 credit dealnews

Home Depot has this item for $39.99 with free shipping

Schlage Bright Brass Keyed Entry Lever with Built-In Camelot Alarm
Choose the alert mode (type of alarm) and sensitivity (level of touch that sets off alarm) to customize the lock to your specific security needs
Activity alert: two short beeps let you monitor when the door has been opened or closed; perfect for monitoring doors while at home
Tamper alert: one long alarm sounds when the door knob or lever has been disturbed; perfect for when everyone is inside
Forced entry alert: A shrill, steady siren triggers at first impact and acts as a theft deterrent; perfect for protection against break-ins
No wiring necessary
Easy to use, programming done right at the lock
Easy installation, no wiring required
Runs on two AAA batteries (included) with up to three years of battery life and low battery indicator
MFG Model # : FE51 V ACC 505 CAM 605
MFG Part # : 255269

Hope this might help someone. thank you for reading
Home & Garden Deals

Home Depot Coupons
g: 0 Posted By: Virgil27
Views: 1328 Replies: 1 Apokolypse Men's Premium Slim Fit Sweater Vest (3-Pack) @ Tanga - $24.99
compare at $70.00
Shipping adds $1.99.While I'm not sure what to make of clothing brand which sounds similar to either the end of the world, or alternatively, the home planet of the supervilain Darkseid, the savings on this 3-Pack Sweater Vest are earth-shattering for $45 off the next lowest price plus Cash Back!Available in various colors in Small, Medium and Large. Coupons:
FATWALLET - Extra $2 off (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Clothing Deals

Tanga Coupons
Apokolypse Men's Premium Slim Fit Sweater Vest (3-Pack) @ Tanga - $24.99
Added on : Tuesday September 24th 2013 04:00:03 PM
g: 0 Posted By: Virgil27
Views: 240 Replies: 0 Apokolypse Men's Premium Slim Fit Sweater Vest (3-Pack) @ Tanga - $24.99
compare at $70.00
Shipping adds $1.99.While I'm not sure what to make of clothing brand which sounds similar to either the end of the world, or alternatively, the home planet of the supervilain Darkseid, the savings on this 3-Pack Sweater Vest are earth-shattering for $45 off the next lowest price plus Cash Back!Available in various colors in Small, Medium and Large.   (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Clothing Deals

Tanga Coupons
g: 0 Posted By: iLetTheDogsOut
Views: 264 Replies: 0 http://www.amazon.com/gp/product/B00009363P/

Active volume hearing protector
Reduces hazardous impulse noises from firearms to harmless levels within 5 milliseconds
Localizes weak sounds and attenuates impulse sounds
Equipped with separate microphone, receiver, amplifier and volume control; powered by four 1-12-volt AAA batteries
Features an outstanding noise reduction rating of 19 dB

Part Number PEL97044 Item Weight 8 ounces Product Dimensions 8.2 x 4.7 x 2.9 inches Origin Sweden California residents Click herefor Proposition 65 warning Item model number 97044 Color Gray / Black Item Package Quantity 1 Batteries Required? Yes Warranty Description 1 Year

ripped from sg
Sports & Outdoors Deals

Amazon Coupons
Save 81% on Adjustable Body Shaping Slimming Belt $8.64 on Ebay
Added on : Saturday September 21st 2013 02:00:05 PM
g: 0 Posted By: Ayla
Views: 113 Replies: 1 http://www.ebay.com/bhp/adjustable-slimming-belt


Retail: $39.99

Price: $8.64

FREE Shipping

*NOTE: There is one there for $3.99, but you have to bid on it.
Also other styles available.




Available as an add on item at Amazon for less:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
An add on item is exactly as it sounds, you add this item to an existing order, or an order you are making up now.


http://www.amazon.com/North-American-Healthcare-JB5702-Adjustabl...

Retail: $39.99

Price: $7.51

You Save: $32.48

(16 of this one left in stock)


Trim inches off your waist with our slimming belt
Five zipper closures trim
Stretchy, neoprene material
g: 1 Posted By: jagx
Views: 72 Replies: 0 http://www.buydig.com/shop/product.aspx?sku=XMIPUSAS11
XtremeMacs newest portable speaker and charging dock made for iPod, iPhone and iPad. Its the perfect take along speaker dock for a picnic, poolside, home and office running on either AC power adapter or batteries. Sets up in three easy steps; a case-friendly dock accommodates most devices while still in its protective case. Power on and enjoy room filling stereo audio sound for up to six hours playtime while on-the-go. Connections include a line-in jack for use with other MP3 devices. As an additional feature, you can download the free XtremeMac Alarm Clock App to create a customized wake up experience. The app allows users to set dual alarms, wake up to choice of iPod song or chime, set nap/snooze times, and listen to music or nature sounds to enhance the sleeping experience. Made for: iPod, iPhone, iPad. Compatible with: iPad 2, iPod Nano 6G, iPod Touch 4G, iPhone 3GS, iPhone 4, iPhone 4S, iPad 3rd gen.
Electronics Deals

Buydig Coupons
Budgeting effectively using multiple accounts and automatic transfers
Added on : Wednesday September 18th 2013 12:00:05 PM
g: 0 Posted By: loheiman
Views: 81 Replies: 0 I'd like to create a discussion and see how savvy FWers setup their bank accounts, credit cards and automatic transfers for the purpose of effective budgeting.

I've never really been serious about this before but I'm 26 now have little savings and want to change that (have paid off my student loans tho!). I've used Mint and Yodlee for years to track transactions and have spent the last few months using Mint to budget but I feel it's not ideal for accounting for irregular expenses or saving for future goals etc.

My goals are to:
Create scarcity and properly account for future expenses/obligations so I know exactly how much money I can spendat any given time
Ensure that I "pay myself first" and properly save for the future
Create an easy way to save for goals/big purchases such as new laptop, phone, clothes etc

I got inspiration fromthis article on the 4 hour work week blog. I like the idea of automatic transfers and divvying up money into many sub accounts but am unsure how well this will really work with credit cards. Using debit/check cards would obviously simplify this but I can't get myself to do that because I don't want to give up 1) the layer of protection from fraud 2)Lack of liquidity due to large holds and 3) CashBack, miles, points etc

FYII get paid twice a month, on the 31st and 15th via direct deposit with no 401k plan available

MONTHLY FLOW OF MONEY
31st of month:
100% of paycheck direct deposited into central checking account

2nd of month:
40% of paycheck transferred to Monthly Expenses account (used for rent, utilities, bills)
25% of paycheck transferred to Savings account (for retirement/future)
3% of paycheck transferred to Travel account (for travel/vacation)
1% of paycheck transferred to Irregular Expenses account (Misc expenses such as dr co-pays, contacts, renters insurance etc)
31% of paycheck transferred to Everyday Spending account (for food, entertainment, fun etc)

15th of month:
Same as 31st of month

17th of month:
Same as 2nd of month


PAYING FOR THINGS
My thinking here is to have a separate credit card for each type of expense (Monthly, Irregular, Travel etc) and pay each credit card off from its corresponding checking account.

Where I'm a bit stuck is how to pay for Everyday Spending:If i'm constantly using a credit card here, my "view" into how much I have to spend is clouded by two things: 1) The lag of credit card transactions posting to account and 2) Always having to do mental math of subtracting the credit card balance from my Everyday Spending account. Any ideas here? Cash only is not an option as I frequently purchase items online (Amazon prime addict here!)


MISC INFO:
I plan to use Alliant checking acounts for the bulk of my accounts because it transfers money very fast to/from external accounts and instantly between internal accounts
I'd also use Alliant checking for my Everyday Spending account but I've been spoiled by Schwab and the idea of searching for In-Network ATMs sounds terrible
I often open credit cards/checking accounts for miles/bonuses so it'd be nice if I could do that without tangling with my regular accounting


QUESTIONS FOR YOU:
What do you do?
How well does it work?
Have any of you given up credit cards to simplify your system?
How do determine how much spending money you have at any given time and make guilt-free purchases?

Any and all feedback/input/advice is welcome. Thanks!



Personal Finance Deals
Car Bumper Repair the FWF way
Added on : Tuesday September 17th 2013 11:00:07 AM
g: 0 Posted By: gamer83
Views: 74 Replies: 3 I'll keep this short and sweet. I have a 2002 Eclipse with liability only coverage that was in a small accident. The front bumper plastic is cracked, but it looks like the underlying structure is OK. What is the most economical route to replace this bumper? I had a few ideas:1. Go to a "U Wrench it" type place and try to get that whole bumper piece in the correct color: Concerns with this option are I have no idea how much the part would cost from here, and also how hard it is to remove this piece.
2. Buy a correct color bumper off of eBay: I don't really like this option because I'd think it is cheaper to get one locally than to ship something this size via eBay
3. Cracks look minor, maybe try to find a Body Shop to "bond-o" the bumper: I'm worried that after painting, this could be more expensive
4. Buy a new retail bumper: This option is out in my mind.Is there anything I am missing? Which option sounds the best to everyone here?
Question Deals
Fund/ETF for diversification without changing investment strategy?
Added on : Monday September 16th 2013 04:00:06 AM
g: 0 Posted By: IStillPickUpPennies
Views: 79 Replies: 1 Over the past ~8 years or so, I've been directing my own Roth IRA. I invest mostly in stocks. I typically invest in companies on bad news - I see something in the news, see that the stock price has nosedived, and then do a bit of research. If the stock seems to have become oversold on panic, I get interested. I bought BP when they had the oil well blowout, later got Netflix cheaply, and have done well with several others too. Of course, I've had some losses where my calculations and gut feelings didn't go my way, or I wasn't as patient as I should have been. I'm not exactly sure what this investment strategy might be called - it sounds kind of like extreme value investing, or maybe contrarian investing?

I still have a strong stomach for risk, but I don't want to spend as much time doing homework and watching the stocks. I was wondering, does there happen to be a mutual fund or ETF that follows a similar strategy - buying stocks only on bad news, when they become oversold much more than the numbers would actually seem to support selling. Then, holding for up to several years in the hope that the stock buying public will eventually see that things weren't really so bad.

Is there a specific name for this strategy, and if so, are there funds or ETF's that follow it? If so, I think it could not only help me diversify, but it could also give me a great place to automatically invest dividends from other stocks I have.

Thanks so much!
Investing Deals
Over $100 in Various Fisher Price, Monopoly coupons at coupons.com
Added on : Sunday September 15th 2013 12:00:04 PM
g: 0 Posted By: MISTERCHEAP
Views: 165 Replies: 0 www.coupons.com

click toys/games category to get to q's quickly.

*$5/1 Laugh & Learn Love to Play Puppy or Sis
*$5/1 Rockin Tunes Giraffe
*$5/1 Discover n Grow Kick & Play Piano Gym
*$5/1 Little People Animal Sounds Farm
*$5/1 Imaginext DC Super Friends Batcave



*$5/1 Imaginext Mega Apatosaurus
*$5/1 Brilliant Basics Corn Popper
*$5/1 Little People Happy Sounds Home
*$5/1 Laugh & Learn Smart Screen Laptop
*$5/1 Laugh & Learn Singin Storytime Puppy



*$10/1 Laugh and Learn Puppy and Pals Table
*$3/1 any Giggle Gang purchase
*$10/1 Laugh & Learn Stride-to-Ride Puppy
*$10/1 Laugh & Learn Crawl Around Car
*$5/1 Little People Disney Princess Palace
*$5/1 Imaginext Rescue City Center


$3 off MONOPOLY HERE

http://www.coupons.com/coupons/?pid=15493&nid=10&zid=yn07&plid=E...
Toys & Hobby Deals
Renting room from a friend (just on paper) so kid can go to a nice school
Added on : Saturday September 14th 2013 07:00:06 PM
g: 1 Posted By: mrNorway
Views: 64 Replies: 3 I'm new to the US, live in a small house in the middle of nowhere, 50 miles from a bigcity where I have to drive every day to work. I was happy with everything (quiet life, cheap house, a lot of land) before I've got married and our kid became 4 yo.
Now, my wife keeps drinking my blood that we need to move to one of the nicest parts of the big city so the kid can go to one of the highest rated schools located over there. Personally, I don't think our local schools are too bad, but I'm called a heartless man who wants our only child to become a redneck without any future. To save my marriage and $$$ I came up with a simple plan. What if I ask somebody at work who lives in one of those nice areas to rent me a room (closet, garage - whatever), just to have a letter from them that I actually live there with my child. So, I will get a proof of residency to send my kid to a nice top rated school (bring the kid on my way to work etc).
Is the plan doable? Is it too much hassle for somebody to rent me a room for $200/month just on paper? Do the schools actually check where kids live? Is it illegal?
Sorry if it sounds very stupid but we have zero knowledge about how the system works. Thank you!
Question Deals
Eagle Tech ET-AR302-BK Soundstage Speakers - $16.99 after coupon
Added on : Saturday September 14th 2013 09:00:12 AM
Save 3.00 with coupon code BBE99604 at checkout. Normally 19.99 before coupon.Now 16.99 after coupon.Offer ends Sep 15 2013 12:00AM
Hello Kitty Projection AM/FM Clock Radio $26,99 at Sears
Added on : Friday September 13th 2013 12:00:02 AM
g: 0 Posted By: Ayla
Views: 73 Replies: 0 http://www.sears.com/hello-kitty-am-fm-projection-clock-radio-wi...

Price - $26.99

Compare Price At Best Buy: $39.99

Product Features:

Analog AM/FM tuner: Allows you to listen to your favorite radio stations.
Projector: Displays the time on a wall. Focus control ensures clarity, while the pivoting function allows you to adjust the projection angle up to 120.
0.6" red LED display: Offers a bright, clear view of the time.
Dynamic speaker: Delivers quality mono sound.
Sleep to radio function: With auto shutoff lets you set the radio to turn off up to 2 hours ahead of time, so you can fall asleep while listening to music.
Wake to alarm or radio: Lets you wake to the sounds of your choice.
Adjustable snooze: With auto shutoff lets you sleep for up to 9 extra minutes before sounding the alarm.
Battery backup: Maintains the time and alarm settings in the event of power loss (3 CR2025 batteries required, not included).

secondary dental insurance
Added on : Thursday September 12th 2013 10:00:09 AM
g: 0 Posted By: tbagg
Views: 100 Replies: 4 I have two dental insurance policies (primary is delta PPO and secondary is delta premier) from the same insurance company (delta). The dentist I use accept both insurances. The insurance policies also said if the dentist accepts delta insurance, the dentist's office will file the claim for me.
Let's say I get a $1000 service, primary covers 20% and secondary covers 80% and there is no deductible. I would expect to pay nothing upfront, right? But I was asked to pay $800 upon receiving the service immediately because they worried about not getting paid by the secondary. However they said they will refund me if they get paid from the secondary.
It sounds ridiculous to me. A quick google search (http://answers.yahoo.com/question/index?qid=20070222084813AAuuSK... said it's a violation of contract.

expert please advise.
Personal Finance Deals
g: 0 Posted By: Ayla
Views: 115 Replies: 0 http://www.maxwellsattic.com/digital-thermometer-bbq-grill-tongs...

Retail:$42.99
Save: $32.99
NOW: $10.00


Grilling will be easier than ever with these Digital Thermometer BBQ Grill Tongs. They feature a built-in thermometer to alert you when meat is done to the desired internal temperature. These BBQ grill tongs also have a detachable display and 7 presets to accommodate different types of meat and chicken. These barbecue tongs also have an auto power off function for longer battery life. Using the Admetior Digital BBQ Tongs Thermometer you can grill your meat to the perfect temperature every time! Would you like, rare, medium or will done? Now you are in control!! No more need for a meat thermometer and a pair of tongs, this little piece of culinary Bliss combines the best of both worlds.

Product Features:

Alarm sounds when your meat is done to your desired internal temperature
Temperature sensor measure the internal temperature of your meat
7 Presets of meat types + 1 user set option
5 Second quick response time
Detachable display snaps out for easy cleaning
Dishwasher safe once display is removed
Built-in LED flashlight
Easy to read backlit LCD display
Selectable Fahrenheit or Celsius
Tongs lock for easy storage
Auto power off for longer batter life
Measurement range 32 F to 392F (0-200C)
Requires 2 AAA Batteries (Included)

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

I CAN'T GET THE PICTURE TO DOWNLOAD, BUT THIS IS NOT THE SAME AS THE ONE ABOVE. You will have to click on the link to see for yourself. This is a fork, not a tong. You can choose which you prefer.


BIOS BBQ Fork Meat Digital Thermometer at Rakuten

http://.rakuten.com/prod/bios-bbq-fork-meat-digital-thermometer-...


List Price: $20.00

Today $7.99


Features
Doneness Alarm
Easy to Use
Hanging Hook
Heat Resistant/Anti-Bacterial Stainless Steel Prongs
Large LCD Display w/ LED Backlight
Led Light Illuminates Prongs for Nighttime Cooking
Made in China
Pre-Programmed w/ Settings for Most Meat Types
Reads in Celsius & Fahrenheit
Requires 2 AAA Batteries (NOT Included)
Safety Caps for Prong Tips
Home & Garden Deals
Junk yard return rejected - what action to take?
Added on : Tuesday September 10th 2013 06:00:11 AM
g: 1 Posted By: andrey2506
Views: 269 Replies: 10 Hello there,

Need advice from more experienced forum members.

I was looking for a nice used allow wheel to replace one that was bend by previous owner. So, I purchased a used alloy wheel from a junk yard and did not inspect it carefully on site since it was covered with dust and dirt and I didn't want to get dirty (very stupid of me, I know!). It was advertised on their website as in "A" condition, but I noticed some dents and scratches on the front (that is when I should have walked away!), but I thought "not a big deal", since my other wheels are also slightly curb rashed. Now when I came back home and washed the wheel, I found pretty bad corrosion on the inside and some corrosion on the front on the wheel, yellow oxidation and paint peeling on the side/back edges. So, I decided to return the wheel.

The very next morning I come back and they do not accept my return stating their "25% restocking fee on all ACCEPTED returns" policy and, apparently, they do not "accept" the wheel back (although they just have to put it on the rack in the back room). Sounds deceiving to me, since this is effectively "no returns" policy that they do not disclose, but what do you think? Should I fight this someway or should I eat the $100 (since I don't want to put this corroded wheel on my nice Mazda)?

Short version: Bought used wheel, not inspected, found corrosion, tried to return - do not accept back for refund due to deceiving policy. Fight or eat the loss?
Personal Finance Deals
g: 1 Posted By: ctgolfer
Views: 253 Replies: 0 http://home.dailysteals.com
Tablets & iPads Deals
M & Ms Pendulum Wall Clock Buy 1 at $18.00 Get 1 Free at Maxwell's Attic
Added on : Monday September 09th 2013 02:00:02 PM
g: 0 Posted By: Ayla
Views: 143 Replies: 0 http://www.maxwellsattic.com/m-m-sidewalk-sale/69-pendulum-wall-...


Retail:$59.98

NOW: $18.00

Save: $39.98


Zero Calories. Low Fat!

Easy wall mounting
Clock chimes every hour
Working Pendulum with hanging Yellow M&M
Optical eye turns off chimes at night
On/Off switch for chimes
Uses 4 AA batteries (not included)
16 1/2 Inches Tall


Buy 1 Get 1 Free. Limit 1 Per Customer. Not to be combined with any other coupon.


Hangout with your favorite candy-coated characters at your place and don't worry about turning up the AC, they won't melt on your walls. This officially licensed, 16 inch tall M&M Pendulum Wall Clock features a Red M&M perched atop the clock and a Yellow peanut M&M dangling from the pendulum. The clever clock chimes every hour with a different character statement and the sounds turn off at night time.

This colorful, adorable wall clocks makes a tasty gift for someone you love or just keep it for yourself.


Decor Deals
Free "Star Wars Pinball" for Android via Amazon Apps
Added on : Monday September 09th 2013 10:00:05 AM
g: 0 Posted By: iswhothere2
Views: 223 Replies: 2 Star Wars Pinball App Amazon

Amazon has the Zen Studios Star Wars Pinball Episode V: The Empire Strikes Back for FREE. Don't know how long, though. Regularly $1.99. This game can get a little addictive!

Experience authentic Star Wars moments, sounds and characters!
Local and global leaderboards!
Friend challenges and in-game score notifications!
Detailed table guides to help you achieve a higher score!
Choose to support the Light Side or the Dark Side and help determine the Balance of the Force!

Two additional tables can be "purchased" from within the app itself for $1.99 each- Star Wars: The Clone Wars & Boba Fett.
May The Force (or the Dark Side) Be With You!
Totally Free Deals
Amazon Free Android App of the Day: Music Volume EQ
Added on : Sunday September 08th 2013 09:00:05 AM
g: 0 Posted By: truncheon
Views: 81 Replies: 0 Here's the link: Free App of the Day

Regular price: $3.99. Rated 3.5 stars over 70 reviews.

You need to have the free Amazon App Store app installed on your Android device to install any apps you buy from Amazon on your device.

Description:
Enhance your music listening experience. Make it your Android sounds like never before. Music Volume EQ is a volume slider with live music stereo led VU meter and five band Equalizer with Bass Boost and Virtualizer effects. Improve sound quality on your Android device and get live readings of your current music volume level. Use with headphones for best results. Works with most Music players such as: * Android Music Player * Winamp * Google Music * MixZing and more Installation and usage: * Long press on home screen to add Music Volume EQ widget. * Put headphones * Turn on the music player and play your music * Press Music Volume EQ widget and adjust sound level and frequency.
Free Apps Deals
g: 0 Posted By: EagleHawk
Views: 154 Replies: 1 Linky

Newer than the TX-NR626 with features likeintegrated Wi-Fi and bluetooth, but missing the THX sound processor. Also does image up scaling from SD devices.

WOOT EXCLUSIVE!!!Built-in Wi-Fi on the HT-RC560 opens a new world of possibilities for audiophiles and casual listeners alike. Onkyo's remote app supports lossless audio streaming from smartphone and tabletor from network drives and PCto your home theater. The app also makes it easy to choose from a profusion of internet radio stations and streaming services. Or for an instant fix, simply pair media player with receiver using the onboard Bluetooth technology. Music fans, gamers, and film buffs will delight in the vitality Onkyos hi-fi amplification breathes into their favorite contentand with Audyssey MultEQ, Dynamic EQ, and Dynamic Volume calibration, a balanced, cohesive performance is assured. Dolby Pro Logic IIz, meanwhile, is capable of upmixing stereo and 5.1 sources out to 7.2 channelsor you can assign those extra channels to drive speakers in another room. As an advanced A/V hub, the HT-RC560 has six 4K-ready HDMI inputs and two outputs, and can upscale all your standard video to brilliant 1080p/4K with Qdeo processing technology. Easy to use and packed with life-improving features, this receiver will soon have you wondering how you ever lived without it.Onboard Wi-Fi and Bluetooth Streaming Technology
The HT-RC560 connects to the wireless home network without Ethernet cables or adapters. Send a huge range of hi-res, lossless, and compressed audio files to your home theater from smartphone, PC, tablet, NAS, and online sources using Onkyo's remote app to control playback. Or, if you prefer, pair up and enjoy high quality wireless audio streaming using built-in Bluetooth technology.Music Streaming and Internet Radio Services
The HT-RC560 comes preloaded with the most popular music streaming and internet radio services, such as Spotify, Last.fm, and TuneIn Radio. And theyre easily selectable using the receivers GUI or the remote control app. Explore more than 10,000 radio stations and enjoy albums and playlists with theater-fidelity sound.Note: Availability of services depends on region. Some services may require a subscription and a firmware update. Availability of services advertised here is accurate at the time of publication, but may be subject to change without notice.HDMI for High Resolution Playback
The HT-RC560 features six HDMI inputs to accept hi-res content from your media players and gaming consoles. HDMI enables Dolby TrueHD and DTS-HD Master Audio audio formats, and supports 3D video. Two outputs are included to connect your HDTV and video projector.Supports 4K Video Content
With 4K televisions, media players, and projectors hitting the market, its good to know your A/V receiver is compatible with this new resolution standard. Passthrough of native 4K from source devices to an appropriate display via HDMI is fully enabled.4K Video Upscaling via Qdeo Technology
The HT-RC560 uses Qdeo technology from Marvell to upscale standard video sources to silky-smooth 1080p (for regular HDTVs) and out to an incredible 4K on compatible displays.MHL for Mobile Phones and Tablets
A rearside HDMI/MHL terminal is included to connect smartphones, tablets, and other electronic devices. MHL allows you to display 1080p video and other media on your HDTV with 7.2-channels of surround sound. Playback is controlled using the receivers remote as your device gets a handy recharge.Quick and Easy Remote App Control
Our remote app for iPhone and Android devices offers a convenient way to control your entertainment from anywhere within wireless range. The app offers a clear interface for managing playback, adjusting settings, and handling content across multiple zones.Hassle-Free Video Switching
Switching between games, movies, and cable TV should be easy. InstaPrevue technology names your HDMI devices and displays video thumbnails of available content. Now you can switch sources without having to remember what device is connected where.Overlaid Menus for Quick Adjustments
Touch the Quick Set-Up button on your remote to overlay menus on the program being viewed. From here, you can access useful audio/video settings without interruption to your viewing. The overlaid Home Menu, meanwhile, offers simple icons for choosing a media source, and more detailed system adjustment menus.An Introduction to Onkyo Premium Sound
Onkyos WRAT (Wide Range Amp Technology) includes discrete low-negative-feedback amplifiers for true-to-life sound; closed ground-loop circuits to reduce noise; and high instantaneous current to counter impedance fluctuations. On the critical front and center channels, Three-Stage Inverted Darlington Circuitry is used to handle reference-level playback without distorting.Audyssey MultEQ
MultEQ equalizes your system to tailor the sound to suit the unique shape of your room. Measuring six listening positions, MultEQ applies filters to satellites and subwoofers to create a perfectly balanced soundstage.Audyssey Dynamic EQ
Dynamic EQ solves the problem of deteriorating sound quality at low volume. It selects the best frequency response and surround levels moment-by-moment, resulting in an optimal listening experience at any volume.Audyssey Dynamic Volume
Audyssey Dynamic Volume compensates for volume fluctuations in different audio contentfor example, during noisy commercial breaksand adjusts the volume in real time.Dolby Pro Logic IIz for Expanded Surround Sound
Dolby Pro Logic IIz adds a vertical dimension to the soundstage, expanding the surround-sound from 5.1-channel or stereo sources to 7.2 channels. Front Height channels carry ambient, non-directional audio to immerse you further into movies and games.Multi-Zone Audio and Bi-Amping Capability
The HT-RC560 features Powered Zone 2 banana-plug speaker terminals and Zone 2 line-outs. This means you can power audio in another room equipped with stereo speakers, using the remote app to manage playback across both zones. You can also assign surround channels to bi-amp your front monitors.High Quality Digital-to-Analog Converter
The HT-RC560 employs an eight-channel 192 kHz/24-bit TI Burr-Brown DAC for excellent dynamic performance and improved jitter tolerance, which translates into clearer, more expressive sound from your speakers.Phase-Matching Bass Enhancement
Onkyos PM Bass optimizes low frequencies while preserving mid-range clarity. It counters phase shifting (which can affect sound quality) by synchronizing the timing of different frequencies. The result is deep, well-defined bass that wont overwhelm vocals or strings.Hybrid Standby Power-Saving Mode
HDMI passthrough and network connectivity are maintained while the receiver is powered down. This facilitates use of your TV and other devices without turning on the receiver.
Amplifier: Channels: 7.2 All Channels: 95W per Channel (8 Ohms, 20 Hz20 kHz, 0.08% THD, 2 Channels Driven)
115W per Channel (6 Ohms, 1 kHz, 0.7% THD, 2 Channels Driven) Dynamic Power (front): 240W (3Ω, Front)
210W (4Ω, Front)
120W (8Ω, Front) THD+N: 0.08% (20Hz - 20kHz, Half Power) Damping Factor: 60 (Front, 1kHz, 8Ω Input Sensitivity & Impedance: 200 mV/47 kΩ (Line)
2.5 mV/47 k-ohms (Phono MM) Rated RCA Output Level & Impedance: 200 mV/2.2 k-ohms (Line out) Maximum RCA Output Level & Impedance: 2.0 V/2.2 kΩ (Line out) Phono Overload: 70 mV (MM, 1 kHz, 0.5%) Frequency Response: 5 Hz - 100 kHz/+1 dB, -3 dB (DSP Bypass) Tone Control: 10 dB, 30Hz (Bass)
10 dB, 20kHz (Treble) Signal to Noise Ratio: 106 dB (Line, IHF-A)
80 dB(Phono MM, IHF-A) Speaker Impedance: 6 - 16Ω
System: Processing: Dolby TrueHD, Dolby D Plus, DSD, Multi-CH PCM
DTS-HD Master Audio, DTS-HD High Resolution Audio
Dolby PLIIz
Audyssey MultEQ, Audyssey Dynamic EQ & Audyssey Dynamic Volume
Music Optimizer for Compressed Digital Music Files
Phase Matching Bass System
192kHz/24-bit D/A Converters
Power and Highly Accurate 32-bit Processing
Jitter Cleaning Circuit Technology Internet Radio Services TuneIn Radio, Pandora, Rhapsody, Slacker, SIRIUS XM Internet Radio, Last.fm, Spotify, and AUPEO! Inputs: (6) HDMI with 3D, DeepColor, v.x. Color, ARC, Lip Sync, 4K Support (MHL-Enabled HDMI in 1)
(1) Digital Audio (optical)
(2) Digital Audio (coaxial)
(7) Analog Audio (1 front)
(5) Composite Video (1 front)
(1) Component Video
(1) RJ-45
(1) USB (front)
(1) FM Antenna
(1) AM Antenna Outputs: (2) HDMI
(1) Composite Video
(1) Component Video
(7) Binding Post Terminals (L/R)
(2) Powered Zone 2 Binding Post Terminals (L/R)
(1) Zone 2 Line-out (L/R)
(2) Subwoofer Pre-out
(1) 1/4" Headphones (front) Other Ports: (1) RI Remote Control
(1) Setup Mic (front) Video Input Conversion: HDMI Video Upscaling to 4K with Qdeo Technology by Marvell
4K Passthrough from Compatible Source Devices via HDMI Wireless: Built-in Wi-Fi Bluetooth: Built-in v2.1+EDR Capability (Compatible Profile: A2DP v1.2, AVRCP v1.3)
Video: Input Sensitivity: 1.0 Vp-p/75Ω (Component Y)
0.7 Vp-p/75Ω (Component PB/CB, PR/CR)
1.0 Vp-p/75Ω (Composite) Frequency Response: 5Hz - 100MHz/+0 dB (-3 dB)
Tuner: Frequency Range: FM: 87.5MHz - 107.9MHz
AM: 530kHz - 1710kHz
FM/AM Preset Memory: 40 Stations
General: Power Supply: AC 120V, 60Hz Power Consumption: 6.3A
Standby: 0.15W No-Sound Power Consumption: 85W Dimensions: 17.1"(W) x 6.8"(H) x 12.9"(D) Weight: 21.6 lbs
In the box:

Onkyo HT-RC560 7.2-Channel 3D-Ready Network A/V Receiver with Built-in Bluetooth & Wi-Fi
Remote Control with 2 AA Batteries
FM Antenna
AM Loop Antenna
Setup Microphone
Speaker Cable Labels
CD-ROM with Manual
Quick Start Guide




Home Theater & Audio Deals

woot! Coupons
Citi ThankYou(R) Preferred Card: 30,000 points toward $300 in gift cards
Added on : Thursday September 05th 2013 07:00:17 AM
g: 0 Posted By: kvs25
Views: 32 Replies: 0 Saw this on the 'other' site. Sounds like a good deal for TYP.Earn up to 30,000 bonus ThankYou Points: Earn 20,000 bonus points after $1,500 in purchases within the first 3 months of account opening, plus another 10,000 bonus points after $1500 in purchases within the next 3 months.

No Annual Fee.

link
Chase $150 for 10,000 in new savings account (Targeted)
Added on : Friday August 30th 2013 08:00:05 AM
g: 0 Posted By: dougan778
Views: 862 Replies: 9 I thought I read about this earlier but I couldn't find it.

Just got this offer in the mail-- open a new chase savings account, dump $10k in there for 90 days, and get $150. I've had freedom and CSP cards for about 6 months and that's my only involvement w/ Chase so far.

With the volatility in the stock market right now, I've been looking at other places to invest my paycheck in the short term. 1.5% after 3 months seems like a pretty good guaranteed rate of return in volatile market conditions. It sounds like after 90 days I could close out the account and put my money wherever I feel like. Do you think this is a good way to look at this offer?
Deposits Deals
Today only- Extra 10% off Clearance Toys and Free Shipping Target
Added on : Thursday August 29th 2013 11:00:04 PM
g: 0 Posted By: imagine1128
Views: 249 Replies: 0 link
Target
10% extra off clearance toys +Free Shipping
8/30/13 today only
Prices start at $5.06
______________________________________
Shown: Thomas the Tank Engine Ride On
link
Reg: $59.99 - Save $30.01 (50%) $29.98
clearancefree shipping + save an additional 10% at Checkout = $26.88

Thomas the Tank Engine Ride On Popping Balls in bluehas train engine sounds, blinking bright lights and it even plays music.Plus colorful balls pop out of Thomas' funnel as you ride along.Operated by foot, it makes the perfect ride on train for young engineers.It even has extra storage under the seat.The ride on Thomas train is one your child will cherish as soon as they see it.
Manufacturer's Suggested Age: 1 Year, 3 Years, 2 Years
Maximum Weight Capacity: 50.0 Lb
.Dimensions: 21.0 " H x 9.5 " W x 19.0 " L
Battery: required, included: 4 AA



Toys Deals
Chase $150 for 10,000 in new savings account
Added on : Thursday August 29th 2013 05:00:15 PM
g: 0 Posted By: dougan778
Views: 0 Replies: 0 I thought I read about this earlier but I couldn't find it.

Just got this offer in the mail-- open a new chase savings account, dump $10k in there for 90 days, and get $150. I've had freedom and CSP cards for about 6 months and that's my only involvement w/ Chase so far.

With the volatility in the stock market right now, I've been looking at other places to invest my paycheck in the short term. 1.5% after 3 months seems like a pretty good guaranteed rate of return in volatile market conditions. It sounds like after 90 days I could close out the account and put my money wherever I feel like. Do you think this is a good way to look at this offer?
g: 1 Posted By: cerich
Views: 327 Replies: 0 Ok, sounds cards sometimes seem old school, and mostly they are, onboard sound is getting better. However when your onboard audio dies or you want better than onboard audio this is a great choice, tons of great reviews all over the web.

http://www.newegg.com/Product/Product.aspx?Item=N82E16829132020
Desktop Computer Deals

Newegg Coupons
USB Squirming Tentacle @ ThinkGeek - $9.99
Added on : Wednesday August 28th 2013 05:00:07 PM
g: 0 Posted By: Virgil27
Views: 0 Replies: 0 USB Squirming Tentacle @ ThinkGeek - $9.99
compare at $25.99
Shipping adds $6.04You've always known the truth. Maybe it was the weird sounds like your computer makes at night (under the pretense of "updates") or the constant RAM sacrifices it requires to run smoothly. You've always known . . . Cthulhu lives in your computer.Make it office with this USB Squirming Tentacle for $10 off with Cash Back, which will ensure the Elder Gods never escape their digital prison without a fight (or at least a USB port).  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Electronics Deals

ThinkGeek Coupons
newegg: $7.99AC/AR Boombug Boombug Wired mini speaker - SPLW11-3 (F/S)
Added on : Wednesday August 28th 2013 01:00:08 AM
g: 0 Posted By: VivYip
Views: 97 Replies: 0 This came in email, so I apologize if this is repost.

Newegg has this item for $7.99 after coupon codeEMCYTZT4083 and $5 MIR with free shipping and no tax in most states.

Boombug Boombug Wired mini speaker - SPLW11-3
Wired mini speaker
40mm driver to project richer and fuller sounds
Daisy chain BOOMBUG Speakers for enhanced sound
Offers Superior bass performance
Compact and robust design promises easy portab

The price seems okay to me...

Thank you for reading
Headphones & Speakers Deals

Newegg Coupons
Abyss's AB-1266 Headphones - $5,495.00
Added on : Tuesday August 27th 2013 11:00:07 AM
g: 0 Posted By: polishdreamer
Views: 52 Replies: 0 Great Headphones link !!

CNET Review

Elegantly designed, affordable products are marvels of our age, but then there are the extreme, defiantly outrageous ones designed to thrill. Take the new 640-horsepower http://www.caranddriver.com/news/2013-srt-viper-photos-and-info-news: this $120,000 supercar looks like a venomous snake with wheels and can propel its owner to insanely fast speeds, but the http://reviews.cnet.com/car-tech/ probably won't be of much practical use as a grocery hauler or picking up the kids from soccer practice. The http://www.abyss-headphones.com/index.html is the SRT Viper GTS of headphones. It's a no-holds-barred attempt to build the best-sounding headphone on the planet.The mostly metal design is heavy, almost 1.5 pounds; that's twice the weight of most full-size audiophile headphones. The heft was a concern until I put it on my head, the weight is evenly distributed, and since the AB-1266's real lambskin earpads barely contact my ears there's no "clamping" pressure at all. I can wear my glasses without having the earpads pushing against the glasses' sidepieces, and I can also hear environmental sounds from all around me. I know it doesn't look like it could possibly be comfortable, but the AB-1266 is, for many hours at a time. That's a huge advantage. The biggest downside is the price; the AB-1266 retails for $5,495!
Free App for Android: Trimble GPS Hunt
Added on : Tuesday August 27th 2013 05:00:10 AM
g: -1 Posted By: mapatsfan
Views: 1863 Replies: 0 http://get.it/gpshuntfree/8oEP#

Turn your smartphone into a powerful GPS unit for hunting. With GPS Hunt Free, you can find hunting spots, track wildlife, go to waypoints, take trophy photos, and more. Best Part: GPS Hunt Free uses the GPS in your phone to track your location. You dont need a cellular or data connection to use it in the field.
Become an expert backcountry navigator and know where you are hunting at all times. Whether you are sitting in a stand or tracking your target on the move, this app can be used in all sorts of scenarios like big game hunting (deer, elk, bighorn, antelope, bear) and bird hunting (ducks, geese, pheasant, grouse, turkey).

BUILT FOR HUNTERS
GPS Hunt works in places without a data or cellular signals. We have tested this technology in off-the-grid locations like Alaska, Arizona, Colorado, Montana, and Wisconsin.
View unlimited topographic maps in the United States and Canada. Topo maps are 1:24K scale in the Lower 48, 1:63K in Alaska, and 1:50K in Canada. These outdoor maps make great recon for your next hunt.
Save offline maps onto your smartphone (requires Pro app or Elite subscription)
Consult street and satellite photos. Navigate with the digital compass (magnetic north and true north).
Mark waypoints of your favorite (or secret) spots like a hunting blind, treestand, game trails or where you parked your truck.
Record tracks.
Record bugling elk, gobbling wild turkeys or other sounds with the audio recorder.
See 15+ trip stats, including mileage, speed, elevation, direction, elevation gain/loss, and GPS position.
GPS Hunt also provides weather forecasts, sun and moon phases, trip stats and ballistics info for 850+ pistol and rifle cartridges.
Our power saver technology monitors how you use the app in order to preserve battery power.
Totally Free Deals
Free App for iOS and Android: Trimble GPS Hunt
Added on : Friday August 23rd 2013 02:00:10 AM
g: 1 Posted By: mapatsfan
Views: 724 Replies: 0 http://get.it/gpshuntfree/8oEP#

Turn your smartphone into a powerful GPS unit for hunting. With GPS Hunt Free, you can find hunting spots, track wildlife, go to waypoints, take trophy photos, and more. Best Part: GPS Hunt Free uses the GPS in your phone to track your location. You dont need a cellular or data connection to use it in the field.
Become an expert backcountry navigator and know where you are hunting at all times. Whether you are sitting in a stand or tracking your target on the move, this app can be used in all sorts of scenarios like big game hunting (deer, elk, bighorn, antelope, bear) and bird hunting (ducks, geese, pheasant, grouse, turkey).

BUILT FOR HUNTERS
GPS Hunt works in places without a data or cellular signals. We have tested this technology in off-the-grid locations like Alaska, Arizona, Colorado, Montana, and Wisconsin.
View unlimited topographic maps in the United States and Canada. Topo maps are 1:24K scale in the Lower 48, 1:63K in Alaska, and 1:50K in Canada. These outdoor maps make great recon for your next hunt.
Save offline maps onto your smartphone (requires Pro app or Elite subscription)
Consult street and satellite photos. Navigate with the digital compass (magnetic north and true north).
Mark waypoints of your favorite (or secret) spots like a hunting blind, treestand, game trails or where you parked your truck.
Record tracks.
Record bugling elk, gobbling wild turkeys or other sounds with the audio recorder.
See 15+ trip stats, including mileage, speed, elevation, direction, elevation gain/loss, and GPS position.
GPS Hunt also provides weather forecasts, sun and moon phases, trip stats and ballistics info for 850+ pistol and rifle cartridges.
Our power saver technology monitors how you use the app in order to preserve battery power.
Totally Free Deals
Trimble GPS Hunt Free app for iOS and Android
Added on : Thursday August 22nd 2013 10:00:07 AM
g: 0 Posted By: mapatsfan
Views: 1 Replies: 0 http://get.it/gpshuntfree/8oEP#

Turn your smartphone into a powerful GPS unit for hunting. With GPS Hunt Free, you can find hunting spots, track wildlife, go to waypoints, take trophy photos, and more. Best Part: GPS Hunt Free uses the GPS in your phone to track your location. You dont need a cellular or data connection to use it in the field.
Become an expert backcountry navigator and know where you are hunting at all times. Whether you are sitting in a stand or tracking your target on the move, this app can be used in all sorts of scenarios like big game hunting (deer, elk, bighorn, antelope, bear) and bird hunting (ducks, geese, pheasant, grouse, turkey).

BUILT FOR HUNTERS
GPS Hunt works in places without a data or cellular signals. We have tested this technology in off-the-grid locations like Alaska, Arizona, Colorado, Montana, and Wisconsin.
View unlimited topographic maps in the United States and Canada. Topo maps are 1:24K scale in the Lower 48, 1:63K in Alaska, and 1:50K in Canada. These outdoor maps make great recon for your next hunt.
Save offline maps onto your smartphone (requires Pro app or Elite subscription)
Consult street and satellite photos. Navigate with the digital compass (magnetic north and true north).
Mark waypoints of your favorite (or secret) spots like a hunting blind, treestand, game trails or where you parked your truck.
Record tracks.
Record bugling elk, gobbling wild turkeys or other sounds with the audio recorder.
See 15+ trip stats, including mileage, speed, elevation, direction, elevation gain/loss, and GPS position.
GPS Hunt also provides weather forecasts, sun and moon phases, trip stats and ballistics info for 850+ pistol and rifle cartridges.
Our power saver technology monitors how you use the app in order to preserve battery power.
Amazon FREE eBooks for Kindle (repost, edited link)
Added on : Tuesday August 20th 2013 09:00:15 AM
g: 0 Posted By: jaarons
Views: 62 Replies: 0 I found this on another Deal site, apologies for the formatting:


Free For Now Kindle Books - Posted on 8-20 with most expiration dates and genreOne, Two ... He is coming for you (Rebekka Franck #1) by Willow Rose
Ends 8/23
Genre Mysteries

http://www.amazon.com/One-coming-...B004WPP8YW

30 reviews, 4 of 5 stars

Publication Date: April 14, 2011
INTERNATIONAL BESTSELLER!

NEW EDITED VERSION.
Another serious page-turner from Scandinavian Mystery Fiction.
Once you start One, Two ... He is coming for you - there is absolutely no turning back.

Book Description:
Set in the Danish coastal town of Karrebaeksminde, journalist Rebekka Franck returns to her hometown with her six year old daughter. She is trying to escape her ex-husband and starting a new life for her and her daughter, when the small sleepy town experiences a murder. One of the kingdoms wealthiest men is brutally murdered in his summer residence in Karrebaeksminde. While Rebekka Franck and her punk photographer Sune try to cover the story for the local newspaper another murder happens on a high society rich man. Now Rebekka Franck realizes that the drowsy little kingdom of Denmark has gotten its first serial killer and soon a series of dark secrets - long buried but not forgotten - will see the day of light.
One, Two ... He is coming for you is the first book in Willow Rose's mystery-series about the reporter Rebekka Franck and her photographer Sune. The second book is called Three, Four ... Better lock your door.
This ebook also includes an excerpt from Willow Rose's newly released shortstory Rock-A-Bye Baby.











The Teacher's Billionaire (The Sherbrookes of Newport Book 1) by Christina Tetreault
Ends 8/20
Genre Romance

http://www.amazon.com/Teachers-Bi...B007M8VCCS

409 reviews, 4 of 5 stars

Publication Date: March 18, 2012
Callie Taylor's life is turned upside down when she learns the truth about her birth following the death of her mother. Not only is her father alive, but he's none other than presidential candidate Senator Warren Sherbrooke.

Billionaire and confirmed bachelor, Dylan Talbot, is devoted to his family. When his stepfather Warren Sherbrooke receives a letter from a past love telling him they have a daughter together, Dylan is instantly suspicious. In order to keep the media vultures away and protect Warren's political aspirations, Dylan convinces Warren to let him handle the situation.

As Callie and Dylan spend time together, they can't resist the feelings that blossom between them. However, when Callie learns the real reason he has been spending time with her their fledgling romance is put in jeopardy and only complete honesty can save it.

This is a Contemporary Romance.

AN EDITED VERSION OF THIS BOOK WAS UPLOADED. HOWEVER, IT IS POSSIBLE THAT SOME READERS PURCHASED THE BOOK PRIOR TO THAT EVENT.


Some of the authors favorite lines:

I'm not sure. Maybe that is how you Englishman say hello to your friends. I've never been to England, Callie teased as she moved her hands to his shoulders. I might need more convincing, she said her voice all business.

There's no place I'd rather stay especially if it means more of your apple cinnamon pancakes for breakfast. Preferably served to me in bed by you completely naked, but I'm flexible.

Sounds like a challenge to me. One I look forward to undertaking.









Chasing the Lost (The Green Beret Series) by Bob Mayer
Ends 8/24
Genre Thrillers

http://www.amazon.com/Chasing-Gre...B00CFADU3

37 reviews, 4.5 of 5 stars

Publication Date: April 18, 2013
NY Times Bestselling Author, former Green Beret and West Point Graduate, Bob Mayer.

"A pulsing technothriller. A nailbiter in the best tradition of adventure fiction." Publishers Weekly ref Bob Mayer

Horace Chase arrives on Hilton Head Island to pay his last respects at the Intracoastal Waterway where his late mothers ashes were spread and to inspect the home his mother left him in her will. Hes been recently forced into retirement, his divorce is officially final, and now hes standing in the middle of the front yard of his new house where a tree has crashed right through the center of it.

What could possibly go wrong?

Within six hours of arriving on Hilton Head, Chase is exchanging gunfire with men whove kidnapped a young boy and tried to grab the boys mother, Sarah Briggs. Soon hes waist deep in an extortion plot to funnel a hundred million dollars of Superbowl on-line gambling money into an offshore bank account or else the boy dies.

Dave Riley has long retired from the military and living peacefully on sleepy Dafuskie Island off the coast of South Carolina. Sort of. Actually hes bored, feeling old, and just a bit cranky running his deceased uncles small-time bookie operation.

Horace Chase, meet Dave Riley. Riley-Chase.

Chase and Riley assemble a team of misfits and eccentrics as they take on the powerful Russian mob in the lawless tidal lands of the Low Country to get the boy back.

Meet Erin: Chases long-ago summer fling, now a veterinarian and not interested in men any more, at least that way. But her suturing skills and her knowledge of the island bring assets the team needs. Especially after Chases first visit with the Russian requires a bit of the former.

Meet Gator: an ex-Ranger, iron-pumping, fire-breathing hulk of a redneck, with a soft spot in his heart for Erin, and steroids burning in his muscles to hurt people. As long as Riley and Chase point him in the right direction, the rest of the populace should be all right.

Meet Kono: a Gullah, descendant of the free slaves who fled to the barrier islands in the 19th century and developed their own culture. He nurses his own pain and secrets, but heeds Chases call to renew their childhood friendship. Especially when he learns the target is the Russians.

It adds up to a fiery confrontation to rescue the young boy, and settle some old scores.

But Riley and Chase need to remember a basic tenet from their days in covert operations: Nothing is ever as it appears.











Eternity Base by Bob Mayer and Steven Cooper
Ends ???
Genre Thrillers

http://www.amazon.com/Eternity-Ba...29&sr=1-41

19 reviews, 4.5 of 5 stars

Publication Date: January 21, 2012
From the NY Times Bestselling Author, former Green Beret and West Point Graduate, Bob Mayer.

Maverick federal employee Sammy Pintella, obsessed with uncovering the fate of her MIA father, makes a startling discovery while rifling through some inactive government files. A dozen, faded black and white photos seem to point to the existence of a secret US Military base built in the frozen wastelands of Antarctica during the height of the Cold War.

Aided by Special Forces veteran Dave Riley, she heads for Antarctica. But they arent alone. Spies, North Koreans and other shadowy forces are also en route, because deep inside Eternity Base is something people will go to extreme lengths to get: a cache of nuclear warheads.


A federal employee intent upon discovering the truth about her missing in action father stumbles upon a closely-held secret about an Antarctic military base - a base illegally constructed and which has been kept a secret by a serious of murders. When she and her reporter sister fly to the base for an in-depth probe, murder begins to stalk them in this tense novel. Unlike most military stories this will appeal to general audiences as a fine thriller. Highly recommended, indeed. -- Midwest Book Review

The Green Beret Series:
Eyes of the Hammer
Dragon Sim-13
Synbat
Cut Out
Eternity Base
Z

And Introducing Horace Chase in:
Chasing the Ghost
Chasing the Lost









Chasing the Lost: The Green Beret Series, Book 3 by Bob Mayer and Jeffrey Kafer
Ends ???
Genre Thrillers

http://www.amazon.com/Chasing-Los...29&sr=1-44

37 reviews, 4.5 of 5 stars

Publication Date: April 18, 2013
NY Times Bestselling Author, former Green Beret and West Point Graduate, Bob Mayer.

"A pulsing technothriller. A nailbiter in the best tradition of adventure fiction." Publishers Weekly ref Bob Mayer

Horace Chase arrives on Hilton Head Island to pay his last respects at the Intracoastal Waterway where his late mothers ashes were spread and to inspect the home his mother left him in her will. Hes been recently forced into retirement, his divorce is officially final, and now hes standing in the middle of the front yard of his new house where a tree has crashed right through the center of it.

What could possibly go wrong?

Within six hours of arriving on Hilton Head, Chase is exchanging gunfire with men whove kidnapped a young boy and tried to grab the boys mother, Sarah Briggs. Soon hes waist deep in an extortion plot to funnel a hundred million dollars of Superbowl on-line gambling money into an offshore bank account or else the boy dies.

Dave Riley has long retired from the military and living peacefully on sleepy Dafuskie Island off the coast of South Carolina. Sort of. Actually hes bored, feeling old, and just a bit cranky running his deceased uncles small-time bookie operation.

Horace Chase, meet Dave Riley. Riley-Chase.

Chase and Riley assemble a team of misfits and eccentrics as they take on the powerful Russian mob in the lawless tidal lands of the Low Country to get the boy back.

Meet Erin: Chases long-ago summer fling, now a veterinarian and not interested in men any more, at least that way. But her suturing skills and her knowledge of the island bring assets the team needs. Especially after Chases first visit with the Russian requires a bit of the former.

Meet Gator: an ex-Ranger, iron-pumping, fire-breathing hulk of a redneck, with a soft spot in his heart for Erin, and steroids burning in his muscles to hurt people. As long as Riley and Chase point him in the right direction, the rest of the populace should be all right.

Meet Kono: a Gullah, descendant of the free slaves who fled to the barrier islands in the 19th century and developed their own culture. He nurses his own pain and secrets, but heeds Chases call to renew their childhood friendship. Especially when he learns the target is the Russians.

It adds up to a fiery confrontation to rescue the young boy, and settle some old scores.

But Riley and Chase need to remember a basic tenet from their days in covert operations: Nothing is ever as it appears.









The Highlander's Hope by Cali MacKay
Ends ???
Genre Contemporary & Historical Romance

http://www.amazon.com/The-Highlan...00A3M

270 reviews, 4 of 5 stars

Publication Date: November 7, 2012
When Dr. Catriona Ross discovers clues to a long lost highland treasure, her only hope of finding the jewels is to obtain the help of Scotland's most eligible bachelor and playboy, Iain MacCraigh.

Iain can't believe his luck when he finds out the jewels are hidden away somewhere on his land-- and it doesn't hurt that the historian looking for them has curves to go with her smarts. With his brother betting the family fortune, this is the life line he desperately needs.

The odds are against them, and with word getting out about the jewels, they're not the only ones on the hunt. Time's running out, but can they learn to trust each other, or will they lose the jewels and true love in the process?

* This is Book One in the series. *









Amelia's Story by D.G Torrens
Ends 8/21
Genre Bios & Memoirs

http://www.amazon.com/Amelias-sto...B0063PR97

165 reviews, 4 of 5 stars

Publication Date: November 4, 2011
A life of pain and rejection.
This is a powerful true story of one young girls struggle to survive the state care system in the 70's and 80's. Amelia has just one wish, to make it to adulthood, to hold her destiny in her own hands. This is a harrowing true story, one of survival and human strength. Amelia has been separated from all her siblings never to see them again for many years, she is moved from one children's home to another, until finally it's just too much for her to bear. Amelia starts to wonder about the peace and finality of her own death.








Evan Burl and the Falling by Justin Blaney
Ends ???
Genre Fantasy

http://www.amazon.com/Evan-Burl-F...B0090WXO16

87 reviews, 4.5 of 5 stars

Publication Date: May 20, 2013
Discover #1 bestselling novel, Evan Burl and the Falling
My father abandoned me when I was an infant.
My friends have turned against me.
My uncle beats me.
The most powerful men in the world want me dead.
They all have one thing in common.
They think I'm turning into a monster.

I'm starting to worry they're right.

An excerpt from Evan Burl and the Falling
I found myself in a kingdom of stars and clouds. Endless. Deadly. And blue as blood.

Stretching without blemish from one side of the world to the other, the sky was perfect but for one single black speck.

If anyone was watching, they might have wondered whether I was merely napping on a pillow of thin air.

But it was nothing so pleasant.

This was a falling.

For what felt like hours, the whole world seemed frozen below me. Except for the wind, everything was silent. It seemed as if I could stay up there forever. It was beautiful really, whenever I managed for a few moments together to ignore the fact that I was hurtling toward the ground at about 214 miles-per-hour.

I didn't really even feel sick to my stomach.

Until the last thirty seconds.

First, the rolling mountains and hills, which always seemed so solid and unshakable, lumbered toward me like hulking bullies begging for a fight.

Then houses and barns. They popped out of the ground, like grasping hands from a fresh grave. Pulling me down. Into the earth, where I belong.

Ten seconds later, what seemed like a bit of lint stuck to my eyelash transformed into a living human. Then more. Dozens, hundreds of people. Working, eating, anything but looking up to see me plummeting through the sky like a shooting star.

Another ten seconds--far too soon--and the whole world was rushing up at a speed that turned my stomach to acid.

It was the last hundred feet that really tested what I was made of.

Gasping one last lung full of air, I realized in that moment that I was far less brave and far more foolish than I could possibly have imagined.

And right before the end, I closed my eyes.

Because no one can watch a falling.

Praise for Evan Burl and the Falling
"Amazing!" -- Melissa Williard

"The best fantasy book I've ever read" -- Mitsy Princell

"I want more! It just isn't right that's over. Evan Burl is every bit as good as the top YA fiction out there right now, in my opinion, better. The characters are brilliant, each story line is captivating, the content is complex and unpredictable, and I am intrigued to read more." -- Bethany Canfield

"I'll never view a clear, blue sky the same! This book took ahold of my imagination and guided me through the forgotten hallways and secret rooms I've always dreamed of finding. A fantastic story about the burden of knowing one's destiny, and desperately trying to avoid it." -- Eric Nienaber

"Wickedly complex villains so entertaining and terrifying they'll get under your skin and never let go. Evan Burl's world will fascinate you, creep you out and leave you begging for more." -- Mary Weber

"This eerie world and amazing cast of characters grabbed my heart from the first page and never let go. I can honestly say I would do anything to get an advance copy of Evan Burl's next chapter." -- Natalie Medina

"I'm hooked. So many threads of greatness, I can't wait to see how the series ends." -- Annie Biondi

"Justin Blaney creates a wonderful world of intrigue, mischief, and magic that comes alive through vivid storytelling. This is a struggle of good and evil at its finest ... it will have your mind on edge as you race to the end." -- Kari Skinner

"I read Evan Burl and the Falling when I was supposed to be working on my homework. That should speak for itself, it was a fantastic distraction from reality." -- Jessie Crowthe









The Soulmate Experience: A Practical Guide to Creating Extraordinary Relationships by Mali Apple & Joe Dunn
Ends 8/21
Genre Religious & Inspirational

http://www.amazon.com/Soulmate-Ex...004Y5OJUY/

119 reviews, 4.5 of 5 stars

Publication Date: April 26, 2011
2012 International Book Awards Gold Medal Winner in the "Relationships" category
2012 Living Now Awards Silver Medal Winner in the "Relationships/Marriage" category

Create the Love of Your Life--Keep the Life in Your Love

Single, in a relationship, or married: people of all walks of life and all ages are finding this new book on enlightened relationships inspiring, accessible, and truly transformational. This revolutionary guide will help you create and sustain a relationship that is intimately connected on all levels--emotional, intellectual, sexual, and spiritual--and a continual source of love, inspiration, and joy.

In Part 1, chapters like "Loving Your Body," "Reducing Your Baggage," and "Raising Your Soulmate Potential" will help you release anything that might be preventing you from experiencing a deeply connected relationship. As you read, you will quickly begin to feel more loving and compassionate toward yourself, more connected to those around you, and more confident about and creating your own soulmate experience.

In Part 2, chapters such as "Creating a Context," "Turning Expectations into Invitations," "Transforming the Energy of Jealousy," "Exploring the Edges," and "Connecting on a Soul Level" will give you everything you need to approach even the most challenging aspects of relationships in ways that will actually deepen your experience of love and intimacy. You will discover the secrets to keeping the love, passion, and connection in your relationship fully alive--every single day. And you will learn how to lovingly guide each other to release limiting beliefs, heal the past, rise above perceived limitations, and unlock the potential in every area of your lives.

Whether you're on a quest for your soulmate, looking for deeper connection in the relationship you have right now, or just want to experience much more love in your life, the ground-breaking ideas in this book--and the many stories of real people putting them into practice--will fill you with love, inspiration, and possibility. Because The Soulmate Experience isn't just a book. It's a great way of living life.

About the Authors
Mali Apple and Joe Dunn host the very popular community "The Soulmate Experience" on Facebook. They have dedicated their relationship to discovering how to create magical relationships and keep the magic in any relationship alive. Their greatest joy is inspiring others to bring more of the soulmate experience into all their relationships.







The Pursuit of Happiness: 21 Spiritual Rules to Success by Jennifer O'Neill
Ends 8/21
Genre Advice & How-To

http://www.amazon.com/The-Pursuit...007RG

91 reviews, 4 of 5 stars

Publication Date: April 3, 2012
What do most people desire in life? It is not money, it is not even love, it is happiness!

Praise for The Pursuit of Happiness: 21 Spiritual Rules To Success:
One of the best inspirational books I have read in a long time. -- Aulani
These tools help shift your thinking, commit to your dreams and show you anything is possible -- Linda H.
If I find myself in a slump or needing motivation, it's a great resource to get me back on track. It really gave me a sense of peace and clarity -- Annette
The author uses personal example as a means of getting her message across, as well as provides exercises at the end of Spiritual Rules to assist the reader in better accomplishing their personal goals. Her key insights, into different situations, really hit home for me. -- Lamanda A. Nance
The Book:
Learn how unnecessary negativity in your life can be avoided.
Discover how to shift negative thinking into positive thinking.
A positive attitude will change your life, keeping a positive attitude
can be easier then you think when following these simple rules.
Everyone is searching for happiness. This book is a mini-course outlining 21
spiritual rules to finding success when you are in "The Pursuit of
Happiness." The book was designed with a specific purpose, as a guide to
help you tap into your natural ability to be happy. Everyone has the
ability to find happiness in his or her life, yet sometimes you need a
road map. "The Pursuit of Happiness" is your spiritual road map.
Buy a copy and learn to enjoy the journey!









Goddess Legacy: Goddess Series Book 1 (Young Adult / New Adult Series) by M.W. Muse
Ends ???
Genre Romance

http://www.amazon.com/Goddess-Leg...B00B9DN2Z

88 reviews, 4 of 5 stars

Publication Date: January 31, 2013
**An updated file was loaded April 23, 2013, to fix grammatical and conversion issues with the initial book file**

Legacy Kore is an average seventeen year old with your basic insane crush on the hottest guy in school... rather Adin Shepard was the hottest guy in school before he graduated a couple of weeks ago. Now it's summer vacation and she's not sure when she'll get to see him again. Until he shows up at her surprise seventeenth birthday party. Cue saliva glands--it's time to drool.

But her giddiness is cut short when her guardian delivers an emotional blow, telling Legacy her mother hadn't died when she was baby, but that she'd left for Legacy's protection all those years ago. After the initial shock, she expects some story about how her mother was in the Witness Protection Program or something else just as crazy, but when she's told that her mother is a Greek Goddess and that Legacy is changing into one too, she thinks her guardian needs a trip to a mental hospital. Legacy a goddess? Um, yeah. Right. And her BFF is the Easter Bunny.

While trying to make sense out of something that was impossible to believe, Adin asks Legacy out on a date. She is thrilled that her fantasy might become a reality, but when she meets the new guy in town, River, she discovers everything isn't always as it seems, and the legacy she wants just might not be the legacy she is destined to have.

Order of Goddess Series:
Goddess Legacy
Goddess Secret
Goddess Sacrifice
Goddess Revenge
Goddess Bared
Goddess Bound (Releases Early June 2013)
Totally Free Deals
g: 0 Posted By: tedhawkins
Views: 1 Replies: 0 GoPro Wi-Fi Remote (worth $70) Free with GOPRO HERO3 Silver Edition HD Video Camera $299.99 FShttp://www.westmarine.com/webapp/wcs/stores/servlet/Product1_111...The HERO3: Silver Edition boasts the same high performance specs as the famous HD HERO2 camera it replaces, yet it has built-in Wi-Fi and is 30% smaller and 25% lighter. The HERO3: Silver Edition is wearable and gear mountable, waterproof to 197' (60m), and is capable of capturing ultra-wide 1080p 30 fps and 720p 60 fps video plus 11MP photos at a rate of 10 photos per second.
Smaller, Lighter...Better
Weighing in at a scant 2.6 ounces, the HERO3: Silver Edition is 25% lighter and 30% smaller than the HD HERO2 camera it replaces.
Professional Quality Video
The HERO3: Silver Edition captures professional quality video at 1080p-30, 720p-60, 960p-48 and WVGA-120 resolutions and frame rates.
Professional Quality Photos
The HERO3: Silver Edition captures 11MP still photos and has a burst capture rate of 10 frames per second. Time-lapse photo capture mode enables automatic photo capture at 0.5, 2, 5, 10, 30 and 60 second intervals.
Improved Sharpness, Less Distortion
The HERO3: Silver Edition's reduced-distortion aspherical lens combines with user-selectable 1080p Ultra-wide, Medium and Narrow field-of-views to deliver more perspective-capture options than are available on the White Edition camera. The totally updated flat-lens waterproof housing delivers stunning image sharpness both above and below water.
Redesigned Audio System
Understanding that sound quality is as important as image quality, GoPro engineers completely redesigned the HERO3: Silver Edition to be as adept at capturing the subtle, natural sounds of voice and music as it is at capturing the immersive sounds of sport. Also improved is GoPro's already famous wind-noise reduction, ensuring that you'll hear more of your passion, be it your engine or expletives, and less of the wind during high speed activities.
Built-in Wi-Fi
The HERO3: Silver Edition features built-in Wi-Fi and is compatible with both the Wi-Fi Remote (optional accessory) and the GoPro App. The Wi-Fi Remote (not included) is a waterproof, wearable remote control that can control up to 50 Wi-Fi-enabled GoPros at a time from a range of 600'. The HERO3: Silver Edition's built in Wi-Fi means it can also be controlled by iOS smartphones and tablets running the GoPro App*. The GoPro App enables full camera control and live scene preview on any compatible iOS smartphone or tablet. *A software update for your HERO3 camera is required before using the GoPro app. GoPro app compatibility with the HERO3: Silver Edition will be available November 12, 2012. Click here to update your HERO3 product software.
The HERO3: Silver Edition is compatible with all GoPro mounting accessories and older generation BacPacs along with the newer generation LCD Touch BacPac and 2nd generation Battery BacPac. However, as all HERO3 cameras have a new size and shape and are not compatible with HERO2 housings.
What's Included
HERO3: Silver Edition Camera
197/ 60m Waterproof Housing*
Rechargeable Li-ion Battery
QR Buckle
J-Hook Buckle
3-Way Pivot
1 Curved Adhesive Mount
1 Flat Adhesive Mount
Assorted Mounts and Hardware
USB Charging Cable
Key Benefits
Wearable, mountable design
Immersive, wide angle capture of your favorite activities
Professional quality HD video & 11MP photos
Built-in Wi-Fi enables remote control via included Wi-Fi Remote or live video preview and remote control on smartphones and tablets running the free GoPro App.
Rugged housing is waterproof to 197/60M and captures sharp images above and below water
Compatible with all GoPro mounts for attaching to gear, body, helmets, vehicles and more
Compatible with LCD Touch BacPac and second generation Battery BacPac
Backwards compatible with older generation BacPacs
New advanced camera settings: Looping video, Manual White Balance control (in Protune mode only).
Key Specs
Professional 1080p 30 fps / 960p 48 fps / 720p 60 fps and more video capture
11MP photo capture with 10 fps burst
Wi-Fi Built-In
Wi-Fi Remote Compatible (sold separately)
GoPro App Compatible (FREE)
197/ 60m Waterproof Housing*
Assorted mounts and hardware included for attaching to helmets, gear and more
Optics
Ultra sharp /2.8 6-element aspherical glass lens
Ultra wide angle / reduced distortion
Photo Modes
11, 8, 5MP resolutions
Burst: 10 photos per second
Time-lapse: 0.5, 1, 2, 5, 10, 30, 60 second intervals
Battery & Charging
1050mAh rechargeable lithium-ion
Charge via USB
NOTES
Extreme cold temperatures may decrease battery life. For use in these conditions it is suggested to keep camera in a warm place prior to use.
To maximize HERO3 battery life when shooting longer duration activities, it is best to use camera without LCD Touch BacPac attached and make sure Wi-Fi is turned OFF.
Using protune mode will increase power consumption. May vary per mode and camera edition.
Audio
Mono, AAC compression w/ AGC
Supports optional 3.5mm stereo mic adapter * *
Storage
Memory:
Class 4 and higher required, Class 10 for .5 sec Timelapse and 10/1 Burst
Up to 64GB capacity supported
Record times will vary with resolutions and frame rates
Included Cables
USB charging cable
Optional Cables + Adapters*
Micro HDMI cable
Composite A/V cable
3.5mm stereo mic adapter
Operating System
Microsoft Windows
Vista, 7 and later
Mac OS X 10.5 and later
For Best Playback Experience on Mac and PC:
Minimum System Requirements:
An Intel Core i5 or Intel Core-2 Quad system with discrete NVidia or ATI cards
4GB RAM
Updated/Latest version of default video player from Microsoft** or Apple
Whole Life Policies
Added on : Friday August 16th 2013 01:00:12 PM
g: 0 Posted By: HooDoo23
Views: 207 Replies: 2 I don't have a good understanding of whole life insurance policies other than recently searching about whole life and coming to realize I probably made a bad decision in purchasing them. I have 2 polices with Northwestern Mutual. A 50K whole life policy purchased 8-10 years ago:
Net Death Benefit $50,307
Net Cash Value $3,048.05
Total Loans $0.00
Available for Loan $3,024.15
Loan Interest Rate 8%
Monthly Premium $62.07
2013 Dividend $41.152nd is a 300K policy listed as a 65 life policy which I'm guessing is also whole life, purchased 3 or 4 years ago:
Net Death Benefit $307,523
Net Cash Value $1,862.27
Total Loans $0.00
Available for Loan $1,758.12
Loan Interest Rate 8%
Monthly Premium $517.80
2013 Dividend $518.25I also have 650K of term life in place.I am 38, married, 3 kids. I am a business owner, no 401K, around 20K in an IRA. My business has started to do well the past few years and I have been able to pay off credit cards and most loans from starting the company. My income was around 200K last year. This year income will be around the same amount. I haven't been putting additional money into an IRA but now that I am close to paying off my debt, I would like to max the IRA's out for my wife and myself by the end of the year. I also put money into a 529 education plan for my kids each month. My question is what should I do regarding the whole life policies? Cash them out and put that 5K cash value I would get into an IRA? Am I too far into it and just need to hold on to them now? I hate the thought of how much money I have paid on these policies and only getting 5K back but from what I have read it sounds like that might be the better option. Thanks for any advice in advance.
Discussion Deals
g: 1 Posted By: Butcherboy
Views: 185 Replies: 1 http://www.amazon.com/gp/goldboxSpecial Features
Knight Rider 2000
Episode commentary with David Hasselhoff and Writer/Creator Glen Larson
Knight Rider: Under the Hood
Knight Moves Featurette on the incredible car stunts of Knight Rider
Knight Sounds The story behind the iconic theme music
Photo Gallery
Blueprints Gallery
K.I.T.T. Owner's Manual
K.I.T.T. Blueprints
The Great '80s TV Flashback
And More!Editorial Reviews
Gear up for action with superstar David Hasselhoff and his supercar K.I.T.T. as they throttle crime in all 4 seasons of Knight Rider. This Amazon-exclusive bundle includes all 90 high-octane episodes on 24 discs tricked out with an impressive array of bonus features including the movie sequel Knight Rider 2000, making this complete DVD collection one you cant afford to miss! David Hasselhoff is the charismatic Michael Knight, a detective thought to be dead, who's been given a new face and identity. His assignment: to fight crime with the help of an artificially intelligent talking car named K.I.T.T., a high-speed, futuristic weapon outfitted with high-tech gadgets and a personality of its own. Driven by justice, they set out to take down criminals who operate above the law. As this brave duo take on criminals, crooks, and those eager to exploit K.I.T.T.s impressive technology for their own nefarious purposes, youll be blown away by the explosive adventures that set the standard for all TV action series to come.
DVD Deals

Amazon Coupons
Save 56% on "Knight Rider: The Complete Series" @ Amazon Gold Box
Added on : Thursday August 08th 2013 09:00:08 PM
g: 0 Posted By: Butcherboy
Views: 40 Replies: 0 http://www.amazon.com/gp/goldboxSpecial Features
Knight Rider 2000
Episode commentary with David Hasselhoff and Writer/Creator Glen Larson
Knight Rider: Under the Hood
Knight Moves Featurette on the incredible car stunts of Knight Rider
Knight Sounds The story behind the iconic theme music
Photo Gallery
Blueprints Gallery
K.I.T.T. Owner's Manual
K.I.T.T. Blueprints
The Great '80s TV Flashback
And More!Editorial Reviews
Gear up for action with superstar David Hasselhoff and his supercar K.I.T.T. as they throttle crime in all 4 seasons of Knight Rider. This Amazon-exclusive bundle includes all 90 high-octane episodes on 24 discs tricked out with an impressive array of bonus features including the movie sequel Knight Rider 2000, making this complete DVD collection one you cant afford to miss! David Hasselhoff is the charismatic Michael Knight, a detective thought to be dead, who's been given a new face and identity. His assignment: to fight crime with the help of an artificially intelligent talking car named K.I.T.T., a high-speed, futuristic weapon outfitted with high-tech gadgets and a personality of its own. Driven by justice, they set out to take down criminals who operate above the law. As this brave duo take on criminals, crooks, and those eager to exploit K.I.T.T.s impressive technology for their own nefarious purposes, youll be blown away by the explosive adventures that set the standard for all TV action series to come.
32GB MS Surface RT - Refurbished - $249
Added on : Thursday August 08th 2013 05:00:07 PM
g: 1 Posted By: beltme
Views: 62 Replies: 2 This sounds like a good deal for a Surface, understanding that it is RT and not Pro.http://www.ebay.com/itm/ws/eBayISAPI.dll?ViewItem&item=181191727...
Keyboard & Mouse Deals
Disputing an Amazon Marketplace purchase
Added on : Wednesday August 07th 2013 08:00:06 PM
g: 0 Posted By: unit9174
Views: 97 Replies: 0 I purchased 12 units of a particular item on Amazon Marketplace, represented as 'New' which arrived short one unit and 3 were badly damaged. Unfortunately, I didn't check the boxes (two casepacks taped together) at the time and put them in one of my storage units. When I finally noticed this, I emailed the seller, who never responded. Then filed an A-to-Z claim, which was denied. Seller claimed it would be impossible for it to be short as casepacks were unopened.Then I filed with Discover and was told they wouldn't review my photos. The dispute has been going on for about a month now and I haven't until now uploaded anything (just uploaded the Amazon invoice showing it was listed in 'New' condition) as I didn't know what to upload other than the photos. Also the seller has horrible FB (19/80 1-star,8/80 2-star,8/80 3-star listing items misrepresented, missing parts, damaged, etc), but I didn't know if they would consider this. Sounds like from the dispute FAQ, as long as you received the goods, you won't win a dispute. The seller now appears to have been suspended.Anything I can do to help my cause?
Question Deals
3 years of a leaky roof now I have mold in my condo?
Added on : Wednesday August 07th 2013 09:00:15 AM
g: 0 Posted By: Scotty2Hottie
Views: 41 Replies: 1 Apologies in advance if this is in the wrong area. But I'm in desperate need of some outside advice.
I have had my roof leak every season (California weather) for the last three years and this year I got fed up. After coming home to a very large puddle in my doorway.I contacted my HOA This time around in regards of getting a mold inspection done and they advised me that they would send their own inspector at no cost to me. They did so and the inspector did find what they called "Trace amounts of mold" After that they did send out two contractors for remediation bids. It's at this time where I requested copies of the inspections and remediation recommendations. I emailed them three times in regards to this and have not got ANY reply at all since.
Talking to both inspectors at the time that came and did the remediation inspection, I have gathered that drywall needs to be replaced, wood beams need to be treated and carpet and padding needs to be replaced.Fast forward two weeks ago Still no contact or reply from the HOA. But I did get a call from one of the inspectors stating they would like to start work. I then asked the gentleman what their plans were as far as taking care of the mold. They had got the approval for drywall replacement, treating the wood and carpet cleaning only.This sounds like they are trying to do everything minus the carpets. this made me a bit concerned because both inspectors advised me carpet replacement is the industry-standard and mold in the carpets is health risk aswell.I am frustrated in the fact that they would not furnish me the inspection reports Nor willing to replace the carpets as per the inspectors verbal recommendation at the time nor will they reply to my emails.I am a first-time home/condo Owner and really not familiar with what to do at this point. I'm assuming I might have to get a lawyer involved.. But I do not have much money as I am living paycheck to paycheck..Is there anything the city can do for me as far as it being a health violation? I am on the verge of just giving in to the HOA and letting them do as they want.Any advice is welcome..
Personal Finance Deals
g: 0 Posted By: lovelybones
Views: 170 Replies: 0 LINKEnjoy content in crisp high-definition with this Panasonic VIERA TC-L39EM60 HDTV, which features 1080p resolution and a 120Hz screen refresh rate for smooth, high-resolution images. Two 5W speakers deliver rich audio. Enjoy content in crisp high-definition with this Panasonic VIERA TC-L39EM60 HDTV, which features 1080p resolution and a 120Hz screen refresh rate for smooth, high-resolution images. Two 5W speakers deliver rich audio. Product Features38-1/2" screen measured diagonally from corner to cornerFor optimal viewing in medium-size rooms.Ultraslim design (2-1/2" deep)Comes with a stationary base or can be mounted on a wall (with optional mounting kit, not included). VESA compliant.1080p displayProvides a highly detailed picture and is ideal for 1080p-capable content, including Blu-ray movies.Two 5W speakersWith simulated surround sound create a lush soundscape.Auto volume levelerDampens volume fluctuations and is ideal for night viewing.InputsInclude 2 HDMI, 1 component video, 1 composite and 1 RF.Outputs
Include 1 optical digital audio.2 HDMI inputsHDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.USB portLets you play back media from a compatible device.
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$1,000 Unsecured Credit Card...
Added on : Wednesday July 31st 2013 06:00:18 PM
g: 0 Posted By: melanieparker
Views: 4 Replies: 0 So, I've been trying to find a credit card to make online purchases with. The obvious reason is that I'd rather risk purchasing something online with somebody else's card, rather than using my debit card. Obviously, I want the benefit of getting a better credit score (my credit isn't very good at all). I've been turned down for the major CC's, and I came across this website in an email I got.http://www.uniquecardservices.comDoes anybody know anything about this website? Or can you offer a review? It sounds too good to be true, "guaranteed approval" and "$1,000 unsecured credit limit". If I'm able to make online purchases with it, I'm sold. The website claims that there's 0% financing fees and $0 financing. I'm trying to figure out what the APR is, but I can't figure it out.Please help! I'm really desperate here!!
Credit Deals
Free Kindle Horror book--Asylum: The Complete Series
Added on : Wednesday July 31st 2013 05:00:06 AM
g: 0 Posted By: catbogan
Views: 144 Replies: 0 Asylum--free book!
Not too often I find a free horror book...I haven't read it yet, but it sounds good
Totally Free Deals
g: 0 Posted By: calisoldier83
Views: 175 Replies: 2 Hey all,I sold my s3 on eBay. Upon selling it buyer wanted it shipped to a different address, I read up that you have to have the address confirmed in PayPal in order to get protection. I refunded him the money, he sent the money again once he fixed his address. I get a note on eBay from buyer stating the item was delivered but he didn't get it and asked for me to confirm address it was shipped to. I sent back the address from PayPal. At this point I thought he was going to pull a fast one. didn't hear from him for a couple days, he sent a dispute stating item does not match the description. Said he couldn't connect to 3g or 4g. He said he went to Sprint twice. I tried giving advice, getting the network reprovisioned and getting the software updated, etc. In his latest communication he's stating the phone has very poor reception and has some paperwork filled out by Sprint and has a copy of this.I called bs and I presented the facts that the phone turns on and connects to Sprint network and I'm not responsible for the reception, as that is the service Sprint provides. He wants to return the phone but I don't trust this guy and threatened to escalate to PayPal due to it being a service problem and not a phone/hardware issue. I did tell I have proof that we used that phone with 2 gigabytes of data used the prior month. I told him that I'm ready to escalate to PayPal.I'm not sure what shape the phone is in at this point because this guy sounds like a real winner. Wanted to see if there's any advice you all may have and how to approach the next steps. I know buyers have the upper hand however I think his case is weak. Any advice?He also has around 30 positive feedbacks but everything so far seems fishy and it seems he had a change of mind.
Question Deals
Free We Scoop Sticker WA Only
Added on : Monday July 29th 2013 11:00:11 AM
g: 0 Posted By: remick
Views: 105 Replies: 0 http://www.pugetsoundstartshere.org/scoop-poop/get-free-sticker....
Totally Free Deals
g: 0 Posted By: vins0010
Views: 42 Replies: 0 Hi,So, in July 2011, my wife and I took out a second mortgage (for 24,000) as part of a piggybacked 80-10-10 loan to buy our primary residence. Since, then, we've been paying back the second mortgage at about $400 total (so, covering interest and extra principal payments each month). This month, our principal owed was around 4400 dollars, so, we just decided to pay thing off and be done with it - but still keep the line of credit open. My wife stopped by the bank to do this, and she paid the $4400, but they said there was an additional $500 or so due in "interest" (their words). So, they wanted about $4900 to pay it off. Unfortunately, my wife did not ask questions and just wrote a check. This struck me as a big extra amount to pay, over 10%, of what remained of the principal. So, I'm suspicious about the transaction. I plan on following up with the bank, but want to see if this sounds normal? I couldn't find anything about this when I tried searching the web, but, at the same time, I might be missing some critical terms or language to describe the situation. Thanks...
Personal Finance Deals
g: 0 Posted By: jarhead6153
Views: 90 Replies: 0 Panasonic TC-P42C2 VIERA 42 720p 600Hz Plasma HDTVCowBoom deal here...Condition: New What's in the box?
Panasonic Plasma TV
Base Stand
AC Power Cord
Remote Control
Owners Manual Enjoy your favorite movies, TV shows and sporting events with this plasma HDTV that features Deep Color and x.v.Color technologies for brilliant color and detailed images. Two 10W speakers deliver a lush soundscape.Features
41-5/8" screen measured diagonally from corner to corner
Ideal for large size rooms.
Ultraslim design (3-3/4" deep)
Ideal for wall mounting (with optional mounting kit, not included).
3D color management
With Deep Color and x.v.Color delivers brilliant color to images.
24p playback mode
With 2:3 pulldown for accurate and realistic reproduction of film sources.
600Hz refresh rate
Reduces flicker for a clear picture.
2,000,000:1 dynamic contrast ratio
For an arresting viewing experience.
1024 x 768 resolution
Supports 720p signals for stunning image clarity.
Two 10W speakers
With simulated surround sound provide a lush soundscape.
Inputs
Include 2 HDMI, 2 composite video (1 side), 4 audio and 2 component video.
Outputs
Include 1 optical digital audio.
2 HDMI inputs
High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
Media Card reader
Supports Secure Digital format for easy transfer of images from your camera or camcorder.
Additional handy features
Include closed caption decoder, motion pattern noise reduction and VIERA Link.credit to gabe23111@sd
Plasma TV Deals

CowBoom Coupons
Getting out of CC Debt (My plan)
Added on : Saturday July 27th 2013 08:00:07 AM
g: 0 Posted By: ftroyalty
Views: 173 Replies: 4 Thanks in advance to all who reply. Any advice is appreciated as my wife and I begin to tackle our credit card debt.My wife and I have about $13,000 in credit card debt that we need to get under control. We thought we were in a manageable position, but our 3 1/2 son has autism, and we incurred some additional expenses, mainly paying about $500 out-of-pocket for therapy. This expense began toward the beginning of this year.Quick details about our income, expenses, and debts.
Monthly income after taxes: $4,976
***Expenses*** - 2520
Daycare: 135/week so about 540/month
Autism therapy: 120/week so about 480/month
Cars: 300 (Insurance is 100/month, and 200/month of gas and routine maintenance. I take care of what I can, so far just the scheduled maintenance)
*Both cars are paid off
Food: 500 (We do most of our own cooking and rarely eat out. Pizza or take-out barbecue one night on the weekends)
Utilities: 500
My cell: 30/month (just switched to prepaid)
Wife cell: 100/month (she will be switching to prepaid soon but her contract goes through October. Haven't done the math on EFT yet)
Gas: about 50-60 in winter
Water: about 50-60 per month
Internet: 50/month
Electric: between 200-300/month in the summer and about 100-50/winter
Pets (Two cats and a lab): 100/month
Gym: 100/month *This one is important to my wife, so I told her we would budget for it. I'd rather not debate the pros and cons.
***Debt*** - 1842
Mortgage: 1462/month
VISA: Balance of 10,151 @ 14.9 APR, minimun is 216/month
AmEx: Balance of 2,268 @ 16.9 APR, minimum is 52/month
My student loan: 66.50/month with 280 left
Wife student loan: 112/month with 13,000 left
***Savings*** - 200/month
***Leftover*** - 414/monthNote: I tutor over the summer (I'm a teacher), so I'll have a paycheck coming for a few hundred dollars at the end of the month. I'll use this to pay off my student loan and free up the 66.50 to put toward credit card debt.Wife and I went to our bank yesterday (Wells Fargo) and spoke with a personal banker about our options. We narrowed down to two options: open a HELOC or take out a personal loan. (Note: Credit score is 784 from the pull at Wells Fargo. I don't know which bureau)
HELOC details: 5-6% APR, 20,000 minimum, .5%/origination fee, $75/annual fee, line is good for 10 years, must be open for 3 years
*We bought the house a little over a year ago. It appraised at 250k, we paid 220k, remaining loan is 210k
Personal Loan for 13k details: 319/month, 48/months @ 8.25 *No prepayment penalties for either loan
403/month, 36/months @ 7.25 *Of these two, we are more comfortable with the 4 yr loan.My starting point toward debt reduction: 216 (Visa Min) + 52 (Am Ex min) + 66.50 (former student loan payment) = 334.50/month
Even with our budget above, we will save any money we can to pay down our debt. 334.50 is the minimum we will pay each month, hopefully more.Questions for FWF: Which sounds like a better option: the HELOC or personal loan? We understand the risk of tapping home equity, but the lower rate is appealing. Plus, having the HELOC sounds like a nice thing to have in the long run (10 years) should we need it. (Note: I know that statement sounds like we haven't learned our lesson, but we have. Wife and I are both committed to getting our debt under control. Credit cards and any HELOC checks/cards are going in a box). However, I've also read moving unsecured debt to secured should be avoided in case anything were to happen. We are both stable in our jobs and not looking to move, but you never know these days. Also, are there options I'm not considering?Again, thanks for reading and any advice offered.
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 131 Replies: 0 use code: eaglesale35www.newegg.com/Product/Product.aspx?Item=N82E16836183041
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Newegg Coupons
g: 0 Posted By: ctgolfer
Views: 91 Replies: 0 use promo code: eaglesale35www.newegg.com/Product/Product.aspx?Item=N82E16836183044
Headphones & Speakers Deals

Newegg Coupons
g: 0 Posted By: ctgolfer
Views: 133 Replies: 0 use promo code: eaglesale25www.newegg.com/Product/Product.aspx?Item=N82E16836183040
Headphones & Speakers Deals

Newegg Coupons
iParkedHere FREE for iOS for a Limited time
Added on : Wednesday July 24th 2013 04:00:08 PM
g: 0 Posted By: seemegan
Views: 71 Replies: 0 https://itunes.apple.com/us/app/iparkedhere/id408605548
DescriptioniParkedHere will tell you exactly where your car is, no matter where you parked it. It will even notify you when you need to return to your car!You will never have to pay extra carpark fees again. Save yourself time, frustration and money by downloading iParkedHere now!Features:
✓ Find your car in any shopping centre
✓ Find your car on any street
✓ Indoor mode for carparks & shopping centres
✓ Outdoor mode for street parking
✓ Timer that tells how long you've parked
✓ Sounds alarm - Set timer for desired time
✓ View 'Time Remaining' or 'Time Elapsed'
✓ Take a picture of where you parked
✓ Notes to enter nearby landmarks
Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 169 Replies: 0 use promo code: eaglesale40www.newegg.com/Product/Product.aspx?Item=N82E16836183042
Headphones & Speakers Deals

Newegg Coupons
ePlate??
Added on : Monday July 22nd 2013 06:00:07 PM
g: 0 Posted By: GodelianKnot
Views: 122 Replies: 3 I just got an e-mail from freshdirect (online grocer) offering up this weird reward card/scheme called ePlate (link). It sounds fairly ridiculous and mostly not worth it, but just thought it might be something FWFers would be interested to discuss.Basically, it's a credit card (issued by UMB Bank) that has varying rewards that you can change around at will. You have 2 rewards set at any time and you press some kind of button on the card to choose which one to use (talk about gimmicky... and they're probably counting on people forgetting to push it).While the straight CashBack rewards are nothing special (1%), at least some of the other rewards are potentially interesting. The FreshDirect one was for $30 worth of FD credits for $1000 spend (on anything). So 3% CashBack on anything, to the extent that I keep using FD (and am willing to press their stupid button). Not sure if there's anything really churn-able in there, but maybe some of the stuff like movie vouchers could be offloaded at a good rate (they're 11% CashBack eqv).There's also a fee version of the card, which is $100 and doubles many of the rewards.
Credit Deals
Purchasing a vacation home
Added on : Monday July 22nd 2013 08:00:08 AM
g: 0 Posted By: berkeleyman
Views: 117 Replies: 0 Hi All,I am a long-time reader of FWF and now decided to get some advice from the crowd on the financial implications of purchasing a vacation home(~$90k). I've seen a few threads on this but none answer all of my questions.
So here it goes:
1) Financing - I have enough cash savings for 40-50% down-payment and can finance the rest (or even 100%) with HEL on my main house. With penfed 2.74% APR it seems a no-brainer and I foresee no problems for 10-year term. Is there a financial reason not do do it, e.g. go conventional mortgage route?2) I found the house myself and saw it with seller's agent. Now I would like to get my own representative, hopefully with buyers rebate. I saw a few companies around that advertise 2% which sounds pretty good. Should I just go with one of these or should I email some local realtors asking if they'd do this for me. Please share your experiences in finding rebate realtor.3) The house is furnished and per listing agent all the furniture stays. How do I make sure of this in the Purchase Agreement? Should there be an itemized list or ...?4)I am considering offering weekly rentals on the house with VRBO or airbnb. I am not expecting the income to afford the purchase but it's nice to have a side income. I am not sure if this deserved a separate thread but if someone is doing this I would appreciate your advice on where I should start my research on the topic to avoid legal pitfalls etc. Do I need to think about any of this in the pre-purchase stage?Thanks!
Personal Finance Deals
g: 0 Posted By: Wanamakemoolah
Views: 63 Replies: 0 I know that in some or possibly all instances, if you have a business that is incorporated in one state, then that business must register as a foreign entity performing business in another state if it does business there. For example, according to California's government website FAQ:"Do I have to qualify or register a foreign (outofstate or outofcountry) business entity?Before transacting intrastate business in California the business must first qualify/register with the California Secretary of State. (California Corporations Code section 2105, 15909.02, 16959 or 17451.) California Corporations Code sections 191, 15901.02(ai) and 17001(ap) define "transacting intrastate business" as entering into repeated and successive transactions of its business in this state, other than interstate or foreign commerce."I want to do consulting in various states. Do I need to register as a foreign business entity in any of them? I might also want to offer seminars, perhaps two or three days. To have to register as a foreign business entity in each state would be onerous.Based on that California FAQ, it sounds like only intrastate business transactions must do that. So if I was opening a warehouse or a storefront in a state, that would likely be intrastate, but if I'm flying in to give a weekend seminar or do consulting services 4 days a week for a year, that might be interstate and thus unnecessary. I haven't looked at every single state's website regarding this topic, I'm really just hoping this is something I absolutely don't need to do or worry about. I'm concerned if I failed to register as a foreign business, and I was supposed to, that it might open up "piercing the corporate veil" or possibly invalidate professional liability insurance that I've obtained.
Discussion Deals
g: 1 Posted By: Supraman
Views: 269 Replies: 2 Just thought I'd share the deal I got for some dental implants recently. I had the implants placed about 5 months ago (it takes time for them to fuse with the bone) and my crowns were cemented last week. Everything (Implant, abutment, and crown) for $2800 per Implant. It sounds like alot, but I did my research and shopped around and for all 3 parts, the next closest deal I was getting was $3,500 in my area, so these guys beat them by almost $700.Here's the link to the office: http://www.myamazingdental.com/When you call, ask for Krista. Just tell her you know someone that got the same deal and she should match it. She is really cool and worked with me to break it down so I could pay it off in parts instead of paying it all at once. Don't talk to the other girls as I found they don't know as much. The Dr. is a real nice guy too.Hope it helps someone out.
Services Deals
How hard is it to get a Blue Cash?
Added on : Wednesday July 17th 2013 09:00:19 PM
g: 0 Posted By: myndreamland
Views: 40 Replies: 0 Hi all,I'm planning on getting a BCP for my SO. I know that it sounds a bit crazy but there is some nice thing where I live for which I can profit nicely from a BCP so I'm willing to go to great lengths on this. I'm already writing the recon letter to be faxed in and mentally prepared for a FR. Her credit profile is pretty thin.
-First card was Discover More with $750 CL from Oct 2012.
-AU on a Citi Forward with $2k CL, a Visa with $4k CL and a Priceline with $750 CL. They all reported about 3 months ago.
-Currently 7% Utilization, 727 CK score, 707 CS score (my bad for mistiming my payment) and a 745 TU Lending Club FICO score.
-1 inquiry on TU, none on the other 2.
-AAoA is only 5 months. What do you think of her chance to get the BCP? I've been reading forums and forums for the last 2 days and it seems the chance is slim. However, the profit is good so it's a worthwhile risk-return trade-off for me. She will be gardening after this for a long time so I won't be worrying about the long-term effect of this. Just want to get the card approved. Thank you for your wise opinions. Y'all have a great day!
Question Deals
http://www.amazon.com/dp/B007JR01FG/The Testing Survival Guide Get Your Pre-K to 6th Grader Ready For Testing!
Testing For Gifted & Talented Programs or Testing For Private School Admissions.The language you hear around testing sounds like a game of Scrabble OLSAT, CogAT, BSRA, GATE Testing, ERB, WPPSI-III or IV, WISC-IV, WNV, Stanford-Binet 4 or 5, NNAT-2, Naglieri, KBIT-2, Ravens Matrices, RIAS, TAG testing, MAP Testing, Woodcock-Johnson III Tests of Achievement, G&T programs, the list of acronyms goes on and on! Perhaps you live in a school district where the best classrooms available are in the gifted program and everyone has their children tested before they even enter kindergarten. You might be applying your child to a competitive private school that requires an IQ test as part of the application. Or maybe you live in a city where all children start school in general education classrooms and gifted and talented testing doesnt begin until 2nd or 3rd grade. Whatever is the case, with so much riding on the outcome of these tests, you cannot leave the results to chance. The more you know about the various tests administered to children for school admissions, the more you can help your child succeed and get the best placement possible! In this guide, we will explain the different types of tests children are given for school placement, show you 40 practice questions from various tests - CogAT test, OLSAT test, KBIT-2 test, Woodcock Johnson III test, NNAT-2 test, ITBS test and more! We tell you why it is important to prepare your child, and give you tips on how best to get your child ready for gifted and talented testing without creating too much stress!
Just called Fidelity to try to transfer some of my CL from one card with them to another card I have with them. The guy ("senior credit analyst" that sounds shakier than someone on a first date) is getting ready to do it (no mention of any credit report pull), when I ask if he will be doing a hard pull. "Uh, yes, uh, it doesn't look like we've pulled one today". Is that routine? It doesn't make a lot of sense to me to force a hard pull when moving around credit that has already been granted by said issuer.
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World Wide Stereo Coupons
Aliph Jawbone JAMBOX White Wave Wireless Bluetooth Speaker (White Box)
BRAND NEW jambox for $80! http://www.all4cellular.com/dailydeal/"White box" means no frills packaging but it includes everything the retail box does (aux cord, power adapter, storage box, etc). Sounds terrific and is super portable. Just what I wanted at the best price I could find anywhere.
Saw this interesting post in New York Times: (Dated Wed. 7/10)You have to fly this weekend
Also on Thursday, Hilton HHonors, the loyalty program for Hilton Worldwide hotel brands, will also be coordinating its own travel-related stunt, Travel is Calling You, in Chicago. A golden rotary phone on a table in a pedestrian plaza will ring intermittently, and some who answer will be offered a weekend trip to Miami provided they can both depart the next day and find a travel partner.Chris Pagnozzi, a Chicago comedian, will be on the other end of the line, and when participants accept the offer, salsa dancers will perform and a pedicab will pedal the winners to a nearby AT&T store. There, they will receive an iPad Mini as well as smaller beach-related gifts like flip-flops and a towel. Four winners and their guests will fly on a chartered plane to Miami, where they will stay at Hilton Bentley Miami/South Beach with $1,000 in spending money.  Sounds like for the lucky few in Chicago, if you can just pack up and go for a weekend trip, they will pay for flight, hotel and give you some spending money as well!
Good luck hunting.
What to do with 85k Membership Rewards points
Added on : Wednesday July 10th 2013 04:00:09 PM
I have around 85k MR points from my corporate platinum AMEX charge card. My resignation took effect yesterday, and I think I have 30 days to figure out what to do with my points. I am 1K with United right now, but don't forsee traveling enough in the new job to keep that up beyond expiration in January 2014 (partly why I changed jobs). I also don't really see much personal air travel in the cards - I have a newborn child, and can't imagine my wife and I getting the energy to haul the baby around on a trip. We do have a short trip to NM planned in September that I could use them for however (from LAX).Lots of background there, but only b/c I want to make sure I'm not missing anything.From what I gather, the best use of these points is for airline upgrades. Not sure that makes the best sense given that MR and United don't mix, and the previously mentioned lack of travel. Based on the above, I'm thinking some gift cards are the place thing to do, with the hope that some of the GC sales for Home Depot, AMEX cash cards, or other will come available between now and when I have to do something. The only alternative I'm considering is transferring them to Skymiles and using them for the trip to NM.Sounds about right? I've been a long time reader of FW and just wanted to know what others thought.
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Watch your favorite movies in brilliant HD quality with the BenQ Projector. This amazing projector brings your digital images to life, thanks to its 2000 ANSI Lumens and 10000:1 contrast ratio. The lavishly colored images are complimented by highly detailed sounds as it comes equipped with a built-in speaker. You can even make use of its 2x HDMI and VGA connectors for high quality projections in an instant. Purchase the BenQ Projector right away!What It Is And Why You Need It:
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just found this while browsing Audible. It's free, it's full length, not a preview or first chapter, and according to Goodreads it's not horrible (http://www.goodreads.com/book/show/17683773-whodunnit-murder-in-...
Feel free to connect on Goodreads BTW.http://www.audible.com/pd/ref=sr_1_1?asin=B00DIAUPU4&qid=1373395...Synopsis:Ten excited guests arrive at the Westlake Estate, expecting a lavish retreat. They are the winners of a sweepstakes to "Live Like a Billionaire for a Week." But what was supposed to be a promising escape soon turns into a horrific nightmare. Within hours of arrival, the guests sit down for an extravagant dinner. When they pull their party poppers as instructed, a loud chorus of bangs resounds, followed by earsplitting screams as the guest seated at the head of the table bursts into flames and slumps to the floor. The others are told they must solve the crime or be the next victim.
Toddler Cars 2 for $0.99 (was $2.99) @Google Play
Added on : Monday July 08th 2013 03:00:02 PM
Normally $2.99, Toddler Cars 2 by Russpuppy is currently $.99 on Google Play (save $2.00). Fun game for young kids and toddlers. Expires July 12th.
https://play.google.com/store/apps/details?id=com.russpuppy.todd...Description
Kids, start your engines! This Russpuppy app includes all the original 16 vehicles plus 19 new ones (35 total), AND an all new racing button! Toddlers Cars 2 is a simple toddler/kids game that showcases car animation and music. Tap each vehicle's picture to help your kids learn the names of different vehicles. There are no ads or in-app purchases in this app, making it super child friendly. Give Toddler Cars 2 a try and enjoy unique animations and sounds.
Features:
Educational way to help your toddlers learn different types of vehicles
Enjoy unique music and an animation for each car
Simple, easy-to-use interface ideal for toddlers
New race button!
Vehicles include:
Ambulance
Bicycle
Semitruck
Helicopter
Firetruck
Motorcycle
Police car
School bus
Truck
Airplane
Cruise ship
Dump truck
Cable car
Pizza delivery car
Van
Scooter
Monster truck
Tow truck
Tractor
Mail truck
Train
Hot Air Balloon
Tug boat
Taxi
RV
Speed boat
Race car
Dump truck
Go-cart
Limo
Backhoe
Sail boat
And more!
"The Glacial Sounds Bundle is a bundle of ambient and electronic music from 4 awesome artists with support to Oxfam International, a global movement for change, to build a future free from the injustice of poverty . For 1 week only, Pay What You Want ($1 min.) If we reach group goals, everyone gets more free music!"Bundle is through Groupees, which provides regular download bundle offers of video games, music & e-books. I've bought a number of their bundles and they are an excellent and trustworthy service. Bundle expires evening of June 14.Glacial Sounds Bundle:
http://groupees.com/gsThey are also currently offering a bundle of drum & bass music called the Boom Bundle:
http://groupees.com/boom
LINKGood album... brought back that old Ryche sound.La Torre sounds almost identical to Geoff Tate when Geoff still had his range.
Amazon Coupons
A4Tech X7 F5 V-Track Laser USB Gaming Mouse $19.99 @Newegg FS
Added on : Wednesday July 03rd 2013 10:00:03 AM
Great deal on Newegg http://www.newegg.com/Product/Product.aspx?Item=9SIA11P0C8521159.99 gaming mouse on sale 19.99, last day tomorrow! This at Newegg it looks like a great deal for gaming mouse retail 59.99 but sold at 19.99 but it sounds too good to be true has anyone own this product ? any comments are welcome
Is there a way to rollover a 401K (former employer) and an existing traditional IRA into a new IRA?
I'm looking to consolidate retirement accounts within a few months and using a new broker.After reading the IRA Publication and various other resources, I am unclear whether this is possible.
I'm not clear whether I should be opening a RollOver IRA, or a Traditional IRA, and whether I can transfer the funds from both an existing IRA and 401K into it without having any tax implications or violating any IRS rules.It sounds like this may not be possible, and I have to do the following:1. Transfer 401K to RollOver IRA. Transfer
2. Transfer existing Trad IRA to a new Trad IRA.
3. Wait 1 year to transfer funds from RollOver IRA to new Trad IRA.
Nutrisystem Success "You Choose" Four Week Plan Auto-Delivery
Retail Value: $283.05
http://www.qvc.com/
QVC Price: $194.00Today's Special Value Price:$159.96Good until June 30, 2013 11:59 p.m. ET Shipping & Handling: $16.97
Eat what you love and lose weight with the Nutrisystem plan customized to your specific tastes. With this Auto-Delivery program, you'll receive a new shipment approximately every 30 days for a total of five shipments. And, each shipment includes a great bonus item!This well-designed, weekends-off program--offered in your choice of three great cuisine varieties or an enjoy-it-all variety sampler--makes living healthier easier than ever! With low-fat, low-glycemic meals that taste great, plus a meal planner and exercise guide included, you'll be able to stick to the program and maximize success.Which sounds good to you? Whether you choose Home Style, All-American, Italian Flair, or Variety--view the Meal Plans linked above to see what's included--you'll receive perfectly proportioned meals prepared by a team of professional chefs and nutritionists. The program is as enjoyable as the results! And because the foods are packed with protein and soluble fiber, they help you feel fuller longer, which can help you stick to your diet better.It's easy, tasty--and convenient. With Nutrisystem, the work is done for you; just heat, eat, and enjoy. The shelf-stable, prepackaged meals don't need to be refrigerated--grabbing a snack to go or packing a lunch for the office couldn't be easier.If you've tried other diets and struggled, try Nutrisystem, a leader in the weight loss industry for over 40 years. Get started today for a great value--it's an investment in yourself!From Nutrisystem.The Nutrisystem plan should be combined with a sensible exercise program, as well as the Recommended Daily Allowances of fruits and vegetables. As always, please consult your personal physician before beginning any diet or exercise program. Click on the Important icon above for details, restrictions, and recommendations.Take a realistic approach: If you work consistently and follow the program, you maximize your results.Each shipment includes 20 breakfasts, 20 lunches, 20 dinners, 20 snacks, meal planner, exercise plan, and bonus items; shipments arrive approximately every 30 days for a total of five shipments
See Meal Plans linked above for a list of what is included in each plan
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Shipment 4 Bonuses: seven Strawberry Shake mixes and three lunch bars
Shipment 5 Bonuses: meal measurer and two dessert cakes
Variety Plan: combination of all three plans; shipment 1 Variety Sampler; shipment 2 All-American; shipment 3 Italian; shipment 4 Home Style; shipment 5 Variety Sampler
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QVC Coupons
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Kindle Fire HD 7" 16GBItem: 984029
Model: 53-000405Kindle Fire HD 16GB Tablet
.pr-snippet {display:none}
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16 GB internal memory
1.2 Ghz OMAP4460 dual-core processor
Over 22 million movies, TV shows, songs, magazines, books, audiobooks, and popular apps and games such as Facebook, Netflix, Twitter, HBO GO, Pandora, and Angry Birds Space
Dual-band Wi-Fi 802.11 a/b/g/n
Over 11 hours of reading, surfing the web on Wi-Fi, watching video, or listening to music; Battery life will vary based on device settings, usage, and other factors such as web browsing and downloading content. Actual results may vary With its beautiful high-definition color display, dual-band Wi-Fi, fast 1.2 Ghz dual-core processor, and eleven-hour battery, the tablet allows you to enjoy your media wherever you want. Many popular apps are supported, including Facebook, Netflix, Twitter, HBO GO, Pandora, Angry Birds Space, and more. Versatile ConnectionsUse the tablet's USB 2.0 port to connect to a PC or Macintosh computer for fast file transfers or to connect to the Kindle PowerFast charging accessory, which allows you to charge your tablet in less than three hours. You can connect to any wireless network, thanks to the tablet's dual-band 802.11 Wi-Fi. Plug a pair of headphones into the 3.5 mm stereo headphone jack and enjoy the sounds of your favorite music, videos, and apps in any setting. View and Listen to All Your FilesThe Kindle Fire HD supports a remarkably wide range of media files and types. These include: Kindle (AZW), TXT, PDF, unprotected MOBI, PRC natively, Audible Enhanced format (AAX), DOC, DOCX, JPEG, GIF, PNG, BMP, non-DRM AAC, MP3, MIDI, PCM/WAVE, OGG, WAV, MP4, AAC LC/LTP, HE-AACv1, HE-AACv2, AMR-NB, AMR-WB, HTML5, CSS3, MP4, 3GP, and VP8.webm. Up to Eleven Hours of UseThe tablet features a long-lasting battery, which allows you to read, surf the Web, listen to music, use apps, or watch videos for a long time between charges. Add a hands-free case to make extended use and movie viewing easier and more comfortable.1 year limited warranty and service includedThis Warranty for the Kindle Device (the "Device") is provided by the entity set forth in the table below. The provider of this warranty is sometimes referred to herein as "we."We warrant the Device against defects in materials and workmanship under ordinary consumer use for one year from the date of original retail purchase. During this warranty period, if a defect arises in the Device, and you follow the instructions for returning the Device, we will at our option, to the extent permitted by law, either (i) repair the Device using either new or refurbished parts, (ii) replace the Device with a new or refurbished Device that is equivalent to the Device to be replaced, or (iii) refund to you all or part of the purchase price of the Device. This limited warranty applies, to the extent permitted by law, to any repair, replacement part or replacement device for the remainder of the original warranty period or for ninety days, whichever period is longer. All replaced parts and Devices for which a refund is given shall become our property. This limited warranty applies only to hardware components of the Device that are not subject to accident, misuse, neglect, fire or other external causes, alterations, repair, or commercial use. 
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Comes with a NVIDIA Tegra 3 quad-core processor, meaning everything is faster
Powered by Android 4.2, Jelly Bean, the latest version of the world's most popular mobile platform Adding a new Nexus 7 (16GB) from Google to your electronic tool set puts all the power of Google in your pocket. This compact tablet is optimized for entertainment and gaming and is a great way to run all the apps you love on the powerful Android platform. Best of Google Nexus 7, from Google will make your Internet use much more efficient. This unit is optimized for Google and brings together all of the resources you need to get the most out of your tablet. Access YouTube, Gmail, Google+, and other apps with a tap of your finger to get your work done or just have fun during a break. An amazing display designed with gaming in mind Nexus 7 was designed as a platform for entertainment. The 7" screen means you don't have to squint to see images and video, which are delivered in 1280 x 800 HD resolution. Having Google Play on your device means you have portable access to an unrivaled library of eBooks, millions of songs, thousands of films and TV shows, and 700,000 apps you want for everything from personal finance to the latest games. Less charging, more doing Every detail of Nexus 7 from Google shows that it is built to last. The screen is fabricated from resilient Corning glass and will resist scratches and chipping. Its battery is large and efficient to minimize downtime.
Nexus 7 tablet 16GB
$179
Staples Coupons
http://www.kmart.com/search=power%20wheels%20barbie%20ford%20mus...Use coupon code KMART10PSAVINGS. Also log in to your sywr account. if u clip" 5% back in points if u spend 35 coupon " you get 5% back in points.
3% CashBack from e*batesJust like Barbie in her Power Wheels Barbie Ford MustangThe Fisher Price Power Wheels Barbie Ford Mustang in Pink gives your little girls hours of make-believe Barbie driving fun. The Barbie Pink Mustang is authentically detailed just like the real Ford Mustang except better because this Mustang is styled in Barbie signature pink with a yellow interior just the way your little girl would order it given the chance.The Power Wheels Barbie Ford Mustang features everything your little girl needs for her imaginative Barbie Adventures. This Barbie Mustang is well equipped with classy chrome wheels, a pretend radio that really plays pre-recorded music, engine sounds that rev when your little girl turns the key, pretend seatbelts, adjustable seats and even a cup holder. There are lights on the dashboard that flash too. The Mustang has two forward speeds and reverse.
The Fisher Price Power Wheels Barbie Ford Mustang in Pink is designed with your little girl in mind, with just the right amount of cool Barbie style
The Mustang has two speeds in "drive" of 2.5 mph and 5 mph. For safety it is equipped with a high-speed lockout.
The Barbie Mustang "reverse" works on hard surfaces
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This pink Ford Mustang comes with 12-volt battery and charger so the adventures can keep on rolling along
Three AA batteries are needed for the pretend radio so your little girl can listen to Barbie tunes
The Barbie Mustang is intended for your girl aged three to five years old
The kickoff track to Pet Sounds, "Wouldn't It Be Nice" was the US hit single from a masterwork that was initially celebrated more by The Beatles than American listeners. The summer still belongs to The Beach Boys. Nick Dedina, Google Play Link to. Album below - track #1https://play.google.com/store/music/album?id=Bqj5dh7x57ctgrbqzem...
ORGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the DayPlease note:
1. Need a Google Account to purchase this.
2. Need a Credit Card - can get by with any expired cards work just fine. There is no charge.
Philips Wake-Up Light (HF3470, white) $57 + Free Shipping
Added on : Wednesday June 19th 2013 05:00:07 PM
Amazon has Philips Wake-Up Light (HF3470, white) for $66.10 - $10.00 coupon = $56.10 with free shipping. linky pooGreat review! 848 reviews with 4.5 stars on Amazon...  Gradual light prepares your body to wake up
Clinically proven to make waking up more pleasant
Choice of fm radio or 2 natural and pleasant wake-up sounds
Results in as little as 15-45 minutes a day
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SF 'landlords from hell' plead guilty to felonies
Added on : Wednesday June 19th 2013 02:00:17 PM
SAN FRANCISCO (AP) A couple that prosecutors dubbed the "landlords from hell" for going to scary lengths to drive tenants from a San Francisco apartment building have pleaded guilty to several felonies.Prosecutors said Wednesday that 37-year-old Nicole Macy and 38-year-old Kip Macy threatened to shoot tenants, changed locks, cleared apartments of belongings, and sawed holes in floors. They say it was all to drive renters out of their building in the increasingly pricey South of Market neighborhood.The Macys each pleaded guilty to two felony counts of residential burglary, stalking and attempted grand theft. http://www.seattlepi.com/news/crime/article/SF-landlords-from-he...Sounds like some of the FW slum lords that post here. All perfectly legal here in Texas.
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FDCPA - second contact to locate a family member
Added on : Friday June 14th 2013 12:00:06 PM
A few of you are clearly the experts on this - Back in October, verifiable by VOIP call logs, a call from a debt collector took place - they were attempting to locate my brother. I told them basically to not call and that I'm not helping them.Today, fella left an answering machine message looking for my brother again. Same firm.It seems that section 804(3) of FDCPA says this:Any debt collector communicating with any person other than the consumer for the purpose of acquiring location information about the consumer shall --
...
(3) not communicate with any such person more than once unless requested to do so by such person or unless the debt collector reasonably believes that the earlier response of such person is erroneous or incomplete and that such person now has correct or complete location information; It sounds like the only reason why they could contact me again is if the earlier response was believed to be erroneous or imcomplete. It seems hard to justify such a thing after an 8 month period.I assume that the only way I'd have a complaint is if I had a recording that they were looking for my brother the first time, is that correct? Otherwise it seems like it's basically my word against theirs (even if I had a call log that showed there was a communication 8 months ago). And would I be the injured party who could collect statuatory damages or would that only be my brother? Just like a number of you, I have a deadbeat or two in the family but it kind of pi**es me off when collectors call me to look for them.
Post Your Requests For Rebating Realtors
Added on : Friday June 14th 2013 12:00:05 PM
Based on an idea in a different thread and then the original was taken down by just cutting it to close to FWF's anti-solicitation rules. So the Mods liked the idea and suggested we modify it from the realtors themselves posting to the buyers posting and allowing the realtors to PM them.
I think the FWF community and the realtors that frequent this site would mutually benefit by having a thread dedicated to finding realtors that are willing to offer substantial commission rebates for essentially *do it yourself* real estate buyers.Basically, from what I can gather trying to capture value as a buyer without a realtor is a bit of a mess for the following reasons:
1) I don't trust the typical Joe Blow seller out there to really financially understand the difference of an offer without a buyers agent(3% less commission) vs. an offer with a buyers agent. Odds are most are just going to accept or reject the same offer with or without a buyers agent commission. So from a behavioral standpoint you likely aren't going to receive any financial benefit without going with a buyers agent. This in essence means that defacto the seller is always paying the commission(even though it shouldn't be that way).
2) To add insult to injury it's quite likely that if you submit an offer that has no buyers agent commission attached to it(thereby preventing the sellers agent from being able to take both sides of the transaction for 6%) the seller's agent may try to scuttle your offer with the seller and there are just enough people who aren't financially bright to potentially fall for that.
3) That leaves basically submitting an offer that assumes 6% commission and then trying to bypass the sellers agent to talk to the sellers themselves to get the buy side removed and split the difference(cut the price afterward by 1.5%). That sounds like a hassle that isn't close to worth it.Therefore, it seems like the easiest way to generate savings on the buy side is to go with a buy side agent that rebates back most of the commission. A commission rebate is legal in 40 states and non taxable(although there are apparently some regulations on it in numerous states, but that can be looked at for each FWF member when they're in that situation).
Below anybody that is looking at buying a house can post that they are looking for a rebating realtor in a particular state to pass through most of the commission while they the buyers do primarily all of the work.The stipulations are:
1) The buyer does his/her own research on the homes themselves. By posting a significant rebate below the realtor doesn't have to spend any of their time finding places to look at.
2) The buyer schedules their own viewings(call the listing agent and/or reverse lookup the sellers number) and the realtor doesn't have to shoot any emails or calls to book showings
3) The buyer tours homes themselves and doesn't require the realtor to cart them around to any showings
4) The buyer arrives at offer prices themselves and doesn't require any input from the buyers agent
5) The buyer submits offers himself(with the buyers agent attached) and doesn't require the buyers agent to get involved.
6) The buyers agent handles the least amount of the closing process they have to and hoists the rest of the work onto the buyer.
7) The assumption is that you'll only require an hour or 2 of the time of the buyers agent so a significant rebate mentioned by a realtor below is justified because they don't have to do much to collect a sliver and pass the rest on to you.If anything above isn't possible without the buyers agent doing something, I'll edit it. Also, if any of the above is desired by the buyer they can negotiate it as an add on and have a slightly lower rebate. But specific realtors posting below assumes that work on their part is kept to an absolute minimum in mentioning how much they will rebate.
Realtors this could be a very good source of additional revenue for basically little to no work. This includes both full time realtors and those that do it just part time or got their realtors license just for the hell of it. Method of communication to line up an arrangement is FWF private messaging(so prospective buyers don't have to post their personal information on the thread).So anybody looking to buy feel free to post below to see if you can get any PMs from realtors who will give significant rebates for you doing almost all of the work.
31-1/2" screen measured diagonally from corner to cornerFor optimal viewing in medium-size rooms.
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InputsInclude 2 HDMI, 1 HDMI/DVI shared, 1 component video, 1 composite video (shared with component), 1 PC, one 3.5mm PC/DVI audio, 1 shared component/composite audio and 1 antenna.
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3 HDMI inputsHDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full HDTV experience with a full 1080p picture and digital surround sound.
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USB portSupports JPEG image format and allows firmware updates
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Onkyo TX-NR515 7.2 Channel Network A/V Receiver - $375.00
Added on : Saturday June 08th 2013 09:00:05 AM
Enjoy the booming bass, warm mediums, and ear-splitting surround sounds only a WRAT amplifier and 7.2 channel speakers can provide.
Trouble in Paradise - BK, Counseling, Walk?
Added on : Thursday June 06th 2013 07:00:10 AM
I was talking to my cousin a few days ago and he just found out that his dad (my uncle) is in bad financial shape. Apparently my uncle has blown through all his cash and is living on a meager social security income of about $1k per month. I always thought his dad was pretty well to do, but I guess he hasn't had a job or non-ss income for many many years. Amazingly his condo mortgage is over $2k per month, and the HOA fees for that condo are over $1k per month(!). Sounds super high to me, but when I last saw him about 5-6 years ago it seemed like a pretty nice place (had a guard at the front drive, and a nice-looking pool) so I guess it's possible. And it's in Hawaii, so probably everything is more expensive there.I suggested to my cousin that he look into a reverse mortgage for his dad, but he told me that there's only about $25k or less in equity in the condo. And unfortunately, while my cousin has a good job (he's a manager at a nice restaurant in TN), it didn't sound like he could take over the mortgage for his dad. The only thing I could think of at that point was to tell him to try to sell the condo and rent a cheaper place and help his dad out on the rent. Or maybe buy a cheaper place and rent it to his dad to take advantage of tax deductions and build some equity, although I don't know if the numbers would work on that. He mentioned having his dad file for bankruptcy, but it seemed to me that his dad still must have assets if he is paying his mortgage (now that I think about it, I don't kno if he is).Any words of advice I can pass on to my lil cuz? He's a good guy and I can tell this is stressing him out. I asked about moving his dad to Memphis with him, but he said his dad doesn't want to leave Hawaii and is pretty frail anyway (had two heart surgeries in the last 10 years). Somehow he is getting free physical therapy and other treatments, so maybe Hawaii has a good public health program? I thought about just telling him to have his dad stop paying the mortgage to save the money and wait for foreclosure, but it feels like that would be throwing away the equity in the house. So basically I'm at a loss as to what to tell him, even though I've been on FWF for many years and my boyfriend and I have paid down most of our debt and saved a lot of money from the advice here.I'm thinking of just telling my cousin to pay an accountant over there to create a plan for his dad, since this is too complex to figure out for a non-financial guru. But I thought I'd see if anyone might be able to point out any other possible creative strategies. Thanks, oh, and aloha
ToysNGamesEtc via Amazon has the Fisher Price Cradle and Swing for $89.95 + Free Shipping.http://www.amazon.com/dp/B002OOWACQ* Two different rhythmic swinging motions help soothe baby
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Student Loan in ICR - How much is owed?
Added on : Sunday June 02nd 2013 09:00:07 PM
I have a family member with the following:Experian credit reports $39k student loan ($36k original amount).
Student loan balance $50k-something from edfinancial.
Monthly payments have been zero or near zero for 10 years under ICR. Balance doesn't change in edfinancial statements or in Experian.I think the ICR capitalization rules are in effect, but how to benefit from this? Is the PIF amount $39k or $50-something? It sounds like it would be pretty dumb to switch from ICR to any other repayment plan if the PIF is $39k.
Dave Ramsey class - thoughts
Added on : Saturday June 01st 2013 05:00:04 AM
i recently somehow heard dave ramsey radio- it sounded interesting.. i wanted to know how many of our fw's have taken his classes and really think its worth it... i save alright, some of the stories i hear paying off mortgages in 3-4 yrs of 200k making 100k a yr.. just sounds too good 2 be true..
Texthttp://www.homedepot.com$629.10Whirlpool Duet 3.8 cu. ft. High-Efficiency Front Load Washer with Steam in White, ENERGY STAR  Model # WFW9550WW Internet # 203491703  Store SO SKU # 196476Item qualifies both for Special Buy pricing and current 10% off Appliance Offer. Online price above includes both discounts. While supplies last.
Online Special Valid : 05/16/2013 - 06/05/2013 FREE Delivery & Haul Away

Order online or in-store
Color/Finish : WhiteCloseout Pricing. Limited Quantities Available. Enter delivery zip code to check availability. Delivery must be scheduled within 14 days. This Duet 3.8 cu. ft. steam washer helps you get out even the toughest stains with the deep clean steam option. The ENERGY STAR qualified unit senses how much water is necessary and then adjusts the amount it uses, saving both water and energy. Meanwhile, the generous capacity gives you the ability to wash up to 18 pairs of jeans in a single load. Plus, the Direct Inject wash system penetrates stains with a concentrated burst of detergent. Save money while you save energy.Click here to Learn More about Whirlpool.
3.8 cu. ft. capacity washes up to 18 pairs of jeans in a single load, saving both time and energy
Stainless steel wash basket resists odors, rust and chipping. The smooth surface helps protect delicate fabrics from snagging
Deep Clean Steam option breaks down and dissolves stains like grass and grease without pretreating while the NSF Certified Sanitize option removes 99.9% of certain household bacteria
Direct inject wash system automatically senses the size of each load and uses just the right amount of water to deliver a combination of optimal cleaning and gentle fabric care
12 wash cycles including Quick Wash, Hand Washable, Active Wear, Bulky Items and Whitest Whites provide optimal care and cleaning for a variety of fabrics
ENERGY STAR qualified with a CEE Tier III rating, making it among the most efficient washers in the industry
Front panel controls with cycle indicator lights provide convenient access to all cycle and option selections
Automatic water level sensors regulate the amount of water based on the size of the load. Only the amount needed to clean is used, increasing efficiency and helping the environment
Delay wash option allows you to set the washer to begin up to 12 hours later, at a time that works best with your schedule
Laundry pedestal, XHP1550, enhances ease of use; stacking kit, 8541503, provides increased installation choices (pedestal and stacking kit are sold separately)
Quiet wash plus system uses enhanced sound-absorbing materials to keep operational sounds inside the washer and out of living areas while Smooth Spin technology makes upper-floor installation possible
Precision dispense penetrates stains and pretreats soils with a concentrated burst of detergent for optimal cleaning performance
Washer requires use of high-efficiency detergent
The Home Depot will not hook up your washer with used fill hoses; new fill hoses will be offered during appliance checkout
Click Here for details on the services included with Delivery & Basic Hook-up and Installation options for Major Appliances
MFG Model # : WFW9550WW
MFG Part # : WFW9550WW
Text
Whirlpool Duet 7.2 cu. ft. Electric Dryer with Steam in White  Model # WED9550WW Internet # 203488038  Store SO SKU # 199248
Click here to Learn More about Whirlpool.
7.2 cu. ft. capacity easily accommodates bulky items like comforters, sleeping bags and pillows
12 cycles including Eco Normal, Heavy Duty and steam cycles offer drying options to handle a variety of fabrics
Dryer drum with powder coat finish resists chipping and abrasion to protect clothes from damage
Front Electro-Mechanical panel controls provide convenient access to all cycle and option selections
Enhanced Touch up and Quick Refresh steam cycles relax wrinkles and refresh dry clothes in as little as 15 minutes
5 temperature settings are able to handle a variety of fabric types
AccelerCare drying system senses when clothes are dry and automatically stops the cycle to save time and energy and prevent fabric damage and shrinking
Quiet Dry Plus noise reduction system. Sound-absorbing materials are strategically placed around the dryer drum to help reduce operational noise
Wrinkle Shield Plus option tumbles the dryer every 5 minutes for up to 140 minutes after the cycle is complete to help prevent wrinkles from setting in
End-of-cycle signal alerts you when a cycle is complete
Pedestal shown in product image is not included with purchase, and is offered separately during appliance checkout
Interior drum light illuminates the interior of the dryer to make loading and unloading easier. Reversible side-swing door can be conveniently installed to open from the right or left side depending on your preference
Stackable design, reversible-swing door and 4-way venting options provide increased installation choices; Separately purchase stacking kit 8541503, door reversal kit 8579666ARP and venting kit W10186596
Dryer duct and electrical cords are required for installation and will be offered separately during appliance checkout
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MFG Model # : WED9550WW
MFG Part # : WED9550WW
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What to do with property in Florida?
Added on : Friday May 24th 2013 01:00:05 AM
All,My father bought a plot of land in Vero Beach Florida in the 60's. He passed away about a decade ago and left to me. It's around 7 miles from the beach, so not ultra-close but not too far. I've been sitting on the property (which is basically just three smaller lots combined to make one bigger lot, which in turn looks like any woods near your house in the middle of a mix of houses and plots of land with similar overgrowth.) All I really pay is taxes on it.My questions are:
1) What would you do? At the peak of the market I received an offer for 100k - that ship has sailed. Taxes have dropped like a stone and you can guess why. Do you sell it at the lower price or wait?
2) Anyone with personal knowledge of this area? Is it an up and comer or bound to always be a sleepy little beach community. I visited around the time my dad died and nothing knocked my socks off about the town, but perhaps it's changed?
3) If I keep, any thoughts about putting an inexpensive house on it? And what is the upkeep with that? Sounds like it could be more of a hassle than its worth.Thanks!
Move over Vic? Economic Case for EVs
Added on : Thursday May 23rd 2013 07:00:08 AM
Article states EVs have a cost of near zero:WSJ - use Google if paywalledAnyone have EVs and share their financial (and other) experiences? Eliminating gasoline expenditures sounds good to me, but how do electricity costs compare, especially in high cost areas like California?
Melokia Soprano Ukulele - Save $9 for $20 + free shipping
Added on : Wednesday May 22nd 2013 06:00:03 PM
Melokia Soprano Ukulele - Save $9 for $20 + free shippinghttp://www.target.com/p/melokia-soprano-ukulele-gtsuk13/-/A-1406...Strike a new chord with your friends and family with this Melokia Soprano Ukulele. This full-sized model features the traditional soprano sounds of the islands, stirring memories of Don Ho and IZ. Rosewood is used in the construction of the fingerboard and the bridge while the finish is a luxurious looking satin mahogany. With this affordable price, theres no better time to try your hand at this classic instrument, or give it as a gift and watch little fingers explore the joys of making music. Multiple warranties apply. 4 years and up.Size: Full
Features: Fret Markers
Number of Frets: 17
Front Material: Sapele
Back Material: Sapele
Side Material: Sapele
Neck Material: Mahogany
Fingerboard Material: Rosewood
String Material: Nylon
Tuner Material: Die Cast Chrome
Bridge Material: Rosewood
Bridge Type: Rosewood
Wood Finish: Mahogany
Finish: Satin
Manufacturer's Suggested Age: 4 Years and Up
Dimensions: 22.0 " L x 8.0 " W x 3.0 " D
Beware(?) AMEX Pay over Time feature
Added on : Wednesday May 22nd 2013 10:00:09 AM
So - maybe this was common knowledge...but I just discovered it.I saw some charges on my AMEX Platinum card over the past few months. Basically these were small amounts of money credited to my account, and then a reversal debit on the same day. These looked to be internal charges so I called AMEX to figure what was up.After investigating, the agent informed me that these were indeed internal and used for AMEX book-keeping purposes. I asked why I had only just started seeing these on my Platinum and why, for instance, I didn't see them on my Gold or Blue cards. I said they were kind of annoying because they got downloaded in my financial software and needed to be removed or categorized.She advised me that it was happening due to the "Pay over time" feature I selected when I called in to activate my card. Basically, the way they billed the Pay over Time feature to me is that it makes the Platinum (and other AMEX) "charge" cards (where the balance is normally paid off monthly) to more of a traditional "credit" card - where I have the option of making a minimum payment and paying off over time.I pretty much always pay my bill in full each month on my cards. The only time I don't is when I forgot to set up auto-pay, or have switched it over and might miss a month, etc. But, I figured, I might as well have this Pay over Time option since it sounds like it gives me the flexibility if I need it.-------------------------But, this little accounting nonsense made me question how their fees work. After questioning the agent I was told:Without the Pay over Time feature - if I leave a balance on my card I am assessed a flat $25/month fee. This means if I charge $10,000 on a card and don't pay it off for 3 months...I will owe another $75 in late fees.With the Pay over Time feature - I have to make a minimum payment of 1% of new charges. I am charged ~18%APR on the rest. This means if I charge $10,000 and pay back 1/3rd over 3 months...I will have paid over $300 in interest.
Additionally, I will have *had* to have paid my minimum 1% and if not, I would also have been assessed a late fee for the unpaid minimum.Which sounds better to you?Now this all depends on balance and how much you plan to pay off monthly. There are certainly scenarios where the APR will be less than the $25 carry over fee.
I suspect most AMEX charge card holders are good with their finances and expect to pay off monthly. Or, at least, aren't paying off only a few hundred dollars on a multi-thousand balance over time.In my situation, I suspect that I will continue to pay off every month and not be impacted. However, if I have say a $3K balance that I forget to pay off for a few months...I will come out better with just the $25 late fee.I do suspect however that AMEX doesn't want you to abuse the charge card late-fee and if you carry a balance too often or too high, they might cause a fuss...but this was all about protecting me "just in case" and I think the better option is the standard "charge" card scenario.Has anyone else had experience with a prolonged balance on a charge card ($25/month) or been told anything different by AMEX reps?Oh, and incidentally, when I asked to cancel the feature they told me that it was only offered to selected/preferred applicants and that if I cancel now, there is no guarantee I can get it back in the future. I took the chance...
This is a 2-day pre-memorial day sale at Fry's Electronics. Sounds like a good deal. Linky
Need Input: Deciding between job offers
Added on : Wednesday May 22nd 2013 03:00:11 AM
I have mulled over this for the past week and would appreciate any additional insight. I even made a decision matrix and it appears both rank equally. I am fresh out of college but cannot tell which one is a better deal for me.Job Offer 1:
+ Operations at a small/medium investment bank. Goal is to move into business/research side over-time. I have interest in current events.
+ Work will be operational (finding pricing mistakes, researching prices on securities, improving processes). I will learn more VBA in this position.
+ 46k (guaranteed 46-50 hours per week).
+ Education paid (after one-year).
+ Employee paid healthcare.
+ 401(k) - 50% match (4 years vesting period).
+ Culture: Bit strict (pant, shirts, maybe tie).Job Offer 2:
+ Real estate purchase and leaseback at a small firm. It's bit like venture capital/private equity where they buy, operate, lease the real estate properties.
+ I will be analyzing properties, risks, financial statements. Sounds interesting.
+ 55k (plus 10-20% bonus). (At max 40-45 hours per week).
+ Employer paid healthcare.
+ 401(k) - 4% match dollar to dollar.
+ Culture: No dress code. I've seen employees in jeans and t-shirts. Which one would you pick? Should I always take the job that pays more? Am I risking too much by hoping I will overtime have the opportunity to work on the investment side? What else would you consider overall?
Manheim auction/used car dealer license question
Added on : Sunday May 19th 2013 01:00:11 PM
Hi all,
I'm in the process of getting my wholesale used car dealer license in California and I've seen people discussing the Manheim auction here and I'm hoping I can find other dealers to get advice from. Like I said I'm in the process of getting my wholesale used car dealership license. I just took the 6 hour pre-licensing class yesterday. I had a question about buying a car at auction for my own personal use. The instructor of my class said that if I have a friend who has a retail license I would need to sell the car to them and then buy it back from them. That sounds great, but the problem is that I am just starting out and I don't have that relationship yet. I'm sure I will with time and experience, but I don't now. I really need a car as we are about to have a baby soon. I'm looking for something very specific and I could wait until one comes up on craigslist or autotrader, but I know it doesn't happen too often. I'm sure that Manheim will have a handful of them on any given auction day. I know that if I waited I could buy it from a private party for either the same price or even less than the auction (I've been to the auction before and I found the prices for popular cars in great condition to be NOT any cheaper than the private party cost). Since I am pressed for time and would like to get something fast, could I as a wholesale dealer buy a car at auction for my own personal use? If so, what is the procedure? We keep our cars on average 10 years, so this is something I would be doing once every 10 years (although in 10 years I'm sure I will know someone with a retail license, so really this is just something I would do once).
http://www.att.com/shop/wireless/accessories/audio/sku6300300.ht...It sounds on par or better than the Big Jambox. It also has NFC and QI wifi charging for those who have devices that support these functions.It's $300.00 almost everywhere else.
Buying lots for cheap and then reselling them after a year?
Added on : Tuesday May 14th 2013 11:00:10 AM
Hey guys,I wanted to see if anyone here was familiar with this process:To make it simple I will simplify it as much as I can:1. Go to auction and buy lots
2. Wait for a year (some sort of waiting period)
3. After a year, you can do whatever you want with it. Build on it, flip it (most common)
4. ProfitExample I was given:Friend bought 3 lots for $5,000
Friend said he can flip it after a year to a developer for half the market value. Market Value is $55,000. So He will sell it for $25,000. Thats like 5 times your money! After googling, I came across this process:"Much cheaper than traditional foreclosures, properties bought at TAX SALE auctions can be purchased for as little as 2-10 percent of current market value. Yes, this is real. Every year thousands of houses, lots, farms, ranches and even timeshares, are offered for sale by county governments across the U.S. for just the back taxes owed plus costs. These are cash purchases. After the applicable redemption period, Investors receiving deeds to these tax sale properties obtain all rights to the properties free of liens, mortgages and trust deeds except for any IRS liens. The properties may then be resold for current market value or held as rental property as desired. For investors who learn the tax auction process and research the desirability of ownership of the properties up for bid, tax sales can present an extremely lucrative investment opportunity. Most counties hold their tax auctions annually at about the same time each year. These auctions are held throughout the year with many coming in the fall and winter months. Lists of prospective properties to be auctioned are published about a month before the auction. Check with your local county treasurer's office for details of their next auction. Now, since many counties are holding their auctions online, investors all across the country can bid on tax sale properties nearly every month.Information about local tax sales can be obtained from most county treasurer's offices online. For information on a national scale, visit www.bid4assets.com among other sites for a good overview. For some real fun, check out the lists of properties that can be obtained for bids as low as one dollar. This is a treasure trove of extreme bargains."
thoughts? What sort of pitfalls can I avoid if I go into this sort of venture? Any experience would be awesome. Also it sounds like a "Sounds too good to be true" type of deal too.
This product has been refurbished. Learn more. 
Product Features
490W total power
70W RMS x 7 @ 0.7%, 1kHz for powerful audio.
Dolby Digital and Dolby Pro Logic sound decoders
Provide an immersive soundscape.
On-screen display
Along with a standard remote simplifies operation.
Built-in AM/FM digital tuner
With 30 station presets lets you program your favorites for simple one-touch recall.
HD Radio-ready
For expansive listening options LINK
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SuperEasy Audio Converter 2 ($29.95 Value)
Added on : Sunday May 12th 2013 06:00:11 AM
SuperEasy Audio Converter 2http://software.downloadmix.com/download/start/supereasy-software-gmbh-&-co.-kg/supereasy-audio-converter-2-free/3742/Direct Download
http://software.downloadmix.com/download.php?linkclk=1&soft_id=3742Register for a key (if it doesn't go automatically)
Will send confirmation to email ( don't have to enter any personal info, just press skip)
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Working with SuperEasy Audio Converter 2 does not require any previous knowledge concerning audio- and video formats. The software automatically recognizes the source file type and can manage the important standards AAC, MP3, WMA, Ogg Vorbis and WAV. Additional video formats are also provided automatically, so that you can store music and sounds directly from videos and movies.
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Shareholder salaries
Added on : Thursday May 09th 2013 12:01:24 PM
My partner and I are in disagreement with what our salaries should be, or more so, what the ratio of our salaries should be. I have shared with my partner the different roles and responsibilities we have and he agrees with the what I presented. Then, using a paid service, I was able to determine a proper salary for both of our hybrid roles. I say hybrid because we do wear multiple hats. The paid service allows you to select different titles such as CEO, CFO, Top Marketing Executive, and assign weights to them, then based on the size of our company and where we are located, it spits out an appropriate salary. I am 75% owner and he is 25% owner of our S-corporation.Yes, you guessed it, the salaries that were spit out shows that the current salary ratio is off in his favor. In other words, if I keep his salary as is, mine should be raised. If I keep my salary as is, his should be lowered. If I raise his salary, I should raise my salary as well and then raise my salary again to get the ratio inline with what I learned through the paid salary service.I know this sounds very selfish, but the reality is that objectively I feel it is off. If I don't change anything, I am unhappy. If I change it, he is unhappy. I know it sounds like our relationship is strained, and it is right now, but honestly over all the years we have been together, it has been a great relationship. And I know one option is that I can just be the bigger man and deal.Whether I elect to do this or not, I want to know, do I have the authority to increase my salary without increasing his given I am 75% shareholder of the S-corporation? As far as I know, there is no operating agreement that indicates how our salaries are determined.
saw this on a rival site , and they are hating this deal. sounds pretty good to me ?
Beginning May 22, the Nokia Lumia 521 an exclusive to T-Mobile will be available online at www.T-Mobile.com, at T-Mobile retail stores, select dealers and national retailers for $29.99 down with 24 equal monthly payments of $5 ( at 0% APR ) for customers with the new Simple Choice Plan.Powered by Windows Phone 8, the Lumia 521, which will run on T-Mobiles fast nationwide 4G network, is a perfect, everyday smartphone that will embody a range of high-end features at an affordable price. The smartphone features a super sensitive 4″ touch screen, HD Voice, 5MP camera with auto focus and 720p HD video recording. It will also include exclusive Nokia applications such as Nokia Music, Cinemagraph, Creative Studio, Panorama, Smart Shoot and HERE Drive, Maps and Transit.Lumia 521 smartphones sold through T-Mobile will also feature Wi-Fi Calling. Customers who have already purchased or ordered a Lumia 521 through HSN, Microsoft Retail Stores or WalMart will receive an over-the-air maintenance release beginning May 20, which will enable the Wi-Fi Calling feature.
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Will, living trust, house
Added on : Wednesday May 08th 2013 09:01:21 AM
Single mother of a family with several adult siblings. Original will named all siblings equally. There is also a living trust naming all siblings equally. The house is titled in the name of the living trust and the living trust is recorded with the deed.One of the siblings has passed away and the mother is increasingly in ill health. Due to long standing and recent issues including the funeral of the deceased sibling the mother wishes to disinherit two of the siblings.One of the favorable siblings (executor) has gone to his "real estate" lawyer (not questioning real estate lawyers, just this one)and had the will revised to the mother's wishes. This lawyer insists that the living trust did not need to be revised even though the two siblings the mother wishes to disinherit are still listed as beneficiaries.I'm not remotely a lawyer, but this sounds bogus to me. What would happen in this case where the will specifies a subset of the siblings as beneficiaries, yet the living trust includes all siblings as beneficiaries.P.S. There are virtually no other assets other than the house.
LinkI bought this phone for travel in Europe b/c it is unlocked and dual sim. It looks almost EXACTLY like my Galaxy s3. Some differences include slightly thicker (appears to be bigger battery and more life) and slightly heavier, screen is lower quality, and OS options are slightly different. Otherwise, it looks almost exactly like a Samsung Galaxy s3. The home screen and the sounds are almost an exact duplicate.Anyhow, for 160.00 unlocked, this sure is a good clone and/or travel phone. If you wait, you can buy from Amazon or 3rd party reseller with Amazon prime.
Suddenly, lottery millions. What then?
Added on : Tuesday April 30th 2013 03:01:16 PM
Hello everyone,Imagine that you win a little under 10,000,000 on the lottery. That's after taxes. What would you do?A stupid question, i know. But what would you advise someone, who has no experience with this kind of amounts at all? We are talking about a serious plan, not all the lottery winners would order a new Lamborghini and ten houses there and then. There are financial planners out there, but is it really to trust someone just like that, especially when he knows that you have a lot of money, but not a lot of knowledge - even though he is independent and is being paid by fee's only?How does it sound, to put everything on a bank for two or three years, so you can get a little knowledge and clear your head in the meantime? I assume that a good financial plan for the future could be put together in that time, with the help of a financial planner? Bank interest must be quite high for that kind of amounts too, so i don't think that there is any need for taking anything away from the original amount. But what bank to put it in? I keep reading about financial crisis, about banks going in bankruptcy or for example recent events in Cyprus, where a bank was apparently taking huge amounts of money away, from the deposits. Which are better to trust, private or state banks? How - if at all - can you secure your money? In my country amounts up to 100,000 are secured, but if nearly ten millions goes down the drain, that is nothing.Let's say that works. What comes after, where would you place the money? I realize that ten millions from the lottery is nowhere near enough to live a life of the millionare, at least not until a person can make that money himself. I know that "winning the lottery" is not something to be known for, i'd much rather be known for running a successful bussines myself, so opening a company and starting out slow and smart is probably the best idea? Especially since your main focus would not be the money, at least not until you became successful, so you could really focus on working good and gaining good reputation - of course that does not mean throwing all the money just in there, more like giving everything that comes from the company back into it and keeping your personal money for yourself.Most of people will probably say "i'd spread it around", but that sounds terrifying. At least for the first year or two, when it's probably the best to just clear your head and let it sink in, before you make any major decisions.Just so there won't be any misunderstanding, i haven't won the lottery myself. I'm just wondering and would appreciate good answers.I will appreciate your help very much.Thank you!
490W total power
70W RMS x 7 @ 0.7%, 1kHz for powerful audio.
Dolby Digital and Dolby Pro Logic sound decoders
Provide an immersive soundscape.
On-screen display
Along with a standard remote simplifies operation.
Built-in AM/FM digital tuner
With 30 station presets lets you program your favorites for simple one-touch recall.
HD Radio-ready
LINK
Best Buy Coupons
Little Tikes Gas 'N Go Mower: $15 w/ Store Pickup @ Toys-R-Us
Added on : Sunday April 28th 2013 03:00:03 AM
www.toysrus.com/product/index.jsp?productId=3887723Link to Amazon for reviews: www.amazon.com/gp/product/B0038M8EQOThe Little Tikes Gas 'N Go Mower allows children to mimic the activity they see every day in the world around them and encourages pretend play. The mower provides cool mechanical sounds, including popping beads and engine sounds, and also features a removable gas can.

* Encourages pretend play and movement
* Designed to model a real lawn mower
* Mechanical sounds when the mower is pushed and the cord is pulled
* Removable gas can with a tethered cap included

What's Included
* 21"L x 11.25"W x 20.5"H mower
* 5"L x 2.5"W x 4.25"H gas can
LINK!Get a world of instant entertainment with this smart audio product. Connect to the Internet and stream movies, listen to music and access a wide variety of other content through your HDTV.
Learn more about smart products.
NetflixPandoraYouTubeThis product has been refurbished.
Product Features
Blu-ray Disc format-qualified
For high-definition movie playback with resolution up to 5 times greater than DVD. Watch films in stunning high-definition just like you do on the big screen.
Connect to the Internet
Via Smart Hub for access to Pandora, Netflix, Hulu Plus, YouTube and more.
Wi-Fi ready
For a simple wireless connection to your home network via the included dongle. AllShare Play makes it easy to access and stream content stored on compatible devices, and cloud technology lets you enjoy and share media on the go.
Surround sound decoders
Include Dolby Digital, Dolby Digital Plus, Dolby Pro Logic II, Dolby TrueHD, DTS, DTS 96/24 and DTS-HD for an immersive listening experience.
Playback capability
Includes BD-ROM, DVD, DVDR/RW, CD-DA, CD-R/RW, MPEG-2/-4, Xvid, MKV, WMV (1/2/3/7/9), AVCHD, MP3, AC3, LPCM, WMA and AAC for a variety of media choices.
5 speakers
Create a lush soundscape to bring movies, music, games and more to life.
Subwoofer
Delivers bold, deep audio for cinematic sound.
USB port
Lets you connect an Apple iPod or other compatible device, so you can enjoy stored music, videos and more.
Crystal Amp Plus technology
Filters sound sources to minimize distortion for high-quality audio. The 3D Sound Plus technology offers rich, lifelike sound. Virtual Surround 7.1 technology provides bold, room-filling audio.
HDMI output
HDMI cable not included. High-speed HDMI cable is the only connection that can deliver a full high-definition experience with a full 1080p picture and digital surround sound.
LINK!
Best Buy Coupons
Smart phone Magic Music Box
Added on : Wednesday April 24th 2013 06:00:07 PM
Smart Phone Music Box for $24.95 I've ordered one and have used it with my phone and it works great comes in colors blue, black,and white I got the blue one.Never tried any of these types devices but it works great and sounds great! It is available at a site Mufungo and has the same on Amazon.There is no code for ordering and it is 5.00 less than anything even remotely close.two speakers-NO Wires-No Paring or Syncing the phone-just lay is on the box and it makes the favorite songs you like sound great,I ordered one for my daughter in college for Dorm,and can use in cubicle at work or camping.I have searched a lot of places on google and Bing and found very little info on it, Induction device!Here is the link to order if you would like to get one
http://www.mufungo.com/Magic_Music_Box_Cell_Phone_Speaker_p/musb...
Life Insurance Trust for Kids (Post-Divorce)
Added on : Wednesday April 24th 2013 04:02:39 PM
Looking for ideas here:I'm currently going through the process of getting a divorce and I have several young children. My STBX and I each have sizable term life insurance policies in place ($2MM for me, $1MM for her) and we're working on adjusting the beneficiaries. We've agreed that the proceeds of the insurance will go 80% to the children and then we can designate the final 20% however we like. We're both okay with that.The thing I want to do is protect this money going forward so that it is used for the children, and not for ourselves, or for our "new" families, or whatever. Obviously if I die tomorrow, she's going to need a lot of that money to care for the kids until 18, but if I die when the kids are 17, they should receive the majority of it for their own use.I've done a bit of research and it sounds like designating a life insurance trust as the beneficiary and then leaving instructions with the trustee is the way to go. Anyone done this before and have comments on how much it costs to set up, whether this is a reasonable or useful step to take, etc?Thanks.
2 Pk (12 pcs) Furniture Wedges For Uneven Furniture $3.99 +Free Shipping
Added on : Wednesday April 24th 2013 12:00:07 PM
2 Pk (12 pcs) Furniture Wedges For Uneven Furniture $3.99 +Free Shippinghttp://www.dailybargainshop.com/Instantly Fixes:
Tables
Chair
Dressers
Lamps
Benches
Patio's
Pool tables and much more...
Soft, Super-flexible and its Rubber-like texture creates a firm grip on slick floors and also reduces rattling sounds by absorbing vibration. It can be easily trimmed to a perfect fit with scissors or utility knife.You Get : 4 Big + 4 Medium + 4 Small . 12 pieces in ALL
Condition: New
Company Tuition Assistance being Denied
Added on : Monday April 22nd 2013 12:01:19 AM
I'm a little hesitant to post this question but I really need some good advice and FW has been great to me.Short version:
Company policy states I'm eligible for tuition assistance. I have 2 weeks to get my managers approval for assistance. My manager has denied me in the past and is procrastinating an answer this time.Long version:
I took a position as a credit analyst at a large Bank in Central Oregon. I graduated in 2010 and because of the market and got a job as a banker. I was promoted to a credit analyst in early 2012 making shy of 40k. I took the position at a low pay because tuition assistance was offered and I needed the experience. I pushed my manager to allow me to allow me to start a masters in stats in 2012 to allow me to work to being a "Credit Risk Analyst". I got accepted into the program. My manager told me that it wasn't in the budget for the 2012 year and that I could ask again next year. I went ahead and took the class on my my own dime (about $3k) stupidly expecting something different the next time round. I was told that Masters in Stats wasn't applicable to my current job and was denied, dropped out of the program. I decided to change majors and am accepted into a "Masters in Accounting and Financial Management" that is un-arguably applicable to my current position. My manager hasn't formally denied me, but keeps putting it off, and has been rude when I push the topic. I only have 2 weeks before classes start and need to get her approval before I register for the classes. My boss has a group of 8 analyst and has a quarter of them on action plans already and has threatened me with one. I am a great worker and contribute more than my fair share to the group and work more hours than anyone else including my manager. My wife is pregnant (I haven't told my boss that yet) and really need a job.They offer up to $5k/year in tuition. I have also applied around in Central Oregon but there are almost no credit analyst positions in the immediate area. I am trying to close on my first place this week, and wife being pregnant really need to stay in the area for a year.I would talk to HR, however my boss has already threatened me with an action plan. If I am on an action plan I am ineligible for tuition assistance.A similar question has been asked here. I really don't like the answer because it sounds like a company can hold you accountable to it if you don't follow policy, but if they don't follow their own policy they are legally allowed to discriminate as long as it's not because of age, gender, religion, ect.What would you do if you were in my shoes?
Free Kindle Books 4/20/13
Added on : Saturday April 20th 2013 10:01:26 AM
As always, only guaranteed free at time of posting. A mix of new and older (many available in paperback). I'm sure more contributors will be along later...hope you'll find something enjoyable!For Women Only, A Novel Approach to Depression in Women [Kindle Edition]
LinkThe Unrelenting Blues Feeling blue and hopeless, but not sure why? Is depression robbing you of your zest for life? Is there an emptiness hovering over you, morning, noon and night that you just can't shake? Does the thought of a restful night's sleep seem like a thing of the past? If this description sounds familiar, this book has beneficial information for you. The author will explain how many times depression is caused by a hormonal imbalance of estrogen and progesterone, which can easily be cured by replenishing these deficiencies with natural medicine. With millions of women struggling with depression, the author believes that these women should be made aware of all of their options in resolving their depression and not just the options with the best profit margins. London Tracy is a self-proclaimed researcher, investigator and advocate for women's health. "For Women Only" is a compilation of everything that the author has researched and experienced about hormonal depression is women. "If you want to know why so many women suffer from depression, read this book."
-Rick Morris, Ph.D, Chicago, Illinois
==================================
Link to the MP3 album
http://www.amazon.com/dp/B00CDX1600Link to the individual FREE songsSunrise Meditation (Music for Harmony)
http://www.amazon.com/dp/B00CDX176IHymn to Our Beautiful World (Music for Hearts)
http://www.amazon.com/dp/B00CDX17E0The Best Healing Music for Relaxation, Meditation & Sleep with Nature Sounds (Ocean Waves Album Series Sampler)
http://www.amazon.com/dp/B00CDX17L8
Free Signature Asparagus LTO Dishes - Noodles & Co Il & WI Only
Added on : Tuesday April 16th 2013 12:00:51 PM
http://www.noodlesevents.com/register/select-location/asparagusw...We invite you to try one of our signature Asparagus LTO dishes for FREE. Check out the options at www.noodles.com to start thinking about what sounds good between the Garden Pesto Saute, Asparagus Flatbread, or an Asparagus Stack.Upon registering, please make sure to bring your registration confirmation. Its important that you visit us during your selected time slot so that we can provide the best possible food and experience. We check everyone off the guest list as you arrive, and will honor all preselected time slots.HURRY -there aren't many open spaces left.
This looks like a sweet guitar, nice design - with the Ovation plastic bowl. I have heard this model, and it sounds very nice. Little 3 band EQ when you plug it into an amp.I know the MSRP is way off, but I've never seen this below $200, now 12% off of THAT with free shipping from Amazon.LINK28 reviews; 22 of them 5 star!
Amazon Coupons
0 Posted By: FatWalletTopDeals
Views: 413 Replies: 0

Harman Kardon SoundSticks III 2.1 Multimedia Speaker System & JBL Quiksilver On-Ear Headphones with Mic Bundle @ World Wide Stereo - $169.99 after Coupon
compare at $229.96
Free Shipping!

Coupons
DAILYDEAL - $59.97 off


(FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
World Wide Stereo Coupons
NuMax 9 piece finish kit- 50% off was $193 now $99 ends tomorrow
Added on : Sunday April 14th 2013 07:00:06 AM
http://www.homedepot.com/h_d1/N-5yc1vZc6bq/h_d2/Navigation?catal...I've been waiting for a deal to start my honey do list. Anyone know a lot about this brand? Sounds like a decent deal.
Home Depot Coupons
Philips HF3510 Wake-Up Light, White $59.99 Shipped @ Amazon Gold BoxThe simulated sunrise of the Philips Wake-Up Light provides a more natural waking experience and improved morning energy levels. The warm yellow light begins 30 minutes prior to your alarm time, increasing in intensity as your chosen waking time approaches. The Wake-Up Light offers the option of waking up to your favorite FM radio station or to one of three pre-programmed nature sounds. Offering 20 brightness settings, this light comes with convenient features such as non-slip feet and a dimming light for relaxing before bedtime.http://www.amazon.com/dp/B0093162QS/...CamelCamel
http://camelcamelcamel.com/Philips-HF3510-Wake-Up-Light-White/pr...
Amazon Coupons
Sothink SWF Decompiler & Quicker 40% OFF
Added on : Friday April 12th 2013 09:00:08 AM
Sothink SWF Decompiler 7.4 30% OFF

The most stable Flash Decompiler to convert SWF to FLA / FLEX / HTML5 animation. Extract SWF resources like shapes, images, sounds, videos, texts, ActionScript, etc.
The famous tool to convert SWF to FLA. Support Flash CS3/CS4/CS5/CS6 and ActionScript 2.0/3.0. Get it with 30% off (till April 30,2013)Coupon code: D2345A56
Sothink SWF Quicker 40% OFFEdit SWF file directly or create a new Flash movie with this SWF Editor. Publish animation as SWF, EXE, GIF and export simple animation as HTML5. Get it with 40% off (till April 30,2013)Coupon code: 4546DG78644
Eagle Arion 2.1 Soundstage Speaker System - $59.23 after coupon
Added on : Thursday April 11th 2013 09:09:44 AM
Save 25.00 with coupon code PZU87850 at checkout. Normally 84.23 before coupon.Now 59.23 after coupon.Offer ends Apr 17 2013 12:00AM
Eagle Arion ET-AR514R-BK Soundstage Speakers - $99.99 after coupon
Added on : Thursday April 11th 2013 09:09:44 AM
Save 35.00 with coupon code RVN87847 at checkout. Normally 134.99 before coupon.Now 99.99 after coupon.Offer ends Apr 17 2013 12:00AM
Eagle Tech ET-AR508LR-BK 2.1 Soundstage Speaker - $58.99 after coupon
Added on : Thursday April 11th 2013 09:09:44 AM
Save 40.00 with coupon code UQF87853 at checkout. Normally 98.99 before coupon.Now 58.99 after coupon.Offer ends Apr 17 2013 12:00AM
How does payment of RCV and ACV on a home insurance claim work?
Added on : Tuesday April 09th 2013 04:02:27 PM
Hey guys, I made a claim on my homeowner's policy for damage due to a water overflow, and I am somewhat befuddled by how the claim is paid, and how much is paid, to me and the repair contractors. Any advice is appreciated.My policy is Replacement Cost Value. So the adjuster goes through the home, totals up all the damage and repair work that will be necessary, and then hands me a report which lists Replacement Cost Value (RCV), Depreciation, and the Actual Cost Value (ACV). RCV - Depreciation = ACV. So the insurance company cuts me a check for ACV minus my $1000 deductible. I'm told that I get to keep this payment, and if I do the repairs, the insurance company will also then pay the Depreciation amount. Sounds simple, right?Here's where I'm confused. Let me give you an example:
1. Let's say my claim has a total RCV of $10,000, and an ACV $7,000. So insurance cuts me a check for $6,000.
2. I then tell the contractor I want items A and B repaired, but I don't need C repaired.
3. The RCV of items A and B is $7,000 with an ACV of $5,000. The RCV of item C is $3,000 with an ACV of $2,000.So under that scenario, do I pay just the ACV of the items that are fixed ($5,000), pocket the remaining $1,000 of my total ACV payment, and insurance pays the contractor the other $2,000 in depreciation allotted for those items?Or, am I expected to pay my entire $6,000 ACV towards whatever repairs are done, and insurance just pays the excess minus my deductible?
NewEgg: D-Link DHP-311AV Powerline Networking. 2-pack $30
Added on : Tuesday April 09th 2013 01:00:06 PM
Shell Shocker deal.
could not find a post so creating new thread.
Sounds like a good price. Anybody experience with this or similar product?http://www.newegg.com/Product/Product.aspx?Item=N82E16833127386
Newegg Coupons
Google free song - Jet Airliner by Steve Miller
Added on : Sunday April 07th 2013 12:01:09 AM
Free Song of the Day
Jet Airliner
STEVE MILLER
While the magical, expansive "Fly Like an Eagle" signals why Steve Miller was nicknamed "The Space Cowboy," the more straightforward "Jet Airliner" nails his style, a combination of level-headed Midwestern-bred blues-rock understatement and unpretentious San Francisco-fed experimentalism. Even when Miller curses and gets dismissive on this "touring life" perennial, he still sounds like the nicest guy around. Nick Dedina, Google Play
FREE
More free musichttps://play.google.com/store/music
Alesis DM10 Drum Machine/Module - $480 + shipping.
Been looking at different drum machine's for a while, this one is going brand new for $480 + ship.$90 less than I've seen it anywhere else on the internet. The next cheapest one I found was B&H for $567.http://cgi.ebay.com/ws/eBayISAPI.dll?ViewItem&item=290879098824I've had a DM10 module before, they're GREAT. Versatile, lots of trigger inputs and sounds.Probably the best you can get in Electronic drumming without paying for the extremely pricey Roland Drum modules, that really aren't that much better. First time post, be gentle. Seemed like a pretty freagin' good deal to me.
eBay Coupons
Acurite Weather Alert Noaa Radio/led Flashlight with Hand Crank $24.97 @ BassPro Free Store pick up$5 Shippinghttp://www.basspro.com/AcuRite-Weather-Alert-NOAA-Radio/LED-Flas... NOAA National Weather Service alerts for your location
Hand crank provides emergency power
Automatic notification: emergency, weather, and public announcements
Responds to all hazards and warnings for NOAA/NWS/Dept. of Defense and Weatheradio Canada
Loud emergency alert siren
Listen button plays local weather report at any time
Backlit LCD displays scrolling messages
Color-coded LED's indicate alert type
50-mile signal scan receives 7 digitally tuned NOAA channels
Headphone/accessory jack
Battery operated or AC adapter powered (not included) Weather the day with confidence with up-to-date weather information and national weather alerts - right in the palm of your hand. Tune in to emergency alerts, storm alerts, tornadoes, floods, disasters, amber alerts, and public announcements with the AcuRite Emergency Weather Alert NOAA Radio with LED Flashlight. This handy radio/flashlight combination is digitally tuned to NOAA Weather Radio (NWR), providing continuous weather information including warnings, watches, forecasts, and all hazards - 24 hours a day, 7 days a week. This weather radio sounds a loud alert siren when emergency conditions occur. Specific Area Message Encoding (S.A.M.E.) ensures you receive advisories, watches, and warnings intended for your specific location. Warnings relevant to your local area scroll across the backlit LCD display and color-coded LED's indicate alert type. Hand crank provides emergency power by recharging the batteries. Setup is easy; simply power on the radio and youre ready to receive emergency alerts - there are no subscription fees or other costs. Manufacturers limited 1 year warranty. Requires 3 AA batteries (not included). Measures 7"H x 3"W x 3"D. It's more than accurate, it's AcuRite.
Bass Pro Shops Coupons
Retire Before 40? Some Folks Say it Can Be Done
Added on : Thursday March 28th 2013 10:01:21 AM
To aspiring extreme early retirees, even the term retired is outmoded, as it sounds like someone who's resigned to the golf course after working to the bone for 40 years. For early-retirement hopefuls, the preferred goal is to be financially independent as quickly as possible.
http://www.cnbc.com/id/100596765
Sounds good for Housewives.
http://www.deals.ebay.com/spring-cleaning/eBay now provides a Spring Cleaning Sale which can save us up to 75% on a wide variety of categories including home improvement, outdoor cleanup, cooling systems, appliances and more:
up to 53% on Hoover vacuums75% on closet organizational items54% on storage bins among many other productsEverything in this sale will ship free. Sale ends 3/31 2013.
eBay Coupons
My wife and I filed jointly for the first time and ended up getting a $4k refund. When I was single I adjusted my witholdings so I'd end up owing ~$800 each year, but when I look back I didnt accomplish anything since I found it cumbersome to minimize my balance in my checking account. From a practical point of view is there really a benefit in adjusting witholding to try and break even or owe a little so that you can invest the money during the year? I would see the benefit if all my direct deposits/bill payments were directly from my investment accounts(Vanguard Funds) but that sounds too good to be true. Is the most efficient way really to, on a monthly basis, manually transfer any excess checking money after bills into Vanguard or other investment account?
Found this in a site and sounds like good.The electronics giant is offering up to $20 or 33% off your online purchase of select video games. Free shipping are available at any Best Buy location. Expires 3/30.
Best Buy Coupons
Whats the difference between a 403b and an IRA?
Added on : Tuesday March 26th 2013 01:01:01 AM
My wife just joined a hospital and they offer 401a (which reading her benefits package, it sounds very similar to my 401k with the matching)and they also offer a 403b which reading it sounds like an IRA plan. 403b: The IRS limit on the total of pre-tax and Roth contributions is $17,000 for 2013. If you are at least age 50, during the year you can make an additional $5,500 catch up contribution.
So it sounds like you can contribute After tax (Roth) Contributions up to $17,000.Does that mean she can open up a Roth for $5,500 in 2013 AND 403B up to $17,000 for a total of $22,500.
Im going to try to make this explanation very simple but it sounds effective in practice.1. Get a HELOC from your house (lets say 200k)2. Get that cash and put it to some legacy insurance policy. Is it called Single premium life insurance or something like that?3. Turn the 200k into 400k at age 65.4. Pass away and your kids gets the 400k income and federal tax free.5. Kids pay off the 200k + interest that accumulated with the 400k and keep the rest.6. Profit.
Found this in a forum. Sounds a good deal.linkapply coupon code LKI86326 to drop price to $999.99 + free shipping
Specs: -Resolution: 1920x1080
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-Component
-Optical Audio Out
Tiger Direct Coupons
Blue or Pink - Free store pick-up, add $7.23 shipping or free shipping w/ $79 purchase 
Reading comes to life with the Vtech V.Reader Interactive E-Reading System - Pink. This storyteller learning system brings books to life and makes reading vivid and fun for your child! Kids can touch and play as they learn core reading skills, touch the screen to read the story, and play interactive reading games.With the V.Reader Interactive E-Reading System, children will discover the joy of reading while interacting with well-loved characters like Elmo and Disney Princesses. As the stories come alive with animations and sounds on the color touch screen, children take a journey into a world of imagination while developing the necessary building blocks to grow from a pre-reader to a confident and fluent reader. The V.Reader comes pre-loaded with the "What's That Noise" storybook and fun applications such as a Photo Viewer, Video Player, and art activities. Additional storybook cartridges (sold separately) offer new stories and adventures and feature a fully narrated and animated story, reading skill games, and a Story Dictionary. You can even download additional e-books, avatars, and themes while tracking your child's progress on VTech's Learning Lodge!The Vtech V.Reader Interactive E-Reading System features: Color touch screen
Plays fully animated stories with story narration, character voices, vivid graphics, and exciting sounds and music!
Storybook Cartridges have 3 ways to play: Watch the Story, Reading Games, and Story Dictionary
USB port and SD memory card slot for expansion
Multimedia Capabilities: Photo Viewer, Video Player, Art and Writing Programs
Durable, kid-friendly design
Download additional e-books and track your child's progress at VTech's Learning Lodge
Toys R Us Coupons
Playskool Sesame Street LOL Elmo: $17.80 @ Amazon
Added on : Friday March 22nd 2013 04:00:03 AM
http://www.amazon.com/gp/product/B008HYGFIC/"Clip" $5 coupon.Get the gigglefest started with SESAME STREET LOL Elmo! This laughing Elmo tells jokes and comes with a Dorothy fishbowl squeaker toy for even more silly fun. The more Elmo laughs, the more he rolls back and forth and shakes. Now preschoolers can laugh along with everyone's favorite SESAME STREET pal!

Elmo loves a sidesplitting, rolling-on-the-floor gigglefest! And preschoolers will, too, with this laughing Elmo from SESAME STREET. There are so many different ways little ones can make LOL Elmo laugh out loud: tickling his tummy, making silly sounds, pressing either of his feet, and squeaking Dorothy's fishbowl squeaker toy.

To get them to join in on the laughing fun, Elmo tells jokes, too! Just hearing LOL Elmo laugh and seeing him shake and roll makes for even more laughter and fun.
Make Elmo laugh out loud!

It's so much fun to make this laughing Elmo laugh out loud! Press his feet, then tickle his tummy or press either of his feet again. The more Elmo is tickled, the more he shakes and rolls with laughter! Squeeze Dorothy's fishbowl squeaker toy - it squeaks and makes Elmo giggle. Or stand close to Elmo and make a silly sound. LOL Elmo loves to tell jokes, too, like, "What's a duck's favorite snack? Quackers!"

SESAME STREET LOL Elmo tells jokes! Preschoolers will love making him laugh with tickles, silly sounds, and by squeezing Dorothy's fishbowl squeaker. When Elmo thinks something is funny, he rolls and shakes with laughter. The more he laughs, the more he moves!

What's in the Box
LOL Elmo, Dorothy's fishbowl squeaker, and instructions.
Amazon Coupons
Best Buy has the Turtle Beach - Call of Duty: Black Ops II wireless Ear Force Tango Limited Edition Headset which retails for $299 and normally sells for $199 at BB for only $130.99. LinkyYou'll have to check stock because they are OOS in many areas in the Midwest. The Washington DC area appears to have the most available right now.Features Include:
Enhance your Call of Duty: Black Ops II experience on the Xbox 360 or PlayStation 3
Immerse yourself in 360 Dolby Digital surround sound through 50mm speakers so you'll never be caught off guard
Enjoy the multiple EQ presets, including one designed specifically for Black Ops II, or adjust the sound to your liking with the adjustable surround-sound angles
Limit the intensity of deafening sounds thanks to the ear guard with blast limiter
Focus on sound cues that are difficult to hear, like enemy footsteps, with the Sonic Lens with Sound Field Expander, which allows you to widen or narrow the sound field
Game in comfort with the memory foam ear cushions that provide improved noise isolation
Adjust the level of your voice so you won't have to shout to your squad
Virtually eliminate interference with the 2.4/5GHz Wi-Fi that selects the optimum frequency
Listen to your teammates with ease even if the game volume increase thanks to Dynamic Chat Boost
Disguise your voice by changing the sound from deep lows to screeching highs with the voice-morphing function
Answer phone calls while gaming with dual-pairing Bluetooth (PlayStation 3 only)
Enjoy up to eight hours of gameplay on a full charge thanks to the rechargeable lithium-polymer battery
Hear prompts from the Black Ops II voice actors when the headset is powering on, pairing, the battery is low and moreI just purchased a set and this item *can* be purchased online for store pickup.
Best Buy Coupons
Zoolz offering 100gb cloud storage for free
Added on : Thursday March 21st 2013 01:00:03 PM
Zool has been offering inexpensive cloud backup for a few months now, but I thought it worth posting because they are giving away quite a large capacity for free. 100gb to the first million users - sounds like that leaves quite a few slots for people to take.Note that this is most suited to archiving rather than online access and sharing. "Cold Storage. Built on top of Amazon Glacier storage infrastructure, it is meant for backing up rarely accessed files that dont need frequent updating. It is designed for archiving purpose and the cost is very low, although there is 3-5 hours delay in restoration. But for backed up photos, you can preview them without having to wait." Link to the Zoolz offer
[ANDROID][Free] Voxel Invaders Amazon pays YOU to download this
Added on : Thursday March 21st 2013 09:00:50 AM
Amazon does a free Android app of the day every day and today's app is Voxel Invaders. It's a Space Invaders clone and is actually pretty fun.However, you get a $1 promotional credit to use on any MP3 from Amazon's mp3 store with purchase of this free game.Get a decent game and a $1 credit for use later? Sounds good to meVoxel Invaders
Sending Money to Abroad
Added on : Tuesday March 19th 2013 02:01:11 PM
Hi Guys,
I need to send money to India on regular basis USD to INR.
Need to know the highest rate, reliable and Legal way, though i would get some inputs from my Fellow FWrs. I regularly use
1. Xoom.com, it is fast and good Xchange rates, When i am not in a hurry 2. Transfast.com the Xchange rates are slightly better, but VERY SLOW and VERY POOR service, i tried them 2 times, and now i am not sure if its worth it.3. I came across a site USFOREX.com, they have excellent rates compared to the above, and they have no sending Limits, it sounds too good to be true, can some one help with Inputs ? Also it works like i need to transfer money to their account ( like fund transfer, not auto debit ) and they will credit in India. IS this Legal / Registered service ?
2 Pk (12 pcs) Furniture Wedges For Uneven Furniture $3.99 FS
Added on : Tuesday March 19th 2013 01:00:08 PM
2 Pk (12 pcs) Furniture Wedges For Uneven Furniture $3.99 FShttp://www.dailybargainshop.com/2-pc-totter-stopper-with-free-sh...Instantly Fixes:Tables
Chair
Dressers
Lamps
Benches
Patio's
Pool tables and much more...Soft, Super-flexible and its Rubber-like texture creates a firm grip on slick floors and also reduces rattling sounds by absorbing vibration. It can be easily trimmed to a perfect fit with scissors or utility knife.
You Get : 4 Big + 4 Medium + 4 Small . 12 pieces in ALLCondition: New
Google Play FREE Song of the Day 3/19 - Gone Baby Gone by BOZ SCAGGS
Added on : Tuesday March 19th 2013 09:00:52 AM
Paul McCartney's voice is starting to sound its age; Dylan's resembles a zombie stumbling out of a tomb. Even Bryan Ferry's golden larynx has aged. But this 2013 tune shows that old smoothie Boz Scaggs still sounds much as he did on 1976 yacht rock landmark Silk Degrees. Taken from his latest platter, Memphis, Scaggs recorded the tune at Al Green's studio and used renowned sidemen, such as Spooner Oldham and Ray Parker, Jr., to get the relaxed Southern soul vibe just right. Nick Dedina, Google PlayLink to the album belowhttps://play.google.com/store/music/album?id=Bc3nmosiwelfewqqw5t...ORGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the Day
A very basic tablet toy to keep your tots busy.ONE DAY ONLYhttp://lastcall.dailysteals.com/
Pinnacle PBAR 6200 175W Soundbar $149.99 + 5.00 Shipping!
Added on : Sunday March 10th 2013 03:00:02 PM
Pinnacle Speakers Front Row PBAR 6200 175W Soundbar (Brand New)Regular Price $499.99, 70% off today only!
LINK 
TheaterWide Driver Layout Creates Expanded Soundstage
Beautifully tapered cabinet design looks perfect with flat panel TVs 37" & larger
PLUG-N-PLAY easy connectivity to your TV; only one connection to your TV & one to power, setup in 8 minutes or less
(8) Patented Digital Sound Processing Effects Modes
Includes PCM Optical Digital Input & (3) Stereo Line Level Inputs
Easy-to-read LED front display panel with adjustable brightness control
On-wall mounting made easy with included wall brackets
Sturdy internally braced cabinet eliminates resonance
Special Class D digital switching amplifier for high level output
Multi-Function Remote Control (Power, Volume, Mute, Input Select, DSP mode and more)
Includes feet for stable surface placement of SOUNDBAR on a shelf or table top
PINNACLE POWER PROTECTIONTM CIRCUITRY automatically prevents overloadShipping Note: Shipping to Alaska and Hawaii is not available for this itemWarranty: 3 Year Pinnacle Speakers
Woot Yamaha receivers
Yamaha RX-V471RF 5.1-Channel 105-Watt 3D-Ready A/V Receiver:1080p HDMI with 3D and Audio Return Channel (4 In/ 1 Out) deliver crystal-clear, all-digital audio and video via a single cable, HDMI dramatically simplifies cabling and helps provide consumers with the highest-quality home theater experience
Audio Return Channel (ARC) is a distinctive 3D-ready function allows consumers to use a single HDMI connection to transfer digital audio from the TV back to the AV Receiver eliminating the need for a second cable between the TV and the home theater AV Receiver
A USB port on the front panel provides convenient connection for your iPod/iPhone, which also charges when connected
CINEMA DSP 3D provides a wide, high and dense sound field. HD Audio format decoding lets you enjoy HD Audio sources. Virtual Presence Speaker delivers 3-dimensional sound without actual use of presence speakers
The clean and simple on-screen GUI makes setup and other operations extremely easy. It can show album art, provides a choice of various languages and is visible over 3D images
The Four SCENE buttons make operating the receiver easier than ever. They are initially set to default settings for BD/DVD Viewing, CD Disc Listening, TV Viewing and Radio Listening. Pressing a SCENE button will automatically launch a number of operations that initiate play of the source controlled by that button
Yamahas YPAO system uses a small microphone and sophisticated equalization to automatically set the best sound for any room, no matter where the speakers are
When music is encoded into a digitally compressed format like MP3, the frequency response suffers. The Compressed Music Enhancer function restores what was lost, so your music always sounds the way it should
The RX-V471 has a low standby power consumption of 0.1W (1.2W in HDMI Standby Through mode) and an Auto Power Down feature (selectable to 4, 8 or 12 hours) which help make this an environmentally friendly receiver
Yamaha RX-V571RF 7.1-Channel 105-Watt 3D-Ready A/V Receiver:1080p HDMI with 3D and Audio Return Channel (6 In/ 1 Out), including one on Front Panel deliver crystal-clear, all-digital audio and video via a single cable, HDMI dramatically simplifies cabling and helps provide consumers with the highest-quality home theater experience
Audio Return Channel (ARC) is a distinctive 3D-ready function allows consumers to use a single HDMI connection to transfer digital audio from the TV back to the AV Receiver eliminating the need for a second cable between the TV and the home theater AV Receiver
An HDMI terminal on the front panel makes it easy to connect a camcorder or digital camera. All of the HDMI terminals are compatible with 3D and CEC, making them convenient for connecting set-top boxes and Blu-ray disc players
A USB port on the front panel provides convenient connection for your iPod/iPhone, which also charges when connected
CINEMA DSP 3D provides a wide, high and dense sound field. HD Audio format decoding lets you enjoy HD Audio sources. Virtual Presence Speaker delivers 3-dimensional sound without actual use of presence speakers
Capable of outstanding upscaling and i/p conversion quality, This AV Receiver will upscale video signals up to 1080p. This means a much better picture with HDTVs capable of 720p, 1080i or 1080p resolution
The clean and simple on-screen GUI makes setup and other operations extremely easy. It can show album art, provides a choice of various languages and is visible over 3D images
The Four SCENE buttons make operating the receiver easier than ever. They are initially set to default settings for BD/DVD Viewing, CD Disc Listening, TV Viewing and Radio Listening. Pressing a SCENE button will automatically launch a number of operations that initiate play of the source controlled by that button
Yamahas YPAO system uses a small microphone and sophisticated equalization to automatically set the best sound for any room, no matter where the speakers are
When music is encoded into a digitally compressed format like MP3, the frequency response suffers. The Compressed Music Enhancer function restores what was lost, so your music always sounds the way it should
The RX-V571 has a low standby power consumption of 0.1W (1.2W in HDMI Standby Through mode) and an Auto Power Down feature (selectable to 4, 8 or 12 hours) which help make this an environmentally friendly receiver
Shipping Note: Shipping to Alaska and Hawaii is not available for this itemA physical address is required for delivery. No Military or PO Box shipments availableWarranty: 6 Month Yamaha
Eagle Tech ET-AR302-BK Soundstage Speakers - 6 Watts RMS, Solid Wood @7.99 + $5 Shipping or Store Pickup TigerDirect.com Linky$22 on AmazonStore Pickup For
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Tiger Direct Coupons
- FREE - iOS App - iBomber Attack By Chillingo Ltd - Universal -
Added on : Monday March 04th 2013 03:00:36 PM
UniversaliBomber Attack By Chillingo Ltd
http://itunes.apple.com/us/app/ibomber-attack/id538751326?mt=8
DescriptionUpdated: Mar 04, 2013
Version: 1.3
Size: 264 MB
The legendary iBomber series returns but this time its time to ATTACK!Jump into your tank and get ready to blast your way around Europe and defeat the enemy in this visceral tour of destruction! With 24 missions full of explosive action to go at, iBomber Attack is a dose of high-octane entertainment that you wont be able to put down.TOUR OF DESTRUCTION
From destroying Navel dockyards, airfields and secret bases to gunning down legions of flame-throwing soldiers, this is 24 levels of non-stop, high caliber, action.AWESOME FIREPOWER
Earn Victory Points and collect gold to power-up your tank with Bombs, Bunker Busters, Mini-Guns, Flame Throwers, Rockets, Airstrike's, Supply Drops & Super Boost's.iBOMBER LIVES
Dripping with the quality gameplay, visuals and sounds that made the original iBomber games so loved, iBomber Attacks ensures the legend lives on!Like iBomber? Have you tried our other iBomber games?"iBomber" is a registered trade mark and brand name of Cobra Mobile Limited.Visit iBomberHQ.com for all your hints and tips.Game Features:● Universal build - awesome fire fights, whatever the device
● Super smooth game-play
● 24 action packed missions
● Amazingly detailed graphics
● Collect Gold to buy Power-Ups
● Win Victory Points for upgrades
● Huge levels to explore and destroy
● The satisfaction of blowing everything up!
This classic Macca cut sounds like a million bucks but was recorded in rough conditions in Nigeria with a "band" that was basically a desperate Paul and Denny Laine playing everything (with a semi-assist from Linda). Here, Paul turns his trials and tribulations into a multi-part tune that opens with synthy autobiographical hopelessness before it starts fighting back and, ultimately, breaks free as (polite) renegade rock. The album itself would become the biggest solo seller for any former Beatle. Nick Dedina, Google Play Link to the album belowhttps://play.google.com/store/music/album?id=Bici7nmsmok72tkju35...
OrGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the Day
I was researching a wireless speaker these days and yesterday ran into this on Sears after nail down my selections for JBL flip, Sound kick, and Xtereme.http://www.sears.com/soundfreaq-s...ockType=G1Soundfreaq Sound Kick SFQ-04 - Portable speaker - wireless - Bluetooth
Stream Bluetooth wireless with any A2DP compatible device UQ3 spatial sound enhancement for balanced audio Enjoy long hour of AC-free listening with a built-in rechargeable battery Universal charging of mobile devices with a USB power port Standard 3.5 mm line-in jack accepts input from any device with a standard headphone.I have a target credit card so I took the ad to the target and asked them to price match it so I got another 5%. ^_^Added a $7 2 yr coverage in target and total is 87usd out of door.It sounds much nicer, compared to the one (memorex) I grabbed from Staples over the weekend(i used their 20% off deal and i have 10usd points to make it usd32 out of door but my wife does not like it, *_*)The only thing is that it does not have a mic so you can not use it to talk. does not really bother me.The Jawbone is overpriced for a crappy sound, BTW. My wife listened it in the target store and skipped it right away without even check the price point.
Sears Coupons
Dramatic strings open Nelly Furtado's debut single and as soon as her distinct vocals pierce through"You're beautiful, and that's for sure..."it sounds like the launch of a pop classic. The authentic anthem of self-discovery became one of the biggest hits of 2001 and won the Grammy for Best Female Pop Vocal Performance. Still considered her signature track, Furtado has called this her "freedom song," and it's poignantly suitable that it was her first hit. Laura Checkoway, Google Play
Link to the album belowhttps://play.google.com/store/music/album?id=Bo4ickjuou672gfub46...OrGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the Day
Google Play FREE Song of the Day 2/26 - Band On The Run by PAUL MCCARTNEY
Added on : Tuesday February 26th 2013 09:00:45 AM
This classic Macca cut sounds like a million bucks but was recorded in rough conditions in Nigeria with a "band" that was basically a desperate Paul and Denny Laine playing everything (with a semi-assist from Linda). Here, Paul turns his trials and tribulations into a multi-part tune that opens with synthy autobiographical hopelessness before it starts fighting back and, ultimately, breaks free as (polite) renegade rock. The album itself would become the biggest solo seller for any former Beatle. Nick Dedina, Google Play Link to the album belowhttps://play.google.com/store/music/album?id=Bici7nmsmok72tkju35...
OrGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the Day
Google Play FREE Song of the Day 2/25 - I'm Like A Bird by NELLY FURTADO
Added on : Monday February 25th 2013 09:00:44 AM
Dramatic strings open Nelly Furtado's debut single and as soon as her distinct vocals pierce through"You're beautiful, and that's for sure..."it sounds like the launch of a pop classic. The authentic anthem of self-discovery became one of the biggest hits of 2001 and won the Grammy for Best Female Pop Vocal Performance. Still considered her signature track, Furtado has called this her "freedom song," and it's poignantly suitable that it was her first hit. Laura Checkoway, Google Play
Link to the album belowhttps://play.google.com/store/music/album?id=Bo4ickjuou672gfub46...OrGo to the Music Store
https://play.google.com/store/musicScroll down to FREE Song of the Day
2 Pk (12 pcs) Furniture Wedges For Uneven Furniture $3.99 + Free Shippinghttp://www.dailybargainshop.comUse Alone Or Stacked together, No More Wobbling, Works both on Solid Floor or Carpet.Instantly Fixes:Tables
Chair
Dressers
Lamps
Benches
Patio's
Pool tables and much more...Soft, Super-flexible and its Rubber-like texture creates a firm grip on slick floors and also reduces rattling sounds by absorbing vibration. It can be easily trimmed to a perfect fit with scissors or utility knife.
You Get : 4 Big + 4 Medium + 4 Small . 12 pieces in ALLCondition: New
Handling a Terminal Disease the FWF Way?
Added on : Friday February 22nd 2013 10:01:04 AM
PREFACE - Please don't flame me!
First, let me say that I'm completely surprised that I couldn't find an existing thread for these questions. That makes me think that either (1) I'm not very good at searching, or (2) these questions are frowned upon for some reason. I'm trying to limit the details of my situation to what I think would be relevant to the questions at hand, but only to keep things concise and as simple as possible. If more details are needed I am certainly willing to provide them.DISEASE BACKGROUND - Some high-level details of my illness.
About two weeks ago I was diagnosed with a terminal, inoperable brain tumor. I am going to start radiation and chemotherapy on 02.27.2013. The current treatment plan calls for therapy five days a week for about six weeks - through 04.19.2013. We don't know how terminal the terminal part is, and we really won't until after those six weeks. Worst case is less than a year. Median is one to two years. I've got potential to be a fairly optimistic case - some folks are still going strong after eight to ten years.FINANCIAL BACKGROUND - High-level details of our current financial situationMarried, three biological children (7 months, 3 years and 4 years) and one step-child (9 years)
Wife is a full-time stay-at-home mother. She has no work-from-home type income.
Wife does collect child support from the 9 year-old's father. We have a good relationship with him.
We closed on a new-construction home in mid-December - about two weeks before learning of the brain tumor.
We have a 30-year fixed rate mortgage at 3.25% through a USDA Rural Development loan. We put $10,000 down. The original loan amount was $283,500.00.
I am the only one on the mortgage note. My wife is not on the note. My wife and I are both on the title - I think it's "Joint Survivorship", but I could be mistaken if that sounds wrong.
The loan closed on 12.20.2012. Wells Fargo bought it from our broker less than 30 days ago (I think it was less than 30 days ago...)
We did not purchase any sort of mortgage payment protection, etc.
I am employed full-time as a software developer. My salary is $79,000/year.
I have up to 160 hours of paid leave at work. There is no distinction made between sick leave and vacation.
My employer has been extremely understanding (so far!). I am working from home. Because I'm salaried, and I work so many nights and weekends for product releases, they have told me there is no need to take any leave for my doctors' appointments, etc. at this time. I'm still putting in well over my 40 hours/week. If push ever came to shove, that could be verified by our VPN activity reports.
We have one vehicle financed through Navy Federal Credit Union - my wife's 2012 Ford Explorer.
I am the only one on the NFCU car note. My wife is not on the note. We are both on the vehicle's title.
I can no longer drive, so last week we sold the 2005 Volvo that we owned outright.
We have a few credit cards, but they have minimal balances. Mostly just recurring monthly charges to keep a rolling history on them. They could all be paid off quickly.
I do not have short-term disability insurance.
I do have long term disability insurance.
I have $50,000 of automatic group life insurance through my employer, plus I've done a buy-up of $170,000 for a total of $220,000.00.
I have decent health insurance for these times. I believe my deductible is $2,000 with an out of pocket max of $4,000. We also have a $2,000 FSA.
Our retirement accounts are fairly limited. My wife doesn't have anything in her name, and mine are meager and not vested (I know, I know...).
OTHER STUFF - We've had a fairly eventful financial past, and this info may or may not be helpful.Purchased a home in 2008 - FHA loan.
A few months later my wife had to quit her job and I had to start working in central Virginia versus Washington, DC due to a medical condition for our now-four-year-old.
Our income dropped by about 50% ($60,000/year) overnight.
Mailed our keys to Wells Fargo within a few days and moved in to an apartment (this was just before "The Bubble" - no way we could afford the $2,400/month payment). House was foreclosed on within one to two months.
We filed Chapter 7. Our discharge date was 10/09/2009.
We had two cars financed at the time - one we reaffirmed, the other we turned in as a voluntary repo.
They're getting better all the time, of course, but both my wife and I have managed to get our credit scores in to the 680s.
PRIMARY QUESTIONS - These are my primary questions, but I'm sure I may be missing some important ones that I don't even know to ask.Are there any obvious steps I need to take to protect my family?
Are there any major implications of our mortgage situation?
Are there any major implications of our vehicle loan situation?
Are there any major tax implications outside of the obvious ones (like keeping receipts, etc.)?
Is anyone aware of any programs/grants/etc. for which I should attempt to apply?
Is there anything special I should do to protect myself in terms of my relationship with my employer?
Is it too late to apply for some sort of payment protection (or similar) on the mortgage?
Are there any semi-shady contractual terms that I should know about (e.g., if a creditor is unable to recover from my wife for an unsecured debt only in my name after I die)
Is there anything my wife needs to start doing now from a financial standpoint (e.g., paper trails, histories of saving - or not saving, etc.)
I have every intention of continuing to work. We've been told that I am virtually guaranteed to get full disability from the SSA, but that once I do I really can't go back to work. We've also been told that I can't apply for disability until I stop working (makes sense to me) and that I won't see any payments for at least about 5 months. If I have to stop working to collect disability then my wife and I see no reason to do that now. I like to work, I'm able to work (from home), and I make much more money actually working than I would get in disability benefits. I've also got pretty good health insurance. I plan to work until either (1) I can no longer work and I've used up all of my leave or (2) I get fired for performance reasons (I can't really see this happening, to be honest, but I'm not sure that it would make a functional difference in terms of disability compared to the first scenario).
Anything else obvious that I'm missing?CONCLUSION - I have no subtitle for this.
I'm not trying to milk this situation. That being said, the safety and security of my family is incredibly important. If there are any saavy or calculated [legal] moves that I can make that will help make my family more secure I'm all for it. We have always tried to follow whatever "Golden Rule" we can with our financial dealings - for example, we could have squatted at our first home for quite a long time, but we felt that we did was the "right" thing to do, in ethical terms. We'd like to stay as ethical as possible, but where ethics become murky, but the law is still clear, we'd err on the side of protecting the family.
LinkMonster Digital PowerCenter MDP 600 1440 Joule 6 Outlet 6' Cable Surge Protector Dual Mode Plus surge protection automatically disconnects and sounds an alarm
1440 Joule rating provides high level of surge protection
6 Color-coded, ultra-wide spaced AC outlets with matching labels
Mountable design for easy attachment to desk or AV cabinet
Includes 6 ft. PowerLine 100 cord with FlatProfile plugPrice Compare: 34 @WalMart, 30 @Newegg
BNI Marketing Group... Scam?
Added on : Thursday February 21st 2013 07:01:01 PM
I received a letter from a friend and fellow business owner to join BNI or "Business Network International". This is the second time I've been invited (by two different people), the first time I turned them down. From what I read online, it certainly sounds like a scam.For instance, at this website:
http://www.scam.com/showthread.php?t=117590
Every poster that is in favor of them seems to have signed up for that singular purpose. Lots of shills.Has anyone had an experience with this group? It sure seems fishy to have to pay to join a marketing group of this size.
I'd like any information you can provide, maybe I can still help my friend get out of this group before he becomes too invested.So, keeping on topic with other 'is it a scam' threads of FWF...
Is BNI (Business Network International) marketing group, started by Dr Ivan Misner, a scam?
Option Arbitrage - Risk free return of ~10% in less than 2 years
Added on : Wednesday February 20th 2013 03:01:01 PM
UVXY options are mispriced compared to underlying price. Looking at Jan 2015 options, you can buy a synthetic long (buy call, sell put) for about $1 less than underlying price (ie. strike price minus net option premium credit is $1 less than underlying price). Thus, you can setup a reversal (buy synthetic long, short sell underlying) to lock in $1 on stock/strike price ~$10 so return of 10%. The profit/loss from the synthetic long is equal and opposite to underlying so the intrinsic value cannot change. Caveats are that you may not be able to cash out the profits until the options expire in 2 years, though I can't seem to understand that such an opportunity would last for that long especially given the current interest rate climate. As such, the market could potentially correct much faster. I can't foresee any downsides. In theory, dividends could create a loss but this is an ETF of the VIX index and so there's no reason to ever declare a dividend.Any FWF experts have anything to point out? This sounds too good to be true, but I can't find a catch.
Energy RC-70 speakers, $299 each ($598 Pair) + FS at Frys.com or B&M
Added on : Tuesday February 19th 2013 06:00:04 PM
These speakers were once $2000 and they still sound great. This deal makes buying them a no-brainer. I just replaced my B&W DM series speakers with these and they sound much better. The quality of construction you can't find close in this price range either. These are heavy, about 60 pounds each, they come with a magnetic grill and look great (much better than in pictures).Checkout the review of them here. If you are at all skeptical about buying these, do some searching at avsforum.com.My local Fry's in Manhattan Beach had them in stock, I can't believe the kids there tried to talk me into getting some cheap Klipsch speakers instead. http://www.frys.com/product/7386304
Buying 3 out of 4 condos in a condo association...
Added on : Saturday February 16th 2013 05:01:02 PM
I am interested in purchasing three out of four condos in a condo association. Three are REO and are being sold together under one MLS #. The condos are currently rented, except the one owner. There are two similar buildings on the same street at the condo, but are owned as apartments. What it sounds like is someone purchased this building 7 years ago, tried to make them into condos and it foreclosed as they never sold all the condos. It is a local REO. I have currently requested the condo docs and hopefully will have those shortly. Here is what I am wanting to do and am seeking advice: I am wanting to buy the three units, and thus will have control of the association. Ideally, I would want to buy out the owner of the one unit. The owner purchased in 2007, and is most likely underwater. I would then dissolve the condo association and rent out the units. Questions: I plan to purchase the three condos with one mortgage from a local bank. I currently have 3 mortgages and this would be a 4th, which puts me at the cap. Anyone have experience with putting more than one property/parcel on a investment loan (not commercial)?Assuming I get the condos, I see two scenarios with the owned unit: they don't sell, in which case I have three condos , but all are cash flowing nicely. I continue to run them as rentals and manage the association separately and pay for 3/4 of the buildings costs. Second scenario: They sell to me (it would have to be less than they paid, so they most likely have no incentive to sell, unless I can somehow do a seller financing type of strategy and take over their underwater mortgage. I would then want to dissolve the association (or would I as long as I own them all?). I would imagine I need an attorney to dissolve the association, but any comments or experience in this?Any thoughts on the above scenario?
http://1saleaday.com/flash/ss-61261/Must login to view/purchaseCondition: New
Packaging: Retail
Warranty: 1 Year
Manufacturer: SteelSeries
Model: 61261Features Include: Enjoy great sound on PC and Xbox 360 systems
Compatible with Xbox 360 live communication
Separate audio controls for optimal Xbox LIVE chat and in-game audio
Steelseries Livemix lets you hear what matters, when it matters, giving you the competitive edge
Easy dismantling into 3 separate pieces for safe transportation
Increased durability due to extra braided cable
Comfortable XL-sized, hear-through cloth ear cups
Invisible, retractable, uni-directional microphone in left ear-cup
40mm SunDancer (SCS) units deliver clear gaming optimized soundscape for FPS gaming
3.5mm mini jacks and RCA connectors for Xbox360 and PC
Easy access to independent volume controls for microphone and in-game audio
Retractable, unidirectional microphone system
Headphone frequency response: 16 - 28,000 Hz
Headphone impedance: 40 Ohm
110 dB SPL@ 1kHz, 1 Vrms
Headphone cable length: 3 ft.
Headphone jack: 3.5 mm
Microphone frequency response: 75 - 16,000 Hz
Microphone pick-up pattern: Unidirectional
Microphone sensitivity: -38 dB
Microphone impedance: 2K OhmPackage Includes:
SteelSeries Spectrum 5XB Headset, SteelSeries Spectrum AudioMixer, RCA Cable, Quick Start Guide
1SaleADay Coupons
0 Posted By: FatWalletTopDeals
Views: 405 Replies: 0

Refurbished Turtle Beach Ear Force Xbox LIVE Chat Gaming Headset @ 1SaleADay - $54.99
Compare at $83.99
Free Shipping!
Expires On: Feb 13, 2013 10:59pm

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(FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
1SaleADay Coupons
0 Posted By: FatWalletTopDeals
Views: 0 Replies: 0

Refurbished Turtle Beach Ear Force Xbox LIVE Chat w/ Wireless 7.1 Channel Dolby Surround Gaming Headset @ 1SaleADay - $54.99
Compare at $83.99
Free Shipping!
Expires On: Feb 13, 2013 10:59pm

Must log in to see
(FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
1SaleADay Coupons
(Gizmodo) Harman Kardon's clearing a whole bunch of refurbished Sound Sticks III over on eBay for $100. That's $60 less than a new one everywhere else. That's the lowest price we've ever seen on this specific model even previous models, like the Soundsticks II, don't come down to $100 often and it's a great deal to get a little bit of MoMA-approved beauty in your life. link to auction This is a factory-remanufactured unit carrying the original factory warranty.CNET reviewI been debating getting these for a while but now I can't resist. (CA Sales Tax applies)
eBay Coupons
2 Posted By: FatWalletTopDeals
Views: 397 Replies: 0

Mobi Pure Sounds 2.4GHz Digital Audio Nursery Baby Monitor w/ 600' Range @ Meijer - $24.99
was $59.99
Free Shipping!



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Request info on international CC and ATM fees PenFed
Added on : Saturday February 02nd 2013 10:01:50 AM
I have a Penfed Visa and when I called to ask about fees when using abroad I was told there isn't one, and that there was no fee from Penfed for using foreign ATMs (so essentially cash advances didn't incur a fee). I'm wondering if the CSR and I didn't understand each other because this sounds too good to be true, so if anyone has experience with this please comment.How can ATM fees be avoided when traveling internationally? Are there any US Banks that don't charge an international fee?Thanks
Request info on international CC and ATM fees Pen
Added on : Saturday February 02nd 2013 10:01:50 AM
I have a Penfed Visa and when I called to ask about fees when using abroad I was told there isn't one, and that there was no fee from Penfed for using foreign ATMs (so essentially cash advances didn't incur a fee). I'm wondering if the CSR and I didn't understand each other because this sounds too good to be true, so if anyone has experience with this please comment.
I have been reading through various articles and websites, including the official government website "Healthcare.gov", because I am pretty confused about the new healthcare law and what it is actually going to change about health insurance in the US starting in January 2014. I'm wondering if anyone on FWF can help me understand certain details of it and possible scenarios for the future.I am particularly interested in how the new law is going to change "individual" health insurance policies (those not offered by an employer), but I'm also interested in learning how it will affect employer-provided coverage.[Of course, I don't mean this to get into politics, ethics, or anything of that nature. I have my opinions, others will have theirs, but this post is about the actual law and how it looks like it is going to work in practice.]The extra consumer protections and benefits brought in by the law sound nice, and there is the happy implication that the new protections and benefits will simply apply to everyone and every insurance plan, but in the details, it says that most of these protections and benefits will only apply to plans that were founded after March 2010. It is my present understanding - although perhaps I am wrong? - that plans founded before March 2010, even if you do not join them until January 2014 or later, apparently are "grandfathered" and don't have to obey most of this healthcare law.I should imagine that most employers that have over 50 employees and that have been in existence for a few years will have company health insurance plans that were founded before March 2010. That would surely be the case for most major employers in America - no? Will most employer health plans thus be exempt from the new law? Even if you get a new job in 2014 or later years, will your employer's health insurance plan not have to provide you the protections and benefits of this new law?Have most individual health insurance plans that are on the market today been going from before March 2010? Surely many or even most of them were in place then? If they were started before March 2010, these individual plans will be considered "grandfathered" and will never have to abide by the new law, is this right?What most concerns me is: What if most of the (few) insurance companies that offer individual health plans simply had decided in March 2010 that they will not start any (or not start many) new plans after that date, in order to force new customers (especially those joining a plan after the full law comes into effect for new plans on January 2014) to join a grandfathered plan (because the customers would have no other, or few, alternative plans to choose from).What if most of the benefits and protections of the new healthcare law that the government is promising do not come true for many people, because there will not be any (or many) new-plan insurance choices available for individual consumers / company employees?The govt is claiming that an "insurance marketplace" containing many new insurance plan options will be fully in place by October 2013, but as of January 2013, it's mainly a concept and not a reality, and a number of states have said they won't be ready for it -- or even that they will *refuse* to create one for their citizens.What are insurance companies doing to prepare for this new marketplace? Are they making new insurance plans to offer customers for 2014, or are they mostly sitting on their hands and planning to trot out their older plans (in existence since before March 2010) that will be not be much affected by the new law?What if this 2014 "marketplace" is nearly devoid of newly-created (after March 2010) plans that one can join (especially on the individual level)? Does that mean that most of the people looking for insurance in 2014 and later years won't get any of the benefits and protections that the new law is meant to give them? Is it possible that the insurance market post-2013 is going to be as messed-up, expensive, unfair, and unhealthy as it was prior to this new healthcare law's having been passed? (At least for a number of years, until new plans simply have to be created by the insurance companies, and older plans have to be retired for one reason or the other?)If I've missed some key information somewhere, or am not viewing this logically, please let me know.===
Sorry that this post is already quite long, but here are some selected quotations from Healthcare.gov. My questions are in brackets and capital letters:
from: http://www.healthcare.gov/marketplace/about/index.htmlWhen key parts of the health care law take effect in 2014, therell be a new way to get health insurance: the Health Insurance Marketplace. The Marketplace is designed to help you find health insurance that fits your budget, with less hassle. Every health insurance plan in the new Marketplace will offer comprehensive coverage, from doctors to medications to hospital visits. You can compare all your insurance options based on price, benefits, quality, and other features that may be important to you, in plain language that makes sense.
[BUT HOW ABOUT INDIVIDUAL HEALTH INSURANCE PLANS THAT WERE STARTED BEFORE MARCH 2010, AND AS SUCH ARE CONSIDERED GRANDFATHERED PLANS, WHICH DON'T HAVE TO ABIDE BY THE NEW HEALTHCARE LAW - WILL THOSE PLANS ALSO BE OFFERED IN THE "NEW MARKETPLACE"? IF NOT, HOW WILL THEY BE SOLD? WILL THEY STILL BE SOLD? IS THERE ANY CHANCE THAT IN PARTICULAR STATES THERE WILL NOT BE ANY INDIVIDUAL HEALTH INSURANCE PLANS AVAILABLE TO JOIN IN 2014 *EXCEPT FOR* GRANDFATHERED PLANS THAT WERE CREATED BEFORE MARCH 2010 AND THUS EXEMPT FROM THE NEW LAW?]Under the health care law, there will also be new protections for you and your family. Health insurance companies can't refuse to cover you or charge you more just because you have a chronic or pre-existing condition, and they cant charge more for women than for men.
[THIS SOUNDS SO REASSURING, BUT ACTUALLY, THIS IS *NOT* GOING TO APPLY TO EVERY INSURANCE PLAN IN 2014 AND LATER YEARS - IS THAT RIGHT?]
from: http://www.healthcare.gov/using-insurance/understanding/services...No matter what kind of coverage you have, its important to know whats covered and whats not. Starting in 2014, certain essential health benefits will be covered under all policies.
[THEY SAY "ALL" ABOVE, BUT JUST BELOW, THEY SAY IT'S ONLY "NEW" PLANS THAT COVER ESSENTIAL HEALTH BENEFITS.]Starting in 2014, new individual plans and plans purchased in an Affordable Insurance Exchange will have to cover essential benefits like hospitalizations, doctor services, prescription drugs, rehabilitation and mental health services, pregnancy, and newborn care. Also, there will be limits on how much you have to pay out-of-pocket each year for covered services....[N]ew individual insurance policies (and job-based plans) are not allowed to exclude coverage for pre-existing conditions or disabilities
[BUT WHAT ABOUT OLDER INDIVIDUAL INSURANCE POLICIES THAT ARE STILL IN EFFECT AND STILL BEING SOLD IN 2014? IF YOU JOIN THEM IN 2014 OR LATER YEARS, CAN THEY EXCLUDE PRE-EXISTING CONDITIONS LIKE THEY ALWAYS DID?]Note: In 2014, for job-based plans, waiting periods for coverage of pre-existing conditions will be limited to 90 days.
[SO IF YOU JOIN A COMPANY IN 2014 OR LATER YEARS AND JOIN THEIR HEALTH INSURANCE PLAN, IF YOU HAVE ANY PRE-EXISTING CONDITION AS DECIDED BY THE INSURANCE COMPANY, YOU WILL STILL HAVE TO WAIT 3 MONTHS BEFORE ANY TREATMENTS FOR IT? EVEN IF THE COMPANY'S INSURANCE PLAN IS NEW AND NOT GRANDFATHERED?]
from: http://www.healthcare.gov/using-insurance/understanding/costs/in...Starting in 2014, new individual insurance policies (and job-based plans) wont be allowed to charge you more based on your health status, pregnancy, or disability. Also, insurers wont be allowed to charge you more based on your gender, and there will be limits on how much premiums can vary based on age.
[BUT THIS DOESN'T APPLY TO ANY INDIVIDUAL POLICIES OR JOB-BASED PLANS THAT WERE IN EXISTENCE BEFORE MARCH 2010? AND WON'T MOST INSURANCE POLICIES BE AT LEAST THAT OLD?]For job-based health plans, its up to employers to decide how much of the premium to pay on behalf of you and your family. Your employer will tell you how much of the premium for health coverage you must pay.
[SO IN 2014 AND THE YEARS AFTERWARDS, AN EMPLOYER CAN STILL CHARGE CERTAIN EMPLOYEES MUCH MORE FOR HEALTH INSURANCE, BASED ON GENDER, HEALTH STATUS, DISABILITY, PREGNANCY, OR AGE?]
from: http://www.healthcare.gov/law/features/rights/grandfathered-plan...The Affordable Care Act exempts most plans that existed on March 23, 2010 the day the law was enacted from some of the laws consumer protections.If you have health coverage from a plan that existed on March 23, 2010 and that has covered at least one person continuously from that day forward your plan may be considered a grandfathered plan.This is true whether you are covered by an individual health insurance policy that you had on that date, or you are covered by a job-based health plan that your employer established before March 23, 2010. This is true even if you enrolled in that job-based plan sometime later.
[IS IT TRUE EVEN IF YOU FIRST ENROLL IN A GRANDFATHERED JOB-BASED PLAN IN 2014 OR LATER YEARS?]
[AND WHAT ABOUT AN INDIVIDUAL HEALTH INSURANCE POLICY THAT EXISTED BEFORE MARCH 23, 2010, BUT YOU DID NOT JOIN IT UNTIL 2014? ARE YOU THEN NOT COVERED UNDER THE NEW HEALTHCARE LAW?]A grandfathered health plan isnt required to comply with some of the consumer protections of the Affordable Care Act that apply to other health plans that are not grandfathered. Heres a look at which consumer protections do and dont apply to grandfathered plans:
Consumer Protections in the Health Care Law that DO Apply to Grandfathered PlansMany of the laws consumer protections that took effect on September 23, 2010 apply to all plans, whether they are grandfathered or not. Please note that these consumer protections will be added to your plan when it begins a new plan year or policy year on or after September 23, 2010.ALL health plans:
-are prohibited from applying lifetime dollar limits to key health benefits.
-are not permitted to cancel your insurance coverage solely because of an honest mistake that you or your employer made on your insurance application.
Consumer Protections in the Health Care Law that DO NOT Apply to Grandfathered PlansUnlike other health plans, job-based plans and grandfathered plans are not required to:
-provide certain recommended preventive services at no additional charge to you.
-offer new protections when you are appealing claims and coverage denials.
-protect your choice of health care providers and your access to emergency care.
Consumer Protections in the Health Care Law that also DO NOT Apply to Grandfathered INDIVIDUAL PlansGrandfathered individual health insurance policies not the kind you get through work in addition to the exclusions above are not required to adopt the provisions of the law that:
-phase out annual dollar limits on key benefits.
-eliminate pre-existing condition exclusions for children under 19 years old.
[BUT WHAT ABOUT PRE-EXISTING CONDITION EXCLUSIONS FOR PEOPLE WHO ARE OLDER THAN 19? ARE GRANDFATHERED POLICIES ALLOWED TO EXCLUDE THEM?]To find out if your health plan is grandfathered:
Check your plans materials. Beginning with the first plan or policy year starting on or after September 23, 2010, health plans must disclose their grandfathered status in any plan materials describing the plans benefits that are distributed to beneficiaries or primary subscribers. These materials must also contain contact information for questions and complaints.Check with your employer or your health plans benefits administrator. If you are in a group health plan, the date you joined may not reflect the date the plan was created. New employees and new family members may be added to a grandfathered group plan after March 23, 2010.
[SO IF IN 2014 OR ANY YEAR AFTER THAT, YOU ARE HIRED BY A COMPANY WHOSE HEALTH INSURANCE PLAN WAS STARTED BEFORE MARCH 2010, AND YOU JOIN YOUR EMPLOYER'S HEALTH INSURANCE PLAN, IT MEANS THAT YOUR HEALTH INSURANCE IS NOT COVERED BY THE NEW HEALTHCARE LAW?]
http://www.healthcare.gov/law/features/rights/doctor-choice/inde...The Affordable Care Act helps preserve your choice of doctors by guaranteeing that you can choose the primary care doctor or pediatrician you want from your health plans provider network. It guarantees that you can see an OB-GYN doctor without needing a referral from another doctor. The law also ensures that you can seek emergency care at a hospital outside your plans network without prior approval from your health plan.These rules apply to all group health plans and individual health insurance policies created or issued after March 23, 2010.[BUT] These rules do not apply to grandfathered health plans.
http://www.healthcare.gov/law/features/rights/preventive-care/in...Under the Affordable Care Act, you and your family may be eligible for some important preventive services which can help you avoid illness and improve your health at no additional cost to you.This preventive services provision applies only to people enrolled in job-related health plans or individual health insurance policies created after March 23, 2010.[BUT] Grandfathered plans: If your plan is grandfathered, these benefits may not be available to you. http://www.healthcare.gov/law/features/costs/limits/index.htmlBefore the health care law, many health plans set an annual limit a dollar limit on their yearly spending for your covered benefits. Many plans also set a lifetime limit a dollar limit on what they would spend for your covered benefits during the entire time you were enrolled in that plan. You were required to pay the cost of all care exceeding those limits.Under the law, lifetime limits on most benefits are prohibited in any health plan or insurance policy issued or renewed on or after September 23, 2010.The law restricts and phases out the annual dollar limits that all job-related plans, and individual health insurance plans issued after March 23, 2010, can put on most covered health benefits.[BUT] If you have a grandfathered individual health insurance policy, your health plan is not required to follow the new rules on annual limits. (A grandfathered individual health insurance policy is a plan that you bought for yourself or your family; that you did not receive through your employer; and that was issued on or before March 23, 2010.) If youre not sure whether your plan is grandfathered, ask your insurance company.
[ARE YOU CONSIDERED TO BE IN A GRANDFATHERED PLAN IF IT IS AN INDIVIDUAL HEALTH INSURANCE POLICY THAT EXISTED BEFORE MARCH 2010 EVEN THOUGH YOU DID NOT JOIN IT UNTIL 2014?]
2 Pk (12 pcs) Furniture Wedges For Uneven Furniture $3.99 + FS
Added on : Friday February 01st 2013 11:00:03 AM
2 Pk (12 pcs) Furniture Wedges For Uneven Furniture $3.99 + FShttp://www.dailybargainshop.com/Use Alone Or Stacked together, No More Wobbling, Works both on Solid Floor or Carpet.Instantly Fixes:
Tables
Chair
Dressers
Lamps
Benches
Patio's
Pool tables and much more...Soft, Super-flexible and its Rubber-like texture creates a firm grip on slick floors and also reduces rattling sounds by absorbing vibration. It can be easily trimmed to a perfect fit with scissors or utility knife.
You Get : 4 Big + 4 Medium + 4 Small . 12 pieces in ALLCondition: New
Has anybody received a Chip & Pin card from PenFed?
Added on : Thursday January 31st 2013 12:01:28 AM
I logged into PenFed tonight and noticed this link under my Platinum Rewards account:New! Convert to a Chip Enabled CardOf course I accepted the new card and should get it by early next week. Has anybody else received one yet? Is this a REAL chip & pin card, unlike the Chase ones? It did ask for a pin during the conversion processes, so it sounds real to me. I was warned that by converting to the new card, I would be issued a new account number.The option for a chip and pin card was not an option for my PenFed AMEX.
Opening new financial firm to replace high deposit institution?
Added on : Monday January 28th 2013 05:01:19 PM
A bank branch with a high amount of deposits is shutting down and merging with another branch close by. The branch has a total net deposits which is extremely high and could have been even higher if the institution made it more worthwhile for the depositors. Obviously the bank is shutting down a location that they didn't know nor care to manage and want to let it go. While total deposits is not net profit, it does show that the validity of the location is rock solid and a new tenant should be able to either redevelop the entire building profitably with a new ground floor tenant or rent the existing bank branch space to utilize it for something that will bring in a lot of profit either a financial related firm or other business since significant population exists in the area to target for profit. I figure with business partners, this location could be very lucrative and drive in significant profits if done right with a related business to drive in profit at ground level and I don't believe the space will be vacant long. One other property exists which has been vacant but the location is poor and a side property while this one gets very high amounts of vehicular traffic and has a very noticeable footprint.Would like to hear from others regarding this and their opinions. It sounds like a prime investment opportunity and if the property is still available I believe substantial income is possible from this.
http://toys.dailysteals.com/
Estate Distribution Question
Added on : Friday January 25th 2013 10:00:59 PM
A friend has received a legal advice from the court appointed administrator but it seems to be going against normal logic.. thus we've been searching for information but found conflicting information as well..so here's go..A friend is uncle just past away a few months ago, however, his wife past away two years ago.Since they both are childless; the court appointed administrator saying that my friend mom will inherit the entire estate, as she's the only living sibling. However, the deceased uncle wife do have siblings, but they would not have any share of the estate as the wife dies two years prior.When the wife past away, the uncle received the entire estate, as he was the surviving spouse.Thus does it sounds right that the Uncle's wife family do not entitle to anything?
Chocolate Desserts Made Easy and Delicious - CAKESDenise Par-Watson (Author), Urbnspice (Photographer) 18 Reviews - and ★★★★.5
30 LikesPublication Date: January 26, 2012
Chef colleague and friend Denise Par-Watson has created a cookbook as enticing as chocolate itself. The recipes are clear and easy to follow and are easily adapted to the home or professional kitchen. She has included useful information about techniques, tips, and ingredients to make the recipes a success. This impressive book will inspire even the most timid baker to explore the world of chocolate.Karen Schoenrank and Theodora (Teddi) Smith, Owners
Wilde Grainz Artisan Bakery, Calgary, Alberta
Awarded "Best Bakery 2011" in the "Best of" series on Breakfast Television, Calgary, AB" An Excellent Recipe book that spans from the commercial to the Home Kitchen. It teaches some good basic techniques to build off of! Sounds like a great start to a series."Michael Dekker
Executive Chef, Rouge Restaurant
Calgary, AlbertaVoted :
Best Fine Dining and Sustainable Seafood Restaurant-- Where Magazine
#60 San Pellegrino Worlds Best Restaurants (2010)
Restaurant of the Year - Avenue Magazine (2010) This book represents some of my best and easiest chocolate cake recipes. The recipes that I have included have been thoroughly tested, tasted and enjoyed. Based upon feedback from clients, friends and family, I am confident that Chocolate Lovers everywhere will have as much fun working with these recipes as I have had developing and utilizing them in both professional and family environments.
As a homemaker and a Mom, these are cakes that I made with my children; made for my family, friends and colleagues. They were enjoyed at family gatherings, at potlucks and school functions, and even at parties. As a pastry and culinary chef, these recipes were used with confidence and pride. What I have learned as a chef is that many recipes can be simplified and changed to suite any occasion. I have passed on these recipes, tips and techniques to my daughters, my family and my friends, with my colleagues and the amazing student apprentices that I was privileged to work with. And now I want to share them with you! These recipes work. I want you to be the hero when you serve these chocolate cakes.This book has a unique format to help you simplify the making of delicious cakes:
I have provided CHEF TALK at the beginning of each recipe. This little blurb provides tips and techniques to help you gain greater insight into the exciting world of chocolate desserts, as well as giving information with respect to why it is easy and delicious.
In the section entitled, WHAT ELSE CAN I DO WITH THIS RECIPE? I have explained how you can easily adapt the recipes to make them your own.
For each recipe, in LEARNING TIPS, you will find tips specific to that recipe, which are referenced in an index at the end of the book. The LEARNING TIPS are designed to assist with the recipes, as well as, enhance your baking skills.
Enjoy creating with these recipes!
This book is Volume 1 in a series called, CHOCOLATE DESSERTS Made Easy and Delicious
Logitech S715i Speaker for iPod, iPhone $64.99 2-days Only FS - BestBuy2-Days Only (1/25-26)I have two of these even though they are portable. Excellent dock, not as fancy as Bose and others, but the speakers are fantastic. I've never seen a new unit this low in price.Logitech 715i Rechargable Speaker:The Logitech 715i Rechargable Speaker looks like a beauty, and sounds like a beast. With a compact design, travel case and rechargeable battery, this Logitech 715i Rechargable Speaker lets you play up to 8 straight hours of music wherever you go. You'll hear crisp high notes, rich mid-range and deep booming bass from speaker drivers custom-tuned to give you big, balanced sound. Get longer power for mobile music marathons without the cost and waste of disposable batteries with this Logitech 715i Rechargeable Speaker/Dock unit. Link
Best Buy Coupons
Earn money for losing weight, Ponzi scheme or brilliant idea?
Added on : Tuesday January 22nd 2013 10:01:03 AM
This was posted in Hot Deals, but I feel it's a topic worth discussion here in Finance. You have to put up some of your own money for the chance to double it (or more) by losing weight. It sounds like a twist on a Ponzi scheme. I can see this being fraught with disaster.Healthy Wage
I'm in the process of buying a house and have an inspection question. During the inspection, we discovered that several of the windows have broken "seals" -- meaning that moisture or something has gotten between the panes, creating some weird streaks on about four windows. There are two that are REALLY bad, and two others that are clearly questionable. The seller has refused to pay anything to fix them (b/c he thinks we are getting such a good deal already), but the seller is the original owner of the house and we found out that the windows are covered under the original warranty for as long as HE owns the house. The seller submitted a warranty claim and the company is coming out to inspect them today. It sounds like they may get replaced, but I'm unsure of the timeline.My realtor recommended that he escrow the money for the repairs until they are completed, but the seller refused. He really will not pay any money for inspection issues (for the other minor stuff we found, his realtor is shouldering the cost and is paying for ~$400 in repairs). We've already extended the inspection objection deadline twice and I'm fine continuing to extend it (so I have an out), but the seller won't do it past the end of next week. I doubt the repairs will be completed by then. The seller's resolution says he will continue to pursue replacement, but I can envision him not being as diligent in doing so once we sign the resolution.Has anyone ever gone through this process? After the next 3 weeks, the original seller will no longer own the house, so the warranty will be void. If we've already submitted a claim, will it still get paid? Does this process typically move faster than I'm anticipating? I doubt I would walk from the deal on the basis of these window issues (b/c I do think we're getting a great deal), but I'd like the option and would like to get this stuff fixed.Any suggestions? -- thanks.
Huge $2.99 MP3 Sale at Amazon
Added on : Thursday January 17th 2013 11:00:09 PM
LinkPartial List:American Saturday Night by Brad Paisley
At Folsom Prison by Johnny Cash
Audioslave by Audioslave
Bat Out Of Hell by Meat Loaf
Born In The U.S.A. by Bruce Springsteen
Born To Run
Boston by Boston
Breakaway by Kelly Clarkson
Carnival Ride by Carrie Underwood
Chicago
City Of Black & White by Mat Kearney
Conditions by The Temper Trap
Confessions by Usher
Continuum by John Mayer
Crash by Dave Matthews Band
Crazy Ex-Girlfriend by Miranda Lambert
Daughtry by Daughtry
Dirty Dancing by Dirty Dancing (Motion Picture Soundtrack)
Enter The Wu-Tang [Explicit] by Wu-Tang Clan
Faith by George Michael
Fashion Nugget [Explicit] by Cake
Footloose (15th Anniversary Collectors Edition) by Various
Funhouse (Explicit) by Pink
FutureSex/LoveSounds [Explicit] (Bonus Track) by Justin Timberlake
Garden State
Good News For People Who Love Bad News [Explicit] by Modest Mouse
Grace by Jeff Buckley
Greatest Hits by N Sync
Greatest Hits by Sam Cooke
How To Save A Life by The Fray
I AmSasha Fierce by Beyonce Knowles
Illmatic [Explicit] by Nas
Kind Of Blue by Miles Davis
Life Starts Now by Three Days Grace
Little Voice by Sara Bareilles
London Calling by The Clash
Make Yourself by Incubus
Mezmerize [Explicit] by System Of A Down
Music For The Motion Picture Into The Wild by Eddie Vedder
Music From The Motion Picture Once by Once (Motion Picture Soundtrack)
Nothing Left To Lose by Mat Kearney
One-X by Three Days Grace
Oracular Spectacular [Explicit] by Mgmt
Play On by Carrie Underwood
Revolution by Miranda Lambert
Room For Squares by John Mayer
Save Me, San Francisco by Train
Some Hearts by Carrie Underwood
Stankonia [Explicit] by OutKast
Stripped by Christina Aguilera
Tapestry by Carole King
Ten by Pearl Jam
Tenacious D [Explicit] by Tenacious D
The Battle Of Los Angeles by Rage Against The Machine
The Clarence Greenwood Recordings by Citizen Cope
The Fray by The Fray
The Low End Theory by A Tribe Called Quest
The Miseducation of Lauryn Hill by Lauryn Hill
The Phantom of the Opera (Original Motion Picture Soundtrack) by Andrew Lloyd-Webber
The Pick Of Destiny [Explicit] by Tenacious D
The Score by Fugees (Refugee Camp)
The Script [Explicit] by The Script
The Sound Of Music
The Story by Brandi Carlile
Thriller by Michael Jackson
Tidal by Fiona Apple
Trouble by Ray LaMontagne
Under The Table And Dreaming by Dave Matthews Band
Unplugged by Alice In Chains
Wide Open Spaces by Dixie Chicks
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Renting out a RV for fun and profit
Added on : Tuesday January 15th 2013 04:01:08 PM
So my wife and I are thinking about buying an RV. After analysis, while we might be able to get a good deal on a used unit, due to the number of times that we would use it each year, it still does not make financial sense.While at an RV show last weekend, I ran across a booth where they were recruiting RV owners to consign their RVs for rental through there RV rental operation. This got me thinking that if we rented out our RV (if we bought one), this would help defray the operating costs and make it a better financial choice. While I think I will ultimately run this past a CPA, I wanted to get the opinions of the FWF brain trust.So here is an overview:I have two choices for renting an RV out. Do it myself where I screen, clean, rent and store the RV. I would keep all the income. The other option would be to use a service like the one I found at the RV show. They basically handle all aspects of the rental including storage when its not rented. We could use the RV anytime. They charge 50% of the rental income. This seems rather high to me, but after some googling, this sounds like the going rate.I would have two choices for purchasing an RV. I could buy a used one or I could buy a new one with the specific features that would be desirable for the rental market. A Class C is the most widely used unit in the rental market and that is the type we want to buy anyway.Some here are some of my concerns:Insurance How would I insure a personal RV that would also be a rental?Depreciation There seems to be a great deal of confusion on how you can depreciate a RV since it is both a vehicle and a form of lodging. And can a RV be Section 179 expensed?Business structure Could I just report it as Schedule C income or should I incorporate or LLC for the liability protection?Avoiding it being classified as a hobby business I know there are rules for profitability of a business. If I depreciate too fast, I probably would not make a profit any time soon as the depreciation would be higher than the income from rentals. Maybe if I was able to 179 expense it in a year or two, that would allow me to show a profit in later years. Im also concerned that if I took the hands off approach by using a service to rent out the unit, that would affect how the IRS looked at it as a hobby vs. a real business.Thanks
How much debt is considered a healthy amount?
Added on : Thursday January 10th 2013 05:01:01 PM
I did a quick search and didn't find anything specific so I thought I'd ask. This is a broad topic and I'm looking for a more general response than one tailored to my situation, but I'll give some basic details of my situation.Here goes, I am a month away from having a mortgage(2 years in on a 30yr) as my only debt. I am able to make that payment with no problem and pay about 1/3rd of a payment extra towards principal every month. Outside of my revolving bills and my credit card which I pay off monthly, is it possible for your credit score to go down because I have very little debt? Should I take on more debt such as a car loan? While living debt free sounds enticing, I think not having debt makes your credit worthiness decline. I'm maxed for 401k based on employer match and have maxed IRA the last couple years.How much debt does everyone feel comfortable with or does everyone try to live cash for everything outside of a mortgage? Sorry if the question is very vague, but this is such a huge topic and I'd like to hear a bunch of FWF members responses.
Lowering mortgage rate without a refi
Added on : Thursday January 10th 2013 07:00:54 AM
In researching some refinance options, I came across some opinions that banks will lower the rate on your existing loan to keep your business and then you can avoid the refi process. It sounds reasonable that they would do it, but real world practices are not always rooted in common sense. So before I call some random person at the bank, I'm wondering if anyone has done this successfully and how they attacked it. Do banks really care about keeping the business? Obviously it will be YMMV to an extent. Bank is BB&T, mortgage has been there for a few years on a 30 year note, payments have all been on time, and it isn't a jumbo. Last I checked, credit score was over 800. Loan isn't underwater and I'm not looking to cash anything out. A regular refi should go just fine, I'm just trying to pick the cheapest/quickest option. Based on current rates, I'd be looking for a 1-1.25% reduction. Also, would this show up on a report as a "modification" with a potentially negative effect?
http://toys.dailysteals.com/
Kohls.com - Combi All-in-One Activity Walker $78
Added on : Wednesday January 09th 2013 04:00:04 PM
This Combi All-in-One Activity Walker, originally $119.99, drops to $91.19 and then to $77.51 when you stack codes BORNTOSAVE and CHILLY15 at Kohls.com.
That's the lowest price we could find from a trusted seller by more than $12.
Plus, it ships free. It comes in black, yellow, or pink and has adjustable height, lockable bounce, lights, sounds, and more. Sales tax is charged in most states
Stackable Coupons:
Enter this 20% off Select Toddler & Baby Items coupon code during checkout: BORNTOSAVE
Enter this 15% off coupon code during checkout: CHILLY15
Kohl's Coupons
Tub Time Tunes Musical Instruments: $8 (+ $0.97 shipping) @ Walmart
Added on : Monday January 07th 2013 03:00:06 PM
LinkyLet's play some music in the tub with Tub Time Tunes Bath Tub Toys For Kids, have your parents cut out and keep for future playing. Kids can experiment with making music on the Tub Time Tunes Bath Tub Toys For Kids. A fun water flute for the tub is tuned by filling it with varying amounts of water to make a variety of sounds. A foam holder and easy-to-follow song are included or just make up songs as you go. Create a symphony with the water xylophone that floats on the water. Keys are color-coded, helping kids learn musical notes. For more fun take the six keys apart and stick each one on a different part of the wall, then tap and play! A mallet and two easy-to-follow, color-coded music sheets are included. Kids can bathe to their own beat with a floating water drum. All you need is a drumstick (included) and a little imagination. Kids can also create a variety of musical sounds by tilting and changing the water level inside the drum.

MZ Berger Tub Time Tunes Musical Instruments:
* Tub Tunes Musical Instruments, Set of 3 includes Water flute, water drum and water xylophone.
* Play music in the tub.
* These kids bath toy float on the water.
* 3 easy-to-play song.
* Durable and easy to clean.
* Sounds great in and out of the tub.
* The Tub Tunes Musical Instruments, Set of 3 is for ages 3+
Walmart Coupons
Quicken to Use it Or Not?
Added on : Saturday January 05th 2013 07:01:00 PM
I am trying to decide if it is worthwhile to track my finances more closely with Quicken and want to know what others think.I use Wells Fargo Bill Pay for 4-5 bills a month and the rest are on autopay including credit cards pay off entire balance always, cellphone, mortgage etc... I know the regular cost of each one in my head, I review credit card statements each month to look for things out of the ordinary before the auto pay occurs and run most everything through a credit card so I have an easy month to month expense comparison. I have retirement and investment accounts at Schwab and I review them online at least once a week and log into my Wells Checking, Savings and Bill Pay at least once a week. I have never been a hyper-organized person and probably more on the disorganized side but it has not really ever gotten me in trouble. I have juggled it fine in my head or checked in often enough. Quicken sounds appealing for viewing everything in one place but given my organizational history I would probably not put a lot of effort into customizing it or enter items every day. My wife and I are quite frugal so I do not feel I need it to try to demonstrate to a free spending spouse that cut backs are needed which I can see being a motivation for using it. I also know a lot on finance forums have rentals or side businesses which it is helpful for. I do not at present just W-2s so that is not a consideration. Anyone else similarly on the fence and try Quicken and either love or it stop using it after a while because it did not add enough value for the time it took to use it properly?
NEW Fiat 500 Electric Plug-in Car $12999 only in red
Added on : Tuesday January 01st 2013 10:00:05 AM
Not a REAL one of course... Maybe I missed the decimal in there
True-to-Life Scale Fiat 500 for Kids
Color: Red
Lights & Sounds
Speed: 2.7 MPH
Includes 6V7AH Rechargeable Battery Pack for the Car
Child Controls the Car
Condition: New
Warranty: 30 Days$129.99@Tanga.com
Fiat 500HAPPY NEW YEAR ! ! !
Tanga Coupons
bye bye back door Roth?
Added on : Tuesday January 01st 2013 09:01:21 AM
Anyone know the details of this?
Sounds like the backdoor Roth might be gone, but I couldn't find details. This bought us 1 month of not cutting spending. Across-the-board cuts: Delays for two months $109 billion worth of across-the-board spending cuts set to start striking the Pentagon and domestic agencies this week. Cost of $24 billion is divided between spending cuts and new revenues from rule changes on converting traditional individual retirement accounts into Roth IRAs.
taken from http://news.yahoo.com/details-senate-bill-averting-fiscal-cliff-...
Amazon MP3 - Relaxation Samplers & Albums - FREE
Added on : Monday December 31st 2012 10:00:58 AM
Relaxation & Meditation (Exclusive Amazon Sampler Featuring 60 Minutes of Music for Relaxation, Meditation, Massage, Spa & Yoga)Tracks featured:
1. A Healer's Hand (From "Reiki, Massage & Zen Flutes")
2. Dawn At Macchu Picchu (From "Native American & Andean Flutes")
3. Guitar Raga in A (From "Massage Music - Ragas")
4. Temple of the Sun (From "Native American & Andean Flutes")
5. Healing Forgiveness (From "Reiki, Massage & Zen Flutes")
6. Night on the Appalachian Trail (From "50 Tracks - Nature Sounds & Relaxation Music)3
7. I Wish to Visit Dehli (From "Massage Music - Ragas")
8. Honesty & Truth (From "Spa Music: Tibet")
9. Peaceful Rainstorms (From "Monsoon Lullabys")
10. Guru & Guide (From "50 Tracks - Yoga Music")
11. Falling Asleep Melody ("From "Native American Flute for Newborns")
12. Asian Spa (From "50 Tracks - Spa Music")
13. Full Moon Meditation (from "80 Minutes of Flute Meditation Music")
14. Massage Dreams (from "50 Tracks- Massage Music")
15. Night Song (From "Native American Flute - Sleep Music")
16. Stability (From "Chakra Music - SevenSuites")
17. Nomad Dreams (From "Sleep Music -Tibet")This is archived now and the album is still FREE
http://www.fullofdeals.com/forums/free-stuff/1204690 A Collection Of The Most Relaxing New Age Music In The UniverseDisc 1
1. Moonday - Andreas Vollenweider
2. A Poet In The Afternoon - Keiichi Uko
3. Heart - Makoto Hirahara
4. Silver Spring Rain - Hideo Shimazu
5. Water Mark - Mari Fujiwara
6. Slipping Into April - Hideo Shimazu
7. Transit On The Wind - Manabu Ohishi
8. White Fantasy - Toshiyuke Watanabe
9. Waterfall - Jim Brickman
10. Calmness - Hideo Shimazu Disc 2
1. Korea Idea - Makiko Takeda
2. Rosy Sky In Winter - Toshiyuke Watanabe
3. Canticle Of Quiet Rain - Takashi Yoshimatsu
4. Moon Healing - Makoto Hirahara
5. Japanese Roots - Makiko Takeda
6. Sunset Tint - Keiichi Oku
7. Borobudur - Febian Reza Pane
8. Sheep, Cloud And Wind - Keiichi Uko
9. Wind On The Coastline - Manabu Ohishi
10. Children's Dream - Toshiyuke Watanabe A Collection Of The Most Relaxing Classical Music In The UniverseDisc 1 1. Canon - Canon - Hanspeter Gmur
2. String Quartet No. 1 - String Quartet No. 1 - Shostakovich Quartet
3. Meditation From "Thas" - Meditation From "Thas" - Chee Yun
4. Piano Sonata No. 8 in C minor, Op. 13, Pathetique: II. Adagio cantabile - Piano Sonata No. 8 In C Minor, Op. 13, Pathetique: II. Adagio Cantabile - Bruno-Leonardo Gelber
5. Claire De Lune - Claire De Lune - Hanspeter Gmur
6. Dreaming - Dreaming - Janos Starker
7. Fur Elise - Fur Elise - Sylvia Capova
8. Piano Concerto No. 1 in E Minor, Op. 11: II. Romance: Larghetto - Piano Concerto No. 1 In E Minor, Op. 11: II. Romance: Larghetto - Guennadi Rozhdestvenski
9. Violin Sonata, II. Andante - Violin Sonata, II. Andante - Chee-Yun
10. String Quartet No. 2 in D Major: III. Notturno - String Quartet No. 2 in D Major: III. Notturno - Prague Chamber Orchestra
11. Adagio in G Minor - Adagio in G Minor - Ilmar Lapinsch
12. Valse Triste, Op. 44 - Valse Triste, Op. 44 - Christian Ehwald
13. The Girl with the Flaxen Hair - The Girl With The Flaxen Hair - Jacques Rouvier
14. Etude No. 3 in E Major, Op. 10 "Valeria Tryon" - Etude No. 3 In E Major, Op. 10 "Valeria Tryon" - Konstantin Lifschitz Disc 2 1. Air on a G String - Air On A G String - Frank Shipway
2. Song Without Words No. 6, Op. 19 - Song Without Words No. 6, Op. 19 - Slowakisches Kammerorchester
3. Xerxes: Largo - Xerxes: Largo - Ilmar Lapinsch
4. Ballade No. 1 in G Minor, Op. 23: Ballade - Ballade No. 1 in G Minor, Op. 23: Ballade - Makiko Takeda
5. Prelude in C - Prelude In C - Valery Afanassiev
6. Swan Lake - Swan Lake - Orchestre National de Lyon
7. Goldberg Variations - Aria - Goldberg Variations - Aria - Konstantin Lifschitz
8. The Swan from Carnival of the Animals - The Swan From Carnival Of The Animals - Caffee Concerto
9. Peer Gynt Suite No. 2, Op. 55: Solveigs Song - Peer Gynt Suite No. 2, Op. 55: Solveigs Song - Bamberg Philharmonic Orchestra
10. Sonata for Two Pianos in F minor, Op. 34b: II. Andante, "un poco Adagio" - Sonata for Two Pianos in F minor, Op. 34b: II. Andante, "un poco Adagio" - Valery Afanassiev
11. Ave Maria - Ave Maria - Maxence Larrieu
12. The Planets Suite, Op. 32: II. "Venus" - The Planets Suite, Op. 32: II. "Venus" - Royal Philharmonia Orchestra
13. The Four Seasons - Violin Concerto in F Minor, RV 297, "Winter": II. Largo - The Four Seasons - Violin Concerto In F Minor, RV 297, "Winter": II. Largo - I Solisti Italiani
14. Minuetto I - Minuetto I - Ilmar Lapinsch
15. Moonlight Sonata: Adagio - Moonlight Sonata: Adagio - Daniela Ruso
16. Minuet in G - Minuet In G - Latvian Philharmonic Chamber Orchestra
http://www.amazon.com/Our-Ill-Wills/dp/B000VPB9FYShout Out Louds Album "Our Ill Wills" Free (shows $5, but songs are free). If your a "Cure" fan...album price shows $5, but all the songs are free below (any other Amazon albums doing this? Might be a price mistake).

Anyways, if your a Cure fan, or just want to sample one song, get the song "Normandie"..
its a great song that sounds just like the cure.....
thanks scrapplejoe op sd
Phiaton PS 20 BT Bluetooth 3.0 Stereo IEM Headset $37 was $95+
Added on : Thursday December 27th 2012 12:00:15 PM
Amazon has dropped the price of the well reviewed Phiaton PS 20 BT bluetooth headset to $36.63 These originally sold for $130 and are sold by most for about $100. This very recent drop is the cheapest by far and the first time they have been below $65. They utilize the more advanced BT v3.0 profile and include echo cancellation and licensed MaxBass technologyPC Mag rated them 4 stars - Excellent noting great bass and call clarity.Legit Reviews said they were easily capable of producing crisp and accurate sound.Not liking their flabby bass was Trusted ReviewsSoundAndVision Mag really liked them and called them I]one of the most convenient, user-friendly headphone options available today, and just as important, it sounds great.] They noted that like all IEMs, bass depends on individual fit and that by adjusting their fit in your ears you can adjust the bass output. These look well worth a try for the Amazon price.
Amazon Coupons
Phiaton PS 20 BT Bluetooth 3.0 Stereo IEM Headset $39 was $95+
Added on : Thursday December 27th 2012 08:00:04 AM
Amazon has dropped the price of the well reviewed Phiaton PS 20 BT bluetooth headset to $38.83 These originally sold for $130 and are sold by most for about $100. This very recent drop is the cheapest by far and the first time they have been below $65. They utilize the more advanced BT v3.0 profile and include echo cancellation and licensed MaxBass technologyPC Mag rated them 4 stars - Excellent noting great bass and call clarity.Legit Reviews said they were easily capable of producing crisp and accurate sound.Not liking their flabby bass was Trusted ReviewsSoundAndVision Mag really liked them and called them I]one of the most convenient, user-friendly headphone options available today, and just as important, it sounds great.] They noted that like all IEMs, bass depends on individual fit and that by adjusting their fit in your ears you can adjust the bass output. These look well worth a try for the Amazon price.
Amazon Coupons
Sherwood VR-625B DVD Theatre with Speaker Bar
Hollywood-at-Home DVD Theater with Black Lacquer Speaker Bar, USB-Host, Progressive Scan, Dolby Virtual Speaker and Dolby Headphone decoding, 2 x 25W RMS for Speaker Bar, 50W Sub-woofer.
Plays DVD, DVD+-R/RW,DivX,, WMV9,CD,CD-R/RW, WMA9,MP3,VCD,SVCD, JPEG, Picture CD
Aux input for MP3/I-Pod
Dolby Virtual Speaker and Dolby Headphone decodingOverview:
Elegant Design / 5 Minute Set-up / Wall Mountable Speakers / Dynamic Surround Effects / 100 Watts RMS (Minimum) / Progressive Scan DVD Playback. Full Function, Multi-Unit Control, AM/FM Stereo Tuner with 40 Presets. Plays virtually all DVD's VCD's and CD's. Digital Clock, Timer On-Off, Sleep Timer, Auto Power Off. Advanced Digital Processing creates the Surround sound. Experience using an advanced model of human hearing and DSP processing. Dolby Virtual Speaker provides a thrilling surround sound experience from only two front speakers. Left and right sounds come directly from the actual speakers in front of you, while surround sounds appear to come from imaginary speakers beside and slightly behind you. Surround Sound from 2-Channel(Conventional) Headphones. Experience the impossible! Multi-Channel surround sound from stereo headphones. Dolby Headphone uses DSP processing to pre-encode each channel with the sonic signature of a 5-Channel surround sound. Private listening will never be the same.In-Store Only. No Shipping.
$99 Family Four-Pack Special at Kennedy Space Center Visitor Complex
Added on : Wednesday December 26th 2012 01:00:08 PM
$99 Family Four-Pack SpecialExplore the sights and sounds at Kennedy Space Center Visitor Complex and take advantage of very special savings during this holiday season with the $99 Family Four-Pack Special through January 7, 2013.

This $99 Family-Four Pack Special provides savings of up to 50% off. Offered exclusively through advance purchase only either online or by calling 877.634.0722, this special must be both purchased and used from now through January 7, 2013. These tickets are not available at the KSCVC front gate ticket booths. Meet a veteran astronaut. Touch a moon rock. Stand under the worlds largest Saturn V rocket. Feel the Shuttle Launch Experience, an incredible simulated journey of vertically launching into space and orbiting Earth aboard the space shuttle. See the five-story IMAX twin theaters showing Hubble 3-D narrated by Leonardo DiCaprio and Space Station 3-D narrated by Tom Cruise.A one-of-a-kind adventure that is truly out of this world and at special season savings!
Home Depot has the "Mr. Christmas Voice Recognition Christmas Tree Ornament - Lights and Sounds of Christmas" on sale for $9.98 marked down from $39.97 Sold out online, but still available for in store pick, just check your local store.LINK"Amazing New Voice Recognition Technology Maestro Mouse really understands you as you control your tree lights and musical light show. Songbook ornament hangs on your tree with Maestro Mouse responding to "Hello Mr. Christmas" and numerous other song requests and interactions. Unit is designed to control your existing tree lights (pre-lit, LED, incandescent, etc.) Includes 24 songs (12 from the songbook and 12 from memory)and multiple settings. Patent pending. UL listed indoor.
Songbook ornament hangs on your tree not only plays one of 12 songs, but creates a magical lightshow with the lights on your tree
Maestro mouse really understands your song request
Maestro Mouse will control your tree lights and the musical light show
5.5" high x 6" wide size - this songbook ornament simply hangs on your tree
Includes 12 songs from the songbook and 12 from memory along with multiple settings
The 12 songs that the Maestro Mouse plays are: Twelve Days of Christmas, O Come All Ye Faithful, Silent Night, Jingle Bells, O Chritsmas Tree, Jolly Old St. Nicholas, Hark! The Herald Angels Sing, We Wish You a Merry Christmas, Here We Come A-Caroling, Deck the Halls, Joy to the World, and O Little Town of Bethlehem
Maestro Mouse also plays an additional 12 songs from memory
MFG Brand Name : Mr. Christmas
MFG Model # : 67784
MFG Part # : 67784
Savings Center : Holiday"
Home Depot Coupons
Onkyo TX-NR515 7.2 Channel Network A/V Receiver - $359.99
Added on : Monday December 24th 2012 09:15:00 AM
Enjoy the booming bass, warm mediums, and ear-splitting surround sounds only a WRAT amplifier and 7.2 channel speakers can provide.
401k to lower longterm payment on 30 yr fixed mortgage. Good idea?
Added on : Sunday December 23rd 2012 08:01:02 PM
Home purchase price is 366k (foreclosed home -County assessment of home is 536k)In bank we have 52kConsidering taking $34k out of 401k to help with down payment on home purchase. Using my 401k would (a) help us have a lower house payment long term and (b) have us avoid mortgage insurance.If we use 42k of savings +34k of 401k would = 76k down payment and we'd keep 10k in savings.Mortgage insurance savings would be roughly $120 per month.My 401k would require repayment within 60 months at 540 per month. I currently contribute 440 (pre tax) per month and would stop contributing and instead pay back the 401k loan. If I stopped contributing I would be taxed on the 440 so would net more like 310 so i'd need to anti up an additional 230 dollars per month to make the 401k payment of 540.In five years I payback the 401k and begin to contribute once more.With 401k money, mortgage payment = 1659+230 (230 for five years then after those five years payment goes to 1659 and there's no mortgage insurance)With out 401k, payment = 1811 + 120 mortgage insuranceThis all sounds a little convoluted but I think there may be some benefit in using my 401k money. It would seem that it makes sense to tap into the 401k temporarily in order to benefit longer term on this loan. Not to mention there would be good equity in the home.Looking to do a 30 year fixed.I need some guidance. What am I missing here?
0 Posted By: FatWalletTopDeals
Views: 579 Replies: 1

Eagle Tech ET-AR302-BK Soundstage Speakers - 6 Watts RMS, 3" High Output Drivers, Low Distortion Amplifier @ Tiger Direct - Free after Rebate
was $19.99
free shipping on orders over $50
Expires On: Jan 2, 2013 11:59pm

Rebates
$20 Mail-in Rebate



(FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Tiger Direct Coupons
Eagle Tech ET-AR302-BK Soundstage Speakers $4@TigerDirect
Added on : Sunday December 23rd 2012 12:00:03 PM
$19.99 before $20.00 rebate + $4 shippingEagle Tech ET-AR302-BK Soundstage SpeakersRebate
Request opinions/help (Do not know whether this belongs here)...Theft!!!
Added on : Saturday December 22nd 2012 11:01:24 AM
The incident - This could be an eyeopener for many but this is what happened to me.
I bought a laptop (by online reservation with store pickup) from Staples. Two hrs after placing the order I go for pickup. The Manager- followed by two employees - brings the package and even before I can see the package starts of the warranty/ insurance talk. I initially find that to be perfectly OK and in his line of duty since I faced this earlier. I politely refuse with the only thing in my mind being take the lapotp and go home since it was nighttime/dark and inclement weather. He does not relent and pursues on and on for almost 10 mins. He also siad that " Take the warranty/ insurance now and return it within a month" I knew immediately he wa sfranctic to increase his sales but I told I am not interested in doing returns in this way.
He then changes topic and asks if I have a cell phone/ tablet etc etc etc.. Like an idiot trying to impress I rant out all the gadgets that I have. Till now I can only see the package and see the box is fine etc. I give him my rewards printouts that has my name and address. It also had the specific reward numbers but without the bar code (failed to print). So he told me to print all the rewards .. a substantial number) from the Staples website in the store. Meantime he takes the package and goes inside and comes out by the time that I finish printing.. maybe 1 min(sounds fine to me). But then I am ready with my rewards and he picks up the phone and started and started talking which was a good 7-10 min talking with someone. I am on tenterhooks that I want my laptop by my side while the employes keep telling me that it is their policy to keep the laptop inside till the transaction is done. OK with me but the time taken a bit bit too much with me trying to attract the Manager's attention that I am done and ready. Strangely it seems that only he is allowed to do the transaction while the others stand by and watch. He does the transactio quickly and then only goes inside and gets the laptop...now a good half an hour that it was inside. I get a bit nervy and feel the box to see that parts of the box are damaged in terms of possible man-handling. I could not control myself and opened it in front of the employees to see if eveything was OK (First time I ever did this).
I saw the battery was out of its cover and the electrical cords hanging out of the plastic giving me asense that the package was not new and looked liek a refurb. I politely asked him if I could get a new peice to which there no answer (maybe because he was with anothe customer)...I waited a few minutes and resigned to the fact that if everything was not right then I would return it.
I come home and though I bough a new laptop was not happy. And I would be even more sadder the next day.
My house got broken into and the laptop get stolen just 12 hours after the purchase (when nobody is at home).
Along with that a few more laptops and all the gadget that I meantioned vanished.
I call Staples and they tell me to call Staples Presidents office where I was told that it was the case for the police.Questions:
1)Can I call the manufacturer (which I going to just now) and have him track the laptop. I have no doubts I am not going to get it.
2) The other laptops were even better than the new one. But my main problem is that had all my tax filings etc from previous years ...meaning all my social security etc of me and my family was on the laptop. It has an adminstrator password but not a very strong one. How likely is my SS at risk and what should I do? Who all should I contact so that my credentials are not compromised. Will the thief just erase the hard drive and sell it or could more harm be done. How can I protect myself.
Throughout the write up I tried to keep calm so any mistakes in my expression / writing may please be pardoned.
Thanks in advance.
http://lastcall.dailysteals.com/
http://www.amazon.com/dp/B00AA2W0RO/ref=nosim/?tag=web2list-20&l...Book Description:
So, what sounds good for dinner tonight? Youll never wonder again when you have a grill on hand and the tools and techniques down to help make masterful meals just right. And not just dinner, but appetizers, cocktails and desserts, too. Wait cocktails and desserts? On a grill? Yup, you read that right. You can use your grill to make a lot more things than you think. And author and GrillGrrrl blog founder Robyn M. Lindars shows you how she makes it her mission to regularly create scrumptious new meals over a live fire. Meal on the Grill: How to Make a Meal, from Appetizer to Dessert, Entirely on Your Grill shares her recipes with you everything from grilled margaritas, fruit-filled salsas, meat-free dishes and veggie sides to meat-filled wonders, bread pudding, cobblers and more. Youll find suggestions for handy grilling tools, techniques for cooking and advice on proper internal temperaturesand of course, she offers plenty of dishes to try at your next grilling party to keep guests or family coming back for more.
iLive Compact Bluetooth SpeakerSaw this at Big Lots while killing some time and thought it looked interesting at $20.
Came home and looked for reviews and saw on the Big Lots web site that they were on clearance.Went back and they scanned at $15. Showed her the web price on my phone and she easily adjusted two of them to $10.
Obviously these aren't going to compete with the $100-250 Bluetooth speakers but for $10 it will be great to toss in a backpack for travel.
The little speaker actually feels substantial and better built than a $10 speaker has a right to.
Sounds is more than adequate for what it is.Decent reviews at Amazon,
Reviews at Amazon
Bluetooth technology connects to your mobile device without cables. Built-in stereo speakers pump out remarkably big sound in a small footprint. Connect to a USB port to charge the built-in rechargeable battery.

Features: Built-in Bluetooth speaker
Supports Bluetooth v2.0
Supports Bluetooth profile A2DP (Advanced Audio Distribution Profile)
LED pairing indicator
Low battery indicator
3.5mm audio line input
Kickstand to place the speaker in an upright position
Wireless range: 30 feet
Micro-USB port for battery recharge
DC battery power: built-in rechargeable lithium ion battery

Includes:
Mini USB to USB charging cable
Warranty
Users guide

SKU: 810047294
Sony SA-NS500 Portable Wi-Fi Speaker with AirPlay $99 - YMMV
Added on : Wednesday December 19th 2012 06:00:02 PM
Saw the Sony SA-NS500 Portable Wi-Fi Speaker with AirPlay in Sony Palo Alto, CA store for $99.
Linky for the specs.
Features:
Unlock your music with AirPlayAirPlay lets you wirelessly stream1 your music from your iPhone, iPad, iPod touch, iTunes and hundreds of music apps like L=Spotify]/Spotify-coupons/#shopnow=http://www.spotify.com[/L], Pandora, last.fm, MOG and more.2Battery powered portabilityRegardless of where you take your music, as long as you stay within your Wi-Fi networks range, you can enjoy up to 5 hours of uninterrupted streaming.6Every room deserves musicPurchase additional Sony network speakers for whole-home music enjoyment.Looks as good as it soundsElegant cutting edge design for almost any room.Online music made easyEnjoy an incredible range of Sony Entertainment Network services including Pandora, Slacker and many more.1Spread your music outThe Party Streaming feature syncs your music to other Sony network speakers throughout your house.5 It also allows you to play it from the Blu-ray DiscTM system and other compatible Sony audio and video products.5Wi-Fi with WPSConnect to compatible WPS Wi-Fi routers with a simple press of a button with no passwords or lengthy numbers to remember.1Speaker set-up made simple with or without a computerWhether you use the available iPhone or Android set-up app,3 the Quick Start guide, or the included CD, connecting your speakers is fast and easy.Network Audio Remote App for iPhone or AndroidTurn your iPhone, iPad, iPod touch, Android phone or Sony Tablet S or P into a versatile and convenient remote control with the free Network Audio Remote App.3Auxiliary inputAuxiliary input enables you to plug in personal music players or other sources for enjoyment in one room.
Tweetbot for iPhone / iPod touch / iPad for $0.99 ($2 off)
Added on : Wednesday December 19th 2012 05:00:03 PM
This is one of the best Twitter clients available.
The price dropped from $2.99 to $0.99. This price should last only for a few days.
click to itunes"Tweetbot is a full-featured iPhone (and iPod touch) Twitter client with a lot of personality. Whether its the meticulously-crafted interface, sounds & animation, or features like multiple timelines & smart gestures, theres a lot to love about Tweetbot."What people are saying:Ive tried every iPhone Twitter client in the App Store, and Tweetbot is my favorite, hands-down. - John Gruber, Daring FireballTweetbot puts a lot of useful Twitter features at your fingertips with the high level of style and polish that only Tapbots can provide. It's my new favorite client. - David Chartier, MacworldDeal found in appshopper.
iTunes Coupons
Staples in store: Total Defense Unlimited Internet Protection SKU: 1019231) Staples rebate: $19.99 price in store. $20 Mail-in-rebate (offer 12-31281)
2) Manufacturer rebate: $20 activation rebate: total defense site rebate number TDI-10112. https://totaldefense.4myrebate.com/Claim/OfferDetailsNewGrid/?Of...When activating online, it says: "You will not be charged until after your initial 3 months expire. You can cancel online at any time." If you dont cancel in 3 months, $9.99 subscription fee. Rebate should be done before that.So sounds like you make 20$.Limit 1 per household
Staples Coupons
Alesis Cadenza 88-key hammer action digital piano Amazon $306 FSSS
Added on : Monday December 17th 2012 05:00:03 PM
This is part of Amazon's 48 hour electronics sale but I thought it deserved its own thread.
This is a great deal on a hammer action digital piano with stand. You will need to get the sustaining pedal and bench separately (if you want/need them) but all in it's still just $356 for everything. No surprise it's the #1 seller on Amazon in digital keyboards, which normally cost more than twice this price and not always for the full 88 keys (and many easily go for thousands of dollars). 88 hammer-action keys for full piano range with graded, weighted feel
Adjustable touch sensitivity for customized performance
Choose from among eight stereo instruments with the ability to split and combine sounds
On board two-track recorder for listening back to your unique creations
Built-in speakers for rich, full sound that fills the roomThe Cadenza has the sound, feel, and performance features you need to bring your musical ideas to life. The Cadenza's 88 hammer-action keys equip you with a full range of musical expression, enabling you to play any piano piece, from Beethoven and Chopin, to Billy Joel and Elton John. Designed with simplicity and ease of use in mind, the Cadenza is elegant and subtle; packed with features that beckon you to create nuanced, beautiful music. Built-in speakers and a compact frame make the Cadenza the perfect choice for those who want a digital piano that takes over a room with its sound not its size. Or, for completely silent practice at any hour, you can plug in headphones and silence the speakers. The Cadenza gives you an amazing piano experience without the massive size, weight... or price!
Alesis Cadenza 88-key digital piano
Amazon Coupons
Roger Roger
This incredible TRADE FEDERATION MTT vehicle will take you to new heights of realistic Star Wars action! Just like the vehicles that deployed wave after wave of Battle Droids in the Battle of Naboo, this massive MULTI TROOP TRANSPORT vehicle forward hatch opens and releases the motorized troop deployment rack, which can hold the 16 battle-posed INFANTRY DROID figures that come with it! Side hatches open to reveal racks for your 20 blasters. 4 PILOT DROID figures complete the TRADE FEDERATION MTT vehicle crew, but also included is a fierce OBI-WAN KENOBI figure with lightsaber! The electronic battle and Droid sounds will make the action all the more intense as you fire the vehicle missile launchers and pivot the cannons in battle.Battle Droids deploy from massive TRADE FEDERATION MTT vehicle motorized troop deployment rack!Includes
20 BATTLE DROID figures: 16 INFANTRY DROID and 4 PILOT DROID figures!
20 blasters!
Includes 1 OBI-WAN KENOBI figure with lightsaber.
Lights and sounds!
Firing missile launchers!
Pivoting cannons!
Front hatch opens to release troop deployument rack.
Side hatch opens to reveal blaster racks.
Upper hatch opens to access storage space.
Works with Movie Heroes or THE CLONE WARS figures (sold separately).
Amazon Coupons
Onkyo TX-NR515 7.2 Channel Network A/V Receiver - $289.99
Added on : Monday December 17th 2012 09:17:25 AM
Enjoy the booming bass, warm mediums, and ear-splitting surround sounds only a WRAT amplifier and 7.2 channel speakers can provide.
Roger Roger
This incredible TRADE FEDERATION MTT vehicle will take you to new heights of realistic Star Wars action! Just like the vehicles that deployed wave after wave of Battle Droids in the Battle of Naboo, this massive MULTI TROOP TRANSPORT vehicle forward hatch opens and releases the motorized troop deployment rack, which can hold the 16 battle-posed INFANTRY DROID figures that come with it! Side hatches open to reveal racks for your 20 blasters. 4 PILOT DROID figures complete the TRADE FEDERATION MTT vehicle crew, but also included is a fierce OBI-WAN KENOBI figure with lightsaber! The electronic battle and Droid sounds will make the action all the more intense as you fire the vehicle missile launchers and pivot the cannons in battle.Battle Droids deploy from massive TRADE FEDERATION MTT vehicle motorized troop deployment rack!Includes
20 BATTLE DROID figures: 16 INFANTRY DROID and 4 PILOT DROID figures!
20 blasters!
Includes 1 OBI-WAN KENOBI figure with lightsaber.
Lights and sounds!
Firing missile launchers!
Pivoting cannons!
Front hatch opens to release troop deployument rack.
Side hatch opens to reveal blaster racks.
Upper hatch opens to access storage space.
Works with Movie Heroes or THE CLONE WARS figures (sold separately).
Amazon Coupons
iLuv IMM178 Vibe Plus Alarm Clock - $59.99
Added on : Sunday December 16th 2012 09:00:40 AM
Select from 7 unique buzzer alarm sounds that can be set to get you out of bed every day, or on weekdays and weekends.
TOY HERECondition: New
Packaging: Bulk
Warranty: 30 Day
Manufacturer: Jakks Pacific
Model: 08220-BLK-MMFeatures Include: Plays 5 different marching tunes
Press the instruments to hear their riff
Use the keyboard to compose your own tune
Instrument sounds include trumpet, drums, saxophone and tuba
Engine start and revving sounds
Push bar handle to move ride-on push toy
Under seat storage
Recommended for ages 1-3 years old
Requires 3 AA batteries (included)
Dimensions: 10 x 20.8 x 15.5
Weight: 5.6lbs.Package Includes:
Fisher-Price Little People Music Parade Ride-On
1SaleADay Coupons
Playskool Sesame Street LOL Elmo $23.99 @Amazon
Added on : Saturday December 15th 2012 01:00:04 AM
Price: $23.99 & eligible for FREE Super Saver Shipping on orders over $25 http://www.amazon.com/Playskool-Sesame-Street-LOL-Elmo/dp/B008HY...Features:Jokes
Silly Sounds
Press his feet
Tickle his tummy
Squeeze Dorothy fishbowl; It squeaks
$39.99 at Kmart, $30 at WalMart, $30 at Target
Amazon Coupons
The North Face 25% off at Dicks Online Only
Added on : Friday December 14th 2012 11:00:06 PM
I searched and didn't see anything about this, so here goes. Dicks Sporting Goods is offering 25% off the north face outerwear through the 16th. No code no coupon, just add it to your cart and the discount should show up there. There is no TNF outlet anywhere near here, and I was shopping for one of these jackets for my daughter today and the best prices I could find were full MSRP, so 25% off this time of year sounds pretty hot to me.
Onkyo TX-NR515 7.2 Channel Network A/V Receiver - $299.99
Added on : Friday December 14th 2012 09:19:06 AM
Enjoy the booming bass, warm mediums, and ear-splitting surround sounds only a WRAT amplifier and 7.2 channel speakers can provide.
http://toys.dailysteals.com/
ThunderCats Deluxe Sword Of Omens Toy - $3.99 Amazon
Added on : Wednesday December 12th 2012 02:00:03 PM
Another great deal. This toy retails for $20, and is currently available on Amazon for $3.99. Great deal.
Thundercats Sword w/ Lights & Sounds Toy
Onkyo TX-NR515 7.2 Channel Network A/V Receiver - $349.99
Added on : Tuesday December 11th 2012 09:18:33 AM
Enjoy the booming bass, warm mediums, and ear-splitting surround sounds only a WRAT amplifier and 7.2 channel speakers can provide.
Onkyo TX-NR515 7.2 Channel Network A/V Receiver - $329.99
Added on : Sunday December 09th 2012 09:17:06 AM
Enjoy the booming bass, warm mediums, and ear-splitting surround sounds only a WRAT amplifier and 7.2 channel speakers can provide.
Angry Birds Plush Toys with Sounds (From $2.99) @ Amazon
Added on : Saturday December 08th 2012 08:00:28 PM
Sending Money to China?What are my options?
Added on : Thursday December 06th 2012 11:01:06 PM
So I'm looking to send money to China a few times a year and was wondering what options exist.Wire Transfer
Have already done this, but they are expensive $45 and the process is a pain, and I have to go to the bankWestern Union and MoneyGram
Guess this is an option, but I always seem to be hit with an extra fee from them. Might be because I use my credit card and they consider it a cash advance of some sort. Other alternative here I think is to use my bank account instead of my credit card, and pay either $10 or $25Western Union WU Pay
Anyone have experience with this? Check it out here:
WU Pay
Says you basically request the amount and pay it with your bank account bill pay. Says it is free too. Sounds too good to be true. Anyone have experience with this?Paypal
I know they had international wire transfer service and it was super cheap (Like only a few dollars and cents), but it says temporarily unavailableWhat's the cheapest way to send funds?
$150.00 Bonus after making 5 trades at Motif Investing. It works like this: 1 trade=$50, 3 trades=$75 and 5 trades=$150.00. So basically you net $100 if you do 5 trades, because each trade is 9.95. You need to keep the funds for 45 days if you are planning a dump and run. https://www.motifinvesting.com/
Motif FAQs I've seen their online ads a lot and decided to take a closer look. Its like trading theme-based ETFs which they now call "Motifs". Sounds like a cousin of Folio Investing, Covestor, Sharebuilder etc with their own twist. A wide variety of themes are covered, some of them contrasting. They have "Republican Donors" and "Democratic Donors". "Too Big to Fail" (TARP takers) and "Bailout free banks" (non-Tarp)", "All American", "China Internet", "BRICS". How about "Gay Friendly", "Senior Care", "Child's Play", "No Glass Celings (Women CEOs), "Pet Passion" (pets obviously). Even a "Seven Deadly Sins" type with holdings representing, well, the seven deadly sins. Not sure if people will agree on that though. You own the assets directly, so there isn't any of the mutual fund expense overhead like management fees, marketing fees, etc. Each Motif is based on a theme (whether you agree on the holdings within a theme is another story). BUT, you can actually tweak the holdings within a motif, like increasing/decreasing the holding percentage at no extra cost. Or you can create your own. So its 9.95 to buy, sell, tweak an existing motif with a minimum $250.00 investment amount per motif. If you already own one and you want to trade individual holdings within that motif, thats 4.95 per stock/etf. Looks really low cost. There is plenty of stock overlap between themes (AAPL appears on several themes). I'm not sure how this will work when you do a lot of trades (buy/sell) for taxable accounts. Trades are apparently done in real time, but no limit orders yet. So you could very well be burned with the order fills. They use Apex.
Onkyo TX-NR515 7.2 Channel Network A/V Receiver - $389.99
Added on : Sunday December 02nd 2012 09:20:33 AM
Enjoy the booming bass, warm mediums, and ear-splitting surround sounds only a WRAT amplifier and 7.2 channel speakers can provide.
http://www.sears.com/shc/s/p_10153_12605_02803600000P?sid=
rebate formhttp://c.shld.net/assets/docs/spin_prod_759261012.pdf
NOTE FROM SD POSTS:For what it's worth, the rebate mailing address is "KOOLATRON - $14.99 REBATE" as the first line. So I think the Koolatron link IS the right item, but I would definitely purchase in store. I'd even shy away from "In Store Pickup" to make sure your rebate isn't denied. It sounds like the rebate form wants a valid register-type receipt.
Sears.com Coupons
Angry Birds Space 8-Inch Plush Birds with Sound $8.99 amazon
Added on : Saturday December 01st 2012 09:00:03 AM
Angry Birds Space 8-Inch Purple Bird with Sound
Angry Birds Space 8-Inch Black Bird with Sound
Angry Birds Space 8-Inch Blue Bird with Sound
Angry Birds Space 8-Inch Red Bird with Sound
Officially licensed product
Squeeze the top to hear authentic sounds from the game
Incredibly soft plush
For ages 1 and up
$150.00 Bonus after making 5 trades at Motif Investing. It works like this: 1 trade=$50, 3 trades=$75 and 5 trades=$150.00. So basically you net $100 if you do 5 trades, because each trade is 9.95. You need to keep the funds for 45 days if you are planning a dump and run. https://www.motifinvesting.com/
Motif FAQs I've seen their online ads a lot and decided to take a closer look. Its like trading theme-based ETFs which they now call "Motifs". Sounds like a cousin of Folio Investing, Covestor, Sharebuilder etc with their own twist. A wide variety of themes are covered, some of them contrasting. They have "Republican Donors" and "Democratic Donors". "Too Big to Fail" (TARP takers) and "Bailout free banks" (non-Tarp)", "All American", "China Internet", "BRICS". How about "Gay Friendly", "Senior Care", "Child's Play", "No Glass Celings (Women CEOs), "Pet Passion" (pets obviously). Even a "Seven Deadly Sins" type with holdings representing, well, the seven deadly sins. Not sure if people will agree on that though. You own the assets directly, so there isn't any of the mutual fund expense overhead like management fees, marketing fees, etc. Each Motif is based on a theme (whether you agree on the holdings within a theme is another story). BUT, you can actually tweak the holdings within a motif, like increasing/decreasing the holding percentage at no extra cost. Or you can create your own. So its 9.95 to buy, sell, tweak an existing motif with a minimum $250.00 investment amount per motif. If you already own one and you want to trade individual holdings within that motif, thats 4.95 per stock/etf. Looks really low cost. There is plenty of stock overlap between themes (AAPL appears on several themes). I'm not sure how this will work when you do a lot of trades (buy/sell) for taxable accounts. Trades are apparently done in real time, but no limit orders yet. So you could very well be burned with the order fills. They use Apex.
Onkyo TX-NR515 7.2 Channel Network A/V Receiver - $339.99
Added on : Thursday November 29th 2012 09:18:34 AM
Enjoy the booming bass, warm mediums, and ear-splitting surround sounds only a WRAT amplifier and 7.2 channel speakers can provide.
Little Virtuoso Dance Hall Piano 2045 for $29 @ Walmart
Added on : Thursday November 29th 2012 07:00:13 AM
This classic kids grand piano features 37 white and black keys that strike to produce great music. This versatile electronic instrument allows your child to choose and create melodious music from as many as eight instrument sounds, background music and rhythm.
LINKY
Walmart Coupons
Empireonline.com has posted the entire 1 hr. 45 min. The Hobbit: An Unexpected Journey soundtrack to listen to for free. Due to copyright issues you cannot skip tracks, but it is free and sounds great! Nice way to get geared up for the film in a few weeks.http://www.empireonline.com/news/story.asp?NID=35757Thanks to gobigblue312 OP over @ SD UPDATE: The stream has now been removed ahead of its release, so you're going to have to wait until December 10 to hear the full thing when it's released online and in stores. In them meantime, however, pick up a copy of the current issue of Empire for lots more on The Hobbit.
Best Buy - "Unadvertised Specials"
Added on : Saturday November 24th 2012 10:00:05 PM
Got this email from Best Buy, I thought I would share their specials with the gang:Link:
http://view.emailinfo2.bestbuy.com/?j=fec9177277660074&m=fef31d7...- $129.99
Insignia 24" Class LCD 720p 60Hz HDTV
Features a 2000:1 contrast ratio and 720p resolution for immersive picture quality.
Two HDMI inputs offer quick and easy connections for media devices. Two 3-watt speakers.- $379.99
Westinghouse 46" Class1 LED 1080p 120Hz HDTV
Features 1080p resolution and a 100,000:1 dynamic contrast ratio for intense clarity and vivid detail.
Two HDMI inputs offer flexible connection options. Two 10-watt speakers deliver a lush soundscape- $369.99
Samsung 15.6"1 Laptop with 4GB Memory and 500GB Hard Drive
Featires AMD dual-core A6 Accelerated processor and built-in webcam, microphone and wireless LAN. - $150.00
Nikon Coolpix AW100 16.0MP Digital Camera
Capture stunning photos and HD movies with this waterproof, shockproof camera.
Features a 3" LCD screen for easy viewing and dual image stabilizing for clear, sharp images. In black, blue or orange.
Best Buy Coupons
0 Posted By: FatWalletTopDeals
Views: 551 Replies: 0

Mr. Christmas Lights and Sounds of Christmas Animated Musical Light Show @ Meijer - $79.99
compare at $129.99
Free In-Store Pick-Up


(FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
Meijer Coupons
costco.com: fully loaded Lenovo Y580 at $899 plus shipping
Added on : Saturday November 24th 2012 12:00:06 AM
costco.com has had $150 discount for on this model since 10/13. However, AFAIK, it went out of stock shortly, but it appears that they have it in stock again now.Lenovo IdeaPad Y580 - $899 + $29.95 shipping (link)
i7-3610QM / 1920x1080 / 8GB RAM / 750GB HDD + 32GB SSD / Blu-ray burner / NVIDIA GTX 660M (2GB)Granted that this one has Windows 7, but if you want to, you can easily (and legitimately) upgrade it to Windows 8 Pro for $15 from Microsoft. When you consider other laptop manufacturers charge $70-80 for the Windows 8 Pro upgrade from an non-pro version of Windows 8, this actually sounds like a better deal to me.FYI, Lenovo currently has the same model with an inferior configuration ( 16GB SSD vs 32GB SSD, blu-ray reader vs writer, etc, 1-year warranty vs. 2-year ) at ~$1100 after Black Friday discount.If you have an AMEX card, you can also sweeten the deal with American Express - Facebook Sync that will credit you back $25 for this purchase.
Eagle Tech ET-AR302-BK Soundstage Speakers Tigerdirect.com FAR
Added on : Friday November 23rd 2012 07:00:09 PM
Don't forgot 6% FatWallet Cash BackPrice: $20
Rebate: $20
Net: $0+shippingThis item alone will not ship for free. However there is free shipping on orders $100+. I added a Roku XD and the FAR webcam to my order to ship free.Enjoy!Link: http://www.tigerdirect.com/applications/SearchTools/item-details...
TigerDirect.com Coupons
Because of the prices at Perry Ellis, I think the 20-30% off coupons posted here aren't really deals, not to mention shipping charges..An extra 50% off sounds good to me.
One problem, this deal isn't valid until Black Friday and it's only for 3 hrs as I mentioned in the title.50% off code: STPEBLK50
They are also offering free shipping sitewide according to their web site.There is a 40% off code, but why not wait?
(Take 40% Off Your Order + FS! Use Code STPEGIVE40 Ends 11.25)Perry Ellis - Extra 50% off. Valid 12AM EST - 3AM EST on 11.23http://www.perryellis.com/FREE SHIPPING on all orders.
Perry Ellis Coupons
h/t to vlorak
If you want to get 50% off what other stores are charging for a dumb Chinese made toy pony that makes dumb sounds and pretends to eat carrots that your kid will play with for about two weeks before getting bored with, Target has them in store for $49.99.Apparently nationwide.These are over $119 on Amazon and $99.99 at Toys'R'Us.Or, you get your child an interactive globe, or a science kit, or other educational toy. Whatever.
[Best Deal] Philips 9" Portable DVD Player $60 - Best Buy
Added on : Sunday November 18th 2012 06:00:03 PM
Just stumbled across this. Was $110 now $60 so sounds like a pretty good deal. Best price I could find too!LINK
Best Buy Coupons
Furreal Butterscotch Baby Pony $49.99 @ Target B&M
Added on : Sunday November 18th 2012 05:00:02 PM
If you want to get 50% off what other stores are charging for a dumb Chinese made pony toy that makes dumb sounds and pretends to eat carrots that your kid will play with for about two weeks before getting bored with, Target has them in store f