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75% off SELECT cordless shavers @ Kmart B&M, YMMV
Added on : Monday September 01st 2014 09:00:04 AM
g: 0 Posted By: disenchanted
Views: 192 Replies: 0 Found in B&M store located in zipcode 88001

YMMV.

There were some cordless shavers on clearance for 50% off, but shelves for those were empty.
So I grabbed one of each model (about 6 shavers), threw them in my cart and was heading toward a price scanner.

One aisle away from the price scanner I spotted a few different models of cordless shavers, up on very top of the shampoo aisle, so I grabbed one of each of those (about 4 shavers). Apparently this particular "top shelf" area was the "Inventory Overflow" section for the Toiletries dept.

At the price scanner, none of the shavers from the shaver aisle were the clearance shavers I was after.
The 75% off jackpot was from those cordless shavers that were on the top shelf of the shampoo aisle.
One was a norelco triple header for $18 (regular $74), then there was a Panasonic for $25 (regular $99.99) and finally a Wahl cordless beard trimmer/shaver for $18,

The norelco triple header model PT729 for just $18.00 (No price tag on it at all, but online MSRP search shows MSRP as $74.00).1. Norelco PT729 (scanned @ $18)
Specifications:

Powertouch Cordless Razor
Floating Heads
Super Lift & Cut Technology
Corded / Cordless Operation
Washable
Full Charge Time 8 Hours

2. Panasonic NANOTECH model ES8103s (scanned @ $25)
Specifications:

Wet/Dry Shaver with Nanotech Blades,
Pivoting Head,
Fast 13,000 RPM
Linear Motor cuts clean,
Sharp 30-degree blade angle,
Turbo Cleaning Mode

3. Wahl cordless trimmer/shaver
Specifications:Sorry but I forgot to get the model and details on this one.
It was originally $69.99, tagged as $34.99 but scanned at $18.
It looked like the Wahl 9818, as it was an all chrome model but I'll have to check for sure next time I get to Kmart.
Beauty Deals

Kmart.com Coupons
eTrade vs optionsXpress
Added on : Sunday August 31st 2014 09:00:06 PM
g: 0 Posted By: salilsurendran
Views: 20 Replies: 0 Hello,
I had ETrade but opened an account with optionsXpress because they were cheaper when making mutual fund trades. However, I find that optionsXpress don't have as many mutual funds to trade as ETrade and also it is very difficult to search in their database as to if that mutual fund is available for trading. So many times I research and find some funds but those funds are not available in optionsXpress. Anyone find the same?
Question Deals
g: 1 Posted By: microdvd
Views: 124 Replies: 2 Living Social : Dallas Area : Retro Futura Tour @ Verizon Theatre :Sept 8 at 7:30pm :Thompson Twins' Tom Bailey, Howard Jones, Midge Ure & More (52% Off)https://www.livingsocial.com/events/1238602-two-tickets-to-retro-futura-tour

Two Tickets to Retro Futura Tour
Verizon Theatre at Grand Prairie Grand Prairie, TX
Monday, September 8, 2014 - 7:30PM

Doors Open: 6:30PM

AEG Live presents
Thompson Twins' Tom Bailey & Howard Jones
with Ultravox's Midge Ure, China Crisis, Katrina (ex-Katrina & The Waves)

what you get:Two Tickets

Choose from the following offers:
$45 for two 300-level side tickets
$50 for two 200-level side tickets

Lineup: Thompson Twins' Tom Bailey, Howard Jones, Ultravox's Midge Ure, China Crisis, and Katrina (ex-Katrina & The Waves)
Hear All the Hits!
Everything old is new again at the Retro Futura Tour, a one-night-only concert hitting Verizon Theatre at Grand Prairie on
Monday, September 8. Thompson Twins' Tom Bailey will play all the Thompson Twins hits like
"King for a Day", "Doctor! Doctor!", "LIES", "You Take Me Up" and "Hold Me Now" live for the first time in 27 years
-- joining him are acts including Howard Jones, Ultravox's Midge Ure, China Crisis, and Katrina (ex-Katrina & The Waves).
As these acclaimed artists take the stage to perform their greatest hits, you'll be transported back in time to re-live all those old memories.

Find out more about the Retro Futura Tour
http://www.axs.com/events/252642/thompson-twins-tom-bailey-howar...Go back to the future this summer and experience all the moody synths, lush guitars and gravity-defying hairdos of the '80s best new wave artists.
The Retro Futura Tour brings together the top synth-pop bands and performers of the Reagan era --
including the Thompson Twins' Tom Bailey, Howard Jones, Ultravox singer Midge Ure, China Crisis and Katrina of Katrina and the Waves --
for one incredible concert. From Thompson Twins' "Hold Me Now" to Howard Jones' "Things Can Only Get Better,"
Ultravox's "Dancing With Tears in My Eyes" to China Crisis' "Wishful Thinking,"
this fun summertime concert is like a live Memorex mix-tape of your favorite hits of the '80s and beyond.

Retro Futura Tour 2014What it is: a gathering of some of the most popular British new-wave musicians from the 1980s
How you remember Tom Bailey: as the bassist and vocalist of the Thompson Twins, whose super-hits include "In the Name of Love," "Lies," "Doctor! Doctor!" "Lay your Hands On Me," "King For A Day," and "Hold Me Now"
How you remember Howard Jones: from his double-platinum album Human's Lib
Jones' Hollywood connection: his song "Like to Get to Know You Well" soundtracked John Cusack fixing his Camaro in the surreal '80s comedy Better Off Dead
How Ultravox's Midge Ure describes their hit "Vienna": "We wanted to take the song and make it incredibly pompous in the middle, leaving it very sparse before and after, but finishing with a typically over-the top classical ending. The whole thing was a bit tongue in cheek."
Evidence the public might not have picked up on the joke: the single rocketed to the number-two spot, and was later named by Radio 2 to be Britain's favorite song to ever halt at the runner-up spot
China Crisis's claim to fame: the hit single "Wishful Thinking"
How Katrina Leskanich of Katrina and The Waves improved the '80s and water-park lines everywhere: by lending her vocals to "Walking on Sunshine"

http://thompsontwinstombailey.com/
http://howardjones.com/

http://www.retrofuturatour.com/

REFUND POLICY: This event is nonrefundable. No full or partial refunds are given to customers who miss an event.
In the event of a cancellation, your voucher will be fully refunded
The deal is valid on event date only
Groups wishing to sit together must have one person purchase all tickets in one transaction
Purchaser must pick up ticket(s) at Will Call prior to show
Purchaser may change the name of the individual retrieving tickets up to 48 hours in advance of event via the LivingSocial website event details section;
no name-changes or alternate pick-ups permitted without notice at venue
Event is rain or shine
LivingSocial is pleased to offer you the opportunity to purchase this deal to be fulfilled by the entity indicated on the voucher
and/or by Anschutz Entertainment Group, Inc., its subsidiaries and affiliates ("AEG").
By purchasing this deal, you agree that your name, email, zip code and other information related to the deal you purchased will be used
by LivingSocial as well as provided by LivingSocial to AEG and/or the entity indicated on the voucher to assist in fulfilling the deal
you purchased and, subject to LivingSocial's privacy policy [ LivingSocial.com/privacy_policy] as well
Restaurants & Entertainment Deals

LivingSocial Coupons
g: 0 Posted By: ctgolfer
Views: 222 Replies: 0 Comfortable, quiet typing
You'll enjoy a comfortable and quiet typing experience thanks to the low-profile keys that barely make a sound and standard layout with full-size F-keys and number pad.
Spill-resistant design
Liquid drains out of the keyboard, so you don't have to worry about ruining your investment with accidental spills.
High-definition optical tracking
You'll enjoy responsive and smooth cursor control with the high-definition optical tracking (1000 dpi).
Thin profile
The keyboard has a thin profile that adds a sleek look to your desk while keeping your hands in a more comfortable, neutral position.
Durable keys
The keys can last up to 10 million keystrokes so you can keep typing long after many keyboards have called it quits.
Plug-and-play USB connections
Setup is simple - you just plug your keyboard and mouse into USB ports on your desktop, laptop or netbook computer and start using them right out of the box.
Easy-to-read keys
The bold, bright white characters make the keys easier to read - perfect for those with less-than-perfect vision. They're less likely to wear off, too.
Sturdy, adjustable tilt legs
You can extend the sturdy folding legs to increase the keyboard tilt by 8 degrees to address your personal ergonomic needs.
Curved space bar
It keeps your hands in a more natural position so you can type in greater comfort.

www.sears.com/logitech-desktop-mk120-mouse-and-keyboard-920-0025...
Keyboard & Mouse Deals

Sears Coupons
U.S. Hikes Fee To Renounce Citizenship By 422%
Added on : Sunday August 31st 2014 08:00:09 AM
g: 1 Posted By: GotRocks
Views: 15 Replies: 0 US Hikes fees to renounce citizenship by 422%

As an expat who is considering renouncing my citizenship sometime in the future, I find this fee increase quite outrageous. They say the increase is due to the number of people currently renouncing US citizenship. The increase in people renouncing their US citizenship in the past year or two mainly has to do with the onerous requirements of FATCA and a lot of those people who are renouncing have never ever lived in the US. The fee increase from $450 to $2350 seems like punishment to the people who do not have substantial income but were caught up in FATCA by virtue of birth or marriage (a US citizen married to a non-US citizen has to comply with the FATCA reporting requirements). I say that this is punishment because to a person like facebookco-founder Eduardo Saverinwith ska-billions of $ to his name, $2350 is a mere drop in the bucket. But to the average Joe who was born in Canada to American parents, this is a big chunk of change.

So once again, the US government makes me angry and just adds more fuel to the fire under my renunciation quest.
g: 0 Posted By: chrispitude
Views: 115 Replies: 0 Sears finally has Morton's 40lb salt pellets on sale again for $3.99 (regularly $5.99). Order 13 bags and use SEARS5OFF50 for $5 off your $50 order. Fatwallet has bonus 6% CB, or go through ShopDiscover for 10% CB.

Link

Have fun carrying those bags, fellow FWers!
Grocery Deals

Sears Coupons
g: 1 Posted By: ctgolfer
Views: 212 Replies: 0 The Diehard Battery Charger with Wheels is a great choice for those looking for a manually operated battery charger with engine starter and timer control
Able to start 12V and 6V vehicles and farm equipment
250, 50, 15 and 2 amp for versatile usage
Timer Control Dial for automatic shut-off, UL listed
Features include powder-coated steel case, color-coded analog ammeter gauge and ergonomic carrying handle
Wheeled for greater portability and ease of use
Comes with 6 ft. Power cord and 6 ft. 8AWG output cable
Some assembly may be required


www.sears.com/diehard-gold-wheeled-battery-charger-with-timer-co...
Batteries & Chargers Deals

Sears Coupons
g: 0 Posted By: BigBoyMichigan
Views: 32 Replies: 0 CHECK OUT BigBoyMichigan's Other FatWallet Deals Click Here



CHASE BANK $150.00 BONUS - OFFER ENDS OCTOBER 15, 2014


Bonus/Account Information:Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. Offer valid through 10/15/2014. To receive the bonus:1)open a new Chase Total Checking account, which is subject to approval;2)deposit $100 or more within 10 business days of account opening; AND3)have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above requirements, we'll deposit the bonus in your new account within 10 business days. The bonus cannot be used as the opening deposit. You can only receive one new checking account-related bonus per calendar year. Bonus is considered interest and will be reported on IRS Form 1099-INT.

Personal Finance Deals
g: 0 Posted By: itsausername
Views: 3 Replies: 0 Visit the Six Flags homepageand select your park, then click the 'Flash Sale' banner on the right or browse to the 'passes & memberships/buy passes' menu item.


Depending on the park chosen, multiple 'special offer' entry passes must be bought (2+ or more) to receive the best discounts which bring those prices down as low as $49.99 per pass (repeat, check your park's flash sale page for their specific discounts/pricing).

- This offer provides 'Gold' level passes which include season parking and other perks exceeding those offered by regular season passes.
- Passes may be used for the remainder of the 2014 season. Note: I did not spot any specific claim of 2014 parking being included.
- The offer states that each pass must be processed at the park by 9/2 to receive the upgrade perks.


Dining passes are also discounted. From the sampling of parks I checked, all seemed to be selling them for $74.99.

- These include a drink refill for 2014 when processed by 9/1; no meals until next season.





Labor Day Sales Deals
Free Hitch N Fish Stickers
Added on : Friday August 29th 2014 12:00:11 AM
g: 0 Posted By: remick
Views: 101 Replies: 0 http://hitchnfish.com/2014/08/26/slap-a-stick-gallery/

Thank to all those who sent in Slap a Stick photos! If you are interested in free stickers sent to your front door. Fill out the form at the bottom. Continue reading to see the full gallery.
Totally Free Deals
Cricket Wireless (AT&T prepaid) 5 lines w/500mb $100
Added on : Thursday August 28th 2014 02:00:04 PM
g: 0 Posted By: ZombieHunter
Views: 245 Replies: 1 This is a great deal for those who don't use a lot of data.

5 lines with Unlimited talk and text and 500mb of High Speed data (Then unlimited data throttled)

https://www.cricketwireless.com/5for100

Alternatively, you can get 5 lines onthe 2.5gb plan for $150 with group save.

taxes and fees are INCLUDED.
Services Deals
Anova Sous Vide Immersion Circulator - $149
Added on : Thursday August 28th 2014 05:00:25 AM
g: 0 Posted By: nascarjunkie
Views: 144 Replies: 1 Use code FACEBOOK50

Link

For those that aren't familiar with sous-vide cooking, it's a process of cooking food in vacuum sealed plastic bags while immersed in a water bath for long periods of time. It's great for steaks so you cook them evenly and don't wind up with overly cooked edges and undercooked centers.
Home & Garden Deals
Free Kindle Book- The Mystery of Garabandal
Added on : Thursday August 28th 2014 02:00:47 AM
g: 0 Posted By: remick
Views: 89 Replies: 0 http://www.amazon.com/gp/product/B00GHMAQQ8

4.6 out of 5 stars (11 customer reviews)

Fifty years ago, four young girls in a small Spanish village began falling into rigid trances, marching backward up hills, and levitating, seemingly, inches above the ground. Eyes fixed on a mysterious point in the air, they were mesmerized by something which was invisible to everyone else.
What the girls said they saw--and heard--sent shock waves that are still reverberating today. The messages the four girls claimed to receive revealed a picture of a Catholic church in crisis and a world that faced an earth-shattering future that would unfold in their lifetime.
The girls pronouncements about coming trouble in the church and world were met with fierce skepticism from the first. Some charged the girls with being possessed by demons (based on the girls strange physical poses and apparent levitation), and others claimed the girls were putting on an act (revealing their true colors when they chose ordinary married lives instead of the convent). There was also a third body of critics: those who believed that a group of girls on the CUSP of adolescence in a remote and insular society conjured up a psychodrama which, fueled by the spotlight and mounting frenzy, gained a frightening life of its own.
There was one other possibility--that the strange events in Garabandal, Spain actually did occur, and the girls received an apocalyptic warning for both the church and the modern world.
The warning to the world included a prediction that a newly militant Russia would rise again. The prophecies of Garabandal also foretell a World-Wide Warning and a Global Miracle, whose purpose is to convince a world reeling from one catastrophe to the next that God exists. But the Warning and Miracle, dramatic as they sound, are not even the most unsettling of the messages. One night, the young girls dissolved into screams. During this so-called Night of the Screams, the girls say they were shown a tragic chastisement that would befall the entire world if the Warning and Miracle failed to trigger global change.
As disquieting as those messages were, the most shocking message at Garabandal was for the hierarchy of the Roman Catholic Church. Why were the messages of Garabandal so effectively suppressed? Did it have to do with the fact that the messages presciently warned of coming scandal and turmoil in the Roman Catholic Church itself?
Did a portal open between worlds on a Spanish mountaintop in that summer of 1961? And if so, who opened the door--an angel of God or an angel of darkness? Did a young girl's flight of fancy one summer night spin wildly out of control? Or was it a visitation from God?
Now that the girls at the center of this drama are 60-year-old women, should their claims be discredited or re-examined? Are the apparitions bogus or fast-approaching their fulfillment? If the events are false, Garabandal is a fascinating and perhaps tragic human interest story with several explanations. If the events and warnings are true--then what do we do?
By the end of this book, readers can judge whether the visions of four young seers on a mountaintop in Spain were historical fact, a devilish fraud, or the creative confusion of four girls who would spend the rest of their lives trying to escape a human tragicomedy that they themselves had produced.
Totally Free Deals
g: 2 Posted By: remick
Views: 291 Replies: 0 http://www.amazon.com/gp/product/B00K5RUFEY/

Learn the latest SQL Server 2014 database design methods for career advancement; among them in-memory OLTP tables, FileTable FILESTREAM storage and ColumnStore indexes. Relational database design teach-by-practical-diagrams-&-examples book for developers, programmers, systems analysts and project managers who are new to relational database and client/server technologies. Also for database developers, database designers and database administrators (DBA), who know some database design, and who wish to refresh & expand their RDBMS design technology horizons. Familiarity with at least one computer programming language, Windows file system & Excel is assumed. Since the book is career advancement oriented, it has a great number of 3NF database design examples with metadata explanations along with practical SQL queries (over 700 SELECT queries) and T-SQL scripts, plenty to learn indeed. Great emphasis is placed on explaining the FOREIGN KEY - PRIMARY KEY constraints among tables, the connections which make the collection of individual tables a database. The database diagrams and queries are based on historic and current SQL Server sample databases: pubs (PRIMARY KEYs 9, FOREIGN KEYs 10) , Northwind (PRIMARY KEYs 13, FOREIGN KEYs 13) and the latest AdventureWorks series. Among them: AdventureWorks, AdventureWorks2008, AdventureWorks2012 (PRIMARY KEYs 71, FOREIGN KEYs 90), & AdventureWorksDW2012 (PRIMARY KEYs 27, FOREIGN KEYs 44). The last one is a data warehouse database which is the basis for multi-dimensional OLAP cubes. The book teaches through vivid database diagrams and T-SQL queries how to think in terms of sets at a very high level, focusing on set-based operations instead of loops like in procedural programming languages. The best way to master relational database design & T-SQL programming is to type the query in your own SQL Server Management Studio Query Editor, test it, examine it, change it and study it. Wouldn't it be easier just to copy & paste it? It would, but the learning value would diminish rapidly. You need to feel relational database design and the SQL language in your DNA. SQL queries, "CREATE TABLEs" must "pour" out from your fingers into the keyboard. Why is knowing SQL queries by heart so important? After all everything can be found on the web so why not just copy & paste? Well not exactly. If you want to be an database designer expert, it has to be in your head not on the web. Second, when your supervisor is looking over your shoulder, "Chuck, can you create a new table for our electric pumps inventory?", you have to be able to type the CREATE TABLE query without documentation or SQL forum search and explain how it will work to your superior promptly. The book was designed to be readable in any environment, even on the beach laptop around or no laptop in sight at all. All queries are followed by results row count and /or full/partial results listing in tabular (grid) format. Screenshots are used when dealing with GUI tools such as SQL Server Management Studio (SSMS). Mastery of the relational database design book likely to be sufficient for career advancement as a database designer and database developer.



also free

What's HTML?
http://www.amazon.com/gp/product/B00H59AW5C/

This book is designed to be a quick way to learn HTML and HTML5. It should also be used as a reference for you to look back at for refreshers and information on tags that are commonly used. This is a great resource for students and professionals that need a quick reference or wish to learn the basics of HTML and HTML5 quickly. As a computer science professor, Ive taught hundreds of students HTML. The reason I wrote this book is help teach others HTML and HTML5. For more HTML and HTML5 information, free instructor resources, and online tutorials visit http://www.whatshtml.com.

Table of Contents
Preface
Chapter 1 Whats HTML?
Chapter 2 Getting the basics
Chapter 3 In your HEAD
Chapter 4 Text and Stuff
Chapter 5 Anchors Away
Chapter 6 Picture Perfect
Chapter 7 Lists and More Lists
Chapter 8 Its all about Style
Chapter 9 iFrames, Divs, and Tables
Chapter 10 Simple Forms
Chapter 11 HTML5
About the Author
Appendix A HTML Reference
Appendix B CSS Reference
Appendix C HTML Entities



Fractal Vision. Part 1.: Studies in Fractal Computation Theory
http://www.amazon.com/gp/product/B00MLU1BAU/

Fractal Computation Theory is, as far as I am aware, a brand new area of science and mathematics. This discipline relates to performing computations in a fractal manner.
This book is the first in a series of studies on my Fractal Computation Theory.
These studies show how the Byng Fractal Computer, Patent Pending is used in a variety of applications. The first book in this series is about vision and shows how vision is processed using the Byng Fractal Computer.



Unraveling HTML5, CSS3, and JavaScript
http://www.amazon.com/gp/product/B00IOSC4CM/

As an experienced C# programmer and enterprise architect, I found myself in a strange situation after 20 years of experience. Even if I worked on project teams that implemented big systems including satellite web sites, I was dropped behind those team members who started their professional life pretty close to new generationneat, asynchronous, dynamic, etc.web page development. It took months to find the right way to be able to communicate with them, and find the common language with them. During these months I read many books, blog posts, articles, and went through many small programming exercises to get into the picture.

Well, I decided to create a series of booklets using my experiencesto help you cope with similar situations.
I wrote this book for those developers who areor might bein a situation I was months ago. If you worked on the server side for a long time, or you used only desktop UI technologies, this is the book you should read to get acquainted with HTML, CSS, and JavaScriptin order to understand them quickly, and keep up the race with youngsters.

If youre already a web developer who is familiar with these technologies, this book may help you to pass this knowledge to your teams new members who are novices in web UI.

How This Book Is Structured

This book is divided into ten chapters that will help you understand the concepts and technologies behind web UI. These chapters are built on each other, so youd better read them sequentially from the first to the last one.

Chapter1: A Short Tour of HTML, CSS, and JavaScript
This chapter provides an overview of the fundamental technologiesthrough a number of short examples that explains to you the role and behavior of them.
Chapter 2: Getting to Know HTML5
In this chapter you will learn the basics of HTML5, and you will create a few simple HTML pages using the concepts learned here.
Chapter 3: Achieving Richer User Experience with HTML
HTML5 provides you rich structure and semantics that help you design and render web pages with images, tables, and multimedia. In this chapter you will
learn these elements and utilize them.
Chapter 4: Forms and Controls
This chapter will teach you creating and using HTML web forms.
Chapter 5: A Few More Things about HTML
To provide additional knowledge on HTML5, in this chapter you will learn about special HTML elements and techniques, such as painting the new HTML5 canvas, and using HTML compatibility and validation tools.
Chapter 6: Exploring the Document Object Model
To provide interactive and dynamic web pages, getting familiar with the Document Object Model (DOM) is a key element. In this chapter you will learn all the basics that let you understand and manipulate the DOM.
Chapter 7: Getting to Know JavaScript
JavaScript is often mentioned as the assembly of the web. In this chapter you will learn the basics of this simple programming language that vivifies your web pages with only a few lines of code.
Chapter 8: Advanced JavaScript Programming
JavaScript is very easy to use, and it also can be used for very advanced web programming tasks in the browser. This chapter teaches you these advanced programming topics.
Chapter 9: Getting to Know Cascading Style Sheets
In this chapter you will learn the concepts of the Cascading Style Sheets technology that provides the power of great-looking web pages.
Chapter 10: Basic Style Patterns
In this chapter you will learn the most important CSS patterns that add great appearance to your web pages.



The Philosophical Implications of Information Overload
http://www.amazon.com/gp/product/B00MSZ3W14
Books Deals

Amazon Coupons
g: 0 Posted By: Xenocrates
Views: 107 Replies: 0 Sony 48" 1080p 120Hz LED Backlit Smart HDTV(KDL-48W600B) + $150 Dell eGift Card - $598.00 + FS @ Dell

48" 1080p LED Backlit LCD Display

120Hz
1M:1 Dynamic Contrast Ratio
4 HDMI and 2 USB Inputs
42.8"x 7.1"x 26.6" -22.7 lbs (w/ stand)

4.3 / 5 Starswith 93 Customer Reviews on Amazon

For those with no need for the $150 Dell eGift Card the next best deal is $598.00 from BuyDig.
Sony Deals

Dell Consumer Coupons
Need help negotiating car purchase for Saturday!
Added on : Wednesday August 27th 2014 11:00:30 AM
g: 0 Posted By: mpennyranger
Views: 39 Replies: 1 Hi,
I have read a number of threads here and elsewhere re: trying to send out letters to negotiate the purchase of a new car, and I am just about ready to do so--I am in the market for a new Volvo XC60--I have done my test drives, compiled a list of dealerships that I would be willing to drive to (as well as a few others that are very far, but perhaps would be willing to make a good deal), gotten contact info for the internet or fleet salespeople, gotten preapproved through a credit union, know my FICO score, etc..... I am just hitting a hurdle in terms of setting up my letter, and could use some advice.

All of the sample letters suggest saying SPECIFICALLY what you want, so you can compare apples to apples. BUT, in my case, there are two things that I would accept: a 2015 XC60 with the BLIS package OR a 2014 XC60 with the BLIS package. I would definitely prefer the 2015 because it has a substantially higher MPG, but if the 2014 was substantially lower than the best 2015 price I could get, I would consider it. (The available 2014s are also more likely to be "upgraded" from the base model 2015 that I am shooting for, but none of the upgrades from the base model thrill me, so I'm not willing to pay extra for them.)

I DEFINITELY want to make a deal on Saturday because its end of the month and a number of Volvo manufacturer deals that would be awesome ($1000 Cash Back, extra 2 years of warranty & all maintenance, etc.) are expiring, and I want to close a deal as long as something hits my price Target, but I am not exactly sure how to frame the letter. Price also matters a lot, so I do want to see exactly how low I can go. I don't want my letter to say "I'll take the 2014 if it is substantially lower than your 2015 offer," b/c I know they want to get rid of the 2014s and they will just not reduce the 2015 offer. I am thinking perhaps the best strategy would be to send out an only-2015 offer on Thursday, see what comes back with my required specs, and Friday follow up with those same dealerships and say, "I would also consider a 2014, what is your best offer" and then just compare. Thoughts???

(Apologies for being so long-winded)
New User Question Deals
g: 0 Posted By: Savvymommy03
Views: 214 Replies: 0 Kmart has the Craftsman 10 in. and 12 in. Tool Bag Comboon sale for $8.49 w/ free in-store pickup. Good way to spend those expiring SYWR.

You get one10-inch tool bag and one 12-inch tool bag
Tuftwear construction is water- and abrasion-resistant
Large interior offers plenty of room for all your essential household tools
Three outer accessory pockets help you stay organized
Reinforced bottom stitching for extra strength and durability
Dual full-grip handles make for convenient, comfortable carrying
Full zipper top with wide opening and steel bar reinforcement

Tools Deals

Kmart.com Coupons
$100 StubHub Gift Card for only $85! Giftcardmall via Ebay
Added on : Tuesday August 26th 2014 08:00:15 PM
g: 0 Posted By: tedhawkins
Views: 152 Replies: 0 $100 StubHub Gift Card for only $85! Giftcardmall via eBay
http://www.ebay.com/itm/100-StubHub-Gift-Card-for-only-85-/26157...

Purchase limit of (2) StubHub Gift Cards per eBay user ID, while supplies last.Retailer InformationWhere Do You Want to Sit? StubHub is the world's largest ticket marketplace for fans, making it easier than ever to find seats to your favorite sporting events, concerts, and theater performances.Redemption InformationWant to redeem your StubHub gift card? Its easy. 1) Enter the gift code in your StubHub account 2) Find the game or show you want to see 3) Enter the code to get your ticketsTerms & ConditionsSummary of Terms & Conditions for the StubHub Gift Card (Card). Use of this Card, constitutes acceptance of the following terms and conditions and those found at www.stubhub.com:1. You must have a StubHub account to redeem this Card. To create an account, visit www.stubhub.com.A credit card, debit card or PayPal account may be required. 2. Card valid only for purchases on StubHub.com 3. Upon redemption, the entire balance of the Card is deposited to your StubHub account. This Card is not reload able and cannot be associated with multiple StubHub accounts. 4. There is no expiration date or Card fees. 5. Treat this Card like cash. Lost, stolen, or damaged Cards will not be replaced except in limited circumstances or where required by law, and only if the Card has never been used, and with proof of purchase as required by StubHub. A processing fee may apply. 6. This Card is not a credit, debit, or charge card. No implied warranties attach to it. 7. Use of the StubHub.com marketplace is subject to the User Agreement at www.stubhub.com/user_agreement.Card users must be 18 years of age or older 8. Invalid or unidentifiable Card numbers will not be redeemed. Allow up to four (4) hours from time of purchase for StubHubs systems to recognize and accept this Card. 9. Purchases using Gift Cards do not count towards StubHub Rewards or Loyalty programs IMPORTANT: A StubHub.com account in the U.S. REQUIRED to use this Card. For security purposes, a credit card, debit card or PayPal account may be required. Valid only for purchases on StubHub.com. Not transferable, refundable, nor redeemable for cash unless required by law. No expiration date or Card fees. Lost, stolen or damaged Cards will not be replaced except as indicated. Questions? Call 800-660-5469 or visit www.stubHub.com/giftcards.Shipping Information

Standard- All packages are shipped using USPS Critical Mail. You will receive a tracking number from U.S. Post Office that will track your package to your delivery address. You should expect your order to arrive in 3-5 business days.

All orders of $250 or more require a signature upon delivery and cannot be shipped to a P.O. Box.All items sold are plastic gift cards. We are unable to email you the gift card number at this time, but look out for this great feature in the future. Your card will arrive within a 9 x 6 inch envelope. You will receive an email confirming your purchase details, and a shipment notification email with tracking # sent to the billing email address associated with the PayPal account used for payment.
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$10 off any purchase at Amazon after linking your eligible Citi Card
Added on : Tuesday August 26th 2014 11:00:17 AM
g: 3 Posted By: Krazen1211
Views: 519 Replies: 5 Time to drag those Citi Dividends out of the drawer?




Link
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Alto TS115A 15" Active 2-Way Speaker Restock $229.99 Fs @ MF
Added on : Tuesday August 26th 2014 09:00:12 AM
g: 0 Posted By: tedhawkins
Views: 147 Replies: 0 Alto TS115A 15" Active 2-Way Speaker Restock $229.99 Fs @ MF

http://www.musiciansfriend.com/stupid



DescriptionPart of Alto's TRUESONIC series, the TS115A is an 800W Class D powered loudspeaker with a 15" low-frequency transducer and 1" neodymium driver. It provides you with two mic/line combo inputs with independent volume controls and an XLR output for linking to other speakers. Their lightweight, trapezoidal cabinet makes it easy for you to use it as a traditional upright loudspeaker or as floor wedge monitor, and it's stand or pole-mountable as well as flyable. Other features include a Clip Limiter with red LED, Ground Lift switch, and a contour switch for increased EQ control.

Versatile Cabinet Design
All TRUESONIC 2-way speaker cabinets have been designed with versatility and longevity in mind. They feature a durable, lightweight polypropylene enclosure that is stand-mountable for weekend gigs and flyable for more permanent installations. What's more, they have a trapezoidal design which greatly decreases the resonance of the standing wave in the cabinet for a more true-and-exact sound reproduction. The TRUESONIC TS115A is ideal for musicians and DJs on the move and halls, malls, schools, houses of worship and more.

Total Transparency
The TRUESONIC Series was designed from the ground up to be the most transparent loudspeaker money can buy. Rigorous testing and thousands of hours of listening have gone into making sure that what you pump into a TRUESONIC speaker is exactly what you get out. Everything you see (and some things you dont) from internal signal path and components used to the sculpted cabinet and meticulously designed waveguide was developed in service of the principle of accurate, transparent sound.

Super Efficient Drivers
The drivers in the TRUESONIC TS115A are designed to make sure that virtually no energy is wasted. That translates to more of the power from the amplifier actually working to generate sound rather than heat, giving the speaker better real-world performance than other speakers with comparable published specifications. The TRUESONIC TS115A offers a 15" LF driver (2" voice coil) and a 1" HF neodymium driver.

Modern amplifier design
Every active TRUESONIC speaker benefits from the use of a Class D amplifier integrated into the cabinet. Class D amps are generally lighter than Class A and AB amplifier designs, and offer more than enough power to provide your performance with plenty of punch. The TRUESONIC TS112A delivers with 800 watts of power and offers a balanced combo jack (XLR/TRS) input with level control. Class D amplifiers are also highly efficient and run cooler than other kinds of amps so the amp doesn't have to work as hard to deliver your mix.

Hang 'em High
Optimal speaker placement can be challenging, especially if your speakers don't have what it takes to go anywhere. Whether you need to fly your speakers, polemount or use them as floor monitors, TRUESONIC speakers are ready for you. All TRUESONIC speakers feature standard 36mm pole mounting insets on the bottom. If you need to fly them, it's no problem. The TS115A comes with five rigging points. All these options make the TRUESONIC one remarkably venue-friendly speaker. You can use them anywhere you need them.

Just what you need
Whether you're performing at a coffeehouse, wedding, house of worship or other small- to medium-sized venue, the TRUESONIC TS115A is your best choice. For example, it's easy to get your TRUESONIC speakers to the gig thanks to their carrying handles and lightweight design. Once you're there you won't need to be a live sound engineer to figure out how to EQ the speakers thanks to the built-in Contour EQ switch that can help adjust for those situations where an EQ alternative is needed for recorded music playback. When you're connecting everything, the TRUESONIC's dual XLR/combo inputs make easy work of your setup and each speaker's independent level controls give you the flexibility to dial everything in your way in seconds.

Full metal grille
You can never be too safe around the stage. We know stuff happens that you just can't predict. Sometimes it's the flying drumstick, a falling mic stand or worse. Every TRUESONIC speaker comes with a complete front grille from top to bottom that protects not only your low-frequency driver, but your high-frequency driver as well. With TRUESONIC speakers, you get extra peace of mind knowing that whatever comes at your sound system, it's covered, literally.Features

800W of Class D power
15 low-frequency transducer, 1 neodymium driver
Two Mic/Line combo inputs with independent volume controls
XLR output to link speakers
Lightweight, trapezoidal cabinet with handles
Stand/polemountable or flyable
Clip Limiter with red LED
Ground Lift switch
Contour switch for increased EQ control
Accurate audience coverage, not just on-axis
Use as a traditional upright loudspeaker or as floor wedge monitor
Designed and tuned in the USA

Applications:

Mid/large-sized PA systems
Halls, auditoriums, amphitheaters
Gymnasiums, fitness centers, and dance studios
Houses of worship
Bars, restaurants, clubs
Mobile DJ systems
Special events, presentations, and weddings





Music Deals

Musician's Friend Coupons
g: 0 Posted By: tedhawkins
Views: 191 Replies: 0 Protected by AR15 Lawn Signs (AK47, 00BUCK, or 2nd Amendment) for $19.99 + Free shipping @ gearhog

http://www.gearhog.com/?did=68236

Deal Overview
Who needs those dime a dozen "Protected by a Security System" signs when you can show your true colors with a Webyshops Lawn Sign. Our Yard Signs come in four varieties so you can send just the right message. For assault rifle enthusiasts, we have both Protected by AR15 and Protected by AK47 signs to show you mean business. If you're more of a fan of buckshot, we've got you covered with the Protected by 00 Buckshot sign. Finally if you're adamant about your 2nd Amendment rights, we also have the standard Protected by the 2nd Amendment sign. Webyshops Lawn Signs measure 11" X 11" and include a 21 in. stake so you can proudly display it anywhere in your lawn or garden. Show your Webyshops allegiance today with a sign that is serious as you are about guns, ammo, and gear.


Home & Garden Deals
Plastic surgery, the FWF way.
Added on : Tuesday August 26th 2014 07:01:08 AM
g: 2 Posted By: CowbellMaster
Views: 219 Replies: 9 My wife is a warrior - after multiple children she has some war wounds and although she's incredibly fit, thin and healthy there are some things that diet and exercise can't fix so she has decided to pursue a fix. We're planning on a traditional 'mommy makeover' which will include a tummy tuck, hernia repair, and BA. I'm curious what other FWFers have done or would advise.

She has a relatively severe diastasis (separation of abdominal muscles) as well as a small hernia. From what I've read, insurance won't cover the diastasis repair (which is BS but I won't try to change the world today) but WILL cover the hernia repair. That said, I'm wondering if I can have a portion of the procedure(s) covered as the surgeon will be repairing the hernia in the same procedure as the tummy tuck. From some cursory research it looks like our insurance co will accept an invoice that includes "repaired hernia" and send us a check for the amount of the repair benefit, which will include the negotiated anesthesia benefit. While this may only be a small portion of the entire amount, I'm looking for any way to mitigate this potential large expense.

Other things to think about: cash offer. Knowing a surgeon's marginal tax rate is probably close to 50% I wonder if this is an option? As they are not an insurance-funded industry for the most part I don't know if there is more flexibility here.

I want to keep my expenses as low as possible but obviously I want the very best for my wife. This is less financial in nature but I wonder if anyone has ever researched plastic surgeons before and can offer advice? I'm in the Rochester area and am struggling to find "the best" in New York State or within around 8 driving hours of us. I've read countless "Realself" posts but the more you read the more you start seeing that many of those reviews seem to be very suspiciously biased. I was looking at a Toronto surgeon but I recently found out an acquaintance had a cauterizing tool dropped on her stomach during a standard BA procedure with him and lawyers in the area are shrugging it off, the surgeon is offering free scar cream, end of story. Are there any high-end PSs in the Western New York area or should I bite the bullet and go someplace closer to NYC?

Thanks for any insight.
Personal Finance Deals
Katy Perry's entire album PRISM FREE on Google Play
Added on : Monday August 25th 2014 02:00:55 PM
g: 2 Posted By: masterox7737
Views: 158 Replies: 0 Katy Perry's 3rd album, PRISM, featuring the songs "Roar", "Dark Horse", "Birthday", and "This Is How We Do", is free right now on Google Play.

To get it, click the following link. Only the entire album is free, not the individual songs. Finally, it is the standard 13 track version of the album, not the deluxe version.

https://play.google.com/store/music/album/Katy_Perry_PRISM?id=Bs...

Great for all those Perry fans who haven't got the album yet.
Totally Free Deals
Free Summer Sampler Music Download from Facedown Records
Added on : Monday August 25th 2014 09:01:07 AM
g: 0 Posted By: MrsGuin
Views: 0 Replies: 0 http://facedownrecords.com/sampler/

SAMPLER 2014
1.Mouth of the South Good Intentions
2.Colossus Demons
3.Everything In Slow Motion Poison
4.War Of Ages From Ashes
5.My Epic Royal
6.Those Who Fear Bruised
7.Saving Grace +0″
8.Extol A Gift Beyond Human Reach
9.Leaders Weak Minds
Ebay: $50 Jiffy Lube Gift Card for ONLY $40!
Added on : Monday August 25th 2014 05:00:06 AM
g: 0 Posted By: JayMatt19
Views: 76 Replies: 0 Linky
$50 Jiffy Lube Gift Card for ONLY $40!With over 2,000 Jiffy Lube service centers across US..
Purchase limit of (3) Jiffy Lube Gift Cards per eBay user ID, while supplies last.Retailer Information
Jiffy Lube is the largest quick lube oil change company with more than 2,000 locations, serving 27.5 million customers each year. Jiffy Lube pioneered the fast oil change industry and is committed to providing an exceptional experience for its customers by offering fast, convenient and professional service - at a good value.More than 20,000 highly-trained technicians provide a range of preventive maintenance services - from oil changes to filter and belt replacements - all designed to help keep you and your vehicle on the road and out of the repair shop.Redemption InformationThe Jiffy Lube Gift Card can be redeemed at over 98% of all US Jiffy Lube Service Centers. To find a location near you visit jiffylube.com.Terms & ConditionsYour use of this Card constitutes acceptance of the following terms: This Card can be used only for purchases of goods and services at participating Jiffy Lube service centers in the U.S. No value until purchased.This Card cannot be redeemed for cash and no change will be given, except in those states that require redemption for cash. Except in certain circumstances, the value on this Card will not be replaced if the Card is lost, stolen, or destroyed. No fees. No expiration. For questions regarding your Jiffy Lube Gift Card, please contact your local Jiffy Lube service center, visit www.giftcard.jiffylube.com,or call the Help Desk at 800-544-7537. For remaining Card value, check your invoice or call 800-544-7537. <b>For security reasons, treat this Card like cash.Shipping Information

Standard- All packages are shipped using USPS Critical Mail. You will receive a tracking number from U.S. Post Office that will track your package to your delivery address. You should expect your order to arrive in 3-5 business days.

All orders of $250 or more require a signature upon delivery and cannot be shipped to a P.O. Box.All items sold are plastic gift cards. We are unable to email you the gift card number at this time, but look out for this great feature in the future. Your card will arrive within a 9 x 6 inch envelope. You will receive an email confirming your purchase details, and a shipment notification email with tracking # sent to the billing email address associated with the PayPal account used for payment.
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Question about Cost Basis Method for Mutual Funds at Charles Schwab
Added on : Sunday August 24th 2014 03:00:38 PM
g: 0 Posted By: FutureDilemma
Views: 17 Replies: 0 In my Charles Schwab brokerage account online, on the Cost Basis Method tab under Account Settings, I see the following words under the Mutual Funds column: "Uses Account Default". What does this mean? One CSR thought that it meant the Average Cost Basis method would be used for mutual funds since that is the default for mutual funds. Another interpreted it to mean that the Tax Lot Optimizer method would be used for mutual funds since that is what is listed under the previous column that has the heading Account Default. To make things more confusing, when I try to sell a mutual fund, it takes me to the confirmation page without mentioning which cost basis method would be used.

Anyone here know what the correct interpretation is and which method will actually be used for those settings?
Investing Deals
Credit card & bad credit
Added on : Saturday August 23rd 2014 01:00:25 PM
g: 0 Posted By: Izmeeh
Views: 8 Replies: 0 Hello,

A friend with a low credit score due to bankruptcy is looking to open a credit card without an annual fee since some places he needs to purchase things from are not accepting cash. Please give recommendation as to places with a history of accepting applications from people with low credit scores. I'd rather that he applies for one and be accepted right away instead of trying multiple places hoping for one approval. Or, is it better to apply for a card from one of those pre-approved mailers?

Thanks.
Question Deals
g: 0 Posted By: Murrow
Views: 117 Replies: 0 GMG Link
You wanted it, we made it: if you have missed any of the50 Games You Must Play Before You Die,here's your chance!

Our Encore will blow your mind:until 4pm on Monday 25th August 2014, all the 50 games and their incredible prices will come back for 2 days. Get up to 80% off titles likeThe Walking Dead: Season 1,Half Life 1,Half Life 2,Borderlands 2and many more.

That's not all as a deal tastes better with a voucher! We have extended our sitewide 20% voucher, which is also redeemable on those 50 games. Just use the code below during checkout:

Z4364W-7MR5WA-N5BCOO The30 Indie Games You Must Play listalso has its Encore. Discover some must play games that you may have missed! The 20% is valid on these games, too!

Video Games Deals
g: 0 Posted By: ctgolfer
Views: 156 Replies: 0 Sold and Shipped by: 47st. Photo


More Effective and Comfortable Than Floss

Finally, there is an easier, more effective alternative to string floss: the Wellness FC-10 Professional Cordless Water Flosser. The FC-10 is ideal for those who don't like to floss, as well as for anyone with braces, implants, crowns, bridges, or periodontal pockets. Water flossing for about a minute a day conveniently and comfortably removes up to 99.9% of plaque from treated areas and gently massages the gums to improve overall oral health. The FC-10 is clinically proven to be up to twice as effective as string floss at improving gum health, and three times as effective as string floss for cleaning plaque and debris around braces.

Dual Water Pulse Control System

With the FC-10's dual water pulse control system, you can personalize your pulses. Choose either a gentle 1,600 pulses per minute or more powerful 3,000 pulses per minute to meet your needs. The FC-10 uses a unique combination of water pulsations to massage and stimulate gums while in pulse mode, removing plaque deep between teeth and below the gum line where traditional brushing and flossing can't reach.

Rechargeable Design Provides Flexibility

The cordless, rechargeable design of the Wellness FC-10 lets you walk away from the charger for maximum mobility and convenience. Never worry about batteries running out. In addition, the FC-10's improved shape takes up less space on the bathroom countertop, and an advanced, ergonomic handle with non-slip grip fits securely in your hand.

www.newegg.com/Product/Product.aspx?Item=9SIA04D1VP3218
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Paying IRS 10% Penalty on Non-qualified Annuity Withdrawal
Added on : Friday August 22nd 2014 07:00:47 AM
g: 0 Posted By: agawam
Views: 104 Replies: 0 Several years ago, I purchased with after-tax funds a non-qualified variable annuity. I have now decided to withdraw my contributions and earnings instead of annuitizing. Since I am not yet 59 1/2, I know I will have to pay a 10% IRS penalty on the earnings (not very large).The insurance company has stated that they can withhold federal and state taxes on the earnings but none of those taxes will be used toward the penalty. With that being the case, once I receive these funds, do I need to wait until next year to pay the penalty when I complete my 2014 taxes? Or is there a way to pay the penalty this year? If I can pay this year, what form do I need to fill out? If I have to wait until I complete my 2014 taxes, is there an additional form that I will need to fill out to address this penalty?

Thanks!
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 199 Replies: 2 shipping adds $6.95

Minimus is a whole new approach to footwear, inspired by Good Form Running and designed to be worn with or without socks. The Minimus Road running shoe is engineered for use on pavement and other varied running surfaces. Supremely comfortable and extremely lightweight, the MR10 is taking the running world by storm.

Minimus is a whole new approach to footwear, a new place on the spectrum from barefoot running to the traditional maximum-cushioning running shoe. Inspired by Good Form Running and designed to be worn with or without socks. With only a 4mm drop* from heel to toe, as little as a third of that of a traditional running shoe, the Minimus collection holds a world of discovery for neutral runners as well as those with gait issues or chronic injury to conquer by learning better form.
*4mm drop: due to variances created during the development and manufacturing processes, all references to 4mm drop are approximate
Innovative REVlite midsole provides premium responsiveness and durability at a 30% lighter weight than other foams with comparable performance
Vibram outsole provides maximum surface contact and multi-directional traction
Barefoot friendly internal construction
No sew overlays in optimal areas
Anti-Microbial treatment
Odor resistant
Lightweight mesh upper
Color: White with Neon Green & Blue
Shoe Last: NL-1
Weight: 184 grams (6.5 oz)

www.joesnewbalanceoutlet.com/detail.asp?style=MR10WB2
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Joe's New Balance Outlet Coupons
g: 0 Posted By: robronson
Views: 108 Replies: 1 FWF is about maximizing value from your financial decisions. This is my first year doing real self-employed work as my full time thing with a 6-figure income. I've done a bunch of tax planning and am revisiting for the rest of the year now that my total 2014 income is easier to predict. I made several tracking estimation spreadsheets along the way and identified "bend points" whereby it would be extremely valuable to get a little bit extra of a business deduction, as well as other income threshholds where the additional business deduction was much less valuable.

For example, the Traditional IRA phaseout occurred for me at around $95k gross income. At that income point, when you factored in my YTD business expenses, 401k/HSA contributions, 1/2 of SE Tax deduction, etc, I was able to deduct a Traditional IRA from my income. There's a bit of a step to the phaseout, but for simplification of discussion, if my income were to stop at just above the $95k gross mark, I'd be heavily incentivized to waste, I mean spend money on "business things" that could push my AGI down.

Also in my case, at around $125k Gross Income, I reached the point where FICA was no longer required to be paid. Thus, as my income got to $130k+, it made less sense for me to waste money on business things (like a new computer I only kind of sort of want, rather than absolutely need) because ever dollar of income reduced beyond that point is 12 cents less of FICA deduction. Whereas when my gross income was in the $115k range, every marginal dollar spent on business stuff had an extra ~12 cent value, meaning everything was ~12% cheaper (out of pocket).

I'm currently in the "weird" place where I'm exceeded the FICA annual cap but haven't yet made it into the 28% tax bracket. Once the FICA cap was hit, the marginal benefit of each dollar of business expense dropped 12% and now I'm questioning whether I really want to waste money on the bunch of "legitimate" business expenses that I can section 179 like a new iPad and a new computer.

It seems to me that if possible, I should structure my work such that in alternating years, I keep my income below the FICA cap but above the 15% threshold and perhaps near the Traditional IRA deduction phaseout. That would provide the maximum value for business deductions. It would mean that I could only gross around $90k in that year, which means I've taken a lot of time off (4 to 6 months off). Maybe I try to get a 1.5 year gig, take 4 to 6 months off, and then rinse/repeat. That gives me alternating years where I can splurge on cool things like new iPads/iPhones (which I legitimately do use in my consulting work), and get maximum benefit from the business deduction.

I haven't seen any other discussions like this on the forums. I do know typically, most small business owners just splurge on stuff in late December if their accountant suggests they do. I don't want to be one of those people because then I'll have to pay full price for things. If I know that I should buy a new computer in a given year to reduce my tax liability, if I realize this in August, then I have 5 months to look for a sale and also possibly get an additional 5 months use out of it.
Discussion Deals
Burton Frontier Jacket - Men's $119.95 Fs @ Usoutdoor
Added on : Thursday August 21st 2014 04:00:04 AM
g: 0 Posted By: tedhawkins
Views: 192 Replies: 0 Burton Frontier Jacket - Men's $119.95 Fs @ Usoutdoor

http://www.usoutdoor.com/deal/

Surviving the harsh winter elements out on the mountain couldn't be easier with the Frontier Snowboard Jacket from Burton on your side. The Frontier men's jacket gives you all-weather versatility so you can handle whatever the conditions are up on the mountain. Burton's DYRIDE 2L Durashell fabric is both highly waterproof and highly breathable and fully taped seams add an additional layer of defense. For those really cold days boarding, stay warm with zonal mapped 3M Thinsulate insulation and Sherpa fleece panels. Antimicrobial properties help fight against odor where you need it the most. The Burton Frontier Snowboard Jacket also features a contour hood, waist gaiter, hand garters and lots of pocket space to stash personal items safely.

Attention: Burton Snowboards & Gear can be shipped only within the United States and Canada.
Features of the Burton Frontier Jacket

Fabrics/Materials: DRYRIDE Durashell 2L Fabric
Insulation: 3M Thinsulate
Breathability Rating: 10,000g
Waterproof: Yes
Type of Waterproofing: DryRide
Waterproof Rating: 10,000mm
Liner: Sherpa fleece and embossed taffeta lining with Aegis Antimicrobial heathered knit lined arm ptis
Pockets: Two zip hand pockets and chest pockets, internal stash pocket and mesh dump pocket, internal goggle pocket with secure Audio Sleeve
Fit: Men's Sig Fit
Hood: Fixed adjustable hood
Seam Sealing: Fully Taped Seams
Wrist gaitors: Removable Waist Gaiter
Snap-in/Snap-out removable hand panties





Clothing Deals
g: 1 Posted By: remick
Views: 135 Replies: 0 http://www.amazon.com/dp/B00CB5UEXU/

4.5 out of 5 stars (32 customer reviews)

What if Jesus didnt die so our lives could look perfect? What if He died so we could stop feeling like our lives have to be perfect to mean something? What if we simply live out our own story, even if it doesnt look as others say it should? Mandy Steward set out in pursuit of these what-ifs. She didnt find answers so much as she discovered a messy grace that knows no limits and a God that was and is willing to thrash about with her no matter her questions or struggles or doubts. What she found was abundant life, but it didnt look like she thought it was going to. It was far different, and much deeper. This is a book without easy answers that lets those struggling with faith and searching for more know they are not alone.


Also free

Animals Pray Too: Dear God... Twenty-six Caught-on-Camera Prayers for Children (To Inspire and Make Them Smile) (Animals With a Message Book 6)
http://www.amazon.com/gp/product/B00DYLGAOW
4.7 out of 5 stars (21 customer reviews)

Kids Book About God: A Childrens Book About Prayer, A Guide For Parents About Children and Prayer (Faith Alive 1)
http://www.amazon.com/gp/product/B00DRNGKKG
4.9 out of 5 stars (8 customer reviews)

How To Pray Like Jesus: How to Pray the Lord's Prayer Effectively, a Prayer Book About the Lord's Prayer (Faith Alive)
http://www.amazon.com/gp/product/B00E9POM1U
5.0 out of 5 stars (7 customer reviews)

The Angels Are Talking
http://www.amazon.com/gp/product/B00D3RTRFQ
5.0 out of 5 stars (3 customer reviews)
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Fidelity Cash Management ATM Debit Card Foreign Transaction Fee
Added on : Wednesday August 20th 2014 05:00:08 PM
g: 0 Posted By: Jake707
Views: 100 Replies: 2 Hi,

I'm looking for a new debit card to use overseas. I'm down to the Schwab High Yield Investor Checking or Fidelity Cash Management. I really want to get the Fidelity one because I'm already set up there with my IRAs and there's no hard pull credit check but that 1% foreign transaction fee is bothering me. I've seen some posts on here from earlier in the year about people doing only ATM withdrawals and not having any FTF. Is this still the case or has Fidelity locked that down since then?

I called Fidelity and they told me, ATM or POS transaction, there is going to be a 1% fee. Can anyone verify if this ATM withdrawal fee is truly happening?

Also--Fidelity says one can use any ATM worldwide with the Visa logo. Does this even mean those Travelex ATMs you see in airports? Or some hole-in-the-wall ATM I might find in Asia, even if it has the Visa logo?
New User Question Deals
EOS 70D EF-S 18-55mm IS STM Lens Kit Refurbished $863.36 w/FS @ Canon
Added on : Wednesday August 20th 2014 10:00:03 AM
g: 1 Posted By: ctgolfer
Views: 149 Replies: 0 Features

Dual Pixel CMOS AF
The EOS 70D features Canon's all-new Dual Pixel CMOS AF, a revolutionary leap forward in speed and accuracy that unlocks the potential of Live View shooting. This game-changing technology will forever change what is possible with a DSLR camera.

Shoot Video Like a Camcorder
The benefits of the groundbreaking Dual Pixel CMOS AF are clearly evident in video shooting, where bringing scenes and subjects into focus is a critical element of the final composition. On the EOS 70D, Dual Pixel CMOS AF helps ensure focus is achieved naturally and precisely, even when switching between subjects. And, combined with the predictive power of Movie Servo AF, subjects in motion are smoothly and consistently tracked - once the EOS 70D locks focus, it doesn't let go. Plus, with the shallow depth-of-field afforded by EOS optics, your video gains a cinematic ambience.

Compositional Freedom, Quick and Accurate Live View Focus
For stills, Dual Pixel CMOS AF makes Live View AF precise and faster than ever, freeing the photographer to take advantage of the freedom of angle afforded by the camera's Vari-angle LCD monitor. Crisp focus can be obtained nearly instantly across a wide shooting area, especially useful for those spontaneous or fleeting shots. And, when composing and shooting in Live View mode, the image, exposure and chosen effects can be previewed before shooting, ensuring better accuracy, increased comfort, and more control from the start.

Compatible with 103 Canon EF Lenses
103 Canon EF lenses are able to fully realize the benefits of Dual Pixel CMOS AF. Compatible lenses greatly expand creative and compositional possibilities so users can enjoy a wide range of endeavors made possible through various lenses whether shooting still images or video.

The Genius of Pixel Based AF
Dual Pixel CMOS AF is a cutting-edge Canon technology, made possible by a sophisticated redesigning of the CMOS sensor. Traditionally, image sensors have one photodiode per pixel, but the CMOS sensor on the EOS 70D has two photodiodes per pixel, enabling each pixel on the sensor to both perform phase-difference detection autofocus and capture light - a first for EOS cameras. With phase-difference detection AF, autofocus is achieved quickly and easily on the camera. This unique AF system enables autofocus on 80% of the image plane, vertically and horizontally, and helps ensure virtually no loss in image quality.

The simplicity and convenience of wireless technology, built-in
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Did not pay estimated taxes - now what?
Added on : Tuesday August 19th 2014 09:00:07 AM
g: 0 Posted By: LagerChamp
Views: 0 Replies: 0 I made a little "too much" money last year, because I still had employment income and also started a business that was profitable in 2013. So in April 2014, TurboTax printed 4 estimated tax coupons for me, with the first one being due, I believe, in April and the second one 3 months after that. It is now end of August, and I still haven't mailed any of those vouchers, for several of reasons, some of which are: 1) I quit my regular job and am now living off the income from the business, so there is no more W2 income (i.e. the estimate amount is way off);2) My business income is down from last year (although still profitable); 3) I was short on cash due to additional loans taken to invest in the business.

In the end, I'm pretty sure that I still owe estimated taxes, because my business did make money, and I still haven't paid a dime in taxes for 2014. I have two questions:

1. What will be the consequences if I continue to sit on my ass until April 2015 and pay all the taxes then? Interest, fines, and/or jail?
2. If I do decide to pay everything I owe up until now, which vouchers do I mail right now? The April one? Just the second one with combined amounts from vouchers 1 and 2? Will there still be penalties if I pay everything now? Can I take the liberty of adjusting the amounts or does it have to be whatever TurboTax printed on the vouchers?
g: 0 Posted By: Hoogineer
Views: 103 Replies: 0 Humble Jumbo Bundle 2

Description

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Custodial account or not?
Added on : Tuesday August 19th 2014 05:00:08 AM
g: 0 Posted By: ChinaRider
Views: 94 Replies: 2 We're saving money for our kids. They already have 529 accounts. The additional "savings" is nothing more than money in our various accounts that's earmarked for them. It's still our money. Should we move it into custodial accounts?

So far I see the following considerations:

Kiddie tax
Reduced financial aid availability for college
Control (I'd like to think they'll be wise enough not to blow it when they cease being minors but who knows...)

What else should I consider? Saw the thread about manipulating the kiddie tax for overall tax savings but I'm not really thinking along those lines. I'm just looking for your opinions on whether the money is better kept in our accounts or custodial accounts.

Thanks.


Personal Finance Deals
Health Insurance advice (New Job. 60 day waiting period)
Added on : Tuesday August 19th 2014 04:00:05 AM
g: 1 Posted By: mikef07
Views: 30 Replies: 3 I will be starting a new job on Monday. The new company has a 60 day waiting period for Health Insurance to begin. Any advice on what to do for those 60 days. From my understanding I can sign up for Cobra for 30 days after leaving so that would take care of 30 days (should I need it), but what about day 31 to day 60?
Regalo Home Extra Tall Walk Through Gate $39.99 @ Woot
Added on : Tuesday August 19th 2014 12:00:02 AM
g: 0 Posted By: ctgolfer
Views: 63 Replies: 0 shipping adds $5

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g: 0 Posted By: m2go
Views: 242 Replies: 1 I bought a camera recently to take on a trip (Canon refurb S100, recently found on FW ) and it died -- probably a long term effect of getting splashed by the blow back from a water fallI was taking a picture of...

Anyway, I'm looking at the AMEX Purchase Protection plan and since PP insurance is secondary, they want all details for my homeowners/renter's insurance, incl. policy, adjuster/agent name & phone number etc., if I have one.

Knowing that a friend of mine once called his homeowner's insurance about a stolen camera (no, it was not covered; yes, it was a claim; yes, his insurance supposedly went up), I am a bit hesitant about submitting a claim (I once got $300for my parked car getting hit, and then had that claim push me into the next rating tier for an aggregate $3000 over 3 years).

So, I wonder...can anybody share their experiences here... all I can read is that PP claims generally went smoothly. Did all those folks not have insurance? Not worry? Not gotten their next policy renewal for their primary insurance showing an increased premium?

I'm tempted to call my insurance and ask - but I have read that even that question gets written up as a claim...

So, inquiring minds want to know.... to file AMEX PP with primary insurance details, or not, and what to expect?

Thanks!
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g: 0 Posted By: amesserium
Views: 138 Replies: 0 Save 56% on the Men's New Balance 730 Running Shoes @ Joe's New Balance Outlet - $32.99
was $74.99
free shipping on $99 For those looking for less weight and more of a connection to the road, the New Balance 730v2 is the running shoe for you. Its 4mm heel-to-toe drop and lower midsole height puts you in better touch with the ground. And its ACTEVA LITE cushions at every step. Also featuring a synthetic/mesh upper and flexible outsole, the 730v2 delivers an ultra-lightweight, natural ride. Solid rubber outsoleSynthetic/Mesh upperACTEVA™ LITE premium lightweight midsole provides optimal resistance to compression set - 24% lighter than standard foam4mm drop: due to variances created during the development and manufacturing processes, all references to 12mm drop are approximateThrough a unique midsole design, the XLT Footbed provides great comfort and flexibility under foot.Breathable air meshEVA (Ethyl Vinyl Acetate) foam midsole for cushioningColor: Black with YellowShoe Last: RL-4Weight: 268 grams (9.45 oz)  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
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g: 0 Posted By: Advertisement
Views: 164 Replies: 0 Today's Daily Deal Save 56% on the Men's New Balance 730 Now Only $32.99 at JoesNewBalanceOutlet.com

Description:

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g: 0 Posted By: ctgolfer
Views: 108 Replies: 0 use promo code: VCO and check out with Visa

Brand
Nokia
Model
Lumia 635 (T-Mobile)
Form Factor
Smart Phones

Connectivity
Compatible Carrier & Service
T-Mobile 2G, T-Mobile 3G
4G
LTE
Wi-Fi Support
Wi-Fi 802.11 b/g/n, DLNA, Wi-Fi hotspot

Function
GPS Integrated
A-GPS support and GLONASS
Audio
MP3, WAV ringtones

MP3/WAV/eAAC+/WMA player
Message
SMS, MMS, IM
Email
Email, Push Email
Additional Function
Wi-Fi/GPS

System
Operating System
Windows Phone 8.1

Processor
CPU
ARM Cortex-A7
CPU Core
Quad-Core
CPU Speed
1.2GHz
Processor
Qualcomm Snapdragon 400 Chipset, Adreno 305 GPU

Memory
Internal Memory
8 GB, 512 MB RAM
Card Slot
MicroSD(TF Card)
Card Capacity Support
Up to 128GB

Display
Main Display Size
4.5"
Main Display Color
16M
Main Display Format
IPS LCD
Main Display Resolution
480 x 854
Touch Screen
Capacitive touchscreen

Camera
Camera
5.0 MP
Auto Focus
Yes
HD Video Capture
720p

I/O Interface
Bluetooth Support
Bluetooth v4.0 with A2DP
Expansion
3.5mm jack, microUSB v2.0

Battery
Battery Type
Lithium Ion Battery
Battery Capacity
1830mAh
Talk Time
Up to 12 hour(s) (2G) / Up to 14 hour(s) (3G)
Standby Time
Up to 648 hour(s)
Operating Time
Music play: Up to 58 hour(s)

Software
Software
SNS integration

MP4/H.264/H.263/WMV player

Document viewer

Video/photo editor

Spec
Specifications
Multitouch

Corning Gorilla Glass 3

ClearBlack display

1/4'' sensor size, geo-tagging, panorama

Sensors: Accelerometer

Active noise cancellation with dedicated mic

7GB free SkyDrive storage

Voice memo/dial/commands

Predictive text input

Dimensions & Weight
Dimensions
5.10" x 2.63" x 0.36"
Weight
4.73oz
Quick Info
Warranty
Limited Warranty period (parts): 1 year
Limited Warranty period (labor): 1 year
Manufacturer Contact Info
Manufacturer Product Page
Website: http://www.nokiausa.com
Support Phone: 1-888-665-4228
Support Website
View other products from Nokia
Return Policies
This item is covered by Newegg.com's Prepaid Cell Phone Return Policy.

Return for refund within: 15 days (must be unopened, brand new condition)
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Products that state "THIS ITEM IS COVERED BY Newegg.COM'S PREPAID CELL PHONE RETURN POLICY", items covered by this policy (those products for which Newegg states "THIS ITEM MAY BE RETURNED FOR A REFUND WITHIN 15 DAYS OR REPLACEMENT WITHIN 15 DAYS ONLY") must be returned to Newegg within 15 days of the invoice date for this policy to apply. Return constitutes receipt of the product by Newegg, and not the mere issuance of an RMA.

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g: -1 Posted By: pj737
Views: 197 Replies: 13 The point of this ridiculously long-winded analysis is to determine the true cost to OPERATE (not own) an average-priced vehicle with average depreciation (per mile driven) and average fuel efficiency. Long story short, I did this analysis to convince my best friend to not buy a home in the suburbs... he is looking to buy a home that's about 30 miles from his place of employment. His wife also commutes into town for work. He owns a 2011 Toyota Tacoma and she drives a 2010 Lexus ES - they own them F&C. Between both cars, they average about 20 mpg. I'm trying to convince him to buy in town or close to town to cut his commute to <5 miles. However, the home that's 30 miles away is about $200K less for essentially the exact same size home in town (safety/crime is similar in both areas); the home in town is older but is in move in condition. He can afford the $200K price difference based on his earnings. Their daughter also attends private school in town so there is no benefit from a school district perspective. The commute time if they lived in town is <10 minutes each way. The suburbs is 75 minutes in each direction and that's with no stalled vehicles or accidents.

Most of the blogs I've read online (and I've forwarded to him) that argue the insane cost of commuting take into consideration the operating cost AND ownership costs into one figure. In addition to depreciation due to mileage put on the car, fuel, maintenance, etc, they would also factor in things like financing, depreciation due to vehicle age, parking, registration, motor vehicle taxes, etc and then come to a general cost per mile of ownership based on X miles driven (typically it's 15,000 miles). Those numbers vary but generally come in at about 61 cents/mile. Obviously, that number is seriously flawed if you only want to know what it costs to operate that vehicle and drive it X miles. I believe it's impractical for most people to not own a car; knowing what it costs to own it is one thing... but understanding what it costs to pull it out of the driveway and drive it X miles is critical when making decisions about investing in a home many miles away from ones' place of employment.

For sake of argument this applies to those that MUST own a car simply because they don't want to rely on bicycles, mopeds, motorcycles or any form of public transportation to commute. This applies to those that are looking at the true financial costs of commuting longer distances to work/entertainment/etc as a trade off to having lower cost housing in the suburbs/"commuter" neighborhoods.

The first consideration is depreciation... and not the kind of depreciation due to your car getting old but rather depreciation due to miles being put on the car itself. First, we need to determine the cost of an "average" car... and that comes to $31,800 as of last year. I specifically searched on KBB the resale value of cars including Toyota, Ford, Honda, Lexus, Kia and GM that were close to the $31,800 in value as new in 2013. The zipcode entered into the KBB site is in Los Angeles. For sake of ascertaining an accurate depreciation per mile we will use the "baseline" mileage at 3,000/miles per year (i.e. this is the minimum mileage I'm assuming anyone that owns a car will drive and all costs incurred per mile in this analysis are over the 3,000 mile baseline). I used 2011 model year cars for examples on each one; this would mean the car was on the road for roughly 4 years on average. I used 12 different models from 6 different makes all priced (today) at around $32K new. I inputted 3K, 8K, 10K, 12K, 14K, 16K, 18K, 20K, 22K and 24K miles and recorded the difference in value for each. Drivers that put only 3 - 8K miles year only depreciated by 8.1 cents per mile over 3,000 miles. I found that the mileage depreciation between 8,000-12,000 miles averaged about 10.6 cents/mile but when we jumped from 12,000 miles to 16,000 miles the extra 4,000 miles a year cost the owner 11.8 cents/mile hit on value ($472 depreciation). Between 15,000 and 18,000 it jumped up to 12.7 cents/mile average. Over 18,000 miles/year the cost per mile plateaued and was fairly linear in the mid 12-cent/mile range through 24,000 miles. A very conservative average between all the cars and all mileage ranges came in at about 11.4 cents so we will use this figure as the true depreciation per mile driven for all cars that have at least 3,000 miles a year being put on them. Note that older economy cars will realize depreciation rates as low as 7 cents/mile... However the same can be said on the upside where newer luxury cars will see an average 15-22 cent/mile depreciation (I tried to input some luxury cars as well that were priced at $50-$60K). I think 11.4 cents mile is on the low side but let's stick with that for the purpose of this analysis. COST OF DEPRECIATION PER MILE DRIVEN FOR CARS THAT TRAVEL MORE THAN 3,000 MILES ANNUALLY - 11.4 cents

Fuel - yes, I know you can buy a Prius that gets significantly better mpg than an average vehicle but there are many vehicles that get more than 20-30% lower mpg than the average car. I owned a Prius and only averaged 37 mpg which is no where near the EPA estimate of 50. So one needs to consider the TRUE mpg to ascertain the cost per mile in fuel consumption The average car gets 24.9 mpg and this is based on EPA estimates; in reality people will be putting well over a gallon of gas in to travel 24.9 miles. In fact, sitting in slow-moving bumper-to-bumper traffic kills EPA estimates by a good margin. But to stay conservative, we'll use that figure 24.9 figure. 24.9 mpg translates to 15.1 cents per mile at $3.77/gallon (national average). I pay over $4.35 for fuel where I live but again, averages trump real world for the sake of argument. COST OF FUEL PER MILE - 15.1 cents

Average maintenance cost for a vehicle is roughly 5.3 cents/mile. There are countless studies that break this data down and this is simply an average. It varies from as low as 4.1 cents to as high as 6.8 cents with the most common coming in at about 5.2-5.5 cents. This includes tire replacement, wiper replacement, oil changes, filter changes, wear and tear/maintenance of vehicle components, etc. COST OF MAINTENANCE PER MILE - 5.3 cents

Insurance costs are slightly lower for those that commute less. There are insurance companies that base their rates on miles driven and others that give discounts for those that put a relatively low number of miles on their cars. I had to check with my Allstate provider to see if there would be a difference and it was small... an increase of about $85/year if I doubled my mileage from my current 6,500 to 13,000 (I felt a little ripped off when I was told this). Based on that information, I would assume it's safe to say that one could save at least $85/year on premiums if they cut their commute by 6,500 miles. This translates to 1.3 cents/mile in hard costs. COST OF INSURANCE FOR MILES DRIVEN - 1.3 cents

Driving infractions/tickets/etc... Now this one is a tough one. Obviously the more you drive the more likely you are to be pulled over and be ticketed. While some people have never received a ticket in their lives others get tickets every year. According to national law enforcement statistics, of the 195 million licensed drivers on the road in the US, 41 million of them are getting ticketed every year on average. That's roughly a 1 in 5 chance of getting a ticket every year. The average cost of a ticket is $155. Insurance rates increase an average of $320/year based on one speeding ticket going 15 miles over the speed limit. So if there is a 1 in 5 chance you'll get a speeding ticket in a year and that cost will run you $475 that translates to an "average" of $95/year on speeding infraction costs. If the average driver traverses 13,476/miles of roadway in a year that translates to 0.7 cents mile for infractions and this means getting a ticket only once every 5 years... which I could imagine is pretty low and conservative. COST PER MILE FOR TICKETS FOR DRIVING INFRACTIONS - 0.7 cents

Accidents - here is another tough one. Personal costs of injury and property damage are extremely hard to average as they can vary by a huge margin. Especially because some people can go decades without a single incident. The car industry purports that the average driver only gets into a "significant" car accident every 17.9 years or roughly 3.5 times in a lifetime. The average cost of these accidents is $23,450 of which only a small portion (assuming you're insured) comes from the driver's pocket. Assuming deductible costs, time lost, personal injury, repairs/rental not covered by insurance, etc, we'll very conservatively peg this cost at $1,000/per "significant" accident as a direct cost to the driver.That's $3,500 over a lifetime. Over 843,600 miles (what the average person drives over a lifetime), that comes to 0.4 cents/mile. Again this is a very low figure and does not take into account countless minor fender benders which can easily cost several hundreds up to a couple thousand to repair especially if you didn't want to report this to insurance in fear your rates will go up. COST PER MILE FOR ACCIDENTS - 0.4 cents

Toll roads - Depending on where you live and work, toll roads can easily add 5-10 cents/mile on to your commute... possibly much more. However, this isn't applicable everywhere (we have no toll roads in my state) so I am leaving this one out of the equation. If you live in an area that requires you to traverse toll roads you'll have to include this in your calculations.

Total cost to OPERATE a vehicle PER MILE (over 3,000 miles/year) not including toll roads - 34.2 cents per mile.

The point of getting this average is so people can better calculate their finances should they decide to live in a commuter city/neighborhood or suburb vs living in or near the urban core. One could point out that you could save much more if you don't buy a car at all. That's very true. The 34.2 cents/mile operating cost is only about half the cost of total ownership and operations but this is the cost of the mileage applied to a car you already own and need. Note that if you own a newer luxury model that gets not-so-stellar fuel efficiency, the 34.2 cents/mile can easily exceed 50 cents/mile on operating costs only. To be fair, I did an analysis on an older (12 years old) more fuel efficient economy car (35 mpg) with an original purchase price of $20,000 and the cost to operate dropped to a low of 21 cents/mile. But this is an extreme example on the low end and not realistic for most. I think most people that can afford to buy a home will own cars that are at least "average" priced and aged.

Now that I know what it costs to take the average car one mile on the road, I wanted to see just how this impacts housing prices and rents. To be fair, the overwhelming amount of people that live in town also commute shorter distances to entertainment venues, restaurants, places of interest, etc etc. So if there are 241 work days in a year it's fair to add another 52 days of commuting into town per year (that's one extra drive into town PER WEEK, which is very conservative, in my opinion). That means 293 days of commuting into town for the average person (driving into town an average of 5.6 times/week). If that average person lives 30 miles from town, that's 293 days x 30 miles x 2 trips = 17,580 miles. If one lived in town, and had a 5 mile commute, this comes to 293 days x 5 miles x 2 trips = 2,930 miles. So while the person living 30 miles from work is commuting 12,050 MORE miles every year (work commute only) than the person that lives 5 miles from work, they are also driving an additional 2,600 miles year because of their proximity to places they need to drive to that are outside of their place of employment. So for every individual mile one lives further from work (2 mile round trip commute) it translates into $200.41/year in direct costs for ONE car (293 days x 1 mile x 2 trips x 34.2 cents = $200.41/year). If it's two cars commuting (which is more common in households these days), you are looking at double that or $400.82/year.

$1,000 in mortgage costs @ 4.5% amortized over 30 years is $4.21/mo or $50.52/year. So for every one mile you live further from work/play, this translates into $3,966 in additional home purchase price you can afford or $16.70 in additional rent you could afford. If you have two cars making the same commute, double that to $7,934 in home value or $33.40 in rent for every single mile you live further from work. Many people in my place of employment chose to live ~30 miles or more away where housing is cheaper. If the difference from my 5-mile commute is 25 miles traveled (50 miles/day), it comes to $99,150 in mortgage and $835/mo in rent. and you'll have to double that to $198,300 in additional mortgage they could afford and $1,670/mo in additional rent they could afford if they had a two-car household. This does not even consider that of your mortgage payment roughly 1/3 of the payment goes back to your pocket in principal payments (i.e. forced savings) and the other 2/3 of the mortgage payment is (at least for now) 100% tax deductible. Arguably, if you look at the bottom line (forced savings + tax deduction benefit assuming a conservative 30% state and fed combined tax rate), each mile you live further from work translates to roughly $7,100 in additional mortgage payments one could afford for each and every car attached to that home that makes that work commute. All while your mortgage is fixed and your car's operating costs continue to increase over the years. Assuming the above assumptions are accurate, living 10 miles closer to your job can allow you to afford $71K more in a house purchase and that's just with one car. Double that for a two-car commuting family and quadruple it to $284K for the same family living 20 miles from work.

These numbers are absolutely staggering to me and I can't help but think my math and/or assumptions are off somewhere. But it definitely enforces my argument that my friend should buy in town. For those that managed to make it through all this, please chime in and offer any corrections to my reasoning. Yes, I understand there are many assumptions made here but again, the purpose of this post is to get an average figure most people can relate to. I think very few people actually consider the real cost of driving and they end up making mistakes by either buying or renting far distances from their place of employment and other desired activities because they assume they are saving money by doing so. This analysis only takes into account the direct financial costs of driving longer distances... it doesn't take into account the plethora of other considerations (which I find vastly more important) like compromised health and well-being, increased stress, quality time away from family/friends/gym/activities/alone time/relaxing/sleep, etc etc. Sitting in traffic for hours on end every day is a huge quality of life issue for me personally, money aside. If the 30 mile commute was FREE, I would still pay the $200K difference.
Discussion Deals
g: 0 Posted By: m2go
Views: 88 Replies: 0 I bought a camera recently to take on a trip (Canon refurb S100, recently found on FW ) and it died -- probably a long term effect of getting splashed by the blow back from a water fallI was taking a picture of...

Anyway, I'm looking at the AMEX Purchase Protection plan and since PP insurance is secondary, they want all details for my homeowners/renter's insurance, incl. policy, adjuster/agent name & phone number etc., if I have one.

Knowing that a friend of mine once called his homeowner's insurance about a stolen camera (no, it was not covered; yes, it was a claim; yes, his insurance supposedly went up), I am a bit hesitant about submitting a claim (I once got $300for my parked car getting hit, and then had that claim push me into the next rating tier for an aggregate $3000 over 3 years).

So, I wonder...can anybody share their experiences here... all I can read is that PP claims generally went smoothly. Did all those folks not have insurance? Not worry? Not gotten their next policy renewal for their primary insurance showing an increased premium?

I'm tempted to call my insurance and ask - but I have read that even that question gets written up as a claim...

So, inquiring minds want to know.... to file AMEX PP with primary insurance details, or not, and what to expect?

Thanks!
g: 0 Posted By: DizzyT71
Views: 130 Replies: 0 WalMart has theEdsal Black 48-in. W x 24-in. D x 72-in. H 5-Shelf Steel Shelving (UR245L-BLK)on sale for $58.00 with free shipping.

Note: For those that have a Sam's Club Membership, you get this this for $52.00. Otherwise, the next lowest price on Google Products is $85.99 shipped from a rated merchant.

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Had my first Lending Club default: painful
Added on : Monday August 18th 2014 04:00:08 PM
g: 0 Posted By: urtpiz
Views: 11 Replies: 0 For a whole three months I was cruising at a +20% annualized clip, then plummeted to 16% because of one single deadbeat who couldn't pay his $300/month bill and within one month filed for bankruptcy instead of looking for a job. Starting to rethink my master plan of regular new monthly investments. I understand the risks, but its painful the first time it happens. With 70 notes purchased and only one default, that's a big drop.

No disrespect to those in legitimate financial dire straits.
g: 0 Posted By: lonelyaccountant
Views: 153 Replies: 1 this is a good deal for those of you with a nook from barnes and noble and like vampire stories

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g: 5 Posted By: SweetClover
Views: 1775 Replies: 7 Title and details have been updated in post, important details in bold.

Get a FREE 24-Pack of Instant Noodles and Good Cook Noodle Makerstarting on August 18th at Noon PST/3PM EST! You can see a Time Zone Chart Here.You will need to "like" on Facebook and "share" as well. Do this well before giveaway
Good Cook said: We have an awesome new product debuting here on Monday! Like this if you want to know what it is!

I̶ ̶d̶o̶ ̶n̶o̶t̶ ̶k̶n̶o̶w̶ ̶h̶o̶w̶ ̶m̶a̶n̶y̶ ̶a̶r̶e̶ ̶b̶e̶i̶n̶g̶ ̶g̶i̶v̶e̶n̶ ̶a̶w̶a̶y̶*, this would be great for a college student, or to keep by your office desk.

ETA: A tip for those wanting to get in on this, go to the link prior to the giveaway time (should they have the form up), and fill it out. Then, all you have to do is click the submit button. Alternately, use Robo-Form, Google Chrome or some other form filler, to save time.

* Details will be added if/when they become available.

Update: From official rules: "On or about August 25, 2014 the first Thirty (30) eligible entrants during each 24 hour period (a day) during the Promotion Period beginning daily at 12 P.M. PT will be selected as potential winners. One Hundred and Fifty (150) Winners will each be mailed one (1) Good Cook Noodle Maker (ARV $4.99) and a 24-Pack of Instant Noodles (ARV $8.50) (the Prize, and collectively Prizes). The Approximate Retail Value (ARV) of each Prize varies. Actual value may vary. Allow 6 to 8 weeks for delivery."
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1/3 of people have no savings for retirement - new article
Added on : Monday August 18th 2014 07:00:06 AM
g: 0 Posted By: cyberfire
Views: 246 Replies: 3 Pretty interesting stats, especially the "60% have less than $25,000" - although they are leaving out potential home equity and pension plans, which may be a substantial amount.

Some highlights:
USA Today said: 14% of people ages 65 and older have no retirement savings; 26% of those 50 to 64; 33%, 30 to 49; and 69%,18 to 29, according to the survey of 1,003 adults, conducted for Bankrate.com, a personal finance website.

....

=14pxOther recent research confirms that many people aren't saving enough for their golden years. About 36% of workers have less than $1,000 in savings and investments that could be used for retirement, not counting their primary residence or defined benefits plans such as traditional pensions, and 60% of workers have less than $25,000, according to a survey of 1,000 workers from the non-profit Employee Benefit Research Institute and Greenwald and Associates.


Full article:
http://www.usatoday.com/story/money/personalfinance/2014/08/18/z...

Shows the importance of saving for sure, but I personally know most of my peers (millennials as well) that fall into the "no savings" bucket.
Discussion Deals
g: 1 Posted By: remick
Views: 179 Replies: 0 http://www.amazon.com/dp/B007S63PS8

New! Revised and expanded edition!
Artisitc composition is where the rubber meets the road...it's the difference between a snapshot and a photograph you would be proud to hang on the wall!

Here's the table of contents to show you a bit of what is covered:

Introduction
The Fastest Way To Master Your Camera
Light
Make Your Own Softboxes
3 Steps to Stunning Photography!
Elements Of Composition
Composition Defined
Framing Elements
Cultural/Psychological Positioning
Physical Positioning
Visual Framing
Vignette
Shape
Size
Space
Mood
Diagonals
Symmetry/Asymmetry
Shoot From A Unique Vantage Point
Directing The Eye
Leading Lines
Horizontal, Vertical And Diagonal Leading Lines
Photo Exercise 1
The Rule Of Thirds
The Bull's Eye
The Power Points
The Power Lines
Breaking The Rules
Photo Exercise 2

Additional Photo Training
Leading Lines - Leading lines are photo elements that will draw the viewers eye into the photo (and keep it there). Plus, they direct attention to the main subject in the photo and make it "read" the way you envisioned it.
Diagonal Lines - Diagonal lines in a photo are powerful! If you want to denote power and dynamism in your photos, use diagonal lines.
The Rule Of Thirds - The old standby...the rule of thirds is probably the most well known compositional rule. We cover it to be complete. Who knows, maybe this is the first photo book you've read!

And more...And more...And more...
Between the text, sample photos and training exercises - this easy to understand volume will have you comfortable with all the photo composition concepts and shooting better photos in no time.



Professional Portraits with Adobe Photoshop CC & CS (MPSQE * Master Pro Secrets Quick & Easy Book 2)
http://www.amazon.com/gp/product/B00IRHAZFS

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Professional Portraits with Adobe Photoshop CC & CS is written for all current versions of Adobe Photoshop CC and CS. This book contains hands-on easy-to-follow step-by-step instructions suitable for all levels of users. Beginners will find the instructions easy to understand. Seasoned users will find this book a great refresher. In Professional Portraits with Adobe Photoshop CC & CS you will:

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Learn how to blend away dark circles from under the eyes...
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Learn how to work with Layers, Masks and much, much more.

Professional Portraits with Adobe Photoshop CC & CS will teach you the SIMPLE SECRETS of the Pros faster than you can read most photography books - guaranteed!! If you are not satisfied just return the book to Amazon.
Written for those who want to start editing their portraits right away.
Turn everyday boring portraits into Amazing Portraits.
Save time with the succinct no-nonsense style.
Command more money with your portraits.
Master portrait editing techniques quickly and easily.
Begin editing your portraits like the pros in almost no time.
Download the practice image and start editing immediately.
Let Professional Portraits with Adobe Photoshop CC & CS guide you to better portrait photography.

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Free Kindle Book - The 50 Greatest Bacon Recipes of All Time
Added on : Monday August 18th 2014 05:00:10 AM
g: 0 Posted By: remick
Views: 116 Replies: 0 http://www.amazon.com/dp/B00MQHIIT0

Bacon goes well with everything! Those succulent fatty parts make your mouth water just by
smelling it, so flavorful. Bacon is cut from the belly of a pig and in my opinion the best kind of
bacon is when it's smoked. The bacon fat stores almost all the flavors. Bacon is delicious
when cooked as is but when you incorporate it in dishes such as appetizers, sandwiches,
main dishes, salads and soups your taste buds will love you for it. This recipe book will guide
you in doing so.

Easy to follow steps!
Each of the recipes has easy to follow steps allowing anyone to make and enjoy them in no
time at all.

Tried, Tested and SO GOOD!
These recipes have all been tried out by us and we LOVE each and every one of them.
So what are you waiting for?! Get to it and satisfy your bacon cravings
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Credit markets opening back up?
Added on : Sunday August 17th 2014 08:00:07 AM
g: 0 Posted By: Tyoneon2
Views: 90 Replies: 0 Here we go again: stated income loansare back. 0% no-fee BTis back. CC sign-on bonuses are up. Good for us, but what about for the rest of the country? This thread is not meantto discuss specific deals, because those are all well-covered. Just postif you have any opinion of the general state of the credit market, what it means,and where it's headed, or maybe just a quick note about the combined results of a recent AOR compared to a year or two ago. I think it's easier now. My general experience this week:Mini-AORyielded 5 CCs with 10k+CLs instant,onedeferred, one declined. Seven new checking accounts, buttwo arefrozen. Not sure I could have done that 2 years ago. They were busy trying to shut me down.


Discussion Deals
g: 0 Posted By: ctgolfer
Views: 183 Replies: 0 Product Information Clean those hard surfaces thoroughly with the Evolution Robotics Mint cleaner. This automatic floor cleaner operates on the NorthStar navigation cube that gives a back and forth moving action for cleaning open areas. This Evolution Robotics floor cleaner provides a map of 1,000 square feet area that needs to be cleaned. The mop mode cleaning of this automatic floor cleaner enables you to clean about 250 square feet area by a wet cloth. The sweep mode of this Evolution Robotics floor cleaner keeps the cloth dry, and removes dust and pet hair easily. You can use the disposable clothes or reusable cleaning clothes with this Evolution Robotics Mint.
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g: 0 Posted By: Klingsor
Views: 0 Replies: 0 LINK

Earthwise TC70001 Tiller Cultivar is the clean air choice. Zero emission tool, durable tines and compact profile, the Earthwise Tiller cultivator is perfect for new gardens, tilling in narrow rows and raised beds or along fences. 11 in. cutting wide and a tilling depth of 8.5 in. with 4 steel tines.

Assembled dimension: 14 in. W x 42 in. D x 40 in.
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11 in. wide tilling perfect for those small areas
Tilling depth to 8.5 in.
120-Volt 60 Hz, 8.5 AMP corded electric motor
g: -1 Posted By: MrsF
Views: 156 Replies: 2 Unbroken: A World War II Story of Survival, Resilience, and Redemption - [Kindle Edition] -Laura Hillenbrand(Author)

LINKY: Unbroken: A World War II Book


Price is $ $9.12

Regularly $16.00


From Laura Hillenbrand, the bestselling author ofSeabiscuit,comesUnbroken, the inspiring true story of a man who lived through a series of catastrophes almost too incredible to be believed. In evocative, immediate descriptions, Hillenbrand unfurls the story of Louie Zamperini--a juvenile delinquent-turned-Olympic runner-turned-Army hero. During a routine search mission over the Pacific, Louies plane crashed into the ocean, and what happened to him over the next three years of his life is a story that will keep you glued to the pages, eagerly awaiting the next turn in the story and fearing it at the same time. Youll cheer for the man who somehow maintained his selfhood and humanity despite the monumental degradations he suffered, and youll want to share this book with everyone you know.--Juliet Disparte -The Story ofUnbrokenby Laura Hillenbrand -Eight years ago, an old man told me a story that took my breath away. His name was Louie Zamperini, and from the day I first spoke to him, his almost incomprehensibly dramatic life was my obsession.It was a horse--the subject of my first book,Seabiscuit: An American Legend--who led me to Louie. As I researched the Depression-era racehorse, I kept coming across stories about Louie, a 1930s track star who endured an amazing odyssey in World War II. I knew only a little about him then, but I couldnt shake him from my mind. After I finishedSeabiscuit, I tracked Louie down, called him and asked about his life. For the next hour, he had me transfixed.Growing up in California in the 1920s, Louie was a hellraiser, stealing everything edible that he could carry, staging elaborate pranks, getting in fistfights, and bedeviling the local police. But as a teenager, he emerged as one of the greatest runners America had ever seen, competing at the 1936 Berlin Olympics, where he put on a sensational performance, crossed paths with Hitler, and stole a German flag right off the Reich Chancellery. He was preparing for the 1940 Olympics, and closing in on the fabled four-minute mile, when World War II began. Louie joined the Army Air Corps, becoming a bombardier. Stationed on Oahu, he survived harrowing combat, including an epic air battle that ended when his plane crash-landed, some six hundred holes in its fuselage and half the crew seriously wounded.On a May afternoon in 1943, Louie took off on a search mission for a lost plane. Somewhere over the Pacific, the engines on his bomber failed. The plane plummeted into the sea, leaving Louie and two other men stranded on a tiny raft. Drifting for weeks and thousands of miles, they endured starvation and desperate thirst, sharks that leapt aboard the raft, trying to drag them off, a machine-gun attack from a Japanese bomber, and a typhoon with waves some forty feet high. At last, they spotted an island. As they rowed toward it, unbeknownst to them, a Japanese military boat was lurking nearby. Louies journey had only just begun.That first conversation with Louie was a pivot point in my life. Fascinated by his experiences, and the mystery of how a man could overcome so much, I began a seven-year journey through his story. I found it in diaries, letters and unpublished memoirs; in the memories of his family and friends, fellow Olympians, former American airmen and Japanese veterans; in forgotten papers in archives as far-flung as Oslo and Canberra. Along the way, there were staggering surprises, and Louies unlikely, inspiring story came alive for me. It is a tale of daring, defiance, persistence, ingenuity, and the ferocious will of a man who refused to be broken.The culmination of my journey is my new book,Unbroken: A World War II Story of Survival, Resilience, and Redemption. I hope you are as spellbound by Louies life as I am.From Publishers WeeklyStarred Review. From the 1936 Olympics to WWII Japan's most brutal POW camps, Hillenbrand's heart-wrenching new book is thousands of miles and a world away from the racing circuit of her bestselling Seabiscuit. But it's just as much a page-turner, and its hero, Louie Zamperini, is just as loveable: a disciplined champion racer who ran in the Berlin Olympics, he's a wit, a prankster, and a reformed juvenile delinquent who put his thieving skills to good use in the POW camps, In other words, Louie is a total charmer, a lover of life--whose will to live is cruelly tested when he becomes an Army Air Corps bombardier in 1941. The young Italian-American from Torrance, Calif., was expected to be the first to run a four-minute mile. After an astonishing but losing race at the 1936 Olympics, Louie was hoping for gold in the 1940 games. But war ended those dreams forever. In May 1943 his B-24 crashed into the Pacific. After a record-breaking 47 days adrift on a shark-encircled life raft with his pal and pilot, Russell Allen "Phil" Phillips, they were captured by the Japanese. In the "theater of cruelty" that was the Japanese POW camp network, Louie landed in the cruelest theaters of all: Omori and Naoetsu, under the control of Corp. Mutsuhiro Watanabe, a pathologically brutal sadist (called the Bird by camp inmates) who never killed his victims outright--his pleasure came from their slow, unending torment. After one beating, as Watanabe left Louie's cell, Louie saw on his face a "soft languor.... It was an expression of sexual rapture." And Louie, with his defiant and unbreakable spirit, was Watanabe's victim of choice. By war's end, Louie was near death. When Naoetsu was liberated in mid-August 1945, a depleted Louie's only thought was "I'm free! I'm free! I'm free!" But as Hillenbrand shows, Louie was not yet free. Even as, returning stateside, he impulsively married the beautiful Cynthia Applewhite and tried to build a life, Louie remained in the Bird's clutches, haunted in his dreams, drinking to forget, and obsessed with vengeance. In one of several sections where Hillenbrand steps back for a larger view, she writes movingly of the thousands of postwar Pacific PTSD sufferers. With no help for their as yet unrecognized illness, Hillenbrand says, "there was no one right way to peace; each man had to find his own path...." The book's final section is the story of how, with Cynthia's help, Louie found his path. It is impossible to condense the rich, granular detail of Hillenbrand's narrative of the atrocities committed (one man was exhibited naked in a Tokyo zoo for the Japanese to "gawk at his filthy, sore-encrusted body") against American POWs in Japan, and the courage of Louie and his fellow POWs, who made attempts on Watanabe's life, committed sabotage, and risked their own lives to save others. Hillenbrand's triumph is that in telling Louie's story (he's now in his 90s), she tells the stories of thousands whose suffering has been mostly forgotten. She restores to our collective memory this tale of heroism, cruelty, life, death, joy, suffering, remorselessness, and redemption.
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When the Soul Mends $9.33 @ www.walmart.com
Added on : Sunday August 17th 2014 12:00:07 AM
g: 1 Posted By: jaymanthegreat
Views: 155 Replies: 0 When the Soul Mends $9.33

Format:Paperback,=12px
354 pages
Publisher:Random House Inc
Publish Date:Sep 2008

Book Information:The following content was provided by the publisher.Returning to the home she fled in disgrace, will Hannah find healing for the wounds of the past?
After receiving a desperate and confusing call from her sister, Hannah Lapp reluctantly returns to the Old Order Amish community of her Pennsylvania childhood.
Having fled in disgrace more than two years earlier, she finally has settled into a satisfying role in the "Englischer" world. She also has found love and a new family with the wealthy Martin Palmer and the children she is helping him raise. But almost immediately after her arrival in Owl's Perch, the disapproval of those who ostracized her, including her headstrong father, reopens old wounds.
As Hannah is thrown together with former fiance Paul Waddell to work for her sister Sarah's mental health, hidden truths surface about events during Hannah's absence, and she faces an agonizing decision. Will she choose the "Englischer" world and the man who restored her hope, or will she heed the call to return to the Plain Life-and perhaps to her first love?
"When the Soul Mends" is the third and final book in the Sisters of the Quilt series.

Customer Review:
Nice book, Journey of Healing
I had the chance to read and review "When the Soul Mends" by Cindy Woodsmall. This is the third book in the "Sister of the Quilt" series. I have not read the first two books, but I intend to now after reading the third book. This Amish novel is about a twenty year old Amish girl who needs to find peace and healing to past events that had happened to her in the first two books. After giving birth to a child who dies, Hannah ends up leaving the Old order Amish world to find her aunt who became an Englisher. She then falls in love with Martin and together they take care of his niece and nephew (Kevin and Lissa) who were abandoned by their mother. Returning to her Amish homeland two years later, because of a tragic death, she learns her younger sister is having mental health problems and feels the need to help her. This books takes you through her journey of healing her broken heart and trust issues. Old feelings arise with her ex-fiance Paul and at the end of the book you will see if she decides to return to her Plain life, or if she makes a life with Martin and becomes a family with him, Kevin and Lissa. I enjoyed reading this book and the way Cindy Woodsmall write.
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Walmart Coupons
g: 0 Posted By: StinkPot
Views: 323 Replies: 2 For those who have not availed the 15 off 100 tiger dirct coupon or new signups her is the link. ...discount link will be emailed immediately for next purchase.
http://www.fullofdeals.com/forums/hot-deals/1376104/
Add the following
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Nuance Dragon Naturally Speaking Home 12 Software ($49.99)
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Add coupon ABJ137680 - takes $10 off
Add $15 off 100 (sent to email with new sign up or those who have not availed the same before)
Total = 59.99 +49.99 + 9.99 + 4.18 (shipping) -$10 - $15 =99.15 20 20 30 10 (rebates) = $19.15 (include stamps and the TD rebates wait time).
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g: 0 Posted By: StinkPot
Views: 118 Replies: 1 For those who have not availed the 15 off 100 tiger dirct coupon or new signups her is the link. ...discount link will be emailed immediately for next purchase.
http://www.fullofdeals.com/forums/hot-deals/1376104/
Add the following
WD Elements 750GB Portable Drive - USB 3.0, Lightweight, Plug and Play - WDBUZG7500ABK-NESN ($59.99)
http://www.tigerdirect.com/applications/SearchTools/item-details...
Nuance Dragon Naturally Speaking Home 12 Software ($49.99)
http://www.tigerdirect.com/applications/SearchTools/item-details.asp?EdpNo=3329890&csid=_61&rrpl=item_page.content1&rrstr=ClickCP&rrindex=4
Waterproof Bag for SmartPhones - 100% Waterproof, Reuseable, Protects against Water/Dust/Sand/Snow and More (WPH-48/5769) ($9.99)
http://www.tigerdirect.com/applications/SearchTools/item-details.asp?EdpNo=8588711&csid=_61&rrpl=item_page.content1&rrstr=ViewedPurchased&rrindex=0
Add coupon ABJ137680 - takes $10 off
Add $15 off 100 (sent to email with new sign up or those who have not availed the same before)
Total = 59.99 +49.99 + 9.99 + 4.18 (shipping) -$10 - $15 =99.15 20 20 30 10 (rebates) = $10.85 (include stamps and the TD rebates wait time).
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2 Free Audio Books - new Audible customers only
Added on : Saturday August 16th 2014 09:00:09 AM
g: 0 Posted By: jchasan
Views: 225 Replies: 1 2 free audio books on audible - new customers only. Perfect for those long summer driving vacations or driving the kids to college...

https://local.amazon.com/nassau-county
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g: 0 Posted By: timswim78
Views: 203 Replies: 0 For those who missed out on the Amazon deal the other day, hhgregg.com is now offering the PioneerSP-BS22 bookshelf speakers for $59.90 per pair. You can pick them up in-store or get them shipped at no extra charge.

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The site shows $29.95 per speaker, and they are only sold in pairs.
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g: 0 Posted By: timswim78
Views: 0 Replies: 0 For those who missed out on the Amazon deal the other day, hhgregg.com is now offering the PioneerSP-BS22 bookshelf speakers for $59.90 per pair. You can pick them up in-store or get them shipped at no extra charge.
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g: 0 Posted By: ctgolfer
Views: 63 Replies: 0 clip $1 coupon and get free shipping with subscribe & save

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12 Pairs Crew Diabetic Socks $13.98 shipped @ Discounted Rack
Added on : Friday August 15th 2014 08:00:02 PM
g: 0 Posted By: ctgolfer
Views: 65 Replies: 0 One Dozen Diabetic Socks

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g: 0 Posted By: remick
Views: 170 Replies: 0 http://www.amazon.com/gp/product/B0093GLK56

5.0 out of 5 stars (23 customer reviews)

Family Man: The Art of Surviving Domestic Tranquility is a book for men, about men. Its also a book for women, about men. But dont worry, guys. It doesnt give away all your secrets Just most of them.

Family Man is the kind of book that you can curl up with in a corner and enjoy all day. Its also the kind of book that you can leave in your bathrooms magazine rack to be enjoyed periodically during those special alone times. It might even come in handy in case of a toilet paper emergency. Thats why we made the pages so soft and pliable.

But most of all, this book isnt about just any family, its about your family. And if you call yourself a family man, then you need to read it, or at least your wife needs to read it and tell you whats in it and perhaps hit you over the head with it from time to time. Thats why we made the cover so hard and durable.
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Inside the Dark, Lucrative World of Consumer Debt Collection
Added on : Friday August 15th 2014 07:00:07 AM
g: 0 Posted By: NEDeals
Views: 59 Replies: 1 " ...These huge, routine sell-offs have created a vast market for unpaid debts not just credit-card debts but also auto loans, medical loans, gym fees, payday loans, overdue cellphone tabs, old utility bills, delinquent book-club accounts. The scale is breathtaking. From 2006 to 2009, for example, the nations top nine debt buyers purchased almost 90 million consumer accounts with more than $140 billion in face value. And they bought at a steep discount. On average, they paid just 4.5 cents on the dollar. These debt buyers collect what they can and then sell the remaining accounts to other buyers, and so on. Those who trade in such debt call it paper. That was Aaron Siegels business.

It turned out to be a good one. Siegel quickly discovered that when he bought the right kind of paper, the profits were astronomical. "

Full Article
www.nytimes.com/interactive/2014/08/15/magazine/100000003056642....
Discussion Deals
Wegmans' potential listeria contamination issue
Added on : Thursday August 14th 2014 07:00:09 PM
g: 0 Posted By: cga
Views: 146 Replies: 0 I'm not sure if this belongs here or in Off Topic, but I think it deserves some attention, and since it concerns a well known grocery chain, I'm posting the topic here. If it needs to be moved, that's fine.

Recently, some possibly tainted fruit was recalled.Read this article for details.Wegmans sold some of this fruit, which was possibly contaminated with listeria..

I live in the Rochester, NY area and although there are other grocery stores in the area, none compares to Wegmans, so it's the de facto only game in town.

To its credit, Wegmans apparently computer called all of its known customers who were on record, via their shopper's club card, as having bought some of the possibly dangerous fruit, I received one of these calls and finally got around to going to my local Wegmans after getting the call.

What I learned there regarding Wegman's store policy on refunding/crediting customers' for their purchase of the potentially bad fruit truly shocked me. Wegmans is known for being the best super market chain in the country, and also one of the best places to work. For several years, actually. They are generally extremely customer oriented.

What are they doing about the possibly dangerous fruit, which can severaly sicken or even kill? They are offering refunds (with receipt) or store credit to customers who admit they have not eaten the fruit. Now, I had long since eaten all of the fruit, and don't recall getting sick. So she said no refund/credit for you. At that point I admit I lost my cool and raised my voice a bit...something you almost never see/hear happening in a Wegmans.

It seems logical to me that since everyone who bought the possibly tainted fruit ran the same risk of getting sick, everyone deserves a refund or credit. Actually, now that I think about it, maybe those who ate the fruit deserve even more consideration. It seems truly ludicrous to penalize everyone who ate the fruit.

Unless Wegmans issues a public apology (not likely) I'm definitely going to spend more of my grocery money at my local WalMart Superstore, which has a very good super market section.

I felt like bringing this to light, and am hoping others give it a little thought and perhaps express their opinions, even if it's to disagree with mine.


Wegmans Deals
Just opinions please- Employer not paying for travel
Added on : Thursday August 14th 2014 04:00:04 PM
g: 0 Posted By: regor1000k
Views: 33 Replies: 0 Hello,

I am travelling for a conference (round trip $300) where I am a speaker and representing my company in my presentation. My conference fee of $3500 and hotel for all days is waived as I am a speaker. This is a pretty prestigious industry conference.

My company (Billion $ company) is saying they will not pay for my travel and per-diem for those 3 days.

They are asking me to either not go to the conference or do whatever but they would not pay for the travel.

I will learn things as well as present in the conference and gain some experience on public speaking for which I don't mind spending $300 out of pocket.

This makes me feel stupid to represent my company in my presentation when they cannot even pay $300 for my travel.

If any of you were in my shoes, what would you do about the conference?
Idea for a part time business
Added on : Thursday August 14th 2014 02:00:07 PM
g: 0 Posted By: atikovi
Views: 110 Replies: 1 Thought of this out of necessity as I have a small warehouse condo with a 16 foot ceiling. How would you access the ceiling lights to change the florescent bulbs or service the heater mounted on the ceiling. Its too high to safely use a ladder. Man lifts are $150 a day plus delivery so for a 10 minute job, not very economical. My idea is to buy a bucket truck for $3,000 to $4,000 and rent it out two or three days a month. There are probably 75 other units in my complex. Id charge like $75 for up to one hour, $15 each additional quarter hour. Id bring it to the location and stay there while they use it. They wouldnt drive it. Id line up 6-8 appointments all on the same day to make around $500. Expenses would be minimal. Hardly any gas expense as I would service those in my complex or those nearby, I could do most any maintenance myself. The truck itself wouldnt really depreciate as it would already be over 10 years old and I would buy it wholesale anyway. My only concern is liability. If someone falls out of the bucket, or they hit something with it causing damage to the property. Would a well worded waiver form address that? Other aspects I'm missing?
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g: 0 Posted By: remick
Views: 235 Replies: 0 http://www.amazon.com/Marriage-Matters-Extraordinary-through-Ord...

4.6 out of 5 stars (46 customer reviews)

Can Ordinary Marriages Become Extraordinary?

He snapped at her during breakfast. She brought up a past mistake. He walked out angry. She left without saying good-bye. An ordinary day in an ordinary marriage. But what if things could be different? What if the moments that seem the most ordinary moments of annoyance, conflict, pain, or cold indifference could become moments in which you're able to understand God's incredible agenda for love and begin to do something new?

Winston T. Smith, drawing on his extensive experience as a marriage counselor, offers a simple yet powerful prescription for changing your marriage. He shows how examining the everyday disappointments and irritations in your marriage will help you understand yourself, your spouse, and your need for God's love. Change begins with seeing day-to-day interactions from a different perspective, taking simple steps to love one another more effectively, and then learning how to take those steps over and over again. Interactions that used to devolve into pointless annoyances and fights can become an opportunity for God's activity and love to become increasingly evident and powerful.

The principles in this book will take your marriage to extraordinary places and lead you into a deeper relationship with an extraordinary God. Don't settle for an ordinary marriage, learn to live out God's extraordinary love in your most intimate relationship.
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Craftsman 3 pc. Pliers Set, Mini Box-Joint $8.09 @ Sears
Added on : Thursday August 14th 2014 06:00:18 AM
g: 0 Posted By: ctgolfer
Views: 187 Replies: 0 This versatile mini pliers set is perfect for those hard-to-reach precision jobs. These box-joint pliers feature durable carbon-steel construction and comfortable soft-grip handles.
Set includes box-joint mini long nose Pliers, box-joint mini diagonal cutter Pliers and box-joint mini needle nose Pliers.

www.sears.com/craftsman-3-pc-pliers-set-mini-box-joint/p-0094567...
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g: 0 Posted By: kranky
Views: 0 Replies: 0 A company called OnDot has developed a system that lets you use your smartphone to turn your card on and off, limit the types of locations where it can be used, and the dollar amount of purchases by single purchase, weekly or monthly use. Card issuers choose whether to offer the service but OnDot says it has partnered with four of the top ten processors and over 10,000 institutions. You'll also be able to limit card use to a specific radius of your smartphone location. And you turn all those controls on or off with your phone.

Product page http://www.ondotsystems.com/products/control

Leave your card at the bar? Just turn it off instantly.
The card you give your child when going off to college could be restricted to use at grocery stores and gas stations only.
Works for credit, debit and prepaid cards.

This seems like a solid idea for reducing fraud.
g: 0 Posted By: tedhawkins
Views: 192 Replies: 0 the north face Stria Mezzaluna Hoodie - Women's $39.95 Usoutdoor Fs on $40+

http://www.usoutdoor.com/deal/

The Stria Mezzaluna Hoodie from the north face is perfect for those cool evenings sitting outside the cabin, gazing at the sunset. The breathable Polartec Stria material makes this hoodie lightweight and just warm enough.
Features of the the north face Stria Mezzaluna Hoodie - Women's

Fabrics/Materials: Polartec Stria, 100% 200-weight Polyester
Weight: 380g
Pockets: 2 front hand pockets
Hooded: yes
Fit: relaxed
Zipper: front zip closure


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Stargate Atlantis: The Complete Series (Blu-ray) - $59.96 + FS @ Walmart
Added on : Wednesday August 13th 2014 09:00:02 AM
g: 0 Posted By: shadowstriker
Views: 66 Replies: 0 WalMart has Stargate Atlantis: The Complete Series (Blu-ray) on sale for $59.96 with free shipping.

4.3/5 stars based on 447 customer reviews here from Amazon, where this is currently $113.08.

Received an 8.1/10 at IMDb.

So those of you that missed it like me, It'sBack again only 5.00 more than yesterday!
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Amazon Local Register (card reader) - $10 w/$10 credit & 1.75% fee
Added on : Wednesday August 13th 2014 06:00:08 AM
g: 0 Posted By: dboston1
Views: 212 Replies: 1 Similar to Square or the PayPal reader. Limited time offer of $10 off the first $10 in transaction fees, and 1.75% swipe fee through 2015.

Link

Might be useful for those desperate to hit minimum spending bonuses on CCs, or for those liquidating AGCs..
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Battlefield 3 + Premium 70% off at Origin
Added on : Tuesday August 12th 2014 04:00:04 PM
g: 0 Posted By: sswu
Views: 257 Replies: 0 Origin link

This is a good opportunity for those who got Battlefield 3 for free afew months ago. The Premium Servicepack is on sale for $8.99.

"Battlefield 3 Premium includes expansion packs Back to Karkand, Close Quarters, Armored Kill, Aftermath, and End Game. If you buy Battlefield 3 Premium, these should be accessed through the Battlefield 3 Game Details page on Origin at no extra charge. *Requires Battlefield 3 to play."

For those who don't have the base game yet, you can get the Premium Editionfor $11.99 which includes both the base game and the Premium Service pack. The base gameis also on sale for $5.99 by itself.

Don't forget FW Cash Back.
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g: 0 Posted By: jasclark
Views: 160 Replies: 1 http://www.staples.com/Chef-Buddy-Non-Stick-Grill-and-Panini-Pre...

Reg : $84.99PRODUCT DETAILSThe Chef Buddy's Non-Stick Grill and Panini Press is perfect for taking boring meals and making them gourmet in just minutes!Take that boring turkey and cheese sandwich and give it just 5 minutes in the Chef Buddy Non-Stick Grill and Panini Press. Now you are looking at a tasty treat with crispy edges, crunchy bread, steaming meat and melted cheese. Doesn't that sound better than scraping the soft bread off of the roof of your mouth? Why else would all the major sandwich chains offer you toasted sandwiches these days? Well now for the cost of only a few of those fast food sandwiches you can make them at home for years to come, with truly fresh ingredients that you saw cut. Not meats and veggies that have been setting out all day and who knows how many days before that. But wait, there's more! The Chef Buddy? Non-Stick Grill and Panini Press also grills meats. Perfect for ham steaks or sausage patties for breakfast, along with pork chops for dinner or throw a chicken breast in there and chop it up for a great lunch salad.

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Madden 25 (Xbox 360) $17.99 at Walmart.com
Added on : Monday August 11th 2014 11:00:05 AM
g: 2 Posted By: hilltown
Views: 226 Replies: 0 I know the new Madden is about to come out, but I believe $17.99 is close to the lowest price ever for Madden 25. (It's $24.75 at Amazon). For those of us who wait a year before buying games to allow the price to drop, now might be the time to pull the trigger.

Reminder: WalMart ships to store for free.

Link to Walmart.com
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g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/gp/product/B007SNRHSU

Revised Edition with even more illustrations!
Posing Mastery IS within your reach! It is really easy once you learn and understand the basic silhouette shapes that lead to all the posing variations!!

Sitting and Kneeling poses offer a lot of challenges... and opportunity. After you've checked out this simply written, easy to read - easy to understand - course volume, you will totally understand how to pose your models so that they will look their best!
For a sample of what is covered, here is the Table Of Contents:

Introduction

Posing Overview And Review

The Overall Shape - Groups

The Pyramid

The Diamond

The Diagonal

The Overall Shape - Individuals

The "I" Pose

The "C" Pose

The "S" Pose

The Zig Zag

Sitting and Kneeling

It's The Angles That Matter

Perpendicular Lines Vs. Non-Perpendicular Lines

The Four Basic Sitting and Kneeling Silhouettes

The Geometric Pose

The Acute Angle Pose

The Obtuse Angle Pose

The Mixed Angle Pose

Lying Down

Mixed Posing Silhouettes

The Modified "I"

The Modified "C"

The "S" In Lying Down Poses

The Photo Notebook

Here Are A Couple More Samples

Photo Exercise

How To Improve Your Photography

Additional Photo Training

In this volume, we learn the Zig Zag pose - this is the basic silhouette that leads to all the various sitting and kneeling options.

Four Basic Sitting and Kneeling Silhouettes - Here is where we go into the various angles ...90 degrees, acute and obtuse that are used to create all those stunning portraits you see. Before you know it, you'll be making them too!
Check out this volume and in an hour or so, you will never look at sitting and kneeling poses the same way again!
Best ways to make money while traveling the world
Added on : Sunday August 10th 2014 09:00:09 AM
g: 0 Posted By: eddierd
Views: 32 Replies: 0 Permanently traveling the world sounds like it could quickly drain your finances. But for Derek Earl Baron, 37, founder of wanderingearl.com, it was the most lucrative decision of his life. Hes been on the road for 5,268 days over 14 years visited 88 countries, and worked 10 different jobs.After graduating college, Baron was only planning to travel for three months before buckling down to start his career in sports management. But a week into his trip, he decided corporate life wasnt for him.In just that one week I had so many life-changing travel experiences, that [I thought] there must be so many more of those experiences out there in the world. I decided that I couldnt go back, Baron told Yahoo Finance. Determined to make a living while on the road, he was able to find money-making opportunities that allowed him to save money while seeing the world.Article Continues: http://finance.yahoo.com/news/how-i-saved--24-000-while-travelin...
Discussion Deals
g: 3 Posted By: remick
Views: 332 Replies: 1 http://www.amazon.com/dp/B00B853VB6/
4.9 out of 5 stars (19 customer reviews)

As they examine each familiar phrase of the Lord's Prayer, readers will uncover a profound framework for spiritual growth. In a reader-friendly, memorable style, David Timms points to Jesus's teaching on community, love for the broken and isolated, holiness in an age of profanity, dealing with the evil within, resisting temptations, and much more. This critically acclaimed book will appeal to all who desire to go deeper into spiritual formation, helping them taste the life-giving water that only Jesus can provide. The new discussion guide makes it a great book for small groups as well as individuals.


Can I Be Sure I'm Saved?
http://www.amazon.com/gp/product/B00428MY0U
4.6 out of 5 stars (89 customer reviews)

Many people in the church today are plagued by doubts about their salvation. Satan whispers that it is impossible that sinners such as they could be in a state of grace, and some churches compound the problem by teaching that it is possible for believers to lose their salvation. But assurance of salvation is possible in this life. Indeed, as Dr. R.C. Sproul argues in this Crucial Questions booklet, it is the duty of Christians to make their calling sure (2 Peter 1:10). To help believers reach this goal, Dr. Sproul defines assurance, shows how we can get it, reveals the blessings it confers, and warns of the dangers of false assurance. Here is assistance for those who struggle to know where they stand with Jesus Christ.



The Daily Walk Bible NLT: 31 Days with Jesus
http://www.amazon.com/gp/product/B00FEOFT0S
4.7 out of 5 stars (218 customer reviews)

Most people agree that Jesus was an amazing teacher and someone we could all learn from. At the same time, most of us have spent little time actually reading his story. The Daily Walk Bible NLT: 31 Days with Jesus is an open invitation to do just that. In just one month you will read through all four gospels, seeing Jesus and gaining insight into his purpose and message for us.
This special eBook, taken from the pages of The Daily Walk Bible, includes a simple reading plan to help you through. Each day includes an Overview that provides a birds-eye view of that days reading, an inspirational and practical My Daily Walk devotion, and an Insight that offers an interesting fact about the passage. Every seventh day you will be invited to pause and reflectlooking back over what you have read, looking forward to what is coming, and most importantly looking up to God.
Its that simple, but be warned, Jesus has been changing lives for two thousand years31 days and yours wont be the same either.



All About Jesus: The Single Story from Matthew, Mark, Luke, & John
http://www.amazon.com/gp/product/B009MTOBCI
4.5 out of 5 stars (134 customer reviews)

Who was Jesus? What did he say? What did he do? This book is all about Jesus. It puts together the story of Jesus' life and message told by the people who knew him best--his disciples and friends--as recorded in the four Gospels of the Bible. Although the words were written over 2000 years ago, his message of peace, hope, love, and forgiveness still resonates with people of all races, nationalities, educational, and economic backgrounds. Some like what he said, while others disagree, but almost everyone finds him compelling. The story of Jesus comes to us from four different authors, Matthew, Mark, Luke, and John, written over a period of nearly seventy years. The message and uniqueness of Jesus remain the same, but each author tells the story from his perspective and for his purpose. Some writers wrote more; others wrote less. But what if we could read it as one single story from beginning to end? This book does just that by combining the four reports of Jesus' life into a single chronological story, using the easy-to-read text of the NIRV Bible. Take a new look at Jesus-- his life, his miracles, and his teachings--and to come to your own conclusions about the carpenter from Nazareth.
This book was produced in collaboration with Biblica (formerly the International Bible Society).



Who is the Holy Spirit? (Crucial Questions Series Book 13)
http://www.amazon.com/gp/product/B00AW02OZ2
4.4 out of 5 stars (150 customer reviews)

In this Crucial Questions booklet, Dr. R.C. Sproul cuts through the confusion by going back to the Bible. He establishes the biblical teaching on the Spirits identityHe is one of the three persons of the Godhead, along with the Father and Sonthen briefly sketches some of the most basic yet important roles the Spirit carries out. He shows that the Spirit gives new life to unbelievers, then sanctifies, strengthens, teaches, and anoints them for ministry. This booklet provides a basic understanding of the divine person on whom Christians very lives depend.



Five Lessons from the Carmelite Saints That Will Change Your Life
http://www.amazon.com/gp/product/B00DBBA1BS/
4.6 out of 5 stars (99 customer reviews)

Are you new to the Catholic spiritual life? Stuck in a rut? Not sure how you can grow closer to God? Five Lessons from the Carmelite Saints That Will Change Your Life will give you direction. St. Teresa of Avila, St. John of the Cross, and St. Therese of Lisieux will show you five vital steps you need to take to be holy.
You can read Five Lessons from the Carmelite Saints That Will Change Your Life in one sitting, then reflect on its teachings for a lifetime.
Now includes the Introduction from Connie Rossini's full-length book, Trusting God with St. Therese!



The Walk of the Spirit - The Walk of Power: The Vital Role of Praying in Tongues
http://www.amazon.com/gp/product/B00ARFNII4/
4.9 out of 5 stars (244 customer reviews)

Right now there is only one book available by Dave Roberson, but it is a book used by God to transform believers' lives in extraordinary ways.
If you want your life to change, or if you just want to increase your understanding about this phenomenon of praying in tongues, read "The Walk of the Spirit - The Walk of Power."



Foundlings (The Peleg Chronicles, book one 1)
http://www.amazon.com/gp/product/B0073EXXO6/
4.6 out of 5 stars (103 customer reviews)

Awarded Best Book of the Year 2010-2011 from The Old Schoolhouse Magazine!
#1 Bestseller in Historical Fiction from Christian Book Distributors Spring 2011!
#1 Bestseller in Fantasy from Christian Book Distributors Summer 2012!
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My Company doesn't pay my variable bonus at the time of relieving.
Added on : Saturday August 09th 2014 07:00:10 AM
g: -1 Posted By: AjayKumarNanna
Views: 36 Replies: 0 I had a contract of 2 years & after completion of m 1st year My salary was revised to 3,60,000 out of which 3,36,000 was fixed salary & remaining 24000 was variable bonus which would be payed upon the performance of company & individual. My company did well & so do I, But mean while I got very good offer where I have a chance of learning so much while I work, So I resigned here & My notice period was 2 months.

On My last day at company, I had to collect all my certificates & I asked my HR to pay my variable bonus to me, but He denied. He told me that Variable bonus would be paid for only those employees who stay working & on completion of term from the day when my salary got revised to next appraisal date. I'm leaving this company two months earlier than the company appraisal time. But I'm arguing with my HR that this not legal & I have to get my bonus for my work.

I had contacted my ex-colleague who left 1 month back from this company to know whether He got his variable bonus paid. Company paid his bonus to him & we both had our salaries revised on same date, so basically he left 3 months early & he got his bonus, so why cant I ?

I'm feeling very bad, I got feeling like, of my 2 years of service I always worked to make profits to company but now my company is playing with me

I need help, Kindly Please suggest me what to do......
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g: 0 Posted By: remick
Views: 78 Replies: 1 ULTIMATE Leonardo da Vinci Artwork Collection! 200+ Paintings, Drawings, Inventions, Portraits, Virtual Fine Art Museum
http://www.amazon.com/gp/product/B00A7YP70W

Leonardo da Vinci Artworks!
Ultimate Quality Collection!
200 HD pictures!

Leonardo da Vici was born on 15 April 1452 in the town of Vinci, the illegitimate son of the notary Ser Piero da Vinci and a peasant woman called Caterina. His childhood spent in the Tuscan countryside inspired in him a life-long passion for the observation and depiction of nature.When he was seventeen, he moved to Florence, where his talent for drawing impressed the great master Verrocchio who took him on as a pupil.Leonardo da Vinci worked for such powerful patrons as Ludovico da Sforza, Duke of Milan; Cesare Borgia; Cardinal Giuliano de Medici, brother of Leon X; and for the French king Francois I at Amboise, where he died in 1519.

It has become fashionable to speak of 'Leonardo the artist' and 'Leonardo the scientist' as if he had been some schizophrenic genius torn between two disparate pursuits and therefore rarely, if ever, able to accomplish anything in either. But Leonardo's own contemporaries, though impatient of his volatility, master himself such a dichotomy would have been incomprehensible. To say that as 'a man of the Renaissance' he believed that a painter needed the aid of anatomy, perspective, optics and so forth is not a proper answer. In fact, these alleged 'scientific' studies of Renaissance artists were a fashion confined to a small circle. In any case, Michelangelo and Raphael to name only two outstanding examples - did not share these interests but were great artists nonetheless. Leonardo's inquiries were rooted in his personality, not in some tendency of the age, and many of his notes and drawings having nothing to do with the tasks awaiting painters of his time. They are not a vast store from which to draw raw materials for his art, nor was his art simply a finely distilled compound of observations and imagination.
In fact, many of Leonardo da Vinci's drawings are different from those of his contemporaries and those by artists from any other period. Of course, there are among them rapid sketches from life, portraits, quick notes for compositions, elaborate cartoons, drapery studies, designs for machines, buildings, drawings of plants and animals, anatomical and proportion studies. But it is their nature which is so often peculiar. The plans of buildings grow before our eyes like the cells of some organism, plants appear on the same sheet both in bud and in flower, trees are drawn schematically to demonstrate the principle of growth, there is a drawing of the peaceful Arno valley, and there are the cataclysmic visions of utter physical destruction of the world. The grotesque heads - to call them caricatures is a misnomer - are combinations and variations of human forms creating a morphological sequence of types. The anatomical drawings demonstrate not only the position of muscles and tendons or the bone structure, they also show the embryo in its mother's womb and a bare skull, - the beginning and end of life. All these drawings are concerned not just with the collection of visual data useful to the painter but with the processes of life, with growth and decay, whether in plants, beast, man, or the world at large. The same is true of Leonardo's designs for his various mechanical contrivances which are so often engines of construction or destruction.

Leonardo da Vinci's notes should be considered in the same context. It is perhaps a pity that we have got used to thinking of them as if they had been written in preparation for some comprehensive treatise on painting. But it should be remembered that the huge manuscript known as Trattato della Pittura is not a autograph. It was compiled in the sixteenth century, probably by Francesco Melzi, from no less then eighteen of the original notebooks. The result certainly is a labor of love, but nevertheless this gathering divided into eight chapters is too rigid, too much like a textbook to reveal Leonardo da Vinci's truly dynamic nature...




Ultimate Salvador Dali Collection: Modern Art from the Famous Creator
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335 Salvador Dali Paintings !!!
Complete Works from 1925 to 1983!
Amazing Collection in High Quality!

Salvador Domingo Felipe Jacinto Dal i Domnech, 1st Marqus de Dal de Pubol (May 11, 1904 January 23, 1989), known as Salvador Dal (Catalan pronunciation: [səɫβəˈo əˈɫi]), was a prominent Spanish surrealist painter born in Figueres, Spain.

Dal was a skilled draftsman, best known for the striking and bizarre images in his surrealist work. His painterly skills are often attributed to the influence of Renaissance masters. His best-known work, The Persistence of Memory, was completed in 1931. Dal's expansive artistic repertoire included film, sculpture, and photography, in collaboration with a range of artists in a variety of media.

Dal attributed his "love of everything that is gilded and excessive, my passion for luxury and my love of oriental clothes" to a self-styled "Arab lineage", claiming that his ancestors were descended from the Moors.

Dal was highly imaginative, and also enjoyed indulging in unusual and grandiose behavior. His eccentric manner and attention-grabbing public actions sometimes drew more attention than his artwork, to the dismay of those who held his work in high esteem, and to the irritation of his critics.

In 1931, Dal painted one of his most famous works, The Persistence of Memory, which introduced a surrealistic image of soft, melting pocket watches. The general interpretation of the work is that the soft watches are a rejection of the assumption that time is rigid or deterministic. This idea is supported by other images in the work, such as the wide expanding landscape, and other limp watches shown being devoured by ants.




Ultimate Tribal Tattoo Designs: Abstract Ideas, Dragon Girls, Art Patterns, Shop Studio, Men and Women, Pictures with Meaning
http://www.amazon.com/Ultimate-Tribal-Tattoo-Designs-Abstract-eb...

900 Amazing Tribal Tattoo Designs 700 X 700!

Tattooing has been practiced for centuries in many cultures, particularly in Asia, and spread throughout the world.[citation needed] The Ainu, an indigenous people of Japan, traditionally had facial tattoos. Today, one can find Atayal of Taiwan, Berbers of Tamazgha (North Africa), Hausa people of Northern Nigeria, Kurdish people in East-Turkey, and Māori of New Zealand with facial tattoos.

Tattooing was widespread among Polynesians and among certain tribal groups in Africa, Borneo, Cambodia, Europe, Japan, the Mentawai Islands, MesoAmerica, New Zealand, North America and South America, the Philippines, and Taiwan. Indeed, the island of Great Britain takes its name from tattooing; Britons translates as "people of the designs", and Picts, the peoples who originally inhabited the northern part of Britain, literally means "the painted people". Despite some taboos surrounding tattooing, the practice continues to be popular in many parts of the world.

Tattooing has been a Eurasian practice at least since Neolithic times. tzi the Iceman, dating from the fourth to fifth millennium BC, was found in the tz valley in the Alps and had some 57 carbon tattoos consisting of simple dots and lines on his lower spine, behind his left knee, and on his right ankle. These tattoos were thought to be a form of healing because of their placement, which resembles acupuncture. Other mummies bearing tattoos and dating from the end of the second millennium BC have been discovered, such as the Mummy of Amunet from ancient Egypt and the mummies at Pazyryk on the Ukok Plateau.

Pre-Christian Germanic, Celtic and other central and northern European tribes were often heavily tattooed, according to surviving accounts. The Picts were famously tattooed (or scarified) with elaborate, war-inspired black or dark blue woad (or possibly copper for the blue tone) designs. Julius Caesar described these tattoos in Book V of his Gallic Wars (54 BC).

Various other cultures have had their own tattoo traditions, ranging from rubbing cuts and other wounds with ashes, to hand-pricking the skin to insert dyes.

Modern tattooing in the Western world has its origins in sixteenth through eighteenth century maritime expeditions, which promoted contact between explorers and the amerindian tribes and Polynesians they encountered. The Polynesian practice, especially, became popular among European sailors, who took the Samoan word tatau to describe the actual tattoo. As sailors traveled abroad and returned home with tattoos inscribed on their bodies, tattoos began to appear in mainstream European, and eventually North American, figurations, as well.

As many tattoos were stimulated by Polynesian and Japanese examples, amateur tattoo artists were in great demand in port cities all over the world, especially by European and American sailors. The first documented professional tattoo artist in the USA was Martin Hildebrandt, a German immigrant who arrived in Boston, Massachusetts in 1846. Between 1861 and 1865, he tattooed soldiers on both sides in the American Civil War. The first documented professional tattooist in Britain was established in Liverpool in the 1870s. Tattooing was an expensive and painful process and by the 1870s had become a mark of wealth for the crowned heads of Europe.
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g: 0 Posted By: ctgolfer
Views: 85 Replies: 0 Seller : sleepwithmemoryfoam2night

This mattress has an open, memory foam cell structure that allows cool air to displace warm air
Topped with a 2.5-inch, 4-pound, 'Cool Wave' memory foam layer
The top Cool Wave Visco Memory Foam layer has a wavy texture. This is part of the cooling system.
The middle, 3-inch core foam support structure contains thousands of air-flow ducts to distribute cool air throughout the mattress, allowing the mattress to remain cool despite your body heat
The 4.5-inch high-density base foam helps conform to your body and eliminates the uncomfortable pressure points and motion transfer
Naturally hypoallergenic and antimicrobial
Features a soft yet supportive firmness for those who prefer a more cushioned mattress
Generated through a specialized process which eliminates impurities and utilizes one of the more eco-friendly foaming methods available
This NASA-inspired mattress never needs turning and can be used with any existing box springs or platform bed
Overlaid with a non-flammable treated fabric
Includes two FREE Memory Foam Contour Pillows in Full, Queen, King, Cal King size 20"x14"x4", TWIN COMES WITH ONLY 1 MEMORY FOAM PILLOW. Pillows measure 20" x 14" x 4"
Mattress cover is machine washable
Includes free Quilted Mattress cover which arrives already on the mattress
Vacuum-packed for convenient shipping; expands to potential size within 72 hours
Due to the nature of Memory Foam the firmness level of every item is unique. Please be advised that even similar products may produce different firmness results.





www.ebay.com/itm/10-inch-COOL-Medium-Memory-Foam-Mattress-TWIN-X...
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DIY Cardboard Google Glass kit $7.99 with free shipping @ AuraBuy
Added on : Friday August 08th 2014 10:00:04 AM
g: 0 Posted By: rendition
Views: 175 Replies: 0 This is "Google Cardboard" and yes it has a legitimate app accompanying from google for android devices. This is a low budget version of google glass for those who don't want to pay $1500 for Google's Oculus Glass.
Basically this is a stereograph kit and you download the app for your android device directly from google's developer site.
.
$7.99 with free shipping. Currently the best price on the internet for this kit.

product page:
http://www.aurabuy.com/diy-google-3d-glasses-cardboard-virtual-r...

google's own cardboard glass information site with app:
https://developers.google.com/cardboard/
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Fios Customers - Free Encore, Starz and Cinemax this weekend
Added on : Friday August 08th 2014 08:00:09 AM
g: 1 Posted By: Usorry
Views: 91 Replies: 0 The promo runs from Aug 8-11. Set your DVRs to snag some free movies if you don't already subscribe to those channels
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Methodology used to calculate FICO scores changing
Added on : Thursday August 07th 2014 08:00:04 PM
g: 0 Posted By: brettdoyle
Views: 67 Replies: 0 A change in how the most widely used credit score in the U.S. is tallied will likely make it easier for tens of millions of Americans to get loans.

Fair Isaac Corp. FICO -1.19% said Thursday that it will stop including in its FICO credit-score calculations any record of a consumer failing to pay a bill if the bill has been paid or settled with a collection agency. The San Jose, Calif., company also will give less weight to unpaid medical bills that are with a collection agency.

The moves follow months of discussions with lenders and the Consumer Financial Protection Bureau aimed at boosting lending without creating more credit risk. Since the recession, many lenders have approved only the best borrowers, usually those with few or no blemishes on their credit report.

As of July, about 64.3 million consumers in the U.S. had a medical collection on their credit report, according to data from credit bureau Experian. And of the 106.5 million consumers with a collection on their report, 9.4 million had no balanceand won't be penalized under the new credit-score system.

FICO Recalibrates Its Credit Scores

Interesting... looks like lenders are running out of people to loan money to and reaching into the bottom of the barrel.

Paying off a collection may actually make sense now that it won't have an impact on your score... this may be useful for people negotiating debts in a situation where the creditor refuses to remove the tradeline.
Credit Deals
Broken Headphones - Amex Purchase Protection
Added on : Thursday August 07th 2014 06:00:04 PM
g: 0 Posted By: KingKyozu
Views: 109 Replies: 2 Hi, this is my first time posting on the forums even though I have been reading here a lot.

I bought some Bluetooth headphones on Amazon and they broke when I was on the second floor. The headphones slipped out of my head and broke on the floor of the first floor. I bought it with my Blue Cash Everyday. I know I have purchase protection, will Amex fix the headphones or give me credit?
I loved those headphones, it costed $140. They were a Jabra Bluetooth Headphones. Do I have to ship the headphones to them and then they give credit to buy another one? Please help.
New User Question Deals
Office Depot B&M Energizer 2 AA Rechargeable Batteries w/ Charger $3
Added on : Thursday August 07th 2014 06:00:02 PM
g: 0 Posted By: GonePlaid
Views: 110 Replies: 0 My local SoCal Office Depot has Energizer NiMH rechargeable batteries on sale for deep discounts (maybe clearance but the sign said sale).

Energizer Recharge Basic + (2) AA NiMH batteries:
http://www.officedepot.com/a/products/882614/Energizer-Basic-Cha... - $3.31 (from $8.29)
(8) AA NiMH batteries (2300mAh for those who are interested):
http://www.officedepot.com/a/products/435152/Energizer-Rechargea... - $8.59 (from $21.49)

Plus other charger and batteries on sale.
Batteries & Chargers Deals

Office Depot Coupons
Publix Back to School Sale
Added on : Thursday August 07th 2014 04:00:05 PM
g: 0 Posted By: alpos
Views: 165 Replies: 0 For those who like to shop at Publix, this is a deal you might find usefulhttp://weeklyad.publix.com/Publix/BrowseByPage/Index/?StoreID=25...

In Store Promos Deals
g: 0 Posted By: ctgolfer
Views: 186 Replies: 0 Not your average outerwear, the comfort, durability and fit of these Nano-Fleece hoodies and pullovers from Dri Duck is tip-top. Made of 6.5 oz., 100% polyester nano-fleece, Dri Duck fleeces feature a 2-side brushed and 2-side anti-pill finish. The brushed fabric gives it a superb, supple softness, while the anti-pill finish keeps it looking like new. After repeated wash and wear, it wont develop those unsightly little fabric balls. Not only is it incredibly soft and warm, its also durable thanks to overlock stitching. Whether on a cool autumn or spring night, at the beach, in the field, or as a winter layer, its comfort fit rains down coziness on thy corpus from Jump Street. Theres no breaking-in period. Plus, the fabric banded cuffs and bottom hem provide a snug fit around the extremities to help keep the elements from sneaking in. That means you can move and bend like the hardest working man in showbiz without fear of an uninvited draft greeting your defenseless skin.

Dri Duck outdoor wear is highly functional, extremely durable, and exquisitely comfortable. All Dri Duck gear boasts top-notch styling, innovative fabrics, rugged materials, and the ultimate in craftsmanship. Years ago, Dri Duck began life manufacturing work jackets and caps out of the durable, cotton canvas known as ""duck"" cloth. Although originally designed for men working on farms and ranches, construction crews, and railroads, the move to produce apparel for hunters and outdoorsmen was a natural evolution. All Dri Duck products are outdoor-inspired and made from performance fabrics. Take a spin in these quality fleeces, jackets, and shirts at a pittance of the normal prices. 4 days only.

www.fieldsupply.com/dri-duck-performance-outer-wear-80-percent-o...
Fieldsupply.com Deals
g: 0 Posted By: remick
Views: 276 Replies: 0 http://www.amazon.com/dp/B00B853QCK
4.3 out of 5 stars See all reviews (56 customer reviews)

It's no secret that men and women are different. And it's no secret that they don't always get along because of these differences, even when they love each other. But having a successful marriage is not about finding the perfect person to marry. It's about loving someone in an unselfish, Christlike manner. Whatever we want out of marriage--unconditional love, forgiveness, passion--that is what we have to give to our spouse. Rick Johnson shows couples how to go beyond merely tolerating each other's differences to using those God-given differences to add spice and passion to their relationship.


also free

How to Set Boundaries in Your Marriage Speak Your Mind and Help Your Partner Understand Your Feelings and Enjoy a Healthy Happy Marriage
http://www.amazon.com/dp/B00IBLXN1I
4.7 out of 5 stars See all reviews (13 customer reviews)


Relationship Rescue: Proven Strategies to Rescue Your Relationship For Good
http://www.amazon.com/Relationship-Rescue-Strategies-Happiness-C...
4.7 out of 5 stars (9 customer reviews)
Books Deals

Amazon Coupons
Silicon protector for iPhone 6 4.7" $4.99 free shipping @ AuraBuy
Added on : Wednesday August 06th 2014 09:00:08 AM
g: 0 Posted By: rendition
Views: 192 Replies: 0 Get a jump on accessories for the iPhone 6 4.7" model coming out soon with this nice looking silicon protector. Your choice from 9 colors. All have black surrounds and look really good. It fits the contours of the upcoming phone and its buttons to keep everything protected and still fully functional. This is ideal for those whom want to have something ready right when they purchase the phone when it comes out.

$4.99 with free shipping

http://www.aurabuy.com/sgp-protective-pc-silicone-back-case-cove...

Cell Phones Deals
Over $200 worth of Square Enix games for $29.99
Added on : Wednesday August 06th 2014 08:00:01 AM
g: 0 Posted By: eauw
Views: 39 Replies: 0 For those of you who missed the original deal, this is still decent:

This bundle includes:

Thief Gold
Mini Ninjas
Daikatana
Hitman: Codename 47
Hitman 2: Silent Assassin
Anachronox
Deus Ex: Invisible War
Deus Ex: The Fall
Hitman: Absolution
Hitman: Blood Money
Hitman: Contracts
The Last Remnant
Battlestations Midway
Just Cause
Nosgoth Veteran Pack
Deus Ex: Human Revolution Director's Cut
Just Cause 2
Lara Croft and the Guardian of Light
Deus Ex: Game of the Year Edition
Kane & Lynch 2: Dog Days


Linky:
https://www.humblebundle.com/store/p/squareenixbundle_storefront

Two (2) NCAA Fleece Hoodies - $40.00 @ Finish Line
Added on : Wednesday August 06th 2014 03:00:03 AM
g: 1 Posted By: ShoppingChick
Views: 199 Replies: 0 ​Finish Line has Two (2) NCAA Fleece Hoodiesfor only $40.00 (price is shown in cart). Shipping adds $8.48 for the two items and an additional $2.99 for each item. Offer starts today and expires 9/20/2014.

Great college gift for those recent graduates heading off!
Clothing Deals

Finish Line Coupons
g: 0 Posted By: ctgolfer
Views: 101 Replies: 0 Item Description
Tuned for Accentuated Bass Performance:Think new genres of music fall flat on a pair of conventional headphones? Thats why Denon created Urban Raver headphones.

Lets face it, contemporary formats of music like techno, trance, hip-hop, drum n bass, etc. demand a different type of tuning to deliver the level of performance that you heard at the club last night. Getting explosive bass performance and slightly enhanced treble (so you can hear the subtle rhythms of the high hat) is important for the overall experience.


Denons 40mm dynamic drivers professionally tuned for accentuated bassenon engineers have incorporated 40mm dynamic drivers in each ear piece and professionally tuned these to provide an accentuated bass experience, so you can feel the music like never before.

Designed for those who set the trend, not those who follow itenons Urban Raver AH-D320BU On-Ear headphones are specifically designed for those who set the trend, not those who follow it. Featuring eye-catching color combinations and a sculpted design these headphones are unique, just like you. From the vibrant blue accent color to the patent-pending Denon control wheel, your friends will be sure to ask you in surprise WHAT ARE THOSE? You may not hear them though.

Be Cool, Calm and Collected, thanks to Denons Integrated On-ear Controls and Microphones:

Ever seen that guy or gal fumbling for their in-line remote on their headphone cable to control their iPhone or enhance their clarity of conversation? Imagine not having to be that person. Denon Urban Raver Headphones feature Denons patent-pending control wheel on the ear for easy control of Apple iPhone, iPod, or iPadTM, and integrated microphones on the ear for crystal clear call and voice recognition clarity. The Denon control wheel mimics the operation of a conventional rotary control. To turn the volume up, simply rotate the Right control wheel gently towards the front of your face. Volume down? Rotate the Right control wheel to the rear. Press the center of the right control wheel to play / pause the music or when you answer a telephone call.


Feel the Music. Not Your Headphones:At Denon they believe you should feel the music, not your headphones. In a quest to provide the most comfortable, best fitting headphones, Denons engineers have studied over 4,000 pairs of ears from people around the world, to come up with a design that automatically accounts for the subtle differences in ear placement, ear canal size, head size and jaw depression. Denon knows that fit and comfort comes from paying attention to the small details. Think about it your ears arent round, so why settle for round ear pads? Denons patent-pending Pentagonally-shaped memory foam ear pads provide the ultimate in comfort for long trips, while the 2-axis ear cup design, adjustable headband and over the ear headphone provide for a perfect , custom fit. Denons Urban Raver AH-D320BU On-Ear headphones include a 3-foot audio cable, and a carrying pouch with Karabiner for easy portability.

Denons Club App, for iPhone, iPad or Android, enhances your experience.

The Denon Club App was designed to enhance your listening experience with Denon Urban Raver Headphones. Customize your listening experience by creating, storing, and sharing custom EQ curves and features a real-time spectrum analyzer. Settle disputes about what your favorite artist is singing about by accessing song lyrics from the audio player with the touch of a button. Create and store custom playlists. Enjoy over 70,000 internet radio stations worldwide via TuneIn Internet Radio service. Automatically update your Facebook/twitter status so your followers know what youre up to. Denon Urban Raver Headphones and the Denon Club App provide the perfect combination.


www.ebay.com/itm/370932331725
Headphones & Speakers Deals

eBay Coupons
g: 0 Posted By: Xenocrates
Views: 118 Replies: 0 MOTOROLA SB6141SURFboard DOCSIS 3.0 Cable Modem + Free Tp-Link N300Wireless N Router- $89.99 AC FS @ Newegg

Coupon Code:EMCPBPE45 - Free Tp-Link N300 Router

Note: The modem is regular price, this is a deal for those who need a router in addition to their modem purchase.

SB6141 received 5 / 5 Eggs (Stars) with 326 Customer Reviews on Newegg
N300 received 4 / 5 Eggs with 334 Customer Reviews

Networking Deals

Newegg Coupons
g: 0 Posted By: ctgolfer
Views: 93 Replies: 0 Quick and Easy Setup in Minutes!

Simply replace the current wall console of your existing Craftsman garage door opener with the new AssureLink Motion Detecting wall console
Connect the AssureLink Gateway to your internet router
Setup your AssureLink account on-line and then download the free app from your smartphones app store

Kit IncludesCraftsman AssureLink Internet Gateway

Allows you tomonitor andoperate your garage door from anywherewith your internet-enabled smartphone,laptop, or tablet via the Free Craftsman AssureLink mobile app or web-interface.
Connects to your internet router to enable communication to and from the garage door opener
Perfect for those times when you are away from home and cant remember if you have closed your garage door.
Allows you to provide access to your home (via garage door) as needed for family, friends, deliveries, etc. when you arent at home.

Multi-Function Motion Detecting Wall Console

Multi-function console allows for operation of the opener from inside the garage, turns opener lights on and off, lock/vacation button to lock out remotes when away from the home for extended periods of time
Turns on the opener lights when movement is sensed in the garage
FeaturesTimer-to-Close

This feature (built into the wall console) may be quickly programmed toautomatically close the garage doorafter 1, 5, or 10 minutes

FeaturesAlert-to-Close

Ensures thehighest level of safety, the garage door opener lights will flash and a warning alarm will sound when closing the door through the AssureLink Gateway or the Timer-to-Close feature alerting anyone in the area is notified that the door is closing.


Set and Receive Automatic Alerts - Anytime, Anywhere

Set and receive notification vial e-mail and/or smartphone push notification when the status of your garage door changes
Multiple alerts can be configured at one time and customized to your needs

Included in the box:

Multi-Function Motion-Detecting Wall Control
AssureLink Gateway
3 ft. Ethernet cable
Power cord
Owners Manual

1-year Limited Warranty

www.sears.com/craftsman-assurelink-garage-door-opener-smartphone...
Home & Garden Deals

Sears Coupons
Single vs. Dual vs. Multiple Entry Visa
Added on : Tuesday August 05th 2014 06:00:05 PM
g: 0 Posted By: fr
Views: 35 Replies: 0 If they are all the same cost, is there any reason not to apply for a multiple-entry visa? Is it harder to get one of those for some countries? Why would I just limit myself to one entry for the same price?
Discussion Deals
g: 0 Posted By: remick
Views: 138 Replies: 0 http://www.amazon.com/dp/B008UUII60/

These are the letters my father wrote to my mother during his experiences as a navigator and bombardier on the B-26 Marauders during World War II. [397th Bomb Group, 598th Bomb Squadron]

5.0 out of 5 stars A Slice of Life As It Was August 17, 2012
It turns out that violinist Connie Sunday is also talented in literature. She took letters that her father wrote to her mother during World War II that powerfully illustrate the way thousands of soldiers must have thought about their wives and families back home. Connie does an excellent job of editing and focusing those letters. You sense her father's fears that he would not be able to keep their love alive from afar. The writing is simple and clear and for that reason, powerful. You have to piece the contents of his wife's letters back to her husband by his comments--her letters no longer exist. This book profoundly illustrates how little us human beings change over the centuries. A very good read.
Books Deals

Amazon Coupons
g: 1 Posted By: DaysFan
Views: 196 Replies: 2 http://www.qvc.com/LG Tracfone Prepaid Cell Phone w/ 1500 Minutes & Protection PlanRetail Value: $249.99QVC Price: $88.00Today's Special Value Price:$71.97Good until August 6, 2014 2:59 a.m. ETFree ShippingLooking for the convenience of a mobile phone without the hassle of a monthly plan? Set yourself free from contracts and enjoy calls, text, email, and the Web with the LG306G prepaid TracFone.

Why deal with the fuss of fees, monthly bills, and replacement costs? The LG306G offers everything you want and need in a phone--like built-in Wi-Fi for Internet and email--but without a contract to tie you down. And of course, you can call, text, and send pictures, too--in fact, a 1,000-contact phone book makes it easy to store those important names and numbers.

The included accessories let you get even more out of your TracFone. A phone cover in your choice of colors keeps the LG306G protected while showing off your personality. The car charger keeps you powered up during road trips, so you'll never be out of reach.

And don't forget the 1,500 minutes/one year of service that's included--once you're set up, you've got plenty of minutes to use right away for talking, texting, and data. Triple minutes for life lets you get more mileage out of all future TracFone minutes you purchase. Plus, you also get the Wireless 4 Life replacement plan which means you can replace your phone if it is lost, stolen, or damaged--and you will always have the LG306 or a comparable phone.

From LG.

Your phone must be activated within 60 days from the order date in order to redeem the promotional minutes.

Wireless capability may require a network connection, accessories, and/or a service fee. Use of Bluetooth technology may require software and accessories.

Please consult the manufacturer's documentation regarding the safe and proper use, handling, storage, charging, and disposal of products containing lithium-ion batteries.

Includes LG306G TracFone with pre-installed 4GB microSD card, AC adapter, car charger, phone cover, Wireless 4 Life premium protection plan, and 1,500 minutes for one year
Compatible with GSM 3G networks
TracFone operating system
3.2" diagonal capacitive touchscreen display with 240x320 resolution
256MB internal memory
802.11b/g Wi-Fi
Bluetooth 2.1+EDR wireless technology
2 megapixel rear-facing camera with video recording, 1600x1200 resolution, continuous shot, night mode
Supports many audio, video, and image files
Limited Web browser
Email
Text, picture, video, and voice messaging
TracFone game and app store; not compatible with Android apps
Preloaded tools: 1,000-contact phone book, alarm clock, calendar, notepad, tasks, calculator, tip calculator, stopwatch, and unit converter
1,500 mAh battery
microSD memory card reader
Micro USB port
Measures approximately 4"L x 2-1/2"W x 3/8"D; weighs 3.72 oz
Cannot ship to Guam, PR, VI, P.O. Boxes
CSA listed adapter; 1-year LMW
Imported

Easy Pay! 3 Installments of $23.99, plus Tax.See Easy Pay details
Cell Phones Deals

QVC Coupons
g: 0 Posted By: ctgolfer
Views: 196 Replies: 1 use promo code: SEARS2014

The Diehard Battery Charger with Wheels is a great choice for those looking for a manually operated battery charger with engine starter and timer control
Able to start 12V and 6V vehicles and farm equipment
250, 50, 15 and 2 amp for versatile usage
Timer Control Dial for automatic shut-off, UL listed
Features include powder-coated steel case, color-coded analog ammeter gauge and ergonomic carrying handle
Wheeled for greater portability and ease of use
Comes with 6 ft. Power cord and 6 ft. 8AWG output cable
Some assembly may be required

www.sears.com/diehard-gold-wheeled-battery-charger-with-timer-co...
Auto Parts Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 164 Replies: 0 Bypassing the need for complicated setup procedures, the FI9821P V2 is perfect for home surveillance and can be set up effortlessly by anyone, even those with very little IT experience
FI9821P V2 also features 1280 x 720p video resolution, h.264 video compression, built-in DVR via SD card (up to 32gb)and two-way audio
Wifi-N capability, pan/tilt, remote internet viewing, motion detection, night-vision as well as network video recording capability
In addition, it is smartphone compatible (iPhone, Android - app required) as well as viewable over the internet using standard browsers on PC (Firefox, IE and Chrome) or Mac (Safari only)
Camera functions well as a smartphone baby, pet or elderly parent monitor or as part of a complete home/office security system with remote internet monitoring ability
Resolution 1280 x 720
Output - built-in speaker (external speaker jack available)
Viewing angle - 70 degree
Image sensor - color CMOS sensor
Pan/tilt angle - horizontal: 300 and vertical: 120

www.homedepot.com/p/Foscam-Wireless-720p-Indoor-Plug-and-Play-IP...
Foscam Deals

Home Depot Coupons
g: 0 Posted By: ctgolfer
Views: 133 Replies: 0 shipping adds $5

Ray-BanRB3362Cockpit Sunglasses:Ray-Ban Cockpit sunglassescontemporizethe Aviator Classic with an updated lens size. These sunglasses have less dominating lenses, which complements most face shapes. CockpitRB3362allows you to wear the timeless, classic frame that we all know and love, with an added edge. While a fashion-forward style of sunglasses, the Cockpit sticks to its roots of pilot sunglasses with teardrop shaped lenses and laser cut metal that ensures a thin and lightweight frame.

Metal frame
Crystal lens
Polarized
100% UV protection
Made in Italy
Eye:59mm
Bridge:14mm
Temple:135mm

Ray-Ban RB3016Clubmaster Sunglasses:Ray-Ban Clubmaster Classic sunglasses are retro and timeless. Inspired by the 50s, the unmistakable design of the Clubmaster Classic is worn by cultural intellectuals, those who lead the changed tomorrow.

Acetate frame
Crystal lens
100% UV protection
Non-polarized
Made in Italy
Eye: 49mmor 51mm
Bridge: 21mm
Temple: 140mm



http://accessories.woot.com/offers/ray-ban-clubmaster-and-cockpi...
Daily Deals

woot! Coupons
g: 0 Posted By: remick
Views: 69 Replies: 0 MySQL Replication Simplified: Easy step-by-step examples to establish, troubleshoot and monitor replication
http://www.amazon.com/gp/product/B00KGJPVJ0

MySQL Replication Simplified explains how the replication process works and what the benefits are. Then, it provides detailed step-by-step east to understand examples with visuals to set up a variety of replication configurations including the process of copying master to replica, making configuration changes and commands to establish replication. This book offers ways to troubleshoot, especially to interpret errors and to repair broken replication. In the end, it provides a mechanism to monitor working replication to alert on the event of replication issues.

This book covers the following topics.

What is MySQL Replication
Benefits of replication
How replication process works
Replication configurations
Components of Replication system
Approach to replication
Copying master to replica
MySQL configuration parameters
Commands useful to establish replication
Setting up of replication user account
Establishing various replication configurations
Skipping SQL Errors
Using SQL_Slave_Skip_Counter
Experimenting with auto increment variables
Interpreting show slave status output
Understanding shows processlist
Including & excluding databases & tables in replication
Interpreting binary and relay log files using mysqlbinlog
Troubleshooting and repairing broken replication
Monitoring MySQL replication



The Complete Python Programming Handbook. New 2014 Edition
http://www.amazon.com/gp/product/B00JOME5WO

For the University Student studying a science discipline, the Python programming language can be daunting. This comprehensive Guide complete with reference material has a proven success rate in guiding you through the key concepts of Python Programming to provide you with the skills to pass comfortably.

Python is one of those rare programming languages which can claim to be both simple and powerful. You will find that you will be pleasantly surprised on how easy it is to concentrate on the solution to the problem rather than the syntax and structure of the language you are programming in.

Python is an easy to learn, powerful programming language. It has efficient high-level data structures and a simple but effective approach to object-oriented programming. Python's elegant syntax and dynamic typing, together with its interpreted nature, make it an ideal language for scripting and rapid application development in many areas on most platforms..

TABLE OF CONTENTS:

Preface
1 Introduction
2 Installing Python
3 First Steps
4 The Basics
5 Operators and Expressions
6 Control Flow
7 Functions
8 Modules
9 Data Structures
10 Problem Solving - Writing a Python Script
11 Object-Oriented Programming
12 Input/Output
13. Exceptions
14 The Python Standard Library
15 More Python
16 What Next?
Totally Free Deals
g: 6 Posted By: MoogLiberation
Views: 1260 Replies: 48 I'm in a unique situation and wanted to get your advice on what I should be doing financially. I have my own ideas but I'll keep that to myself right now because I want to hear your unbiased suggestions. I'm 30 years old and was diagnosed with an inoperable brain tumor in November. I haven't been given any kind of definitive prognosis, but for those that don't know, there isn't a cure for brain cancer and I've been told a pretty wide range in regards to prognosis that ranges anywhere from a few years up to 30 years (thankfully my biopsy results showed that it is very slow growing, so there is some hope). Anyways, here's a few other details about me: I live (rent) in NYC so the cost of living is pretty high. I'm on a commission based salary so it's hard to give an exact figure, but let's say I'm making about $120k/year. I got married last year and don't currently have any kids although they are in the near term plans. Also, I didn't have a life insurance policy before aside from the one I have through my work that is only equal to 1X my salary. There is an option to ramp that up as high as 8X my salary, but I couldn't do that until open enrollment in the fall and I don't even know if I would be able to do that now given my diagnosis. I'd love to hear of any other ideas you may have regarding life insurance though.

Some specifics about my financial situation:

$60k cash in savings
$0 credit card balance
$7,400 federal student loans at 2.1%. Yeah, that's not a typo. I'm currently just paying the minimum on the balance and just plan on riding it out.
$20k in Roth IRA invested in S&P500 ETF.
$60k in 401k. I just changed this recently to be about 70% invested in short duration taxable bonds, and 30% in an S&P500 ETF.

So what would you guys be doing if you were me? The old me pre-brain cancer would have had at least $50k of that $60k cash that's in my savings account invested in something like an S&P500 ETF but I'm hesitant to do anything that has that kind of risk associated with it now. Please let me know if any other details would help. I think I covered it all.

I'd be grateful for any and all ideas. Thanks guys.

Edit: A few more details:

I was already on short-disability for 3 months while I was receiving and recovering from radiation and chemo. Surprisingly, I was very responsible and elected to pay for the extra long-term disability insurance which pay 60% of my salary.

I have pretty good private health insurance with an out of pocket maximum of $1,650 that I literally hit on January 2nd because I was receiving radiation and chemo at the time. I maxed out my FSA at $2,500 for the year as well.

I have no idea what kind of benefits I would be entitled to through SSA/SSI. Does anyone know how I can figure that out?
Discussion Deals
ASUS C200MA-DS01 Chromebook - $199.99 @ Newegg
Added on : Sunday August 03rd 2014 03:00:03 PM
g: 0 Posted By: StrangeAnimal
Views: 177 Replies: 0 This is cheapest price for a new ASUS C200 Chromebook that I've found online. Amazon is currently offering it for $229.99. For those of you in the market for a Chromebook, the ASUS C200 is slower than the best-selling Acer C720, but the ASUS has a higher build quality and is fan-less so it runs completely silent. The battery life is also the best of all the Chromebooks currently available and is estimated to be around 11 hours.

http://www.newegg.com/Product/Product.aspx?Item=N82E16834231755&...




Laptops Deals

Newegg Coupons
Aluminum Commercial Stack Chaise Lounge at Sam's $46.81 YMMV
Added on : Sunday August 03rd 2014 03:00:02 PM
g: 0 Posted By: Brew
Views: 123 Replies: 0 My wife has been watching these chase lounge chairs at Sam's all summer. They are normally $120, but if you order on line and pick up in store, the price can be much lower. For giggles I checked the chairs online last night and they were out of stock at my closest Sam's, but when I checked a few more stores, a few had them in stock for as low as $46.81. One store had them for $70, one for $99.

So, a big YMMV, but worth checking the link and check all the local stores in your area. When we went to the store, they were still priced at $120, but had zero issues grabbing a couple and paying the $46.xx from my online receipt. Seem to be pretty good quality, and the reviews are very good. But one negative was that the chairs rub on each other and wear through the paint. We did have this problem with ours, but we aren't too concerned. They are aluminum, so lightweight and no concern about rust. For those in my area, Bloomington, MN had a bunch on hand for the $46.xx, Fridley, MN has them for $48.xx, in stock in a few others, but more expensive. You need to order online and pick up in store, to get the price. You don't pay until you pick up.

http://www.samsclub.com/sams/alum-sling-chaise/prod11740023.ip?s...
Furniture Deals

Sams Club Coupons
g: -1 Posted By: DaysFan
Views: 207 Replies: 0 http://www.radioshack.com/product/index.jsp?productId=25007966http://rsk.imageg.net/graphics/product_images/pRS1-17064492w345.jpg


Axis Computer Kit w/ Multimedia Speakers, USB KB & Mouse

Model:
815825012011
| Catalog #: 55064234
Sale Price:$13.95You save:$56.04 (80%)

AXIS GK-310 MULTIMEDIA KEYBOARD WITH USB CONNECTOR AXIS GS-128 MULTIMEDIA SPEAKERS (BLACK) AXIS GM-344 OPTICAL WEB MOUSE WITH USB CONNECTOR
AXIS GK-310 MULTIMEDIA KEYBOARD WITH USB CONNECTOR AXIS GS-128 MULTIMEDIA SPEAKERS (BLACK) AXIS

Pricing and availability: Please note that all prices are subject to change without prior notice. Prices advertised on this site are for online orders only. Prices on some items may differ from those advertised in RadioShack stores. All merchandise may not be available at all stores, and all stores may not participate in all sales promotions. We recommend you contact the store to confirm product availability and price.


http://www.radioshack.com
Model:
815825012011
| Catalog #: 55064234
Computers Deals

RadioShack Coupons
HPH Android Tv box 4g ram 32g rom HDMI 2.0 HDMI in 4K $180 shipped
Added on : Sunday August 03rd 2014 11:00:03 AM
g: 0 Posted By: bendetto821
Views: 99 Replies: 0 Ok my first post got deleted because I'm new at this and didn't provide a direct link to place order so here goes:
I'm a tv box junkie with over 10 models testedand a bunch of us are members of the forum freaktab where a few members have already received the lower spec 2g/8g model with good reviews. You have to order thru aliexpress with 30 day lead time(4g upgrade production run) and they don't accept paypal. Even if you add the cost of a square trade warranty its still a good price for those specs.

You have to create an account then place the order with freaktab in order note but don't apply payment yet, they will adjust it to the lower price and you will be sent an email to pay. Here is the link:
http://www.aliexpress.com/item/Android-TV-BOX-with-RK3288-4G-DDR...

~~Hardware Specifications:
CPU Processor: RK3288 28nm Cortex-A17 Quad-Core Processor
Graphics Processor: Embedded Quad-Core Mali-T764 3D GPU, support OpenGL ES1.1/2.0/3.0, OpenVG1.1, OpenCL1.1 and Renderscript, Directx11, 2D GPU support 8Kx8K input, 4Kx4K output
System Memory: LPDDR2 2GB (4G optional)
Storage capacity: 8GB Flash (16B/32GB/64GB optional)
Network: Wireless: Support Wi-Fi 2.4GHz/5GHz 802.11 b / g / n & 802.11 a / c, cable: Support 100M/1000Mbps Gigabit Ethernet Base-T standard.
Bluetooth: Bluetooth 4.0
Storage Expansion: Support MicroSD (TF) card, up to 32GB
Power supply: DC 5V/2A
Operating System: Android 4.4
External Interface
HDMI output: 1xHDMI A-type female, HDMI2.0, support 4K 2K decoder outputs
HDMI input: 1xHDMI A-type female, maximum support 1080P (60HZ) Input
USB Interface: 3XUSB Host, 1XOTG (Micro USB)
Fiber Interface: 1xSPDIF digital audio output
Reader: 1xTF deck
AV and analog audio output interface: 1x3.5mm headset seat
Network Interface: 1xRJ45
Power Interface: 1xDC socket
Antenna: External antenna Wi-Fi
Camera: 5,000,000 AF (optional)
MIC: no noise no echo silicon microphones
Audio Video
Audio formats: support for MP1, MP2, MP3, WMA, WAV, OGG, OGA, APE, FLAC, AAC, M4A, 3GPP and other audio formats, a variety of EQ mode, support synchronous lyrics display lyrics and the whole page
Audio Output: HDMI audio output, left and right channel analog audio output
Video decoding formats: Full video format decoding, support for H.265 hardware decode, support SMPEG-1, MPEG-2, MPEG-4, H.263, H.264, AVS, VC-1, RV, VP6/VP8, Sorenson Spark, MVC
Video encoding formats: H.264, H.265, VP8, MVC (1080P)
Video Output: HDMI output: Ultra HD maximum support 4Kx2K (3840 * 2160), AV Output: PAL system and NTSC system
H.264, H.265 Frame rate: up to 60fps
Picture format: JPG, JPEG, BMP, GIF, PNG, JFIF formats picture browsing, support maximum resolution of 8176 * 8176
EBook Reader: Supports e-book formats TXT, LRC, PDF, Html, Htm, EPUB, etc.
Software expansion: Support Google market, support APK installation
Electronics Deals
g: 0 Posted By: MoogLiberation
Views: 127 Replies: 6 I'm in a unique situation and wanted to get your advice on what I should be doing financially. I have my own ideas but I'll keep that to myself right now because I want to hear your unbiased suggestions. I'm 30 years old and was diagnosed with an inoperable brain tumor in November. I haven't been given any kind of definitive prognosis, but for those that don't know, there isn't a cure for brain cancer and I've been told a pretty wide range in regards to prognosis that ranges anywhere from a few years up to 30 years (thankfully my biopsy results showed that it is very slow growing, so there is some hope). Anyways, here's a few other details about me: I live (rent) in NYC so the cost of living is pretty high. I'm on a commission based salary so it's hard to give an exact figure, but let's say I'm making about $120k/year. I got married last year and don't currently have any kids although they are in the near term plans. Also, I didn't have a life insurance policy before aside from the one I have through my work that is only equal to 1X my salary. There is an option to ramp that up as high as 8X my salary, but I couldn't do that until open enrollment in the fall and I don't even know if I would be able to do that now given my diagnosis. I'd love to hear of any other ideas you may have regarding life insurance though.

Some specifics about my financial situation:

$60k cash in savings
$0 credit card balance
$7,400 federal student loans at 2.1%. Yeah, that's not a typo. I'm currently just paying the minimum on the balance and just plan on riding it out.
$20k in Roth IRA invested in S&P500 ETF.
$60k in 401k. I just changed this recently to be about 70% invested in short duration taxable bonds, and 30% in an S&P500 ETF.

So what would you guys be doing if you were me? The old me pre-brain cancer would have had at least $50k of that $60k cash that's in my savings account invested in something like an S&P500 ETF but I'm hesitant to do anything that has that kind of risk associated with it now. Please let me know if any other details would help. I think I covered it all.

I'd be grateful for any and all ideas. Thanks guys.
Discussion Deals
Canon PowerShot A4000 IS Silver Refurbished $35.99 w/FS @ Canon
Added on : Sunday August 03rd 2014 07:00:02 AM
g: 0 Posted By: ctgolfer
Views: 49 Replies: 0 Features
8x Optical Zoom with 28mm Wide-Angle Lens
The 8x Optical Zoom (35mm equivalent: 28-224mm) in PowerShot A4000 IS digital camera is the most powerful ever seen in Canon's A-Series. It gives you a huge range of potential images from a single location, which is perfect for sporting events and other occasions when your shooting stance is fixed, or times when moving in too close might disrupt the action you're trying to capture. The lens's 28mm wide-angle perspective puts more image in every frame for dynamic, exciting shots.

Optical Image Stabilizer
Handheld shooting can often lead to camera shake, making photos and videos blurry. Canon's Optical Image Stabilizer is a sophisticated system that uses lens-shift technology to correct unwanted camera movement.

16.0 Megapixel Image Sensor with DIGIC 4 Image Processor
With the camera's 16.0 Megapixels of resolution, your images are rich and clear, with textures and tiny details faithfully reproduced even at the long end of the big 8x Optical Zoom. This high level of resolution is ideal for creating the largest prints, and allows you the flexibility to blow up and crop any section of an image to express your creativity. The DIGIC 4 Image Processor powers the camera's advanced systems and features, ensuring fast, reliable performance with low battery consumption.

DIGIC 4 Image Processor
Canon DIGIC Image Processors have set the standard for functionality and performance since their groundbreaking introduction in 1999. With each successive generation, DIGIC processors have brought elevated performance and powerful new features to PowerShot digital cameras. The DIGIC 4 Image Processor has ushered in a new level of picture quality and accelerated processing, making possible features such as high-speed continuous shooting, HD video and Face Detection Self-timer.

Smart AUTO
Smart AUTO automatically detects scenes by assessing various factors in both the background and the subject. Detected scenes are analyzed using 32 predefined shooting situations. The camera then makes optimal settings to ensure the best possible image capture when shooting still images.

720p HD Video
You can shoot high definition video anytime, anywhere right from the pocket-sized A4000 IS. With a simple push of the dedicated movie button, you'll be able to instantly record every moment in motion. 720p HD video is smooth, vivid, and beautifully lifelike, making it an ideal way to capture special memories.

iFrame
With the PowerShot A4000 IS digital camera, you can also shoot video in the Apple iFrame format. It keeps file sizes small, making it more convenient to upload or e-mail high-quality videos.

Intelligent IS
The latest advance in Canon Optical Image Stabilization technology, Intelligent IS analyzes camera movement and applies the best shake correction method for the shooting situation.

Help Button
The PowerShot A4000 IS digital camera is designed to be fun and easy to use, even for beginners. A new Help Button on the camera's exterior brings up the help menu any time you need it, right on the LCD screen. From here, you can scroll through a variety of topics that answer your questions with clear explanations, offer helpful shooting advice, and show you diagrams highlighting the position of any buttons you'll need.

Lithium-ion Battery
The Canon PowerShot A4000 IS digital camera uses a rechargeable Lithium-ion battery. This compact, powerful battery helps make it a lightweight and slim camera. Charge-up is quick and easy, so the PowerShot A4000 IS will be ready and waiting for those special moments.

http://shop.usa.canon.com/shop/en/catalog/powershot-a4000-is-sil...
g: 0 Posted By: remick
Views: 102 Replies: 0 http://www.amazon.com/gp/product/B00HI04VJG

A DIY book for those who want to repair furniture but don't know how to go about doing it. This is a photo intensive ebook that will help the occasional craftsperson maintain a family heirloom. Without resorting to taking it to a woodworking business. It is easy to follow and to read.
this is the first in a series of Morgan's Woodwork Shop DIYs
Books & Magazines Deals
Free Kindle Book- Mary Magdalene: A Novel (was $14.99)
Added on : Saturday August 02nd 2014 06:00:02 AM
g: 0 Posted By: remick
Views: 232 Replies: 0 http://www.amazon.com/dp/B0073UPQMM/

4.6 out of 5 stars (117 customer reviews)

Long maligned as a prostitute or a woman of questionable reputation, Mary Magdalene's murky story seems lost to the sands of time. Now a portrait of this enigmatic woman comes to life in the hands of an imaginative master storyteller. Diana Wallis Taylor's Mary is a woman devastated by circumstances beyond her control and plagued with terrifying dreams--until she has a life-changing confrontation with the Savior.

Lovers of historical and biblical fiction will find this creative telling of Mary's story utterly original and respectful as it opens their eyes to the redeeming work of Christ in the lives of those who follow him.



also free

Unmending the Veil
http://www.amazon.com/dp/B00E80O1CQ/
4.9 out of 5 stars See all reviews (81 customer reviews)

Unmending the Veil implies that somehow the torn Temple veil has been mended. Stitch by stitch, Robin has closed her heart off to God. Years have passed since a nearly fatal attack by her husband, and still, she is paralyzed by fear and grief.
When faced with the command to forgive all things, will Robin be able to forgive the man who nearly killed her, forgive God for taking what mattered most, and forgive herself for her own attempt at murder?


Michal's Window (A Novel: King David's First Wife)
http://www.amazon.com/dp/B007CVT9F2/
4.1 out of 5 stars (115 customer reviews)

A novel of betrayal, forbidden love, and redemption, Michals Window is an imaginative retelling of King David's story through the eyes of the woman who loved him first.


Preacher's Daughter, The (Annie's People Book #1) (Annie's People)
http://www.amazon.com/dp/B00B5J4TZM/
4.5 out of 5 stars (82 customer reviews)

Annie's People Book 1- A new series from The New York Times bestselling author of the ABRAM'S DAUGHTERS series! The Preacher's Daughter begins a remarkable journey of heartache and homespun delight--a series readers will find impossible to forget. Paradise, Pennsylvania, is likened to a little slice of heaven on earth...but for Annie Zook--the preacher's eldest daughter--it seems like a dead-end street. She is expected to join the Amish church, but at 20 she is "still deciding." Because of the strict rules that guide the Plain community, she must continually squelch her artistic passion, although it has become her solace. In her signature style, with character depth and unexpected plot twists, beloved novelist Beverly Lewis once again opens the door to the world of the Amish.


Night Before Dawn (Dawn Series -Book 1)
http://www.amazon.com/dp/B009O8H8LI/
4.9 out of 5 stars (41 customer reviews)

Night Before Dawn is an inspiring novel about a young womans struggle to find peace in the center of tragedy, new life in the midst of loss, and forgiveness in the heart of betrayal

Books Deals

Amazon Coupons
'Summer Job? Time to Start a Roth I.R.A.' (NYT)
Added on : Saturday August 02nd 2014 04:00:04 AM
g: 0 Posted By: tuphat
Views: 24 Replies: 0 No rocket science, but useful backup for those of us who encourage young people to set up Roth IRAs, for summer jobs, etc., esp. where parents can help max out the contribution.

Also: Interesting discussion at end of article about college financial aid and student-owned retirement accounts.

http://nyti.ms/1qCArAA
Discussion Deals
g: 0 Posted By: alamo11
Views: 0 Replies: 0 I know it's Fox but..

This is how unethical servicers make money!


One of the country's largest overseers of troubled home loans, Nationstar Mortgage Holdings Inc., is quietly trying to sell a $100 million insurance agency that doesn't appear to exist.Harwood Service Co. has no website, no independent offices and only a single registered agent. The switchboard operators at Nationstar's headquarters in Lewisville, Texas, haven't heard of Harwood. Call-center employees of Assurant Inc., the insurance carrier whose policies Harwood sells, say the company is just a name used to refer Nationstar business.Only one thing justifies Harwood's nine-figure price tag: The ethereal company has long collected commissions on high-priced insurance that Nationstar compels otherwise-uninsured homeowners to buy. If homeowners can't pay for this "force-placed" coverage, Nationstar forecloses on their homes and sends the bill to mortgage bond investors.New rules by the Federal Housing Finance Agency, investigations by state regulators and class-action settlements now prohibit servicers from collecting commissions on such insurance policies, and the country's biggest brand-name banks have renounced the practice.But some large subprime-mortgage servicers appear to be trying to skirt those rules. They are selling or have sold the nearly nonexistent insurance agencies or have already made profitable business arrangements to try to comply with the new rules.The multimillion-dollar deals illustrate how regulators are still wrestling with messy banking practices more than six years after the housing market's collapse. They also mean that newly sold insurance subsidiaries have an incentive to compel struggling homeowners to buy costly policies, to justify the high sales prices commanded when the insurance agencies were sold.Harwood collected more than $40 million last year on more than $200 million worth of insurance billed to homeowners, according to two people familiar with Nationstar's confidential sales pitch for the business but who spoke on condition of anonymity because they were not authorized to discuss it.Force-placed insurance is a type of backup property insurance meant to protect mortgage investors' stake in uninsured properties. Standard mortgages require borrowers to maintain homeowners insurance and authorize the loan's servicer to buy coverage when borrowers don't. If the borrowers don't pay for the new insurance, servicers foreclose on their properties and stick the bill to mortgage investors.Nationstar's first attempt to sell its affiliated insurance agency fell through early this month after The Associated Press raised questions about the deal, prompting New York's Department of Financial Services to take a look. Nationstar is still seeking to sell the insurance agency, said one person who is familiar with its efforts and requested anonymity to discuss its business affairs without authorization to do so publicly.Nationstar declined to discuss details of Harwood's business.In court, however, Nationstar has opted not to fight to defend its arrangements. Earlier this month, Nationstar and Assurant Inc. reached a deal to settle a class-action lawsuit in the U.S. District Court for the Southern District of Florida that alleged Harwood existed solely to "funnel profits" to Nationstar at borrowers' expense.It's unclear how or whether the Federal Housing Finance Agency, the industry's principal U.S. regulatory agency in Washington, will respond to such sales. In a statement, it expressed concern about the deals. But it said it could not stop servicers from selling their insurance agencies, even as it said it would work with Fannie Mae and Freddie Mac if the companies were circumventing the new rules.The nation's third-largest servicing company, Walter Investment Management Corp., disclosed in its Securities and Exchange Commission filings that rules banning commissions will cost it roughly $20 million a year and said it was "actively looking at alternatives" to giving up the cash. A spokeswoman, Whitney Finch, declined to explain further but said the company would comply with all rules and regulations.Another company, Carrington Mortgage Services LLC of Santa Ana, California, didn't sell its insurance agency. It just agreed to let someone else collect the profits.In an Irish bond prospectus filed last year, Carrington's parent company disclosed that a buyer had paid it $21.25 million in late 2012. If Carrington doesn't send back at least that amount to the agency's buyer in commissions, it will have to give back some of the money it received.Carrington executives denied that its obligation to deliver $21.25 million of commissions would in any way affect homeowners or mortgage investors, and noted that it is not subject to the finance agency rules because it services loans owned by private investors. In its Irish prospectus, however, Carrington warned that some regulators believe the commissions "may constitute an improper 'kickback'," and added: "Should any regulator decide to take action, we may be forced to pay restitution."

http://www.foxbusiness.com/markets/2014/08/01/some-subprime-mort...
g: 21 Posted By: TeeSemmel
Views: 2479 Replies: 7 Just got the e-mail update that the upcoming Costco coupons are online.
Just started looking through but wanted to post fast.

Chicken Alfredo once again $3 off. I like this one
Huggies for those that wait for that. $6 off. For us those times are long gone.
Several Tide products and Woolite.
Finally the bigger batteries C and D, $3 off
Tomato Basil Soup $2.50 off
24 Sharpies for $9.99 AC (one of the rare cases where the price is listed)

The Brother laser doesn't seem such a good deal as the HL-2240 was $40.17 AC at Staples a while back.

Costco Deals
24" Bolt Cutter FAR @ Menards B&M (in store credit)
Added on : Friday August 01st 2014 01:00:02 PM
g: 0 Posted By: TeeSemmel
Views: 117 Replies: 0 Surprised it wasn't posted before: Menards has a $19.99 24" bolt cutter free after rebate. Yes, it's just a Tool Shop, probably not for the professional or the real serious hobbyist, but good enough to cut those rubbermaid wire shelving to the right length instead of scratching it through with an old hack saw. (At least worked for me that way.)
As usual with Menards no money back, but in store credit.

Also on first page of the current Project Days flyer.

Only good until tomorrow.

g: 3 Posted By: TeeSemmel
Views: 428 Replies: 0 Just got the e-mail update that the upcoming Costco coupons are online.
Just started looking through but wanted to post fast. Will update with highlights later.

Chicken Alfredo once again $3 off. I like this one
Huggies for those that wait for that. $6 off. For us those times are long gone.
Several Tide products and Woolite.
Finally the bigger batteries C and D, $3 off

Costco Deals
New Arrivals: McQ Alexander McQueen - Leopard Pixel Pouch
Added on : Friday August 01st 2014 09:02:00 AM
Leopard Pixel Edge Pouch is crafted in textured leopard print calf skin and leopard pixel PU in a grab-n-go style that is great for those spur-of-the moment nights out. Featuring zip pouch closure and wristlet, internal zip pocket, leather logo plaque and brass hardware with signature gunmetal finish. Signature dust bag included.
GA Georgia Tax free days - Aug 1-2
Added on : Friday August 01st 2014 07:00:10 AM
g: 0 Posted By: Mulox
Views: 245 Replies: 0 If you live in GA, today and tomorrow are tax free on the following items:

Clothing ($100 or less per item)
Computers/tablets($1,000 or less per item)
School supplies($20 or less per item)

For full details on what qualifies and exclusions:
http://georgia.gov/blog/2014-07-29/back-school-tax-free-holidayC...

COMMON QUESTIONS:

Are uniforms for athletic events covered?
Yes. The price limit still applies ($100 per item). However, if youre renting uniforms or costumes, those items do not qualify for the tax exemption.

Can I shop tax-free online?
Yes, it is possible. Keep in mind that each store will have to rearrange its codes so that when you enter your shipping address to reflect your home state, the technology will have to be in place to take the taxes off of your bill. Some online retailers will be more aware of Georgias tax exemption than others. The best way to find out for sure is to call the retaileror live chat directly. I have found some that still show tax(Amazon, CowBoom) at checkout, but after talking with them, they agreed to honor it by applying a credit post-order.
Services Deals
MoneyPak Opens Path to Fraud Schemes
Added on : Friday August 01st 2014 01:00:05 AM
g: 0 Posted By: NEDeals
Views: 75 Replies: 0 Federal authorities are sounding alarms about a wide range of fraudulent schemes involving a popular prepaid money card product.

Thousands of consumers have been lured into sending money through the card, called MoneyPak. For online fraudsters, the reusable green-and-white paper card that can be used to quickly reload, or transfer, hundreds of dollars in cash onto another prepaid card is often the money conduit of choice, regulators and law enforcement officials say.

The abuses are mounting as the market in prepaid cards is increasingly finding favor with Americans who dont have access to a traditional bank account or credit card. The roughly $80 billion that consumers are expected to put on prepaid debit cards this year is double the amount put on those products in 2010, according to the Mercator Advisory Group, a banking industry consulting firm. Consumers also use the cards to transfer money into PayPal accounts to shop online...

dealbook.nytimes.com/2014/07/31/popular-prepaid-money-card-opens-path-to-fraud-schemes/

mobile.nytimes.com/blogs/dealbook/2014/07/31/popular-prepaid-money-card-opens-path-to-fraud-schemes/
Discussion Deals
g: 1 Posted By: remick
Views: 126 Replies: 0 http://www.amazon.com/gp/product/B00LNE6V14/

Before you pull out the lawn mower or sign up for the lawn mower service, grab a copy of this book to get insight on a strategy that will allow you to efficiently earn the best lawn in the neighborhood and that will keep you from wasting time and money on losing battles.

Among the variety of books on lawn and garden, it has been impossible to find one that combines a concise strategy and actionable tactics with clear photographs of the weeds that are causing your lawn care problems. That gap has now been filled.

How do you come up with a schedule for lawn feeding?
When do you apply feedings to your lawn?
What do forsythias have to do with anything?
Do pre-emergent applications only apply to crabgrass?
Is your lawn supposed to be a pleasure? or a master?

These are some of the questions addressed and answered in a short, targeted text of the NC WEED KILLERs strategy for lawn care and weed control.

Then there are 31 full color close-up photographs in the Rogues Gallery of common weeds. Knowing what you are up against allows you to pick the best strategy and Target the best weed control herbicide.

Luckily, landing in the 7c zone of North Carolina, the NC WEED KILLER has been able to document the weeds that have been creating problems from New York to Georgia, from North Carolina to The Pacific Northwest. And, he has been able to work out the best ways to combat those weeds- and win!

With the books available made so large to attract publishers, and so complex that there is too much information, the home gardener has been left without clear guidelines and a concise strategy. With hardcover volumes so large and with those little web site thumbnail pictures on your computer, getting the information out into the garden for good side by side comparison has been difficult, if even possible. Pick up your 8 x 8 copy of A Photo Handbook to Weeds and head for the yard!

A simple plan, portable information, and actions that arent going to rob all your time and money. You are looking at the answer you have been looking for.
Books & Magazines Deals
Retracted stock option grant in latest review
Added on : Thursday July 31st 2014 07:00:13 PM
g: 0 Posted By: ihaslittledolla
Views: 76 Replies: 0 In my most recent review, I was granted an additional x number of shares. Before the board meeting where this could be approved, an offer was put on the table to acquire the company. Now the company wants me to sign a letter agreeing to give up those shares as it is "not in the best interest of the company and its stockholders". The way it's been explained to me is that once the offer was on the table, the company has a different valuation. Hence, the strike price of the shares goes up to the same amount of the offer on the table. Hence, it would be of no gain to me since the price for me to acquire it would be the same price the shares would sell at.

Instead, they want me to sign a release agreement agreeing to give up those shares and they claim that in the retention package, this has been factored in and the retention package is now higher (presumably) as a result. I have no way to verify this portion other than to trust them.

Is this a valid thing (ie. legal) for the company to do? And if so, should I go ahead and sign? Has anyone experienced this and can share what happened?
Investing Deals
g: 0 Posted By: disenchanted
Views: 162 Replies: 0 For those folks that want to program MCU units but lack the programming skills.
You drag n drop, to create a sort of a flowchart and FlowCode creates the code needed to run your program.

FlowCode V6 is 50% off through Aug 5th.
Was $574.00, now $287.00

50% off FlowCode V6

PIC version

AVR version

ARM version

dsPIC version
Software Deals
g: 2 Posted By: Canucklehead
Views: 253 Replies: 0 Camera body alone is $1099 usually.
For an extra $86 AR, you get Printer, Extra Battery, Bag, 16GB Memory Card.

After $400 Canon Rebate. If you did the rebate last month, this one is new so no prob. I got my last rebate in 20 days.
http://www.adorama.com/pdfs/rebates/july_14_adorama_canon_mir_pr...

Sell the printer for $150. Sell the lens for $275. Could get Body only for as low as $785 with extra goodies. Sell those and save more.

Don't forget $45 in FatCash at Adorama (3% right now). If you don't have a sales guy, put "Steve Chill" in 'who helped you'. He's a good guy.

Adorama: http://www.adorama.com/ICA70DK1Z.html

B&H: http://www.bhphotovideo.com/c/product/1046510-REG/canon_eos_70d_...

Camera and lens are $1449 right now on Amazon. So this is a great deal.
SLR & dSLR Deals

B&H Photo & Video Coupons
Noodle & Co - Register eClub & Rec A Free Dish on B-Day
Added on : Thursday July 31st 2014 04:00:07 AM
g: 0 Posted By: CindyLouWho2
Views: 150 Replies: 0 ~~Noodle & Co - Register eClub & Rec A Free Dish on B-DayRegister with Noodles & Company eMail Club and receive a free dish on your birthday along with a special surprise on your Noodlegram anniversary. Besides the coupons mentioned above, Noodles & Company sends multiple coupons throughout the year and quite a few of those coupons are for free items. Complete the eMail club registration form and submit to start your membership and receive your free Noodles & Company .http://www.noodles.com/noodlegram/
Surveys & Rewards Deals
New rules will require banks, brokers to identify beneficial owners
Added on : Thursday July 31st 2014 03:00:05 AM
g: 0 Posted By: tuphat
Views: 53 Replies: 0 The U.S. Treasury Dept., through the Financial Crimes Enforcement Network (FinCEN), recently proposed rules that will, among other things, require banks, brokers and others to verify theidentity of the beneficial owners of
legal entity customers (i.e., the natural persons who own or control legal entities like LLCs and partnerships).

Of potential concern to those of us interested in financial privacy; not of concern to those that believe "if you haven't done anything wrong, you have nothing to hide."

Proposed rules at: http://www.fincen.gov/statutes_regs/files/CDD-NPRM-Final.pdf

Treasury seems to bedoing administratively what it previously thought required legislative action; see archived FWF topic.

Discussion Deals
g: 0 Posted By: ctgolfer
Views: 144 Replies: 0 Matterhorn 1998 Mens 8 Inch Waterproof Non-Insulated Lace to Toe Boots, Black
Features:
Water-Resistant, Breathable Full Grain Leather
Cordura Nylon
Moisture Wicking Lining
Waterproof/Breathable GORE-TEX Bootie
Polyurethane Midsole
Removable Polyurethane Cushioned Insert
Non-Metallic Shank
Vibram Sierra Rubber Outsole
Goodyear Patented Flex-Welt Construction
Cambrelle
Cordura
Gore-Tex
Vibram Sierra - Black

Matterhorn 4600 Mens 7 Inch Suede Leather Mach Boots, Tan
Features:
Feel like you've been climbing the ladder at work forever? Reach the pinnacle of working comfort with Matterhorn 4600 7 inch Tan Suede Leather Mach Boots. Will they help you get a promotion? Well...they will help you get through your day without so much foot discomfort.
Quality suede leather, in a very light brown shade, gives you supple softness even when the work day is rough and hard. The 1200 denier Cordura tongue, a durable nylon, prevents the wear and tear you get from lacing up. The round nylon laces are part of Matterhorn's Silent Speed Lace System, abrasion-resisting material that helps you stay secure.

Those slightly darker rubber tips and counters (for the toe and heels) are abrasion-resisting, preventing wear in these frequently-trampled boot areas. Lateral (metal-free) composite supports and shanks are built right in, supporting your legs and feet so muscles don't get so stressed (and neither will you).

Shock-absorbing, softly cushioned inserts protect your feet from flooring. These inserts are made with DRYZ technology, moisture-wicking material that locks wetness away in an antimicrobial, odor-fighting core.

Matterhorn's patented Scrambler outsoles feature a unique tread pattern for great traction, a slip-resisting design that keeps you going steady. These dual-density outsoles offer two layers of support, oil-resisting to prevent wear and corrosion. Find out what a difference comfort can make with Matterhorn 4600 7 inch Tan Suede Leather Mach Boots.

Matterhorn 4949 Men's 10" Waterproof Insulated Lace To Toe Boots, Desert Tan
Features:
200 grams of Thinsulate Insulation
Desert Tan Rough Out Leather
Cambrelle Breathable Moisture Wicking Lining
Waterproof/Breathable GORE-TEX Bootie
Polyurethane Midsole
Removable Polyurethane Cushioned Insert
Non-Metallic Shank
Vibram Sierra Fire & Ice Slip-Resistant Outsole
Goodyear Patented Flex-Welt Construction

Matterhorn 4001996 Mens 8" Waterproof Leather & Cordura Insulated Boots, Black
Features:
Waterproof/Breathable GORE-TEX Bootie
Water-Resistant, Breathable Full Grain Leather
Thinsulate Insulation 400 grams
Cambrelle Breathable Moisture Wicking Lining
Cordura High Performance Fabric
Shock Absorbing Polyurethane Midsole
Removable DRYZ Moisture/Odor Control Shock Absorbing Cushioned Insert
Fiberglass Shank
Vibram Sierra Outsole

Matterhorn 4007831 Mens 8 Inch Waterproof Insulated Combat Boots, Black
Features:
Water-Resistant Breathable Full Grain Leather Upper
Waterproof/Breathable GORE-TEX Bootie
Moisture Wicking Lining
400 grams of Thinsulate Insulation
Removable DRYZ Polyurethane Cushioned Insert
Non-Metallic Shank
Goodyear Patented Flex-Welt Construction
Polyurethane Midsole
Vibram Sierra Fire & Ice Slip Resistant Outsole
Made in USA

Matterhorn 4402494 Mens Safety Toe Waterproof Insulated Field Boots, Tan
Features:
Goodyear Patented Flex-Welt Construction
Waterproof / Breathable Gore-Tex Bootie
Top Quality Desert Tan Fleshout Leather
Thinsulate Insulation 400 grams
Cambrelle Breathable Moisture Wicking Lining
Removable DRYZ Moisture / Odor Control / Shock Absorbing Cushioned Insert
Fiberglass Shank
Patented PGD Shock Absorbing Polyurethane Midsole
Vibram Sierra Outsole
Non-Metallic Safety Toe: Meets ASTM F2413 Standard for Protective Footwear

Matterhorn 6001949 Mens 10 Inch Waterproof All Leather Field Boots, Black
Features:
Waterproof/Breathable GORE-TEX Bootie
Water-Resistant, Breathable Full Grain Leather
Thinsulate Insulation 600 grams
Cambrelle Breathable Moisture-Wicking Lining
Goodyear Welt Construction
Leather Comfort Collar
Removable DRYZ Moisture/Odor-Control Shock-Absorbing Cushioned Insert
Shock-Absorbing Polyurethane Midsole
Fiberglass Shank
VIBRAM Kletterlift Outsole
Also available with 200-gram Thinsulate

Matterhorn CV8787 Men's 10" Waterproof Insulated Boots Safety Toe, Sage Green
Features:
Non-Metallic Safety Toe Box: Meets ASTM F2413 Standard for Protective Footwear
Sage Water Resistant Breathable Full Grain Leather
400 grams of Thinsulate Insulation
Moisture Wicking Lining
Waterproof/Breathable GORE-TEX Bootie
Polyurethane Midsole
Removable DRYZ Polyurethane Insert
Non-Metallic Shank
Goodyear Patented Flex-Welt Construction
Heel Height: 1 1/4"

Matterhorn CV30375 Women's 8 Inch Non Metallic Superboot III, Black
Features:
Model CV30375
8 Inch
Women's
Non Metallic
Color: Black

www.ebay.com/itm/201138334610
Shoes Deals

eBay Coupons
BELIEVE the bs that your boss pays half of your SS?
Added on : Wednesday July 30th 2014 02:00:08 PM
g: -7 Posted By: nicj4070
Views: 169 Replies: 5 No, you pay all of it. your boss just helps Big Bro steal it from you, like he does your other taxes. Say you're my boss, you pay me $10 an hour. SS, unmploye, etc, add another $1 per hour. you must be able to turn a profit, after paying the ENTIRE $11 per hour. He doesn't CARE who it goes to, it's still all of it one of his expenses. Say SS magically disappeared, can he STILL charge you that $1 an hour "extra" out of your check? what if his competitor is paying the full $11 an hour to HIS workers, hmm? who will you soon work for? Whom will you be mad at? To whom will you tell everything you know about your old boss? So you see, you ARE paying all of your SS 15%. it's a tax, just like all the rest of it, and if you're less than 50 years old, you'll never see a dime of it, either. The $ bill is going to collapse before you're 70 (which will be YOUR minimum retirement age. The baby boomers are going to collapse SS, and with it, the $. Politicians don't DARE touch current SS policies, so they will just inflate the $ the rest of the way into worthlessness. it's already only worth 1.5c on what USED to be a $ (vs price of gold) A $20 bill, 100 years ago, bought an oz of gold. Now it takes (approx) 65 of those same $20 bills to buy that oz of gold.
Discussion Deals
everything you buy costs 2-3x as much as without SS, taxes
Added on : Wednesday July 30th 2014 01:00:09 PM
g: 0 Posted By: nicj4070
Views: 0 Replies: 0 Say you buy a car. car's require steel. steel is made from iron ore and coal. Do the people who mine those pay ss and taxes? Yes the do, so do the people who ship those things to the steel plants. do the steel workers pay ss and taxes? of course, so do the people who ship the steel to the car maker. do the carmakers pay ss and tax? sure, so do those who ship the car to the dealer, and so do car dealers, and then YOU PAY FOR ALL OF IT when you buy the car (with money that you've paid ss and taxes on ). If you don't believe me, check prices( on the same stuff you buy here) in China, or Taiwan. You're getting shafted, big time all the time, and you don't even realize it.
g: -1 Posted By: ionelpapusoi
Views: 51 Replies: 3 Also posted a topic in Deal Discussion, but think also can get some opinion here. I took the decision to go for a prepaid plan and one guy says H2O is good for GSM and Pageplus for CDM. Still, H2O is not a reseller of Verizon as far as I see herehttp://www.allprepaidplans.com/network/verizon... And I want one of those normally. But if you guys also think H2O is a good service, it will help me a lot to take a decision easier. So, what can I see? Thank you from now!

Discussion Deals
liability insurance for rental property
Added on : Wednesday July 30th 2014 07:00:08 AM
g: 1 Posted By: bxd20
Views: 105 Replies: 1 Hello.

My mom just passed away. My parents have a small (888 sq ft) house in FL. My dad is older now and he won't be traveling there by himself for vacation. So the options are to sell it, or, turn it into a vacation rental property and list on vrbo / homeaway.

I am trying to accurately break down all costs to rent it out. We'll need a property manager that is local obviously. There will be things that break, maintenance, etc.

The main focus for my thread however is insurance. This house can't be insured due to proximity to beach and the general hurricane threat. I am willing to risk losing the structure to storm. However, I'm not keen on a renter getting injured and suing me. Let's say my property manager really missed something semi-dangerous, a screw that backed out of the carport supports. Renter walks into it, big gash on head, thousands in hospital bills. Or worse.

What are my options? I am not very familiar with liability insurance or umbrella insurance. Are those what I should be looking at? It would need to protect all of my dad's assets against a freak accident . My dad and I are both quite risk averse, so the idea is a little worrying. But the area is in good demand, there are other homes on vrbo, and it would be a nice income stream.

All comments are appreciated!
Personal Finance Deals
ETFs vs Mutual Funds
Added on : Wednesday July 30th 2014 03:00:06 AM
g: 0 Posted By: BrunoB
Views: 46 Replies: 0 What are pros and cons?
Example: ETFs are superior over MFs except for those ETFs where the insufficient liquidity masks the load with a spread on bid-asked, and the fees and expenses eat up much of the earnings.
General Economics Deals
g: 0 Posted By: Xenocrates
Views: 169 Replies: 0 AMD Barebones Kit: FX-8350 8-Core CPU, MSI Motherboard, 8GB DDR3, 1TB HDD - $349.99 AR FS @ Tiger Direct

Rebates: 2x$20 MIR for Adata RAM,$10 MIR for SolidGear Power Supply,3x$10 MIR on Kingwin Case Fan

This deal is especially for all those users out there who love Tiger Direct rebates.

Includes:

AMD FX-8350 Eight-Core 4GHz AM3+ Processor (FD8350FRHKBOX)
MSI 970A-G46 AMD 9 Series AM3+ ATX Motherboard
8GB (2x 4GB) ADATA XPG V1 DDR3 1600 Desktop Memory (AX3U1600C4G11-SD)
1TB WD Blue 3.5" Internal Hard Drive (WD10EZEX)
3x Kingwin Case Fan (CFBL-012LB LED)
650W SolidGear Power Supply (SDGR-650E)
Cougar Solution Black Steel Gaming ATX Mid Tower Case

Computers Deals

Tiger Direct Coupons
g: 0 Posted By: ctgolfer
Views: 118 Replies: 0 Condition: Refurbished
Packaging: Hassle-Free
Warranty: 90 Days
Brand: Cisco-Linksys
Model: WRT120N

Product Features:
Enables you to share your high-speed Internet connection Wi-Fi enabled devices
Step up to the speed of wireless N
Offers speeds up to 15x greater than those of 802.11g routers
2 internal antennas ensures strong signals with a wide range
Four Ethernet LAN-Ports allow you to connect manually to computers, printers or other wired devices
LED front panel status indicators
Wi-Fi certified to ensure interoperability with IEEE 802.11g and 802.11b devices
Equipped with 10/100 auto crossover (MDI/MDI-X) Ethernet ports
Complies with IEEE 802.11g and 802.11b standards
Easy-to-use setup wizard
Device can be placed horizontally or wall-mounted
Compatible with MAC or PC

What You Get:
Cisco Linksys Wireless N Router, WRT120N
AC Power Adapter


www.dailysteals.com/#deals/29086
Routers Deals
g: 0 Posted By: Xenocrates
Views: 107 Replies: 0 NETGEAR R6200-100PAS V1 Dual Band AC Gigabit Wireless Router IEEE 802.11a/b/g/n/ac+ Free Motorola SB 6141 Modem - $129.99AC FS @ Newegg

This +5 deal is back with a new coupon code!! Thanks to user RookieBuc for posting a new coupon code in the old thread.

Coupon Code:EMCPCHA49- Get FreeMotorola SB6141 Modem($84.99 value)

128MB RAM & 16MB Flash
Dual Band AC 300 + 867 Mbps
Open Source
USB 2.0 support
Gigabit Wired
ReadyShare USB Storage Access

Note: The router is it's normal price, so this is a deal for those who are looking for a new modem and router. You are getting one of the best consumer modems out right IMO for free with a decent dual band router.
Routers Deals

Newegg Coupons
Little Tikes 2-in-1 Snug 'n Secure Swing Blue - $24.99 at Toys-R-Us
Added on : Tuesday July 29th 2014 04:00:03 PM
g: 0 Posted By: Ayla
Views: 111 Replies: 0 Little Tikes 2-in-1 Snug 'n Secure Swing Blue - $24.99 at Toys-R-Us


http://www.toysrus.com/buy/swings/little-tikes-2-in-1-snug-n-sec...


$24.99 - In Blue Only


Get an extra 15% Off with your Toys-R-Us card



THOSE AVAILABLE ON eBay:
~~~~~~~~~~~~~~~~~~~~~~~~~


IN BLUE:
~~~~~~~~

http://www.ebay.com/itm/Little-Tikes-2-in-1-Snug-n-Secure-Swing-...


$31.00

~~~~~~~~~~~~

http://www.ebay.com/itm/Little-Tikes-2-in-1-Snug-N-Secure-Swing-...

$29.99 + $2.99 Shipping




IN PINK:
~~~~~~~~


http://www.ebay.com/itm/Little-Tikes-2-in-1-Snug-N-Secure-Swing-...


$29.99 + $2.99 Shipping



~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

Sold by Quidsi Retail LLC and Fulfilled by Amazon


http://www.amazon.com/Little-Tikes-Snug-Secure-Swing/dp/B003621U...


$32.99 - FREE shipping with prime

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~



Regular Price According To Little Tikes Site: $53.98



Easy-in hinged T-bar
Stay-put shoulder straps hold baby securely in place
As the child grows and doesn't require the T-bar or straps, they store conveniently out of the way
Durable and great for outdoor or indoor swing
Made in USA

g: 0 Posted By: TheNastySheriff
Views: 245 Replies: 0 For those who can't wait for the eventual price drops (like me), here's $15 off a Samsung 850 Pro 256GB SSD @ Newegg

Coupon: EMCPCHA22
Exp: 7/29/14 (TONIGHT)

Product Link

***BTW, Newegg offered 99 cent 3-day shipping for this item so I took it to speed-up delivery***
SSD Deals

Newegg Coupons
g: 0 Posted By: jaytrader
Views: 226 Replies: 3 http://money.cnn.com/2014/07/29/pf/debt-collections/index.html?i...
cnn money said: An estimated 1 in 3 adults with a credit history -- or 77 million people -- are so far behind on some of their debt payments that their account has been put "in collections."

That's a key finding from a new Urban Institute study.

It examined non-mortgage debt, including credit card bills, car loans, medical bills, child support payments and even parking tickets.
...
The debt in collections ranged from as little as $25 to a whopping $125,000. But the average amount owed was $5,200.
...
Among the states,Nevadahad the highest percentage of residents with debt in collections -- 47% - as well as the highest average amount owed - $7,198. That was helped in part by the Las Vegas metro area, where 49% of residents had debt in collections.
...
The study, conducted with Encore Capital Group, is based on a random sample of 7 million people's TransUnion credit files in 2013.

Damn, we got issues, son! Basically, according to the article*, every other person that lives in Vegas has a collections account or accounts. That is mind-boggling. I bet that doesn't include the money they owe to loan sharks, either.

*sample of 7 million TU files.
Discussion Deals
2-Pack: Totes Isotoner Norton Style Bucket Hats $9.99 F/S @Tanga
Added on : Tuesday July 29th 2014 04:00:03 AM
g: 0 Posted By: lovelybones
Views: 105 Replies: 0 https://www.tanga.com/deals/6f8f6838af90/2-pack-totes-isotoner-n...
Ideal For The Great Outdoors


Wear your brim up or down, and set the sails and weigh anchor in the new Navy Madras Bucket Norton Style fishing and outdoors hat. For those adventurous who are seeking ultimate protection or fashion forward like gilligan on gilligans island while out camping, fishing or exploring, you ll find immense satisfaction in these fun hats. Protect yourself from a light ocean spray and the bright sun with the lightweight Bucket Hat by Totes.Shell 63% Cotton / 33% Nylon / 4% Spandex / Band 100% CottonAvailable Sizes:
Medium / Large
Large / Extra Large
Clothing Deals

Tanga Coupons
g: 0 Posted By: anusha123
Views: 195 Replies: 0 Amex is running promotion every time when you dine in downtown restaurants betweenbetween 12am ET on July 27, 2014 and 12am ET on August17, 2014

Enrollment link below

https://enroll.amexnetwork.com/US/en/SummerATLDowntownRW2014/



Offer valid only for in-restaurant purchases. Not valid for online purchases.To redeem this offer, you must first register any eligible American Express Card atamexnetwork.com/atldowntownrestaurantweekbetween 12am ET on July 27, 2014 and 12am ET on August17, 2014.Then, each time you use the same registered Card to spend a total of at least $25 at a participating restaurant during the Atlanta Downtown Restaurant Week campaign, August 9 to August 17, 2014, you will receive a $5 statement credit.You may register more than one Card for this offer, but only those Cards you register individually will be eligible for the offer. For a list of participating restaurants, visithttp://www.atlantadowntown.com/fun/restaurant-week.An "eligible American Express Card" is a valid American Express Card issued in the U.S. by American Express, Department Stores National Bank, Bank of America, First National Bank of Omaha, Citibank, USAA Savings Bank, Barclays Bank Delaware, Pentagon Federal Credit Union, and GE Capital Retail Finance; however, certain Cards are not deemed eligible, including corporate cards and all prepaid card products (other than American Express Serve).If you have problems with your registration or your Card is replaced during the promotional period, call the customer service number on the back of your Card for assistance.Registration is limited.Statement credit will appear on your billing statement within 90 days after the offer end date, provided that American Express receives information from the merchant about your qualifying purchase.If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit.For example, your transaction will not qualify if it is not made directly with the merchant.In addition, in most cases, you will not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it.Additional terms apply; see Registration Terms and Conditions for details. POID: BET5:0001
Restaurants & Entertainment Deals

American Express Consumer Coupons
Driver's License Required to Add Money to Paypal?
Added on : Monday July 28th 2014 06:00:11 AM
g: 0 Posted By: unit9174
Views: 105 Replies: 0 I recently sold an item on eBay, which I have not done much in recent years and the buyer annoying filed a dispute with eBay the day after receiving it claiming it is defective, leaving me with a negative balance. I now have the item back and would like to refund the buyer but they are requiring copies of certain documents, copy of DL, copy of utility bill, copy of SS card. I don't wish to provide those. They claim it is b/c of Patriot Act. I've used PP for over 10 years and never had this come up. They have my SSN, at least for tax reporting purposes and I have a BML account linked to my PP account.

They also claim I've never added funds to my PP account in 10 years, which I disagree with but can't confirm. I checked for transactions from 2004 and 2005 when I was first using PP and it couldn't find any transactions at all, let alone adding funds. The claim the dispute did not trigger this but the attempt to add funds did.

Any way around this or must I hand over the documents to use it?

BTW, I did check for the PP FAQ and the link atA Guide to Maximizing the Usefulness of FW Financeprovide a link toPAYPAL and other Online Payment Serviceswhich just leads to FWF homepage, not to the FAQ I'd expect.
Personal Finance Deals
PetsMart Biggest Sale of the Year (Up to 30%)
Added on : Sunday July 27th 2014 06:00:02 PM
g: 0 Posted By: NorCal2013
Views: 236 Replies: 0 PETsMART has a sale for both in store and online purchases. Save are up to 30%. See the link below and click on the pictured pet for those pet products that pertains to your pet needs.

http://www.petsmart.com/sale/cat-36-catid-900000
Pets Deals

PetSmart Coupons
FHA 203(k) Questions
Added on : Sunday July 27th 2014 04:00:07 PM
g: 1 Posted By: scottybweyy
Views: 50 Replies: 1 I'm considering purchasing a multi-family quadplex and had some questions on FHA 203(k) loan.

1.) When searching the lender liston the HUD site, I return 0 lenders when searching for those who have done a 203(K) loan in the post 12 months in SC. Does that mean 203(k) loans don't exist in my state?
2.) What national lenders will allow appliance purchases with this program?
3.) Is there a lender where I can qualify for both a conventional FHA and a 203(k) loan in case I decide to only go conventional?
4.) I have read that you need working capital since the draws to pay contractor milestones are typically delayed ~60 days. Is it possible to do a 203(k) without paying contractor personally?




Question Deals
replacing or rebuilding transmission
Added on : Sunday July 27th 2014 04:00:07 PM
g: 0 Posted By: davidbeckham
Views: 87 Replies: 1 I had my transmission with only 70K miles out from my Kia 2008 spectra a few weeks ago and was quoted from $1200-1800 for repair in NYC, and I ended up paying $1200 for them putting in a used one with 50K miles on it. There is a couple things I noticed while shopping around. Some Auto Body was only offering me for rebuilding tranny for $1600-1800, and others told me that usually they would look for a used one first and then if there wasn't any available they would look into the rebuilt option because a high percentage of rebuilt transmissions fail after a year or two . I understand that rebuilding costs more so that the shop would earn more from labor. Other than that, Is there any incentive for shops to push for rebuilding rather than getting a used one? Why did those shops not like to offer a used replacement first? I am trying to get some insight into this industry and figure out who is the honest guy here.
Question Deals
g: 0 Posted By: peterlin
Views: 202 Replies: 0 This might not be as good as last week's hard to get Diapers + Wipes Combo, but Target has a deal this week on Pampers diapers again. You get a $20 gift card for buying 2 Giant Packs, and you get an additional $10 off $40 if you do in-store pickup. The total is $54.98 or $52.23 by getting an additional 5% using a REDcard. Most sizes seem to be available at the time of posting.

2 xPampers Swaddlers Giant Pack with $20 Gift Card= $54.98 ($52.23 with REDcard)

If you prefer Baby Dry or Cruisers diapers, those qualify too, but the prices are slightly different.

2 xPampers Baby Dry Giant Pack with $20 Gift Card= $53.98 ($51.28 with REDcard)
2 xPampers Cruisers Giant Pack with $20 Gift Card= $59.98 ($56.98 with REDcard)
Baby Deals
g: 0 Posted By: ctgolfer
Views: 201 Replies: 0 Featuring a beautiful 21.5-inch widescreen display and an impossibly thin enclosure that's only 5 mm at the edge, the stunning all-in-one iMac has been updated with a fourth-generation quad-core Intel Core processor ? making it the most powerful iMac yet. And it comes standard with 8 GB of memory, a 1 TB hard drive, and advanced, high-speed I/O, including two Thunderbolt ports and four USB 3 ports. The iMac also now supports next generation 802.11ac Wi-Fi. The 21.5-inch iMac is just 5mm thin at its edge and features a bright display with 75 percent less reflection.

This version of the 21.5-inch iMac features a 2.7 GHz Intel Core i5 quad-core processor as well as Intel Iris Pro integrated graphics, which delivers discrete graphics-level performance (see full specifications below). It also comes with OS X Mountain Lion and the iLife software suite, which includes the latest versions of iPhoto, iMovie, and GarageBand.

Fourth-Generation Intel Core Processor

Since OS X is designed to take advantage of each core, the fourth-generation Intel Core i5 quad-core processor (based on the latest Haswell architecture) captures every bit of performance from the processor. When you need more power for a processor-intensive application like Aperture or Final Cut Pro, Turbo Boost 2.0 automatically increases the speed of the active cores. And by shifting core frequency in small increments, Turbo Boost allows the processor to manage performance without sacrificing efficiency.

This model is powered by a 2.7 GHz quad-core Intel Core i5 processor with Turbo Boost speeds up to 3.2 GHz. It's complemented by Intel Iris Pro integrated graphics, which delivers a built-in, eye-popping visual experience ? no extra graphics card required.

802.11ac: The New Definition of Fast

The iMac now supports ultrafast 802.11ac Wi-Fi. When connected to an 802.11ac base station including the new AirPort Extreme and AirPort Time Capsule ? wireless performance is up to three times faster than with the previous generation. And your Wi-Fi range improves as well.

Vivid Display

Nothing will distract you from what you're viewing on the iMac's 21.5-inch display thanks to the innovative display design that reduces reflection by 75 percent while maintaining brilliant color and contrast. Additionally, in-plane switching (IPS) technology gives you a bright picture with excellent color from nearly any angle while the LED backlighting offers instant-on, uniform brightness.

Thunderbolt and USB 3

Delivering an amazing 10 gigabits per second of transfer speeds in both directions, the ultrafast and ultraflexible Thunderbolt port allows you to move data up to 20 times faster than with USB 2.0 and more than 12 times faster than with FireWire 800. You can also daisy-chain up to six Thunderbolt-compatible peripherals without using a hub. Thunderbolt also supports DisplayPort for high resolution displays and works with existing adapters for HDMI, DVI, and VGA displays.

The iMac also comes with four USB 3 ports, enabling you to connect your external hard drive and transfer large files in seconds instead of minutes with speeds up to 10 times faster than USB 2. And you can connect all your USB-compatible devices, including your iPhone, iPad, iPod, or digital camera.

Clutter-Free Desktop

You'll be able to cut the cord with the included Wireless Keyboard and Magic Mouse, both of which connect to the iMac using Bluetooth wireless technology. Additionally, the Magic Mouse features a seamless Multi-Touch surface that enables you to use the same intuitive gestures used on the MacBook trackpad to easily scroll through long documents or swipe to move forward or backward through a collection of web pages or photos.

And with the FaceTime HD camera placed above the display in the iMac's thin aluminum and glass design, you'll be able to make video calls in HD 720p resolution to friends and family on another iMac or MacBook. Additionally, you'll be able to connect to those using a FaceTime-enabled iPad, iPhone, or iPod touch. <

Apple Magic Mouse:

Magic Mouse is unlike any other mouse you've ever used. The entire mouse is the button, so you can click anywhere. And it can be configured as either a single- or two-button mouse.

Apple Wireless Keyboard:

The sleek aluminum Apple Wireless Keyboard lets you type in front of your computer, on your lap, or anywhere within range. It's also incredibly thin and streamlined, so it sits on your desk surrounded by nothing but glorious space.

Display:

21.5-inch (diagonal) LED-backlit display with IPS technology; 1920-by-1080 resolution with support for millions of colors.

Processor:

2.7 GHz quad-core Intel Core i5 (Turbo Boost up to 3.2 GHz) with 4 MB shared L3 cache.

Storage:

1 TB (5400 RPM) hard drive

Memory:

8 GB of 1600 MHz DDR3 memory (two 4 GB; maximum of 16 GB)

Graphics:

Intel Iris Pro internal graphics processor

Video:

Thunderbolt digital video output (native Mini DisplayPort output); compatible with DVI, VGA, and dual-link DVI output using optional adapters:

Audio:

Stereo speakers; dual microphones; headphone/optical digital audio output (minijack); support for Apple iPhone headset with microphone

Connections:

Two Thunderbolt port (up to 10 Gbps)

Four USB 3 ports (up to 5 Gbps; compatible with USB 2)

SDXC card slot

Gigabit Ethernet port

Kensington lock slot

Communications:

802.11ac Wi-Fi wireless networking (802.11a/b/g/n compatible); Bluetooth 4.0

Camera:

FaceTime HD camera

Size and Weight:

20.8 x 17.7 x 6.9 inches; 12.5 pounds

What's in the Box:

iMac

Apple Wireless Keyboard

Apple Magic Mouse

Power Cord

www.ebay.com/itm/Apple-iMac-ME086-21-5-Inch-Desktop-1TB-Brand-Ne...
eBay Deals

Apple Store Coupons
Can I get rewards (cashback, cc pts) from paying off a HELOC?
Added on : Saturday July 26th 2014 03:00:05 AM
g: 0 Posted By: evercl92
Views: 624 Replies: 4 I bought house #2 with a HELOC on my first house($50k ish). I also have a vehicle loan through the same bank ($16k ish). I'm selling house #2 shortly and had planned to pay onto both of these pretty heavy (thus the hopeful potential of a lot of bonus rewards). I checked with DiscoverCard and Chase (my account is showing offers for 0% transfers), to see if I a balance transfer or cash advance counted toward getting reward points. Both said that they didn't give points for those.

That said, is it typical for a bank to accept a credit card payment ? Any other options to get some bonus out of this?
Credit Deals
Verizon Wireless Promotion...4GB of data for the price of 3GB
Added on : Friday July 25th 2014 03:00:05 AM
g: 0 Posted By: Elric428
Views: 193 Replies: 0 For those currently on the 3GB of datafamily plan, Verizon is currently offering 4GB of datafor a year for the same price. In order to receive this promotion you have to call Verizon and ask about it.
Cell Phones Deals

Verizon Wireless Coupons
Disney Store BOGO Free, F/S @$75 (exclusions apply)
Added on : Friday July 25th 2014 03:00:04 AM
g: 1 Posted By: ichabod
Views: 183 Replies: 0 The Disney Store has some items on sale for buy one get one free. http://www.disneystore.com/ Now if only I could figure out a way to get myself in a pair of those Darth Vader jammies....oh to be a kid again.

Free shipping over $75 with code SHIPMAGIC. I did have to play around with this code by adding a few on-sale items, not in the BOGO section. But they were still on sale so I got some great deals. So buyer beware, that you might have to play around with your shopping bag to receive the discount. Otherwise shipping is pretty high and might be a dealer break for some.

Some great stocking stuffers in there. I got 2 mugs, 2 personalized beach towels (personalization added $4.95 which was not BOGO), 2 journals, 2 totes, 2 tumblers, 1 popsicle kit, 1 adult t-shirt, and 1 Christmas ornament for $78 with free shipping.

SAMPLE BOGO
Beach Towel $9.99 (reg $16.99) -http://www.disneystore.com/minnie-mouse-beach-towel-personalizab...
Monster's Inc Mug $4.99 (reg $12.95) -http://www.disneystore.com/mike-wazowski-mug-monsters-inc/mp/135...
Muppet Tote $2.95 - http://www.disneystore.com/the-muppets-reusable-tote/mp/1347661/...
Pixar Journal - $16.95 - http://www.disneystore.com/disney/pixar-journal/mp/1352715/10002...

ON SALE BUT NOT BOGO
Mickey Tumbler $4.99 (reg $9.95) - http://www.disneystore.com/disney/pixar-journal/mp/1352715/10002...
Popsicle Mold $4.99 (reg $9.95) - http://www.disneystore.com/mickey-mouse-popsicle-molds-summer-fu...
T-shirt $12 (reg $16.50) - http://www.disneystore.com/mickey-mouse-tee-for-women/mp/1320842...
Ornament $7.99 (reg $14.95) - http://www.disneystore.com/sorcerer-mickey-2014-frame-ornament-w...

Buy One, Get One Free Promotion Restrictions: *Offer begins July 25, 2014 and expires 11:59pm PST, July 27, 2014 or while supplies last, whichever is earlier. Buy One Get One pricing only applies when you purchase eligible promotional items from the Buy One Get One category in quantities of 2. Regular prices apply when purchasing a single item or purchasing in odd-numbered quantities. Free pricing will be applied to the item with the lowest retail price. Merchandise must be exchanged for identical item or returned at discounted price with valid packing slip. No adjustments to prior purchases. Offer only valid on phone orders and orders placed online at DisneyStore.com. Not valid on purchases made at Disney Store and Disney Baby Store retail and outlet locations. Discounts based on original retail prices. Intermediate markdowns may have been applied. Disney E-Commerce reserves the right to cancel or modify this offer at any time. Void where prohibited. Valid on select merchandise only.

Here's how to redeem your Free Shipping On Your Order of $75 Promotion Online:

Place at least $75 worth of eligible items in your bag.
Type the Promotion Code SHIPMAGIC into the promo code area.
The promotion will be applied, if eligible.
Continue shopping or begin checkout.

Free Shipping on orders over $75 Online Promotion Restrictions: Offer expires 11:59 pm PT, December 31, 2014. Free Shipping applies to Standard Delivery on orders over $75 sent to a single shipment address in the U.S. Certain products excluded, as noted on specific Product Pages. Qualifying purchase based on pre-tax, post-discount amount and excludes Shipping & Handling charges, D23 Memberships, gift wrap & gift boxes. The Promotion will be applied, if eligible. Additional Shipping & Handling applies for select items. If any single order is sent to more than one address, Shipping & Handling charges will be applied to each shipment address. Offer valid on phone orders and orders placed online at DisneyStore.com. Not valid on purchases from Disney Store retail, Disney Baby Store retail, outlet, or Disney Parks and Resorts store locations. Disney E-Commerce reserves the right to cancel or modify this offer at any time. Void where prohibited.
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Free Kindle Book- I Want to be on TV!
Added on : Friday July 25th 2014 02:00:04 AM
g: 0 Posted By: remick
Views: 144 Replies: 0 http://www.amazon.com/gp/product/B00BPXWEOQ

Have you ever wondered how those kids on TV got there? Does your child have what it takes to be a working actor in Hollywood? If you've ever been interested in exploring how to have your kid become an actor in Los Angeles then "I WANT TO BE ON TV" is the book for you. This is a "how to" book of what it takes to get an agent or manager in Los Angeles without spending thousands of dollars. Once you have representation the book will also explain about headshots, Coogan accounts, acting coaches, work permits and what is expected of you and your child on set. All this information is interspersed with real life stories that have happened to parents and kids at casting offices and on set. Some are funny, some sad and all are true. They can be helpful guides of what to do and what not to do when navigating the crazy world of showbiz.
Totally Free Deals
How to maximize rewards from this situation? (or get any at all)
Added on : Friday July 25th 2014 12:00:04 AM
g: 0 Posted By: evercl92
Views: 60 Replies: 0 I bought house #2 with a HELOC on my first house($50k ish). I also have a vehicle loan through the same bank ($16k ish). I'm selling house #2 shortly and had planned to pay onto both of these pretty heavy (thus the hopeful potential of a lot of bonus rewards). I checked with DiscoverCard and Chase (my account is showing offers for 0% transfers), to see if I a balance transfer or cash advance counted toward getting reward points. Both said that they didn't give points for those.

That said, is it typical for a bank to accept a credit card payment ? Any other options to get some bonus out of this?
Credit Deals
Maximum Time To Issue Refund
Added on : Thursday July 24th 2014 10:00:10 PM
g: 1 Posted By: Airking21
Views: 38 Replies: 0 Hey guys and gals, new here and recently found myself in a bad situation regarding getting credited for a refund. Hope someone can give me some advice or guidance on what I should do next. I know there are probably laws out there to help someone like me but I can't find anything specific. I recently had a charge go bad where the merchant was doing a terrible job with a service, sloppy with their work and were impossible to get on the phone. I was losing time and more money cleaning up their mistakes. Luckily I got the service canceled (in writing) and they agreed to issue a refund (in writing) but are telling me I have to wait 30 days before they submit the refund (this is not and does not include processing time). I paid with a credit card and know a little about my time limits to request a charge back (60 days I think). I'm uneasy about giving the company 30 days to issue the refund because I have never had an issue like this before where it would take so long to even put the request in, and two it puts me really close to my 60 day window for a chargeback if I wait. The amount in question is a couple $1k's. Any advice on what is an acceptable time for a company to issue a refund, is 30 days excessive? I know sometimes they say wait 7-10 business days for it to show up on your statement, but that is usually after they issued the refund and that is not what is happening here. The company mentions a "money back guarantee" on their site but does not describe their cancellation or refunds process, nor do they describe the money back guarantee in any detail other than those words. The receipt I was emailed doesn't mention much other than transaction date/time, customer name, address and email, and total amount. I feel like I'm being lead on and don't want to get burned.

This USA.gov article mentions 7 days to issue a refund, but that is for physical items and says another rule applies to services (which is my case) but doesn't say which rule that is or where to look for it:
http://www.usa.gov/topics/consumer/smart-shopping/home-shopping/...

I placed the order over the phone and the company is in a different state.


Any advice on what my next steps are/should be?
Question Deals
g: 0 Posted By: lovelybones
Views: 160 Replies: 0 http://www.amazon.com/Brightech-PocketEnergy2-Integrated-Lightni...
Sold by Brightech and Fulfilled by Amazon


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New Tutorial: Shopping for Life Insurance
Added on : Thursday July 24th 2014 02:00:07 PM
g: 5 Posted By: dshibb
Views: 196 Replies: 0 Carryover from discussion elsewhere and big thanks to RBirns who referenced the last important piece to put this strategy together.

Today when you buy insurance from any independent agent out there (whether if they're life only, life and securities, etc.) you don't really realize it, but you're actually working with a small number of insurance brokerage wholesale operations in the US. They process all of the cases, give all of the insurance advice to the agents(in most cases), deal with the insurance carriers, handle contracting, etc. All the agent does is turn it over to them right away: client --> agent --> life brokerage --> carrier.

Now these life brokerage firms go by several different names, but they essentially mean the same thing: Insurance Marketing Organization (IMO), Field Marketing Organization (FMO), Broker General Agent (BGA), and Managing General Agent (MGA) are all insurance life brokerage agencies. They are all in the business of providing back end support to those with insurance licenses and their segment effectively dominates the insurance industry as practically every agent uses them and almost every carrier sells through them.


This also means that a very small number of insurance firms are actually at the epicenter of all insurance information. The people that work at them know the most knowledgeable insurance agents in very large networks, they have staff that are on a first name basis with the underwriters/case managers at many insurance carriers, out of sheer volume they've processed they know all the health related and process related quirks at the different insurance carriers, etc. They are also much more likely than retail agents to post their carrier list on their website so you can check quickly what carriers any agent that uses them has access to.


For the first time(I think anywhere online) I'm actually suggesting that customers (not agents) call these firms directly for referral or better yet if there is someone at their offices that will do personal production on the side then just use them since you'd likely get more efficient processing than going any other route.

The new method:

Step 1: (assuming term): Go to term4sale.com for quotes from the largest term insurance public aggregator

Step 2: (thanks to RBirns): Go tohttp://nailba.org/,click "Membership", and "Member Search". Pick your state (or potentially near by state(s) and click "apply". You will see a surprisingly small number of firms listed for an entire state. That is likely at least 50% if not 75% of the life brokerages in that state (not all pay for membership apparently).

Step 3: Go to each companies website where you will see information targeted not to attract insurance customers, but to attract agents. And usually there is a place on the website to view their carrier list and typically if there isn't you should be able to find the parent firm somewhere on their website (Crump, CPS, Brokers Alliance, LifeMark, Partners Advantage, Dunhill, etc. that are the national life brokerage firms). From there you can compare the best term results from term4sale.com with the carrier list they have on their website. You also may be able to pick up certain details about the types of agents that would pick such a place to handle their backroom. Do they mention having their own underwriters on staff? Do they provide support for advanced markets cases(that is code for they have smart people on staff)? Do they have template medical questionnaires on their website(if you have health issues that is a pretty good sign that they actively try to screen carriers based on how they look at particular health issues)? Do they mention "informal underwriting" on their website or mention that they order parameds on their website (valuable if you have health issues and you're above certain medium sized premium thresholds--think like $1.5-2+ million term insurance).

Step 4: Once you've picked out a couple life brokerage firms that seem appealing call them directly. Since this has never been done in mass before I can't attest to how this is going to go in every case, but I think it should work just fine. Just to make sure you don't get odd responses I would say/do one of the following:
--Look up on their website to see if there is a list of names/titles, etc. and if any of them say "wholesaler", "marketing", "sales support", or something like that then just ask for that person.
--"Hi do you have a wholesaler available right now by any chance?"
--"Hi can I get sales support, please?"

If you just say you're a customer and not an agent to the first person that picks up it's possible a receptionist could say something dumb like "we only work with agents here not customers."

Wait until you have a wholesaler on the phone to explain you're a life insurance customer "and that it was suggested to call a life brokerage directly since they're the ones that know the business the best and know everybody. So if anybody at your office is interested in processing a personal production term case(or whatever product you're interested in) that would be great otherwise I can take a referral to one of your agents who you think is [state desired quality such as easiest to work with, most knowledgeable, least pushy, etc.]. Most life brokerage wholesalers probably work with at least 150 insurance agents so their networks are pretty wide and that is just 1 wholesaler at 1 of these firms. If they have 4 wholesalers than that little office probably has at least 600 around the country.


A few additional points. If you are:
1) A normal small term case without any known health issues: You're probably looking for signals on their website of good case management at the firm. For you the best possible situation is to probably land someone at the office to take your case on the side. Why? Because the guy/gal is probably only one cube over from the case manager that processes everything and this is likely a nice little bonus commission to a person that either is salaried or doesn't make much override commission on each wholesale(as opposed to retail) case run through. This means that you're case will probably process in record time because it'll be the wholesaler's #1 priority who will probably bother the case manager daily about having everything go through as fast and smooth as possible.

2) A larger term case with known health issues:You're looking for references to informal underwriting or "ordering their own parameds" on their website. If they mention that it means they will in certain cases take possession of the health records. If they do that then that means they have the capacity to submit them informally to a bunch of carriers and get health classes/ratings back from each of the carriers. If you have health classes/ratings from carriers than you no longer have just "quotes" you have the actual end prices. Then they can compare the best end prices and have the client resubmit an app one more time to the carrier that gave the best price and they take the records and paramed from the first application (to somewhere else) and submit that to this carrier for very quick turnaround. The nice thing being that you don't have to do underwriting/physical/etc. a second time.

An analogy of this would be applying to ABC bank and getting one hard pull and then being able to take the credit report from ABC bank and sending this to as many banks as you liked to see if what they would hypothetically give such a person. Then knowing the exact terms of every bank you submitted to you then pick the one you want and apply only with them. The only difference of course being that medical underwriting sucks a lot more than a hard pull for credit.

3) A smaller term case with known health issues:You want references to health/underwriting questionnaires, "underwriting guides", "underwriting tools", etc. on the life brokerage's website. It's a signal that they'll at least attempt to screen for carriers that are likely to be more forgiving of whatever health issue you have. But since it's a smaller case the carriers wont participate in informal offers so they can't do what is mentioned in #2. This is also a case where you likely will receive a financial benefit if you work directly with a person at the physical life brokerage. Why? Because these people are practically the only people in the country that "build up favors" with insurance carriers. I.e. in certain cases they can really bring pressure on a senior underwriter to move a client from one health rating to another. They typically only can get away with really pushing a few times a year (as opposed to only sort of token pushing because they have a pissed off agent that has written only 3 cases with them on the phone). Guess what if it's their own personal retail case they'll push a lot harder than if it's wholesale case with an agent they're working with.

4) Business/Estate/Trust case: You want references to advanced markets on their website. If it's something ongoing like COLI, BOLI, deferred comp, etc. you want to ask them who they use for an advanced markets TPA. If they say they are their own advanced markets TPA then ask if they provide ongoing reporting services to the companies. If they say no than ask them if they work with an advanced markets TPA that does (regardless if you need it). Also, if you're a big Business/Estate/Trust than M Group needs to be one of the life brokerage firms in the mix since they're basically the only major life brokerage in the business (that I'm aware of) that has been granted proprietary carrier pricing instead of just proprietary access that many advanced markets TPAs are capable of getting.
Discussion Deals
Shopping Life Insurance Tutorial Update
Added on : Thursday July 24th 2014 01:00:06 PM
g: 1 Posted By: dshibb
Views: 12 Replies: 0 Carryover from discussion elsewhere and big thanks RBirns who referenced the last important piece to put this strategy together.

Today when you buy insurance from any independent agent out there (whether if they're life only, life and securities, etc.) you don't really realize it, but you're actually working with a small number of insurance brokerage wholesale operations in the US. They process all of the cases, give all of the insurance advice to the agents(in most cases), deal with the insurance carriers, handle contracting, etc. All the agent does is turn it over to them right away: client --> agent --> life brokerage --> carrier.

Now these life brokerage firms go by several different names, but they essentially mean the same thing: Insurance Marketing Organization (IMO), Field Marketing Organization (FMO), Broker General Agent (BGA), and Managing General Agent (MGA) are all insurance life brokerage agencies. They are all in the business of providing back end support to those with insurance licenses and their segment effectively dominates the insurance industry as practically every agent uses them and almost every carrier sells through them.


This also means that a very small number of insurance firms are actually at the epicenter of all insurance information. The people that work at them know the most knowledgeable insurance agents in very large networks, they have staff that are on a first name basis with the underwriters/case managers at many insurance carriers, out of sheer volume they've processed they know all the health related and process related quirks at the different insurance carriers, etc. They are also much more likely than retail agents to post their carrier list on their website so you can check quickly what carriers any agent that uses them has access to.


For the first time(I think anywhere online) I'm actually suggesting that customers (not agents) call these firms directly for referral or better yet if there is someone at their offices that will do personal production on the side then just use them since you'd likely get more efficient processing than going any other route.

The new method:

Step 1: (assuming term): Go to term4sale.com for quotes from the largest term insurance public aggregator

Step 2: (thanks to RBirns): Go tohttp://nailba.org/,click "Membership", and "Member Search". Pick your state (or potentially near by state(s) and click "apply". You will see a surprisingly small number of firms listed for an entire state. That is likely at least 50% if not 75% of the life brokerages in that state (not all pay for membership).

Step 3: Go to each companies website where you will see information targeted not to attract insurance customers, but to attract agents. And usually there is a place on the website to view their carrier list and typically if there isn't you should be able to find the parent firm somewhere on their website (Crump, CPS, Brokers Alliance, LifeMark, Partners Advantage, Dunhill, etc. that are the national life brokerage firms). From there you can compare the best term results from term4sale.com with the carrier list they have on their website. You also may be able to pick up certain details about the types of agents that would pick such a place to handle their backroom. Do they mention having their own underwriters on staff? Do they provide support for advanced markets cases(that is code for they have smart people on staff)? Do they have template medical questionnaires on their website(if you have health issues that is a pretty good sign that they actively try to screen carriers based on how they look at particular health issues)? Do they mention "informal underwriting" on their website or mention that they order parameds on their website (valuable if you have health issues and you're above certain medium sized premium thresholds--think like $1.5-2+ million term insurance).

Step 4: Once you've picked out a couple life brokerage firms that seem appealing call them directly. Since this has never been done in mass before I can't attest to how this is going to go in every case, but I think it should work just fine. Just to make sure you don't get odd responses I would say/do one of the following:
--Look up on their website to see if there is a list of names/titles, etc. and if any of them say "wholesaler", "marketing", "sales support", or something like that then just ask for that person.
--"Hi do you have a wholesaler available right now by any chance?"
--"Hi can I get sales support, please?"

Then once you have that person explain you're a life insurance customer "and that it was suggested to call a life brokerage directly since they're the ones that know the business the best and know everybody. So if anybody at your office is interested in processing a personal production term case(or whatever product you're interested in) that would be great otherwise I can take a referral to one of your agents who you think is [state desired quality such as easiest to work with, most knowledgeable, least pushy, etc.]. Most life brokerage wholesalers probably work with at least 150 insurance agents so their networks are pretty wide and that is just 1 wholesaler at 1 of these firms. If they have 4 wholesalers than that little office probably has at least 600 around the country.


A few additional points. If you are:
1) A normal small term case without any known health issues: You're probably looking for signals on their website of good case management at the firm. For you the best possible situation is to probably land someone at the office to take your case on the side. Why? Because the guy/gal is probably only one cube over from the case manager that processes everything and this is likely a nice little bonus commission to a person that either is salaried or doesn't make much override commission on each case run through. This means that you're case will probably process in record time because it'll be the wholesaler's #1 priority who will probably bother the case manager daily about having everything go through as fast and smooth as possible.

2) A larger term case with known health issues:You're looking for references to informal underwriting or "ordering their own parameds" on their website. If they mention that it means they will in certain cases take possession of the health records. If they do that then that means they have the capacity to submit them informally to a bunch of carriers and get health classes/ratings back from each of the carriers. If you have health classes/ratings from carriers than you no longer have just "quotes" you have the actual end prices. Then they can compare the best end prices and have the client resubmit an app one more time to the carrier that gave the best price and they take the records and paramed from the first application (to somewhere else) and submit that to this carrier for very quick turnaround. The nice thing being that you don't have to do underwriting/physical/etc. a second time.

An analogy of this would be applying to ABC bank and getting one hard pull and then being able to take the credit report from ABC bank and sending this to as many banks as you liked to see if what they would hypothetically give such a person. Then knowing the exact terms of every bank you submitted to you then pick the one you want and apply only with them. The only difference of course being that medical underwriting sucks a lot more than a hard pull for credit.

3) A smaller term case with known health issues:You want references to health/underwriting questionnaires, "underwriting guides", "underwriting tools", etc. on the life brokerage's website. It's a signal that they'll at least attempt to screen for carriers that are likely to be more forgiving of whatever health issue you have. But since it's a smaller case the carriers wont participate in informal offers so they can't do what is mentioned in #2. This is also a case where you likely will receive a financial benefit if you work directly with a person at the physical life brokerage. Why? Because these people are practically the only people in the country that "build up favors" with insurance carriers. I.e. in certain cases they can really push on a senior underwriter to push someone from one health rating to another. They typically only can get away with really pushing a few times a year (as opposed to only sort of token pushing because they have a pissed off agent that has written only 3 cases with them on the phone). Guess what if it's their own personal case they'll push a lot harder than if it's an agent they're working with.

4) Business/Estate/Trust case: You want references to advanced markets on their website. If it's something ongoing like COLI, BOLI, deferred comp, etc. you want to ask them who they use for an advanced markets TPA. If they say they are their own advanced markets TPA then ask if they provide ongoing reporting services to the companies. If they say no than ask them if they work with an advanced markets TPA that does (regardless if you need it). Also, if you're a big Business/Estate/Trust than M Group needs to be one of the life brokerage firms in the mix since they're basically the only major life brokerage in the business (that I'm aware of) that has been granted proprietary carrier pricing instead of just proprietary access that many advanced markets TPAs are capable of getting.
Discussion Deals
Spyder Popstretch Hoody Jacket - Women's $69.95 FS @ Usoutdoor
Added on : Thursday July 24th 2014 09:00:04 AM
g: 0 Posted By: tedhawkins
Views: 111 Replies: 0 Spyder Popstretch Hoody Jacket - Women's $69.95 FS @ Usoutdoor

http://www.usoutdoor.com/deal/

Add a bit of pop to your activewear with the Popstretch Hoody from Spyder. This womens hoody is made specifically for the female figure, with style to match your active life. The Popstrech womens hoody from Spyder is made from a 360 Stretch Solid Knit Micro Fleece material that is super cozy and features an Anti-Pill finish to ensure it will keep its fabulous look even after years of wear. This hoody features zippered pockets on the sleeves, hand pockets and new custom zippers. The Spyder Popstretch Hoody is perfect for layering in cold weather or those brisk mornings at the yoga studio.
Clothing Deals
Ending $1 a share for some money funds
Added on : Thursday July 24th 2014 05:00:21 AM
g: 0 Posted By: GoldenSacks
Views: 115 Replies: 1 http://bigstory.ap.org/article/sec-poised-end-1-share-some-money...
Limiting floating prices to the funds favored by big investors could lead those investors to exit quickly at a time of stress and leave "retail investors holding the bag" in other funds that could be damaged.
Investing Deals
g: 0 Posted By: ctgolfer
Views: 150 Replies: 0 One Dozen Diabetic Socks

Crew Socks
90% cotton, 5% polyester, 5% elastic

Comfortable and non-binding

Great for those suffering from diabetes, edema, neuropathy, or circulation problems

Available in sock size 10-13fits shoe sizes 9-13
All Black Color

www.discountedrack.com/products/12-pairs-diabetic-socks
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Polk Audio N1 39-Inch Bluetooth Soundbar $149.99 @ Amazon
Added on : Wednesday July 23rd 2014 09:00:07 PM
g: 0 Posted By: ctgolfer
Views: 85 Replies: 0 Sold by Woot and Fulfilled by Amazon

In the first collaboration of its kind, Polk engineers working with Halo and Forza sound designers, created optimized custom gaming immersion modes that reveal more of any game than you've ever heard before
Tailor your audio experience with four Immersion Modes (Forza Motorsport Racer, Halo FPS, Music and Cinema).
Connect directly to your console and unleash an immersive gaming experience with onboard Dolby Digital and Polk's patented SDA Surround Sound Technology
Feel the impact of deep bass with Polk's exclusive built-in Full Complement Sub Bass Drive technology - no subwoofer required - but, for those who really love big bass, the N1 is equipped with a sub output jack for adding an optional subwoofer
Bluetooth wireless technology with aptX lets you stream CD-quality digital audio from any Bluetooth device

www.amazon.com/gp/product/B00E1L786S/ref=gbsl_tit_l-1_0942_610ca...
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PayPal expands to Nigeria
Added on : Wednesday July 23rd 2014 04:00:05 AM
g: 0 Posted By: xerty
Views: 9 Replies: 0 You think I'm making this up? I guess this is what you get when big companies like eBay pursue "growth" regardless of how smart it might be.

http://www.reuters.com/article/2014/07/22/us-nigeria-paypal-laun...

"PayPal signs "ten of thousands" customers in Nigerian launch"
I don't know about customers, but lots of accounts anyway. Perhaps lots of accounts is so that those pesky validated-account withdrawal limits don't get in your way of cashing out whoever's money might end up sent via PP to you.

"Citizens of Africa's most populous nation could not buy goods directly from foreign merchants before the launch by PayPal"
I think they meant with their own CCs, as opposed to say, your CC.

At least the locals are probably familiar with fraud freezes. If you ask me, PP and Nigeria deserve each other.


Carter's Tiny Prints $20 off $40
Added on : Wednesday July 23rd 2014 03:00:03 AM
g: 0 Posted By: sunshinebrown
Views: 184 Replies: 0 Carter's

In-store promotions valid only in Carter's retail stores in the U.S. and Puerto Rico. Online promotions valid at carters.com. Online prices, promotions and selection may differ from those in our retail stores. Not valid for cash. No adjustments on previous purchases. Available while supplies last. Carter's reserves the right to modify or discontinue these promotions at any time.

Offer expires December 31, 2014 at 11:59 pm (PT). Save $20 off a qualifying merchandise order using the promo code at checkout. This offer cannot be combined with other offers and is valid for one-time use. This offer is not applicable to previously placed orders or toward the purchase of greeting cards, Erin Condren weekly planners, Platinum Design Service, gift cards, gift certificates, calendars or photo books. Offer is only valid on Tiny Prints and is not applicable on treat.com, third party or partner websites. To prevent fraud or abuse, we reserve the right to discontinue or modify this offer or cancel any order.


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Carter's Coupons
PayPal Select 10 off 50 at Target. 25 off 250 at Overstock YMMV
Added on : Tuesday July 22nd 2014 12:00:04 PM
g: 0 Posted By: ingenue007
Views: 175 Replies: 0 If you log into PayPal, you may see PayPal Select. It is like AMEX offers.

Currently there are 2 decent deals including 10 off 50 at Target.com and 25 off 250 at Overstock.com. Obviously, you need to use PayPal Checkout option for those deals.

YMMV b/c you may or may not have PayPal Select.
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American Express Consumer Coupons
g: 0 Posted By: remick
Views: 74 Replies: 0 http://www.leannebrown.ca/cookbooks/

Good and Cheap is a collection of recipes for people with limited incomes, particularly those on a $4/day food stamps budget.

My first cookbook! From Scratch is a vegetarian cookbook intended for people just becoming comfortable in their own kitchens.


Totally Free Deals
First Gear Motorcycle jacket $30 net after giftcard
Added on : Monday July 21st 2014 01:00:04 PM
g: 0 Posted By: LORENW
Views: 215 Replies: 0 Motorcyclegear.com
Having trouble viewing? Open in a web page by clicking here. Almost Free #29

FirstGear Rush Mesh Jacket,Net Cost Just $29.95!Summer is coming to an end, so we thought we'd throw out a red hot deal while you can still get some use out of your summer gear this season! The deal is: Buy this jacket for $179.95 plus shipping and you'll get a $150 gift card in return to use towards a future purchase, so your net cost is just $29.95 plus shipping! This jacket went on closeout a few weeks back. We like this product and decided to buy the whole lot. That's how I can offer you this great "Almost Free" deal today. But it won't go on for long... so hurry!The Rush Mesh Jacket is designed for hot weather use. The entire shell of this jacket is constructed of flow through mesh material so youll get the most flow possible out of a protective jacket. I find that wearing a full mesh jacket like this will also help protect from sunburn and windburn. This jacket also has a removable windproof/waterproof full sleeve liner. When things cool off a bit, you can install the liner to widen the comfort temperature range. And with a layer underneath you could wear this jacket down to cool temperatures.









Nearly every size available in mens Small thru XXXL in these three colors. Tall sizes are available too!

Fine Print: Here are details on how the Promo Gift Cards are issued. You can request the gift card as soon as you've received your order and confirmed you will be keeping it (not exchanging or returning). If you don't make an early gift card request, it will be automatically issued in 30 days.

Restrictions for this Almost Free Sale:
1) We do not allow you to purchase this product with a Gift Card issued as a result of this sale or any prior "Almost Free" sale (our cart will allow it, but we will subsequently cancel the order, so please don't make us jump through that hoop!);
2) Likewise, you cannot purchase this or any future "Almost Free" sale item(s) with the Gift Card issued as a result of this sale;
3) Orders not eligible for free shipping. Shipping charges apply to all shipments from our TX warehouse including this jacket. You may add extra merchandise, but shipping will be charged. Merchandise shipping from other locations is eligible for free shipping (if over $89);
4) Any percentage off coupons you may hold may not be applied to the purchase price of this item (although other items in your order may be discounted if not otherwise excluded by brand);
5) This sale is for our private customers/consumers. Purchases from resellers are not welcome and will be cancelled. Limit 2 per customer please!

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Five Paris Hotels: "Pay What you Want" promo thru 8/10
Added on : Monday July 21st 2014 11:00:09 AM
g: 0 Posted By: DSJ
Views: 1 Replies: 0 The three- and four-star hotels taking part in the scheme are located in the city's 9th and 11th districts -- a little away from the city's tourist centres. The owners are bullish about the prospects and confident that clients will not abuse the scheme.Tourists often complain about high hotel rates in Paris and tiny rooms. France attracts more tourists than any other country in the world.The scheme will run until August 10 and will be available only to those who have made bookings through the websitewww.payezcequevousvoulez.net(Pay what you want)."It's a fair price operation, one of confidence in the client," said Aldric Duval, the head of the Tour d'Auvergne hotel, and the man who came up with the idea.Guests will pay whatever they want, based on their impressions of the hotel, the room and the service.The experiment could be extended if it works and clients don't abuse it.
g: 0 Posted By: ctgolfer
Views: 118 Replies: 0 Nikon 50mm f/1.8 AF Nikkor Prime Lens

Description

The Nikon 50mm is a compact standard or prime lens. Use it to enjoy real-life sharp and saturated colors as well as sharp and contrast monochrome. Its compact optics provide a close representation of our normal perspective.

Key Features

Groups/Elements: 5/6
Closest focusing distance: 1.5'
Wight: 0.34 lb
Length: 1.5
External front filter: 52mm

Please note autofocus information:
Autofocus will work with cameras that have a focus motor, for other cameras this is a manual focus lens.
Autofocus works with: D50, D70, D80, D90, D100, D200, D300, D7000, D7100, all pro models (D1, D2, D2, D3, D4, DF). Models derived from those (D300s, D3x, etc.)
Autofocus will not work with: D40, D40x, D60, D3000, D3100, D3200, D3300, D5000, D5100, D5200, D5300

www.ebay.com/itm/Nikon-AF-Nikkor-50mm-f-1-8D-Autofocus-Lens-for-...
SLR & dSLR Deals

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Corp To Corp versus 1099 Sole Prop Consulting? Pros/Cons?
Added on : Sunday July 20th 2014 07:00:07 PM
g: 0 Posted By: robronson
Views: 33 Replies: 0 I'm currently doing 1099 consulting. I've considered doing Corp To Corp (C2C) consulting such that I can form an S-Corp, hire myself as a W2, pay for things such as HSA Contribution pre-FICA tax, retain some of the money in the business to avoid SE Tax, and also to enroll in state unemployment because I believe my line of work will be dying out in the next 6 to 36 months. I see UI as a net positive given the tax-deductible cost of enrolling a single employee compared to 6 months of payouts when my consulting work eventually dries up.

Further, I work through third-party consulting firms through a loose relationship where they land me gigs, and a few of these consulting firms do not offer 1099 relationships, only W2 (through them) or C2C. I refuse to be someone else's W2.

Third point is I started a thread earlier this year that fizzled out, where I suggested it may be beneficial to have two separate entities to perform consulting through, such that you may be able to reduce state income tax. For example, perhaps you can do work in NY/CA through your S-Corp, max out your HSA contribution, Employee and Employer 401k Contribution, etc, through that S-Corp, and then the second part of the year, if you do work in TX/FL, you do it through your Sole Prop without any deductions. In theory, if you did everything through one entity, you'd have to reduce your 401k contributions/etc across all income equally such that you only get to deduct a portion of your deduction against your NY/CA income versus if you separated entities, you could say the S-Corp got all of those tax benefits and reduce taxes owed to the high-income tax states.

Fourth point is the ability to mess with income tax withholding through your S-Corp. Suppose you work Jan through August as a 1099 and decide to pay nothing in quarterly taxes. But then you withhold your entire paycheck from your W2 September through December and mail those to the IRS biweekly. I know married couples do this trick where husband does 1099 and underpays quarterly taxes and wife adjusts her withholding the last few months of the year to compensate. No penalties. Not sure if this works as an individual.

My biggest concerns with using an S-Corp are:

1) If I have to register as a foreign entity in each state I do consulting in. That seems like a hassle, and expensive. I think California was $500 to register as a foreign entity per year. I am nearly certain as a sole prop this is not necessary.

2) How difficult doing payroll for myself as a W2, filing UI payments with the state, etc. I've never used an accountant. I prefer learning things myself and handling as much as I can, and so far as a 1099, it's cake. I prefer this because as a true fatwalleteer, I use my understanding on a daily basis to plan the year out. I don't wait until April of the following year to talk to my accountant only to learn I should have done something differently the previous year. Doing things myself has a huge net positive benefit that exceeds the cost savings of paying for the accountant.

3) Anything else I missed?

Tax Deals
Xbox One @ Target $350 after $50 GC
Added on : Sunday July 20th 2014 04:00:07 AM
g: 0 Posted By: cwhiteh2
Views: 185 Replies: 0 for those who missed out on last weeks $306 Pinwheel deal...the weekly ad has the console with a $50 GC at $399.

http://weeklyad.target.com/tampa-fl-33611/pages#18-19
Xbox One Consoles Deals

Target Coupons
g: 0 Posted By: remick
Views: 7 Replies: 0 http://www.amazon.com/gp/product/B00KVWH5O6

A woodcock hunters abstract -- and sometimes opinionated -- perspective for hunting in the 21st century. Although the tips and strategies are beneficial to all woodcock hunters, it is geared mostly toward those that already have a basic understanding of this misunderstood bird.
Books & Magazines Deals
Prevacid $10 eGift card from Walmart
Added on : Saturday July 19th 2014 07:00:07 AM
g: 0 Posted By: PutThatCoffeeDOWN
Views: 92 Replies: 0 Got an email last tonight to redeem my $10 eGift card to WalMart. This is just a heads up to those who signed up and jumped thru the hoops for this deal.

Couldnt find a thread about this...perhaps I found deal on SD?
Surveys & Rewards Deals
g: 0 Posted By: remick
Views: 56 Replies: 0 http://www.amazon.com/dp/B0084JDD44/

Here are the chapters in Volume I. They'll give an idea of how far this segment will take you:

Introduction
Chapter One - The Basics
Chapter Two - Game Selection (Rule/Number of Decks/Penetration)
Chapter Three - Basic Strategy
Chapter Four - The Running Count
Chapter Five - True Count Conversion
Chapter Six - Betting Basics
Chapter Seven - Advanced Strategy

Hype...

The radically new information is in Volume II and III, but there's new stuff mixed into "the fundamentals" that I've never seen in print.

The riddle of five and six...
What they didn't tell us about penetration...
How to calculate blackjack frequency...
How to convert the true count to the quarter deck in two deck...
How to convert when a fourth or half deck is burned off the top...
Another look at those "other players"...
Advantage doubles as distance is halved...
Standard deviation simplified...
How long we can be behind...
Depth charging taken a few steps further...
g: 0 Posted By: remick
Views: 110 Replies: 0 http://www.amazon.com/gp/product/B00JOYF70G/

Quite often the students of Architecture get confused during the first few years of their studies in the University. The confusion arises due to a number of genuine reasons. Unlike the jobs of a Chemical or Computer Engineer, the works of an architect is openly seen, understood, appreciated or criticised by the common people. The architects create something which is used by all. Naturally the students of Architecture know or believe that they know about the works of the Architect. But then they discover that the knowledge they are taught or the problems they are assigned during the first few years do not have any resemblance with the works of an architect.

In doing architectural design the architect needs to know and apply the knowledge of a lot of subjects in order to take care of the various aspects of the builtform. Prominent among these aspects are: Visual, Functional, Climatic, Acoustics, Tactile, Olfactory, Cultural, Psychological, Social, Material-related, Structural, Economic, Constructional etc. Of all these, the visual aspect is the first and foremost aspect to learn. The principles of creation of visual beauty have been devised mostly by the artists. In the universities, the teachers of architecture also use those, even though in the contemporary age, the job of the architect is in no way comparable with those of the Artists. In Artists creation and evaluation what matters most is emotion and not logic. On the other hand the Architects design must have logical basis, because design is only a part of their job. The job in its entirety depends upon materialization through construction. This reality demands that the principles for creation of beauty followed by the Architects should be different more of logic-based, and not emotion. For the students of Architecture, Composition is the mother subject of creation of beauty. In this book endeavour has been done to present Composition more of a logic-based subject.

If the Architects works are taken to be the light-house to which the students shall proceed, alike the rowing of the boat Composition is the most essential skill to acquire. Some of the thoughts presented in this book are entirely my own and the responsibilities go only to me.

Architecture is a creative subject. No creative subject can in fact be taught to the students. They can only be taught the methods and skills for such creation. The sole purpose for which I have written this book is to make the first learning experience of the students of Architecture enjoyable and pleasant. If the students find it helpful, I shall consider my pains worthwhile.
Books & Magazines Deals
BenBat YummiGo Booster Seat & Storage in 2 Colors $23.99 @ Woot
Added on : Friday July 18th 2014 09:00:03 PM
g: 0 Posted By: ctgolfer
Views: 127 Replies: 0 shipping adds $5

This portable booster seat has ample space for your child's daily essentials
A lightweight, compact and stylish design
Designed as a stylish carrying bag so you can easily take it with you anywhere, to restaurants or to relatives
Choose from 2 stylish colors:
- Lime Green / White / Brown
- Orange / White / Brown
A must-have when traveling with a baby or toddler
No need to sit your child on your lap or to use those unappealing public booster seats
Phthalate Free, Lead Free and BPA Free
Parents love the quick set-up, easy clean-up and storage space
Kids love being like one of the grown-ups at the table
Storage space lets you keep everything at your fingertips
Folds Conveniently into a trendy bag
Straps connect easily to most chairs
3-point safety harness keeps your child securely seated
Easy to clean, just wipe off

http://kids.woot.com/offers/yummigo-booster-seat-storage-2-color...
Baby Deals

woot! Coupons
Sherwin Williams - July 18-21 - 40% off Paints, 30% off supplies
Added on : Friday July 18th 2014 07:00:03 AM
g: 0 Posted By: MeIsCheap
Views: 140 Replies: 0 The store clerk said this is the best sale of the year for them. Was hoping the 30% off would apply to sprayers, but those & ladders are excluded.
Home & Garden Deals
New Discover card (2% cash back on gas and restaurants)
Added on : Thursday July 17th 2014 06:00:07 PM
g: 0 Posted By: TooManyCards
Views: 102 Replies: 1 Discover has issued a new card, apparently (and confusingly) called "Discover It Chrome." It's a Cash Back card that pays 2% Cash Back on gas and restaurants (subject to a cap of $1,000 combined spending in the two categories per quarter), 1% Cash Back on everything else.

https://www.discovercard.com/cardmembersvcs/acqs/app/display?pageFileId=listingsite-chrome

I'm curious whether Discover will allow an account holder to hold both this and the Discover It (non-chrome; this will get confusing) cards at the same time.

I'm vaguely interested in this card, but since I use the Fidelity Amex that gives 2% on everything, this really only helps me for those places that take Discover but not Amex. I don't think there are a whole lot of places that fit into that category, so I'll probably pass on this one, but I'm interested in seeing how it plays out.
Deal Deals
g: 0 Posted By: ILoveToRead
Views: 101 Replies: 1 If you like Epic Fantasy Genre here are some deeply discounted and even free books (and audiobooks) with links to many platforms. I personally prefer Google Play, but many like Amazon more so I include that plus a few more platforms for those like myself. All but the last one are things I read and recommend. I will add more in a bit either here, wiki or comments.
-----------------------------------------------------------------------------------------

$2.99. Awesome deal given how HUGE the book is (it's 1005 pages, the size of most Trilogies!) , not to mention how good!
The Way of Kings
Brandon Sanderson
4.5 out of 5 on google play

Widely acclaimed for his work completing Robert Jordans Wheel of Time saga, Brandon Sanderson now begins a grand cycle of his own, one every bit as ambitious and immersive.
Roshar is a world of stone and storms. Uncanny tempests of incredible power sweep across the rocky terrain so frequently that they have shaped ecology and civilization alike. Animals hide in shells, trees pull in branches, and grass retracts into the soilless ground. Cities are built only where the topography offers shelter.
It has been centuries since the fall of the ten consecrated orders known as the Knights Radiant, but their Shardblades and Shardplate remain: mystical swords and suits of armor that transform ordinary men into near-invincible warriors. Men trade kingdoms for Shardblades. Wars were fought for them, and won by them.
One such war rages on a ruined landscape called the Shattered Plains. There, Kaladin, who traded his medical apprenticeship for a spear to protect his little brother, has been reduced to slavery. In a war
that makes no sense, where ten armies fight separately against a single foe, he struggles to save his men and to fathom the leaders who consider them expendable.
Brightlord Dalinar Kholin commands one of those other armies. Like his brother, the late king, he is fascinated by an ancient text called The Way of Kings. Troubled by over-powering visions of ancient times and the Knights Radiant, he has begun to doubt his own sanity.

Google Play
https://play.google.com/store/books/details/Brandon_Sanderson_The_Way_of_Kings?id=OHclhBVv-X4C
Amazon Kindle
http://www.amazon.com/Way-Kings-Stormlight-Archive-Book-ebook/dp...
iTunes Bookstore
https://itunes.apple.com/us/book/the-way-of-kings/id376229549?mt=11

Kobo and BN Nook are $8.99 sadly, but proves the point of how hot this is I think.

Also, for those who like audiobooks once you get the Amazon Kindle 2.99 book, they will allow you to buy the audiobook version for $12.99, which is usually a whooping $63.93.
http://www.amazon.com/The-Way-Kin...150&sr=1-1

------------------------------------------------------------------------------------------------------------------------------------------------------

FREE
The Sorcery Code (The Sorcery Code: Volume 1)
4.5 out of 5 on google play
***FREE for a limited time to celebrate the release of The Spell Realm (The Sorcery Code: Volume 2)***
From the internationally bestselling authors who brought you the Krinar Chronicles comes a captivating tale of intrigue, love, and danger in a world where sorcery is entwined with science . . .
Once a respected member of the Sorcerer Council and now an outcast, Blaise has spent the last year of his life working on a special magical object. The
goal is to allow anyone to do magic, not just the sorcerer elite. The outcome of his quest is unlike anything he couldve ever imagined because, instead of an object, he creates Her.
She is Gala, and she is anything but inanimate. Born in the Spell Realm, she is beautiful and highly intelligent and nobody knows what shes capable of. She will do anything to experience the world . . . even leave the man she is beginning to fall for.
Augusta, a powerful sorceress and Blaises former
fiance, sees Blaises deed as the ultimate hubris and Gala as an abomination that must be destroyed. In her quest to save the human race, Augusta will forge new alliances, becoming tangled in a web of intrigue that stretches further than any of them suspect. She may even have to turn to her new lover Barson, a ruthless warrior who might have an agenda of his own . . .

Google Play
https://play.google.com/store/books/details/Dima_Zales_The_Sorcery_Code?id=tOYiAgAAQBAJ&hl=en
Amazon Kindle
http://www.amazon.com/Sorcery-Code-Fantasy-Romance-Intrigue-eboo...
Kobo
http://store.kobobooks.com/en-US/ebook/the-sorcery-code
iTunes Bookstore
https://itunes.apple.com/us/book/the-sorcery-code/id748224494?mt=11
BN Nook
http://www.barnesandnoble.com/w/the-sorcery-code-dima-zales/1117...

If you like audiobooks, in this case, after you get the free book on Amazon, you can get the audio for $1.99 (it's usually $19.99)

http://www.amazon.com/The-Sorcery-Code-Fantasy-Intrigue/dp/B00HK...

-----------------------------------------------------------------------------------------
FREE
The Prince of Ravens (The Exile Trilogy) by
Hal Emerson
The Prince of Ravens has vanished.
4.7 on Amazon
Word spreads quickly from the Fortress of the Empress, through the dark streets of Lucien, and to the far corners of the Empire of Ages. The Children are summoned to the Fortress, and the people talk in muffled whispers, if they dare to talk at all, of secret plots and ancient prophecies. Some say the Prince was murdered, others that he was kidnapped; but underneath it all runs a darker word, one full of terrifying possibility:

Exile.

Rumor begets rumor, and soon the whisper of truth is lost in the swirling winds of growing fear. For the Prince of Ravens is the prophesied Lord of Death, and on his shoulders rests the fate of the Empire.


Amazon Kindle
http://www.amazon.com/The-Prince-Ravens-Exile-Trilogy-ebook/dp/B...
Kobo
http://store.kobobooks.com/en-US/ebook/the-prince-of-ravens
iTunes Bookstore
https://itunes.apple.com/us/book/the-prince-of-ravens/id578065257?mt=11
BN Nook
http://www.barnesandnoble.com/w/the-prince-of-ravens-hal-emerson...
-----------------------------------------------------------------------------------------
The Darkness Abides
5 stars on barns and noble (only 1 review though)
Two men lie adrift at sea, castaway in the search for one's future, and the other in search of his past. When they drift to a land of perpetual darkness designed as an elaborate labyrinth, they begin to realize that they've stumbled upon the path toward what they each seek, but the trail may be more hazardous than they anticipated.
Released initially as a series of short installments, the entirety of this story comprises the length of a full-size novel. Readers who enjoy serialized fiction and dark fantasy with a bit of suspense will enjoy this series.

Google
https://play.google.com/store/books/details/L_Harcroft_The_Darkness_Abides_Vol_1?id=pyTuAgAAQBAJ
Amazon
www.amazon.com/Darkness-Abides-Vol-1-L-Harcroft-ebook/dp/B00IO1P...
Kobo
http://store.kobobooks.com/en-US/ebook/the-darkness-abides-vol-1...
BN Nook
http://www.barnesandnoble.com/w/the-darkness-abides-l-harcroft/1...


Please post your own finds, especially stuff you read and liked!

Books Deals

iTunes Coupons
Free ebook "Old Time Recipes" Kindle version @Amazon
Added on : Thursday July 17th 2014 03:00:06 AM
g: 0 Posted By: imagine1128
Views: 367 Replies: 2 Things Mother Used to Make A Collection of Old Time Recipes, Some Nearly One Hundred Years Old and Never Published Before [Kindle Edition ] Lydia Maria GurneyAuthorr
Print List Price: $7.58 Kindle Price: $0.00 You Save: $7.58 (100%)

New Englander Lydia Maria Gurney collected recipes handed down from generation to generation, and tested most of them in her own kitchen. In her foreword she explains, ""These recipes and Household Hints are written very plainly, for those who have had no experience. . .They are very simple, not expensive, and if followed closely, will ensure success.""
http://www.amazon.com/Things-Collection-Recipes-Hundred-Published-ebook/dp/B00AQM9HS8/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1405601501&sr=1-1&keywords=free+kindle+books​

** new post
Totally Free Deals
Negative Balance in Chase Ultimate Rewards
Added on : Thursday July 17th 2014 03:00:06 AM
g: 0 Posted By: horse9118
Views: 17 Replies: 0 Hi guys, so I got an Ink Bold card a few weeks ago and I was thinking of closing my Sapphire Preferred since annual fee on that thing is due. So I transferred all my Ultimate Rewards points from Sapphire to the Ink Bold account. However, I didn't account the fact that I returned a TV a few days before and when the return got processed, Chase took back the points they issued me for the TV. So now I have a -445 points balance in my Sapphire UR account. The good news is that I haven't spent those points yet so I could transfer them back and bring the balance to 0. I still want to close that card, but what would Chase do about the negative balance? Would the negative points get wiped away or would Chase charge me for those points? Anyone ever have to deal with this?

Thanks
Personal Finance Deals
Financial implications of injury from auto accident
Added on : Wednesday July 16th 2014 04:00:08 PM
g: 0 Posted By: WhamBamTk
Views: 115 Replies: 0 Hello Fatwallet,

Please excuse the throwaway.

My wife was involved in a small car accident. She was rear-ended while stopped at a crosswalk. The other driver was cited.

The accident was at a relatively low speed. The other driver's car hit our trailer hitch and had some front bumper damage. Our car had some chipped paint on the bumper. No big deal; it's older.

She was experiencing some neck pain at the scene and was transported to the hospital via ambulance for x-rays. She already receives SSDI for an issue that - in part - involves her neck.

We have two uncertainties at this point:

1.) We are afraid about how our health insurance will treat this in the long term. That is to say, after this is all sorted out with the car insurance companies, would they ever blame long-term neck issues on the accident and deny payment?

2.) Is this something that requires a lawyer? The medical effects from this accident appear minor at this time, but we will know more later. Right now, we are not looking for anything but the payment of medical bills. We will not know the full extent of those for at least a few months.

I haven't seen a scenario like this on previously posted threads and would greatly appreciate any advice.

Many thanks.
New User Question Deals
Secret Code Vault Jr $9.99 + Ship @seventhavenue.com
Added on : Wednesday July 16th 2014 04:00:03 PM
g: 0 Posted By: jasclark
Views: 119 Replies: 0 http://www.seventhavenue.com/Gifts-and-Toys/Recipient/Kids/Secre...

was: $24.95
sale: $9.99

Intruders bewareour Secret Code Vault will only open for those who hold the 4-digit code! And if it's entered incorrectly, an alarm will sound. Has "accepted" and "denied" LED lights. Uses 2 AA batteries (not included). 6" w x 7 1/4" h x 4 1/2" d. Ages 4 to 10.
Toys Deals
GUNS: Nikon P-223 Rifle Scope 3-9x40 Mate BDC 600 @ $139.98 Amazon
Added on : Wednesday July 16th 2014 02:00:10 PM
g: 1 Posted By: turbotwo
Views: 772 Replies: 2 For those of you that have Amazon Prime get your Nikon scope from them.....
http://www.amazon.com/Nikon-P-223-3-9x40-Mate-BDC/dp/B006YVT0R8/...

Guns & Ammo Deals

Amazon Coupons
Private lenders who work /w a previous DIL on credit?
Added on : Wednesday July 16th 2014 09:00:08 AM
g: 0 Posted By: Dulanic
Views: 10 Replies: 0 Does anyone know of any lenders that are somewhat DIL friendly lenders that aren't government backed/funded? I know /w a deed in lieu the general rule is 2 years /w 20% down. However, I do know private lenders can do as they please and have "heard" some will work with DIL/short sale situations based on circumstances.

Details:
Last year my wife's company moved her and we had to move across country or she would have to find a new job and we stay at our home. We were underwater ~20% as our area took an excessive beating for our type of home (town-home). We attempted to short sale and the mortgage company balked at a buyers offer over $3K in closing costs which cost us the sale and we had to go /w a DIL instead. Not a huge issue, except that it extended the time before the closing of the DIL a good 6 months past what would have been our short sale closing date. Their loss, it will prob sell for 20-25K below the offer we got.

Anyways, now we are moved and looking at getting a home. My credit is 780ish, my wife's is still 700+ even after the DIL. Are there any private lenders that don't bound to follow the FHA guidelines for short sales/DIL and are known to work with DIL people? We still have all the paperwork from her work showing we had to move and that was the reason for our forclosure. We have the funds to put down as a downpayment. I've been told Credit Unions have that flexibility, but I know PenFed won't budge on those guidelines as I asked.

I could get a mortgage myself, but we want just a little more than we can get under just my income alone.
g: 1 Posted By: LightHearted
Views: 122 Replies: 1 Adorama camera has theBlackmagic Pocket Cinema Camera with Micro Four Thirds Lens Mount for $495 throughAmazon. This is 50% off. It is currently the #1 seller in professional grade video cameras.
I hear that the color grading learning curve is steep, but at this price I will take the time to learn.
This is an awesome camera for those how or are willing to take the time to learnhow to use it. Free shipping and no tax.

BMPCC

Cameras Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 2 Replies: 0 http://www.amazon.com/gp/product/B0055PLK1I

4.2 out of 5 stars (21 customer reviews)

In this easy-to-use, make-it-from-scratch cookbook, Jonni McCoy, the original Miserly Mom, demonstrates that inexpensive meals can be both nutritious and mouth-watering. She offers proof that living well without spending is doable. Originally published as Miserly Meals, every recipe includes the price per serving and a nutritional analysis. Kitchen tips are an added bonus with every recipe. Simple soups, slow-cook dishes, breakfast ideas, vegetarian options, snacks, gifts from the kitchen, and more will make this the busy mom's most-used cookbook.



Grandma's Simple CookbookMG EZ 120 Recipes
http://www.amazon.com/gp/product/B00BKNAYS4

4.2 out of 5 stars (19 customer reviews)

We All Love Grandma's Cooking!
Grandma's Simple Cookbook delivers 120 OMG EZ Recipes
Basic ingredients found in every kitchen are used to prepare these easy recipes.
Grandma's Cookbook of easy to follow recipes
come from a generation raised to value time spent in the kitchen with friends and family.
Pass the legacy on, equip the next generation with the key to the kitchen. Encourage restoration of Joy in the kitchen with these easy recipes.



21 Easy Classic Recipes Every Kitchen Should Have
http://www.amazon.com/gp/product/B00CDWMAAQ/

4.3 out of 5 stars (10 customer reviews)

There are some foods you just dont appreciate until you move out on your own, and suddenly you find yourself missing moms meatloaf.
Sometimes when I am homesick, theres nothing like baking a batch of moms white bread.
In this collection, you will find many classic recipes that I remember from my childhood and some that are traditions in my family now.



101 Best Soups & Stews: Easy & Delicious Gumbos, Chowders & Chili Recipes
http://www.amazon.com/gp/product/B00BF5XSYY

4.7 out of 5 stars (6 customer reviews)

There is nothing more warming than sitting down to a good, hot, delicious bowl of soup in the winter. However, soup is not the only thing that can warm you heart and soul, during those gray, windy, snowy days chowder, chili, stews, gumbos and cheesy/creamy soups can also do the trick.
This book contains 101 of the best soup and stew recipes, including the aforementioned other types of soup-like dishes, that you will find in one place. There are a variety of food categories as well, including beef, chicken and turkey, lamb, pork, ham and bean. You will also discover how to make soups and stews with seafood and vegetables, some of which you may not have heard of yet.
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Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 120 Replies: 0
Detail-oriented display
See your movies and games pop with vivid colors, dark shadows and stunning contrast on the 8.4" display. With two times the pixels of an HDTV, the screen also keeps everything clear by auto-adjusting brightness levels based on where you are and what you're viewing.
Ultra-thin and lighter
An ultra-thin build with a comfortable design makes this tablet difficult to put down. Lightweight and perfect for travel, it connects seamlessly with other Galaxy products for you to effortlessly share photos and videos from wherever you are.
Family-friendly
With multi user mode, everyone in the family can create a private and personalized tablet experience that can be secured with the fingerprint scanner. And for those wanting to keep the little ones entertained, Kids Mode lets you customize playtime and apps with parental controls.
Security at your fingertips
Unlock your tablet and keep your photos, videos, and personal files secure with just the swipe of your finger.
More productive than ever
Now you can do two things at once with Multi-window, like watch a music video and look up the lyrics or read an email and edit a presentation. Opening two windows or apps at the same time gives you the ability multitask and get things done faster than ever before.
Low battery
Ultra power saving mode keeps you connected even when your battery is critically low. It works by turning your screen to black and white and shuts off nonessential apps, so your device still works when you need it most.
Magazines come to life
Flip through your favorite sports, fashion and news magazines in Papergarden. You'll easily navigate through your favorite reads and see everything at a resolution that's optimized for your Galaxy Tab S screen - so photography looks stunning and text is easy to read.


www.sears.com/samsung-galaxy-tab-174-s-16-gb-10.5inch-display/p-...
Tablets & iPads Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 151 Replies: 0 This Game of the Year Edition includes the award-winning The Walking Dead game, a bonus episode and exclusive access to digital content
The Complete First Season includes all five series episodes, plus the bonus episode, 400 Days
Immerse yourself in the Walking Dead story with access to digital features, such as the original soundtrack and never-before-seen videos of behind-the-scenes footage
Fight your way through hordes of zombies in this iteration of The Walking Dead franchise, which has made the undead apocalypse a global phenomenon and one of the most powerful pop culture icons ever
Based on Robert Kirkman's award-winning comic book series and the television show it inspired
Take on the role of Lee Everett, whose life has been spared and now must survive among the undead
Meet potential allies, visit the locations and participate in the events that foreshadow the story of Deputy Sheriff, Rick Grimes
Act quickly but wisely —: your choices will affect your fate and the fates of those around you
Experience the thrilling and gruesome graphics in all their gory splendor

Playstation 3
www.bestbuy.com/site/the-walking-dead-game-of-the-year-edition-p...

Xbox 360
www.bestbuy.com/site/the-walking-dead-game-of-the-year-edition-x...
PS3 Games Deals

Best Buy Coupons
GUNS: Nikon P-223 Rifle Scope 3-9x40 Mate BDC 600 @ $139.77 Amazon
Added on : Tuesday July 15th 2014 06:00:04 PM
g: 0 Posted By: turbotwo
Views: 210 Replies: 0 For those of you that have Amazon Prime get your Nikon scope from them.....
http://www.amazon.com/Nikon-P-223-3-9x40-Mate-BDC/dp/B006YVT0R8/...

Guns & Ammo Deals

Amazon Coupons
g: 0 Posted By: poorfatkid
Views: 64 Replies: 0 Best price I can find anywhere! Runs $199 everywhere. This is the newer carbon steel edition, not the B1 first generation.

Link
Basis uses 4 sensors including heart rate and activity to take automatically paint a more comprehensive picture of your Fitness (run/bike/walk/calories/steps), Sleep (REM/Deep/Light plus toss & turn) and Stress (continuous HR) levels.Product FeaturesMultiple Sensors = More InsightWith 4+ sensors compared to most single-sensor devices, Basis paints a more scientific picture of your health, tracking heart rate, motion, temperature & more.Seriously SmartOur Body IQ technology takes the hassle out of tracking and simplifies all that data into simple metrics for fitness, sleep and stress. All you have to do is wear Basis. It does all the work.Get Fit: Auto-Tracks Your Favorite ActivitiesBody IQ automatically detects your favorite activities like walking, running and outdoor biking in real-time on your wrist. It also gives you the right caloric burn credit for those activities.Sleep Better: Advanced Sleep AnalysisBody IQ delivers real sleep analysis with Deep / REM / Light sleep, toss & turn, Sleep Score and Interruptions. No 'modes' to set - Basis automatically figures all this out.Stress Less: Heart Rate On Your WristFeeling stressed? Elevated heart rate (viewable on your wrist) could be a clue. A quick breathing exercise can easily help you keep cool under pressure and be mindful.Track Goals & Build Healthy HabitsAll of the data in the world does you no good if you can't act on it. Basis helps you incorporate small changes into your daily routine that have a powerful impact on your health.Backlit DisplayMakes real-time metrics like running, biking, walking, heart rate and goal progress easy to view on your wrist. A quick flick of your wrist automatically turns the backlight on.Personalized DashboardView your personalized dashboard by syncing wirelessly with select Android and iOS smartphones, or via USB with your PC or Mac.Sleek And ComfortableThe Carbon Steel Edition combines polished stainless steel couplers and non-reactive silicone straps for a sleek look and comfortable feel.Change The LookAvailable accessories (not included), allow you to customize the look and feel of the health tracker.Free Software UpgradesBasis continuously updates its software and adds functionality to your experience, much of which is included for free in your purchase.Does Not Replace Your Workout Heart Rate MonitorBasis is designed to track your health over time using multiple sensors. It complements workout-focused heart rate monitors with chest straps which are for high-intensity workouts.
Electronics Deals

Best Buy Coupons
g: 0 Posted By: peste386
Views: 180 Replies: 0 Link

SHOP SMALL AUGUST CARD MEMBER OFFER
TERMS AND CONDITIONS

Limit three (3) statement credits per American Express Card. To be eligible, Card Members must register any eligible American Express Card for this offer at americanexpress.com/ShopSmallAugust. Corporate Cards and all prepaid Card products (other than American Express Serve) are not eligible.
The number of registrations is limited. Registration opens at 12:00 A.M. MST (Mountain Standard Time) on Aug 1, 2014, and will continue until 11:59 P.M. MST on Aug 31, 2014, unless the registration limit is reached sooner.
To receive the $5 statement credit up to three times total (once per eligible transaction), the Card Member must use his or her registered Card to spend $5 or more in a single, in-store transaction at a qualifying small business location listed in the Shop Small August Offer Directory during Aug 2014. To receive the credit, the transaction must equal $5 or more (for example, if the transaction is only for $4, the Card Member will not receive a credit). Multiple transactions of less than $5 will not qualify even if the combined total of those transactions is over $5. Card Member may purchase multiple items that together equal $5 or more, but they must be purchased in a single transaction to receive the statement credit. Online transactions do not qualify.
Qualifying small business locations will appear in the Shop Small August Offer Directory,available beginning on Aug 1. (Please note that business location information provided on the directory may contain inaccuracies or errors, including as a result of information provided by third parties.) Transactions with political campaigns or political action committees are not eligible, regardless of whether they appear in the offer directory.
If American Express does not receive information that identifies a transaction as qualifying for the offer, the transaction will not qualify for the statement credit. For example, a transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, a statement credit will not be received if a transaction is made with an electronic wallet or through a third party, or if the merchant uses a mobile or wireless card reader to process it.
Statement credit(s) will appear on the Card Members billing statement within 90 days after Aug 31, 2014, provided that American Express receives information from the merchant about the qualifying purchase. Note that American Express may not receive information that identifies the transaction as a qualifying transaction if the items from the purchase are not all provided during the offer period. For example, if a Card Member purchases an item that is not available or is provided after Aug 31, 2014, that transaction will not count toward determining whether the purchase qualifies for the offer.
Statement credit may be reversed if qualifying purchase is returned or cancelled.
The Card Registration Terms and Conditions will also apply at enrollment.

Services Deals
g: 0 Posted By: Logician1313
Views: 154 Replies: 0 64GB Lexar JumpDrive USB 3.0 Super High Speed Flash Drive - $19.99 w/ Free Shipping at Beachcamera via eBay

64GB Capacity
USB 3.0
Up to 100MB/s Read
Up to 55MB/s Write
Retractable Design (all plastic construction)
Condition: Brand New
3-Year Limited Warranty

Back again for those who missed it last month. Some reviews indicate the all plastic construction is flimsy and prone to break, but for $20 I'm picking one up for my camera bag. 2.6/5 stars based on 41 Amazon reviews.
USB & Flash Drives Deals

eBay Coupons
g: 0 Posted By: remick
Views: 29 Replies: 0 http://www.amazon.com/dp/B00CR6EJC0

4.4 out of 5 stars (27 customer reviews)

OK, I'm outing myself to you right here and now - I'm basically a "prepper junky".

I've spent most of my adult life doing such things as getting a license to be an Emergency Medical Technician (EMT) and also becoming "CERT (Community Emergency Response Team) Qualified" in Southern California. I've also been in tornadoes (Kansas), hurricanes (Hawaii), earthquakes (California) and even in the L.A. riots of the 1990's, so I guess I know a thing or two about emergency preparedness, and I would like to pass that knowledge on to you.

Most people think "preppers" are a bit looney. They think that we expect the worse to happen, and that we just go through life paranoid. My response to that is, "Better to have the peace of mind that I'm prepared to survive most any disaster than to be a head-in-the-clouds victim who doesn't have a clue."

Fact - in a serious community disaster (like a hurricane, or tornado), emergency response personnel will probably be so overwhelmed that they may not be able to get to you for several days.

Remember Hurricane Katrina and Superstorm Sandy?

Those who are prepared to be self-sufficient for a few days are soooo much better off than those who made no preparations and depend on outside help from the get-go.

Look, there are thousands of people every year who are directly affected by disasters - whether they are natural or man-made. A Bug Out Bag is just one of the things (and probably the easiest) that you can prepare for yourself and your family that will help you survive a disaster situation - whether the disaster is localized to your own house (a fire, for instance), or to your community - even a disaster that's affecting your whole country (civil unrest, maybe?).

So come on along, as this book not only covers Bug out Bags extensively, but also prepares you in other ways, too. You may become the "Go-To" person in your community after reading it and following the suggestions!
Totally Free Deals
Aromachologie Repairing Shampoo $6.50 @loccitane.com
Added on : Monday July 14th 2014 05:00:06 PM
g: 0 Posted By: francded
Views: 130 Replies: 0 http://usa.loccitane.com/aromachologie-repairing-shampoo--travel...

DETAILS:

The perfect shampoo for those who color treat, permanent wave, blow dry, curling iron, or use drying styling products on hair. Care and give radiance to your hair. This shampoo smoothes and softens capillary fibers. Your hair is left looking and feeling supple, shiny and silky. A natural complex of 5 essential oils - Angelica, Lavender, Geranium, Ylang-ylang and Patchouli - plus wheat proteins work together in synergy to help repair, strengthen, regenerate and soften dry and damaged hair.


Hair & Skincare Deals
Consecutive nights more expensive than individual?
Added on : Monday July 14th 2014 01:00:09 PM
g: 0 Posted By: user1337
Views: 108 Replies: 1 Is it standard practice for hotels to show quotes for consecutive nights to be more expensive than getting the quotes for those nights individually? If I book the two nights separately, will the hotel raise a stink?
Question Deals
g: 0 Posted By: remick
Views: 227 Replies: 0 http://www.amazon.com/gp/product/B00DWTB3DY
4.5 out of 5 stars See all reviews (61 customer reviews)

Using Paul's radical letter to the Philippians as his road map, Matt Chandler forsakes the trendy to invite readers into authentic Christian maturity.
The short book of Philippians is one of the most quoted in the Bible, yet Paul wrote it not for the popular sound bites, but to paint a picture of a mature Christian faith. While many give their lives to Jesus, few then go on to live a life of truly vibrant faith.
In this disruptively inspiring book, Chandler offers tangible ways to develop a faith of pursuing, chasing, knowing, and loving Jesus. Because if we clean up our lives but don't get Jesus, we've lost! So let the goal be Him. To live is Christ, to die is gainthis is the message of the letter. Therefore, our lives should be lived to Him, through Him, for Him, with Him, about Himeverything should be about Jesus.



In His Steps byCharles M. Sheldon
http://www.amazon.com/gp/product/B007TV12VY
4.5 out of 5 stars (138 customer reviews)

This classic that has been inspiring and challenging readers to a spiritual adventure for over a century now gets an updated look for a new generation.



Designed for Devotion: A 365-Day Journey from Genesis to Revelation
http://www.amazon.com/gp/product/B008SAO5TG
4.8 out of 5 stars (67 customer reviews)

Devotionals are designed to bring the reader into a more intimate relationship with God. Dianne Neal Matthews knows no better way for believers to know God more intimately than to immerse themselves in his Word. To that end, her new daily devotional combines fascinating historical background information about the Bible with practical application that readers can implement in their lives each day. She guides readers on a journey through the Bible from beginning to end, highlighting major events, characters, and stories, as well as difficult issues and topics (such as the concept of theophany, God's instructions to the Israelites to show no mercy as they entered the Promised Land, and what seems at first glance to be discrepancies between the Gospels).
Readers new to Bible study or those who long to learn more will appreciate the background information Matthews provides, as well as the way she shows how the Scriptures fit together to form a cohesive work. This is the perfect devotional for anyone who desires to go deeper into the Scriptures as they deepen their relationship with God.



The 7-Day Prayer Warrior Experience
http://www.amazon.com/gp/product/B00ET7Q4LE/
4.7 out of 5 stars (690 customer reviews)

The 7-Day Prayer Warrior Experience is a free eBook from bestselling author Stormie Omartian, developed using excerpts from Prayer Warrior and Prayer Warrior Prayer and Study Guide. Are you equipped for spiritual battle? Take the next seven days to put on the whole armor of God, that you may be able to stand against the wiles of the devil (Ephesians 6:11). Join Stormie as she explains the pieces of armor, what they mean, and how they can help you be a prayer warrior in your spiritual battle. With devotional thoughts, suggested prayers, ways to dig deeper, and opportunities to connect with Stormie and a whole community of prayer warriors, The 7-Day Prayer Warrior Experience will empower you with the truth that He who is in you is greater than he who is in the world (1 John 4:4).



The Prayer Box
http://www.amazon.com/gp/product/B00CH7KXY2
4.7 out of 5 stars (308 customer reviews)

ECPA 2014 Christian Book Award Finalist, Christy Award Finalist, Christianity Today Book Award Finalist!
When Iola Anne Poole, an old-timer on Hatteras Island, passes away in her bed at ninety-one, the struggling young mother in her rental cottage, Tandi Jo Reese, finds herself charged with the task of cleaning out Iola's rambling Victorian house.
Running from a messy, dangerous past, Tandi never expects to find more than a temporary hiding place within Iola's walls, but everything changes with the discovery of eighty-one carefully decorated prayer boxes, one for each year, spanning from Iola's youth to her last days. Hidden in the boxes is the story of a lifetime, written on random bits of paper--the hopes and wishes, fears and thoughts of an unassuming but complex woman passing through the seasons of an extraordinary, unsung life filled with journeys of faith, observations on love, and one final lesson that could change everything for Tandi.
Books Deals

Amazon Coupons
g: 7 Posted By: SieSilverStars
Views: 1502 Replies: 7 The T-Fal Inspirations 20-pc. Red Nonstick Aluminum Cookware Set is on sale at Kohl's for $33.75 for those of you with Kohl's Charge Cards.

Link

Use coupon code "JUST4U" for $15.00 off $50.00, "ENJOY" for 25% off, and "JULYMVC" for free shipping (Kohl'd Cardholders Coupons).
Submit this $20.00 mail-in rebatefor purchases made 07/12/14 and 07/15/14.
Get $10.00 Kohl's Cash for this purchase
Final cost will be $30.00 for Kohl's Cardholders.


For those of you who aren't Kohl's Cardholders, you can still get this for when you use coupons "JUST4U" for $15.00 off, "SEASHELLS" for 15% off and "FREE50JULY" for free shipping. After you follow the rest of the steps the total should come out to be $42.24 for non-cardholders.



This T-Fal Dinnerware Set received 4.2/5 stars based on 64 customer reviews on the product page. 54 of those customers said they would refer this product to a friend.

I couldn't find an exact match in Google Productsfor a price comparison, but I found one T-Fal 20-pc. set that was $84.99.

Home & Garden Deals

Kohl's Coupons
g: 1 Posted By: SieSilverStars
Views: 193 Replies: 0 The T-Fal Inspirations 20-pc. Red Nonstick Aluminum Cookware Set is on sale at Kohl's for $30.00 for those of you with Kohl's Charge Cards.

Link

Use coupon code "JUST4U" for $15.00 off $50.00, "ENJOY" for 25% off, and "JULYMVC" for free shipping (Kohl'd Cardholders Coupons).
Submit this $20.00 mail-in rebate for purchases made 07/12/14 and 07/15/14.
Get $10.00 Kohl's Cash for this purchase
Final cost will be $30.00 for Kohl's Cardholders.


For those of you who aren't Kohl's Cardholders, you can still get this for $72.24 when you use coupons "JUST4U" for $15.00 off, "SEASHELLS" for 15% off and "FREE50JULY" for free shipping. After you follow the rest of the steps the total should come out to be $42.24 for non-cardholders.



This T-Fal Dinnerware Set received 4.2/5 stars based on 64 customer reviews on the product page. 54 of those customers said they would refer this product to a friend.

I couldn't find an exact match in Google Products for a price comparison, but I found one T-Fal 20-pc. set that was $84.99.

Home & Garden Deals

Kohl's Coupons
Fidelity Cash Management Account Transactions
Added on : Saturday July 12th 2014 09:00:12 AM
g: 0 Posted By: NEDeals
Views: 66 Replies: 1 For those of you with Fidelity Cash Management Accounts, have you noticed that the transaction listings do not include the origin or destination of credits and debits? For example, an ACH transaction pushed to the account shows up as "DIRECT DEPOSIT" with no further explanation of where it came from.

Even the Fidelity Amex bonuses are now posting as a mysterious direct deposit, so you don't have a clue what it is.

Not a great way to run a bank, and it makes reconciling your account very time consuming.

Is anyone else noticing the lack of transaction data?
Discussion Deals
g: 1 Posted By: remick
Views: 136 Replies: 0 Italy for First Timers
http://www.amazon.com/gp/product/B00I9P0VO8/

This book overflows with hands-on, proven techniques for getting the most out of this tripand future trips too! Selecting what to see and do, picking where to stay, where to eat and what to pack, the best guide for making your dream vacation a reality.
Group package tour or devise your own plan? Pros and Cons to help you decide.
Get a great price on airfare and improve your seat assignment before the flight. Find out a few things that reduce hassle with the TSA. Make the flight more comfortable (yes, it can be done!) and much much more.
Gain tools to see through the self-serving marketing on the internet and make your own informed decisions.
Hundreds of good travel ideas, from packing smart to the latest gear on the market to help travelerswearable luggage, neck collars, super-light duffels to name a few.
Jet Lag no more. This really works!
Understanding Italian restaurants: why Americans think they give lousy service, and when you find out why, youll wish we had the same high caliber staff in the US!
The down and dirty scoop on the VAT tax, tourist cards, hotels, trains, subways, sleeping on the plane, and how to use a bidet. An indispensable guide to travel in the 10s.
Time: Your most precious resource. Bring along one small thing weighing about 2 oz.something you probably already ownto safeguard that resource.
This book is your guide to a great time!



Why I Love New Orleans: A Collection of Blogs
http://www.amazon.com/gp/product/B00K62ONZ0/

New York Times Bestselling Author, Heather Graham has had a long standing love for New Orleans, Louisiana. She has used the city as a setting for many of her novels and there are many reasons why. On her blog in 2013 she spent 30 days sharing what she loved about New Orleans. From favorite restaurants, to museums she loves to her most loved ghost stories, she shared what made New Orleans one of her favorite cities in the United States. Now she has compiled these blogs into this ebook that she wants to share with those who are going to New Orleans, those who have dreamed of the city and want to learn more, and those who might want to debate her choices.


London Budget Getaway (Bravo Your City! Book 7)
http://www.amazon.com/gp/product/B00ED2CMLQ

London is expensive, but you can still enjoy it on a budget with these tips, especially if its your first visit!
London Budget Getaway is a perfect travel companion for a short stay in one of the worlds most iconic cities, offering plenty of low cost suggestions so that family, friends and loved ones can experience Londons most popular sights and cultural attractions without breaking the bank.
Tour art galleries, exhibitions, cinemas and the most visited museum in Britain. Encounter otherworldly presences in the haunted London Underground. Explore world famous markets, streets, squares, monuments and intriguing architecture. Sample some of the best beers, ales, ciders and stouts brewed in Britain. Find the best views of the London city skyline.



Shanghai Stories TOP3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B007UN45V0

Istanbul Tour Guide Top 3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B00EJMPCTO

Tallinn Tour Guide Top 3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B007V0CW5I

The Must Sees of Seoul (Bravo Your City! Book 70)
http://www.amazon.com/gp/product/B00FJDEQQ2

Montmartre Neighborhood Guide (Bravo Your City! Book 6)
http://www.amazon.com/gp/product/B00EDE3RC2
Totally Free Deals
Alert: SJ KUNDBOKNING Credit Card Scam Strikes Again!
Added on : Saturday July 12th 2014 05:00:05 AM
g: 0 Posted By: jr9726
Views: 99 Replies: 1 My credit card was just charged yesterday, July 11, 2014 by this SJ KUNDBOKNING twice, one for $198.36 and another for $133.49, in an attempt to max out my credit card. Luckily, I only had about $400 of available credit left on it. I was getting ready to pay my bi-annual insurance premium so I made an extra payment recently and went to check my online statement to see if it was already credited. That's when I noticed this unauthorized charge on my account. I was infuriated. That was a lot of money to me. Now, I don't have enough available credit to pay for my bi-annual insurance premium which is due by next week because of this unauthorized charge. So I called the bank right away and they too knew that this was a scam charge after checking their database. They took care of the unauthorized charges by taking responsibility for them while they investigate and alert authorities, and they restored my account balance. They also deactivated my credit card and issued me a new one after confirming the last valid charge. They told me that this scam charge may have been carried out through hacking some vendors' point-of-sale computers and that there was nothing I could have done to prevent the scam artist from stealing my credit card number on those vendors' files. So check your online statement and report this unauthorized charge immediately if you notice it. That is the only way to stop the scam. Another way is to have the perpetrator of this scam arrested if you know who it is. If you do, please call police and report the credit card thief!
Personal Finance Deals
Logitech G500 corded laser mouse, $30 @ Walmart
Added on : Friday July 11th 2014 07:00:03 PM
g: 0 Posted By: Cyfun
Views: 30 Replies: 0 Yeah, it's a slightly dated model, but it laser, has lots of buttons, tilt scroll wheel, adjustable DPI, and has a cord for those who prefer low-latency. Hard to beat that at $30, and is about twice that everywhere else.

Link
Keyboard & Mouse Deals

Walmart Coupons
g: 3 Posted By: BigBoyMichigan
Views: 352 Replies: 2 No Dental Insurance? Choice of: Free Dental Cleaning or Free Tooth Extraction or Tooth Filling thru the "Dentistry From The Heart program"

August 02, 2014 - 7:30 AM - 5:00 PM
32905 W. 12 MILE RD, SUITE 200
FARMINGTON HILLS, MI 48334 USA

To Find this FREE service in your State or Canada click link

http://www.dentistryfromtheheart.org/even/even_upco.php
Totally Free Deals
How do you deal with collecting daily spending data
Added on : Friday July 11th 2014 05:00:05 PM
g: 0 Posted By: calvin888
Views: 68 Replies: 2 I would appreciate all FWers here to share their successful experiences dealing with the tedious work of tracking and logging down daily spending, especially cash spending?Things getting really bad, family members are not helping. Wife and kids dont like to log down their daily spending and hate to be questioned for those numbers they dont like to remember everyday. Lots of vague descriptions and incomplete receipts are left for me to figure out. That is hours of detective work to put the broken pieces together, and the results are still not precise.

So much time and efforts,I am so tired but can not quit. Theworst part is no one appreciates it.
Discussion Deals
g: 1 Posted By: BigBoyMichigan
Views: 107 Replies: 0 No Dental Insurance? Choice of: Free Dental Cleaning or Free Tooth Extraction or Tooth Filling thru the "Dentistry From The Heart program"

August 02, 2014 - 7:30 AM - 5:00 PM
32905 W. 12 MILE RD, SUITE 200
FARMINGTON HILLS, MI 48334 USA

To Find this FREE service in your State or Canada click link

http://www.dentistryfromtheheart.org/even/even_upco.php
Totally Free Deals
Debt to Income Ratio for Mortgages
Added on : Friday July 11th 2014 06:00:11 AM
g: 0 Posted By: bluebag
Views: 19 Replies: 0 I'm currently trying to get my first mortgage. I looked over how DTI ratios work on the internet. From my understanding, it's the minimum monthly obligation. The only obligations I have are credit cards. All cards have $25 minimum payment. Shouldn't the lender use those to calculate my DTI ratio?
Personal Finance Deals
g: 1 Posted By: SieSilverStars
Views: 178 Replies: 0 The Sony Playstation 4 Bundle w/ InFAMOUS: Second Son is on sale at Dell Home for $449.99. It also comes with a 3-month subscription of Playstation Plus and a $100.00 Dell eGift Card.

Link

No coupon is needed. Add it to the cart to see the gift card.

Here's the trailerfor InFAMOUS: Second Son if you haven't already seen it.


The next lowest price on Google Products for the Playstation 4 alone, is $399.99 from TRU, WalMart, Best Buy, and Newegg.


$399.99 (Console)
+ $39.99 (InFamous)
+$17.99 (PS+ 3-Month)
+$100.00 (Dell eGift Card)

Total should be: $557.97 ((All prices above are the lowest prices on Google Products I found for those items.))

PS4 Deals

Dell Consumer Coupons
g: 0 Posted By: ctgolfer
Views: 44 Replies: 0 Avex Highland Autoseal Stainless Matte Olive Travel Mug 16oz
Ride out those tough days with the durable 16 oz. Highland AUTOSEAL Stainless Matte Travel Mug at your side. This double wall vacuum-insulated mug is engineered to keep drinks hot for up to 5 hours on the side of Mount Giluwe or cold for up to 14 hours during the Marathon des Sables. This mug also features a one-touch AUTOSEAL lid, with button lock, that automatically seals between drinks to eliminate spills and leaks. The one-touch buttontoggles to lock, preventing accidental spills inside backpacks and other gear.
Benefits:
Vacuum insulation keeps beverages hot for up to 5 hours or cold for up to 14 hours.
Patented AUTOSEAL technology for 100% leak-proof and 100% spill-proof performance.
One-handed operation for convenient drinking during activities - just press the button to sip; release the button to automatically seal the mug.
Button toggles to lock, preventing accidentally pressing the button while on-the-go.
Double-wall stainless steel construction eliminates external condensation.
Sleek design fits car cup holders.
Exclusive, patent-pending, dishwasher-safe base design grips table tops and reduces clanking.
Made from 100% FDA-approved materials. Top-rack dishwasher safe.
Avex Highland Autoseal Stainless Matte Black Travel Mug 20oz
Ride out those tough days with the durable 20oz. Highland AUTOSEAL Stainless Matte Travel Mug at your side. This double wall vacuum-insulated mug is engineered to keep drinks hot for up to 7 hours on the side of Mount Giluwe or cold for up to 20 hours during the Marathon des Sables. This mug also features a one-touch AUTOSEAL lid, with button lock, that automatically seals between drinks to eliminate spills and leaks. The one-touch buttontoggles to lock, preventing accidental spills inside backpacks and other gear.
Benefits:
Vacuum insulation keeps beverages hot for up to 7 hours or cold for up to 20 hours.
Patented AUTOSEAL technology for 100% leak-proof and 100% spill-proof performance.
One-handed operation for convenient drinking during activities - just press the button to sip; release the button to automatically seal the mug.
Button toggles to lock, preventing accidentally pressing the button while on-the-go.
Double-wall stainless steel construction eliminates external condensation.
Sleek design fits car cup holders.
Exclusive, patent-pending, dishwasher-safe base design grips table tops and reduces clanking.
Made from 100% FDA-approved materials. Top-rack dishwasher safe.

www.ebay.com/itm/Avex-Highland-Autoseal-Stainless-Travel-Mugs/37...
g: 0 Posted By: remick
Views: 74 Replies: 0 http://www.amazon.com/gp/product/B00KGQS7EE

THE ART OF PHOTOGRAPHY is Book 2 of the Digital Photography Series. It is a highly illustrated guide to camera settings, composition guidelines, and sources of inspiration.
Learn how to move from snapshots to works of art. In this second book of the DIGITAL PHOTOGRAPHY SERIES by Al Judge, the focus is on artistic presentation and pleasing images. Learn from the experience of others.
What are "Typical" camera settings for popular types of images?
What factors make some images more appealing than others?
How do you find your source of inspiration?
How do other photographers view there art? What inspires them?
What equipment do you need for better results?
˃˃˃ Until now, Al Judge has written books to enhance your technical photographic skills. Now it is time to use that knowledge in a more artistic way.
This is Al's first book that relies on some previous knowledge of Digital Photography. That foundation was established in Book One of this series Mastering Digital Cameras. That knowledge is used to move effortlessly to more artistic images.

Digital cameras have advanced so much in the last decade that anyone can get a few great images by simply pointing at a scene and pushing a button. The joy and excitement comes when you learn to plan your images to convey an emotion or feeling and do it successfully.

We all know pleasing images when we see them, but few people understand why those images are so appealing. Art is unique to every person, but there are certain rules or guidelines that seem to be hard wired into the human brain. In this book, you will learn about the Rule of Thirds and other widely accepted artistic concepts.

˃˃˃ Learn from other photographers!
The chapters of this book are separated by two page articles about the work of eight different photographers. These photographers range from highly-acclaimed world-renowned professionals to pure amateurs. Regardless of perceived success, they were invited to participate in this venture because their images are inspirational and beautiful. The amateurs prove that you don't have to be a professional and own thousands of dollars worth of camera equipment to produce great images. The professionals help us to see what is possible with dedication to the art. All of these Featured Artists love photography and it shows in their work.
Totally Free Deals
g: 0 Posted By: medialink
Views: 226 Replies: 0 Seagate Expansion 3TB USB 3.0 Desktop External Hard DriveLink

$104.66 - $30.00MasterpassCheckout =$74.66+ FREE SHIPPING

Also should be stackable with10% Back onRakuten SUPER POINTS code "SUMMERSET". Not sure if you can stack with Code: "$10 Off $30" on select Tech & NT products for New Customers Only.

This is a better deal than theSeagate Expansion 4TB USB 3.0 Desktop External Hard Drive@ $109.99+ FREE SHIPPING afterMasterpassCheckout.

For those who worry about getting their credit card stolen, usingMasterpassshould hide there CC info like Paypal.

Enjoy!!!
External Hard Drives Deals

Rakuten.com Shopping Coupons
Solutions for Vehicle with Negative Equity
Added on : Thursday July 10th 2014 09:00:08 AM
g: 0 Posted By: ChallengedCarBuyer
Views: 209 Replies: 18 We own 2 cars, a 2006 Nissan Altima (145K miles) and a 2008 Ford Edge (97K miles). The Nissan is paid off and worth about $6K and the Fordis worth about $12K with $23K still owed (due to the deal that we made back when purchased in 2011, with a significant amount of negative equity rolled into it). With the current payment of approximately $700 it feels as if we are somewhat stuck for a while. Our credit scores are rebounding nicely from prior issues and we are consistently in the 680-690 over the last 2 months.

With 2 aging cars and a high payment we are wanting to make a change. Options that we are considering are
1) Trade 2 cars towards the purchase of 1,to lessen the negative equity and end up with a lower payment with only 1 car (we both work in different areas, so this may be challenging)
2) Same scenario as above, but supplementing the 1 car with an enterprise rental 3 or 4 days a week. This way we'd only have to pay for insurance on 1 vehicle, offsetting the costof a rental, having less to report on a credit report, but also having no second asset.
3) Trading the 2cars towards one, and then purchasing/leasing a 2nd one, with the total payments for both being near the $700 of the current vehicle
4)status quo

We have up to $5K that we could put towards the deals, if needed. How do any of those options sound? Any better proposals/alternatives? Same options, wait a few months to let our credit hit 700? Thanks for the input.

Personal Finance Deals
g: 1 Posted By: DizzyT71
Views: 247 Replies: 2 It's back...

Newegg Flash has theRefurbished Samsung 51" 720p 600Hz Plasma HDTV (PN51F4500AFXZA)on sale for $329.99 with free shipping.

Compare at Best Buyfor $399.99 (New).

51" Display
720p
600Hz Refresh Rate
90 Day Limited Warranty


4.5/5 Stars based on 440 customer reviews on Best Buy.

For those that missed this deal:
http://www.fullofdeals.com/Newegg-coupons/samsung-51-720p-600hz-pl...


Plasma TV Deals
g: 0 Posted By: ctgolfer
Views: 174 Replies: 0 63 Different Styles(Not All Pictured Below) - Select Style From Drop Down Menu To View Specific Style!!

A classically feminine beach sundress perfect for the spring or summer. Super soft material will let you stay cool during those hot summer days. Stretch tube top design will give you a fitted look up top giving you a flattering silhouette while the free flowing bottom adds figure flattering dimensions to your look. So wear this chic-inspired beach dress that hits above the knee out to a nice picnic, a beach outing, or a BBQ/Pool party and stay stylish all the while.

www.ebay.com/itm/Summer-Floral-Pattern-Print-Light-Breezy-Women-...
Clothing Deals

eBay Coupons
g: 0 Posted By: remick
Views: 206 Replies: 0 http://www.amazon.com/gp/product/B0090NULKM/

4.3 out of 5 stars (21 customer reviews)

Men are fairly simple creatures with fairly simple needs. Yet women often find themselves frustrated trying to understand those needs in order to improve their marriages. Many wonder, "What does he expect from me? I'm doing everything the best I can. Doesn't he know I'm at the end of my rope here?" Relationship expert Rick Johnson ends the guessing game, giving women an open and honest look inside the world of a man's needs and helping them understand how best to use their influence to have a satisfying and exciting relationship.

Rick delves into the not-so-mysterious-after-all world of a man, highlighting his need for respect and admiration, his sexual desires, his communication style, his work, his emotions, and even his relationship with the "other woman"--his mother. Women will appreciate Rick's candor, humor, and insight as they discover that the marriage of their dreams is closer than they ever thought it could be.
Books Deals

Amazon Coupons
g: 1 Posted By: ctgolfer
Views: 122 Replies: 0 shipping adds $5

Condition:Factory Reconditioned

Panasonic KX-TG7733S DECT 6.0 Plus 3-Handset Cordless Link-to-Cell Phone System with Answering Machine

Link2Cell
Link2Cell is a cordless phone system that operates together with your cell phone. Simply charge your cell phone through the USB port on the Panasonic base unit and sync the two via Bluetooth. Now youre ready to make and receive cell calls that are automatically routed through all your home phone handsets. Which means theres no need to carry your cell phone around your home.

Bluetooth Convergence Solution
Like using your cell phone at home but don't like carrying it around? Now you can make and receive cell phone calls though your multi-handset home phone with the Bluetooth-powered Panasonic Link-to-Cell. Link-to-Cell harnesses the power of Bluetooth to combine the freedom of your cell phone and the convenience of a home phone. By linking your cell phone to the Bluetooth-powered Panasonic Link-to-Cell, you can make or receive calls on all compatible Panasonic home phone handsets. Don't want to be without your cell phone's phonebook? No problem. With Link-to-Cell's Phonebook Transfer feature, you can transfer up to 600 names and numbers from your cell phone to the built-in handset directory via Bluetooth. Link-to-Cell also features Bluetooth headset connectivity so you can keep the conversation going and your hands free. Perfect for those times when you're talking but need to walk around your office or home, open drawers, flip through files or write.

Dect 6.0 Plus
Dect Plus technology takes the superb sound quality and outstanding range of DECT 6.0 phones to a whole new level. By increasing the frequency of error correction by up to 80x, the transmission quality is improved and the phone's range is extended. Engineered to work in 1.9GHz frequency, our DECT 6.0 phones won't conflict with common wireless devices such as 2.4GHz routers, wireless keyboards and mice, microwave ovens and other household items. And because it's digital, you'll enjoy long range and clear sound while deterring eavesdropping.

Talking Caller ID
Now you can hear who's calling from across the room without having to get up. Using text-to-speech technology, Panasonic phones featuring Talking Caller ID announce caller ID information in between rings. What could be more convenient?

1.8 White Backlit Handset Display
See whos calling at a glance on our wide, 1.8-inch LCD and set screen. Featuring black text against a white-backlit display, its crystal clear and easy to readeven from a short distance away.

LED Light-Up Indicator
Now, you can know when a calls coming in or if you have a messageeven if youre vacuuming or listening to music. A large, bright LED indicator on top of the handset lights up when you get a call or a message, so youll always be connected.

Easy-to-Use Big Buttons
We streamlined our keypad to include fewer buttons while also making them larger. No more fumbling to find the right key, and no more dialing the wrong number.

Shipping Note: Eligible for shipping to all 50 states

Warranty: 90 Day Panasonic



Panasonic KX-TG385SK DECT 6.0 Plus 5-Handset Cordless Link-to-Cell Phone System with Answering Machine

Link2Cell
Link2Cell is a cordless phone system that operates together with your cell phone. Simply charge your cell phone through the USB port on the Panasonic base unit and sync the two via Bluetooth. Now youre ready to make and receive cell calls that are automatically routed through all your home phone handsets. Which means theres no need to carry your cell phone around your home.

USB Charge
No convenient electrical outlet for charging your cell phone or smart phone? No problem. The base unit features a convenient USB charging port. And because its Link2Cell, you can answer your cell phone calls on your Panasonic home phone handsets without draining your cell phone battery.

Text Message (SMS) Alert
Never miss a text message again. The Text Message Alert feature notifies you of received text message on your cell phone through an alert on your cordless handset when your cell phone is synced to the base unit.

Enhanced Noise Reduction
Enhanced Noise Reduction not only suppresses background noise but also enhances your voice at the same time. Which means the next time your teenager calls you from a concert, youll actually be able to hear him.

DECT 6.0 Plus Technology
If youre looking for superb sound quality and long range, look no further than the DECT 6.0 Plus technology in Panasonic cordless phones. Thanks to error correction up to 80x, you get clear transmission even with extended range. Engineered to work in 1.9GHz frequency, our DECT 6.0 Plus phones won't interfere with wireless devices such as routers, wireless keyboards and microwave ovens. Whether you use them in the basement or the backyard, our phones truly go the distance.

Answering Machine with Message Forwarding
Thanks to advanced answering machine functions, you can get messages wherever, whenever. At home, the base unit will beep to alert you to a message. And on the road, the phone will send a message to your registered cell or work phone.

Talking Caller ID
Hear whos calling from across the room. The Talking Caller ID feature uses text-to-speech technology, announcing the callers information in between rings.

Intelligent Eco Mode
With the Intelligent Eco Mode, when you use the handset closest to the base unit, youll automatically lower power consumption. This not only extends available talk time but also prolongs battery life. Which means less frequent charging and in the end, fewer batteries in landfills.

http://moofi.woot.com/offers/panasonic-link2cell-3hs-or-5hs-phon...
Daily Deals

woot! Coupons
g: 0 Posted By: SeaSpur
Views: 161 Replies: 0 Shows as $99.99 online, but I checked 3 stores in my area and they were all on sale for $79.99.

A little larger than most, but I think it is one of the most underrated bluetooth speakers on the market- especially in the $100 range. I "tried out" quite a few other highly rated models and, to me, it sound as clear as those in the $200-250 range and certainly had more bass and deeper sounds; many of these bluetooth speakers are "all high" when it comes to the tones.

http://www.target.com/p/g-project-g-boom-wireless-boombox-black-...
Headphones & Speakers Deals

Target Coupons
g: 0 Posted By: Relaxing
Views: 36 Replies: 0 Hello Gang:

My corded craftsman jigsaw bit the dust a few months ago so I have been shopping around for a good deal on a replacement. I have been researching cordless options and in particular 18V LI versions since I have both Makita and Porter-Cable 18V cordless tools (the latter of which is a drill, driver and flashlight combo I got through FW at Lowes on a price "mistake" of $30.)

I found this one on Lowes.com- It appears that it is truley a YMMV item as it wasn't available in my area in SW FLA. I ordered one for zip code 37067 so my Dad could pick it up and send it to me. The ratings are very positive for those of you who have PC 18V tools and batteries already and need a jigsaw. I am not sure if it is available on line to ship, I could only find the "pick up at store" option.

Lowes Link

Here is another link to Amazon, who has it with positive ratings but at a higher cost:

Amazon Link

Hope this is helpful to those in need.


Cheers
g: 1 Posted By: forzaINTER
Views: 278 Replies: 0
Team USA 2014 FIFA World Cup Scarf $9.99 - 15% off + free shipping=$8.50
Team Brazil 2014 FIFA World Cup Scarf $9.99 - 15% off + free shipping=$8.50
2014 FIFA World Cup Scarf $9.99 - 15% off + free shipping=$8.50

Those are the prices if you use promo codes (15% off + free shipping code) SPENDNSAVE and CC15FREE (You do NOT need a Kohl's Card, anyone can use those.)
If you do have a Kohls card use 25% off code ENJOY + the free shipping code above.

http://www.kohls.com/catalog/sports-fan.jsp?CN=4294718600&N=3000061901+4294718600&S=4&src=RofVR4D60ZY&siteID=
(Link takes you to those three items and other world cup items)
Clothing Deals

Kohl's Coupons
g: 1 Posted By: Revenant
Views: 237 Replies: 1 MOTOROLA SB6141 SURFboard DOCSIS 3.0 Cable Modem- $69.99 FS at eBay via Newegg

LINK

4.4 / 5 stars based on 1,510 customerreviews at Amazon - $134.99
Review from Lifehacker
Next lowest price on Google Products is $80.99 at B&H Photo

DOCSIS 3.0 Compatible, featuring:
Channel bonding of up to eight downstream channels and four upstream channels
Supports IPv4 and IPv6 to expand network addressing capabilities
Enhanced security: supports AES traffic encryption
Ability to provision and manage IP multicast
GigE (RJ- 45) data port with Auto Negotiate and Auto MDIX
Optional Mid-Split support for cable plants that can utilize the advantages of a 5 - 85MHz upstream spectrum
The SB6141 includes an internal filter to eliminate potential interference from MoCA signals intermodulation beats
Optional USB Device Port available

Modems Deals

eBay Coupons
Transcend 32GB MicroSDHC $14.54 @ Amazon
Added on : Sunday July 06th 2014 09:00:03 PM
g: 0 Posted By: rendition
Views: 179 Replies: 0 The Transcend 32GB Micro SD can store lots of stuff in your mobile device. $14.54 and free shipping with prime or orders of $35 or more.
Those whom are not familiar with this brand, they are pretty good. I would recommend this brand highly over patriot.

http://www.amazon.com/gp/product/B00CES44EO/ref=s9_psimh_gw_p147...

Memory Cards Deals

Amazon Coupons
Dealer Service damaged vehicle - chargeback?
Added on : Sunday July 06th 2014 11:00:08 AM
g: 0 Posted By: cbyahoo
Views: 135 Replies: 1 Man, I've had one of those "awful" service experiences with Ford dealer.
I had a really expensive brake job on a commercial class vehicle. I knew the service would be expensive ($1400), but I wanted Ford to warranty the work and not have anything to worry about for a while. I'd do it myself, but this vehicle has a history of brake issues in general and I wanted the coverage.
Dropped the vehicle off, they inspected it and came up with the following:
1) Dragging front brakes, which I indicated when coming in - Recommended rebuilding all calipers and full brake job.
2) "Dirty" Fuel system - said the fuel filter was of unknown age, air filter was dirty upon inspection, and throttle body was dirty upon inspection.
3) Rear differential seal leaking (knew this going in).

I asked them to replace (not rebuild) front calipers, rebuild rears, and service the differential. I declined the fuel system service, but this caught my attention because I knew the air filter had 2k miles on it. Also the throttle body is way in the back of this thing, it's somewhat difficult to inspect. Total for service, about $1600 for the things that I approved.

They called, said it was done, picked it up a week later. Paid, picked up the keys and walked back to get it. I immediately cracked the air filter housing, wanting to see that "dirty" filter. It was clean... So I immediately got under the vehicle.
Front calipers new - new hardware, new pads. Rear calipers look great, new seals, new hardware. I notice that the front rotors haven't been turned and I had specifically discussed this with the service adviser. I can't see the rears due to a cover, but on a vehicle this big, getting the rotors off is a big job and represents at least 50% of the labor. Basically they charged me a lot for labor that they didn't actually do.

Walk back to the service adviser, he says "he'll check" - goes in the back for 15 minutes. Apparently the lathe was "down" and no one said anything. They indicate that there isn't anything they can do. I said "not OK". The sent me to the service manager.
Service manager apologizes. I tell him I want to take it and they can discount the work - I'll have it finished elsewhere. He says they'd rather complete it- "do it right". They offer some other minor services for free and I let them keep it and indicate they'll need to do something "else". I think this was my mistake as I didn't walk - and it allowed them to clean up the mess they were in - and I could have charged it back at this point. I did make sure the general manager had some visibility into what happened here.

Forward one week - they call, say it's ready (again). Won't discount it. Offer to deliver the vehicle (it's 1.5 hours away) and fill it up with gas. I OK that. They offer credit for future services (yea, right)!

Pickup the vehicle. Both mirrors have blue impact marks down the sides, not huge, but noticeable. Right mirror is out of alignment and isn't usable without disassembly. I call them, send photos of blue paint - which matches their service bay lifts. Indicate that the right mirror will need to be replaced and the left one must be replaced in order to match. Send them the part numbers + $100/labor, which is about $550. They say that the want to make it "right" and I need to let them have the vehicle again. I indicate that it's not going in for service at that dealership and that they can cut a check. They said they'd discuss it and get back to me, but that was a week ago.

At this point, I assume they're not going to discuss or cover the bill. Two questions:
1) Can I charge back due to damage that occurred as part of their service? Card terms indicate that incorrect service or incomplete service can be charged back, but nothing about damages due to service. Chances of success?
2) I realize I can sue, of course, but we're looking at $100-$200 to have them served, court fees, etc... My time is worth more than the net result.

I have refrained from writing reviews, but I do have the "nuclear" option of documenting their "mistakes". I have written copies of them indicating that I have a dirty fuel system - dirty air filter and photos of an almost new one showing up.. Not to mention failing to actually do the work they were billing for the first time. I have not contacted Ford. I don't buy new vehicles, so I'm probably not that strong of a reference customer.

Best case, the failure to do the brake work was a communications failure and they didn't actually look at the fuel system, as that's a pretty standard dealership up sell. Worst case, they're charging for things that they don't actually do and trying to get away with it along with up selling the typical high margin services.






Question Deals
g: 0 Posted By: ctgolfer
Views: 84 Replies: 0 RAVPower Deluxe 14000mAh External Battery Pack Portable Power Bank Charger for Tablet, Smartphone and most of the mobile device with DC 5V input.

Power at your fingertips
The RAVPower 14000mAh use high quality Samsung Li-Ion batteries provide over 500 recharge cycles. Giving you not only the best in quality, but also the best in value!

You to decide what device to charge and when
Our 5V RAVPower battery charger has 2 USB ports to allow for multiple device charges. You can rapidly charge your tablet and iPhone/Smart phone at the same time.

Design
We always strive to keep our battery packs looking sleak and made from the highest quality parts. Our RAVPower 14000mAh is offered with a black matte finish that is fingerprint and light scratch proof. And, lastly, it has a full functioning flashlight for those times when you're stumbling in the dark!

Specification:
Capacity: 14000mAh
Input: DC 5V/1A (Standard Micro USB Port)
Output: DC 5V/3.1A (2A+1A)
Warranty: 12 Months Warranty

Compatibility:
- iPad 4 3 2,iPad Mini, iPhone 5 4S 4,iPod (please use the original 8Pin/30Pin Cable from Apple)
- 1 x Micro USB Connector:
SmartPhones: Samsung/HTC/LG/Motorola/BlackBerry/Nokia/Sony...
Tablets & eReader:Google Nexus 7/Nexus 10
- 1 x Samsung 30pin Connector: Galaxy Tab, Galaxy Tab 2,Galaxy Note
- 1 x Mini USB Connector : some cell phone, MP3, MP4, digital camera, and other with mini USB slot digital devices
- 1 x Nokia DC 2.0 Connector: Nokia cell phone with DC 2.0 port

Package Included:
- 1 * RAVPower RP-PB13 PowerBank
- 2 * Coiled cables
- 4*Connectors ( Micro USB, Mini USB, Nokia DC 2.0, Samsung 30 pins)
- 1 * User Guide
- 1 * Travel pouch

www.newegg.com/Product/Product.aspx?Item=0SC-000Y-00061
g: 0 Posted By: ThatEbayer
Views: 24 Replies: 0 Stampede (Stamp that turns photos in postcards) $12.99 YMMV 75% off Friends and Family Coupon

https://www.etsy.com/listing/190105269/stampede-a-stamp-that-tur...

Code: FRIENDFAMILYDISCOUNT

It's a stamp that puts the imprint of a postcard on the back of a photo. Friends and family discount code, YMMV.Stampede - A Stamp That Turns Your Photos Into Postcards$39.99Everyone loves getting mail, especially sentimental photos that they can stick on their fridge. It sure beats a mass produced greeting and it's a heck of a lot cheaper!

With Stampede you simply grab a printed photo and stamp the back with the STAMPEDE stamp. Instantly you have all of the familiar postcard components: a postage stamp area, address lines, a divider, and space for your hand written message. It's like a custom postcard, but only takes a second to make, and is guaranteed to be unique and special.

Many of us have converted our old printed photos into digital form and are left wondering what to do with those hard copy originals. Stampede is the answer! Instead of tossing them in the trash, or having them take up space in that shoebox, you can make your friends and family smile as they reminisce every time they receive your special postcards.
Home & Garden Deals
Wrangler Regular Fit Jeans $26.99 + FS on eBay
Added on : Friday July 04th 2014 07:00:09 AM
g: -3 Posted By: spicynosalad
Views: 186 Replies: 3 Wrangler Regular Fit Five Star Jeans

$26.99 + Free Shipping
http://www.ebay.com/itm/WRANGLER-JEANS-5-STAR-REGULAR-FIT-MANY-SIZES-COLORS-NEW-WITH-TAGS-/290952319600?pt=US_CSA_MC_Jeans&var=&hash=item43be1c1270

Apparently he has relaxed fits too if people prefer those:
http://www.ebay.com/itm/WRANGLER-JEANS-5-STAR-RELAXED-FIT-MANY-SIZES-COLORS-NEW-WITH-TAGS-/231023317476?pt=US_CSA_MC_Jeans&var=&hash=item35ca1011e4

This is a pretty good deal as on Amazon most sizes and colors are $34.99, and this guy has a complete set of sizes and colors.

I know Wrangler's aren't everyone's cup of tea, but I actually prefer them to other brands and they're often cheaper.

- 100% cotton
- These Regular Fit Jeans fit right at the waist, regular in the seat and thigh, and taper slightly down to the leg opening
- A really good pair of jeans that are made to last
Clothing Deals

eBay Coupons
g: 0 Posted By: DaysFan
Views: 117 Replies: 0 linked
http://www.hsn.com/products/visual-land-prestige-pro-7-dual-core-8gb-tablet-wcase/7450697

Visual LandVisual Land Prestige Pro 7" Dual-Core 8GB Android Wi-Fi Tablet with Webcam, Apps and Folio Case



Item# 348-962

Retail value: $262.39

HSN price: $119.95


$99.95


You save $20.00 today!

or 4 FlexPaysof $24.99

FREE SHIPPING Visual Land Prestige Pro 7" Dual-Core 8GB Android Wi-Fi Tablet with Webcam, Apps and Folio Case
You want to stay connected but you don't want to be weighed down on the go. This sleek, lightweight tablet gives you everything you need to keep up with the world around you. Surfing the Web, checking e-mails or updating your social networking status is touch-easy. Whenever you crave entertainment, the Prestige Pro 7D delivers. Read your favorite e-novel, stream reruns from those can't-miss reality shows, or fling those cute birds across the screen. It's perfectly portable and perfect for you.

What You Get


Visual Land 7" Prestige Pro 7D Android tablet
USB cable
AC adapter
User guide
Manufacturer's 1-year limited warranty


Bundled Goodies


Folio case
Anti-dust/scratch-resistant screen protector
Anti-glare screen protector
Squeegee
Family Essentials apps and servicesvoucher


Good to Know

This item requires access to a wireless router for wireless connectivity. Web content requires a broadband internet connection.

For warranty information, please call HSN.com Customer Service at 800.933.2887 (8 am-1 am ET).
Android Tablets Deals

HSN Coupons
g: 0 Posted By: ctgolfer
Views: 113 Replies: 0 $19.99 after $14 mail-in rebate

STELLAR DESCRIPTION
Upgrade your mobile storage with the Patriot Stellar USB 3.0 and USB OTG (on-the-go) compatible flash drive. The Stellar is equipped with a full sized USB 3.0 and Micro USB connector for compatibility with laptops and Android 4.0 & up based tablets or smartphones. The Stellar offers the enhanced transfer speed of USB 3.0 when plugged into a PC or laptop.

The Patriot Stellar is protected by a durable aluminum housing, offering best in class protection from the elements and heavy mobile use. Available in 16GB, 32GB, and 64GB capacities, the Stellar is plug-and-play compatible making it perfect for those who demand no hassle performance when it counts.

The Stellar is compatible with Windows 8, Windows 7, Windows Vista, Windows XP, Windows 2000, Windows ME, Linux 2.4 and later, Mac OS9, X and later*. Backed by Patriot Memorys award winning customer service, the Stellar comes with a 2-year warranty.

*Works on Android 4.0 & up Devices with OTG function is enabled

www.newegg.com/Product/Product.aspx?Item=N82E16820220822
Cell Phones Deals

Newegg Coupons
Harbor Mobile - T-Mobile Plans @ $20 /Line/Month Cheaper
Added on : Thursday July 03rd 2014 05:00:07 PM
g: 0 Posted By: DizzyT71
Views: 258 Replies: 2 New wireless company that is selling T-Mobile service at $20/line/month cheaperthan buying directly from T-Mobile.Great deal for those who aren't using family plans on T-Mobile.

Example, T-Mobile's popular Simple Choice $50 plan is $30/month at Harbor Mobile. That includes the same T-Mobile postpaid features such as:

unlimited talk
unlimited US/international text
1GB of LTE data, then throttled
free tethering
unlimited international 2G data / texting
free music streaming
(these features were mentioned on their Twitter/Facebook pages)

It appears they're reselling T-Mobile's corporate/enterprise plan that T-Mobilesells for $20/line to corporations, see HERE. They also have the 3GB, 5GB, and unlimited data options if you need more data.
Services Deals
g: 0 Posted By: Farfisa850
Views: 200 Replies: 0 http://www.homedepot.com/p/EcoPure-Universal-Pitcher-Filter-3-Pa...

The EcoPure Universal Pitcher Replacement Filters provides you with cleaner, great-tasting water two times faster than the leading pitcher filters. Its universal design fits major brand pitchers like PUR, Brita and more, and with its fast-flow filter you not only get the water you want quicker, you get it free of those pesky black carbon particles. This universal pitcher filter reduces chlorine taste and odor and sediment. It has a micron rating of 5. It was designed, engineered and assembled in the USA and includes the following: Three 2-month, 40-gal. filters and installation guide.
Universal design fits Brita, PUR and most other brands
2X faster than the leading pitcher filter over the life of the filter
Certified filtration without messy black carbon dust
Reduces chlorine taste and odor and sediment
Patented technology made in the USA
Home & Garden Deals

Home Depot Coupons
free business checking in NJ with mobile deposit
Added on : Thursday July 03rd 2014 04:00:05 AM
g: 0 Posted By: jerrykiev
Views: 37 Replies: 0 Hello,

Does anyone know of a bank operating in NJ that offer free business checking and has mobile deposit capability for business accounts (e.g. iPhone app)? My wife operates a small consulting business hew a a few client that pay by check. Would love to be able to deposit those checks without running to the branch. This is a no brainer on the personal banking side, but, seems like a revolutionary concept on the business side.

Thanks,
Deposits Deals
Chase $250 Bonus Coupon For Premier Plus Checking Exp 10/15/14
Added on : Wednesday July 02nd 2014 07:00:04 PM
g: 0 Posted By: MoneysMyLife
Views: 115 Replies: 0 Here's a rare $250 bonus coupon from Chase Bank, but its for their Premier Plus Checking account which has higher requirements.

Exp 10/15/2014

$250 coupon link

IMPORTANT INFORMATION
*Service Fee: Chase Premier Plus CheckingSM has no Monthly Service Fee when you do one of the following each statement period: Option #1: Keep an average daily balance of $15,000 or more in any combination of qualifying Chase checking, savings and other balances OR, Option #2: Have automatic payments to your qualifying linked Chase mortgage from your Chase account. Payments set up through Online Bill Pay do not qualify. Mortgages must be in good standing and be first mortgages with servicing retained by Chase. Otherwise a $25 Monthly Service Fee will apply. We will notify you of changes to your account terms or fees. For more information, please see a banker or visit chase.com/checking.

Bonus/Account Information: Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. Offer valid through 10/15/2014. To receive the bonus: 1) Open a new Chase Premier Plus Checking SM account, which is subject to approval; 2) Deposit $100 or more within 10 business days of account opening. AND 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above requirements, we'll deposit the bonus in your new account within 10 business days. The Annual Percentage Yield (APY) effective as of 6/17/14, is 0.01% for all balances in all states. Interest rates are variable and may change. Fees may reduce earnings on the account. The bonus cannot be used as the opening deposit. You can only receive one checking account-related bonus per calendar year. Bonus is considered interest and will be reported on IRS Form 1099-INT.
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Fidelity Banning US Investors Living Overseas from Buying Mutual Funds
Added on : Wednesday July 02nd 2014 12:00:11 PM
g: 0 Posted By: NEDeals
Views: 104 Replies: 0 Fidelity is enforcing a tough new policy that prevents ex-pats from purchasing or making additional contributions to their mutual funds in their personal Fidelity accounts. Ex pats can still keep existing holdings. Employer plans are exempt (e.g. 401(k), 401(a), 403(b)) from the ban. Other companies are doing the same.

This seems to be in response to the US cracking down on international financial shenanigans. The recent fines and criminal cases levied against Credit Suisse and BNP Paribas have gotten the attention of financial institutions and they are looking to avoid any exposure.
Wall St Journal said: Observers said fund managers are becoming more conservative in the wake of global developments such as the U.S. Foreign Account Tax Compliance Act and other U.S. efforts....David Kuenzi, an investment manager in Madison, Wis., who works with Americans abroad, said that selling U.S. mutual funds to those investors had long been prohibited. "But it was matter of 'Don't ask, don't tell.' Now the firms are getting more aggressive about compliance," he said.Other fund companies also are changing policies for investors who live abroad.A spokesman for Putnam Investments said the firm is no longer accepting additional investments into existing accounts held by non-U.S. residents.The spokesman said the changes were made "in accordance with U.S. anti-money-laundering and 'Know Your Customer' policies" and in response to recent tightening of European laws limiting sales of funds not registered in their jurisdictions.


http://online.wsj.com/articles/fidelity-bans-overseas-investors-...
http://www.ibtimes.com/fidelity-ban-mutual-fund-trading-non-us-c...

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g: 0 Posted By: remick
Views: 59 Replies: 0 http://www.amazon.com/gp/product/B008YIMIQY

4.8 out of 5 stars (6 customer reviews)

So youre a black belt, bodybuilder and think you have all the skills it takes to be a bouncer, huh?

Well you may make a great bouncer, but if you want to become a professional crowd controller who can handle situations effortlessly and with as little violence as possible then you are intelligent enough to recognize the importance of mastering the techniques in this book.

With the nightlife industry becoming so heavily regulated and more and more venues taking a hard line on their no hit policies, the nightlife security industry has dramatically changed since the old days of gorilla bouncers throwing people into trash bins, and therefore by necessity new skills have evolved.

The author has over a decade of experience in the security industry and set out on a quest to codify the most workable techniques in nightlife security and educate others on their use to handle situations effectively, but with as little violence as possible. The author credits his background as a lawyer with many grueling years of experience in dispute resolution as his influence for many of the techniques outlined in this book which require a subtle, yet highly effective method of gaining compliance in oppositional situations.

This book is the culmination of many years of trial and error by the author in learning the most practical and workable techniques of crowd control and learning from the wisdom of veteran security professionals and police officers.

These time-tested techniques have been specifically designed for kindle readers in an easy to learn format of 101 tips, which can be accessed through an interactive contents page for fast access in those times when you find yourself hiding in the bathroom wondering why on earth you ever got into this industry.

Just a few techniques you will learn in this book include:

- Canned routines from experienced crowd controllers on how to refuse people entry and conduct evictions which are easy to learn and put into practice;

- Multiple ways to gain leverage in confronting situations by using your environment; and

- How to control situations verbally and use a little known Jedi trick which demands compliance.

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g: 0 Posted By: cnIsfg
Views: 211 Replies: 1 I searched and did not find this already posted so I thought I would post this herefor those who are already signed up for NeweggBusiness.com email offers and may not have receivedor overlooked the email containing this deal :

YOU MUST ALREADY BE SIGNED UP FOR NEWEGGBUSINESS.COM EMAILS TO PARTICIPATE IN THIS DEAL

NeweggBusiness is currently offering 50% off select Seagate Enterprise Hydrid drives for "evaluation" with code SEAGATEEVAL14
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Request for address verification
Added on : Tuesday July 01st 2014 11:00:09 AM
g: 0 Posted By: jetsfan92588
Views: 107 Replies: 1 I just found this humorous, thought others might to, or maybe be able to provide some insight. I'm not complaining or anything, I'm just genuinely curious.

I opened up a sole prop account with a major bank yesterday in the branch. I have a credit card and a personal checking account with them. I've had a profile with them for probably 5 years.

Guy calls me back today saying that he needs additional verification of my address. Like a utility bill, or "something like a utility bill."

"Because it's a business account, we require this, if it was just a personal account, we wouldn't require it." (my address is the same on my personal accounts and on this account)

Okay, so they require it as a matter of procedure. Not this guy's fault. My question is, why would they require it. The way I see it, there are three possibilities regarding my address.

(1) I am the person I say I am and I gave them my actual address.
Verification serves no valid fraud prevention purpose here-no issues. Therefore, no reason to request it.

(2) I am not the person I say I am, but I gave them my actual address.
Pretty unlikely, I have other accounts with them. I would've had to commit ID theft a long time ago because my address has been on there for a while. I already have an account with them. If I wanted to deposit in the name of that person I could have done it already with my personal account. No reason to throw up red flags trying to open a new account.
Also, I deposited cash into the account. Why would I deposit cash into an account in someone else's name.

(3) I am the person I say I am, but I gave them someone else's address.
I cannot figure this out. I will not even analyze why someone would do that.

Now, I know they have the KYC requirements, but those would apply to personal AND business accounts. Not to mention the fact that they already know me as their customer, because I am their customer for 2 other products, one of which is already a deposit account.
Free iPhone Liberation Kit from iFixit
Added on : Tuesday July 01st 2014 07:00:09 AM
g: 2 Posted By: remick
Views: 188 Replies: 0 https://www.ifixit.com/LiberationWeek

Take a quick look at the bottom of your iPhone. See those two screws? Those are pentalobe screwsa proprietary screw developed by Apple to keep you out of your own phone.
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Paying relative so they can contribute to ROTH
Added on : Tuesday July 01st 2014 06:00:10 AM
g: 0 Posted By: bluegreenturtle
Views: 21 Replies: 1 So, I haven't thought this through entirely, but I was wondering if it would be worth it, or somebody could poke holes other than the obvious ones.

1) I have a business, let's say I make $100,000 a year.
2) I pay my parents (who are retired and over 70 and have some, but not much earned income) the IRA max ($6500 each?) so $13,000 for services rendered.
3) I get to take the $13,000 off my sched C reducing all my taxes
4) They contribute all of the money to a ROTH, and slightly increase their SS benefits (I recently read an article that this is the most misunderstood thing about SS - if you keep earning after taking benefits, they keep adjusting your amount upward).
5) They gift the same amount back to me because I need it more than they do.

So obviously, they have to pay FICA taxes (and income taxes) on the paid amount. They have their own Schedule C's though so could probably reduce it some. They would be slightly increasing their SS benefits too.

Is it worth the onetime price of those taxes (let's say 20%) to get money into a ROTH for growth and income year over year? My dad's a pretty savvy investor and seems to have dividend streams in his various accounts averaging 8% + what I can only describe as astounding returns on his general portfolio the last 3 years. Although I would save that same amount in taxes, so over the entire family it's a wash, basically - they've said multiple times that the only reason they spend about 20 hours a week working on investments (research, etc) is to increase our inheritance. Their current IRA balances aren't that big so the RMD's are very low. Their taxable account is around $1M I think.

Is this a bad plan? I realize the overall dollar amounts aren't much so it may be work for little gain.


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g: 0 Posted By: remick
Views: 192 Replies: 0 http://www.amazon.com/gp/product/B00E7W8CGQ

Whether weight loss is an issue that concerns you directly, or if you know of others who could benefit from the message in this book, or whether youre a Coach/Practitioner who could use the valuable information in your own practice, this book will:

- Sweep away the myths around dieting
- Describe how we are cleverly duped into eating foods that are not as healthy as the advertisements tell us
- Explain how the body really works to help you choose your foods wisely
- Show you how to tap into your natural intuition when it comes to food choices
- Help you get on to The Gentle Path to Definitive Weight Loss

There are only two things this book doesnt include:
- A bunch of confusing rules to abide by
- A prescribed, restrictive, frustrating diet

Claim back your favourite dishes, start enjoying food again in the way that we were ALWAYS intended to, understand our connection with Nature, learn how our conditioned thinking has been influencing our food and dietary choices and how to overcome those influences

The Gentle Path to Definitive Weight Loss the book that will help you get back in touch with You and Your Innate Health
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Free Kindle Book- Top Secret Gymnastics Drills (was $14.99)
Added on : Tuesday July 01st 2014 02:00:08 AM
g: 0 Posted By: remick
Views: 233 Replies: 0 http://www.amazon.com/gp/product/B00DXO6TKU

The book ls divided into twenty-five sections, each containing selections from four groups of exercises,
Tumbling, Tricks,pyramids and Games. This method of arrangement has been followed, partly,
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g: 0 Posted By: Xenocrates
Views: 180 Replies: 0 For those who missedthis +13 deal​last time, its back!

Nokia Lumia 521 4" Windows 8 Smartphone(T-Mobile Prepaid) -$59.99AC FS @ Newegg

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Added on : Monday June 30th 2014 11:00:09 AM
g: 3 Posted By: remick
Views: 149 Replies: 1 http://samples.target.com/

free sample for those currently using anti-aging products
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$6.99 for a movie at Fandango (Groupon deal of the day)
Added on : Monday June 30th 2014 05:00:05 AM
g: 3 Posted By: ahcool
Views: 400 Replies: 0 To avoid going to the movie alone, those of us who got on theAmazon local deal for Fandangocan purchase a second Fandango ticket from Groupon. This deal expires soon though.
Here is the link:Fandango Deal of the Day | GrouponEnjoy your popcorn!
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Netspend Savings Interest
Added on : Monday June 30th 2014 04:00:07 AM
g: 0 Posted By: BenH
Views: 18 Replies: 0 For those of you who still have/had Netspend accounts that were also utilizing the 5% interest on 5K savings:

I stopped loading my NS when VRs dried up a couple of months ago. I have also noticed that since that time neither mine or my wife's account has been earning interest.
I can't find anything that states that we were required to load $x amount/month in order to accrue interest. We wrote one secure e-mail under my wife's account a couple of weeks ago - but they never responded.

I was going to likely call them, but wonder if anyone else has gone through this yet?
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g: 0 Posted By: remick
Views: 20 Replies: 0 The Wizard of Oz Vocabulary Builder
http://www.amazon.com/gp/product/B003VD1GGK/

4.5 out of 5 stars (20 customer reviews)

If your vocabulary needs building but you dont like to read, this book is for you. Thats because people remember the meanings of unfamiliar words only if they learn them in contextby reading. And the fastest and most painless way of putting that idea into practice is by reading just one short book that happens to include all the vocabulary words you need to knowfor standardized tests such as the SAT or GRE, or for everyday intelligent-sounding conversation.

Just as people might use The quick brown fox jumps over the lazy dog to easily and conveniently test out the keys of a typewriter or computer (because it contains all 26 letters of the alphabet in a single, short sentence), you can use The Wizard of Oz Vocabulary Builder (a specially rewritten version of L. Frank Baums classic, The Wonderful Wizard of Oz) to easily and conveniently build your vocabulary (because it contains all the words you need to know, 1850 of them, in context, in a single, short book).

NOTE: Whereas the physical edition of this book includes definitions by the author at the bottom of each page, this Kindle edition instead makes use of Kindles built-in dictionary. In the story, each vocabulary word appears in capital letters. Simply use Kindles Lookup feature to instantly reveal the definition of the word. (If the built-in dictionary seems not to include the word in question, use Kindles Search feature to find the word in the built-in dictionary. If the word still does not appear, search for a simpler form of the word; that is, present tense rather than past tense, singular rather than plural, and so on.) For a Kindle book that includes the authors own definitions (with illustrative sentences), see Vocabulary Dictionary and Workbook: 2,856 Words You Must Know, which contains all words from this book, as well as all of those found in the authors Pinocchio Intermediate Vocabulary Builder.



The Pinocchio Intermediate Vocabulary Builder
http://www.amazon.com/The-Pinocchio-Intermediate-Vocabulary-Buil...
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Added on : Sunday June 29th 2014 11:00:02 PM
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 Perfect for those who sit in front of a computer or read for extended periods of time Cordless for better portability and ease-of-use Air pressure gives an overall massage to the eyes, relieving muscle strain Heat - For added Comfort and Relaxation Vibration - Soothes and Massages with multiple Pulse settings Air Pressure - Massages to help relax facial muscles

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Added on : Sunday June 29th 2014 05:00:04 PM
g: 0 Posted By: MISTERCHEAP
Views: 32 Replies: 0 http://pediasure.com/powder-rebate Terms and Conditions:Limit 1 request per household. Offer valid on retail products only one single can of 14 oz. PediaSure Shake Mix powder. Will not accept receipts without product description printed from the retailer. Refund requests will not be granted if any fields of the rebate form are incomplete. Rebate offer cannot be combined with any other offer. Maximum value not to exceed $15.99 (tax excluded). Minimum purchase requirement of $9.97 on PediaSure to be valid. Cash, check, or credit card must be used in transaction. Those seeking reimbursement in whole or in part by third-party payers, including government programs and private insurers, are not eligible for this rebate. Offer void where prohibited, taxed, or otherwise restricted by law. Allow 6 to 8 weeks for receipt of refund. Reproductions of this form or requests without original receipt will not be honored. Limited to purchase and reimbursement requests made within the continental United States and Hawaii. Purchases must be made between 06/1/14 and 12/01/14. Rebate requests must be received by 1/31/15. Requests made by groups, clubs, or organizations will not be honored.For rebate inquiries, call 1-877-322-8355 or visitInmarRebates.com.(
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g: 0 Posted By: sumitdhar
Views: 101 Replies: 0 First volume of the Kindle Bestseller series and one of Amazon's Top Rated trivia quiz books
With over 75 five star ratings, the InQUIZitive series features quizzes that will give you multiple "Aha!" moments. Each question in this series has been selected with utmost care and the book features trivia not seen in any of the other books. This is an ideal book for party games, family get-togethers and long drives with your family. Get this book right away and impress your friends with trivia that is truly unique.

Limited time offer; get Volume I free till 30th June:
http://www.amazon.com/Trivia-Quiz-Pub-Book-InQUIZitive-ebook/dp/...

Praise for the InQUIZItive Series:
- Best concept in a trivia book I've ever seen.
- InQUIZitive is extremely infectious!
- Trivia at its best in this written format.
- InQUIZitive series offers a great collection of good trivia questions that will be fun for almost audiences and formats.
- Fascinating questions with answers that will very enjoyably expand your knowledge.

Sample Questions:
Q1. According to the website of the Colchester tourist board during the English Civil War a large cannon was placed strategically on the wall of the castle. A shot from the parliamentary army managed to destroy the wall under the cannon and caused it to tumble to the ground. The Cavaliers (who were loyal to the King) tried to raise the cannon but could not do so as it was too heavy. What was the name of the cannon & how has it been immortalized?
Q2. Canonization is a process by which the Christian church declares a deceased person to be a saint. Now, during the canonization process of the Roman Catholic Church, a lawyer was appointed to argue against the canonization of the person. It was this person's job to take a skeptical view of the candidate's character, to look for holes in the evidence, to argue that any miracles attributed to the candidate were fraudulent, and so on. What was the popular name given to such a lawyer?
Q3. According In her book Fairy Tale Ending, Ursula Sautter offers this hypothesis: After the defeat of the Danes at the Battle of Bornhoved, their lands became available for colonization by the Germans. The German rulers sent out glib recruitment officers offering rich rewards to those who were willing to move to the new lands. Thousands of young adults from Lower Saxony headed west leaving their parents behind. What incident is she trying to explain?

Answers:
1. Humpty Dumpty. It is widely believed this story of the Colchester Cannon is the origin of the nursery rhyme Humpty Dumpty
2. Devil's Advocate. Therefore, today a person who advocates an opposing or unpopular cause for the sake of argument or to expose it to a thorough examination is called a "Devil's Advocate"
3. Pied Piper of Hamelin, luring away the children of the town of Hamelin

Get your copy free right away: http://www.amazon.com/Trivia-Quiz-Pub-Book-InQUIZitive-ebook/dp/...
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g: 0 Posted By: remick
Views: 38 Replies: 0 http://www.seeitfirst.net/pin/552287


http://comicbook.com/blog/2014/06/27/guardians-of-the-galaxy-ima...

Those who attend the screening will get a free copy of the poster above, a commemorative, limited-edition exclusive
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g: 0 Posted By: blueribb
Views: 198 Replies: 0 http://www.walmart.com/ip/Seiki-Digital-SE50UY04-50-4K-UHD-2160p-120Hz-LED-HDTV/33490006

For those following the recently popular Seiki 39" ($350 AC)& 65" ($999)4Kthreads, WalMart is now offering the 50" version for an unbelievable $449. The 4K portion of the set doesn't offer much visible improvement over 1080p versions with today's available source material but for those using it as acomputer monitor, this is where it shines. If your video card or integrated graphics is capable of driving the 3840 x 2160 Ultra HD resolution, you can have the best of both worlds (at least until the 60Hz / display port barrier is broken). There is some great advice on setting up a 4K TV for monitor use in this thread: http://www.fullofdeals.com/forums/hot-deals/1368219/

There has been some concern over the warranty and reliability of the Seiki brand. I surely couldn't see spending $100-200 to ship a defective unit back for warranty repair. You might want to consider an extended warranty from either WalMart or SquareTrade.

WalMart's extended warranties: http://see.walmart.com/walmart/protection-plans/

3 yr $44
4 yr $55
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g: 0 Posted By: remick
Views: 114 Replies: 0 Beginners Guide To Knitting Socks: Learn how to Knit Socks Quick and Easy
http://www.amazon.com/gp/product/B00E9M0H3U

4.8 out of 5 stars (8 customer reviews)

With this book you will learn:

Sock knitting basics such as sizing and knitting test swatches
How to choose the correct yarns and needles for knitting your socks
Sock Cast-on techniques, such as, long tail cast on, Eastern/ Turkish cast on
How to knit socks from the top down
How to knit sock from the toe up
How to avoid the dreaded sock knitting gusset hole.
How to knit two socks at once using circular needles
This book also includes 1 basic sock pattern and 1 ribbed sock pattern for you to work on.

BONUS: As an added bonus this book includes a knitting glossary at the end, for you to use to help understand knitting jargon!



One-Day Crochet: Christmas: Easy Christmas Projects You Can Complete in One Day
http://www.amazon.com/gp/product/B00L9LP608/

Create a beautiful Christmas craft in just one day!

Have you always wanted to learn to crochet but thought it was too difficult?

Have you considered crocheting a Christmas project but thought it would take too long?

Would you like to create a special and meaningful gift for someone or an ornament for yourself?

Are you looking for fun, easy and quick crochet projects to complete in just a day?

Have you seen those beautiful crocheted angels and snowflakes and wondered if it was possible to actually make one?

If any of these questions resound with you, then this book is for you! Inside you will find a review of the main crochet stitches and materials often used in crochet projects, in case you are new to the craft, or are looking for a refresher. Finally, you will find 10 beautiful Christmas patterns that can be completed in just one day. Note that these patterns will help you complete one Christmas project, or perhaps even a few ornaments in one day. For multiple copies of a project or ornament, you can expect that you will need more than one day to complete.

With this book, you can create the following Christmas projects:

- Santa napkin holders
- Reindeer hat
- Traditional ornaments
- Granny square stocking
- Tree ornaments
- Snowflake ornaments
- Wreath ornaments
- Christmas doily
- Mini stocking ornament
- Elf hat


(3 Book Bundle) "Beginners Guide to Knitting" & "How to Knit Hats: The Easy Way" & "How to Knit Fingerless Gloves and Mittens" (Learn How to Knit 7)
http://www.amazon.com/gp/product/B00IO6ZBXI

Book 1: "The Beginners Guide to Knitting"
This book will teach you:

Proper Knitting Needle Sizes
How to Choose Yarn
How to Cast on Knitting
The Most Popular Knitting Stitches
How to Start a New Ball of Yarn
Binding Off
Basic Color Knitting
How to Read a Knitting Pattern
Seaming and Finishing
Increases and Decreases
Knitting in the Round
How to Purl
How to Use Circular Knitting Needles
Knitting Wool
Book 2: "How to Knit Hats: The Easy Way"
This book will teach you:

Hat knitting basics such as sizing and how to determine your gauge
How to choose the correct yarns and needles for knitting your socks
Hat Cast-on techniques
How to complete the Knit Stitch
How to complete the Purl Stitch
How to complete the Stockinette Stitch
How to complete the Ribbed Stitch
Binding off your hat
This book also includes 4 hat patterns for you to work on (Rolled Brim Hat, Spiral Rib Hat, Seeded Slouch Beanie, Seeded Slouch Beanie).
Book 3: "How To Knit Fingerless Gloves And Mittens"
This book will teach you:

Fingerless Gloves And Mittens knitting basics, such as how to knit test swatches
How to choose the correct yarns and needles for knitting your gloves and mittens
Cast-on techniques
How to size your gloves and mittens
2 fingerless glove patterns
1 basic mitten pattern
1 mini-mitten pattern
Get Started Knitting a Fun Project Today!

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Added on : Thursday June 26th 2014 11:00:05 AM
g: 0 Posted By: remick
Views: 237 Replies: 0 http://pediasure.com/powder-rebate?

Power up your milk to help kids grow. When mixed with fresh milk, each glass is a source of complete, balanced nutrition*, 12g of protein and 26 vitamins and minerals.

Terms and Conditions: Limit 1 request per household. Offer valid on retail products only one single can of 14 oz. PediaSure Shake Mix powder. Will not accept receipts without product description printed from the retailer. Refund requests will not be granted if any fields of the rebate form are incomplete. Rebate offer cannot be combined with any other offer. Maximum value not to exceed $15.99 (tax excluded). Minimum purchase requirement of $9.97 on PediaSure to be valid. Cash, check, or credit card must be used in transaction. Those seeking reimbursement in whole or in part by third-party payers, including government programs and private insurers, are not eligible for this rebate. Offer void where prohibited, taxed, or otherwise restricted by law. Allow 6 to 8 weeks for receipt of refund. Reproductions of this form or requests without original receipt will not be honored. Limited to purchase and reimbursement requests made within the continental United States and Hawaii. Purchases must be made between 06/1/14 and 12/01/14. Rebate requests must be received by 1/31/15. Requests made by groups, clubs, or organizations will not be honored.
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New Arrivals: 3.1 Phillip Lim - 31 Hour City Tote
Added on : Thursday June 26th 2014 09:00:16 AM
31 Hour City Tote by 3.1 Phillip Lim, is crafted in super supple leather in a design for those who fit 31 hours into one day. Featuring rolled handles, signature flap top, double zip closure and long handles for throw-over-the-shoulder ease. Signature dust bag included.
g: 0 Posted By: tedhawkins
Views: 137 Replies: 0 Continental 26" Mountain King 2.2 Mountain Tire $15.99 performance bike FS to store / $4.99 S/H

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g: 0 Posted By: SwingNinja
Views: 51 Replies: 0 Hi,
I'm planning to go to Cuba some time this year. For some political reason, if you exchange USD straight to CUC (Cuban Convertibles), you only get 87 of a dollar. But not with other currencies like Canadian dollar or Euro or Sterling. So, is there a good place in US where I can get those currencies with minimal or no fee?

I read other forum post likehttp://www.fullofdeals.com/forums/travel-discussion/1370041/ and Google search and couldn't find any info.

Thanks.


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g: 1 Posted By: remick
Views: 183 Replies: 0 http://www.amazon.com/gp/product/B009SGITDW

TRAVEL MONEY TIPS for anyone who wants their travel dollar to go further. Want to travel the world, but don't think you are rich enough? In this book a life-long traveler will show you how to travel further, for longer, for less. sometimes much less, money than you'd ever imagine.

Learn how to set a realistic budget for your next trip, and learn the single most important factor that determines your trip's price tag (Hint: it's not the quality of your hotels or the length of your trip).

Once on the road, this book describes how to best setup your financial life to manage your money while you travel.It also covers tips and tricks to minimize those pesky transaction fees that your bank like to charge, just because you want to use your own money overseas!

The last third of the book the author shares her favorite tricks and tips developed over 30 years of travel: tips to save money on everything from accommodation to sightseeing.
Totally Free Deals
Target: Ninja Ultima (BL810) for $136 after Cartwheel
Added on : Tuesday June 24th 2014 04:00:17 AM
g: 2 Posted By: bargainhunter3
Views: 1145 Replies: 1 If reposted- please delete.

Went to Target today and noticed the Ninja Ultima was 194.99. I ended up looking up at my cartwheel to see it giving another additional 30% off! Making it 136.49 before taxes. According to the tag and cartwheel, the deal is good until 7/5. For those of you who don't know. Cartwheel is an app for additional savings at Target.

http://www.target.com/p/ninja-ultima-blender-with-single-serve/-/A-14665176#prodSlot=medium_1_1&term=ninja+ultima
Appliance Deals

Target Coupons
Bing Rewards Double
Added on : Tuesday June 24th 2014 02:00:03 AM
g: -1 Posted By: gnd63
Views: 196 Replies: 0 From now until June 30, Double Bing Rewards!! I'm guessing on computer searches only,not phone. Still not to shabby, espescially for those that are Gold and can already get 30 points a day.
Bing Deals
BofA "ShopSafe desktop client is no longer in use"
Added on : Monday June 23rd 2014 12:00:08 PM
g: 0 Posted By: TheDiggler
Views: 86 Replies: 0 Last Friday (June 20, 2014),when launching the BofA ShopSafe Desktop Client, it responded with:
ShopSafe desktop client is no longer in use.

But you may still enjoy the ShopSafe online
shopping experience. Just access your accounts
online and select ShopSafe on either the
Account Overview or Account Activity pages.
That same day, when trying to access ShopSafe via the on-line account method above, it was unavailable (wouldn't even launch). Contacted BofA who put me through to a technical support dept. They(Tech Support) advisedthat software updates were being performed that day (and throughout the weekend) which would be completed by today (Monday, June 23rd). Until then, ShopSafe would remain down. Uponmentioningthe "no longer in use"message from theDesktop Client,theyadvised that they'reunaware of any plans to retirethat application, so itshould work again Monday.

Well,the on-line version of ShopSafe once again works today (Monday), but the Desktop Client continues to give the same error message as last Friday.I guess that's end of the BofA ShopSafe Desktop Client. Looks like I'll have to switch back to using Citi's Virtual Account Number (VAN) program, since they still have a working Desktop Client (although for a while they abandoned theirs as well, whichwas when I switched to BofA's client).

For those interestedin trying out theShopSafe Desktop Client for themselves, the Windows version can be downloadedhere:
https://www.mbnashopsafe.com/ShopSafe_Setup.exe
Discussion Deals
g: 0 Posted By: ctgolfer
Views: 138 Replies: 0 Description
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www.ebay.com/itm/NEW-Seagate-Backup-Plus-STDR1000103-1TB-USB-3-0...
External Hard Drives Deals

eBay Coupons
Target: Ninja Ultima (BL830) for $136 after Cartwheel
Added on : Sunday June 22nd 2014 03:00:03 PM
g: 0 Posted By: bargainhunter3
Views: 43 Replies: 0 If reposted- please delete.

Went to Target today and noticed the Ninja Ultima was 194.99. I ended up looking up at my cartwheel to see it giving another additional 30% off! Making it 136.49 before taxes. According to the tag and carthwheel, the deal is good until 7/5. For those of you who don't know. Cartwheel is an app for additional savings at Target.

http://www.target.com/p/ninja-ultima-blender-with-single-serve/-/A-14665176#prodSlot=medium_1_1&term=ninja+ultima
Appliance Deals

Target Coupons
g: 0 Posted By: lovelybones
Views: 224 Replies: 0 http://www.sears.com/craftsman-universal-miter-saw-stand/p-00916...

Shop Your Way Members Use code: TOOLS10 ($10 discount)

Universal Miter Saw Stand Takes Your Work AnywhereMake using your miter saw easier with this Craftsman Universal Miter Saw Stand from Sears. The brackets of this universal stand fit most 10- and 12-inch miter saws, as well as other bench top tools, for hassle-free mounting and removal. This supportive stand offers a compact design that is easy to transport and store, and yet the support arms extend up to 80 inches to accommodate those longer work pieces.This Universal Miter Saw Stand lets you use your miter saw and other bench top tools just about anywhere. Break free from the chains of your workshop or garage, and bring your miter saw and other tools from job to job. This compact, portable stand weighs less than 25 pounds, so transporting it is never a hassle. Plus, it offers spring-loaded support legs that fold up for easy storage, taking you from workshop to truck to construction site and back again

Tools Deals

Sears Coupons
2015 Insurance price hikes - post yours here
Added on : Sunday June 22nd 2014 07:00:06 AM
g: 0 Posted By: xerty
Views: 312 Replies: 6 Depending on your state, you may have or will soon be getting a letter informing you of the coming changes to your 2015 insurance premiums under ACA. Please post yours premium change and your state if you're willing to share. I guess all those insurance company bailouts (via the HHS general budget) must not be kicking in yet, because they're planning to increase mine a fair bit:

+20% NY

So much for efficiency and cost savings.
Discussion Deals
2015 Obamacare price hikes - post yours here
Added on : Sunday June 22nd 2014 06:00:08 AM
g: 0 Posted By: xerty
Views: 188 Replies: 4 Depending on your state, you may have or will soon be getting a letter informing you of the coming changes to your 2015 insurance premiums under ACA. Please post yours premium change and your state if you're willing to share. I guess all those insurance company bailouts (via the HHS general budget) must not be kicking in yet, because they're planning to increase mine a fair bit:

+20% NY

So much for efficiency and cost savings.
Discussion Deals
g: 0 Posted By: shalein
Views: 69 Replies: 0 For only those who can go to the branch in Round Rock today before 5 PM CST :-

Check more on:-
Round Rock Amplify Branch Open offers


Investing Deals
g: 3 Posted By: remick
Views: 1234 Replies: 1 http://www.amazon.com/gp/product/B00IFKLW9U/

Tiarra is half Vulcan and half Earth woman. She has special talents that alert her loved ones to her presence. She is trained to do all jobs on a star fleet star-ship. Her first assignment is on board the S.S. Victor which is captained by her Earthling brother. Tiarra falls in love with another half breed and their union starts a star fleet precedent new to the space community.
Tiarra is very much in the Star Trek vein. You may see some similarities but Tiarra is basically a love story between two half Vulcan/half Earth people who experience the Passion Ties of Vulca.
One of them is pledged to someone else but the passion tie between Tiarra and Braack cannot be denied. It could be dangerous to the S. S. Victor itself.
A duel is committed to break the original passion tie pledge, but not without consequences. The fall out from the duel lingers in their life for quite a while.


Seal of the King
http://www.amazon.com/gp/product/B00E52VRBA

The battle between dark and light rages and the world is on the CUSP of a tipping point. Will an age of darkness befall mankind or will the light prevail?
David and Aurora have seen visions of each other their entire lives but never met, until now. Aurora a fearsome warrior and David a simple farmer are thrust into the heart of the battle. An ancient prophecy foretells of their final showdown with the Dark One. Will their faith be strong enough for them to prevail?
Join them as they embark on their journey to the lair of the beast knowing they may never return.


Zylan's Messengers
http://www.amazon.com/dp/B00GKQPR3S

Three civilizations separated by billions of years in time and millions of light years in distance, come to life as their disparate histories converge to help the human race survive in 2408, when all of their bad decisions come back to haunt them.
The highly advanced Zylan civilization's planet expired of natural causes about 3.5 billion years ago, but not before they dispatched "Messengers" around the universe to teach the knowledge and legacy of their three hundred thousand year existence. One of those Messengers landed on a planet in the Andromeda galaxy and one on Earth connecting these two planets as they both attempt to manage their respective declines. The other civilization, much more advanced than Earth, in an effort to save themselves, offers a technological solution to Earth's problems, but with a price to be paid in the distant future.
Will the human race honor the commitments of their forefathers, or are they willing to risk the wrath of their benefactors? Zylan's Messengers explores the reasons that humans are the only animals on Earth that make conscious decisions that are bad for their survival


Everflame
http://www.amazon.com/gp/product/B008QZMX7E

Long ago, when the earth was young... Four ancient beings created man to be the bastion of the earth and its creatures. But when The Great Tyrant came and chased The Ancients away, the world was transformed into a place of fear and isolation. Over time humans lost the connection they had with a world they had been created to protect. Now, deep in the forests that surround Gray Mountain, two bears find a small child that is abandoned and left for dead. They name him Evercloud, and raise him as a member of their kingdom. Teaching him the secrets of the elders, they tell him of the ancient beings that created man and the rumors of their return. Evercloud must now go on a quest to return The Ancients to power. However, in another corner of the land, a man known only as The Messenger travels the land under a white hood, on a mission to prevent the return of The Ancients. We follow the paths each of these men take until their stories collide in an epic battle of good versus evil.


The Waking Moon
http://www.amazon.com/dp/B00G3BJURO

The beloved paranormal romance that created an international fandom, now available for Kindle!
Paulette's life is in shambles. Her sister is dead, her mother is a drunk, and she's been forced to transfer into a chaotic public school full of bullies. Things go from bad to worse when her intoxicated mother hits and kills a teenage boy and is sent to jail. Now she is truly alone. That is until the teenage boy mysteriously comes looking for her, convinced that he and Paulette are meant to be together. He is the most beautiful boy shes ever seen. But dead.
Afraid he'll find her insane, Paulette must keep the secret from her love-struck best friend, Rhodes, a prodigy who lives and breathes rationality and science. In the end, it's up to her to save them all from the power-hungry, undead teens who want to kill her, kidnap Rhodes, and claim Jack as their own.


New on 6/22

CyberStorm
http://www.amazon.com/gp/product/B00BT4QRHG

Now being made into a major motion picture by 20th Century Fox, with Bill Kennedy of House of Cards adapting the screenplay.
Mike Mitchell, an average New Yorker already struggling to keep his family together, suddenly finds himself fighting just to keep them alive when a bizarre string of disasters starts tearing apart the world around them. The Internet goes down. A bird-flu epidemic starts raging. Rumors spread that it's all part of a coordinated foreign attack. And then the power goes out as a monster snowstorm plunges New York into frozen darkness, becoming a wintry tomb where nothing is what it seems...and no one can be trusted...
"As a member of the Military that does 'cyber' for his job, finally we see a novel that shows how dangerous our transition to an interconnected infrastructure will become without proper safeguards...I couldn't put down!" - Karic Allegra, Joint Interoperability Command, US NAVY
What caused it? Who caused it? How can it be stopped? These questions become unimportant as Mike's family struggles to survive amid millions of people in the doomed metropolis.


The Transhumanist Wager
http://www.amazon.com/gp/product/B00AQQSY60/

"WINNER" Fiction Visionary - International Book Awards
Leading futurist, philosopher, and former National Geographic journalist Zoltan Istvan presents his award-winning, bestselling visionary novel, The Transhumanist Wager, as a seminal statement of our times.
His philosophical thriller has been called "revolutionary," "life-changing," and "a masterpiece" by readers, scholars, and critics. The novel debuts a challenging original philosophy, which rebuffs modern civilization by inviting the end of the human species--and declaring the onset of something greater.


Books Deals

Amazon Coupons
The Beatles: Mono Box Set - CD $124.99 w/FS @ Best Buy
Added on : Saturday June 21st 2014 07:00:04 PM
g: 0 Posted By: ctgolfer
Views: 43 Replies: 0 The Beatles: Mono Box Set: Release Notes: Muze
Personnel: Paul McCartney (vocals, bass guitar); Ringo Starr (vocals, drums); John Lennon (vocals); George Harrison (guitar).Engineers: Norman Smith; Geoff Emerick; Glyn Johns; Jeff Jarratt; Ken Scott; Martin Benge; Peter Bown; Phillip McDonald; Barry Sheffield.Audio Remasterers: Sean Magee; Steve Rooke; Guy Massey; Paul Hicks.Liner Note Authors: Derek Taylor; Alan Rouse; Kevin Howlett; Tony Barrow.Photographers: Robert Freeman; Robert Whitaker; Michael Cooper.The STEREO BOX SET be the official canon, but what Beatlemaniacs have really craved is the MONO BOX SET. This limited-edition box is laden with new-to-CD mixes, including the genuine rarities of the previously unreleased mono mixes of the four new songs from Yellow Submarine, and its packaging is gorgeous, filled with mini-LP replicas with stiff cardboard sleeves of every album from Please Please Me to The Beatles, complete with replicated gatefolds and packaging inserts, all protected in resealable plastic sleeves. As pure physical product, this satisfies any collector itch, but this also is arguably the better-sounding of the two sets, providing ample evidence that the Beatles did spend more time on mono mixes during much of their career. For generations of listeners raised on stereo mixes, there are plenty of surprises here, from the faster versions of "She's Leaving Home" and "Don't Pass Me By" to the numerous little differences that pop up on SGT. PEPPER'S, THE WHITE ALBUM, and REVOLVER, all adding up to dramatically different experiences. Sometimes, the density of mono just has more force-- "Lady Madonna" rolls like a freight train, "I'm Down" hits to the gut--and sometimes the colors just seem more vibrant; in either case, there's enough emotional difference to make this worthwhile for the dedicated, and depending on taste, it may even be preferable. But there's no question of one thing: of the two sets, as a package, the mono box is a thing to behold. And there's also no question that those who waited 22 years to hear a better version of the Beatles will not be disappointed (although they may still wonder why it took so long for the Fabs to be treated as they deserve).

www.bestbuy.com/site/the-beatles-mono-box-set-cd/9459276.p?id=20...
Music Deals

Best Buy Coupons
Amazon Gift Card Minimum - Now $0.50
Added on : Saturday June 21st 2014 05:00:05 PM
g: 0 Posted By: Prospect888
Views: 0 Replies: 0 For thosehoping to spend as little as possible at Amazon tomeet the minimum number of debit transactions in a monthon theirreward checking accounts, the pricejustwent up. The minimum purchase on gift cards went from $0.15 to $0.50.
FREE Recipe eBook- "Managing Diabetes"
Added on : Saturday June 21st 2014 10:00:13 AM
g: 4 Posted By: imagine1128
Views: 968 Replies: 2 "Diabetes Diet: The Definitive Guide to Beating, Managing, and Avoiding Diabetes
(Manage Diabetes - Essential Tips to Controlling your Blood Sugar)" by Sampson Sharpe

price: FREE

4.3 stars based on 19 reviews
File Size: 2031 KB/ Print Length: 65 pages

link

INCLUDES

* Diabetes Diet Recipes - A collection of essential recipes suited for Diabetes Diet.

* Foods to Avoid and Include in a Diabetes Diet - Provides a list of foods that are not suited for Diabetes patients and those foods that are helpful and necessary to Diabetes Diet.

* Diabetes Diet: Tips and Myths - There are a lot of people all around the world, fighting diabetes. Due to the various treatment methods, a lot of myths have evolved. We will explore the various myths and tips in this chapter!


Books & Magazines Deals
g: 1 Posted By: SieSilverStars
Views: 108 Replies: 0 The Banzai Slide N' Soak Splash Park is on sale at Kohl's for $148.97 shipped after coupons and Kohl's Cash.

Link

$299.99 - $45.00 instant saving when added to cart - 30% off coupon code "GREAT30" - Free shipping coupon code "FREEMVC" + $30.00 Kohl's Cash = $148.97 shipped.

Note: Those coupon codes are for Kohl's Cardholders.

If you're not a Kohl's Cardholder use coupon code "THANKS6391" or "HOTSAVINGS" for 15% off, and then "SHIPJUNE50" for free shipping on $50+. You'll also score $40.00 in Kohl's Cash. Total comes to $216.74 shipped.
g: 0 Posted By: remick
Views: 139 Replies: 0 http://www.amazon.com/gp/product/B00IFKLW9U/

Tiarra is half Vulcan and half Earth woman. She has special talents that alert her loved ones to her presence. She is trained to do all jobs on a star fleet star-ship. Her first assignment is on board the S.S. Victor which is captained by her Earthling brother. Tiarra falls in love with another half breed and their union starts a star fleet precedent new to the space community.
Tiarra is very much in the Star Trek vein. You may see some similarities but Tiarra is basically a love story between two half Vulcan/half Earth people who experience the Passion Ties of Vulca.
One of them is pledged to someone else but the passion tie between Tiarra and Braack cannot be denied. It could be dangerous to the S. S. Victor itself.
A duel is committed to break the original passion tie pledge, but not without consequences. The fall out from the duel lingers in their life for quite a while.


Without
http://www.amazon.com/gp/product/B008OLD5DG

The apocalypse came as a whisper.
Mother Nature had been sending signs for three years, but most didn't pay attention until she pulled the plug on everything. Nobody will forget where they were and what they were doing at 8:13 on that morning. They're all still waiting for 8:14. Well, at least the ones that have made it so far.
He was stuck in Atlanta traffic, making his way to work, when the world fell silent. His car, his radio, his phone, his watch, anything that needed a spark, a battery, or an outlet died. The silence didn't last long and neither did she. He didn't know if the yellow sundress was the first to die, but he does know that she wasn't the last. Not even close.
As aircraft fell out of the sky, panicked drivers lost control in the fast lane, and pace makers stopped keeping their rhythms, he got out of his car and popped the trunk. Most didn't pay attention, but he did. And he knew what was coming.


Abomination
http://www.amazon.com/gp/product/B005Q2N4NC

They were built as unstoppable warriors. They became unstoppable monsters.
Four decorated U.S. Marines with spotless service records are wanted for the brutal rapes and murders of over a dozen women within four months. Their hunting grounds stretch from New York to Georgia. When Ryan Pearson and his team of FBI agents close in on the first killer, the cornered Marine nearly defeats three heavily armed assault teams with nothing but unbridled violence and grossly deformed hands.
After the bloody encounter that left another woman and two agents dead, Ryan begins to question the directives of the military liaison and his own boss, the Deputy Director of the Bureau. The answer he discovers during his unsanctioned investigation blurs the normally focused line between victim and criminal.
Ryan enlists the help of a civilian scientist that can link the sociopathic behavior of the four fugitive Marines to a biomedical research facility where they were stationed prior to the murders. When the scientist Ryan befriends is attacked in a military style ambush, he forces himself to remember every detail of the violence. He wants to remember so he knows exactly what to give back to the ones responsible.


Seal of the King
http://www.amazon.com/gp/product/B00E52VRBA

The battle between dark and light rages and the world is on the CUSP of a tipping point. Will an age of darkness befall mankind or will the light prevail?
David and Aurora have seen visions of each other their entire lives but never met, until now. Aurora a fearsome warrior and David a simple farmer are thrust into the heart of the battle. An ancient prophecy foretells of their final showdown with the Dark One. Will their faith be strong enough for them to prevail?
Join them as they embark on their journey to the lair of the beast knowing they may never return.


Zylan's Messengers
http://www.amazon.com/dp/B00GKQPR3S

Three civilizations separated by billions of years in time and millions of light years in distance, come to life as their disparate histories converge to help the human race survive in 2408, when all of their bad decisions come back to haunt them.
The highly advanced Zylan civilization's planet expired of natural causes about 3.5 billion years ago, but not before they dispatched "Messengers" around the universe to teach the knowledge and legacy of their three hundred thousand year existence. One of those Messengers landed on a planet in the Andromeda galaxy and one on Earth connecting these two planets as they both attempt to manage their respective declines. The other civilization, much more advanced than Earth, in an effort to save themselves, offers a technological solution to Earth's problems, but with a price to be paid in the distant future.
Will the human race honor the commitments of their forefathers, or are they willing to risk the wrath of their benefactors? Zylan's Messengers explores the reasons that humans are the only animals on Earth that make conscious decisions that are bad for their survival


Everflame
http://www.amazon.com/gp/product/B008QZMX7E

Long ago, when the earth was young... Four ancient beings created man to be the bastion of the earth and its creatures. But when The Great Tyrant came and chased The Ancients away, the world was transformed into a place of fear and isolation. Over time humans lost the connection they had with a world they had been created to protect. Now, deep in the forests that surround Gray Mountain, two bears find a small child that is abandoned and left for dead. They name him Evercloud, and raise him as a member of their kingdom. Teaching him the secrets of the elders, they tell him of the ancient beings that created man and the rumors of their return. Evercloud must now go on a quest to return The Ancients to power. However, in another corner of the land, a man known only as The Messenger travels the land under a white hood, on a mission to prevent the return of The Ancients. We follow the paths each of these men take until their stories collide in an epic battle of good versus evil.


Nowhere Blvd: A Horror Novel
http://www.amazon.com/dp/B006R4RTSE

In this Kindle horror exclusive, eleven year old Spencer Williams mysteriously re-appears in his bedroom after having been missing for two years. The story of where he's been is one no sane person would believe, a tale of being kidnapped by a creature out of legend and taken to a scary and strange urban fantasy land. A place where young children the world over are subjected to horrible experiments by the original boogie man, the living nightmare known as Smiling Jack.
Spencer keeps his secrets, happy to have been the only child ever to have escaped the clutches of Smiling Jack and his minions. With his nightmares fading into the past, Spencer returns home and tries to live a normal life. But when his baby sister goes missing, will Spencer be willing to take the ultimate risk to save her?
Will he be willing to return to the horror of Nowhere Blvd?


The Waking Moon
http://www.amazon.com/dp/B00G3BJURO

The beloved paranormal romance that created an international fandom, now available for Kindle!
Paulette's life is in shambles. Her sister is dead, her mother is a drunk, and she's been forced to transfer into a chaotic public school full of bullies. Things go from bad to worse when her intoxicated mother hits and kills a teenage boy and is sent to jail. Now she is truly alone. That is until the teenage boy mysteriously comes looking for her, convinced that he and Paulette are meant to be together. He is the most beautiful boy shes ever seen. But dead.
Afraid he'll find her insane, Paulette must keep the secret from her love-struck best friend, Rhodes, a prodigy who lives and breathes rationality and science. In the end, it's up to her to save them all from the power-hungry, undead teens who want to kill her, kidnap Rhodes, and claim Jack as their own.

Books Deals

Amazon Coupons
g: 1 Posted By: robronson
Views: 118 Replies: 4 From my understanding of federal student loan debt that is discharged after 20/25 years (depending on your plan), you become liable for income taxes on the amount forgiven. While I don't expect this to remain once people's student loans start getting discharged in 10 to 15 years under these relatively new plans, because people won't be able to pay income taxes on a phantom $300k of student loan debt (after 25 years of compounded unpaid interest on a $50k to $100k principal) and will get their elected officials to change the law.

However, we can't prepare for that, and reading a thread on FWF tonight got me to learn about avoiding income taxes on discharged debt through "insolvency tests". I did some googling and read this IRS information here:

http://www.irs.gov/publications/p4681/index.html#en_US_2013_publ...

To summarize, it looks like the IRS will perform this insolvency test to determine whether you have to pay income taxes on those $300k of forgiven student loans in 20 years. Simply put, the test looks to see how much debt you had forgiven compared to your assets, and whatever the difference between the two numbers (liabilities minus assets) determines how much of the forgiven debt you need to pay taxes on.

Unfortunately, and VERY UNFAIRLY, the IRS counts retirement assets as assets. Which is ridiculous because $100k in a 401k isn't worth $100k. It's worth maybe $80k after you pay taxes on it. And if you had to withdraw it early, with a penalty, it's worth maybe $50k to $60k depending on your marginal tax break. Thus, the purpose of this thread is to strategize ways to make the insolvency test work in your favor because as written, it's very much against you.

Much like Medicaid fraud, I mean Medicaid asset protection, you probably don't want to start doing these things in the year your debt will be forgiven. So while the earliest any of us might possibly be forgiven for debt is still probably 10+ years out (since this plan didn't start until the early 2000s), it's worth thinking about in advance.

Here's some random ideas that may work:

1) Buy a house. As expensive as the bank will lend you money for, with as little down payment as possible, leading up to the debt forgiveness. It appears that the liability of the house counts in the liabilities column. So if you buy a $200k house with $40k down, then you now have $160k in Liabilities and $40k in assets for a net Liability of $120k.

2) Start converting 401k into Roth IRA in the years leading up to the loan forgiveness. Pay the taxes owed on the conversion out of the 401k money if necessary. Pay a penalty if necessary. You will get hosed for every $1 you have in your 401k or Traditional IRA because they will count every 60 cents to 80 cents in actual value (after you distribute the money and pay taxes/penalties) as $1. Since $1 of a Roth IRA is worth significantly more than $1 of a Traditional IRA or 401k, but the asset test counts the dollars the same, it may be worth converting even if it pushes you into a higher marginal tax bracket.

3) AOR BT Time, if those still exist in 10+ years. That's debt. If the cash vanishes, maybe because you went to Vegas, then the cash isn't an asset. But the BT is definitely a liability.

4) Borrow money from friends/relatives. Make it official. Notarized contracts. These are all liabilities.

5) Prepay for things you can prepay that won't count as assets. Prepay your child's education or daycare. Etc.

6) Combine strategies. Don't just have a notarized piece of paper that says you borrowed $300k from your best friend a week before the loan discharged. No one will believe that. But if you have a $100k left on a mortgage, $5k owed to your cousin, $20k on credit cards BTs, convert all of your 401k to Roth IRA over a few years, then the total strategy looks legit on a whole.

Curious to hear people's ideas on these. I don't feel bad for discussing them because (a) the concept that the IRS will tax you on income you didn't get and (b) the concept that they'll count your 401k assets as $1 for $1 are so totally biased against you that anything and everything is fair game, as long as it's legal. Ethics no longer applies.

I'm writing this for student loan debt forgiveness but feel free to use this to discuss any current 2014 debt forgiveness/insolvency testing issues.
Discussion Deals
g: 0 Posted By: lovelybones
Views: 201 Replies: 1 http://www.13deals.com/store/item.php?id=38171

Knee Length $14.99 with code SUMMERSTEAL (select from the drop-down)
Maxi Length $27.74 with code SUMMERSTEAL (select from the drop-down)

Product InfoIt's getting hot down here and hot SUMMER Dresses are in! Grab this 5 pack of these super lightweight dresses, perfect for spring and summer, time at the beach, or just an every day dress strolling around town! These dresses are knee length, and made of a very soft, forgiving material that simply drapes your curves. All dresses come in assorted patterns and solid colors and will be chosen randomly at shipping. You can choose between standard knee length and maxi length(to the ankles), for only $2.40 more per dress.The patterns will vary and will also be chosen at random. This dress will surely make a statement at any social gathering. The relaxed lightweight material will drape over your curves and feel so soft on your skin.Please note, although these dresses are forgiving and stretch well, they run smaller than a fitted dress. There is no support for the bust, so ladies, please order a size up, if you are bigger in those areas
Clothing Deals
g: 0 Posted By: bpvh
Views: 124 Replies: 0 Office Depot / OfficeMax rebate software for the week of 06/22/2014 (2 McAfee titles)


McAfee AntiVirus Plus For 1 PC
$6.99 After $8 Instant & $25 Mail-In Savings Visa Prepaid Card
In Store Price $31.99
OD 194-078 \ OM 2416-3138


McAfee AntiVirus Plus For 3 PCs
$7.99 After $12 Instant & $40 Mail-In Savings Visa Prepaid Card
In Store Price $47.99
OD 101-297 \ OM 2416-3129


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

Office Depot Coupons
2 FREE Recipe eBooks- "Managing Diabetes", " Homemade Bread"
Added on : Thursday June 19th 2014 05:00:10 PM
g: 3 Posted By: imagine1128
Views: 554 Replies: 1 "Easy and Delicious Homemade Bread: Beginner's Guide"
by Jenny Davis
Price FREE

4.8 stars based on 25 reviews
File Size: 4481 KB / Print Length: 96 pages

link

Some of the recipes you will find include:
Basic Bread - Lager-Style Beer Bread - Ciabatta - Southern Style Corn Bread

--------------------------------------------------------------------

"Diabetes Diet: The Definitive Guide to Beating, Managing, and Avoiding Diabetes
(Manage Diabetes - Essential Tips to Controlling your Blood Sugar)" by Sampson Sharpe

price: FREE

4.3 stars based on 19 reviews
File Size: 2031 KB/ Print Length: 65 pages

link

INCLUDES

* Diabetes Diet Recipes - A collection of essential recipes suited for Diabetes Diet.

* Foods to Avoid and Include in a Diabetes Diet - Provides a list of foods that are not suited for Diabetes patients and those foods that are helpful and necessary to Diabetes Diet.

* Diabetes Diet: Tips and Myths - There are a lot of people all around the world, fighting diabetes. Due to the various treatment methods, a lot of myths have evolved. We will explore the various myths and tips in this chapter!


Books & Magazines Deals
g: 0 Posted By: BigBoyMichigan
Views: 236 Replies: 1 STARTING SEPTEMBER 01, 2014

I Got word today that McDonalds in the USA will be starting their McDonalds Monopoly in September, So here is a sneak preview!

McDonald's Monopoly Sweepstakes is here again! Enter the 2014 Monopoly Game at McDonald's for your chance to win thousands and thousands of prizes like a million dollars cash, $100,000 cash, free McDonald's food prizes, and much, much more!




FREE MONOPOLY CODES - EVERYONE CAN USE THESE ONCE
=================================================
*** COMING SOON ***



SPECIAL MCDONALDS RULES ABOUT THE GAME:
=======================================
* While the giveaway is essentially identical in each country where it is available, game pieces collected in one country cannot be used in another country.
* For all versions of the online game, players are allowed to enter 10 codes per day.
* Note that the official rules state: "The purchase, sale, trading, or barter of Game Pieces, Game Stamps, FREE Codes or Game Codes via Online or live auctions, or any other methods, does not constitute Legitimate Channels and is expressly prohibited.
* If you are related to, or romantically involved with a McDonald's Employee you are unable to participate in the game.
* Participants with Disabilities: If you have a disability that you believe prevents you from participating in the Game, or if you are a Guam or Saipan resident who needs assistance in redeeming a Prize, contact (866) 375-0638 for assistance.



# CHANCES PER PRODUCT:
======================
*** COMING IN SEPTEMBER ***

* .................4 peels
* .................4 peels

* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels

* Check with store as once the peels runs out on a certain product, They will NOT be resupplied.



NEW PRIZES THIS YEAR:
=====================
**** COMING SEPTEMBER 2014 ***




McDonalds Monopoly 2014 Rare Pieces:
====================================
* Mediterranean Ave
* Vermont Ave
* Virginia Ave
* Tennessee Ave
* Kentucky Ave
* Shortline Railroad
* Ventor Ave
* Pennsylvania Ave
* Boardwalk


if you use a code, please let others know! It saves us all time, and it makes our code donors feel good. RBM stands for Redeemed by me and RNBM means that you tried the code, but it was Redeemed, Not By me

And finally, if you WIN something, POST IT! Everyone loves hearing about the big wins!


■DISCLAIMER:All logo's, trademarks and other material is copyright of their respective owners. This site is not owned, operated or run by McDonald's and is in no way affiliated with any of its companies. The use of McDonald's or Monopoly images are for illustration purposesonly.The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any prices, products, programs, offerings, or technical information described in this Web site. BigBoyMichigan makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, or may not meet your needs and requirements. IN NO EVENT WILL BigBoyMichigan BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BigBoyMichigan page is not endorsed by or affiliated in any way nor The opinions expressed here are those of the authors and do not necessarily reflect with the thoughts and opinions of McDonalds, Mickey D's nor any other products / companies listed on this site.



Totally Free Deals
g: 0 Posted By: BigBoyMichigan
Views: 27 Replies: 0 STARTING SEPTEMBER 01, 2014

McDonald's Monopoly Sweepstakes is here again! Enter the 2014 Monopoly Game at McDonald's for your chance to win thousands and thousands of prizes like a million dollars cash, $100,000 cash, free McDonald's food prizes, and much, much more!




FREE MONOPOLY CODES - EVERYONE CAN USE THESE ONCE
=================================================
*** COMING SOON ***



SPECIAL MCDONALDS RULES ABOUT THE GAME:
=======================================
* While the giveaway is essentially identical in each country where it is available, game pieces collected in one country cannot be used in another country.
* For all versions of the online game, players are allowed to enter 10 codes per day.
* Note that the official rules state: "The purchase, sale, trading, or barter of Game Pieces, Game Stamps, FREE Codes or Game Codes via Online or live auctions, or any other methods, does not constitute Legitimate Channels and is expressly prohibited.
* If you are related to, or romantically involved with a McDonald's Employee you are unable to participate in the game.
* Participants with Disabilities: If you have a disability that you believe prevents you from participating in the Game, or if you are a Guam or Saipan resident who needs assistance in redeeming a Prize, contact (866) 375-0638 for assistance.



# CHANCES PER PRODUCT:
======================
*** COMING IN SEPTEMBER ***

* .................4 peels
* .................4 peels

* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels

* Check with store as once the peels runs out on a certain product, They will NOT be resupplied.



NEW PRIZES THIS YEAR:
=====================
**** COMING SEPTEMBER 2014 ***




McDonalds Monopoly 2014 Rare Pieces:
==============================
* Mediterranean Ave
* Vermont Ave
* Virginia Ave
* Tennessee Ave
* Kentucky Ave
* Shortline Railroad
* Ventor Ave
* Pennsylvania Ave
* Boardwalk


f you use a code, please let others know! It saves us all time, and it makes our code donors feel good. RBM stands for redeemed by me and RNBM means that you tried the code, but it was Redeemed, Not By me

And finally, if you WIN something, POST IT! Everyone loves hearing about the big wins!


■DISCLAIMER:All logo's, trademarks and other material is copyright of their respective owners. This site is not owned, operated or run by McDonald's and is in no way affiliated with any of its companies. The use of McDonald's or Monopoly images are for illustration purposesonly.The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any prices, products, programs, offerings, or technical information described in this Web site. BigBoyMichigan makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, or may not meet your needs and requirements. IN NO EVENT WILL BigBoyMichigan BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BigBoyMichigan page is not endorsed by or affiliated in any way nor The opinions expressed here are those of the authors and do not necessarily reflect with the thoughts and opinions of McDonalds, Mickey D's nor any other products / companies listed on this site.



Totally Free Deals
2 FREE Recipe eBooks- Managing Diabetes, Homemade Bread
Added on : Thursday June 19th 2014 12:00:13 PM
g: 2 Posted By: imagine1128
Views: 191 Replies: 0 "Easy and Delicious Homemade Bread: Beginner's Guide"
by Jenny Davis
Price FREE

4.8 stars based on 25 reviews
File Size: 4481 KB / Print Length: 96 pages

link

Some of the recipes you will find include:
Basic Bread - Lager-Style Beer Bread - Ciabatta - Southern Style Corn Bread

--------------------------------------------------------------------

"Diabetes Diet: The Definitive Guide to Beating, Managing, and Avoiding Diabetes
(Manage Diabetes - Essential Tips to Controlling your Blood Sugar)" by Sampson Sharpe

price: FREE

4.3 stars based on 19 reviews
File Size: 2031 KB/ Print Length: 65 pages

link

INCLUDES

* Diabetes Diet Recipes - A collection of essential recipes suited for Diabetes Diet.

* Foods to Avoid and Include in a Diabetes Diet - Provides a list of foods that are not suited for Diabetes patients and those foods that are helpful and necessary to Diabetes Diet.

* Diabetes Diet: Tips and Myths - There are a lot of people all around the world, fighting diabetes. Due to the various treatment methods, a lot of myths have evolved. We will explore the various myths and tips in this chapter!


Books & Magazines Deals
g: 0 Posted By: ctgolfer
Views: 140 Replies: 0 Product Information
Creativity in Motion.Inspired by EOS technology, Canon developed the new EOS M Digital Camera. Canon introduced the market to Full HD video capture with smooth, quiet continuous autofocus made possible by Movie Servo AF and STM lenses, advanced CMOS sensor technology, and the processing power of DIGIC 5. The EOS M Digital Camera leverages these key technologies to deliver high-quality moving and still images with creativity provided by Canon s extensive family of interchangeable lenses.

Product Features
Compact design, superb image quality
Capture images that are packed with clarity and color and can be printed at sizes up to A2 in amazing detail. An APS-C sized 18-megapixel sensor is of the same dimensions as those used in EOS DSLRs, and offers the same superb image quality.
The right settings every time
As you compose a photograph with the EOS M, the camera's Scene Intelligent Auto technology analyzes the subject too, evaluating color, brightness, movement and even detecting the presence of people. This information is used to pick the most appropriate camera settings, giving you the best possible results.
Creativity the easy way
Create beautiful images, using smooth out-of-focus backgrounds for a professional look with impact. Achieve advanced creative effects quickly and simply with easy-to-use controls.
Easy to use, great results
Straightforward controls are quick and easy to use, so you'll always be ready to express yourself. A touch-sensitive 3" Clear View II LCD screen offers intuitive control over menu functions, and the ability to focus and shoot with a single tap.
Atmospheric photos in low light
The EOS M keeps performing at its best, even when light levels get low. Hybrid autofocus ensures pin-sharp photographs and evaluative exposure metering picks the most appropriate shutter speed and aperture. Shoot hand-held pictures in low-light conditions without using flash or a tripod, thanks to a maximum sensitivity of ISO 12,800 (expandable to ISO 25,600).
Moving pictures
Shoot Full-HD video using the same camera you use for still photography. Enjoy superb image quality, even in low light, and explore new creative approaches, such as shallow focus. Enhance your movie footage with video snapshot. Shoot a series of short clips of 2, 4, or 8 seconds in length, edit them, and play them together as a video slideshow in a single movie file.

www.ebay.com/itm/Canon-EOS-M-18-0-MP-Compact-Systems-Camera-EF-M...
SLR & dSLR Deals

eBay Coupons
Free Kindle Book - Essential Fish Care In Aquaponics
Added on : Thursday June 19th 2014 07:00:06 AM
g: 0 Posted By: remick
Views: 103 Replies: 0 http://www.amazon.com/gp/product/B00DLHL3BO

As Aquaponics becomes more popular with gardeners and enthusiasts everywhere, sometimes basic fish health and proper care, can be overlooked. Much of this is largely due to not enough knowledge about their needs requirements and living conditions. This book is designed to give the beginner and mid-range Aquaponic grower a good foundation in providing the best possible care to their fish. All those little questions people ask about raising fish in Aquaponic systems can be answered in the Essential Fish Care Book. These living, breathing creatures will provide a healthy source of protein at the dinner table, if we take good care of their needs first.
Totally Free Deals
g: 0 Posted By: tedhawkins
Views: 127 Replies: 0 Sierra Mountain Gear 9 in 1 Plier Tool $9.96 + $6.99 S/H /FS on $50+ Campmor

http://www.campmor.com/outdoor/gear/Product___37217

The Sierra Mountain Gear 9 In 1 Plier Tool is a handy, dandy all in one gizmo that you will be surprised that you did without for so long. It features 9 useful tools with an anodized finished handle that is a comfort to grip. Made from a high grade Stainless Steel the Plier Tool will easily do all those things you need. Tools included are Wire Cutter, Line Cutter, Can Opener, File, Flathead Screwdriver, Serrated Blade knife, Standard Blade knife, Awl and of course, pliers. There is a lock (latch) to keep the pliers closed when not in use.

9 In 1 Plier Tool is versatile & made from High Grade Stainless Steel
Pliers are spring loaded
Plier Lock when not in use
Tools Included Are - Wire Cutter, Line Cutter, Can Opener, File, Flathead Screwdriver, Serrated Blade knife, Standard Blade knife, Awl and pliers
Anodized Aluminum handle
Standard Blade is 2.5" long
Serrated Blade is 2.5" long
Dimensions - 5.75"x1.8"x.5"
Tools Deals

Campmor Coupons
g: 0 Posted By: ctgolfer
Views: 72 Replies: 0 Panasonic KX-TG7733S DECT 6.0 Plus 3-Handset Cordless Link-to-Cell Phone System with Answering Machine

Link2Cell
Link2Cell is a cordless phone system that operates together with your cell phone. Simply charge your cell phone through the USB port on the Panasonic base unit and sync the two via Bluetooth. Now youre ready to make and receive cell calls that are automatically routed through all your home phone handsets. Which means theres no need to carry your cell phone around your home.

Bluetooth Convergence Solution
Like using your cell phone at home but don't like carrying it around? Now you can make and receive cell phone calls though your multi-handset home phone with the Bluetooth-powered Panasonic Link-to-Cell. Link-to-Cell harnesses the power of Bluetooth to combine the freedom of your cell phone and the convenience of a home phone. By linking your cell phone to the Bluetooth-powered Panasonic Link-to-Cell, you can make or receive calls on all compatible Panasonic home phone handsets. Don't want to be without your cell phone's phonebook? No problem. With Link-to-Cell's Phonebook Transfer feature, you can transfer up to 600 names and numbers from your cell phone to the built-in handset directory via Bluetooth. Link-to-Cell also features Bluetooth headset connectivity so you can keep the conversation going and your hands free. Perfect for those times when you're talking but need to walk around your office or home, open drawers, flip through files or write.

Dect 6.0 Plus
Dect Plus technology takes the superb sound quality and outstanding range of DECT 6.0 phones to a whole new level. By increasing the frequency of error correction by up to 80x, the transmission quality is improved and the phone's range is extended. Engineered to work in 1.9GHz frequency, our DECT 6.0 phones won't conflict with common wireless devices such as 2.4GHz routers, wireless keyboards and mice, microwave ovens and other household items. And because it's digital, you'll enjoy long range and clear sound while deterring eavesdropping.

Talking Caller ID
Now you can hear who's calling from across the room without having to get up. Using text-to-speech technology, Panasonic phones featuring Talking Caller ID announce caller ID information in between rings. What could be more convenient?

1.8 White Backlit Handset Display
See whos calling at a glance on our wide, 1.8-inch LCD and set screen. Featuring black text against a white-backlit display, its crystal clear and easy to readeven from a short distance away.

LED Light-Up Indicator
Now, you can know when a calls coming in or if you have a messageeven if youre vacuuming or listening to music. A large, bright LED indicator on top of the handset lights up when you get a call or a message, so youll always be connected.

Easy-to-Use Big Buttons
We streamlined our keypad to include fewer buttons while also making them larger. No more fumbling to find the right key, and no more dialing the wrong number.

Shipping Note: Eligible for shipping to all 50 states

Warranty: 90 Day Panasonic



Panasonic KX-TG385SK DECT 6.0 Plus 5-Handset Cordless Link-to-Cell Phone System with Answering Machine

Link2Cell
Link2Cell is a cordless phone system that operates together with your cell phone. Simply charge your cell phone through the USB port on the Panasonic base unit and sync the two via Bluetooth. Now youre ready to make and receive cell calls that are automatically routed through all your home phone handsets. Which means theres no need to carry your cell phone around your home.

USB Charge
No convenient electrical outlet for charging your cell phone or smart phone? No problem. The base unit features a convenient USB charging port. And because its Link2Cell, you can answer your cell phone calls on your Panasonic home phone handsets without draining your cell phone battery.

Text Message (SMS) Alert
Never miss a text message again. The Text Message Alert feature notifies you of received text message on your cell phone through an alert on your cordless handset when your cell phone is synced to the base unit.

Enhanced Noise Reduction
Enhanced Noise Reduction not only suppresses background noise but also enhances your voice at the same time. Which means the next time your teenager calls you from a concert, youll actually be able to hear him.

DECT 6.0 Plus Technology
If youre looking for superb sound quality and long range, look no further than the DECT 6.0 Plus technology in Panasonic cordless phones. Thanks to error correction up to 80x, you get clear transmission even with extended range. Engineered to work in 1.9GHz frequency, our DECT 6.0 Plus phones won't interfere with wireless devices such as routers, wireless keyboards and microwave ovens. Whether you use them in the basement or the backyard, our phones truly go the distance.

Answering Machine with Message Forwarding
Thanks to advanced answering machine functions, you can get messages wherever, whenever. At home, the base unit will beep to alert you to a message. And on the road, the phone will send a message to your registered cell or work phone.

Talking Caller ID
Hear whos calling from across the room. The Talking Caller ID feature uses text-to-speech technology, announcing the callers information in between rings.

Intelligent Eco Mode
With the Intelligent Eco Mode, when you use the handset closest to the base unit, youll automatically lower power consumption. This not only extends available talk time but also prolongs battery life. Which means less frequent charging and in the end, fewer batteries in landfills.


Shipping Note: Eligible for shipping to all 50 states

Warranty: 90 Day Panasonic

http://electronics.woot.com/offers/panasonic-link2cell-3hs-or-5h...
Daily Deals

woot! Coupons
g: 0 Posted By: Xenocrates
Views: 69 Replies: 0 648-Ct Huggies Simply Clean Fragrance Free Baby Wipes Refill- $9.37 w/ S&S AC FS @ Amazon

Note:For those new to these Amazon "coupons" the "clip coupon"button islocated on the product page a few lines under the price.

$11.97 - $2.00 clip coupon - %5 Subscribe & Save = $9.37 w/ free shipping (Free shipping comes from the subscribe and save option.)

Forhands, face and bottom
Fragrance-free (unscented)
Resealable closure to keep your baby wipe supply fresh and moist
Packaging may vary from image shown

4 / 5 stars with 710 customer reviews.
Baby Deals

Amazon Coupons
g: 0 Posted By: BorntoChill
Views: 211 Replies: 0 Newegghas the Brother P-touch PT-2730VP PC-Connectable Labeling System with Carry Caseon sale for $44.99 with free shipping until June 28 (or stock is gone). This is Brother's high-end PC Magazine Editor's Choice winninglabeling system, which gets 4.5 out of 5 stars average by Amazon reviewers.

Amazon,at the time I posted, is also currently matching Newegg's price, but I wouldn't count on it staying that way. It's also been going in-and-out of stock at Amazon. Amazon Marketplace sellers are charging way more.

This labeler normally sells for $79.99 and up. AFAIK, this is close to the lowest sales price for the PT-2730VP in over 2 years and within $5 of a couple long ago black friday/cyber monday deals.

For those wondering, the difference between the Brother PT-2730 and the PT-2730VP is that the PT-2730VP version includes a snazzy carrying case with room to hold the labeler, its included A/C adapter, and several cartridges.

(Insert Seinfeld joke here)

Office Equipment Deals

Newegg Coupons
g: 0 Posted By: papajoker
Views: 199 Replies: 0 For those who want these now:
Link.2.Newegg
Link.2.Amazon

These speakers were on sale for $95 during the Thanksgiving time last year. But $139.99 w. free shipping isn't a bad price at all.

From Newegg:
Spec
Tweeter Diameter 1" (2.54cm),Dynamic Balance silk/polymer composite dome Midrange Diameter 5 1/4" (13.34cm), Dynamic Balance bi-laminate composite cone driver Nominal Impedance 8 Ohms Sensitivity 90 dB Total Frequency Response 38Hz-25kHz Upper -3dB Limit 24 kHz Lower -3dB Limit 48 Hz Power Rating 20-200 watts per channel

Headphones & Speakers Deals

Newegg Coupons
g: 0 Posted By: BorntoChill
Views: 112 Replies: 0 Newegghas the Brother P-touch PT-2730VP PC-Connectable Labeling System with Carry Caseon sale for $44.99 with free shipping until June 28 (or stock is gone). This is Brother's high-end PC Magazine Editor's Choice winninglabeling system, which gets 4.5 out of 5 stars average by Amazon reviewers.

Amazon,at the time I posted, is also currently matching Newegg's price, but I wouldn't count on it staying that way. It's also been going in-and-out of stock at Amazon. Amazon Marketplace sellers are charging way more.

This labeler normally sells for $79.99 and up. AFAIK, this is close to the lowest sales price for the PT-2730VP in over 2 years and within $5 of a couple long ago black friday/cyber monday deals.

For those wondering, the difference between the Brother PT-2730 and the PT-2730VP is that the PT-2730VP version includes a snazzy carrying case with room to hold the labeler, its included A/C adapter, and several cartridges.

(Insert Seinfeld joke here)

Office Equipment Deals

Newegg Coupons
g: 0 Posted By: slovell
Views: 150 Replies: 5 Around 4-5 years ago, we were going to do a cash out refi with Oxford Lending. The day that we were supposed to attend the closing, an employee from Oxford called to tell us that our loan would not be going through. He said that underwriting had taken a second look & decided not to approve our appraisal after all because there hadn't been a comparable house sold in our area in the last 3 months (we live in a very rural area). We were shocked, but this guy had been inefficient from the start. We dropped the plan to refi. Fast forward to now & we were offered a rate reduction from Chase (our original mortgage co.) We decided to go ahead with the process due to it being no cost. We were shocked when their underwriting called & told us that we had a $1000 bill with the local title company that was scheduled to close the previous loan. They recommend that I call them. When I contacted them, they stated that it was due to such things as abstracting fees, attorney opinions etc. I was shocked & couldn't believe they hadn't contacted us earlier or why Oxford Lending had even had those things done if they weren't going to proceed with the loan. My question is, are we legally responsible for these fees? If not, is there anyway to make Oxford pay them?
New User Question Deals
g: 0 Posted By: papajoker
Views: 8 Replies: 0 For those who wants these now:
Link.2.Newegg
Link.2.Amazon

These speakers were on sale for $95 during the Thanksgiving time last year. But $139.99 w. free shipping isn't a bad price at all.

From Newegg:SpecSold AsSingleDriver UnitsTweeter Diameter: 1" (2.54cm), Dynamic Balance silk/polymer composite dome
Midrange Diameter: 5 1/4" (13.34cm), Dynamic Balance bi-laminate composite cone driverPower Rating20-200 watts per channelFrequency ResponseTotal Frequency Response: 38Hz-25kHz
Upper -3dB Limit: 24 kHz
Lower -3dB Limit: 48 HzNominal Impedance8 OhmsSensitivity90 dBConnectorsDual 5-way binding posts inputsFeaturesColorBlackSpecDimensions & WeightDimensions: 37" H x 7" W x 12 1/16" D
Weight (each): 31 lbs.
Headphones & Speakers Deals

Newegg Coupons
Free Fathers Day iPhone Case - 1st 3,000
Added on : Sunday June 15th 2014 12:00:12 PM
g: 0 Posted By: remick
Views: 37 Replies: 0 https://www.surveymonkey.com/s/8PJSSF8

If we make it to 3000 shares, we will send out an email with a coupon code for the case, and a link directing you to the purchase page! The code will be sent out approximately 8 weeks after the close of this giveaway. The cases will be given out on a first come first serve basis so be sure to act fast!

To say thank you to all those wonderful dads out there we decided to bring back the Sign Up. Share. WIN! Giveaway!!
If this Fathers Day inspired design gets 3000 shares, we'll giveaway 3000 FREE Fathers Day Cases! Just click the link below to sign up!
In order to qualify for a free case you must SHARE and be SIGNED UP.
We have until Tuesday June 17th to reach our goal. Lets Get Sharing!!
Sign up HERE! https://www.surveymonkey.com/s/8PJSSF8
Electronics Deals
g: 0 Posted By: tedhawkins
Views: 115 Replies: 0 BBE Blacksmith Distortion With 3-Band EQ Guitar Effects Pedal $39.99 FS @ MF

http://www.musiciansfriend.com/stupid

Product Description

The Blacksmith analog distortion is all about force-feeding your tube amp for a heavier, chunkier distortion. The concept was developed by Paul Gagon in the 1980s when he worked at Jackson Guitars. Back then, Gagon created pickups, amps and electronics for Jackson instruments and routinely worked with an A-list of artists, from Jeff Beck to Steve Vai and many more. What he found was many of the artists loved the sound of their Marshalls, but wanted more grind out of them. Their amps may have gone to eleven, but these guys often told Gagon they wanted them to go to fifteen or twenty.

Paul already had created many boost and distortion circuits, but ultimately, what he wanted to make a pedal for artists that would go beyond what a boost pedal could do while maintaining that classic Marshall tonal balance but on steroids. The solution was brilliant: a distortion generation circuit feeding a 3-band passive EQ derived from a 69 Plexi (a Plexi Tone Stack). The EQ allows you dial it in to suit the characteristics of a particular tube amp, a practical feature because some Marshalls were dark while others were bright sounding. Of course, the EQ is also great for style: want a killer shred tone? Scoop those mids and crank the lows and highs.

Blacksmith is inspired by those pedals Gagon handmade back in the 80s, delivering all the tone he brought to the rock gods but with greater consistency and durability. Blacksmith features 1% metal-film resistors, big fat signal traces on a mil-spec circuit board, true hardwire bypass to eliminate any pickup loading when disengaged, and a 1mOhm input resistance to welcome your axes signal with wide open arms just like the input on a killer Marshall.

The Blacksmith isnt just for Marshalls, however. Gagons design works beautifully with a variety of other quality tube amps, from Mesa to Fender. When youre looking for a top-shelf distortion pedal thats as musical as your amp, get your hands on a Blacksmith.
Features

Gain, volume and passive 3-band PLEX-EQ controls
LED-based gain circuit for smooth, high-output distortion
1mOhms input impedance for proper pickup loading
1kOhms output impedance when engaged
1% metal-film resistors for consistency
High-voltage poly caps for better tone
Military-spec circuit board for reliability
Blue status LED for high visibility and low power consumption
Easy access battery compartment


Music Deals

Musician's Friend Coupons
Need help maximizing Nerf/Quaker chewy coupon
Added on : Friday June 13th 2014 07:00:13 AM
g: 0 Posted By: timx
Views: 183 Replies: 0 WalMart had some tear pads on the Quaker Chewy display (for those that don't know, these are kind of a granola bars for kids). My kids eat these anyway so any bonus is a free bonus for me. Coupon says $5 off any Nerf item ($9 or more) when you buy 1 Quaker chewy 20-24 count box or 2 Quaker chewy 10-14 count boxes. Doesn't appear to be limited if you have more than one coupon, I think any Nerf buy one/ get one 50% off sale would be in play as long as its over $9... exp 6/30.. I'm not even sure what forum I should be posting this in, as it really isn't a "hot deal" more like a call for help... Figure its gotta be a store that sells both, ie WalMart, Target, Kmart, etc...
Discussion Deals
CVS 8 x 10 photo collage
Added on : Friday June 13th 2014 06:00:12 AM
g: 1 Posted By: snellscott
Views: 222 Replies: 0 Promo Code DADCOLLAGE

Add one 8x10 Collage to your cart, enter promo code DADCOLLAGE and get your 8x10 Collage for FREE. Offer valid online only. Promotion ends 6/14/14.Add two (2) Photo Cards and/or Stationery Cards to your cart, enter promo code DADLOVE and get your second Photo Card and/or Stationery Card of equal or lesser value for 50% Off. Offer valid online only. Promotion ends 6/14/14.Add any Photo Calendar(s) to your shopping cart, enter promo code CAL25 and get 25% off your Calendar order. Offer valid Online Only. Promotion ends 6/14/14.Add any Photo Book(s) to your shopping cart, enter promo code BOOK25 and get 25% OFF your Photo Book order. Offer valid online only. Promotion ends 6/14/14.You are receiving this email because you indicated you wanted to be informed of the latest news and specials from CVSPhoto.com. If you prefer not to receive future emails from CVSPhoto.com, please unsubscribe here.Please note if you have subscribed to receive other CVS email communications you will continue to receive them unless you unsubscribe specifically for those.


Totally Free Deals
Student loans with MBA program
Added on : Thursday June 12th 2014 03:00:05 PM
g: 0 Posted By: garyshultz
Views: 153 Replies: 2 Hi Guys,

Question for those that got student loans through MBA program. Does the student loans go directly to the school to pay tuition or can I get a hold of the loan amount to use for rent/food/etc...

I also read that if my student loans that I get privately overpay my school that my school will send me a refund check possibly which is another method I guess.

So I guess what im asking is can I control the funds that I get from my student loans for my MBA program?

New User Question Deals
Father's Day Tackle Sale on Cabela's, Basspro and Eposeidon
Added on : Thursday June 12th 2014 04:00:07 AM
g: 1 Posted By: naeacher
Views: 141 Replies: 0 I've been following several online tackle shops for a while and since the fathers day is coming, they start rolling out fathers day tackle deals. I will post those deals in this thread and update whenever I find some new fathers day tackle deals.

Cabelas:http://www.cabelas.com/browse.cmd...obalBanner

F/S promote code available for orders over $99Code: 4DADSDAY

Bass Pro:http://www.basspro.com/Fishing/Cu...Z1z0weicZp

F/S on orders over $49 with code49FREE

Eposeidon:http://www.eposeidon.com/2014-fathers-day-sale/

F/S on orders over $20. This one's price is unbeatable but they have limited selection

Land Big Fish has 3 Father's Day Packages available:

http://www.landbigfish.com/Land-B...ackage.cfm
Sports & Outdoors Deals

Cabela's Coupons
Chase $400 Bonus Coupon Combo Freely Available(7/15/2014)
Added on : Wednesday June 11th 2014 01:00:15 PM
g: 0 Posted By: HustlerMB
Views: 113 Replies: 0 Here's the Chase $400 Total Checking & Savings with Direct Deposit freely available for everyone! No need to buy from eBaay or email anyone! Simply click on the link and you will be presented with the Chase $400 coupon combo valid until July 15, 2014.

GET GREAT EXTRAS, INCLUDING:

Access to over 20,000 Chase ATMs and 5,600 branches nationwide
PLUS access to 11,500 Chase DepositFriendlySM ATMs no need for deposit slips or envelopes
PLUS 24/7 customer service access were here when you need us
PLUS Chase OnlineSM Bill Pay

HURRY - THIS OFFER ENDS JULY 15, 2014

GET $200 for new Chase checking customers who open a CHASE TOTAL CHECKING ACCOUNT and set up Direct Deposit.
OR
GET $200 for opening a new CHASE SAVINGSSM ACCOUNT,depositing a total of $15,000 or more in new money within 10 business days, and maintaining a $15,000 balance for 90 days.Footnote 2 (Opens Overlay)

OR

GET $400 FOR BOTH!

*Service Fee: Chase Total Checking has no Monthly Service Fee when you do any one of the following each statement period: Option #1: Have monthly direct deposits totaling $500 or more made to this account; OR, Option #2: Keep a minimum daily balance of $1,500 or more in your checking account; OR, Option #3: Keep an average daily balance of $5,000 or more in any combination of qualifying Chase checking, savings and other balances. Otherwise a $12 Monthly Service Fee will apply in most states ($10 Monthly Service Fee for CA, OR and WA). Chase Savings has no Monthly Service Fee when you do at least one of the following: Option #1: Keep the minimum daily balance of $300 or more in your savings account; OR, Option #2: Have at least one repeating automatic transfer from your Chase checking account of $25 or more each month. One-time transfers do not qualify; OR, Option #3: Have a linked Chase Premier Plus CheckingSM or a Chase Premier Platinum CheckingSM account. Otherwise a $4 Monthly Service Fee applies in most states ($5 for accounts opened in CA, FL, GA, ID, NV, OR and WA). We will notify you of changes to your account terms or fees. For more information, please see a banker or visit chase.com/checking or chase.com/savings.

Bonus/Account Information: The checking offer is not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. To receive the $200 checking bonus: 1) Open a new Chase Total Checking account, which is subject to approval. 2) Deposit $100 or more within 10 business days of account opening; AND 3) Have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above requirements, well deposit the bonus in your new account within 10 business days. The bonus cannot be used as the opening deposit. To receive the $200 savings bonus: 1) Open a new Chase Savings account, which is subject to approval. 2) Deposit a total of $15,000 or more in new money into the new savings account within 10 business days of account opening; AND 3) Maintain at least a $15,000 balance for 90 days from the date of deposit. The new money cannot be funds held by Chase or its affiliates. After you have completed all the above requirements, well deposit the bonus in your new account within 10 business days. The Annual Percentage Yield (APY), for Chase Savings effective as of 5/12/14, is 0.01% for all balances in all states. Interest rates are variable and subject to change. Additionally, fees may reduce earnings on the account. You can receive only one new checking and one savings account opening related bonus per calendar year. Bonuses are considered interest and will be reported on IRS Form 1099-INT.
Deal Deals
g: 0 Posted By: BenH
Views: 190 Replies: 2 Situation:
I have an interesting situation where another unit owner may have family members interested in moving to the area. Because of various (some obvious) reasons, they would prefer to live as close as possible, ideally in our building. At this point, there has only been a query from neighbor of "are you still looking to sell soon?" with the explanation above. At this point, I have not talked to her family members or have any idea of their real interest.

Background:
I'm wanting to sell my city Condo to move out to a SFH in the burbs. We've been wanting to do it for a year or two now, but haven't really gotten around to looking in earnest. We can probably be in here for another year before things start getting cramped. Realistically, we could probably stay 2-3 more years here if required - but after that I think we need to start looking at an area with schools above the 30% mark.

The unit is one of 8 in the building and the last unit sold (across the hall, identical to mine, though maybe not as in good condition) for about 70% of the value I paid for my unit in 2006. Part of the reason it sold so cheap was that it was a foreclosure. Currently, all the units in the building are sold and about half are owner occupied - the rest are rented. One other unit sold at foreclosure about a year or two previously. Other units went up for sale, but the owners decided to keep them as rentals since likely they didn't get their asking price within the short time frame they were trying to sell (all were moving out of state).
Additionally, rent in this area is pretty high and I can probably rent my unit for my costs, but I don't believe I would clear more than say $3-4k a year. I am not really interested in the hassle of being a land lord or the possible extra expenses that may wipe out my yearly take as well as the complications of two mortgages on properties this high.

Challenges:
All being said, it would be extremely convenient for us to have a willing buyer with an extra incentive to have *our* place (or at least one in the building). Likely they would have an elastic schedule, as I believe this will be a second home, which may make things easier for us.
Of course, I'm not willing to just give them an awesome price just because I'm being approached in this manner. But, it does give me some incentive.

I know I'm not going to recoup the total investment in the condo. But, the first thing I am trying to figure out is what is the real value of the property? I obviously think it is worth more than what the foreclosure sold for.
Zillow's Zestimate of my place is about 10% higher than the foreclosure sold for, however it alsoshows the value of the recently sold foreclosed unit for 15% less than what it actually foreclosed for.
I've seen some other indicators that the value maybe 20-25% higher than what the foreclosure sold for, so I have no idea what to trust.

I'm also under the impression that I could take an offer slightly below market value because no realtors are involved (at least I don't think they will need to be). Is that a smart way to think? I realize I can always sell at any time without a realtor, but in this case all the work and challenges of that are taken care of.

In short, I'm interested to make an attractive price and sell since it gives me the incentive to move right now without a lot of the hassle. But, I don't want to take significantly less than market value (whatever that means).

A further possible complication is that there are 4 units in the building which are currently being rented. I wouldn't be surprised if they attempt to make contact with the other units owner's to gauge their interest in selling instead of continuing to rent. My only advantage here is that the other units have leases for renters right now but if these people are flexible they might not mind waiting say 6 months to get another unit at a substantial savings. OTOH, some of these units have been rented for 2-3 years and I have the feeling those owners are looking to hold on to the units as long as possible to try and recoup their initial costs - or - some of them were purchased at a lower price than mine (with a better rate) that makes them more attractive for rental opportunities.

Any advice on how to approach this is appreciated. It may be a few weeks before I know how serious the potential buyers are - but I'd like to be prepared when that time comes.
Personal Finance Deals
HOT at Safeway Save $3+ Pay just $5.00 Yuban/Maxwell House
Added on : Wednesday June 11th 2014 08:00:36 AM
g: -7 Posted By: yesidonoitall
Views: 920 Replies: 15 EDIT:
This alert is only for those who know coffee prices.....
Apparently most do not....
==================================================

"Friday only" in Southern Oregon at Safeway, maybe elsewhere in the US...
For their $5 Friday deals.....Yuban or Maxwell House 29 to 31 ounce size
This is too hot for the Grocery forum, but it will probably get moved there....

Easy PM at WM and Target





In Store Promos Deals
Northwest Territory Anti Gravity Suspension Lounger $39.96 Kmart
Added on : Wednesday June 11th 2014 05:00:06 AM
g: 0 Posted By: tedhawkins
Views: 164 Replies: 2 Northwest Territory Anti Gravity Suspension Lounger $39.96 Kmart

http://www.kmart.com/northwest-territory-anti-gravity-suspension-lounger/p-089W005648076001P

DescriptionExperience Complete Comfort and Relaxing Support with the Anti Gravity Suspension LoungerThe Northwest Territory Anti Gravity Suspension lounger is more than comfortable seating. It provides your tired legs and feet with elevated relief while it takes the pressure off your back. This unusual recliner allows you to find just the right position for your personal comfort zone. Lock in your preference or change it on a whim with the dual finger-tip control system. The combinations are endless and completely under your control. Settle back, enjoy the comfy headrest and feel the tension ease away in this remarkable lounger. Its smart design gives it a sleek, contemporary look that's just as home by the campfire as it's on the back porch.The secret to this innovative Anti Gravity Suspension Lounger is its revolutionary construction. A threaded bungee system allows the comfortable fabric seating to float in the chair's sturdy steel frame. The results are a recliner that effortlessly suspends and distributes your weight. That aching back and those tired feet will feel at home in this lounger wherever you go. It folds up in a snap, and its backpack-style strap makes it completely portable. Store a couple of these chairs in the camper or keep them handy for extra company on the patio. This is the kind of mobile comfort you'll enjoy sharing with family and friends.

The Northwest Territory Anti Gravity Suspension Lounger lets you lock in your favorite position
This recliner comfortably supports up to 250 pounds
Two sturdy armrests give you one-touch access to the finger-tip locking system
The durable fabric seating suspends you with a revolutionary bungee system
Adjust your own comfort with multiple positions
High-strength steel gives the frame durability and stability
The built-in head rest soothes tired neck muscles
This lounger is easy to transport with its convenient backpack strap



Home & Garden Deals

Kmart.com Coupons
g: 0 Posted By: remick
Views: 106 Replies: 0 http://www.amazon.com/gp/product/B00AKBIJ16
4.7 out of 5 stars (21 customer reviews)

Using Photoshop, Photomatix and Topaz Adjust, Blake Rudis, creator of the award winning blog Everyday HDR, walks you through the wonderful world of High Dynamic Range photography. There are many methods that are discussed in Exploring HDR from the typical multiple exposure tone mapped HDR image to the single Raw file technique. Blake gives away many of his secrets in this book with 6 different HDR techniques, 9 HDR post processing techniques, over 130 detailed pictures, and bonus content in every Chapter.

Blake knows the importance of post processing your HDR images and has included several detailed post processing techniques. These techniques include adding depth to your tone mapped photo, combating chromatic aberrations, HDR specific noise reduction and so much more! If you are looking for a highly detailed, tutorial based HDR book, Exploring HDR is the one for you!

Key Highlights of Exploring HDR:

*Designed for Beginner to Advanced skill levels
*Bonus Content in every chapter
*Downloadable files to follow along with the tutorials on select Chapters
*Step by step tutorials to help you better your HDR photography



The DSLR Survival Guide: A Beginner's Guide to Surviving Digital SLR Photography
http://www.amazon.com/DSLR-Survival-Guide-Beginners-Photography-...
Did you recently buy a new DSLR camera, but have no clue how to use it?
Have you owned a DSLR camera for quite some time and still find yourself shooting in Auto Mode?
Do you find yourself scratching your head at all of the terms in your Owner's Manual?
If you answered yes to any of these questions, the DSLR Survival Guide is the beginner's book for you. Blake discusses everything DSLR related to help you breakdown that awful communication barrier between you and the language of your DSLR camera. Follow along with the information in this guide and you will be producing better photographs in no time! For less than the cost of a fast food meal you can be learning about your DSLR camera!

Photo Composition
Aperture
Shutter Speed
ISO
Camera Modes
Image File Formats (RAW, JPEG)
Lighting and Light Sources
Lenses and Lens Selection


A Beginners Guide To DSLR Photography - How To Create Stunning Digital Photography Like A Pro
http://www.amazon.com/Beginners-Guide-DSLR-Photography-Stunning-...

So you just got that new DSLR camera or you are planning on getting one shortly. Maybe photography has always been a small passion of yours and you finally want to take the leap and start taking amazing photographs using a DSLR camera. Where do you even begin when you get one? What are the basics you should know before you attempt to get started? Taking one peak at the owners manual might get your head to start spinning.

Dont worry because we have you covered. We will cover important things like exposure, flash, shutter speed, and aperture to name a few. We will also give you great tips and guidance and even debunk some common photography myths. We will also cover some important questions to ask yourself while you are shooting that will help you start to think like a professional photographer. You are one your way to starting a new hobby that is very exciting and rewarding. We want you to be able to feel comfortable and confident with your DSLR camera so step inside this guide to get started today!



Photo Mastery - Shadows, Form And Texture
http://www.amazon.com/Photo-Mastery-Shadows-Texture-Training-ebo...

Although photography is all about light...it's actually the shadows that define form and textures!

When you get tired of flat, boring, 2d photos and want to have lifelike images that pop off the page, this Volume of the "On Target Photo Training" course is the answer!

Here is a copy of the table of contents to show a little of what is covered...

Introduction
Light Makes Shadow
Color Temperature - Kelvin Scale
Light Meters
Reflected Light Meter
Problems With Reflected Light
Incident Light Meter
Ambient Light
Ambient Light Qualities
Shadows From Hard Ambient Light
Soft Ambient Light Shadows
The Main/Key Light
Planning The Shadow
Squinting
Raccoon Eyes
Do You HATE Those Pesky Shadows?
Shadows Define Form And Texture
The Fill Light
Learning Photography Lighting Techniques!
Photo Exercise
Photo Exercise 2
Fixing Problem Areas
Shadow Lighting Patterns
Split Light
Loop Light
Butterfly Light
Texture Requires Shadow!
Glare
Photo Exercise 3
Additional Photo Training

We spend a lot of time discussing light and various qualities of light - to get a better understanding of shadows!

Ambient Light: This is the light we will be using the most. Here we thoroughly cover what is is and how to work with it! Once we know how to control the light, we can control the shadows that define our shapes and textures.

The Main/Key Light: Before you can learn to master the shadows, you need to understand the light that is making them! Each light source whether it is ambient light or studio light (or both) creates it's own set of shadows. And it's own set of problems and opportunities!

Shadows: The shape, position and depth of the shadows - and your mastery of them - is what will turn your photos from dull lifeless "pictures" into something you will be proud to not only put on the wall...but you will be proud to sign them too!

The Fill Light: Here is the key to controlling the depth of your shadows and bringing emotion into your art.

Fixing Problem Areas With (Or Without) Shadows: Every face and every scene has flaws that you can "fix" in your camera. Every subject you shoot wants and deserves to look like a million bucks! It's your job as a photographer to make that happen.

Glare: Glare in glasses can easily ruin a photo. Plus it's incredibly difficult to "fix" in Photoshop. Fixing it in camera is really easy once you know how.

You are closer than you think to creating truly amazing photographs that will be the envy of your friends and family!



11 Things Every Photographer Should Know About HDR Photography
http://www.amazon.com/gp/product/B00EJZD9BE/

HDR photography can be pretty complicated and if you go into it without knowing what you are doing, you are in for some trouble! "11 Things Every Photographer Should Know About HDR Photography" is something every photographer should read prior to jumping into the world of HDR photography. Blake Rudis has been teaching HDR photography techniques for over 3 years and knows how to make HDR images that pop off the page!

What you will receive from reading "11 Things..." :

- A better understanding of the HDR process and how to create an HDR image using several different techniques.
- A considerable amount of knowledge about file formats used during the HDR process.
- A plethora of examples as to what you should and should not be HDR'ing!
- A worthy understanding of HDR tone mapping software and how to use it to make better HDR images through the bonus content provided.
- A guide to post processing HDR images that outlines what to look out for after the image has been tone mapped to make it look its absolute best!


Books & Magazines Deals
g: 3 Posted By: remick
Views: 953 Replies: 2 http://www.amazon.com/gp/product/B00JIZ0Q2U

4.7 out of 5 stars (143 customer reviews)

Publication Date: November 5, 2013 | Age Level: 8 - 12 | Grade Level: 3 - 7
Featuring never-before-seen information about the warrior cats, Warriors: The Ultimate Guide is a necessary addition to every Warriors collection and is perfect for both longtime fans and those just getting to know the world. This full-color book includes:

All of the content from Warriors: Cats of the Clans
Brand-new art and detailed descriptions for forty more cats
An in-depth look at each of the five warrior Clans


The Growly Books: Begin
http://www.amazon.com/gp/product/B00CW5JQV0
4.7 out of 5 stars (27 customer reviews)

For centuries the bears of Haven have lived quiet lives, high in the mountains at the edge of the great Precipice. That all changes for a young cub named Growly when he receives a mysterious message. With just his backpack and glider, Growly sets out on a desperate journey to find his grandfather's long lost friend . . . and to find a way back home.

Begin is the first book in The Growly Books series. Written for the 8-12 year old reading level, it is also a captivating read aloud for younger children. The book contains 35 chapters and 13 illustrations.
Books Deals

Amazon Coupons
Geigerrig G1 1200 Hydration Pack $49.99 FS @ Amazon
Added on : Tuesday June 10th 2014 03:00:03 PM
g: 0 Posted By: DizzyT71
Views: 222 Replies: 1 Amazon has theGeigerrig G1 1200 Hydration Packon sale for $49.99 with free shipping.

Next lowest price on Google Productsis $148.50 shipped from a rated merchant.

SPRAY TO DRINK. SPRAY TO COOL. SPRAY TO CLEAN. SPRAY TO SHARE.
Add a GEIGERRIG filter, and clean the water it travels through the drinking tube on its way to your mouth or to the mouth of those traveling with you.
15-20 squeezes of the pressurization bulb will drain the Hydration Engine (Reservoir). Add a squeeze here and there to maintain the desired pressure and spray.
NEVER SUCK AGAIN.
Measures 22 inches long by 11 inches wide.


4.4/5 Stars based on 37 customer reviews.

Sports & Outdoors Deals

Amazon Coupons
Free Kindle Book- Warriors: The Ultimate Guide (was $19.99)
Added on : Tuesday June 10th 2014 11:00:03 AM
g: 1 Posted By: remick
Views: 214 Replies: 1 http://www.amazon.com/gp/product/B00JIZ0Q2U

4.7 out of 5 stars (143 customer reviews)

Publication Date: November 5, 2013 | Age Level: 8 - 12 | Grade Level: 3 - 7
Featuring never-before-seen information about the warrior cats, Warriors: The Ultimate Guide is a necessary addition to every Warriors collection and is perfect for both longtime fans and those just getting to know the world. This full-color book includes:

All of the content from Warriors: Cats of the Clans
Brand-new art and detailed descriptions for forty more cats
An in-depth look at each of the five warrior Clans
Books Deals

Amazon Coupons
Buy $50 of grilling accessories, get $50 in SYWR Points @ Sears
Added on : Tuesday June 10th 2014 09:00:05 AM
g: 2 Posted By: dmikester10
Views: 391 Replies: 4 Surprised I did not see this listed here yet.
If you buy $50+ worth of grilling accessories or grilling tools at Sears, you will get $50 of SYWR points back in your account. This should work online or B&M. So you are essentially getting the grilling items for free. Just make sure you are using those points on something that you need and something that is a good deal. You cannot spend points or coupons except to get your total down to $50. The accessories have to be sold by Sears and the Craftsman accessories do not work.
Here is one example: http://www.sears.com/king-kooker-seasoned-14inch-x-28inch-cast-i...
Notice how it says you will get $52.82 in points. If you use points or coupons to get your total below $50, it will void the point promo. Promo expires 6/15.
There is a huge thread on this over at the "other forum". Credits go to giraffenek.
Home & Garden Deals

Sears Coupons
Buy $50 of grilling accessories at Sears, get $50 in SYWR Points
Added on : Tuesday June 10th 2014 08:00:05 AM
g: 0 Posted By: dmikester10
Views: 0 Replies: 0 Surprised I did not see this listed here yet.
If you buy $50+ worth of grilling accessories or grilling tools, you will get $50 of SYWR points back in your account. So you are essentially getting the grilling items for free. Just make sure you are using those points on something that you need and something that is a good deal. You cannot spend points or coupons except to get your total down to $50. The accessories have to be sold by Sears and the Craftsman accessories do not work.
Here is one example: http://www.sears.com/king-kooker-seasoned-14inch-x-28inch-cast-i...
Notice how it says you will get $52.82 in points. If you use points or coupons to get your total below $50, it will void the point promo. There is a huge thread on this over at the "other forum". Credits go to giraffenek.
15% off (Today Only) Hot Deals at LivingSocial + 10% Cash Back
Added on : Tuesday June 10th 2014 06:00:02 AM
g: 0 Posted By: FatWallette
Views: 26 Replies: 0
If it is one of those days that you wish you could just find something to do, LivingSocial is the place for you with all of the local deals around you. You don’t have to stay local though. LivingSocial offers travel packages for your escapes, fills you in on sports events, and even music and theater events no matter where you are.Extra 15% Off Sitewide!6/10 only! use coupon FatWallet15$20 maximum discount $25 for $50 to Spend on Custom Photo Gifts from Staples Copy & Print exp. 6/12/14 10% Off Escapes Dealsuse coupon VACAY10 max. savings $100 exp. 6/12/14 $50 for $100 to Spend on Unique Gadgets from Quirky.com exp. 6/12/14 Offers from LivingSocial
10.0% Cash Back Available! Use of coupons without FatWallet's Cash Back designation can void Cash Back. Cash Back not available on Takeout & Delivery deals, LivingSocial Plus subscriptions, Charity & Promotion Deals, LivingSocial Rewards Visa Card sign-ups, deals that specify they are not eligible, or deals that are sold through a 3rd party website (ie: you leave LivingSocial to complete purchase).10% Cash Back Sale Ends 6/10/14Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email 
Services Deals

LivingSocial Coupons
.williams-sonoma.com specials
Added on : Sunday June 08th 2014 02:00:02 PM
g: 0 Posted By: DaysFan
Views: 97 Replies: 0 http://www.williams-sonoma.com

FREE SHIPPING ON ORDERS OVER $49:
*Offer valid only on purchases of $49 or more in the same order. Offer valid on in-stock items only. Offer not valid for Wine Club purchases. Furniture, La Cornue Stoves, Rugs, Williams-Sonoma Home items and items shipped directly from our vendors are excluded. Gift Cards, gift wrap, taxes, items with surcharges and prior purchases do not qualify toward the minimum purchase requirement and offer cannot be applied to such items. Delivery surcharges still apply. Offer applies to standard shipping only. Offer not valid for rush shipping or international shipping. Promotion code may not be combined with any other coupons, discounts or offers. Promotion not valid for Williams-Sonoma Inc. employees, Design Trade members or Professional Chef Program members. Please enter promotional code SHIP4FREE at checkout.
ADDITIONAL 15% OFF CLEARANCE:
*Offer valid only on in store purchases made before June 8, 2014 at 11:59pm PT. In-store sale prices end in "$0.97", "$0.98 and "$0.99". Store associates will apply the discount at the register. Offer not valid at Williams-Sonoma Outlet stores. Promotion code may not be combined with any other coupons, discounts or offers. Associates are not eligible for this offer.

$20 OFF GRAND GRILL DADDY CLEANING BRUSH:
*Quantities are limited. Offer valid only on online and in-store purchases made before June 7, 2014 at 11:59pm PT, or while supplies last. Offer valid on in-stock items only and cannot be applied to prior purchases. Offer may not be combined with any other coupons, discounts or offers. Offer not valid for purchases made at Williams-Sonoma Outlet stores. Associates are not eligible for this offer.

UP TO 50% OFF OUTDOOR GRILLING EVENT:
*Quantities are limited. Offer valid for a limited time only, or while supplies last. Offer valid on in-stock items only and cannot be applied to prior purchases. Offer excludes all grills. Offer may not be combined with any other coupons, discounts or offers. Offer not valid for purchases made at Williams-Sonoma Outlet Stores. Associates are not eligible for this offer.

UP TO 35% OFF KITCHENAID STAND MIXERS:
*Quantities are limited. Offer valid only on online and in-store purchases made before June 9, 2014 at 11:59pm (PT), or while supplies last. Offer valid on in-stock items only and cannot be applied to prior purchases. Offer excludes KitchenAid Pro Line Stand Mixers. Promotion code may not be combined with any other coupons, discounts or offers. Offer not valid for purchases made at Williams-Sonoma Outlet Stores. Associates are not eligible for this offer. Please enter promotional code BAKING20 at checkout.

20% OFF SELECT WILLIAMS-SONOMA BAKEWARE:
*Quantities are limited. Offer valid only on online and in-store purchases made before June 9, 2014 at 11:59pm (PT), or while supplies last. Offer valid on in-stock items only and cannot be applied to prior purchases. Promotion code may not be combined with any other coupons, discounts or offers. Offer not valid for purchases made at Williams-Sonoma Outlet Stores. Associates are not eligible for this offer. Please enter promotional code BAKING20 at checkout.

Offer valid for U.S. orders only. For Canada, retail prices may vary from those listed in our catalog and on our website.

Home & Garden Deals
Macy's Friends and Family 25% off June 4th to 9th
Added on : Sunday June 08th 2014 06:00:01 AM
g: 0 Posted By: Trickracen
Views: 0 Replies: 0 ​Macy'sFriends & Family promotion is now live online (StartsJunec 4th in-store)

Get 25% off most items, even those that are typically excluded from their usual discounts (e.g. Michael Kors &Coachhandbags).

Use coupon code "FRIEND" when checking out. Free Shipping for orders over $99.
g: 0 Posted By: ctgolfer
Views: 148 Replies: 0 use code: SEARS2014

The Diehard Battery Charger with Wheels is a great choice for those looking for a manually operated battery charger with engine starter and timer control
Able to start 12V and 6V vehicles and farm equipment
250, 50, 15 and 2 amp for versatile usage
Timer Control Dial for automatic shut-off, UL listed
Features include powder-coated steel case, color-coded analog ammeter gauge and ergonomic carrying handle
Wheeled for greater portability and ease of use
Comes with 6 ft. Power cord and 6 ft. 8AWG output cable
Some assembly may be required

www.sears.com/shc/s/p_10153_12605_02871240000P
Batteries & Chargers Deals

Sears Coupons
Your Choice: Beltronics Pro Radar Detector $159.99$239.99 @ Woot
Added on : Saturday June 07th 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 104 Replies: 0 shipping adds $5


If you are as serious about safety as you are about driving, then you need the Professional Series RX65, an advanced radar, laser and safety detector. The RX65 is a breeze to use, and boasts extreme sensitivity to all Radar and Laser bands with over 10 times the range of other detectors.

Superior Detection
The RX65 includes full X, K, SuperWide Ka, and Safety Warning System radar capability, front and rear laser detection, Beltronics' patented Mute and AutoMute, audible and visual band alerts, and all the performance you'd expect from Beltronics. Digital signal processing (DSP) gives you superior long-range ability, along with reduced false alarms. The AutoScan mode can virtually eliminate those false alarms, and provides both Highway and City settings.

The RX65 also features Shadow Technology making it immune to VG-2 radar detector detection, meaning law enforcement can't detect your radar detector, keeping you one step ahead.

Ease of Use
The rugged RX65 gives you control right at your fingertips using the included SmartPlug power cord. Patented Mute and AutoMute technology on the cord allows you to quickly silence alerts. Advanced programming lets you customize several features, and programmable bands let you set the device for your region, including International and North American settings.

Installation is a snap: use the quick release mount to attach it to your vehicle's windshield, and remove it in a snap. Don't want to leave it in your vehicle? No problem, Beltronics includes a travel case to keep it secure while you're on foot.

Ultra-Bright LED Display
Don't miss a visual alert with the RX65's 280-LED display. Exclusive threat display tracks and displays multiple radar signals, including signal strength. Tech Display provides actual numeric radar frequency for any radar signal. You can also view Safety Warning System (SWS) messages about upcoming hazards, construction and more.

How Safety Radar Works
Safety Warning System, or SWS, uses a modified K-band radar signal to alert users of Highway Construction or Maintenance, Highway Hazard Zone Advisories, Weather Related Hazards, Travel Information/Convenience, and Fast/Slow Moving Vehicles. The SWS safety radar system has 64 possible messages (60 currently allocated), all of which can be displayed on your RX65.



Pro GX65 Radar Detector

The Beltronics Professional Series GX65 delivers the best long-range warning on all radar bands including X, K, Superwide Ka, Ku, and instant-on POP. Multiple front and rear laser sensors provide 360-degree laser protection, including the widest field of view. The Beltronics Pro GX65's GPS-powered technology provides permanent relief from false alarms, including automatic door openers, motion sensors, and other radar-based sensors. And, it comes preloaded with thousands of red light and fixed position speed camera locations throughout North America.

Superior Detection
The GX65 delivers the best long-range warning on all radar bands including X, K, Superwide Ka, Ku, and instant-on POP. Multiple front and rear laser sensors provide 360-degree laser protection, including the widest field of view. A revolutionary AutoScan mode provides real-time radar performance based on vehicle speed, plus Highway and AutoNoX settings.
In addition, the new Safety Camera Database provides warning for thousands of locations throughout North America, and web-ready access allows you to update your safety camera data and other software through Beltronics' website.

Excellent Functionality
The GX65's 280-LED text-matrix display gives you easy-to-read messages and visual alerts to match the crystal-clear voice alerts. Simple user programming lets you instantly set several features. Use the optional SmartPlug for instant Mute and AlertLock access.

Installation is a breeze as well. Just use the quick release mount to attach it to your vehicle's windshield, and remove it in a snap. The included travel case lets you pack it up and take it anywhere.

BRT Dark (Full Dark Mode)
In this mode, the display will not show any visual alerts when the GX65 detects signals. Only the audible alert will tell you of detected signals.

Mark Location (MRK)
The "MRK" button allows you to mark a specific location and label it for future reference. Once marked, the GX65 will provide an alert with an arrow indicating the direction of the location when you reach this area again. This can be extremely useful for known speed traps or camera locations that you'd like to remember.

Speed Check
The GX65's Speed Check feature provides a visual indication of your vehicle speed during the first few seconds of an alert. This allows you to instantly check your speed without looking at your speedometer. Speed Check is displayed regardless of your meter setting.

New Variable Speed Sensitivity also provides real-time radar protection based on your vehicle's speed.

Display Safety Radar Messages
Safety Warning System (SWS) uses a modified K-band radar signal to alert users of Highway Construction or Maintenance, Highway Hazard Zone Advisories, Weather Related Hazards, Travel Information/Convenience, and Fast/Slow Moving Vehicles. The SWS has 64 possible messages (60 currently allocated), all of which can be displayed on your RX55's LED display.

http://sellout.woot.com/offers/your-choice-beltronics-pro-radar-...
Electronics Deals

woot! Coupons
g: 0 Posted By: bpvh
Views: 109 Replies: 0 Office Depot / OfficeMax rebate software for the week of 06/08/2014 (3 McAfee titles)


McAfee Internet Security for 3 PCs
$7.99 After $12 Instant & $50 Mail-In Savings Visa Prepaid Card
In Store Price $57.99
OD 101-324 \ OM 2416-3101


McAfee Total Protection
$7.99 After $12 Instant & $40 Mail-In Savings Visa Prepaid Card
Save $52
In Store Price $47.99
OD 106-292 \ OM 2416-3085


McAfee Total Protection For 3 PCs
$12.99 After $15 Instant & $52 Mail-In Savings Visa Prepaid Card
Save $67
In Store Price $64.99
OD 106-319 \ OM 2416-3094


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

OfficeMax Coupons
Henry US Survival Rifle .22 LR Black AR-7 $178 - Free Shipping
Added on : Saturday June 07th 2014 08:00:05 AM
g: 1 Posted By: santori1
Views: 94 Replies: 0 Can be foundhere:

Notes:

Yes, I know, it has been posted before. That was over 500 days ago, not the same store, not the same price.
Yes, I know, there are superior products like the Ruger 10/22 takedown, or the Marlin Papoose, but both of those cost more, and do not have the receiver and barrel store in the buttstock.
Yes, I know, that some have had problems with FTF, FTE, etc. Henry Mfg. has a very good customer support dept. I have never had an issue with mine FWIW.
Yes, I know, that even though this is the price and there is free shipping, one would have to pay the FFL for the transfer, and in some states, state sales tax in addition. These additional charges are NOT part of the sales price, thus the title remains.


Keep in mind that this is just a fun little shooter, at a great price.


g: 0 Posted By: remick
Views: 212 Replies: 0 http://www.amazon.com/dp/B006G2YPFW
4.3 out of 5 stars (121 customer reviews)

Rich in Historical Detail, This Is a Romance that Delivers!An unsolved mystery separates ex-privateersman Captain Brogan Talvis from his lost son--his only living relation, his only family. Shortly before her tragic demise, his wife abandoned their infant to strangers, refusing to reveal the child's whereabouts. Now, three years later, Brogan has discovered the boy at the home of a shipbuilder's daughter, Lorena Huntley.Lorena guards a dark secret about her young charge. She finds herself falling for the heroic captain who has come to claim his newly built ship, unaware his motive for wooing her is to befriend the boy he plans on reclaiming as his own--until the day another's evil deceit leaves her helplessly shipbound, heading toward England.As the perfect opportunity to reclaim his son unfolds, Brogan is haunted by thoughts of Lorena in her dire circumstance, and he is forced to make a heartrending choice between his child and the woman who has begun to capture his heart. But only his unselfish sacrifice can win him the greatest prize of all--love.


Matoula's Echo
http://www.amazon.com/Matoulas-Echo-Richard-Romanus-ebook/dp/B00...

In The Tradition Of Corellis Mandolin And Eleni Comes An Epic Historical Fiction Novel Set In Greece. By Richard Romanus, A Nominee For The Writers Guild Of America Award For Best Original Screenplay.

In the hardscrabble villages of northern Greece, strength is the only measure of a girls beauty. But Maria Christina is delicate, nearsighted, unmarried at 17 already a spinster, in a town with few choices and hopeless. Shes overshadowed by Matoula, the nimble, radiant older sister whom she loves but envies. Worse still, she smolders with shameful desire for handsome, worldly Yiannis, Matoulas husband, a doctor from sophisticated Athens.
Its the bitter winter of 1940, war just over the horizon, the Axis Powers massing to invade. All the able-bodied men have gone to defend the border. The women must supply their food and clothing, their bandages and bullets on foot over mountain trails, by starlight, through deep snow. But only those deemed strong may help. Not Maria Christina. For her thats just another humiliation.
Defiantly, she joins Matoula on a supply run. And then her worst nightmare comes true: it is strong, deserving Matoula who dies. Yiannis is left a widower, torn between commitment to the resistance, where his skills are desperately needed, and responsibility for Zoitsa, the young daughter Matsoula bore him.
War rages on against the Italians, then the Germans, and then heartbreaking civil strife among the Greeks themselves. Conflict burns within Maria Christina and Yiannis, too. They are engulfed by passion, separated by duty to country, bonded by common loss and devoured by Maria Christinas guilt at surviving her more beautiful, capable sister.
A vivid epic of calamity and longing, of modernity vanquishing tradition, Matoulas Echo makes just one fragile promise of redemption in the form of Maria Christinas new awakening.


Michal (The Wives of King David Book #1): A Novel
http://www.amazon.com/Michal-Wives-King-David-Book-ebook/dp/B00B...

As the daughter of King Saul, Michal lives a life of privilege--but one that is haunted by her father's unpredictable moods and by competition from her beautiful older sister. When Michal falls for young David, the harpist who plays to calm her father, she has no idea what romance, adventures, and heartache await her.
As readers enter the colorful and unpredictable worlds of King Saul and King David, they will be swept up in this exciting and romantic story. Against the backdrop of opulent palace life, raging war, and desert escapes, Jill Eileen Smith takes her readers on an emotional roller-coaster ride as Michal deals with love, loss, and personal transformation as one of the wives of David. A sweeping tale of passion and drama, readers will love this amazing story.


The Sentinel
http://www.amazon.com/The-Sentinel-Paul-Bourdon-ebook/dp/B007WYG...

The accidental discovery of a decades old murder thrusts a young American diplomat in modern day Berlin into a terrifying race against time to destroy an underground menace that has lain dormant since the closing days of World War II.
An obscure murder in the last days of World War II, a demonic plot that remains shrouded in time... Either through fate, accidental circumstance, or even the hand of God, a horror begins to surface and unfold. But is it too late to change its catastrophic outcome?


Out of the West
http://www.amazon.com/Out-West-Kevin-Sullivan-ebook/dp/B00IX2ECW...

Out of the West is a compelling work of literary fiction, a war novel that explores the challenges of peace. A gripping historical adventure, it paints a portrait of courage and love in the fatal shadow of global conflict that has spilled into the twenty-first century.
Citizens of Nazi-occupied Greece face daily decisions that affect their freedom and their survival. When music teacher Petros intervenes in a dispute between a Greek woman and a German soldier, he and jazz singer Thea are plunged into the brutal world of armed resistance.
Ian Chalmers, a British agent, lands in Northern Greece, where he joins Petros and Theas network. Never fully understanding his Greek collaborators, he forms a deep bond with them.
In Scotland after World War Two, Ian is alienated from everyday life until he meets Clare, an up and coming intelligence officer. Surrounded by opportunity and courted by influential mentors, Ian and Clare learn that integrity has to be fought for in peacetime Britain just as in wartime Europe.
When Ian undertakes a final mission to Greece, now in the full throes of civil war, the weight of ideology and history descends with sudden force on the small town where former friends and enemies confront one another in a terrifying climax.


The Titanic Plan
http://www.amazon.com/The-Titanic-Plan-Michael-Bockman-ebook/dp/...

TRUE:
100 years ago J. Pierpont Morgan and a group of Wall Street bankers took direct control of the American economy.
100 years ago radical firebrands were conspiring to create a workers revolution.
100 years ago the American government was paralyzed by a bitter political struggle.
100 years ago a great ship sank on her maiden voyage.
They said it was an accident. They said it was an error of judgment.
They were wrong.






Books Deals

Amazon Coupons
Free Kindle Book- Multistate Bar Exam (MBE) Strategies
Added on : Saturday June 07th 2014 05:00:07 AM
g: 0 Posted By: remick
Views: 121 Replies: 0 http://www.amazon.com/gp/product/B008SCB3I0

If you are reading this, you have already learned the law; now you need to prove it. The Multistate Bar Exam is based on information you already know. The test writers will try to confuse you by over complicating the issues. Your challenge is to see through their overcomplicated questions to get an excellent score. This book is not on black letter law, nor is it full of practice questions. You should have that already. My approach will teach you to combat the test, familiarize you with the tricks the test writers play, and show you how to get in the mindset you will need to battle the test and win. This analytical approach will give you techniques proven to raise scores on the MBE.

With the help of this book, you will walk into the test with timing strategies, methods of simplifying complicated questions and seeing through deceptions, systems for quickly eliminating wrong answers, and the confidence to succeed. This book will give you those tools to score better on the MBE. I have included at the end innovative study guides that will help you practice what you have learned.
Totally Free Deals
g: 0 Posted By: SieSilverStars
Views: 125 Replies: 0 The Samsung 32" 720p LED-Backlit LCD Monitor (320MP-2) is on sale at microsoft via eBay for $249.00 with free shipping.

Linky

32" (1366 x 768) LED-Backlit LCD Display
720p Resolution
16:9 Aspect Ratio
3,000:1 Contrast Ratio


The last time we seen this posted in the forums was in 2010 for $50.00 more than this price.

This seems like a hard to find item. It's neither available on B&H, Newegg nor Amazon, and I can't find any other price comparisons to this, so I'm also posting to let you guys know it's available!

It doesn't have very many reviews from those sellers, but what little reviews it does have both Newegg and B&H have 5 stars.

Monitors Deals

Samsung Coupons
BLACK & DECKER 20-Volt Max 3/8-in Cordless Drill @ Lowe's - $50 AC
Added on : Friday June 06th 2014 11:00:03 AM
g: 0 Posted By: desidealmaster
Views: 110 Replies: 0 BLACK & DECKER20-Volt Max 3/8-in Cordless Drill AT Lowe's

B&D 20V Li Drill

Model =LDX120C

Use Coupon code47000LOWES0664S or47000RRRRR0663R to take $10 off $50 order which will bring it down to $49.97. Free pick up at a store near you.

Don't forget 2.25% FW CB. AND for those who have the Chase Freedom card, they have 5% automatic CashBack at Lowe's or Discover card with 5% automatic CashBack for home improvement stores.

Your total should be around $45-46 after cashbacks.
Tools Deals

Lowe's Coupons
g: 0 Posted By: remick
Views: 471 Replies: 0 http://www.amazon.com/gp/product/B00DXO6UF4/

The book ls divided into twenty-five sections, each containing selections from four groups of exercises,Tumbling, Tricks,pyramids and Games.
This method of arrangement has been followed, partly,for the purpose of supplying varied, ready-made, though flexible,programs, available at a moment' notice, and partly,in order to give Illustration of how to join separate exercises into a series in connectionwith the description of the movements themselves.
Most of the illustrations have been made frominstantaneous photographs. The descriptions and directions which aregiven in the text are those which I have found by experience to in the mosts atisfactory progress in the shortest possible time.



Walking to Lose Weight [A 12 Week Walking Workout Plan
http://www.amazon.com/Walking-Lose-Weight-Week-Workout-ebook/dp/...


Willpower Workout: How To Successfully Strengthen Your Self Discipline & Boost Self Control
http://www.amazon.com/Willpower-Workout-Successfully-Strengthen-...


Yoga for weight loss: The Yoga Bible
http://www.amazon.com/Yoga-weight-loss-beginners-instruction-ebo...


Walk Yourself Thin: Walk 10,000 Steps to Feel Great, Look great and Fit Into those Old Jeans
http://www.amazon.com/Walk-Yourself-Thin-Steps-Great-ebook/dp/B0...
Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/gp/product/B00DXO6UF4/

The book ls divided into twenty-five sections, each containing selections from four groups of exercises,
Tumbling, Tricks,pyramids and Games. This method of arrangement has been followed, partly,
for the purpose of supplying varied, ready-made, though flexible,
programs, available at a moment' notice, and partly,
in order to give Illustration of how to join separate exercises into a series in connection
with the description of the movements themselves.
Most of the illustrations have been made from
instantaneous photographs. The descriptions and directions which are
given in the text are those which I have found by experience to in the most
satisfactory progress in the shortest possible time.
g: 0 Posted By: cvrev
Views: 192 Replies: 0 Hello Fatwallet deal finders,

Here is a great DEAL!!!

I don't believe the price drop will last for a while. I bought these headphone for workout at 24 Hour Fitness (I mean you can use any gym lol) and they work awesome! I use them all week with no charge! Battery life is I think 12 hours. So awesome battery life. Sound quality is worth the $79.99, but you have to remember these are not Beats by Dre! I think those go for like $169.99 on Amazon so your choice. I am more Frugal so I chose a good rated item and trusted Amazon reviews. And I gotta say these are good!

The only thing is I bought mine at 79.99 with 5.99 shipping, sooo $69.99 with Free shipping is a great deal.

Here is the LINK

Cheers!
Headphones & Speakers Deals

Amazon Coupons
g: 0 Posted By: SUy81
Views: 54 Replies: 0 For those who missed this deal the other day

LiNK
Memory Cards Deals

Amazon Coupons
g: 5 Posted By: RunningMan
Views: 273 Replies: 4 For those who might be interested, this is the lowest price I have found on this rifle, its a great .22 cal plinker, and it looks alot like the Heckler & Koch mp5.

CDNN has been pretty reliable for me, and I have had no trouble with this rifle since I bought it a few years ago, I wanted once since 2009, when butcherboy first posted it here, and the rifle was
around 500 bucks, (old thread) .



http://www.cdnnsports.com/email-specials/gsg-522-light-weight-22...

GSG 552 LINK

Compare to buds and impact prices:

buds

impact



Plus theres a ton of parts on eBay you can get, to mod or upgrade it that are really cheap:

ebay listings for parts

ebay listing for parts

ebay listing for parts




Guns & Ammo Deals
Farberware 14-pc. Nonstick Aluminum Cookware Set for $30-40
Added on : Thursday June 05th 2014 09:00:10 AM
g: 0 Posted By: kdjl1
Views: 78 Replies: 0 Great deal for those moving out on their own or someone who needs a new set...

Purchase the black or red Farberware 14-pc. Nonstick Aluminum Cookware Set for $69
Dishwasher Safe NS 14pc Red (631899215710)
Dishwasher Safe NS 14pc Black (631899215727)
Kohls LINK: http://www.kohls.com/product/prd-1140717/farberware-14-pc-nonsti...
$30 DEAL
$49 if youUse theFATHER30for 30% which makes it
Add one small filler item to get the $10 Kohls Cash and Free Shipping
$10 REBATE - http://www.kohlscorporation.com/rebates
$ 29.99 after rebate and Kohls cash

OTHER SCENARIO WITH 15% DISCOUNT
Purchase the black or redFarberware 14-pc. Nonstick Aluminum Cookware Set for $69
Dishwasher Safe NS 14pc Red (631899215710)
Dishwasher Safe NS 14pc Black (631899215727)
http://www.kohls.com/product/prd-1140717/farberware-14-pc-nonsti...
$59 After you use theJUNESAVE15for 15% which makes it
$10 You Get Kohls Cash and Free Shipping
$10 REBATEhttp://www.kohlscorporation.com/rebates
$39.99 after rebate and Kohls cash

Don't forget to use FATWALLET'S Kohls LINK (it is 4 %)
REI Siesta +30/+40 Sleeping Bag - 2010 $44.73 FS on $50+
Added on : Thursday June 05th 2014 09:00:09 AM
g: 0 Posted By: tedhawkins
Views: 160 Replies: 0 REI Siesta +30/+40 Sleeping Bag - 2010 $44.73 FS on $50+
http://www.rei.com/outlet/deal-of-the-dayThe REI Siesta +30/40 sleeping bag has you covered on car-camping adventures and warm-weather trips.

Over-Under construction provides different amounts of insulation on the top and bottom; flip bag over for more warmth or less, as conditions warrant
Barrel shape provides generous interior voume, making it ideal for those who prefer a roomy fit
Hollow-core insulation delivers a balance of compressibility, warmth and durability; plus, it continues to insulate when damp and dries quickly
Ripstop nylon shell is abrasion- and tear-resistant for years of use
Zip-around design lets you open up bag for use as a quilt
Draft collar and full-length draft tube backing zipper keep warmth in, cold out
Drawcord lets you adjust neck opening easily in the dark
REI Siesta includes a cotton storage bag

Camping Deals

REI Coupons
Farberware 14-pc. Nonstick Aluminum Cookware Set for $30-40 at Kohls
Added on : Thursday June 05th 2014 09:00:08 AM
g: 0 Posted By: kdjl1
Views: 121 Replies: 0 Great deal for those moving out on their own or someone who needs a new set...

Purchase the black or red Farberware 14-pc. Nonstick Aluminum Cookware Set for $69
Dishwasher Safe NS 14pc Red (631899215710)
Dishwasher Safe NS 14pc Black (631899215727)
$30 DEAL
$49 if youUse theFATHER30for 30% which makes it
Add one small filler item to get the $10 Kohls Cash and Free Shipping
$10 REBATE
$ 29.99 after rebate and Kohls cash

OTHER SCENARIO WITH 15% DISCOUNT
Purchase the black or redFarberware 14-pc. Nonstick Aluminum Cookware Set for $69
Dishwasher Safe NS 14pc Red (631899215710)
Dishwasher Safe NS 14pc Black (631899215727)
$59 After you use theJUNESAVE15for 15%
$10 You Get Kohls Cash and Free Shipping
$10 REBATE
$39.99 after rebate and Kohls cash

Don't forget to use FATWALLET'S Kohls LINK (it is 4 %)
Home & Garden Deals

Kohl's Coupons
tried searching, but how to use Chase CC as a DD?
Added on : Thursday June 05th 2014 06:00:12 AM
g: 0 Posted By: retirebyfourty
Views: 134 Replies: 5 I had signed up for a couple banks from FW to get rewards, specifically 5/3 , KeyBank, and PNC. Im trying to do a direct deposit from my Chase CC, but see no option as an external transfer on the credit card page nor on the Banking page. Is the only way to do this is by getting those Checks In The Mail?

I realize this is probably a super newb question, but I couldnt find answers from searching. I also do have Paypal.

Thanks in advance
Credit Deals
g: 0 Posted By: ctgolfer
Views: 22 Replies: 0 This 42 Piece Drive and Torx Set Give You a Grip
Neat an organized, this 42 piece drive and Torx wrench set comes packed into a protective blow molded case that shrugs off moisture and delivers fast packing portability for jobs on the go. Whether youre working under the hood, in the furnace room or are performing necessary tweaks around the house, this set is always prepared.
Equipped to spin Torx, external Torx, hex and an array of standard fastener heads with more power than a driver, this 42 piece drive and Torx set comes complete with a fast turning ratchet that delivers serious torque. A solid set, built to give you more access to tight areas, its equipped with a high quality steel extension and a inch socket adapter that turns smaller fasteners without a bulky profile. A solid addition to any shop, garage or jobsite, this driver set puts muscle behind common and uncommon fasteners alike. Add it to your kit, and get those bolts turning.
42 piece drive and Torx wrench set includes: 1/4-Inch Drive: 5 Standard hex bit sockets (3/16, 7/32, 1/4, 5/16, 3/8"); 3 Torx bit sockets (T15, T20, T25); 3 External Torx sockets (E6, E7, E8); 3/8-Inch Drive: 6 Standard hex bit sockets (5/32, 3/16, 7/32, 1/4, 5/16, 3/8"); 6 Metric hex bit sockets (4, 5, 6, 7, 8, 10mm); 3 Slotted screwdriver bit sockets (7/32, 9/32, 3/8"); 3 Phillips screwdriver bit sockets (#1, #2, #3); 6 Torx bit sockets (T27, T30, T40, T45, T47, T50); 4 External torx sockets (E10, E12, E14, E16); Quick-Release Ratchet' 6" Extension Bar and 1/4" Adapter.
Black oxide protects bits from corrosion
Smooth polished steel socket ends wipe clean fast
Integrated push button controls make ratchet quick to use
High tensile strength steel construction delivers serious torque
Precision cut driver heads reduce stripping
Backed by the Craftsman Forever Guarantee

www.sears.com/shc/s/p_10153_12605_00934845000P
Fathers Day Deals

Sears Coupons
Craftsman 120V Portable Inflator $39.99 in-store or FS w/SYW @ Sears
Added on : Wednesday June 04th 2014 07:00:02 PM
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 Lightweight Portable Inflator is Handy for Tires, Balls and Pool Inflatables

This Craftsman Inflator with Long Hose is handy for all those pool rafts and soccer balls that lose air over the winter in the garage. It is ideal for accurate heavy-duty inflating of car, SUV, truck, motorcycle, bike tires, sports balls, beach balls, air mattresses, rafts and more.
Seven inflation accessories are included with this Lightweight Portable Inflator. It conveniently plugs into standard household outlets with a power cord and features a built-in pressure gauge that is easy to read. Weighing only seven pounds, it is compact, easy to store and convenient to transport with a rubber insulated carry handle.

www.sears.com/shc/s/p_10153_12605_02875121000P
received letter from IRS saying i own them 1300$
Added on : Wednesday June 04th 2014 11:00:09 AM
g: -2 Posted By: netnerd
Views: 227 Replies: 6 I received a letter from IRS saying i own them 1300$ on dividends of 5300$ for the year 2012.
But i re-invest those dividends (daytrades) and i have a lost for the year 2012.
Do i still need to pay 1300$ to IRS? or should i talk to a lawyer?
That is like saying you won 2000$ on slot machine but you keep playing and lose all that 2000$ back.
The greedy IRS still want me to pay taxes on that 2000$ which i lost it back to casino?

Tax Deals
g: 0 Posted By: remick
Views: 145 Replies: 0 http://www.amazon.com/gp/product/B00JVAR7EM

App Quality: Secrets for Agile App Teams gives agile and lean app teams an edge in building well-received apps, and accelerates them on the way to 5-stars. The book is written for app developers, testers and product managers. The book uses real world examples and data-driven techniques that any app team can apply to their designs, code, agile sprints, and product planning. App Quality gives your app team access to the best practices and hard-earned lessons from analyzing hundreds of millions of app store reviews, thousands of app testers testing hundreds of top apps, and conversations with top app teams.

Included:
Top 10 App Quality Monsters
Top 10 Quality Attributes
Tips for Developers, Testers, and Product Managers

The book is aimed at both Agile and Lean app teams. The book is focused on analytics and practical, real-world examples of quality issues, and practical solutions to those quality issues. Whether the team is just starting to plan their next great app, or improving an existing one, following the recommendations and system outlined in this book will help get your app to 5 stars.

App Quality walks through the "Top 10 App Quality Monsters". These are the top sources of quality issues in todays modern apps: App Deployment and Distribution, Device State and Fragmentation, Users, Real World, Reviews, Metrics, Competition, Security and Privacy, User Interface, and Agile Mobile Teams themselves. Each quality monster is described in detail, with specific best practices and tips for Developers, Testers, and Product Managers.

The book also describes the Top 10 Quality Attributes, learned from app store review analysis and app testing: Content, Elegance, Interoperability, Performance, Pricing, Privacy, Satisfaction, Security, Stability, and Usability. Each quality attribute is described in detail, with real world app examples, with specific best practices and tips Developers, Testers, and Product Managers and pointers to tools and services to improve app quality.

Prepare for a deep dive on app store reviews. Deep analytics of what types of feedback people are leaving in the apps store reviews, by type, by frequency, per-category, etc. The book outlines ways to leverage this data to build a higher quality app, improve star ratings, and make users happier. Some myths about Agile for app teams are also debunked. Techniques for leveraging app store reviews for competitive analysis are also described in detail. App store reviews are critical to building a high quality app that is also perceived as high quality.

Putting it all together, the book then walks through an example of applying all these great tips, best practices, and data, to a real-world app. See how an expert applies these techniques to a real world app, and see how it can easily apply to your app. See the impact on test planning, development practices, and product prioritization.

Armed with the latest best practices, tips, and data-driven quality analysis, app teams can build solid apps with minimal effort and time. The secrets in App Quality gives agile and lean teams an edge in building well-received apps, and accelerate them on the way to 5-stars.
Books Deals

Amazon Coupons
g: 0 Posted By: san30
Views: 169 Replies: 2 Recently I have been lucky with option trading and so far I have ~$50k profit. Unfortunately it is all short term as I have to pay hefty tax on it. Yikes...

It is already a mid of 2014. I am trying to find out about all options so that I can reduce the tax liability this year. I am married, single earner and have two kids. regular yearly income is ~150k.

Only thing I can think of is max out my 401k ie. $17500. But wondering anything beyond that so that I can save more on those extra $50k profit (tax will be almost 20k to 25k). Are there any other ways to defer taxes or get more deductions etc?

Question Deals
g: 1 Posted By: brettdoyle
Views: 326 Replies: 5 Is it possible to convert a short term capital gain into the dividend tax rate?

Let's say someone has $10,000 in short term capital gains that will be taxes at their marginal tax rate (Let's say 28%). Then that individual goes out and buys 10,000 shares of a stock that has announced a dividend payment. Company XYZ costs $50 a share is going to pay a dividend of $1. The investor buys a share of the stock on the Ex-Dividend date and holds it through the record date, thus getting paid the dividend. The share price of the stock is revalued at $49 to account for the dividend payment that went out (assuming no market volatility for those 3 days the shares are held).

So now the investor theoretically would sell his 10,000 shares at $49, having a $1 capital loss per share. The $10,000 capital loss would offset his $10,000 capital gain turning it to $0 come tax time. Rather than paying $10,000 short term capital gain at 28%, he could now pay $10,000 on his dividend income at 15%.

Does the IRS or Brokerages have any rules in place to prevent an individual from doing a strategy like this? Are there any other downsides?
Investing Deals
g: 0 Posted By: ctgolfer
Views: 87 Replies: 0 * Pentaplex: Simultaneous View, Record, Playback, Backup and Remote Monitoring
* Video Input / Output: BNC 8 CH /BNC 1 CH
* Audio Input / Output: RCA 4 CH /RCA 1 CH
* Display: 240 NTSC
* Record: 960H:960480 pixels with 15 FPS /960576 pixels with 12 FPS
D1:704480 pixels with 30 FPS /704576 pixels with 25 FPS
HD1:704240 pixels with 30 FPS /704288 pixels with 25 FPS
CIF:352240 pixels with 30 FPS /352288 pixels with 25 FPS
* Two Type Video Out: TV Monitor BNC Output and PC Monitor VGA Output
* Supports Remote View via smartphone/3G Mobile with each of those systems below:Windows XP, Vista, 7 , 8
Firefox, Chrome, Internet Explorer
iPad, iPhone, Android

Camera Features* 1/4" Color CMOS Image Sensor
* 700 TV-Lines, Horizontal resolution
* 3.6 mm Lens
* 24 IR LEDs
* Night Vision Min. Light: 0 Lux (IR On)
* IR Irradiation Distance:65'
* Operation Temperature: 14F~122F
* Weatherproof: Yes
* Power Connector: RCA 12V DC

Package Includes

(1) 8 Channel Full D1 DVR System with 1TB Hard Drive
(4) Outdoor high resolution Bullet Cameras
(4) 60ft CCTV Power and Video Cables for Cameras
(1) 12V/1500mA Single Power Supply for Cameras
(1) 1-4 Splitter Cable for Cameras
(1) IR Remote Control and Mouse
(1) User's Manual

www.sears.com/shc/s/p_10153_12605_SPM7969255302
Cameras Deals

Sears Coupons
g: 0 Posted By: brettdoyle
Views: 95 Replies: 2 Is it possible to convert a short term capital gain into the dividend tax rate?

Let's say someone has $10,000 in short term capital gains that will be taxes at their marginal tax rate (Let's say 28%). Then that individual goes out and buys 10,000 shares of a stock that has announced a dividend payment. Company XYZ costs $50 a share is going to pay a dividend of $1. The investor buys a share of the stock on the Ex-Dividend date and holds it through the record date, thus getting paid the dividend. The share price of the stock is revalued at $49 to account for the dividend payment that went out (assuming no market volatility for those 3 days the shares are held).

So now the investor theoretically would sell his 10,000 shares at $49, having a $1 capital loss per share. The $10,000 capital loss would offset his $10,000 capital gain turning it to $0 come tax time. Rather than paying $10,000 short term capital gain at 28%, he could now pay $10,000 on his dividend income at 15%.

Does the IRS or Brokerages have any rules in place to prevent an individual from doing a strategy like this? Are there any other downsides?
Investing Deals
10% off Escape Deals at LivingSocial + 6% Cash Back
Added on : Monday June 02nd 2014 07:00:03 PM
g: 0 Posted By: FatWallette
Views: 94 Replies: 0
If it is one of those days that you wish you could just find something to do, LivingSocial is the place for you with all of the local deals around you. You don’t have to stay local though. LivingSocial offers travel packages for your escapes, fills you in on sports events, and even music and theater events no matter where you are.10% Off Escapes Deals with Code [COUPON=60385]VACAY10[/COUPON] use coupon VACAY10exp. 6/6/14 $25 for $50 to Spend Online at The Sharper Image exp. 6/12/14 20-page Custom Cover Photo Book from Snapfish - $12 exp. 6/12/14 $50 for $100 to Spend on Unique Gadgets from Quirky.com exp. 6/12/14 Offers from LivingSocial
6.0% Cash Back Available! Use of coupons without FatWallet's Cash Back designation can void Cash Back. Cash Back not available on Takeout & Delivery deals, LivingSocial Plus subscriptions, Charity & Promotion Deals, LivingSocial Rewards Visa Card sign-ups, deals that specify they are not eligible, or deals that are sold through a 3rd party website (ie: you leave LivingSocial to complete purchase).Cash Back Sale Ends 6/12/14Receive the Hot Deals and Offers Added Each Day by Email!
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Services Deals

LivingSocial Coupons
2014 US Open Tennis Tickets BOGO
Added on : Monday June 02nd 2014 04:00:02 AM
g: 0 Posted By: Reubin
Views: 185 Replies: 1 For those of you who like tennis as much as I do, 2014 US Open tennis tickets are now on sale for AMEX members only. They have many sessions that are buy one get one free...including late into the final week. The first 3 days and nights are BOGO as are the final Thursday and Friday day sessions. These tickets will not last very long so don't delay if you are interested.

http://www.ticketmaster.com/promo/amwnqr?brand=axp&camefrom=CFC_...
g: 0 Posted By: ctgolfer
Views: 141 Replies: 0 use coupon code: H2OPROOF

Rugged Series 5V@2A-1A Dual USB Charger charges 2 devices simultaneously. 2A output is for iPad/Tablet and 1A output is for iPhone/smartphones.
Compatible with most smartphone's (Apple, Samsung, HTC, Motorola, LG, Nokia, Blackberry, Sony, etc...) and 5V Tablets compatible devices.
Rigid and durable build makes the PowerPak Xtreme water proof, dirt proff, and shock proof. The ideal companion for those who enjoy camping, hiking, biking, and many other outdoor activities.
No iPhone/iPad adapter or cable is included, but the PowerPak Xtreme NT120R is compatible with the original Lightning/30-pin connector Apple manufactured charge cables.
No AC wall charger is provided, but the PowerPak Xtreme NT120R can be recharged using the supplied micro-USB charge cable with any standard 5V/2A USB charge ports, including most computer USB ports and USB wall chargers.

www.amazon.com/dp/B00DUKJ5CQ/
New Trent Deals

Amazon Coupons
Sprint HTC One M8 Currently $99 With upgrade On Amazon
Added on : Saturday May 31st 2014 03:00:04 PM
g: 0 Posted By: Joshgrrr
Views: 147 Replies: 0 http://www.amazon.com/HTC-One-M8-Gunmetal-Sprint/dp/B00IZ1VDG6/r...

Its $99, Just purchased to confirm. Everywhere else has it for 149.99 or 199.99.

Dont know how long this will last, get it while its hot.

Some things of note, This is not the harmon kardon edition (the super nice speaker one)
Also for those of you who do not like heavy phones, be aware that the HTC one m8 ACE is coming out next week tuesday featuring a cheaper price, plastic shell, and lesser camera.

Ok that wraps it up!
Cell Phones Deals

Amazon Coupons
Getting screwed on a special assessment
Added on : Saturday May 31st 2014 11:00:12 AM
g: 0 Posted By: NYC-606
Views: 111 Replies: 2 Hey guys,

So I think I'm getting screwed here on a special assessment. I'm being charged $7,200 on balcony repairs when in my opinion they knew about the repairs coming and knew they would be a special assessment. I bought my place in May 2012 and the 22.1 provided said this:
22.1 Disclosure said: Except as noted on budget, in meeting minutes or stated here, no additional capital expenditures/specials are currently being discussed.

When I asked the management company about the special assessment, they claimed they knew about it since 2008.
Management said: The 2008 Reserve Study [updated in 2013] recommended that the balconies be addressed in 2014. [This study was updated in 2013 to say that it was still needed and then they started planning the assessment]

Management said: Check the documents provided as part of your buyer package. Minutes of meetings, the 2008 Reserve Study, and budgets should be part of that package.

Management said: Balconies are limited common elements and the responsibility of the unit the balcony is associated with. The Association has no responsibility in paying for balcony repairs, and cannot use capital reserve funds to pay for the repairs.



As I've stated, these documents were not provided and the only thing I see is a document actually saying that there is nothing planned.

I called the management out on this, and they then changed their tune to this:
Management said: Paid assessment letters state only whether special assessments are being discussed or planned for a finite period. They do not address what will funding will be expended beyond what is stated in the budget for that year, or is present in minutes.

It is not reasonable to expect that there will never be a special assessment. To determine costs of ownership, it is the responsibility of prospective unit owners and their advisors [lawyers and realtors] to request any documents which will assist in determining those costs, and then use those documents to determine whether special assessments will be required.


They are claiming that since it wasn't official, that they don't have any liability in this, but I feel that they have claimed they knew they would need to be addressed, and also that it would always be a special assessment.


I'm trying to contact my real estate lawyer, but he isn't responsive so far. Any help on these forums? Do I have a case to not pay this?


Discussion Deals
g: 1 Posted By: ImagineNoHell
Views: 142 Replies: 0 There's a deal posted for CVS, but for those who can't get the coupon applied (improperly), this is achievable.
http://www.amazon.com/Philips-6948XL-41-Rechargeable-Cordless/dp...

YOU MUST "clip" the $5 coupon below the product price, or you'll pay $30
g: 0 Posted By: tedhawkins
Views: 96 Replies: 0 Kelty Screenhouse Basecamp Shelter - Medium - $115.98 FS Backcountry

http://www.backcountry.com/kelty-screenhouse-12-x-12

NO BUGS PLUS PLENTY OF HEADROOM EQUALS A HAPPIER YOU.
Grrrr damn pesky mosquitos! Let the Kelty Screenhouse come to your rescue when the bug population is at its prime. This classic mesh tent covers your picnic table so you can sit, relax, and sip lemonade outdoors while other folks combat those blood-sucking little critters with bug spray and clothing. Pull-down shades offer protection from the sun and make the Screenhouse a convenient, multi-purpose tent thats sweet to have whether youre chilling in your back yard or car camping.
Easy clip-sleeve construction helps make set-up a cinch
Taped seams help keep you dry during a quick rain shower
Closeable mesh panels offer superb ventilation
Noiseless zipper pulls keeps things quiet when the kiddies are taking a nap

g: 0 Posted By: tedhawkins
Views: 119 Replies: 1 The Ultimate Firearms Assembly / Disassembly Six Book Collection from Gun Digest for $87.98 Shipped

http://www.gearhog.com/

Deal Overview
With this new collection of takedown and reassembly guides, you'll have step-by-step instructions, along with detailed photos for taking apart and reassembling nearly every firearm out there! Each volume in this acclaimed series begins with a thorough list of the tools you'll need and what you will use each tool for. Then each individual firearm listing includes the name of the model, where it was manufactured and who the manufacturer was, details about the gun including gauge, magazine capacity, length, height, barrel length, weight and relevant variants that would utilize the same disassembly/assembly instructions. This is the perfect guide to assist you with making repairs, customizing your firearms, cleaning and general maintenance and provides valuable insight into the inner-workings of your firearms.

Includes

Gun Digest Book of Shotguns Assembly/Disassembly
Book: Indispensable for shotgun maintenance, cleaning, repair and customization of more than 59 popular shotgun models and 285 additional shotgun variations.

Gun Digest Book of Rimfire Rifles Assembly/Disassembly Book: With over 1,800 photos and step-by-step instructions, this volume shows how to take down and reassemble 74 models of rimfire rifles along with 228 variants.

Gun Digest Book of Automatic Pistols Assembly/Disassembly Book: Take your handgun apart and get it back together...the right way! This volume provides over 4,000 step-by-step photos for 90 models of handguns and over 300 variants, modern and vintage.

Gun Digest Book of Revolvers Assembly/Disassembly
Book: Make repairs, modifications or give your revolvers a thorough cleaning. This volume provides step-by-step instructions on how to disassemble and reassembly more than 60 revolvers and 130 variants...including Derringers.

Gun Digest Book of Tactical Weapons Assembly/Disassembly Book: This is the only assembly/disassembly guide dedicated solely to tactical handguns, shotguns and rifles. With step-by-step instructions and hundreds of detailed photos, you'll have the ability to take down and reassembly 35 models and 92 variants of tactical weapons, including Colt 1911 series, AR-47, AR-15, Remington Model 870 and many more.

Gun Digest Book of Centerfire Rifles Assembly/Disassembly Book: Here you'll find step-by-step photos and instructions for take down and reassembly for 68 models of centerfire rifles as well as 400 mechanically-similar variants of those models. Index allows you to quickly find specific models and cross reference similar variants.


Books Deals
Walgreens updated coupon policy (effective immediately)
Added on : Friday May 30th 2014 03:00:03 AM
g: 0 Posted By: MrVietnam
Views: 180 Replies: 4 It appears as though Walgreens has recently updated their coupon policyand the changes they have made will have an impact on those of you that coupon there.The most significant changes are as follows:

Walgreens will not accept coupons that exceed the selling price of an item and no Cash Back is ever provided in exchange for any coupons.
For offers when multiple items are purchased and additional items are free (buy 1 get 1 free; buy 2 get 1 free, etc.), the number of coupons applied to that offer cannot exceed the number of items required in the buy portion of the offer.
Coupons may not be applied against any free item received in any offer

Please take note of these changes as they have already been updated in the official Walgreens store coupon policy which can be found HERE

How do you feel about the changes?
Walgreens Deals
Shark Rotator Professional Lift-Away Vacuum, $229.99, Target
Added on : Thursday May 29th 2014 10:00:03 PM
g: 0 Posted By: riddikkullus
Views: 100 Replies: 0 Other sites (Best Buy, Bed Bath and Beyond, WalMart, Amazon, etc) has this vacuum at $259.99 or $249.99. 4+ ratings on those sites.

If you have a Target credit or debit card, get an extra 5% off and free shipping. Can also do in-store pick-up.

http://www.target.com/p/shark-rotator-professional-lift-away-whi...
Appliance Deals

Target Coupons
Chase Freedom Back Up To $200 Sign Up Bonus
Added on : Thursday May 29th 2014 02:00:07 PM
g: 2 Posted By: doctorofcredit
Views: 141 Replies: 0 Chase has increased the sign up bonus on their freedom card to $200 after $500 in spend. Regular deal is a $100 sign up bonus. Points can be converted into Chase UR if you have a card that earns those points. Card has no annual fees & 5% rotating categories.

You should see the offer at the regular webpage:https://www.chase.com/freedom

Hopefully somebody can make use of it.
Credit Deals
Best Dad Ever T-Shirt (Various Colors) $8.09 Shipped @ Amazon
Added on : Thursday May 29th 2014 11:00:04 AM
g: 1 Posted By: DizzyT71
Views: 349 Replies: 0 Amazon has the Best Dad Ever T-Shirts (Various)on sale Starting @ $4.34 + $3.75 Shipping = $8.09.

The "drip font"
Machine Washable
Cotton Blend
Cool, Versatile and Comfortable Fit every time.


4.7/5 Stars based on 68 customer reviews on product page.

Note: Sweeter deal for those who have Prime and can choose free shipping.
Clothing Deals

Amazon Coupons
g: 0 Posted By: BigBoyMichigan
Views: 77 Replies: 0 FLORIDA
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TODAY ONLY - MAY 29, 2014
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BLOOD DONORS WILL RECEIVE
===========================
1 - Free Golden Corral Lunch Voucher**
1 - Free Movie Voucher**



**All blood donors must have photo ID. Donors must be at least 16 years old. Those who are 16 years old need parental permission. *One offer per donor, per donation. No cash value. Not-transferable. While supplies last. Not responsible for lost or stolen voucher.Fandangoexpiration is listed on the voucher. Valid for one ticket purchase transaction only. Remaining balance may not be applied to additional ticket purchases. Maximum voucher value is $12.00, inclusive of convenience fees charged by participating theaters. Consumer is responsible for any cost beyond $12.00. If you have recently donated, thank you. Please visit us when you are eligible to donate again.
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Drive Location Drive Address Drive Time Golden Corral 322 US 27 South
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Central Florida: 1.888.9.DONATE (1.888.936.6283)
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Golden Corral Deals
Question about multiple claims against my homeowner's insurance.
Added on : Wednesday May 28th 2014 03:00:09 PM
g: 0 Posted By: chocula
Views: 31 Replies: 0 I have a couple of questions about making another claim against my homeowner's insurance.

I have had the same insurance company for my house and car for about 15 years or so. I never had a claim until about 8 years ago when our town was hit pretty hard by tornadoes and an extremely large tree landed on our house. Somehow our chimney took the brunt force of the tree (i was sleeping under where the tree landed on the house), it still did about $30k in damage to our house.
We filed an insurance claim and they paid everything but our deductible. Other than about 3 or 4 back and forth messages there were no issues with getting the work approved and the contractor paid.

About 2 years ago, I got a chip in my windshield and was told that the insurance company would repair those for free. We had a guy come out to the house and he repaired the windshield.

We have lived in our current house for almost 7 years and have never had a claim against it. Last year, we had a really bad storm and about 60% of the houses on our street had their roofs replaced. We decided against repairing the roof or filing a claim since we had one previously. In the 7 years we have lived here, we have had several bad storms.
Last week, we had another pretty bad storm and the builders were out in force trying to get people to replace their roofs.

After the most recent storm, we had a very small amount of water in our garage where you could see it leaked from the roof area.

My wife and I were discussing whether or not we should get our roof replaced and decided to have someone inspect the roof. You can clearly see the damage from the hail on the shingles and the flashing. Several of our screens were damaged as well. My vehicle has a few hail marks on it, but it is 8 years old and a few marks on it are no big deal.

The builder that inspected our roof said that the front part of our roof has a great deal of damage, but surprisingly the back part of the roof is not that bad.

I have read here that just calling your insurance company about these issues can count against you, so I wanted to get some advice before calling them.

My questions:
1. Will having another claim cause my premiums to go up?
2. Can they cancel my insurance if I have a 2nd claim? I am guessing it will be $5-6k to replace the roof (based on the costs for my neighbors to get their roofs repaired).
3. The builder said that my insurance company may not pay for the back part of my roof because it was not that bad. Would an insurance company only repair half a roof?
3A. Our house that was hit by a tree in Atlanta was a split level and only one roof was damaged. We paid for one roof and the insurance company paid for the other one,
4. Do you have any advice for me with this situation?

Thanks in advance. We are obviously trying to get the roof repaired, but at the same time do not want to lose our insurance.


Question Deals
FYI -- Yodlee now working with Computershare accounts
Added on : Tuesday May 27th 2014 02:00:07 PM
g: 1 Posted By: boden11
Views: 60 Replies: 1 I noticed a few odd alerts at yodlee these past few days -- large net worth changes + and - but every time I logged in I didn't see anything different and just chalked it up to transaction posting at weird times. However today I noticed that for the first time in YEARS that my Computershare accounts updated on their own and appear to be working fine!! Took a while, but finally working!! Haven't tried the other sites like mint/personal capital but get a feeling that some of those sites may start working shortly too.
Discussion Deals
Need Some Help With Student Loans...
Added on : Tuesday May 27th 2014 06:00:09 AM
g: 0 Posted By: hurricanedarby
Views: 40 Replies: 0 Hello all! So I currently have $58,000 in federal student loans and $17,000 in private loans stemming from my under-graduate degree in Communications (Long story about how it got that high; I promise it wasn't from abusing the system or living a baller lifestyle). I make about 55k a year and have no other debt (no auto or credit cards). I've refinanced the private loans to a 4.92% rate and consolidated the federal loans to about 6% on an income based repayment program (estimated 13/14 years to complete per Sallie Mae). I just wanted to see if anyone had any advice for refinance options or any other advice? I'm wary of the discharge programs such as Teach for America or Public Service as my understanding is that those programs can be altered at any time. Thanks!
Personal Finance Deals
g: 0 Posted By: bittul
Views: 116 Replies: 0 Now that the dust has settled on yesterdays "deal", it's time to shop for those other items we wanted but were "inflated"

Use code: ONLINE3

www.childrensplace.com
Kids Clothes Deals

The Childrens Place Coupons
Canon L Pro Lenses - $300 rebates stackable @ Canon
Added on : Monday May 26th 2014 10:00:04 AM
g: 2 Posted By: ianmalcm
Views: 192 Replies: 0 Canon has rebates on many Pro lenses right now. I picked up the Macro 100.
LINK
$150 off 100mm f2.8 L Macro IS USM
$200 off 70-300mm f/4.5-5.6 L IS USM
$300 off 24-70mm f/4 L IS USM

Also a $250 rebate if you get a 60D or 7D with a 70-300mm lens. This was the most used lens at the Winter Olympics.FYI, L-series glass has IS Image Stabilization which really helps those long zooms. Been waiting for a deal onLsfor a while.
SLR & dSLR Deals

Canon Coupons
Sylvania LED 6" can light retrofit, dimmable - $19.99 @ Menards
Added on : Monday May 26th 2014 07:00:03 AM
g: 1 Posted By: spanky42
Views: 206 Replies: 1 I hadn't seen the Sylvania retrofits before, but I found them in the today's Menard's ad for $19.99. Anyone have any info or experience with these? I hope they are ok because I bought 14 of them for my remodel!
They are 700 lumen, 2700k or 3000k color (I bought the 3000), 10w (65w conversion), dimmable, box says Ultra series.
Beats the best current price of $24.99 at HD for 6" LED.
Looks like the same one at am@zon, but for $33....link
Attached is a pic of the ad, for some reason there isn't a direct link to those lights online.
Also attached is a pic of the box.
I also bought the 4" Feit for $22.99 next to them in the pic. I've heard people don't like Feit LEDs though?
Home & Garden Deals
g: 0 Posted By: ctgolfer
Views: 62 Replies: 0 shipping adds $5

Good Ideas Compost Wizard Dueling Tumbler

7 cubic foot total capacity (3.5 per chamber)
Fully Assembled - Low maintenance
Compost Tea collecting base with wheels (up to 5 gallons)
8" twist lids to secure the chambers
Safe for pets and children
Black color for heat absorption
Made in the USA with FDA approved materials
-- OR --

Good Ideas Compost Wizard Jr.

Holds 7 cubic feet of compost and sits on a wheeled base
Handles provide better grip to make turning even easier
12" twist off lid keeps your compost safely closed off but is easy to remove and even doubles as an extra turning point
The ends feature aeration holes which provide much needed airflow for the compost batch with the option of drilling more for those who live in areas with low air currents
The wheeled base allows you to turn the bin effortlessly and can easily be separated to allow the bin to roll freely from place to place
Low profile design ensures that it stays out of sight and won't be blown over in high winds
Crafted from resin, the bin is 100% recycled and the rich dark color absorbs the sun's heat keeping your compost at a nice hot temperature
Arrives fully assembled and requires little maintenance
Makes compost 3x faster than traditional bins and piles
Help keep organic waste out of landfills
Made in the USA with FDA approved materials

www.woot.com/offers/good-ideas-composters
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woot! Coupons
Free Kindle Book- John Lennon. The Life
Added on : Saturday May 24th 2014 07:00:07 AM
g: 1 Posted By: remick
Views: 154 Replies: 0 http://www.amazon.com/gp/product/B00KHSS69W

Here is the first book to fully reveal the amazing story of the rise of John Lennon's group - The Beatles - to fame and fortune.

David Stuart Ryan carried out a great deal of original research into the true background to John, speaking to many of the characters who helped form his intense view of the world. This was backed up with full access to the files of 'Time' magazine. The result is a comprehensive picture of a great artist living at a time of both tumult and awakening.

The author spoke to many of the key people in John's life, including his formidable Aunt Mimi, who brought him up after his mother's marriage hit problems because of the Second World War.

There is Liverpool DJ Bob Wooler, who was perhaps the first to recognize the genius of the Beatles, he presciently wrote 'There will never be another band like the Beatles again.'

That was written while they were still just a Cavern club lunchtime band.

Then you'll meet his first manager, Alan Williams, who in a most weird and almost preordained way, arranged for the unknown group to take up a prestige residency in Hamburg, an engagement that was to transform them from a run of the mill provincial group into a world beating combination of individual talents.

The seething contradictions of a red light district in early post-war Germany where just about anything went were the forcing ground for an entirely new kind of music.

There are many secrets and surprises associated with John Lennon's early troubled life that are hinted at, but never fully revealed, in many of his songs and hits.

'John Lennon's Secret' reveals these to you one by one.

Strawberry Fields was a Salvation Army run home for abandoned children
which lay just behind his aunt's house. Feeling himself abandoned, it had many associations for him, it was where he could be himself, no wonder it is the subject of his most outstanding and haunting song.

All through this fast moving examination of the life of John Lennon you discover sides to him that are little known, even by those who grew up with him, such as Paul McCartney.

There are more revelations about what exactly the relationship was with his musical partner, and the secrets they shared that made them such a formidable team.

As the myth of the Beatles continues to thrive and grow, it is time for you to find out what really went on in the formation of a band who captured the wonder and amazement of the whole world.

There are more than 20 original photographs in the book to take you behind the scenes and chart the rise of the super group to mega stardom and its ways.


Even if you thought you knew the story, prepare for surprises,
and smiles, on every page of 'John Lennon. The Life.'.

This is the true version of events that shook the musical world.

Review from the Mail on Sunday
==========================

WHIZZY WORLD OF JOHN LENNON

"This weird, wild and generally whizzy examination of Lennon's life, loves, lyrics and old laundry lists is a whole lot of fun. Good photos too."
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question about HCBK MTB buyout
Added on : Saturday May 24th 2014 02:00:04 AM
g: 0 Posted By: IStillPickUpPennies
Views: 5 Replies: 0 http://www.fool.com/investing/general/2012/08/28/a-bank-merger-s...

Ever since I read the artible above nearly two years ago, HCBK has been on my radar. The stock was trading at about $6 back then, and it was going to be bought out by MTB, supposedly offering a roughly 15% premium to the current price. I never invested, but it was one of those nagging ideas I kept thinking about in the back of my mind, you know?

Since then, banking regulators (known for taking their time with these sorts of things) have delayed the buyout twice. Now it is presently supposed to happen by December 31 2014, or both parties can walk away.

On its own, HCBK has recovered along with the market back up to nearly $10 a share. I understand that if the buyout doesn't go through, it may drop a couple of bucks a share, so I guess that is the downside. However, I'm not sure what the UPSIDE would be at this point?

HCBK is still selling at about 1x book value, so I still think of it as a possibility now and then. However, I'm not sure where I can find out more about the potential upside to investors at this point. Can anyone point me to a website that would offer detailed information, specifically about the proposed merger details? Obviously, if MTB is still offering the OLD price, then it would mean that HCBK stockholders would actually LOSE money if the buyout goes through, and that can't be right. I mean, why would anyone buy a stock that would go down whether or not the buyout goes through? There must be something I don't understand here, and I'm not sure where to find the information I need to do a fair evaluation of this buyout. If anyone can point me to a website that would have this, I would appreciate it greatly.
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Infamous: Second Son - PlayStation 4 $44.99 w/FS @ Best Buy
Added on : Friday May 23rd 2014 07:00:06 PM
g: 0 Posted By: ctgolfer
Views: 84 Replies: 0 Become superhuman Delsin Rowe, on the run from the oppressive Department of Unified Protection
Live with the consequences of your actions as you search for other superhumans to help save those you love from being ruthlessly hunted down
Discover a world where superhumans with amazing abilities walk among us

www.bestbuy.com/site/infamous-second-son-playstation-4/8677151.p...
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g: 0 Posted By: FatMattE
Views: 194 Replies: 0 Just got the "Memorial Day Sale" email fromSportsman's Outdoor Superstore.
They have aSMITH AND WESSON M&P-15 SPORT 5.56 RIFLE (LE MODEL) for $519.00. (This is a Law Enforcement only price!)
Linky
Good price for a decent "value" EBR.
Firearm Specifications

Model: M&P15 Sport LE
Caliber: 5.56 mm NATO
Capacity: 30 Round Detachable Magazine
Action: Semi-Auto
Barrel Length: 16 / 40.6 cm
Front Sight: Adjustable A2 Post
Rear Sight: Magpul Folding MBUS
Overall Length: 35 Extended / 32 Collapsed
Stock: 6 Position Telescopic
Weight: 6.5 lbs. / 2,948.4 g
Barrel Material: 4140 Steel
Receiver Material: 7075 T6 Aluminum
Receiver Finish: Hard Coat Black Anodized
Chromed Components: Gas Key / Bolt Carrier

Again, this is a Law Enforcement price only.
The requirements are:
Law Enforcement IOP Program
Sportsman's Outdoor Superstore is proud to offer the Individual Officer Purchase (IOP) program to support those who protect and serve communities across the United States.Customers who qualify for purchasing products in the IOP program include:

Sworn Law Enforcement officers, including Federal, State, County, & City
(Includes retired L.E. officers with "retired" credentials)
EMT's, Fire Fighters, Volunteer Fire Fighters, and Paramedics
Military personnel including Reservists and National Guard with I.D.
(Includes retired Military with "retired" credentials)
Corrections Officers including Parole and Probation Officers
State Licensed Security Companies (Loomis Fargo, RAM, Securitas, etc.)
State Licensed Armed Security Officers.
All TSA employees and Federal Flight Deck Officers
Court Judges, District Attorneys and Deputy District Attorneys.

Restrictions Purchasing products under the IOP Program with the intent of resale is prohibited.
Each firearm model has a purchase limit of one per customer in a calender year. Requirements To purchase products in the IOP program, you must submit a copy of your Authorized Credentials (front and back). You can send us a copy by Fax: 740-928-5447 or byemail.
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Sony PS Move Accessories Kmart Clearance YMMV
Added on : Friday May 23rd 2014 12:00:02 PM
g: 0 Posted By: DarthWoo
Views: 164 Replies: 0 This is a couple days old, but I guess not a lot of people were really looking for PS Move stuff, so there's probably still a lot left. My local Kmart and some nearby ones in southeast PA had PS Move Motion Controllers for $10 and Navigation Controllers for $6. They had apparently had the starter kits (with the Eye, Motion Controller and game) for $20ish a few weeks ago, but there weren't any of those left. Might be something to look for if you still use yours and wanted some extra controllers.
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g: 0 Posted By: ctgolfer
Views: 123 Replies: 0 About the Beyerdynamic DT 235

The Beyerdynamic DT 235 Headphones (Black) provide high-quality sound with a wide frequency response in a lightweight package. Ideal for use with portable music player or home Hi-Fi systems, the DT 235 uses powerful acoustic drivers to provide clear, detailed audio with deep bass and clear treble.

The headphones have velour ear cushions and a wide self-adjusting headband to provide hours of listening comfort. The closed-back design helps to naturally block out environmental noise, as well as prevent sound leakage so you don't disturb those around you. The single-sided cable helps to minimize snags and tangles and is terminated by a standard 3.5 mm mini plug. A 1/4" plug adapter is included for full compatibility with professional audio gear.

Beyerdynamic DT 235 Includes

Beyerdynamic DT 235 Dynamic Closed-Back Supra-Aural Headphones
1/4" Adapter
Beyerdynamic Warranty

www.adorama.com/BDDT235SW.html
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g: 0 Posted By: BrunoB
Views: 437 Replies: 2 Original Post:
Bond in Monetary (Actual) Default
This post is addressed to those who have experience in this field only: When a bond misses a (or several) payments, then it is in Monetary (Actual) default. This is one degree more severe than Technical default (when Reserves are withdrawn, etc.). The issuer is not bankrupt (I assume) but cannot pay out interest. My question is could these payments be made at a later date when conditions improve, or they are missed forever. Obviously, the issuer could turn around and be able to make whole the missed payments, or they could reorganize (declare bankruptcy, etc.). What courses (scenarios) could be conceived? The CUSIP for this particular bond is: 096325AJ4 - https://fixedincome.fidelity.com/ftgw/fi/FIBondDetails.do?cusip=096325AJ4

P.S.:
Bond Buyers Skip Fine Print as Low Rates Sow Complacency
To understand the rising concern about complacency in the corporate-debt market, look no further than the Clear Channel Communications Inc. bonds that investors showed up in droves to buy last month.While the radio broadcaster has debt thats 12 times its earnings and a credit ratingthat implies a default is a virtual certainty, it was still able to more than double the offering to $850 million. Not only that, the indentures governing the notes designed to protect bondholders lacked restrictions typically found in such risky offerings, such as limits on the companys ability to issue more debt or shift cash to shareholders.

http://www.bloomberg.com/news/2014-05-23/bond-buyers-skip-fine-p...
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BBE Varicomp OTA Compressor Guitar Effects Pedal $59.99 FS MF
Added on : Friday May 23rd 2014 05:00:10 AM
g: 0 Posted By: tedhawkins
Views: 129 Replies: 0 BBE Varicomp OTA Compressor Guitar Effects Pedal $59.99 FS MF

http://www.musiciansfriend.com/stupid

Product Description

The BBE VariComp compressor is inspired by some of the coolest vintage compressor pedals around: the old Ross compressor and the early MXR Dynacomp. Think of that sweet, spongy compression in Sultans of Swing and Sweet Home Alabama and you'll get the idea. VariComp holds true to those iconic originals by using an authentic new old stock (NOS) CA3080 Operational Transconductance Amplifier (OTA) analog device. But as youd expect from BBE, VariComp is not about just copying an old design its about taking the best elements of old favorites and improving the breed.

VariComp goes the classics one better with an Attack control for greater flexibility. Dialing up the Attack makes the sound a little tighter, but it's cool dialing it back for an even spongier sound. In other words, if you want your Sultan to be more swingin, VariComp will hook you up.

VariComp has a consistency and ruggedness that are the hallmark of BBE pedals, designed for guitarists whose gigs are as demanding as their ears. With a robust mil-spec circuit board with fat signal traces, 1% metal-film resistors for consistency and true hardwire bypass, VariComp moves you forward even as its taking you back.
Features

Output, attack and threshold controls
NOS CA3080 OTA (Operational Transconductance Amplifier)
470K input impedance for vintage correct pickup loading
10kOhms output impedance when engaged
1% metal-film resistors for consistency
High-voltage poly caps for better tone
Military-spec circuit board for reliability
Blue status LED for high visibility and low power consumption
Easy access battery compartment
True hardwire bypass
5-year warranty


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g: 0 Posted By: ctgolfer
Views: 113 Replies: 0 iSport LIVESTRONG: The athlete's headphone by Monster
For those serious about their cycling or game or their workout, Monster delivers the ultimate high-performance sport headphone. LIVESTRONG was designed to meet the specific demands of today's top athletes. It's rugged, sweatproof and washable. If music is what moves you, iSport LIVESTRONG will turn your tunes into pure audio adrenaline.

24K gold-plated contacts
Attractive and anti-corrosive for maximum audio signal. From now on, your favorite tracks will sound as good as gold.

Convenient right-angle jack
Move freely with your tangle-resistant cord and jack safely out of the way.

Protective clasp pouch
Tuck away your earphones when finished and carry them easily.

Pro sound-isolating eartips
Multiple sizes and shapes for the perfect fit blocking out sweat and noise so you can always focus on excelling.

ControlTalk Universal on-cable mic
Take the call without stopping. iSport LIVESTRONG comes with convenient, hands-free calling for your smartphone or mp3 player.

What's in the box:

iSport LIVESTRONG in-ear headphones

4 pairs of multiple-sized SportClips and Eartips

Protective spring-clasp pouch

warranty period: 1 year


www.ebay.com/itm/111360185046
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g: 0 Posted By: bpvh
Views: 147 Replies: 0 Office Depot / OfficeMax rebate software for the week of 05/25/2014



McAfee AntiVirus Plus For 1 PC
$6.99 After $8 Instant & $25 Mail-In Savings Visa Prepaid Card
Available at Office Depot and OfficeMax
OD 194-078 \ OM 2416-3138


McAfee AntiVirus Plus For 3 PCs
$9.99 After $10 Instant & $40 Mail-In Savings Visa Prepaid Card
Available at Office Depot and OfficeMax
OD 101-297 \ OM 2416-3129



====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
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Renting a car off airport location Denver, how to get downtown?
Added on : Thursday May 22nd 2014 05:00:08 PM
g: 0 Posted By: evbe
Views: 48 Replies: 0 Looking at cars available at airport and they are almost 2x the price of those from downtown Denver.Any suggestions/experience with getting transport from the airport to an off-airport car rental location? Taxi? Bus? Free Hotel Shuttle?Is there a car rental place in a downtown hotel with a free shuttle?

Need some insider information... thanks!Thanks for any and all help!
Question Deals
Bond in Monetary (Actual) Default
Added on : Thursday May 22nd 2014 04:00:06 PM
g: 0 Posted By: BrunoB
Views: 66 Replies: 1 This post is addressed to those who have experience in this field only: When a bond misses a (or several) payments, then it is in Monetary (Actual) default. This is one degree more severe than Technical default (when Reserves are withdrawn, etc.). The issuer is not bankrupt (I assume) but cannot pay out interest. My question is could these payments be made at a later date when conditions improve, or they are missed forever. Obviously, the issuer could turn around and be able to make whole the missed payments, or they could reorganize (declare bankruptcy, etc.). What courses (scenarios) could be conceived? The CUSIP for this particular bond is: 096325AJ4 - https://fixedincome.fidelity.com/ftgw/fi/FIBondDetails.do?cusip=...
Question Deals
g: 1 Posted By: remick
Views: 180 Replies: 1 Making Sense of Spiritual Warfare
http://www.amazon.com/gp/product/B00B85CJS2

An easy to understand and sensible guide to spiritual warfare what it is, who is involved, the weapons involved, and how to prevail.



The Imitation of Christ: The Beatitudes Edition
http://www.amazon.com/gp/product/B007K3HQRU

The Imitation of Christ, widely believed to be the second best-selling book of all time, is as relevant today as in 1471 when first published. It continues to be one of the most popular of the Christian classics. A profound devotional, it invites those who read to return to it again and again. New insight comes with every reading.
The writing style of this Beatitudes version is clear, conversational, compelling. If you find it hard to understand the archaic language of vintage Imitation, this edition is for you. It moves out of the monastery into a busy, cluttered world with answers to questions of the heart people everywhere are asking.
Perhaps the most significant difference is the textual arrangement. The traditional sequence has little logical connection between chapters and often not between sentences. Here the words of Thomas Kempis merge with the New Testament Beatitudes to show the reader in a systematic way who Jesus Christ is and how to live in a way that pleases him.

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g: -1 Posted By: atiggger
Views: 183 Replies: 0 Bed Sheet Set Fitted Mattress Linens King Queen Full Dobby Stripe Choose Color $ 11.99 @ eBay Via dealgenius

You save:$14.00 (54%off)

http://www.ebay.com/itm/Bed-Sheet-Set-Fitted-Mattress-Linens-Kin...

FREE SHIPPING


Bed Sheet Set Fitted Mattress Linens King Queen Full Dobby Stripe Choose Color
retail value: $40.00features

1 Flat, 1 Fitted, 2 Pillowcases
100% Microfiber, Wrinkle Free
Deep Pocket
Embossed Stripe
Machine Washable

dimensions

Standard King, Queen or Full Size
Choose Size From Dropdown Menu

conditions

New, In Original Retail Packaging

listing includes:

1 Flat, 1 Fitted, 2 Pillowcases, New in Retail Packaging

description
They say we spend 1/3 of our life in bed. For those who have lived in a studio apartment for any length of time, estimates are higher. Our beds are not just a place we let the conscious mind rest. The bed is a place of peace, contemplation, relaxation and leisure. It is the last thing we experience every night and the first thing we experience every morning. Why not make it as comfortable as possible?The soft, luxurious Spirit Linen sheets will make bed time your best time. The set includes 1 flat, 1 fitted and 2 pillowcases. And, oooh, these sheets feel so nice against your skin! Get ready to work that snooze button! Choose color and size from the drop down menus while supplies last!
SKU: j029kingNavy WEIGHT: 3.17 lbs.
Domestic Shipping - Continental 48 States:
FIRST ITEM EACH ADDITIONAL Economy Shipping (4-10 business days) $0.00 $0.00 Priority Shipping (2-4 business days) $7.99 $4.99
*Please note that for shipments to ILLINOIS addresses, we are required by State law to collect 9.25% Sales Tax.
*Please note that we DO NOT SHIP to Hawaii, Alaska, Puerto Rico, US Virgin Islands, American Samoa, Guam, Mariana Island, Marshall Islands, Micronesia and Palau.


international buyers PLEASE NOTE: Import duties, taxes and charges are not included in the item price or shipping charges. These charges are the buyer's responsibility. Please check with your country's customs office to determine what these additional costs will be prior to bidding/buying. special instructions Any special shipping instructions or requests must be made prior to purchasing the item. We ship out very quickly and it may be difficult to catch any changes in time if you have already checked out. checkout instructions BUY-IT-NOW LISTINGS: Immediate payment is required via PayPal.AUCTION LISTINGS: You have 10 days from the end of the first purchase to add additional items and make payment for your order. Make sure all of your auctions have ended prior to checking out. All of your purchases will be consolidated into one checkout!



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More Money = More Problems/Stress? How To Stop It.
Added on : Thursday May 22nd 2014 05:00:12 AM
g: -5 Posted By: robronson
Views: 67 Replies: 7 I started making triple my old salary recently by going into consulting and it's nothing but stress and headaches. Before, when I was making roughly $70k a year, I was really happy maxing out my 401k (to the actual max, not the employer match max), maxing out my Roth IRA, maxing out my iBonds, and I didn't really have much left over after living expenses so I basically spent the rest, with the knowledge I had been doing well in my savings (hitting all the maxes), and was comfortable.

Now I have first-world 1%-er problems because being self-employed I can contribute my employer contribution to the 401k as well. I had to shift around my existing Traditional IRA money into my Solo 401k to be eligible for a back-door Roth contribution (which was a huge hassle because none of the account transfer forms worked as expected so I wasted hours and hours getting this done). I have to max out an HSA. I have two sets of I-Bonds I can max out (individually, and corporation's EIN). I have to pay quarterly estimated tax. I have to avoid overpaying the estimated tax, so I don't give the IRS a tax-free loan, but I have to keep the money liquid and free to pay the tax, so I have to maintain a Rewards Checking account and meet the requirements to get the higher rate on this money. I'm juggling multiple credit cards for their rewards, moreso than before, because of all the businesses expenses I have, reimbursable by the client.

I say "need" and "have to" somewhat facetiously because I don't really HAVE to do those things. But it would cause me great stress to let $5k per year in credit card rewards go unearned because I didn't juggle credit cards on my $10k/month business travel expenses. And it would feel bad to not earn 2% yield in a rewards checking account on $20k sitting there waiting to pay SE Taxes.

I made a spreadsheet to track my estimated earnings throughout the year, for tax planning purposes, and I'll be "in debt" to myself until November. In other words, it's not until November that my incoming consulting money will be enough to max out the 401k, IRA, HSA, IBonds, and pay the taxes owed on the income. If I can't keep getting gigs continuously through November, I'm screwed. My contingency plan is to use money earned in 2015 to pay 2014 employer-contribution 401k, IRA, and HSA because those aren't due until April 2015 (and technically I think my employer-contribution 401k can be paid by October 2015 if I file an extension). Of course, this contingency plan is only kicking the can down the road and I'll have problems meeting my 2015 contribution maxes if I use 2015 income to pay old 2014 "debts" to myself.

I thought making a lot of money was supposed to be fun and stress-free? I just feel like Damocles' Sword is dangling over my head. I don't mean this to be a thread about my personal situation. Let's discuss how more money has led to greater stress in your life and what you've done to reduce the stress.
Discussion Deals
g: -2 Posted By: remick
Views: 130 Replies: 0 http://www.amazon.com/dp/B00ETN9AJQ

4.9 out of 5 stars (37 customer reviews)

The underlying theme of God Revealed is that all of us encounter God in unanticipated ways. Sometimes we simply dont recognize where His influence and guidance are constantly manifesting themselves. God Revealed invites readers not only to watch vigilantly for messages from God in their daily lives, but also to reconsider experiences from their past, realizing that those overlooked encounters often carry messages that can, with recognition, strengthen their faith and enrich their future.



Also Free

Who is Jesus? The Bible's Answer (Search for Truth Series)
http://www.amazon.com/gp/product/B0094KJIBO






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g: 0 Posted By: ctgolfer
Views: 164 Replies: 0 Fujinon 30x optical zoom and super macro
Fujinon zoom lenses with fast apertures of f/3.1 to f/5.9 With 15 elements in 11 groups, the lens combines aspherical and ED elements to good effect for reduced aberration and superior image quality. With super-macro mode capturing subjects as close as 2 cm from the lens, the FinePix F6800 seamlessly covers an enormous focal range with no need to ever change lenses.
6 scene SR AUTO (scene recognition auto)
Framed scenes are automatically detected and selected into appropriate camera settings: portrait, landscape, night, macro, night portrait, and backlit portrait.
Full HD movie (1080i/60 fps)
Movie scene recognition ensures that settings are optimized according to your subject. Full HD movie shares your memories with family on the big screen, using the mini HDMI connector.
H.264 high profile
The camera support H.264 format incorporating both high quality image and small data size.
One touch movie recording button
A one-touch movie recording button enables you to capture all the action in Full HD.
High speed movie
Sometimes things happen too fast for you to see them properly with your own eyes. The FinePix S6800 can freeze the action at up to an amazing 480 fps! So you can see every single minute detail and watch things happening step by step in slow motion.
Side-lever zoom control
You adjust zoom with your left hand while the index finger of your right hand rests on the shutter button, ready to take the shot and choose from three zoom speeds or use "auto back zoom" for long zoom photography.
Versatile shooting modes P/S/A/M/mode dials
In addition to a wide range of shooting modes, the FinePix S6800 offers a selection of versatile scene positions that ensure optimum results no matter what the scene.
3D shooting with "individual shutter 3D"
Two exposures of the same scene are saved in Multi-Picture Format (MPO) to create convincing images that appear to have been shot in real 3D. An overlapping guide on the LCD screen provides assistance for positioning the exposures, making it easy for anyone to create impressive 3D effects.
Motion panorama 360
Just sweep the camera right-left or up-down to shoot giant panoramas up to 360. When you view the panorama playing back on your camera or personal computer, you can enjoy a seamless panorama image with both ends stitched together to create a "cylinder" view.
Dynamic Range (HDR)
This mode uses Multi Frame technology to capture three consecutive photos shot at high speed - under-exposed, normal exposure, and over-exposed. The three images are then layered to an optimum balance of detail in shadow and highlights, eliminating "blackout" or "washout" and producing pleasing, natural gradations.
Instant zoom
A function to follow moving subjects in standard wide view for easy framing at high zoom settings. With a single press of a button, the subject tracked within the selected frame on the LCD, will be captured and saved at a high zoom ratio.
Face tracking auto focus
Face detection couples with tracking auto focus for more ways of capturing great people pictures, even when those people won't stop moving. Face detection optimizes focus and exposure to ensure bright, clear faces, while tracking auto focus maintains sharp focus on moving subjects. The result is attractively exposed, well-focused photos.
Face detection
Face detection optimizes people pictures by detecting faces and adjusting focus and exposure to ensure bright, clear results.

www.sears.com/shc/s/p_10153_12605_SPM9496703413
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g: 0 Posted By: remick
Views: 75 Replies: 0 https://itunes.apple.com/us/app/id599237591?mt=8

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g: 0 Posted By: remick
Views: 25 Replies: 0 http://www.amazon.com/Learn-BlackBerry-App-Development-Cascades-...

Learn how to leverage the BlackBerry 10 Cascades framework to create rich native applications. Learn BlackBerry 10 App Development gives you a solid foundation for creating BlackBerry 10 apps efficiently. Along the way, you will learn how to use QML and JavaScript for designing your apps UI, and C++/Qt for the application logic. No prior knowledge of C++ is assumed and the book covers the fundamental aspects of the language for writing BlackBerry 10 apps. Also a particular emphasis is put on how to create a visually enticing user experience with the Cascades framework, which is based on Qt and QML.

Starting with the native SDK configuration and an overview of the Momentics IDE, the book is fast-paced and you will rapidly learn many of the best practices and techniques required for developing beautiful BlackBerry 10 apps.

Learn BlackBerry 10 App Development is written for developers wishing to learn how to write apps for the new BlackBerry 10 OS and those interested in porting existing iOS and Android apps to BlackBerry 10 as native applications.

What youll learn
How to design and create native BB10 applications using the declarative expressiveness of QML
How to master the Cascades framework and the core BB10 UI components
How to use C++ and Qt efficiently with Cascades
How to utilize the BlackBerry Momentics IDE to launch and debug your applications
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How to use HTTP networking in order to leverage remote services
How to integrate your application with BlackBerry 10 core apps such as the Contacts and Calendar apps
How to send email and short text messages from your app
How to use your devices camera and sensors such as the accelerometer and gyroscope
Who this book is for
BlackBerry developers wishing to write native BB10 applications, game developers. iOS and Android developers wishing to port their apps to BB 10.
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g: 0 Posted By: ctgolfer
Views: 114 Replies: 0 use promo code: NTIPHONE

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g: 0 Posted By: tedhawkins
Views: 18 Replies: 0 50% OFF Sierra Mountain Gear 9 in 1 Plier Tool $8.97 @ Campmor FS on $50+

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The Sierra Mountain Gear 9 In 1 Plier Tool is a handy, dandy all in one gizmo that you will be surprised that you did without for so long. It features 9 useful tools with an anodized finished handle that is a comfort to grip. Made from a high grade Stainless Steel the Plier Tool will easily do all those things you need. Tools included are Wire Cutter, Line Cutter, Can Opener, File, Flathead Screwdriver, Serrated Blade knife, Standard Blade knife, Awl and of course, pliers. There is a lock (latch) to keep the pliers closed when not in use.
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Short term health insurance options
Added on : Monday May 19th 2014 04:00:06 AM
g: 0 Posted By: MiaFLSurf
Views: 61 Replies: 3 Long story short - I am a resident that is graduating in late June. My wife and I have had the health insurance provided through my hospital, which is by all means terrific.

Called last week, the coverage ends June 30th.

I start my new job (new state) on September 1.

My wife and I are 30 and 29, both completely healthy.

What should we do? Ride it out for 2 months? Find a company that insures for 2 months only? If so, any suggestions from those that have gone through this?
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g: 0 Posted By: tedhawkins
Views: 107 Replies: 0 G&L Tribute M2000 4-String Electric Bass Gloss Black Maple Fretboard $399.99 FS MF
http://www.musiciansfriend.com/stupid?icid=205528DescriptionThree decades ago, the G&L L-2000 bass served notice that company founder Leo Fender was ready to disrupt the status quo. The bold, brash L-2000 has always been an exhilarating experience for players with the skill to pull it off. Now the new M-2000 and M-2500 harness that power with a sonic palate that will surprise and delight new and die-hard G&L fans alike.

Leos MFD humbuckers have always been the heart of the iconic L-Series. In the all-new M-Series, these powerhouses are voiced to fully exploit a studio-quality 18V preamp system specially designed by G&Ls R&D wizard Paul Gagon. With an LF442 chip, 100V poly caps, 1% metal film resistors and big, fat signal traces on the mil-spec circuit board, this preamp reveals everything the player and the instrument have to offer.

And theres even more:
Primary volume and pan controls to explore the full range of sounds available between the two pickups
3-band EQ with peripherally placed, center-detent, reduced-diameter knobs
An impeccable, familiar feel of the instrument in the hands and on the shoulder
The return of the classic C-shape 1-5/8 neck, discontinued by G&L in the 1980s

For slapping, rolling back some highs and dialing up some lows, coupled with a mid-range boost, magnifies the intensity that Leos humbuckers are famous for. Need more definition for fingerstyle? Just bring up the treble and roll off the bass for a nuanced and detailed sound. Headroom? The new M-Series preamp harnesses the power of those meaty MFD humbuckers without a hint of clipping. The best tools are simple, intuitive and easy to use, and thats exactly what youll find in the new M-Series package.Features

34" scale
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Hard-rock maple neck with maple or rosewood fingerboard
Medium C shape neck profile
22 medium-jumbo frets, nickel
Traditional open-back tuning keys
Leo Fender-designed G&L Saddle-Lock bridge
G&L M-spec 18V preamp, volume, pan, 3-band boost/cut EQ with center detents
Case sold separately

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Free Kindle Book- Job Interviewers: Get Inside Their Heads
Added on : Monday May 19th 2014 01:00:04 AM
g: 0 Posted By: remick
Views: 57 Replies: 0 http://www.amazon.com/dp/B00C43V5LY

Get Inside the Heads of Job Interviewers

Do you want to know the 40 real questions that job interviewers have in their minds?

I know what you are thinking. How can anyone read another persons mind?

Well, the secret hides in the reality that there are only four kinds of interviewers.

A bigger secret is that savvy people have known about the four classic personality styles for 2000 years, and they have used that knowledge to persuade whole nations to follow them.

I use the word secret because most of the rest of us have either not known about the four styles, or maybe we have not discovered how to use them properly.

Only 4 Types of Interviewers

Imagine that you will make it easy for job interviewers to like you. Do you know that, if you can speak respectfully to just four personality types, you hold in your hand the key to have a powerful persuasive edge over most people?

So are you curious about the four types? They are the Careful, Expert, Impulsive, and Idealist. Before you start buying the book, check it out by using the Look Inside feature.

Your Magic Touch

Maybe you think the last thing in the world you need is another book about job interviews. THINK AGAIN! None of those books venture inside the heads of interviewers like this. Here, you are learning proven techniques to get your message across attractively. To your interviewers, they will feel you speak magically. To you, you know that you are simply respecting the interviewers values and strengths.

The Power of Your Personality

Youve already been to interviews, right? Do you worry you are not hired because you are not the right fit? Are you wondering if interviewers might not like you because of your personality?

WAKE UP! Most of the time, hiring decisions really are based on the best fit. And, yes, your personality matters. Your personality can work for you and against you and you dont even realize it!

Job Interviewers: Get Inside Their Heads clearly exposes the plusses and minuses of your own personality, as well as the personalities of your interviewers.

You will learn to confidently interface your personal system of values and strengths with those of your interviewers.

You will reach out them clearly. And they will feel that you somehow think exactly like they do. You now have the option to walk into room full of interviewers with confidence and your own personal power.

The Magic Is Really a Scientific System

Getting to know the four personality types of interviewers saves you time and worry. Why? Because you are prepared. Picture feeling 500% better prepared. You are not wasting time trying to figure out interviewers. Why? Because you have a scientific system to speak to all four types.

You can rely on the expert techniques because the author brings you the results of hundreds of workshops where serious participants came to the workshops to learn about the practical application of personality technology to understand themselves and communicate better with everyone.

Your Decision to Buy the Book Is a No-Brainer

You will want to read this book again and again not only for job interviews, but for most any situation in which you want to persuade just about anybody to do something.

Congratulate yourself for reading to the end of this description. And thank yourself by scrolling up and clicking on BUY!

P.S. How about a guarantee? Can I guarantee you a job? That would be super, but I do guarantee you will be far better prepared for job interviews if you take the books lessons seriously and implement them. If you are not 100% satisfied, ask for your money back. My contact info is in the book.

BONUS. Do you know that users of this book can take the Four Windows Personality Survey (4WPS) for free? The 4WPS is the very same one used by Jack Dermodys clients in workshops for both public and private organizations. Using the 4WPS will truly enhance your reading experience. Okay now, scroll up there and buy a copy.
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Pre-Paying Taxes As A Form Of Asset Creditor Protection
Added on : Sunday May 18th 2014 06:00:06 PM
g: 0 Posted By: robronson
Views: 125 Replies: 1 This is my first year being self employed as my full-time gig where I'm making a lot of money (by FWF standards I'm probably poor but by POTUS standards I'm wealthy). I'm very careful with my assets from a creditor protection standpoint for a variety of reasons, primarily because they overlap with my tax planning needs (401ks are both creditor protected and tax efficient).

This is my first year that I'm basically forced to keep large sums of money (10s of Thousands of Dollars) in reserve to pay my quarterly taxes. I know it's overblown but I feel queezy with $20k sitting in a checking account, easily seizable or freezable by anyone with a BS lawsuit consider I have never left more than $1k in there. (My "emergency savings" is not in my checking account and is not seizable).

Here's my tentative strategy for dealing with it. Segregate one of my checking accounts to ONLY be used to pay taxes from. I use it for no other reason. Like most FWFers, I have several from various opening promos or for reasons such as a CU that offers good CCs. I designate one checking account to be used for tax purposes only and I keep my $20k+ in there to pay taxes from.

In the event that I'm involved in a situation that could result in a lawsuit, I immediately pay the taxes from that checking account. The taxes may not be due. And the taxes may even be too much compared to how much I've earned so far in the year (but won't be too much for what my total liability at the end of the year will be). Once I use the money to pay the federal government, I highly doubt a judge would rule this as an fraudulent conveyance and reverse the money back from the federal government. In fact, I think the chances of that are zero. Even if a crazy judge ordered it, the IRS would still have to comply and send back my tax payment to my new creditor. Yeah, right.

The downsides here are if I am segregating an account just for taxes, then it can't be a high yield rewards account because those accounts need debit transactions would means I'm comingling this account for other purposes. And if I'm not getting any yield of return, I might as well pay the taxes as soon as the money comes in, if I'm worried about leaving it in my checking account. Then again, Alliant has a decent yield with no rewards account requirements.

I could probably get Alliant to open a second checking account for me just for this reason and the account can be used solely for tax payments so if it comes down to a judge accusing me of fraudulent conveyance, I can point to the history of the account and prove that I intended it to be used for taxes.

I'm sure I'm overthinking this and $20k sitting in a checking account unprotected isn't a big deal. Does this plan seem farfetched?
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g: 0 Posted By: bittul
Views: 570 Replies: 2 Not that big of a selection of sizes, but if you find one (actually two) for yourself, this is an awesome deal!

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While you're there, might want to pick up a pair of VIP pants or a sportshirt for $10 each.
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g: 0 Posted By: bittul
Views: 0 Replies: 0 Not that big of a selection of sizes, but if you find one (actually two) for yourself, this is an awesome deal!

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While you're there, might want to pick up a pair of VIP pants or a sportshirt for $10 each.
(or just make a separate order for those and get 11 shirts/pants for $100.)

* Shipping is free after $50.
foreign money transfers
Added on : Saturday May 17th 2014 11:00:07 PM
g: 0 Posted By: geraci
Views: 54 Replies: 0 Hello, I am looking at transferring money to and from Europe and would like to here other people's experiences. Note my interest it to minimize transaction costs, I dont care if it takes a week for the money to show up in the destination account (this almost excludes wires, which are very quick, but also ridded with fees at both ends and with intermediaries).From what I've seen:

1 - US banks always get you with very high transfer fees and bad exchange rates (many % over spot rates). Forget them.

2. - Banks in Europe can have accounts in USD, so one in principle can transfer USD directly. Exchange rates at European banksare much better than those of US banks, but I don't know how much better. The issue is finding then a low cost USD to USD transfer service.

3 -Services such as Paypal (charges 3% foreign exchange fee, $25 transfer fee - charges the same for USD to USD transfers) or Western Union (worse exchange fees 4.5% than Paypal, plus $25 transfer fee).

4 - Try one of the many online exchangeservices. For example, I looked into XE Trade. They claim small spreads, but do not give you any idea of what their spreads are until you sign up - Long process, two forms of ID, and possibly a credit check. They also do USD to USD transfers for ~$75 transaction fee (comparing with Paypals 3%, this is cheaper when transferring more than $1.7k, not including the cost to exchange the funds in Europe). Have also seen many other services, many based in the UK, such as xoom, transfermate, fftglobal, hifx....

Questions:
- does anyone have experience with XEtrade, Xoom, Transfermate or other such services?
- whatis your favorite provider of inexpensive foreign money transfersHave searched the site and only found a few very old posts.
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Fidelity Account Frozen / Restricted
Added on : Saturday May 17th 2014 06:00:05 PM
g: 0 Posted By: Keysersoze617
Views: 143 Replies: 6 I've had a brokerage account with Fidelity for 8 years under a corporation that I own and just recently (within the last 2 weeks) opened up a personal account and transferred all the equities and cash to that account. Today I tried to activate my debit card tied to my Fidelity brokerage / cash account and the operator stated that Fidelity canceled the card. I thought that was strange so I contacted Fidelity to investigate the matter. After speaking with a customer rep, she informed me that Fidelity did indeed cancel the debit card, and not only that, basically froze my account. As of now, I am unable to buy or sell stocks / securities or write checks from the account. She did say that Fidelity will liquidate my securities, my kid's 529 College Plan and cut me a cashiers check and send me on my way.

She also informed me that a letter was sent out Friday notifying me that they are discontinuing service to my account. The letter states that they were recently notified by a industry reporting service of a public record involving me and my activities, and in light of this report they find it necessary to discontinue service to my account.

I have no idea what this could possibly be. The only thing that I can think of was that I recently sold a business and with those funds paid off 2 mortgages, some of which I wired out of my fidelity account. I also bought some precious metals and withdrew some cash ( under 10k) for a vacation i'm going on. I have moved a decent amount of cash around in the last 2 weeks. Would that set off some type of red flag?

​ I went and downloaded my credit report to see if something was on there and found a 10k tax lien, so I'm not sure if that set something off. Regardless of that I have a 800 credit score.

Has anyone experienced this with Fidelity or any other brokerage firm?
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g: 0 Posted By: robronson
Views: 125 Replies: 0 I travel for a living and build up a lot of free frequent flier and other reward points. However, since I travel so much for work, I have zero desire to travel for fun, at least anytime soon. I thought about saving the points for use in a few years when I eventually stop traveling consulting work, but as experience of recent years dictates, I can guarantee a huge devaluation of the points over that time frame. Also, there's no reason I couldn't cash in my points now, and then about 6 months before I decide to "retire" from this line of traveling consulting work, start saving again since 6 months worth of points for a weekly traveler is enough reward points for 3 to 5 years of vacations.

That said, how can we cash out our points for non-travel rewards in the most efficient, least-riskiest way? Selling the points is out of the question due to the high risk. The risk of getting caught and being blacklisted from ever getting any additional points is not worth it. The best I've come up with is the following:

1) Cash them out for gift cards for places like Amazon and use them for personal purchases. Southwest offers redemption for Amazon GCs at 1 point per 1 cent. 50,000 points per $500. I can easily earn 50,000 points every 3 months of travel which is $2,000 per year in Amazon gift cards. That's enough for a new laptop and a new large flat panel television per year. Pretty sweet considering it's tax-free benefit of working.

2) Cash them in for gift cards/travel on the airline/hotel itself, and then remit those expenses to the client. Unethical? Maybe. Illegal? Not sure. I can see it borderline. The way this would work is cashing in 100k+ Marriott Points for Marriott Gift Cards and then paying for your hotel stay with the Gift Card, and then submitting your receipt to the client for reimbursement. With airliners, you may be able to book flight with your points on a refundable trip, cancel the flight, get a voucher for money, apply that voucher for a future light to your client, and submit an invoice for that flight.

Option 2 seems like it would be a higher payout since you usually get higher rewards if used directly with the place you earned them and you get Cash Back from the client. The downside is option 2 seems like it could be considered unethical or illegal. I'm not a lawyer. I do know the following is legal:

I book a flight for a client, pay on my personal credit card. Client cancels the trip to meet their needs. I paid for the trip out of pocket but don't get reimbursed because I didn't actually make a trip for the client. Assuming it's refundable airfare, I can use the voucher towards a future client trip, and get reimbursed for this at that future time. Perfectly legal, perfectly ethical, no problems. However, if I received the voucher by virtue of trading in my FF points, then I can see the argument that it's wrong to use the voucher for a future trip and get reimbursed. I say this because I know it's considered unethical to book a flight with FF points and try to expense that to the client. In my new method, while I am using points to pay for the trip, I'm first using the points to book a flight, cancel it, get a voucher, and apply the voucher to the new flight.

It's also legal for me to go to Lowes with my Chase Freedom card during Q2 with 5% Lowes CashBack, buy Marriott/Southwest Gift Cards, pay for my flight with those GCs, and expense them at full cost. No problems with that ethically or legally, especially since I can prove I paid for the GCs with cash out of pocket. Thus, maybe if I use my Marriott points to buy Marriott Gift Cards, I can do the same even though it's unethical to book a room with points and expense it.

I'd justify it this way: if you get frequent flier points they are not considered taxable income but they are considered property because your ex-wife could sue you for them as an asset (as per one of the opening scenes in the movie Wedding Crashers).

Justification stated, I feel more comfortable cashing out for Amazon Gift Cards because it feels less risky and more ethical. Not sure what to do with Marriott, Hilton, IPG points since they don't appear to be able to cash out for any GCs worth using.
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Nature Made Wellness Rewards Codes
Added on : Friday May 16th 2014 01:00:09 PM
g: 1 Posted By: yoregano
Views: 74 Replies: 0 I started a thread on this last year, but it has been archived. Original link:Link

New code that I found in the 5/4 Sunday inserts worth 25 points: Expert25

For those that don't know, unique rewards codes are found on product bottles and can be redeemed for either high-value coupons or checks that can be redeemed at Costco.
There are also occasional promo codes like the one above. Promo codes can be used by all and have an unknown expiration date.
300 points are worth $3 and 500 points are worth $7

Rewards Link
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g: 0 Posted By: BigBoyMichigan
Views: 180 Replies: 0 2014 - AMERICAN RED CROSS - CEDAR POINT FREE ADMISSION TICKET OFFER
==============================================================
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g: 0 Posted By: remick
Views: 42 Replies: 0 http://www.amazon.com/dp/B005BOXOS0/

4.7 out of 5 stars (45 customer reviews)

A cosmic view of God's plan-from start to finish!

The Bible says that when God laid the foundations of the earth, the angels were watching. In time, one of those angels would be the main player in a rebellion to wrest God of His magnificent creation.

Thus began a battle of epic proportions that leaves today's believer with many questions.

-Why did God allow evil in the first place?
-If evil was defeated at the cross, why does it continue to exist?
-Does spiritual warfare really make a difference?
-How are we to await the end of the age?

In a fascinating, compelling exploration of Scripture, Bible teacher Derek Prince addresses these and many other questions. Focusing on events before the creation of Adam, he also describes Jesus' stunning victory over Satan.

But it is not over yet. Now is the time for God's people to make war on the enemy! Take up your spiritual weapons and follow the King of glory. Peace and assurance await you.
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g: 1 Posted By: remick
Views: 439 Replies: 0 http://www.amazon.com/gp/product/B00EZ8IRB2

How to Think Like a Doctor describes how a physician thinks. Whether you are a Medical Assistant student, a nursing student, a pre-med student, a new medical student, or even going into health care administration, you will benefit from discovering the process of how an M.D. or D.O. views any particular patient encounter and arrives at a diagnosis. The Diagnosis is key and ties together all of the other elements of the encounter so that a Plan can be formed to make the patient better. Improvement in health is why doctors do what they do and now you can gain an insight into that thought process.

Even if you are not a health care student or provider, How to Think Like a Doctor will make you a more knowledgeable patient. My best patients are those who become experts about their own bodies and their own medical and health issues. In addition to diseases, doctors address pain issues, mental health issues, dietary concerns, and even societal ills. Some physicians strive to make healthy people even better. So if you fall into any of these categories, you will benefit from this book.



Smart Drug Dictionary: Index of Nootropic Substances
http://www.amazon.com/gp/product/B00CLJ0YK4

Interest in using nootropics to reach your cognitive peak is higher than ever. But until now, it was near impossible to find information on all but the most common smart drugs. This dictionary contains detailed information about over 120 nootropic substances, including dosage and safety information.

Benefits of included smart drugs cover:
Improved mental ability - increase job performance and GPA.
Improved memory - learn faster, remember more, learn a new language easier.
Improved focus - study and learn easier.
Heightened motivation/energy - be happier, improve quality of work, and be less tired.
Reduced anxiety - improve social ability, reduce anxiety in new situations.
Benefit neurogenesis - reduce mental decline from aging.


For the starting nootropic user to even the most experienced, a reliable reference text is invaluable.

As the world of cognitive enhancers is undergoing constant research, this dictionary continues to be updated regularly to provide information on the newest substances.

This second edition of the Smart Drug Dictionary offers improved formatting for easier reading and finding specific substances. It also introduces a number of new substances, and updates many entries and references based on new research, making the second edition an even more expansive and detailed resource.


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g: 0 Posted By: remick
Views: 236 Replies: 0 http://www.amazon.com/gp/product/B00EZ8IRB2

How to Think Like a Doctor describes how a physician thinks. Whether you are a Medical Assistant student, a nursing student, a pre-med student, a new medical student, or even going into health care administration, you will benefit from discovering the process of how an M.D. or D.O. views any particular patient encounter and arrives at a diagnosis. The Diagnosis is key and ties together all of the other elements of the encounter so that a Plan can be formed to make the patient better. Improvement in health is why doctors do what they do and now you can gain an insight into that thought process.

Even if you are not a health care student or provider, How to Think Like a Doctor will make you a more knowledgeable patient. My best patients are those who become experts about their own bodies and their own medical and health issues. In addition to diseases, doctors address pain issues, mental health issues, dietary concerns, and even societal ills. Some physicians strive to make healthy people even better. So if you fall into any of these categories, you will benefit from this book.



Smart Drug Dictionary: Index of Nootropic Substances
http://www.amazon.com/gp/product/B00CLJ0YK4

Interest in using nootropics to reach your cognitive peak is higher than ever. But until now, it was near impossible to find information on all but the most common smart drugs. This dictionary contains detailed information about over 120 nootropic substances, including dosage and safety information.

Benefits of included smart drugs cover:
Improved mental ability - increase job performance and GPA.
Improved memory - learn faster, remember more, learn a new language easier.
Improved focus - study and learn easier.
Heightened motivation/energy - be happier, improve quality of work, and be less tired.
Reduced anxiety - improve social ability, reduce anxiety in new situations.
Benefit neurogenesis - reduce mental decline from aging.


For the starting nootropic user to even the most experienced, a reliable reference text is invaluable.

As the world of cognitive enhancers is undergoing constant research, this dictionary continues to be updated regularly to provide information on the newest substances.

This second edition of the Smart Drug Dictionary offers improved formatting for easier reading and finding specific substances. It also introduces a number of new substances, and updates many entries and references based on new research, making the second edition an even more expansive and detailed resource.


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g: 1 Posted By: remick
Views: 189 Replies: 0 Think Analog - Work Digital: Tracking & Recording: More than 50 techniques step-by-step secrets for Recording Drums, Bass, Guitars, Vocals, and more
http://www.amazon.com/gp/product/B00KAKBBYE

Recording Secrets Revealed
Learn to get Killer Sounds and Recordings like a Pro!

In the DIY market there is a wealth of knowledge out there on mixing that claim they are giving away their secrets, which they are, but it's polishing an already great sounding recording. Not a lot of information on how to get that initial sound. There are many Recording & Music Schools out there that are teaching a very minimal and safe way of doing music production and techniques, but charging a bundle.

Not all schools are robbing people blind, but there are those who have a wealth of gear, but not a wealth of knowledge. A microphone plugged straight into Pro Tools and recorded as loud as possible, while letting the mixer figure out the rest is not the way professional records are made.

Why does this happen?
Whether it is intentional or not remains to be seen. It's a way of giving you the recipe without showing you how to find and prepare the ingredients.

What is the result?
Most independent records that come out end up sounding thin and weak. The mixes sound over processed to compensate for a lackluster recording. Worst of all the artist is not being well represented of there art.

Where do we go from here?
Most worthwhile studios are closed or are closing up. There are fewer chances to have internships or apprentice under a true engineer/producer. There are some producers that still cover their settings with black curtains so you don't see what they are doing with their signal chain.

This eBook series shows what's behind the curtain and helps you get the most out of your recordings.

This Book Covers:
How to plan your recording sessions like a professional engineer and producer
Keys to "how" and "why" you need to do Preproduction
Lots of images and references so there is no guesswork
Learn the two biggest mistakes in recording audio and the simple changes to sounding bigger and open
Working with Hybrid effects and/or 100% in the box
Straight-ahead approach for novice and experts alike
Studio secrets used by top audio engineers
Drums, Bass, Guitars, Acoustic Guitars, Piano, Vocals, Gang Vocals, Strings, & more...
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Free Kindle Book- How To Think Like a Doctor (was $12.98)
Added on : Thursday May 15th 2014 01:00:03 AM
g: 0 Posted By: remick
Views: 99 Replies: 0 http://www.amazon.com/gp/product/B00EZ8IRB2

How to Think Like a Doctor describes how a physician thinks. Whether you are a Medical Assistant student, a nursing student, a pre-med student, a new medical student, or even going into health care administration, you will benefit from discovering the process of how an M.D. or D.O. views any particular patient encounter and arrives at a diagnosis. The Diagnosis is key and ties together all of the other elements of the encounter so that a Plan can be formed to make the patient better. Improvement in health is why doctors do what they do and now you can gain an insight into that thought process.

Even if you are not a health care student or provider, How to Think Like a Doctor will make you a more knowledgeable patient. My best patients are those who become experts about their own bodies and their own medical and health issues. In addition to diseases, doctors address pain issues, mental health issues, dietary concerns, and even societal ills. Some physicians strive to make healthy people even better. So if you fall into any of these categories, you will benefit from this book.
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g: 1 Posted By: toddbx
Views: 727 Replies: 4 Best Buy has a deal going on right now for $50 Gift Card for any Samsung phone purchased online. They currently have the Tracfone Samsung Centura for $79.99. With the gift card it comes out to 29.99 + taxes on $79.99. Mine here in Houston came out to be 88.19-$50 Best Buy gift card= $33.19. Not bad for those of us that are Tracfone users and haven't upgraded to the smartphone versions yet.Linky


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TracFone Coupons
g: 1 Posted By: geezlouise
Views: 254 Replies: 0 Lowe's has the 18v Black & Decker 12" straight cordless trimmer and edger on clearance for $27.19. As with other Lowe's clearance items, YMMV on finding it in stock at your local store. I have found it at several places in the DC area so keep changing your store location until you find one in stock at this price. Amazon is selling this same NST2118 model reconditioned for $55.38 plus shipping. Reviews are all 4/4.5 on both sites.
There is also a more heavy duty B&D trimmer on clearance posted earlier today but for those that only need something for light duty, this is a great deal if you can find it. Also works with Lowe's 10 percent off coupon found in another thread.

Black and Decker 18v trimmer

FW post to B&D 36v trimmer deal

Sorry - Lowe's direct link not working. User error I'm sure.
Trimmer on Amazon


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Lowe's Coupons
g: 0 Posted By: toddbx
Views: 162 Replies: 0 Best Buy has a deal going on right now for $50 Gift Card for any Samsung phone purchased online. They currently have the Tracfone Samsung Centura for $79.99. With the gift card it comes out to 29.99 + taxes on $79.99. Mine here in Houston came out to be 88.19-$50 Best Buy gift card= $33.19. Not bad for those of us that are Tracfone users and haven't upgraded to the smartphone versions yet.Linky


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TracFone Coupons
g: 0 Posted By: tedhawkins
Views: 163 Replies: 0 the north face Snorkle Fleece Hooded Jacket - Men's XL $58.48 - S,M,L $69.95 FS

http://www.backcountry.com/the-north-face-snorkle-fleece-hooded-...

http://www.usoutdoor.com/deal/

Description: the north face Snorkle Hoodie
Wearing the best in waterproofing, breathability and comfort on a stormy day can make all the difference to your mountain adventure. the north face Snorkle Jacket Hoodie will protect you against the wintry conditions with a full zip-up front closure, faux fur detail and a fit that will make you feel snug. North Face knows how to construct a jacket that will not only keep you cozy but has the pockets to keep your goodies safe. It is time to enjoy the greater outdoors in style that allows pure function. Go ahead and treat yourself to a gift that will keep giving during those long winter days.
Features of the the north face Snorkle Hoodie

Fabrics/Materials: Shell: 75D 275 g/m2 (9.70 oz/yd2) Jersey faced fleece with FlashDry - 51% polyester, 42% recycled polyester, 7% elastane
Back Length: 28"
Weight: AVG: 610 g (21.52 oz)
Hem: Adjustable
Fit: Active Fit
Hood: Scuba drop-hood with binding
Pockets: WR utility chest pocket, WR hand zip pockets
Cuffs: Thumb-hole cuffs
VISLON center front zip


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g: 0 Posted By: Xenocrates
Views: 69 Replies: 0 Roku LT Streaming Media Player (Purple) (2700R) - $36.99 FS@ Amazon

1,000+ entertainment channels
Built-in wireless
One-stop search across multiple top channels
Plays up to 720p HD video
Plays up to 1080p HD video

This is the basic Roku, it DOES NOThave:

Remote with headphone jack
Dual-band wireless (Wi-Fi a/b/g/n compatible)
Motion control for games (Angry Birds Space included free)
5x faster processor
Ethernet, USB & microSD slot

If you want/need those things you will want to get the Roku 2 or 3.

This has 4.4 / 5 stars with 473 customer reviews on the product page.

There aren't any reputable merchants on Google Products for this but here it is for reference.
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SBA Loan Default and Settlement Offer
Added on : Tuesday May 13th 2014 07:00:14 PM
g: 0 Posted By: HelpAll
Views: 43 Replies: 0 Purchased a small business with $150K SBA bank loan.
Business was closed in 2 years due to client loss with principle balance of $130K
Bank took default judgement and agreed to forgo remaining interest and attorney fees if principle balance is paid in full.
Submitted OIC for principle balance.
Received below e-mail from bank

"Bank (and the SBA) have agreed to settle the above matter for $130K provided said moneys are paid within 15 days.Your check(s) must be made payable to Attorney Trust Account. Once the check(s) clear, I will discharge the liens on the property and file a Warrant To Satisfy the Judgment."

For credit report: Can bank report loan as principle paid in full?
Would appreciate guidance on what best can be done to protect credit history, any expert tips or suggestions from those who have been through similar circumstances.

New User Question Deals
g: 0 Posted By: remick
Views: 17 Replies: 0 http://www.amazon.com/gp/product/B00BQZ0RF6

4.6 out of 5 stars (16 customer reviews)

Do you like riddles? Do you like brain teasers? Are you a problem solver? Are you creative? Do you think outside the box? If you can answer yes to any of these questions, this book may be perfect for you.

Introducing a collection of the best riddles and brain teasers that has been years in the making. These will challenge the way you think, introduce you to new ways to look at problems, and expand your mind.

People who love riddles are familiar with the rush of the "aha!" moment, the "that's it!" moment, that "of course!" moment, the moment of clarity that you get when the lightbulb goes off and you've figured it all out. Those moments are great exercise for your mind and brain and will help to keep you mentally sharp.

Even if you are new to riddles and brain teasers this book will be a fun and exciting read, it will help you become a better problem solver and become more comfortable with thinking outside the box. The problems in this book range in difficulty from light & easy to hard to very hard and will provide a challenge for even the sharpest mind.

There are discrete reasoning riddles, mathematical reasoning riddles, practical reasoning riddles, and some classical logic riddles as well. There is no word play, the puzzles have definite and satisfying answers, and some of them will blow your mind.

In this book you will be figuring out how to cross bridges, how to escape from prison cells, how to steal rope, how to shoot cyborgs, how to transport bananas through the desert, how to figure out the color of a hat you have on, how to turn on lightbulbs, and how to save a ton of prisoners from being executed!
g: 2 Posted By: Logan71
Views: 82 Replies: 0 Video Card w/ 3 AMD Games: Sapphire Dual-X Radeon R9 280 $199 after Rebate + Free Shipping
Newegg

For those interested

Video Cards on Sale
Sapphire Dual-X Radeon R9 280 3GB 384-Bit GDDR5 Video Card [Newegg.com] (14-202-099) + 3 Free AMD Gold Games Voucher [Newegg.com] (automatically added to cart)
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PowerColor TurboDuo AXR9 Radeon R9 280X 3GB 384-Bit GDDR5 Video Card [Newegg.com] (3GBD5-T2DHE/OC) + 3 Free AMD Gold Games Voucher [Newegg.com] (automatically added to cart)
$289.39 after $20 Rebate [Newegg.com] + Free Shipping Promo Code: EMCPEWG225
Link

You must have the promotional code Email to use the above codes - check you inbox.

All credit goes to Discombobulated on the other site.

I ordered the 280 after sifting through deals for weeks - Hope it works out.
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Mortgage Bridge Loans
Added on : Tuesday May 13th 2014 04:00:11 AM
g: 0 Posted By: raymondanthony
Views: 97 Replies: 2 So there is a local talk radio I listen to and every week they have a guy on name Jordan Goodman. He is always pushing these Mortgage Bridge loans. Basically you loan small companies money thru a broker and get 6% a year back.They are supposed to be super safe. Here is the info I received:

Ray--So glad to help you out here! Since we cant speak during the day, I will give you a bit more background on the mortgage bridge loans. If you would like to discuss it further I would be glad to speak to you from home if you want to call me at 914-347-2463.
The Mortgage Bridge loans that I mentioned are super-safe and yield 6% and you get your money back in 9 to 12 months. Meanwhile they pay out a monthly income which you can take or reinvest. There is no maximum amount you can invest and you can invest as many times as youd like. The minimum investment is $25,000. All of the money you invest earns 6% interest since there are no commissions or fees subtracted from your capital. The sponsor of this investment earns a small spread on top of the 6% which is how they cover their expenses and earn a profit.
There are several reasons why the mortgage bridge loans are so safe:
1.The company putting these deals together does extensive financial underwriting of the commercial real estate borrower to make absolutely sure they are in great financial position to be able to repay the loan interest and principal as agreed. In many cases, they have dealt with the same borrowers for many years and have a long track record with them.
2.You as the lender are placed in first position on the mortgage note so you have priority over any other creditors and are fully secured.
3.The commercial property is appraised conservatively by an independent appraiser.
4.The maximum the borrower is allowed to borrow is 30%- 55% of the propertys value (example 50% loan-to-value ratio (LTV)) so there is plenty of equity to fall back on in the super- unlikely case that the property had to be foreclosed on. If the loan exceeds the 12 month mark, your interest rate will double in the 13th - 15th month to 12%.
5.The company putting the deal together guarantees in writing that it will make all payments of interest and principal to you, the lender, in case the underlying borrower does not make any interest or principal payments when due. There is also a reserve fund already set aside with millions of dollars to make those payments even though it has never been used.
6.The mortgage bridge loan does not trade,and therefore your principal is always safe and you get your principal back in 9-12 months. In contrast, you may earn a 6% yield from a stock, bond or mutual fund, but that security can drop in value far more than 6% quickly, wiping out the net impact of the yield you receive. Your stock, bond or mutual fund may never recover so your principal is not secure.
If you have an IRA or Roth IRA or SEP IRA or any other tax qualified plan you can roll it over to a self directed IRA at Provident Trust which is set up to handle mortgage bridge loans and use the money to invest in the Mortgage Bridge program.
The people I trust to send my listeners to are Ted Leutz and Lynette Robbins, Founders at The Knowles System, LLC, a complete financial strategy company. They are both in their 60s and have been doing this for many years. Ive sent my listeners to Ted and Lynette over the past several years and have had only wonderful feedback for their safe programs and strategies. Their phone number is 888-518-3113 X 2. Commercial Properties are limited to availability so I suggest you call The Knowles Team ASAP for more information and availability.
Knowles Systems, LLC may also ask you to sign a Non Disclosure Agreement (NDA) which assures you that any data you give them will be held in complete confidence and privacy, and it also assures them that if they put in huge amount of time, effort and expertise to come up with a plan that you like, that you will implement it through them.


Does anyone have any input on this?
General Economics Deals
How I made a spash at Aquavera Park
Added on : Monday May 12th 2014 11:00:13 PM
g: 0 Posted By: lydiaaroyal
Views: 8 Replies: 0 And the countdown can officially begin, summer is on its way, and that means uninterrupted hours of sunshine, relaxation, reading all those books you put off all year, ice cream, and the endless smells of BBQs welcoming you home. Summer also means holidays, and I for one cannot wait to fly away on an aeroplane and welcome summer with open arms and a big smile. In the South of Spain, with temperatures reaching a scorching 40 degrees what better way to cool down than to visit a waterpark? NOTHING is the answer. You can feel the warm rays on the sun on your skin whilst simultaneously flinging yourself into cool cool waters via a multitude of slides, laughing and screaming all the way down. Exhilaration my friends is the destination. The anticipation of a day filled with adventure, feelings of vertigo and plummeting at breakneck speeds into pools of cool crystal clear water will appeal to the thrill seeker inside you. And lets face it, there is a thrill seeker inside all of us, dont deny him or her the unadulterated joy of a day ecstasy. Join the queues I can hear you tell yourself, join the queues! Buy your tickets now, buy your tickets now! Not only will water rides cool you down and act as a welcome relief from the hot summer sun but, I can personally GUARENTEE you will have a fun filled day and create some pretty hilarious memories you will never forget, ever! You can sit round the dinner table and recall that one time uncle Pete was too scared to go down the slide or when Billy screamed all the way down and was still screaming after the ride was over. You will be laughing for years to come and uncle Pete will never live it down. An annual visit to Aquavera Park may become a tradition amongst you and your nearest and dearest. The park will leave you wanting more and more, enticing you to return. And believe me, you will. The excitement is palatable at the gates to the park, you know that your day will be filled with a constant thrill and anticipation and this drives you forward through the queues to buy your tickets and storm the gates akin to the Greeks emerging from the horse to storm Troy. Aquavera is your personal Troy and you my dear friend are a Greek prepared to take on the city and win. How you to choose to assault the city and in which particular order is completely up to you.What are you waiting for I ask? The only answer is NOTHING. Grab your friends, your family, loved ones, and head down to Aquavera Water Park for a day that means one thing and one thing only SUMMER HAS ARRIVED. Aquavera awaits, are you ready?
Discussion Deals
BOB Strollers (various models) 36% off at Kohls.com
Added on : Monday May 12th 2014 08:00:02 PM
g: 0 Posted By: Yuyak
Views: 7 Replies: 0 There are two stacking coupons right now:
JUST4YOU and BABYSALE20 gets you 20% off each for a combined 36% off. Not entirely sure what each of those coupons work on (didn't work on some car seats I tried) but they seem to be working on all the BOB strollers that I looked at.

Here are a few examples deals:
BOB Revolution SE for $295 after coupon
BOB Revolution CE for $300 after coupon
BOB Sports Utility for $250 after coupon
BOB Ironman for $269 after coupon
BOB Strides for $307 after coupon
BOB Motion for $224 after coupon
BOB Motion Travel System for $333 after coupon

Also seems to be working on various BOB accessories and "Duallie" models as well!
g: 0 Posted By: DirtCheap
Views: 75 Replies: 0 Seems to be a good price, I have one and I think it's brighter than those with 1x18650.

TangsFire C8 8W XM-L2 U3 1300LM Aluminum Alloy Flashlight BlackAs it is known to all, flashlight is a necessity for households, especially when you come across supply interruption. With the rapid development of science technology, flashlights havegone throughnumerous innovations. Here we will introduce this TangsFire C8 8W 3.6V-4.2V 1300LM XM-L2 U3 Aluminum Alloy Flashlight. Made of high quality aluminum alloy, it is sturdy enough. Its bright beam can be seen miles away in the dark, helping you to see the way clearly. What is more, it is suitable for household, outdoor activities, hiking, night fishing, camping, sailing, etc. It is really a must-have for you! You wont be disappointed at both our product and service. Do not hesitate!Features

Widely used in our daily life, it is really a wonderful tool for household using
It is so portable and lightweight that you can carry it anywhere
Made of high quality aviation aluminum alloy, it is sturdy enough
Provide you with a reasonable price and good after-sale service
It is a good light replacement when supply interruption takes place

Specifications
Lumens 1300 Lumens Power 8W Bulb Quantity 1 Light Color White Lightbulb Lifespan 100000 hours Lighting Distance 100m Runtime Battery decides Switch Type Clicky Switch Location Tail Lens Coated Glass Lens Reflector Aluminum Smooth / SMO Reflector Material Aluminum Color Black Dimensions ( 6.14 x 1.73 x 1.06 ) " / ( 15.6 x 4.4 x 2.7 ) cm / (L x Head Dia.x Body Dia.) Weight 6.74 oz / 191 g Battery 1 x 18650 Battery (not included) Voltage 3.6 - 4.2V Lanyard Yes Modes 5 Mode Arrangement Hi > Mid > Lo > Strobe > SOS
Package Includes

1 x Flashlight

Extra Info=14pxMode Selection:

If you would like to turn on/off the flashlight, you should press the button into 100% end. And there is a click to be heard.
If you would like to change the modes, you just need to gently press the button into about 50% end several times. And there is not a click to be heard.


Price $12.92
Use codef18ebbecd9 to get $.6.93 off
Final price = $12.99 shipped, Paypal payment available.


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g: -1 Posted By: labboypro
Views: 191 Replies: 0 Set of 24 pack LC75 High Yield Compatible Ink Cartridge Combo 12xBk, 4xC, 4xM & 4xY
http://www.amazon.com/dp/B006X7GXFU/

For those of you with Brother printers that use the LC75 cartridge, here's a ton of ink for dirt cheap... and, for those of you who recycle ink carts, you're getting $48 in ink cart recycling for $10.90, plus you get to use the ink in them first.


Ink & Toner Deals

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g: 0 Posted By: Deals4mykids
Views: 58 Replies: 0 http://www.dealgenius.com/tchibo-crumb-catcher-cutting-board-sol...

Slicing bread can get pretty crummy, unless you have a good cutting board. This solid wood bread board was designed in Germany with a unique grate surface to catch those crumbs. The crumbs stay inside to keep your cutting area neat, and the grate removes for easy cleaning.
This board was made exclusively for Tchibo, the German caf and coffee retailer, and was originally only available in Europe.
This crumb catcher cutting board is the best thing since freshly sliced bread.

Solid oiled wood in light tone
Removable grate for holding crumbs
Maintenance tips are included on back of the box
Dimensions: 9.75 x 13.75 x 1

$22 on Amazon. http://www.amazon.com/Tchibo-Brot-Schneidebrett-Breadboard-Remov...



g: 0 Posted By: ctgolfer
Views: 83 Replies: 0 shipping adds $5

GreenWorks Enhanced 24V Lithium-Ion battery offers higher efficiency and enhanced performance to get yard work done
10-inch steel bar and chain for robust cutting and clearing yard of broken limbs
3/8-inch chain pitch delivers the right amount of capabilities to get those limbs trimmed and cut with minimal kickback
Automatic oiler applies oil to bar and chain when needed to ensure durability and optimal use with a translucent oil tank for clear view of oil level
Compatible Only with GreenWorks Enhanced 24V Battery Models 29722, 29732 and Charger Model 24132

Warranty:4 Year Greenworks

http://tools.woot.com/offers/greenworks-enhanced-24v-li-ion-chai...





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woot! Coupons
g: 0 Posted By: rperez4
Views: 24 Replies: 0 My housemate just received the offer on the mail, the bonus is 50,000 points after spending $1,000 which is pretty impressive considering the value of those points. I'am feeling jealous since i just got in last month with the 25,000 point bonus after spending $2,000.
g: 1 Posted By: remick
Views: 227 Replies: 1 http://www.amazon.com/dp/B00AQSF4N4

It's a major milestone for any tax practice: Earning one million dollars in annual revenue.
It doesn't need to remain just a dream, however. With an effective marketing plan, long-term prospect follow-up, and comprehensive systems, even a tiny tax firm can generate the magical $1 million in a single year.
What does it take to generate $1 million in tax resolution fees? At national averages for client fees, you will need to bring between 250 and 350 new clients per year to achieve this.
This book provides a comprehensive marketing plan to generate those 250 to 350 new taxpayer representation clients. You will also learn specifically HOW to implement that marketing plan, with a complete breakdown on the marketing costs, staffing requirements, and other statistical metrics for growing a tax practice of this level in 12 months or less.



Tax Resolution Secrets
http://www.amazon.com/Tax-Resolution-Secrets-Jassen-Bowman-ebook...

5.0 out of 5 stars (4 customer reviews)

Now you can utilize the proven methods utilized by tax professionals to reduce tax liabilities and resolve problems with the IRS. This inside look at professional tax resolution strategies is written in plain language and includes step-by-step instructions for using the strategies.
Tax Resolution Secrets is authored by one of the leading practitioners in the tax resolution industry today, and is a sought after trainer for teaching these strategies to other tax professionals.


Books Deals
g: 1 Posted By: MrVietnam
Views: 1377 Replies: 3 Free Deals

Select Colgate Toothpaste, $3.50
--Max and Sensitive (6 oz.)
--Optic White (4 oz.)
--Total Advanced (4 oz.)
--Total (4.2 oz.)
--2-in-1 Toothpaste
$0.50/1 Colgate Toothpaste, exp. 5/24/14 (SS 05/11/14)
$3/1 Colgate Toothpaste (in-ad coupon)
FREE after stacked coupons!

Buy (2) Blue Diamond Fruit Flavored Almonds $2.00 each
Use (2) $1.50/1 Blue Diamond Fruit Flavored or Coffee Almonds, exp. 7/11/14 (SS 05/11/14)
or use (1) $1/2 Blue Diamond Almonds, exp. 6/6/14 (SS 04/06/14)
Pay: $1, Get Back $1 +Up wyb 2 (limit 2 rewards)
Final Price: 2 bags FREE!



NYC Cosmetics are B1G150% - 5 UP wyb 2 (L2). Aren't a lot of those items .99? Could be a nice MM

btw, there is a $1.5/2 NYC MQ @ c.com w/ exact wording as follow:

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any 2 NYC New York Color Products ($3.00 or more)


$4+UP wyb $10 Eco Tools and Bath @ BOGO50%, L2
1.50/2 EcoTools EcoTools Cosmetic Brushes @ c.com


Health & Beauty Deals
Free Ayn Rand books for teachers grades 8-12
Added on : Saturday May 10th 2014 03:00:08 AM
g: 0 Posted By: remick
Views: 81 Replies: 0 http://www.freebooks.aynrandeducation.com/order/default.aspx

Program Update: Unfortunately We the Living will not be available for ordering during the 2013-2014 school year. We expect to be begin offering this title again in the 2014-2015 school year. We apologize for any inconvenience. However, we are continuing to provide copies of Anthem, The Fountainhead and Atlas Shrugged to teachers at no cost; Anthem for those teaching in grades 8-10, and The Fountainhead and Atlas Shrugged for grades 11-12.

Special Notice: You will receive an email notification with tracking information when your order is shipped, which is typically one month after your order is placed. If you previously placed an order for books that were out of stock, you do not need to place an additional order.
Totally Free Deals
g: 0 Posted By: remick
Views: 47 Replies: 0 http://www.amazon.com/gp/product/B00FL2CPVY

Men are understanding that prostate prevention is the best way of not becoming one of those statistics. Why? Because prevention works once you understand prostate cancer causes and eliminate those factors from your daily diet.
Unfortunately, too much conflicting health information and too many diet recommendations may not serve you well in the end. Stop red meat and dairy? Eat soy instead or not? Margarine better than butter? Low fat diet best? How in the world to make sense of such eminent claims and "scientific" studies?
Ronald M. Bazar, author of the groundbreaking book Healthy Prostate: The Extensive Guide to Prevent and Heal Prostate Problems Including Prostate Cancer, BPH Enlarged Prostate and Prostatitis, wrote this new book to cut through the diet maze and steer you in the right direction. His thesis is that no one diet is perfect for everyone because we are all so unique.
He addresses the causes of prostate disease and prostate cancer in particular so you can easily understand what to avoid and what to do instead. He shows you how to achieve real prostate health without all the exaggerated claims by the supplement pushers.
Your prostate gland is remarkable! Among its many functions, it filters out toxins from your ejaculate. That means the worse you eat, the more toxins that will affect your prostate and the earlier your prostate can show signs of poor health, including prostate cancer. If you change your habits and remove the causes as soon as possible, your prostateand your sex lifewill have a better chance.
The Prostate Cancer Prevention Diet clearly lays out the path for men who want to prevent prostate conditions and/or who want to take watchful waiting up a few notches. He examines all the pros and cons of different diets with insights to help you determine which foods are best for you in order to have a healthy prostate.
But why wait until your prostate function is compromised to learn what foods you shouldnt eat? Prostate prevention is your best protection from prostate cancer.
Ronald M. Bazar, a Harvard MBA, walked away from emergency prostate surgery twice to use natural methods to heal his prostate instead. A decade of research and tens of thousands of dollars of self-experimentation are what have made him an expert in men's natural health in general and prostate health in particular.
Books & Magazines Deals
Out of Network charges
Added on : Friday May 09th 2014 04:00:09 PM
g: 0 Posted By: Dilbertic
Views: 44 Replies: 0 Late Nov 2013 I broke some toes and my doctor refereed me to this foot doctors office, but the foot doctors office told my doctor that the doctor they wanted me to use didn't handle broken toes, and suggested I use another doctor within that office. So they made an Appt with him and I went also knowing he was covered under my Ins plan.

I knew the minute I walked in this office I should have walked right out, it was a fast food shop, long lines and quick turn around, but I waited over an hour, half of which was paperwork and then when I asked how much longer they put me in a room and the Doctors Asst came in and talk to me, he was great, but all really did was take notes and look at my foot and xrays I had from my doctors office and then leave the room, and brief the primary doctor, who came in for about 10 minutes total telling me this is what you need to do and try to up sell me on a knee cart he helped design, and a bone stimulator for my foot and of course a boot.

I said no to the knee cart that wasn't going to happen for broken toes, and I have to think about the bone stimulator and yes to the boot, so he calls in this guy who say " I am a in house service " for the doctor and makes a molding of my foot for a boot and tells me it will be ready in a few weeks. 1 week later I get a call to come get a temp boot made out of plastic and a quick fitting for it. This boot was one of those you could order online and runs about 80 to 100 bucks and told the molded cast boot will be in the next few weeks, so 2 weeks later I get a call to come try on the other boot.

My foot is still swelled up and its a really tight fight, but wait this is not a soft cast boot, it's a custom black leather open toe'd boot with laces and boot straps and it hurts to put it on, and I am told I am going to have to find a shoe person to custom enlarge my shoe so the boot will fit inside of it.. WTH

A week later I check online with my Ins company, I am billed 300.00 for the plastic boot and 1500.00 for the black boot and it says it's only cover at 50% because this in house service provider is out of network which I was never told, so I call them up and they said yup we are not covered my that Ins company and I asked why wasn't I told this and they had no answer. I called my Ins company and they said they would look into it and said nope we will only cover 50%. The worse part is my foot doctor has some sales lady call me and said your Ins company already approved the bone stimulator for the toon of 3700.00 paid out and billed my Ins company for almost 6k, which sells for about 800.00 to 1k online.

I went back to the doctor and explained all this and said the boot hurts to wear and my foot swells up even more when I wear it which was only 1 time and he said not to wear it, but I can't return it, because it's custom. So now the in house service place is hounding me to pay my portion which I was tricked into using them by my in network house. I am pretty sure kick backs are going on here and wonder if that's even legal?

So what can I do about this bait and switch

Thanks for input
Question Deals
g: 0 Posted By: remick
Views: 171 Replies: 0 http://www.amazon.com/gp/product/B00DZNIBIM

4.6 out of 5 stars (10 customer reviews)Gain a thorough understanding of the key principles of patient safety with the subject's pioneer text -- Now in full color

"This highly readable yet comprehensive book will appeal to every member of the healthcare team. It is a must for every physician's bookshelf."
-- Abraham Verghese, MD, Professor, Stanford University andauthor of the bestselling Cutting for Stone

"Bob Wachter's quest to improve the safety of American healthcare represents the very essence of a physician's duty to put the patient first. His unflinching candor about the nature and magnitude of our current safety problems is matched only by his passion forimprovement."
-- Mark R. Chassin, MD, MPP, MPH, President, The Joint Commission

"Amazingly readable for such a wealth of important information. This book should be required reading for every health professional and every healthcare executive."
-- Christine Cassel, MD, President and CEO, American Board of Internal Medicine

"In a single volume, Wachter accomplishes the seemingly impossible: furnishing the novice with a highly accessible, easy-to-read introduction to patient safety, while providing a comprehensive, fully annotated reference for the experienced patient safety practitioner. All of the important issues are addressed in individual chapters, each with a lively and relevant clinical example and a key points summary at the end bracketing full, balancedand lucid descriptions. A true gem, destined to be a close companion for all of us who strive to make healthcare safe."
-- Lucian Leape, MD, Professor, Harvard School of Public Health and Chair, Lucian Leape Institute of the National Patient Safety Foundation

"There's no more prominent authority on patient safety than Bob Wachter. And there's no more effective primer on patient safety than this one."
-- Atul Gawande, MD, MPH, Associate Professor, Harvard Medical School, staff writer for the New Yorker, and bestselling author of Complications and The Checklist Manifesto

"Compelling: a must read for all concerned with patient safety. Bob Wachter has a unique voice, incorporating clinical experience, research expertise, and policy implicationsall with the patient front and center."
-- Peter J. Pronovost, MD, PhD, Professor and Director of the Armstrong Institute for Patient Safety and Quality, Johns Hopkins Medicine

Understanding Patient Safety, Second Edition is the essential book for anyone seeking to learn the core clinical, organizational, and systems issues of patient safety. Written in an engaging and accessible style by one of the worlds leading authorities on patient safety and quality, Understanding Patient Safety is filled with valuable cases and analyses, as well as tables, graphics, references, and tools. This classic reference is designed to make the patient safety field understandable to medical, nursing, pharmacy, hospital administration, and other trainees, and to be the go-to book for experienced clinicians and non-clinicians alike.

The second edition has been revised to include coverage of the latest issues and trends, including:

Information technology
Measurements of safety, errors, and harm
Checklist-based interventions
Safety targets
Policy issues in patient safety
Balancing no blame and accountability
Understanding Patient Safety, Second Edition delivers key insights to help you understand and prevent aa broad range of errors, including those related to medications, surgery, diagnosis, infections, and nursing care. The crucial contextual issues -- including errors at the person-machine interface, the role of culture, patient engagement in their own safety, and workforce and trainee considerations, are also well covered. Finally, the book provides a practical overview of how to organize an effective safety program, in both hospitals and clinics.
About the Author
Robert M. Wachter, MD
Professor and Associate Chair, Department of Medicine University of California, San Francisco

Dr. Wachter, author of more than 250 articles and six books, coined the term "hospitalist" in 1996 and is considered one of the world's leading experts on patient safety and healthcare quality. Still a practicing clinician, he edits the US federal government's two leading patient safety websites (which receive 3 million yearly visitors), co-authored the bestseller "Internal Bleeding," and is a recipient of the John M. Eisenberg award, the nation's leading honor in patient safety. For the past six years, Modern Healthcare magazine has named him as one of the 50 most influential physicians in the United States. He is immediate past-chair of the American Board of Internal Medicine and writes a popular and influential blog, "Wachter's World."

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g: 0 Posted By: ctgolfer
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g: 0 Posted By: bpvh
Views: 124 Replies: 0 Office Depot rebate software for the week of 05/11/2014 (3-$15AR, 1-$20AR)


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++ Customer may only redeem ONE rebate (pair) per specified product per 12 month period from date of purchase.


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

Office Depot Coupons
eBay offer - refer a friend, you both get $15
Added on : Thursday May 08th 2014 03:00:03 PM
g: -2 Posted By: ciber
Views: 47 Replies: 0 ~eBay offer - refer a friend, get a $15 Coupon - YMMV (for selected sellers)
Just received:Help a friend earn extra cash! When your friend lists an item for the first time, youll both
get a $15 eBay Coupon. Refer five friends, get $75.Ends June 19Could be YMMV, according to T&C below.eBay Seller Referral Program (the "Program") runs for six (6) weeks beginning at 9:00:00 AM Pacific Time (PT) on May 8, 2014 and ending at 11:59:59 PM PT on June 19, 2014 (the "Program Period"). Open to legal residents of the fifty (50) United States and the District of Columbia, 18 years of age or older, who are registered members of eBay in good standing at time of participation and who participate in the Program during the Program Period ("Eligible Participants"). Void where prohibited, taxed or restricted. For full Terms and Conditions, go to https://projects.promotw.com/rule...ogram.html.Eligibility: Open to legal residents of the fifty (50) United States and the District of Columbia, 18 years of age or older, who are registered members of www.ebay.comin good standing at time of participation and who participate in the Program during the Program Period (Eligible Participants). Void where prohibited, taxed or restricted.Program Description: eBay will send out an email invitation to select eBay sellers (Seller Referrers) requesting that they refer a friend (Referred Friend) to create an eBay listing during the Program Period. For purposes of this Program, a Referred Friend is defined as an eBay member that has never sold, or that has been inactive as a seller for at least 12 months.To participate, invited Seller Referrers can go to http://eshopping.promotw.com/refe...index.htmland sign on to eBay with their eBay User ID and password. Once you have successfully signed on, provide the email addresses of those friends you wish to refer. You may only enter the email addresses of people with whom you have a personal or business relationship. Referred Friends will receive an email with a unique link for the Seller Referrer asking them to start selling on eBay.com during the Program Period. The emails you send must comply with the CAN-SPAM Act, so you must use the email tools provided by Sponsor in order to honor your Referred Friends opt-out preferences.
g: 0 Posted By: Farfisa850
Views: 991 Replies: 2 http://www.ebay.com/itm/Nikon-D3100-Digital-SLR-Camera-w-18-55mm...

Product Information Nikon D3100 is a small, 14.2 MP camera that captures high-quality images and videos. This Nikon DSLR has a large 3-inch LCD monitor and is equipped with automatic correction of lateral chromatic aberration that prevents purple/green fringing. The Nikon D3100 supports a GPS unit, for automatically geo-tagging photos. Moreover, this Nikon camera features continuous autofocus during video recording. The Scene Auto Selector function in the Nikon D3100 helps with face detection and subject tracking. This Nikon DSLR includes active D-lighting basic in-camera movie editing options for greater functionality. Besides, this Nikon camera works pretty well in low-light situations without the use of flash.
Product Features
14.2 megapixel DX-format CMOS image sensor
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Full 1080p HD Cinematic Video with full-time autofocus and sound
Full 1080p HD Cinematic Video with full-time autofocus and sound lets you record cinematic-quality movies in Full 1080p HD format (1920 x 1080 pixels).
Easy-to-use-featuring Nikon's guide mode
Easy-to-use-featuring Nikon's guide mode with intuitive controls and on-board assistance helping you take better pictures every step of the way.
Fast 11-point Autofocus System
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Built-in HDMI port
Built-in HDMI port lets you connect directly to your HDTV using an optional HDMI cable.
6 Automatic Exposure scene modes
6 Automatic Exposure scene modes just set the Mode dial to Portrait, Landscape, Child, Sports, Close-up or Night Portrait for stunning results in otherwise challenging conditions.
Picture control
Picture control lets you choose from Standard, Neutral, Vivid, Monochrome, Portrait, or Landscape to apply a personal look and feel to your pictures.
Built-in pop-up flash
Built-in pop-up flash for those times when there isn't enough light.
Compact and lightweight design
Beautifully styled, ready to go wherever life takes you.
Split-second shutter response
Split-second shutter response eliminates the frustration of shutter delay, capturing moments that other cameras miss.
ISO sensitivity 100-3200, expandable to ISO 12800 equivalent
ISO sensitivity 100-3200, expandable to ISO 12800 equivalent delivers exceptional results, even in the most challenging low-light situations.
Scene auto selector
Scene auto selector lets the D3100 decide the best mode to match the shooting situation when using Live View.
EXPEED 2
Nikon's image processing engine assures breathtakingly rich image quality, managing color, contrast, exposure, noise and speed.
Scene recognition system
Scene recognition system in Live View automatically optimizes exposure, autofocus, and white balance, allowing you to obtain beautiful photos without the hassle of making complicated camera adjustments yourself.
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Automatic image sensor cleaning uses an ultrasonic process and exclusive Airflow Control combats the accumulation of dust in front of the image sensor, safeguarding image quality shot after shot.
In-camera image editing
In-camera image editing allows creative freedom, without the need for a computer, offering easy editing functions.




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g: 1 Posted By: MISTERCHEAP
Views: 198 Replies: 0 Bath & Body Works Coupon for Online & In-Store Purchases $10 off $30 or More
Bath & Body Works

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g: 1 Posted By: remick
Views: 89 Replies: 0 http://www.amazon.com/gp/product/B00K5I3L0S

*Includes pictures.
*Includes the stars' own quotes about their lives and careers.
*Includes suggested playlists and analyses of their music.
*Includes bibliographies for further reading.
*Includes a table of contents.

It is rare in the world of music for a general consensus to form over who was the best at anything. Many would call The Beatles the greatest rock band, but its easy to find strongly opinionated dissenters. However, when it came to playing a guitar and laying the soundtrack for the psychedelic era, just about everyone agrees there was Jimi Hendrix (1942-1970) and then there was everyone else. Anyone arguing otherwise either never heard his music or saw him perform.

In fact, Jimi Hendrix is one of the few musicians known primarily for his sound and what he could do with a guitar than for his discography. A part of that is due to his untimely death and entry into the 27 Club, but it is also due to the fact that he was so revolutionary with the use of an electric guitar and so skilled at playing it that the effects have largely not been duplicated since. It was heavy, loud, and completely raw, and yet he was a pioneer in genres as varied as blues and heavy metal. As Pete Townshend famously put it, With Jimi, I didn't have any envy. I never had any sense that I could ever come close.

The life and career of Janis Joplin marks such a stark departure from the blues, rock and soul traditions as American society has come to know them that her brief and tempestuous career defies artistic analysis, if only because there is so little precedent aside from the great African-American blues and jazz singers that influenced her. For a woman born in 1943 and coming into her professional prime in the 1960s, Joplin stood as a mesmerizing and baffling foil to the female tradition in non-classical music, which had previously been symbolized by pure, mellow voices singing thoughtful texts. The American music scene was entirely unprepared to witness the emergence of a white woman who could sing the blues with such authenticity, force, and depth of feeling.

Of course, for all the mention of Joplins career, there is nearly as much focus on her untimely death at the age of 27, particularly because she died just a few weeks after Jimi Hendrixs death at the age of 27 and was followed in death by Jim Morrison at the age of 27 less than a year later. Those three all died as a result of alcohol and drug abuse, and they formed the starting point for the legendary 27 Club, which memorializes rock stars who died at the age of 27. Morrison, the charismatic poet/musician of The Doors, helped to transform the subgenre of rock n roll as a stylistic flavor into the full-fledged institution of Rock Music, and he accomplished all of this by being extreme, in every sense of the word. His poetry was assaultive, blatant and graphic, a sign of the times, and his voice was mystical and haunting, lacking any sense of what was previously or typically considered vocal beauty. Whether intentional or not, Morrison also led the charge of excessive defiance toward anything hierarchical or rule-laden, and the acting out of his subconscious urges on public stages around the world amazed and shocked everyone who saw or heard about it.

Kurt Cobain later noted that he tried to model his most famous song after one The Pixies might have done, but Smells Like Teen Spirit and its accompanying music video ushered in rocks grunge movement at the start of the 1990s, and the song, ironically named after a deodorant, captured the culture in its entirety. A reaction to the likes of the previous decades yuppies and acts like M.C. Hammer, grunge became a sound and culture for angst-ridden teens and the disaffected youth who were proud to be plain. Whether Cobain intended for it or not, grunge became the most popular music of the decade, and the look and sound both became trendy fads, even as he personally struggled with the lifestyle.
Books & Magazines Deals
Free Kindle Book- The Success Manual (was $19.99) other related
Added on : Thursday May 08th 2014 01:00:02 AM
g: 0 Posted By: remick
Views: 65 Replies: 0 http://www.amazon.com/gp/product/B00JL53BN8

The Success Manual Compendium is the Complete Library Collection of the Success Manual Series comprising

Book 1: Success Primer and the 3 Keys to Success
Book 2: The 9 Universal Laws of Success and Success in the 5th Dimension
Book 3: The 42 Secrets of Success

I designed the Success Manual Series to be a complete detailed reference and guide of all things related to Success its philosophies and its attainment.
Throughout the series, you will find principles, ideas, philosophies, examples, thought experiments, step-by-step detailed techniques, esoteric knowledge, practical advice, inspirational stories and quotes, affirmations and motivational words that will help you create your ideal life of success.

Book 1 is divided into 2 main parts: Success Primer and the 3 Keys of Success.

The Success Primer serves as your initiation into the ideologies and philosophies of success. Here you will take a look at who you are and what success is. You will learn what your life is in relation to your success. The nature of reality will be unfolded for you and how it affects the way you have lived your life in the past and how you can change your experience of the future.

All successful people of the past have been in possession of these 3 Keys to Success whether unwittingly or consciously. For reasons that are obvious, compared to those who have not studied and applied the 3 keys to success, your success will be expedited and will be realized with much more intensity. If you consciously make use of the 3 Keys, you will be able take full control of everything you experience and achieve in your life as you shape your life according to your ideal success.

Remember, with the right key, you can unlock the right door.

Book 2 reconciles the ideologies of the ancient philosophies of Metaphysics with the modern theories of Quantum Physics. The book is divided into two main parts; the first presents the 9 Universal Laws of Success and the second discusses Success in the 5th Dimension.

In the first part of the book, philosophies and observations on the nature of reality and the universe is presented as The 9 Universal Laws of Success. These Universal Laws have many different names from many different philosophers and spiritual leaders spanning the history of man. I have incorporated the different names of each of these laws to further assist in your studies in the philosophies of Success.

Part 2 of the book deals with Quantum Physics theories that scientists have presented in the modern era. These theories are extrapolated into thought experiments that overlap perfectly with the profound questions and answers proposed by metaphysics.

In part 2 of Book 2, I present the 3rd, 4th, 5th and 6th Dimensions of reality/ the universe. I discuss what each dimension means, how it operates and how it directly affects your life. I also compare these dimensions and identify which dimension you should align yourself with to realize your ultimate dreams and attain true success in your life.

Follow the 42 Secrets and SUCCESS is yours.

Book 3 is divided into 42 main parts these are the 42 secrets that create success in your life. Being privy of these secrets will allow you to more effectively pursue your dreams to their full realization.

As you study these secrets, know that they have been written down to be as detailed, yet as succinct as possible. I urge you to think about your life as you go through the 42 Secrets. Question what you know.
Question what you have been taught and think for yourself.

Read this book well. It holds within its pages the knowledge you seek.

What you will learn in this book will allow you to realize that the success you desire is within your reach. It doesnt matter if youre young or old, educated or not, rich or poor what matters is that you have the desire to be successful. With this desire, you are already moving towards your ideal life of success.



also free

Standing Accountable: Increase Your Success by Holding Yourself Responsible
http://www.amazon.com/gp/product/B00GUS3LXY/

Goal Setting: 21 Days To Achieving Life Changing Goals And Being Happy Happy Happy (Goal Setting Success Series)
http://www.amazon.com/gp/product/B00HUZE2TI

Focused, Unstuck and Back in Action. The Secrets for Happiness and Improving Your Life No Matter What!
http://www.amazon.com/gp/product/B00HHYU5VG

A Guide to The Present Moment
http://www.amazon.com/gp/product/B00ADDTAA0

Getting Things Done: 25 Best Ways to Getting Things Done
http://www.amazon.com/gp/product/B00CIWRV1O/

How to Make a Difference: in Your Life in 40 Days
http://www.amazon.com/gp/product/B00FA5TP38

Books Deals

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Liberty 4 7/8" Bar Cabinet Pulls 6/$9.88 Home Depot YMMV
Added on : Wednesday May 07th 2014 03:00:04 PM
g: 0 Posted By: emucader
Views: 216 Replies: 0 I found theseonline and search all over the cabinet hardware area to no avail. After searching with an associate we realized they are for sale in the bath Vanity aisle in a cardboard display.They usually run $4-5 a pull. Hope this helps those looking for this style pull!

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Home & Garden Deals

Home Depot Coupons
Liberty 4 7/8" Bar Cabinet Pulls 6/$9.88 Home Depot YMV
Added on : Wednesday May 07th 2014 02:00:02 PM
g: 0 Posted By: emucader
Views: 43 Replies: 0 I found theseonline and search all over the cabinet hardware area to no avail. After searching with an associate we realized they are for sale in the bath Vanity aisle in a cardboard display.They usually run $4-5 a pull. Hope this helps those looking for this style pull!

Specs:
Satin Nickel
3" center to center
1-3/16 height
4-7/8" length
Free international calls with OOMA this Mother's day
Added on : Wednesday May 07th 2014 05:00:06 AM
g: 3 Posted By: Phrogpilot
Views: 296 Replies: 0 For those with OOMA, this Sunday for Mother's Day, you can make free international calls. Only a few obscure countries were restricted.

As a big thanks to you and all our customers, were making international calling free this Mothers Day, May 11 (except to certain far-flung corners of the earth - see below*). That means you can #CallMomFREE, or anyone you choose, anywhere in the world! And thats not all. Be sure to enter our Mothers Day Sweepstakes! You could win $1,000 to make any day of the year extra special.

*Free calling is available for calls originating from the U.S. only, and does not include calls to the following locations: Antarctica, Ascension Island, Cook Islands, Cuba, Diego Garcia, East Timor, Eritrea, Falkland Islands, Greenland, INMARSAT, International Networks, Iridium, Kiribati, Maldives, Mayotte Island, Nauru, Niue, Norfolk Island, North Korea, Papua New Guinea, Sao Tome, Solomon Islands, South Sudan, St. Helena, Tokelau, Tuvalu, Vanuatu, Wallis and Futuna. Normal rates will apply.
Services Deals
g: 0 Posted By: Farfisa850
Views: 85 Replies: 0 http://www.ebay.com/itm/Nikon-D3100-Digital-SLR-Camera-w-18-55mm...
Product Information Nikon D3100 is a small, 14.2 MP camera that captures high-quality images and videos. This Nikon DSLR has a large 3-inch LCD monitor and is equipped with automatic correction of lateral chromatic aberration that prevents purple/green fringing. The Nikon D3100 supports a GPS unit, for automatically geo-tagging photos. Moreover, this Nikon camera features continuous autofocus during video recording. The Scene Auto Selector function in the Nikon D3100 helps with face detection and subject tracking. This Nikon DSLR includes active D-lighting basic in-camera movie editing options for greater functionality. Besides, this Nikon camera works pretty well in low-light situations without the use of flash.
Product Features
14.2 megapixel DX-format CMOS image sensor
14.2 megapixel DX-format CMOS image sensor delivers beautiful photographs and prints well beyond 20 x 30 inches.
Full 1080p HD Cinematic Video with full-time autofocus and sound
Full 1080p HD Cinematic Video with full-time autofocus and sound lets you record cinematic-quality movies in Full 1080p HD format (1920 x 1080 pixels).
Easy-to-use-featuring Nikon's guide mode
Easy-to-use-featuring Nikon's guide mode with intuitive controls and on-board assistance helping you take better pictures every step of the way.
Fast 11-point Autofocus System
Fast 11-point Autofocus System delivers razor-sharp pictures.
Built-in HDMI port
Built-in HDMI port lets you connect directly to your HDTV using an optional HDMI cable.
6 Automatic Exposure scene modes
6 Automatic Exposure scene modes just set the Mode dial to Portrait, Landscape, Child, Sports, Close-up or Night Portrait for stunning results in otherwise challenging conditions.
Picture control
Picture control lets you choose from Standard, Neutral, Vivid, Monochrome, Portrait, or Landscape to apply a personal look and feel to your pictures.
Built-in pop-up flash
Built-in pop-up flash for those times when there isn't enough light.
Compact and lightweight design
Beautifully styled, ready to go wherever life takes you.
Split-second shutter response
Split-second shutter response eliminates the frustration of shutter delay, capturing moments that other cameras miss.
ISO sensitivity 100-3200, expandable to ISO 12800 equivalent
ISO sensitivity 100-3200, expandable to ISO 12800 equivalent delivers exceptional results, even in the most challenging low-light situations.
Scene auto selector
Scene auto selector lets the D3100 decide the best mode to match the shooting situation when using Live View.
EXPEED 2
Nikon's image processing engine assures breathtakingly rich image quality, managing color, contrast, exposure, noise and speed.
Scene recognition system
Scene recognition system in Live View automatically optimizes exposure, autofocus, and white balance, allowing you to obtain beautiful photos without the hassle of making complicated camera adjustments yourself.
Active D-Lighting
Active D-Lighting restores picture-enhancing detail in shadows and highlights.
Automatic image sensor cleaning
Automatic image sensor cleaning uses an ultrasonic process and exclusive Airflow Control combats the accumulation of dust in front of the image sensor, safeguarding image quality shot after shot.
In-camera image editing
In-camera image editing allows creative freedom, without the need for a computer, offering easy editing functions.




SLR & dSLR Deals

eBay Coupons
g: 0 Posted By: remick
Views: 54 Replies: 0 http://www.amazon.com/gp/product/B00JI49LGI

This book is perfect for the young and not so young who want learning Python to be fun.
Turtle Graphics is a great way to start with Python. Within minutes, you can be typing Python commands and instantly see the effect of those commands on one or more "turtles" that move around the screen, interact with each other and draw colored shapes and patterns. Turtle Graphics is an integral part of the Python language, and the book uses it to explain how to code dialogue with the user, lists and dictionaries, loops, writing and calling functions, reading and writing to external files, game creation, and even draw those dramatic examples of computer art, fractals.
Learning Python through Turtle Graphics is particularly suitable for kids and those who help or teach them because learning to program happens almost without the reader realising it!
The book includes numerous graded exercises. Sample answers are provided in the book and on the companion website at www.learnpythonquickly.com.
An important feature of the book's design is the extensive use of hyperlinks. Most of these link to the book's comprehensive glossary. This is no mere two-page 'Jargon Buster'. It is a reference document in its own right containing detailed entries providing the syntax of commands, code examples and further explanations of topics introduced in the chapters.
Totally Free Deals
Save my capital or pour it on the student loans?
Added on : Tuesday May 06th 2014 04:00:12 PM
g: 1 Posted By: jdude
Views: 113 Replies: 2 jdude back here. Four years ago I pondered how to approach my $285,000 student loans upon graduation.http://www.fullofdeals.com/forums/finance/996270/

Fast forward to today. At age 31 I've made it through a very painful tax season learning the importance of saving investment money within a corporation rather than personally. I'd been saving to find some investments to help pay down the loans for me. Turns out the real estate market where I live is somewhat overpriced and those opportunities haven't materialized. After paying a massive chunk to taxes I'm feeling demoralized on the saving money thing and looking to start aggressively paying down the student loans. For the first couple years out of school my work situation was pretty unstable and I wasn't able to do more than pay the interest on the loans. In the last year I've managed to begin making headway and as of today I still owe $240,374. I'm thinking of dropping my remaining $50k on this then upping my monthly payments to $5,000. This will not leave me much of anything to put towards retirement and I'll continue my FWF existence like a pauper. However I'm just having a hard time finding a stable investment that can beat the 6.3% tax free return of paying down my worst marginal loans.

I expect to earn about $136k and pay about $47k in taxes this year. I have between $5,000-10,000 in annual professional expenses so if I start paying $60k to the loan I'll be living pretty lean for a while.

My alternatives include buying real estate outside my immediate area, funding a tax-deferred retirement account, capitalizing a personal investment corporation and/or acting as a seed investor in a small start-up I've got my eye on.

So what do you say? Go super conservative and pay this sucker down or stick to the original plan and try to get some investment income going?
Personal Finance Deals
WD-40 Sixteen ounce bottle for $5.23 (Free ship with Prime)
Added on : Tuesday May 06th 2014 08:00:10 AM
g: 1 Posted By: nyseGUY
Views: 241 Replies: 2 The A'zon has a 16 oz bottle ofWD-40 for $5.23 with free shipping for Prime members.

Some of the uses include bicycle chains, car doors, and many others. This item does come with a straw for those that are familiar with this product.

Home & Garden Deals

Amazon Coupons
25.00 restaraunt gift certificates for only 5.00 at restaraunt.com
Added on : Tuesday May 06th 2014 08:00:09 AM
g: 0 Posted By: lonelyaccountant
Views: 142 Replies: 0 this is a good deal for those of us who like to dine out
http://www.restaurant.com/offer/landing1?prti=1647&aid=10435748&...

Gifts Deals

Restaurant.com Coupons
g: 0 Posted By: ctgolfer
Views: 116 Replies: 0 Product Information
Life is full of surprising, joyful moments €” moments worth remembering. The D3300 makes it fun and easy to preserve those moments in the lifelike beauty they deserve: stunning 24.2MP photos and 1080p Full HD videos with tack-sharp details, vibrant colors and softly blurred backgrounds. With its included zoom lens, the new ultra-compact AF-S DX NIKKOR 18-55mm f/3.5-5.6G VR II, the D3300 is a small and light HD-SLR and easy to use, too. Like sharing photos? The D3300 photos can appear instantly on your compatible smartphone or tablet for easy sharing with the optional WU-1a Wireless Adapter! Whether you're creating high-resolution panoramas, adding artistic special effects or recording HD video with sound, the D3300 will bring you endless joy, excitement and memories €” just like the special moments of your life.

www.ebay.com/itm/291137548700
SLR & dSLR Deals

eBay Coupons
g: 0 Posted By: lonelyaccountant
Views: 142 Replies: 0 for those with babies or soon to have a good deal on a stroller at babies r usGraco LiteRider Click Connect Stroller - Everestonly 79.99 normally 89.99

http://www.toysrus.com/product/index.jsp?productId=23840656&cp=2...

Baby & Kids Deals

Babies R Us Coupons
g: 0 Posted By: tedhawkins
Views: 0 Replies: 0 "The Challenger" Ruger MK III and 22/45 Charging Handle by TANDEMKROSS $35.99 + $4.49 Flat Shipping

http://www.gearhog.com/

Deal Overview
Perfectly sized, ergonomic cone for easy, positive grip
Easy "twist on" installation
Aircraft grade aluminum for strength but light weight
No unsightly screw holes or scratches
Right or Left Handed
Works with a holster

Say goodbye to sore and pinched fingers forever with the TANDEMKROSS MKIII Charging Handle! We've designed the perfect solution to help you more easily, quickly, and positively cock your Ruger MKIII and 22/45 pistol. Made out of aircraft grade aluminum, it has superior strength and durability while not adding noticeable weight or affecting the pistol's action. Our innovative design twists onto the rear end of the bolt and is held in place with a nylon-tipped "racking cone" that threads through the base to lock everything into place. With the TANDEMKROSS Ruger MKIII Charging Handle, no unsightly screw holes are visible and it even works well for those that carry their pistols in holsters.

Don't forget, all TANDEMKROSS products are Made in the USA and come with a LIFETIME guarantee!
Rite Aid 5/11 -5/17
Added on : Monday May 05th 2014 04:00:06 AM
g: 0 Posted By: MrVietnam
Views: 109 Replies: 1 NYC Cosmetics are B1G150% - 5 UP wyb 2 (L2). Aren't a lot of those items .99? Could be a nice MM

btw, there is a $1.5/2 NYC MQ @ c.com w/ exact wording as follow:

$1.50 OFF
NYC
any 2 NYC New York Color Products ($3.00 or more)


$4+UP wyb $10 Eco Tools and Bath @ BOGO50%, L2
1.50/2 EcoTools EcoTools Cosmetic Brushes @ c.com


Potentially Free Deal
Colgate Toothpaste Max and Sensitive 6 oz., Optic White 4 oz., Total Advanced 4 oz., Total 4.2 oz., or 2 in 1 Toothpaste:
$3.50 Purchase Price
-$3.00 In-Ad coupon (fine print says "Limit 1 per customer")
-$0.50 MQ (shown as "coming in most Sun papers")

Health & Beauty Deals
g: 0 Posted By: ctgolfer
Views: 135 Replies: 0 Craftsman AssureLink Internet Connected DC Chain Drive Garage Door Opener - No Annual Fees, Free App Download

The Craftsman AssureLink Garage Door Opener brings mobile communication to one of the main entrances of your home. Are you away and cant remember if the garage door is open or closed? Ever accidentally leave the garage door open? Now you can monitor and operate your garage door from anywhere. Using the Craftsman AssureLink* mobile app on your smartphone, tablet or portable computing device, you can control your garage door via the Internet and get better peace of mind.

The Internet Connected Garage Door Opener is designed for the 21st century homeowner. Best of all, you don't need to add more devices to your growing collection. It's compatible with many already existing technologies, like MyQ home activation products or in-vehicle HomeLink remote control systems. Most importantly, this garage door opener is bundled with several security and safety features. The PosiLock theft protection system securely locks the garage door to prevent intruders from entering. And the Protector System sensing technology will stop the door from closing if contact is made with a person or object.
Features

DC Motor with Soft Start-Stop
Provides smooth, ultra quiet operation of the opener. Ideal for garages with living areas nearby.
Chain Drive
The chain is rugged and industrial-strength to insure years of dependable performance.

Craftsman AssureLink Internet Gateway
Allows you to monitor and operate your garage door from anywhere with your internet-enabled smartphone, cell phone, laptop, or tablet via the free Craftsman AssureLink mobile app or web-interface.
Perfect for those times when you are away from home and cant remember if you have closed your garage door.
Allows you to provide access to your home (via garage door) as needed for family, friends, deliveries, etc. when you arent at home.

Premium Motion Detecting Wall Console
Operates the opener from inside the garage
Allows for easy programming of remotes, keypads, and light and lock settings through buttons on the control panel
Turns on the opener lights when movement is sensed

Timer-to-Close
This feature (built into the wall console) may be quickly programmed to automatically close the garage door after 1, 5, or 10 minutes.

Alert-to-Close
Ensures the highest level of safety, the garage door opener lights will flash and a warning alarm will sound when closing the door through the AssureLink Gateway or the Timer-to-Close feature alerting anyone in the area is notified that the door is closing.

Tri-Frequency Radio System
Multiple frequency system virtually eliminates the effects of interference caused by products in and around the home, helping to make sure you can access the garage every time and from the greatest distance.

Energy Efficient
Automatic sleep mode uses less than one (1) watt of power when the opener is not in use making the unit more environmentally friendly.

Automatic Force Settings
The opener automatically monitors, sets and adjusts (as needed) the force required to open and close the garage door during temperature fluctuations.

Push Button Electronic Limits
Easier than old-style screw terminals for setting the optimal open or close travel distance of your garage door.

MyQ Technology Compatible
This unit is compatible with other home activation products enabled with MyQ technology.

HomeLink Compatible
Compatible with the in-vehicle remote control system (may require an external adapter depending on the make, model, and year of your vehicle; visit www.homelink.comfor additional information)

Quick Install Rail System
Provides faster and easier installation. The rail assembles in 60 seconds.

Protector System
Safety reversing sensors with Rapid-Snap brackets project an invisible light beam across the garage door opening and automatically reverses the door if anything interrupts the beam while the door is going down.
Sensing technology will stop the door from closing if contact is made with a person or object

PosiLock System
Theft protection system securely locks door when it is down preventing intruders from entering garage
Anti-burglary Coding Technology
Assures that a new code is sent every time the remote control is used

Included in the box:

Power unit, wall console, safety sensors, rail, hardware, owners manual
Two (2) 3-function remotes, perfect for multi-car families
One (1) Wireless keyless entry pad, allows entry into garage without a key or remote using a secure 4-digit programmable PIN. Includes the convenient one button to close feature.
AssureLink Gateway

www.sears.com/shc/s/p_10153_12605_00930437000P
Home & Garden Deals

Sears Coupons
Amazon Mom $5 promo on $45+ gift cards
Added on : Sunday May 04th 2014 10:00:09 AM
g: 0 Posted By: thaitrunghieu
Views: 235 Replies: 0 Thank the teacher and enjoy this Amazon Mom-exclusive offer: Buy thank you gift card multi-packs and get a $5 promotional code to spend on yourself. Just purchase at least $45 in thank you Amazon.com Gift Card multi-packs (shown below) by May 31, 2014, and we'll email you a $5 promotional code to spend at Amazon.com in June.You will receive your code by June 15, 2014.Available in packs of 3 and 10 with a variety of denominations, these thank you gift cards make great gifts to all those special teachers on your list (school teacher, Coach, music instructor, and so many more). Amazon.com Gift Cards are redeemable storewide for millions of items and never expire. Learnhow to use your promotional code. Terms and conditions apply;learn more.Important Notification:This offer is goodONLYto Amazon Mom members with a free trial or paid membership to Amazon Prime.OFFER GOOD WHILE SUPPLIES LAST.Not an Amazon Mom?Go hereto learn about and sign up for the program.
Link
Gifts Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 #1 Rated portable vaporizer
Discreet design
Use with your natural dry herbs of choice
Includes oil cartridge and dry herbs/wax attachment, making it easy to use with oils or waxy concentrates!
Includes 12mL 0% Nicotine Tobacco flavored Oil and 12mL 0% Nicotine Menthol flavored Oil & Carry Case
Available Black, White, Silver, Purple, Blue, Pink, Orange, and Green
To be used with dry herbs, oils, and waxy concentrates
Measuring scale lets you see the amount of oil remaining.
Dry herb cartridge heats dry herbs and waxy oils quickly using patent pending technology
Chamber heats up oils evenly and neatly
No leakage or dripping
WARNING: Not for use by children, women who are pregnant or breast feeding, and those with life threatening illnesses. Optimus is not a medical device and it is not intended to diagnose, cure, treat or prevent any diseases or other conditions. If you have health problems, consult your doctor before using the Optimus vaporizer. The Optimus is not intended to administer medicinal or illegal products of any kind and doing so voids the warranty. Any illegal use of this device could subject the user to severe fines, penalties and/or imprisonment under the law of your jurisdiction.
Brand: Atmos Nation
Model: Optimus
Condition: New
Warranty: 30 Day
Packaging: Retail

http://1sale.com/home-family/other/atmosrx-vaporizer-kit/
g: 0 Posted By: ctgolfer
Views: 162 Replies: 0 Product Features:
Provides superior sound in a comfortable design
Large high-efficiency drivers play loud without distortion
Tangle-free flat cable is designed to be flexible and resist tangles
Low mass, wide-bandwidth driver for precision response
ControlTalk for on-cable iPad, iPhone and iPod playback control
Built-in microphone for iPhone/music phone hands-free calling
L-Shaped 3.5mm 24K gold contacts for maximum signal transfer and corrosion resistance
Provides the sound quality of over-ear headphones in a slim, portable design
Rests comfortably in in your ear providing enhanced noised reduction
Secure fit is ideal for those with active lifestyles
Available in Black

What You Get:
Beats by Dre Tour 2.0 In-Ear Headphone - Black
3 x Ear Gels

www.dailysteals.com/#deals/23420
Headphones & Speakers Deals
costco coupon book 5/8/14 - 6/1/14
Added on : Saturday May 03rd 2014 04:00:03 AM
g: -1 Posted By: VivYip
Views: 206 Replies: 0 credit horizon6

anupcoming costco coupon book will be valid from 5/8 - 6/1

preview site link(pdf in attachment is from there)

when live, the coupons will be shown on the costco site below:

http://www.costco.com/warehouse-coupon-offers.html

items that caught my attention:

costco toilet paper
starbucks kcups
neutrogena rainbath
huggies
aveeno
sunscreen
colgate
brita
stacy's pita chips
m&m's
plates
clear cutlery
michelin tires


more too, but those are usually what i notice.

Thank you for reading
Electronics Deals
g: 0 Posted By: dscline
Views: 562 Replies: 11 There's a related thread on this,but it's been archived so I can't bump it. I have a couple of credit union accounts that require a minimum number of debit card transactions per month to reap the rewards (specifically, good interest). I haven't noticed my Altra account being picky about what kind of transactions those are, but last month I noticed that GLCU's count of qualifying transactions differed from how many times I actually used the card. When I reviewed my transactions, it appeared that it might be related to the fact that there were two transactions listed as "POS", I usually only use these cards for tiny fast food transactions, saving larger purchases for credit cards to maximize CashBack. This past month, the two POS transactions occurred at two different McDonald's. There were several other McD's purchases in the past month from the same locations that were regular "debit card" transactions, they appeared to randomly process just these two transactions as PINless debits. I've checked my transactions for the past year, with no other occurrences of this, so this must be something new for them. If this becomes more common, then it's going to become more difficult to meet the minimums required to make the account worthwhile. I went back to a McD's today and paid more attention as I checked out. There are NO options in there terminals to change anything. You swipe, and it's done.

Has anyone run in to this?
Deposits Deals
So Amazon shipped me a counterfeit Disney toy
Added on : Friday May 02nd 2014 09:00:12 AM
g: 1 Posted By: ganda
Views: 165 Replies: 5 My daughter's grandmother sent her a Disney toy (a doll from the Frozen movie). It was one of those "fulfilled by Amazon" deals, a purchase from a third party seller on Amazon's website, shipped from an Amazon warehouse in an Amazon box. The listing on the Amazon page shows the genuine item, a genuine Disney product, what Amazon actually shipped is a terrible cheap knockoff, it's sub-Dollar Store quality. Apart from my daughter being disappointed (she knew it was coming, we let her open the Amazon box), there's the whole safely issue - how do I know this counterfeit isn't toxic or dangerous in some other way? Amazon's warehouse barcode on the box says this is a Disney product.

Amazon have kindly offered to pay the return shipping!

Should I pursue this, or, and pardon the pun, Let It Go?
Personal Finance Deals
PINless Debit - any way to avoid?
Added on : Friday May 02nd 2014 08:00:07 AM
g: 0 Posted By: dscline
Views: 133 Replies: 2 There's a related thread on this, but it's been archived so I can't bump it. I have a couple of credit union accounts that require a minimum number of debit card transactions per month to reap the rewards (specifically, good interest). I haven't noticed my Altra account being picky about what kind of transactions those are, but last month I noticed that GLCU's count of qualifying transactions differed from how many times I actually used the card. When I reviewed my transactions, it appeared that it might be related to the fact that there were two transactions listed as "POS", I usually only use these cards for tiny fast food transactions, saving larger purchases for credit cards to maximize CashBack. This past month, the two POS transactions occurred at two different McDonald's. There were several other McD's purchases in the past month from the same locations that were regular "debit card" transactions, they appeared to randomly process just these two transactions as PINless debits. I've checked my transactions for the past year, with no other occurrences of this, so this must be something new for them. If this becomes more common, then it's going to become more difficult to meet the minimums required to make the account worthwhile. I went back to a McD's today and paid more attention as I checked out. There are NO options in there terminals to change anything. You swipe, and it's done.

Has anyone run in to this?
Deposits Deals
g: 0 Posted By: doctorofcredit
Views: 13 Replies: 0 Wells Fargo main aim this year was to get a larger share of the personal credit card market. They released two new cards yesterday to help them accomplish this.Wells Fargo Propel World American Express

40,000 points after $3,000 in spend within the first three months
up to $100 in reimbursements for airline incidental charges (e.g food and beverage on a flight, baggage fees)
3x points on all airline purchases, 2x points on all hotel purchases
No annual fee first year, then $175

Points can be redeemed at 1c = 1 point for statement credit or a check, making the 40k points worth $400 (plus the $100 in incident airline charges to bring us to $100). You can also redeem them for airline tickets, it's supposed to also be 1c = 1 point, but for some reason it turns out to be more like 1.5c = 1 point. You do have to pay a $24 booking fee though.This is a great card for those of us who already have way too many miles/points. Probably wouldn't hear too much about this from the other bloggers because there is no affiliate commission.
Credit Deals
Banana Boat SunScreens 75% off as low as $1.50 @ lowes YMMV
Added on : Thursday May 01st 2014 08:00:03 PM
g: 0 Posted By: Jerry7729
Views: 164 Replies: 0 Most of us probably stocked from the recent Sunscreen deal at Lowes
but if you missed it here is your chance to grab some
Summer is approaching rapidly i was literally toasted today in this heat

Here is the deal

Banana Boat 8-oz SPF 30 Sunscreen Lotion @ $1.50

Banana Boat 6-oz SPF 30 Sunscreen Spray @ 1.67

Banana Boat 6-oz SPF 50 Sunscreen Spray @ $1.75

If you have those hang tag coupons its basically free

Lowes can also price match to other Lowes store, you can give a shot by calling if your Lowes has it for higher price these prices were found at NE long beach, CA Lowes
Health & Beauty Deals

Lowe's Coupons
g: 1 Posted By: jskins
Views: 129 Replies: 0 Schindler's List: 20th Anniversary Limited Edition (Blu-ray + DVD + Digital Copy + UltraViolet) - $12.99 with Free Super Saver Shipping on Orders $35+ at Amazon. 4.6/5 stars based on 1,317 customer reviews.

"Winner of seven Academy Awards including Best Picture and Best Director, this incredible true story follows the enigmatic Oskar Schindler (Liam Neeson), who saved the lives of more than 1,100 Jews during the Holocaust. It is the triumph of one man who made a difference and the drama of those who survived one of the darkest chapters in human history because of what he did."




Movies Deals

Amazon Coupons
g: 5 Posted By: remick
Views: 447 Replies: 0 http://www.amazon.com/dp/B00B0O6KW2

4.7 out of 5 stars (35 customer reviews)

In this digitally dependent world, we are surrounded by buzzwords and acronyms. In Dont Throw IT ~ Get To Know IT you will learn to tear down the walls and make sense out of it all and understand the answers to some of your most common questions:


How Can I Protect My Computer? Unfortunately, malicious software is a reality today. Learn what all those terms mean and how you can protect yourself.

Why Is My Computer So Slow? This is the most common complaint heard when dealing with technology. Learn how to address this yourself simply and safely.

How Can I Surf The Web Safely? It is hard to imagine life before the Internet. Learn how to do so safely and securely for you and your family.

What Do All These Terms Mean? Ever notice how the local computer nerd speaks a language all their own? Read on to remove the mystery of these terms with simple, easy to understand descriptions.

How Do I Set Up Wireless At Home? Wireless networking has become as common as the cold. Learn the proper way to configure and secure your wireless network.


Dont Throw IT ~ Get To Know IT is designed to teach the normal user how to use their computers safely and securely, Using analogies and light humor the author will guide you through the common issues faced daily when dealing with that silicon monster on the desk before them.

By pointing out the many free utilities and services out there, you can gain control over your technology in ways many only thought available to large corporations or those speaking advanced nerd. Using your computer safely and securely should not have to cost you the proverbial arm and leg. For example, did you know you could have superb antivirus control without paying a cent? How about Internet monitoring to keep malicious sites from displaying on you or your childrens computers or tablets? Even that can be yours free.

While designed with the computer novice in mind, even the computer geeks in the audience can learn from the items presented. While the material is geared toward the Windows user, Apple fans will find the information extremely valuable, as the principles and practices discussed affect all users of all operating systems.

Technology should be a tool and not a task.




The 2014 Guide To Free PC Software: Over 150 Superb Programs That Won't Cost You A Single Penny!
http://www.amazon.com/gp/product/B00HM9B7C2

4.7 out of 5 stars (27 customer reviews)

http://www.amazon.com/gp/product/B00HM9B7C2
Totally Free Deals
g: 3 Posted By: remick
Views: 294 Replies: 0 http://www.amazon.com/dp/B00B0O6KW2

4.7 out of 5 stars (35 customer reviews)

In this digitally dependent world, we are surrounded by buzzwords and acronyms. In Dont Throw IT ~ Get To Know IT you will learn to tear down the walls and make sense out of it all and understand the answers to some of your most common questions:


How Can I Protect My Computer? Unfortunately, malicious software is a reality today. Learn what all those terms mean and how you can protect yourself.

Why Is My Computer So Slow? This is the most common complaint heard when dealing with technology. Learn how to address this yourself simply and safely.

How Can I Surf The Web Safely? It is hard to imagine life before the Internet. Learn how to do so safely and securely for you and your family.

What Do All These Terms Mean? Ever notice how the local computer nerd speaks a language all their own? Read on to remove the mystery of these terms with simple, easy to understand descriptions.

How Do I Set Up Wireless At Home? Wireless networking has become as common as the cold. Learn the proper way to configure and secure your wireless network.


Dont Throw IT ~ Get To Know IT is designed to teach the normal user how to use their computers safely and securely, Using analogies and light humor the author will guide you through the common issues faced daily when dealing with that silicon monster on the desk before them.

By pointing out the many free utilities and services out there, you can gain control over your technology in ways many only thought available to large corporations or those speaking advanced nerd. Using your computer safely and securely should not have to cost you the proverbial arm and leg. For example, did you know you could have superb antivirus control without paying a cent? How about Internet monitoring to keep malicious sites from displaying on you or your childrens computers or tablets? Even that can be yours free.

While designed with the computer novice in mind, even the computer geeks in the audience can learn from the items presented. While the material is geared toward the Windows user, Apple fans will find the information extremely valuable, as the principles and practices discussed affect all users of all operating systems.

Technology should be a tool and not a task.




The 2014 Guide To Free PC Software: Over 150 Superb Programs That Won't Cost You A Single Penny!
http://www.amazon.com/gp/product/B00HM9B7C2

4.7 out of 5 stars (27 customer reviews)

http://www.amazon.com/gp/product/B00HM9B7C2
Totally Free Deals
g: 1 Posted By: remick
Views: 91 Replies: 0 http://www.amazon.com/dp/B00B0O6KW2

4.7 out of 5 stars (35 customer reviews)

In this digitally dependent world, we are surrounded by buzzwords and acronyms. In Dont Throw IT ~ Get To Know IT you will learn to tear down the walls and make sense out of it all and understand the answers to some of your most common questions:


How Can I Protect My Computer? Unfortunately, malicious software is a reality today. Learn what all those terms mean and how you can protect yourself.

Why Is My Computer So Slow? This is the most common complaint heard when dealing with technology. Learn how to address this yourself simply and safely.

How Can I Surf The Web Safely? It is hard to imagine life before the Internet. Learn how to do so safely and securely for you and your family.

What Do All These Terms Mean? Ever notice how the local computer nerd speaks a language all their own? Read on to remove the mystery of these terms with simple, easy to understand descriptions.

How Do I Set Up Wireless At Home? Wireless networking has become as common as the cold. Learn the proper way to configure and secure your wireless network.


Dont Throw IT ~ Get To Know IT is designed to teach the normal user how to use their computers safely and securely, Using analogies and light humor the author will guide you through the common issues faced daily when dealing with that silicon monster on the desk before them.

By pointing out the many free utilities and services out there, you can gain control over your technology in ways many only thought available to large corporations or those speaking advanced nerd. Using your computer safely and securely should not have to cost you the proverbial arm and leg. For example, did you know you could have superb antivirus control without paying a cent? How about Internet monitoring to keep malicious sites from displaying on you or your childrens computers or tablets? Even that can be yours free.

While designed with the computer novice in mind, even the computer geeks in the audience can learn from the items presented. While the material is geared toward the Windows user, Apple fans will find the information extremely valuable, as the principles and practices discussed affect all users of all operating systems.

Technology should be a tool and not a task.
Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 215 Replies: 0 The Samsung 60" 1080p LED HDTV, PN60F5300 is designed for those seeking a great cinematic performance without having to bust the bank. You'll enjoy a stunning, 1080p HD viewing experience that's enhanced by our Real Black Panel, 600Hz Subfield Motion and Wide Color Enhancer Plus. Clear Image Panel delivers striking contrasts between deep black levels and bright whites while 600hz Subfield Motion captures the crisp detail of high-speed action. Wide Color Enhancer Plus expands the color range to capture every vibrant hue, just as the director intended.

Note: You must have a source of HD programming in order to take full advantage of the Samsung 60" 1080p LED HDTV, PN60F5300. Contact your local cable or satellite TV provider for details on how to upgrade.
Samsung PN60F5300 60" 1080p 600Hz Class LED HDTV:
60" LED panel
With a 1920 x 1080 Full HD resolution
True 16:9 aspect ratio
View your movies as the director intended on the 600Hz Class 2.2" ultra-slim Samsung 60" Full HD LED TV
The Samsung Digital LED TV has a built-in digital tuner
Watch digital broadcasts, including HDTV programs where available
HDMI Inputs: 2
Enjoy a superior HD experience with HDMI, the one cable audio/video solution
The 600Hz Class 2.2" ultra-slim Samsung 60" Full HD LED TV 60" screen measured diagonally from corner to corner

www.walmart.com/ip/23347325
Plasma TV Deals

Walmart Coupons
TITLE INS-LENDER COVERAGE TITLE INS-OWNERS COVERAGE Question
Added on : Thursday May 01st 2014 07:00:08 AM
g: 0 Posted By: faltutp
Views: 120 Replies: 0 I have done search in Fatwallet. and have read few main threads from beginning to end ( link 1,link 2)I am better educated now after reading those but still more confused.

I am in State of WA. Jumbo Home loansingle family 20+ old home (nor Refi) for 650K with Wells as lender. I am getting quoted the following price for 1103 TITLE INS-OWNERS COVERAGE 1982.201102 CLOSING/ESCROW/SETTLEMENT 850.00
I have requested lender list of endorsements needed for lender insurance but they have asked me to contact Title Company. Can GEO or others help me.

I need to understand how to ask the right questions to bring this cost down and if this is a higher price. Also do i need to waive Owners coverage? I understand the need but most of the discussion i saw was around some foreclosed property. Can you please suggest?
Real Estate Deals
g: 0 Posted By: ctgolfer
Views: 49 Replies: 0 Aiir Active Insole
Performance insole engineered with the serious athlete in mind
Encapsulated air chamber optimizes cushioning by decelerating impact forces on heel
Air chamber provides superior shock absorption
Hydrolgix moisture management system
Contoured heel and arch for athletes with low to neutral arches
Stabilizing arch and heel plate provide support for the arch and guides the foot through the gait cycle
Available for Women in Sizes 5-8
Available for Men in Sizes 8-13

Airr Support Insole
Air and gel cushioning disperses force during high-impact activities
Enhances your shoe performance with shock absorbing materials
Gives extra support for those with low arches or flat feet
Proprietary technology wicks moisture away from the foot surface
Provides the best amount of cushioning
Gel forefoot cushioning
Firm arch plate stabilizes the foot perfect for low arches
Energy rebound foam reduces impact forces
Available for Women in Sizes 5-8
Available for Men in Sizes 8-13

* Sizes run large

What You Get:
Sof Sole React Airr Insoles (Choice of Men or Women: Sizes 5-13)


www.dailysteals.com/#deals/23305
DailySteals.com Deals
g: 0 Posted By: DreamHouse8035
Views: 8 Replies: 0 WWStereo

Back again for those who missed thisPopular Deal[wwstereo.com](White/Orange)

$59.95 - $33.47 off with codeSD229H

=$26.48 with free shipping

For comparison, currently $39 onAmazon[amazon.com]
Headphones & Speakers Deals

World Wide Stereo Coupons
Do any businesses still use credit card imprint machines?
Added on : Wednesday April 30th 2014 10:00:08 AM
g: 0 Posted By: atikovi
Views: 0 Replies: 0 Just got a Capital One VISA and the numbers are printed on the card, not embossed. Got to thinking, does any place still use those machines where you drop in a credit card, lay a receipt form over it, then slide the handle to imprint the card? What about outside the USA?
Free Wii U Game Download w/ Purchase Registration of Mario Kart 8
Added on : Wednesday April 30th 2014 04:00:02 AM
g: 0 Posted By: SieSilverStars
Views: 51 Replies: 0 Nintendo just announced that those who register their Pre-Order of Mario Kart 8 before July 31st will get a free game download code.

Choose between:

New Super Mario Bro U
The Legend of Zelda: Wind Waker HD
Pikmin 3
Wii Party U


Click hereto watch the video of the announcement (skip forward to 31:14).

Register your pre-order here.

Click herefor more information on this offer.


Both Kmart and Newegg are offering the Pre-Order right now for $59.99. Release date is 05/30/14.
Wii U Deals
Confidentiality Agreement from a Dentist to get my money back.
Added on : Tuesday April 29th 2014 04:00:06 PM
g: 0 Posted By: kiteguru
Views: 190 Replies: 3 Hi All,

My dental office did several mistakes in a row such as almost forgetting the the upper jaw impression, giving me a partially metal crown vs fully porcelain (they tried not to show it but I demanded to see it before they remove the temporary crown) then the color did not match etc. and I lost my trust to them. In addition to that the dentist did not review the work done after my tooth has been cut by dental technician. I asked how those issues happened and expected an answer to address my concerns but instead, they refused to complete the remaining treatment. I've made a full payment in the very first day of the treatment.

Here is the agreement

""In exchange for the refund I acknowledge receiving at this time, in the amount of $722.00on my credit card, and $672.50 to Northeast Delta Dental. I, BLA BLA, being of
lawful age do hereby understand and agree that this settlement is the compromise ofa dispute, and that the payment or fee waiver is not to be construed as an admissionof liability on the part of BLA BLA Dentistry, Dr. BLA BLA or theemployees or independent contractors of BLA BLA Dentistry,, by whomliability is expressly denied.I agree that I will keep the terms of this settlement and the facts pertaining to this matterconfidential. This settlement and release shall not be disclosed to any third party at thistime or at any future date.I agree that this release constitutes the entire and final resolution of the dispute betweenthe parties, and the terms of this release are contractual and enforceable.I have carefully read this release and understand its contents, and I am signing it of myown free act.""

I have not had a chance to see another dentist yet it's killing me that I won't be even able to write a complaint to dental board because of their bad practice.I am not going to sign it before my treatment is complete.

Please advise..

1-)Should I suck it up and just move on?
2-)What can they do if I write a complaint to the state dental board. What kind of business practice is this?

Thank you very much..
Question Deals
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/dp/B00HDW8Z96

4.7 out of 5 stars (7 customer reviews)

Chicken and Waffle Recipes -From Harlem to the Universe: the Top 10 Chicken and Waffle Recipes On the Planet

Legend has it that the all American combination of savory Southern fried chicken and sweet maple syrup drizzled buttermilk waffles was born out of necessity (it is the mother of all invention after all) this intriguing combination was born out of the amalgamation of the 1920s and 30s jazz clubs in places like New York and Chicago is said that patrons and musicians alike would spill out onto the street in the wee morning hours looking for something to soak up all the rotgut gin and provided a much-needed boost of energy that patrons were most likely craving breakfast, and the musicians were most likely in the mood for dinner. So inevitably in a blurry eyed euphoria people would make their way to one of the many 24-hour diners in hopes of satisfying their cravings.

Those that wanted breakfast would order a big plate of waffles. Those that wanted dinner a big plate of fried chicken (often times these were the cheapest items on the menu) and because people often dined in groups, both items were often ordered together, along with large cups of coffee, and his people often do they begin to share food with one another.
And inevitably a piece of fried chicken ended up attracting a few droplets of maple syrup and a fork full of waffles signed a piece of fried chicken, and in very short order. It was discovered that the sweet and savory combination of both foods eaten together was an explosion of flavor and texture like nothing anyone had experience before. This unique combination was a perfect match for the jazz era hipsters.
It was a little strange about that familiar and yet strangely satisfying just like jazz music. And ever since then, a plate of chicken and waffles has been the go to grub after a late night adventure.
From Harlem to the universe top 20 chicken and waffle recipes is an outstanding collection of some of the most mouthwatering chicken and waffle recipes ever to be invented this side of the Milky Way everything from classic buttermilk waffles with maple syrup and oven fried chicken to a chicken and waffles grilled cheese sandwich!!
And there are some unique twists on some Southern favorites. Anyone that has grown up in the South, and one time or another has had pecan pie for breakfast (whether your mother was working or not) from Harlem to the universe takes his ultimate breakfast of champions. One step further, with the pecan crusted chicken and waffle sandwich!! (This particular dish is so good your taste buds will feel as though they are traveling at warp speed with Mr. Zulu).

All of these recipes suggest using top-quality ingredients, and the healthiest possible cooking methods. There is more than one recipe for some variation of oven baked, fried chicken and waffles so not only do you get to experience the awesome taste bud tingling flavor explosion.
That is the mind bending combination of chicken and waffles but you will be able to do is in the healthiest way possible (that said, chicken and waffles is one of those food combinations that should definitely be enjoyed in moderation).

So the next time you get a late night craving for something sweet and savory, or you are returning any blurry eyed euphoria from an all night adventure and require a little boost of energy turn to the from Harlem to the universe chicken and waffle recipe cookbook, your friends and taste buds will think you. chicken and waffles recipe
Free Kindle Book - How To Travel Anywhere for Free
Added on : Tuesday April 29th 2014 05:00:13 AM
g: 0 Posted By: remick
Views: 113 Replies: 0 http://www.amazon.com/gp/product/B00HZ98894/

4.6 out of 5 stars (14 customer reviews)

Travel The World And Live An Amazing Life Not On Your Dime

What if I told you that you could easily travel the world, free as a jay bird, and live the high life, and get thisnot on your dime? You would probably tell me that Im half bonkers. That living the high life all around the world for free wasnt conceivable; what with airlines charging an arm and leg just to get on board, extra baggage and all the extra charges, there's no way anyone could travel for free. Well believe it or not, its true. You can travel for free Come close, and let me tell you a little secret that will astound you and leave you begging for more. This exciting new title from Afflatus Publishing uncovers every morsel of travel for free information that you've ever seen. This astounding, yet closely guarded secrets will have you traveling around the world for free starting tomorrow. In fact this new bookHow To Travel Anywhere for Free: Secrets To Becoming An Explorer Of The World Without Any Of Your Own Money is one of the most popular, best-selling travel books on the net today. Everything you need to know about traveling abroad for free, is nicely laid out so that you can completely steer your course and destiny. Youll be a real globetrotter before you know it and your friends will be jealous wanting to know your secrets. Want to warn you that the information contained within this complete travel for free manual will have your head abuzz and you may soon suffer from loss of sleep. So please dont blame me for those sleep deprived nights, when you will dream about living a life youve always wanted.
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Fi'zi:k Ardea Mountain Bike Saddle $50.99 @ performance bike
Added on : Tuesday April 29th 2014 12:00:05 AM
g: 0 Posted By: tedhawkins
Views: 94 Replies: 0 Fi'zi:k Ardea Mountain Bike Saddle $50.99 @ performance bike

http://www.performancebike.com/bikes/Product_10052_10551_1159137...