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PayPal expands to Nigeria
Added on : Wednesday July 23rd 2014 04:00:05 AM
g: 0 Posted By: xerty
Views: 9 Replies: 0 You think I'm making this up? I guess this is what you get when big companies like eBay pursue "growth" regardless of how smart it might be.

http://www.reuters.com/article/2014/07/22/us-nigeria-paypal-laun...

"PayPal signs "ten of thousands" customers in Nigerian launch"
I don't know about customers, but lots of accounts anyway. Perhaps lots of accounts is so that those pesky validated-account withdrawal limits don't get in your way of cashing out whoever's money might end up sent via PP to you.

"Citizens of Africa's most populous nation could not buy goods directly from foreign merchants before the launch by PayPal"
I think they meant with their own CCs, as opposed to say, your CC.

At least the locals are probably familiar with fraud freezes. If you ask me, PP and Nigeria deserve each other.


Carter's Tiny Prints $20 off $40
Added on : Wednesday July 23rd 2014 03:00:03 AM
g: 0 Posted By: sunshinebrown
Views: 184 Replies: 0 Carter's

In-store promotions valid only in Carter's retail stores in the U.S. and Puerto Rico. Online promotions valid at carters.com. Online prices, promotions and selection may differ from those in our retail stores. Not valid for cash. No adjustments on previous purchases. Available while supplies last. Carter's reserves the right to modify or discontinue these promotions at any time.

Offer expires December 31, 2014 at 11:59 pm (PT). Save $20 off a qualifying merchandise order using the promo code at checkout. This offer cannot be combined with other offers and is valid for one-time use. This offer is not applicable to previously placed orders or toward the purchase of greeting cards, Erin Condren weekly planners, Platinum Design Service, gift cards, gift certificates, calendars or photo books. Offer is only valid on Tiny Prints and is not applicable on treat.com, third party or partner websites. To prevent fraud or abuse, we reserve the right to discontinue or modify this offer or cancel any order.


Services Deals

Carter's Coupons
PayPal Select 10 off 50 at Target. 25 off 250 at Overstock YMMV
Added on : Tuesday July 22nd 2014 12:00:04 PM
g: 0 Posted By: ingenue007
Views: 175 Replies: 0 If you log into PayPal, you may see PayPal Select. It is like AMEX offers.

Currently there are 2 decent deals including 10 off 50 at Target.com and 25 off 250 at Overstock.com. Obviously, you need to use PayPal Checkout option for those deals.

YMMV b/c you may or may not have PayPal Select.
Services Deals

American Express Consumer Coupons
g: 0 Posted By: remick
Views: 74 Replies: 0 http://www.leannebrown.ca/cookbooks/

Good and Cheap is a collection of recipes for people with limited incomes, particularly those on a $4/day food stamps budget.

My first cookbook! From Scratch is a vegetarian cookbook intended for people just becoming comfortable in their own kitchens.


Totally Free Deals
First Gear Motorcycle jacket $30 net after giftcard
Added on : Monday July 21st 2014 01:00:04 PM
g: 0 Posted By: LORENW
Views: 215 Replies: 0 Motorcyclegear.com
Having trouble viewing? Open in a web page by clicking here. Almost Free #29

FirstGear Rush Mesh Jacket,Net Cost Just $29.95!Summer is coming to an end, so we thought we'd throw out a red hot deal while you can still get some use out of your summer gear this season! The deal is: Buy this jacket for $179.95 plus shipping and you'll get a $150 gift card in return to use towards a future purchase, so your net cost is just $29.95 plus shipping! This jacket went on closeout a few weeks back. We like this product and decided to buy the whole lot. That's how I can offer you this great "Almost Free" deal today. But it won't go on for long... so hurry!The Rush Mesh Jacket is designed for hot weather use. The entire shell of this jacket is constructed of flow through mesh material so youll get the most flow possible out of a protective jacket. I find that wearing a full mesh jacket like this will also help protect from sunburn and windburn. This jacket also has a removable windproof/waterproof full sleeve liner. When things cool off a bit, you can install the liner to widen the comfort temperature range. And with a layer underneath you could wear this jacket down to cool temperatures.









Nearly every size available in mens Small thru XXXL in these three colors. Tall sizes are available too!

Fine Print: Here are details on how the Promo Gift Cards are issued. You can request the gift card as soon as you've received your order and confirmed you will be keeping it (not exchanging or returning). If you don't make an early gift card request, it will be automatically issued in 30 days.

Restrictions for this Almost Free Sale:
1) We do not allow you to purchase this product with a Gift Card issued as a result of this sale or any prior "Almost Free" sale (our cart will allow it, but we will subsequently cancel the order, so please don't make us jump through that hoop!);
2) Likewise, you cannot purchase this or any future "Almost Free" sale item(s) with the Gift Card issued as a result of this sale;
3) Orders not eligible for free shipping. Shipping charges apply to all shipments from our TX warehouse including this jacket. You may add extra merchandise, but shipping will be charged. Merchandise shipping from other locations is eligible for free shipping (if over $89);
4) Any percentage off coupons you may hold may not be applied to the purchase price of this item (although other items in your order may be discounted if not otherwise excluded by brand);
5) This sale is for our private customers/consumers. Purchases from resellers are not welcome and will be cancelled. Limit 2 per customer please!

Your cooperation is appreciated:There are a lot of outstanding Almost Free gift cards. Admittedly, we don't have special software in place to prevent an order from being placed with a previous Almost Free gift card, but we do manually screen all orders placed using store credits. So please, save us both some time and don't use those previous Almost Free Gift cards!


Here's Why You'll Love Shopping With Us: Expert Product ReviewsFree Shipping/Easy ReturnsGreat CloseoutsEarn Cash, Sell Used Gear in the Customer's Closet

Personal Customer Support
Family Owned/Operated for 15 Years
Thanks for your business!

Paul Thompson, OwnerMotorcycleGear.com
New Enough, LTD
405 Clovis Road, Unit 83
Shallowater, TX 79363


Five Paris Hotels: "Pay What you Want" promo thru 8/10
Added on : Monday July 21st 2014 11:00:09 AM
g: 0 Posted By: DSJ
Views: 1 Replies: 0 The three- and four-star hotels taking part in the scheme are located in the city's 9th and 11th districts -- a little away from the city's tourist centres. The owners are bullish about the prospects and confident that clients will not abuse the scheme.Tourists often complain about high hotel rates in Paris and tiny rooms. France attracts more tourists than any other country in the world.The scheme will run until August 10 and will be available only to those who have made bookings through the websitewww.payezcequevousvoulez.net(Pay what you want)."It's a fair price operation, one of confidence in the client," said Aldric Duval, the head of the Tour d'Auvergne hotel, and the man who came up with the idea.Guests will pay whatever they want, based on their impressions of the hotel, the room and the service.The experiment could be extended if it works and clients don't abuse it.
g: 0 Posted By: ctgolfer
Views: 118 Replies: 0 Nikon 50mm f/1.8 AF Nikkor Prime Lens

Description

The Nikon 50mm is a compact standard or prime lens. Use it to enjoy real-life sharp and saturated colors as well as sharp and contrast monochrome. Its compact optics provide a close representation of our normal perspective.

Key Features

Groups/Elements: 5/6
Closest focusing distance: 1.5'
Wight: 0.34 lb
Length: 1.5
External front filter: 52mm

Please note autofocus information:
Autofocus will work with cameras that have a focus motor, for other cameras this is a manual focus lens.
Autofocus works with: D50, D70, D80, D90, D100, D200, D300, D7000, D7100, all pro models (D1, D2, D2, D3, D4, DF). Models derived from those (D300s, D3x, etc.)
Autofocus will not work with: D40, D40x, D60, D3000, D3100, D3200, D3300, D5000, D5100, D5200, D5300

www.ebay.com/itm/Nikon-AF-Nikkor-50mm-f-1-8D-Autofocus-Lens-for-...
SLR & dSLR Deals

eBay Coupons
Corp To Corp versus 1099 Sole Prop Consulting? Pros/Cons?
Added on : Sunday July 20th 2014 07:00:07 PM
g: 0 Posted By: robronson
Views: 33 Replies: 0 I'm currently doing 1099 consulting. I've considered doing Corp To Corp (C2C) consulting such that I can form an S-Corp, hire myself as a W2, pay for things such as HSA Contribution pre-FICA tax, retain some of the money in the business to avoid SE Tax, and also to enroll in state unemployment because I believe my line of work will be dying out in the next 6 to 36 months. I see UI as a net positive given the tax-deductible cost of enrolling a single employee compared to 6 months of payouts when my consulting work eventually dries up.

Further, I work through third-party consulting firms through a loose relationship where they land me gigs, and a few of these consulting firms do not offer 1099 relationships, only W2 (through them) or C2C. I refuse to be someone else's W2.

Third point is I started a thread earlier this year that fizzled out, where I suggested it may be beneficial to have two separate entities to perform consulting through, such that you may be able to reduce state income tax. For example, perhaps you can do work in NY/CA through your S-Corp, max out your HSA contribution, Employee and Employer 401k Contribution, etc, through that S-Corp, and then the second part of the year, if you do work in TX/FL, you do it through your Sole Prop without any deductions. In theory, if you did everything through one entity, you'd have to reduce your 401k contributions/etc across all income equally such that you only get to deduct a portion of your deduction against your NY/CA income versus if you separated entities, you could say the S-Corp got all of those tax benefits and reduce taxes owed to the high-income tax states.

Fourth point is the ability to mess with income tax withholding through your S-Corp. Suppose you work Jan through August as a 1099 and decide to pay nothing in quarterly taxes. But then you withhold your entire paycheck from your W2 September through December and mail those to the IRS biweekly. I know married couples do this trick where husband does 1099 and underpays quarterly taxes and wife adjusts her withholding the last few months of the year to compensate. No penalties. Not sure if this works as an individual.

My biggest concerns with using an S-Corp are:

1) If I have to register as a foreign entity in each state I do consulting in. That seems like a hassle, and expensive. I think California was $500 to register as a foreign entity per year. I am nearly certain as a sole prop this is not necessary.

2) How difficult doing payroll for myself as a W2, filing UI payments with the state, etc. I've never used an accountant. I prefer learning things myself and handling as much as I can, and so far as a 1099, it's cake. I prefer this because as a true fatwalleteer, I use my understanding on a daily basis to plan the year out. I don't wait until April of the following year to talk to my accountant only to learn I should have done something differently the previous year. Doing things myself has a huge net positive benefit that exceeds the cost savings of paying for the accountant.

3) Anything else I missed?

Tax Deals
Xbox One @ Target $350 after $50 GC
Added on : Sunday July 20th 2014 04:00:07 AM
g: 0 Posted By: cwhiteh2
Views: 185 Replies: 0 for those who missed out on last weeks $306 Pinwheel deal...the weekly ad has the console with a $50 GC at $399.

http://weeklyad.target.com/tampa-fl-33611/pages#18-19
Xbox One Consoles Deals

Target Coupons
g: 0 Posted By: remick
Views: 7 Replies: 0 http://www.amazon.com/gp/product/B00KVWH5O6

A woodcock hunters abstract -- and sometimes opinionated -- perspective for hunting in the 21st century. Although the tips and strategies are beneficial to all woodcock hunters, it is geared mostly toward those that already have a basic understanding of this misunderstood bird.
Books & Magazines Deals
Prevacid $10 eGift card from Walmart
Added on : Saturday July 19th 2014 07:00:07 AM
g: 0 Posted By: PutThatCoffeeDOWN
Views: 92 Replies: 0 Got an email last tonight to redeem my $10 eGift card to WalMart. This is just a heads up to those who signed up and jumped thru the hoops for this deal.

Couldnt find a thread about this...perhaps I found deal on SD?
Surveys & Rewards Deals
g: 0 Posted By: remick
Views: 56 Replies: 0 http://www.amazon.com/dp/B0084JDD44/

Here are the chapters in Volume I. They'll give an idea of how far this segment will take you:

Introduction
Chapter One - The Basics
Chapter Two - Game Selection (Rule/Number of Decks/Penetration)
Chapter Three - Basic Strategy
Chapter Four - The Running Count
Chapter Five - True Count Conversion
Chapter Six - Betting Basics
Chapter Seven - Advanced Strategy

Hype...

The radically new information is in Volume II and III, but there's new stuff mixed into "the fundamentals" that I've never seen in print.

The riddle of five and six...
What they didn't tell us about penetration...
How to calculate blackjack frequency...
How to convert the true count to the quarter deck in two deck...
How to convert when a fourth or half deck is burned off the top...
Another look at those "other players"...
Advantage doubles as distance is halved...
Standard deviation simplified...
How long we can be behind...
Depth charging taken a few steps further...
g: 0 Posted By: remick
Views: 110 Replies: 0 http://www.amazon.com/gp/product/B00JOYF70G/

Quite often the students of Architecture get confused during the first few years of their studies in the University. The confusion arises due to a number of genuine reasons. Unlike the jobs of a Chemical or Computer Engineer, the works of an architect is openly seen, understood, appreciated or criticised by the common people. The architects create something which is used by all. Naturally the students of Architecture know or believe that they know about the works of the Architect. But then they discover that the knowledge they are taught or the problems they are assigned during the first few years do not have any resemblance with the works of an architect.

In doing architectural design the architect needs to know and apply the knowledge of a lot of subjects in order to take care of the various aspects of the builtform. Prominent among these aspects are: Visual, Functional, Climatic, Acoustics, Tactile, Olfactory, Cultural, Psychological, Social, Material-related, Structural, Economic, Constructional etc. Of all these, the visual aspect is the first and foremost aspect to learn. The principles of creation of visual beauty have been devised mostly by the artists. In the universities, the teachers of architecture also use those, even though in the contemporary age, the job of the architect is in no way comparable with those of the Artists. In Artists creation and evaluation what matters most is emotion and not logic. On the other hand the Architects design must have logical basis, because design is only a part of their job. The job in its entirety depends upon materialization through construction. This reality demands that the principles for creation of beauty followed by the Architects should be different more of logic-based, and not emotion. For the students of Architecture, Composition is the mother subject of creation of beauty. In this book endeavour has been done to present Composition more of a logic-based subject.

If the Architects works are taken to be the light-house to which the students shall proceed, alike the rowing of the boat Composition is the most essential skill to acquire. Some of the thoughts presented in this book are entirely my own and the responsibilities go only to me.

Architecture is a creative subject. No creative subject can in fact be taught to the students. They can only be taught the methods and skills for such creation. The sole purpose for which I have written this book is to make the first learning experience of the students of Architecture enjoyable and pleasant. If the students find it helpful, I shall consider my pains worthwhile.
Books & Magazines Deals
BenBat YummiGo Booster Seat & Storage in 2 Colors $23.99 @ Woot
Added on : Friday July 18th 2014 09:00:03 PM
g: 0 Posted By: ctgolfer
Views: 127 Replies: 0 shipping adds $5

This portable booster seat has ample space for your child's daily essentials
A lightweight, compact and stylish design
Designed as a stylish carrying bag so you can easily take it with you anywhere, to restaurants or to relatives
Choose from 2 stylish colors:
- Lime Green / White / Brown
- Orange / White / Brown
A must-have when traveling with a baby or toddler
No need to sit your child on your lap or to use those unappealing public booster seats
Phthalate Free, Lead Free and BPA Free
Parents love the quick set-up, easy clean-up and storage space
Kids love being like one of the grown-ups at the table
Storage space lets you keep everything at your fingertips
Folds Conveniently into a trendy bag
Straps connect easily to most chairs
3-point safety harness keeps your child securely seated
Easy to clean, just wipe off

http://kids.woot.com/offers/yummigo-booster-seat-storage-2-color...
Baby Deals

woot! Coupons
Sherwin Williams - July 18-21 - 40% off Paints, 30% off supplies
Added on : Friday July 18th 2014 07:00:03 AM
g: 0 Posted By: MeIsCheap
Views: 140 Replies: 0 The store clerk said this is the best sale of the year for them. Was hoping the 30% off would apply to sprayers, but those & ladders are excluded.
Home & Garden Deals
New Discover card (2% cash back on gas and restaurants)
Added on : Thursday July 17th 2014 06:00:07 PM
g: 0 Posted By: TooManyCards
Views: 102 Replies: 1 Discover has issued a new card, apparently (and confusingly) called "Discover It Chrome." It's a Cash Back card that pays 2% Cash Back on gas and restaurants (subject to a cap of $1,000 combined spending in the two categories per quarter), 1% Cash Back on everything else.

https://www.discovercard.com/cardmembersvcs/acqs/app/display?pageFileId=listingsite-chrome

I'm curious whether Discover will allow an account holder to hold both this and the Discover It (non-chrome; this will get confusing) cards at the same time.

I'm vaguely interested in this card, but since I use the Fidelity Amex that gives 2% on everything, this really only helps me for those places that take Discover but not Amex. I don't think there are a whole lot of places that fit into that category, so I'll probably pass on this one, but I'm interested in seeing how it plays out.
Deal Deals
g: 0 Posted By: ILoveToRead
Views: 101 Replies: 1 If you like Epic Fantasy Genre here are some deeply discounted and even free books (and audiobooks) with links to many platforms. I personally prefer Google Play, but many like Amazon more so I include that plus a few more platforms for those like myself. All but the last one are things I read and recommend. I will add more in a bit either here, wiki or comments.
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$2.99. Awesome deal given how HUGE the book is (it's 1005 pages, the size of most Trilogies!) , not to mention how good!
The Way of Kings
Brandon Sanderson
4.5 out of 5 on google play

Widely acclaimed for his work completing Robert Jordans Wheel of Time saga, Brandon Sanderson now begins a grand cycle of his own, one every bit as ambitious and immersive.
Roshar is a world of stone and storms. Uncanny tempests of incredible power sweep across the rocky terrain so frequently that they have shaped ecology and civilization alike. Animals hide in shells, trees pull in branches, and grass retracts into the soilless ground. Cities are built only where the topography offers shelter.
It has been centuries since the fall of the ten consecrated orders known as the Knights Radiant, but their Shardblades and Shardplate remain: mystical swords and suits of armor that transform ordinary men into near-invincible warriors. Men trade kingdoms for Shardblades. Wars were fought for them, and won by them.
One such war rages on a ruined landscape called the Shattered Plains. There, Kaladin, who traded his medical apprenticeship for a spear to protect his little brother, has been reduced to slavery. In a war
that makes no sense, where ten armies fight separately against a single foe, he struggles to save his men and to fathom the leaders who consider them expendable.
Brightlord Dalinar Kholin commands one of those other armies. Like his brother, the late king, he is fascinated by an ancient text called The Way of Kings. Troubled by over-powering visions of ancient times and the Knights Radiant, he has begun to doubt his own sanity.

Google Play
https://play.google.com/store/books/details/Brandon_Sanderson_The_Way_of_Kings?id=OHclhBVv-X4C
Amazon Kindle
http://www.amazon.com/Way-Kings-Stormlight-Archive-Book-ebook/dp...
iTunes Bookstore
https://itunes.apple.com/us/book/the-way-of-kings/id376229549?mt=11

Kobo and BN Nook are $8.99 sadly, but proves the point of how hot this is I think.

Also, for those who like audiobooks once you get the Amazon Kindle 2.99 book, they will allow you to buy the audiobook version for $12.99, which is usually a whooping $63.93.
http://www.amazon.com/The-Way-Kin...150&sr=1-1

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FREE
The Sorcery Code (The Sorcery Code: Volume 1)
4.5 out of 5 on google play
***FREE for a limited time to celebrate the release of The Spell Realm (The Sorcery Code: Volume 2)***
From the internationally bestselling authors who brought you the Krinar Chronicles comes a captivating tale of intrigue, love, and danger in a world where sorcery is entwined with science . . .
Once a respected member of the Sorcerer Council and now an outcast, Blaise has spent the last year of his life working on a special magical object. The
goal is to allow anyone to do magic, not just the sorcerer elite. The outcome of his quest is unlike anything he couldve ever imagined because, instead of an object, he creates Her.
She is Gala, and she is anything but inanimate. Born in the Spell Realm, she is beautiful and highly intelligent and nobody knows what shes capable of. She will do anything to experience the world . . . even leave the man she is beginning to fall for.
Augusta, a powerful sorceress and Blaises former
fiance, sees Blaises deed as the ultimate hubris and Gala as an abomination that must be destroyed. In her quest to save the human race, Augusta will forge new alliances, becoming tangled in a web of intrigue that stretches further than any of them suspect. She may even have to turn to her new lover Barson, a ruthless warrior who might have an agenda of his own . . .

Google Play
https://play.google.com/store/books/details/Dima_Zales_The_Sorcery_Code?id=tOYiAgAAQBAJ&hl=en
Amazon Kindle
http://www.amazon.com/Sorcery-Code-Fantasy-Romance-Intrigue-eboo...
Kobo
http://store.kobobooks.com/en-US/ebook/the-sorcery-code
iTunes Bookstore
https://itunes.apple.com/us/book/the-sorcery-code/id748224494?mt=11
BN Nook
http://www.barnesandnoble.com/w/the-sorcery-code-dima-zales/1117...

If you like audiobooks, in this case, after you get the free book on Amazon, you can get the audio for $1.99 (it's usually $19.99)

http://www.amazon.com/The-Sorcery-Code-Fantasy-Intrigue/dp/B00HK...

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FREE
The Prince of Ravens (The Exile Trilogy) by
Hal Emerson
The Prince of Ravens has vanished.
4.7 on Amazon
Word spreads quickly from the Fortress of the Empress, through the dark streets of Lucien, and to the far corners of the Empire of Ages. The Children are summoned to the Fortress, and the people talk in muffled whispers, if they dare to talk at all, of secret plots and ancient prophecies. Some say the Prince was murdered, others that he was kidnapped; but underneath it all runs a darker word, one full of terrifying possibility:

Exile.

Rumor begets rumor, and soon the whisper of truth is lost in the swirling winds of growing fear. For the Prince of Ravens is the prophesied Lord of Death, and on his shoulders rests the fate of the Empire.


Amazon Kindle
http://www.amazon.com/The-Prince-Ravens-Exile-Trilogy-ebook/dp/B...
Kobo
http://store.kobobooks.com/en-US/ebook/the-prince-of-ravens
iTunes Bookstore
https://itunes.apple.com/us/book/the-prince-of-ravens/id578065257?mt=11
BN Nook
http://www.barnesandnoble.com/w/the-prince-of-ravens-hal-emerson...
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The Darkness Abides
5 stars on barns and noble (only 1 review though)
Two men lie adrift at sea, castaway in the search for one's future, and the other in search of his past. When they drift to a land of perpetual darkness designed as an elaborate labyrinth, they begin to realize that they've stumbled upon the path toward what they each seek, but the trail may be more hazardous than they anticipated.
Released initially as a series of short installments, the entirety of this story comprises the length of a full-size novel. Readers who enjoy serialized fiction and dark fantasy with a bit of suspense will enjoy this series.

Google
https://play.google.com/store/books/details/L_Harcroft_The_Darkness_Abides_Vol_1?id=pyTuAgAAQBAJ
Amazon
www.amazon.com/Darkness-Abides-Vol-1-L-Harcroft-ebook/dp/B00IO1P...
Kobo
http://store.kobobooks.com/en-US/ebook/the-darkness-abides-vol-1...
BN Nook
http://www.barnesandnoble.com/w/the-darkness-abides-l-harcroft/1...


Please post your own finds, especially stuff you read and liked!

Books Deals

iTunes Coupons
Free ebook "Old Time Recipes" Kindle version @Amazon
Added on : Thursday July 17th 2014 03:00:06 AM
g: 0 Posted By: imagine1128
Views: 367 Replies: 2 Things Mother Used to Make A Collection of Old Time Recipes, Some Nearly One Hundred Years Old and Never Published Before [Kindle Edition ] Lydia Maria GurneyAuthorr
Print List Price: $7.58 Kindle Price: $0.00 You Save: $7.58 (100%)

New Englander Lydia Maria Gurney collected recipes handed down from generation to generation, and tested most of them in her own kitchen. In her foreword she explains, ""These recipes and Household Hints are written very plainly, for those who have had no experience. . .They are very simple, not expensive, and if followed closely, will ensure success.""
http://www.amazon.com/Things-Collection-Recipes-Hundred-Published-ebook/dp/B00AQM9HS8/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1405601501&sr=1-1&keywords=free+kindle+books​

** new post
Totally Free Deals
Negative Balance in Chase Ultimate Rewards
Added on : Thursday July 17th 2014 03:00:06 AM
g: 0 Posted By: horse9118
Views: 17 Replies: 0 Hi guys, so I got an Ink Bold card a few weeks ago and I was thinking of closing my Sapphire Preferred since annual fee on that thing is due. So I transferred all my Ultimate Rewards points from Sapphire to the Ink Bold account. However, I didn't account the fact that I returned a TV a few days before and when the return got processed, Chase took back the points they issued me for the TV. So now I have a -445 points balance in my Sapphire UR account. The good news is that I haven't spent those points yet so I could transfer them back and bring the balance to 0. I still want to close that card, but what would Chase do about the negative balance? Would the negative points get wiped away or would Chase charge me for those points? Anyone ever have to deal with this?

Thanks
Personal Finance Deals
Financial implications of injury from auto accident
Added on : Wednesday July 16th 2014 04:00:08 PM
g: 0 Posted By: WhamBamTk
Views: 115 Replies: 0 Hello Fatwallet,

Please excuse the throwaway.

My wife was involved in a small car accident. She was rear-ended while stopped at a crosswalk. The other driver was cited.

The accident was at a relatively low speed. The other driver's car hit our trailer hitch and had some front bumper damage. Our car had some chipped paint on the bumper. No big deal; it's older.

She was experiencing some neck pain at the scene and was transported to the hospital via ambulance for x-rays. She already receives SSDI for an issue that - in part - involves her neck.

We have two uncertainties at this point:

1.) We are afraid about how our health insurance will treat this in the long term. That is to say, after this is all sorted out with the car insurance companies, would they ever blame long-term neck issues on the accident and deny payment?

2.) Is this something that requires a lawyer? The medical effects from this accident appear minor at this time, but we will know more later. Right now, we are not looking for anything but the payment of medical bills. We will not know the full extent of those for at least a few months.

I haven't seen a scenario like this on previously posted threads and would greatly appreciate any advice.

Many thanks.
New User Question Deals
Secret Code Vault Jr $9.99 + Ship @seventhavenue.com
Added on : Wednesday July 16th 2014 04:00:03 PM
g: 0 Posted By: jasclark
Views: 119 Replies: 0 http://www.seventhavenue.com/Gifts-and-Toys/Recipient/Kids/Secre...

was: $24.95
sale: $9.99

Intruders bewareour Secret Code Vault will only open for those who hold the 4-digit code! And if it's entered incorrectly, an alarm will sound. Has "accepted" and "denied" LED lights. Uses 2 AA batteries (not included). 6" w x 7 1/4" h x 4 1/2" d. Ages 4 to 10.
Toys Deals
GUNS: Nikon P-223 Rifle Scope 3-9x40 Mate BDC 600 @ $139.98 Amazon
Added on : Wednesday July 16th 2014 02:00:10 PM
g: 1 Posted By: turbotwo
Views: 772 Replies: 2 For those of you that have Amazon Prime get your Nikon scope from them.....
http://www.amazon.com/Nikon-P-223-3-9x40-Mate-BDC/dp/B006YVT0R8/...

Guns & Ammo Deals

Amazon Coupons
Private lenders who work /w a previous DIL on credit?
Added on : Wednesday July 16th 2014 09:00:08 AM
g: 0 Posted By: Dulanic
Views: 10 Replies: 0 Does anyone know of any lenders that are somewhat DIL friendly lenders that aren't government backed/funded? I know /w a deed in lieu the general rule is 2 years /w 20% down. However, I do know private lenders can do as they please and have "heard" some will work with DIL/short sale situations based on circumstances.

Details:
Last year my wife's company moved her and we had to move across country or she would have to find a new job and we stay at our home. We were underwater ~20% as our area took an excessive beating for our type of home (town-home). We attempted to short sale and the mortgage company balked at a buyers offer over $3K in closing costs which cost us the sale and we had to go /w a DIL instead. Not a huge issue, except that it extended the time before the closing of the DIL a good 6 months past what would have been our short sale closing date. Their loss, it will prob sell for 20-25K below the offer we got.

Anyways, now we are moved and looking at getting a home. My credit is 780ish, my wife's is still 700+ even after the DIL. Are there any private lenders that don't bound to follow the FHA guidelines for short sales/DIL and are known to work with DIL people? We still have all the paperwork from her work showing we had to move and that was the reason for our forclosure. We have the funds to put down as a downpayment. I've been told Credit Unions have that flexibility, but I know PenFed won't budge on those guidelines as I asked.

I could get a mortgage myself, but we want just a little more than we can get under just my income alone.
g: 1 Posted By: LightHearted
Views: 122 Replies: 1 Adorama camera has theBlackmagic Pocket Cinema Camera with Micro Four Thirds Lens Mount for $495 throughAmazon. This is 50% off. It is currently the #1 seller in professional grade video cameras.
I hear that the color grading learning curve is steep, but at this price I will take the time to learn.
This is an awesome camera for those how or are willing to take the time to learnhow to use it. Free shipping and no tax.

BMPCC

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g: 0 Posted By: remick
Views: 2 Replies: 0 http://www.amazon.com/gp/product/B0055PLK1I

4.2 out of 5 stars (21 customer reviews)

In this easy-to-use, make-it-from-scratch cookbook, Jonni McCoy, the original Miserly Mom, demonstrates that inexpensive meals can be both nutritious and mouth-watering. She offers proof that living well without spending is doable. Originally published as Miserly Meals, every recipe includes the price per serving and a nutritional analysis. Kitchen tips are an added bonus with every recipe. Simple soups, slow-cook dishes, breakfast ideas, vegetarian options, snacks, gifts from the kitchen, and more will make this the busy mom's most-used cookbook.



Grandma's Simple CookbookMG EZ 120 Recipes
http://www.amazon.com/gp/product/B00BKNAYS4

4.2 out of 5 stars (19 customer reviews)

We All Love Grandma's Cooking!
Grandma's Simple Cookbook delivers 120 OMG EZ Recipes
Basic ingredients found in every kitchen are used to prepare these easy recipes.
Grandma's Cookbook of easy to follow recipes
come from a generation raised to value time spent in the kitchen with friends and family.
Pass the legacy on, equip the next generation with the key to the kitchen. Encourage restoration of Joy in the kitchen with these easy recipes.



21 Easy Classic Recipes Every Kitchen Should Have
http://www.amazon.com/gp/product/B00CDWMAAQ/

4.3 out of 5 stars (10 customer reviews)

There are some foods you just dont appreciate until you move out on your own, and suddenly you find yourself missing moms meatloaf.
Sometimes when I am homesick, theres nothing like baking a batch of moms white bread.
In this collection, you will find many classic recipes that I remember from my childhood and some that are traditions in my family now.



101 Best Soups & Stews: Easy & Delicious Gumbos, Chowders & Chili Recipes
http://www.amazon.com/gp/product/B00BF5XSYY

4.7 out of 5 stars (6 customer reviews)

There is nothing more warming than sitting down to a good, hot, delicious bowl of soup in the winter. However, soup is not the only thing that can warm you heart and soul, during those gray, windy, snowy days chowder, chili, stews, gumbos and cheesy/creamy soups can also do the trick.
This book contains 101 of the best soup and stew recipes, including the aforementioned other types of soup-like dishes, that you will find in one place. There are a variety of food categories as well, including beef, chicken and turkey, lamb, pork, ham and bean. You will also discover how to make soups and stews with seafood and vegetables, some of which you may not have heard of yet.
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g: 0 Posted By: ctgolfer
Views: 120 Replies: 0
Detail-oriented display
See your movies and games pop with vivid colors, dark shadows and stunning contrast on the 8.4" display. With two times the pixels of an HDTV, the screen also keeps everything clear by auto-adjusting brightness levels based on where you are and what you're viewing.
Ultra-thin and lighter
An ultra-thin build with a comfortable design makes this tablet difficult to put down. Lightweight and perfect for travel, it connects seamlessly with other Galaxy products for you to effortlessly share photos and videos from wherever you are.
Family-friendly
With multi user mode, everyone in the family can create a private and personalized tablet experience that can be secured with the fingerprint scanner. And for those wanting to keep the little ones entertained, Kids Mode lets you customize playtime and apps with parental controls.
Security at your fingertips
Unlock your tablet and keep your photos, videos, and personal files secure with just the swipe of your finger.
More productive than ever
Now you can do two things at once with Multi-window, like watch a music video and look up the lyrics or read an email and edit a presentation. Opening two windows or apps at the same time gives you the ability multitask and get things done faster than ever before.
Low battery
Ultra power saving mode keeps you connected even when your battery is critically low. It works by turning your screen to black and white and shuts off nonessential apps, so your device still works when you need it most.
Magazines come to life
Flip through your favorite sports, fashion and news magazines in Papergarden. You'll easily navigate through your favorite reads and see everything at a resolution that's optimized for your Galaxy Tab S screen - so photography looks stunning and text is easy to read.


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g: 0 Posted By: ctgolfer
Views: 151 Replies: 0 This Game of the Year Edition includes the award-winning The Walking Dead game, a bonus episode and exclusive access to digital content
The Complete First Season includes all five series episodes, plus the bonus episode, 400 Days
Immerse yourself in the Walking Dead story with access to digital features, such as the original soundtrack and never-before-seen videos of behind-the-scenes footage
Fight your way through hordes of zombies in this iteration of The Walking Dead franchise, which has made the undead apocalypse a global phenomenon and one of the most powerful pop culture icons ever
Based on Robert Kirkman's award-winning comic book series and the television show it inspired
Take on the role of Lee Everett, whose life has been spared and now must survive among the undead
Meet potential allies, visit the locations and participate in the events that foreshadow the story of Deputy Sheriff, Rick Grimes
Act quickly but wisely —: your choices will affect your fate and the fates of those around you
Experience the thrilling and gruesome graphics in all their gory splendor

Playstation 3
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Xbox 360
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GUNS: Nikon P-223 Rifle Scope 3-9x40 Mate BDC 600 @ $139.77 Amazon
Added on : Tuesday July 15th 2014 06:00:04 PM
g: 0 Posted By: turbotwo
Views: 210 Replies: 0 For those of you that have Amazon Prime get your Nikon scope from them.....
http://www.amazon.com/Nikon-P-223-3-9x40-Mate-BDC/dp/B006YVT0R8/...

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g: 0 Posted By: poorfatkid
Views: 64 Replies: 0 Best price I can find anywhere! Runs $199 everywhere. This is the newer carbon steel edition, not the B1 first generation.

Link
Basis uses 4 sensors including heart rate and activity to take automatically paint a more comprehensive picture of your Fitness (run/bike/walk/calories/steps), Sleep (REM/Deep/Light plus toss & turn) and Stress (continuous HR) levels.Product FeaturesMultiple Sensors = More InsightWith 4+ sensors compared to most single-sensor devices, Basis paints a more scientific picture of your health, tracking heart rate, motion, temperature & more.Seriously SmartOur Body IQ technology takes the hassle out of tracking and simplifies all that data into simple metrics for fitness, sleep and stress. All you have to do is wear Basis. It does all the work.Get Fit: Auto-Tracks Your Favorite ActivitiesBody IQ automatically detects your favorite activities like walking, running and outdoor biking in real-time on your wrist. It also gives you the right caloric burn credit for those activities.Sleep Better: Advanced Sleep AnalysisBody IQ delivers real sleep analysis with Deep / REM / Light sleep, toss & turn, Sleep Score and Interruptions. No 'modes' to set - Basis automatically figures all this out.Stress Less: Heart Rate On Your WristFeeling stressed? Elevated heart rate (viewable on your wrist) could be a clue. A quick breathing exercise can easily help you keep cool under pressure and be mindful.Track Goals & Build Healthy HabitsAll of the data in the world does you no good if you can't act on it. Basis helps you incorporate small changes into your daily routine that have a powerful impact on your health.Backlit DisplayMakes real-time metrics like running, biking, walking, heart rate and goal progress easy to view on your wrist. A quick flick of your wrist automatically turns the backlight on.Personalized DashboardView your personalized dashboard by syncing wirelessly with select Android and iOS smartphones, or via USB with your PC or Mac.Sleek And ComfortableThe Carbon Steel Edition combines polished stainless steel couplers and non-reactive silicone straps for a sleek look and comfortable feel.Change The LookAvailable accessories (not included), allow you to customize the look and feel of the health tracker.Free Software UpgradesBasis continuously updates its software and adds functionality to your experience, much of which is included for free in your purchase.Does Not Replace Your Workout Heart Rate MonitorBasis is designed to track your health over time using multiple sensors. It complements workout-focused heart rate monitors with chest straps which are for high-intensity workouts.
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g: 0 Posted By: peste386
Views: 180 Replies: 0 Link

SHOP SMALL AUGUST CARD MEMBER OFFER
TERMS AND CONDITIONS

Limit three (3) statement credits per American Express Card. To be eligible, Card Members must register any eligible American Express Card for this offer at americanexpress.com/ShopSmallAugust. Corporate Cards and all prepaid Card products (other than American Express Serve) are not eligible.
The number of registrations is limited. Registration opens at 12:00 A.M. MST (Mountain Standard Time) on Aug 1, 2014, and will continue until 11:59 P.M. MST on Aug 31, 2014, unless the registration limit is reached sooner.
To receive the $5 statement credit up to three times total (once per eligible transaction), the Card Member must use his or her registered Card to spend $5 or more in a single, in-store transaction at a qualifying small business location listed in the Shop Small August Offer Directory during Aug 2014. To receive the credit, the transaction must equal $5 or more (for example, if the transaction is only for $4, the Card Member will not receive a credit). Multiple transactions of less than $5 will not qualify even if the combined total of those transactions is over $5. Card Member may purchase multiple items that together equal $5 or more, but they must be purchased in a single transaction to receive the statement credit. Online transactions do not qualify.
Qualifying small business locations will appear in the Shop Small August Offer Directory,available beginning on Aug 1. (Please note that business location information provided on the directory may contain inaccuracies or errors, including as a result of information provided by third parties.) Transactions with political campaigns or political action committees are not eligible, regardless of whether they appear in the offer directory.
If American Express does not receive information that identifies a transaction as qualifying for the offer, the transaction will not qualify for the statement credit. For example, a transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, a statement credit will not be received if a transaction is made with an electronic wallet or through a third party, or if the merchant uses a mobile or wireless card reader to process it.
Statement credit(s) will appear on the Card Members billing statement within 90 days after Aug 31, 2014, provided that American Express receives information from the merchant about the qualifying purchase. Note that American Express may not receive information that identifies the transaction as a qualifying transaction if the items from the purchase are not all provided during the offer period. For example, if a Card Member purchases an item that is not available or is provided after Aug 31, 2014, that transaction will not count toward determining whether the purchase qualifies for the offer.
Statement credit may be reversed if qualifying purchase is returned or cancelled.
The Card Registration Terms and Conditions will also apply at enrollment.

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g: 0 Posted By: Logician1313
Views: 154 Replies: 0 64GB Lexar JumpDrive USB 3.0 Super High Speed Flash Drive - $19.99 w/ Free Shipping at Beachcamera via eBay

64GB Capacity
USB 3.0
Up to 100MB/s Read
Up to 55MB/s Write
Retractable Design (all plastic construction)
Condition: Brand New
3-Year Limited Warranty

Back again for those who missed it last month. Some reviews indicate the all plastic construction is flimsy and prone to break, but for $20 I'm picking one up for my camera bag. 2.6/5 stars based on 41 Amazon reviews.
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g: 0 Posted By: remick
Views: 29 Replies: 0 http://www.amazon.com/dp/B00CR6EJC0

4.4 out of 5 stars (27 customer reviews)

OK, I'm outing myself to you right here and now - I'm basically a "prepper junky".

I've spent most of my adult life doing such things as getting a license to be an Emergency Medical Technician (EMT) and also becoming "CERT (Community Emergency Response Team) Qualified" in Southern California. I've also been in tornadoes (Kansas), hurricanes (Hawaii), earthquakes (California) and even in the L.A. riots of the 1990's, so I guess I know a thing or two about emergency preparedness, and I would like to pass that knowledge on to you.

Most people think "preppers" are a bit looney. They think that we expect the worse to happen, and that we just go through life paranoid. My response to that is, "Better to have the peace of mind that I'm prepared to survive most any disaster than to be a head-in-the-clouds victim who doesn't have a clue."

Fact - in a serious community disaster (like a hurricane, or tornado), emergency response personnel will probably be so overwhelmed that they may not be able to get to you for several days.

Remember Hurricane Katrina and Superstorm Sandy?

Those who are prepared to be self-sufficient for a few days are soooo much better off than those who made no preparations and depend on outside help from the get-go.

Look, there are thousands of people every year who are directly affected by disasters - whether they are natural or man-made. A Bug Out Bag is just one of the things (and probably the easiest) that you can prepare for yourself and your family that will help you survive a disaster situation - whether the disaster is localized to your own house (a fire, for instance), or to your community - even a disaster that's affecting your whole country (civil unrest, maybe?).

So come on along, as this book not only covers Bug out Bags extensively, but also prepares you in other ways, too. You may become the "Go-To" person in your community after reading it and following the suggestions!
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Aromachologie Repairing Shampoo $6.50 @loccitane.com
Added on : Monday July 14th 2014 05:00:06 PM
g: 0 Posted By: francded
Views: 130 Replies: 0 http://usa.loccitane.com/aromachologie-repairing-shampoo--travel...

DETAILS:

The perfect shampoo for those who color treat, permanent wave, blow dry, curling iron, or use drying styling products on hair. Care and give radiance to your hair. This shampoo smoothes and softens capillary fibers. Your hair is left looking and feeling supple, shiny and silky. A natural complex of 5 essential oils - Angelica, Lavender, Geranium, Ylang-ylang and Patchouli - plus wheat proteins work together in synergy to help repair, strengthen, regenerate and soften dry and damaged hair.


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Consecutive nights more expensive than individual?
Added on : Monday July 14th 2014 01:00:09 PM
g: 0 Posted By: user1337
Views: 108 Replies: 1 Is it standard practice for hotels to show quotes for consecutive nights to be more expensive than getting the quotes for those nights individually? If I book the two nights separately, will the hotel raise a stink?
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g: 0 Posted By: remick
Views: 227 Replies: 0 http://www.amazon.com/gp/product/B00DWTB3DY
4.5 out of 5 stars See all reviews (61 customer reviews)

Using Paul's radical letter to the Philippians as his road map, Matt Chandler forsakes the trendy to invite readers into authentic Christian maturity.
The short book of Philippians is one of the most quoted in the Bible, yet Paul wrote it not for the popular sound bites, but to paint a picture of a mature Christian faith. While many give their lives to Jesus, few then go on to live a life of truly vibrant faith.
In this disruptively inspiring book, Chandler offers tangible ways to develop a faith of pursuing, chasing, knowing, and loving Jesus. Because if we clean up our lives but don't get Jesus, we've lost! So let the goal be Him. To live is Christ, to die is gainthis is the message of the letter. Therefore, our lives should be lived to Him, through Him, for Him, with Him, about Himeverything should be about Jesus.



In His Steps byCharles M. Sheldon
http://www.amazon.com/gp/product/B007TV12VY
4.5 out of 5 stars (138 customer reviews)

This classic that has been inspiring and challenging readers to a spiritual adventure for over a century now gets an updated look for a new generation.



Designed for Devotion: A 365-Day Journey from Genesis to Revelation
http://www.amazon.com/gp/product/B008SAO5TG
4.8 out of 5 stars (67 customer reviews)

Devotionals are designed to bring the reader into a more intimate relationship with God. Dianne Neal Matthews knows no better way for believers to know God more intimately than to immerse themselves in his Word. To that end, her new daily devotional combines fascinating historical background information about the Bible with practical application that readers can implement in their lives each day. She guides readers on a journey through the Bible from beginning to end, highlighting major events, characters, and stories, as well as difficult issues and topics (such as the concept of theophany, God's instructions to the Israelites to show no mercy as they entered the Promised Land, and what seems at first glance to be discrepancies between the Gospels).
Readers new to Bible study or those who long to learn more will appreciate the background information Matthews provides, as well as the way she shows how the Scriptures fit together to form a cohesive work. This is the perfect devotional for anyone who desires to go deeper into the Scriptures as they deepen their relationship with God.



The 7-Day Prayer Warrior Experience
http://www.amazon.com/gp/product/B00ET7Q4LE/
4.7 out of 5 stars (690 customer reviews)

The 7-Day Prayer Warrior Experience is a free eBook from bestselling author Stormie Omartian, developed using excerpts from Prayer Warrior and Prayer Warrior Prayer and Study Guide. Are you equipped for spiritual battle? Take the next seven days to put on the whole armor of God, that you may be able to stand against the wiles of the devil (Ephesians 6:11). Join Stormie as she explains the pieces of armor, what they mean, and how they can help you be a prayer warrior in your spiritual battle. With devotional thoughts, suggested prayers, ways to dig deeper, and opportunities to connect with Stormie and a whole community of prayer warriors, The 7-Day Prayer Warrior Experience will empower you with the truth that He who is in you is greater than he who is in the world (1 John 4:4).



The Prayer Box
http://www.amazon.com/gp/product/B00CH7KXY2
4.7 out of 5 stars (308 customer reviews)

ECPA 2014 Christian Book Award Finalist, Christy Award Finalist, Christianity Today Book Award Finalist!
When Iola Anne Poole, an old-timer on Hatteras Island, passes away in her bed at ninety-one, the struggling young mother in her rental cottage, Tandi Jo Reese, finds herself charged with the task of cleaning out Iola's rambling Victorian house.
Running from a messy, dangerous past, Tandi never expects to find more than a temporary hiding place within Iola's walls, but everything changes with the discovery of eighty-one carefully decorated prayer boxes, one for each year, spanning from Iola's youth to her last days. Hidden in the boxes is the story of a lifetime, written on random bits of paper--the hopes and wishes, fears and thoughts of an unassuming but complex woman passing through the seasons of an extraordinary, unsung life filled with journeys of faith, observations on love, and one final lesson that could change everything for Tandi.
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g: 7 Posted By: SieSilverStars
Views: 1502 Replies: 7 The T-Fal Inspirations 20-pc. Red Nonstick Aluminum Cookware Set is on sale at Kohl's for $33.75 for those of you with Kohl's Charge Cards.

Link

Use coupon code "JUST4U" for $15.00 off $50.00, "ENJOY" for 25% off, and "JULYMVC" for free shipping (Kohl'd Cardholders Coupons).
Submit this $20.00 mail-in rebatefor purchases made 07/12/14 and 07/15/14.
Get $10.00 Kohl's Cash for this purchase
Final cost will be $30.00 for Kohl's Cardholders.


For those of you who aren't Kohl's Cardholders, you can still get this for when you use coupons "JUST4U" for $15.00 off, "SEASHELLS" for 15% off and "FREE50JULY" for free shipping. After you follow the rest of the steps the total should come out to be $42.24 for non-cardholders.



This T-Fal Dinnerware Set received 4.2/5 stars based on 64 customer reviews on the product page. 54 of those customers said they would refer this product to a friend.

I couldn't find an exact match in Google Productsfor a price comparison, but I found one T-Fal 20-pc. set that was $84.99.

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Kohl's Coupons
g: 1 Posted By: SieSilverStars
Views: 193 Replies: 0 The T-Fal Inspirations 20-pc. Red Nonstick Aluminum Cookware Set is on sale at Kohl's for $30.00 for those of you with Kohl's Charge Cards.

Link

Use coupon code "JUST4U" for $15.00 off $50.00, "ENJOY" for 25% off, and "JULYMVC" for free shipping (Kohl'd Cardholders Coupons).
Submit this $20.00 mail-in rebate for purchases made 07/12/14 and 07/15/14.
Get $10.00 Kohl's Cash for this purchase
Final cost will be $30.00 for Kohl's Cardholders.


For those of you who aren't Kohl's Cardholders, you can still get this for $72.24 when you use coupons "JUST4U" for $15.00 off, "SEASHELLS" for 15% off and "FREE50JULY" for free shipping. After you follow the rest of the steps the total should come out to be $42.24 for non-cardholders.



This T-Fal Dinnerware Set received 4.2/5 stars based on 64 customer reviews on the product page. 54 of those customers said they would refer this product to a friend.

I couldn't find an exact match in Google Products for a price comparison, but I found one T-Fal 20-pc. set that was $84.99.

Home & Garden Deals

Kohl's Coupons
Fidelity Cash Management Account Transactions
Added on : Saturday July 12th 2014 09:00:12 AM
g: 0 Posted By: NEDeals
Views: 66 Replies: 1 For those of you with Fidelity Cash Management Accounts, have you noticed that the transaction listings do not include the origin or destination of credits and debits? For example, an ACH transaction pushed to the account shows up as "DIRECT DEPOSIT" with no further explanation of where it came from.

Even the Fidelity Amex bonuses are now posting as a mysterious direct deposit, so you don't have a clue what it is.

Not a great way to run a bank, and it makes reconciling your account very time consuming.

Is anyone else noticing the lack of transaction data?
Discussion Deals
g: 1 Posted By: remick
Views: 136 Replies: 0 Italy for First Timers
http://www.amazon.com/gp/product/B00I9P0VO8/

This book overflows with hands-on, proven techniques for getting the most out of this tripand future trips too! Selecting what to see and do, picking where to stay, where to eat and what to pack, the best guide for making your dream vacation a reality.
Group package tour or devise your own plan? Pros and Cons to help you decide.
Get a great price on airfare and improve your seat assignment before the flight. Find out a few things that reduce hassle with the TSA. Make the flight more comfortable (yes, it can be done!) and much much more.
Gain tools to see through the self-serving marketing on the internet and make your own informed decisions.
Hundreds of good travel ideas, from packing smart to the latest gear on the market to help travelerswearable luggage, neck collars, super-light duffels to name a few.
Jet Lag no more. This really works!
Understanding Italian restaurants: why Americans think they give lousy service, and when you find out why, youll wish we had the same high caliber staff in the US!
The down and dirty scoop on the VAT tax, tourist cards, hotels, trains, subways, sleeping on the plane, and how to use a bidet. An indispensable guide to travel in the 10s.
Time: Your most precious resource. Bring along one small thing weighing about 2 oz.something you probably already ownto safeguard that resource.
This book is your guide to a great time!



Why I Love New Orleans: A Collection of Blogs
http://www.amazon.com/gp/product/B00K62ONZ0/

New York Times Bestselling Author, Heather Graham has had a long standing love for New Orleans, Louisiana. She has used the city as a setting for many of her novels and there are many reasons why. On her blog in 2013 she spent 30 days sharing what she loved about New Orleans. From favorite restaurants, to museums she loves to her most loved ghost stories, she shared what made New Orleans one of her favorite cities in the United States. Now she has compiled these blogs into this ebook that she wants to share with those who are going to New Orleans, those who have dreamed of the city and want to learn more, and those who might want to debate her choices.


London Budget Getaway (Bravo Your City! Book 7)
http://www.amazon.com/gp/product/B00ED2CMLQ

London is expensive, but you can still enjoy it on a budget with these tips, especially if its your first visit!
London Budget Getaway is a perfect travel companion for a short stay in one of the worlds most iconic cities, offering plenty of low cost suggestions so that family, friends and loved ones can experience Londons most popular sights and cultural attractions without breaking the bank.
Tour art galleries, exhibitions, cinemas and the most visited museum in Britain. Encounter otherworldly presences in the haunted London Underground. Explore world famous markets, streets, squares, monuments and intriguing architecture. Sample some of the best beers, ales, ciders and stouts brewed in Britain. Find the best views of the London city skyline.



Shanghai Stories TOP3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B007UN45V0

Istanbul Tour Guide Top 3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B00EJMPCTO

Tallinn Tour Guide Top 3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B007V0CW5I

The Must Sees of Seoul (Bravo Your City! Book 70)
http://www.amazon.com/gp/product/B00FJDEQQ2

Montmartre Neighborhood Guide (Bravo Your City! Book 6)
http://www.amazon.com/gp/product/B00EDE3RC2
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Alert: SJ KUNDBOKNING Credit Card Scam Strikes Again!
Added on : Saturday July 12th 2014 05:00:05 AM
g: 0 Posted By: jr9726
Views: 99 Replies: 1 My credit card was just charged yesterday, July 11, 2014 by this SJ KUNDBOKNING twice, one for $198.36 and another for $133.49, in an attempt to max out my credit card. Luckily, I only had about $400 of available credit left on it. I was getting ready to pay my bi-annual insurance premium so I made an extra payment recently and went to check my online statement to see if it was already credited. That's when I noticed this unauthorized charge on my account. I was infuriated. That was a lot of money to me. Now, I don't have enough available credit to pay for my bi-annual insurance premium which is due by next week because of this unauthorized charge. So I called the bank right away and they too knew that this was a scam charge after checking their database. They took care of the unauthorized charges by taking responsibility for them while they investigate and alert authorities, and they restored my account balance. They also deactivated my credit card and issued me a new one after confirming the last valid charge. They told me that this scam charge may have been carried out through hacking some vendors' point-of-sale computers and that there was nothing I could have done to prevent the scam artist from stealing my credit card number on those vendors' files. So check your online statement and report this unauthorized charge immediately if you notice it. That is the only way to stop the scam. Another way is to have the perpetrator of this scam arrested if you know who it is. If you do, please call police and report the credit card thief!
Personal Finance Deals
Logitech G500 corded laser mouse, $30 @ Walmart
Added on : Friday July 11th 2014 07:00:03 PM
g: 0 Posted By: Cyfun
Views: 30 Replies: 0 Yeah, it's a slightly dated model, but it laser, has lots of buttons, tilt scroll wheel, adjustable DPI, and has a cord for those who prefer low-latency. Hard to beat that at $30, and is about twice that everywhere else.

Link
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Walmart Coupons
g: 3 Posted By: BigBoyMichigan
Views: 352 Replies: 2 No Dental Insurance? Choice of: Free Dental Cleaning or Free Tooth Extraction or Tooth Filling thru the "Dentistry From The Heart program"

August 02, 2014 - 7:30 AM - 5:00 PM
32905 W. 12 MILE RD, SUITE 200
FARMINGTON HILLS, MI 48334 USA

To Find this FREE service in your State or Canada click link

http://www.dentistryfromtheheart.org/even/even_upco.php
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How do you deal with collecting daily spending data
Added on : Friday July 11th 2014 05:00:05 PM
g: 0 Posted By: calvin888
Views: 68 Replies: 2 I would appreciate all FWers here to share their successful experiences dealing with the tedious work of tracking and logging down daily spending, especially cash spending?Things getting really bad, family members are not helping. Wife and kids dont like to log down their daily spending and hate to be questioned for those numbers they dont like to remember everyday. Lots of vague descriptions and incomplete receipts are left for me to figure out. That is hours of detective work to put the broken pieces together, and the results are still not precise.

So much time and efforts,I am so tired but can not quit. Theworst part is no one appreciates it.
Discussion Deals
g: 1 Posted By: BigBoyMichigan
Views: 107 Replies: 0 No Dental Insurance? Choice of: Free Dental Cleaning or Free Tooth Extraction or Tooth Filling thru the "Dentistry From The Heart program"

August 02, 2014 - 7:30 AM - 5:00 PM
32905 W. 12 MILE RD, SUITE 200
FARMINGTON HILLS, MI 48334 USA

To Find this FREE service in your State or Canada click link

http://www.dentistryfromtheheart.org/even/even_upco.php
Totally Free Deals
Debt to Income Ratio for Mortgages
Added on : Friday July 11th 2014 06:00:11 AM
g: 0 Posted By: bluebag
Views: 19 Replies: 0 I'm currently trying to get my first mortgage. I looked over how DTI ratios work on the internet. From my understanding, it's the minimum monthly obligation. The only obligations I have are credit cards. All cards have $25 minimum payment. Shouldn't the lender use those to calculate my DTI ratio?
Personal Finance Deals
g: 1 Posted By: SieSilverStars
Views: 178 Replies: 0 The Sony Playstation 4 Bundle w/ InFAMOUS: Second Son is on sale at Dell Home for $449.99. It also comes with a 3-month subscription of Playstation Plus and a $100.00 Dell eGift Card.

Link

No coupon is needed. Add it to the cart to see the gift card.

Here's the trailerfor InFAMOUS: Second Son if you haven't already seen it.


The next lowest price on Google Products for the Playstation 4 alone, is $399.99 from TRU, WalMart, Best Buy, and Newegg.


$399.99 (Console)
+ $39.99 (InFamous)
+$17.99 (PS+ 3-Month)
+$100.00 (Dell eGift Card)

Total should be: $557.97 ((All prices above are the lowest prices on Google Products I found for those items.))

PS4 Deals

Dell Consumer Coupons
g: 0 Posted By: ctgolfer
Views: 44 Replies: 0 Avex Highland Autoseal Stainless Matte Olive Travel Mug 16oz
Ride out those tough days with the durable 16 oz. Highland AUTOSEAL Stainless Matte Travel Mug at your side. This double wall vacuum-insulated mug is engineered to keep drinks hot for up to 5 hours on the side of Mount Giluwe or cold for up to 14 hours during the Marathon des Sables. This mug also features a one-touch AUTOSEAL lid, with button lock, that automatically seals between drinks to eliminate spills and leaks. The one-touch buttontoggles to lock, preventing accidental spills inside backpacks and other gear.
Benefits:
Vacuum insulation keeps beverages hot for up to 5 hours or cold for up to 14 hours.
Patented AUTOSEAL technology for 100% leak-proof and 100% spill-proof performance.
One-handed operation for convenient drinking during activities - just press the button to sip; release the button to automatically seal the mug.
Button toggles to lock, preventing accidentally pressing the button while on-the-go.
Double-wall stainless steel construction eliminates external condensation.
Sleek design fits car cup holders.
Exclusive, patent-pending, dishwasher-safe base design grips table tops and reduces clanking.
Made from 100% FDA-approved materials. Top-rack dishwasher safe.
Avex Highland Autoseal Stainless Matte Black Travel Mug 20oz
Ride out those tough days with the durable 20oz. Highland AUTOSEAL Stainless Matte Travel Mug at your side. This double wall vacuum-insulated mug is engineered to keep drinks hot for up to 7 hours on the side of Mount Giluwe or cold for up to 20 hours during the Marathon des Sables. This mug also features a one-touch AUTOSEAL lid, with button lock, that automatically seals between drinks to eliminate spills and leaks. The one-touch buttontoggles to lock, preventing accidental spills inside backpacks and other gear.
Benefits:
Vacuum insulation keeps beverages hot for up to 7 hours or cold for up to 20 hours.
Patented AUTOSEAL technology for 100% leak-proof and 100% spill-proof performance.
One-handed operation for convenient drinking during activities - just press the button to sip; release the button to automatically seal the mug.
Button toggles to lock, preventing accidentally pressing the button while on-the-go.
Double-wall stainless steel construction eliminates external condensation.
Sleek design fits car cup holders.
Exclusive, patent-pending, dishwasher-safe base design grips table tops and reduces clanking.
Made from 100% FDA-approved materials. Top-rack dishwasher safe.

www.ebay.com/itm/Avex-Highland-Autoseal-Stainless-Travel-Mugs/37...
g: 0 Posted By: remick
Views: 74 Replies: 0 http://www.amazon.com/gp/product/B00KGQS7EE

THE ART OF PHOTOGRAPHY is Book 2 of the Digital Photography Series. It is a highly illustrated guide to camera settings, composition guidelines, and sources of inspiration.
Learn how to move from snapshots to works of art. In this second book of the DIGITAL PHOTOGRAPHY SERIES by Al Judge, the focus is on artistic presentation and pleasing images. Learn from the experience of others.
What are "Typical" camera settings for popular types of images?
What factors make some images more appealing than others?
How do you find your source of inspiration?
How do other photographers view there art? What inspires them?
What equipment do you need for better results?
˃˃˃ Until now, Al Judge has written books to enhance your technical photographic skills. Now it is time to use that knowledge in a more artistic way.
This is Al's first book that relies on some previous knowledge of Digital Photography. That foundation was established in Book One of this series Mastering Digital Cameras. That knowledge is used to move effortlessly to more artistic images.

Digital cameras have advanced so much in the last decade that anyone can get a few great images by simply pointing at a scene and pushing a button. The joy and excitement comes when you learn to plan your images to convey an emotion or feeling and do it successfully.

We all know pleasing images when we see them, but few people understand why those images are so appealing. Art is unique to every person, but there are certain rules or guidelines that seem to be hard wired into the human brain. In this book, you will learn about the Rule of Thirds and other widely accepted artistic concepts.

˃˃˃ Learn from other photographers!
The chapters of this book are separated by two page articles about the work of eight different photographers. These photographers range from highly-acclaimed world-renowned professionals to pure amateurs. Regardless of perceived success, they were invited to participate in this venture because their images are inspirational and beautiful. The amateurs prove that you don't have to be a professional and own thousands of dollars worth of camera equipment to produce great images. The professionals help us to see what is possible with dedication to the art. All of these Featured Artists love photography and it shows in their work.
Totally Free Deals
g: 0 Posted By: medialink
Views: 226 Replies: 0 Seagate Expansion 3TB USB 3.0 Desktop External Hard DriveLink

$104.66 - $30.00MasterpassCheckout =$74.66+ FREE SHIPPING

Also should be stackable with10% Back onRakuten SUPER POINTS code "SUMMERSET". Not sure if you can stack with Code: "$10 Off $30" on select Tech & NT products for New Customers Only.

This is a better deal than theSeagate Expansion 4TB USB 3.0 Desktop External Hard Drive@ $109.99+ FREE SHIPPING afterMasterpassCheckout.

For those who worry about getting their credit card stolen, usingMasterpassshould hide there CC info like Paypal.

Enjoy!!!
External Hard Drives Deals

Rakuten.com Shopping Coupons
Solutions for Vehicle with Negative Equity
Added on : Thursday July 10th 2014 09:00:08 AM
g: 0 Posted By: ChallengedCarBuyer
Views: 209 Replies: 18 We own 2 cars, a 2006 Nissan Altima (145K miles) and a 2008 Ford Edge (97K miles). The Nissan is paid off and worth about $6K and the Fordis worth about $12K with $23K still owed (due to the deal that we made back when purchased in 2011, with a significant amount of negative equity rolled into it). With the current payment of approximately $700 it feels as if we are somewhat stuck for a while. Our credit scores are rebounding nicely from prior issues and we are consistently in the 680-690 over the last 2 months.

With 2 aging cars and a high payment we are wanting to make a change. Options that we are considering are
1) Trade 2 cars towards the purchase of 1,to lessen the negative equity and end up with a lower payment with only 1 car (we both work in different areas, so this may be challenging)
2) Same scenario as above, but supplementing the 1 car with an enterprise rental 3 or 4 days a week. This way we'd only have to pay for insurance on 1 vehicle, offsetting the costof a rental, having less to report on a credit report, but also having no second asset.
3) Trading the 2cars towards one, and then purchasing/leasing a 2nd one, with the total payments for both being near the $700 of the current vehicle
4)status quo

We have up to $5K that we could put towards the deals, if needed. How do any of those options sound? Any better proposals/alternatives? Same options, wait a few months to let our credit hit 700? Thanks for the input.

Personal Finance Deals
g: 1 Posted By: DizzyT71
Views: 247 Replies: 2 It's back...

Newegg Flash has theRefurbished Samsung 51" 720p 600Hz Plasma HDTV (PN51F4500AFXZA)on sale for $329.99 with free shipping.

Compare at Best Buyfor $399.99 (New).

51" Display
720p
600Hz Refresh Rate
90 Day Limited Warranty


4.5/5 Stars based on 440 customer reviews on Best Buy.

For those that missed this deal:
http://www.fullofdeals.com/Newegg-coupons/samsung-51-720p-600hz-pl...


Plasma TV Deals
g: 0 Posted By: ctgolfer
Views: 174 Replies: 0 63 Different Styles(Not All Pictured Below) - Select Style From Drop Down Menu To View Specific Style!!

A classically feminine beach sundress perfect for the spring or summer. Super soft material will let you stay cool during those hot summer days. Stretch tube top design will give you a fitted look up top giving you a flattering silhouette while the free flowing bottom adds figure flattering dimensions to your look. So wear this chic-inspired beach dress that hits above the knee out to a nice picnic, a beach outing, or a BBQ/Pool party and stay stylish all the while.

www.ebay.com/itm/Summer-Floral-Pattern-Print-Light-Breezy-Women-...
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g: 0 Posted By: remick
Views: 206 Replies: 0 http://www.amazon.com/gp/product/B0090NULKM/

4.3 out of 5 stars (21 customer reviews)

Men are fairly simple creatures with fairly simple needs. Yet women often find themselves frustrated trying to understand those needs in order to improve their marriages. Many wonder, "What does he expect from me? I'm doing everything the best I can. Doesn't he know I'm at the end of my rope here?" Relationship expert Rick Johnson ends the guessing game, giving women an open and honest look inside the world of a man's needs and helping them understand how best to use their influence to have a satisfying and exciting relationship.

Rick delves into the not-so-mysterious-after-all world of a man, highlighting his need for respect and admiration, his sexual desires, his communication style, his work, his emotions, and even his relationship with the "other woman"--his mother. Women will appreciate Rick's candor, humor, and insight as they discover that the marriage of their dreams is closer than they ever thought it could be.
Books Deals

Amazon Coupons
g: 1 Posted By: ctgolfer
Views: 122 Replies: 0 shipping adds $5

Condition:Factory Reconditioned

Panasonic KX-TG7733S DECT 6.0 Plus 3-Handset Cordless Link-to-Cell Phone System with Answering Machine

Link2Cell
Link2Cell is a cordless phone system that operates together with your cell phone. Simply charge your cell phone through the USB port on the Panasonic base unit and sync the two via Bluetooth. Now youre ready to make and receive cell calls that are automatically routed through all your home phone handsets. Which means theres no need to carry your cell phone around your home.

Bluetooth Convergence Solution
Like using your cell phone at home but don't like carrying it around? Now you can make and receive cell phone calls though your multi-handset home phone with the Bluetooth-powered Panasonic Link-to-Cell. Link-to-Cell harnesses the power of Bluetooth to combine the freedom of your cell phone and the convenience of a home phone. By linking your cell phone to the Bluetooth-powered Panasonic Link-to-Cell, you can make or receive calls on all compatible Panasonic home phone handsets. Don't want to be without your cell phone's phonebook? No problem. With Link-to-Cell's Phonebook Transfer feature, you can transfer up to 600 names and numbers from your cell phone to the built-in handset directory via Bluetooth. Link-to-Cell also features Bluetooth headset connectivity so you can keep the conversation going and your hands free. Perfect for those times when you're talking but need to walk around your office or home, open drawers, flip through files or write.

Dect 6.0 Plus
Dect Plus technology takes the superb sound quality and outstanding range of DECT 6.0 phones to a whole new level. By increasing the frequency of error correction by up to 80x, the transmission quality is improved and the phone's range is extended. Engineered to work in 1.9GHz frequency, our DECT 6.0 phones won't conflict with common wireless devices such as 2.4GHz routers, wireless keyboards and mice, microwave ovens and other household items. And because it's digital, you'll enjoy long range and clear sound while deterring eavesdropping.

Talking Caller ID
Now you can hear who's calling from across the room without having to get up. Using text-to-speech technology, Panasonic phones featuring Talking Caller ID announce caller ID information in between rings. What could be more convenient?

1.8 White Backlit Handset Display
See whos calling at a glance on our wide, 1.8-inch LCD and set screen. Featuring black text against a white-backlit display, its crystal clear and easy to readeven from a short distance away.

LED Light-Up Indicator
Now, you can know when a calls coming in or if you have a messageeven if youre vacuuming or listening to music. A large, bright LED indicator on top of the handset lights up when you get a call or a message, so youll always be connected.

Easy-to-Use Big Buttons
We streamlined our keypad to include fewer buttons while also making them larger. No more fumbling to find the right key, and no more dialing the wrong number.

Shipping Note: Eligible for shipping to all 50 states

Warranty: 90 Day Panasonic



Panasonic KX-TG385SK DECT 6.0 Plus 5-Handset Cordless Link-to-Cell Phone System with Answering Machine

Link2Cell
Link2Cell is a cordless phone system that operates together with your cell phone. Simply charge your cell phone through the USB port on the Panasonic base unit and sync the two via Bluetooth. Now youre ready to make and receive cell calls that are automatically routed through all your home phone handsets. Which means theres no need to carry your cell phone around your home.

USB Charge
No convenient electrical outlet for charging your cell phone or smart phone? No problem. The base unit features a convenient USB charging port. And because its Link2Cell, you can answer your cell phone calls on your Panasonic home phone handsets without draining your cell phone battery.

Text Message (SMS) Alert
Never miss a text message again. The Text Message Alert feature notifies you of received text message on your cell phone through an alert on your cordless handset when your cell phone is synced to the base unit.

Enhanced Noise Reduction
Enhanced Noise Reduction not only suppresses background noise but also enhances your voice at the same time. Which means the next time your teenager calls you from a concert, youll actually be able to hear him.

DECT 6.0 Plus Technology
If youre looking for superb sound quality and long range, look no further than the DECT 6.0 Plus technology in Panasonic cordless phones. Thanks to error correction up to 80x, you get clear transmission even with extended range. Engineered to work in 1.9GHz frequency, our DECT 6.0 Plus phones won't interfere with wireless devices such as routers, wireless keyboards and microwave ovens. Whether you use them in the basement or the backyard, our phones truly go the distance.

Answering Machine with Message Forwarding
Thanks to advanced answering machine functions, you can get messages wherever, whenever. At home, the base unit will beep to alert you to a message. And on the road, the phone will send a message to your registered cell or work phone.

Talking Caller ID
Hear whos calling from across the room. The Talking Caller ID feature uses text-to-speech technology, announcing the callers information in between rings.

Intelligent Eco Mode
With the Intelligent Eco Mode, when you use the handset closest to the base unit, youll automatically lower power consumption. This not only extends available talk time but also prolongs battery life. Which means less frequent charging and in the end, fewer batteries in landfills.

http://moofi.woot.com/offers/panasonic-link2cell-3hs-or-5hs-phon...
Daily Deals

woot! Coupons
g: 0 Posted By: SeaSpur
Views: 161 Replies: 0 Shows as $99.99 online, but I checked 3 stores in my area and they were all on sale for $79.99.

A little larger than most, but I think it is one of the most underrated bluetooth speakers on the market- especially in the $100 range. I "tried out" quite a few other highly rated models and, to me, it sound as clear as those in the $200-250 range and certainly had more bass and deeper sounds; many of these bluetooth speakers are "all high" when it comes to the tones.

http://www.target.com/p/g-project-g-boom-wireless-boombox-black-...
Headphones & Speakers Deals

Target Coupons
g: 0 Posted By: Relaxing
Views: 36 Replies: 0 Hello Gang:

My corded craftsman jigsaw bit the dust a few months ago so I have been shopping around for a good deal on a replacement. I have been researching cordless options and in particular 18V LI versions since I have both Makita and Porter-Cable 18V cordless tools (the latter of which is a drill, driver and flashlight combo I got through FW at Lowes on a price "mistake" of $30.)

I found this one on Lowes.com- It appears that it is truley a YMMV item as it wasn't available in my area in SW FLA. I ordered one for zip code 37067 so my Dad could pick it up and send it to me. The ratings are very positive for those of you who have PC 18V tools and batteries already and need a jigsaw. I am not sure if it is available on line to ship, I could only find the "pick up at store" option.

Lowes Link

Here is another link to Amazon, who has it with positive ratings but at a higher cost:

Amazon Link

Hope this is helpful to those in need.


Cheers
g: 1 Posted By: forzaINTER
Views: 278 Replies: 0
Team USA 2014 FIFA World Cup Scarf $9.99 - 15% off + free shipping=$8.50
Team Brazil 2014 FIFA World Cup Scarf $9.99 - 15% off + free shipping=$8.50
2014 FIFA World Cup Scarf $9.99 - 15% off + free shipping=$8.50

Those are the prices if you use promo codes (15% off + free shipping code) SPENDNSAVE and CC15FREE (You do NOT need a Kohl's Card, anyone can use those.)
If you do have a Kohls card use 25% off code ENJOY + the free shipping code above.

http://www.kohls.com/catalog/sports-fan.jsp?CN=4294718600&N=3000061901+4294718600&S=4&src=RofVR4D60ZY&siteID=
(Link takes you to those three items and other world cup items)
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Kohl's Coupons
g: 1 Posted By: Revenant
Views: 237 Replies: 1 MOTOROLA SB6141 SURFboard DOCSIS 3.0 Cable Modem- $69.99 FS at eBay via Newegg

LINK

4.4 / 5 stars based on 1,510 customerreviews at Amazon - $134.99
Review from Lifehacker
Next lowest price on Google Products is $80.99 at B&H Photo

DOCSIS 3.0 Compatible, featuring:
Channel bonding of up to eight downstream channels and four upstream channels
Supports IPv4 and IPv6 to expand network addressing capabilities
Enhanced security: supports AES traffic encryption
Ability to provision and manage IP multicast
GigE (RJ- 45) data port with Auto Negotiate and Auto MDIX
Optional Mid-Split support for cable plants that can utilize the advantages of a 5 - 85MHz upstream spectrum
The SB6141 includes an internal filter to eliminate potential interference from MoCA signals intermodulation beats
Optional USB Device Port available

Modems Deals

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Transcend 32GB MicroSDHC $14.54 @ Amazon
Added on : Sunday July 06th 2014 09:00:03 PM
g: 0 Posted By: rendition
Views: 179 Replies: 0 The Transcend 32GB Micro SD can store lots of stuff in your mobile device. $14.54 and free shipping with prime or orders of $35 or more.
Those whom are not familiar with this brand, they are pretty good. I would recommend this brand highly over patriot.

http://www.amazon.com/gp/product/B00CES44EO/ref=s9_psimh_gw_p147...

Memory Cards Deals

Amazon Coupons
Dealer Service damaged vehicle - chargeback?
Added on : Sunday July 06th 2014 11:00:08 AM
g: 0 Posted By: cbyahoo
Views: 135 Replies: 1 Man, I've had one of those "awful" service experiences with Ford dealer.
I had a really expensive brake job on a commercial class vehicle. I knew the service would be expensive ($1400), but I wanted Ford to warranty the work and not have anything to worry about for a while. I'd do it myself, but this vehicle has a history of brake issues in general and I wanted the coverage.
Dropped the vehicle off, they inspected it and came up with the following:
1) Dragging front brakes, which I indicated when coming in - Recommended rebuilding all calipers and full brake job.
2) "Dirty" Fuel system - said the fuel filter was of unknown age, air filter was dirty upon inspection, and throttle body was dirty upon inspection.
3) Rear differential seal leaking (knew this going in).

I asked them to replace (not rebuild) front calipers, rebuild rears, and service the differential. I declined the fuel system service, but this caught my attention because I knew the air filter had 2k miles on it. Also the throttle body is way in the back of this thing, it's somewhat difficult to inspect. Total for service, about $1600 for the things that I approved.

They called, said it was done, picked it up a week later. Paid, picked up the keys and walked back to get it. I immediately cracked the air filter housing, wanting to see that "dirty" filter. It was clean... So I immediately got under the vehicle.
Front calipers new - new hardware, new pads. Rear calipers look great, new seals, new hardware. I notice that the front rotors haven't been turned and I had specifically discussed this with the service adviser. I can't see the rears due to a cover, but on a vehicle this big, getting the rotors off is a big job and represents at least 50% of the labor. Basically they charged me a lot for labor that they didn't actually do.

Walk back to the service adviser, he says "he'll check" - goes in the back for 15 minutes. Apparently the lathe was "down" and no one said anything. They indicate that there isn't anything they can do. I said "not OK". The sent me to the service manager.
Service manager apologizes. I tell him I want to take it and they can discount the work - I'll have it finished elsewhere. He says they'd rather complete it- "do it right". They offer some other minor services for free and I let them keep it and indicate they'll need to do something "else". I think this was my mistake as I didn't walk - and it allowed them to clean up the mess they were in - and I could have charged it back at this point. I did make sure the general manager had some visibility into what happened here.

Forward one week - they call, say it's ready (again). Won't discount it. Offer to deliver the vehicle (it's 1.5 hours away) and fill it up with gas. I OK that. They offer credit for future services (yea, right)!

Pickup the vehicle. Both mirrors have blue impact marks down the sides, not huge, but noticeable. Right mirror is out of alignment and isn't usable without disassembly. I call them, send photos of blue paint - which matches their service bay lifts. Indicate that the right mirror will need to be replaced and the left one must be replaced in order to match. Send them the part numbers + $100/labor, which is about $550. They say that the want to make it "right" and I need to let them have the vehicle again. I indicate that it's not going in for service at that dealership and that they can cut a check. They said they'd discuss it and get back to me, but that was a week ago.

At this point, I assume they're not going to discuss or cover the bill. Two questions:
1) Can I charge back due to damage that occurred as part of their service? Card terms indicate that incorrect service or incomplete service can be charged back, but nothing about damages due to service. Chances of success?
2) I realize I can sue, of course, but we're looking at $100-$200 to have them served, court fees, etc... My time is worth more than the net result.

I have refrained from writing reviews, but I do have the "nuclear" option of documenting their "mistakes". I have written copies of them indicating that I have a dirty fuel system - dirty air filter and photos of an almost new one showing up.. Not to mention failing to actually do the work they were billing for the first time. I have not contacted Ford. I don't buy new vehicles, so I'm probably not that strong of a reference customer.

Best case, the failure to do the brake work was a communications failure and they didn't actually look at the fuel system, as that's a pretty standard dealership up sell. Worst case, they're charging for things that they don't actually do and trying to get away with it along with up selling the typical high margin services.






Question Deals
g: 0 Posted By: ctgolfer
Views: 84 Replies: 0 RAVPower Deluxe 14000mAh External Battery Pack Portable Power Bank Charger for Tablet, Smartphone and most of the mobile device with DC 5V input.

Power at your fingertips
The RAVPower 14000mAh use high quality Samsung Li-Ion batteries provide over 500 recharge cycles. Giving you not only the best in quality, but also the best in value!

You to decide what device to charge and when
Our 5V RAVPower battery charger has 2 USB ports to allow for multiple device charges. You can rapidly charge your tablet and iPhone/Smart phone at the same time.

Design
We always strive to keep our battery packs looking sleak and made from the highest quality parts. Our RAVPower 14000mAh is offered with a black matte finish that is fingerprint and light scratch proof. And, lastly, it has a full functioning flashlight for those times when you're stumbling in the dark!

Specification:
Capacity: 14000mAh
Input: DC 5V/1A (Standard Micro USB Port)
Output: DC 5V/3.1A (2A+1A)
Warranty: 12 Months Warranty

Compatibility:
- iPad 4 3 2,iPad Mini, iPhone 5 4S 4,iPod (please use the original 8Pin/30Pin Cable from Apple)
- 1 x Micro USB Connector:
SmartPhones: Samsung/HTC/LG/Motorola/BlackBerry/Nokia/Sony...
Tablets & eReader:Google Nexus 7/Nexus 10
- 1 x Samsung 30pin Connector: Galaxy Tab, Galaxy Tab 2,Galaxy Note
- 1 x Mini USB Connector : some cell phone, MP3, MP4, digital camera, and other with mini USB slot digital devices
- 1 x Nokia DC 2.0 Connector: Nokia cell phone with DC 2.0 port

Package Included:
- 1 * RAVPower RP-PB13 PowerBank
- 2 * Coiled cables
- 4*Connectors ( Micro USB, Mini USB, Nokia DC 2.0, Samsung 30 pins)
- 1 * User Guide
- 1 * Travel pouch

www.newegg.com/Product/Product.aspx?Item=0SC-000Y-00061
g: 0 Posted By: ThatEbayer
Views: 24 Replies: 0 Stampede (Stamp that turns photos in postcards) $12.99 YMMV 75% off Friends and Family Coupon

https://www.etsy.com/listing/190105269/stampede-a-stamp-that-tur...

Code: FRIENDFAMILYDISCOUNT

It's a stamp that puts the imprint of a postcard on the back of a photo. Friends and family discount code, YMMV.Stampede - A Stamp That Turns Your Photos Into Postcards$39.99Everyone loves getting mail, especially sentimental photos that they can stick on their fridge. It sure beats a mass produced greeting and it's a heck of a lot cheaper!

With Stampede you simply grab a printed photo and stamp the back with the STAMPEDE stamp. Instantly you have all of the familiar postcard components: a postage stamp area, address lines, a divider, and space for your hand written message. It's like a custom postcard, but only takes a second to make, and is guaranteed to be unique and special.

Many of us have converted our old printed photos into digital form and are left wondering what to do with those hard copy originals. Stampede is the answer! Instead of tossing them in the trash, or having them take up space in that shoebox, you can make your friends and family smile as they reminisce every time they receive your special postcards.
Home & Garden Deals
Wrangler Regular Fit Jeans $26.99 + FS on eBay
Added on : Friday July 04th 2014 07:00:09 AM
g: -3 Posted By: spicynosalad
Views: 186 Replies: 3 Wrangler Regular Fit Five Star Jeans

$26.99 + Free Shipping
http://www.ebay.com/itm/WRANGLER-JEANS-5-STAR-REGULAR-FIT-MANY-SIZES-COLORS-NEW-WITH-TAGS-/290952319600?pt=US_CSA_MC_Jeans&var=&hash=item43be1c1270

Apparently he has relaxed fits too if people prefer those:
http://www.ebay.com/itm/WRANGLER-JEANS-5-STAR-RELAXED-FIT-MANY-SIZES-COLORS-NEW-WITH-TAGS-/231023317476?pt=US_CSA_MC_Jeans&var=&hash=item35ca1011e4

This is a pretty good deal as on Amazon most sizes and colors are $34.99, and this guy has a complete set of sizes and colors.

I know Wrangler's aren't everyone's cup of tea, but I actually prefer them to other brands and they're often cheaper.

- 100% cotton
- These Regular Fit Jeans fit right at the waist, regular in the seat and thigh, and taper slightly down to the leg opening
- A really good pair of jeans that are made to last
Clothing Deals

eBay Coupons
g: 0 Posted By: DaysFan
Views: 117 Replies: 0 linked
http://www.hsn.com/products/visual-land-prestige-pro-7-dual-core-8gb-tablet-wcase/7450697

Visual LandVisual Land Prestige Pro 7" Dual-Core 8GB Android Wi-Fi Tablet with Webcam, Apps and Folio Case



Item# 348-962

Retail value: $262.39

HSN price: $119.95


$99.95


You save $20.00 today!

or 4 FlexPaysof $24.99

FREE SHIPPING Visual Land Prestige Pro 7" Dual-Core 8GB Android Wi-Fi Tablet with Webcam, Apps and Folio Case
You want to stay connected but you don't want to be weighed down on the go. This sleek, lightweight tablet gives you everything you need to keep up with the world around you. Surfing the Web, checking e-mails or updating your social networking status is touch-easy. Whenever you crave entertainment, the Prestige Pro 7D delivers. Read your favorite e-novel, stream reruns from those can't-miss reality shows, or fling those cute birds across the screen. It's perfectly portable and perfect for you.

What You Get


Visual Land 7" Prestige Pro 7D Android tablet
USB cable
AC adapter
User guide
Manufacturer's 1-year limited warranty


Bundled Goodies


Folio case
Anti-dust/scratch-resistant screen protector
Anti-glare screen protector
Squeegee
Family Essentials apps and servicesvoucher


Good to Know

This item requires access to a wireless router for wireless connectivity. Web content requires a broadband internet connection.

For warranty information, please call HSN.com Customer Service at 800.933.2887 (8 am-1 am ET).
Android Tablets Deals

HSN Coupons
g: 0 Posted By: ctgolfer
Views: 113 Replies: 0 $19.99 after $14 mail-in rebate

STELLAR DESCRIPTION
Upgrade your mobile storage with the Patriot Stellar USB 3.0 and USB OTG (on-the-go) compatible flash drive. The Stellar is equipped with a full sized USB 3.0 and Micro USB connector for compatibility with laptops and Android 4.0 & up based tablets or smartphones. The Stellar offers the enhanced transfer speed of USB 3.0 when plugged into a PC or laptop.

The Patriot Stellar is protected by a durable aluminum housing, offering best in class protection from the elements and heavy mobile use. Available in 16GB, 32GB, and 64GB capacities, the Stellar is plug-and-play compatible making it perfect for those who demand no hassle performance when it counts.

The Stellar is compatible with Windows 8, Windows 7, Windows Vista, Windows XP, Windows 2000, Windows ME, Linux 2.4 and later, Mac OS9, X and later*. Backed by Patriot Memorys award winning customer service, the Stellar comes with a 2-year warranty.

*Works on Android 4.0 & up Devices with OTG function is enabled

www.newegg.com/Product/Product.aspx?Item=N82E16820220822
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Newegg Coupons
Harbor Mobile - T-Mobile Plans @ $20 /Line/Month Cheaper
Added on : Thursday July 03rd 2014 05:00:07 PM
g: 0 Posted By: DizzyT71
Views: 258 Replies: 2 New wireless company that is selling T-Mobile service at $20/line/month cheaperthan buying directly from T-Mobile.Great deal for those who aren't using family plans on T-Mobile.

Example, T-Mobile's popular Simple Choice $50 plan is $30/month at Harbor Mobile. That includes the same T-Mobile postpaid features such as:

unlimited talk
unlimited US/international text
1GB of LTE data, then throttled
free tethering
unlimited international 2G data / texting
free music streaming
(these features were mentioned on their Twitter/Facebook pages)

It appears they're reselling T-Mobile's corporate/enterprise plan that T-Mobilesells for $20/line to corporations, see HERE. They also have the 3GB, 5GB, and unlimited data options if you need more data.
Services Deals
g: 0 Posted By: Farfisa850
Views: 200 Replies: 0 http://www.homedepot.com/p/EcoPure-Universal-Pitcher-Filter-3-Pa...

The EcoPure Universal Pitcher Replacement Filters provides you with cleaner, great-tasting water two times faster than the leading pitcher filters. Its universal design fits major brand pitchers like PUR, Brita and more, and with its fast-flow filter you not only get the water you want quicker, you get it free of those pesky black carbon particles. This universal pitcher filter reduces chlorine taste and odor and sediment. It has a micron rating of 5. It was designed, engineered and assembled in the USA and includes the following: Three 2-month, 40-gal. filters and installation guide.
Universal design fits Brita, PUR and most other brands
2X faster than the leading pitcher filter over the life of the filter
Certified filtration without messy black carbon dust
Reduces chlorine taste and odor and sediment
Patented technology made in the USA
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Home Depot Coupons
free business checking in NJ with mobile deposit
Added on : Thursday July 03rd 2014 04:00:05 AM
g: 0 Posted By: jerrykiev
Views: 37 Replies: 0 Hello,

Does anyone know of a bank operating in NJ that offer free business checking and has mobile deposit capability for business accounts (e.g. iPhone app)? My wife operates a small consulting business hew a a few client that pay by check. Would love to be able to deposit those checks without running to the branch. This is a no brainer on the personal banking side, but, seems like a revolutionary concept on the business side.

Thanks,
Deposits Deals
Chase $250 Bonus Coupon For Premier Plus Checking Exp 10/15/14
Added on : Wednesday July 02nd 2014 07:00:04 PM
g: 0 Posted By: MoneysMyLife
Views: 115 Replies: 0 Here's a rare $250 bonus coupon from Chase Bank, but its for their Premier Plus Checking account which has higher requirements.

Exp 10/15/2014

$250 coupon link

IMPORTANT INFORMATION
*Service Fee: Chase Premier Plus CheckingSM has no Monthly Service Fee when you do one of the following each statement period: Option #1: Keep an average daily balance of $15,000 or more in any combination of qualifying Chase checking, savings and other balances OR, Option #2: Have automatic payments to your qualifying linked Chase mortgage from your Chase account. Payments set up through Online Bill Pay do not qualify. Mortgages must be in good standing and be first mortgages with servicing retained by Chase. Otherwise a $25 Monthly Service Fee will apply. We will notify you of changes to your account terms or fees. For more information, please see a banker or visit chase.com/checking.

Bonus/Account Information: Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. Offer valid through 10/15/2014. To receive the bonus: 1) Open a new Chase Premier Plus Checking SM account, which is subject to approval; 2) Deposit $100 or more within 10 business days of account opening. AND 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above requirements, we'll deposit the bonus in your new account within 10 business days. The Annual Percentage Yield (APY) effective as of 6/17/14, is 0.01% for all balances in all states. Interest rates are variable and may change. Fees may reduce earnings on the account. The bonus cannot be used as the opening deposit. You can only receive one checking account-related bonus per calendar year. Bonus is considered interest and will be reported on IRS Form 1099-INT.
Credit Deals
Fidelity Banning US Investors Living Overseas from Buying Mutual Funds
Added on : Wednesday July 02nd 2014 12:00:11 PM
g: 0 Posted By: NEDeals
Views: 104 Replies: 0 Fidelity is enforcing a tough new policy that prevents ex-pats from purchasing or making additional contributions to their mutual funds in their personal Fidelity accounts. Ex pats can still keep existing holdings. Employer plans are exempt (e.g. 401(k), 401(a), 403(b)) from the ban. Other companies are doing the same.

This seems to be in response to the US cracking down on international financial shenanigans. The recent fines and criminal cases levied against Credit Suisse and BNP Paribas have gotten the attention of financial institutions and they are looking to avoid any exposure.
Wall St Journal said: Observers said fund managers are becoming more conservative in the wake of global developments such as the U.S. Foreign Account Tax Compliance Act and other U.S. efforts....David Kuenzi, an investment manager in Madison, Wis., who works with Americans abroad, said that selling U.S. mutual funds to those investors had long been prohibited. "But it was matter of 'Don't ask, don't tell.' Now the firms are getting more aggressive about compliance," he said.Other fund companies also are changing policies for investors who live abroad.A spokesman for Putnam Investments said the firm is no longer accepting additional investments into existing accounts held by non-U.S. residents.The spokesman said the changes were made "in accordance with U.S. anti-money-laundering and 'Know Your Customer' policies" and in response to recent tightening of European laws limiting sales of funds not registered in their jurisdictions.


http://online.wsj.com/articles/fidelity-bans-overseas-investors-...
http://www.ibtimes.com/fidelity-ban-mutual-fund-trading-non-us-c...

Discussion Deals
g: 0 Posted By: remick
Views: 59 Replies: 0 http://www.amazon.com/gp/product/B008YIMIQY

4.8 out of 5 stars (6 customer reviews)

So youre a black belt, bodybuilder and think you have all the skills it takes to be a bouncer, huh?

Well you may make a great bouncer, but if you want to become a professional crowd controller who can handle situations effortlessly and with as little violence as possible then you are intelligent enough to recognize the importance of mastering the techniques in this book.

With the nightlife industry becoming so heavily regulated and more and more venues taking a hard line on their no hit policies, the nightlife security industry has dramatically changed since the old days of gorilla bouncers throwing people into trash bins, and therefore by necessity new skills have evolved.

The author has over a decade of experience in the security industry and set out on a quest to codify the most workable techniques in nightlife security and educate others on their use to handle situations effectively, but with as little violence as possible. The author credits his background as a lawyer with many grueling years of experience in dispute resolution as his influence for many of the techniques outlined in this book which require a subtle, yet highly effective method of gaining compliance in oppositional situations.

This book is the culmination of many years of trial and error by the author in learning the most practical and workable techniques of crowd control and learning from the wisdom of veteran security professionals and police officers.

These time-tested techniques have been specifically designed for kindle readers in an easy to learn format of 101 tips, which can be accessed through an interactive contents page for fast access in those times when you find yourself hiding in the bathroom wondering why on earth you ever got into this industry.

Just a few techniques you will learn in this book include:

- Canned routines from experienced crowd controllers on how to refuse people entry and conduct evictions which are easy to learn and put into practice;

- Multiple ways to gain leverage in confronting situations by using your environment; and

- How to control situations verbally and use a little known Jedi trick which demands compliance.

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g: 0 Posted By: cnIsfg
Views: 211 Replies: 1 I searched and did not find this already posted so I thought I would post this herefor those who are already signed up for NeweggBusiness.com email offers and may not have receivedor overlooked the email containing this deal :

YOU MUST ALREADY BE SIGNED UP FOR NEWEGGBUSINESS.COM EMAILS TO PARTICIPATE IN THIS DEAL

NeweggBusiness is currently offering 50% off select Seagate Enterprise Hydrid drives for "evaluation" with code SEAGATEEVAL14
Some example savings are below.

Seagate ST4000VN000 4TB 64MB Cache SATA 6.0Gb/s Internal Hard Drive $172.99 less 50% = 86.50
Seagate ST2000DX001 2TB+8GB 64MB Cache SATA 6.0Gb/s 3.5" Desktop Solid State Hybrid Drive Bare Drive - $114.99 less 50% = $57.50
Seagate Solid State Hybrid ST1000LM014 1TB 64MB Cache 2.5" SATA 6.0Gb/s Laptop Hard Drive -Bare Drive - $96.99 less 50% = $48.50

The code is good for $100 discount per qualified NeweggBusiness.com account.
These are listed asevaluation units. However the drives Ireceived from this deal look like the standardOEM packaged Seagate drives we have ordered from NeweggBusiness before and allshow a valid full warranty on Seagate's support site.

Hard Drives Deals
Request for address verification
Added on : Tuesday July 01st 2014 11:00:09 AM
g: 0 Posted By: jetsfan92588
Views: 107 Replies: 1 I just found this humorous, thought others might to, or maybe be able to provide some insight. I'm not complaining or anything, I'm just genuinely curious.

I opened up a sole prop account with a major bank yesterday in the branch. I have a credit card and a personal checking account with them. I've had a profile with them for probably 5 years.

Guy calls me back today saying that he needs additional verification of my address. Like a utility bill, or "something like a utility bill."

"Because it's a business account, we require this, if it was just a personal account, we wouldn't require it." (my address is the same on my personal accounts and on this account)

Okay, so they require it as a matter of procedure. Not this guy's fault. My question is, why would they require it. The way I see it, there are three possibilities regarding my address.

(1) I am the person I say I am and I gave them my actual address.
Verification serves no valid fraud prevention purpose here-no issues. Therefore, no reason to request it.

(2) I am not the person I say I am, but I gave them my actual address.
Pretty unlikely, I have other accounts with them. I would've had to commit ID theft a long time ago because my address has been on there for a while. I already have an account with them. If I wanted to deposit in the name of that person I could have done it already with my personal account. No reason to throw up red flags trying to open a new account.
Also, I deposited cash into the account. Why would I deposit cash into an account in someone else's name.

(3) I am the person I say I am, but I gave them someone else's address.
I cannot figure this out. I will not even analyze why someone would do that.

Now, I know they have the KYC requirements, but those would apply to personal AND business accounts. Not to mention the fact that they already know me as their customer, because I am their customer for 2 other products, one of which is already a deposit account.
Free iPhone Liberation Kit from iFixit
Added on : Tuesday July 01st 2014 07:00:09 AM
g: 2 Posted By: remick
Views: 188 Replies: 0 https://www.ifixit.com/LiberationWeek

Take a quick look at the bottom of your iPhone. See those two screws? Those are pentalobe screwsa proprietary screw developed by Apple to keep you out of your own phone.
Our iPhone Liberation Kits remove this barrier by swapping your pentalobe screws with standard Phillips screws. Cut out the middleman. You should be able to open your iPhone when you want to.

Each kit is matched to your iPhone models particular color and screw size. Choose your iPhone model below:
Electronics Deals
Paying relative so they can contribute to ROTH
Added on : Tuesday July 01st 2014 06:00:10 AM
g: 0 Posted By: bluegreenturtle
Views: 21 Replies: 1 So, I haven't thought this through entirely, but I was wondering if it would be worth it, or somebody could poke holes other than the obvious ones.

1) I have a business, let's say I make $100,000 a year.
2) I pay my parents (who are retired and over 70 and have some, but not much earned income) the IRA max ($6500 each?) so $13,000 for services rendered.
3) I get to take the $13,000 off my sched C reducing all my taxes
4) They contribute all of the money to a ROTH, and slightly increase their SS benefits (I recently read an article that this is the most misunderstood thing about SS - if you keep earning after taking benefits, they keep adjusting your amount upward).
5) They gift the same amount back to me because I need it more than they do.

So obviously, they have to pay FICA taxes (and income taxes) on the paid amount. They have their own Schedule C's though so could probably reduce it some. They would be slightly increasing their SS benefits too.

Is it worth the onetime price of those taxes (let's say 20%) to get money into a ROTH for growth and income year over year? My dad's a pretty savvy investor and seems to have dividend streams in his various accounts averaging 8% + what I can only describe as astounding returns on his general portfolio the last 3 years. Although I would save that same amount in taxes, so over the entire family it's a wash, basically - they've said multiple times that the only reason they spend about 20 hours a week working on investments (research, etc) is to increase our inheritance. Their current IRA balances aren't that big so the RMD's are very low. Their taxable account is around $1M I think.

Is this a bad plan? I realize the overall dollar amounts aren't much so it may be work for little gain.


Personal Finance Deals
g: 0 Posted By: remick
Views: 192 Replies: 0 http://www.amazon.com/gp/product/B00E7W8CGQ

Whether weight loss is an issue that concerns you directly, or if you know of others who could benefit from the message in this book, or whether youre a Coach/Practitioner who could use the valuable information in your own practice, this book will:

- Sweep away the myths around dieting
- Describe how we are cleverly duped into eating foods that are not as healthy as the advertisements tell us
- Explain how the body really works to help you choose your foods wisely
- Show you how to tap into your natural intuition when it comes to food choices
- Help you get on to The Gentle Path to Definitive Weight Loss

There are only two things this book doesnt include:
- A bunch of confusing rules to abide by
- A prescribed, restrictive, frustrating diet

Claim back your favourite dishes, start enjoying food again in the way that we were ALWAYS intended to, understand our connection with Nature, learn how our conditioned thinking has been influencing our food and dietary choices and how to overcome those influences

The Gentle Path to Definitive Weight Loss the book that will help you get back in touch with You and Your Innate Health
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Amazon Coupons
Free Kindle Book- Top Secret Gymnastics Drills (was $14.99)
Added on : Tuesday July 01st 2014 02:00:08 AM
g: 0 Posted By: remick
Views: 233 Replies: 0 http://www.amazon.com/gp/product/B00DXO6TKU

The book ls divided into twenty-five sections, each containing selections from four groups of exercises,
Tumbling, Tricks,pyramids and Games. This method of arrangement has been followed, partly,
for the purpose of supplying varied, ready-made, though flexible,
programs, available at a moment' notice, and partly,
in order to give Illustration of how to join separate exercises into a series in connection
with the description of the movements themselves.
Most of the illustrations have been made from
instantaneous photographs. The descriptions and directions which are
given in the text are those which I have found by experience to in the most
satisfactory progress in the shortest possible time.
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Amazon Coupons
g: 0 Posted By: Xenocrates
Views: 180 Replies: 0 For those who missedthis +13 deal​last time, its back!

Nokia Lumia 521 4" Windows 8 Smartphone(T-Mobile Prepaid) -$59.99AC FS @ Newegg

Coupon Code: 74JULY48 - $20 Off - Ends 7/7

4" LCD (800 x 480)
1GHz, dual-core Qualcomm 82270 processor
512MB RAM
8GB storage
5MP Camera (HD video recording at 720p, 30fps)
Windows 8 OS

Review: C|Net
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Free Olay Regenerist Micro Sculpting Cream Sample
Added on : Monday June 30th 2014 11:00:09 AM
g: 3 Posted By: remick
Views: 149 Replies: 1 http://samples.target.com/

free sample for those currently using anti-aging products
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$6.99 for a movie at Fandango (Groupon deal of the day)
Added on : Monday June 30th 2014 05:00:05 AM
g: 3 Posted By: ahcool
Views: 400 Replies: 0 To avoid going to the movie alone, those of us who got on theAmazon local deal for Fandangocan purchase a second Fandango ticket from Groupon. This deal expires soon though.
Here is the link:Fandango Deal of the Day | GrouponEnjoy your popcorn!
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Groupon Coupons
Netspend Savings Interest
Added on : Monday June 30th 2014 04:00:07 AM
g: 0 Posted By: BenH
Views: 18 Replies: 0 For those of you who still have/had Netspend accounts that were also utilizing the 5% interest on 5K savings:

I stopped loading my NS when VRs dried up a couple of months ago. I have also noticed that since that time neither mine or my wife's account has been earning interest.
I can't find anything that states that we were required to load $x amount/month in order to accrue interest. We wrote one secure e-mail under my wife's account a couple of weeks ago - but they never responded.

I was going to likely call them, but wonder if anyone else has gone through this yet?
General Economics Deals
g: 0 Posted By: remick
Views: 20 Replies: 0 The Wizard of Oz Vocabulary Builder
http://www.amazon.com/gp/product/B003VD1GGK/

4.5 out of 5 stars (20 customer reviews)

If your vocabulary needs building but you dont like to read, this book is for you. Thats because people remember the meanings of unfamiliar words only if they learn them in contextby reading. And the fastest and most painless way of putting that idea into practice is by reading just one short book that happens to include all the vocabulary words you need to knowfor standardized tests such as the SAT or GRE, or for everyday intelligent-sounding conversation.

Just as people might use The quick brown fox jumps over the lazy dog to easily and conveniently test out the keys of a typewriter or computer (because it contains all 26 letters of the alphabet in a single, short sentence), you can use The Wizard of Oz Vocabulary Builder (a specially rewritten version of L. Frank Baums classic, The Wonderful Wizard of Oz) to easily and conveniently build your vocabulary (because it contains all the words you need to know, 1850 of them, in context, in a single, short book).

NOTE: Whereas the physical edition of this book includes definitions by the author at the bottom of each page, this Kindle edition instead makes use of Kindles built-in dictionary. In the story, each vocabulary word appears in capital letters. Simply use Kindles Lookup feature to instantly reveal the definition of the word. (If the built-in dictionary seems not to include the word in question, use Kindles Search feature to find the word in the built-in dictionary. If the word still does not appear, search for a simpler form of the word; that is, present tense rather than past tense, singular rather than plural, and so on.) For a Kindle book that includes the authors own definitions (with illustrative sentences), see Vocabulary Dictionary and Workbook: 2,856 Words You Must Know, which contains all words from this book, as well as all of those found in the authors Pinocchio Intermediate Vocabulary Builder.



The Pinocchio Intermediate Vocabulary Builder
http://www.amazon.com/The-Pinocchio-Intermediate-Vocabulary-Buil...
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Ucomfy 8636 Eyewear Massager $47.99 w/FS @ Newegg Flash
Added on : Sunday June 29th 2014 11:00:02 PM
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 Perfect for those who sit in front of a computer or read for extended periods of time Cordless for better portability and ease-of-use Air pressure gives an overall massage to the eyes, relieving muscle strain Heat - For added Comfort and Relaxation Vibration - Soothes and Massages with multiple Pulse settings Air Pressure - Massages to help relax facial muscles

www.neweggflash.com/Product/N82E16896000008
FREE a/MIR (up to $15.99) PEDIASURE POWDER (download form at link)
Added on : Sunday June 29th 2014 05:00:04 PM
g: 0 Posted By: MISTERCHEAP
Views: 32 Replies: 0 http://pediasure.com/powder-rebate Terms and Conditions:Limit 1 request per household. Offer valid on retail products only one single can of 14 oz. PediaSure Shake Mix powder. Will not accept receipts without product description printed from the retailer. Refund requests will not be granted if any fields of the rebate form are incomplete. Rebate offer cannot be combined with any other offer. Maximum value not to exceed $15.99 (tax excluded). Minimum purchase requirement of $9.97 on PediaSure to be valid. Cash, check, or credit card must be used in transaction. Those seeking reimbursement in whole or in part by third-party payers, including government programs and private insurers, are not eligible for this rebate. Offer void where prohibited, taxed, or otherwise restricted by law. Allow 6 to 8 weeks for receipt of refund. Reproductions of this form or requests without original receipt will not be honored. Limited to purchase and reimbursement requests made within the continental United States and Hawaii. Purchases must be made between 06/1/14 and 12/01/14. Rebate requests must be received by 1/31/15. Requests made by groups, clubs, or organizations will not be honored.For rebate inquiries, call 1-877-322-8355 or visitInmarRebates.com.(
Baby Deals
g: 0 Posted By: sumitdhar
Views: 101 Replies: 0 First volume of the Kindle Bestseller series and one of Amazon's Top Rated trivia quiz books
With over 75 five star ratings, the InQUIZitive series features quizzes that will give you multiple "Aha!" moments. Each question in this series has been selected with utmost care and the book features trivia not seen in any of the other books. This is an ideal book for party games, family get-togethers and long drives with your family. Get this book right away and impress your friends with trivia that is truly unique.

Limited time offer; get Volume I free till 30th June:
http://www.amazon.com/Trivia-Quiz-Pub-Book-InQUIZitive-ebook/dp/...

Praise for the InQUIZItive Series:
- Best concept in a trivia book I've ever seen.
- InQUIZitive is extremely infectious!
- Trivia at its best in this written format.
- InQUIZitive series offers a great collection of good trivia questions that will be fun for almost audiences and formats.
- Fascinating questions with answers that will very enjoyably expand your knowledge.

Sample Questions:
Q1. According to the website of the Colchester tourist board during the English Civil War a large cannon was placed strategically on the wall of the castle. A shot from the parliamentary army managed to destroy the wall under the cannon and caused it to tumble to the ground. The Cavaliers (who were loyal to the King) tried to raise the cannon but could not do so as it was too heavy. What was the name of the cannon & how has it been immortalized?
Q2. Canonization is a process by which the Christian church declares a deceased person to be a saint. Now, during the canonization process of the Roman Catholic Church, a lawyer was appointed to argue against the canonization of the person. It was this person's job to take a skeptical view of the candidate's character, to look for holes in the evidence, to argue that any miracles attributed to the candidate were fraudulent, and so on. What was the popular name given to such a lawyer?
Q3. According In her book Fairy Tale Ending, Ursula Sautter offers this hypothesis: After the defeat of the Danes at the Battle of Bornhoved, their lands became available for colonization by the Germans. The German rulers sent out glib recruitment officers offering rich rewards to those who were willing to move to the new lands. Thousands of young adults from Lower Saxony headed west leaving their parents behind. What incident is she trying to explain?

Answers:
1. Humpty Dumpty. It is widely believed this story of the Colchester Cannon is the origin of the nursery rhyme Humpty Dumpty
2. Devil's Advocate. Therefore, today a person who advocates an opposing or unpopular cause for the sake of argument or to expose it to a thorough examination is called a "Devil's Advocate"
3. Pied Piper of Hamelin, luring away the children of the town of Hamelin

Get your copy free right away: http://www.amazon.com/Trivia-Quiz-Pub-Book-InQUIZitive-ebook/dp/...
Totally Free Deals
g: 0 Posted By: remick
Views: 38 Replies: 0 http://www.seeitfirst.net/pin/552287


http://comicbook.com/blog/2014/06/27/guardians-of-the-galaxy-ima...

Those who attend the screening will get a free copy of the poster above, a commemorative, limited-edition exclusive
Movies & Music Deals
g: 0 Posted By: blueribb
Views: 198 Replies: 0 http://www.walmart.com/ip/Seiki-Digital-SE50UY04-50-4K-UHD-2160p-120Hz-LED-HDTV/33490006

For those following the recently popular Seiki 39" ($350 AC)& 65" ($999)4Kthreads, WalMart is now offering the 50" version for an unbelievable $449. The 4K portion of the set doesn't offer much visible improvement over 1080p versions with today's available source material but for those using it as acomputer monitor, this is where it shines. If your video card or integrated graphics is capable of driving the 3840 x 2160 Ultra HD resolution, you can have the best of both worlds (at least until the 60Hz / display port barrier is broken). There is some great advice on setting up a 4K TV for monitor use in this thread: http://www.fullofdeals.com/forums/hot-deals/1368219/

There has been some concern over the warranty and reliability of the Seiki brand. I surely couldn't see spending $100-200 to ship a defective unit back for warranty repair. You might want to consider an extended warranty from either WalMart or SquareTrade.

WalMart's extended warranties: http://see.walmart.com/walmart/protection-plans/

3 yr $44
4 yr $55
LED TV Deals

Walmart Coupons
g: 0 Posted By: remick
Views: 114 Replies: 0 Beginners Guide To Knitting Socks: Learn how to Knit Socks Quick and Easy
http://www.amazon.com/gp/product/B00E9M0H3U

4.8 out of 5 stars (8 customer reviews)

With this book you will learn:

Sock knitting basics such as sizing and knitting test swatches
How to choose the correct yarns and needles for knitting your socks
Sock Cast-on techniques, such as, long tail cast on, Eastern/ Turkish cast on
How to knit socks from the top down
How to knit sock from the toe up
How to avoid the dreaded sock knitting gusset hole.
How to knit two socks at once using circular needles
This book also includes 1 basic sock pattern and 1 ribbed sock pattern for you to work on.

BONUS: As an added bonus this book includes a knitting glossary at the end, for you to use to help understand knitting jargon!



One-Day Crochet: Christmas: Easy Christmas Projects You Can Complete in One Day
http://www.amazon.com/gp/product/B00L9LP608/

Create a beautiful Christmas craft in just one day!

Have you always wanted to learn to crochet but thought it was too difficult?

Have you considered crocheting a Christmas project but thought it would take too long?

Would you like to create a special and meaningful gift for someone or an ornament for yourself?

Are you looking for fun, easy and quick crochet projects to complete in just a day?

Have you seen those beautiful crocheted angels and snowflakes and wondered if it was possible to actually make one?

If any of these questions resound with you, then this book is for you! Inside you will find a review of the main crochet stitches and materials often used in crochet projects, in case you are new to the craft, or are looking for a refresher. Finally, you will find 10 beautiful Christmas patterns that can be completed in just one day. Note that these patterns will help you complete one Christmas project, or perhaps even a few ornaments in one day. For multiple copies of a project or ornament, you can expect that you will need more than one day to complete.

With this book, you can create the following Christmas projects:

- Santa napkin holders
- Reindeer hat
- Traditional ornaments
- Granny square stocking
- Tree ornaments
- Snowflake ornaments
- Wreath ornaments
- Christmas doily
- Mini stocking ornament
- Elf hat


(3 Book Bundle) "Beginners Guide to Knitting" & "How to Knit Hats: The Easy Way" & "How to Knit Fingerless Gloves and Mittens" (Learn How to Knit 7)
http://www.amazon.com/gp/product/B00IO6ZBXI

Book 1: "The Beginners Guide to Knitting"
This book will teach you:

Proper Knitting Needle Sizes
How to Choose Yarn
How to Cast on Knitting
The Most Popular Knitting Stitches
How to Start a New Ball of Yarn
Binding Off
Basic Color Knitting
How to Read a Knitting Pattern
Seaming and Finishing
Increases and Decreases
Knitting in the Round
How to Purl
How to Use Circular Knitting Needles
Knitting Wool
Book 2: "How to Knit Hats: The Easy Way"
This book will teach you:

Hat knitting basics such as sizing and how to determine your gauge
How to choose the correct yarns and needles for knitting your socks
Hat Cast-on techniques
How to complete the Knit Stitch
How to complete the Purl Stitch
How to complete the Stockinette Stitch
How to complete the Ribbed Stitch
Binding off your hat
This book also includes 4 hat patterns for you to work on (Rolled Brim Hat, Spiral Rib Hat, Seeded Slouch Beanie, Seeded Slouch Beanie).
Book 3: "How To Knit Fingerless Gloves And Mittens"
This book will teach you:

Fingerless Gloves And Mittens knitting basics, such as how to knit test swatches
How to choose the correct yarns and needles for knitting your gloves and mittens
Cast-on techniques
How to size your gloves and mittens
2 fingerless glove patterns
1 basic mitten pattern
1 mini-mitten pattern
Get Started Knitting a Fun Project Today!

Totally Free Deals
PediaSure Powder Try It FREE offer (up to $15.99 MIR)
Added on : Thursday June 26th 2014 11:00:05 AM
g: 0 Posted By: remick
Views: 237 Replies: 0 http://pediasure.com/powder-rebate?

Power up your milk to help kids grow. When mixed with fresh milk, each glass is a source of complete, balanced nutrition*, 12g of protein and 26 vitamins and minerals.

Terms and Conditions: Limit 1 request per household. Offer valid on retail products only one single can of 14 oz. PediaSure Shake Mix powder. Will not accept receipts without product description printed from the retailer. Refund requests will not be granted if any fields of the rebate form are incomplete. Rebate offer cannot be combined with any other offer. Maximum value not to exceed $15.99 (tax excluded). Minimum purchase requirement of $9.97 on PediaSure to be valid. Cash, check, or credit card must be used in transaction. Those seeking reimbursement in whole or in part by third-party payers, including government programs and private insurers, are not eligible for this rebate. Offer void where prohibited, taxed, or otherwise restricted by law. Allow 6 to 8 weeks for receipt of refund. Reproductions of this form or requests without original receipt will not be honored. Limited to purchase and reimbursement requests made within the continental United States and Hawaii. Purchases must be made between 06/1/14 and 12/01/14. Rebate requests must be received by 1/31/15. Requests made by groups, clubs, or organizations will not be honored.
Health Deals
New Arrivals: 3.1 Phillip Lim - 31 Hour City Tote
Added on : Thursday June 26th 2014 09:00:16 AM
31 Hour City Tote by 3.1 Phillip Lim, is crafted in super supple leather in a design for those who fit 31 hours into one day. Featuring rolled handles, signature flap top, double zip closure and long handles for throw-over-the-shoulder ease. Signature dust bag included.
g: 0 Posted By: tedhawkins
Views: 137 Replies: 0 Continental 26" Mountain King 2.2 Mountain Tire $15.99 performance bike FS to store / $4.99 S/H

http://www.performancebike.com/webapp/wcs/stores/servlet/Product...

Continental 26" Mountain King 2.2 Mountain Tire
The 2.2 Mountain King goes well virtually everywhere -- in cross country races, marathons, or all day trail rides. It is slightly lighter than its bigger 29" brother without sacrificing its outstanding qualities.

The Mountain King is the perfect choice for those not requiring larger volume, but demanding aggressive traction with relatively low rolling resistance and lighter weight. The revised tread design now performs well in harder, dryer conditions.

680 grams per tire
3 plies for a total of 84 TPI


Bicycle Deals

Performance Bicycle Coupons
g: 0 Posted By: SwingNinja
Views: 51 Replies: 0 Hi,
I'm planning to go to Cuba some time this year. For some political reason, if you exchange USD straight to CUC (Cuban Convertibles), you only get 87 of a dollar. But not with other currencies like Canadian dollar or Euro or Sterling. So, is there a good place in US where I can get those currencies with minimal or no fee?

I read other forum post likehttp://www.fullofdeals.com/forums/travel-discussion/1370041/ and Google search and couldn't find any info.

Thanks.


Discussion Deals
g: 1 Posted By: remick
Views: 183 Replies: 0 http://www.amazon.com/gp/product/B009SGITDW

TRAVEL MONEY TIPS for anyone who wants their travel dollar to go further. Want to travel the world, but don't think you are rich enough? In this book a life-long traveler will show you how to travel further, for longer, for less. sometimes much less, money than you'd ever imagine.

Learn how to set a realistic budget for your next trip, and learn the single most important factor that determines your trip's price tag (Hint: it's not the quality of your hotels or the length of your trip).

Once on the road, this book describes how to best setup your financial life to manage your money while you travel.It also covers tips and tricks to minimize those pesky transaction fees that your bank like to charge, just because you want to use your own money overseas!

The last third of the book the author shares her favorite tricks and tips developed over 30 years of travel: tips to save money on everything from accommodation to sightseeing.
Totally Free Deals
Target: Ninja Ultima (BL810) for $136 after Cartwheel
Added on : Tuesday June 24th 2014 04:00:17 AM
g: 2 Posted By: bargainhunter3
Views: 1145 Replies: 1 If reposted- please delete.

Went to Target today and noticed the Ninja Ultima was 194.99. I ended up looking up at my cartwheel to see it giving another additional 30% off! Making it 136.49 before taxes. According to the tag and cartwheel, the deal is good until 7/5. For those of you who don't know. Cartwheel is an app for additional savings at Target.

http://www.target.com/p/ninja-ultima-blender-with-single-serve/-/A-14665176#prodSlot=medium_1_1&term=ninja+ultima
Appliance Deals

Target Coupons
Bing Rewards Double
Added on : Tuesday June 24th 2014 02:00:03 AM
g: -1 Posted By: gnd63
Views: 196 Replies: 0 From now until June 30, Double Bing Rewards!! I'm guessing on computer searches only,not phone. Still not to shabby, espescially for those that are Gold and can already get 30 points a day.
Bing Deals
BofA "ShopSafe desktop client is no longer in use"
Added on : Monday June 23rd 2014 12:00:08 PM
g: 0 Posted By: TheDiggler
Views: 86 Replies: 0 Last Friday (June 20, 2014),when launching the BofA ShopSafe Desktop Client, it responded with:
ShopSafe desktop client is no longer in use.

But you may still enjoy the ShopSafe online
shopping experience. Just access your accounts
online and select ShopSafe on either the
Account Overview or Account Activity pages.
That same day, when trying to access ShopSafe via the on-line account method above, it was unavailable (wouldn't even launch). Contacted BofA who put me through to a technical support dept. They(Tech Support) advisedthat software updates were being performed that day (and throughout the weekend) which would be completed by today (Monday, June 23rd). Until then, ShopSafe would remain down. Uponmentioningthe "no longer in use"message from theDesktop Client,theyadvised that they'reunaware of any plans to retirethat application, so itshould work again Monday.

Well,the on-line version of ShopSafe once again works today (Monday), but the Desktop Client continues to give the same error message as last Friday.I guess that's end of the BofA ShopSafe Desktop Client. Looks like I'll have to switch back to using Citi's Virtual Account Number (VAN) program, since they still have a working Desktop Client (although for a while they abandoned theirs as well, whichwas when I switched to BofA's client).

For those interestedin trying out theShopSafe Desktop Client for themselves, the Windows version can be downloadedhere:
https://www.mbnashopsafe.com/ShopSafe_Setup.exe
Discussion Deals
g: 0 Posted By: ctgolfer
Views: 138 Replies: 0 Description
Back Up Your StuffAnytime, Anywhere
The Seagate Backup Plus Slim Portable Drive is the simple, one-click way to protect and share your entire digital life. Perfect to take on the go, the sleek metal case design allows for the thinnest portable hard drive available with up to 2TB of capacity. It goes anywhere without getting in your way.

Features mobile backup using the Seagate Mobile Backup App
Protect your stuff with easy, flexible backups
Back up from Facebook and Flickr and share to YouTube
Easy to share files between Windows and Mac computers
USB 3.0 plug-and-play with no bulky power supply adapters

Back Up From Your Mobile Devices
Use the Seagate Mobile Backup App to easily back up photos and videos on the go directly from your mobile devices to Backup Plus Slim Portable Drive.

Back Up and Protect Photos, Videos and More Automatically
Choose from two easy backup options in the Seagate Dashboard scheduled or continuous.

Do More With Social Networks
Dont risk losing those great pics youve posted online. The Backup Plus Slim Portable Drive finally bridges the gap between your online life and the rest of your life, letting you automatically back up your favorite memories from Facebook and Flickr. You can even share new videos to your YouTube account.

Whats Included
Seagate Backup Plus Slim Portable Drive
Seagate Dashboard pre-loaded on drive
18-inch USB 3.0 cable
Quick start guide
2-year limited warranty
NTFS driver for Mac pre-loaded on drive
Tech Specs
Interface: USB 3.0
Capacity: 1TB
Warranty: 2 years
Length: 113.50mm
Width: 76.00mm
Typical Weight: 0.15 kg

www.ebay.com/itm/NEW-Seagate-Backup-Plus-STDR1000103-1TB-USB-3-0...
External Hard Drives Deals

eBay Coupons
Target: Ninja Ultima (BL830) for $136 after Cartwheel
Added on : Sunday June 22nd 2014 03:00:03 PM
g: 0 Posted By: bargainhunter3
Views: 43 Replies: 0 If reposted- please delete.

Went to Target today and noticed the Ninja Ultima was 194.99. I ended up looking up at my cartwheel to see it giving another additional 30% off! Making it 136.49 before taxes. According to the tag and carthwheel, the deal is good until 7/5. For those of you who don't know. Cartwheel is an app for additional savings at Target.

http://www.target.com/p/ninja-ultima-blender-with-single-serve/-/A-14665176#prodSlot=medium_1_1&term=ninja+ultima
Appliance Deals

Target Coupons
g: 0 Posted By: lovelybones
Views: 224 Replies: 0 http://www.sears.com/craftsman-universal-miter-saw-stand/p-00916...

Shop Your Way Members Use code: TOOLS10 ($10 discount)

Universal Miter Saw Stand Takes Your Work AnywhereMake using your miter saw easier with this Craftsman Universal Miter Saw Stand from Sears. The brackets of this universal stand fit most 10- and 12-inch miter saws, as well as other bench top tools, for hassle-free mounting and removal. This supportive stand offers a compact design that is easy to transport and store, and yet the support arms extend up to 80 inches to accommodate those longer work pieces.This Universal Miter Saw Stand lets you use your miter saw and other bench top tools just about anywhere. Break free from the chains of your workshop or garage, and bring your miter saw and other tools from job to job. This compact, portable stand weighs less than 25 pounds, so transporting it is never a hassle. Plus, it offers spring-loaded support legs that fold up for easy storage, taking you from workshop to truck to construction site and back again

Tools Deals

Sears Coupons
2015 Insurance price hikes - post yours here
Added on : Sunday June 22nd 2014 07:00:06 AM
g: 0 Posted By: xerty
Views: 312 Replies: 6 Depending on your state, you may have or will soon be getting a letter informing you of the coming changes to your 2015 insurance premiums under ACA. Please post yours premium change and your state if you're willing to share. I guess all those insurance company bailouts (via the HHS general budget) must not be kicking in yet, because they're planning to increase mine a fair bit:

+20% NY

So much for efficiency and cost savings.
Discussion Deals
2015 Obamacare price hikes - post yours here
Added on : Sunday June 22nd 2014 06:00:08 AM
g: 0 Posted By: xerty
Views: 188 Replies: 4 Depending on your state, you may have or will soon be getting a letter informing you of the coming changes to your 2015 insurance premiums under ACA. Please post yours premium change and your state if you're willing to share. I guess all those insurance company bailouts (via the HHS general budget) must not be kicking in yet, because they're planning to increase mine a fair bit:

+20% NY

So much for efficiency and cost savings.
Discussion Deals
g: 0 Posted By: shalein
Views: 69 Replies: 0 For only those who can go to the branch in Round Rock today before 5 PM CST :-

Check more on:-
Round Rock Amplify Branch Open offers


Investing Deals
g: 3 Posted By: remick
Views: 1234 Replies: 1 http://www.amazon.com/gp/product/B00IFKLW9U/

Tiarra is half Vulcan and half Earth woman. She has special talents that alert her loved ones to her presence. She is trained to do all jobs on a star fleet star-ship. Her first assignment is on board the S.S. Victor which is captained by her Earthling brother. Tiarra falls in love with another half breed and their union starts a star fleet precedent new to the space community.
Tiarra is very much in the Star Trek vein. You may see some similarities but Tiarra is basically a love story between two half Vulcan/half Earth people who experience the Passion Ties of Vulca.
One of them is pledged to someone else but the passion tie between Tiarra and Braack cannot be denied. It could be dangerous to the S. S. Victor itself.
A duel is committed to break the original passion tie pledge, but not without consequences. The fall out from the duel lingers in their life for quite a while.


Seal of the King
http://www.amazon.com/gp/product/B00E52VRBA

The battle between dark and light rages and the world is on the CUSP of a tipping point. Will an age of darkness befall mankind or will the light prevail?
David and Aurora have seen visions of each other their entire lives but never met, until now. Aurora a fearsome warrior and David a simple farmer are thrust into the heart of the battle. An ancient prophecy foretells of their final showdown with the Dark One. Will their faith be strong enough for them to prevail?
Join them as they embark on their journey to the lair of the beast knowing they may never return.


Zylan's Messengers
http://www.amazon.com/dp/B00GKQPR3S

Three civilizations separated by billions of years in time and millions of light years in distance, come to life as their disparate histories converge to help the human race survive in 2408, when all of their bad decisions come back to haunt them.
The highly advanced Zylan civilization's planet expired of natural causes about 3.5 billion years ago, but not before they dispatched "Messengers" around the universe to teach the knowledge and legacy of their three hundred thousand year existence. One of those Messengers landed on a planet in the Andromeda galaxy and one on Earth connecting these two planets as they both attempt to manage their respective declines. The other civilization, much more advanced than Earth, in an effort to save themselves, offers a technological solution to Earth's problems, but with a price to be paid in the distant future.
Will the human race honor the commitments of their forefathers, or are they willing to risk the wrath of their benefactors? Zylan's Messengers explores the reasons that humans are the only animals on Earth that make conscious decisions that are bad for their survival


Everflame
http://www.amazon.com/gp/product/B008QZMX7E

Long ago, when the earth was young... Four ancient beings created man to be the bastion of the earth and its creatures. But when The Great Tyrant came and chased The Ancients away, the world was transformed into a place of fear and isolation. Over time humans lost the connection they had with a world they had been created to protect. Now, deep in the forests that surround Gray Mountain, two bears find a small child that is abandoned and left for dead. They name him Evercloud, and raise him as a member of their kingdom. Teaching him the secrets of the elders, they tell him of the ancient beings that created man and the rumors of their return. Evercloud must now go on a quest to return The Ancients to power. However, in another corner of the land, a man known only as The Messenger travels the land under a white hood, on a mission to prevent the return of The Ancients. We follow the paths each of these men take until their stories collide in an epic battle of good versus evil.


The Waking Moon
http://www.amazon.com/dp/B00G3BJURO

The beloved paranormal romance that created an international fandom, now available for Kindle!
Paulette's life is in shambles. Her sister is dead, her mother is a drunk, and she's been forced to transfer into a chaotic public school full of bullies. Things go from bad to worse when her intoxicated mother hits and kills a teenage boy and is sent to jail. Now she is truly alone. That is until the teenage boy mysteriously comes looking for her, convinced that he and Paulette are meant to be together. He is the most beautiful boy shes ever seen. But dead.
Afraid he'll find her insane, Paulette must keep the secret from her love-struck best friend, Rhodes, a prodigy who lives and breathes rationality and science. In the end, it's up to her to save them all from the power-hungry, undead teens who want to kill her, kidnap Rhodes, and claim Jack as their own.


New on 6/22

CyberStorm
http://www.amazon.com/gp/product/B00BT4QRHG

Now being made into a major motion picture by 20th Century Fox, with Bill Kennedy of House of Cards adapting the screenplay.
Mike Mitchell, an average New Yorker already struggling to keep his family together, suddenly finds himself fighting just to keep them alive when a bizarre string of disasters starts tearing apart the world around them. The Internet goes down. A bird-flu epidemic starts raging. Rumors spread that it's all part of a coordinated foreign attack. And then the power goes out as a monster snowstorm plunges New York into frozen darkness, becoming a wintry tomb where nothing is what it seems...and no one can be trusted...
"As a member of the Military that does 'cyber' for his job, finally we see a novel that shows how dangerous our transition to an interconnected infrastructure will become without proper safeguards...I couldn't put down!" - Karic Allegra, Joint Interoperability Command, US NAVY
What caused it? Who caused it? How can it be stopped? These questions become unimportant as Mike's family struggles to survive amid millions of people in the doomed metropolis.


The Transhumanist Wager
http://www.amazon.com/gp/product/B00AQQSY60/

"WINNER" Fiction Visionary - International Book Awards
Leading futurist, philosopher, and former National Geographic journalist Zoltan Istvan presents his award-winning, bestselling visionary novel, The Transhumanist Wager, as a seminal statement of our times.
His philosophical thriller has been called "revolutionary," "life-changing," and "a masterpiece" by readers, scholars, and critics. The novel debuts a challenging original philosophy, which rebuffs modern civilization by inviting the end of the human species--and declaring the onset of something greater.


Books Deals

Amazon Coupons
The Beatles: Mono Box Set - CD $124.99 w/FS @ Best Buy
Added on : Saturday June 21st 2014 07:00:04 PM
g: 0 Posted By: ctgolfer
Views: 43 Replies: 0 The Beatles: Mono Box Set: Release Notes: Muze
Personnel: Paul McCartney (vocals, bass guitar); Ringo Starr (vocals, drums); John Lennon (vocals); George Harrison (guitar).Engineers: Norman Smith; Geoff Emerick; Glyn Johns; Jeff Jarratt; Ken Scott; Martin Benge; Peter Bown; Phillip McDonald; Barry Sheffield.Audio Remasterers: Sean Magee; Steve Rooke; Guy Massey; Paul Hicks.Liner Note Authors: Derek Taylor; Alan Rouse; Kevin Howlett; Tony Barrow.Photographers: Robert Freeman; Robert Whitaker; Michael Cooper.The STEREO BOX SET be the official canon, but what Beatlemaniacs have really craved is the MONO BOX SET. This limited-edition box is laden with new-to-CD mixes, including the genuine rarities of the previously unreleased mono mixes of the four new songs from Yellow Submarine, and its packaging is gorgeous, filled with mini-LP replicas with stiff cardboard sleeves of every album from Please Please Me to The Beatles, complete with replicated gatefolds and packaging inserts, all protected in resealable plastic sleeves. As pure physical product, this satisfies any collector itch, but this also is arguably the better-sounding of the two sets, providing ample evidence that the Beatles did spend more time on mono mixes during much of their career. For generations of listeners raised on stereo mixes, there are plenty of surprises here, from the faster versions of "She's Leaving Home" and "Don't Pass Me By" to the numerous little differences that pop up on SGT. PEPPER'S, THE WHITE ALBUM, and REVOLVER, all adding up to dramatically different experiences. Sometimes, the density of mono just has more force-- "Lady Madonna" rolls like a freight train, "I'm Down" hits to the gut--and sometimes the colors just seem more vibrant; in either case, there's enough emotional difference to make this worthwhile for the dedicated, and depending on taste, it may even be preferable. But there's no question of one thing: of the two sets, as a package, the mono box is a thing to behold. And there's also no question that those who waited 22 years to hear a better version of the Beatles will not be disappointed (although they may still wonder why it took so long for the Fabs to be treated as they deserve).

www.bestbuy.com/site/the-beatles-mono-box-set-cd/9459276.p?id=20...
Music Deals

Best Buy Coupons
Amazon Gift Card Minimum - Now $0.50
Added on : Saturday June 21st 2014 05:00:05 PM
g: 0 Posted By: Prospect888
Views: 0 Replies: 0 For thosehoping to spend as little as possible at Amazon tomeet the minimum number of debit transactions in a monthon theirreward checking accounts, the pricejustwent up. The minimum purchase on gift cards went from $0.15 to $0.50.
FREE Recipe eBook- "Managing Diabetes"
Added on : Saturday June 21st 2014 10:00:13 AM
g: 4 Posted By: imagine1128
Views: 968 Replies: 2 "Diabetes Diet: The Definitive Guide to Beating, Managing, and Avoiding Diabetes
(Manage Diabetes - Essential Tips to Controlling your Blood Sugar)" by Sampson Sharpe

price: FREE

4.3 stars based on 19 reviews
File Size: 2031 KB/ Print Length: 65 pages

link

INCLUDES

* Diabetes Diet Recipes - A collection of essential recipes suited for Diabetes Diet.

* Foods to Avoid and Include in a Diabetes Diet - Provides a list of foods that are not suited for Diabetes patients and those foods that are helpful and necessary to Diabetes Diet.

* Diabetes Diet: Tips and Myths - There are a lot of people all around the world, fighting diabetes. Due to the various treatment methods, a lot of myths have evolved. We will explore the various myths and tips in this chapter!


Books & Magazines Deals
g: 1 Posted By: SieSilverStars
Views: 108 Replies: 0 The Banzai Slide N' Soak Splash Park is on sale at Kohl's for $148.97 shipped after coupons and Kohl's Cash.

Link

$299.99 - $45.00 instant saving when added to cart - 30% off coupon code "GREAT30" - Free shipping coupon code "FREEMVC" + $30.00 Kohl's Cash = $148.97 shipped.

Note: Those coupon codes are for Kohl's Cardholders.

If you're not a Kohl's Cardholder use coupon code "THANKS6391" or "HOTSAVINGS" for 15% off, and then "SHIPJUNE50" for free shipping on $50+. You'll also score $40.00 in Kohl's Cash. Total comes to $216.74 shipped.
g: 0 Posted By: remick
Views: 139 Replies: 0 http://www.amazon.com/gp/product/B00IFKLW9U/

Tiarra is half Vulcan and half Earth woman. She has special talents that alert her loved ones to her presence. She is trained to do all jobs on a star fleet star-ship. Her first assignment is on board the S.S. Victor which is captained by her Earthling brother. Tiarra falls in love with another half breed and their union starts a star fleet precedent new to the space community.
Tiarra is very much in the Star Trek vein. You may see some similarities but Tiarra is basically a love story between two half Vulcan/half Earth people who experience the Passion Ties of Vulca.
One of them is pledged to someone else but the passion tie between Tiarra and Braack cannot be denied. It could be dangerous to the S. S. Victor itself.
A duel is committed to break the original passion tie pledge, but not without consequences. The fall out from the duel lingers in their life for quite a while.


Without
http://www.amazon.com/gp/product/B008OLD5DG

The apocalypse came as a whisper.
Mother Nature had been sending signs for three years, but most didn't pay attention until she pulled the plug on everything. Nobody will forget where they were and what they were doing at 8:13 on that morning. They're all still waiting for 8:14. Well, at least the ones that have made it so far.
He was stuck in Atlanta traffic, making his way to work, when the world fell silent. His car, his radio, his phone, his watch, anything that needed a spark, a battery, or an outlet died. The silence didn't last long and neither did she. He didn't know if the yellow sundress was the first to die, but he does know that she wasn't the last. Not even close.
As aircraft fell out of the sky, panicked drivers lost control in the fast lane, and pace makers stopped keeping their rhythms, he got out of his car and popped the trunk. Most didn't pay attention, but he did. And he knew what was coming.


Abomination
http://www.amazon.com/gp/product/B005Q2N4NC

They were built as unstoppable warriors. They became unstoppable monsters.
Four decorated U.S. Marines with spotless service records are wanted for the brutal rapes and murders of over a dozen women within four months. Their hunting grounds stretch from New York to Georgia. When Ryan Pearson and his team of FBI agents close in on the first killer, the cornered Marine nearly defeats three heavily armed assault teams with nothing but unbridled violence and grossly deformed hands.
After the bloody encounter that left another woman and two agents dead, Ryan begins to question the directives of the military liaison and his own boss, the Deputy Director of the Bureau. The answer he discovers during his unsanctioned investigation blurs the normally focused line between victim and criminal.
Ryan enlists the help of a civilian scientist that can link the sociopathic behavior of the four fugitive Marines to a biomedical research facility where they were stationed prior to the murders. When the scientist Ryan befriends is attacked in a military style ambush, he forces himself to remember every detail of the violence. He wants to remember so he knows exactly what to give back to the ones responsible.


Seal of the King
http://www.amazon.com/gp/product/B00E52VRBA

The battle between dark and light rages and the world is on the CUSP of a tipping point. Will an age of darkness befall mankind or will the light prevail?
David and Aurora have seen visions of each other their entire lives but never met, until now. Aurora a fearsome warrior and David a simple farmer are thrust into the heart of the battle. An ancient prophecy foretells of their final showdown with the Dark One. Will their faith be strong enough for them to prevail?
Join them as they embark on their journey to the lair of the beast knowing they may never return.


Zylan's Messengers
http://www.amazon.com/dp/B00GKQPR3S

Three civilizations separated by billions of years in time and millions of light years in distance, come to life as their disparate histories converge to help the human race survive in 2408, when all of their bad decisions come back to haunt them.
The highly advanced Zylan civilization's planet expired of natural causes about 3.5 billion years ago, but not before they dispatched "Messengers" around the universe to teach the knowledge and legacy of their three hundred thousand year existence. One of those Messengers landed on a planet in the Andromeda galaxy and one on Earth connecting these two planets as they both attempt to manage their respective declines. The other civilization, much more advanced than Earth, in an effort to save themselves, offers a technological solution to Earth's problems, but with a price to be paid in the distant future.
Will the human race honor the commitments of their forefathers, or are they willing to risk the wrath of their benefactors? Zylan's Messengers explores the reasons that humans are the only animals on Earth that make conscious decisions that are bad for their survival


Everflame
http://www.amazon.com/gp/product/B008QZMX7E

Long ago, when the earth was young... Four ancient beings created man to be the bastion of the earth and its creatures. But when The Great Tyrant came and chased The Ancients away, the world was transformed into a place of fear and isolation. Over time humans lost the connection they had with a world they had been created to protect. Now, deep in the forests that surround Gray Mountain, two bears find a small child that is abandoned and left for dead. They name him Evercloud, and raise him as a member of their kingdom. Teaching him the secrets of the elders, they tell him of the ancient beings that created man and the rumors of their return. Evercloud must now go on a quest to return The Ancients to power. However, in another corner of the land, a man known only as The Messenger travels the land under a white hood, on a mission to prevent the return of The Ancients. We follow the paths each of these men take until their stories collide in an epic battle of good versus evil.


Nowhere Blvd: A Horror Novel
http://www.amazon.com/dp/B006R4RTSE

In this Kindle horror exclusive, eleven year old Spencer Williams mysteriously re-appears in his bedroom after having been missing for two years. The story of where he's been is one no sane person would believe, a tale of being kidnapped by a creature out of legend and taken to a scary and strange urban fantasy land. A place where young children the world over are subjected to horrible experiments by the original boogie man, the living nightmare known as Smiling Jack.
Spencer keeps his secrets, happy to have been the only child ever to have escaped the clutches of Smiling Jack and his minions. With his nightmares fading into the past, Spencer returns home and tries to live a normal life. But when his baby sister goes missing, will Spencer be willing to take the ultimate risk to save her?
Will he be willing to return to the horror of Nowhere Blvd?


The Waking Moon
http://www.amazon.com/dp/B00G3BJURO

The beloved paranormal romance that created an international fandom, now available for Kindle!
Paulette's life is in shambles. Her sister is dead, her mother is a drunk, and she's been forced to transfer into a chaotic public school full of bullies. Things go from bad to worse when her intoxicated mother hits and kills a teenage boy and is sent to jail. Now she is truly alone. That is until the teenage boy mysteriously comes looking for her, convinced that he and Paulette are meant to be together. He is the most beautiful boy shes ever seen. But dead.
Afraid he'll find her insane, Paulette must keep the secret from her love-struck best friend, Rhodes, a prodigy who lives and breathes rationality and science. In the end, it's up to her to save them all from the power-hungry, undead teens who want to kill her, kidnap Rhodes, and claim Jack as their own.

Books Deals

Amazon Coupons
g: 1 Posted By: robronson
Views: 118 Replies: 4 From my understanding of federal student loan debt that is discharged after 20/25 years (depending on your plan), you become liable for income taxes on the amount forgiven. While I don't expect this to remain once people's student loans start getting discharged in 10 to 15 years under these relatively new plans, because people won't be able to pay income taxes on a phantom $300k of student loan debt (after 25 years of compounded unpaid interest on a $50k to $100k principal) and will get their elected officials to change the law.

However, we can't prepare for that, and reading a thread on FWF tonight got me to learn about avoiding income taxes on discharged debt through "insolvency tests". I did some googling and read this IRS information here:

http://www.irs.gov/publications/p4681/index.html#en_US_2013_publ...

To summarize, it looks like the IRS will perform this insolvency test to determine whether you have to pay income taxes on those $300k of forgiven student loans in 20 years. Simply put, the test looks to see how much debt you had forgiven compared to your assets, and whatever the difference between the two numbers (liabilities minus assets) determines how much of the forgiven debt you need to pay taxes on.

Unfortunately, and VERY UNFAIRLY, the IRS counts retirement assets as assets. Which is ridiculous because $100k in a 401k isn't worth $100k. It's worth maybe $80k after you pay taxes on it. And if you had to withdraw it early, with a penalty, it's worth maybe $50k to $60k depending on your marginal tax break. Thus, the purpose of this thread is to strategize ways to make the insolvency test work in your favor because as written, it's very much against you.

Much like Medicaid fraud, I mean Medicaid asset protection, you probably don't want to start doing these things in the year your debt will be forgiven. So while the earliest any of us might possibly be forgiven for debt is still probably 10+ years out (since this plan didn't start until the early 2000s), it's worth thinking about in advance.

Here's some random ideas that may work:

1) Buy a house. As expensive as the bank will lend you money for, with as little down payment as possible, leading up to the debt forgiveness. It appears that the liability of the house counts in the liabilities column. So if you buy a $200k house with $40k down, then you now have $160k in Liabilities and $40k in assets for a net Liability of $120k.

2) Start converting 401k into Roth IRA in the years leading up to the loan forgiveness. Pay the taxes owed on the conversion out of the 401k money if necessary. Pay a penalty if necessary. You will get hosed for every $1 you have in your 401k or Traditional IRA because they will count every 60 cents to 80 cents in actual value (after you distribute the money and pay taxes/penalties) as $1. Since $1 of a Roth IRA is worth significantly more than $1 of a Traditional IRA or 401k, but the asset test counts the dollars the same, it may be worth converting even if it pushes you into a higher marginal tax bracket.

3) AOR BT Time, if those still exist in 10+ years. That's debt. If the cash vanishes, maybe because you went to Vegas, then the cash isn't an asset. But the BT is definitely a liability.

4) Borrow money from friends/relatives. Make it official. Notarized contracts. These are all liabilities.

5) Prepay for things you can prepay that won't count as assets. Prepay your child's education or daycare. Etc.

6) Combine strategies. Don't just have a notarized piece of paper that says you borrowed $300k from your best friend a week before the loan discharged. No one will believe that. But if you have a $100k left on a mortgage, $5k owed to your cousin, $20k on credit cards BTs, convert all of your 401k to Roth IRA over a few years, then the total strategy looks legit on a whole.

Curious to hear people's ideas on these. I don't feel bad for discussing them because (a) the concept that the IRS will tax you on income you didn't get and (b) the concept that they'll count your 401k assets as $1 for $1 are so totally biased against you that anything and everything is fair game, as long as it's legal. Ethics no longer applies.

I'm writing this for student loan debt forgiveness but feel free to use this to discuss any current 2014 debt forgiveness/insolvency testing issues.
Discussion Deals
g: 0 Posted By: lovelybones
Views: 201 Replies: 1 http://www.13deals.com/store/item.php?id=38171

Knee Length $14.99 with code SUMMERSTEAL (select from the drop-down)
Maxi Length $27.74 with code SUMMERSTEAL (select from the drop-down)

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Clothing Deals
g: 0 Posted By: bpvh
Views: 124 Replies: 0 Office Depot / OfficeMax rebate software for the week of 06/22/2014 (2 McAfee titles)


McAfee AntiVirus Plus For 1 PC
$6.99 After $8 Instant & $25 Mail-In Savings Visa Prepaid Card
In Store Price $31.99
OD 194-078 \ OM 2416-3138


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OD 101-297 \ OM 2416-3129


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

Office Depot Coupons
2 FREE Recipe eBooks- "Managing Diabetes", " Homemade Bread"
Added on : Thursday June 19th 2014 05:00:10 PM
g: 3 Posted By: imagine1128
Views: 554 Replies: 1 "Easy and Delicious Homemade Bread: Beginner's Guide"
by Jenny Davis
Price FREE

4.8 stars based on 25 reviews
File Size: 4481 KB / Print Length: 96 pages

link

Some of the recipes you will find include:
Basic Bread - Lager-Style Beer Bread - Ciabatta - Southern Style Corn Bread

--------------------------------------------------------------------

"Diabetes Diet: The Definitive Guide to Beating, Managing, and Avoiding Diabetes
(Manage Diabetes - Essential Tips to Controlling your Blood Sugar)" by Sampson Sharpe

price: FREE

4.3 stars based on 19 reviews
File Size: 2031 KB/ Print Length: 65 pages

link

INCLUDES

* Diabetes Diet Recipes - A collection of essential recipes suited for Diabetes Diet.

* Foods to Avoid and Include in a Diabetes Diet - Provides a list of foods that are not suited for Diabetes patients and those foods that are helpful and necessary to Diabetes Diet.

* Diabetes Diet: Tips and Myths - There are a lot of people all around the world, fighting diabetes. Due to the various treatment methods, a lot of myths have evolved. We will explore the various myths and tips in this chapter!


Books & Magazines Deals
g: 0 Posted By: BigBoyMichigan
Views: 236 Replies: 1 STARTING SEPTEMBER 01, 2014

I Got word today that McDonalds in the USA will be starting their McDonalds Monopoly in September, So here is a sneak preview!

McDonald's Monopoly Sweepstakes is here again! Enter the 2014 Monopoly Game at McDonald's for your chance to win thousands and thousands of prizes like a million dollars cash, $100,000 cash, free McDonald's food prizes, and much, much more!




FREE MONOPOLY CODES - EVERYONE CAN USE THESE ONCE
=================================================
*** COMING SOON ***



SPECIAL MCDONALDS RULES ABOUT THE GAME:
=======================================
* While the giveaway is essentially identical in each country where it is available, game pieces collected in one country cannot be used in another country.
* For all versions of the online game, players are allowed to enter 10 codes per day.
* Note that the official rules state: "The purchase, sale, trading, or barter of Game Pieces, Game Stamps, FREE Codes or Game Codes via Online or live auctions, or any other methods, does not constitute Legitimate Channels and is expressly prohibited.
* If you are related to, or romantically involved with a McDonald's Employee you are unable to participate in the game.
* Participants with Disabilities: If you have a disability that you believe prevents you from participating in the Game, or if you are a Guam or Saipan resident who needs assistance in redeeming a Prize, contact (866) 375-0638 for assistance.



# CHANCES PER PRODUCT:
======================
*** COMING IN SEPTEMBER ***

* .................4 peels
* .................4 peels

* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels

* Check with store as once the peels runs out on a certain product, They will NOT be resupplied.



NEW PRIZES THIS YEAR:
=====================
**** COMING SEPTEMBER 2014 ***




McDonalds Monopoly 2014 Rare Pieces:
====================================
* Mediterranean Ave
* Vermont Ave
* Virginia Ave
* Tennessee Ave
* Kentucky Ave
* Shortline Railroad
* Ventor Ave
* Pennsylvania Ave
* Boardwalk


if you use a code, please let others know! It saves us all time, and it makes our code donors feel good. RBM stands for Redeemed by me and RNBM means that you tried the code, but it was Redeemed, Not By me

And finally, if you WIN something, POST IT! Everyone loves hearing about the big wins!


■DISCLAIMER:All logo's, trademarks and other material is copyright of their respective owners. This site is not owned, operated or run by McDonald's and is in no way affiliated with any of its companies. The use of McDonald's or Monopoly images are for illustration purposesonly.The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any prices, products, programs, offerings, or technical information described in this Web site. BigBoyMichigan makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, or may not meet your needs and requirements. IN NO EVENT WILL BigBoyMichigan BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BigBoyMichigan page is not endorsed by or affiliated in any way nor The opinions expressed here are those of the authors and do not necessarily reflect with the thoughts and opinions of McDonalds, Mickey D's nor any other products / companies listed on this site.



Totally Free Deals
g: 0 Posted By: BigBoyMichigan
Views: 27 Replies: 0 STARTING SEPTEMBER 01, 2014

McDonald's Monopoly Sweepstakes is here again! Enter the 2014 Monopoly Game at McDonald's for your chance to win thousands and thousands of prizes like a million dollars cash, $100,000 cash, free McDonald's food prizes, and much, much more!




FREE MONOPOLY CODES - EVERYONE CAN USE THESE ONCE
=================================================
*** COMING SOON ***



SPECIAL MCDONALDS RULES ABOUT THE GAME:
=======================================
* While the giveaway is essentially identical in each country where it is available, game pieces collected in one country cannot be used in another country.
* For all versions of the online game, players are allowed to enter 10 codes per day.
* Note that the official rules state: "The purchase, sale, trading, or barter of Game Pieces, Game Stamps, FREE Codes or Game Codes via Online or live auctions, or any other methods, does not constitute Legitimate Channels and is expressly prohibited.
* If you are related to, or romantically involved with a McDonald's Employee you are unable to participate in the game.
* Participants with Disabilities: If you have a disability that you believe prevents you from participating in the Game, or if you are a Guam or Saipan resident who needs assistance in redeeming a Prize, contact (866) 375-0638 for assistance.



# CHANCES PER PRODUCT:
======================
*** COMING IN SEPTEMBER ***

* .................4 peels
* .................4 peels

* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels

* Check with store as once the peels runs out on a certain product, They will NOT be resupplied.



NEW PRIZES THIS YEAR:
=====================
**** COMING SEPTEMBER 2014 ***




McDonalds Monopoly 2014 Rare Pieces:
==============================
* Mediterranean Ave
* Vermont Ave
* Virginia Ave
* Tennessee Ave
* Kentucky Ave
* Shortline Railroad
* Ventor Ave
* Pennsylvania Ave
* Boardwalk


f you use a code, please let others know! It saves us all time, and it makes our code donors feel good. RBM stands for redeemed by me and RNBM means that you tried the code, but it was Redeemed, Not By me

And finally, if you WIN something, POST IT! Everyone loves hearing about the big wins!


■DISCLAIMER:All logo's, trademarks and other material is copyright of their respective owners. This site is not owned, operated or run by McDonald's and is in no way affiliated with any of its companies. The use of McDonald's or Monopoly images are for illustration purposesonly.The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any prices, products, programs, offerings, or technical information described in this Web site. BigBoyMichigan makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, or may not meet your needs and requirements. IN NO EVENT WILL BigBoyMichigan BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BigBoyMichigan page is not endorsed by or affiliated in any way nor The opinions expressed here are those of the authors and do not necessarily reflect with the thoughts and opinions of McDonalds, Mickey D's nor any other products / companies listed on this site.



Totally Free Deals
2 FREE Recipe eBooks- Managing Diabetes, Homemade Bread
Added on : Thursday June 19th 2014 12:00:13 PM
g: 2 Posted By: imagine1128
Views: 191 Replies: 0 "Easy and Delicious Homemade Bread: Beginner's Guide"
by Jenny Davis
Price FREE

4.8 stars based on 25 reviews
File Size: 4481 KB / Print Length: 96 pages

link

Some of the recipes you will find include:
Basic Bread - Lager-Style Beer Bread - Ciabatta - Southern Style Corn Bread

--------------------------------------------------------------------

"Diabetes Diet: The Definitive Guide to Beating, Managing, and Avoiding Diabetes
(Manage Diabetes - Essential Tips to Controlling your Blood Sugar)" by Sampson Sharpe

price: FREE

4.3 stars based on 19 reviews
File Size: 2031 KB/ Print Length: 65 pages

link

INCLUDES

* Diabetes Diet Recipes - A collection of essential recipes suited for Diabetes Diet.

* Foods to Avoid and Include in a Diabetes Diet - Provides a list of foods that are not suited for Diabetes patients and those foods that are helpful and necessary to Diabetes Diet.

* Diabetes Diet: Tips and Myths - There are a lot of people all around the world, fighting diabetes. Due to the various treatment methods, a lot of myths have evolved. We will explore the various myths and tips in this chapter!


Books & Magazines Deals
g: 0 Posted By: ctgolfer
Views: 140 Replies: 0 Product Information
Creativity in Motion.Inspired by EOS technology, Canon developed the new EOS M Digital Camera. Canon introduced the market to Full HD video capture with smooth, quiet continuous autofocus made possible by Movie Servo AF and STM lenses, advanced CMOS sensor technology, and the processing power of DIGIC 5. The EOS M Digital Camera leverages these key technologies to deliver high-quality moving and still images with creativity provided by Canon s extensive family of interchangeable lenses.

Product Features
Compact design, superb image quality
Capture images that are packed with clarity and color and can be printed at sizes up to A2 in amazing detail. An APS-C sized 18-megapixel sensor is of the same dimensions as those used in EOS DSLRs, and offers the same superb image quality.
The right settings every time
As you compose a photograph with the EOS M, the camera's Scene Intelligent Auto technology analyzes the subject too, evaluating color, brightness, movement and even detecting the presence of people. This information is used to pick the most appropriate camera settings, giving you the best possible results.
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Create beautiful images, using smooth out-of-focus backgrounds for a professional look with impact. Achieve advanced creative effects quickly and simply with easy-to-use controls.
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Straightforward controls are quick and easy to use, so you'll always be ready to express yourself. A touch-sensitive 3" Clear View II LCD screen offers intuitive control over menu functions, and the ability to focus and shoot with a single tap.
Atmospheric photos in low light
The EOS M keeps performing at its best, even when light levels get low. Hybrid autofocus ensures pin-sharp photographs and evaluative exposure metering picks the most appropriate shutter speed and aperture. Shoot hand-held pictures in low-light conditions without using flash or a tripod, thanks to a maximum sensitivity of ISO 12,800 (expandable to ISO 25,600).
Moving pictures
Shoot Full-HD video using the same camera you use for still photography. Enjoy superb image quality, even in low light, and explore new creative approaches, such as shallow focus. Enhance your movie footage with video snapshot. Shoot a series of short clips of 2, 4, or 8 seconds in length, edit them, and play them together as a video slideshow in a single movie file.

www.ebay.com/itm/Canon-EOS-M-18-0-MP-Compact-Systems-Camera-EF-M...
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eBay Coupons
Free Kindle Book - Essential Fish Care In Aquaponics
Added on : Thursday June 19th 2014 07:00:06 AM
g: 0 Posted By: remick
Views: 103 Replies: 0 http://www.amazon.com/gp/product/B00DLHL3BO

As Aquaponics becomes more popular with gardeners and enthusiasts everywhere, sometimes basic fish health and proper care, can be overlooked. Much of this is largely due to not enough knowledge about their needs requirements and living conditions. This book is designed to give the beginner and mid-range Aquaponic grower a good foundation in providing the best possible care to their fish. All those little questions people ask about raising fish in Aquaponic systems can be answered in the Essential Fish Care Book. These living, breathing creatures will provide a healthy source of protein at the dinner table, if we take good care of their needs first.
Totally Free Deals
g: 0 Posted By: tedhawkins
Views: 127 Replies: 0 Sierra Mountain Gear 9 in 1 Plier Tool $9.96 + $6.99 S/H /FS on $50+ Campmor

http://www.campmor.com/outdoor/gear/Product___37217

The Sierra Mountain Gear 9 In 1 Plier Tool is a handy, dandy all in one gizmo that you will be surprised that you did without for so long. It features 9 useful tools with an anodized finished handle that is a comfort to grip. Made from a high grade Stainless Steel the Plier Tool will easily do all those things you need. Tools included are Wire Cutter, Line Cutter, Can Opener, File, Flathead Screwdriver, Serrated Blade knife, Standard Blade knife, Awl and of course, pliers. There is a lock (latch) to keep the pliers closed when not in use.

9 In 1 Plier Tool is versatile & made from High Grade Stainless Steel
Pliers are spring loaded
Plier Lock when not in use
Tools Included Are - Wire Cutter, Line Cutter, Can Opener, File, Flathead Screwdriver, Serrated Blade knife, Standard Blade knife, Awl and pliers
Anodized Aluminum handle
Standard Blade is 2.5" long
Serrated Blade is 2.5" long
Dimensions - 5.75"x1.8"x.5"
Tools Deals

Campmor Coupons
g: 0 Posted By: ctgolfer
Views: 72 Replies: 0 Panasonic KX-TG7733S DECT 6.0 Plus 3-Handset Cordless Link-to-Cell Phone System with Answering Machine

Link2Cell
Link2Cell is a cordless phone system that operates together with your cell phone. Simply charge your cell phone through the USB port on the Panasonic base unit and sync the two via Bluetooth. Now youre ready to make and receive cell calls that are automatically routed through all your home phone handsets. Which means theres no need to carry your cell phone around your home.

Bluetooth Convergence Solution
Like using your cell phone at home but don't like carrying it around? Now you can make and receive cell phone calls though your multi-handset home phone with the Bluetooth-powered Panasonic Link-to-Cell. Link-to-Cell harnesses the power of Bluetooth to combine the freedom of your cell phone and the convenience of a home phone. By linking your cell phone to the Bluetooth-powered Panasonic Link-to-Cell, you can make or receive calls on all compatible Panasonic home phone handsets. Don't want to be without your cell phone's phonebook? No problem. With Link-to-Cell's Phonebook Transfer feature, you can transfer up to 600 names and numbers from your cell phone to the built-in handset directory via Bluetooth. Link-to-Cell also features Bluetooth headset connectivity so you can keep the conversation going and your hands free. Perfect for those times when you're talking but need to walk around your office or home, open drawers, flip through files or write.

Dect 6.0 Plus
Dect Plus technology takes the superb sound quality and outstanding range of DECT 6.0 phones to a whole new level. By increasing the frequency of error correction by up to 80x, the transmission quality is improved and the phone's range is extended. Engineered to work in 1.9GHz frequency, our DECT 6.0 phones won't conflict with common wireless devices such as 2.4GHz routers, wireless keyboards and mice, microwave ovens and other household items. And because it's digital, you'll enjoy long range and clear sound while deterring eavesdropping.

Talking Caller ID
Now you can hear who's calling from across the room without having to get up. Using text-to-speech technology, Panasonic phones featuring Talking Caller ID announce caller ID information in between rings. What could be more convenient?

1.8 White Backlit Handset Display
See whos calling at a glance on our wide, 1.8-inch LCD and set screen. Featuring black text against a white-backlit display, its crystal clear and easy to readeven from a short distance away.

LED Light-Up Indicator
Now, you can know when a calls coming in or if you have a messageeven if youre vacuuming or listening to music. A large, bright LED indicator on top of the handset lights up when you get a call or a message, so youll always be connected.

Easy-to-Use Big Buttons
We streamlined our keypad to include fewer buttons while also making them larger. No more fumbling to find the right key, and no more dialing the wrong number.

Shipping Note: Eligible for shipping to all 50 states

Warranty: 90 Day Panasonic



Panasonic KX-TG385SK DECT 6.0 Plus 5-Handset Cordless Link-to-Cell Phone System with Answering Machine

Link2Cell
Link2Cell is a cordless phone system that operates together with your cell phone. Simply charge your cell phone through the USB port on the Panasonic base unit and sync the two via Bluetooth. Now youre ready to make and receive cell calls that are automatically routed through all your home phone handsets. Which means theres no need to carry your cell phone around your home.

USB Charge
No convenient electrical outlet for charging your cell phone or smart phone? No problem. The base unit features a convenient USB charging port. And because its Link2Cell, you can answer your cell phone calls on your Panasonic home phone handsets without draining your cell phone battery.

Text Message (SMS) Alert
Never miss a text message again. The Text Message Alert feature notifies you of received text message on your cell phone through an alert on your cordless handset when your cell phone is synced to the base unit.

Enhanced Noise Reduction
Enhanced Noise Reduction not only suppresses background noise but also enhances your voice at the same time. Which means the next time your teenager calls you from a concert, youll actually be able to hear him.

DECT 6.0 Plus Technology
If youre looking for superb sound quality and long range, look no further than the DECT 6.0 Plus technology in Panasonic cordless phones. Thanks to error correction up to 80x, you get clear transmission even with extended range. Engineered to work in 1.9GHz frequency, our DECT 6.0 Plus phones won't interfere with wireless devices such as routers, wireless keyboards and microwave ovens. Whether you use them in the basement or the backyard, our phones truly go the distance.

Answering Machine with Message Forwarding
Thanks to advanced answering machine functions, you can get messages wherever, whenever. At home, the base unit will beep to alert you to a message. And on the road, the phone will send a message to your registered cell or work phone.

Talking Caller ID
Hear whos calling from across the room. The Talking Caller ID feature uses text-to-speech technology, announcing the callers information in between rings.

Intelligent Eco Mode
With the Intelligent Eco Mode, when you use the handset closest to the base unit, youll automatically lower power consumption. This not only extends available talk time but also prolongs battery life. Which means less frequent charging and in the end, fewer batteries in landfills.


Shipping Note: Eligible for shipping to all 50 states

Warranty: 90 Day Panasonic

http://electronics.woot.com/offers/panasonic-link2cell-3hs-or-5h...
Daily Deals

woot! Coupons
g: 0 Posted By: Xenocrates
Views: 69 Replies: 0 648-Ct Huggies Simply Clean Fragrance Free Baby Wipes Refill- $9.37 w/ S&S AC FS @ Amazon

Note:For those new to these Amazon "coupons" the "clip coupon"button islocated on the product page a few lines under the price.

$11.97 - $2.00 clip coupon - %5 Subscribe & Save = $9.37 w/ free shipping (Free shipping comes from the subscribe and save option.)

Forhands, face and bottom
Fragrance-free (unscented)
Resealable closure to keep your baby wipe supply fresh and moist
Packaging may vary from image shown

4 / 5 stars with 710 customer reviews.
Baby Deals

Amazon Coupons
g: 0 Posted By: BorntoChill
Views: 211 Replies: 0 Newegghas the Brother P-touch PT-2730VP PC-Connectable Labeling System with Carry Caseon sale for $44.99 with free shipping until June 28 (or stock is gone). This is Brother's high-end PC Magazine Editor's Choice winninglabeling system, which gets 4.5 out of 5 stars average by Amazon reviewers.

Amazon,at the time I posted, is also currently matching Newegg's price, but I wouldn't count on it staying that way. It's also been going in-and-out of stock at Amazon. Amazon Marketplace sellers are charging way more.

This labeler normally sells for $79.99 and up. AFAIK, this is close to the lowest sales price for the PT-2730VP in over 2 years and within $5 of a couple long ago black friday/cyber monday deals.

For those wondering, the difference between the Brother PT-2730 and the PT-2730VP is that the PT-2730VP version includes a snazzy carrying case with room to hold the labeler, its included A/C adapter, and several cartridges.

(Insert Seinfeld joke here)

Office Equipment Deals

Newegg Coupons
g: 0 Posted By: papajoker
Views: 199 Replies: 0 For those who want these now:
Link.2.Newegg
Link.2.Amazon

These speakers were on sale for $95 during the Thanksgiving time last year. But $139.99 w. free shipping isn't a bad price at all.

From Newegg:
Spec
Tweeter Diameter 1" (2.54cm),Dynamic Balance silk/polymer composite dome Midrange Diameter 5 1/4" (13.34cm), Dynamic Balance bi-laminate composite cone driver Nominal Impedance 8 Ohms Sensitivity 90 dB Total Frequency Response 38Hz-25kHz Upper -3dB Limit 24 kHz Lower -3dB Limit 48 Hz Power Rating 20-200 watts per channel

Headphones & Speakers Deals

Newegg Coupons
g: 0 Posted By: BorntoChill
Views: 112 Replies: 0 Newegghas the Brother P-touch PT-2730VP PC-Connectable Labeling System with Carry Caseon sale for $44.99 with free shipping until June 28 (or stock is gone). This is Brother's high-end PC Magazine Editor's Choice winninglabeling system, which gets 4.5 out of 5 stars average by Amazon reviewers.

Amazon,at the time I posted, is also currently matching Newegg's price, but I wouldn't count on it staying that way. It's also been going in-and-out of stock at Amazon. Amazon Marketplace sellers are charging way more.

This labeler normally sells for $79.99 and up. AFAIK, this is close to the lowest sales price for the PT-2730VP in over 2 years and within $5 of a couple long ago black friday/cyber monday deals.

For those wondering, the difference between the Brother PT-2730 and the PT-2730VP is that the PT-2730VP version includes a snazzy carrying case with room to hold the labeler, its included A/C adapter, and several cartridges.

(Insert Seinfeld joke here)

Office Equipment Deals

Newegg Coupons
g: 0 Posted By: slovell
Views: 150 Replies: 5 Around 4-5 years ago, we were going to do a cash out refi with Oxford Lending. The day that we were supposed to attend the closing, an employee from Oxford called to tell us that our loan would not be going through. He said that underwriting had taken a second look & decided not to approve our appraisal after all because there hadn't been a comparable house sold in our area in the last 3 months (we live in a very rural area). We were shocked, but this guy had been inefficient from the start. We dropped the plan to refi. Fast forward to now & we were offered a rate reduction from Chase (our original mortgage co.) We decided to go ahead with the process due to it being no cost. We were shocked when their underwriting called & told us that we had a $1000 bill with the local title company that was scheduled to close the previous loan. They recommend that I call them. When I contacted them, they stated that it was due to such things as abstracting fees, attorney opinions etc. I was shocked & couldn't believe they hadn't contacted us earlier or why Oxford Lending had even had those things done if they weren't going to proceed with the loan. My question is, are we legally responsible for these fees? If not, is there anyway to make Oxford pay them?
New User Question Deals
g: 0 Posted By: papajoker
Views: 8 Replies: 0 For those who wants these now:
Link.2.Newegg
Link.2.Amazon

These speakers were on sale for $95 during the Thanksgiving time last year. But $139.99 w. free shipping isn't a bad price at all.

From Newegg:SpecSold AsSingleDriver UnitsTweeter Diameter: 1" (2.54cm), Dynamic Balance silk/polymer composite dome
Midrange Diameter: 5 1/4" (13.34cm), Dynamic Balance bi-laminate composite cone driverPower Rating20-200 watts per channelFrequency ResponseTotal Frequency Response: 38Hz-25kHz
Upper -3dB Limit: 24 kHz
Lower -3dB Limit: 48 HzNominal Impedance8 OhmsSensitivity90 dBConnectorsDual 5-way binding posts inputsFeaturesColorBlackSpecDimensions & WeightDimensions: 37" H x 7" W x 12 1/16" D
Weight (each): 31 lbs.
Headphones & Speakers Deals

Newegg Coupons
Free Fathers Day iPhone Case - 1st 3,000
Added on : Sunday June 15th 2014 12:00:12 PM
g: 0 Posted By: remick
Views: 37 Replies: 0 https://www.surveymonkey.com/s/8PJSSF8

If we make it to 3000 shares, we will send out an email with a coupon code for the case, and a link directing you to the purchase page! The code will be sent out approximately 8 weeks after the close of this giveaway. The cases will be given out on a first come first serve basis so be sure to act fast!

To say thank you to all those wonderful dads out there we decided to bring back the Sign Up. Share. WIN! Giveaway!!
If this Fathers Day inspired design gets 3000 shares, we'll giveaway 3000 FREE Fathers Day Cases! Just click the link below to sign up!
In order to qualify for a free case you must SHARE and be SIGNED UP.
We have until Tuesday June 17th to reach our goal. Lets Get Sharing!!
Sign up HERE! https://www.surveymonkey.com/s/8PJSSF8
Electronics Deals
g: 0 Posted By: tedhawkins
Views: 115 Replies: 0 BBE Blacksmith Distortion With 3-Band EQ Guitar Effects Pedal $39.99 FS @ MF

http://www.musiciansfriend.com/stupid

Product Description

The Blacksmith analog distortion is all about force-feeding your tube amp for a heavier, chunkier distortion. The concept was developed by Paul Gagon in the 1980s when he worked at Jackson Guitars. Back then, Gagon created pickups, amps and electronics for Jackson instruments and routinely worked with an A-list of artists, from Jeff Beck to Steve Vai and many more. What he found was many of the artists loved the sound of their Marshalls, but wanted more grind out of them. Their amps may have gone to eleven, but these guys often told Gagon they wanted them to go to fifteen or twenty.

Paul already had created many boost and distortion circuits, but ultimately, what he wanted to make a pedal for artists that would go beyond what a boost pedal could do while maintaining that classic Marshall tonal balance but on steroids. The solution was brilliant: a distortion generation circuit feeding a 3-band passive EQ derived from a 69 Plexi (a Plexi Tone Stack). The EQ allows you dial it in to suit the characteristics of a particular tube amp, a practical feature because some Marshalls were dark while others were bright sounding. Of course, the EQ is also great for style: want a killer shred tone? Scoop those mids and crank the lows and highs.

Blacksmith is inspired by those pedals Gagon handmade back in the 80s, delivering all the tone he brought to the rock gods but with greater consistency and durability. Blacksmith features 1% metal-film resistors, big fat signal traces on a mil-spec circuit board, true hardwire bypass to eliminate any pickup loading when disengaged, and a 1mOhm input resistance to welcome your axes signal with wide open arms just like the input on a killer Marshall.

The Blacksmith isnt just for Marshalls, however. Gagons design works beautifully with a variety of other quality tube amps, from Mesa to Fender. When youre looking for a top-shelf distortion pedal thats as musical as your amp, get your hands on a Blacksmith.
Features

Gain, volume and passive 3-band PLEX-EQ controls
LED-based gain circuit for smooth, high-output distortion
1mOhms input impedance for proper pickup loading
1kOhms output impedance when engaged
1% metal-film resistors for consistency
High-voltage poly caps for better tone
Military-spec circuit board for reliability
Blue status LED for high visibility and low power consumption
Easy access battery compartment


Music Deals

Musician's Friend Coupons
Need help maximizing Nerf/Quaker chewy coupon
Added on : Friday June 13th 2014 07:00:13 AM
g: 0 Posted By: timx
Views: 183 Replies: 0 WalMart had some tear pads on the Quaker Chewy display (for those that don't know, these are kind of a granola bars for kids). My kids eat these anyway so any bonus is a free bonus for me. Coupon says $5 off any Nerf item ($9 or more) when you buy 1 Quaker chewy 20-24 count box or 2 Quaker chewy 10-14 count boxes. Doesn't appear to be limited if you have more than one coupon, I think any Nerf buy one/ get one 50% off sale would be in play as long as its over $9... exp 6/30.. I'm not even sure what forum I should be posting this in, as it really isn't a "hot deal" more like a call for help... Figure its gotta be a store that sells both, ie WalMart, Target, Kmart, etc...
Discussion Deals
CVS 8 x 10 photo collage
Added on : Friday June 13th 2014 06:00:12 AM
g: 1 Posted By: snellscott
Views: 222 Replies: 0 Promo Code DADCOLLAGE

Add one 8x10 Collage to your cart, enter promo code DADCOLLAGE and get your 8x10 Collage for FREE. Offer valid online only. Promotion ends 6/14/14.Add two (2) Photo Cards and/or Stationery Cards to your cart, enter promo code DADLOVE and get your second Photo Card and/or Stationery Card of equal or lesser value for 50% Off. Offer valid online only. Promotion ends 6/14/14.Add any Photo Calendar(s) to your shopping cart, enter promo code CAL25 and get 25% off your Calendar order. Offer valid Online Only. Promotion ends 6/14/14.Add any Photo Book(s) to your shopping cart, enter promo code BOOK25 and get 25% OFF your Photo Book order. Offer valid online only. Promotion ends 6/14/14.You are receiving this email because you indicated you wanted to be informed of the latest news and specials from CVSPhoto.com. If you prefer not to receive future emails from CVSPhoto.com, please unsubscribe here.Please note if you have subscribed to receive other CVS email communications you will continue to receive them unless you unsubscribe specifically for those.


Totally Free Deals
Student loans with MBA program
Added on : Thursday June 12th 2014 03:00:05 PM
g: 0 Posted By: garyshultz
Views: 153 Replies: 2 Hi Guys,

Question for those that got student loans through MBA program. Does the student loans go directly to the school to pay tuition or can I get a hold of the loan amount to use for rent/food/etc...

I also read that if my student loans that I get privately overpay my school that my school will send me a refund check possibly which is another method I guess.

So I guess what im asking is can I control the funds that I get from my student loans for my MBA program?

New User Question Deals
Father's Day Tackle Sale on Cabela's, Basspro and Eposeidon
Added on : Thursday June 12th 2014 04:00:07 AM
g: 1 Posted By: naeacher
Views: 141 Replies: 0 I've been following several online tackle shops for a while and since the fathers day is coming, they start rolling out fathers day tackle deals. I will post those deals in this thread and update whenever I find some new fathers day tackle deals.

Cabelas:http://www.cabelas.com/browse.cmd...obalBanner

F/S promote code available for orders over $99Code: 4DADSDAY

Bass Pro:http://www.basspro.com/Fishing/Cu...Z1z0weicZp

F/S on orders over $49 with code49FREE

Eposeidon:http://www.eposeidon.com/2014-fathers-day-sale/

F/S on orders over $20. This one's price is unbeatable but they have limited selection

Land Big Fish has 3 Father's Day Packages available:

http://www.landbigfish.com/Land-B...ackage.cfm
Sports & Outdoors Deals

Cabela's Coupons
Chase $400 Bonus Coupon Combo Freely Available(7/15/2014)
Added on : Wednesday June 11th 2014 01:00:15 PM
g: 0 Posted By: HustlerMB
Views: 113 Replies: 0 Here's the Chase $400 Total Checking & Savings with Direct Deposit freely available for everyone! No need to buy from eBaay or email anyone! Simply click on the link and you will be presented with the Chase $400 coupon combo valid until July 15, 2014.

GET GREAT EXTRAS, INCLUDING:

Access to over 20,000 Chase ATMs and 5,600 branches nationwide
PLUS access to 11,500 Chase DepositFriendlySM ATMs no need for deposit slips or envelopes
PLUS 24/7 customer service access were here when you need us
PLUS Chase OnlineSM Bill Pay

HURRY - THIS OFFER ENDS JULY 15, 2014

GET $200 for new Chase checking customers who open a CHASE TOTAL CHECKING ACCOUNT and set up Direct Deposit.
OR
GET $200 for opening a new CHASE SAVINGSSM ACCOUNT,depositing a total of $15,000 or more in new money within 10 business days, and maintaining a $15,000 balance for 90 days.Footnote 2 (Opens Overlay)

OR

GET $400 FOR BOTH!

*Service Fee: Chase Total Checking has no Monthly Service Fee when you do any one of the following each statement period: Option #1: Have monthly direct deposits totaling $500 or more made to this account; OR, Option #2: Keep a minimum daily balance of $1,500 or more in your checking account; OR, Option #3: Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply in most states ($10 Monthly Service Fee for CA, OR and WA). Chase Savings has no Monthly Service Fee when you do at least one of the following: Option #1: Keep the minimum daily balance of $300 or more in your savings account; OR, Option #2: Have at least one repeating automatic transfer from your Chase checking account of $25 or more each month. One-time transfers do not qualify; OR, Option #3: Have a linked Chase Premier Plus CheckingSM or a Chase Premier Platinum CheckingSM account. Otherwise a $4 Monthly Service Fee applies in most states ($5 for accounts opened in CA, FL, GA, ID, NV, OR and WA). We will notify you of changes to your account terms or fees. For more information, please see a banker or visit chase.com/checking or chase.com/savings.

Bonus/Account Information: The checking offer is not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. To receive the $200 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval. 2) Deposit $100 or more within 10 business days of account opening; AND 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above requirements, well deposit the bonus in your new account within 10 business days. The bonus cannot be used as the opening deposit. To receive the $200 savings bonus: 1) Open a new Chase Savings account, which is subject to approval. 2) Deposit a total of $15,000 or more in new money into the new savings account within 10 business days of account opening; AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds held by Chase or its affiliates. After you have completed all the above requirements, well deposit the bonus in your new account within 10 business days. The Annual Percentage Yield (APY), for Chase Savings effective as of 5/12/14, is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. You can receive only one new checking and one savings account opening related bonus per calendar year. Bonuses are considered interest and will be reported on IRS Form 1099-INT.
Deal Deals
g: 0 Posted By: BenH
Views: 190 Replies: 2 Situation:
I have an interesting situation where another unit owner may have family members interested in moving to the area. Because of various (some obvious) reasons, they would prefer to live as close as possible, ideally in our building. At this point, there has only been a query from neighbor of "are you still looking to sell soon?" with the explanation above. At this point, I have not talked to her family members or have any idea of their real interest.

Background:
I'm wanting to sell my city Condo to move out to a SFH in the burbs. We've been wanting to do it for a year or two now, but haven't really gotten around to looking in earnest. We can probably be in here for another year before things start getting cramped. Realistically, we could probably stay 2-3 more years here if required - but after that I think we need to start looking at an area with schools above the 30% mark.

The unit is one of 8 in the building and the last unit sold (across the hall, identical to mine, though maybe not as in good condition) for about 70% of the value I paid for my unit in 2006. Part of the reason it sold so cheap was that it was a foreclosure. Currently, all the units in the building are sold and about half are owner occupied - the rest are rented. One other unit sold at foreclosure about a year or two previously. Other units went up for sale, but the owners decided to keep them as rentals since likely they didn't get their asking price within the short time frame they were trying to sell (all were moving out of state).
Additionally, rent in this area is pretty high and I can probably rent my unit for my costs, but I don't believe I would clear more than say $3-4k a year. I am not really interested in the hassle of being a land lord or the possible extra expenses that may wipe out my yearly take as well as the complications of two mortgages on properties this high.

Challenges:
All being said, it would be extremely convenient for us to have a willing buyer with an extra incentive to have *our* place (or at least one in the building). Likely they would have an elastic schedule, as I believe this will be a second home, which may make things easier for us.
Of course, I'm not willing to just give them an awesome price just because I'm being approached in this manner. But, it does give me some incentive.

I know I'm not going to recoup the total investment in the condo. But, the first thing I am trying to figure out is what is the real value of the property? I obviously think it is worth more than what the foreclosure sold for.
Zillow's Zestimate of my place is about 10% higher than the foreclosure sold for, however it alsoshows the value of the recently sold foreclosed unit for 15% less than what it actually foreclosed for.
I've seen some other indicators that the value maybe 20-25% higher than what the foreclosure sold for, so I have no idea what to trust.

I'm also under the impression that I could take an offer slightly below market value because no realtors are involved (at least I don't think they will need to be). Is that a smart way to think? I realize I can always sell at any time without a realtor, but in this case all the work and challenges of that are taken care of.

In short, I'm interested to make an attractive price and sell since it gives me the incentive to move right now without a lot of the hassle. But, I don't want to take significantly less than market value (whatever that means).

A further possible complication is that there are 4 units in the building which are currently being rented. I wouldn't be surprised if they attempt to make contact with the other units owner's to gauge their interest in selling instead of continuing to rent. My only advantage here is that the other units have leases for renters right now but if these people are flexible they might not mind waiting say 6 months to get another unit at a substantial savings. OTOH, some of these units have been rented for 2-3 years and I have the feeling those owners are looking to hold on to the units as long as possible to try and recoup their initial costs - or - some of them were purchased at a lower price than mine (with a better rate) that makes them more attractive for rental opportunities.

Any advice on how to approach this is appreciated. It may be a few weeks before I know how serious the potential buyers are - but I'd like to be prepared when that time comes.
Personal Finance Deals
HOT at Safeway Save $3+ Pay just $5.00 Yuban/Maxwell House
Added on : Wednesday June 11th 2014 08:00:36 AM
g: -7 Posted By: yesidonoitall
Views: 920 Replies: 15 EDIT:
This alert is only for those who know coffee prices.....
Apparently most do not....
==================================================

"Friday only" in Southern Oregon at Safeway, maybe elsewhere in the US...
For their $5 Friday deals.....Yuban or Maxwell House 29 to 31 ounce size
This is too hot for the Grocery forum, but it will probably get moved there....

Easy PM at WM and Target





In Store Promos Deals
Northwest Territory Anti Gravity Suspension Lounger $39.96 Kmart
Added on : Wednesday June 11th 2014 05:00:06 AM
g: 0 Posted By: tedhawkins
Views: 164 Replies: 2 Northwest Territory Anti Gravity Suspension Lounger $39.96 Kmart

http://www.kmart.com/northwest-territory-anti-gravity-suspension-lounger/p-089W005648076001P

DescriptionExperience Complete Comfort and Relaxing Support with the Anti Gravity Suspension LoungerThe Northwest Territory Anti Gravity Suspension lounger is more than comfortable seating. It provides your tired legs and feet with elevated relief while it takes the pressure off your back. This unusual recliner allows you to find just the right position for your personal comfort zone. Lock in your preference or change it on a whim with the dual finger-tip control system. The combinations are endless and completely under your control. Settle back, enjoy the comfy headrest and feel the tension ease away in this remarkable lounger. Its smart design gives it a sleek, contemporary look that's just as home by the campfire as it's on the back porch.The secret to this innovative Anti Gravity Suspension Lounger is its revolutionary construction. A threaded bungee system allows the comfortable fabric seating to float in the chair's sturdy steel frame. The results are a recliner that effortlessly suspends and distributes your weight. That aching back and those tired feet will feel at home in this lounger wherever you go. It folds up in a snap, and its backpack-style strap makes it completely portable. Store a couple of these chairs in the camper or keep them handy for extra company on the patio. This is the kind of mobile comfort you'll enjoy sharing with family and friends.

The Northwest Territory Anti Gravity Suspension Lounger lets you lock in your favorite position
This recliner comfortably supports up to 250 pounds
Two sturdy armrests give you one-touch access to the finger-tip locking system
The durable fabric seating suspends you with a revolutionary bungee system
Adjust your own comfort with multiple positions
High-strength steel gives the frame durability and stability
The built-in head rest soothes tired neck muscles
This lounger is easy to transport with its convenient backpack strap



Home & Garden Deals

Kmart.com Coupons
g: 0 Posted By: remick
Views: 106 Replies: 0 http://www.amazon.com/gp/product/B00AKBIJ16
4.7 out of 5 stars (21 customer reviews)

Using Photoshop, Photomatix and Topaz Adjust, Blake Rudis, creator of the award winning blog Everyday HDR, walks you through the wonderful world of High Dynamic Range photography. There are many methods that are discussed in Exploring HDR from the typical multiple exposure tone mapped HDR image to the single Raw file technique. Blake gives away many of his secrets in this book with 6 different HDR techniques, 9 HDR post processing techniques, over 130 detailed pictures, and bonus content in every Chapter.

Blake knows the importance of post processing your HDR images and has included several detailed post processing techniques. These techniques include adding depth to your tone mapped photo, combating chromatic aberrations, HDR specific noise reduction and so much more! If you are looking for a highly detailed, tutorial based HDR book, Exploring HDR is the one for you!

Key Highlights of Exploring HDR:

*Designed for Beginner to Advanced skill levels
*Bonus Content in every chapter
*Downloadable files to follow along with the tutorials on select Chapters
*Step by step tutorials to help you better your HDR photography



The DSLR Survival Guide: A Beginner's Guide to Surviving Digital SLR Photography
http://www.amazon.com/DSLR-Survival-Guide-Beginners-Photography-...
Did you recently buy a new DSLR camera, but have no clue how to use it?
Have you owned a DSLR camera for quite some time and still find yourself shooting in Auto Mode?
Do you find yourself scratching your head at all of the terms in your Owner's Manual?
If you answered yes to any of these questions, the DSLR Survival Guide is the beginner's book for you. Blake discusses everything DSLR related to help you breakdown that awful communication barrier between you and the language of your DSLR camera. Follow along with the information in this guide and you will be producing better photographs in no time! For less than the cost of a fast food meal you can be learning about your DSLR camera!

Photo Composition
Aperture
Shutter Speed
ISO
Camera Modes
Image File Formats (RAW, JPEG)
Lighting and Light Sources
Lenses and Lens Selection


A Beginners Guide To DSLR Photography - How To Create Stunning Digital Photography Like A Pro
http://www.amazon.com/Beginners-Guide-DSLR-Photography-Stunning-...

So you just got that new DSLR camera or you are planning on getting one shortly. Maybe photography has always been a small passion of yours and you finally want to take the leap and start taking amazing photographs using a DSLR camera. Where do you even begin when you get one? What are the basics you should know before you attempt to get started? Taking one peak at the owners manual might get your head to start spinning.

Dont worry because we have you covered. We will cover important things like exposure, flash, shutter speed, and aperture to name a few. We will also give you great tips and guidance and even debunk some common photography myths. We will also cover some important questions to ask yourself while you are shooting that will help you start to think like a professional photographer. You are one your way to starting a new hobby that is very exciting and rewarding. We want you to be able to feel comfortable and confident with your DSLR camera so step inside this guide to get started today!



Photo Mastery - Shadows, Form And Texture
http://www.amazon.com/Photo-Mastery-Shadows-Texture-Training-ebo...

Although photography is all about light...it's actually the shadows that define form and textures!

When you get tired of flat, boring, 2d photos and want to have lifelike images that pop off the page, this Volume of the "On Target Photo Training" course is the answer!

Here is a copy of the table of contents to show a little of what is covered...

Introduction
Light Makes Shadow
Color Temperature - Kelvin Scale
Light Meters
Reflected Light Meter
Problems With Reflected Light
Incident Light Meter
Ambient Light
Ambient Light Qualities
Shadows From Hard Ambient Light
Soft Ambient Light Shadows
The Main/Key Light
Planning The Shadow
Squinting
Raccoon Eyes
Do You HATE Those Pesky Shadows?
Shadows Define Form And Texture
The Fill Light
Learning Photography Lighting Techniques!
Photo Exercise
Photo Exercise 2
Fixing Problem Areas
Shadow Lighting Patterns
Split Light
Loop Light
Butterfly Light
Texture Requires Shadow!
Glare
Photo Exercise 3
Additional Photo Training

We spend a lot of time discussing light and various qualities of light - to get a better understanding of shadows!

Ambient Light: This is the light we will be using the most. Here we thoroughly cover what is is and how to work with it! Once we know how to control the light, we can control the shadows that define our shapes and textures.

The Main/Key Light: Before you can learn to master the shadows, you need to understand the light that is making them! Each light source whether it is ambient light or studio light (or both) creates it's own set of shadows. And it's own set of problems and opportunities!

Shadows: The shape, position and depth of the shadows - and your mastery of them - is what will turn your photos from dull lifeless "pictures" into something you will be proud to not only put on the wall...but you will be proud to sign them too!

The Fill Light: Here is the key to controlling the depth of your shadows and bringing emotion into your art.

Fixing Problem Areas With (Or Without) Shadows: Every face and every scene has flaws that you can "fix" in your camera. Every subject you shoot wants and deserves to look like a million bucks! It's your job as a photographer to make that happen.

Glare: Glare in glasses can easily ruin a photo. Plus it's incredibly difficult to "fix" in Photoshop. Fixing it in camera is really easy once you know how.

You are closer than you think to creating truly amazing photographs that will be the envy of your friends and family!



11 Things Every Photographer Should Know About HDR Photography
http://www.amazon.com/gp/product/B00EJZD9BE/

HDR photography can be pretty complicated and if you go into it without knowing what you are doing, you are in for some trouble! "11 Things Every Photographer Should Know About HDR Photography" is something every photographer should read prior to jumping into the world of HDR photography. Blake Rudis has been teaching HDR photography techniques for over 3 years and knows how to make HDR images that pop off the page!

What you will receive from reading "11 Things..." :

- A better understanding of the HDR process and how to create an HDR image using several different techniques.
- A considerable amount of knowledge about file formats used during the HDR process.
- A plethora of examples as to what you should and should not be HDR'ing!
- A worthy understanding of HDR tone mapping software and how to use it to make better HDR images through the bonus content provided.
- A guide to post processing HDR images that outlines what to look out for after the image has been tone mapped to make it look its absolute best!


Books & Magazines Deals
g: 3 Posted By: remick
Views: 953 Replies: 2 http://www.amazon.com/gp/product/B00JIZ0Q2U

4.7 out of 5 stars (143 customer reviews)

Publication Date: November 5, 2013 | Age Level: 8 - 12 | Grade Level: 3 - 7
Featuring never-before-seen information about the warrior cats, Warriors: The Ultimate Guide is a necessary addition to every Warriors collection and is perfect for both longtime fans and those just getting to know the world. This full-color book includes:

All of the content from Warriors: Cats of the Clans
Brand-new art and detailed descriptions for forty more cats
An in-depth look at each of the five warrior Clans


The Growly Books: Begin
http://www.amazon.com/gp/product/B00CW5JQV0
4.7 out of 5 stars (27 customer reviews)

For centuries the bears of Haven have lived quiet lives, high in the mountains at the edge of the great Precipice. That all changes for a young cub named Growly when he receives a mysterious message. With just his backpack and glider, Growly sets out on a desperate journey to find his grandfather's long lost friend . . . and to find a way back home.

Begin is the first book in The Growly Books series. Written for the 8-12 year old reading level, it is also a captivating read aloud for younger children. The book contains 35 chapters and 13 illustrations.
Books Deals

Amazon Coupons
Geigerrig G1 1200 Hydration Pack $49.99 FS @ Amazon
Added on : Tuesday June 10th 2014 03:00:03 PM
g: 0 Posted By: DizzyT71
Views: 222 Replies: 1 Amazon has theGeigerrig G1 1200 Hydration Packon sale for $49.99 with free shipping.

Next lowest price on Google Productsis $148.50 shipped from a rated merchant.

SPRAY TO DRINK. SPRAY TO COOL. SPRAY TO CLEAN. SPRAY TO SHARE.
Add a GEIGERRIG filter, and clean the water it travels through the drinking tube on its way to your mouth or to the mouth of those traveling with you.
15-20 squeezes of the pressurization bulb will drain the Hydration Engine (Reservoir). Add a squeeze here and there to maintain the desired pressure and spray.
NEVER SUCK AGAIN.
Measures 22 inches long by 11 inches wide.


4.4/5 Stars based on 37 customer reviews.

Sports & Outdoors Deals

Amazon Coupons
Free Kindle Book- Warriors: The Ultimate Guide (was $19.99)
Added on : Tuesday June 10th 2014 11:00:03 AM
g: 1 Posted By: remick
Views: 214 Replies: 1 http://www.amazon.com/gp/product/B00JIZ0Q2U

4.7 out of 5 stars (143 customer reviews)

Publication Date: November 5, 2013 | Age Level: 8 - 12 | Grade Level: 3 - 7
Featuring never-before-seen information about the warrior cats, Warriors: The Ultimate Guide is a necessary addition to every Warriors collection and is perfect for both longtime fans and those just getting to know the world. This full-color book includes:

All of the content from Warriors: Cats of the Clans
Brand-new art and detailed descriptions for forty more cats
An in-depth look at each of the five warrior Clans
Books Deals

Amazon Coupons
Buy $50 of grilling accessories, get $50 in SYWR Points @ Sears
Added on : Tuesday June 10th 2014 09:00:05 AM
g: 2 Posted By: dmikester10
Views: 391 Replies: 4 Surprised I did not see this listed here yet.
If you buy $50+ worth of grilling accessories or grilling tools at Sears, you will get $50 of SYWR points back in your account. This should work online or B&M. So you are essentially getting the grilling items for free. Just make sure you are using those points on something that you need and something that is a good deal. You cannot spend points or coupons except to get your total down to $50. The accessories have to be sold by Sears and the Craftsman accessories do not work.
Here is one example: http://www.sears.com/king-kooker-seasoned-14inch-x-28inch-cast-i...
Notice how it says you will get $52.82 in points. If you use points or coupons to get your total below $50, it will void the point promo. Promo expires 6/15.
There is a huge thread on this over at the "other forum". Credits go to giraffenek.
Home & Garden Deals

Sears Coupons
Buy $50 of grilling accessories at Sears, get $50 in SYWR Points
Added on : Tuesday June 10th 2014 08:00:05 AM
g: 0 Posted By: dmikester10
Views: 0 Replies: 0 Surprised I did not see this listed here yet.
If you buy $50+ worth of grilling accessories or grilling tools, you will get $50 of SYWR points back in your account. So you are essentially getting the grilling items for free. Just make sure you are using those points on something that you need and something that is a good deal. You cannot spend points or coupons except to get your total down to $50. The accessories have to be sold by Sears and the Craftsman accessories do not work.
Here is one example: http://www.sears.com/king-kooker-seasoned-14inch-x-28inch-cast-i...
Notice how it says you will get $52.82 in points. If you use points or coupons to get your total below $50, it will void the point promo. There is a huge thread on this over at the "other forum". Credits go to giraffenek.
15% off (Today Only) Hot Deals at LivingSocial + 10% Cash Back
Added on : Tuesday June 10th 2014 06:00:02 AM
g: 0 Posted By: FatWallette
Views: 26 Replies: 0
If it is one of those days that you wish you could just find something to do, LivingSocial is the place for you with all of the local deals around you. You don’t have to stay local though. LivingSocial offers travel packages for your escapes, fills you in on sports events, and even music and theater events no matter where you are.Extra 15% Off Sitewide!6/10 only! use coupon FatWallet15$20 maximum discount $25 for $50 to Spend on Custom Photo Gifts from Staples Copy & Print exp. 6/12/14 10% Off Escapes Dealsuse coupon VACAY10 max. savings $100 exp. 6/12/14 $50 for $100 to Spend on Unique Gadgets from Quirky.com exp. 6/12/14 Offers from LivingSocial
10.0% Cash Back Available! Use of coupons without FatWallet's Cash Back designation can void Cash Back. Cash Back not available on Takeout & Delivery deals, LivingSocial Plus subscriptions, Charity & Promotion Deals, LivingSocial Rewards Visa Card sign-ups, deals that specify they are not eligible, or deals that are sold through a 3rd party website (ie: you leave LivingSocial to complete purchase).10% Cash Back Sale Ends 6/10/14Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email 
Services Deals

LivingSocial Coupons
.williams-sonoma.com specials
Added on : Sunday June 08th 2014 02:00:02 PM
g: 0 Posted By: DaysFan
Views: 97 Replies: 0 http://www.williams-sonoma.com

FREE SHIPPING ON ORDERS OVER $49:
*Offer valid only on purchases of $49 or more in the same order. Offer valid on in-stock items only. Offer not valid for Wine Club purchases. Furniture, La Cornue Stoves, Rugs, Williams-Sonoma Home items and items shipped directly from our vendors are excluded. Gift Cards, gift wrap, taxes, items with surcharges and prior purchases do not qualify toward the minimum purchase requirement and offer cannot be applied to such items. Delivery surcharges still apply. Offer applies to standard shipping only. Offer not valid for rush shipping or international shipping. Promotion code may not be combined with any other coupons, discounts or offers. Promotion not valid for Williams-Sonoma Inc. employees, Design Trade members or Professional Chef Program members. Please enter promotional code SHIP4FREE at checkout.
ADDITIONAL 15% OFF CLEARANCE:
*Offer valid only on in store purchases made before June 8, 2014 at 11:59pm PT. In-store sale prices end in "$0.97", "$0.98 and "$0.99". Store associates will apply the discount at the register. Offer not valid at Williams-Sonoma Outlet stores. Promotion code may not be combined with any other coupons, discounts or offers. Associates are not eligible for this offer.

$20 OFF GRAND GRILL DADDY CLEANING BRUSH:
*Quantities are limited. Offer valid only on online and in-store purchases made before June 7, 2014 at 11:59pm PT, or while supplies last. Offer valid on in-stock items only and cannot be applied to prior purchases. Offer may not be combined with any other coupons, discounts or offers. Offer not valid for purchases made at Williams-Sonoma Outlet stores. Associates are not eligible for this offer.

UP TO 50% OFF OUTDOOR GRILLING EVENT:
*Quantities are limited. Offer valid for a limited time only, or while supplies last. Offer valid on in-stock items only and cannot be applied to prior purchases. Offer excludes all grills. Offer may not be combined with any other coupons, discounts or offers. Offer not valid for purchases made at Williams-Sonoma Outlet Stores. Associates are not eligible for this offer.

UP TO 35% OFF KITCHENAID STAND MIXERS:
*Quantities are limited. Offer valid only on online and in-store purchases made before June 9, 2014 at 11:59pm (PT), or while supplies last. Offer valid on in-stock items only and cannot be applied to prior purchases. Offer excludes KitchenAid Pro Line Stand Mixers. Promotion code may not be combined with any other coupons, discounts or offers. Offer not valid for purchases made at Williams-Sonoma Outlet Stores. Associates are not eligible for this offer. Please enter promotional code BAKING20 at checkout.

20% OFF SELECT WILLIAMS-SONOMA BAKEWARE:
*Quantities are limited. Offer valid only on online and in-store purchases made before June 9, 2014 at 11:59pm (PT), or while supplies last. Offer valid on in-stock items only and cannot be applied to prior purchases. Promotion code may not be combined with any other coupons, discounts or offers. Offer not valid for purchases made at Williams-Sonoma Outlet Stores. Associates are not eligible for this offer. Please enter promotional code BAKING20 at checkout.

Offer valid for U.S. orders only. For Canada, retail prices may vary from those listed in our catalog and on our website.

Home & Garden Deals
Macy's Friends and Family 25% off June 4th to 9th
Added on : Sunday June 08th 2014 06:00:01 AM
g: 0 Posted By: Trickracen
Views: 0 Replies: 0 ​Macy'sFriends & Family promotion is now live online (StartsJunec 4th in-store)

Get 25% off most items, even those that are typically excluded from their usual discounts (e.g. Michael Kors &Coachhandbags).

Use coupon code "FRIEND" when checking out. Free Shipping for orders over $99.
g: 0 Posted By: ctgolfer
Views: 148 Replies: 0 use code: SEARS2014

The Diehard Battery Charger with Wheels is a great choice for those looking for a manually operated battery charger with engine starter and timer control
Able to start 12V and 6V vehicles and farm equipment
250, 50, 15 and 2 amp for versatile usage
Timer Control Dial for automatic shut-off, UL listed
Features include powder-coated steel case, color-coded analog ammeter gauge and ergonomic carrying handle
Wheeled for greater portability and ease of use
Comes with 6 ft. Power cord and 6 ft. 8AWG output cable
Some assembly may be required

www.sears.com/shc/s/p_10153_12605_02871240000P
Batteries & Chargers Deals

Sears Coupons
Your Choice: Beltronics Pro Radar Detector $159.99$239.99 @ Woot
Added on : Saturday June 07th 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 104 Replies: 0 shipping adds $5


If you are as serious about safety as you are about driving, then you need the Professional Series RX65, an advanced radar, laser and safety detector. The RX65 is a breeze to use, and boasts extreme sensitivity to all Radar and Laser bands with over 10 times the range of other detectors.

Superior Detection
The RX65 includes full X, K, SuperWide Ka, and Safety Warning System radar capability, front and rear laser detection, Beltronics' patented Mute and AutoMute, audible and visual band alerts, and all the performance you'd expect from Beltronics. Digital signal processing (DSP) gives you superior long-range ability, along with reduced false alarms. The AutoScan mode can virtually eliminate those false alarms, and provides both Highway and City settings.

The RX65 also features Shadow Technology making it immune to VG-2 radar detector detection, meaning law enforcement can't detect your radar detector, keeping you one step ahead.

Ease of Use
The rugged RX65 gives you control right at your fingertips using the included SmartPlug power cord. Patented Mute and AutoMute technology on the cord allows you to quickly silence alerts. Advanced programming lets you customize several features, and programmable bands let you set the device for your region, including International and North American settings.

Installation is a snap: use the quick release mount to attach it to your vehicle's windshield, and remove it in a snap. Don't want to leave it in your vehicle? No problem, Beltronics includes a travel case to keep it secure while you're on foot.

Ultra-Bright LED Display
Don't miss a visual alert with the RX65's 280-LED display. Exclusive threat display tracks and displays multiple radar signals, including signal strength. Tech Display provides actual numeric radar frequency for any radar signal. You can also view Safety Warning System (SWS) messages about upcoming hazards, construction and more.

How Safety Radar Works
Safety Warning System, or SWS, uses a modified K-band radar signal to alert users of Highway Construction or Maintenance, Highway Hazard Zone Advisories, Weather Related Hazards, Travel Information/Convenience, and Fast/Slow Moving Vehicles. The SWS safety radar system has 64 possible messages (60 currently allocated), all of which can be displayed on your RX65.



Pro GX65 Radar Detector

The Beltronics Professional Series GX65 delivers the best long-range warning on all radar bands including X, K, Superwide Ka, Ku, and instant-on POP. Multiple front and rear laser sensors provide 360-degree laser protection, including the widest field of view. The Beltronics Pro GX65's GPS-powered technology provides permanent relief from false alarms, including automatic door openers, motion sensors, and other radar-based sensors. And, it comes preloaded with thousands of red light and fixed position speed camera locations throughout North America.

Superior Detection
The GX65 delivers the best long-range warning on all radar bands including X, K, Superwide Ka, Ku, and instant-on POP. Multiple front and rear laser sensors provide 360-degree laser protection, including the widest field of view. A revolutionary AutoScan mode provides real-time radar performance based on vehicle speed, plus Highway and AutoNoX settings.
In addition, the new Safety Camera Database provides warning for thousands of locations throughout North America, and web-ready access allows you to update your safety camera data and other software through Beltronics' website.

Excellent Functionality
The GX65's 280-LED text-matrix display gives you easy-to-read messages and visual alerts to match the crystal-clear voice alerts. Simple user programming lets you instantly set several features. Use the optional SmartPlug for instant Mute and AlertLock access.

Installation is a breeze as well. Just use the quick release mount to attach it to your vehicle's windshield, and remove it in a snap. The included travel case lets you pack it up and take it anywhere.

BRT Dark (Full Dark Mode)
In this mode, the display will not show any visual alerts when the GX65 detects signals. Only the audible alert will tell you of detected signals.

Mark Location (MRK)
The "MRK" button allows you to mark a specific location and label it for future reference. Once marked, the GX65 will provide an alert with an arrow indicating the direction of the location when you reach this area again. This can be extremely useful for known speed traps or camera locations that you'd like to remember.

Speed Check
The GX65's Speed Check feature provides a visual indication of your vehicle speed during the first few seconds of an alert. This allows you to instantly check your speed without looking at your speedometer. Speed Check is displayed regardless of your meter setting.

New Variable Speed Sensitivity also provides real-time radar protection based on your vehicle's speed.

Display Safety Radar Messages
Safety Warning System (SWS) uses a modified K-band radar signal to alert users of Highway Construction or Maintenance, Highway Hazard Zone Advisories, Weather Related Hazards, Travel Information/Convenience, and Fast/Slow Moving Vehicles. The SWS has 64 possible messages (60 currently allocated), all of which can be displayed on your RX55's LED display.

http://sellout.woot.com/offers/your-choice-beltronics-pro-radar-...
Electronics Deals

woot! Coupons
g: 0 Posted By: bpvh
Views: 109 Replies: 0 Office Depot / OfficeMax rebate software for the week of 06/08/2014 (3 McAfee titles)


McAfee Internet Security for 3 PCs
$7.99 After $12 Instant & $50 Mail-In Savings Visa Prepaid Card
In Store Price $57.99
OD 101-324 \ OM 2416-3101


McAfee Total Protection
$7.99 After $12 Instant & $40 Mail-In Savings Visa Prepaid Card
Save $52
In Store Price $47.99
OD 106-292 \ OM 2416-3085


McAfee Total Protection For 3 PCs
$12.99 After $15 Instant & $52 Mail-In Savings Visa Prepaid Card
Save $67
In Store Price $64.99
OD 106-319 \ OM 2416-3094


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

OfficeMax Coupons
Henry US Survival Rifle .22 LR Black AR-7 $178 - Free Shipping
Added on : Saturday June 07th 2014 08:00:05 AM
g: 1 Posted By: santori1
Views: 94 Replies: 0 Can be foundhere:

Notes:

Yes, I know, it has been posted before. That was over 500 days ago, not the same store, not the same price.
Yes, I know, there are superior products like the Ruger 10/22 takedown, or the Marlin Papoose, but both of those cost more, and do not have the receiver and barrel store in the buttstock.
Yes, I know, that some have had problems with FTF, FTE, etc. Henry Mfg. has a very good customer support dept. I have never had an issue with mine FWIW.
Yes, I know, that even though this is the price and there is free shipping, one would have to pay the FFL for the transfer, and in some states, state sales tax in addition. These additional charges are NOT part of the sales price, thus the title remains.


Keep in mind that this is just a fun little shooter, at a great price.


g: 0 Posted By: remick
Views: 212 Replies: 0 http://www.amazon.com/dp/B006G2YPFW
4.3 out of 5 stars (121 customer reviews)

Rich in Historical Detail, This Is a Romance that Delivers!An unsolved mystery separates ex-privateersman Captain Brogan Talvis from his lost son--his only living relation, his only family. Shortly before her tragic demise, his wife abandoned their infant to strangers, refusing to reveal the child's whereabouts. Now, three years later, Brogan has discovered the boy at the home of a shipbuilder's daughter, Lorena Huntley.Lorena guards a dark secret about her young charge. She finds herself falling for the heroic captain who has come to claim his newly built ship, unaware his motive for wooing her is to befriend the boy he plans on reclaiming as his own--until the day another's evil deceit leaves her helplessly shipbound, heading toward England.As the perfect opportunity to reclaim his son unfolds, Brogan is haunted by thoughts of Lorena in her dire circumstance, and he is forced to make a heartrending choice between his child and the woman who has begun to capture his heart. But only his unselfish sacrifice can win him the greatest prize of all--love.


Matoula's Echo
http://www.amazon.com/Matoulas-Echo-Richard-Romanus-ebook/dp/B00...

In The Tradition Of Corellis Mandolin And Eleni Comes An Epic Historical Fiction Novel Set In Greece. By Richard Romanus, A Nominee For The Writers Guild Of America Award For Best Original Screenplay.

In the hardscrabble villages of northern Greece, strength is the only measure of a girls beauty. But Maria Christina is delicate, nearsighted, unmarried at 17 already a spinster, in a town with few choices and hopeless. Shes overshadowed by Matoula, the nimble, radiant older sister whom she loves but envies. Worse still, she smolders with shameful desire for handsome, worldly Yiannis, Matoulas husband, a doctor from sophisticated Athens.
Its the bitter winter of 1940, war just over the horizon, the Axis Powers massing to invade. All the able-bodied men have gone to defend the border. The women must supply their food and clothing, their bandages and bullets on foot over mountain trails, by starlight, through deep snow. But only those deemed strong may help. Not Maria Christina. For her thats just another humiliation.
Defiantly, she joins Matoula on a supply run. And then her worst nightmare comes true: it is strong, deserving Matoula who dies. Yiannis is left a widower, torn between commitment to the resistance, where his skills are desperately needed, and responsibility for Zoitsa, the young daughter Matsoula bore him.
War rages on against the Italians, then the Germans, and then heartbreaking civil strife among the Greeks themselves. Conflict burns within Maria Christina and Yiannis, too. They are engulfed by passion, separated by duty to country, bonded by common loss and devoured by Maria Christinas guilt at surviving her more beautiful, capable sister.
A vivid epic of calamity and longing, of modernity vanquishing tradition, Matoulas Echo makes just one fragile promise of redemption in the form of Maria Christinas new awakening.


Michal (The Wives of King David Book #1): A Novel
http://www.amazon.com/Michal-Wives-King-David-Book-ebook/dp/B00B...

As the daughter of King Saul, Michal lives a life of privilege--but one that is haunted by her father's unpredictable moods and by competition from her beautiful older sister. When Michal falls for young David, the harpist who plays to calm her father, she has no idea what romance, adventures, and heartache await her.
As readers enter the colorful and unpredictable worlds of King Saul and King David, they will be swept up in this exciting and romantic story. Against the backdrop of opulent palace life, raging war, and desert escapes, Jill Eileen Smith takes her readers on an emotional roller-coaster ride as Michal deals with love, loss, and personal transformation as one of the wives of David. A sweeping tale of passion and drama, readers will love this amazing story.


The Sentinel
http://www.amazon.com/The-Sentinel-Paul-Bourdon-ebook/dp/B007WYG...

The accidental discovery of a decades old murder thrusts a young American diplomat in modern day Berlin into a terrifying race against time to destroy an underground menace that has lain dormant since the closing days of World War II.
An obscure murder in the last days of World War II, a demonic plot that remains shrouded in time... Either through fate, accidental circumstance, or even the hand of God, a horror begins to surface and unfold. But is it too late to change its catastrophic outcome?


Out of the West
http://www.amazon.com/Out-West-Kevin-Sullivan-ebook/dp/B00IX2ECW...

Out of the West is a compelling work of literary fiction, a war novel that explores the challenges of peace. A gripping historical adventure, it paints a portrait of courage and love in the fatal shadow of global conflict that has spilled into the twenty-first century.
Citizens of Nazi-occupied Greece face daily decisions that affect their freedom and their survival. When music teacher Petros intervenes in a dispute between a Greek woman and a German soldier, he and jazz singer Thea are plunged into the brutal world of armed resistance.
Ian Chalmers, a British agent, lands in Northern Greece, where he joins Petros and Theas network. Never fully understanding his Greek collaborators, he forms a deep bond with them.
In Scotland after World War Two, Ian is alienated from everyday life until he meets Clare, an up and coming intelligence officer. Surrounded by opportunity and courted by influential mentors, Ian and Clare learn that integrity has to be fought for in peacetime Britain just as in wartime Europe.
When Ian undertakes a final mission to Greece, now in the full throes of civil war, the weight of ideology and history descends with sudden force on the small town where former friends and enemies confront one another in a terrifying climax.


The Titanic Plan
http://www.amazon.com/The-Titanic-Plan-Michael-Bockman-ebook/dp/...

TRUE:
100 years ago J. Pierpont Morgan and a group of Wall Street bankers took direct control of the American economy.
100 years ago radical firebrands were conspiring to create a workers revolution.
100 years ago the American government was paralyzed by a bitter political struggle.
100 years ago a great ship sank on her maiden voyage.
They said it was an accident. They said it was an error of judgment.
They were wrong.






Books Deals

Amazon Coupons
Free Kindle Book- Multistate Bar Exam (MBE) Strategies
Added on : Saturday June 07th 2014 05:00:07 AM
g: 0 Posted By: remick
Views: 121 Replies: 0 http://www.amazon.com/gp/product/B008SCB3I0

If you are reading this, you have already learned the law; now you need to prove it. The Multistate Bar Exam is based on information you already know. The test writers will try to confuse you by over complicating the issues. Your challenge is to see through their overcomplicated questions to get an excellent score. This book is not on black letter law, nor is it full of practice questions. You should have that already. My approach will teach you to combat the test, familiarize you with the tricks the test writers play, and show you how to get in the mindset you will need to battle the test and win. This analytical approach will give you techniques proven to raise scores on the MBE.

With the help of this book, you will walk into the test with timing strategies, methods of simplifying complicated questions and seeing through deceptions, systems for quickly eliminating wrong answers, and the confidence to succeed. This book will give you those tools to score better on the MBE. I have included at the end innovative study guides that will help you practice what you have learned.
Totally Free Deals
g: 0 Posted By: SieSilverStars
Views: 125 Replies: 0 The Samsung 32" 720p LED-Backlit LCD Monitor (320MP-2) is on sale at microsoft via eBay for $249.00 with free shipping.

Linky

32" (1366 x 768) LED-Backlit LCD Display
720p Resolution
16:9 Aspect Ratio
3,000:1 Contrast Ratio


The last time we seen this posted in the forums was in 2010 for $50.00 more than this price.

This seems like a hard to find item. It's neither available on B&H, Newegg nor Amazon, and I can't find any other price comparisons to this, so I'm also posting to let you guys know it's available!

It doesn't have very many reviews from those sellers, but what little reviews it does have both Newegg and B&H have 5 stars.

Monitors Deals

Samsung Coupons
BLACK & DECKER 20-Volt Max 3/8-in Cordless Drill @ Lowe's - $50 AC
Added on : Friday June 06th 2014 11:00:03 AM
g: 0 Posted By: desidealmaster
Views: 110 Replies: 0 BLACK & DECKER20-Volt Max 3/8-in Cordless Drill AT Lowe's

B&D 20V Li Drill

Model =LDX120C

Use Coupon code47000LOWES0664S or47000RRRRR0663R to take $10 off $50 order which will bring it down to $49.97. Free pick up at a store near you.

Don't forget 2.25% FW CB. AND for those who have the Chase Freedom card, they have 5% automatic CashBack at Lowe's or Discover card with 5% automatic CashBack for home improvement stores.

Your total should be around $45-46 after cashbacks.
Tools Deals

Lowe's Coupons
g: 0 Posted By: remick
Views: 471 Replies: 0 http://www.amazon.com/gp/product/B00DXO6UF4/

The book ls divided into twenty-five sections, each containing selections from four groups of exercises,Tumbling, Tricks,pyramids and Games.
This method of arrangement has been followed, partly,for the purpose of supplying varied, ready-made, though flexible,programs, available at a moment' notice, and partly,in order to give Illustration of how to join separate exercises into a series in connectionwith the description of the movements themselves.
Most of the illustrations have been made frominstantaneous photographs. The descriptions and directions which aregiven in the text are those which I have found by experience to in the mosts atisfactory progress in the shortest possible time.



Walking to Lose Weight [A 12 Week Walking Workout Plan
http://www.amazon.com/Walking-Lose-Weight-Week-Workout-ebook/dp/...


Willpower Workout: How To Successfully Strengthen Your Self Discipline & Boost Self Control
http://www.amazon.com/Willpower-Workout-Successfully-Strengthen-...


Yoga for weight loss: The Yoga Bible
http://www.amazon.com/Yoga-weight-loss-beginners-instruction-ebo...


Walk Yourself Thin: Walk 10,000 Steps to Feel Great, Look great and Fit Into those Old Jeans
http://www.amazon.com/Walk-Yourself-Thin-Steps-Great-ebook/dp/B0...
Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/gp/product/B00DXO6UF4/

The book ls divided into twenty-five sections, each containing selections from four groups of exercises,
Tumbling, Tricks,pyramids and Games. This method of arrangement has been followed, partly,
for the purpose of supplying varied, ready-made, though flexible,
programs, available at a moment' notice, and partly,
in order to give Illustration of how to join separate exercises into a series in connection
with the description of the movements themselves.
Most of the illustrations have been made from
instantaneous photographs. The descriptions and directions which are
given in the text are those which I have found by experience to in the most
satisfactory progress in the shortest possible time.
g: 0 Posted By: cvrev
Views: 192 Replies: 0 Hello Fatwallet deal finders,

Here is a great DEAL!!!

I don't believe the price drop will last for a while. I bought these headphone for workout at 24 Hour Fitness (I mean you can use any gym lol) and they work awesome! I use them all week with no charge! Battery life is I think 12 hours. So awesome battery life. Sound quality is worth the $79.99, but you have to remember these are not Beats by Dre! I think those go for like $169.99 on Amazon so your choice. I am more Frugal so I chose a good rated item and trusted Amazon reviews. And I gotta say these are good!

The only thing is I bought mine at 79.99 with 5.99 shipping, sooo $69.99 with Free shipping is a great deal.

Here is the LINK

Cheers!
Headphones & Speakers Deals

Amazon Coupons
g: 0 Posted By: SUy81
Views: 54 Replies: 0 For those who missed this deal the other day

LiNK
Memory Cards Deals

Amazon Coupons
g: 5 Posted By: RunningMan
Views: 273 Replies: 4 For those who might be interested, this is the lowest price I have found on this rifle, its a great .22 cal plinker, and it looks alot like the Heckler & Koch mp5.

CDNN has been pretty reliable for me, and I have had no trouble with this rifle since I bought it a few years ago, I wanted once since 2009, when butcherboy first posted it here, and the rifle was
around 500 bucks, (old thread) .



http://www.cdnnsports.com/email-specials/gsg-522-light-weight-22...

GSG 552 LINK

Compare to buds and impact prices:

buds

impact



Plus theres a ton of parts on eBay you can get, to mod or upgrade it that are really cheap:

ebay listings for parts

ebay listing for parts

ebay listing for parts




Guns & Ammo Deals
Farberware 14-pc. Nonstick Aluminum Cookware Set for $30-40
Added on : Thursday June 05th 2014 09:00:10 AM
g: 0 Posted By: kdjl1
Views: 78 Replies: 0 Great deal for those moving out on their own or someone who needs a new set...

Purchase the black or red Farberware 14-pc. Nonstick Aluminum Cookware Set for $69
Dishwasher Safe NS 14pc Red (631899215710)
Dishwasher Safe NS 14pc Black (631899215727)
Kohls LINK: http://www.kohls.com/product/prd-1140717/farberware-14-pc-nonsti...
$30 DEAL
$49 if youUse theFATHER30for 30% which makes it
Add one small filler item to get the $10 Kohls Cash and Free Shipping
$10 REBATE - http://www.kohlscorporation.com/rebates
$ 29.99 after rebate and Kohls cash

OTHER SCENARIO WITH 15% DISCOUNT
Purchase the black or redFarberware 14-pc. Nonstick Aluminum Cookware Set for $69
Dishwasher Safe NS 14pc Red (631899215710)
Dishwasher Safe NS 14pc Black (631899215727)
http://www.kohls.com/product/prd-1140717/farberware-14-pc-nonsti...
$59 After you use theJUNESAVE15for 15% which makes it
$10 You Get Kohls Cash and Free Shipping
$10 REBATEhttp://www.kohlscorporation.com/rebates
$39.99 after rebate and Kohls cash

Don't forget to use FATWALLET'S Kohls LINK (it is 4 %)
REI Siesta +30/+40 Sleeping Bag - 2010 $44.73 FS on $50+
Added on : Thursday June 05th 2014 09:00:09 AM
g: 0 Posted By: tedhawkins
Views: 160 Replies: 0 REI Siesta +30/+40 Sleeping Bag - 2010 $44.73 FS on $50+
http://www.rei.com/outlet/deal-of-the-dayThe REI Siesta +30/40 sleeping bag has you covered on car-camping adventures and warm-weather trips.

Over-Under construction provides different amounts of insulation on the top and bottom; flip bag over for more warmth or less, as conditions warrant
Barrel shape provides generous interior voume, making it ideal for those who prefer a roomy fit
Hollow-core insulation delivers a balance of compressibility, warmth and durability; plus, it continues to insulate when damp and dries quickly
Ripstop nylon shell is abrasion- and tear-resistant for years of use
Zip-around design lets you open up bag for use as a quilt
Draft collar and full-length draft tube backing zipper keep warmth in, cold out
Drawcord lets you adjust neck opening easily in the dark
REI Siesta includes a cotton storage bag

Camping Deals

REI Coupons
Farberware 14-pc. Nonstick Aluminum Cookware Set for $30-40 at Kohls
Added on : Thursday June 05th 2014 09:00:08 AM
g: 0 Posted By: kdjl1
Views: 121 Replies: 0 Great deal for those moving out on their own or someone who needs a new set...

Purchase the black or red Farberware 14-pc. Nonstick Aluminum Cookware Set for $69
Dishwasher Safe NS 14pc Red (631899215710)
Dishwasher Safe NS 14pc Black (631899215727)
$30 DEAL
$49 if youUse theFATHER30for 30% which makes it
Add one small filler item to get the $10 Kohls Cash and Free Shipping
$10 REBATE
$ 29.99 after rebate and Kohls cash

OTHER SCENARIO WITH 15% DISCOUNT
Purchase the black or redFarberware 14-pc. Nonstick Aluminum Cookware Set for $69
Dishwasher Safe NS 14pc Red (631899215710)
Dishwasher Safe NS 14pc Black (631899215727)
$59 After you use theJUNESAVE15for 15%
$10 You Get Kohls Cash and Free Shipping
$10 REBATE
$39.99 after rebate and Kohls cash

Don't forget to use FATWALLET'S Kohls LINK (it is 4 %)
Home & Garden Deals

Kohl's Coupons
tried searching, but how to use Chase CC as a DD?
Added on : Thursday June 05th 2014 06:00:12 AM
g: 0 Posted By: retirebyfourty
Views: 134 Replies: 5 I had signed up for a couple banks from FW to get rewards, specifically 5/3 , KeyBank, and PNC. Im trying to do a direct deposit from my Chase CC, but see no option as an external transfer on the credit card page nor on the Banking page. Is the only way to do this is by getting those Checks In The Mail?

I realize this is probably a super newb question, but I couldnt find answers from searching. I also do have Paypal.

Thanks in advance
Credit Deals
g: 0 Posted By: ctgolfer
Views: 22 Replies: 0 This 42 Piece Drive and Torx Set Give You a Grip
Neat an organized, this 42 piece drive and Torx wrench set comes packed into a protective blow molded case that shrugs off moisture and delivers fast packing portability for jobs on the go. Whether youre working under the hood, in the furnace room or are performing necessary tweaks around the house, this set is always prepared.
Equipped to spin Torx, external Torx, hex and an array of standard fastener heads with more power than a driver, this 42 piece drive and Torx set comes complete with a fast turning ratchet that delivers serious torque. A solid set, built to give you more access to tight areas, its equipped with a high quality steel extension and a inch socket adapter that turns smaller fasteners without a bulky profile. A solid addition to any shop, garage or jobsite, this driver set puts muscle behind common and uncommon fasteners alike. Add it to your kit, and get those bolts turning.
42 piece drive and Torx wrench set includes: 1/4-Inch Drive: 5 Standard hex bit sockets (3/16, 7/32, 1/4, 5/16, 3/8"); 3 Torx bit sockets (T15, T20, T25); 3 External Torx sockets (E6, E7, E8); 3/8-Inch Drive: 6 Standard hex bit sockets (5/32, 3/16, 7/32, 1/4, 5/16, 3/8"); 6 Metric hex bit sockets (4, 5, 6, 7, 8, 10mm); 3 Slotted screwdriver bit sockets (7/32, 9/32, 3/8"); 3 Phillips screwdriver bit sockets (#1, #2, #3); 6 Torx bit sockets (T27, T30, T40, T45, T47, T50); 4 External torx sockets (E10, E12, E14, E16); Quick-Release Ratchet' 6" Extension Bar and 1/4" Adapter.
Black oxide protects bits from corrosion
Smooth polished steel socket ends wipe clean fast
Integrated push button controls make ratchet quick to use
High tensile strength steel construction delivers serious torque
Precision cut driver heads reduce stripping
Backed by the Craftsman Forever Guarantee

www.sears.com/shc/s/p_10153_12605_00934845000P
Fathers Day Deals

Sears Coupons
Craftsman 120V Portable Inflator $39.99 in-store or FS w/SYW @ Sears
Added on : Wednesday June 04th 2014 07:00:02 PM
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 Lightweight Portable Inflator is Handy for Tires, Balls and Pool Inflatables

This Craftsman Inflator with Long Hose is handy for all those pool rafts and soccer balls that lose air over the winter in the garage. It is ideal for accurate heavy-duty inflating of car, SUV, truck, motorcycle, bike tires, sports balls, beach balls, air mattresses, rafts and more.
Seven inflation accessories are included with this Lightweight Portable Inflator. It conveniently plugs into standard household outlets with a power cord and features a built-in pressure gauge that is easy to read. Weighing only seven pounds, it is compact, easy to store and convenient to transport with a rubber insulated carry handle.

www.sears.com/shc/s/p_10153_12605_02875121000P
received letter from IRS saying i own them 1300$
Added on : Wednesday June 04th 2014 11:00:09 AM
g: -2 Posted By: netnerd
Views: 227 Replies: 6 I received a letter from IRS saying i own them 1300$ on dividends of 5300$ for the year 2012.
But i re-invest those dividends (daytrades) and i have a lost for the year 2012.
Do i still need to pay 1300$ to IRS? or should i talk to a lawyer?
That is like saying you won 2000$ on slot machine but you keep playing and lose all that 2000$ back.
The greedy IRS still want me to pay taxes on that 2000$ which i lost it back to casino?

Tax Deals
g: 0 Posted By: remick
Views: 145 Replies: 0 http://www.amazon.com/gp/product/B00JVAR7EM

App Quality: Secrets for Agile App Teams gives agile and lean app teams an edge in building well-received apps, and accelerates them on the way to 5-stars. The book is written for app developers, testers and product managers. The book uses real world examples and data-driven techniques that any app team can apply to their designs, code, agile sprints, and product planning. App Quality gives your app team access to the best practices and hard-earned lessons from analyzing hundreds of millions of app store reviews, thousands of app testers testing hundreds of top apps, and conversations with top app teams.

Included:
Top 10 App Quality Monsters
Top 10 Quality Attributes
Tips for Developers, Testers, and Product Managers

The book is aimed at both Agile and Lean app teams. The book is focused on analytics and practical, real-world examples of quality issues, and practical solutions to those quality issues. Whether the team is just starting to plan their next great app, or improving an existing one, following the recommendations and system outlined in this book will help get your app to 5 stars.

App Quality walks through the "Top 10 App Quality Monsters". These are the top sources of quality issues in todays modern apps: App Deployment and Distribution, Device State and Fragmentation, Users, Real World, Reviews, Metrics, Competition, Security and Privacy, User Interface, and Agile Mobile Teams themselves. Each quality monster is described in detail, with specific best practices and tips for Developers, Testers, and Product Managers.

The book also describes the Top 10 Quality Attributes, learned from app store review analysis and app testing: Content, Elegance, Interoperability, Performance, Pricing, Privacy, Satisfaction, Security, Stability, and Usability. Each quality attribute is described in detail, with real world app examples, with specific best practices and tips Developers, Testers, and Product Managers and pointers to tools and services to improve app quality.

Prepare for a deep dive on app store reviews. Deep analytics of what types of feedback people are leaving in the apps store reviews, by type, by frequency, per-category, etc. The book outlines ways to leverage this data to build a higher quality app, improve star ratings, and make users happier. Some myths about Agile for app teams are also debunked. Techniques for leveraging app store reviews for competitive analysis are also described in detail. App store reviews are critical to building a high quality app that is also perceived as high quality.

Putting it all together, the book then walks through an example of applying all these great tips, best practices, and data, to a real-world app. See how an expert applies these techniques to a real world app, and see how it can easily apply to your app. See the impact on test planning, development practices, and product prioritization.

Armed with the latest best practices, tips, and data-driven quality analysis, app teams can build solid apps with minimal effort and time. The secrets in App Quality gives agile and lean teams an edge in building well-received apps, and accelerate them on the way to 5-stars.
Books Deals

Amazon Coupons
g: 0 Posted By: san30
Views: 169 Replies: 2 Recently I have been lucky with option trading and so far I have ~$50k profit. Unfortunately it is all short term as I have to pay hefty tax on it. Yikes...

It is already a mid of 2014. I am trying to find out about all options so that I can reduce the tax liability this year. I am married, single earner and have two kids. regular yearly income is ~150k.

Only thing I can think of is max out my 401k ie. $17500. But wondering anything beyond that so that I can save more on those extra $50k profit (tax will be almost 20k to 25k). Are there any other ways to defer taxes or get more deductions etc?

Question Deals
g: 1 Posted By: brettdoyle
Views: 326 Replies: 5 Is it possible to convert a short term capital gain into the dividend tax rate?

Let's say someone has $10,000 in short term capital gains that will be taxes at their marginal tax rate (Let's say 28%). Then that individual goes out and buys 10,000 shares of a stock that has announced a dividend payment. Company XYZ costs $50 a share is going to pay a dividend of $1. The investor buys a share of the stock on the Ex-Dividend date and holds it through the record date, thus getting paid the dividend. The share price of the stock is revalued at $49 to account for the dividend payment that went out (assuming no market volatility for those 3 days the shares are held).

So now the investor theoretically would sell his 10,000 shares at $49, having a $1 capital loss per share. The $10,000 capital loss would offset his $10,000 capital gain turning it to $0 come tax time. Rather than paying $10,000 short term capital gain at 28%, he could now pay $10,000 on his dividend income at 15%.

Does the IRS or Brokerages have any rules in place to prevent an individual from doing a strategy like this? Are there any other downsides?
Investing Deals
g: 0 Posted By: ctgolfer
Views: 87 Replies: 0 * Pentaplex: Simultaneous View, Record, Playback, Backup and Remote Monitoring
* Video Input / Output: BNC 8 CH /BNC 1 CH
* Audio Input / Output: RCA 4 CH /RCA 1 CH
* Display: 240 NTSC
* Record: 960H:960480 pixels with 15 FPS /960576 pixels with 12 FPS
D1:704480 pixels with 30 FPS /704576 pixels with 25 FPS
HD1:704240 pixels with 30 FPS /704288 pixels with 25 FPS
CIF:352240 pixels with 30 FPS /352288 pixels with 25 FPS
* Two Type Video Out: TV Monitor BNC Output and PC Monitor VGA Output
* Supports Remote View via smartphone/3G Mobile with each of those systems below:Windows XP, Vista, 7 , 8
Firefox, Chrome, Internet Explorer
iPad, iPhone, Android

Camera Features* 1/4" Color CMOS Image Sensor
* 700 TV-Lines, Horizontal resolution
* 3.6 mm Lens
* 24 IR LEDs
* Night Vision Min. Light: 0 Lux (IR On)
* IR Irradiation Distance:65'
* Operation Temperature: 14F~122F
* Weatherproof: Yes
* Power Connector: RCA 12V DC

Package Includes

(1) 8 Channel Full D1 DVR System with 1TB Hard Drive
(4) Outdoor high resolution Bullet Cameras
(4) 60ft CCTV Power and Video Cables for Cameras
(1) 12V/1500mA Single Power Supply for Cameras
(1) 1-4 Splitter Cable for Cameras
(1) IR Remote Control and Mouse
(1) User's Manual

www.sears.com/shc/s/p_10153_12605_SPM7969255302
Cameras Deals

Sears Coupons
g: 0 Posted By: brettdoyle
Views: 95 Replies: 2 Is it possible to convert a short term capital gain into the dividend tax rate?

Let's say someone has $10,000 in short term capital gains that will be taxes at their marginal tax rate (Let's say 28%). Then that individual goes out and buys 10,000 shares of a stock that has announced a dividend payment. Company XYZ costs $50 a share is going to pay a dividend of $1. The investor buys a share of the stock on the Ex-Dividend date and holds it through the record date, thus getting paid the dividend. The share price of the stock is revalued at $49 to account for the dividend payment that went out (assuming no market volatility for those 3 days the shares are held).

So now the investor theoretically would sell his 10,000 shares at $49, having a $1 capital loss per share. The $10,000 capital loss would offset his $10,000 capital gain turning it to $0 come tax time. Rather than paying $10,000 short term capital gain at 28%, he could now pay $10,000 on his dividend income at 15%.

Does the IRS or Brokerages have any rules in place to prevent an individual from doing a strategy like this? Are there any other downsides?
Investing Deals
10% off Escape Deals at LivingSocial + 6% Cash Back
Added on : Monday June 02nd 2014 07:00:03 PM
g: 0 Posted By: FatWallette
Views: 94 Replies: 0
If it is one of those days that you wish you could just find something to do, LivingSocial is the place for you with all of the local deals around you. You don’t have to stay local though. LivingSocial offers travel packages for your escapes, fills you in on sports events, and even music and theater events no matter where you are.10% Off Escapes Deals with Code [COUPON=60385]VACAY10[/COUPON] use coupon VACAY10exp. 6/6/14 $25 for $50 to Spend Online at The Sharper Image exp. 6/12/14 20-page Custom Cover Photo Book from Snapfish - $12 exp. 6/12/14 $50 for $100 to Spend on Unique Gadgets from Quirky.com exp. 6/12/14 Offers from LivingSocial
6.0% Cash Back Available! Use of coupons without FatWallet's Cash Back designation can void Cash Back. Cash Back not available on Takeout & Delivery deals, LivingSocial Plus subscriptions, Charity & Promotion Deals, LivingSocial Rewards Visa Card sign-ups, deals that specify they are not eligible, or deals that are sold through a 3rd party website (ie: you leave LivingSocial to complete purchase).Cash Back Sale Ends 6/12/14Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email 
Services Deals

LivingSocial Coupons
2014 US Open Tennis Tickets BOGO
Added on : Monday June 02nd 2014 04:00:02 AM
g: 0 Posted By: Reubin
Views: 185 Replies: 1 For those of you who like tennis as much as I do, 2014 US Open tennis tickets are now on sale for AMEX members only. They have many sessions that are buy one get one free...including late into the final week. The first 3 days and nights are BOGO as are the final Thursday and Friday day sessions. These tickets will not last very long so don't delay if you are interested.

http://www.ticketmaster.com/promo/amwnqr?brand=axp&camefrom=CFC_...
g: 0 Posted By: ctgolfer
Views: 141 Replies: 0 use coupon code: H2OPROOF

Rugged Series 5V@2A-1A Dual USB Charger charges 2 devices simultaneously. 2A output is for iPad/Tablet and 1A output is for iPhone/smartphones.
Compatible with most smartphone's (Apple, Samsung, HTC, Motorola, LG, Nokia, Blackberry, Sony, etc...) and 5V Tablets compatible devices.
Rigid and durable build makes the PowerPak Xtreme water proof, dirt proff, and shock proof. The ideal companion for those who enjoy camping, hiking, biking, and many other outdoor activities.
No iPhone/iPad adapter or cable is included, but the PowerPak Xtreme NT120R is compatible with the original Lightning/30-pin connector Apple manufactured charge cables.
No AC wall charger is provided, but the PowerPak Xtreme NT120R can be recharged using the supplied micro-USB charge cable with any standard 5V/2A USB charge ports, including most computer USB ports and USB wall chargers.

www.amazon.com/dp/B00DUKJ5CQ/
New Trent Deals

Amazon Coupons
Sprint HTC One M8 Currently $99 With upgrade On Amazon
Added on : Saturday May 31st 2014 03:00:04 PM
g: 0 Posted By: Joshgrrr
Views: 147 Replies: 0 http://www.amazon.com/HTC-One-M8-Gunmetal-Sprint/dp/B00IZ1VDG6/r...

Its $99, Just purchased to confirm. Everywhere else has it for 149.99 or 199.99.

Dont know how long this will last, get it while its hot.

Some things of note, This is not the harmon kardon edition (the super nice speaker one)
Also for those of you who do not like heavy phones, be aware that the HTC one m8 ACE is coming out next week tuesday featuring a cheaper price, plastic shell, and lesser camera.

Ok that wraps it up!
Cell Phones Deals

Amazon Coupons
Getting screwed on a special assessment
Added on : Saturday May 31st 2014 11:00:12 AM
g: 0 Posted By: NYC-606
Views: 111 Replies: 2 Hey guys,

So I think I'm getting screwed here on a special assessment. I'm being charged $7,200 on balcony repairs when in my opinion they knew about the repairs coming and knew they would be a special assessment. I bought my place in May 2012 and the 22.1 provided said this:
22.1 Disclosure said: Except as noted on budget, in meeting minutes or stated here, no additional capital expenditures/specials are currently being discussed.

When I asked the management company about the special assessment, they claimed they knew about it since 2008.
Management said: The 2008 Reserve Study [updated in 2013] recommended that the balconies be addressed in 2014. [This study was updated in 2013 to say that it was still needed and then they started planning the assessment]

Management said: Check the documents provided as part of your buyer package. Minutes of meetings, the 2008 Reserve Study, and budgets should be part of that package.

Management said: Balconies are limited common elements and the responsibility of the unit the balcony is associated with. The Association has no responsibility in paying for balcony repairs, and cannot use capital reserve funds to pay for the repairs.



As I've stated, these documents were not provided and the only thing I see is a document actually saying that there is nothing planned.

I called the management out on this, and they then changed their tune to this:
Management said: Paid assessment letters state only whether special assessments are being discussed or planned for a finite period. They do not address what will funding will be expended beyond what is stated in the budget for that year, or is present in minutes.

It is not reasonable to expect that there will never be a special assessment. To determine costs of ownership, it is the responsibility of prospective unit owners and their advisors [lawyers and realtors] to request any documents which will assist in determining those costs, and then use those documents to determine whether special assessments will be required.


They are claiming that since it wasn't official, that they don't have any liability in this, but I feel that they have claimed they knew they would need to be addressed, and also that it would always be a special assessment.


I'm trying to contact my real estate lawyer, but he isn't responsive so far. Any help on these forums? Do I have a case to not pay this?


Discussion Deals
g: 1 Posted By: ImagineNoHell
Views: 142 Replies: 0 There's a deal posted for CVS, but for those who can't get the coupon applied (improperly), this is achievable.
http://www.amazon.com/Philips-6948XL-41-Rechargeable-Cordless/dp...

YOU MUST "clip" the $5 coupon below the product price, or you'll pay $30
g: 0 Posted By: tedhawkins
Views: 96 Replies: 0 Kelty Screenhouse Basecamp Shelter - Medium - $115.98 FS Backcountry

http://www.backcountry.com/kelty-screenhouse-12-x-12

NO BUGS PLUS PLENTY OF HEADROOM EQUALS A HAPPIER YOU.
Grrrr damn pesky mosquitos! Let the Kelty Screenhouse come to your rescue when the bug population is at its prime. This classic mesh tent covers your picnic table so you can sit, relax, and sip lemonade outdoors while other folks combat those blood-sucking little critters with bug spray and clothing. Pull-down shades offer protection from the sun and make the Screenhouse a convenient, multi-purpose tent thats sweet to have whether youre chilling in your back yard or car camping.
Easy clip-sleeve construction helps make set-up a cinch
Taped seams help keep you dry during a quick rain shower
Closeable mesh panels offer superb ventilation
Noiseless zipper pulls keeps things quiet when the kiddies are taking a nap

g: 0 Posted By: tedhawkins
Views: 119 Replies: 1 The Ultimate Firearms Assembly / Disassembly Six Book Collection from Gun Digest for $87.98 Shipped

http://www.gearhog.com/

Deal Overview
With this new collection of takedown and reassembly guides, you'll have step-by-step instructions, along with detailed photos for taking apart and reassembling nearly every firearm out there! Each volume in this acclaimed series begins with a thorough list of the tools you'll need and what you will use each tool for. Then each individual firearm listing includes the name of the model, where it was manufactured and who the manufacturer was, details about the gun including gauge, magazine capacity, length, height, barrel length, weight and relevant variants that would utilize the same disassembly/assembly instructions. This is the perfect guide to assist you with making repairs, customizing your firearms, cleaning and general maintenance and provides valuable insight into the inner-workings of your firearms.

Includes

Gun Digest Book of Shotguns Assembly/Disassembly
Book: Indispensable for shotgun maintenance, cleaning, repair and customization of more than 59 popular shotgun models and 285 additional shotgun variations.

Gun Digest Book of Rimfire Rifles Assembly/Disassembly Book: With over 1,800 photos and step-by-step instructions, this volume shows how to take down and reassemble 74 models of rimfire rifles along with 228 variants.

Gun Digest Book of Automatic Pistols Assembly/Disassembly Book: Take your handgun apart and get it back together...the right way! This volume provides over 4,000 step-by-step photos for 90 models of handguns and over 300 variants, modern and vintage.

Gun Digest Book of Revolvers Assembly/Disassembly
Book: Make repairs, modifications or give your revolvers a thorough cleaning. This volume provides step-by-step instructions on how to disassemble and reassembly more than 60 revolvers and 130 variants...including Derringers.

Gun Digest Book of Tactical Weapons Assembly/Disassembly Book: This is the only assembly/disassembly guide dedicated solely to tactical handguns, shotguns and rifles. With step-by-step instructions and hundreds of detailed photos, you'll have the ability to take down and reassembly 35 models and 92 variants of tactical weapons, including Colt 1911 series, AR-47, AR-15, Remington Model 870 and many more.

Gun Digest Book of Centerfire Rifles Assembly/Disassembly Book: Here you'll find step-by-step photos and instructions for take down and reassembly for 68 models of centerfire rifles as well as 400 mechanically-similar variants of those models. Index allows you to quickly find specific models and cross reference similar variants.


Books Deals
Walgreens updated coupon policy (effective immediately)
Added on : Friday May 30th 2014 03:00:03 AM
g: 0 Posted By: MrVietnam
Views: 180 Replies: 4 It appears as though Walgreens has recently updated their coupon policyand the changes they have made will have an impact on those of you that coupon there.The most significant changes are as follows:

Walgreens will not accept coupons that exceed the selling price of an item and no Cash Back is ever provided in exchange for any coupons.
For offers when multiple items are purchased and additional items are free (buy 1 get 1 free; buy 2 get 1 free, etc.), the number of coupons applied to that offer cannot exceed the number of items required in the buy portion of the offer.
Coupons may not be applied against any free item received in any offer

Please take note of these changes as they have already been updated in the official Walgreens store coupon policy which can be found HERE

How do you feel about the changes?
Walgreens Deals
Shark Rotator Professional Lift-Away Vacuum, $229.99, Target
Added on : Thursday May 29th 2014 10:00:03 PM
g: 0 Posted By: riddikkullus
Views: 100 Replies: 0 Other sites (Best Buy, Bed Bath and Beyond, WalMart, Amazon, etc) has this vacuum at $259.99 or $249.99. 4+ ratings on those sites.

If you have a Target credit or debit card, get an extra 5% off and free shipping. Can also do in-store pick-up.

http://www.target.com/p/shark-rotator-professional-lift-away-whi...
Appliance Deals

Target Coupons
Chase Freedom Back Up To $200 Sign Up Bonus
Added on : Thursday May 29th 2014 02:00:07 PM
g: 2 Posted By: doctorofcredit
Views: 141 Replies: 0 Chase has increased the sign up bonus on their freedom card to $200 after $500 in spend. Regular deal is a $100 sign up bonus. Points can be converted into Chase UR if you have a card that earns those points. Card has no annual fees & 5% rotating categories.

You should see the offer at the regular webpage:https://www.chase.com/freedom

Hopefully somebody can make use of it.
Credit Deals
Best Dad Ever T-Shirt (Various Colors) $8.09 Shipped @ Amazon
Added on : Thursday May 29th 2014 11:00:04 AM
g: 1 Posted By: DizzyT71
Views: 349 Replies: 0 Amazon has the Best Dad Ever T-Shirts (Various)on sale Starting @ $4.34 + $3.75 Shipping = $8.09.

The "drip font"
Machine Washable
Cotton Blend
Cool, Versatile and Comfortable Fit every time.


4.7/5 Stars based on 68 customer reviews on product page.

Note: Sweeter deal for those who have Prime and can choose free shipping.
Clothing Deals

Amazon Coupons
g: 0 Posted By: BigBoyMichigan
Views: 77 Replies: 0 FLORIDA
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TODAY ONLY - MAY 29, 2014
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BLOOD DONORS WILL RECEIVE
===========================
1 - Free Golden Corral Lunch Voucher**
1 - Free Movie Voucher**



**All blood donors must have photo ID. Donors must be at least 16 years old. Those who are 16 years old need parental permission. *One offer per donor, per donation. No cash value. Not-transferable. While supplies last. Not responsible for lost or stolen voucher.Fandangoexpiration is listed on the voucher. Valid for one ticket purchase transaction only. Remaining balance may not be applied to additional ticket purchases. Maximum voucher value is $12.00, inclusive of convenience fees charged by participating theaters. Consumer is responsible for any cost beyond $12.00. If you have recently donated, thank you. Please visit us when you are eligible to donate again.
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Drive Location Drive Address Drive Time Golden Corral 322 US 27 South
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Golden Corral Deals
Question about multiple claims against my homeowner's insurance.
Added on : Wednesday May 28th 2014 03:00:09 PM
g: 0 Posted By: chocula
Views: 31 Replies: 0 I have a couple of questions about making another claim against my homeowner's insurance.

I have had the same insurance company for my house and car for about 15 years or so. I never had a claim until about 8 years ago when our town was hit pretty hard by tornadoes and an extremely large tree landed on our house. Somehow our chimney took the brunt force of the tree (i was sleeping under where the tree landed on the house), it still did about $30k in damage to our house.
We filed an insurance claim and they paid everything but our deductible. Other than about 3 or 4 back and forth messages there were no issues with getting the work approved and the contractor paid.

About 2 years ago, I got a chip in my windshield and was told that the insurance company would repair those for free. We had a guy come out to the house and he repaired the windshield.

We have lived in our current house for almost 7 years and have never had a claim against it. Last year, we had a really bad storm and about 60% of the houses on our street had their roofs replaced. We decided against repairing the roof or filing a claim since we had one previously. In the 7 years we have lived here, we have had several bad storms.
Last week, we had another pretty bad storm and the builders were out in force trying to get people to replace their roofs.

After the most recent storm, we had a very small amount of water in our garage where you could see it leaked from the roof area.

My wife and I were discussing whether or not we should get our roof replaced and decided to have someone inspect the roof. You can clearly see the damage from the hail on the shingles and the flashing. Several of our screens were damaged as well. My vehicle has a few hail marks on it, but it is 8 years old and a few marks on it are no big deal.

The builder that inspected our roof said that the front part of our roof has a great deal of damage, but surprisingly the back part of the roof is not that bad.

I have read here that just calling your insurance company about these issues can count against you, so I wanted to get some advice before calling them.

My questions:
1. Will having another claim cause my premiums to go up?
2. Can they cancel my insurance if I have a 2nd claim? I am guessing it will be $5-6k to replace the roof (based on the costs for my neighbors to get their roofs repaired).
3. The builder said that my insurance company may not pay for the back part of my roof because it was not that bad. Would an insurance company only repair half a roof?
3A. Our house that was hit by a tree in Atlanta was a split level and only one roof was damaged. We paid for one roof and the insurance company paid for the other one,
4. Do you have any advice for me with this situation?

Thanks in advance. We are obviously trying to get the roof repaired, but at the same time do not want to lose our insurance.


Question Deals
FYI -- Yodlee now working with Computershare accounts
Added on : Tuesday May 27th 2014 02:00:07 PM
g: 1 Posted By: boden11
Views: 60 Replies: 1 I noticed a few odd alerts at yodlee these past few days -- large net worth changes + and - but every time I logged in I didn't see anything different and just chalked it up to transaction posting at weird times. However today I noticed that for the first time in YEARS that my Computershare accounts updated on their own and appear to be working fine!! Took a while, but finally working!! Haven't tried the other sites like mint/personal capital but get a feeling that some of those sites may start working shortly too.
Discussion Deals
Need Some Help With Student Loans...
Added on : Tuesday May 27th 2014 06:00:09 AM
g: 0 Posted By: hurricanedarby
Views: 40 Replies: 0 Hello all! So I currently have $58,000 in federal student loans and $17,000 in private loans stemming from my under-graduate degree in Communications (Long story about how it got that high; I promise it wasn't from abusing the system or living a baller lifestyle). I make about 55k a year and have no other debt (no auto or credit cards). I've refinanced the private loans to a 4.92% rate and consolidated the federal loans to about 6% on an income based repayment program (estimated 13/14 years to complete per Sallie Mae). I just wanted to see if anyone had any advice for refinance options or any other advice? I'm wary of the discharge programs such as Teach for America or Public Service as my understanding is that those programs can be altered at any time. Thanks!
Personal Finance Deals
g: 0 Posted By: bittul
Views: 116 Replies: 0 Now that the dust has settled on yesterdays "deal", it's time to shop for those other items we wanted but were "inflated"

Use code: ONLINE3

www.childrensplace.com
Kids Clothes Deals

The Childrens Place Coupons
Canon L Pro Lenses - $300 rebates stackable @ Canon
Added on : Monday May 26th 2014 10:00:04 AM
g: 2 Posted By: ianmalcm
Views: 192 Replies: 0 Canon has rebates on many Pro lenses right now. I picked up the Macro 100.
LINK
$150 off 100mm f2.8 L Macro IS USM
$200 off 70-300mm f/4.5-5.6 L IS USM
$300 off 24-70mm f/4 L IS USM

Also a $250 rebate if you get a 60D or 7D with a 70-300mm lens. This was the most used lens at the Winter Olympics.FYI, L-series glass has IS Image Stabilization which really helps those long zooms. Been waiting for a deal onLsfor a while.
SLR & dSLR Deals

Canon Coupons
Sylvania LED 6" can light retrofit, dimmable - $19.99 @ Menards
Added on : Monday May 26th 2014 07:00:03 AM
g: 1 Posted By: spanky42
Views: 206 Replies: 1 I hadn't seen the Sylvania retrofits before, but I found them in the today's Menard's ad for $19.99. Anyone have any info or experience with these? I hope they are ok because I bought 14 of them for my remodel!
They are 700 lumen, 2700k or 3000k color (I bought the 3000), 10w (65w conversion), dimmable, box says Ultra series.
Beats the best current price of $24.99 at HD for 6" LED.
Looks like the same one at am@zon, but for $33....link
Attached is a pic of the ad, for some reason there isn't a direct link to those lights online.
Also attached is a pic of the box.
I also bought the 4" Feit for $22.99 next to them in the pic. I've heard people don't like Feit LEDs though?
Home & Garden Deals
g: 0 Posted By: ctgolfer
Views: 62 Replies: 0 shipping adds $5

Good Ideas Compost Wizard Dueling Tumbler

7 cubic foot total capacity (3.5 per chamber)
Fully Assembled - Low maintenance
Compost Tea collecting base with wheels (up to 5 gallons)
8" twist lids to secure the chambers
Safe for pets and children
Black color for heat absorption
Made in the USA with FDA approved materials
-- OR --

Good Ideas Compost Wizard Jr.

Holds 7 cubic feet of compost and sits on a wheeled base
Handles provide better grip to make turning even easier
12" twist off lid keeps your compost safely closed off but is easy to remove and even doubles as an extra turning point
The ends feature aeration holes which provide much needed airflow for the compost batch with the option of drilling more for those who live in areas with low air currents
The wheeled base allows you to turn the bin effortlessly and can easily be separated to allow the bin to roll freely from place to place
Low profile design ensures that it stays out of sight and won't be blown over in high winds
Crafted from resin, the bin is 100% recycled and the rich dark color absorbs the sun's heat keeping your compost at a nice hot temperature
Arrives fully assembled and requires little maintenance
Makes compost 3x faster than traditional bins and piles
Help keep organic waste out of landfills
Made in the USA with FDA approved materials

www.woot.com/offers/good-ideas-composters
Home & Garden Deals

woot! Coupons
Free Kindle Book- John Lennon. The Life
Added on : Saturday May 24th 2014 07:00:07 AM
g: 1 Posted By: remick
Views: 154 Replies: 0 http://www.amazon.com/gp/product/B00KHSS69W

Here is the first book to fully reveal the amazing story of the rise of John Lennon's group - The Beatles - to fame and fortune.

David Stuart Ryan carried out a great deal of original research into the true background to John, speaking to many of the characters who helped form his intense view of the world. This was backed up with full access to the files of 'Time' magazine. The result is a comprehensive picture of a great artist living at a time of both tumult and awakening.

The author spoke to many of the key people in John's life, including his formidable Aunt Mimi, who brought him up after his mother's marriage hit problems because of the Second World War.

There is Liverpool DJ Bob Wooler, who was perhaps the first to recognize the genius of the Beatles, he presciently wrote 'There will never be another band like the Beatles again.'

That was written while they were still just a Cavern club lunchtime band.

Then you'll meet his first manager, Alan Williams, who in a most weird and almost preordained way, arranged for the unknown group to take up a prestige residency in Hamburg, an engagement that was to transform them from a run of the mill provincial group into a world beating combination of individual talents.

The seething contradictions of a red light district in early post-war Germany where just about anything went were the forcing ground for an entirely new kind of music.

There are many secrets and surprises associated with John Lennon's early troubled life that are hinted at, but never fully revealed, in many of his songs and hits.

'John Lennon's Secret' reveals these to you one by one.

Strawberry Fields was a Salvation Army run home for abandoned children
which lay just behind his aunt's house. Feeling himself abandoned, it had many associations for him, it was where he could be himself, no wonder it is the subject of his most outstanding and haunting song.

All through this fast moving examination of the life of John Lennon you discover sides to him that are little known, even by those who grew up with him, such as Paul McCartney.

There are more revelations about what exactly the relationship was with his musical partner, and the secrets they shared that made them such a formidable team.

As the myth of the Beatles continues to thrive and grow, it is time for you to find out what really went on in the formation of a band who captured the wonder and amazement of the whole world.

There are more than 20 original photographs in the book to take you behind the scenes and chart the rise of the super group to mega stardom and its ways.


Even if you thought you knew the story, prepare for surprises,
and smiles, on every page of 'John Lennon. The Life.'.

This is the true version of events that shook the musical world.

Review from the Mail on Sunday
==========================

WHIZZY WORLD OF JOHN LENNON

"This weird, wild and generally whizzy examination of Lennon's life, loves, lyrics and old laundry lists is a whole lot of fun. Good photos too."
Totally Free Deals
question about HCBK MTB buyout
Added on : Saturday May 24th 2014 02:00:04 AM
g: 0 Posted By: IStillPickUpPennies
Views: 5 Replies: 0 http://www.fool.com/investing/general/2012/08/28/a-bank-merger-s...

Ever since I read the artible above nearly two years ago, HCBK has been on my radar. The stock was trading at about $6 back then, and it was going to be bought out by MTB, supposedly offering a roughly 15% premium to the current price. I never invested, but it was one of those nagging ideas I kept thinking about in the back of my mind, you know?

Since then, banking regulators (known for taking their time with these sorts of things) have delayed the buyout twice. Now it is presently supposed to happen by December 31 2014, or both parties can walk away.

On its own, HCBK has recovered along with the market back up to nearly $10 a share. I understand that if the buyout doesn't go through, it may drop a couple of bucks a share, so I guess that is the downside. However, I'm not sure what the UPSIDE would be at this point?

HCBK is still selling at about 1x book value, so I still think of it as a possibility now and then. However, I'm not sure where I can find out more about the potential upside to investors at this point. Can anyone point me to a website that would offer detailed information, specifically about the proposed merger details? Obviously, if MTB is still offering the OLD price, then it would mean that HCBK stockholders would actually LOSE money if the buyout goes through, and that can't be right. I mean, why would anyone buy a stock that would go down whether or not the buyout goes through? There must be something I don't understand here, and I'm not sure where to find the information I need to do a fair evaluation of this buyout. If anyone can point me to a website that would have this, I would appreciate it greatly.
Personal Finance Deals
Infamous: Second Son - PlayStation 4 $44.99 w/FS @ Best Buy
Added on : Friday May 23rd 2014 07:00:06 PM
g: 0 Posted By: ctgolfer
Views: 84 Replies: 0 Become superhuman Delsin Rowe, on the run from the oppressive Department of Unified Protection
Live with the consequences of your actions as you search for other superhumans to help save those you love from being ruthlessly hunted down
Discover a world where superhumans with amazing abilities walk among us

www.bestbuy.com/site/infamous-second-son-playstation-4/8677151.p...
PS4 Games Deals

Best Buy Coupons
g: 0 Posted By: FatMattE
Views: 194 Replies: 0 Just got the "Memorial Day Sale" email fromSportsman's Outdoor Superstore.
They have aSMITH AND WESSON M&P-15 SPORT 5.56 RIFLE (LE MODEL) for $519.00. (This is a Law Enforcement only price!)
Linky
Good price for a decent "value" EBR.
Firearm Specifications

Model: M&P15 Sport LE
Caliber: 5.56 mm NATO
Capacity: 30 Round Detachable Magazine
Action: Semi-Auto
Barrel Length: 16 / 40.6 cm
Front Sight: Adjustable A2 Post
Rear Sight: Magpul Folding MBUS
Overall Length: 35 Extended / 32 Collapsed
Stock: 6 Position Telescopic
Weight: 6.5 lbs. / 2,948.4 g
Barrel Material: 4140 Steel
Receiver Material: 7075 T6 Aluminum
Receiver Finish: Hard Coat Black Anodized
Chromed Components: Gas Key / Bolt Carrier

Again, this is a Law Enforcement price only.
The requirements are:
Law Enforcement IOP Program
Sportsman's Outdoor Superstore is proud to offer the Individual Officer Purchase (IOP) program to support those who protect and serve communities across the United States.Customers who qualify for purchasing products in the IOP program include:

Sworn Law Enforcement officers, including Federal, State, County, & City
(Includes retired L.E. officers with "retired" credentials)
EMT's, Fire Fighters, Volunteer Fire Fighters, and Paramedics
Military personnel including Reservists and National Guard with I.D.
(Includes retired Military with "retired" credentials)
Corrections Officers including Parole and Probation Officers
State Licensed Security Companies (Loomis Fargo, RAM, Securitas, etc.)
State Licensed Armed Security Officers.
All TSA employees and Federal Flight Deck Officers
Court Judges, District Attorneys and Deputy District Attorneys.

Restrictions Purchasing products under the IOP Program with the intent of resale is prohibited.
Each firearm model has a purchase limit of one per customer in a calender year. Requirements To purchase products in the IOP program, you must submit a copy of your Authorized Credentials (front and back). You can send us a copy by Fax: 740-928-5447 or byemail.
Guns & Ammo Deals
Sony PS Move Accessories Kmart Clearance YMMV
Added on : Friday May 23rd 2014 12:00:02 PM
g: 0 Posted By: DarthWoo
Views: 164 Replies: 0 This is a couple days old, but I guess not a lot of people were really looking for PS Move stuff, so there's probably still a lot left. My local Kmart and some nearby ones in southeast PA had PS Move Motion Controllers for $10 and Navigation Controllers for $6. They had apparently had the starter kits (with the Eye, Motion Controller and game) for $20ish a few weeks ago, but there weren't any of those left. Might be something to look for if you still use yours and wanted some extra controllers.
Video Games Deals

Kmart.com Coupons
g: 0 Posted By: ctgolfer
Views: 123 Replies: 0 About the Beyerdynamic DT 235

The Beyerdynamic DT 235 Headphones (Black) provide high-quality sound with a wide frequency response in a lightweight package. Ideal for use with portable music player or home Hi-Fi systems, the DT 235 uses powerful acoustic drivers to provide clear, detailed audio with deep bass and clear treble.

The headphones have velour ear cushions and a wide self-adjusting headband to provide hours of listening comfort. The closed-back design helps to naturally block out environmental noise, as well as prevent sound leakage so you don't disturb those around you. The single-sided cable helps to minimize snags and tangles and is terminated by a standard 3.5 mm mini plug. A 1/4" plug adapter is included for full compatibility with professional audio gear.

Beyerdynamic DT 235 Includes

Beyerdynamic DT 235 Dynamic Closed-Back Supra-Aural Headphones
1/4" Adapter
Beyerdynamic Warranty

www.adorama.com/BDDT235SW.html
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g: 0 Posted By: BrunoB
Views: 437 Replies: 2 Original Post:
Bond in Monetary (Actual) Default
This post is addressed to those who have experience in this field only: When a bond misses a (or several) payments, then it is in Monetary (Actual) default. This is one degree more severe than Technical default (when Reserves are withdrawn, etc.). The issuer is not bankrupt (I assume) but cannot pay out interest. My question is could these payments be made at a later date when conditions improve, or they are missed forever. Obviously, the issuer could turn around and be able to make whole the missed payments, or they could reorganize (declare bankruptcy, etc.). What courses (scenarios) could be conceived? The CUSIP for this particular bond is: 096325AJ4 - https://fixedincome.fidelity.com/ftgw/fi/FIBondDetails.do?cusip=096325AJ4

P.S.:
Bond Buyers Skip Fine Print as Low Rates Sow Complacency
To understand the rising concern about complacency in the corporate-debt market, look no further than the Clear Channel Communications Inc. bonds that investors showed up in droves to buy last month.While the radio broadcaster has debt thats 12 times its earnings and a credit ratingthat implies a default is a virtual certainty, it was still able to more than double the offering to $850 million. Not only that, the indentures governing the notes designed to protect bondholders lacked restrictions typically found in such risky offerings, such as limits on the companys ability to issue more debt or shift cash to shareholders.

http://www.bloomberg.com/news/2014-05-23/bond-buyers-skip-fine-p...
Question Deals
BBE Varicomp OTA Compressor Guitar Effects Pedal $59.99 FS MF
Added on : Friday May 23rd 2014 05:00:10 AM
g: 0 Posted By: tedhawkins
Views: 129 Replies: 0 BBE Varicomp OTA Compressor Guitar Effects Pedal $59.99 FS MF

http://www.musiciansfriend.com/stupid

Product Description

The BBE VariComp compressor is inspired by some of the coolest vintage compressor pedals around: the old Ross compressor and the early MXR Dynacomp. Think of that sweet, spongy compression in Sultans of Swing and Sweet Home Alabama and you'll get the idea. VariComp holds true to those iconic originals by using an authentic new old stock (NOS) CA3080 Operational Transconductance Amplifier (OTA) analog device. But as youd expect from BBE, VariComp is not about just copying an old design its about taking the best elements of old favorites and improving the breed.

VariComp goes the classics one better with an Attack control for greater flexibility. Dialing up the Attack makes the sound a little tighter, but it's cool dialing it back for an even spongier sound. In other words, if you want your Sultan to be more swingin, VariComp will hook you up.

VariComp has a consistency and ruggedness that are the hallmark of BBE pedals, designed for guitarists whose gigs are as demanding as their ears. With a robust mil-spec circuit board with fat signal traces, 1% metal-film resistors for consistency and true hardwire bypass, VariComp moves you forward even as its taking you back.
Features

Output, attack and threshold controls
NOS CA3080 OTA (Operational Transconductance Amplifier)
470K input impedance for vintage correct pickup loading
10kOhms output impedance when engaged
1% metal-film resistors for consistency
High-voltage poly caps for better tone
Military-spec circuit board for reliability
Blue status LED for high visibility and low power consumption
Easy access battery compartment
True hardwire bypass
5-year warranty


Music Deals

Musician's Friend Coupons
g: 0 Posted By: ctgolfer
Views: 113 Replies: 0 iSport LIVESTRONG: The athlete's headphone by Monster
For those serious about their cycling or game or their workout, Monster delivers the ultimate high-performance sport headphone. LIVESTRONG was designed to meet the specific demands of today's top athletes. It's rugged, sweatproof and washable. If music is what moves you, iSport LIVESTRONG will turn your tunes into pure audio adrenaline.

24K gold-plated contacts
Attractive and anti-corrosive for maximum audio signal. From now on, your favorite tracks will sound as good as gold.

Convenient right-angle jack
Move freely with your tangle-resistant cord and jack safely out of the way.

Protective clasp pouch
Tuck away your earphones when finished and carry them easily.

Pro sound-isolating eartips
Multiple sizes and shapes for the perfect fit blocking out sweat and noise so you can always focus on excelling.

ControlTalk Universal on-cable mic
Take the call without stopping. iSport LIVESTRONG comes with convenient, hands-free calling for your smartphone or mp3 player.

What's in the box:

iSport LIVESTRONG in-ear headphones

4 pairs of multiple-sized SportClips and Eartips

Protective spring-clasp pouch

warranty period: 1 year


www.ebay.com/itm/111360185046
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eBay Coupons
g: 0 Posted By: bpvh
Views: 147 Replies: 0 Office Depot / OfficeMax rebate software for the week of 05/25/2014



McAfee AntiVirus Plus For 1 PC
$6.99 After $8 Instant & $25 Mail-In Savings Visa Prepaid Card
Available at Office Depot and OfficeMax
OD 194-078 \ OM 2416-3138


McAfee AntiVirus Plus For 3 PCs
$9.99 After $10 Instant & $40 Mail-In Savings Visa Prepaid Card
Available at Office Depot and OfficeMax
OD 101-297 \ OM 2416-3129



====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

OfficeMax Coupons
Renting a car off airport location Denver, how to get downtown?
Added on : Thursday May 22nd 2014 05:00:08 PM
g: 0 Posted By: evbe
Views: 48 Replies: 0 Looking at cars available at airport and they are almost 2x the price of those from downtown Denver.Any suggestions/experience with getting transport from the airport to an off-airport car rental location? Taxi? Bus? Free Hotel Shuttle?Is there a car rental place in a downtown hotel with a free shuttle?

Need some insider information... thanks!Thanks for any and all help!
Question Deals
Bond in Monetary (Actual) Default
Added on : Thursday May 22nd 2014 04:00:06 PM
g: 0 Posted By: BrunoB
Views: 66 Replies: 1 This post is addressed to those who have experience in this field only: When a bond misses a (or several) payments, then it is in Monetary (Actual) default. This is one degree more severe than Technical default (when Reserves are withdrawn, etc.). The issuer is not bankrupt (I assume) but cannot pay out interest. My question is could these payments be made at a later date when conditions improve, or they are missed forever. Obviously, the issuer could turn around and be able to make whole the missed payments, or they could reorganize (declare bankruptcy, etc.). What courses (scenarios) could be conceived? The CUSIP for this particular bond is: 096325AJ4 - https://fixedincome.fidelity.com/ftgw/fi/FIBondDetails.do?cusip=...
Question Deals
g: 1 Posted By: remick
Views: 180 Replies: 1 Making Sense of Spiritual Warfare
http://www.amazon.com/gp/product/B00B85CJS2

An easy to understand and sensible guide to spiritual warfare what it is, who is involved, the weapons involved, and how to prevail.



The Imitation of Christ: The Beatitudes Edition
http://www.amazon.com/gp/product/B007K3HQRU

The Imitation of Christ, widely believed to be the second best-selling book of all time, is as relevant today as in 1471 when first published. It continues to be one of the most popular of the Christian classics. A profound devotional, it invites those who read to return to it again and again. New insight comes with every reading.
The writing style of this Beatitudes version is clear, conversational, compelling. If you find it hard to understand the archaic language of vintage Imitation, this edition is for you. It moves out of the monastery into a busy, cluttered world with answers to questions of the heart people everywhere are asking.
Perhaps the most significant difference is the textual arrangement. The traditional sequence has little logical connection between chapters and often not between sentences. Here the words of Thomas Kempis merge with the New Testament Beatitudes to show the reader in a systematic way who Jesus Christ is and how to live in a way that pleases him.

Books Deals

Amazon Coupons
g: -1 Posted By: atiggger
Views: 183 Replies: 0 Bed Sheet Set Fitted Mattress Linens King Queen Full Dobby Stripe Choose Color $ 11.99 @ eBay Via dealgenius

You save:$14.00 (54%off)

http://www.ebay.com/itm/Bed-Sheet-Set-Fitted-Mattress-Linens-Kin...

FREE SHIPPING


Bed Sheet Set Fitted Mattress Linens King Queen Full Dobby Stripe Choose Color
retail value: $40.00features

1 Flat, 1 Fitted, 2 Pillowcases
100% Microfiber, Wrinkle Free
Deep Pocket
Embossed Stripe
Machine Washable

dimensions

Standard King, Queen or Full Size
Choose Size From Dropdown Menu

conditions

New, In Original Retail Packaging

listing includes:

1 Flat, 1 Fitted, 2 Pillowcases, New in Retail Packaging

description
They say we spend 1/3 of our life in bed. For those who have lived in a studio apartment for any length of time, estimates are higher. Our beds are not just a place we let the conscious mind rest. The bed is a place of peace, contemplation, relaxation and leisure. It is the last thing we experience every night and the first thing we experience every morning. Why not make it as comfortable as possible?The soft, luxurious Spirit Linen sheets will make bed time your best time. The set includes 1 flat, 1 fitted and 2 pillowcases. And, oooh, these sheets feel so nice against your skin! Get ready to work that snooze button! Choose color and size from the drop down menus while supplies last!
SKU: j029kingNavy WEIGHT: 3.17 lbs.
Domestic Shipping - Continental 48 States:
FIRST ITEM EACH ADDITIONAL Economy Shipping (4-10 business days) $0.00 $0.00 Priority Shipping (2-4 business days) $7.99 $4.99
*Please note that for shipments to ILLINOIS addresses, we are required by State law to collect 9.25% Sales Tax.
*Please note that we DO NOT SHIP to Hawaii, Alaska, Puerto Rico, US Virgin Islands, American Samoa, Guam, Mariana Island, Marshall Islands, Micronesia and Palau.


international buyers PLEASE NOTE: Import duties, taxes and charges are not included in the item price or shipping charges. These charges are the buyer's responsibility. Please check with your country's customs office to determine what these additional costs will be prior to bidding/buying. special instructions Any special shipping instructions or requests must be made prior to purchasing the item. We ship out very quickly and it may be difficult to catch any changes in time if you have already checked out. checkout instructions BUY-IT-NOW LISTINGS: Immediate payment is required via PayPal.AUCTION LISTINGS: You have 10 days from the end of the first purchase to add additional items and make payment for your order. Make sure all of your auctions have ended prior to checking out. All of your purchases will be consolidated into one checkout!



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More Money = More Problems/Stress? How To Stop It.
Added on : Thursday May 22nd 2014 05:00:12 AM
g: -5 Posted By: robronson
Views: 67 Replies: 7 I started making triple my old salary recently by going into consulting and it's nothing but stress and headaches. Before, when I was making roughly $70k a year, I was really happy maxing out my 401k (to the actual max, not the employer match max), maxing out my Roth IRA, maxing out my iBonds, and I didn't really have much left over after living expenses so I basically spent the rest, with the knowledge I had been doing well in my savings (hitting all the maxes), and was comfortable.

Now I have first-world 1%-er problems because being self-employed I can contribute my employer contribution to the 401k as well. I had to shift around my existing Traditional IRA money into my Solo 401k to be eligible for a back-door Roth contribution (which was a huge hassle because none of the account transfer forms worked as expected so I wasted hours and hours getting this done). I have to max out an HSA. I have two sets of I-Bonds I can max out (individually, and corporation's EIN). I have to pay quarterly estimated tax. I have to avoid overpaying the estimated tax, so I don't give the IRS a tax-free loan, but I have to keep the money liquid and free to pay the tax, so I have to maintain a Rewards Checking account and meet the requirements to get the higher rate on this money. I'm juggling multiple credit cards for their rewards, moreso than before, because of all the businesses expenses I have, reimbursable by the client.

I say "need" and "have to" somewhat facetiously because I don't really HAVE to do those things. But it would cause me great stress to let $5k per year in credit card rewards go unearned because I didn't juggle credit cards on my $10k/month business travel expenses. And it would feel bad to not earn 2% yield in a rewards checking account on $20k sitting there waiting to pay SE Taxes.

I made a spreadsheet to track my estimated earnings throughout the year, for tax planning purposes, and I'll be "in debt" to myself until November. In other words, it's not until November that my incoming consulting money will be enough to max out the 401k, IRA, HSA, IBonds, and pay the taxes owed on the income. If I can't keep getting gigs continuously through November, I'm screwed. My contingency plan is to use money earned in 2015 to pay 2014 employer-contribution 401k, IRA, and HSA because those aren't due until April 2015 (and technically I think my employer-contribution 401k can be paid by October 2015 if I file an extension). Of course, this contingency plan is only kicking the can down the road and I'll have problems meeting my 2015 contribution maxes if I use 2015 income to pay old 2014 "debts" to myself.

I thought making a lot of money was supposed to be fun and stress-free? I just feel like Damocles' Sword is dangling over my head. I don't mean this to be a thread about my personal situation. Let's discuss how more money has led to greater stress in your life and what you've done to reduce the stress.
Discussion Deals
g: -2 Posted By: remick
Views: 130 Replies: 0 http://www.amazon.com/dp/B00ETN9AJQ

4.9 out of 5 stars (37 customer reviews)

The underlying theme of God Revealed is that all of us encounter God in unanticipated ways. Sometimes we simply dont recognize where His influence and guidance are constantly manifesting themselves. God Revealed invites readers not only to watch vigilantly for messages from God in their daily lives, but also to reconsider experiences from their past, realizing that those overlooked encounters often carry messages that can, with recognition, strengthen their faith and enrich their future.



Also Free

Who is Jesus? The Bible's Answer (Search for Truth Series)
http://www.amazon.com/gp/product/B0094KJIBO






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g: 0 Posted By: ctgolfer
Views: 164 Replies: 0 Fujinon 30x optical zoom and super macro
Fujinon zoom lenses with fast apertures of f/3.1 to f/5.9 With 15 elements in 11 groups, the lens combines aspherical and ED elements to good effect for reduced aberration and superior image quality. With super-macro mode capturing subjects as close as 2 cm from the lens, the FinePix F6800 seamlessly covers an enormous focal range with no need to ever change lenses.
6 scene SR AUTO (scene recognition auto)
Framed scenes are automatically detected and selected into appropriate camera settings: portrait, landscape, night, macro, night portrait, and backlit portrait.
Full HD movie (1080i/60 fps)
Movie scene recognition ensures that settings are optimized according to your subject. Full HD movie shares your memories with family on the big screen, using the mini HDMI connector.
H.264 high profile
The camera support H.264 format incorporating both high quality image and small data size.
One touch movie recording button
A one-touch movie recording button enables you to capture all the action in Full HD.
High speed movie
Sometimes things happen too fast for you to see them properly with your own eyes. The FinePix S6800 can freeze the action at up to an amazing 480 fps! So you can see every single minute detail and watch things happening step by step in slow motion.
Side-lever zoom control
You adjust zoom with your left hand while the index finger of your right hand rests on the shutter button, ready to take the shot and choose from three zoom speeds or use "auto back zoom" for long zoom photography.
Versatile shooting modes P/S/A/M/mode dials
In addition to a wide range of shooting modes, the FinePix S6800 offers a selection of versatile scene positions that ensure optimum results no matter what the scene.
3D shooting with "individual shutter 3D"
Two exposures of the same scene are saved in Multi-Picture Format (MPO) to create convincing images that appear to have been shot in real 3D. An overlapping guide on the LCD screen provides assistance for positioning the exposures, making it easy for anyone to create impressive 3D effects.
Motion panorama 360
Just sweep the camera right-left or up-down to shoot giant panoramas up to 360. When you view the panorama playing back on your camera or personal computer, you can enjoy a seamless panorama image with both ends stitched together to create a "cylinder" view.
Dynamic Range (HDR)
This mode uses Multi Frame technology to capture three consecutive photos shot at high speed - under-exposed, normal exposure, and over-exposed. The three images are then layered to an optimum balance of detail in shadow and highlights, eliminating "blackout" or "washout" and producing pleasing, natural gradations.
Instant zoom
A function to follow moving subjects in standard wide view for easy framing at high zoom settings. With a single press of a button, the subject tracked within the selected frame on the LCD, will be captured and saved at a high zoom ratio.
Face tracking auto focus
Face detection couples with tracking auto focus for more ways of capturing great people pictures, even when those people won't stop moving. Face detection optimizes focus and exposure to ensure bright, clear faces, while tracking auto focus maintains sharp focus on moving subjects. The result is attractively exposed, well-focused photos.
Face detection
Face detection optimizes people pictures by detecting faces and adjusting focus and exposure to ensure bright, clear results.

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g: 0 Posted By: remick
Views: 75 Replies: 0 https://itunes.apple.com/us/app/id599237591?mt=8

With OneKey, you dont need to remember all the usernames, passwords, web addresses and those boring information in modern life. OneKey provides a safe and simple way to store and manage all your passwords and private information. It can save your credit card details, PINs, bank accounts, notes, web site loginsetc in a highly secure position.

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- No limitation on the number of records.
- Clean and nice interface.
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g: 0 Posted By: remick
Views: 25 Replies: 0 http://www.amazon.com/Learn-BlackBerry-App-Development-Cascades-...

Learn how to leverage the BlackBerry 10 Cascades framework to create rich native applications. Learn BlackBerry 10 App Development gives you a solid foundation for creating BlackBerry 10 apps efficiently. Along the way, you will learn how to use QML and JavaScript for designing your apps UI, and C++/Qt for the application logic. No prior knowledge of C++ is assumed and the book covers the fundamental aspects of the language for writing BlackBerry 10 apps. Also a particular emphasis is put on how to create a visually enticing user experience with the Cascades framework, which is based on Qt and QML.

Starting with the native SDK configuration and an overview of the Momentics IDE, the book is fast-paced and you will rapidly learn many of the best practices and techniques required for developing beautiful BlackBerry 10 apps.

Learn BlackBerry 10 App Development is written for developers wishing to learn how to write apps for the new BlackBerry 10 OS and those interested in porting existing iOS and Android apps to BlackBerry 10 as native applications.

What youll learn
How to design and create native BB10 applications using the declarative expressiveness of QML
How to master the Cascades framework and the core BB10 UI components
How to use C++ and Qt efficiently with Cascades
How to utilize the BlackBerry Momentics IDE to launch and debug your applications
How to apply the fundamental aspects and best practices of BB10 application design
How to use HTTP networking in order to leverage remote services
How to integrate your application with BlackBerry 10 core apps such as the Contacts and Calendar apps
How to send email and short text messages from your app
How to use your devices camera and sensors such as the accelerometer and gyroscope
Who this book is for
BlackBerry developers wishing to write native BB10 applications, game developers. iOS and Android developers wishing to port their apps to BB 10.
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g: 0 Posted By: ctgolfer
Views: 114 Replies: 0 use promo code: NTIPHONE

Includes 3 changeable covers : black/silver/gold

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g: 0 Posted By: tedhawkins
Views: 18 Replies: 0 50% OFF Sierra Mountain Gear 9 in 1 Plier Tool $8.97 @ Campmor FS on $50+

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The Sierra Mountain Gear 9 In 1 Plier Tool is a handy, dandy all in one gizmo that you will be surprised that you did without for so long. It features 9 useful tools with an anodized finished handle that is a comfort to grip. Made from a high grade Stainless Steel the Plier Tool will easily do all those things you need. Tools included are Wire Cutter, Line Cutter, Can Opener, File, Flathead Screwdriver, Serrated Blade knife, Standard Blade knife, Awl and of course, pliers. There is a lock (latch) to keep the pliers closed when not in use.
9 In 1 Plier Tool is versatile & made from High Grade Stainless Steel
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Short term health insurance options
Added on : Monday May 19th 2014 04:00:06 AM
g: 0 Posted By: MiaFLSurf
Views: 61 Replies: 3 Long story short - I am a resident that is graduating in late June. My wife and I have had the health insurance provided through my hospital, which is by all means terrific.

Called last week, the coverage ends June 30th.

I start my new job (new state) on September 1.

My wife and I are 30 and 29, both completely healthy.

What should we do? Ride it out for 2 months? Find a company that insures for 2 months only? If so, any suggestions from those that have gone through this?
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g: 0 Posted By: tedhawkins
Views: 107 Replies: 0 G&L Tribute M2000 4-String Electric Bass Gloss Black Maple Fretboard $399.99 FS MF
http://www.musiciansfriend.com/stupid?icid=205528DescriptionThree decades ago, the G&L L-2000 bass served notice that company founder Leo Fender was ready to disrupt the status quo. The bold, brash L-2000 has always been an exhilarating experience for players with the skill to pull it off. Now the new M-2000 and M-2500 harness that power with a sonic palate that will surprise and delight new and die-hard G&L fans alike.

Leos MFD humbuckers have always been the heart of the iconic L-Series. In the all-new M-Series, these powerhouses are voiced to fully exploit a studio-quality 18V preamp system specially designed by G&Ls R&D wizard Paul Gagon. With an LF442 chip, 100V poly caps, 1% metal film resistors and big, fat signal traces on the mil-spec circuit board, this preamp reveals everything the player and the instrument have to offer.

And theres even more:
Primary volume and pan controls to explore the full range of sounds available between the two pickups
3-band EQ with peripherally placed, center-detent, reduced-diameter knobs
An impeccable, familiar feel of the instrument in the hands and on the shoulder
The return of the classic C-shape 1-5/8 neck, discontinued by G&L in the 1980s

For slapping, rolling back some highs and dialing up some lows, coupled with a mid-range boost, magnifies the intensity that Leos humbuckers are famous for. Need more definition for fingerstyle? Just bring up the treble and roll off the bass for a nuanced and detailed sound. Headroom? The new M-Series preamp harnesses the power of those meaty MFD humbuckers without a hint of clipping. The best tools are simple, intuitive and easy to use, and thats exactly what youll find in the new M-Series package.Features

34" scale
Two Leo Fender-designed / Paul Gagon-specified G&L MFD humbucking pickups made in Fullerton, California
Swamp ash body on translucent and burst finishes, basswood body on solid finishes
Hard-rock maple neck with maple or rosewood fingerboard
Medium C shape neck profile
22 medium-jumbo frets, nickel
Traditional open-back tuning keys
Leo Fender-designed G&L Saddle-Lock bridge
G&L M-spec 18V preamp, volume, pan, 3-band boost/cut EQ with center detents
Case sold separately

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Free Kindle Book- Job Interviewers: Get Inside Their Heads
Added on : Monday May 19th 2014 01:00:04 AM
g: 0 Posted By: remick
Views: 57 Replies: 0 http://www.amazon.com/dp/B00C43V5LY

Get Inside the Heads of Job Interviewers

Do you want to know the 40 real questions that job interviewers have in their minds?

I know what you are thinking. How can anyone read another persons mind?

Well, the secret hides in the reality that there are only four kinds of interviewers.

A bigger secret is that savvy people have known about the four classic personality styles for 2000 years, and they have used that knowledge to persuade whole nations to follow them.

I use the word secret because most of the rest of us have either not known about the four styles, or maybe we have not discovered how to use them properly.

Only 4 Types of Interviewers

Imagine that you will make it easy for job interviewers to like you. Do you know that, if you can speak respectfully to just four personality types, you hold in your hand the key to have a powerful persuasive edge over most people?

So are you curious about the four types? They are the Careful, Expert, Impulsive, and Idealist. Before you start buying the book, check it out by using the Look Inside feature.

Your Magic Touch

Maybe you think the last thing in the world you need is another book about job interviews. THINK AGAIN! None of those books venture inside the heads of interviewers like this. Here, you are learning proven techniques to get your message across attractively. To your interviewers, they will feel you speak magically. To you, you know that you are simply respecting the interviewers values and strengths.

The Power of Your Personality

Youve already been to interviews, right? Do you worry you are not hired because you are not the right fit? Are you wondering if interviewers might not like you because of your personality?

WAKE UP! Most of the time, hiring decisions really are based on the best fit. And, yes, your personality matters. Your personality can work for you and against you and you dont even realize it!

Job Interviewers: Get Inside Their Heads clearly exposes the plusses and minuses of your own personality, as well as the personalities of your interviewers.

You will learn to confidently interface your personal system of values and strengths with those of your interviewers.

You will reach out them clearly. And they will feel that you somehow think exactly like they do. You now have the option to walk into room full of interviewers with confidence and your own personal power.

The Magic Is Really a Scientific System

Getting to know the four personality types of interviewers saves you time and worry. Why? Because you are prepared. Picture feeling 500% better prepared. You are not wasting time trying to figure out interviewers. Why? Because you have a scientific system to speak to all four types.

You can rely on the expert techniques because the author brings you the results of hundreds of workshops where serious participants came to the workshops to learn about the practical application of personality technology to understand themselves and communicate better with everyone.

Your Decision to Buy the Book Is a No-Brainer

You will want to read this book again and again not only for job interviews, but for most any situation in which you want to persuade just about anybody to do something.

Congratulate yourself for reading to the end of this description. And thank yourself by scrolling up and clicking on BUY!

P.S. How about a guarantee? Can I guarantee you a job? That would be super, but I do guarantee you will be far better prepared for job interviews if you take the books lessons seriously and implement them. If you are not 100% satisfied, ask for your money back. My contact info is in the book.

BONUS. Do you know that users of this book can take the Four Windows Personality Survey (4WPS) for free? The 4WPS is the very same one used by Jack Dermodys clients in workshops for both public and private organizations. Using the 4WPS will truly enhance your reading experience. Okay now, scroll up there and buy a copy.
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Pre-Paying Taxes As A Form Of Asset Creditor Protection
Added on : Sunday May 18th 2014 06:00:06 PM
g: 0 Posted By: robronson
Views: 125 Replies: 1 This is my first year being self employed as my full-time gig where I'm making a lot of money (by FWF standards I'm probably poor but by POTUS standards I'm wealthy). I'm very careful with my assets from a creditor protection standpoint for a variety of reasons, primarily because they overlap with my tax planning needs (401ks are both creditor protected and tax efficient).

This is my first year that I'm basically forced to keep large sums of money (10s of Thousands of Dollars) in reserve to pay my quarterly taxes. I know it's overblown but I feel queezy with $20k sitting in a checking account, easily seizable or freezable by anyone with a BS lawsuit consider I have never left more than $1k in there. (My "emergency savings" is not in my checking account and is not seizable).

Here's my tentative strategy for dealing with it. Segregate one of my checking accounts to ONLY be used to pay taxes from. I use it for no other reason. Like most FWFers, I have several from various opening promos or for reasons such as a CU that offers good CCs. I designate one checking account to be used for tax purposes only and I keep my $20k+ in there to pay taxes from.

In the event that I'm involved in a situation that could result in a lawsuit, I immediately pay the taxes from that checking account. The taxes may not be due. And the taxes may even be too much compared to how much I've earned so far in the year (but won't be too much for what my total liability at the end of the year will be). Once I use the money to pay the federal government, I highly doubt a judge would rule this as an fraudulent conveyance and reverse the money back from the federal government. In fact, I think the chances of that are zero. Even if a crazy judge ordered it, the IRS would still have to comply and send back my tax payment to my new creditor. Yeah, right.

The downsides here are if I am segregating an account just for taxes, then it can't be a high yield rewards account because those accounts need debit transactions would means I'm comingling this account for other purposes. And if I'm not getting any yield of return, I might as well pay the taxes as soon as the money comes in, if I'm worried about leaving it in my checking account. Then again, Alliant has a decent yield with no rewards account requirements.

I could probably get Alliant to open a second checking account for me just for this reason and the account can be used solely for tax payments so if it comes down to a judge accusing me of fraudulent conveyance, I can point to the history of the account and prove that I intended it to be used for taxes.

I'm sure I'm overthinking this and $20k sitting in a checking account unprotected isn't a big deal. Does this plan seem farfetched?
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g: 0 Posted By: bittul
Views: 570 Replies: 2 Not that big of a selection of sizes, but if you find one (actually two) for yourself, this is an awesome deal!

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While you're there, might want to pick up a pair of VIP pants or a sportshirt for $10 each.
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g: 0 Posted By: bittul
Views: 0 Replies: 0 Not that big of a selection of sizes, but if you find one (actually two) for yourself, this is an awesome deal!

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Select styles for $98 (2nd suit for $20)

In cart add code RMNTEN for $10 off.

While you're there, might want to pick up a pair of VIP pants or a sportshirt for $10 each.
(or just make a separate order for those and get 11 shirts/pants for $100.)

* Shipping is free after $50.
foreign money transfers
Added on : Saturday May 17th 2014 11:00:07 PM
g: 0 Posted By: geraci
Views: 54 Replies: 0 Hello, I am looking at transferring money to and from Europe and would like to here other people's experiences. Note my interest it to minimize transaction costs, I dont care if it takes a week for the money to show up in the destination account (this almost excludes wires, which are very quick, but also ridded with fees at both ends and with intermediaries).From what I've seen:

1 - US banks always get you with very high transfer fees and bad exchange rates (many % over spot rates). Forget them.

2. - Banks in Europe can have accounts in USD, so one in principle can transfer USD directly. Exchange rates at European banksare much better than those of US banks, but I don't know how much better. The issue is finding then a low cost USD to USD transfer service.

3 -Services such as Paypal (charges 3% foreign exchange fee, $25 transfer fee - charges the same for USD to USD transfers) or Western Union (worse exchange fees 4.5% than Paypal, plus $25 transfer fee).

4 - Try one of the many online exchangeservices. For example, I looked into XE Trade. They claim small spreads, but do not give you any idea of what their spreads are until you sign up - Long process, two forms of ID, and possibly a credit check. They also do USD to USD transfers for ~$75 transaction fee (comparing with Paypals 3%, this is cheaper when transferring more than $1.7k, not including the cost to exchange the funds in Europe). Have also seen many other services, many based in the UK, such as xoom, transfermate, fftglobal, hifx....

Questions:
- does anyone have experience with XEtrade, Xoom, Transfermate or other such services?
- whatis your favorite provider of inexpensive foreign money transfersHave searched the site and only found a few very old posts.
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Fidelity Account Frozen / Restricted
Added on : Saturday May 17th 2014 06:00:05 PM
g: 0 Posted By: Keysersoze617
Views: 143 Replies: 6 I've had a brokerage account with Fidelity for 8 years under a corporation that I own and just recently (within the last 2 weeks) opened up a personal account and transferred all the equities and cash to that account. Today I tried to activate my debit card tied to my Fidelity brokerage / cash account and the operator stated that Fidelity canceled the card. I thought that was strange so I contacted Fidelity to investigate the matter. After speaking with a customer rep, she informed me that Fidelity did indeed cancel the debit card, and not only that, basically froze my account. As of now, I am unable to buy or sell stocks / securities or write checks from the account. She did say that Fidelity will liquidate my securities, my kid's 529 College Plan and cut me a cashiers check and send me on my way.

She also informed me that a letter was sent out Friday notifying me that they are discontinuing service to my account. The letter states that they were recently notified by a industry reporting service of a public record involving me and my activities, and in light of this report they find it necessary to discontinue service to my account.

I have no idea what this could possibly be. The only thing that I can think of was that I recently sold a business and with those funds paid off 2 mortgages, some of which I wired out of my fidelity account. I also bought some precious metals and withdrew some cash ( under 10k) for a vacation i'm going on. I have moved a decent amount of cash around in the last 2 weeks. Would that set off some type of red flag?

​ I went and downloaded my credit report to see if something was on there and found a 10k tax lien, so I'm not sure if that set something off. Regardless of that I have a 800 credit score.

Has anyone experienced this with Fidelity or any other brokerage firm?
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g: 0 Posted By: robronson
Views: 125 Replies: 0 I travel for a living and build up a lot of free frequent flier and other reward points. However, since I travel so much for work, I have zero desire to travel for fun, at least anytime soon. I thought about saving the points for use in a few years when I eventually stop traveling consulting work, but as experience of recent years dictates, I can guarantee a huge devaluation of the points over that time frame. Also, there's no reason I couldn't cash in my points now, and then about 6 months before I decide to "retire" from this line of traveling consulting work, start saving again since 6 months worth of points for a weekly traveler is enough reward points for 3 to 5 years of vacations.

That said, how can we cash out our points for non-travel rewards in the most efficient, least-riskiest way? Selling the points is out of the question due to the high risk. The risk of getting caught and being blacklisted from ever getting any additional points is not worth it. The best I've come up with is the following:

1) Cash them out for gift cards for places like Amazon and use them for personal purchases. Southwest offers redemption for Amazon GCs at 1 point per 1 cent. 50,000 points per $500. I can easily earn 50,000 points every 3 months of travel which is $2,000 per year in Amazon gift cards. That's enough for a new laptop and a new large flat panel television per year. Pretty sweet considering it's tax-free benefit of working.

2) Cash them in for gift cards/travel on the airline/hotel itself, and then remit those expenses to the client. Unethical? Maybe. Illegal? Not sure. I can see it borderline. The way this would work is cashing in 100k+ Marriott Points for Marriott Gift Cards and then paying for your hotel stay with the Gift Card, and then submitting your receipt to the client for reimbursement. With airliners, you may be able to book flight with your points on a refundable trip, cancel the flight, get a voucher for money, apply that voucher for a future light to your client, and submit an invoice for that flight.

Option 2 seems like it would be a higher payout since you usually get higher rewards if used directly with the place you earned them and you get Cash Back from the client. The downside is option 2 seems like it could be considered unethical or illegal. I'm not a lawyer. I do know the following is legal:

I book a flight for a client, pay on my personal credit card. Client cancels the trip to meet their needs. I paid for the trip out of pocket but don't get reimbursed because I didn't actually make a trip for the client. Assuming it's refundable airfare, I can use the voucher towards a future client trip, and get reimbursed for this at that future time. Perfectly legal, perfectly ethical, no problems. However, if I received the voucher by virtue of trading in my FF points, then I can see the argument that it's wrong to use the voucher for a future trip and get reimbursed. I say this because I know it's considered unethical to book a flight with FF points and try to expense that to the client. In my new method, while I am using points to pay for the trip, I'm first using the points to book a flight, cancel it, get a voucher, and apply the voucher to the new flight.

It's also legal for me to go to Lowes with my Chase Freedom card during Q2 with 5% Lowes CashBack, buy Marriott/Southwest Gift Cards, pay for my flight with those GCs, and expense them at full cost. No problems with that ethically or legally, especially since I can prove I paid for the GCs with cash out of pocket. Thus, maybe if I use my Marriott points to buy Marriott Gift Cards, I can do the same even though it's unethical to book a room with points and expense it.

I'd justify it this way: if you get frequent flier points they are not considered taxable income but they are considered property because your ex-wife could sue you for them as an asset (as per one of the opening scenes in the movie Wedding Crashers).

Justification stated, I feel more comfortable cashing out for Amazon Gift Cards because it feels less risky and more ethical. Not sure what to do with Marriott, Hilton, IPG points since they don't appear to be able to cash out for any GCs worth using.
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Nature Made Wellness Rewards Codes
Added on : Friday May 16th 2014 01:00:09 PM
g: 1 Posted By: yoregano
Views: 74 Replies: 0 I started a thread on this last year, but it has been archived. Original link:Link

New code that I found in the 5/4 Sunday inserts worth 25 points: Expert25

For those that don't know, unique rewards codes are found on product bottles and can be redeemed for either high-value coupons or checks that can be redeemed at Costco.
There are also occasional promo codes like the one above. Promo codes can be used by all and have an unknown expiration date.
300 points are worth $3 and 500 points are worth $7

Rewards Link
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g: 0 Posted By: BigBoyMichigan
Views: 180 Replies: 0 2014 - AMERICAN RED CROSS - CEDAR POINT FREE ADMISSION TICKET OFFER
==============================================================
During the summer trauma season, it is exceptionally difficult to connect with people who have busy summer schedules and are less likely to donate. Cedar Point has stepped up during this period to help give a little extra incentive to potential donors. By providing free entry pass and coupon booklet on entry to the theme park, Cedar Point allows us to offer a fun thank you gift at select blood drives for those who make the time to give blood in the summer. These incentives also help us connect with a key audience, young blood donors, who we usually lose during the summer months while schools are not in session. Cedar Point has not only assisted the Central Ohio Region, but the entire Ohio-Michigan-Indiana Division, by providing these thank you gifts to those who donate blood at select blood drives. Their support as a community partner has helped us be prepared for the summer trauma season with a strong blood supply.



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g: 0 Posted By: remick
Views: 42 Replies: 0 http://www.amazon.com/dp/B005BOXOS0/

4.7 out of 5 stars (45 customer reviews)

A cosmic view of God's plan-from start to finish!

The Bible says that when God laid the foundations of the earth, the angels were watching. In time, one of those angels would be the main player in a rebellion to wrest God of His magnificent creation.

Thus began a battle of epic proportions that leaves today's believer with many questions.

-Why did God allow evil in the first place?
-If evil was defeated at the cross, why does it continue to exist?
-Does spiritual warfare really make a difference?
-How are we to await the end of the age?

In a fascinating, compelling exploration of Scripture, Bible teacher Derek Prince addresses these and many other questions. Focusing on events before the creation of Adam, he also describes Jesus' stunning victory over Satan.

But it is not over yet. Now is the time for God's people to make war on the enemy! Take up your spiritual weapons and follow the King of glory. Peace and assurance await you.
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g: 1 Posted By: remick
Views: 439 Replies: 0 http://www.amazon.com/gp/product/B00EZ8IRB2

How to Think Like a Doctor describes how a physician thinks. Whether you are a Medical Assistant student, a nursing student, a pre-med student, a new medical student, or even going into health care administration, you will benefit from discovering the process of how an M.D. or D.O. views any particular patient encounter and arrives at a diagnosis. The Diagnosis is key and ties together all of the other elements of the encounter so that a Plan can be formed to make the patient better. Improvement in health is why doctors do what they do and now you can gain an insight into that thought process.

Even if you are not a health care student or provider, How to Think Like a Doctor will make you a more knowledgeable patient. My best patients are those who become experts about their own bodies and their own medical and health issues. In addition to diseases, doctors address pain issues, mental health issues, dietary concerns, and even societal ills. Some physicians strive to make healthy people even better. So if you fall into any of these categories, you will benefit from this book.



Smart Drug Dictionary: Index of Nootropic Substances
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Interest in using nootropics to reach your cognitive peak is higher than ever. But until now, it was near impossible to find information on all but the most common smart drugs. This dictionary contains detailed information about over 120 nootropic substances, including dosage and safety information.

Benefits of included smart drugs cover:
Improved mental ability - increase job performance and GPA.
Improved memory - learn faster, remember more, learn a new language easier.
Improved focus - study and learn easier.
Heightened motivation/energy - be happier, improve quality of work, and be less tired.
Reduced anxiety - improve social ability, reduce anxiety in new situations.
Benefit neurogenesis - reduce mental decline from aging.


For the starting nootropic user to even the most experienced, a reliable reference text is invaluable.

As the world of cognitive enhancers is undergoing constant research, this dictionary continues to be updated regularly to provide information on the newest substances.

This second edition of the Smart Drug Dictionary offers improved formatting for easier reading and finding specific substances. It also introduces a number of new substances, and updates many entries and references based on new research, making the second edition an even more expansive and detailed resource.


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g: 0 Posted By: remick
Views: 236 Replies: 0 http://www.amazon.com/gp/product/B00EZ8IRB2

How to Think Like a Doctor describes how a physician thinks. Whether you are a Medical Assistant student, a nursing student, a pre-med student, a new medical student, or even going into health care administration, you will benefit from discovering the process of how an M.D. or D.O. views any particular patient encounter and arrives at a diagnosis. The Diagnosis is key and ties together all of the other elements of the encounter so that a Plan can be formed to make the patient better. Improvement in health is why doctors do what they do and now you can gain an insight into that thought process.

Even if you are not a health care student or provider, How to Think Like a Doctor will make you a more knowledgeable patient. My best patients are those who become experts about their own bodies and their own medical and health issues. In addition to diseases, doctors address pain issues, mental health issues, dietary concerns, and even societal ills. Some physicians strive to make healthy people even better. So if you fall into any of these categories, you will benefit from this book.



Smart Drug Dictionary: Index of Nootropic Substances
http://www.amazon.com/gp/product/B00CLJ0YK4

Interest in using nootropics to reach your cognitive peak is higher than ever. But until now, it was near impossible to find information on all but the most common smart drugs. This dictionary contains detailed information about over 120 nootropic substances, including dosage and safety information.

Benefits of included smart drugs cover:
Improved mental ability - increase job performance and GPA.
Improved memory - learn faster, remember more, learn a new language easier.
Improved focus - study and learn easier.
Heightened motivation/energy - be happier, improve quality of work, and be less tired.
Reduced anxiety - improve social ability, reduce anxiety in new situations.
Benefit neurogenesis - reduce mental decline from aging.


For the starting nootropic user to even the most experienced, a reliable reference text is invaluable.

As the world of cognitive enhancers is undergoing constant research, this dictionary continues to be updated regularly to provide information on the newest substances.

This second edition of the Smart Drug Dictionary offers improved formatting for easier reading and finding specific substances. It also introduces a number of new substances, and updates many entries and references based on new research, making the second edition an even more expansive and detailed resource.


Books Deals

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g: 1 Posted By: remick
Views: 189 Replies: 0 Think Analog - Work Digital: Tracking & Recording: More than 50 techniques step-by-step secrets for Recording Drums, Bass, Guitars, Vocals, and more
http://www.amazon.com/gp/product/B00KAKBBYE

Recording Secrets Revealed
Learn to get Killer Sounds and Recordings like a Pro!

In the DIY market there is a wealth of knowledge out there on mixing that claim they are giving away their secrets, which they are, but it's polishing an already great sounding recording. Not a lot of information on how to get that initial sound. There are many Recording & Music Schools out there that are teaching a very minimal and safe way of doing music production and techniques, but charging a bundle.

Not all schools are robbing people blind, but there are those who have a wealth of gear, but not a wealth of knowledge. A microphone plugged straight into Pro Tools and recorded as loud as possible, while letting the mixer figure out the rest is not the way professional records are made.

Why does this happen?
Whether it is intentional or not remains to be seen. It's a way of giving you the recipe without showing you how to find and prepare the ingredients.

What is the result?
Most independent records that come out end up sounding thin and weak. The mixes sound over processed to compensate for a lackluster recording. Worst of all the artist is not being well represented of there art.

Where do we go from here?
Most worthwhile studios are closed or are closing up. There are fewer chances to have internships or apprentice under a true engineer/producer. There are some producers that still cover their settings with black curtains so you don't see what they are doing with their signal chain.

This eBook series shows what's behind the curtain and helps you get the most out of your recordings.

This Book Covers:
How to plan your recording sessions like a professional engineer and producer
Keys to "how" and "why" you need to do Preproduction
Lots of images and references so there is no guesswork
Learn the two biggest mistakes in recording audio and the simple changes to sounding bigger and open
Working with Hybrid effects and/or 100% in the box
Straight-ahead approach for novice and experts alike
Studio secrets used by top audio engineers
Drums, Bass, Guitars, Acoustic Guitars, Piano, Vocals, Gang Vocals, Strings, & more...
Books Deals

Amazon Coupons
Free Kindle Book- How To Think Like a Doctor (was $12.98)
Added on : Thursday May 15th 2014 01:00:03 AM
g: 0 Posted By: remick
Views: 99 Replies: 0 http://www.amazon.com/gp/product/B00EZ8IRB2

How to Think Like a Doctor describes how a physician thinks. Whether you are a Medical Assistant student, a nursing student, a pre-med student, a new medical student, or even going into health care administration, you will benefit from discovering the process of how an M.D. or D.O. views any particular patient encounter and arrives at a diagnosis. The Diagnosis is key and ties together all of the other elements of the encounter so that a Plan can be formed to make the patient better. Improvement in health is why doctors do what they do and now you can gain an insight into that thought process.

Even if you are not a health care student or provider, How to Think Like a Doctor will make you a more knowledgeable patient. My best patients are those who become experts about their own bodies and their own medical and health issues. In addition to diseases, doctors address pain issues, mental health issues, dietary concerns, and even societal ills. Some physicians strive to make healthy people even better. So if you fall into any of these categories, you will benefit from this book.
Books Deals

Amazon Coupons
g: 1 Posted By: toddbx
Views: 727 Replies: 4 Best Buy has a deal going on right now for $50 Gift Card for any Samsung phone purchased online. They currently have the Tracfone Samsung Centura for $79.99. With the gift card it comes out to 29.99 + taxes on $79.99. Mine here in Houston came out to be 88.19-$50 Best Buy gift card= $33.19. Not bad for those of us that are Tracfone users and haven't upgraded to the smartphone versions yet.Linky


Cell Phones Deals

TracFone Coupons
g: 1 Posted By: geezlouise
Views: 254 Replies: 0 Lowe's has the 18v Black & Decker 12" straight cordless trimmer and edger on clearance for $27.19. As with other Lowe's clearance items, YMMV on finding it in stock at your local store. I have found it at several places in the DC area so keep changing your store location until you find one in stock at this price. Amazon is selling this same NST2118 model reconditioned for $55.38 plus shipping. Reviews are all 4/4.5 on both sites.
There is also a more heavy duty B&D trimmer on clearance posted earlier today but for those that only need something for light duty, this is a great deal if you can find it. Also works with Lowe's 10 percent off coupon found in another thread.

Black and Decker 18v trimmer

FW post to B&D 36v trimmer deal

Sorry - Lowe's direct link not working. User error I'm sure.
Trimmer on Amazon


Tools Deals

Lowe's Coupons
g: 0 Posted By: toddbx
Views: 162 Replies: 0 Best Buy has a deal going on right now for $50 Gift Card for any Samsung phone purchased online. They currently have the Tracfone Samsung Centura for $79.99. With the gift card it comes out to 29.99 + taxes on $79.99. Mine here in Houston came out to be 88.19-$50 Best Buy gift card= $33.19. Not bad for those of us that are Tracfone users and haven't upgraded to the smartphone versions yet.Linky


Cell Phones Deals

TracFone Coupons
g: 0 Posted By: tedhawkins
Views: 163 Replies: 0 the north face Snorkle Fleece Hooded Jacket - Men's XL $58.48 - S,M,L $69.95 FS

http://www.backcountry.com/the-north-face-snorkle-fleece-hooded-...

http://www.usoutdoor.com/deal/

Description: the north face Snorkle Hoodie
Wearing the best in waterproofing, breathability and comfort on a stormy day can make all the difference to your mountain adventure. the north face Snorkle Jacket Hoodie will protect you against the wintry conditions with a full zip-up front closure, faux fur detail and a fit that will make you feel snug. North Face knows how to construct a jacket that will not only keep you cozy but has the pockets to keep your goodies safe. It is time to enjoy the greater outdoors in style that allows pure function. Go ahead and treat yourself to a gift that will keep giving during those long winter days.
Features of the the north face Snorkle Hoodie

Fabrics/Materials: Shell: 75D 275 g/m2 (9.70 oz/yd2) Jersey faced fleece with FlashDry - 51% polyester, 42% recycled polyester, 7% elastane
Back Length: 28"
Weight: AVG: 610 g (21.52 oz)
Hem: Adjustable
Fit: Active Fit
Hood: Scuba drop-hood with binding
Pockets: WR utility chest pocket, WR hand zip pockets
Cuffs: Thumb-hole cuffs
VISLON center front zip


Clothing Deals

Backcountry.com Coupons
g: 0 Posted By: Xenocrates
Views: 69 Replies: 0 Roku LT Streaming Media Player (Purple) (2700R) - $36.99 FS@ Amazon

1,000+ entertainment channels
Built-in wireless
One-stop search across multiple top channels
Plays up to 720p HD video
Plays up to 1080p HD video

This is the basic Roku, it DOES NOThave:

Remote with headphone jack
Dual-band wireless (Wi-Fi a/b/g/n compatible)
Motion control for games (Angry Birds Space included free)
5x faster processor
Ethernet, USB & microSD slot

If you want/need those things you will want to get the Roku 2 or 3.

This has 4.4 / 5 stars with 473 customer reviews on the product page.

There aren't any reputable merchants on Google Products for this but here it is for reference.
TV Deals

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SBA Loan Default and Settlement Offer
Added on : Tuesday May 13th 2014 07:00:14 PM
g: 0 Posted By: HelpAll
Views: 43 Replies: 0 Purchased a small business with $150K SBA bank loan.
Business was closed in 2 years due to client loss with principle balance of $130K
Bank took default judgement and agreed to forgo remaining interest and attorney fees if principle balance is paid in full.
Submitted OIC for principle balance.
Received below e-mail from bank

"Bank (and the SBA) have agreed to settle the above matter for $130K provided said moneys are paid within 15 days.Your check(s) must be made payable to Attorney Trust Account. Once the check(s) clear, I will discharge the liens on the property and file a Warrant To Satisfy the Judgment."

For credit report: Can bank report loan as principle paid in full?
Would appreciate guidance on what best can be done to protect credit history, any expert tips or suggestions from those who have been through similar circumstances.

New User Question Deals
g: 0 Posted By: remick
Views: 17 Replies: 0 http://www.amazon.com/gp/product/B00BQZ0RF6

4.6 out of 5 stars (16 customer reviews)

Do you like riddles? Do you like brain teasers? Are you a problem solver? Are you creative? Do you think outside the box? If you can answer yes to any of these questions, this book may be perfect for you.

Introducing a collection of the best riddles and brain teasers that has been years in the making. These will challenge the way you think, introduce you to new ways to look at problems, and expand your mind.

People who love riddles are familiar with the rush of the "aha!" moment, the "that's it!" moment, that "of course!" moment, the moment of clarity that you get when the lightbulb goes off and you've figured it all out. Those moments are great exercise for your mind and brain and will help to keep you mentally sharp.

Even if you are new to riddles and brain teasers this book will be a fun and exciting read, it will help you become a better problem solver and become more comfortable with thinking outside the box. The problems in this book range in difficulty from light & easy to hard to very hard and will provide a challenge for even the sharpest mind.

There are discrete reasoning riddles, mathematical reasoning riddles, practical reasoning riddles, and some classical logic riddles as well. There is no word play, the puzzles have definite and satisfying answers, and some of them will blow your mind.

In this book you will be figuring out how to cross bridges, how to escape from prison cells, how to steal rope, how to shoot cyborgs, how to transport bananas through the desert, how to figure out the color of a hat you have on, how to turn on lightbulbs, and how to save a ton of prisoners from being executed!
g: 2 Posted By: Logan71
Views: 82 Replies: 0 Video Card w/ 3 AMD Games: Sapphire Dual-X Radeon R9 280 $199 after Rebate + Free Shipping
Newegg

For those interested

Video Cards on Sale
Sapphire Dual-X Radeon R9 280 3GB 384-Bit GDDR5 Video Card [Newegg.com] (14-202-099) + 3 Free AMD Gold Games Voucher [Newegg.com] (automatically added to cart)
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PowerColor TurboDuo AXR9 Radeon R9 280X 3GB 384-Bit GDDR5 Video Card [Newegg.com] (3GBD5-T2DHE/OC) + 3 Free AMD Gold Games Voucher [Newegg.com] (automatically added to cart)
$289.39 after $20 Rebate [Newegg.com] + Free Shipping Promo Code: EMCPEWG225
Link

You must have the promotional code Email to use the above codes - check you inbox.

All credit goes to Discombobulated on the other site.

I ordered the 280 after sifting through deals for weeks - Hope it works out.
Computers Deals

Newegg Coupons
Mortgage Bridge Loans
Added on : Tuesday May 13th 2014 04:00:11 AM
g: 0 Posted By: raymondanthony
Views: 97 Replies: 2 So there is a local talk radio I listen to and every week they have a guy on name Jordan Goodman. He is always pushing these Mortgage Bridge loans. Basically you loan small companies money thru a broker and get 6% a year back.They are supposed to be super safe. Here is the info I received:

Ray--So glad to help you out here! Since we cant speak during the day, I will give you a bit more background on the mortgage bridge loans. If you would like to discuss it further I would be glad to speak to you from home if you want to call me at 914-347-2463.
The Mortgage Bridge loans that I mentioned are super-safe and yield 6% and you get your money back in 9 to 12 months. Meanwhile they pay out a monthly income which you can take or reinvest. There is no maximum amount you can invest and you can invest as many times as youd like. The minimum investment is $25,000. All of the money you invest earns 6% interest since there are no commissions or fees subtracted from your capital. The sponsor of this investment earns a small spread on top of the 6% which is how they cover their expenses and earn a profit.
There are several reasons why the mortgage bridge loans are so safe:
1.The company putting these deals together does extensive financial underwriting of the commercial real estate borrower to make absolutely sure they are in great financial position to be able to repay the loan interest and principal as agreed. In many cases, they have dealt with the same borrowers for many years and have a long track record with them.
2.You as the lender are placed in first position on the mortgage note so you have priority over any other creditors and are fully secured.
3.The commercial property is appraised conservatively by an independent appraiser.
4.The maximum the borrower is allowed to borrow is 30%- 55% of the propertys value (example 50% loan-to-value ratio (LTV)) so there is plenty of equity to fall back on in the super- unlikely case that the property had to be foreclosed on. If the loan exceeds the 12 month mark, your interest rate will double in the 13th - 15th month to 12%.
5.The company putting the deal together guarantees in writing that it will make all payments of interest and principal to you, the lender, in case the underlying borrower does not make any interest or principal payments when due. There is also a reserve fund already set aside with millions of dollars to make those payments even though it has never been used.
6.The mortgage bridge loan does not trade,and therefore your principal is always safe and you get your principal back in 9-12 months. In contrast, you may earn a 6% yield from a stock, bond or mutual fund, but that security can drop in value far more than 6% quickly, wiping out the net impact of the yield you receive. Your stock, bond or mutual fund may never recover so your principal is not secure.
If you have an IRA or Roth IRA or SEP IRA or any other tax qualified plan you can roll it over to a self directed IRA at Provident Trust which is set up to handle mortgage bridge loans and use the money to invest in the Mortgage Bridge program.
The people I trust to send my listeners to are Ted Leutz and Lynette Robbins, Founders at The Knowles System, LLC, a complete financial strategy company. They are both in their 60s and have been doing this for many years. Ive sent my listeners to Ted and Lynette over the past several years and have had only wonderful feedback for their safe programs and strategies. Their phone number is 888-518-3113 X 2. Commercial Properties are limited to availability so I suggest you call The Knowles Team ASAP for more information and availability.
Knowles Systems, LLC may also ask you to sign a Non Disclosure Agreement (NDA) which assures you that any data you give them will be held in complete confidence and privacy, and it also assures them that if they put in huge amount of time, effort and expertise to come up with a plan that you like, that you will implement it through them.


Does anyone have any input on this?
General Economics Deals
How I made a spash at Aquavera Park
Added on : Monday May 12th 2014 11:00:13 PM
g: 0 Posted By: lydiaaroyal
Views: 8 Replies: 0 And the countdown can officially begin, summer is on its way, and that means uninterrupted hours of sunshine, relaxation, reading all those books you put off all year, ice cream, and the endless smells of BBQs welcoming you home. Summer also means holidays, and I for one cannot wait to fly away on an aeroplane and welcome summer with open arms and a big smile. In the South of Spain, with temperatures reaching a scorching 40 degrees what better way to cool down than to visit a waterpark? NOTHING is the answer. You can feel the warm rays on the sun on your skin whilst simultaneously flinging yourself into cool cool waters via a multitude of slides, laughing and screaming all the way down. Exhilaration my friends is the destination. The anticipation of a day filled with adventure, feelings of vertigo and plummeting at breakneck speeds into pools of cool crystal clear water will appeal to the thrill seeker inside you. And lets face it, there is a thrill seeker inside all of us, dont deny him or her the unadulterated joy of a day ecstasy. Join the queues I can hear you tell yourself, join the queues! Buy your tickets now, buy your tickets now! Not only will water rides cool you down and act as a welcome relief from the hot summer sun but, I can personally GUARENTEE you will have a fun filled day and create some pretty hilarious memories you will never forget, ever! You can sit round the dinner table and recall that one time uncle Pete was too scared to go down the slide or when Billy screamed all the way down and was still screaming after the ride was over. You will be laughing for years to come and uncle Pete will never live it down. An annual visit to Aquavera Park may become a tradition amongst you and your nearest and dearest. The park will leave you wanting more and more, enticing you to return. And believe me, you will. The excitement is palatable at the gates to the park, you know that your day will be filled with a constant thrill and anticipation and this drives you forward through the queues to buy your tickets and storm the gates akin to the Greeks emerging from the horse to storm Troy. Aquavera is your personal Troy and you my dear friend are a Greek prepared to take on the city and win. How you to choose to assault the city and in which particular order is completely up to you.What are you waiting for I ask? The only answer is NOTHING. Grab your friends, your family, loved ones, and head down to Aquavera Water Park for a day that means one thing and one thing only SUMMER HAS ARRIVED. Aquavera awaits, are you ready?
Discussion Deals
BOB Strollers (various models) 36% off at Kohls.com
Added on : Monday May 12th 2014 08:00:02 PM
g: 0 Posted By: Yuyak
Views: 7 Replies: 0 There are two stacking coupons right now:
JUST4YOU and BABYSALE20 gets you 20% off each for a combined 36% off. Not entirely sure what each of those coupons work on (didn't work on some car seats I tried) but they seem to be working on all the BOB strollers that I looked at.

Here are a few examples deals:
BOB Revolution SE for $295 after coupon
BOB Revolution CE for $300 after coupon
BOB Sports Utility for $250 after coupon
BOB Ironman for $269 after coupon
BOB Strides for $307 after coupon
BOB Motion for $224 after coupon
BOB Motion Travel System for $333 after coupon

Also seems to be working on various BOB accessories and "Duallie" models as well!
g: 0 Posted By: DirtCheap
Views: 75 Replies: 0 Seems to be a good price, I have one and I think it's brighter than those with 1x18650.

TangsFire C8 8W XM-L2 U3 1300LM Aluminum Alloy Flashlight BlackAs it is known to all, flashlight is a necessity for households, especially when you come across supply interruption. With the rapid development of science technology, flashlights havegone throughnumerous innovations. Here we will introduce this TangsFire C8 8W 3.6V-4.2V 1300LM XM-L2 U3 Aluminum Alloy Flashlight. Made of high quality aluminum alloy, it is sturdy enough. Its bright beam can be seen miles away in the dark, helping you to see the way clearly. What is more, it is suitable for household, outdoor activities, hiking, night fishing, camping, sailing, etc. It is really a must-have for you! You wont be disappointed at both our product and service. Do not hesitate!Features

Widely used in our daily life, it is really a wonderful tool for household using
It is so portable and lightweight that you can carry it anywhere
Made of high quality aviation aluminum alloy, it is sturdy enough
Provide you with a reasonable price and good after-sale service
It is a good light replacement when supply interruption takes place

Specifications
Lumens 1300 Lumens Power 8W Bulb Quantity 1 Light Color White Lightbulb Lifespan 100000 hours Lighting Distance 100m Runtime Battery decides Switch Type Clicky Switch Location Tail Lens Coated Glass Lens Reflector Aluminum Smooth / SMO Reflector Material Aluminum Color Black Dimensions ( 6.14 x 1.73 x 1.06 ) " / ( 15.6 x 4.4 x 2.7 ) cm / (L x Head Dia.x Body Dia.) Weight 6.74 oz / 191 g Battery 1 x 18650 Battery (not included) Voltage 3.6 - 4.2V Lanyard Yes Modes 5 Mode Arrangement Hi > Mid > Lo > Strobe > SOS
Package Includes

1 x Flashlight

Extra Info=14pxMode Selection:

If you would like to turn on/off the flashlight, you should press the button into 100% end. And there is a click to be heard.
If you would like to change the modes, you just need to gently press the button into about 50% end several times. And there is not a click to be heard.


Price $12.92
Use codef18ebbecd9 to get $.6.93 off
Final price = $12.99 shipped, Paypal payment available.


Camping Deals
g: -1 Posted By: labboypro
Views: 191 Replies: 0 Set of 24 pack LC75 High Yield Compatible Ink Cartridge Combo 12xBk, 4xC, 4xM & 4xY
http://www.amazon.com/dp/B006X7GXFU/

For those of you with Brother printers that use the LC75 cartridge, here's a ton of ink for dirt cheap... and, for those of you who recycle ink carts, you're getting $48 in ink cart recycling for $10.90, plus you get to use the ink in them first.


Ink & Toner Deals

Amazon Coupons
g: 0 Posted By: Deals4mykids
Views: 58 Replies: 0 http://www.dealgenius.com/tchibo-crumb-catcher-cutting-board-sol...

Slicing bread can get pretty crummy, unless you have a good cutting board. This solid wood bread board was designed in Germany with a unique grate surface to catch those crumbs. The crumbs stay inside to keep your cutting area neat, and the grate removes for easy cleaning.
This board was made exclusively for Tchibo, the German caf and coffee retailer, and was originally only available in Europe.
This crumb catcher cutting board is the best thing since freshly sliced bread.

Solid oiled wood in light tone
Removable grate for holding crumbs
Maintenance tips are included on back of the box
Dimensions: 9.75 x 13.75 x 1

$22 on Amazon. http://www.amazon.com/Tchibo-Brot-Schneidebrett-Breadboard-Remov...



g: 0 Posted By: ctgolfer
Views: 83 Replies: 0 shipping adds $5

GreenWorks Enhanced 24V Lithium-Ion battery offers higher efficiency and enhanced performance to get yard work done
10-inch steel bar and chain for robust cutting and clearing yard of broken limbs
3/8-inch chain pitch delivers the right amount of capabilities to get those limbs trimmed and cut with minimal kickback
Automatic oiler applies oil to bar and chain when needed to ensure durability and optimal use with a translucent oil tank for clear view of oil level
Compatible Only with GreenWorks Enhanced 24V Battery Models 29722, 29732 and Charger Model 24132

Warranty:4 Year Greenworks

http://tools.woot.com/offers/greenworks-enhanced-24v-li-ion-chai...





Home & Garden Deals

woot! Coupons
g: 0 Posted By: rperez4
Views: 24 Replies: 0 My housemate just received the offer on the mail, the bonus is 50,000 points after spending $1,000 which is pretty impressive considering the value of those points. I'am feeling jealous since i just got in last month with the 25,000 point bonus after spending $2,000.
g: 1 Posted By: remick
Views: 227 Replies: 1 http://www.amazon.com/dp/B00AQSF4N4

It's a major milestone for any tax practice: Earning one million dollars in annual revenue.
It doesn't need to remain just a dream, however. With an effective marketing plan, long-term prospect follow-up, and comprehensive systems, even a tiny tax firm can generate the magical $1 million in a single year.
What does it take to generate $1 million in tax resolution fees? At national averages for client fees, you will need to bring between 250 and 350 new clients per year to achieve this.
This book provides a comprehensive marketing plan to generate those 250 to 350 new taxpayer representation clients. You will also learn specifically HOW to implement that marketing plan, with a complete breakdown on the marketing costs, staffing requirements, and other statistical metrics for growing a tax practice of this level in 12 months or less.



Tax Resolution Secrets
http://www.amazon.com/Tax-Resolution-Secrets-Jassen-Bowman-ebook...

5.0 out of 5 stars (4 customer reviews)

Now you can utilize the proven methods utilized by tax professionals to reduce tax liabilities and resolve problems with the IRS. This inside look at professional tax resolution strategies is written in plain language and includes step-by-step instructions for using the strategies.
Tax Resolution Secrets is authored by one of the leading practitioners in the tax resolution industry today, and is a sought after trainer for teaching these strategies to other tax professionals.


Books Deals
g: 1 Posted By: MrVietnam
Views: 1377 Replies: 3 Free Deals

Select Colgate Toothpaste, $3.50
--Max and Sensitive (6 oz.)
--Optic White (4 oz.)
--Total Advanced (4 oz.)
--Total (4.2 oz.)
--2-in-1 Toothpaste
$0.50/1 Colgate Toothpaste, exp. 5/24/14 (SS 05/11/14)
$3/1 Colgate Toothpaste (in-ad coupon)
FREE after stacked coupons!

Buy (2) Blue Diamond Fruit Flavored Almonds $2.00 each
Use (2) $1.50/1 Blue Diamond Fruit Flavored or Coffee Almonds, exp. 7/11/14 (SS 05/11/14)
or use (1) $1/2 Blue Diamond Almonds, exp. 6/6/14 (SS 04/06/14)
Pay: $1, Get Back $1 +Up wyb 2 (limit 2 rewards)
Final Price: 2 bags FREE!



NYC Cosmetics are B1G150% - 5 UP wyb 2 (L2). Aren't a lot of those items .99? Could be a nice MM

btw, there is a $1.5/2 NYC MQ @ c.com w/ exact wording as follow:

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any 2 NYC New York Color Products ($3.00 or more)


$4+UP wyb $10 Eco Tools and Bath @ BOGO50%, L2
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Health & Beauty Deals
Free Ayn Rand books for teachers grades 8-12
Added on : Saturday May 10th 2014 03:00:08 AM
g: 0 Posted By: remick
Views: 81 Replies: 0 http://www.freebooks.aynrandeducation.com/order/default.aspx

Program Update: Unfortunately We the Living will not be available for ordering during the 2013-2014 school year. We expect to be begin offering this title again in the 2014-2015 school year. We apologize for any inconvenience. However, we are continuing to provide copies of Anthem, The Fountainhead and Atlas Shrugged to teachers at no cost; Anthem for those teaching in grades 8-10, and The Fountainhead and Atlas Shrugged for grades 11-12.

Special Notice: You will receive an email notification with tracking information when your order is shipped, which is typically one month after your order is placed. If you previously placed an order for books that were out of stock, you do not need to place an additional order.
Totally Free Deals
g: 0 Posted By: remick
Views: 47 Replies: 0 http://www.amazon.com/gp/product/B00FL2CPVY

Men are understanding that prostate prevention is the best way of not becoming one of those statistics. Why? Because prevention works once you understand prostate cancer causes and eliminate those factors from your daily diet.
Unfortunately, too much conflicting health information and too many diet recommendations may not serve you well in the end. Stop red meat and dairy? Eat soy instead or not? Margarine better than butter? Low fat diet best? How in the world to make sense of such eminent claims and "scientific" studies?
Ronald M. Bazar, author of the groundbreaking book Healthy Prostate: The Extensive Guide to Prevent and Heal Prostate Problems Including Prostate Cancer, BPH Enlarged Prostate and Prostatitis, wrote this new book to cut through the diet maze and steer you in the right direction. His thesis is that no one diet is perfect for everyone because we are all so unique.
He addresses the causes of prostate disease and prostate cancer in particular so you can easily understand what to avoid and what to do instead. He shows you how to achieve real prostate health without all the exaggerated claims by the supplement pushers.
Your prostate gland is remarkable! Among its many functions, it filters out toxins from your ejaculate. That means the worse you eat, the more toxins that will affect your prostate and the earlier your prostate can show signs of poor health, including prostate cancer. If you change your habits and remove the causes as soon as possible, your prostateand your sex lifewill have a better chance.
The Prostate Cancer Prevention Diet clearly lays out the path for men who want to prevent prostate conditions and/or who want to take watchful waiting up a few notches. He examines all the pros and cons of different diets with insights to help you determine which foods are best for you in order to have a healthy prostate.
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Added on : Friday May 09th 2014 04:00:09 PM
g: 0 Posted By: Dilbertic
Views: 44 Replies: 0 Late Nov 2013 I broke some toes and my doctor refereed me to this foot doctors office, but the foot doctors office told my doctor that the doctor they wanted me to use didn't handle broken toes, and suggested I use another doctor within that office. So they made an Appt with him and I went also knowing he was covered under my Ins plan.

I knew the minute I walked in this office I should have walked right out, it was a fast food shop, long lines and quick turn around, but I waited over an hour, half of which was paperwork and then when I asked how much longer they put me in a room and the Doctors Asst came in and talk to me, he was great, but all really did was take notes and look at my foot and xrays I had from my doctors office and then leave the room, and brief the primary doctor, who came in for about 10 minutes total telling me this is what you need to do and try to up sell me on a knee cart he helped design, and a bone stimulator for my foot and of course a boot.

I said no to the knee cart that wasn't going to happen for broken toes, and I have to think about the bone stimulator and yes to the boot, so he calls in this guy who say " I am a in house service " for the doctor and makes a molding of my foot for a boot and tells me it will be ready in a few weeks. 1 week later I get a call to come get a temp boot made out of plastic and a quick fitting for it. This boot was one of those you could order online and runs about 80 to 100 bucks and told the molded cast boot will be in the next few weeks, so 2 weeks later I get a call to come try on the other boot.

My foot is still swelled up and its a really tight fight, but wait this is not a soft cast boot, it's a custom black leather open toe'd boot with laces and boot straps and it hurts to put it on, and I am told I am going to have to find a shoe person to custom enlarge my shoe so the boot will fit inside of it.. WTH

A week later I check online with my Ins company, I am billed 300.00 for the plastic boot and 1500.00 for the black boot and it says it's only cover at 50% because this in house service provider is out of network which I was never told, so I call them up and they said yup we are not covered my that Ins company and I asked why wasn't I told this and they had no answer. I called my Ins company and they said they would look into it and said nope we will only cover 50%. The worse part is my foot doctor has some sales lady call me and said your Ins company already approved the bone stimulator for the toon of 3700.00 paid out and billed my Ins company for almost 6k, which sells for about 800.00 to 1k online.

I went back to the doctor and explained all this and said the boot hurts to wear and my foot swells up even more when I wear it which was only 1 time and he said not to wear it, but I can't return it, because it's custom. So now the in house service place is hounding me to pay my portion which I was tricked into using them by my in network house. I am pretty sure kick backs are going on here and wonder if that's even legal?

So what can I do about this bait and switch

Thanks for input
Question Deals
g: 0 Posted By: remick
Views: 171 Replies: 0 http://www.amazon.com/gp/product/B00DZNIBIM

4.6 out of 5 stars (10 customer reviews)Gain a thorough understanding of the key principles of patient safety with the subject's pioneer text -- Now in full color

"This highly readable yet comprehensive book will appeal to every member of the healthcare team. It is a must for every physician's bookshelf."
-- Abraham Verghese, MD, Professor, Stanford University andauthor of the bestselling Cutting for Stone

"Bob Wachter's quest to improve the safety of American healthcare represents the very essence of a physician's duty to put the patient first. His unflinching candor about the nature and magnitude of our current safety problems is matched only by his passion forimprovement."
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"Amazingly readable for such a wealth of important information. This book should be required reading for every health professional and every healthcare executive."
-- Christine Cassel, MD, President and CEO, American Board of Internal Medicine

"In a single volume, Wachter accomplishes the seemingly impossible: furnishing the novice with a highly accessible, easy-to-read introduction to patient safety, while providing a comprehensive, fully annotated reference for the experienced patient safety practitioner. All of the important issues are addressed in individual chapters, each with a lively and relevant clinical example and a key points summary at the end bracketing full, balancedand lucid descriptions. A true gem, destined to be a close companion for all of us who strive to make healthcare safe."
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-- Atul Gawande, MD, MPH, Associate Professor, Harvard Medical School, staff writer for the New Yorker, and bestselling author of Complications and The Checklist Manifesto

"Compelling: a must read for all concerned with patient safety. Bob Wachter has a unique voice, incorporating clinical experience, research expertise, and policy implicationsall with the patient front and center."
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Understanding Patient Safety, Second Edition is the essential book for anyone seeking to learn the core clinical, organizational, and systems issues of patient safety. Written in an engaging and accessible style by one of the worlds leading authorities on patient safety and quality, Understanding Patient Safety is filled with valuable cases and analyses, as well as tables, graphics, references, and tools. This classic reference is designed to make the patient safety field understandable to medical, nursing, pharmacy, hospital administration, and other trainees, and to be the go-to book for experienced clinicians and non-clinicians alike.

The second edition has been revised to include coverage of the latest issues and trends, including:

Information technology
Measurements of safety, errors, and harm
Checklist-based interventions
Safety targets
Policy issues in patient safety
Balancing no blame and accountability
Understanding Patient Safety, Second Edition delivers key insights to help you understand and prevent aa broad range of errors, including those related to medications, surgery, diagnosis, infections, and nursing care. The crucial contextual issues -- including errors at the person-machine interface, the role of culture, patient engagement in their own safety, and workforce and trainee considerations, are also well covered. Finally, the book provides a practical overview of how to organize an effective safety program, in both hospitals and clinics.
About the Author
Robert M. Wachter, MD
Professor and Associate Chair, Department of Medicine University of California, San Francisco

Dr. Wachter, author of more than 250 articles and six books, coined the term "hospitalist" in 1996 and is considered one of the world's leading experts on patient safety and healthcare quality. Still a practicing clinician, he edits the US federal government's two leading patient safety websites (which receive 3 million yearly visitors), co-authored the bestseller "Internal Bleeding," and is a recipient of the John M. Eisenberg award, the nation's leading honor in patient safety. For the past six years, Modern Healthcare magazine has named him as one of the 50 most influential physicians in the United States. He is immediate past-chair of the American Board of Internal Medicine and writes a popular and influential blog, "Wachter's World."

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g: 0 Posted By: ctgolfer
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g: 0 Posted By: bpvh
Views: 124 Replies: 0 Office Depot rebate software for the week of 05/11/2014 (3-$15AR, 1-$20AR)


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++ Customer may only redeem ONE rebate (pair) per specified product per 12 month period from date of purchase.


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
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eBay offer - refer a friend, you both get $15
Added on : Thursday May 08th 2014 03:00:03 PM
g: -2 Posted By: ciber
Views: 47 Replies: 0 ~eBay offer - refer a friend, get a $15 Coupon - YMMV (for selected sellers)
Just received:Help a friend earn extra cash! When your friend lists an item for the first time, youll both
get a $15 eBay Coupon. Refer five friends, get $75.Ends June 19Could be YMMV, according to T&C below.eBay Seller Referral Program (the "Program") runs for six (6) weeks beginning at 9:00:00 AM Pacific Time (PT) on May 8, 2014 and ending at 11:59:59 PM PT on June 19, 2014 (the "Program Period"). Open to legal residents of the fifty (50) United States and the District of Columbia, 18 years of age or older, who are registered members of eBay in good standing at time of participation and who participate in the Program during the Program Period ("Eligible Participants"). Void where prohibited, taxed or restricted. For full Terms and Conditions, go to https://projects.promotw.com/rule...ogram.html.Eligibility: Open to legal residents of the fifty (50) United States and the District of Columbia, 18 years of age or older, who are registered members of www.ebay.comin good standing at time of participation and who participate in the Program during the Program Period (Eligible Participants). Void where prohibited, taxed or restricted.Program Description: eBay will send out an email invitation to select eBay sellers (Seller Referrers) requesting that they refer a friend (Referred Friend) to create an eBay listing during the Program Period. For purposes of this Program, a Referred Friend is defined as an eBay member that has never sold, or that has been inactive as a seller for at least 12 months.To participate, invited Seller Referrers can go to http://eshopping.promotw.com/refe...index.htmland sign on to eBay with their eBay User ID and password. Once you have successfully signed on, provide the email addresses of those friends you wish to refer. You may only enter the email addresses of people with whom you have a personal or business relationship. Referred Friends will receive an email with a unique link for the Seller Referrer asking them to start selling on eBay.com during the Program Period. The emails you send must comply with the CAN-SPAM Act, so you must use the email tools provided by Sponsor in order to honor your Referred Friends opt-out preferences.
g: 0 Posted By: Farfisa850
Views: 991 Replies: 2 http://www.ebay.com/itm/Nikon-D3100-Digital-SLR-Camera-w-18-55mm...

Product Information Nikon D3100 is a small, 14.2 MP camera that captures high-quality images and videos. This Nikon DSLR has a large 3-inch LCD monitor and is equipped with automatic correction of lateral chromatic aberration that prevents purple/green fringing. The Nikon D3100 supports a GPS unit, for automatically geo-tagging photos. Moreover, this Nikon camera features continuous autofocus during video recording. The Scene Auto Selector function in the Nikon D3100 helps with face detection and subject tracking. This Nikon DSLR includes active D-lighting basic in-camera movie editing options for greater functionality. Besides, this Nikon camera works pretty well in low-light situations without the use of flash.
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ISO sensitivity 100-3200, expandable to ISO 12800 equivalent
ISO sensitivity 100-3200, expandable to ISO 12800 equivalent delivers exceptional results, even in the most challenging low-light situations.
Scene auto selector
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EXPEED 2
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In-camera image editing
In-camera image editing allows creative freedom, without the need for a computer, offering easy editing functions.




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g: 1 Posted By: MISTERCHEAP
Views: 198 Replies: 0 Bath & Body Works Coupon for Online & In-Store Purchases $10 off $30 or More
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g: 1 Posted By: remick
Views: 89 Replies: 0 http://www.amazon.com/gp/product/B00K5I3L0S

*Includes pictures.
*Includes the stars' own quotes about their lives and careers.
*Includes suggested playlists and analyses of their music.
*Includes bibliographies for further reading.
*Includes a table of contents.

It is rare in the world of music for a general consensus to form over who was the best at anything. Many would call The Beatles the greatest rock band, but its easy to find strongly opinionated dissenters. However, when it came to playing a guitar and laying the soundtrack for the psychedelic era, just about everyone agrees there was Jimi Hendrix (1942-1970) and then there was everyone else. Anyone arguing otherwise either never heard his music or saw him perform.

In fact, Jimi Hendrix is one of the few musicians known primarily for his sound and what he could do with a guitar than for his discography. A part of that is due to his untimely death and entry into the 27 Club, but it is also due to the fact that he was so revolutionary with the use of an electric guitar and so skilled at playing it that the effects have largely not been duplicated since. It was heavy, loud, and completely raw, and yet he was a pioneer in genres as varied as blues and heavy metal. As Pete Townshend famously put it, With Jimi, I didn't have any envy. I never had any sense that I could ever come close.

The life and career of Janis Joplin marks such a stark departure from the blues, rock and soul traditions as American society has come to know them that her brief and tempestuous career defies artistic analysis, if only because there is so little precedent aside from the great African-American blues and jazz singers that influenced her. For a woman born in 1943 and coming into her professional prime in the 1960s, Joplin stood as a mesmerizing and baffling foil to the female tradition in non-classical music, which had previously been symbolized by pure, mellow voices singing thoughtful texts. The American music scene was entirely unprepared to witness the emergence of a white woman who could sing the blues with such authenticity, force, and depth of feeling.

Of course, for all the mention of Joplins career, there is nearly as much focus on her untimely death at the age of 27, particularly because she died just a few weeks after Jimi Hendrixs death at the age of 27 and was followed in death by Jim Morrison at the age of 27 less than a year later. Those three all died as a result of alcohol and drug abuse, and they formed the starting point for the legendary 27 Club, which memorializes rock stars who died at the age of 27. Morrison, the charismatic poet/musician of The Doors, helped to transform the subgenre of rock n roll as a stylistic flavor into the full-fledged institution of Rock Music, and he accomplished all of this by being extreme, in every sense of the word. His poetry was assaultive, blatant and graphic, a sign of the times, and his voice was mystical and haunting, lacking any sense of what was previously or typically considered vocal beauty. Whether intentional or not, Morrison also led the charge of excessive defiance toward anything hierarchical or rule-laden, and the acting out of his subconscious urges on public stages around the world amazed and shocked everyone who saw or heard about it.

Kurt Cobain later noted that he tried to model his most famous song after one The Pixies might have done, but Smells Like Teen Spirit and its accompanying music video ushered in rocks grunge movement at the start of the 1990s, and the song, ironically named after a deodorant, captured the culture in its entirety. A reaction to the likes of the previous decades yuppies and acts like M.C. Hammer, grunge became a sound and culture for angst-ridden teens and the disaffected youth who were proud to be plain. Whether Cobain intended for it or not, grunge became the most popular music of the decade, and the look and sound both became trendy fads, even as he personally struggled with the lifestyle.
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Free Kindle Book- The Success Manual (was $19.99) other related
Added on : Thursday May 08th 2014 01:00:02 AM
g: 0 Posted By: remick
Views: 65 Replies: 0 http://www.amazon.com/gp/product/B00JL53BN8

The Success Manual Compendium is the Complete Library Collection of the Success Manual Series comprising

Book 1: Success Primer and the 3 Keys to Success
Book 2: The 9 Universal Laws of Success and Success in the 5th Dimension
Book 3: The 42 Secrets of Success

I designed the Success Manual Series to be a complete detailed reference and guide of all things related to Success its philosophies and its attainment.
Throughout the series, you will find principles, ideas, philosophies, examples, thought experiments, step-by-step detailed techniques, esoteric knowledge, practical advice, inspirational stories and quotes, affirmations and motivational words that will help you create your ideal life of success.

Book 1 is divided into 2 main parts: Success Primer and the 3 Keys of Success.

The Success Primer serves as your initiation into the ideologies and philosophies of success. Here you will take a look at who you are and what success is. You will learn what your life is in relation to your success. The nature of reality will be unfolded for you and how it affects the way you have lived your life in the past and how you can change your experience of the future.

All successful people of the past have been in possession of these 3 Keys to Success whether unwittingly or consciously. For reasons that are obvious, compared to those who have not studied and applied the 3 keys to success, your success will be expedited and will be realized with much more intensity. If you consciously make use of the 3 Keys, you will be able take full control of everything you experience and achieve in your life as you shape your life according to your ideal success.

Remember, with the right key, you can unlock the right door.

Book 2 reconciles the ideologies of the ancient philosophies of Metaphysics with the modern theories of Quantum Physics. The book is divided into two main parts; the first presents the 9 Universal Laws of Success and the second discusses Success in the 5th Dimension.

In the first part of the book, philosophies and observations on the nature of reality and the universe is presented as The 9 Universal Laws of Success. These Universal Laws have many different names from many different philosophers and spiritual leaders spanning the history of man. I have incorporated the different names of each of these laws to further assist in your studies in the philosophies of Success.

Part 2 of the book deals with Quantum Physics theories that scientists have presented in the modern era. These theories are extrapolated into thought experiments that overlap perfectly with the profound questions and answers proposed by metaphysics.

In part 2 of Book 2, I present the 3rd, 4th, 5th and 6th Dimensions of reality/ the universe. I discuss what each dimension means, how it operates and how it directly affects your life. I also compare these dimensions and identify which dimension you should align yourself with to realize your ultimate dreams and attain true success in your life.

Follow the 42 Secrets and SUCCESS is yours.

Book 3 is divided into 42 main parts these are the 42 secrets that create success in your life. Being privy of these secrets will allow you to more effectively pursue your dreams to their full realization.

As you study these secrets, know that they have been written down to be as detailed, yet as succinct as possible. I urge you to think about your life as you go through the 42 Secrets. Question what you know.
Question what you have been taught and think for yourself.

Read this book well. It holds within its pages the knowledge you seek.

What you will learn in this book will allow you to realize that the success you desire is within your reach. It doesnt matter if youre young or old, educated or not, rich or poor what matters is that you have the desire to be successful. With this desire, you are already moving towards your ideal life of success.



also free

Standing Accountable: Increase Your Success by Holding Yourself Responsible
http://www.amazon.com/gp/product/B00GUS3LXY/

Goal Setting: 21 Days To Achieving Life Changing Goals And Being Happy Happy Happy (Goal Setting Success Series)
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Focused, Unstuck and Back in Action. The Secrets for Happiness and Improving Your Life No Matter What!
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A Guide to The Present Moment
http://www.amazon.com/gp/product/B00ADDTAA0

Getting Things Done: 25 Best Ways to Getting Things Done
http://www.amazon.com/gp/product/B00CIWRV1O/

How to Make a Difference: in Your Life in 40 Days
http://www.amazon.com/gp/product/B00FA5TP38

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Liberty 4 7/8" Bar Cabinet Pulls 6/$9.88 Home Depot YMMV
Added on : Wednesday May 07th 2014 03:00:04 PM
g: 0 Posted By: emucader
Views: 216 Replies: 0 I found theseonline and search all over the cabinet hardware area to no avail. After searching with an associate we realized they are for sale in the bath Vanity aisle in a cardboard display.They usually run $4-5 a pull. Hope this helps those looking for this style pull!

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Liberty 4 7/8" Bar Cabinet Pulls 6/$9.88 Home Depot YMV
Added on : Wednesday May 07th 2014 02:00:02 PM
g: 0 Posted By: emucader
Views: 43 Replies: 0 I found theseonline and search all over the cabinet hardware area to no avail. After searching with an associate we realized they are for sale in the bath Vanity aisle in a cardboard display.They usually run $4-5 a pull. Hope this helps those looking for this style pull!

Specs:
Satin Nickel
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Free international calls with OOMA this Mother's day
Added on : Wednesday May 07th 2014 05:00:06 AM
g: 3 Posted By: Phrogpilot
Views: 296 Replies: 0 For those with OOMA, this Sunday for Mother's Day, you can make free international calls. Only a few obscure countries were restricted.

As a big thanks to you and all our customers, were making international calling free this Mothers Day, May 11 (except to certain far-flung corners of the earth - see below*). That means you can #CallMomFREE, or anyone you choose, anywhere in the world! And thats not all. Be sure to enter our Mothers Day Sweepstakes! You could win $1,000 to make any day of the year extra special.

*Free calling is available for calls originating from the U.S. only, and does not include calls to the following locations: Antarctica, Ascension Island, Cook Islands, Cuba, Diego Garcia, East Timor, Eritrea, Falkland Islands, Greenland, INMARSAT, International Networks, Iridium, Kiribati, Maldives, Mayotte Island, Nauru, Niue, Norfolk Island, North Korea, Papua New Guinea, Sao Tome, Solomon Islands, South Sudan, St. Helena, Tokelau, Tuvalu, Vanuatu, Wallis and Futuna. Normal rates will apply.
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g: 0 Posted By: Farfisa850
Views: 85 Replies: 0 http://www.ebay.com/itm/Nikon-D3100-Digital-SLR-Camera-w-18-55mm...
Product Information Nikon D3100 is a small, 14.2 MP camera that captures high-quality images and videos. This Nikon DSLR has a large 3-inch LCD monitor and is equipped with automatic correction of lateral chromatic aberration that prevents purple/green fringing. The Nikon D3100 supports a GPS unit, for automatically geo-tagging photos. Moreover, this Nikon camera features continuous autofocus during video recording. The Scene Auto Selector function in the Nikon D3100 helps with face detection and subject tracking. This Nikon DSLR includes active D-lighting basic in-camera movie editing options for greater functionality. Besides, this Nikon camera works pretty well in low-light situations without the use of flash.
Product Features
14.2 megapixel DX-format CMOS image sensor
14.2 megapixel DX-format CMOS image sensor delivers beautiful photographs and prints well beyond 20 x 30 inches.
Full 1080p HD Cinematic Video with full-time autofocus and sound
Full 1080p HD Cinematic Video with full-time autofocus and sound lets you record cinematic-quality movies in Full 1080p HD format (1920 x 1080 pixels).
Easy-to-use-featuring Nikon's guide mode
Easy-to-use-featuring Nikon's guide mode with intuitive controls and on-board assistance helping you take better pictures every step of the way.
Fast 11-point Autofocus System
Fast 11-point Autofocus System delivers razor-sharp pictures.
Built-in HDMI port
Built-in HDMI port lets you connect directly to your HDTV using an optional HDMI cable.
6 Automatic Exposure scene modes
6 Automatic Exposure scene modes just set the Mode dial to Portrait, Landscape, Child, Sports, Close-up or Night Portrait for stunning results in otherwise challenging conditions.
Picture control
Picture control lets you choose from Standard, Neutral, Vivid, Monochrome, Portrait, or Landscape to apply a personal look and feel to your pictures.
Built-in pop-up flash
Built-in pop-up flash for those times when there isn't enough light.
Compact and lightweight design
Beautifully styled, ready to go wherever life takes you.
Split-second shutter response
Split-second shutter response eliminates the frustration of shutter delay, capturing moments that other cameras miss.
ISO sensitivity 100-3200, expandable to ISO 12800 equivalent
ISO sensitivity 100-3200, expandable to ISO 12800 equivalent delivers exceptional results, even in the most challenging low-light situations.
Scene auto selector
Scene auto selector lets the D3100 decide the best mode to match the shooting situation when using Live View.
EXPEED 2
Nikon's image processing engine assures breathtakingly rich image quality, managing color, contrast, exposure, noise and speed.
Scene recognition system
Scene recognition system in Live View automatically optimizes exposure, autofocus, and white balance, allowing you to obtain beautiful photos without the hassle of making complicated camera adjustments yourself.
Active D-Lighting
Active D-Lighting restores picture-enhancing detail in shadows and highlights.
Automatic image sensor cleaning
Automatic image sensor cleaning uses an ultrasonic process and exclusive Airflow Control combats the accumulation of dust in front of the image sensor, safeguarding image quality shot after shot.
In-camera image editing
In-camera image editing allows creative freedom, without the need for a computer, offering easy editing functions.




SLR & dSLR Deals

eBay Coupons
g: 0 Posted By: remick
Views: 54 Replies: 0 http://www.amazon.com/gp/product/B00JI49LGI

This book is perfect for the young and not so young who want learning Python to be fun.
Turtle Graphics is a great way to start with Python. Within minutes, you can be typing Python commands and instantly see the effect of those commands on one or more "turtles" that move around the screen, interact with each other and draw colored shapes and patterns. Turtle Graphics is an integral part of the Python language, and the book uses it to explain how to code dialogue with the user, lists and dictionaries, loops, writing and calling functions, reading and writing to external files, game creation, and even draw those dramatic examples of computer art, fractals.
Learning Python through Turtle Graphics is particularly suitable for kids and those who help or teach them because learning to program happens almost without the reader realising it!
The book includes numerous graded exercises. Sample answers are provided in the book and on the companion website at www.learnpythonquickly.com.
An important feature of the book's design is the extensive use of hyperlinks. Most of these link to the book's comprehensive glossary. This is no mere two-page 'Jargon Buster'. It is a reference document in its own right containing detailed entries providing the syntax of commands, code examples and further explanations of topics introduced in the chapters.
Totally Free Deals
Save my capital or pour it on the student loans?
Added on : Tuesday May 06th 2014 04:00:12 PM
g: 1 Posted By: jdude
Views: 113 Replies: 2 jdude back here. Four years ago I pondered how to approach my $285,000 student loans upon graduation.http://www.fullofdeals.com/forums/finance/996270/

Fast forward to today. At age 31 I've made it through a very painful tax season learning the importance of saving investment money within a corporation rather than personally. I'd been saving to find some investments to help pay down the loans for me. Turns out the real estate market where I live is somewhat overpriced and those opportunities haven't materialized. After paying a massive chunk to taxes I'm feeling demoralized on the saving money thing and looking to start aggressively paying down the student loans. For the first couple years out of school my work situation was pretty unstable and I wasn't able to do more than pay the interest on the loans. In the last year I've managed to begin making headway and as of today I still owe $240,374. I'm thinking of dropping my remaining $50k on this then upping my monthly payments to $5,000. This will not leave me much of anything to put towards retirement and I'll continue my FWF existence like a pauper. However I'm just having a hard time finding a stable investment that can beat the 6.3% tax free return of paying down my worst marginal loans.

I expect to earn about $136k and pay about $47k in taxes this year. I have between $5,000-10,000 in annual professional expenses so if I start paying $60k to the loan I'll be living pretty lean for a while.

My alternatives include buying real estate outside my immediate area, funding a tax-deferred retirement account, capitalizing a personal investment corporation and/or acting as a seed investor in a small start-up I've got my eye on.

So what do you say? Go super conservative and pay this sucker down or stick to the original plan and try to get some investment income going?
Personal Finance Deals
WD-40 Sixteen ounce bottle for $5.23 (Free ship with Prime)
Added on : Tuesday May 06th 2014 08:00:10 AM
g: 1 Posted By: nyseGUY
Views: 241 Replies: 2 The A'zon has a 16 oz bottle ofWD-40 for $5.23 with free shipping for Prime members.

Some of the uses include bicycle chains, car doors, and many others. This item does come with a straw for those that are familiar with this product.

Home & Garden Deals

Amazon Coupons
25.00 restaraunt gift certificates for only 5.00 at restaraunt.com
Added on : Tuesday May 06th 2014 08:00:09 AM
g: 0 Posted By: lonelyaccountant
Views: 142 Replies: 0 this is a good deal for those of us who like to dine out
http://www.restaurant.com/offer/landing1?prti=1647&aid=10435748&...

Gifts Deals

Restaurant.com Coupons
g: 0 Posted By: ctgolfer
Views: 116 Replies: 0 Product Information
Life is full of surprising, joyful moments €” moments worth remembering. The D3300 makes it fun and easy to preserve those moments in the lifelike beauty they deserve: stunning 24.2MP photos and 1080p Full HD videos with tack-sharp details, vibrant colors and softly blurred backgrounds. With its included zoom lens, the new ultra-compact AF-S DX NIKKOR 18-55mm f/3.5-5.6G VR II, the D3300 is a small and light HD-SLR and easy to use, too. Like sharing photos? The D3300 photos can appear instantly on your compatible smartphone or tablet for easy sharing with the optional WU-1a Wireless Adapter! Whether you're creating high-resolution panoramas, adding artistic special effects or recording HD video with sound, the D3300 will bring you endless joy, excitement and memories €” just like the special moments of your life.

www.ebay.com/itm/291137548700
SLR & dSLR Deals

eBay Coupons
g: 0 Posted By: lonelyaccountant
Views: 142 Replies: 0 for those with babies or soon to have a good deal on a stroller at babies r usGraco LiteRider Click Connect Stroller - Everestonly 79.99 normally 89.99

http://www.toysrus.com/product/index.jsp?productId=23840656&cp=2...

Baby & Kids Deals

Babies R Us Coupons
g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 "The Challenger" Ruger MK III and 22/45 Charging Handle by TANDEMKROSS $35.99 + $4.49 Flat Shipping

http://www.gearhog.com/

Deal Overview
Perfectly sized, ergonomic cone for easy, positive grip
Easy "twist on" installation
Aircraft grade aluminum for strength but light weight
No unsightly screw holes or scratches
Right or Left Handed
Works with a holster

Say goodbye to sore and pinched fingers forever with the TANDEMKROSS MKIII Charging Handle! We've designed the perfect solution to help you more easily, quickly, and positively cock your Ruger MKIII and 22/45 pistol. Made out of aircraft grade aluminum, it has superior strength and durability while not adding noticeable weight or affecting the pistol's action. Our innovative design twists onto the rear end of the bolt and is held in place with a nylon-tipped "racking cone" that threads through the base to lock everything into place. With the TANDEMKROSS Ruger MKIII Charging Handle, no unsightly screw holes are visible and it even works well for those that carry their pistols in holsters.

Don't forget, all TANDEMKROSS products are Made in the USA and come with a LIFETIME guarantee!
Rite Aid 5/11 -5/17
Added on : Monday May 05th 2014 04:00:06 AM
g: 0 Posted By: MrVietnam
Views: 109 Replies: 1 NYC Cosmetics are B1G150% - 5 UP wyb 2 (L2). Aren't a lot of those items .99? Could be a nice MM

btw, there is a $1.5/2 NYC MQ @ c.com w/ exact wording as follow:

$1.50 OFF
NYC
any 2 NYC New York Color Products ($3.00 or more)


$4+UP wyb $10 Eco Tools and Bath @ BOGO50%, L2
1.50/2 EcoTools EcoTools Cosmetic Brushes @ c.com


Potentially Free Deal
Colgate Toothpaste Max and Sensitive 6 oz., Optic White 4 oz., Total Advanced 4 oz., Total 4.2 oz., or 2 in 1 Toothpaste:
$3.50 Purchase Price
-$3.00 In-Ad coupon (fine print says "Limit 1 per customer")
-$0.50 MQ (shown as "coming in most Sun papers")

Health & Beauty Deals
g: 0 Posted By: ctgolfer
Views: 135 Replies: 0 Craftsman AssureLink Internet Connected DC Chain Drive Garage Door Opener - No Annual Fees, Free App Download

The Craftsman AssureLink Garage Door Opener brings mobile communication to one of the main entrances of your home. Are you away and cant remember if the garage door is open or closed? Ever accidentally leave the garage door open? Now you can monitor and operate your garage door from anywhere. Using the Craftsman AssureLink* mobile app on your smartphone, tablet or portable computing device, you can control your garage door via the Internet and get better peace of mind.

The Internet Connected Garage Door Opener is designed for the 21st century homeowner. Best of all, you don't need to add more devices to your growing collection. It's compatible with many already existing technologies, like MyQ home activation products or in-vehicle HomeLink remote control systems. Most importantly, this garage door opener is bundled with several security and safety features. The PosiLock theft protection system securely locks the garage door to prevent intruders from entering. And the Protector System sensing technology will stop the door from closing if contact is made with a person or object.
Features

DC Motor with Soft Start-Stop
Provides smooth, ultra quiet operation of the opener. Ideal for garages with living areas nearby.
Chain Drive
The chain is rugged and industrial-strength to insure years of dependable performance.

Craftsman AssureLink Internet Gateway
Allows you to monitor and operate your garage door from anywhere with your internet-enabled smartphone, cell phone, laptop, or tablet via the free Craftsman AssureLink mobile app or web-interface.
Perfect for those times when you are away from home and cant remember if you have closed your garage door.
Allows you to provide access to your home (via garage door) as needed for family, friends, deliveries, etc. when you arent at home.

Premium Motion Detecting Wall Console
Operates the opener from inside the garage
Allows for easy programming of remotes, keypads, and light and lock settings through buttons on the control panel
Turns on the opener lights when movement is sensed

Timer-to-Close
This feature (built into the wall console) may be quickly programmed to automatically close the garage door after 1, 5, or 10 minutes.

Alert-to-Close
Ensures the highest level of safety, the garage door opener lights will flash and a warning alarm will sound when closing the door through the AssureLink Gateway or the Timer-to-Close feature alerting anyone in the area is notified that the door is closing.

Tri-Frequency Radio System
Multiple frequency system virtually eliminates the effects of interference caused by products in and around the home, helping to make sure you can access the garage every time and from the greatest distance.

Energy Efficient
Automatic sleep mode uses less than one (1) watt of power when the opener is not in use making the unit more environmentally friendly.

Automatic Force Settings
The opener automatically monitors, sets and adjusts (as needed) the force required to open and close the garage door during temperature fluctuations.

Push Button Electronic Limits
Easier than old-style screw terminals for setting the optimal open or close travel distance of your garage door.

MyQ Technology Compatible
This unit is compatible with other home activation products enabled with MyQ technology.

HomeLink Compatible
Compatible with the in-vehicle remote control system (may require an external adapter depending on the make, model, and year of your vehicle; visit www.homelink.comfor additional information)

Quick Install Rail System
Provides faster and easier installation. The rail assembles in 60 seconds.

Protector System
Safety reversing sensors with Rapid-Snap brackets project an invisible light beam across the garage door opening and automatically reverses the door if anything interrupts the beam while the door is going down.
Sensing technology will stop the door from closing if contact is made with a person or object

PosiLock System
Theft protection system securely locks door when it is down preventing intruders from entering garage
Anti-burglary Coding Technology
Assures that a new code is sent every time the remote control is used

Included in the box:

Power unit, wall console, safety sensors, rail, hardware, owners manual
Two (2) 3-function remotes, perfect for multi-car families
One (1) Wireless keyless entry pad, allows entry into garage without a key or remote using a secure 4-digit programmable PIN. Includes the convenient one button to close feature.
AssureLink Gateway

www.sears.com/shc/s/p_10153_12605_00930437000P
Home & Garden Deals

Sears Coupons
Amazon Mom $5 promo on $45+ gift cards
Added on : Sunday May 04th 2014 10:00:09 AM
g: 0 Posted By: thaitrunghieu
Views: 235 Replies: 0 Thank the teacher and enjoy this Amazon Mom-exclusive offer: Buy thank you gift card multi-packs and get a $5 promotional code to spend on yourself. Just purchase at least $45 in thank you Amazon.com Gift Card multi-packs (shown below) by May 31, 2014, and we'll email you a $5 promotional code to spend at Amazon.com in June.You will receive your code by June 15, 2014.Available in packs of 3 and 10 with a variety of denominations, these thank you gift cards make great gifts to all those special teachers on your list (school teacher, Coach, music instructor, and so many more). Amazon.com Gift Cards are redeemable storewide for millions of items and never expire. Learnhow to use your promotional code. Terms and conditions apply;learn more.Important Notification:This offer is goodONLYto Amazon Mom members with a free trial or paid membership to Amazon Prime.OFFER GOOD WHILE SUPPLIES LAST.Not an Amazon Mom?Go hereto learn about and sign up for the program.
Link
Gifts Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 #1 Rated portable vaporizer
Discreet design
Use with your natural dry herbs of choice
Includes oil cartridge and dry herbs/wax attachment, making it easy to use with oils or waxy concentrates!
Includes 12mL 0% Nicotine Tobacco flavored Oil and 12mL 0% Nicotine Menthol flavored Oil & Carry Case
Available Black, White, Silver, Purple, Blue, Pink, Orange, and Green
To be used with dry herbs, oils, and waxy concentrates
Measuring scale lets you see the amount of oil remaining.
Dry herb cartridge heats dry herbs and waxy oils quickly using patent pending technology
Chamber heats up oils evenly and neatly
No leakage or dripping
WARNING: Not for use by children, women who are pregnant or breast feeding, and those with life threatening illnesses. Optimus is not a medical device and it is not intended to diagnose, cure, treat or prevent any diseases or other conditions. If you have health problems, consult your doctor before using the Optimus vaporizer. The Optimus is not intended to administer medicinal or illegal products of any kind and doing so voids the warranty. Any illegal use of this device could subject the user to severe fines, penalties and/or imprisonment under the law of your jurisdiction.
Brand: Atmos Nation
Model: Optimus
Condition: New
Warranty: 30 Day
Packaging: Retail

http://1sale.com/home-family/other/atmosrx-vaporizer-kit/
g: 0 Posted By: ctgolfer
Views: 162 Replies: 0 Product Features:
Provides superior sound in a comfortable design
Large high-efficiency drivers play loud without distortion
Tangle-free flat cable is designed to be flexible and resist tangles
Low mass, wide-bandwidth driver for precision response
ControlTalk for on-cable iPad, iPhone and iPod playback control
Built-in microphone for iPhone/music phone hands-free calling
L-Shaped 3.5mm 24K gold contacts for maximum signal transfer and corrosion resistance
Provides the sound quality of over-ear headphones in a slim, portable design
Rests comfortably in in your ear providing enhanced noised reduction
Secure fit is ideal for those with active lifestyles
Available in Black

What You Get:
Beats by Dre Tour 2.0 In-Ear Headphone - Black
3 x Ear Gels

www.dailysteals.com/#deals/23420
Headphones & Speakers Deals
costco coupon book 5/8/14 - 6/1/14
Added on : Saturday May 03rd 2014 04:00:03 AM
g: -1 Posted By: VivYip
Views: 206 Replies: 0 credit horizon6

anupcoming costco coupon book will be valid from 5/8 - 6/1

preview site link(pdf in attachment is from there)

when live, the coupons will be shown on the costco site below:

http://www.costco.com/warehouse-coupon-offers.html

items that caught my attention:

costco toilet paper
starbucks kcups
neutrogena rainbath
huggies
aveeno
sunscreen
colgate
brita
stacy's pita chips
m&m's
plates
clear cutlery
michelin tires


more too, but those are usually what i notice.

Thank you for reading
Electronics Deals
g: 0 Posted By: dscline
Views: 562 Replies: 11 There's a related thread on this,but it's been archived so I can't bump it. I have a couple of credit union accounts that require a minimum number of debit card transactions per month to reap the rewards (specifically, good interest). I haven't noticed my Altra account being picky about what kind of transactions those are, but last month I noticed that GLCU's count of qualifying transactions differed from how many times I actually used the card. When I reviewed my transactions, it appeared that it might be related to the fact that there were two transactions listed as "POS", I usually only use these cards for tiny fast food transactions, saving larger purchases for credit cards to maximize CashBack. This past month, the two POS transactions occurred at two different McDonald's. There were several other McD's purchases in the past month from the same locations that were regular "debit card" transactions, they appeared to randomly process just these two transactions as PINless debits. I've checked my transactions for the past year, with no other occurrences of this, so this must be something new for them. If this becomes more common, then it's going to become more difficult to meet the minimums required to make the account worthwhile. I went back to a McD's today and paid more attention as I checked out. There are NO options in there terminals to change anything. You swipe, and it's done.

Has anyone run in to this?
Deposits Deals
So Amazon shipped me a counterfeit Disney toy
Added on : Friday May 02nd 2014 09:00:12 AM
g: 1 Posted By: ganda
Views: 165 Replies: 5 My daughter's grandmother sent her a Disney toy (a doll from the Frozen movie). It was one of those "fulfilled by Amazon" deals, a purchase from a third party seller on Amazon's website, shipped from an Amazon warehouse in an Amazon box. The listing on the Amazon page shows the genuine item, a genuine Disney product, what Amazon actually shipped is a terrible cheap knockoff, it's sub-Dollar Store quality. Apart from my daughter being disappointed (she knew it was coming, we let her open the Amazon box), there's the whole safely issue - how do I know this counterfeit isn't toxic or dangerous in some other way? Amazon's warehouse barcode on the box says this is a Disney product.

Amazon have kindly offered to pay the return shipping!

Should I pursue this, or, and pardon the pun, Let It Go?
Personal Finance Deals
PINless Debit - any way to avoid?
Added on : Friday May 02nd 2014 08:00:07 AM
g: 0 Posted By: dscline
Views: 133 Replies: 2 There's a related thread on this, but it's been archived so I can't bump it. I have a couple of credit union accounts that require a minimum number of debit card transactions per month to reap the rewards (specifically, good interest). I haven't noticed my Altra account being picky about what kind of transactions those are, but last month I noticed that GLCU's count of qualifying transactions differed from how many times I actually used the card. When I reviewed my transactions, it appeared that it might be related to the fact that there were two transactions listed as "POS", I usually only use these cards for tiny fast food transactions, saving larger purchases for credit cards to maximize CashBack. This past month, the two POS transactions occurred at two different McDonald's. There were several other McD's purchases in the past month from the same locations that were regular "debit card" transactions, they appeared to randomly process just these two transactions as PINless debits. I've checked my transactions for the past year, with no other occurrences of this, so this must be something new for them. If this becomes more common, then it's going to become more difficult to meet the minimums required to make the account worthwhile. I went back to a McD's today and paid more attention as I checked out. There are NO options in there terminals to change anything. You swipe, and it's done.

Has anyone run in to this?
Deposits Deals
g: 0 Posted By: doctorofcredit
Views: 13 Replies: 0 Wells Fargo main aim this year was to get a larger share of the personal credit card market. They released two new cards yesterday to help them accomplish this.Wells Fargo Propel World American Express

40,000 points after $3,000 in spend within the first three months
up to $100 in reimbursements for airline incidental charges (e.g food and beverage on a flight, baggage fees)
3x points on all airline purchases, 2x points on all hotel purchases
No annual fee first year, then $175

Points can be redeemed at 1c = 1 point for statement credit or a check, making the 40k points worth $400 (plus the $100 in incident airline charges to bring us to $100). You can also redeem them for airline tickets, it's supposed to also be 1c = 1 point, but for some reason it turns out to be more like 1.5c = 1 point. You do have to pay a $24 booking fee though.This is a great card for those of us who already have way too many miles/points. Probably wouldn't hear too much about this from the other bloggers because there is no affiliate commission.
Credit Deals
Banana Boat SunScreens 75% off as low as $1.50 @ lowes YMMV
Added on : Thursday May 01st 2014 08:00:03 PM
g: 0 Posted By: Jerry7729
Views: 164 Replies: 0 Most of us probably stocked from the recent Sunscreen deal at Lowes
but if you missed it here is your chance to grab some
Summer is approaching rapidly i was literally toasted today in this heat

Here is the deal

Banana Boat 8-oz SPF 30 Sunscreen Lotion @ $1.50

Banana Boat 6-oz SPF 30 Sunscreen Spray @ 1.67

Banana Boat 6-oz SPF 50 Sunscreen Spray @ $1.75

If you have those hang tag coupons its basically free

Lowes can also price match to other Lowes store, you can give a shot by calling if your Lowes has it for higher price these prices were found at NE long beach, CA Lowes
Health & Beauty Deals

Lowe's Coupons
g: 1 Posted By: jskins
Views: 129 Replies: 0 Schindler's List: 20th Anniversary Limited Edition (Blu-ray + DVD + Digital Copy + UltraViolet) - $12.99 with Free Super Saver Shipping on Orders $35+ at Amazon. 4.6/5 stars based on 1,317 customer reviews.

"Winner of seven Academy Awards including Best Picture and Best Director, this incredible true story follows the enigmatic Oskar Schindler (Liam Neeson), who saved the lives of more than 1,100 Jews during the Holocaust. It is the triumph of one man who made a difference and the drama of those who survived one of the darkest chapters in human history because of what he did."




Movies Deals

Amazon Coupons
g: 5 Posted By: remick
Views: 447 Replies: 0 http://www.amazon.com/dp/B00B0O6KW2

4.7 out of 5 stars (35 customer reviews)

In this digitally dependent world, we are surrounded by buzzwords and acronyms. In Dont Throw IT ~ Get To Know IT you will learn to tear down the walls and make sense out of it all and understand the answers to some of your most common questions:


How Can I Protect My Computer? Unfortunately, malicious software is a reality today. Learn what all those terms mean and how you can protect yourself.

Why Is My Computer So Slow? This is the most common complaint heard when dealing with technology. Learn how to address this yourself simply and safely.

How Can I Surf The Web Safely? It is hard to imagine life before the Internet. Learn how to do so safely and securely for you and your family.

What Do All These Terms Mean? Ever notice how the local computer nerd speaks a language all their own? Read on to remove the mystery of these terms with simple, easy to understand descriptions.

How Do I Set Up Wireless At Home? Wireless networking has become as common as the cold. Learn the proper way to configure and secure your wireless network.


Dont Throw IT ~ Get To Know IT is designed to teach the normal user how to use their computers safely and securely, Using analogies and light humor the author will guide you through the common issues faced daily when dealing with that silicon monster on the desk before them.

By pointing out the many free utilities and services out there, you can gain control over your technology in ways many only thought available to large corporations or those speaking advanced nerd. Using your computer safely and securely should not have to cost you the proverbial arm and leg. For example, did you know you could have superb antivirus control without paying a cent? How about Internet monitoring to keep malicious sites from displaying on you or your childrens computers or tablets? Even that can be yours free.

While designed with the computer novice in mind, even the computer geeks in the audience can learn from the items presented. While the material is geared toward the Windows user, Apple fans will find the information extremely valuable, as the principles and practices discussed affect all users of all operating systems.

Technology should be a tool and not a task.




The 2014 Guide To Free PC Software: Over 150 Superb Programs That Won't Cost You A Single Penny!
http://www.amazon.com/gp/product/B00HM9B7C2

4.7 out of 5 stars (27 customer reviews)

http://www.amazon.com/gp/product/B00HM9B7C2
Totally Free Deals
g: 3 Posted By: remick
Views: 294 Replies: 0 http://www.amazon.com/dp/B00B0O6KW2

4.7 out of 5 stars (35 customer reviews)

In this digitally dependent world, we are surrounded by buzzwords and acronyms. In Dont Throw IT ~ Get To Know IT you will learn to tear down the walls and make sense out of it all and understand the answers to some of your most common questions:


How Can I Protect My Computer? Unfortunately, malicious software is a reality today. Learn what all those terms mean and how you can protect yourself.

Why Is My Computer So Slow? This is the most common complaint heard when dealing with technology. Learn how to address this yourself simply and safely.

How Can I Surf The Web Safely? It is hard to imagine life before the Internet. Learn how to do so safely and securely for you and your family.

What Do All These Terms Mean? Ever notice how the local computer nerd speaks a language all their own? Read on to remove the mystery of these terms with simple, easy to understand descriptions.

How Do I Set Up Wireless At Home? Wireless networking has become as common as the cold. Learn the proper way to configure and secure your wireless network.


Dont Throw IT ~ Get To Know IT is designed to teach the normal user how to use their computers safely and securely, Using analogies and light humor the author will guide you through the common issues faced daily when dealing with that silicon monster on the desk before them.

By pointing out the many free utilities and services out there, you can gain control over your technology in ways many only thought available to large corporations or those speaking advanced nerd. Using your computer safely and securely should not have to cost you the proverbial arm and leg. For example, did you know you could have superb antivirus control without paying a cent? How about Internet monitoring to keep malicious sites from displaying on you or your childrens computers or tablets? Even that can be yours free.

While designed with the computer novice in mind, even the computer geeks in the audience can learn from the items presented. While the material is geared toward the Windows user, Apple fans will find the information extremely valuable, as the principles and practices discussed affect all users of all operating systems.

Technology should be a tool and not a task.




The 2014 Guide To Free PC Software: Over 150 Superb Programs That Won't Cost You A Single Penny!
http://www.amazon.com/gp/product/B00HM9B7C2

4.7 out of 5 stars (27 customer reviews)

http://www.amazon.com/gp/product/B00HM9B7C2
Totally Free Deals
g: 1 Posted By: remick
Views: 91 Replies: 0 http://www.amazon.com/dp/B00B0O6KW2

4.7 out of 5 stars (35 customer reviews)

In this digitally dependent world, we are surrounded by buzzwords and acronyms. In Dont Throw IT ~ Get To Know IT you will learn to tear down the walls and make sense out of it all and understand the answers to some of your most common questions:


How Can I Protect My Computer? Unfortunately, malicious software is a reality today. Learn what all those terms mean and how you can protect yourself.

Why Is My Computer So Slow? This is the most common complaint heard when dealing with technology. Learn how to address this yourself simply and safely.

How Can I Surf The Web Safely? It is hard to imagine life before the Internet. Learn how to do so safely and securely for you and your family.

What Do All These Terms Mean? Ever notice how the local computer nerd speaks a language all their own? Read on to remove the mystery of these terms with simple, easy to understand descriptions.

How Do I Set Up Wireless At Home? Wireless networking has become as common as the cold. Learn the proper way to configure and secure your wireless network.


Dont Throw IT ~ Get To Know IT is designed to teach the normal user how to use their computers safely and securely, Using analogies and light humor the author will guide you through the common issues faced daily when dealing with that silicon monster on the desk before them.

By pointing out the many free utilities and services out there, you can gain control over your technology in ways many only thought available to large corporations or those speaking advanced nerd. Using your computer safely and securely should not have to cost you the proverbial arm and leg. For example, did you know you could have superb antivirus control without paying a cent? How about Internet monitoring to keep malicious sites from displaying on you or your childrens computers or tablets? Even that can be yours free.

While designed with the computer novice in mind, even the computer geeks in the audience can learn from the items presented. While the material is geared toward the Windows user, Apple fans will find the information extremely valuable, as the principles and practices discussed affect all users of all operating systems.

Technology should be a tool and not a task.
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g: 0 Posted By: ctgolfer
Views: 215 Replies: 0 The Samsung 60" 1080p LED HDTV, PN60F5300 is designed for those seeking a great cinematic performance without having to bust the bank. You'll enjoy a stunning, 1080p HD viewing experience that's enhanced by our Real Black Panel, 600Hz Subfield Motion and Wide Color Enhancer Plus. Clear Image Panel delivers striking contrasts between deep black levels and bright whites while 600hz Subfield Motion captures the crisp detail of high-speed action. Wide Color Enhancer Plus expands the color range to capture every vibrant hue, just as the director intended.

Note: You must have a source of HD programming in order to take full advantage of the Samsung 60" 1080p LED HDTV, PN60F5300. Contact your local cable or satellite TV provider for details on how to upgrade.
Samsung PN60F5300 60" 1080p 600Hz Class LED HDTV:
60" LED panel
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View your movies as the director intended on the 600Hz Class 2.2" ultra-slim Samsung 60" Full HD LED TV
The Samsung Digital LED TV has a built-in digital tuner
Watch digital broadcasts, including HDTV programs where available
HDMI Inputs: 2
Enjoy a superior HD experience with HDMI, the one cable audio/video solution
The 600Hz Class 2.2" ultra-slim Samsung 60" Full HD LED TV 60" screen measured diagonally from corner to corner

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TITLE INS-LENDER COVERAGE TITLE INS-OWNERS COVERAGE Question
Added on : Thursday May 01st 2014 07:00:08 AM
g: 0 Posted By: faltutp
Views: 120 Replies: 0 I have done search in Fatwallet. and have read few main threads from beginning to end ( link 1,link 2)I am better educated now after reading those but still more confused.

I am in State of WA. Jumbo Home loansingle family 20+ old home (nor Refi) for 650K with Wells as lender. I am getting quoted the following price for 1103 TITLE INS-OWNERS COVERAGE 1982.201102 CLOSING/ESCROW/SETTLEMENT 850.00
I have requested lender list of endorsements needed for lender insurance but they have asked me to contact Title Company. Can GEO or others help me.

I need to understand how to ask the right questions to bring this cost down and if this is a higher price. Also do i need to waive Owners coverage? I understand the need but most of the discussion i saw was around some foreclosed property. Can you please suggest?
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g: 0 Posted By: ctgolfer
Views: 49 Replies: 0 Aiir Active Insole
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g: 0 Posted By: DreamHouse8035
Views: 8 Replies: 0 WWStereo

Back again for those who missed thisPopular Deal[wwstereo.com](White/Orange)

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Do any businesses still use credit card imprint machines?
Added on : Wednesday April 30th 2014 10:00:08 AM
g: 0 Posted By: atikovi
Views: 0 Replies: 0 Just got a Capital One VISA and the numbers are printed on the card, not embossed. Got to thinking, does any place still use those machines where you drop in a credit card, lay a receipt form over it, then slide the handle to imprint the card? What about outside the USA?
Free Wii U Game Download w/ Purchase Registration of Mario Kart 8
Added on : Wednesday April 30th 2014 04:00:02 AM
g: 0 Posted By: SieSilverStars
Views: 51 Replies: 0 Nintendo just announced that those who register their Pre-Order of Mario Kart 8 before July 31st will get a free game download code.

Choose between:

New Super Mario Bro U
The Legend of Zelda: Wind Waker HD
Pikmin 3
Wii Party U


Click hereto watch the video of the announcement (skip forward to 31:14).

Register your pre-order here.

Click herefor more information on this offer.


Both Kmart and Newegg are offering the Pre-Order right now for $59.99. Release date is 05/30/14.
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Confidentiality Agreement from a Dentist to get my money back.
Added on : Tuesday April 29th 2014 04:00:06 PM
g: 0 Posted By: kiteguru
Views: 190 Replies: 3 Hi All,

My dental office did several mistakes in a row such as almost forgetting the the upper jaw impression, giving me a partially metal crown vs fully porcelain (they tried not to show it but I demanded to see it before they remove the temporary crown) then the color did not match etc. and I lost my trust to them. In addition to that the dentist did not review the work done after my tooth has been cut by dental technician. I asked how those issues happened and expected an answer to address my concerns but instead, they refused to complete the remaining treatment. I've made a full payment in the very first day of the treatment.

Here is the agreement

""In exchange for the refund I acknowledge receiving at this time, in the amount of $722.00on my credit card, and $672.50 to Northeast Delta Dental. I, BLA BLA, being of
lawful age do hereby understand and agree that this settlement is the compromise ofa dispute, and that the payment or fee waiver is not to be construed as an admissionof liability on the part of BLA BLA Dentistry, Dr. BLA BLA or theemployees or independent contractors of BLA BLA Dentistry,, by whomliability is expressly denied.I agree that I will keep the terms of this settlement and the facts pertaining to this matterconfidential. This settlement and release shall not be disclosed to any third party at thistime or at any future date.I agree that this release constitutes the entire and final resolution of the dispute betweenthe parties, and the terms of this release are contractual and enforceable.I have carefully read this release and understand its contents, and I am signing it of myown free act.""

I have not had a chance to see another dentist yet it's killing me that I won't be even able to write a complaint to dental board because of their bad practice.I am not going to sign it before my treatment is complete.

Please advise..

1-)Should I suck it up and just move on?
2-)What can they do if I write a complaint to the state dental board. What kind of business practice is this?

Thank you very much..
Question Deals
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/dp/B00HDW8Z96

4.7 out of 5 stars (7 customer reviews)

Chicken and Waffle Recipes -From Harlem to the Universe: the Top 10 Chicken and Waffle Recipes On the Planet

Legend has it that the all American combination of savory Southern fried chicken and sweet maple syrup drizzled buttermilk waffles was born out of necessity (it is the mother of all invention after all) this intriguing combination was born out of the amalgamation of the 1920s and 30s jazz clubs in places like New York and Chicago is said that patrons and musicians alike would spill out onto the street in the wee morning hours looking for something to soak up all the rotgut gin and provided a much-needed boost of energy that patrons were most likely craving breakfast, and the musicians were most likely in the mood for dinner. So inevitably in a blurry eyed euphoria people would make their way to one of the many 24-hour diners in hopes of satisfying their cravings.

Those that wanted breakfast would order a big plate of waffles. Those that wanted dinner a big plate of fried chicken (often times these were the cheapest items on the menu) and because people often dined in groups, both items were often ordered together, along with large cups of coffee, and his people often do they begin to share food with one another.
And inevitably a piece of fried chicken ended up attracting a few droplets of maple syrup and a fork full of waffles signed a piece of fried chicken, and in very short order. It was discovered that the sweet and savory combination of both foods eaten together was an explosion of flavor and texture like nothing anyone had experience before. This unique combination was a perfect match for the jazz era hipsters.
It was a little strange about that familiar and yet strangely satisfying just like jazz music. And ever since then, a plate of chicken and waffles has been the go to grub after a late night adventure.
From Harlem to the universe top 20 chicken and waffle recipes is an outstanding collection of some of the most mouthwatering chicken and waffle recipes ever to be invented this side of the Milky Way everything from classic buttermilk waffles with maple syrup and oven fried chicken to a chicken and waffles grilled cheese sandwich!!
And there are some unique twists on some Southern favorites. Anyone that has grown up in the South, and one time or another has had pecan pie for breakfast (whether your mother was working or not) from Harlem to the universe takes his ultimate breakfast of champions. One step further, with the pecan crusted chicken and waffle sandwich!! (This particular dish is so good your taste buds will feel as though they are traveling at warp speed with Mr. Zulu).

All of these recipes suggest using top-quality ingredients, and the healthiest possible cooking methods. There is more than one recipe for some variation of oven baked, fried chicken and waffles so not only do you get to experience the awesome taste bud tingling flavor explosion.
That is the mind bending combination of chicken and waffles but you will be able to do is in the healthiest way possible (that said, chicken and waffles is one of those food combinations that should definitely be enjoyed in moderation).

So the next time you get a late night craving for something sweet and savory, or you are returning any blurry eyed euphoria from an all night adventure and require a little boost of energy turn to the from Harlem to the universe chicken and waffle recipe cookbook, your friends and taste buds will think you. chicken and waffles recipe
Free Kindle Book - How To Travel Anywhere for Free
Added on : Tuesday April 29th 2014 05:00:13 AM
g: 0 Posted By: remick
Views: 113 Replies: 0 http://www.amazon.com/gp/product/B00HZ98894/

4.6 out of 5 stars (14 customer reviews)

Travel The World And Live An Amazing Life Not On Your Dime

What if I told you that you could easily travel the world, free as a jay bird, and live the high life, and get thisnot on your dime? You would probably tell me that Im half bonkers. That living the high life all around the world for free wasnt conceivable; what with airlines charging an arm and leg just to get on board, extra baggage and all the extra charges, there's no way anyone could travel for free. Well believe it or not, its true. You can travel for free Come close, and let me tell you a little secret that will astound you and leave you begging for more. This exciting new title from Afflatus Publishing uncovers every morsel of travel for free information that you've ever seen. This astounding, yet closely guarded secrets will have you traveling around the world for free starting tomorrow. In fact this new bookHow To Travel Anywhere for Free: Secrets To Becoming An Explorer Of The World Without Any Of Your Own Money is one of the most popular, best-selling travel books on the net today. Everything you need to know about traveling abroad for free, is nicely laid out so that you can completely steer your course and destiny. Youll be a real globetrotter before you know it and your friends will be jealous wanting to know your secrets. Want to warn you that the information contained within this complete travel for free manual will have your head abuzz and you may soon suffer from loss of sleep. So please dont blame me for those sleep deprived nights, when you will dream about living a life youve always wanted.
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Fi'zi:k Ardea Mountain Bike Saddle $50.99 @ performance bike
Added on : Tuesday April 29th 2014 12:00:05 AM
g: 0 Posted By: tedhawkins
Views: 94 Replies: 0 Fi'zi:k Ardea Mountain Bike Saddle $50.99 @ performance bike

http://www.performancebike.com/bikes/Product_10052_10551_1159137...

Fi'zi:k Ardea Mountain Bike Saddle - Closeout!
Perfect for casual riders or those new to road cycling, the Fi'zi:k Ardea Versus Saddle combines Fi'zi:k's top technologies with strategic padding to increase comfort without sacrificing performance. Chameleon design has increased width and curvature for riders with medium flexibility. Low density foam reduces stress on sensitive areas and offers plenty of support at the sit bones. Wing Flex shell flexes where the inner thigh contacts the saddle to enhance pedaling efficiency. Breathable Microtex cover puts you in an ideal cycling position while the Thigh Glides guide you into a pedaling form that's easier and more comfortable. Manganese rails are the perfect combination of strength and flex.

For the Chameleon: Medium Spine
Nylon Carbon reinforced base is light, stiff and uses a 270 carbon structure between the shell and cover for additional protection
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Giveaway of the Day - MobiSecret 4.0
Added on : Monday April 28th 2014 09:00:08 PM
g: 0 Posted By: yannijhn
Views: 87 Replies: 0 MobiSecret is a tool to check targeted iPhone or iTunes backup files, including text messages, calls and WhatsApp, even those have been deleted on purpose or accidentally. It provides users with the ability of going through the data in targeted iPhone, especially for spouse or children. Besides, it can retrieve deleted conversation history, including call log, text message and WhatsApp messages.

http://www.giveawayoftheday.com/mobisecret-4-0/

only 22 minutes left for the post. Hurry.
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American Pension Services Receivership
Added on : Monday April 28th 2014 10:00:08 AM
g: 0 Posted By: AbbaZabba
Views: 179 Replies: 2 Well I just opened a self-directed IRA with them less than a month ago and transfered in some funds from Fidelity. I had not invested them yet, and I got an email this morning.
email said: Dear American Pension Services Customer: We write to you with an important update regarding American Pension Services ("APS") and your account at APS. On April 24, 2014, the United States Securities and Exchange Commission ("SEC") filed a lawsuit against APS and its principal, Curtis DeYoung. The case is called Securities and Exchange Commission v. American Pension Services and Curtis L. DeYoung, Dist. Utah Case No. 2:14-cv-00309. The SEC alleges that APS has violated U.S. securities laws through the misappropriation of customer funds, the placement of unauthorized investments, forged direction letters, and inflated asset values. At the request of the SEC, the U.S. District Court in Salt Lake placed APS in receivership. The Court has appointed a Receiver with the full power and authority over all APS operations. The Receiver reports directly to the Court. To assist in that process, the Court has ordered frozen all APS accounts. As the Receiver, we have been charged with the responsibility of gathering and preserving all of the assets of American Pension Services, which includes any accounts and assets you have with American Pension Services. Our intent at this time is to safely secure all assets and accounts. As a result, we are freezing all accounts. This means that for a short period of time, you will not be able to change investments within your account or withdraw money from your account. We will make an effort to lift this restriction as soon as possible under the circumstances. We ask that you please be patient as we undertake this process. The next Court hearing will likely be scheduled for early May. At that time, the Court will consider whether the receivership should become permanent. We should be able to provide more guidance after the hearing. We know that you have many questions and we appreciate your patience at this time. We will keep you advised of any action required on your part and will keep you up to date as frequently as possible. We have set up a receivership website at http://www.apsreceiver.com, which will be our primary way of communicating with you. It contains a detailed set of answers to Frequently Asked Questions ("FAQs") and has the Court documents from the SEC's case. A copy of the FAQs also is attached. Again, we appreciate your patience and will post updates as the case progresses. If you are not the contact person for your account or plan, please forward to us the name and information for the current contact person by email to info@apsreceiver.com.

Very truly yours, Diane Thompson Receiver, American Pension Services


Frequently Asked Questions

Question: Is APS still in business? Answer: Yes. But its operations are controlled by the Court through the Receiver, at least until the next scheduled court hearing. As a result, temporary limitations on APS and its operations have been put in place to protect account holders.

Question: Is any money missing from APS accounts? Answer: Maybe. The SEC's papers filed with the Court indicate that the SEC has reason to conclude that over $20 million is missing out of $300 million under management. You can read more about this in the SEC's pleadings, which are posted to the receivership website. The defendants in the litigation have a right to contest the SEC's conclusions. Ultimately, the Court will determine what money, if any, is missing.

Question: Could any new funds be lost? Answer: No, so long as they were located in APS bank accounts that have been frozen by the Court's Order. As part of the Court's appointment of a Receiver, such accounts are now protected against improper withdrawals.

Question: Can I make a new withdrawal from my account prior to the next Court hearing? Answer: No. The Court has determined that no new withdrawals can occur, at least until the next hearing. This is to protect the interests of all account holders.

Question: I don't want to make a new withdrawal, but I am owed a scheduled automatic distribution. Will this still occur? Answer: Probably not. We will be assessing any scheduled automatic distributions. We can only authorize those if permitted by Court Order. We realize they are an important matter for many account-holders. They will be addressed as soon as possible, consistent the terms of the Court's Orders in this matter.

Question: I want to sell an asset in my account (such as stock, gold, or property). Can I do that prior to the next Court hearing? Answer: No. No sales of assets can occur at this time.

Question: I want to purchase an asset with the money in my account (such as stock, gold, or property). Can I do that prior to the next Court hearing? Answer: No. No new purchases can occur until the next Court hearing absent extraordinary circumstances.

Question: Why is the APS website not working? Answer: The website may be unavailable at times over the course of the next week due to the ongoing investigation. We apologize for the inconvenience this will cause. We will strive to have the website operational as soon as possible

Question: Why cannot I get through on the phones and/or get a response to my email? Answer: We are working hard to get the Court the information it needs. That is the first step in protecting APS account holders. Because this is our first task, we are unable at this time to respond to all of the inquiries we receive. Please be patient. We will be able to respond to inquiries more efficiently once we have completed the initial steps we need to take to protect account holders.



Anything FWF I should do to try and hopefully come out of this whole? It seems this is a reasonably big company with 30 years in the business. Everything seemed very professional setting it up. Their site is down so I can't login or see any info on there.
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Patriot Stellar 64GB USB 3.0 and OTG Flash Drive $28.99 Newegg
Added on : Monday April 28th 2014 05:00:08 AM
g: 0 Posted By: F123456
Views: 150 Replies: 0 Free Shoprunner shipping, or $0.99

Great for those who got the Samsung Galaxy Note 3 or Note 8, or others with devices that support micro-USB OTG, including the Nexus 7.This is a 64GB USB 3.0 flash drive, and it also has a connecto for micro-USB OTG -- so you can copy stuff from a laptop/desktop to the drive, and from the drive straight to your OTG-supported device (most Androids, for example, some of the Dell Venue tablets, etc); no extra cables or things to lose.

Newegg 64GB

The 32GB version is $1 more at Newegg.

$38.99 ($10 more) on Amazon; 4+ Stars.
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g: -1 Posted By: tedhawkins
Views: 157 Replies: 0 Kenneth Cole Women's Transparency KC2609 White Leather Quartz Watch

http://www.areatrend.com/kenneth-cole-kc2609-watch-1681874607.as...

Make every moment count with this splendid timepiece by Kenneth Cole. This stunning watch has everything for those with exquisite taste: a brilliant 36mm silver stainless steel case, striking silver dial, and a high-quality white leather band. This watch is truly the product of a legacy of skilled watchmaking, incorporating a highly-accurate japanese-quartz movement and a durable mineral crystal in this already-premier timepiece. Offering so much, this watch is destined to be your new favorite. Additional features include water resistant to 50 meters.
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Tracking Business Expenses (Receipts/Invoices) For Audit Purposes
Added on : Sunday April 27th 2014 08:00:11 PM
g: 0 Posted By: robronson
Views: 21 Replies: 0 I've been looking around on different computer software forums with little success for a good solution on how to track business expenses. I would think things are much easier now that smartphones allow us to easily snap a picture of a receipt but I can't seem to find a good solution. I run a Mac on my personal computer and a PC at work. I'd prefer to do this on the Mac and iPhone if possible because usually an iPhone app will sync with a Mac version counterpart and my Mac is smaller/lighter so I use it more.

I want to be able to take a picture of a receipt, tag it with metadata like "food" or "dry cleaning" or whatever custom metatag I want to give it. I want to tag it with a client name like Client A, Client B, etc, also as a form of metadata. Ideally I could query it and pop out total cost of food expenses for the year for all clients, or total food per Client B, or total food between April and June, etc.

Right now I'm just snapping pictures using a PDF generator scanner app on the iPhone and on a weekly basis when I send off the receipts to the customer, I snap all the pictures at once into a single PDF and that's my week's expenses for Client A. Then I fill out a spreadsheet that the consulting firm uses that has the date, expense type, expense name, and amount. I send off the spreadsheet and the PDF and I'm good to go for the week.

The problem is I am basically a free agent that can go between various consulting firms every few months to serve as the intermediary and each has a different process. If I'm audited in 2 years, I'd hate to try to prove to the IRS that 30% of my weekly 1099 money was client-reimbursable expenses by busting out terribly organized PDFs and random spreadsheets in different formats. It wouldn't be terrible, but it would be messy and I believe if I was organizing things correctly the first time around there would be minimal added overhead up front but huge stress savings in the event of an audit. Also, I may decide to do all-expense (non-reimbursable) gigs in the future (I know it's a dumb idea for 99% of cases, but who knows) and being able to query old expenses in a logical way could help me estimate my costs.

I'm writing this post for two reasons:

1) Are there any good systems that handle this for an individual sole proprietor/small business?

2) What best practices do the financial wizards on here have regarding such tracking? This isn't a question I can ask on a software forum because those guys aren't crown vic driving badasses like the members on FWF. I may just wind up saving everything to PDFs organized in various folders with clever names to identify the client/trip. And then using Google Docs Spreadsheet with special tabs built out to handle tracking things. That gives me cloud backup as well. Seems like a dirty way to do it but if no good pre-made options exist, I'll go this route. If I do, what kinds of discrete data do I want to be able to query/track that I haven't considered?
Question Deals
Pledged Asset Loan, Margin financing, mortgage
Added on : Sunday April 27th 2014 12:00:07 PM
g: 0 Posted By: ronb1
Views: 28 Replies: 0 I've seen some older threads on some of these issues but figured it was worth checking out what people's latest thinking might be for some of this.

Basic scenario is I'm considering either a major home renovation (i.e. teardown and rebuild) or a new purchase. For the sake of simplicity, let's just say that either scenario will cost me $1million.

I'm considering some alternatives to traditional mortgage for a few reasons:

1) Ihave a short sale on my credit history, which makes current mortgages harder to acquire and the rates higher.
2)I've got several million in securities that I can leverage if it makes sense.
3) Many of those securities would be subject to significant capital gains if I were to sell them, so I'd rather leverage the money instead of pay cash and take the tax hit.

Given these parameters, I'm considering a couple of options - Either a Pledged Asset Loan from Schwab, or else just borrowing on margin against my securities. Pledged Asset Loan (PAL) from schwab has a reasonably attractive rate for a $1M loan - 2.4% - but if I'm looking at just borrowing on margin against my securities at interactivebrokers.com (assuming I transfer assets over there) it would be at an even more enticing rate of 1.15% (https://www.interactivebrokers.com/en/index.php?f=interest&p=sch...

I'm aware that major market downturn could force a margin call but unless it's incredibly drastic I can probably cover it. PAL rates are tied to LIBOR so they could go up over time but it's reasonable to assume that I could refinance to a more traditional loan if I needed to, particularly once my credit score improves in another year or two.

Anybody have thoughts about which of the two scenarios make more sense? Or if I'm totally smokin' crack about doing this sort of stuff?

thanks!
New User Question Deals
g: 0 Posted By: ctgolfer
Views: 65 Replies: 0 sold by beach camera


Product Information
This Nikon Coolpix P520 26397 18.1-megapixel digital camera features optical lens-shift VR (Vibration Reduction) image stabilization for clear images. The built-in GPS and POI (points of interest) let you create fun photo journals.

Product Features
42x zoom power, professional-quality photos and videos, endless capabilities
For those seeking a comprehensive compact camera for zoom, image quality, versatility and technological innovation, look no further than the Coolpix P520. Create pro-caliber photos and Full HD 1080p videos from mind-boggling distances, even in extremely low-light conditions. Track your travels and explore points of interest with built-in GPS. From its superb 42x zoom NIKKOR glass lens and 18.1-megapixel low-light CMOS image sensor to its D-SLR-inspired design and 3.2-inch Vari-angle LCD, the Coolpix P520 delivers the pinnacle of performance and zoom.
Capture distant images with a 42x wide-angle to telephoto NIKKOR glass zoom lens
Every Coolpix is designed around a genuine NIKKOR glass lens, the legendary optics that has made Nikon famous. The Coolpix P520 features a 42x zoom NIKKOR lens that takes you from wide-angle group shots to telephoto close-ups in an instant. And doesn't worry about a little camera shake - lens-shift Vibration Reduction helps keep the shot steady even when your hands are not.
Built-in GPS with Points of Interest (POI) for creating amazing photo journals
Relive the excitement of your travels in a whole new way. The Coolpix P520 records the exact location of each shot you take, so you can follow the path of your adventure and every stunning view along the way! Share your journeys on Google Earth, Google+, and other social media sites or with the included Nikon View NX2 software. Built-in GPS helps you navigate unfamiliar destinations, and Points of Interest (POI) show you nearby photo-ops like scenic lookouts and historic landmarks. The Coolpix P520 is the ultimate travel companion!
High-performance CMOS image sensor lets you shoot without a flash
Imagine being able to shoot without a flash at weddings, concerts, parties - anywhere your flash normally fires. You won't have to interrupt a moment to capture it, and your photos and HD videos will look more natural and true to your memory. The Coolpix P520 performs so well in low light situations that, in most cases, using the flash is optional. Of course, when the lighting is extremely poor and you need a flash, it'll be there.
1080p Full HD videos with stereo sound for dazzling movies
If you want a compact camera that shoots stunning Full HD videos, the Coolpix P520 delivers. 1080p Full HD means exceptional video quality. Record the action, then connect to an HDTV and watch your videos come alive. A built-in microphone records high-quality audio in stereo. Your videos will look and sound phenomenal.

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100K AMEX Platinum card - gift cards?
Added on : Saturday April 26th 2014 02:00:09 PM
g: 0 Posted By: jugadek
Views: 85 Replies: 0 Hello,

I received the AMEX offer for 100K platinum card with annual fee of 450 dollars. The letters says 100K points are equivalent for 1000 dollars in gift card. It has some airline benefits but I don't travel so those are useless for me.

I am interested if anyone has the this card, what kind of gift card it gives. Would appreciate any reply so that I can get the card or not

Jr
Personal Finance Deals
Free Kindle Book- Battlefields of the Civil War (Visitor's Guides)
Added on : Saturday April 26th 2014 09:00:06 AM
g: 0 Posted By: remick
Views: 111 Replies: 0 http://www.amazon.com/dp/B00CKBS1AS

"A practical guide to what took place at the great battlefields of the Civil War and how to tour them now, either on foot or by car, with details on the museums, nearby attractions and activities. Each battle is brought to life, along with the personalities of the men who fought and died there. Covers the battles of Manassas, Shiloh, Antietam, Fredericksburg, Gettysburg, Vicksburg and more. About as good as battlefield guidebooks get, which is very good indeed." (The Bergen Record)

From 1st Manassas on the Bull Run river to Appomattox Court House, from Shiloh to Chancellorsville, and from Gettysburg to Antietam, Chickamauga, Vicksburg, and Fredericksburg, the great battles of the Civil War have all become household names, names that stir the blood and conjure a thousand images of heroism and despair.

But while almost every American is familiar with the most famous of our great fields of war, it should be remembered that the conflict was fought over many such battlefields, some only a shade less well known than their much-publicized counterparts, and many more now long forgotten but nonetheless important to the fate of the nation.

The American Civil War has, over a century and a half, taken on a new appeal. The stories of individual heroism, desperate battles, and great men have passed into legend. Today, all that remains to remind us of those dreadful days so long ago are a few acres carefully set aside and dedicated to the memory of those who died there quiet places where one can be alone, close to the men whose names ring out as clearly today as they did in the throes of fearful conflict: Lee, Jackson, Sherman, Grant and a hundred more.

The battles that helped to shape the nation continue to hold our attention. Every year thousands of people flock to the one-time killing fields to watch as the generals and their armies meet again in realistic re-enactments of those terrible contests.

The Eastern United States, from Washington to Key West, from Savannah to Kansas City, contains a wealth of Civil War sites and military parks. They are all pleasant spots where one can go to spend an hour or two away from the hustle and bustle of city life or a quiet afternoon out with the kids.

Unfortunately, very few of the people who do take the time to visit these magical places have any real idea of their significance and they know even less of the monumental events that took place there. It is hoped that this book will help to change all that.

Within these pages you will find the stories behind some of our nations battlefield parks and historic sites, many well-known, others less familiar, and some that are well off the beaten path.

By telling the story of the action as it took place, by bringing back to life many of the principle characters, and by the telling of the deeds they performed while under the greatest stress imaginable, I hope to make your visits to these special places much more enjoyable and rewarding. You will, I hope, leave them with the feeling that your afternoon in the sunshine was much more than a simple picnic and that you are a little richer for the experience.

The book is designed as a guide to your chosen Field of Glory. Read it as you tour the battlefield. Ponder the great events that took place there events that surely changed the face of our nation.

Covers the battles of Manassas, Fort Donelson, Shiloh, Stones River, Antietam, Fredericksburg, Chancellorsrville, Gettysburg, Vicksburg, Chickamauga and Lookout Mountain.

Totally Free Deals
Debit Card compromised after using Chase ATM. Any recourse?
Added on : Saturday April 26th 2014 08:00:07 AM
g: 0 Posted By: nasheedb
Views: 14 Replies: 0 I used my debit card on 4/23 to withdraw some cash at a Chase Branch ATM. 3 days later I get a call from the bank's fraud department asking about some suspicious activity. Before anyone asks, I'm 100% sure that the phone call was legitimate, and it wasn't a scam. There were 3 transactions for a little over $400 that I did not recognize, all of them made in Brooklyn, NY. They must have copied my debit card, since one of the charges was from a parking meter. Although my bank account doesn't show pending transactions, the available balance is reduced by a little over $400.

The previous time I used this debit card was 3/7. The card stayed in my wallet for a month and a half unused. I have some pretty strong circumstantial evidence that the card was compromised at the Chase Branch ATM. Is there any recourse that I can take against Chase? Or should I just dispute those transactions with my bank and get my money back from them?
Question Deals
Staples 24 pk K-Cups start at $7.39 (or less if you have coupon) YMMV?
Added on : Saturday April 26th 2014 07:00:09 AM
g: 0 Posted By: Thisiswhaticanafford
Views: 225 Replies: 1 Didn't see this great deal posted, apologies if I missed it before posting here! I have since discovered that those prices are available to me only after I log into my account, so if you aren't seeing these prices, log in to your account first, good luck!

Staples has their 24 packs of K-cups starting at $7.39, before using a coupon you may have received in your 4/21 email for 25% off breakroom orders!
Here is one of the $7.39 brands: http://www.staples.com/Keurig-K-Cup-Coffee-People-Original-Donut-Shop-Coffee-Regular-24-Pack/product_325417

Others range up to $8.99 for non-starbucks brands, pricing seems to be either $7.39 (30.7 cents per K-Cup) or $8.39 (35 cents)or $8.99 (37 cents)for the 24 packs. Take an additional 25% off if you can find that unique coupon code emailed to you on 4/21.

I've posted couple of item numbers below since Staples kind of hides their 24 packs in the search feature sometimes:
719417 (Lake & Lodge by Green Mountain)
707198 (Dark Magic Extra Bold)
719616 (Newman's Own Organics Special Blend)
801953 (Caribou DeCaf)

Use the FatWallet link for a little more savings


Grocery Deals

Staples Coupons
Navy federal home equity loan
Added on : Friday April 25th 2014 03:00:07 PM
g: 0 Posted By: nhan1195
Views: 117 Replies: 1 Hi all,

I am doing a home equity loan with Navy federal and I have a few questions I need your help with.

Quick background: bought the house 14 months ago as REO, now appraised at 74% LTV. I have about $25k credit card debts that I want to consolidate with this loan. The APR on those cards range from 7.9% to 19.99%. The equity loan rate is 6.84% for 15 years. I know you can do a bit better some where else but this one we were ok with as they allow us to borrow up to 90% LTV. Received the HUD today, appointment to sign on Monday. Only issue I see is that they want to pay off the credit cards for me, which is fine but the form request to close all the accounts as well. I know what they try to do is to close them down so I don't run them up again, but considering I've been OK handling my money (the money was mainly expenses during college for my and my wife, not the crazy spending ones). My plan is to pay double the $225 monthly that they say until it's done so it will be done in couple years and looks to be better than my regular routine of paying credit card company.

So, I don't think the bank has the authority/right to tell you to close all your accounts, do they(as a condition to offer the loan)? These credit cards, most of them I had for about 10 years with no late payment. Having to close them down doesn't prevent me from opening new ones, but would that negatively affects my credit history? I plan to call them early on Monday to discuss about this.

Looking forwards to what your thoughts are on this case on what I should tell them. Thank you in advance for your inputs.


Question Deals
g: 1 Posted By: remick
Views: 232 Replies: 0 http://www.amazon.com/gp/product/B00CQSPNLK

4.5 out of 5 stars (48 customer reviews)

Weve all admired our neighbors gorgeous gardens filled with flowering perennials and longed to recreate their beauty in our own back yard. But if were being honest, when it comes to gardening, most of us have no idea where to begin. Additionally, in these economic times, who can afford to hire an expert to come in and do the job for us? That said, regular folks all across North America and Europe are returning to the soil, shovels in hand. With the help of this book, there is absolutely no need to fly blind into the world of green thumbs, perennials, and herbs.The nameGarden Guide: A No Nonsense, No PhD Guide to Great Gardens with Hand-Holding How Tos for Beginners and Straightforward Instruction for Advanced Gardenerstruly says it all. Indeed, this book is the hand-holding garden guide that will walk even the most timid novice right through the gardening process from beginning to end.

In addition to straight forward, practical advice in everyday language, you will love the stories and anecdotes Olver shares from her fifteen years of backyard, organic gardening adventures. Easy and entertaining, youll probably read this book in one sitting, but youll reference it for years to come. The beauty of Garden Guide is that Olver divides her advice into two sections: Beginning Gardeners and Advanced Gardeners. No matter what your skill level, there are simple explanations, tips, and tricks that will walk you through every aspect of the garden process. Garden Guide features details such as:

Everything you need to know about location, from sunlight to drainage to selecting just the right spot
How to understand soil types, how to amend and condition them
pH levels and soil testing broken down in simple terms
Step by Step guide for planning your PERFECT garden no matter where the location
Fertilizing made manageable with explanations for all those numbers and organic alternatives
Composting broken down so you can start immediately
Pests obliterated with loads of organic suggestions
The basics of garden maintenance from deadheading to dividing perennials
Loads of helpful website suggestions for purchasing plants online, getting ideas, locating county extension offices, perennial databases and so much more.
Gardening terms are defined in language you will both understand and remember

If you have time to read only one book on gardening, this is the book to choose. Short enough not to feel like an encyclopedia and just long enough to wet your gardening appetite, Olver has woven basic garden science and practical ideas for everyday people into each page. With her warm, inviting, no-nonsense instruction, you will be amazed how simple and doable gardening really is. Not only will it thoroughly educate you in basic gardening, Garden Guide will send you well on your way toward beautiful perennials gardens and leave you inspired and hungry to begin planting in your own patch of earth.



also free

Organic Gardening Beginner's Manual
http://www.amazon.com/Organic-Gardening-Beginners-Manual-Turner-...

Here's the ultimate "Take-You-By-The-Hand" beginner's manual for creating and managing your own organic garden. Even if you know nothing about organic gardening.... so you can get back your health and energy and save a stack of money.

You're going to learn that organic gardening can greatly improve your health and energy levels while really lowering your weekly food bills, and it only takes about half an hour per week.

If you're like me you probably hate the idea of eating foods (and providing them for your family) that may have been grown with chemicals.

I want to share with you not only the joy of producing fresh, delicious food for your family, but also the health advantages.... spending time in the fresh air and sunshine, stress relief, and chemical free, vitamin filled, fresh, natural foods - what our bodies really crave for and need.

Now you can access the information you want quickly and easily, to make planning and growing your vegetable garden a breeze! Growing our own food makes us less reliant on commercially grown foods. Who knows how long produce might have been sitting around on a shelf, or in a cooler room?

Do you wonder just what chemicals have been sprayed on that perfect-looking tomato, that really is quite tasteless? Being able to walk out to your organic vegetable garden and pick your own food - now let's see... how many food miles is that? - Oh, it's none!

You'll instantly discover...
Your very best area to grow your vegetables
How to build up healthy, fertile soil without costing a fortune
How to feed your soil - the organic ways
How to create an easy, 'no-dig' veggie plot
Massive savings by learning how to grow from seeds
9 Essential tips to successfully transplanting your seedlings
Tips for the most effective watering
Why mulching is a must in every organic garden
5 easy ways to keep your garden weed free
How to slash your food bill in half
The 7 crucial ingredients to making great compost
What never to put into your compost
How to make your own organic liquid fertilizers, saving $$'s
Natural ways to protect your plants from pests and disease
Top 10 easiest veggies to grow
Secrets to growing lush, healthy herbs
Why to include perennial vegetables
What you must do to grow your food if space is limited
How much to plant for your family's needs
And that's just a small glimpse of what's included. This gardening guide was created to give you simple, concise steps to easily create the right organic food garden for your family. I've gathered this information from both my own experience and from many different resources over the past 20 years.
Books & Magazines Deals
g: 0 Posted By: remick
Views: 80 Replies: 0 http://www.amazon.com/Farmhouse-Classics-Preserves-delicious-pre...

With more than 125 farm favourite pickle, chutney and preserve recipes you will quickly come to realise just how delicious country living is.

The classic recipes in this collection include preserved lemons, red pickled ginger, corn relish, cherry chutney, mango chutney, farmhouse dill pickles, green tomato chutney, watermelon mint jam, strawberry vanilla preserve and spicy jalapeno pickles. With such a vast array of recipes you can expect some wild and crazy recipes too just like Grandad use to make for Sunday lunch back on the farm.

Up until now these recipes have been closely guarded secrets usually handed down from generation to generation, now however they are all laid out for you in quick and easy steps.

So whether you are looking for that perfect relish or that classic dill pickle, this book is sure to spice up your pantry with those old time favourites that have been impressing for years.
Books & Magazines Deals
New Balance 00 Women's Running Shoe $39.99 @ Joe's New Balance
Added on : Thursday April 24th 2014 08:00:07 PM
g: 0 Posted By: ctgolfer
Views: 33 Replies: 0 shipping adds $5.95

Minimus is a whole new approach to athletic footwear, inspired by Good Form Running and designed to be worn with or without socks. The Minimus Road running shoe is engineered for use on pavement and other varied running surfaces. Supremely comfortable and extremely lightweight, the MR00 is taking the running world by storm.

Odor-resistant
Welded seams, a no-sew material application, reduce weight and prevent chafing
Minimal Vibram outsole for lightweight traction and durability
ACTEVA Midsole cushions and resists compression set - 12% lighter than standard foam
NB Minimus is a whole new approach to footwear, a place on the spectrum from barefoot running to the traditional maximum-cushioning running shoe. Inspired by Good Form Running and designed to be worn with or without socks. With only a 0mm drop from heel to toe, the NB Minimus collection holds a world of discovery for neutral runners; additionally, Good Form Running teaches methods of improvement for those seeking to conquer gait issues.
Synthetic/mesh upper provides lightweight comfort and support
Innovative REVlite midsole provides premium responsiveness and durability at a 30% lighter weight than other foams with comparable performance
0mm drop: due to variances created during the development and manufacturing processes, all references to 0mm drop are approximate
Color: Blue with Black
Shoe Last: NL-0
Weight: 124 grams (4.4 oz)

www.joesnewbalanceoutlet.com/detail.asp?style=WR00CR
New Balance Deals

Joe's New Balance Outlet Coupons
Felt like I got scammed by orbitz
Added on : Thursday April 24th 2014 11:00:15 AM
g: 0 Posted By: jeremyhalifax88
Views: 38 Replies: 0 I was trying to save money with Ebates and Orbitz and was doing the transactions quick.
I purchased two SeaWorld Orlando tickets for weekdays.. So I got the weekday deal. Never minding which dates I put as the range for the tickets as I just put random dates. For Disney world I put random dates as there is no "valid" dates.
So I got two weekday tickets for April 28 to 29th and I will only be in Orlando May 1st.. So I called Orbitz and they told me I'm out of luck.. Which I think is completely unfair as you can buy the ticket with dates between April 28th to may 15th for the same price. I personally thought that dates didn't matter only that it has to be a weekday.


This was my recent conversation with Orbitz:

Milton: Hi, my name is Milton. How may I help you?
jeremy: Hi Milton, Jeremy again..
jeremy: I called seaworld and they said that they can't check Orbitz tickets on their system.
jeremyh: They also said that when they sell the weekday tickets they're good until May 5th and she is wondering why you guys are selling tickets that has a range.
jeremy: I explained to her that on Orbitz reservation system you can input any date and buy the weekday tickets.
jeremy: She said that you guys should reissue me tickets with the proper dates
Milton: I'm sorry Jeremy but there is no way to do it. That's why we were calling them for assistance. If they can't see your tickets, you will have to keep it as it is.
jeremy: Please explain to me why I can choose a date between April 28th and 30th and pay $53 for the weekly ticket and then I can put April 28th to May 30th and its still $53.
jeremy: Why should I suffer when your reservation system is flawed?
jeremy: Why would the dates matter if they can be changed to anything at all?
Milton: The Valid Dates for this ticket are: Mon, Apr 28, 2014 - Wed, Apr 30, 2014. You have booked that, if you did not want those dates, you did not have to book the ticket. You were also advised about the cancellation rules before to complete the booking. Find it below:
Cancellation Rules
****Attractions and services are non-cancelable. A Voucher has no cash value and is non-transferable. No refunds, credits, exchanges*****, or cancellations of a Voucher will be granted once Voucher has been issued. Refunds will not be issued for unused or partially used attractions or services. Availability and pricing for an attraction or service are subject to change without notice.
jeremy: That doesn't excuse the fact that your system is flawed?
Milton: You have select the dates and the website gave you the rate for that ticket. It's not flawed. Do you have any other questions that I could help you out today?
jeremy: It also says:
jeremy: SeaWorld Orlando Single Day $50.00 Weekday Ticket is an Admission entitling the purchaser thereof to One (1) visit to SeaWorld Orlando on any one (1) weekday. Weekdays defined as being a Monday, a Tuesday, a Wednesday, a Thursday or a Friday. If this voucher is redeemed on a Saturday or Sunday, there will be an additional charge at the gate! This ticket option is only valid to residents of the U.S.
jeremy: *any*
Milton: But of course the valid dates are listed above. I'm very sorry Jeremy but if you were clearly advised Before and After to complete the booking that you will not be able to change the ticket, please understand that we are unable to modify it. Yesterday, I've advised you that we will call the park in order to request an exception but it was not guaranteed and you were agree. Now, you know that we or the park can't modify the ticket. Therefore, you have to use it between Mon, Apr 28, 2014 - Wed, Apr 30, 2014. If you have any other questions which is not related with this issue, please let me know.
jeremy: Why can't you change it?
jeremy: Could a supervisor escalate this issue?
Milton: There is no way to change tickets. I can't transfer you since they will tell you the same information. If the website states that changes are not allowed is because changes are not allowed.



Yes, I'll admit.. I wasn't thinking and I thought it was irrelevant as to which dates I booked and I was on a rush to buy them as it was 2am and ebates was having double Orbitz deal.
I SHOULD read what I buy...
But...
I think this is completely unfair and their customer service really sucks.
Why can't they contact seaworld or whoever they bought their tickets from and see if dates can be changed? Why not try to help me?
Sucks losing $106 just like that..
Popular Destinations Deals
Multiple Sclerosis Patients in Portland, Oregon: Free Air Conditioners
Added on : Thursday April 24th 2014 11:00:08 AM
g: 0 Posted By: TxDreamz
Views: 130 Replies: 0 I understand the audience is small, but it's still hot (or cold) for those who qualify.

The Multiple Sclerosis Society of Portland will be distributing free air conditioners to patients in Portland after receiving a grant from Nike.The grant, worth $5,000, will allow the MSSPs Summer Comfort program to expand, with a goal of distributing 32 units by the end of July, said MSSP Executive Director Candyce Hayes.The deadline to apply, for the more than 7,500 Oregonians living with MS, is June 30, 2014.
https://www.msoregon.org/our-programs/summer-comfort
Appliance Deals
g: 4 Posted By: atiggger
Views: 1616 Replies: 7 Japanese Kit Kat 15flavors to choose from starting at $5.95 @ Amazon.com

http://www.amazon.com/Japanese-Kit-Strawberry-Mini-12-3/dp/B00AN...

FREE SHIPPING on orders over $35.00

For those of you with a sweet tooth the following flavors to choose from are:Flavors include:

Edamame (Soy Bean)
Brown Sugar Syrup Flavor
Wasabi
Nagoya Red Bean Sandwich
Japanese Citrus Blend
Purple Sweet Potato
Strawberry
Macha (Green Tea)
Roasted Green Tea
Yatsuhashi (Cinnamon-flavor Japanese treat)
Shinshu Apple
Togarashi (Red Pepper)
Blueberry Cheesecake=12px-Almond Tofu Dessert
Strawberry Cheesecake
Pear


Also available in a 2 per variety pack.


Grocery Deals

Amazon Coupons
g: 0 Posted By: Deals4mykids
Views: 53 Replies: 0 Take the guess work out of grilling those steaks with this handy 4 pack of Steak Thermometers. They feature a "cool touch" silicone rim, Stainless Steel construction and Easy To Read Dials. This 4 pack should take care of the family but you can always grab another pack to cover those summer grill parties!

http://www.13deals.com/store/item.php?id=37572

4 pack of Steak Thermometers
"Cool Touch" silicone rim
Stainless Steel construction
Easy To Read Dials
13deals.com Deals
g: 1 Posted By: WiseTrent
Views: 195 Replies: 0 For those looking for tv, found a great deal!
http://www.frys.com/product/8018364


Plasma TV Deals
The Fundamental Investment Discussions Thread
Added on : Wednesday April 23rd 2014 10:00:10 AM
g: 4 Posted By: dshibb
Views: 143 Replies: 1 This thread needs to be created separately from the Individual Stock Discussions thread.

The Individual Stock Discussions thread has been overrun by:

Day Trading
Insane volume of options trading
Excessive turnover
Pop culture herdstocks like GOOG, AAPL, AMZN, NFLX, FB, etc.
A gambling culture

This is likely due to the fact that those that day trade the most and care the most about minute by minute prices will post the most. For this reason, I'm creating this thread to separate out a discussion about individual investments that are longer term in nature.

Reason for Creating Thread

Like it or not, there are a lot of people coming to FWF looking to know where to invest money without reading much before. This is evidenced by all of the "What do I do with $x" threads.
Like it or not, many wont agree to "set and forget" index or mutual funds for all of their money
Maybe others will agree, but I don't like the only thread here devoted to individual positions being one that shows day trading exclusively in a Yahoo message boards sort of way.
If FWF is going to have discussions about individual investments/trades than it will be an improvement to also foster a thread focused on longer term ideas than just short term activity.
I think that the current Individual Stock Discussions thread fosters an image of active investing asbeing sexy, simple, and thoughtless.Thislikely encourages novices to fall into a false, naive sense of security about trading. A longer term focused investment thread would likely produce the opposite effect of discouraging novices from actively picking positions by displaying investment selectionas hard, complex, time consuming, dry, and dense.

What this thread is not

This is not a thread for extolling the virtues of index funds there is an entire forumBogleheads,devoted to that.
This is not a thread to just post each and every buy or sell order you execute
This is not a thread to drop your opinions on each and every quarter about whether abc company will surprise higher or lower
This is not a thread to repeatedly post pricing activity on positions because such short term pricing should be irrelevant to the discussion


A few notes

Unless quoting and discussing previous ideas all new ideas should involve longer posts typically written in thesis form
Investment ideas can involve any asset class, an entire sector, country, strategy, pair, etc. The only criteria is that:

It bespecific enough to discern a unique viewpoint from the general market and thencommunicate that
That it be for a viewpoint that that has at least a half a year time horizon

An example of a solid initial idea postwould involve ( in practicecover as many as you can):

A discernible investment idea
A time horizon by which you are looking at the idea (i.e. many ideas can be both bad in lets say a6 month time horizon andgreat in a 3 year time frame)
A clear summary rationale as to why it is represents an attractive investment to make
A series of facts, numbers, etc. that back up thethesis
An acknowledgement of what risks you are intentionally choosing to bare
Metrics or fact pattern by which you see the thesis as playing out as suspected
Pitfalls you see that could prevent the thesis from playing out and why you think they wont happen
What you define as a successful realization of your thesis and subsequent exit strategy
A general explanation as to how much the ensuing circumstances would have to deviate from your thesis in order for you to drop the thesis



Maybe this will work. Maybe this will flop, but given how the Individual Stock Discussion thread has gone I thought this was worth a shot.

Investing Deals
g: 0 Posted By: atiggger
Views: 247 Replies: 1 Japanese Kit Kat 15flavors to choose from starting at $5.95 @ Amazon.com

http://www.amazon.com/Japanese-Kit-Strawberry-Mini-12-3/dp/B00AN...

FREE SHIPPING on orders over $35.00

For those of you with a sweet tooth the following flavors to choose from are:Flavors include:

Edamame (Soy Bean)
Brown Sugar Syrup Flavor
Wasabi
Nagoya Red Bean Sandwich
Japanese Citrus Blend
Purple Sweet Potato
Strawberry
Macha (Green Tea)
Roasted Green Tea
Yatsuhashi (Cinnamon-flavor Japanese treat)
Shinshu Apple
Togarashi (Red Pepper)
Blueberry Cheesecake=12px-Almond Tofu Dessert
Strawberry Cheesecake
Pear


Also available in a 2 per variety pack.


Grocery Deals

Amazon Coupons
g: 5 Posted By: remick
Views: 852 Replies: 2 http://www.amazon.com/dp/B00JMGEFPY

4.9 out of 5 stars (29 customer reviews)

Do You Want to Save Money, Improve Time Management, Produce Great Work, and Increase Your Productivity?

Then you've come to the right place. In this book you will learn:

Ways to Save Money


Learn money saving lifehacks like how to get VIP treatment at your favorite businesses, never pay ATM fees again, get Amazon Prime for 1/5 of the cost, save 100's of dollars a year on your favorite services and more!

If you follow the tips in this section on How to Save Money you'll earn back the price of this book 10x over within the first month!

Time Management Lifehacks


Learn how to crush common time wasters like unnecessary meetings, repeatedly answering the same questions, spending too much time on email, dealing with slow customer service, and weeding out "time takers" from you life.

Ways to Improve Your Work


Improve the quality of your work with the proven techniques and the latest productivity tools on the web. In this lifehacks guide you'll get information on specific tools that improve your relationships, help you build your network, improve your focus, and spend more time on things that are important so that you can produce great work!

How to Increase Your Productivity


It's very easy to spend a lot of time on things that don't matter. This lifehacks guide will show you how to condense those activities (like email) and focus more on the tasks that actually matter so you can be more productive than ever.

Travel Hacking Strategies


Learn how to find the best credit cards for travel points, avoid fees on things like hotel cancellations, and access all your flight information on the go. Using the tips from this book I've traveled for free around the world and managed to avoid some of the most common travel headaches.

Hacking Email Management


The average person spends 27% of their work week on email management. This is crazy! You'll learn specific strategies on this book on how to massively reduce the time it takes to manage your email like batch processing, how to reduce email volume, and tactics to declutter your inbox. Multiple email hacking tools are mentioned in this section that will massively improve your email etiquette and processing time.

Eating and Drinking Lifehacks


Get proven strategies on how to limit binge-eating, stop late night snacking, and cut back on the coffee overload! You'll even learn some lifehacks for my favorite fast casual restaurant...Chipotle!

Lifehacking In Your Everyday Travels


Optimize life's daily headaches by learning how you can leave your wallet at home, never forget your coat check number, access your favorite reading material even when you don't have cell service, and much more!

Miscellaneous Lifehacks


This book contains a bunch of lifehacks that didn't necessarily fit into one bucket, but are too good not to include!

You'll learn strategies to stay motivated, sleep better, hack Chipotle, get cash for crummy gift cards, and how to write things like a book...even if you're not a good writer!
Totally Free Deals
Craftsman 3 pc. Pliers Set, Mini Box-Joint $9.99 in-store @ Sears
Added on : Tuesday April 22nd 2014 07:00:04 PM
g: 0 Posted By: ctgolfer
Views: 85 Replies: 0 This versatile mini [TT_Pliers] set is perfect for those hard-to-reach precision jobs. These box-joint [TT_Pliers] feature durable [TT_CarbonSteel] construction and comfortable soft-grip handles.
Set includes box-joint mini long nose Pliers, box-joint mini diagonal cutter Pliers and box-joint mini needle nose Pliers.

www.sears.com/shc/s/p_10153_12605_00945673000P
Tools Deals

Sears Coupons
g: 0 Posted By: remick
Views: 152 Replies: 0 http://www.amazon.com/dp/B00JMGEFPY

4.9 out of 5 stars (29 customer reviews)

Do You Want to Save Money, Improve Time Management, Produce Great Work, and Increase Your Productivity?

Then you've come to the right place. In this book you will learn:

Ways to Save Money


Learn money saving lifehacks like how to get VIP treatment at your favorite businesses, never pay ATM fees again, get Amazon Prime for 1/5 of the cost, save 100's of dollars a year on your favorite services and more!

If you follow the tips in this section on How to Save Money you'll earn back the price of this book 10x over within the first month!

Time Management Lifehacks


Learn how to crush common time wasters like unnecessary meetings, repeatedly answering the same questions, spending too much time on email, dealing with slow customer service, and weeding out "time takers" from you life.

Ways to Improve Your Work


Improve the quality of your work with the proven techniques and the latest productivity tools on the web. In this lifehacks guide you'll get information on specific tools that improve your relationships, help you build your network, improve your focus, and spend more time on things that are important so that you can produce great work!

How to Increase Your Productivity


It's very easy to spend a lot of time on things that don't matter. This lifehacks guide will show you how to condense those activities (like email) and focus more on the tasks that actually matter so you can be more productive than ever.

Travel Hacking Strategies


Learn how to find the best credit cards for travel points, avoid fees on things like hotel cancellations, and access all your flight information on the go. Using the tips from this book I've traveled for free around the world and managed to avoid some of the most common travel headaches.

Hacking Email Management


The average person spends 27% of their work week on email management. This is crazy! You'll learn specific strategies on this book on how to massively reduce the time it takes to manage your email like batch processing, how to reduce email volume, and tactics to declutter your inbox. Multiple email hacking tools are mentioned in this section that will massively improve your email etiquette and processing time.

Eating and Drinking Lifehacks


Get proven strategies on how to limit binge-eating, stop late night snacking, and cut back on the coffee overload! You'll even learn some lifehacks for my favorite fast casual restaurant...Chipotle!

Lifehacking In Your Everyday Travels


Optimize life's daily headaches by learning how you can leave your wallet at home, never forget your coat check number, access your favorite reading material even when you don't have cell service, and much more!

Miscellaneous Lifehacks


This book contains a bunch of lifehacks that didn't necessarily fit into one bucket, but are too good not to include!

You'll learn strategies to stay motivated, sleep better, hack Chipotle, get cash for crummy gift cards, and how to write things like a book...even if you're not a good writer!
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Weber Q 320 $299 @ Walmart In Store YMMV
Added on : Tuesday April 22nd 2014 02:00:04 PM
g: -1 Posted By: MacandCheese
Views: 297 Replies: 0 saw those good deals on Q 120s and 220s at WalMart but my local stores showed none in stock on the website. Checked out the one near my job at lunch today (howell,nj) just in case and scored a Weber Q 320 gas grill for $299. They were marked $379 but they had a big stack of Q3200's so i asked for a price check and it came up $299. Not the best deal I've heard of on this but a great price for this time of year. Off to find some grill accessories!



Home & Garden Deals

Walmart Coupons
Sending money overseas (Brazil)
Added on : Tuesday April 22nd 2014 12:02:06 PM
g: 0 Posted By: weyseal
Views: 16 Replies: 0 I am looking for the most economical way to send money to Brazil from the US. Right now I'm comparing both Xoom and Amazon Payments. Does anyone have experience with any of those providers regarding sending money overseas? Or maybe is there another service I should look at that provides a better deal?
Question Deals
g: 0 Posted By: oxygenmm
Views: 2 Replies: 0 $1.99 Kindle edition on sale today only at Amazon

http://www.amazon.com/dp/B00B853NY6?

Book Description
Date: January 1, 2010Dr. Gary Chapman has spent his life helping people communicate love more effectively and in turn build more satisfying and lasting relationships. His book The Five Love Languages is a regular on the New York Times Best Sellers list--even after being in print for fifteen years--and has made the term "love language" a part of everyday speech.

Love Is a Verb takes his teaching to the next level. Rather than a typical marriage self-help book filled with lengthy explanations of principles and techniques, it is a compilation of true stories displaying love in action. These stories--written by everyday people--go straight to the hearts of readers, who often say that illustrations are the most effective parts of a book. Gary Chapman adds a "Love Lesson" to each story, showing readers how they can apply the same principles to their own relationships.

Editorial Reviews
From Publishers WeeklyChapmanauthor of the bestseller The Five Love Languagesposits that our culture often seems to have a love-tracked mind. This time he takes his expertise in the area to a more personal level by offering readers 40 stories written by everyday folks who have practiced what Chapman preaches: love is a verb. Readers will discover a husband and wife who make I'm sorry part of their lives; a father who sacrifices coaching basketball to help care for his infant daughter; a university staff member who learns to see an outcast girl through God's eyes; and a mother-in-law who learns to love her son's wife. Chapman follows each story with several paragraphs highlighting a key point that can help in developing healthy relationships, drawn directly from the preceding story. Those who have read and applied Chapman's love languages to their lives will find inspiration; newcomers to Chapman's work will find that love takes on many forms and is worth the effort. (May) Copyright Reed Business Information, a division of Reed [L=Elsevier/Elsevier-coupons/#shopnow=http://www.store.Elsevier.com[/L] Inc. All rights reserved.

From the Back Cover
Be Inspired by Lives Changed by Love Gary Chapman, bestselling author of The Five Love Languages, shares forty uplifting true stories from everyday people like *Doris, who chose to love her husband when what she really wanted to do was run away *Loretta, whose family was mended by love in action *Faith, who learned how to love a mother who had become a stranger *Laquita, who finally fell in love with her husband after forty years *Jacquelyn, who found the courage to love someone who seemed truly unlovable Because love isn't just a feeling. Love is a choice, and love is something we all need to do. Love is a verb. Since 1979, Gary Chapman has written more than twenty books. His book The Five Love Languages has sold five million copies in English alone and has been translated into thirty-six languages including Arabic and Hindi. In addition to his busy writing and seminar schedule, Gary Chapman is a senior associate pastor at Calvary Baptist Church in Winston-Salem, North Carolina, where he has served for thirty-six years. Gary and his wife, Karolyn, have been married for forty-five years and have two adult children and two grandchildren.

About the Author
Since 1979, Gary Chapman has written more than 20 books. His book The Five Love Languages has sold more than five million copies in English alone and has been translated into thirtysix languages, including Arabic and Hindi. His own daily radio program, A Love Language Minute, can be heard on more than 100 radio stations across the United States. In addition to his busy writing and seminar schedule, Gary is a senior associate pastor at Calvary Baptist Church in Winston Salem, North Carolina, where he has served for thirtysix years. Gary and his wife, Karolyn, have been married for fortyfive years and have two adult children and two grand children.
Target offering Credit Monitoring Free for 1 year
Added on : Monday April 21st 2014 08:00:06 PM
g: 0 Posted By: dontemailmepeep
Views: 302 Replies: 0 Get validation code by 4/23/14 and activate by 4/30/14
See below for info!

Last week, Target announced that we would offer one year of free credit monitoring and identity theft protection to all Target guests who shopped U.S. stores, to provide an added safeguard following the recent data breach.

After a thorough review of options, Target has chosen ProtectMyID, provided by Experiana leading global information services company that helps individuals understand and keep track of their credit reports, as well as monitor for and resolve identity theft. Request an activation code before April 23, 2014 and then register for the offer through ProtectMyID before April 30, 2014.

In addition to a complimentary copy of their credit report, guests who sign up will receive daily credit monitoring, identity theft insurance (except where prohibited by law), and have access to personalized assistance from a highly trained Fraud Resolution Agent. Access to the Fraud Resolution Agent will continue even after other benefits of the initial one-year ProtectMyID membership expire. After 12 months, those who register have the option to continue their memberships at their own expense.

This ProtectMyID package includes the necessary tools guests need for credit monitoring and identity theft protection. It does not include Experian credit score or reports from Equifax and TransUnion. When visiting the enrollment site, guests will have the option to purchase these additional products at their own expense if they choose, but are not required to purchase a credit score to receive the benefits of credit monitoring and identity theft protection.



How to Enroll

Enrolling online is fast, secure, easy and accessible at any time. Here's how to register:

Visit creditmonitoring.Target.com to request an activation code. Guests will be required to submit their name and an email address. After submitting their information, Target will email guests within 72 hours with their unique activation code and directions for how to enroll in ProtectMyID. Guests should look for this email and check that it does not end up in a junk mailbox. Emails collected during this process will only be used for the purpose of sending an activation code for free credit monitoring.
Totally Free Deals
Target offering Credit Monitoring Free for 1 year
Added on : Monday April 21st 2014 07:00:05 PM
g: 0 Posted By: dontemailmepeep
Views: 179 Replies: 0 Get validation code by 4/23/14 and activate by 4/30/14
See below for info!

Last week, Target announced that we would offer one year of free credit monitoring and identity theft protection to all Target guests who shopped U.S. stores, to provide an added safeguard following the recent data breach.

After a thorough review of options, Target has chosen ProtectMyID, provided by Experiana leading global information services company that helps individuals understand and keep track of their credit reports, as well as monitor for and resolve identity theft. Request an activation code before April 23, 2014 and then register for the offer through ProtectMyID before April 30, 2014.

In addition to a complimentary copy of their credit report, guests who sign up will receive daily credit monitoring, identity theft insurance (except where prohibited by law), and have access to personalized assistance from a highly trained Fraud Resolution Agent. Access to the Fraud Resolution Agent will continue even after other benefits of the initial one-year ProtectMyID membership expire. After 12 months, those who register have the option to continue their memberships at their own expense.

This ProtectMyID package includes the necessary tools guests need for credit monitoring and identity theft protection. It does not include Experian credit score or reports from Equifax and TransUnion. When visiting the enrollment site, guests will have the option to purchase these additional products at their own expense if they choose, but are not required to purchase a credit score to receive the benefits of credit monitoring and identity theft protection.



How to Enroll

Enrolling online is fast, secure, easy and accessible at any time. Here's how to register:

Visit creditmonitoring.Target.com to request an activation code. Guests will be required to submit their name and an email address. After submitting their information, Target will email guests within 72 hours with their unique activation code and directions for how to enroll in ProtectMyID. Guests should look for this email and check that it does not end up in a junk mailbox. Emails collected during this process will only be used for the purpose of sending an activation code for free credit monitoring.
Totally Free Deals
g: 0 Posted By: remick
Views: 164 Replies: 1 http://www.amazon.com/gp/product/B00HLONSNY

Absquatulate. Flumadiddle. Gongoozler. Squintifego. If you love words, you know the strange byways of memory or reverie that stumbling across a certain word or phrase will take you down, especially if it's one you're discovering and finding the meaning of for the first time. Chances are, you have never encountered words as unusual as those collected in this 170-page book.

You'll find definitions and parts of speech for each entry. And for each word, the author has also included a quotation to show how the word can be used in context. His hope is that this book will spark interest in these ostrobogulous words and that you will use them in your daily conversations--perhaps as a humorous social-science experiment to see what kinds of reactions you receive. Amaze your friends with your selcouth vocabulary and indulge your inner logophile!
Totally Free Deals
g: 0 Posted By: jskins
Views: 188 Replies: 0 Pulsar 1600 PSI Electric Pressure Washer (APW5005)- $66.99with coupon code KMARTMUST+ Free Shipping at K-mart.

"Pulsar PSI Electric Pressure Washer rips through fossilized grease in the garage and move it indoors to tackle those dark spots on the wall. Simply adjust the spray from fine to intense depending on what you want cleaned and blast away"

Next lowest price on Google Productsfrom a rated merchant is $92.22.

Tools Deals

Kmart.com Coupons
Burton Youth Boys Maverick Jacket $71.95 + Free shipping
Added on : Sunday April 20th 2014 09:00:03 AM
g: 0 Posted By: tedhawkins
Views: 199 Replies: 0 Burton Youth Boys Maverick Jacket $71.95 + Free shipping

http://www.tactics.com/burton/youth-boys-maverick-jacket


The Youth Boys Maverick Jacket from Burton is made for the groms who are ready to play with the pros and combines top-of-the-line performance with style taken straight from what the mens team is rocking. The highest waterproof/breathability rating in the line means ultimate dryness, and zonal insulation balances core warmth with mobility where it matters most. The technical interior wicks away heat-robbing sweat while Room-To-Grow keeps up with those guaranteed growth spurts
Burton Sample Products: Warranty
Material:
Plamo Canteen: DRYRIDE Durashell 2-Layer Ripstop Print Fabric
Burner Painted Buffalo Plaid: DRYRIDE Durashell 2-Layer Polyester Plain Weave Print Fabric
All Other Colors: DRYRIDE Durashell 2-Layer Dobby Fabric
Waterproof Rating: 10,000mm
Breathability Rating: 10,000g
Seams: Critically taped
Powder Skirt: Non-Removable
Insulation: Thermacore Insulation
Hood: Fixed hood
Waterproof Rating: Better
Insulation Rating (g): Body: 80

Sleeves: 40
Warmth: Mid
Pockets:
Velcro Closure Chest Pockets
Media Pocket with Headphone Cable Port
Goggle Pocket
Pass Pocket
DRYRIDE: DRYRIDE 2L Durashell
Rides Best In: Ice Cold Conditions
Lining: Taffeta Lining
Jacket Features:
Microfleece Lined Handwarmer Pockets
Articulated Sleeves
Chafe-Free Collar
Adjustable Cuff Closures
Jacket-to-Pant Interface
Glove Loops
Pocket Access Hem Cinch
Room-To-Grow System
Pit Zips
Internal Dump Pocket
Burton Fit: Regular
Details:
Hood Crown Adjustment
Helmet Friendly Hood with Expandable Hood Gaiter
Ticket Holder
Clothing Deals
Full time with benefits vs 4 mo./yr no benefits SS?
Added on : Sunday April 20th 2014 04:00:08 AM
g: 0 Posted By: watchtower77
Views: 92 Replies: 0 I have a conundrum. This is a complicated scenario, please don't bother answering without understanding propositions, thanks.

I turn 62 in Nov. 2014. SS benefits $15k. (please no wait until later answers, thank you).

I have two job offers, one is with my previous (-2 yrs) company, work 90 days/yr in 4 months (4/22-6/30, 9/5-925. 11/1-11/25), 6.5 hrs/day, $100/day. Total income $9,000. (I could pull unemployment for another $2500, but wait, there's more).
If I understand SS and the IRS properly,

1. If my AGI is < $25,000 (wages plus 1/2 SS), none of my SS is taxable AND if I make less than $10,000/yr, no Federal tax. So, I will pay @10% taxes (SS, etc.) on my $9,000, netting $8,000, plus $15k SS=
$23,000 take home for being on vacation 8 months/yr.

Job 2-
State job with benefits. Pays $22,000, 37.5hr week. 5% raise after 6mo. So $22,000 plus $7,500 (1/2 of SS) puts me over $25k, and SS is reduced by @$3,500. So $22,000 plus $11,500 SS=$33,500, less 25%(guess) taxes=
$25,000 for 7.5 hr day/12 months/yr

Question 1-is math correct?
Question 2-I have a single family rental presently leased out with a positive cash flow but negative passive loss due to depreciation and other associated costs. Is this rental income counted against AGI and/or does this affect SS in any fashion including staying under the $25,000 cap for no taxes on SS?

Thanks to those CFPs and CPAS who have the 5 minutes to take a look.

edit
Also, for the new health care process, is SS included in income?
Question Deals
g: 0 Posted By: fatwallfan1
Views: 171 Replies: 0 Use this URL: http://www.ctshirts.com/

Terrific extra-slim fit shirts--Brooks Brothers extra-slim are still too billowy for me (5'10", 170) but Charles Tyrwhitt shirts fit perfectly. Their ordinary "sale" is 4 for $200, but here there is no minimum spend, and it's cheaper per shirt too. They used to throw in a tie for the price, but it seems those days are long gone.
Clothing Deals
Free - MailWasher Pro for iOS and Android
Added on : Saturday April 19th 2014 09:00:03 AM
g: 0 Posted By: remick
Views: 158 Replies: 0 http://www.windowsdeal.com/w/mailwasher-pro-discount-coupon/

Receiving spam is like those telemarketers who call at dinner time, completely annoying and you didnt ask for it. Luckily you can stop this now! Now with free Android, iPhone and iPad version!

Install MailWasher today to screen all your email accounts in one place and allow only the email you want in your inbox.

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With over 8 million users, 18 languages and features on both BBC World and CNN you can be confident that using MailWasher is one of the easiest ways to get rid of spam.

Check your email with MailWasher first. Youll be safer with the knowledge of whats waiting for you on the server, allowing you to quickly inspect and read your email and remove any unwanted messages quickly and easily.

MailWasher lets you view the email safely in plain text, but you can also inspect who its really from, who owns the company who sent it (WHOIS report) and all the hidden links.

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Free National Parks Entrance Days for 2014
Added on : Saturday April 19th 2014 05:00:05 AM
g: 0 Posted By: SieSilverStars
Views: 77 Replies: 0 I thought I'd share this for those of you who like to go to National Parks for camping, fishing, hiking, and just outdoors fun!

I've found the list for when the parks are going to be opening for free this year. I know I usually hate the entrance fee myself when I go, but while reading this I also learned that only 133 of them actually charge for the entrance fee.

Linky

Here's the list of participating locations



Free Entrance Dates...

April 19-20 - Opening Weekend of National Park Week

August 25 - National Park Service Birthday

September 27 - National Public Lands Day

November 11 - Veterens Day




So, if you're interested you can start planning your trip, here.

Also U.S. military members and dependents in the Army, Navy, Air Force, Marines, Coast Guard get free annual passes, as well as the Reserve and National Guard members. Click here for FAQ on this.
If you're not part of the military, an annual pass is $80.00 and is available to everyone. Click here for FAQ on this.


While searching, I also found this cool blog post called "Top 10 Best National Parks You Don't Know About". For example, pictured, I have the Big Bend National Park in Texas
Hotel Deals
Free Kindle Book- How to Cure Bad Breath - a Step by Step Guide
Added on : Saturday April 19th 2014 05:00:03 AM
g: 0 Posted By: remick
Views: 17 Replies: 0 http://www.amazon.com/gp/product/B006NMTMO4

4.2 out of 5 stars (17 customer reviews)

Bad breath - whether chronic or temporary - cannot be effectively treated with "generic" bad breath products, such as mouthwashes, home-made rinses or herbal remedies. Most oral rinses available today - even 2nd or 3rd generation mouthwashes (otherwise known as oxidisers) - are in fact broad-spectrum antibiotics, that is, they do not Target specific strains of bacteria and their effects typically last less than an hour. The same goes for home-made remedies, including hydrogen peroxide rinses, baking soda, tea tree oil, or any other natural or herbal "bad breath remedy".

Because bad breath is often just a symptom of other conditions, infections or diseases that you may or may not be aware of (not necessarily serious), treating bad breath "directly" means you are only addressing a symptom, not the root causes of the problem. Furthermore, the causes of halitosis will be different for each bad breath sufferer, making each particular case unique, with different factors involved, and hence different strains of bacteria (or fungi) involved.

Bacterial imbalances are present for a reason. Determining the root causes of your bad breath, and hence indentifying your particular type of bad breath, is what will enable you to use specific methods, tools, treatments and remedies that will Target the actual root causes of your bad breath problem.

"How to Cure Bad Breath - Step by Step Guide" is written by former chronic halitosis sufferer MD Jou Torras, who suffered from bad breath for over twelve years. The author will take you, step by step, through the process of identification of all the root causes (often multiple) of your bad breath problem, and provide you with the methods, tools and specific remedies or treatments that will Target your particular type of bad breath.

This is an in-depth, practical self-instructional guide that contains all the information and advice you need to effectively cure your bad breath:

Proven strategies, techniques and little-known at-home treatments and remedies that will help you freshen your breath from day 1, whether your bad breath is chronic or temporary
Find out what type of bad breath you suffer from and the most likely factors that are contributing to your problem
Learn the only reliable methods to test for bad breath at any given time and find out the exact areas where those malodours are originating from
Discover the specific remedies you can use at home that will Target your particular type of bad breath. Not "broad-spectrum" solutions but remedies that will work for you
Get access to the most up-to-date research, plus the invaluable experiences and advice of a former chronic bad breath sufferer who has now been bad breath free for over a year
Do popular bad breath products work at all? If so, for how long? Shocking research that proves what works, what doesn't and why
Learn all the tricks you need to use to eliminate bad breath caused by: wisdom tooth infections, tonsil stones, URIs, sinus problems, post nasal drip, runny nose, allergies, gum disease, acid reflux, indigestion, diet... and many more!
Find out the precise prevention methods you can use at home to keep halitosis at bay once you have already cured it

Easy to follow instructions that will show you the exact steps you need to take to get rid of your bad breath once and for all.

Ultimately, dealing with the underlying causes of your halitosis is the only approach that has the potential to cure it permanently. You can continue covering up those nasty odours, or you can take action now to finally address your problem.
g: 1 Posted By: SieSilverStars
Views: 231 Replies: 1 Berne Apparel has their Berne Apparel Performance Grade Tee on sale for $4.28 with free shipping.

Linky

So, this coupon code was supposed to be a 20% off coupon and in reality I'm guessing someone made a mistake and it's actually an 80% off coupon code for this shirt.

Use coupon code "SPRINGT20" during checkout to receive the discounted price.

For those of you who aren't familiar with Berne, it's similar to the brand Carhartt, quality wise. They often offer lower prices on their items though. Here'ssome of their items from Amazon so you can take a look at reviews and what not.
Clothing Deals
Help with budget
Added on : Friday April 18th 2014 10:00:08 AM
g: 0 Posted By: elektroshok
Views: 213 Replies: 2 Hello -

Once again, new to the forums but am already getting great info from perusing.

I'll be starting residency in July (one year somewhere then 5 somewhere else) and really want to start off right with the budgeting and saving.

Student loans as follows:
160k unsub at 6.8
17k sub at 6.8
13k private at 7.9

I plan, during residency, to do income based repayment which puts my monthly loan payments (on the govt loans) at 350/mo going up to about 440/mo at the end of residency.

My plan for the first year is as follows:
3188/mo post tax
Per month:
-100 utilities
-700 rent
-460 roth
-500 (for jul-nov to get $2500 tax deduction on loans)
-500 for private loan

This will leave me (on average since I'm paying the 2500 in the first five months) ~$1200/mo for spending/saving/other.

Trying to be realistic and still be able to have fun, I think all in all I could probably spend 5-700 per month on food/fun. I had planned to just save the rest in a savings or no fee mutual fund or something.

For the next 4 years I'll be in a different city with higher rent (since I think I have been convinced to rent instead of buy by everyone here).
This program will have 403b starting right away, after 1 year they match 1:1 up to 6% and after four years there I would be vested 60% of their contributions.
Also, those four years there will be increased income beyond what I have budgeted below from moonlighting but it wont be consistent so I did not include it in the budget yet

My plan here is as follows (My income will go up around 3k per year for these four years - this is just the first year for this example):
3526/mo post tax
Per month:
-1000 rent
-100 utilities
-500 loans (IBR payment and difference directly to principal)
-460 roth
-465 401k (10%)
-~150 (in lieu of SS tax)

This leaves me with about 800 or so a month for spending/saving. My plan was to use what I could to finish paying of the private loan until that is gone.

As far as any extra money from moonlighting - my initial plan was to just dump all this into principal of the loan. Does that seem like a good idea?
I know there is the 10 year public loan forgiveness thing, for which I'm going to do the paperwork every year for but my plan is to not work at a public institution after I'm finished which is why I'm going to try to pay a little more each month to principal beyond the IBR payments I need to make.

Any thoughts/changes/comments are much appreciated as I really want to start off on the right foot and not be even more behind than I am now with regards to savings and retirement.

Thanks



Personal Finance Deals
Amazon $10 credit when you buy $50 GC through 4/30 TARGETED
Added on : Friday April 18th 2014 08:00:02 AM
g: 0 Posted By: jaymez619
Views: 42 Replies: 0 Enjoy this exclusive Gift Cards offer: Surprise someone with an Amazon.com Gift Card, and get a $10 promotional code to spend on yourself in May. Just purchase at least $50 in Amazon.com Gift Cards by April 30, 2014, and we'll email you a $10 promotional code to spend at Amazon.com by May 15, 2014. A perfect present for any occasion, Amazon.com Gift Cards can be sent via email, posted on Facebook, printed at home, or sent through the mail (with Free One-Day Shipping). Amazon.com Gift Cards are redeemable storewide for millions of items and never expire. Learnhow to use your promotional code.Terms and conditions apply;learn more.Important Notification:This offer is goodONLYto eligible customers. To qualify, you must purchase the Amazon.com Gift Cards using the Amazon.com account to which you are currently logged in.

Terms & ConditionsIn order to qualify for the promotional credit, you must: (1) be the recipient of the corresponding offer (either via email or on Amazon.com); and (2) purchase at least $50 in Amazon.com Gift Cards ("GCs") between April 1, 2014, and April 30, 2014, 11:59 PM (PT). Purchases must be for at least $50 in combined GC value. Offer valid on GCs purchased on Amazon.com and, in the case of Email and Facebook GCs scheduled in advance, delivered before May 1, 2014. For qualifying purchases, a promotional code of $10 ("Promo Code") will be sent by May 15, 2014, to the e-mail address associated with the Amazon.com account used to purchase the GCs. Promo Code is valid through and expires on May 31, 2014, 11:59 PM (PT). Limit one Promo Code per customer/primary email address. Promo Code may be applied only to eligible products sold by Amazon.com Inc. and its affiliates and does not apply to products sold by third-party merchants through the Amazon.com site. Savings from the Promo Code will be reflected on the final checkout page on qualifying orders. If items purchased with the Promo Code are returned, the amount of the Promo Code used to purchase such items will be subtracted from your return credit. The Promo Code is non-transferable and may not be resold. The Promo Code may not be combined with other offers. If you violate any of these terms and conditions, the promotion will be invalid. Void where prohibited. Amazon reserves the right to modify or cancel the promotion at any time. Additional restrictions apply, seewww.amazon.com/promosfor details.Amazon.com Promotional Code Terms & ConditionsPlease note that these terms and conditions apply to those promotions where you must redeem a promotion code as part of the offer. When redeeming a promotion code advertised on our website, please click the applicable link on the product detail page to read specific promotion details.Here's how to save:

Shop--add the items you want that qualify for the promotion offer to your Shopping Cart.
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The Fine Print

The promotion code is valid for a limited time only. Amazon reserves the right to modify or cancel it at any time.
Each promotion code can be used only once, unless otherwise specified.
Each promotion code applies only to qualifying items.
Each promotion code applies only to new products sold and shipped by Amazon. It does not apply to the same products sold by other sellers.
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If the promotion has a minimum purchase requirement, taxes, gift-wrap, and shipping and handling charges do not apply toward the minimum purchase amount.
The promotion applies only to orders shipped to the same address.
The promotion code is not transferrable and may not be resold.
If you return items purchased using a promotion code, we will subtract the value of the promotion code from your return credit.
Promotion codes may not be combined with other offers.
Limit one promotion code per customer.
Does not apply to orders placed with 1-Click.
Void where prohibited.
If you violate any of the Terms and Conditions, the promotion will be invalid, and the promotional code discount will not apply.

Gifts Deals

Amazon Coupons
Note on Rite Aid coupons
Added on : Friday April 18th 2014 06:00:09 AM
g: 0 Posted By: mikiem
Views: 169 Replies: 0 Sometimes Rite Aid [& other] coupons are posted on-line as WAY over-sized image files, or PDFs based on those over-sized image files. At the same time many image files don't include print size data -- they can print correctly at higher dpi, or huge at 72 - 96 dpi [which is monitor resolution]. I found copies of their now expired 20% off coupon, as PDF & .png files, that wouldn't even fit on a letter sized page!

Problem is if you print those over sized image files as-is the bar codes are too large to scan at the Rite Aid checkout, at least at some Rite Aid stores. Apparently they can't always just punch in the numbers -- Rite Aid's Help Desk says to just scan something else. At any rate it means checking out will take longer, & there's a slight chance that a less experienced person might fumble getting your UP Rewards added properly.
Discussion Deals
Free Kindle Book- Crushing Low Stakes Poker Volume 2: Heads-Up
Added on : Friday April 18th 2014 06:00:07 AM
g: 0 Posted By: remick
Views: 40 Replies: 0 http://www.amazon.com/gp/product/B00JE1ZEY8

The Crushing Low Stakes Poker series is for anyone who:
is interested in making a nice side income playing online poker;
is new to poker or a beginning/intermediate player;
is looking for solid strategy advice to consistently crush low stakes poker games.
Learn How To Crush Low Stakes Games

Most poker books are written by professional poker players who play at the highest stakes. The same goes for most of the video content on poker training sites. Whereas you can learn a lot from studying that material, it wont always be as useful to you when youre mainly playing at the low stakes. Playing low stakes games against beginning and recreational players requires a whole different strategy and approach than playing high stakes games against the best of the best. The Crushing Low Stakes Poker series is focused specifically on low stakes play and teaches you the proper strategy to crush low stakes games.

Volume 2 of the series deals with heads-up play and covers heads-up fundamentals, theory and strategy. We will take a close look at important topics such as hand reading, manipulating ranges and post-flop play on different board textures. We will also cover common playing tendencies of low stakes opponents and how to take advantage of them. Becoming familiar with your opponents weaknesses and learning how to develop effective counter strategies, will give you the edge you need in low stakes games.

Improve Your Tournament Results

Heads-up skills are essential to achieve good tournament results. There is a significant pay jump in tournaments from second to first prize so mastering heads-up play will make a big difference to your win rate.

Heads-up is not the easiest form of poker. It requires you to play a lot of hands and you will often face difficult post-flop decisions. This book explains heads-up strategy in a practical and easy to follow manner, providing you with the tools you need to master those tough one-on-one poker battles. So whether you play heads-up Sit n Gos or multi-player SnGs/tournaments, Crushing Low Stakes Poker Volume 2 will be of value to you.

Includes Push-Fold Charts and Example Hands

Included in the book are push/fold charts for heads-up play. These charts let you make mathematically correct endgame decisions so you can maximize your winnings. Throughout the book you will also find multiple example hands with detailed analysis to illustrate important concepts and strategy.
MSI AMD Radeon R9 270 2GB PCIe 3.0 Video Card for $179 @ Microcenter
Added on : Thursday April 17th 2014 04:00:03 PM
g: 0 Posted By: Logan71
Views: 110 Replies: 0 Granted, it's hard to peg a 'deal' given the mining fiasco, but this seems at least somewhat of a deal for those that have a Microcenter nearby or are willing to order online. Comes with 3yr warrantly.

Good luck!

http://www.microcenter.com/product/425815/AMD_Radeon_R9_270_2048MB_PCIe_30_x16_Video_Card
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Free Domain names .CF,GA,ML,TK by Freenom.com
Added on : Thursday April 17th 2014 08:00:08 AM
g: 0 Posted By: remick
Views: 65 Replies: 0 http://www.freenom.com/en/index.html
Not all domains can be registered for free. A limited number of domains are considered "Special" and can only be purchased. Their price varies and pricing is displayed during the availability check.=inheritFor example, all 1, 2 and 3 character domains, as well as common dictionary keywords, are considered Special.All other domains (those that are not Special) can be either purchased (Paid domain) or registered for free (Free domain). Compare and choose between the two options using the table below:
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g: 0 Posted By: remick
Views: 92 Replies: 0 http://www.amazon.com/dp/B00JGXG3S0

4.7 out of 5 stars (7 customer reviews)

Braiding is a social art. In other words, because of the time they spend braiding, people begin to have some form of bond and start talking about their lives sometimes, they even end up talking about whatever is going on in the world. Aside from that, when people watch you create braids, they will be tempted to learn how to do it too. Thats why braiding is also considered as a means of socialization.

If you do not learn how to braid, you would be missing a lot because it means that you will have to hire someone else to style your hair, especially if there are events or parties that you have to attend. This would mean that youll lose some money because you would have to pay those hairdressers, and these days, money really does not come easy and thats why you have to do whatever you can to make sure that you are able to save.

Its time for you to become your own hairstylist and learn how to do braids. Its fun, and you will not get bored because are there are many different kinds of braids that you can try. With the help of this book, you will learn to do almost all braiding techniques from the simplest ones to the most extraordinary varieties. Now, you would have no problems about what to do with your hair when a special occasion comes up, or when you simply feel like fixing yourself up.
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Boat Repair Scam?
Added on : Thursday April 17th 2014 06:02:01 AM
g: 0 Posted By: joemah
Views: 127 Replies: 2 Morning FW,

I have a predicament and wanted some advice. I have a 17 ft center console boat that the floor is getting soft on. I went to a local boat repair shop to get a price on fixing the floor. Was told 3k to redo the fiberglass floor. The guy told me he had another option also. He said I could purchase a 20 ft center console boat that another customer was working on, but ended up buying anew boat after installing a new gas tank and redoing the floor on the 20 ft boat. It was the same model as mine but 3 ft longer. It just needed some touchup fiberglass work done and for it to be painted. I was told the boat would be $500 and to get it all finished would be an extra $1500 for parts and labor. I would just need to buy a motor to go on the boat. I was having problems here and there with my motor starting so I decided I was going to go ahead and get the bigger boat fixed up and sell the 17 ft boat. When I told him a week later that I would go that route, he said OK, he would need $1000 to start to get boat paid for with original owner and start fiberglass work. Wrote a check for the amount and waited. He said he would start in about 2 weeks because he had some other jobs in front of me.
I stopped by after 3 weeks and boat hadn't moved. He said he would get to it the following week.
I stopped by again after 2 weeks and boat hadn't moved. He said he would get to it the following week.
I stopped by again after 2 weeks and boat hadn't moved. He said he would get to itthat week.
I received a text from him the following week saying he needed more money to get started on the boat. I called him up and asked what happened that he needed more money. He said boat cost $750 and that he needed more than$250 to start. We went back and forth about the price of boat supposed to be $500, not $750 and how it had been 2 months already. Of course everything was verbal. At the end of the phone call, I told him I would bring some starting money but needed everything in writing prior to and that I wanted the boat title and trailer title.
I arrived the next day and he had written out fiberglass repair and paint in details for a total of $2200+, $1500 of it being labor and an extra $750 for the boat already paid. I asked him what happened to the $2k total since we are at just under 3k now and he said he had never mentioned those prices. At this time I was pissed but just wanted to get this over with. I gave him another $800 check and made sure we were on the same page with what exactly the boat was going to look like when completed including trimmings, hatches and cleaning out the hull.
I located a motor on another boat and contactedboat repair guythe following week to see how he wanted to handle getting the motor. He said bring the boat by and he would get the motor off and get it ready for the new finished boat.
I stopped by after 2 weeks and boat had moved to inside his shop but hadn't been touched. He said his paint guy had a hurt leg. We discussed the fiberglass and all the sanding that still needed to be done prior to painting.He told me the motor was a pain and took him 3 hours to get off the other boat. I told him we were coming upon 3 months and I was getting frustrated.
He called me 1 week later and said he was finished fiber glassing and painting and I needed to get him the rest of the money to true up. I stopped by yesterday and the paint job looked terrible. I could see paint brush marks everywhere and there were lines where fiberglass was laid down. I asked him what was going on and he said there was nothing he could do about the fiberglass lines and he rolled the paint so there is no way I could see paint brush marks. I asked him several times to stand next to me and look at the paint brush marks but he wouldn't move. He then told me I owed him $300 for removing the motor from the other boat because it took him 5 hours and he charges $60 per hour. My jaw hit the floor. I told him I never would have brought the motor over on theboat if I knew he was going to charge me to remove it and that he had previously told me it took him 3 hours. He said he was tired of me questioning every dollar and that I needed to pay up in CASH and remove the boat from his property within 3 days.

I know there were a lot of mistakes on my part not getting a lot of stuff in writing prior to starting anything. I wanted to get opinions on what I should do. He wants a total of $1500 cash now. If I pay him the remaining balance, I am stuck witha terrible looking fiberglass and paint job for way too much money. If I request my $1800 back, I guarantee he will say no. He has the motor also that I paid $2000 for and I don't want to lose that either.

Should I just pay the $1500 and take him to court for the terrible product he produced?
Should I request my money back and try to get the motor also and deal with going to court to try and get my $1800 back?

Any similar experiences? Any other suggestions?

Personal Finance Deals
g: 0 Posted By: remick
Views: 128 Replies: 0 http://www.amazon.com/gp/product/B00DBLCVD4

4.6 out of 5 stars (14 customer reviews)

What people are saying about The Distracted Yogi...

*'I suspected that the book may make for tough reading on a emotional level, and I was right. I only got to page 9 before I had to pause due to the tears streaming down my face." & 'I will be passing on the book to my wife as I really cannot think of a better way to help describe what is going on inside my head."
Roy Whyte, Media! News Magazine
&

*"Eleven years later, Desgagne is not the same person, but she is living proof that there is a way back from hopelessness and despair, that recovery from a brain injury is possible." Katherine Mortimer, Vernon Morning Star.

This is the True Story of Trauma-to Drama-to Transformation! In the time it takes to Inhale One Breath, Michelle's life was changed forever. A cycling accident became the Demarcation Point-of-no-Return for her in the Spring of 2002. Join her in this inspired journey of self-discovery & perhaps you will learn more than a few things about your own intolerance's to not just Trauma but to those Darker Edges of Self which we all harbor inside. Michelle makes no apologies for lifestyle or philosophy, instead she offers her Story that is Raw but Real and will challenge your definitions of Resilience & Recovery.




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g: 0 Posted By: Xenocrates
Views: 201 Replies: 0 Bella Scoop Single Serve One Cup Coffee Maker- $5.99 + $9.95 Flat-rate Shipping @ Macy's

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4 / 5 stars with 74 customer reviews on the product page.

A common complaint in the 12 users who gave it 1 star was that it died early. Many of them mention it was within a year of owning, however none of those people mention trying to process the warranty.
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What Does an Extreme Early Retirement REALLY Require To Work?
Added on : Wednesday April 16th 2014 08:00:06 PM
g: 1 Posted By: robronson
Views: 14 Replies: 0 Mr Money Moustache and several other Early Retirement Extreme bloggers have been all the rage the last few years. I think ERE is certainly a possibility but only for very few people in very specific circumstances. Most of the time people who mention ERE on this forum (and on Bogleheads) are laughed at. Let's have a real discussion about what circumstances could allow one to retire in their 30s or 40s.

1) No children. If you have kids or want kids, ERE will be something almost impossible to attain for 99.999% of people. The problem is not only the high cost of children but also the uncertainty in costs. You never know how much your kid will cost (braces, emergency medical care, lawyer after getting arrested, etc.). The variability is so high you can't plan for it.

2) No health problems. If you are obese, are a chronic smoker, have diabetes, or some other issues, you're boned. Your expenses will be highly variable. On the positive side, early retirement could allow you greater freedom to exercise more, cook all your own meals and eat healthier, get more sleep, reduce stress, and improve your health. This almost certainly will reduce your long-term healthcare costs, if you have the discipline and desire to live a healthy lifestyle.

3) Willingness to live in a low cost-of-living area. If you want/need to live in Manhattan or San Francisco, you're boned. 99.9% of people won't be able to save up enough money by their 30s/40s to retire in a place where rent is $3k per month. You'll easily need 3x to 4x as much money to retire in a place like NYC or SF as you would to retire in Florida.

Those are my top 3. There's many people who crap on people planning for ERE because of those top three reasons. Some people (who live in places like SF or NYC) say, "What good is retiring if I have to live in some crappy place?" My reply is "What good is living in SF if you're working 60 hours a week and commuting 20 hours a week and can't enjoy it?"

Some people (who are obese from poor diet and lack of exercise) say "how can you retire early when healthcare costs are so expensive and go up 10% a year?" My reply is, "If you take care of yourself, you'll eliminate 99% of all medical problems and by not working, you'll have more time to exercise, eat well, and maintain good health."

Numbers wise, I'd like to have enough money such that I can take out 2.5% per year and meet my annual expenses. I'd also like to semi-retire for a few years where I cut back my work to only 2 months a year, for a few years after I retire. That would allow me to keep my consulting skills relatively fresh, keep my toe in the water in case I decide I need or want to re-enter the field full time, and also delay distributions of my savings. That allows compound interest to work for a few more years.

I also think it's important to have several skills you enjoy doing that can fall back on in early retirement for extra cash. For example, maybe you like fixing cars. You can do that for a few hours each month on random side jobs for extra beer money. The detractors against ERE argue "but that's not retirement if you're working!" to which I retort, if you enjoy doing it, and can get a little cash on the side to do it, and you don't need to do it because you're financially independent, then it's retirement. You could turn the job down if the customer starts being difficult or if you simply don't want to get out of bed that month. Maybe you enjoy children and want to be a tutor. Maybe you like painting and are good enough to make a small bit of money selling at galleries. It doesn't really matter how little you make from these side jobs, since you don't need the money, as long as you enjoy it, and it does add a little bit to your savings.

Has anyone else here considered early retirement? Or considered why it wouldn't be feasible for themselves?
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Question on rent vs. buy
Added on : Wednesday April 16th 2014 04:00:10 PM
g: 0 Posted By: elektroshok
Views: 123 Replies: 4 Hello everyone -

I'm new here but had a quick question.

I just graduated medical school and will be renting in a city for a year before moving to a different city for at least four years (possibly 5 if I do my fellowship there).

My gross pay for those four years will start at 56k and go up around 3k each year.

My question is basically whether to rent or buy for those four years.
I have already been looking a little bit at condos for sale within 2 miles of the medical complex and there are a few for around 100k which is what I would be looking to get.

My plan if buying would obviously be live there while I'm working and then if/when I move rent it out to new incoming residents that will be training at the medical center. The proximity of the property to the medical center is what is very appealing to me (and thus my thought of renting to future residents if i leave).

Any advice or other things to consider is greatly appreciated.

Thanks.
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g: 3 Posted By: remick
Views: 242 Replies: 0 http://www.amazon.com/dp/B00BM9A5XA

4.6 out of 5 stars (12 customer reviews)

Successful Minute Taking and writing. How to prepare, write and organize agendas and minutes of meetings. Learn to take notes and write minutes of meetings. Your role as the minute taker and how you interact with the chair and other attendees. I'd rather throw myself downstairs - That was how I used to feel about minute taking; this book is for those among you who feel the same. It is aimed at secretaries, PAs and administrators and covers the issues that worry them. These are based on the things that worried me and that have worried my hundreds of delegates over the last 10 years. This book is easy to read and has lots of exercises to help you develop your skills. It has advice on note taking, summarizing, preparing agendas, becoming more confident in your role, working with the chair, writing skills, listening skills and the difference between making notes at the meeting and writing the minutes. There is a useful list of the order of tasks and a checklist with timings. There is a free downloadable booklet with all the exercises in it for you. The author, Heather, has experience not only of undertaking the role of secretary and PA but she also has 10 years' experience in training other people to use the skills she has and she shares all of this experience in this book. If you want to learn how to take minutes with ease then this is the book for you. What do people think? 'I had a real phobia about minute taking and was dreading today, but you've really taken away my fear. It's all fallen into place.' Beverley, Leeds 'One of the best facilitators ever - quite clearly Heather had an extensive knowledge of the skills needed and she wanted to share best practice. Everyone had a part to play and felt confident enough to ask and contribute whatever their level of expertise. Heather was very approachable.' 'This was excellent and clearly met all of its objectives. The course was well planned and the subject matter presented in a clear, logical and interesting way.' 'Heather had very good subject knowledge and is a very good trainer. She used a number of different teaching methods and was excellent at putting the group at ease; everyone joined in.' Committee servicing and minute taking for Leeds Metropolitan University 'I'm fairly comfortable with taking minutes, but find I write a lot of notes in the meeting which probably aren't necessary. I've learned how to condense effectively.' 'Heather was very practical and helpful; understood the reality of taking minutes and not just the theory!' Minute taking for RiverStone Management Limited 'I enjoyed the course and found it relevant to my needs. The trainer was helpful and able to answer questions.' 'I found the course really useful and the style very easy to understand.' Minute taking for Yorkshire Television About the author: Heather Baker Heather had over twenty years' experience as a secretary and PA before setting up Baker Thompson Associates Limited in 2000. The company specializes in the training and development of secretarial and administrative staff (www.bakerthompsonassoc.co.uk). She now travels all over the UK working with large and small companies to enable their office staff and PAs to work more effectively and efficiently. She also delivers courses in the Middle and Far East. Heather is a Certified NLP Practitioner. She worked for ICI Pharmaceuticals (now AstraZeneca) and Hewlett Packard; she spent 5 years in France working for the Commercial Director of Cognac Hine and then 10 years with Granada Media working up to personal assistant to the managing director, commuting regularly between their offices in Manchester and London. Heather conceived the speedwriting system BakerWrite and wrote the Amazon best selling book based on this system which is also available as an online training course
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g: 0 Posted By: remick
Views: 131 Replies: 0 http://www.amazon.com/dp/B00CO5TQV8

Achieve CPLP Knowledge Exam success faster, easier, and your first time through!
Are you preparing for the CPLP Knowledge Exam? Are you looking for ways to make the study process more manageable?
Outlining a systematic, step-by-step study process, "Mastering the CPLP" assists CPLP candidates in decreasing their study time and improving their exam scores by helping them to get organized and to focus on the exam content that matters most.

This book is an ideal resource for delegates who seek to validate their skills and knowledge against a globally recognized professional standard, as this book helps those professionals prepare a personalized, individual study plan for achieving success on the CPLP Knowledge Exam the first phase of the CPLP certification process.

Features proven strategies and planning techniques for study preparation
Provides access to bonus materials, including a link to sample practice questions, flashcards, and ancillary materials

This book is must-have preparation for those looking to take the CPLP Knowledge Exam in order to strengthen their resume.
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Son starting college, want to get him a separate credit card.
Added on : Monday April 14th 2014 01:00:02 PM
g: 0 Posted By: sorgec
Views: 237 Replies: 16 Our son is starting college in the fall. When he started high school we told him that if he could earn a solid merit scholarship (lowering our costs substantially) we would kick back a portion of that scholarship into spending money. He did.

We have had him as an authorized user on our card for a couple of years, and he is quite trustworthy. However, he will have more expenses next year and we would like to a) keep those separate so we can track them easily and b) start building his credit.

I thought I might take out a new card in my name and add him as an authorized user, but then just have him use that card so all the expenses would be his. Am I missing something? Would this be a good way to handle college expenses?


Question Deals
g: 0 Posted By: invisible
Views: 41 Replies: 0 Flying to SFO (and returning from SFO) on Delta award tickets: onward journey is via LA (LAX), return via Atlanta,GA.
Question:Is it possible to get off at LAX during onward journey? Any danger of getting return tickets canceled?

Since we were planning to visit LA anyway by car during the long vacation stay in California, it makes sense to start at LA and drive up to SFO then fly back from SFO, rather than making round trip journey from SFO by car to LAX during California stay.

Best if we can just get off at LAX, then drive to SFO after a few days, then after few days make return flight from SFO -- Any danger of Delta canceling our return journey due to now show in one leg?

According to this, seems difficult to do:
http://boardingarea.com/viewfromthewing/2012/01/07/how-to-use-hi...

I had heard about this "Hidden City" but for us this is accidentally coming up after booking award travel: and wanted to know how best to deal.

Anyone done this recently to jump of a non-terminal leg of the journey and still make remainder legs? (2nd leg of 4 part return trip in our case, with 4 family members in our case. Will airline listen to some medical reason or otherwise if told frankly (before or at LAX)?

Can't afford to get the Award travel canceled and re-booking will now not work due to filled lowest mileage slots for those legs on those dates.
Air Travel Deals
Free Kindle Book- The Second Coming of Christ (was $13.99)
Added on : Sunday April 13th 2014 04:00:02 AM
g: 0 Posted By: remick
Views: 78 Replies: 0 http://www.amazon.com/gp/product/B009W9CMWO

The King Is Coming! Have you ever tried to imagine what Christ's return will be like? As you explore the Scriptures with Charles Spurgeon in this book, you will discover the circumstances that will surround Christ's second comingwhat will actually happen during Jesus' reentry to Earth, what it means to watch for the Lord's reappearance, how to prepare yourself for His return, how to ensure the safety and acceptance of your loved ones, the heavenly rewards that are laid up for the righteous, how you are to act until Christ comes again, and how Christ's first Advent altered the course of all mankind, forever changing our destiny. His second coming will have an even greater impact as the King of Kings and Lord of Lords returns to earth, intervening in one moment to claim His bride and to judge all of humanity. "Blessed are those servants, whom the Lord when he cometh shall find watching." (Luke 12:37)


g: 0 Posted By: jackstone
Views: 92 Replies: 0 I am not certain if I will get red for this question but to me it is a rather difficult one to assess. Would appreciate your help on this and am happy to provide additional relevant info.

Getting a severance package from my current job (for a lump sum) and already have another one lined up, so not worried about job security for the present. A nice problem to have admittedly.

Quick disclosure, I already have 3 rental properties but they each have loans on them. The business model is working and I have no major issues with property management.

Ultimate question - use severance package to pay off student loans in full and still have some severance package cash lying around, or use an FW strategy to maximize long term net worth and earning power to offset student loan cashflow by purchasing rental property in full?

The question the wife and I are debating: We have about 56K in student loans combined between us, with an average interest rate of about 4.75% - a few are above 6% so I could see some arguments to pay at least those ones off. The monthly cost for our student loans is about $750 which I agree is ridiculously large. I could use this severance to vanquish the loans and eliminate the albatross of student debt once and for all. I would still then have close to enough cash lying around to possibly pursue a rental property downpayment and have a 4th mortgaged property, or could just throw it into a global stock index fund.

But all else equal, I am rather confident that I could locate a property that if purchased with cash, would offset the student loan cash flow completely, because the rental properties I already have (with loans on them) rent for higher than that monthly loan outflow, even after adjusting for property management fees, maintenance, etc; of course I have to pay mortgage expenses on the current 3 properties, so this would only work if I could find a property that I could FULLY pay - understand that some FWs might tell me to triple down and get three more mortgage properties instead of a single cash one. I will seriously consider taking money out of the cash paid for house after the rent and monthly expense situation is steady (let's say a year in) and then use it to buy another house with cash. The depreciation offset will also help in a big way until the student loans are due to be paid off - currently a mix of expiry, with most ending in 2019. Obviously once the student loans are paid off my cashflow situation dramatically improves - so 5 years out or so except for 1 of the loans (about 1/3 of the outstanding debt but at 3.5%) expiring in 2029.

Other considerations:

We always max out our Roth IRAs - may start to become inelgibile for Roth within the next year or two.
I have maxed out my 401k for two straight years and should be able to for the forseeable future. Wife's story a bit different but hope to at least come close to maxing by 2015.
Have another partnership that owns one triplex in a different geographic area, that has been a bit more challenging than the 3 rental properties I currently have - point is I have somewhat high exposure to real estate, though spread across 3 geographies.
Have a (what I will call) middle sized liquid stock portfolio, as well as auto monthly DRIP with 4 companies.
We will be moving, and there are often start up costs associated with that, but my new job's compensation should cover the difference in cost of living.
We have an infant daughter, and we will definitely need to start planning for school soon!

Thank you very much!
Personal Finance Deals
g: 0 Posted By: Compeek
Views: 47 Replies: 0 I bought a used car from a dealer two weeks ago for $6,300 out the door. I paid $1,000 down and financed the rest.I am 22 and have good credit (Discover said 773 last month), but still limited credit history obviously, so they gave me a loan with a 10% interest rate. My payments are $150.70 for 42 months. The loanisthrough Wells Fargo Dealer Services.

Now, I already had two other cars worth around $3,000 each that I am currently selling. The new car replaces both of them, so all of the money I get from selling those two can go to pay off the new car. I should easily get the $5,300 back from selling them and would be able to pay off the loan.The only reason I financed the car in the first place was because I wouldn't have the cash to pay for the new car until I sold both of the current cars.

(I'm sure I could have gotten a better rate at my own bank, etc., but my intention was to pay off the loan in the first month or two anyway, so I didn't care that much, and doing it through the dealer was easiest.)

My question is: Once I sell the other two cars and have the $5,300 (plus any accrued interest), should I pay off the loan in full, or should I pay it mostly off, but keep a small balance on it so that the loan stays on my credit and [potentially] helps my score for a while?

This is my first auto loan, so I don't know all of the intricacies, but I assume if I pay off all of the principal except, say, $100, I can just make very small payments for a while, and the loan will stay on my credit and bring my overall utilization down. Correct me if I'm wrong on that, though. And even if I'm right, maybe it's not worth the hassle, and I should just pay it off and be done with it.

Any input is appreciated!
Question Deals
g: 0 Posted By: remick
Views: 30 Replies: 0 Seed saving-Discover all the secrets to saving seeds-Tips & Techniques:all you need to know for seed starting
http://www.amazon.com/dp/B00AFCBDY0

4.4 out of 5 stars (23 customer reviews)

one more free book inside(the best herb to grow in your garden/home)

For those growing an organic garden, there is nothing more enjoyable than picking and saving seeds in order to plant them at the appropriate season.

In this step by step guide,Denny Hamlin, expert gardener, shares how simple it is to do the following:

1-Structure of a Seed
2- Gymnosperms vs. Angiosperms
3- Seed Growth and Development
4- Seed Germination
5-Factors Affecting Seed Germination
6- Steps in Seed Germination
7-Saving Seeds
8-all Tips on Saving Seeds of different organic plants

And this is just a small portion of what the book contains. In this manual I gathered tips and techniques from over 20 years of experience, simple explanations, and illustrations.



How To Improve Soil Condition in Your Garden
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Composting: A Comprehensive Guide to Making Your Own Compost
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The Perfect Compost Plan: Simple Guide To Making Healthy Compost
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Container Gardening : Container Garden Tips For Beginners For Successful Container Planting
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Raised Bed Gardening Planting Guide (2) - Making The Most Of A Raised Bed Garden For Growing Vegetables
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Chrysanthemums and Marigolds
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How to Grow Potatoes: Planting and Harvesting Organic Food From Your Patio, Rooftop, Balcony, or Backyard Garden
4.4 out of 5 stars (46 customer reviews)
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The Exotic Northern Garden
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Houseplants, Cacti And Tropical Plants: A Collection Of Articles By Sheri Ann Richerson
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2 Dozen Eggs For $1
Added on : Saturday April 12th 2014 05:00:11 AM
g: 0 Posted By: atiggger
Views: 75 Replies: 2 I thought it was on this forum but now i can't find it. There was a posting telling you two or three promo cards to Target that you could download to your IP and use them to receive 2 dozen eggs " starting next week i believe " for just under a buck. With Easter fast approaching that would be PERFECT. Can anyone direct me on the correct path to find those codes?
THANKS
In Store Coupons Deals
RoboForm Everywhere Free for a Year
Added on : Friday April 11th 2014 04:00:06 PM
g: 0 Posted By: darlamack
Views: 124 Replies: 0 Received this via email from CNET newsletter:
Inthe wake of Heartbleed, netizens are scrambling to change their passwords. But then how do you handle the headache of remembering all those new passwords? RoboForm has the answer: one free year of RoboForm Everywhere, a $19.95 value.

A convenient password manager, form-filler, and bookmarking app, RoboForm Login eliminates the manual steps required to log in to online accounts. You keep your passwords and log-in info in RoboForm's encrypted cloud, and then you only have to remember one master password. This weekend only, get the convenience of RoboForm Desktop on all your devices, even mobile ones, with RoboForm Everywhere.

Offer ends 4/13/14 and is for new users only.
Computers & Software Deals
Amazon Char-Broil Big Easy Kabob Holder Set - $7.97 FS Prime
Added on : Friday April 11th 2014 05:00:09 AM
g: 0 Posted By: Genius069
Views: 249 Replies: 0 For those who have gotten in on the Big Easy in the past deals. Amazon has the Kabob Holder set for $8 w/ free shipping using Prime. Lowest price it has ever been was $7.77 according to camel

Link
Home & Garden Deals

Amazon Coupons
Gridseed Asic 5 Chips USB Scrypt Miner [$120] AC
Added on : Thursday April 10th 2014 07:00:03 PM
g: 0 Posted By: bkc15
Views: 93 Replies: 0 For those of you that like to Mine Crypto-coins.

Zoomhash has the miner for $120 after coupon: muchwow


http://zoomhash.com/products/batch-15-gridseed-5-chip-320-420-kh...


Zoomhash is legendary in their customer service. Please google their reputation. Thanks!
Computers Deals
g: 0 Posted By: TheDiggler
Views: 163 Replies: 0 WD AV-GP WD20EURS 2TB 64MB Cache SATA 3.0Gb/s 3.5" Internal Hard Drive -Manufacture Recertified Bare Drive@ $79.99
20% offrefurbished HDD's CPN (BTEPFPC54), expires Apr 13, 2014: -$16.00

Math: $79.99 - $16 (CPN) = $63.99 AC, shipped free (Shoprunner 2day Eligible)

Coupon may be restricted to those e-mail addresses which were sent the April 7th, 2014 e-mail titled:
"Heres Your Exclusive Component Coupons Dont Let Them Go to Waste!"
External Hard Drives Deals

Newegg Coupons
g: 0 Posted By: remick
Views: 149 Replies: 0 Your Everyday Superpower: Can the New Brain Science Open the Door to an Altered Reality?
http://www.amazon.com/dp/B00H1LB3P2

5.0 out of 5 stars (27 customer reviews)

What if we all have a superpower we didnt even know we had?
Over the past two decades, there has been a quiet revolution in the human species.
Were seeing something that looks like a science of miracles.
On a regular basis, specialists and researchers are working with stroke victims, those with acquired brain injury and Alzheimers patients, as well as those seeking to improve memory, attention, creativity and overall brain function, to bring about radical and previously unguessed-at changes in the brain.
Theyre developing games and brain aerobics to reverse memory and function loss in the aging, using active pleasure to unlock brain addiction, teaching mindfulness for beginners to chronic pain sufferers, and measuring the dramatic positive impact of meditation, gratitude and sensory pleasure.
But what if it goes even further?
In her work as the Sweet Relief Coach, Janette Dalgliesh lives by, and teaches, the principles of deliberate creation, known to many as the Law of Attraction through books like Rhonda Byrnes bestselling The Secret as well as through the work of Abraham-Hicks.
But she always felt there was a missing piece of the puzzle; a gap between the sub-atomic world of quantum physics, where everything is energy and consciousness has been proven to affect outcomes; the macroscopic, classically physical world of everyday reality; and the intangible world of the esoteric and spiritual.
There is plenty of growing evidence for the links between physical, mental and spiritual well-being; but how do they work?
Janettes journey of enquiry began when she encountered leading American psychiatrist and author Norman Doidge at a writers festival, where he was launching his bestselling book, The Brain That Changes Itself. She devoured the book on her journey home - nearly missing a train stop - and discovered a deep passion for this extraordinary new brain science; the world of neuroplasticity.
Were the mystics and philosophers right all along, when they claimed that humans have the power to create their own reality, physically and literally? Could this science reveal the biological missing link that helps us understand how an altered reality is possible?
In this wide-ranging exploration of the relationships between the brain, consciousness and reality itself, Janette draws on the work of scientists, researchers and authors from Jill Bolte Taylor, VS Ramachandran and Rudolph E. Tanzi to Deepak Chopra, Joe Dispenza and Don Goewey.
This book explores, in plain English, the wilds of brain chemistry, confirmatory bias, species-specific interface and more.
It seeks to find out how the brain presents us with our reality, and whether you can turn this extraordinary knowledge into your superpower.



7 Ways To Sharpen Your Mind You Wish You Knew: The Best Quick and Easy Ways to Improve Memory, Learn Anything And Everything
http://www.amazon.com/dp/B00ISSA3Y4

4.8 out of 5 stars (25 customer reviews)

Think Faster - Focus Better - Remember More!

This book presents creative, yet practical tips and techniques to refine and sharpen your memory. Rather than rely on the happy accident of involuntary memory, you will be able to control what sticks in your mind and have easier access once a memory is in there.
Now, there is no shortage of memory books and tools out on the market today. The problem with them is they require you to use highly technical systems,so that to improve your memory, you have to learn, understand, andapply a complicated set of instructions. This can be time consuming andrequire a lot of effort. Often the system that you are taught is usefulfor only a handful of situations. It might help you with rememberingnames or a grocery list, but fall short in other areas such as studying or test taking.
This Book takes a different approach. It provides you with tips and techniques that are easy to learn, and more importantly, easy to apply. It does not require that you waste time learning difficult systems. It offers techniques that work with the natural way your mind processes information, so you spend less time trying to remember a system and more time remembering the information you need.

You will learn about:

* The basic principles of improving your memory.
* The importance of eating and drinking smart.
* Organizational tools and methods.
* How to work your mind.
* How to stress less.
* Useful memory exercises.

Take action and read this book now and live smarter!
Totally Free Deals
Activation vis a vis Heartbleed
Added on : Thursday April 10th 2014 04:00:08 AM
g: 0 Posted By: shinobi1
Views: 86 Replies: 1 I had already posted on activation, in general, earlier this year:

Link to old thread

Tried to add this there, but that thread now seems to be closed.

So given:

1. Nobody wants to suffer the hassle of fraudulent CC charges, even though there is unlikely to be monetary loss.
2. Many of us have a sock drawer filled with dormant credit cards.
3. Heartbleed has now been revealed.
4. Changing passwords can be inconvenient.

I'm liking the option of activation avoidance for dormant credit cards (see earlier thread).

Upon logging into account received a message from my daily user, Priceline (Barclays), suggesting I change my password. I didn't want to, but I felt it would nevertheless be prudent to follow their recommendation. I changed my Priceline password.

Next thought went to the overflowing sock drawer. Way too much hassle to change all those passwords. Just gonna let the problem atrophy through multiple failures to activate.



Credit Deals
Nationwide Paid Military Study - $160
Added on : Wednesday April 09th 2014 01:00:07 PM
g: 0 Posted By: badsister
Views: 12 Replies: 0 Hoping this can help someone out!

I've done studies with Elliott Benson before - they are reputable and pay very quickly.

If interested, respond ASAP, as their studies fill up quickly.

Best of luck - and thank you for your service!
---------------------------------
Elliott Benson Research is currently conducting a PAID study for those affiliated with the military.

The study is taking place April 21-24 and is paying $160 for your participation.
If you, or anyone you know is interested, please click the link below to take a brief survey. If you qualify, you will be contacted by an Elliott Benson representative.

Please no calls on this project at the time, we will contact you!

Keep in mind that at no time will anyone try to sell you anything. Instead, our clients want to pay you for your opinions! All information given will be kept strictly confidential.
For more information on our company, please visitwww.elliottbenson.com/
Link to screening survey to see if you qualify: https://www.surveymonkey.com/s/ProjectEMPIRE
Discussion Deals
Nationwide Paid Military Study - $160
Added on : Wednesday April 09th 2014 01:00:05 PM
g: 0 Posted By: badsister
Views: 0 Replies: 0 Hoping this can help someone out!

I've done studies with Elliott Benson before - they are reputable and pay very quickly.

If interested, respond ASAP, as their studies fill up quickly.

Best of luck - and thank you for your service!
---------------------------------
Elliott Benson Research is currently conducting a PAID study for those affiliated with the military.

The study is taking place April 21-24 and is paying $160 for your participation.
If you, or anyone you know is interested, please click the link below to take a brief survey. If you qualify, you will be contacted by an Elliott Benson representative.

Please no calls on this project at the time, we will contact you!

Keep in mind that at no time will anyone try to sell you anything. Instead, our clients want to pay you for your opinions! All information given will be kept strictly confidential.
For more information on our company, please visitwww.elliottbenson.com/
Link to screening survey to see if you qualify: https://www.surveymonkey.com/s/ProjectEMPIRE
g: 0 Posted By: BigReader
Views: 25 Replies: 0 Chasing Fae Romance Book 1 Well Met in Forest Light:: A Fae Paranormal Romance Erotica

Amazon Kindle Edition
Launch sale (author says for April only)
Regular price $3.99 U.S. current sale price $0.99 U.S.

U.S. http://www.amazon.com/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance
U.K. http://www.amazon.co.uk/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance
Canada http://www.amazon.ca/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance
Australia http://www.amazon.com.au/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance

WARNING THIS IS AN EROTIC FANTASY FOR ADULTS BOOK ... contains Adult situations and explicit sex

Description from Amazon :
The first book in Jean Ecrivain's new Fae Paranormal Romance Erotica series "Chasing Fae Romance"

Poor little Sarah. She's blonde, beautiful, artistic, and successful. The only thing she doesn't have in her life is a man.

One day while jogging, she runs into Robin, an on-again-off-again boyfriend with a penchant for speaking as if he were in a Shakespearean play. Robin invites her to run away with him and act as hostess to a party he's throwing.

Which is fine until she meets Neo, a rich, sexy, and generous bad boy, who might not be what he seems. Neo sweeps Sarah and her business partner Tara off their feet and shows them what they've been missing with each other.

Will Sarah stay in her flower shop? Will she see Neo again? Will she go with Robin? Is Robin her Fae erotic knight? Or is Neo?

Warning this is a hot fae paranormal erotica book containing adult situations ... not for those under 18



Totally Free Deals
g: 13 Posted By: remick
Views: 2644 Replies: 2 http://www.amazon.com/gp/product/B00BXJCG1S

4.6 out of 5 stars (5 customer reviews)

Thinking about refinishing your kitchen cabinets?
Look no further. In this new book by home improvement author John Miller you'll learn the easy step-by-step methods to improve the look of your cabinets and transform your kitchen.

You'll learn:

- How to paint, repaint, stain and resurface your kitchen cabinets the right way.
- What tools and materials you absolutely must have to make the most of your project -- and what you can do without.
- When to hire a pro to do the job -- and which contractors to avoid at all costs!
- What to expect from those DIY refinishing kits, and how to budget accordingly. Hint: expect to pay more!
- How to determine what finish is on your cabinets now...and how to remove it correctly. Using the wrong stripping agent could ruin your cabinets permanently.
- The proper way to measure the square footage of your cabinets so that you don't overspend on materials.

John Miller takes you by the hand and walks you through the process of refinishing your kitchen cabinets the right way. This is the no-nonsense book you've been looking for -- complete with photographs to help you along. Grab your copy today!

Books & Magazines Deals
g: 0 Posted By: emma861
Views: 153 Replies: 0 Ritz Camera has 2-Pack 16GB Lexar Professional 400x (60MB/s) SDHC Memory Cards for $24.99. Shipping is free
The ones from buydig/Adorama were 200x versions (30MB/s). These are 400x (60MBs) for those who want faster cards.

http://www.ritzcamera.com/product/LEXLSD16GCTBNA4002.htm

$24.99 with free shipping

400x (60MB/s) transfer speed
Excellent for high-quality images and 1080p HD video recording
Ultra High-Speed, Class 10 card
Average Read Speed: 60MB/s
Minimum Write Speed: 20/MB/s
Includes downloadable Image Rescue 4 software
Limited lifetime warranty

SD & SDHC Deals
g: 2 Posted By: st4rdust
Views: 338 Replies: 3 Frys has an HGST 4TB Deskstar Coolspin 3.5" SATA III Internal Desktop Hard Drivefor $139.00 with free in-store pickup only.

For those who may be unaware (like I was until I researched this deal..) HGST stands for Hitachi Global Storage Tech. They're owned by Western Digital.

4TB Capacity
3.5" Form Factor
SATA III Interface
5400rpm Spindle Speed
Power Efficient CoolSpin Technology
32MB Cache
3 Year Limited Warranty

Hard Drives Deals
g: 1 Posted By: st4rdust
Views: 161 Replies: 1 Frys has an HGST 4TB Deskstar Coolspin 3.5" SATA III Internal Desktop Hard Drivefor $139.00 with free shipping.

For those who may be unaware (like I was until I researched this deal..) HGST stands for Hitachi Global Storage Tech. They're owned by Western Digital.

4TB Capacity
3.5" Form Factor
SATA III Interface
5400rpm Spindle Speed
Power Efficient CoolSpin Technology
32MB Cache
3 Year Limited Warranty

Hard Drives Deals
g: 0 Posted By: st4rdust
Views: 148 Replies: 0 The revised and expanded edition of Freakonomics (and Other Riddles of Modern Life),by Steven D. Levitt and Stephen J. Dubner, is available for $1.99.

Kindle Edition from Amazon
Android Edition from Google Play
Nook Edition from Barnes & Noble



For those of you who haven't read this book, I highly recommend it. I found it fascinating. 339,759 users at Goodreads gave it3.86/5 stars.

Here's Amazon's blurb:

"Which is more dangerous, a gun or a swimming pool? What do schoolteachers and sumo wrestlers have in common? Why do drug dealers still live with their moms? How much do parents really matter? How did the legalization of abortion affect the rate of violent crime?These may not sound like typical questions for an econo-mist to ask. But Steven D. Levitt is not a typical economist. He is a much-heralded scholar who studies the riddles of everyday lifefrom cheating and crime to sports and child-rearingand whose conclusions turn conventional wisdom on its head.Freakonomicsis a groundbreaking collaboration between Levitt and Stephen J. Dubner, an award-winning author and journalist. They usually begin with a mountain of data and a simple question. Some of these questions concern life-and-death issues; others have an admittedly freakish quality. Thus the new field of study contained in this book: freakonomics.Through forceful storytelling and wry insight, Levitt and Dubner show that economics is, at root, the study of incentiveshow people get what they want, or need, especially when other people want or need the same thing. InFreakonomics, they explore the hidden side of . . . well, everything. The inner workings of a crack gang. The truth about real-estate agents. The myths of campaign finance. The telltale marks of a cheating schoolteacher. The secrets of the Klu Klux Klan.What unites all these stories is a belief that the modern world, despite a great deal of complexity and downright deceit, is not impenetrable, is not unknowable, andif the right questions are askedis even more intriguing than we think. All it takes is a new way of looking.Freakonomicsestablishes this unconventional premise: If morality represents how we would like the world to work, then economics represents how it actually does work. It is true that readers of this book will be armed with enough riddles and stories to last a thousand cocktail parties. ButFreakonomicscan provide more than that. It will literally redefine the way we view the modern world."
Books Deals

Amazon Coupons
Assassin's Creed: Ezio Trilogy Edition (X360) - $16.99 @ Amazon
Added on : Tuesday April 08th 2014 03:00:02 PM
g: 0 Posted By: hellokitty27
Views: 76 Replies: 0 Amazon has Assassin's Creed: Ezio Trilogy Edition (X360) for $16.99 w/ free Super Saver shipping on orders $35+.

Includes:

ASSASSIN'S CREED 2: The Truth is Written in Blood: I will seek vengeance upon those who have betrayed my family, only to uncover a conspiracy bigger than I could have imagined. I am Ezio Auditore Da Firenze. I am an Assassin
ASSASSIN'S CREED: BROTHERHOOD: Be a Legend: I have always fought alone. But one man cannot defeat the entire Templar order. So I have recruited my fellow assassins. Together, we will forge The Brotherhood
ASSASSIN'S CREED: REVELATIONS: Two Assassin's. One Destiny: My blades have dispensed death and justice in equal measure. Yet I am no closer to discovering the truth behind our order. I must walk the path of my ancestor, Altair, to find my true purpose
g: 2 Posted By: Logician1313
Views: 219 Replies: 0 Microsoft Special Edition Camouflage Wireless Controller (X360) - $29.99 w/ Free Shipping at Best Buy

Normally $37.99, now $29.99 with free shipping.4.7/5 stars based on 837 buyer reviews.


Back again for those who missed it last month.
Xbox 360 Deals

Best Buy Coupons
g: 0 Posted By: remick
Views: 75 Replies: 0 http://www.amazon.com/dp/B00IDHDHMK

5.0 out of 5 stars (9 customer reviews)

If you travel and work online, youre dependent on technology. Love it or hate it, its part of your daily life without it, you wont get paid and yet its something thats barely mentioned when people talk about this lifestyle.

Working from the road comes with a unique set of challenges. The systems, equipment and processes that are perfect in a traditional office environment rarely work well outside of it. Unreliable Internet and no dedicated workplace make productivity a challenge, and the need to fit everything in your luggage severely limits your equipment choices.

Security is a major problem, yet one thats largely ignored until its too late. Theres a big difference between sitting in a cubicle protected by access cards and security guards, and wandering around the streets of a foreign city trying to find a cafe to work in. In the euphoria of finding a wireless network that actually functions, its rare to stop and think about the passwords and confidential information that youre sending across it and who else might be looking at them.

The risk of equipment failure is much higher on the streets of South East Asia than in an air-conditioned Manhattan office, yet theres no tech support person backing up your data or ready to come around with a new laptop when yours breaks.

You cant just walk around to a colleagues desk when theyre ten thousand miles and nine time zones away. Working together with a business partner or client is much harder when you're on the road, especially if youre trying to do everything by email.

If youre like most digital nomads, youre not a tech guru nor do you want to be. Instead, youre an expert in your own field an artist, photographer, writer, engineer or something else entirely. Every hour thats wasted trying to fix a computer problem is an hour youd much rather spend doing anything else. You just need things to work, using the right tools for the job and having enough knowledge to get everything done safely, securely and with a minimum of hassle. Technology is simply a means to an end.

Ive written this book for you.

Whether youre already a digital nomad or are planning to be, this book provides you with the straightforward, practical tech advice you need to work safely and effectively from anywhere.

Ill give you the knowledge to choose exactly which equipment you need and be certain about what you don't. Whether its a laptop, phone, hard drive or anything else, youll be able to focus on the features that matter on the road, and go beyond the sales people and specifications to make truly informed decisions.

Ill help you and your data stay secure in highly-insecure environments (including some you probably havent thought about). Youll have the right tools and gear to get faster, cheaper and more reliable Internet connections anywhere in the world and will know what to do when those connections inevitably stop working.

Youll save money on phone and data bills, and be able to collaborate effectively with others whether theyre on the other side of the table or the other side of the world. Youll know exactly how to prevent a tech disaster from destroying your business, and which websites and apps are worth your time and money.

In short, I completely demystify the technology behind life as a digital nomad. By the end of this book, youll be armed with the technical knowledge, skills, equipment and tools to run your business from wherever in the world you happen to be.
Totally Free Deals
Free Kindle Book - Negotiating When Money Matters: Home Improvement
Added on : Tuesday April 08th 2014 07:00:07 AM
g: 0 Posted By: remick
Views: 56 Replies: 0 http://www.amazon.com/dp/B00F6GIOW4

5.0 out of 5 stars (10 customer reviews)

Negotiating When Money Matters provides a low-stress, ethical way to get the best price. Contemplating a home improvement or repair? Dread the hassle, hate wondering if you've been overcharged? Most of us aren't Do-It-Yourselfers. The typical homeowner spends $4,000 per year on home improvement. If you own a home, you are on the verge of needing repairs or getting an upgrade; when or what is TBD.
To get the best price, you don't need to know their job or outsmart them. You just need to know what factors cause the price to go up and sidestep those. Find out the surprising thing you can do, taking about an hour of your time, that makes your chosen contractor give a competitive, honest price.
This delightfully juicy book covers the Three Things Businesses Value More Than Money, the 10 risk factors that increase the price, and how the payment schedule determines whether the job is done on time, or done at all.
Keeping yourself out of the overcharged group is easier than you think. It makes you a double winner, because customers who get a fair price are also more likely to get good work.
Totally Free Deals
g: 1 Posted By: remick
Views: 147 Replies: 0 http://www.amazon.com/gp/product/B00B85MQ8U

Compelling Accounts of Key People Who Have Formed Christian Belief through the Ages

All Christians' beliefs are shaped by those who went before them. Now these giants of Christian history are presented chronologically and in a format that helps readers get to know them. In addition to a biographical sketch, readers will discover each person's primary contributions to the Christian faith along with a brief quotation from their work. Students, history buffs, and curious readers will be fascinated as their faith is strengthened. Included are Polycarp, Justin Martyr, Augustine, Thomas Aquinas, Martin Luther, John Calvin, Karl Barth, Carl F. H. Henry, and more.
Books Deals

Amazon Coupons
g: 0 Posted By: Gauss44
Views: 18 Replies: 0 Sallie Mae agreed to postpone my payments on non-federal student loans for 3 months, which would have saved me about $2000 in the short term. I contacted them because my online account was still reading "past due" weeks later. Customer service told me that they just changed their minds. That plus a $2000 tax bill has me in financial turmoil.

I doubt there's anything I can do about Sallie Mae not honoring their verbal agreement. In was wondering if there's anything I can do in the future to make sure Sallie Mae honors their future agreements with me, should there be any? Or at least to protect myself if they do this again? (I might have to deal with them again since I'm planning to go to medical school.)

My thoughts: Maybe I could also tell them I'm recording the phone call and do so. Maybe that would allow me to sue if they lie again? And maybe they wouldn't offer me anything under those circumstances...
g: 0 Posted By: st4rdust
Views: 131 Replies: 0 Newegg Flash has a RAVPower Deluxe External Battery Charger(14000mAh Portable Power Bank) for $34.99 with free shipping.

4.3/5 stars based on 429 reviews from Amazonhere. This is a power bank - for those who may be unaware, you charge it and then it can charge your device on the go. They make charging convenient wherever you may not have an outlet handy.

14000mAh Capacity
1-yr. Warranty
Includes power bank, 2 coiled cables, 4 connectors, user guide and travel pouch

NeweggFlash Deals
Parents' large assets to Roth best transfer options?
Added on : Monday April 07th 2014 04:00:07 PM
g: 0 Posted By: derfderf1984
Views: 81 Replies: 0 Question: What should my parents do to reduce cost (Tax) and increase amount in Roth or fringe benefits?

Details:
- Dad is fixated/bitter to the fact that he worked hard and was responsible, but will have his assets depleted before most assistance programs kick in while those not lucky enough to get a pension buyout will get the government aid free sooner.
- Generousparents want to get the funds to a ROTH IRA so that my brother and I can inherit the funds andkeep them in non-taxable accounts only taking mandatory withdraws.
- They want to keep the taxes they pay on the transfer to a minimum or receive a benefit that makes up for the tax hit. Today comfortable with staying in the 25% tax bracket.
- Parents are 65ish
- The first world problem is, the stock market gains are more than the amount they can roll over to a ROTH every year thus they will never be able to roll over the whole amount into a non-taxable account.

My thoughts on options:
1) Just stick to the plan the tax hit is not justified until I loose one of my parents. (Pro: keep taxes low Con: may incur taxes later, might not accomplish their goal.)
2) Take more of a hit to get to the point of no reportable income. Then apply for aid programs that do not have means tests to determine eligibility. (Pro: goal complete,minor benefits poor people get Con: lost flexibility in accomplishing goal, feel like deadbeats)
3) Is there a way to take a loan fromyour traditionalIRA secured by some note that the traditional keeps while you fund the Roth with the loan money so it is not income just loan money? (Don't know if doable because it is loan money not earned money going into ROTH)
Investing Deals
Amazon Sellers, Sales Taxes?
Added on : Monday April 07th 2014 11:00:17 AM
g: 0 Posted By: myhotrs
Views: 12 Replies: 0 I searched all over and could not find this. I know how to charge sales tax on my Amazon sales. What I am asking is whether folks here go through the hassle or not and if anyone knows what Amazon reports. I'm in California and selling both myself and FBA. Started a few months ago and volume will probably trip a 1099 this year. Thats not a problem, I'm prepared to pay income tax. I just can't believe how complex the tax issue is with AZ and that everyone who sells has gone through the pain of setting up and reporting every state.

Please don't respond with ethical comments or tax law, not interested.

If I missed an existing discussion, I apologize and if someone could point me in the right direction that would be appreciated. Also, PMs welcome for those who don't want to post.
.coldwatercreek.com Today ONLY 04/07/14 extra 50% off
Added on : Monday April 07th 2014 11:00:11 AM
g: 1 Posted By: DaysFan
Views: 310 Replies: 1 http://www.coldwatercreek.comhttp://www.coldwatercreek.com/sale.aspxSALE is valid for a limited time or while supplies last. Items priced as marked. Not valid on previous purchases. Sale prices available only on Coldwater Creek website, not by phone, mail or in stores. In the event of a return or exchange, the amount refunded will equal the actual merchandise purchase price paid. Product selections offered during sale may differ from product selections offered during non-sale periods.

OUTLET: Prices shown and product availability apply online only and may differ from those in our Factory stores. Quantities, sizes and colors are limited to stock in the online Coldwater Creek Outlet. Normal shipping fees apply. While intermediate markdowns may have been made previously, all reductions are based on original prices. Coldwater Creek Outlet reserves the right to add or remove items from our website, at any time, at our discretion. Product selections offered during promotional periods may differ from product selections offered during non-promotional periods.

FREE SHIPPING PROMOTION VALID ONLINE ONLY THROUGH 4/7/14. Free Standard Shipping with purchase of $50 or more, exclusive of tax, for all in-stock items shipped anywhere in the contiguous United States. Not valid on previous purchases. No cash value.
Clothing Deals

Coldwater Creek Coupons
g: 0 Posted By: Deals4mykids
Views: 10 Replies: 0 http://www.groupon.com/deals/excel-with-business-111
Great deal for those that need a certification for excel, but cant afford the expensive classes. Just thought I would share the great deal with everyone!
g: 1 Posted By: Deals4mykids
Views: 123 Replies: 1 http://www.amazon.com/gp/product/B00GOZV3TM
4.4 out of 5 stars.

Book Description
Publication Date: November 15, 2013
When it was first published in 1989, The 7 Habits of Highly Effective People was an almost instant bestseller--and quickly became a permanent part of the cultural lexicon. With over 25 million copies sold worldwide in over 40 languages since its first publication, this book continues to help millions of readers become more effective in both their personal and professional lives.

This is one of the rare books that has influenced presidents, CEOs, educators, and individuals all over the world not only to improve their businesses and careers but to live with integrity, service, dignity, and success in all areas of life. It has had an undeniable impact for the past 25 years--and will no doubt continue to be influential for many more.

ENDORSEMENTS

"Every so often a book comes along that not only alters the lives of readers but leaves an imprint on the culture itself. The 7 Habits is one of those books." --Daniel Pink, author of Drive and To Sell Is Human

"The 7 Habits encompass timeless principles that can help guide any company toward success." --Tony Hsieh, New York Times bestselling author of Delivering Happiness and CEO of Zappos.com, Inc.

"There are very few business books that are essential reading for anyone who wants to make a difference. This is one of the great ones." --Seth Godin, author of The Icarus Deception

"No person lasts forever, but books and ideas can endure. Stephen R. Covey's life is done, but his work is not. It continues, right here in this book as alive today as when first written." --Jim Collins

"Twenty-five years after it first appeared, the wisdom of The 7 Habits is more relevant than ever. On an individual level people are burning out, and on a collective level we are burning up the planet. So Dr. Covey's emphasis on self-renewal, and his understanding that leadership and creativity require us to tap into our own physical, mental, and spiritual resources, are exactly what we need now." --Arianna Huffington

ABOUT THE AUTHOR

Dr. Stephen R. Covey (1932-2012) was a world-renowned authority on leadership and family relations. He held a Bachelor of Science from the University of Utah, an MBA from Harvard, and a PhD from Brigham Young University. Dr. Covey served as Vice Chairman of FranklinCovey Co., and was an in-demand speaker, teacher, and organizational consultant. Throughout his career, Dr. Covey brought new insight and understanding to millions of readers and students.
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Diedrich Coffee K-Cup for Keurig Brewers, 96 Count $30.75
Added on : Monday April 07th 2014 03:00:02 AM
g: 2 Posted By: myonlyday
Views: 151 Replies: 1 Amazon Warehouse has the Diedrich Coffee K-Cup for Keurig Brewers, 96 Count for$30.75 Free Ship with $35 order.

http://www.amazon.com/Diedrich-Coffee-Keurig-Brewers-Medium/dp/B008YA16IS/

Good for those who like light coffee taste.
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g: 12 Posted By: remick
Views: 1882 Replies: 2 SEALS: A Fascinating Book Containing Seal Facts, Trivia, Images & Memory Recall Quiz: Suitable for Adults & Children
http://www.amazon.com/gp/product/B00J9SR0D4

Hi and a very warm welcome to "Seals". A Fascinating Book Containing Seal Facts, Trivia, Images & Memory Recall Quiz: Suitable for Adults & Children.

I'm one of those people who loves to hear about extraordinary facts or trivia about anything. They seem to be one of the few things my memory can actually recall. I'm not sure if it's to do with the shock or the "WoW" factor but for some reason my brain seems to store it for a later date.

I've always been a great believer in that whatever the subject, if a good teacher can inspire you and hold your attention, then you'll learn! Now I'm not a teacher but the system I've used in previous publications on Kindle seems to work well, particularly with children.

This edition includes a selection of those "WoW" facts combined with some pretty awesome pictures, if I say so myself! At the end there is a short "True or False" quiz to check memory recall and to help cement some of the information included in the book. Don't worry though, it's a bit of fun but at the same time, it helps to check understanding.



PENGUINS (The Essential Guide To Penguins For Kids On Kindle)
http://www.amazon.com/gp/product/B00C9QPA3K

Length: 178 pages

Hi and a very warm welcome to "Penguins, Penguins & More Penguins: Volume 1
.
I'm one of those people who loves to hear about extraordinary facts or trivia about anything. They seem to be one of the few things my memory can actually recall. I'm not sure if it's to do with the shock or the "WoW" factor but for some reason my brain seems to store at least some of it for a later date.
I've always been a great believer in that whatever the subject, if a good teacher can inspire you and hold your attention, then you'll learn! Now I'm not a teacher but the system I've used in previous publications on Kindle seems to work well, particularly with children.
This penguin edition includes a selection of those "WoW" facts combined with some pretty awesome pictures, if I say so myself! At the end there is a short "True or False" quiz to check memory recall and to help cement some of the information included in the book. Don't worry though, it's a bit of fun but at the same time, it helps to check your understanding.



Spiders & Insects
http://www.amazon.com/gp/product/B00HOFHZPW

Length: 205 pages

Hi and a very warm welcome to my "Spiders & Insects" Bundle Edition.

I'm one of those people who loves to hear about extraordinary facts or trivia about anything. They seem to be one of the few things my memory can actually recall. I'm not sure if it's to do with the shock or the "WoW" factor but for some reason my brain seems to store it for a later date.
I've always been a great believer in that whatever the subject, if a good teacher can inspire you and hold your attention, then you'll learn! Now I'm not a teacher but the system I've used in previous publications on Kindle seems to work well, particularly with children.
These two books include a selection of those "WoW" facts combined with some pretty awesome pictures, if I say so myself! At the end of each one, there is a short "True or False" quiz to check memory recall and to help cement some of the information included in the book. Don't worry though, it's a bit of fun but at the same time, it helps to check your understanding.

Books & Magazines Deals
Amending Fed and CA State Return Questions.
Added on : Sunday April 06th 2014 04:00:07 PM
g: 0 Posted By: MoneyHound
Views: 22 Replies: 0 My 19-year-old son who joined the military the end of last year erroneously claimed himself as an exemption on his federal and state income tax return. My wife and I claimed him as a dependent as he qualified last year. He has completed a 540X and 1040X to amend his returns. Question is which forms to send where! Obviously the 1040X goes to the IRS, and 540X goes to the franchise tax board. Question is which additional forms need to be sent. Does this amended 540NR (completed by all military stationed away from home state )need to be sent with the 540X as well? What about the 1040X or amended 1040EZ? Do those need to be sent with the 540X to the franchise tax board? And what goes to the IRS along with the 1040X? Does the amended 1040 EZ need to be included? The only change that is being amended is to remove his exemption and allow for him to be claimed as a dependent. This is clearly stated on both the 540X and 1040X. And help with this would be greatly appreciated.
Tax Deals
Withings WS-30 wireless scale for $29.99 @ Target BM clearance YMMV
Added on : Sunday April 06th 2014 03:00:02 PM
g: 0 Posted By: rankl
Views: 0 Replies: 0 For those health aficionados,
Withings WS-30 wireless scale for $29.99 @ Target BM clearance YMMV

price @ Amazon is 89.75 (black)

Accurate weight and BMI measurement with Position Control
Wirelessly uploads in Wi-Fi and Bluetooth
Health Mate app to visualize weight trends
Multi-user support with automatic recognition
Easy setup from iOS app, one tap Wi-Fi configuration sharing

Amazon link
g: 1 Posted By: remick
Views: 232 Replies: 1 http://www.amazon.com/Coolest-Kids-Science-Projects-Experiments-...

4.3 out of 5 stars See all reviews (15 customer reviews)

Cant find the right science project idea? Want to supplement your childs education at home?
Evans' collection of over 40 of the coolest kid approved science projects are guaranteed to light up your childs eyes and spark their imaginations. The book is geared towards elementary and middle school students, but can always be adjusted for more complex high school projects.
Drawing experiment ideas from Bill Evanss collection of fun and educational science projects is a great start to getting young children interested in science in a way that feels like games. You can choose from a variety of exciting experiments that cover different areas of science including projects in biology, physics and chemistry.
All projects require parental supervision, which makes them a great opportunity to build a stronger relationship between parents and children and share a unique experience together.



Also free

PENGUINS (The Essential Guide To Penguins For Kids On Kindle)

http://www.amazon.com/gp/product/B00C9QPA3K

Length: 178 pages

Hi and a very warm welcome to "Penguins, Penguins & More Penguins: Volume 1
.
I'm one of those people who loves to hear about extraordinary facts or trivia about anything. They seem to be one of the few things my memory can actually recall. I'm not sure if it's to do with the shock or the "WoW" factor but for some reason my brain seems to store at least some of it for a later date.
I've always been a great believer in that whatever the subject, if a good teacher can inspire you and hold your attention, then you'll learn! Now I'm not a teacher but the system I've used in previous publications on Kindle seems to work well, particularly with children.
This penguin edition includes a selection of those "WoW" facts combined with some pretty awesome pictures, if I say so myself! At the end there is a short "True or False" quiz to check memory recall and to help cement some of the information included in the book. Don't worry though, it's a bit of fun but at the same time, it helps to check your understanding.



Spiders & Insects
http://www.amazon.com/gp/product/B00HOFHZPW

Length: 205 pages

Hi and a very warm welcome to my "Spiders & Insects" Bundle Edition.

I'm one of those people who loves to hear about extraordinary facts or trivia about anything. They seem to be one of the few things my memory can actually recall. I'm not sure if it's to do with the shock or the "WoW" factor but for some reason my brain seems to store it for a later date.
I've always been a great believer in that whatever the subject, if a good teacher can inspire you and hold your attention, then you'll learn! Now I'm not a teacher but the system I've used in previous publications on Kindle seems to work well, particularly with children.
These two books include a selection of those "WoW" facts combined with some pretty awesome pictures, if I say so myself! At the end of each one, there is a short "True or False" quiz to check memory recall and to help cement some of the information included in the book. Don't worry though, it's a bit of fun but at the same time, it helps to check your understanding.

Books & Magazines Deals
Student loan provider screws up account balances. Recourse options?
Added on : Sunday April 06th 2014 07:00:07 AM
g: 0 Posted By: ricksreck
Views: 14 Replies: 0 Hi FWF, this one is painful as it is quite a pickle.

My student loan provider, "mygreatlakes.org", had a "system glitch" (as the customer support manager called it) sometime between February 10th and March 10th. The glitch was blamed by the support manager for the incorrect account balances displayed on multiple loan holder accounts. In my case, the total account balance for all of my loans was not manipulated, but the individual tokens (the different accounts with different interest rates that make up my total account balance) was. Here are the details:

1) I made a payment on January 27 to pay off the entire balance of my higher interest rate loan. 100% of this payment should have been applied to my higher interest loan because:
i) I am already ahead on my payments until January of 2017.
ii) and I already made a payment earlier in the month of January (so the requirement of applying a portion of your monthly payment to the other tokens in your account does not apply here --That was done for the earlier payment in January).

2) On February 10th I logged into my account to see that the transaction was properly processed. I found only 85% of my payment went to the higher interest loan, and the other 15% went to the lower interest loan. (instead of the entire 100% to the higher interest loan.

3) I immediately took screenshots of the transaction details for reference. I have details showing:
i) the transaction amount is equal to the balance of the higher interest loan balance (before the Jan 27 transaction)
ii) both my higher and lower interest loan balances before the transaction
iii) the loan balances after the transactions

Now the situation gets juicy!

4) I called to dispute the facts. The customer service rep apologized and said the account would be corrected within 10 business days.

5) I called back in 10 days because the new balance on my higher interest loan was over $1000!!! they actually added to my net account balance. Customer service apologized and said the account would be corrected within 10 business days.

6) I called back in 10 days. The balance was still not $0, in fact, it was even higher than the 15% left over from my Jan 27 payment (reference point 2 above -only 85% of my payment went to my higher interest loan I am trying to pay off). Now the transaction had been re-re-adjusted so that only 75% of my payment went to the higher interest loan. It only got worse... ughhhh!

7) I called back. The first time they said they would fix it and to check back in 10 days. 10 days later it still was not fixed.

8) I called back. This time the customer service rep did not believe me that my account should be at 0% for the high interest loan (problem #1), nor did she believe that my higher interest loan balance was previously at 15% of my January 27 payment (problem #2).

9) good thing I took screenshots... I emailed her the screenshots of the original transaction details.

10) She called me back four times over the course of two weeks; either to tell me they are still looking into it or to ask me questions. by the third week of her investigation I had not heard back from her.

11) ...So I called back... I got a new manager. This one blamed the balance issues on a "system glitch" which affected many different borrower accounts.
i) I asked her why I had not been informed of this upon its discovery. She said there was no need because it was quickly fixed. I became furious, but held my temper best I could.
ii) I asked her details about the glitch: how it happened? what did it do, exactly, to my account? I asked her to explain how the old 15% balance was figured before this hypothetical "glitch". ...She only started claiming facts off the top of her head which made me even more furious, but I still held my temper best I could.
iii) I requested all account history since my grace period ended (which was less than 6 months ago, so not very difficult). ...she couldn't even get that right because she only sent me history for the higher loan loan. Also, please not that the "history" information she provided me was generatedonly afterthis mysterious glitch. So, even though they may reflect the payment history as their system notes it is to date, there is no way of telling if this "glitch - correction" didn't modify my payment history distributions to individual tokens as well. This is what scares me, because if there was a glitch to begin with, how can one be sure that the system didn't glitch again in what they call their "glitch - correction". [Unfortuately, I am not lucky to have full account transaction history screenshots to accompany my Jan 27 transaction].


Ughhh....
That said, Is there any recourse to this? mygreatlakes.org offered to backtrack the interest to my Jan 27 payment (just wipe it out), which is a nice gesture, but they will not re-re-re-adjust the account (put the account back to the way I saw it when I took screenshots --problem #2.

Do I have a right to not pay any loans until they can prove that this was actually a glitch, AND that the current balance is actually correct. They haven't been able to do either of these things. I don't believe I should be obligated to make payments again until they can show me exactly WHERE and HOW this happened, and that it is in fact fixed. I had been following the old account history (prior to the glitch) and making multiple payments a month. I never noticed any incorrect calculations for any of those transactions. Please note: I am not saying i shouldn't pay my loans, I am saying I shouldn't be obligated to make payments or be charged interest until this issue is truly corrected... don't forget, they also failed to inform me in any way that my account had been "glitched" and manually manipulated to "correct" the glitch.




As forproblem #1--higher interest loan balance should be 0%-- that is just a whole other can of worms. I'll save that for a different day... maybe another thread.

Thanks guys!
g: 0 Posted By: BigReader
Views: 215 Replies: 0 Chasing Fae Romance Book 1 Well Met in Forest Light:: A Fae Paranormal Romance Erotica

AmazonKindle edition
Launch give away
Returns to launch sale on Monday

U.S.http://www.amazon.com/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance
U.K. http://www.amazon.co.uk/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance
Canadahttp://www.amazon.ca/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance
Australia http://www.amazon.com.au/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance

WARNING THIS IS AN EROTICA BOOK ... Adult situations and explicit sex

Description from Amazon:
The first book in Jean Ecrivain's new Fae Paranormal Romance Erotica series "Chasing Fae Romance"

Poor little Sarah. She's blonde, beautiful, artistic, and successful. The only thing she doesn't have in her life is a man.

One day while jogging, she runs into Robin, an on-again-off-again boyfriend with a penchant for speaking as if he were in a Shakespearean play. Robin invites her to run away with him and act as hostess to a party he's throwing.

Which is fine until she meets Neo, a rich, sexy, and generous bad boy, who might not be what he seems. Neo sweeps Sarah and her business partner Tara off their feet and shows them what they've been missing with each other.

Will Sarah stay in her flower shop? Will she see Neo again? Will she go with Robin?

Warning this is a hot fae paranormal erotica book containing adult situations ... not for those under 18
Totally Free Deals
Amazon Board Game Sale
Added on : Saturday April 05th 2014 05:00:08 AM
g: 1 Posted By: kmsandrbs
Views: 271 Replies: 0 Gold Box Deal of the Day

For board gamers, here is an opportunity to pick up one (or several) new games at great prices.

Most (if not all) of these are fantastic games. Most of them are at (or below) their lowest previous price on Amazon (according to Camel Camel Camel for those I checked then I ran out of time). A couple might be cheaper elsewhere, so it wouldnt hurt to shop around, but for the most part, these are really good or great prices.Ticket To Ride by Days of Wonder
4.8 out of 5 stars (1,306)
Price: $29.99
Camel Camel Camel: lowest price on AZ by $2; has been a couple $$ cheaper elsewhere once or twice

Forbidden Island by Gamewright
4.6 out of 5 stars (547)
Price: $10.19
Camel Camel Camel: lowest price on AZ, been ~$1 cheaper elsewhere a couple of times

7 Wonders by Asmodee
4.7 out of 5 stars (414)
Price: $27.99
Camel Camel Camel: Lowest price on AZ; has gotten down to $20 sometimes at other sellers

Takenoko Board Game by Asmodee
4.7 out of 5 stars (98)
Price: $26.99
Camel Camel Camel: pretty much the cheapest its been anywhere

Dominion by Rio Grande Games
4.8 out of 5 stars (688)
Price: $24.99
Camel Camel Camel: Cheapest AZ ever, but has been below $20 from other sellers several times

Dixit by Asmodee
4.6 out of 5 stars (122)
Price: $18.99
Camel Camel Camel: Not quite the cheapest ever on AZ (but close); been down to $14 at other sellers

Rampage Board Game by Asmodee
4.4 out of 5 stars (15)
Price: $33.99 Camel Camel Camel: By far the lowest it has been on AZ; only a couple $$ cheaper a couple times elsewhere

SJG Zombie Dice by Publisher Services Inc (PSI)
4.6 out of 5 stars (251)
Price: $7.99
Camel Camel Camel: been cheaper on AZ and you can currently by for $1 less elsewhere

Puerto Rico by Rio Grande Games
4.7 out of 5 stars (210)
Price: $24.99
Camel Camel Camel: best price on AZ; looks like it has recently been selling for less elsewhere

Dominion: Big Box by Rio Grande Games
4.7 out of 5 stars (158)
Price: $53.99
Camel Camel Camel: Pretty much the lowest it has been (certainly on AZ, only $1 cheaper elsewhere)

Munchkin by Steve Jackson Games
4.6 out of 5 stars (285)
Price: $14.99

Tsuro of the Seas by Calliope Games
4.6 out of 5 stars (27)
Price: $23.99

Zombicide Base Game by Guillotine Games
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Price: $51.99

Tokaido Board Game by Passport Game Studios
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Price: $23.99

Eclipse Board Game by Asmodee
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Price: $49.99

Munchkin Zombies by Steve Jackson Games
4.7 out of 5 stars (82)
List Price: $24.99

Zombicide Season 2: Prison Outbreak by Guillotine Games
4.7 out of 5 stars (13)
Price: $56.99

Nations Board Game by Asmodee
4.7 out of 5 stars (10)
Price: $55.99

Axis and Allies 1941 Board Game by Wizards of the Coast
4.0 out of 5 stars (29)
Price: $18.99

Say Anything by North Star Games
4.5 out of 5 stars (165)
Price: $14.99

Koryo Card Game by Asmodee
5.0 out of 5 stars (1)
Price: $14.99

Diplomacy by Wizards of the Coast
4.5 out of 5 stars (56)
Price: $18.99

Walking Dead The Best Defense Board Game by Cryptozoic Entertainment
4.0 out of 5 stars (26)
Price: $23.99

Rise of Augustus Board Game by Asmodee
4.9 out of 5 stars (9)
Price: $21.99

Acquire by Wizards of the Coast
3.9 out of 5 stars (90)
Price: $18.99

Game Deals

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April Free Kindle Book -
Added on : Saturday April 05th 2014 04:00:12 AM
g: 0 Posted By: BigReader
Views: 43 Replies: 0 Chasing Fae Romance Book 1 Well Met in Forest Light:: A Fae Paranormal Romance Erotica

AmazonKindle edition
Launch give away
Returns to launch sale on Monday

U.S.http://www.amazon.com/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance
U.K. http://www.amazon.co.uk/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance
Canadahttp://www.amazon.ca/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance
Australia http://www.amazon.com.au/Chasing-Romance-Book-Forest-Light-ebook/dp/B00J84UGJO/ref=sr_1_fkmr1_1?s=digital-text&ie=UTF8&qid=1396098110&sr=1-1-fkmr1&keywords=fae+erotic+romance

WARNING THIS IS AN EROTICA BOOK ... Adult situations and explicit sex

Description from Amazon:
The first book in Jean Ecrivain's new Fae Paranormal Romance Erotica series "Chasing Fae Romance"

Poor little Sarah. She's blonde, beautiful, artistic, and successful. The only thing she doesn't have in her life is a man.

One day while jogging, she runs into Robin, an on-again-off-again boyfriend with a penchant for speaking as if he were in a Shakespearean play. Robin invites her to run away with him and act as hostess to a party he's throwing.

Which is fine until she meets Neo, a rich, sexy, and generous bad boy, who might not be what he seems. Neo sweeps Sarah and her business partner Tara off their feet and shows them what they've been missing with each other.

Will Sarah stay in her flower shop? Will she see Neo again? Will she go with Robin?

Warning this is a hot fae paranormal erotica book containing adult situations ... not for those under 18
g: 0 Posted By: bippie
Views: 163 Replies: 0 Decent enough deal for San Francisco Bay Fog Chaser coffee pods from Costco.com: San Francisco Bay Fog Chaser Coffee Pods

160 pods are $51.99 plus tax. Shipping is included. I do not know if these are available in Costco B&M locations.

For those who don't know, these pods are not like the typical Kcups. They are not molded plastic so speculation is that the pods don't require a royalty payment to Keurig and therefore are less expensive.

These cups have a strong foil top with a mesh bag hanging from it to filter the coffee. I've tried these via previous deals on FW and the coffee is really good. The pods work fine in my Keurig machine.

This is Costco so you don't have much to lose. If you don't like the pods, you should be able to return them easily.
Food Deals
g: 0 Posted By: remick
Views: 68 Replies: 0 http://www.amazon.com/gp/product/B00BXJCG1S

4.6 out of 5 stars (5 customer reviews)

Thinking about refinishing your kitchen cabinets?
Look no further. In this new book by home improvement author John Miller you'll learn the easy step-by-step methods to improve the look of your cabinets and transform your kitchen.

You'll learn:

- How to paint, repaint, stain and resurface your kitchen cabinets the right way.
- What tools and materials you absolutely must have to make the most of your project -- and what you can do without.
- When to hire a pro to do the job -- and which contractors to avoid at all costs!
- What to expect from those DIY refinishing kits, and how to budget accordingly. Hint: expect to pay more!
- How to determine what finish is on your cabinets now...and how to remove it correctly. Using the wrong stripping agent could ruin your cabinets permanently.
- The proper way to measure the square footage of your cabinets so that you don't overspend on materials.

John Miller takes you by the hand and walks you through the process of refinishing your kitchen cabinets the right way. This is the no-nonsense book you've been looking for -- complete with photographs to help you along. Grab your copy today!

Books & Magazines Deals
New home - what builder option to choose?
Added on : Friday April 04th 2014 04:00:04 PM
g: 0 Posted By: arouncoumar
Views: 49 Replies: 0 I am looking at add only those options that are difficult to do using a contractor after I purchase the home or wherein the builder price is similar to what I will get from the contractor. Please provide your opinion by looking at the option listhttps://app.box.com/s/ea83sfmmaxmtd6qgb63l

Question Deals
g: 0 Posted By: remick
Views: 124 Replies: 0 http://www.amazon.com/Trivia-Quiz-Pub-Book-InQUIZitive-ebook/dp/...

Too many trivia and pub quizzing books in the market are focused on memorization of dry facts & obscure trivia. This book is different.It features trivia quizzes where you can work out each answer. And, if by chance you are unable to work out a particular trivia question, you will be left with a "Shucks! I should have guessed that feeling" once you see the answer.

Here is what some of the reviewers on Amazon had to say:

- The book is fun for two reasons. Firstly: it will provoke much discussion and guessing if you pull this out and play as a group or even a couple, let's say, on a long car trip, plane flight, a rainy night in a camping tent, or whenever it seems time is dragging. And secondly, answering these kinds of questions could help you guess the answer to high school or college test questions.
- Goes without saying from the number of stars I've given, the content is simply superb!
- This was an enjoyable and entertaining trivia book to read. The topics in the book make you think and they brought back a lot of memories. This would be a fun book to have with a group of friends and have one person read a question and have the group try to come up with the correct answer.
- What I really enjoyed about InQUIZitive is that questions are typically paragraph-length and give some background for the answer. I knew (or guessed) the correct answers for many questions, but even for the ones I couldn't answer, I learned some interesting tidbits.
- I am a fan of trivia and a history buff, so I enjoyed this book to the max. It gave me information about things I have never thought about in relation to trivia.

And here are three sample questions:

Q1. According to the website of the Colchester tourist board during the English Civil War a large cannon was placed strategically on the wall of the castle. A shot from the parliamentary army managed to destroy the wall under the cannon and caused it to tumble to the ground. The Cavaliers (who were loyal to the King) tried to raise the cannon but could not do so as it was too heavy. What was the name of the cannon & how has it been immortalized?
Q2. Canonization is a process by which the Christian church declares a deceased person to be a saint. Now, during the canonization process of the Roman Catholic Church, a lawyer was appointed to argue against the canonization of the person. It was this persons job to take a skeptical view of the candidate's character, to look for holes in the evidence, to argue that any miracles attributed to the candidate were fraudulent, and so on. What was the popular name given to such a lawyer?
Q3. According In her book Fairy Tale Ending, Ursula Sautter offers this hypothesis: After the defeat of the Danes at the Battle of Bornhoved, their lands became available for colonization by the Germans. The German rulers sent out glib recruitment officers offering rich rewards to those who were willing to move to the new lands. Thousands of young adults from Lower Saxony headed west leaving their parents behind. What incident is she trying to explain?

Answers:
1. Humpty Dumpty. It is widely believed this story of the Colchester Cannon is the origin of the nursery rhyme Humpty Dumpty
2. Devil's Advocate. Therefore, today a person who advocates an opposing or unpopular cause for the sake of argument or to expose it to a thorough examination is called a "Devil's Advocate"
3. Pied Piper of Hamelin, luring away the children of the town of Hamelin

This book features multiple such questions that will leave you wanting more.You can rest assured that this book features trivia that is fun, entertaining & enlightening.


http://www.amazon.com/Trivia-Quiz-Pub-Book-InQUIZitive-ebook/dp/...

http://www.amazon.com/dp/B00G0NN7QA
Totally Free Deals
g: 0 Posted By: lostgrace
Views: 203 Replies: 0 Regular price = $359.99
On sale for $265.99 - $20.00 (coupon code LAWN20) = $245.99
Free in-store pickup
Shop Your Way members can use/earn points
http://www.sears.com/craftsman-190cc-22inch-front-drive-self-pro...

Item # 07137041000P
Model # 37041

The Craftsman 190cc Front Drive Self Propelled Mower delivers versatility and toughness with a value that might just have you thinking lawn care isn't so bad after all. With a 675 Gold Series Briggs & Stratton engine with 190cc's of power, there's no denying this Craftsman mower has the guts to cut down just about any length of grass in its path. No only is the engine potent, but it's easy to start, too, thanks to Ready Start and Smooth Start&trade. Ready Start is a system that eliminates the need for priming and choking the engine so all you have to do is pull, which is about 20 percent easier than on other lawn mowers thanks to Smooth Start. The mower pulls its own weight, too, as it cuts its way across your yard with a variable speed gear drive system on the front wheels so it moves at the speed you want it to move - effortlessly. There's no more need to lean into the handle with all your weight to mow up hills or through thick or wet grass which not only makes this Craftsman lawn mower more comfortable, but safer, too.

Even with all of those comfort features, this Craftsman 22 inch Self Propelled Mower gets the job done and done well. Four height positions on the 22 inch high performance deck help you get the ideal look and feel you want on your lawn. Not only do you get to choose how thick and luscious you want your grass, but how to dispose of it as well by bagging, mulching or discharging the clippings. The bagger door automatically stays open to make removing the bag even easier and simply closes with a squeeze of the control ball. Mulching delivers highly important nutrients back to your lawn without the cluttered look of leaving the clippings behind. With so many features on this versatile mower, the hardest thing you might do is put it away - and Craftsman even makes that easy thanks to its folding adjustable handle.

Featuring a 22-in. high-performance deck, the Craftsman 190cc Front Drive Self Propelled Mower offers excellent bagging, mulching or discharging
675 Briggs & Stratton Gold Series 190cc* engine with Smooth Start (20% easier to pull); ReadyStart** (no priming needed); and M.R.S.
Front drive, variable speed propelled drive system lets the mower do the work
EZ Bagging Access features a bagger door that stays open for easy bag removal
Dust-Blocker Grass Bag helps keep dirt away from user
Available in all 50 states
2-year warranty protects your investment
Made in USA
*As rated by the engine manufacturer
**Starting Promise: Briggs & Stratton Corporation warrants to the original owner, that select 550ex Series, 675ex Series, 725ex Series and Professional Series engines equipped with ReadyStart will always start on the first or second pull or we will fix it for free.

Home & Garden Deals

Sears Coupons
costco coupon book 4/10-5/4/14
Added on : Friday April 04th 2014 01:00:02 AM
g: 1 Posted By: VivYip
Views: 138 Replies: 0 credit horizon6

the coupon savings book is online. The savings are from 4/10 - 5/4

http://www.costco.com/warehouse-coupon-offers.html

items that caught my attention:

chevron techron $7 off
roundup $9 off
snapware 18pc $6 off
listerine $2 off
lubriderm $3.75 off
claritin $6 off
starbucks via 3.25 off
kirkland black trash bags 2.75 off
charmin $2 off
bounty $2 off
finish $3 off
kleenex 3.50 off
bridgestone tiers $70 off
tide +downy 6.50 off
tide + bounce $9 off
pantene $2 off
head and shoulders $2 off
cascade $2 off

more too, but those are usually what i notice.

Thank you for reading
Costco Deals
New graduate starting a business
Added on : Thursday April 03rd 2014 04:00:06 PM
g: 0 Posted By: BloodyInsane
Views: 114 Replies: 0 This is my first time posting in FWF.
The gist of it:
I'm graduating with $19,000 in student loan debt and have a 6 month grace period I want to take advantage of. I have enough savings live and pay interest during the 6 months. So, during the grace period, I want to start multiple tech business, some with partners, some without. Good idea? Bad? Best course of action? General advice?

Details:
As far as personal finances go, I think I'm a little ignorant, but as far as business finances go, I know I'm pretty much in the dark. I'm graduating in May with a computer science degree from UC Berkeley. At the time of graduation, I will have accrued about $19,000 (principal+interest) in student loan debt, $11,000 of which is unsubsidized at 6.8% and $8,000 of which is subsidized at 3.4% with a 6 month grace period after graduation. It's not a trivial amount of debt but it's also not a mountain of debt either, and I have more than enough savings to live and pay off interest during the 6 month grace period before repayment starts. I have family and friends in the software industry, and currently have job offers on the table. Let's assume employment is not a problem.

I figured, during the 6 month grace period, it would be as good a time as any to pursue my multiple side projects more seriously and try to develop them into viable businesses. Once I start working a regular job and repayment kicks in, it doesn't seem like I will never get this opportunity again, especially if I work for a company with an Intellectual Property clause and anything I do becomes theirs anyway. For two of my projects, I have partners, so we would eventually form an LLC (or possibly an S corp). For my personal software projects, I am the sole developer and will likely outsource some non-coding work to independent contractors. As such, it seems like a sole proprietorship is the way to go until I bring in long-term partners and incorporate. I also occasionally develop games on the side, and would like to form a business through which I can publish those games, also likely to be a sole proprietorship, but it's not a rush. I can't get into details about the projects, but from a development standpoint, they require little to no capital, however, they are time-sensitive ideas that need to be executed ASAP (like anything else in tech) or we risk obsoletion/being beat to the punch.

From a high-level view, does the general plan make sense? I understand it's risky, and I've hung around FatWallet enough to know that there's probably a thousand things I'm overlooking. I'm just looking for general advice and to maybe get pointed in the right direction as far as looking for legal and financial advice, or to be told it's a terrible idea and to just get a job.

Discussion Deals
Plan B One Step Emergency Contraceptive $18.59 Amazon
Added on : Thursday April 03rd 2014 07:00:05 AM
g: 2 Posted By: nyseGUY
Views: 246 Replies: 2 The 'Zon has Plan B One Step Emergency Contraceptive for less than $20 shipped. Drugstores normally sell this for $50 and it's one of those things where time is of the essence so why not have it on hand already. I'd rather have a Fat wallet than a preganant gf!
Health Deals

Amazon Coupons
g: 0 Posted By: bittul
Views: 146 Replies: 0 $895 ("regular" sale price for these are between $200-$300, so 2 for $188 is a good deal in my book)

The Signature line is the lowest tier of their quality suits (the lower range of suits are also 2 for $188, but those aren't that great of a deal imho).

http://www.josbank.com/menswear/shop/SubCategory_11001_10050_9225000

In cart enter code: RMNTEN
Clothing Deals

Jos. A. Bank Coupons
Robot Roomba 770 - $100 off - $399.99 (plus tax) FSSS Amazon
Added on : Wednesday April 02nd 2014 08:00:09 PM
g: 0 Posted By: ruwebb
Views: 80 Replies: 0 The irobot Roomba 770 has been discounted again on Amazon: link. It is $399.00 with free shipping. It will be a little more for those of you that have sales tax.

The price of this product fluctuates quite a bit, but this is one of the lowest prices seen on Amazon.
Appliance Deals

Amazon Coupons
Thule 968XT Thruway 2-Bike Trunk Rack $49 Performance Bike
Added on : Wednesday April 02nd 2014 06:00:04 PM
g: 0 Posted By: tedhawkins
Views: 155 Replies: 0 Thule 968XT Thruway 2-Bike Trunk Rack $49 performance bike


http://www.performancebike.com/bikes/ProductDisplay?catalogId=10...

Thule 968XT Thruway 2-Bike Trunk Rack

This Thule 2-bike trunk carrier is designed for those times when you can't hit the tarmac quick enough. Now updated with a wider base for even more stability.
High-strength steel frame features a single pivot hub for easy set-up and removal
Soft, rubber cradles with internal rows protect your bike's top tube and cables
6 polyamide straps and bike arm stops offer maximum security
Folds flat for easy storage
Holds up to 70lbs
Auto Parts Deals

Performance Bicycle Coupons
Found Old Will from Deceased Grandfather...How to Proceed
Added on : Wednesday April 02nd 2014 05:00:09 PM
g: 0 Posted By: abracadabra1
Views: 207 Replies: 3 My family recently found an old will belonging to my grandfather (he passed away in the 1980s). The will lists specific assets (to include account numbers) and how those assets should be apportioned. Some of the accounts listed are with firms that have been absorbed by larger institutions. Some of the accounts are listed with institutions in other countries. I planned on trying an initial inquiry via telephone and later a certified letter with the single US-based institution that absorbed the firm that originally held his account. However, I'm pretty clueless on how this might trigger probate.

Any advice/suggestions are appreciated.

A few additional notes:
- My grandfather had several children across 2 marriages.
- His will was never notarized or affirmed by additional parties.
- The size of these assets are unknown, but not expected to be significant.
Personal Finance Deals
in 2015, Only 1 IRA rollover per year per individual
Added on : Wednesday April 02nd 2014 05:00:13 AM
g: -6 Posted By: swampwiz
Views: 659 Replies: 3 It seems that those of us Fat Wallet-ers who have been using the chaining method of extending an IRA distribution over a 60 day period (i,e., taking a distribution from the 1st IRA, dispose of it, then taking a distribution from the 2nd IRA, using the proceeds to do a rollover back into the 1st IRA, then taking a distribution from the 3rd IRA, using the proceeds to do a rollover back into the 2nd IRA, ad infinitum) will not longer be able to use this loophole. There was a Tax Court case involving an individual named Bobrow in which the judge ruled that instead of being able to do a rollover once a year for each IRA, there can only be one rollover per year per individual - which of course kills this loophole.

What made this such an insidious ruling is that the IRS's own guidance to taxpayers (i.e., specifically Publican 590) is direct contradiction to this ruling (i.e., the guidance is that there can be any number of rollovers per year for an individual, just one per IRA). The IRS has issued a statement that it intends to change its guidance so as to follow the ruling - but only starting in 2015. And most importantly for those of us (like yours truly) in the midst of this scheme, the IRS will not follow this ruling until 2015. (As for myself, the last rollover in my scheme will be the solitary one done at the beginning of 2015, using a distribution that will be non-rolled over, so I am barely squeezing through! )

Here is an article about this: http://www.forbes.com/sites/janetnovack/2014/03/25/gotcha-tax-co...

Here is the official IRS announcement: http://www.irs.gov/pub/irs-drop/a-14-15.pdf
Discussion Deals
Reload Starbucks card with Visa and get up to a $10 bonus (Targeted?)
Added on : Wednesday April 02nd 2014 05:00:09 AM
g: 3 Posted By: bru20
Views: 721 Replies: 3 Unclear if this is targeted but added it just in case. If you receive the email it should work. Otherwise YMMV.

Got an email this morning:

By reloading your registered Starbucks Card with a Visa card by April 8, we'll automatically load a bonus amount directly to your Starbucks Card before April 16.

Reload $20 and you'll get a bonus $5.
Reload $40 and you'll get a bonus $10.

Reward recipients will be notified within one week of offer delivery. Those notified will receive a $5 or $10 bonus loaded directly on their Starbucks Card account by April 16, 2014. All bonus recipients will receive an email with additional redemption information.

1 per customer. Offer cannot be forwarded or transferred.


Restaurants & Entertainment Deals

Starbucks Store Coupons
Free Kindle Book- The Old Car Nut Book
Added on : Wednesday April 02nd 2014 03:00:09 AM
g: 0 Posted By: remick
Views: 127 Replies: 0 http://www.amazon.com/The-Old-Car-Nut-Book-ebook/dp/B00ENK6B06

4.9 out of 5 stars (27 customer reviews)

The Old Car Nut Book was designed with the idea that EVERYONE in the old car hobby has a story or two to tell. It provides a place for people to tell those stories that often dont get shared outside of a garage or with a couple of buddies from the back fender of a special ride during a car show. These are stories from regular Old Car Nuts from across America.

Contributors range from people like the average Joe at a car show to collectors and restorers that are very well known and respected in their local communities. These individuals have spent a lifetime of buying, selling and admiring old cars and while some of them were not that old when they started admiring them, both and the cars are older now!

The stories in this book tell about the contributors experiences from the time that cars first caught their eye up to their latest project and reveal the people and events that made an impact on them.

The Old Car Nut Book is about people and it gives readers an opportunity to find out more about like-minded people that they may never hear about otherwise. Some of the stories in this book are of people finding garages storing timeless classics, those barn finds that have always been sought after, or of rescuing jalopies rotting away in open fields or under overhanging trees and being used as chicken coupes. Some of those cars were restored and some only needed to be preserved. Others were discarded, once again, in favor of an easier or more desirable project. More importantly, youll read about the emotions, decisions, and adventures that went along with them.

Youll read about the first ride in a hot rod, the first time driving, and double dates in old beater cars available to young and nearly penniless teenagers many years ago, and how some of those old beaters are now priceless classics that sell for big bucks. First car stories are a few page flips away.

Many of the storytellers reveal how dreams of building cars began at an early age, starting with models, bikes, scooters, or dune buggies. Several painted cars with their mothers vacuum cleaners in the back yard. More than once, youll find the authors of these stories lament, I wish I still had that car!

Old Car Nuts come in all shapes, sizes, and varied levels of interest and involvement and for many, speed, and power were the things that mattered as they moved through life. Some raced and some watched. Some wrenched and some drove. Some raced at the track and some on the street. Some went to extremes to win and some were happy just making a run whether the outcome was the thrill of victory or the necessary agony of the occasional defeat.

A few witnessed historical moments and several played a part in building iconic cars. A handful of these guys cars made their way to private collections or museums and a lot of them wound up dismantled for the valuable parts.

Youll find that you will enjoy reading these stories over and over again and will want to share them with friends and family, as well. You'll laugh and you'll cry. You'll step right into the past with each story told. For now, dig in and enjoy!
Totally Free Deals
Reload Starbucks card with Visa and get up to a $10 bonus
Added on : Wednesday April 02nd 2014 03:00:05 AM
g: 1 Posted By: bru20
Views: 181 Replies: 0 Got an email this morning:

By reloading your registered Starbucks Card with a Visa card by April 8, we'll automatically load a bonus amount directly to your Starbucks Card before April 16.

Reload $20 and you'll get a bonus $5.
Reload $40 and you'll get a bonus $10.

Reward recipients will be notified within one week of offer delivery. Those notified will receive a $5 or $10 bonus loaded directly on their Starbucks Card account by April 16, 2014. All bonus recipients will receive an email with additional redemption information.

1 per customer. Offer cannot be forwarded or transferred.
Restaurants & Entertainment Deals

Starbucks Store Coupons
g: 1 Posted By: remick
Views: 70 Replies: 0 http://www.amazon.com/gp/product/B00BQZ0RF6

4.6 out of 5 stars (12 customer reviews)

Do you like riddles? Do you like brain teasers? Are you a problem solver? Are you creative? Do you think outside the box? If you can answer yes to any of these questions, this book may be perfect for you.

Introducing a collection of the best riddles and brain teasers that has been years in the making. These will challenge the way you think, introduce you to new ways to look at problems, and expand your mind.

People who love riddles are familiar with the rush of the "aha!" moment, the "that's it!" moment, that "of course!" moment, the moment of clarity that you get when the lightbulb goes off and you've figured it all out. Those moments are great exercise for your mind and brain and will help to keep you mentally sharp.

Even if you are new to riddles and brain teasers this book will be a fun and exciting read, it will help you become a better problem solver and become more comfortable with thinking outside the box. The problems in this book range in difficulty from light & easy to hard to very hard and will provide a challenge for even the sharpest mind.

There are discrete reasoning riddles, mathematical reasoning riddles, practical reasoning riddles, and some classical logic riddles as well. There is no word play, the puzzles have definite and satisfying answers, and some of them will blow your mind.

In this book you will be figuring out how to cross bridges, how to escape from prison cells, how to steal rope, how to shoot cyborgs, how to transport bananas through the desert, how to figure out the color of a hat you have on, how to turn on lightbulbs, and how to save a ton of prisoners from being executed!
Totally Free Deals
g: 0 Posted By: elph31337
Views: 63 Replies: 0 For those who missed out on the last deal.

http://www.onlyong.com/delta/or call1-888-466-4427 and ask for offer code GETMILES10.

Miles will post as follows: 5,000 after 30 days, 5,000 after term of contract is completed.

Offer valid for following providers: Vectren Energy,Dominion East of Ohio, Columbia Gas of Ohio,Duke Energy. Requires 6 or 12 month contract, early termination fee applies.

Compare third party provider rates/contracts athttp://www.energychoice.ohio.gov/ApplesToApplesCategory.aspx?Category=NaturalGas#

No hard credit pull and no service interruption - continue to receive your bill through one of the 4 major providers above, this just locks you in to a rate with a natural gas reseller. Note that once the 6 months contract ends you will likely want to switch providers, as the rate will likely become variable and increase.

Discussion Deals
Cheap source to update your vehicle NAV DVD for $49
Added on : Monday March 31st 2014 12:00:02 PM
g: -3 Posted By: z3n
Views: 790 Replies: 5 If you are like me and have an older car with a NAV and want to update to 2014 maps, then you should considerNAVDVDS.COM

Most makes look to be $49 + shipping ($8.01 for me)...

I bought the2014 Infiniti Navigation System DVD v7.9for my 2006 M35, which was $149 from Infiniti's website (same exact graphic on the DVD).

Sure, I can use my cell phone's Google MAPS, but this is easier and don't have to worry about unlocking the phn every few mins...

-z

A lot of hot opinions on vehicle navs on the Honda/Acura Nav thread

Updated: Fair points on legality,legitimacy, and authenticity of this site... Updated thread to remove those statements... Buyer beware...

BTW, a 'hot sports opinion' aka "HSO" is a "ticketism" from a sports radio station in Dallas...

Services Deals
g: 3 Posted By: Logician1313
Views: 394 Replies: 3 Rosewill Solar Garden Lights (6-Pack w/ Rechargeable AAA N-Cd Battery Included) - $11.99 After Coupon & Free Shipping at Newegg

Normally $15.99, now $11.99 after $4 off coupon code "EMCPGHC98" (exp. 4/2) and free shipping. 4/5 eggs based on 85 customer reviews.

Back again for those who missed it yesterday.
Garden Deals

Newegg Coupons
Job interview current salary question
Added on : Monday March 31st 2014 10:00:13 AM
g: 3 Posted By: KKDowing
Views: 3471 Replies: 51 Interested in anyone's input regarding this situation. I was contacted by a recruiter about an interesting opportunity at a company that I am familiar with. I asked the salary range and was told a range that is 80% to 160% greater than current salary. While this is good news, I know when I interview they will ask about current salary so I am wondering if this situation causes HR to discount a candidate based on salary level or lower an opening offer based on current pay? Any input from those in a hiring function appreciated.
Personal Finance Deals
g: 0 Posted By: SieSilverStars
Views: 0 Replies: 0 altatac via eBay has the GoPro HERO3+ Plus Silver Edition on sale for $199.99 with free shipping.

Linky

Compatible with all GoPro mounts available
10MP Resolution
131'/40m Waterproof Housing
High-Frame Rate 1080p 60fps, 960p 60fps, and 720p 120fps


The Black edition always gets more attention when it's posted in the forums, but for those of you looking for the silver edition, here ya go.

This received 4.8/5 stars based on 124 customer reviews at BestBuy
g: 2 Posted By: remick
Views: 230 Replies: 0 http://www.amazon.com/dp/B005OYUI3Q

4.5 out of 5 stars (31 customer reviews)

Practical Steps to a Deeper Faith
Sometimes faith demands action. This practical book gives Christians ideas for how to adjust their hearts to get closer to God.
Each chapter contains a unique challenge and a brief explanation that puts the challenge in context. Exercises include acts of service to others, extended prayer, Scripture memory, fasting, a day of gratitude, media fasting (no TV or Internet), evangelism, and much more. The challenges are broad in scope, allowing people with varying personality types and learning styles to benefit from them.



Woman Who Trusts God, A: Finding the Peace You Long For
http://www.amazon.com/gp/product/B005WVIUJK

4.9 out of 5 stars (16 customer reviews)

Our lives are filled with in-between times, those times when we are not quite where we would like to be (or where we thought we'd be). Dreams are on hold, prayers seem unanswered, and life can feel hard. And just when we think we have it all together, life happens again! During these times it can be difficult to see God in our situations and trust him with the future.
With empathy and wit, Debbie Alsdorf uses the book of Philippians to encourage women to lean on God, to live one day at a time, to rejoice and not to worry, and to give thanks to God in all
circumstances of life. The confidence and peace readers will gain from the perspective presented in this loving book will help them live fully in the moment, in every season of life.



Christian Poems - for Inspiration and Meditation
http://www.amazon.com/gp/product/B009ET1C8M

Christian Poems is a comprehensive compilation of religious verse from some of the finest writers in the English language. This book showcases a wealth of work from writers such as Shakespeare, Donne, Wordsworth, Blake, Byron, D.H. Lawrence, T.S. Eliot, Thomas Hardy and a host of literary greats. The poems provide food for thought and renewed significance in a world where the need to reconcile modern life with spiritual well-being is greater than ever before.



Dreams That Last: Building a rock solid foundation to pursuing dreams with a family
http://www.amazon.com/dp/B00I3J9TMK

4.7 out of 5 stars (15 customer reviews)

Dream chasing is difficult to do. Put in the responsibility of being a spouse and a parent into the mix and some days it feels pretty impossible. In this book I will talk about chasing dreams and visions for your life while you have a family. It is important to chase those things that have been put inside of you, but not at the extent of your faith walk or the health of you and your family. This book is all about laying a firm foundation. By firming up your foundation you will be able to reach your dreams quicker and it will be much more fulfilling. The great thing about Dreams That Last is it is not some theory. It is real life failures, defeats, and victory. Step into all that God has for you by chasing your dreams the right way!
Books Deals

Amazon Coupons
g: 9 Posted By: remick
Views: 1590 Replies: 1 http://www.amazon.com/Helping-Creative-Change-Their-World-ebook/...

4.7 out of 5 stars (15 customer reviews)

If creativity is so important to the life of a child, why is it often pushed aside or given our leftover energy and time?

Why should you encourage your child to figure out their skill set and find ways for them to use those abilities on a regular basis?

Can your child really make a difference in the world around them?

These questions and more are discussed from the perspective of a mother of six kids (ranging in age from 9-16).

This book is written to encourage & equip parents to help their child discover their unique, creative gifts, and to help them overcome the obstacles that hinder growth in their specific areas.

Contents

Introduction

Part One: A Case for Creative Change
1 - We need creativity!
2 - Can kids really change the world?
3 Inspiring Creativity: Our personal experience

Part Two: Obstacles & Solutions
4 - Too busy / Make time for it
5 - Too much entertainment / Control it
6 - Too lazy / Expect it
7 - Lack of freedom / Accept it
8 - Lack of praise / Promote it
9 - Lack of resources / Invest in it
10- Finding your child's creative bent

Bonus: 100 Ways Your Child Can Begin Using Their Creative Skills RIGHT NOW
Books & Magazines Deals
Lego Star Wars Super Pack (66473) $80 Shipped
Added on : Sunday March 30th 2014 04:00:04 AM
g: 0 Posted By: rsiemens
Views: 159 Replies: 0 Looks like Toys'RUs forgot to jack up at least one price with their new 20% "FRIEND20" promotion. Lucky for us...

Lego Star Wars SuperPack 66473 for $80 shippedenter "FRIEND20" for 20% off while checking out. It works on sale items too this time, but there's few great deals: this is the stand out. Worked out to $87 with tax for me.

This contains 75019 AT-TE Walker, 75016 Homing Spider Droid, 75015 Corporate Alliance Tank Droid. Reasonably good prices for those are about $65, $25, $15, which makes this a really good deal.

Toys Deals
Job intereview current salary question
Added on : Saturday March 29th 2014 01:00:04 PM
g: 0 Posted By: KKDowing
Views: 31 Replies: 0 Interested in anyone's input regarding this situation. I was contacted by a recruiter about an interesting opportunity at a company that I am familiar with. I asked the salary range and was told a range that is 80% to 160% greater than current salary. While this is good news, I know when I interview they will ask about current salary so I am wondering if this situation causes HR to discount a candidate based on salary level or lower an opening offer based on current pay? Any input from those in a hiring function appreciated.
Personal Finance Deals
Free Kindle Book- Helping Your Kids Be Creative and Change Their World
Added on : Saturday March 29th 2014 04:00:09 AM
g: 1 Posted By: remick
Views: 135 Replies: 0 http://www.amazon.com/Helping-Creative-Change-Their-World-ebook/...

4.7 out of 5 stars (15 customer reviews)

If creativity is so important to the life of a child, why is it often pushed aside or given our leftover energy and time?

Why should you encourage your child to figure out their skill set and find ways for them to use those abilities on a regular basis?

Can your child really make a difference in the world around them?

These questions and more are discussed from the perspective of a mother of six kids (ranging in age from 9-16).

This book is written to encourage & equip parents to help their child discover their unique, creative gifts, and to help them overcome the obstacles that hinder growth in their specific areas.

Contents

Introduction

Part One: A Case for Creative Change
1 - We need creativity!
2 - Can kids really change the world?
3 Inspiring Creativity: Our personal experience

Part Two: Obstacles & Solutions
4 - Too busy / Make time for it
5 - Too much entertainment / Control it
6 - Too lazy / Expect it
7 - Lack of freedom / Accept it
8 - Lack of praise / Promote it
9 - Lack of resources / Invest in it
10- Finding your child's creative bent

Bonus: 100 Ways Your Child Can Begin Using Their Creative Skills RIGHT NOW
Books & Magazines Deals
in 2015, Only IRA rollover per year per individual
Added on : Saturday March 29th 2014 03:00:10 AM
g: -1 Posted By: swampwiz
Views: 90 Replies: 2 It seems that those of us Fat Wallet-ers who have been using the chaining method of extending an IRA distribution over a 60 day period (i,e., taking a distribution from the 1st IRA, dispose of it, then taking a distribution from the 2nd IRA, using the proceeds to do a rollover back into the 1st IRA, then taking a distribution from the 3rd IRA, using the proceeds to do a rollover back into the 2nd IRA, ad infinitum) will not longer be able to use this loophole. There was a Tax Court case involving an individual named Bobrow in which the judge ruled that instead of being able to do a rollover once a year for each IRA, there can only be one rollover per year per individual - which of course kills this loophole.

What made this such an insidious ruling is that the IRS's own guidance to taxpayers (i.e., specifically Publican 590) is direct contradiction to this ruling (i.e., the guidance is that there can be any number of rollovers per year for an individual, just one per IRA). The IRS has issued a statement that it intends to change its guidance so as to follow the ruling - but only starting in 2015. And most importantly for those of us (like yours truly) in the midst of this scheme, the IRS will not follow this ruling until 2015. (As for myself, the last rollover in my scheme will be the solitary one done at the beginning of 2015, using a distribution that will be non-rolled over, so I am barely squeezing through! )

Here is an article about this: http://www.forbes.com/sites/janetnovack/2014/03/25/gotcha-tax-co...

Here is the official IRS announcement: http://www.irs.gov/pub/irs-drop/a-14-15.pdf
Discussion Deals
All Simplehuman products over 50% off Staples B&M YMMV
Added on : Friday March 28th 2014 09:00:03 PM
g: 0 Posted By: gd78
Views: 209 Replies: 0 All Simplehuman products are on clearance at Staples B&M.

Over 50% lower than Amazon price.
PLUS you can use $10/50 AND 15% off cleaning and breakroom!!

YMMV because very few Staples stores sell them.
And those that do have only 1 of each.
And the employees probably bought them already.
(If you're in San Diego, I already cleaned them out. Pun definitely intended.)

The following items are on clearance:

Simplehuman Soap Dispenser 8oz $14.50 WAS $39.99 SKU 266339
Simplehuman Handsoap Refill 34 fl oz $2.00 WAS $6.99 SKU 266337
Simplehuman Step Trashcan 10L (Model CW1180) $12.50 WAS $29.99 SKU 266334
Simplehuman Sensor Can 45L (Model ST2008) $48.50 WAS $119.99 SKU 266027
Simplehuman Bullet Open Trash Can 16 Gal.(Model: CW1407) ?? WAS $119.99 SKU ?? (I bought the only one a few weeks ago, so there was no tag)
Simplehuman Slim Open Recycler 20L (Model CW 1470) ?? WAS ~$70 SKU ?? (Employee said he bought the only one)

Don't forget to use this week's 15% off cleaning and breakroom Q
Home & Garden Deals

Staples Coupons
Free hammock and unlimited $5.49 shipping @13Deals
Added on : Thursday March 27th 2014 04:00:04 PM
g: 0 Posted By: KevinD
Views: 377 Replies: 0 Good evening 13Deals customers! You must know by now that we love taking care of our existing loyal customers. With that being said... here is a little insider tip....

In a couple of hours, we are continuing our Spring celebration by giving away free hammocks! We wanted to let you know before the rest of the world. We don't want them to be gone before our loyal, awesome 13Deals Peeps get their share! In fact, the deal is available already for you via the link listed below. Oh, and some incredible secret deals are available during checkout, exclusive to only those getting the hammock, so don't miss out on those either! You are welcome to spread the word to all your friends and family. Share the love after all. Thanks for being you!

Anyways, here you go...
http://www.13deals.com/store/item.php?id=37141

Thanks so much for being a wonderful customer of 13Deals!
- Yours Friends at13Deals.com!

Important PS: Use coupon code HAMMOCK when ordering and get unlimited $5.49 sitewide shipping. Load up and enjoy!
Home & Garden Deals
g: 0 Posted By: VivYip
Views: 224 Replies: 0 $19.99 for 52 Weeks of The Washington Post Sunday Home-Delivery with Free Digital Access
$19.99 for 52 weeks of Sunday home-delivery of award-winning content and photos in The Washington Post, plus complimentary digital access ($96 value)

Start your day with award-winning local, national, and world news. Get up-to-the-minute updates from Crimea to Malaysia to your neighborhood. The Post is plugged in, so you are too. Enjoy the convenience of relaxing with the Sunday Post delivered to your home each week.

Read Pulitzer Prizewinning reporters.
Access exclusive online content and blogs.
Join live discussions on timely topics.
Share and comment using social networks.
Check out Politics, Opinions, Sports, Health, Tech, Jobs, Lifestyle, Entertainment, Arts, Coupons, and more. With this limited-time offer, get the Sunday Post for one year plus complimentary, unlimited digital access.
Expires Jul 30th, 2014. Limit 1/customer, may buy multiple as gifts. Limit 1/household. Online enrollment req'd. to redeem including name, address, email, and voucher number. Valid only for select service areas. Valid for new customers only or those who have not had a print subscription within the last 30 days and/or do not have outstanding balances. At the end of the 52-week promo period, your subscription will continue and you will be billed every 8 weeks at the prevailing rate unless you contact The Washington Post to cancel subscription. Must use promo value in 1 visit.

Hope this might help someone. Thank you for reading.
Magazines Deals

Groupon Coupons
Fisher-Price Laugh & Learn Dance & Play Puppy - $29.99 at Kohls
Added on : Thursday March 27th 2014 05:00:11 AM
g: 0 Posted By: Ayla
Views: 232 Replies: 0 Fisher-Price Laugh & Learn Dance & Play Puppy - $29.99 at Kohls


http://www.kohls.com/product/prd-901958/fisher-price-laugh-learn...


Sale $29.99

Regular $49.99

FREE Pick-Up


Compare:
~~~~~~~
Amazon: $36.94


Buttons on feet activate puppy's motions, songs and phrases.

Lessons include letters, numbers, body parts, manners, greetings and more.

"If You're Happy and You Know It," "Do Your Ears Hang Low?," and "So Big" songs add a musical element to playtime.

Details:
~~~~~~~~
14"H x 13"W x 7.5"D
Ages 9 to 36 months
Uses 3 "AA" batteries (included)
Some assembly required
Model no. W4123
Manufacturer's limited warranty
Promotional offers available online at Kohls.com may vary from those offered in Kohl's stores.
Toys Deals

Kohl's Coupons
g: 19 Posted By: remick
Views: 1400 Replies: 2 Backyard Chickens Book Package: The Backyard Chickens Handbook and The Backyard Chickens Breed Guide
http://www.amazon.com/dp/B00CFDP1YK

4.7 out of 5 stars (19 customer reviews)

Get TWO backyard chicken books for one low price.
The Backyard Chickens Handbook is a greater starter book for those looking to raise a new flock of chickens. It's also a good book for seasoned vets to have on hand as a reminder of the best practices for hatching, raising and feeding backyard chickens.
The Backyard Chickens Breed Guide takes the guesswork out of choosing backyard chicken breeds.
This helpful guide gives you the information you need in order to make an informed decision regarding the chickens you want to add to your backyard flock.

The topics covered include all of the items that are important to backyard breeders, including the following:
Noise level.
The amount of eggs you can reasonably expect your chickens to lay.
The average cost per chick.
Potential health concerns.
Temperament.
Special considerations that must be made.

Take the guesswork out of owning backyard chickens.
There are more than 150 different breeds of chicken. This book narrows your choices down to 22 of the most popular and best breeds for backyard flocks.
If you're planning on owning backyard chickens, you're going to want these books!


Backyard Chickens For Preppers
http://www.amazon.com/Backyard-Chickens-Preppers-Survival-Preppi...

A valuable resource for the beginning prepper that covers everything you need to know to get started raising your own backyard chickens. Written by the author of the best-selling book, "Guns For Preppers" and the voice behind the Sobert Gummer "Survival Prepping For Hard Times" blog.

Topics include:
Why You Should Raise Backyard Chickens for a SHTF scenario
How Chickens Fit Into Your Backyard Food Production System
"Should You Buy Pullets or Baby Chicks?"
The Nine Chicken Breeds Every Prepper Should Consider
The Best Type Of Chicken Coop and Chicken Run You Should Get
Chickens For Eggs Vs. Chickens For Meat
EMP-proof Chickens For Cold Weather Without Electricity
Hardware Cloth vs. Chicken Wire
What To Use For A Brooder Box
Resources: Everything You Need!



New on 3/27

Raising Chickens: Answers to the Most Common Questions About Chicken Care, Feeding and Egg Laying
http://www.amazon.com/dp/B008DVQ412

Totally Free Deals
Sony MDR-XB600 Headphones $50 @ Target BM
Added on : Wednesday March 26th 2014 06:00:06 PM
g: -1 Posted By: bulldingo
Views: 659 Replies: 0 Sony MDR-XB600 Headphones $50 @ Target B&M (Selling for retail online:http://www.target.com/p/sony-on-the-ear-headphones-extra-bass-black-gold-mdrxb600/-/A-14256404#prodSlot=large_1_20

Found these at my local SF bay area Target, 50% off. About 10 of these in stock, with the headphone glut in the market, I suspect these might go 75%. They're not terribly fashionable.

4 - 24 mhz range, although I don't know if we can even hear sounds that low.

Mixed reviews at Amazon:
http://www.amazon.com/Sony-MDR-XB600-Driver-Premium-Headphones/dp/B009A6CZYY

As always, for those of you who constantly whine about imperfect posts: man up or call mommy.


Headphones & Speakers Deals

Target Coupons
PS4 Camera - $59.99 Amazon seller (instock 3/29)
Added on : Wednesday March 26th 2014 05:00:03 PM
g: 1 Posted By: rwaheed
Views: 99 Replies: 0 For those looking for a PS4 camera and haven't found it and don't want to pay over retail price, Amazon will have some in stock soon. Thought I'd share this as I've been looking for a while.

http://www.amazon.com/PlayStation-4-Camera/dp/B00BGAA3S2/
PS4 Deals

Amazon Coupons
Sony MDR-XB600 Headphones $50 @ Target B&M
Added on : Wednesday March 26th 2014 10:00:02 AM
g: 0 Posted By: bulldingo
Views: 35 Replies: 0 Sony MDR-XB600 Headphones $50 @ Target B&M

Found these at my local SF bay area Target, 50% off. About 10 of these in stock, with the headphone glut in the market, I suspect these might go 75%. They're not terribly fashionable and probably wouldn't appeal to the ghetto market, like Dr Dre.

4 - 24 mhz range, although I don't know if we can even hear sounds that low.

Mixed reviews at Amazon:
http://www.amazon.com/Sony-MDR-XB600-Driver-Premium-Headphones/dp/B009A6CZYY

As always, for those of you who constantly whine about imperfect posts: man up or call mommy.
Headphones & Speakers Deals

Target Coupons
g: 3 Posted By: remick
Views: 239 Replies: 0 Backyard Chickens Book Package: The Backyard Chickens Handbook and The Backyard Chickens Breed Guide
http://www.amazon.com/dp/B00CFDP1YK

4.7 out of 5 stars (19 customer reviews)

Get TWO backyard chicken books for one low price.
The Backyard Chickens Handbook is a greater starter book for those looking to raise a new flock of chickens. It's also a good book for seasoned vets to have on hand as a reminder of the best practices for hatching, raising and feeding backyard chickens.
The Backyard Chickens Breed Guide takes the guesswork out of choosing backyard chicken breeds.
This helpful guide gives you the information you need in order to make an informed decision regarding the chickens you want to add to your backyard flock.

The topics covered include all of the items that are important to backyard breeders, including the following:
Noise level.
The amount of eggs you can reasonably expect your chickens to lay.
The average cost per chick.
Potential health concerns.
Temperament.
Special considerations that must be made.

Take the guesswork out of owning backyard chickens.
There are more than 150 different breeds of chicken. This book narrows your choices down to 22 of the most popular and best breeds for backyard flocks.
If you're planning on owning backyard chickens, you're going to want these books!


Backyard Chickens For Preppers
http://www.amazon.com/Backyard-Chickens-Preppers-Survival-Preppi...

A valuable resource for the beginning prepper that covers everything you need to know to get started raising your own backyard chickens. Written by the author of the best-selling book, "Guns For Preppers" and the voice behind the Sobert Gummer "Survival Prepping For Hard Times" blog.

Topics include:
Why You Should Raise Backyard Chickens for a SHTF scenario
How Chickens Fit Into Your Backyard Food Production System
"Should You Buy Pullets or Baby Chicks?"
The Nine Chicken Breeds Every Prepper Should Consider
The Best Type Of Chicken Coop and Chicken Run You Should Get
Chickens For Eggs Vs. Chickens For Meat
EMP-proof Chickens For Cold Weather Without Electricity
Hardware Cloth vs. Chicken Wire
What To Use For A Brooder Box
Resources: Everything You Need!
Totally Free Deals
YNAB budgetting software is Now Free for College Students
Added on : Wednesday March 26th 2014 06:00:12 AM
g: 0 Posted By: remick
Views: 194 Replies: 0 http://www.youneedabudget.com/blog/2014/ynab-is-now-free-for-col...

Were fighting free with free. I was given a free t-shirt when I signed up for my first Visa credit card while in college (charged a mattress on it, forgot about the payment, paid it off, and cut it up in disgustthe card, not the mattress).

More kids are graduating from college absolutely weighed down by student debt. I dont know what portion of their debt is avoidable, but Im confident that if those students were following YNABs Four Rules, they would graduate with less debt.

Starting today, if youre a college student (even only part-time), well let you use YNAB for free while youre in school.

How to Obtain Your Free Copy of YNAB

Write to us at support@youneedabudget.com and include proof of registration at your college.

Well send you a special license key, good until the end of the calendar year.

At the end of the year, just shoot us another email if youre still cranking away on your schoolwork, and well send you a new license key thats good for the entire next year
Limited Eligibility Deals
Issue in opening chase new checking account with bonus
Added on : Tuesday March 25th 2014 05:00:06 PM
g: 0 Posted By: mgupta001
Views: 97 Replies: 0 So i caught up with chase checking account bonus churn yesterday. Last 4 times i have persuaded my wife as usual to open the checking account to get the checking account bonus and closed the account after 6 months.
This time we reached to the branch with the $200+$200 checking & saving account coupon to open both accounts. After the initial conversation, the banker started with the account opening process. In between she left to call the branch manager. The manager looked up the screen and said she had 3 accounts in the past. for that my wife responded that those must have been closed. The branch manager started looking at few more information on the screen and came back to us that all those accounts were opened with a bonus coupon and was closed right after the 6 months. he mentioned all these are noted on her profile. Then he asked was this for only to get the bonus for which my wife responded no.
he went on asking what makes you open a new account and what is the guarantee you will continue using after 6 months. For that my wife said we are planning to buy a house and wanted to open a saving account for the down payment.
Apparently the BM was satisfied and said the banker to go ahead as we will get 1099 anyway.

After that other banker came over to help us in opening the account. not sure what z wrong with the previous banker, she said she has to leave. but we found she was still there helping other customer when we were leaving. i wrote a check for $17K as i was planning to keep that money in the account to avoid the maintenance fee. I insisted him to print the tracking information for the coupon for which he confirmed to do that. however i couldn't find the tracking information in the final paper work which he handed over to us. I asked him again to print the tracking information for us. Apparently he tried to print the screen but the print failed for some reason. he showed me on his computer that he has redeemed the coupon and we will get the bonus.
when we were leaving the bank, the banker who helped us was giving high five to the manager. not sure why.

Now question is:
1. will she get the bonus? we do have the coupon which the banker used for the account opening. In worst case we will call him and inquire.
2. Is the churn over for her. She is anyway totally pissed off and most probably wouldn't be opening the account again. Is it a good idea to keep the account open now on as she may not be able to open a new one later on?
the banker was asking her to apply for the credit card as well as she was pre-approved. she didn't take that offer.
3. I am also about to open the similar account in few days. what should be my strategy?

DataPoints:
1. my wife doesn't have any other relation with chase .. i.e. no credit card
2. This is the same branch she used in past to open her last 3 accounts.
3. I have chase freedom & sapphire card.


Credit Deals
g: 11 Posted By: remick
Views: 1384 Replies: 1 http://www.amazon.com/dp/B00DYFHTN4

4.4 out of 5 stars (9 customer reviews)

"In order to take control of your health I recommend you make an attempt to grow your own food the Beyond Organic way."
--Jordan Rubin, NMD, PhD, New York Times Bestselling Author, Founder--Garden of Life
> Learn why most farms and gardens, even if certified organic, produce food which is not nutritious enough to keep you healthy, but by understanding the secrets of how foods can be grown to maximize their health-giving properties, you will be empowered to Create Health from the Soil Up!

> Discover an amazing and revolutionary new insight which explains why 45% of Americans have a chronic disease and how you can avoid this awful fate through totally natural means so you can enjoy Vibrant Health.

> Understand the surprising, underlying reason why 2/3 of American adults are overweight or obese, and how this problem can be overcome so one can enjoy their Ideal Body Weight.

Our foods have lost up to 70% of some nutrients in the last 70 years. Even organic foods have little more nutrient density than those conventionally grown. This loss of nutrition may explain, at least in part, our increasing health concerns. Whatever your goals and dreams in life, all will be more easily achieved when your body and mind receive the best nutrition from optimally-grown foods.

Learn how the Beyond Organic Growing System (BOGS) can produce Nutrition Grown foods, with many times the nutrient content of typical produce. See independent, third-party laboratory analyzed comparisons of Nutrition Grown foods vs. USDA food nutrient database listings. This book also brings you cutting edge research on how fruit growing methods can effect blood glucose levels in humans.

Plants must receive the optimal nutrition they need to be able to express their full potentials to create large arrays of health-giving phytonutrients. In turn, people and animals who eat these Nutrition Grown plants receive the phytonutrients they need to help them express their full potentials.


New on 3/24
Growing Marijuana For Beginners: Cannabis Cultivation Indoors and Outdoors
http://www.amazon.com/Growing-Marijuana-For-Beginners-Cultivatio...

New on 3/25

Tomato Container Gardening Tips
http://www.amazon.com/dp/B00CWRC6VA

Grow Your Own Vegetables - 3 Book Bundle: The Vegetable Growers Guide to Companion Planting: The Role of Flowers, Herbs & Organic Thinking. Raised Bed Gardening.Vegetable Container Gardening
http://www.amazon.com/Grow-Your-Own-Vegetables-Gardening-Vegetab...

Greenhouse Gardening: Learn to Greenhouse Garden: What plants grow best, how to use vertical gardening and other methods to create an optimal year round or seasonal greenhouse.
http://www.amazon.com/Greenhouse-Gardening-vertical-gardening-gr...

Raised Bed Gardening System: A book on soil, irrigation, designs and ideas for growing vegetables
http://www.amazon.com/Raised-Bed-Gardening-System-irrigation-ebo...




Books & Magazines Deals
g: 0 Posted By: BigBoyMichigan
Views: 105 Replies: 0 FLORIDA


APRIL 01-28, 2014



BLOOD DONORS WILL RECEIVE
=========================
1 - Free $10.00 Walgreen's Gift Card**

Drive Location Drive Address Drive Time Walgreens** $10 Gift Card to the First 10 donors at this location 1515 East Sunrise Boulevard
Fort Lauderdale, FL 33304 Tuesday, April 01, 2014
10:00 AM - 8:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 5800 Southeast US 1
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12:00 PM - 6:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 1800 West Indiantown Road
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2:00 PM - 7:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 15940 Orange Boulevard
Loxahatchee, FL 33470 Saturday, April 05, 2014
11:00 AM - 4:00 PM Walgreens** $10 Gift Card to the First 10 donors at this location 2700 West Flagler Street
Miami, FL 33135 Saturday, April 05, 2014
11:00 AM - 4:00 PM

Walgreens**$10 Gift Card to the First 10 donors at this location 5701 North West183rd Street
Hialeah, FL 33015 Saturday, April 05, 2014
11:00 AM - 4:00 PM Walgreens**$10 Gift Card to the First 10 donors at this location 2805 North Roosevelt Boulevard
Key West, FL 33040 Saturday, April 05, 2014
12:00 PM - 5:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 6205 Lake Worth Road
Greenacres, FL 33463 Saturday, April 05, 2014
11:00 AM - 4:00 PM Walgreens**$10 Gift Card to the First 10 donors at this location 3099 North State Road 7
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10:30 AM - 4:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 3180 Southeast Federal Highway
Stuart, FL 34994 Saturday, April 05, 2014
10:00 AM - 4:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 3100 North Andrews Avenue
Oakland Park, FL 33309 Sunday, April 06, 2014
11:30 AM - 5:00 PM

Walgreens**$10 Gift Card to the First 10 donors at this location 3900 North Federal Highway
Boca Raton, FL 33431 Saturday, April 12, 2014
12:00 PM - 6:00 PM Walgreens** $10 Gift Card to the First 10 donors at this location 2200 Palm Beach Lakes Boulevard
West Palm Beach, FL 33409 Saturday, April 12, 2014
12:00 PM - 6:00 PM Walgreens** $10 Gift Card to the First 10 donors at this location 8955 Lantana Road
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11:00 AM - 4:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 12001 Southern Boulevard
Loxahatchee, FL 33470 Saturday, April 12, 2014
1:00 PM - 6:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 15255 South West 137th Avenue
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12:00 PM - 5:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 1501 North East 163rd Street
N Miami Beach, FL 33162 Monday, April 21, 2014
2:00 PM - 7:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 19935 North West 2nd Avenue
Miami, FL 33169 Thursday, April 24, 2014
4:00 PM - 9:00 PM

Walgreens**$10 Gift Card to the First 10 donors at this location 18665 Biscayne Boulevard
Aventura, FL 33180 Friday, April 25, 2014
3:30 PM - 8:30 PM


Walgreens** $10 Gift Card to the First 10 donors at this location 501 East Sheridan Street
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10:00 AM - 8:00 PM Walgreens**$10 Gift Card to the First 10 donors at this location 3053 Southwest Martin Downs Boulevard
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10:00 AM - 4:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 6800 West 28th Avenue
Hialeah, FL 33018 Saturday, April 26, 2014
12:00 PM - 5:00 PM Walgreens** $10 Gift Card to the First 10 donors at this location 400 Hialeah Drive
Hialeah, FL 33010 Saturday, April 26, 2014
12:00 PM - 5:00 PM

Walgreens** $10 Gift Card to the First 10 donors at this location 3184 South Congress Avenue
Palm Springs, FL 33461 Sunday, April 27, 2014
12:00 PM - 6:00 PM

Walgreens**$10 Gift Card to the First 10 donors at this location 7340 Collins Avenue
Miami Beach, FL 33141 Monday, April 28, 2014
3:00 PM - 8:00 PM
**All blood donors must have photo ID. Donors must be at least 16 years old. Those who are 16 years old need parental permission. *One offer per donor, per donation. No cash value. Not-transferable. While supplies last. Blood donors will receive a voucher that must be exchanged for the gift card immediately following donation at sameWalgreenslocation. Not responsible for lost or stolen gift card.




MAKE AN APPOINTMENT
===================
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FOR MORE BLOOD DRIVE FREEBIES CLICK HERE - USA LISTINGS

Surveys & Rewards Deals
g: 0 Posted By: remick
Views: 170 Replies: 0 http://www.amazon.com/dp/B001QOGJVI

4.6 out of 5 stars (51 customer reviews)

The central theological distinctive of Christianity--that Jesus is God
incarnate--has repeatedly come under fire from adherents to other
religions and scholars who interpret Jesus as a prophet, angel, or
guru. Putting Jesus in His Place is designed to introduce
Christians to the wealth of biblical teaching on the deity of Christ.
Using evidence from the New Testament, this book helps readers
appreciate the significance of Christ's deity in a personal
relationship with Him, and gives them the confidence to share the
truth about Jesus with others. The book is divided into five sections,
each corresponding to an aspect of the New Testament's revelation of Jesus as God, and using an acronym based on the letters in
the word HANDS:
H-Honors (Jesus shares the honors that are due God)
A-Attributes (Jesus shares the attributes of God)
N-Names (Jesus shares
the names of God)
D-Deeds (Jesus shares the deeds that God does)
S-Seat (Jesus shares the seat of God's eternal throne)
Putting Jesus in His Place engages objections to the divine identity of Jesus Christ from Jehovah's Witnesses, Mormons, Muslims, Unitarians, and other religious perspectives. Its emphasis throughout, however, is on the positive case for the deity of Christ. The book introduces the reader to cutting-edge scholarship on New Testament Christology and makes the information accessible and usable for those who are not biblical scholars or theologians. Endorsed by an impressive lineup of leading specialists in the field including Martin Hengel, Richard Bauckham, I. Howard Marshall, Craig A. Evans, Daniel B. Wallace, Murray J. Harris, and Larry Hurtado, Putting Jesus in His Place is an indispensable introduction and reference on the New Testament teaching about the identity of Jesus Christ.


ReCreatable
http://www.amazon.com/dp/B00I138KVO

4.6 out of 5 stars (14 customer reviews)

ReCreatable begins with the story of a glass baking dish, the delectable aroma of tantalizing brownies, and an unseen defect that turns the promise of something delicious into a minor disaster, leaving glass fragments and brownies irretrievably intermingled. Both the dish and brownies are irrevocably lost. The implications for us are inescapable: created by God to reflect his glory and for his pleasure, we have been broken by sin to the point that we are completely useless to accomplish the purpose for which we were made. But, unlike the shattered brownie dish that gets discarded as worthless, God takes the shards of our lives and does the miraculous. He does not simply fit us back together. He takes those splinters of our destruction and uses them to re-create us: complete, restored, redeemed, and fitted to do and be all that he ever intended for us. ReCreatable leads us progressively through the impact of the creative genius of God in our lives. It points us to the reality of restored relationships, the resurrection of our role as true reflectors of Gods glory, and the revolutionary life that can be ours when we learn to be true disciplesre-created to live well for God.
Books Deals
How to value a parking space?
Added on : Monday March 24th 2014 12:00:14 PM
g: 0 Posted By: newnorley
Views: 183 Replies: 6 Story/
A deeded parking space has become available in the high rise condos where I live and is being offered for $45k. We're currently renting a parking space for $200 / month. Parking is scarce and will likely become even more scarce as there are at least 5 high rise condos being built in a square mile of where i live.

From previous condo sales units sold with parking tend to go for around $25k more than those without. With that amount as a guide $45k seems high - is there anything else to consider?
--



Discussion Deals
g: 4 Posted By: remick
Views: 864 Replies: 0 http://www.amazon.com/How-Win-Bass-Tournament-Fishermen-ebook/dp...

The eight professional bass fishermen in this book have earned a total of more than $21 million combined in tournaments. Most of them have at least doubled their tournament winnings with sponsor endorsements, speaking engagements and TV appearances. These men are some of the best tournament bass fishermen.

In this book, you'll not only learn their tactics, baits and lures for winning tournaments, but they'll also give you additional information and fishing tips in video links throughout. You'll learn how to deal with the worst problem you can have when fishing a tournament - when your pattern blows up and the way you've been catching bass with lures and techniques you've thought will work stops producing. What do the best of the best do when their patterns blow-up? They'll tell you in person in the bonus videos.

Professional bass fishermen are different. They're absolute perfectionists in their mental attitudes, physical endurance and abilities to use intuition more than rational thought to find and catch bass. They're also extremely observant. If the wind changes direction, the sun's blotted-out by clouds, there's a 10-degree drop in temperature, or they see shad flicking on the surface, they know immediately what they need to do and what changes they need to make to continue to catch bass. These anglers not only figure-out the lure and the type of structure the bass are holding on, but also the time of day they're most likely to bite. Denny Brauer says there are three types of tournament fishermen: "Those who know they won't win a tournament, those who think they might win a tournament, and those who know they will win a tournament." If you want to be a winner, not just an also-ran in tournament bass fishing, this book is a must.

Now featuring a bonus chapter of delicious bass recipes!

"Award-winning Alabama author John Phillips probably knows more pro bass anglers personally than any other writer in the business." --Frank Sargeant, premier outdoor writer and editor of The Fishing Wire (thefishingwire.com)
Totally Free Deals
g: 3 Posted By: remick
Views: 860 Replies: 0 http://www.amazon.com/Mastering-Indie-Anime-Secrets-Revealed-ebo...

Have you ever wanted to make your own anime or wonder how it is made? Mastering Indie Anime Secrets of the Pros Revealed will show you how. Anime is one of the most popular forms of animated entertainment in the world today. This book will show you how to master this remarkable art form. Learn how to take your idea and turn it into a story in the form of a script. Then, see how to make compelling characters. Next, learn how to animate those characters. Finally, learn how to produce your anime and market it to your fans. Mastering Indie Anime is the culmination of years of research and practical experience provided to you in one easy to understand reference.

Table of Contents
Message from the Author
Introduction to Anime
Indie Anime Spotlight
Animation Process
Storytelling
Tools & Equipment
Storyboarding
Shots & Camera Techniques
Anime Worlds
Applications I Use
Drawing & Coloring
Modeling
Animation
Delivery & Distribution Options
Marketing
Where Do We Go From Here?
Learning Resources
Totally Free Deals
g: 9 Posted By: remick
Views: 1239 Replies: 1 http://www.amazon.com/dp/B00DYFHTN4

4.4 out of 5 stars (9 customer reviews)

"In order to take control of your health I recommend you make an attempt to grow your own food the Beyond Organic way."
--Jordan Rubin, NMD, PhD, New York Times Bestselling Author, Founder--Garden of Life
> Learn why most farms and gardens, even if certified organic, produce food which is not nutritious enough to keep you healthy, but by understanding the secrets of how foods can be grown to maximize their health-giving properties, you will be empowered to Create Health from the Soil Up!

> Discover an amazing and revolutionary new insight which explains why 45% of Americans have a chronic disease and how you can avoid this awful fate through totally natural means so you can enjoy Vibrant Health.

> Understand the surprising, underlying reason why 2/3 of American adults are overweight or obese, and how this problem can be overcome so one can enjoy their Ideal Body Weight.

Our foods have lost up to 70% of some nutrients in the last 70 years. Even organic foods have little more nutrient density than those conventionally grown. This loss of nutrition may explain, at least in part, our increasing health concerns. Whatever your goals and dreams in life, all will be more easily achieved when your body and mind receive the best nutrition from optimally-grown foods.

Learn how the Beyond Organic Growing System (BOGS) can produce Nutrition Grown foods, with many times the nutrient content of typical produce. See independent, third-party laboratory analyzed comparisons of Nutrition Grown foods vs. USDA food nutrient database listings. This book also brings you cutting edge research on how fruit growing methods can effect blood glucose levels in humans.

Plants must receive the optimal nutrition they need to be able to express their full potentials to create large arrays of health-giving phytonutrients. In turn, people and animals who eat these Nutrition Grown plants receive the phytonutrients they need to help them express their full potentials.


Modern Rustic: Starting an Orchard: A homesteading guidebook for growing fruit trees, berries, grapes and nuts
http://www.amazon.com/Modern-Rustic-Starting-homesteading-guideb...


New on 3/24

Growing Juicy Delicious Tomatoes (Rainforth Home and Garden's Secrets and Solutions)
http://www.amazon.com/Growing-Delicious-Tomatoes-Rainforth-Solut...

How to Prune Roses (Rainforth Home and Garden's Secrets and Solutions)
http://www.amazon.com/Prune-Rainforth-Gardens-Secrets-Solutions-...

Fruit Tree Container Growing: Grow Your Own Dwarf Fruit Trees in Containers at Home or even in a Small Apartment (Home Gardening)
http://www.amazon.com/Fruit-Tree-Container-Growing-Containers-eb...

Tomato Container Gardening: Home Grown Tomatoes the Easy Way (Home Life 101)
http://www.amazon.com/Tomato-Container-Gardening-Grown-Tomatoes-...

Growing Marijuana For Beginners: Cannabis Cultivation Indoors and Outdoors
http://www.amazon.com/Growing-Marijuana-For-Beginners-Cultivatio...

Books & Magazines Deals
g: 0 Posted By: remick
Views: 100 Replies: 0 http://www.amazon.com/dp/B008LW7DQ8

L.A. Secret Police. Inside the LAPD Elite Spy Network is a New York Times and Los Angeles Times Bestseller. This incredible non-fiction book rips the lid off the LAPD and exposes the reader to its dark underbelly of corruption during the reign of Chief Daryl Gates. L.A. cops ruined lives and reputations, inflicted mindless brutality, committed murder and engaged in massive cover-ups. In Los Angeles, police corruption was much more than unmarked envelopes stuffed with cash. It was a total corruption of power. For decades LAPD engaged in massive illegal spying and lied about it. Its spying targets included politicians, movie stars, professional athletes, news reporters and anyone wielding power or those of interest to Daryl Gates. Incredibly, the spying targets included a Director of the Central Intelligence Agency, a Secretary of Defense, a current Governor and the President of the United States. It all happened in Los Angeles.

Detective Rothmiller is the modern-day Frank Serpico; he exposed the tentacles of corruption which reached to the highest levels within the LAPD and Washington D.C. It wasnt long after that an assassin attempted to take his life. It was apparent to many that powerful forces wanted him silenced. Incredibly, in this book Detective Rothmiller names names! See why this book changed the LAPD and is required reading at many universities. As former Assistant United States Attorney Marvin Rudnick said, Rothmiller was in a position to know. He did very sensitive work.

Every book has an ending. However, the ending of this book will shock you. Within the new epilogue is a multi-page essay written especially for this updated book by Pulitzer Prize winning journalist David Cay Johnston. In it he describes his personal experience as a Target of Daryl Gates illegal intelligence operations while he served as a Los Angeles Times reporter. Youll also read the challenge posed by detective Rothmiller to the LAPD. A challenge LAPD has refused to answer.
Books & Magazines Deals
$5 DVDs @ Office Depot B&M
Added on : Sunday March 23rd 2014 12:00:04 PM
g: 0 Posted By: bulldingo
Views: 196 Replies: 0 50% off Sony/Columbia DVDs priced $9.99, good until 3/29.

Office Depot has had these on sale for a while, limited selection of adult & children DVDs.

I bought Battle: Los Angeles, Faster & Bridge Over the River Kwai.

As always, for those of you who constantly whine about imperfect posts: man up or call mommy.
DVD Deals

Office Depot Coupons
g: 0 Posted By: remick
Views: 150 Replies: 0 http://www.amazon.com/dp/B00DYFHTN4

4.4 out of 5 stars (9 customer reviews)

"In order to take control of your health I recommend you make an attempt to grow your own food the Beyond Organic way."
--Jordan Rubin, NMD, PhD, New York Times Bestselling Author, Founder--Garden of Life
> Learn why most farms and gardens, even if certified organic, produce food which is not nutritious enough to keep you healthy, but by understanding the secrets of how foods can be grown to maximize their health-giving properties, you will be empowered to Create Health from the Soil Up!

> Discover an amazing and revolutionary new insight which explains why 45% of Americans have a chronic disease and how you can avoid this awful fate through totally natural means so you can enjoy Vibrant Health.

> Understand the surprising, underlying reason why 2/3 of American adults are overweight or obese, and how this problem can be overcome so one can enjoy their Ideal Body Weight.

Our foods have lost up to 70% of some nutrients in the last 70 years. Even organic foods have little more nutrient density than those conventionally grown. This loss of nutrition may explain, at least in part, our increasing health concerns. Whatever your goals and dreams in life, all will be more easily achieved when your body and mind receive the best nutrition from optimally-grown foods.

Learn how the Beyond Organic Growing System (BOGS) can produce Nutrition Grown foods, with many times the nutrient content of typical produce. See independent, third-party laboratory analyzed comparisons of Nutrition Grown foods vs. USDA food nutrient database listings. This book also brings you cutting edge research on how fruit growing methods can effect blood glucose levels in humans.

Plants must receive the optimal nutrition they need to be able to express their full potentials to create large arrays of health-giving phytonutrients. In turn, people and animals who eat these Nutrition Grown plants receive the phytonutrients they need to help them express their full potentials.


How To Produce 15-25 Pounds Of Tomatoes PER PLANT
http://www.amazon.com/dp/B003ES5OLK

Written by Horticulturist Tommy Smith, "How To Produce 15-25 Pounds Of Tomatoes-PER PLANT" offers the home gardener fifteen time tested and practical tips and secrets for growing bountiful harvests of ripe, juicy tomatoes.

In this guide you'll learn:
How to prepare your garden area and soil
How to use mulches to manipulate soil temperature
How to extend your growing season with free materials
The one tomato variety that consistently outperforms all others
An old secret that actually helps produce more tomatoes (aka: a wives tale with scientific merit)
Plus much more!

By utilizing all or most of the tips found in this guide, you are sure to have your best harvest of tomatoes ever and be the envy of your neighborhood!


Modern Rustic: Starting an Orchard: A homesteading guidebook for growing fruit trees, berries, grapes and nuts
http://www.amazon.com/Modern-Rustic-Starting-homesteading-guideb...

The Way To Healthy Garden Soil
http://www.amazon.com/The-Way-Healthy-Garden-Soil-ebook/dp/B00GS...

How to Grow Potatoes: Planting and Harvesting Organic Food From Your Patio, Rooftop, Balcony, or Backyard Garden
http://www.amazon.com/How-Grow-Potatoes-Planting-Harvesting-eboo...

Healing Herbs for the Ornamental Garden
http://www.amazon.com/Healing-Ornamental-Garden-Medicine-Windows...
Books & Magazines Deals
HSN.COM $69 Ladies Antthony "Andromeda" Embroidered Couture Jacket
Added on : Saturday March 22nd 2014 10:00:04 AM
g: 0 Posted By: DaysFan
Views: 232 Replies: 1 http://www.hsn.com
297-065Antthony Design Originals
Antthony "Andromeda" Embroidered Couture Jacket$69.90S&H: $7.22
http://www.hsn.com/products/antthony-andromeda-embroidered-couture-jacket/7276881
Antthony "Andromeda" Embroidered Couture Jacket
A denim jacket with diva embroidery. This couture piece is embroidered and represents those ladies who love one-of-a-kind wears. Sport it with your matching jeans, your flirty skirts and over all your casual maxis.


Coupon HSN10SPRING is a single item offer and is valid for $10 off your next purchase of $50 or more from HSN.com.

Coupon number is non-transferable and can only be used once by its recipient. Coupons must be applied when order is placed. Excludes shipping & handling, sales tax, Todays Special, This Day Only offers, and clearance items and can only be applied to the first shipment of AutoShip items. The use of this coupon may disqualify the order from inclusion in other promotional offers or discounts. Coupons cannot be applied to or combined with other coupons. Coupon is not valid for Charitable Contributions, HSN Gift Cards or Wines and Alcohol, Samsung Large Appliances, Dyson Products, Electronics and Gaming. We reserve the right to cancel orders when unexpected coupon system errors occur or in the case of abuse, misuse or fraud in connection with the coupon number.

Offer is valid 3/1/2014 - 3/31/2014. Coupon Expires on 3/31/2014 at 11:59 PM ET.
Clothing Deals

HSN Coupons
g: 1 Posted By: remick
Views: 86 Replies: 0 http://www.amazon.com/dp/B004TS1MD8

4.6 out of 5 stars (23 customer reviews)

In When You Can't Find God, Linda Evans Shepherd shows readers how to see God in any circumstance, even when it's hard. Compassionate and practical, Shepherd offers strategies for surviving difficult times, giving your troubles to God, praying through the pain, and finding peace, hope, and joy once more. She also shows readers how to use their sorrows as a tool to draw nearer to God.

No one is exempt from pain and trials. But for those in the midst of them, there is hope.
Books Deals
g: 0 Posted By: remick
Views: 68 Replies: 0 http://www.amazon.com/Unlimited-Streaming-Internet-your-Cable-eb...

Is it time for you to cut cable TV?


Millions of Americans have cut cable TV in the last few years. They enjoy more freedom, more control and more money. Are you ready to join them?

I have yet to meet anyone who has cut cable TV, that decided to go back. Im sure there are a few, but most find they enjoy the freedom, control and money that cutting cable TV gives them and never go back after they make the switch.

This is book three of the Keys to Cut Cable TV series.

Unlimited Streaming: From the Internet to your TV:


It gives you everything you need to know to stream from your computer or other devices directly to your TV.

Roku and media devices are great for easy streaming. However, with those, your options may be limited by the available channels. Streaming from a computer or other device gives you unlimited access to everything that is available on the internet.

It is just a matter of setting it up. For many people this is a very simple solution. For others it is a little more complicated. This book will lead you through your choices so that you can decide what you want, get what you need, set it up quickly and cut cable TV.

This book answers the following questions:

Can you hook your computer to your TV?
What do you need to hook your computer to your TV?
What types of connections will give you the best results?
Should you add a graphics card?

What about Chromecast?
What does it take to set up a Chromecast?
Chromecast vs other computer streaming options, which is better for you?

Do you want a dedicated computer for your streaming needs?

Wireless or wired connection, which is right for you?.
What is the best way to set up your wireless connection for HD streaming?
How do you set up a wired ethernet connection?

Do you want to add one or more pay streaming services?
Each has unique benefits, which one is right for you?

Get your copy of Unlimited Streaming: From thRoku and Media Devices: Easy Streaming today and cut cable TV in the next seven days

The keys to cut cable TV series gives you what you need to know to make your preferred cable cutting solution work for you. If you want information on all the best cable cutting options, in one place The CTRL+ALT+DEL Plan: Cut Cable TV in 7 days. features all the information in the Keys to Cut Cable TV series.

Whichever option is right for you. Isnt it time for you to Take Control, Find Alternatives and Delete your cable TV bill?
Totally Free Deals
g: 0 Posted By: bittul
Views: 115 Replies: 0 Click $2 coupon
In cart enter Code CEPACOL1

= $1.49

http://www.drugstore.com/cepacol-sensations-lozenges-cooling/qxp...

For those who don't have SR, get 9 packs (180 lozenges) for $16.41 + Free Shipping.

Use this link for $5 off $40, in cart (after entering CEPACOL1 code) enter zip-code and click "get estimate" to see discount.



If going with 9 packs... The other 8 can be Hydra as well.
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drugstore.com Coupons
g: 0 Posted By: bpvh
Views: 34 Replies: 0 Office Depot rebate software for the week of 03/23/2014 ($10AR, $12AR, $15AR)


Will update with rebate information ... hopefully by the time this goes live on 02/09.


McAfee Internet Security for 3 PCs
$14.99 After $5 Instant & $50 Mfr. Mail-In Savings Visa Prepaid Card
In Store Price $64.99
Valid 3/23/14 through 3/29/14
Item #101-324


Bookkeeper
++ Be advised that the Nova Development/Avanquest rebate processor has a habit of not sending rebate checks even on valid rebates unless contacted.
$11.99 After $30 in (2) Mfr. Mail-In Savings
In Store Price $41.99
Item #865-150


MyAttorney Home & Business
++ Be advised that the Nova Development/Avanquest rebate processor has a habit of not sending rebate checks even on valid rebates unless contacted.
$9.99 After $20 Mfr. Mail-In Savings
In Store Price $29.99
Item #949-667


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

Office Depot Coupons
Saints Row IV (Xbox 360 or PS3) + Season Pass - $19.99 @ Amazon (FSSS)
Added on : Thursday March 20th 2014 12:00:04 PM
g: 1 Posted By: st4rdust
Views: 386 Replies: 0 Amazon has Saints Row IV for $19.99. Available for the Xbox 360or the Playstation 3.Ships free with orders of $35 or more. 4.1/5 stars based on 206 customer reviews. Comes with a free season pass - the code will be emailed to you within 2 days of when your order is shipped.

The American (Fever) Dream - Play as the President of the United States in a story that spans countries, space, and time.
Super Hero-in-Chief - Leap over buildings. Kill people with your mind. Run through tanks. Those are some of the most mundane powers you will wield in your quest to stop an alien menace hell-bent on destroying the Earth
Alien Toys of Destruction - Wield an impressive array of alien vehicles and weapons. FOR SCIENCE!
Custom Weapons, Custom Mayhem - You've customized your character. You've customized your clothes. Now you can complete the look with our all new weapon customization system. Turn traditional weapons into exotic conversation pieces!
Dynamic Duo - Seamless drop-in, drop-out co-op, a Saints Row standard, improved. The only thing better than one malicious super-powered President is two.


The next lowest price according to Google Products is $38.94.

Recieved an 81 at Metacriticand a 7.3 at IGN.
Xbox 360 Games Deals

Amazon Coupons
Saints Row IV (Xbox 360 or PS3) - $19.99 @ Amazon (FSSS)
Added on : Thursday March 20th 2014 11:00:02 AM
g: 0 Posted By: st4rdust
Views: 73 Replies: 0 Amazon has Saints Row IV for $19.99. Available for the Xbox 360or the Playstation 3.Ships free with orders of $35 or more.

The American (Fever) Dream - Play as the President of the United States in a story that spans countries, space, and time.
Super Hero-in-Chief - Leap over buildings. Kill people with your mind. Run through tanks. Those are some of the most mundane powers you will wield in your quest to stop an alien menace hell-bent on destroying the Earth
Alien Toys of Destruction - Wield an impressive array of alien vehicles and weapons. FOR SCIENCE!
Custom Weapons, Custom Mayhem - You've customized your character. You've customized your clothes. Now you can complete the look with our all new weapon customization system. Turn traditional weapons into exotic conversation pieces!
Dynamic Duo - Seamless drop-in, drop-out co-op, a Saints Row standard, improved. The only thing better than one malicious super-powered President is two.


The next lowest price according to Google Products is $38.94.

Recieved an 81 at Metacritic and a 7.3 at IGN.
Xbox 360 Games Deals

Amazon Coupons
Spending $10k at Home Depot tomorrow, ideas?
Added on : Thursday March 20th 2014 07:00:11 AM
g: 0 Posted By: renaud
Views: 232 Replies: 9 So I just learned that I'll be spending a little over $10k at Home Depot tomorrow. This is a business expense that my partner wanted to pay by check, but I'd much rather make a few bucks by putting it on my CC. Check will just go to me to pay my CC instead of HD.

Best plan I have right now is to put about $8k on my C1 card that gets a flat 3% reward. This card is my daily spender with a limit of only $8800, so can't do the full balance. I'd split the transaction and put the remainder on my Chase Freedom to get 1% on that.

I wish I had a few extra days so i could have bought HD giftcards with my C1 card ahead of time to effectively get the full $10k at 3%, but too late now since I won't have time to pay of those purchases by tomorrow. Is there any other idea that I'm missing? I have AMEX blue cash, Chase Freedom, Discover More, BoA world, and a few other cards. Any ideas??
Question Deals
HSBC Discontinuing Easyview (Yodlee), suggestions?
Added on : Wednesday March 19th 2014 11:00:03 PM
g: 0 Posted By: doncrescas
Views: 48 Replies: 0 Just got this message
HSBC Bankmail said: Effective April 14, 2014, the EasyView service will no longer be provided to Personal Banking customers. The personal financial management service is being updated for HSBC Premier and Advance relationship clients, who will continue to have access to EasyView until those updates occur.


I do have an "advance" account but have no Idea what changes they are planning. Any ideas, Should I just migrate straight to Yodlee?
Question Deals
g: 0 Posted By: ManJo
Views: 270 Replies: 0 I was at my local BestBuy looking at VSX-523 Pioneer receivers and saw sign for Elite VSX-43 for $299.00 + Tax, the sale started on Sunday and since it is Elite they cannot advertise it officially. It is an entry level Elite and if you are looking for a decent receiver then you can get this one.

Now here is the huge YMMV part:

I was able to further sweeten the deal as I saw an open box VSX-43 in excellent condition with all accessories untouched and its original box marked at 17% discount of original. Instead of picking up brand new for $299, I negotiated 17% discount on open box and reduced it to $250 and then spoke to manager stating that why would I buy open but only for $50 less than original and further reduced it to $200+Tax!!. See attached receipt scan. Came home and connected the receiver and it work fine w/o any issues/challenges.

You can check BB inventory of open box VSX in Excellent condition and you will at least get same % discount off of new price and then you can negotiate additional 20%. Those of you who do not know how to check BB open box, follow the instructions below:

Go to BB main page, click on stores and enter your zip and click find stores.
Once you see list of store, look for store (not mobile store) and click on hours and direction and events.
You will be at the store page and see photo of the store. Under photo you will see link for Open Box and Clearance, select that and select Shop This Store.
Now you will see open box inventory for that particular store. On left side filter using Manufacturer as Pioneer Elite.
You can expand search by clicking button "Shop my area" (blue button) this will show all Elite's in your area.




Home Theater & Audio Deals

Best Buy Coupons
g: 1 Posted By: remick
Views: 88 Replies: 0 http://www.amazon.com/How-Win-Bass-Tournament-Fishermen-ebook/dp...

The eight professional bass fishermen in this book have earned a total of more than $21 million combined in tournaments. Most of them have at least doubled their tournament winnings with sponsor endorsements, speaking engagements and TV appearances. These men are some of the best tournament bass fishermen.

In this book, you'll not only learn their tactics, baits and lures for winning tournaments, but they'll also give you additional information and fishing tips in video links throughout. You'll learn how to deal with the worst problem you can have when fishing a tournament - when your pattern blows up and the way you've been catching bass with lures and techniques you've thought will work stops producing. What do the best of the best do when their patterns blow-up? They'll tell you in person in the bonus videos.

Professional bass fishermen are different. They're absolute perfectionists in their mental attitudes, physical endurance and abilities to use intuition more than rational thought to find and catch bass. They're also extremely observant. If the wind changes direction, the sun's blotted-out by clouds, there's a 10-degree drop in temperature, or they see shad flicking on the surface, they know immediately what they need to do and what changes they need to make to continue to catch bass. These anglers not only figure-out the lure and the type of structure the bass are holding on, but also the time of day they're most likely to bite. Denny Brauer says there are three types of tournament fishermen: "Those who know they won't win a tournament, those who think they might win a tournament, and those who know they will win a tournament." If you want to be a winner, not just an also-ran in tournament bass fishing, this book is a must.

Now featuring a bonus chapter of delicious bass recipes!

"Award-winning Alabama author John Phillips probably knows more pro bass anglers personally than any other writer in the business." --Frank Sargeant, premier outdoor writer and editor of The Fishing Wire (thefishingwire.com)
Totally Free Deals
Free Kindle Book- Mastering Indie Anime: Secrets of the Pros Revealed!
Added on : Wednesday March 19th 2014 02:00:06 AM
g: 0 Posted By: remick
Views: 23 Replies: 0 http://www.amazon.com/Mastering-Indie-Anime-Secrets-Revealed-ebo...

Have you ever wanted to make your own anime or wonder how it is made? Mastering Indie Anime Secrets of the Pros Revealed will show you how. Anime is one of the most popular forms of animated entertainment in the world today. This book will show you how to master this remarkable art form. Learn how to take your idea and turn it into a story in the form of a script. Then, see how to make compelling characters. Next, learn how to animate those characters. Finally, learn how to produce your anime and market it to your fans. Mastering Indie Anime is the culmination of years of research and practical experience provided to you in one easy to understand reference.

Table of Contents
Message from the Author
Introduction to Anime
Indie Anime Spotlight
Animation Process
Storytelling
Tools & Equipment
Storyboarding
Shots & Camera Techniques
Anime Worlds
Applications I Use
Drawing & Coloring
Modeling
Animation
Delivery & Distribution Options
Marketing
Where Do We Go From Here?
Learning Resources
Sony DSC-HX300 $249 @ Target B&M
Added on : Tuesday March 18th 2014 03:00:02 PM
g: 0 Posted By: bulldingo
Views: 150 Replies: 0 Found the Sony hx300 super zoom camera on clearance at my SF bay area Target today for $249.

This uses a standard size point & shoot sensor, so don't expect SLR results. Mixed reviews.

It's currently selling for $400 on Amazon:http://www.amazon.com/Sony-DSC-HX300-Digital-Optical-Stabilized/dp/B00BEHRQB4/ref=cm_cr_pr_product_top

My Target recently reduced the camera display section by 50% and is currently clearing-out many cameras, although the discounts aren't as steep as the Sony hx300. Talking to a Target employee in the electronics section, he said that Target won't be carrying as many cameras in the future, as people are using their phones more often. Target isn't clearing out the Nikon SLRs yet, but they'll have to at some point.

As always, for those of you who constantly whine about imperfect posts: man up or call mommy.
Cameras Deals

Target Coupons
Xenadrine 2 pack - 17.98 or less - Walmart
Added on : Tuesday March 18th 2014 10:00:08 AM
g: 0 Posted By: prsrcokr
Views: 213 Replies: 1 For those that use excercise supplements and dietary supplements, Xenadrine is currently being offered in a 2 pack at select locations. It's a single package with 2x60 ct bottles so effectively buy one get one free. There is also a $5 off coupon on the Xenadrine website for their products. Currently WalMart has the 2 packs for $17.98 (at least in my area this is the price) with the $5 coupon this becomes $12.98 for 2 bottles.
Coupon can be found on the manufacturer website:
http://www.xenadrine.com/
www.xenadrine.com/coupon/register.php

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Walmart Coupons
Disney Frozen Blu-Ray/DVD combo for $10.99 @ Toys R Us YMMV for now
Added on : Tuesday March 18th 2014 07:00:04 AM
g: 0 Posted By: rsuaver
Views: 209 Replies: 0 Disney Frozen Blu-Ray/DVD combo is on sale at Toys R Us for $19.99.
Pre order Disney Pirate Fairy for $1 and get $10 off Frozen.

Disney Frozen - $19.99
Pirate Fairy - $1.00
DISCOUNT - $10
Total pre tax $10.99

I just did this but YMMV getting the cashier to manually fix it cause AGAIN the TRU computer is not taking off the discount. For those that argue that it's a 'future purchase' the card says "Reserve your copy today! and SAVE $10 on ANY other Disney Blu-Ray priced $19.99 or more"

They will probably fix the computers later this week but in the mean time, you might need to stand your ground.

Movies Deals
g: 0 Posted By: rsuaver
Views: 115 Replies: 0 Disney Saving Mr. Banks Blu-Ray/DVD combo is on sale at Toys R Us for $22.99.
Pre order Disney Pirate Fairy for $1 and get $10 off Savings Mr. Banks.
Use a $5 off coupon from Disney Movie Rewards http://www.disneymovierewards.go.com/promotions/special-offers/b...

Saving Mr. Banks +$22.99
Pirate Fairy +$1.00
DISCOUNT - $10.00
Coupon - -$5.00
Total pre tax $8.99

I just did this but YMMV getting the cashier to manually fix it cause AGAIN the TRU computer is not taking off the discount. For those that argue that it's a 'future purchase' the card says "Reserve your copy today! and SAVE $10 on ANY other Disney Blu-Ray priced $19.99 or more"

They will probably fix the computers later this week but in the mean time, you might need to stand your ground.

Movies Deals
Black & Decker BDH1850SM 2-in-1 Steam Mop $89 @ amazon
Added on : Monday March 17th 2014 04:00:02 PM
g: 0 Posted By: myonlyday
Views: 22 Replies: 0 Amazon.com has the Black & Decker BDH1850SM 2-in-1 Steam Mop for $89 now. I have this and LOVE it!

http://www.amazon.com/dp/B00B92CN5S

Kills 99.9% of germs using just water - no chemicals required. Great for homes with kids or pets
With Digital SmartSelect Technology, select the specific floor type and the mop automatically releases the right amount of steam
Burst of Steam button Releases 50% more steam for tough stains
Ready-to-go tank illumination changes from red to blue when the water reaches the correct temperature
Mop automatically shuts off the steam when parked upright for those quick pauses during cleaning



Tools Deals
g: 2 Posted By: remick
Views: 282 Replies: 1 https://sonelli.com/500k

How does it work?
In order to apply your free upgrade, just enter your email address below. This must be a Google hosted email address setup on your Android device.
You will receive an automated email after 2-8 hours with details of how to activate your free upgrade. The license is tied to your Google email address and is a life time license for an unlimited number of devices.
This email address is used only to apply the purchase to your Play Store account. We will never sell your email address, or spam you.


https://play.google.com/store/apps/details?id=com.sonelli.juices...

The all in one terminal client for Android including SSH, Local Shell, Mosh and Telnet support.
Features:
- Full colour terminal / ssh client
- Popup keyboard with all those normally hard to find characters
- Use the volume keys to quickly change font size
- External keyboard support
- Official Mosh support (http://mosh.mit.edu)
- Telnet support
- Local Android terminal support
- Click URLs to open in a browser
- Copy & Paste within sessions
- Save / Share SSH transcripts to dropbox/Evernote/Email & SD card
- UTF-8 character support
- Easily organise your connections by group
- Keep multiple SSH sessions running in the background
- Seamlessly connect 'via' other SSH connections with one click
- Immediate access when you open the app to your frequently used connections
- Password & OpenSSH private key support
- SSH key agent forwarding
- Support for two-factor authentication (eg: Google Authenticator)
- Identities (users/password/keys) are abstracted from connections. Instead of updating every connection when you change your password - just update the identity and any connections linked to it will use the new password/key.
- Works out of the box with Ubuntu, RedHat, CentOS, Mint, Gentoo and all other flavours of Linux
- zlib compression to improve SSH sessions on high latency connections

Pro Features (optional in-app purchase):
- Quick and easy port forwards that can be connected to via the app or widget and can automatically open in a browser if required.
- Integrate with Amazon AWS / EC2, synchronise connections and automatically group servers based on their class or security groups.
- Securely keep everything in sync between multiple devices
- Automated AES-256 encrypted backups of all of your connections and settings
- A beautiful widget for fast access to either your frequently used connections, or a specific group (Android 3.0+).
- Team collaboration. Share your groups of connections with team members and start working together instead of separately.
- Handy snippets library for quick access to your frequently used commands
- Dark, Light, Solarized Dark and Solarized Light terminal color themes
For an overview of solarized color scheme and why it rocks for terminal usage check out http://ethanschoonover.com/solarized
- Security lock to automatically protect JuiceSSH after a period of inactivity
For a detailed overview of this applications permissions and how each one is used in our ssh client please see http://sonelli.com/permissions
Free Apps Deals
Microsoft OneNote goes Free for all Platforms
Added on : Monday March 17th 2014 01:00:05 PM
g: 0 Posted By: majicc
Views: 529 Replies: 0 With the launch of a Mac version Microsoft have made OneNote free for all platforms. Some features are still tied to the paid version (SharePoint and Outlook integration) but few would use those anyway.

http://www.onenote.com/
Software Deals