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Amex Sync offer ToysRUs.com & BabiesRUs.com $15 cashback on $75 spend
Added on : Sunday November 23rd 2014 09:00:20 PM
g: 0 Posted By: starcrossed
Views: 146 Replies: 0 Warning for those of you interested in buying their giftcards. Be very careful. On more than one occasion, TRU has deactivated my card for no reason. Lucky i had the receipts (doesnt make sense - they are GIFTcards) that I had to show them to get them to activate the cards again.



toysrus.com & babiesrus.comSpend $75+, get $15 back OnlineExpires:12/31/2014DetailsGet a one-time $15 statement credit by using your enrolled Card to spend a total of $75 or more online at toysrus.com & babiesrus.com by 12/31/2014.TermsOffer only valid online at toysrus.com and babiesrus.com. Offer not valid in-store or on catalog purchases. All other brands, including FAO Schwarz, eToys.com, and KB are excluded. Breast Pump Solutions purchases are excluded. Purchases made at 3rd party websites and Toys R Us international sites are excluded. Orders placed online but paid for in-store are excluded. Enrollment is limited. Must add offer to Card and use same Card to redeem. Limit 1 statement credit per American Express Card across all American Express offer channels. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. For example, your transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, you will not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it. If you order an item during the offer period but it is not sent to you until after 12/31/14, it may not count towards determining whether your purchase qualifies for the offer. Statement credit will appear on your billing statement within 90 days after 12/31/14, provided that American Express receives information from the merchant about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from merchant until all items from your qualifying purchase have been provided/shipped by merchant. Statement credit may be reversed if qualifying purchase is returned/cancelled. POID: BN79:0001
Toys & Hobby Deals

Babies R Us Coupons
g: 0 Posted By: chris431
Views: 99 Replies: 0 Newegg has two FM2 / FM2+ motherboards for AMD's APUs for a great price. Both of these boards provide a future upgrade path and support the most recent Kaveri APU (unlike some of the lower priced motherboards that have a chipset that do not support the most recent AMD APU).

The MSI A88XM Gaming Micro ATX Motherboard is $59.99 after a $30 mail-in rebate. This is by far the lowest price on this motherboard and a great price for an A88X chipset board that has quite a few unique features.

Shipping is free with either Newegg Super Eggsaver shipping or 2-day for those with a Shoprunner account.

The lowest I've seen is for $85 after using a Masterpass payment promo (no longer valid) and it is typically ~$100.

Link to MSI A88XM

Newegg also has the MSI A78M-E45 FM2+/FM Motherboard for $37.99 after a $10 mail-in rebate. This is also a great price for an A78 motherboard that has plenty of features. Shipping is free with either Newegg Super Eggsaver shipping or 2-day for those with a Shoprunner account.

Link to MSI A78M



Computers Deals

Newegg Coupons
How to get free e-books, TV shows, music and more @USAToday
Added on : Saturday November 22nd 2014 10:00:04 AM
g: 0 Posted By: CltrAltDelicious
Views: 143 Replies: 0 http://www.usatoday.com/story/tech/columnist/saltzman/2014/11/22...


You've blown your budget on a new smartphone, tablet or laptop but now you need to buy content to run on it.No cash? No worries.Whether you're into media like TV shows, music, movies or e-books or software, such as a Microsoft Office alternatives, there's no shortage of places to get good and legal stuff,without having to spend a dime.Some of the following resources might be old news to you. But some gems you weren't aware of might just keep you entertained or productive without having to put your hand in your pocket. Free e-booksThere are a couple of ways you can fill up onfree books.For new releases, you can borrow e-books (and audiobooks) from many local libraries.Not only does this mean you don't have to physically get to a library, but you'll never face late fees again.All you need is your library card and the freeOverDriveapp installed on your favorite phone or tablet. First, download and install the app (app.overdrive.com) and once installed, you'll be prompted to create an Adobe ID, if you don't already have one, and authorize it to work withOverDrive. Now you can borrow e-books and audiobooks wirelessly even currentNew York Timesbestsellers.For classic books, including those in the public domain (read: free), there are awesome sites like Project Gutenberg(gutenberg.org), which offers more than 46,000 free e-books.Popular picks includePride and Prejudice,Dracula,The Adventures of Sherlock HolmesorShakespeare's timeless works.Other great resources include Google Books, Archive.org, The Online Books Page and the many free e-books offered by stores like Kindleand Kobo. Free music, music videosRather than pay to download songs by track, or subscribe to music streaming services that could cost up to $10/month, the freeTuneInRadio(tunein.com)app and website gives you access to more than 100,000 radio stations from around the world from Afghanistan to Zimbabwe and all searchable by genre, country orpopularity.If you're in the mood for a particular artist or song, simply do a search to hear what's playing at that exact moment.Want local radio? No worries. Tap to see all the AM and FM stations in your area and tune in at home or on the go (even with album artwork). Alternatively, you can listen to Internet-only stations, such as the awesome 1.FM.If you prefer to have curated playlists, be sure to visitSongza(songza.com)in your Web browser or download the free app.Here's another option: Use free software like Free YouTube Downloader or YTD Video Downloader both of which are available inC|NetDownload.com'sTop 10 list(download.com) and you can not only download music videos to watch online but also convert them into MP3sfor your phone or tablet, too.Some Web browsers will also let you download YouTube videos to watch offline or copy over to a mobile device. Free softwareBoth Microsoft and Google offer free productivity programs namely, Microsoft Office Online and Google Drive but they require an Internet connection to function fully.However, Apache'sOpenOffice(openoffice.org)is a downloadable, offline suite of productivity tools for word processing, creating spreadsheets and presentations and more.OpenOfficeis available in multiple languages and runs on many operating systems, and you can install it on as many computers as you like. The software suite supports a wide range of file types created by other programs (including Microsoft Office's .doc, .xlsand .ppt).Also available for Windows, Mac and Linux isLibreOffice, another feature-rich and free software suite with a word processor, presentation maker, spreadsheet creator and other programs. Windows and Linux users can also downloadSoftMakerOffice 2008, an older but free version of a more recent commercial product.If you're on a smartphone or tablet, Kingsoft Office(kingsoftstore.com)is a free Microsoft Office alternative that lets you create, view and edit documents imported from Word, Excel, PowerPoint and others, including support for PDF files. All of your work can be stored locally on the smartphone or tablet or accessed from "cloud" services like Dropbox, Google Drive, Box and others. It's also possible to collaborate and share files with other users.There are many good, free photo-editing tools, but Gimp(gimp.org)might be the most robust, thanks to its powerful editing features, digital retouching, multiple file support and customizable interface options. The free download works with Windows, Mac, Linux and other operating systems. Free TV shows, moviesThere are a few good ways to watch television shows online without having to pay to download them. Your options might be a bit limited, but hey, free is free.For one, all the major TV networks let you watch live or prerecorded shows on their respective websites. For example, go to ABC and you'll see its top shows cycle from right to left and a large tab that says "Watch the latest episode" or "Watch Now" whether it'sModern Family,How to Get Away With Murder,Grey's Anatomy,Agents of S.H.I.E.L.D.orGeneral Hospital.And while you need to pay for Hulu Plus, there's no shortage of content to watch on the main Hulu site(hulu.com). Also check outSideReel(sidereel.com).There are hundreds of free shows often pilots or the first episode of a new season you can download from iTunes.Along with an entire section devoted to free films, YouTube(youtube.com)has many episodes of mostly older TV shows, but can be a great way to relax on a lazy Sunday afternoonmaybe by connecting your computer to your big-screen television with an HDMI cable (which you can buy at your local dollar store) or wirelessly through a Smart TV, Chromecast or other set-top solution.Movie lovers can also check out Sony's Crackle,Yidio,Vimeo'sFilms Channel,SnagFilmsandPopcornFlix. Free podcasts, radio showsFinally, you likely knowaudio-based podcasts can be a great way to keep you entertained on a long commute, whether you're interested in downloadingor streaminga comedy routine, news report, political rant, tech advice, religious sermon or the latest music remix from a popular club DJ.When you hear a podcast you like say, within iTunes easily subscribe with the simple click or tap; every time there's a new show it automatically downloads.There are video podcasts, too, another form of free entertainment at home or on the go.Same goes for classic radio dramas.Popularized in the '40s before television took off, "old time radio" (OTR) shows, as they're referred to today, are enjoying a 21st century rebirth thanks to the Internet and MP3 files.Recommended shows include the creepyInner Sanctum and Price of Fearwith Vincent Price" mysteries; nail-biting adventures from Suspense and Escape; the antics of Jack Benny and Abbott and Costello; and sci-fi classics likeJourney Into SpaceandX Minus One(featuring many Ray Bradbury yarns).Filling up your smartphone, tablet or computer with these timeless tales is as easy as subscribing to one of the many dozen OTR podcasts (some with daily updates) or by bookmarking websites such as Archive.org, Relic Radio and OTRCat.com, each with thousands of free downloadable episodes.
Books Deals
g: 0 Posted By: tedhawkins
Views: 97 Replies: 0 Powermate PM0103008 3,000-Watt Portable Generator $269.99 + $5 S/h @ woot

http://tools.woot.com/offers/powermate-3-000-watt-portable-gener...

There's a reason this is called a Powermate, not just an ordinary mate. It's not like your ordinary mates (or "friends," if you will) because, again, it's a Powermate. It's great having friends and all, and frankly we're happy for you that you do, but what are your mates going to do when the power goes out?

They might be able to light candles, give you a flashlight, eat all of the food in your fridge so that it doesn't go bad, and those are all admirable displays of effort, but frankly, none of that comes close to what this Powermate 3,000-Watt Portable Generator can do.

Using its 212cc OHV engine, 4-gallon fuel tank, and 11-hour run time at a 50% load, it'll provide the electricity you need when what you really want is electricity, not friendship.

Nothing against friendship in general, but in times of need, and by times of need, we mean times in need of electricity, there's one mate that will be there for you: your Powermate.
Home & Garden Deals

woot! Coupons
g: 0 Posted By: Gauss44
Views: 39 Replies: 0 In short, Sallie Mae ruined my credit with a few inaccurate reports of 60 days late. Sallie Mae customer service has been telling me that they will fix the problem since September. I sent letters to the credit bureaus to dispute this twice. No results, errors still on reports. I am thinking about suing either Sallie Mae and/or the credit bureaus. I would appreciate any help with this. (No collection agency is involved.)

Detailed version is below, but probably not necessary.

The Problem: I pay Sallie Mae one monthly lump-sum payment that covers the monthly payment for all of the loans I have with them. This worked just fine for a couple years. Then a few months ago, a few of my Sallie Mae loans showed up on my credit report as being 30-60 days late, which they were not. Payments were made on time. Sallie Mae basically goofed and failed to update their system properly to reflect my payment.

What My Credit Report Says: Listed under, "Potentially Negative Accounts," my credit report inaccurately states that I was 60 and 30 days late on 4 Sallie Mae accounts in June and July. For August through the present, it reports a status of, "OK." The accounts currently say, "Paid as Agreed."

When I Contacted Sallie Mae: I contacted Sallie Mae several times over the phone. The majority of customer service personnel I've spoken with, supervisors included, do not understand credit reports. They say that since my credit report is currently showing, "paid as agreed," that there's no problem. So, I call back until I get someone who understands that 30-60 days late in June and July is a problem, and ask for help getting that inaccurate statement removed from my credit report. A couple times now (in September and again in October), Sallie Mae's customer service promised that my credit report would be corrected. They agreed that I have not missed any payments this year, and that I have paid the full amount due every single month. Sallie Mae's customer service says that they are not allowed to send me a letter confirming my payment.

Lack of Evidence Online and on Monthly Statement: Sallie Mae did not send me a monthly statement and no longer has statements available on their website (at all, for any month). On their website, they only provide an amount due and a payment history. The payment history they provide is a nightmare and difficult to make sense of. (Here's why: I pay $500 a month. On the payment history, you never see the figure, $500. Sallie Mae divides that number into smaller payments for each of my loans they service. You never see those numbers (payments toward each loan) either, because those smaller numbers are divided again into other categories like, amount toward principle, amount toward interest, etc. What actually appears on Sallie Mae's "Payment History" page is a never ending list of, "$8 to principle, $10 to principle, blah blah to principle, $4 to interest, $25 to interest, etc. You cannot tell which amounts apply to what loan or much of anything from that mess.) Then the credit bureaus all block out the last 2 digits of each student loan identification number, so it's impossible to tell which loan they are referring to. (I've just described the problem as, "I've never been late on any loan payment from Sallie Mae, please correct the entries that claim I was late in June and July of 2014."

Evidence I Have: I have copies of cancelled checks that show Sallie Mae did indeed receive $500 from me every single month this year. I've also kept copies of the last 2 letters I sent to the credit bureaus to dispute those entries.

Result: Despite all of this, my credit report has not been corrected. I am in the process of sending Sallie Mae a letter, but I am nowhere near sure that this will solve the problem.

(I think that I've finally read all the many threads about disputes with credit bureaus on here. While they were helpful, I did not see the answer to this particular issue. If I missed something, feel free to post a link.)


Credit Deals
LOZO - Search, Bundle & Get Qz From Multiple Locations
Added on : Friday November 21st 2014 11:00:10 AM
g: 0 Posted By: imanemokid
Views: 102 Replies: 0 LOZO - Search, Bundle & Get Qz From Multiple Locations

WHAT IS LOZO?

LOZOs goal is to save you money! Our most popular service is helping you find grocery coupons that are right for you.

Grocery coupons can help you reduce your grocery bill by 20-40%, saving you $1,000 each year. Unfortunately, those coupons are scattered across the web and are very time consuming to find. This is where LOZO comes in!

LOZO's powerful technology constantly monitors over 400 trustworthy websites and brands that offer more than 1,000 grocery coupons. We know when new coupons arrive and when older coupons go out of stock. From this massive coupon database, we help you find the ones that are right for you by:

Matching Coupons to Your Grocery List. Enter your grocery list at LOZO.com and well email you links to coupons that match the items on your list. Learn more about this service here.
Showing You 1,000+ Coupons in our Grocery Coupons Bundler. Browse tons of coupons, all in one place. When you find coupons you want, well show you how to get them. Learn more about this service here.

Heres some more information about how LOZO works:

What LOZO Does:


We help you find coupons that you care about. We constantly monitor hundreds of websites that have coupons, so you dont have to!
We can track your personal grocery list including your brand & variety preferences, and notify you when matching coupons are available.
We have a Kayak-style Grocery Coupons Bundler that shows you over 1,000 grocery coupons from over 400 different sources all in one place! You can browse these coupons, select those you like, and see any restrictions imposed by the brands who offer them. Some coupons you can print right at LOZO. For the rest, well give you convenient links and instructions on how to get them.
We group coupons together to save you steps. If we see that youve selected 5 coupons from the same website, well give you 1 link, not 5 links! This unique coupon intelligence is not something you'll find from a coupon database.
We do the same thing when we send you links to coupons that match your grocery list. Plus, well pre-clip these coupons for you whenever possible to save you time.
Save you money, no strings attached! LOZO is completely free to use, funded by advertising from the brands and retailers who want to get their coupons to you.

Printable Coupon Deals
Shaw's/Star Market Parmigiano Reggiano $11.25/lb B&M (and other cheeses)
Added on : Friday November 21st 2014 10:00:17 AM
g: 0 Posted By: arla
Views: 283 Replies: 0 For those in New England:

Two in-store specials that combine beautifully: 25% off all "speciality" cheeses Friday/Saturday/Sunday, andParmigiano Reggiano marked at $14.99/lb. Final price $11.25/lb. My store had both rough-cut chunks and grated, YMMV.
Dairy Deals
Foldable Shopping Cart (Ebay) $32.40 + Free Shipping
Added on : Friday November 21st 2014 09:00:18 AM
g: 0 Posted By: michaeltorrmgmt
Views: 210 Replies: 0 /itm/150-LB-Folding-Shopping-Cart-Basket-fron...

Found this black foldable shopping cart on eBay for only 32.40 + free shipping! Cheapest one on the site. Started off in the $70's range and ended up finding this one.


For those of you who would rather not shop on eBay, I found the sellers site for about 50 cents cheaper. Also includes free shipping and carts in red & blue as well.
/basic-jumbo-cart.html
Home & Garden Deals

eBay Coupons
Shaw's/Star Market Parmigiano Reggiano $11.25/lb B&M (and other cheeses)
Added on : Friday November 21st 2014 09:00:04 AM
g: 0 Posted By: arla
Views: 100 Replies: 0 For those in New England:

Two in-store specials that combine beautifully: 25% off all "speciality" cheeses Friday/Saturday/Sunday, andParmigiano Reggiano marked at $14.99/lb. Final price $11.25/lb. My store had both rough-cut chunks and grated, YMMV.
g: 0 Posted By: remick
Views: 174 Replies: 0 http://www.amazon.com/gp/product/B00LXG0226/

Estate planning can be done without a lawyer if you have the right information and the right forms. 25 Estate Planning Forms provides you with easy to use forms that you can follow and make legal. No matter the size of your estate, an estate plan may help reduce your estate's taxes, reduce conflict among family members, and provide you with the peace of mind of knowing your final arrangements have been planned. For many people, they already know how they want to distribute their estate, but don't have the necessary forms to make it legal. This book can help. It includes sample forms that you can understand because they are written in plain-English. Often people have more diverse needs than they may have initially thought. Having a variety of forms can help you figure out what your final wishes are and how those wishes may be accomplished.

No CDs | No Confusing Online Application Forms | No Monthly (Or Hourly) Fees
Save Time | Save Money | Make It Legal

At Peerless Legal we believe the law is only useful when people have the tools they need to understand their rights. Join us on our quest to make the law usable and accessible to anyone. Peerless Legal was founded with quality in mind. All of our products are created by a licensed attorney who believes in our mission to empower individuals by giving them the legal self-help tools to access legal information, make decisions, and engage the system. You can take part by turning information into actions.


also free

Retirement: The Ultimate Guide to Retirement Planning: (retirement calculator, retirement quotes, retirement, retirement age, retirement planning, retirement ... retirement planning book, retirement)
http://www.amazon.com/Retirement-Ultimate-Planning-retirement-ca...

This book contains proven steps and strategies for a flawless and relaxed retirement planning for people of all ages. No matter if you are just beginning your working life, you are in the middle of it, or you are close to retiring, you will need to put some aspects under new perspective and streamline your options to avoid possible troubles.
Retirement planning is all about the income a person receives after the end of his or her paid work. It is all about identifying the possible sources of income, estimating expenses, managing assets and using a savings program. It is all about deciding what needs to be done in order for the income to be amply sufficient for a leisurely and relaxed lifestyle.
But it is not just about the money. Other aspects of retirement to consider include places to retire to, when the time is right to quit working and how to spend your time constructively during retirement. It is holistic approach that needs to be implemented in order to cover every aspect of life after you have stopped working.
Books Deals

Amazon Coupons
Some Free Kindle Books - Cooking, Travel & More
Added on : Friday November 21st 2014 05:00:10 AM
g: 0 Posted By: remick
Views: 38 Replies: 0 Popeye's 33 Favorite Spinach Recipe's
http://www.amazon.com/gp/product/B00J8M9WH8

Cajun Cookbook for Beginners Everyday Cajun Recipes From The Big Easy
http://www.amazon.com/gp/product/B00JJDDH5O/

Wine Milkshakes and Smoothies: Quick and Delicious Cocktail Recipe Book
http://www.amazon.com/gp/product/B00EE2S8C2/

Easy Thai Recipes. Everything from Thai Curry to Thai Chicken and Easy Pad Thai recipes
http://www.amazon.com/gp/product/B00BNYMB86/

Top 30 African Soup & Stew Recipes In Just 3 Steps
http://www.amazon.com/gp/product/B00IKGQ92E



Enjoying France
http://www.amazon.com/gp/product/B00MRQZN6G/

Transformative Travel in Nepal: Fulfilling a Dream in the Himalayas
http://www.amazon.com/gp/product/B008EAUYEA/

Traveling the U.S.: San Diego
http://www.amazon.com/gp/product/B00M4JV0I6/

An Australian Dinosaur Tour (Around The Campfire Book 1)
http://www.amazon.com/gp/product/B007IP0OAG/

Helsinki Cafes: A must-have book for travelers and for those who just love Finland (Joko mennaan 1)
http://www.amazon.com/gp/product/B00P4J5QB0/

London For Free: A Visitor's Guide: 2015
http://www.amazon.com/gp/product/B00PP0A2JE/



Easy Keyboard And Piano Chords Pictures (Music Book 1)
http://www.amazon.com/gp/product/B00GZV8S66/

The Best Party Ever - How to Throw a House Party
http://www.amazon.com/gp/product/B00A9N5XSW

Toiletrivia - Pop Culture & Entertainment: The Only Trivia Book That Caters To Your Everyday Bathroom Needs (Volume 4)
http://www.amazon.com/gp/product/B005EBQOUK/

Battlefields of the Civil War Vol 1 (Visitor's Guides)
http://www.amazon.com/gp/product/B00CKBS1AS/









Totally Free Deals
Free DLC for Payday 2 (Steam) - Alpha Mauler from Alienware
Added on : Friday November 21st 2014 04:00:12 AM
g: 0 Posted By: remick
Views: 72 Replies: 0 http://na.alienwarearena.com/giveaways/payday-2-alienware-alpha-...

Play the hit game PAYDAY 2 in Alienware style with this Alpha Mauler. Inflict pain on those between you and your loot with the power of the brand new PAYDAY 2 item, the Alpha Mauler. So, what are you waiting for? Grab your key and show the world the intimidating power of the Alpha Mauler today!
Totally Free Deals
Help me Pay Off my Grad School Loans
Added on : Thursday November 20th 2014 08:00:09 PM
g: 0 Posted By: matrix5k
Views: 27 Replies: 0 I recently finished grad school and would like to ask for help in paying off my loans.I've been throwing every cent I have from work and credit card / checking bonuses into the loans. After the grace period ended, the early payments were divided between all loans instead of the highest interest rate loan. I've been trying to get Great Lakes to put the early payments towards the 6.55% loans only, but it's been an uphill battle. As an aside, I think it's ridiculous that grad students have to pay 6.8% or higher APR.

Stafford Loans: I set up $515/mo auto-pay to reduce APR by 0.25%
$8,307 - 6.55% APR
$7,281 - 6.55% APR
$3,786 - 6.55% APR
$10,018 - 5.16% APR
$6,108 - 5.16% APR

Undergrad loans: Not really worried about these. I set up $55/mo auto-pay to reduce APR by 0.25%
$3,283 - 3.88% APR
$7344 - 3.88% APR

Credit Card Debt: I paid the last semester with the 0% Chase Slate & Amex Everyday cards.
$12,479 Chase Slate(0% APR until 7/2015)
$8,560 Amex Everyday (0% APR until 7/2015)
$900 Other cards for various purchases (engagement ring setting, gas, food, etc)
I don't really keep track of my food/gas expenses every month. I know that I can cut those down significantly.

My FICO score is 760-770 range.

Bills:
Rent - $625 plus $50 or so in utilities
Cell - $35/mo prepaid
Car Insurance - $900/year for full coverage

Income: I just got a new job with my shiny new degree. I take home about $1200 after taxes every 2 weeks right now, but it will be $3,000 every 2 weeks in about a month. I won't have benefits until I work for 3 months though, and I currently have no health insurance. My fiance and I should probably get married on paper first, since she already has benefits.I plan to propose within the next year. I have a ring already (it was given to me and I paid only for the setting).

Savings: I realize my emergency fund is really low but if I have a true emergency, I can always withdrawal from Chase checking or Roth IRA contributions right? Or charge to the 0% APR cards.
$2500 in a 2.25% rewards checking account
$1500 stuck in Chase checking (3 more months until I can close the account without losing $150 promo)
$500 in store credit cards - WalMart, Amazon, Staples, Best Buy, etc. Mostly as gifts or hot deals. Will try to use these for everyday spending before credit cards.
$121 in Schwab brokerage account

Retirement:
401k $41,000
Roth IRA $20,000
HSA $6,000

Car is paid off (5 year old Honda Accord)

I'm not sure if I should worry more about the 6.55% loans or the 0% APR ending on my credit cards when July rolls around. I can probably do more balance transfers but have to pay a 3% fee, unless another 0% BT fee card comes along.

I just got a BT offer from BoA for 0% APR until 7/2016 with 3% fee, my credit limit is $15,000. Should I use this to pay the loans now?
I plan to apply to refinance with SoFi or DRB. Should I wait until I have paystubs with my new job, or should I apply now with my lower income?
Personal Finance Deals
WEN 6530 6-Amp Electric Hand Planer, 3-1/4-Inch $48.99 + $5 S/h @ woot
Added on : Thursday November 20th 2014 08:00:07 PM
g: 0 Posted By: tedhawkins
Views: 119 Replies: 0 WEN 6530 6-Amp Electric Hand Planer, 3-1/4-Inch $48.99 + $5 S/h @ woot

http://tools.woot.com/offers/wen-3-1-4-planer

Remember when you needed to smooth out those joists? Plane away chips, splinters and misshaped edges with the WEN 6 Amp 3-1/4 Inch Electric Hand Planer. Perfect for fixing stubborn doors and reshaping post edges. This power planers 6-Amp motor delivers over 34,000 cuts per minute to your work piece, slicing away any irregularities until the surface of your boards are aligned and smooth. With a cutting width of 3-1/4 inches and a maximum cutting depth of 1/8 inch, youll have the perfect companion for preparing reclaimed wood back into perfectly useable boards. The 16 positive stops increase in increments of 1/128 inch anywhere from 0 all the way up to 1/8 inches. The base plate shoe even includes a v-shaped groove for easily flattening sharp post corners.

Aside from the power planer, this package also includes a dust bag, a rabbeting guide, a kickstand and a parallel fence bracket. The 5/16 inch rabbeting guide adjusts anywhere from 0 to 1 inches to allow for rabbets up to an inch deep in size. The parallel fence provides an accurate and straight cut by making sure your strokes are directly parallel to the edge of the wood (a must have for planing door edges, wood trim and boards). The kickstand protects both the blade and the work piece in between uses by keeping the blade elevated and out of contact from the surface of your project. Finally, the dust bag collects all of your loose shavings to keep your work space clean and sawdust free. The bag attaches to both the left or right hand side of the planer to fit whatever your preference may be. And because this is a WEN Product, your 6 Amp 3-1/4 Inch Electric Hand Planer comes backed by a 2-year warranty, a friendly customer help line, and a nationwide network of skilled service technicians.

6-amp motor provides up to 34,000 cuts per minute
16 positive stops adjust the cutting depth anywhere from 0 to 1/8 inches
Make rabbets up to 1 inch in size with the 5/16 inch rabbeting guide
Lightweight design weighs in at a mere 6 pounds
Includes power planer, dust bag, a kickstand, and a parallel fence bracket
Shipping Note: Shipping to Alaska, Hawaii, PO Boxes and APO addresses not available for this item

Warranty: 2 Year WEN
Electronics Deals

woot! Coupons
g: 0 Posted By: tedhawkins
Views: 129 Replies: 0 Melissa & Doug 9583 Deluxe Jumbo Cardboard Blocks 2-Pack (80 Blocks) $39.99 + $5 S/h @ woot

http://kids.woot.com/offers/melissa-doug-deluxe-jumbo-cardboard-...

This 80-piece set takes the blah out of blocks, especially for kids who create best with lots of pieces, lots of color, and lots of space
A staple item in many preschools, this set can spark endless imaginative play as children build large, life-size structures
Kids will find plenty of ways to construct forts, bridges, walls, chairs, and more with the easy to assemble pieces
Three different size blocks offer a strong building foundation as well as a starting point for kids to conceptualize math
- Example: One large red block is the same size as two medium blue blocks or four small yellow blocks, adding blocks, counting blocks, etc.
The blocks also help develop large motor skills and teamwork
Made from heavy grade cardboard, these blocks are lightweight enough for small architects to lift and connect, but strong enough to support those same builders standing or sitting on them
The red blocks hold up to 150 lbs!
Feature a wipe-clean surface
Kids with a knack for construction and creative play will be enraptured by these bright red, yellow, and blue blocks for hours
Toys Deals

woot! Coupons
Google Wallet No Fee Debit Card
Added on : Thursday November 20th 2014 03:00:11 PM
g: 0 Posted By: TheAccountant
Views: 88 Replies: 1 Logged in to my account and it appears google wallet got rid of fees for debit cards. This will be great for those with a rewards debit card
Discussion Deals
Skylanders Trap Team Starter Pack $49.99 @ Amazon. All consoles
Added on : Thursday November 20th 2014 11:00:05 AM
g: 0 Posted By: KevinD
Views: 8 Replies: 0 Before you thread-crap, I realize that most stores will have this for $39.99 on Black Friday. But for those of us who don't want to deal with the crowds or worry about limited stock it's worth the extra $10.

Skylanders Trap Team Starter Pack
New Britain Rock Cats (AA Baseball) 24 Tickets for Price of 10
Added on : Thursday November 20th 2014 10:00:12 AM
g: 1 Posted By: Pauldow
Views: 237 Replies: 0 This is Connecticut for those who don't know where New Britain is.
Starting next year they will be affiliated with the Colorado Rockies.

From 10 AM - 2 PM Friday, the Rock Cats will run a sale on what they call a Claw Pack. This is usually 12 ticket vouchers for the price of 10. During this sale, they will be BOGO, so it's 24 ticket vouchers for the price of 10.
These are valid on reserved, field box, and club seats.
Normal prices per ticket are:
Day of Game Advance Sale Regular Claw Pack Sale Claw Pack Reserved $12 $10 $8.33 $4.17 Field Box $14 $12 $10.00 $5.00 Club $17 $15 $12.50 $6.25
Must be purchased by phone at 860-224-8383, or in person at New Britain Stadium. No online sales.
I believe there's a small mailing charge for phone orders.

http://www.rockcats.com
Seat layout diagram
Restaurants & Entertainment Deals
L&M - Log in with you PIN and get a free hamburger speaker YMMV
Added on : Thursday November 20th 2014 04:00:12 AM
g: 0 Posted By: remick
Views: 135 Replies: 0 I received an email from L&M today titledLog in with you PIN to get a free gift. You may need to use the link that they sent. I didn't have a PIN created previously, created one and logged back through the email but did not see the offer. Maybe for those who already have a PIN
Limited Eligibility Deals
$888 55" Samsung Smart UHD TV Available Now at hhgregg
Added on : Thursday November 20th 2014 02:00:08 AM
g: 0 Posted By: chasbparker
Views: 949 Replies: 1 Have an hhgregg nearby? With all the hype that Best Buy was getting over the Samsung 55" UHD that will be available next Thursday, those with an hhgregg can get it a week early for $888. Starting Thursday, 11/20 one can get the Samsung UN55HU6840 for $888. No coupon required

Forgot to add that customers also get a $50 hhgregg gift card (purchase any TV over $799) making the net $838. That is a pricing advantage
TV Deals
Disney Rewards use 600 points get $10 movie ticket
Added on : Wednesday November 19th 2014 06:00:02 PM
g: 0 Posted By: washerebefore
Views: 216 Replies: 0 Avengers comes out in April2015 - thisreward will go fast..
~~Lets go to the movies! This movie admission certificate is valid for up to $10.00 toward one admission to see any Disney movie.
Movie Admission Terms and Conditions: The movie certificate is good for one adult admission (up to $10.00 total value in US and $10.00 total value in Canada) to see any Disney movie, at any showing including those designated as "no coupons, no passes" in local theater listing guides. Reward code will be void if not activated by 2/28/15. The certificate expires 6 months after online activation and the certificate will be void if not used by the expiration date. If lost, cannot be replaced. No reproductions accepted. No cash value. No change provided. Internet access and printer required, and must bring printed certificate to the participating theater's box office to redeem. Not valid with any other offer. Offer valid only in US or Canada only, depending on the zip code and country selection during the code activation process. Valid for one-time use only. Not for resale; void if sold or exchanged. If cost of movie admission is more than the maximum value of the movie certificate then user must pay the difference. This program is powered by Fandango Loyalty Solutions, LLC.
Movies Deals
Two free books from Scholastic for Small Business Saturday participation
Added on : Wednesday November 19th 2014 05:00:01 PM
g: 0 Posted By: remick
Views: 50 Replies: 0 http://www.scholastic.com/freebookoffer/?

SCHOLASTIC FREE BOOK OFFER FOR SMALL BUSINESS SATURDAY TERMS.

Fill out the Scholastic Free Book Offer for Small Business Saturday Book Redemption Card ("Redemption Card") with your name and address and up to two (2) small businesses that you visited on Small Business Saturday and a short reason why. For purposes of this promotion, a small business is defined as a retailer, restaurant, or non-professional service provider with annual revenue of less than $100 million and fewer than 99 employees. You are not required to know as a certainity whether a business meets these criteria, but you must make a good faith determination. Redemption Card may also be found at scholastic.com/ShopSmall. Between 10/23/14 (12:01 AM EST) and 1/31/15 (11:59 PM EST), mail the Redemption Card via regular U.S. mail to: Scholastic Free Book Offer, P.O. Box 711, New York, NY 10012. Postage is not required. While supplies last, you will receive one book for each small business, up to two (2), that you list on the Redemption Card. Limit one (1) Redemption Card per household; limit two (2) book per household. All Redemption Cards must be postmarked by 1/31/15. No facsimiles, reproductions, or digital reporductions of Redemption Cards will be accepted. Offer may not be re-sold, bartered or offered on auction sites. No group, commercial or business requests. Sponsor not responsible for lost, late, incomplete, illegible, damaged, postage-due or otherwise undeliverable mail. SUBMIT YOUR REDEMPTION CARD ONLY VIA REGULAR MAIL. NO OTHER SUBMISSION METHOD ACCEPTED. POSTAGE IS PREPAID. Offer open to those age eighteen (18) and older who are residents of the 50 U.S. and D.C. at time of submission. Offer void where taxed, restricted or prohibited by law. Allow 6-8 weeks after close of offer for shipment for books. By participating, you agree to be bound by rules & decisions of Sponsor, which are final. All participants, as condition of entry, agree to release Sponsor, American Express Company, its affiliates, parents, subsidiaries, distributors & agencies from any liability for injuries, loss or damages sustained through participation in this promotion &/or use of prize once accepted.

$888 55" Samsung UHD TV available 11/20
Added on : Wednesday November 19th 2014 02:00:04 PM
g: 0 Posted By: chasbparker
Views: 318 Replies: 0 Have an hhgregg nearby? With all the hype that Best Buy was getting over the Samsung 55" UHD that will be available next Thursday, those with an hhgregg can get it a week early for $888. Starting Thursday, 11/20 one can get the Samsung UN55HU6840 for $888. No coupon required
TV Deals
Medical billing dispute - lab ran tests a year later that were not needed
Added on : Wednesday November 19th 2014 12:00:12 PM
g: 0 Posted By: seekay44
Views: 81 Replies: 0 Have had a high-deductible plan w/ an HSA for the last few years.
Last year I had some sort of an allergic reaction to something, which showed up as a red rash on my forearms. Went to my family practice (Scripps Clinic), saw Dr. J who ordered a panel of allergy tests but also gave me a steroid and asked me to take Bendryl. If the rash didn't go away in a day or two, I was to go to the lab and get those tests done. The rash went away, and so I didn't go down to the lab.

Fast forward to this Oct and I went back to the same practice and this time saw Dr. N who ordered a regular blood panel as part of the annual physical.

I then got a bunch of EOBs from the insurance company, and all made sense except for one for $930+. After a couple of weeks of digging around and calling the doctor's office, I was finally told that it was the allergy lab tests that were never done in 2013. It seems it was my responsibility to get the "test cancelled" as once the doctor orders it, she can not take it back.

I'm not trying to shy away from paying my bills but it seems wrong that:
[a] its my responsibility and not the doctor's to get that cancelled
the lab didn't even bother to check if those tests were needed after more than a year and just automatically went ahead and did the tests. This is the one I find really weird...

I'm going to try and negotiate with them and see if I can get the bill reduced. From past experience, doctor's offices don't budge once I've received an EOB as they claim its the "negotiated" rate. What else should I try? Would prefer it doesn't end up in collections as that would impact my credit report and I'm looking to buy a house in the next year or two.
Question Deals
Rent current home out, buy a new home or rent a new home?
Added on : Wednesday November 19th 2014 11:00:08 AM
g: 0 Posted By: awebs
Views: 135 Replies: 3 I found a few threads on this, but none of them seemed to be in as complicated a situation as we are in so I'm starting a new one. (Sorry if it seems redundant.)

In 2006, we bought a very small condo for 356k (we owe about 320K on it now). Last month, a comparable unit in our complex sold for 253K so that is probably close to what our unit is worth. In other words, we are still very under water.Since we bought the home, we have had a child and are planning to have another soon so we are outgrowing the amount of space we have.The best solution we can come up with is to rent our place out and try to buy a new place. The mortgage is one of those crazy housing bubble specials so right now, the payment is very low due to the low interest rate. Our first mortgage is $635, the second is $110, $282 for HOA and about $210 for property taxes for a total of $1237. We think we can get somewhere between $1400 and $1550 per month in rent for it. So we would make a bit of profit.

We have no child care costs since we work opposing schedules. We are working on paying off all of our non-mortgage debt (when we are done, we will have no car loans and no credit card debt), and we will then move on to saving up a down payment for a new place. We are willing to move into a rental ourselves and rent our place out in order to establish rental history, if we need to.

The kind of house we are looking for in today's market is about 400K.

This is a common enough situation, now on to the complexities:

1-My father in law is a coborrower on the loan. We have always had enough income to pay the loan and we have good credit, but we were very young and didn't have a long enough employment history to qualify by ourselves back in 2006. He has never paid anything toward the loan. Short sale has never seemed like an option because we don't want to hurt my husband's parents. I wasn't sure if this situation would affect our ability to qualify for a mortgage on another home.

2- Our combined income is $91,000 per year. Part of that is from tips which my husband's employer does withhold taxes from and report to the IRS. I assume this would be okay since it's all documented, but wasn't sure since this is the only time I've ever heard of someone actually paying taxes on tips? If you don't count the tips, our income falls to $83,000. I've crunched the numbers and either way, I don't think a bank would say we could afford 2 mortgages without counting our rental income, unless I calculated incorrectly.

3- Since our current loan is whacky and could go up or down with the interest rate, would this count against us?

4- We don't qualify for any HARP goodies. Our loan is not backed by Fannie or Freddie and the mortgage servicer has rejected our request for modification since we can afford to pay and have never missed a payment.

I know lenders are strict now about rental income not counting. Is there any hope for us?

How much should we plan to save for a down payment?

How long would we have to rent our place out in order to convince them to count the rental income?

How much cash reserve (other than the down payment) would we have to have?

I'm not sure how long it will take for us to qualify or if the interest rates or home prices will still even be affordable by then...

Are there any other options we should consider?

We also thought about just renting a bigger place for ourselves, but the rental market in our area is really hot so rent would be higher than the mortgage payment would be which just kind of hurts...

Thanks in advance for your help!
New User Question Deals
Credit Card Bonus CashBack Rotating Categories 2015
Added on : Tuesday November 18th 2014 03:00:10 PM
g: 1 Posted By: NEDeals
Views: 161 Replies: 0 There are some changes to Discover's More, It quarterly categories for 2015, especially restaurants which are shifting to 2nd Quarter (possibly to compete with Chase. Hopefully Chase will have restaurant bonuses in a later quarter to extend for the fun for those with both Freedom & Discover.

It looks like Discover's rotating categories for 2014 will be very similar to 2013. I'm hoping that there won't be too much overlap between cards. Both the Discover and Freedom cards are now generally $1500 max spending per quarterly bonus category.

Discover Card
1st Quarter - Gas and Ground Transportation
2nd Quarter - Restaurants, Movie Theaters, Entertainment
3rd Quarter - Home Improvement
4th Quarter - Holiday Shopping

Chase Freedom Card (categories beyond 1st Qtr not officially announced until December)
1st Quarter - Grocery Stores, Starbucks, and Movie Theaters
2nd Quarter - TBA, may be Restaurants
3rd Quarter - TBA
4th Quarter - TBA

Citi Dividend
1st Quarter -
2nd Quarter -
3rd Quarter -
4th Quarter -

--
Discussion Deals
Cashing Out from own LLC by Owner? Issues?
Added on : Tuesday November 18th 2014 02:00:09 PM
g: 0 Posted By: megakiss
Views: 115 Replies: 0 Hello, my friend David operates a LLC and has been taking out monthly ATM cash withdrawals out from his LLC for the past 1 year. Total cash amount withdrawn via ATM is around 105k now in 12 months. David never took out more than 3k or 10k in one day because of obvious cash withdrawal ATM limits in a 24 hour period. Also, when the taxes are filed, this cash which was the profit obtained from the business was documented as income and this cash was not declared as an expense and also no other extravagant expenses were declared in case of an IRS audit. Regular bills such as office rent/phone bills/transportation etc are included in there. In short, timely filing of taxes has been done.

Question here is:

1. Apart from issuing himself a check for all the profits earned as a dividend or setting up a sister company (let's say in canada): is taking out cash from his own business a crime in the eyes of IRS? When this guy david has been paying his taxes every year and not counting this 105k cash withdrawn as an expense. For example, all employees are paid via checks & proper taxes are deducted for them and the business (payroll taxes / unemployment taxes etc).

David knows about the SAR and CTR rules (no 3k cash deposits/withdrawals in 1 day or never any 10k deposits/withdrawals) but he is not trying to commit any fraud here and simply likes to spend money in cash for personal reasons and personal use since he owns the company. Also he has not done any structuring of any types since ATM has a daily limit of granting less than 1000$ per day only. So maximum money you can withdraw from business account in a month is around 28k.

Company's atm card is also used for regular dining / everyday expenses. What David's understanding so far has been is that IRS audit's those businesses who would report cash withdrawals as an expense and not show it as the profit earned by the company. Here in David's case, all this 105k is documented as a profit (all incoming payments in company has been through checks from vendors - so all paper records exists).

If the entire situation described is an issue for IRS, then David would like to stop this and not withdraw any cash from his business account. Please advice

Thanks all for your help.

Regards,
Courtney
g: 1 Posted By: remick
Views: 301 Replies: 1 http://www.amazon.com/gp/product/B00FJ42P1O/

HAVE ENDLESS ONE UNSRAMBLING WORDS. SOLVING WORD SCRAMBLE PUZZLES IS ONE OF THE BEST WAYS TO MAINTAIN THE BRAIN IN TOP OPERATING CONDITIONS. THE LETTERS IN 7,000 WORDS ARE SCRAMBLED IN ABC ORDER. SOLUTIONS ARE GIVEN FOR ALL PUZZLES.



also free

Number Slide (A Free Game for Kindle)
http://www.amazon.com/Number-Slide/dp/B004OTWKNS

Number Slide brings the classic sliding number puzzle to Kindle.

In Number Slide, you are presented with a set of numbered tiles on a grid. One tile is removed and the remaining tiles are scrambled. The objective is to get all the tiles into proper numeric order by moving the tiles into the one open space and sliding them around until they are back where they belong.

Number Slide features hundreds of randomly generated game grids for you to enjoy. You can choose between a small (3x3), medium (4x4) or large (5x5) puzzle grid with larger grids being more difficult. You can also challenge yourself by trying to beat your best time on each puzzle.

Number Slide comes with instructions as well as tips to help you if you get stuck. You can choose if you wish to move tiles manually (where you select each move with the 5-way button first), or automatically (no need to press the 5-way button).

Enjoy this puzzle classic on Kindle today!



Challenger RPG a Free Roleplaying Game
http://www.amazon.com/Challenger-RPG-Free-Roleplaying-Game-ebook...

This is a pen and paper tabletop roleplaying game, not a computer game. If you're looking for one of those, I'm afraid you'll have to look elsewhere. I highly recommend the dungeon-crawling German rogue-like "Lost Labyrinth" which is free to download and a purely awesome game.

If you're looking for fiction, you're in luck! You will find the completely free comic fantasy novel "The End of The World" at the very back of this e-book. Enjoy.
If you're interested in an RPG game, please read on below.

Free, 20+ Races, 36 Classes, 50+ skills including: specific skills, broad skills, power skills, and special ability skills. GM rolls no dice, completely player-driven approach to gaming with a core mechanic using the d20 and set damage ratings for most weapons so combat is faster and more furious than ever before. 2x faster combat than 4E Dungeons and Dragons.

More than 60 Pages of GM advice useable with any system. New rules on stacking monsters, monster subtypes, magic items, a list of monsters for use with Challenger, traps, and rules on non-combat obstacles complete with TN's.

The rules on Base Skills have been removed and clarified. No more must you roll 75 different base skills to start play. It's as simple as choosing your skills, classes, race, 5 powers, purchasing equipment and calculating your stats and you're done!

New rules on armor, equipment, and improved background powers to further detail your character like never before. Crazy races have been ditched and new races combined to make the rules on races simpler, more flexible, and even more entertaining!



The Disney Interactive Quiz Game for Kids
http://www.amazon.com/Disney-Interactive-Quiz-Game-Kids-ebook/dp...


Puzzazz Holiday Gift (Free Puzzles from Puzzazz)
http://www.amazon.com/Puzzazz-Holiday-Gift/dp/B006NZIYWC


Lapple+ Puzzle Book #1: 1000 Overlapping Words Puzzles (LAPPLE+ IQ BOOST)
http://www.amazon.com/Lapple-Puzzle-Book-Overlapping-Puzzles-ebo...


10000 Difficult Spellrex Puzzles to Improve Your IQ
http://www.amazon.com/10000-Difficult-Spellrex-Puzzles-Improve-e...







Books Deals

Amazon Coupons
g: 0 Posted By: BennyZz
Views: 89 Replies: 0 http://www.midwestsupplies.com/pages/promos/holiday-cheer.html?

For those of you into home beer brewing, Midwest Supplies is having a buy one get one free extract kit sale that, in my opinion, is a great deal.

More specifically, if you buy the Winter Ale kit ($42.99 price before yeast, shipping etc) you can get a $39.99 Happy Holiday Ale kit for free.

Details from site:
Buy a Winter Ale, Get a Happy Holiday Ale FREE!

1. Add one Winter Ale (SKU U345x)
2. Add one Happy Holiday Ale (SKU U850x)
3. Enter promo code PLAYITAGAIN into the promo code field on the shopping cart page

http://www.midwestsupplies.com/pages/promos/holiday-cheer.html
Home & Garden Deals

Midwest Supplies Coupons
Single Person Hammock $10 FS at dailystaels
Added on : Tuesday November 18th 2014 07:00:08 AM
g: 0 Posted By: priyacg
Views: 57 Replies: 0 Single Person Hammock $10 FS at dailystaels


http://www.dailysteals.com/p/37185/6ft-Cotton-Fiber-Traditional-...


Lay and sway in the comfort of this cotton fiber hammock Combining old-style quality with innovation, this traditional Brazilian Styles Hammock can brighten up your day in more ways than one. Enjoy reading, resting, and napping outdoors with this cotton fiber single hammock. In tough environmental conditions, like rain forests, jungles, humid summers, rainy seasons, and the like, a tough hammock is required, especially for those situations when it will be left outside in all kinds of weather.This large rope hammock is crafted of 100% recycled cotton fibers. This Brazilian-styled hammock is designed for one and is able to hold up to 280lbs. This hammock has a bed that measures 6-ft long by 3-ft wide accommodating most body types. The cotton fiber hammock is perfect for the outdoors and will cradle you in comfort for years to come.

Product Features:

Lay-on made with 100% recycled cotton fibers
Weight limit 280lbs
Features bright Caribbean colors
Lay-on dimensions: 72 x 36
Great for adults and kids
Lightweight and strong
Easy to assemble
Includes matching storage bag
Home & Garden Deals
g: 0 Posted By: danfriz
Views: 172 Replies: 2 Smile!

Great deal if you need just one. Single base 2 brush set with hard travel case. Very similar to the dual base 4 brush $70-$80 promo-packs at Costco and Sams for those who need just 1 brush set. Comes with 2 brush heads, travel case and charger. Use BestBuy promo Code 'sonicare10' to take $10 off the $49.99 list. Free instore pickup. This is the 'easy to clean' thinner model (pro-result brushes included iirc).

This is the basic base version with 2 minute timer, li-on battery - no massage modes etc.

Part of the BF preview I think but it went through.

Dan

Health Deals
g: 0 Posted By: tedhawkins
Views: 93 Replies: 0 Trent PowerPak Xtreme 12000mAh Rugged Water/Dirt/Shockproof Dual USB Port External Battery $36.35 Fs Amazon Lightning Deal

http://www.amazon.com/New-Trent-Shockproof-Smartphones-Black-Gre...

Rugged Series 5V@2A-1A Dual USB Charger charges 2 devices simultaneously. 2A output is for iPad/Tablet and 1A output is for iPhone/smartphones.
Compatible with most smartphone's (Apple, Samsung, HTC, Motorola, LG, Nokia, Blackberry, Sony, etc...) and 5V Tablets compatible devices.
Rigid and durable build makes the PowerPak Xtreme water proof, dirt proff, and shock proof. The ideal companion for those who enjoy camping, hiking, biking, and many other outdoor activities.
No iPhone/iPad adapter or cable is included, but the PowerPak Xtreme NT120R is compatible with the original Lightning/30-pin connector Apple manufactured charge cables.
No AC wall charger is provided, but the PowerPak Xtreme NT120R can be recharged using the supplied micro-USB charge cable with any standard 5V/2A USB charge ports, including most computer USB ports and USB wall chargers.
Batteries & Chargers Deals

Amazon Coupons
g: 0 Posted By: filipharris
Views: 109 Replies: 0 Ebola: The Ultimate Ebola Survival Guide to Preparing and Surviving the Ebola Outbreak

The Ebola virus has been spreading across West Africa and now across other countries killing thousands of people. How can you combat this virus and ensure that you and your loved ones avoid the same fate so many others have faced? The Ebola virus will only continue to get worse as long as we remain uneducated and unprepared for what it can and will bring.

Once we take the steps necessary to prepare ourselves for the Ebola outbreak, we have nothing to fear. We may have little control over the spread of the Ebola virus to various parts of the world as a whole, but we do have control over whether the Ebola virus is going to affect our own lives and the lives of those we love. By taking the necessary steps to prepare ourselves and educate ourselves about the Ebola virus we can and we will prevent the virus from controlling our lives.In this book we will discuss the following:

General Guidelines for Avoiding the Spread of the Ebola Virus
How to Prepare Your Household for a Pandemic like the Ebola Virus
10 Ways to Avoid Contracting the Ebola Virus
How to Fortify Your Immune System Against the Ebola Virus
What Medical Supplies You Need to Buy to Be Safe Against An Ebola Outbreak

Download Here:http://www.amazon.com/dp/B00PNTUK4O/
Totally Free Deals
g: 0 Posted By: tedhawkins
Views: 158 Replies: 0 Moosjaw - 20% Off Almost Everything - Jackets, Clothing, Footwear, Hike/Camp, Gear Climbing & More

http://www.moosejaw.com

The 20% off sale cannot be combined or compounded with other codes or promotions and it can't be applied to prior purchases
The 20% off is good on in-stock items only
The Anniversary Sale starts on November 17, 2014, and ends on November 29, 2014. November 17th is a day before my birthday, so that makes it almost the best day ever. Patagonia is only on sale until 11/21/2014. Horny Toad and Hydro-photon are on sale until 11/23/2014. Kahtoola, Lowe Alpine, Marker, Marmot, Montrail, Mountain Hardwear, Prana, RAB, and Sea to Summit are on sale until 11/26/2014. Black Diamond is on Sale until 11/28/2014.
Exclusions apply. The sale only applies to select brands, and not all items from those brands are included in the sale.
Offer subject to change without notice due to bad hair days, good hair days, or any other reason whatsoever.
Clothing Deals

Moosejaw Coupons
Google Play - free Hunter Hayes - Storyline album
Added on : Monday November 17th 2014 05:00:20 PM
g: 1 Posted By: wc455
Views: 100 Replies: 0 For those who like country music and like Hunter Hayes' music, here ya go! linky

This the whole Storyline album. "Tattoo" and "Invisible" are some of his popular songs.
Totally Free Deals
Gander Mountain 20% off select Ammo Online Only 11/17-11/22
Added on : Monday November 17th 2014 03:00:23 PM
g: 2 Posted By: excx
Views: 239 Replies: 2 Link

"Free Shipping No Minimum, for the holidays"

For those in need 20% plus free shipping helps offset the usual high pricing.

see also Mini Gun Vault 99.99Link for Gun Vaultnot sure if std. or deluxe?
Guns & Ammo Deals

Gander Mountain Coupons
Amex Financial Review is back
Added on : Monday November 17th 2014 12:00:16 PM
g: 1 Posted By: ltcm
Views: 201 Replies: 3 Just FYI -- there hasn't been a current thread on this in a while, and there was some talk in old threads that the FR process had stopped. Well, it hit me yesterday (10-year Amex member, lots of accounts, never late, zero recurring balances, etc.). Talked to the rep today and she asked me to send in last 3 months of bank statements. I would have preferred pay stubs or tax returns, but she wouldn't budge. I went ahead and faxed them in to see what would happen. Once it's resolved, I'll post a bit more about what triggered this.

One question for those who have gone through this process -- once you send in docs, how long until a resolution was reached? Did you get any more phone calls, or did your status just change online?
Discussion Deals
Snapfish.com 60% off $80+ coupon code
Added on : Monday November 17th 2014 08:00:13 AM
g: 1 Posted By: noyzee
Views: 225 Replies: 1 http://www.snapfish.com Entercode:RETAILMENOT6080

Expires 11/30/14

With the holidays coming up, great opportunity to save some $$$ on those cards/prints.
Home & Garden Deals

Snapfish Coupons
g: 5 Posted By: remick
Views: 274 Replies: 0 http://www.amazon.com/gp/product/B00AVMPGY2

Relational database design teach-by-practical-diagrams-&-examples book for developers, programmers, systems analysts and project managers who are new to relational database and client/server technologies. Also for database developers, database designers and database administrators (DBA), who know some database design, and who wish to refresh & expand their RDBMS design technology horizons. Familiarity with at least one computer programming language, Windows file system & Excel is assumed. Since the book is career advancement oriented, it has a great number of 3NF database design examples with metadata explanations along with practical SQL queries (over 700 SELECT queries) and T-SQL scripts, plenty to learn indeed. Great emphasis is placed on explaining the FOREIGN KEY - PRIMARY KEY constraints among tables, the connections which make the collection of individual tables a database. The database diagrams and queries are based on historic and current SQL Server sample databases: pubs (PRIMARY KEYs 9, FOREIGN KEYs 10) , Northwind (PRIMARY KEYs 13, FOREIGN KEYs 13) and the latest AdventureWorks series. Among them: AdventureWorks, AdventureWorks2008, AdventureWorks2012 (PRIMARY KEYs 71, FOREIGN KEYs 90), & AdventureWorksDW2012 (PRIMARY KEYs 27, FOREIGN KEYs 44). The last one is a data warehouse database which is the basis for multi-dimensional OLAP cubes. The book teaches through vivid database diagrams and T-SQL queries how to think in terms of sets at a very high level, focusing on set-based operations instead of loops like in procedural programming languages. The best way to master relational database design & T-SQL programming is to type the query in your own SQL Server Management Studio Query Editor, test it, examine it, change it and study it. Wouldn't it be easier just to copy & paste it? It would, but the learning value would diminish rapidly. You need to feel relational database design and the SQL language in your DNA. SQL queries, "CREATE TABLEs" must "pour" out from your fingers into the keyboard. Why is knowing SQL queries by heart so important? After all everything can be found on the web so why not just copy & paste? Well not exactly. If you want to be an database designer expert, it has to be in your head not on the web. Second, when your supervisor is looking over your shoulder, "Chuck, can you create a new table for our electric pumps inventory?", you have to be able to type the CREATE TABLE query without documentation or SQL forum search and explain how it will work to your superior promptly. The book was designed to be readable in any environment, even on the beach laptop around or no laptop in sight at all. All queries are followed by results row count and /or full/partial results listing in tabular (grid) format. Screenshots are used when dealing with GUI tools such as SQL Server Management Studio. Mastery of the relational database design book likely to be sufficient for career advancement as a database designer and database developer.



also free

"Programming Sucks!" -- The Aspiring Developer's Guide
http://www.amazon.com/gp/product/B00MNFRKPS/

Programming sucks.
At least that's what I thought. I started with a closed mind. As with any new experience, there's a lot to learn.
Concept after concept.
New struggle after struggle.
Hosing an app more than once.
HTTP protocol. Command-Line. HTML. CSS. Programming Languages. Frameworks.
Is your head ready to explode? Mine was.
I felt stuck. And more often than not, wanting to give in.
I started journaling all of my problems. It just felt like I'd never get there with too much to learn -- and starting from nothing. Nothing but books that were dry, dull, too challenging, or not challenging enough. I tried to look everywhere for some inspiration -- that something to spark that little voice inside the back of my head. I had a hard time finding it. Maybe you do too..? That's where this book comes in.
This book is largely dedicated to my own experiences. In fact, when writing it, it was as if I was writing to myself a year ago. Kicking the stupid out of me one page at a time.
"Programming Sucks!" -- The Aspiring Developer's Guide is one of both personal experiences, and advice. You'll dig deep into some basic programming concepts. This will lay out an incredible foundation, and prepare you with a solid mindset of how to proceed. It's also not geared toward any particular programming language (although it makes heavy usage of Ruby.)
You'll enjoy the occasional metaphoric and dry humor, while thinking outside the everyday-box and setting the stage to learn effectively as a developer.
The best way to describe this book is not one to learn how to code.
If anything, it's a book to, "Learn how..to learn how to code."
I'd like to dedicate this book to you. And the fact that you won't give up.



Cloudera Impala
http://www.amazon.com/gp/product/B00NO8HB5W

Learn about Cloudera Impala--an open source project that's opening up the Apache Hadoop software stack to a wide audience of database analysts, users, and developers. The Impala massively parallel processing (MPP) engine makes SQL queries of Hadoop data simple enough to be accessible to analysts familiar with SQL and to users of business intelligence tools--and its fast enough to be used for interactive exploration and experimentation.



jQuery, JavaScript, and HTML5: A Simple Start to jQuery, JavaScript, and HTML5
http://www.amazon.com/gp/product/B00M8AYI1C/

Want To Learn jQuery, JavaScript, and HTML5 in the Simplest Way Possible?
If So, Then You've Come To The Right Place. This eBook Was Written by a Software Engineer Who Will Take You Step-by-Step To Become Skilled and Knowledgable at jQuery, JavaScript, HTML5, and More!

Here Is A Preview of What You Will Learn:
- The Basics of HTML
- The Basics of JavaScript
- The Basics of CSS3
- HTML5
- jQuery
- Forms
- Web Services
- Web Socket Communications
- Managing Local Data With the Help of Web Storage
- Offline Web Applications
- And More!



Thinking in HTML
http://www.amazon.com/gp/product/B00NN8H4FU

You will gain an intermediate knowledge of HTML after reading this book. Instead of wandering through loads of Theory, we will understand HTML practically so that we can semantically define the markup and structure of a webpage. We have used Notepad for the examples in this book. Alternatively, you can also use Notepad++ or any advanced editor. All you need to do is copy the code and paste it into Notepad. Upon execution, you will get the output as depicted in the screenshots. Screenshots are provided for each sample code.

Coding improves with practice. The examples in this book are compatible with almost every modern browser such as Mozilla Firefox, Opera or Google Chrome to name a few. Instead of using the verbatim code, you can modify the code and see the change in the output, thereby understanding the subtle nuances of HTML. By the end of the book, with practice, you can achieve better things as you get to grips with HTML.



Computer Systems Today
http://www.amazon.com/gp/product/B007P5SX34/

Computers are extremely fast, versatile, and finding their way into every business, industry, government and research activity today. The uses of computers are diverse and encompass arts and entertainment, science and medicine, education, transportation, problem-solving, research, decision-making, home and personal management, data warehouse, communication and message services, Internet, World Wide Web, intranet, law enforcement, etc. These computers can be used by any executive through a variety of user-friendly menu-driven graphical user interface packages without any prior computer experience.

Exploring the world of information technology can be informative, exciting, and challenging.
* For those students taking an introductory computer course who are just beginning to discover the world of information technology, Computers Today will make the process of this discovery enjoyable and educational.
* For those who are not entirely comfortable with computers and their applications, this text book provides blocks of information presented within the framework of the end-user's perspective and environment.

This book is written in a friendly, lucid, and engaging style that sparks the reader's interest. This project is an effort to show how computers affect our daily lives and how they will continue to have an ever increasing impact on our future.

We believe that, in Computers Today, you will find all you need to ensure that students understand and retain what they have read. We offer up-to-date coverage of latest computer systems concepts and an explanation of popular software packages. Though comprehensive in scope, each topic presents practical, day-to-day applications of computers.

Purpose Of This Edition

Computers Today acquaints readers with the many related areas of computer skills they will need if they are to understand the driving force behind our information society. These areas are:
* Knowing Computer Capabilities and Limitations.
* Knowing How To Use Computers.
* Knowing How Computer Hardware and Software Is Acquired.
* Understanding The Computer's Impact.

Key Themes
* Extensive Personal Computer Coverage. Although we discuss all types of computers, we place a strong emphasis on personal computers, reflecting their continuing prominence in home, business, and education.
* Focus on Computers in Business. We provide several features that focus on the uses of computers in the business environment. Topics include the use of personal computers; organizational information systems, the role of the chief information officer; security, privacy, and ethics; and knowledge-based systems, virtual office, and decision support systems.
* Coverage. Offers up-to-date coverage of computer concepts and an explanation of popular software packages. Though comprehensive in scope, each topic presents practical, day-to-day applications of computers.
* Buyer's Guide. Businesses, students and hobbyists are making important economic decisions about the purchase of computers for their needs. This book provides enough guidelines for the purchase of hardware and software.
* Appealing Style. When students enjoy what they read, they remember it. The text's friendly style encourages the reader and increases students' comprehension and confidence.

Key topics covered include: computer capabilities and limitations, how to use computers, how computer hardware and software is acquired, understand the computer's impact, personal computers, computers in business, organizational information systems, role of the chief information officer; security, privacy, ethics; knowledge-based systems, virtual office, and decision support systems, etc.



Ultimate App Making Guide: The Beginner's Guide to Setting up Their App Development Business
http://www.amazon.com/gp/product/B00P1KBHOC/

With the advent of smartphones our lives have become easier and you know what makes an average smart phone user's experience even better? It is those entertaining and useful applications we come across every day. More & more people are plunging into the world of application development. More & more businesses, big or small startup entities, they all make sure that they are present for their customers 24/7 and what better way can there be other than creating an application for their smartphones?

This book has been compiled to serve as the user guide for a complete beginner. This book contains -
> Step by step guide to Android Development
> Step by step guide to iOS Development
> Step by step guide to Windows Development
> Various online resources & tools you can use to boost your efforts
> Reskinning & much more!

This book will serve as your manual to the application development process. It has been kept in account that the book is written in such a way that even a non-tech savvy person will be able to create his or her own application by the end of this book.

Books Deals

Amazon Coupons
Amazon Warehouse 10% off
Added on : Monday November 17th 2014 03:00:11 AM
g: 0 Posted By: mushman
Views: 323 Replies: 0 I am not sure of the details of this promotion but I was buying a Thule sling backpack from Amazon warehouse and when added to the cart it automatically took an additional 10% off. The discount was not there yesterday.

I then tried it with several other products (all electronics) sold by Amazon Warehouse and it took 10% off each of those.

Sorry I don't know the complete details but a great time to get some good bargains.

My Order: Order Summary
Item(s) Subtotal: $61.97
Shipping & Handling: $0.00
Promotion Applied: $6.20
Total before tax: $55.77
Estimated tax to be collected: $3.90
Grand Total: $59.67
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g: 0 Posted By: remick
Views: 40 Replies: 0 http://www.amazon.com/dp/B009G1PI2E/

4.4 out of 5 stars (124 customer reviews)

Strange as it may seem, other people are not nearly as committed to our happiness as we are. In fact, sometimes they seem like they're on a mission to make us miserable! There's always that one person. The one who hijacks your emotions and makes you crazy. The one who seems to thrive on drama. If you could just "fix" that person, everything would be better. But we can't fix other people--we can only make choices about ourselves. In this cut-to-the-chase book, communication expert Mike Bechtle shows readers that they don't have to be victims of other people's craziness. With commonsense wisdom and practical advice that can be implemented immediately, Bechtle gives readers a proven strategy to handle crazy people.

More than just offering a set of techniques, Bechtle offers a new perspective that will change readers' lives as they deal with those difficult people who just won't go away.
Books & Magazines Deals

Amazon Coupons
Appeal Of Using Quicken/Mint? What Benefits? Best Practices?
Added on : Sunday November 16th 2014 06:00:03 PM
g: 0 Posted By: itconsult
Views: 26 Replies: 0 I've never used Quicken, Mint, or similar services. Quite frankly, I earn much more than I spend and I have frugal tendencies by nature so I don't really need a budget. However, it would be interesting for me to review my spending data. For one, I intermingle my personal and business reimbursible expenses across all of my credit cards to maximize rewards. If I used a Quicken-type program to import this data monthly, I'd like to be able to tag things as "business reimbursible" such that I am not counting those expenses against other categories like food that they might otherwise artificially inflate.

My main resistance to using one of these programs is privacy versus benefit. I am intrigued by the possibilities here but not yet convinced of the benefit. I do see a large privacy concern as now my data is being aggregated into yet one more company. I'm curious to hear what benefits people on this board realize from using one of these programs as well as what best practices exist that you've found.

Currently, I use an Excel spreadsheet to track my networth and it works well for me because I include in my networth a few items that are illiquid but have definitive values. I manually update them and it all just works. Would a Quicken do something like that?

Also, what things are you using these apps for? Tracking networth? Tracking investment portfolio return? Tracking expenses? Ensuring your business expenses were properly reimbursed? What actionable steps have you taken or could you conceivably take based on the information you're collecting and reviewing on your financial life?
Question Deals
UPDATED: The Official 20-Page Bestbuy Black Friday Ad-scan
Added on : Sunday November 16th 2014 10:00:07 AM
g: 0 Posted By: JayMatt19
Views: 126 Replies: 0 http://bfads.net/Black-Friday/Best-Buy/Ad


Best Buy will begin their Black Friday Sale at 5PM on Thanksgiving Day and close at 1AM on Black Friday. Tickets for those seeking out the hottest items will be handed out up to 2 hours before store opening, and they usually guarantee the ticketholder's coveted item will remain in stock until a certain time. Best Buy will re-open at 8AM on Friday with tickets handed out up to an hour before doors open.
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Best Buy Coupons
g: 0 Posted By: keithdt
Views: 61 Replies: 0 4 Free Social Science Kindle eBooks from Routledge:

Nuclear Disarmament and Non-Proliferation: Towards a Nuclear-Weapon-Free World?

"This book examines the current debate on nuclear non-proliferation and disarmament, notably the international non-proliferation regime and how to implement its disarmament provisions. Discussing the requirements of a new international consensus on nuclear disarmament and non-proliferation, this book builds on the three pillars of the nuclear non-proliferation treaty (NPT): non-proliferation, disarmament and peaceful uses of nuclear energy. It reviews the impact of Cold War and post-Cold War policies on current disarmament initiatives and analyses contemporary proliferation problems: how to deal with the states that never joined the NPT (India, Pakistan and Israel); how states that have been moving toward nuclear weapons have been brought back to non-nuclear-weapon status; and, in particular, how to deal with Iran and North Korea. The analysis centres on the relationship between disarmament and non-proliferation in an increasingly multi-centric world involving China and India as well as the US, the European powers and Russia. It concludes with a description and discussion of three different worlds without nuclear weapons and their implications for nuclear disarmament policies."

http://www.amazon.com/Nuclear-Disarmament-Non-Proliferation-Nucl...


Civil Society and International Governance: The Role of Non-State Actors in the EU, Africa, Asia and Middle East

"Structures and processes occurring within and between states are no longer the only or even the most important - determinants of those political, economic and social developments and dynamics that shape the modern world. Many issues, including the environment, health, crime, drugs, migration and terrorism, can no longer be contained within national boundaries. As a result, it is not always possible to identify the loci for authority and legitimacy, and the role of governments has been called into question. Civil Society anf International Governance critically analyses the increasing impact of nongovernmental organisations and civil society on global and regional governance. Written from the standpoint of advocates of civil society and addressing the role of civil society in relation to the UN, the IMF, the G8 and the WTO, this volume assess the role of various non-state actors from three perspectives: theoretical aspects, civil society interaction with the European Union and civil society and regional governance outside Europe, specifically Africa, East Asia and the Middle East. It demonstrates that civil societys role has been more complex than one defined in terms, essentially, of resistance and includes actual participation in governance as well as multi-facetted contributions to legitimising and democratising global and regional governance."

http://www.amazon.com/Civil-Society-International-Governance-Non...


Consumer-Citizens of China: The Role of Foreign Brands in the Imagined Future China

"This book presents a comprehensive examination of Chinese consumer behaviour and challenges the previously dichotomous interpretation of the consumption of Western and non-Western brands in China. The dominant position is that Chinese consumers are driven by a desire to imitate the lifestyles of Westerners and thereby advance their social standing locally. The alternative is that consumers reject Western brands as a symbolic gesture of loyalty to their nation-state. Drawing from survey responses and in depth interviews with Chinese consumers in both rural and urban areas, Kelly Tian and Lily Dong find that consumers situate Western brands within select historical moments. This embellishment attaches historical meanings to Western brands in ways that render them useful in asserting preferred visions of the future China. By highlighting how Western brands are used in contests for national identity, Consumer-Citizens of China challenges the notion of the "patriots paradox" and answers scholars questions as to whether Chinese nationalists today allow for a Sino-Western space where the Chinese can love China without hating the West."

http://www.amazon.com/Consumer-Citizens-China-Imagined-Routledge...


NGOs in India: The challenges of women's empowerment and accountability

"By examining how NGOs operate in Southern India in the early 2000s, this book discusses the challenges faced by small, local NGOs in the uncertain times of changing aid dynamics. The key findings focus on what empowerment means for Indian women, and how NGO accountability to these groups is an important part of the empowerment being realised. The notion of community empowerment, in which the solidarity of a group can be a path to individual empowerment, is discussed, as well as analysing how empowerment can be a useful concept in development. Based on case studies of 15 NGOs as well as in-depth interviews with 80 womens self-help groups, the book highlights the key features of effective empowerment programs. The author uses innovative statistical analysis tools to show how a key factor in empowerment of marginalised women is the accountability relationship between themselves and the supporting NGO. The book goes on to discuss the ways that NGOs can work with communities in the future, and recognises the limitations of a donor-centric accountability framework. It provides a useful contribution to studies on South Asia as well as Gender and Development Studies."

http://www.amazon.com/NGOs-India-empowerment-accountability-Cont...
Totally Free Deals
Advent Calendar Item....Christian $6.91 with Prime
Added on : Saturday November 15th 2014 06:00:07 PM
g: 0 Posted By: Jesypie
Views: 130 Replies: 0 For those looking for items to fill advent calendars for children Amazon has this...http://www.amazon.com/Kurt-Adler-Christmas-Interactive-Magnetic/...There are 24 items to affix to the magnetic board which can correspond to the 24 days of Advent and, when completed, depict the nativity. These magnetic items are perfect to add to the hanging-style advent calendars with pockets. They may be a bit too large for most doored wooden calendars but they do fit in my old Kurt Adler one. Price is only $6.91 with prime down from a list price of $37.50.
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Amazon Coupons
g: 0 Posted By: remick
Views: 153 Replies: 0 Conflict, Security and the Reshaping of Society: The Civilization of War
http://www.amazon.com/gp/product/B00BNMIZV0/

This book is an examination of the effect of contemporary wars (such as the 'War on Terror') on civil life at a global level.

Contemporary literature on war is mainly devoted to recent changes in the Theory and practice of warfare, particular those in which terrorists or insurgents are involved (for example, the 'revolution in military affairs', 'small wars', and so on). On the other hand, today's research on security is focused, among other themes, on the effects of the war on terrorism, and on civil liberties and social control. This volume connects these two fields of research, showing how 'war' and 'security' tend to exchange targets and forms of action as well as personnel (for instance, the spreading use of private contractors in wars and of military experts in the 'struggle for security') in modern society. This shows how, contrary to Clausewitz's belief war should be conceived of as a "continuation of politics by other means", the opposite statement is also true: that politics, insofar as it concerns security, can be defined as the 'continuation of war by other means'.



also free

Believe in America: Mitt Romney's Plan for Jobs and Economic Growth
http://www.amazon.com/gp/product/B005LEY5Q0/

Mitt Romney will rebuild the foundations of the American economy on the principles of free enterprise, hard work, and innovation. His plan emphasizes critical structural adjustments rather than short-term fixes. It seeks to reduce taxes, spending, regulation, and government programs. It seeks to increase trade, energy production, human capital, and labor flexibility. It relinquishes power to the states instead of claiming to have the solution to every problem.

Any American living through this economic crisis will immediately recognize the severity of the break that Mitt Romney proposes from our current course. He is calling for a fundamental change in Washington's view of how economic growth and prosperity are achieved, how jobs are created, and how government can support these endeavors. It is at once a deeply conservative return to policies that have served our nation well and a highly ambitious departure from the policies of our current leadership. In short, it is a plan to get America back to work.



Mein Kampf Comes to Washington DC
http://www.amazon.com/gp/product/B00OHXSG0C/

Mein Kampf Comes to Washington D.C. is a digest of Hitlers original 720 page tome. Each chapter in Mein Kampf Comes to Washington D.C. corresponds to a chapter in Mein Kampf. Some chapters are quite short, which is due to the strict exclusion of racist and anti-semantic material. A good deal of Hitlers autobiographical information was also excluded. The digest contains twenty-three chapters of political principles and strategies from Mein Kampf covering: Religion, Education, the Press, and so on. Mein Kampf sold over ten million copies, and transformed an established democracy into a dictatorship.

The principles in this political manifesto are now being used in Washington D.C. by extremists. For example, the strategy and ideology used by the TEA Party to shutdown the United States Government from October 1st to October 16th 2013 (at a cost to the American tax payer of 24 billion dollars) can be found in the first few chapters of Mein Kampf. Today they call themselves the TEA Party, yesterday they were the neocons, and who knows what they will label themselves tomorrow, but the applied ideology, strategy, and tactics of political extremists (all over the world) have a common center Mein Kampf.



Voluntary Peasants Labor of Love, Part 3: The Farm Commune Early Years 1972-'76
http://www.amazon.com/gp/product/B00KVTKJWE

Cool, fun weaving of journalism, humor and stream of consciousness to transport the reader on an entertaining, mind-expanding, psychedelic odyssey. Far out adventures of a UPI reporter, who followed the 60s over the edge; sought Enlightenment and joined 300 spiritual hippies to co-found a remarkable commune in Tennessee awarded the alternative Nobel Peace Prize, the Swedish Right Livelihood AwardFor caring, sharing and acting with and on behalf of those in need at home and abroad.

Imagine all the people living life in peace. That was us! We had it going.

For 13 years, folks lived life in peace, simply, with friends, sharing adventures, working together to help fix the world. Entertaining, never-before-revealed, inside look into iconic American communeThe FarmA bold, shared vision, social experiment of the 60s. At peak1,400 people enjoyed zero unemployment, universal healthcare, food, housing and all necessities on $100/person a month!

A literary labor of love of about group labor of love. Far out, true tales of collective community living, gurus, hippies, and spiritual seekers.

The Farm was a 24/7 peace demonstrationour own town, complete with solar-heated school, soy dairy, clinic, doctors, midwives, bakery, farming, motor pool, good karma cottage industries, radio station, and humanitarian outreach. I was a founder, builder, and resident member for 13 years. I worked as a farmer, carpenter, mason, flour miller, baker, vegan chef, gateman, editor and earthquake reconstruction volunteer in Guatemala, working with a team from The Farm and Mayans; building rural schools, clinics, houses and a clinic for Mother Teresa.

Originally, The Farm was a spiritual hippie cult built around charismatic teacher, Stephen Gaskin. High Times calls GaskinThe Gandhi of the American Counterculture. Over the years, The Farm evolved into Community as Teacher, with Stephen serving as minister and life Coach. Stephen's wife, Ina May Gaskin, was the community midwife and became a major force in popularizing home delivery. Ina May is in the Women's Hall of Fame and is known as the mother of modern midwifery. We examine the guru-student trip and my 13-year, extraordanary relationship with the Gaskins.




Policies to Address Poverty in America
http://www.amazon.com/gp/product/B00L1BN3U6/

One-in-seven adults and one-in-five children in the United States live in poverty. Individuals and families living in poverty not only lack basic, material necessities, but they are also disproportionally afflicted by many social and economic challenges. Some of these challenges include the increased possibility of an unstable home situation, inadequate education opportunities at all levels, and a high chance of crime and victimization.

Given this growing social, economic, and political concern, The Hamilton Project at Brookings asked academic experts to develop policy proposals confronting the various challenges of America's poorest citizens, and to introduce innovative approaches to addressing poverty. When combined, the scope and impact of these proposals has the potential to vastly improve the lives of the poor. The resulting 14 policy memos are included in The Hamilton Project's Policies to Address Poverty in America. The main areas of focus include promoting early childhood development, supporting disadvantaged youth, building worker skills, and improving safety net and work support.



Affordable Excellence: The Singapore Health System
http://www.amazon.com/gp/product/B00CDUS7WS

This is the story of the Singapore healthcare system: how it works, how it is financed, its history, where it is going, and what lessons it may hold for national health systems around the world. Singapore ranks sixth in the world in healthcare outcomes, yet spends proportionally less on healthcare than any other high-income country. This is the first book to set out a comprehensive system-level description of healthcare in Singapore, with a view to understanding what can be learned from its unique system design and development path.

The lessons from Singapore will be of interest to those currently planning the future of healthcare in emerging economies, as well as those engaged in the urgent debates on healthcare in the wealthier countries faced with serious long-term challenges in healthcare financing. Policymakers, legislators, public health officials responsible for healthcare systems planning, finance and operations, as well as those working on healthcare issues in universities and think tanks should understand how the Singapore system works to achieve affordable excellence.



3 Theories of Everything
http://www.amazon.com/gp/product/B007N431DE

What is reality? What is the meaning of human life? Why do we suffer? In this simple volume, international lecturer Ellis Potter explores three major worldviews that propose radically different answers to these eternal questions. In clear and compelling language, Potter shows us that the three worldviews, and the unique hope that each offers to humanity, have profoundly different consequences for how we see everyday reality and the ultimate purpose of our lives. This book is a concise, reader friendly look at 3 basic ways of seeing reality from the East and the West. It wrestles with the problem of suffering and finds solutions in each of the 3 points of view. It is respectful of each worldview and engages the readers in some deep and hard-hitting questions about how they identify themselves and how they look at and understand the world. Reading, thinking about and perhaps discussing this book will bring the readers into a clearer focus of their own way of seeing reality. The book is based on lectures by the author and has a large section of questions and answers drawn from actual discussions.
Books Deals

Amazon Coupons
Macy's Extra 15% off Select Men's Coats & Jackets, Free shipping @ $99
Added on : Saturday November 15th 2014 04:00:07 AM
g: 0 Posted By: ichabod
Views: 227 Replies: 0 Some great deals on Men's coats, especially the wool blends, just in time for looking good for the holidays with an extra 15% off. Enter promo code GIFT. Free shipping @ $99.

Looks like some exclusions apply. They have some Big and Talls in there also. Pricing not as good as their Doorbuster on Black Friday, but typically those styles and sizes are very limited IMHO, so this looks to be a good deal to me.

http://www1.macys.com/shop/product/lauren-ralph-lauren-labrada-d...

http://www1.macys.com/shop/product/michael-michael-kors-brown-he...

http://www1.macys.com/shop/product/michael-michael-kors-madison-...



Clothing Deals

Macy's Coupons
lindt: 50% off online in-store 11/14 only
Added on : Friday November 14th 2014 11:00:04 AM
g: 0 Posted By: VivYip
Views: 183 Replies: 0 I saw this in email

lindt has a flash sale for today page with the header

in-store is 6-9PM
online is 12PM to 11:59PM
* In-store offer is valid for 50% off full priced merchandise and excludes purchase of Gift Cards and Lindt Chocolate Bar Drinks. Not valid on prior purchases; cannot be combined with other discounts or offers. Sale offered in Lindt Chocolate Shops on Friday, Nov. 14 2014 from 6-9 pm within local time zones. Online Flash Sale available exclusively at Lindt.com through Friday, Nov. 14, 2014 11:59 pm PT while supplies last. Some exclusions apply. Sale does not apply to Create Your Own LINDOR truffle bags, Baskets, Towers, Advent Calendars, White Peppermint LINDOR truffle Gift Bags, and Luxury Collection Deluxe Boxed Chocolate. Online offer is not valid on prior purchases, no cash value and cannot be combined with other offers or promotions.

Hope this might helps those who like the non-standard(?) flavors....Thank you for reading.
Food Deals
Upcoming $400 PS4 Black Friday Bundles
Added on : Friday November 14th 2014 11:00:03 AM
g: 0 Posted By: patricochet
Views: 147 Replies: 0 Not a deal yet, but for those comparing deals, Sony just announcedtwo Black FridayPS4 Bundles, both stock price ($400), each with 2 games.

Option 1: Grand Theft Auto V PS4 Black Friday Bundle featuring a 500GB PS4 and a copy of Grand Theft Auto V (box), as well as a digital download voucher for The Last of Us Remastered.

Option 2:A 500GB PS4, with LEGO Batman 3: Beyond Gotham (box) and LittleBigPlanet 3 (voucher).


PS4 Deals
TC Helicon VoiceLive 2 Floor-Based Vocal Processor $349.99 Fs @ MF
Added on : Friday November 14th 2014 07:00:23 AM
g: 0 Posted By: tedhawkins
Views: 104 Replies: 0 TC Helicon VoiceLive 2 Floor-Based Vocal Processor $349.99 Fs @ MF

http://www.musiciansfriend.com/stupid?icid=206243

Product Description

The VoiceLive 2 floor-based vocal processor from TC Helicon makes it easier to lead your own vocal backup group while sounding rich and authentically human at the same time. It starts with a guitar, MIDI keyboard, or aux-input controlled vocal harmony algorithm with four intervals, each of which can be unison-doubled, or 8 discrete voices controlled by your MIDI keyboard playing. And when you want to tap into your gospel soul, VoiceLive 2 effects pedal gives singers a Choir algorithm that creates the massive multi-voice group vocal sound to bring home those classic choruses.

Vocal effects pedal with more automatic features
When you're worrying about parameter settings, you spend less time focusing on your music. So when TC Helicon set out to build VoiceLive 2, they automated several of its features.

Auto MicGain Set the mic gain from a standing position just by singing. Once this is done there are no knobs to be jostled in transit and you can still do manual tweaks if you feel you'd like to.
Auto GateFeedback a problem? An all-new Auto Gate listens to you and adjusts to reduce feedback and effects leak-through while you're not singing.
Adaptive ToneA single push of the Tone button engages studio-quality Shape EQ, compression, and de-essing that adapts to the tonal range of your singing style and voice for increased impact and smoothed dynamics. Finally, your live singing can have that studio polish.
Reverb and Delayducking Increase the sustaining tail of your reverb and delay effects while carving out plenty of room for your lyrics with ducking. The level of the effects is reduced while you sing and then subtly increases after your last syllable for a paradoxical deeper ambience with enhanced intelligibility. Of course, this is all automaticjust select a ducking reverb or delay style, and VoiceLive 2 does the rest.

A vocal effects powerhouse
All the processing power in VoiceLive 2 is available simultaneously to take your voice, your performances, and your music over the top. In addition to vocal harmony, you can construct or select preset effect chains containing effects to:

Distort your voiceGrunge is good. Make a statement with the Transducer block that also has 4 pole filters for great megaphone and telephone effects.
Clone your voiceEmploy up to 4 voices of humanized unison overdubs in addition to the harmony voices. This sound has been used since recording began to fatten vocals. Now it's your turn.
Expand your spaceA completely new reverb algorithm envelops your voice in dense ambiances from teeny live rooms to concert halls and bright plate simulations. Don't forget the delay block can serve to add depth or become a highlight effect whether it's using tap tempo or tape delay styles.
Mod ya laterThe full μMod block brings lush chorus, slick microtuning, swooshing flange, and more to the party. Those half-time bridge sections never sounded more psychedelic.

Random access
Having a large chain of effects won't do as much good if you can't add and remove links in the chain when the mood strikes. The individual stompbox footswitches for Harmony, Doubling, μMod, Reverb, Delay, and FX give you the flexibility to layer or simplify at will. Also, there's a Shortcut footswitch that can be assigned to add other interesting features such as tap tempo, harmony hold, and others. There is no separation between Song mode and Preset mode as there was in the original VoiceLive; each preset can have up to 50 steps each of which can contain a different preset or a simple modification of the main preset. Go ahead, get dirty, and start creating now.
Features

5x processing power of typical floor processor
Separate harmony and doubling blocks
New reverb, tap delay, μMod
FX block for T-Pain effect, megaphone, distortion
Wizard button helps you find the right preset
Stompbox access to 6 effect blocks
One button access to global Tone, Pitch, and Guitar FX
Easy editing of all parameters
Simple preset chaining with Step feature
USB for updates, backups, and audio streaming
All effects can be used simultaneously
Tone tailors adaptive EQ, compression and de-ess to your voice
Adaptive gate reduces mic input when you're not singing
Mic or Line input with digital controlled mic gain
Control harmonies with guitar, MIDI, or MP3 input
Up to 8 voices with MIDI keyboard control or 4 doubled harmonies
All new algorithm is smooth and natural even for extreme vocal styles
Autosensing of harmony control instrument
Guitar input with auto-mix , Guitar FX, and transparent pass-thru
Stereo 1/8" (MP3 player) input
Stereo XLR, 1/4" and Headphone outputs
MIDI in, out, and thru
Expression pedal input
USB for updates, back-up and audio streaming
Digital mic-gain control is engaged with your feet
Natural curve puts footswitches at comfortable angle
Recessed rubberized handle
Bright LCD and large lettering
Rubberized end caps and edit/mix knobs


Music Deals

Musician's Friend Coupons
MBA student lost about career direction
Added on : Thursday November 13th 2014 08:00:07 PM
g: 0 Posted By: brandonq
Views: 108 Replies: 0 I decided to enroll in a full-time MBA program (top 15 school) and I still haven't found what I want to do. I came to school wanting to do something in finance such as asset management, equity research, etc. I also passed CFA level 1 to indicate interest and be more competitive for recruiting.The interviewing process has been difficult and I'm not sure whether I have what it takes to get through. I like the financial markets and enjoy studying it, but I'm not sure whether I'm "passionate" about it. I like macroeconomics, but I'm not sure whether I'm "passionate" about it. I have to prepare stock investment ideas for interviews and it feels more like a chore than something I should be doing in my free time for fun. I don't think I really have anything I'm "passionate" about.

Deep down, I feel that I should've been some data analytics type person or even a software developer because I'm technically inclined and I pick up that stuff quick, but am I short-changing myself? And I didn't come to MBA school to go that path. Since I don't have a good job lined up, I'm somewhat regretting the MBA decision. I don't know what I was thinking when I decided to go to school and take out loans. What other paths are worth considering within finance? Since my resume seems to mostly get me interviews for asset management/equity research, am I better off continuing to knock on those doors or am I trying to go in a path that really isn't for me?
Finance Deals
capital gains option - 2014 or 2015?
Added on : Thursday November 13th 2014 04:00:09 AM
g: 0 Posted By: allpinball
Views: 33 Replies: 0 I have a real estate transaction scheduled to close on/about 12/30/2014; I can likely chose to have the funds delayed until 1/2/2015 to force the gains into 2015 instead of 2014, which would also mean an added year I could delay the capital gains tax - i.e., temporary investment of those funds.

Are there any tax changes coming in 2015 that would drive me to choose 2014 vs. 2015?

Tax Deals
g: 0 Posted By: hipnetic
Views: 1 Replies: 0 I imagine the answer is 'no', but I figured I'd ask, just in case. I had some major work done on my house last year (new paint, new roof, other repairs/improvements) where I spent over $25k. I had the money in savings, so I paid for everything myself. This year, we needed to repave our driveway, so that's another $8k I paid out of savings.

Then I thought that maybe I should have taken out a Home Equity Loan (or HELOC) to pay for those things and left myself more cash in savings. It's not possible to take out such a loan now and reimburse myself for the work I've already done, right?
Personal Finance Deals
Free - Microsoft Visual Studio Community 2013
Added on : Wednesday November 12th 2014 02:00:01 PM
g: 0 Posted By: remick
Views: 118 Replies: 0 http://www.visualstudio.com/news/vs2013-community-vs

November 12, 2014

Visual Studio Community 2013 is a new edition that enables you to unleash the full power of Visual Studio to develop cross-platform solutions. Create apps in one unified IDE. Get Visual Studio extensions that incorporate new languages, features, and development tools into this IDE. (These extensions are available from the Visual Studio Gallery.) Find out more details about Visual Studio Community 2013 here.

Download Visual Studio Community 2013.

What's in Visual Studio Community 2013

Professional-grade editing, code analysis, and debugging support
Support for open-source workflows (Git)
Compilers for managed languages, C++ and more
Cross-platform mobile development for your preferred device and platform, including the web, Android, iOS, and Windows Phone with the free Visual Studio Tools for Apache Cordova extension
Take advantage of cloud services with simplified Azure SDK integration, and incorporate modern app analytics and telemetry with Application Insights
Access to all the Visual Studio 2013 extensions on the Visual Studio Gallery
Visual Studio Community 2013 includes Update 4, which is a cumulative update of all previous Visual Studio 2013 updates

Q: Who can use Visual Studio Community?
A: Heres how individual developers can use Visual Studio Community:
Any individual developer can use Visual Studio Community to create their own free or paid apps.
Heres how Visual Studio Community can be used in organizations:
An unlimited number of users within an organization can use Visual Studio Community for the following scenarios: in a classroom learning environment, for academic research, or for contributing to open source projects.
For all other usage scenarios: In non-enterprise organizations, up to 5 users can use Visual Studio Community. In enterprise organizations (meaning those with >250 PCs or > $1MM in annual revenue), no use is permitted beyond the open source, academic research, and classroom learning environment scenarios described above.
Q: How does Visual Studio Community 2013 compare to other Visual Studio editions?
A: Visual Studio Community 2013 includes all the great functionality of Visual Studio Professional 2013, designed and optimized for individual developers, students, open source contributors, and small teams.


Q: How do I create a Visual Studio extension?
A: Millions of developers use Visual Studio extensions every day. Check out http://integrate.visualstudio.com for more information on building on any of the Visual Studio development tools and services.

Software Deals
g: 0 Posted By: remick
Views: 235 Replies: 1 http://www.amazon.com/gp/product/B007CKXFB2/

This book is for all those persons, who desire prosperity, success, knowledge, pleasure and need practical solutions to their practical problems.
The general reader, as well as the scholar, will find this book eminently readable. Within these pages, an easy rendering in English is presented, of the thirteenth book of the Mahabharata. The various questions troubling Yudhishthira and the answers given by Bhishma, comprise the content of this book. These questions are universal in nature; hence, the appeal of this book is universal and equally so, is the effectiveness of the answers.
Rajen Jani's translation is sound and his insights on Shri Shiva Sahasranama Stotram and Shri Vishnu Sahasranama Stotram are extremely illuminating. The easy translation in English, without any complex diacritical marks for Sanskrit words, enables readers to recite the chants effortlessly.
This book shows how righteousness, wealth, pleasure and liberation may be attained. After reading this book, the ignorant shall become wise, the weak shall become powerful and the poor shall become wealthy. The trapped shall find a way out, the losers shall become winners and the downtrodden shall become eminent. The confused shall gain clarity, the restless shall find peace and the sinners shall gain redemption.
Without any doubt, readers shall indeed find this book to be their true friend, philosopher and guide.



also free


The Rmyan of Vlmki
http://www.amazon.com/The-R%C3%A1m%C3%A1yan-V%C3%A1lm%C3%ADki-eb...

Most Helpful Customer Reviews
70 of 72 people found the following review helpful
4.0 out of 5 stars epic poetry at its best December 27, 2007
By Sawyer
Format:Hardcover
This book is a meticulously translated tale of ancient India, with all of the greatest elements of a great story thrown in - treachery, redemption, adventure, murder, passionate love, family dynasties, greed, etc. If you can read above a sixth-grade level, this book will richly reward every moment you spend with it. Thrones are toppled and regained, love is experienced in all of its richness and despair, and the adventures the hero has to live through are guaranteed to keep you on the edge of your seat. All kinds of demons and monsters are fought and conquered. Yes, the translation is old-fashioned, but so beautiful that only the most determinedly modern reader will balk at reading it. It is well worth the time and thought that it will require.



Vachanamrut
http://www.amazon.com/Vachanamrut-Bhagwan-Swaminarayan-ebook/dp/...

The Vachanamrut of Bhagwan Swaminarayan is the most sacred and foundational scripture of the Swaminarayan Sampraday. It contains the profound wisdom of the Vedas, Upanishads, Brahmasutras, Bhagvad Gita, Bhagvat Purana, Dharma shastras like Yagnavalkya Smruti, Vidurniti, and epics like the Ramayan and Mahabharat (Vachanamrut Gadhadha II-28). Bhagwan Swaminarayan says in Gadhadha II-28, "What is this discourse which I have delivered before you like? Well, I have delivered it having heard and having extracted the essence from the Vedas, the shastras, the Purans and all other words on this earth pertaining to liberation."

The Vachanamrut is the essence of ancient Indian wisdom as told by Bhagwan Swaminarayan and compiled by his five contemporary scholarly-sadhus who were known for their asceticism and scholarship in Sanskrit, besides their devotion to him. In fact every statement of the Master is packed with and based on His in-depth religious knowledge, spiritual insights and practical experience. It contains practical and philosophical answers to the sincere enquiries of all types of aspirants regarding life in this world and the life hereafter.



Chakras: Beginners Guide! Center Your Life Force and Use Chakras for Healing, Balancing, Meditation, and Clearing
http://www.amazon.com/Chakras-Beginners-Balancing-Meditation-Cle...

Each and every living being is infused with a universal energy that nourishes and connects life. You will learn how to use that energy to improve your life and take your consciousness to higher levels
This energy field is made up of the aura (which manifests itself in seven layers) and the chakra system (which comprises of the seven major chakras.) Read on to figure out how to harness this power to completely transform your life.

Below is a preview of what you are going to learn
- Why You Should Read This Book
- So, What Are Chakras?
- The Seven Chakras
- Myths Related to Chakras
- The Concept of Life Force Energy
- More on Chakras: Symbolic Representation
- Chakras and Mindfulness
- Balancing Your Chakras
- Chakra Mudras
- Chakra Chants




Chakra Series 1 (Book 2) - Sacral Chakras
http://www.amazon.com/Chakra-Series-Book-Sacral-Chakras-ebook/dp...

This book is a simple introduction to the sacral chakra. The second chakra after the base chakra, a wheel of energy which connects through the pelvis area to go up the spine, this chakra is full of hidden secrets. Its unconscious quality deals with procreation, sexuality, emotions and relationships. Handled spiritually this energetic connection is the seat of wisdom and Bliss and promotes a sense of well-being.
Due to the subtle nature of chakra energy the best way to appreciate it is through experiencing their colours and frequency vibrations. This is one of the few fully illustrated books on this creative chakra, full of mandalas and rich colours, it provides a taste of the chakras without over-burdening you with factual details.
Designed for kindle fire, it incorporates a simple meditation at the end to allow this chakra to do its magic.
I hope you enjoy it.



The Zen Experience
http://www.amazon.com/gp/product/B0042X99TY/

(New American Library,1980)
The best history of Zen ever written.
Library Journal

Beginning with Indian Buddhism and Chinese Taoism it shows Zen as it was created by the personalities, perceptions, and actions of its masters over the centuries.

Gradual and sudden enlightenment, shock enlightenment, the koan, the migration of Zen to Japan. With anecdote and memorable quotation, this long-needed work restores Zen to its living, human form.

The truth of Zen has always resided in individual experience rather than in theoretical writings. To give the modern reader access to understanding of this truth, THE ZEN EXPERIENCE illumines Zen as it was created and shaped by the personalities, perceptions, and actions of its masters over the centuries.
Beginning with the twin roots of Zen in Indian Buddhism and Chinese Taoism, we follow it through its initial flowering in China under the First Patriarch Bodhidharma; its division into schools of gradual and sudden enlightenment under Shen-hsui and Shen-hui; the ushering in of its golden age by Hui-neng; the development of shock enlightenment by Ma-tsu; its poetic greatness in the person of Han-shan; the perfection of the use of the koan by Ta-hui; the migration of Zen to Japan and its extraordinary growth there under a succession of towering Japanese spiritual leaders.
Rich in historical background, vivid in revealing anecdote and memorable quotation, this long-needed work succeeds admirably in taking Zen from the library shelves and restoring its living, human form.



Zen Buddhism: The Ultimate Guide to A Fulfilled, Inspired Life and Achieve Inner Peace, Mindfulness and Happiness
http://www.amazon.com/Zen-Buddhism-Fulfilled-Mindfulness-Meditat...

Inside you will discover:

What is Zen Buddhism?
The easy ways to understand Zen Buddhism
How can I practice Zen Buddhism meditation without being a Buddhist?
What are the advantages of Buddhist Meditation or Zazen?
What are the belief of Zen Buddhism?
What makes Zen Buddhism different from other Buddhist traditions?



Buddha in Blue Jeans: An Extremely Short Zen Guide to Sitting Quietly and Being Buddha
http://www.amazon.com/Buddha-Blue-Jeans-Extremely-Sitting-ebook/...

Poet and Zen Priest Tai Sheridan's 'Buddha in Blue Jeans' is an extremely short, simple, and straight forward universal guide to the practice of sitting quietly and being yourself, which is the same as being Buddha. Sitting quietly can teach many ways to accept life, meet pain, age gracefully, and die without regret. The book encourages sitting quietly every day.

Topics include: Sit Quietly; Care For Your Body; Accept Your Feelings; Give Thoughts Room; Pain is Natural; Be Who You Are; Live Each Moment Well; Love Indiscriminately; Listen to Others; Be Surprised; Wonder; Live gratefully; Do No Harm; Benefit life; A Wish for The World. The book is for people of any faith, religion, race, nationality, gender, relationship status, capacity, or meditation background.



The Essence of Buddhism
http://www.amazon.com/The-Essence-Buddhism-David-Tuffley-ebook/d...

This book describes the basic principles of Buddhism. Much has been written about Buddhism and how to practice it. Readers will have no difficulty finding hundreds of books on the topic. This book simply focuses on the essence of Buddhism, as expressed in the Four Noble Truths and the Eight-fold Path.

Buddhism is not a religion as such; it does not propose an external God. It does not seek to replace a persons existing religious beliefs, only to supplement them. The Buddha, in all likelihood, would rather his followers describe themselves simply as Followers of The Way.



Radical Compassion: Shambhala Publications Authors on the Path of Boundless Love
http://www.amazon.com/Radical-Compassion-Shambhala-Publications-...

What is compassion? Much more than just being nice, compassion is about looking deeply at ourselves and others and recognizing the fundamental goodness we all share. Its about opening up to the vulnerable space inside every one of us and letting our barriers down. And its about daring to be present to ourselves and others with genuine love and kindness. Empowering personal awakening and social change, it might be the most radical and transformative thing we can do.

The cultivation of compassion has long been at the core of Naropa Universitys mission, since its origins in 1974and its students and faculty have been leaders in contemplative education with heart. In celebration of Naropas fortieth anniversary, Shambhala Publications is pleased to offer these teachings on the path of compassion from a collection of authors who have helped shape the schools unique and innovative identity, including:

Chogyam Trungpa on opening ourselves more and more to love the whole of humanity
Dzogchen Ponlop on how to cultivate altruism with the help of a spiritual mentor
Judith L. Lief on the common obstacles to compassion and how to overcome them
Gaylon Ferguson on awakening human-heartedness in oneself and society amidst everyday life
Diane Musho Hamilton on connecting to natural empathy and taking a compassionate approach to conflict resolution
Reginald A. Ray on spiritual practices for developing the enlightened mind and heart in the Mahayana Buddhist tradition
Ringu Tulku on the practices of bodhisattvas, those who devote themselves to the path of enlightenment for the sake of all beings
Pema Chodron on building up loving-kindness for oneself and others with help from traditional Buddhist slogans
Ken Wilber on what it really means to be a support person, with reflections from his own life
Karen Kissel Wegela on avoiding caregivers burnout and staying centered amidst our efforts to help those in need
and reflections on Naropa University and the meaning of radical compassion from longstanding faculty member Judith Simmer-Brown
How to start practicing Zen Buddhism alone?
How can one concentrate the mind on the present moment in a capitalistic society?
Everyday Zen Buddhism Practice- Integrating the Zen Principles into Your Life


Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 87 Replies: 0 http://www.amazon.com/gp/product/B007CKXFB2/

This book is for all those persons, who desire prosperity, success, knowledge, pleasure and need practical solutions to their practical problems.
The general reader, as well as the scholar, will find this book eminently readable. Within these pages, an easy rendering in English is presented, of the thirteenth book of the Mahabharata. The various questions troubling Yudhishthira and the answers given by Bhishma, comprise the content of this book. These questions are universal in nature; hence, the appeal of this book is universal and equally so, is the effectiveness of the answers.
Rajen Jani's translation is sound and his insights on Shri Shiva Sahasranama Stotram and Shri Vishnu Sahasranama Stotram are extremely illuminating. The easy translation in English, without any complex diacritical marks for Sanskrit words, enables readers to recite the chants effortlessly.
This book shows how righteousness, wealth, pleasure and liberation may be attained. After reading this book, the ignorant shall become wise, the weak shall become powerful and the poor shall become wealthy. The trapped shall find a way out, the losers shall become winners and the downtrodden shall become eminent. The confused shall gain clarity, the restless shall find peace and the sinners shall gain redemption.
Without any doubt, readers shall indeed find this book to be their true friend, philosopher and guide.



also free


The Rmyan of Vlmki
http://www.amazon.com/The-R%C3%A1m%C3%A1yan-V%C3%A1lm%C3%ADki-eb...

Most Helpful Customer Reviews
70 of 72 people found the following review helpful
4.0 out of 5 stars epic poetry at its best December 27, 2007
By Sawyer
Format:Hardcover
This book is a meticulously translated tale of ancient India, with all of the greatest elements of a great story thrown in - treachery, redemption, adventure, murder, passionate love, family dynasties, greed, etc. If you can read above a sixth-grade level, this book will richly reward every moment you spend with it. Thrones are toppled and regained, love is experienced in all of its richness and despair, and the adventures the hero has to live through are guaranteed to keep you on the edge of your seat. All kinds of demons and monsters are fought and conquered. Yes, the translation is old-fashioned, but so beautiful that only the most determinedly modern reader will balk at reading it. It is well worth the time and thought that it will require.



Vachanamrut
http://www.amazon.com/Vachanamrut-Bhagwan-Swaminarayan-ebook/dp/...

The Vachanamrut of Bhagwan Swaminarayan is the most sacred and foundational scripture of the Swaminarayan Sampraday. It contains the profound wisdom of the Vedas, Upanishads, Brahmasutras, Bhagvad Gita, Bhagvat Purana, Dharma shastras like Yagnavalkya Smruti, Vidurniti, and epics like the Ramayan and Mahabharat (Vachanamrut Gadhadha II-28). Bhagwan Swaminarayan says in Gadhadha II-28, "What is this discourse which I have delivered before you like? Well, I have delivered it having heard and having extracted the essence from the Vedas, the shastras, the Purans and all other words on this earth pertaining to liberation."

The Vachanamrut is the essence of ancient Indian wisdom as told by Bhagwan Swaminarayan and compiled by his five contemporary scholarly-sadhus who were known for their asceticism and scholarship in Sanskrit, besides their devotion to him. In fact every statement of the Master is packed with and based on His in-depth religious knowledge, spiritual insights and practical experience. It contains practical and philosophical answers to the sincere enquiries of all types of aspirants regarding life in this world and the life hereafter.



Chakras: Beginners Guide! Center Your Life Force and Use Chakras for Healing, Balancing, Meditation, and Clearing
http://www.amazon.com/Chakras-Beginners-Balancing-Meditation-Cle...

Each and every living being is infused with a universal energy that nourishes and connects life. You will learn how to use that energy to improve your life and take your consciousness to higher levels
This energy field is made up of the aura (which manifests itself in seven layers) and the chakra system (which comprises of the seven major chakras.) Read on to figure out how to harness this power to completely transform your life.

Below is a preview of what you are going to learn
- Why You Should Read This Book
- So, What Are Chakras?
- The Seven Chakras
- Myths Related to Chakras
- The Concept of Life Force Energy
- More on Chakras: Symbolic Representation
- Chakras and Mindfulness
- Balancing Your Chakras
- Chakra Mudras
- Chakra Chants




Chakra Series 1 (Book 2) - Sacral Chakras
http://www.amazon.com/Chakra-Series-Book-Sacral-Chakras-ebook/dp...

This book is a simple introduction to the sacral chakra. The second chakra after the base chakra, a wheel of energy which connects through the pelvis area to go up the spine, this chakra is full of hidden secrets. Its unconscious quality deals with procreation, sexuality, emotions and relationships. Handled spiritually this energetic connection is the seat of wisdom and Bliss and promotes a sense of well-being.
Due to the subtle nature of chakra energy the best way to appreciate it is through experiencing their colours and frequency vibrations. This is one of the few fully illustrated books on this creative chakra, full of mandalas and rich colours, it provides a taste of the chakras without over-burdening you with factual details.
Designed for kindle fire, it incorporates a simple meditation at the end to allow this chakra to do its magic.
I hope you enjoy it.

Books Deals

Amazon Coupons
Group legal plans through your employer - worth it?
Added on : Wednesday November 12th 2014 11:00:10 AM
g: 1 Posted By: CowbellMaster
Views: 114 Replies: 3 It's open enrollment period for a lot of folks, and my employer just started offering group legal services. I know others have access to this benefit, but it's new to me and I'm wondering what the FWF collective hive thinks:
Their plan said: Why is having a legal plan so important?
Because access to quality, affordable legal representation is more important than you may think.

There are many times in life when you may need the services of a qualified attorney: purchasing a home, estate planning and will preparation, financial matters, family law or adoption issues.

Yet, according to a study conducted by the American Bar Association, many people who need legal help do not seek it in part because they fear the cost and dont know how to find the right attorney.

Because finding an attorney on your own can be time-consuming and expensive.

If youve ever had to hire an attorney, you know that attorney fees can quickly add up for even the most basic legal services. And theres always the problem of finding a qualified attorney who is right for the job. That could take hours or even days.

MetLaw, the group legal plan available through Hyatt Legal Plans, makes things simple for you. You get the attorney you need at a cost thats very affordable, with access by telephone or in-person for advice on an unlimited number of personal legal matters, and representation for a wide variety of legal services.

MetLaw could save you hundreds of dollars in attorney fees for common legal services like these:

 Estate planning documents, including Wills and Trusts
 Real estate matters
 Identity theft defense
 Financial matters, such as debt-collection defense
 Traffic offenses
 Document review
 Family Law, including adoption and name change
 Advice and consultation on personal legal matters
 And more

It's $20/month. I have a couple buddies that are attorneys but I wouldn't want to bug them for piddly things like Wills, etc.

Speaking of which, DW & I still need to do wills. Does it make sense to subscribe to such a service just to cover the drafting of a will?

For those with experience using these work-sourced legal services - what are your thoughts? Is this a "you get what you pay for" type service or is it worthwhile? If my kid drops a log on an exposed pipe would I be able to sit down with a non-first-year lawyer and pick his brain? What about if I discover my home used to house a daycare, could I use said lawyer to take the sellers through the ringer?

Thanks for any insight!
General Economics Deals
Ipad Mini 2 16GB Refurb @ Costco Morrow, GA $209
Added on : Wednesday November 12th 2014 04:00:04 AM
g: 0 Posted By: AlwaysFrugal
Views: 90 Replies: 0 This is one of the better deals on the Ipad Mini 2 (retina display) 16gb white $209 plus tax. This is a refurb but it has the apple warranty and also the Costco warranty.Costco's business center in Morrow, GA. They also had the Ipad Air refurbfor $299 but was sold out. Had ipods but didn't pay much attention to those prices because I had no interest. I had been looking at the mini2 with 32gb at Costco for $334but decided on this one instead and very pleased with my purchase.
iPads Deals
g: 0 Posted By: ctgolfer
Views: 176 Replies: 0 Brand New 14" 11 Amp Electric MTD Snow Blower
11 amp electric motor
14 in. clearing width makes it easy to clear those tight spots like patios, decks & narrow walkways
9.5 in. intake height
Auger-assist forward speed
Manual EZ chute control allows for 180 degree rotation
Push button electric start eliminates pull starting
4.375 in. x 2.5 in. wheels
Handles fold for easy storage
lightweight design
Plug it in & go, extension cord needed to operate blower (no battery or charger)
Ergonomic handle
Specifications:
Blower Type: Single-stage
Start Type: Electric
Product Style: Walk-behind
Drive System: Auger assist
Forward Speeds: 1
Auger Type: Rubber paddles
Housing Material: Plastic Polymer
Discharge Chute Material: High-impact polymer
Headlight: No
Weight: 30 lbs
Product Condition: Brand New
Part Number: 31A-050-706
1-year Manufacturer Warranty

www.ebay.com/itm/NEW-MTD-14-Wide-11-Amp-Single-Stage-Electric-Sn...
Home & Garden Deals

eBay Coupons
Microsoft packages one year of Office, Skype, Xbox access for $199
Added on : Tuesday November 11th 2014 08:00:03 AM
g: 0 Posted By: AndroidXS
Views: 62 Replies: 0 Company is bundling its subscription services into a new $199 Work & Play Bundle, which it is offering in the US through January 4.
Microsoft's Work & Play Bundle packages Office 365 Home, Xbox Live Gold, Xbox Music Pass, Skype Unlimited World and Wi-Fi.

The Office 365 Home subscription includes Word, Excel, PowerPoint and 1TB of online storage through OneDrive. The Xbox subscriptions offer access to games and music. The Skype subscription features unlimited global calling and access to 2 million Wi-Fi hot spots worldwide.

(Users who already subscribe to Office 365, Xbox Live, Xbox Music, or Skype Unlimited World will see their subscription to any of those pieces automatically extended by one year when they activate the bundle codes.)

Link
Should I use a Money Market as my checking account?
Added on : Tuesday November 11th 2014 05:00:09 AM
g: 1 Posted By: Passive101
Views: 87 Replies: 0 I use my credit cards for all purchases and simply pay them off before interest is due from Capital One. I just opened a savings account with Ally bank and my checking account is currently at a local bank which is free so even if I don't have direct deposit going to it, it still costs me nothing every month to have a local option to get cash or bring my change to etc.

I saw Ally's money market account is WAY better then the 0% interest I make at my current bank. The difference in interest between Ally's savings and money market is only .05% Ally checking is .2% while Ally Money market is .85%

My questions
You can only take out of a money market account 6x a month. What counts as those 6x? I almost never use ATM's. I think the last time I used one was 2 or 3 years ago.

Can I pay my bills from there such as the power company which uses the info like a checking account? (routing number and account number) Also does that count as one of the 6x?
Can I pay capital one from there? I have 2 credit cards so I would have 2 transactions to pay capital one per month.
It looks like I can get checks from a Money Market account. I only write 1 check per month and that is for my apartment rent. Does using a check count as one of the 6x?
Another different type is insurance from State Farm
. They do a monthly auto draw. Would this count as 1 of the 6x?

Thanks for the help everyone. I guess I'm not exactly sure if this is perfect for me or not to earn a little interest. I'm finally at a point where I'm able to make a little more then I need every month so every little bit would help in my mind.

The amounts we are talking about is currently 1k in local checking, 1k in Ally savings. If I did my rough estimate correctly I could have 10k in savings in roughly 1.5-2 years.

Is this the route I should go at this time? If my idea is flawed and it's not a good idea can you please tell me why? This is all the savings I have to my name at this time.
Personal Finance Deals
g: 0 Posted By: remick
Views: 56 Replies: 0 http://www.disneymovierewards.go.com/rewards/10-admission-6645

Movie Admission Terms and Conditions: The movie certificate is good for one adult admission (up to $10.00 total value in US and $10.00 total value in Canada) to see any Disney movie, at any showing including those designated as "no coupons, no passes" in local theater listing guides. Reward code will be void if not activated by 2/28/15. The certificate expires 6 months after online activation


Current Disney Movies Out in Theaters

Big Hero 6
Alexander and the Terrible, Horrible, NO GOOD, VERY BAD DAY


Future Disney Movies Due out in Theaters

Into the Woods Thu, Dec 25, 2014
Cinderella Fri, Mar 13, 2015
Avengers: Age of Ultron Fri, May 1, 2015
Tomorrowland Fri, May 22, 2015
Ant-Man Fri, Jul 31, 2015


$5 concession cash for 300pts.
http://www.disneymovierewards.go.com/rewards/concession-certific...
Disney Movie Rewards Deals
Seal-A-Meal Vacuum Sealer $13.99 shipped with Kohls Charge
Added on : Monday November 10th 2014 07:00:04 PM
g: 0 Posted By: Deals4mykids
Views: 56 Replies: 0 30% coupon active now. Looking for a vacuum sealer, was considering FoodSaver from costco, but this Seal-A-Meal price ($29.99 before coupon) is too low to pass, so I grab it. Thinking it could be a good option for those looking for one. It includes rolls too.

1) Goto:http://www.kohls.com/product/prd-1507826/seal-a-meal-vacuum-seal...
2) add to cart and apply:
i) PIES30 (30%)
ii) VETSDAY10 ($10 off)
iii) FREEMVC (free shipping)
3) total should be $13.99 before tax

Mixed review but it is one of the best seller in Amazon. For this price i don't mind giving it a chance.

Home & Garden Deals

Kohl's Coupons
Luxe Neo 180/320 Bidets - Blue or White $39.99$54.99 + SH @ Woot
Added on : Monday November 10th 2014 07:00:03 PM
g: 0 Posted By: ctgolfer
Views: 51 Replies: 0 shipping adds $5

Neo320 offers both warm and cold water rinse. Neo180 offers cold water rinse
Features strong, high-pressure faucet quality metal-ceramic core valves, same as those used in high quality faucets
The unobtrusive control panel features a polished silver lever with one-touch pressure control that allows the user to easily activate and adjust water pressure
All accessories and instructions are included for an easy do-it-yourself installation
Features dual retractable nozzles, with a regular wash nozzle and a feminine nozzle
Self-cleaning nozzle feature releases water directly over the nozzles to thoroughly rinse and clean the nozzles
Features a moveable nozzle guard gate which protects the nozzles from any unhygienic splashes (the nozzles retract and are protected by the guard gate when not in use
Comes with all required accessories including standard size metal braided hoses for fresh water connection
Compatible with any standard two-piece and some one-piece toilets
Neo bidets have passed the widely accepted ASME plumbing standards for manufacturing materials, durability and water pressure requirements
Actual Product Size: 17.4 x 7.1 x 3.8 in
Actual Product Weight: 2.5 lbs

http://tools.woot.com/offers/luxe-neo-bidets-blue-or-white
Tools Deals

woot! Coupons
9 Free Kindle Books of Smoothie Recipies or Info
Added on : Monday November 10th 2014 01:00:06 PM
g: 1 Posted By: keithdt
Views: 174 Replies: 0 I looked these up because I wanted some smoothie recipes. These are the ones I picked for myself without spending too much time evaluating. I tried to pick ones that ranked high in customer rating or popularity. There are others available.My interest is mostly for healthy smoothies. There are also some free ones for weight loss and detox. If you're interested in those do an advanced search in kindle books with title of "smoothie" and whatever item is important to you. It's possible some of these have been posted as freebies before. I don't know as I've just developed a sudden interest in smoothies. Just thought someone else might appreciate these.

Essential Smoothies: 50+ Smoothies That Will Boost Your Energy And Improve Your Health, Quick & Easy, Step-by-step
http://www.amazon.com/dp/B00P8H9LBY/ref=pe_385040_117923520_TE_M...

101 Healthy Smoothies: Including Gluten and Sugar Free Recipes
http://www.amazon.com/dp/B00D0YUK1M/ref=pe_385040_117923520_TE_M...

The Daniel Fast Smoothies: Easy, Quick, and Delicious Daniel Fast Smoothie Recipes
http://www.amazon.com/dp/B00I25JSXA/ref=pe_385040_117923520_TE_M...

Paleo Smoothies: Gluten Free Dairy Free Smoothie Recipes for Health and Weight Loss... that Taste GREAT!
http://www.amazon.com/dp/B00ICYALXC/ref=pe_385040_117923520_TE_M...

43 Paleo Smoothie Recipes - Simple & Easy Paleo Smoothie Recipes
http://www.amazon.com/dp/B00GZ8P52E/ref=pe_385040_117923520_TE_M...

Green Smoothie Revolution: Simple Tips, Strategies and Recipes for Beginners Wanting to Create Delicious, Natural Green Smoothies
http://www.amazon.com/dp/B00OJ518A8/ref=pe_385040_117923520_TE_M...

BEST GREEN SMOOTHIE RECIPES: Healthy Green Smoothie Recipes
http://www.amazon.com/dp/B00M6JGDW2/ref=pe_385040_117923520_TE_M1T1DP

101 Juice Recipes Plus 33 Smoothie Recipes For Weight Loss & Vitality: Delicious juice and smoothie recipes for transitioning to a healthy lifestyle
http://www.amazon.com/dp/B00K704H98/ref=pe_385040_117923520_TE_M...

Blending For Beginners: Teach Me Everything I Need To Know About Blending In 30 Minutes
http://www.amazon.com/dp/B00PEC2E6W/ref=pe_385040_117923520_TE_M...








Totally Free Deals
Honey-Can-Do 4-Tier Closet Accessory Shelf $14.68 FSSS @ Amazon
Added on : Monday November 10th 2014 01:00:03 PM
g: 0 Posted By: Dotbody
Views: 140 Replies: 0 Much better than those shoe organizers that balance your shoes on 2 sloped barsand it can be used for other types of storage too.

4 shelves for an abundance of storage
Durable steel construction
Easy to assemble
Limited lifetime warranty
Item dimensions: 25X12X28-Inch

http://smile.amazon.com/gp/product/B001F51ADK/

Lowest price in a while, and certainly cheaper than any similar product by $5 to $15 bucks.
Furniture Deals

Amazon Coupons
g: 0 Posted By: NationSurf
Views: 21 Replies: 0 http://www.amazon.com/gp/browse.html/ref=dsc_kdl30_2014?node=10207200011

For a limited time, save $30 on select Fire tablets with your Discover Card orCash.back Bonus.
Heres how:
1. Add qualifying items to your cart.
2. Select your Discover Card orCashBack Bonusas your payment method at checkout.
3. Enter promo codeDFS30KNDfor $30 off the Kindle Fire HDX 7, Fire HD 7, Fire HD 6 Kids Edition, or Fire HD 7 Kids Edition in the "Gift Cards & Promotional Codes" box. You will then see "Promotion Applied" in your Order Summary.

Promotional Terms and Conditions
1.This is a limited time offer. Offer good through November 16, 2014 or while supplies last.
2. Limit one promotion code per eligible customer and account.
3. Promotion codes must be redeemed through www.amazon.comand may only be used once on qualifying Kindle Fire and Fire tablets shipped and sold by Amazon Digital Services, Inc.
4. Promotion valid for savings of $30 USD on eligible Amazon Kindle Fire HDX 7, Fire HD 7, Fire HD 7 Kids Edition and Fire HD 6 Kids Edition tablets displaying the offer message on the product information pages.
5. Offer applies only to eligible Kindle Fire tablets purchased using your eligible Discover Card orCash.Back Bonuson the Amazon.com website between November 10, 2014 and November 16, 2014 and entering the promotional code at checkout through the Amazon.com shopping cart. After redeeming the code, the credit will be automatically applied to your purchase.
6. Offer discount will be allocated proportionally among all promotional items in your order.
7. Amazon.com reserves the right to cancel or modify this promotion at any time.
8. Shipping charges may apply to discounted and free promotional items.
9. Items must be purchased in a single order and shipped at the same speed to a single address.
10. This promotion is non-transferable, and may not be resold.
11. May not be combined with other offers.
12. Promotion does not apply to digital content.
13. If you return an item purchased using this promotion, you will receive a refund for the amount paid for the item, subject to applicable return policies.
14. This promotion is available only to customers located in, and with billing addresses in, the United States.
15. If you violate any of these terms, the promotion will be invalid.
16. Unless an Amazon Gift Card is the stated benefit of the promotion, promotional codes (including those placed directly in accounts) may not be redeemed for Amazon Gift Cards.
g: 0 Posted By: brmeadows
Views: 113 Replies: 0 Oakley Vault has seven versions of their popular Frogskin line.
The Root Beer framed one with bronze lens is priced at 69.99 + 4% sales tax with F/S.
Compare with Amazon.com 90.00

There are other color available with different pricing:


STANDARD
Frame colorPOLISHED ROOT BEER
Lens colorBRONZE
FitSTANDARD
SKU24-303


FROGSKINSIn pop culture, it was a time like no other. Ronald Reagan was in the White House, The Terminator was in the box office and Run-D.M.C. was in certified gold. It was also the time when Oakley created one-of-a-kind sunglasses called Frogskins. We resurrected the original tooling from the early 80s giving you a chance to own a piece of history.SPECIAL EDITIONS:

Drawing on designs inspired by artists, charities, sports and the athletes who play them, Oakley Special Edition sunglasses combine the world's finest optics with some of Oakley's favorite causes. From Infinite Hero to the official eyewear of Major League Baseball, Oakley Special Edition sunglasses help you wear your heart on your face.
The Infinite Hero Foundation is dedicated to honoring and empowering those who exemplify the highest virtues of courage and heroism. A non-profit 501(3) organization, the foundation uses funds from the public to further its mission of providing aid and supportive services to members of the military community who have made heroic sacrifices to protect our freedoms. With your purchase of this special edition Infinite Hero product, Oakley will provide 15% of its net proceeds to the Foundation.
Oakley Limited Edition sunglasses are the embodiment of our mission to elevate science to an art form. We occasionally invite artists from an array of disciplines-from popular surfboard designers to the legendary automotive mind of Chip Foose-to apply their chops to some of our most popular sunglasses, and the result is a collection of original limited edition sunglasses like nothing else you've ever seen.

Sunglasses Deals
Graduated, found a job. Now what?. Advise with handling money please.
Added on : Sunday November 09th 2014 10:00:04 AM
g: 0 Posted By: partyallnight
Views: 102 Replies: 6 Finished my PhD earlier this year. Graduated, got a job that took me from a Professor's monthly stipend to some thing like $130k per annum.

My life style never changed. I am still going to live with room mates atleast for a while, in the same college town. Food habits improved a bit. Still driving the old beater car, sharing fuel costs with room mates for grocery purchases. No girl friend or wife, none in the near future at least.

For the first time, my bank account has actually started to grow. I am saving literally around 50% of my pay check. Maybe in the future after room mates graduate and move out, I might not look for new ones and my rent amounts might increase, but still. I like seeing numbers in my bank account I have never seen before.

I have been browsing FW forums for a while. Haven't really seen any suggestions on what to do with money. Everyone says you should try and save etc etc, but nobody says where the savings goes.

The bank where I store my money has a savings account that offers 0.05 % or something like that. Might as well just keep the money in my mattress, right?

I am asking because I want your suggestions on whether I should open a new bank account, whether I should do something else (no credit card balances or student loans, so I don't owe any one at the moment. Not planning on taking out any car loans / house mortgages for now either). Where do you guys keep your excess money? I don't know much about stocks, and I understand Boggleheads is a good place to learn. But I don't want to start having fun with stocks till I build what I see everyone call a "nest egg".. but where exactly does this "nest egg" get stored? (I am closing to having 5 months worth of living expenses in my bank, the way I am living right now).

Any suggestions? Keep it in my checking account till I get enough to invest in some thing big? Go for one of those online savings with 1% returns? It seems like everyone is putting their money to work, and I am just missing something. What am I miss?
Investing Deals
g: 0 Posted By: ragingwookiee
Views: 190 Replies: 0 (Refurbished) Shop Series Rockwell Sonictool Oscillating Kit w/ Universal Kit -- $24.99 + FS at eBay


Whether you're a professional or an avid do-it-yourselfer, the all-in-one and versatile Shop Series Sonictool will sand, polish, scrape, and cut a wide variety of materials. The variable-speed operates with microsonic high-frequency oscillation to produce smooth, safe movements without kickback. Ideal on the job site or around the house, this efficient tool boasts a slim body that makes it ideal for working in confined spaces. It will be your go-to-tool for all your projects like scraping to remove paint, old caulking, rust, stain, polish, or grout. Use it to score ceramic tile, remove and cut carpeting, or sand and polish those hard-to-reach spaces. Easily cut wood, thin metals, fiberglass, masonry, plastic, flooring, cement board, and even vinyl siding. When using the SS5120 Sonictool for sanding, this tool requires very little downward pressure and delivers great accuracy. And its slim body enhances your sanding capabilities, allowing you to work on edging and corners that are often not possible to reach with other tools. Plus, it affords you quick and easy clean-up, throwing a very low level of dust whether you're sanding, cutting, or scraping. It would take various other tools to do what the all-in-one Shop Series Sonictool can do in less time, less effort, and less hassle.
Tools Deals

eBay Coupons
g: 0 Posted By: remick
Views: 291 Replies: 0 http://www.amazon.com/Lost-Shangri--Survival-Adventure-Incredibl...

#1 in Kindle Store > Kindle eBooks > History > Americas > United States > Military History

Award-winning former Boston Globe reporter Mitchell Zuckoff unleashes the exhilarating, untold story of an extraordinary World War II rescue mission, where a plane crash in the South Pacific plunged a trio of U.S.military personnel into a land that time forgot. Fans of Hampton Sides Ghost Soldiers, Marcus Luttrells Lone Survivor, and David Granns The Lost City Of Z will be captivated by Zuckoffs masterfully recounted, all-true story of danger, daring, determination, and discovery in jungle-clad New Guinea during the final days of WWII.

A lost world, man-eating tribesmen, lush and impenetrable jungles, stranded American fliers (one of them a dame with great gams, for heaven's sake), a startling rescue mission. . . . This is a true story made in heaven for a writer as talented as Mitchell Zuckoff. Whewwhat an utterly compelling and deeply satisfying read!" Simon Winchester, author of Atlantic



also

Don's Great Escape: Life in a German POW Camp
http://www.amazon.com/Dons-Great-Escape-Life-German-ebook/dp/B00...
4.0 out of 5 stars (31 customer reviews)


A Mile in Their Shoes: Conversations With Veterans of World War II
http://www.amazon.com/Mile-Their-Shoes-Conversations-Veterans-eb...
4.5 out of 5 stars (28 customer reviews)


The Nazi Murder Machine: 13 Portraits in Evil
http://www.amazon.com/Nazi-Murder-Machine-Portraits-Evil-ebook/d...
4.1 out of 5 stars (14 customer reviews)


Those Who Dare (Raiding Forces Book 1)
http://www.amazon.com/Those-Dare-Raiding-Forces-Book-ebook/dp/B0...
4.3 out of 5 stars (75 customer reviews)
Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 160 Replies: 0 http://www.amazon.com/gp/product/B009MOIRB4/

I wake up in truth, bathe in truth, walk in truth, and at night I wrap myself up in truth. And when I die, I will die having lived truth. What about you? CS Bennett
Beyond The Founder Fathers Vision is a riveting and powerful book aimed at opening your eyes to what is really going on behind the scenes in Washington DC and on Wall Street. This insightful book opens up America's true past on race relations. This is also a book about the authors personal coming of age politically, a Black man, with Latin roots, growing up in a tumultuous time in Americas history. At some point in his life he realizes that what he has been told about our past is not completely true and that there are those in America who do not care for her or her survival. Make no mistake, there is an agenda to bring down this country and to abolish our revered United States Constitution and erode our civil liberties, liberties guaranteed by our Constitution. Regardless of your political leanings, you are guaranteed to learn something you never knew before after reading this highly informative book. Our United States Constitution and Lady Liberty are crying out for help. Help keep those with ill will towards this great country from bringing America to its knees. This book is a treasure trove of what this nation is all about, and in this book are things you will not hear from our mainstream media. It is time to fight to remain an exceptional country. It is time to make a stand. Beyond The Founder Fathers Vision, a book that you will not want to put down and a book you will be moved to share with others.
Books Deals

Amazon Coupons
How to snag first class seats through a paid upgrade?
Added on : Saturday November 08th 2014 02:00:06 PM
g: 0 Posted By: Matrim33
Views: 17 Replies: 0 Hi Guys. I have a flight tomorrow and there are 2 first class seats available. The person at the airline told me that within 24 hours I could check-in and pay for an upgrade to get those seats. I tried that and it did not work. Then I called them and they said the seats are still there but they won't release them until "later". Some suggestions were to try and re-checkin 6 hours before the flight and to talk to airline at the airport.

Any tips on being the first to grab these seats? I've never attempted this before. The ambiguity on when they get released is kills me. It's a long flight and the upgrade fee is pretty cheap, I'm guessing this will be a fight to get and I thought I had a few weeks until Black Friday.. Also, I know which seats are available so whoever gets them will get a glare from me lol
Federal Chartered vs State Chartered Credit Unions
Added on : Saturday November 08th 2014 01:00:07 PM
g: 0 Posted By: noelandres
Views: 47 Replies: 0 FWF experts,

I got a letter from my credit union asking to vote to convert the CU to a state-chartered credit union. I didn't know anything about the differences, and a Google search doesn't yield much info. From the letter, the change will allow the CU to expand more into the state (more members), and they said it will also lower the costs of "regulatory supervision". I guess those are the PLUSES. But from my Google search, it seems state-chartered CUs can drop insurance through the NCUA (federal insurance) and go through a private insurer. Not that this CU will do that, but that is something they can do.

I guess I want to make a more informed decision. I'm guessing a lot of you guys have gone through this process. So I'm hoping you can share your experiences here.

Thansk,
Andres
Question Deals
g: 0 Posted By: ctgolfer
Views: 66 Replies: 0 12,097 cubic inches of storage
25 lb. standard steel drawer slides
External lock bar on chest and cabinet with keyed locks
Full-extension removable drawers
Recessed black plastic side handles on top chest
Bulk storage panel for bulky items
3 x 1-inch casters support up to 300 lbs.
Overall dimensons: 26.5W x 14D x 54H with casters
Unit weight: 68 lbs. 12 oz.
1-year limited warranty on tool center
58-PC alloy steel tool set
SAE and Metric sockets
Includes storage case

The alloy steel 58-PC tool set includes: 2 wrenches, 30 sockets (SAE and Metric), 10 screwdriver bits, 12 hex keys, 1 drive tool, 1 extension, 1 quick release ratchet and 1 adapter. Purchase this tool center plus tool set and you will have a gift that will not only please him but may just give him that extra incentive to make those necessary repairs around the house or garage!

www.sears.com/craftsman-5-drawer-homeowner-tool-center-with-58/p...
Tools Deals
Car lein question from eloan
Added on : Saturday November 08th 2014 05:00:06 AM
g: 0 Posted By: prozario
Views: 28 Replies: 0 I had a 2007 car purchase where i originally got a car loan from e-loan. By mistake when i wrote the check, i forgot to spell out the amount, and check got rejected. Later i went to dealer and just paid off by cash/personal check. So i have all those paperwork - but now trying to get a title, DMV told me e-loan still has a lien on property.

Went to e-loan site, and they have a number where they transferred servicing of all old loans. And these guys can't find it. I don't have any account# - as i guess loan was never established. They did search by SS number and vin, can't find it.

Any thoughts? Anyone has similar problem. E-loan customer service is not available today - so i guess will see if they can help.

Also, any site where i can see the exact loan name-owner/phone number of lien holder? Will carfax provide this information?
Question Deals
Infamous: Second Son - PlayStation 4 $24.99 @ Best Buy or Amazon
Added on : Saturday November 08th 2014 12:00:04 AM
g: 0 Posted By: ctgolfer
Views: 75 Replies: 0 Become superhuman Delsin Rowe, on the run from the oppressive Department of Unified Protection
Live with the consequences of your actions as you search for other superhumans to help save those you love from being ruthlessly hunted down
Discover a world where superhumans with amazing abilities walk among us

www.bestbuy.com/site/infamous-second-son-playstation-4/8677151.p...

Amazon
www.amazon.com/inFAMOUS-Second-Son-Standard-PlayStation-4/dp/B00...
BenBat YummiGo Booster Seat & Storage in 2-Colors $23.99 + SH @ Woot
Added on : Friday November 07th 2014 10:00:10 PM
g: 0 Posted By: ctgolfer
Views: 152 Replies: 0 shipping adds $5

This portable booster seat has ample space for your child's daily essentials
A lightweight, compact and stylish design
Designed as a stylish carrying bag so you can easily take it with you anywhere, to restaurants or to relatives
Choose from 2 stylish colors:
- Lime Green / White / Brown
- Orange / White / Brown
A must-have when traveling with a baby or toddler
No need to sit your child on your lap or to use those unappealing public booster seats
Phthalate Free, Lead Free and BPA Free
Parents love the quick set-up, easy clean-up and storage space
Kids love being like one of the grown-ups at the table
Storage space lets you keep everything at your fingertips
Folds Conveniently into a trendy bag
Straps connect easily to most chairs
3-point safety harness keeps your child securely seated
Easy to clean, just wipe off


http://kids.woot.com/offers/yummigo-booster-seat-storage-2-color...
Baby & Kids Deals

woot! Coupons
American Express: $5 Back on $10 Purchase at Starbucks (via Amex Offers)
Added on : Friday November 07th 2014 07:00:03 PM
g: 0 Posted By: martin628
Views: 255 Replies: 3 I spoke toa csa in theAmex promo deptand was told that due to the overwhelming popularity of the Twiiter offer, they have decided to make the offer available directly through the Amex Offers section of their website.
If you have not previously taken advantage of the Twitter offer, you can check your account offers to see if it has already been added.
I created a new thread to reflect the new offer, so those seeing it will check their accounts first without having to go through the tweet process.

I have used the offer directly on starbucks.com to reloadmystarbucks card with $10 andreceived theamex email immediatelysaying the the offer had beenfulfilled.
Do not try it on an eGift card as that is sold by another company...

OFFER DETAILS: Get a one-time $5 statement credit by using your enrolled Card to spend a total of $10 or more on qualifying purchases online at store.starbucks.com by 12/31/2014. Offer not valid in-store. TERMS: Offer valid online only at store.starbucks.com. Not valid on in-store and phone orders. Offer valid for US site only, all Starbucks international sites are excluded. Offer is only valid for purchases shipped within the United States. Offer is not valid on the following brands: Seattle's Best, Tazo Tea, Teavana, Evolution Fresh, and La Boulange. B2B transactions, including corporate gift card purchases are excluded. Starbucks Office Coffee (starbucksocs.com) and Starbucks Branded Solutions and Food Services (starbucksfs.com) are excluded. If you order an item during the offer period but it is not sent until after 12/31/14, it may not count towards determining whether the purchase qualifies for the offer. Enrollment limited. Must add offer to Card and use same Card to redeem. Limit 1 statement credit per American Express Card across all American Express offer channels. Statement credit will appear on your billing statement within 90 days after 12/31/14, provided that American Express receives information from the merchant about your qualifying purchase.

Grocery Deals

American Express Consumer Coupons
Metro 2033 free (PC) (Steam)
Added on : Friday November 07th 2014 01:00:09 PM
g: 0 Posted By: WikiPuka
Views: 169 Replies: 0 Come get your free PC copy of Metro 2033until 11/8 @ 10 a.m. PST

Do yourself a favor and get on this asap. The deal only goes on for the next 19 hours.

The Humble Store is one year old today, and to celebrate there will be a number of sales on certain PC games, but the better news is that the excellent Metro 2033 will be free to anyone who shows up for the first 24 hours of the sale. You just need to log in and redeem your free copy of the game.Here are the other deals:

75% off Sonic Hits Collection
50% off Banished
75% off Batman: Arkham Origins
80% off Crusader Kings II Collection
and much more!

Those are good deals, but a free copy ofMetro 2033is the real draw. This isn't the Redux version of the game,but the original still provides a sense of desolation and despair that's rare in modern games, even if the shooting itself can feel a bit flat. There's a reason it's so well regarded despite its flaws, and this is a great chance to see for yourself.


Totally Free Deals
g: 0 Posted By: Timelord
Views: 216 Replies: 0 In Target Toy Booklet (from last weekend) on page 14, BrightSpot ZTE Zinger $9.99 (MSRP $39.99)
Price match at Bestbuy because it's a better provider from T-Mobile (GSM).
Online ref: http://bfads.net/Item/Target-Toy-Book-ZTE-Zinger/202689
Supposed to be BF special, but it will work price matching at BestBuy because there is no mentioning of it on that page.
You can also get it from Target now (YMMV) if they have it out; it will scan $9.99 with no problem.
Phone is running Android 4.4 so it's another PerkTV device for those who missed out on the Walgreen Huawei Glory $7.99 deal.

Cell Phones Deals

Target Coupons
Metro 2033 (PC) free
Added on : Friday November 07th 2014 12:00:11 PM
g: 0 Posted By: WikiPuka
Views: 3 Replies: 0 Come get your free PC copy of Metro 2033 until 11/8 @ 10 a.m. PST

Do yourself a favor and get on this asap. The deal only goes on for the next 19 hours.

The Humble Store is one year old today, and to celebrate there will be a number of sales on certain PC games, but the better news is that the excellent Metro 2033 will be free to anyone who shows up for the first 24 hours of the sale. You just need to log in and redeem your free copy of the game.Here are the other deals:

75% off Sonic Hits Collection
50% off Banished
75% off Batman: Arkham Origins
80% off Crusader Kings II Collection
and much more!

Those are good deals, but a free copy ofMetro 2033is the real draw. This isn't the Redux version of the game,but the original still provides a sense of desolation and despair that's rare in modern games, even if the shooting itself can feel a bit flat. There's a reason it's so well regarded despite its flaws, and this is a great chance to see for yourself.

Lending to a friend with collateral in hand using some online service?
Added on : Friday November 07th 2014 08:00:11 AM
g: 0 Posted By: Al3xK
Views: 59 Replies: 1 To prevent naysayers, I'll start by saying I'm interested in lending a small amount of money that I'm not concerned if I don't get paid back to an ex-gf as sort of a severance package. I'm pretty confident I will get it back, and it's secured by tons of collateral.

The situation is this. She was rear ended and the car was totaled. I took the insurance check and bought a 2012 car at auction out of state. It was delivered to my driveway this morning and I have 100% control over what happens to the title next.

The car is paid off in cash from insurance check, worth $11,000 and I'm owed $528.

She needs tires, windows tinted, vehicle registration, real-car-insurance, etc which add up to like $1300 plus the $528 owed to me.

What I'd like to do is just give her a $2000 loan (minus $528 I already paid) and put my name on the title as lien holder, then use a website likezimplemoney.com to collect a small interest for a short term (1-2 year) loan. This will let her make monthly payments online, so I don't have to deal with checks or meeting with her. I'll earn a little interest, but mainly I'm doing this to be nice because it's almost no skin off my back and it'll make her life way easier.

Has anybody used any of those sites and have any recommendations for better sites or experience to share?
Personal Finance Deals
Mizuno Wave Rider 17 Road-Running Shoes - Men's $49.73 @ rei fs on $50+
Added on : Friday November 07th 2014 02:00:07 AM
g: 0 Posted By: tedhawkins
Views: 124 Replies: 0 Mizuno Wave Rider 17 Road-Running Shoes - Men's $49.73 @ REI fs on $50+http://www.rei.com/outlet/deal-of-the-day

Favored by neutral runners and those needing light stability
U4ic midsole delivers lightweight, resilient cushioning
Blown-rubber forefront with deep flex grooves for optimal flexibility and cushioning
Durable carbon-rubber outsoles
Closeout



Shoes Deals

REI Coupons
g: 0 Posted By: NantucketSunrise
Views: 44 Replies: 0 I don't know if this is common knowledge or not, but I thought I'd post it here because it was news to me and I didn't find anything when I searched Fatwallet for it.

Brief background:
It appears that this new regulation has spurred myACH-sending bank to change the notation it uses to send ACHs to and from personal bank accounts,whilst I am in the middle offulfilling the requirements for a checking account bonus at a second bank. One of those requirements isa monthly incoming ACH direct deposit for the first 6 months the account is open.
Thepreviousfour months' ACHs are shown in my monthly statementsat bank2with the notation "etransfer PPD ID (then a long number)".
Themost recentACH receivedat bank2 shows up as "P2P web (then my full name)".
Nothing was different in the way I set up or funded the most recent ACH.
Going forward, I am not sureif bank2will acceptmy ACHsfrombank1 as fulfilling its monthly direct-depositbonus requirements, now that the ACH is titled quite differently, and is described as being a person-to-person transfer from myself to myself.
Now, maybe bank2 always was aware that the ACHsentitled"etransfer PPD ID (then a long number)" were from my personal account at bank1, and therefore this title changewon't matter to them in terms of considering the monthly direct-depositbonus requirement to befulfilled.... I don't know.

Therefore, I looked into thistopiconlineand foundan articlethat might indicate why this ACH notationshift occurred last month at my bank1:

from: https://www.nacha.org/news/new-p2p-payments-ach-and-third-party-sender-definition-rules-now-effective

"New NACHA Rules became effective on March 21, 2014, that standardize the use of the ACH Network for person-to-person (P2P) payments and clarify the definition of a Third-Party Sender.

This Rule provides clarity and consistency to ODFIs, RDFIs, Originators and Third Parties about how to apply the Rules to P2P payments. A discrete set of rules for P2P payments will enable Originators and Third-Party Service Providers to implement internal processes and procedures for these entries in order to improve operations and customer service, reduce costs, reduce risk and fraud, and minimize exceptions and disputes....

The initial phase of implementation permits the usage of the new WEB credit P2P application. This means that while Originators are not mandated to utilize this new format until March 20, 2015, ACH Operators and RDFIs must be prepared to accept these transactions now.

....on March 20, 2015, ...all ODFIs will be required to use the WEB credit transactions for all P2P payments via ACH."
Discussion Deals
Deducting mileage with two (or more) jobs
Added on : Thursday November 06th 2014 07:00:10 AM
g: 0 Posted By: SecondGunman
Views: 9 Replies: 1 I've searched here and online, and have read IRS pub 463, but didn't find an answer and was wondering if anyone had any thoughts. My apologies if the answer is here somewhere and I didn't see it.

Back in August I took a second, part-time, temporary job that was set to last for a few months. The job lasted about two months, as expected. I understand that I can deduct mileage between the two job sites if I work both jobs on the same day. Example, if I drive home-job B-job A-home, then I can deduct the mileage between job B and job A. My question is this: on a few occasions, I had to go back to job B for about an hour after finishing up at my primary job (A). Those days looked like this: home - B - A - B - home. I know that I can deduct the mileage from B to A the first time, but what about the mileage back to job B the second time?

Related question: There was a young lady working at job B with me these last two months who was on a paid internship from the local university. She also worked only part time and her position is still on-going, but is temporary and will last less than one year. I know that she has at least one other job that she works in the evenings, but I seem to recall her saying that she had two other jobs. If she has one other job, I'm sure she can also deduct mileage between the two sites. If she has two other jobs, is she able to deduct mileage between the three sites? That is, the miles between A and B and between B and C. As long as she doesn't try to deduct any leg of her drive that touches her house, she should be ok. Right??

Thanks for the help!!
g: 0 Posted By: remick
Views: 89 Replies: 0 The Adventure in Supernatural Discovery: A Handbook on Receiving Divine Encounters
http://www.amazon.com/gp/product/B00FVE7ZC6

4.6 out of 5 stars (8 customer reviews)

Experience the adventure of a lifetime!
Have you ever thought, There has got to be more to my Christian life?
Well, there is!

Normal Christianity has been redefined over the centuries. What began as a vibrant encounter with the Living Christ through the power of the Holy Spirit has often become formulaic and stale. For many Christians today, normal is mundane. Normal is average. Normal is boring. If this is you, then its time for you to get a new normal.
Author Michael Kaylor shares his personal testimony of redefining normal and stepping out on supernatural adventure that transformed His relationship with God forever.
God never intended you to live like everybody else. In this book, you will see that Gods vision of normal Christianity includes:

Prophetic dreams and visions
Impartations
Uncontainable joy
Divine appointments
Supernatural healing and miracles

Take the journey and discover the supernatural life God has destined you to live!



The Angels Are Talking
http://www.amazon.com/gp/product/B00D3RTRFQ/

In the spring of 2010, approaching the season of Lent, I went on a journey to find the one true God. I became convinced that God could hear me, and see me, and that He would give me a sign that He was there. I held the faith that if I humbled myself before Godseeking Him diligentlyHe would reveal Himself to me. It was amazing! For the first time in my life I heard the voice of the Lord, but nothing could have prepared me for what happened next. This book includes:

Messages from God for the world and His people
An introduction to my fleet of angels by name along with their assignments
In depth conversations with the angels Gabriel, Michael, the angel of death, the angel who stands at the gates of Hell and many more
Prayers to help you through difficult times
Formulas to use to unlock the power of Jesus Christ in your life

After reading this book you will come to realize that with God, you are stronger than you think you are. You are important to the body of Christ, and that fleet of angels all around you is proof that God has called you to be great. Answer the call.



Sacred Light Spirit Eagle: My Visionary Life and Near Death Experience
http://www.amazon.com/dp/B009Y8S90W

A lifelong visionary

Cristael was seventeen when she saw a vision of the great eye of God, looking down at her. It was an experience of total love. After this experience she continued to have visions. Then when she was in her twenties her husband threatened to have her committed to the State Mental Hospital in Las Vegas, New Mexico because of her visions.
Cristael realized that no one around her could understand her seeing angels and having conversations with Divine intelligence. Silenced, she went to college and graduated, then got her divorce and began her career as a music teacher and a classroom teacher. She withdrew from life to teach and to raise her children alone.
As the years went on, her children left home and her parents died, and Cristael was left totally alone. She struggled with breakdowns and with years of bleak depression, winding up being totally dependent on her older son. And still her visions kept coming to her.

Near-Death Experience

Fifty years after her first visionary experience, Cristael had her Near-Death Experience. And after years of struggle and loneliness, she knew she could no longer allow herself to be silenced or censored. But how could she stand up to the risk of rejection by the people she cared about? And could she accept the fact that there were those who would ridicule her and seek to discredit her and her life of visions?

Are Cristael's visions and her near-death experience delusions? Or are they glimpses of glorious realms where the human soul really does live for all of eternity?



It Is Done!: The Final Step To Instant Manifestations
http://www.amazon.com/gp/product/B00P80WYF6

The first time Richard Dotts learnt about the significance of the word Amen frequently used in prayers goosebumps welled up all over his body and everything clicked in place for him. Suddenly, everything he had learnt up to that point about manifestations made complete sense.

What if the word we commonly use to end our prayers today is not merely added as an afterthought, but meant to be a powerful manifestation tool in the first place? What if it is actually the most important part in any prayer? What was going through the minds of those ancient spiritual masters when they said words similar to amen? Does that word really hold the final step to fulfilling our desires?

In It Is Done!, bestselling author and spiritual explorer Richard Dotts explores the hidden significance behind these three simple words in the English language. Three words, when strung together and used in the right fashion, holds the keys to amazingly accurate and speedy manifestations.

In his usual candid, illuminating style which has made him a seven time Amazon bestselling author, Dotts devotes the first half of this book to explain his 10-year struggle with the Law of Attraction, and how he struggled to leave behind his habit of incessant worrying and fearful thoughts. I was constantly worried about things going wrong even when everything was going right. I was afraid that one day, I would run out of money and bad things would happen to me, writes Dotts candidly in one of the chapters.

Then Dotts quickly moves to show the reader how they can break free from the 4 major blocks that prevent manifestations from occurring in their own lives, and how these blocks are often so pervasive that we do not even realize they are there. Because these unseen blocks feel so familiar to us, we often do not recognize that they are standing between us and our greater good.



Classification and Statistical Manual of Extrasensory Experiences, 1st Edition: CSM-EE
http://www.amazon.com/gp/product/B00OX154D0

The Classification and Statistical Manual of Extrasensory Experiences (CSM-EE) is a classification of extrasensory experiences (i.e. telepathy, clairvoyance, mediumship, precognition, synchronistic events, etc.) with associated criteria designed to facilitate more reliable classification. CSM-EE assists in identifying like experiences that are similar in phenomenology, but otherwise widely differ in narrative due to culture, language, and religious/spiritual belief. Whereby, the CSM-EE can assist in accurate classification and is therefore a valuable resource for clinicians and students, and a valuable reference for researchers, dealing with extrasensory experiences in a wide diversity of context. The criteria and associated phenomenological features and specifiers serve in part as a textbook for students who require a well-structured method to understand and classify extrasensory experiences as well as for experienced professionals encountering these experiences for the first time.



The Accidental Psychic: How I Went from Skeptic to Psychic in Thirty Years in Just 500 Easy Steps
http://www.amazon.com/The-Accidental-Psychic-Skeptic-Thirty-eboo...

Deborah Raku is a psychic medium, a Reiki Master Teacher, and a Reconnective Healing Practitioner with an energy healing practice that involves the help of spirit guides and masters. Deborah is not a turban-wearing psychic with the ability to predict the future. Instead, she describes her gifts by saying that she simply has great insight into the present.
She was not born this way. Forty years ago she was a computer programmer with a skeptical interest in the metaphysical. That interest led to a decades-long meditation practice, a growing ability to listen to the intuitive voice, a premonition dream about a teacher she met a few days later, an energy blast in Sedona that set her on a healing path, a channeled journal that helped her navigate a painful heartbreak, a memory of a life between lives, and an illuminating journey to see John of God. Deborah is convinced from her experiences that these abilities are available to us all it is only a matter of beginning to listen.
This memoir is an account of how she slowly changed, as a result of tuning in to her intuition, into someone whose mission now is to help others connect with the deeper parts of themselves. This deeper connection is available to us all. In the book she gives practical examples of how meditation can help to open you up to this inner voice and how to recognize it. She gives advice on how to start a journal tapping into that voice and shows how it can help, comfort, and guide you when you most need it.
She also gives examples from her energy healing practice that demonstrate how this work can alter lives. Each session is unique and often unexpected. Other practicing healers will gain a great deal from her descriptions of beginning her practice, the necessity of letting go of desired outcome, and the certainty that all is working for the highest good.
In this personal story Deborah shares details of how she went from an agnostic and skeptical worldview to one full of spiritual connection, hope, and faith. It is a story of a heros journey and is Just a Great Read!



The Third Eye: Open Your Third Eye and Awaken Your Pineal Gland To a higher consciousness
http://www.amazon.com/The-Third-Eye-Awaken-consciousness-ebook/d...

So you would like more clarity, insight, wisdom, intuition, and spiritual awareness?

This book will help you achieve these sacred intentions.

The Third Eye is one of human beings most powerful energy centres, located in the middle of the forehead. I believe that when it is awakened, the Third Eye can act as a stargate that sees beyond space and time. It is considered the most powerful source of ethereal energy.
Extraordinary intellect, intuition, wisdom, and spiritual insight are available to everyone but few of us even begin to tap our profound potential. Opening your third eye can help you tap into these vast capacities
This book demystifies the third eye and explains its true nature in the brain as the pineal gland. In the average person, the pineal gland is atrophied, [calcified] and dormant. The exercises in that book will change that. This guide will teach you the necessary steps to take to decalcifying your third eye to repair and heal it so you can fully use it to its highest potential.
Here Is A Preview Of What You'll Learn...

- The Third Eye Throughout History
- The Wonders of the Pineal Gland
- The Secrets of Third Eye Activation
- Use Your Crystal or Gemstone for Third Eye Activation
- Meditation to open the Third eye



DVDO AIR3 60GHz HDMI Wireless HD Adapter -- $86.99 + FS at Daily Sale
Added on : Wednesday November 05th 2014 11:00:04 PM
g: 0 Posted By: ragingwookiee
Views: 72 Replies: 0 DVDO AIR3 60GHz HDMI Wireless HD Adapter -- $86.99 + FS at Daily Sale

The Air3 is the first wireless HD adapter delivering HD content not only from HDMI sources but also from MHL-enabled smartphones and tablets to a big screen. Based on 60GHz wireless technology, the Air3 transmits HD content up to 10 meters in room without any interference, providing a cable-like reliability and quality. Enjoy gaming, movies, TV shows, 3D, and more--without all those unsightly cables--using the DVDO Air3 WirelessHD Connection System. Ideal for gamers and home theater enthusiasts, the Air3 is fully HDMI and MHL compliant and uses 60GHz wireless technology to provide clear audio and video. This device can wirelessly transmit high quality 1080p HD video and 7.1 surround sound to an HDTV from any HDMI and MHL source. A transmitter, receiver, power supplies, two mounting brackets, and simple-to-follow instructions are included.
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g: 0 Posted By: ctgolfer
Views: 134 Replies: 0 shipping adds $5

Your Choice:

Rubbermaid 62083CH 5 Drawer Wire Basket System
Rubbermaid FG3H8800TITNM 3-6' Deluxe Closet Kit-Titanium

Rubbermaid 62083CH 5 Drawer Wire Basket System:

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~ OR ~

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Pieces Included in Deluxe Kit Titanium:

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Paypal reduced the backup funding limit for everyone i need an alternative
Added on : Wednesday November 05th 2014 12:00:05 PM
g: 0 Posted By: jimmyzshack
Views: 105 Replies: 3 Anyone know a good bank that gives % Cash Back on purchases with a debit card? Paypal decided to change the backup funding for all paypal users to $1000 from $3000 without warning. I get 1.5% Cash Back on that those 2 cards. It takes too long to transfer money into paypal sense green dot came along. i need a better solution that is NOT a credit card and doesn't have limits higher than $1000 Cash Back a month.

Question Deals
Free eBook on Preparing for the next Recession
Added on : Wednesday November 05th 2014 07:00:15 AM
g: 0 Posted By: williamcramer
Views: 138 Replies: 0 Preppers Survival: Preppers Survival Guide to Survive a Financial Disaster. Get Ready for the Next Recession NOW!
Preppers Survival Guide to Survive a Financial Disaster will help you prepare for the impending world depression. This short, informative read will give you tips to help you start preparing now. You will be more knowledgeable, able to be more prepared, and become an asset to those around you by using your knowledge. Learn why you should get out of debt, start a garden, make your own kindling, and more. These six strategies will help you get ready to survive a world of severe inflation. This guide is a must for anyone wanting to be more self-sufficient or anyone interested in prepping.

Additionally, these tips are easy enough that you can get started today. The sooner you start preparing, the better off you will be. You can teach these skills to your family and friends. These skills will also help you today by cutting your costs. Making your own kindling can save you money. You can use the kindling in your grill or even as fire starter for your fireplace. You will save landfill space and learn to repurpose bricks and concrete to make a new oven.

This book will help you minimize the effect of the world wide depression on you and your family. You will be more valuable and able to barter for goods and services that will be hard to acquire.After reading this book you will learn how to:

Get Out of Debt
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Stockpile Food
Personal Necessities
Learn Alternative Ways to Cook
Learn to Garden


Download Here:http://www.amazon.com/dp/B00P4JHT38/
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Motorola MOTO X Developer Edition 32GB -- $269.99 + FS at eBay
Added on : Wednesday November 05th 2014 07:00:10 AM
g: 0 Posted By: ragingwookiee
Views: 244 Replies: 1 Motorola MOTO X Developer Edition 32GB -- $269.99 + FS at eBay


If you are in need of something that makes you feel futuristic, the Motorola MOTO X Developer Edition cell phone might be what you are looking for. It responds to your voice and you soon notice that it really does what you are asking it to do. Comfort is what the Motorola MOTO emphasizes on, saving you time with this handy way of reaching the information you need. Furthermore, taking pictures and saving them in the 32 GB internal memory, is as easy as you can imagine just twist your wrist and the smartphone becomes your 10 MP camera. And if you want to make some video calls, the front camera with its 2 MP takes care of it. Moreover, with its new way of presenting your notifications, there is no need to look up your phone all the time, everything that concerns you appears discreetly on the screen so its up to you when to check it. Likewise, with its impressive 4.7-inch AMOLED display, this smartphone allows you to view the content freely and at ease. Unlocked to all carriers, the Motorola MOTO makes you notice it with its sleek design and business-like outlook the black front and the woven white back are just what you need if you want to show that you mean class. Make no mistake, appearance is not at the expense of performance the Motorola MOTO runs on the powerful Android 4.2.2 Jelly Bean operating system and it is combined with the Motorola X8 computing system, including a Qualcomm Snapdragon S4 Pro with a 1.7 GHz dual-core CPU and quad-core Adreno 320 GPU. Supporting the modern needs in mobile technology, the Motorola MOTO X Developer Edition cell phone is for those users who demand excellence, offered in a modern looking and effective way.
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Spyder Thrill Athletic Pants - Women's $124.95 Fs @ Usoutdoor
Added on : Wednesday November 05th 2014 03:00:03 AM
g: 0 Posted By: tedhawkins
Views: 34 Replies: 0 Spyder Thrill Athletic Pants - Women's $124.95 Fs @ Usoutdoor

http://www.usoutdoor.com/deal/

Simply put the Thrill Athletic Pants for women by Spyder are the must have pants of the season. The Spyder Thrill Athletic Pants are exceptionally comfortable and designed to worn all day long. These wonderful pants have fully taped seams, inner snow gaiters with gripper elastic and cuff anchors, thigh ventilation, zippered hand pockets for safe stowage, internal elastic waist adjustment, belt loops and lower leg zippers with gussets. These great pants are constructed from a stretch nylon, which provides essential mobility, taffeta lining and PrimLoft insulation. These are the perfect pants to have on hand for those all day outings on the mountain.
Features of the Spyder Thrill Athletic Pants - Women's

Fabrics/Materials: Stretch Nylon with Xt.L 20k/20k Laminate and Spylon+ DWR
Windproof: Yes
Pockets: Zippered hand pockets
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Gusseted: Lower leg zippers with gussets
Lining: Nylon Taffeta
Insulation: PrimaLoft Sport (40g)
Waterproof Rating: 20,000 mm
Seam Sealing: Fully Taped
Vents: Thigh ventilation system
Breathability: 20,000 g/m
Gaiters: Inner Snow Gaiters


Clothing Deals
g: 6 Posted By: remick
Views: 330 Replies: 0 http://www.amazon.com/gp/product/B00D1W04X2

Are you happy with the way you work? Are you engaged, energised in the office? Or do you sometimes feel that your days are dominated by process and technology?

Reimagining business is about waking up to a new environment, based on collaborative and flexible working, on technology that, used correctly, liberates rather than constrains. The future of work must be based on being open, on focusing on results, not process and on empowerment, not hierarchy.
Dave Coplin, Chief Envisioning Officer at Microsoft UK, has been immersed in the technologies that are making waves in the workplace. This is his call to reimagine business.


also free

Lead: Strategic Management and Leadership for Innovators and Solopreneurs
http://www.amazon.com/gp/product/B00NRVWE3A

Managing your business is more than simply hiring people and making sure they do their job. Truth is if you hire well, whether its employees or a part time VA, you wont need to make sure theyre doing their job. Management is about seeing the big picture and being the person to make sure all the facets of an operation are moving together efficiently.

If you are ready to take your business to the next level and blow past the competition, effective management is the key to making that goal a reality. This book will give you a step by step 21 day plan to put the systems in place so your business can run smoothly and you can focus on what youre best at.

You will learn:
The basics of financial management and bookkeeping, if you screw this up your business is toast
Basic business financial analysis, do you know how much money youre making or losing?
How to determine if it is time to hire help, youll probably need to do this sooner than you think
The difference between outsourcing and hiring employees, there are massive legal and financial difference here and not knowing the difference runs you the risk of running afoul of the IRS
How to design a job and write a job description that people will have people competing to work for you
How to hire temporary, contract, or freelance help, the paperwork is SUPER important here
How to hire employees, you thought hiring contractors required a lot of paperwork, employees are a whole different ball game
How to map your business systems, this is actually a lot more simple that it sounds
How to identify and track business metrics, this is another concept that can sound scary but actually makes decision making for your business simple
What you need to do to protect yourself and your business from outsiders and from each other


Energy Suckers-How To Deal With Bullies in the Workplace
http://www.amazon.com/gp/product/B00HI3IWKW

The work world is full of bullies who criticize, blame, intimidate, and humiliate others. In a study of U.S. workers, 41% reported experiencing psychological aggression at work in the last year. Bullying occurs in every industry and every profession. It is estimates that more than two million professionals and managers are pushed out of their jobs each year by bullying. This comes at a cost to employers of $64 billion a year. Decreased productivity, absenteeism, low morale and teamwork are all outcomes of a toxic work culture.

In Energy Suckers, Barbara Bartlein gives you the tools to address workplace bullying in your organizations and Energy Suckers in your life. She shows you how to take charge with:

- The seven types of bullies and how you can handle them.
- How you can defuse and prevent bullying from happening.
- What you can do to protect yourself from becoming a Target.
- How to create a high performing workplace based on respect and civility.


Fast MBA: A 4-Book Collection for Anyone Seeking to Master the Art of Business
http://www.amazon.com/gp/product/B00L2OLOZ8

Fast MBA: A Collection for Anyone Seeking to Master the Art of Business includes four of the most popular books by well-known business author Can Akdeniz. The collection includes MBA 2.0: Handbook for Modern Business Practice, CEO School: Collective Wisdom of Top CEOs, Happy Company: How to Create a Happy, Trustable and Successful Business, and Go Nuts: The Art of Creativity and Innovation. By purchasing these valuable business guides as a set rather than individually, you will get all four for the price of three.


Born to Win: Find Your Success Code
http://www.amazon.com/dp/B006ZG5THW

Zig Ziglars Born to Win: Find Your Success Code, compresses four decades of life-changing tools and practices into one inspiring, easy-to-use format for people who want to grow and improve the whole spectrum of their lives now!

Zig has always taught that You were born to win, but to be the winner you were born to be you must plan to win and prepare to win. Then and only then can you legitimately expect to win. Born to Win guides readers through this plan-prepare-expect strategy. You will learn that when you have the hope that things can change, and a plan to make that change possible, you can take action.

Zig Ziglars whole-person, balanced-living approach to life has inspired millions to enjoy good health, a new depth of love and gratitude for family and friends, financial security and independence, and spiritual peace of mind. His instruction on how to live a life that leaves no room for regret or worry is the starting point for a joyful, exciting, vibrant life. It is true that when you have prepared yourself to be the right kind of person, you can do what you need to do to expect success. When you truly understand that you were born to win, you can change the world!


Powerful Communication: Influence, Persuasion and Communication Skills You Need to Have
http://www.amazon.com/gp/product/B00L9K6928

Whether you are a business owner, leader, or just about anything else, communication is critical. If your communication abilities are limited, though, your potential for success will also be limited.
In Powerful Communication: Influence, Persuasion, and Communication Skills You Need to Have #1 Best Selling Author Ric Thompson shares proven steps and strategies for how to improve your communication skills and how to use those skills to achieve your goals and live your dreams.
After reading this book, you will understand why powerful communication is so important to success in all areas of your life.

You will learn:
What communication should look like, and why it so often doesnt happen the way we think it should or did
Why active listening is so important, and how its an absolute goldmine of information
The role of body language, inflection, and tone of voice; and how it makes up more than 90% of how communication is received
How to build rapport and put people into a receptive frame of mind; no they arent Jedi mind tricks, they just work like them
How to determine personal communication styles; it doesnt matter how good of a communicator you think you are if youre alienating people with a different style than yours
Tips for using email and cell phones, and on giving and receiving feedback; so you dont blow up all of your hard earned progress

If you have big dreams and lofty goals, the key to getting what you want is being able to communicate effectively with the people who can help you achieve your desires.



101 Time Management Tips for Busy Entrepreneurs
http://www.amazon.com/dp/B0055T91Q0/

This is a short, tips-style book thats all content without the filler. You get more than 100 tips, techniques and strategies to help you get a whole lot more done in less time than ever before.

Youll discover how to maximize your time by setting goals and establishing priorities, focusing your mind of short periods, breaking larger projects into easily manageable tasks, and by overcoming procrastination -- once and for all.

Youll learn how to work smarter instead of harder... how to chunk down large projects and keep track in a team environment... how to run meetings smoothly and efficiently... how to get the most out of your most productive hours... and a whole lot more. Youll also learn how to gain an almost unfair advantage every singly morning when you hit the deck.

This little gem also shows you:

How to eliminate time-wasting habits and boost your productivity by default...
Make every day far more productive without working any harder...
The painless way to organize your paperwork so it actually serves you instead of burying you...
Simple little tricks to generate the highest returns on the time you invest...
How to kick the procrastination habit without therapy...
How to make every minute of your workday not only count but generate the kind of tangible returns only the top 5% of producers enjoy...



Books Deals

Amazon Coupons
Two Free Kindle Books on Ebola and Enterovirus
Added on : Tuesday November 04th 2014 05:00:07 AM
g: 0 Posted By: williamcramer
Views: 11 Replies: 0 Ebola Survival Guide: 12 Things You Must Know to Survive Ebola Outbreak

The 2014 Ebola Outbreak is the largest and most widespread in history. As of October 15, 2014 almost 9,000 cases were reported, with approximately half of those infected resulting in fatalities. This rare and often fatal disease which originated in West Africa has crossed not only the borders of neighboring countries, but has, for the first time ever, spread to the continents of North America and Europe as well.

Myths, misinformation, and conspiracy theories regarding the disease and its spread have been circulated along with actual facts and ever changing statistics. Thousands of people are unsure what to believe and what not to believe, resulting in panic, hysteria, and even paranoia among the general public. What is real and what is made up? Myths almost always have a basis in fact, so how did some of the myths originate?

Find the answers you need and the information you want, put your mind at ease, and within these pages, learn 12 things you need to know to survive the Ebola outbreak.In this book you will find real information on:

What Ebola Virus Disease Is and Where it Came From
How Ebola is Transmitted
Symptoms and Signs of the Infection
How the Infection is Treated
How to Protect Yourself
Traveling During the Outbreak
Debunking Popular and Lesser Known Myths

Download Ebola Survival GuideHere:http://www.amazon.com/dp/B00P38DB64/
Enterovirus: The Preppers Guide to Surviving Enterovirus

Stay calm and dont panic for we have come up with simple solutions on how to protect yourself and your children from getting infected from currently ravaging Enterovirus, type D68 which turned out to be heading towards pandemic proportions, mostly attacking children and teenagers of ages 1 to 18 with a history of respiratory problems.

You wont be feeling helpless anymore, because we are offering simple and easy tips on how to learn to prevent your family from getting infected, offering a reminder of basic hygiene habits that work as good as any vaccine, preventive tips, transmission and treatment facts along with explaining the origin of Enterovirus D68, so you can get to know your enemy better.You will be able to read and learn more about D68 through 6 chapters and following topics:

What is Enterovirus D68, origin of D68
Prevention and how to protect yourself and your family from getting infected
Symptoms of Enterovirus D68 and how to recognize infection
Transmission and treatment for Enterovirus D68
Tips and advice on how to stay virus-free during the season of possible virus infections
How to educate your child to avoid being infected
How to survive Enterovirus D68 outbreak

DownloadThe Preppers Guide to Surviving Enterovirus Here:http://www.amazon.com/dp/B00P6XES22/
g: 0 Posted By: wildboar98
Views: 196 Replies: 0 X-Rite i1Display for this price BH deal is expired and Newegg need email specific promotion code, This is the best price for those do not have the Newegg's code folks right now if you are in the market.The X-Rite i1Display Pro is an advanced display calibration solution for professional designers, photographers and color professionals requiring exceptional color accuracy across their creative workflow. Built for the next generation of profiling hardware, this calibrator is suitable for all displays including the latest LED monitors. Built for profiling both monitors and projectors, The X-Rite i1Display Pro is simple to use with options in the advanced next-generation i1Profiler software for basic and advanced controls for ultimate control and flexibility.
http://www.adorama.com/GHEODP.html

click the price and showing $174 with Free shipping and $25 mail in rebate. Very reliable online vendor.
Monitors Deals

Adorama Coupons
g: 2 Posted By: kjl1977
Views: 250 Replies: 7 GE 60 Watt Dimmable LED light bulbs @7.99 each. $5 Target gift card when you buy two. There's also a Cartwheel 15% off coupon for GE Soft White bulbs.

4@7.99 = $31.96 - $10 in gift cards - $4.80 in coupons = 17.16 / 4 = $4.29 per bulb (take an extra 5% with the Red Card if you have it ~.22 per bulb).

Coupon only seems to work up to 4, so best to buy in sets of 4 to maximize your savings. With Christmas around the corner, those gift cards are as good as spent.

Link to the bulb online: http://www.target.com/p/general-electric-neral-electric-led-60w-...
Home & Garden Deals

Target Coupons
ACA Special Enrollment Period Options
Added on : Monday November 03rd 2014 07:00:24 AM
g: 0 Posted By: PugRanch
Views: 82 Replies: 0 I'm losing my employer provided family health insurance on Nov 30th. I will need to buy my own insurance for 2015. The question is what do I do about December 2014?

I believe I qualify for a 60 day special enrollment period so I know I can buy one month of coverage but it seems like a rip off. The out of pocket maximum for the affordable plans is over $12,000 which would all have to be spent in the month of December before I'd get any benefit from the coverage.

Do I have any options here? Could I buy a catastrophic plan to cover that one month? If we go without insurance for December, how fast could we get it during the special enrollment period if something came up. Currently everyone is healthy with no appointments scheduled for December but I know things happen.

I'd appreciate any advice from those in the know. Unfortunately I'm fairly clueless about insurance.
Personal Finance Deals
g: 0 Posted By: remick
Views: 208 Replies: 0 http://www.amazon.com/Working-Successfully-Screwed-Up-People-Eli...

4.2 out of 5 stars (35 customer reviews)

Let's face it. Some people just don't listen, don't care, and aren't willing to compromise. And you probably work with some of them. The incomprehensible supervisor. The person in the next office who chats more than works. The customer who, by the way, isn't always right. For all those co-workers who drive you crazy, there's a solution.

The bestselling author of Living Successfully with Screwed-Up People turns her insightful eye to the workplace, showing readers how they can get along with and work successfully beside the people who drive them up the wall. "It doesn't take two people to change a relationship in the workplace," says Elizabeth B. Brown. "It takes one--me!" Her expert advice will help workers in any profession learn how to be unflappable, imperturbable, and unflustered when dealing with the difficult people in their workplace.



100 Success Tips to Live Fully, Influence People and Achieve More: Simple Advice for Every Truth Seeker
http://www.amazon.com/Success-Fully-Influence-People-Achieve-ebo...

4.7 out of 5 stars (15 customer reviews)

WANT TO LIVE A HAPPIER, FULLER LIFEor just live?

This book teaches you practical and surprisingly easy ways to unleash your inner talent and LIVE fully.
Granted, this is not the first book or the last youll read about happiness and success, but it approaches these subjects from a unique perspective. It gives you clear keys you can apply to your daily life, unlocking your full potential right away. You dont need to enlist the help of a specialist, commit a lot of time and money, or study anything. Just make a few adjustments in your lifeand voila!
>>> The book contains a helpful Discussion Guide and a sample chapter of sequel How to Overcome Fears, Build Self-Esteem and Succeed in Life 99 Clever Tips for Everyone, Even the Fearless. Through thought-provoking questions, the book gives extensive advice on how to use the discussion guide, how to inform decisions related to the topics at hand, and how to best read it alone, in reading groups, with your partner, or as part of learning activities, among others.

>>> In this book, you will discover many things, including:

How to live fully, while being truly in sync with what you want and need;
How to softly influence people and make them do what you want; and
How to achieve more with whatever you already have.



Also free

The Seven Laws of Success
http://www.amazon.com/Seven-Laws-Success-Herbert-Armstrong-ebook...
4.2 out of 5 stars (30 customer reviews)

Why are only the very few-women as well as men-successful in life? Just what is success? Here is the surprising answer to lifes most difficult problem, proving that no human need ever become a failure! All who have succeeded have followed these seven laws! The only way to success is not a copyrighted formula being sold for a price. You cant buy it! The price is your own application of the seven existing laws.




Books Deals

Amazon Coupons
Charles Tyrwhitt Dress Shirts $29.95 Each
Added on : Sunday November 02nd 2014 07:00:03 PM
g: 0 Posted By: EuroTrash
Views: 166 Replies: 0 Charles Tyrwhitt is having a sale where you can buy up to 6 shirts for $29.95 each (shipping not included). Promo runs until Jan. 11, 2015. For those who have ordered before know that for the money these are some of the best dress shirts around and that $29.95 is the lowest price they've ever offered. Use the Amex offer if you haven't already done so to make the deal even sweeter.

http://www.ctshirts.com/mylo

(If the link doesn't work type in the URL as shown).

Ripped from SD.
Charles Tyrwhitt Deals
Spend $45 on Amazon Gift card, get $ 10 promotional credit
Added on : Sunday November 02nd 2014 04:00:04 PM
g: 2 Posted By: tabasco4107
Views: 467 Replies: 3 Amazon is offering a $10 Promotional Credit when spend $45 or more on select Amazon Holiday Gift Cards with promo code HOLIDAYGCS (apply at checkout). Shipping is free on orders $35+. Deal ends 11/5

Stock up for the holidays and enjoy this offer just for Amazon Prime members: Buy a holiday gift card multi-pack and get a $10 promotional code to spend on yourself. Just purchase at least $45 in holiday Amazon.com Gift Card multi-packs (shown below) by November 15, 2014, and we'll email you a $10 promotional code to spend at Amazon.com through January 1. You will receive your code within 2 days after placing your order. Enter HOLIDAYGCS at checkout to qualify.Available in packs of 3 and 10 with a variety of denominations, these holiday gift cards make great gifts to all those on your list. Amazon.com Gift Cards are redeemable storewide for millions of items and never expire. Learn how to use your promotional code. Terms and conditions apply;~~This offer is good ONLY to Amazon Prime members with a free trial or paid membership who are new Amazon Gift Card customers. New Amazon Gift Card customers refer to customers that have not previously purchased any Amazon Gift Cards. OFFER GOOD WHILE SUPPLIES LAST. To qualify you must enter "HOLIDAYGCS" in the Gift Cards & Promotional Codes box when you check out.
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g: 0 Posted By: remick
Views: 35 Replies: 0 http://www.amazon.com/dp/B00E1O6VD6

4.9 out of 5 stars (88 customer reviews)

Randy Lewis bet his career that he could create an inclusive workplace at one of Americas biggest corporations where people with disabilities could not just succeed, but thrive. No Greatness without Goodness is the powerful story of a corporate executive who, after watching the world through the eyes of his own child with autism, Austin, realized that we all have a greater responsibility to make the world a better place for everyone, including those with disabilities.

As the Senior Vice President of Walgreens, Randy Lewis has created thousands of full-time jobs for people with disabilities. No Greatness without Goodness offers a firsthand account of what it takes to lead with courage in order to change peoples lives for the better. Randys motto is Whats the use of having power if you dont use it to do good. In this book, youll learn how to start working for good no matter where you are or how much power you hold.
g: 0 Posted By: remick
Views: 89 Replies: 0 http://www.amazon.com/gp/product/B0084J7KUC/

4.5 out of 5 stars (8 customer reviews)

Doctors fix people. They might get their hands a little bloody in the process, but they get the job done. At least that's what we expect of them.

But what happens when a physician breaks or become ill? Can't they just fix themselves? Is it even possible? Once a physician becomes ill or mentally broken, are they done, lepers for life?

This Force of Memory chronicles the spiral of a surgeon into PTSD and eventual addiction. It is a memoir of a physician who becomes an addict after experiencing the horrors of medical error first hand.

For a surgeon trained in western medicine it is almost incomprehensible that the current/best addiction treatment programs have a "spiritual" basis. But they do. This Force of Memory explores the medical/spiritual paradox that is the essence of modern addiction treatment. It is the memoir of a surgeon who, to his own surprise, discovers a healing mechanism quite removed from the operating room.



Also free

One Second Sobriety
http://www.amazon.com/gp/product/B00N70R17U/

If you are looking for a book about addiction and recovery which contains lots of statistics and technical terms, this is not that book. If you have been struggling with getting sober and want some useful and honest food for thought from someone whos actually conquered addiction firsthand, this is definitely the right book to read.

Whether you are rethinking your drinking, have hit rock bottom, know someone who needs help, or are looking to reinforce your own sobriety, this book is an amazing and powerful tool.

Getting sober does not have to be an overwhelming and frightening journey. By the time you read through this easy-to-follow book you will understand addiction, see the simplicity of getting sober, learn to deal with the emotions and consequences, and even get some great insights on how to build a happy life. Lastly, you will understand how this addiction was actually a gift.

The book is divided into three key sections: Defining It, Owning It and Living It. Each section contains seven intentionally short chapters. Defining It will help you understand addiction, how you got there, where you are at, and your options for dealing with it better. Owning It will show you how to deal with the emotions involved when you get let go of drinking. Living It focuses on the new you and the life you will get to create as you emerge from this experience victorious. There is also a chapter for the people in your life to read so they can better understand what to do and, just as importantly, what not to do.

This book does not contain a strict set of rules for reaching and maintaining sobriety. Instead it will lead you to your own answers since those will obviously work best for you as an individual. A one size fits all blanket approach to sobriety does not work for everyone. You have the right to create your own path instead.

Whether you have chosen to get sober with help from others or completely on your own, this book will guide you and encourage you to really conquer your addiction in a way that works for you!





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g: 0 Posted By: remick
Views: 167 Replies: 0 http://www.amazon.com/gp/product/B00GWT8DRU

4.8 out of 5 stars (25 customer reviews)

At first, Don Schulze wasnt sure he was really hearing from God . . . because what he was hearing didnt make sense. Could God really be calling him to leave a good career and a stable life to take his family on a journey of ministry across the country and around the world? And could Don trust God to take care of his loved ones on that journey? Would they trust and understand Gods call as well?

With a deep breath and a lot of faith, Don and his family took the leap and said yesstepping forward into what would become a lifelong quest to follow Gods calling. In A Life of Miracles, youll travel with this ordinary family across the years as you witness inspiring encounters with Goddramatic rescues, just-in-time provisions, amazing miracles of healing, and Gods surprising answers to everyday prayers. As you read, youll see evidence of just how closely God sticks by us, even in our most uncomfortable moments.



also free

Seeking Human Kindness
http://www.amazon.com/gp/product/B00NHDP1BU
5.0 out of 5 stars (9 customer reviews)

Is karma real? "Seeking Human Kindness" is a compilation of 50 inspirational true short stories gathered from across the world. It explores the meaning of humanity. Each vignette focuses on a separate real life event told from perspective of those who experienced great and unexpected boons. Some received great acts of kindness in their moment of need or lent aid to one who needed it most. Their actions precipitated unforeseen events, even in some cases changing their life's direction.

Authors were carefully chosen, based on those who had compelling stories to tell. They hail from multiple countries, diverse backgrounds, education, skillsets, life journeys, etc. They come together in this compilation to share their experiences in dealing with the life altering after effects of human kindness.



Life is Good
http://www.amazon.com/gp/product/B00J6EEYUS

This is the second book by inspirational writer, Peter Skillen, author of The Twelve Step Warrior.
In this book, Peter takes you, the reader, through a myriad of writings, thoughts, and feelings, in the hope it will make you look at life from a different perspective.

After each piece of writing, a space has been left for you to write your own thoughts and feelings.
This small but powerful book is presented with two aims: to inspire you, and to remind you that Life is Good.



The Youngest Son: The Gift of Cancer
http://www.amazon.com/gp/product/B00LXD6RHS
5.0 out of 5 stars (6 customer reviews)

Cancer tells a million different stories. For some, cancer is about hope, overcoming challenges and of recovery. For others, the story cancer tells is one of despair, anger, depression and loss.

The Youngest Son is as much a story about a father of six diagnosed with terminal cancer as it is about how the family of someone diagnosed with a terminal disease also faces their own grim prognosis. It is about the stages of grief and how learning to identify each stage before the stage presents itself can be the most important part of recovery.

Author T Patrick Phelps shares his personal journey during his father's near two year battle with esophageal cancer. He shares his challenges with the coldness of medicine, the yearning desire to retain hope while keeping a firm grasp on the reality of terminal cancer.


Review
I agree with the other reviewer who said that this book is about what is really most important in life. Though this book is written about the author's dad, the book is really about forming relationships, making lasting memories and the importance of family.
The chapter Memories from a Pond is one of the best chapters I've read in this genre and the author's explanation and understanding of the stages of grief really makes more sense than how the doctors explain the stages
Books Deals

Amazon Coupons
Titanfall season pass $6.25 for Xbox Gold on Xbox Live.
Added on : Saturday November 01st 2014 06:00:07 PM
g: 0 Posted By: HKSturboKid
Views: 150 Replies: 0 For those that purchased Titanfall game on your Xbox 360 / Xbox One at the recent price drop and have Xbox Live Gold membership, Gold Members can get the Titanfall season pass for $6.25. This is a new price from the $8.75 that was last week. I had the game for a while but never got into it too much. Figure for $8.75 last week, I bought it and now the price went down again. You just never win.




Xbox Live Deals
X-Rite i1Display Pro Calibration Meter -- $149.00 AR + FS at B&H Photo
Added on : Saturday November 01st 2014 04:00:06 PM
g: 0 Posted By: ragingwookiee
Views: 107 Replies: 0 X-Rite i1Display Pro Calibration Meter -- $149.00 AR + FS at B&H Photo


The X-Rite i1Display Pro is a calibration and profiling system for a display / projector. It helps to make sure that the colors on your display match those in your original picture or file. The i1Display features i1Profiler software for calibrating and profiling all modern display and projector technologies, including LED and Wide Gamut LCDs. It's also spectrally calibrated, which makes it field-upgradeable to support future display technologies!
Projectors Deals

B&H Photo & Video Coupons
Barney Butter Smooth Almond Butter @ amazon $0.45/oz Lowest Price Ever
Added on : Saturday November 01st 2014 03:00:08 PM
g: 0 Posted By: serenity22
Views: 111 Replies: 2 Save more with S&S.


10-Ounce Jars (Pack of 3) $13.485% S&S $12.81
15% S&S $11.46
10oz camel


16-Ounce Jars (Pack of 3) $21.57
5% S&S $20.49
15% S&S $18.33
16oz camel



Barney Butter is an all natural almond butter made with Premium California Almonds. It is a craveably delicious treat with all the right qualities: the rich flavor, nutrition and versatility of almonds with a texture just like peanut butter. Manufactured in an almond only facility, Barney Butter is peanut free and a great alternative for those with peanut allergies. Barney Butter is naturally no-stir and does not need to be refrigerated. Gluten free, no trans fats or hydrogenated oils, and half the saturated fat of peanut butter make Barney Butter a healthy and delicious treat!

No need to stir or refrigerate
Gluten Free and Peanut Free, Made in an Almond Only Facility
High in magnesium & vitamin E and a good source of calcium & iron
Ultra smooth, no grit texture; Made with love in California





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Food Deals
Amazon | Free Gift Wrap for DISCOVER Cardholders
Added on : Saturday November 01st 2014 08:00:06 AM
g: 0 Posted By: ragingwookiee
Views: 78 Replies: 0 Amazon | Free Gift Wrap for DISCOVER Cardholders

Apply promo code DISCOVER at checkout.

Terms & Conditions

This is a limited time offer.
Offer only applies to products sold and shipped by Amazon.com.
Offer does not apply to digital content.
Offer good while supplies last.
Items must be purchased in a single order and shipped at the same speed to a single address.
Shipping charges may apply to discounted and free promotional items.
Offer applies only to the purchase of eligible items made with a Discover Card, CashBack Bonus, or a combination of Discover Card and CashBack Bonus.
Amazon reserves the right to modify or cancel the offer at any time.
Offer is non-transferable and may not be resold.
Offer discount will be allocated proportionally among all promotional items in your order.
If any of the products or content related to this offer are returned, your refund will equal the amount you paid for the product or content, subject to applicable refund policies.
If you violate any of these terms, the offer will be invalid.
Unless an Amazon Gift Card is the stated benefit of the promotion, promotional codes (including those placed directly in accounts) may not be redeemed for Amazon Gift Cards.
g: 10 Posted By: remick
Views: 379 Replies: 1 http://www.amazon.com/gp/product/B00JSTM8T0

4.8 out of 5 stars (9 customer reviews)

Do you know what will happen to your house or bank accounts after you die? What would happen to your stuff if you were in a coma? What will happen to you and your family if you are in a coma? Do you want to make sure that your spouse, children, or other family members are taken care of after you die? Have you considered what you would say to loved ones in a heart-to-heart message to help them deal with your death? Do you want your loved ones to avoid probate court and costs? Do you want to make a will?

This book can help you with all of these questions and more. It is a one-stop shop for all of the estate planning documents you are likely going to need to create a complete estate plan. This book includes information about:
the differences between a will and trust,
what are the end-of life documents you need to ensure that your wishes are carried out,
the location of your important documents,
how to leave letters to loved ones to help them deal with your death,
how to make the sample forms legal documents,
and more.
Complete estate planning documents for husbands, wives, domestic partners, and unmarried individuals. We've put expertise into this book to make sure you're ready to create your own legal documents. Will, Trust, & Power of Attorney Creator and Estate Records Organizer is clear, practical, and explains what you need to know in plain-English without the use of long case studies a lot of useless legal jargon. With this book, you'll get essential information about estate planning documents and how they work with one another to achieve your wishes. Our goal is for you to understand what you are creating, why you are creating it, and understand how to use other legal documents in concert with one another. This book:
is easy to use,
helps you make documents more efficiently,
allows you to get organized and keep your records together,
ensures that your documents are created correctly the first time,
and allows you to create multiple legal estate documents to save you time.
The Legal Self-Help Guide series provides information to those who want to understand their legal rights and responsibilities in an effort to resolve legal problems or know enough to feel confident in their decision to retain legal counsel. This Guide provides plain-English explanations as an alternative to the legal jargon that fills legal books.

Express Your Rights.

At Peerless Legal we believe the law is only useful when people have the tools they need to understand their rights. Join us on our quest to make the law usable and accessible to anyone. Peerless Legal was founded with quality in mind. All of our products are created by a licensed attorney who believes in our mission to empower individuals by giving them the legal self-help tools to access legal information, make decisions, and engage the system. You can take part by turning information into actions.


also free

Retirement Planning Checklist: The Ultimate Guide
http://www.amazon.com/Retirement-Planning-Checklist-Ultimate-Gui...


Principles of Investing: A Complete Introduction to Stock Ownership, Basic Valuation, and Risk Assessment
http://www.amazon.com/Principles-Investing-Introduction-Ownershi...
4.6 out of 5 stars (9 customer reviews)


Accounting Comes Alive: The Color Accounting Parable
http://www.amazon.com/Accounting-Comes-Alive-Color-Parable-ebook...
4.2 out of 5 stars (52 customer reviews)











Books Deals

Amazon Coupons
Free Over $135 worth of Amazon Android Apps
Added on : Friday October 31st 2014 10:00:10 PM
g: 0 Posted By: bearcloud
Views: 96 Replies: 0 Quickly, get your free apps before it's too late. Ends Saturday...

Plex
Plex organizes all of your personal media, wherever you keep it, so you can enjoy it on any device. With Plex, you can easily stream your videos, music, photos and home movies to your Android phone or tablet from your home computer running Plex Media Server (available for free at https://plex.tv).

Fruit Ninja
Playing with your food might not seem like a crucial part of ninja training, but as the good folks at Halfbrick Studios will tell you--for ninjas, it's more than just a game. All ninjas hate fruit! Join the ninja clan as you slash your way through three modes of juicy gameplay. You'll soon see that Fruit Ninja is the messiest, most satisfying fruit game ever!

Plants vs. Zombies
Get ready to soil your plants! The hit PopCap game comes to Android at last. Forget shotguns, flamethrowers, and cricket bats. A well-tended garden is your best defense against a rampaging horde of undead. Keep the zombies at bay with an array of deadly plants and well-aimed lawnmowers. With Plants vs. Zombies, the fun never dies!

Sonic the Hedgehog
The sequel fans have waited for is finally here - Sonic The Hedgehog 4 Episode I!
Featuring enhanced gameplay elements, including the classic Sonic Spin Dash, and the versatile Homing Attack, Sonic 4 picks up right where Sonic and Knuckles left off.

Human Anatomy Atlas
***** The definitive world-wide bestseller with the most anatomy.
***** The most content of all true 3D anatomy apps. Over 3,800 anatomical structures (1) New microanatomy of senses (2) Anatomy of male and female urinary and reproductive structures (3) Optional animations that present physiology and function.
***** New UI and new features: (1) Share views with other users of Atlas for iPad/iPhone. (2) Create notecards to use in presentations or for studying (3) Access views for all twelve systems from one home screen. Quickly add entire systems to any view.
***** Want to try the app for free? View More from developer and download the free Skeleton Preview version (Human Anatomy Atlas SP).

World of Goo
Beautiful and surprising, the millions of Goo Balls who live in the World of Goo are curious to explore - but they don't know that they are in a game, or that they are extremely delicious.
This is the FULL award winning game, now on Amazon Apps! Drag and drop living, squirming, talking, globs of goo to build structures, bridges, cannonballs, zeppelins, and giant tongues.

Zombie Gunship
Zombie Gunship puts you in the gunner seat of a heavily-armed AC-130 ground attack aircraft. Strategically fire your powerful guns to slay endless waves of zombies and protect the remaining survivors of the zombie apocalypse!

Blocky Roads Pro
The tornado ripped your farm apart and scattered it around the Globe. Collect the missing parts to restore the farm to its former glory!
Choose one of the 9 cars or build your own block by block!

Toca Town
You rule in Toca Town, a play world where anything and everyone is welcome! With different locations and many classic Toca Boca characters, the everyday adventures in Toca Town are infinite.

Unpossible
Unpossible will test your skills, your reflexes, and even your memory. It will make you smile. It will probably make you scream. You will die often and it will always be your fault. Fight to learn the obstaclesthey already know how to fight you. Relentless. Thrilling. Unpossible!

Lapse It Pro
Lapse It is an award-winning full featured app for capturing amazing time lapse clips with your Android camera, simple, fast and intuitive.
"Looking to do time-lapse with your mobile device? Lapse It is a very appealing option" by Erez Zukerman, PCWorld

Can You Escape
Can You Escape saga continues with the grand adventure. Your mission is to test your escaping skills at different locations by solving amazing puzzles and using all the objects around you to advance to the next stages.
Do you accept this challenge? Let's find out if you have what it takes to complete this free, fun and popular adventure game!
Download this game now and find out the answer... Can You Escape - Adventure!

Trivia Crack
From the creators of Aworded arrives Trivia Crack, the amazing quiz game that lets you test your knowledge and challenge your friends to see who is the smartest! Trivia Crack is a trivia game with six different categories: geography, history, art & literature, science and technology, entertainment, and sports. You'll have to collect the characters that correspond to each one of the categories. Spin the wheel and chance will decide which category you will have to answer. If the wheel stops at the special slot, you'll be able to play for a character of your choice! But knowledge is not enough to win!

Devil's Attorney
Devil's Attorney is a turn-based strategy game set in the 80's where you play as Max McMann, a defense attorney that's high on charm but low on moral fiber.
Your objective is to free all of your clients and use the money you earn to buy accessories and new furniture for your apartment; boosting your ego and unlocking new courtroom skills in the process.

BeFunky Photo Editor Pro
With all the photo effects you love and many you wont find anywhere else, BeFunky is the most feature filled photo editing app in the world! BeFunky comes stocked with powerful photo editing tools, tons of fonts (tons more now because you can access all the fonts in your device!), fantastic photo frames, a bunch of great goodies and stickers, and the ability to simultaneously share your photo to your device AND BeFunky/Facebook/Twitter/Instagram/Flickr/Tumblr, then to top it all off we added our WORLD FAMOUS Collage Maker!!

Endomondo Sports Tracker Pro
The only personal trainer youll ever need fits right in your pocket. Whether youre running, cycling, walking, kayaking, or something completely different, we keep you motivated, and most importantly - keep what youre doing fun.
Track routes, record stats and share your workouts - all from one simple app. Join 25 million users and start freeing your endorphins.

Repix
Repix is more than a photo editor. Its a creative tool that lets you turn ordinary photos into masterpieces. Studio-grade technology and intuitive interface to inspire new levels of creativity.

Plant's Vs Zombies (WIFI Download Only)
Get ready to soil your plants! The hit PopCap game comes to Android at last. Forget shotguns, flamethrowers, and cricket bats. A well-tended garden is your best defense against a rampaging horde of undead. Keep the zombies at bay with an array of deadly plants and well-aimed lawnmowers. With Plants vs. Zombies, the fun never dies!

Longman Dictionary
"Longman's flagship learners dictionary is now available as an Android application. Improve your fluency in English with the most up-to-date learner's dictionary at your fingertips.
Now with integrated Thesaurus and Collocations Dictionary.

Easy Voice Recorder
Easy Voice Recorder Pro is a fun, simple and easy to use audio & voice recorder. Use it to reliably record your meetings, personal notes, classes, and more, with no time limits or ads!

Icebreaker: Viking Voyage
An epic adventure based on the award-winning flash game!
An icy wind has swept the Vikings away, leaving them stranded throughout the land and surrounded by trolls, deadly traps, dangerous enemies, and worst of all troll snot!
Now its up to you to save them!

Eve of Genesis
Two thousand years ago, a faraway world was under the control of an empire of living machines. Humans toiled for their robotic masters for ages, until the day revolution finally came. The dread empire was driven into the Lands of Darkness, and humans could finally chart their own future.

ScreenDim Full
Is your minimum screen brightness still too bright? Dim your screen below what your device normally permits for comfortable use in darker environments, reading in bed, amateur astronomy, etc. Save battery life. No root required.

Alpha Wave
Do you have 10-15 minutes to kill? Alpha Wave was made for just such an occasion! A well polished, extremely easy to play, intense arcade space shooter with it's roots firmly planted in the old-school arcade classics such as AstroSmash, Galaga and Asteroids.

Eufloria HD
Experience space exploration, conquest, plant growth and bio mechanical evolution. Conquer asteroids in deep space and use their resources to grow and nurture semi-organic plants and creatures to do your bidding. Plan your strategy against AI opponents that all vie for the same resources and offer fierce opposition.

CarbsControl Carb Counter and Tracker
Perfect for people with diabetes and those on low-carb diets, CarbsControl App keeps your carbs under control.
With 80,000 foods and details from 300 restaurants and 500 specific brands, youll know exactly where you stand with your carbs for the day. This App works great with the Atkins Diet, South Beach Diet, the Zone Diet, Protein Power Lifeplan, Go Lower Diet, and other low-carb plans. Its also helpful for those trying to lose weight or maintain their current weight by cutting back extra carb calories. This App helps you stick to your carb goals even when eating out.

Amelia and Terror Night Story Book for Kids
Help Amelia and team rescue their friend from devious dark creature - Whine.
It is a story about friendship, acceptance, cooperation and courage. Discover unique adventure you have never seen before.

Weird Park: Scary Tales
Louis the Clown and Mr. Dudley are back in an all-new disturbing adventure full of twisted versions of childrens fairy tales. Play through the dark and well-crafted puzzles, discover hidden objects, and rescue the children who have been taken to the evil clowns tower. You will be drawn in by the amazing story, the creepy atmosphere, and the awe inspiring cinematics. Prepare for anything in Weird Park: Scary Tales!

Braveland
Braveland is a turn-based game inspired by old-school strategies. You start as a humble warrior's son whose village was cruelly raided by bandits and use your wits and skill to become a commander of your own army. The game story takes place in a carefully drawn colorful world, which the path of your hero will go through.

Knock-knock
Three generations of Lodgers have occupied the cabin, but lately, the walls seem to undulate, skittering unknowns shift in the darkness, and an unruly growl seeps from the attic. Are they hallucinations pecking at the insomnia-afflicted Lodger, or the gnarled remnants of a darker secret?

MoneyWiz - Personal Finance
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Hidden Object - Haunted House 2
Popular Hidden Object - Haunted House game is back with 20 new spooky levels! Packed with loads of items to find, this sequel to the amazing hidden object game sends more goosebumping and chilling experience to loyal fans!

Timers4Me - Stopwatch Pro
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Web of Deceit (Kindle Edition)
Youre drawn into a web of deceit when your train stops in Andville, where the Black Widow lies in wait. Follow a trail of clues and dead husbands as you explore this once picturesque town now at the mercy of the Black Widow and her mechanical minions. What drives her lust for revenge? Where is the root of her strange power? Uncover the bizarre history and mystery of this little town. And track down the Black Widow in time to foil her devious plot for revenge! Discover more from Big Fish Games! Big Fish is the leading global marketplace to discover and enjoy casual games.

V for Vampire
Help the little Vampire to make his way through the levels to the objects of his desire: Beautiful pale Princesses with delicious royal blood running through their veins!
Nerdy skeletons, witty witches and angry bats will try anything to get in your way! Make sure to turn off every source of light by throwing stones and bombs. Use bouncing magic mushrooms, flooding water, disgusting smoke and many other items! If you succeed, a very tasty reward will be yours!

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To-Fu Fury is a fast-paced, action-packed take on the puzzle-platform genre. Use the Amazon Fires ground-breaking Dynamic Perspective to solve crafty physics puzzles and triumph in frenetic melee battles. Stick to wooden surfaces, slide down slippery jade, and use metal to ricochet towards your goal but beware the deadly traps and devious Hoshi bandits!
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g: 1 Posted By: MP01
Views: 203 Replies: 0 Now through 02/28/2015, you can double your saving catcher dollars everytime you redeem them at Bluebird by AMEX. However, you can only use those at WalMart and WalMart.com. That means, if you currently have $50 of WalMart saving catcher dollars, you can redeem them at Bluebird and it will become $100. Bluebird by AMEX seems like a debit card and they do ask for few info including SSN (fed requirement) when you sign up, however they do not run credit check or anything. Very simple process. Please see below link for more detail on this program.
https://www.bluebird.com/savings-catcher


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Amazon's fake reviews.
Added on : Friday October 31st 2014 06:00:02 AM
g: -1 Posted By: linrick
Views: 51 Replies: 0 Amazon is the best place to research about products you want to buy. but there are so many fake 5 star reviews from non verified purchase customers lately, that's hard to determine if the products are actually as good as those reviews. i wish that Amazon would only allowed the people with verified purchases to post their reviews. also, i've been junked emailed from 3rd party seller (even tho fulfilled by Amazon) asking to change my honest bad reviews with offering of refund and/or sending another same product. very irritating.
g: 0 Posted By: remick
Views: 64 Replies: 0 http://www.amazon.com/gp/product/B00OQGIXVW

In this second volume, Advanced Knitting, will teach you the skills you need to become an advanced knitter. First Susan teaches you how to read charts and grafts, plus gives you tips on working these types of patterns. You will learn the two most popular color work techniques, Intarsia and Fair Isle along with the differences between them. These techniques create pictures and patterns, but use very different methods. Advanced stitches and techniques are included, and each chapter includes patterns for you to practice your new skills. Susan has also included a chapter about working with fun yarns and gives you patterns to try out. Chock full of step by step instructions, lots of pictures and illustrations, along with resources, tips, and links to instructional videos, Advanced Knitting is your guide to the next step in moving forward in your knitting skills.



How to Crochet: Volume III The Final Complete Advance Guide with More Advanced Patterns, Stitches and Squares for the Advanced Crochete
http://www.amazon.com/How-Crochet-Complete-Advanced-Crocheter-eb...

How to Crochet: Volume III. The Final Complete Advanced Guide with Even More Advanced Patterns, Stitches and Squares for the Advanced Crocheter. Also Includes Step- by- Step Instructions with Detailed Pictures
Download the Follow up and Final Book to the Best Sellers How to Crochet Vol. 1 For Beginners and How to Crochet Vol.2 . Build upon What you Learned in the First and Second book and put the finishing touches on your skillset and take it to the final level of expertise.
Download this Bestseller Now!!
In this third volume of How to Crochet, we are going to explore the advanced techniques and stitches that can be used in order to create breath-taking gifts and fashions. By learning some of these stitches and techniques, you will be ready to enjoy your growing hobby of crochet! Not only will we explore new techniques and stitches, we will also explore how to make your own patterns and squares. By the time you finish this book, you should be able to take the lessons learned and apply them to your ever-evolving work! Let us have some fun!

Take your Crochet skills to the next level!
This book will help you to refine further your skills in crocheting. It goes into more advanced techniques and helps you to create your own designs. By offering you a tool, I hope to offer you a great way to spend your time and talent! Everyone needs a starting place, so I hope that by providing that, you can continue to learn and grow with your art.

And Here is a Tiny Sample of what you will Learn
Advanced Stitches
Advanced Patterns
Motifs
Edgings
Advance Crochet Patterns
Creating Your Own Patterns
Designing Your Own Squares
Squares Made with Advanced Stitches
Bonus Chapters from the Books "How to Crochet Vol.1 and Vol.2"
And, much, much more!



(2 Book Bundle) "Crochet Beginners Guide" & "Crochet Stitches Beginners Guide"
http://www.amazon.com/Bundle-Crochet-Beginners-Guide-Stitches-eb...

~Book 1~
With this book you will learn:
1. How to choose your Crochet hooks, yarn and other items you need
2. How to read a crochet pattern
3. How to hold the Crochet hook and yarn
4. How To Chain
5. How To Do A Single Crochet
6. How To Turn Your Work
7. How To Slip Stitch
8. How To Do A Double Crochet
9. Increasing
10. Decreasing
11. Working in different loops
This book also includes 3 beautiful patterns that will teach you how to crochet a Cell Phone Sock, Pot Holders and Basic Granny Square.

~Book 2~
With this book you will learn the following Crochet Stitches:
1. Single Crochet
2. Slip Stitch
3. Double Crochet
4. Half Double Crochet
5. Treble Crochet
6. Front post double crochet
7. Back post double crochet
8. Front loop crochet
9. Back loop crochet
10. Moss stitch
11. Basket Stitch
12. X Stitch
13. Chain Lace
14. Solomons Knot
15. V-Stitch
16. Small Mesh Ground
17. Large Mesh Ground
18. Diamond Mesh Stitch
19. Puff Stitch
20. Bullion Stitch
21. Raspberry Stitch
22. Basic Shell Stitch
23. Basic Fan stitch
24. Arcade Stitch
25. Picot Edging
26. Reverse double crochet edging
27. Shell edging
28. Loop stitch
29. Chevron Stitch
30. Broomstick Lace

Get Started Crocheting a Wonderful Project!




How to Knit for Beginners: 9 Free Tutorials
http://www.amazon.com/How-Knit-Beginners-Free-Tutorials-ebook/dp...

You've seen your friends do it. You've heard celebrities--Julia Roberts and Amanda Seyfried--gush about it. You know that it's fun and incredibly addictive. What is it? Knitting, of course! Have you ever wanted to learn how to knit? Knitting for beginners can seem intimidating at first, but with the right free beginner knitting patterns, anyone can learn how to knit. We know there are a lot of articles out there showing you the right way to get started knitting. For your convenience, we've put together a group of simple tutorials and free knitting patterns for beginners to make your learning experience less stressful. With our free eBook, How to Knit for Beginners: 9 Free Tutorials, you'll find tons of great patterns, tips, and step-by-step instructions that will make picking up knitting a breeze. Knitting for beginners doesn't have to be complicated, especially when you have the right tutorials at your disposal! With just a little time and practice, youll be knitting like a pro in no time at all--theres really nothing to fear. Are you still a little nervous about trying to knit? Let's break it down a little. Did you know that there are only two stitches you need to know: the knit stitch and the purl stitch? All the other special stitches are created from variations of those two stitches. Isnt that great news? Once you know how to knit and how to purl, you just need to practice with a few easy beginner knitting projects until the motion becomes natural.



Crochet: Crocheting Made Easy: Learn To Crochet In One Day
http://www.amazon.com/Crochet-Crocheting-Made-Easy-Learn-ebook/d...

Learn to Crochet in one day! You won't need help from grandma with this book. Learn to Crochet in one day will get you started down to path to crocheting success.










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g: 0 Posted By: ShamelesslyThrifty
Views: 151 Replies: 0 The Unfinished Swan (a very unique and enjoyable video game) is now available on the PS4 and PS Vita consoles. Sony has made it a cross-buy game. This is a hot deal for those that already owned it for the PlayStation 3, because it means that they now have access to download the PS4 and PS Vita versions for free.

Meta Critic Score and Reviews
Video Games Deals
g: 0 Posted By: Y3ll0wSlack3r
Views: 37 Replies: 0 The Power of Patience: 96 Traits of Highly Effective People: A Dip in the Minds of Successful Folk, From Leaders to Laymen (The Wheel of Wisdom Book 5)

Karma Peters (Author) 4.7 out of 5 starsSee all reviews(15 customer reviews)
Digital List Price: $29.99 Print List Price: $59.99 Kindle Price: $0.00 You Save: $59.99 (100%)
Get it while it is still FREE when it used to be $29.99Book DescriptionPublication Date: July 15, 2014DO YOU WANT TO BE HIGHLY EFFECTIVE AT WORK, SOCIALLY AND IN YOUR RELATIONSHIP?This book features the most distinctive characteristics of extraordinarily effective people, from leaders to regular folk.In this book we tear down the clich that says faster is better. No, slower is better and more effective in the short, medium and long terms. We delved into the minds of highly strategic people to understand what sets them apart from the rest of us. The lessons we learned can be applied in all aspects of life, from business and career planning to politics, social activism, nonprofit planning and relationship counseling.>>> The book contains a helpful Discussion Guide and a sample chapter of sequel Unchain Your Heart - 95 Clever Ways to Be Absolutely Irresistible and Ignite Passion in Your Relationship. Through burning questions, the book gives extensive advice on how to use the discussion guide, how to inform decisions related to the topics at hand, and how to best read it alone, in reading groups, with your partner, or as part of learning activities, among others.>>> After reading this book, you will know how to:

Identify the key traits that make some people highly effective;
Apply those traits to your life, career and relationship; and
Use patience as a potent tool in life, business or political negotiation, business planning, and career planning.

>>> Who will benefit from this book?You.
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g: 0 Posted By: remick
Views: 259 Replies: 0 http://www.amazon.com/gp/product/B00DXO6UF4

The book ls divided into twenty-five sections, each containing selections from four groups of exercises,
Tumbling, Tricks,pyramids and Games.
This method of arrangement has been followed partlyfor the purpose of supplying varied, ready-made, though flexible,programs, available at a moment's notice, and partlyin order to give Illustration of how to join separate exercises into a series in connectionwith the description of the movements themselves.
Most of the illustrations have been made frominstantaneous photographs.
The descriptions and directions which aregiven in the text are those which I have found by experience to in the mostsatisfactory progress in the shortest possible time.



also free

Is Your Chair Killing You?: A healthier you in as little as 8 minutes a day
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10 Easy Workout Routines
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A Quick Start Guide to Running
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Yoga for Beginners - Your Essential Guide to Getting Started!
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Keep Calm and Stretch: 44 Stretching Exercises To Increase Flexibility, Relieve Pain, Prevent Injury, And Stay Young!
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Kundalini Yoga: How to Heal your Body naturally by Awakening your Kundalini
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Chakras: for Beginners- Learn how to Heal your Life through Chakra Balancing
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How To - Quick and Simple Book of Tumbling Tricks, Pyramids and Gymnastic
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g: 0 Posted By: remick
Views: 178 Replies: 0 http://www.amazon.com/gp/product/B00DXO6UF4

The book ls divided into twenty-five sections, each containing selections from four groups of exercises,
Tumbling, Tricks,pyramids and Games.
This method of arrangement has been followed partlyfor the purpose of supplying varied, ready-made, though flexible,programs, available at a moment's notice, and partlyin order to give Illustration of how to join separate exercises into a series in connectionwith the description of the movements themselves.
Most of the illustrations have been made frominstantaneous photographs.
The descriptions and directions which aregiven in the text are those which I have found by experience to in the mostsatisfactory progress in the shortest possible time.



also free

Is Your Chair Killing You?: A healthier you in as little as 8 minutes a day
http://www.amazon.com/Your-Chair-Killing-You-healthier-ebook/dp/...


10 Easy Workout Routines
http://www.amazon.com/Easy-Workout-Routines-Sean-Parker-ebook/dp...


A Quick Start Guide to Running
http://www.amazon.com/Quick-Start-Guide-Running-ebook/dp/B00KS7B...


Yoga for Beginners - Your Essential Guide to Getting Started!
http://www.amazon.com/Yoga-Beginners-Essential-Getting-Started-e...


Keep Calm and Stretch: 44 Stretching Exercises To Increase Flexibility, Relieve Pain, Prevent Injury, And Stay Young!
http://www.amazon.com/Keep-Calm-Stretch-Stretching-Flexibility-e...


Kundalini Yoga: How to Heal your Body naturally by Awakening your Kundalini
http://www.amazon.com/Kundalini-Yoga-naturally-Awakening-Spiritu...


Chakras: for Beginners- Learn how to Heal your Life through Chakra Balancing
http://www.amazon.com/Chakras-Beginners--through-Balancing-Medit...


How To - Quick and Simple Book of Tumbling Tricks, Pyramids and Gymnastic
http://www.amazon.com/gp/product/B00DWGNR2C
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Using Credit Card to pay off Student Loans question
Added on : Wednesday October 29th 2014 11:00:06 AM
g: 0 Posted By: sliqx
Views: 89 Replies: 0 Hey guys,

I finished graduate school a little over a year ago and accumulated ~110k in student loans (including undergrad). My current interest rate is 7.9 (IT'S KILLING ME) and I'm currently going to have it refinanced. I went through SOFI and they gave me a 3.875 variable rate, which I hopefully will be able to pay off in 2 years. I have the loan down to 70k (I paid 40k in loans + interest this year), with an annual salary of 70k. My question is, is it possible to open a 0% transfer balance credit card and pay some of the loan off with it? I wanted to sign up for the Chase Slate Card (0% for 15 months) and max out the limit and pay it off over the next few months to help reduce the interest, however, my loan company does not accept credit card as a form of payment. I went in to Chase today and they said "sometimes people get access checks when they get approved for slate card, and some don't. There's really no way of figuring out who gets those checks." Is there any other suggestions to be able to use a 0% CC to pay off loans? Even the transfer balance at 3% is lower than my loan rate. Any help would be great, thanks!
Question Deals
g: 4 Posted By: MrVietnam
Views: 401 Replies: 2 Rite Aid BLACK FRIDAY 11/27 - 11/29/14

Who's up for a little BF shopping?

FREE after +UP
Bumble Bee tuna $1
Russell Stover singles 2/$2
Lays Stax 2/$3
RA gift wrap tape 2/$2
GE CFL bulbs $3.99
Philips earbuds $6
RA bath pouf $1.99
socks $1
RA cotton balls $2
JR Watkins lotion $5.99
Conair brush $2.99
RA pantiliners $1
RA mouthwash 1.49
RA cough drops 1.49
RA travel cotton swabs $0.99
RA toothbrush $1
Nivea tin $0.59
Aim/Pepsodent $1

Listerine floss/flosser/pocketpacks $2.99 get $2 +UP L2

Other Deals
B1G2 A&H detergent
Home Depot gift card $10 +UP wyb $50 L1
(looks like no Home Improvement gift card this year)

I can tell Listerine is limit 2, every other limit in my ad is unreadable. I will try to get limits on Friday or Saturday of this week.

MORE INFORMATION (deal scenarios, coupon match-ups, etc.) LATER ...

Thx rydergal/sd
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Chase Bank Automated Telephone Calls and Text Messages Class Action
Added on : Tuesday October 28th 2014 04:00:12 PM
g: 1 Posted By: NantucketSunrise
Views: 88 Replies: 0 Chase Bank Automated Telephone Calls and Text Messages Class Action

"A proposed settlement of a class action lawsuit brought against Chase Bank USA, N.A. and JPMorgan Chase Bank, N.A. (collectively, Chase) by several consumers (Plaintiffs) has been reached in the United States District Court for the Northern District of Illinois (Gehrich v. Chase, Case No. 1:12-CV-5510).

Plaintiffs allege that Chase violated the Telephone Consumer Protection Act, 47 U.S.C. 227, et seq. (TCPA), by making automated telephone calls (i.e., using an automatic telephone dialing system and/or an artificial or prerecorded voice) and sending text messages to cell phones, including Collection Calls and Automatic Alerts, in connection with Chase credit card and bank accounts without the prior express consent of the people contacted."

"You are in the Settlement Class if, on or after July 1, 2008 through December 31, 2013, you received:
1.Collection Calls relating to a Chase credit card or bank account
2.Automatic Alerts relating to a Chase credit card or bank account, and you were the intended recipient of the communication [NOTE:People in this group CANNOTfile a claim]; or
3.Automatic Alerts relating to a Chase credit card or bank account, and you were not the intended recipient of the communication. "

"The following persons in the Settlement Class are eligible to submit a Claim Form and receive a cash payment:
(1) persons who received Collection Calls relating to a Chase credit card or bank account; and
(2) persons who received Automatic Alerts and were not the intended recipient of the communications.
Depending upon their relationship with the Chase entity that placed the calls, Plaintiffs estimate that each eligible Settlement Class Member will receive a cash award of $20-40 per claim. This is an estimate only."

deadline to file a claim: February 9, 2015

the above quotations are from: http://www.gehrichtcpasettlement.com/index -- that siteis also where you can learn how to submit a claim

----
Note that thosepeople whose circumstances only fit the bolded "number 2" group inthe settlement class are not eligible to submit a claim.

----------------
Where I first saw a mention of this class action:
There was an article about it on another financial website that I happened toland on when looking into a checking account bonusoffer. I am not sure if FW allows direct linking to a competitor website or not so I won't postits url (unless they want me to). I searched on FW but didn't see this class action suit mentioned anywhere,so I thought I'd spread the word here.

============
I also posted this in the Class Actions thread in Deal Discussions:
http://www.fullofdeals.com/forums/deal-discussion/1170656/m18750893/#m18750893
General Economics Deals
g: 1 Posted By: Y3ll0wSlack3r
Views: 187 Replies: 0 Defeat Cancer: 15 Doctors of Integrative & Naturopathic Medicine Tell You How

Free, so get it while you canBook DescriptionPublication Date: May 6, 2011ONE-ON-ONE WITH 15 CANCER DOCTORS:

If you traveled the world for appointments with fifteen cancer doctors, you would discover many of the cutting-edge treatments used to heal the body from cancer. You would also spend thousands of dollars on hotels, plane tickets, and medical appointment fees-not to mention the time that it would take to embark on such a journey.

Even if you had the time and money to travel, would the physicians have enough time to answer all of your questions? Would you even know which questions to ask?

In this long-awaited book, health care journalist Connie Strasheim has done all the work for you. She conducted intensive interviews with fifteen highly regarded doctors who specialize in cancer treatment, asking them thoughtful, important questions, and then spent months compiling their information into organized, user-friendly chapters that contain the core principles upon which they base their approach to healing cancer. The practitioners interviewed are medical, osteopathic and naturopathic doctors, trained in a variety of integrative approaches to cancer treatment.

All aspects of treatment are covered, from anti-neoplastic (anti-cancer) remedies and immune system support, to dietary and lifestyle choices that result in the best outcomes for patients. The book also offers unique insights into healing, such as the pros and cons of different treatments and how to intelligently use chemotherapy. It discusses patient and practitioner challenges to healing, factors that affect healing, treatment outcomes and how to effectively combine multiple medical strategies to obtain the best results. Finally, it offers helpful insights to the friends and families of those coping with cancer. Cancer treatment is complex and controversial, and this book puts the treatment information you need in the palm of your hand.
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4 Jockey Boxers $9.99 (2XL) or 2 Boxer Briefs $6.99 (M/L) FS @eBay
Added on : Tuesday October 28th 2014 10:00:06 AM
g: 0 Posted By: fboyfboy
Views: 126 Replies: 1 Good for those who need to spend their eBay Bucks by 11/2.

4 Boxers for $9.99 (Only 2XL size left)
http://www.ebay.com/itm/181486347213

2 Boxer briefs for $6.99 (M, L)
http://www.ebay.com/itm/181486347213

Buy 5 items and get 20% off.
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g: 0 Posted By: scoer
Views: 97 Replies: 0 Sam's one year $100 Club Plus Membership + $20 Gift Card & Food: Sam's Club in $45 + guaranteed satisfaction full return
https://www.livingsocial.com/deals/1275742-sam-s-club-plus-membership-gift-card-food?

use coupon new25 or new15 on LivingSocial

Please note this is best same club plus membership deal till today (best timing as near holidaysworship) ) since it have club plus membership of worth $100 which will give 2% back on any purchase + 3% back on gas and 1% on other on any discover credit card

if you have discover or chase credit card you will get around 5% Cash Back on Living Social purchase.
Discover card holder use shop discover - Living Social 5%
chase card holder use ultimate rewards for extra 5 additional points + 1 regular points so 6% back

Last same club deals have basic membership involve so this is best of best and if you don't like it you have option to cancel membership before membership end date and you will get full amount refunded
you can check old deal here to compere that this is best deal ever.
Posted on 07/21/14: http://slickdeals.net/f/7076154-1-year-sam-s-club-membership-20-sam-s-club-gift-card-26-fresh-food-vouchers-45-new-members-only(expired)
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Posted on 03/04/13: http://slick deals.net/f/5887208-one-year-sam-s-club-membership-20-sam-s-club-gift-card-19-84-food-service-vouchers-45-new-customers

Best Seller ever : More than 25,000 deal sold on Living Social!
Enjoy substantial savings every day on top brands at this membership-only retail warehouse with more than 600 participating locations all over the country (excluding Puerto Rico). With this deal you'll receive:
$45 for a one-year Sam's Plus membership (a $100 value)
Complimentary spouse or other household member
$20 Sam's Club gift card
Four free fresh food items (a $22.18 value)
- Rotisserie chicken
- Artisan Fresh spinach artichoke dip
- Daily Chef cookies
- French baguette
$142.18 total value
Offer valid for new Sam's Club members only; not valid for those with an active membership or for a previous membership that has lapsed within the last 6 months.
(Click on the numbers below for more information about specific offers.)
As a Sam's Plus Member, you will also receive:
- An invitation to a VIP-member event on November 22, from 7 a.m. - 9 a.m., featuring one-time-buy merchandise and special pricing to help you get a jump on holiday shopping (your Sam's Club Plus membership LivingSocial voucher must be redeemed by November 21 to attend VIP-member event on November 22)
- $10 in Cash Rewards for every $500 spent on eligible purchases [1]
- $80 in special members-only Instant Savings [2] offers on select popular items, valid 30 days after in-club membership activation, valid between 10/27/14 - 1/31/15
- $6,000 in Instant Savings offers [3], valid between 10/29/14 -11/26/14
- Early shopping hours, 7 a.m. Monday - Saturday
At Sam's Club, you'll find everything you need for the holiday season, from the latest electronics and home dcor to top USDA grade A meats and fresh-picked produce. Take advantage of members-only fuel stations, check out the full-service pharmacy with adult and children's immunization services, browse designer frames in the optical center, and enjoy exclusive, members-only savings in the tire and battery center [4]. And don't forget to book your travel needs on SamsClub.com/travel.
Click here to find a Sam's Club location near you (excluding Puerto Rico). You can view Sam's Club's privacy policy here.
PAID VALUE EXPIRES ON October 28, 2019
PROMOTIONAL VALUE EXPIRES ON February 3, 2015
the fine print
Limit one voucher per LivingSocial member
Not valid for membership renewals
Valid for new Sams Club Members only; not valid for those with an active membership or those who previously had a membership that has lapsed within the last 6 months; If you need to check your renewal date, call 1-888-746-7726 and choose option #2, then option #1. Please have your membership card or statement on hand
Not valid for redemption until October 29, 2014
Promotional voucher expires on February 3, 2015, or such later date as allowed by law
No refunds for purchased vouchers
Membership must be activated within 90 days of purchase; membership expires one year from date the Sams Club membership is activated in Club
Voucher is non-transferable. The name of the customer listed on voucher must match name of person who redeems voucher in Club
Must be 18 or older to be a Sams Club member
Gift card does not expire and is not valid towards membership fees, travel purchases, or services
Voucher may be redeemed in club only
Sales tax included where applicable
Cannot be combined with other Sams Club promotions
Good for one-time use only
The Sams Plus membership for $45 is valid one year from the date of redemption in club and will not carry over unless customer selects the Sams Plus membership upon renewal. Renewal cost will be at the Sam's Plus membership fee at the time of renewal
Voucher must be redeemed by November 21 in order to attend VIP member-event on November 22
Offer valid for U.S. Sams Clubs only; not valid in Puerto Rico
Not valid for WalMart or Sams Club associates
Other conditions apply
Services Deals

LivingSocial Coupons
g: 0 Posted By: ctgolfer
Views: 95 Replies: 0 Take care of those rusty bolts and nuts quickly with the Craftsman 58 pc. mechanics tools set
Comes with 58 pieces including sockets, ratchets, wrenches, hex keys, adapter, extension bar and screwdriver bits to handle a variety of tasks
1/4- and 3/8-inch drives loosen the most corroded bolts
Ratchets have an advanced teardrop head design and can release with one button
Ratchets feature levers you can reverse single-handedly for efficiency
1/4 inch adapter allows your tools to be compatible with 3/8- and 1/4-inch drives
Open end wrenches vary from 3/8 to 9/16 for a great range of sizes
Magnetic handle bit allows you to work on slotted and Phillips screwdriver applications

www.sears.com/craftsman-58-piece-mechanics-tool-set-with-storage...
Tools Deals

Sears Coupons
g: 0 Posted By: sarahturtle
Views: 65 Replies: 0 Thou Shalt Not Diet: Important Behavioral Changes that Will Significantly Improve Your Health & Well Being

5/5 stars
save $19.31

http://amzn.com/B00MPM82UG

Thou Shalt Not Dietdiscusses health promotion and important behavioral changes that can strongly influence our lives. These changes, which include exercise, nutrition, smoking cessation and more, have the ability to significantly impact the overall health of each and every one of us. The book provides simple, understandable, and scientifically backed explanations and descriptions about how we can and why we should make such alterations.Every topic discussed in this book offers surprises that may astonish you and challenge beliefs that you have held for years.Here are a few examples:

Dieting actually makes you gain weight.
Walking fast is more beneficial for weight loss than running.
Artificial sweeteners make you gain weight.
Artificial sweeteners are especially dangerous for those suffering from diabetes.

These and many more surprises await you throughout the book.Leah Reznikovich is a health promoter and a certified nurse who has offered private instruction for both healthy and sick individuals for the past 20 years. Her main areas of expertise include: rehabilitation of heart patients, Type II diabetes, and all risk factors associated with cardiovascular diseases.In addition to her work in the area of conventional medicine, Leah has studied several types of Holistic medicine. The mind-body connection is intertwined in her work with clients, as well as through outher book Thou Shalt Not Diet. Leah presents a model that she believes should be employed by every professional working in the various medical fields - offering treatment which includes a combination of both conventional and holistic medicine.Leah is married, a mother of five, and resides in Israel.


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g: 0 Posted By: sarahturtle
Views: 58 Replies: 0 http://amzn.com/B00GM09GI4

Do you suffer from the fear of public speaking? You are not alone. In the book, Shaking Behind the Microphone: Overcoming the Fear of Public Speaking, Jill Vanderwood shares her story of being terrified to speak in public. She now speaks to groups and teaches workshops without fear.
You will read about others who struggle with this common fear; those who had a choice to either learn public speaking or risk losing their job. Learn tips from experts; read about kids who learned public speaking at an early age, and stories from performers who tell others how to perform without fear. You will also acquire untraditional solutions for overcoming fear and anxiety.
Taking steps toward overcoming the fear of public speaking will put you on the road to living a better life.
Review"If you suffer from the fear of public speaking, you will find hope and encouragement in Shaking Behind the Microphone, Overcoming the Fear of Public Speaking." Dan Nainan, professional comedian, and author of The Best Book on How to Become a Full-Time Stand-up Comedian

Shaking Behind the Microphone is a gift to every scaredy-cat speaker on the planet. Jill Vanderwood will hit a nerve with this book. Actually, it will calm the nerves of those who need it most! Jan Fox, Emmy Award winning news anchor, founder of Fox Talks and author of Get Yourself on TV and What to Do When You Get ThereFrom the AuthorI have always felt that a person can accomplish anything, if they have a strong desire for change. On the other hand, if you are satisfied with your life the way it is, and don't have the desire to change, then perhaps this book is not for you. I wish the reader all the success in the world and hope that you will soar in the public speaking arena. JAV
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$15 if you bought a Pentium 4 between 11/20/00-6/30/02
Added on : Monday October 27th 2014 06:00:04 PM
g: 1 Posted By: Waffles
Views: 248 Replies: 2 LINK
website said:
Q:Am I part of this Class?
A:The class in this lawsuit consists of:

All residents of the United States, other than those residing in Illinois, who (i) purchased a new computer equipped with a Pentium 4 processor, (ii) purchased the computer between November 20, 2000 and December 31, 2001, and (iii) purchased the computer for personal, family, or household use;

and

All residents of the United States, other than those residing in Illinois, who (i) purchased a new computer equipped with a first-generation (Willamette) Pentium 4 processor or a Pentium 4 processor at speeds below 2.0 GHz, (ii) purchased the computer between January 1, 2002 and June 30, 2002, and (iii) purchased the computer for personal, family, or household use.

Excluded from the Class are Intels current and former directors and officers; Intels current employees and its employees during the Class Period; Intels legal representatives; and any Judge to whom the litigation is assigned and the members of his or her immediate family.

Q: How much will I get?
A: Class Members can get cash reimbursements of $15.00.
Computers Deals
Lenovo N700 Laser Pointer and Wireless Mouse - $21.99 w/ FS @ Lenovo
Added on : Monday October 27th 2014 10:00:05 AM
g: 0 Posted By: Savvymommy03
Views: 182 Replies: 0 Lenovo has theLenovo N700 Laser Pointer and Wireless Mouse for $59.99 - $38.00 promo codeUSP1NO145450 = $21.99 with free shipping.

The N700 wireless multimode mouse is a combined mouse and laser pointing device that's perfect for those who give presentations regularly.
The three-button device connects through a nano-dongle that uses 2.4G wireless technology, or Bluetooth, for ease of control, as well as a laser sensor for precision tracking.
The N700 also has a touch-sensitive bar that is optimized for Windows 8.1 and recognizes the most common and useful one-finger gestures.


The next lowest price for this product is for $33.00 at Amazon.
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PEP BOYS - Free Flat Tire Repair & More
Added on : Monday October 27th 2014 08:00:10 AM
g: 0 Posted By: WLABOB
Views: 136 Replies: 0 Learned about this yesterday when I had a flat tire. PEP Boys will repair a flat tire and more if you are a member of their free Rewards program. You can sign up at pepboys.com/rewards.

For me, the only charge was $10.70 for balancing of the repaired tire. Lat time, I had a flat tire, I paid STS over $30.00 for this same repair.

Earn Rewards for car repairs, routine maintenance and Pep Boys purchases. Then you can spend those Rewards on the parts, tools or service your car needs in Pep Boys. That's what we call a win-win!What are the benefits
of being a Rewards member?

Free tire rotation & air pressure check
Free flat repair
Free check engine light evaluation
Free brake check
Discounted towing
Receive exclusive offers
Receive special birthday offers
Add points from past purchases if you forgot to do it in store

How does it work?Earn points for every purchase you make at Pep Boys and receive a Rewards Card, loaded with cash and ready to spend at any Pep Boys location.

Earn Rewards on any part, tool or service your car needs
Track your transactions, earnings and Rewards online
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Visit your local Pep Boys store and ask an associate for your free membership card.Plus, get 50 bonus points just for registering your card online!
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g: 1 Posted By: st4rdust
Views: 377 Replies: 0 Back again, Living Social has a 1-Year Sam's Club Plus Membership, $20.00 Gift Card & Free Fresh-Food Voucherson sale for$45.00. Shipping is free.

This deal at Groupon got +37 green in July when I posted it in the Hot Deals forum. You can view that thread here.


New members only. Not valid for those with an active membership or for a previous membership that has lapsed within the last 6 months. Must be activated within 90 days of purchase.


Includes:

1-Year Sam's Plus Membership
Complimentaryspouse/household member
$20.00 Sam's Club Gift Card
Vouchers for the following fresh food items:

Rotisserie chicken
Artisan Fresh spinach artichoke diip
Daily chef cookies
French baguette




This also entitles you to an invite to a VIP-member even on November 22nd. It will feature one-time-buy merchandise at special prices to help you get a jump on holiday shopping.

You'll get $10.00 in cash rewards for every eligible $500 spent, as well as other special savings and the ability to shop at 7AM Monday - Saturday.

Services Deals

LivingSocial Coupons
g: 0 Posted By: remick
Views: 30 Replies: 0 http://www.amazon.com/What-Ta-Tas-Teach-Us-Celebrate-ebook/dp/B0...

4.4 out of 5 stars (5 customer reviews)

Jane Jenkins Herlong shares twenty life lessons filled with humor, inspiration and "ah-ha" moments. This beautifully illustrated book is for the young and young-at-heart. Laugh, love and share these timeless principles with those special women in your life. Honor the brave women in the fight again breast cancer. A portion of the profits will be given to support the fight against breast cancer.




Also free

The Scoop on Breasts: A Plastic Surgeon Busts the Myth
http://www.amazon.com/gp/product/B00FOS3NIY/
4.5 out of 5 stars (31 customer reviews)

Whether you want to augment them, lift them, reduce them, or embrace them just the way they are, you'll get the inside scoop about breasts and cosmetic breast surgery in this educational and entertaining book. Dr. Ted Eisenberg, a plastic surgeon who holds the Guinness Record for most breast augmentations done in a lifetime, candidly answers hundreds of actual patient questions like: Am I too old for breast augmentation? Will my implants boil in a hot tub? Do I need to replace them every 10 years?
Joyce K. Eisenberg offers up titillating titbits and extra padding about breast goddesses, go-topless days, and Great Britain, whose women have the largest breasts in Europe. Filled with close to 200 photographs and illustrations, The Scoop on Breasts: A Plastic Surgeon Busts the Myths is an amusing and revealing read. By book's end, you'll consider the authors your BBFs: Bosom Buddies Forever.



Fight Now: Eat & Live Proactively Against Breast Cancer
http://www.amazon.com/Fight-Now-Proactively-Against-Breast-ebook...
4.4 out of 5 stars (29 customer reviews

Dr. Tabors FIGHT NOW book provides information on lifestyle choices that might improve breast health and overall health. The purpose of Dr. Tabors medical research is to empower you to become proactive against breast cancer now with specific food and lifestyle choices. We can make specific food and lifestyle choices to lower the risk of getting breast cancer, risk of recurrence, and risk of dying from breast cancer. The only alternative is to be reactive after you get breast cancer or have a recurrence of breast cancer. The choice is clear
Whether you are currently fighting breast cancer; are a survivor; or, simply trying to lower your risk, Dr. Tabors FIGHT NOW book will give you concise, critical information that you can start using today. You dont have to read hundreds of pages, or have a medical degree to reduce your cancer risk. Spend just a few hours reading this book and you will be empowered to Fight Now.
Books Deals

Amazon Coupons
g: 0 Posted By: st4rdust
Views: 188 Replies: 0 Back again, Living Social has a 1-Year Sam's Club Membership, $20.00 Gift Card & Free Fresh-Food Voucherson sale for$45.00. Shipping is free.

This deal at Groupon got +37 green in July when I posted it in the Hot Deals forum. You can view that thread here.


New members only. Not valid for those with an active membership or for a previous membership that has lapsed within the last 6 months. Must be activated within 90 days of purchase.


Includes:

1-Year Sam's Plus Membership
Complimentaryspouse/household member
$20.00 Sam's Club Gift Card
Vouchers for the following fresh food items:

Rotisserie chicken
Artisan Fresh spinach artichoke diip
Daily chef cookies
French baguette




This also entitles you to an invite to a VIP-member even on November 22nd. It will feature one-time-buy merchandise at special prices to help you get a jump on holiday shopping.

You'll get $10.00 in cash rewards for every eligible $500 spent, as well as other special savings and the ability to shop at 7AM Monday - Saturday.

Services Deals

LivingSocial Coupons
g: 7 Posted By: remick
Views: 602 Replies: 2 How To Hunt and Take Big Buck Deer on Small Properties
http://www.amazon.com/gp/product/B00OOC2T0Y

As I've been interviewing hunters from across the nation, I continue to hear the same story. You wont believe how small the property is where Im taking trophy bucks. With the price of deer leasing continuing to escalate and fewer large tracts of land available, hunters are leasing small tracts of land or gaining permission to hunt these small properties.

In this book, you'll read about 14-different hunters who either have gained permission or leased properties as small as 6 acres to as much as 250 acres, and they consistently taken older-age-class bucks off these little lands.

When John and Jim Scott got pictures of a monstrous 10-point buck made from a surveillance camera at a suburban apartment complex, they immediately secured permission to hunt those 60 acres. John took a buck that scored in the 170s, and his twin brother, Jim, took a buck that scored over 160. Today they consistently take older-age-class bucks every year off this property and other small lands they hunt all over the nation. When we learned that big bucks live on small properties, Jim and I both changed the way we hunt, John Scott explains. Now, we focus all our time and energy hunting on and finding small properties.

Small tracts of land:
are easy to set-up trail cameras on, identify the bucks on these properties and make a hit list of bucks you want to take;
have little or no hunting pressure, and many hunters drive past them;
may home small patches of woods that are sanctuaries where big bucks concentrate during daylight hours;
may have the property around them intensively hunted, pushing big deer onto the small property; and
may be present but not visible on maps of public-hunting lands.

This book will teach you:
how to find and identify a small property that may hold trophy bucks;
how to get the landowners name of the small property;
how to use the boundary lines of adjacent properties to learn where big bucks are;
what to look for on small properties that cause that land to produce older-age-class bucks every year; and
how to find and take trophy bucks on small woodlots.

Thanks to some new types of maps available, often you can find the properties you want to hunt and then lease or obtain permission to hunt them without leaving home. If you're tired of paying high prices to join leases where you see few if any older-age-class bucks, if you want to have small family hunting spots for you and your family members, and if you want to become a trophy deer hunter who consistently bags big bucks every season, How to Hunt and Take Big Buck Deer on Small Properties is a must read.




also free

Crappie: How to Catch Them Fall & Winter
http://www.amazon.com/gp/product/B00GDP0W2C/

Yes, you can catch and eat crappie during the fall and winter months. Often at many places, youll catch more and bigger crappie in the fall and winter than you do in the spring and summer. To learn where to find and how to catch cooler weather speckled sides, weve interviewed a wide variety of some of the nations best tournament crappie fishermen and guides. Many of the individuals youll read about in this book are tournament crappie pros, who travel the country to fish in crappie tournaments from New York to Florida and from Virginia to California. They use the latest crappie-finding equipment, the best poles, rods, reels, line and the most-productive baits. Each of the people youll read about in this book has the ability to be dropped-out of an airplane anywhere in the United States and catch crappie on any lake close to where they land that contains crappie. From over 50 years of crappie-fishing experience, Ive learned you get the best advice by interviewing a large number of people, who have different tactics and fish under various water, weather and fishing-pressure conditions.

In this book, you will learn:

how to spider-rig (slow-troll), which is one of the fastest-growing techniques for catching the most and biggest crappie in the shortest time.
how to catch crappie on crankbaits, and when and where using a crankbait is the most appropriate.
how to find areas of any lake that will hold large schools of crappie during the winter months places you can return to time and time again and expect crappie to be there.
why competing in crappie tournaments is one of the quickest ways to learn how to catch more and bigger crappie faster.
why and how to look for and catch the biggest crappie in a lake.

A bonus chapter in the back of the book with 64 videos has more tips about and with the people you read about in the book.

If youre tired of having the same stew, chili, steaks, hamburgers and pork chops most people eat during the fall and winter, if your taste buds are craving some of those sweet, white, light-textured crappie fillets, if you want to take a break from hunting and TV watching, and if you want to catch a mess of crappie this fall and winter, then this book is for you, whether youre a beginner or a seasoned crappie angler.




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g: 1 Posted By: Y3ll0wSlack3r
Views: 137 Replies: 0 What is Stevia?: Benefits for Diabetics, Side Effects, Growing Stevia, Recipes with SteviaBook DescriptionPublication Date: May 7, 2012Because stevia has become so popular, there are a lot of questions concerning stevia.
Stevia is 100% natural therefore it has no additives.
In this book I try to give an answer to all those questions asked when it comes to stevia.
Questions like:
"Can I use stevia to loose weight?
"What are the benefits of stevia?"
"What are the side effects?"
"Can diabetics use stevia?"
"How can I grow stevia plants?"
"How do I use stevia?"
"Where can I buy stevia?"
Totally Free Deals
g: 3 Posted By: remick
Views: 349 Replies: 0 How To Hunt and Take Big Buck Deer on Small Properties
http://www.amazon.com/gp/product/B00OOC2T0Y

As I've been interviewing hunters from across the nation, I continue to hear the same story. You wont believe how small the property is where Im taking trophy bucks. With the price of deer leasing continuing to escalate and fewer large tracts of land available, hunters are leasing small tracts of land or gaining permission to hunt these small properties.

In this book, you'll read about 14-different hunters who either have gained permission or leased properties as small as 6 acres to as much as 250 acres, and they consistently taken older-age-class bucks off these little lands.

When John and Jim Scott got pictures of a monstrous 10-point buck made from a surveillance camera at a suburban apartment complex, they immediately secured permission to hunt those 60 acres. John took a buck that scored in the 170s, and his twin brother, Jim, took a buck that scored over 160. Today they consistently take older-age-class bucks every year off this property and other small lands they hunt all over the nation. When we learned that big bucks live on small properties, Jim and I both changed the way we hunt, John Scott explains. Now, we focus all our time and energy hunting on and finding small properties.

Small tracts of land:
are easy to set-up trail cameras on, identify the bucks on these properties and make a hit list of bucks you want to take;
have little or no hunting pressure, and many hunters drive past them;
may home small patches of woods that are sanctuaries where big bucks concentrate during daylight hours;
may have the property around them intensively hunted, pushing big deer onto the small property; and
may be present but not visible on maps of public-hunting lands.

This book will teach you:
how to find and identify a small property that may hold trophy bucks;
how to get the landowners name of the small property;
how to use the boundary lines of adjacent properties to learn where big bucks are;
what to look for on small properties that cause that land to produce older-age-class bucks every year; and
how to find and take trophy bucks on small woodlots.

Thanks to some new types of maps available, often you can find the properties you want to hunt and then lease or obtain permission to hunt them without leaving home. If you're tired of paying high prices to join leases where you see few if any older-age-class bucks, if you want to have small family hunting spots for you and your family members, and if you want to become a trophy deer hunter who consistently bags big bucks every season, How to Hunt and Take Big Buck Deer on Small Properties is a must read.




also free

Crappie: How to Catch Them Fall & Winter
http://www.amazon.com/gp/product/B00GDP0W2C/

Yes, you can catch and eat crappie during the fall and winter months. Often at many places, youll catch more and bigger crappie in the fall and winter than you do in the spring and summer. To learn where to find and how to catch cooler weather speckled sides, weve interviewed a wide variety of some of the nations best tournament crappie fishermen and guides. Many of the individuals youll read about in this book are tournament crappie pros, who travel the country to fish in crappie tournaments from New York to Florida and from Virginia to California. They use the latest crappie-finding equipment, the best poles, rods, reels, line and the most-productive baits. Each of the people youll read about in this book has the ability to be dropped-out of an airplane anywhere in the United States and catch crappie on any lake close to where they land that contains crappie. From over 50 years of crappie-fishing experience, Ive learned you get the best advice by interviewing a large number of people, who have different tactics and fish under various water, weather and fishing-pressure conditions.

In this book, you will learn:

how to spider-rig (slow-troll), which is one of the fastest-growing techniques for catching the most and biggest crappie in the shortest time.
how to catch crappie on crankbaits, and when and where using a crankbait is the most appropriate.
how to find areas of any lake that will hold large schools of crappie during the winter months places you can return to time and time again and expect crappie to be there.
why competing in crappie tournaments is one of the quickest ways to learn how to catch more and bigger crappie faster.
why and how to look for and catch the biggest crappie in a lake.

A bonus chapter in the back of the book with 64 videos has more tips about and with the people you read about in the book.

If youre tired of having the same stew, chili, steaks, hamburgers and pork chops most people eat during the fall and winter, if your taste buds are craving some of those sweet, white, light-textured crappie fillets, if you want to take a break from hunting and TV watching, and if you want to catch a mess of crappie this fall and winter, then this book is for you, whether youre a beginner or a seasoned crappie angler.



How To Fish For Trout - Stocked Trout (Stocked Trout Are For Stocking The Freezer)
http://www.amazon.com/gp/product/B007N922LG

Don't mistake stocked trout for real fish! Of course I say that with a smile on my face, but think about it. Stocked trout are raised in hatcheries, confined in holding pens and fed by their keepers. They are more like cattle then fish.
They are good eats, mild tasting and low calorie, sustainable farm raised fish, healthy and monitored, free from contaminants that plague some fisheries. Safe to eat as often as you like. Grocery store prices range from 5.99 to 9.99 a pound for farm raised trout. You can save hundreds of dollars by learning to catch stocked trout.
Trout fishing season is a put and take fishery, the state puts them in and the fishermen take them out. They are stocked to provide sport for fisherman nationwide. With generous limits on how many you can take a day, you can stock your freezer quickly depending on how often you go fishing.
There are several things any fishermen or woman can learn about catching stocked trout. Read and apply the things I share in this book and you can take full advantage of trout fishing season and have plenty of fun and enjoyment while doing it.



The Fly Caster Who Tried to Make Peace With the World
http://www.amazon.com/Caster-Tried-Make-Peace-World-ebook/dp/B00...

For Ian Mac Bride, his way begins almost accidentally when, in 1909, he watches a fly-casting tournament in New York's Central Park, and begins to dream of becoming a great fly caster.
But soon Ian experiences personal tragedy, and then is appalled by the unexpected slaughter of World War I.
He retreats into the world of fly fishing and fly casting, and meets unforgettable anglers like: Doc, a Civil War veteran, who tells how, after he enlisted in return for drinking money, he was unexpectedly changed by the horror of war; Izzy, a mysterious immigrant, who, in his way, teaches Ian perhaps the most important lesson of long-distance fly casting; and George M. L. La Branche who, though torn by self-doubt, writes the book that revolutionizes fly fishing.



The Best Wild Game & Seafood Cookbook Ever: 350 Southern Recipes for Deer, Turkey, Fish, Seafood, Small Game and Birds
http://www.amazon.com/gp/product/B00AN7GDW4

This cookbook contains some of the most-delicious recipes we've tried and tested from the best wild-game and fish chefs all over the nation to answer the question, "What will I do with this meat?" It contains delicious recipes for venison, elk, wild pigs, turkeys, birds, rabbits, squirrels, crabs, shrimp and more than 20 species of freshwater and saltwater fish, as well as helpful information about how to prepare your game or fish for eating.

Because wild game and fish eat only natural and native forage, their meats are some of the most cholesterol-free meats you can serve. Fish and wild game have not been injected with any hormones or antibiotics. To feed your family lean meat and fish, this outdoor cookbook will tell you some of the tastiest ways to prepare these dishes from the wild. Free-range meat is in high demand and sells for high prices at grocery stores. However, there's a tremendous bounty of free-range meat for those who go afield to hunt and fish. This cookbook contains more than 350 of the best wild game recipes we've used over the last 46 years for you to enjoy.

Now includes a fully clickable table of contents for easy recipe navigation!







Totally Free Deals
g: 1 Posted By: invisible
Views: 1695 Replies: 20 Go to www.key.com/250more ( key . com / 250more <-- remove blanks )


To Get Your $250 Gift
Open a qualifying KeyBank checking account(*) online and enter offer code RETB1014by 12/5/2014 and make one direct deposit of $500 or more within 60 days after account opening.

Just answer a few simple questions and we'll help you find the right checking account to meet your needs.Find Your Account

(*) Between 10/8/14 and 12/5/14, you must
(1) open a KeyBank Checking Account, meaning (a Key Express Checking=5px- this is the basic banking account in New York - or; Key Advantage=5pxor; Key Coverage Checking=5pxor; Key Privilege=5pxor; Key Privilege Select Checking) or KeyBank Hassle-Free Account℠ ; and
(2) make one direct deposit of $500 or more within sixty (60) days after account opening. Direct deposit transactions are limited to payroll, Social Security, pension and government benefits. Limit one gift per qualifying account. Limit one gift per individual.The value of your gift will be reported on Form 1099-INT.Your gift will be deposited into your account within 90 days of meeting requirements. Offer is not available to individuals who have had a KeyBank checking account or a KeyBank Hassle Free℠ account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Normal account service charges may apply; please refer to specific account disclosures for details. Accounts overdrawn or closed at the time of gift fulfillment are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. Offer is subject to cancellation without notice and cannot be combined with any other offer. Offer/coupon cannot be sold. Other miscellaneous charges may apply.

---------------

This is a better deal than previous, also not high on hassle scale for $250 but YMMV.
Igot in same deal ending October 10 but was late in posting and saw this is now extended to Dec 5 so posting here.

Data points:
I completed painless online opening and kept all sceenshots, Took the most basic of their checking. Did not order checks.
Online setup was quick but needed to wait until debit card arrived though their process says can work w/o debit card.
The online verification was most weird as the credit Qs they ask during online setup were vague and they called to verify some of that.
I wasn't sure of $500 DD even though CSR said ACH may work, other CSR said should be payroll, ss etc so took no chances and did payroll DD just for 1 pay.
They are slow to set up external fund transfer (takes 10+ days after trial deposits) but was easily able to pull cash out from DD next day online
After DD completion verified that I am on track to get $250

I did already have acct with them in 2011 and closed but seems they kept old login id alive so was able to use that
Funny and alarming: in there my very old other bank account external transfer was still present -- I let the sleeping lions lie.
Overall worth doing as only irritation was long wait for ach trial deposits

Oh and avoiding monthly fees need 8 debit transactions or 500DD per month.
So been doing 8 debit transactions online paying cell phone $1 x 8

Update from others:
Offer code is RETB1014, but on applying many reporting a need for a "Reservation Code" -- contacting Key they say the reservation code was on the mailer
I wonder if calling key (for those in the mentioned states) to resend any such mailer will work -- as plenty of time until 12/5

Those who cannot get Key to send you a mailer or did not get one might need to take up this lower ($200) offer posted earlierhttp://www.fullofdeals.com/forums/finance/1395634/

Deposits Deals
g: 0 Posted By: remick
Views: 73 Replies: 0 How To Hunt and Take Big Buck Deer on Small Properties
http://www.amazon.com/gp/product/B00OOC2T0Y

As I've been interviewing hunters from across the nation, I continue to hear the same story. You wont believe how small the property is where Im taking trophy bucks. With the price of deer leasing continuing to escalate and fewer large tracts of land available, hunters are leasing small tracts of land or gaining permission to hunt these small properties.

In this book, you'll read about 14-different hunters who either have gained permission or leased properties as small as 6 acres to as much as 250 acres, and they consistently taken older-age-class bucks off these little lands.

When John and Jim Scott got pictures of a monstrous 10-point buck made from a surveillance camera at a suburban apartment complex, they immediately secured permission to hunt those 60 acres. John took a buck that scored in the 170s, and his twin brother, Jim, took a buck that scored over 160. Today they consistently take older-age-class bucks every year off this property and other small lands they hunt all over the nation. When we learned that big bucks live on small properties, Jim and I both changed the way we hunt, John Scott explains. Now, we focus all our time and energy hunting on and finding small properties.

Small tracts of land:
are easy to set-up trail cameras on, identify the bucks on these properties and make a hit list of bucks you want to take;
have little or no hunting pressure, and many hunters drive past them;
may home small patches of woods that are sanctuaries where big bucks concentrate during daylight hours;
may have the property around them intensively hunted, pushing big deer onto the small property; and
may be present but not visible on maps of public-hunting lands.

This book will teach you:
how to find and identify a small property that may hold trophy bucks;
how to get the landowners name of the small property;
how to use the boundary lines of adjacent properties to learn where big bucks are;
what to look for on small properties that cause that land to produce older-age-class bucks every year; and
how to find and take trophy bucks on small woodlots.

Thanks to some new types of maps available, often you can find the properties you want to hunt and then lease or obtain permission to hunt them without leaving home. If you're tired of paying high prices to join leases where you see few if any older-age-class bucks, if you want to have small family hunting spots for you and your family members, and if you want to become a trophy deer hunter who consistently bags big bucks every season, How to Hunt and Take Big Buck Deer on Small Properties is a must read.




also free

Crappie: How to Catch Them Fall & Winter
http://www.amazon.com/gp/product/B00GDP0W2C/

Yes, you can catch and eat crappie during the fall and winter months. Often at many places, youll catch more and bigger crappie in the fall and winter than you do in the spring and summer. To learn where to find and how to catch cooler weather speckled sides, weve interviewed a wide variety of some of the nations best tournament crappie fishermen and guides. Many of the individuals youll read about in this book are tournament crappie pros, who travel the country to fish in crappie tournaments from New York to Florida and from Virginia to California. They use the latest crappie-finding equipment, the best poles, rods, reels, line and the most-productive baits. Each of the people youll read about in this book has the ability to be dropped-out of an airplane anywhere in the United States and catch crappie on any lake close to where they land that contains crappie. From over 50 years of crappie-fishing experience, Ive learned you get the best advice by interviewing a large number of people, who have different tactics and fish under various water, weather and fishing-pressure conditions.

In this book, you will learn:

how to spider-rig (slow-troll), which is one of the fastest-growing techniques for catching the most and biggest crappie in the shortest time.
how to catch crappie on crankbaits, and when and where using a crankbait is the most appropriate.
how to find areas of any lake that will hold large schools of crappie during the winter months places you can return to time and time again and expect crappie to be there.
why competing in crappie tournaments is one of the quickest ways to learn how to catch more and bigger crappie faster.
why and how to look for and catch the biggest crappie in a lake.

A bonus chapter in the back of the book with 64 videos has more tips about and with the people you read about in the book.

If youre tired of having the same stew, chili, steaks, hamburgers and pork chops most people eat during the fall and winter, if your taste buds are craving some of those sweet, white, light-textured crappie fillets, if you want to take a break from hunting and TV watching, and if you want to catch a mess of crappie this fall and winter, then this book is for you, whether youre a beginner or a seasoned crappie angler.



How To Fish For Trout - Stocked Trout (Stocked Trout Are For Stocking The Freezer)
http://www.amazon.com/gp/product/B007N922LG

Don't mistake stocked trout for real fish! Of course I say that with a smile on my face, but think about it. Stocked trout are raised in hatcheries, confined in holding pens and fed by their keepers. They are more like cattle then fish.
They are good eats, mild tasting and low calorie, sustainable farm raised fish, healthy and monitored, free from contaminants that plague some fisheries. Safe to eat as often as you like. Grocery store prices range from 5.99 to 9.99 a pound for farm raised trout. You can save hundreds of dollars by learning to catch stocked trout.
Trout fishing season is a put and take fishery, the state puts them in and the fishermen take them out. They are stocked to provide sport for fisherman nationwide. With generous limits on how many you can take a day, you can stock your freezer quickly depending on how often you go fishing.
There are several things any fishermen or woman can learn about catching stocked trout. Read and apply the things I share in this book and you can take full advantage of trout fishing season and have plenty of fun and enjoyment while doing it.



The Fly Caster Who Tried to Make Peace With the World
http://www.amazon.com/Caster-Tried-Make-Peace-World-ebook/dp/B00...

For Ian Mac Bride, his way begins almost accidentally when, in 1909, he watches a fly-casting tournament in New York's Central Park, and begins to dream of becoming a great fly caster.
But soon Ian experiences personal tragedy, and then is appalled by the unexpected slaughter of World War I.
He retreats into the world of fly fishing and fly casting, and meets unforgettable anglers like: Doc, a Civil War veteran, who tells how, after he enlisted in return for drinking money, he was unexpectedly changed by the horror of war; Izzy, a mysterious immigrant, who, in his way, teaches Ian perhaps the most important lesson of long-distance fly casting; and George M. L. La Branche who, though torn by self-doubt, writes the book that revolutionizes fly fishing.



The Best Wild Game & Seafood Cookbook Ever: 350 Southern Recipes for Deer, Turkey, Fish, Seafood, Small Game and Birds
http://www.amazon.com/gp/product/B00AN7GDW4

This cookbook contains some of the most-delicious recipes we've tried and tested from the best wild-game and fish chefs all over the nation to answer the question, "What will I do with this meat?" It contains delicious recipes for venison, elk, wild pigs, turkeys, birds, rabbits, squirrels, crabs, shrimp and more than 20 species of freshwater and saltwater fish, as well as helpful information about how to prepare your game or fish for eating.

Because wild game and fish eat only natural and native forage, their meats are some of the most cholesterol-free meats you can serve. Fish and wild game have not been injected with any hormones or antibiotics. To feed your family lean meat and fish, this outdoor cookbook will tell you some of the tastiest ways to prepare these dishes from the wild. Free-range meat is in high demand and sells for high prices at grocery stores. However, there's a tremendous bounty of free-range meat for those who go afield to hunt and fish. This cookbook contains more than 350 of the best wild game recipes we've used over the last 46 years for you to enjoy.

Now includes a fully clickable table of contents for easy recipe navigation!



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g: 1 Posted By: remick
Views: 89 Replies: 0 http://www.amazon.com/gp/product/B00CH7INR6/

If Julia Elliston doesnt find Edward Auburn quickly, her mysterious new guardian will send her to Scotland to become a ladys companion. Julia hopes to convince Edward to honor the pledge to marry they made years earlier. Upon arriving for a visit at her friend Elizabeth Windhams home, Julia is thrilled to discover that Edward still lives in the neighborhood. But she is shocked to discover that he has become an ordained minister. Given her familys history with organized religion, Julia is sure that theres absolutely no way she could ever wed Edward. So when Lady Adelia Foxmore offers her services as a matchmaker, Julia has no choice but to accept, and both are stunned when reclusive nobleman Chance Marcy begins wooing Julia. An intrepid heroine falling for two different men; a plot brimming with secrets, scandal, and suspense; and a richly atmospheric setting are the key ingredients in the first novel in Dottas Price of Privilege trilogy. Readers who miss Victoria Holt will swoon with delight upon discovering this retro-gothic winner. --John Charles

Fans of Jane Austen and the Bronte sisters will really love this Gothic romance.
Sally| 47 reviewers made a similar statement



also free

Chickamauga: A Novel of the American Civil War byBlair Howard
http://www.amazon.com/Chickamauga-Novel-American-Civil-War-ebook...

Chickamauga - A Novel of the American Civil War - is the story of a great battle of the Civil War and the people who fought it, many of them real and some of them the product of the author's imagination. Though the words they speak are but shadows moving on a tapestry of heroism and selflessness, their deeds are etched forever on the fields and forests at Chickamauga, the River of Death.
Chickamauga is the story of the generals who planned the grand strategies that would be played out by lesser but braver men, and it's the story of heroism, desperate deeds, and death and destruction on a scale the like of which had never been seen before. With more than 37,000 casualties, Chickamauga was the bloodiest two days of the war.




I Can Hear the Whistle byAndrew Pike
http://www.amazon.com/Can-Hear-Whistle-Andrew-Pike-ebook/dp/B00E...

With the blood of the dead and wounded freshly washed from her hands, and with her nurses uniform neatly packed away, she headed homeor to what she remembered as home. But the comfort of years past was not to be, and she was drawn away, back along her homeward trek, retracing her steps until she arrived once more at the train station where a heartbreaking reunion had seared itself into her memory. There, on the high plains of Nebraska, she stepped off and planted herself anew, and the welcome that she found was as rich as the soil beneath her feet. So she stayed, and she served, and as time allowed she wrote what she saw and heard, in stories from the Plains.




First Dawn byJudith Miller
http://www.amazon.com/First-Dawn-Freedoms-Path-Book-ebook/dp/B00...

Lured by the promise of "real" freedom and a new town to call their own, sharecroppers Ezekial Harban and his three daughters leave behind remnants of slavery in the war-torn south and set off for Nicodemus, Kansas. When they arrive, they are shocked to see that little of what they were promised actually exists. Many head back home, but Ezekial and his daughters are determined to build a new life in the stark territory. Dr. Boyle, a newly arrived doctor in neighboring Hill City, is called to deliver a baby in Nicodemus. He and his family are moved by the plight of the settlers there and vow to help. But the white pioneers of Hill City face problems, too. When the lives of these two families intersect, neither town will ever be the same.




The Ming Storytellers byLaura Rahme
http://www.amazon.com/The-Ming-Storytellers-Laura-Rahme-ebook/dp...

A tale of the far East replete with dark secrets, The Ming Storytellers is set during the early Ming Dynasty, soon after the reconquest of The Middle Kingdom from the Mongols.
The Ming Storytellers delves into the political and personal intrigues of the Zhu Imperial family. On the eve of the great Beijing Palace fire and the Ming fleet's sixth expedition, an imperial concubine is swept up by dark forces of obsession and revenge.
The Ming Storytellers is a must journey for historical travelers and for those who believe in the bridging between worlds.




The House on Tenafly Road byAdrienne Morris
http://www.amazon.com/The-House-Tenafly-Road-Series-ebook/dp/B00...

When Civil War veteran and morphine-addicted John Weldon marries into the comfortably suburban McCullough family on the eve of Reconstruction and the Indian Wars, life gets complicated. How will Weldon hide his addiction from the family he resents and admires, keep his standing in the army and find the strength to survive the tragedies that come with loving others? John Weldon spends a lifetime journeying across the frontier only to find that he already has a home. Historical Novel Society Editor's Choice




The Privateersman byAndrew Wareham
http://www.amazon.com/Privateersman-Poor-Gate-Series-Book-ebook/...

In this classic historical fiction novel, first published in 2013, Dorset lad Tom Andrews escapes the hangmans noose only to find himself shanghaied onto a Caribbean-bound privateering ship, before he and crewmate Joseph, flee to America carrying illicit booty. They prosper in the vile corruptness of New York - a town destined to be on the losing side in the Revolutionary War. Betrayed and forced to return to England, they seek riches in the early industrial boom. Tom relishes wealth, but also secretly yearns for love and social acceptance. His hopes rise on meeting the beautiful daughter of an impoverished aristocrat.





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g: 0 Posted By: remick
Views: 376 Replies: 0 http://www.amazon.com/Guidance-Creating-Your-Power-Attorney-eboo...


Lean how to create your own will and power of attorney forms to prepare for an uncertain tomorrow.
Written and edited by licensed attorneys.
No one wants to think of their own death. But it is important to plan for your family and other loved ones are provided for if anything should happen to you. Guidance On Creating Your Own Will & Power of Attorney can help you create your will (last will and testament) and power of attorney legal documents that you actually understand.

Wills and powers of attorney are not only for people who are at the age where death is not far away. People die at all ages. A will is needed if you have assets and property to be allocated to those you wish to benefit. A power of attorney can help fulfill your specific wishes if you are ever in a comma. Now is the time to think about creating your legal documents if you have not created them. If you have created them, make sure that your documents are current and reflect the changes in your life because the court will look to these documents as proof of your wishes. If you dont have them or they are missing, the court will apply state laws. These laws may not reflect your wishes, so make sure you look seriously at the making or updating of your documents at the earliest.

Sample Forms Include:

Wills

Last Will and Testament (for single and married couples)
Self-Proving Affidavits
Living Will
Power of Attorney

Healthcare"Durable
Financial"Durable
Minor Child Care"Limited
The Legal Self-Help Guide series provides information to those who want to understand their legal rights and responsibilities in an effort to resolve legal problems or know enough to feel confident in their decision to retain legal counsel. This Guide provides plain-English explanations as an alternative to the legal jargon that fills legal books.

Express Your Rights. At Peerless Legal we believe the law is only useful when people have the tools they need to understand their rights. Join us on our quest to make the law usable and accessible to anyone. Peerless Legal was founded with quality in mind. All of our products are created by a licensed attorney who believes in our mission to empower individuals by giving them the legal self-help tools to access legal information, make decisions, and engage the system. You can take part by turning information into actions.

No CDs | No Confusing Online Application Forms | No Monthly (Or Hourly) Fees

Save Time | Save Money | Make It Legal | Learn Basics

Youll discover how to:
ensure your possessions will be distributed as you wish,
authorize someone to act on your behalf regarding healthcare and financial matters if you become unable to make your own decisions,
reduce the potential family conflicts,
reduce stress and heartache for loved ones,
and specify funeral wishes,




also free


The Barefoot Retirement Plan: Safely Build a Tax-Free Retirement Income Using a Little-Known 150 Year Old Proven Retirement Planning Method That Beats The Pants Off Other Plans
http://www.amazon.com/The-Barefoot-Retirement-Plan-Little-Known-...
4.4 out of 5 stars 19 customer reviews)

The Barefoot Retirement Plan reveals a little-known, 150 year old proven retirement planning strategy that quite simply, beats the pants off other plans. Thats why many are calling this non-traditional plan, Americas Most Powerful Retirement Plan. Less than .01% have even heard of this patent pending plan. The rich have quietly been using variations of this plan for over a century. Large corporations, banks and financial institutions own hundreds of billions worth of these plans. The reason some of the brightest minds in the world invest so heavily in these strategies is because, they work!

If youre like the majority of Americans who have been faithfully following the mainstream traditional investment advice, and relying on your IRA (Individual Retirement Account) or 401(k) to reach your retirement goals, youre probably very concerned about having enough funds to last throughout retirement. 61% of Americans fear running out of money during retirement, more than they fear death. It doesn't have to be that way. This plan can help you to look forward to retirement, instead of dreading it.

Were giving away our custom retirement savings calculator for free. In our opinion, its the best retirement calculator out there. It visually shows you the power of this plan compared to your current retirement plan, IRA, ROTH, 401(k), etc. You can get your free Barefoot Retirement calculator at: BarefootRetirement.com/calculator

This is not just another boring financial book. Its written in laymans terms and you will find lots of images and charts to help you clearly grasp the concepts. This book will show you how you can create a retirement plan that offers:

100% tax-free retirement income
Life-time, tax-free, predictable income that lasts as long as you do
Single most powerful tax strategy thats legally allowed in this great country
Completely private and requires no reporting
Guarantees you will not lose money due to market declines
Liquid, flexible and easy to use
Creditor proof in most states
No investment restrictions
The best way to stock-pile cash and build wealth, tax-free and take less risk
No contribution limits, pending qualifications
No distribution penalties
Leverage options to earn TWICE on the same funds
Lowest fees you will find anywhere
Youll discover how this plan has much less risk than traditional plans

You will not find a better retirement plan anywhere!



When Can I Retire? How Much Money Do I Need to Retire?: The Ultimate Guide to Helping You Answer These Questions and Figure Out How to Retire Early
http://www.amazon.com/When-Retire-Much-Money-Need-ebook/dp/B00O6...
4.8 out of 5 stars (5 customer reviews)

Will your nine-to-five workday only end when your vitality is sapped, when your zest is completely gone, and theres nothing to look forward to but quietly dying in your bed? It doesnt have to be that way. Theres no reason to spend your whole active life tied up in the same unrelenting cycle of making money only to use it up without ever having really tasted it. You dont need to wait so long to schedule all the things you want to do at the very end of everything, when you are scarcely able to physically enjoy it. But that is the default, and that is where youre heading if you dont take decisive, certain action now. If you go with the flow and settle for only as much retirement planning as your workplace provides for you, youll have to adhere to their suggested retirement date, or stay on the job until you are ready to draw social security. If you want to something different, it is you who has to take the first proactive steps toward your own dreams. Nobody is going to do that for you. And the earlier you start, the better. This ebook will help you take charge of your work, your finances, and your future, enabling your retirement to begin the day that you say it does. You dont have to retire at age 65 just because Jack, Betty, and Susan are going to. This is your life, and you owe it to yourself to take control and plan it your way.

Here Is A Preview Of What You'll Learn...
Pros and Cons of Early Retirement
Taking Stock of Your Options
A Nest Egg to Fund Your Early Retirement
Watch it Grow! The Power of Compound Interest
Nontraditional Ways to Fund Your Early Retirement
Health Insurance and the Retiree
Pitfalls of Early Retirement Planning
Much, much more!



Retirement Solutions: Financial Strategies for Today's Retirees
http://www.amazon.com/Retirement-Solutions-Financial-Strategies-...
4.8 out of 5 stars (20 customer reviews)

Realizing your retirement dreams is only possible with the right Retirement Solutions in place. This information will help you implement Retirement Solutions to fit your unique set of goals, aspirations, and resources.Financial retirement specialist, Michael Dallas, compiles over two decades of proven wisdom into a must-have reference for today's retiree. Find the vital information you need to create your ideal retirement, including: Tax Solutions - lower your tax burden Portfolio Solutions - successfully invest your retirement nest egg Income Solutions - get the most from your pensions and Social Security Risk Solutions - protect yourself and your loved ones against the worst





Estate Planning in Plain-English: Legal Self-Help Guide
http://www.amazon.com/gp/product/B00KPBSX08
4.9 out of 5 stars (15 customer reviews)


Americas easiest to understand estate planning guide designed to balance plain language, organization, and usability for maximum comprehension of wills, trusts, and powers of attorney
Increase your understanding of estate planning with this guide written and edited by attorneys that is valid in all 50 States and Washington, D.C.
Most people have the capacity to understand what is involved in creating an estate plan. Whether you are looking to create your own estate planning documents or you have already retained a lawyer, you can benefit greatly from knowing what is involved in creating an estate plan.

The lack of easy to understand information prevents most people from trying to understand what is involved in estate planning. This leaves many people frustrated and apprehensive about estate planning. This book can help fill this information gap and may reduce your frustration and apprehension because, in writing this book, we assume you have no prior knowledge or experience with estate planning. We cut down on the legal jargon and where the legal jargon is inescapable, we provide additional explanations. We start at the absolute basic level while helping you with ideas you may not have considered.

You should buy this book if you want to learn more about how to plan for your death to make it easier on your loved ones you leave behind.

Open the book to:
Outsmart the system by learning how your estate can lower estate taxes, avoid probate, and avoid some of the common pitfalls,
Control the future of your stuff by preparing for the needs of your loved ones after your death,
and Eliminate uncertainty in tomorrow with a plan in hand.
˃˃˃ No matter the size of your estate or the type of property you own, this book provides information you can use to plan your estate, including why you need a will, power of attorney, and living trusts. An estate plan can help ensure your wishes are carried out following your death and creating an estate plan can provide you with the peace of mind of knowing that your final arrangements have been planned.
With this book, youll discover:

what is a will,
what is a living trust,
what is a power of attorney,
common legal terms,
and how an estate plan can help reduce family conflict.
The more you understand about your estate plan options, the better you can make your wishes known to your family, and other loved ones.

˃˃˃ Easy to understand, in plain language, and a time saver, Estate Planning in Plain-English is designed for married couples with and without children, and single people in all 50 States and Washington, D.C. who want to find estate planning information they can understand, quickly, and accurately.
Take action before an emergency or crisis
Make your death or incapacity (i.e., vegetative state) a little easier on your family and loved ones
Gain certainty in the future of you and the stuff you leave behind
Gift yourself some peace of mind
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Amazon Coupons
g: 0 Posted By: remick
Views: 130 Replies: 0 http://www.amazon.com/Guidance-Creating-Your-Power-Attorney-eboo...


Lean how to create your own will and power of attorney forms to prepare for an uncertain tomorrow.
Written and edited by licensed attorneys.
No one wants to think of their own death. But it is important to plan for your family and other loved ones are provided for if anything should happen to you. Guidance On Creating Your Own Will & Power of Attorney can help you create your will (last will and testament) and power of attorney legal documents that you actually understand.

Wills and powers of attorney are not only for people who are at the age where death is not far away. People die at all ages. A will is needed if you have assets and property to be allocated to those you wish to benefit. A power of attorney can help fulfill your specific wishes if you are ever in a comma. Now is the time to think about creating your legal documents if you have not created them. If you have created them, make sure that your documents are current and reflect the changes in your life because the court will look to these documents as proof of your wishes. If you dont have them or they are missing, the court will apply state laws. These laws may not reflect your wishes, so make sure you look seriously at the making or updating of your documents at the earliest.

Sample Forms Include:

Wills

Last Will and Testament (for single and married couples)
Self-Proving Affidavits
Living Will
Power of Attorney

Healthcare"Durable
Financial"Durable
Minor Child Care"Limited
The Legal Self-Help Guide series provides information to those who want to understand their legal rights and responsibilities in an effort to resolve legal problems or know enough to feel confident in their decision to retain legal counsel. This Guide provides plain-English explanations as an alternative to the legal jargon that fills legal books.

Express Your Rights. At Peerless Legal we believe the law is only useful when people have the tools they need to understand their rights. Join us on our quest to make the law usable and accessible to anyone. Peerless Legal was founded with quality in mind. All of our products are created by a licensed attorney who believes in our mission to empower individuals by giving them the legal self-help tools to access legal information, make decisions, and engage the system. You can take part by turning information into actions.

No CDs | No Confusing Online Application Forms | No Monthly (Or Hourly) Fees

Save Time | Save Money | Make It Legal | Learn Basics

Youll discover how to:
ensure your possessions will be distributed as you wish,
authorize someone to act on your behalf regarding healthcare and financial matters if you become unable to make your own decisions,
reduce the potential family conflicts,
reduce stress and heartache for loved ones,
and specify funeral wishes,
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g: 0 Posted By: ljrenn
Views: 66 Replies: 0 On Oct 26 this newly published ebook will be free for a limited time. A recently arrived disease is making its way through the Caribbean, central and south America, as well as now moving in the United States. I want to get this information out free of charge so those people who are about to travel there can be better informed. The travel industry isnt raising the flag, so I am. After researching this book, I will not be traveling to the area. If you know someone who is traveling, get them this Kindle book for free. http://www.amazon.com/Chikungunya-Virus-Reality-vacation-could-ebook/dp/B00OUK3NAK/ref=sr_1_1?s=digital-text&ie=UTF8&qid=1414217142&sr=1-1&keywords=chikungunya
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g: 0 Posted By: halbey
Views: 182 Replies: 0 Lego Movie

I know this only applies to UT, ID, NV, and CA, but it's still worth the share if you live in those areas near an RC Willey. They have The LEGO Movie Combo Pack (Blu-ray, DVD & Digital) for $8.95. Online purchase only. Local store pickup only. 1 per customer. Limited availability. Not available at all store locations.
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Views: 114 Replies: 0 http://www.hsn.comItem # 370-758Joy ManganoJoy Mangano My Little Steamer and Go Mini Shine Like a Gem Set with Glam BagHSN price: $49.95$29.95You save $20.00 today!or 2 FlexPays of $14.98FREE SHIPPINGYou're ready to take on the world, but your clothes are not. What do you do? Pull out the My Little Steamer to tame those wrinkles. It's so convenient when you're pressed for time. And, when you're away from home, the Go Mini Steamer takes over. Just pack it in the travel bag, slip it into your suitcase (or briefcase) and, pretty soon, you'll be feeling as glittery as the steamer colors themselves.

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Added on : Friday October 24th 2014 09:00:12 AM
g: 0 Posted By: jaytrader
Views: 0 Replies: 0 Been at my current company for six years. Recently requested a 46% raise to bring me up to 'average' market rate. Coincidentally, I was contacted by a recruiter a day later, who came across my resume and offered me double what I make now before any sort of negotiation--they are in dire need of someone to fill the role. It's a two-year contract to hire with a major international corporation. Only caveat is that I have to move halfway across the country. I am married, no kids, don't own a home and have nothing other than family and friends tying me to my current location. Wife would quit her job and move with me. Ideal situation would be that my current company gives me the requested 46% raise and we stay here. My income+46% raise+wife's income is greater than the offer I received. Wife may have trouble finding a job at the new company location due to the industry she's in.

Hypothetical world: boss gives me a counter to what I requested, then I tell him I got an offer making double what I currently make. Then he gives me what I wanted originally (I'd be happy to take this, even though it's $30k less than the offered position so I don't have to move and uproot my wife's career). I've read all over that accepting a counter is bad. However, my situation is unique in that we've lost some key people in our department over the last year due to losing a huge bread and butter contract (no layoffs; people got scared and left). However, things aren't as grim as they were a year ago (when we lost the contract) and now our company is actually doing very well and has replaced the revenue lost from said contract. What do I do?

As mentioned, ideally I'll get what I requested and we remain on two incomes. Given I am the sole person responsible for four major systems and no one can replace me who currently works here, I think I am valuable to our company. If I left, they'd have to replace me with at least two people if they were lucky enough. The systems I manage are in no way similar and so finding a new candidate to take over all of those roles would be like winning the lotto.
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Lenovo N50 Wireless Mouse w/ Nano Receiver $8.99 with free shipping
Added on : Thursday October 23rd 2014 05:00:04 PM
g: 0 Posted By: dealfinder67
Views: 32 Replies: 0 Missed the deal?
Back again for those who missed this great deal.

http://shop.lenovo.com/SEUILibrary/controller/e/web/LenovoPortal...

$29.99 - $21 off codeUSP1NO141072
=$8.99 with free shipping
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g: 0 Posted By: Y3ll0wSlack3r
Views: 54 Replies: 0 Happiness: How to Stop Feeling Depressed, Hopeless, Lonely, Sad and Be Happy


Get it when it is still FREEBook DescriptionPublication Date: January 15, 2014Life Changing Wisdom on How To Be Happy
Are you ready to discover the secrets to happiness that work? The wisdom found in this book has the power to change your life from being on the edges of depression to smiling again. These are proven methods that work for overcoming sadness and obtaining gladness.

Amber Rain, the author, writes in such a way that you wont have to waste a lot of your time searching for the excellent content. NO! She writes in a numerical style that will allow you to start applying these principles to your life immediately.A Few Ideas from The Book On Happiness
1. A wise friend of mine says this to me all of the time: Have a nice day, unless youve made other plans. Please take a moment to think about that statement and let it soak into your thoughts and attitudes in the present moment. Are you planning on having a nice day today? Are you focused on all of the bad things in life? You really do have the power to change your life through making decisions about how you want your life to be.

2. Have you ever heard that what you focus on grows? If you focus all of your attention on all of the negative things in life, you will eventually begin to feel hopeless and overly discouraged. What are you focusing on in your life, good things or bad things?

3. Youve heard it said: Happiness is an inside job. The word job indicates that it takes effort to reach the place of being happy. I share with you the wisdom that has the power to set you on a pathway to having a happier life; all you have to do is apply wisdom. Can you make the decision right now, to really work on being happier?

When you are finished reading these 51 ways to be happier you will:

Have social skills that will help you interact with anyone at any time, even a stranger
Have the wisdom you need in order to get along with others
Understand the importance of having goals and be inspired to accomplish a few
Have gained insight into why you are feeling so sad and how you can counteract those feelings through changing your thinking and behavior patterns
Be inspired to make subtle changes in your life until they become routines that lead to happiness
Learned the most important key to being a happy person
Gained communication skills that will attribute to your happiness
And much, much more

Plus more ideas here how to be happy from the book:
18. Learn to delegate whenever possible, whether at work or at home. Frequently, you don't have to do everything yourself. Enlisting the support of family, friends and coworkers can build stronger relationships and decrease your sense of isolation. When you feel as though you are not alone, you will feel better about living.

19. Expectations lead to resentments. If you are expecting someone to act in a particular way, you are just setting yourself up to be irritated. Learn to live by this guideline: Live and let live. When you let go of trying to control outcomes, you will be a lot happier. Focus on the things you can change and let go of the things that you cannot.

The wisdom contained in this book will help relieve:
-Anxiety
-Depression
-Hopelessness
-Despair
-Uncertainty
-Fear of the future
-Regrets from the past

There are so many things that affect your happiness:
-Issues of rejection
-Abandonment issues
-Peoples attitudes
-Job situations
-Family life
-Daily routines

Inside of the happiness book, youll find all of the life-skills you need for living a much happier life.

Get the book now while its reasonably priced. Youll be glad you did.

Tags: How To Be Happy, Happiness, How To Be Happy Alone, How To Be Happy No Matter What, How To Be Happy All The Time, How To Be Happy Single, Depression, Sad, Lonely, Depressed, Happy People, Happy Thoughts, Happiness is a choice,How To Be Happy With Yourself, Being Happy
Free Kindle book: The Resume is Dead
Added on : Wednesday October 22nd 2014 05:00:09 PM
g: 0 Posted By: Y3ll0wSlack3r
Views: 139 Replies: 0 The Resume is DeadBook DescriptionPublication Date: January 9, 2012What Does Matt Epstein Know That We Dont?

One summer day, Matt Epstein applied to 20 different companies on LinkedIn to find work. He waited.

And waited.

He never heard back a single response. Fear began to creep in. He couldnt find a job because of one simple reason: He was blending in with the masses. Panic began to race through his mind. "Seriously, what the hell am I doing here?" He took a deep breath, stepped back and assessed the situation.

And then a stroke of genius hit him.

He was going to be bold. Inspiring. Outrageous. Awkward. Funny. Unbelievable.

It was in this moment Matt Epstein created the most viral and successful job campaign of our lives. By the time his campaign was finished, he had amassed these results:

Received 80 interview offers from companies like Google, Salesforce.com, Microsoft, Amazon, Etsy and SigFig (among many more)
Received over 400,000 unique visits and 720,000 page views for his site
Received over 450,000 YouTube views
Received 20,000 Facebook Likes, 4,800 Tweets and 4,100 Google +s
Received print, online and TV coverage across the world from TechCrunch, Gizmodo, to the Washington Post and wall street journal

How is it that Matt was able to get publicity from just about every big name media outlet, generate a massive fan base and garner 80 interview offers from top tier, innovative companies while so many of us have to beg for a single interview?

What does Matt Epstein know that we dont?

In fact, what do all these people know that we dont?

Hanna Phan sent the Tweet heard round the world to the CEO of one of the hottest technology start ups in the world and had 1,290 people share her story on Facebook, 1,854 retweets, 204 LinkedIn shares and multiple job offers from different companies.

Nagesh Palepu overcame being nearly deaf at a young age and went through an incredibly journey as his career started as a cashier at McDonalds and continues today as the CEO of a highly successful company today.

Sarah Rossdale started working in a tiny ice cream stand and fought her way to her dream job at Disney, all while competing against her own roommate.

Nelson Wang went from Labor Foreman to a Partner Manager managing a multi-million dollar territory of business and built a LinkedIn brand so powerful that he had recruiters from Google, Apple, Verizon, Paypal, and HP reaching out to him.

And finally, Jerry, at the tender age of 20, overcame a life and death experience to build an incredibly successful career. His comeback story reminds us of the importance of enjoying the moment and having balance in our lives.

So what do they know that we don't?

Its simple really. They all acknowledged one fundamental fact:

The resume is dead.

Your job opportunities, however, are alive and well. If you learn the secrets on how to be an artist and to create with emotion.

This book will teach you how.

This step by step guide also includes:

★ 500 of the top interview questions and answers created by Fortune 100 HR experts
★ How to create your own website and blog from scratch in under 10 minutes
★ The top 5 secrets on how to build a standout LinkedIn brand
★ Additional tips on how to leverage new media tools like YouTube, SlideRocket, Twitter, Prezi and Facebook
★ How to garner recommendations from CEOs, VPs, Managers and peers
★ How to impress a CEO in less than 30 seconds

You don't need another paper resume. You need the secrets to standing out.

That's exactly what "The Resume is Dead" delivers.

Author's Note: 10% of all proceeds will be given to Kiva for charity. Kiva is a charity organization that helps with microfinancing (financial services to low-income individuals or to those who do not have access to typical banking services) - Learn more at www.kiva.org
Totally Free Deals
Margin Loan for Real Estate from Interactive Brokers
Added on : Wednesday October 22nd 2014 04:00:15 PM
g: 0 Posted By: corwinamber
Views: 71 Replies: 2 There've been a few threads in the past talking about taking out a Margin Loan from Interactive Brokers (with their crazy-low interest rates for large portfolios) to purchase real-estate, either as a bridge loan or, presumably, longer term as long if the rates stay low enough. So currently a $1.5M margin loan from IB would be at about a rate of 1%. That's certainly enticing compared to a traditional mortgage (not to mention the lack of fees, paperwork BS, etc.) I'm well aware that there's a much higher risk if securities go south but I'd probably put something like $2.5M in assets into the account so it would take a pretty nasty downturn to be a problem. (Part of the reason to do this, rather than just liquidating the securities and paying cash, is to avoid some capital gains I have on a couple of those securities. It was a good call to buy AAPL and TSLA last year )

But I'm wondering if anybody out there has done something similar, particularly with IB, and can reassure me that I'm not missing something here.

Previous threads that touch on the topic can be found here: http://www.fullofdeals.com/forums/finance/1359910/ andhttp://www.fullofdeals.com/forums/finance/1337838/


New User Question Deals
Bushmaster Carbon 15 Flat-Top Carbine $399 After Rebate (+SH & FFL)
Added on : Wednesday October 22nd 2014 02:00:10 PM
g: 0 Posted By: FatMattE
Views: 223 Replies: 0 Palmetto State Armory is running a Daily Deal for a Bushmaster Carbon-15 composite receiver and aluminum upper mounting 16 M4 contoured barrel chambered for 5.56 NATO/223 Rem Muzzle ftted with IZZY fash hider for $449.99 with a $50 MIR from Bushmaster, to make it $399 AR. Link
Says the deal is good through 12PM EST on 10.23.2014.
Yes it's a composite instead of a metal lower, but for >$400, it's still a great deal.
If I was in the market for another AR/M4 pattern rifle in .223/5.56 cal. I'd jump on this.(Unfortunately I recently assembles 3 AR/M4 pattern rifles, and if I pick up a 4th before the holidays the wife will kill me.)
For all those who want an Evil Black Rifle, and were smart/patient enough to wait out all the gun grab madness, this is about as cheap an entry level AR/M4 as you'll find, and the cheapest Bushy I've seen in years.


Guns & Ammo Deals
My HSA with wife's HRA - can I do this?
Added on : Wednesday October 22nd 2014 01:00:05 PM
g: 0 Posted By: trekwars2000
Views: 72 Replies: 0 Just caught this during open enrollment and want to make sure everything is kosher before we lock in the changes.

My wife got a new job so this is a new situation for us. Both her medical plan options have either a HSA or HRA. If we enroll her in the HRA single plan should would get a HRA that would be funded between $500 and $1000 for the year. Also, we would then keep the family on my HDHP and fund my HSA?

To be clear I am asking that if my wife has an HRA and a health plan that I am not covered under, can she use those funds for my medical expenses? If the answer is no, I think we are good withm the HRA and HDHP, but if it is yes then I think we need to suspend her HRA? An I correct in this analysis?

Thanks
Question Deals
g: 0 Posted By: cerich
Views: 207 Replies: 0 A highly rated camera, with two lenses(14-42 and 40-150 which is 35 mm equiv 28-84 and 80-300)
only $319.99 with free two day shipping!

Red-http://www.getolympus.com/us/en/outlet/reconditioned-cameras/e-p...

Black-http://www.getolympus.com/us/en/outlet/reconditioned-cameras/e-p...

Review-http://www.dpreview.com/reviews/olympus-e-pm2andhttp://www.imaging-resource.com/news/2013/05/16/olympus-e-pm2-re...
Cameras Deals
TC Helicon VoiceLive 2 Floor-Based Vocal Processor Restock $349.99 Fs @ MF
Added on : Wednesday October 22nd 2014 05:00:14 AM
g: 0 Posted By: tedhawkins
Views: 162 Replies: 0 TC Helicon VoiceLive 2 Floor-Based Vocal Processor Restock $349.99 Fs @ MF

http://www.musiciansfriend.com/stupid

Product Description

The VoiceLive 2 floor-based vocal processor from TC Helicon makes it easier to lead your own vocal backup group while sounding rich and authentically human at the same time. It starts with a guitar, MIDI keyboard, or aux-input controlled vocal harmony algorithm with four intervals, each of which can be unison-doubled, or 8 discrete voices controlled by your MIDI keyboard playing. And when you want to tap into your gospel soul, VoiceLive 2 effects pedal gives singers a Choir algorithm that creates the massive multi-voice group vocal sound to bring home those classic choruses.

Vocal effects pedal with more automatic features
When you're worrying about parameter settings, you spend less time focusing on your music. So when TC Helicon set out to build VoiceLive 2, they automated several of its features.

Auto MicGain Set the mic gain from a standing position just by singing. Once this is done there are no knobs to be jostled in transit and you can still do manual tweaks if you feel you'd like to.
Auto GateFeedback a problem? An all-new Auto Gate listens to you and adjusts to reduce feedback and effects leak-through while you're not singing.
Adaptive ToneA single push of the Tone button engages studio-quality Shape EQ, compression, and de-essing that adapts to the tonal range of your singing style and voice for increased impact and smoothed dynamics. Finally, your live singing can have that studio polish.
Reverb and Delayducking Increase the sustaining tail of your reverb and delay effects while carving out plenty of room for your lyrics with ducking. The level of the effects is reduced while you sing and then subtly increases after your last syllable for a paradoxical deeper ambience with enhanced intelligibility. Of course, this is all automaticjust select a ducking reverb or delay style, and VoiceLive 2 does the rest.

A vocal effects powerhouse
All the processing power in VoiceLive 2 is available simultaneously to take your voice, your performances, and your music over the top. In addition to vocal harmony, you can construct or select preset effect chains containing effects to:

Distort your voiceGrunge is good. Make a statement with the Transducer block that also has 4 pole filters for great megaphone and telephone effects.
Clone your voiceEmploy up to 4 voices of humanized unison overdubs in addition to the harmony voices. This sound has been used since recording began to fatten vocals. Now it's your turn.
Expand your spaceA completely new reverb algorithm envelops your voice in dense ambiances from teeny live rooms to concert halls and bright plate simulations. Don't forget the delay block can serve to add depth or become a highlight effect whether it's using tap tempo or tape delay styles.
Mod ya laterThe full μMod block brings lush chorus, slick microtuning, swooshing flange, and more to the party. Those half-time bridge sections never sounded more psychedelic.

Random access
Having a large chain of effects won't do as much good if you can't add and remove links in the chain when the mood strikes. The individual stompbox footswitches for Harmony, Doubling, μMod, Reverb, Delay, and FX give you the flexibility to layer or simplify at will. Also, there's a Shortcut footswitch that can be assigned to add other interesting features such as tap tempo, harmony hold, and others. There is no separation between Song mode and Preset mode as there was in the original VoiceLive; each preset can have up to 50 steps each of which can contain a different preset or a simple modification of the main preset. Go ahead, get dirty, and start creating now.
Features

5x processing power of typical floor processor
Separate harmony and doubling blocks
New reverb, tap delay, μMod
FX block for T-Pain effect, megaphone, distortion
Wizard button helps you find the right preset
Stompbox access to 6 effect blocks
One button access to global Tone, Pitch, and Guitar FX
Easy editing of all parameters
Simple preset chaining with Step feature
USB for updates, backups, and audio streaming
All effects can be used simultaneously
Tone tailors adaptive EQ, compression and de-ess to your voice
Adaptive gate reduces mic input when you're not singing
Mic or Line input with digital controlled mic gain
Control harmonies with guitar, MIDI, or MP3 input
Up to 8 voices with MIDI keyboard control or 4 doubled harmonies
All new algorithm is smooth and natural even for extreme vocal styles
Autosensing of harmony control instrument
Guitar input with auto-mix , Guitar FX, and transparent pass-thru
Stereo 1/8" (MP3 player) input
Stereo XLR, 1/4" and Headphone outputs
MIDI in, out, and thru
Expression pedal input
USB for updates, back-up and audio streaming
Digital mic-gain control is engaged with your feet
Natural curve puts footswitches at comfortable angle
Recessed rubberized handle
Bright LCD and large lettering
Rubberized end caps and edit/mix knobs


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Free Kindle Book- We're on a reef (was $15.00) & other travel adventure
Added on : Wednesday October 22nd 2014 02:00:03 AM
g: 0 Posted By: remick
Views: 110 Replies: 0 http://www.amazon.com/gp/product/B00E49XEYM/

It's dark, 10.30 at night and your ocean-going yacht runs up on a reef in the Caribbean. How would you cope? What would you do?
After losing their floating home of two years, find out how the Oliver's, a New Zealand couple in their late fifties, deal with it.
Follow their adventure of a lifetime, from the purchasing of a boat over the internet, their voyage, good times, health issues, subsequent disaster and beyond.
Experience passage making on their Tayana 37, 'Chinook Wind' as they cruise the world. This is a book that will set you thinking, maybe life does begin in your fifties.
For those wondering just how to deal with a faulty cutlass bearing?.....commissioning, provisioning and commiserating, its all there.



also

A hole in my boot: Southern India to Everest Basecamp
http://www.amazon.com/gp/product/B00ICAMF4E

An adventure which starts in the warm tropical area of Kerala in Southern India. It follows the holiday of Mother and Daughter. They travel in Rajasthan and eventually travel to Nepal, where they trek to Everest Base Camp. Not only does the book take the reader on a journey, it describes the organisation required. An essential book for those who want an adventure but keep putting things off. The book briefly deals with Annes medical problem at the end and the benefit to her health this trip had on her.

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worth it to join AARP?
Added on : Tuesday October 21st 2014 05:00:11 AM
g: 0 Posted By: echo4747
Views: 104 Replies: 1 Recently turned 50 and now eligible to join. For those who are/were members what are your thoughts about AARP?
Discussion Deals
Free Kindle Book- The BIG book of Paper Beads (was $9.99)
Added on : Tuesday October 21st 2014 02:00:11 AM
g: 0 Posted By: remick
Views: 42 Replies: 0 http://www.amazon.com/gp/product/B008ADKFJK

4.6 out of 5 stars (41 customer reviews)

3rd edition, revised February 2014 with larger/ better pictures per YOUR request

This really is the BIG book of paper beading. It was designed with the beginner in mind but there's plenty to keep even an experienced beader interested! The wrapping method taught primarily is designed by the Author and is what she teaches in her classes. The paper beads she makes are made to be durable, wearable pieces of art- and YOU can make them too!

It covers a History of paper beads, Paper Ed. 101, Bead board and why that's important, basic beads and shapes: oval, round, cylinder, cone and hourglass. Now let's step it up a notch: it covers simple techniques that make your beads a work of art and moves it into some shapes that are designed exclusively by the Author: two tone, double cuff and flat beads. WAIT! What about those amazing beads coming out of Africa and the Philippines? Yes- those are in there too! As well as so much more!

But the most important part? This is a fun and easy craft that doesn't need any fancy tools or expensive materials. Great for all ages
Totally Free Deals
g: -1 Posted By: galen77
Views: 198 Replies: 2 New working promo code for FanDuel.comwith no expiration date.

Use promo code STACKSwhen you sign up for up to $200 match on your first deposit. This is the highest bonus you can get as of now.
For those of you who doesn't know what FanDuel is here is the gist.
FanDuel is the biggest and most popular fantasy sports website on the net.

100% legal in USA and Canada

You can play for free or for real money.
No season long commitments - most games are 1 day or 1 week long
Play NFL, NHL, NBA, MLB or CFB.
Tournaments, Head-to-head games, 50/50s and Leagues
Safe withdrawals via Paypal or check.
Pretty much they have it all when it comes to fantasy sports.
For full rules about the match bonus, read here.
IMPORTANT NOTE: FanDuel is currently NOT offering paid entry games to residents in the following states :
Arizona, Iowa, Louisiana, Montana or Washington. If you are a resident in one of those states and want to know why is that - read here.


FanDuel.com Deals
g: 0 Posted By: remick
Views: 2 Replies: 0 http://www.amazon.com/Making-Jewelry-Beads-Silver-Beginners-eboo...

Wearing jewelry is essential to helping women developed their own style. For women wishing to create a look that's unique, the last thing they'll want to invest money in is mass produced pieces of jewelry. It's for this reason alone, learning the skills needed for making silver and beaded jewelry could prove extremely beneficial. When it comes to making such pieces you need to know where to purchase the right kinds of supplies. In this book, " Making Jewelry With Beads & Silver Jewelry For Beginners : A Complete Step by Step Guide (Special 2 In 1 Edition)" not only do we discuss what's needed to start your own silver & beaded jewelry making venture but also provide several projects you may want to try out. The actual process of turning a piece of silver into a piece of jewelry is not only very technical, but also allows your artistic side to flourish. Once you've finished making silver jewelry either for yourself or for someone else, it can prove extremely satisfying, especially as you watch the piece develop and grow. In addition, after finishing this book not only will you be able to create unique and stunning jewelry designs with beads for yourself but for others as well. Within this book are some techniques that'll only take a matter of minutes to master, whilst others may require you to spend a little more time practicing them to achieve the right kinds of results. From the outset, this book has been designed for those who have never created jewelry with beads and silver before. However by the end you'll be an expert in the tools of the trade, the supplies you need and some basic skills you can advance upon over time. For more tips and tricks, download " Making Jewelry With Beads & Silver Jewelry For Beginners : A Complete Step by Step Guide (Special 2 In 1 Edition)" now!




also free

The BIG book of Paper Beads (was $9.99)
http://www.amazon.com/gp/product/B008ADKFJK
4.6 out of 5 stars (41 customer reviews)

3rd edition, revised February 2014 with larger/ better pictures per YOUR request Smile
This really is the BIG book of paper beading. It was designed with the beginner in mind but there's plenty to keep even an experienced beader interested! The wrapping method taught primarily is designed by the Author and is what she teaches in her classes. The paper beads she makes are made to be durable, wearable pieces of art- and YOU can make them too!
It covers a History of paper beads, Paper Ed. 101, Bead board and why that's important, basic beads and shapes: oval, round, cylinder, cone and hourglass. Now let's step it up a notch: it covers simple techniques that make your beads a work of art and moves it into some shapes that are designed exclusively by the Author: two tone, double cuff and flat beads. WAIT! What about those amazing beads coming out of Africa and the Philippines? Yes- those are in there too! As well as so much more!
But the most important part? This is a fun and easy craft that doesn't need any fancy tools or expensive materials. Great for all ages


Making Costume Jewelry: An Easy & Complete Step by Step Guides
http://www.amazon.com/Making-Costume-Jewelry-Complete-Ultimate-e...
4.1 out of 5 stars (12 customer reviews)


25 Winter Craft Ideas: Easy Indoor Crafts for Kids
http://www.amazon.com/25-Winter-Craft-Ideas-Seasonal-ebook/dp/B0...
4.0 out of 5 stars (51 customer reviews)


23 Halloween Crafts for Kids: Homemade Halloween Costume Ideas and Spooky Decor
http://www.amazon.com/23-Halloween-Crafts-Kids-Homemade-ebook/dp...
4.3 out of 5 stars (21 customer reviews)


21 Fun Crafts for Kids: Easy Fabric and Paper Crafts for All Four Seasons
http://www.amazon.com/21-Fun-Crafts-Kids-Seasons-ebook/dp/B00OL0...
Amazon Coupons
Starbucks giving out 10 passes "Starbucks for life" Start Dec. 2
Added on : Monday October 20th 2014 03:00:02 PM
g: 0 Posted By: rytangold
Views: 0 Replies: 0 From ABC news:
Listen up, Starbucks addicts: the global coffee chain announced theyll be randomly giving out 10 passes to what they call Starbucks for Life.

This holiday season Starbucks is launching a unique opportunity for a select number of customers to win Starbucks for Life by simply swiping their Starbucks card or paying with their mobile device, the company said in a statement on their innovations for the coming year.

A Starbucks spokesperson confirmed to ABC News that Starbucks will be giving out a total of 10 passes within the United States. And, despite the program being called for life, the winners will actually only receive a drink a day for 30 years.

What could be bigger this holiday than winning Starbucks for Life? This is the first time we have ever offered customers something of this magnitude and what better way than to anchor it with our renowned Starbucks Card program, Starbucks executive vice president and global chief marketing officer Sharon Rothstein said in the statement. This giveaway is poised to bring great excitement and fun to our customers during this special time of the year.

The giveaway will launch Dec. 2 and runs through the first week of January.

In addition to the opportunity to win Starbucks for Life, there will be other items that customers can win. Starbucks was tight-lipped on what those items will be.
Office Depot $25 off $150 in store or online
Added on : Monday October 20th 2014 02:00:03 PM
g: 0 Posted By: naticv
Views: 232 Replies: 0 for those who need it.
expires 10/25/14
coupon pdf
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Gilmore Girls: The Complete Series Collection $70.99 @ Amazon (FSSS)
Added on : Monday October 20th 2014 11:00:09 AM
g: 0 Posted By: paradoxlost5
Views: 138 Replies: 0 Amazonhas Gilmore Girls: The Complete Series Collectionfor $70.99 @ Amazon withfree Super Saver shipping on orders $35+. It's currently at $189.99 at Best Buy.I know this just became available on Netflix, but it's a great deal for those who want to own it.
Movies Deals

Amazon Coupons
g: 0 Posted By: redpoppa
Views: 462 Replies: 5 Link

then click 6 New from $1,372.00See All

So I took the plunge on this....
wish me luck

They did this a while back on the top of the line curved one but that wasn't the tv I wanted so if anyone jumped on that please let me know your experience.

I was looking at BB but $3200 + tax kills it.

Then you have those NJ places ECTV/ABes/Nice etc but I really didn't want to deal with the haggling and the up-charges.

So this was my alternative...


OOS as of 245 cst


LED TV Deals

Rakuten.com Shopping Coupons
Canon Rebel SL1 SLR with 18-55mm lens $485.80 via 6ave on eBay
Added on : Monday October 20th 2014 08:00:08 AM
g: 0 Posted By: OctaneZ
Views: 147 Replies: 3 Canon EOS Rebel SL1 18.0 MP Digital SLR Camera - Black (Kit w/ 18-55mm Lens)

$485.80 via 6ave on eBay

First seen on this article on Canon Watch

DPReview of the SL1

$599 @Amazon with 253 Reviews (4.5 stars)

Ken Rockwell's Sl1 Review for those that like his style

18.0MP APS-C CMOS Sensor
DIGIC 5 Image Processor
3.0" Clear View II Touchscreen LCD
ISO 100-12800, Expandable to 25600
Full HD 1080 Video with Continuous AF
4.0 fps Continuous Shooting
9-Point AF System
Scene Intelligent Auto Mode
Compact and Lightweight; Weighs 0.8 lb
EF-S 18-55mm f/3.5-5.6 IS STM Lens

SLR & dSLR Deals

eBay Coupons
g: 0 Posted By: redpoppa
Views: 164 Replies: 2 Link

then click 6 New from $1,372.00See All

So I took the plunge on this....
wish me luck

They did this a while back on the top of the line curved one but that wasn't the tv I wanted so if anyone jumped on that please let me know your experience.

I was looking at BB but $3200 + tax kills it.

Then you have those NJ places ECTV/ABes/Nice etc but I really didn't want to deal with the haggling and the up-charges.

So this was my alternative...



LED TV Deals

Rakuten.com Shopping Coupons
g: 9 Posted By: remick
Views: 928 Replies: 1 http://www.amazon.com/gp/product/B00OM729CY

The book covers hacking scenarios ranging from the merely mischievous to the criminal, the super hacker known as the Knightmare gives step-by-step instructions in meaningful hacking from a personal computer.

"Secrets of a Super Hacker is a fascinating hacker cookbook that reveals the ease of
penetrating even the most stalwart computer system."


Black Book of Viruses and Hacking
http://www.amazon.com/dp/B00OKRD7UY/

This is the first in a series of three books about computer
viruses. In these volumes I want to challenge you to think in new
ways about viruses, and break down false concepts and wrong ways
of thinking, and go on from there to discuss the relevance of
computer viruses in todays world. These books are not a call to a
witch hunt, or manuals for protecting yourself from viruses. On the
contrary, they will teach you how to design viruses, deploy them,
and make them better. All three volumes are full of source code for
viruses, including both new and well known varieties.
It is inevitable that these books will offend some people.
In fact, I hope they do. They need to. I am convinced that computer
viruses are not evil and that programmers have a right to create
them, posses them and experiment with them. That kind of a stand
is going to offend a lot of people, no matter how it is presented.
Even a purely technical treatment of viruses which simply discussed
how to write them and provided some examples would be
offensive. The mere thought of a million well armed hackers out
there is enough to drive some bureaucrats mad. These books go
beyond a technical treatment, though, to defend the idea that viruses
can be useful, interesting, and just plain fun. That is bound to prove
even more offensive. Still, the truth is the truth, and it needs to be
spoken, even if it is offensive. Morals and ethics cannot be determined
by a majority vote, any more than they can be determined
by the barrel of a gun or a loud mouth. Might does not make right.



Hacking into Linux
http://www.amazon.com/gp/product/B00O49TVOO

Till now almost all Hacking Truths manuals have been Windows centric. However, with the growing popularity of Linux and the fact that Linux is considered to be the Hackers OS, the book "Hacking into Linux" makes you hack any linux system completely!




also free

Internet Traps, Rip-Offs And Pitfalls: Understanding Online Security
http://www.amazon.com/dp/B00M0EWTEY/

YOU ARE IN DANGER

If you use the Internet at home, whether for work or play, you are wide open to serious exploitation unless you take specific measures to protect yourself. Nothing may happen this week, this month, next month, or even in the next year but, as sure as eggs are eggs, it is only a matter of time before you will find yourself under attack. "But I have anti-virus protection already", you might say. Sorry to disillusion you but, although that's good, it's only a small part of the protection you need.

THERE IS MORE TO ONLINE SECURITY THAN JUST AN ANTI-VIRUS PROGRAM!

Real online security is all about:

...the things you need to KNOW

...the things you need to DO

...and the things you need to AVOID doing

to truly stay safe online.

If you are new to the Internet (or perhaps even if you're not so new), you will pick up many useful Internet security tips from this ebook. It is deliberately written in plain English for the 'not so technically minded' and is all about how to get the most out of being online at the same time as guarding against its many dangers.

For example, some of the topics covered include:

...How to get free virus protection

...Other free defenses you should install

...Keeping your children safe online

...Vital information about safe surfing

...How to recognize and avoid online scams

...Securing your PC and its private data

...How to spot unscrupulous marketers

...Guarding your personal privacy online

...Staying safe from criminal intrusion

...Keeping your home Wi-Fi network secure

...Crucial advice regarding password security

and much, much more!

If you are a parent with children who use the Internet at home, at the library or at a friend's house (especially where they might access it unsupervised), it is your duty to have at least the level of understanding that this ebook provides, in order to properly advise them. Internet safety for kids is mostly a matter of advising them what not to do online.

Tech-speak really cannot be avoided but this book includes a comprehensive Glossary Of Terms too, which lists and explains nearly 500 common acronyms and other snippets of jargon peculiar to the world of IT and marketing. In other words, Internet Traps, Rip-offs And Pitfalls (ITRAPS) covers Internet security for those with limited technical know-how as well as Internet security for beginners.

As well as being an incredible communications hub that can link you to a virtual treasure trove of knowledge, the Internet also offers a plethora of work from home opportunities. However, if you want to make money online from home, you need to be very, very cautious. There are thousands of money-making schemes online that are really just traps for the unwary. ITRAPS spells them out and points you in the right direction. The book even has a section on finding the ideal 'work from home' opportunity, if that is what you really want.
Books & Magazines Deals
Free Kindle book: Malaysia Flight MH370 Lost in the Dark
Added on : Sunday October 19th 2014 02:00:05 PM
g: 0 Posted By: Y3ll0wSlack3r
Views: 23 Replies: 0 Malaysia Flight MH370 Lost in the Dark: In Defense of the Pilots: An Engineer's Perspective Book DescriptionPublication Date: April 19, 2014The Pings Have Stopped, But The Questions And The Blame Continue In The Case Of Flight MH370
Missing flight Malaysian flight MH370 isnt in the news as much now. The pings have stopped, and the search has entered a second, much slower phase. It may be months or even years until the families of the lost passengers and crew finally learn what happened in the skies on March 8, 2014.

In the meantime, questions abound and blame seems to inevitably land on the pilots. Captain Zaharie Ahmad Shah and first officer Fariq Abdul Hamid have been characterized as criminals, suicidal maniacs, hijackers, and terrorists. As the mystery continues, so does the speculation about these two men.

In Malaysia Flight MH370 Lost in the Dark, author, engineer, and U.S. Air Force veteran John Choisser proposes a radically different Theory of what happened that day. Choisser walks readers through his detailed research of the information available as he plots out a scenario of a rare accident that exonerates both pilots.

Readers of this book will get to explore the fascinating and tragic disappearance of Flight MH370 like never before. Those who want to educate themselves and come to their own conclusions will appreciate Choissers in-depth analysis of the Boeing 777s various systems. Choisser also tackles some of the most puzzling mysteries surround Flight MH370, like:

>>> Why didnt the passengers answer their cell phones?
>>> Could someone have hidden in the cargo bay?
>>> Could the airplane have flown by itself?
>>> Could someone have hacked the plane and operated it externally?

Choissers short and engaging book is a must-read for anyone who wants to cut through all the confusion and wild conspiracy theories in order to realistically evaluate what truly could have happened to Flight MH370. Choissers intriguing hypothesis will also make readers think twice about the blame and speculation that has swirled around the flights two pilots.

Until Flight MH370 is found the truth cannot be known, but Malaysia Flight MH370 Lost in the Dark, provides a provocative answer that deserves attention and consideration.What Readers Are Saying About Lost in the Dark:
>>> A very insightful and very well-researched read!
>>> Offers more light on the likeliest causes than any other information I have read.
>>>There are so many uneducated rumors out there and this book provides an intellectual compass to help navigate through the effluent of so called expert opinions out there.
>>> Its refreshing to read a perspective that is not based on making headlines and/or proving a point. Very good read.
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g: 1 Posted By: fivetalents
Views: 265 Replies: 2 Nordstrom is offering 10% off qualifying beauty and cosmetics items(2,230 itemsto choose from), byover 70 major designer beauty brands.Free shipping and returns apply toall orders, no minimum.

Despite the low percent off value, this is a deal for those of use who use such brandssince department stores rarely ever give percent off discounts on beauty/cosmetics (and you have to rely on gifts with purchase or very limited/specific B1G? offers to increase the value of your purchase). The unlimited free shipping and combining with a high CB offer sweetens the deal.

This likely won't last so order asap (returns are free/low stress).

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g: 0 Posted By: ctgolfer
Views: 145 Replies: 0
Gorgeous Modern design, provides supplemental heat with its realistic flame

Ultra-thin curve panel, Detachable tempered glass, Cold-roll steel sheets
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Dual security protection, safer and trustworthy

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Infamous: Second Son - PlayStation 4 $29.99 @ Best Buy
Added on : Sunday October 19th 2014 08:00:05 AM
g: 0 Posted By: ctgolfer
Views: 162 Replies: 0 Become superhuman Delsin Rowe, on the run from the oppressive Department of Unified Protection
Live with the consequences of your actions as you search for other superhumans to help save those you love from being ruthlessly hunted down
Discover a world where superhumans with amazing abilities walk among us

www.bestbuy.com/site/infamous-second-son-playstation-4/8677151.p...
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g: 0 Posted By: ctgolfer
Views: 91 Replies: 0 Dive into a new Middle-earth chronicle, set between the events of The Hobbit and The Lord of the Rings, in an epic tale of revenge and redemption
Become the resurrected Ranger of the Black Gate, Talion, on a relentless vendetta against those who ruthlessly took everything your friends, family and even your very life from you
Fight to discover the truth of the vengeful spirit who resurrected you as you uncover the origins of the Rings of Power
Build your legend, develop your powers and ultimately confront the evil of Sauron your ability to exploit weaknesses and fears in your enemies is your greatest weapon to dismantle Sauron's forces from within
Unleash the other-worldly Power of the Wraith to master powerful skills and weaponry, then inflict brutal and deadly combos as you harness the Spirit of vengeance
The Nemesis System affects how the stats, appearance and personality of each nemesis are different for every player no one else will have an exact same nemesis, as the game generates unique, dynamically created enemies
Turn your foes against one another by forcing them to assassinate, terrorize, sacrifice or spy as you bend Mordor to your will
Defeat your enemies to earn rune rewards that help you advance your skills and abilities and upgrade to more powerful weaponry
Battle against three types of Uruk, including Warchiefs, Captains and Grunts, as you progress through the action-packed landscape of Mordor

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Amazon
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g: 0 Posted By: remick
Views: 86 Replies: 0 http://www.amazon.com/gp/product/B00OM729CY

The book covers hacking scenarios ranging from the merely mischievous to the criminal, the super hacker known as the Knightmare gives step-by-step instructions in meaningful hacking from a personal computer.

"Secrets of a Super Hacker is a fascinating hacker cookbook that reveals the ease of
penetrating even the most stalwart computer system."


Black Book of Viruses and Hacking
http://www.amazon.com/dp/B00OKRD7UY/

This is the first in a series of three books about computer
viruses. In these volumes I want to challenge you to think in new
ways about viruses, and break down false concepts and wrong ways
of thinking, and go on from there to discuss the relevance of
computer viruses in todays world. These books are not a call to a
witch hunt, or manuals for protecting yourself from viruses. On the
contrary, they will teach you how to design viruses, deploy them,
and make them better. All three volumes are full of source code for
viruses, including both new and well known varieties.
It is inevitable that these books will offend some people.
In fact, I hope they do. They need to. I am convinced that computer
viruses are not evil and that programmers have a right to create
them, posses them and experiment with them. That kind of a stand
is going to offend a lot of people, no matter how it is presented.
Even a purely technical treatment of viruses which simply discussed
how to write them and provided some examples would be
offensive. The mere thought of a million well armed hackers out
there is enough to drive some bureaucrats mad. These books go
beyond a technical treatment, though, to defend the idea that viruses
can be useful, interesting, and just plain fun. That is bound to prove
even more offensive. Still, the truth is the truth, and it needs to be
spoken, even if it is offensive. Morals and ethics cannot be determined
by a majority vote, any more than they can be determined
by the barrel of a gun or a loud mouth. Might does not make right.



Hacking into Linux
http://www.amazon.com/gp/product/B00O49TVOO

Till now almost all Hacking Truths manuals have been Windows centric. However, with the growing popularity of Linux and the fact that Linux is considered to be the Hackers OS, the book "Hacking into Linux" makes you hack any linux system completely!




also free

Internet Traps, Rip-Offs And Pitfalls: Understanding Online Security
http://www.amazon.com/dp/B00M0EWTEY/

YOU ARE IN DANGER

If you use the Internet at home, whether for work or play, you are wide open to serious exploitation unless you take specific measures to protect yourself. Nothing may happen this week, this month, next month, or even in the next year but, as sure as eggs are eggs, it is only a matter of time before you will find yourself under attack. "But I have anti-virus protection already", you might say. Sorry to disillusion you but, although that's good, it's only a small part of the protection you need.

THERE IS MORE TO ONLINE SECURITY THAN JUST AN ANTI-VIRUS PROGRAM!

Real online security is all about:

...the things you need to KNOW

...the things you need to DO

...and the things you need to AVOID doing

to truly stay safe online.

If you are new to the Internet (or perhaps even if you're not so new), you will pick up many useful Internet security tips from this ebook. It is deliberately written in plain English for the 'not so technically minded' and is all about how to get the most out of being online at the same time as guarding against its many dangers.

For example, some of the topics covered include:

...How to get free virus protection

...Other free defenses you should install

...Keeping your children safe online

...Vital information about safe surfing

...How to recognize and avoid online scams

...Securing your PC and its private data

...How to spot unscrupulous marketers

...Guarding your personal privacy online

...Staying safe from criminal intrusion

...Keeping your home Wi-Fi network secure

...Crucial advice regarding password security

and much, much more!

If you are a parent with children who use the Internet at home, at the library or at a friend's house (especially where they might access it unsupervised), it is your duty to have at least the level of understanding that this ebook provides, in order to properly advise them. Internet safety for kids is mostly a matter of advising them what not to do online.

Tech-speak really cannot be avoided but this book includes a comprehensive Glossary Of Terms too, which lists and explains nearly 500 common acronyms and other snippets of jargon peculiar to the world of IT and marketing. In other words, Internet Traps, Rip-offs And Pitfalls (ITRAPS) covers Internet security for those with limited technical know-how as well as Internet security for beginners.

As well as being an incredible communications hub that can link you to a virtual treasure trove of knowledge, the Internet also offers a plethora of work from home opportunities. However, if you want to make money online from home, you need to be very, very cautious. There are thousands of money-making schemes online that are really just traps for the unwary. ITRAPS spells them out and points you in the right direction. The book even has a section on finding the ideal 'work from home' opportunity, if that is what you really want.
Books & Magazines Deals
g: 0 Posted By: Flatbob
Views: 128 Replies: 1 TigerDirect has a pretty good Windows 7 Pro system on sale for $299.99 after $50 coupon. Shipping adds $12.74 for me, but you can get a $10 coupon here.

I bought one, and it has some nice features:

Windows 7 Pro 64-bit installed, but Windows 8.1 Pro installation/driver disks are included if you want to upgrade. (There are installation/driver disks for Windows 7 as well.)
AMD Quad-Core A4-5000 processor (1.50GHz)
1 TB 7200 RPM hard drive (mine has a WD Blue)
Wireless card with a dual-cabled external antenna
DVD-RW drive
DVI
2 USB 3.0 ports in front
On-site, limited warranty 36 months for parts and 36 months for labor from HP

There is only one 2GB PC3-12800 SDRAM module installed, so you'll need to add another 2GB stick at the minimum.

Link to purchase and see complete details

Enter DJD144808 after you add it to your cart to get $50 off (coupon expires 10/19/14 at 11:59 PM ET)

As I said, there is a shipping charge, but you can add some items that don't have free shipping to your order without increasing the shipping charge. You're basically getting free shipping on those items.
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Tiger Direct Coupons
g: 0 Posted By: h2oefx
Views: 170 Replies: 0 Linky

Product DescriptionCapacity: 32GbToshiba FlashAir II 32GB Wireless SD Memory CardWant to share photos anytime, anywherewithout the hassle of pulling the memory card from your camera? The FlashAir II Wireless SD Card is your ticket to ultimate convenience, letting you share your lifes moments with others wirelessly and instantly, right from a tablet, PC or smartphone. Like all SD cards, the FlashAir II holds lots of pictures, videos and filesnow with capacity up to 32GB. Yet the FlashAir II is so much more than a simple storage device. By creating its own wireless LAN access point, the FlashAir II lets your friends and family view pictures on your camera through a browser on your PC, smartphone or tablet, quickly, easily and securely. They can download them, too. All they need is a wireless LAN connectionno special driver, software, cables or even an Internet connection. Built to last thanks to Toshiba innovation, the FlashAir II Wireless SD Card is guaranteed to make sharing photos and videos more fun and social than ever.Amazing Wireless ConvenienceIn the old days, you had to pull an SD card from your camera and upload pictures to a PC in order to share them. Not anymore. The FlashAir II Wireless SD Card includes a wireless LAN chip plus an antenna that makes it accessible to any WLAN-capable PC, smartphone or tablet. Its internet pass-through feature allows you to access the card and the internet at the same time. Thats great news for those who want to upload and share photos of kids soccer games or stunning tropical sunsets just seconds after they happen.Faster and Roomier Than EverNow enhanced with Class 10 speed, FlashAir II Wireless SD Card enables super-fast data transfers so you can upload your images and videos within seconds. It also offers higher storage capacitieseither 16 GB or 32 GBso youve got plenty of room for photos and memories galore.Easy as Can BeThe FlashAir II Wireless SD Card is ultra easy to useand compatible with most digital cameras. Forget about special drivers, software or carrying cables just for data transfer. Simply slide the card into your digital camera or camcorder. Its built-in wireless LAN access point requires no Internet connection to share pictures on devices or social networksjust your excitement.All-Access. All at Once.The FlashAir II Wireless SD Card support simultaneous access from up to seven devices. So you can take photos with your digital camera and they can instantly be accessed and stored on multiple PCs, Macs, Ultrabooks, tablets or smartphonesall at the same time. Best yet, no internet connection is required to access them. So as soon as your images are uploaded, your friends can take a look. And a free FlashAir app makes it easy to share with iOS and Android devices.
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Reflective Pet Safety Clothing 99 Shipped @ Meritline (was $4.29)
Added on : Friday October 17th 2014 07:00:14 AM
g: 0 Posted By: yoshi64
Views: 208 Replies: 0 Reflective Pet Safety Clothingis on Daily Deal for 99 (Free Shipping) at Meritline.

"Suitable for Teddy, Bichon, Poodle, Chihuahua."

Apply coupon code MLCE17PN at checkout to receive $3.30 off, bringing it down to 99

I suppose for the price, could be a deal for those with small dog(s) that they walk (at night?)
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g: 0 Posted By: remick
Views: 199 Replies: 0 http://www.amazon.com/gp/product/B00BLVGPRO

4.5 out of 5 stars (44 customer reviews)

You dont have to be perfect to be a man of God. As Dr. Charles Stanley writes, a man of God is a maturing man, a striving man, a knowledgeable man. And the first step in real manhood is spiritual rebirth.

In Man of God, Dr. Stanley asks and answers questions such as these:

What can we learn about manhood from Jesuss example?
How does a true leader allow God to lead him?
Why is a godly man both velvet and steel?
What does it look like to be a provider?
What does it mean to lead with sensitivity?

Man of God will challenge and equip you to become a better leader, teacher, father, and husband. What makes a man? The answer starts here.



also free

Finding God When You Need Him Most
http://www.amazon.com/gp/product/B00B85CLW6
4.7 out of 5 stars (104 customer reviews)

In this encouraging book, Chip Ingram reveals how readers can meet God in the midst of their most difficult circumstances. Chip's candid discussion, personal stories, and solid guidance will allow readers to move from "knowing about God" to profoundly experiencing his presence and power in their lives. Whether they're struggling with rocky relationships, unexpected crises, depression, or injustice, Finding God When You Need Him Most will remind readers that the Lord is faithful to hear their heart's cry and will be there for them, time and again.



Living Free, Like You're 3!
http://www.amazon.com/gp/product/B00ENTJ942
4.6 out of 5 stars (7 customer reviews)

"Unless you change and become like little children, you will never enter the kingdom of heaven. Therefore, whoever humbles himself like this child is the greatest in the kingdom of heaven." - Matthew 18:3-4 (NIV)
In Living Free, Like Youre 3!, Alicia V. Sharpe uses these words from Jesus in Matthew to relate the freedom that three year olds experience to the freedom we adults could live out if we simply held an attitude that resembles young children. She uses this idea and highlights these principles by including scripture and real life stories covering issues such as trust, forgiveness, love, and freedom in Christ, so that we can be real with one anotherall traits that a young child lives out every day.



Swept Up by the Spirit Journey of Transformation
http://www.amazon.com/dp/B008HQWU1G
4.8 out of 5 stars s (58 customer reviews)

The author, Gary Garner, a confident, designer/building contractor of luxury homes becomes overwhelmed by the unprecedented mortgage/ housing crisis of the mid 1970's. Mired in darkness, shackled with debt, depressed and suicidal, with no faith and seemingly no place to turn for help, the Holy Spirit orchestrated an almost unbelievable awakening that would set his family on a most incredible journey- and which launched him on a lifetime evangelical mission.
Swept Up by the Spirit,Journey of Transformation is an account of this journey, relating many of the ways Jesus and the Holy Spirit supernaturally entered into his daily life and the lives of family members and others, intercepted, redirected and empowered them. The book recounts actual events, many in workplace settings, described just as they happened ,telling of a radical transition from worldly choices and near devastation to the Glory of Gods kingdom and the pursuit of His will. The book is filled with that most wonderful discovery of the Holy Spirits presence and redemptive involvement in everyday life, often at the least expected times and places.
Does the Holy Spirit still act powerfully in events and lives of ordinary people- in the very moment? Just like Acts of the Apostles! Join us on this journey and allow the Holy Spirit to lift you to new heights that may astound you.



Rediscovered Early Church PreMillennialism: Teachings of the Earliest Church Fathers on Prophecy
http://www.amazon.com/gp/product/B00N6ETVK2

Finally! What Christians have searched for since the Reformationthe early church premillennial view of prophecy.
Today, all discovered writings of the earliest church fathers have been compiled in the ten-volume collection The Ante-Nicene Fathers, Translations of the Writings of the Fathers Down to A.D. 325. Learn what those who lived closest to Christs disciples taught about:

 The Rapture of the Church
 Signs that Precede Christs Return (are they now unfolding?)
 The Tribulation (they interpreted it differently than today)
 The Antichrist (their insights into this coming evil world leader)
 The Wrath of the Lamb
 Armageddon
 The Millennium
 The New Heaven and New Earth . . . and much more . . .

You will find how simple Bible prophecy is when interpreted as the earliest church fathers knew how to interpret it.



Be Careful What You Ask For
http://www.amazon.com/gp/product/B00E3HESM2/

Reflections on the Lord's Prayer in Luke's Gospel
A series of essays that reflect on the Lord's Prayer as it appears in the gospel of Luke, phrase by phrase. Consideration is given to how the phrases are expanded and explained in the parables and teachings contained in the rest of the gospel. Also considered are the roots of key concepts in the Hebrew scriptures. Ramifications of different phrases in contemporary American society are mulled. Some will laugh, some will frown, some will nod in agreement and some will spit nails. And some may do all of these things. If this provides food for thought and reflection, it has reached its goal. If it provides some nourishment for your journey, it will have been worth the writing.
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g: 0 Posted By: remick
Views: 42 Replies: 0 http://www.amazon.com/gp/product/B00K64GIGU/

5.0 out of 5 stars (8 customer reviews)

One of the Hottest Minecraft Constructing Guides of the year!!!Constructing Minecraft: How to Build BIGGER and Smarter in MINECRAFT (with step-by-step instructions)

Greetings dear reader and thank you for dedicating the time to read my Minecraft building guide! I am sure that you are eager to create awesome buildings, but I would like to take a moment of your time to talk about this eBook. You need to know that I wont just teach you how to build by presenting you with a bunch of blueprints. Instead, my goal is to help you learn advanced design principles so that you can allow your own imagination to grow outside its current boundaries and as such you will learn how to build bigger and smarter!

All of the buildings presented in this eBook will be shown step-by-step and you will be able to see exactly how they are created. But more importantly, I will also aim to show you the full thinking process behind the patterns that I use. For convenience sake I created all of these buildings in creative mode, but I will include a list of resources (and their alternatives) in case you want to make them legitimately in survival mode. The builds shown here are rather cool and pretty fun to make on a multiplayer server so feel free to get your friends in on the project!



also free

Minecraft: 2 in 1 Minecraft Game Guide Episode 1
http://www.amazon.com/gp/product/B00JPNO6NA

The game Minecraft is a sand box indie game that was an original creation of Markus Persson, a Swedish programmer who is famously known as Notch. On November 19th, 2011, a man by the name of Jens Bergensten, also known as Jeb, took over to allow Markus to concentrate on other things. It was released to the public on the 17th of May 2009. By that time, it was an alpha version which was updated before the fully published release version in 2011. Before this, an android version had been released earlier on in October 7th. After publication, the game was released on Xbox 360 as an Xbox Live Arcade game. The co-development was by 4J studios. Just like all other online games, Minecraft has periodic updates to make it current.

Minecraft is a game by Mojang that is fulfills the dreams of adventure game and creative game fans out there. It started as an indie game and is now one of the most played games out there. Minecraft is a sandbox game where you play as a lone survivor on an island with no tools, food and shelter. Gather resources from scratch, craft materials and build items in order to survive.
Minecraft is a game with endless possibilities of creating anything you want. It is like your very own universe. Test your survival skills in the Survival game mode where you have to build everything from scratch and face enemies that lurk in the night. Exercise your creativity in Creative mode with infinite resources that makes it possible to build your dream city.
Minecraft Game Guide contains all the information you will need to understand the game and the basics. If you want to know how to survive your first night, how to survive in the long run, information about different tools, how to defeat mobs and many more, check out this guide. This guide will serve as thorough learning tool for new players and a refresher for those who have not played in a while.
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New Balance 10 Men's Running Shoe $39.99 + SH @ Joe's New Balance
Added on : Thursday October 16th 2014 10:00:06 PM
g: 0 Posted By: ctgolfer
Views: 159 Replies: 0 shipping adds $6.95



Minimus is a whole new approach to footwear, a new place on the spectrum from barefoot running to the traditional maximum-cushioning running shoe. Inspired by Good Form Running and designed to be worn with or without socks. With only a 4mm drop* from heel to toe, as little as a third of that of a traditional running shoe, the Minimus collection holds a world of discovery for neutral runners as well as those with gait issues or chronic injury to conquer by learning better form.
*4mm drop: due to variances created during the development and manufacturing processes, all references to 4mm drop are approximate
Innovative REVlite midsole provides premium responsiveness and durability at a 30% lighter weight than other foams with comparable performance
Vibram outsole provides maximum surface contact and multi-directional traction
Barefoot friendly internal construction
No sew overlays in optimal areas
Odor resistant
Lightweight mesh upper
Color: Lime with Blue Atoll & Blue
Shoe Last: NL-1
Weight: 184 grams (6.5 oz)

www.joesnewbalanceoutlet.com/detail.asp?style=MR10YB2
g: 1 Posted By: remick
Views: 651 Replies: 0 http://bitfountain.io/course/mini-iOS8/?couponCode=loyalcustomer...

iOS 8 has brought upon many new libraries to develop with, and even a new language - Swift! No longer to iOS developers need to deal with the bulky syntax of Objective-C. Swift is fast, clean, and built for the future.

This introduction course takes you through the process of making your first few iOS 8 apps in Xcode 6 with the Swift language. We'll show you how to download Xcode, set up and customize views graphically, and take you through the basics of Swift. By the end you will have built a simple adventure game called Age of Laika.



Kindle book

Creating Mobile Apps with Xamarin.Forms, Preview Edition (Developer Reference)
http://www.amazon.com/Creating-Xamarin-Forms-Preview-Developer-R...

Written by programming legend Charles Petzold and created jointly by Microsoft Press and Xamarin Inc., this Preview Edition ebook is about writing applications for Xamarin.Forms, the new mobile development platform for iOS, Android, and Windows Phone unveiled by Xamarin in May 2014. Xamarin.Forms lets you write shared user-interface code in C# and XAML (the eXtensible Application Markup Language) that maps to native controls on these three platforms. (The final edition of this ebook will be published in the spring of 2015.) This ebook is for C# programmers who want to write applications for the three most popular mobile platformsiOS, Android, and Windows Phonewith a single code base. Xamarin.Forms also has applicability for those programmers who want eventually to use C# and the Xamarin.iOS and Xamarin.Android libraries to Target the native application programming interfaces (APIs) of these platforms. Xamarin.Forms can be a big help in getting started with these platforms or in constructing a prototype or proof-of-concept application. This ebook assumes that you know C# and have some familiarity with the use of the .NET Framework. However, when it describes some C# and .NET features that might be somewhat new to recent C# programmers, the ebook adopts a somewhat slower pace. In particular, the introduction of the async keyword and await operator in Chapter 3 follows a discussion that shows how to do asynchronous programming using traditional callback methods.



Services Deals
g: 0 Posted By: remick
Views: 222 Replies: 0 http://bitfountain.io/course/mini-iOS8/?couponCode=loyalcustomer...

iOS 8 has brought upon many new libraries to develop with, and even a new language - Swift! No longer to iOS developers need to deal with the bulky syntax of Objective-C. Swift is fast, clean, and built for the future.

This introduction course takes you through the process of making your first few iOS 8 apps in Xcode 6 with the Swift language. We'll show you how to download Xcode, set up and customize views graphically, and take you through the basics of Swift. By the end you will have built a simple adventure game called Age of Laika.



Kindle book

Creating Mobile Apps with Xamarin.Forms, Preview Edition (Developer Reference)
http://www.amazon.com/Creating-Xamarin-Forms-Preview-Developer-R...

Written by programming legend Charles Petzold and created jointly by Microsoft Press and Xamarin Inc., this Preview Edition ebook is about writing applications for Xamarin.Forms, the new mobile development platform for iOS, Android, and Windows Phone unveiled by Xamarin in May 2014. Xamarin.Forms lets you write shared user-interface code in C# and XAML (the eXtensible Application Markup Language) that maps to native controls on these three platforms. (The final edition of this ebook will be published in the spring of 2015.) This ebook is for C# programmers who want to write applications for the three most popular mobile platformsiOS, Android, and Windows Phonewith a single code base. Xamarin.Forms also has applicability for those programmers who want eventually to use C# and the Xamarin.iOS and Xamarin.Android libraries to Target the native application programming interfaces (APIs) of these platforms. Xamarin.Forms can be a big help in getting started with these platforms or in constructing a prototype or proof-of-concept application. This ebook assumes that you know C# and have some familiarity with the use of the .NET Framework. However, when it describes some C# and .NET features that might be somewhat new to recent C# programmers, the ebook adopts a somewhat slower pace. In particular, the introduction of the async keyword and await operator in Chapter 3 follows a discussion that shows how to do asynchronous programming using traditional callback methods.



Services Deals
Free Kindle Book- The Truly Offal Recipe Book & other cookboooks
Added on : Thursday October 16th 2014 07:00:11 AM
g: 0 Posted By: remick
Views: 84 Replies: 0 The Truly Offal Recipe Book: How to Cook the Parts Others Throw Away
http://www.amazon.com/dp/B00OI2UIKS/

Cooking with offal is an exciting, rewarding and CHEAP way to put healthy and hearty meals on the table. In this book Curtis Pritchard has compiled over 45 authentic recipes from around the world showing you how easy and delicious it is to cook beef hearts, lambs brains, chicken livers, calf's testicles and much much more.
These recipes are offal, not AWFUL!!!



MAD FONDUE: Vintage Fondue Recipes for Fun Retro Dinner Party Food
http://www.amazon.com/dp/B00JSY2XNQ
4.8 out of 5 stars (13 customer reviews)

Dine and party like the Drapers on Mad Men -- fondue style.
Thanks to the popular Mad Men series, mid-century dining is in with all its vintage recipes, and that includes the wonderful retro party fondue dinners for yourself and for your friends. If you're a fan, you remember Betty Draper's fondue party. MAD FONDUE: Vintage Fondue Recipes for Fun Retro Dinner Party Food helps you plan your own retro fondue party in mid-century style. Comes with FREE SWEET Fondue recipe bonus gift, too.

From Retro to Modern, Fondue Recipes and Party Ideas
Mad Fondue: Vintage Fondue Recipes for Fun Retro Dinner Party Food is a guide and resource to help you with your classic fondue dining and entertaining. From Betty Crocker's tips for good fondue etiquette to classic vintage fondue recipes to the new retro fondue with a 21st century twist, you'll find all you need to create your own fondue party. Here are some of the things you'll discover:
The fondue ritual; Who created fondue and why; What you need to fondue; Retro fondue party tips; 30 fondue recipes; Classic and traditional fondue recipes; Fondue traditions and etiquette; Fondue preparation and dining tips; Suggestions for fondue dippers and pairings; Zombie Fun and other vintage food and drink; Suggestions for cheese and wine; 'Mad Men' fondue trivia and themed parties; National Fondue Day; Modern twists on classic vintage fondue recipes and more.
Fondue never really goes out of style, because at its heart, it is all about food and people. Now that's a good pairing. Fondue dining offers a wonderful communal food experience. A little wine, a little cheese; how can that not be the setting for a merry meal? Let's have some fun, Mad Fun, with fondue.



Victoria Beckham's Roadkill Cookbook: The thin woman's guide to cooking
http://www.amazon.com/gp/product/B00B0F0LGM/

An extremely useful and much needed cookbook in which Victoria Beckham gives rein to another of her talents. Be it on motorway, freeway, autobahn, autostrade, highway or byway you will never view a dead animal in quite the same way again.



101 Best Soups & Stews: Easy & Delicious Gumbos, Chowders & Chili Recipes
http://www.amazon.com/gp/product/B00BF5XSYY/

There is nothing more warming than sitting down to a good, hot, delicious bowl of soup in the winter. However, soup is not the only thing that can warm you heart and soul, during those gray, windy, snowy days chowder, chili, stews, gumbos and cheesy/creamy soups can also do the trick.
This book contains 101 of the best soup and stew recipes, including the aforementioned other types of soup-like dishes, that you will find in one place. There are a variety of food categories as well, including beef, chicken and turkey, lamb, pork, ham and bean. You will also discover how to make soups and stews with seafood and vegetables, some of which you may not have heard of yet.
This recipe book was designed to bring flavor into your life and happiness to your stomach! Enjoy! Try something new! You never know what your taste buds will thank you for!



$5 Meals Cookbook: 50 Budget Friendly Recipes
http://www.amazon.com/dp/B00ODSH2OW

Stretch that dollar in style without having to sacrifice your favorite meals. This book shows you how to eat healthy on a small budget, whether cooking at college, feeding a family or just trying to live frugally. Its a perfect cookbook for those with a limited budget. The cookbook is loaded with healthy recipes that take extremely little time to prepare and have very few ingredients that are relatively cheap. Most of the ingredients are typical items found in almost every kitchen; there are no exotic spices in the cookbook that you have to go searching for all over the town.
We can't calculate how much it will cost at your store to make these meals but we've included our favorite low cost meals that cost us $5 or less.
About the Author

Nancy F Thomas is a stay-at-home mom who loves to try new recipes. When she finds one, she tries it out, leaving out the ingredients her kids won't eat, of course, and alters it to everyone's liking. She is determined that you will absolutely love more than 50 of these delicious recipes not everyone likes everything! But it is her guarantee that there is something for everyone to enjoy.
Check out the Italian Wedding Soup and Creamy Carrot Soup two of her family's favorites, not to mention the Black Bean Soup and many, many others. As a recipe changer herself, she encourages you to do the same, substituting out any ingredients you don't care for and replacing them with something you love!
Food is love, so from her family to your XOXOXO!



Easy Budget Meals: Meals, Desserts and Entertaining
http://www.amazon.com/dp/B0081QL32Y
4.8 out of 5 stars (6 customer reviews)

I hope you love cooking as much as I do. My strong beliefs are that we are what we eat and fresh healthy food is a requirement for my meals. I am not overly wild about this but I try to make my meals as healthy and tasty as possible. I learned many years ago that "Lots of onion, garlic and herbs maketh a meal."

Totally Free Deals
Negotiating salary
Added on : Thursday October 16th 2014 07:00:11 AM
g: 0 Posted By: misterfixit
Views: 79 Replies: 1 For those that have had experience negotiating, I wanted to see if you might be able to provide me with some guidance on the best way to proceed.

I'm in a very specialized mechanical/electrical field. There aren't a lot of people that do the kind of work that I'm in and I have some clearances that make me particularly valuable. I am in the process of gaining a certification that is basically the "gold-standard" for my field. I should have this within 1 year. I've already been through the hard parts.

I have received an offer from company X for about $200k. The current person at the company is doing a job very close to what I would be doing and he is leaving, thus they are looking for me to replace him. The guy that I am replacing has the gold-standard certification that I spoke of, but it doesn't make him any more capable of performing the job. The offer is good and I like the company, however I know the guy that I will be replacing and he is making a lot more (~30% more) than I would be in the same job. I know this guy very well and he did say that I am by far their #1 candidate and the others that have interviewed for the job are not people they want to hire. I asked him if he thought I could get what he is getting and he said "potentially." This is probably not the most desirable location, either, so I think it would be hard for them to find someone else with my credentials. They have been ringing my phone off and I know they really want me to come on-board.

How would you approach this kind of negotiation? I can't come right out and say that I want what the current guy is getting because I'm pretty sure he wasn't supposed to tell me. I also don't have the gold-standard certification (yet), so they could just come back with that.

Any advice would be appreciated. Thanks for your help.
Vermont Creamery Bijou, 2 oz (Pack of 15) $6.99 (price mistake) @ amazon
Added on : Thursday October 16th 2014 02:00:04 AM
g: 0 Posted By: tommythe
Views: 204 Replies: 1 linkyyyyyyyyyyyy this has to be a price mistake as just 1 of thoseArtisan handcrafted Cheeses can cost easely $7 ships in 9-10 days
Food Deals

Amazon Coupons
Bulova Precisionist Longwood SS Watch, 96B130, $119 shipped from Ashford
Added on : Wednesday October 15th 2014 12:00:03 PM
g: 0 Posted By: cga
Views: 99 Replies: 1 Bulova Precisionist

Ashford is selling the Bulova men's Precisionist Longwood Stainless Steel Watch, 96B130, for $119, with the code--DNEWSLONG119 . Deal is good through October 19, or perhaps sooner if they run out.

The watch is 44 mm without the crown, stainless steel throughout, and features a very accurate special quartz movement. Bulova used to advertise the Precisionist line as being accurate to within 10 seconds a year. I'm not sure if they're still promising that. I currently own three Bulova Precisionists, and I wore one of them every single day for six months straight. That particular Precisionist gained 4.5 seconds during those six months. So, yes, these watches are capable of extreme accuracy.

This Precisionist still has the Accutron tuning fork, but the Accutron tuning fork emblem will no longer be on the new line of Precisionist watches. So if you want a new Bulova Precisionist with the tuning fork emblem, get one while you can.

This is a very good price for this watch, and Ashford is a company you can trust. The only gripe I have with them is they charge sales tax to orders shipped to NY.
Watches Deals

Ashford Coupons
Motif Investing, $100 promotion
Added on : Wednesday October 15th 2014 07:00:09 AM
g: 0 Posted By: ProfessorEd
Views: 86 Replies: 0 I just talked to Motif Investing (learning how to download tax information). They still have a promotion with $100 for new accounts (and $100 for those that refer them).
The new customer must deposit $1000 within 30 days and make one MOTIF trade and keep money for at least 70 calendar days.

For those that are not familiar with them, they have an innovative scheme by which you can make one trade covering a number of firms with a theme for one fee of $9.95.

The most obvious potential problem is that this platform can generate a very large number of small trades, each of which is a taxable event. With an account whose value was about $2000 and five trades I generate a two page list of stock buys and sells (most for fractional shares).

Fortunately, they do integrate with TurboTax, but in a non-obvious way. You have to look for their clearing firm, Apex, and then use as login 10-MOTIF account number, and your social security as a password.

For details, and discussion of how to use them as an investor, see the previous thread at http://www.fullofdeals.com/forums/arcmessageview.php?catid=52&thre...

Motif is at https://www.motifinvesting.com.
Investing Deals
Car Accident Question - Rental Car
Added on : Wednesday October 15th 2014 06:00:09 AM
g: 0 Posted By: CalBear07
Views: 43 Replies: 1 Hopefully this isn't to off topic but I feel like FW finance people would know the answer to my question.

I was rear ended last week and the other driver admitted fault immediately. A few days after the accident, I got a call from the driver's insurance (State Farm
) and they said they would take 100% responsibility and I just had to take the car to a shop of my choice to get an estimate and their adjuster would go out to approve the repairs. However, the guy I talked to made it very clear that they would not pay for a rental car for me until the repairs began (i.e. If I drop my car off at a shop on Monday but State Farm
doesnt make it out until Thursday to see the car, I'm SOL for those 3 days and I have to pay for the rental car myself). Does that make any sense and is that common? I'm not trying to rip off State Farm
but how am I supposed to get to work for those days where I don't have a car?

Thanks
Question Deals
Oboz Luna Hiking Shoe - Womens $74.95 Fs Prime USoutdoor DOTD
Added on : Wednesday October 15th 2014 06:00:02 AM
g: 0 Posted By: tedhawkins
Views: 72 Replies: 0 Oboz Luna Hiking Shoe - Womens $74.95 Fs Prime USoutdoor DOTD

http://www.usoutdoor.com/deal/

Take on your next hike with the comfort and performance of the Oboz Luna Hiking shoe. This study women's trail show is made with a carbon rubber outsole for superior grip. The stitch-free construction of the synthetic suede and nylon upper prevents chafing on those long hikes. A well-defined arch and enhanced cushioning under the heal gives your foot plenty of support and helps absorb impact and foot fatigue. The Oboz Luna's rubber toe cap, mud guard and heel bumper give you that bit of extra protection you need on rocky terrain.
Features of the Oboz Luna Hiking Shoe - Womens

Upper: Synthetic nylon mesh and synthetic suede upper
Outsole: Carbon rubber outsole with 4mm lug depth
Midsole: Dual-density EVA foam midsole
Insole: BFit Deluxe Insole


Shoes Deals
Free Kindle Book- Propose, Prepare, Present (was $14.99) & other business
Added on : Wednesday October 15th 2014 04:00:06 AM
g: 3 Posted By: remick
Views: 252 Replies: 1 Propose, Prepare, Present: How to become a successful, effective, and popular speaker at industry conferences
http://www.amazon.com/dp/B00D3VH4KW

Every year, tens of thousands of companiesfrom industry giants to aspiring upstartsapply to speak at conferences. They pump millions of dollars into these events, hoping to find new customers, strengthen their brand, and meet new partners. Sadly, for most of them, things dont go that way. Submitted topics arent chosen; when they are, they come across as tone-deaf sales pitches.

What does it take to be chosen to speakand to rock the mic when given the chance? This book takes you behind-the-scenes of the conference process, showing you how to submit, plan, and deliver a talk that matters. Event organizer Alistair Croll provides many examples based on his experience with a wide range of conferences, including OReillys Strata, Velocity, Web2Expo, and TOC Conferences.

Learn 11 items that help your submission stand outand 11 items that will get it tossed
Explore the hurdles your proposal has to clear before its accepted
Tailor your talk to a conferences topics and themes
Discover why images work better than words in your slide deck
Achieve your business goals by engaging the audience before, during, and after your talk



Powerful Communication: Influence, Persuasion and Communication Skills You Need to Have
http://www.amazon.com/dp/B00L9K6928

Whether you are a business owner, leader, or just about anything else, communication is critical. If your communication abilities are limited, though, your potential for success will also be limited.
In Powerful Communication: Influence, Persuasion, and Communication Skills You Need to Have #1 Best Selling Author Ric Thompson shares proven steps and strategies for how to improve your communication skills and how to use those skills to achieve your goals and live your dreams.



Public Speaking - Simple Tips To Become A Confident And Successful Public Speaker For Life
http://www.amazon.com/Public-Speaking-Confident-Successful-Train...

Youre about to discover how to feel comfortable and fully at ease with public speaking.
Many experts claim that public speaking is a dying art. This is because many people dread standing up in front of a crowd to say their piece. In fact, if they could get away not doing it at all, they probably will. This fear of public speaking breeds a counterproductive mindset that is actually more disadvantageous over the long run.
What is needed is to imbibe the right attitude needed to help you get your debilitating fear of the unknown. To enable you to become a confident and successful public speaker, you need to tell yourself that you are



Informal Learning at Work: How to Boost Performance in Tough Times
http://www.amazon.com/dp/B00B1W1104

Discover how the role of anybody involved with workplace learning, enhancing capability and improving performance MUST change to successfully manage the critical shift in the way organizations need to cater to the learning needs of their employees.
Despite millions spent on training, surveys show that the majority of workers are disengaged and delivering far less than they are capable of. Deliberately harnessing the power of informal learning is the new way to tangibly improve worker capability and performance, right at the point of work.
This book shows you how, using practical advice from workplace learning experts, and examples and case studies from around the world.



How to Pursue an Idea
http://www.amazon.com/dp/B00NCJL7G2

Everybody wants to be an entrepreneur but not everybody knows how to start a business. Did you ever have an idea that seemed good but didn't know how to follow it? Are you having a hard time coming up with ideas that could turn into gold? Well, this book will teach you how to generate ideas, pick the most suitable ones, share them, transform them and then turn them into a moneymaking activity that will go along with a well developed business plan.You'll learn through a step by step process and, hopefully, get motivated enough to make the jump from nothing to SUCCESS!



Capability at Work: How to Solve the Performance Puzzle
http://www.amazon.com/dp/B00NVHO5B4

Many organisations struggle with poor performance. Despite investing in various learning and development initiatives they seem unable to solve the performance puzzle. They cannot get to the real underlying cause of the lack of performance, and so it continues.
Think about it this way - wherever there is poor performance, it is because someone is not capable of doing what needs to be done. Something is stopping them doing the job in front of them.
This book is like a 'Field Guide' that shows you how to operate as a performance consultant, how to identify the root causes of poor performance, and how to collaborate with the operations managers to deal with those root causes.
It is clear that the role of Learning and Development is changing. This is both a challenge and an opportunity for L&D practitioners. The opportunity is yours for the taking!



Actually Useful Accounting
http://www.amazon.com/dp/B00ESUOEW8

Cashflow problems kill more small businesses than anything else. But before you can tame cashflow you have to understand your business: and that means learning basic accounting. Covering everything you need to know from accruals to year-end, Actually Useful Accounting is written by one of the masters of clear explanation: Phil Cohen. Phil started and still runs two consulting firms in Sydney, Australia, and has 30 years experience of what it takes to make a business a success. Contains excellent advice on tax, insurance, invoicing, payment terms, as well as a clear and bulletproof explanation of accounting and its application to running a successful business.



Leadership IS for Everyone
http://www.amazon.com/dp/B00G2BL15Y

Until now, leadership has always been viewed as the purview of a select few - it seems to be more about the "what" these leaders want their subjects to do, rather than the "how-to." That's a mistake, says Vinay Nadig. In this persuasive and pragmatic new book, Vinay makes a case that (a) leadership is accessible to anyone and (b) leadership is a set of sustainable daily behaviors.
He lays out a practical and instantly usable "leadership launch platform" in the form of 20 Leadership Secrets or techniques. These 20 secrets are the foundation of leadership as a way of life - the only real way to perform at an exceptional level.
Read what Marshall Goldsmith, 2 million-selling author of the New York Times bestseller, Mojo and What Got You Here Won't Get You There has to say about "Leadership IS for Everyone":
"In Leadership IS for Everyone, Vinay lays out a vision to achieve exceptional performance and achieve fulfillment at work. His core tenets of doing things rather than being somebody, of sustainable behaviors rather than a belief in hierarchy and title hit the mark in todays workplace. Using a practical workbook-like approach, Vinay leads you through the process of establishing yourself as a leader and then launching into the highest levels of leadership where you focus not just on yourself, but in transforming others. If you are looking to take your performance to the next level and achieve not just your goals but true fulfillment, then reading and using the 20 leadership secrets he shares in this book will prove invaluable."
Books Deals

Amazon Coupons
Close cards, then open new cards with low intro APR?
Added on : Tuesday October 14th 2014 12:00:11 PM
g: 0 Posted By: chilaxe
Views: 22 Replies: 0 I just paid off $10k in credit card debt all at once. Will it work to now close my cards, and then apply for new ones that have a low intro APR?


Concerns:

1. Revolving door: Will card providers not like if I apply for new cards right after closing old cards?

2. Card age: Should I keep those of my cards that have the lowest credit limit and oldest age, in order to keep a high average account age for my cards?

3. No intro APRs for repeat customers: I have cards from 5 companies. Will companies like Chase, Citibank, and CapitalOne not offer intro APRs since I already got those deals from them several years ago?
New User Question Deals
g: 1 Posted By: remick
Views: 113 Replies: 0
http://www.amazon.com/gp/product/B00OD19C92

Easy to Learn, Complete Program (book + video) for Improved Health, Pain Annihilation, and Swift Healing

(You DON'T necessarily need a Kindle Reader to buy and read this book. It's available for immediate reading with your Amazon virtual cloud reader)

For those interested in Traditional Chinese Medicine, relaxation techniques, and Chi (Qi) healing methods - don't pass up the chance to get the chi flowing and enjoying in long list of health benefits.

Through 99 photos, easy to follow guidelines and a 30 min long video, Sifu William Lee explains how very simple self-massage methods can maximize your energy and reduce symptoms of ill health - from arthritis to allergies, back pain to weight loss.

These methods are practical and effective, not theoretical - work through them at your own pace, depending on the level of effect that you need. From your eyelids to the bottom of your feet, self-massaging those important meridian points can release your stress and allow you to live fully and drink deeply of life and its natural healing power.

THIS IS PROBABLY MOST COMPLETE AND FASTEST TO LEARN QIGONG MERIDIAN SELF MASSAGE GUIDE CHECK YOURSELF WHY
Totally Free Deals
g: 1 Posted By: remick
Views: 124 Replies: 0 http://www.amazon.com/gp/product/B008RLPX1K

4.8 out of 5 stars (25 customer reviews)

The U.S. Department of Health and Human Services reports that 80 percent of childhood abuse victims later suffer from at least one abuse-induced psychological disorder. Its proven that the effects of childhood abuse follow women into adulthood. Yet few men are prepared to deal with those effects, even when their own wife is the one who is suffering. And their wifes suffering becomes their own suffering as their needs arent being met by a wife who is powerless to control her inner turmoil.



also free

Abusive Relationships: How to Recognize the Dangerous Signs, Protect your Self-Esteem and Deal with Any Situation Before it Turns Violent
http://www.amazon.com/gp/product/B00JNU0WSI
4.9 out of 5 stars (9 customer reviews)


Books Deals

Amazon Coupons
Clocky Alarm Clock On Wheels (6 Colors)$29.99 + fs @newegg.com
Added on : Monday October 13th 2014 04:00:02 PM
g: 0 Posted By: blackjerry
Views: 0 Replies: 0 http://www.newegg.com/Product/Product.aspx?Item=9SIA0S60FA9708

WAS: $58.99

This is an authentic Clocky alarm clock by the original designers of the product, Nanda Home Inc.

Never over-sleep again! Clocky is the alarm clock on wheels that runs away beeping! You can snooze one time, but if you don't get up, Clocky will jump off of your nightstand up to 3 feet high, and run around your room as if looking for a place to hide. You'll have to get out of bed to silence Clocky's alarm.

Clocky beeps in an R2D2-like robotic pattern so that you are sure to hear him. He's kind of like a pet, only he will get you up at the right time! You can set Clocky to run away right when the alarm sounds, or set to snooze one time before he runs away.

Clocky features a customizable snooze time up to 9 minutes long. You can also turn off Clockies wheels if you don't want Clocky to run away one morning. A backlight helps you see Clocky at night. Clocky is perfect for those of us who have trouble waking up in the morning! He is compact, clever, and playful. He will never cease to amuse you as you wake up in the morning.

- Chrome
- Blue
- Pink
- Red
- Aqua
- Raspberry
g: 0 Posted By: remick
Views: 136 Replies: 1 https://play.google.com/store/apps/details?id=com.Relmtech.Remot...

★★★ Full version is free today with App of the Day ★★★
Download the app "App of the Day" and discover one new paid app, every day, free!
Easily the most feature-filled computer remote. Turns your device into a WiFi or Bluetooth universal remote control for your Windows PC. Mac and Linux support also available (beta). Control your favorite programs, mouse, and keyboard.
Server: www.unifiedremote.com
Fantastic tool for those of you who want to have a remote control for their computer for watching TV, or maybe for listening to music. Gizmodo
Key Features:
Easy server and app setup, that just works.
Loaded with remotes to control many media applications, tools, system settings, etc.
Basic Input remote to control mouse and keyboard.
Automatic server detection to easily find servers on your network.
Server password protection and encryption for added security.
Supports single and multi-touch mouse control.
Wake On LAN to easily start your server.
Includes light and dark color themes.
Server is available for Windows, Mac (Beta), and Linux (Beta).
Control other devices including Raspberry Pi and Arduino Yn.
18 free remotes
Full Version Features:
40+ remotes
Widgets & Quick Actions
Voice commands
Custom remotes
IR actions
NFC actions
Remotes in Free and Full Version:
Basic Input (Mouse & Keyboard)
File Manager
Keyboard
Media
Power
Scroll Wheel
Slide Show
Spotify
Start / Launcher
Task Manager
Windows Media Center
Windows Media Player
VLC (Keyboard)
YouTube
Remotes in Full Version only:
Create and use Custom Remotes
Boxee (Keyboard)
Boxee (Web)
BSPlayer
Command
Chrome
Firefox
foobar2000
GOM Player
Google Music
Google Presentation
Hulu Desktop
Hulu Web
Internet Explorer
iPhoto
iTunes
J River Media Center
Keynote
KMPlayer
Mac OS X
Magnifier
MPC HC
Media Portal
MediaMonkey
Monitor
MusicBee
Navigation
Netflix
Numpad
Opera
Pandora
Picasa
Plex
PowerPoint Advanced
PowerPoint Basic
QuickTime Player
Safari
Send Text
Spotify Advanced
Tellstick
Tellstick Live
Twitch TV
USB-UIRT
Winamp
Windows 8
Windows Photo Viewer
VLC (Web)
XBMC (Keyboard)
XBMC Advanced
Note that some remotes are only available for certain operating systems.
Learn more at: www.unifiedremote.com
Permissions:
INTERNET: for server connection.
BLUETOOTH: for server connection.
WAKE_LOCK: for optional wake-lock.
READ_PHONE_STATE: for auto-pause.
ACCESS_WIFI_STATE: for server connection.
VIBRATE: for optional haptic feedback.
ACCESS_NETWORK_STATE: for server connection.
NFC: for NFC actions.
INSTALL_SHORTCUT: for launcher shortcuts.
CHECK_LICENSE: for licensing checking.
TRANSMIT_IR: for IR remote control.
Totally Free Deals
The Wanderers on DVD - $12.78 on Ebay
Added on : Monday October 13th 2014 11:00:04 AM
g: 0 Posted By: Ayla
Views: 186 Replies: 2 The Wanderers on DVD - $12.78 on eBay



http://www.ebay.com/itm/The-Wanderers-Dvd-New-Ken-Wahl-Widescree...


$19.98 List Price

$9.99 + $2.79 Shipping


The high school scene of the Bronx in 1963 is ruled by rival gangs. The Wanderers are the Italians-only gang, ruled by a group of streetwise, fast-talkin' boys looking for good times and pretty girls in the streets of their tight-knit neighborhood. This charming vignette of 1960s Bronx life, set to the bopping music of the era, follows the lives of boyhood friends and fellow Wanderers Richie (Ken Wahl), Joey (John Friedrich), Turkey (Alan Rosenberg), and newcomer Perry (Tony Ganios) as they fight their local competition, the Baldies, a group of menacing bald-headed toughies, and struggle to make it to a big football rumble with the slick Del Bombers, the local rival black gang. Along the way, Richie is forced to face the repercussions of a romance with a local Mafia daughter (Toni Kalem) while Perry and Joey realize the truth about their hard-living parents (including Olympia Dukakis as Joey's mother). All the while the boys carouse and party at their neighborhood hangouts, living life on the edge while struggling to avoid the other gangs. THE WANDERERS, directed by Philip Kaufman (who later went on to direct THE RIGHT STUFF and THE UNBEARABLE LIGHTNESS OF BEING), is a simultaneously nostalgic and bittersweet vision of street life in 1960s New York, exploring the hardships of growing up on the streets and protecting gang members at any cost while facing the future and losing childhood innocence. The soundtrack features classic tunes by Dion, the Shirelles, the Four Seasons, the Angels, and others.


Compare: $17.97 at Amazon Marketplace

~~~~~~~~~~~~~~~~~~~~~~~~~~~

If those run out, and you are willing to pay $5.19 more:

http://www.amazon.com/The-Wanderers-Ken-Wahl/dp/B0000696IC/ref=s...


List Price: $19.98

Price: $13.98 + $3.99 shipping = $17.97

~~~~~

Otherwise, this movie seems to cost from $25+
DVD Deals

eBay Coupons
g: 0 Posted By: bogalusa
Views: 142 Replies: 0 On the heels of "Cruise Week" (Oct. 6-13 - yes, ends today), which is an industry-wide promotion of what were promoted as special deals, Travelzoo emailed me about a new one.

My guess is that this deal is better than most "Cruise Week" specials, at least for those in the Northeast.
Note the best features and restrictions in highlighted bold.
I really like how it includes taxes!

Details--
From the Travelzoo Newsdesk Balcony on Bermuda Cruise Now $1099 w/$1000 in Extras By Allison Friendly
NATIONWIDE--OCTOBER 13, 2014-- Today, the cost of a balcony cabin on a seven-night Bermuda cruise on Celebrity -- named a top Mega-Ship Cruise Line by Travel + Leisure -- was reduced to $1099 per person.

This deal includes more than $1,000 in extras, including roundtrip transportation from cities across the Northeast to the departure port in New Jersey.

This offer -- which is limited to the first 50 cabins booked per sailing -- includes:

Beverage package for two with unlimited drinks, including alcohol (reg. $686 per cabin)
Prepaid gratuities (reg. $168 per cabin)
$100 onboard credit per cabin
Roundtrip bus transportation to the port in New Jersey from Massachusetts, New Hampshire, Pennsylvania, Connecticut, Delaware, Maryland and Rhode Island (reg. $110 per person)

This deal is available for the May 17 sailing of the Celebrity Summit (pictured). Sailings May 24 and 31 are $50 more per person, and sailings May 3, 10 and June 7 are $100 more per person.

For more information, including all pick-up locations for the bus transportation, and to book with CruCon Cruise Outlet, click below, or call 800-493-6609.
Final price will include $214-$226 in taxes per person.
The sale ends at 11:59 p.m. ET Friday.
Note: If no transportation to the port is needed, travelers will receive an additional $100 in onboard credit (for a total of $200 per cabin).

Click for More Info
Terms & Conditions: All airfare prices listed include mandatory taxes, but do not include baggage fees, which may be additional.
All vacation and cruise prices listed are per person, based on double occupancy.
Cruise Deals Deals
g: 0 Posted By: DaysFan
Views: 144 Replies: 0 codes: DISCOVER
and COLUMBUShttp://www.rockport.com/Spend $150, Save 20%; Spend $200, Save 25%; Spend $250 and Save 30%. Not all product are eligible for discount, exclusions apply. Excluded product may be purchased in order to reach promotional threshold, whereby discount would be taken on only those eligible products within the same order. Offer valid at Rockport.com through 10/13/14 at 11:59 PM EST. Online offer not valid on the following styles/collections: clearance styles, Classics Revised, Encounter, World Tour Classic Men and Women, Essential Details, Perth, Rugged Bucks, RocSportsLite 2, ZoneCush, Total Motion, and Margin. For online purchases, enter online code at checkout. Limit one per customer. 2014. The Rockport Company, LLC. Rockport.
Shoes Deals

Rockport.com Coupons
g: 0 Posted By: bittul
Views: 88 Replies: 0 drugstore.com is taking an additional 20% off all "Fragrances" when you click through this link:
[url]http://www.drugstore.com/user/promo.asp?code=55CF103C&aid=338012...[/url]

Many great deals, including:
Adidas Dynamic Pulse Eau de Toilette Spray for Men 3.4 fl oz = $6 + FS
[url]http://www.drugstore.com/adidas-dynamic-pulse-eau-de-toilette-sp...[/url]

Charlie Blue by Revlon Eau de Toilette Spray 3.4 fl oz = $6.23 + FS
[url]http://www.drugstore.com/charlie-blue-by-revlon-eau-de-toilette-...[/url]

Note, the items above are free shipping, BUT, adding any other items to cart seems to invalidate the FS until you hit $35.

Most fragrance is not Shoprunner eligible, but some, like those above are free standard shipping.
Beauty Deals

drugstore.com Coupons
13Deals - Eddie Bauer 11-in-1 Wooden Pocket Tool -$7.99 - SHIPS FREE!
Added on : Sunday October 12th 2014 02:00:04 AM
g: 0 Posted By: GraPaJo
Views: 251 Replies: 0 Eddie Bauer 11-in-1 Wooden Pocket Tool - SHIPS FREE!

http://www.13deals.com/store/item.php?id=39381

$7.99

Retail:$20.00

You save:60%

Product Info
Need a screw driver, nail clipper, bottle opener? The
Eddie Bauer WOOD POCKET TOOL has all of those
and more. It has 11 functions in 1 tool. Carry it with you
on the go and have everything you may need right in
your pocket.

Product Features:

Flathead screwdriver
Nail clipper
Clip point blade
Can opener
Steel nose pliers
Wire cutter
Knife
Saw
Bottle opener
Phillips screwdriver
Nail file




Tools Deals
Cafe Press $24 off $48+ Expires 10/14/2014
Added on : Sunday October 12th 2014 02:00:02 AM
g: 0 Posted By: selivingstonmba
Views: 94 Replies: 0 cafe press has a code for $24 off $48+ and it expires 10/14/2014. I just placed 2 separate orders last night and it worked great. Shipping was $7 standard, but still, this is a great deal!

Code is:CAJAHR1011

Last year I purchased a very unique shower curtain (http://i1.cpcache.com/product_zoom/697403944/gothic_library_wind... them and got so many compliments on Thanksgiving when I had guests. It looked much better in person and much more vibrant. This year I purchased 2 throws.For those that do not know about them, you should check them out if you are looking for something really unique for your home, etc. From the website:

cafepress is where the world's creative minds join forces to provide an unparalleled marketplace. We give you the power to createcustom productsandpersonalized giftson a variety of high-quality items such ast-shirts,hoodies,posters,bumper stickers andmugs.cafepress also allows you to set up online shops where you can design and sell your own unique merchandise. Our design tools make it easy to add photos, text, images, and even create cool designs or logos from scratch. As if it couldn't get any better, you can even find content from major entertainment partners such asThe Hunger Games,Big Bang TheoryandStar Trek as well as products dedicated tohobbies,birthdays, themilitary andmore. At cafepress we print each item as it's ordered and many products ship within 24 hours.
Home & Garden Deals

Cafe Press Coupons
g: 0 Posted By: ctgolfer
Views: 169 Replies: 0 The LEAFPRO universal leaf collection system is the solution to the annual problem of bagging those piles of leaves in your yard. Engineered to fit all major brands on the market, the LEAFPRO fits gas and electric models with its variety of universal connectors. Do not waste time emptying that small bag when you can send mulched leaves directly to the can. A flexible 8 foot hose with drawstring mesh hood fits over 32 to 55 gallon waste containers and leaf bins for no touch, (waste containers or bins not included). With no touch clean up, enjoy the freedom to go anywhere in the yard and bring the waste container along as you vacuum the leaves into it. LEAFPRO Universal Leaf Collection System for Blower/Vacs

Fits all major leaf blower/vac brands to include gas and electric Designed for no touch high capacity leaf collection for waste cans up to 55 gal (waste can not included) Pro flow, mesh hood cover with cinch-tight drawstring Flexible industrial strength 8 foot hose connector Includes 4 factory fit tubes, 1 universal fit tube, flexible hose, and hood

Universal Fit for Gas or Electric Brands The included four factory-fit connectors and one universal fit connector will fit all major brand blower/vacs up to 5-inch diameter. The LEAFPRO high capacity universal leaf collection system fits brands like: Black and Decker, Ryobi, Toro, Husqvarna, Murray, Poulan Pro, Craftsman, and Worx. The LEAFPRO will turn your gas or electric blower/vac into a direct-to-can leaf collection system without touching a single leaf!

www.ebay.com/itm/WA4054-WORX-LeafPro-Universal-Collection-System...
Garden Deals

eBay Coupons
g: 0 Posted By: BPH789
Views: 31 Replies: 0 OK for those who missed out on the screamingly hot deal 1 oz American Gold Eagle for $1,239 last weekend and for those who rather foolishly made comments about AE's purity (which by the total weight is indeed 1 oz gold) - here is a decent deal - 1 oz "PURE" Gold Canadian Maple Leaf Coin for $1,260. Personally I only own AE coins and many of the dealers pay premium on AE but for those who want gold at seemingly bargain price.

BTW - the AE sold for $1,239 is selling for $1,334 this weekend of almost $100 higher than what appears to be short term bottom (as I noted with charts). I wished I picked up more than 5 as that was the eBay limit...

http://www.ebay.com/itm/2014-1-oz-Gold-Canadian-Maple-Leaf-Coin-...
Maple Leaf

And some technicals here Gold Charts - triple bottome
Case Logic 16" Laptop Attache Bag, Black/Grey $14.99 @ www.walmart.com
Added on : Friday October 10th 2014 10:00:03 PM
g: 0 Posted By: jaymanthegreat
Views: 163 Replies: 0 Case Logic 16" Laptop Attache Bag, Black/Grey $14.99

Item Description:Now you can easily keep your portable computer and other sensitive gadgets safe and secure wherever you go with the Case Logic 16" Laptop Bag. This slim and compact carrying case can accommodate up to a 16" screen and is designed with a power pocket that comfortably fits those bulky cords and cables. This black/grey Case Logic laptop bag shields your digital devices from scratches and impact. It is equipped with elevated accessory pockets to hold your cell phone, wireless mouse, iPod, business cards, pens and other accessories and peripherals that you may need. This particular model has an integrated neoprene pocket to secure your flash drive and eliminate the hassle of having to rummage through your stuff just to find a small item. This stylish laptop carrying bag is made with a luggage strap which attaches to rolling luggage for easy portability.Case Logic 16" Laptop Attache:

This slim, compact case is compatible with laptops with up to a 16" screen
Power Pocket feature includes a streamlined front pocket designed to comfortably fit bulky power cords and cables
Accessory storage pocket stores a portable mouse, iPod, cell phone, pens and other peripherals
Laptop carrying bag comes with an integrated neoprene USB drive pocket
Comfortable shoulder strap and padded handle for easy portability
Luggage strap securely attaches to most rolling luggage
Case Logic laptop bag color: Black / grey

Luggage Deals

Walmart Coupons
g: 0 Posted By: remick
Views: 194 Replies: 0 http://www.amazon.com/gp/product/B00K6MYQEI

A book of Business and Financial research. Understanding finance from a research perspective is always interesting. Innovative research is used and the book throws light of finance and business correlations with a practicality that can be implemented. It is a way of seeing finance.



also free

Sources of Wealth
http://www.amazon.com/Sources-Wealth-Andrea-Plos-ebook/dp/B00BB8...

This book is a no-nonsense, easy-to-follow guide for everyone who has ever been afraid of finance. In it youll find the tools to help you grow your money and increase your peace of mind, and youll find the confidence to achieve the things youve always dreamed of.
In this book, you will learn about the different types of investmentfrom paper assets to Real Estate, as well as how to assess and manage risk, set achievable goals, and even start your own business. Well meet some successful people and examine the decisions they made that helped them achieve successincluding the skills they developed, which sectors they invested in, and how they approached the opportunities and problems that came their way.
Two of the most vital lessons you will learn are how to approach life with a positive attitude and how to develop the skills to handle whatever challenges come your way with confidence and ease.



Street Smarts The Business of Life: 5 Principles That Will Change Your Life
http://www.amazon.com/Street-Smarts-The-Business-Life-ebook/dp/B...

Would you like to achieve all your goals, become successful and reach your full potentialeither in your current career, a new business venture or simply in your personal life? Do you think about all the changes you need to make in your life and wish for change but arent sure how to get started?
It is possible to reach your goals and attain the success youve always wanted and the steps probably arent as overwhelming or intimidating as you imagine they might be.

Street Smarts contains a series of proven principles and insights Ive gathered through the years I spent living in the streets. These principles helped me go from being homeless to becoming a successful entrepreneur in the digital industry. The good news is, no matter at what point youre at in your own life, you can also make the positive changes you need to become successful. In Street Smarts, I lay out simple principles and insightful ideas and show you how to apply them in your daily life in order to reach your goals.
This book is a simple step-by-step guide with exercises that will encourage you to take action and apply these philosophies to your daily life. By adhering to the following advice, you will be able to accelerate your results, analyze what you are currently doing to see whats working and whats not, and make the necessary changes to live a happier and better quality of life.



Market Yourself to the Top!: A Headhunter's new job-winning "Personal Marketing Portfolio" and "Search Plan" that beats the resume! (Market2top! Book 1)
http://www.amazon.com/Market-Yourself-Top-Headhunters-job-winnin...

Learn the secrets in this book on how to:
Create your very own custom Execufirm Marketing Portfolio / Brand like a
professional.. Graphic Designer
Market your Marketing Portfolio like a. Headhunter
Win the job Interviewing like a. Professional Vendor
"This is much more than just another 'how-to' book on finding a better career.
This method will REVOLUTIONIZE the entire landscape of the American job
market! The Execufirm Marketing Portfolio ushers in a whole new era in personal
marketing."



Productivity Hacks Unleashed: Brilliant Life Hacks To Increase Productivity, Improve Time Management, Save Money And Live A Better Life (FREE BONUS INCLUDED) ... Productivity Hacks, Time Management Book 1)
http://www.amazon.com/Productivity-Hacks-Unleashed-Brilliant-Man...

DISCOVER HOW TO BE MORE PRODUCTIVE, HAVE BETTER TIME MANAGEMENT, SAVE MONEY AND LIVE A MORE AWESOME LIFE WITH PRODUCTIVITY HACKS UNLEASHED!



BizEtiquette
http://www.amazon.com/BizEtiquette-Cassie-Piasecki-ebook/dp/B009...

A Small but Mighty Etiquette Guide for Entrepreneurs, Small Biz Owners, Freelancers, Independent Contractors, and anyone who just wants to be a bit more classy in Biz.
As a lifestyle entrepreneur, I work and socialize with many entrepreneurs, freelancers and independent contractors. I realize everyone is not cut from the same bolt of etiquette cloth that I am. As technology becomes smarter, I have noticed that the lines of good etiquette are blurred even more.
The best way for me, up until now, to teach others about good BizEtiquette was by example. I set the standards of how I ran my biz and hoped a droplet of good etiquette stuck to the people I met. People can argue that you shouldnt worry what others think of you. But in this world, the way it is today, competition is fierce and news travels fast. Id rather ensure that my actions show me as a biz owner with honesty, integrity and a little good karma thrown into the mix than as a haphazard gal with a who gives a s*#t attitude when dealing with customers and vendors.
This little guide is filled with a lot of common sense, some helpful hints and a bit of humor. It is the perfect guide for anyone just starting out in the biz world and those who need to bring the blurred lines of good etiquette into sharp focus.



Master Problem Solving and Decision Making: How to use the power of creative thinking to solve problems and make inspired decisions
http://www.amazon.com/Master-Problem-Solving-Decision-Making-ebo...

This book teaches you a systematic approach to problem solving that it based on Creative Problem Solving strategies.
The book contains three sections:
Section 1 looks at creative thinking which is the key skill required to solve problems effectively. What is creative thinking? How can it be developed? What blocks creativity?
Section 2 takes you step by step through a process that finds creative solutions for all areas of your business or personal life. This is called the Solved Method which is the practical application of creative thought.
Section 3 provides example scenarios that utilise the Solved Method.



Operation Money: A Financial Guide for Military Service Members and Families [Kindle Edition With Audio/Video]
http://www.amazon.com/Operation-Money-Financial-Military-Familie...

"From investing in education and affording a home to choosing the right credit products and adequately saving for retirement, Operation Money offers military-specific advice to achieving financial stability." --Michael E. O'Neill, Chairman, Citigroup Inc., First Lieutenant, U.S. Marine Corps, 1969-1971

When it comes to money, military service members and their families face financial challenges that civilians simply dont.
While serving on active duty, members of the military are typically asked to move every few years and must learn how to manage money during multiple deployments. And managing the finances means figuring out a way to maintain a balanced budget while communication is limited. Meanwhile, the spouse at home is essentially functioning as a single parent without the necessary skills and tools to make serving as the familys Chief Financial Officer as easy as possible.
That is, until now.
Books Deals

Amazon Coupons
g: 4 Posted By: remick
Views: 193 Replies: 1 http://www.amazon.com/gp/product/B00KN0J9P4/

5.0 out of 5 stars (4 customer reviews)

Lean how to create your own will and power of attorney forms to prepare for an uncertain tomorrow.
Written and edited by licensed attorneys.
No one wants to think of their own death. But it is important to plan for your family and other loved ones are provided for if anything should happen to you. Guidance On Creating Your Own Will & Power of Attorney can help you create your will (last will and testament) and power of attorney legal documents that you actually understand.

Wills and powers of attorney are not only for people who are at the age where death is not far away. People die at all ages. A will is needed if you have assets and property to be allocated to those you wish to benefit. A power of attorney can help fulfill your specific wishes if you are ever in a comma. Now is the time to think about creating your legal documents if you have not created them. If you have created them, make sure that your documents are current and reflect the changes in your life because the court will look to these documents as proof of your wishes. If you dont have them or they are missing, the court will apply state laws. These laws may not reflect your wishes, so make sure you look seriously at the making or updating of your documents at the earliest.

Sample Forms Include:

Wills

Last Will and Testament (for single and married couples)
Self-Proving Affidavits
Living Will
Power of Attorney

Healthcare"Durable
Financial"Durable
Minor Child Care"Limited
The Legal Self-Help Guide series provides information to those who want to understand their legal rights and responsibilities in an effort to resolve legal problems or know enough to feel confident in their decision to retain legal counsel. This Guide provides plain-English explanations as an alternative to the legal jargon that fills legal books.

Express Your Rights. At Peerless Legal we believe the law is only useful when people have the tools they need to understand their rights. Join us on our quest to make the law usable and accessible to anyone. Peerless Legal was founded with quality in mind. All of our products are created by a licensed attorney who believes in our mission to empower individuals by giving them the legal self-help tools to access legal information, make decisions, and engage the system. You can take part by turning information into actions.

No CDs | No Confusing Online Application Forms | No Monthly (Or Hourly) Fees

Save Time | Save Money | Make It Legal | Learn Basics

Youll discover how to:
ensure your possessions will be distributed as you wish,
authorize someone to act on your behalf regarding healthcare and financial matters if you become unable to make your own decisions,
reduce the potential family conflicts,
reduce stress and heartache for loved ones,
and specify funeral wishes,
Books Deals

Amazon Coupons
g: 0 Posted By: tinman951
Views: 100 Replies: 0 Newegg is selling the Seagate Backup Plus 2TB USB 3.0 portable drive for $89.99. That's $110 off msrp (which is rather high).
Drive Link
Expires 11:59 pm PT October 11th.
Also "Free ADATA 32GB flash drivew/ purchase, limited offer"
Limit 5

Red color only, however the silver and black are $99.99. All colors have the free 32GB flash drive.
This is easy to setup for a basic backup for those that don't know how to do it.
External Hard Drives Deals

Newegg Coupons
How to Buy a Car With No Cash, No Credit and No Time?
Added on : Friday October 10th 2014 06:00:12 AM
g: 0 Posted By: mwa423
Views: 61 Replies: 7 A buddy of mine came to me a few weeks ago, drives a 2004 Mazda 3 with 161k miles and he is starting to think that putting additional money into it would be throwing good money after bad. We talked, I helped him map out a budget and the type of car payments he could afford thinking while his credit wasn't good, we could probably get him in somewhere at 10-15%. Not good, but hopefully re-fi out after a couple years of good payments. The reality is that he hasn't been able to get approved by any banks he has talked to (including USAA, Navy Fed, etc.). I'm not sure if the retail businesses just won't touch his level of credit, even though I know that banks like Wells Fargo Dealer Services take some rough subprime credit.

An additional problem is that he had (has?) a title loan on his current car, his plan was to just trade it in and let the dealer pay it off.

After a lot of searching, he found a few cars he was interested in, several older models which were under $5k but he thought were good buys. The obvious downside is most banks wouldn't accept those cars (due to age) as collateral on an auto loan (2001, 2002, 2003, etc.). He also doesn't have the cash in the bank to pay cash for these vehicles and has been turned down for personal loans from banks (including prosper and lendingclub).

Engine blew this weekend and the car is probably toast (don't know all the details). At this point, it is unlikely he has any significant amount of cash (probably less than $1,000 in his checking account), credit is poor (only one credit card with a $500 limit, $0 cash advance ability). I don't want to tell him to go hit a dealership and get screwed on 25% financing and get caught back in a debt trap and I really don't want him rolling to a buy here-pay here joint. But what other options can I suggest? The only one I can think of is to send him to adealership, talks like he'll pay cash, negotiate price and allows them to offer financing. See what they can get him.
Personal Finance Deals
Intex Challenger K2 2-Person Kayak - $100 Walmart / Amazon
Added on : Friday October 10th 2014 06:00:03 AM
g: 0 Posted By: piscesTX
Views: 25 Replies: 0 For those who have never used a Kayak, this one seems to be a good choice. Given its price and good reviews,I ordered one and life vests ( was cheaper at WalMart.com).
Intex Challenger K2 2-Person Kayak:

Inflatable 2-person kayak
30-gauge PVC vinyl
Weight capacity for Intex Challenger kayak: 350 lbs
Includes aluminum oars, a double quick hand pump, a backrest, removable skeg, grab line on front and back, and cargo net
Dimensions: 138"L x 30"W x 15"H
Model# 68306EP


http://www.walmart.com/ip/Intex-Challenger-K2-2-Person-Kayak/236...
http://www.amazon.com/Intex-68306EP-Challenger-K2-Kayak/dp/B0017...
g: 0 Posted By: fistfulofdollars
Views: 153 Replies: 0 Here

Total comes out to 57.38 per 2 pack. Earlier deals were a little better with 25$ gift card. However as this sale is active this week with 10% off, people in need of diapers can benefit

PS: Earlier there were deals similar to this posted in fullofdeals.com and I benefited from those. In fact, I used a gift card from earlier purchase yesterday. Since the original threads expired and this sale is active this week, I thought I would share so somebody else can benefit.
Baby & Kids Deals

Target Coupons
Cox - VIP bundles for current customers - YMMV
Added on : Thursday October 09th 2014 01:00:04 PM
g: 0 Posted By: fref
Views: 213 Replies: 1 Note that I am in AZ - offer terms in the email I received say it is for current Cox Arizona customers, but there may be similar offers available if you are in a different Cox market.Last week, I received an email offer from Cox regarding a new bundle available to "VIP customers". There were two bundles offered, each requiring a 2-year agreement. Each bundle has an offer code(s). I do not think they are restricted/specific; when I called to sign up for the bundle the rep knew what I was talking about and didn't ask for the codes. Bundle 1 (Offer code BN144LX60):

$119.99/month
Ultimate Internet (top tier) - speeds up to 150 Mbps
Contour TV - with Record 2 or Record 6 DVR. HBO, Cinemax and Starz included.

Bundle 2 (Offer code BN144GX60 for plan with digital phone OR BN144LX60 and AC143HP60 for plan with home security):

$129.99/month
Ultimate Internet (top tier) - speeds up to 150 Mbps. It is not specified in the email, but the bundle includes rental of DOCSIS 3.0 modem which is needed to see those speed levels.
Contour TV - with Record 2 or Record 6 DVR. HBO, Cinemax and Starz included.
Digital Phone (with unlimited nationwide long distance) OR Home Security monitoring (Preferred level)

Other items of note:

2-year contract is required, but the above rates are guaranteed for 3 years.
Rates go up by $30/month in year 4 and by another $30/month in year 5.
Home security monitoring requires 3-year agreement (since I already have agreement in place, I did not need to re-do/extend).

For me, the $129.99 bundle will represent just short of $60/month in savings over years 1-3 and my rates in year 5 will be slightly more than I currently pay. On top of the savings, I am getting the following service improvements:

Increased internet speed - currently on Preferred level capable of up to 50Mbps, though I am only getting about 25 Mbps since I still have a DOCSIS 2.0 modem. I'll be upgrading the modem as part of the bundle.
Upgrade to a Record 6 DVR (from Record 2) and adding the premium channels that I didn't currently have before. I don't need those channels, but if they are part of a bundle that saves me money, I'll take them.
Upgrade to Preferred Home Security monitoring. I am not currently using any devices that require that level of monitoring (thermostat, cameras, etc.) but they were planning additions in the near future and now my monitoring fee will not need to increase since it is part of the bundle.

Usually, the bundle deals are for new sign ups, so it is nice to see a pretty good deal offered for existing customers.
Services Deals
g: 0 Posted By: remick
Views: 72 Replies: 0 http://www.amazon.com/gp/product/B005G82AF4

5.0 out of 5 stars (16 customer reviews)

Youve just played two great shots to get onto the green.... and then fluffed the easiest of putts!How did that happen?
Surprisingly it has little to do with your ability. It comes down to something you may never have considered; its habit. Habits can make you do things you really didnt want to do, yet most golfers remain unaware of their influence.
The innovative golf tips in this book, will help you get into The Zone to breakthrough the performance limiting habits holding you back and let you take greater control over your game. You'll discover why you may not be getting the most from your golf instruction books or Coach, and how to improve your game by making it simpler.
You'll learn how to:-

1) eradicate those annoying mistakes
2) increase your distance by using less effort with your golf swing
3) improve accuracy by not trying
4) simplify your golf

You can do all this once you get into The Zone, the ultimate state in which to play at your peak and take your game to levels beyond your expectations.
The book is internet linked to further resources included in the cover price. These include audio files of the techniques to download onto an mp3 player to take onto the course or range, plus advice on posture and sports injury in the form of ebooks and videos.



also

Open Mind: An Introduction to Silent Mind Golf
http://www.amazon.com/Open-Mind-Introduction-Silent-Golf-ebook/d...
Totally Free Deals
Buying Prepaid Debit using Target Gift Card
Added on : Thursday October 09th 2014 05:00:11 AM
g: 0 Posted By: AcuraKidd
Views: 1 Replies: 0 I have a question for you guys,

I returned something worth $150 to Target, but since I didntnhave a receipt or the CC used to pay, they gave me a Target Gift card. The cashier said its store credit and not a gift card, although the card says gift card.

Is there a difference between Target store credit or gidft card?

Next question, I basically need to cash out on this card, so my idea is to purchase a prepaid Visa or MasterCard, what are my chances?

If I can't get those, can I just buy an Amazon Kindle Card? Is it still possible to cash those out via Amazon Payments?

Anyone have any other ideas on how to cash out this $150 Target card?
Personal Finance Deals
g: 0 Posted By: remick
Views: 198 Replies: 0 http://www.amazon.com/gp/product/B00H7R3XL2/

Ever do something you immediately regretted? Wish you could take back those words you just blurted out? Keep on wishing. Odds are against you. Eventually, almost everyone will get their 15 seconds of notoriety. So expect the worst and get prepared for it. You'll suffer less.

Lawyers are on the front lines when clients are caught in an unflattering spotlight. So are those who do Crisis & Reputation Management. They work side-by-side.

A LAWYER'S GUIDE TO CRISIS PR: Protecting Your Clients In & From the Media is a cautionary tale. It offers some do's, but far more don'ts. Its goal is to make you more valuable to your clients by providing an overview of the challenges of dealing with the media -- and the dangers of making missteps.

It's brief on purpose. You're busy and have little time. We have no desire to fill pages with fluff. We explore questions you said are important to you, and we distill essential concepts that you need to know. No wasted words.
Books Deals

Amazon Coupons
Free 3D Filament sample pack at foxsmart
Added on : Wednesday October 08th 2014 03:00:03 PM
g: 0 Posted By: kilpy
Views: 376 Replies: 0 For those of you into 3D printing, I found this the other day..
foxsmart.club is giving away free 3D filament sample packs. Looks like they have 25 feet each of 7 colors per pack. Must buy 1 roll of their filament ($18/roll) to qualify for the free pack.
Free Filament Packs


Electronics Deals
Free 3D Filament sample pack at foxsmart
Added on : Wednesday October 08th 2014 12:00:07 PM
g: 0 Posted By: kilpy
Views: 88 Replies: 0 For those of you into 3D printing, I found this the other day..
foxsmart.club is giving away free 3D filament sample packs. Looks like they have 25 feet each of 7 colors per pack. Must buy 1 roll of their filament ($18/roll) to qualify for the free pack.
Free Filament Packs


Free Samples Deals
g: 0 Posted By: ctgolfer
Views: 110 Replies: 0 Pocket-size solutions for hundreds of every day tasks
Precision engineered for strength and durability
Perfect for home office and on-the-road
Lightweight and portable
Flashlight requires 4 Button Cell batteries (included)
Color will be selected at random from those shown

Multi-Tool
Flathead Screwdriver
Phillips Screwdriver
Can Opener
Bottle Opener
Corkscrew
Knife
Saw
Fish Scaler
Nail file
Hole Punch
Sewing Eye
Scissors
Mini-Flashlight
Carabiner


http://13deals.com/store/item.php?id=39333
Health & Beauty Deals
LED Rotating Multi-Colored Lamp Bulb - $6.13 or $6.15 on Ebay F/S
Added on : Wednesday October 08th 2014 08:00:07 AM
g: 1 Posted By: Ayla
Views: 97 Replies: 0 LED Rotating Multi-Colored Lamp Bulb - $6.13 or $6.15 on eBay F/S


http://www.ebay.com/itm/like/261333863567


Price: $6.13 + Free Shipping


~~~~~~~~~~~~~~~

http://www.ebay.com/itm/E27-3W-G80-G60-Colorful-Rotating-RGB-3-L...


Price - $6.15


~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
IF THOSE RUN OUT, THERE ARE ALSO:


http://www2.pulsetv.com/prodinfo.asp?rcid=117&number=6470



Your Price: $7.99

Compare at: $24.99 (68% off)


Shipping on 1 = $3.99
Shipping for 3 = $5.97



Plug in the party! This LED Rotating Lamp Bulb produces a stunning ''disco'' effect when plugged in to an ordinary light socket. There's no electrical cord, buttons, or controls to complicate things; just screw it in!

The bulb's prismatic globe automatically spins to refract red, blue, and green lights. Since it's using LED lights, it has a lifetime of 20,000 hours, and saves energy. Note: Not suitable for dimmers or electronic remote controlled switches.

Features:
- LED Disco Light Bulb
- Automatically Rotating Prismatic Globe
- Easy To Use: Just Screw in Light Socket
- 20,000 Hours Lifetime
- Low Energy Consumption
- Produces Very Little Heat
- Red, Blue, Green LEDs
- Great for Parties, Bars, Stage Lighting, and More


Buy more to save more...
Get one for $7.99
Save an additional $4.00 and get two for $11.98
Save an additional $6.00 and get three for $17.97
Save an additional $8.00 and get four for $23.96
Save an additional $10.00 and get five for $29.95



Electronics Deals

eBay Coupons
48 double rolls of Cottonelle Clean Care Bath Tissue: $23.94 @ Amazon
Added on : Wednesday October 08th 2014 08:00:04 AM
g: 0 Posted By: kirbydog
Views: 56 Replies: 0 Not sure if this is global, but there is a $2 off coupon as well. Free shipping if you have a Prime account. A bit more can be saved via Subscribe and Save if you participate in those programs.
Cottonelle double rolls
I was planning to buy this at Target for the $10 gc when you spend $40 on selected products deal, but Amazon's price is lower when using the $2 off coupon and I don't have to spend $40 or carry the packages home.
Home & Garden Deals

Amazon Coupons
The $1,000 Pill That Could Cripple the VAs Budget
Added on : Wednesday October 08th 2014 05:00:14 AM
g: 0 Posted By: SangioveseW
Views: 38 Replies: 0 CNBC article: http://www.cnbc.com/id/102070424?trknav=homestack:topnews:6

A few quotes:

While struggling to beef up its medical staff and sharply reduce the time it takes veterans to get appointments at health facilities, the staggering cost of Sovaldi, a specialty drug to treat Hepatitis C, is threatening to blow a $1.3 billion hole in the agency's budget in the next two years. It's a fiscal crisis that could force deep agency cutbacks in other areas.

The VA is the largest provider of care in the U.S. for chronic Hepatitis C virus infections, which can destroy the liver and require a liver transplant or result in death. The VA has 174,000 veterans under its care with documented HCV; another 42,000 could be added once they're properly tested.

Yet the medicine costs $1,000 per pill or $84,000 for the obligatory 12-week treatment. The 3.2 million Americans who are infected by Hepatitis C could benefit greatly from the treatment. Still, the total cost of covering those people with the new drug would exceed the $300 billion the U.S. is spending annually on pharmaceuticals.

The drug already is beginning to strain the budget of one major government agency and could dramatically run up the costs of other health-related programs, including Medicaid and Medicare as well as federal and state prison systems that are required to provide inmates with health care services.

Although Gilead and the VA negotiated down the price of a tablet from $1,000 to $543, according to one source, the long-term cost of Sovaldi to the VA could be staggering and will eclipse the treatment costs of most other diseases, including cancer.Federal and state officials, for example, likely will be able to negotiate big discounts with the drug manufacturers or establish clinical protocols that limit the number of people eligible for treatment."Now that's a valid point," Salo added. "But the concern a lot of my members have is that they don't actually think those types of protocols, while they are certainly medically justified, are going to get upheld in the courts."Salo said he could imagine the courts bowing to pressure from the Centers for Disease Control and other public health advocates who say, "This is a communicable infectious disease and it is unconscionable not to cover everyone."
Discussion Deals
g: 0 Posted By: gaijinexpat
Views: 5 Replies: 0 For those of you with kids passionate about Pokemon, Newegg is discounting the pre-order of the new 3DS games by $3 (promo code EMCWPPC225). I've seen larger discounts for previous Pokemon games but nothing yet for this set.

Newegg is also discounting other video games pre-orders:
$59.99 promo codeEMCWPPC223
$49.99 promo codeEMCWPPC224
$39.99 promo codeEMCWPPC225

This is the link to the Uber Game Tober​ page. Expires tomorrow.
g: 0 Posted By: tedhawkins
Views: 159 Replies: 0 32 GE Energy Smart 13-Watt Light Bulbs (8Pack X 4) $39.99 Fs @ Deal Genius

http://www.dealgenius.com/

Save the planet and your electricity bill with GE Energy Smart CFL bulbs! Save 14% off Amazons lowest prices with this great deal! These bulbs are the #1 selling in the country, and for good reason. Each bulb only uses 13-watts of power while providing the same light as a 60-watt. That difference can save you up $1.57 per bulb per year. GE bulbs are designed to keep shining for up to 9 years of use, making them the perfect bulbs for those hard to reach spots. Replace all the lights in your home and watch the savings stack up!
nuts & bolts
#1 Selling Bulb; Save 14% on Amazon Prices!
Energy Smart bulbs last up to 9 years
Replaces 60-watt bulbs while using only 13-watts
Bulbs use 75% less energy and last 8-10X longer
Save an average of $51 in energy costs each year
CFL bulbs in a soft white color; spiral shaped
Brightness of 825 Lumens base up; 745 Lumens down
Bulbs fit in standard size incandescent sockets

whats in the box
(4) 8pk GE Energy Smart 60-Watt Replacement Bulbs; New in retail packaging.
Home & Garden Deals
g: 0 Posted By: geezlouise
Views: 199 Replies: 0 Izze 24-pack 8.4 oz cans variety flavors


Amazon has the 24-pack of 8.4 oz cans of Izze sparkling juices for $15.64 with Subscribe & Save (less if you have more than the usual 5% S&S discount). This is for the variety pack of three flavors - Blackberry, Apple and Clementine.
Price fluctuates a lot on these and cost for individual flavors vary at the moment.

Good deal for those who like the Izze beverages. These also go over well at parties as a great adult alternative to soda, especially for non-drinkers and designated drivers.



Grocery Deals

Amazon Coupons
Izze sparkling juices 24 $15.65 with S&S Amazon
Added on : Monday October 06th 2014 05:00:01 PM
g: 0 Posted By: geezlouise
Views: 0 Replies: 0 Izze 24-pack 8.4 oz cans variety flavors


Amazon has the 24 pack of 8.4 oz cans of Izze sparkling juices for $15.64 with Subscribe & Save (less if you have more than the usual 5% S&S discount).
Price fluctuates a lot on these and cost for other individual flavors vary at the moment.

Good deal for those who like the Izze beverages.


Narley flip flop sandals $0.50 FSS Kmart
Added on : Monday October 06th 2014 06:00:03 AM
g: 0 Posted By: ACandJVR
Views: 33 Replies: 0 Good for those disposable ventures...
Narley Flip Flops Fifty Cents

Personal card for business purchases for points?
Added on : Sunday October 05th 2014 12:00:08 PM
g: 0 Posted By: mwarrior
Views: 101 Replies: 1 So given that Costco is ditching Am3x in Canada, and has already started accepting MC... Anybody have any insight on how CC issuers would feel about personal card usage for business purchases?
Also any suggestions on which MC to use? I've seen a few options such as the MBNA and BMO World Elite products, as well as Cap1.
Delta has a Skymiles card in Canada and it's 2miles/dollar (not a bad option).
I currently have a former Citi Driver's Edge card for 2% back across the board, but given the devaluation I'm not sure which would be a better option out of all of those...
And like I said, suggestions on how banks would feel using a personal card for mostly business use?
Question Deals
g: 0 Posted By: gnet
Views: 118 Replies: 0 Logitech Wireless Performance Mouse MX for $57.90 shipped, no tax (at least to CA)
http://www.buydig.com/shop/product.aspx?sku=LTMXMOUSE
Keyboard & Mouse Deals

Buydig Coupons
g: 0 Posted By: scoobydooby
Views: 75 Replies: 0 Yes, I know that just under a buck for a MicroUSB cable isn't a miracle deal, but these are 5 inches, and are perfect for those that picked up things like an Anker 5 port charger and want a little less clutter. I pack these in my bag when I travel, along with the Anker, and it makes for a really nice little multi-device kit.

Decent reviews, just be sure to click the "10 pack" button for the deal.

http://www.amazon.com/gp/product/B00JX1262C/ref=oh_aui_detailpag...
Electronics Deals

Amazon Coupons
g: 1 Posted By: MISTERCHEAP
Views: 167 Replies: 0 Look for the $5 free Kmart GC coupon in the new ad in Sunday papers (wrap around on front page) with a flu shot at their pharmacy.

Flu Shots are free for most with health insurance (usually about $25 otherwise).



https://pharmacy.kmart.com/shc/Mygofer/pdf/Final%20Rx_$5_Giftcard_Flu_Page.pdf

WITH COUPON AND THE
PURCHASE OF A FLU SHOT
While supplies last. Participating stores only. Flu Shot must be purchased between now and 3/31/15. Consumers to pay all required
taxes. This offer is not valid for and cannot be used by any patient who is a beneficiary of a federal healthcare program, such as,
Medicare Part D, Medicare Advantage, Medicare Part B, Medicaid, or TRICARE. Offer not valid in AR, Guam, MA, NJ, NY, or Virgin
Islands. Limit (1) coupon per member. Not valid in combination with any other offer or coupon. Void if acquired from any channel
other than those approved by Sears Holdings, if photocopied or otherwise reproduced and where prohibited by law; any other use
constitutes fraud. Cash value 1/20. Use of this coupon constitutes your acceptance of the Shop Your Way terms and conditions,
available at www.shopyourway.com/terms. *Gift card good towards the next purchase of non-pharmacy merchandise

Gifts Deals

Kmart.com Coupons
g: 0 Posted By: andunn
Views: 176 Replies: 0 Cuisinart 10-Piece Hard Anodized Cookware Set
Menards SKU: 4736528
Model #: HW62-10

Everyday Low Price:$89.00
Sale/Clearance Price:$68.99
- 11% Mail-In Rebate: $7.59
- Mail-In Rebate: $20.00
Your Final Price: $41.40

http://www.menards.com/main/search.html?search=4736528
This is in-stores only. No Limit. Not available on-line. Decent reviews when searching on-line.

For those not familiar with this store. Menards is a home improvement store that is mostly associated with Mid-West states. This obviously isn't a expensive or super high quality set, however, those on a budget and looking for a decent set this is a great deal.

**Please note for those not familiar with the Menards mail-in rebate process:
They are for in-store credit and NOT actual $$ back.
They usually have a 4-6 week turn around after mailing in.

Personal Note:
I have been doing Menards rebates for over 10 years and have only had to contact them once.
Home & Garden Deals
g: 0 Posted By: ctgolfer
Views: 140 Replies: 0 Kills 99.9% of germs using just water - no chemicals required. Great for homes with kids or pets.

With SmartSelect Technology, select the specific floor type Wood/Tile/Stone and the mop automatically releases the right amount of steam. Safe to use on sealed hardwood floors

Large removable water tank for convenient refilling

Ready-to-go tank illumination changes from red to blue when the water reaches the correct temperature.

Mop automatically shuts off the steam when parked upright for those quick pauses during cleaning.

Includes: Steam Mop, 23' Cord, 2 Washable Microfiber Pads

www.ebay.com/itm/Black-Decker-SmartSelect-Steam-Mop-BDH1720SM/33...
Appliance Deals

eBay Coupons
Credit Card Statement Cut Dates
Added on : Saturday October 04th 2014 07:00:07 PM
g: 0 Posted By: noelandres
Views: 88 Replies: 4 I need to know exactly when my statement cuts for each credit card. I noticed that different credit card companies have different formulas for deciding when the statement cuts.

Chase, Discover and Barclays seem to always cut the statement on the same day of the month. While Amex, Citi, and BoA(FIA) have cut on a different date each month. I called each
company and asked about this. Amex was very helpful, in part because their method is very simple. They always give you 25 days of grace. So the formula in Google Sheets is:

=DAY(EOMONTH(TODAY(),0))-XX

Where XX is a number that depends on your payment due date (XX=25-Due Date). So, if your Due Date is on the 15th, then XX = 25-15=10.

Now, I can't figure out Citi's or BoA's formula. The CSR tried to explain to me how they decide it. But it just doesn't make sense. I wonder if anyone has figured out how those 2 CC companies decide the statementcut date. At this point, I just asked them for the closing dates in the next 12 months, but this is not a permanent solution. I'll have to call and ask them again in 1 year.

Any help with this would help out a lot. I'm hoping I'm not the only one who keeps track of most of their CCs information, so hopefully someone has already this figured
out.

Thanks for any input.


Credit Deals
Good Fortune Fetish Pink Love Knot Mini Card Case crafted in bright leather, brings good luck and high style to those who carry this little gem. Featuring top zip leather tab closure, DVF logo on back, hide-away gold tone clip and chain and front slip pocket with gold tone love knot detail. Signature box included.
g: 0 Posted By: tedhawkins
Views: 157 Replies: 0 *Price Drop* NETGEAR VueZone Add-on Day Camera (VZCB2010-100NAS) $59.99 Fs Amazon

http://www.amazon.com/NETGEAR-VueZone-Add--Camera-VZCB2010-100NA...

Also, the Motion Day camera is $69.99 & Day/Night is $87.99

NETGEAR VueZone wire-free add-on camera (VZCB2010) allows you to add a camera to your existing VueZone system. Adding a camera to your personal video monitoring network is incredibly simple. Just a click on the SYNC button on your existing VueZone base station and your camera is instantly viewable.

Peace of Mind

Ever wonder what happens at your home or business when youre not there? NETGEAR VueZone is an incredibly simple and convenient way to see for yourself. Check on your family. See what your pets are doing. Make sure your home is secure. VueZone is live remote video right on your smartphone, tablet or computer. Thats real peace of mind at your fingertips.

Mobile Apps for Your iPhone or Android

The VueZone Mobile app allows you to see live video, record video or take a snapshot on your iPhone, iPad, and Android mobile devices. Recordings are securely stored on your private cloud account for viewing later, sharing or downloading. For those times when you arent mobile, access your VueZone account from any computer using most internet browsers.

click, stick, view
VueZone is WIRE-FREEand hassle-free

Installation takes less than 10 minutes with the 100% wire-free VueZone cameras. Camera positions can be adjusted easily from one magnetic mount to another.

Everybody is a Tech-Wizard with VueZone

No tech expertise is required to set up and view your VueZone system. All it takes is a simple push of a button. Just pick the best spot to install your cameras then Click, Stick, View. It really is that simple!

Choose a Service Plan

From a FREE plan with basic access, to the most popular Premier service that gives you more features and supports up to 5 cameras, to the Elite plan for power-users, VueZone has a service plan for you.

FREE Premier* Elite*
View live video anywhere iOS & Android App, web
Motion detection with email alerts snapshot snapshot / video snapshot / video
Cameras supported 2 5 15
Locations supported 1 1 3
Digital pan & zoom
Securely record video to the cloud Up to 250MB; unlimited date range Up to 500MB; unlimited date range
*please visit us at www.vuezone.com/serviceplans for pricing

Heres how VueZone works

The cameras are battery-powered and connect wirelessly and securely to your Base Station. The Base Station simply plugs into an available port on your network router to communicate with your private, secure account in the Cloud.

VueZone VZCB2010
VZCB2010
enlarge
Package Contents

VueZone camera (VZCB2010)
Classic wall mount
2 Lithium CR123A photo batteries
Quick Install guide
System Requirements

VueZone base station
High-speed Internet connection and an available port on your router
Flash-enabled browser for viewing
It's easy to expand your VueZone system
Keurig Mini $37.59 or less at Kohl's OCT 9-13 with Kohl's charge
Added on : Thursday October 02nd 2014 08:00:04 PM
g: 3 Posted By: nuggy
Views: 1217 Replies: 5 OK.....Let's try and get a qualifier for the yearly T-Shirt.....

Kohl;'s will have the Keurig MINI Reg 124.99 on sale for $99.99......Pretty normal.....

But they have one those overlap in coupon periods which makes this special for this product and several others.....

Keurig K10 B31 MINI Plus Personal Coffee Brewer is the search SKU.....

1. $10 off $50 in home sale.........$89.99..........Code......HOMESALE10
2. 20% off Friends and Family..... $71.99.........Code.......FFSAVE20
3. .Kohl's charge discount(20%)....$57.59..........Code.......OCTPYD20
4.$10 Kohl's cash over $50.........$47.59..........No Code
5.Keurig $10 manuf. rebate....... $37.59..........PDF yet to be posted. Will be there within the above dates.
6.Fatwallet. 2 to 3% extra

I do not have the free ship code for October. I am sure someone will be happy to supply. These codes can be used in store also. If you are signed up you will/should have received them in the mail.

So from $124.99 to $37.59. That is approximately 70% off of manufacturers suggested retail price. Pretty hot.....

Additionally most of the above can be used for any item in the "Home Sale" areathat is in that $100price "sweet spot" to get 60ish percent off.

Nice overlap!
Appliance Deals

Kohl's Coupons
Keuring Mini $37.59 or less at Kohl's OCT 9-13 with Kohl's charge
Added on : Thursday October 02nd 2014 09:00:12 AM
g: 0 Posted By: nuggy
Views: 264 Replies: 3 OK.....Let's try and get a qualifier for the yearly T-Shirt.....

Kohl;'s will have the Keurig MINI Reg 124.99 on sale for $99.99......Pretty normal.....

But they have one those overlap in coupon periods which makes this special for this product and several others.....

Keurig K10 B31 MINI Plus Personal Coffee Brewer is the search SKU.....

1. $10 off $50 in home sale.........$89.99..........Code......HOMESALE10
2. 20% off Friends and Family..... $71.99.........Code.......FFSAVE20
3. .Kohl's charge discount ...........$57.59..........Code.......OCTPYD20
4.$10 Kohl's cash over $50.........$47.59..........No Code
5.Keurig $10 manuf. rebate....... $37.59..........PDF yet to be posted. Will be there within the above dates.
6.Fatwallet. 2 to 3% extra

I do not have the free ship code for October. I am sure someone will be happy to supply. These codes can be used in store also. If you are signed up you will/should have received them in the mail.

So from $124.99 to $37.59. That is approximately 70% off of manufacturers suggested retail price. Pretty hot.....

Additionally most of the above can be used for any item in the "Home Sale" areathat is in that $100price "sweet spot" to get 60ish percent off.

Nice overlap!
Appliance Deals

Kohl's Coupons
g: 0 Posted By: BenH
Views: 410 Replies: 18 Hoping that someone in the real estate business, or who has gone through this recently, can give me some valid info.

I'm in an 8 unit condo building that currently has a 38% OOR.
Most of the remaining owners occupants are hoping to leave within the next couple years (me included) and they, along with some of the absentee-owners would like to sell.

From what I (think I ) know, the current lending policies are like this:
1) FHA loans require 50% OOR
2) Conventional loans require 70% OOR. Although this is a general rule and not all financial institutions follow it. Many are on a case by case

In either case, we're SOL based on these numbers.

I have read some other literature which suggests that Fannie Mae/Freddie Mac actually don't actually have a minimum OOR if you will be purchasing as your primary residence.

I'm looking for the facts on what is true and current.
Also looking for any tips in trying to sell a condo under these stipulations. To me, it basically mean that you are narrowing the purchaser pool to only those who can pay cash, or can get a conventional loan on a case-by-case basis (excellent credit, etc).
Personal Finance Deals
Free Kindle Books- Outdoor Photography of Japan: Through the Seasons
Added on : Thursday October 02nd 2014 08:00:20 AM
g: 13 Posted By: remick
Views: 274 Replies: 1 Outdoor Photography of Japan: Through the Seasons - Volume 1 of 3 (Winter/Spring)
http://www.amazon.com/Outdoor-Photography-Japan-Through-Seasons-...

Outdoor Photography of Japan: Through the Seasons - Volume 2 of 3
http://www.amazon.com/Outdoor-Photography-Japan-Through-Seasons-...

Outdoor Photography of Japan: Through the Seasons - Volume 3 of 3
http://www.amazon.com/Outdoor-Photography-Japan-Through-Seasons-...


A Book of Photos taken in eastern and northern Japan through the four seasons of the year. Daniel has been living in Japan for over 10 years and he and Kazuya have known each other for about 9 of those years. They have been traveling around together and doing photography in northern and eastern Japan and exhibiting their work on their respective websites. Friends have been encouraging them to prepare a book of their photos so that the world can see them. They have finally gotten around to doing just that. This book highlights approximately 430 of their photos. The photos range from astounding mountain scenery taken through the seasons to close-up photos of flowers also through the seasons. If you wonder what Japan has to offer the traveler or tourist this book will give you some hints and clues as to what you might be able to see if you travel to Japan in any of the four seasons. This book will take you as far north as you can go on Hokkaido, the Northern Island, as well as to Akita, Aomori, Fukushima, Gifu, Gunma, Kanagawa, Nagano, Niigata, Saitama, Shizuoka, Tochigi, Toyama, Yamagata and Yamanashi Prefectures in Japan.



also

Some Violets of Eastern Japan - 2nd Edition
http://www.amazon.com/gp/product/B00JZG2JYK/

Climbing a Few of Japan's 100 Famous Mountains - volumes 1-12
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Ddigita...
Totally Free Deals
Free Kindle Book, "Herbal Medicine For Beginners" @ Amazon.com
Added on : Thursday October 02nd 2014 08:00:15 AM
g: 8 Posted By: MrLincoln
Views: 475 Replies: 2 Link
Herbal Medicine For Beginners - A Beginner's Guide for Using Herbal Medicine for Curing, Healing and Health [Kindle Edition]Elaine Wilcox(Author), Herbal Medicines(Introduction), Herbals(Introduction), Herbal Remedies(Introduction), Herbal Medicine Guide(Introduction), Natural Remedies(Introduction)
2 reviews, 5-stars
Note: This is only a 23-page highly SIMPLIFIED INTRODUCTION!! It is hoped that it will serve as a springboard for further study for those who are so inclined!
Books Deals

Amazon Coupons
Free Kindle Book- Raptor 6 (was $14.99)
Added on : Thursday October 02nd 2014 07:01:52 AM
g: 12 Posted By: remick
Views: 773 Replies: 1 http://www.amazon.com/gp/product/B00HX7CTDO

4.7 out of 5 stars (127 customer reviews)
#1 in Kindle Store > Kindle eBooks > Literature & Fiction > Action & Adventure > War & Military



Editorial Reviews

Ronie Kendig is one of those rare authors who never fails to amaze me. No matter how many of her books I read, she always manages to outdo herself. Raptor 6 is no exception. The Quiet Professionals trilogy opens with rapid-fire force, pulling readers into a web so deep and tangled that surfacing feels like breaking water in a desperate attempt for air. If book one is any indication of what awaits in the next two installments, there is no doubt The Quiet Professionals will become my favorite Kendig series.

Fans of Kendig and/or military suspense wont want to delay in getting their hands on this one.
(Elizabeth Olmedo Fiction Addict 2014-02-14)

Raptor 6 was a real page-turner and well written. It is obvious that the author has done a great deal of research and it really comes through during the story. This book is a fast-paced thriller that I wouldnt hesitate to recommend.


Book Description
Raptor Team hunts down a threat to the American military community when cyber terrorists attempt to steal US national security secrets from the militarys secure computers. Then a missionary teacher with an advanced degree in quantum cryptology is captured, and Captain Dean Watters must risk everything to save her and his brothers in arms.
Books Deals

Amazon Coupons
FitStudio daily deal (bug?)
Added on : Tuesday September 30th 2014 06:00:07 PM
g: 0 Posted By: steveo
Views: 0 Replies: 1 For those Shop Your Way folks out there, it looks like the FitStudio.com daily deal is broken - allowing you get multiple "coupons" instead of just one per day. I'm pretty sure these are NOT stackable, but keep trying until you get something like $5 off $15. A few weeks ago, I had about $17 off $20 (multiple surprise points) and went into the store, and the system didn't really know how to handle them, so the associate essentially stacked them and gave me the full discount.
Health Deals
g: 0 Posted By: leonc
Views: 0 Replies: 0 While this isn't the lowest price ever for this football (that appears to be $8, but it only hit that price a few times and for what appears to be a single day each time), getting an official (NFL) size American football for under $10 is a great price, and the Amazon price just dropped below the $10 point to a current price of $9.89 with FSSS or free 2 day with Prime.
Linkazon

As an added note, for those who are not aware, if you have a Wilson football and the bladder springs a leak, you can get a replacement bladder and new laces from Wilson for only $5 shipped. You just send a check and tell them what size ball the new
bladder is for and they send the replacement bladder and laces. The address to send the check to is:
Wilson Sporting Goods
Attn: Football Repair
217 N. Liberty Street
Ada, OH 45810

In my case, I received the new bladder in about 2 weeks or less.



Sports & Outdoors Deals

Amazon Coupons
McDonalds $50 gift cards for $41.50 at CardCash
Added on : Tuesday September 30th 2014 04:00:03 PM
g: 0 Posted By: IgorSkovoroda
Views: 88 Replies: 0 Link
CardCash.com is offering a 17 percent discount on gift cards (2 days only).
For those who visit McDonalds a lot, you can think of it as a 17 percent return on investment.

Gifts Deals
2014 Black Friday T-Shirt Design Contest
Added on : Tuesday September 30th 2014 03:00:04 AM
g: 0 Posted By: HeatherS4
Views: 237 Replies: 0 Welcome to the 2014 FatWallet Black Friday T-Shirt Contest! It is the kick-off to our favorite time of year, when the opportunities to save money are as plentiful as the creativity of our new and loyal FatWallet members!  Here's your chance to become famous among your peers!  Design a FatWallet Black Friday T-Shirt that our community loves the most and you'll not only be famous, you'll be $500 richer!The Skinny on Our Fat Awards:Submit a qualifying design* and receive:A Private Message with a link to claim your free FatWallet Black Friday 2014 T-shirt!A 2014 Black Friday T-Shirt Design badgeAn entry into a drawing for one of ten $50 gift cards to shop at your favorite FatWallet store! (One entry per member.)Submit the winning design and receive:A box of FatWallet premium schwagThe coveted 2014 Ding Ding Winner's badge and all the bragging rights that come with it!12 Black Friday 2014 Black Friday T-Shirts with your crazy awesome winning design that you can give to others!50 Virtual High-Fives from FatWallet employees!A gift card loaded with $500 to spend at your favorite FatWallet store!Everyone who enters a qualifying design* gets a 2014 Black Friday T-shirt! (Only one t-shirt will be awarded per member.) *A qualifying design is a design must meet all the design guidelines, copyright guidelines and it must be in line with the FatWallet values. (All badges, t-shirts, and prizes will be awarded after the design contest and voting have ended.)Are you lacking the creativity gene?If you think you're lacking the creativity gene and are too chicken to submit a design...we understand. You can still get a free 2014 Black Friday T-Shirt by posting a qualifying Hot Deal between 9/30/14 - 10/27/14.The Design Guideline DetailsPlease review the design guidelines, grab the logos below, and create a super snazzy t-shirt design your fellow community members will want to choose as their favorite! Submit Designs 9/30/14 Noon - 10/14/14 NoonOnly FatWallet members can enter a design or vote.Aside from the FatWallet logo, your entries must be your own original, unpublished work and must not include any third-party logos or copyrighted material. By entering the competition, you agree that your submission is your own work and you give FatWallet all rights to the image.Quality not quantity is the goal. Multiple designs must be submitted as separate entries. Only one entry per person will be allowed in the final voting round. Only one free shirt will be awarded to each FatWallet member.Elements of a Qualifying Design:Incorporate both Black Friday 2014 and the FatWallet logo. (The logo may be either green and black, green and white, all black, or all white. The swirl can be used as an additional design element.)Fit inside an area of 17” wide and 18” high, on the front of a t-shirt.Use 3 colors maximum plus the background color of the shirt. No gradients, drop shadows or glow effects.Example: gray shirt, green and black logo, plus white accent.Gray shirt: Background colorGreen & Black logo = 1st and 2nd colorWhite accent: 3rd colorThe FW logo is PMS Green 376Submissions must be formatted as jpg or png. May not be on t-shirt background. One image submission per topic.NOTE FatWallet reserves the right to disqualify entries that do not meet design, copyright guidelines or are not in line with FatWallet values. We reserve the right to alter winning design for production suitability.FatWallet Logos:Click images for larger format.Green & BlackGreen & WhiteAll BlackAll WhiteSwirlCommon reasons for disqualifications:Using more than the 3 colors plus the t-shirtIncluding gradients, drop shadows, glow effects (they count as multiple colors)Alteration of the FatWallet logoUse of clipart or copyrighted imagesDesign Submission:Upload only one design per reply to this topic. (If you have multiple designs to upload, please upload them in separate replies so we can disqualify those that need it without disqualifying all your designs.)The deadline to enter is 10/14/14, 12:00 PM (Noon) CTAny designs that we do not feel can be duplicated for t-shirt silk-screening may not be included in the voting. We will do our best to notify you with a PM in a timely manner so you have the opportunity to submit another entry.Promote & VoteFatWallet staff will select a group of finalists (the number of finalists is TBD) and FatWallet forum members will select the winning design. The Voting Gallery will open at at noon on 10/16/14.Voting will take place between 10/16/14 Noon CT through 10/23/14 Noon CT. Winner will be announced 10/24/14.You'll be able to see all the finalists in the voting gallery. (I will post the link for you all when the voting gallery is live!)Only 1 design per user will be allowed in final voting round.You will be able to vote for your top 2 favorites in the final voting period.FatWallet Staff may not vote in the final voting period.Encourage your friends and family in social media to come and vote for your design!We discourage creating alt accounts to stack voting results. Anyone caught stuffing ballots or cheating will be disqualified, their votes will be erased, and they will lose any badges or entries into the gift card drawings they have earned as a result of this contest. If a member who has their design in the final voting round is caught stuffing ballots their design will be disqualified as well.Winners from Previous Years:2013 Winner2012 Winner2011 Winners2010 Winner2009 Winner2008 WinnerSee all 2013 Entries See all 2012 Entries See all 2011 Entries See all 2010 Entries See all 2009 Entries See all 2008 Entries Have fun! :) Heather
Deal Deals
Post a Hot Deal Get a Free 2014 Black Friday T-Shirt!
Added on : Tuesday September 30th 2014 03:00:04 AM
g: 1 Posted By: HeatherS4
Views: 156 Replies: 0 Ready to win free FatWallet schwag? The FatWallet Black Friday T-Shirt Games have begun and we've just opened up our annual 2014 Black Friday T-Shirt Design Contest thread! It's time to start earning those free t-shirts by submitting a design and/or posting a hot deal!  

Want a 2014 Black Friday T-Shirt? Here's what you need to do:
1. Submit a T-Shirt design of your own here by October 14, 2014 12:00pm (Noon) Central.
2. Share Your Hot Deals in the FatWallet Forums!STEP 1: Post a Hot Deal from one of our affiliated retailers    STEP 2: If your Hot Deal has a positive rating at the 24-hour mark, check your FatWallet private messages and follow the link to claim your T-shirt. The private message will be from "ForumNotifier."The deadline to claim your shirt and have pick of sizes is November 7, 2014. All shirts must be claimed by November 15, 2014, but we cannot guarantee we'll have your size available after November 7th.New This Year: In addition to earning a free t-shirt, you'll also receive our new "I Posted a Hot Deal and Earned a Free T-Shirt" badge! 
Got questions? We've got answers! Here are the Post a Hot Deal Get a Black Friday T-Shirt FAQ:
Q: Why does it have to be a deal from an affiliated retailer?
A: Because the shirts aren't free for us. 

Q: Do they have to be CashBack eligible deals?
A: No 

Q: Can I have more than one T-shirt?
A: One per person. 

Q: Did I make it? Where's my note; where's my T?
A: Give it time, friends! It can take up to 48 hours for you to receive notice. 

Q: When will I get my T-Shirt?
A: T-shirts that are claimed before November 7th will be mailed in time for Black Friday

Eligible deals will be posted after September 30, 2014 12:00 AM CST. Offer expires after 1,000 eligible Hot Deal topics, October 27, 2014 at 11:59 PM.
Need a little help? Not sure where to start and how to get your deals to turn "green?"
In case you're new to these parts, here's a little guidance to keep your deals "green" during this most serious shopping season:  Hot Deals Forum FAQ (Please read if you are new here!)   Deal Hunting 101 - tips, tricks and cheats to find and post the best deals   
P.S. If you believe you're eligible for a t-shirt, you have waited past the 48 hours after posting your deal, please PM me the link to the Hot Deal you posted so I can look into it. Please do not send me your link before the 48 hour mark!
Deal Deals
$5 off any 1 TENA Product on Amazon
Added on : Monday September 29th 2014 08:00:11 AM
g: 0 Posted By: Smartshopper76
Views: 244 Replies: 0 Go to the link below to get a coupon for $5 off any TENA product on Amazon. That's a HUGE discount!

https://www.amazon.com/gp/coupon/%245+OFF+On+Any+%281%29+TENA+Pr...

TENA has some great solutions for those everyday oopsies. Even better is a great discount!
Health Deals

Amazon Coupons
Handy Automatic Hands-Free Can Opener - $8.00 w/ FS @ DailySteals
Added on : Monday September 29th 2014 04:00:10 AM
g: 0 Posted By: Savvymommy03
Views: 218 Replies: 0 DailySteals has theHandy Automatic Hands-Free Can Opener on sale for $8.00 w/ free shipping.


Single-touch action for the hands free way to remove awkward tin lids
One touch operation is safe and hygienic
Cuts precisely leaving no sharp edges
Magnetically attaches to your can's lid for easy, mess-free removal
Can opener shuts off automatically after completely opening the can
Convenient size allows for easy storage in kitchen drawers
Ideal for those with arthritis or limited hand mobility
Opens variable sized cans (small, medium or large) quickly and easily
Contoured ergonomics design fits naturally in your hand
Powered by only 2 x AA batteries (not included)
1 Year Warranty

Home & Garden Deals
Have Chase Sapphire Pref, what next?
Added on : Sunday September 28th 2014 05:00:06 AM
g: 0 Posted By: Thisiswhaticanafford
Views: 79 Replies: 2 All,
Adult daughter was able to get Chase SP when they had 50K bonus a while ago. She is due for a $5K home improvement purchase and I would like to see her get another high-value card and she'd be able to meet a spend bonus with that improvement. Just missed the United 50K which would have been a consideration for her travel fun.

I keep thinking one of the AMEX so as to keep Chase open for if/when another United 50K comes along. But,I've also heard good things about Chase Freedom or Ink, is it true that those points can be combined into Chase Ultimate Rewards?

Thanks for any and all help/opinions!
Discussion Deals
g: 2 Posted By: remick
Views: 255 Replies: 0 Fred 2.0: New Ideas on How to Keep Delivering Extraordinary Results
http://www.amazon.com/gp/product/B008PX0IS8/
4.9 out of 5 stars See all reviews (54 customer reviews)

Nine years ago, bestselling author and business consultant Mark Sanborn introduced the world to Fred, his postman, who delivered extraordinary service in simple but remarkable ways. Freds story inspired millions. Companieseven, citieswere inspired to turn the ordinary into the extraordinary each day.
Today, with stiff competition from the networked global economy, delivering extraordinary results is more important than ever. With Fred 2.0, Mark not only revisits the original Fred to gain new insights, but also equips all of us with new strategies to achieve more. Youll not only be inspired by Fred 2.0, youll also have the tools and strategies to aim higher and achieve the extraordinary.



The POWER of URGENCY: Playing to Win with PROACTIVE Urgency
http://www.amazon.com/gp/product/B00DMFNOUS
5.0 out of 5 stars (23 customer reviews)

Have you ever said, "I am really great in a crisis!" You recall rising to the immediate challenge with the best of yourself. The question posed by The POWER of URGENCY is, "Why wait for a crisis to be at the top of your game?"
The author describes how to use the amazing strength, creativity and boldness you discover through your reaction to a fight-or-flight situation, and do it proactively when and where you choose.
As a business leader, entrepreneur, or anyone ready to change the status quo, learn how to create from the best of yourself by being urgent in pursuing the objectives most important to you.



A Practical Guide to Risk Management
http://www.amazon.com/gp/product/B005EZIJ22
4.7 out of 5 stars (18 customer reviews)

Managing risk is at the core of managing any financial organization. Risk measurement and quantitative tools are critical aids for supporting risk management, but quantitative tools alone are no substitute for judgment, wisdom, and knowledge. Managers within a financial organization must be, before anything else, risk managers in the true sense of managing the risks that the firm faces.



The Myth of the Garage
http://www.amazon.com/gp/product/B00755MHA4
4.3 out of 5 stars (83 customer reviews)

From Chip and Dan Heath, the bestselling authors of Switch and Made to Stick, comes The Myth of the Garage ... and other minor surprises, a collection of the authors' best columns for Fast Company magazine. There are 16 pieces in all, plus a previously unpublished piece entitled 'The Future Fails Again'.
In Myth, the Heath brothers tackle some of the most (and least) important issues in the modern business world:
- Why you should never buy another mutual fund ('The Horror of Mutual Funds')
- Why your gut may be more ethical than your brain ('In Defense of Feelings')
- How to communicate with numbers in a way that changes decisions ('The Gripping Statistic')
- Why the 'Next Big Thing' often isn't ('The Future Fails Again')
- Why you may someday pay $300 for a pair of socks ('The Inevitability of $300 Socks')
- And 12 others . . .



BOOM! You got that graduate job: How to survive Day 1 and go from sucker to star player in 15 easy steps
http://www.amazon.com/gp/product/B00E31B736

THE GRADUATE CAREERS BOOK WITH A DIFFERENCE.
#1 Amazon Bestseller in three categories...
Have you been offered your first graduate job? Are you still hunting? Either way, this step-by-step guide will help you get through that terrifying first day when it arrives, then quickly develop into a star performer.
Why are some grads able to excel in the corporate world, walk around with confidence, get great results and build a network of support around them? What makes them different to the vast majority who end up appearing nothing more than mediocre?
When Seb Constable was applying for graduate schemes and other graduate jobs, he devoured every book on the subject. He discovered how to pass numerical and verbal reasoning exams, learned how to game personality quizzes and how to excel in assessment centres.
But as he realised in a panic when he was finally offered the graduate placement of his dreams that's where the advice ended. There was no comfort-blanket manual he could clutch to get through the terrifying ordeal of Day 1. And there was nothing explaining exactly how to get from shuddering fresh-out-of-uni wreck to confident, capable professional.
Seb knew a guide had to be written, for all those feeling just as hapless and terrified as him. He felt it was his duty to create it. Fast forward 18 months. This is that guide.
Books Deals

Amazon Coupons
Craftsman 13 in. Tool Bag - $3.99 FSP @ Sears
Added on : Sunday September 28th 2014 01:00:02 AM
g: 0 Posted By: Xenocrates
Views: 74 Replies: 0 Craftsman 13 in. Tool Bag- $3.99 FSP @ Sears

Note: I have one of these bags, they are pretty durable and can hold a lot of tools and weight. Definitely a good trunk toolbag.

4.5 / 5 Stars with 409 Customer Reviews


Also available for those who need more room:

Craftsman 2 pc. Tool Bag Set (16" and 20")- $11.88

4.5 / 5 Stars with 163 Customer Reviews




Tools Deals

Sears Coupons
g: 2 Posted By: BigBoyMichigan
Views: 817 Replies: 6 New Year = New Registration For 2014 McDonald's Monopoly Game


*Game Pieceswill not be Issueduntil In-Store Starting Game Date (September 30, 2014)

McDonald's Monopoly Sweepstakes is here again! Enter the 2014 Monopoly Game at McDonald's for your chance to win thousands and thousands of prizes like a million dollars cash, $100,000 cash, Free McDonald's food prizes, and much, much more!Must be 13+ to enter and play online, Validat participating McDonald's restaurants.


McDonald's Special Links
Register For 2014 McDonald's Monopoly - Enter Code First
I Won A Prize - Enter Winning Code Here
Canadian Residents - Prize Redemption Website
Guam or Saipan Residents - I Won RedBox or MyCokeRewards Prize
Prize Redemption Frequently Asked Questions
McDonald's Monopoly Big Winners 2003 - 2014
McDonald's Monopoly 2014 Official Rules
McDonald's Restaurant Locator - USA
BigBoyMichigan's FatWallet Deals


*McDonald's Monopoly Pre-Promotion Online Sweepstakes
$10,000 Sweepstakes Prize..................................................1 Winner -ARV: $10,000.00
*Game Pieces will not be Issued until In-Store Starting Game Date (September 30, 2014)
Starts......September 23, 2014 at 12:00 a.m. EST
Ends........September 29, 2014 at 11:59:59 p.m. EST


IN-STORE GAME
Starts......September 30, 2014 at 12:00 a.m. EST
Ends........October 27,2014at 11:59:59 p.m. ESTor while supplies last.




FREE MONOPOLY LETTER CODES - EVERYONE CAN USE THESE ONCE*
============================================================
McDMONOPOLY (Pre-Premotion Facebook Code)



* Any Individual Code that has a Mix of Numbers & Letters can only be used once, Once its used, No one else can use it!
Share a FREE Monopoly Letter Code and Get Credit For It



SPECIAL MC DONALDS RULES ABOUT THE GAME:
===========================================
* While the giveaway is essentially identical in each country where it is available, game pieces collected in one country cannot be used in another country.
* For all versions of the online game, players are allowed to enter 10 codes per person, per day, not including the FREE Codes. One Pre-Promotion Sweepstakes entry per person. One online registration per participant.
* Note that the official rules state: "The purchase, sale, trading, or barter of Game Pieces, Game Stamps, FREE Codes or Game Codes via Online or live auctions, or any other methods, does not constitute Legitimate Channels and is expressly prohibited.
* If you are related to, or romantically involved with a McDonald's Employee you are unable to participate in the game.
* Participants with Disabilities: If you have a disability that you believe prevents you from participating in the Game, or if you are a USA, DC, Canada, Guam, Saipan resident who needs assistance in redeeming a Prize, contact (866) 375-0638 for assistance.



# CHANCES PER PRODUCT:
======================
* Free Game Pieces By Mail (See Below)................6 peels

* 20-piece Chicken McNuggets.............................4 peels**
* Large Fries..............................................................4 peels

* Medium Fountain Drink (21 oz).............................2 peels
* Medium Ice Water (21 oz).......................................2 peels
* Medium McCafe Beverage(16 oz)......................2 peels
* LargeMcCaf Beverage(20 oz).........................2 peels
* Big Mac Sandwich.................................................2 peels
* Bacon Clubhouse Sandwich................................2 peels
* Filet-O-Fish Sandwich.........................................2 peels
* 10-piece Chicken McNuggets.............................2 peels
* Premium McWrap................................................2 peels
* Hash Browns..........................................................2 peels
* Egg White Delight McMuffin sandwich.............2 peels
* Egg McMuffin......................................................2 peels
* Sausage McMuffin with Egg sandwiches........2 peels
* Fruit & Maple Oatmeal..........................................2 peels


**Special Note: Where 20-piece Chicken McNuggets packaging is not available, Participants who order 20-piece Chicken McNuggets will receive two (2) 10-piece Chicken McNuggets, each with one (1) Game Piece.Check with store as once the peels runs out on a certain product, They will NOT be resupplied





IN-STORE PRIZES - MCDONALDS MONOPOLY 2014
===========================================
$50.00..............................................................................1,000 Winners - ARV: $50.00..........Collect & Win
$100 Cash Prize............................................................10,000 Winners - ARV: $100.00.........Instant Win
$5,000 Cash Prize..................................................................5 Winners - ARV: $5,000.........Collect & Win
$10,000 To Help Pay Your Bills..............................................4 Winners - ARV: $10,000........Collect & Win
$100,000 Cash Prize..............................................................4 Winners - ARV: $100,000.......Instant Win
$1,000,000 Cash Prize...........................................................1 Winner - ARV: $1,000,000...Collect & Win
Cessna Private Jet Trip..........................................................2 Winners - ARV: $16,900........Collect & Win
Cessna Discovery Flight.......................................................10 Winners - ARV: $400.00.........Instant Win
Beaches Resorts Vacation.................................................75 Winners - ARV: $6,500..........Collect & Win
Softcard Mobile Wallet Prizes.............................................238 Winners - ARV: $3,150..........Collect & Win
$2,000 Target GiftCard......................................................20 Winners- ARV: $2,000.00......Instant Win
$020.00 Target eGiftCard................................................6,000 Winners- ARV: $0,020.00......Instant Win
$010.00 Target eGiftCard..............................................30,000 Winners- ARV: $0,010.00......Instant Win
$005.00 Target eGiftCard............................................100,000 Winners- ARV: $0,005.00......Instant Win
$5,000 Target GiftCard & Early Black Friday Access...........10 Winners -ARV: $5,000.00......Collect & Win
$25.00 Shell V-Power Gift Card....................................3,500 Winners - ARV: $25.00...........Instant Win
$10.00 Shell V-Power Gift Card....................................5,000 Winners - ARV: $10.00...........Instant Win
Shell Fuel for a Year...............................................................4 Winners - ARV: $2,350.00......Collect & Win
Dream Trip From Delta Vacations........................................20 Winners - ARV: $7,500.00......Collect & Win
My Coke Rewards 50 Bonus Point Bundle............4,000,000 Winners - ARV: $2.00.............Instant Win
1-Day Redbox Rental...............................................5,600,000 Winners - ARV: $2.00..............Instant Win
VIZIO P-Series 50" Class Ultra HD Smart TV....................260 Winners - ARV: $999.99..........Instant Win
$10.00 Arch Card........................................................20,000 Winners - ARV: $10.00............Instant Win
8x8 Shutterfly Photo Book........................................2,000,000 Winners - ARV: $37.98............Instant Win
Shutterfly Magnet.....................................................2,800,000 Winners - ARV: $22.98............Instant Win
Shutterfly White Ceramic Mug.................................1,200,000 Winners - ARV: $22.98............Instant Win
Polaroid Cube Lifestyle Action Camera.........................350 Winners - ARV: $99.00.............Instant Win
1-Month Hulu Plus Subscription............................10,000,000 Winners - ARV: $7.99...............Instant Win
Trip to Super Bowl XLIX (2015)............................................2 Winners - ARV: $7,000..............Instant Win
Skullcandy Navigator Headphones...............................3,000 Winners - ARV: $99.00...............Instant Win
Hasbro MONOPOLY Board Game................................2,000 Winners - ARV: $20.00..............Instant Win
Trip to the U.S. Premiere of The Hobbit................................1 Winner - ARV: $3,500..............Instant Win
Meet N Greet LeBron James Basketball MVP......................1 Winner - ARV: $3,800.............Instant Win
Meet N GreetJamie McMurray Victory Lane Veteran..........1 Winner - ARV: $3,440..............Instant Win
Meet N GreetAlex Morgan Soccer Gold Metalist.................1 Winner - ARV: $3,200..............Instant Win
Meet N GreetPatrick Kane Hockey All Star..........................1 Winner - ARV: $3,200.............Instant Win
Quarter Pounder with Cheese...............................18,395,575 Winners -ARV: $3.00...............Instant Win
Fruit ' N Yogurt Parfait...........................................18,395,575Winners-ARV: $3.00...............Instant Win
Regular McFlurry...................................................18,395,575Winners-ARV: $2.00...............Instant Win
Small McCafe Frappe............................................18,395,575Winners-ARV: $2.00...............Instant Win
Any Breakfast Sandwich (Except McMuffin)..........18,395,575Winners-ARV: $3.00...............Instant Win
Small McCafe Smoothie........................................18,395,575Winners-ARV: $3.00...............Instant Win
Medium Fries.........................................................18,395,575Winners-ARV: $2.00...............Instant Win



ONLINE PRIZES - MCDONALDS MONOPOLY 2014
=========================================
My Coke Rewards 1000 Bonus Point Bundle...................42 Winners - ARV: $040.00.............Instant Win
My Coke Rewards 50 Bonus Point Bundle..............250,000 Winners - ARV: $002.00.............Instant Win
Spotify Premium 12 Month Memberships.......................5,000 Winners - ARV: $119.88.............Instant Win
Spotify Premium 03 Month Memberships.......................5,000 Winners - ARV: $029.97.............Instant Win
1-Day Redbox Rental...............................................1,400,000 Winners - ARV: $002.00.............Instant Win
$100 Cash Prize................................................................100 Winners - ARV: $100.00.............Instant Win
$10,000 Sweepstakes Prize..................................................1 Winner -ARV: $10,000.00........Pre-Promotion
$50,000 Sweepstakes Prize..................................................1 Winner - ARV: $50,000.00........Online Game
$10.00 Arch Card............................................................100 Winners -ARV: $010.00.............Instant Win
$50.00 Shell V-Power Gift Card......................................500 Winners-ARV: $050.00.............Instant Win
$14.99 Fathead E-Code....................................................500 Winners-ARV: $014.99.............Instant Win



2014 Rare Pieces........................Game Piece...Game Prize
==============================================
* Mediterranean Ave...................501.................$50.00
* Vermont Ave.............................504..................Shell Fuel For 1 Year
* Virginia Ave..............................508..................$5,000.00
* Tennessee Ave.........................510..................Softcard Mobile Wallet Prize**
* Kentucky Ave...........................512...................Any Delta Airlines Destination for 2
* Ventnor Ave..............................516..................Beaches Resorts Vacation
* Pennsylvania Ave.....................520.................Cessna Private Jet Trip
* Boardwalk.................................522..................$1,000,000 (annuity)
* Short Line Railroad..................526..................$5,000 Black FridayTarget Shopping Spree
*Water Works.............................527..................$10,000 To Pay Bills

** Plus $2,500 for wireless service


FREE GAME PIECES BY SNAIL MAIL
A Participant can request a Game Piece without buying a food item by mailing a legibly handwritten, self-addressed, stamped envelope (SASE) with sufficient postage and a return address, including first and last name, street address, city, state, and ZIP code to:

2014 MONOPOLY Game Piece Request
P.O. Box 49340
Strongsville, OH 44149-0340

Six (6) Game Stamps will be mailed in response to each mail-in request that complies with the requirements of these Official Rules, while supplies last,Mail-in requests, including both outer envelope and SASE, must be handwritten. Outer envelope must include a return address in the upper left hand corner that matches the requestors street address, and

Postmarked By.....................October 27, 2014
Received by Sponsor By.....November 1, 2014.

If the In-Store Game is extended beyond October 27, 2014, these dates are subject to a corresponding extension. Requests from Vermont (VT) residents that are postmarked in VT may omit return postage. Requests from VT residents that are postmarked outside of VT and omit return postage may be required to provide proof of VT residency to Sponsor's reasonable satisfaction before requests are fulfilled. Each request must be mailed in a separate stamped outer mailing envelope. Requests that are sent in business reply envelopes, that utilize address labels or stickers (for any address), that are photocopied, hand-stamped, computer-generated or otherwise mechanically or digitally produced or reproduced, that are not mailed in separate outer stamped mailing envelopes, or that otherwise fail to comply with these Official Rules, will NOT be honored, acknowledged or returned, and the persons submitting such requests will forfeit any corresponding postage and unused envelopes.
Pre-Promotion Sweepstakes Random Drawing: On or about October 7, 2014Online Sweepstakes Random Drawing: on or about November 18, 2014Prize Redemption Site link http://www.iwonatmcd.com/home/mo2014us/index.html


ABOUT POSTING ON THIS FATWALLET THREAD
You have a McDonald's Code you want to share, Feel Free To Post it, People will love you for it
If you use a code, please let others know! It saves us all time, Be sure to thank the people you get Free Codes from it makes the code donors feel good.

RBM.........Redeemed by me
RNBM......Redeemed, Not By Me

And finally, if you WIN something, POST IT! Everyone loves hearing about the big wins!
Also if you know any McDonalds Gaming Tips, Feel free to share it here.Do to lack of space, There is additional information in the next post below, Please take a moment to read it.


■DISCLAIMER:All logo's, trademarks and other material is copyright of their respective owners. This site is not owned, operated or run by McDonald's and is in no way affiliated with any of its companies. The use of McDonald's or Monopoly images are for illustration purposesonly.The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any prices, products, programs, offerings, or technical information described in this Web site. BigBoyMichigan makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, or may not meet your needs and requirements. IN NO EVENT WILL BigBoyMichigan BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BigBoyMichigan page is not endorsed by or affiliated in any way nor The opinions expressed here are those of the authors and do not necessarily reflect with the thoughts and opinions of McDonalds, Mickey D's nor any other products / companies listed on this site.


Toys, Games,& Collectibles Deals
Legal ways to lower tax liability between now and EOY
Added on : Saturday September 27th 2014 08:00:15 AM
g: 0 Posted By: hdpq
Views: 47 Replies: 1 My position at my previous employer was eliminated back in April and I received a fairly decent severance package. To put it bluntly, I earned more during severance than I would have if I had been an employee. Adding to the gravy train, I landed a job with a similar salary about a month ago, so I'll be "double dipping" for a few more weeks.

What can I do to lower my tax liability for 2013?

Since I am "double dipping" for a while, I'm going to be maxing out my 401k contribution. I have a feeling I'll be subject to income limitations for Traditional IRA contributions, so I won't make those contributions until next year for calendar year 2014. I do have 2 kids, so I can contribute to their 529 plan and lower my tax liability, but I have to make those contributions before 12/31. I am maxing out my transit benefit from my new employer, but that's just a couple hundred bucks a month - so won't make a huge difference. I do have a rental property, but we didn't have a lot of expenses there, so likely will just be taking some standard deductions with that.

I know this is a fairly broad question - but I'm open to ideas on how to legally lower my federal and state tax liabilities for 2014.

Tax Deals
g: 0 Posted By: BigBoyMichigan
Views: 244 Replies: 1 New Year = New Registration For 2014 McDonald's Monopoly Game

McDonald's Monopoly Sweepstakes is here again! Enter the 2014 Monopoly Game at McDonald's for your chance to win thousands and thousands of prizes like a million dollars cash, $100,000 cash, free McDonald's food prizes, and much, much more!Must be 13+ to enter and play online. Subject to Official Rulesatwww.PlayatMcD.comand participating McDonald's restaurants.


McDonald's Restaurant Locator
http://www.mcdonalds.com/us/en/restaurant_locator.html



*McDonald's Monopoly Pre-Promotion Online Sweepstakes
$10,000 Sweepstakes Prize..................................................1 Winner -ARV: $10,000.00
*Game Pieces will not be Issued until In-Store Starting Game Date (September 30, 2014)
Starts......September 23, 2014 at 12:00 a.m. EST
Ends........September 29, 2014 at 11:59:59 p.m. EST



IN-STORE GAME
Starts......September 30, 2014 at 12:00 a.m. EST
Ends........October 27,2014at 11:59:59 p.m. ESTor while supplies last.




FREE MONOPOLY CODES - EVERYONE CAN USE THESE ONCE
====================================================
McDMONOPOLY (Pre-Premotion Facebook Code)



SPECIAL MC DONALDS RULES ABOUT THE GAME:
===========================================
* While the giveaway is essentially identical in each country where it is available, game pieces collected in one country cannot be used in another country.
* For all versions of the online game, players are allowed to enter 10 codes per day.
* Note that the official rules state: "The purchase, sale, trading, or barter of Game Pieces, Game Stamps, FREE Codes or Game Codes via Online or live auctions, or any other methods, does not constitute Legitimate Channels and is expressly prohibited.
* If you are related to, or romantically involved with a McDonald's Employee you are unable to participate in the game.
* Participants with Disabilities: If you have a disability that you believe prevents you from participating in the Game, or if you are a Guam or Saipan resident who needs assistance in redeeming a Prize, contact (866) 375-0638 for assistance.



# CHANCES PER PRODUCT:
======================
* 20-piece Chicken McNuggets................................4 peels**
* Large Fries..............................................................4 peels

* Medium Fountain Drink (21 oz).............................2 peels
* Medium McCafe Beverage(16 oz)......................2 peels
* LargeMcCaf Beverage(20 oz).........................2 peels
* Big Mac Sandwich.................................................2 peels
* Bacon Clubhouse Sandwich................................2 peels
* Filet-O-Fish Sandwich.........................................2 peels
* 10-piece Chicken McNuggets.............................2 peels
* Premium McWrap................................................2 peels
* Hash Browns..........................................................2 peels
* Egg White Delight McMuffin sandwich.............2 peels
* Egg McMuffin......................................................2 peels
* Sausage McMuffin with Egg sandwiches........2 peels
* Fruit & Maple Oatmeal..........................................2 peels


**Special Note: Where 20-piece Chicken McNuggets packaging is not available, Participants who order 20-piece Chicken McNuggets will receive two (2) 10-piece Chicken McNuggets, each with one (1) Game Piece.Check with store as once the peels runs out on a certain product, They will NOT be resupplied





IN-STORE PRIZES - MCDONALDS MONOPOLY 2014
===========================================
$50.00.................................................................................1,000 Winners - ARV: $50.00.....................Collect & Win
$100 Cash Prize................................................................10,000 Winners - ARV: $100.00...................Instant Win
$5,000 Cash Prize......................................................................5 Winners - ARV: $5,000.....................Collect & Win
$10,000 To Help Pay Your Bills..................................................4 Winners - ARV: $10,000....................Collect & Win
$100,000 Cash Prize..................................................................4 Winners - ARV: $100,000..................Instant Win
$1,000,000 Cash Prize...............................................................1 Winner - ARV: $1,000,000...............Collect & Win
Cessna Private Jet Trip..............................................................2 Winners - ARV: $16,900....................Collect & Win
Cessna Discovery Flight...........................................................10 Winners - ARV: $400.00....................Instant Win
Beaches Resorts Vacation.....................................................75 Winners - ARV: $6,500......................Collect & Win
Softcard Mobile Wallet Prizes.................................................238 Winners - ARV: $3,150......................Collect & Win
$2,000 Target GiftCard...........................................................20 Winners- ARV: $2,000.00..................Instant Win
$020.00 Target eGiftCard.....................................................6,000 Winners- ARV: $0,020.00..................Instant Win
$010.00 Target eGiftCard...................................................30,000 Winners- ARV: $0,010.00..................Instant Win
$005.00 Target eGiftCard.................................................100,000 Winners- ARV: $0,005.00..................Instant Win
$5,000 Target GiftCard & Early Black Friday Access................10 Winners -ARV: $5,000.00..................Collect & Win
$25.00 Shell V-Power Gift Card.........................................3,500 Winners - ARV: $25.00.......................Instant Win
$10.00 Shell V-Power Gift Card.........................................5,000 Winners - ARV: $10.00.......................Instant Win
Shell Fuel for a Year....................................................................4 Winners - ARV: $2,350.00..................Collect & Win
Dream Trip From Delta Vacations.............................................20 Winners - ARV: $7,500.00..................Collect & Win
My Coke Rewards 50 Bonus Point Bundle.................4,000,000 Winners - ARV: $2.00.........................Instant Win
1-Day Redbox Rental.....................................................5,600,000 Winners - ARV: $2.00........................Instant Win
VIZIO P-Series 50" Class Ultra HD Smart TV..........................260 Winners - ARV: $999.99....................Instant Win
$10.00 Arch Card.............................................................20,000 Winners - ARV: $10.00.......................Instant Win
8x8 Shutterfly Photo Book.............................................2,000,000 Winners - ARV: $37.98.......................Instant Win
Shutterfly Magnet..........................................................2,800,000 Winners - ARV: $22.98.......................Instant Win
Shutterfly White Ceramic Mug......................................1,200,000 Winners - ARV: $22.98.......................Instant Win
Polaroid Cube Lifestyle Action Camera..............................350 Winners - ARV: $99.00.......................Instant Win
1-Month Hulu Plus Subscription.................................10,000,000 Winners - ARV: $7.99.........................Instant Win
Trip to Super Bowl XLIX (2015)..................................................2 Winners - ARV: $7,000.......................Instant Win
Skullcandy Navigator Headphones.....................................3,000 Winners - ARV: $99.00.......................Instant Win
Hasbro MONOPOLY Board Game.....................................2,000 Winners - ARV: $20.00.......................Instant Win
Trip to the U.S. Premiere of The Hobbit.....................................1 Winner - ARV: $3,500.......................Instant Win
Meet N Greet LeBron James Basketball MVP...........................1 Winner - ARV: $3,800.......................Instant Win
Meet N GreetJamie McMurray Victory Lane Veteran...............1 Winner - ARV: $3,440.......................Instant Win
Meet N GreetAlex Morgan Soccer Gold Metalist......................1 Winner - ARV: $3,200.......................Instant Win
Meet N GreetPatrick Kane Hockey All Star..............................1 Winner - ARV: $3,200.......................Instant Win
Quarter Pounder with Cheese...................................18,395,575 Winners -ARV: $3.00.........................Instant Win
Fruit ' N Yogurt Parfait...............................................18,395,575Winners-ARV: $3.00.........................Instant Win
Regular McFlurry.......................................................18,395,575Winners-ARV: $2.00.........................Instant Win
Small McCafe Frappe................................................18,395,575Winners-ARV: $2.00.........................Instant Win
Any Breakfast Sandwich (Except McMuffin)..............18,395,575Winners-ARV: $3.00.........................Instant Win
Small McCafe Smoothie............................................18,395,575Winners-ARV: $3.00.........................Instant Win
Medium Fries.............................................................18,395,575Winners-ARV: $2.00.........................Instant Win





ONLINE PRIZES - MCDONALDS MONOPOLY 2014
=========================================
My Coke Rewards 1000 Bonus Point Bundle...................42 Winners - ARV: $040.00 Each....Instant Win
My Coke Rewards 50 Bonus Point Bundle..............250,000 Winners - ARV: $002.00Each....Instant Win
Spotify Premium 12 Month Memberships.......................5,000 Winners - ARV: $119.88 Each....Instant Win
Spotify Premium 03 Month Memberships.......................5,000 Winners - ARV: $029.97 Each....Instant Win
1-Day Redbox Rental...............................................1,400,000 Winners - ARV: $002.00Each....Instant Win
$100 Cash Prize................................................................100 Winners - ARV: $100.00Each....Instant Win
$10,000 Sweepstakes Prize..................................................1 Winner -ARV: $10,000.00........Pre-Promotion
$50,000 Sweepstakes Prize..................................................1 Winner - ARV: $50,000.00........Online Game
$10.00 Arch Card............................................................100 Winners -ARV: $010.00.............Instant Win
$50.00 Shell V-Power Gift Card......................................500 Winners-ARV: $050.00.............Instant Win
$14.99 Fathead E-Code....................................................500 Winners-ARV: $014.99.............Instant Win





McDonalds Monopoly 2014 Rare Pieces:
====================================
* Mediterranean Ave
* Vermont Ave
* Virginia Ave
* Tennessee Ave
* Kentucky Ave
* Shortline Railroad
* Ventor Ave
* Pennsylvania Ave
* Boardwalk



FREE GAME PIECES BY SNAIL MAIL
A Participant can request a Game Piece without buying a food item by mailing a legibly handwritten, self-addressed, stamped envelope (SASE) with sufficient postage and a return address, including first and last name, street address, city, state, and ZIP code to:

2014 MONOPOLY Game Piece Request
P.O. Box 49340
Strongsville, OH 44149-0340

Six (6) Game Stamps will be mailed in response to each mail-in request that complies with the requirements of these Official Rules, while supplies last,
Mail-in requests, including both outer envelope and SASE, must be handwritten. Outer envelope must include a return address in the upper left hand corner that matches the requestors street address, and must be postmarked no later than October 27, 2014, and received by Sponsor no later than November 1, 2014.If the In-Store Game is extended beyond October 27, 2014, these dates are subject to a corresponding extension. Requests from Vermont (VT) residents that are postmarked in VT may omit return postage. Requests from VT residents that are postmarked outside of VT and omit return postage may be required to provide proof of VT residency to Sponsor's reasonable satisfaction before requests are fulfilled. Each request must be mailed in a separate stamped outer mailing envelope. Requests that are sent in business reply envelopes, that utilize address labels or stickers (for any address), that are photocopied, hand-stamped, computer-generated or otherwise mechanically or digitally produced or reproduced, that are not mailed in separate outer stamped mailing envelopes, or that otherwise fail to comply with these Official Rules, will NOT be honored, acknowledged or returned, and the persons submitting such requests will forfeit any corresponding postage and unused envelopes.



ABOUT POSTING ON THIS FATWALLET THREAD
You have a McDonald's Code you want to share, Feel Free To Post it, People will love you for it
If you use a code, please let others know! It saves us all time, Be sure to thank the people you get Free Codes from it makes the code donors feel good.

RBM.........Redeemed by me
RNBM......Redeemed, Not By Me

And finally, if you WIN something, POST IT! Everyone loves hearing about the big wins!
Also if you know any McDonalds Gaming Tips, Feel free to share it here.




■DISCLAIMER:All logo's, trademarks and other material is copyright of their respective owners. This site is not owned, operated or run by McDonald's and is in no way affiliated with any of its companies. The use of McDonald's or Monopoly images are for illustration purposesonly.The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any prices, products, programs, offerings, or technical information described in this Web site. BigBoyMichigan makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, or may not meet your needs and requirements. IN NO EVENT WILL BigBoyMichigan BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BigBoyMichigan page is not endorsed by or affiliated in any way nor The opinions expressed here are those of the authors and do not necessarily reflect with the thoughts and opinions of McDonalds, Mickey D's nor any other products / companies listed on this site.


Toys, Games,& Collectibles Deals
g: 0 Posted By: BigBoyMichigan
Views: 200 Replies: 1 New Year = New Registration For 2014 McDonald's Monopoly Game

McDonald's Monopoly Sweepstakes is here again! Enter the 2014 Monopoly Game at McDonald's for your chance to win thousands and thousands of prizes like a million dollars cash, $100,000 cash, free McDonald's food prizes, and much, much more!Must be 13+ to enter and play online. Subject to Official Rulesatwww.PlayatMcD.comand participating McDonald's restaurants.


McDonald's Restaurant Locator
http://www.mcdonalds.com/us/en/restaurant_locator.html



*McDonald's Monopoly Pre-Promotion Online Sweepstakes
$10,000 Sweepstakes Prize..................................................1 Winner -ARV: $10,000.00
Starts......September 23, 2014 at 12:00 a.m. EST
Ends........September 29, 2014 at 11:59:59 p.m. EST


IN-STORE GAME
Starts......September 30, 2014 at 12:00 a.m. EST
Ends........October 27,2014at 11:59:59 p.m. ESTor while supplies last.




FREE MONOPOLY CODES - EVERYONE CAN USE THESE ONCE
====================================================
McDMONOPOLY (Pre-Premotion Facebook Code)



SPECIAL MC DONALDS RULES ABOUT THE GAME:
===========================================
* While the giveaway is essentially identical in each country where it is available, game pieces collected in one country cannot be used in another country.
* For all versions of the online game, players are allowed to enter 10 codes per day.
* Note that the official rules state: "The purchase, sale, trading, or barter of Game Pieces, Game Stamps, FREE Codes or Game Codes via Online or live auctions, or any other methods, does not constitute Legitimate Channels and is expressly prohibited.
* If you are related to, or romantically involved with a McDonald's Employee you are unable to participate in the game.
* Participants with Disabilities: If you have a disability that you believe prevents you from participating in the Game, or if you are a Guam or Saipan resident who needs assistance in redeeming a Prize, contact (866) 375-0638 for assistance.



# CHANCES PER PRODUCT:
======================
* 20-piece Chicken McNuggets................................4 peels**
* Large Fries..............................................................4 peels

* Medium Fountain Drink (21 oz).............................2 peels
* Medium McCafe Beverage(16 oz)......................2 peels
* LargeMcCaf Beverage(20 oz).........................2 peels
* Big Mac Sandwich.................................................2 peels
* Bacon Clubhouse Sandwich................................2 peels
* Filet-O-Fish Sandwich.........................................2 peels
* 10-piece Chicken McNuggets.............................2 peels
* Premium McWrap................................................2 peels
* Hash Browns..........................................................2 peels
* Egg White Delight McMuffin sandwich.............2 peels
* Egg McMuffin......................................................2 peels
* Sausage McMuffin with Egg sandwiches........2 peels
* Fruit & Maple Oatmeal..........................................2 peels


**Special Note: Where 20-piece Chicken McNuggets packaging is not available, Participants who order 20-piece Chicken McNuggets will receive two (2) 10-piece Chicken McNuggets, each with one (1) Game Piece.Check with store as once the peels runs out on a certain product, They will NOT be resupplied





IN-STORE PRIZES - MCDONALDS MONOPOLY 2014
===========================================
$50.00.................................................................................1,000 Winners - ARV: $50.00.....................Collect & Win
$100 Cash Prize................................................................10,000 Winners - ARV: $100.00...................Instant Win
$5,000 Cash Prize......................................................................5 Winners - ARV: $5,000.....................Collect & Win
$10,000 To Help Pay Your Bills..................................................4 Winners - ARV: $10,000....................Collect & Win
$100,000 Cash Prize..................................................................4 Winners - ARV: $100,000..................Instant Win
$1,000,000 Cash Prize...............................................................1 Winner - ARV: $1,000,000...............Collect & Win
Cessna Private Jet Trip..............................................................2 Winners - ARV: $16,900....................Collect & Win
Cessna Discovery Flight...........................................................10 Winners - ARV: $400.00....................Instant Win
Beaches Resorts Vacation.....................................................75 Winners - ARV: $6,500......................Collect & Win
Softcard Mobile Wallet Prizes.................................................238 Winners - ARV: $3,150......................Collect & Win
$2,000 Target GiftCard...........................................................20 Winners- ARV: $2,000.00..................Instant Win
$020.00 Target eGiftCard.....................................................6,000 Winners- ARV: $0,020.00..................Instant Win
$010.00 Target eGiftCard...................................................30,000 Winners- ARV: $0,010.00..................Instant Win
$005.00 Target eGiftCard.................................................100,000 Winners- ARV: $0,005.00..................Instant Win
$5,000 Target GiftCard & Early Black Friday Access................10 Winners -ARV: $5,000.00..................Collect & Win
$25.00 Shell V-Power Gift Card.........................................3,500 Winners - ARV: $25.00.......................Instant Win
$10.00 Shell V-Power Gift Card.........................................5,000 Winners - ARV: $10.00.......................Instant Win
Shell Fuel for a Year....................................................................4 Winners - ARV: $2,350.00..................Collect & Win
Dream Trip From Delta Vacations.............................................20 Winners - ARV: $7,500.00..................Collect & Win



ONLINE PRIZES - MCDONALDS MONOPOLY 2014
=========================================
My Coke Rewards 1000 Bonus Point Bundle...................42 Winners - ARV: $040.00 Each....Instant Win
My Coke Rewards 50 Bonus Point Bundle..............250,000 Winners - ARV: $002.00Each....Instant Win
Spotify Premium 12 Month Memberships.......................5,000 Winners - ARV: $119.88 Each....Instant Win
Spotify Premium 03 Month Memberships.......................5,000 Winners - ARV: $029.97 Each....Instant Win
1-Day Redbox Rental...............................................1,400,000 Winners - ARV: $002.00Each....Instant Win
$100 Cash Prize................................................................100 Winners - ARV: $100.00Each....Instant Win
$10,000 Sweepstakes Prize..................................................1 Winner -ARV: $10,000.00........Pre-Promotion
$50,000 Sweepstakes Prize..................................................1 Winner - ARV: $50,000.00........Online Game
$10.00 Arch Card............................................................100 Winners -ARV: $010.00.............Instant Win
$50.00 Shell V-Power Gift Card......................................500 Winners-ARV: $050.00.............Instant Win
$14.99 Fathead E-Code....................................................500 Winners-ARV: $014.99.............Instant Win





McDonalds Monopoly 2014 Rare Pieces:
====================================
* Mediterranean Ave
* Vermont Ave
* Virginia Ave
* Tennessee Ave
* Kentucky Ave
* Shortline Railroad
* Ventor Ave
* Pennsylvania Ave
* Boardwalk



FREE GAME PIECES BY SNAIL MAIL
A Participant can request a Game Piece without buying a food item by mailing a legibly handwritten, self-addressed, stamped envelope (SASE) with sufficient postage and a return address, including first and last name, street address, city, state, and ZIP code to:

2014 MONOPOLY Game Piece Request
P.O. Box 49340
Strongsville, OH 44149-0340

Six (6) Game Stamps will be mailed in response to each mail-in request that complies with the requirements of these Official Rules, while supplies last,
Mail-in requests, including both outer envelope and SASE, must be handwritten. Outer envelope must include a return address in the upper left hand corner that matches the requestors street address, and must be postmarked no later than October 27, 2014, and received by Sponsor no later than November 1, 2014.If the In-Store Game is extended beyond October 27, 2014, these dates are subject to a corresponding extension. Requests from Vermont (VT) residents that are postmarked in VT may omit return postage. Requests from VT residents that are postmarked outside of VT and omit return postage may be required to provide proof of VT residency to Sponsor's reasonable satisfaction before requests are fulfilled. Each request must be mailed in a separate stamped outer mailing envelope. Requests that are sent in business reply envelopes, that utilize address labels or stickers (for any address), that are photocopied, hand-stamped, computer-generated or otherwise mechanically or digitally produced or reproduced, that are not mailed in separate outer stamped mailing envelopes, or that otherwise fail to comply with these Official Rules, will NOT be honored, acknowledged or returned, and the persons submitting such requests will forfeit any corresponding postage and unused envelopes.



ABOUT POSTING ON THIS FATWALLET THREAD
You have a McDonald's Code you want to share, Feel Free To Post it, People will love you for it
If you use a code, please let others know! It saves us all time, and it makes our code donors feel good.

RBM.........Redeemed by me
RNBM......Redeemed, Not By Me

And finally, if you WIN something, POST IT! Everyone loves hearing about the big wins!
Also if you know any McDonalds Gaming Tips, Feel free to share it here.




■DISCLAIMER:All logo's, trademarks and other material is copyright of their respective owners. This site is not owned, operated or run by McDonald's and is in no way affiliated with any of its companies. The use of McDonald's or Monopoly images are for illustration purposesonly.The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any prices, products, programs, offerings, or technical information described in this Web site. BigBoyMichigan makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, or may not meet your needs and requirements. IN NO EVENT WILL BigBoyMichigan BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BigBoyMichigan page is not endorsed by or affiliated in any way nor The opinions expressed here are those of the authors and do not necessarily reflect with the thoughts and opinions of McDonalds, Mickey D's nor any other products / companies listed on this site.


Toys, Games,& Collectibles Deals
g: 0 Posted By: BigBoyMichigan
Views: 0 Replies: 1 Were kicking off this years MONOPOLY at McDonalds game with a free code for our Facebook fans! Enter McDMONOPOLY when you visitwww.PlayAtMcD.comfor your chance at the $10,000 prize.

No Purchase Necessary. In-Store Game ends 10/27/14, or while supplies last. Pre-Promotion Sweepstakes for a chance to win $10,000 prize begins 12:00 a.m. ET on 9/23/14, and ends 11:59:59 p.m. ET on 9/29/14. Must be 13+ to enter and play online. Subject to Official Rules atwww.PlayatMcD.comand participating McDonald's restaurants. Monopoly 2014 Hasbro. All rights reserved. For online use.



McDonald's Monopoly Sweepstakes is here again! Enter the 2014 Monopoly Game at McDonald's for your chance to win thousands and thousands of prizes like a million dollars cash, $100,000 cash, free McDonald's food prizes, and much, much more!




FREE MONOPOLY CODES - EVERYONE CAN USE THESE ONCE
=================================================
*** COMING SOON ***



SPECIAL MCDONALDS RULES ABOUT THE GAME:
=======================================
* While the giveaway is essentially identical in each country where it is available, game pieces collected in one country cannot be used in another country.
* For all versions of the online game, players are allowed to enter 10 codes per day.
* Note that the official rules state: "The purchase, sale, trading, or barter of Game Pieces, Game Stamps, FREE Codes or Game Codes via Online or live auctions, or any other methods, does not constitute Legitimate Channels and is expressly prohibited.
* If you are related to, or romantically involved with a McDonald's Employee you are unable to participate in the game.
* Participants with Disabilities: If you have a disability that you believe prevents you from participating in the Game, or if you are a Guam or Saipan resident who needs assistance in redeeming a Prize, contact (866) 375-0638 for assistance.



# CHANCES PER PRODUCT:
======================
*** COMING IN OCTOBER ***

* .................4 peels
* .................4 peels

* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels
* .................2 peels

* Check with store as once the peels runs out on a certain product, They will NOT be resupplied.



NEW PRIZES THIS YEAR:
=====================
**** COMING OCTOBER 2014 ***




McDonalds Monopoly 2014 Rare Pieces:
====================================
* Mediterranean Ave
* Vermont Ave
* Virginia Ave
* Tennessee Ave
* Kentucky Ave
* Shortline Railroad
* Ventor Ave
* Pennsylvania Ave
* Boardwalk


if you use a code, please let others know! It saves us all time, and it makes our code donors feel good. RBM stands for Redeemed by me and RNBM means that you tried the code, but it was Redeemed, Not By me

And finally, if you WIN something, POST IT! Everyone loves hearing about the big wins!


■DISCLAIMER:All logo's, trademarks and other material is copyright of their respective owners. This site is not owned, operated or run by McDonald's and is in no way affiliated with any of its companies. The use of McDonald's or Monopoly images are for illustration purposesonly.The Content included in this Web site has been compiled from a variety of sources and is subject to change without notice as are any prices, products, programs, offerings, or technical information described in this Web site. BigBoyMichigan makes no representation or warranty whatsoever regarding the completeness, quality, or adequacy of the Web site or Content, or the suitability, functionality, or operation of this Web site or its Content. By using this Web site, you assume the risk that the Content on this Web site may be inaccurate, incomplete, or may not meet your needs and requirements. IN NO EVENT WILL BigBoyMichigan BE LIABLE FOR ANY SPECIAL, INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. BigBoyMichigan page is not endorsed by or affiliated in any way nor The opinions expressed here are those of the authors and do not necessarily reflect with the thoughts and opinions of McDonalds, Mickey D's nor any other products / companies listed on this site.

g: 0 Posted By: Powderhorn
Views: 269 Replies: 0 Link... use code INTEL75 for 7500 Raukten Super Points (code expires 11:59 PDT Sept. 30) valid on a future purchase. (If you don't ever shop at Rakuten, this isn't even a warm deal).

As this is a new model, I've yet to see any reviews ... that said, I'm replacing my son's Nexus 7 that he dropped last week, so this is worth $10 to me, but I'd be a bit iffy on making this purchase hoping for something high-end. I'm definitely curious to see how it runs, as it will be the first Intel tablet I've touched.

Incidentally, it doesn't show up on the promotional home page (oddly, they prefer to give $75 back on $200+ tablets), and today's email features a third-party seller who's charging $10 more, so neither of those will get you to this price.
Android Tablets Deals

Rakuten.com Shopping Coupons
g: 1 Posted By: remick
Views: 144 Replies: 0 Joyful Momma's Guide to Shopping & Cooking Frugally
http://www.amazon.com/gp/product/B0077H7NNQ
4.4 out of 5 stars (48 customer reviews)

Have you noticed the cost of groceries absolutely skyrocketing?
As the cost of feeding our families well on a tight budget continues to climb ever higher, we need to reevaluate how we spend the money in our grocery budget. Thats where Joyful Mommas Guide to Shopping & Cooking Frugally comes in.
If youre like me, youve been frustrated by the rising prices of groceries, while the family income either remains the same or goes down. It seems like everyone is looking for ways to cut back on their grocery bill.
Let me help you learn how to save big money at the grocery store with some simple and easy-to-implement tips!

☑ Do you wonder how some people seem to save big money with coupons while coupons only seem to make you spend more? (See page 26)
☑ Do you always seem to go over budget when grocery shopping? (See page 40)
☑ Are menu planning and making a shopping list overwhelming you? (See page 18)
☑ Does your menu plan go out the window after husband and children snack on vital ingredients? (See page 23)
☑ Are you struggling with managing or losing weight while keeping with a super tight budget? (See page 80)
☑ Is the challenge of breaking free from using pre-packaged foods overwhelming you? (See page 57)
☑ Do you find yourself frustrated with the challenge of making your frugal meals flavorful and healthy? (See page 53)
☑ Is the time crunch keeping you from cooking from scratch, couponing, and planning? (See page 66)
☑ Do you struggle with feeling overwhelmed and depressed over the challenges the economy is bringing to your family? (See page 5)

All of these questions (and more) are answered in Joyful Mommas Guide to Shopping & Cooking Frugally. I wrote most of this book based on real life questions Ive gotten on Twitter, Facebook, and email about saving money at the grocery store, so it is geared towards answering real world questions.



The Walgreens Drugstore Game: Strategies to Turn Pocket Change into Thousands of Dollars' Worth of Free Products
http://www.amazon.com/dp/B00FLBV228/
4.4 out of 5 stars (12 customer reviews)

This is the Book Walgreens Prefers You Wouldnt Read
For less than the cost of one razor (which you will score for free over and over again using the tactics in this book), learn how to legally walk out of Walgreens with lots of free products using their own currency: Register Rewards and Balance Rewards Points.



The Everyday Cookbook: A Healthy Cookbook with 130 Amazing Whole Food Recipes That are Easy on the Budget
http://www.amazon.com/gp/product/B00C89GS1Q
4.2 out of 5 stars (14 customer reviews)

In my family we are no strangers to stretching the dollar, living in an ex-Communist country that is still one of the poorest within the EU. We are always living paycheck to paycheck, so we find the cheapest ways possible to cook meals that will feed our family of five. Our favourite recipes are strongly influenced by traditional cuisine and contain a lot of simple, hearty foods. When I think about it, every meal in my house is a comfort food and is also cooked with the budget in mind.
The Everyday Cookbook: contains some great tips on cooking on a budget as well as 130 recipes for savory soups and stews, satisfying salads, hearty casseroles and delicious desserts.



Ultimate Spartan Budgeting and Minimalism: How to Save Money, Increase Productivity and Live Simply
http://www.amazon.com/dp/B00NQHE15O

Have you wanted to save money, but youre not sure how? This book is a hard hitting system to apply principles of the ancient Greeks to cut out anything thats wasteful and focus entirely on fulfilling your Master Plan, whether that involves getting out of debt or traveling the world.



The Hard Times Kitchen: Homestyle Recipes for a Small Budget
http://www.amazon.com/Hard-Times-Kitchen-Homestyle-Recipes-ebook...

Chock-full of homestyle recipes that are perfect for the budget-minded cook, These frugal, yet delicious recipes are prepared with just a handful of easy to find ingredients. More than 40 easy recipes including Beef & Butternut Squash Stew, and Pennsylvania Dutch Pot Pie - plus lots of tips helpful money-saving tips. With an emphasis on unprocessed foods, and simple, from-scratch cooking, The Hard Times Kitchen Homestyle Recipes on a Small Budget is sure to please both the experienced home cook and the beginner alike.



Couples Money - What Every Couple Should Know About Money and Relationships
http://www.amazon.com/gp/product/B005LXW7UW/
4.7 out of 5 stars (29 customer reviews)

Couples Money - What Every Couple Should Know About Money and Relationships is written by a married couple in the financial serives industry, Marlow and Chris Felton. They share their personal story of financial transformation and insights they have gained from thousands of couples they have worked with over the last 12 plus years.
Couples Money is an introspective look at a leading cause of divorce; money. Most couples think they are alone in their financial struggles and they have the stories to prove they are NOT! Marlow and Chris help couples get on the same page with easy to follow concepts and action steps they have personally seen work. They believe they have the cure for "financial cancer" that plagues many couples and share their stories to help save millions of relationships.



Zero Waste Minimalism & Homesteading Basics Box Set: Increase your Happiness by Reducing your Waste; How to Build a Life of Self Sufficiency
http://www.amazon.com/Zero-Waste-Minimalism-Homesteading-Basics-...

Youre about to discover how tolive life to the fullest without the burden of material possessions! Minimalism is a lifestyle that promotes self-reliance while encouraging individuals to enjoy every moment, indulge their passions, live debt-free and own all the basic necessities of comfortable and content living! In this book, youll learn of the first few steps towards a minimalistic lifestyle, eliminating waste in your life and living an intentional existence.



Find A Penny: A Financial Journey
http://www.amazon.com/Find-Penny-Financial-Donna-Sako-ebook/dp/B...

This book a journal of those personal experiences and the lessons learned. After reading a multitude of economic, financial, and professional books on investing, insurance, budgets, saving, and retirement, I realized nobody was showing the reality or results of what really may happen in life. This book is written to entertain and share ideas and information of what I found to be the best and worst of that advice.

Totally Free Deals
Free personalized "I'm voting in honor of a Veteran" pin (NC only)
Added on : Friday September 26th 2014 02:00:07 AM
g: 0 Posted By: remick
Views: 51 Replies: 0 http://www.ncsbe.gov/ncsbe/vote-for-a-vet

North Carolina successfully launched this program in time for the 2008 General Election, with over 2,000 Veterans honored. The Vote in Honor of a Veteran Program provides North Carolina citizens an opportunity to pay tribute to those that have served, and continue to serve, this country to protect our freedom. You can honor a Veteran on any Election Day by requesting a pin and/or sharing a story
Totally Free Deals
Verizon Wireless $60 - 2GB data, unlimited voice/text
Added on : Thursday September 25th 2014 07:00:03 AM
g: 0 Posted By: dpid
Views: 33 Replies: 0 This plan is available for anyone, and Costco offers it.

For those on the individual plan from earlier this year, $60 for unlimited talk and text, 1 gb data,you can call VZW and get bumped to 2gb data for same price and no contract extension.

I called VZW, easy to switch. My account now has 2gb cap each month. The plan is called "Loyalty $60," and the original post is archived.

Free Valve Soundtracks DLC (For those who own the games already)
Added on : Wednesday September 24th 2014 10:00:12 PM
g: 0 Posted By: remick
Views: 73 Replies: 0 http://store.steampowered.com/search/?sort_by=Released&sort_orde...

To celebrate the release of the Steam Music, the following Valve soundtracks DLC are now available for free to those who own the related base games and documentary.
Includes Half Life, Half Life 2, Portal, and Portal 2
Totally Free Deals
g: 0 Posted By: peas
Views: 133 Replies: 0 LAUDE PULSE S800 5" qHD MTK6582 Quad Core Android 4.4.2 3G Phone 8MP CAM 1GB RAM 8GB ROM WiFi Display P05-S800=12px

It only has 8GB flash, 1GB RAM and moderate pixel density. But hey it's $88 and supports dual SIM cards. That's right, two real phone numbers in one phone.
Customer reviews are very favorable.
3G+ (HSPA+) compatible with AT&T and T-Mobile (TMO refarmed areas which should be most by now). And of course any MVNOs that use either of those carriers.
Coupon code xmas1 brings it down to $87.82 (yeah it saves a buck & change, better than nothing I guess)

LINK
Cell Phones Deals
g: 0 Posted By: remick
Views: 75 Replies: 0 https://itunes.apple.com/us/app/id434139679?

FREE today with 'App of the Day' (Reg. $29.99)
Vizzywig brings WYSIWYG to video for the first time ever. This all-in-one video camera and video editor allows you to edit your movie while you capture the event (or after) by integrating editing tools and a live-timeline into the video capture preview interface.

Import clips, add transitions, overlay snapshots and titles, set in/out points, split clips and even set background music while you capture the event. When the event is over, simply tap DONE and your finished movie is rendered in minutes complete with a professional studio intro, titles, transitions and even Hollywood-style scrolling credits.

Vizzywig also lets you record and live-switch from up to 16 iOS devices at the same time using our amazing remote camera feature or create multiple-angle music videos in minutes with a single camera using our new "Create Music Video" multi-clip feature.

Edit while filming. Add music, credits & more
Multi-camera recording & seamless sharing
WINNER: Macworld "Best of Show" Award
Import up to 30 clips or photos in one step
Seamlessly record, edit and share your videos in minutes.
Add transitions, preview your shots, trim clips and rearrange sequences.
Insert intros, titles, credits, photos and music.

OVER 1.2 MILLION USERS WORLDWIDE

PLUS! Connect up to 16 iOS devices over Wi-Fi so you can view, switch camera angles, record and edit all on the fly!

Heres what the critics are saying:

Easy and powerful. Jackie Dove, Macworld.com
A robust multi-camera video-editing suite. Kelly Hodgkins, TUAW
Youll be the next Steven Spielberg in no time! Zach Walton, WebProNews

CAPTURE THOSE MAGIC MOMENTS WITH EASE

NEW: Improved facial detection lets you record alone using several cameras.
NEW: Lock focus and exposure for better control.
NEW: Create multi-camera clips with a single device.
Switch between front and rear cameras while recording.
Snap photos while recording.
Add optional date & time stamps directly into the video.
Control zoom, focus, and exposure functions manually or automatically.
Supports 1920x1080, 1280x720 and 640x360 resolutions.
NEW: Hardware Video Stabilization
NEW: Audio Meter
NEW: 24p, 25p, 30p, 60p, 120p on supported devices.

TAKE UP THE DIRECTORS CHAIR

NEW: Add multiple background music tracks
NEW: Expanded library of looping background music tracks.
NEW: Copy audio from any recorded clip or any clip in your camera roll.
Connect and simultaneously record from up to 8 devices linked over Wi-Fi.
Capture the action from up to 8 unique angles.
Receive remote camera clips at full resolution.
Send or receive pre-recorded clips between devices.

EDIT YOUR VIDEOS LIKE A PRO

NEW: Insert "News Broadcast" titles over the bottom of your videos.
Preview, trim clips and process your final movie right on the spot.
Add fully customizable titles and scrolling credits.
Move, duplicate, delete or load clips without exiting the main camera view.
Enter full-featured editing mode for advanced users.
Access songs from your own music library.
Add a Hollywood feel with one of six professional-quality studio intros.
Import .MOV files or clips from many popular cameras.

SHARE YOUR CREATIONS WITH THE WORLD

NEW: Upload sessions with all edit details to dropbox or via iTunes Sharing.
IMPROVED: Email or upload directly to Facebook, YouTube, Vimeo or CNNiReport.
Select from 3 sharing resolutions for faster upload speeds or higher quality.
Question about Bid and Ask price
Added on : Wednesday September 24th 2014 10:00:20 AM
g: 0 Posted By: SinbadS
Views: 35 Replies: 0 On Yahoo quote summary page I see x 1000 and x 200 after Bid and Ask prices. What are those (x 1000 and x 200) exactly?
Bid: 39.86 x 1000 Ask: 39.87 x 200

Question Deals
can I do better ? PHL to BOD
Added on : Wednesday September 24th 2014 09:00:15 AM
g: 0 Posted By: mikebeets
Views: 41 Replies: 0 $1,075.50 per person RT : PHL to BOD

earliest I can leave is 14 Oct and I don't want much later than about 22 Oct. Trip about 3 or 4 weeks, for 2.
Want to spend as little as possible, but trying to avoid more than one stop.

PHL-MAD - Thu, Oct 16 - Dep: 6:40PM - Arr: 8:25AM - BA
MAD-BOD - Fri, Oct 17 - Dep: 4:45PM - Arr: 6:00PM - Iberia

BOD-MAD - Wed, Nov 5 - Dep: 9:15AM - Arr: 10:30AM - Iberia
MAD-PHL - Wed, Nov 5 - Dep: 1:10PM - Arr: 4:05PM - BA

We have been to Madrid a few times, but the 6h+ lay-over could be used for a minimum sight seeing.
We may even consider spending one extra day there.

Can I find a lower price for my flights ?

I have checked mostly Matrix, AA all carriers & Travelocity, going thru Toronto, Barcelona, Zurich, London, Amsterdam.
None of those seem to be as convenient.

Thanks in advance
Discussion Deals
Free After Rebate - GUNK ENGINE DEGREASER @ NAPA AUTO PARTS
Added on : Wednesday September 24th 2014 06:00:09 AM
g: 0 Posted By: KYBOSH
Views: 49 Replies: 0 Napa currently hasGUNK ENGINE DEGREASER on sale for $2.99.

They also have Mail-in Rebate Form for $3 off a can of the stuff (limit 3 per name/household/address) which ends09/30/14.

Get those engine bays clean!

Tools & Automotive Deals
charity related credit card rewards belong to ....
Added on : Wednesday September 24th 2014 05:00:15 AM
g: 0 Posted By: jstar1
Views: 72 Replies: 2 Interesting situation here: i use my personal credit card to buy gift cards at certain stores for 95 cents on the dollar, then sell them for 100 cents as part of a church charity program. The payments for the cards are deposited in the church account, and the church account pays my personal credit card bill. I get rewards on the credit card. Do You believe those rewards are mine (tax and obligation free ? So if I were to make a donation with my "take," it would be fully tax deductible?)
Of course this is all just a theoretical question ... But just wondering what the perception is from an ethical perspective .. My rewards? Or theirs? It is of course my credit ding etc.
Personal Finance Deals
g: 3 Posted By: remick
Views: 166 Replies: 0 http://www.amazon.com/gp/product/B00MU0OE1E

Do you struggle to understand the complicated world of music theory?

Does it frustrate you trying `get` what chords work with one another?

Do you watch other guitarists run up and down the fretboard and wonder why you can`t do that without playing wrong notes?

Every single guitarist has at some point struggled to understand what on earth is going on when it comes to the world of MUSIC THOERY.

GUITARISTS GET THEORY written by renowned author and music teacher, Dan Thorpe is here to help you simplify the complex world of music theory once and for all.

Learning music theory CAN be complicated but it doesn`t have to be.

Do not worry - `Guitarists Get Theory` has the answer...

- Learn how to find the notes on the fretboard using Dan Thorpe`s unique pattern system

- Get 3 absolutely must know formulas that most `experienced` players don`t get

- Use and understand The Note Circle`

- The 1 simple trick that will supercharge the most important part of your own songs

Want to write songs of your own?

This book will save you months, maybe even years - teaching you the greatest chord progressions all time such as the Modern, Modern minor, Catchy Pop, Soulful Pop chord progressions and more.

Also, learn a range of unusual chord progressions to sky rocket your own songs and help you understand those of your favorite artists.

PLUS Understand and use the Relative Major and minor key`, Consonance and Dissonance, harmony and which notes work with which chords so you can write awesome guitar solos and vocal melodies.

All this and more

WARNING: This book is all killer and no filler
Totally Free Deals
g: 0 Posted By: remick
Views: 177 Replies: 0 http://www.amazon.com/dp/B00KAGGTY0

SQL Server 2014 programming builds on achievements of decades in advanced relational database technology. Among the new SQL Server 2014 features is prominent: in-memory OLTP tables. Disk was always the slowest part of the computer system. Since memory is abundant, it is logical to place tables into memory to gain in performance. Programming SQL Server 2014 is fun due to the host of marvelous tools available for the developer in SQL Server Management Studio and Visual Studio. Graphical query designer, for example, helps the developer to develop the JOIN structure of a complex query. SQL Server 2014 provides a highly productive environment for database software development.

SQL Server 2014 introduces 3 new database design features: in-memory OLTP tables, inline index declaration in CREATE TABLE statement and updateable clustered columnstore indexes. In-memory OLTP aims to boost performance by reducing disk io as memory capacities are expanding frequently beyond the size of the database. SQL Server 2012 columnstore indexes are static. Updateable columnstore index expands the applicability of the performance feature. Inline index declaration elevates indexes to the level of PRIMARY KEY, FOREIGN KEY, CHECK constraint and DEFAULT constraint which can be declared inline.



also free

Functional CSS: Dynamic HTML without JavaScript
http://www.amazon.com/dp/B00KRQ3DJC/

This text delves into HTML and CSS organically. Each chapter focuses on a variety of HTML and CSS elements, together, in a context of practical and functional examples. Instead of dissecting each feature myopically, this book jumps into the "thick of it" and considers each HTML and CSS element in combination with other elements that are needed to make a given case work. For example, in chapter 2, explanations on how to build tooltips are provided, and topics, such as CSS selectors, absolute and relative positioning, text effects, CSS functions, and transformations, are covered. The key philosophical principle guiding this series is that software systems are synergistic combinations of diverse technologies; and, successful learning of these technologies is best facilitated via detailed and, importantly, immersive examples. Building functional mini-applications requires the fluent use of a broad range of HTML and CSS vocabularies. The cases presented in this series fully capture the richness of HTML and CSS languages.



Principles of Programming: Basic Concepts
http://www.amazon.com/dp/B00FNC3P0C/

Principles of Programming: Basic Concepts is a book created as a first programming resource for students and homeschoolers wanting to learn the basic concepts and an introduction to programming. Principles of Programming will take you through the simplest of programs that take one line of text to write, all the way through complex logic and fun programs for students.

10 easy lessons each with key concepts important to programming
26 programs created as examples and to be written by the student as practice
16 optional advanced exercises mean for those that desire extra instruction and challenge
download all the code to create each program



Microsoft Office 2013: An Introduction: A hands-on introductory tutorial for Microsoft Office 2013
http://www.amazon.com/dp/B00NMVS8IK

Get a hands-on, fast-paced yet thorough introduction to Microsoft Office 2013 with the use of Microsoft Office 2013: An Introduction!
If you want to put the power of Microsoft Office, the worlds most popular multi-purpose suite, to work quickly and with a minimal amount of hassle, THIS is the book you have been looking for! Whether you are seeking to create the best Word documents, comprehensive Excel spreadsheets, PowerPoint presentations that sizzle, or Access databases that provide the answers to all of your database questions, youll get a running head start with Microsoft Office 2013: An Introduction. In this book, you will learn to:

Create impressive documents in minimal amounts of time using templates and Word
Use Microsoft Excel to build worksheets and charts that you need to get your analytical point across
Prepare and present business presentations that dazzle with PowerPoint
Store, organize, and report on the precise data you need with Microsoft Access



The 2014 Guide To Free PC Software: Over 150 Superb Programs That Won't Cost You A Single Penny!
http://www.amazon.com/dp/B00HM9B7C2



Introducing Windows 8.1 for IT Professionals
http://www.amazon.com/gp/product/B00JYE19VW

Get a head start evaluating Windows 8.1 - with early technical insights from award-winning journalist and Windows expert Ed Bott. Based on the Windows 8.1 Preview release, this guide introduces new features and capabilities, with scenario-based advice on how Windows 8.1 can meet the needs of your business. Get the high-level overview you need to begin preparing your deployment now.

Preview new features and enhancements, including:

How features compare to Windows 7 and Windows XP
The Windows 8.1 user experience
Deployment
Security features
Internet Explorer 11
Delivering Windows apps
Recovery options
Networking and remote access
Managing mobile devices
Virtualization
Windows RT 8.1


Books Deals

Amazon Coupons
Walmart / Green Dot Team to Offer Checking Accounts
Added on : Tuesday September 23rd 2014 04:00:24 PM
g: 0 Posted By: NEDeals
Views: 2 Replies: 0 It looks like WalMart might finally meet its goal of offering banking services. Its new relationship with Green Dot allows it to sidestep federal regulators who didn't want WalMart becoming a bank.
(NY Times) After years of thwarted efforts to break into banking, Walmartis making its biggest foray yet into everyday financial services.WalMart, the nations largest retailer, is teaming up with Green Dot,known for its prepaid payment cards, to supply checking accounts to almost anyone over 18 who passes an identification check.Daniel Eckert, senior vice president at WalMart, said on Tuesday that the accounts would be available nationwide by the end of October. The accounts are intended to be low-cost alternatives to traditional bank checking accounts, with no fees for overdrafts or bounced checks and no minimum account balance.In comparison, a basic checking account at Citibank charges $12 if a check is returned and $34 for overdrafts.Green Dot accounts with direct deposits of less than $500 a month will cost $8.95 a month. Mr. Eckert said that most people on Social Securityor fixed pensions would qualify.GoBank, as the service is known, is part of WalMarts long-running push into financial services for people with little or no access to traditional banking. In recent years, many banks have reduced services to those with weak credit. According to the Federal Deposit Insurance Corporation, an estimated 10 million households in the United States do not use a bank.

New York Times article http://www.nytimes.com/2014/09/24/business/finding-a-door-into-b...
g: 0 Posted By: tedhawkins
Views: 219 Replies: 0 Continental 26" Mountain King 2.2 Mountain Tire $19.99 performance bike Fs to store or $4.99 Flat shipping

http://www.performancebike.com/bikes/Product2_10052_10551_116828...

Continental 26" Mountain King 2.2 Mountain Tire
The 2.2 Mountain King goes well virtually everywhere -- in cross country races, marathons, or all day trail rides. It is slightly lighter than its bigger 29" brother without sacrificing its outstanding qualities.

The Mountain King is the perfect choice for those not requiring larger volume, but demanding aggressive traction with relatively low rolling resistance and lighter weight. The revised tread design now performs well in harder, dryer conditions.

680 grams per tire
3 plies for a total of 84 TPI
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Performance Bicycle Coupons
$128,430.01 in student loans, what to do?
Added on : Monday September 22nd 2014 02:00:12 PM
g: -1 Posted By: CinderellaMan
Views: 178 Replies: 7 Is there an online forum that focuses on discussions of repayments of student loans?

Here is my situation (will simply ignore those who wish to bash my situation. Yes I know its that of a debt slave and yes I would do things differently if were to do again)

Income of 50,000 and spousal income of 30,000 per year before taxes. Here are the monthly options I'm getting for repayment:

Graduated 498.46
Income Based: 101.70
Standard: 1,159.84
Extended Standard: 789.86
Extended Graduated: 562.48
Income Contingent: 368.14

Income based is of course tempting but something tells me there must be a catch hidden to it in the future.

These are the basic pros/cons SUPPLIED BY THE LENDER:

Graduated:This plan sets low monthly payments that gradually increase every two years.Advantages

When making graduated payments, you begin repaying your loans at a lower payment amount than on the Standard Repayment Plan.
Your payment amount will increase every two years; however, your highest payment will never be larger than three times the amount of your first payment. For example, if your payment started out at $50 for the first two years, increased to $65 the next two years, after 8 years, the highest payment would be no more than $150.

Disadvantages

The amount of interest paid over the life of the loan is higher with this option compared to the Standard Repayment Plan.

Income Based:Your monthly payment amount is based on a formula that uses your Adjusted Gross Income, total indebtedness, and family size. Any balance remaining after 20 or 25 years (depending on your loan term) on an IBR plan is forgiven.Advantages

This payment plan was designed for customers whose student loan debt exceeds their annual income.
Designed to make your (and your spouses if applicable) monthly student loan payments more closely match your income.

Disadvantages

Every 12 months, to re-evaluate the payment amount, you must certify your adjusted gross income and family size.
If you qualify, you may pay more in interest than those who repay their loan under the Standard Repayment Pl

Standard:This plan has set scheduled monthly payments for the life of the loan.Advantages

Standard is the most commonly chosen repayment plan.
The minimum monthly payment is determined by the amount of the loan and the length of the repayment period.
Generally, this plan is the most economical method of repayment.

Disadvantages

This plan typically has the highest monthly payment amount; however, it allows you to pay off your loan faster, saving you money.

Extended Standard:If you meet the qualification requirements, a Standard or Graduated plan can be set up with the difference being that the repayment term will be up to 25 years.Advantages

The Extended Repayment Plan will be used in conjunction with either the Standard or Graduated Repayment Plan and will have a repayment term of up to 25 years.
The Extended Repayment Plan can result in a much lower monthly payment amount.

Disadvantages

This plan increases the total amount of interest paid over the life of the loan.

Extended Graduate:If you meet the qualification requirements, a Standard or Graduated plan can be set up with the difference being that the repayment term will be up to 25 years.Advantages

The Extended Repayment Plan will be used in conjunction with either the Standard or Graduated Repayment Plan and will have a repayment term of up to 25 years.
The Extended Repayment Plan can result in a much lower monthly payment amount.

Disadvantages

This plan increases the total amount of interest paid over the life of the loan.

Income Contingent:Your monthly payment is calculated based on your Adjusted Gross Income (and your spouses Adjusted Gross Income if you are married and filed a joint return or request joint repayment), family size, and the total amount of your outstanding eligible Direct Loans.Advantages

This payment plan was designed for customers whose student loan debt exceeds their annual income.
Under this repayment plan the repayment term may be extended to up to 25 years.

Disadvantages

If you qualify, you may pay more in interest than those who repay their loan under the Standard Repayment Plan.






Question Deals
Craftsman 299-piece Ultimate Easy Read Socket Set $319.96 FS at Sears
Added on : Monday September 22nd 2014 08:00:08 AM
g: 0 Posted By: priyacg
Views: 179 Replies: 0 Craftsman 299-piece Ultimate Easy Read Socket Set $319.96 FS at Sears

http://www.sears.com/craftsman-299-piece-ultimate-easy-read-sock...

299-piece Ultimate Socket Set Is a DIY Secret Weapon
Every chrome socket you will need is included in this Craftsman Ultimate Easy Read Socket Set with 299 chrome sockets to choose from. In fact, this set includes every chrome socket size made by Craftsman in 1/4, 3/8 and 1/2-inch drive, so you won't have to go back to the store to find just the right size. Both standard and metric sizes are included, giving you all the options you need to complete any job that might come up. The set include 1/4",3/8",1/2" drive sizes in both regular and deep lengths so you can easily access all those hard to reach places.
The 299-piece Ultimate Socket Set with its laser-etched markings offers easy-to-read sizes, which makes it a snap to find just the right socket size you're looking for to complete your task. This ultimate set truly includes the sockets that you as a mechanic, DIYer, handyman or hobbyist will need to get each and every project to completion. Plus, this set is covered by the Craftsman warranty, so you get peace of mind, guaranteed.
The Craftsman Easy Read Socket Set contains every Craftsman Socket made
Easy read sizes take the strain off your eyes and let you find just the right socket every time
3/8" Drive: 13 6 pt. standard sockets; 17 6 pt. metric sockets; 5 8 pt. standard sockets; 13 12 pt. standard sockets; 15 12 pt. metric sockets; 11 6 pt. deep standard sockets; 11 6 pt. deep metric sockets; 11 12 pt. deep standard sockets; 13 12 pt. deep metric sockets
1/4" Drive: 11 6 pt. standard sockets; 12 6 pt. metric sockets; 10 12 pt. standard sockets; 10 6 pt. deep standard sockets; 11 6 pt. deep metric sockets; 10 12 pt. deep standard sockets
1/2" Drive: 1/2 in. Drive:15 6 pt. standard sockets; 14 6 pt. metric sockets; 6 8 pt. standard sockets; 19 12 pt. standard sockets; 24 12 pt. metric sockets; 11 6 pt. deep standard sockets; 9 6 pt. deep metric sockets; 18 12 pt. deep standard sockets; 15 12 pt. deep metric sockets
Craftsman Warranty guarantees your new set forever
Tools Deals

Sears Coupons
UFC - PlayStation 4 or Xbox One 29.96 @ Amazon
Added on : Monday September 22nd 2014 12:00:03 AM
g: 0 Posted By: ctgolfer
Views: 133 Replies: 0 free shipping with Prime or on $35+

Real Damage: Every fighter knows that one good shot can ruin your day. EA SPORTS UFC introduces a non-linear damage system which can result in big damage coming from a single strike. The system produces a greater variety of cuts and contusions.
Dynamic Striking: A mixed martial artist uses the environment to his advantage and for the first time in a UFC game, you can too. A dynamic environment allows you to pull off jaw-dropping moves using the Octagon, including roundhouse kicks, superman punches and much more. Combine those abilities with the best striking technology in the industry and that one perfect strike could change the fight.
Real-Time Exertion: A UFC bout is one of the most physically demanding sports on the planet requiring mixed martial artists to give it their all with every movement. Real-Time Exertion brings each moment of that action to life in your gameplay experience. Through real-time vein popping, skin discoloration, muscle flex, as well as signs of fatigue setting in through the course of each round, you will witness the effort it takes to be one of the best fighters in the world.
Fighter Likeness and Facial Animations: EA SPORTS UFC will set a new bar for character likeness and emotion in gaming. For the first time in an EA SPORTS game, every single licensed athlete in the game has been created from high resolution 3D head and body scans to deliver revolutionary character likeness and authenticity. Powered by EA SPORTS IGNITE, new facial animation technology delivers more expression, emotion and will communicate greater sense of awareness and intelligence in the Octagon.
Strategic Submission Battles: To own the belt, you have to be dominant on your feet and on the mat. EA SPORTS UFC re-invents the ground game to create a battle for position and control that captures the strategy of a submission battle. Like the real sport, in EA SPORTS UFC fighters will work through multiple stages as they work to advance or escape from a fight-ending submission.

www.amazon.com/dp/B00CXCCH1I/
Video Games Deals

Amazon Coupons
Widener's has PPU .45ACP ammo $14.99/box 50 plus ship
Added on : Sunday September 21st 2014 06:00:03 PM
g: 2 Posted By: faldoc
Views: 210 Replies: 0 Prvi Partizan 230 gr FMJ, brass cased, boxer primed, non-corrosive, new ammo, $14.99/box 50. This is as low as reloaded lead ammo, or Berdan or boxer primed Russian bimetal jacketed polymer coated steel cased ammo. It is made in Serbia.
For those who want US made reloaded ammo, please look it up at gunbot or ammoseek. The purpose of this post is for folks who want quality new manufactured ammo which they can reload. Most new handguns have a voiding of the warranty using reloaded ammo. The least expensive NewUS made ammo I found in a brief search is Blazer and it's about 20% more expensive.
http://www.wideners.com/itemdetail.cfm?item_id=100000103&dir=18|829|842
Guns & Ammo Deals
Posting a rental and managing applicants
Added on : Sunday September 21st 2014 05:00:08 PM
g: 0 Posted By: Cammel
Views: 133 Replies: 0 Hello everyone. Long time FW member (reader) and want to let everyone here know I appreciate all the insight and experiences you share.

Needing some advice on my first rental I purchased (yes, you all have inspired me). It's a 3 BR 2 BA SFDU, built in 2005 and is 1100 square feet (rent is $650). House is very clean and neat.

I used postlets.com to advertise as well as craigslist. The next (Tuesday) day I had over 10 emails and 30 calls about the place and that evening (about half of them left messages saying they had the money and wanted to move in right now) I removed the post from all the sites just to manage the candidates. (I didn't answer any calls, had them leave VM) I called 3 back (ones I thought were most promising), gave a phone screen, then setup an open house to view the property (.on Sunday). 2 of the applicants came, viewed the house and took applications. I don't think either will bite.

So, a couple lessons learned. One, I may have an opportunity to increase the rent, but it is what it is. Two, I may have taken things too cautious when it comes to screening and picking the right folks to view. Maybe they lost interest having to wait 4-5 days just to see the place?

I was thinking of a new approach, but I haven't seen it done, so wanted this audiences input.
1) Post the property back on postlets and craigslist.
2) Include in the posting the "Screening" criteria (minimum income 3x rent, no pets, no smoking, $30 application fee per adult tenant (to cover credit and background checks) 6 tenants max, why are the moving, have they ever been evicted, can they bring 1st month rent and deposit at lease signing, can they supply employment and landlord reference, etc).
3) Include on the posting an open house (between 6:30 and 7:30) the next two days. They can come view the property and take/fill out a lease application in person
4) Include on the posting a link to the lease application.

So, the intent is to quickly process a number of prospective applicants by
(1) let them know the criteria before coming to view the house.
(2) Giving them access to the lease application online before hand.

That way, those who come to the open house should only be those who haven't excluded themselves from the initial screening information on the post.

Is this a wise idea? Am I "showing my hand" by providing all the info up front? Why don't I see this done on other rental posting?


** Sorry, meant to put this in the rental thread... Mods, if you move that there, it would be great.**



Question Deals
How I finally Managed to Ditch Fiat Currency Without Embracing Bitcoin.
Added on : Sunday September 21st 2014 09:00:08 AM
g: -1 Posted By: eddierd
Views: 131 Replies: 2 I came across this article (I am not the person who wrote it). I wanted to get the opinion the FW's regarding this way of paying your bills. Sounds quite interesting. Here is a piece of the article and (because of copyright issues) I give you the link where the article continues:

Well, I stopped using greenbacks for the most part. This is how. There is an organization in my state called UPMA and they convert my FRN into gold and allow me to spend it in any denomination that I want. They can legally do that because Utah has reauthorized gold and silver as legal tender. Let me explain how it works.Every month I deposit over $1,000 of Federal Reserve Notes into my United Precious Metals Association account and those are converted into "U.S Treasury" Golden dollars. $50 gold dollars is the face value of one ounce of gold so one gold cent is worth about a quarter. My $1,000 from work turns into about $43 in gold.With this account I can pay people and businesses directly in gold. I can withdraw gold in denominations of $50 (or one golden eagle). Chase bank and Discover accept gold payments. So do hundreds of other merchants. I can pay everything with gold and for the services where they don't accept it I can use a credit card and pay that off with gold. What this does is that it turns the money that I use everyday back into gold. Gold is money when it is used as money. It is an asset when it sits around. To open an account or to check out the details I recommend going to their website. The Attorney General of Utah has thrown his weight behind this. It has been really great. You can use it out-of-state and you can even use it to pay merchants that want FRNs without much of a penalty. You need to login to read the user agreement. That is where many of the details are regarding costs and whatnot.If you make 10 or fewer transactions and hold less than $50 in gold and make no more than 1 transaction from gold dollars to FRNs then it is a free account. The fees a very reasonable. For example, it costs 10 gold cents (like $2.50) as a service fee if you have more than $50 in your account.


Short Article Continues:http://www.dailypaul.com/326494/how-i-finally-managed-to-ditch-f...

PS FRN means Federal Reserve Notes i.e.US Dollars
Discussion Deals
Free $25 for signing up for failing UFC casino
Added on : Sunday September 21st 2014 09:00:07 AM
g: 0 Posted By: a3814
Views: 134 Replies: 1 Not a survey exactly, but you fill out a simple registration form and you'll wind up getting a $25 check mailed to you in a few weeks. NJ regulated casino Ultimate Casino is closing its doors soon. You can use this opportunity to get a $25 by signing up and then withdrawing.

How does it work?

- Ultimate Casino awards 25 "U-Dollars" for every new, verified signup as a promotion. For whatever reason, the promotion is still going even though they are closing.
- Ordinarily you can only use U-Dollars to wager with, and you can only wager if you are in New Jersey.
- Even though you can't use it, Ultimate Casino's system will give you the 25 promotional dollars without you being in New Jersey. Ordinarily, it would expire after being unused for a certain period of time.
- Because they are closing their doors, all promotional currency will be exchanged for equivalent USD on request.
- After it's exchanged, request a cashout, and they will mail you $25.
- The site is regulated by Nevada & New Jersey and will still be in business in Nevada, so it's unlikely they will be unable to not pay.

This means anyone, whether they are in NJ or not, can claim the free $25. It's a little bit more of a pain if you are not in the US.

You will have to sign up and give your SSN (to prove you are over 21) along with verifying a mobile phone and email address.

Sign up by going to https://games.ucasino.com/portal/win32/player/registration/ or https://games.ucasino.com/portal and choosing Sign In & then Register.

- Use your real SSN and real address. Their system will use this to verify you are over 21.
- Use your real mobile phone. You will have to respond to a text they send you with "YES".
- You'll also have to click the link they send you in an email.

After your account is reads Age/ID, Email, and Mobile Phone verified (you don't need New Jersey Location Verification), you will get 25 U Dollars in your account within about 15 minutes. U Casino is ceasing play midnight Sunday. After tomorow, email or chat into support and request your U Dollars be converted to USD and cash it out.

Not everyone will get ID verified automatically on signup, including no one outside the US. Those people can still try to get the free $25, but they'll have to manually send proof of ID to customer support and hope it's approved. See details on their faq here: https://playercare.ultimatepoker.com/hc/en-us/articles/200401024...
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Free Rental Car Credits And Damage Waivers
Added on : Sunday September 21st 2014 07:00:15 AM
g: 0 Posted By: robronson
Views: 33 Replies: 1 It's my understanding that credit cards only offer their damage coverage if you pay for the full rental on the card. One "trick" I've heard is to book a rental with your credit card that offers the best reward points (2% Cash Back, perhaps), and if you damage the vehicle, when you return it, ask them to change the credit card payment to a card that offers a better rental car insurance coverage.

What are thoughts on using the "free rental car credits" that you earn from renting cars? For those not in the know, these are like frequent flier points, but only good for rental cars. My concern is if I take a trip, and use a free rental credit for even one of the days, then the credit card won't cover any insurance claim, even on days paid for by the credit card.

Further, if I pay for a whole trip using free rental credits, then obviously my CC won't cover anything. Given that the rental car company's damage waivers cost 1/3 to 1/2 of the rental per day, if I have to pay for their coverage while using the free credits, it makes the free credits nearly worthless.

Can I book a trip using free credits and if I damage the car, ask them to switch to a credit card payment at the end of the trip? I doubt that's possible, but it's the only thing I can think of.

What are the FWF-approved ways of safely using these free rental car days?
Discussion Deals
g: 0 Posted By: ctgolfer
Views: 186 Replies: 0 free shipping with Prime or on $35+

Wheat free, all natural treat
Simple, clean, and wholesome ingredients and great for all dogs, even those with allergies or sensitivities
Free of corn, salt, sugar, soy and egg
No artificial colors, flavors, or preservatives
Made in USA

www.amazon.com/dp/B001EO69XI/
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$15 iTunes Gift Code - $10 @ Groupon
Added on : Thursday September 18th 2014 09:00:04 PM
g: 0 Posted By: Xenocrates
Views: 132 Replies: 0 $15 iTunes Gift Code- $10 @ Groupon

Note:Those who got one of these last time may not be able to get one this time as it is the same landing page and the limit was 1 so it may try to deny you as though you were buying a second one.

Fine Print:Limit 1 per person. Valid only on iTunes Store for U.S. Not redeemable for cash, no refunds or exchanges (except as required by law). Risk of loss and title for code passes to purchaser on transfer.Code may not be used to purchase any other merchandise, allowances or iTunes gifting. Content and pricing subject to availability at the time of actual download. Additional terms apply,see iTunes Code Terms and Conditions.Merchant is solely responsible to purchasers for the care and quality of the advertised goods and services.
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Groupon Coupons
g: 0 Posted By: fsidos
Views: 79 Replies: 0 http://www.amazon.com/dp/B00ICSA0J8/ref=nosim/?tag=web2list-20&l... DescriptionPublication Date: February 9, 2014Christmas Cookies are a necessity for the holidays, but are you tired of the same old vanilla sugar cookies with vanilla frosting? Have you used the same recipes over and over again for the past 10 years? This E-book is just for you!

Learn techniques for making those Christmas cookies unique and original.

Use these recipes for more than just Christmas time. These cookies and tips are great for Valentine's Day, Mother's day, birthdays, Thanksgiving and other special occasions as well! Or surprise your family, neighbors or friends and make them on any day of the year.
Totally Free Deals
Olive Garden Never Ending Pasta Bowl - Starting 9/22
Added on : Thursday September 18th 2014 10:00:05 AM
g: 0 Posted By: forbin4040
Views: 255 Replies: 0 For those of you who eat at Olive Garden and did not buy their $1000 AYCE card,

The Never Ending Pasta Bowl is coming back next Monday, I can hear my arteries hardening as I type this

Starts at $9.99 on 9/22 and ends 11/09
Restaurants & Entertainment Deals
LG 55-inch LED HDTV 55LN5400 $700 + $250 egift card @ Dell
Added on : Thursday September 18th 2014 09:00:13 AM
g: 0 Posted By: 74ak
Views: 263 Replies: 1 For those who need to burn Dell gift cards, like myself.

Add LG 55LN5400to the cart to see $250 egift card
http://accessories.us.dell.com/sna/productdetail.aspx?c=us&l=en&s=dhs&cs=19&sku=A7591984
Amzon $678
Highlights

LED Backlighting

TruMotion 120HZ

Full HD 1080p Resolution

Triple XD Engine

Resolution Upscaler

Picture Wizard II

2 HDMI Inputs

SIMPLINK Connectivity









Overview
LGs 55LN5400 delivers stunning picture quality. With LED backlighting you get amazing brightness, clarity and color detail. With TruMotion 120Hz your action movies and sports will look crystal clear with virtually no motion blur. And, Full HD 1080p has almost double the pixel resolution of standard HD so you see detail like never before.

Manufacturer Part# : 55LN5400
Dell Part# : A7591984


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g: 1 Posted By: remick
Views: 191 Replies: 0 http://www.amazon.com/dp/B00F5KX778/
4.8 out of 5 stars (59 customer reviews)

Paul David Tripp expertly traverses the deepest recesses of the human heart and compassionately invites fellow Christian travelers to journey with him into God's bigger kingdom.

The author promises readers that they will be encouraged, excited, and motivated by hope as they learn how to set aside their "little kingdom" attachments which can expertly masquerade within the church as Christian activism, legalism, emotionalism, formalism, creedalism, and externalism; in favor of God's expansive and soul-freeing eternal quest. Tripp demonstrates through sound biblical principles how humanity is made by God to transcend far beyond the mere physical realm and is likewise created to be "glory junkies;" those whose visionary lives are governed by God's grand purposes rather than existing only within their narrow self-interested confines.

Writes the author, "It is a fundamental denial of your humanity to narrow the size of your life to the size of your own existence, because you were created to be an 'above and more' being. You were made to be transcendent." Tripp then shows Christians how to "transcend" through daily, moment-by-moment, practical methodology that transforms individuals into the image of Christ. It is within this purpose-driven framework, this "Quest for More", that Paul Tripp compels believers to see beyond the worldly deception of personal achievement, success, materialism, in order to break free from this ungodly fulfillment that is too easily satisfied with a mediocre walk with Christ. Instead the author invites committed sojourners to a life characterized by an unyielding passion that pursues God simply for the pleasure of his glorious company and in the process, affect eternal change in a hurting, hopeless world.
--
Prolific author and international conference speaker, Paul David Tripp, is president of Paul Tripp Ministries whose mission is to educate and equip today s Christian by combining in depth study of God s Word with practical life application. Tripp, also a pastor with over 15 years of pastoral ministry, is an adjunct professor at Westminster Theological Seminary and adjunct faculty member at the Christian Counseling & Educational Foundation in Glenside, Pennsylvania. He is the author of such best-selling titles as, Instruments in the Redeemer's Hands; War of Words; Age of Opportunity; Lost in the Middle, How People Change and Relationships: A Mess Worth Making. Tripp has been married for 35 years and has four grown children.



Forget Me Not
http://www.amazon.com/gp/product/B00823TVQQ

Inspired by the five petals of the tiny forget-me-not flower, President Dieter F. Uchtdorf reminds us of five things we will be wise to never forget:
To be patient with ourselves
To distinguish between a good sacrifice and a foolish sacrifice
To be happy now
To focus on the why of the gospel
To know that the Lord loves each of us infinitely.
A wonderful gift for any woman in your life!


40 Prayers for Christmas
http://www.amazon.com/gp/product/B00HGJL8FY/


Intimate Moments with God: Everyday Power Devotions
http://www.amazon.com/gp/product/B00FI7LVP8/


All About Jesus: The Single Story from Matthew, Mark, Luke, & John
http://www.amazon.com/gp/product/B009MTOBCI/


Who is the Holy Spirit? (Crucial Questions Series Book 13)
http://www.amazon.com/gp/product/B00AW02OZ2/


What is the Trinity? (Crucial Questions Series Book 10)
http://www.amazon.com/gp/product/B00AW02OZW


The Action Bible Easter Story
http://www.amazon.com/gp/product/B00IK7X4MQ



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g: 1 Posted By: tedhawkins
Views: 128 Replies: 0 G&L Tribute M2000 4-String Electric Bass Honeyburst Rosewood Fretboard $399.99 Fs @ MFhttp://www.musiciansfriend.com/stupidProduct DescriptionThree decades ago, the G&L L-2000 bass served notice that company founder Leo Fender was ready to disrupt the status quo. The bold, brash L-2000 has always been an exhilarating experience for players with the skill to pull it off. Now the new M-2000 and M-2500 harness that power with a sonic palate that will surprise and delight new and die-hard G&L fans alike.

Leos MFD humbuckers have always been the heart of the iconic L-Series. In the all-new M-Series, these powerhouses are voiced to fully exploit a studio-quality 18V preamp system specially designed by G&Ls R&D wizard Paul Gagon. With an LF442 chip, 100V poly caps, 1% metal film resistors and big, fat signal traces on the mil-spec circuit board, this preamp reveals everything the player and the instrument have to offer.

And theres even more:
Primary volume and pan controls to explore the full range of sounds available between the two pickups
3-band EQ with peripherally placed, center-detent, reduced-diameter knobs
An impeccable, familiar feel of the instrument in the hands and on the shoulder
The return of the classic C-shape 1-5/8 neck, discontinued by G&L in the 1980s

For slapping, rolling back some highs and dialing up some lows, coupled with a mid-range boost, magnifies the intensity that Leos humbuckers are famous for. Need more definition for fingerstyle? Just bring up the treble and roll off the bass for a nuanced and detailed sound. Headroom? The new M-Series preamp harnesses the power of those meaty MFD humbuckers without a hint of clipping. The best tools are simple, intuitive and easy to use, and thats exactly what youll find in the new M-Series package.Features

34" scale
Two Leo Fender-designed / Paul Gagon-specified G&L MFD humbucking pickups made in Fullerton, California
Swamp ash body on translucent and burst finishes, basswood body on solid finishes
Hard-rock maple neck with maple or rosewood fingerboard
Medium C shape neck profile
22 medium-jumbo frets, nickel
Traditional open-back tuning keys
Leo Fender-designed G&L Saddle-Lock bridge
G&L M-spec 18V preamp, volume, pan, 3-band boost/cut EQ with center detents
Case sold separately

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Using HELOC to fund 529 HSA SEP and Traditional IRA Pros and Cons
Added on : Thursday September 18th 2014 04:00:15 AM
g: 0 Posted By: ScottMalinowski
Views: 1 Replies: 0 I need some advise. Here is the story.

Normally year after year without fail my wife and I can fund the following from our surplus.

529s - Two children - 10K - Our state gives a 10% credit on our state income tax.
HSA - approx 6K. Fully funded as a retirement investment vehicle (not really for health expenses at all, we fund those out of pocket.
SEP IRAs approx 1K.
Traditional IRAs about 10K.

Total 27K

This year we have had extra ordinary expenses and the surplus is not available.

We have a low interest HELOC which serves as source cash when needed.

Our debt is only minimal revolving cc that do not carry a balance.

I can see funding the 529s given the state credit will easily cover the HELOC %.

The others will reduce/defer my tax liability by likely HELOC %

Should I use my HELOC to fund these investments?

g: 0 Posted By: remick
Views: 62 Replies: 0 http://www.amazon.com/gp/product/B0071CVVIK/

In this Second Edition Peter Clark shares over 60 years of hard-won experience as a beekeeper in this conversational and practical guide to beekeeping. The book content has been revised, updated, and restructured based on recent feedback.

Writing from South Africa Peter's essential knowledge of the honeybee is transferable to many regions and climates. In Tales of an African Beekeeper you will be entertained as well as find valuable material into which you can dive at will, each of the chapters standing alone to become a lifelong reference book and manual.

The Tales of an African Beekeeper, by veteran beekeeper Peter Clark with over 60 years of experience in the field and still working his bees at age 75, will stimulate the enquiring mind of those who are aware that there is such a creature as a bee and that there are people who devote their lives to working with bees. There are folk who have desired to keep bees and this read will whet their appetite and encourage them to get started. There are also those who have started and are not aware of the in-depth nature of the subject that could take them far beyond their wildest dreams.

To the seasoned old beekeeper there will be that knowing grin that similar experiences also occurred in his life, but he too will learn something new from these pages.

The book will soften the hearts of those who hate and detest bees, those whose only desire is to kill them at first sight. However there are those who have lost a loved one due to a bee sting and they must be pardoned from wishing to take revenge. Discovering the brilliance of the honeybee will ease their burden and they will glean a better understanding of this marvelous creature of Gods creation.

The chapters are short and to the point and are designed for a reference at a glance, diving into the relevant topic for just-in-time wisdom. The structure of the book is to begin with a general overview of the bee and beekeeping, and is then broken into the broad topics of Starting Out, Removing Bees, Working With Bees, Honey Production, Things To Watch Out For, and ends with Appendices which deal with the business side of beekeeping and with seasonal management.

The chapters on incidences and episodes of bee disasters are true occurrences in which the author was involved. There were many, many more far too many to describe within the pages of this book. They have been related to illustrate the ongoing life of a beekeeper.

The book will appeal to beekeepers, gardeners, farmers and horticulturists, and all lovers of the great outdoors who Daily Look upon a foraging bee and marvel at this most industrious of workers.
Totally Free Deals
g: 0 Posted By: tedhawkins
Views: 159 Replies: 0 53 Portable Closet Storage Organizer Wardrobe Clothes Rack With Shelves Grey $34.99 Fs BCP via eBay

http://www.ebay.com/itm/53-Portable-Closet-Storage-Organizer-War...

Sturdy metal frame and breathable fabric
Spacious shelves and a hanging rod for longer outfits
Quick and easy installation

SPECIFICATIONS:

Product dimension: 52.4 (W) 18 (D) 67 (H)
Color: Grey

PLEASE NOTE:

Our digital images are as accurate as possible. However, different monitors may cause colors to vary slightly.
Some of our items are handcrafted and/or hand finished. Color can vary and slight imperfections in the metal work are normal and considered evidence of the hand-finishing process, which adds character and authenticity to those items.


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Alibaba IPO this Friday 9/19
Added on : Wednesday September 17th 2014 03:00:15 PM
g: 0 Posted By: xerty
Views: 96 Replies: 4 The IPO is scheduled to start this Friday and the old discussion thread got archived.

http://www.fullofdeals.com/forums/arcmessageview.php?catid=52&thre...

The indicative price range of $66-68/share values the company at $170B or so. At those prices, that would put it right around the 20th biggest company.If they get off to a good start, they might give Coke or Facebook a run for their money in terms of total valuation. It should also be an exciting day for Yahoo, since YHOO is selling some of their stake in the IPO, and is largely worthless aside from that.

If you like the company, you might pick up some shares since the index funds won't be buying this one. It's a complex Cayman based company structure to get around Chinese foreign ownership rules, so it doesn't qualify for inclusion in most of the standard indexes (although that may get changed eventually if they're embarrassed by missing such a big company). The ADR trading in the US will have the ticker BABA.

Personally I think it's probably worth more than the IPO is currently pricing, but I'm not smoking the same drugs as these guyswho think it's worth $100/share.

Disclosure: already long
Discussion Deals
g: 0 Posted By: tedhawkins
Views: 183 Replies: 0 GearXs Tool Solutions 39PC Stubby Ratchet Screwdriver & Bit Set $7.99 Fs @ GearXs via eBay

http://www.ebay.com/itm/GearXS-Tool-Solutions-39PC-Stubby-Ratche...


Looking for a portable screwdriver and bit set you can take anywhere? This GearXs Tool Solutions 39PC Stubby Ratchet Screwdriver & Bit Set allows you to do just that! It has a travel case design, and features 39 screwdriver and bit set pieces for all jobs! The screwdriver has a compact and stubby design for those hard to reach areas. A comfortable, comfort grip handle lets the user work long hours. Work done right!

Features:

39 Piece Screwdriver & Bit Set
Travel Case Design
Compact & Stubby Design
Comfort Grip handle


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g: 0 Posted By: lolcharless
Views: 236 Replies: 0 LED Portable Dimmable Light/Lamp w Latching Locking Clamp & Timer Perfect Variety Of Indoor/Outdoor Uses 19.99 AC @ Amazon.com + FSSS & Prime Shipping

19.99 AC for the white color, may also work for the green but I have the white version.

Save $17.00 when you purchase 1 or more MIU COLOR Portable Mini Bed Lamp/Light offered by MIU COLOR Shop. Enter code CJIPCGNY at checkout.

free super saver shipping or Amazon prime

http://www.amazon.com/gp/product/B00EZJL010/


-High-quality LED light source, high luminous efficacy, soft light output, Eye-Protection and no dazing
-Natural, soft and evenly light, perfect reading light and baby bed light. high / low adjustable brightness
-Unique back locking clamp design, suitable for different beds, shelves and office screens.
-Battery compartment is compatible with lithium battery and AAA batteries, great for emergency situations or outdoor activities.
-With a time-lapse switch, it can automatically turn off after 1 hour, and you don't need to worry about energy waste if you fall asleep.


CCC below from when I last saw it with a discount - but now that I have it and used it, its a pretty useful LED light!

Was browsing for a kind of all in one low power consumption LED light that I could use in a variety of ways and the 2 hump desert animal CCC site said this was $1 above the lowest price this one has been. It looks like a neat little versatile LED that is portable, dimmable, has a latching locking clamp so you can attach it to bed posts, desks, book shelves, kitchen shelves and so forth, would be perfect for bedside reading, baby/bath room type night light as needed, desk lamp or a portable power failure light. At least those are mostly indoor uses, but Im sure there are some more and some outdoor uses as well and so I ended up grabbing an extra one for the back shed as well.

JJCEO has a review video on it so you can see all the info about it from that video.
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REQUEST - India Visa
Added on : Tuesday September 16th 2014 10:00:20 AM
g: 0 Posted By: Fatbargain
Views: 1 Replies: 0 Taking my grandson to India the 1st week of November. We have our passports and all necessary paperwork to apply for the tourist visa however several friends have recommended that we go through a visa service such as passport express rather than completing myself.

Being frugal, I hate paying the extra $100.00 pp over the cost of the visa just to have someone else review the paperwork and send it on. OTOH ... if it is more complicated than I'm expecting, I have non-refundable plane tickets and don't want to take an unnecessary risk.

Any advice from people who have completed the paperwork themselves and those who used a service, would really be appreciated.

Thank you in advance.
Alliant CU - $150 cash bonus for New Checking Account Holders
Added on : Tuesday September 16th 2014 06:00:14 AM
g: 0 Posted By: pbabb2
Views: 17 Replies: 0 $150 cash bonus for opening Alliant checking accountRecieved this via email yesterday. Seems like a fairly easy $150 (a few requirements outlined below) and I've had good experiences with Alliant in the past (have a credit card with them).

https://www.alliantcreditunion.com/OnlineBanking/Login.aspx?Retu... directs you to online login. must be an alliant member which is free)

Here's how to get $150...

1. September 2 to October 31, 2014 Open an Alliant Checking account AND
2. By November 14, 2014

Make at least one purchase with your Alliant Visa Debit Card
Make at least one payment using Alliant Bill Pay
Meet the two easy requirements of High Rate Checking:

o Opt out of paper statements AND
o Make at least one monthly electronic deposit (direct deposit, payroll deposit, ATM deposit, or transfer from another financial institution)

With Alliant checking, you can earn 7x the bank national average on your account,2,4 and you get access to 80,000 surcharge-free ATMs,5 online banking, mobile banking apps6 and a Visa Debit Card - all for free, with no monthly service fees on your account.

$150 bonus offer is available for new checking accountholders only, including Free Teen Checking.1,2 One $150 bonus per member.2

Offer ends October 31, 2014.

Use promo code CHEK002.

To apply online, you must first log in to Alliant Online Banking. Then select "Open an account" on the right menu and follow prompts. For personal assistance call 800-328-1935 or visit an Alliant Branch.

FINE PRINT:
1 To qualify to receive the $150 bonus deposit, member must open an Alliant checking account between September 2, 2014, and October 31, 2014, and complete the following three actions by November 14, 2014: (1) meet the requirements of Alliant High Rate Checking; (2) make at least one signature- or PIN-based purchase with the Alliant Credit Union Visa Debit Card; and (3) make at least one online bill payment using the free bill pay service in Alliant Online Banking. This bonus deposit offer is not applicable to those who opened an Alliant checking account prior to September 2, 2014, or those who open Alliant checking after October 31, 2014. No minimum balance required to earn the bonus. Offer cannot be used in conjunction with any other checking offer. One $150 bonus deposit per member. Once we verify qualifications, we will deposit the $150 bonus deposit directly into the member's account. Deposit will be made by November 28, 2014, and appear on your November 2014 eStatement. Check the status of the bonus deposit on Alliant Online Banking. The $150 bonus deposit is considered as taxable income and will be paid as a special dividend and reported on IRS Form 1099-INT. This account must remain open for at least six months or the bonus amount will be subtracted from your checking or savings account upon closing. The August 2014 High Rate Checking dividend is 0.65% APY. APY is accurate as of the 06/19/2014 dividend declaration date. No minimum balance required to earn the dividend. Dividend may change after account is opened and is subject to change monthly. When applying for your checking account, use promo code CHEK002.

2 High Rate Checking dividends are paid on the last day of each month to checking accountholders who have opted out of receiving paper statements (receive eStatements only) and have a recurring monthly electronic deposit to their Alliant checking account each month (e.g., a direct deposit, payroll deposit, ATM deposit, mobile check deposit or transfer from another financial institution). Otherwise, Alliant checking accounts do not earn a dividend. Checking dividend may change after account is opened and is subject to change monthly. There is no minimum balance requirement to open an Alliant checking account or to earn the stated APY. Alliant checking is free; however, if incurred, fees such as a stop payment or NSF fee will apply. Please refer to the Alliant Fee Schedule for a list of these types of fees. Account is subject to approval. We may not open checking for you if you do not meet Alliant criteria.

3. Alliant eStatements are free. A fee will apply if you choose to receive your account statement in paper form. Refer to the Fee Schedule. To avoid the paper statement fee, log in to Alliant Online Banking to change your statement preference to eStatements.

4 Based on Alliants August 2014 High Rate Checking rate of 0.65% APY vs. the bank national average checking rate of 0.09% APY as of 08/01/2014 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp.

5 Surcharge-free ATMs include Alliant-owned ATMs and ATMs that are part of the Alliance One, Allpoint, Bank of the West, CO-OP Network, Credit Union 24 CU Here and Publix Presto networks. Transactions performed at other ATMs may be subject to the ATM owners surcharge fee. Not all ATMs accept deposits. Please see our online ATM Locator for a list of ATMs that accept deposits or are surcharge-free.

6 You must meet certain criteria for mobile check deposit. Limitations apply. Mobile check deposit requires a camera-enabled device. Data and text charges may apply. Check with your mobile provider.
Deposits Deals
g: 0 Posted By: naeacher
Views: 202 Replies: 0 MadBite Umbrella Rigsat $2.89 and free shipping & sample on order $20+
This is the lowest price that I have seen for umbrella rigs.
Those samples are 100 Yards copolymer line and tape measure.

Sports & Outdoors Deals
g: 0 Posted By: ctgolfer
Views: 187 Replies: 0 Product Information
Clean those hard surfaces thoroughly with the Evolution Robotics Mint cleaner. This automatic floor cleaner operates on the NorthStar navigation cube that gives a back and forth moving action for cleaning open areas. This Evolution Robotics floor cleaner provides a map of 1,000 square feet area that needs to be cleaned. The mop mode cleaning of this automatic floor cleaner enables you to clean about 250 square feet area by a wet cloth. The sweep mode of this Evolution Robotics floor cleaner keeps the cloth dry, and removes dust and pet hair easily. You can use the disposable clothes or reusable cleaning clothes with this Evolution Robotics Mint.

Product Identifiers
BrandEvolution Robotics
Model4200 Mint
UPC853872000209

Details and Capabilities
Dirt Capture MethodWet/Dry
Cleaning AreasBare Floors

Attachments
Attachment TypeBattery
Additional HoseWithout Hose

www.ebay.com/itm/Mint-Evolution-Robotics-Mint-Automatic-Hard-Flo...
Home & Garden Deals

eBay Coupons
Combining AmEx Giftcard Balances?
Added on : Monday September 15th 2014 01:00:11 AM
g: 0 Posted By: SinbadS
Views: 36 Replies: 0 I have several AmEx giftcards with small (odd) balances. It there any way I can combine or transfer those odd balances into one single giftcard?
Question Deals
Diamond VC500 One Touch Video Capture Device $20.99 at Amazon - $10 off
Added on : Sunday September 14th 2014 07:00:02 PM
g: 0 Posted By: JapanPokemon
Views: 0 Replies: 0 Normally $30.99 - there is a "clip coupon" button will take $10 off in the cart at checkout. $20.99 is the cheapest I've seen these for in a long time.
linkyat Amazon

Nice to finally copy those old family video tapes to digital.
Kelloggs / CVS: $2 x 3 minus $5-rebate = pay $1 for three boxes
Added on : Sunday September 14th 2014 11:00:12 AM
g: 0 Posted By: DeGlass
Views: 88 Replies: 0 Repost of this:
http://www.fullofdeals.com/forums/grocery-coupons/1337345/?newest=...

CVS has Raisin Bran $8 for 4 thru Sept 20.
If your store still has those specially marked KFR boxes, they do qualify for the $5 rebate on 3. Net = $1 for 3 boxes.

Just make sure your cereal box refers to the $5 deal explicitly, otherwise your code won't count towards the rebate check.
The stuff's loaded with so much sugar it probably won't go stale anyways.
Specially Marked Products Deals
g: 0 Posted By: tedhawkins
Views: 166 Replies: 0 Home Collections Collapsible Fabric Storage Bin in 2 Colors and 3 Sizes $5.99 FS GearXs via eBay

http://www.ebay.com/itm/Home-Collections-11x8x6-5-Collapsible-Fa...

Looking for that extra bit of storage? Need items out of the way, yet easily accessible? The Home Collections Collapsible Fabric Storage Bin comes in two different colors and three different sizes to meet all of those storage needs. Expand it and place any one of them on a shelf full of objects ready for crafts, or under the bed to be filled full of products that just need to be out of the way. When finished with the Home Collections Collapsible Fabric Storage Bin, dont be afraid of collapsing them, folding them up, ready for the next times use.

Features:

Perfect solution for storage and organizing
Collapsible for easy storage
Reinforced metal eyelet handle
11" x 8" x 6.5"
Comes in two (2) colors and three (3) sizes


What's Included:

One (1) Home Collections Collapsible Fabric Storage Bin


Home & Garden Deals

eBay Coupons
Belkin Thunderbolt Dock $149 @frys
Added on : Saturday September 13th 2014 06:00:06 AM
g: 0 Posted By: mannyv
Views: 199 Replies: 0 Just noticed this in their weekly ad: the belkin thunderbolt dock is on sale at fry's, $149 down from $199. Has GigE, FW800, 3 USB 3.0, audio in/out, and two TB ports.

It's an easy way to add USB3 to those old Macs that have Thunderbolt.

Note: no thunderbolt cable included.
Computers Deals
Armor All 64-oz. Ultra Shine Wash Wax - $3.82 + FS w/ SS @ Amazon
Added on : Friday September 12th 2014 08:00:07 PM
g: 0 Posted By: st4rdust
Views: 152 Replies: 0 Back again for those who may have missed it before. Amazon hasArmor All 64-oz. Ultra Shine Wash & Waxon sale for$3.82with free shipping when you checkout via Subscribe & Save.


4.3/5 stars based on 32 customer reviews.


Delivers incredible Armor All shine
Gently lifts away dirt that can cause scratches and swirls
Helps water beading on your paint
Delivers mirror-like shine as you wash
Reveals your paint's deep radiant color

Auto Parts Deals

Amazon Coupons
Shelter Insurance Junior Special Policy- revisited from 2012
Added on : Friday September 12th 2014 12:00:09 PM
g: 0 Posted By: srhullender
Views: 149 Replies: 1 http://www.fullofdeals.com/forums/finance/1245931/

I stumbled across this post/thread/forum after doing a search on childlifeinsurancepolicies and wanted to comment.
A lot of misconception in this thread. A LOT! To touch on a few that really were way off track are as follows:

This is from the 1st posting...

"Let's take this slowly ...
1. Child life insurance does not help make sure children will be insurable in the future.
yes, it actually does. by buying a policy which carries "Guraranteed Insurability", the child will be able to purchase life insurance, regardless of health, in the future.
2. Child life insurance does help make sure children will be able to purchase from a limited set of adult product options.
True.
3. Those are typically awful products at awful prices.
Permanent Life Insurance is most defianltey applicable ina lot ofsituations.
4. Even where they are not awful products today, they almost certainly will be awful compared to more contemporary products offered 20 years from now.
FALSE! Waitng for those "future products" to "possibly" be more viable is rediculous to say. Plus, its not like we can erase time (as of yet, for you future dwellers lol). Hoping/praying for better products in the future designedto help protect our net worth will be useless unless you start now.
5. If truly uninsurable, those grown children will not be insurable.
What? This made as much sense as this entire post...
6. They will only have the ability to exercise the option to purchase the agreed upon product.
Exactly what its designed to do. And this is a bad thing?I'm actually kind of shocked by this display of pure ignorance. Every one of the posts in this thread are single minded. Let me start with a story...I have this client, we will call him Brian. He is a 39yo married man with a 1 year old. When I met Brian he was 29 and extremely active with his job. He is a risk assessor for a huge dot.com company. Anyway, I had found out shortly after I met Brian that he had Type 1 diabetes. Now Brian had not done such a great job over the years of treating his diabetes from when he was diagnosed at 16.
Soon after we became friends Brians diabetes got worse. He eventually had to have a kidney/pancreas transplant.Why am I bringing up Brian? Because Brian is one of millions who have Type 1 diabetes. (We arent even talking about any other disease or illness that can cause someone to be uninsuranble.) And Brian is one of millions who is 100% uninsurable. And if he were to find an insurance company who would write a policy on him (which to this date I cannot find), the cost would be so exorbitant that not even the examples above would hold a candle to it.When you can buy a policy for your child that A) doesn't have a continuous premium payment, B) Offers some sort of death benefit and C) offers a Guaranteed Insurability Rider which allows your child to purchase additional amounts later in life, regardless of health.... You are WINNING!

And trust me.Regardless of what products are out in 20, 30, or 40 years down the road or what this insurance is worth that far in the future. If Brian or any one of the millions of people out there were able to buy ANY amount or level of life insurance....they would buy it in a heartbeat! Ragardless of cost or death benefit.

I would say to all of the people who posted in this thread. "Stop being so cheap and actually buy something worth a darn for your kids. How many Wii, Nintendos, Atari, etc have you wasted on your kid already? Trying to tell me $240 is that much of a waste to benefit over a game system or any other crap you splurge on your kids with?" zzzzzzz



Discussion Deals
g: 0 Posted By: acro2014573
Views: 83 Replies: 1 I was one of those "abusers" of the Amazon Payments system. Me along with my room mate would, using Amazon Payments, transfer $1 15 times or so for each high yield checking account we each had, satisfying the transaction count requirement. Now, we just realized we have to close all our checking accounts (since they all have fees if the transaction count is not met). The bigger problem is the question of where do I move my money.

I have Ally savings/checking accounts.. I am in the process of ACHing my money from everywhere into Ally checking right now. I only have around $40k + some tiny amounts spread into 4 checking accounts (they only offer the APY for upto $10k).

Any suggestions on where to save it now? My only 2 requirements are free ATM withdrawals where possible, and atleast a decent interest rate.

Any reviews of Mango and Union Plus Debit cards as places to just park money? They have only $5k limits, but that's cool, I don't plan on needing $10k in the near future and can let my money sit between Mango and Union Plus cards.

Does loading money into a Amazon Serve Prepaid card via a debit card count as a transaction?

Note:
As you might have noticed, this is my first post. I have lurked on FWF for a long time and learned a lot. The biggest thing I have learnt is perhaps to do things silently so as to not raise any flags (such as never call a bank representative if I have a problem with an Amazon Payments transaction ) . But given my biggest interest-earner is getting washed away, thought I would come here for help.

I don't use debit cards normally. I have the FIA 2% for most purchases, the BofA Gas-3.3%, Groceries-2.2% card that I primarily use, a CapOne 1.5% card and a Citi 2% on its way. So I am not interested in programs that reward debit card usage. I would like to stick with credit cards.

Thanks!

EDIT: I looked at SmartyPig. Seems to be the highest online savings account at 1% . Anyone with SmartyPig savings account? How reliable is the bank that SmartyPig stores its money in?
EDIT: I mean the Mango and Union Plus savings card rather.
Deposits Deals
Vote for Master of Master Threads Sticky
Added on : Friday September 12th 2014 06:00:20 AM
g: 3 Posted By: dshibb
Views: 64 Replies: 0 Maybe not the best timing with the acquisition going on, but I was thinking that there are a lot of FAQ threads, master threads, etc. that are just floating around and some potentially at risk of archive. Everything from HSA faq, to HELOC faq, to Test Drive Vehicles, etc.

I think it would be a good move to create a Master of Master Threads stickied at the top of FWF to include a list of links of all those in the quick summary and 1 or 2 of the less used currently stickied threads can be folded in as well.

If someone wants an example here is a master of master sticky at CreditBoards:Master of Master Master Threads

Voting is give green for Yes (want a master of master sticky) and red for No (don't want a master of master sticky).

If the Mods give a go ahead than I'll start building one, but IMO not worth building one without the green light from mods.


P.S. This might cut down a little on the quantity of new threads created to ask same questions over and over.
Discussion Deals
g: 0 Posted By: remick
Views: 120 Replies: 0 http://www.amazon.com/gp/product/B005MT8SBC/

4.5 out of 5 stars (10 customer reviews)

Written to encourage the caregiver, The Art of Caregiving will be a candle of joyful hope to the one whose life has taken on unique new challenges when a loved one faces cancer.
Cancer treatment is often a nighttime journey through a wilderness, during which patients and their caregivers are confronted with worry and fear; a journey where the slightest flicker of hope means more than words can express.
Michael S. Barry shows how, with God's help, you can be the light of hope for those who bear the burden of illness.

Books Deals

Amazon Coupons
g: 0 Posted By: afreind
Views: 212 Replies: 0 http://www.amazon.com/dp/B00LO7VMUK

WAS: $19.99

Description:
This Favorite Pet Fleece Throw is a wonderful pet throw made with soft polar fleece with special pet designs that you will love! It is the perfect size to use on the sofa, bed, car, crate or any place you want to keep clean. Take a throw along with you to use in the car or when you go visiting, your host will appreciate you bringing your throw for your pet to lay on. Also, this throw can be used in a crate or for those of you who are training your dog this is perfect for "their space/place". Why not train your pet to lay on their own throw and having their own throw to lay on will take the stress out of trips and overnight stays. Put this throw on sofa, your loving pet can join you without the hassle of cleaning pet hair. The Favorite Pet Fleece Throw is machine washable and durable for your pets ultimate comfort.

Features:
Can be used on a couch, in a kennel or in a vehicle
Make travel or naptime comfortable for your pet
Made from an ultra-soft fleece material, keeps your pet warm in cold weather, and cool in warm weather
Helps keep pet hair off furniture and upholstery
Machine Wash Cold; Size: 63" L x 59" W;
Home & Garden Deals

Amazon Coupons
g: 4 Posted By: MISTERCHEAP
Views: 503 Replies: 1 Looks like some great deals next week using this week's coupon. For those that don't know. Staples has a 2 day grace period with their coupons. That means, they will work for 2 days after the expiration date as long as the cashier will scan it. I'd suggest printing off this week's coupon and trimming it to exclude the expiration date. I have attached the coupon to the post.

PRINT Q at this link NOW (not on sunday!!) www.staples.com/coupons

Dell Inspiron I3541-2000BLK [Staples.com] - Regularly $499. In next week's ad for $299. Should come out to $149 after coupon.
AMD A4-6210 APU Quad-Core with Radeon R3 Graphics
4GB Single Channel DDR3L 1600MHz (4GBx1)
Premium performance thats easy to use and easy to carry.
Rip, burn and play your media files with an available built-in optical drive.
1 USB 3.0 port and 2 USB 2.0 ports: For fast digital video, audio and data transfer.
15.6 inch LED Backlit Touch Display with HD resolution (1366 x 768)
The built-in media card reader makes it easy to transfer videos and photos from your camera while USB 3.0 lets you transfer files to external storage.
Integrated Video
Wireless-N
Windows 8.1
1 Year warranty

HP 15-r063nr [Staples.com] - Regularly $499. In next week's ad for $370.90. Should be $220.90 after coupon.
Intel Pentium N3530 Processor
4GB DDR3L SDRAM, 500GB 5400RPM hard drive with HP ProtectSmart Hard Drive Protection
Free 25GB lifetime cloud storage from Box
15.6-inch diagonal HD BrightView WLED-backlit touchscreen display (1366x768)
SuperMulti DVD burner
Intel HD graphics
Front facing HP TrueVision HD Webcam with integrated dual array digital microphone
Multi-format digital media card reader for Secure Digital cards
1 x USB 3.0 port and 2 x USB 2.0 ports
1x1 802.11b/g/n WLAN
Windows 8.1

Dell Inspiron I3542-6000BK [Staples.com] - Regularly $499. In ad for $399. Should be $249 after coupon.
4th Generation Intel Core i3-4030U processor (3M Cache, 1.9 GHz)
4GB Memory (DDR3, 1600MHz, 1 DIMM)
Premium performance thats easy to use and easy to carry.
Get your hands on a versatile 15" laptop packed with entertainment features that deliver an outstanding multimedia experience at an affordable price.
Rip, burn and play your media files with an available built-in optical drive.
Integrated Intel HD Graphics
15.6" HD (1366x768) Widescreen Display with Webcam
The built-in media card reader makes it easy to transfer videos and photos from your camera while USB 3.0 lets you transfer files to external storage.
1 USB 3.0 port and 2 USB 2.0 ports: For fast digital video, audio and data transfer.
Wireless-N
Windows 7 Home Premium (64-bit)


burgertm/sd
Laptops Deals

Staples Coupons
g: 0 Posted By: MISTERCHEAP
Views: 1 Replies: 0 Looks like some great deals next week using this week's coupon. For those that don't know. Staples has a 2 day grace period with their coupons. That means, they will work for 2 days after the expiration date as long as the cashier will scan it. I'd suggest printing off this week's coupon and trimming it to exclude the expiration date. I have attached the coupon to the post.

PRINT Q at this link NOW (not on sunday!!) www.staples.com/coupons

Dell Inspiron I3541-2000BLK [Staples.com] - Regularly $499. In next week's ad for $299. Should come out to $149 after coupon.
AMD A4-6210 APU Quad-Core with Radeon R3 Graphics
4GB Single Channel DDR3L 1600MHz (4GBx1)
Premium performance thats easy to use and easy to carry.
Rip, burn and play your media files with an available built-in optical drive.
1 USB 3.0 port and 2 USB 2.0 ports: For fast digital video, audio and data transfer.
15.6 inch LED Backlit Touch Display with HD resolution (1366 x 768)
The built-in media card reader makes it easy to transfer videos and photos from your camera while USB 3.0 lets you transfer files to external storage.
Integrated Video
Wireless-N
Windows 8.1
1 Year warranty

HP 15-r063nr [Staples.com] - Regularly $499. In next week's ad for $370.90. Should be $220.90 after coupon.
Intel Pentium N3530 Processor
4GB DDR3L SDRAM, 500GB 5400RPM hard drive with HP ProtectSmart Hard Drive Protection
Free 25GB lifetime cloud storage from Box
15.6-inch diagonal HD BrightView WLED-backlit touchscreen display (1366x768)
SuperMulti DVD burner
Intel HD graphics
Front facing HP TrueVision HD Webcam with integrated dual array digital microphone
Multi-format digital media card reader for Secure Digital cards
1 x USB 3.0 port and 2 x USB 2.0 ports
1x1 802.11b/g/n WLAN
Windows 8.1

Dell Inspiron I3542-6000BK [Staples.com] - Regularly $499. In ad for $399. Should be $249 after coupon.
4th Generation Intel Core i3-4030U processor (3M Cache, 1.9 GHz)
4GB Memory (DDR3, 1600MHz, 1 DIMM)
Premium performance thats easy to use and easy to carry.
Get your hands on a versatile 15" laptop packed with entertainment features that deliver an outstanding multimedia experience at an affordable price.
Rip, burn and play your media files with an available built-in optical drive.
Integrated Intel HD Graphics
15.6" HD (1366x768) Widescreen Display with Webcam
The built-in media card reader makes it easy to transfer videos and photos from your camera while USB 3.0 lets you transfer files to external storage.
1 USB 3.0 port and 2 USB 2.0 ports: For fast digital video, audio and data transfer.
Wireless-N
Windows 7 Home Premium (64-bit)


burgertm/sd
g: 0 Posted By: BADADVICE
Views: 151 Replies: 4 http://www.washingtonpost.com/blogs/wonkblog/wp/2014/09/11/where...

Interestingly, the Naval Academy grads have both a higher starting and higher mid career salary than those who graduate from either MIT or any of the Ivy League schools.


Discussion Deals
eBay Guarantees a $100 Coupon if Your Eligible Mobile Phone Does Not Sell
Added on : Thursday September 11th 2014 11:00:06 AM
g: 0 Posted By: fivetalents
Views: 291 Replies: 4 Your phone will sell on eBay or a $100 coupon is yours. You don't have to beg. eBay is so sure your phone will sell that for a limited time you get a $100 coupon if it doesn't. Select phonesonly.


===========
Terms & Conditions

What is the Promotion?
A list of eligible cell phone familiesis listed at the end of these terms. eBay reserves the right to remove any cell phone model or family from the Promotion at any time in its sole discretion.

Sellers can create a Qualifying Listing in either (a) an auction-style format or (b) an auction-style plus Buy it Now format; In either format, the seller must accept the starting price guidance provided by eBay as the starting price for that listing. The starting price of each Qualifying Listing must not exceed the price guidance throughout the duration of the listing. Seller must not specify a reserve price on their listing. Fixed price format listings are not allowed. No guarantee is made that any item will sell at a particular price, or at all. If the seller creates a Qualifying Listing but his/her cell phone does not sell at all, then that seller will receive a $100 coupon towards his/her next eBay purchase. Coupons will be fulfilled approximately seven (7) to ten (10) business days after the end of the unsold Qualifying Listing, and must be redeemed by the seller within fourteen (14) days of receipt.

Only 5, 7, and 10 day listing durations in an auction-style or auction-style plus Buy It Now format are included in this Promotion (but may be subject to the listing upgrade fee). 1 and 3 day listing durations, as well as any fixed price format listing durations, are excluded from this Promotion. The Promotion does not apply to insertion fees, final value fees or optional upgrade fees. Final value fees will be applied to the total amount of the sale, including the cost of the item, shipping, and any other fees a seller may chargeexcluding any sales tax. Fees for optional listing upgrades (such as Gallery Plus etc.) apply. The item must sell within the initial listing time period. Re-Lists and Private Listings are not eligible for this promotion.

Sellers must follow all on screen directions to create their qualifying cell phone listing (Qualifying Listing) on the US site at www.ebay.comby either clicking the sell link in the Promotion materials, using the eBay mobile web or mobile application, using the Quick Listing Toolsell feature, or using the Advanced Toolsell feature. Note that use of the Sell It For You/ eBay Valet features will not result in a Qualifying Listing. Please also note that the Promotion may not be shown during the listing process.

To be included in the Promotion, a Qualifying Listing must be a bona fide listing that includes: (a) a correct title that accurately reflects the cell phone being sold; (b) an accurate photograph of the cell phone being sold; (c) an accurate description of the condition of the phone; (d) shipping costs that are the lesser of $15 or the average, usual, and/or customary range for similar or identical cell phones. Cell phones that are stolen, activation locked, or otherwise unusable may not be included in the Promotion. Without limiting the foregoing, all elements of the Qualifying Listing must be truthful and accurate, and must not contain any words, messages, images, icons, or statements that have the effect of asking buyers to avoid buying the listed item (i.e., setting a Buy It Now price higher than 2x the eBay Buy It Now pricing guidance) or informing the buyer that the actual item is not as described in the title and photograph. Listings that contain any of the foregoing will be disqualified from the Promotion.

All existing selling limits on your account (as well as category and item limits) still apply, and may prevent you from participating in the Promotion. The Promotion can be applied in addition to the monthly insertion fee promotion,and/or any other insertion fee promotion; however, the Promotion cannot be combined with any other promotions or offers.

Whos eligible?

This Promotion is available to sellers who (i) are registered and in good standing on www.ebay.comand (ii) meet eBays minimum seller performance standards.Please sign in to My eBay and view your Seller Dashboardto verify whether your account is currently meeting the standards. If you have received fewer than 5 detailed seller ratings from buyers, this information will not appear in My eBay; however, you will receive email notification if your account falls below the minimum performance standards.

When is it?

This Promotion will begin on September 1, 2014, at 00:00:01 PT (12:00AM plus one second), and will end on October 24, 2014, at 23:59:59 PT (11:59PM plus 59 seconds) for listings on www.ebay.com(the Promotion Period).

Restrictions & Exclusions.Summary

LIMIT ONE (1) QUALIFYING LISTING PER PERSON AND PER eBay USER ID DURING THE PROMOTION PERIOD. If it is discovered or suspected at eBays sole discretion that a seller has registered or attempted to participate in the Promotion more than once using multiple email addresses, multiple identities, multiple eBay User IDs/accounts, proxy servers or like methods, all of that sellers listings will be declared null and void, and that seller will be ineligible to participate in the Promotion. Also, if it is discovered that any seller attempts to receive additional listings in excess of the stated limitation of one (1) Qualifying Listing per person and per eBay User ID, that seller will, at eBays sole discretion, be disqualified from the Promotion.
All Qualifying Listings must comply with all applicable eBay policies, including eBays Duplicate Listing policythat allows for the removal of duplicate fixed price listings.
Items in For parts or not working/repair condition are not eligible for the Promotion.
Items with cracked screens or prior water damage are also not eligible for the Promotion.
Listings not created through the use of a catalog made available through eBay are ineligible.
The Promotion excludes listings with a start date prior to September 1, 2014 (including those listings revised during the Promotion Period). Additionally, the Promotion excludes listings that are created during the Promotion Period, but scheduled to start after the Promotion Period.
Any attempted form of participation in this Promotion other than as described herein is void.

Cell Phones Deals

eBay Coupons
g: 0 Posted By: Xenocrates
Views: 269 Replies: 0 Sony PlayStation 4 500GB Gaming Console- $359.99 FS @Rakuten(via Altatac)

For those who shop at Rakuten there is a promo code for 10% Rakuten SuperPoints. 3600 points = $36 good for a future purchase. However I would recommend going to the Best Deal for this for more information on a better deal.


PS4 Consoles Deals

Rakuten.com Shopping Coupons
Pets - ASPCA Orthopedic Round Cuddle Bed $12 Walmart Fs to store
Added on : Wednesday September 10th 2014 08:00:05 AM
g: 0 Posted By: tedhawkins
Views: 130 Replies: 0 Pets - ASPCA Orthopedic Round Cuddle Bed $12 WalMart Fs to store

http://www.walmart.com/ip/ASPCA-Orthopedic-Round-Cuddle-Bed-Cats...


This Orthopedic Round bed is ideal for any pet, especially those who need a little more support and comfort. The Orthopedic fill is made from 100 percent recycled materials and is also eco-friendly. You'll sleep well knowing your pet is relaxed in their cozy pet bed!

ASPCA Orthopedic Round Cuddle Bed:

Ideal for any pet
Perfect for pets that need a little extra support and comfort
Fill is made from 100 percent recycled materials
Eco-friendly filling




Pets Deals

Walmart Coupons
Classic Museum Canvas Art sale, Giclees, $33-$65, Tanga
Added on : Tuesday September 09th 2014 03:00:03 PM
g: 0 Posted By: cga
Views: 201 Replies: 0 Classic Museum Canvas Art sale from Tanga

If you don't care about owning original art that will appreciate, but just want some beautiful fine art to hang on your walls, this is a great sale. These are giclees and represent photographic copies of true masters (Van Gogh, Monet, Klimt, etc.); no junk. Ready to frame and should bring a lot of joy to those of us who love fine art, but can't afford the real thing. Prices range from $33 to $65, depending upon size. Plus about $5+ for shipping (not sure if that's per piece or per order).

Don't forget FatWallet Cash Back...presently "up to 10%" (whatever that means).

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Free Kindle Book- The Hunter's Hound: Training Your Dog To The Rifle
Added on : Monday September 08th 2014 12:00:06 PM
g: 0 Posted By: remick
Views: 69 Replies: 0 http://www.amazon.com/gp/product/B00JLNQZDS

Let say, before you start to read, that there are far better dog trainers about than me. Yet I have met few shooting men or women that have taken the time to ensure that the hound at their side is trained to perform in their own personal best interest or trained the dog to mirror their own personality. When I broke the rules to put a chasing dog at my side and then teach it not to chase, many folk frowned. Ten years on, many of those same folk look on enviously at the complete symbiosis achieved by a man, an air rifle and a scruffy old lurcher. This book therefore, is not intended as a manual on training an obedience champion. It is a common-sense approach to producing a dog which behaves around a rifle ... any rifle ... and a rifleman or woman who behaves around a disciplined dog. Yes, in many ways, this book is about training the hunter ... not just the hound.
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g: 0 Posted By: tedhawkins
Views: 158 Replies: 0 Salomon Sense Hydro S-Lab Handheld Hydration Set $24.95 (reg $40+) Usoutdoor Fs on $40+

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Saving after maxing 401k and Roth IRA
Added on : Monday September 08th 2014 06:00:11 AM
g: 0 Posted By: Solomon960
Views: 84 Replies: 0 Fellow Fatwalleters, I am in need of investment advice.

Due to good fortune in 2014, my earned income will double this year vs. 2013. I am forever concerned about my retirement - especially since I won't retire for at least thirty more years (I am 32) - therefore, I contribute the highest percentage I can into my two 401ks and contribute the maximum annually into my Roth IRA. In addition to those accounts, I am curious what other options I should consider to (1) ensure a stable income when I can no longer physically work and (2) reduce my tax burden (both now and in the future).

I have a deferred annuity (non-qualified), which doesn't go up in value beyond 2% annually but can be added to at-will and a small paid up whole life policy. I have no debt or dependents. Currently, my excess funds are in a brokerage account invested in ORC and SFTBY, which are both performing better than the market.

My primary employment is with the Air National Guard while serving as a temporary civil technician. I am pursuing a permanent opportunity in Texas, whose cost-of-living will further aid my quest to reduce living expenses so I may contribute more to my retirement (plus I enjoyed my time in TX during my military technical training).

Thank you, in advance, for your guidance.
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Should I close the credit card I just received?
Added on : Monday September 08th 2014 05:00:06 AM
g: 0 Posted By: mzinz
Views: 144 Replies: 5 I searched for this but didn't find many answers. Let me know if this question belongs somewhere else!

I recently applied for the Barclays World Mastercard because I was under the impression that it would cover my rental car insurance in Ireland (it did not - misread fine print). Since I didn't even bother activating it, I'm wondering if I should just cancel it, or if that would do more damage than good.

I currently have the following cards:
Chase Freedom
Chase Amazon
Bank of America Cash Rewards
Bank of America Travel Rewards (1.5% back on all, my default if one of the others doesn't have better %)

I use the Chase Amazon for restaurants (2%), BofA Cash rewards for groceries/gas (2%, 3%), Freedom for whatever the 5% is, and BofA Travel rewards for all else.

There is a small amount to be saved if I add the Barclaycard to my routine since it offers up 5% back on groceries/gas, but neither of those are massive expenditures for me (estimating I spend $400/yr in gas, $2000/yr in groceries). Since the amount to be saved is so small, I'm thinking that having the additional card isn't worth the overhead (another card to manage/pay for/deal with).

What I'm wondering:
How bad will closing this newly opened credit line hurt my credit score, and for how long? I have good credit right now (around 790) and am considering buying a house within the next 2 years.

Thanks!



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Cash Discounts for Fun and Profit
Added on : Sunday September 07th 2014 05:00:05 AM
g: 0 Posted By: GermanBoy
Views: 74 Replies: 0 Many merchants offer cash discounts. Sometimes those cash discounts can be greater than available category bonuses.

What types of places are more likely to offer cash discounts that are greater than credit card category bonuses? How much is the discount? Do you have specific examples?

Most gas stations I've seen offer a cash discount, but I've never seen one greater than 5%, so I always pass on this.
My dentist offered a 3% discount for paying with a check and a 5% discount for paying in cash. I don't have a card that offers 5% on dental work, so I took it.
I've never asked at a WalMart, Target, or other large merchant, but maybe they do have something in the register that they can give if asked?
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g: 0 Posted By: ctgolfer
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Rental lease terms advice_Massachusetts
Added on : Friday September 05th 2014 10:00:09 AM
g: 0 Posted By: spinkan
Views: 97 Replies: 4 I have a few questions regarding my lease agreement and what my options are in that regard. Here's the story: I recently moved into a new apartment in Massachusetts (about a month ago). Per the conditions of the lease, all utilities are included (i.e., heat, hot water, gas for cooking, and electric) for $900/mo. However, I received a phone call from the realtor this afternoon stating that there was "human error" when the lease was written and, in fact, my building does not include electric in the rent. There are four total buildings in the complex and, according to the realtor, my building and the adjacent building have a meter and thus, require the tenants to pay electric separately. In the lease under "Heat and Other Utilities," it specifically states (with two asterisks), "**Heat, Hot Water, Gas for cooking, & Electric is included in rent." Aside from this column, it notes, "Tenant: This section governs utility payments. Be sure to discuss with the Lessor those payments which will be required of you for this payment." Attached to the lease in an "Addendum to Lease Agreement" which also states, "Utilities and Services. Tenant shall be responsible for phone, & cable. Landlord will provide the following: Heat, gas stove cooking, electric, hot water, sewer, and refuse." The lease as well as the addendum are signed by both myself and the lessor. When I inquired about how "human error" is something I should be penalized for, she responded by saying that I could move out of the apartment if I was unhappy with having to pay electric and that she could help in my search to relocate. Clearly, I am not looking to move (it's a hassle, not to mention costly, and I've finally settled in). But that's besides the fact. I signed the lease with the impression that all of my utilities would be included which is a large part of why the unit was so appealing to me, considering I am a graduate student and need to save where I can.

Nonetheless, what are you thoughts? Any advice about how I should go forward with this? What are my options?

I appreciate all the help I can get. Thank you!!
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g: 0 Posted By: ctgolfer
Views: 163 Replies: 0 use promo code: USP1SP245450

The N700 wireless multimode mouse is a combined mouse and laser pointing device that's perfect for those who give presentations regularly.

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g: 0 Posted By: remick
Views: 171 Replies: 0 http://www.amazon.com/gp/product/B003VTZC1E/

4.1 out of 5 stars (16 customer reviews)

Who are these guys? That was the question the teenage Daniel R. Hyde posed to his father when he first encountered Reformed believers. With their unique beliefs and practices, these Christians didn t fit any of the categories in his mind.
Not so many years later, Hyde is now Rev. Daniel R. Hyde, a pastor of a Reformed church. Recognizing that many are on the outside looking in, just as he once was, he wrote Welcome to a Reformed Church: A Guide for Pilgrims to explain what Reformed churches believe and why they structure their life and worship as they do.
In layman s terms, Rev. Hyde sketches the historical roots of the Reformed churches, their scriptural and confessional basis, their key beliefs, and the ways in which those beliefs are put into practice. The result is a roadmap for those encountering the Reformed world for the first time and a primer for those who want to know more about their Reformed heritage.



​also free

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Judges, The Wild West Of The Bible
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The Meaning of the Cross
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The Autobiography of St. Ignatius
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g: 0 Posted By: remick
Views: 27 Replies: 0 http://www.amazon.com/dp/B00CE2D8K6

4.7 out of 5 stars (77 customer reviews)

Witchcraft and magic are very real. These practices have existed as precise sciences for thousands of years. More importantly, every single person can learn to do witchcraft and magic. We are all born with the talents and abilities that empower us to do the rituals and spells in this book.

In the distant past, studies in witchcraft and magic were just as important as math, science, or the arts. This book is the first in a three-part series dedicated to spreading the knowledge of practical witchcraft and magic around the planet. Because the books in this series can be studied individually or in sequence, the introductory material on practitioner safety and effectiveness is repeated in each book.

In this book you will learn, step by step, to perform beginner rituals and spells with your bare hands:

Contact Rituals for Sky and Earth
Hiring Parking and Other Unemployed Angels
Talking to the Spirit of Owl to Find Hidden Information
Bathtub Litany for Relief from Negativity and Pain
Walking in the Rain by Running Water for Fresh Insight
Using the Water Bowl for Scrying and Psychic Messages
Walking Meditation for Those Who Cant Sit Still
Walking Litany for Invisibility and Other Magical Effects
Rooting Yourself in Mother Earth
Beginner Weather Working with Clouds
Protection and Disconnection Litany

With these rituals and spells, you will be able to understand the actual workings of the Universe through direct experience, and communicate with beings on all levels, such as angels, totems, and Sky and Earth beings. Begin your journey into witchcraft today!
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g: 0 Posted By: Xenocrates
Views: 167 Replies: 0 32" VIZIO E320I-B1 720p Smart LED HDTV(E320I-B1)+ $125 Dell eGift Card - $257.99 FS @ Dell

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For those who would not have a use for the eGift card from Dell, Amazon has this TV for 249.99with free shipping.
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g: 2 Posted By: Playerhaters
Views: 306 Replies: 3 http://www.ebay.com/itm/Rubbermaid-Reveal-Power-Scrubber-and-Pow...

Amazon has the same one for $16.99

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g: 0 Posted By: julesingeorgia
Views: 179 Replies: 0 Haven't seen toilet paper listed in a while. This is a much better deal if you have enough in your subscribe & save delivery to get 20% off. I did and it came out to $19.15. I know you can get it cheaper by shopping around and using coupons but this is for those of us who like our toilet paper delivered to our door!
Quilted Northern Ultra Plush Bath Tissue, 48 Double Rolls
or if you would rather have Quilted Northern Ultra Soft and Strong Bath Tissue, 48 Double Rolls
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g: 2 Posted By: bittul
Views: 244 Replies: 2

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When those go oos... (pretty soon imho) The next best will be 2x 25.4oz for $4:

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Amazon - Several History Books - Free KINDLE
Added on : Thursday September 04th 2014 01:00:04 AM
g: 0 Posted By: CindyLouWho2
Views: 58 Replies: 0 ~~Amazon - Several Books on History - Free KINDLE
Here are several eBooks from Amazon that are currently free KINDLE:The Forgotten Women Heroes: Second World War Untold Stories - The Women Heroes in the Extraordinary World War Two [KindleThis is a short and Untold Stories of the Women Heroes in the Extraordinary World War Two ***These women have been footnotes in history and at least one of them was a model for women in James Bond books and movies. The women however have remained in the shadows of the stories of the Second World War. These women fade into history even though their actions were crucial in changing the outcome of the war.This book is an effort to remember these forgotten women and remove the shrouds from the memory of these amazing and courageous women.http://www.amazon.com/Forgotten-Women-Heroes-Stories-Extraordina...
*********************War Stories: The American Civil War, Remembered by Those Who Were There [Kindle Edition]
See the Civil War through the eyes of the people who lived through it: spies, soldiers, generals, escaping slaves, nurses, and more.When one thinks of the American Civil War, it is easy to conjure up images of great generals developing brilliant strategies and influential politicians making historic decisions; but there was a great deal more going onIn this book, you will find Civil War stories most people have never heard before, told by people who actually lived during those momentous times. From intrepid young men who went aloft in balloons and viewed the enemys position, to the joys and miseries of the private soldier, to the daring activities of secret spies...Laugh as Sir Henry Morton Stanley recounts his adventure, as a young private, raiding the farm of a Unionist to forage for he and his messmates Christmas dinner. Or, be amazed as Sarah Edmonds tells how she disguised herself and made her way deep within Confederate lines. These accounts and many more make up this unique collection of amazing Civil War stories...From camp pranks to close, bloody conflict; and from the jubilation of victory to the misery of defeat, you can find it all in War Stories: The American Civil War, Remembered by Those Who Were There.
http://www.amazon.com/War-Stories-American-Civil-Remembered-eboo...
The Memoirs of Colonel John S. Mosby [Kindle Edition]
John S. Mosby (AuthorJohn Singleton Mosby served as commander of the 1st Virginia Cavalry, known as Mosby's Rangers. His memoirs describe his experiences and recollections of Robert E. Lee and JEB Stuart, among others. A table of contents is included.http://www.amazon.com/Memoirs-Colonel-John-S-Mosby-ebook/dp/B00A...
"Boots and Saddles" or Life in Dakota with General Custer [Kindle Edition]
Boots and Saddles or Life in Dakota with General Custer, written by George Armstrong Custer's wife Elizabeth, is an incredible look into the life of the Custers and their life on the Great Plains.A table of contents is included.
http://www.amazon.com/Boots-Saddles-Dakota-General-Custer-ebook/...
******************************************Memoirs of the Confederate War for Independence [Kindle Edition]
Heros von Borcke (1835-1895), was a German cavalry officer who served for the Confederacy. His memoirs are sympathetic to the Confederate cause, and discuss some of the most notable events in the Civil War.http://www.amazon.com/Memoirs-Confederate-Independence-Heros-Bor...
The 15 Decisive Battles of the World from Marathon to Waterloo [Kindle Edition]Creasy's The 15 Decisive Battles of the World from Marathon to Waterloo is a fascinating history of history's greatest battles.A table of contents is included.http://www.amazon.com/Decisive-Battles-World-Marathon-Waterloo-e... of Greece Volume 2: Grecian History to the Reign of Pisistratus at Athens [KindleHistory of Greece Volume 2: Grecian History to the Reign of Pisistratus at Athens, is part two of George Grotes epic history of Greece.
http://www.amazon.com/History-Greece-Grecian-Pisistratus-Athens-... of Greece, Volume 1: Legendary Greece [Kindle Edition]
George Grote
History of Greece, Volume I: Legendary Greece, from the Gods and Heroes to the Foundation of the Olympic Games (776 B.C.) is part one of George Grotes epic history of Greece.http://www.amazon.com/History-Greece-1-Legendary-ebook/dp/B009QA...
History of Greece Volume 3: From the Age of the Despots to the Western Colonies [Kindle Edition]
George Grote (Author)
History of Greece Volume 3: From the Age of the Despots to the Western Colonies is the third part of George Grotes epic history of Greece.
http://www.amazon.com/History-Greece-Despots-Western-Colonies-eb...
History of Greece Volume 4: Greeks and Persians [Kindle Edition]
George Grote (Author)
is part four of George Grote's epic history of Greece.
http://www.amazon.com/History-Greece-4-Greeks-Persians-ebook/dp/... Heroes and Great Chieftains [Kindle Edition]
Charles A. Eastman (Author)Indian Heroes and Great Chieftains is a fantastic collection of brief biographies of famous Native Americans such as Red Cloud, Sitting Bull, Crazy Horse, and more.A table of contents is included.
http://www.amazon.com/Indian-Heroes-Chieftains-Charles-Eastman-e... Life and Times of Akhnaton [Kindle Edition]
Arthur Weigall (Author)
Arthur Weigall's The Life and Times of Akhnaton is a fascinating biography of one of Egypt's most controversial pharaohs.http://www.amazon.com/Life-Times-Akhnaton-Arthur-Weigall-ebook/d... Hessians and the Other German Auxiliaries of Great Britain in the Revolutionary War [Kindle Edition]
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The Hessians were greatly feared mercenaries from Germany and they fought for the British in many of the battles of the American Revolutionary War. This version of Lowells The Hessians and Other German Auxiliaries of Great Britain in the Revolutionary War includes a table of contents.http://www.amazon.com/Hessians-German-Auxiliaries-Britain-Revolu...
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Any credit card with Amazon Prime?
Added on : Wednesday September 03rd 2014 06:00:06 AM
g: 0 Posted By: fleetwoodmac
Views: 26 Replies: 0 Are there any credit cards out there that gives Amazon prime for free or points towards Amazon or some combination of those?
Credit Deals
Nonmarriage and children
Added on : Wednesday September 03rd 2014 04:00:06 AM
g: 0 Posted By: nasheedb
Views: 43 Replies: 0 I read this article yesterday:http://www.usatoday.com/story/news/nation/2014/09/02/statutory-r... which started a thought process in my head. Granted the guy in the article was an idiot for 1. not reporting the rape and 2. ignoring the court request for paternity testing, child support hearing, etc. He basically told his side of the story to the press, but not to the judge.

Then I started reading some of the comments on reddit (http://www.reddit.com/r/news/comments/2f9ej9/statutory_rape_vict... including this one:
reddit said: Wound up in this sort of situation. Worked hard to provide for and spend as much time with the child as possible during the first three years of their life. The mother filed for support from the state. The first thing the state did was unleash child-support services on me to levy multiple years of back-support.
Walked into their offices with bank records and details I felt supported my active involvement in the childs life during that time. The state would not accept this, calling these contributions 'gifts' that would not be counted towards the amount owed.

and
reddit said: Same thing happened to my wife. She ended up moving out and paid for the med bills, mortgage, utilities etc for another year. Ex took her to court for Child support. She said the same thing. They said those are gifts. You still owe. The child support system is supremely *******up.

Many people on FWF, myself included are not married, nor do they want to be married. Many are happily living together without being married (I'll refer to this as nonmarriage) and some are raising children together. Unfortunately, reality is, that relationships sometimes do end up going sour. Couples break up and go their separate ways. In my state, Texas, courts can allow for retroactive child support. Here is what I found on one of the legal resource websites:
[L=http://www.lanwt.org/txaccess/backchildsupport.asp said: Another]http://www.lanwt.org/txaccess/backchildsupport.asp]Another[/L] scenario would occur if you are not married. In that case your child support obligation could begin at the time of the child's birth. You could also be ordered to help pay prenatal and postnatal expenses for the mother that were not covered by insurance.

Here is a sample scenario. Let's say a man and a woman are in a nonmarriage (living together but not married legally). They decide to have a child together and everything is fine for 10 years. When the child is 10 years old, the parents split up. What is there to prevent the woman from trying to claim child support going back to birth? What if she claims that the contributions made by the father during the first 10 years of the child's life were "gifts"? Granted, the average FWF reader probably has much better access to legal resources than the average redditor, so they're less likely to be screwed over, but the question remains how do you prevent yourself from getting screwed? If you were married, the courts would never allow for child support going back to birth, only to the time of separation.

I am very curious about real life situations FWF readers have encountered. My gf and I would like to have children in the next 2-5 years. How can I protect myself if we have children, but the relationship goes sour?
g: 0 Posted By: tedhawkins
Views: 119 Replies: 0 Amazon - Spend $75 and receive 20% off running shoes, hiking boots and more with code SEPT2075

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Is this medical plan HSA qualifying?
Added on : Tuesday September 02nd 2014 04:00:09 AM
g: 0 Posted By: trekwars2000
Views: 53 Replies: 0 So my wife is just started a new job and is signing up for benifits. Her company has 2 health plans, one they call an HRA and one they call an HSA. I think both are actually HDHP plans that would qualify for HSAs but I want to double check.

Here is the info on her (single) HRA plan:
$1350 deductible
15% coinsurance after up to $4500 OOP max
$250 put into a Health Reimbursement Account (HRA)

That looks like a HDHP qualifying plan with the deductible and OOP max, however, I am not sure what the HRA does for this. Any help would be great.

For those wondering the single HSA plan is: $1750 deductible, 20% coinsurance to $6250 OOP max with $250 going into an HSA.

Personal Finance Deals
What preparations in case of job loss?
Added on : Tuesday September 02nd 2014 04:00:09 AM
g: 0 Posted By: RhizzleBop
Views: 118 Replies: 8 There is a lot of change going on at my company. Our department is being reorganized and I feel a couple people may be on the outside of that plan looking in. In case I'm one of those, I'm wondering what's the best approach to ensure my wellbeing as best as possible?

My wife works but hers doesnt quite cover all the bills.
Im a mechanical engineer with 11 years experience in hvac consulting, and extreme environment sealing systems such as oil and gas, semicon, industrial, etc. to be clear, I don't work in those industries, but we make sealing systems for those industries and sell to them.

We live as far south EAST as you can just about without going into Florida. My city is not a big industrial/ manufacturing city by any means. I prefer not to move because my wife has a great job she loves and we don't really want to move.

I would take a job elsewhere if it meant driving 4-6 hours and staying all week for as long as I needed to to keep the lights on.

We do have some savings. With her bringing in income we could survive a year without totally draining our savings, though it would eat up most of it.

If the worst happens, I'll be applying for anything and everything including waiting tables, or grocery store or pest treatment guy, anything. However realistically I dunno if any of those places would hire me as I'm way over qualified.

I'm already looking and updated my rsum just in case.
Mom interested in joining another industry such as finance( such as being a financial advisor or similar in banking). I'm very good with numbers and data and have an interest in that anyway. I'm also interested I marketing but that's even a further stretch from engineering.

I'm probably more prepared that 80% of people but it scares me and I want to do everything right and take the best steps forward to ensure our wellbeing.

Im thinking if the worst happens to go immediately and register to take a realestate class and get my liscense. I have a friend who can probably get me on somewhere and since I won't need a check immediately, could give me a little time to make a sale and might net more income than grocery clerk.

Anything else I should be doing in preparation?

Any hot spots for jobs I should consider for a "working remotely for a few months to a year" situation? North Dakota fracking comes to mind but id rather be able to return home on weekends.
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g: 1 Posted By: remick
Views: 75 Replies: 0 http://www.amazon.com/gp/product/B00L0N6O6U/

4.9 out of 5 stars (17 customer reviews)

WHAT IS THE SINGLE GREATEST THING THAT WILL KEEP YOUR RELATIONSHIP AFLOAT FOR YEARS?

This book answers that question.
The book revisits the notions of love and physical chemistry, giving you easy and powerful tips to revive or maintain the romantic spice in your couple. A must-read for everyone seeking to improve the energy flow in his or her relationship, from singles and active daters to newlyweds and those in long-established marriages. To compile this list, we researched the current literature, delving into subjects as varied as psychology, relationship counseling, romance at work, and family planning.
>>> The book contains a helpful Discussion Guide and a sample chapter of sequel March with Venus - 94 Creative Love Games to Heat Up Your Bedroom. Through burning questions, the book gives extensive advice on how to use the discussion guide, how to inform decisions related to the topics at hand, and how to best read it alone, in reading groups, with your partner, or as part of learning activities, among others.

>>> After reading this book, you will know how to:

Capture the energy flow within your couple, especially what truly matters in your relationship;
Set the right priorities for your couple from the get-go;
Apply the five key elements that constitute the foundation of a strong, long-lasting relationship; and
Understand why nonverbal communication can be an effective to ignite passion in your couple.
>>> Who will benefit from this book?

You and your lover.
Books Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 82 Replies: 0 Picture Quality Display Panel LED LCD TV Aspect Ratio 16:9 Panel Drive 240 blb Picture Mode Vivid/Standard/Home Theater/Cinema/Custom Viewing Angle 176 degree Color Space Studio Master Drive Local Dimming Unique Graphic Engine Noise Reduction Y (Dot Noise Reduction) THX Certified Display 4K / 1080p Pure Direct isf Mode 3D 3D Type 2D-3D Conversion Sound Quality Speakers Full Range x 2 Speaker Output 20 W (10 + 10) Stage Surround Sound Surround Mode V-Audio Easy Operation my Home Screen Y my Stream my Stream***** Multi User Profile Voice Assistant Voice Print Recognition Voice Command Voice Guidance Y Touch Pad Remote (with my Button) Info Bar Built-In Camera **** eHelp Y Networking my Home Could Y Remote Sharing Y Swipe & Share Y Panasonic TV Remote 2 (App) Y Internet Apps Web Browser* Y 4K Online Player Unique Processing Engine Wireless LAN Built-In Y Display Mirroring Y DLNA Y Bluetooth** (APT-X Compatible) Media Player Media Player (Picture/Movie/Music) Y Support Format MKV/MP4/M4v/FLV/3GPP/VRO/VOB/TS/PS, MP3/AAC/FLAC/WAV, JPEG VIERA Link Y Eco Eco Navigation Y Energy Star Ver.6.1 Terminal HDMI HDMI (4K 60 Input) Support Feature Audio Return Channel (Input 2) DisplayPort (4K 60 Input) Component Video Input shared with Composite RCA phono type x 1 (rear) USB 2 (USB 2.0 x 2) SD Card Ethernet 1 (rear) Digital Audio Output (Optical) 1 (rear) GENERAL Included Accessory*** TV Remote Power Supply1 AC 110 - 127 V, 60 Hz Screen Size Diagonal (inches) 49.5 On mode Average Power Consumption 43.9 W Rated Power Consumption 109 W Standby Power Consumption 0.2 W Display Resolution 1,920 (W) x 1,080 (H) Dimensions (W x H x D) (w/o stand) 1,126 x 652 x 53 mm / 44.4 x 25.7 x 2.1 inch Dimensions (W x H x D) (with stand) 1,126 x 697 x 260 mm / 44.4 x 27.5 x 10.3 inch Weight (w/o stand) 15.0 kg (33.1 lbs) Weight (with stand) 16.0 kg (35.3 lbs) Operating Temperature 32F - 95F (0C - 35C) Safety Standard UL60065/FCC Parts15 VESA Compatible Y Carton Dimensions (W x H x D) 1,461 x 747 x 127 mm / 57.5 x 29.4 x 5.0 inch Gross Weight (with stand) 20 kg (44.1 lbs) Warranty 1 year Further Specifications NOTE * The Web Browser cannot display some web pages correctly. And viewable contents by VIERA Web Browser are subject to the following conditions; / - viewable contents may vary depend on models, / - viewable contents may differ from those for PC, / - viewable contents may be limited. / ** HID (Human Interface Device Profile) compliant keyboards are available. A2DP (Advanced Audio Distribution Profile) compliant audio devices are available. / *** Not all the accessories are listed here. / **** Skype Camera is optionally available. / ***** Viewable contents may vary depend on regions and services.
http://shop.panasonic.com/shop/model/TC-50AS530U
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Panasonic Coupons
75% off SELECT cordless shavers @ Kmart B&M, YMMV
Added on : Monday September 01st 2014 09:00:04 AM
g: 0 Posted By: disenchanted
Views: 192 Replies: 0 Found in B&M store located in zipcode 88001

YMMV.

There were some cordless shavers on clearance for 50% off, but shelves for those were empty.
So I grabbed one of each model (about 6 shavers), threw them in my cart and was heading toward a price scanner.

One aisle away from the price scanner I spotted a few different models of cordless shavers, up on very top of the shampoo aisle, so I grabbed one of each of those (about 4 shavers). Apparently this particular "top shelf" area was the "Inventory Overflow" section for the Toiletries dept.

At the price scanner, none of the shavers from the shaver aisle were the clearance shavers I was after.
The 75% off jackpot was from those cordless shavers that were on the top shelf of the shampoo aisle.
One was a norelco triple header for $18 (regular $74), then there was a Panasonic for $25 (regular $99.99) and finally a Wahl cordless beard trimmer/shaver for $18,

The norelco triple header model PT729 for just $18.00 (No price tag on it at all, but online MSRP search shows MSRP as $74.00).1. Norelco PT729 (scanned @ $18)
Specifications:

Powertouch Cordless Razor
Floating Heads
Super Lift & Cut Technology
Corded / Cordless Operation
Washable
Full Charge Time 8 Hours

2. Panasonic NANOTECH model ES8103s (scanned @ $25)
Specifications:

Wet/Dry Shaver with Nanotech Blades,
Pivoting Head,
Fast 13,000 RPM
Linear Motor cuts clean,
Sharp 30-degree blade angle,
Turbo Cleaning Mode

3. Wahl cordless trimmer/shaver
Specifications:Sorry but I forgot to get the model and details on this one.
It was originally $69.99, tagged as $34.99 but scanned at $18.
It looked like the Wahl 9818, as it was an all chrome model but I'll have to check for sure next time I get to Kmart.
Beauty Deals

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eTrade vs optionsXpress
Added on : Sunday August 31st 2014 09:00:06 PM
g: 0 Posted By: salilsurendran
Views: 20 Replies: 0 Hello,
I had ETrade but opened an account with optionsXpress because they were cheaper when making mutual fund trades. However, I find that optionsXpress don't have as many mutual funds to trade as ETrade and also it is very difficult to search in their database as to if that mutual fund is available for trading. So many times I research and find some funds but those funds are not available in optionsXpress. Anyone find the same?
Question Deals
g: 1 Posted By: microdvd
Views: 124 Replies: 2 Living Social : Dallas Area : Retro Futura Tour @ Verizon Theatre :Sept 8 at 7:30pm :Thompson Twins' Tom Bailey, Howard Jones, Midge Ure & More (52% Off)https://www.livingsocial.com/events/1238602-two-tickets-to-retro-futura-tour

Two Tickets to Retro Futura Tour
Verizon Theatre at Grand Prairie Grand Prairie, TX
Monday, September 8, 2014 - 7:30PM

Doors Open: 6:30PM

AEG Live presents
Thompson Twins' Tom Bailey & Howard Jones
with Ultravox's Midge Ure, China Crisis, Katrina (ex-Katrina & The Waves)

what you get:Two Tickets

Choose from the following offers:
$45 for two 300-level side tickets
$50 for two 200-level side tickets

Lineup: Thompson Twins' Tom Bailey, Howard Jones, Ultravox's Midge Ure, China Crisis, and Katrina (ex-Katrina & The Waves)
Hear All the Hits!
Everything old is new again at the Retro Futura Tour, a one-night-only concert hitting Verizon Theatre at Grand Prairie on
Monday, September 8. Thompson Twins' Tom Bailey will play all the Thompson Twins hits like
"King for a Day", "Doctor! Doctor!", "LIES", "You Take Me Up" and "Hold Me Now" live for the first time in 27 years
-- joining him are acts including Howard Jones, Ultravox's Midge Ure, China Crisis, and Katrina (ex-Katrina & The Waves).
As these acclaimed artists take the stage to perform their greatest hits, you'll be transported back in time to re-live all those old memories.

Find out more about the Retro Futura Tour
http://www.axs.com/events/252642/thompson-twins-tom-bailey-howar...Go back to the future this summer and experience all the moody synths, lush guitars and gravity-defying hairdos of the '80s best new wave artists.
The Retro Futura Tour brings together the top synth-pop bands and performers of the Reagan era --
including the Thompson Twins' Tom Bailey, Howard Jones, Ultravox singer Midge Ure, China Crisis and Katrina of Katrina and the Waves --
for one incredible concert. From Thompson Twins' "Hold Me Now" to Howard Jones' "Things Can Only Get Better,"
Ultravox's "Dancing With Tears in My Eyes" to China Crisis' "Wishful Thinking,"
this fun summertime concert is like a live Memorex mix-tape of your favorite hits of the '80s and beyond.

Retro Futura Tour 2014What it is: a gathering of some of the most popular British new-wave musicians from the 1980s
How you remember Tom Bailey: as the bassist and vocalist of the Thompson Twins, whose super-hits include "In the Name of Love," "Lies," "Doctor! Doctor!" "Lay your Hands On Me," "King For A Day," and "Hold Me Now"
How you remember Howard Jones: from his double-platinum album Human's Lib
Jones' Hollywood connection: his song "Like to Get to Know You Well" soundtracked John Cusack fixing his Camaro in the surreal '80s comedy Better Off Dead
How Ultravox's Midge Ure describes their hit "Vienna": "We wanted to take the song and make it incredibly pompous in the middle, leaving it very sparse before and after, but finishing with a typically over-the top classical ending. The whole thing was a bit tongue in cheek."
Evidence the public might not have picked up on the joke: the single rocketed to the number-two spot, and was later named by Radio 2 to be Britain's favorite song to ever halt at the runner-up spot
China Crisis's claim to fame: the hit single "Wishful Thinking"
How Katrina Leskanich of Katrina and The Waves improved the '80s and water-park lines everywhere: by lending her vocals to "Walking on Sunshine"

http://thompsontwinstombailey.com/
http://howardjones.com/

http://www.retrofuturatour.com/

REFUND POLICY: This event is nonrefundable. No full or partial refunds are given to customers who miss an event.
In the event of a cancellation, your voucher will be fully refunded
The deal is valid on event date only
Groups wishing to sit together must have one person purchase all tickets in one transaction
Purchaser must pick up ticket(s) at Will Call prior to show
Purchaser may change the name of the individual retrieving tickets up to 48 hours in advance of event via the LivingSocial website event details section;
no name-changes or alternate pick-ups permitted without notice at venue
Event is rain or shine
LivingSocial is pleased to offer you the opportunity to purchase this deal to be fulfilled by the entity indicated on the voucher
and/or by Anschutz Entertainment Group, Inc., its subsidiaries and affiliates ("AEG").
By purchasing this deal, you agree that your name, email, zip code and other information related to the deal you purchased will be used
by LivingSocial as well as provided by LivingSocial to AEG and/or the entity indicated on the voucher to assist in fulfilling the deal
you purchased and, subject to LivingSocial's privacy policy [ LivingSocial.com/privacy_policy] as well
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g: 0 Posted By: ctgolfer
Views: 222 Replies: 0 Comfortable, quiet typing
You'll enjoy a comfortable and quiet typing experience thanks to the low-profile keys that barely make a sound and standard layout with full-size F-keys and number pad.
Spill-resistant design
Liquid drains out of the keyboard, so you don't have to worry about ruining your investment with accidental spills.
High-definition optical tracking
You'll enjoy responsive and smooth cursor control with the high-definition optical tracking (1000 dpi).
Thin profile
The keyboard has a thin profile that adds a sleek look to your desk while keeping your hands in a more comfortable, neutral position.
Durable keys
The keys can last up to 10 million keystrokes so you can keep typing long after many keyboards have called it quits.
Plug-and-play USB connections
Setup is simple - you just plug your keyboard and mouse into USB ports on your desktop, laptop or netbook computer and start using them right out of the box.
Easy-to-read keys
The bold, bright white characters make the keys easier to read - perfect for those with less-than-perfect vision. They're less likely to wear off, too.
Sturdy, adjustable tilt legs
You can extend the sturdy folding legs to increase the keyboard tilt by 8 degrees to address your personal ergonomic needs.
Curved space bar
It keeps your hands in a more natural position so you can type in greater comfort.

www.sears.com/logitech-desktop-mk120-mouse-and-keyboard-920-0025...
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Sears Coupons
U.S. Hikes Fee To Renounce Citizenship By 422%
Added on : Sunday August 31st 2014 08:00:09 AM
g: 1 Posted By: GotRocks
Views: 15 Replies: 0 US Hikes fees to renounce citizenship by 422%

As an expat who is considering renouncing my citizenship sometime in the future, I find this fee increase quite outrageous. They say the increase is due to the number of people currently renouncing US citizenship. The increase in people renouncing their US citizenship in the past year or two mainly has to do with the onerous requirements of FATCA and a lot of those people who are renouncing have never ever lived in the US. The fee increase from $450 to $2350 seems like punishment to the people who do not have substantial income but were caught up in FATCA by virtue of birth or marriage (a US citizen married to a non-US citizen has to comply with the FATCA reporting requirements). I say that this is punishment because to a person like facebookco-founder Eduardo Saverinwith ska-billions of $ to his name, $2350 is a mere drop in the bucket. But to the average Joe who was born in Canada to American parents, this is a big chunk of change.

So once again, the US government makes me angry and just adds more fuel to the fire under my renunciation quest.
g: 0 Posted By: chrispitude
Views: 115 Replies: 0 Sears finally has Morton's 40lb salt pellets on sale again for $3.99 (regularly $5.99). Order 13 bags and use SEARS5OFF50 for $5 off your $50 order. Fatwallet has bonus 6% CB, or go through ShopDiscover for 10% CB.

Link

Have fun carrying those bags, fellow FWers!
Grocery Deals

Sears Coupons
g: 1 Posted By: ctgolfer
Views: 212 Replies: 0 The Diehard Battery Charger with Wheels is a great choice for those looking for a manually operated battery charger with engine starter and timer control
Able to start 12V and 6V vehicles and farm equipment
250, 50, 15 and 2 amp for versatile usage
Timer Control Dial for automatic shut-off, UL listed
Features include powder-coated steel case, color-coded analog ammeter gauge and ergonomic carrying handle
Wheeled for greater portability and ease of use
Comes with 6 ft. Power cord and 6 ft. 8AWG output cable
Some assembly may be required


www.sears.com/diehard-gold-wheeled-battery-charger-with-timer-co...
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g: 0 Posted By: BigBoyMichigan
Views: 32 Replies: 0 CHECK OUT BigBoyMichigan's Other FatWallet Deals Click Here



CHASE BANK $150.00 BONUS - OFFER ENDS OCTOBER 15, 2014


Bonus/Account Information:Offer not available to existing Chase checking customers, those with fiduciary accounts, or those whose accounts have been closed within 90 days or closed with a negative balance. Offer valid through 10/15/2014. To receive the bonus:1)open a new Chase Total Checking account, which is subject to approval;2)deposit $100 or more within 10 business days of account opening; AND3)have your direct deposit made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government. After you have completed all the above requirements, we'll deposit the bonus in your new account within 10 business days. The bonus cannot be used as the opening deposit. You can only receive one new checking account-related bonus per calendar year. Bonus is considered interest and will be reported on IRS Form 1099-INT.

Personal Finance Deals
g: 0 Posted By: itsausername
Views: 3 Replies: 0 Visit the Six Flags homepageand select your park, then click the 'Flash Sale' banner on the right or browse to the 'passes & memberships/buy passes' menu item.


Depending on the park chosen, multiple 'special offer' entry passes must be bought (2+ or more) to receive the best discounts which bring those prices down as low as $49.99 per pass (repeat, check your park's flash sale page for their specific discounts/pricing).

- This offer provides 'Gold' level passes which include season parking and other perks exceeding those offered by regular season passes.
- Passes may be used for the remainder of the 2014 season. Note: I did not spot any specific claim of 2014 parking being included.
- The offer states that each pass must be processed at the park by 9/2 to receive the upgrade perks.


Dining passes are also discounted. From the sampling of parks I checked, all seemed to be selling them for $74.99.

- These include a drink refill for 2014 when processed by 9/1; no meals until next season.





Labor Day Sales Deals
Free Hitch N Fish Stickers
Added on : Friday August 29th 2014 12:00:11 AM
g: 0 Posted By: remick
Views: 101 Replies: 0 http://hitchnfish.com/2014/08/26/slap-a-stick-gallery/

Thank to all those who sent in Slap a Stick photos! If you are interested in free stickers sent to your front door. Fill out the form at the bottom. Continue reading to see the full gallery.
Totally Free Deals
Cricket Wireless (AT&T prepaid) 5 lines w/500mb $100
Added on : Thursday August 28th 2014 02:00:04 PM
g: 0 Posted By: ZombieHunter
Views: 245 Replies: 1 This is a great deal for those who don't use a lot of data.

5 lines with Unlimited talk and text and 500mb of High Speed data (Then unlimited data throttled)

https://www.cricketwireless.com/5for100

Alternatively, you can get 5 lines onthe 2.5gb plan for $150 with group save.

taxes and fees are INCLUDED.
Services Deals
Anova Sous Vide Immersion Circulator - $149
Added on : Thursday August 28th 2014 05:00:25 AM
g: 0 Posted By: nascarjunkie
Views: 144 Replies: 1 Use code FACEBOOK50

Link

For those that aren't familiar with sous-vide cooking, it's a process of cooking food in vacuum sealed plastic bags while immersed in a water bath for long periods of time. It's great for steaks so you cook them evenly and don't wind up with overly cooked edges and undercooked centers.
Home & Garden Deals
Free Kindle Book- The Mystery of Garabandal
Added on : Thursday August 28th 2014 02:00:47 AM
g: 0 Posted By: remick
Views: 89 Replies: 0 http://www.amazon.com/gp/product/B00GHMAQQ8

4.6 out of 5 stars (11 customer reviews)

Fifty years ago, four young girls in a small Spanish village began falling into rigid trances, marching backward up hills, and levitating, seemingly, inches above the ground. Eyes fixed on a mysterious point in the air, they were mesmerized by something which was invisible to everyone else.
What the girls said they saw--and heard--sent shock waves that are still reverberating today. The messages the four girls claimed to receive revealed a picture of a Catholic church in crisis and a world that faced an earth-shattering future that would unfold in their lifetime.
The girls pronouncements about coming trouble in the church and world were met with fierce skepticism from the first. Some charged the girls with being possessed by demons (based on the girls strange physical poses and apparent levitation), and others claimed the girls were putting on an act (revealing their true colors when they chose ordinary married lives instead of the convent). There was also a third body of critics: those who believed that a group of girls on the CUSP of adolescence in a remote and insular society conjured up a psychodrama which, fueled by the spotlight and mounting frenzy, gained a frightening life of its own.
There was one other possibility--that the strange events in Garabandal, Spain actually did occur, and the girls received an apocalyptic warning for both the church and the modern world.
The warning to the world included a prediction that a newly militant Russia would rise again. The prophecies of Garabandal also foretell a World-Wide Warning and a Global Miracle, whose purpose is to convince a world reeling from one catastrophe to the next that God exists. But the Warning and Miracle, dramatic as they sound, are not even the most unsettling of the messages. One night, the young girls dissolved into screams. During this so-called Night of the Screams, the girls say they were shown a tragic chastisement that would befall the entire world if the Warning and Miracle failed to trigger global change.
As disquieting as those messages were, the most shocking message at Garabandal was for the hierarchy of the Roman Catholic Church. Why were the messages of Garabandal so effectively suppressed? Did it have to do with the fact that the messages presciently warned of coming scandal and turmoil in the Roman Catholic Church itself?
Did a portal open between worlds on a Spanish mountaintop in that summer of 1961? And if so, who opened the door--an angel of God or an angel of darkness? Did a young girl's flight of fancy one summer night spin wildly out of control? Or was it a visitation from God?
Now that the girls at the center of this drama are 60-year-old women, should their claims be discredited or re-examined? Are the apparitions bogus or fast-approaching their fulfillment? If the events are false, Garabandal is a fascinating and perhaps tragic human interest story with several explanations. If the events and warnings are true--then what do we do?
By the end of this book, readers can judge whether the visions of four young seers on a mountaintop in Spain were historical fact, a devilish fraud, or the creative confusion of four girls who would spend the rest of their lives trying to escape a human tragicomedy that they themselves had produced.
Totally Free Deals
g: 2 Posted By: remick
Views: 291 Replies: 0 http://www.amazon.com/gp/product/B00K5RUFEY/

Learn the latest SQL Server 2014 database design methods for career advancement; among them in-memory OLTP tables, FileTable FILESTREAM storage and ColumnStore indexes. Relational database design teach-by-practical-diagrams-&-examples book for developers, programmers, systems analysts and project managers who are new to relational database and client/server technologies. Also for database developers, database designers and database administrators (DBA), who know some database design, and who wish to refresh & expand their RDBMS design technology horizons. Familiarity with at least one computer programming language, Windows file system & Excel is assumed. Since the book is career advancement oriented, it has a great number of 3NF database design examples with metadata explanations along with practical SQL queries (over 700 SELECT queries) and T-SQL scripts, plenty to learn indeed. Great emphasis is placed on explaining the FOREIGN KEY - PRIMARY KEY constraints among tables, the connections which make the collection of individual tables a database. The database diagrams and queries are based on historic and current SQL Server sample databases: pubs (PRIMARY KEYs 9, FOREIGN KEYs 10) , Northwind (PRIMARY KEYs 13, FOREIGN KEYs 13) and the latest AdventureWorks series. Among them: AdventureWorks, AdventureWorks2008, AdventureWorks2012 (PRIMARY KEYs 71, FOREIGN KEYs 90), & AdventureWorksDW2012 (PRIMARY KEYs 27, FOREIGN KEYs 44). The last one is a data warehouse database which is the basis for multi-dimensional OLAP cubes. The book teaches through vivid database diagrams and T-SQL queries how to think in terms of sets at a very high level, focusing on set-based operations instead of loops like in procedural programming languages. The best way to master relational database design & T-SQL programming is to type the query in your own SQL Server Management Studio Query Editor, test it, examine it, change it and study it. Wouldn't it be easier just to copy & paste it? It would, but the learning value would diminish rapidly. You need to feel relational database design and the SQL language in your DNA. SQL queries, "CREATE TABLEs" must "pour" out from your fingers into the keyboard. Why is knowing SQL queries by heart so important? After all everything can be found on the web so why not just copy & paste? Well not exactly. If you want to be an database designer expert, it has to be in your head not on the web. Second, when your supervisor is looking over your shoulder, "Chuck, can you create a new table for our electric pumps inventory?", you have to be able to type the CREATE TABLE query without documentation or SQL forum search and explain how it will work to your superior promptly. The book was designed to be readable in any environment, even on the beach laptop around or no laptop in sight at all. All queries are followed by results row count and /or full/partial results listing in tabular (grid) format. Screenshots are used when dealing with GUI tools such as SQL Server Management Studio (SSMS). Mastery of the relational database design book likely to be sufficient for career advancement as a database designer and database developer.



also free

What's HTML?
http://www.amazon.com/gp/product/B00H59AW5C/

This book is designed to be a quick way to learn HTML and HTML5. It should also be used as a reference for you to look back at for refreshers and information on tags that are commonly used. This is a great resource for students and professionals that need a quick reference or wish to learn the basics of HTML and HTML5 quickly. As a computer science professor, Ive taught hundreds of students HTML. The reason I wrote this book is help teach others HTML and HTML5. For more HTML and HTML5 information, free instructor resources, and online tutorials visit http://www.whatshtml.com.

Table of Contents
Preface
Chapter 1 Whats HTML?
Chapter 2 Getting the basics
Chapter 3 In your HEAD
Chapter 4 Text and Stuff
Chapter 5 Anchors Away
Chapter 6 Picture Perfect
Chapter 7 Lists and More Lists
Chapter 8 Its all about Style
Chapter 9 iFrames, Divs, and Tables
Chapter 10 Simple Forms
Chapter 11 HTML5
About the Author
Appendix A HTML Reference
Appendix B CSS Reference
Appendix C HTML Entities



Fractal Vision. Part 1.: Studies in Fractal Computation Theory
http://www.amazon.com/gp/product/B00MLU1BAU/

Fractal Computation Theory is, as far as I am aware, a brand new area of science and mathematics. This discipline relates to performing computations in a fractal manner.
This book is the first in a series of studies on my Fractal Computation Theory.
These studies show how the Byng Fractal Computer, Patent Pending is used in a variety of applications. The first book in this series is about vision and shows how vision is processed using the Byng Fractal Computer.



Unraveling HTML5, CSS3, and JavaScript
http://www.amazon.com/gp/product/B00IOSC4CM/

As an experienced C# programmer and enterprise architect, I found myself in a strange situation after 20 years of experience. Even if I worked on project teams that implemented big systems including satellite web sites, I was dropped behind those team members who started their professional life pretty close to new generationneat, asynchronous, dynamic, etc.web page development. It took months to find the right way to be able to communicate with them, and find the common language with them. During these months I read many books, blog posts, articles, and went through many small programming exercises to get into the picture.

Well, I decided to create a series of booklets using my experiencesto help you cope with similar situations.
I wrote this book for those developers who areor might bein a situation I was months ago. If you worked on the server side for a long time, or you used only desktop UI technologies, this is the book you should read to get acquainted with HTML, CSS, and JavaScriptin order to understand them quickly, and keep up the race with youngsters.

If youre already a web developer who is familiar with these technologies, this book may help you to pass this knowledge to your teams new members who are novices in web UI.

How This Book Is Structured

This book is divided into ten chapters that will help you understand the concepts and technologies behind web UI. These chapters are built on each other, so youd better read them sequentially from the first to the last one.

Chapter1: A Short Tour of HTML, CSS, and JavaScript
This chapter provides an overview of the fundamental technologiesthrough a number of short examples that explains to you the role and behavior of them.
Chapter 2: Getting to Know HTML5
In this chapter you will learn the basics of HTML5, and you will create a few simple HTML pages using the concepts learned here.
Chapter 3: Achieving Richer User Experience with HTML
HTML5 provides you rich structure and semantics that help you design and render web pages with images, tables, and multimedia. In this chapter you will
learn these elements and utilize them.
Chapter 4: Forms and Controls
This chapter will teach you creating and using HTML web forms.
Chapter 5: A Few More Things about HTML
To provide additional knowledge on HTML5, in this chapter you will learn about special HTML elements and techniques, such as painting the new HTML5 canvas, and using HTML compatibility and validation tools.
Chapter 6: Exploring the Document Object Model
To provide interactive and dynamic web pages, getting familiar with the Document Object Model (DOM) is a key element. In this chapter you will learn all the basics that let you understand and manipulate the DOM.
Chapter 7: Getting to Know JavaScript
JavaScript is often mentioned as the assembly of the web. In this chapter you will learn the basics of this simple programming language that vivifies your web pages with only a few lines of code.
Chapter 8: Advanced JavaScript Programming
JavaScript is very easy to use, and it also can be used for very advanced web programming tasks in the browser. This chapter teaches you these advanced programming topics.
Chapter 9: Getting to Know Cascading Style Sheets
In this chapter you will learn the concepts of the Cascading Style Sheets technology that provides the power of great-looking web pages.
Chapter 10: Basic Style Patterns
In this chapter you will learn the most important CSS patterns that add great appearance to your web pages.



The Philosophical Implications of Information Overload
http://www.amazon.com/gp/product/B00MSZ3W14
Books Deals

Amazon Coupons
g: 0 Posted By: Xenocrates
Views: 107 Replies: 0 Sony 48" 1080p 120Hz LED Backlit Smart HDTV(KDL-48W600B) + $150 Dell eGift Card - $598.00 + FS @ Dell

48" 1080p LED Backlit LCD Display

120Hz
1M:1 Dynamic Contrast Ratio
4 HDMI and 2 USB Inputs
42.8"x 7.1"x 26.6" -22.7 lbs (w/ stand)

4.3 / 5 Starswith 93 Customer Reviews on Amazon

For those with no need for the $150 Dell eGift Card the next best deal is $598.00 from BuyDig.
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Dell Consumer Coupons
Need help negotiating car purchase for Saturday!
Added on : Wednesday August 27th 2014 11:00:30 AM
g: 0 Posted By: mpennyranger
Views: 39 Replies: 1 Hi,
I have read a number of threads here and elsewhere re: trying to send out letters to negotiate the purchase of a new car, and I am just about ready to do so--I am in the market for a new Volvo XC60--I have done my test drives, compiled a list of dealerships that I would be willing to drive to (as well as a few others that are very far, but perhaps would be willing to make a good deal), gotten contact info for the internet or fleet salespeople, gotten preapproved through a credit union, know my FICO score, etc..... I am just hitting a hurdle in terms of setting up my letter, and could use some advice.

All of the sample letters suggest saying SPECIFICALLY what you want, so you can compare apples to apples. BUT, in my case, there are two things that I would accept: a 2015 XC60 with the BLIS package OR a 2014 XC60 with the BLIS package. I would definitely prefer the 2015 because it has a substantially higher MPG, but if the 2014 was substantially lower than the best 2015 price I could get, I would consider it. (The available 2014s are also more likely to be "upgraded" from the base model 2015 that I am shooting for, but none of the upgrades from the base model thrill me, so I'm not willing to pay extra for them.)

I DEFINITELY want to make a deal on Saturday because its end of the month and a number of Volvo manufacturer deals that would be awesome ($1000 Cash Back, extra 2 years of warranty & all maintenance, etc.) are expiring, and I want to close a deal as long as something hits my price Target, but I am not exactly sure how to frame the letter. Price also matters a lot, so I do want to see exactly how low I can go. I don't want my letter to say "I'll take the 2014 if it is substantially lower than your 2015 offer," b/c I know they want to get rid of the 2014s and they will just not reduce the 2015 offer. I am thinking perhaps the best strategy would be to send out an only-2015 offer on Thursday, see what comes back with my required specs, and Friday follow up with those same dealerships and say, "I would also consider a 2014, what is your best offer" and then just compare. Thoughts???

(Apologies for being so long-winded)
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g: 0 Posted By: Savvymommy03
Views: 214 Replies: 0 Kmart has the Craftsman 10 in. and 12 in. Tool Bag Comboon sale for $8.49 w/ free in-store pickup. Good way to spend those expiring SYWR.

You get one10-inch tool bag and one 12-inch tool bag
Tuftwear construction is water- and abrasion-resistant
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Reinforced bottom stitching for extra strength and durability
Dual full-grip handles make for convenient, comfortable carrying
Full zipper top with wide opening and steel bar reinforcement

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$100 StubHub Gift Card for only $85! Giftcardmall via Ebay
Added on : Tuesday August 26th 2014 08:00:15 PM
g: 0 Posted By: tedhawkins
Views: 152 Replies: 0 $100 StubHub Gift Card for only $85! Giftcardmall via eBay
http://www.ebay.com/itm/100-StubHub-Gift-Card-for-only-85-/26157...

Purchase limit of (2) StubHub Gift Cards per eBay user ID, while supplies last.Retailer InformationWhere Do You Want to Sit? StubHub is the world's largest ticket marketplace for fans, making it easier than ever to find seats to your favorite sporting events, concerts, and theater performances.Redemption InformationWant to redeem your StubHub gift card? Its easy. 1) Enter the gift code in your StubHub account 2) Find the game or show you want to see 3) Enter the code to get your ticketsTerms & ConditionsSummary of Terms & Conditions for the StubHub Gift Card (Card). Use of this Card, constitutes acceptance of the following terms and conditions and those found at www.stubhub.com:1. You must have a StubHub account to redeem this Card. To create an account, visit www.stubhub.com.A credit card, debit card or PayPal account may be required. 2. Card valid only for purchases on StubHub.com 3. Upon redemption, the entire balance of the Card is deposited to your StubHub account. This Card is not reload able and cannot be associated with multiple StubHub accounts. 4. There is no expiration date or Card fees. 5. Treat this Card like cash. Lost, stolen, or damaged Cards will not be replaced except in limited circumstances or where required by law, and only if the Card has never been used, and with proof of purchase as required by StubHub. A processing fee may apply. 6. This Card is not a credit, debit, or charge card. No implied warranties attach to it. 7. Use of the StubHub.com marketplace is subject to the User Agreement at www.stubhub.com/user_agreement.Card users must be 18 years of age or older 8. Invalid or unidentifiable Card numbers will not be redeemed. Allow up to four (4) hours from time of purchase for StubHubs systems to recognize and accept this Card. 9. Purchases using Gift Cards do not count towards StubHub Rewards or Loyalty programs IMPORTANT: A StubHub.com account in the U.S. REQUIRED to use this Card. For security purposes, a credit card, debit card or PayPal account may be required. Valid only for purchases on StubHub.com. Not transferable, refundable, nor redeemable for cash unless required by law. No expiration date or Card fees. Lost, stolen or damaged Cards will not be replaced except as indicated. Questions? Call 800-660-5469 or visit www.stubHub.com/giftcards.Shipping Information

Standard- All packages are shipped using USPS Critical Mail. You will receive a tracking number from U.S. Post Office that will track your package to your delivery address. You should expect your order to arrive in 3-5 business days.

All orders of $250 or more require a signature upon delivery and cannot be shipped to a P.O. Box.All items sold are plastic gift cards. We are unable to email you the gift card number at this time, but look out for this great feature in the future. Your card will arrive within a 9 x 6 inch envelope. You will receive an email confirming your purchase details, and a shipment notification email with tracking # sent to the billing email address associated with the PayPal account used for payment.
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$10 off any purchase at Amazon after linking your eligible Citi Card
Added on : Tuesday August 26th 2014 11:00:17 AM
g: 3 Posted By: Krazen1211
Views: 519 Replies: 5 Time to drag those Citi Dividends out of the drawer?




Link
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Alto TS115A 15" Active 2-Way Speaker Restock $229.99 Fs @ MF
Added on : Tuesday August 26th 2014 09:00:12 AM
g: 0 Posted By: tedhawkins
Views: 147 Replies: 0 Alto TS115A 15" Active 2-Way Speaker Restock $229.99 Fs @ MF

http://www.musiciansfriend.com/stupid



DescriptionPart of Alto's TRUESONIC series, the TS115A is an 800W Class D powered loudspeaker with a 15" low-frequency transducer and 1" neodymium driver. It provides you with two mic/line combo inputs with independent volume controls and an XLR output for linking to other speakers. Their lightweight, trapezoidal cabinet makes it easy for you to use it as a traditional upright loudspeaker or as floor wedge monitor, and it's stand or pole-mountable as well as flyable. Other features include a Clip Limiter with red LED, Ground Lift switch, and a contour switch for increased EQ control.

Versatile Cabinet Design
All TRUESONIC 2-way speaker cabinets have been designed with versatility and longevity in mind. They feature a durable, lightweight polypropylene enclosure that is stand-mountable for weekend gigs and flyable for more permanent installations. What's more, they have a trapezoidal design which greatly decreases the resonance of the standing wave in the cabinet for a more true-and-exact sound reproduction. The TRUESONIC TS115A is ideal for musicians and DJs on the move and halls, malls, schools, houses of worship and more.

Total Transparency
The TRUESONIC Series was designed from the ground up to be the most transparent loudspeaker money can buy. Rigorous testing and thousands of hours of listening have gone into making sure that what you pump into a TRUESONIC speaker is exactly what you get out. Everything you see (and some things you dont) from internal signal path and components used to the sculpted cabinet and meticulously designed waveguide was developed in service of the principle of accurate, transparent sound.

Super Efficient Drivers
The drivers in the TRUESONIC TS115A are designed to make sure that virtually no energy is wasted. That translates to more of the power from the amplifier actually working to generate sound rather than heat, giving the speaker better real-world performance than other speakers with comparable published specifications. The TRUESONIC TS115A offers a 15" LF driver (2" voice coil) and a 1" HF neodymium driver.

Modern amplifier design
Every active TRUESONIC speaker benefits from the use of a Class D amplifier integrated into the cabinet. Class D amps are generally lighter than Class A and AB amplifier designs, and offer more than enough power to provide your performance with plenty of punch. The TRUESONIC TS112A delivers with 800 watts of power and offers a balanced combo jack (XLR/TRS) input with level control. Class D amplifiers are also highly efficient and run cooler than other kinds of amps so the amp doesn't have to work as hard to deliver your mix.

Hang 'em High
Optimal speaker placement can be challenging, especially if your speakers don't have what it takes to go anywhere. Whether you need to fly your speakers, polemount or use them as floor monitors, TRUESONIC speakers are ready for you. All TRUESONIC speakers feature standard 36mm pole mounting insets on the bottom. If you need to fly them, it's no problem. The TS115A comes with five rigging points. All these options make the TRUESONIC one remarkably venue-friendly speaker. You can use them anywhere you need them.

Just what you need
Whether you're performing at a coffeehouse, wedding, house of worship or other small- to medium-sized venue, the TRUESONIC TS115A is your best choice. For example, it's easy to get your TRUESONIC speakers to the gig thanks to their carrying handles and lightweight design. Once you're there you won't need to be a live sound engineer to figure out how to EQ the speakers thanks to the built-in Contour EQ switch that can help adjust for those situations where an EQ alternative is needed for recorded music playback. When you're connecting everything, the TRUESONIC's dual XLR/combo inputs make easy work of your setup and each speaker's independent level controls give you the flexibility to dial everything in your way in seconds.

Full metal grille
You can never be too safe around the stage. We know stuff happens that you just can't predict. Sometimes it's the flying drumstick, a falling mic stand or worse. Every TRUESONIC speaker comes with a complete front grille from top to bottom that protects not only your low-frequency driver, but your high-frequency driver as well. With TRUESONIC speakers, you get extra peace of mind knowing that whatever comes at your sound system, it's covered, literally.Features

800W of Class D power
15 low-frequency transducer, 1 neodymium driver
Two Mic/Line combo inputs with independent volume controls
XLR output to link speakers
Lightweight, trapezoidal cabinet with handles
Stand/polemountable or flyable
Clip Limiter with red LED
Ground Lift switch
Contour switch for increased EQ control
Accurate audience coverage, not just on-axis
Use as a traditional upright loudspeaker or as floor wedge monitor
Designed and tuned in the USA

Applications:

Mid/large-sized PA systems
Halls, auditoriums, amphitheaters
Gymnasiums, fitness centers, and dance studios
Houses of worship
Bars, restaurants, clubs
Mobile DJ systems
Special events, presentations, and weddings





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g: 0 Posted By: tedhawkins
Views: 191 Replies: 0 Protected by AR15 Lawn Signs (AK47, 00BUCK, or 2nd Amendment) for $19.99 + Free shipping @ gearhog

http://www.gearhog.com/?did=68236

Deal Overview
Who needs those dime a dozen "Protected by a Security System" signs when you can show your true colors with a Webyshops Lawn Sign. Our Yard Signs come in four varieties so you can send just the right message. For assault rifle enthusiasts, we have both Protected by AR15 and Protected by AK47 signs to show you mean business. If you're more of a fan of buckshot, we've got you covered with the Protected by 00 Buckshot sign. Finally if you're adamant about your 2nd Amendment rights, we also have the standard Protected by the 2nd Amendment sign. Webyshops Lawn Signs measure 11" X 11" and include a 21 in. stake so you can proudly display it anywhere in your lawn or garden. Show your Webyshops allegiance today with a sign that is serious as you are about guns, ammo, and gear.


Home & Garden Deals
Plastic surgery, the FWF way.
Added on : Tuesday August 26th 2014 07:01:08 AM
g: 2 Posted By: CowbellMaster
Views: 219 Replies: 9 My wife is a warrior - after multiple children she has some war wounds and although she's incredibly fit, thin and healthy there are some things that diet and exercise can't fix so she has decided to pursue a fix. We're planning on a traditional 'mommy makeover' which will include a tummy tuck, hernia repair, and BA. I'm curious what other FWFers have done or would advise.

She has a relatively severe diastasis (separation of abdominal muscles) as well as a small hernia. From what I've read, insurance won't cover the diastasis repair (which is BS but I won't try to change the world today) but WILL cover the hernia repair. That said, I'm wondering if I can have a portion of the procedure(s) covered as the surgeon will be repairing the hernia in the same procedure as the tummy tuck. From some cursory research it looks like our insurance co will accept an invoice that includes "repaired hernia" and send us a check for the amount of the repair benefit, which will include the negotiated anesthesia benefit. While this may only be a small portion of the entire amount, I'm looking for any way to mitigate this potential large expense.

Other things to think about: cash offer. Knowing a surgeon's marginal tax rate is probably close to 50% I wonder if this is an option? As they are not an insurance-funded industry for the most part I don't know if there is more flexibility here.

I want to keep my expenses as low as possible but obviously I want the very best for my wife. This is less financial in nature but I wonder if anyone has ever researched plastic surgeons before and can offer advice? I'm in the Rochester area and am struggling to find "the best" in New York State or within around 8 driving hours of us. I've read countless "Realself" posts but the more you read the more you start seeing that many of those reviews seem to be very suspiciously biased. I was looking at a Toronto surgeon but I recently found out an acquaintance had a cauterizing tool dropped on her stomach during a standard BA procedure with him and lawyers in the area are shrugging it off, the surgeon is offering free scar cream, end of story. Are there any high-end PSs in the Western New York area or should I bite the bullet and go someplace closer to NYC?

Thanks for any insight.
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Katy Perry's entire album PRISM FREE on Google Play
Added on : Monday August 25th 2014 02:00:55 PM
g: 2 Posted By: masterox7737
Views: 158 Replies: 0 Katy Perry's 3rd album, PRISM, featuring the songs "Roar", "Dark Horse", "Birthday", and "This Is How We Do", is free right now on Google Play.

To get it, click the following link. Only the entire album is free, not the individual songs. Finally, it is the standard 13 track version of the album, not the deluxe version.

https://play.google.com/store/music/album/Katy_Perry_PRISM?id=Bs...

Great for all those Perry fans who haven't got the album yet.
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Free Summer Sampler Music Download from Facedown Records
Added on : Monday August 25th 2014 09:01:07 AM
g: 0 Posted By: MrsGuin
Views: 0 Replies: 0 http://facedownrecords.com/sampler/

SAMPLER 2014
1.Mouth of the South Good Intentions
2.Colossus Demons
3.Everything In Slow Motion Poison
4.War Of Ages From Ashes
5.My Epic Royal
6.Those Who Fear Bruised
7.Saving Grace +0″
8.Extol A Gift Beyond Human Reach
9.Leaders Weak Minds
Ebay: $50 Jiffy Lube Gift Card for ONLY $40!
Added on : Monday August 25th 2014 05:00:06 AM
g: 0 Posted By: JayMatt19
Views: 76 Replies: 0 Linky
$50 Jiffy Lube Gift Card for ONLY $40!With over 2,000 Jiffy Lube service centers across US..
Purchase limit of (3) Jiffy Lube Gift Cards per eBay user ID, while supplies last.Retailer Information
Jiffy Lube is the largest quick lube oil change company with more than 2,000 locations, serving 27.5 million customers each year. Jiffy Lube pioneered the fast oil change industry and is committed to providing an exceptional experience for its customers by offering fast, convenient and professional service - at a good value.More than 20,000 highly-trained technicians provide a range of preventive maintenance services - from oil changes to filter and belt replacements - all designed to help keep you and your vehicle on the road and out of the repair shop.Redemption InformationThe Jiffy Lube Gift Card can be redeemed at over 98% of all US Jiffy Lube Service Centers. To find a location near you visit jiffylube.com.Terms & ConditionsYour use of this Card constitutes acceptance of the following terms: This Card can be used only for purchases of goods and services at participating Jiffy Lube service centers in the U.S. No value until purchased.This Card cannot be redeemed for cash and no change will be given, except in those states that require redemption for cash. Except in certain circumstances, the value on this Card will not be replaced if the Card is lost, stolen, or destroyed. No fees. No expiration. For questions regarding your Jiffy Lube Gift Card, please contact your local Jiffy Lube service center, visit www.giftcard.jiffylube.com,or call the Help Desk at 800-544-7537. For remaining Card value, check your invoice or call 800-544-7537. <b>For security reasons, treat this Card like cash.Shipping Information

Standard- All packages are shipped using USPS Critical Mail. You will receive a tracking number from U.S. Post Office that will track your package to your delivery address. You should expect your order to arrive in 3-5 business days.

All orders of $250 or more require a signature upon delivery and cannot be shipped to a P.O. Box.All items sold are plastic gift cards. We are unable to email you the gift card number at this time, but look out for this great feature in the future. Your card will arrive within a 9 x 6 inch envelope. You will receive an email confirming your purchase details, and a shipment notification email with tracking # sent to the billing email address associated with the PayPal account used for payment.
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Question about Cost Basis Method for Mutual Funds at Charles Schwab
Added on : Sunday August 24th 2014 03:00:38 PM
g: 0 Posted By: FutureDilemma
Views: 17 Replies: 0 In my Charles Schwab brokerage account online, on the Cost Basis Method tab under Account Settings, I see the following words under the Mutual Funds column: "Uses Account Default". What does this mean? One CSR thought that it meant the Average Cost Basis method would be used for mutual funds since that is the default for mutual funds. Another interpreted it to mean that the Tax Lot Optimizer method would be used for mutual funds since that is what is listed under the previous column that has the heading Account Default. To make things more confusing, when I try to sell a mutual fund, it takes me to the confirmation page without mentioning which cost basis method would be used.

Anyone here know what the correct interpretation is and which method will actually be used for those settings?
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Credit card & bad credit
Added on : Saturday August 23rd 2014 01:00:25 PM
g: 0 Posted By: Izmeeh
Views: 8 Replies: 0 Hello,

A friend with a low credit score due to bankruptcy is looking to open a credit card without an annual fee since some places he needs to purchase things from are not accepting cash. Please give recommendation as to places with a history of accepting applications from people with low credit scores. I'd rather that he applies for one and be accepted right away instead of trying multiple places hoping for one approval. Or, is it better to apply for a card from one of those pre-approved mailers?

Thanks.
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g: 0 Posted By: Murrow
Views: 117 Replies: 0 GMG Link
You wanted it, we made it: if you have missed any of the50 Games You Must Play Before You Die,here's your chance!

Our Encore will blow your mind:until 4pm on Monday 25th August 2014, all the 50 games and their incredible prices will come back for 2 days. Get up to 80% off titles likeThe Walking Dead: Season 1,Half Life 1,Half Life 2,Borderlands 2and many more.

That's not all as a deal tastes better with a voucher! We have extended our sitewide 20% voucher, which is also redeemable on those 50 games. Just use the code below during checkout:

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g: 0 Posted By: ctgolfer
Views: 156 Replies: 0 Sold and Shipped by: 47st. Photo


More Effective and Comfortable Than Floss

Finally, there is an easier, more effective alternative to string floss: the Wellness FC-10 Professional Cordless Water Flosser. The FC-10 is ideal for those who don't like to floss, as well as for anyone with braces, implants, crowns, bridges, or periodontal pockets. Water flossing for about a minute a day conveniently and comfortably removes up to 99.9% of plaque from treated areas and gently massages the gums to improve overall oral health. The FC-10 is clinically proven to be up to twice as effective as string floss at improving gum health, and three times as effective as string floss for cleaning plaque and debris around braces.

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With the FC-10's dual water pulse control system, you can personalize your pulses. Choose either a gentle 1,600 pulses per minute or more powerful 3,000 pulses per minute to meet your needs. The FC-10 uses a unique combination of water pulsations to massage and stimulate gums while in pulse mode, removing plaque deep between teeth and below the gum line where traditional brushing and flossing can't reach.

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The cordless, rechargeable design of the Wellness FC-10 lets you walk away from the charger for maximum mobility and convenience. Never worry about batteries running out. In addition, the FC-10's improved shape takes up less space on the bathroom countertop, and an advanced, ergonomic handle with non-slip grip fits securely in your hand.

www.newegg.com/Product/Product.aspx?Item=9SIA04D1VP3218
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Paying IRS 10% Penalty on Non-qualified Annuity Withdrawal
Added on : Friday August 22nd 2014 07:00:47 AM
g: 0 Posted By: agawam
Views: 104 Replies: 0 Several years ago, I purchased with after-tax funds a non-qualified variable annuity. I have now decided to withdraw my contributions and earnings instead of annuitizing. Since I am not yet 59 1/2, I know I will have to pay a 10% IRS penalty on the earnings (not very large).The insurance company has stated that they can withhold federal and state taxes on the earnings but none of those taxes will be used toward the penalty. With that being the case, once I receive these funds, do I need to wait until next year to pay the penalty when I complete my 2014 taxes? Or is there a way to pay the penalty this year? If I can pay this year, what form do I need to fill out? If I have to wait until I complete my 2014 taxes, is there an additional form that I will need to fill out to address this penalty?

Thanks!
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 199 Replies: 2 shipping adds $6.95

Minimus is a whole new approach to footwear, inspired by Good Form Running and designed to be worn with or without socks. The Minimus Road running shoe is engineered for use on pavement and other varied running surfaces. Supremely comfortable and extremely lightweight, the MR10 is taking the running world by storm.

Minimus is a whole new approach to footwear, a new place on the spectrum from barefoot running to the traditional maximum-cushioning running shoe. Inspired by Good Form Running and designed to be worn with or without socks. With only a 4mm drop* from heel to toe, as little as a third of that of a traditional running shoe, the Minimus collection holds a world of discovery for neutral runners as well as those with gait issues or chronic injury to conquer by learning better form.
*4mm drop: due to variances created during the development and manufacturing processes, all references to 4mm drop are approximate
Innovative REVlite midsole provides premium responsiveness and durability at a 30% lighter weight than other foams with comparable performance
Vibram outsole provides maximum surface contact and multi-directional traction
Barefoot friendly internal construction
No sew overlays in optimal areas
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Lightweight mesh upper
Color: White with Neon Green & Blue
Shoe Last: NL-1
Weight: 184 grams (6.5 oz)

www.joesnewbalanceoutlet.com/detail.asp?style=MR10WB2
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g: 0 Posted By: robronson
Views: 108 Replies: 1 FWF is about maximizing value from your financial decisions. This is my first year doing real self-employed work as my full time thing with a 6-figure income. I've done a bunch of tax planning and am revisiting for the rest of the year now that my total 2014 income is easier to predict. I made several tracking estimation spreadsheets along the way and identified "bend points" whereby it would be extremely valuable to get a little bit extra of a business deduction, as well as other income threshholds where the additional business deduction was much less valuable.

For example, the Traditional IRA phaseout occurred for me at around $95k gross income. At that income point, when you factored in my YTD business expenses, 401k/HSA contributions, 1/2 of SE Tax deduction, etc, I was able to deduct a Traditional IRA from my income. There's a bit of a step to the phaseout, but for simplification of discussion, if my income were to stop at just above the $95k gross mark, I'd be heavily incentivized to waste, I mean spend money on "business things" that could push my AGI down.

Also in my case, at around $125k Gross Income, I reached the point where FICA was no longer required to be paid. Thus, as my income got to $130k+, it made less sense for me to waste money on business things (like a new computer I only kind of sort of want, rather than absolutely need) because ever dollar of income reduced beyond that point is 12 cents less of FICA deduction. Whereas when my gross income was in the $115k range, every marginal dollar spent on business stuff had an extra ~12 cent value, meaning everything was ~12% cheaper (out of pocket).

I'm currently in the "weird" place where I'm exceeded the FICA annual cap but haven't yet made it into the 28% tax bracket. Once the FICA cap was hit, the marginal benefit of each dollar of business expense dropped 12% and now I'm questioning whether I really want to waste money on the bunch of "legitimate" business expenses that I can section 179 like a new iPad and a new computer.

It seems to me that if possible, I should structure my work such that in alternating years, I keep my income below the FICA cap but above the 15% threshold and perhaps near the Traditional IRA deduction phaseout. That would provide the maximum value for business deductions. It would mean that I could only gross around $90k in that year, which means I've taken a lot of time off (4 to 6 months off). Maybe I try to get a 1.5 year gig, take 4 to 6 months off, and then rinse/repeat. That gives me alternating years where I can splurge on cool things like new iPads/iPhones (which I legitimately do use in my consulting work), and get maximum benefit from the business deduction.

I haven't seen any other discussions like this on the forums. I do know typically, most small business owners just splurge on stuff in late December if their accountant suggests they do. I don't want to be one of those people because then I'll have to pay full price for things. If I know that I should buy a new computer in a given year to reduce my tax liability, if I realize this in August, then I have 5 months to look for a sale and also possibly get an additional 5 months use out of it.
Discussion Deals
Burton Frontier Jacket - Men's $119.95 Fs @ Usoutdoor
Added on : Thursday August 21st 2014 04:00:04 AM
g: 0 Posted By: tedhawkins
Views: 192 Replies: 0 Burton Frontier Jacket - Men's $119.95 Fs @ Usoutdoor

http://www.usoutdoor.com/deal/

Surviving the harsh winter elements out on the mountain couldn't be easier with the Frontier Snowboard Jacket from Burton on your side. The Frontier men's jacket gives you all-weather versatility so you can handle whatever the conditions are up on the mountain. Burton's DYRIDE 2L Durashell fabric is both highly waterproof and highly breathable and fully taped seams add an additional layer of defense. For those really cold days boarding, stay warm with zonal mapped 3M Thinsulate insulation and Sherpa fleece panels. Antimicrobial properties help fight against odor where you need it the most. The Burton Frontier Snowboard Jacket also features a contour hood, waist gaiter, hand garters and lots of pocket space to stash personal items safely.

Attention: Burton Snowboards & Gear can be shipped only within the United States and Canada.
Features of the Burton Frontier Jacket

Fabrics/Materials: DRYRIDE Durashell 2L Fabric
Insulation: 3M Thinsulate
Breathability Rating: 10,000g
Waterproof: Yes
Type of Waterproofing: DryRide
Waterproof Rating: 10,000mm
Liner: Sherpa fleece and embossed taffeta lining with Aegis Antimicrobial heathered knit lined arm ptis
Pockets: Two zip hand pockets and chest pockets, internal stash pocket and mesh dump pocket, internal goggle pocket with secure Audio Sleeve
Fit: Men's Sig Fit
Hood: Fixed adjustable hood
Seam Sealing: Fully Taped Seams
Wrist gaitors: Removable Waist Gaiter
Snap-in/Snap-out removable hand panties





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g: 1 Posted By: remick
Views: 135 Replies: 0 http://www.amazon.com/dp/B00CB5UEXU/

4.5 out of 5 stars (32 customer reviews)

What if Jesus didnt die so our lives could look perfect? What if He died so we could stop feeling like our lives have to be perfect to mean something? What if we simply live out our own story, even if it doesnt look as others say it should? Mandy Steward set out in pursuit of these what-ifs. She didnt find answers so much as she discovered a messy grace that knows no limits and a God that was and is willing to thrash about with her no matter her questions or struggles or doubts. What she found was abundant life, but it didnt look like she thought it was going to. It was far different, and much deeper. This is a book without easy answers that lets those struggling with faith and searching for more know they are not alone.


Also free

Animals Pray Too: Dear God... Twenty-six Caught-on-Camera Prayers for Children (To Inspire and Make Them Smile) (Animals With a Message Book 6)
http://www.amazon.com/gp/product/B00DYLGAOW
4.7 out of 5 stars (21 customer reviews)

Kids Book About God: A Childrens Book About Prayer, A Guide For Parents About Children and Prayer (Faith Alive 1)
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4.9 out of 5 stars (8 customer reviews)

How To Pray Like Jesus: How to Pray the Lord's Prayer Effectively, a Prayer Book About the Lord's Prayer (Faith Alive)
http://www.amazon.com/gp/product/B00E9POM1U
5.0 out of 5 stars (7 customer reviews)

The Angels Are Talking
http://www.amazon.com/gp/product/B00D3RTRFQ
5.0 out of 5 stars (3 customer reviews)
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Fidelity Cash Management ATM Debit Card Foreign Transaction Fee
Added on : Wednesday August 20th 2014 05:00:08 PM
g: 0 Posted By: Jake707
Views: 100 Replies: 2 Hi,

I'm looking for a new debit card to use overseas. I'm down to the Schwab High Yield Investor Checking or Fidelity Cash Management. I really want to get the Fidelity one because I'm already set up there with my IRAs and there's no hard pull credit check but that 1% foreign transaction fee is bothering me. I've seen some posts on here from earlier in the year about people doing only ATM withdrawals and not having any FTF. Is this still the case or has Fidelity locked that down since then?

I called Fidelity and they told me, ATM or POS transaction, there is going to be a 1% fee. Can anyone verify if this ATM withdrawal fee is truly happening?

Also--Fidelity says one can use any ATM worldwide with the Visa logo. Does this even mean those Travelex ATMs you see in airports? Or some hole-in-the-wall ATM I might find in Asia, even if it has the Visa logo?
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EOS 70D EF-S 18-55mm IS STM Lens Kit Refurbished $863.36 w/FS @ Canon
Added on : Wednesday August 20th 2014 10:00:03 AM
g: 1 Posted By: ctgolfer
Views: 149 Replies: 0 Features

Dual Pixel CMOS AF
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Did not pay estimated taxes - now what?
Added on : Tuesday August 19th 2014 09:00:07 AM
g: 0 Posted By: LagerChamp
Views: 0 Replies: 0 I made a little "too much" money last year, because I still had employment income and also started a business that was profitable in 2013. So in April 2014, TurboTax printed 4 estimated tax coupons for me, with the first one being due, I believe, in April and the second one 3 months after that. It is now end of August, and I still haven't mailed any of those vouchers, for several of reasons, some of which are: 1) I quit my regular job and am now living off the income from the business, so there is no more W2 income (i.e. the estimate amount is way off);2) My business income is down from last year (although still profitable); 3) I was short on cash due to additional loans taken to invest in the business.

In the end, I'm pretty sure that I still owe estimated taxes, because my business did make money, and I still haven't paid a dime in taxes for 2014. I have two questions:

1. What will be the consequences if I continue to sit on my ass until April 2015 and pay all the taxes then? Interest, fines, and/or jail?
2. If I do decide to pay everything I owe up until now, which vouchers do I mail right now? The April one? Just the second one with combined amounts from vouchers 1 and 2? Will there still be penalties if I pay everything now? Can I take the liberty of adjusting the amounts or does it have to be whatever TurboTax printed on the vouchers?
g: 0 Posted By: Hoogineer
Views: 103 Replies: 0 Humble Jumbo Bundle 2

Description

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Custodial account or not?
Added on : Tuesday August 19th 2014 05:00:08 AM
g: 0 Posted By: ChinaRider
Views: 94 Replies: 2 We're saving money for our kids. They already have 529 accounts. The additional "savings" is nothing more than money in our various accounts that's earmarked for them. It's still our money. Should we move it into custodial accounts?

So far I see the following considerations:

Kiddie tax
Reduced financial aid availability for college
Control (I'd like to think they'll be wise enough not to blow it when they cease being minors but who knows...)

What else should I consider? Saw the thread about manipulating the kiddie tax for overall tax savings but I'm not really thinking along those lines. I'm just looking for your opinions on whether the money is better kept in our accounts or custodial accounts.

Thanks.


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Health Insurance advice (New Job. 60 day waiting period)
Added on : Tuesday August 19th 2014 04:00:05 AM
g: 1 Posted By: mikef07
Views: 30 Replies: 3 I will be starting a new job on Monday. The new company has a 60 day waiting period for Health Insurance to begin. Any advice on what to do for those 60 days. From my understanding I can sign up for Cobra for 30 days after leaving so that would take care of 30 days (should I need it), but what about day 31 to day 60?
Regalo Home Extra Tall Walk Through Gate $39.99 @ Woot
Added on : Tuesday August 19th 2014 12:00:02 AM
g: 0 Posted By: ctgolfer
Views: 63 Replies: 0 shipping adds $5

Span: 29" to 34" (52" w/included extensions)
Gate Height: 38"Common Features

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g: 0 Posted By: m2go
Views: 242 Replies: 1 I bought a camera recently to take on a trip (Canon refurb S100, recently found on FW ) and it died -- probably a long term effect of getting splashed by the blow back from a water fallI was taking a picture of...

Anyway, I'm looking at the AMEX Purchase Protection plan and since PP insurance is secondary, they want all details for my homeowners/renter's insurance, incl. policy, adjuster/agent name & phone number etc., if I have one.

Knowing that a friend of mine once called his homeowner's insurance about a stolen camera (no, it was not covered; yes, it was a claim; yes, his insurance supposedly went up), I am a bit hesitant about submitting a claim (I once got $300for my parked car getting hit, and then had that claim push me into the next rating tier for an aggregate $3000 over 3 years).

So, I wonder...can anybody share their experiences here... all I can read is that PP claims generally went smoothly. Did all those folks not have insurance? Not worry? Not gotten their next policy renewal for their primary insurance showing an increased premium?

I'm tempted to call my insurance and ask - but I have read that even that question gets written up as a claim...

So, inquiring minds want to know.... to file AMEX PP with primary insurance details, or not, and what to expect?

Thanks!
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g: 0 Posted By: amesserium
Views: 138 Replies: 0 Save 56% on the Men's New Balance 730 Running Shoes @ Joe's New Balance Outlet - $32.99
was $74.99
free shipping on $99 For those looking for less weight and more of a connection to the road, the New Balance 730v2 is the running shoe for you. Its 4mm heel-to-toe drop and lower midsole height puts you in better touch with the ground. And its ACTEVA LITE cushions at every step. Also featuring a synthetic/mesh upper and flexible outsole, the 730v2 delivers an ultra-lightweight, natural ride. Solid rubber outsoleSynthetic/Mesh upperACTEVA™ LITE premium lightweight midsole provides optimal resistance to compression set - 24% lighter than standard foam4mm drop: due to variances created during the development and manufacturing processes, all references to 12mm drop are approximateThrough a unique midsole design, the XLT Footbed provides great comfort and flexibility under foot.Breathable air meshEVA (Ethyl Vinyl Acetate) foam midsole for cushioningColor: Black with YellowShoe Last: RL-4Weight: 268 grams (9.45 oz)  (FatWallet Deal Hunter staff posts are certified ad-free. No money, bribes, or candy have been accepted.)
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g: 0 Posted By: Advertisement
Views: 164 Replies: 0 Today's Daily Deal Save 56% on the Men's New Balance 730 Now Only $32.99 at JoesNewBalanceOutlet.com

Description:

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g: 0 Posted By: ctgolfer
Views: 108 Replies: 0 use promo code: VCO and check out with Visa

Brand
Nokia
Model
Lumia 635 (T-Mobile)
Form Factor
Smart Phones

Connectivity
Compatible Carrier & Service
T-Mobile 2G, T-Mobile 3G
4G
LTE
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Wi-Fi 802.11 b/g/n, DLNA, Wi-Fi hotspot

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Audio
MP3, WAV ringtones

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SMS, MMS, IM
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Email, Push Email
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Wi-Fi/GPS

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Operating System
Windows Phone 8.1

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CPU
ARM Cortex-A7
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Quad-Core
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1.2GHz
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Qualcomm Snapdragon 400 Chipset, Adreno 305 GPU

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Internal Memory
8 GB, 512 MB RAM
Card Slot
MicroSD(TF Card)
Card Capacity Support
Up to 128GB

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4.5"
Main Display Color
16M
Main Display Format
IPS LCD
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480 x 854
Touch Screen
Capacitive touchscreen

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Camera
5.0 MP
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Yes
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720p

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Bluetooth Support
Bluetooth v4.0 with A2DP
Expansion
3.5mm jack, microUSB v2.0

Battery
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Lithium Ion Battery
Battery Capacity
1830mAh
Talk Time
Up to 12 hour(s) (2G) / Up to 14 hour(s) (3G)
Standby Time
Up to 648 hour(s)
Operating Time
Music play: Up to 58 hour(s)

Software
Software
SNS integration

MP4/H.264/H.263/WMV player

Document viewer

Video/photo editor

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Multitouch

Corning Gorilla Glass 3

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Sensors: Accelerometer

Active noise cancellation with dedicated mic

7GB free SkyDrive storage

Voice memo/dial/commands

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Dimensions & Weight
Dimensions
5.10" x 2.63" x 0.36"
Weight
4.73oz
Quick Info
Warranty
Limited Warranty period (parts): 1 year
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Manufacturer Product Page
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www.newegg.com/Product/Product.aspx?Item=N82E16875205455
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g: -1 Posted By: pj737
Views: 197 Replies: 13 The point of this ridiculously long-winded analysis is to determine the true cost to OPERATE (not own) an average-priced vehicle with average depreciation (per mile driven) and average fuel efficiency. Long story short, I did this analysis to convince my best friend to not buy a home in the suburbs... he is looking to buy a home that's about 30 miles from his place of employment. His wife also commutes into town for work. He owns a 2011 Toyota Tacoma and she drives a 2010 Lexus ES - they own them F&C. Between both cars, they average about 20 mpg. I'm trying to convince him to buy in town or close to town to cut his commute to <5 miles. However, the home that's 30 miles away is about $200K less for essentially the exact same size home in town (safety/crime is similar in both areas); the home in town is older but is in move in condition. He can afford the $200K price difference based on his earnings. Their daughter also attends private school in town so there is no benefit from a school district perspective. The commute time if they lived in town is <10 minutes each way. The suburbs is 75 minutes in each direction and that's with no stalled vehicles or accidents.

Most of the blogs I've read online (and I've forwarded to him) that argue the insane cost of commuting take into consideration the operating cost AND ownership costs into one figure. In addition to depreciation due to mileage put on the car, fuel, maintenance, etc, they would also factor in things like financing, depreciation due to vehicle age, parking, registration, motor vehicle taxes, etc and then come to a general cost per mile of ownership based on X miles driven (typically it's 15,000 miles). Those numbers vary but generally come in at about 61 cents/mile. Obviously, that number is seriously flawed if you only want to know what it costs to operate that vehicle and drive it X miles. I believe it's impractical for most people to not own a car; knowing what it costs to own it is one thing... but understanding what it costs to pull it out of the driveway and drive it X miles is critical when making decisions about investing in a home many miles away from ones' place of employment.

For sake of argument this applies to those that MUST own a car simply because they don't want to rely on bicycles, mopeds, motorcycles or any form of public transportation to commute. This applies to those that are looking at the true financial costs of commuting longer distances to work/entertainment/etc as a trade off to having lower cost housing in the suburbs/"commuter" neighborhoods.

The first consideration is depreciation... and not the kind of depreciation due to your car getting old but rather depreciation due to miles being put on the car itself. First, we need to determine the cost of an "average" car... and that comes to $31,800 as of last year. I specifically searched on KBB the resale value of cars including Toyota, Ford, Honda, Lexus, Kia and GM that were close to the $31,800 in value as new in 2013. The zipcode entered into the KBB site is in Los Angeles. For sake of ascertaining an accurate depreciation per mile we will use the "baseline" mileage at 3,000/miles per year (i.e. this is the minimum mileage I'm assuming anyone that owns a car will drive and all costs incurred per mile in this analysis are over the 3,000 mile baseline). I used 2011 model year cars for examples on each one; this would mean the car was on the road for roughly 4 years on average. I used 12 different models from 6 different makes all priced (today) at around $32K new. I inputted 3K, 8K, 10K, 12K, 14K, 16K, 18K, 20K, 22K and 24K miles and recorded the difference in value for each. Drivers that put only 3 - 8K miles year only depreciated by 8.1 cents per mile over 3,000 miles. I found that the mileage depreciation between 8,000-12,000 miles averaged about 10.6 cents/mile but when we jumped from 12,000 miles to 16,000 miles the extra 4,000 miles a year cost the owner 11.8 cents/mile hit on value ($472 depreciation). Between 15,000 and 18,000 it jumped up to 12.7 cents/mile average. Over 18,000 miles/year the cost per mile plateaued and was fairly linear in the mid 12-cent/mile range through 24,000 miles. A very conservative average between all the cars and all mileage ranges came in at about 11.4 cents so we will use this figure as the true depreciation per mile driven for all cars that have at least 3,000 miles a year being put on them. Note that older economy cars will realize depreciation rates as low as 7 cents/mile... However the same can be said on the upside where newer luxury cars will see an average 15-22 cent/mile depreciation (I tried to input some luxury cars as well that were priced at $50-$60K). I think 11.4 cents mile is on the low side but let's stick with that for the purpose of this analysis. COST OF DEPRECIATION PER MILE DRIVEN FOR CARS THAT TRAVEL MORE THAN 3,000 MILES ANNUALLY - 11.4 cents

Fuel - yes, I know you can buy a Prius that gets significantly better mpg than an average vehicle but there are many vehicles that get more than 20-30% lower mpg than the average car. I owned a Prius and only averaged 37 mpg which is no where near the EPA estimate of 50. So one needs to consider the TRUE mpg to ascertain the cost per mile in fuel consumption The average car gets 24.9 mpg and this is based on EPA estimates; in reality people will be putting well over a gallon of gas in to travel 24.9 miles. In fact, sitting in slow-moving bumper-to-bumper traffic kills EPA estimates by a good margin. But to stay conservative, we'll use that figure 24.9 figure. 24.9 mpg translates to 15.1 cents per mile at $3.77/gallon (national average). I pay over $4.35 for fuel where I live but again, averages trump real world for the sake of argument. COST OF FUEL PER MILE - 15.1 cents

Average maintenance cost for a vehicle is roughly 5.3 cents/mile. There are countless studies that break this data down and this is simply an average. It varies from as low as 4.1 cents to as high as 6.8 cents with the most common coming in at about 5.2-5.5 cents. This includes tire replacement, wiper replacement, oil changes, filter changes, wear and tear/maintenance of vehicle components, etc. COST OF MAINTENANCE PER MILE - 5.3 cents

Insurance costs are slightly lower for those that commute less. There are insurance companies that base their rates on miles driven and others that give discounts for those that put a relatively low number of miles on their cars. I had to check with my Allstate provider to see if there would be a difference and it was small... an increase of about $85/year if I doubled my mileage from my current 6,500 to 13,000 (I felt a little ripped off when I was told this). Based on that information, I would assume it's safe to say that one could save at least $85/year on premiums if they cut their commute by 6,500 miles. This translates to 1.3 cents/mile in hard costs. COST OF INSURANCE FOR MILES DRIVEN - 1.3 cents

Driving infractions/tickets/etc... Now this one is a tough one. Obviously the more you drive the more likely you are to be pulled over and be ticketed. While some people have never received a ticket in their lives others get tickets every year. According to national law enforcement statistics, of the 195 million licensed drivers on the road in the US, 41 million of them are getting ticketed every year on average. That's roughly a 1 in 5 chance of getting a ticket every year. The average cost of a ticket is $155. Insurance rates increase an average of $320/year based on one speeding ticket going 15 miles over the speed limit. So if there is a 1 in 5 chance you'll get a speeding ticket in a year and that cost will run you $475 that translates to an "average" of $95/year on speeding infraction costs. If the average driver traverses 13,476/miles of roadway in a year that translates to 0.7 cents mile for infractions and this means getting a ticket only once every 5 years... which I could imagine is pretty low and conservative. COST PER MILE FOR TICKETS FOR DRIVING INFRACTIONS - 0.7 cents

Accidents - here is another tough one. Personal costs of injury and property damage are extremely hard to average as they can vary by a huge margin. Especially because some people can go decades without a single incident. The car industry purports that the average driver only gets into a "significant" car accident every 17.9 years or roughly 3.5 times in a lifetime. The average cost of these accidents is $23,450 of which only a small portion (assuming you're insured) comes from the driver's pocket. Assuming deductible costs, time lost, personal injury, repairs/rental not covered by insurance, etc, we'll very conservatively peg this cost at $1,000/per "significant" accident as a direct cost to the driver.That's $3,500 over a lifetime. Over 843,600 miles (what the average person drives over a lifetime), that comes to 0.4 cents/mile. Again this is a very low figure and does not take into account countless minor fender benders which can easily cost several hundreds up to a couple thousand to repair especially if you didn't want to report this to insurance in fear your rates will go up. COST PER MILE FOR ACCIDENTS - 0.4 cents

Toll roads - Depending on where you live and work, toll roads can easily add 5-10 cents/mile on to your commute... possibly much more. However, this isn't applicable everywhere (we have no toll roads in my state) so I am leaving this one out of the equation. If you live in an area that requires you to traverse toll roads you'll have to include this in your calculations.

Total cost to OPERATE a vehicle PER MILE (over 3,000 miles/year) not including toll roads - 34.2 cents per mile.

The point of getting this average is so people can better calculate their finances should they decide to live in a commuter city/neighborhood or suburb vs living in or near the urban core. One could point out that you could save much more if you don't buy a car at all. That's very true. The 34.2 cents/mile operating cost is only about half the cost of total ownership and operations but this is the cost of the mileage applied to a car you already own and need. Note that if you own a newer luxury model that gets not-so-stellar fuel efficiency, the 34.2 cents/mile can easily exceed 50 cents/mile on operating costs only. To be fair, I did an analysis on an older (12 years old) more fuel efficient economy car (35 mpg) with an original purchase price of $20,000 and the cost to operate dropped to a low of 21 cents/mile. But this is an extreme example on the low end and not realistic for most. I think most people that can afford to buy a home will own cars that are at least "average" priced and aged.

Now that I know what it costs to take the average car one mile on the road, I wanted to see just how this impacts housing prices and rents. To be fair, the overwhelming amount of people that live in town also commute shorter distances to entertainment venues, restaurants, places of interest, etc etc. So if there are 241 work days in a year it's fair to add another 52 days of commuting into town per year (that's one extra drive into town PER WEEK, which is very conservative, in my opinion). That means 293 days of commuting into town for the average person (driving into town an average of 5.6 times/week). If that average person lives 30 miles from town, that's 293 days x 30 miles x 2 trips = 17,580 miles. If one lived in town, and had a 5 mile commute, this comes to 293 days x 5 miles x 2 trips = 2,930 miles. So while the person living 30 miles from work is commuting 12,050 MORE miles every year (work commute only) than the person that lives 5 miles from work, they are also driving an additional 2,600 miles year because of their proximity to places they need to drive to that are outside of their place of employment. So for every individual mile one lives further from work (2 mile round trip commute) it translates into $200.41/year in direct costs for ONE car (293 days x 1 mile x 2 trips x 34.2 cents = $200.41/year). If it's two cars commuting (which is more common in households these days), you are looking at double that or $400.82/year.

$1,000 in mortgage costs @ 4.5% amortized over 30 years is $4.21/mo or $50.52/year. So for every one mile you live further from work/play, this translates into $3,966 in additional home purchase price you can afford or $16.70 in additional rent you could afford. If you have two cars making the same commute, double that to $7,934 in home value or $33.40 in rent for every single mile you live further from work. Many people in my place of employment chose to live ~30 miles or more away where housing is cheaper. If the difference from my 5-mile commute is 25 miles traveled (50 miles/day), it comes to $99,150 in mortgage and $835/mo in rent. and you'll have to double that to $198,300 in additional mortgage they could afford and $1,670/mo in additional rent they could afford if they had a two-car household. This does not even consider that of your mortgage payment roughly 1/3 of the payment goes back to your pocket in principal payments (i.e. forced savings) and the other 2/3 of the mortgage payment is (at least for now) 100% tax deductible. Arguably, if you look at the bottom line (forced savings + tax deduction benefit assuming a conservative 30% state and fed combined tax rate), each mile you live further from work translates to roughly $7,100 in additional mortgage payments one could afford for each and every car attached to that home that makes that work commute. All while your mortgage is fixed and your car's operating costs continue to increase over the years. Assuming the above assumptions are accurate, living 10 miles closer to your job can allow you to afford $71K more in a house purchase and that's just with one car. Double that for a two-car commuting family and quadruple it to $284K for the same family living 20 miles from work.

These numbers are absolutely staggering to me and I can't help but think my math and/or assumptions are off somewhere. But it definitely enforces my argument that my friend should buy in town. For those that managed to make it through all this, please chime in and offer any corrections to my reasoning. Yes, I understand there are many assumptions made here but again, the purpose of this post is to get an average figure most people can relate to. I think very few people actually consider the real cost of driving and they end up making mistakes by either buying or renting far distances from their place of employment and other desired activities because they assume they are saving money by doing so. This analysis only takes into account the direct financial costs of driving longer distances... it doesn't take into account the plethora of other considerations (which I find vastly more important) like compromised health and well-being, increased stress, quality time away from family/friends/gym/activities/alone time/relaxing/sleep, etc etc. Sitting in traffic for hours on end every day is a huge quality of life issue for me personally, money aside. If the 30 mile commute was FREE, I would still pay the $200K difference.
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g: 0 Posted By: m2go
Views: 88 Replies: 0 I bought a camera recently to take on a trip (Canon refurb S100, recently found on FW ) and it died -- probably a long term effect of getting splashed by the blow back from a water fallI was taking a picture of...

Anyway, I'm looking at the AMEX Purchase Protection plan and since PP insurance is secondary, they want all details for my homeowners/renter's insurance, incl. policy, adjuster/agent name & phone number etc., if I have one.

Knowing that a friend of mine once called his homeowner's insurance about a stolen camera (no, it was not covered; yes, it was a claim; yes, his insurance supposedly went up), I am a bit hesitant about submitting a claim (I once got $300for my parked car getting hit, and then had that claim push me into the next rating tier for an aggregate $3000 over 3 years).

So, I wonder...can anybody share their experiences here... all I can read is that PP claims generally went smoothly. Did all those folks not have insurance? Not worry? Not gotten their next policy renewal for their primary insurance showing an increased premium?

I'm tempted to call my insurance and ask - but I have read that even that question gets written up as a claim...

So, inquiring minds want to know.... to file AMEX PP with primary insurance details, or not, and what to expect?

Thanks!
g: 0 Posted By: DizzyT71
Views: 130 Replies: 0 WalMart has theEdsal Black 48-in. W x 24-in. D x 72-in. H 5-Shelf Steel Shelving (UR245L-BLK)on sale for $58.00 with free shipping.

Note: For those that have a Sam's Club Membership, you get this this for $52.00. Otherwise, the next lowest price on Google Products is $85.99 shipped from a rated merchant.

Z beam construction for strength and rigidity
Assembles in minutes with just a hammer (no nuts or bolts required)
Weight capacity: up to 4000 lbs distributed evenly over the entire unit
5 particle board shelves support loads
Shelves adjust every 1-1/2" and have a durable black finish
Model# UR245L-BLK
Holds 800 lbs per shelf; 4000 lbs total

3.8/5 Stars based on 246 customer reviews on product page.
Had my first Lending Club default: painful
Added on : Monday August 18th 2014 04:00:08 PM
g: 0 Posted By: urtpiz
Views: 11 Replies: 0 For a whole three months I was cruising at a +20% annualized clip, then plummeted to 16% because of one single deadbeat who couldn't pay his $300/month bill and within one month filed for bankruptcy instead of looking for a job. Starting to rethink my master plan of regular new monthly investments. I understand the risks, but its painful the first time it happens. With 70 notes purchased and only one default, that's a big drop.

No disrespect to those in legitimate financial dire straits.
g: 0 Posted By: lonelyaccountant
Views: 153 Replies: 1 this is a good deal for those of you with a nook from barnes and noble and like vampire stories

http://www.barnesandnoble.com/w/the-vampire-hunters-daughter-jen...

only 99 cents....good deal



Books Deals
g: 5 Posted By: SweetClover
Views: 1775 Replies: 7 Title and details have been updated in post, important details in bold.

Get a FREE 24-Pack of Instant Noodles and Good Cook Noodle Makerstarting on August 18th at Noon PST/3PM EST! You can see a Time Zone Chart Here.You will need to "like" on Facebook and "share" as well. Do this well before giveaway
Good Cook said: We have an awesome new product debuting here on Monday! Like this if you want to know what it is!

I̶ ̶d̶o̶ ̶n̶o̶t̶ ̶k̶n̶o̶w̶ ̶h̶o̶w̶ ̶m̶a̶n̶y̶ ̶a̶r̶e̶ ̶b̶e̶i̶n̶g̶ ̶g̶i̶v̶e̶n̶ ̶a̶w̶a̶y̶*, this would be great for a college student, or to keep by your office desk.

ETA: A tip for those wanting to get in on this, go to the link prior to the giveaway time (should they have the form up), and fill it out. Then, all you have to do is click the submit button. Alternately, use Robo-Form, Google Chrome or some other form filler, to save time.

* Details will be added if/when they become available.

Update: From official rules: "On or about August 25, 2014 the first Thirty (30) eligible entrants during each 24 hour period (a day) during the Promotion Period beginning daily at 12 P.M. PT will be selected as potential winners. One Hundred and Fifty (150) Winners will each be mailed one (1) Good Cook Noodle Maker (ARV $4.99) and a 24-Pack of Instant Noodles (ARV $8.50) (the Prize, and collectively Prizes). The Approximate Retail Value (ARV) of each Prize varies. Actual value may vary. Allow 6 to 8 weeks for delivery."
Totally Free Deals
1/3 of people have no savings for retirement - new article
Added on : Monday August 18th 2014 07:00:06 AM
g: 0 Posted By: cyberfire
Views: 246 Replies: 3 Pretty interesting stats, especially the "60% have less than $25,000" - although they are leaving out potential home equity and pension plans, which may be a substantial amount.

Some highlights:
USA Today said: 14% of people ages 65 and older have no retirement savings; 26% of those 50 to 64; 33%, 30 to 49; and 69%,18 to 29, according to the survey of 1,003 adults, conducted for Bankrate.com, a personal finance website.

....

=14pxOther recent research confirms that many people aren't saving enough for their golden years. About 36% of workers have less than $1,000 in savings and investments that could be used for retirement, not counting their primary residence or defined benefits plans such as traditional pensions, and 60% of workers have less than $25,000, according to a survey of 1,000 workers from the non-profit Employee Benefit Research Institute and Greenwald and Associates.


Full article:
http://www.usatoday.com/story/money/personalfinance/2014/08/18/z...

Shows the importance of saving for sure, but I personally know most of my peers (millennials as well) that fall into the "no savings" bucket.
Discussion Deals
g: 1 Posted By: remick
Views: 179 Replies: 0 http://www.amazon.com/dp/B007S63PS8

New! Revised and expanded edition!
Artisitc composition is where the rubber meets the road...it's the difference between a snapshot and a photograph you would be proud to hang on the wall!

Here's the table of contents to show you a bit of what is covered:

Introduction
The Fastest Way To Master Your Camera
Light
Make Your Own Softboxes
3 Steps to Stunning Photography!
Elements Of Composition
Composition Defined
Framing Elements
Cultural/Psychological Positioning
Physical Positioning
Visual Framing
Vignette
Shape
Size
Space
Mood
Diagonals
Symmetry/Asymmetry
Shoot From A Unique Vantage Point
Directing The Eye
Leading Lines
Horizontal, Vertical And Diagonal Leading Lines
Photo Exercise 1
The Rule Of Thirds
The Bull's Eye
The Power Points
The Power Lines
Breaking The Rules
Photo Exercise 2

Additional Photo Training
Leading Lines - Leading lines are photo elements that will draw the viewers eye into the photo (and keep it there). Plus, they direct attention to the main subject in the photo and make it "read" the way you envisioned it.
Diagonal Lines - Diagonal lines in a photo are powerful! If you want to denote power and dynamism in your photos, use diagonal lines.
The Rule Of Thirds - The old standby...the rule of thirds is probably the most well known compositional rule. We cover it to be complete. Who knows, maybe this is the first photo book you've read!

And more...And more...And more...
Between the text, sample photos and training exercises - this easy to understa