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g: 0 Posted By: ctgolfer
Views: 78 Replies: 0 use promo code: SAVE15

The new EZ design of Gladiator brands Ready-To-Assemble cabinets allows select models to be put together in half the time. The more efficient design also means fewer parts and pieces, so you stop wasting time on storage assembly and spend more time working on the projects you enjoy!

Faster Assembly

The new EZ design allows select cabinets to be assembled in almost half the time and makes cleanup time fast and easy so you spend more of the day concentrating on your project list.

Fewer Loose Parts

Back plates come pre-attached to the cabinet, eliminating the need for previously required hardware. This makes cabinet assembly much simpler and saves you valuable time. Also, the redesigned screws start easier and are harder to strip out.

Locking Tread Plate doors with durable magnetic latch

Built to Last

The Allen head bolt screws and back plates offer excellent cabinet structure for years of garage use. Purchase and assemble with confidence as the 10-year limited warranty helps put your mind at ease.

One Full Width Adjustable Shelf and One Ball Bearing Slide Drawer

The full-width adjustable shelf of the RTA Full-Door Modular GearBox provide flexibility to meet changing storage needs.

Rated Weight Capacity: 150 lbs. per Cabinet and 40 lbs. for Each Shelf

Rated load 150 lbs. per cabinet, based on lab test of 600 lbs. per cabinet, and rated load 40 lbs. for each shelf, based on lab test of 160 lbs. for each shelf

Hammered Granite Powder coat Finish

The powder coating process on the shelf electrostatically bonds and bakes the protective coating to the bare metal, forming an effective barrier against corrosion

www.sears.com/gladiator-ez-rta-3-4-door-modular-gearbox-floor/p-...
Furniture Deals

Sears Coupons
g: 0 Posted By: alohashirt
Views: 0 Replies: 0 =14ptBuy a TaylorMade SLDR S Driver and Get a FREE SLDR S Fairway Wood or Rescue
Add Both Items to Cart for Discount
Ends 11/6/14Carlsgolfland.com (bought many times, excellent service, authorized TaylorMade retailer) When these came out a few months ago the driver alone was $399.00. The 3 wood is $329.00. Both now for $280.00

Driver link

3 wood link
g: 0 Posted By: MsJoey
Views: 1 Replies: 0 Halloween Bugs and Kisses

'Bugs and Kisses' Halloween Candy Chocolate Hershey Kisses Tombstone Gift Basket Box
Sold by Twiitz

$20.05 + $5.45 Shipping

We are Scaring Up Some Fun with this Positively Defrightful, Hershey Kisses filled Tombstone Candy Box!
Every one needs time for a 'Coffin Break' & this is sure to do the trick!
This super spooky tombsone box is filled with all the fall Hershey Kisses flavors: Pumpkin Spice, Almond & Milk Chocolate. Along with a few creepy crawly spiders (fake of course)... and a fun gift card.
The perfect way to send your love to all the Zombies in your life this Halloween
A gift message will gladly be included - please select at checkout




Gifts Deals

Amazon Coupons
g: 1 Posted By: MP01
Views: 203 Replies: 0 Now through 02/28/2015, you can double your saving catcher dollars everytime you redeem them at Bluebird by AMEX. However, you can only use those at WalMart and WalMart.com. That means, if you currently have $50 of WalMart saving catcher dollars, you can redeem them at Bluebird and it will become $100. Bluebird by AMEX seems like a debit card and they do ask for few info including SSN (fed requirement) when you sign up, however they do not run credit check or anything. Very simple process. Please see below link for more detail on this program.
https://www.bluebird.com/savings-catcher


Services Deals

Walmart Coupons
Far Cry Compilation $19.99 at Amazon (PS3)
Added on : Friday October 31st 2014 09:00:04 AM
g: 0 Posted By: iamDTS
Views: 123 Replies: 0 http://www.amazon.com/Far-Cry-Compliation-PS3-Playstation-3/dp/B00HNYWFMC/ref=sr_1_1?s=videogames&ie=UTF8&qid=1414782362&sr=1-1&keywords=far+cry+compilation
Includes Far Cry 2, Far Cry Blood Dragon and Far Cry 3 all for the same price as just Far Cry 3.


With Far Cry 4 coming out in a few weeks, this is a good price to play these games before then.

Celebrate the 10-year anniversary of the Far Cry brand and how it's redefined the FPS genre. Experience the expansive open world beauty, original narrative, and characters, combined with classic FPS gameplay. Far Cry Compilation includes Far Cry 2, Far Cry 3, and Far Cry 3 Blood Dragon, each with a unique storyline and setting that will keep you playing for 180+ hours!
PS3 Games Deals

Amazon Coupons
Free Kindle Book - The Big Bang and Lines of Space
Added on : Friday October 31st 2014 05:00:16 AM
g: 1 Posted By: remick
Views: 141 Replies: 0 http://www.amazon.com/gp/product/B00NYJ9Y56/

5.0 out of 5 stars (3 customer reviews)

Awarded with 'Seal of Excellence' by Author's Cave, this book is an interesting read, written in simple conversational style, with a background story set in India. The author meets his two friends during a training session in Mumbai and discusses the Big Bang Theory of the creation of the universe. According to this Theory approximately 13.7 billion year ago, an infinitesimal point in space exploded with such a gigantic force that it is still expanding. During its expansion, it caused the formation of billions of galaxies, numerous stars and our own solar system. This is the most popular scientific Theory of the creation of the universe, though it is not flawless. Therefore, a perpetual quest for alternative idea is on. A few ideas of the creation of the universe are based on the widespread conviction that there exists something unseen in empty space, that can convert into particles. Author of this book had presented one such idea in his first book Lines of Space, where a medium of space is imagined to be present in empty space, even in vacuum. The book "The Big Bang and Lines of Space' presents a comparison between the Big Bang Theory and Lines of Space concept through the conversation between three men. This book can be read as stand alone without reading the first part 'Lines of Space', and is easy to understand for even non-scientific persons.

This book is not restricted to the conventional belief of physics that space has no medium. It explores the possibility that empty space could also contain some kind of medium. This medium is considered as 'Lines of Space,' and it is conjectured that the matter could have been created from this medium, instead of creation by the Big Bang. During the course of proving this assertion, I had to deviate from the prevalent theories of physics. Therefore, the reader may find in this book such notions that are different from the recognized theories of physics. My intention is not to challenge any reputed Theory of science. I only wish to put forward my viewpoint.
Totally Free Deals
g: 0 Posted By: remick
Views: 64 Replies: 0 http://www.amazon.com/gp/product/B00OQGIXVW

In this second volume, Advanced Knitting, will teach you the skills you need to become an advanced knitter. First Susan teaches you how to read charts and grafts, plus gives you tips on working these types of patterns. You will learn the two most popular color work techniques, Intarsia and Fair Isle along with the differences between them. These techniques create pictures and patterns, but use very different methods. Advanced stitches and techniques are included, and each chapter includes patterns for you to practice your new skills. Susan has also included a chapter about working with fun yarns and gives you patterns to try out. Chock full of step by step instructions, lots of pictures and illustrations, along with resources, tips, and links to instructional videos, Advanced Knitting is your guide to the next step in moving forward in your knitting skills.



How to Crochet: Volume III The Final Complete Advance Guide with More Advanced Patterns, Stitches and Squares for the Advanced Crochete
http://www.amazon.com/How-Crochet-Complete-Advanced-Crocheter-eb...

How to Crochet: Volume III. The Final Complete Advanced Guide with Even More Advanced Patterns, Stitches and Squares for the Advanced Crocheter. Also Includes Step- by- Step Instructions with Detailed Pictures
Download the Follow up and Final Book to the Best Sellers How to Crochet Vol. 1 For Beginners and How to Crochet Vol.2 . Build upon What you Learned in the First and Second book and put the finishing touches on your skillset and take it to the final level of expertise.
Download this Bestseller Now!!
In this third volume of How to Crochet, we are going to explore the advanced techniques and stitches that can be used in order to create breath-taking gifts and fashions. By learning some of these stitches and techniques, you will be ready to enjoy your growing hobby of crochet! Not only will we explore new techniques and stitches, we will also explore how to make your own patterns and squares. By the time you finish this book, you should be able to take the lessons learned and apply them to your ever-evolving work! Let us have some fun!

Take your Crochet skills to the next level!
This book will help you to refine further your skills in crocheting. It goes into more advanced techniques and helps you to create your own designs. By offering you a tool, I hope to offer you a great way to spend your time and talent! Everyone needs a starting place, so I hope that by providing that, you can continue to learn and grow with your art.

And Here is a Tiny Sample of what you will Learn
Advanced Stitches
Advanced Patterns
Motifs
Edgings
Advance Crochet Patterns
Creating Your Own Patterns
Designing Your Own Squares
Squares Made with Advanced Stitches
Bonus Chapters from the Books "How to Crochet Vol.1 and Vol.2"
And, much, much more!



(2 Book Bundle) "Crochet Beginners Guide" & "Crochet Stitches Beginners Guide"
http://www.amazon.com/Bundle-Crochet-Beginners-Guide-Stitches-eb...

~Book 1~
With this book you will learn:
1. How to choose your Crochet hooks, yarn and other items you need
2. How to read a crochet pattern
3. How to hold the Crochet hook and yarn
4. How To Chain
5. How To Do A Single Crochet
6. How To Turn Your Work
7. How To Slip Stitch
8. How To Do A Double Crochet
9. Increasing
10. Decreasing
11. Working in different loops
This book also includes 3 beautiful patterns that will teach you how to crochet a Cell Phone Sock, Pot Holders and Basic Granny Square.

~Book 2~
With this book you will learn the following Crochet Stitches:
1. Single Crochet
2. Slip Stitch
3. Double Crochet
4. Half Double Crochet
5. Treble Crochet
6. Front post double crochet
7. Back post double crochet
8. Front loop crochet
9. Back loop crochet
10. Moss stitch
11. Basket Stitch
12. X Stitch
13. Chain Lace
14. Solomons Knot
15. V-Stitch
16. Small Mesh Ground
17. Large Mesh Ground
18. Diamond Mesh Stitch
19. Puff Stitch
20. Bullion Stitch
21. Raspberry Stitch
22. Basic Shell Stitch
23. Basic Fan stitch
24. Arcade Stitch
25. Picot Edging
26. Reverse double crochet edging
27. Shell edging
28. Loop stitch
29. Chevron Stitch
30. Broomstick Lace

Get Started Crocheting a Wonderful Project!




How to Knit for Beginners: 9 Free Tutorials
http://www.amazon.com/How-Knit-Beginners-Free-Tutorials-ebook/dp...

You've seen your friends do it. You've heard celebrities--Julia Roberts and Amanda Seyfried--gush about it. You know that it's fun and incredibly addictive. What is it? Knitting, of course! Have you ever wanted to learn how to knit? Knitting for beginners can seem intimidating at first, but with the right free beginner knitting patterns, anyone can learn how to knit. We know there are a lot of articles out there showing you the right way to get started knitting. For your convenience, we've put together a group of simple tutorials and free knitting patterns for beginners to make your learning experience less stressful. With our free eBook, How to Knit for Beginners: 9 Free Tutorials, you'll find tons of great patterns, tips, and step-by-step instructions that will make picking up knitting a breeze. Knitting for beginners doesn't have to be complicated, especially when you have the right tutorials at your disposal! With just a little time and practice, youll be knitting like a pro in no time at all--theres really nothing to fear. Are you still a little nervous about trying to knit? Let's break it down a little. Did you know that there are only two stitches you need to know: the knit stitch and the purl stitch? All the other special stitches are created from variations of those two stitches. Isnt that great news? Once you know how to knit and how to purl, you just need to practice with a few easy beginner knitting projects until the motion becomes natural.



Crochet: Crocheting Made Easy: Learn To Crochet In One Day
http://www.amazon.com/Crochet-Crocheting-Made-Easy-Learn-ebook/d...

Learn to Crochet in one day! You won't need help from grandma with this book. Learn to Crochet in one day will get you started down to path to crocheting success.










Totally Free Deals
Jawbone UP 2nd Edition $48.99 at Groupon
Added on : Thursday October 30th 2014 11:00:04 PM
g: 0 Posted By: savysavr
Views: 165 Replies: 0 If you missed out on the Staples deal a few days ago, Groupon has the UP tracker for $48.99 for the next 8 days.
NOTE: This is the older model, not the new UP 24.

UP by Jawbone Fitness Tracker $48.99
Health Deals

Groupon Coupons
g: 2 Posted By: remick
Views: 114 Replies: 0 Triera
http://www.desura.com/games/triera

An error occurs on a huge interplanetary spaceship called Triera, with four levels of robot-inhabited cities. The error leads to weird changes of all cities. The robot-manufacturing plant starts to produce new robots with malfunctions. All survived robots have to hide on a zero level, while other levels are already inhabited with zombie robots. All service stations in the cities got destroyed. Triera is at the self-vanishing point. But there is a way out: the only service station still exists on a zero level. But will the mechanic robot have a chance to reach the central panel and find out the reasons of this failure? Will he be able to reset the spaceships control system?




Downfall: A Horror Adventure Game
http://www.desura.com/games/downfall-a-horror-adventure-game

Quiet Haven Hotel was supposed to be just a one night shelter for Joe and Ivy Davis. But things soon start to go wrong. Ivy's panic attacks get worse and soon she disappears. Strange goings on begin around the hotel. Nothing is what it seems anymore. Joe is left alone, trying to understand what is happening, trapped between reality and the nightmare.

From writer R. Michalski, creator of The Cat Lady - this is Harvester Games first and well loved adventure game Downfall, originally released in 2009.
ENGLISH TEXTS ONLY. NO VOICES.
Contains strong language, violence and scenes of a sexual nature - not suitable for players under 18 years.
"...a creepy way to spend a few hours, as long as you arent squeamish." Adventure Gamers



Fibrillation
http://www.desura.com/games/fibrillation

Fibrillation is a first person philosophic horror with elements of mysticism for a run-through in one breath. Youve got only one chance to play through the whole game with no savings. The main character is called Ewan. He is wandering about mysterious places trying to find a way out. Hallucinations? A trap of mind? Life in the balance? Haunted by his own fears, the main character has to make sense of it all and find a way out. Passing through all of these obstacles a player will face a choice that will influence the end of the whole game and Ewans destiny.
Totally Free Deals
Free Jamba Juice for kids (8 and under) on 10/31 2PM-7PM
Added on : Thursday October 30th 2014 06:00:02 AM
g: 1 Posted By: gd78
Views: 42 Replies: 0 Free JambaKids smoothie at Jamba Juice for kids (8 and under) on 10/31 2PM-7PM.
No purchase necessary.
Limit 4 per party per visit. Child must be present.
Not valid at Safeway, Vons, Downtown Disney, Hawaii, Las Vegas, and select university locations.

Link(it has a search box for every participating location)
Using Credit Card to pay off Student Loans question
Added on : Wednesday October 29th 2014 11:00:06 AM
g: 0 Posted By: sliqx
Views: 89 Replies: 0 Hey guys,

I finished graduate school a little over a year ago and accumulated ~110k in student loans (including undergrad). My current interest rate is 7.9 (IT'S KILLING ME) and I'm currently going to have it refinanced. I went through SOFI and they gave me a 3.875 variable rate, which I hopefully will be able to pay off in 2 years. I have the loan down to 70k (I paid 40k in loans + interest this year), with an annual salary of 70k. My question is, is it possible to open a 0% transfer balance credit card and pay some of the loan off with it? I wanted to sign up for the Chase Slate Card (0% for 15 months) and max out the limit and pay it off over the next few months to help reduce the interest, however, my loan company does not accept credit card as a form of payment. I went in to Chase today and they said "sometimes people get access checks when they get approved for slate card, and some don't. There's really no way of figuring out who gets those checks." Is there any other suggestions to be able to use a 0% CC to pay off loans? Even the transfer balance at 3% is lower than my loan rate. Any help would be great, thanks!
Question Deals
Health Club. RETROFITNESS New Haven CT only
Added on : Tuesday October 28th 2014 12:00:04 PM
g: 0 Posted By: geop
Views: 186 Replies: 0 A great gym is opening in North Haven CT. Retrofitness has better equipment then most gyms and super clean. If you live in the area they are offering great deals. I have worked out at their Nj locations many times. Pumped to see them in my area.

http://www.retrofitnessnorthhaven.com

a few deals are no enrollment and one month of extras. Awesome Smoothies!
Services Deals
Weber Q3200 Gas Grill On Sale $349, normally $399, @ Home Depot- YMMV
Added on : Tuesday October 28th 2014 07:00:09 AM
g: 0 Posted By: Relaxing
Views: 219 Replies: 0 Saw this today at my local HD (34109)- $50.00 savings is a pretty decent deal, especially since Weber's are rarely discounted. There were a few at that store. This is the "Big Daddy" of the Q gas grill line from Weber

Grill-o-rama

I attached a pic for reference.

I cannot provide any personal reviews of this, but I do have the Q200 and can say that this line of grills from Weber are super easy to maintain and really cook well.

NOTE- The picture I provided with pricing references a 3 burner gas grill, but the link to HD only references a 2 burner gas grill. Not sure why there is a discrepancy. SKU's are identical.

Enjoy!

Home & Garden Deals

Home Depot Coupons
g: 0 Posted By: remick
Views: 59 Replies: 0 http://www.androidpolice.com/2014/10/27/google-makes-hangouts-ca...

Good news if you make a lot of short calls overseas. Google had started offering the first minute of Hangouts calls to 25 countries at no charge. It only lasts through the end of 2014, but that's still not a bad deal.Calls that are eligible for the free minute will display "first minute free" on the call screen. Google points out the offer is subject to "usage and abuse limits." So if you thought you'd have an hour long conversation in 60 second increments, think again.

Here's the list of countries with free minute support.

Australia
Belgium
Brazil
Canada: Most calls will be free. A few destinations will cost USD 1 cent per minute after the first minute.
China
Dominican Republic
France
Germany
India
Indonesia
Ireland
Italy
Japan
Mexico
Netherlands
Norway
Peru
Poland
Russia
South Korea
Spain
Sweden
Switzerland
United Kingdom
United States: Most calls will be free. A few destinations will cost USD 1 cent per minute after the first mi
Totally Free Deals
g: 0 Posted By: sarahturtle
Views: 65 Replies: 0 Thou Shalt Not Diet: Important Behavioral Changes that Will Significantly Improve Your Health & Well Being

5/5 stars
save $19.31

http://amzn.com/B00MPM82UG

Thou Shalt Not Dietdiscusses health promotion and important behavioral changes that can strongly influence our lives. These changes, which include exercise, nutrition, smoking cessation and more, have the ability to significantly impact the overall health of each and every one of us. The book provides simple, understandable, and scientifically backed explanations and descriptions about how we can and why we should make such alterations.Every topic discussed in this book offers surprises that may astonish you and challenge beliefs that you have held for years.Here are a few examples:

Dieting actually makes you gain weight.
Walking fast is more beneficial for weight loss than running.
Artificial sweeteners make you gain weight.
Artificial sweeteners are especially dangerous for those suffering from diabetes.

These and many more surprises await you throughout the book.Leah Reznikovich is a health promoter and a certified nurse who has offered private instruction for both healthy and sick individuals for the past 20 years. Her main areas of expertise include: rehabilitation of heart patients, Type II diabetes, and all risk factors associated with cardiovascular diseases.In addition to her work in the area of conventional medicine, Leah has studied several types of Holistic medicine. The mind-body connection is intertwined in her work with clients, as well as through outher book Thou Shalt Not Diet. Leah presents a model that she believes should be employed by every professional working in the various medical fields - offering treatment which includes a combination of both conventional and holistic medicine.Leah is married, a mother of five, and resides in Israel.


Totally Free Deals
Biggby Coffee - $1 Off Grande/Super Specialty Beverage (expires 10/28)
Added on : Monday October 27th 2014 01:00:02 PM
g: 0 Posted By: remick
Views: 190 Replies: 0 http://www.biggby.com/images/ewards/Oct28.jpg
Restaurants & Entertainment Deals
g: 0 Posted By: remick
Views: 17 Replies: 0 https://neocities.org/


http://web.appstorm.net/reviews/web-dev/neocities-the-free-place...

Theres dozens hundreds, even of places to make a free blog or basic site online. You could likely name 3 quicker than you could finish reading this website. But where could you host a plain HTML and CSS based site for free? Think, real quick. You want to hand-code a site in HTML and CSS, perhaps throw up a few images as well, and get it online for free. Any ideas where to put it?
Likely, you drew a blank, as I would. If you dont want to use a CMS, and you just want to experiment with raw web code, youd better get a hosting account or have your own local server.
But now, theres another option: NeoCities. Designed as a 21st century reincarnation of GeoCities, NeoCities lets you make your own site for free from HTML, CSS, JavaScript, and images, providing its not larger altogether than 10Mb. And it just might spark a renaissance of creativity online, aside from CMSes that make your site look like everyone elses.

g: 0 Posted By: giselmey
Views: 254 Replies: 0 Don't forget 3% FatCash! Or CashBack from other sources!

Product Link

I purchased these a while back during this dealand I am quite happy with my purchase. I used them a few times during long flights and like their performance. While not totally cancelling out background noise these headphones still manage to reduce the noise to an acceptable hum. The sound quality is good, too, and they come with a decent storage shell.

Current price at Amazon $60.95 (or $43.99 from other sellers)

4.0 out of 5 stars at Kmart (17 reviews)
3.5 out of 5 stars at Amazon (31 reviews)

Headphones & Speakers Deals

Kmart.com Coupons
g: 0 Posted By: remick
Views: 66 Replies: 0 http://www.amazon.com/gp/product/B007SAWZPS/

4.5 out of 5 stars (67 customer reviews)

In this volume of the On Target Photo Training series - we delve even deeper into the creation and manipulation of light.
This is another "must have" volume - if for no other reason than the section on the UV filter has the potential to save you thousands of dollars!

Here is the table of contents to show a bit of what is covered...
Introduction
Review:
Color
RGB
Hand Tinting
Harmonizing
Gimp
Light Management
How Many Lights Do You Need?
More Is Not Better
The Reflector
Filling In The Shadows
Reflector Or Flash?
A Reflector Can Be Better Than A Flash
The Reflector As A Main Light
Saving Money With Reflectors
Creating A 5 Light Studio Portrait With Reflectors
Filters
Filters Vs Photoshop
Filters In Action
The UV Filter
The Polarizing Filter
The Neutral Density Filter
The Graduated Neutral Density Filter
Colored Filters
Do Not Buy Solid Color Filters
Graduated Color Filters You Will Need
Alternate Filters
Storing Your Filters
Removing Stuck Filters
Photo Exercise
Additional Photo Training

It's easy to spend hundreds of dollars on lights...but it isn't necessary! With the judicial use of reflectors, it is possible to turn one single light into a 5 light setup! AND that onelight could even be the sun!
You can get results to rival the best studio shooters with very little cost. Reflectors can even be homemade - so they cost almost nothing.
Filters - for the most part physical "on camera" filters have dropped by the wayside due to the digital revolution.
We still use filters, but now - with many of them - it is after the fact (in Photoshop) rather than in front of the lens. But, there ARE a few filters we still need on camera. the effectssimply can't be easily done (or done at all) in Photoshop...

The UV Filter - This one can literally save you thousands of dollars.
The Polarizing Filter - this one should be in your camera bag ALL THE TIME! The results you will get can take your photography to completely new levels and it is difficult if notimpossible to duplicate the results in Photoshop.
The Neutral Density Filter, Graduated neutral density filters and so on...

Read through this easy to understand and easy to implement course volume and in a matter of minutes you will have a firm grip on effectively lighting with reflectors andusing the essential filters.
Totally Free Deals
g: 0 Posted By: remick
Views: 30 Replies: 0 http://www.amazon.com/What-Ta-Tas-Teach-Us-Celebrate-ebook/dp/B0...

4.4 out of 5 stars (5 customer reviews)

Jane Jenkins Herlong shares twenty life lessons filled with humor, inspiration and "ah-ha" moments. This beautifully illustrated book is for the young and young-at-heart. Laugh, love and share these timeless principles with those special women in your life. Honor the brave women in the fight again breast cancer. A portion of the profits will be given to support the fight against breast cancer.




Also free

The Scoop on Breasts: A Plastic Surgeon Busts the Myth
http://www.amazon.com/gp/product/B00FOS3NIY/
4.5 out of 5 stars (31 customer reviews)

Whether you want to augment them, lift them, reduce them, or embrace them just the way they are, you'll get the inside scoop about breasts and cosmetic breast surgery in this educational and entertaining book. Dr. Ted Eisenberg, a plastic surgeon who holds the Guinness Record for most breast augmentations done in a lifetime, candidly answers hundreds of actual patient questions like: Am I too old for breast augmentation? Will my implants boil in a hot tub? Do I need to replace them every 10 years?
Joyce K. Eisenberg offers up titillating titbits and extra padding about breast goddesses, go-topless days, and Great Britain, whose women have the largest breasts in Europe. Filled with close to 200 photographs and illustrations, The Scoop on Breasts: A Plastic Surgeon Busts the Myths is an amusing and revealing read. By book's end, you'll consider the authors your BBFs: Bosom Buddies Forever.



Fight Now: Eat & Live Proactively Against Breast Cancer
http://www.amazon.com/Fight-Now-Proactively-Against-Breast-ebook...
4.4 out of 5 stars (29 customer reviews

Dr. Tabors FIGHT NOW book provides information on lifestyle choices that might improve breast health and overall health. The purpose of Dr. Tabors medical research is to empower you to become proactive against breast cancer now with specific food and lifestyle choices. We can make specific food and lifestyle choices to lower the risk of getting breast cancer, risk of recurrence, and risk of dying from breast cancer. The only alternative is to be reactive after you get breast cancer or have a recurrence of breast cancer. The choice is clear
Whether you are currently fighting breast cancer; are a survivor; or, simply trying to lower your risk, Dr. Tabors FIGHT NOW book will give you concise, critical information that you can start using today. You dont have to read hundreds of pages, or have a medical degree to reduce your cancer risk. Spend just a few hours reading this book and you will be empowered to Fight Now.
Books Deals

Amazon Coupons
g: 7 Posted By: remick
Views: 602 Replies: 2 How To Hunt and Take Big Buck Deer on Small Properties
http://www.amazon.com/gp/product/B00OOC2T0Y

As I've been interviewing hunters from across the nation, I continue to hear the same story. You wont believe how small the property is where Im taking trophy bucks. With the price of deer leasing continuing to escalate and fewer large tracts of land available, hunters are leasing small tracts of land or gaining permission to hunt these small properties.

In this book, you'll read about 14-different hunters who either have gained permission or leased properties as small as 6 acres to as much as 250 acres, and they consistently taken older-age-class bucks off these little lands.

When John and Jim Scott got pictures of a monstrous 10-point buck made from a surveillance camera at a suburban apartment complex, they immediately secured permission to hunt those 60 acres. John took a buck that scored in the 170s, and his twin brother, Jim, took a buck that scored over 160. Today they consistently take older-age-class bucks every year off this property and other small lands they hunt all over the nation. When we learned that big bucks live on small properties, Jim and I both changed the way we hunt, John Scott explains. Now, we focus all our time and energy hunting on and finding small properties.

Small tracts of land:
are easy to set-up trail cameras on, identify the bucks on these properties and make a hit list of bucks you want to take;
have little or no hunting pressure, and many hunters drive past them;
may home small patches of woods that are sanctuaries where big bucks concentrate during daylight hours;
may have the property around them intensively hunted, pushing big deer onto the small property; and
may be present but not visible on maps of public-hunting lands.

This book will teach you:
how to find and identify a small property that may hold trophy bucks;
how to get the landowners name of the small property;
how to use the boundary lines of adjacent properties to learn where big bucks are;
what to look for on small properties that cause that land to produce older-age-class bucks every year; and
how to find and take trophy bucks on small woodlots.

Thanks to some new types of maps available, often you can find the properties you want to hunt and then lease or obtain permission to hunt them without leaving home. If you're tired of paying high prices to join leases where you see few if any older-age-class bucks, if you want to have small family hunting spots for you and your family members, and if you want to become a trophy deer hunter who consistently bags big bucks every season, How to Hunt and Take Big Buck Deer on Small Properties is a must read.




also free

Crappie: How to Catch Them Fall & Winter
http://www.amazon.com/gp/product/B00GDP0W2C/

Yes, you can catch and eat crappie during the fall and winter months. Often at many places, youll catch more and bigger crappie in the fall and winter than you do in the spring and summer. To learn where to find and how to catch cooler weather speckled sides, weve interviewed a wide variety of some of the nations best tournament crappie fishermen and guides. Many of the individuals youll read about in this book are tournament crappie pros, who travel the country to fish in crappie tournaments from New York to Florida and from Virginia to California. They use the latest crappie-finding equipment, the best poles, rods, reels, line and the most-productive baits. Each of the people youll read about in this book has the ability to be dropped-out of an airplane anywhere in the United States and catch crappie on any lake close to where they land that contains crappie. From over 50 years of crappie-fishing experience, Ive learned you get the best advice by interviewing a large number of people, who have different tactics and fish under various water, weather and fishing-pressure conditions.

In this book, you will learn:

how to spider-rig (slow-troll), which is one of the fastest-growing techniques for catching the most and biggest crappie in the shortest time.
how to catch crappie on crankbaits, and when and where using a crankbait is the most appropriate.
how to find areas of any lake that will hold large schools of crappie during the winter months places you can return to time and time again and expect crappie to be there.
why competing in crappie tournaments is one of the quickest ways to learn how to catch more and bigger crappie faster.
why and how to look for and catch the biggest crappie in a lake.

A bonus chapter in the back of the book with 64 videos has more tips about and with the people you read about in the book.

If youre tired of having the same stew, chili, steaks, hamburgers and pork chops most people eat during the fall and winter, if your taste buds are craving some of those sweet, white, light-textured crappie fillets, if you want to take a break from hunting and TV watching, and if you want to catch a mess of crappie this fall and winter, then this book is for you, whether youre a beginner or a seasoned crappie angler.




Totally Free Deals
g: 0 Posted By: Gauss44
Views: 134 Replies: 0 http://coupons.walmart.com/?

If you follow the below link and the P&G Brands at WalMart Link doesn't show up immediately, refresh the page and different links will show up. It might take a few tries.
http://instoresnow.walmart.com/Free-Samples-and-Savings.aspx

-P&G coupon for free hamburger helper* (rebate, might have to buy 3) - watch forP&G Brands at WalMart Link
WalMart Deals
g: 3 Posted By: remick
Views: 349 Replies: 0 How To Hunt and Take Big Buck Deer on Small Properties
http://www.amazon.com/gp/product/B00OOC2T0Y

As I've been interviewing hunters from across the nation, I continue to hear the same story. You wont believe how small the property is where Im taking trophy bucks. With the price of deer leasing continuing to escalate and fewer large tracts of land available, hunters are leasing small tracts of land or gaining permission to hunt these small properties.

In this book, you'll read about 14-different hunters who either have gained permission or leased properties as small as 6 acres to as much as 250 acres, and they consistently taken older-age-class bucks off these little lands.

When John and Jim Scott got pictures of a monstrous 10-point buck made from a surveillance camera at a suburban apartment complex, they immediately secured permission to hunt those 60 acres. John took a buck that scored in the 170s, and his twin brother, Jim, took a buck that scored over 160. Today they consistently take older-age-class bucks every year off this property and other small lands they hunt all over the nation. When we learned that big bucks live on small properties, Jim and I both changed the way we hunt, John Scott explains. Now, we focus all our time and energy hunting on and finding small properties.

Small tracts of land:
are easy to set-up trail cameras on, identify the bucks on these properties and make a hit list of bucks you want to take;
have little or no hunting pressure, and many hunters drive past them;
may home small patches of woods that are sanctuaries where big bucks concentrate during daylight hours;
may have the property around them intensively hunted, pushing big deer onto the small property; and
may be present but not visible on maps of public-hunting lands.

This book will teach you:
how to find and identify a small property that may hold trophy bucks;
how to get the landowners name of the small property;
how to use the boundary lines of adjacent properties to learn where big bucks are;
what to look for on small properties that cause that land to produce older-age-class bucks every year; and
how to find and take trophy bucks on small woodlots.

Thanks to some new types of maps available, often you can find the properties you want to hunt and then lease or obtain permission to hunt them without leaving home. If you're tired of paying high prices to join leases where you see few if any older-age-class bucks, if you want to have small family hunting spots for you and your family members, and if you want to become a trophy deer hunter who consistently bags big bucks every season, How to Hunt and Take Big Buck Deer on Small Properties is a must read.




also free

Crappie: How to Catch Them Fall & Winter
http://www.amazon.com/gp/product/B00GDP0W2C/

Yes, you can catch and eat crappie during the fall and winter months. Often at many places, youll catch more and bigger crappie in the fall and winter than you do in the spring and summer. To learn where to find and how to catch cooler weather speckled sides, weve interviewed a wide variety of some of the nations best tournament crappie fishermen and guides. Many of the individuals youll read about in this book are tournament crappie pros, who travel the country to fish in crappie tournaments from New York to Florida and from Virginia to California. They use the latest crappie-finding equipment, the best poles, rods, reels, line and the most-productive baits. Each of the people youll read about in this book has the ability to be dropped-out of an airplane anywhere in the United States and catch crappie on any lake close to where they land that contains crappie. From over 50 years of crappie-fishing experience, Ive learned you get the best advice by interviewing a large number of people, who have different tactics and fish under various water, weather and fishing-pressure conditions.

In this book, you will learn:

how to spider-rig (slow-troll), which is one of the fastest-growing techniques for catching the most and biggest crappie in the shortest time.
how to catch crappie on crankbaits, and when and where using a crankbait is the most appropriate.
how to find areas of any lake that will hold large schools of crappie during the winter months places you can return to time and time again and expect crappie to be there.
why competing in crappie tournaments is one of the quickest ways to learn how to catch more and bigger crappie faster.
why and how to look for and catch the biggest crappie in a lake.

A bonus chapter in the back of the book with 64 videos has more tips about and with the people you read about in the book.

If youre tired of having the same stew, chili, steaks, hamburgers and pork chops most people eat during the fall and winter, if your taste buds are craving some of those sweet, white, light-textured crappie fillets, if you want to take a break from hunting and TV watching, and if you want to catch a mess of crappie this fall and winter, then this book is for you, whether youre a beginner or a seasoned crappie angler.



How To Fish For Trout - Stocked Trout (Stocked Trout Are For Stocking The Freezer)
http://www.amazon.com/gp/product/B007N922LG

Don't mistake stocked trout for real fish! Of course I say that with a smile on my face, but think about it. Stocked trout are raised in hatcheries, confined in holding pens and fed by their keepers. They are more like cattle then fish.
They are good eats, mild tasting and low calorie, sustainable farm raised fish, healthy and monitored, free from contaminants that plague some fisheries. Safe to eat as often as you like. Grocery store prices range from 5.99 to 9.99 a pound for farm raised trout. You can save hundreds of dollars by learning to catch stocked trout.
Trout fishing season is a put and take fishery, the state puts them in and the fishermen take them out. They are stocked to provide sport for fisherman nationwide. With generous limits on how many you can take a day, you can stock your freezer quickly depending on how often you go fishing.
There are several things any fishermen or woman can learn about catching stocked trout. Read and apply the things I share in this book and you can take full advantage of trout fishing season and have plenty of fun and enjoyment while doing it.



The Fly Caster Who Tried to Make Peace With the World
http://www.amazon.com/Caster-Tried-Make-Peace-World-ebook/dp/B00...

For Ian Mac Bride, his way begins almost accidentally when, in 1909, he watches a fly-casting tournament in New York's Central Park, and begins to dream of becoming a great fly caster.
But soon Ian experiences personal tragedy, and then is appalled by the unexpected slaughter of World War I.
He retreats into the world of fly fishing and fly casting, and meets unforgettable anglers like: Doc, a Civil War veteran, who tells how, after he enlisted in return for drinking money, he was unexpectedly changed by the horror of war; Izzy, a mysterious immigrant, who, in his way, teaches Ian perhaps the most important lesson of long-distance fly casting; and George M. L. La Branche who, though torn by self-doubt, writes the book that revolutionizes fly fishing.



The Best Wild Game & Seafood Cookbook Ever: 350 Southern Recipes for Deer, Turkey, Fish, Seafood, Small Game and Birds
http://www.amazon.com/gp/product/B00AN7GDW4

This cookbook contains some of the most-delicious recipes we've tried and tested from the best wild-game and fish chefs all over the nation to answer the question, "What will I do with this meat?" It contains delicious recipes for venison, elk, wild pigs, turkeys, birds, rabbits, squirrels, crabs, shrimp and more than 20 species of freshwater and saltwater fish, as well as helpful information about how to prepare your game or fish for eating.

Because wild game and fish eat only natural and native forage, their meats are some of the most cholesterol-free meats you can serve. Fish and wild game have not been injected with any hormones or antibiotics. To feed your family lean meat and fish, this outdoor cookbook will tell you some of the tastiest ways to prepare these dishes from the wild. Free-range meat is in high demand and sells for high prices at grocery stores. However, there's a tremendous bounty of free-range meat for those who go afield to hunt and fish. This cookbook contains more than 350 of the best wild game recipes we've used over the last 46 years for you to enjoy.

Now includes a fully clickable table of contents for easy recipe navigation!







Totally Free Deals
g: 1 Posted By: invisible
Views: 1695 Replies: 20 Go to www.key.com/250more ( key . com / 250more <-- remove blanks )


To Get Your $250 Gift
Open a qualifying KeyBank checking account(*) online and enter offer code RETB1014by 12/5/2014 and make one direct deposit of $500 or more within 60 days after account opening.

Just answer a few simple questions and we'll help you find the right checking account to meet your needs.Find Your Account

(*) Between 10/8/14 and 12/5/14, you must
(1) open a KeyBank Checking Account, meaning (a Key Express Checking=5px- this is the basic banking account in New York - or; Key Advantage=5pxor; Key Coverage Checking=5pxor; Key Privilege=5pxor; Key Privilege Select Checking) or KeyBank Hassle-Free Account℠ ; and
(2) make one direct deposit of $500 or more within sixty (60) days after account opening. Direct deposit transactions are limited to payroll, Social Security, pension and government benefits. Limit one gift per qualifying account. Limit one gift per individual.The value of your gift will be reported on Form 1099-INT.Your gift will be deposited into your account within 90 days of meeting requirements. Offer is not available to individuals who have had a KeyBank checking account or a KeyBank Hassle Free℠ account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Normal account service charges may apply; please refer to specific account disclosures for details. Accounts overdrawn or closed at the time of gift fulfillment are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. Offer is subject to cancellation without notice and cannot be combined with any other offer. Offer/coupon cannot be sold. Other miscellaneous charges may apply.

---------------

This is a better deal than previous, also not high on hassle scale for $250 but YMMV.
Igot in same deal ending October 10 but was late in posting and saw this is now extended to Dec 5 so posting here.

Data points:
I completed painless online opening and kept all sceenshots, Took the most basic of their checking. Did not order checks.
Online setup was quick but needed to wait until debit card arrived though their process says can work w/o debit card.
The online verification was most weird as the credit Qs they ask during online setup were vague and they called to verify some of that.
I wasn't sure of $500 DD even though CSR said ACH may work, other CSR said should be payroll, ss etc so took no chances and did payroll DD just for 1 pay.
They are slow to set up external fund transfer (takes 10+ days after trial deposits) but was easily able to pull cash out from DD next day online
After DD completion verified that I am on track to get $250

I did already have acct with them in 2011 and closed but seems they kept old login id alive so was able to use that
Funny and alarming: in there my very old other bank account external transfer was still present -- I let the sleeping lions lie.
Overall worth doing as only irritation was long wait for ach trial deposits

Oh and avoiding monthly fees need 8 debit transactions or 500DD per month.
So been doing 8 debit transactions online paying cell phone $1 x 8

Update from others:
Offer code is RETB1014, but on applying many reporting a need for a "Reservation Code" -- contacting Key they say the reservation code was on the mailer
I wonder if calling key (for those in the mentioned states) to resend any such mailer will work -- as plenty of time until 12/5

Those who cannot get Key to send you a mailer or did not get one might need to take up this lower ($200) offer posted earlierhttp://www.fullofdeals.com/forums/finance/1395634/

Deposits Deals
g: 0 Posted By: remick
Views: 73 Replies: 0 How To Hunt and Take Big Buck Deer on Small Properties
http://www.amazon.com/gp/product/B00OOC2T0Y

As I've been interviewing hunters from across the nation, I continue to hear the same story. You wont believe how small the property is where Im taking trophy bucks. With the price of deer leasing continuing to escalate and fewer large tracts of land available, hunters are leasing small tracts of land or gaining permission to hunt these small properties.

In this book, you'll read about 14-different hunters who either have gained permission or leased properties as small as 6 acres to as much as 250 acres, and they consistently taken older-age-class bucks off these little lands.

When John and Jim Scott got pictures of a monstrous 10-point buck made from a surveillance camera at a suburban apartment complex, they immediately secured permission to hunt those 60 acres. John took a buck that scored in the 170s, and his twin brother, Jim, took a buck that scored over 160. Today they consistently take older-age-class bucks every year off this property and other small lands they hunt all over the nation. When we learned that big bucks live on small properties, Jim and I both changed the way we hunt, John Scott explains. Now, we focus all our time and energy hunting on and finding small properties.

Small tracts of land:
are easy to set-up trail cameras on, identify the bucks on these properties and make a hit list of bucks you want to take;
have little or no hunting pressure, and many hunters drive past them;
may home small patches of woods that are sanctuaries where big bucks concentrate during daylight hours;
may have the property around them intensively hunted, pushing big deer onto the small property; and
may be present but not visible on maps of public-hunting lands.

This book will teach you:
how to find and identify a small property that may hold trophy bucks;
how to get the landowners name of the small property;
how to use the boundary lines of adjacent properties to learn where big bucks are;
what to look for on small properties that cause that land to produce older-age-class bucks every year; and
how to find and take trophy bucks on small woodlots.

Thanks to some new types of maps available, often you can find the properties you want to hunt and then lease or obtain permission to hunt them without leaving home. If you're tired of paying high prices to join leases where you see few if any older-age-class bucks, if you want to have small family hunting spots for you and your family members, and if you want to become a trophy deer hunter who consistently bags big bucks every season, How to Hunt and Take Big Buck Deer on Small Properties is a must read.




also free

Crappie: How to Catch Them Fall & Winter
http://www.amazon.com/gp/product/B00GDP0W2C/

Yes, you can catch and eat crappie during the fall and winter months. Often at many places, youll catch more and bigger crappie in the fall and winter than you do in the spring and summer. To learn where to find and how to catch cooler weather speckled sides, weve interviewed a wide variety of some of the nations best tournament crappie fishermen and guides. Many of the individuals youll read about in this book are tournament crappie pros, who travel the country to fish in crappie tournaments from New York to Florida and from Virginia to California. They use the latest crappie-finding equipment, the best poles, rods, reels, line and the most-productive baits. Each of the people youll read about in this book has the ability to be dropped-out of an airplane anywhere in the United States and catch crappie on any lake close to where they land that contains crappie. From over 50 years of crappie-fishing experience, Ive learned you get the best advice by interviewing a large number of people, who have different tactics and fish under various water, weather and fishing-pressure conditions.

In this book, you will learn:

how to spider-rig (slow-troll), which is one of the fastest-growing techniques for catching the most and biggest crappie in the shortest time.
how to catch crappie on crankbaits, and when and where using a crankbait is the most appropriate.
how to find areas of any lake that will hold large schools of crappie during the winter months places you can return to time and time again and expect crappie to be there.
why competing in crappie tournaments is one of the quickest ways to learn how to catch more and bigger crappie faster.
why and how to look for and catch the biggest crappie in a lake.

A bonus chapter in the back of the book with 64 videos has more tips about and with the people you read about in the book.

If youre tired of having the same stew, chili, steaks, hamburgers and pork chops most people eat during the fall and winter, if your taste buds are craving some of those sweet, white, light-textured crappie fillets, if you want to take a break from hunting and TV watching, and if you want to catch a mess of crappie this fall and winter, then this book is for you, whether youre a beginner or a seasoned crappie angler.



How To Fish For Trout - Stocked Trout (Stocked Trout Are For Stocking The Freezer)
http://www.amazon.com/gp/product/B007N922LG

Don't mistake stocked trout for real fish! Of course I say that with a smile on my face, but think about it. Stocked trout are raised in hatcheries, confined in holding pens and fed by their keepers. They are more like cattle then fish.
They are good eats, mild tasting and low calorie, sustainable farm raised fish, healthy and monitored, free from contaminants that plague some fisheries. Safe to eat as often as you like. Grocery store prices range from 5.99 to 9.99 a pound for farm raised trout. You can save hundreds of dollars by learning to catch stocked trout.
Trout fishing season is a put and take fishery, the state puts them in and the fishermen take them out. They are stocked to provide sport for fisherman nationwide. With generous limits on how many you can take a day, you can stock your freezer quickly depending on how often you go fishing.
There are several things any fishermen or woman can learn about catching stocked trout. Read and apply the things I share in this book and you can take full advantage of trout fishing season and have plenty of fun and enjoyment while doing it.



The Fly Caster Who Tried to Make Peace With the World
http://www.amazon.com/Caster-Tried-Make-Peace-World-ebook/dp/B00...

For Ian Mac Bride, his way begins almost accidentally when, in 1909, he watches a fly-casting tournament in New York's Central Park, and begins to dream of becoming a great fly caster.
But soon Ian experiences personal tragedy, and then is appalled by the unexpected slaughter of World War I.
He retreats into the world of fly fishing and fly casting, and meets unforgettable anglers like: Doc, a Civil War veteran, who tells how, after he enlisted in return for drinking money, he was unexpectedly changed by the horror of war; Izzy, a mysterious immigrant, who, in his way, teaches Ian perhaps the most important lesson of long-distance fly casting; and George M. L. La Branche who, though torn by self-doubt, writes the book that revolutionizes fly fishing.



The Best Wild Game & Seafood Cookbook Ever: 350 Southern Recipes for Deer, Turkey, Fish, Seafood, Small Game and Birds
http://www.amazon.com/gp/product/B00AN7GDW4

This cookbook contains some of the most-delicious recipes we've tried and tested from the best wild-game and fish chefs all over the nation to answer the question, "What will I do with this meat?" It contains delicious recipes for venison, elk, wild pigs, turkeys, birds, rabbits, squirrels, crabs, shrimp and more than 20 species of freshwater and saltwater fish, as well as helpful information about how to prepare your game or fish for eating.

Because wild game and fish eat only natural and native forage, their meats are some of the most cholesterol-free meats you can serve. Fish and wild game have not been injected with any hormones or antibiotics. To feed your family lean meat and fish, this outdoor cookbook will tell you some of the tastiest ways to prepare these dishes from the wild. Free-range meat is in high demand and sells for high prices at grocery stores. However, there's a tremendous bounty of free-range meat for those who go afield to hunt and fish. This cookbook contains more than 350 of the best wild game recipes we've used over the last 46 years for you to enjoy.

Now includes a fully clickable table of contents for easy recipe navigation!



Totally Free Deals
Comcast unauthorized hard credit pull
Added on : Saturday October 25th 2014 10:00:06 PM
g: 0 Posted By: sherap2
Views: 64 Replies: 3 Comcast hard pulled my credit report on Oct 3rd & billed me for a new service at an address I moved out over 2 months ago. USPS forwarded the bill to my new address 2 days ago.

I contacted comcast, spoke with few of their executive dept reps over the phone. They told me the charge is removed and promised to contact the credit bureau to have the hard pull "MASKED". Before I moved out, I transferred the service out to my new address. So there was No mistake on my part. But seems like Comcast still billed me and pulled my credit for new tenant's service order.
First I thought that was another meaning of removal and told them fine do it. Almost 2 weeks later, I still see the HP and even contacted Equifax to inquire. They told me the HP is still there, not masked or removed & comcast hasn't contacted them to mask or remove it. Called Comcast again and the agent tells me to wait bit longer.

I know they don't care about the HP but I do as I don't waste HP for nothing and specially when this is an illegal, unauthorized inquiry on my CR.
I just filed a BBB complaint to have it DELETED from my CR. I don't want 'MASKED" . Masked still means the HP is there. I have asked Comcast to send me a letter showing the unauthorized hard inquiry removal. Because if they have done something to correct their mistake, I needed proof. They can have it deleted just as they were able to pull my credit.

Has this happened to you and what did you do?

Question Deals
g: 0 Posted By: jeffwastaken
Views: 187 Replies: 0 amex is offering a one-time statement credit of $15 if you spend $50+ online at 1800Flowers.com, FannieMay.com, Popcorn Factory.com orcheryls.com. i found this offer in the "amex offers for you" tab on my blue cash card. the offer expires 12.31.14.

the nitty-gritty: "Offer valid at 1800fl0wers.com and family of brands. Also valid at FannieM@y.com, Cheryls.com, and ThePopcornFactory.com. Offer excludes purchases made at NapaConnections.com and Winet@sting.com. If you order an item during the offer period but it is not sent to you until after 12/31/14, it may not count towards determining whether your purchase qualifies for the offer. Offer is non-transferable. Limit 1 statement credit per American Express online account. Enrollment is limited. Must add offer to Card and use same Card to redeem. Statement credit will appear on your billing statement within 90 days after 12/31/14, provided that American Express receives information from the merchant about your qualifying purchase. Note that American Express may not receive information about your qualifying purchase from merchant until all items from your qualifying purchase have been provided/shipped by merchant. Statement credit may be reversed if qualifying purchase is returned/cancelled. If American Express does not receive information that identifies your transaction as qualifying for the offer, you will not receive the statement credit. For example, your transaction will not qualify if it is not made directly with the merchant. In addition, in most cases, you will not receive the statement credit if your transaction is made with an electronic wallet or through a third party or if the merchant uses a mobile or wireless card reader to process it."

hopefully this will help many of you save a few bucks as the holidays approach!

have a great weekend!
g: 0 Posted By: DaysFan
Views: 58 Replies: 0 http://www.vons.com/CMS/assets/media/LandingPages/GiftCards/10Off_GiftCards_Fashion_1443.jpghttp://www.vons.com/ShopStores/Gift-Cards-Landing.page?icmpid=hp_eyebrow_von_giftcards_1443http://www.vons.com

Hot Topic
JCPenney
Aeropostale
Torrid
Sports Authority
Lane Bryant
Macy's
American Eagle OutfittersOffer only valid in-store. Offer valid 10/22/14-11/4/14. $10 coupon will be provided at checkout valid on your next qualified purchase of $25 or more.Participating items must be purchased in a single transaction. Some items or varieties may not be available in all stores. Limit one (1) offer per transaction. Customer pays tax where applicable. No sales to dealers, restaurants or institutions. Sales in retail quantities only and may be limited and subject to availability. Not responsible for typographical or pictorial errors. We reserve the right to correct all printed errors. 2014 Safeway, Inc. All other trademarks are property of their respective owners. Online and in-store prices, discounts, and offers may differ.
** While supplies last. No rain checks. Subject to availability. See gift cards for details, terms, conditions and (if applicable) fees. All trademarks are property of their respective owners. Product may not be available in all states.
Participating Gift Cards: Macy's, Hot Topic, Lane Bryant, JCPenney, Aeropostale, Torrid, Sports Authority, American Eagle Outfitters

g: 1 Posted By: 116sloppyjoe116
Views: 213 Replies: 0 Link
$5 off 50 code BLURAY14
Sale ends midnight on Sunday 10/26/2014! All of our USED Blu-rays come with movie on disc in a blu-ray case. Artwork may vary slightly. See product page for more details.

Thanks NicotineDreams

For me, I'm in for LEGO, Catching Fire, American Hustle, and a few others
Blu Ray Deals
g: 0 Posted By: invisible
Views: 86 Replies: 4 Go to www.key.com/250more ( key . com / 250more <-- remove blanks )


To Get Your $250 Gift
Open a qualifying KeyBank checking account(*) online and enter offer code RETB1014by 12/5/2014 and make one direct deposit of $500 or more within 60 days after account opening.

Just answer a few simple questions and we'll help you find the right checking account to meet your needs.Find Your Account

(*) Between 10/8/14 and 12/5/14, you must
(1) open a KeyBank Checking Account, meaning (a Key Express Checking=5px- this is the basic banking account in New York - or; Key Advantage=5pxor; Key Coverage Checking=5pxor; Key Privilege=5pxor; Key Privilege Select Checking) or KeyBank Hassle-Free Account℠ ; and
(2) make one direct deposit of $500 or more within sixty (60) days after account opening. Direct deposit transactions are limited to payroll, Social Security, pension and government benefits. Limit one gift per qualifying account. Limit one gift per individual.The value of your gift will be reported on Form 1099-INT.Your gift will be deposited into your account within 90 days of meeting requirements. Offer is not available to individuals who have had a KeyBank checking account or a KeyBank Hassle Free℠ account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Normal account service charges may apply; please refer to specific account disclosures for details. Accounts overdrawn or closed at the time of gift fulfillment are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. Offer is subject to cancellation without notice and cannot be combined with any other offer. Offer/coupon cannot be sold. Other miscellaneous charges may apply.

---------------

This is a better deal than previous, also not high on hassle scale for $250 but YMMV.
Igot in same deal ending October 10 but was late in posting and saw this is now extended to Dec 5 so posting here.

Data points:
I completed painless online opening and kept all sceenshots, Took the most basic of their checking. Did not order checks.
Online setup was quick but needed to wait until debit card arrived though their process says can work w/o debit card.
The online verification was most weird as the credit Qs they ask during online setup were vague and they called to verify some of that.
I wasn't sure of $500 DD even though CSR said ACH may work, other CSR said should be payroll, ss etc so took no chances and did payroll DD just for 1 pay.
They are slow to set up external fund transfer (takes 10+ days after trial deposits) but was easily able to pull cash out from DD next day online
After DD completion verified that I am on track to get $250

I did already have acct with them in 2011 and closed but seems they kept old login id alive so was able to use that
Funny and alarming: in there my very old other bank account external transfer was still present -- I let the sleeping lions lie.
Overall worth doing as only irritation was long wait for ach trial deposits

Oh and avoiding monthly fees need 8 debit transactions or 500DD per month.
So been doing 8 debit transactions online paying cell phone $1 x 8
Deposits Deals
g: 0 Posted By: Y3ll0wSlack3r
Views: 106 Replies: 0 Advanced Coupon Strategies: Money saving secrets from a coupon shopping expert

Get it while it is still FREEBook DescriptionPublication Date: September 7, 2013Everything is so expensive these days! Even when you just need a few things at the grocery store, it ends up being hundreds of dollars!

What if a short eBook could save you money every single time you visit the grocery store, for the rest of your life?

You've probably been stuck behind someone in line who holds everyone up because they have handfuls of coupons. It's frustrating to wait in line, but what's more upsetting is that they are literally saving 50, 70 even 90% on their bill. They're winning.

How to do they do it?

Well, there's an elite group of shoppers who call themselves Couponers. These people know the tricks of the trade, and can get unbelievable savings with the coupons that most people throw out.

How can I get in on that?

The first book from Deep Cove Publishing, How to Coupon Shop Like a Pro, is made just for you. You're tired of spending way too much money for necessities, and you just need some breathing room in your budget. So we got one of the best couponers around and asked for his secrets - and he told us!

Are you ready to learn how to save hundreds of dollars every month and live a richer life by learning how to coupon?

For less than the price of a fancy coffee or two (admit it, you have a few every day) you can get this book that will pay or itself the very first time you go shopping, and every other time after that.

That sounds like a pretty good deal, right? Pay a few bucks now, and save tons of money for the rest of your LIFE? Where do I sign?

Here's what you're going to learn in this book:
Is Coupon Shopping Worth the Effort?
Coupon Rules and Etiquette
Various Kinds of Coupons
Advanced Coupon Finding Strategies
Coupon Organization Tips
How to Plan Your Shopping Trip
Pro Tips and Advice
The Best Links to All Things Coupon

If you're not frustrated by your growing grocery bills, this book isn't for you. Seriously - if you don't need hundreds or thousands of extra dollars per year, do not buy this book.

If, however, you think you could find something to spend a few hundred extra dollars on, you need this book. Do not go to the grocery store again before reading this book - you'll be wasting A LOT more money than the price of this book.

Happy couponing!
g: 0 Posted By: Y3ll0wSlack3r
Views: 37 Replies: 0 Goal setting workbook - How to set goals and objectives effectively to achieve personal goalsGet it while it is FREE

Book DescriptionPublication Date: November 23, 2013Are you able to go about setting goals successfully? So many people struggle with learning how to set goals and objectives. They just need a few good personal goals to motivate them into taking action. Goal setting should not be a big deal if you learn from smart goals examples. This book offers a sort of goal setting template in the form of 16 qualities you need to succeed with your goals, learning why people fail at setting goals with a look at failing at a goal setting Theory, and 10 tips to setting goals. Each section is mean to be thought provoking with goal setting quotes to help you along the way in learning how to achieve goals.

After reading this book, the reader will be equipped mentally to set goals and to be on the path in achieving the set goals. By putting the suggestions into practice, you will be able to reach your goals successfully and with confidence. Even failure is looked at as a positive thing, a chance to learn a lesson and an opportunity to boost your skills by learning how to succeed the next time. You will find it is an easy process once you put it into practice.
Quest 3 Person Backyard Tent 9.98 shipped at Dicks Sporting
Added on : Friday October 24th 2014 07:00:53 AM
g: 0 Posted By: fcudeals
Views: 206 Replies: 0 Linky Poo

Pick Red color

Sometimes the best outdoor adventures start in your own backyard! The Quest 3 Person Backyard Tent is perfect for an overnight trip with friends or family. A waterproof polyester vent cap along with roof vent and zippered window deliver plenty of airflow for hot summer evenings, while keeping moisture buildup inside the tent to a minimum. The Backyard Tent is easy to set up in just a few minutes, so you can get the fun started right away.FEATURES:

Sleeps 3
Designed for recreational camping
Sets up in minutes
450mm PU waterproof coating
Waterproof polyester vent cap
Roof vent delivers added airflow and helps to reduce moisture buildup in the tent
Zippered window in door allows ventilation
Hinged, telescoping poles for easy setup and compact storage
Type of poles: Fiberglass
Number of poles: 2
Doors: 1
Windows: 1
Includes rainfly


Specs:

Dimensions: 84" x 84" x 40"
Floor area: 7' x 7'
Peak height: 40"
Fly material: Polyester
Canopy material: Polyester
Floor material: Polyester taffeta
Product weight: 4 lbs 6 oz
Packed size: 22" x 5"
Manufacturer's 1-year warranty
Style #: CEH01060
Quest

Camping Deals

Dicks Sporting Goods Coupons
g: 1 Posted By: bonagiri
Views: 183 Replies: 1 Check yourSafewayClub Card offers page & add to your card if you find it.you will need to login to your Safeway account (Expires11/4/2014)

also has M-Go Giftcard offerSave $5 Instantly with $25 or more in M-GO gift cards. (Expires 11/11/201)

Gifts Deals

Safeway Coupons
g: 0 Posted By: tedhawkins
Views: 88 Replies: 0 Guns & Ammo - 4oz of Lubricant from Snake Oil Prime Firearms Lubricant (50% off) $9.99 + $5.25 Flat shipping

http://www.gearhog.com/

Deal Overview
A Guaranteed cure-all for you firearm's ailments. Just a few drops of Genuine Snake-Oil-Prime and your bangstick will run like new. Our proprietary incredibly decent lubricant is infused with highly concentrated molybdenum disulfide for enhanced wear protection and lubricity
Guns & Ammo Deals
g: 0 Posted By: thedarsts
Views: 1 Replies: 0 I've been watching for a deal on these and this is the lowest price on Amazon ever outside of a few days where it was a few cents cheaper. Compares directly to the GE and Jasco switches that run over $40.
Very well reviewed; works with dimmable LED's and CFL's with no buzzing.
Seems to integrate with any hub tried.

http://www.amazon.com/Linear-WD500Z-1-Z-Wave-500-watt-Dimmer/dp/...

This isn't the hottest deal ever, but it's a great deal for someone looking for get rolling with Z-Wave devices.

Enjoy!
Electronics Deals

Amazon Coupons
g: 0 Posted By: tedhawkins
Views: 1 Replies: 0 Coleman NXT 50 Table Top Propane Grill Red $89.99 w/ visa Chkout & Fs with Newegg Premier

http://www.newegg.com/Product/Product.aspx?Item=0C9-0001-000G4

Apply code VISACHECKOUT for $10 OFF


Make your next picnic, tailgate or BBQ party one that everyone remembers when you bring the portable Coleman NXT Lite Table Top Propane Grill. Light it up with the InstaStart push-button ignition. Heat core technology directs the heat for stovetop cooking, and Even-Temp burners create consistent, even heat with fewer flare-ups. You can grill up enough food for the entire family on 168 sq. in. of cooking space above 8,500 BTUs of cooking intensity. Even if the weather turns sour or youre up in the mountains, the PerfectFlow System regulates fuel performance so you get uniform heat across the grill. When its time to pack up, the removable grease management tray makes cleaning easy, and the lid latches securely for transport.

8,500 BTUs of cooking intensity, enough to grill up any meal
168 sq. in. of grill space
InstaStart push-button ignition for matchless lighting
Heat core technology directs heat for stovetop cooking
Use with griddle, grill or stove grates for more meal options (griddle and stove grate sold separately)
Removable grease management tray
Even-Temp burners for consistent cooking performance
PerfectFlow System produces a steady fuel stream, even in cold weather, high altitudes, or when fuel is low
Porcelain-coated stamped steel grill surface for high-temperature cooking
Secure latch system fastens legs for easy transport



g: 0 Posted By: Y3ll0wSlack3r
Views: 54 Replies: 0 Happiness: How to Stop Feeling Depressed, Hopeless, Lonely, Sad and Be Happy


Get it when it is still FREEBook DescriptionPublication Date: January 15, 2014Life Changing Wisdom on How To Be Happy
Are you ready to discover the secrets to happiness that work? The wisdom found in this book has the power to change your life from being on the edges of depression to smiling again. These are proven methods that work for overcoming sadness and obtaining gladness.

Amber Rain, the author, writes in such a way that you wont have to waste a lot of your time searching for the excellent content. NO! She writes in a numerical style that will allow you to start applying these principles to your life immediately.A Few Ideas from The Book On Happiness
1. A wise friend of mine says this to me all of the time: Have a nice day, unless youve made other plans. Please take a moment to think about that statement and let it soak into your thoughts and attitudes in the present moment. Are you planning on having a nice day today? Are you focused on all of the bad things in life? You really do have the power to change your life through making decisions about how you want your life to be.

2. Have you ever heard that what you focus on grows? If you focus all of your attention on all of the negative things in life, you will eventually begin to feel hopeless and overly discouraged. What are you focusing on in your life, good things or bad things?

3. Youve heard it said: Happiness is an inside job. The word job indicates that it takes effort to reach the place of being happy. I share with you the wisdom that has the power to set you on a pathway to having a happier life; all you have to do is apply wisdom. Can you make the decision right now, to really work on being happier?

When you are finished reading these 51 ways to be happier you will:

Have social skills that will help you interact with anyone at any time, even a stranger
Have the wisdom you need in order to get along with others
Understand the importance of having goals and be inspired to accomplish a few
Have gained insight into why you are feeling so sad and how you can counteract those feelings through changing your thinking and behavior patterns
Be inspired to make subtle changes in your life until they become routines that lead to happiness
Learned the most important key to being a happy person
Gained communication skills that will attribute to your happiness
And much, much more

Plus more ideas here how to be happy from the book:
18. Learn to delegate whenever possible, whether at work or at home. Frequently, you don't have to do everything yourself. Enlisting the support of family, friends and coworkers can build stronger relationships and decrease your sense of isolation. When you feel as though you are not alone, you will feel better about living.

19. Expectations lead to resentments. If you are expecting someone to act in a particular way, you are just setting yourself up to be irritated. Learn to live by this guideline: Live and let live. When you let go of trying to control outcomes, you will be a lot happier. Focus on the things you can change and let go of the things that you cannot.

The wisdom contained in this book will help relieve:
-Anxiety
-Depression
-Hopelessness
-Despair
-Uncertainty
-Fear of the future
-Regrets from the past

There are so many things that affect your happiness:
-Issues of rejection
-Abandonment issues
-Peoples attitudes
-Job situations
-Family life
-Daily routines

Inside of the happiness book, youll find all of the life-skills you need for living a much happier life.

Get the book now while its reasonably priced. Youll be glad you did.

Tags: How To Be Happy, Happiness, How To Be Happy Alone, How To Be Happy No Matter What, How To Be Happy All The Time, How To Be Happy Single, Depression, Sad, Lonely, Depressed, Happy People, Happy Thoughts, Happiness is a choice,How To Be Happy With Yourself, Being Happy
g: 0 Posted By: LordB
Views: 2 Replies: 0 This is in Massachustts and town to my knowledge does not have any additional legal requirements. The complex is ~8 units with a few duplex style places and 1 large master house that has been split up into 4 or so units.

The landlord says that he needs to refurbish 2/3 of the apartments in order to get a new bank loan after the property being tied up in probate for many years and having tax issues he needs to refinance from an ~8% loan down to the current rates now that it is out of probate (presumably a cashout mortgage that would allow him to pay off the tax issues as well).

The thing is the "refurbished" apartments he is talking about aren't all that refurbished. He hasn't done any more work on them than what I would consider the absolute minimum amount of work you would do to rent out an apartment. He is honestly borderline slumlord. His "refurbished apartment doesn't even have a proper rug replacement and the kitchen cabinets are in crappy shape.

The apartments are the exact same size though they have some minor layout differences which have both pros and cons (I would say the new place is a more in the cons side than the pros side).

He wants me to sign a new lease when I move to the new apartment with similar terms as the old one though he is willing to put terms in it to allow me to break the lease with 30 days notice as long as it isn't winter.

Anyways does his claim to need 2/3 of units be refurbished sound like a legit bank requirement? Can anyone think of anything shady that he might be pulling? Mostly worried about things that would affect me, but also curious about what other games he might be pulling (aka scamming others). I might be able to get more terms out of him if I truly have the upper hand here. For whatever reason he really seems desperate for me to move... Perhaps he is telling the truth about the bank requirement, but honestly it all just seems weird.

New Privacy Policy for Coupons.com Effective from November 3, 2014
Added on : Wednesday October 22nd 2014 06:00:06 PM
g: 0 Posted By: imanemokid
Views: 95 Replies: 0 New Privacy Policy for Coupons.com Effective from November 3, 2014

Coupons.com Policy Preview

There was a few things I found interesting, but something I didn't realize (as far as browser settings) ... which I want to look into personally ...

"California Do Not Track Disclosure: Because at this time, there is no general agreement on how companies should interpret Do Not Track signals, we do not currently respond to Do Not Track signals, whether a signal is received on a computer or on a mobile device. However, we offer you choices about how we use the information we collect through online tracking. For information about how to opt out of receiving behavioral advertisements from us please visit this website: http://www.couponsinc.com/privacy-opt-out/."

Discussion Deals
g: 0 Posted By: Y3ll0wSlack3r
Views: 120 Replies: 0 Shapes & Colors For Children: Including Hexagon Pentagon Octagon

Get it while it is FREE

Book DescriptionPublication Date: November 13, 2013 | Age Level: 0 - 6 | Grade Level: P - 1This is an educational book for babies, toddlers and very young children. It features 14 different shapes, and 14 different colors. The shapes include not only the basics, but hexagon, pentagon, octagon and a few more advanced ones. There are also some tips to parents at the end for more ideas to reinforce the learning of shapes and colors to children.

I found as a mother, I tended to just teach the basic shapes and colors. Im not sure why I stopped there, but I assumed thats what young children learned. When I became a full time nanny, the little boy I cared for loved shapes. He enjoyed every minute of our learning time, so I kept going in the teaching of shapes because he mastered the basic ones quickly.

By 15 months old, he knew ALL the shapes in this book in various mediums. He couldn't say them mind you, but he could accurately, find them, every time. I believe oval was one of his very first words. I learned a lot from him and how much young children can learn, if well teach it. Dont be nervous about teaching very young children the more advanced shapes, just make it fun. Make the learning process itself, enjoyable.
Totally Free Deals
LEGO The Hobbit (Xbox 360) $19.99 @ Walmart w/ Free In-store pickup
Added on : Wednesday October 22nd 2014 05:00:04 PM
g: 0 Posted By: anticlawson
Views: 170 Replies: 0 WalMart has the Lego the Hobbit (Xbox 360)on sale for $19.99 with free in-store pickup.

There's also a few other games that seem to be the lowest available prices.

The Lego Movie Videogame (3DS)$14.98
Lego: Marvel Superheroes (Xbox 360)$14.99
Xbox One Games Deals

Walmart Coupons
Margin Loan for Real Estate from Interactive Brokers
Added on : Wednesday October 22nd 2014 04:00:15 PM
g: 0 Posted By: corwinamber
Views: 71 Replies: 2 There've been a few threads in the past talking about taking out a Margin Loan from Interactive Brokers (with their crazy-low interest rates for large portfolios) to purchase real-estate, either as a bridge loan or, presumably, longer term as long if the rates stay low enough. So currently a $1.5M margin loan from IB would be at about a rate of 1%. That's certainly enticing compared to a traditional mortgage (not to mention the lack of fees, paperwork BS, etc.) I'm well aware that there's a much higher risk if securities go south but I'd probably put something like $2.5M in assets into the account so it would take a pretty nasty downturn to be a problem. (Part of the reason to do this, rather than just liquidating the securities and paying cash, is to avoid some capital gains I have on a couple of those securities. It was a good call to buy AAPL and TSLA last year )

But I'm wondering if anybody out there has done something similar, particularly with IB, and can reassure me that I'm not missing something here.

Previous threads that touch on the topic can be found here: http://www.fullofdeals.com/forums/finance/1359910/ andhttp://www.fullofdeals.com/forums/finance/1337838/


New User Question Deals
Free Kindle book: Signs of Vitamin B12 Deficiencies: Who's At Risk -- Why
Added on : Wednesday October 22nd 2014 04:00:13 PM
g: 0 Posted By: Y3ll0wSlack3r
Views: 23 Replies: 0 Signs of Vitamin B12 Deficiencies: Who's At Risk -- Why

Get it while it is FREEEditorial ReviewsAbout the Author In 1975, my husband, two little baby girls, and I were living in an apartment in Chicagos Hyde Park district. My husband had diabetes and asthma and I realized I didnt know very much about healthy food and the best way to feed my family. Id always been a fairly decent student having graduated a few years earlier with a M.A. degree from Bradley University in clinical psychology. I minored in biology as an undergraduate and did postgraduate work in biology with an emphasis on human anatomy and physiology. Ive also done considerable independent study in this area as well as studying about foods simply because I enjoy it and to help my husband with his Type 2 Diabetes. My latest book, How to Eat Healthy foods to eat . . . foods to avoid, is available at on Amazon.com
g: 1 Posted By: phils725
Views: 442 Replies: 0 Just got back from Verizon Wireless when discussing porting 6 lines from AT&T, and the rep told me that each line ported will automatically receive a $150 bill credit in 2-3 bill cycles if I buy a phone using their Edge program, or sign a 2 year contract. This was not advertised anywhere in the store, hence the YMMV, but I called 3 other stores in the area when I got home, and they all confirmed the same details when asking about a "bill credit of some sort".

For me, this equates to $900 in service which is huge! But even 1-2 lines will give anyone a few free months worth of service.

Note: Edge has no activation fee, while a 2 year agreement will charge $35.

Great deal for anyone considering to jump ship from their current carrier. Best offer like this I have seen before was $100.
Services Deals

Verizon Wireless Coupons
All-down pillows at Macy's starting at $84.99
Added on : Wednesday October 22nd 2014 02:00:07 PM
g: 0 Posted By: mrsv
Views: 128 Replies: 0 This is the lowest price that I've seen this season on all down pillows at Macy's. Hotel Collection, although why they call it that, I have no idea - I've seldom had a decent pillow at a hotel!

http://www1.macys.com/shop/product/hotel-collection-down-pillows...

Prices range from a soft Standard/Queen at $84.99 ($99.99 less 15% using promo code STAR) to a firm King at $127.49 ($149.99 less 15%).

Ratings are pretty good (4 1/2 stars). I've owned one for a few years, and it's held up well. Bought two as a Christmas gift.
Bedding Deals

Macy's Coupons
g: 0 Posted By: phils725
Views: 257 Replies: 0 Just got back from Verizon when discussing porting 6 lines from AT&T, and the rep told me that each line ported will automatically receive a $150 bill credit in 2-3 bill cycles if I buy a phone using their Edge program, or sign a 2 year contract. This was not advertised anywhere in the store, hence the YMMV, but I called 3 other stores in the area when I got home, and they all confirmed the same details when asking about a "bill credit of some sort".

For me, this equates to $900 in service which is huge! But even 1-2 lines will give anyone a few free months worth of service.

Note: Edge has no activation fee, while a 2 year agreement will charge $35.

Great deal for anyone considering to jump ship from their current carrier. Best offer like this I have seen before was $100.
Services Deals

Verizon Wireless Coupons
Sierra Trading Post - 40% OFF - no min.
Added on : Wednesday October 22nd 2014 12:00:10 PM
g: 1 Posted By: FWguy12
Views: 217 Replies: 1 Stock up with an EXTRA 40% off, no min, until midnight MDT tonight!
Expires: 11:59pm MDT Oct 22, 2014

Code: SFB102214
I've been a customer with them for a few years; this is their best deal to get!

http://www.sierratradingpost.com/
Clothing Deals

Sierra Trading Post Coupons
48pk of gogo squeez applesauce pouches for $20.40+free shipping AMAZON.COM
Added on : Wednesday October 22nd 2014 04:00:03 AM
g: 0 Posted By: oycanadaoy
Views: 99 Replies: 0 Amazon has the pack of 48GoGo Squeez Applesauce on the Go Pouchespriced at just $24. Use Subscribe & Save to get free shipping and save 15% (its giving 15% off for everyone as of now!) to bring the price down to just $20.40 shipped to your door!

If you have 5 or more Subscribe & Save subscriptions a month and are a Amazon Mom member you will save 20% and bring the price down to only $19.20 when you are a Amazon Mom member and have 5 subscriptions.

There are a few flavors available at this price,

Apple Apple, Apple Peach, Apple Mango & Apple Banana

http://www.amazon.com/gp/product/B002E0S4UW/
Grocery Deals

Amazon Coupons
g: 1 Posted By: fatchen
Views: 980 Replies: 9 OnePlus has been using the limited invite system to sell its phones. Now they will take pre-orders from anyone just for One Hour on Oct. 27th (11AM - 12PM EST or 8AM - 9AM PST).

Link: http://preorder.oneplus.net/. You have to create an account first. Top-notch specifications and killer prices. Excellent reviews on different sites.

Added by author:

Okay. It seems that some people haven't heard about the company and phone yet, because it's a very new company. They use a controversial marketing approach - the invite system - mainly because their production can't keep up. It took me a few months to get a invite and I just bought mine (64GB) recently. I have been very impressed. $299 for 16 GB & $349 for 64GB. Please note these are unlocked phones that can be used on AT&T and T-Mobile networks. Now, anyone can place an order within an hour on Oct. 27th without an invite. I thought it's a pretty good deal, because that's half the price of other comparable phones.

You can check their phones' specs at this link: http://oneplus.net/one#specifications.

Cell Phones Deals
offered a limp sum pension buyout
Added on : Tuesday October 21st 2014 05:00:07 PM
g: 2 Posted By: warrensmailbox
Views: 101 Replies: 2 I've been offered a limp sum pension buyout from my former employer of 30 years.. It's near a quarter million. I'm 60 and on SSDI for 10 years, the wife is 57. She is on SSDI as well. (5 years now)Together we get about $3000 in SSDI monthly payments and a personally paid for un-taxable insurance disability income payment of $900 per month. We also get $400 income per month as rental income.Total monthly income is about $4300. I've found I get more than double an average American gets from SS (which is about $1,100 PM). So I'm highly compensated as for as SSDI payments.We still owe on our home $350 a month -insurance & a new 40 year loan to boot. (it's complicated due to no heath insurance for 6 years and we lost our primary home which was mortgaged to cover medical expenses (no one would sell us a plan) and finally had to file chapter 7, we moved into our 90% finished vacation home (they let use keep it) had to give up my Ram, RV and primary home. We have medicare coverage now thank God.We have a few new medical bills, car payments and credit cards (from meds) we owe as well. Total amount in debt is only about $77,000 that we can pay off with a portion of our lump sum in cash plus thousands extra left over to bank. The other slightly larger portion to be rolled over into an IRA (no taxes to pay) which I wouldn't draw on only until I'm 65 than take small monthly payments.Our health is fair to poor actually more leaning toward poor. Our monthly income (we'll lose the $900 insurance payments if I took the buyout or annuity) without these debt obligations my monthly living expense would be $1731.00. Food, utilities, clothing, insurance, deductibles/co-pays and such all fractured it. We don't pay any type of taxes, property or state/feds income. Of course we'll take a 20% tax hit on the cash out, but we may get some back.Total income would be $3350.00. Amount free with no obligations would be $1,600.00 per month and will be split to saving per month and most importantly our home will be ours again.If I took the annuity option 2 instead I would get $1,450 a month right NOW for life, BUT per terms of my personal disability insurance contract once I do that the $900 monthly payments stop as well. So basically I'll only get $500 extra income but the whole $1,400 will now be taxable income. 17K a year taxable.I'm leaning to the boat load of money. I feel we can do without the pension payments and lets face it we may not live long enough to enjoy it, plus my only child could be left something other than bills.What do you think?Thanks
New User Question Deals
Collection agency letter on a 4+ year old medical bill
Added on : Tuesday October 21st 2014 04:00:07 PM
g: 0 Posted By: peteron
Views: 29 Replies: 1 Hi FWers, I got this letter three weeks ago from Front Arnett debt collection agency on a medical bill that I was charged in 2009. I was in school at that time, and went to a clinic outside school for doctor visit. I was charged a few hundred bucks which I was obligated to pay within my deductible. I received the bill but didnot pay because it was a bit too much to afford at that time. I remember I got a call once from the clinic, but eventually I did not pay. Since then nothing has happened and I totally forgot about it. Now after nearly 5 years, the debt collection letter shows up in my door - which is shocking to me since I have moved numerous times in the past five years. How do they manage to find me?? Now they demand me to pay full amount, but do not say anything about the bill - I wonder if they will be able to validate it or not. I should have responded to the letter earlier, but I just saw the letter lying on my desk today. I am going to hit the 30-day window next week. I have excellet credit and donot want this to ruin it; on the other hand, it would be nice if I donot have to pay the hundreds bucks. Given that it is a really old bill, I want to consult people here, what is the strategy I should take?
Free Nokia HERE Maps w/ Live Traffic for Android
Added on : Tuesday October 21st 2014 01:00:04 PM
g: 1 Posted By: remick
Views: 119 Replies: 0 http://blog.gsmarena.com/maps-officially-released-android-device...

Nokias HERE Maps launched on Samsungs Galaxy smartphones recently to offer true offline navigation and an alternative to Googles preloaded Maps.But the app was in testing only on Samsungs smartphones even despite the leaked apk file that allowed us all to sideload the HERE navigation on non-Galaxy smartphones. Now thats about to change Nokia is releasing the apk for all Android smartphones so you can try HERE maps for yourself.Youll need to download the apk file to your smartphone and sideload it (using a file manager of some sort) but youll need to go into the Security settings of your device and enable the Install from Unknown Sources option. Nokia has the entire step by step tutorial over at the source link.The app is still in beta so a few bugs are to be expected but it should be safe to try out.


http://here.com/beta/android/?lang=en-US

FAQS and Installation Info
http://here.com/help/android#installallandroid


HERE Features:
-Offline navigation: Interactive maps and hi-fi turn-by-turn voice guidance are still available even without an internet connection.
-Maps to download and to use offline for nearly 100 countries. 100MB-10GB
-Public transport maps and directions for over 800 cities in over 40 countries, also when youre offline.
-Live traffic info for more than 40 countries.
-Plan your journey on beta.here.com, then find your way there using your mobile.
-Personalize your map by creating Collections of your favourite places.
-Share your location with family and friends in real time as you go via Glympse. Its private, secure and safe.
Totally Free Deals
2 Kingwin FAR Items $5 MM after $120MIR @ TigerDirect.com
Added on : Tuesday October 21st 2014 02:00:08 AM
g: 0 Posted By: DMC
Views: 81 Replies: 0 Kingwin PCI-E Hard Drive Mounting Bracket Frame Adapter - 2x 2.5" HDD / SSD - KW-PCI2H25
$29.99 - $29.99MIR(exp 10/26)= $0 no free shipping

Kingwin Two Port USB 3.0 Header Bracket Cable - 18", 2 x USB 3.0 Ports, Built-in 20 Pin Header - KW-PCI2USB3
$29.99 x3 - $29.99MIR(exp 10/26) x3= $0 no free shipping

Step 1: Copyhttp://www.tigerdirect.com/sectors/campaigns/include/events/2014/TD_Discount/SpecialDelivery.asp​to your address bar to sign up for $10 off $100 order link, you should get it within few minutes, redirect won't work;
Step 2: Once you received the email discount link, copy the link address in your email (right click the link --> Copy link address);
Step 3: Go through ShopDiscover TigerDirect.com merchant for 5%, once you redirect to TigerDirect home page, paste your $10 off link to the address bar, then start shopping;
Step 4:Search "KIW-102327064"without quote and add 1 to cart, then search "KIW-102327062"without quoteand add 3 to cart;
Step 5: Checkout with your discover card for 5%(ShopDiscover) + 5%(online shopping) = 10% Cash Back

Total: $29.99 + $29.99 x3 + ~$5 shipping = $124.96 - $10 discount - $119.96 MIR = $5 MM with $12 (10%) Cash Back
Note: Some consider TigerDirect rebates are not reliable, while other consider reliable, it is reliable to me (been doing TD rebates).
Computers Deals

Tiger Direct Coupons
Free LENOX T2 Reciprocating Saw Blade
Added on : Monday October 20th 2014 03:00:06 PM
g: 1 Posted By: remick
Views: 149 Replies: 0 http://www.oneblade.com/#!/trial-blade

You should probable use a different email if you have already done this. I always say that I am a professional and use them at work on a regular basis. tthoughhsome say this isn't needed.You will receive a confirmation email for a 1 minute survey which I believe you must complete


We've sent a confirmation email to the address provided. When your blade arrives, test it out and let us know how it performs.

Thank you for requesting a Lenox T2 Reciprocating Saw blade. While that request is processing at our warehouse, wed like to ask you a few more questions so we can understand more about your tool usage. At Lenox, we are driven to design and manufacture tools to help make cutting easier. Please take a minute to fill out this quick survey.




Totally Free Deals
g: 0 Posted By: Y3ll0wSlack3r
Views: 218 Replies: 0 Samsung Galaxy S5 SM-G900A (4G UNLOCKED) Black White Gold (A
Chubbiestech is selling this one with $10 less than a few weeks ago.
Item specifics
Condition: New other (see details) : =13px Seller Notes: =13pxCustomer or Carrier Return in New-Other condition. The phone comes in its original box but the box has been opened. The unit is still in new condition with all of its original accessories. Unlocked for GSM Carriers (AT&T, T-Mobile, etc.) - Will NOT work on any CDMA Carrier (Verizon, Sprint, etc.)

Brand: =13pxSamsung Operating System: Android Model: GALAXY S 5 V SM-G900A Storage Capacity: 16GB Carrier: AT&T UNLOCKED Style: Bar Contract: Without Contract

Cell Phones Deals

eBay Coupons
48 Assorted K-cups coffee $14.99, free ship
Added on : Monday October 20th 2014 11:00:11 AM
g: 0 Posted By: BlameItOnMe
Views: 287 Replies: 0 Assorted K-cups Go a similar deal here about a month ago. As stated they were past expiration date, but still taste good to me. The assortment I got had a few hot chocolate and black English tea, 4 or 5 different coffees, all name brand. Very satisfied with that deal.
The picture looks different this time so could be a different assortment. Ordered two. Free shipping took about 10 days last time.


Grocery Deals
Adidas Factory outlet 50% off red tag shoes. Until 10/21
Added on : Monday October 20th 2014 09:00:11 AM
g: 0 Posted By: BennyZz
Views: 223 Replies: 0 Lots of shoes available at 50% off the sale price. I bought a few pairs of shoes formerly 100 bucks for 25. There are also other styles that are listed as 2/100, 2/80, etc.

This sale I believe is inventory reduction, but I always score great deals when it comes around. Good luck if you have an Adidas factory outlet near you.
Shoes Deals

Adidas Coupons
g: 1 Posted By: remick
Views: 286 Replies: 0 http://www.amazon.com/gp/product/B00NFUPKNO/

4.9 out of 5 stars (11 customer reviews)

WHAT IS THE SINGLE MOST IMPORTANT ELEMENT THAT HINDERS YOUR SUCCESS?

This book answers that question.

In a society awash with perseverant yet unsuccessful men and women, this book is making a great plea to all readers: Let us show you the 10 key languages of success. The book surveys the rich, successful and famous and illustrates what it takes to thrive in life, distance yourself from the rest of the pack, and wrap your existence in the language of success, motivation and conviction.



also free

On the Leadership Journey...: 30 conversations about leading yourself and others
http://www.amazon.com/On-Leadership-Journey-conversations-yourse...
4.8 out of 5 stars (6 customer reviews)

The way you grow internal power (greatness within) and how you project that power (influence) in your environment will dictate your level of success every day. This book is not about boring theories of leadership but about finding, within your arena of life, real leadership growth and manifesting it in everything you do. This is about converting your every-day life experience into an influential leadership experience. Thats how you will become the leader others want to follow!




Success Made Simple: Achieve Your Business and Personal Dreams by Mastering One New Habit at a Time
http://www.amazon.com/gp/product/B00O47VRPW

It is in your moments of decision that your destiny is shaped
Tony Robbins

This is one of my favourite quotes. The reason is, it can be put to use moment by moment in every area of our lives. In fact right now as you are reading this introduction you have the opportunity to make a commitment to yourself to read everything in this book and decide to put one new idea into practice every week, and do what you can to master just one idea. In 12 months from now you will have 52 awesome habits that will change your life forever.

Of course you can also choose to be a slave to your excuses. I dont have time, Im too busy or whatever you can come up with so you dont need to challenge your comfort zone, so you can slide into the massive sea of mediocrity with the masses.

In your hands you have information and ideas that have been generated from almost 20 years of research and experience in the area of personal performance and personal change. You have the opportunity to benefit massively without the significant time, effort and money that I have invested over that period, but you must act! That is the price you must pay for the benefits you can enjoy with this information.



Think Rich: The Power of the Mind - Believe It, Create It, Become It
http://www.amazon.com/gp/product/B00IERPW3Q
4.5 out of 5 stars (19 customer reviews)

Have You Ever Dreamed of Being Rich?
The first steps to becoming rich is believing it WILL happen. You've got to have the mindset and believe that money WILL be in your future...and we're not just talking about a few nickles and dimes - we're talking about thousands or even millions of dollars - that part is up to you to decide.
Recently the secrets of how powerful the mind ACTUALLY is have become more noticed with the wealth of information that is at your fingertips today. Years ago only a few of the wealthiest people knew the secrets I am about to share with you. The richest people in America know that the power of the mind plays a huge role in the ability to make money and become rich.

You Are About To Discover:
- How To Use The Power of the Mind To Your Advantage
- Why & How the Law of Attraction Can Make You Rich
- The Steps Napoleon Hill Used To Become One of the Richest Men Ever
- Strategies To Keep a Positive Mindset & Believe in Yourself
- How To Deal With Failure
- And Much Much More!
Books Deals

Amazon Coupons
Free Kindle book--The Apple Cider Vinegar and Coconut Oil Bible
Added on : Monday October 20th 2014 12:00:06 AM
g: 0 Posted By: sarahturtle
Views: 61 Replies: 0 Free Kindle book--The Apple Cider Vinegar and Coconut Oil Bible, 4.5/5 stars though only a few reviews.

http://www.amazon.com/Apple-Cider-Vinegar-Coconut-Bible-ebook/dp...

Discover Natures two most powerful health supplements

Maintain & Lower Blood Sugar,
A new way to cure you heart burn using these two supplements,
Learn the hundreds of uses of Apple Cider Vinegar and Coconut Oil
Save money, avoid toxins, and live a healthier life

Learn how two of natures most powerful supplements can change your life for the better. Everyone knows that coconut oil is healthy but in this book, well go into detail about why its healthy, how you can use it every day and what it can do for your health. Some of the topics that is covered on coconut oil are:
Weight loss with coconut oil
Enhancing your immunity
Heal from injuries in record time
Treatments of Alzheimers
Beauty benefits
And much more!
Apple Cider Vinegar has been around for centuries but has just now been in the spotlight as a nontoxic and healthy way to cleanse your body inside and out. It also helps to cure a multitude of ailments such as:
Skin Rashes
Heart Burn
Type 2 Diabetes
Helps you lose weight
Sore throats
And much more!

In this book, well go over tips and tricks that you can use to save you hundreds of dollars if not thousands of dollars a year just from the use of these two products. People might know what coconut oil does and what Apple Cider Vinegar can do, but have you ever thought about combining two of the worlds best health supplements? We detail various uses this wonder combo can have in your life and the many uses that come along with it.

After youre done reading this book, youll definitely be ready to put all the information to use and to start saving money, living healthier, and avoid dangerous toxins.

So what are you waiting for?! Scroll up and download the book now and take the first step into living greener and healthier with two of natures most powerful health supplement, Apple Cider Vinegar and Coconut Oil.


Totally Free Deals
Chucky Complete Collection blu ray $31.99 Amazon
Added on : Saturday October 18th 2014 11:00:07 PM
g: 0 Posted By: sarahturtle
Views: 45 Replies: 0 Chucky complete collection blu ray $31.99 at Amazon. Shipping is free with prime or $35 super saver shipping. Lower than a few months ago around $40. Dvdpricesearch shows it at the current lowest price.

http://www.amazon.com/dp/B00DTPRYY8/ref=gb1h_tit_c-3_4282_1a7dd6...
Blu Ray Deals

Amazon Coupons
g: 0 Posted By: Gergor
Views: 86 Replies: 1 A few days ago we lost water supply in our house. I saw a city truck on our street within minutes and later on when I drove out a few block away I saw city workers doing some ground work with water everwhere. I suspect they may be while doing some ground work, they broke the water main or something of that sort. DIdn't care to find out the details at the time.

When I came home in the evening water was back. I turned on the tap and water/air gushed out initially and I didn't think much of it and I was just happy that water was back.

This afternoon was the first time I went to my backyard and I noticed that water was gushing out of a drip pipe in my sprinkler system. I suspected that when water was back a few days ago the water/air pressure was so high that it boke the water valve and also bursted the pipe open. So I had water gushing out in my backyard for days.

Now that it happened just now I don't know what my water bill will be, but probably in the order of hundreds if not more. And this makes me worried.

I don't have any proof that this is the reason why my pipe broke. Should I discuss with the City Water department about this at all? Should I do it right away or should I wait til my water bill comes?

Another thing that worries me is that we are in a drought and the city implemented measures to fine people with certain excess water use. Would the city turn around and fine me for negligence since the water was left running for days?

Question Deals
g: 0 Posted By: Gergor
Views: 27 Replies: 0 A few days ago we lost water supply in our house. I saw a city truck on our street within minutes and later on when I drove out a few block away I saw city workers doing some ground work with water everwhere. I suspect they may be while doing some ground work, they broke the water main or something of that sort. DIdn't care to find out the details at the time.

When I came home in the evening water was back. I turned on the tap and water/air gushed out initially and I didn't think much of it and I was just happy that water was back.

This afternoon was the first time I went to my backyard and I noticed that water was gushing out of a drip pipe in my sprinkler system. I suspected that when water was back a few days ago the water/air pressure was so high that it boke the water valve and also bursted the pipe open. So I had water gushing out in my backyard for days.

Now that it happened just now I don't know what my water bill will be, but probably in the order of hundreds if not more. And this makes me worried.

I don't have any proof that this is the reason why my pipe broke. Should I discuss with the City Water department about this at all? Should I do it right away or should I wait til my water bill comes?

Another thing that worries me is that we are in a drought and the city implemented measures to fine people with certain excess water use. Would the city turn around and fine me for negligence since the water was left running for days?

Question Deals
4 Free Kindle Books--Diet, Herbal Living, Lifestyle, etc.
Added on : Saturday October 18th 2014 07:00:10 PM
g: 0 Posted By: sarahturtle
Views: 195 Replies: 0 Here are some highly rated to fairly highly rated Kindle books.

Clean Food Diet: Avoid Processed Food and Eat Clean:

http://www.amazon.com/Clean-Food-Diet-Vegetarian-Collection-eboo...eating improves your health, it boosts your immune system, it helps you think better, it makes your skin look better, it makes your hair shine, and your tummy feel much better as well. And all with just a few simple lifestyle changes! Not in a month or two, but now! Now is the time for that change, now is the time to feel better;do this for yourself and be grateful for it!Clean eating is a challenge, given the amount of processed foods you can find on the market. It sounds harder than it actually is, and once you get started and taste real, clean food and get to testify to its benefits later on, theres nothing stopping you.Every single food we buy at the supermarket has at least one additive to preserve it better, to make it look better, or to taste better. But luckily in the last few years, you can see that many people have stopped eating whatever, whenever and began to become more interested in where their food comes from, how it is being produced, what it contains, and what health benefits it has. This has led to a movement that is trending more and more calledclean eating.

Herbal Remedies: Box Set: The Complete Herbal Remedies Guide

http://www.amazon.com/Herbal-Remedies-Complete-Natural-Medicine-...

This book is the ideal guide for the beginner delving into the herbal lifestyle. It not only provides simple, time-honored remedies for various ailments, but also unassuming herbal preparations that can be used on a daily basis for a healthy lifestyle. Herbs that are easily available, preparations that can be created at home and remedies that are suitable for everyone in your family; this book has something for everybody.
My aim with this book is to provide you with a simple and easy-to-understand guide that will maneuver you through the confusing and sometimes misunderstood world of herbal remedies. A bonus chapter towards the end of the book will help you put together your own herbal first aid kit that is guaranteed to become an irreplaceable part of your household soon.

Sugar Free Diet: The Greatest Collection of Low Carb, Low Sugar Recipes that Taste Amazing

http://www.amazon.com/Sugar-Free-Diet-Greatest-Collection-ebook/...


Today more than ever, we are faced with a dizzyingly wide array of unhealthy food choices that are much more convenient to eat than whole and healthy ones. Were talking about highly processed high calorie, high-sugar and high-simple carbs that increase our risks for developing Type 2 diabetes and other related sicknesses. So what are we to do?

DOWNLOAD YOUR COPY of this e-book now and learn how to make your own:

Sugar-Free And Low Carb Breakfast Treats Like Cheesy Pancakes And Spicy Tuna Omelets
Sugar-Free And Low-Carb Lunch Feasts Like Steamed Chicken In Sesame Oil And A Healthier And Lower-Carb Content Rice Substitute, The Cauli-Flower Rice
Sugar-Free And Low-Carb Dinner Pleasures Like Shroom Burgers And Nutty Sprouts
Sugar-Free And Low-Carb Desserts Like The Low-Carb Cheesecakes And Chia Pudding Treat

The Acid Reflux Cookbook

http://www.amazon.com/Acid-Reflux-Cookbook-Linda-Horton-ebook/dp...reflux disease is actually a more serious form of gas streets of deal reflux, which is more commonly known as acid reflux. Acid reflux occurs when your lower esophageal sphincter opens up all of a sudden, and stomach acid rises up into your esophagus. This can happen for a very long time ranging from a couple seconds to a few minutes and can leave your throat in much pain for quite some time. Acid reflux is also called acid regurgitation because digestive juices are the acids, which rise up into your esophagus. Fight acid reflux and GERD with these 40 recipes which your taste buds will love, and so will your stomach.

Totally Free Deals
Roku - LT Streaming Player $39.99 w/FS @ Best Buy
Added on : Saturday October 18th 2014 07:00:06 PM
g: 0 Posted By: ctgolfer
Views: 148 Replies: 1 Stream movies, music, sports and more
With more than 1,500 channels, you can choose what to watch from a huge amount of entertainment options, plus sports, live news and international programming.
Find content quickly
Easily navigate to your favorite movie or TV show with the included remote control.
Set up with a few simple steps
Connect the player to your TV with an HDMI cable (sold separately) or composite A/V cable (included). Then connect to the Internet wirelessly* or with an Ethernet cable (sold separately).
Support for good quality video and sound
HDMI connection supports video quality up to 720p HD and Dolby Digital Plus surround sound. Composite A/V connection supports standard definition quality only.
Wireless connectivity
Built-in Wi-Fi connects to the Internet through your wireless home network.*
Compatible with virtually any TV
Easily connects to HDTVs and standard-definition TVs.

www.bestbuy.com/site/roku-lt-streaming-player/4071495.p?id=12184...
Electronics Deals

Best Buy Coupons
Free Kindle Books--Diet, Herbal Living, Lifestyle, etc.
Added on : Saturday October 18th 2014 05:00:11 PM
g: 0 Posted By: sarahturtle
Views: 78 Replies: 0 Here are some highly rated to fairly highly rated Kindle books.

Clean Food Diet: Avoid Processed Food and Eat Clean:

http://www.amazon.com/Clean-Food-Diet-Vegetarian-Collection-eboo...eating improves your health, it boosts your immune system, it helps you think better, it makes your skin look better, it makes your hair shine, and your tummy feel much better as well. And all with just a few simple lifestyle changes! Not in a month or two, but now! Now is the time for that change, now is the time to feel better;do this for yourself and be grateful for it!Clean eating is a challenge, given the amount of processed foods you can find on the market. It sounds harder than it actually is, and once you get started and taste real, clean food and get to testify to its benefits later on, theres nothing stopping you.Every single food we buy at the supermarket has at least one additive to preserve it better, to make it look better, or to taste better. But luckily in the last few years, you can see that many people have stopped eating whatever, whenever and began to become more interested in where their food comes from, how it is being produced, what it contains, and what health benefits it has. This has led to a movement that is trending more and more calledclean eating.

Herbal Remedies: Box Set: The Complete Herbal Remedies Guide

http://www.amazon.com/Herbal-Remedies-Complete-Natural-Medicine-...


This book is the ideal guide for the beginner delving into the herbal lifestyle. It not only provides simple, time-honored remedies for various ailments, but also unassuming herbal preparations that can be used on a daily basis for a healthy lifestyle. Herbs that are easily available, preparations that can be created at home and remedies that are suitable for everyone in your family; this book has something for everybody.
My aim with this book is to provide you with a simple and easy-to-understand guide that will maneuver you through the confusing and sometimes misunderstood world of herbal remedies. A bonus chapter towards the end of the book will help you put together your own herbal first aid kit that is guaranteed to become an irreplaceable part of your household soon.

Sugar Free Diet: The Greatest Collection of Low Carb, Low Sugar Recipes that Taste Amazing

http://www.amazon.com/Sugar-Free-Diet-Greatest-Collection-ebook/...


Today more than ever, we are faced with a dizzyingly wide array of unhealthy food choices that are much more convenient to eat than whole and healthy ones. Were talking about highly processed high calorie, high-sugar and high-simple carbs that increase our risks for developing Type 2 diabetes and other related sicknesses. So what are we to do?

DOWNLOAD YOUR COPY of this e-book now and learn how to make your own:

Sugar-Free And Low Carb Breakfast Treats Like Cheesy Pancakes And Spicy Tuna Omelets
Sugar-Free And Low-Carb Lunch Feasts Like Steamed Chicken In Sesame Oil And A Healthier And Lower-Carb Content Rice Substitute, The Cauli-Flower Rice
Sugar-Free And Low-Carb Dinner Pleasures Like Shroom Burgers And Nutty Sprouts
Sugar-Free And Low-Carb Desserts Like The Low-Carb Cheesecakes And Chia Pudding Treat

The Acid Reflux Cookbook

http://www.amazon.com/Acid-Reflux-Cookbook-Linda-Horton-ebook/dp...reflux disease is actually a more serious form of gas streets of deal reflux, which is more commonly known as acid reflux. Acid reflux occurs when your lower esophageal sphincter opens up all of a sudden, and stomach acid rises up into your esophagus. This can happen for a very long time ranging from a couple seconds to a few minutes and can leave your throat in much pain for quite some time. Acid reflux is also called acid regurgitation because digestive juices are the acids, which rise up into your esophagus. Fight acid reflux and GERD with these 40 recipes which your taste buds will love, and so will your stomach.

Totally Free Deals
g: 1 Posted By: Y3ll0wSlack3r
Views: 97 Replies: 0 Diet Cookbook: Under 160 Calories-Healthy Dessert Recipes. Naturally, Delicious Desserts That No One Will Believe They Are Low Fat & Healthy

R. Federbush (Author), Diet cookbooks (Preface) 4.5 out of 5 starsSee all reviews(143 customer reviews)From the Author Only 138 Calories!
Chocolate Rice Krispies Treats
There is nothing like sweet Chocolate Rice Krispie Treats. Please enjoy guilt free Chocolate rice krispies that have only 138 calories! It will take you only few minutes to prepare, and no one will know that they are low calories and low fat. So, let's get start!

Yield: 12 treats | Per serving: 1 treat - 138 calories

3 cups Rice Krispies, 100 g, 390 calories
cup plus 1 tablespoon of water
9 ounces semi-sweet chocolate, cut into -inch chunks (or 1 cups chocolate chips), 252 g, 1,260 calories

1. Line standard muffin tin with baking cups and spray with nonstick baking spray. Put the Rice Krispies in a large mixing bowl.
2. Add the water to the chocolate in a small saucepan over very low heat, and stir until the chocolate is melted and the mixture is completely smooth. Remove from heat and let cool approximately 5 minutes. Pour over Rice Krispies and mix together quickly. Using 2 spoons, distribute into the baking cups. Press down gently on each one.
3. Cover the tin loosely with a plastic bag and freeze for at least 1 hour. Box them up and keep in the refrigerator for a few days.
Totally Free Deals
g: -1 Posted By: bargainron
Views: 717 Replies: 5 Forget the cheap Korean imports that you never know if you are getting a good one or bad on.

For a few bucks more, you get the highest rated monitor with a 3 year warranty and pixel guarantee.

Who rated it the highest? Actual users and buyers! Also, check the reviews compared to the Korean knockoffs flooding the market!

Check it out for $459! BTW, this is a PLS monitor, not IPS.

http://www.amazon.com/gp/product/B009C3M7H0/ref=oh_aui_detailpage_o01_s01?ie=UTF8&psc=1



Monitors Deals

Amazon Coupons
OneBusAway Free Android App
Added on : Saturday October 18th 2014 12:00:05 PM
g: 0 Posted By: TomHP
Views: 116 Replies: 0 Bus schedules and where your bus is at the moment. Cool app. Seattle and a few other cities.
https://play.google.com/store/apps/details?id=com.joulespersecond.seattlebusbot&hl=en

Totally Free Deals
g: 1 Posted By: st4rdust
Views: 365 Replies: 2 Piping Rock hasOrange Sweet 100% Pure Essential Oilon sale for$1.59. Shipping is free on orders of $40 or more.

According to Organic Facts,this oil can give plenty of health benefits ranging from an antidepressant to helping one relax.


Other oils available for nice prices:

Citronella-$1.79
Lemon-$2.49
Eucalyptus-$2.49
Peppermint-$2.59



I use lavender oil almost every day to help relax me and help me get to sleep. Adding oil to your bathwater is awesome. You can also sprinkle a few drops on your shower floor to get some great aromatherapy - just make sure not to slip!

Health & Beauty Deals

Piping Rock Health Products Coupons
ASUS 27" FHD 2560 X 1440 $459 Number one rated monitor
Added on : Saturday October 18th 2014 03:00:05 AM
g: 0 Posted By: bargainron
Views: 236 Replies: 0 Forget the cheap Korean imports that you never know if you are getting a good one or bad on.

For a few bucks more, you get the highest rated monitor with a 3 year warranty and pixel guarantee.

Check it out for $459! BTW, this is a PLS monitor, not IPS.

http://www.amazon.com/gp/product/B009C3M7H0/ref=oh_aui_detailpage_o01_s01?ie=UTF8&psc=1



Monitors Deals

Amazon Coupons
g: 0 Posted By: st4rdust
Views: 176 Replies: 0 Piping Rock hasOrange Sweet 100% Pure Essential Oilon sale for$1.59with free shipping.

According to Organic Facts,this oil can give plenty of health benefits ranging from an antidepressant to helping one relax.


Other oils available for nice prices:

Citronella-$1.79
Lemon-$2.49
Eucalyptus-$2.49
Peppermint-$2.59



I use lavender oil almost every day to help relax me and help me get to sleep. Adding oil to your bathwater is awesome. You can also sprinkle a few drops on your shower floor to get some great aromatherapy - just make sure not to slip!

Health & Beauty Deals

Piping Rock Health Products Coupons
Driveway Easement - any concerns?
Added on : Friday October 17th 2014 11:00:02 PM
g: 0 Posted By: dblevitan
Views: 43 Replies: 0 We're considering a house in WA that has a driveway easement along one edge of it. This part of the driveway is shared between this house and the next property. The only information I've found (from public documents) is that there is a non-exclusive right of ingress and egress to the owner of the other property, that maintenance costs are shared between the two houses, and that no structure can be built within 55 feet from this edge of the property. I don't know, at this time, whether other agreements exist. This would be our first home purchase and neither of us has experience with such easements, so hopefully someone can answer a few questions from the financial side of things:

The properties are both on a relatively steep hill, so if you accidentally drove off the road you'd drop 10 feet or so. Should we have any concerns about liability from someone visiting the neighbors house and crashing while on this part of the driveway?
How is maintenance typically shared? Who decides that the driveway needs to be repaved?
What is the requirement for something like snow removal in this situation? Can we be forced to get a snow removal service even if we don't want it (primarily because snow falls only a few times a year around here)?
Given that the easement specifies nothing about the width, can we be forced to expand the width of the driveway? At the moment it's actually pretty narrow and two cars could probably just pass each other.

Thanks for any help you may have!

Discussion Deals
g: 0 Posted By: ctgolfer
Views: 173 Replies: 0 shipping adds $5


Wireless

Works with AirPlay wireless audio
Stream wireless music from iTunes, iPad, iPhone & iPod touch. Learn more

Wi-Fi Certified
Certified for 802.11b & 802.11g Wi-Fi Technologies. The Wi-Fi CERTIFIED logo is an assurance that the Wi-Fi Alliance has tested a product in numerous configurations and with a diverse sampling of other devices to ensure compatibility with other Wi-Fi CERTIFIED equipment that operates in the same frequency band.

AirPlay

AirPlay wireless audio streaming over Wi-Fi
AirPlay is a built-in feature to Apple devices that lets users stream audio wirelessly from their iPad, iPhone, iPod touch, and iTunes. AirPlay works wherever there is a Wi-Fi network.

Remote control of streaming music playback
Supports play/pause, next track, previous track, and volume control of iPad, iPhone, iPod touch and iTunes music playback from the speaker control panels.

Simple & quick wireless network setup with iHome+apps technology
Supports simple network setup and custom device naming using iHome Connect, a FREE app available on the App Store for iPad, iPhone, and iPod touch. Launch the app and connect to the speaker (with the included USB sync cable) and follow simple on-screen menus to configure Wi-Fi. Enjoy AirPlay in just a few short minutes after un-boxing.

Docking

USB docking for iPad, iPhone and iPod charging and music playback
Connect your iPad, iPhone and iPod through USB port using the included USB docking cable, or using any USB sync cable, for charging and audio playback.

App Features

iOS App-enhanced device - Works with iHome Set
Set and control device features, and update firmware when necessary, right from the touch-screen interface on iPad, iPhone, and iPod touch a FREE download from the App Store.

iOS App-enhanced device - Works with iHome Connect
Providing simple network setup and custom device naming, right from the touch-screen interface on iPad, iPhone, and iPod touch a FREE download from the App Store.

See the iHome Connect Information Page to learn more about the setup app for iHome AirPlay speakers.

iOS App-enhanced device - Works with iHome+Sleep
See the iHome+Sleep Information Page to learn more about the alarm clock app from the experts on alarm clocks

iOS App-enhanced device - Works with iHome+Radio
See the iHome+Radio Information Page to learn more about the internet radio app for sleeping and waking

Sound Enhancement

SRS WOW HD
Improves the playback quality of audio, delivering a dynamic 3D entertainment experience with deep, rich bass and high frequency clarity for crisp detail

Reson8 speaker chambers
Specially designed sealed speaker enclosures deliver astounding clarity, depth and power

Power

Universal 100-240V AC adaptor
Switching power supply works just about anywhere in the world to power your unit

Additional

Aux-in jack
Listen to aux audio sources (e.g., computer, CD player)

RED
http://sellout.woot.com/offers/ihome-airplay-wireless-speaker-4

GREY
http://sellout.woot.com/offers/ihome-airplay-wireless-speaker-3
Headphones & Speakers Deals

woot! Coupons
Men's Coat Sale (Assorted Styles) - Starting at $79.99 @ Macy's
Added on : Friday October 17th 2014 10:00:08 AM
g: 0 Posted By: Savvymommy03
Views: 265 Replies: 0 Macy's Deal of the DayMen's Coat Sale (Assorted Styles)starting at$79.99 with shipping adding $9.95 or free shipping on orders $99+.


Few Notables:

Perry Ellis Coat, Wool-Blend Walking Coat - $79.99(pictured)
Tommy Hilfiger Stand-Collar Puffer Coat - $79.99
Sean John Hooded Faux-Fur-Trim Bomber Jacket - $79.99
GUESS Jacket, Hooded Soft-Shell Active Performance Jacket - $79.99

Clothing Deals

Macy's Coupons
g: 0 Posted By: priyacg
Views: 136 Replies: 0 Wireless Motion Sensor Light - 10 Super-Bright LED add on item $4.50 at Amazon

http://www.amazon.com/Wireless-Motion-Sensor-Light-Super-Bright/...

Instantly add motion-activated light for security and safety - indoors or outInfrared technology senses both movement and heat for fewer false activations; daylight-off functionCompact (3-Inch x 3-Inch) and lightweight (4.3-Ounce) lets you install almost anywhere; easy-mounting slot 10 super-bright LED cast pure white light, last for 100,000 hours, sip battery powerWire-free installation, operates for months on 3 AA batteries (not included); lead-free RoHS-qualityEffective tool for both security and safety; the sudden activation startles unwanted visitors but also provides safe entrance and room lighting for your family and guests. We were very impressed with the performance of this device in our tests. The sensor is quite sensitive, very quick to light and we experienced no false activations. An excellent way to add automatic light to dark closets and cabinets; makes a great night light for safer navigation without producing constant light - especially helpful during power outages. Effective range 10-15' front, 15-20' side-to-side, 30-second auto-off; white finish matches any decor. Outdoor installation should only be done where unit will be protected from direct exposure to elements. Also has constant-on setting when needed. 3-Inch x 3-Inch x 1-3/8-Inch; 4.3-Ounce with 3 AA batteries installed (batteries not included).
Electronics Deals

Amazon Coupons
g: 0 Posted By: tedhawkins
Views: 159 Replies: 0 Guns & Ammo - 750 Rounds of Premium 9mm Processed Brass $48.95 + $9.99 Flat shipping

http://www.gearhog.com/?did=68404

Deal Overview
Premium 9mm processed brass for sale.

Highest quality 9mm brass for sale processed in America. Every step in our processes is made to give you a top level product in an affordable manner. We take 9mm fired brass and make the 9mm brass casings as good as new again through an intricate and labor intensive process.

Fully processed 9mm brass is proudly processed on Camdex brass processing equipment:

-Pressure Tested
-De-primed
-Full Length Re-sized
-Swagged
-Polished

We use our proprietary blend of polishers to give you the best finish possible. Once our machines are finished operating, we then hand inspect and package. All packages are over weighed to make sure you have more than enough in the rare occurrence a few bad rounds are found. This will be a combo of military and commercial 9mm brass, mixed headstamps.
Guns & Ammo Deals
$5 Off any Groupon purchase for Facebook users
Added on : Thursday October 16th 2014 07:00:04 PM
g: 1 Posted By: messycolorful
Views: 204 Replies: 1 You have to have a Groupon account to apply the $5 to, so make sure you have a Groupon account!

Then go to the http://apps.facebook.com/find-that-cat/and play the "game" -- everyone wins, you just hover over pictures until you find the green cat. Click on the cat when you find it, click the "give me" button that pops up, and you'll be redirected to Grouponand the $5 will already be applied to your account for your next purchase.

The nice thing about this deal is that you can apply the $5 to anything -- there are quite a few things for sale that are around the $6 mark, meaning you can get them for $1 or less. Here are a few things I found for around $6 while searching:
2 Pack Chinese Laundry Sweater Tights $5.93
EZ Windshield Wiper$5.99
Bath Gift Set$5.99
Athletic Armband for iPhone$5.99
Printed Infinity Scarves$5.93

There are a lot of items in the same price range if you look around. Hopefully you'll find something you want/need/can throw about your house and it will only set you back $1 or so.
Home & Garden Deals

Groupon Coupons
g: 1 Posted By: remick
Views: 651 Replies: 0 http://bitfountain.io/course/mini-iOS8/?couponCode=loyalcustomer...

iOS 8 has brought upon many new libraries to develop with, and even a new language - Swift! No longer to iOS developers need to deal with the bulky syntax of Objective-C. Swift is fast, clean, and built for the future.

This introduction course takes you through the process of making your first few iOS 8 apps in Xcode 6 with the Swift language. We'll show you how to download Xcode, set up and customize views graphically, and take you through the basics of Swift. By the end you will have built a simple adventure game called Age of Laika.



Kindle book

Creating Mobile Apps with Xamarin.Forms, Preview Edition (Developer Reference)
http://www.amazon.com/Creating-Xamarin-Forms-Preview-Developer-R...

Written by programming legend Charles Petzold and created jointly by Microsoft Press and Xamarin Inc., this Preview Edition ebook is about writing applications for Xamarin.Forms, the new mobile development platform for iOS, Android, and Windows Phone unveiled by Xamarin in May 2014. Xamarin.Forms lets you write shared user-interface code in C# and XAML (the eXtensible Application Markup Language) that maps to native controls on these three platforms. (The final edition of this ebook will be published in the spring of 2015.) This ebook is for C# programmers who want to write applications for the three most popular mobile platformsiOS, Android, and Windows Phonewith a single code base. Xamarin.Forms also has applicability for those programmers who want eventually to use C# and the Xamarin.iOS and Xamarin.Android libraries to Target the native application programming interfaces (APIs) of these platforms. Xamarin.Forms can be a big help in getting started with these platforms or in constructing a prototype or proof-of-concept application. This ebook assumes that you know C# and have some familiarity with the use of the .NET Framework. However, when it describes some C# and .NET features that might be somewhat new to recent C# programmers, the ebook adopts a somewhat slower pace. In particular, the introduction of the async keyword and await operator in Chapter 3 follows a discussion that shows how to do asynchronous programming using traditional callback methods.



Services Deals
g: 0 Posted By: remick
Views: 222 Replies: 0 http://bitfountain.io/course/mini-iOS8/?couponCode=loyalcustomer...

iOS 8 has brought upon many new libraries to develop with, and even a new language - Swift! No longer to iOS developers need to deal with the bulky syntax of Objective-C. Swift is fast, clean, and built for the future.

This introduction course takes you through the process of making your first few iOS 8 apps in Xcode 6 with the Swift language. We'll show you how to download Xcode, set up and customize views graphically, and take you through the basics of Swift. By the end you will have built a simple adventure game called Age of Laika.



Kindle book

Creating Mobile Apps with Xamarin.Forms, Preview Edition (Developer Reference)
http://www.amazon.com/Creating-Xamarin-Forms-Preview-Developer-R...

Written by programming legend Charles Petzold and created jointly by Microsoft Press and Xamarin Inc., this Preview Edition ebook is about writing applications for Xamarin.Forms, the new mobile development platform for iOS, Android, and Windows Phone unveiled by Xamarin in May 2014. Xamarin.Forms lets you write shared user-interface code in C# and XAML (the eXtensible Application Markup Language) that maps to native controls on these three platforms. (The final edition of this ebook will be published in the spring of 2015.) This ebook is for C# programmers who want to write applications for the three most popular mobile platformsiOS, Android, and Windows Phonewith a single code base. Xamarin.Forms also has applicability for those programmers who want eventually to use C# and the Xamarin.iOS and Xamarin.Android libraries to Target the native application programming interfaces (APIs) of these platforms. Xamarin.Forms can be a big help in getting started with these platforms or in constructing a prototype or proof-of-concept application. This ebook assumes that you know C# and have some familiarity with the use of the .NET Framework. However, when it describes some C# and .NET features that might be somewhat new to recent C# programmers, the ebook adopts a somewhat slower pace. In particular, the introduction of the async keyword and await operator in Chapter 3 follows a discussion that shows how to do asynchronous programming using traditional callback methods.



Services Deals
Get $25 Amazon GC when purchasing $100 of fine art on Amazon.com
Added on : Thursday October 16th 2014 12:00:02 PM
g: 0 Posted By: Thrilla
Views: 185 Replies: 0 Just in case you were looking for that extra something to purchase that $285k Chagall:http://www.amazon.com/The-Artist-and-His-Wife/dp/B00E9EC28G/ref=sr_1_1?s=art&ie=UTF8&qid=1413496164&sr=1-1&keywords=Marc+Chagall

Seriously though, here's the link with more info on the promo:http://www.amazon.com/Twenty-Five-Dollar-Amazon-Gift-Card-Promo/b/ref=art_cllctns_gc_strp/?ie=UTF8&node=8878876011

I picked out a few things that would make a great addition to the home (Chagalls not included).
Decor Deals

Amazon Coupons
Free Kindle Book- The Truly Offal Recipe Book & other cookboooks
Added on : Thursday October 16th 2014 07:00:11 AM
g: 0 Posted By: remick
Views: 84 Replies: 0 The Truly Offal Recipe Book: How to Cook the Parts Others Throw Away
http://www.amazon.com/dp/B00OI2UIKS/

Cooking with offal is an exciting, rewarding and CHEAP way to put healthy and hearty meals on the table. In this book Curtis Pritchard has compiled over 45 authentic recipes from around the world showing you how easy and delicious it is to cook beef hearts, lambs brains, chicken livers, calf's testicles and much much more.
These recipes are offal, not AWFUL!!!



MAD FONDUE: Vintage Fondue Recipes for Fun Retro Dinner Party Food
http://www.amazon.com/dp/B00JSY2XNQ
4.8 out of 5 stars (13 customer reviews)

Dine and party like the Drapers on Mad Men -- fondue style.
Thanks to the popular Mad Men series, mid-century dining is in with all its vintage recipes, and that includes the wonderful retro party fondue dinners for yourself and for your friends. If you're a fan, you remember Betty Draper's fondue party. MAD FONDUE: Vintage Fondue Recipes for Fun Retro Dinner Party Food helps you plan your own retro fondue party in mid-century style. Comes with FREE SWEET Fondue recipe bonus gift, too.

From Retro to Modern, Fondue Recipes and Party Ideas
Mad Fondue: Vintage Fondue Recipes for Fun Retro Dinner Party Food is a guide and resource to help you with your classic fondue dining and entertaining. From Betty Crocker's tips for good fondue etiquette to classic vintage fondue recipes to the new retro fondue with a 21st century twist, you'll find all you need to create your own fondue party. Here are some of the things you'll discover:
The fondue ritual; Who created fondue and why; What you need to fondue; Retro fondue party tips; 30 fondue recipes; Classic and traditional fondue recipes; Fondue traditions and etiquette; Fondue preparation and dining tips; Suggestions for fondue dippers and pairings; Zombie Fun and other vintage food and drink; Suggestions for cheese and wine; 'Mad Men' fondue trivia and themed parties; National Fondue Day; Modern twists on classic vintage fondue recipes and more.
Fondue never really goes out of style, because at its heart, it is all about food and people. Now that's a good pairing. Fondue dining offers a wonderful communal food experience. A little wine, a little cheese; how can that not be the setting for a merry meal? Let's have some fun, Mad Fun, with fondue.



Victoria Beckham's Roadkill Cookbook: The thin woman's guide to cooking
http://www.amazon.com/gp/product/B00B0F0LGM/

An extremely useful and much needed cookbook in which Victoria Beckham gives rein to another of her talents. Be it on motorway, freeway, autobahn, autostrade, highway or byway you will never view a dead animal in quite the same way again.



101 Best Soups & Stews: Easy & Delicious Gumbos, Chowders & Chili Recipes
http://www.amazon.com/gp/product/B00BF5XSYY/

There is nothing more warming than sitting down to a good, hot, delicious bowl of soup in the winter. However, soup is not the only thing that can warm you heart and soul, during those gray, windy, snowy days chowder, chili, stews, gumbos and cheesy/creamy soups can also do the trick.
This book contains 101 of the best soup and stew recipes, including the aforementioned other types of soup-like dishes, that you will find in one place. There are a variety of food categories as well, including beef, chicken and turkey, lamb, pork, ham and bean. You will also discover how to make soups and stews with seafood and vegetables, some of which you may not have heard of yet.
This recipe book was designed to bring flavor into your life and happiness to your stomach! Enjoy! Try something new! You never know what your taste buds will thank you for!



$5 Meals Cookbook: 50 Budget Friendly Recipes
http://www.amazon.com/dp/B00ODSH2OW

Stretch that dollar in style without having to sacrifice your favorite meals. This book shows you how to eat healthy on a small budget, whether cooking at college, feeding a family or just trying to live frugally. Its a perfect cookbook for those with a limited budget. The cookbook is loaded with healthy recipes that take extremely little time to prepare and have very few ingredients that are relatively cheap. Most of the ingredients are typical items found in almost every kitchen; there are no exotic spices in the cookbook that you have to go searching for all over the town.
We can't calculate how much it will cost at your store to make these meals but we've included our favorite low cost meals that cost us $5 or less.
About the Author

Nancy F Thomas is a stay-at-home mom who loves to try new recipes. When she finds one, she tries it out, leaving out the ingredients her kids won't eat, of course, and alters it to everyone's liking. She is determined that you will absolutely love more than 50 of these delicious recipes not everyone likes everything! But it is her guarantee that there is something for everyone to enjoy.
Check out the Italian Wedding Soup and Creamy Carrot Soup two of her family's favorites, not to mention the Black Bean Soup and many, many others. As a recipe changer herself, she encourages you to do the same, substituting out any ingredients you don't care for and replacing them with something you love!
Food is love, so from her family to your XOXOXO!



Easy Budget Meals: Meals, Desserts and Entertaining
http://www.amazon.com/dp/B0081QL32Y
4.8 out of 5 stars (6 customer reviews)

I hope you love cooking as much as I do. My strong beliefs are that we are what we eat and fresh healthy food is a requirement for my meals. I am not overly wild about this but I try to make my meals as healthy and tasty as possible. I learned many years ago that "Lots of onion, garlic and herbs maketh a meal."

Totally Free Deals
Free Christian MP3 Downloads
Added on : Thursday October 16th 2014 03:00:07 AM
g: 0 Posted By: remick
Views: 1 Replies: 0 http://freeccm.com/category/free-downloads

FREECCM.com offers a new FREE Christian MP3 download each week. Downloads will be available for a few weeks before expiring. You must register to the site before you can download any songs.
Taxes on Rental Property Sale
Added on : Wednesday October 15th 2014 09:00:09 PM
g: 0 Posted By: as140674
Views: 61 Replies: 0 We used to live in a single family home that was converted to a rental property few years ago. We reported all rental income and all related expenses including mortgage interest etc on Schedule E together with our tax return every year. We never included or claimed depreciation on the property.

We recently sold the property for a small capital gain amount. We are confused about the following:

1. We are in the 15% marginal tax bracket and we were told that we will not be taxed on for the gain (a zero capital gain liability). Is this correct?

2. Are going to be taxed on the depreciation recapture even though we did not take advantage and didn't claim depreciation in our prior tax returns? Should we amend prior years tax returns or claim depreciation for the last year of ownership?

3 What is the tax rate on the depreciation recapture? Which IRS form we use to report the sale when we file next year return?

Your help is greatly appreciated!
Real Estate Deals
Car Accident Question - Rental Car
Added on : Wednesday October 15th 2014 06:00:09 AM
g: 0 Posted By: CalBear07
Views: 43 Replies: 1 Hopefully this isn't to off topic but I feel like FW finance people would know the answer to my question.

I was rear ended last week and the other driver admitted fault immediately. A few days after the accident, I got a call from the driver's insurance (State Farm
) and they said they would take 100% responsibility and I just had to take the car to a shop of my choice to get an estimate and their adjuster would go out to approve the repairs. However, the guy I talked to made it very clear that they would not pay for a rental car for me until the repairs began (i.e. If I drop my car off at a shop on Monday but State Farm
doesnt make it out until Thursday to see the car, I'm SOL for those 3 days and I have to pay for the rental car myself). Does that make any sense and is that common? I'm not trying to rip off State Farm
but how am I supposed to get to work for those days where I don't have a car?

Thanks
Question Deals
Free Kindle Book- Propose, Prepare, Present (was $14.99) & other business
Added on : Wednesday October 15th 2014 04:00:06 AM
g: 3 Posted By: remick
Views: 252 Replies: 1 Propose, Prepare, Present: How to become a successful, effective, and popular speaker at industry conferences
http://www.amazon.com/dp/B00D3VH4KW

Every year, tens of thousands of companiesfrom industry giants to aspiring upstartsapply to speak at conferences. They pump millions of dollars into these events, hoping to find new customers, strengthen their brand, and meet new partners. Sadly, for most of them, things dont go that way. Submitted topics arent chosen; when they are, they come across as tone-deaf sales pitches.

What does it take to be chosen to speakand to rock the mic when given the chance? This book takes you behind-the-scenes of the conference process, showing you how to submit, plan, and deliver a talk that matters. Event organizer Alistair Croll provides many examples based on his experience with a wide range of conferences, including OReillys Strata, Velocity, Web2Expo, and TOC Conferences.

Learn 11 items that help your submission stand outand 11 items that will get it tossed
Explore the hurdles your proposal has to clear before its accepted
Tailor your talk to a conferences topics and themes
Discover why images work better than words in your slide deck
Achieve your business goals by engaging the audience before, during, and after your talk



Powerful Communication: Influence, Persuasion and Communication Skills You Need to Have
http://www.amazon.com/dp/B00L9K6928

Whether you are a business owner, leader, or just about anything else, communication is critical. If your communication abilities are limited, though, your potential for success will also be limited.
In Powerful Communication: Influence, Persuasion, and Communication Skills You Need to Have #1 Best Selling Author Ric Thompson shares proven steps and strategies for how to improve your communication skills and how to use those skills to achieve your goals and live your dreams.



Public Speaking - Simple Tips To Become A Confident And Successful Public Speaker For Life
http://www.amazon.com/Public-Speaking-Confident-Successful-Train...

Youre about to discover how to feel comfortable and fully at ease with public speaking.
Many experts claim that public speaking is a dying art. This is because many people dread standing up in front of a crowd to say their piece. In fact, if they could get away not doing it at all, they probably will. This fear of public speaking breeds a counterproductive mindset that is actually more disadvantageous over the long run.
What is needed is to imbibe the right attitude needed to help you get your debilitating fear of the unknown. To enable you to become a confident and successful public speaker, you need to tell yourself that you are



Informal Learning at Work: How to Boost Performance in Tough Times
http://www.amazon.com/dp/B00B1W1104

Discover how the role of anybody involved with workplace learning, enhancing capability and improving performance MUST change to successfully manage the critical shift in the way organizations need to cater to the learning needs of their employees.
Despite millions spent on training, surveys show that the majority of workers are disengaged and delivering far less than they are capable of. Deliberately harnessing the power of informal learning is the new way to tangibly improve worker capability and performance, right at the point of work.
This book shows you how, using practical advice from workplace learning experts, and examples and case studies from around the world.



How to Pursue an Idea
http://www.amazon.com/dp/B00NCJL7G2

Everybody wants to be an entrepreneur but not everybody knows how to start a business. Did you ever have an idea that seemed good but didn't know how to follow it? Are you having a hard time coming up with ideas that could turn into gold? Well, this book will teach you how to generate ideas, pick the most suitable ones, share them, transform them and then turn them into a moneymaking activity that will go along with a well developed business plan.You'll learn through a step by step process and, hopefully, get motivated enough to make the jump from nothing to SUCCESS!



Capability at Work: How to Solve the Performance Puzzle
http://www.amazon.com/dp/B00NVHO5B4

Many organisations struggle with poor performance. Despite investing in various learning and development initiatives they seem unable to solve the performance puzzle. They cannot get to the real underlying cause of the lack of performance, and so it continues.
Think about it this way - wherever there is poor performance, it is because someone is not capable of doing what needs to be done. Something is stopping them doing the job in front of them.
This book is like a 'Field Guide' that shows you how to operate as a performance consultant, how to identify the root causes of poor performance, and how to collaborate with the operations managers to deal with those root causes.
It is clear that the role of Learning and Development is changing. This is both a challenge and an opportunity for L&D practitioners. The opportunity is yours for the taking!



Actually Useful Accounting
http://www.amazon.com/dp/B00ESUOEW8

Cashflow problems kill more small businesses than anything else. But before you can tame cashflow you have to understand your business: and that means learning basic accounting. Covering everything you need to know from accruals to year-end, Actually Useful Accounting is written by one of the masters of clear explanation: Phil Cohen. Phil started and still runs two consulting firms in Sydney, Australia, and has 30 years experience of what it takes to make a business a success. Contains excellent advice on tax, insurance, invoicing, payment terms, as well as a clear and bulletproof explanation of accounting and its application to running a successful business.



Leadership IS for Everyone
http://www.amazon.com/dp/B00G2BL15Y

Until now, leadership has always been viewed as the purview of a select few - it seems to be more about the "what" these leaders want their subjects to do, rather than the "how-to." That's a mistake, says Vinay Nadig. In this persuasive and pragmatic new book, Vinay makes a case that (a) leadership is accessible to anyone and (b) leadership is a set of sustainable daily behaviors.
He lays out a practical and instantly usable "leadership launch platform" in the form of 20 Leadership Secrets or techniques. These 20 secrets are the foundation of leadership as a way of life - the only real way to perform at an exceptional level.
Read what Marshall Goldsmith, 2 million-selling author of the New York Times bestseller, Mojo and What Got You Here Won't Get You There has to say about "Leadership IS for Everyone":
"In Leadership IS for Everyone, Vinay lays out a vision to achieve exceptional performance and achieve fulfillment at work. His core tenets of doing things rather than being somebody, of sustainable behaviors rather than a belief in hierarchy and title hit the mark in todays workplace. Using a practical workbook-like approach, Vinay leads you through the process of establishing yourself as a leader and then launching into the highest levels of leadership where you focus not just on yourself, but in transforming others. If you are looking to take your performance to the next level and achieve not just your goals but true fulfillment, then reading and using the 20 leadership secrets he shares in this book will prove invaluable."
Books Deals

Amazon Coupons
Silicon Power S60 120GB SATA III SSD $44.99 AC + FS
Added on : Wednesday October 15th 2014 03:00:03 AM
g: 0 Posted By: Zuke76
Views: 161 Replies: 2 Link
$49.99 - 10%code (VISACHECKOUT) = $44.99
Lowered Price from the deal a few weeks ago. Perfect size/price for a boot drive. Decent speeds for the price and a 3yr warranty!

Use promo code:VISACHECKOUTand pay with Visa checkout.

Shoprunner eligible if you need it now!


SSD Deals

Newegg Coupons
Kustom PA50 personal PA system - $69 at Guitar Center
Added on : Wednesday October 15th 2014 03:00:02 AM
g: 0 Posted By: ebradfordrich
Views: 73 Replies: 0 linked up here...

These were a good deal at the previous $99 but at $69 (less 4% FatCash), the PA50 is a great, cheap portable PA. I know a few uke players who swear by these setups from Kustom. Btw, five star rated by 34 people. Not too shabby.

From the page:
The PA50 PA System from Kustom combines quality performance and convenient features, all in a highly portable package. Youll find that the PA50 works well in a variety of environments, amplifying vocals, instruments, keyboards, drum machines, audio devices, and more.

The two 4.5" speakers and high-frequency driver provide just the right combination of high and midrange sounds. This balance ensures your vocals cut through the mix while minimizing harsh and unwanted frequencies. The PA50 Construction is based on the same tried-and-true techniques as the rest of our speaker line. This includes a heavy-duty steel grill and rigid corners. This model also utilizes a high-frequency driver for crisp, accurate reproduction of treble frequency and articulate speech.

For the soloist or acoustic duo, the PA50 works well when positioned on a standard speaker stand. As your following grows, so does your sound system; multiple units can be connected to increase the sound coverage in your venue of choice.
Electronics Deals

Guitar Center Coupons
Cheerson CX-10 smallest 2.4G 4-ch quad $18.04 or less @ Banggood
Added on : Wednesday October 15th 2014 01:00:05 AM
g: 0 Posted By: Timelord
Views: 177 Replies: 0 Holiday is coming near, grab it before it sold out (few colors need restocking already)
CX-10use coupon code: newbg
All sold out from US warehouse; order from China warehouse takes at least 4 weeks so order soon.
If you order at least 3 (can be of different colors) and get it slightly cheaper each.
Go through topcashback.com and get 6% CashBack.
It's stable (has 6-axis) and can do flip automatically. Has 3 rates for beginner to advance flying.
Review hereThe packaging is plain white (not clear as in review)

RC & Hobbies Deals
g: 0 Posted By: priyacg
Views: 199 Replies: 0 10,000 mAh Smart Power Backup Battery with Built-In Solar Panel and Two USB Ports $25 FS at daily steals

https://www.dailysteals.com/p/33741/10-000-mAh-Smart-Power-Backu...

No matter where life takes you, you'll always need power. But unless you own this 10,000 mAh Solar Back Battery, you may not always have it. Plenty of battery packs can hold a charge, but few can hold a candle to 10,000 mAh of power, which is enough to charge most phones 5 times over. And while some battery packs can match this monstrous capacity, even fewer are capable of charging without an electrical outlet. But this battery backup has you covered during power outages and out in the wilderness, because its high-efficiency solar panel can gain and hold a charge using only the power of the sun. Perfect for camping, natural disasters, and more- make sure you have the power you need to keep your phone, tablet, and more on full batery when you need them. ---

Product Features:

Houses an enormously capable 10,000 mAh battery
Carries enough power to fill most phones over 5 times on a single charge
2 Rapid-charge output USB ports charge phones faster without overcharging
Charges via power connection or its front-mounted solar panel
Solar charging and high capacity make this ideal for camping and power outages
High capactiy and rapid charging ports can even charge larger tablets
LED battery indicator lets you know how much charge you have left
Batteries & Chargers Deals
g: 0 Posted By: tedhawkins
Views: 70 Replies: 1 DBTech Electric Automatic Shut-off Egg Cooker $17.99 Fs Prime DBroth via Amazon (reg $22.99)

http://www.amazon.com/dp/B00945XLF8

Get perfectly boiled eggs every time with this compact, easy-to-use Egg Boiler
Conveniently cooks 1 to 7 eggs in minutes, just add water, eggs, and plug it in
The Egg Boiler heats up quickly, boils your eggs in just a few minutes, and shuts off automatically when the eggs are done.
Egg Cooker Automatically shuts off when eggs are ready, and sounds a buzzer to let you know that they are done
Clear top allows you to view eggs while cooking, egg tray allows you to easily transport and serve eggs
Appliance Deals

Amazon Coupons
g: 1 Posted By: remick
Views: 124 Replies: 0 http://www.amazon.com/gp/product/B008RLPX1K

4.8 out of 5 stars (25 customer reviews)

The U.S. Department of Health and Human Services reports that 80 percent of childhood abuse victims later suffer from at least one abuse-induced psychological disorder. Its proven that the effects of childhood abuse follow women into adulthood. Yet few men are prepared to deal with those effects, even when their own wife is the one who is suffering. And their wifes suffering becomes their own suffering as their needs arent being met by a wife who is powerless to control her inner turmoil.



also free

Abusive Relationships: How to Recognize the Dangerous Signs, Protect your Self-Esteem and Deal with Any Situation Before it Turns Violent
http://www.amazon.com/gp/product/B00JNU0WSI
4.9 out of 5 stars (9 customer reviews)


Books Deals

Amazon Coupons
g: 3 Posted By: remick
Views: 263 Replies: 1 http://www.amazon.com/101-Life-Altering-Things-Before-You-ebook/...

5.0 out of 5 stars (13 customer reviews)

IF TODAY WERE THE LAST DAY OF YOUR LIFE, WOULD YOU WANT TO DO WHAT YOU ARE ABOUT TO DO TODAY?


Steve Jobs asked this question a few years ago.

What is your answer? Like most people, you certainly would answer with a big no. So what is preventing you from doing the things you love, the things that exhilarate you, the things you should do before you kick the proverbial bucket? This book is not your usual bucket list book. It will blow your mind with items as easy-to-implement and original as sending a love letter and flowers to your future self; writing sycophantic letters to the President of the United States; shower in a waterfall with your lover; and finishing a 1,000-piece Jigsaw Puzzle.

>>> The book contains a helpful Discussion Guide and information about sequel Pop!!! The Power of Positive How to Completely Change Your Life in 7 Days. Through thought-provoking questions, the book gives extensive advice on how to use the discussion guide, how to inform decisions related to the topics at hand, and how to best read it alone, in reading groups, with your partner, or as part of learning activities, among others.
Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 32 Replies: 0 http://www.amazon.com/dp/B007SOKUGU/

4.6 out of 5 stars (50 customer reviews)


This simply written - easy to read - easy to understand course volume will have you posing your models legs like a master in no time!
It is written for the newest of beginners and progresses through concepts that the most advanced of us will appreciate!
Here is a copy of the Table of Contents to give you a taste of what is included:

Introduction
Diagramming The Sitting And Kneeling Figure
The ZigZag Shape Angles
Right Angles
Acute Angles
Obtuse Angles
The Four Basic ZigZag Shapes
The Geometric Silhouette
The Acute Angle Silhouette
The Obtuse Angle Silhouette
The Mixed Angle Silhouette
Your Notebook
Posing The Legs
The 4 Major Parts Of The Leg
The Stance
Legs Bearing Equal Weight
Legs Bearing Weight Unequally
The Base Leg And The Show Leg
The Base Leg
The Show Leg
Directing The Model
Why They Need Directing
How To Direct Your Subjects
Start With The Base Leg
Add The Show Leg
Hands OFF
The Ankle
The Hinged - Up And Down Movement
The Ankle Roll
The Inward Ankle Roll
Outward Ankle Roll
Fanning
The Neutral Stance
Fanning In
Fanning Out
Building The Pose
Even Weight Distribution
Uneven Weight Distribution
Problem Area Solutions
Photo Exercise
Additional Photo Training

Roll the ankle the wrong way and you can make even the most masculine man look effeminate..or the sexiest woman look like a trucker!
It's surprising how easy it is to ruin a good portrait by mismanaging the subject's legs! On the other hand, once you've gone through this easy to understand lesson, you will have more posing ideas than EVER before!
Posing The Legs - The Posing The Legs section involves the upper leg, the lower leg, the foot and the toes...all of them matter!
The Stance - How are they standing? weight evenly distributed? More weight on one of the legs? This is an important consideration.
The Base Leg and the Show Leg - Do you know the clock system? You should.
Building the Pose - How to build you pose from the ground up...Good stuff!
Get this course volume and In just a few minutes time, you can easily master leg placement.
Totally Free Deals
g: 2 Posted By: wjl3
Views: 230 Replies: 1 I recently needed some broom handles at work, for the heck of it I looked for them on Amazon. They have these Rubbermaid commercial broom handles with the steel reinforced end for $4.99 delivered with Amazon Prime or with an order over $35. They also have the non-commercial broom handles made by Boardwalk for $2.83 delivered with Prime or an order over $35. I have gotten these a few times to fill out orders for the free shipping as well as buying them on their own. There is another commercial model made by Boardwalk without the steel reinforcement for $3.49 delivered with Prime or an order over $35. Thanks for checking out this deal, help me with some green, i really need a new t-shirt to wear while I sweep up at work!

Rubbermaid Commercial for $4.99 link:http://www.amazon.com/Rubbermaid-Commercial-FG636400LAC-Lacquere...
Boardwalk Commercial for $3.49 link:http://www.amazon.com/Boardwalk-137-Heavy-Duty-Threaded-Lacquere...
Boardwalk Standard for $2.83 link:http://www.amazon.com/Boardwalk-121-Threaded-Lacquered-Hardwood/...
Home & Garden Deals

Amazon Coupons
g: 1 Posted By: tedhawkins
Views: 177 Replies: 2 38% OFF Eagle Creek 2-in-1 Backpack Duffel Bag $49.95 Fs @ Usoutdoor DOTD

http://www.usoutdoor.com/deal/

Eagle Creek's 2-in-1 Backpack allows you to enjoy your travels in beast mode, this pack converts and expands from a backpack to a carry on sized duffel bag for 15 percent more capacity in case you pick up a few extra souvenirs. The adjustable moisture-wicking Air Mesh shoulder straps make for a comfortable trek that can also zip away. Two exterior side stretch pockets enhance organization while the side and bottom compression straps with multiple lash points.
Features of the Eagle Creek 2-in-1 Backpack Duffel Bag

Weight: 13 oz.
Material: 100% Nylon
Dimensions: 11 x 6 x 18 in.
Compression: Side and bottom straps
Shoulder Straps: Air Mesh shoulder straps
Pockets: Two exterior side stretch pockets/Pack-in pocket
Lash Points: Multiple external lash points
Features: Lockable zippers




Sports & Outdoors Deals
FS at Eddie Bauer with code. $7 clearance shirts
Added on : Saturday October 11th 2014 04:00:02 AM
g: 0 Posted By: macdough
Views: 52 Replies: 0 3 days only. Use code MIST for free shipping on all orders that include regular or sale items. This code Does Not work if you try to buy only clearance items.

My suggestion is to purchase a pop up light $15 in the sale/gear section. These are a great gift item! There are also some heavy socks for $10 that offset what you'd pay for shipping. Then youcan pick up some $7 shirts or tanks. You won't have a shipping charge this way.

If you already get EB emails, check the last few days. I had $10 gift code to use from the Friends program.
Seller Financing a Vehicle
Added on : Friday October 10th 2014 05:00:04 PM
g: 0 Posted By: crazytexan
Views: 83 Replies: 0 I apologize if this has been brought up before. It seems like something FW would have covered, but all I could turn up when searching for it was owner-financed housing. I have a truck that I've been trying to sell for the last few months. The best offers I have had (paying cash) have been around 2k. I wanted $2700. I got an offer from some one I know today for $4000, 1k down, and I finance the rest. I am not hurting for money and if I can suck more money out of this truck then great.

1. What (if any) is my liability if I am the lien-holder on the title? ex: If the driver wrecks the car, does something illegal with it, crashes it into a school for blind orphan kids, etc. I obviously wouldn't want the title in my name, so I figured I would just put a lien on the title as any financial institution would.

2. Any advice on the structuring of the contract? For example, making it easy to Repo if necessary, or something about insurance.

3. Does anyone have any experience with this kind of thing? I know it is a risk, but the $1000 down payment would be more than enough to cover any repo costs, and we are talking about a 60% increase in price, which I think justifies the risk. But I am up for a debate.
Question Deals
g: 1 Posted By: colewj
Views: 159 Replies: 0 A few weeks ago I bought a new Nissan Xterra and needed a receiver hitch.
The deal I found at AutoAnything.com after logging in at Fatwallet turned out to be way better than any other source.
Their prices vary depending on the make, model and year of your vehicle with prices starting at $69.99 with free shipping.
The CURT hitch I bought is made in the USA, has a step welded above the receiver so it's easier to access my roof rack, and is rated for higher tongue & trailer weights than other Class 3 hitches.
Free shipping was via FedEx. I ordered the hitch late on a Friday evening. It arrived Tuesday morning.

Auto Parts Deals

AutoAnything Coupons
Delta Cabinet Drawer Handles 4pk - $2 @ Home Depot B&M YMMV
Added on : Friday October 10th 2014 12:00:03 PM
g: 1 Posted By: vandbmdub
Views: 211 Replies: 5 4 Pack of 3-3/4 in. Chrome Steel Bar Pull for $2 at Home Depot.

Originally $18.88, these packs of drawer handles have been marked down to only $2. The product is discontinued on Home Depot's website, but the product description is still online (I can't see where stock can be checked):
Link

Found these in Carlisle, PA, and there were quite a few left. Just wanted to share in hopes of helping someone out with a remodel.
Home & Garden Deals

Home Depot Coupons
g: 0 Posted By: remick
Views: 194 Replies: 0 http://www.amazon.com/gp/product/B00K6MYQEI

A book of Business and Financial research. Understanding finance from a research perspective is always interesting. Innovative research is used and the book throws light of finance and business correlations with a practicality that can be implemented. It is a way of seeing finance.



also free

Sources of Wealth
http://www.amazon.com/Sources-Wealth-Andrea-Plos-ebook/dp/B00BB8...

This book is a no-nonsense, easy-to-follow guide for everyone who has ever been afraid of finance. In it youll find the tools to help you grow your money and increase your peace of mind, and youll find the confidence to achieve the things youve always dreamed of.
In this book, you will learn about the different types of investmentfrom paper assets to Real Estate, as well as how to assess and manage risk, set achievable goals, and even start your own business. Well meet some successful people and examine the decisions they made that helped them achieve successincluding the skills they developed, which sectors they invested in, and how they approached the opportunities and problems that came their way.
Two of the most vital lessons you will learn are how to approach life with a positive attitude and how to develop the skills to handle whatever challenges come your way with confidence and ease.



Street Smarts The Business of Life: 5 Principles That Will Change Your Life
http://www.amazon.com/Street-Smarts-The-Business-Life-ebook/dp/B...

Would you like to achieve all your goals, become successful and reach your full potentialeither in your current career, a new business venture or simply in your personal life? Do you think about all the changes you need to make in your life and wish for change but arent sure how to get started?
It is possible to reach your goals and attain the success youve always wanted and the steps probably arent as overwhelming or intimidating as you imagine they might be.

Street Smarts contains a series of proven principles and insights Ive gathered through the years I spent living in the streets. These principles helped me go from being homeless to becoming a successful entrepreneur in the digital industry. The good news is, no matter at what point youre at in your own life, you can also make the positive changes you need to become successful. In Street Smarts, I lay out simple principles and insightful ideas and show you how to apply them in your daily life in order to reach your goals.
This book is a simple step-by-step guide with exercises that will encourage you to take action and apply these philosophies to your daily life. By adhering to the following advice, you will be able to accelerate your results, analyze what you are currently doing to see whats working and whats not, and make the necessary changes to live a happier and better quality of life.



Market Yourself to the Top!: A Headhunter's new job-winning "Personal Marketing Portfolio" and "Search Plan" that beats the resume! (Market2top! Book 1)
http://www.amazon.com/Market-Yourself-Top-Headhunters-job-winnin...

Learn the secrets in this book on how to:
Create your very own custom Execufirm Marketing Portfolio / Brand like a
professional.. Graphic Designer
Market your Marketing Portfolio like a. Headhunter
Win the job Interviewing like a. Professional Vendor
"This is much more than just another 'how-to' book on finding a better career.
This method will REVOLUTIONIZE the entire landscape of the American job
market! The Execufirm Marketing Portfolio ushers in a whole new era in personal
marketing."



Productivity Hacks Unleashed: Brilliant Life Hacks To Increase Productivity, Improve Time Management, Save Money And Live A Better Life (FREE BONUS INCLUDED) ... Productivity Hacks, Time Management Book 1)
http://www.amazon.com/Productivity-Hacks-Unleashed-Brilliant-Man...

DISCOVER HOW TO BE MORE PRODUCTIVE, HAVE BETTER TIME MANAGEMENT, SAVE MONEY AND LIVE A MORE AWESOME LIFE WITH PRODUCTIVITY HACKS UNLEASHED!



BizEtiquette
http://www.amazon.com/BizEtiquette-Cassie-Piasecki-ebook/dp/B009...

A Small but Mighty Etiquette Guide for Entrepreneurs, Small Biz Owners, Freelancers, Independent Contractors, and anyone who just wants to be a bit more classy in Biz.
As a lifestyle entrepreneur, I work and socialize with many entrepreneurs, freelancers and independent contractors. I realize everyone is not cut from the same bolt of etiquette cloth that I am. As technology becomes smarter, I have noticed that the lines of good etiquette are blurred even more.
The best way for me, up until now, to teach others about good BizEtiquette was by example. I set the standards of how I ran my biz and hoped a droplet of good etiquette stuck to the people I met. People can argue that you shouldnt worry what others think of you. But in this world, the way it is today, competition is fierce and news travels fast. Id rather ensure that my actions show me as a biz owner with honesty, integrity and a little good karma thrown into the mix than as a haphazard gal with a who gives a s*#t attitude when dealing with customers and vendors.
This little guide is filled with a lot of common sense, some helpful hints and a bit of humor. It is the perfect guide for anyone just starting out in the biz world and those who need to bring the blurred lines of good etiquette into sharp focus.



Master Problem Solving and Decision Making: How to use the power of creative thinking to solve problems and make inspired decisions
http://www.amazon.com/Master-Problem-Solving-Decision-Making-ebo...

This book teaches you a systematic approach to problem solving that it based on Creative Problem Solving strategies.
The book contains three sections:
Section 1 looks at creative thinking which is the key skill required to solve problems effectively. What is creative thinking? How can it be developed? What blocks creativity?
Section 2 takes you step by step through a process that finds creative solutions for all areas of your business or personal life. This is called the Solved Method which is the practical application of creative thought.
Section 3 provides example scenarios that utilise the Solved Method.



Operation Money: A Financial Guide for Military Service Members and Families [Kindle Edition With Audio/Video]
http://www.amazon.com/Operation-Money-Financial-Military-Familie...

"From investing in education and affording a home to choosing the right credit products and adequately saving for retirement, Operation Money offers military-specific advice to achieving financial stability." --Michael E. O'Neill, Chairman, Citigroup Inc., First Lieutenant, U.S. Marine Corps, 1969-1971

When it comes to money, military service members and their families face financial challenges that civilians simply dont.
While serving on active duty, members of the military are typically asked to move every few years and must learn how to manage money during multiple deployments. And managing the finances means figuring out a way to maintain a balanced budget while communication is limited. Meanwhile, the spouse at home is essentially functioning as a single parent without the necessary skills and tools to make serving as the familys Chief Financial Officer as easy as possible.
That is, until now.
Books Deals

Amazon Coupons
How to Buy a Car With No Cash, No Credit and No Time?
Added on : Friday October 10th 2014 06:00:12 AM
g: 0 Posted By: mwa423
Views: 61 Replies: 7 A buddy of mine came to me a few weeks ago, drives a 2004 Mazda 3 with 161k miles and he is starting to think that putting additional money into it would be throwing good money after bad. We talked, I helped him map out a budget and the type of car payments he could afford thinking while his credit wasn't good, we could probably get him in somewhere at 10-15%. Not good, but hopefully re-fi out after a couple years of good payments. The reality is that he hasn't been able to get approved by any banks he has talked to (including USAA, Navy Fed, etc.). I'm not sure if the retail businesses just won't touch his level of credit, even though I know that banks like Wells Fargo Dealer Services take some rough subprime credit.

An additional problem is that he had (has?) a title loan on his current car, his plan was to just trade it in and let the dealer pay it off.

After a lot of searching, he found a few cars he was interested in, several older models which were under $5k but he thought were good buys. The obvious downside is most banks wouldn't accept those cars (due to age) as collateral on an auto loan (2001, 2002, 2003, etc.). He also doesn't have the cash in the bank to pay cash for these vehicles and has been turned down for personal loans from banks (including prosper and lendingclub).

Engine blew this weekend and the car is probably toast (don't know all the details). At this point, it is unlikely he has any significant amount of cash (probably less than $1,000 in his checking account), credit is poor (only one credit card with a $500 limit, $0 cash advance ability). I don't want to tell him to go hit a dealership and get screwed on 25% financing and get caught back in a debt trap and I really don't want him rolling to a buy here-pay here joint. But what other options can I suggest? The only one I can think of is to send him to adealership, talks like he'll pay cash, negotiate price and allows them to offer financing. See what they can get him.
Personal Finance Deals
g: 0 Posted By: VivYip
Views: 131 Replies: 0 the ad for Office Depot (max) for the week of 10/12 is up on the website

front page related
229.99 Dell Inspiron 15 Laptop Computer with Intel Inside Processor
Available at Office Depot and OfficeMax
OD 703-765 OM 2477-0437
15.6" screen
4GB memory
500GB hard drive
Up to 5 hours & 30 minutes battery life
Microsoft Windows 8.1
Model i3531-1200BK
20% in rewards with purchase of HP ink $59+
Multipacks count as 1. See page 5 for details.
20% back in rewards on HP ink and toner: Valid 10/12/14 10/18/14 11:59 PM ET in-store, online by phone or fax. Multipacks count as 1. Allow up to 5 weeks for bonus Rewards to post to your account.


50% off items
$149.99 Samsung Wireless Color Laser Printer
Available at Office Depot and OfficeMax
OD 217-828 OM 2467-7164
Get Print on Tap with NFC technology
Prints up to 19 ppm black/color
Model C1810W
4.99 2XL Spoke Earbuds & Wage Headphones by Skullcandy

paper related
$9.99ARewards HP Office Case Paper 333-465
$6 HP Multipurpose Paper #862-738
B1G1 ALL HP Photo and Presentation Paper

other chair related?
54.99 Brenton Studio Ruzzi Mid-Back Chair
TUESDAY - SATURDAY SAVE $40 $69.99
Available at Office Depot and OfficeMax
OD 901-347 OM 2461-8175
OD 901-356 OM 2461-8184
89.99 Realspace Salsbury Bonded Leather* High-Back Chair
TUESDAY SATURDAY SAVE $80 $99.99
Available at Office Depot and OfficeMax
OD 794-738 OM 2462-6692
OD 196-562 OM 2461-7728
59.99 Realspace Briessa Mid-Back Chair
Brown OD 196-553 OM 2462-7469
Black OD 228-449 OM 2461-8193


copy/print
4.79 16" x 20" Matte Color Poster #895-369


other
2.99 Crystal Geyser Spring Water, 16.9 Oz. Bottles, 24-PK OD 610-840 OM 2243-8248
$15 Duracell Quantum AA & AAA Batteries, 16-PK
16.99 Logitech M310 Wireless Optical Mice
49.99 Canon PIXMA Wireless Photo All-In-One
OD 210-107 OM 2421-5396
Print, Copy & Scan
Wireless printing from mobile devices(5)
Auto 2-sided printing
Model MG3520


links will be updated by end of the day and are for reference purposes only. Hope this might help someone. Thank you for reading.
Office Depot Coupons
account error, sue them???
Added on : Thursday October 09th 2014 10:00:06 PM
g: 0 Posted By: ynotme
Views: 29 Replies: 1 Ok, so I posted about the case where I terminated the contract and got sued.

well I lost the case and ready to pay but something came up.

I was doing my taxes few weeks back found out that company cashed a check for wrong amount, it was $55 but they charged $551 because when I put the dollar amount I put the slash 55/xx but in the words I put "Fifty Five 00/xx---------"
Now I can just call them and ask for the difference but since we had case going on I'm thinking about taking it to court.
worth it? stupid? will lawyer take this case?

this happend may 2013, and I have the copy of canceled check

TIA
Discussion Deals
g: 0 Posted By: vanheve2
Views: 228 Replies: 0 Was $848 just a few weeks ago. Good ratings.

Bonus:Representatives from a specialty shipping service will deliver your item to any room you choose, unpack it, and inspect it for damage.I learned this the hard way when I did Free "front door" shipping from another place and it turned out to have a cracked screen.

Next best price on Google is $778.
CurrentSalePrice at Best Buy: $779.99 + Tax

LINK to Amazon

LED TV Deals

Amazon Coupons
Massive T-Shirt Clearance, Tanga, $6.75 each/F.S.
Added on : Thursday October 09th 2014 02:00:04 PM
g: 0 Posted By: Marvinomatic
Views: 88 Replies: 0 https://www.tanga.com/deals/massive-t-shirt-clearance Free Shipping, No coupon needed

(They give superior cust svc, bought a few shirts from them. The shirts are excellent. I had a problem with one, and they refunded my money!)

Right now "127" hrs left, til Targa blows up!
Clothing Deals

Tanga Coupons
Airblown Halloween BLACK CAT eBay $31.99 - HD $19.98 FREE SHIPPING
Added on : Thursday October 09th 2014 01:00:05 PM
g: 2 Posted By: SalemCat
Views: 278 Replies: 2 BLACK CAT

IMHO, this is one cool cat !

And at $19.98, instead of eBay's CHEAPEST price of $31.99, it's a deal.

I ordered SIX myself.

I'm no decorator, but the usual Halloween Yard Display of various unrelated items all piled together presents no unified image, just a mixed up mess.

When is the last time you saw even TWO of the same airblown in a yard ?

Well, SIX BLACK CATS, all together, surrounded by 50 (or more) illuminated plastic pumpkins should look pretty cool (I bought them a few years ago at 75% off - $1.25 ea at Target).

Add a Smoke Machine - yeah, baby.

THE HAUNTING IS ON !!


Decor Deals

Home Depot Coupons
Where can I get the best APY for 5 months?
Added on : Thursday October 09th 2014 10:00:17 AM
g: 0 Posted By: tannerjimmonen
Views: 131 Replies: 2 Hello everyone I have had credit cards for the past few years now.. keeping up with my balance and everything is great!

I've decided that come March of 2015 I want to finance a $25,000 car and put as much down on it as possible and I need some advice.. (I plan to keep this car as long as possible.. I've looked into leasing and I decided purchasing is a better investment.)

My situation:
I will begin saving $500/month starting in November and ending March which should leave me with $2,500.. I will of course be trying to save more than $500 if possible leaving me with hopefully $3,000 for my down payment. + My tax return..

I want to take this money every month and deposit into an account that is gaining interest.. But I do not know where to go or what my best options are.. CD's offer a low return.. especially for only saving 5 months.. and you can forget the .80% APY of your average savings account

My question is.. Where do I put my money for the 5 month period? The higher the APY the better.
Personal Finance Deals
Indestructibles Book Sets (2-pk.) - $6.25 shipped @ Baby Steals
Added on : Thursday October 09th 2014 09:00:04 AM
g: 0 Posted By: ShoppingChick
Views: 100 Replies: 0 Baby Steals hasIndestructibles Book Sets (2-pk.) for $5.99 - $2.00 off coupon code FACEPALM = $3.99 + $2.26 shipping = $6.25.

A few notable sets:

Creep Crawl & Wiggle
Frere Jacques & Hickory Dickory Dock
Baby Peekaboo & Baby Night Night
FlutterFly & PilpPlop Pond

Amazon has Indestructibles Books for $4.45 a piece.
Books Deals

Steals.com Coupons
What's your points/miles strategy?
Added on : Thursday October 09th 2014 03:00:05 AM
g: 0 Posted By: unkinected
Views: 23 Replies: 0 Just thought I'd try to start up a convo about why (not how) you accumulate miles and points, or one versus the other.

Personally, cash is more important to me, soI tend to focus my efforts on Cash Back strategies. Cash is the most flexible option, and though it doesn't always get you the best deal (especially when factoring in mileage sales, transfer bonuses,etc), IMO it works out in the long run. Plus, I don't travel a ton - a few times a year.

Because of that, I haven't really focused on accumulating any carrier specific miles & points. Every once in awhile my saturation point of reading posts about miles will hit, and I'll consider switching up my game. For example, next year I'm planning a Europe trip and want to make that as free as possible. So I'm looking at airline specific cards to grab for bonuses.

So what's your thoughts?
- Cash versus points?
- Are you carrier/alliance loyal? Or just grab miles whenever you can, from wherever you can, for whichever airline you can?
- Do you hesitate to sign up for new cards with bonuses when they come along (maybe saving up for an AoR), or just apply for everything as it comes out?
- Do you milk the carrier-specific cards for their after-signup bonuses? For example, Southwest gives 2 points for dollar for Southwest flights on their credit card. But I may have another card that gives me 3 points on flights. Do you use the Southwest card anyway? How do you justify the lost opportunity cost?
- I've read elsewhere that people are not carrier-loyal because it gives them the most flexibility to have a pool of miles in many different programs. But that said, why not just go for Cash Back instead, which is the most flexible? There are often more and better points earning opportunities if you're looking for cash.

I'm pretty happy with my current strategy and it's hard for me to justify buying miles, which may not have a tangible value and may decrease in value over time. Especially if I'm not at least breaking even on a cash flow basis. But I love reading how other people approach this game.
Credit Deals
Ask for Rebate from Current Realtor?
Added on : Wednesday October 08th 2014 03:00:05 PM
g: 0 Posted By: eferrari377
Views: 130 Replies: 5 My wife and I have bought 11 properties over the past 4 years. We've used the same Realtor for all the properties (he's with ZipRealty) and on most deals ZipRealty has received 2.5% commission as the buyers agent broker.

For the last 5-7 purchases, the agent has done almost no work what so ever since I take care of all the research and communication with lender and title. He's a great guy/realtor, but I do all the online research and know EXACTLY what I'm looking for. He basically just lets me into the house when I want to see a home and we put an offer in on a home 80% of the time when we view a home. I'd say 50% of the offers we make have been accepted. I tell him how much I want to offer and I don't get any special advice from him. So if he shows a home, it's almost guaranteed he's going to get commission very soon. I never waste his time.

I know the whole escrow/closing process, so again, he doesn't do much work.

We'd like to purchase a few more homes in the next 1-2 years but now I'm interested in asking him to split his commission for me since he does almost no work, or consider going to another agent that will give me a kick back. On the last purchase the seller paid ZipRealty $7.6K and did almost no work. I don't even want to know what my agent's hourly rate translated into with the # of hours he actually worked. Has to be in the $500-$700/hr range.

So what % of the total 2.5% commission should I ask for (not sure what his split of the broker commission he gets is, but he's a vet with Zip, so probably high). And if he says no, what is a reasonable amount I can expect from other agents, so I can ask them upfront when searching?

I know SUCKISSTAPLES has mentioned before in a thread that him and other RE investors often get 50-75% kick backs but that was a while ago. Is that still the same case and is that what I should ask for?





Question Deals
LG G Flex 32GB AT&T Unlocked $370@ebay
Added on : Wednesday October 08th 2014 06:00:07 AM
g: 0 Posted By: bellsouth
Views: 143 Replies: 0 Open box deal units claimed to be directly from AT&T with accessories. Seller has a very high rating: intellicom1 99.6% 26k+ transactionns
Unlocked so it can n be used on any GSM network - T-Mobile, AT&T or any MVNO that uses their networks
The curve display was hot for a while and then kind of died out. A few months back these phones were going for over $700
Return Policy- 14 days from date package is received

LG Flex 32 GB AT&T unlocked


Cell Phones Deals

eBay Coupons
The $1,000 Pill That Could Cripple the VAs Budget
Added on : Wednesday October 08th 2014 05:00:14 AM
g: 0 Posted By: SangioveseW
Views: 38 Replies: 0 CNBC article: http://www.cnbc.com/id/102070424?trknav=homestack:topnews:6

A few quotes:

While struggling to beef up its medical staff and sharply reduce the time it takes veterans to get appointments at health facilities, the staggering cost of Sovaldi, a specialty drug to treat Hepatitis C, is threatening to blow a $1.3 billion hole in the agency's budget in the next two years. It's a fiscal crisis that could force deep agency cutbacks in other areas.

The VA is the largest provider of care in the U.S. for chronic Hepatitis C virus infections, which can destroy the liver and require a liver transplant or result in death. The VA has 174,000 veterans under its care with documented HCV; another 42,000 could be added once they're properly tested.

Yet the medicine costs $1,000 per pill or $84,000 for the obligatory 12-week treatment. The 3.2 million Americans who are infected by Hepatitis C could benefit greatly from the treatment. Still, the total cost of covering those people with the new drug would exceed the $300 billion the U.S. is spending annually on pharmaceuticals.

The drug already is beginning to strain the budget of one major government agency and could dramatically run up the costs of other health-related programs, including Medicaid and Medicare as well as federal and state prison systems that are required to provide inmates with health care services.

Although Gilead and the VA negotiated down the price of a tablet from $1,000 to $543, according to one source, the long-term cost of Sovaldi to the VA could be staggering and will eclipse the treatment costs of most other diseases, including cancer.Federal and state officials, for example, likely will be able to negotiate big discounts with the drug manufacturers or establish clinical protocols that limit the number of people eligible for treatment."Now that's a valid point," Salo added. "But the concern a lot of my members have is that they don't actually think those types of protocols, while they are certainly medically justified, are going to get upheld in the courts."Salo said he could imagine the courts bowing to pressure from the Centers for Disease Control and other public health advocates who say, "This is a communicable infectious disease and it is unconscionable not to cover everyone."
Discussion Deals
g: 0 Posted By: StallionV
Views: 151 Replies: 0 This is a great price for an i3 laptop and there are few other to choose from like i5
http://www.officedepot.com/catalog/search.do?Ntt=toshiba+satelli...

Satellite L55 Laptop Computer With 15.5" Screen & 4th Gen Intel Core i3 Processor, B5267 - $349 (original $589)
Satellite Laptop Computer With 15.6" Touchscreen Display & Intel Core i3-4025U Processor, L55T-B5271 $469 (original $659)
Satellite Laptop Computer With 15.6" Touchscreen Display & Intel Core i7-4710HQ PRocessor, S55T-B5273NR $699 (original $899)
Use this in conjunction with fat wallet and purchase using gift cards bought from sites like raise and you can save an additional 6 to 8 %


"I bought the B5267 for $340 after tax (Plus a $39 rachael ray set free), yes after tax using the cheaper gift cards."

Plus you can get
Free Rachael Ray Large Thermal & Lunch Tote Combo With $200 Purchase
CODE:FOODTOTES2

Free Bag With $100 Purchase + Free Shipping
CODE:20022405

Free Rachael Ray Cooler & Tote Duo With $200 Purchase
CODE: V66HJ0NAS0D00Q

$15 Pizza Hut EGift Card With $125 Purchase
CODE:1EAEJQVX90700D

Free 7-Piece Picture Frame Set With $125 Purchase
CODE:FRAMESET2

Reply if you like it !!!
Toshiba Deals

Office Depot Coupons
$15 OFF $100 Select GC's @Safeway Valid 10/08 - 10/21
Added on : Tuesday October 07th 2014 06:00:04 PM
g: 0 Posted By: ritzy344
Views: 168 Replies: 0 $15 OFF $100 select GC's @Safeway Valid 10/08 - 10/21
Valid on American Eagle and GAP gift cards requires Safeway Club Card.
Clothing Deals

Safeway Coupons
4inkJets & 123inkJets discount codes for ink and toner (Printer Supplys)
Added on : Tuesday October 07th 2014 02:00:03 PM
g: 0 Posted By: jsky0419
Views: 100 Replies: 0 Here are a few 123Inkjets and 4Inkjets discount codes in case someone is looking to buy ink and toner cartridges for their printer and not pay brand name prices.

4Inkjets.com

Use Code: Size14

Offer: 10% off + free shipping over $50

123Inkjets.com

Use Code: Bite123

Offer: 15% Off Compatible Ink, 10% Off All Other Products + Free Shipping on Orders Over $55.

These guys also sell their compatible ink and toners cartridges about 40% cheaper than your local store. I have only found brand name toners at the stores but the compatibles have been working fine and saving me a ton.
hope this helps!
Advance Auto Parts $30 off $80 coupon
Added on : Tuesday October 07th 2014 06:00:03 AM
g: 0 Posted By: cyberpitstop
Views: 34 Replies: 0 I didn't see this posted. I know there are always tons of coupons for Advance Auto Parts but most of the time they don't seem to work or they expired already.
This one just came out a few minutes $30 off $80
Enjoy!
Use code below at checkout.
RAF51112
www,AdvanceAutoParts.com
Buying car at end of lease term - advice needed
Added on : Tuesday October 07th 2014 05:00:09 AM
g: 0 Posted By: peps2004
Views: 63 Replies: 1 Our car lease is ending in a few months and we're planning on buying it for the residual of approx $9k. Prior to leasing this car, we'd only ever bought cars worth k in cash, so both leasing and now buying a car for this amount is new to us.

I therefore want to make sure that we're doing all the right things, hence why I'm seeking help/advice from the FW community. I have a few questions that people here will hopefully be able to help with, plus I'll happily take any other advice or suggestions that people may have about the whole process:

​Auto loan - We're planning on getting a loan for the remaining amount. I've seen PenFed mentioned before as having good rates, so we'll be checking them, but are there any other lenders you'd recommend with good rates? (n.b. credit score is about 770). Is there some kind of comparison site that would list these?
Interest rate - Is it best to apply for several auto loans at the same time to see which will give the best interest rate? I'massuming that a score of 770 won't give us access to the best advertised rates, so don't want to only apply for one if there's a better deal out there, but I also don't want to apply for several if this will cause some kind of problem.
Residual - Will the company we're currently leasing from try to add any fees at the end if we want to buy? I've a feeling that due to our inexperience we didn't get the best possible terms on the lease originally, so want to make sure we don't pay for unnecessary fees at the end of the term.
Fees - What other fees should we be budgeting for? Sales tax? Title fees? How much would these usually be?

Anything else that I'm missing?
Personal Finance Deals
ebay: $139.95 Samsung Galaxy S III SCH-I535 16GB (refurb) (F/S)
Added on : Monday October 06th 2014 02:00:02 PM
g: 0 Posted By: VivYip
Views: 215 Replies: 0 credit dealnews

eBay via bidallies has this item for $139.95 with free shipping

Samsung Galaxy S III SCH-I535 16GB Pebble Blue, White, Black Verizon Smartphone
Service Provider : Verizon.
Model : Samsung i535 Galaxy S3 16GB Verizon.
Features : The Galaxy S III is Samsung's highly anticipated flagship phone: inspired by nature, made for humans. The specs are unmatched and include a blazing-fast dual-core 1.5GHz Qualcomm Snapdragon S4 processor, and a massive and brilliant 4.8 inch super AMOLED screen with 1280 x 720 resolution, protected by Corning Gorilla Glass. It brings multitudes of new cutting-edge features to the table: Smart stay, S-Voice, Pop-up Play and Direct Call to name a few. Add to that an 8 Megapixel main camera with burst-shot, face zoom and best shot, as well as a 2 Megapixel front-facing camera for video chat and you have an incredibly powerful and beautiful device.
Wireless Band : LTE 750 CDMA 850 / 1900
Weight : 133 g (4.69 oz).
Size : 136.6 x 70.6 x 8.6 mm (5.38 x 2.78 x 0.34 in).
Form Factor : Bar.
Battery :
Stand-by - Up to 200 hours.
Talk time - Up to 10 hours.
Display : 4.8 inches.
Platform / OS : Android OS, v4.0 (Ice Cream Sandwich), upgradable to v4.1.1 (Jelly Bean).
Memory :
16 GB storage.
2 GB RAM.
Processor : Qualcomm MSM8960 Snapdragon.
GPS : A-GPS support and GLONASS.
Bluetooth : v4.0 with A2DP, EDR.
Wi-Fi : Wi-Fi 802.11 a/b/g/n, dual-band, DLNA, Wi-Fi Direct, Wi-Fi hotspot.
Browser : HTML, Adobe Flash.
Navigation : Touch Screen.
Camera : 8 MP.
Video : 720 x 1280 pixels.
Audio :
MP3, WAV ringtones.
Speaker.
Messaging : SMS (threaded view), MMS, Email, Push Mail, IM, RSS.

This phone should be okay for pageplus use too
This CDMA 4G phone features a 4.8" 720x1280 Super AMOLED touchscreen, Snapdragon 1.5GHz dual-core processor, 2GB RAM, 16GB memory, 8-megapixel rear camera, 2-megapixel front camera, 1080p video capture, GPS, Bluetooth 4.0, 802.11n wireless, and Android 4.0 OS (Ice Cream Sandwich).

Note that no warranty information is provided.

Hope this might help someone. Thank you for reading
Cell Phones Deals

eBay Coupons
Think Geek: 50% Off 50 Items
Added on : Monday October 06th 2014 10:00:06 AM
g: 0 Posted By: ShoppingChick
Views: 205 Replies: 0 Think Geek is offering 50% Off50 Items with free shipping on all orders over $75.

A few notable items:

Star Trek The Next Generation Uniform Hoodie-$29.99
Samurai Sword Kitchen Knife Set-$19.99
Bombs Away Shot Glass (4-pk.)-$7.49

Toys Deals

ThinkGeek Coupons
g: 0 Posted By: tedhawkins
Views: 146 Replies: 0 Camping - OD-1RX WindMaster Stove with 4 Flex Pot Support $59.26 w/ code FS @ Campsaver

http://www.campsaver.com/od-1rx-micro-regulator-stove-with-4-fle...

Apply 20% OFF code OCT20GEAR


The Soto OD-1RX Micro Regulator Stove is built upon the same award winning design as the OD-1R stove, and includes the 4-prong pot support for the Windmaster. The OD-1RXh has a few upgrades over it's predecessor. First, the OD-1RX stove has been designed to allow the pot to be positioned closer to the flame, making it more difficult for wind to penetrate the flame. This increases efficiency and boil time. The burner head has also been redesigned into a concave design that also the burner head sides to act as a mini-windscreen. Second, the stove's pot support is removable and swappable. Regardless of the pot size, you will be able to find the right size pot support for your need. Include the features of the Micro Regulator and the OD-1RX is one of the best lightweight canister stoves around. Gas canister not included.
Includes stove, case, 3-Prong Pot Support, and 4-Prong Pot Support
Outstanding performance in cold weather.
Uses standard gas canister
Micro Regulator offers consistent output regardless of temperature or fuel level and allows micro adjustments in flame output
Micro flame adjustments are possible
Minimal space between base of pot and burner head increases efficiency and blocks wind
Concave burner head protects flame from wind
TriFlex for small pots and 4Flex for larger pots.


Camping Deals

CampSaver Coupons
g: 0 Posted By: redpomidor
Views: 115 Replies: 0 Saw this on SD... Only suggestion would be to add your own credit card perks for additional savings.


$44.99 - $6 discount = $38.99 + 10x Bonus EggPoints (~$3.90) + 2% Cash Back + Free Shipping = $34.41

Better deal than last time a few weeks ago if you missed it!
http://www.newegg.com/Product/Product.aspx?Item=9SIA5YB1Z20067

Needs a power supply if you don't have one already. Newegg has a 5v 2.2A here:
http://www.newegg.com/Product/Product.aspx?Item=9SIA5YB21W9092

Board Specifications
Processor: ARM 700Mhz CPU
USB: Four USB 2.0 Ports
Ethernet: 10/100 Ethernet Port
Video Output: HDMI and Composite
Sound: L/R Stereo
Memory: 512MB Ram
Operating System: Uses microSD card slot to load O/S
Digital interfaces: 2 onboard ribbon slots for Camera and Display
GPIO: 40 GPIO pins, backwards compatible to B board

Case Specifications
2 piece tool-less design snaps together
Supports Pi Camera modules
Two mounting slots designed for mounting on a wall

Kit Includes
Raspberry Pi Model B+ Board
Multicomp Clear B+ Case
Computers Deals

Newegg Coupons
g: 0 Posted By: rambone
Views: 0 Replies: 0 DEAL STARTS 3PM PDT/6PM EDT!
(Shell Shocker deal)

Brother MFC-J245 All-In-One Printer, $59.99+free shipping

Also youmightget anextra 10% Off if you use promo code VISACHECKOUT with Visa Checkout.

Didn't see this posted yet today. Same price as this well regarded Staples dealfrom a few days ago
Chase Ultimare Rewards (UR) Gift Card - no update to sale items
Added on : Monday October 06th 2014 03:00:07 AM
g: 0 Posted By: robstrash
Views: 45 Replies: 0 The Chase Ultimate Rewards site usually has a few gift cards on sale, a few at 20% and few more at 10%. Last quarter they only had 1: 10% on Kohls. I logged in today to see what they have for the new quarter and it's still only 10% at Kohls. Anyone heard if they were not having the gift cards go on sale any more. The last 2+ years they had bath and body works for 20% off in 4Q so I'd get a few and wife would go to after XMAS 75% off sale and use the gift cards so it was awesome deal. Sad to see they still have Kohls only only sale.
Deal Deals
Buying new vs used car
Added on : Sunday October 05th 2014 08:00:06 PM
g: 0 Posted By: SaulHudson
Views: 30 Replies: 1 There seems to be a few car buying threads lately, but I don't think this has been covered. Here's the question. Should I buy the a used 2012 vehicle for roughly 14K paid in cash? Or, should I be the new version of that vehicle for roughly 19K at 0% interest for 60 months? I normally would never even consider buying a new car, but at 0% interest... I started to wonder... is it really costing me that much more to buy new?

Some notes:
1) I'd rather not say the vehicle name in case any of the dealer's I've been dealing with are on FW. Yes, I realize that I'm incredibly paranoid.
2) I can afford the new vehicle. I have retirement accounts, 529, savings, and emergency accounts relatively well funded. I normally don't like buying new because of the cost.
3) I like to drive cars forever. So, in Theory, a car that is 2 years newer will give me an extra 2 years on the back end before it bombs.
4) As to what I'd do with the extra cash on hand from the 0% interest, it would probably be a mix of savings (maybe 30%), CDs (10%), and blue chip stocks (60%). These are approximate numbers. If the stock market tanks, I'd put more cash in. Certainly the actions of the market in the last week or so have given me cause to think that it may pay to have additional cash on hand to deploy if this market ever finally tanks.
5) If buying the used car, I'm not sure if could put the car on CC. I believe this is YMMV. If I can, I would use 2% back card.
Question Deals
50% Tops and Sweaters AnnTaylor.com
Added on : Sunday October 05th 2014 02:00:05 PM
g: 0 Posted By: DaysFan
Views: 175 Replies: 0 http://www.anntaylor.com
50% OFF FULL-PRICE TOPS & SWEATERS**
**Offer valid at Ann Taylor stores in the U.S., other than a few select stores, and AnnTaylor.com for orders shipped within the US. The 50% off discount will be taken on full-price tops and sweaters on Friday 10/3/2014 at 3:00 AM EST until Monday 10/6/2014 at 3 AM EST. Discount will be applied automatically at checkout; no promotional code is needed. Select styles and pricing for this offer may vary between in-store and online and certain product exclusions apply: including the Perfect Shirt. Taxes, shipping fees, purchases of gift cards, charges for gift boxes and payment of an Ann Taylor Card or LOVE LOFT Card account are excluded from the discount. Not valid in conjunction with any other offer or total store promotion. Offer is not valid at Ann Taylor Factory stores, LOFT stores, LOFT.com, or LOFT Outlet Stores. OFFER NOT VALID OUTSIDE OF THE UNITED STATES. No adjustments to prior purchases. Not valid for cash. Offer is subject to change without notice.

EXTRA 60% OFF SALE STYLES*
*Offer valid at Ann Taylor stores in the U.S., other than a few select stores, and AnnTaylor.com for orders shipped within the US. The extra 60% off discount will be taken on all sale styles starting on Wednesday 10/1/2014 at 12 AM EST until Monday 10/6/2014 at 3 AM EST. Discount will be applied automatically at checkout; no promotional code is needed. Select styles and pricing for this offer may vary between in-store and online. Final sale items are excluded from the promotion in-store. Taxes, shipping fees, purchases of gift cards, charges for gift boxes and payment of an Ann Taylor Card or LOVE LOFT Card account are excluded from the discount. Not valid in conjunction with any other offer or total store promotion. Offer is not valid at Ann Taylor Factory stores, LOFT stores, LOFT.com, or LOFT Outlet Stores. OFFER NOT VALID OUTSIDE OF THE UNITED STATES. No adjustments to prior purchases. Not valid for cash. Offer is subject to change without notice.

50% OFF SELECT FULL-PRICE HANDBAGS
Offer valid at Ann Taylor stores in the U.S., other than a few select stores, and AnnTaylor.com for orders shipped within the US. The 50% off discount will be taken on select full-price handbags only on Friday 10/3/2014 at 11:00 AM EST until Monday 10/6/2014 at 3 AM EST. Discount will be applied automatically at checkout; no promotional code is needed. Select styles and pricing for this offer may vary between in-store and online. Taxes, shipping fees, purchases of gift cards, charges for gift boxes and payment of an Ann Taylor Card or LOVE LOFT Card account are excluded from the discount. Not valid in conjunction with any other offer or total store promotion. Offer is not valid at Ann Taylor Factory stores, LOFT stores, LOFT.com, or LOFT Outlet Stores. OFFER NOT VALID OUTSIDE OF THE UNITED STATES. No adjustments to prior purchases. Not valid for cash. Offer is subject to change without notice.

40% OFF FULL-PRICE FRAGRANCE
Offer valid at Ann Taylor stores in the U.S., other than a few select stores, and AnnTaylor.com for orders shipped within the US. The 40% off discount will be taken on full-price fragrances only starting on Friday 10/3/2014 at 3:00 AM EST. Discount will be applied automatically at checkout; no promotional code is needed. Select styles and pricing for this offer may vary between in-store and online and certain product exclusions apply: including the Signature Fragrance Gift Set. Taxes, shipping fees, purchases of gift cards, charges for gift boxes and payment of an Ann Taylor Card or LOVE LOFT Card account are excluded from the discount. Not valid in conjunction with any other offer or total store
Clothing Deals
Personal card for business purchases for points?
Added on : Sunday October 05th 2014 12:00:08 PM
g: 0 Posted By: mwarrior
Views: 101 Replies: 1 So given that Costco is ditching Am3x in Canada, and has already started accepting MC... Anybody have any insight on how CC issuers would feel about personal card usage for business purchases?
Also any suggestions on which MC to use? I've seen a few options such as the MBNA and BMO World Elite products, as well as Cap1.
Delta has a Skymiles card in Canada and it's 2miles/dollar (not a bad option).
I currently have a former Citi Driver's Edge card for 2% back across the board, but given the devaluation I'm not sure which would be a better option out of all of those...
And like I said, suggestions on how banks would feel using a personal card for mostly business use?
Question Deals
Student Loan Deferment Question
Added on : Sunday October 05th 2014 10:00:06 AM
g: 0 Posted By: hurricanedarby
Views: 53 Replies: 0 Hello all! I've searched the net trying to get the correct answer to this question and I thought I'd ask the pros. I am moving to Seattle in May 2015 and I'm wanting to find a job in my desired field (Human Resources). I only have minimal experience with Human Resources (one year) and I'm realizing that I may have to search for a few months and/or accept an entry level job in the field to get started. I realize I can defer my student loans, but would they be defered without interest acccuring (I have both subsidized and unsubsidized)? Is it considered a good enough reason that I'm holding our for a job in my field or do I have to be willing to accept any ol job? Thanks!
g: 0 Posted By: DaysFan
Views: 112 Replies: 0 http://weeklyspecials.pavilions.com/SafewayPavilions10012014PavilionsWeeklyAd/breakouts/b1067936_25.jpg
store locations at http://www.vons.com
TRANSFORMERS AGE OF EXTINCTION DVD$16.99+ Club Pricewhen you use your Card+ AND GET*- ONE (1) 2-liter bottle, Coca-Cola (any flavor) + ONE (1) 8-oz. package, Nabisco Snak-Saks, Selected varieties. *Participating items must be purchased in a single transaction with Card+ Limit one Blu-ray Combo Pack or DVD per transaction. Not all varieties available in all stores. Customer pays tax and CRV where applicable. Online and in-store prices, offers and discounts may differ. Includes Ultraviolet. Other restrictions and limitations apply. +VonsClub, Pavilions ValuePlus Card. Offer Valid 9/30/14 thru 10/7/14 While Supplies LastPrice Valid 9/30/14 - 10/7/14 TRANSFORMERS AGE OF EXTINCTION Blu-ray(TM)$19.99+ Club Pricewhen you use your Card+ AND GET*- ONE (1) 2-liter bottle, Coca-Cola (any flavor) + ONE (1) 8-oz. package, Nabisco Snak-Saks, Selected varieties. *Participating items must be purchased in a single transaction with Card+ Limit one Blu-ray Combo Pack or DVD per transaction. Not all varieties available in all stores. Customer pays tax and CRV where applicable. Online and in-store prices, offers and discounts may differ. Includes Ultraviolet. Other restrictions and limitations apply. +VonsClub, Pavilions ValuePlus Card. Offer Valid 9/30/14 thru 10/7/14 While Supplies LastPrice Valid 9/30/14 - 10/7/14
g: 0 Posted By: aljkinder
Views: 175 Replies: 0 Hi all. Im a long time reader first time poster. I saw a ad for this on Facebook after I was searching to buy some splitters online and this looked like a deal compared to the others I looked at, and also appeared to be the lowest price online for these splitters (3x for $3.98). It seems to be unadvertised on Amazon, but if you go toCMC2002H Splitterand if you add 3 of them to your cart the third one is discounted to free with the total for me being $3.98 with free S&H. Seller seems to have pretty good rating and the model splitter looks good on other Amazon reviews.

Anyway I needed a few for home. Hopefully someone else may too.
Electronics Deals

Amazon Coupons
g: 0 Posted By: Logan71
Views: 165 Replies: 0 If you're in the market for an upper end CPU cooler, it's hard to go wrong with Noctua
I've been waiting for this to go on sale for a number of months, and NCIX is running a sale though 10/7.

This is one of the very few CPU coolers that guarantees compatibility with tall RAM modules....

Newegg has it for $69currently and Amazon has it for $69.99.

NCIX has it for $49.99

Discounts can be found for first time customers and free shipping over $100.

Link
Computers Deals
SwissGear 20'' carry-on spinner luggage $41-51AC+FS @ Bon-Ton.com
Added on : Saturday October 04th 2014 01:00:05 PM
g: 0 Posted By: zysunny
Views: 188 Replies: 0 SwissGear 20'' carry-on spinner luggageBlack/redThe excitement is building as you pack your SwissGear Luggage for a much needed vacation. Easy to navigate through airports and resorts, this quality baggage features telescopic locking handles and multi-directional wheels for smooth maneuvering. This sturdy and attractive collection is made to resist scuffs and tears and stands up to the wear of long trips and rough handling.

Black/Red
20" Spinner: 20" x 14" x 7"
Each sold separately
4-360 spinner wheels
Telescoping locking handle
Scuff and tear-resistant material
Up to 1.5 in extra expandable space
Interior zippered mesh pocket
Adjustable compression straps
Manufacturers 5-year limited warranty
Polyester
Imported

Original: $202.00
Sale: $101.00 -$50 off $100 coupon (ZXCLUSIV14C) = $51 with Shoprunner free shipping.

Blue , Grey or TealAfter much planning, youre finally on your way with the SwissGear Spinner Collection. Each piece features a telescopic locking handle and spinner wheels to save your back and help you get to your next connection smoothly. This durable polyester luggage resists wear and tear and is ideal for the over packer as it expands to provide extra space for a few more souvenirs.

20" Spinner: 21.5" x 14" x 8.5"
4-360 spinner wheels
Telescoping locking handle
Scuff and tear-resistant material
Up to 1.5 in extra expandable space
Manufacturers 5-year limited warranty
Polyester
Imported

Original: $182.00
Sale: $91.00+ a filler -$50 off $100 coupon (ZXCLUSIV14C) = $41+ a filler with Shoprunner free shipping.



Luggage Deals

Bon-Ton Stores Coupons
R-134a KMart $5.99
Added on : Saturday October 04th 2014 07:00:06 AM
g: 0 Posted By: bulldogsrruff
Views: 155 Replies: 0 Just picked up a few cans of R-134a refrigerant at Kmart. They were $5.99 for 12oz cans. Great price before the EPA bans their use and the price becomes out of sight like R-12.
Diminished Value after accident
Added on : Friday October 03rd 2014 07:00:08 AM
g: 0 Posted By: releasefoobar
Views: 104 Replies: 0 Sorry for starting yet another diminished value thread but i want to clarify my understanding. I'm pretty sure its not worth the time/money to pursue diminished value in my case but i want to make sure.
State: Maryland
Car: 2005 VW Jetta TDI valued at 9k
I was parked on the street in my neighborhood by my house (residential neighborhood in a city). A tractor trailer came through the neighborhood trying to turn around, got stuck, and side swiped my car. Trucks are forbidden in the neighborhood.
Police were called, they refused to do a report because there was no bodily injury and did not issue the truck driver a citation for being where he shouldn't have been
We got all of his information for the truck and trailer plus his license
We spent several weeks calling to try to file a claim but the truck and trailer had different insurances, and were both rented by different companies and then rented again by a third company, the end result was no one would take our claim and pointed to another company to call. After a month of trying, I called my insurance company, explained the issue, and they suggested that at this point i should file with them (my own insurance), get the car fixed, and they will pursue the driver for the damage.
Fast forward a few months. My car is fixed and the bill was 3k.
My understanding is that if i want to pursue diminished value i would have to sue the truck driver directly instead of requesting it from my insurance company or whatever company ultimately ends up paying the claim? It is also my understanding that the car is too old to bother with diminished value?
Discussion Deals
Lifesmart 6 element Heater~Woot~$89.99 + $5.00 shipping
Added on : Friday October 03rd 2014 04:00:07 AM
g: 0 Posted By: valuemama
Views: 415 Replies: 0 Lifesmart LS1000HH13 6-Element Extra Large Room Infrared=30px$89.99$199.0055% offList PriceIn Stock.Ships in 1-2 business daysCondition=14pxNewLIFESMART LifePro Series offers ultra-efficient and safe heat at less cost than other heating systems. This heater and features 6 of our quartz infrared elements there is also a Lifetime Air Filter. In house testing shows our heaters are 38% more efficient then forced air electric, 66% more efficient then propane and 45% more efficient then electric baseboard yet this Infrared Heater only uses up to 1500 Watts which is no more than a common hair dryer. There are 3 energy savings settings including an Eco Setting that will heat smaller areas to 68 degrees using only 500 Watts. The heater is surrounded by stylish Quakers town oak stain all wood cabinet that is cool to the touch. E Z Glide casters will easily move from the heater from room to room. This amazing heater also includes a new larger remote control to operate the Digital Thermostat and Dual Timer settings that can be used to turn the unit on in up to 12 Hours ahead so your room is warm when you come home or turn off in up to 12 hours.

Provides Infrared warmth to a large room
Quakerstown stain all wood cabinet that is cool to the touch
110 Volt 1500 Watts plug and play 15 Amp circuit required
3 energy saving settings including 500 Watt eco setting
6 infrared quartz elements
Quiet scroll motor fan distributes heat
Digital thermostat control
Lifetime air filter
12 hour start and stop timer in 1 hour increments
EZ glide casters
New larger remote control
ETL listed for safety

Shipping Note:Shipping to Alaska, Hawaii, and APO addresses is not available for this itemWarranty:1 Year Lifesmart Warranty

While supplies last. Groupon had these a few days ago for $104.99, Home Depot for $129.99.

http://www.woot.com/offers/lifesmart-6-element-heater
Appliance Deals

woot! Coupons
Partnership scenario...
Added on : Friday October 03rd 2014 01:00:07 AM
g: 0 Posted By: Patieboy40
Views: 40 Replies: 0 Hi all -

Thought the FW community might be a good place to ask this. Opening a business with a partner , who will be hands off. It's a franchise. He's putting up 75% of the capital and 75% of the monthly overhead. Comes out to about $80K over the first year compared to my 25K. He'll get paid back first -- up to 75% of the revenue until payback which we anticipate will happen sometime around month 18.

At that point, he becomes a 15% owner of the business. We're trying to decide if this is the best approach or , should his addition cash contributions (above mine) be considered a note loan, etc.

Anyone have any experience in this type of agreement ? It's a very time consuming business - will be 50-60 hour weeks for at least the first few years.

Thanks!
Discussion Deals
Lifesmart 6 element Heater~Woot~$89.99
Added on : Friday October 03rd 2014 01:00:05 AM
g: 0 Posted By: valuemama
Views: 208 Replies: 0 Lifesmart LS1000HH13 6-Element Extra Large Room Infrared=30px$89.99$199.0055% offList PriceIn Stock.Ships in 1-2 business daysCondition=14pxNewLIFESMART LifePro Series offers ultra-efficient and safe heat at less cost than other heating systems. This heater and features 6 of our quartz infrared elements there is also a Lifetime Air Filter. In house testing shows our heaters are 38% more efficient then forced air electric, 66% more efficient then propane and 45% more efficient then electric baseboard yet this Infrared Heater only uses up to 1500 Watts which is no more than a common hair dryer. There are 3 energy savings settings including an Eco Setting that will heat smaller areas to 68 degrees using only 500 Watts. The heater is surrounded by stylish Quakers town oak stain all wood cabinet that is cool to the touch. E Z Glide casters will easily move from the heater from room to room. This amazing heater also includes a new larger remote control to operate the Digital Thermostat and Dual Timer settings that can be used to turn the unit on in up to 12 Hours ahead so your room is warm when you come home or turn off in up to 12 hours.

Provides Infrared warmth to a large room
Quakerstown stain all wood cabinet that is cool to the touch
110 Volt 1500 Watts plug and play 15 Amp circuit required
3 energy saving settings including 500 Watt eco setting
6 infrared quartz elements
Quiet scroll motor fan distributes heat
Digital thermostat control
Lifetime air filter
12 hour start and stop timer in 1 hour increments
EZ glide casters
New larger remote control
ETL listed for safety

Shipping Note:Shipping to Alaska, Hawaii, and APO addresses is not available for this itemWarranty:1 Year Lifesmart Warranty

While supplies last. Groupon had these a few days ago for $104.99, Home Depot for $129.99.

http://www.woot.com/offers/lifesmart-6-element-heater
Appliance Deals

woot! Coupons
g: 0 Posted By: ctgolfer
Views: 143 Replies: 0 shipping adds $5

Specifications: Display: 8.9" 10 point capacitive touch high definition color display; 1920x1200 resolution at 254 ppi, video playback up to 1080p, with IPS (in-plane switching) technology, advanced polarizing filter, and anti-glare technology Storage: Your Choice:

32GB (27.1GB available to user) of internal storage

or

64GB (55.7GB available to user) of internal storage

Battery Life: Over 10 hours of reading, surfing the web on Wi-Fi, watching video, or listening to music. Battery life will vary based on device settings, usage, and other factors such as web browsing and downloading content. Actual results may vary Charge Time: Fully charges in under 5 hours via the Kindle PowerFast charging accessory, or slightly longer with other micro-USB power adapters that you may already have. Charges in under 14 hours from your computer via the included USB charging cable (AC Adapter sold separately) Wi-Fi Connectivity: Dual-band, dual-antenna Wi-Fi (mimo) for faster streaming and fewer dropped connections than standard Wi-Fi. Supports public and private Wi-Fi networks or hotspots that use the 802.11a, 802.11b, 802.11g, or 802.11n standard with support for WEP, WPA and WPA2 security using password authentication; does not support connecting to ad-hoc (or peer-to-peer) Wi-Fi networks 4G Connectivity: 4G LTE 10 band wireless modem with HSPA+, HSDPA, and EDGE/GPRS fallback
*An AT&T data plan is required to connect to 4G. If you're not currently an AT&T customer, you'll need to create a new AT&T account on your device to use the wireless service. Ports: USB 2.0 (micro-B connector) port for connection to a PC or Macintosh computer or to connect to the Kindle PowerFast charging accessory.
Micro-HDMI (micro-D connector) port for high definition video output to televisions or A/V receivers Audio: 3.5 mm stereo jack and integrated stereo speakers with exclusive Dolby audio engine Content Formats Supported: Kindle (AZW), KF8, TXT, PDF, unprotected MOBI, PRC natively, Audible Enhanced format (AAX), DOC, DOCX, JPEG, GIF, PNG, BMP, Dolby Digital (AC-3), Dolby Digital Plus (E-AC-3), non-DRM AAC, MP3, MIDI, PCM/WAVE, OGG, WAV, MP4, AAC LC/LTP, HE-AACv1, HE-AACv2, AMR-NB, AMR-WB, HTML5, CSS3, MP4, 3GP, VP8(.webm) Sensors: Ambient light sensor, accelerometer, gyroscope, digital compass Location Services: Location-based services via Wi-Fi and assisted-GPS Additional Features: External volume controls, front-facing HD camera, built-in microphone, built-in Bluetooth with support for A2DP compatible stereo headphones, headsets, and speakers Accessibility Features: Voice Guide, Explore by Touch, Text-to-Speech, adjustable font sizes and color, built-in dictionary.Learn more System Requirements: Kindle Fire HD 8.9" 4G is ready to use right out of the box - no setup, no software to install, no computer required to download content Dimensions: 9.4"(H) x 6.4"(W) x 0.35"(D) Weight: 20 oz
In the box:

Kindle Fire HD 8.9" 4G LTE Tablet - (Your Choice)
USB 2.0 Cable
Quick Start Guide


http://computers.woot.com/offers/kindle-fire-hd-8-9-4g-lte-table...
Android Tablets Deals

woot! Coupons
Microcenter branded 32GB class 10 Micro SDHC $12.99
Added on : Thursday October 02nd 2014 03:00:05 PM
g: 1 Posted By: rbstern
Views: 180 Replies: 0 http://www.microcenter.com/product/385299/32GB_Class_10_Micro_Secure_Digital_High_Capacity_(Micro_SDHC)_Flash_Media_Card

It's the everyday price, but I thought I would call attention to it, since there are few deals in a 32GB micro SDHC that even come close to this price point. Comes with a Micro SD adapter as well.

I added one to my LG phone (Thrill running Android 4) and it works perfectly. Nice to have that much space on me at all times for moving files around, backups etc.


Micro SD Deals
Free Kindle Books- Outdoor Photography of Japan: Through the Seasons
Added on : Thursday October 02nd 2014 08:00:20 AM
g: 13 Posted By: remick
Views: 274 Replies: 1 Outdoor Photography of Japan: Through the Seasons - Volume 1 of 3 (Winter/Spring)
http://www.amazon.com/Outdoor-Photography-Japan-Through-Seasons-...

Outdoor Photography of Japan: Through the Seasons - Volume 2 of 3
http://www.amazon.com/Outdoor-Photography-Japan-Through-Seasons-...

Outdoor Photography of Japan: Through the Seasons - Volume 3 of 3
http://www.amazon.com/Outdoor-Photography-Japan-Through-Seasons-...


A Book of Photos taken in eastern and northern Japan through the four seasons of the year. Daniel has been living in Japan for over 10 years and he and Kazuya have known each other for about 9 of those years. They have been traveling around together and doing photography in northern and eastern Japan and exhibiting their work on their respective websites. Friends have been encouraging them to prepare a book of their photos so that the world can see them. They have finally gotten around to doing just that. This book highlights approximately 430 of their photos. The photos range from astounding mountain scenery taken through the seasons to close-up photos of flowers also through the seasons. If you wonder what Japan has to offer the traveler or tourist this book will give you some hints and clues as to what you might be able to see if you travel to Japan in any of the four seasons. This book will take you as far north as you can go on Hokkaido, the Northern Island, as well as to Akita, Aomori, Fukushima, Gifu, Gunma, Kanagawa, Nagano, Niigata, Saitama, Shizuoka, Tochigi, Toyama, Yamagata and Yamanashi Prefectures in Japan.



also

Some Violets of Eastern Japan - 2nd Edition
http://www.amazon.com/gp/product/B00JZG2JYK/

Climbing a Few of Japan's 100 Famous Mountains - volumes 1-12
http://www.amazon.com/s/ref=nb_sb_noss?url=search-alias%3Ddigita...
Totally Free Deals
Toys R Us: Arts Crafts Clearance Sale Starting at $1.48
Added on : Thursday October 02nd 2014 07:02:22 AM
g: 0 Posted By: ShoppingChick
Views: 190 Replies: 0 Toys R Us has the Arts & Crafts Clearance Sale with prices as low as $1.48.

A few notable items:

Teenage Mutant Ninja Turtles 9x11 Activity Kit- $2.48 (was $4.99)
Transformers Sticker Activity Set - $2.98 (was $9.99)
Roomies Gadget Girls - $3.98 (was $9.99)
Totally Me! Fashion Tape Creations Mega Set - $12.98 (was $19.99)

Art Supplies Deals

Toys R Us Coupons
g: 0 Posted By: ctgolfer
Views: 107 Replies: 0 Quality polarized shades from Outdoor Life that are yours for pennies on the dollar. Full TAC, HD polarized, anti-glare lenses with 100% UVA/UVB protection. A rare chance to pick up a few gems for next to nothing. Legit $30+ sunglasses for only 5 duckets? Oooh child! That's gonna put a toothy smile on your mug.

www.fieldsupply.com/outdoor-life-polarized-sunglasses-86-percent...
Fieldsupply.com Deals
g: 2 Posted By: lousygolfer
Views: 134 Replies: 0 Benjamin Prowler $74.99 @ Airgundepot.com

Benjamin Prowler .177 caliber air rifle w/ Nitro gas piston, refurbished- this is a break barrel single-shot pellet gun powered by a gas piston, not a louder spring (breaking the barrel and pulling it back compresses the piston - no multiple pumps required) - . $74.99 + S&H (was $10 ground for me) at www.airgundepot.com. This is by far the cheapest I've seen a gas piston-powered break barrel air rifle, which should be quieter than a spring gun plus it can be left cocked, which one cannot do with a spring piston gun without ruining the spring. Gas piston riflesare usually in the $120+ range and can go up to $1000 fora high end German rifle. Since this is a refurb, it has a shorter warranty, only 30 days I believe, and Airgun Depot likely has a limited stock of these, so if you're interested, you probably want to jump on this deal.

This is made by Benjamin/Crossman in China, so it's not up to the quality standards of a Weihrach, RWS/Diana, Feinwerkbau, etc... Most people say it's decently made, though, it's powerful (1000 fps w/lead pellets, 1200fps w/alloy pellets - about the velocity of a .22 Short rimfire cartridge but with less energy), fairly easy to cock and pretty accurate with the right pellet (may need to try quite a few brands and models of pellets, but most Benjamin and Crossman guns seem to shoot best with Crossman Premier pellets). Biggest complaints are mainly the same as with any sub-$200 air rifle, that the scope isn't high quality and the trigger is too heavy, too sloppy and/or has too long of a pull; I believe one can replace the trigger pretty easily with a high quality aftermarket two-stage trigger that costs about $33, made by a retired airgun enthusiast going under the name of Charlie Da Tuna - www.charliedatuna.com- per a lot of reviews and comments at Pyramid Air Gun Mall (www.pyramidair.com) the guy is legit and makes a very high quality trigger.

From Benjamin's website:

Boasting a lighter and smoother cocking force than other rifles in its class, the Prowler break barrel air rifle generates sizzling velocities up to 1200 fps. Featuring the patented Nitro Piston technology, the Prowler air rifle has reduced recoil and shoots with 70% less noise than other break barrels. With its rifled steel barrel, two-stage adjustable trigger and CenterPoint 4x32mm scope, the Prowler delivers power and accuracy in a contemporary package.

All-weather stock
CenterPoint 4x32mm riflescope
Rifled steel barrel
Adjustable, two-stage trigger
18 foot pounds of energy (fpe)

SPECS:

Model Number: BPNP17X
Pellet Velocity: Up to 1000 fps
Alloy Pellet Velocity: Up to 1200 fps
Weight: 6.4 lbs
Length: 45 in
Mechanism: Break Barrel
Power Source: Nitro Piston
Caliber .177
Ammunition: Pellets
Capacity: Single Shot
Barrel: Rifled Steel
Optics: 4x32 mm
Safety: Lever
Stock: Synthetic

Guns & Ammo Deals
Phillips 10.5W(60W) A19 Slim LED Bulb $1.97 at Home Depot B&M YMMV
Added on : Thursday October 02nd 2014 07:00:22 AM
g: 0 Posted By: snoopy007
Views: 412 Replies: 6 Phillips A19 Slim LED 10.5W (60W) is on-sale at Home Depot instore.
These were priced at over $15.00 a few month ago and was on sale for $5.97.
It's drastically reduced to $1.97 at the Lancaster, PA store.
I'm currently using these at my house and it's very bright.
These are also Dimmable!!!!
Home & Garden Deals

Home Depot Coupons
J Crew factory store extra 30% off coupon code Today Only 10/2
Added on : Thursday October 02nd 2014 07:00:08 AM
g: 1 Posted By: spikemansd
Views: 93 Replies: 0 J.Crew Factory Extra 30% Off & Free Shipping Until 12PM

http://factory.jcrew.com

Promo code: carbs

Discount is applicable site wide with only a few exceptions.
Clothing Deals

J.Crew Factory Coupons
FitStudio daily deal (bug?)
Added on : Tuesday September 30th 2014 06:00:07 PM
g: 0 Posted By: steveo
Views: 0 Replies: 1 For those Shop Your Way folks out there, it looks like the FitStudio.com daily deal is broken - allowing you get multiple "coupons" instead of just one per day. I'm pretty sure these are NOT stackable, but keep trying until you get something like $5 off $15. A few weeks ago, I had about $17 off $20 (multiple surprise points) and went into the store, and the system didn't really know how to handle them, so the associate essentially stacked them and gave me the full discount.
Health Deals
g: 0 Posted By: leonc
Views: 0 Replies: 0 While this isn't the lowest price ever for this football (that appears to be $8, but it only hit that price a few times and for what appears to be a single day each time), getting an official (NFL) size American football for under $10 is a great price, and the Amazon price just dropped below the $10 point to a current price of $9.89 with FSSS or free 2 day with Prime.
Linkazon

As an added note, for those who are not aware, if you have a Wilson football and the bladder springs a leak, you can get a replacement bladder and new laces from Wilson for only $5 shipped. You just send a check and tell them what size ball the new
bladder is for and they send the replacement bladder and laces. The address to send the check to is:
Wilson Sporting Goods
Attn: Football Repair
217 N. Liberty Street
Ada, OH 45810

In my case, I received the new bladder in about 2 weeks or less.



Sports & Outdoors Deals

Amazon Coupons
MKS Pedals (5 models) $12.28 - $25.76 FS
Added on : Tuesday September 30th 2014 04:00:02 PM
g: 0 Posted By: bridgeforsale
Views: 0 Replies: 0 Old school MKS pedals are well known top quality components. Some of these require toe clips, some can be used with or without, and one cannot use any toe clips at all.

Models I found:

GR-9 (needs clips)
Sylvan Track (clips optional)
Sylvan Touring (clips optional)
RMX Sneaker (clips not used)
Urban Platform (needs clips)

FIRST READ THIS: I've never heard ofReviviscent Reilluminations LLCso I don't now know what to expect. These are VERY cheap prices compared to others on the net, and FREE SHIPPING is included. Sounds too good to be true, right? So it's definitely a YMMV situation. I'm still mulling over whether to pull the trigger. Losing a few bucks is no big deal. Giving my CC number to someone who may be unreliable is something else. So consider that a warning.

http://reviviscent.com/search.php?t=mks

One other thing. This is not a bicycle site. They have other items, not too many. Looks like a shoestring start up.

Craftsman 1 in. Self Feed Spade Bit $4.49 cleranced to $1 Found in IL YMMV!
Added on : Tuesday September 30th 2014 12:00:03 PM
g: 0 Posted By: ywd
Views: 187 Replies: 0 Found a few left with clearance sticker in Vernon Hills, ILsears clearanced to $1
Craftsman 1 in. Self Feed Spade BitRegular price $4.49Description Item # 00964286000P Model # 642861 in. self feed spade bit. Cuts 3x faster than standard spade bits. Pulls the bit through the wood and reduces the pressure necessary to drill a hole.


Tools Deals

Sears Coupons
Fidelity Financial Engines professional management
Added on : Monday September 29th 2014 03:00:05 PM
g: 0 Posted By: letsspendlotsofmoney
Views: 85 Replies: 1 I have a couple 401k's through fidelity and they are offering a "personal retirement evaluation" prepared by "Financial Engines" Their professional management fees are 0.4% on the total and they claim is 60% less than RIA registered investment Advisors ... There are no program fees for the first 6 months...I realize this is a sales pitch to get more moneys under their management....

Is there any "great" reason to even give it a try? I currently have a fairly diverse portfolio that has been growing steadily the last few years.

It definitely doesn't feel like a personal 1 on 1 meeting for advice...
Question Deals
Rachael Ray Tools Bench Scrape Shovel (Assorted Colors) - $5.09 @ Amazon
Added on : Monday September 29th 2014 01:00:14 AM
g: 0 Posted By: st4rdust
Views: 177 Replies: 0 Amazon has theRachael Ray Tools Bench Scrape Shovel(Red) on sale for$5.09. Other colors are only a few cents more. Free Super Saver Shipping on orders of $35 or more.

4.8/5 stars based on 560 customer reviews.

Camelx3 has this marked as a good deal, so I thought I'd share it

Shovel face crafted in durable, nonporous stainless steel
Soft taper at shovel's edge for scooping ease
Secure and comfy ribbed rubber covers shovel handle
Dishwasher safe
Limited lifetime warranty

Tools Deals

Amazon Coupons
Combat roach killing bait strips 10 pack $0.01 @ homedepot YMMV
Added on : Sunday September 28th 2014 01:00:03 PM
g: 0 Posted By: kb3840
Views: 63 Replies: 0 Walked into Home Depot and looked in clearance section and saw this roach killer for free on a big price tag. I got it at the store in novi Michigan. I took the last one so no point going there. I'll post reciept in a few hours.
8 dollars on Amazonhttp://www.amazon.com/gp/aw/d/B00ANFBGYQ/ref=mp_s_a_1_fkmr0_1?qi...
Home & Garden Deals

Home Depot Coupons
Oh no, another credit report question...
Added on : Saturday September 27th 2014 05:00:08 PM
g: 0 Posted By: pandarn
Views: 96 Replies: 1 Please direct me if there is another thread about this!

In 2012 I had a short sale on a home. I negotiated with the bank and am currently paying back a loan for a portion of the deficiency balance. The original amount of the new loan was $5XXX. I have made all payments on this new loan on time, and all payments have been for more than the required payment amount as I would like to get this paid off.

I had been monitoring my credit reports, no problems were noted with accounts from the bank involved, until I pulled all three credit reports a few days ago. They have now reported on Equifax that I have a foreclosure (I realize a short sale affects credit scores almost the same, but this is incorrect). Also, they are reporting an outstanding balance/past due balance of $4000, which actually is the amount charged off. The new loan, for the deficiency balance, is being reported as a charged off account, with the entire remaining balance showing as past due.

I have disputed these items with Equifax. Opinions wanted on whether the accounts are actually reported the proper way and I am just in a sad state of denial about it, or if they are incorrect as I believe, or maybe a mix of correct and incorrect.
Question Deals
Legal ways to lower tax liability between now and EOY
Added on : Saturday September 27th 2014 08:00:15 AM
g: 0 Posted By: hdpq
Views: 47 Replies: 1 My position at my previous employer was eliminated back in April and I received a fairly decent severance package. To put it bluntly, I earned more during severance than I would have if I had been an employee. Adding to the gravy train, I landed a job with a similar salary about a month ago, so I'll be "double dipping" for a few more weeks.

What can I do to lower my tax liability for 2013?

Since I am "double dipping" for a while, I'm going to be maxing out my 401k contribution. I have a feeling I'll be subject to income limitations for Traditional IRA contributions, so I won't make those contributions until next year for calendar year 2014. I do have 2 kids, so I can contribute to their 529 plan and lower my tax liability, but I have to make those contributions before 12/31. I am maxing out my transit benefit from my new employer, but that's just a couple hundred bucks a month - so won't make a huge difference. I do have a rental property, but we didn't have a lot of expenses there, so likely will just be taking some standard deductions with that.

I know this is a fairly broad question - but I'm open to ideas on how to legally lower my federal and state tax liabilities for 2014.

Tax Deals
School Charging $$$$$ if a teacher leaves. Legal?
Added on : Saturday September 27th 2014 12:00:05 AM
g: 2 Posted By: biggsben
Views: 4230 Replies: 80 Good Afternoon all,
I am posting on behalf of my Girlfriend. She was working at an inner city title 1 charter school teaching 2nd grade. She signed a 1 year contract that does state that a $1500 dollar fee can be charged if the teacher does not give 30 days notice. However due to the workingenvironmentand that the school has given her nothing in regards to training or other that she should not owe that money.
The administration was very loose and not very strict when dealing with students. Consequently the workingenvironmentwas not the best. My Girlfriend had student taught at an inner city school 2 years ago and another title 1 school last year. Student discipline and classroom management were not an issue. However back up by admin was lacking.
There were 4 issues that were not addressed by admin. On the first day 2 students got into a fight and when she broke it up there was no help from admin in dealing with the students. Neither was suspended or disciplined by the school at all. Another instance of children fighting in the school yard. Students trying to punch teachers. A student slapped a Para (teachers aide) and nothing was done. A student tried to shove my Girlfriend down the stairs when she was at the top standing and asking the student to get back to class. Another student elbowed her when she got close to him and asked him to come to the nurse (in order to take his medicine). None of these students have had anyrepercussionsfrom the administration. When specific events are brought to the attention of admin through email they do not respond to email but instead go directly to the teacher and speak in person. They will not (and have not) email any information that forces them to take action. They have gone so far as to side step the rules about DFS reporting about issues at home by coming directly in person to teachers and not emailing them.
The school is only a few students over minimum enrollment for the school. If they lose a few more then they will be shut down due to lack of funding. I believe this is the reason for not making waves with parents.
My GF was called for an interview at a school and offered the job at a much safer environment where the admin backs up their teachers. She planned on giving two weeks and if they demanded the 30 then speak then. She had another incident with a student trying to injure another student. She handled the incident brought it to the administrations attention and they dismissed it and said that it was fine. That there doesn't need to be any punishment. She told them then that she would have her things out by the end of the dayandthat she could not work in thatenvironment. She told them on the exit interview that she would not be paying the fee due to an unsafeenvironment; Today (6 days later) sent a letter demanding payment today.


My question is do you think there is any standing for a school that has an unsafeenvironment to fine the teacher for leaving?

Should this be brought to Department of Educations attention or would it be better to go to Department of Labor?

Just chalk it up as a lesson learned pay the fee be glad to be out of that situation into a new job and be happy that she is no longer there?

Talk to an employment lawyer and start paying him/her to get on the case?

P.S. no pics, can't have them floating around and make this identifiable.

EDIT: I edited the amount of money in title so that it would not be as identifiable.
Personal Finance Deals
Help With Finding Insurance Broker
Added on : Friday September 26th 2014 03:00:09 PM
g: 0 Posted By: scottybweyy
Views: 41 Replies: 0 I have tried locally with a few brokers in SC with very poor results. Three times I feel like I received poor customer service. After a week of waiting for quotes, I still hadn't received any updates and after pinging for a few more days I would just ask them to cease shopping and moving on.

I'm looking to potentially bundle homeowners, flood, auto, and umbrella. Are there any decent online brokers you would recommend?
Insurance Deals
g: 0 Posted By: 85CJohn
Views: 151 Replies: 3 I haven't tried this deal myself, hope it works

In this week's ad, expires 9/27
http://www.staples.com/HP-Pavilio...ct_1075767
Reg price $499.99, on sale for $349.99 minus $100 coupon= $249.99

HP, Pavilion 500-336 PC, 1TB Hard Drive, 4GB Memory, Intel Core i-3
Item: 1075767 Model: G4B25AA#ABA

4th generation Intel Core i3-4130 processor
4GB PC3-12800 DDR3-1600 SDRAM memory 1x4GB (expandable 16GB)
SuperMulti DVD Burner

With clean modern styling, the new HP Pavilion 500 provides all-around simplicity. From good sound to easy sharing, this PC makes daily tasks comfortably enjoyable.
Intel HD Graphics 4400
HP 7-in-1 Media Card Reader-Supports SD, SDHC, SDXC, Memory Stick, Memory Stick
4 x USB 3.0 and 4 x USB 2.0 ports: For fast digital video, audio and data transfer.
Wireless LAN 802.11b/g/n featuring Single-band (2.4Ghz) 1x1
Windows 8.1

Staple has $100 off desktop PCs regularly priced $499 and above.
http://easy.staples.com/pub/sf/Fo...h5N7lAba7z.

Complete specs here
http://h10025.www1.hp.com/ewfrf/w...c=en&lc=en
Desktop Computer Deals

Staples Coupons
Demand letter from previous tenant, respond?
Added on : Friday September 26th 2014 07:00:13 AM
g: 1 Posted By: sailinlight
Views: 56 Replies: 3 I had a tenant move out after going month-to-month after the expiration of their lease. About six months past into the month-to-month I gave them 30 days notice (per the lease, state law specifies 7 days) to move out since we decided to sell the house. Tenants were not happy about moving out, but things went relatively smoothly. Didn't do a formal move-out pre-inspection but I went over there to talk to the tenants and the place was a mess. They had three children and apparently didn't believe in discipline whatsoever. There were crayon and marker all over the walls, large and small holes in the drywall in many walls throughout the house, the kitchen was a mess, etc. They promised that everything would be fixed when the moved out. After move-out, the place was less of a disaster but not anywhere close to move-in ready. The drywall patches were extremely poorly done and required sanding and repainting, much of the marker on the walls didn't come out so required sanding and repainting.
Painting alone cost $800, plus there were other things like cleaning the oven, walls which didn't need repainting, grass needed reseeding where . They also owed about $500 in back rent for the first few weeks of the last month they were there which they didn't bother paying. Total security deposit was $1,000, and I withheld the other $500 for repairs/cleaning. I itemized charges well in excess of $500 and put a line at the bottom for goodwill negating the amount over what the security deposit would cover. They clearly weren't happy about this..
So yesterday I get a demand letter from an attorney asking for the $500 back or a lawsuit would be filed for triple the original security deposit. From reviews I found this law firm seems to handle mostly prepaid legal services, and the letter even said that further contact should be made directly with the former tenants, so I suspect the chances that they plan to retain the law firm for an actual suit is low, most likely if they do sue it would be in small claims I imagine.

How would you respond if at all? I am thinking one of these choices-
1) Ignore it and see if they sue
2) Respond back with the plethora of pictures I have (which I already sent with the original itemization) saying that I believe I was correct in withholding the deposit
3) Respond back stating that if a suit is filed, that I would counter-sue for the water damage they allowed to accrue in the basement, a bleach stain in the carpet which I didn't note in the original itemization because I didn't replace the carpet, dents in the refrigerator which was brand new, a new water heater to replace one that was working fine but they threatened to sue over stating all five of them couldn't take back to back showers and baths so the house was not fit for habitability, etc

I have no intention to pay them without a court order. They were the worst tenants I've ever had, called all the time for the most minor of things (they overloaded a GFI outlet once and made me come over to replace it because the sprinkler control box was on the outlet and said that if I didn't come fix it, they'd let the lawn die- all it needed was the reset button pressed), let the basement flood (then tried to complain about mold, which they also brought up in the demand letter) without notifying me for almost two days.

Thoughts? I promise to keep the thread updated for entertainment value (if there is any for anyone).
Personal Finance Deals
g: 1 Posted By: remick
Views: 144 Replies: 0 Joyful Momma's Guide to Shopping & Cooking Frugally
http://www.amazon.com/gp/product/B0077H7NNQ
4.4 out of 5 stars (48 customer reviews)

Have you noticed the cost of groceries absolutely skyrocketing?
As the cost of feeding our families well on a tight budget continues to climb ever higher, we need to reevaluate how we spend the money in our grocery budget. Thats where Joyful Mommas Guide to Shopping & Cooking Frugally comes in.
If youre like me, youve been frustrated by the rising prices of groceries, while the family income either remains the same or goes down. It seems like everyone is looking for ways to cut back on their grocery bill.
Let me help you learn how to save big money at the grocery store with some simple and easy-to-implement tips!

☑ Do you wonder how some people seem to save big money with coupons while coupons only seem to make you spend more? (See page 26)
☑ Do you always seem to go over budget when grocery shopping? (See page 40)
☑ Are menu planning and making a shopping list overwhelming you? (See page 18)
☑ Does your menu plan go out the window after husband and children snack on vital ingredients? (See page 23)
☑ Are you struggling with managing or losing weight while keeping with a super tight budget? (See page 80)
☑ Is the challenge of breaking free from using pre-packaged foods overwhelming you? (See page 57)
☑ Do you find yourself frustrated with the challenge of making your frugal meals flavorful and healthy? (See page 53)
☑ Is the time crunch keeping you from cooking from scratch, couponing, and planning? (See page 66)
☑ Do you struggle with feeling overwhelmed and depressed over the challenges the economy is bringing to your family? (See page 5)

All of these questions (and more) are answered in Joyful Mommas Guide to Shopping & Cooking Frugally. I wrote most of this book based on real life questions Ive gotten on Twitter, Facebook, and email about saving money at the grocery store, so it is geared towards answering real world questions.



The Walgreens Drugstore Game: Strategies to Turn Pocket Change into Thousands of Dollars' Worth of Free Products
http://www.amazon.com/dp/B00FLBV228/
4.4 out of 5 stars (12 customer reviews)

This is the Book Walgreens Prefers You Wouldnt Read
For less than the cost of one razor (which you will score for free over and over again using the tactics in this book), learn how to legally walk out of Walgreens with lots of free products using their own currency: Register Rewards and Balance Rewards Points.



The Everyday Cookbook: A Healthy Cookbook with 130 Amazing Whole Food Recipes That are Easy on the Budget
http://www.amazon.com/gp/product/B00C89GS1Q
4.2 out of 5 stars (14 customer reviews)

In my family we are no strangers to stretching the dollar, living in an ex-Communist country that is still one of the poorest within the EU. We are always living paycheck to paycheck, so we find the cheapest ways possible to cook meals that will feed our family of five. Our favourite recipes are strongly influenced by traditional cuisine and contain a lot of simple, hearty foods. When I think about it, every meal in my house is a comfort food and is also cooked with the budget in mind.
The Everyday Cookbook: contains some great tips on cooking on a budget as well as 130 recipes for savory soups and stews, satisfying salads, hearty casseroles and delicious desserts.



Ultimate Spartan Budgeting and Minimalism: How to Save Money, Increase Productivity and Live Simply
http://www.amazon.com/dp/B00NQHE15O

Have you wanted to save money, but youre not sure how? This book is a hard hitting system to apply principles of the ancient Greeks to cut out anything thats wasteful and focus entirely on fulfilling your Master Plan, whether that involves getting out of debt or traveling the world.



The Hard Times Kitchen: Homestyle Recipes for a Small Budget
http://www.amazon.com/Hard-Times-Kitchen-Homestyle-Recipes-ebook...

Chock-full of homestyle recipes that are perfect for the budget-minded cook, These frugal, yet delicious recipes are prepared with just a handful of easy to find ingredients. More than 40 easy recipes including Beef & Butternut Squash Stew, and Pennsylvania Dutch Pot Pie - plus lots of tips helpful money-saving tips. With an emphasis on unprocessed foods, and simple, from-scratch cooking, The Hard Times Kitchen Homestyle Recipes on a Small Budget is sure to please both the experienced home cook and the beginner alike.



Couples Money - What Every Couple Should Know About Money and Relationships
http://www.amazon.com/gp/product/B005LXW7UW/
4.7 out of 5 stars (29 customer reviews)

Couples Money - What Every Couple Should Know About Money and Relationships is written by a married couple in the financial serives industry, Marlow and Chris Felton. They share their personal story of financial transformation and insights they have gained from thousands of couples they have worked with over the last 12 plus years.
Couples Money is an introspective look at a leading cause of divorce; money. Most couples think they are alone in their financial struggles and they have the stories to prove they are NOT! Marlow and Chris help couples get on the same page with easy to follow concepts and action steps they have personally seen work. They believe they have the cure for "financial cancer" that plagues many couples and share their stories to help save millions of relationships.



Zero Waste Minimalism & Homesteading Basics Box Set: Increase your Happiness by Reducing your Waste; How to Build a Life of Self Sufficiency
http://www.amazon.com/Zero-Waste-Minimalism-Homesteading-Basics-...

Youre about to discover how tolive life to the fullest without the burden of material possessions! Minimalism is a lifestyle that promotes self-reliance while encouraging individuals to enjoy every moment, indulge their passions, live debt-free and own all the basic necessities of comfortable and content living! In this book, youll learn of the first few steps towards a minimalistic lifestyle, eliminating waste in your life and living an intentional existence.



Find A Penny: A Financial Journey
http://www.amazon.com/Find-Penny-Financial-Donna-Sako-ebook/dp/B...

This book a journal of those personal experiences and the lessons learned. After reading a multitude of economic, financial, and professional books on investing, insurance, budgets, saving, and retirement, I realized nobody was showing the reality or results of what really may happen in life. This book is written to entertain and share ideas and information of what I found to be the best and worst of that advice.

Totally Free Deals
Cable Modem Zoom 5341J DOCIS 3.0 for $59 at Amazon
Added on : Thursday September 25th 2014 10:00:04 PM
g: 0 Posted By: thesandman2
Views: 71 Replies: 0 http://www.amazon.com/Zoom-DOCSIS-Cable-Modem-5341J/dp/B0063K4NN...

Zoom 5341J at Amazon for $59. Fantastic price for a DOCSIS 3.0 modem with a reputation for being workhorse.

I had a Motorola SB6121 that after 2 years started dropping signal several times a day. I read that this is fairly common for the SB6121 due to powersupply failing with time. I wanted the replacement to be different brand from motorolla and the Zoom has a great reputation going back decades to the dial up modem days. The Zoom been rock solid over the last month

As a side note, the 5341J is capable of bonding 8 down stream channels and 4 upstream channels for the few who need this (the older zoom 5341 without the "J" was a 4x4 modem). This makes the 5341J comparable to the motorolla SB6141 rather than the SB6121

Here is a discussion on comcast forums of the 5431J vs SB6121. They feel the 5431J to be a superior modem.
Electronics Deals

Amazon Coupons
WEN 73002 500-Pound Capacity Service Cart $69.99 + SH @ Woot
Added on : Thursday September 25th 2014 10:00:03 PM
g: 0 Posted By: ctgolfer
Views: 48 Replies: 0 shipping adds $5

Will not rust, chip or dent with an easy to clean surface for simple maintenance
5-inch non-marring casters provide effortless and smooth mobility without scuffing surfaces
Two 30-inch by 16-inch by 3-inch shelves provide a 500 pound total weight capacity
Convenient push handles include a few smaller compartments along with a cup-holder
Durable polypropylene material ensures a long lifespan

http://tools.woot.com/offers/wen-service-cart-500lb-capacity-2
School Charging $1500 if a teacher leaves. Legal?
Added on : Thursday September 25th 2014 08:00:19 AM
g: 0 Posted By: biggsben
Views: 106 Replies: 6 Good Afternoon all,
I am posting on behalf of my Girlfriend. She was working at an inner city title 1 charter school teaching 2nd grade. She signed a 1 year contract that does state that a $1500 dollar fee can be charged if the teacher does not give 30 days notice. However due to the workingenvironmentand that the school has given her nothing in regards to training or other that she should not owe that money.
The administration was very loose and not very strict when dealing with students. Consequently the workingenvironmentwas not the best. My Girlfriend had student taught at an inner city school 2 years ago and another title 1 school last year. Student discipline and classroom management were not an issue. However back up by admin was lacking.
There were 4 issues that were not addressed by admin. On the first day 2 students got into a fight and when she broke it up there was no help from admin in dealing with the students. Neither was suspended or disciplined by the school at all. Another instance of children fighting in the school yard. Students trying to punch teachers. A student slapped a Para (teachers aide) and nothing was done. A student tried to shove my Girlfriend down the stairs when she was at the top standing and asking the student to get back to class. Another student elbowed her when she got close to him and asked him to come to the nurse (in order to take his medicine). None of these students have had anyrepercussionsfrom the administration. When specific events are brought to the attention of admin through email they do not respond to email but instead go directly to the teacher and speak in person. They will not (and have not) email any information that forces them to take action. They have gone so far as to side step the rules about DFS reporting about issues at home by coming directly in person to teachers and not emailing them.
The school is only a few students over minimum enrollment for the school. If they lose a few more then they will be shut down due to lack of funding. I believe this is the reason for not making waves with parents.
My GF was called for an interview at a school and offered the job at a much safer environment where the admin backs up their teachers. She planned on giving two weeks and if they demanded the 30 then speak then. She had another incident with a student trying to injure another student. She handled the incident brought it to the administrations attention and they dismissed it and said that it was fine. That there doesn't need to be any punishment. She told them then that she would have her things out by the end of the dayandthat she could not work in thatenvironment. She told them on the exit interview that she would not be paying the fee due to an unsafeenvironment; Today (6 days later) sent a letter demanding payment today.


My question is do you think there is any standing for a school that has an unsafeenvironment to fine the teacher for leaving?

Should this be brought to Department of Educations attention or would it be better to go to Department of Labor?

Just chalk it up as a lesson learned pay the fee be glad to be out of that situation into a new job and be happy that she is no longer there?

Talk to an employment lawyer and start paying him/her to get on the case?

P.S. no pics, can't have them floating around and make this identifiable.
eBay and gift cards
Added on : Thursday September 25th 2014 07:00:10 AM
g: 0 Posted By: hpmax
Views: 25 Replies: 1 I was looking for prepaid gift cards on eBay. I noticed that there are several prepaid cards that are selling for slightly below face value, and some selling for significantly above face value (in one case, someone listed a $300 card for $480). I have trouble understanding this. If the card were stolen (or obtained illegally) you'd think the seller would want to get rid of it at a discount. If the person is buying it with a stolen card, why buy above face value. Heck, they could just go to Staples and buy one with a credit card (either online or in store) for only a few dollars over face value. Yes, people could be trying to use up coupons or reward points (or earn them), but not sure why someone would be willing to pay that much over face value. There was a thread about this a while ago, but I never was really satisfied with the answers.

There is also another phenomenon that strikes me as odd. People are selling prepaid cards they are claiming have no value on them. One person listed 10 visa prepaid cards for $50. Why would someone pay $50 for a few worthless cards? Are the buyer and seller in cahoots and somehow willing to absorb a 13% hit on the transaction? Seems remarkably stupid.
g: 0 Posted By: remick
Views: 212 Replies: 0 http://www.amazon.com/dp/B00NTTPM9S/

A book detailed with the story of a young entrepreneur (Nate O'Bryant) giving intellect and wisdom on how he became a 6- figure in less than 1 year. Jam packed with professional coaching, motivation, and testimony onunlocking and activating the true entrepreneur in you. The purpose of this book is to educate and entertain.



also free

Small Business Marketing: An Insider's Collection of Secrets
http://www.amazon.com/gp/product/B00EJ72EBI/

This is a book for the Small Business Owner, who wants to know the secrets of how to rocket sales through a structured, yet multifaceted Small Business Marketing and Public Relations campaign. Inside you will discover how reach a Target market with maximum return for your time and money invested.

This book is about turning your company into a booming successful business right now, while not spending fortune trying to do so. Written with the small business marketing budget in mind; this book shares hard won practical experience learned over four decades.

"An integral part of the success of a small business marketing campaign is trying to find the Wow! factor in all that you do. It is also examining closely what works, and keeping what does, and tossing out what does not. This book is about sharing ideas and strategies that can help you achieve the Wow factor on a low budget and at the same time adhere to the tools that are working.

Just like a three ring circus, one clown dancing does not Wow the crowd. So one needs to include the elephant, the daring trapeze, the balancing act and the lion tamer and have them all going on at the same time seven days a week to start approaching the audience Wow factor. One does not just run a single advertisement and wait.

One runs the advertisement, hosts an event, sends direct mail, makes calls, hands out flyers in the community, calls a press conference, etc. One thinks like a circus, and is always looking to have as many 'acts' in motion at one time."
~ Michael Delaware, Author

If you want to achieve consistent growth and prosperity with your business, then this new book - "Small Business Marketing: An Insiders Collection of Secrets" - gives you the answers to dozens of important questions and challenges every Small Business Marketers faces, including:

- How to market successfully on a small budget
- How to maximize ones marketing investment dollars
- How to be effective in marketing on the internet & social media
- What works and what does not in traditional marketing methods today
- How to run a viable, multifaceted and successful marketing campaign in a competitive environment
... and more!

So, if you're serious about wanting a booming business and you want to experience prosperity in your business, then you will want to grab a copy of "Small Business Marketing: An Insiders Collection of Secrets" right now, because Small Business Marketing Expert and Author Michael Delaware, will reveal to you how every Small Business Marketers, regardless of experience level, can succeed - Today!



Habits of Successful People: Learn The Powerful Lessons To Be Successful
http://www.amazon.com/dp/B00JI5SEGA/

What this book is about:
Developing the right mindset for success in both life and business
Achieving your goals with the Habits of Successful peopl mindset
Setting foot on the best path for your career, with the right way of thinking

This book isnt about millions falling into your lap out of thin air, rather, it teaches you the right state of mind to know when theres an opportunity for millions, and then go and get it! Mark Snyders book connects your mind with your reality, helping you manipulate it as to get into the most favorable situations for you!



The Productive Person Action Guide: How to be more productive and maximize your work-life balance in 2 weeks
http://www.amazon.com/Productive-Person-Action-Guide-productive-...

Anyone privileged with the choice of how they spend their time is cursed with a common struggle...work-life balance. Whether you're a student, entrepreneur, or even stay at home parent, dividing your free time between productivity and personal time can be difficult.
How do you maximize each hour of productivity so that you are only focused on the task at hand, leaving you free to do other more enjoyable things?
And...how do you make sure your free time is truly FREE...free of guilt, free of stress, and free of feeling anxious for not being "busy"?
Both of these things require practice and can be tough to implement and manage with your already overloaded schedule.
In this practical and lighthearted Action Guide, James Roper and Chandler Bolt explain how you can be productive with your time without sacrificing your social life and the freedom you cherish.
By drawing examples from their time as students, entrepreneurs AND years of coaching student-entrepreneurs, they show the reader how be more productive while also creating more time freedom.
In this Action Guide, the reader will be given:
Productivity Hacks for becoming instantly more productive
Daily schedules that work perfectly for people who need to get stuff done, but also want to have some "me" time too
Prework that will alter their mindset and perspective on how they make decisions
Actionable Steps to create your new productive habits in a hurry
But, don't get it twisted...The Productive Person Action Guide is not meant to be the end all be all for productivity management. (instead, think of these productivity tips as a whole new set of tools for your productivity tool bag.)
The Productive Person is concisely written with your valuable free time in mind, and it teaches time management for entrepreneurs, college students, or anyone who struggles with work-life balance.
The Productive Person Action Guide takes it a step further by only providing the actionable steps and exercises from The Productive Person. If you want further explanation of what's covered in the Action Guide, you can check out the full version of The Productive Person on Amazon.
Don't let your time keep slipping away...take it back, make it productive, and enjoy your new life.




The Small Business Planning Guide For Professionals
http://www.amazon.com/Small-Business-Planning-Guide-Professional...

One of the most vital elements of our worlds economy is based on small businesses, usually a single owner and at most just a few employees providing vital services for their community. Often these are professionals seeking to improve themselves at their trade, and very few have substantial experience running a business, and even fewer have business degrees. Creating your own business can be one of the most rewarding and profitable moves you can make in your career, but without someone to guide you along can be a difficult and financially frightening process. Running your own business if you know your profession well, however, does not have to be hard.

This guide brings you through the processes of forming the structure and method of your business, to filing as a company and being aware of some of the most common tax questions. If you are looking to build a small business, or feel like the business you own is not as smoothly running and organized as you would like, The Small Business Planning Guide For Professionals is a superb text to help you wrap your mind around your business, get planning moving, and fill in gaps you might not have realized were there.




How to start your own business: The first 5 steps
http://www.amazon.com/How-start-your-own-business-ebook/dp/B00J8...

An excerpt from the book:
...When you are setting goals, put into consideration that it is only you that knows that you have started a new business and that unless the public gets to know, you do not have a business. Someone once said that having a business without advertising is like smiling to someone in the dark.




5 Crucial Ingredients of the Perfect Business Idea
http://www.amazon.com/Crucial-Ingredients-Perfect-Business-Idea-...

Will Mitchells 5 Crucial Ingredients of the Perfect Business Idea is an insightful guide for aspiring entrepreneurs who want to know how to come up with a good new business idea to work on, and more importantly, how to separate the good business ideas from the bad. The author says you need to cater to a responsive audience that actually needs your idea, product, or service, and show how what you offer is different from what competitors can deliver. He also discusses how to develop a realistic business plan with clearly defined goals.




How To Talk To Anyone: The Ultimate Guide On How To Talk To Anyone! - Use Charisma And Self Confidence To Talk To People And Get Anything You Want
http://www.amazon.com/How-Talk-Anyone-Confidence-Conversation-eb...

This book contains proven steps and strategies on how to easily persuade people and get what you want!
Most people don't realize the incredible power we have in our words, if we just open our mouth in front of the right people we will undoubtedly get what we want, if we say it with the proper delivery and self confidence
Charisma is a learned skill and anyone can be self confident and influence people if you know the proper steps and strategies outlined in this book.
At the same time, this book will show you how you can be impressive and charming just by being yourself. Yes, you are bound to be liked by the people you encounter everyday for being who you are. Everyone is free to attract the people that they need in their life, and that means that you can continuously grow your network and fill it with relevant people, as long as you know how to develop yourself. This book will show you how to do that. You will also learn the secrets of making the perfect first impressions, and getting the most out of the most ordinary conversations.




How To Set Goals: Your Goal Setting Bible For Maximum Personal Achievement
http://www.amazon.com/gp/product/B00BOVMRYG/

Setting goals gives every ordinary person the power to be extraordinary.
The bad news is about 99% of the population never discovers the power of goal setting.
The good news is I have the proven methods of the elite 1% and an exclusive invitation inside for you to join them.








Books Deals

Amazon Coupons
Free Android Apps @ Amazon
Added on : Thursday September 25th 2014 03:00:04 AM
g: 1 Posted By: tgooose
Views: 139 Replies: 0 A few good one including OfficeSuite Pro and Sketch Pro. Last until 9/27

http://smile.amazon.com/gp/search/ref=pe_631100_124101970_pe_but...
Apps Deals

Amazon Coupons
g: 0 Posted By: giantsfan2
Views: 195 Replies: 0 This is very similar to the popular deal posted a few days ago by MisterCheap. The TopCashBack portal no longer allows purchasing the Samsung Entro or another cheap phone to get $35 Cash Back. Thus, that thread has been sent to Expired Deals. However, the BeFrugal portal still has $35 Cash Back. Its list of phones allows the Entro, Kona, and many others. So, if you were busy this weekend and missed that offer, here's how to get this (and thanks to MisterCheap for his instructions that I've copied almost verbatim):

1. you must be a member of BeFrugal dot com (or join) go to their website FIRST

2. go to Virgin Mobilestore link on their site, click thru on $35 CB offer they have listed

3. Buy the $14.99 + tax for the SamsungEntro phone (ship it to yourself)

4. Get $35 back in CB within a week.

TopCashBack wrote several long-winded paragraphs that this deal is limited to one per person and should not be abused. BeFrugal has no such instructions. I'd guess there's a good possibility that Virgin Mobile may deny Cash Back for multiple phones sent to the same address recently but it's up to you if you want to try.

Virgin Mobile Deals
Starting a home-based business and registering DBA/FBN
Added on : Wednesday September 24th 2014 01:00:09 PM
g: 0 Posted By: scripta
Views: 17 Replies: 0 My friend (no, really) is starting a home-based business. She will make high end soap (not really, but close enough) in her home and sell it online or directly to friends and family. I'm helping out with the technology, finance, and business side of things. I have a few questions for the FWF gurus:

1) Insurance. In the highly unlikely event of someone getting a rash from using my friend's premium organic hypoallergenic soap and raising a stink as a result, my friend probably needs some kind of business liability protection or other separation from personal liability. Unfortunately she lives in CA, and I don't think its worthwhile to pay $800/yr minimum LLC tax, especially since she's just starting out. Would a Business Liability coverage (a few hundred K?) added to her Homeowner's Insurance policy suffice? Again, this is a cosmetic product with clearly listed ingredients, so I'm not even sure this is necessary.

2) Business name and location. Assuming she runs the business as a sole proprietorship, I think she needs to be able to accept payments in a name that isn't her own. I'm a also big proponent of personal privacy, so I want to find out if she can keep her home address out of public record. In order to make this happen, I think the following steps are required:
2.a) Get an EIN and a private mailbox (PMB). The PMB will be used for all business related communications.
2.b) Get a Doing Business As (DBA) or Fictitious Business Name (FBN) through her county (is this right, or can she get one elsewhere?)
2.c) Open a business checking account with the EIN+DBA/FBN registration.

Unfortunately, step 2.b requires the business owner to (1) provide the principal place of business on the registration form and (2) publish a notice in the newspaper, so this becomes public record (twice). What would / could happen if she listed the PMB as the principal place of business?

Sorry, no pics. "Soap" was not used as a euphemism.

Thanks in advance for any answers, advice, and suggestions.
can I do better ? PHL to BOD
Added on : Wednesday September 24th 2014 09:00:15 AM
g: 0 Posted By: mikebeets
Views: 41 Replies: 0 $1,075.50 per person RT : PHL to BOD

earliest I can leave is 14 Oct and I don't want much later than about 22 Oct. Trip about 3 or 4 weeks, for 2.
Want to spend as little as possible, but trying to avoid more than one stop.

PHL-MAD - Thu, Oct 16 - Dep: 6:40PM - Arr: 8:25AM - BA
MAD-BOD - Fri, Oct 17 - Dep: 4:45PM - Arr: 6:00PM - Iberia

BOD-MAD - Wed, Nov 5 - Dep: 9:15AM - Arr: 10:30AM - Iberia
MAD-PHL - Wed, Nov 5 - Dep: 1:10PM - Arr: 4:05PM - BA

We have been to Madrid a few times, but the 6h+ lay-over could be used for a minimum sight seeing.
We may even consider spending one extra day there.

Can I find a lower price for my flights ?

I have checked mostly Matrix, AA all carriers & Travelocity, going thru Toronto, Barcelona, Zurich, London, Amsterdam.
None of those seem to be as convenient.

Thanks in advance
Discussion Deals
Considerations For Buying A Primary Home In Cash - No Mortgage
Added on : Wednesday September 24th 2014 06:00:18 AM
g: 0 Posted By: robronson
Views: 109 Replies: 4 I've never owned a home, though I consider it as a possibility in the next few years. I'm a life long renter in my 30s and have always chosen to live in modest cost of living areas. My rent over the last 10 years since I left college has been no more than $1000 per month in any place I've lived, and typically in the $600/month range. I have no interest in living in a place like NYC, LA, SF, Seattle, and that's pertinent to this post because if I did want to live there, then this strategy would be impossible.

I've built a nice nest egg in the $300k range and am shooting for early retirement, roughly in the $700k to $1M range in late 30s, early 40s. Currently able to net and save around $100k per year after taxes/living expenses and if I can keep that up, I'm well on track.

One of the major reasons for me avoiding home ownership is the mortgage process in general. While it may seem like a routine thing for most, I have a stronger-than-most protection of my privacy, and the process of getting a mortgage, for me, in my mental state, falls somewhere in the middle between root canal and prison rape. No need to go into details of my psychological fears of showing a stranger my finances, employment, and credit history, because it's how I feel and strangers commenting on this post won't fix me.

Thus, if I want to own a home, I would almost certainly do so with "cash" (certified check or whatever). Most of the areas I want to live have really nice homes in the $150k to $200k range. Given I am netting $100k per year (after living expenses, to my savings account), I can save enough money for a house in 2 to 3 years.

If I can get the liquid cash to buy a home in 2 to 3 years of work, should I do it? Any downsides? The alternative isn't getting a mortgage because I won't get a mortgage. Discussions about opportunity cost for lack of tax credits from mortgage interest aren't applicable to my situation. My alternative is continuing to rent.
Personal Finance Deals
g: 0 Posted By: jusyiepink
Views: 116 Replies: 0 Saw some discount codes on these sets on Amazon and they are mostly all 5 Star reviews on Amazon so I'm picking up both for use at the office break room kitchen and thought I would share.

Check under the Special Offers and Product Promotions heading on the Amazon page for these and other codes.

Stainless Steel Round Soup Spoons, Set of 8
http://www.amazon.com/gp/product/B00EUWISFS/
Code: X587FBUS
Final price: $11.99


6-pc Endurance Measuring Spoon Set
http://www.amazon.com/gp/product/B00F5JHQR6/
Code: 9EBQBXB4
Final price: $8.99

Hope it helps a few people out in the FW community!
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 164 Replies: 0 shipping adds $5


Specifications: Display: 8.9" 10 point capacitive touch high definition color display; 1920x1200 resolution at 254 ppi, video playback up to 1080p, with IPS (in-plane switching) technology, advanced polarizing filter, and anti-glare technology Storage: Your Choice:

32GB (27.1GB available to user) of internal storage

or

64GB (55.7GB available to user) of internal storage

Battery Life: Over 10 hours of reading, surfing the web on Wi-Fi, watching video, or listening to music. Battery life will vary based on device settings, usage, and other factors such as web browsing and downloading content. Actual results may vary Charge Time: Fully charges in under 5 hours via the Kindle PowerFast charging accessory, or slightly longer with other micro-USB power adapters that you may already have. Charges in under 14 hours from your computer via the included USB charging cable (AC Adapter sold separately) Wi-Fi Connectivity: Dual-band, dual-antenna Wi-Fi (mimo) for faster streaming and fewer dropped connections than standard Wi-Fi. Supports public and private Wi-Fi networks or hotspots that use the 802.11a, 802.11b, 802.11g, or 802.11n standard with support for WEP, WPA and WPA2 security using password authentication; does not support connecting to ad-hoc (or peer-to-peer) Wi-Fi networks 4G Connectivity: 4G LTE 10 band wireless modem with HSPA+, HSDPA, and EDGE/GPRS fallback
*An AT&T data plan is required to connect to 4G. If you're not currently an AT&T customer, you'll need to create a new AT&T account on your device to use the wireless service. Ports: USB 2.0 (micro-B connector) port for connection to a PC or Macintosh computer or to connect to the Kindle PowerFast charging accessory.
Micro-HDMI (micro-D connector) port for high definition video output to televisions or A/V receivers Audio: 3.5 mm stereo jack and integrated stereo speakers with exclusive Dolby audio engine Content Formats Supported: Kindle (AZW), KF8, TXT, PDF, unprotected MOBI, PRC natively, Audible Enhanced format (AAX), DOC, DOCX, JPEG, GIF, PNG, BMP, Dolby Digital (AC-3), Dolby Digital Plus (E-AC-3), non-DRM AAC, MP3, MIDI, PCM/WAVE, OGG, WAV, MP4, AAC LC/LTP, HE-AACv1, HE-AACv2, AMR-NB, AMR-WB, HTML5, CSS3, MP4, 3GP, VP8(.webm) Sensors: Ambient light sensor, accelerometer, gyroscope, digital compass Location Services: Location-based services via Wi-Fi and assisted-GPS Additional Features: External volume controls, front-facing HD camera, built-in microphone, built-in Bluetooth with support for A2DP compatible stereo headphones, headsets, and speakers Accessibility Features: Voice Guide, Explore by Touch, Text-to-Speech, adjustable font sizes and color, built-in dictionary.Learn more System Requirements: Kindle Fire HD 8.9" 4G is ready to use right out of the box - no setup, no software to install, no computer required to download content Dimensions: 9.4"(H) x 6.4"(W) x 0.35"(D) Weight: 20 oz
In the box:

Kindle Fire HD 8.9" 4G LTE Tablet - (Your Choice)
USB 2.0 Cable
Quick Start Guide



http://computers.woot.com/offers/kindle-fire-hd-8-9-4g-lte-table...
Android Tablets Deals

Amazon Coupons
Safeway GC promotion
Added on : Tuesday September 23rd 2014 08:00:08 PM
g: 0 Posted By: cc9503
Views: 85 Replies: 0 Right now through Oct 7, there is a nice gift card promotion at Safeway. Buy 2 variable load visa or master card GC, receive $15 off coupon for the next shopping trip spending $25 or more. I need to earn some points from my credit card, I got 2 $500 visa GC. Fee is $11.90. Not bad considering I can earn 1000 points, plus saving money on groceries.
Safeway Deals
Rocksmith Original OR 2014 Steam Edition (PC/MAC) $15 or Less each
Added on : Tuesday September 23rd 2014 04:00:22 PM
g: 4 Posted By: quarky42
Views: 1057 Replies: 1 VERY IMPORTANT EDIT: I've discovered that GameTimeZone as wrong about their version being the 2014 version. As far as I can see GameTimeZone is selling the original Rocksmith and Mac Game Store is selling the 2014 version, which is great for me! I wanted both games on my PC! Information below is updated:

Get Rocksmith Original Steam Edition (withoutthe required USB cable) from GameTimeZonefor $15*.
*Use the coupon code: "twizz" (without quotes) during checkout for 5% off bringing to total to $14.25.

Get RockSmith 2014 Steam Edition (withouttherequiredUSB cable)fromMac Game Storefor $15.
Yes, they are called Mac Game Store, but this is for a Steam Powered Game which means it will work for PC or MAC.
(Credit:I discovered the Mac Game Store $15 deal thanks to this expiredthread.)

The newer 2014 version has more and better lessons. The Riff Repeater helps you study hard passages and helps you scale up the difficulty until you've mastered a hard section. If you were only going to get one, I would buy the 2014. Otherwise, check out a search on google for List of Rocksmith Tracks and another search for List of Rocksmith 2014 Tracks and choose based on music selection. (Or you could just buy both)

They will send you a code that you redeem in the Steam Client for the Rocksmith game you bought (original or 2014 depending on vendor). (This was even cheaper than the expired deal!) GameTimeZone did call me after I placed the order and asked me to verify my shipping address and confirm my email. After I did that they sent the code via email within a minute or two after hanging up. GameTimeZone told me that I would be getting the 2014 game. The picture on their website shows the 2014 version. The code I received activated the original Rocksmith game, which is fine by me, but please be aware so you get the one you want!

TIPS:
This version does NOT come with the required USB to 1/4" Guitar Cable. That cable can be found for $24 or less if you shop around. This deal is mainly intended for people that already have the cable and might be interested in getting the Steam version of this game. If you don't have the required cable, then consider buying the first game from a retail outlet which comes with the cable and buy this deal above to expand your tracks to well over 100. I don't think you can import the songs from the DVD version of the first one to the Steam version of the second one. RockSmith does not do cross-platform conversions at all. If you want the most songs for the least amount of money, then buy the cable separately and buy the Steam original RockSmith when it goes on sale next time. When RockSmith goes on sale, the older DLC tracks tend to go on sale too.

EXAMPLE INSTRUCTIONS AFTER PURCHASE:
1. You will have to install the Steam Client from SteamPowered.comand sign up for a free Steam Account through the client software. When you run the software for the first time you can sign up for an account in the software. (You can't sign up for an account on their website.)

2. Redeem the code that GameTimeZoneemailed to you after purchase in the installed Steam Client program. I believe you have to click the "+ ADD A GAME..." in the lower left corner of the Steam Client window. Next, you'll click "Activate A Product on Steam..." and follow the onscreen instructions using the code you bought from above to install the game.

I hope this has been helpful. Please give me some constructive feedback if I did something wrong or could do something better. (I've only posted a few times, so please be gentle, I'm just trying to help.)
Video Games Deals
Magic Shave - Free Sample If You Qualify
Added on : Tuesday September 23rd 2014 02:00:17 PM
g: 0 Posted By: CindyLouWho2
Views: 90 Replies: 0 ~~Magic Shave - Free Sample if You Qualify
Sign up and receive a FREE samples from Magic Shave. You must qualify to receive this sample.They ask you a few questions including your zip. I did not qualify for a free sample.http://www.startsampling.com/sm/ms14/intro.iphtml?key=73e4e43067...
Free Samples Deals
Vegetable Spiral Slicer + Recipe Beginners Video - $9.99 @ Amazon
Added on : Tuesday September 23rd 2014 08:00:13 AM
g: 0 Posted By: Savvymommy03
Views: 177 Replies: 0 Amazon has theVegetable Spiral Slicer eBundle which includes a Recipe book & Beginners Video (Delivered via E-mail) on sale for $9.99 with free Amazon prime shipping or free shipping on orders $35+.

WHY IS THAT SO GREAT? Spiral slicing goes hand-in-hand with low-carb and Paleo diets, PROMOTING WEIGHT LOSS - more vegetables and fewer carbohydrates will lead to a HAPPIER, HEALTHIER lifestyle for you and your family.
Easily create stir-fries, salads, and even vegetable noodles for a GLUTEN-FREE alternative to pasta.


4.0 out of 5 stars based on 414 customer reviews on Amazon
Home & Garden Deals

Amazon Coupons
Zippo A-Frame Chrome Hand Warmer - $12.46 @ Amazon (Prime/FSSS)
Added on : Tuesday September 23rd 2014 03:00:02 AM
g: 0 Posted By: st4rdust
Views: 234 Replies: 0 Amazon has theZippo A-Frame Chrome Hand Warmeron sale for$12.46with Free Super Saver Shipping on orders of $35 or more. Also ships for free if you are an Amazon Prime member.


3.8/5 stars based on 462 customer reviews.

Up to 12 hours of warmth with one filling
Low odor, used for hunting, snowmobiling, skiing, ice fishing and football
Includes hand-warmer, warmer bag and filling cup (lighter fluid not included)
4 1/4 x 1 3/4 x 8 1/4 inches



Looks like this did well when it was posted in Januaryfor a few cents more; there's some good discussion in that thread as well!
Sports & Outdoors Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 113 Replies: 0 All-in-one design saves space and cuts clutter
A full computer is housed inside the monitor, so you get all the power of a PC in a streamlined design that involves fewer cables and takes up less space on a desk, table or kitchen counter.
21.5" Full HD 5-point multitouch screen
Optical image sensors pinpoint where you touch. Native 1920 x 1080 resolution boasts impressive color and clarity. IPS technology offers wide viewing angles. Energy-efficient LED backlight.
AMD A4-5000 accelerated processor
Quad-core processing. AMD Quad-Core A4 APU handles the AMD Radeon graphics alongside the central processor to balance the load, enabling smooth, fast Internet browsing and fast, responsive performance.
4GB system memory for basic multitasking
Adequate high-bandwidth RAM to smoothly run multiple applications and browser tabs all at once.
SuperMulti DVD/CD burner
Reads and writes to a wide variety of media formats, including DVD+R/RW, DVD-R/RW, CD-R/RW and DVD-RAM.
500GB hard drive for serviceable file storage space
Holds your growing collection of digital photos, music and videos. 7200 rpm spindle speed enables rapid read/write times for handling large files and complex applications.
Cloud support lets you access your files anywhere
Store your photos, videos, documents and other files on Box for secure access across multiple devices. Fees may apply.
Built-in HD webcam with microphone
Makes it easy to video chat with family and friends or teleconference with colleagues over Skype or other popular applications.
Built-in media reader for simple photo transfer
Supports Secure Digital, Secure Digital High Capacity, SDXC, Memory Stick, Memory Stick Select, Memory Stick PRO and Memory Stick MagicGate Memory card formats.
2 USB 3.0 ports maximize the latest high-speed devices
Also includes 4 USB 2.0 ports to connect more accessories and peripherals. The USB 3.0 ports are backward-compatible with USB 2.0 devices (at 2.0 speeds).
Wireless and wired network connectivity
Built-in high-speed wireless LAN connects to your network on the most common Wi-Fi standards. Gigabit Ethernet LAN port plugs into wired networks.
Easel design with folding arm stand
Display tilts from 10 to 25 so you can find a comfortable viewing angle.
Windows 8.1 operating system
Designed for touch, mouse and keyboard, so you can choose how you get around. Use the touch screen to easily zoom and customize your new Start screen, or restore the familiar Windows desktop experience.
Multimedia software package included
CyberLink PowerDVD, YouCam Deluxe, Power2Go and PhotoDirector. DTS Sound+. HP Recovery Manager.
Built-in stereo speakers
DTS Sound creates a virtual surround sound experience for your music, movies, streaming Web content and games.
Additional ports
Microphone input. Headphone output.

www.bestbuy.com/site/hp-pavilion-21-5-touch-screen-all-in-one-co...
HP Deals

Best Buy Coupons
g: 0 Posted By: madcowdisease
Views: 198 Replies: 2 These were a dollar cheaper than my local grocery so I grabbed a few packs at Staples. Turns out they are on clearance at $2.00 each. Check the "best by" dates printed on the bottom, there were a few packages which were >6 months over. UPC is 762111766120. Sorry, can't find the SKU. I will update this post when it shows up in my rewards account.

There is a coupon at Coupons.com for $1.50 off any VIA package which I was able to print out on Saturday (YMMV) which brought each package down effectively to $0.50.
Grocery Deals

Staples Coupons
Tivo Mini $99.00 @ Radio Shack requires a liitle patience
Added on : Monday September 22nd 2014 04:00:04 PM
g: 2 Posted By: alohashirt
Views: 342 Replies: 2 Radio Shack has had the Tivo mini listed out of stock for $99.00. I signed up a few days ago to be notified when available. Received email yesterday they were in stock, ordered 4 of them and figured it would get canceled. Just got shipping confirm for all 4. So if you missed the 78 and 88 deals, this is the next best chance. Sign up and be quick as they are sold out again. Good luck.

Tivo mini link
Electronics Deals

RadioShack Coupons
RockSmith 2014 Steam Edition (PC/MAC) $15 or Less
Added on : Monday September 22nd 2014 12:00:04 PM
g: 1 Posted By: quarky42
Views: 95 Replies: 0 Thanks to the information I found this expired thread,I found out today that you can:

Get RockSmith 2014 Steam Edition (without required USB cable) from Mac Game Storefor $15.
Option:Use the code: "macgames5off" without quotes for an extra 5% off during checkout bringing the price down to $14.25.

They will send you a code that you redeem in Steam for the game. (This is even cheaper than the expired deal!) Yes, they are called Mac Game Store, but this is for a Steam Powered Game which means it will work for PC or MAC.

This is the PC/Mac version redeemed through Steam. This version does NOT come with the required USB to 1/4" Guitar Cable. That cable can be found for $24 or less if you shop around. This deal is mainly intended for people that already have the cable and might be interested in getting the Steam version of this game. If you don't have the game, then consider buying the first one which comes with the cable from a store and buy this one to expand your tracks to well over 100.

INSTRUCTIONS AFTER PURCHASE:
1. You will have to install the Steam Client from SteamPowered.comand sign up for a free Steam Account through the client software. When you run the software for the first time you can sign up for an account in the software. (You can't sign up for an account on their website.)

2. Redeem the code that Mac Game Storesent you in the installed Steam Client program. I believe you have to click the "+ ADD A GAME..." in the lower left corner of the Steam Client window. Next, you'll click "Activate A Product on Steam..." and follow the onscreen instructions using the code you bought from above to install the game.

TIPS:
You can find the original RockSmith game that comes with the cable for $34 on Google Shopping. Edit: I had to cut the tip down because the RockSmith Import License that lets 2014 import the earlier game tracks requires you to own RockSmith on Steam. I'm not sure if the PC version that you buy in the store is Steam Powered or not. I think it is, but I don't want to get your hopes up. I have seen the original RockSmith go on sale on Steam, before so you can get it for a deal in the future.

ALTERNATIVE SELLER:
I also found RockSmith 2014 Steam Version from GameTimeZonefor $15 with a 5% coupon code "twizz" (without quotes). The website shows a picture of 2014. The title and Paypal Checkout doesn't say 2014 in the name. When they call to verify your phone number, address and email address that you used during checkout I confirmed with the representative that this was for the 2014 version. They emailed me the code within a couple minutes after the phone call. I won't be able to redeem the code until I get home tonight.

I hope this has been helpful. Please give me some constructive feedback if I did something wrong or could do something better. (I've only posted a few times, so please be gentle, I'm just trying to help.)
Video Games Deals
Lexmark MS310dn Monochrome Laser Printer $63.99 FS @ Office Depot
Added on : Monday September 22nd 2014 10:00:03 AM
g: 0 Posted By: DizzyT71
Views: 183 Replies: 0 OfficeDepot.com has the Lexmark MS310dn Monochrome Laser Printeron sale for $63.99 with free shipping.

Compare at Amazon for $161.73.

With 128 MB of memory and a powerful 800 MHz dual-core processor it prints documents with graphics and images effortlessly
Easily print up to 2500 pages per month plus enjoy fewer maintenance hassles thanks to our state of the art paper handling
With an input capacity of up to 850 sheets means you won't have to add paper as often


4.1/5 Stars based on 23 customer reviews on Amazon.
laser printers Deals

Office Depot Coupons
All Inclusive Suggestions Needed PLEASE!
Added on : Monday September 22nd 2014 07:00:12 AM
g: 0 Posted By: azomatic
Views: 73 Replies: 1 Hey Everyone,

Been lurking for a few weeks and really love the forums! Would anyone be able to help me, I am looking for a All Inclusive trip to Dominican Republic. Does anyone have personal experiences they would like to share pleasant or unpleasant when it comes to resorts?

I am going away with my girlfriend and the primary goal of this trip is to RELAX and eat. We prefer to book the all inclusives just so we dont have to worry about food when we get there but reading reviews it seems the food (at least in our price range) is always disappointing. We were using BookIt.com to find flight & Hotel packages under $2,000 and soon realized the price is never what it advertises as each screen click seems to add fees.

Does anyone have suggestions on how to sort through the extremely long list of destinations & resorts to find a deal that would suit us? Does anyone have experiences with a all inclusive that was relatively affordable and actually provided enjoyable food? Any help is appreciated. Thanks!


Question Deals
Having insider knowledge about an impending bankruptcy.
Added on : Monday September 22nd 2014 07:00:11 AM
g: 0 Posted By: CowbellMaster
Views: 105 Replies: 6 Due to a convoluted set of circumstances, I may have knowledge about bankruptcy filings well before the general public. I've never tried to do anything with this information as it's not knowledge that's direct to me; it's more like my coworker's nanny's mom that works in some profession that would be privvy to this, and that information always travels back to me in a "hey guess what" format so I've always taken it with a grain of salt.

The last few tidbits of information were correct. Now I was just told about two large companies that most people have heard of that are in the beginning stages of planning to bk. My source tells me this will go down in early '15.

Questions:

1) Can I profit and if so, how?

2) If I did attempt to profit, is this illegal activity?

This question may be completely hypothetical.(but it's not)
Investing Deals
Newegg Coupon: 10% Off Electronics, Components, Home Appliances More
Added on : Monday September 22nd 2014 07:00:06 AM
g: 0 Posted By: Revenant
Views: 159 Replies: 0 10% Off Electronics, Components, Home Appliances & More- 10% off with coupon code "FW0922EX" at Newegg. Exp. 9/24

A few notables:
ADATA Premier Pro SP600 2.5" 256GB Solid State Drive (ASP600S3-256GM-C) - $98.99

CORSAIR Voyager Slider 128GB USB 3.0 Flash Drive (CMFSL3B-128GB) - $44.99

Panasonic ES-LT33-S Arc3 Wet/Dry Shaver - $98.99

HGST Deskstar NAS 4TB 3.5-in. High-Performance Hard Drive H3IKNAS40003272SN(0S03664) - $166.49
Electronics Deals

Newegg Coupons
g: 0 Posted By: remick
Views: 233 Replies: 0 http://www.amazon.com/gp/product/B00L094ZRE/

Note to readers:- Please understand that this book is the result of about 30 years of meticulous and original work by the author. It is not possible to read the book once or even a few times and understand all of my work. To understand the work fully, would probably require a commitment equivalent to that of a targeted 3 year undergraduate course. The book is really just an introduction and covers the main aspects of my theory. For readers who desire to learn more about Fractal Computation Theory, I would recommend my new series detailing applications based on my Fractal Computation Theory such as the first book in the series about fractal vision. ( also free -http://www.amazon.com/Fractal-Vision-Part-1-Computation-ebook/dp...

This book is a collection of original, independent and ground-breaking pure research performed by the author in the field of artificial intelligence.

The author has successfully reverse-engineered natural language to unlock the secrets of the mind. These are put forward in a thesis and documented in precise detail in this book. The author has also invented multiple fractal computers, Patent Pending. These function in two dimensions, like the human mind, or any other higher dimension.

The thesis starts from first principles and builds these to form advanced concepts that can be used to create powerful fractal machines. The work encompasses learning contexts, expert contexts, fuzzy sets, spirals, double helix structures, sequencing, pairs, concurrence, interfaces, transformation and normalization. How do all of these combine to form intelligent machines? You will need to read the book.

What are the similarities with DNA? Is the higher level organizing principle of a thought meme the double helix? Are these the blueprints for a real working artificial human brain? Please read the book to find out. Specific examples are included.
Books Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/gp/product/B007SANLJC

4.5 out of 5 stars (86 customer reviews)

Revised and expanded edition!
We all want to include emotion in our photographs - it's what separates the "snapshooter" from the artist!

Color is one of - if not THE most important tool we can use to insert emotion. But few of us really know how.
Once you've read through this lesson (it's fast and easy) you will never think of color the same again!

For example... we all know that red is a good accent to attract attention. It can also indicate heat, passion or even stop! But there is more, a lot more.

Learn how Baboon Butts affect the way we look at the color red!

Depending on the shade of red used it could elicit emotions like:

Light red - represents joy, sexuality, passion, sensitivity, and love.
Pink - signifies romance, love, and friendship. It denotes feminine qualities and passiveness.
Dark red - is associated with vigor, willpower, rage, anger, leadership, courage, longing, malice, and wrath.
Reddish-brown is associated with harvest and fall.

Here is a copy of the table of contents to show a little of what is covered in this "On Target Photo Training" lesson volume...

Introduction:

Composition Review:

Leading Lines

Diagonal Lines

The Rule Of Thirds

Power Points

Horizontal Power Lines

Vertical Power Lines

Controlling The Viewer With Color

Using Color

Color Is Additive

How Film And Digital Sensors Work

Controlling Emotion With Colors

Changing The "Feel" Of A Photo With Color

Cross Processing And Other Techniques For Edgier Color Effects

The Meaning And Affects Of Various Colors

Color Used To Harmonize

Tying It All Together

The Color Wheel

Get Better Landscape Photography By Using Kodak Yellow!

Focus On People - Not Clothing

Hand Tinting

How Baboon Butts And Red Dresses Affect Your Portrait Photography

Shooting Color - Techniques

How To Intensify The Colors In Your Portrait Photography!

How To Get Stunning Colors In Your Sunset Photography!

Adding Filters

Here Is An Indispensable Filter For Great Landscape Photography!

Photo Exercise

Additional Photo Training


In the section on Using Color - We discuss the concept of color management, how and why it works to elicit emotion in our viewers.

The Color Wheel - The color wheel is a graphic representation that will make it easy to select what colors harmonize and which ones don't. Sometimes you will want harmony, and other times you will want to jar your viewer. Now you will know what colors to use.

And more...and more...and more...

Color is a key element in photo composition but very few photo courses even mention it!
Once you have Volume 10: Control Viewers! Make Your Color Photography "POP!" you will KNOW how the colors in your photos are affecting the viewer!
Totally Free Deals
How I finally Managed to Ditch Fiat Currency Without Embracing Bitcoin.
Added on : Sunday September 21st 2014 09:00:08 AM
g: -1 Posted By: eddierd
Views: 131 Replies: 2 I came across this article (I am not the person who wrote it). I wanted to get the opinion the FW's regarding this way of paying your bills. Sounds quite interesting. Here is a piece of the article and (because of copyright issues) I give you the link where the article continues:

Well, I stopped using greenbacks for the most part. This is how. There is an organization in my state called UPMA and they convert my FRN into gold and allow me to spend it in any denomination that I want. They can legally do that because Utah has reauthorized gold and silver as legal tender. Let me explain how it works.Every month I deposit over $1,000 of Federal Reserve Notes into my United Precious Metals Association account and those are converted into "U.S Treasury" Golden dollars. $50 gold dollars is the face value of one ounce of gold so one gold cent is worth about a quarter. My $1,000 from work turns into about $43 in gold.With this account I can pay people and businesses directly in gold. I can withdraw gold in denominations of $50 (or one golden eagle). Chase bank and Discover accept gold payments. So do hundreds of other merchants. I can pay everything with gold and for the services where they don't accept it I can use a credit card and pay that off with gold. What this does is that it turns the money that I use everyday back into gold. Gold is money when it is used as money. It is an asset when it sits around. To open an account or to check out the details I recommend going to their website. The Attorney General of Utah has thrown his weight behind this. It has been really great. You can use it out-of-state and you can even use it to pay merchants that want FRNs without much of a penalty. You need to login to read the user agreement. That is where many of the details are regarding costs and whatnot.If you make 10 or fewer transactions and hold less than $50 in gold and make no more than 1 transaction from gold dollars to FRNs then it is a free account. The fees a very reasonable. For example, it costs 10 gold cents (like $2.50) as a service fee if you have more than $50 in your account.


Short Article Continues:http://www.dailypaul.com/326494/how-i-finally-managed-to-ditch-f...

PS FRN means Federal Reserve Notes i.e.US Dollars
Discussion Deals
Free $25 for signing up for failing UFC casino
Added on : Sunday September 21st 2014 09:00:07 AM
g: 0 Posted By: a3814
Views: 134 Replies: 1 Not a survey exactly, but you fill out a simple registration form and you'll wind up getting a $25 check mailed to you in a few weeks. NJ regulated casino Ultimate Casino is closing its doors soon. You can use this opportunity to get a $25 by signing up and then withdrawing.

How does it work?

- Ultimate Casino awards 25 "U-Dollars" for every new, verified signup as a promotion. For whatever reason, the promotion is still going even though they are closing.
- Ordinarily you can only use U-Dollars to wager with, and you can only wager if you are in New Jersey.
- Even though you can't use it, Ultimate Casino's system will give you the 25 promotional dollars without you being in New Jersey. Ordinarily, it would expire after being unused for a certain period of time.
- Because they are closing their doors, all promotional currency will be exchanged for equivalent USD on request.
- After it's exchanged, request a cashout, and they will mail you $25.
- The site is regulated by Nevada & New Jersey and will still be in business in Nevada, so it's unlikely they will be unable to not pay.

This means anyone, whether they are in NJ or not, can claim the free $25. It's a little bit more of a pain if you are not in the US.

You will have to sign up and give your SSN (to prove you are over 21) along with verifying a mobile phone and email address.

Sign up by going to https://games.ucasino.com/portal/win32/player/registration/ or https://games.ucasino.com/portal and choosing Sign In & then Register.

- Use your real SSN and real address. Their system will use this to verify you are over 21.
- Use your real mobile phone. You will have to respond to a text they send you with "YES".
- You'll also have to click the link they send you in an email.

After your account is reads Age/ID, Email, and Mobile Phone verified (you don't need New Jersey Location Verification), you will get 25 U Dollars in your account within about 15 minutes. U Casino is ceasing play midnight Sunday. After tomorow, email or chat into support and request your U Dollars be converted to USD and cash it out.

Not everyone will get ID verified automatically on signup, including no one outside the US. Those people can still try to get the free $25, but they'll have to manually send proof of ID to customer support and hope it's approved. See details on their faq here: https://playercare.ultimatepoker.com/hc/en-us/articles/200401024...
Surveys & Rewards Deals
g: 0 Posted By: tedhawkins
Views: 117 Replies: 0 Petzl NAO Rechargeable Headlamp with Self Adjusting Reactive Lighting Technology $131.21 Fs @ Campsaver

http://www.campsaver.com/nao-headlamp


With REACTIVE LIGHTING technology, the brightness of the NAO headlamp adapts instantly and automatically to the environment. The headlamp thus provides maximal brightness (7 to 575 lumens), a longer burn time, along with greater usability and fewer manual interventions. The rechargeable Lithium-Ion battery is suitable for frequent use.
Reactive Lighting technology has a sensor to detect ambient lighting, allowing it to adapt its beam pattern and power instantly and automatically to lighting needs
Keeps the hands free longer
Makes optimal use of the energy source
Two lighting modes: Reactive Lighting & Continuous mode
Li-Ion rechargeable battery performs well at low temperatures
Rechargeable with the integrated USB connection
Batteries can be replaced with two AAA/LR03 batteries(reduced performance)
Multifunction on/off switch can be locked to avoid accidentally turning it on when stored/transported
Includes top strap for technical activities
Petzl's 3 year guarantee
Customized lighting:
Download Petzl software for free: www.petzl.com/OS
Regulate the light intensity, lighting time and distance based on the activity
Register up to 4 activity profiles on the headlamp based on your needs
Create up to 5 lighting levels per mode
Create and share personalized profiles
Specs
Brand Petzl
UPC, EAN, ISBN 3342540099593
Weight 6.5 oz / 187 g
Oversize Details No
Brightness No
Battery Type Lithium-Ion (included)
Burntime on Low 12 hours 30 min
Burntime on High 6 hours 30 min
Distance on Low 6.6 ft / 2 m
Distance on High 443 ft / 135 m
Max Lumen Output 575 Lumens
Minimum Lumen Output 7 Lumens
Waterproof Splashproof
Material Not Specified
Certification CE
Made in No
Condition New


Electronics Deals

CampSaver Coupons
g: 0 Posted By: TOTOSAMOAMONI
Views: 464 Replies: 0 All new and used digital pianos / portable keyboards are 15% off until 9/21/14.

Sale isn't advertised on their website so I'm not sure if this is for all Sam Ash stores.
I went to the SAs in Cerritos and Westminster and there were signs everywhere about the piano sale.

I've been looking for an affordable DP for the past few years.... these things rarely go on sale. Currently online for $799.99.. pretty much everywhere.

With tax and a $55 2 year warranty (on top of manufacturer warranty, so total of 3 years), out the door cost was 796.19.

Thank goodness I qualified for the 12-month interest free financing, otherwise, this post wouldn't exist

Amazon Review

Electronics Deals

Sam Ash Coupons
g: 0 Posted By: remick
Views: 121 Replies: 0 http://www.amazon.com/gp/product/B00GWT8E10/

4.5 out of 5 stars (56 customer reviews)

Former Navy rescue swimmer Brian Dickinson was roughly 1,000 feet from the summit of Mount Everestalso known as the death zonewhen his Sherpa became ill and had to turn back, leaving Brian with a difficult decision: should he continue to push for the summit, or head back down the mountain? After carefully weighing the options, Brian decided to continue toward the summitalone. Four hours later, Brian solo summited the highest peak in the world. But the celebration was short-lived. After taking a few pictures, Brian radioed his team to let them know he had summited safely, and got ready to begin his descent. Suddenly, his vision became blurry, his eyes started to burn, and within seconds, he was rendered almost completely blind. All alone at 29,035 feet, low on oxygen, and stricken with snow blindness, Brian was forced to inch his way back down the mountain relying only on his Navy survival training, his gut instinct, and his faith. In Blind Descent, Brian recountsin fantastic detailhis extraordinary experience on Everest, demonstrating that no matter how dire our circumstances, there is no challenge too big for God.
Books Deals

Amazon Coupons
g: 0 Posted By: TOTOSAMOAMONI
Views: 177 Replies: 0 All new and used digital pianos / portable keyboards are 15% off until tomorrow (9/22/14).

Sale isn't advertised on their website so I'm not sure if this is for all Sam Ash stores.
I went to the SAs in Cerritos and Westminster and there were signs everywhere about the piano sale.

I've been looking for an affordable DP for the past few years.... these things rarely go on sale. Currently online for $799.99.. pretty much everywhere.

With tax and a $55 2 year warranty (on top of manufacturer warranty, so total of 3 years), out the door cost was 796.19.

Thank goodness I qualified for the 12-month interest free financing, otherwise, this post wouldn't exist

Amazon Review

Electronics Deals

Sam Ash Coupons
g: 0 Posted By: ctgolfer
Views: 175 Replies: 0 shipping adds $5

Outdoor Interiors Adirondack Chair is unique and comes with a built-in sliding Ottoman that ships assembled into the underside of the seat unit
The Ottoman has 2 levels for feet up mode or the traditional declined level for comfort and style
Durable with a maximum weight capacity at 300 lbs
Outdoor Interiors Eucalyptus comes from the finest sustainable, plantation-grown Brazilian hardwood with a light grain and strong density like teak
Finished in an oil-based brown umber stain
Oil only a few times a year with Linseed Oil or Outdoor Hardwood Oils to maintain the beautiful finish and protect it from the elements (oil not included)
Minimal assembly required

http://tools.woot.com/offers/outdoor-interiors-adirondack-chair-...
Furniture Deals

woot! Coupons
g: 0 Posted By: elbot82651
Views: 237 Replies: 0 This looks similar to the deal they had a few weeks back. Now it included unlimited 4G LTE instead of 1 GB for the 1st month

http://www.mynetontherun.com
Services Deals
g: 0 Posted By: invisible
Views: 14 Replies: 0 Help: Our long existing DISCOVER card that used to popup at login a request to update income due to Federal regulations became more persistent. Today received an alert saying there is message. On login message center shows a message liek below asking for income. Can I ignore? Consequences? I am sure this is not new to many so asking. Is this normal to mandate to "update" their databases regularly like this? It does not say "or ELSE!" or what they will do if no action taken but "in order to service your account" worries me ....

-------Discover-message-center--------------
Dear invisible:

Action Needed:Please take a moment to update your income. A recent account review indicates that your income information may be outdated. We are required by federal regulations to have your current income on file in order toservice your account and satisfy your future credit needs.

As always we will keep your information secure; your privacy is very important to us.

Simply click hereto update your information now.
Or you can call: 1-866-708-0676 (available 24/7)

It only takes a few minutes. Thank you in advance for your time.

Sincerely,
DiscoverCard Customer Service
Credit Deals
g: 0 Posted By: dennisfuller
Views: 2 Replies: 0 Menards has theSauderEdge Water 59" Estate Black Computer Desk for $140 if you use the free in-store pickup. I order one and it took a few weeks to arrive so this deal is for people who aren't in a hurry to get a desk. This desk is over $200 everywhere else.

Link to desk @ Menards
$15 coupon for 1800FLOWERS with PayPal +limited free shipping
Added on : Thursday September 18th 2014 06:00:04 PM
g: 0 Posted By: tommythe
Views: 326 Replies: 0 linky to coupon you will receive on email few minutes later order here http://www3.1800flowers.com/
use code SEARCHFREE for free shipping doesn't work on all items
25% off with code WME8
20% with code ANDROID
15% with code RMNFFTN
you have to search and play with codes it took mea whilebest deal for me was a box of cookies delivered for $3.20 using the free shipping coupon no other would load but cant beet that price for a sweet surprise for mom
please post successes
Flowers Deals

1800FLOWERS Coupons
$15 coupon for 1800FLOWERS with PayPal
Added on : Thursday September 18th 2014 05:00:02 PM
g: 0 Posted By: tommythe
Views: 58 Replies: 0 linky to coupon you will receive on email few minutes later
use code SEARCHFREE for free shipping doesn't work on all items
25% off with code WME8
20% with code ANDROID
15% with code RMNFFTN
you have to search and play with codes it took me few minutes
please post successes
Flowers Deals
How to teach someone risk V reward
Added on : Thursday September 18th 2014 07:00:12 AM
g: 0 Posted By: newnorley
Views: 16 Replies: 0 I'm posting lots recently, apologies.

My brother really struggles to appreciate risk, I would say I'm overly optimistic but he would literally bet everything on a 100/1 shot.

2 examples:

1/Stocks, a friend of his showed him this AIM (think pink sheets) company in the UK, the friend told him it was risky, my bro apparently read up on it lots but it seems that he tuned out all the bad stuff and just reinforced the good stuff. I think he then convinced himself that it was a certainty to x5 and so he put a significant amount of money into it for him (i.e. all savings and few thousand from wages - he is young tho so savings weren't much and he has no dependents). The stock IS NOW basically worthless.

2/He has been working at a shitty startup for a while, he doesn't like it, he gets paid terribly but becos there is this carrot of 'IPO' one day he stays there. Even though he has very few shares, he has no idea how many shares there are in existence and his boss has proven time and time again that he can't be trusted. He should leave but he dreams of the $$$ from the IPO.

He just doesn't seem to appreciate how low the lows from something bad happening are and can only imagine the upside. Anyone have any ideas how I can get him to change?
Free Kindle Book- Database Pro (was $19.95) and other related
Added on : Thursday September 18th 2014 03:00:04 AM
g: 1 Posted By: remick
Views: 219 Replies: 0 http://www.amazon.com/gp/product/B00BDS2FFQ

Learn SQL Server 2012 professional database design fast. Practical relational database design teach-by-practical-diagrams-&-examples book for developers, programmers, systems analysts, IT managers and project managers who are new to relational database and client/server technologies. Also for database developers, database designers and database administrators (DBA), who know some database design, and who wish to refresh & expand their RDBMS design technology horizons. Familiarity with at least one computer programming language such as Visual Basic, Windows file system & Excel is assumed. Since the book is career advancement oriented, it has a great number of 3NF database design examples with metadata explanations along with practical SQL queries (over 400 SELECT queries) and T-SQL scripts, plenty to learn indeed. Great emphasis is placed on explaining the FOREIGN KEY - PRIMARY KEY constraints among tables, the connections which make the collection of individual tables a database. The database diagrams and queries are based on historic and current SQL Server sample databases: pubs (PRIMARY KEYs 9, FOREIGN KEYs 10) , Northwind (PRIMARY KEYs 13, FOREIGN KEYs 13) and the latest AdventureWorks series. Among them: AdventureWorks, AdventureWorks2008, AdventureWorks2012 (PRIMARY KEYs 71, FOREIGN KEYs 90), & AdventureWorksDW2012 (PRIMARY KEYs 27, FOREIGN KEYs 44). The last one is a data warehouse database which is the basis for multi-dimensional OLAP cubes. The book teaches through vivid database diagrams and T-SQL queries how to think in terms of sets at a very high level, focusing on set-based operations instead of loops like in procedural programming languages. The best way to master relational database design & T-SQL programming is to type the query in your own SQL Server Management Studio Query Editor, test it, examine it, change it and study it. Wouldn't it be easier just to copy & paste it? It would, but the learning value would diminish rapidly. You need to feel relational database design and the SQL language in your DNA. SQL queries, "CREATE TABLEs" must "pour" out from your fingers into the keyboard. Why is knowing SQL queries by heart so important? After all everything can be found on the web so why not just copy & paste? Well not exactly. If you want to be an database designer expert, it has to be in your head not on the web. Second, when your supervisor is looking over your shoulder, "Chuck, can you create a new table for our electric pumps inventory?", you have to be able to type the CREATE TABLE query without documentation or SQL forum search and explain how it will work to your superior promptly. The book was designed to be readable in any environment, even on the beach laptop around or no laptop in sight at all. All queries are followed by results row count and /or full/partial results listing in tabular (grid) format. Screenshots are used when dealing with GUI tools such as SQL Server Management Studio. Mastery of the relational database design book likely to be sufficient for career advancement as a database designer and database developer.
Database design principles did not change much since the inception of RDBS technology in the 1970-s. Yet there are many IT installations with faulty database design which is very costly to the company. Good database design increases reliability, decreases development time and maintenance cost.



Ethical Hacking: Learn how to hack the web
http://www.amazon.com/gp/product/B00NMGGC92


A Gentle Introduction to Computer Programming Fundamentals
http://www.amazon.com/gp/product/B00ECI0D0S/

Programming is fast becoming a basic literacy. Software is pervasive in society and therefore it is needed in virtually every occupation. But for some people, programming feels very unnatural; that's where this book comes in! This book is written in a step-by-step, tutorial style that makes programming available to pretty much anyone who cares to take the time to learn. It's the result of my years of experience and research into teaching introductory programming. In addition, I've used versions of this book in my distance education programming classes for years, which has given me the advantage of optimizing it based on student comments and suggestions.

You can start using this book right away, without buying anything else and without having to install anything on your computer! Within a few days, you will understand the basics of how computer programs work.
C++ is used in this textbook because the syntax is almost exactly the same as C, Java, Javascript, PHP and many other popular programming languages. If you master the concepts in this book, they will transfer to many other languages. In addition, C++ does not require a lot of "scaffolding" to set up. For example, Java requires understanding classes right from the beginning, and PHP requires understanding html. With C++, you start with four standard lines at the top of your program, and you're into the program. Note that I really like Java and PHP, and write in these languages myself quite often; however, for a basic introduction to programming, C++ is the way to go!
When you're finished with this book, the world of programming wil


Designing Embedded Systems: Guidebook
http://www.amazon.com/gp/product/B00JMIMFM2

This Guidebook reviews the Software Development and Engineering Principles involved in the Design of Embedded Computer Systems.

The reason behind developing this book can be answered by the following question. What does an embedded software engineer produce? Now most people would say 'prototypes' and this might seem like the correct answer but it is not. The correct answer is that the engineer produces documentation, documentation that shows other people how to understand and build the product.

Now imagine that you are a software engineer who has newly joined the company and you have been given the unenviable task of maintaining an existing product. Why was this work given to the new guy? The answer is that no one else in the company wanted to tackle this project. Why? Because there is no documentation. So to figure out what the product does and to fix the bugs the new guy (or gal) has to reverse-engineer the source code. So the money that management thought they saved when some code was quickly thrown together by a software engineer (who has since left the company) they now find that several times more is being spent to fix up all the bugs and possibly add on some minor enhancement.
This type of problem occurs when there is no development procedure.
Which brings us to the Guidebook.
The Guidebook provides a standard procedure which may be used by the Systems, Software, Embedded, Firmware and Hardware departments. Various design and development documents are produced at specific points in the project and are passed out for review prior to being used by other team members. By having this consistency the entire team now know which design elements will be produced and the need for implementing any reverse-engineering will be eliminated. Product costs for maintenance will be greatly reduced. Manufacturing and Test departments will now have the necessary details with which to complete their work. For shouldn't the designers who intuitively understand the product be the ones to write down their knowledge such that it can be passed on to others?
By presenting these steps in the form of a Guidebook which is distributed to the engineering team, it then identifies the documents that are to be generated, when they should be produced, who should create them and who should be involved in the review process. This keeps the entire team synchronized, fully aware of their responsibilities.
Now some companies do have such procedures but they are long-winded and stored away in some unknown location on a harddrive.
But a bright red Guidebook that clearly spells out the development process.
Now wouldn't that be worth having?


Intel Trusted Execution Technology for Server Platforms: A Guide to More Secure Datacenters
http://www.amazon.com/gp/product/B00DREFPK6

Books Deals

Amazon Coupons
Ashampoo GetBack Photo
Added on : Thursday September 18th 2014 02:00:07 AM
g: 0 Posted By: softwaredealhunter
Views: 67 Replies: 0 Photos are full of memories and often have a priceless, sentimental value. Especially then it is painful, when one realizes that the digital photos of the own wedding, pictures of the childrens births or of the last holiday are gone and that there is no backup. With Ashampoo GetBack Photo the loss of digital photos doesnt have to be permanent. The program enables the quick recovery of photos from different storage devices in just a few steps. In contrast to many conventional undeleter programs, Ashampoo GetBack Photo recovers not only photos that were deleted normally, but also images from storage devices that have already been formatted.

http://www.ashampoo.com/frontend/registration/php/trial_step1.ph...

Totally Free Deals
Free Phazyme Gas Relief Softgels @VONS with Just4U membership YMMV
Added on : Wednesday September 17th 2014 09:00:18 AM
g: 0 Posted By: TheNomad
Views: 363 Replies: 0 Login to your Just4U accunt at Vons.com
Go to Coupons section (not personalized deals)
Click the arrow next to the box saying "Items per page" and select "All" option
Give it a few seconds to load all coupons
Search in your browser for word "phazyme"
If you are in the targeted audience (if it is targeted that is) you will see the coupon. Mine said FREE 12-Count limit 2
Good luck

Health & Beauty Deals
Free Phazyme Gas Relief Softgels @VONS with Just4U membership YMMV
Added on : Wednesday September 17th 2014 08:00:17 AM
g: 0 Posted By: TheNomad
Views: 172 Replies: 0 Login to your Just4U accunt at Vons.com
Go to Coupons section (not personalized deals)
Click the arrow next to the box saying "Items per page" and select "All" option
Give it a few seconds to load all coupons
Search in your browser for word "phazyme"
If you are in the targeted audience (if it is targeted that is) you will see the coupon. Mine said FREE 12-Count limit 2
Good luck

Totally Free Deals
Free Marcela Valladolid Frozen Entree at Safeway - FB
Added on : Wednesday September 17th 2014 07:00:19 AM
g: 1 Posted By: remick
Views: 162 Replies: 1 https://www.facebook.com/Safeway?sk=app_912482858765243
Totally Free Deals
100 Caffeine Pills 200mg - $1.99 @ PipingRock.com
Added on : Wednesday September 17th 2014 06:00:06 AM
g: 2 Posted By: Xenocrates
Views: 1040 Replies: 14 100 Caffeine Pills 200mg- $1.99 @ PipingRock.com

$0.50 cheaper then the last few times it's gone up!


Health Deals

Piping Rock Health Products Coupons
Performance Mouse - Logitech @ Staples $49.99.
Added on : Wednesday September 17th 2014 02:00:04 AM
g: 0 Posted By: boomauger
Views: 257 Replies: 3 I have seen this offer a few times in the forums. Looks like Staples has it this time. Logitech Performance Mouse. @ $49.99. Cheapest I see online right now.

http://www.staples.com/Logitech-Performance-Mouse-MX/product_807...
Keyboard & Mouse Deals

Staples Coupons
Performance Mouse - Logitech @ Staples
Added on : Wednesday September 17th 2014 01:00:03 AM
g: -1 Posted By: boomauger
Views: 152 Replies: 1 I have seen this offer a few times in the forums. Looks like Staples has it this time. Logitech Performance Mouse. @ $49.99. Cheapest I see online right now.

http://www.staples.com/Logitech-Performance-Mouse-MX/product_807...
100 Caffeine Pills 200mg - $1.99 FS @ PipingRock.com
Added on : Tuesday September 16th 2014 09:00:08 PM
g: 0 Posted By: Xenocrates
Views: 164 Replies: 0 100 Caffeine Pills 200mg- $1.99 FS @ PipingRock.com

$0.50 cheaper then the last few times it's gone up!


Health Deals

Piping Rock Health Products Coupons
g: 0 Posted By: rooms222
Views: 0 Replies: 0 Dillard's has 40% off all Clearance items starting Today (Wed.) for Dillard's Cardholders. It is both online and B&M. It opens to all on Thursday through Saturday.

Lots of Men's Clothing, Shoes, Handbags, and Women's Sleepwear. More Women's Clothing than the last sale. Some Luggage, but few Kitchen items.
g: 0 Posted By: SegaRob
Views: 43 Replies: 0 Here is a list of NYS municipal bonds funds from BlackRock: http://www.blackrock.com/investing/products/product-list#categor...

They have similar funds for other states and national. The NY funds invest in bonds "exempt from federal income taxes (including the alternative minimum tax) and New York State and New York City personal income" which could be 40-50% for high-income earners. Currently, they are selling at 10% discount to net-asset value (NAV) which means you're paying 10% less than buying the bonds individually. I've looked into some of the underlying bonds and they seem to be trading at roughly 10% premium to par value so with the bond fund you're entering at roughly par value. The default rates are exceedingly low.

Over the last 10 years, when including dividends/distributions, these funds have performed similarly to S&P and Dow indexes: http://stockcharts.com/freecharts/perf.php?$INDU,SPY,MHN
The graph doesn't include taxes, so after taxes, the net gain is quite similar. At some points, the gains have far outpaced the stocks which might be in the cards for the near future if there's a correction in the stock market after the last few years of significant gains.

With the fed meeting tomorrow, I expect there might be a big spike up or down depending on the outcome. Despite the short-term volatility, I think long-term that the bonds will converge towards par-value and the fund will converge towards NAV which is essentially leads us to the same prices at present. Even without price/capital appreciation, the ~6% yield equivalent to 10% taxable yield is far better than any savings account at present or anytime in the near future. Depending on your thoughts about what the fed report might entail, you may prefer to invest now or after the meeting tomorrow when the dust settles.
Investing Deals
Alliant CU - $150 cash bonus for New Checking Account Holders
Added on : Tuesday September 16th 2014 06:00:14 AM
g: 0 Posted By: pbabb2
Views: 17 Replies: 0 $150 cash bonus for opening Alliant checking accountRecieved this via email yesterday. Seems like a fairly easy $150 (a few requirements outlined below) and I've had good experiences with Alliant in the past (have a credit card with them).

https://www.alliantcreditunion.com/OnlineBanking/Login.aspx?Retu... directs you to online login. must be an alliant member which is free)

Here's how to get $150...

1. September 2 to October 31, 2014 Open an Alliant Checking account AND
2. By November 14, 2014

Make at least one purchase with your Alliant Visa Debit Card
Make at least one payment using Alliant Bill Pay
Meet the two easy requirements of High Rate Checking:

o Opt out of paper statements AND
o Make at least one monthly electronic deposit (direct deposit, payroll deposit, ATM deposit, or transfer from another financial institution)

With Alliant checking, you can earn 7x the bank national average on your account,2,4 and you get access to 80,000 surcharge-free ATMs,5 online banking, mobile banking apps6 and a Visa Debit Card - all for free, with no monthly service fees on your account.

$150 bonus offer is available for new checking accountholders only, including Free Teen Checking.1,2 One $150 bonus per member.2

Offer ends October 31, 2014.

Use promo code CHEK002.

To apply online, you must first log in to Alliant Online Banking. Then select "Open an account" on the right menu and follow prompts. For personal assistance call 800-328-1935 or visit an Alliant Branch.

FINE PRINT:
1 To qualify to receive the $150 bonus deposit, member must open an Alliant checking account between September 2, 2014, and October 31, 2014, and complete the following three actions by November 14, 2014: (1) meet the requirements of Alliant High Rate Checking; (2) make at least one signature- or PIN-based purchase with the Alliant Credit Union Visa Debit Card; and (3) make at least one online bill payment using the free bill pay service in Alliant Online Banking. This bonus deposit offer is not applicable to those who opened an Alliant checking account prior to September 2, 2014, or those who open Alliant checking after October 31, 2014. No minimum balance required to earn the bonus. Offer cannot be used in conjunction with any other checking offer. One $150 bonus deposit per member. Once we verify qualifications, we will deposit the $150 bonus deposit directly into the member's account. Deposit will be made by November 28, 2014, and appear on your November 2014 eStatement. Check the status of the bonus deposit on Alliant Online Banking. The $150 bonus deposit is considered as taxable income and will be paid as a special dividend and reported on IRS Form 1099-INT. This account must remain open for at least six months or the bonus amount will be subtracted from your checking or savings account upon closing. The August 2014 High Rate Checking dividend is 0.65% APY. APY is accurate as of the 06/19/2014 dividend declaration date. No minimum balance required to earn the dividend. Dividend may change after account is opened and is subject to change monthly. When applying for your checking account, use promo code CHEK002.

2 High Rate Checking dividends are paid on the last day of each month to checking accountholders who have opted out of receiving paper statements (receive eStatements only) and have a recurring monthly electronic deposit to their Alliant checking account each month (e.g., a direct deposit, payroll deposit, ATM deposit, mobile check deposit or transfer from another financial institution). Otherwise, Alliant checking accounts do not earn a dividend. Checking dividend may change after account is opened and is subject to change monthly. There is no minimum balance requirement to open an Alliant checking account or to earn the stated APY. Alliant checking is free; however, if incurred, fees such as a stop payment or NSF fee will apply. Please refer to the Alliant Fee Schedule for a list of these types of fees. Account is subject to approval. We may not open checking for you if you do not meet Alliant criteria.

3. Alliant eStatements are free. A fee will apply if you choose to receive your account statement in paper form. Refer to the Fee Schedule. To avoid the paper statement fee, log in to Alliant Online Banking to change your statement preference to eStatements.

4 Based on Alliants August 2014 High Rate Checking rate of 0.65% APY vs. the bank national average checking rate of 0.09% APY as of 08/01/2014 sourced from National Association of Federal Credit Unions in cooperation with SNL Financial and Datatrac Corp.

5 Surcharge-free ATMs include Alliant-owned ATMs and ATMs that are part of the Alliance One, Allpoint, Bank of the West, CO-OP Network, Credit Union 24 CU Here and Publix Presto networks. Transactions performed at other ATMs may be subject to the ATM owners surcharge fee. Not all ATMs accept deposits. Please see our online ATM Locator for a list of ATMs that accept deposits or are surcharge-free.

6 You must meet certain criteria for mobile check deposit. Limitations apply. Mobile check deposit requires a camera-enabled device. Data and text charges may apply. Check with your mobile provider.
Deposits Deals
no load / no fee mutual funds, where to find them ?
Added on : Monday September 15th 2014 03:00:08 PM
g: 0 Posted By: kinwin
Views: 46 Replies: 3 A few years ago I had an account with ING direct, and they offered no load, no fee, index funds.
Recently this company has been sold to capital one, and I just noticed they now charge $19.95 for each trade of mutual funds. I have not been able to find any mutual funds which is both no load AND no fees anymore.
Does any fatwallet'er out there know of any company offering truly no cost, mutual funds?
g: 82 Posted By: dshibb
Views: 1203 Replies: 8 Just as the title describes:

This is a thread that lists all of the Master Threads, Topic FAQ Threads, Large Guide Threads, etc. on FWF in one place (the Quick Summary).

Anybody can add a Master/FAQ/Guide/etc. thread to the Quick Summary presuming it fits with the spirit of being a Master, FAQ, Large Guide, etc. and it's listed in an appropriate category in the quick summary. How we define that may not be exact, but like the Supreme Court we may know it when we sit it.Typically that often means some combination of:
1) A broader subject matter (loading the quick summary with each deal/bank/etc. thread probably overkill)
2) Maybe a decent amount of Q&A
3) Subject matter has broad utility to numerous members as opposed to few or the one who created the thread



Discussion Deals
g: 0 Posted By: zmaster
Views: 115 Replies: 2 Just receive email from Savingstar.

Dear SavingStar Member,

Important Account Change:
Kroger, Dillons, Baker's, Gerbes, Fred Meyer, Fry's, JayC, King Soopers, City Market, Payless, Owen's, QFC, Ralphs, and Smith's.
The way you save at Kroger-owned stores will soon change. Starting October 1, Kroger will transition from an "automatic" (loyalty card) retailer and instead participate as a receipt-scanning retailer. This means that you will redeem SavingStar offers at all Kroger-owned stores by submitting a picture of your receipt instead of linking SavingStar offers to their loyalty card. This change impacts all Kroger-owned stores, including: Kroger, Dillons, Baker's, Gerbes, Fred Meyer, Fry's, JayC, King Soopers, City Market, Payless, Owen's, QFC, Ralphs, and Smith's. This was a corporate decision made by Kroger.

All SavingStar offers redeemed at Kroger-owned stores using your loyalty card must take place by September 30 (rewards will post to your account on or before October 9). Starting October 1, all redemptions will be credited when you submit a picture of your receipt, either through the SavingStar app or SavingStar.com.To learn more go here.Get the iPhone app here Get the Android app here

New Retailers
We are pleased to announce that also starting in October, you'll be able to redeem SavingStar offers at new stores Safeway, Vons, Food 4 Less and H-E-B by submitting a picture of your receipt using the SavingStar app or through SavingStar.com.Get the iPhone app here Get the Android app here.

Other recently added retailers include: WalMart, Target, Kmart, BJs, Costco, Sams Club, Walgreens, Dollar General, Family Dollar, Meijer, and WinCo.

Thank you for using SavingStar!
Sincerely,
The SavingStar Team



I don't know if this is good thing or bad. Kinda upset since it was nice to have automatic report.
In my opinion it is more work on my part, more time
Discussion Deals
Question Regarding Rental Income Interest Deduction
Added on : Monday September 15th 2014 02:00:07 AM
g: 0 Posted By: SoonerThanLater
Views: 27 Replies: 0 Hi All,

I've searched and really couldn't find anything about this. We've been renting out our old house for a few years now. We owe about $75k on it and we're thinking about refinancing down to 15 years. However, I was also thinking about just pulling the money out of a 401k and paying it off. I could save on closing costs and other fees. I know the pros and cons to each but I am just wondering how much I would be losing by forgoing the interest deduction???

If I refinance, I'll be paying about $2600 a year in interest. I am normally at the break even point on the rental. Does anyone know how much I will be giving up in "real dollars" when I file my taxes if I don't have that interest??? I know everyone's tax bracket is different but I am just looking for a ballpark to see if this will be worthwhile. I don't like paying interest but if I am getting everything back, that's different. However, I know that's not the case...

I welcome your input. Thanks all!
Real Estate Deals
UGG Women's Mini Bailey Bow Boots (Salt) - $104.99 w/ FS @ 6PM
Added on : Sunday September 14th 2014 03:00:02 PM
g: 0 Posted By: hellokitty27
Views: 137 Replies: 0 6PM has the UGG Women's Mini Bailey Bow Bootsin Feather for $104.99 w/ free shipping. Also available in Feather, but in limited sizes.

Twin-faced sheepskin upper with a suede heel guard and back lacing for added appeal
Genuine sheepskin lining keeps feet and ankles warm and cozy
Soft foam insole covered in sheepskin for unparalleled cushioning
Flexible and durable molded EVA outer sole keeps you stepping in style
Slight dye transfer may occur with darker colored sheepskin during first few wears

Shoes Deals

6PM Coupons
g: 0 Posted By: Eryeal
Views: 214 Replies: 0 I posted a deal from this vendor on the Y70 a few days ago, and to my surprise it didn't get shellacked, so posting this one as I view as even better, at least compared with all other prices that I can see. It's the same price as the much lower model on Lenovo.com (the one with less RAM, graphics memory, etc), and that one on Lenovo.com is even on sale. Seems like a good price for this model? Same vendor sells on Amazon for $1499.99.

http://www.klickonline.net/lenovo-y50-touch-laptop-59421835-core-i7-4710hq-16gb-ram-15-6in-fhd-multi-touch-1920x1080-nvidia-geforce-860m-4gb-1tb-8gb-sshd-wifi-ac/

4th Generation Intel Core i7-4710HQ Processor (3.50 GHz Turbo, 2.50GHz Base, 1600MHz 6MB)
NVidia GeForce 860M 4GB
Genuine Windows 8.1 64 bit
16GB PC3-12800 DDR3 1600MHz SDRAM SODIMM Memory
15.6" 10 Point Multi-Touch Full HD 1080p (1920 x 1080) AntiGlare Backlit Display with integrated camera
Hybrid 1TB + 8GB Solid State Hybrid Drive
Intel Dual Band Wireless-AC 3160
Bluetooth
720p HD Webcam
No Optical Drive
4 Cell 54 Watt Hour Lithium-Ion Battery
Backlit Keyboard


Here is the Y50 Touch on Lenovo with less specs for the same price:

http://shop.lenovo.com/us/en/laptops/lenovo/y-series/y50-touch/
Laptops Deals

Lenovo Coupons
WalMart Savings Catcher
Added on : Friday September 12th 2014 04:00:09 PM
g: 1 Posted By: juniorjam
Views: 144 Replies: 6 In case you didn't know (I can't believe there's not a substantive topic on this), WalMart has a SavingsCatcher program.After purchasing items, they use a 3rd party service to see if local stores (to you) offer lower prices. If they do, you get the difference on a WalMart gift card. You can let it accumulate, or cash it out on a gift card immediately.

I get all of my groceries from Wally World and used it about a week ago. I spent $120.76, set up an account on their website (WalMart.com/savingscatcher),and entered my receipt number when I got home. After a few days, I got back $4.25 (3.5%).

You can enter receipts for the last 7 days. You can earn up to$599.99 per year. Their FAQ is worth reading and is here: https://savingscatcher.walmart.com/faq.

Considering a lot of people (myself included) fight for an extra percent or two on reward cardsfor groceries, this is pretty freaking awesome. I submitted my second receipt tonight. We'll see if it's at the 3.5% mark. This is especially awesome sincemy WalMart is already noticeablycheaper than all of my local grocery competitors.

Good luck!




Discussion Deals
Business partnership ending and I got bad vibes, how to handle?
Added on : Friday September 12th 2014 03:00:08 PM
g: 0 Posted By: MightySlacker
Views: 70 Replies: 0 This is in the state of Ohio for reference. Some parts need to be left vague, but hopefully I can get in all pertinents.

A few years ago, my girlfriend and I decided to catering and concessions at a certain venue. It was a place I had worked 5 years before that and we did some unofficial food stuff for smaller events, and when the opening happened to take care of everything food related we took it. The management of the venue were friends and wanted to do a partnership, which appealed to use because we didn't have the capital to go all in by ourselves.

The management purchased the existing catering and concession equipment for X amount, for which we paid half (3 installments that year) and were to own half (we formed a LLC). Our agreement was that my girlfriend and I would get X per hour, and then split the profits at the end of each year. What ended up happening is that the venue ran a food "tab" for its workers which we kept track of, and then deducted that from the profits. 2 years out of the 4 the tab exceeded what their profits would be and money was sent our way.

This year, we moved because I got a job promotion and we decided we could not take care of the business at a level we were accustomed to providing. We jointly decided to try and lease the operations to some people and if they were able to handle it we would be bought out of our half. Unfortunately, the management was fired and replaced in a particularly nasty incident(s). I had talked to them afterwards and the response was just to sell everything.

I went to go look at things last weekend and did not like what I saw. Several items belonging to the business that were not stored with the concession stand(s)/truck(s) were gone, even a couple of propane tanks for one of the stands (which were locked) are gone. The management had pretty much taken everything of theirs not nailed down, but did not think that would include our items. There was a new temporary food person that had said he had briefly talked to previous management but was only interested in some of the equipment, not all of it. I have attempted to contact the previous management multiple times with absolutely no response. My spider sense is tingling.

I'm not really sure what my recourse should be to collect my "half" if things go south. The paperwork is all in the managements name, I just have a bill of sale and my checks whcih are clearly noted to be payments for half of the equipment. The management is in some hot water over multiple shady things that were uncovered, so my complaint would be a drop in the bucket. I don't think i can take them to small claims because they'd just hide behind the business name. I am friendly with the new venue management while the old management isnt even allowed on the property, so I guess I could pillage whats left or hold something for ransom, but I certainly think that would be a last resort kind of option. Any advice on how to proceed?


Discussion Deals
Shelter Insurance Junior Special Policy- revisited from 2012
Added on : Friday September 12th 2014 12:00:09 PM
g: 0 Posted By: srhullender
Views: 149 Replies: 1 http://www.fullofdeals.com/forums/finance/1245931/

I stumbled across this post/thread/forum after doing a search on childlifeinsurancepolicies and wanted to comment.
A lot of misconception in this thread. A LOT! To touch on a few that really were way off track are as follows:

This is from the 1st posting...

"Let's take this slowly ...
1. Child life insurance does not help make sure children will be insurable in the future.
yes, it actually does. by buying a policy which carries "Guraranteed Insurability", the child will be able to purchase life insurance, regardless of health, in the future.
2. Child life insurance does help make sure children will be able to purchase from a limited set of adult product options.
True.
3. Those are typically awful products at awful prices.
Permanent Life Insurance is most defianltey applicable ina lot ofsituations.
4. Even where they are not awful products today, they almost certainly will be awful compared to more contemporary products offered 20 years from now.
FALSE! Waitng for those "future products" to "possibly" be more viable is rediculous to say. Plus, its not like we can erase time (as of yet, for you future dwellers lol). Hoping/praying for better products in the future designedto help protect our net worth will be useless unless you start now.
5. If truly uninsurable, those grown children will not be insurable.
What? This made as much sense as this entire post...
6. They will only have the ability to exercise the option to purchase the agreed upon product.
Exactly what its designed to do. And this is a bad thing?I'm actually kind of shocked by this display of pure ignorance. Every one of the posts in this thread are single minded. Let me start with a story...I have this client, we will call him Brian. He is a 39yo married man with a 1 year old. When I met Brian he was 29 and extremely active with his job. He is a risk assessor for a huge dot.com company. Anyway, I had found out shortly after I met Brian that he had Type 1 diabetes. Now Brian had not done such a great job over the years of treating his diabetes from when he was diagnosed at 16.
Soon after we became friends Brians diabetes got worse. He eventually had to have a kidney/pancreas transplant.Why am I bringing up Brian? Because Brian is one of millions who have Type 1 diabetes. (We arent even talking about any other disease or illness that can cause someone to be uninsuranble.) And Brian is one of millions who is 100% uninsurable. And if he were to find an insurance company who would write a policy on him (which to this date I cannot find), the cost would be so exorbitant that not even the examples above would hold a candle to it.When you can buy a policy for your child that A) doesn't have a continuous premium payment, B) Offers some sort of death benefit and C) offers a Guaranteed Insurability Rider which allows your child to purchase additional amounts later in life, regardless of health.... You are WINNING!

And trust me.Regardless of what products are out in 20, 30, or 40 years down the road or what this insurance is worth that far in the future. If Brian or any one of the millions of people out there were able to buy ANY amount or level of life insurance....they would buy it in a heartbeat! Ragardless of cost or death benefit.

I would say to all of the people who posted in this thread. "Stop being so cheap and actually buy something worth a darn for your kids. How many Wii, Nintendos, Atari, etc have you wasted on your kid already? Trying to tell me $240 is that much of a waste to benefit over a game system or any other crap you splurge on your kids with?" zzzzzzz



Discussion Deals
g: -1 Posted By: jc92782
Views: 124 Replies: 1 LEPA G Series G1600-MA 1600W 80 PLUS GOLD Certified Full Modular Power Supply !!! $ 239.99 After $ 60 MIR*** HOT *** Lepa Gold 1600W Full Modular PSU


Product Details

***$60 MAIL IN REBATE***

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Special Price: $299.95
Price after Rebate: $239.95 !!

Available 9/12/2014 - 9/20/2014 only

I have build few gaming rig , so far I have no issue yet. The best price I have seen so far


http://www.performance-pcs.com/catalog/index.php?main_page=produ...


g: 0 Posted By: DizzyT71
Views: 160 Replies: 0 Panasonic has their Portable Upper Arm Blood Pressure Monitor (EW3109W)on sale for$39.95 - $10.00 coupon code "BPM3109" = $29.95 with free shipping.

Compare at Amazon for $39.92.

Digital Filter Technology for Accurate Measurement
One Touch Operation-Easy to Use
Readings above 139 on Systolic or 89 Diastolic will automatically flash on the LCD screen
An automatic memory feature allows you to capture 90 readings and save them to track the readings over time
Large LCD Display, great gift for parents


4.4/5 Stars based on 1,494 customer reviews on Amazon.
Health Deals

Panasonic Coupons
Car Keyed - Any Experiences/What To Expect From Insurance
Added on : Friday September 12th 2014 02:00:06 AM
g: 0 Posted By: Mr0ffic3r
Views: 60 Replies: 3 My car was keyed either yesterday at work or the day before at night. I noticed it yesterday when I got home from work. I am in communication with Security at my work and they are checking into the video feeds to see if they can find anything.

I have a 2000 BMW 5 series with 260k miles - I do have full coverage.

It was keyed on the driver side from the front headlight all the way back to near the tail lights - I'll post pics later.

What is involved in repairing this? From what I see on a quick Google search, they will basically have to repaint 1/2 my car? Anyone have any personal experience with this? Am I wasting my time with even calling the insurance company being that my car is almost 15 years old and over 1/4 million miles? I maintain my car religiously, it's in top notch mechanical and eye candy condition. That being said, I'd be surprised if it's worth $5k on the market, although it's worth more than that to me.

Even though my car is in great condition for it's age and mileage, it's not perfect. There are a few scuff marks here (not noticeable unless you really look, couple <5mm rock chips on hood, etc., and there but nothing like a the deep scratch that you can easily feel where it was keyed - that runs along the side entire side of the vehicle.

Thoughts?


Plink has shut down
Added on : Thursday September 11th 2014 04:00:16 PM
g: 0 Posted By: doveroftke
Views: 77 Replies: 1 It seems these types of independent linked-card cash-back programs (there's an industry term for it, but I can't recall it) just can't stay in business as Plink has ceased operation today without any advance warning. As you might expect, any un-redeemed points are worthless now. Per Plink.com:
Plink.com said: To Our Loyal Plink Members

With much sadness and heavy hearts, we are sorry to tell you that Plink is closing its doors. As of today, the Plink site will be shut down and the program will cease to function.

As a start-up, we are reliant on continued funding and over the last year we have been unable to secure any additional funding. Unfortunately, without that funding, Plink can no longer continue to operate. As a team, we did everything we could to keep Plink alive, but we have now run out of time and options.

We owe a huge debt of gratitude to our loyal members who have supported us for the last three years. As a team, we want to thank all of our members, for their loyalty and continuing to stick with us to the end. We couldn't have made it this far without such a loyal, committed group of members.

We also want to thank all of our advertisers and partners who supported us over the last three years. It was their belief in us and willingness to support a small start-up that allowed Plink to grow. We are proud to have partnered with some of the largest restaurant and retail brands in the United States.

Moving forward, all Plink accounts will be closed. No further points can be redeemed.

Thanks to all from the Plink Team.

Any further questions can be directed to support@plink.com.

Sincerely,
The Plink Team

Oh well, got a few bucks out of it while it lasted.
Discussion Deals
Where should i apply for HELOC with lt; 7 Months Credit History
Added on : Thursday September 11th 2014 12:00:26 PM
g: 0 Posted By: mercuryyy
Views: 127 Replies: 1 Iv been checking dozen CU And Banks, only penfed Ran my credit for a HELOC and diclicned me due to not enough account history.
I just added 3 trade lines so my total will be something like
7 Car payments all on time -450$
CC:
500$ IBM CU - 3 Payment
300$ BOA - 5 Payment
1500$ Discover - 1 Payment
500$ Captial one biz card - 1 Payment
500$ Cahse Freedom - 1 Payment
all on time never late, no collections no public records nothing bad.

I know most answers would be just stick it through and build history but i dont really have time right now, my house is worth 350,000$ and its fully paid, i only want to take 250,000$ in a line of credit intrest only for 10/20 term about 60-75% LTV
I have tax returns support my income from 2013-2012 showing a up trend and an avg of 4000$ net for the 24 months.
I already have quite a few inqurys so i dont want to just go and run my luck and apply for many CU and bank and they all have the same answer we cant tell you until you run an application
Currently on my eye sight i got Suntrust bank and PNC Bank

my brother just added me as an authrized user he has over 2 years of on time payment with BOA but its been 2 months already i got the card in the mail but its still now showing on my report probably because the address is diffrent but they opened a ticket and investigating, i know underwritiers wont look at authrized users but most automatied systems will probably just reject me on the spot with oldest account 7 months old.

Anyway if anybody knows the best places with the most easy requerments i should apply at some local Credit unions or something please advise.
Credit Deals
g: 1 Posted By: Eryeal
Views: 203 Replies: 1 Yeah I know this may get red'd to death due to it's a $1500 laptop .. However, thought that maybe perhaps a few here would appreciate the deal. Laptop is currently at $1689 at Lenovo, the lowest it's been on Lenovo is $1599+tax according to some forums, and it's at $1599+shipping on Amazon from the same seller. On their website, it's $1499.99 shipped, which IMO is a pretty nice price for this machine and I don't think you'll find it any lower, or within $100.

http://www.klickonline.net/lenovo-y70-touch-laptop-80du000hus-core-i7-4710hq-512gb-ssd-16gb-ram-17-3in-fhd-1920x1080-display-nvidia-geforce-860m-4gb-wifi-ac/

4th Generation Intel Core i7-4710HQ Processor (3.50 GHz Turbo, 2.50GHz Base, 1600MHz 6MB)
NVidia GeForce 860M 4GB Graphics Card
Genuine Windows 8.1 64 bit
16GB PC3-12800 DDR3 1600MHz SDRAM SODIMM Memory
17.3" Full HD Multi-Touch 1080p (1920 x 1080) LED Display with integrated camera
512GB Solid State Drive
Intel Dual Band Wireless-AC 3160
Bluetooth
720p HD Webcam
No Optical Drive
4 Cell 54 Watt Hour Lithium-Ion Battery
Backlit Keyboard


On the notebookreview (NBR) forums, while the specs don't say IPS on the Lenovo site, it appears it actually does have a nice IPS screen. I think you'd be hard pressed to find these same specs for a 17.3" IPS Touchscreen laptop for $1500.
Laptops Deals
eBay Guarantees a $100 Coupon if Your Eligible Mobile Phone Does Not Sell
Added on : Thursday September 11th 2014 11:00:06 AM
g: 0 Posted By: fivetalents
Views: 291 Replies: 4 Your phone will sell on eBay or a $100 coupon is yours. You don't have to beg. eBay is so sure your phone will sell that for a limited time you get a $100 coupon if it doesn't. Select phonesonly.


===========
Terms & Conditions

What is the Promotion?
A list of eligible cell phone familiesis listed at the end of these terms. eBay reserves the right to remove any cell phone model or family from the Promotion at any time in its sole discretion.

Sellers can create a Qualifying Listing in either (a) an auction-style format or (b) an auction-style plus Buy it Now format; In either format, the seller must accept the starting price guidance provided by eBay as the starting price for that listing. The starting price of each Qualifying Listing must not exceed the price guidance throughout the duration of the listing. Seller must not specify a reserve price on their listing. Fixed price format listings are not allowed. No guarantee is made that any item will sell at a particular price, or at all. If the seller creates a Qualifying Listing but his/her cell phone does not sell at all, then that seller will receive a $100 coupon towards his/her next eBay purchase. Coupons will be fulfilled approximately seven (7) to ten (10) business days after the end of the unsold Qualifying Listing, and must be redeemed by the seller within fourteen (14) days of receipt.

Only 5, 7, and 10 day listing durations in an auction-style or auction-style plus Buy It Now format are included in this Promotion (but may be subject to the listing upgrade fee). 1 and 3 day listing durations, as well as any fixed price format listing durations, are excluded from this Promotion. The Promotion does not apply to insertion fees, final value fees or optional upgrade fees. Final value fees will be applied to the total amount of the sale, including the cost of the item, shipping, and any other fees a seller may chargeexcluding any sales tax. Fees for optional listing upgrades (such as Gallery Plus etc.) apply. The item must sell within the initial listing time period. Re-Lists and Private Listings are not eligible for this promotion.

Sellers must follow all on screen directions to create their qualifying cell phone listing (Qualifying Listing) on the US site at www.ebay.comby either clicking the sell link in the Promotion materials, using the eBay mobile web or mobile application, using the Quick Listing Toolsell feature, or using the Advanced Toolsell feature. Note that use of the Sell It For You/ eBay Valet features will not result in a Qualifying Listing. Please also note that the Promotion may not be shown during the listing process.

To be included in the Promotion, a Qualifying Listing must be a bona fide listing that includes: (a) a correct title that accurately reflects the cell phone being sold; (b) an accurate photograph of the cell phone being sold; (c) an accurate description of the condition of the phone; (d) shipping costs that are the lesser of $15 or the average, usual, and/or customary range for similar or identical cell phones. Cell phones that are stolen, activation locked, or otherwise unusable may not be included in the Promotion. Without limiting the foregoing, all elements of the Qualifying Listing must be truthful and accurate, and must not contain any words, messages, images, icons, or statements that have the effect of asking buyers to avoid buying the listed item (i.e., setting a Buy It Now price higher than 2x the eBay Buy It Now pricing guidance) or informing the buyer that the actual item is not as described in the title and photograph. Listings that contain any of the foregoing will be disqualified from the Promotion.

All existing selling limits on your account (as well as category and item limits) still apply, and may prevent you from participating in the Promotion. The Promotion can be applied in addition to the monthly insertion fee promotion,and/or any other insertion fee promotion; however, the Promotion cannot be combined with any other promotions or offers.

Whos eligible?

This Promotion is available to sellers who (i) are registered and in good standing on www.ebay.comand (ii) meet eBays minimum seller performance standards.Please sign in to My eBay and view your Seller Dashboardto verify whether your account is currently meeting the standards. If you have received fewer than 5 detailed seller ratings from buyers, this information will not appear in My eBay; however, you will receive email notification if your account falls below the minimum performance standards.

When is it?

This Promotion will begin on September 1, 2014, at 00:00:01 PT (12:00AM plus one second), and will end on October 24, 2014, at 23:59:59 PT (11:59PM plus 59 seconds) for listings on www.ebay.com(the Promotion Period).

Restrictions & Exclusions.Summary

LIMIT ONE (1) QUALIFYING LISTING PER PERSON AND PER eBay USER ID DURING THE PROMOTION PERIOD. If it is discovered or suspected at eBays sole discretion that a seller has registered or attempted to participate in the Promotion more than once using multiple email addresses, multiple identities, multiple eBay User IDs/accounts, proxy servers or like methods, all of that sellers listings will be declared null and void, and that seller will be ineligible to participate in the Promotion. Also, if it is discovered that any seller attempts to receive additional listings in excess of the stated limitation of one (1) Qualifying Listing per person and per eBay User ID, that seller will, at eBays sole discretion, be disqualified from the Promotion.
All Qualifying Listings must comply with all applicable eBay policies, including eBays Duplicate Listing policythat allows for the removal of duplicate fixed price listings.
Items in For parts or not working/repair condition are not eligible for the Promotion.
Items with cracked screens or prior water damage are also not eligible for the Promotion.
Listings not created through the use of a catalog made available through eBay are ineligible.
The Promotion excludes listings with a start date prior to September 1, 2014 (including those listings revised during the Promotion Period). Additionally, the Promotion excludes listings that are created during the Promotion Period, but scheduled to start after the Promotion Period.
Any attempted form of participation in this Promotion other than as described herein is void.

Cell Phones Deals

eBay Coupons
NJ neighbourhoods / considerations of moving to suburbs
Added on : Thursday September 11th 2014 06:00:18 AM
g: 0 Posted By: newnorley
Views: 80 Replies: 5 Yo FWF'ers can you recommend some NJ suburbs for commuting to Manhattan from. I'm looking to rent a 2 or 3 bedroom place and want to get the most bang for my buck. Posting this here because I find a lot of people on here have a similar attitude to me and I've no idea on NJ or where to start looking and you guys can help me not ripped off. I'm presuming there are a fair few people on here commuting from NJ - NYC.

Don't want to spend more than $2k per month on rent (could spend more but my motivation of moving to suburbs is to save money)
Want to commute by train and spend no more than 45 mins on train
Want to be able to walk to train station 15 min walk ok
Don't care about school zone
Quieter neighboorhood preferred
If possible in my price range I would love to be near an area with a 'downtown' and / or park accessible on foot ( I detest driving in NJ)
Old house OK
Don't care about how cool an area is
I'm not sure if these areas exist but in England I used to live in a fairly middle class / lower middle class area but there was a decent sense of community and people took pride in where they live i.e. didn't shit on their own doorstep / would love something similar
---

What other financial considerations do I need to think of moving to NJ burbs ? When I move to burbs I'm going to sell where I live now and start renting so I will not have the mortgage tax credit when filing in 2016 (current HHI $200k) but I spend $500 a month on condo fees and $8k a year on real estate taxes so I'm thinking they will cancel each other out.

Train will cost a couple of hundred a month i suppose.

Selling my condo I'm going to get stung by broker fees

Thanks
Personal Finance Deals
50% Off Pelikan Fountain Pens
Added on : Thursday September 11th 2014 04:00:06 AM
g: 1 Posted By: maroonviking
Views: 103 Replies: 1 penchalet.com has a few Pelikan fountain pens on discount.

Pelikan 205 fountain penis $97.50
Pelikan 640 Mt Everest limited editionis $272.50
Pelikan 640 Eternal Ice limited editionis $340

Great deal on all 3 pens. They also have quite a few other pens on special as well. I am just partial to the Pelikan brand. I bought the Pelikan 205 from them and love the pen and thought I would share.

Office & School Supplies Deals
UGG Women's Marien Boots (Black, or Stout) - $135.00 w/ FS at 6pm
Added on : Wednesday September 10th 2014 05:00:07 PM
g: 0 Posted By: jskins
Views: 228 Replies: 0 UGG Women's Marien Boots (Black, or Stout)- $135.00 with free shipping at 6pm.

Available in Blackor Stout
Sizes 5-11
B-Med Width
Waterproof Leather Upper
17mm Tipped-Sheepskin Shaft w/ Waterproof Membrane
Plush Insole
Slight Dye Transfer May Occur w/ Darker Colored Sheepskin During First Few Wears
Maximum-Impact Rubber Outsole


These boots are selling elsewhere on Google Shoppingfor $180+.

Shoes Deals

6PM Coupons
Giveaway of the Day - PDF to Word Converter 3.1
Added on : Tuesday September 09th 2014 11:00:06 PM
g: 0 Posted By: softwaredealhunter
Views: 72 Replies: 0 PDF To WORD Converter is a Windows application to convert PDF files To WORD Doc format fast and easily. With the converter, users can convert PDF files to WORD format in few clicks. This program can automatically decrypt restricted PDF files to WORD format.Also, it supports Batch Mode to convert hundreds of PDF documents to MS WORD files at one time.

http://www.giveawayoftheday.com/pdf-to-word-converter-31/
Totally Free Deals
Apple Pay
Added on : Tuesday September 09th 2014 02:01:28 PM
g: 0 Posted By: GodelianKnot
Views: 61 Replies: 3 Interested in people's thoughts on Apple's new payment system:
http://www.apple.com/apple-pay/

Given the Target and Home Depot hacks, I find this part especially interesting:
Apple said: With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element, a dedicated chip in iPhone and Apple Watch. These numbers are never stored on Apple servers. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. So your actual credit or debit card numbers are never shared with merchants or transmitted with payment.
Curious how people think this will work. Apple claims they aren't tracking purchases in any way, so are the unique account numbers being setup directly by the respective banks? Basically, Apple got all these banks to setup a virtual credit card number API for them? Thoughts on if this is really more secure? Does it matter?

This also just seems like a good way to organize credit cards. I tried to use Google Wallet a while back, but never really got it to work well. I'm hoping Apple has the drive to really push this to be universal. Looks like they have most of my banks supported already, with a few more to come. Though I guess missing Discover is a big gap for some here.

In-app purchases is another interesting facet. Especially with something like OpenTable to pay at a restaurant without having to give them your card.
Discussion Deals
Cabela's Seclusion 3D iPad Case on Sale 9/10-9/21/2014 on Sale $ 23.99
Added on : Tuesday September 09th 2014 02:00:02 AM
g: 0 Posted By: Redmaggie
Views: 230 Replies: 0 New Catalog. 9/10/2014 - 9/21//2014

I am starting my Christmas Shopping now. I thought this would be a nice gift for my husband. There is companion Seclusion 3D Wallet Collection,Purchasing a few things to bump up to the $49 sale for free shipping.

Cabela's Adjustable Seclusion 3D iPad Case

Three-position flip stand delivers hands-free viewing
Magnetic on/off cover allows tablet to sleep when closed
Fits iPad 2 and 3
Give your iPad the Cabelas treatment. Fits iPad 2 and 3, and similar-sized tablets. Padded for protection. Three-position flip stand allows you to get the perfect angle for comfortable hands-free viewing. Magnetic on/off cover allows tablet to sleep when closed and wake-up when open. Imported.
Dimensions: 10-1/8L x 7-7/8"W x 3/4D.
Camo pattern: Seclusion 3D.

iPads Deals

Cabela's Coupons
g: 0 Posted By: bittul
Views: 0 Replies: 0 Price dropped on this tablet across most online retailers from $200 to $170 in the past few weeks.

But the best deal is currently @ Sears/Kmart who are offering $20 back in SYW points on this tablet. ($28 back if paying all in Cash)
[If paying all in points, be sure to pay at least $0.01 oop]

Deal is even sweeter if you have a $10 back on $150 Electronics coupon (making it $30 back in points)

There's also a $5 off coupon that can be loaded from the Mobile app (Sears only afaict).

Sears:
White: http://www.sears.com/samsung-galaxy-tab-4-7inch-tablet-with-8gb/...
Black: http://www.sears.com/samsung-galaxy-tab-4-7inch-tablet-with-8gb/...

Kmart:
Black: http://www.kmart.com/samsung-galaxy-tab-4-7inch-tablet-with-8gb/...

~~~~~~~~~~~~~~~~~~
4.4/5* (based on 318) reviews @ Amazon: http://www.amazon.com/Samsung-Galaxy-Tab-7-Inch-Black/dp/B00J8DL...
Free Kindle Book- The Hunter's Hound: Training Your Dog To The Rifle
Added on : Monday September 08th 2014 12:00:06 PM
g: 0 Posted By: remick
Views: 69 Replies: 0 http://www.amazon.com/gp/product/B00JLNQZDS

Let say, before you start to read, that there are far better dog trainers about than me. Yet I have met few shooting men or women that have taken the time to ensure that the hound at their side is trained to perform in their own personal best interest or trained the dog to mirror their own personality. When I broke the rules to put a chasing dog at my side and then teach it not to chase, many folk frowned. Ten years on, many of those same folk look on enviously at the complete symbiosis achieved by a man, an air rifle and a scruffy old lurcher. This book therefore, is not intended as a manual on training an obedience champion. It is a common-sense approach to producing a dog which behaves around a rifle ... any rifle ... and a rifleman or woman who behaves around a disciplined dog. Yes, in many ways, this book is about training the hunter ... not just the hound.
Totally Free Deals
Bloodsucker Blues Vamps Vegas Kindle Book Free
Added on : Monday September 08th 2014 09:00:06 AM
g: 0 Posted By: pohldncr
Views: 91 Replies: 0 http://www.amazon.com/Bloodsucker-Blues-Vamps-Vegas-Story-ebook/...

Bloodsucker Blues: A Vamps in Vegas Story free for the next few days
Totally Free Deals
g: 0 Posted By: tedhawkins
Views: 211 Replies: 0 Guns - Grizzly Targets AR500 Reactive Popper Tactical Target $135 + $14.99 Flat shipping (Reg $189)

http://www.gearhog.com/

Deal Overview
Our All Time Best Seller! The AR500 Reactive Popper is a professional tactical Target used by military, law enforcement and shooters throughout the US. There are few people who have experienced the joy of reactive popping targets, and even fewer who have seen a piece of equipment that is constructed this well. From novice to expert, this piece of training equipment changes everything.

After being hit, the AR500 Reactive Popper springs back up to its starting position, giving the shooter an incredible reactive experience. The AR500 steel gives a nice sound when hit as well, so not only do you get movement, but you get noise. The springs we use are the most durable on the market, lasting 10s of thousands of rounds before needing replacement. We are so confident of these springs, that if they do stop working, we will replace it for free. Just call us and we will ship one immediately.

The base and brackets of the AR500 Reactive Popper are hot dipped galvanized, so that they will never rust, able to last 100 years. Handmade in America by hardworking American metal workers, all of our products are built to last. When you purchase from Grizzly Targets, you are helping manufacturing in the USA.

People in search of affordable AR500 steel targets for sale realize that Grizzly Targets offers the best in heavy duty, tactical and reactive Ar500 steel targets. But did you know about our Build Your Own Range Program? We have created an incredible lineup of affordable, modular and portable AR500 steel targets, that will last you a lifetime.

Interested in offering this product at your range or store? Contact us HERE

Standard version comes with 14"x4" x 3/8" Target faceplate, hot dipped galvanized base, professional stainless steel spring, and grade 8 bolts.

Weighs 21 lbs.


Sports & Outdoors Deals
g: 0 Posted By: tedhawkins
Views: 185 Replies: 0 Hudson Fruit Infuser Tritan Water Bottle - 24 Ounce, Wide Mouth & BPA-Free $9.99 w/code FS Prime Hudson Via Amazon

http://www.amazon.com/Hudson-Fruit-Infuser-Tritan-Bottle/dp/B00M...

Apply $10 OFF code BK2SAL14

Create your own infused water everyday to help you stay hydrated. Easily make Great tasting beverages with No Sugar or Additives with fresh fruits. Just add the fruits of your choice to the infuser, secure it in the bottle, shake up and enjoy your freshly made flavored water. For more intense flavor, let the fruits infuse for a few hours. Environmentally friendly Tritan BPA free material. Reusable-No need to buy plastic one time use water bottles daily.

100% Satisfaction Guaranteed! We believe in our products, we use our Hudson Infuser Bottles daily. We know you'll love them too, we Guarantee it! If you aren't 100% Satisfied with the Hudson Infusion Water Bottle, return it within 60 days, no questions asked!

What's in the Box
1 X Water Bottle

1 X Infuser

1 X Infuser Cap

1 X Bottle Cap



Home & Garden Deals

Amazon Coupons
Monoprice 10% off sitewite Today Only 9/8/2014
Added on : Monday September 08th 2014 08:00:07 AM
g: 0 Posted By: tinman951
Views: 207 Replies: 0 Monoprice.comis offering an additional 10% off Sitewide when you apply coupon code 10SLICKDEALS at checkout.
I confirmed on chat with Monoprice sales at 12pm MDT and it was valid. "that coupon code is still active until the end of the day today. It is for 10% off your entire order up to $500. "
There are a few exclusions. Limit one coupon per customer. Offer excludes the following brands: Yamaha, Xbox, PlayStation, Tamron, ORIGIN and 3D printer.
Remember the Monoprice Cash Back of 2%. (If anyone wants to tell me how to add that link I would appreciate it)
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Monoprice Coupons
Legal Advice required on a Beauty pageant contest result !!!
Added on : Sunday September 07th 2014 08:00:16 AM
g: -3 Posted By: superdeltap3
Views: 74 Replies: 3 Hi Friends,

My Apologies if this is the wrong forum, a little advice would be greatly appreciated. My daughter has recently participated in a Mrs Bollywood pageant contest (Indian Beauty contest for Married women). The contest theme was good however I was amazed by Favoritism shown by Judges and Organizers.

Few historical points :
1) Main Judges were: Event sponsors and 2 celebrities (un-Biased), 12 contestants and 5 Judges overall.
2) Only 3 Judges (Makeup, Costume and Jewelry sponsors) gave rating for selecting top 5 and celebrity Judges were not present to rate of Top 5 candidates.
3) It was optional to buy Makeup and Costumes from sponsors, contestant have to get (buy) their own Makeup and Jewelries.
4) Two of the contestants were from Sponsors family.
5) 5 suplimentary awards were given away.

Results were as follows:
1) Contestants who did not gave any business to Sponsors (Makeup for $150 and costumes for $450), did not make it to top 5.
2) Both contestant from Sponsors family, made it to top 5.
3) Beauty Salon gave a complimentary gift of $500(Best Skin) to one of the contestant, I came to know latter that she was a regular customer and a good friend of Salon Owner and it was done to promote Beauty Salon's business.
4) Both contestant from Sponsors family, received complimentary awards as well.

I am contemplating of putting a legal case against Event Judges (Sponsors) and Organizers to stop this culture of Favoritism and save innocent womens from all this suffering. I need some guidance on
1) How can I proceed with this? To keep the cost minimum.
2) What all proof do I have to collect?
3) What points do I have to prove?
Question Deals
Hitman GO for iPhone, iPad, iPod touch
Added on : Sunday September 07th 2014 02:00:04 AM
g: 0 Posted By: softwaredealhunter
Views: 55 Replies: 0 Hitman GO is an immensely clever puzzle game that gets better and better the more you play. As Agent 47, you must sneak through each board and take out your Target in as few moves as possible, avoiding roving guards along the way. The stealth puzzles are all turn-based, letting you plan your moves in advance and forcing you to flex your brain to succeed. The entire experience is gorgeously rendered with stylized diorama pieces.

http://www.ign.com/prime/promo/hitman-go-free
Free Apps Deals
Survival - Mountain House Essential Assortment Bucket $52.49 Fs @ Amazon
Added on : Saturday September 06th 2014 11:00:04 PM
g: 0 Posted By: tedhawkins
Views: 187 Replies: 0 Survival - Mountain House Essential Assortment $52.79 Fs @ Amazon

http://www.amazon.com/Mountain-House-Buckets-Essential-Assortmen...

Rated 4.6 out of 5 stars on Amazon


Assortment contains 12 pouches per bucket - 32 servings
4- Rice and Chicken, 4- Chili Mac, 4 Spaghetti
Just mix contents with boiling water in the pouch provided, let stand for a few minutes, and then serve; resealable foil pouch helps retain warmth
Made in the USA
Shelf life is 10 years from the manufacturing date listed on the back of each pouch
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Pension Cashout? Transfer to IRA? or Let it ride?
Added on : Saturday September 06th 2014 12:00:06 PM
g: 0 Posted By: pensioncashout
Views: 2 Replies: 0 Hi forum,

Thanks in advance for your thoughts. I worked for a company for 5 years and qualify for a pension. The amount of my cash out offer is not a huge amount ($16K), but given that I'm only 35, I know I'll subjected to a 10% early penalty fee plus taxes unless I roll-it-over to an IRA or let it ride to retirement age. If I wait until full retirement age, my monthly payment will be about $460 and it includes a 100% joint survivor clause. At today's dollars, assuming inflation of 2.5%, that cuts the monthly payment by ~50%, which isn't a whole lot.

A few additional details:

401K - $320K in mine $100K in my wife's (she's 31)
Liquidity - $185K
Equity in home currently being built - $250K
No credit card debt
No other debts except for some school loans my wife has ($30K) at very low interest rates


I'm in a situation that I don't need the money now, but as we're building a home, I'm tempted to rollover the pension lump sum to an IRA and decrease my 401K contributions to the minimum required to maximize my company's match in order to "recover" the full lump sum amount. Once the construction of the home is completed (6 to 8 months), we're going to refinance the home to a permanent loan. I'll likely keep about $100K in liquidity for emergencies (I'm conservative) and that will leave ~$85K liquidity to use + savings growth from lower 401K contributions + organic savings until then to further reduce the amount we need to borrow. Assuming today's interest rates don't change much, the lump sump would essentially get me a guaranteed effective 4%+ growth since I'd be using it to reduce my home loan amount. Am I looking at this right? What would you do in my situation? Pension Cashout? Transfer to IRA? or Let it ride? Any thoughts are greatly appreciated! Thanks!

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Suggestions for Tax Advantaged Investment Accounts
Added on : Saturday September 06th 2014 12:00:06 PM
g: 0 Posted By: PedestrianCrab
Views: 39 Replies: 1 Long time lurker, first time poster here.

My annual income is roughly $50k, 25 years old. I have maxed out my Roth IRA for the last five years since I learned about the magic of compounding interest. Nothing fancy, just a basic boglehead portfolio. I also have a personal brokerage account valued at ~$45k. I have an adequate liquid emergency fund set aside as well as access to cheap credit if needed. No other debts currently.

I have ~$35k that I would like to get into the market, but I am trying to think of a smarter way of going about this rather than just sticking it into my taxable brokerage account. My first thought was to see if my employer (State of Texas) allowed me to contribute outside money to their 401k program.. sadly, they do not. I've been researching for a while and have come across a few interesting ideas for folks with much higher incomes, but nothing that seems applicable to me. How can I be savvy about the type of account I use to invest this money in order to see some sort of tax benefit? Is it enough to even worry with?

Thanks!

tl;dr: 25 y/o, $50k income, no debts to pay down, Roth IRA maxed, 401k not looking like an option, how to invest $35k in a "tax smart" manner?
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Ashampoo File Wiper Giveaway
Added on : Saturday September 06th 2014 12:00:05 PM
g: 0 Posted By: softwaredealhunter
Views: 36 Replies: 0 Ashampoo File Wiper is a comprehensive disk wiper that enables you to erase files permanently from hard disks or portable devices so that no data recovery program can ever recover a single byte of data. It can be used both as File Wiper and Drive Wiper. Once you wipe files or drives using Ashampoo File Wiper, recovery of deleted files is almost impossible.Ashampoo File Wiper supports four improved data deletion methods suitable for different types of storage devices like SSD, HDD, USB Sticks etc. It may take a few minutes to several hours to destroy data,depending on size and wipe methods.

http://www.ashampoo.com/frontend/registration/php/trial_step1.ph...
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TigerDirect Weekend Coupon - $10 off $50 Stackable Email Coupon
Added on : Saturday September 06th 2014 09:00:05 AM
g: 0 Posted By: ctgolfer
Views: 270 Replies: 2 click this link: www.tigerdirect.ca/sectors/campaigns/include/events/2014/TD_Disc...

Enter email address and click "Activate"
Wait a few minutes and check email
Activate Discount by clicking on $10 off $50 link in email
Add items to cart
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g: 0 Posted By: st4rdust
Views: 212 Replies: 0 WalMart has theMountain House "Just in Case" Classic Bucketon sale for$54.70with free shipping.

4.8/5 stars based on 16 customer reviews.

Same price at Amazon,where this has 4.6/5 stars based on 446 customer reviews.


12 pouches (29 meals)per bucket
2 - Beef Stroganoff, 2- Chicken Teriyaki, 2- Beef Stew, 2- Lasagna w/ meat, 2- Noodles and Chicken, 2- Granola w/Blueberries
Mix contents with boiling water in the pouch provided, let stand for a few minutes, and then serve
Resealable foil pouch helps retain warmth
Made in the USA
Shelf life is 10 years from the manufacturing date listed on the back of each pouch


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Rental lease terms advice_Massachusetts
Added on : Friday September 05th 2014 10:00:09 AM
g: 0 Posted By: spinkan
Views: 97 Replies: 4 I have a few questions regarding my lease agreement and what my options are in that regard. Here's the story: I recently moved into a new apartment in Massachusetts (about a month ago). Per the conditions of the lease, all utilities are included (i.e., heat, hot water, gas for cooking, and electric) for $900/mo. However, I received a phone call from the realtor this afternoon stating that there was "human error" when the lease was written and, in fact, my building does not include electric in the rent. There are four total buildings in the complex and, according to the realtor, my building and the adjacent building have a meter and thus, require the tenants to pay electric separately. In the lease under "Heat and Other Utilities," it specifically states (with two asterisks), "**Heat, Hot Water, Gas for cooking, & Electric is included in rent." Aside from this column, it notes, "Tenant: This section governs utility payments. Be sure to discuss with the Lessor those payments which will be required of you for this payment." Attached to the lease in an "Addendum to Lease Agreement" which also states, "Utilities and Services. Tenant shall be responsible for phone, & cable. Landlord will provide the following: Heat, gas stove cooking, electric, hot water, sewer, and refuse." The lease as well as the addendum are signed by both myself and the lessor. When I inquired about how "human error" is something I should be penalized for, she responded by saying that I could move out of the apartment if I was unhappy with having to pay electric and that she could help in my search to relocate. Clearly, I am not looking to move (it's a hassle, not to mention costly, and I've finally settled in). But that's besides the fact. I signed the lease with the impression that all of my utilities would be included which is a large part of why the unit was so appealing to me, considering I am a graduate student and need to save where I can.

Nonetheless, what are you thoughts? Any advice about how I should go forward with this? What are my options?

I appreciate all the help I can get. Thank you!!
Personal Finance Deals
Local newspaper article can help save on a college education.
Added on : Friday September 05th 2014 07:00:12 AM
g: 0 Posted By: scatti
Views: 20 Replies: 0 To reduce the cost of a college education, know the right questions to ask.

One way that a student can significantly reduce his or her college costs is by looking carefully at the credit transfer process. Completing the first two years at a community college by taking core curriculum classes can help students earn transferable credits while keeping their cost of tuition low. The majority of these core classes transfer because most of the colleges and universities are evaluated by the same accrediting agencythe Middle States Association of Colleges and Schools. This agency sets the standard by which courses and curriculum must be maintained.

As a starting point, students should find out if the institutions that they are considering have this accreditation.

The key to the transfer of credits and courses is to work closely, very closely, with the admission staffs of each institution. In my admissions career, I always felt it better to work with the student during the first two years so that they will transfer to your institution for the last two. Because of financial and/or personal constraints, many students will need to utilize this approach to earn their degree; therefore, good advice can only benefit the student and the college in the end.

As a potential transfer student, you must have a clear answer as to whether the school will accept the course(s) as direct equivalents to their courses or will they only be accepting the credit hours. Accepting only the credit hours will likely mean that you will have to repeat the course at the accepting institution. Also, what grade is required to have the course transfer? Typically, this would be a C or better, but each institution could have its own variance on this requirement.

One question that I was frequently asked was how many credits will we accept? A school can accept as many or as few as they want. The key question here is to ask how many credits I will need to earn to graduate in a specific degree program after I transfer. Many degrees have specific requirements that must be completed at the degree-granting institution.

As an illustration, lets assume that a student wishes to become a certified public accountant. To do so, the student typically needs to earn a bachelors degree in accounting with additional coursework totaling around 150 credit hours. No college or university can grant the CPA. A student must pass a state monitored exam to earn this certification. It may also include experience in the field. The point being is that a student can begin to earn their degree requirements at a community college and then finish at a bachelor-degree granting institution.

Never eliminate any college in your initial search regardless of your financial situation. Most scholarships offered by four year institutions are front-ended. This simply means that they are going to offer most of their scholarship dollars to potential first-year students. Make application to these colleges and see what they are offering. It might be to your benefit to start at a four-year school when you calculate the costs over that period of time. Discounting tuition is a common practice. Be sure to explore this possibility so you can decide on the best course of action to obtain your degree.

The key to the transfer process is not to be concerned about where or how you start your college experience. In my career, I used the following question to make this point: How many have ever asked their physician where he/she took CHEM 101? If past experience dictates, then the answer in none. Why? Because your family doctor has a degree from a medical school and has passed the state boards to practice medicine, therefore no one really cares where they took CHEM 101? Remember its not where you start but that you finish.

Emory Guffrovich earned his BS and MA after completing a tour of duty in Vietnam. Having spent 35-plus years in the college admissions field, he recently retired as the director of enrollment management at Penn State Lehigh Valley
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Free QoR Watercolor Samples
Added on : Thursday September 04th 2014 01:00:06 PM
g: 1 Posted By: remick
Views: 123 Replies: 1 http://help.goldenpaints.com/ci/documents/detail/2/qor_form

Each QoR sample features six dry samples of color on a laminated card with a piece of artist quality watercolor paper where you can experience these brilliant colors with your brush and a few drops of water. We offer three different color selections:

Introductory Colors Card
Featuring: Indian Yellow, Cerulean Blue Chromium, Permanent Alizarin Crimson, Pyrrole Red Light, Ultramarine Blue

Earth Colors Card
Featuring: Naples Yellow, Transparent Brown Oxide, Ardoise Gray, Indigo, Sap Green, Venetian Red

High Chroma Colors Card
Featuring: Cobalt Teal, Green Gold, Dioxazine Purple, Quinacridone Magenta, Quinacridone Gold, Transparent Pyrrole Orange
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NFL Horizontal Text T-Shirts - $14.99 w/ FS AC at Fanatics
Added on : Thursday September 04th 2014 11:00:04 AM
g: 0 Posted By: jskins
Views: 226 Replies: 0 NFL Horizontal Text T-Shirts - $14.99 + free shipping using coupon code NEWFS at Fanatics. (A few t-shirts are selling for less than $13.99)

Officially Licensed Shirts
Some Teams Have Limited Sizes Available
Screen Print Graphics


Couple Notables:

Chicago Bears Horizontal Text T-Shirt (Navy Blue, Sizes S, M, L) - $14.99
Buffalo Bills Horizontal Text T-Shirt (Red, Sizes S, M, L - $14.99

Also at Fanatics:
Over 20% Off NFL Sale (Fleece, T-Shirts, Hoodies, and more)

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Renters insurance Claim woes. Advice appreciated!
Added on : Thursday September 04th 2014 07:00:15 AM
g: 0 Posted By: mp3ster
Views: 129 Replies: 4 So ill make this story as short as possible. My girlfriend and I live in a Condo that we rent. We have had renters insurance with the same company for the last 5 years, and had not made a claim until this one, and we are not happy.

What happened :
-Our cable line got hit by lightning, this fried all of our cable boxes, and modem. This also fried all of the HDMI ports on the TV's and projectors that the cable boxes were attached to. It also fried my router.

Resolution:
-WOW! (our cable provider) replaced all of the cable boxes and the modem 3 days after the lightning strike. At that time it was determined (by the tech that came to our house) that all of the HDMI ports for the devices that their boxes were connected to got fried. He hooked every box up via component cables instead. And that the router is no longer functional.

Insurance Claim:
-Assurant is our insurance company. The adjuster that was assigned to our claim contacted me a few days after i opened the claim over the phone.
The Adjuster said that we had to itemize all of the items damaged, and had to get a "certified electronic repair person" to verify damages and provide an estimate for the repairs. That repair person would have to provide a replacement / repair cost to the insurance company.
I contacted WOW! and had one of their service tech's call Assurant to verify the damages. This did not satisfy the insurance company's request.

Here is my irritation:
This is all done on my dime and my time. I have to take the TV's and hardware that was damaged to the electronic store. I have to pay the $35 per device for him to diagnose the issue. And i have a $500 deductible. So if they are able to fix it, its all coming out of my pocket (assuming HDMI boards are under $500)
I complained to the insurance company that this is the adjuster job, that we pay for insurance to be covered, not to have to fight. If a tree fell on my car, would my insurance company make me drive to a Body Shop and make an estimate? No.

Needless to say, this is the only claim that i will have with this insurance company. As soon as this claim is resolved, i will be switching company's'.

If you guys could provide me some feedback on how to handle this with my insurance company, or if you had a similar, or way different experience, chime in!

List of damaged electronics :

55" 1080p Panasonic smart TV
32" 1080p LCD TV
Optoma 1080p Projector
Onkyo reciever
Asus Router
Xbox 360
Chromecast

Discussion Deals
Spouse NRE - do we need to file FBAR
Added on : Thursday September 04th 2014 07:00:14 AM
g: 0 Posted By: shiva0910
Views: 55 Replies: 0 Hi ,

I am working in US and my wife currently on H4 and not working . Planning to open a NRE Account for her and do some fixed deposit which exceeds $10K . I have few queries can you please shed some light?

1 . Planning to transfer money from my US bank account into NRE account of my wife . Do I need to declare my wifes NRE account in FBAR?
2 . Currently I am filing taxes by mentioning my wife as Dependent , Do I need to show the interest earned on my wifes NRE Account while filing taxes ?

Thanks
Siva
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Williams Sonoma Free Technique Classes September Schedule
Added on : Thursday September 04th 2014 02:00:04 AM
g: 0 Posted By: CindyLouWho2
Views: 108 Replies: 0 ~~Williams Sonoma - Free Technique Classes - September
We're pleased to offer free Technique Classes at your local Williams-Sonoma store. Class sizes are limited. For specific times and more details, find your local store
> Hour-long technique classes are free and include tastings of prepared dishes.
Participants enjoy 10% savings* on select same-day store purchases.
Available at all stores; class times vary by store location.
Class size is limited call your local store to register.
FRESH PASTA - Sept. 7 SundayTransform a few simple ingredients into a classic, comforting meal. We have the tips, techniques and tools you need to make pasta paired with an authentic sauce.********************************************************************
FALL FLAVORS IN YOUR VITAMIX SEPT. 14 Sunday
Just because the weather is getting cooler, doesnt mean its time to put away the Vitamix. Learn how to make delicious hot soups and other great fall recipes in your Vitamix. This months class will feature recipes and tips from Vitamix expert and author of The Blender Girl, Tess Masters!**********************************************************************
UNDERSTANDING COFFEE AND EXPRESSO SEPT. 21 SundayCooler weather calls for warming drinks, and our favorites tend to start with coffee and espresso. Join us to gain a deeper understanding of the differences between coffee and espresso and how varying coffee roasts and grinds affect the finished drink. After this class youll be prepared to be a barista in your own home!*********************************************************************
KNIFE SKILLS SEPT. 28 Sunday.
As summer draws to a close, its time to pull out our knives and get organized. Lets hone your knife skills so you are ready for back-to-school packed lunches and autumn dinners. Well also offer complimentary knife-sharpening service in class (one knife per customer, please).******************************************************************
http://www.williams-sonoma.com/pages/store-events/store-events/t...
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Williams Sonoma Free Junior Chef Classes - Sept. Schedule
Added on : Thursday September 04th 2014 02:00:04 AM
g: 0 Posted By: CindyLouWho2
Views: 93 Replies: 0 ~~Williams Sonoma Free Junior Chef Classes Sept.
Hey, kids! We can show you how fun and easy cooking can be: Learn to make delicious recipes,
from main courses to desserts and snacks, with plenty of tasting along the way.For specific times and more details, find your local store>
Available at all stores; class times vary by store location.
Class size is limited call your local store to register.
FRESH PASTA - Sept. 6
Transform a few simple ingredients into a classic, comforting meal. We have the tips, techniques and tools you need to make pasta paired with an authentic sauce. Suitable for ages 9-13.******************************************************************SHARE OUR STRENGTH COOKIE DECORATING Sept. 13 This one $5 for charityShare Our Strength is a national nonprofit organization fighting every day to end childhood hunger in America. Join us for this special cookie-decorating event. ($5 donation) - all proceeds will benefit Share Our Strength! All ages are welcome to help us support this great cause**********************************************************************THE BEST OF BREAKFAST Sept. 20
Everyone knows the most important meal of the day is breakfast. This class will teach you how to make some great grab-and-go breakfasts the whole family will love. Suitable for ages 913.********************************************************************OODLES OF NOODLES Sept. 27
Want to help prepare dinner? Join us and learn how to make delicious noodle dishes the whole family will love. Well create long curly vegetable noodles by spiralizing as well as make a baked noodle dish sure to satisfy. Suitable for ages 913.**********************************************************************http://www.williams-sonoma.com/pages/store-events/store-events/j...
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g: 0 Posted By: ctgolfer
Views: 159 Replies: 0 shipping adds $5

Specifications: Display: 8.9" 10 point capacitive touch high definition color display; 1920x1200 resolution at 254 ppi, video playback up to 1080p, with IPS (in-plane switching) technology, advanced polarizing filter, and anti-glare technology Storage: Your Choice:

32GB (27.1GB available to user) of internal storage

or

64GB (55.7GB available to user) of internal storage

Battery Life: Over 10 hours of reading, surfing the web on Wi-Fi, watching video, or listening to music. Battery life will vary based on device settings, usage, and other factors such as web browsing and downloading content. Actual results may vary Charge Time: Fully charges in under 5 hours via the Kindle PowerFast charging accessory, or slightly longer with other micro-USB power adapters that you may already have. Charges in under 14 hours from your computer via the included USB charging cable (AC Adapter sold separately) Wi-Fi Connectivity: Dual-band, dual-antenna Wi-Fi (mimo) for faster streaming and fewer dropped connections than standard Wi-Fi. Supports public and private Wi-Fi networks or hotspots that use the 802.11a, 802.11b, 802.11g, or 802.11n standard with support for WEP, WPA and WPA2 security using password authentication; does not support connecting to ad-hoc (or peer-to-peer) Wi-Fi networks 4G Connectivity: 4G LTE 10 band wireless modem with HSPA+, HSDPA, and EDGE/GPRS fallback
*An AT&T data plan is required to connect to 4G. If you're not currently an AT&T customer, you'll need to create a new AT&T account on your device to use the wireless service. Ports: USB 2.0 (micro-B connector) port for connection to a PC or Macintosh computer or to connect to the Kindle PowerFast charging accessory.
Micro-HDMI (micro-D connector) port for high definition video output to televisions or A/V receivers Audio: 3.5 mm stereo jack and integrated stereo speakers with exclusive Dolby audio engine Content Formats Supported: Kindle (AZW), KF8, TXT, PDF, unprotected MOBI, PRC natively, Audible Enhanced format (AAX), DOC, DOCX, JPEG, GIF, PNG, BMP, Dolby Digital (AC-3), Dolby Digital Plus (E-AC-3), non-DRM AAC, MP3, MIDI, PCM/WAVE, OGG, WAV, MP4, AAC LC/LTP, HE-AACv1, HE-AACv2, AMR-NB, AMR-WB, HTML5, CSS3, MP4, 3GP, VP8(.webm) Sensors: Ambient light sensor, accelerometer, gyroscope, digital compass Location Services: Location-based services via Wi-Fi and assisted-GPS Additional Features: External volume controls, front-facing HD camera, built-in microphone, built-in Bluetooth with support for A2DP compatible stereo headphones, headsets, and speakers Accessibility Features: Voice Guide, Explore by Touch, Text-to-Speech, adjustable font sizes and color, built-in dictionary.Learn more System Requirements: Kindle Fire HD 8.9" 4G is ready to use right out of the box - no setup, no software to install, no computer required to download content Dimensions: 9.4"(H) x 6.4"(W) x 0.35"(D) Weight: 20 oz
In the box:

Kindle Fire HD 8.9" 4G LTE Tablet - (Your Choice)
USB 2.0 Cable
Quick Start Guide



www.woot.com/offers/kindle-fire-hd-8-9-4g-lte-tablet-1
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g: 0 Posted By: vvasireddy
Views: 73 Replies: 1 I am currently an NRI working in USA. I got enrolled in to an LIC policy called Jeevan Tarang during my last trip to India. I love this policy as it provides security to my family, bonus at maturity and also helps during my retirement through survival benefits which pays yearly 5.5% of the sum insured after maturity.

I am now planning to become a permanent resident here in USA, may be a citizen of US in the future. Considering I am a permanent resident/Citizen of USA at the time of LIC policy maturity, would I still be able to get thebonus atmaturity? Would I be eligible to enjoy the yearly survival benefits of this policy?

I asked the same questions to the LIC representative over phone few days back and she said "Yes" for both my questions. I am still concerned if LIC would give me hard time in terms of any documentation or any other things I may not be aware of or any change in rules/terms that may stop me from getting benefited from the LIC maturity and survival benefits.

I hate to surrender the policy now as I would lose the two premiums I paid so far, at the same time I don't want to pay future premiums if I see any possibility of not being able to get the benefits in the future.

I see some uncertainty in my case and like to know from this forum if any of you went through/seen similar scenarios. Any advice is appreciated.

Thanks
VJ
Personal Finance Deals
g: 0 Posted By: ctgolfer
Views: 135 Replies: 0 Save $80via mail-in rebate with the purchase of 21-inch iMac Part# 9425078. Offer good through Sep 30 2014 11:59PM PST.
Apple MD094LL/A 21.5 iMac Quad-Core Intel Core i5 2.9GHz, 8GB RAM, 1TB Hard Drive, NVIDIA GeForce GT 650M graphics processor with 512MB of GDDR5 memory, Two Thunderbolt ports, Apple Wireless Keyboard and Magic Mouse, Mac OS X Mountain Lion (2x4GB DDR3 SDRAM)

Few all-in-one desktops are as reliable as Apple's popular iMac. Now in a unibody enclosure that takes up 40 percent less volume than its predecessor, the iMac is equipped with top-of-the-line hardware and the latest Apple OS to ensure a consistently efficient performance.

Powering the iMac's speed is a quad-core Intel Core i5 processor, with Turbo boost speeds of up to 3.6GHz to handle even the most performance-intensive tasks. The iMac's eight-GB memory lets you simultaneously use more applications, making multitasking easier and boosting productivity. Mac OS X Mountain Lion also provides a more intuitive user experience through its suite of new apps, including Notification Center and Messages.

Graphics-wise, the iMac counts on an NVIDIA GeForce GT650M GPU with 512MB of dedicated video memory. You'll see the improvements in the iMac's graphics performance when you're editing HD videos or playing 3D games. The iMac's display now also features IPS switching technology and an LCD panel that sits right up against the cover glass; this way, images are much more realistic and can be viewed from nearly any angle. The cover glass is also designed to produce significantly less glare, making using the iMac even more enjoyable.

The 21.5 iMac offers an enormous amount of storage space through its 1TB hard drive. With this much space in its HD, this Mac desktop can accommodate large file libraries and more frequent backups. If you want more storage space or if you want to use peripherals for your iMac, the iMac is also equipped with a handful of Thunderbolt and USB ports, including an SDXC card slot

www.macmall.com/p/Apple-iMac/product~dpno~9425078~pdp.iaebhaj
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Student Accident Insurance
Added on : Tuesday September 02nd 2014 03:00:06 PM
g: 0 Posted By: invisible
Views: 13 Replies: 0 "Student Accident Insurance" : Is that deemed a poor choice by most? An unneeded insurance?
Thought I will check here before tossing what schools seem to be mildly but exclusively pushing

Some questions to FWF members experienced in this regard:

Is the Student Accident Insurance worth buying in specific scenarios?
How about when parents/family is insured through employer under a very high deductible plan and having HSA?
Any comparative sites or recommendations on which company/product to buy in this regard?

Just to give some idea this one company (www.sas-mn.com) that has the schools send out their forms with prices such as $89 for whole year 24x7 (various amounts for various medical services) or $14 for school time. Thinking of using that $89 full time coverage as an additional insurance due to high deductible health insurance and an otherwise very healthy family, so precisely for accidents where this may save some OOP costs after primary insurance would have us cough up high deductibles.

Note: It seems like some insurers of this product ask for the State one lives in, and on choosing show specific (v.few) schools they cover. That was a surprise as I expected any insurance company operating in the state to cover any schools within.

Free Self Magazine Subscription - All-Freemagzines
Added on : Tuesday September 02nd 2014 09:00:08 AM
g: 0 Posted By: Redmaggie
Views: 135 Replies: 0 http://www.all-freemagazines.com/subscribe/Self-Magazine-Feature...

12 Issues | $20 Reward Points I got the $20 Rewards Points with one small survey.

Today's Featured Reward
Self

Tone your body, get healthy and discover the secrets to living and feeling better. Self helps you get motivated, make smart decisions and manage the most important and intimate aspects of your life. Trim down. Tone up. Relieve stress. Relax your mind. Eat healthier. Have glowing skin. Do it all right now without fad diets. Look and feel great with Self!Look for emails from us for more chances to earn points and rewards from RewardSurvey. Please tell your family and friends to register at RewardSurvey for the opportunity to earn great prizes in just a few minutes.Rewards will be processed immediately. Publications may take 6 to 8 weeks. You will receive e-mail confirmation with additional redemption details shortly.


Totally Free Deals
What preparations in case of job loss?
Added on : Tuesday September 02nd 2014 04:00:09 AM
g: 0 Posted By: RhizzleBop
Views: 118 Replies: 8 There is a lot of change going on at my company. Our department is being reorganized and I feel a couple people may be on the outside of that plan looking in. In case I'm one of those, I'm wondering what's the best approach to ensure my wellbeing as best as possible?

My wife works but hers doesnt quite cover all the bills.
Im a mechanical engineer with 11 years experience in hvac consulting, and extreme environment sealing systems such as oil and gas, semicon, industrial, etc. to be clear, I don't work in those industries, but we make sealing systems for those industries and sell to them.

We live as far south EAST as you can just about without going into Florida. My city is not a big industrial/ manufacturing city by any means. I prefer not to move because my wife has a great job she loves and we don't really want to move.

I would take a job elsewhere if it meant driving 4-6 hours and staying all week for as long as I needed to to keep the lights on.

We do have some savings. With her bringing in income we could survive a year without totally draining our savings, though it would eat up most of it.

If the worst happens, I'll be applying for anything and everything including waiting tables, or grocery store or pest treatment guy, anything. However realistically I dunno if any of those places would hire me as I'm way over qualified.

I'm already looking and updated my rsum just in case.
Mom interested in joining another industry such as finance( such as being a financial advisor or similar in banking). I'm very good with numbers and data and have an interest in that anyway. I'm also interested I marketing but that's even a further stretch from engineering.

I'm probably more prepared that 80% of people but it scares me and I want to do everything right and take the best steps forward to ensure our wellbeing.

Im thinking if the worst happens to go immediately and register to take a realestate class and get my liscense. I have a friend who can probably get me on somewhere and since I won't need a check immediately, could give me a little time to make a sale and might net more income than grocery clerk.

Anything else I should be doing in preparation?

Any hot spots for jobs I should consider for a "working remotely for a few months to a year" situation? North Dakota fracking comes to mind but id rather be able to return home on weekends.
Personal Finance Deals
g: 0 Posted By: Revenant
Views: 109 Replies: 0 Charvel Desolation Double Cutaway 2 Electric Guitar (Trans Black)- $199.99 with free shipping at Musicians Friend/Stupid Deal

Was $399.99, now $200.00 off at $199.99 today only.
LINK to product for more information.

Looks like a few stores have the Charvel for $349.99 today via Google Shopping.
Review from ultimate-guitar
Music Deals

Musician's Friend Coupons
75% off SELECT cordless shavers @ Kmart B&M, YMMV
Added on : Monday September 01st 2014 09:00:04 AM
g: 0 Posted By: disenchanted
Views: 192 Replies: 0 Found in B&M store located in zipcode 88001

YMMV.

There were some cordless shavers on clearance for 50% off, but shelves for those were empty.
So I grabbed one of each model (about 6 shavers), threw them in my cart and was heading toward a price scanner.

One aisle away from the price scanner I spotted a few different models of cordless shavers, up on very top of the shampoo aisle, so I grabbed one of each of those (about 4 shavers). Apparently this particular "top shelf" area was the "Inventory Overflow" section for the Toiletries dept.

At the price scanner, none of the shavers from the shaver aisle were the clearance shavers I was after.
The 75% off jackpot was from those cordless shavers that were on the top shelf of the shampoo aisle.
One was a norelco triple header for $18 (regular $74), then there was a Panasonic for $25 (regular $99.99) and finally a Wahl cordless beard trimmer/shaver for $18,

The norelco triple header model PT729 for just $18.00 (No price tag on it at all, but online MSRP search shows MSRP as $74.00).1. Norelco PT729 (scanned @ $18)
Specifications:

Powertouch Cordless Razor
Floating Heads
Super Lift & Cut Technology
Corded / Cordless Operation
Washable
Full Charge Time 8 Hours

2. Panasonic NANOTECH model ES8103s (scanned @ $25)
Specifications:

Wet/Dry Shaver with Nanotech Blades,
Pivoting Head,
Fast 13,000 RPM
Linear Motor cuts clean,
Sharp 30-degree blade angle,
Turbo Cleaning Mode

3. Wahl cordless trimmer/shaver
Specifications:Sorry but I forgot to get the model and details on this one.
It was originally $69.99, tagged as $34.99 but scanned at $18.
It looked like the Wahl 9818, as it was an all chrome model but I'll have to check for sure next time I get to Kmart.
Beauty Deals

Kmart.com Coupons
Rite Aid 9/14 - 9/20
Added on : Sunday August 31st 2014 06:00:05 PM
g: 0 Posted By: MrVietnam
Views: 4 Replies: 0 Huggies diapers will be cheap if you have access to a lot of VV. Even without it, the $10 RAQ wyb 5 is still going on. So, if you roll it a few times, should be less than $3 a pack. The $10 RAQ wyb 5 runs through 9/28 (I think).

9.49 x 5 = $47.45
Use 1 $1 VV
Use 5 $2 ip
= $36.45, get $16 ups
Net $20.45/5 packs or $4.09 each

2nd Card
$47.45
Use $10 RAQ
Use (1) $1 VV
Use (5) $2 MQ
= $26.45, get $16
Net: $10.45/5 packs or $2.09 each

(2 cards) 10 packs: $3.09 each
(3 cards) 15 packs: $2.76 each
(4 cards) 20 packs: $2.59 each

Plus, you will still have a $10 RAQ. Even cheaper if you have more VV and if a better MQ/ip pops up.
Diapers Deals
costco 65" Slumber Cat Tower 29.97 YMMV
Added on : Sunday August 31st 2014 10:00:04 AM
g: 0 Posted By: bearsloft
Views: 328 Replies: 0 A few weeks ago I purchased a Beatrise "65 Slumber Cat Tower for $49.97 at my local Costco. I believe this item was originally priced at 79.99 or 89.99 so I purchased feeling proud to have saved that much money. Today I spotted the same product now priced at $29.97. After a little of bit of drama I did get the price difference refunded to me, but thought I'd share with my fellow cat owners who are burdened with excess space in their house

The item itself is well made. It's heavy and very sturdy, covered completely in a shag carpet. Mine has a light tan, but they all seemed to have different shades of tan or brown. Both my local stores just outside of Cincinnati, OH have lots of these in stock. I marked this post YMMV as I have no idea if these are offered nation wide. The website no longer has info on these. The costco item number is 815603.

My younger cat loves it. We got it to encourage her to STOP sitting directly in front of our plasma screen TV.

Bear
Pets Deals
g: 0 Posted By: ctgolfer
Views: 212 Replies: 0 Target.com has a few Swiffer Cleaning Products on sale with Free Store Pickup when you follow the directions below.
Under 'Special Offers' Click Apply Coupon to save $3
Add 1 of the following to your cart (or Click find in a store)
12-Ct Swiffer Sweeper Wet Mopping Pad Refills (Open Window Fresh Scent) $1.26
www.target.com/p/swiffer-sweeper-wet-mopping-pad-refills-open-wi...

16-Ct Swiffer Sweeper Dry Pad Refills $1.49
www.target.com/p/swiffer-sweeper-dry-pad-refills-16-ct/-/A-13051...

42.2oz Swiffer WetJet Multi-Purpose Cleaner Refill (Open Window Fresh Scent) $2.29
www.target.com/p/swiffer-wetjet-multi-purpose-cleaner-refill-ope...

42.2oz Swiffer WetJet Wood Floor Cleaner Refill (Blossom Breeze) $2.29
www.target.com/p/swiffer-wetjet-wood-floor-cleaner-refill-blosso...

Proceed to Checkout (Discount applied during Checkout) with free store pickup
Appliance Deals
g: 0 Posted By: ctgolfer
Views: 31 Replies: 0 FREE SHIPPING, Plus Up To 5% Back For Rewards Members

Set of two trash cans - 11 gallon and 3 gallon
Motion activation is engaged by waiving a hand above the lid
Lid automatically closes after a few seconds of inactivity
Touchfree operation enables you to avoid germs and bacteria
4 AA batteries per trash can are required (not included)

www.staples.com/ModernHome-Motion-Activated-Stainless-Steel-Tras...
Home & Garden Deals

Staples Coupons
NY Times: 7 Steps To Cheap Hotels
Added on : Saturday August 30th 2014 03:00:09 PM
g: 0 Posted By: LArugby
Views: 92 Replies: 1 The NY Times has an excellent travel section (certainly better than the nonsense we deal with at the LA Times). One of my favorite travel writers is Seth Kugel (probably because I wish I had his life of writing for the NY Times, covering events such as the "Pastry Festival" in Nice or the latest Hefewiezen tastings in Munich). He's known as the "Frugal Traveler" and often has some good tips on where to stay, book, and when to go.

One of his latest is "7 Steps To Cheaper Hotel Rooms". Its something that can help readers on FatWallet. Here is the article:http://www.nytimes.com/2014/08/10/travel/7-steps-to-a-cheaper-ho...

When reading I thought, "I could do better with some of my own tips" particularly when he mentioned Kayak.com as the site to use to check rates. For me, that is not a tip for 2014. It's more 2008. Why? Every time I search on Kayak it almost always pulls up the rates on Priceline or Expedia. This search "100 sites stuff" that Kayak touts in the slogans is highly questionable. They seem to search about 3 or 4 sites.

It seems plenty of readers felt that way too. So the "Frugal Traveler" gave us a follow up based on reader comments that is worth checking out.

His follow up was "Readers Respond To Hotel Tips":http://www.nytimes.com/2014/08/19/travel/readers-respond-to-hote...

In this one he takes it on the chin with some comments that some readers found questionable. However, what I saw as the best comment in both articles was the mentioning of BestTravelCoupon.com and how it measured up with Kayak. Kugel did a rate comparison test and wrote that it did "Search more sites than Kayak" (How could it not?) and that it beats "Kayak's best". I thought the "Frugal Traveler" came up with a good tip here. It's a site I use and it does beat up Kayak whenever I compare the sites.

Check out both links to the NY Times above. You'll find some good info in there on saving on travel including the stuff on BestTravelCoupon and a mention of Yapta which is a newer travel service for flights which I was not aware of.

Hope you find this useful.




Popular Destinations Deals
Liberty Mutual dragging it's feet over Total Loss Valuation claim
Added on : Friday August 29th 2014 11:00:07 AM
g: -1 Posted By: ShakuniMama
Views: 59 Replies: 1 It's been almost 4 weeks since my car accident as discussed here

My 2002 Honda accord was rear ended and is deemed a total loss by the appraiser. The at fault driver's (NJ plates) Liberty Mutual insurance has bee dragging it's feet over the valuation. It's been almost four weeks since the accident. After multiple calls/emails, It took them two weeks to send an appraiser who told me that someone from the total loss department will contact me within 2-3 days. When no one contacted me after 3 days, I emailed the assigned total loss claim specialist but receive no response for one week. I kept on emailing daily without any response. Finally, I called only to find an answering machine and received a message on my answering machine that this matter cannot be handled via emails and I have to "discuss" it with him.
I emailed the corp:krista.young@libertymutual.com,presidentialsvcteam@libertymutual.com as well as called his supervisor Djessica Lopesbut no response so far.

I finally managed to talk with the above mentioned claim specialist Michael Green @ total loss department today. He asked me few questions about my car and said that they don't have the mileage from my car despite the fact that the appraiser noted it down in front of me! He asked me to email him (see the irony) the picture of the odometer reading. What I don't understand is that he refused to discuss anything about a rental (I have been paying for it for last 4 weeks) saying it's company policy not to discuss about rental till valuation is completed. However, my insurance company specialist told me that they are supposed to provide a rental from the day one for "loss of use" till the payment is made and new car is bought.

I called again after emailing the pictures of odometer reading as well as my car's service history but got the answering machine again.

What are my options regarding rental and his refusal to answer emails ?
Best way to convert mutual funds
Added on : Friday August 29th 2014 06:00:13 AM
g: 0 Posted By: penguinknot
Views: 14 Replies: 0 I have several mutual funds in a few accounts (Roth IRA and Individual accounts each for my wife and me) that I'm wanting to get out of them and either go to Vanguard funds or Vanguard ETFs according to my desired portfolio mix. The old funds are a mix of American Funds and other at the time NTF ETrade funds. I've moved all of my funds to OptionsHouse to take advantage of the free 100 trades promotion but am wondering the best way to do the conversion. I obviously don't need to worry about the commissions in this but I see a few pitfalls with each option.

Into Vanguard Funds:
Con: Out of the market for at least a day (sell at end of day on say Monday and can't buy again until Tuesday end of day at the earliest)
Pro: Fully invest settled $$s in fractional shares

Into Vanguard ETFs:
Con: Can't fully invest settled $$s due to whole shares only. Did a test with a small section of my account and it took roughly 3 days to get the settled funds into the ETFs (each transaction took up a larger portion of my available buying power than the value of the ETFs, then it all was available the next day).
Pro: Hypothetically out of the market for less time since can sell a fund on end of day Monday and buy an ETF at market open Tuesday (although my test above seems to conflict with this pro).

Anybody have any thoughts or suggestions?
g: 0 Posted By: kaiLa00
Views: 228 Replies: 0 Quite a few books from notable authors that include:

Neil Gaiman
James Rollins
Kim Harrison (must pay at least $10)

Currently includes 15 books if you pay the full $10, or 13 books is more than the average buyer. At the time of posting, you have to pay minimum $7.48.

Seems to be a mixed mag of genres.

Hope you enjoy!​Forgot the link x.x
https://www.humblebundle.com/books
Books Deals
g: 0 Posted By: ctgolfer
Views: 188 Replies: 0 Amazon Kindle Fire HDX 7" - Tablet - Fire OS 3.0 - 16 GB - 7" ( 1920 x 1200 ) - front camera - Bluetooth, Wi-Fi - with Special Offers
Kindle Fire HDX tablets are the first tablets to be powered by the 2.2 GHz quad-core Snapdragon 800 processor, making them the first to clock in at over 2 GHz. It provides 3x more processing power than the previous-generation Kindle Fire HD and provides faster app launches, faster website load times, smoother multi-tasking, and better overall performance. Kindle Fire HDX uses the power of Dolby Digital Plus to create a world class audio experience. Dolby Digital Plus includes technology that adjusts volume, creates virtual surround sound, and delivers easier-to-understand dialog in movies and TV shows. Kindle Fire HDX is designed to automatically optimize the audio profile based on what you're doing (with or without headphones), such as watching a movie, listening to music, or talking on Skype.
Powerful quad-core processor
Kindle Fire HDX tablets are the first tablets to be powered by the 2.2 GHz quad-core Snapdragon 800 processor, making them the first to clock in at over 2 GHz. It provides 3x more processing power than the previous-generation Kindle Fire HD and provides faster app launches, faster website load times, smoother multi-tasking, and better overall performance.
Console-quality graphics
The Adreno 330 graphics processor on Kindle Fire HDX delivers high frame rates and console quality graphics - 4x the performance of the previous generation Kindle Fire HD.
Custom Dolby audio
Kindle Fire HDX uses the power of Dolby Digital Plus to create a world class audio experience. Dolby Digital Plus includes technology that adjusts volume, creates virtual surround sound, and delivers easier-to-understand dialog in movies and TV shows. Kindle Fire HDX is designed to automatically optimize the audio profile based on what you're doing (with or without headphones), such as watching a movie, listening to music, or talking on Skype.
Breakthrough HDX display
Kindle Fire HDX has a high resolution display (1920x1200) and high pixel density (323 ppi) for an incredible multimedia experience. The display features over 2 million pixels for vivid, lifelike images that go beyond standard HD.
Perfect color
The Kindle Fire HDX displays feature perfect color (100% sRGB), displaying images and videos as the photographer or videographer intended.
Better viewing indoors and out
The HDX display features dynamic image contrast, a unique feature that automatically optimizes the color of each pixel based on the amount of light in your surroundings. This makes images and videos even easier to see in any lighting conditions, including outdoors.
Front-facing HD camera
The Kindle Fire HDX tablets have a front-facing 720p HD camera, perfect for Skype HD video calls and taking photos to share via Facebook or e-mail.
Fast, powerful Wi-Fi
When it comes to HD content, bandwidth is everything. Without it, you get video buffering, slow downloads, and dropped connections. Kindle Fire HDX solves this issue by using state-of-the-art dual-band, dual-antenna Wi-Fi. With this, you'll enjoy fewer dropped connections and faster media streaming, plus you'll be able to go further from your wireless hotspot than with other tablets.
Ultra-fast Silk web browser
Amazon Silk is a cloud-optimized web browser, exclusive to Kindle Fire. Reading view removes all unnecessary images and other website clutter for a clean, easy-to-read version of the site. A left panel menu makes the browser easier to navigate. And Silk's redesigned content pages - most visited, bookmarks, trending now, and others - make it easier to find and access web content.
Enjoy and share
Relive your most memorable moments in stunning HD. The beautifully designed photo app makes it easy to view your albums or watch personal videos. And sharing your photos couldn't be easier - just tap on individual images to e-mail or to post to Facebook or Twitter.
X-ray for movies and TV
Kindle Fire uses the power of IMDb to bring Amazon's exclusive X-ray service to movies and TV shows. Simply tap on any scene to instantly see which actors are currently on screen, jump to other movies in which they star, learn the names of songs as they play, see trivia questions and answers, and explore character backstories.
Vibrant HD magazines
The improved interactive magazine experience allows you to start reading in just a few seconds with access to any back issue at any time on the cloud.
Immersion reading
With immersion reading, the Kindle Fire can synchronize Kindle text with companion Audible audiobooks with real-time highlighting to create a more immersive reading experience.
X-ray for books and textbooks
Tap on any page as you read to access X-ray, an easy way to uncover more from the books and textbooks you love. Instantly find chapters and locations that mention ideas, characters, and important places, as well as background info, biographies, and more from Shelfari, YouTube, and Wikipedia.


www.kmart.com/amazon-kindle-fire-hdx-7in-16gb/p-018W006664093001...
Android Tablets Deals

Kmart.com Coupons
Logitech G710+ Mechanical Cherry Brown Kyb + a little work = $93 + tax
Added on : Thursday August 28th 2014 04:00:04 PM
g: 0 Posted By: Logan71
Views: 212 Replies: 0 I've been watching this keyboard for a couple of weeks, going back and forth between no-name (Rosewill) keyboards and loud Cherry Blue keyboards (like the K70 on sale at Fry's)

Today I stacked a deal that isn't the best, but seemed warm to me, at least. This may not be a 'deal' unless you've been in the market for a full-featured mechanical keyboard.

Best Buy has it on sale currently for $109(Reg $149). as do a few others. Microcenter shows it at $139

Here's how I made it work for me, using the Kroger 4x Gift card promo that runs through 9/2.

$109.00 @ Best Buy
-$14.00 off gas at my next purchase (400 pts for buying a $100 BB gift card = $0.40/gal up to 35 gallons)
-$1.63 FW Cash Back
---------------
$93.37 + tax

The next closest deal I could find was refurbished via Ebay for ~$89with mixed reviews and a 90 day warranty.

I hope it helps someone who's looking to enter the 'expensive' world of mechanical keyboards. I'm typing on it now - the lightweight keys and LED illumination are marvelous.

Keyboard & Mouse Deals

Best Buy Coupons
g: 0 Posted By: tedhawkins
Views: 163 Replies: 0 Waring Pro Brushed Stainless Steel /Pro Health Juice Extractor - Factory Refurbished $29.95 Fs buydig

http://www.buydig.com/shop/product.aspx?sku=WPJEX328FR

Rated 4.0 out of 5 stars on Amazon with 500+ Reviews

The Waring Pro Juice Extractor lets you get the most out of your favorite fruits and vegetables. Ideal for today's fast and healthy lifestyles, the Juice Extractor is engineered to make the process easy. More juice is extracted from less produce, leaving only dry pulp in the Pulp Collector. That means no mess while processing, and quick and easy cleanups. An extra wide feed tube minimizes preparation time, and the convenient ON/OFF toggle switch is simple to use. The efficient metal design has fewer parts to clean, is easy to assemble, and makes this attractive machine a pleasure to own and operate. Drink to your good health, with Waring.

Features:

Extra Wide Feed Tube
Brushed Stainless Steel Housing
Extra Wide 3 1/2 Feed Chute
Instruction Book
Attached Pulp Collector
32 oz. Stainless Steel Juice Collector
Appliance Deals

Buydig Coupons
Dove white bar soap - ymmv
Added on : Thursday August 28th 2014 05:02:05 AM
g: 2 Posted By: redsoxfaninannapolis
Views: 1045 Replies: 6 Just checked my Safeway coupon center and hidden among the personal care & health selections is a free 2.6 oz trial size of Dove white bar soap. Not sure if everyone gets the same offers but its worth a look.
Consumer Alerts Deals
g: 2 Posted By: remick
Views: 291 Replies: 0 http://www.amazon.com/gp/product/B00K5RUFEY/

Learn the latest SQL Server 2014 database design methods for career advancement; among them in-memory OLTP tables, FileTable FILESTREAM storage and ColumnStore indexes. Relational database design teach-by-practical-diagrams-&-examples book for developers, programmers, systems analysts and project managers who are new to relational database and client/server technologies. Also for database developers, database designers and database administrators (DBA), who know some database design, and who wish to refresh & expand their RDBMS design technology horizons. Familiarity with at least one computer programming language, Windows file system & Excel is assumed. Since the book is career advancement oriented, it has a great number of 3NF database design examples with metadata explanations along with practical SQL queries (over 700 SELECT queries) and T-SQL scripts, plenty to learn indeed. Great emphasis is placed on explaining the FOREIGN KEY - PRIMARY KEY constraints among tables, the connections which make the collection of individual tables a database. The database diagrams and queries are based on historic and current SQL Server sample databases: pubs (PRIMARY KEYs 9, FOREIGN KEYs 10) , Northwind (PRIMARY KEYs 13, FOREIGN KEYs 13) and the latest AdventureWorks series. Among them: AdventureWorks, AdventureWorks2008, AdventureWorks2012 (PRIMARY KEYs 71, FOREIGN KEYs 90), & AdventureWorksDW2012 (PRIMARY KEYs 27, FOREIGN KEYs 44). The last one is a data warehouse database which is the basis for multi-dimensional OLAP cubes. The book teaches through vivid database diagrams and T-SQL queries how to think in terms of sets at a very high level, focusing on set-based operations instead of loops like in procedural programming languages. The best way to master relational database design & T-SQL programming is to type the query in your own SQL Server Management Studio Query Editor, test it, examine it, change it and study it. Wouldn't it be easier just to copy & paste it? It would, but the learning value would diminish rapidly. You need to feel relational database design and the SQL language in your DNA. SQL queries, "CREATE TABLEs" must "pour" out from your fingers into the keyboard. Why is knowing SQL queries by heart so important? After all everything can be found on the web so why not just copy & paste? Well not exactly. If you want to be an database designer expert, it has to be in your head not on the web. Second, when your supervisor is looking over your shoulder, "Chuck, can you create a new table for our electric pumps inventory?", you have to be able to type the CREATE TABLE query without documentation or SQL forum search and explain how it will work to your superior promptly. The book was designed to be readable in any environment, even on the beach laptop around or no laptop in sight at all. All queries are followed by results row count and /or full/partial results listing in tabular (grid) format. Screenshots are used when dealing with GUI tools such as SQL Server Management Studio (SSMS). Mastery of the relational database design book likely to be sufficient for career advancement as a database designer and database developer.



also free

What's HTML?
http://www.amazon.com/gp/product/B00H59AW5C/

This book is designed to be a quick way to learn HTML and HTML5. It should also be used as a reference for you to look back at for refreshers and information on tags that are commonly used. This is a great resource for students and professionals that need a quick reference or wish to learn the basics of HTML and HTML5 quickly. As a computer science professor, Ive taught hundreds of students HTML. The reason I wrote this book is help teach others HTML and HTML5. For more HTML and HTML5 information, free instructor resources, and online tutorials visit http://www.whatshtml.com.

Table of Contents
Preface
Chapter 1 Whats HTML?
Chapter 2 Getting the basics
Chapter 3 In your HEAD
Chapter 4 Text and Stuff
Chapter 5 Anchors Away
Chapter 6 Picture Perfect
Chapter 7 Lists and More Lists
Chapter 8 Its all about Style
Chapter 9 iFrames, Divs, and Tables
Chapter 10 Simple Forms
Chapter 11 HTML5
About the Author
Appendix A HTML Reference
Appendix B CSS Reference
Appendix C HTML Entities



Fractal Vision. Part 1.: Studies in Fractal Computation Theory
http://www.amazon.com/gp/product/B00MLU1BAU/

Fractal Computation Theory is, as far as I am aware, a brand new area of science and mathematics. This discipline relates to performing computations in a fractal manner.
This book is the first in a series of studies on my Fractal Computation Theory.
These studies show how the Byng Fractal Computer, Patent Pending is used in a variety of applications. The first book in this series is about vision and shows how vision is processed using the Byng Fractal Computer.



Unraveling HTML5, CSS3, and JavaScript
http://www.amazon.com/gp/product/B00IOSC4CM/

As an experienced C# programmer and enterprise architect, I found myself in a strange situation after 20 years of experience. Even if I worked on project teams that implemented big systems including satellite web sites, I was dropped behind those team members who started their professional life pretty close to new generationneat, asynchronous, dynamic, etc.web page development. It took months to find the right way to be able to communicate with them, and find the common language with them. During these months I read many books, blog posts, articles, and went through many small programming exercises to get into the picture.

Well, I decided to create a series of booklets using my experiencesto help you cope with similar situations.
I wrote this book for those developers who areor might bein a situation I was months ago. If you worked on the server side for a long time, or you used only desktop UI technologies, this is the book you should read to get acquainted with HTML, CSS, and JavaScriptin order to understand them quickly, and keep up the race with youngsters.

If youre already a web developer who is familiar with these technologies, this book may help you to pass this knowledge to your teams new members who are novices in web UI.

How This Book Is Structured

This book is divided into ten chapters that will help you understand the concepts and technologies behind web UI. These chapters are built on each other, so youd better read them sequentially from the first to the last one.

Chapter1: A Short Tour of HTML, CSS, and JavaScript
This chapter provides an overview of the fundamental technologiesthrough a number of short examples that explains to you the role and behavior of them.
Chapter 2: Getting to Know HTML5
In this chapter you will learn the basics of HTML5, and you will create a few simple HTML pages using the concepts learned here.
Chapter 3: Achieving Richer User Experience with HTML
HTML5 provides you rich structure and semantics that help you design and render web pages with images, tables, and multimedia. In this chapter you will
learn these elements and utilize them.
Chapter 4: Forms and Controls
This chapter will teach you creating and using HTML web forms.
Chapter 5: A Few More Things about HTML
To provide additional knowledge on HTML5, in this chapter you will learn about special HTML elements and techniques, such as painting the new HTML5 canvas, and using HTML compatibility and validation tools.
Chapter 6: Exploring the Document Object Model
To provide interactive and dynamic web pages, getting familiar with the Document Object Model (DOM) is a key element. In this chapter you will learn all the basics that let you understand and manipulate the DOM.
Chapter 7: Getting to Know JavaScript
JavaScript is often mentioned as the assembly of the web. In this chapter you will learn the basics of this simple programming language that vivifies your web pages with only a few lines of code.
Chapter 8: Advanced JavaScript Programming
JavaScript is very easy to use, and it also can be used for very advanced web programming tasks in the browser. This chapter teaches you these advanced programming topics.
Chapter 9: Getting to Know Cascading Style Sheets
In this chapter you will learn the concepts of the Cascading Style Sheets technology that provides the power of great-looking web pages.
Chapter 10: Basic Style Patterns
In this chapter you will learn the most important CSS patterns that add great appearance to your web pages.



The Philosophical Implications of Information Overload
http://www.amazon.com/gp/product/B00MSZ3W14
Books Deals

Amazon Coupons
Need help negotiating car purchase for Saturday!
Added on : Wednesday August 27th 2014 11:00:30 AM
g: 0 Posted By: mpennyranger
Views: 39 Replies: 1 Hi,
I have read a number of threads here and elsewhere re: trying to send out letters to negotiate the purchase of a new car, and I am just about ready to do so--I am in the market for a new Volvo XC60--I have done my test drives, compiled a list of dealerships that I would be willing to drive to (as well as a few others that are very far, but perhaps would be willing to make a good deal), gotten contact info for the internet or fleet salespeople, gotten preapproved through a credit union, know my FICO score, etc..... I am just hitting a hurdle in terms of setting up my letter, and could use some advice.

All of the sample letters suggest saying SPECIFICALLY what you want, so you can compare apples to apples. BUT, in my case, there are two things that I would accept: a 2015 XC60 with the BLIS package OR a 2014 XC60 with the BLIS package. I would definitely prefer the 2015 because it has a substantially higher MPG, but if the 2014 was substantially lower than the best 2015 price I could get, I would consider it. (The available 2014s are also more likely to be "upgraded" from the base model 2015 that I am shooting for, but none of the upgrades from the base model thrill me, so I'm not willing to pay extra for them.)

I DEFINITELY want to make a deal on Saturday because its end of the month and a number of Volvo manufacturer deals that would be awesome ($1000 Cash Back, extra 2 years of warranty & all maintenance, etc.) are expiring, and I want to close a deal as long as something hits my price Target, but I am not exactly sure how to frame the letter. Price also matters a lot, so I do want to see exactly how low I can go. I don't want my letter to say "I'll take the 2014 if it is substantially lower than your 2015 offer," b/c I know they want to get rid of the 2014s and they will just not reduce the 2015 offer. I am thinking perhaps the best strategy would be to send out an only-2015 offer on Thursday, see what comes back with my required specs, and Friday follow up with those same dealerships and say, "I would also consider a 2014, what is your best offer" and then just compare. Thoughts???

(Apologies for being so long-winded)
New User Question Deals
Call of Duty: Modern Warfare 3 - Xbox 360 $12.00 @ Amazon FBA Prime
Added on : Wednesday August 27th 2014 11:00:04 AM
g: 0 Posted By: amtrak23
Views: 204 Replies: 0 It was 12.49 a few months back. $12 flat now with Prime from 3rd party seller.
http://www.amazon.com/gp/offer-listing/B00503E8S2
Xbox 360 Games Deals

Amazon Coupons
Changing Careers and Decreasing Salary - Opinions?
Added on : Tuesday August 26th 2014 04:00:59 PM
g: 0 Posted By: elrp
Views: 183 Replies: 7 This was me a few months ago. Now back to work at my data-analyst job of 25 years after a huge health scare.

http://www.fullofdeals.com/forums/finance/1356141/?start=0

I hate my current job. Was not happy when I went out on leave but now that I am back, I dread every hour of the work day. I am bored writing SQL queries and being tied to a desk 8 hours of the day.

I am considering taking a new job doing something I am well-qualified for and that I would enjoy doing. It's not a desk job. I would do local travel and meet people. The kicker is that it's a huge pay cut -- the average salary is $48,000. I don't have an offer for this job, at least not yet (it's not even an official opening yet) but it could be if I inquire (again, huge match for my skills). There is the logical part of me that says life is short, you got a second chance, do what you makes you happy and then there is the FWF side of me that thinks we need the larger salary and that it might kill me to take that pay cut.

Any advice from the FWF crowd?








New User Question Deals
g: 0 Posted By: wsn97
Views: 176 Replies: 0 I bought this bluetooth speaker a few weeks ago and it works amazingly well. Pretty good build quality, good range, with built-in microphone and AUX in for non-Bluetooth device.

Current selling price on Amazon is $24.99, save $6 after coupon code "BKY83PZZ", final price will be $18.99.
Free Shipping for Prime Member.

Amazon link below:
Purchase Link

Headphones & Speakers Deals

Amazon Coupons
Planet Fitness $99/year no annual fee, no startup fee Expires Wed 8/27
Added on : Tuesday August 26th 2014 11:00:36 AM
g: 0 Posted By: Domanator
Views: 234 Replies: 2 I checked a few locations in Northeast Ohio and got this deal. It expires 8/27. Normally, the cheapest deal at Planet Fitness involves a $19-39 start up fee, $29 annual fee, and $10/month. This deal is $99/year paid upfront with no startup or annual fees. It can be paid with credit card at the gym. Check planetfitness.com and click Join Now for a club near you to see if the deal is there. After 1 year, you can renew for another $99. You can also sign up for this if you are on an existing plan. I signed up and they gave me the $99 rate and started it after my current month that I already paid for expired. This is a savings of $50 per year on the aforementioned normal rate, not including start up fee savings if you are a new member. With this deal you are looking at an average of $8.25/month as supposed to $12.41/month. Also, if you are a current member the annual fees will be charged to your account in October so if you do this deal now you will avoid paying it.
Services Deals
Dove white bar soap - ymmv
Added on : Tuesday August 26th 2014 09:00:22 AM
g: 0 Posted By: redsoxfaninannapolis
Views: 0 Replies: 0 Just checked my Safeway coupon center and hidden among the personal care & health selections is a free 2.6 oz trial size of Dove white bar soap. Not sure if everyone gets the same offers but its worth a look.
Optionshouse: Earn 10,000 MileagePlus Award Miles
Added on : Tuesday August 26th 2014 07:01:09 AM
g: 0 Posted By: ab13263627
Views: 100 Replies: 0 Took me three months and a few emails, but it worked.

http://landing.optionshouse.com/united10k
Credit Deals
g: 0 Posted By: MISTERCHEAP
Views: 48 Replies: 0 http://track.mysavingsmedia.net/click.track?CID=270865&AFID=3023...

SHOPRITE 8/31 to 9/6

Sobe Lifewater Frozen Bars 99c each

less .50/1 coupon (doubled to 99c) = FREE

http://track.mysavingsmedia.net/click.track?CID=270865&AFID=3023...

also a .50/1 EQ to clip at shoprite.com, makes one box a .50 mm
g: 0 Posted By: vanheve2
Views: 334 Replies: 5 These are refurbished, but both units I received were in perfect shape.
Have 2 of these running on Comcast Service for a few months with no problems. Got both from this seller with no issues.
$26.95 with free shipping.
http://www.statestreetdeals.com/view-product/en/53
Comcast Approved: http://mydeviceinfo.comcast.net/device.php?devid=225
Modems Deals
65% Off NFA Gun Trust from 199trust.com $69
Added on : Monday August 25th 2014 08:01:46 AM
g: 0 Posted By: tedhawkins
Views: 127 Replies: 0 65% Off NFA Gun Trust from 199trust.com $69

http://www.gearhog.com/

Deal Overview
199Trust.com is a document creation service that creates NFA Gun Trust documents at the specific direction of our customers. 199trust has become a leader in helping people create these documents, and is the leader in affordability, historically these types of documents cost gun owners $500 or more to create. However please know 199trust.com is not a law firm and cannot/does not provide legal advice, if you need legal assistance or are unclear of the laws in your state, you should contact a local lawyer before purchasing the Trust documents.

Here are a few of the many popular reasons that make our customers want to setup a Trust for themselves:

1. They want the ability to have multiple people (Co-Trustees) to be allowed to use the items that are placed in the Trust.

2. They do not want to have to do fingerprint cards

3. They do not want to hassle with getting their Chief Law Enforcement Officer's (CLEO) signature

4. They want to have a clear written plan (similar to a Will) of who will be beneficiaries of the Trust and a plan for distribution. Please visit 199trust.com or call us at 888-442-4307 for more information about our service.

Once you have paid for this item on Gearhog the link will be sent in your Gearhog order email.
Services Deals
Arris DOCSIS 3 Cable Modem WBM760a $26.95 Shipped; COMCAST APPROVED
Added on : Monday August 25th 2014 08:00:17 AM
g: 0 Posted By: vanheve2
Views: 85 Replies: 0 Have 2 of these running on Comcast Service for a few months with no problems. Got both from this seller with no issues.
$26.95 with free shipping.
http://www.statestreetdeals.com/view-product/en/53
Comcast Approved: http://mydeviceinfo.comcast.net/device.php?devid=225
Diamondback 2014 Lustre 24" Girls Bike $131.74 at Amazon
Added on : Monday August 25th 2014 12:00:31 AM
g: 0 Posted By: doncrescas
Views: 166 Replies: 0 Amazon currently has a very good price on this aluminum frame kids mountian bike for $131.74 (currently over $300 at REI). Definitely a big step up from department store junk. There's nothing too girly about the bike, so if you remove a few decals you will have a plain white bike that should be fine for a boy as well.

Linky
Diamondback Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 51 Replies: 0 use promo code: CLASS14

Designed for today's modern interiors, this unique TV stand will turn your home entertainment area into a sleek new space. In a sleek black finish, the TV stand is crafted from a mix of metal and glass shelves, giving it a chic, contemporary look. The unit even includes a special TV mount, allowing you to position your TV a few inches off the stand and place additional items on the top shelf. Two more lower glass shelves provide room for your cable/satellite box, DVD players and other A/V components, or decorative accents and collectibles. The uniquely designed frame gives the TV stand its distinctive appeal. Two drawers at the top of the piece provide a convenient space to store remotes, accessories or miscellaneous items. Accommodates flat-panel TVs up to 52. Measures 22H without mount; 51.25H with mount x 54W x 18.5D.
Black finish
Fits TVs up to 52"
22" x 54" x 18.5" assembled
Easy assembly

www.sears.com/altra-metal-glass-tv-stand-with-mount/p-0083738000...
Furniture Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 132 Replies: 0 1000 dpi provides responsive cursor control.

Snap-in Transceiver

Stows conveniently under mouse for portability.

Power switch turns the mouse on and off for up to 8 months of battery life.

Designed for Comfort

Comfortable in left or right hand.

For faster on-screen navigation.

Easy-Access Hot Keys

Windows Start Button

Experience fewer interruptions with up to 15 months of battery life.

www.newegg.com/Product/Product.aspx?Item=N82E16823109227
Keyboard & Mouse Deals

Newegg Coupons
10lbs whey protein - $35 shipped to your door!
Added on : Sunday August 24th 2014 11:00:15 AM
g: 0 Posted By: robstahl21
Views: 262 Replies: 1 VitaminWorld has buy one get one free on the 5lbs Precision Engineered Whey Protein.

1) go to coupons.com... signup, register a Credit card and go into their "card linked offers" at 'apply' the $15 off $50 at Vitamin World - ( when you check out at Vitamin World, be sure to use the same card and they'll credit $15 back to your CC.)

2) use FW link to VitaminWorld for extra 5% Cash Back

3) at Vitamin World - add two of the Precision Engineering 5lb whey protein tubs to your cart and a filler item for a few bucks to get it over $75... then use code VW991 for an extra $25 off $75
*be sure to use the same Credit Card you registered on coupons.com

Checkout will be ~$50 with $1.98 shipping. you'll receive the credit back from coupons.com within about 30 minutes via email notification and then of course the 5% FW CashBack later

Health Deals

Vitamin World Coupons
g: 0 Posted By: st4rdust
Views: 174 Replies: 0 verabradley (via eBay) has select Vera Bradley Euro Wallets on sale for$8.99with free shipping.

Choose from Very Berry Paisley,Watercolor,or Viva la Vera.


I ordered one of their wristlet wallets from this deal a few weeks ago. It shipped very fast and arrived in perfect condition. I have used it every day since.

Might end up getting one of these as well since it's smaller and seems like it could be pocket efficient.
Clothing Deals

eBay Coupons
Self Directed IRA To Invest In Local Entrepeneur You Advise? Legal?
Added on : Friday August 22nd 2014 05:00:33 PM
g: 0 Posted By: robronson
Views: 93 Replies: 1 I understand self-directed IRAs are not allowed to be used to do things you can control, such as invest in a business you manage or a buy a house you rent to yourself.

What if you paired up with a local entrepreneur, who you're advising and helping get started, and invested in his business through your self directed IRA? You technically wouldn't have legal control over what he did with the money, but you are serving as an adviser. Maybe not an adviser on paper but he will go to you on a regular basis for advise on how to run the business and perhaps to ask for more money if he needs additional capital, which you can also invest from your IRA.

This seems like a reasonably legit way to set up a business that you don't personally run, but is based on your ideas, and has been vetted by you to have a strong chance of success, and also get tax-free returns by investing from your Roth IRA. While most businesses are unsuccessful, the very few that are successful get returns extremely high. I could envision getting a 10x return over one or two years with the right business.
Question Deals
g: 1 Posted By: robin2rl
Views: 211 Replies: 0 Not sure if anyone is interested, I saw this on Reddit. Sold on Amazon by Computer Upgrade King

http://www.amazon.com/Lenovo-ThinkServer-TS140-70A4000HUX-Comput...

Next cheapest price are a few other sellers for $265.
Computers Deals

Amazon Coupons
FATCA implementation in Cyprus - it's in effect here now it appears
Added on : Thursday August 21st 2014 03:00:09 AM
g: 0 Posted By: GotRocks
Views: 48 Replies: 1 I've had a bank account in Cyprus, where I now live, since 2008. I moved here permanently in 2011. Opening the account was simple and they even used my US address until I had one in Cyprus. I only had to provide my passport to open the account. I've complied with FBAR since I opened the account.

Today I went into my bank to arrange to get a new ATM card (current card expires soon) and was met with a barrage of forms. At first I thought that this was the typical bureaucratic nonsense of banking here in Cyprus (enhanced by the crisis last year). But no....I was wrong. They wanted my SS number and a copy of my SS card (which I do not carry with me here in Cyprus) and I had to sign some forms saying I was a tax resident of the US (kind of weird because even though I do not live in the US, if you are a US citizen, you are subject to US income tax). They weren't US or Cyprus gov forms, they were bank created forms.

I had been wondering when something like this was going to happen and now it has. So it appears that Cyprus is complying with FATCA. I am glad to know that they weren't going to close my account.

It doesn't seem that this bank is actively soliciting getting Americans' SS numbers as FATCA has been in effect since 14 July (I believe). I think that they are just updating the info when the American customer comes into the bank for something. I expect they'll get around to hunting the rest of us down in the next few months. Not that many Americans in Cyprus.
General Economics Deals
Craftsman XSP 12 Gallon 5.5 Peak HP Wet/Dry Vac $57.99 A/C w/FS @ Sears
Added on : Wednesday August 20th 2014 08:00:03 PM
g: 0 Posted By: ctgolfer
Views: 147 Replies: 0 use promo code: SEARS2014

The Craftsman XSP 12 Gallon 5.5 Peak HP Wet/Dry Vac also quickly converts to a blower. Cleaning up at a messy jobsite, blasting dirt from the shop floor or fall leaves off the driveway can be done in a snap. It also includes a 9 Pc accessory set for nearly any situation.

More Suction Power than Shop-Vac and Ridgid*
Tackles the toughest jobs. Vacuums away wood chunks, metal shards, nails or sawdust in the shop. Clears drywall chunks, broken glass and screws at the job site. Drains flooded basements and removes leaves and other debris from gutters (gutter kit sold seperately) just to name a few.
Large 12 Gallon collection tank with extra-large quick empty liquid drain
Powerful 5.5 peak HP motor makes short work of jobs
Top tray storage conveniently stores items such as mechanics tools, power drills, screws and needed tools on top of the vacuum so they are easily accessible when needed
On-board hose, accessory and power cord organizers provide space saving, convenient and hassle-free storage
Over 27 Foot Cleaning Reach (7 x 2-1/2 In. Secure Fit Hose, 20 Power Cord and Two Extension Wands)
Heavy duty 360 swivel casters for enhanced mobility on most surfaces
Also includes hose bracket set, cartridge filter, wet pickup foam filter, crevice tool, utility nozzle and floor/ squeegee nozzle combo
Large dust sealed on/off switch for easy control and ergonomic handle for improved comfort
Quickly converts to a blower for jobsite, shop or garage cleanup


www.sears.com/craftsman-xsp-12-gallon-5.5-peak-hp-wet-dry/p-0091...
Appliance Deals

Sears Coupons
Sams Club has Swann 8 camera, 720p w/1TB NVR for $449
Added on : Wednesday August 20th 2014 12:00:03 PM
g: 0 Posted By: gandude
Views: 167 Replies: 0 After $300 tech savings price is $449. free ship

Sams Club Swann 8 camera security

8x 720p cameras. NVR w/1TB HDD. CAT-5 cables. NOTE: this is not PoE, but doesn't look too bad. -Just a few extra wall warts tofind outlets for.

Don't know much about these systems but this seems fairly good for the price. I did a little bit of research. It should be delivered today.

Thoughts?
Home & Garden Deals

Sams Club Coupons
Needing advice on starting a business.
Added on : Wednesday August 20th 2014 11:00:06 AM
g: 0 Posted By: timgodsil
Views: 137 Replies: 9 I've talked to quite a few people, and get mixed answers.

I am wanting to start a pawn shop. I figure I will need about 50k-80k in funding. 10k for renting a retail building for a few months, 10k for a computer, some shelving, etc, and the rest capital to loan money (pawn).

However, some people tell me that I won't get a loan without a college degree, and others tell me banks won't give you the time of day if you have student loans.

I would hate to go to college, get 40k in debt from loans, and have to work to get back to zero, all to find out I didn't need a degree for a loan.

Does education help loan funding, or is it purely credit?
New User Question Deals
Textbook Coupon Thread
Added on : Wednesday August 20th 2014 10:00:02 AM
g: 1 Posted By: Kariput
Views: 128 Replies: 1 I've been shopping for my daughter's college textbooks and I've turned up quite a few coupon codes for various sites. I'm listing them here so others can share the savings:

Merchant________________Code_______________Description________Expires
AbeBooks____________ A5863DEALOZ______ $5 off $80 or more________8/31
Alibris________________ WEATHER_________ $5 off $50 or more________9/01
Alibris________________ DROP_____________ $10 off $100 or more______9/01
Biblio_________________ LEARN2014________ 3% off_________________ 9/15
BiggerBooks___________ BIGGER100________ $10 off $100 ____________12/31
BookRenter___________ B2S5OFF___________ 5% off rental_____________9/29
CampusBookRentals___SMELLWELL_________10% off order____________ 9/01
eCampus____________ UABPERKS__________ 5% off_________________ 8/31
Half.com____________10BACKTOSCHOOL__10% off $25 or more_________9/14


Books Deals
$6.99 USB External Battery Pack Free Ship @ Amazon via DealCutter
Added on : Wednesday August 20th 2014 08:00:02 AM
g: 0 Posted By: tyninja
Views: 79 Replies: 0 I am such a sucker for batteries and charging. I'm always on my phone, so anything that can extend my battery life...I'm all in!

Amazon has the Noot portable battery bank (3000mAh) for $12.99 - $6.00 coupon code=KYQ3NMFC = $6.99 free shipping & no tax outside of NY. Must buy through seller DealCutter for code to work. I have a few of the Noot products and love it! It has some good reviews on this one too. It says for iPhone 6 (which isn't out yet ) but it will work on majority of the phone since it's a USB connection.

http://www.amazon.com/Portable-External-Motorola-Smartphones-Connection/dp/B00K6NFOPC/ref=aag_m_pw_dp?ie=UTF8&m=A11JVZCF0MT60Y
g: 0 Posted By: remick
Views: 96 Replies: 0 https://www.facebook.com/Safeway?sk=app_493450280757598
Totally Free Deals
Free Kindle Book- 101 Ultimate Adult Drinking Games
Added on : Wednesday August 20th 2014 01:00:08 AM
g: 0 Posted By: remick
Views: 78 Replies: 0 http://www.amazon.com/gp/product/B007BIFFUE

If you are looking for a sensible, mature way of spending the evening with a few close friends, then this probably isn't the book for you - maybe head over to the Wine Tasting and Fondue* section on Amazon instead?

But if you want to get blasted with the perfect pocket compendium of ultimate drinking games, then stick around!

I've scoured bars, college parties, nightclubs, bachelor parties and stag nights to bring you the best ways to get you and your buddies laughing, drinking and possibly falling over a lot.

Easy to follow, step by step guides for the soon to be inebriated - all you need is alcohol and people, maybe some playing cards, a couple of dice and the odd ping ping ball, but don't we all have them in our pockets anyway?

Oh, that's just me then...

Keep this book stashed on your Kindle and liven up any party!

Your drinking buddy,

Jonny Lee Jr.
Books & Magazines Deals
g: 0 Posted By: DaysFan
Views: 178 Replies: 0 SAVE $10 INSTANTLY
http://www.vons.com/ vonsclub members offer

GUESS, Inc. Gift Card

Purchase $50 or more in GUESS, Inc. gift cards and save $10 Instantly. Limit 1.

Offer Type: One-time Store Coupon

Expires 9/2/2014


Offer Details: Coupon expires 09/02/2014. Purchase must be made in one transaction. Limited to One (1) per household. Safeway* Club Card required. See store for offer restrictions. See gift cards for gift card terms, conditions and fees (if applicable). While supplies last. Offer may not be valid in all states. No Rain Checks.



SAVE $5 INSTANTLY


Save $5 Instantly on AERO gift cards

Save $5 Instantly when you purchase $50 or more in AERO gift cards. Limit 1.

Offer Type: One-time Store Coupon

Expires 8/26/2014
Offer Details: Offer Valid 08/08 - 08/19. Final redemption 08/26. Offer subject to availability while supplies last. See gift cards for terms, conditions, and (if applicable) fees. No rain checks. Only one offer per transaction. Only one offer per household.
http://www.vons.com
Who pays for bee hive removal
Added on : Tuesday August 19th 2014 10:00:07 AM
g: 1 Posted By: cougarman
Views: 302 Replies: 9 My neighbor has a large tree in there yard with a bunch of branches over my property line. A few days ago we noticed an increased number of wasps on the property. Well turned out that tree had 2 wasps nests in it. I use my backyard frequently and have 2 dogs that also use it so it was a priority to have them taken care of. They came out today and sprayed the nests and charged me $267 and they will come back next week and remove one since the other is way to high. The neighboring house is a two family rental unit. So I am not certain who the owner even is, but im sure I can find out. When the pest guy come out he was telling me that the neighbor should be paying to have these nests removed since they are located in their tree. I'm not sure what any suggestions would be ideal.
Personal Finance Deals
RST Outdoor Cannes Collection Patio Furniture ~50% Off
Added on : Tuesday August 19th 2014 10:00:02 AM
g: 0 Posted By: green14
Views: 147 Replies: 0 RSTOutdoor.com is having the best deal they've had all year right now on their new Cannes collection furniture with grey wicker. The Cannes collection is on sale, plus use code CANNES14 for an extra 30% off the sale price. I don't know when this code will expire as it hasn't been advertised in about 3 weeks, but it still works as of this post and the current sale prices are the cheapest they've been since I've been watching them (a few months). Shipping is free too! There are 4 color options: Cantina Red, Tikka Orange, Bliss Blue and Slate Beige. Tikka is Sunbrella fabric, Bliss and Slate are Sunsharp fabric (also made by the makers of Sunbrella), and Cantina is olefin fabric.

For example, I purchased the Cannes Corner, Sofa and Armless Chairs (all in Bliss Blue) to make a sectional and it cost $1,679.97 with the sale and CANNES14 code instead of retail of $3,199.97. 47.5% off retail. We absolutely love this furniture. It's high quality, lightweight and beautiful! The cushions are thick and comfy and have removable covers for washing. The covers don't cover the bottom side, which is mesh to allow water to flow through.

http://www.rstoutdoor.com/collection-cannes-blue
Furniture Deals

RST Outdoor Coupons
Free Sub at Firehouse Subs On Your Birthday
Added on : Tuesday August 19th 2014 06:00:10 AM
g: 0 Posted By: frankietp
Views: 145 Replies: 0 Just show an I.D. with your birth date on your birthday and you'll get a FREE medium celebratory sub.

Sign up here: http://www.firehousesubs.com/Birthday.aspx
and they will remind you a few days before your birthday.
Totally Free Deals
Young adults paying rent... What's fair?
Added on : Tuesday August 19th 2014 01:00:05 AM
g: 0 Posted By: letsspendlotsofmoney
Views: 30 Replies: 0 Young adult children paying rent.I will be asking my young adults to begin paying rent, a few years late but why should they be able to save and spend at will while I bear 100% of the burden of putting a roof over their head. If the kids contribute I would be able to put extra towards my retirement, so I wont have to come live with them in my golden years.. Do the numbers below seem fair? I added up all of our incomes and calculated each persons percentage.
income % of income contribution GF 20000 13.00% 205 SON 30000 20.00% 310 DAUGHTER 35000 22.00% 340 DAD 70000 45.00% 700 155000 1 1555 budget rent 1000 elec/gas 300 water 100 cable 150 netflix 12


Real Estate Deals
Roku - 1 Streaming Player $34.99 @ Best Buy
Added on : Tuesday August 19th 2014 12:00:04 AM
g: 0 Posted By: ctgolfer
Views: 182 Replies: 0 Wirelessly stream movies, TV shows, sports, news and more
With more than 1,500 entertainment channels at your fingertips, you can watch just about anything.
Use your smartphone as a Roku remote
Download the Roku app on your Android or iOS device to send photos, music and video to your TV.
Easily find your favorite movies and TV shows with one-stop Roku search
Search across multiple apps, including Netflix, Hulu Plus, Amazon Instant Video and more.
Quick and easy setup
Sets up wirelessly in just a few simple steps.
Compatible with virtually any TV
Easily connects to HDTVs and standard-definition TVs.

www.bestbuy.com/site/roku-1-streaming-player/1618055.p?id=121905...
Electronics Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 71 Replies: 0 shipping adds $5


TRU Infrared Cooking System locks in juices and seals with few flare ups

290 sq. inch porcelain-coated heavy duty grates
10,500 BTU burner provides great taste with seared-in flavor every time
Operates using either 1 lb LP cylinders or 20 lb LP tank with optional LP adapter

Two AP Coolers

Two 30 qt. removable, soft-sided coolers with hard liners included, and two easy-grip loop handles
Keep ice and drinks in one cooler while keeping food warm in the other
Hard liners add strength and remove for easy cleaning

Convenient and Portable- Perfect for tailgating or camping

Portable infrared cooking system also features on-board coolers for go-anywhere grilling and fun
Grills up to 3 hours per 1 lb LP cylinders
Wheeled cart makes for easy transportation and storage
Remove the side shelves, lower the grill, raise the handle and you're on your way



RED
http://sport.woot.com/offers/portable-grill-and-cart-combo-red

BLUE
http://sport.woot.com/offers/portable-grill-and-cart-combo-blue
Appliance Deals

woot! Coupons
g: -1 Posted By: pj737
Views: 197 Replies: 13 The point of this ridiculously long-winded analysis is to determine the true cost to OPERATE (not own) an average-priced vehicle with average depreciation (per mile driven) and average fuel efficiency. Long story short, I did this analysis to convince my best friend to not buy a home in the suburbs... he is looking to buy a home that's about 30 miles from his place of employment. His wife also commutes into town for work. He owns a 2011 Toyota Tacoma and she drives a 2010 Lexus ES - they own them F&C. Between both cars, they average about 20 mpg. I'm trying to convince him to buy in town or close to town to cut his commute to <5 miles. However, the home that's 30 miles away is about $200K less for essentially the exact same size home in town (safety/crime is similar in both areas); the home in town is older but is in move in condition. He can afford the $200K price difference based on his earnings. Their daughter also attends private school in town so there is no benefit from a school district perspective. The commute time if they lived in town is <10 minutes each way. The suburbs is 75 minutes in each direction and that's with no stalled vehicles or accidents.

Most of the blogs I've read online (and I've forwarded to him) that argue the insane cost of commuting take into consideration the operating cost AND ownership costs into one figure. In addition to depreciation due to mileage put on the car, fuel, maintenance, etc, they would also factor in things like financing, depreciation due to vehicle age, parking, registration, motor vehicle taxes, etc and then come to a general cost per mile of ownership based on X miles driven (typically it's 15,000 miles). Those numbers vary but generally come in at about 61 cents/mile. Obviously, that number is seriously flawed if you only want to know what it costs to operate that vehicle and drive it X miles. I believe it's impractical for most people to not own a car; knowing what it costs to own it is one thing... but understanding what it costs to pull it out of the driveway and drive it X miles is critical when making decisions about investing in a home many miles away from ones' place of employment.

For sake of argument this applies to those that MUST own a car simply because they don't want to rely on bicycles, mopeds, motorcycles or any form of public transportation to commute. This applies to those that are looking at the true financial costs of commuting longer distances to work/entertainment/etc as a trade off to having lower cost housing in the suburbs/"commuter" neighborhoods.

The first consideration is depreciation... and not the kind of depreciation due to your car getting old but rather depreciation due to miles being put on the car itself. First, we need to determine the cost of an "average" car... and that comes to $31,800 as of last year. I specifically searched on KBB the resale value of cars including Toyota, Ford, Honda, Lexus, Kia and GM that were close to the $31,800 in value as new in 2013. The zipcode entered into the KBB site is in Los Angeles. For sake of ascertaining an accurate depreciation per mile we will use the "baseline" mileage at 3,000/miles per year (i.e. this is the minimum mileage I'm assuming anyone that owns a car will drive and all costs incurred per mile in this analysis are over the 3,000 mile baseline). I used 2011 model year cars for examples on each one; this would mean the car was on the road for roughly 4 years on average. I used 12 different models from 6 different makes all priced (today) at around $32K new. I inputted 3K, 8K, 10K, 12K, 14K, 16K, 18K, 20K, 22K and 24K miles and recorded the difference in value for each. Drivers that put only 3 - 8K miles year only depreciated by 8.1 cents per mile over 3,000 miles. I found that the mileage depreciation between 8,000-12,000 miles averaged about 10.6 cents/mile but when we jumped from 12,000 miles to 16,000 miles the extra 4,000 miles a year cost the owner 11.8 cents/mile hit on value ($472 depreciation). Between 15,000 and 18,000 it jumped up to 12.7 cents/mile average. Over 18,000 miles/year the cost per mile plateaued and was fairly linear in the mid 12-cent/mile range through 24,000 miles. A very conservative average between all the cars and all mileage ranges came in at about 11.4 cents so we will use this figure as the true depreciation per mile driven for all cars that have at least 3,000 miles a year being put on them. Note that older economy cars will realize depreciation rates as low as 7 cents/mile... However the same can be said on the upside where newer luxury cars will see an average 15-22 cent/mile depreciation (I tried to input some luxury cars as well that were priced at $50-$60K). I think 11.4 cents mile is on the low side but let's stick with that for the purpose of this analysis. COST OF DEPRECIATION PER MILE DRIVEN FOR CARS THAT TRAVEL MORE THAN 3,000 MILES ANNUALLY - 11.4 cents

Fuel - yes, I know you can buy a Prius that gets significantly better mpg than an average vehicle but there are many vehicles that get more than 20-30% lower mpg than the average car. I owned a Prius and only averaged 37 mpg which is no where near the EPA estimate of 50. So one needs to consider the TRUE mpg to ascertain the cost per mile in fuel consumption The average car gets 24.9 mpg and this is based on EPA estimates; in reality people will be putting well over a gallon of gas in to travel 24.9 miles. In fact, sitting in slow-moving bumper-to-bumper traffic kills EPA estimates by a good margin. But to stay conservative, we'll use that figure 24.9 figure. 24.9 mpg translates to 15.1 cents per mile at $3.77/gallon (national average). I pay over $4.35 for fuel where I live but again, averages trump real world for the sake of argument. COST OF FUEL PER MILE - 15.1 cents

Average maintenance cost for a vehicle is roughly 5.3 cents/mile. There are countless studies that break this data down and this is simply an average. It varies from as low as 4.1 cents to as high as 6.8 cents with the most common coming in at about 5.2-5.5 cents. This includes tire replacement, wiper replacement, oil changes, filter changes, wear and tear/maintenance of vehicle components, etc. COST OF MAINTENANCE PER MILE - 5.3 cents

Insurance costs are slightly lower for those that commute less. There are insurance companies that base their rates on miles driven and others that give discounts for those that put a relatively low number of miles on their cars. I had to check with my Allstate provider to see if there would be a difference and it was small... an increase of about $85/year if I doubled my mileage from my current 6,500 to 13,000 (I felt a little ripped off when I was told this). Based on that information, I would assume it's safe to say that one could save at least $85/year on premiums if they cut their commute by 6,500 miles. This translates to 1.3 cents/mile in hard costs. COST OF INSURANCE FOR MILES DRIVEN - 1.3 cents

Driving infractions/tickets/etc... Now this one is a tough one. Obviously the more you drive the more likely you are to be pulled over and be ticketed. While some people have never received a ticket in their lives others get tickets every year. According to national law enforcement statistics, of the 195 million licensed drivers on the road in the US, 41 million of them are getting ticketed every year on average. That's roughly a 1 in 5 chance of getting a ticket every year. The average cost of a ticket is $155. Insurance rates increase an average of $320/year based on one speeding ticket going 15 miles over the speed limit. So if there is a 1 in 5 chance you'll get a speeding ticket in a year and that cost will run you $475 that translates to an "average" of $95/year on speeding infraction costs. If the average driver traverses 13,476/miles of roadway in a year that translates to 0.7 cents mile for infractions and this means getting a ticket only once every 5 years... which I could imagine is pretty low and conservative. COST PER MILE FOR TICKETS FOR DRIVING INFRACTIONS - 0.7 cents

Accidents - here is another tough one. Personal costs of injury and property damage are extremely hard to average as they can vary by a huge margin. Especially because some people can go decades without a single incident. The car industry purports that the average driver only gets into a "significant" car accident every 17.9 years or roughly 3.5 times in a lifetime. The average cost of these accidents is $23,450 of which only a small portion (assuming you're insured) comes from the driver's pocket. Assuming deductible costs, time lost, personal injury, repairs/rental not covered by insurance, etc, we'll very conservatively peg this cost at $1,000/per "significant" accident as a direct cost to the driver.That's $3,500 over a lifetime. Over 843,600 miles (what the average person drives over a lifetime), that comes to 0.4 cents/mile. Again this is a very low figure and does not take into account countless minor fender benders which can easily cost several hundreds up to a couple thousand to repair especially if you didn't want to report this to insurance in fear your rates will go up. COST PER MILE FOR ACCIDENTS - 0.4 cents

Toll roads - Depending on where you live and work, toll roads can easily add 5-10 cents/mile on to your commute... possibly much more. However, this isn't applicable everywhere (we have no toll roads in my state) so I am leaving this one out of the equation. If you live in an area that requires you to traverse toll roads you'll have to include this in your calculations.

Total cost to OPERATE a vehicle PER MILE (over 3,000 miles/year) not including toll roads - 34.2 cents per mile.

The point of getting this average is so people can better calculate their finances should they decide to live in a commuter city/neighborhood or suburb vs living in or near the urban core. One could point out that you could save much more if you don't buy a car at all. That's very true. The 34.2 cents/mile operating cost is only about half the cost of total ownership and operations but this is the cost of the mileage applied to a car you already own and need. Note that if you own a newer luxury model that gets not-so-stellar fuel efficiency, the 34.2 cents/mile can easily exceed 50 cents/mile on operating costs only. To be fair, I did an analysis on an older (12 years old) more fuel efficient economy car (35 mpg) with an original purchase price of $20,000 and the cost to operate dropped to a low of 21 cents/mile. But this is an extreme example on the low end and not realistic for most. I think most people that can afford to buy a home will own cars that are at least "average" priced and aged.

Now that I know what it costs to take the average car one mile on the road, I wanted to see just how this impacts housing prices and rents. To be fair, the overwhelming amount of people that live in town also commute shorter distances to entertainment venues, restaurants, places of interest, etc etc. So if there are 241 work days in a year it's fair to add another 52 days of commuting into town per year (that's one extra drive into town PER WEEK, which is very conservative, in my opinion). That means 293 days of commuting into town for the average person (driving into town an average of 5.6 times/week). If that average person lives 30 miles from town, that's 293 days x 30 miles x 2 trips = 17,580 miles. If one lived in town, and had a 5 mile commute, this comes to 293 days x 5 miles x 2 trips = 2,930 miles. So while the person living 30 miles from work is commuting 12,050 MORE miles every year (work commute only) than the person that lives 5 miles from work, they are also driving an additional 2,600 miles year because of their proximity to places they need to drive to that are outside of their place of employment. So for every individual mile one lives further from work (2 mile round trip commute) it translates into $200.41/year in direct costs for ONE car (293 days x 1 mile x 2 trips x 34.2 cents = $200.41/year). If it's two cars commuting (which is more common in households these days), you are looking at double that or $400.82/year.

$1,000 in mortgage costs @ 4.5% amortized over 30 years is $4.21/mo or $50.52/year. So for every one mile you live further from work/play, this translates into $3,966 in additional home purchase price you can afford or $16.70 in additional rent you could afford. If you have two cars making the same commute, double that to $7,934 in home value or $33.40 in rent for every single mile you live further from work. Many people in my place of employment chose to live ~30 miles or more away where housing is cheaper. If the difference from my 5-mile commute is 25 miles traveled (50 miles/day), it comes to $99,150 in mortgage and $835/mo in rent. and you'll have to double that to $198,300 in additional mortgage they could afford and $1,670/mo in additional rent they could afford if they had a two-car household. This does not even consider that of your mortgage payment roughly 1/3 of the payment goes back to your pocket in principal payments (i.e. forced savings) and the other 2/3 of the mortgage payment is (at least for now) 100% tax deductible. Arguably, if you look at the bottom line (forced savings + tax deduction benefit assuming a conservative 30% state and fed combined tax rate), each mile you live further from work translates to roughly $7,100 in additional mortgage payments one could afford for each and every car attached to that home that makes that work commute. All while your mortgage is fixed and your car's operating costs continue to increase over the years. Assuming the above assumptions are accurate, living 10 miles closer to your job can allow you to afford $71K more in a house purchase and that's just with one car. Double that for a two-car commuting family and quadruple it to $284K for the same family living 20 miles from work.

These numbers are absolutely staggering to me and I can't help but think my math and/or assumptions are off somewhere. But it definitely enforces my argument that my friend should buy in town. For those that managed to make it through all this, please chime in and offer any corrections to my reasoning. Yes, I understand there are many assumptions made here but again, the purpose of this post is to get an average figure most people can relate to. I think very few people actually consider the real cost of driving and they end up making mistakes by either buying or renting far distances from their place of employment and other desired activities because they assume they are saving money by doing so. This analysis only takes into account the direct financial costs of driving longer distances... it doesn't take into account the plethora of other considerations (which I find vastly more important) like compromised health and well-being, increased stress, quality time away from family/friends/gym/activities/alone time/relaxing/sleep, etc etc. Sitting in traffic for hours on end every day is a huge quality of life issue for me personally, money aside. If the 30 mile commute was FREE, I would still pay the $200K difference.
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g: 0 Posted By: Virgil27
Views: 101 Replies: 0 Ozark Trail 8-Person Dome Tent with Extended Porch RainFly $79.00 w/ FS @ Walmart

Still planning to get out camping a few more times? WalMart has this Ozark Trail 8-Person Dome Tent for $79 off with free shipping. This is $15 less than Amazon.
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Staples. $100 off any clearance PC or tablet. YMMV
Added on : Monday August 18th 2014 05:00:06 PM
g: 0 Posted By: irishrob60
Views: 214 Replies: 0 Had to call in to get them to apply it to my order. Found a $75 off coupon in an earlier thread. Applied it to see if it would work & came up as $100 off

$100 off any clearance PC or tablet.
Coupon#: 50464

Used it on Asus transformer Pad infinity 10.1 full size HD 32 GB Tablet
Was $499.99
Save -$275.00
FInal price 224.99 -$100 coupon = $124.99

I know it's an older tablet but works for my purposes.
They do have a few other decent deals in the Technology clearance. Depends on what your looking for.


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g: 6 Posted By: TheDiggler
Views: 560 Replies: 2 Managed to capture the underlying URL of a Staples flash based web ad (see attached pic).
Here's the captured URL shortened (copy/paste into browser): goo.gl/JeXig0


Based on observations, one UNIQUE cpn code per BROWSER TYPE per PC can be generated (when choosing to PRINT cpn), regardless of whether you're generating it via a normal browser instance or an Incognito/Private Window/In-Private Browsing instance.

Was informed that when having the cpn TEXTED, it may generate a uniquecpn codeeach time it txts (even in the same browser instance), although the person who tested it had txts sent to multiple phone #s. (Not sure if unique cpn codes were generated to the SAME phone #).

YMMV

*EDIT* When originally posted, the URL above was hyperlinked. The mods updated thathyperlinktopointDIRECTLY to Staples.com. Ultimately the "goo.gl" link reaches Staples.com, butit needs to beinitiatedthrough the actual URL generated by the web-ad (which bounces through a few intermediary links before it gets to Staples.com). Otherwise, the URL pointing DIRECTLYto Staples.com will have the maximum # of redemptions exceeded (and thus not work for others).
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g: 6 Posted By: bbr
Views: 247 Replies: 6 I searched the forum and there are only a few threads on this and they don't look like they were active until conclusion. So this thread will hopefully show the entire process through conclusion. However, we are at the beginning of the process and probably months if not years away from the end. Any helpful insights would be appreciated.

State - Georgia
Purpose - Road widening
Amount of land for right of way - 1000sqft +/-
Construction Easement - 6000sqft +/-

What they are wanting purchase from us:

Our SFR house (primary residence) backs up to a road they are widening from a 2 lane road to a four lane divided highway with bike lanes and sidewalks. It appears that the majority of new right of way is going across the street from us. The right of way they want to purchase from us is only a few feet wide and probably wouldn't have much impact on our quality of life. However, they also want a permanent easement that comes an additional 40' +/- closer to our house. They would clear the land on this easement and we would not be able to place any permanent structures (ie. fence) on this land. This easement would clear out an 8'-10' high earthen berm with a 6' high privacy fence on top and extensive mature landscaping. Additionally we have a nice new pool and spa in our back yard along with a pool house and storage building. The back yard was designed to be our relaxation area (has waterfall features on pool and spa, nice lighting, nice landscaping, etc.) and is fairly private. Removing the berm and landscaping will diminish the quality of life extensively (according to me).

Where we are in the process:

August 2014 - Appraiser met with us to explain what they were doing and approximately how much land they would need. Gave us a map and pointed to the approximate boundary lines (surveyors should stake the property "soon"). Appraiser took lots of pictures and was very helpful with explaining the process and what they would and would not pay for.

What they will pay for:

-ROW land
- Easement land
- Fencing
- Landscaping (plants, trees, and irrigation)
- Storage building (if any part of it it is in easement area)

What they might pay for:

- Diminished value because of the loss of the berm and landscaping

What they won't pay for:

- Not sure yet. Going to ask for everything under the sun.

Negotiation Strategies:

- Ask for concrete privacy wall/noise barrier like you see on interstates (appraiser said he had not seen them do this on this type of project)
- Ask for construction easement to be temporary
- Ask for diminished value from loss of berm/landscaping (appraiser said he would need to do a more in depth appraisal for this, he's going to try to get that appraisal approved)



If you have any experience with something like this, or if you have suggestions please chime in.
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Xbox Live Gold 12-month $38 (cdkeys.com)
Added on : Sunday August 17th 2014 08:00:04 PM
g: 0 Posted By: ithinkurdumb
Views: 153 Replies: 0 Found this by accident: was helping a friend find a cheaper way to renew her XBL Gold membership.

http://www.cdkeys.com/xbox-live/memberships/12-month-xbox-live-gold-membership-xbox-360

cdkeys.com is selling 12-month gold membership for 23.79 GBP (which is around $40). If you like there Facebook page, it'll give you a 5% off coupon, making it around $38 (there might be additional foreign transaction charge, depending on the credit card).

After paying through PayPal, I got a link which asked me to provide my phone number to receive validation code. Once that's done, they showed me a photo of what appears to be a physical card scratched revealing the redemption code. The code works on xbox.com.
It is a few more hoops to jump through then simply buying from xbox.com or Amazon, but it is probably the cheapest around at the moment.
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g: 0 Posted By: IStillPickUpPennies
Views: 252 Replies: 0 TP
These rolls have 20% recycled content. I assume that it's not recycled toilet paper, because then it would probably be brown.

Add 2 to cart
Use coupon code 88719333 for $10 off $50

Final cost, $59.98 delivered (free delivery over $50)

Using the average number of sheets I've seen advertised for "double" rolls, these should qualify easily as "quadruple" rolls, since each roll has 450 sheets. (I'm sort of impressed they don't call it that, however)
This deal yields .16611 cents per sheet, and does not require any sort of recurring purchase. Plus, there is something to be said about the convenience of only having to change rolls every 450 sheets,
rather than 176, 190 or 264 sheets like some of the others I've seen. It means fewer times of having to sit there saying "Who left just two squares on the roll!!??"

Here are per sheet costs on some comparable toilet papers on various websites:
Wal-Mart "Jumbo" 286 sheets .16725 cent per sheet
Amazon "double" roll 264 sheets .17353 cents per sheet


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g: 5 Posted By: VivYip
Views: 375 Replies: 0 Amazon has the kindle edition of the following for $0.99:

Oz: The Complete Collection (All 14 Oz Books, with Illustrated Wonderful Wizard of Oz, and Exclusive Bonus Features)
Welcome to the Wonderful World of Oz!

Fans of L. Frank Baums Oz books, you are in for a treat. Collected here is the ultimate Kindle edition of the beloved series starring such timeless characters as Dorothy, the Tin Man, the Scarecrow, the Cowardly Lion, and the Wicked Witch of the West.

Included in OZ: The Complete Collection are:

All fourteen Oz books written by L. Frank Baum.
The first book, The Wonderful Wizard of Oz, is illustrated with the classic W.W. Denslow artwork.
Links to free, full-length audio recordings of all the Oz books in this collection.
An individual, active Table of Contents for each book accessible from the Kindle go to feature.
Perfect formatting in rich text compatible with Kindles Text-to-Speech features.
A low, can't-say-no price!

Fourteen Complete Works

All fourteen of L. Frank Baum's Oz books, in order and unabridged. Books included:

1. The Wonderful Wizard of Oz (1900)* Includes Original Illustrations by W.W. Denslow!
2. The Marvelous Land of Oz (1904)
3. Ozma of Oz (1907)
4. Dorothy and the Wizard in Oz (1908)
5. The Road to Oz (1909)
6. The Emerald City of Oz (1910)
7. The Patchwork Girl of Oz (1913)
8. Tik-Tok of Oz (1914)
9. The Scarecrow of Oz (1915)
10. Rinkitink in Oz (1916)
11. The Lost Princess of Oz (1917)
12. The Tin Woodman of Oz (1918)
13. The Magic of Oz (1919)
14. Glinda of Oz (1920)

Beyond the Yellow Brick Road

Also included are special features for any Oz enthusiast, including:

A complete list of all Oz books in the official canon by other authors.
A list of Oz films and television series, both directly and indirectly inspired by L. Frank Baums masterpiece.
Links to free, full-length audio recordings of all the Oz books in this collection

This version has illustrations and has all of the books in one location. However, if person doesn't need the illustration or just wants the books free, I am including the Gutenberg Project's link for the author:
http://www.gutenberg.org/ebooks/author/42

Frankly, I would rather pay the $0.99 since I had fond memories of going to the library and checking out the paperback versions and really liking a few of the series. I hope this might help someone. Thank you for reading.
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way to undo a hard credit pull?
Added on : Sunday August 17th 2014 11:00:09 AM
g: 0 Posted By: morfys
Views: 123 Replies: 4 Hi,

My wife opened up a Gap credit card today. The problem is that we will likely buy a house in the next few months, and will take out a mortgage.

So we had the following questions:

1. How likely did Gap do a hard credit pull?
2. What impact will the pull have on our credit score used by lenders? We had a 780 score before.
3. Is there anyway to undo a hard credit pull?
4. What impact will a lowered credit score have on our fixed mortgage rate? I heard there was a threshold at 760 to get the best rates?

Thank you very much for any information.
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g: 0 Posted By: st4rdust
Views: 189 Replies: 0 Amazon has a2-pack of CoverGirl Simply Powder Foundation(Ivory) on sale for$2.64with free shipping when youclip the $3.00 couponlocated directly below the price and checkout via Subscribe & Save.

This is one of the few times in my life I have ever wished for fair skinCoverGirl's powder foundation was my go-to when my skin was oily.


3.9/5 stars based on 25 customer reviews.
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g: 1 Posted By: ctgolfer
Views: 125 Replies: 0 Skype Credit $10 / $25 / $50 - Call, Text, Wifi hotspots - Email Delivery
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Call mobiles and landlines
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www.ebay.com/itm/30-off-Skype-Credit-10-25-50-Call-Text-Wifi-hot...
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Buying a Used Hyundai still under warranty
Added on : Saturday August 16th 2014 05:00:06 AM
g: 0 Posted By: cr3s
Views: 56 Replies: 3 I'm looking to buy a used Hyundai.

I know the warranty is reduced to 5/60,000 miles as a second owner. So, it still has manufacturer warranty. I've read that Hyundai is pretty stingy about honoring warranties and that you need meticulous documentation, like regular oil changes (not DIY).

Here are the specs:

Sold by a dealer.
Originally was a rental car. Was in the fleet for 13 months. It has about 25K miles on it.
It's been sitting on the dealer's used car lot for 4.5 months.
The dealer is about 250 miles away. I can get their via carshare or train.
Should I still get this car inspected by a mechanic? The last few times I've done so, I don't think they gave me my money's worth.

Anyone have experience buying cars unseen? I know i should have all the negotiations and paperwork singed before heading to pick up the car.
Any tips for negotiation, things to ask, things to be ware of?

Thanks,





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g: 0 Posted By: eGorka
Views: 70 Replies: 0 Servers Ultimate Pro by Ice Cold Apps

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- PHP Server and Lighttpd Server (optional PHPMyAdmin and more)
- Port Forwarder
- Proxy Server
- PXE Server (Network Boot)
- Remote Control App Server
- Rsync Server
- RTMP Server
- RTMP Proxy Server
- SMB / CIFS Server (Samba)
- SMPP Server
- SMS Gateway
- SOCKS Server
- SSH Server
- SCP Server
- Server Monitor
- SFTP Server
- SIP Server
- Stomp Server
- Styx Server
- Syslog Server
- TFTP Server
- Telnet Server
- Test Server: Echo, Discard, CHARGEN, QOTD
- Time Server
- Trigger Server
- Unison Server
- UPnP Port Mapper
- VNC Server
- VPN

Useful for penetration testing, IT specialists, students and more!
Visit us on: http://www.icecoldapps.com/

Technical Details
Size: 6.8MB
Version: 6.3.10
Application Permissions:
Enter Wi-Fi Multicast mode
Send SMS messages
Write to external storage
Access information about Wi-Fi networks
Monitor incoming SMS messages, to record or perform processing on them
Call killBackgroundProcesses(String)
Read only access to device state
Get notified that the operating system has finished booting
Open network sockets
Change Wi-Fi connectivity state
Allows verification of Google app Entitlements
Access the vibration feature
PowerManager WakeLocks to keep processor from sleeping or screen from dimming
Access information about networks
Minimum Operating System: Android 2.1


Apps Deals

Amazon Coupons
g: -1 Posted By: ksala
Views: 261 Replies: 1 https://www.groupon.com/deals/kidz-can-design-8-17-san-francisco

Kidz Can Design is offering a discount on a sterling silver pendant through Groupon.
You can submit your name, a word, and even add a few swirlies, then have it delivered to you as a silver pendant.

Get your art on in silver...

I do not know if this includes shipping or not - log in to find out. I'm having problems with my creds at the moment.
Jewelry Deals

Groupon Coupons
$24.99 for a custom steriling silver "signature" pendant
Added on : Friday August 15th 2014 03:00:06 AM
g: 0 Posted By: ksala
Views: 4 Replies: 0 https://www.groupon.com/deals/kidz-can-design-8-17-san-francisco

Kidz Can Design is offering a discount on a sterling silver pendant through Groupon.
You can submit your name, a word, and even add a few swirlies, then have it delivered to you as a silver pendant.

Get your art on in silver...

I do not know if this includes shipping or not - log in to find out. I'm having problems with my creds at the moment.
g: 0 Posted By: zmaster
Views: 100 Replies: 0 Save 100% when you buy any ONE (1) 3 oz. box of JELL-O Gelatin Dessert. Check back every Friday for a new Freebie!
Expires 8/17/2014
One time use only

I remember they were on clearance few months back at CVS, may be they don't carry any longer. I could be wrong, need to check.
SavingStar Deals
PayPal Dispute Issue
Added on : Thursday August 14th 2014 10:00:15 AM
g: 0 Posted By: vishalj77
Views: 96 Replies: 6 I'm having some trouble with PayPal disputes recently - over international deliveries to certain countries. I have had 3 disputes so far in which all the items were delivered, but they took 45 to 60 days for delivery.. and the recipients would open a dispute within 4-5 days of shipment. I would let PayPal know every time that they should wait for a few weeks and then make a decision (yeah right) but they close the dispute and refund the payment to the buyer.

I have insurance on all packages, but the insurance company has denied all claims, because tracking shows they were delivered. I filed an appeal with PayPal (after a dispute has closed, you can file an appeal if the shipment status changes) and I've 'won' all the appeals - but this is the outcome of the appeal -

Status
After careful review of the new information you provided, your appeal has been granted.

What happens next
Please contact the buyer to have the refund issued from your account returned to you."

What's the point of an appeal if PayPal doesn't reimburse the seller? Do they really think a buyer is going to return the money or the product?

What would fellow FWFers suggest in this case? Small claims? I have emailed their executive team multiple times and have received no response.
Personal Finance Deals
Best Budget Brokerage?
Added on : Thursday August 14th 2014 10:00:14 AM
g: 0 Posted By: caveman017
Views: 42 Replies: 0 Been using Options House and Trade King but am thinking of consolidating down to one. I (at the moment) just trade stocks on occasion with about $15k of "play" money (money I can afford to lose), although am thinking of putting cash into a money market account. All mutual fund transactions are through Vanguard where my IRA's are held as well.

I only hold about $3k in stocks at the moment as I cashed out of my short term gains a few months back and haven't been following the market much as I've got a new job. I don't think either of these offer money markets funds, do they?
Investing Deals
Dispute with Auto Dealer - Advice Needed
Added on : Thursday August 14th 2014 09:00:08 AM
g: 0 Posted By: cak144
Views: 38 Replies: 2 I have a dispute with an auto dealer over a pricing issue. The dealer is located 150 miles from me. Here is a condensed version of what transpired. They had a demo car advertised on their website for a certain price. I spoke over the phone to a salesman and told him that I wanted to purchase that specific vehicle. I told him that I lived 150 miles away and would be coming to pick up the vehicle the next day around 3 pm. He said that the vehicle would be waiting and ready for me at that time. Nothing was mentioned about selling the vehicle at anything other than the advertised price. I arrived at the dealership around 3 pm, met the salesman, and waited at his desk while he went back to the general manager's office where I saw him and 2 other men talking. After waiting at the salesman's desk for 20 minutes or so, I went back and asked if there were any problems. A gentleman came up to me, introduced himself as the general manager, and said that they were checking to make sure that all the rebates were compatible but that everything checked out. The salesman and the second gentleman came out shortly thereafter and started writing down some figures, coming up with a final price that was $1,000 higher than advertised on the website. I had a printout of the price on the website and showed it to him. He said that the vehicle in question had 2,010 miles on it for which General Motors would give the dealer an allowance of $500 but that the additional $1,000 would only be given once the vehicle reached 5,000 miles. I won't go into all the gory details of what transpired between myself and this gentleman and later the general manager, but it got a little heated. They never once said that this was a price mistake, only that they couldn't sell it at the advertised price because it didn't have 5,000 miles. In fact, in response to my question about why they advertised it for a lower price than they intended to sell it for, the general manager said, "because if we did, we wouldn't get anybody to come into our dealership". I went ahead and purchased the vehicle anyway because I had driven 150 miles and it was still slightly less than I could purchase it for locally - plus I intended to contest the issue with General Motors, etc once I got home.

I did complain to General Motors and wound up getting a $500 certificate for accessories. I went ahead and took it (even though I couldn't have cared less about getting $500 worth of accessories) since I figured that it might be the best that I could do. I also complained to the BBB who acted as an intermediary in several back and forth exchanges between the dealership and myself in which the dealership admitted no fault. I have a signed arbitration agreement with the dealer with the BBB as the arbitrator so I filed for arbitration. However, the dealership responded that they had no desire to submit to arbitration. Since they won't agree to arbitration, I next plan to sue them in small claims court and probably ask for treble damages since it was a willful act on their part to falsely advertise. Question - do I need to file in the dealership's jurisdiction or can I file in my jurisdiction? Both are in Illinois. Just for good measure, I will also probably file a claim with the Federal Trade Commission for a violation of the truth in advertising law.

I tried to make this as condensed as possible but it was hard to lay out all the pertinent information in fewer words. Any advice on this or a different course of action would be appreciated.
g: 0 Posted By: GKLM0709
Views: 107 Replies: 0 http://www.scoredone.com/products/nike-legend-mens-short-sleeve-...

www.scoredone.com is selling the men's Nike legend top for only $11.00 with $5.00 shipping. They normally go for around 21-25


I'm in for a few!
Clothing Deals
Best 0% APR for Purchases (International Travel)
Added on : Wednesday August 13th 2014 10:00:08 AM
g: 0 Posted By: CorradoJr
Views: 158 Replies: 0 Over the next 6-8 months, I will be travelling and knocking a few places off my bucket list. The goal is cost-conscious travel with a few "extras" thrown in. Typically I stay at smaller B&B/independent hotels, and like to go fairly far off the beaten path for a US traveler (Thailand, Iceland, Finland, Chile, Zambia, etc.).

I am seeking a card that offers a long 0% APR rate on purchases, and don't think a Airline Miles/Hotel partner card is worth it due to the fact that I will be using various air carriers to go around the world and not staying at "corporate" type hotels.

Citi Simplicity and Capital One Quicksilver look to have pretty good 0% APR rates on purchases. The goal is to pay off my trip in 12 months (or whenever the 0% expires) making the monthly mininum payment. While I'll make the airline purchases and hotel reservations in USD beforehand, the Capital One card sounds good once I am overseas as they do not incurForeign Transaction fees.

Any other ideas?
Credit Deals
g: 0 Posted By: bigredbear
Views: 156 Replies: 0 Cole Haan is offering an additional 58% off sale merchandise when you combined code EXTRA40 with a stack-able 30% off GiltCityCole Haan coupon.To get the deal, you need to visit the GiltCitysale pageand RSVP - the GiltCity coupon will hit your inbox a few hours later.
I just picked up a sweet pair of drivers for 70%+ off retail #winning

HAPPY SHOPPING!
Clothing Deals
g: -1 Posted By: PowerLifterUSA
Views: 207 Replies: 0 http://www.pipingrock.com/argan-oil/argan-oil-moroccan-100-pure-organic-liquid-gold-4970​

Lowest price I could find by 6 bucks.

A must-have for your skin!
Called "Liquid Gold" in the beauty industry
Acts as an ultra-moisturizing agent for the entire body**
An antioxidant-packed oil great for hair and skin**
Absorbs quickly and nourishes the skin and hair**

=inheritIngredients:100% Pure Moroccan Argan Oil.=inheritDirections:Skin: Apply a few drops on cleansed face morning and/or evening. Gently massage into the skin.
Hair: Apply a few drops on ends of hair while wet or dry. Use sparingly.
Nails: Massage a few drops into nails and cuticles.
Health Deals

Piping Rock Health Products Coupons
Nokia Lumia 520 GoPhone - $39.99 FS @ Amazon
Added on : Tuesday August 12th 2014 09:00:03 PM
g: 1 Posted By: Xenocrates
Views: 199 Replies: 0 Nokia Lumia 520 GoPhone- $39.99 FS @ Amazon

This is$10 cheaper than this+12 dealfrom a few weeks ago.

4" Display (800 x 480 PPI: 235)
Dual Core 1.0 GHz (Qualcomm 8227)
5 MP Rear Camera
Windows Phone 8


4 / 5 Stars with 1396 Customer Reviews
Cell Phones Deals

Amazon Coupons
Battlefield 3 + Premium 70% off at Origin
Added on : Tuesday August 12th 2014 04:00:04 PM
g: 0 Posted By: sswu
Views: 257 Replies: 0 Origin link

This is a good opportunity for those who got Battlefield 3 for free afew months ago. The Premium Servicepack is on sale for $8.99.

"Battlefield 3 Premium includes expansion packs Back to Karkand, Close Quarters, Armored Kill, Aftermath, and End Game. If you buy Battlefield 3 Premium, these should be accessed through the Battlefield 3 Game Details page on Origin at no extra charge. *Requires Battlefield 3 to play."

For those who don't have the base game yet, you can get the Premium Editionfor $11.99 which includes both the base game and the Premium Service pack. The base gameis also on sale for $5.99 by itself.

Don't forget FW Cash Back.
Video Games Deals

Origin powered by EA Coupons
Palmetto State Armory PSA Free shipping over $100 through Thursday
Added on : Tuesday August 12th 2014 01:00:05 PM
g: 0 Posted By: Brew
Views: 316 Replies: 0 Palmetto State Armory (PSA) is having free shipping on any order over $100 through this Thursday. And, unlike normal, they have quite a few clearance firearms that are still available. For example you can pick up a Taurus PT111 G2 9mm for $239 shipped to your FFL. Or a Sig Sauer P938 for $499

Yes, they take their sweet time on shipping, and sometimes the CS is not the best, but many of their deals are hard to beat if you can wait a couple weeks for the shipping.

http://palmettostatearmory.com/index.php/
Guns & Ammo Deals
Talbots: Extra 60% Off Sale Items
Added on : Tuesday August 12th 2014 04:00:02 AM
g: 0 Posted By: ShoppingChick
Views: 240 Replies: 0 Talbots has an Extra 60% Off Sale Itemswith $8.00 flat rate shipping.


A few notable items:

Pima Cotton Double V-Neck Tee- $7.99
Jersey Knit Flyaway- $9.99
Pintucked V-Neck- $11.99

Clothing Deals

Talbots Coupons
g: 0 Posted By: jasclark
Views: 160 Replies: 1 http://www.staples.com/Chef-Buddy-Non-Stick-Grill-and-Panini-Pre...

Reg : $84.99PRODUCT DETAILSThe Chef Buddy's Non-Stick Grill and Panini Press is perfect for taking boring meals and making them gourmet in just minutes!Take that boring turkey and cheese sandwich and give it just 5 minutes in the Chef Buddy Non-Stick Grill and Panini Press. Now you are looking at a tasty treat with crispy edges, crunchy bread, steaming meat and melted cheese. Doesn't that sound better than scraping the soft bread off of the roof of your mouth? Why else would all the major sandwich chains offer you toasted sandwiches these days? Well now for the cost of only a few of those fast food sandwiches you can make them at home for years to come, with truly fresh ingredients that you saw cut. Not meats and veggies that have been setting out all day and who knows how many days before that. But wait, there's more! The Chef Buddy? Non-Stick Grill and Panini Press also grills meats. Perfect for ham steaks or sausage patties for breakfast, along with pork chops for dinner or throw a chicken breast in there and chop it up for a great lunch salad.

Non-Stick Inside For Easy Cleanup
Grill Meats or Make a Perfect Panini
Modern Brushed Steel Finish
Dual Heating Zones for Faster Cooking
Advanced Grease Channeling System: Grease Flows Away While It Cooks
Side Lock to Press Sandwich or Meat
10.75 X 6.75 Inch Grilling Surface
33 Inch Power Cord with Storage Area
Dimensions: 12.25"(W) X 4.25"(H) X 11"(D)

Appliance Deals

Staples Coupons
Capital One - Worst teller experience of my life
Added on : Monday August 11th 2014 01:00:07 PM
g: -2 Posted By: deeder
Views: 91 Replies: 4 Was banking at Capital One. Went into teller to deposit some cash and a check. A transaction which should have taken a few minutes tops took much longer. There were no deposit slips, just withdrawl slips all over so I ask teller if I can make a deposit telling her I don't see any deposit slips. Teller is like oh sorry we see your account has been blocked. And insists on having me mobile deposit the check in branch and had me deal with another person in the branch.

Very unfriendly experience. Service in past was acceptable. Nothing great but actually better than my experiences dealing with other institutions.

With all the banks around, not sure which other one to choose. I hear bad things on all of them combined. But which of the local NYC banks is the least evil where I can deposit CASH + Checks and do more complex international transactions?

TDBank has $100 min checking but seems to have loads of complaints. Citibank was horrific even though it was large. Same for HSBC.

Any suggestions on which the least evil one to use is? I keep funds in a high yielding APY account that is separate for higher yielding returns and a free checking account for local branch access.

Is TDBank which has the longest teller hours actually that bad where they will find a way to fee you hard or keep funds on hold?
Discussion Deals
TDBank 5% back [eta: on categories, lame]
Added on : Monday August 11th 2014 12:00:06 PM
g: 0 Posted By: TheDragonn
Views: 91 Replies: 3 link TDbank.com/cash100

Edited: 5% back on a few categories... you also get $100 cb if you hit 500 spend in 90 days. Thought this was 5% on everything - sigh.
Deal Deals
Union Plus Prepaid Savings Account - 5.1% APY
Added on : Monday August 11th 2014 09:00:10 AM
g: 0 Posted By: MoogLiberation
Views: 32 Replies: 0 I searched and didn't find any threads that had answers to my questions and I just figured I'd throw them out there to the group. I'm looking to open an account with Union Plus and I have a few questions before I do so:

I don't plan on using the account for anything besides the savings account. Am I understanding it correctly that the monthly $2 fee is waived as long as you DD $500/month? So with the DD I wouldn't experience any fees, right?

I'm planning to fund the account with $5,000, so each month I would have to withdrawal roughly $530 (DD + monthly interest) if I want to keep it around that optimal $5,000 level. Is there any way to withdraw that kind of money without being charged another fee? I have a Mango account as well and am just asking for CashBack at the supermarket. Although I don't ask for nearly as much CashBack back, and I'm not sure if that same strategy would work.

If I decide not to do the DD and just eat the monthly fee, is there anything I have to do (like a small DD) just to keep the account active and open? Thanks.
RUUM Coupon: Extra 15% Off Purchase + Free Shipping
Added on : Monday August 11th 2014 09:00:05 AM
g: 0 Posted By: ShoppingChick
Views: 238 Replies: 0 RUUM has an Extra 15% Off Purchase with coupon code WELCOME15 plusfree shipping.

A few notable items:

Girl PlushBunting - $6.99
Baby Crib Shoe - $1.99
Vintage Boy's Stripe Polo - $5.24
Peplum Graphic Tank - $5.99
Shop more sale items

Clothing Deals

RUUM American Kids Wear Coupons
Enterprise $9.99 Weekends Are Back
Added on : Monday August 11th 2014 05:00:07 AM
g: -1 Posted By: critter017
Views: 249 Replies: 0 Enterprise has posted their weekend deals again for Sept 2014 thru May 2015:
http://www.enterprise.com/car_rental/deeplinkmap.do?
Found a few cities showing "Sold Out" for the deal, but found others that offered the Special.
Be interested to hear from others about what they found.
Perhaps one will need to keep checking back in case they release more cars for the Special.
Car Rental Deals Deals
g: 0 Posted By: bittul
Views: 103 Replies: 0 Click here to activate.

A few great deals are:

Pert Plus Shampoo/Conditioner. Less than $2 for 2*13.5 oz, and/or $4 for 2*25.4 oz.

http://www.drugstore.com/pert-plus-2-in-1-shampoo-and-conditione...
http://www.drugstore.com/pert-plus-2-in-1-shampoo-and-conditione...
http://www.drugstore.com/pert-plus-2-in-1-shampoo-and-conditione...


Also, Oral-B professional toothbrushes.

3000 series: $55: http://www.drugstore.com/oral-b-professional-care-3000-power-too...
5000 series: $77: http://www.drugstore.com/oral-b-professional-care-smartseries-50...
7000 series: $110: http://www.drugstore.com/oral-b-precision-black-7000-electric-to...

48 Natural Ice Lip protectants = $24: http://www.drugstore.com/user/promo.asp?promoid=153401&trx=29932&trxp1=153401

Many more great deals, like the Olay Scrubs etc. (don't have time to put together a complete list now, sorry).

Find a good deal? Post it!
Health & Beauty Deals

drugstore.com Coupons
g: 0 Posted By: jskins
Views: 325 Replies: 0 Men's Colognes- Under $40 (Up to 80% Off) with Free Shipping at eBay Deals powered by Foreverlux.

A Few Notables:

Nautica Blue/Classic- $9.99
Burberry Touch- $26.99
Dolce & Gabanna Pour Homme- $36.99
Gucci Guilty- $36.99
Kenneth Cole Reaction- $23.99

Beauty Deals

eBay Coupons
SoCalif Vons Market BTS School Supplies Week of 08/10/14
Added on : Sunday August 10th 2014 02:00:05 PM
g: 0 Posted By: DaysFan
Views: 240 Replies: 0 http://www.vons.comRoom Essentials1.99 to 8.99 Club PriceSelected varieties.While Supplies Last.http://weeklyspecials.vons.com/SafewayVons08102014VonsSunday/items/large/03_VON32_SUN_V3_V16_WEB_IT-00--1.jpgPapermate Pink Pearl Erasers
$1.00
3-ct. Selected varieties.Notebook
$1.00
100 to 150-page. College Ruled. Selected varieties.Elmer's Glue$1 Club Price4-oz. Selected varieties.
$1.00
Composition Book
100-page. Selected varieties.Lunch Bags6.99 to 8.99 Club PriceSelected varieties.http://weeklyspecials.vons.com/SafewayVons08102014VonsSunday/breakouts/b1057815_6.jpg
Office Max
Filler Paper College Ruled
$1 Club Price
100-page. Selected varieties.
While Supplies Last.Price Valid 8/10/14 - 8/12/14 Filler Paper Wide Ruled
$1 Club Price
100-page. Selected varieties.
Georgia PacificCopy Paper
$3 Club Price
500-ct. page Selected varieties.
http://weeklyspecials.vons.com/SafewayVons08102014VonsSunday/breakouts/b1057815_8.jpg
Crayola Colored Pencils
BUY 2 GET 1 FREE Club Price
12-ct
.EQUAL OR LESSER VALUEPrice
Valid 8/10/14 - 8/12/14 Crayola Colored Markers
BUY 2 GET 1 FREE Club Price
10-ct.
EQUAL OR LESSER VALUEPrice Valid 8/10/14 - 8/12/14 Crayola Colored Crayons
BUY 2 GET 1 FREE
Club Price
24-pack
EQUAL OR LESSER VALUE
Price Valid 8/10/14 - 8/12/14
BIC Brite Liner$3 Club Price5-ct. HighlightersPrice Valid 8/10/14 - 8/12/14 BIC Pens$3 Club Price12-ct. black or blue pens.


Office & School Supplies Deals

Vons Coupons
g: 0 Posted By: jskins
Views: 81 Replies: 0 Men's Colognes- Under $40 (Up to 80% Off) with Free Shipping at eBay Deals powered by Foreverlux.

A Few Notables:

Nautica Blue/Classic- $9.99
Burberry Touch- $26.99
Dolce & Gabanna Pour Homme- $36.99
Gucci Guilty- $36.99
Kenneth Cole Reaction- $23.99

Beauty Deals

eBay Coupons
g: 0 Posted By: ctgolfer
Views: 110 Replies: 0 comes with FREE Webroot Secure Anywhere - 3-Device - 6 Months - Mac\/Windows

All-in-one design saves space and cuts clutter
A full computer is housed inside the monitor, so you get all the power of a PC in a streamlined design that involves fewer cables and takes up less space on a desk, table or kitchen counter.
23" Full HD 5-point multitouch screen
Optical image sensors pinpoint where you touch. Native 1920 x 1080 resolution boasts impressive color and clarity. IPS technology offers wide viewing angles. Energy-efficient LED backlight.
AMD A6-5200 accelerated processor
Quad-core processing. AMD Quad-Core A6 APU handles the AMD Radeon graphics alongside the central processor to balance the load, enabling great performance, rapid multitasking and immersive entertainment.
8GB system memory for advanced multitasking
Substantial high-bandwidth RAM to smoothly run your games and photo- and video-editing applications, as well as multiple programs and browser tabs all at once.
SuperMulti DVD/CD burner
Reads and writes to a wide variety of media formats, including DVD+R/RW, DVD-R/RW, CD-R/RW, DVD-RAM and double-layer DVD.
1TB hard drive for ample file storage space
Holds a significant collection of digital photos, music, HD videos and DVD-quality movies. 7200 rpm spindle speed enables rapid read/write times for handling large files and complex applications.
Cloud support lets you access your files anywhere
Store your photos, videos, documents and other files on Box for secure access across multiple devices. Fees may apply.
Built-in HD webcam with microphone
Makes it easy to video chat with family and friends or teleconference with colleagues over Skype or other popular applications.
Built-in media reader for simple photo transfer
Supports Secure Digital, Secure Digital High Capacity, SDXC, Memory Stick, Memory Stick PRO, Memory Stick Select and Memory Stick MagicGate memory card formats.
2 USB 3.0 ports maximize the latest high-speed devices
Also includes 4 USB 2.0 ports to connect more accessories and peripherals. The USB 3.0 ports are backward-compatible with USB 2.0 devices (at 2.0 speeds).
Wireless and wired network connectivity
Built-in high-speed wireless LAN connects to your network on the most common Wi-Fi standards. Gigabit Ethernet LAN port plugs into wired networks.
Easel design with cantilever stand
Display tilts from 10 to 25 so you can find a comfortable viewing angle.
Wireless keyboard and wireless mouse reduce cable clutter
Island-style keyboard features chiclet keys, volume control and dedicated hotkeys. Mouse offers reliable optical tracking. Their cordless designs provide a range up to 32' or more.
Microsoft Windows 8 operating system
Designed for touch, mouse and keyboard, so you can choose how you get around. Use the touch screen to easily zoom and customize your new Start screen, or restore the familiar Windows desktop experience.
Multimedia software package included
CyberLink PowerDirector, YouCam and PhotoDirector. DTS Sound+.
Built-in stereo speakers
DTS Sound creates a virtual surround sound experience for your music, movies, streaming Web content and games.
Additional ports
Microphone input. Headphone output. Audio port.

www.bestbuy.com/site/hp-pavilion-23-touch-screen-all-in-one-comp...
Desktop Computer Deals

Best Buy Coupons
g: 0 Posted By: remick
Views: 79 Replies: 0 http://www.amazon.com/gp/product/B00422LGFK

Exploring With GPS presents a practical approach to using the Global Positioning System in the outdoors using mapping GPS receivers, digital topographic maps, and satellite imagery. The book uses realistic scenarios and plenty of screen shots and photos to show you how to find your way in the backcountry quickly and easily. This book is for hunters, rescue teams, hikers, mountain bikers, anglers, geocachers, backpackers, cross-country skiers, snowshoers, boaters, and everyone who uses recreational GPS in the outdoors.

Using GPS, anyone, anywhere on Earth, can find their position within a few feet using an inexpensive hand-held GPS receiver. That simple ability has completely revolutionized every field that uses positioning, navigation, and timing information, including outdoor recreation. Not only can you find your way through the wilderness with unerring precision regardless of weather, location, or time of day, you can work with computers and the World Wide Web to plan your outdoor adventures from home. You can record our trip in the field, download it to a computer, attach labels, graphics, elevation profiles, comments and photos, and then share it with friends or publish it for all to see on the Internet. As a result there is a rapidly growing amount of free trip and backcountry information on the Web. This book shows you how to tap into this remarkable capability to make your own outdooradventures safer and more enjoyable.

This book is revised frequently to keep up to date with the latest advances in GPS and mapping. The author welcomes reader reviews and comments.

Contents:
Introduction
First Things First
Getting Back
Plan Ahead
On the Road
Hitting the Trail
Snow Bound
On the Water
Share Your Trip
Treasure Hunting
The Complete Navigator
Pitfalls
What to Buy
Get Set
How It Works
Into the Future
About the Author
Books & Magazines Deals
g: 0 Posted By: KidCharliemain
Views: 147 Replies: 0 Summer clearance time at Lord & Taylor, they have lots of nice items but this post will focus on mens sport coats & blazers. Discount code AUGUST takes 25% off clearance items and 15% off regular priced & sale items with quite a few EXCLUSIONS,but as far as I can tell the code works on all the items I'll be posting here. Free two day shipping with Shoprunner, if you don't have Shoprunner L&T gives free standard shipping on orders $99 and up. All sizes mentioned in stock at time of posting, listed in no particular order. Even though I try and stay away from acrylics and man-made fabrics, I'll include them for completeness. Brand name in caps, sizing information available on linked pages:

CALVIN KLEIN JEANS Simple Two Button Blazer
In black, sizes Large and Extra Large, WEB ID #: 0150-MF33J03, original price $129.50 now $64.75 - 25%
FINAL PRICE $48.56
Subtle yet dashing, this simple two-button blazer by Calvin Klein is an effortless addition to your professional wardrobe. Match it with a solid or patterned dress shirt underneath for a chic and stylish look.

Notched collar
Front button closure
Decorative pockets
Approximate length from shoulder to hem for size 38R: 30"
Sleeve length: 29"
Shell: polyester/rayon/spandex; lining: polyester
Dry clean
Imported

BLACK BROWN 1826 Tweed Two Button Sport Coat
In coal tweed, size Large, WEB ID #: 0204-B1F3WJ9003EA, original price $129.50 now $49.98 - 25%
FINAL PRICE $37.49
This tweed sport coat from Black Brown 1826 calls to mind classic European style. Designed with patch and zip pockets with herringbone elbow patches and a regular fit, this sport coat boasts a casual, polished vibe, perfect for the modern gentleman.

Notched lapels
Two-button closure
Four-pocket design
Functioning button placket at sleeves
Back double vent
Wool/nylon; lining: polyester
Dry clean
Imported

BLACK BROWN 1826 Tweed Sport Coat
In light brown, sizes Small and Large, WEB ID #: 0204-B1F3WJ9004EA, original price $129.50 now $49.98 - 25%
FINAL PRICE $37.49
This tweed sport coat from Black Brown 1826 calls to mind classic European design. Crafted with patch and zip pockets, velvet elbow patches and a regular fit, this sport coat boasts a casual, polished vibe, perfect for the modern gentleman.

Notched lapels
Two-button closure
Four-pocket design
Back double vent
Wool/nylon; lining: polyester
Dry clean
Imported

BLACK BROWN 1826 Slim-Fit Herringbone Sport Coat
In coal grey, sizes Large & Extra Large, WEB ID #: 0204-B1F3WJ9001EA, original price $129.50 now $49.98 - 25%
FINAL PRICE $37.49
Complement denim to dress pants with this slim-fit herringbone sport coat from Black Brown 1826. Crafted with notched lapels, a double back vent, and elbow patches, this sport coat boasts a classic design with modern details.

Notched lapels
Two-button closure
Patch pockets and welt-zip pockets
Back double vent
Wool/nylon; lining: polyester
Dry clean
Imported

BLACK BROWN 1826 Checked Sport Coat
In camo brown, size Medium, WEB ID #: 0204-B1F3WJ2000EA, original price $250.00 now $87.99 - 25%
FINAL PRICE $65.99
English sport coat meets avant-garde style in this sport coat from Black Brown 1826. Featuring a checked wool-blend fabrication, a double back vent, and elbow patches, this sport coat boasts a modern design, perfect for everyday polish.

Notched lapels
Two-button closure
Patch pockets at sides and chest
Welt-zip pockets at side and interior
Wool/nylon; lining: polyester/viscose
Dry clean
Imported


BLACK BROWN 1826 Twill Sport Coat
In blue print, size Extra Large, WEB ID #: 0204-B1F3WJ1000EA, original price $250.00 now $69.98 - 25%
FINAL PRICE $52.49
This twill sport coat from Black Brown 1826 calls to mind English countryside style. Designed with flap pockets, topstitched elbow patches and a regular fit, this sport coat boasts a casual, polished vibe, perfect for the modern gentleman.

Notched lapels with button tab
Two-button closure
Three-pocket design
Back double vent
Wool/polyester; lining: polyester/viscose
Dry clean
Imported

BLACK BROWN 1826 Twill Sport Coat
In coal grey, sizes Small Medium Large & Extra Large, WEB ID #: 0204-B1F3WJ1002EA, original price $250.00 now $69.98 - 25%
FINAL PRICE $52.49
This twill sport coat from Black Brown 1826 calls to mind English countryside style. Designed with flap pockets and seaming details with a regular fit, this sport coat boasts a casual, polished vibe, perfect for the modern gentleman.

Notched lapels
Three-button closure
Three-pocket design
Functioning button placket at sleeves
Back double vent
Wool/nylon; lining: polyester/viscose
Dry clean
Imported

BLACK BROWN 1826 Corduroy Cotton Sport Coat
In burnt copper, sizes Small Medium & Large, WEB ID #: 0204-B1F3WJ2002EA, original price $250.00 now $49.98 - 25% FINAL PRICE $37.49
Classic and versatile, this corduroy sport coat from Black Brown 1826 is a wardrobe staple. Featuring a pure cotton fabrication, a double back vent, and peaked lapels, this sport coat boasts modern, casual style.

Peaked lapels
Two-button closure
Flap-patch and slip pockets
100% Cotton; lining: polyester/viscose
Dry clean
Imported


There are more clearance items available as well but the wife wants to go out tonight and I've gotta go change, so here's the main link to blazers etc. sorted by price:

LINK & TAYLOR

Be forewarned, the site is dog slow and the search and sort functions SUCK, so be prepared to invest some time. If the markdown price is followed by CLEARANCE, code deducts 25%. If the markdown is followed by SALE, code deducts 15%. If the markdown is followed by SMART VALUE, item is exempt and code won't work. HAPPY HUNTING!
Clothing Deals

Lord and Taylor Coupons
g: 0 Posted By: ShoppingChick
Views: 369 Replies: 3 Macy's has Kenneth Cole Reaction Men's Suitsstarting at $99.99 with free shipping.

A few notables:

Kenneth Cole Reaction Suit Black Mini Stripe Slim Fit- $99.99
Kenneth Cole Reaction Tan Tick Suit Slim Fit- $99.99
Kenneth Cole Reaction Suit Light Grey Solid Slim Fit- $99.99
Unlisted by Kenneth Cole Black Striped Trim-Fit Suit- $149.99

Clothing Deals

Macy's Coupons
Kenneth Cole Reaction Men's Suits - Starting at $99.99 @ Macy's
Added on : Friday August 08th 2014 09:00:06 AM
g: 0 Posted By: ShoppingChick
Views: 206 Replies: 0 Macy's has Kenneth Cole Reaction Men's Suits starting at $99.99 with free shipping.

A few notables:

Kenneth Cole Reaction Suit Black Mini Stripe Slim Fit- $99.99
Kenneth Cole Reaction Tan Tick Suit Slim Fit- $99.99
Kenneth Cole Reaction Suit Light Grey Solid Slim Fit- $99.99
Unlisted by Kenneth Cole Black Striped Trim-Fit Suit - $149.99

Clothing Deals

Macy's Coupons
Lifetime 7' x 7' Storage Shed $534.73 AC YMMV at Lowes.com
Added on : Friday August 08th 2014 08:00:03 AM
g: 0 Posted By: DDoubleyou
Views: 178 Replies: 0 Link


Price shows $699.00, but if they have it in your area the price drops to $594.15 then use code 470000000021460 for an extra 10% off..

As of posting 1 available in Saratoga Springs, NY Zip 12866.. Spot checked a few areas such as 02134 and found some stores also had it..

Great price on a decent sized shed...


Home & Garden Deals

Lowe's Coupons
Starting a new App Business, Delaware or Maryland?
Added on : Friday August 08th 2014 05:00:07 AM
g: 0 Posted By: technolich
Views: 30 Replies: 0 So I'm in the process of starting a new LLC for an App I am working on with two partners that we are planning to launch in a few months.

Currently I live in Maryland with my partners both being in Virginia, I am trying to figure out whether to incorporate as an LLC in Maryland or Delaware.

From everything I've read Delaware is more business friendly but the drawback is that for most companies you need to register as a foreign entity in Maryland.

Would that still apply as an App company? Can't I just get a PO box in Delaware with mail forwarding so that I can get a business bank account in Maryland?

How much trouble would I get in for promoting my App in Maryland without a foreign entity certificate? They seem pretty expensive and make you jump through a bunch of hoops.

Should I just incorporate the LLC in Maryland? I see a lot of back and forth about incorporating in the state you reside versus Delaware and neither seem to have an edge, even though most businesses are in Delaware.
Best rates for balloon-type auto loan like PenFed Payment Saver?
Added on : Friday August 08th 2014 04:00:10 AM
g: 0 Posted By: AccelJunky
Views: 106 Replies: 1 Good morning,

My wife and I are trying to work the numbers on a his and hers car purchase (we are both in need of new ones) and I've used the PenFed payment saver balloon-type loan several times in the past with success...but I'm trying to do a little research on any alternatives that use the same model but with a better rate.

Right now they are doing 2.49% for up to 60mo on the payment saver. I've found a few obscure credit unions offering a similar balloon auto loan but with higher rates and with mileage limits.

I'm curious...has anyone seen anything recently like the PenFed deal but with a more competitive rate? I'm still busy digging through the corners of the internet but thought I would ask here to see if anyone has seen anything recently.

Thanks!
Personal Finance Deals
g: 1 Posted By: jeffwastaken
Views: 220 Replies: 0 i found this offer under the "amex offers for you" tab towards the bottom right of my blue cash homepage.

if you charge $25 or more either online or in-store by 9.2.14 you will receive a $5 amex statement credit; the terms do not exclude using the $5 off $15 or more or 20% off a single item coupons that most of us get in the mailbox every few weeks.

e-gift card purchases are excluded from this offer; no apparent exclusion of in-store gift cards.

i hope most or all of you find the offer!
Bedding Deals

Bed Bath and Beyond Coupons
Methodology used to calculate FICO scores changing
Added on : Thursday August 07th 2014 08:00:04 PM
g: 0 Posted By: brettdoyle
Views: 67 Replies: 0 A change in how the most widely used credit score in the U.S. is tallied will likely make it easier for tens of millions of Americans to get loans.

Fair Isaac Corp. FICO -1.19% said Thursday that it will stop including in its FICO credit-score calculations any record of a consumer failing to pay a bill if the bill has been paid or settled with a collection agency. The San Jose, Calif., company also will give less weight to unpaid medical bills that are with a collection agency.

The moves follow months of discussions with lenders and the Consumer Financial Protection Bureau aimed at boosting lending without creating more credit risk. Since the recession, many lenders have approved only the best borrowers, usually those with few or no blemishes on their credit report.

As of July, about 64.3 million consumers in the U.S. had a medical collection on their credit report, according to data from credit bureau Experian. And of the 106.5 million consumers with a collection on their report, 9.4 million had no balanceand won't be penalized under the new credit-score system.

FICO Recalibrates Its Credit Scores

Interesting... looks like lenders are running out of people to loan money to and reaching into the bottom of the barrel.

Paying off a collection may actually make sense now that it won't have an impact on your score... this may be useful for people negotiating debts in a situation where the creditor refuses to remove the tradeline.
Credit Deals
g: 0 Posted By: UkeDoggie
Views: 99 Replies: 0 Continuing Lowe's closeout of 18V cordless Porter-Cable tools (which run on both the 18V NiCad or 18V Li-Ion batteries), we have:
Porter-Cable 18-Volt Variable Speed Cordless Reciprocating Saw, Model #PC18RS, Lowes item #37604 Good reviews!
(Note: Bare tool only; battery not included)
With a few stores listing it as low as $7.80, others at $15.60, others $31.30, and many at $39.00...as always, a YMMV crapshoot!
Play Battlefield 4 for PC for free for one week - Origin
Added on : Thursday August 07th 2014 01:00:08 PM
g: 0 Posted By: remick
Views: 121 Replies: 0 https://www.origin.com/en-us/news/battlefield-4-game-time-free

Origin Game Time is back! Its time to team up with your friends in Battlefield 4. The massive first-person shooter has joined our Game Time program. New recruits can now download Battlefield 4 to their Origin Game Library and get one full week -- that's 168 hours -- of non-stop action. All Origin users have until August 14 to add Battlefield 4 Game Time to their Origin Game Library.

Origin Game Time for Battlefield 4 is currently rolling out across the world over the next few hours. If you dont see it available in your area yet, you will soon. Youll be able to grab Battlefield 4 on Origin Game Time until August 14 at 10:00 AM PT, but once youve snagged it, you can download the game and start your 168 hour Game Time clock whenever you want.

Game Time for Battlefield 4 is the entire experience, available to play for one entire week. Go ahead, use your 168 hours of Game Time to complete the single-player campaign. Then jump into multiplayer and join your friends in 64-player warfare until the sun comes up again and again and again. Your Game Time clock runs in real-time, whether you're in the fight or taking a break. but your progress and Origin Achievements will be saved if you want to keep your career going after your Game Time ends buy the game and youll pick up right where you left off.

Its easy to start your Game Time. Simply add the game to your game library and download the game. Dont worry about the download times: Your Origin Game Time clock will not begin until youve launched the downloaded game for the very first time.
Totally Free Deals
You'll Be Rich in the Military - in Ways You Don't Think
Added on : Wednesday August 06th 2014 11:00:09 PM
g: 0 Posted By: rachelmark7922
Views: 79 Replies: 0 I hear "You'll never be rich being in the military" all the time, from lower enlisted to command level officers. The military perpetuates the mentality that we don't make that much money. I'd like to argue that we do make a lot, and that the military is an incredible steppingstone to the middle class.

When I got shipped off to boot camp, I was making about $400 every two weeks. I always thought to myself how much more I had made in the civilian world. But I wasn't taking into account what didn't show up in my paycheck. Here are 10 big financial benefits of serving in the military:

Training. Depending on your service and military occupational specialty, you'll get up to two years of training before reaching your first duty station. Much of this training translates straight into college credits -- and it looks great on a rsum.
Retirement. The military is one of the last employers in America to offer retirement plans. After serving a mere 20 years, service members can choose to separate with 50 percent of their base pay every month for the rest of their lives. If they're eligible, they can stay up to 30 years to receive 75 percent of their base pay, and high-grade officers can retire with 40 years to receive 100 percent.
Health care. While serving on active duty, service members and their families (spouse and children) will have free health care through Tricare so they are in the peak physical and medical condition they need for their jobs.
Dental. Dental is free for service members, because good oral hygiene is necessary to maintain a deployable status.
Commissary. The commissary is pretty much just an enormous grocery store, with better-than-WalMart (WMT) prices (most of the time). They also have enormous "lot sales" every so often where they have blowout prices of stuff you actually want.
Basic Allowance for Housing. When you're a low enlisted rank, they'll stick you in the barracks (or dorms in the Air Force). The barracks, as terrible as they may seem at the time, save you so much money it's incredible. Typically, they're in the same parking lot as your workplace, so the commute is eliminated. Utilities are included, too. And you don't need to write a check for rent and worry that you won't have enough money, because the basic allowance for housing is granted to all military members. The allowance also gives you the ability to rent a house off-base or to use base housing.
Tuition assistance. Depending on your branch of service, you could be eligible for up to $4,500 per year toward college classes. By taking full advantage of this, you could have an associates's degree in one enlistment and a bachelor's in two. And don't forget that you could earn college credit for your training through the College-Level Examination Program or Defense Activity for Non-Traditional Education Support.
The GI Bill. Typically used after separation, the GI Bill allows you to go to college at no extra cost to you. During the first year of your service, you will pay $100 per month toward the GI Bill. After that, you owe nothing. Service members can choose among two versions (the Montgomery GI Bill and the Post 9/11 GI Bill), and there is a way to get a few extra free credit hours if you switch between them in a specific way. It's also transferable to your spouse or children, although you need to serve at least four extra years after the election has been made.
Thrift Savings Plan. If a pension plan wasn't enough, military members have access to the retirement savings plan, with a traditional and Roth option. It bases allocations on stock indexes and has extremely low operating costs -- read: very, very low expense ratios.
Veterans Affairs loans. VA loans resemble Federal Housing Administration loans -- with a few awesome advantages. These include no down payment and no mortgage insurance requirement. They also usually let you have access to the best current rates available. And you maintain this benefit for life. Married to another service member? Then you each get your own VA loan to use.
Other benefits include military discounts (thank you business owners!), networking (you'll meet hundreds, if not thousands of people during your tour), experience (management and occupational), VA benefits and free simple income tax filings.

I'm not advocating that you join the military for financial reasons, but I am trying to highlight some of the financial perks that you wouldn't see in your paycheck.
Discussion Deals
Why do people blow money?
Added on : Wednesday August 06th 2014 08:00:09 PM
g: 0 Posted By: timgodsil
Views: 41 Replies: 3 I know I am probably opening a can of worms here, but I cannot fathom the sheer amount of consumerism that takes place today.

I know the economy isn't great and all, but I constantly hear people complaining that they are broke. Yet I peak into the lives of these "broke people" and I notice very few people are actually broke.

To me, if you live on a tight budget, shop at thrift stores, drive a '99 Ford Escort and barely scrape by, then yes, you are broke.

But alot of broke people are not broke as a result of their environment, but as a result of their own actions.

They buy a new car and complain they cannot afford the payments. They dress in fancy clothes, wear Beats Headphones, have 65" flat screen TV's, and $15,000 in credit card debt,

People, financially speaking are very nearsighted, they think it's nothing to blow $3 each morning at Starbucks, not realizing they are spending close to $900 a year on their caffeine fix.

When I went to Chicago this year, I went into a Levi store and saw a simple pair of jeans was $78.00, yes...nearly $80 for a pair of pants, and even worse? People were buying them! My $15 jeans from Kmart work just fine.

Walk into a Rolex store..$7,000, for a ....watch. My $20 casio has kept perfect time for nearly 5 years. Again, same thing, people not blinking at dropping 7-15 grand for a watch.

Call me different, but these people dream of being rich, but you cannot create wealth by spending money. Wealth is created by saving money. Some of the richest people in the world, such as Warrent Buffet, live a very cheap way of life. The richest man in China spends $2 on a pair of shoes.

To me, it's very sickening. I suppose it is your money and you can do what you want with it, but why is the concept of "saving money" no longer commonplace among people? They think as soon as that paycheck hits their bank account, its a shopping spree, spare no expense.

I can see these very same people having little to no money put back for retirement, dipping in their kid's college savings, and working until their 80 to pay off their credit card debt.

I'm 22, and not like most people my age. My dad is almost 65 and people his age know the concept of saving money. Seems like people 30 and under have no understanding of it. "Let's make sure we have the largest flat screen in the neighborhood".

A local subdivision was building houses when I was in Chicago. "Single family homes STARTING at $229,000".

Who in their right mind pays nearly $250,000 for a house? You would be in debt your whole life.

It seems that's how people want to live these days, in the red instead of the green. If they can't afford it, they just charge it. You can never create wealth this way.








Credit Deals
Free copy of Fabrizia Tasca's cookbook, "Coming Home to Sicily."
Added on : Wednesday August 06th 2014 01:00:14 AM
g: 7 Posted By: remick
Views: 780 Replies: 2 http://lamuriwine.com/

LEARN ABOUT LAMRITHE HEART OF SICILYAND GET A FREE COOKBOOK!
Take a few minutes to learn about the Tasca d'Almerita Regaleali estate and Lamri Nero d'Avola and get a FREE copy of Fabrizia Tasca's cookbook, "Coming Home to Sicily."
Totally Free Deals
g: 0 Posted By: remick
Views: 68 Replies: 0 http://www.amazon.com/gp/product/B00C4CF03E/

4.4 out of 5 stars (22 customer reviews)

Understanding DSLR Lenses will painlessly provide help and insight into the often confusing and intimidating world of DSLR Camera Lenses. The ability to change lenses is one of the greatest strengths of the DSLR camera but Lens Selection requires some insight. If you get serious about photography, you will spend much more money on Lenses than Cameras. The good news is that Lenses retain their value over decades and can often be used on with each new camera release. Some Lenses designed for film cameras can still be used on their digital counterparts. A wise Lens purchase will dramatically improve the quality of your images.

Digital Cameras dont have to be intimidating. The underlying principles are surprisingly simple but rarely presented in laymans terms. Like any other area of specialization, photography has its own language. Fortunately, you only need to understand a few of terms and concepts to get started.

This guide to PHOTOGRAPHY BASICS builds a solid foundation of photographic knowledge with easy-to-follow discussions of everything that you need to know in order to get started with confidence. Every photographic term used in the book is clearly defined and thoroughly explained. All terms are also highlighted by using BOLD CAPS so that you can easily find them again to refresh your memory.

This Photographic Guide will take the mystery out of digital cameras, camera choices, and Photographic Jargon.

This book is filled with charts, illustrations and photos that take the discussion to new levels. You will not only understand the terminology and techniques discussed, but you will have a much better understanding of how your camera works and what is actually happening when you make adjustments. The charts and photos should help you to retain what you learn and put it to good use immediately.
Totally Free Deals
g: 0 Posted By: BigBoyMichigan
Views: 0 Replies: 0 Employer Bus Program


Eligiblity Requirements Smart Bus





SmartBus>About Us>Overview>Employer ProgramsEmployer ProgramsSMART Employer Programswill help your business meet your environmental goals, attract job applicants and ease your employees commute to work. See how our Employer Programs can help you.Get A Job, Get A Ride!The Get A Job, Get A Ride! Program helps new employees save on their transportation costs. Eligible participants hired within the past 30 days who are permanent, full time employees can receive acomplimentary31 Day Pass ($66.00 value)to ride SMARTs Fixed Route service. The employer must first enroll in the program and each employee must meet certaineligibility requirements.SMART is experiencing a few technical issues with the Get A Job, Get A Ride Program. If you are having trouble please call 313-223-2349.Click heretologinto Get A Job, Get a Ride!Click heretoregisterfor Get A Job, Get a Ride!Forquestions regarding the Get A Job, Get A Ride! Program can be directed toCustomer InformationorSMARTGJGR@smartbus.org.TransitChek ProgramTransitChekis a program developed to encourage the use of public transportation. Employers can subsidize their employees' bus commuting costs.Employer Benefits

The Program helps recruit new employees concerned with commuting expenses, the difficulty of driving and parking or the lack of transportation.
The TransitChek Program can reduce employee turnover and enhance employee morale.
With TransitChek items, there are no federal or state payroll related taxes to pay, whether the employer offers the Traditional fringe or the Pre-tax employee fringe benefit.

Employee Benefits

Employees will have more choices in how to get to work and how it is paid for. The tax savings or additional benefits lessen the cost of commuting for the employee, no matter how the benefit is offered. TransitChek is a win-win situation for the employee.
By using public transportation, commuters are helping make the environment cleaner and less congested.
Riding SMART means more money in your pocket to spend on other items that are important to

Free Fabrizia Tasca-Lanza Coming Home to Sicily Cookbook
Added on : Tuesday August 05th 2014 10:00:07 AM
g: 0 Posted By: remick
Views: 34 Replies: 0 http://lamuriwine.com/

LEARN ABOUT LAMRITHE HEART OF SICILYAND GET A FREE COOKBOOK!
Take a few minutes to learn about the Tasca d'Almerita Regaleali estate and Lamri Nero d'Avola and get a FREE copy of Fabrizia Tasca's cookbook, "Coming Home to Sicily."
Totally Free Deals
Advice on balance transfer misadvice from the bank.
Added on : Monday August 04th 2014 09:00:06 PM
g: 0 Posted By: inac
Views: 49 Replies: 0 I took out a 0% (August 2014) balance transfer for the first time earlier last year, then took another one at 1.99% (August 2015).I budgeted to pay down the 0% by its expiration date, but it looks like the funds were mostly going into my 1.99% (August 2015). Now that the 0% expiration date has come, it looks like the 1.99% is done, but the 0% still needs to be paid.When I asked a bank agent how this worked a few months ago, they explained that the payment would go towards the first expiring, and they did not mention anything about the one with the higher percentage. I specifically asked about my payments as well. This was through chat, so there's a transcript.

Ideally, I would like the funds to go towards the first expiring, as the bank rep said it should work. However, on looking at the fine print, apparently the caveat went to the one with the higher percentage. So, if that's the case... I'm kind of screwed.Any advice on how to proceed with this?
General Economics Deals
g: 0 Posted By: skunker
Views: 51 Replies: 0 Hi all,
In a few weeks I will be traveling to the Mayo Clinic in Rochester, MN. I have been suffering from some stomach problems that seem to be getting worse and I am going to need consultation from some of the top doctors in the country. What kind of tax deductions are available for medical issues? For example, I'm spending about $500 to stay in a hotel while vising the Clinic. Is there a way to take the edge off that expense? I'm already using a ton of miles and points to fly my mother cross country in order to have her be with me during the procedures.
Revo Polarized Sunglasses Sale - Starting at $49.99 @ Newegg Flash
Added on : Monday August 04th 2014 07:00:11 AM
g: 0 Posted By: ShoppingChick
Views: 200 Replies: 0 Newegg Flash has Revo Polarized Sunglasses starting at $49.99 with free shipping.

A few notable items:

Revo Chasm 4046 Extreme Sporty Half-Rim Polarized Sunglasses (Black)- $49.99
Revo Crux S 4067 Polarized Half-Rim Athletic Sunglasses (Brown)- $49.99
Revo Cut Bank Sunglasses (Black)- $69.99
Revo Guide Sunglasses (Tortise Bronze) - $69.99

Sunglasses Deals
g: 0 Posted By: ctgolfer
Views: 152 Replies: 0 shipping adds $5
The Picnic Time Manta Sun Shelter is portable and compact, but best of all displays your favorite team's logo. Designed to set up in seconds, this open-front tent can be used wherever you might need protection against the sun or wind and has a UPF 50+ rating. It also has a built-in floor to act as barrier to the sand, hot cement, or wet grass. A zippered mesh window allows cross-ventilation. Bring this shelter to the game, beach, or park.

UPF 50+ sun protection rating
Fully-assembled
Easy set-up and take-down
Folds in on itself with a few turns of the wrist
Double-zippered mesh window
Includes carry bag with handles, stakes and tie-down cords
Officially Licensed

Warranty:Limited Lifetime Picnic Time

http://sport.woot.com/plus/picnic-time-manta-shelters
Sports & Outdoors Deals

woot! Coupons
g: 6 Posted By: MoogLiberation
Views: 1260 Replies: 48 I'm in a unique situation and wanted to get your advice on what I should be doing financially. I have my own ideas but I'll keep that to myself right now because I want to hear your unbiased suggestions. I'm 30 years old and was diagnosed with an inoperable brain tumor in November. I haven't been given any kind of definitive prognosis, but for those that don't know, there isn't a cure for brain cancer and I've been told a pretty wide range in regards to prognosis that ranges anywhere from a few years up to 30 years (thankfully my biopsy results showed that it is very slow growing, so there is some hope). Anyways, here's a few other details about me: I live (rent) in NYC so the cost of living is pretty high. I'm on a commission based salary so it's hard to give an exact figure, but let's say I'm making about $120k/year. I got married last year and don't currently have any kids although they are in the near term plans. Also, I didn't have a life insurance policy before aside from the one I have through my work that is only equal to 1X my salary. There is an option to ramp that up as high as 8X my salary, but I couldn't do that until open enrollment in the fall and I don't even know if I would be able to do that now given my diagnosis. I'd love to hear of any other ideas you may have regarding life insurance though.

Some specifics about my financial situation:

$60k cash in savings
$0 credit card balance
$7,400 federal student loans at 2.1%. Yeah, that's not a typo. I'm currently just paying the minimum on the balance and just plan on riding it out.
$20k in Roth IRA invested in S&P500 ETF.
$60k in 401k. I just changed this recently to be about 70% invested in short duration taxable bonds, and 30% in an S&P500 ETF.

So what would you guys be doing if you were me? The old me pre-brain cancer would have had at least $50k of that $60k cash that's in my savings account invested in something like an S&P500 ETF but I'm hesitant to do anything that has that kind of risk associated with it now. Please let me know if any other details would help. I think I covered it all.

I'd be grateful for any and all ideas. Thanks guys.

Edit: A few more details:

I was already on short-disability for 3 months while I was receiving and recovering from radiation and chemo. Surprisingly, I was very responsible and elected to pay for the extra long-term disability insurance which pay 60% of my salary.

I have pretty good private health insurance with an out of pocket maximum of $1,650 that I literally hit on January 2nd because I was receiving radiation and chemo at the time. I maxed out my FSA at $2,500 for the year as well.

I have no idea what kind of benefits I would be entitled to through SSA/SSI. Does anyone know how I can figure that out?
Discussion Deals
Aluminum Commercial Stack Chaise Lounge at Sam's $46.81 YMMV
Added on : Sunday August 03rd 2014 03:00:02 PM
g: 0 Posted By: Brew
Views: 123 Replies: 0 My wife has been watching these chase lounge chairs at Sam's all summer. They are normally $120, but if you order on line and pick up in store, the price can be much lower. For giggles I checked the chairs online last night and they were out of stock at my closest Sam's, but when I checked a few more stores, a few had them in stock for as low as $46.81. One store had them for $70, one for $99.

So, a big YMMV, but worth checking the link and check all the local stores in your area. When we went to the store, they were still priced at $120, but had zero issues grabbing a couple and paying the $46.xx from my online receipt. Seem to be pretty good quality, and the reviews are very good. But one negative was that the chairs rub on each other and wear through the paint. We did have this problem with ours, but we aren't too concerned. They are aluminum, so lightweight and no concern about rust. For those in my area, Bloomington, MN had a bunch on hand for the $46.xx, Fridley, MN has them for $48.xx, in stock in a few others, but more expensive. You need to order online and pick up in store, to get the price. You don't pay until you pick up.

http://www.samsclub.com/sams/alum-sling-chaise/prod11740023.ip?s...
Furniture Deals

Sams Club Coupons
HPH Android Tv box 4g ram 32g rom HDMI 2.0 HDMI in 4K $180 shipped
Added on : Sunday August 03rd 2014 11:00:03 AM
g: 0 Posted By: bendetto821
Views: 99 Replies: 0 Ok my first post got deleted because I'm new at this and didn't provide a direct link to place order so here goes:
I'm a tv box junkie with over 10 models testedand a bunch of us are members of the forum freaktab where a few members have already received the lower spec 2g/8g model with good reviews. You have to order thru aliexpress with 30 day lead time(4g upgrade production run) and they don't accept paypal. Even if you add the cost of a square trade warranty its still a good price for those specs.

You have to create an account then place the order with freaktab in order note but don't apply payment yet, they will adjust it to the lower price and you will be sent an email to pay. Here is the link:
http://www.aliexpress.com/item/Android-TV-BOX-with-RK3288-4G-DDR...

~~Hardware Specifications:
CPU Processor: RK3288 28nm Cortex-A17 Quad-Core Processor
Graphics Processor: Embedded Quad-Core Mali-T764 3D GPU, support OpenGL ES1.1/2.0/3.0, OpenVG1.1, OpenCL1.1 and Renderscript, Directx11, 2D GPU support 8Kx8K input, 4Kx4K output
System Memory: LPDDR2 2GB (4G optional)
Storage capacity: 8GB Flash (16B/32GB/64GB optional)
Network: Wireless: Support Wi-Fi 2.4GHz/5GHz 802.11 b / g / n & 802.11 a / c, cable: Support 100M/1000Mbps Gigabit Ethernet Base-T standard.
Bluetooth: Bluetooth 4.0
Storage Expansion: Support MicroSD (TF) card, up to 32GB
Power supply: DC 5V/2A
Operating System: Android 4.4
External Interface
HDMI output: 1xHDMI A-type female, HDMI2.0, support 4K 2K decoder outputs
HDMI input: 1xHDMI A-type female, maximum support 1080P (60HZ) Input
USB Interface: 3XUSB Host, 1XOTG (Micro USB)
Fiber Interface: 1xSPDIF digital audio output
Reader: 1xTF deck
AV and analog audio output interface: 1x3.5mm headset seat
Network Interface: 1xRJ45
Power Interface: 1xDC socket
Antenna: External antenna Wi-Fi
Camera: 5,000,000 AF (optional)
MIC: no noise no echo silicon microphones
Audio Video
Audio formats: support for MP1, MP2, MP3, WMA, WAV, OGG, OGA, APE, FLAC, AAC, M4A, 3GPP and other audio formats, a variety of EQ mode, support synchronous lyrics display lyrics and the whole page
Audio Output: HDMI audio output, left and right channel analog audio output
Video decoding formats: Full video format decoding, support for H.265 hardware decode, support SMPEG-1, MPEG-2, MPEG-4, H.263, H.264, AVS, VC-1, RV, VP6/VP8, Sorenson Spark, MVC
Video encoding formats: H.264, H.265, VP8, MVC (1080P)
Video Output: HDMI output: Ultra HD maximum support 4Kx2K (3840 * 2160), AV Output: PAL system and NTSC system
H.264, H.265 Frame rate: up to 60fps
Picture format: JPG, JPEG, BMP, GIF, PNG, JFIF formats picture browsing, support maximum resolution of 8176 * 8176
EBook Reader: Supports e-book formats TXT, LRC, PDF, Html, Htm, EPUB, etc.
Software expansion: Support Google market, support APK installation
Electronics Deals
g: 0 Posted By: MoogLiberation
Views: 127 Replies: 6 I'm in a unique situation and wanted to get your advice on what I should be doing financially. I have my own ideas but I'll keep that to myself right now because I want to hear your unbiased suggestions. I'm 30 years old and was diagnosed with an inoperable brain tumor in November. I haven't been given any kind of definitive prognosis, but for those that don't know, there isn't a cure for brain cancer and I've been told a pretty wide range in regards to prognosis that ranges anywhere from a few years up to 30 years (thankfully my biopsy results showed that it is very slow growing, so there is some hope). Anyways, here's a few other details about me: I live (rent) in NYC so the cost of living is pretty high. I'm on a commission based salary so it's hard to give an exact figure, but let's say I'm making about $120k/year. I got married last year and don't currently have any kids although they are in the near term plans. Also, I didn't have a life insurance policy before aside from the one I have through my work that is only equal to 1X my salary. There is an option to ramp that up as high as 8X my salary, but I couldn't do that until open enrollment in the fall and I don't even know if I would be able to do that now given my diagnosis. I'd love to hear of any other ideas you may have regarding life insurance though.

Some specifics about my financial situation:

$60k cash in savings
$0 credit card balance
$7,400 federal student loans at 2.1%. Yeah, that's not a typo. I'm currently just paying the minimum on the balance and just plan on riding it out.
$20k in Roth IRA invested in S&P500 ETF.
$60k in 401k. I just changed this recently to be about 70% invested in short duration taxable bonds, and 30% in an S&P500 ETF.

So what would you guys be doing if you were me? The old me pre-brain cancer would have had at least $50k of that $60k cash that's in my savings account invested in something like an S&P500 ETF but I'm hesitant to do anything that has that kind of risk associated with it now. Please let me know if any other details would help. I think I covered it all.

I'd be grateful for any and all ideas. Thanks guys.
Discussion Deals
g: 3 Posted By: VivYip
Views: 556 Replies: 5 credit techbargains

TigerDirect has the following items FAR, but shipping starts at $4.30. Shoprunner might help, but I don't see it for the items, though

free shipping (credit mav14)
Memorex DiscRepair Scratch Repair Kit - CD / DVD / Blu-ray - 98836
$9.99 - $9.99 MIRexp 8/3/14

Cooler Master 200mm Case Fan - 700RPM, Red LED (OEM) - RA-FAN-20030-4P
$14.99 - $15 MIRexp 8/6/14

Shoprunner eligible (credit thaitrunghieu)
TP-Link TL-WN723N Mini Wireless N USB Adapter - USB 2.0, 150Mbps, 802.11n
$19.99 - $20 MIRexp 8/10/14

no free shipping
Eastwear Leather Folio Case for New iPad & iPad 2/3/4 - Built-in Stand, Black
$10 - $10 MIRexp 8/2/14

Fit & Fresh CleanTek Filtered Water Bottle - 20 oz., 500 Refills (141FF)
$7.99 - $7.99 MIRexp 8/5/14

Color Research Slim Jewel Case DVD-R 10-Pack - 10-Pack, 16X, 120 mins, 4.7GB, Inkjet Printable
$9.97 - $9.97 MIRexp 8/6/14

Kingwin CFBL-012LB LED Case Fan - 120mm, Blue
$9.99 - $10 MIRexp 8/3/14



note: i will not be doing these rebates because i'm a little hesitant about the rebate processor and personally i don't have much experience purchasing from TigerDirect. However, if you've had good experience with these rebates, by all means go for it. I just have a few bad times with the processor. (to be fair, i've probably done hundreds of rebates, so YMMV)

Hope this might help someone. Thank you for reading.
Electronics Deals

Tiger Direct Coupons
g: 0 Posted By: fewchaboy
Views: 119 Replies: 1 Was searching for an 8-Port Switch and found Frys has been running a rebate offer (Offer #14-94587) on various switches from 7/1/14-9/30/14, and many of them qualify for free shipping.
I bought the FS108NA for $19.99 which is an excellent deal.Following is the breakdown on the qualifying Netgear switches.

DESCRIPTION PRICE REBATE AR [l=FS105NA - FS105 ProSafe 5-Port 10/100 Switch #2645372]http://www.frys.com/product/2645372?site=sr:SEARCH:MAIN_RSLT_PG"]FS105NA - FS105 ProSafe 5-Port 10/100 Switch #2645372[/l] $ 21.99 $ 10.00 $ 11.99 [l=FS108NA - FS108 ProSafe 8-Port 10/100 Switch #2596781]http://www.frys.com/product/2596781?site=sr:SEARCH:MAIN_RSLT_PG"]FS108NA - FS108 ProSafe 8-Port 10/100 Switch #2596781[/l] $ 29.99 $ 10.00 $ 19.99 [l=FS116NA - FS116 ProSafe 16-Port 10/100 Switch #2871304]http://www.frys.com/product/2871304?site=sr:SEARCH:MAIN_RSLT_PG"]FS116NA - FS116 ProSafe 16-Port 10/100 Switch #2871304[/l] $ 58.78 $ 15.00 $ 43.78 [l=FS605NA - FS605 5-Port 10/100 Switch #3333872]http://www.frys.com/product/3333872?site=sr:SEARCH:MAIN_RSLT_PG"]FS605NA - FS605 5-Port 10/100 Switch #3333872[/l] $ 19.38 $ 10.00 $ 9.38 [l=FS608NA - FS608 8-Port 10/100 Switch #3345172]http://www.frys.com/product/3345172?site=sr:SEARCH:MAIN_RSLT_PG"]FS608NA - FS608 8-Port 10/100 Switch #3345172[/l] $ 28.00 $ 10.00 $ 18.00 [l=GS105E-200NAS - GS105E 5-Port Gigabit Plus Switch #8048194]http://www.frys.com/product/8048194?site=sr:SEARCH:MAIN_RSLT_PG"]GS105E-200NAS - GS105E 5-Port Gigabit Plus Switch #8048194[/l] $ 49.99 $ 10.00 $ 39.99 [l=GS108E-100NAS - GS108E ProSafe 8-Port Gigabit Switch #6515913]http://www.frys.com/product/6515913?site=sr:SEARCH:MAIN_RSLT_PG"]GS108E-100NAS - GS108E ProSafe 8-Port Gigabit Switch #6515913[/l] $ 69.95 $ 15.00 $ 54.95 [l=GS116NA - GS116 ProSafe 16-Port Gigabit Desktop Switch #4094232]http://www.frys.com/product/4094232?site=sr:SEARCH:MAIN_RSLT_PG"]GS116NA - GS116 ProSafe 16-Port Gigabit Desktop Switch #4094232[/l] $ 122.99 $ 25.00 $ 97.99 [l=GS116E-200NAS - GS116E 18-Port Gigabit Plus Switch #8048124]http://www.frys.com/product/8048124?site=sr:SEARCH:MAIN_RSLT_PG"]GS116E-200NAS - GS116E 18-Port Gigabit Plus Switch #8048124[/l] $ 154.99 $ 25.00 $ 129.99 [l=GS605NA - GS605 5-Port Gigabit Switch #4094352]http://www.frys.com/product/4094352?site=sr:SEARCH:MAIN_RSLT_PG"]GS605NA - GS605 5-Port Gigabit Switch #4094352[/l] $ 42.99 $ 10.00 $ 32.99 [l=GS608NA - GS608 8-Port Gigabit Switch #4094372]http://www.frys.com/product/4094372?site=sr:SEARCH:MAIN_RSLT_PG"]GS608NA - GS608 8-Port Gigabit Switch #4094372[/l] $ 64.99 $ 15.00 $ 49.99 [l=JFS516-200NAS - JFS516 ProSafe 16-Port 10/100 Fast Ethernet Switch #7848759]http://www.frys.com/product/7848759?site=sr:SEARCH:MAIN_RSLT_PG"]JFS516-200NAS - JFS516 ProSafe 16-Port 10/100 Fast Ethernet Switch #7848759[/l] $ 67.99 $ 10.00 $ 57.99 [l=JFS524-200NAS - JFS524 ProSAFE 24-Port 10/100 Fast Ethernet Switch #7848869]http://www.frys.com/product/7848869?site=sr:SEARCH:MAIN_RSLT_PG"]JFS524-200NAS - JFS524 ProSAFE 24-Port 10/100 Fast Ethernet Switch #7848869[/l] $ 78.24 $ 20.00 $ 58.24 [l=JGS524NA - JGS524 24-Port Gigabit Rackmount Switch #4094262]http://www.frys.com/product/4094262?site=sr:SEARCH:MAIN_RSLT_PG"]JGS524NA - JGS524 24-Port Gigabit Rackmount Switch #4094262[/l] $ 169.99 $ 30.00 $ 139.99 [l=JGS524E-200NAS - JGS524E 24-Port Gigabit Plus Switch #8048104]http://www.frys.com/product/8048104?site=sr:SEARCH:MAIN_RSLT_PG"]JGS524E-200NAS - JGS524E 24-Port Gigabit Plus Switch #8048104[/l] $ 186.99 $ 35.00 $ 151.99
Here is the rebate form.

Networking Deals
g: 0 Posted By: VivYip
Views: 383 Replies: 4 credit techbargains

TigerDirect has the following items FAR, but shipping starts at $4.30. Shoprunner might help, but I don't see it for the items, though

Shoprunner eligible (credit thaitrunghieu)
TP-Link TL-WN723N Mini Wireless N USB Adapter - USB 2.0, 150Mbps, 802.11n
$19.99 - $20 MIRexp 8/10/14

no free shipping
Eastwear Leather Folio Case for New iPad & iPad 2/3/4 - Built-in Stand, Black
$10 - $10 MIRexp 8/2/14

Fit & Fresh CleanTek Filtered Water Bottle - 20 oz., 500 Refills (141FF)
$7.99 - $7.99 MIRexp 8/5/14

Cooler Master 200mm Case Fan - 700RPM, Red LED (OEM) - RA-FAN-20030-4P
$14.99 - $15 MIRexp 8/6/14

Color Research Slim Jewel Case DVD-R 10-Pack - 10-Pack, 16X, 120 mins, 4.7GB, Inkjet Printable
$9.97 - $9.97 MIRexp 8/6/14

Kingwin CFBL-012LB LED Case Fan - 120mm, Blue
$9.99 - $10 MIRexp 8/3/14

Memorex DiscRepair Scratch Repair Kit - CD / DVD / Blu-ray - 98836
$9.99 - $9.99 MIRexp 8/3/14

note: i will not be doing these rebates because i'm a little hesitant about the rebate processor and personally i don't have much experience purchasing from TigerDirect. However, if you've had good experience with these rebates, by all means go for it. I just have a few bad times with the processor. (to be fair, i've probably done hundreds of rebates, so YMMV)

Hope this might help someone. Thank you for reading.
Electronics Deals

Tiger Direct Coupons
Credit Card Bonuses: The Last AOR
Added on : Friday August 01st 2014 07:00:13 AM
g: 0 Posted By: alamo11
Views: 97 Replies: 1 Okay: So now that my friend closed on his new home and did his refi (see my previous thread for that whole fiasco) it's time to do the last AOR before he quits paying on his old house (I'll make a thread about how to REALLY piss off a banks loss mit department). It's been YEARS since I did an AOR so I need FWFs advise on what cards to get. His wallet consists of just a few cards. I also have permission to AOR is wife so I can double up on everything.

Details:
HHI 150k
800+ Credit
22 Mortgage related inquiries and zero on others
3 Mortgage related inquires and zero on others for his wife.

Current Cards:
Costco AMEX
Old Discovery with 1/2% CashBack or something crazy like that
BOA Travel Card
A few store cards

Purpose:
He's planning to do some travel early next year to South America. I plan to use some of the earnings here to book some of the required travel for that. That being said cash and gift cards are also welcomed.


The Plan:
Since short term credit is going to be trashed anyways I can do as I please on this AOR. I have an easy way to do 50k+ in spending on the cards so min spending requirements are absolutely not an issue.
So far I have only chosen a few cards I plan to do. I plan to do this Monday morning so that gives me some time to plan.

Future Cards:
1.CP { margin-bottom: 0.08in; }A:link { }iti Aadvantage 75k offer http://www.aa.com/i18n/disclaimers/BP-ACExec-75K.jspP { margin-bottom: 0.08in; }A:link { }iti Advantage 75k Offer. My understanding is you can do one citi app every seven? days so I plan to do one card and come back in a week and do another.
2. Cap 1 Venture cards. C1 limits one app per 30 days so if I do both the venture and both the Spark cash cards back to back I can get them through. I've tested this with other C1 products and it worked (on my credit)
3. Barclays Arrival+ Card
4. Chase Sapphire Preferred
5-20 ???

Thank you in advanced!
AOR Deals
g: 0 Posted By: VivYip
Views: 227 Replies: 1 credit techbargains

TigerDirect has the following items FAR, but shipping starts at $4.30. Shoprunner might help, but I don't see it for the items, though

no free shipping
Eastwear Leather Folio Case for New iPad & iPad 2/3/4 - Built-in Stand, Black
$10 - $10 MIRexp 8/2/14

Fit & Fresh CleanTek Filtered Water Bottle - 20 oz., 500 Refills (141FF)
$7.99 - $7.99 MIRexp 8/5/14

TP-Link TL-WN723N Mini Wireless N USB Adapter - USB 2.0, 150Mbps, 802.11n
$19.99 - $20 MIRexp 8/10/14

Cooler Master 200mm Case Fan - 700RPM, Red LED (OEM) - RA-FAN-20030-4P
$14.99 - $15 MIRexp 8/6/14

Color Research Slim Jewel Case DVD-R 10-Pack - 10-Pack, 16X, 120 mins, 4.7GB, Inkjet Printable
$9.97 - $9.97 MIRexp 8/6/14

Kingwin CFBL-012LB LED Case Fan - 120mm, Blue
$9.99 - $10 MIRexp 8/3/14

Memorex DiscRepair Scratch Repair Kit - CD / DVD / Blu-ray - 98836
$9.99 - $9.99 MIRexp 8/3/14

note: i will not be doing these rebates because i'm a little hesitant about the rebate processor and personally i don't have much experience purchasing from TigerDirect. However, if you've had good experience with these rebates, by all means go for it. I just have a few bad times with the processor. (to be fair, i've probably done hundreds of rebates, so YMMV)

Hope this might help someone. Thank you for reading.
Electronics Deals

Tiger Direct Coupons
g: 0 Posted By: ctgolfer
Views: 56 Replies: 0 Preloaded base maps of the United States, Canada and Puerto Rico
With 7 million points of interest and up to 30 waypoints to guide you toward interesting and useful destinations.
5" backlit color touch screen
Provides easy visibility and navigation of features.
SayWhere text-to-speech technology
Says aloud street names and directions, so you can keep your eyes on the road while navigating. Landmark Guidance provides directions using landmarks as your guide instead of street names.
Lifetime traffic alerts
Help you avoid traffic jams and delays and offer suggested detours. Lifetime map updates allow you to download the latest map information up to 4 times a year, so you stay current.
Multidestination routing
Lets you plan a trip with multiple stops in a specific order or selects the most efficient route for you.
Junction View
Displays realistic images of freeway signs and arrows to help guide you to the correct lane.
AAA TourBook
Offers diamond ratings, descriptions and other detailed information on AAA-approved places, such as hotels, restaurants, attractions and more.
Best Parking feature
Provides parking garage locations, hours of operation and directions to the entrance.
Traffic Camera Alerts by PhantomALERT
Deliver audible and visual warnings to notify you of fixed red light and speed cameras along your route (1-year subscription included).
OneTouch favorites menu
Allows you to quickly access your favorite destinations or previous searches. As you type the first few letters of an address, QuickSpell automatically narrows the search based on your destination for simple use.
Built-in rechargeable 720 mAh lithium-ion battery
With up to 2 hours of battery life for extended on-the-go operation.
Automatic rerouting
Provides alternate travel directions in the event of a deviation from the directions given.
microSD media card slot
Enables insertion of a compatible media card (not included) containing additional map data or regional maps to expand your navigational ability.
Lifetime Traffic is for the lifetime of the GPS Device or until Magellan no longer receives relevant traffic data, whichever is shorter. Lifetime Traffic may not be transferred to another Magellan device and may not be available in certain areas.

www.bestbuy.com/site/magellan-roadmate-5230t-lm-5-gps-with-lifet...
GPS Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 109 Replies: 0 13W total system power (6.5W x 2)
To enliven your favorite audio.
2 full-range transducers
Along with Slipstream port technologies and bass boost for immersive sound with thunderous low-end response.
Bluetooth technology
With TrueStream technology enables wireless audio streaming from a Bluetooth-enabled device with faithful audio reproduction.
Compatible with most iPod, iPad and iPhone models with a dock connector
Including iPod classic, iPod nano and iPod touch for listening to your music and charging your device.
Auxiliary input
Allows connection of other MP3 players and portable audio devices with use of a 3.5mm stereo audio cable (not included). The speaker will not dock or charge players through use by this method.
Wake to your iPod, iPad or iPhone
To help keep you on schedule. AmpUp companion app makes it easy to customize your wake-up theme, choose a song to help you fall asleep or access your daily calendar (download required).
Smart touch snooze controls
Let you temporarily disable the alarm by tapping the surface on which the speaker rests, making it easy to catch a few extra minutes of sleep.
Easy-to-read display
With brightness controls and a clock for easy reference.

www.bestbuy.com/site/jbl-onbeat-awake-speaker-for-apple-ipod-ipa...
Headphones & Speakers Deals

Best Buy Coupons
g: -2 Posted By: Strogonowski
Views: 171 Replies: 0 Free shipping, 4 colors to chose from, few hours left.. In my book much better phone then Nexus 5 (I own both Nexus 4 and 5) for this particular price...
http://www.ebay.com/itm/Samsung-GT-I9500L-I9500-Galaxy-S4-Factor...

Cell Phones Deals

eBay Coupons
Oneida Coupon: Up to 80% Off Tent Sale + Extra 15% Off
Added on : Thursday July 31st 2014 10:00:07 AM
g: 1 Posted By: ShoppingChick
Views: 220 Replies: 0 Oneida is having a Tent Sale with Up to 80% Off plus get an Extra 15% Off with coupon codeST15. Shipping adds a flat rate of $2.99.

A few notable items:

Anchor Hocking 9-in. Glass Pie Plate - $2.37 (was $8.00)
Anchor Hocking 1-GAL. Penny Candy Jar w/ Chrome Lid - $6.79 (was $27.00)
Gourmet Pro 8-in. Hard Anodized Saute Pan - $11.04 (was $30.00)


Home & Garden Deals

Oneida Coupons
Noodle & Co - Register eClub & Rec A Free Dish on B-Day
Added on : Thursday July 31st 2014 04:00:07 AM
g: 0 Posted By: CindyLouWho2
Views: 150 Replies: 0 ~~Noodle & Co - Register eClub & Rec A Free Dish on B-DayRegister with Noodles & Company eMail Club and receive a free dish on your birthday along with a special surprise on your Noodlegram anniversary. Besides the coupons mentioned above, Noodles & Company sends multiple coupons throughout the year and quite a few of those coupons are for free items. Complete the eMail club registration form and submit to start your membership and receive your free Noodles & Company .http://www.noodles.com/noodlegram/
Surveys & Rewards Deals
Purple Power Cleaner 1 Gal @ Lowes $3.24...... 56% Off ...YMMV
Added on : Thursday July 31st 2014 03:00:02 AM
g: 0 Posted By: brotherhpj
Views: 238 Replies: 2 Lowes Link

Reg $7.48 Now $3.24...Amazon has it for $16.99

Great for the power washer so I'm getting a few more1-Gallon Degreaser

Powerful cleaner and degreaser
Biodegradable
Concentrated industrial strength
Non-abrasive, non-flammable
Phosphate-free
For use in auto, home, industry, farm and marine applications

Home & Garden Deals

Lowe's Coupons
g: 0 Posted By: ctgolfer
Views: 206 Replies: 0 Due to WaterSense regulations in the state of New York, please confirm your shipping zip code is not restricted from use of items which do not meet WaterSense qualifications
3-function showerhead and handshower for versatile use
60 in. hose is ideal for cleaning children or pets
3-way diverter offers use of 1 or both showerheads
Installs to an existing shower in as few as 5 minutes with no drilling
Includes hardware for hassle-free installation
Lifetime Pforever Warranty covers finish and function for life

www.homedepot.com/p/Pfister-3-Spray-Handshower-Showerhead-Slide-...
Home & Garden Deals

Home Depot Coupons
Predator Bundle [Blu-ray] (2014) $19.99 @ Amazon
Added on : Tuesday July 29th 2014 09:00:04 PM
g: 0 Posted By: ctgolfer
Views: 84 Replies: 0 This bundle features the Predator hexology all on stunning, high-definition Blu-ray. Now you can own them all at a compelling, every-day price.

Predator (Ultimate Hunter Edition)
The ultimate hunter meets the ultimate adversary... in the ultimate Collector's Edition DVD! Arnold Schwarzenegger wages an all-out war against an unseen enemy, a force more powerful and deadly than any on Earth-because the Predator is not of this Earth.

Includes over 5 hours of out-of-this-world extras, including an in-depth documentary, director's commentary, never-before-seen bonus footage, revealing featurettes and more.

108 minutes
1 disc

Predator 2
This electrifying action sequel unleashes the deadly invisible Predator in another jungle -- the urban jungle of Los Angeles. Danny Glover stars as a lieutenant who mistakenly concludes that mangled bodies found by the police are the work of feuding gangs. Instead, he finds himself confronting a savage alien who has come from a distant world to hunt humans for sport. Gary Busey and Ruben Blades co-star in this suspense-packed, high-tech thriller.

108 minutes
1 disc

Predators
Robert Rodriguez presents Predators, a bold new chapter in the Predator universe. Adrien Brody stars as Royce, a mercenary who reluctantly leads a group of elite warriors mysteriously brought together on a jungle planet. But when these cold-blooded human predators find themselves in all-out war against a new breed of alien Predators, its the ultimate showdown between hunter and prey.

Also includes commentary by Robert Rodriguez and Nimrd Anta, deleted and extended scenes, evolution of the species: Predator reborn, and more.

105 minutes
2 discs

Alien vs. Predator
"It may be our planet, but it's their war!" The deadliest creatures from the scariest sci-fi movies ever made face off for the first time on film. The incredible adventure begins when the discovery of an ancient pyramid buried in Antarctica sends a team of scientists and adventurers to the frozen continent. There, they make an even more terrifying discovery: two alien races engaged in the ultimate battle. Whoever wins...we lose.

Also includes the unrated cut on Blu-ray.

101 minutes
1 disc

Alien vs. Predator Requiem
Aliens vs. Predator: Requiem offers a marked improvement in both categories, as well as a respectable amount of rumbles between the title extraterrestrials. Set in the 21st century (which predates the story to all of the Alien features), Requiem sends a crippled Predator ship crashing to Earth in a small Colorado town; unbeknownst to the locals, the craft is loaded with H.R. Giger's insectoid monsters, which make quick work of most of the population. As the human cast is slowly whittled to a few hardy (if unmemorable) souls, a Predator warrior also arrives to complicate matters and do battle with the Aliens, as well as a ferocious alien-Predator hybrid (dubbed a Predalien by the sci-fi and horror press). Visual-effects designers and music-video helmers The Strause Brothers (who make their feature directorial debut here) keep the action on frantic throughout, which is wise, since the dialogue and characters are threadbare at best; that should matter little to teenage male viewers, who are inarguably the film's key audience. Fans of the Alien franchise, however, may find the offhanded nod to the series' mythology given during the finale its sole saving grace.

94 minutes
1 disc

www.amazon.com/dp/B00JMXWQ1M/
Blu Ray Deals

Amazon Coupons
Learning How to Save, Retire and Manage Personal Finance
Added on : Tuesday July 29th 2014 10:00:11 AM
g: 0 Posted By: droctagon
Views: 125 Replies: 4 Hi all! I love this forum and try to visit it often as there seems to be a good pool of knowledgeable users. I've posted a few topics here and have received some great advice, a lot of which I did not take. I was recently looking at my 401k balances and really don't understand what is best for me or what it even means. This is what I know:
26.29% POST-86 SIP $23,928.47 $23,928.47 100% 20.29% EMPLOYER NONMATCHING CON $18,467.86 $18,467.86 100% 20.25% EMPLOYER MATCH $18,432.93 $18,432.93 100% 19.01% ROTH 401K $17,305.90 $17,305.90 100% 14.17% 401K $12,895.22 $12,895.22 100%
With a total 401k balance of $91,030.38. A little background on my other finances:

29 y/o engaged with $80k salary in Chicago (salary has been steadily increasing 5-10% since I started out of college with the same company)
$8k in savings earning 1% APR
$0 credit card debt
$6.4k car loan at 2.99% fixed
$36k student loans under 3% APR variable
$100/month into a Roth IRA (started today)

I spoke with a Fidelity representative who runs the 401k account and she suggested immediately opening up a Roth IRA, even if it means $100/month. She mentioned opening up a Roth IRA starts some sort of 5 year clock that is a qualifier for withdrawing money? Can anyone elaborate?

I have also read a good benchmark is to have 1X your salary by age 30 which I have been able to reach that goal. Given that, would anyone recommend maybe putting less into my 401k and putting more into my Roth IRA?

Finally, I will have a few major expenses coming in the next 2-3 years. I would like to be able to put a down payment on a modest priced house (~200-250K) and more immediately like in the next year, come up with $15k for a wedding. Sorry guys, I don't think my fiancee is going to accept a true FW wedding and if you guys aren't aware, 15k is on the low end for a wedding! Ridiculous!

I don't think its worthwhile to attack my car loan or my student loans given the APR. Any help, guidance, advice, articles would be of great help. Thank you all very much for your time.

Personal Finance Deals
Dell Home: 72 Hour Games Sale + $25 eGift Card
Added on : Tuesday July 29th 2014 08:00:05 AM
g: 0 Posted By: ShoppingChick
Views: 174 Replies: 0 Dell Home has a 72 Hour Games Sale with select games starting at $19.99 plus $25 Dell eGift Card.

A few notable items:

The Elder Scrolls V: Skyrim (X360) -$19.99 +$25 eGift Card
Gran Turismo 5 XL Edition (PS3) -$19.99 +$25 eGift Card
Mario Kart 7 for Nintendo 3DS-$19.99 +$25 eGift Card
Shop more XBOX 360
Shop more PS3
Shop More Nintendo 3DS

Video Games Deals

Dell Consumer Coupons
Free Brocade Network Function Virtualization Certification
Added on : Tuesday July 29th 2014 06:00:09 AM
g: 0 Posted By: remick
Views: 89 Replies: 0 http://www.brocade.com/forms/jsp/nfv-certification/index.jsp?

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Totally Free Deals
g: 0 Posted By: shank
Views: 163 Replies: 0 www.nashbar.com regularly offers various percentage off, free shipping promotions. Now that nashbar offers free shipping on orders of $49 or more, the additional 21% off creates some pretty good deals. Some brands are excluded. This deal should repeat a few times per month.
Sports & Outdoors Deals

Bike Nashbar Coupons
Free Kindle Book- SALMON a cookbook
Added on : Tuesday July 29th 2014 01:00:03 AM
g: 0 Posted By: remick
Views: 21 Replies: 0 http://www.amazon.com/gp/product/B00DYF2OK2

#1 Amazon BESTSELLER

Reviews:

I've tried more than a few recipes from this book and am amazed at how delicious the dishes turn out each time. The recipes are very easy to follow, but the flavors are immaculate. Kids will love the salmon tacos, while adults will find the salmon quiche mouthwatering. - Dudlyringo NEW HAMPSHIRE

We made the salmon chowder recipe last night, it was full on flavor, and very easy to make. For the main course we cooked the salmon, leek, zucchini with carrots - very easy, wrapped in foil, and cooked in oven for 20 minutes. It came out perfect and full of flavor too. Excellent book with great recipes, highly recommended. - Mike MAINE

So many cookbooks I used to own ended up in bottom of the cupboard never to see the light of day again. Or in this day and age never looked at again on the kindle. This one is great and so helpful when I had to impress at a dinner party. Will be looking forward to more from this author. - Daisy UK

People new to Salmon are often surprised at what you can do with this delicious tasting fish. My love of Salmon began over 25 years ago at my first job as a cook; my Salmon Chowder became an instant hit. That recipe still gets great reviews from everyone who tries it. For many years I have shared Salmon recipes with family and friends and I am always asked for more. It really is a great compliment. I wrote this cookbook to share many of my favorite Salmon recipes with you. These great tasting recipes are diverse and simple. It is my hope to encourage you to cook Salmon more often for a healthier you. - Colin Simpson.

Colin is a professional cook and former restaurateur who resides on the beautiful coast of southern Maine in New England, famous for its seafood. Colin quickly became known for his many Salmon dishes. Salmon Chowder and Salmon Quiche were the most favorite dishes for brunch and dinner.
Books & Magazines Deals
Request for long term financial guidance for my retiring mother
Added on : Monday July 28th 2014 02:00:10 PM
g: 0 Posted By: Dell4600
Views: 46 Replies: 0 Hi guys, yet another post where one of us bares all (or bares enough to ask the question) and asks for financial guidance and advice.
My mother called me this weekend to lay out her current situation, asked if I was 'good at investing' and could help her. Well given that my portfolio is down about $14,000 in the last five days I can definitively say I'm not good at investing, but as a long term member of this board I know quite a few people that are

Her current situation:
Age 67. Divorced 40+ years ago, never remarried.
Her mother recently died (which is what is driving her to reconsider her current financial situation), leaving her a small inheritance. On the order of $50,000 already received, with another $100,000 to $200,000 still being sorted out.
She bought a smaller 2 bedroom condo in Chandler, AZ about 13 years ago (before the bubble), paid about $60k for it. In the time since then it doubled in value, then dropped again like everyone else's. She recently paid it off with the initial proceeds of her inheritance. She hasn't kept it current and modern and it sounds like it needs a little work, but we didn't get into details. In her mind it would sell for $35,000 to $40,000, but according to Zillow and Trulia it's worth right at $90,000.
Still working at the same job she's been working at forever (dozen years or more), recent pay raise to about $15 / hour. Raises haven't been plentiful nor numerous, and she said that over the past ten years she's been averaging between $24,000 and $28,000 per year income. I include this information to help with the Social Security calculations.

Needless to say, she's risk averse, and doesn't have the means to replace her inheritance if it vanishes. One of her concerns is that she leave me something when she eventually passes (insurance policy), but I am doing ok for myself and would rather she live a fuller life.

I asked her about the possibility of having a studious college age young woman share her condo (ie, roommate situation, not sure that's the right term when you rent to a college age kid), but she is very much against that idea.

-=-

Some of my math:
Condo breakdown : PITI - PI = ~$400 / month. Taxes = ~$40 / month. Condo fees : $170 / month. Since the condo just got paid off the $400 / month is no longer, but I mention it for baselining historical expenses vs income.

Her monthly take home has been somewhere in the $2,000 / month range, which defines her monthly outlay. She was paying all her bills from that, has no debt, but no real savings either. Thus I estimate her monthly was roughly $1900 / month including the condo $400 / month, meaning she could continue her current standard of living on roughly $1500 / month, not indexed for inflation.

Given that her mother just died, if her mother was 87'ish, I would estimate her savings would need to last her 20 years (plus or minus).

She's of the age to go onto Social Security without the 'retire early' penalties. I used the quick SS estimator to ballpark her monthly SS benefits at approximately $1150 / month. Thus she needs another $350 / month to maintain her current lifestyle, but honestly she's been living it pretty spartan and I'd like to see her have a little more to enhance her life (ie, she may not run the air conditioner in order to save money, even in the Arizona summer.)

Options include :
- The Vanguard investment fund mentioned in the last post (someone in NYC asking what to do with $250,000), so her $150,000 +/- at 4% would yield $6,000 / year ($500 / month) in passive income pretty much forever without touching the principle. Is sufficient, actually, but doesn't index for inflation so she may run thin later on in life when groceries / gas / whatever gets more expensive.
- Reverse mortgage. Requesting ideas and discussion on this one, as I'm not familiar with it from a practical perspective beyond the commercials on TV.
- I considered buying her condo from her at a price somewhere between what she thinks what it is worth and current market value, let her live in it forever (she intends on leaving it to me in her will, but if it is still in her name when she gets to means tested assistance (medicade, etc) the will likely take it from her and she won't have anything to leave behind for me, one of her concerns.) If I buy it from her now, that money can go into her investment fund (returning 4% or whatever) to increase her standard of living for the long run, and when it is finally time for her to pass I will still own it, 10-20 years from now, as it was mine, not hers for the government to liquidate before they provide her with means tested assistance. I don't know how all that works (arms length transaction is the phrase that comes to mind, but if I buy it for fair market value we weren't trying to hide it or anything.) If I have the means to buy it from her (without ripping her off), please compare and contrast this vs Reverse mortgage.
- Annuities - I've heard the phrase used plenty of times but generally in a news piece about an elderly person getting scammed. Requesting some real guidance and experience here to keep that from happening to her.

Finally, she could keep working a few more years, but does that really buy her anything. In other words, if she postpones retiring / going on SS for another two years, will her SS benefits be more each month, or would she get the same as if she retired today (thus she can decide whether she wants to stop going to work today and between her SS and investment income still have enough to live on.) ARG!!! According to this (http://www.ssa.gov/retire2/whileworking.htm ) she could have started receiving full benefits a year ago (when she turned 66) regardless of her income from work. Double ARG!! - she can apply for it retroactively, but they only back-pay 6 months worth. ARG!!! - Any advice here?

Actually given that I know that, I'm going to get her to start the paperwork on her SS, get her back pay and she can augment her monthly income by that $1150 / month (she will feel rich!). I figure she will work another year or two (or as long as they let her keep coming, she's a trooper!) But what about after that...

In light of all that, please help me point her in the right direction.

Thanks much,
Dell4600
Intex Queen Raised Downy Bed with Built-In Pump $44.61 FS K-Mart
Added on : Monday July 28th 2014 10:00:04 AM
g: 0 Posted By: GreenTrash
Views: 74 Replies: 0 Link

The Intex Queen Raised Downy Airbedweighs just under 22 pounds
Large queen-size bed is the perfect fit for two adults
Mattress is made of a durable Polyvinyl Chloride material
Black color and sleek design looks upscale and contemporary
Attached electric pump inflates or deflates the bed in just a few minutes
Sleepers can choose their desired mattress firmness for a customized night of sleep

Sports & Outdoors Deals

Kmart.com Coupons
g: 0 Posted By: Savvymommy03
Views: 187 Replies: 1 eBay (via rocket-auctions) has the Truewhite Advanced Plus System Teeth Whitening Kit on sale for $14.99 w/free shipping.

Use as a front line teeth whitening system or to touch-up your perfect smile
Notice change after your first few treatments
Good for 20-25 treatments
12% Hydrogen Peroxide

Beauty Deals

eBay Coupons
Bankruptcy paperwork done but actively dying within few days
Added on : Monday July 28th 2014 06:00:11 AM
g: 0 Posted By: DEAL007
Views: 138 Replies: 9 A friend of mine's dad is actively dying (last few days) and while he was ok, he was working with his attorney to file his bankruptcy paperwork but now he is not in a rational state to even sign a POA.. what are his options. can his wife or son wife file on his behalf..

another question is , should he even go thru the bankruptcy procedure and pay the attorney fees etc.. this is all credit card debts.. or should the family just send in death certificate and have them discharge the debt.. what do you guys think?
Personal Finance Deals
maximizing moving expense reimbursement
Added on : Monday July 28th 2014 01:00:09 AM
g: 0 Posted By: dagr8vik
Views: 57 Replies: 1 Relocating for a job is often accompanied by perks like employer reimbursed moving expenses. Sometimes this is paid as a lump sum to 'help offset moving costs' and other times employers reimburse actual costs up to a certain limit.

Is it possible (or does anyone have any experience with) moving yourself and keeping the reimbursement. This might be facilitated by forming your own moving company, or having a friend or family member do it, and hiring them for your move (or part of it). For example, one might hire a moving company to move most of their stuff and drive their car up themselves. The car transport might be expensive, but reimbursable, and you might think to yourself, 'I could compete with that price, or even beat it.'

I have not seen a lot of discussion on this, but there was a similar thread in maximizing employer reimbursed closing costs a few years ago - http://www.fullofdeals.com/forums/finance/704849/
The consensus there seemed to be - 'keep it reasonable'
I am not suggesting outright fraud, but paying yourself for your own hard work in moving (rather than paying someone else) seems reasonable to me.
Any other ideas on maximizing this benefit?

Question Deals
maximizing moving expense reimbursement
Added on : Monday July 28th 2014 12:00:06 AM
g: 0 Posted By: dagr8vik
Views: 15 Replies: 0 Relocating for a job is often accompanied by perks like employer reimbursed moving expenses. Sometimes this is paid as a lump sum to 'help offset moving costs' and other times employers reimburse actual costs up to a certain limit.

Is it possible (or does anyone have any experience with) moving yourself and keeping the reimbursement. This might be facilitated by forming your own moving company, or having a friend or family member do it, and hiring them for your move (or part of it). For example, one might hire a moving company to move most of their stuff and drive their car up themselves. The car transport might be expensive, but reimbursable, and you might think to yourself, 'I could compete with that price, or even beat it.'

I have not seen a lot of discussion on this, but there was a similar thread in maximizing employer reimbursed closing costs a few years ago - http://www.fullofdeals.com/forums/finance/704849/
The consensus there seemed to be - 'keep it reasonable'
I am not suggesting outright fraud, but paying yourself for your own hard work in moving (rather than paying someone else) seems reasonable to me.
Any other ideas on maximizing this benefit?

Question Deals
replacing or rebuilding transmission
Added on : Sunday July 27th 2014 04:00:07 PM
g: 0 Posted By: davidbeckham
Views: 87 Replies: 1 I had my transmission with only 70K miles out from my Kia 2008 spectra a few weeks ago and was quoted from $1200-1800 for repair in NYC, and I ended up paying $1200 for them putting in a used one with 50K miles on it. There is a couple things I noticed while shopping around. Some Auto Body was only offering me for rebuilding tranny for $1600-1800, and others told me that usually they would look for a used one first and then if there wasn't any available they would look into the rebuilt option because a high percentage of rebuilt transmissions fail after a year or two . I understand that rebuilding costs more so that the shop would earn more from labor. Other than that, Is there any incentive for shops to push for rebuilding rather than getting a used one? Why did those shops not like to offer a used replacement first? I am trying to get some insight into this industry and figure out who is the honest guy here.
Question Deals
Disney Store BOGO Free, F/S @$75 (exclusions apply)
Added on : Friday July 25th 2014 03:00:04 AM
g: 1 Posted By: ichabod
Views: 183 Replies: 0 The Disney Store has some items on sale for buy one get one free. http://www.disneystore.com/ Now if only I could figure out a way to get myself in a pair of those Darth Vader jammies....oh to be a kid again.

Free shipping over $75 with code SHIPMAGIC. I did have to play around with this code by adding a few on-sale items, not in the BOGO section. But they were still on sale so I got some great deals. So buyer beware, that you might have to play around with your shopping bag to receive the discount. Otherwise shipping is pretty high and might be a dealer break for some.

Some great stocking stuffers in there. I got 2 mugs, 2 personalized beach towels (personalization added $4.95 which was not BOGO), 2 journals, 2 totes, 2 tumblers, 1 popsicle kit, 1 adult t-shirt, and 1 Christmas ornament for $78 with free shipping.

SAMPLE BOGO
Beach Towel $9.99 (reg $16.99) -http://www.disneystore.com/minnie-mouse-beach-towel-personalizab...
Monster's Inc Mug $4.99 (reg $12.95) -http://www.disneystore.com/mike-wazowski-mug-monsters-inc/mp/135...
Muppet Tote $2.95 - http://www.disneystore.com/the-muppets-reusable-tote/mp/1347661/...
Pixar Journal - $16.95 - http://www.disneystore.com/disney/pixar-journal/mp/1352715/10002...

ON SALE BUT NOT BOGO
Mickey Tumbler $4.99 (reg $9.95) - http://www.disneystore.com/disney/pixar-journal/mp/1352715/10002...
Popsicle Mold $4.99 (reg $9.95) - http://www.disneystore.com/mickey-mouse-popsicle-molds-summer-fu...
T-shirt $12 (reg $16.50) - http://www.disneystore.com/mickey-mouse-tee-for-women/mp/1320842...
Ornament $7.99 (reg $14.95) - http://www.disneystore.com/sorcerer-mickey-2014-frame-ornament-w...

Buy One, Get One Free Promotion Restrictions: *Offer begins July 25, 2014 and expires 11:59pm PST, July 27, 2014 or while supplies last, whichever is earlier. Buy One Get One pricing only applies when you purchase eligible promotional items from the Buy One Get One category in quantities of 2. Regular prices apply when purchasing a single item or purchasing in odd-numbered quantities. Free pricing will be applied to the item with the lowest retail price. Merchandise must be exchanged for identical item or returned at discounted price with valid packing slip. No adjustments to prior purchases. Offer only valid on phone orders and orders placed online at DisneyStore.com. Not valid on purchases made at Disney Store and Disney Baby Store retail and outlet locations. Discounts based on original retail prices. Intermediate markdowns may have been applied. Disney E-Commerce reserves the right to cancel or modify this offer at any time. Void where prohibited. Valid on select merchandise only.

Here's how to redeem your Free Shipping On Your Order of $75 Promotion Online:

Place at least $75 worth of eligible items in your bag.
Type the Promotion Code SHIPMAGIC into the promo code area.
The promotion will be applied, if eligible.
Continue shopping or begin checkout.

Free Shipping on orders over $75 Online Promotion Restrictions: Offer expires 11:59 pm PT, December 31, 2014. Free Shipping applies to Standard Delivery on orders over $75 sent to a single shipment address in the U.S. Certain products excluded, as noted on specific Product Pages. Qualifying purchase based on pre-tax, post-discount amount and excludes Shipping & Handling charges, D23 Memberships, gift wrap & gift boxes. The Promotion will be applied, if eligible. Additional Shipping & Handling applies for select items. If any single order is sent to more than one address, Shipping & Handling charges will be applied to each shipment address. Offer valid on phone orders and orders placed online at DisneyStore.com. Not valid on purchases from Disney Store retail, Disney Baby Store retail, outlet, or Disney Parks and Resorts store locations. Disney E-Commerce reserves the right to cancel or modify this offer at any time. Void where prohibited.
Toys Deals

Disney Store Coupons
Roku - LT Streaming Player $36.99 w/FS @ Best Buy
Added on : Thursday July 24th 2014 10:00:02 PM
g: 0 Posted By: ctgolfer
Views: 71 Replies: 0 Stream movies, music, sports and more
With hundreds of channels, you can choose what to watch from a huge amount of entertainment options, plus sports, live news and international programming.
Find content quickly
Easily navigate to your favorite movie or TV show with the included remote control.
Set up with a few simple steps
Connect the player to your TV with an HDMI cable (sold separately) or composite A/V cable (included). Then connect to the Internet wirelessly* or with an Ethernet cable (sold separately).
Support for good quality video and sound
HDMI connection supports video quality up to 720p HD and Dolby Digital Plus surround sound. Composite A/V connection supports standard definition quality only.
Wireless connectivity
Built-in Wi-Fi connects to the Internet through your wireless home network.*
Compatible with virtually any TV
Easily connects to HDTVs and standard-definition TVs.

www.bestbuy.com/site/roku-lt-streaming-player/4071495.p?id=12184...
TV Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 193 Replies: 0 use coupon code: MZQQ58XG

The Chromo Inc Immedia-Light provides immediate battery free light with just a few cranks
Lightweight design of only 2.4 ounces makes it a breeze for on the go use
Immedia-Light supplies bright 3 LED Light
Comes with On/Off switch, Crank Lock toggle and a Carry Strap.
Go Green! Environmentally Friendly with no Carbon Footprint. Made from recycled materials

www.amazon.com/dp/B00DOH19U6/
Home & Garden Deals

Amazon Coupons
g: 2 Posted By: imanemokid
Views: 301 Replies: 8 Target Weekly Ad Q > $5 Off $20 Meat Q Available 7/27 (GOOD COMPETITOR Q > YMMV)

Q available in next weeks ad (7/27/14 - 8/2/14)

Q can be used on fresh, frozen or deli meat.

Possible online or mobile Q ?? (will post if available)


GOOD COMPETITOR Q ... & combine w/ MFR Qz >> don't forget to get your Target Cartwheel Qz, too. (quite a few "meat" Qz available)


seems like it changed, even better ... Thanx mistercheap and totallytarget ...

Grocery Deals
New Tutorial: Shopping for Life Insurance
Added on : Thursday July 24th 2014 02:00:07 PM
g: 5 Posted By: dshibb
Views: 196 Replies: 0 Carryover from discussion elsewhere and big thanks to RBirns who referenced the last important piece to put this strategy together.

Today when you buy insurance from any independent agent out there (whether if they're life only, life and securities, etc.) you don't really realize it, but you're actually working with a small number of insurance brokerage wholesale operations in the US. They process all of the cases, give all of the insurance advice to the agents(in most cases), deal with the insurance carriers, handle contracting, etc. All the agent does is turn it over to them right away: client --> agent --> life brokerage --> carrier.

Now these life brokerage firms go by several different names, but they essentially mean the same thing: Insurance Marketing Organization (IMO), Field Marketing Organization (FMO), Broker General Agent (BGA), and Managing General Agent (MGA) are all insurance life brokerage agencies. They are all in the business of providing back end support to those with insurance licenses and their segment effectively dominates the insurance industry as practically every agent uses them and almost every carrier sells through them.


This also means that a very small number of insurance firms are actually at the epicenter of all insurance information. The people that work at them know the most knowledgeable insurance agents in very large networks, they have staff that are on a first name basis with the underwriters/case managers at many insurance carriers, out of sheer volume they've processed they know all the health related and process related quirks at the different insurance carriers, etc. They are also much more likely than retail agents to post their carrier list on their website so you can check quickly what carriers any agent that uses them has access to.


For the first time(I think anywhere online) I'm actually suggesting that customers (not agents) call these firms directly for referral or better yet if there is someone at their offices that will do personal production on the side then just use them since you'd likely get more efficient processing than going any other route.

The new method:

Step 1: (assuming term): Go to term4sale.com for quotes from the largest term insurance public aggregator

Step 2: (thanks to RBirns): Go tohttp://nailba.org/,click "Membership", and "Member Search". Pick your state (or potentially near by state(s) and click "apply". You will see a surprisingly small number of firms listed for an entire state. That is likely at least 50% if not 75% of the life brokerages in that state (not all pay for membership apparently).

Step 3: Go to each companies website where you will see information targeted not to attract insurance customers, but to attract agents. And usually there is a place on the website to view their carrier list and typically if there isn't you should be able to find the parent firm somewhere on their website (Crump, CPS, Brokers Alliance, LifeMark, Partners Advantage, Dunhill, etc. that are the national life brokerage firms). From there you can compare the best term results from term4sale.com with the carrier list they have on their website. You also may be able to pick up certain details about the types of agents that would pick such a place to handle their backroom. Do they mention having their own underwriters on staff? Do they provide support for advanced markets cases(that is code for they have smart people on staff)? Do they have template medical questionnaires on their website(if you have health issues that is a pretty good sign that they actively try to screen carriers based on how they look at particular health issues)? Do they mention "informal underwriting" on their website or mention that they order parameds on their website (valuable if you have health issues and you're above certain medium sized premium thresholds--think like $1.5-2+ million term insurance).

Step 4: Once you've picked out a couple life brokerage firms that seem appealing call them directly. Since this has never been done in mass before I can't attest to how this is going to go in every case, but I think it should work just fine. Just to make sure you don't get odd responses I would say/do one of the following:
--Look up on their website to see if there is a list of names/titles, etc. and if any of them say "wholesaler", "marketing", "sales support", or something like that then just ask for that person.
--"Hi do you have a wholesaler available right now by any chance?"
--"Hi can I get sales support, please?"

If you just say you're a customer and not an agent to the first person that picks up it's possible a receptionist could say something dumb like "we only work with agents here not customers."

Wait until you have a wholesaler on the phone to explain you're a life insurance customer "and that it was suggested to call a life brokerage directly since they're the ones that know the business the best and know everybody. So if anybody at your office is interested in processing a personal production term case(or whatever product you're interested in) that would be great otherwise I can take a referral to one of your agents who you think is [state desired quality such as easiest to work with, most knowledgeable, least pushy, etc.]. Most life brokerage wholesalers probably work with at least 150 insurance agents so their networks are pretty wide and that is just 1 wholesaler at 1 of these firms. If they have 4 wholesalers than that little office probably has at least 600 around the country.


A few additional points. If you are:
1) A normal small term case without any known health issues: You're probably looking for signals on their website of good case management at the firm. For you the best possible situation is to probably land someone at the office to take your case on the side. Why? Because the guy/gal is probably only one cube over from the case manager that processes everything and this is likely a nice little bonus commission to a person that either is salaried or doesn't make much override commission on each wholesale(as opposed to retail) case run through. This means that you're case will probably process in record time because it'll be the wholesaler's #1 priority who will probably bother the case manager daily about having everything go through as fast and smooth as possible.

2) A larger term case with known health issues:You're looking for references to informal underwriting or "ordering their own parameds" on their website. If they mention that it means they will in certain cases take possession of the health records. If they do that then that means they have the capacity to submit them informally to a bunch of carriers and get health classes/ratings back from each of the carriers. If you have health classes/ratings from carriers than you no longer have just "quotes" you have the actual end prices. Then they can compare the best end prices and have the client resubmit an app one more time to the carrier that gave the best price and they take the records and paramed from the first application (to somewhere else) and submit that to this carrier for very quick turnaround. The nice thing being that you don't have to do underwriting/physical/etc. a second time.

An analogy of this would be applying to ABC bank and getting one hard pull and then being able to take the credit report from ABC bank and sending this to as many banks as you liked to see if what they would hypothetically give such a person. Then knowing the exact terms of every bank you submitted to you then pick the one you want and apply only with them. The only difference of course being that medical underwriting sucks a lot more than a hard pull for credit.

3) A smaller term case with known health issues:You want references to health/underwriting questionnaires, "underwriting guides", "underwriting tools", etc. on the life brokerage's website. It's a signal that they'll at least attempt to screen for carriers that are likely to be more forgiving of whatever health issue you have. But since it's a smaller case the carriers wont participate in informal offers so they can't do what is mentioned in #2. This is also a case where you likely will receive a financial benefit if you work directly with a person at the physical life brokerage. Why? Because these people are practically the only people in the country that "build up favors" with insurance carriers. I.e. in certain cases they can really bring pressure on a senior underwriter to move a client from one health rating to another. They typically only can get away with really pushing a few times a year (as opposed to only sort of token pushing because they have a pissed off agent that has written only 3 cases with them on the phone). Guess what if it's their own personal retail case they'll push a lot harder than if it's wholesale case with an agent they're working with.

4) Business/Estate/Trust case: You want references to advanced markets on their website. If it's something ongoing like COLI, BOLI, deferred comp, etc. you want to ask them who they use for an advanced markets TPA. If they say they are their own advanced markets TPA then ask if they provide ongoing reporting services to the companies. If they say no than ask them if they work with an advanced markets TPA that does (regardless if you need it). Also, if you're a big Business/Estate/Trust than M Group needs to be one of the life brokerage firms in the mix since they're basically the only major life brokerage in the business (that I'm aware of) that has been granted proprietary carrier pricing instead of just proprietary access that many advanced markets TPAs are capable of getting.
Discussion Deals
g: 1 Posted By: labboypro
Views: 366 Replies: 1 http://www.lowes.com/pd_518739-34252-PCCK405N4_4294684028%2B4294...Item is $98 on clearance. Use coupon code470000000021460 at checkout for 10% off ($88.20). Use ebates for 2% CB.

Order online for store pickup. There are a few dozen at stores in my area and a few other random ZIP codes I tested.

4-Tool 18-Volt Nickel Cadmium (Nicd) Motor Cordless Combo Kit

Includes circular saw, drill/driver, reciprocating saw, flashlight, double-ended screw driving bit, 6-1/2-in circular saw blade, 6-in wood cutting blade, 2 NiCd batteries and charger
Circular saw has a 6-1/2-in blade and 50 bevel for greater and more efficient cutting capacity
Reciprocating saw delivers 3,000-SPM for fast cutting
Flashlight has a 5-watt bulb providing up to 5 hours of run time
Batteries recharge in 3 hours
3-year battery warranty
3-year tool warranty

Tools Deals

Lowe's Coupons
Shopping Life Insurance Tutorial Update
Added on : Thursday July 24th 2014 01:00:06 PM
g: 1 Posted By: dshibb
Views: 12 Replies: 0 Carryover from discussion elsewhere and big thanks RBirns who referenced the last important piece to put this strategy together.

Today when you buy insurance from any independent agent out there (whether if they're life only, life and securities, etc.) you don't really realize it, but you're actually working with a small number of insurance brokerage wholesale operations in the US. They process all of the cases, give all of the insurance advice to the agents(in most cases), deal with the insurance carriers, handle contracting, etc. All the agent does is turn it over to them right away: client --> agent --> life brokerage --> carrier.

Now these life brokerage firms go by several different names, but they essentially mean the same thing: Insurance Marketing Organization (IMO), Field Marketing Organization (FMO), Broker General Agent (BGA), and Managing General Agent (MGA) are all insurance life brokerage agencies. They are all in the business of providing back end support to those with insurance licenses and their segment effectively dominates the insurance industry as practically every agent uses them and almost every carrier sells through them.


This also means that a very small number of insurance firms are actually at the epicenter of all insurance information. The people that work at them know the most knowledgeable insurance agents in very large networks, they have staff that are on a first name basis with the underwriters/case managers at many insurance carriers, out of sheer volume they've processed they know all the health related and process related quirks at the different insurance carriers, etc. They are also much more likely than retail agents to post their carrier list on their website so you can check quickly what carriers any agent that uses them has access to.


For the first time(I think anywhere online) I'm actually suggesting that customers (not agents) call these firms directly for referral or better yet if there is someone at their offices that will do personal production on the side then just use them since you'd likely get more efficient processing than going any other route.

The new method:

Step 1: (assuming term): Go to term4sale.com for quotes from the largest term insurance public aggregator

Step 2: (thanks to RBirns): Go tohttp://nailba.org/,click "Membership", and "Member Search". Pick your state (or potentially near by state(s) and click "apply". You will see a surprisingly small number of firms listed for an entire state. That is likely at least 50% if not 75% of the life brokerages in that state (not all pay for membership).

Step 3: Go to each companies website where you will see information targeted not to attract insurance customers, but to attract agents. And usually there is a place on the website to view their carrier list and typically if there isn't you should be able to find the parent firm somewhere on their website (Crump, CPS, Brokers Alliance, LifeMark, Partners Advantage, Dunhill, etc. that are the national life brokerage firms). From there you can compare the best term results from term4sale.com with the carrier list they have on their website. You also may be able to pick up certain details about the types of agents that would pick such a place to handle their backroom. Do they mention having their own underwriters on staff? Do they provide support for advanced markets cases(that is code for they have smart people on staff)? Do they have template medical questionnaires on their website(if you have health issues that is a pretty good sign that they actively try to screen carriers based on how they look at particular health issues)? Do they mention "informal underwriting" on their website or mention that they order parameds on their website (valuable if you have health issues and you're above certain medium sized premium thresholds--think like $1.5-2+ million term insurance).

Step 4: Once you've picked out a couple life brokerage firms that seem appealing call them directly. Since this has never been done in mass before I can't attest to how this is going to go in every case, but I think it should work just fine. Just to make sure you don't get odd responses I would say/do one of the following:
--Look up on their website to see if there is a list of names/titles, etc. and if any of them say "wholesaler", "marketing", "sales support", or something like that then just ask for that person.
--"Hi do you have a wholesaler available right now by any chance?"
--"Hi can I get sales support, please?"

Then once you have that person explain you're a life insurance customer "and that it was suggested to call a life brokerage directly since they're the ones that know the business the best and know everybody. So if anybody at your office is interested in processing a personal production term case(or whatever product you're interested in) that would be great otherwise I can take a referral to one of your agents who you think is [state desired quality such as easiest to work with, most knowledgeable, least pushy, etc.]. Most life brokerage wholesalers probably work with at least 150 insurance agents so their networks are pretty wide and that is just 1 wholesaler at 1 of these firms. If they have 4 wholesalers than that little office probably has at least 600 around the country.


A few additional points. If you are:
1) A normal small term case without any known health issues: You're probably looking for signals on their website of good case management at the firm. For you the best possible situation is to probably land someone at the office to take your case on the side. Why? Because the guy/gal is probably only one cube over from the case manager that processes everything and this is likely a nice little bonus commission to a person that either is salaried or doesn't make much override commission on each case run through. This means that you're case will probably process in record time because it'll be the wholesaler's #1 priority who will probably bother the case manager daily about having everything go through as fast and smooth as possible.

2) A larger term case with known health issues:You're looking for references to informal underwriting or "ordering their own parameds" on their website. If they mention that it means they will in certain cases take possession of the health records. If they do that then that means they have the capacity to submit them informally to a bunch of carriers and get health classes/ratings back from each of the carriers. If you have health classes/ratings from carriers than you no longer have just "quotes" you have the actual end prices. Then they can compare the best end prices and have the client resubmit an app one more time to the carrier that gave the best price and they take the records and paramed from the first application (to somewhere else) and submit that to this carrier for very quick turnaround. The nice thing being that you don't have to do underwriting/physical/etc. a second time.

An analogy of this would be applying to ABC bank and getting one hard pull and then being able to take the credit report from ABC bank and sending this to as many banks as you liked to see if what they would hypothetically give such a person. Then knowing the exact terms of every bank you submitted to you then pick the one you want and apply only with them. The only difference of course being that medical underwriting sucks a lot more than a hard pull for credit.

3) A smaller term case with known health issues:You want references to health/underwriting questionnaires, "underwriting guides", "underwriting tools", etc. on the life brokerage's website. It's a signal that they'll at least attempt to screen for carriers that are likely to be more forgiving of whatever health issue you have. But since it's a smaller case the carriers wont participate in informal offers so they can't do what is mentioned in #2. This is also a case where you likely will receive a financial benefit if you work directly with a person at the physical life brokerage. Why? Because these people are practically the only people in the country that "build up favors" with insurance carriers. I.e. in certain cases they can really push on a senior underwriter to push someone from one health rating to another. They typically only can get away with really pushing a few times a year (as opposed to only sort of token pushing because they have a pissed off agent that has written only 3 cases with them on the phone). Guess what if it's their own personal case they'll push a lot harder than if it's an agent they're working with.

4) Business/Estate/Trust case: You want references to advanced markets on their website. If it's something ongoing like COLI, BOLI, deferred comp, etc. you want to ask them who they use for an advanced markets TPA. If they say they are their own advanced markets TPA then ask if they provide ongoing reporting services to the companies. If they say no than ask them if they work with an advanced markets TPA that does (regardless if you need it). Also, if you're a big Business/Estate/Trust than M Group needs to be one of the life brokerage firms in the mix since they're basically the only major life brokerage in the business (that I'm aware of) that has been granted proprietary carrier pricing instead of just proprietary access that many advanced markets TPAs are capable of getting.
Discussion Deals
g: 0 Posted By: labboypro
Views: 174 Replies: 0 http://www.lowes.com/pd_518739-34252-PCCK405N4_4294684028%2B4294... Item is $98 on clearance. Use coupon code470000000021460 at checkout for 10% off. Use ebates for 2% CB.

Order online for store pickup. There are a few dozen at stores in my area and a few other random ZIP codes I tested.

=13px4-Tool 18-Volt Nickel Cadmium (Nicd) Motor Cordless Combo Kit

Includes circular saw, drill/driver, reciprocating saw, flashlight, double-ended screw driving bit, 6-1/2-in circular saw blade, 6-in wood cutting blade, 2 NiCd batteries and charger
Circular saw has a 6-1/2-in blade and 50 bevel for greater and more efficient cutting capacity
Reciprocating saw delivers 3,000-SPM for fast cutting
Flashlight has a 5-watt bulb providing up to 5 hours of run time
Batteries recharge in 3 hours
3-year battery warranty
3-year tool warranty

Tools Deals

Lowe's Coupons
g: 0 Posted By: jskins
Views: 90 Replies: 0 Rollerblade Solo Tribe HD Inline Skates (Black/Red)- $81.73 with free shipping at REI Outlet. *2012 Closeout item*

Plastic Base
Nylon Frame Material
Plastic Boot Material
Molded foam inserts
Sneaker style laces
(Front and Rear) 60 (Middle) 42-mm. Wheel Diameter
88a Wheel Durometer
SG7 Bearings
Rockering
4 Wheels
USF Interchangable Frame Length

Last time these were postedin the forum (a few weeks ago) they were on sale for $120.
Puma Semi Annual Sale: Up to 50% Off + Extra 20% Off
Added on : Wednesday July 23rd 2014 09:00:11 AM
g: 0 Posted By: ShoppingChick
Views: 198 Replies: 0 Puma Semi Annual Sale has Up to 50% Off + Extra 20% Off(discount applied in cart). Shipping adds a flat-rate of $7.00 or get free shipping on orders $75+. Offer expires 7/27/2014.

A few notables:

Archetype Heritage Backpack- $19.20
Women's Zip-Up Hoodie- $33.60
Suede Chemical Comic Kids Sneaker - $21.60

Clothing Deals

Puma Coupons
Trademark Registration question
Added on : Wednesday July 23rd 2014 08:00:11 AM
g: 0 Posted By: reverseorder
Views: 122 Replies: 2 My wife and I are working on a startup in fashion design industry. We will design and sell exclusive clothes. We are working as a freelancers for 5 years now and we are thinking to make it an official business. After establishing the LLC, we would like to trademark our brand name, logo and domain name. We asked few lawyers but they told us they don't deal with trademark as it is very complex process. We greatly appreciate if FWs can provide us any kind of advice or suggestion on what to do to get trademark registered. Thanks.
Personal Finance Deals
Igloo 100 quart Cooler $29.98 Target Clearance YMMV
Added on : Tuesday July 22nd 2014 01:00:02 PM
g: 0 Posted By: Joelrules000
Views: 198 Replies: 0 Saw an Igloo 100 quart cooler on clearance at my local Target in Florida for $29.98 marked down from $59.99. Picked one up, they had a few left.

It's the quick and cool model which has the small access door at the top. It says it's a five-day 145 can cooler. I couldn't find a SKU on mine, but the clearance sticker has the number 091 01 0202. YMMV
Sports & Outdoors Deals

Target Coupons
g: 0 Posted By: remick
Views: 138 Replies: 0 PLAY The Discipline Solution: A New System Motivates Children to Do Chores while Teaching Life Skills & Self Discipline WITHOUT Cash or Spanking
http://www.amazon.com/PLAY-Discipline-Solution-Motivates-Childre...

5.0 out of 5 stars (9 customer reviews)

This ready-to-use kit is a job, financial & legal system that teaches children life-skills & self-discipline while giving parents an easy way to discipline children.

For Parents:
Strengthens respect without resentment
Transforms conflict into cooperation
Provides structure with rules and boundaries
Fosters encouragement instead of demands
Implements discipline without spanking or yelling
An on-the-spot tool to organize & manage chaos

For Children:
A fun & easy way to learn
Teaches money management, math & life-skills
Raises accountability & self-discipline
Nurtures a sense of pride with independence
Deflects disagreements & false sense of entitlement
Provides a way to earn all privileges
Inspires thinking before acting
Moderates unhealthy things such as the use of video games, computers, sweets, & more.


According to the Clark University Poll of Parents of Emerging Adults --

"74% of parents say they provide financial support to their 18-29 year old children."

This may be due to the "Entitlement Epidemic" that we've recently been hearing about.


This kit was created to help decrease the issue of entitlement. It will help kids learn money management, life-skills, self-discipline and math at the same time. It helps children gain responsibility for their actions without the parent feeling the need to spank or stress so much.

The system within this book is based upon the job, monetary and legal system that adults operate within today; and it's been broken down to a child's level. It gives hands on experience to children while teaching them about self-sufficiency, life-skills, money management, earning and moderation. by bringing real life responsibility to a child's level of understanding.

This toolkit provides motivation for kids to help out with household chores and to take on responsibilities independently -- without paying a cash allowance.

Once you begin using this system, you can say 2 words that in most situations will get your kids to listen to you almost instantly.

The toolkit includes charts for chores as well as a pay, price, and fine lists, facts, rules, currency, and discipline tips for parents. Everything has a set pay, price and fine. Everyone with kids or planning on having kids can benefit from this system.

The charts make it simple to start using immediately and kids love the idea of it too.

Research and studies have been done to make this system cater to a child and parent's needs. It's been tested, tweaked and rewritten many times over the last few years to narrow things almost down to a science.

Having the knowledge of life-skills and money management are just as important as the things children learn in school because the job market and financial world is ever changing and becoming more and more competitive every day. It's essential for children to start learning life skills as soon as possible, so they can have a jump start on how things work in the real world. If they don't learn these essential life-skills now, their life and yours may be harder now, and later down the road. This is why I felt the need to share this system with the world.

Let's arm our children with tools for success; while you gain some relief. This book and kit is a positive and educational solution. PLAY "The Discipline Solution" Really does work.
Totally Free Deals
g: 0 Posted By: Savvymommy03
Views: 85 Replies: 0 Tommy Hilfiger cuts an Extra 50% Off on Sale and Clearance items with Coupon Code: THJUL50. Shipping adds $7.95. Get free shipping on Kids orders $100+ or $150+ for everything else. Deal ends August 4th.

A Few Notable Items:

Tommy Hilfiger Women's Cabana Stripe Maxi Dressfor $59.99 - 50% Coupon Code: THJUL50 = $29.99
Tommy Hilfiger Men's Pacific V-Neck Sweaterfor $44.99 - 50 % Coupon Code: THJUL50 = $22.50
Tommy Hilfiger Boys Fashion Rugby for $36.99 - 50% Coupon Code: THJUL50 = $18.50
Tommy Hilfiger Palm Springs Sheet Set starting at $49.99 - 50% Coupon Code: THJUL50 = $24.99 - $29.99

Clothing Deals

Tommy Hilfiger Coupons
g: 0 Posted By: AJR
Views: 170 Replies: 0 I received a Florida Tax Information Publication (T.I.P.) Flyer for the "2014 Back-to-School Sales Tax Holiday" that will be going on August 1st - 3rd. I know some other states also hold these "Tax-Free Back to School Events" as well, but for now, this is the only one I know of.

During this holiday period, Florida law directs that no sales tax or local option tax (also known as discretionary sales surtax) will be collected on purchases of:
Clothing, footwear, and certain accessories selling for $100 or less per item,
Certain school supplies selling for $15 or less per item, and
Personal computers and certain computer-related accessories on the first $750 of the sales price, when purchased for noncommercial home or personal use.

For complete details and to see the flyer, go to the Florida Department of Revenue site and click on "Sales Tax Holiday Aug. 1 - 3, 2014" under Current Topics to get the PDF with all the details.

Always nice to save a few bucks on tax when buying the back to school stuff.
Back to School Deals
FREE Shutterfly 8x8 Photo Book, shipping not included
Added on : Monday July 21st 2014 06:00:09 PM
g: 0 Posted By: cybersherri
Views: 218 Replies: 1 This is my first post, so please be kind if I posted this in the wrong forum.

I received a coupon atcheckoutfrom Vons (aka Safeway) for a FREE SHUTTERFLY 8x8 PHOTO BOOK ($29.99 value)

The coupon details say: Visit shutterfly.com/grocerypb. OFFER EXPIRES AUGUST 10, 2014 (11:59pm PT). Offer is good for one free 20-page 8x8 hard photo cover photo book through Shutterfly.com or the Shutterfly Photo Story app for iPad. Offer cannot be redeemed more than once per account and/or billing address. Taxes, shipping and handling will apply. See website for terms and conditions.

The Promo Code is: CT9C4R5JVVZZ9VAKMV.




Totally Free Deals
First Gear Motorcycle jacket $30 net after giftcard
Added on : Monday July 21st 2014 01:00:04 PM
g: 0 Posted By: LORENW
Views: 215 Replies: 0 Motorcyclegear.com
Having trouble viewing? Open in a web page by clicking here. Almost Free #29

FirstGear Rush Mesh Jacket,Net Cost Just $29.95!Summer is coming to an end, so we thought we'd throw out a red hot deal while you can still get some use out of your summer gear this season! The deal is: Buy this jacket for $179.95 plus shipping and you'll get a $150 gift card in return to use towards a future purchase, so your net cost is just $29.95 plus shipping! This jacket went on closeout a few weeks back. We like this product and decided to buy the whole lot. That's how I can offer you this great "Almost Free" deal today. But it won't go on for long... so hurry!The Rush Mesh Jacket is designed for hot weather use. The entire shell of this jacket is constructed of flow through mesh material so youll get the most flow possible out of a protective jacket. I find that wearing a full mesh jacket like this will also help protect from sunburn and windburn. This jacket also has a removable windproof/waterproof full sleeve liner. When things cool off a bit, you can install the liner to widen the comfort temperature range. And with a layer underneath you could wear this jacket down to cool temperatures.









Nearly every size available in mens Small thru XXXL in these three colors. Tall sizes are available too!

Fine Print: Here are details on how the Promo Gift Cards are issued. You can request the gift card as soon as you've received your order and confirmed you will be keeping it (not exchanging or returning). If you don't make an early gift card request, it will be automatically issued in 30 days.

Restrictions for this Almost Free Sale:
1) We do not allow you to purchase this product with a Gift Card issued as a result of this sale or any prior "Almost Free" sale (our cart will allow it, but we will subsequently cancel the order, so please don't make us jump through that hoop!);
2) Likewise, you cannot purchase this or any future "Almost Free" sale item(s) with the Gift Card issued as a result of this sale;
3) Orders not eligible for free shipping. Shipping charges apply to all shipments from our TX warehouse including this jacket. You may add extra merchandise, but shipping will be charged. Merchandise shipping from other locations is eligible for free shipping (if over $89);
4) Any percentage off coupons you may hold may not be applied to the purchase price of this item (although other items in your order may be discounted if not otherwise excluded by brand);
5) This sale is for our private customers/consumers. Purchases from resellers are not welcome and will be cancelled. Limit 2 per customer please!

Your cooperation is appreciated:There are a lot of outstanding Almost Free gift cards. Admittedly, we don't have special software in place to prevent an order from being placed with a previous Almost Free gift card, but we do manually screen all orders placed using store credits. So please, save us both some time and don't use those previous Almost Free Gift cards!


Here's Why You'll Love Shopping With Us: Expert Product ReviewsFree Shipping/Easy ReturnsGreat CloseoutsEarn Cash, Sell Used Gear in the Customer's Closet

Personal Customer Support
Family Owned/Operated for 15 Years
Thanks for your business!

Paul Thompson, OwnerMotorcycleGear.com
New Enough, LTD
405 Clovis Road, Unit 83
Shallowater, TX 79363


Corp To Corp versus 1099 Sole Prop Consulting? Pros/Cons?
Added on : Sunday July 20th 2014 07:00:07 PM
g: 0 Posted By: robronson
Views: 33 Replies: 0 I'm currently doing 1099 consulting. I've considered doing Corp To Corp (C2C) consulting such that I can form an S-Corp, hire myself as a W2, pay for things such as HSA Contribution pre-FICA tax, retain some of the money in the business to avoid SE Tax, and also to enroll in state unemployment because I believe my line of work will be dying out in the next 6 to 36 months. I see UI as a net positive given the tax-deductible cost of enrolling a single employee compared to 6 months of payouts when my consulting work eventually dries up.

Further, I work through third-party consulting firms through a loose relationship where they land me gigs, and a few of these consulting firms do not offer 1099 relationships, only W2 (through them) or C2C. I refuse to be someone else's W2.

Third point is I started a thread earlier this year that fizzled out, where I suggested it may be beneficial to have two separate entities to perform consulting through, such that you may be able to reduce state income tax. For example, perhaps you can do work in NY/CA through your S-Corp, max out your HSA contribution, Employee and Employer 401k Contribution, etc, through that S-Corp, and then the second part of the year, if you do work in TX/FL, you do it through your Sole Prop without any deductions. In theory, if you did everything through one entity, you'd have to reduce your 401k contributions/etc across all income equally such that you only get to deduct a portion of your deduction against your NY/CA income versus if you separated entities, you could say the S-Corp got all of those tax benefits and reduce taxes owed to the high-income tax states.

Fourth point is the ability to mess with income tax withholding through your S-Corp. Suppose you work Jan through August as a 1099 and decide to pay nothing in quarterly taxes. But then you withhold your entire paycheck from your W2 September through December and mail those to the IRS biweekly. I know married couples do this trick where husband does 1099 and underpays quarterly taxes and wife adjusts her withholding the last few months of the year to compensate. No penalties. Not sure if this works as an individual.

My biggest concerns with using an S-Corp are:

1) If I have to register as a foreign entity in each state I do consulting in. That seems like a hassle, and expensive. I think California was $500 to register as a foreign entity per year. I am nearly certain as a sole prop this is not necessary.

2) How difficult doing payroll for myself as a W2, filing UI payments with the state, etc. I've never used an accountant. I prefer learning things myself and handling as much as I can, and so far as a 1099, it's cake. I prefer this because as a true fatwalleteer, I use my understanding on a daily basis to plan the year out. I don't wait until April of the following year to talk to my accountant only to learn I should have done something differently the previous year. Doing things myself has a huge net positive benefit that exceeds the cost savings of paying for the accountant.

3) Anything else I missed?

Tax Deals
g: 0 Posted By: remick
Views: 31 Replies: 0 http://www.amazon.com/dp/B00AFYBRTY/

4.8 out of 5 stars (12 customer reviews)

Mind Mapping for Kids helps elementary school students develop higher-level thinking and improve their reading comprehension using mind maps and eight reading comprehension strategies.

KEY FEATURES

Learn mind map basics in a few hours and start mind mapping in a day.

- Written by a mind mapper and features mind maps by other mind mappers.
- Includes over 50 mind maps created with over 10 different mind mapping programs.
- Full case study on reading comprehension using mind maps.

DESCRIPTION

We are all visual learners, at least in part. We absorb information visually more than in any other way. Yet, visual literacy is mostly missing from mainstream education. So, how can elementary school students visually represent information and ideas to improve their ability to build on what they already know, think critically, and learn meaningfully?

This question is the central theme of Mind Mapping for Kids. MMFK offers elementary school teachers a blueprint for how to introduce mind maps in their classrooms to help students think more rigorously and increase engagement by transforming linear, static information into connected, dynamic maps.

Part I of the book discusses the fundamentals of mind mapping for teachers, parents, and students. Part II demonstrates how to use mind maps and the eight reading comprehension strategies to help students develop critical thinking and better comprehend what theyre reading. Part III provides 15 examples of mind mapping uses in school and at home and 5 templates to use in the classroom.

Give mind maps a try. They can be used independently or in conjunction with other literacy instruction programs. Either way, they will bring fun and excitement to the classroom while simultaneously improving thinking, reading, and learning.

FREE BONUS

To help you get started with mind maps, each book also comes with a free 6-month trial of ConceptDraw, DropMind, Inspiration, MindMeister, or XMind Pro. To get your free download code, e-mail the author with your proof of book purchase and program preference.
Books & Magazines Deals
g: 1 Posted By: wwinters
Views: 293 Replies: 0 So as I've said before, the group I foster for prefers I give all the kitties Wellness caned food. This is the lowest price I've seen it:12 can case $23.40, Subscribe and Save 15% off (I bought 4 cases of different flavors then one other S&S item) making it $19.98 per case. These are the large dog food sized cans. The 5.5 oz cans are on sale also but not as cheap per oz.
Chicken
Chicken and Herring
Beef and Chicken
Turkey
Camelcamelcamel shows it's been this price for a few months but it's the lowest it's ever been on Amazon.

Pets Deals

Amazon Coupons
Verizon FiOS - Free speed upgrade and more new offers
Added on : Sunday July 20th 2014 05:00:02 PM
g: 0 Posted By: BADADVICE
Views: 62 Replies: 0 1. Verizon is giving a free upload speed upgrade to all FiOS customers. Your upload speed will automatically be upgraded to match your current download speed. (e.g. if you are currently on a plan that offers 50 mb/s download and 25 mb/s upload, you will now receive 50 mb/s upload for free). This upgrade will be rolled out over the next few weeks starting Monday, 7/21. You might get the upgrade sooner if you sign up for the free "My Rewards" program from the My Verizon website.
Details about this free upgrade

2. Click the Add/Upgrade Services link from the My Verizon website to view the offers/bundles available to you. Some customers have reported some very good offers, giving more internet speed while lowering their monthly bill. Not all members receive these offers and the are separate from the free speed upgrade.


My Verizon Link
Wellness 12 1/2 oz caned cat food case as low as $19.98 Amazon S&S
Added on : Sunday July 20th 2014 04:00:03 PM
g: 0 Posted By: wwinters
Views: 147 Replies: 0 So as I've said before the group I foster for prefer I give all the kitties Wellness caned food. This is the lowest price I've seen it:12 can case $23.40, Subscribe and Save 15% off (I bought 4 cases of different flavors then one other S&S item) making it $19.98 per case. These are the large dog food sized cans. The 5.5 oz cans are on sale also but not as cheap per oz.
Chicken
Chicken and Herring
Beef and Chicken
Turkey
Camelcamelcamel shows it's been this price for a few months but it's the lowest it's ever been on Amazon.

Pets Deals

Amazon Coupons
If I can't clear 10 per year, I'd rather hold gold with that money
Added on : Sunday July 20th 2014 11:00:08 AM
g: 0 Posted By: nicj4070
Views: 31 Replies: 4 We've averaged 5% per year inflation, since I started watching it in 1970. Gas was 40c a gallon, folks. A new Colt gov't model .45 was $135, rent was $50 per month, at most. A brand new, 400+ Cubic inch car, with AC, etc, was $4000, Ford or Chevy.

So any "investment" that doesn't make 6% minimum (before tax) is just losing money. Sure, gold CAN take a nose dive, but it can also double in price in a very few years, too. In 2004, I bought gold at $450 an oz. It went all the way to $1800, fell off, found support at $1200 an oz, and has been $100 or more over that price ever since. A lousy5% (after tax and inflation) just aint worth tying up much money into.
Investing Deals
g: 0 Posted By: jskins
Views: 172 Replies: 0 Today Only - The Limited: 60% Off Dresses & Skirtsusing coupon code DAYONE with free shipping on $125+ (or $8.95)

A few notables:

Lace Sheath Dress- Was: $108.00 Now: $43.20
Crochet Lace Pencil Skirt- Was: $69.95 Now: $27.98
Scarf Print Shift Dress(pictured) - Was: $89.95 Now: $35.28

Clothing Deals

The Limited Coupons
g: 0 Posted By: flyhighutah
Views: 97 Replies: 0 Amazon
LINKRed
LINKBlue
LINKBlack

Mixed reviews on Amazon, I personally owned this and really satisfied with the performance. I paid $12 few month ago.
g: 2 Posted By: VivYip
Views: 313 Replies: 2 the Target ad for 7/20 has a few decent back to school items

front page
0.99 items
-elmer's 6pk glue stick
-up&up 12pk colored glue sticks
-sharpie 2pk fine or ultra fine
-Mead 70 sheet composition or spiral bound notebook
-Mead 5-star 4 pocket poly folder
$8 Texas instruments TI-30XIIS scientific calculator
$7 lexar 16gb usb drives

backpacks
$25 trans by jansport backpacks
$20 ipack or double dutch club
$30 grip by High Sierra or ful
$12 licensed backpacks
$8 lunch gear

other BTS items
$2 items
-up&up 1" deluxe D-ring binder
-up&up 24 tc washable crayons
$1.50 items
-up&up 1 subject 100 sheet notbook colege or wide ruled
-Mead five star poly folder
$4 up&up 216 pc office accessory value pack
0.99 up&up 8ct mechanical pencils
$5 items
-pilot G2 5ct roller pens
-scotch magic 2pk tape
$12 sharpie 15 ct permantne marker set with display case

clothing
$16.99 wrangler men's regular or relaxed fit jeans

Hanes
-9.50 6+2pk cotton panties
14.49 v-neck t-shirt or boxer briefs
7.49 boys socks, tees, girls panties
$12 2pk seamless bras
buy 1, get 1 50% off Hanes premium items

college shop(?)
$16 items
-XL twin sized romme essentials reversible comforter or blanket
-XL twin sized T-shirt soft jerset sheet set


coupons in ad
$10 off $50 home purchase coupon (for coupon delivered to your smartphone, text DECOR to Target (827438)
$5 off $15 personal care purchase
$15 off $50 dog/cat purchase

other?
$35 sunbeam 0.7 cubic ft microwave
upto 15% digital gift cards at Target.com
$7.49 tide laundry 69oz 36 load or 75ox 48 load
$6.99 fabric card downy 120 load or bounce 200ct
$10.39 cascade complete 43-60ct action pacs

I only noticed this stuff due to the back to school items... (i usually pay more attention to office supply and Newegg stuff, so I'm not that familiar with what might be hot from Target) links will hopefully be added tomorrow if possible

Hope this might help someone. Thank you for reading.
Electronics Deals

Target Coupons
g: 0 Posted By: remick
Views: 48 Replies: 0 http://www.amazon.com/Speed-Math-Bible-electronic-mathematical-e...

How about a book that will explain you how mathematics can give you countless strategic tools to let you earn more money, do better and better at work, improve your study, get back into shape and be always at your best?

How about a book that can show you how to bring destiny on your side in gambling games like Poker and Blackjack just with a couple of mental sums?

How about a book that can easily teach you to sum, divide, multiply even between 5-figure numbers in 10 seconds?

Well how about taking a look at "The Speed Math Bible"? Directly from the years-long research of two software engineers, a revolutionary book that will show you mathematics from a completely new point of view. You'll rapidly learn how to perform extremely complex calculations within a few seconds, you'll acquire precious key-competencies for the academic and business world and you'll see how many priceless strategic tools for the everyday life can be built just by using the simple mathematics you learnt at school. Game theory, Probability Theory, Vedic Mathematics, War strategy, ancient cultures and modern studies will weave themselves together in a volume you'll hardly forget and you'll always want to keep in your library!
g: 0 Posted By: remick
Views: 56 Replies: 0 http://www.amazon.com/dp/B0084JDD44/

Here are the chapters in Volume I. They'll give an idea of how far this segment will take you:

Introduction
Chapter One - The Basics
Chapter Two - Game Selection (Rule/Number of Decks/Penetration)
Chapter Three - Basic Strategy
Chapter Four - The Running Count
Chapter Five - True Count Conversion
Chapter Six - Betting Basics
Chapter Seven - Advanced Strategy

Hype...

The radically new information is in Volume II and III, but there's new stuff mixed into "the fundamentals" that I've never seen in print.

The riddle of five and six...
What they didn't tell us about penetration...
How to calculate blackjack frequency...
How to convert the true count to the quarter deck in two deck...
How to convert when a fourth or half deck is burned off the top...
Another look at those "other players"...
Advantage doubles as distance is halved...
Standard deviation simplified...
How long we can be behind...
Depth charging taken a few steps further...
Reebok Outlet Coupon: Extra 40% Off Select Basketball Shoes
Added on : Saturday July 19th 2014 04:00:07 AM
g: 0 Posted By: ShoppingChick
Views: 100 Replies: 0 Reebok Outlet is offering an Extra 40% Off Select Basketball Shoeswith coupon codeJULYRETROfree shipping.

A few notables:

Question Mid Ghost of Christmas Future- $41.98
Shaq AttaqGhost of Christmas Present- $83.98
Sir Jam Mid- $38.98

Shoes Deals

Reebok Coupons
g: 0 Posted By: remick
Views: 110 Replies: 0 http://www.amazon.com/gp/product/B00JOYF70G/

Quite often the students of Architecture get confused during the first few years of their studies in the University. The confusion arises due to a number of genuine reasons. Unlike the jobs of a Chemical or Computer Engineer, the works of an architect is openly seen, understood, appreciated or criticised by the common people. The architects create something which is used by all. Naturally the students of Architecture know or believe that they know about the works of the Architect. But then they discover that the knowledge they are taught or the problems they are assigned during the first few years do not have any resemblance with the works of an architect.

In doing architectural design the architect needs to know and apply the knowledge of a lot of subjects in order to take care of the various aspects of the builtform. Prominent among these aspects are: Visual, Functional, Climatic, Acoustics, Tactile, Olfactory, Cultural, Psychological, Social, Material-related, Structural, Economic, Constructional etc. Of all these, the visual aspect is the first and foremost aspect to learn. The principles of creation of visual beauty have been devised mostly by the artists. In the universities, the teachers of architecture also use those, even though in the contemporary age, the job of the architect is in no way comparable with those of the Artists. In Artists creation and evaluation what matters most is emotion and not logic. On the other hand the Architects design must have logical basis, because design is only a part of their job. The job in its entirety depends upon materialization through construction. This reality demands that the principles for creation of beauty followed by the Architects should be different more of logic-based, and not emotion. For the students of Architecture, Composition is the mother subject of creation of beauty. In this book endeavour has been done to present Composition more of a logic-based subject.

If the Architects works are taken to be the light-house to which the students shall proceed, alike the rowing of the boat Composition is the most essential skill to acquire. Some of the thoughts presented in this book are entirely my own and the responsibilities go only to me.

Architecture is a creative subject. No creative subject can in fact be taught to the students. They can only be taught the methods and skills for such creation. The sole purpose for which I have written this book is to make the first learning experience of the students of Architecture enjoyable and pleasant. If the students find it helpful, I shall consider my pains worthwhile.
Books & Magazines Deals
g: 0 Posted By: thedarsts
Views: 183 Replies: 0 If you're in the market for a double-DIN navigation unit with full smartphone integration; this is a pretty sweet deal.
Clarion NX404 for $445 then $100 rebate. Great features and great reviews. (See more details and more reviews atCrutchfield
Amazon NX404 Product Link

Alternatively, there is the NX604 for $665 then $100 rebate but I just bought the last one so you'll have to wait for re-stock. The NX604 adds SiriusXM capability AND a really cool feature called Intelligent Voice, making voice control more user friendly.
Amazon NX604 Product Link

On both of these, be sure to purchase from Amazon, not an Amazon seller.
You'll see it say "Ships from and sold by Amazon.com."
Clarion shows that Amazon is authorized retailer here:Authorized Dealers
Rebate form found here:Rebate

Now for some info on the NX404: (ripped from Crutchfield)Your in-dash multimedia and smartphone command centerWhether you rock an iPhone or Android smartphone, you want a receiver that gives you the most control. Clarion's NX404 navigation receiver not only delivers accurate guidance and a wealth of entertainment options, but it gives you safe ways to integrate your phone so you and your passengers can stay connected on the go.It all starts with the gorgeous 6.2" touch displayThe NX404's 6.2" screen gives you a great view of the receiver's built-in maps of all 50 states, plus Puerto Rico and Canada. You'll have access to over 11 million points of interest, along with 3D mapping that allows realistic views of terrain, buildings, and landmarks in select metropolitan areas. The display also supports "flick" operation, just like your smartphone. Animated menu icons that can be dragged and dropped give your dash a little personality, while allowing you to prioritize functions and A/V sources.Bluetooth for hands-free calls and streaming musicBuilt-in Bluetooth lets you talk hands-free on your compatible phone so you can keep your hands on the wheel. When a call comes in, you can tap the screen to answer the call and hear your caller over the speakers. And you can even stream tunes if your phone or other device supports it. The NX404 features a built-in microphone, or you can add an optional external mic for added clarity during calls in problem vehicles.Android smartphone integrationConnect a compatible Android smartphone to the NX404 with an HDMI cable to enjoy the receiver's Android compatibility, which allows you to see the display of your smartphone right on the receiver's screen. You can do a lot of cool stuff when you're parked, like check out photos and high-definition video, surf the web, and view smartphone apps on the 6.2" display.Clarion caters to the iPhone, tooApple users can enjoy direct iPod and iPhone audio control with a simple USB connection or via Bluetooth. iPhone 5/5c/5s users will need to add a couple of more adapters, including an HDMI cable and anApple Lightning Digital AV Adapterto get full access to audio and video content from their device.Pandora Internet radio as you roamTake your Pandora stations with you run the free Pandora app on your phone and control it from the NX404's touchscreen. You can skip tracks, change stations, and thumbs up/thumbs down songs just like you do online. For the iPhone, you'll need a USB or Bluetooth connection; Android phones control Pandora via Bluetooth.A sound choiceInto full-resolution audio files? The NX404 will play lossless FLAC audio files from your flash drive, so you can enjoy up to 24-bit/192 kHz clarity behind the wheel. Clarion's powerful built-in amp does a great job driving your speaker system. You can choose from four preset tone settings, or make your own using the 3-band parametric equalizer. The subwoofer volume control lets you dial in just the right amount of bass if you've got a sub hooked up, and you've got high- and low-pass filters for further sound customization. Clarion includes a handy remote for additional tweaking.Get connectedThe NX404 boasts myriad connection points beyond the HDMI input. You'll find a pair of USB inputs on the receiver's back panel, useful for plugging in a dedicated MP3 player plus a flash drive, and you can use the front 3.5mm A/V input and rear RCA A/V inputs for hooking up external sources. A dedicated rear-view camera input allows you to add a layer of safety to your travels. Three sets of 2-volt preamp outputs let you add amplifiers and subwoofers to the mix.Fun for the cinematically inclinedEnjoy watching DVDs up front while you're parked, or hook up a video screen in the back so the kids can watch movies as you drive thanks to Clarion's "2-Zone" operation, your backseat gang can watch a video while you and your co-pilot enjoy music up front.Want to keep your car's steering wheel audio controls?In most vehicles, you can use an adapter to connect your vehicle's steering wheel controls to this Clarion stereo. Connect a few wires, then program the adapter for your particular car and the Clarion, and you'll retain the convenience of your steering wheel controls. Check the "Accessories" tab for compatible adapters.iPod/smartphone note:If you're going to use your iPod or smartphone with this receiver, be sure to check "Details" for compatibility information.Bluetooth note:Use of this receiver's Bluetooth features will depend upon your phone's Bluetooth capabilities. Learn more in ourarticle explaining Bluetooth profiles.Highlights:


General features:

DVD/CD receiver with 6.2" touchscreen and AM/FM tuner
fits double-DIN (4" tall) dash openings
internal amp (18 watts RMS CEA-2006/50 watts peak x 4 channels)
built-in Parrot Bluetooth for hands-free calling and audio streaming
built-in iPod, iPhone, and iPad control (see Details tab for model compatibility)

HDMI cable and AppleLightning Digital AV Adapterrequired for viewing video content from Lightning devices
ClarionCCA750cable required for viewing video content from older Apple devices

HDMI compatibility for select Android devices when parked requires optional HDMI adapter
Pandora control through iPhone and Android
plays lossless FLAC audio files from your flash drive
remote control

Navigation features:

maps of United States, Canada, and Puerto Rico, plus 11 million points of interest
text-to-speech announces actual street names at turns
lane guidance and junction view
3D representations of select buildings, landmarks, and terrain

Audio/video features:

plays CDs, DVDs, and USB drives (see Details for full capabilities)
3-band parametric EQ with 4 presets
low- and high-pass filters
bass boost
dual-zone A/V output

Expandability:

inputs: dual rear USB inputs; front 3.5mm input; rear RCA A/V input; rear-view camera input
outputs: 6-channel preamp outputs (2-volt front, rear, subwoofer); video output



Electronics Deals

Amazon Coupons
Lug Sole Chest Wadres for $55.99 from Cabelas
Added on : Friday July 18th 2014 10:00:03 AM
g: 0 Posted By: Omel
Views: 73 Replies: 0 Looks like they are selling fast but a few sizes still up, might be helpful.

http://www.cabelas.com/product/Cabelas-Three-Forks8482-Insulated...
Clothing Deals

Cabela's Coupons
Airline --gt; Hotel Points
Added on : Friday July 18th 2014 01:00:07 AM
g: 0 Posted By: silkp23
Views: 19 Replies: 0 Anyone know which airlines allow miles to be transferred to Marriott or Holiday Inn points? I fly often, but not enough to get status. Basically throwing this points away the last few years.

Thanks!
Hotel Deals
NETGEAR - NeoTV Streaming Player $19.99 @ Best Buy
Added on : Thursday July 17th 2014 07:00:03 PM
g: 0 Posted By: ctgolfer
Views: 104 Replies: 0 Stream movies, TV shows, music, sports, news and more
Expand your entertainment options with hundreds of channels*, plus thousands of movies and TV shows from services like Netflix, Hulu Plus, Vudu, CinemaNow and more.
Navigate your entertainment choices the way you want
Launch your favorite channels with Quick Start buttons on the included remote, or turn your smartphone or tablet into a touch-screen remote with the Android or iOS app.
Set up with a few simple steps
Connect the player to your TV with an HDMI cable (sold separately), and then connect to the Internet wirelessly** or with an Ethernet cable (sold separately).
Support for high-quality video and sound
HDMI connection supports your TV's video quality up to 1080p HD and 5.1 Dolby Digital Plus surround sound.
Wireless connectivity
Built-in Wi-Fi connects to the Internet through your wireless home network.**
Compatible with most TVs
Works with any TV with an HDMI input.

www.bestbuy.com/site/netgear-neotv-streaming-player/6577347.p?id...
TV Deals

Best Buy Coupons
g: 0 Posted By: jisab
Views: 93 Replies: 0 http://www.amazon.com/StorageIdeas-Compartment-Chocolate-Organiz...

was: $69.99
sale: $39.99

features:
*16 durable reinforced cubbies create 16 separate storage cubbies for multiple uses, hold up to 16 pairs of shoes or accessories
*Stackable, Made from durable wipe clean polyester fabric, easy to clean
*Installs easily in just a few quick steps
*Also works great in bedroom for storing scarves, purses, hats, and other accessories, or in home offices and classrooms for bills and school work
*Maximize floor space and be a great dcor to your house
Home & Garden Deals

Amazon Coupons
g: 0 Posted By: ILoveToRead
Views: 101 Replies: 1 If you like Epic Fantasy Genre here are some deeply discounted and even free books (and audiobooks) with links to many platforms. I personally prefer Google Play, but many like Amazon more so I include that plus a few more platforms for those like myself. All but the last one are things I read and recommend. I will add more in a bit either here, wiki or comments.
-----------------------------------------------------------------------------------------

$2.99. Awesome deal given how HUGE the book is (it's 1005 pages, the size of most Trilogies!) , not to mention how good!
The Way of Kings
Brandon Sanderson
4.5 out of 5 on google play

Widely acclaimed for his work completing Robert Jordans Wheel of Time saga, Brandon Sanderson now begins a grand cycle of his own, one every bit as ambitious and immersive.
Roshar is a world of stone and storms. Uncanny tempests of incredible power sweep across the rocky terrain so frequently that they have shaped ecology and civilization alike. Animals hide in shells, trees pull in branches, and grass retracts into the soilless ground. Cities are built only where the topography offers shelter.
It has been centuries since the fall of the ten consecrated orders known as the Knights Radiant, but their Shardblades and Shardplate remain: mystical swords and suits of armor that transform ordinary men into near-invincible warriors. Men trade kingdoms for Shardblades. Wars were fought for them, and won by them.
One such war rages on a ruined landscape called the Shattered Plains. There, Kaladin, who traded his medical apprenticeship for a spear to protect his little brother, has been reduced to slavery. In a war
that makes no sense, where ten armies fight separately against a single foe, he struggles to save his men and to fathom the leaders who consider them expendable.
Brightlord Dalinar Kholin commands one of those other armies. Like his brother, the late king, he is fascinated by an ancient text called The Way of Kings. Troubled by over-powering visions of ancient times and the Knights Radiant, he has begun to doubt his own sanity.

Google Play
https://play.google.com/store/books/details/Brandon_Sanderson_The_Way_of_Kings?id=OHclhBVv-X4C
Amazon Kindle
http://www.amazon.com/Way-Kings-Stormlight-Archive-Book-ebook/dp...
iTunes Bookstore
https://itunes.apple.com/us/book/the-way-of-kings/id376229549?mt=11

Kobo and BN Nook are $8.99 sadly, but proves the point of how hot this is I think.

Also, for those who like audiobooks once you get the Amazon Kindle 2.99 book, they will allow you to buy the audiobook version for $12.99, which is usually a whooping $63.93.
http://www.amazon.com/The-Way-Kin...150&sr=1-1

------------------------------------------------------------------------------------------------------------------------------------------------------

FREE
The Sorcery Code (The Sorcery Code: Volume 1)
4.5 out of 5 on google play
***FREE for a limited time to celebrate the release of The Spell Realm (The Sorcery Code: Volume 2)***
From the internationally bestselling authors who brought you the Krinar Chronicles comes a captivating tale of intrigue, love, and danger in a world where sorcery is entwined with science . . .
Once a respected member of the Sorcerer Council and now an outcast, Blaise has spent the last year of his life working on a special magical object. The
goal is to allow anyone to do magic, not just the sorcerer elite. The outcome of his quest is unlike anything he couldve ever imagined because, instead of an object, he creates Her.
She is Gala, and she is anything but inanimate. Born in the Spell Realm, she is beautiful and highly intelligent and nobody knows what shes capable of. She will do anything to experience the world . . . even leave the man she is beginning to fall for.
Augusta, a powerful sorceress and Blaises former
fiance, sees Blaises deed as the ultimate hubris and Gala as an abomination that must be destroyed. In her quest to save the human race, Augusta will forge new alliances, becoming tangled in a web of intrigue that stretches further than any of them suspect. She may even have to turn to her new lover Barson, a ruthless warrior who might have an agenda of his own . . .

Google Play
https://play.google.com/store/books/details/Dima_Zales_The_Sorcery_Code?id=tOYiAgAAQBAJ&hl=en
Amazon Kindle
http://www.amazon.com/Sorcery-Code-Fantasy-Romance-Intrigue-eboo...
Kobo
http://store.kobobooks.com/en-US/ebook/the-sorcery-code
iTunes Bookstore
https://itunes.apple.com/us/book/the-sorcery-code/id748224494?mt=11
BN Nook
http://www.barnesandnoble.com/w/the-sorcery-code-dima-zales/1117...

If you like audiobooks, in this case, after you get the free book on Amazon, you can get the audio for $1.99 (it's usually $19.99)

http://www.amazon.com/The-Sorcery-Code-Fantasy-Intrigue/dp/B00HK...

-----------------------------------------------------------------------------------------
FREE
The Prince of Ravens (The Exile Trilogy) by
Hal Emerson
The Prince of Ravens has vanished.
4.7 on Amazon
Word spreads quickly from the Fortress of the Empress, through the dark streets of Lucien, and to the far corners of the Empire of Ages. The Children are summoned to the Fortress, and the people talk in muffled whispers, if they dare to talk at all, of secret plots and ancient prophecies. Some say the Prince was murdered, others that he was kidnapped; but underneath it all runs a darker word, one full of terrifying possibility:

Exile.

Rumor begets rumor, and soon the whisper of truth is lost in the swirling winds of growing fear. For the Prince of Ravens is the prophesied Lord of Death, and on his shoulders rests the fate of the Empire.


Amazon Kindle
http://www.amazon.com/The-Prince-Ravens-Exile-Trilogy-ebook/dp/B...
Kobo
http://store.kobobooks.com/en-US/ebook/the-prince-of-ravens
iTunes Bookstore
https://itunes.apple.com/us/book/the-prince-of-ravens/id578065257?mt=11
BN Nook
http://www.barnesandnoble.com/w/the-prince-of-ravens-hal-emerson...
-----------------------------------------------------------------------------------------
The Darkness Abides
5 stars on barns and noble (only 1 review though)
Two men lie adrift at sea, castaway in the search for one's future, and the other in search of his past. When they drift to a land of perpetual darkness designed as an elaborate labyrinth, they begin to realize that they've stumbled upon the path toward what they each seek, but the trail may be more hazardous than they anticipated.
Released initially as a series of short installments, the entirety of this story comprises the length of a full-size novel. Readers who enjoy serialized fiction and dark fantasy with a bit of suspense will enjoy this series.

Google
https://play.google.com/store/books/details/L_Harcroft_The_Darkness_Abides_Vol_1?id=pyTuAgAAQBAJ
Amazon
www.amazon.com/Darkness-Abides-Vol-1-L-Harcroft-ebook/dp/B00IO1P...
Kobo
http://store.kobobooks.com/en-US/ebook/the-darkness-abides-vol-1...
BN Nook
http://www.barnesandnoble.com/w/the-darkness-abides-l-harcroft/1...


Please post your own finds, especially stuff you read and liked!

Books Deals

iTunes Coupons
g: 0 Posted By: jskins
Views: 207 Replies: 1 Seagate Barracuda 3TB 64MB SATA3 HDD (ST3000DM001)- $69.49 using coupon codeNAH133687 + $15 coupon(you will need to enter an email address--if you have used this promo already, you will need to enter a new email address) and $20.00 rebatewith free shipping at Tiger Direct. 4.5/5 stars based on 188 customer reviews.

SATA 6Gb/s interface
64MB cache
7200RPM


The next lowest price for this item from a rated merchant on Google Shoppingis $102.99.

The last time I postedthis item (a few weeks ago) the price was $89.99.
Hard Drives Deals

Tiger Direct Coupons
Job Resignation Timing Dilemma
Added on : Thursday July 17th 2014 08:00:06 AM
g: 0 Posted By: antiorg
Views: 621 Replies: 18 Hello all,

Brief background
Currently a IT Risk Assurance Manager who works for a Big 4 accounting/consulting firm (KPMG, PwC, Deloitte, Ernst&Young), I've been working in the Big 4 for 9 years now, which is much longer than the average time someone "lasts." 7 years at one firm, and 2 years at another (where I currently work). I like the work and people, but sick of the long hours (10+ hour days, work 12-17 hour days between Nov and Feb for report deadlines). Looking to move to an internal role with better work/life balance, or something entirely different where my skills could still benefit me.

Status
Been looking to leave as soon as another good opportunity pops up, but at the Manager level openings pop up less frequently than at the staff level, so it's been a bit of a waiting game for the "right" job to come along, but I know it will come. I want to leave my current position asap, but also don't want to settle for the next mediocre opportunity to come along- it has to be a good one (as far as work/life balance, commute, type of company, details of role). I can also afford to take a significant amount of time off from work, due to the money I've saved, and some other smaller income streams (2 rental properties). In fact, I'd really prefer this- after working for 9 years in the Big 4, I'm pretty burnt out and in a small way have neglected some other aspects of my life- hobbies/interests I've wanted to pursue, travel, family/friends, other business ideas/investments, home projects, etc. Would be great to have a number of months off before starting another job.

Dilemma
I have a bonus of around $10k for past performance (7/1/13-6/30/14) that will be paid out on October 1. Given the above, if I can't find a position within the next couple of weeks (unlikely), I'm am thinking of giving the company my resignation notice of a few months in advance, and telling them I'll be leaving sometime in October. The two main risks I see are:

a) Fear is that they will involuntarily terminate me earlier just so that they don't have to pay me my bonus (which I already earned). However, I may be overstressing this point, since there is a reputational risk to them doing this, plus then I would become eligible for unemployment, which could end up costing them around the same.
b) If I have a break in employment, and I become unemployed for a period of time, I may not be as attractive of a candidate to a future employer. I know I won't have any issues finding a decent job given my resume, but it may preclude me from getting the "best" job that I could have gotten, had I been currently employed. But, I could always make up a story to explain the gap in time.

Questions
Am I overthinking this? Any other risks I'm not thinking of? Any laws (I'm in Phiadelphia, PA) that may protect me for the first risk? Any advice or past experiences this group can provide would be greatly appreciated.

PS. I'm a FWF Sr. Member, been around for 2 years- sorry for creating the new ID but didnt want this level of personal detail to be potentially traceable back to my name.

Thanks all!
Personal Finance Deals
Job Resignation Timing Dilemna
Added on : Thursday July 17th 2014 06:00:09 AM
g: 0 Posted By: antiorg
Views: 260 Replies: 7 Hello all,

Brief background:
Currently a IT Risk Assurance Manager who works for a Big 4 accounting/consulting firm (KPMG, PwC, Deloitte, Ernst&Young), I've been working in the Big 4 for 9 years now, which is much longer than the average time someone "lasts." 7 years at one firm, and 2 years at another (where I currently work). I like the work and people, but sick of the long hours (10+ hour days, work 12-17 hour days between Nov and Feb for report deadlines). Looking to move to an internal role with better work/life balance, or something entirely different where my skills could still benefit me.

Status:
Been looking to leave as soon as another good opportunity pops up, but at the Manager level openings pop up less frequently than at the staff level, so it's been a bit of a waiting game for the "right" job to come along, but I know it will come. I want to leave my current position asap, but also don't want to settle for the next mediocre opportunity to come along- it has to be a good one (as far as work/life balance, commute, type of company, details of role). I can also afford to take a significant amount of time off from work, due to the money I've saved, and some other smaller income streams (2 rental properties). In fact, I'd really prefer this- after working for 9 years in the Big 4, I'm pretty burnt out and in a small way have neglected some other aspects of my life- hobbies/interests I've wanted to pursue, travel, family/friends, other business ideas/investments, home projects, etc. Would be great to have a number of months off before starting another job.

Dilemma
I have a bonus of around $10k for past performance (7/1/13-6/30/14) that will be paid out on October 1. Given the above, if I can't find a position within the next couple of weeks (unlikely), I'm am thinking of giving the company my resignation notice of a few months in advance, and telling them I'll be leaving sometime in October. The two main risks I see are:

a) Fear is that they will involuntarily terminate me earlier just so that they don't have to pay me my bonus (which I already earned). However, I may be overstressing this point, since there is a reputational risk to them doing this, plus then I would become eligible for unemployment, which could end up costing them around the same.
b) If I have a break in employment, and I become unemployed for a period of time, I may not be as attractive of a candidate to a future employer. I know I won't have any issues finding a decent job given my resume, but it may preclude me from getting the "best" job that I could have gotten, had I been currently employed. But, I could always make up a story to explain the gap in time.

Questions
Am I overthinking this? Any other risks I'm not thinking of? Any laws (I'm in Phiadelphia, PA) that may protect me for the first risk? Any advice or past experiences this group can provide would be greatly appreciated.

PS. I'm a FWF Sr. Member, been around for 2 years- sorry for creating the new ID but didnt want this level of personal detail to be potentially traceable back to my name.

Thanks all!
Personal Finance Deals
Accidentally mobile deposited a check twice
Added on : Thursday July 17th 2014 04:00:09 AM
g: 0 Posted By: awstick
Views: 36 Replies: 0 I tried to mobile deposit a check using my primary bank but I got a software error and it looked like the deposit didn't go through. I checked the deposit history in app to make sure it didn't go through (it hadn't) and figured their server must be down or something so I deposited again using mobile deposit at another bank which went fine. A few days later I notice the deposit had posted to the original account as well, so it was deposited twice. I contacted support at both banks and was told by both to basically just wait because it would bounce at one of the two banks. I figured I would just keep the money in both accounts and see what happens.

Well that was over 6 weeks ago and there's still no sign of the money being taken out of either account. I'm not sure how this is even possible as I imagine it would have had to bounce by now. I figure I'm going to have to give the money back one way or the other so I just want it resolved as soon as possible, but I thought it would be automatic.What's my next course of action? Contact the payor? The check was issued by something like Helix Global Solutions as a payment from a rewards program. It's a third party payment processor for a bank I use and their website has no contact information on it.


Personal Finance Deals
Negative Balance in Chase Ultimate Rewards
Added on : Thursday July 17th 2014 03:00:06 AM
g: 0 Posted By: horse9118
Views: 17 Replies: 0 Hi guys, so I got an Ink Bold card a few weeks ago and I was thinking of closing my Sapphire Preferred since annual fee on that thing is due. So I transferred all my Ultimate Rewards points from Sapphire to the Ink Bold account. However, I didn't account the fact that I returned a TV a few days before and when the return got processed, Chase took back the points they issued me for the TV. So now I have a -445 points balance in my Sapphire UR account. The good news is that I haven't spent those points yet so I could transfer them back and bring the balance to 0. I still want to close that card, but what would Chase do about the negative balance? Would the negative points get wiped away or would Chase charge me for those points? Anyone ever have to deal with this?

Thanks
Personal Finance Deals
Free ebook "101 Best Cupcake Recipes" Kindle version @Amazon
Added on : Wednesday July 16th 2014 06:00:04 PM
g: 0 Posted By: imagine1128
Views: 25 Replies: 0 101 Best Cupcake Recipes: Sweet, Savory, Satisfying - Cupcakes For Everyone [Kindle Edition]
Donna K Stevens (Author)
4.5 out of 5 stars 11 customer reviews
Digital List Price:WAS $2.99 now FREE

​http://www.amazon.com/dp/B00C6QZNX0/

From Amazon#1 Best Selling Cupcake Book"The popularity of cupcakes is growing more and more each day. Having the knowledge of these recipes helps ensure that you can be part of the cupcake trend. You will find all the recipes you need including filled cupcakes, vegetables cupcakes and cheesecake cupcakes, to name a few. In addition, you will find the perfect toppings for each type of cupcake in the frosting chapter.

Each of these recipes will surprise you with different ingredients, maybe even some you have never used before. Step into a new aisle in the grocery store and gather up the ingredients you will need to make the perfect dessert for your next gathering CUPCAKES!"
Totally Free Deals
Financial implications of injury from auto accident
Added on : Wednesday July 16th 2014 04:00:08 PM
g: 0 Posted By: WhamBamTk
Views: 115 Replies: 0 Hello Fatwallet,

Please excuse the throwaway.

My wife was involved in a small car accident. She was rear-ended while stopped at a crosswalk. The other driver was cited.

The accident was at a relatively low speed. The other driver's car hit our trailer hitch and had some front bumper damage. Our car had some chipped paint on the bumper. No big deal; it's older.

She was experiencing some neck pain at the scene and was transported to the hospital via ambulance for x-rays. She already receives SSDI for an issue that - in part - involves her neck.

We have two uncertainties at this point:

1.) We are afraid about how our health insurance will treat this in the long term. That is to say, after this is all sorted out with the car insurance companies, would they ever blame long-term neck issues on the accident and deny payment?

2.) Is this something that requires a lawyer? The medical effects from this accident appear minor at this time, but we will know more later. Right now, we are not looking for anything but the payment of medical bills. We will not know the full extent of those for at least a few months.

I haven't seen a scenario like this on previously posted threads and would greatly appreciate any advice.

Many thanks.
New User Question Deals
Free Scrum Fundamentals Certified course + 10 PMI PDUs
Added on : Wednesday July 16th 2014 06:00:10 AM
g: 0 Posted By: Badshah69
Views: 90 Replies: 0 PMPs, take note of this offer!

Group: SCRUMstudy - #1 Group for Scrum and Agile; Download Free Scrum Body of Knowledge(340 pages)
Subject: Announcement from SCRUMstudy: Please complete your Free online certification course and become "Scrum Fundamentals Certified"; Recommend to your friends.

Have you completed your Free SCRUMstudy Certification course "Scrum Fundamentals Certified?" If not, please complete this course as soon as possible - start today and you can finish it within a few hours of study! Here is the link to enroll in this course:http://www.scrumstudy.com/Scrum-Fundamentals-Certified.asp

This is a fun online self-study course including videos, free SBOK Guide and a case study. And, at the end of the course(few hours of study), you will have:
a) Introductory knowledge of the Scrum framework and how to use it effectively in your projects
b) "Scrum Fundamentals Certified" certification - which will look great on your resume or LinkedIn profile.
c) 10 Free PMI PDUs which is valid for certified PMPs/CAPMs

Also, please share this email/message with your friends - so that they can also get access to this free certification course - "Scrum Fundamentals Certified"

Let us work together to grow the Scrum and Agile community!
Posted By SCRUMstudy (Accreditation Body for Scrum and Agile)
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Does IRS recognize a foreign marriage certificate?
Added on : Tuesday July 15th 2014 12:00:08 PM
g: -1 Posted By: stuckinlimbo
Views: 149 Replies: 8 Due to the marriage penalty tax, my SO and I have chosen not to get married on paper. Everything has been good these last few years (we saved about 7k in taxes so far), but recently with Obamacare, her employer sponsored health insurance cost has gone up drastically. For a procedure that used to cost $250 out of pocket, we are looking at $5k now this year (the benefit was basically cut from her plan). However, under my health plan, the OOP cost would be $500. I would like to add my SO to my employer health plan, but need a marriage certificate to do so. If I got a marriage certificate from another country, would the IRS recognize it which would then force us to file as a married couple?
Tax Deals
Reasonable Cash Tips to Hotel Maids = Deductible Biz Expense?
Added on : Tuesday July 15th 2014 07:00:06 AM
g: 0 Posted By: robronson
Views: 130 Replies: 3 I leave a tip for maids at hotels when I travel for work. I'm probably on the cheap side, but I leave $10 a week (for a 4-day work week). I figure $10 is reasonable to deal with my post-Taco-night toilet cleanings for a few days.

I don't submit these cash tips to my client for reimbursement because I feel weird about it even though I've heard some consultants do. Can I deduct these as a business expense? I obviously have no documentation/receipt. I could start keeping track in my own Excel spreadsheet but not sure if the IRS would consider that proof during an audit. I read in one of the IRS publications that cash tips are considered a business expense.

Anyone deduct these? Anyone know what the max is one can leave for a tip and not raise red flags during an audit? Obvious if you claim to leave a $100 cash tip each night, the IRS will call BS. But I think I read online $5 to $10 per night is considered a usual tip for a maid, which puts my $2.50 to shame.

Any experiences with this?
Personal Finance Deals
g: 0 Posted By: remick
Views: 29 Replies: 0 http://www.amazon.com/dp/B00CR6EJC0

4.4 out of 5 stars (27 customer reviews)

OK, I'm outing myself to you right here and now - I'm basically a "prepper junky".

I've spent most of my adult life doing such things as getting a license to be an Emergency Medical Technician (EMT) and also becoming "CERT (Community Emergency Response Team) Qualified" in Southern California. I've also been in tornadoes (Kansas), hurricanes (Hawaii), earthquakes (California) and even in the L.A. riots of the 1990's, so I guess I know a thing or two about emergency preparedness, and I would like to pass that knowledge on to you.

Most people think "preppers" are a bit looney. They think that we expect the worse to happen, and that we just go through life paranoid. My response to that is, "Better to have the peace of mind that I'm prepared to survive most any disaster than to be a head-in-the-clouds victim who doesn't have a clue."

Fact - in a serious community disaster (like a hurricane, or tornado), emergency response personnel will probably be so overwhelmed that they may not be able to get to you for several days.

Remember Hurricane Katrina and Superstorm Sandy?

Those who are prepared to be self-sufficient for a few days are soooo much better off than those who made no preparations and depend on outside help from the get-go.

Look, there are thousands of people every year who are directly affected by disasters - whether they are natural or man-made. A Bug Out Bag is just one of the things (and probably the easiest) that you can prepare for yourself and your family that will help you survive a disaster situation - whether the disaster is localized to your own house (a fire, for instance), or to your community - even a disaster that's affecting your whole country (civil unrest, maybe?).

So come on along, as this book not only covers Bug out Bags extensively, but also prepares you in other ways, too. You may become the "Go-To" person in your community after reading it and following the suggestions!
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g: 0 Posted By: remick
Views: 43 Replies: 0 http://www.amazon.com/dp/B008B9G7WM/

4.4 out of 5 stars (33 customer reviews)

Are you looking for the easiest way to start running or have started running before and found it too hard? If your answered yes to either of these questions then Running for Beginners: The easiest way to start running is the book is for you. This running book will guide you along the track to becoming a successful runner by giving you the knowledge and an easy to follow program.


Do you know what three things you need to buy before you even set foot out of the door?
Running is the cheapest sport that you can take part in and you only need a few key pieces of kit to get on the road. The Running for Beginners book discusses these three items so you can go shopping with knowledge.

Do you know what intervals are and how they can get you running for 30 minutes?
Intervals are a training technique used by amateurs and professionals alike to improve their performance. If you are a beginner you can use intervals to start running painlessly and without injury on the way.

Do you know why most people often fail at running?
How many times have you started running only to give up? How many people do you know that have done the same? This book explains why people often fail but it will set you up and give you the tools you need to succeed at running.

The whole ethos of the Running for Beginners and the Running4B training program is to remove the obstacles that often trip up new runners when they are starting out. The book covers everything you need to know to get you running for 30 minutes continuously.

After reading this book you will:

Know what you can gain from running
Know what to wear to be comfortable when out running
Know how to be a consistent runner
Know how to run correctly
Have an easy to follow program - The Running4B Program
Know how to measure progress
Know how to keep motivated
Have access to the downloads area on the support website for free!
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g: 0 Posted By: bittul
Views: 116 Replies: 0 If you missed this a few days ago... It's back in stock.

http://www.amazon.com/Covergirl-Clump-Crusher-Mascara-Lashblast/dp/B0094GHJI2/

"Clip" $3 coupon, and checkout via Subscribe and Save.
Makeup Deals

Amazon Coupons
Sony Xperia Z Ultra - Google Play Edition - $349
Added on : Monday July 14th 2014 03:00:02 PM
g: 0 Posted By: coolbreeze
Views: 26 Replies: 0 http://www.expansys-usa.com/sony-z-ultra-google-play-edition-unl...


Looks like Expansys' USA business bought up all the unsold units from the Play store. Yes it's huge. Yes you will look like king dork using it and yes it's a good price for what it is.

Retailed for $649 on Google Play up until a few weeks ago. This runs stock Android (Google Play Edition) and is unlocked. No bloat.
Help needed: WU MO bounced by Chase
Added on : Monday July 14th 2014 08:00:14 AM
g: 0 Posted By: ghasem0
Views: 49 Replies: 6 Couple of months ago I purchased a WU money order at a grocery store ( I kept the mo purchase receipt and the mo stub ). I filled it out payable to myself and deposited together with other mos at my local bank atm ( I kept the deposit atm receipt). Few days after that I withdrew the money.
About a week after the deposit, while making another deposit, I noticed that my account had been overdrawn. I went berserk. Called the bank cs rep, did not get much of help. Called WU and a machine confirmed it was cashed while in bank's possession( a day after the deposit date). Loaded with the receipt, stub and a copy of the bounced mo I headed to the branch where I deposited it in the first place. The banker was very uncooperative if not indifferent/hostile. I was told to wait for the letter from the bank with the legal copy of mo. I got the letter with the legal copy of the mo. The bank letter states the reason: "refer to maker". I called the loss prevention dep rep and was assured that it was their fault and If I deposited the legal copy of the mo again it would not bounce. And that's what I did. I deposited the legal copy inside the branch (kept the deposit receipt). It bounced again and they charged me returned item fee again.Went to the branch again, spoke with the branch manager. She did not help me. According to her there was nothing she could do and advised me to take it to WU.
So I initiated a research with WU. Got a letter from WU with the research payment trail records. It states clearly that the mo was "paid clean" by them and it provided the three different bank sequence numbersone for every time it was presented for payment. It looks like after i deposited the mo at the atm, tschaise presented the mo for payment twice (the very next day after the initial deposit date and again three days later on). Andthe third presentment per WU was a day after I deposited the legal copy inside the branch. So altogether this mo was presented for payment three times. The WU letter says that it was "paid clean" the very first time it was presented and was returned the at the next two presentments.Today I spoke with the bank operating loss prevention department analysts and was advised to go to the branch so they get a copy of WU letter faxed to them.
After spending good three hours in the branch and then again on the phone with loss prevention dep rep I was told to take it back with WU. Spoke with live WU rep for the first time and she told me that there is nothing more they can do.
I kept all the documents related to this mo. Bottom line is that the mo was cashed a day after it was deposited at the atm. At the time of cashing the mo was not in my possession but per the deposit receipt date and time it was in tschaise's possession.
Tschaise has given me a run around for two months already. I am not sure how to proceed from here on, never been in a situation like this one before.
I am sure I am not the first person to encounter a situation like this.
I need you help from guys.
Personal Finance Deals
g: 0 Posted By: tehbonz
Views: 102 Replies: 0 The lens was discontinued and there are not many on the internet for this price. 47th Street Photo is an Authorized Sigma dealer ( http://www.sigmaphoto.com/where-to-buy-sigma?circle_op=%3C&flat%... ). They probably very few left in stock.

Comparison:

Amazon:http://www.amazon.com/Sigma-120-300mm-2-8-Canon-Digital/dp/B004M... - $2699
47stphoto.com -http://47stphoto.com/sigma-120-300mm-f-2-8-ex-dg-os-apo-hsm-af-l... - $2495

If I had the money laying around, this lens would be mine.
SLR & dSLR Deals
g: 0 Posted By: remick
Views: 227 Replies: 0 http://www.amazon.com/gp/product/B00DWTB3DY
4.5 out of 5 stars See all reviews (61 customer reviews)

Using Paul's radical letter to the Philippians as his road map, Matt Chandler forsakes the trendy to invite readers into authentic Christian maturity.
The short book of Philippians is one of the most quoted in the Bible, yet Paul wrote it not for the popular sound bites, but to paint a picture of a mature Christian faith. While many give their lives to Jesus, few then go on to live a life of truly vibrant faith.
In this disruptively inspiring book, Chandler offers tangible ways to develop a faith of pursuing, chasing, knowing, and loving Jesus. Because if we clean up our lives but don't get Jesus, we've lost! So let the goal be Him. To live is Christ, to die is gainthis is the message of the letter. Therefore, our lives should be lived to Him, through Him, for Him, with Him, about Himeverything should be about Jesus.



In His Steps byCharles M. Sheldon
http://www.amazon.com/gp/product/B007TV12VY
4.5 out of 5 stars (138 customer reviews)

This classic that has been inspiring and challenging readers to a spiritual adventure for over a century now gets an updated look for a new generation.



Designed for Devotion: A 365-Day Journey from Genesis to Revelation
http://www.amazon.com/gp/product/B008SAO5TG
4.8 out of 5 stars (67 customer reviews)

Devotionals are designed to bring the reader into a more intimate relationship with God. Dianne Neal Matthews knows no better way for believers to know God more intimately than to immerse themselves in his Word. To that end, her new daily devotional combines fascinating historical background information about the Bible with practical application that readers can implement in their lives each day. She guides readers on a journey through the Bible from beginning to end, highlighting major events, characters, and stories, as well as difficult issues and topics (such as the concept of theophany, God's instructions to the Israelites to show no mercy as they entered the Promised Land, and what seems at first glance to be discrepancies between the Gospels).
Readers new to Bible study or those who long to learn more will appreciate the background information Matthews provides, as well as the way she shows how the Scriptures fit together to form a cohesive work. This is the perfect devotional for anyone who desires to go deeper into the Scriptures as they deepen their relationship with God.



The 7-Day Prayer Warrior Experience
http://www.amazon.com/gp/product/B00ET7Q4LE/
4.7 out of 5 stars (690 customer reviews)

The 7-Day Prayer Warrior Experience is a free eBook from bestselling author Stormie Omartian, developed using excerpts from Prayer Warrior and Prayer Warrior Prayer and Study Guide. Are you equipped for spiritual battle? Take the next seven days to put on the whole armor of God, that you may be able to stand against the wiles of the devil (Ephesians 6:11). Join Stormie as she explains the pieces of armor, what they mean, and how they can help you be a prayer warrior in your spiritual battle. With devotional thoughts, suggested prayers, ways to dig deeper, and opportunities to connect with Stormie and a whole community of prayer warriors, The 7-Day Prayer Warrior Experience will empower you with the truth that He who is in you is greater than he who is in the world (1 John 4:4).



The Prayer Box
http://www.amazon.com/gp/product/B00CH7KXY2
4.7 out of 5 stars (308 customer reviews)

ECPA 2014 Christian Book Award Finalist, Christy Award Finalist, Christianity Today Book Award Finalist!
When Iola Anne Poole, an old-timer on Hatteras Island, passes away in her bed at ninety-one, the struggling young mother in her rental cottage, Tandi Jo Reese, finds herself charged with the task of cleaning out Iola's rambling Victorian house.
Running from a messy, dangerous past, Tandi never expects to find more than a temporary hiding place within Iola's walls, but everything changes with the discovery of eighty-one carefully decorated prayer boxes, one for each year, spanning from Iola's youth to her last days. Hidden in the boxes is the story of a lifetime, written on random bits of paper--the hopes and wishes, fears and thoughts of an unassuming but complex woman passing through the seasons of an extraordinary, unsung life filled with journeys of faith, observations on love, and one final lesson that could change everything for Tandi.
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Amazon Coupons
g: 1 Posted By: skidmark
Views: 183 Replies: 0 This has been dropping precipitously over the past few days. I've already ordered and canceled twice since this morning. Note: You will need to add fillers for free shipping if the price drops below $35.00.

This is a well-reviewed video editor that offers several levels of features (read: ease of use.) This physical media version comes with a paper manual, which should come in handy for getting oriented.

Cyberlink PowerDirector 12 Ultra

The 5 times Winner of PCMag Editor's Choice for Best Video Editing Software and Take Video Creation to a Whole New Level: MultiCam Designer, Theme Designer, Design Studio Tools, Motion Blur Effect
Intuitive Editing Environment: Easy-to-use Multiple Start-up Modes, Powerful Editing Tools, Subtitle Room, End-to-End 4K and 3D Editing, Productive Working Environment, Content-Aware Editing
Stunning Effects: More Built-in High-Quality Effects, One-click Color Presets
World's Fastest Post-production: Native 64-bit Support, TrueVelocity 4 Engine, 40% Faster H; 264 Encoding, Optimized for Intel 4th Gen CoreTM
Pro-Quality Video Production: Vast Output Formats, TrueTheater Enhancement



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Package deals + last minute travel sites
Added on : Sunday July 13th 2014 07:00:09 AM
g: 0 Posted By: Mawashi
Views: 28 Replies: 0 Few sites that might be of help to some.
adioso.com
golastminute.com
fareboom.com
Deals Deals
g: 0 Posted By: dynotchan
Views: 143 Replies: 0 I was at the local Radio Shack and saw few of these for clearance price at $19.99. Just snatched one. If you have iPhone or iPad you will be delighted with AirPlay. I believe it is in store only. YMMV though.
Electronics Deals

RadioShack Coupons
Going after a mortgage broker
Added on : Saturday July 12th 2014 03:00:11 PM
g: 0 Posted By: alamo11
Views: 49 Replies: 0 I'm coming to the FWF community for help with a situation involving a close friend. This person is very deserving and has done a lot of good for others in the community myself included. Recently he purchased a short sale. His DTI wasn't good enough for a 15 year so the broker his mortgage guy put him in a 30 year at a high rate (4.875%) but with no closing costs so he could refinance after he bought the place.

Anyhow he closed and came to me asking for help.Naturally I hopped on Bankrate and found a broker who just happened to be not too far from where I used to live. After a few emails I talked him into doing 2.75% with a .75% rebate on a 15 year with a 1% broker fee. Total closing costs about $3,400. Pretty incredible so he paid for the appraisal and had that done. Three weeks later broker saids the lender denied the loan because of seasoning. Not to worry he found someone with the same rate just a much smaller rebate (about $100). Still an awesome deal so we said fine.

Another three weeks or so of stalling later broker sends an updated GFE with points, higher broker compensation, and a bunch of fees tacked on. I tell him "No Way" and he saids he will get it taken care of. Another two weeks of stalling we decide we've had enough and drive down to his office. Office looks like it was setup overnight; guy looks shocked we showed up and sends us to his secretary. She announces "Maybe we will close next week." "Your cash at close is about $9,000". We flip our shit and leave.

Now: Clearly what happen is a bait-and-switch. During this time I have a number of GFEs and emails saying "ignore the GFE. It's wrong" and now I found out he doesn't have an NMLS license. In fact no one we saw or dealt with has a licence. Just some guy who doesn't even sit in his office. How do I go about reporting this goon and his unlicensed tactics? Friend suffered real damages in increased interest charges and almost had his credit trashed when they said not to worry about paying the mortgage. This is in FL.

Since then I'm working with a direct lender and got a similar deal as he was supposed to get just about $800 more in costs. How do I go about getting this guy arrested or in serious trouble? I wanted to put the fear of god into this guy but my friend restrained me from beating the living shit out of him.
Discussion Deals
g: 0 Posted By: linrick
Views: 208 Replies: 0 Cuisinart Chef's Classic Stainless 7 pc. Cookware Set (77-7)The kitchens of France were the inspiration behind the elegant Cuisinart Chef's Classic Stainless Cookware Collection. Chef's Classic features 18/10 stainless steel and pure aluminum encapsulated in the base for fast and even heating. We guarantee it with a limited lifetime warranty.Features

Chef's Choice Stainless:
18/10 mirror finish. Classic looks, professional performance.
Unsurpassed Heat Distribution:
Aluminum encapsulated base heats quickly and spreads heat evenly. Eliminates hot spots.
Stainless Steel for Professional Results:
18/10 stainless steel cooking surface does not discolor, react with food or alter flavors. Great for classic cooking techniques like slow simmers, rolling boils and reduction of liquids.
Cool Grip Handle:
Solid stainless steel riveted handle stays cool on the stovetop. A helper handle provides extra support and balance when lifting and pouring.
Drip-Free Pouring:
Rim is tapered for drip-free pouring.
Flavor Lock Lid:
Tightfitting cover seals in moisture and nutrients for healthier, more flavorful results, every time you cook.
Dishwasher Safe:
Premium 18/10 stainless steel easily cleans to original brilliant finish.
Constructed to Last:
Limited Lifetime Warranty.
Set includes:
(719-16) 1-1/2 Qt. Saucepan w/Cover
(7193-20) 3 Qt. Saucepan w/Cover
(722-24) 10" Open Skillet
(766-24) 8 Qt. Stockpot w/Cover

buydig price is $69.95 w/free shipping. Apply code "15POFF" for 15% off for final price of $59.46. Amazon is 49cents more after applying $10 coupon, but may be taxed on few people. Price is $99+ everywhere else.

linkymoo
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Ion Block Rocker $95 or $120 @ Costco B&M
Added on : Saturday July 12th 2014 02:00:03 PM
g: 0 Posted By: peas
Views: 56 Replies: 0 Costco has the Ion Block Rocker portable wheeled bluetooth + AM/FM radio sound system for $120. Their website lists the same pricebut it's not available for shipping anymore. The store near me has had it for at least a few weeks and there were plenty left.

If you have the Amex $25 off Costcopromo, you can get it down to $95 + tax.

Some reviewers have complained about the Bluetooth range. I tested it in the store with a Nexus 4 and it kept the connection to about 100 ft away, with some obstructions. The NFC pairing was great. Just tapped my phone on the NFC spot and it automatically paired & connected. Sound quality was good, though I could tell it might start to distort at the highest volumes.

Comes with a wired microphone. Has USB ports to charge devices. Also has a 3.5mm audio input for non-Bluetooth devices.

For comparison, it's$165 @ Amazonwith 4/5 stars.
Electronics Deals
100k AA miles how do i utilize the points in best possible way!
Added on : Saturday July 12th 2014 11:00:08 AM
g: 0 Posted By: ganeshwar
Views: 95 Replies: 1 100k AA miles how do i utilize the points in best possible way!

I would like to cancel my card in next few months, as I don't travel much from what i anticipating.so my miles will not go towards flying..

If i try to order Giftcard i could get only 400$ only,is there a better possibility other than this to redeem my miles 110K miles?

Appreciate your opinions.
Air Travel Deals
Dress pants $3.25 at Sears Outlet B&M stores YMMV
Added on : Saturday July 12th 2014 08:00:02 AM
g: 0 Posted By: StevenColorado
Views: 259 Replies: 0 First off, few Sears Outlet Stores carry apparel. Before you go, call and check.

I was at a Sears Outlet store, and found that they are clearing out some men's pants. The clearance prices were 50% off, and some were 75% off, from the base price of $13 (which is in itself a bargain because the MSRPs are $40 and $60). There were shirts being clearanced out as well, but not as good deals.

I'm not sure if the clearance prices are nationwide, so YMMV.

Note: the apparel is not sold online, so this is for B&M only.
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g: 0 Posted By: ctgolfer
Views: 220 Replies: 2 Display 7" HDX touchscreen display, with 1920 x 1200 resolution at 323ppi, 100% sRGB color accuracy, video playback up to 1080p, max brightness over 400 nits, Dynamic Image Contrast, reduced glare, and advanced polarizing filter Size 7.3 x 5.0 x 0.35" (186 x 128 x 9.0mm) Weight Wi-Fi - 10.7 ounces (303 grams); 4G LTE + Wi-Fi - 11.0 ounces (311 grams)
=smallerActual size and weight may vary by configuration and manufacturing process CPU & RAM 2.2GHz Quad-core Snapdragon 800 CPU, with Adreno 330 GPU and 2GB of RAM Storage 16GB (10.9GB available to user) or 32GB (25.1GB available to user), or 64GB (53.7GB available to user) of internal storage Battery Life Up to 11 hours of reading, surfing the web on Wi-Fi, watching video, or listening to music. Up to 17 hours of battery life when only reading. Battery life will vary based on device settings, usage, and other factors such as web browsing and downloading content. Actual results may vary Charge Time Fully charges in under 6 hours using the micro-USB power adapter included in the box, or slightly longer with other micro-USB power adapters that you may already have Wi-Fi Connectivity Dual-band, dual-antenna Wi-Fi (MIMO+HT40) for faster streaming and fewer dropped connections than standard Wi-Fi. Supports public and private Wi-Fi networks or hotspots that use the 802.11a, 802.11b, 802.11g, or 802.11n standard with support for WEP, WPA and WPA2 security using password authentication; does not support connecting to ad-hoc (or peer-to-peer) Wi-Fi networks 4G Connectivity Support for ultra-fast 4G LTE wireless networks with HSPA+, HSDPA, and, with AT&T Wireless, EDGE/GPRS fallback Ports USB 2.0 (micro-B connector) port for connection to a PC or Macintosh computer or to charge your device with the included power adapter Audio 3.5mm stereo jack and integrated stereo speakers with Dolby Digital Plus audio engine Content Formats Supported Kindle (AZW), KF8, TXT, PDF, unprotected MOBI, PRC natively, Audible Enhanced format (AAX), DOC, DOCX, JPEG, GIF, PNG, BMP, Dolby Digital (AC-3), Dolby Digital Plus (E-AC-3), non-DRM AAC, MP3, MIDI, PCM/WAVE, OGG, WAV, M4V, MP4, AAC LC/LTP, HE-AACv1, HE-AACv2, MKV, AMR-NB, AMR-WB, HTML5, CSS3, 3GP, VP8 (WEBM) Sensors Ambient light sensor, accelerometer, gyroscope, GPS (4G) Location Services Location-based services via Wi-Fi. 4G model also uses assisted-GPS Additional Features External volume controls, front-facing 720p HD camera, built-in dual microphone, built-in Bluetooth with support for A2DP compatible stereo headphones, headsets, and speakers Accessibility Features Screen Reader, Explore by Touch, and Screen Magnifier, enabling access to the vast majority of Kindle Fire features. Screen Reader features IVONA's award-winning natural language text-to-speech voice. Also includes adjustable font sizes/color, and built-in Oxford dictionary. System Requirements Kindle Fire HDX is ready to use right out of the box - no setup, no software to install, no computer required to download content Warranty and Service 1-year Limited Warranty and service included. Optional 2-year Extended Warranty available for U.S. customers sold separately. Included in the Box Kindle Fire 7" HDX Tablet, USB 2.0 Cable, 5W Power Adapter, and Quick Start Guide
www.ebay.com/itm/Amazon-Kindle-Fire-HDX-7-Tablet-16GB-WiFi-inclu...
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g: 1 Posted By: remick
Views: 136 Replies: 0 Italy for First Timers
http://www.amazon.com/gp/product/B00I9P0VO8/

This book overflows with hands-on, proven techniques for getting the most out of this tripand future trips too! Selecting what to see and do, picking where to stay, where to eat and what to pack, the best guide for making your dream vacation a reality.
Group package tour or devise your own plan? Pros and Cons to help you decide.
Get a great price on airfare and improve your seat assignment before the flight. Find out a few things that reduce hassle with the TSA. Make the flight more comfortable (yes, it can be done!) and much much more.
Gain tools to see through the self-serving marketing on the internet and make your own informed decisions.
Hundreds of good travel ideas, from packing smart to the latest gear on the market to help travelerswearable luggage, neck collars, super-light duffels to name a few.
Jet Lag no more. This really works!
Understanding Italian restaurants: why Americans think they give lousy service, and when you find out why, youll wish we had the same high caliber staff in the US!
The down and dirty scoop on the VAT tax, tourist cards, hotels, trains, subways, sleeping on the plane, and how to use a bidet. An indispensable guide to travel in the 10s.
Time: Your most precious resource. Bring along one small thing weighing about 2 oz.something you probably already ownto safeguard that resource.
This book is your guide to a great time!



Why I Love New Orleans: A Collection of Blogs
http://www.amazon.com/gp/product/B00K62ONZ0/

New York Times Bestselling Author, Heather Graham has had a long standing love for New Orleans, Louisiana. She has used the city as a setting for many of her novels and there are many reasons why. On her blog in 2013 she spent 30 days sharing what she loved about New Orleans. From favorite restaurants, to museums she loves to her most loved ghost stories, she shared what made New Orleans one of her favorite cities in the United States. Now she has compiled these blogs into this ebook that she wants to share with those who are going to New Orleans, those who have dreamed of the city and want to learn more, and those who might want to debate her choices.


London Budget Getaway (Bravo Your City! Book 7)
http://www.amazon.com/gp/product/B00ED2CMLQ

London is expensive, but you can still enjoy it on a budget with these tips, especially if its your first visit!
London Budget Getaway is a perfect travel companion for a short stay in one of the worlds most iconic cities, offering plenty of low cost suggestions so that family, friends and loved ones can experience Londons most popular sights and cultural attractions without breaking the bank.
Tour art galleries, exhibitions, cinemas and the most visited museum in Britain. Encounter otherworldly presences in the haunted London Underground. Explore world famous markets, streets, squares, monuments and intriguing architecture. Sample some of the best beers, ales, ciders and stouts brewed in Britain. Find the best views of the London city skyline.



Shanghai Stories TOP3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B007UN45V0

Istanbul Tour Guide Top 3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B00EJMPCTO

Tallinn Tour Guide Top 3 - a travel guide and tour as with the best local guide
http://www.amazon.com/gp/product/B007V0CW5I

The Must Sees of Seoul (Bravo Your City! Book 70)
http://www.amazon.com/gp/product/B00FJDEQQ2

Montmartre Neighborhood Guide (Bravo Your City! Book 6)
http://www.amazon.com/gp/product/B00EDE3RC2
Totally Free Deals
g: 0 Posted By: SieSilverStars
Views: 240 Replies: 0 The Majestic Home Goods Indoor Outdoor Reading Pillow is on sale at Kohl's for $12.60 with free shipping.

Link

Use coupon code "BEACH30" for 30% off and coupon code "JULYMVC" during checkout for free shipping.
And like usual, spend $50.00 and you'll get $10.00 Kohl's Cash.


If you're not a Kohl's Cardholder, use either "SEASHELLS" or "SUNNY" to get the price down to $15.30. Free shipping on orders of $50.00 or more with coupon "FREE50JULY"
Shipping is free on orders over $75.00 for non-cardholders.


They also have $10.00 off $30.00 purchase with coupon code "GR8FINDS" is applied during checkout, use that coupon for a lower price!


A few other good deals like this one (Prices After Coupon):

Majestic Home Goods Chevron Indoor Outdoor Kick-It Chairs- $20.30 w/ Free Shipping for Cardholders; $24.65 + Shipping for Non-Cardholders.
Majestic Home Goods Small Beanbag- $18.34 w/ Free Shipping for Cardholders; $22.27 + Shipping for Non-Cardholders.
Majestic Home Goods Indoor Outdoor Ottoman- $8.75 w/ Free Shipping for Cardholders; $10.62 + Shipping for Non-Cardholders.
Majestic Home Goods Indoor Outdoor Throw Pillows - $4.48 w/ Free Shipping for Cardholders; $5.44 + Shipping for Non-Cardholders.



Keep in mind: At Kohl's you're allowed to stack 3 coupons..a % off, a $ off, and a free shipping coupon.


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Kohl's Coupons
g: 2 Posted By: lindanesral
Views: 199 Replies: 1 Amazon has cheap Loom bands - 100% Latex free silicone.

Package includes:
1800 bands in total
600 glow in the dark bands
5 Charms
3 hooks
90 S-Clips

http://www.amazon.com/Loom-Rubber-Bands-Refills-Value/dp/B00GJSW...

Apply 50% OFF code: M49QR3HA valid for few days more

Note - I also got a 40% off coupon for next purchase in the package.
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Amazon Coupons
Free Tom Clancys Ghost Recon Phantom Assault Starter Pack - Steam
Added on : Friday July 11th 2014 01:00:06 PM
g: 0 Posted By: remick
Views: 128 Replies: 0 http://gamingbolt.com/tom-clancys-ghost-recon-phantom-undergoing...

Today, Ubisoft announced that Tom Clancys Ghost Recon Phantoms will be getting a new game update, bringing the version number up to 1.2. The new update retools the games weapons to change their balance based on feedback that Ubisoft has gotten since the games release a few weeks ago. Apart from the mechanical changes, the game will also retool and rebalance simple things like movement, as well as player progression through ranks and classes.
To celebrate all of these changes, Ubisoft has also announced a new Steam weekend promotion for this game- from July 11 to July 14, for a period of three days, players can download one free starter bundle for the game free, for a total of up to three bundles (roughly $30 in terms of value). Thats a pretty good deal, and a great way to get into this game, if you were thinking about doing that at all.


http://store.steampowered.com/agecheck/app/277970/
Toys, Games,& Collectibles Deals
g: 1 Posted By: ctgolfer
Views: 822 Replies: 1 Roku 2710XB 1 Streaming Media Player:

1,000+ entertainment channels. Choose from the best selection and widest variety of streaming entertainment, including movies, TV shows, music, sports, news, and more
Stunning HD video quality. Immerse yourself in the action with rich, vibrant video streaming up to 1080p HD
Quick and easy setup. Sets up wirelessly in minutes with just a few simple steps
Channel shortcut buttons. Jump straight to favorites with one push of the remote
One-stop search. Find your favorite movies and shows in a flash from top channels like Netflix, Hulu Plus, Amazon Instant Video, Vudu, and MGo

Roku 2720XB 2 (2013 Model) 1080p Streaming Media Player with Enhanced Headphone-Enabled Remote:Crank up the volume, and enjoy the show with the Roku 2. Dive into 1,000+ channels of movies, TV shows, sports and more in stunning 1080p HD. Watch without disturbing the house when you plug headphones into the remote. Enjoy free features like channel shortcut buttons and much more.

Remote withheadphone jackfor private listening. Use the included headphones and crank up the volume to enjoy a late-night flick without disturbing the household
1,000+ entertainment channels. Choose from the best selection and widest variety of streaming entertainment, including movies, TV shows, music, sports, news, fitness, cooking, and more
Works with virtually any TV. Connects easily to HDTVs and standard definition TVs
Stunning HD video quality. Immerse yourself in the action with rich, vibrant video streaming up to 1080p HD
Extended-range wireless. A robust dual-band wireless connection seamlessly streams video with ease and speed
Channel shortcut buttons. Jump straight to favorite channels such as Netflix and M-GO with the push of a button
One-stop search. Find your favorite movies and shows in a flash from top channels like Netflix, Hulu Plus, Amazon Instant Video, Vudu, and M-GO
FreeiOSandAndroidapps. Use it like a remote. Browse and add new channels. Even stream your music and photos from your phone or tablet to your HDTV

Comparison Chart

Shipping Note:Eligible for shipping to all 50 states

Warranty:90 Day Roku

http://sellout.woot.com/offers/roku-1-or-2-streaming-media-playe...
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woot! Coupons
g: 0 Posted By: remick
Views: 74 Replies: 0 http://www.amazon.com/gp/product/B00KGQS7EE

THE ART OF PHOTOGRAPHY is Book 2 of the Digital Photography Series. It is a highly illustrated guide to camera settings, composition guidelines, and sources of inspiration.
Learn how to move from snapshots to works of art. In this second book of the DIGITAL PHOTOGRAPHY SERIES by Al Judge, the focus is on artistic presentation and pleasing images. Learn from the experience of others.
What are "Typical" camera settings for popular types of images?
What factors make some images more appealing than others?
How do you find your source of inspiration?
How do other photographers view there art? What inspires them?
What equipment do you need for better results?
˃˃˃ Until now, Al Judge has written books to enhance your technical photographic skills. Now it is time to use that knowledge in a more artistic way.
This is Al's first book that relies on some previous knowledge of Digital Photography. That foundation was established in Book One of this series Mastering Digital Cameras. That knowledge is used to move effortlessly to more artistic images.

Digital cameras have advanced so much in the last decade that anyone can get a few great images by simply pointing at a scene and pushing a button. The joy and excitement comes when you learn to plan your images to convey an emotion or feeling and do it successfully.

We all know pleasing images when we see them, but few people understand why those images are so appealing. Art is unique to every person, but there are certain rules or guidelines that seem to be hard wired into the human brain. In this book, you will learn about the Rule of Thirds and other widely accepted artistic concepts.

˃˃˃ Learn from other photographers!
The chapters of this book are separated by two page articles about the work of eight different photographers. These photographers range from highly-acclaimed world-renowned professionals to pure amateurs. Regardless of perceived success, they were invited to participate in this venture because their images are inspirational and beautiful. The amateurs prove that you don't have to be a professional and own thousands of dollars worth of camera equipment to produce great images. The professionals help us to see what is possible with dedication to the art. All of these Featured Artists love photography and it shows in their work.
Totally Free Deals
Free Kindle Book- Imagine Create Explore 3 Volume Set (was $15.99)
Added on : Friday July 11th 2014 02:00:07 AM
g: 0 Posted By: remick
Views: 185 Replies: 0 http://www.amazon.com/gp/product/B00BSKK4KW

Adorn yourself and your home in handmade beauty. Here are forty-eight imaginative works designed by ICE Resin Creative Team Members Cat Kerr, JoAnnA Pierotti, Michael Jack Putman and Lesley Fisher, Andrea Ring, Tina Schiefer, Kathy Thompson, and Special Project Team Member Cindi Bisson, plus two bonus projects by Jen Cushman and Kirsten Robinson. Techniques for adding color and texture to resin, layering objects in a bezel, cold joins, wire work are just a few of the ways to create mixed media jewelry. Together, these designers captured the essence of a starry night, a walk on a beach, the beauty of a garden, birdsong, the sweetness of a baby, the love of bling, and a places to keep your treasures made possible by Susan Lenart Kazmers creation of ICE Resin.
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Roku 1 or 2 Streaming Media Players $29.99$39.99 w/FS @ Woot
Added on : Thursday July 10th 2014 10:00:02 PM
g: 0 Posted By: ctgolfer
Views: 1 Replies: 0 Roku 2710XB 1 Streaming Media Player:

1,000+ entertainment channels. Choose from the best selection and widest variety of streaming entertainment, including movies, TV shows, music, sports, news, and more
Stunning HD video quality. Immerse yourself in the action with rich, vibrant video streaming up to 1080p HD
Quick and easy setup. Sets up wirelessly in minutes with just a few simple steps
Channel shortcut buttons. Jump straight to favorites with one push of the remote
One-stop search. Find your favorite movies and shows in a flash from top channels like Netflix, Hulu Plus, Amazon Instant Video, Vudu, and MGo

Roku 2720XB 2 (2013 Model) 1080p Streaming Media Player with Enhanced Headphone-Enabled Remote:Crank up the volume, and enjoy the show with the Roku 2. Dive into 1,000+ channels of movies, TV shows, sports and more in stunning 1080p HD. Watch without disturbing the house when you plug headphones into the remote. Enjoy free features like channel shortcut buttons and much more.

Remote withheadphone jackfor private listening. Use the included headphones and crank up the volume to enjoy a late-night flick without disturbing the household
1,000+ entertainment channels. Choose from the best selection and widest variety of streaming entertainment, including movies, TV shows, music, sports, news, fitness, cooking, and more
Works with virtually any TV. Connects easily to HDTVs and standard definition TVs
Stunning HD video quality. Immerse yourself in the action with rich, vibrant video streaming up to 1080p HD
Extended-range wireless. A robust dual-band wireless connection seamlessly streams video with ease and speed
Channel shortcut buttons. Jump straight to favorite channels such as Netflix and M-GO with the push of a button
One-stop search. Find your favorite movies and shows in a flash from top channels like Netflix, Hulu Plus, Amazon Instant Video, Vudu, and M-GO
FreeiOSandAndroidapps. Use it like a remote. Browse and add new channels. Even stream your music and photos from your phone or tablet to your HDTV

Comparison ChartShipping Note:Eligible for shipping to all 50 statesWarranty:90 Day Roku

http://sellout.woot.com/offers/roku-1-or-2-streaming-media-playe...
Plink has rewards! Go, spend points!
Added on : Thursday July 10th 2014 08:00:03 PM
g: 0 Posted By: chuck2584
Views: 107 Replies: 0 I have been watching Plink for the past few days, in reference to a recent post questioning their business model (no rewards for a while). Tonight I cashed in for a 25$ Amazon card. Already delivered. If you have been watching but unable to cash out, make sure to start from the main page. Staying on the rewards page and refreshing may not update.
Plink Deals
g: 1 Posted By: LearningFast
Views: 121 Replies: 4 Hi all, I am a new member who is still very much learning how to manage money and credit, but have learned a ton reading these forums in the past couple of years when I had literally no credit file.
Below I tried to condense the very helpful things Ive learned here into a little HOW TO which I think contains all the things I wish I knew a while ago and learned here, albeit fragmented. Of course, all these will differ between people so feel free to add.
The two general rules of the money life that Ive learned.
1. Small discounts really can add up, if done right.
2. If your credit file had mass, it would be worth its weight in gold. Good credit allows you to get low interest car and mortgage loans, which (because of how compounding interest works) can save you even tens of thousands of dollars.
Ok, so how do you get ahead? Lets assume you have no credit at all and make a very low income (say $20,000/year). Right now:
- Get a credit card. Definitely #1 on your list. You should get a credit card with rewards if at all possible. Student cards (if you are one) will usually have top notch rewards and can be approved for people with no limit (Discover It for students, Sallie Mae Mastercard, Chase Dividend for students, BoA Cash Rewards for Students are some good ones). If you have a bank youve had a relationship with for a while, tap them for a card I got my first CC like that, and it has great rewards. Pick a no annual fee card, preferentially from a prime lender, as this account should be with you for life. If you cant get a credit card from anywhere, get a secured card first, and then after 6 months get a real credit card.
-Begin tracking your credit. Sign up for creditkarma.com, creditsesame.com and quizzle.com. These sites allow you to track your credit report in real time from the three US credit reporting agencies, and give you credit scores. These scores are not the true scores used by lenders (they use a different algorithm) but the trend can be useful as a rough estimation in how youre doing. -=7pt Begin tracking all your expenses using a service like mint.c