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Free Kindle Book- Hell Is Real (But I Hate to Admit It) was $14.99
Added on : Friday October 31st 2014 06:00:04 AM
g: 0 Posted By: remick
Views: 96 Replies: 0 http://www.amazon.com/gp/product/B005FMSMHQ

4.3 out of 5 stars (61 customer reviews)

Does hell matter? Pastor Brian Jones wants readers to know the truth.

Jones believes that the reason most Christians dont tell their friends about Jesus has nothing to do with not knowing howits because they dont think they need to. As Jones writes, the first four years he was a pastor, he didnt believe in hell himself. Today, he shares his story of discovering the truth that hell existsand why many Christians are afraid to believe in it.

Hell Is Real motivates Christians who have grown complacent in their view of hell. Drawing on the teachings of Jesus, Jones leads readers into a head-on collision with apocalyptic urgencythe all-consuming, inspiring conviction that will overcome readers when they realize that hell is real and they can help save people from going there.
Free Kindle Book - The Big Bang and Lines of Space
Added on : Friday October 31st 2014 05:00:16 AM
g: 1 Posted By: remick
Views: 141 Replies: 0 http://www.amazon.com/gp/product/B00NYJ9Y56/

5.0 out of 5 stars (3 customer reviews)

Awarded with 'Seal of Excellence' by Author's Cave, this book is an interesting read, written in simple conversational style, with a background story set in India. The author meets his two friends during a training session in Mumbai and discusses the Big Bang Theory of the creation of the universe. According to this Theory approximately 13.7 billion year ago, an infinitesimal point in space exploded with such a gigantic force that it is still expanding. During its expansion, it caused the formation of billions of galaxies, numerous stars and our own solar system. This is the most popular scientific Theory of the creation of the universe, though it is not flawless. Therefore, a perpetual quest for alternative idea is on. A few ideas of the creation of the universe are based on the widespread conviction that there exists something unseen in empty space, that can convert into particles. Author of this book had presented one such idea in his first book Lines of Space, where a medium of space is imagined to be present in empty space, even in vacuum. The book "The Big Bang and Lines of Space' presents a comparison between the Big Bang Theory and Lines of Space concept through the conversation between three men. This book can be read as stand alone without reading the first part 'Lines of Space', and is easy to understand for even non-scientific persons.

This book is not restricted to the conventional belief of physics that space has no medium. It explores the possibility that empty space could also contain some kind of medium. This medium is considered as 'Lines of Space,' and it is conjectured that the matter could have been created from this medium, instead of creation by the Big Bang. During the course of proving this assertion, I had to deviate from the prevalent theories of physics. Therefore, the reader may find in this book such notions that are different from the recognized theories of physics. My intention is not to challenge any reputed Theory of science. I only wish to put forward my viewpoint.
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LG 40" 4K Smart LED 40UB8000 HDTV $619 Shipped Dell.com ($1200 MSRP)
Added on : Friday October 31st 2014 03:00:12 AM
g: 0 Posted By: DOChicago
Views: 123 Replies: 2 Dell.com has the LG Ultra HD 4k 40UB8000 on sale through today for $619 shipped. (MSRP is around $1200)

LG 4K HDTV

TheLG ULTRA HD 4K 40UB8000shows stunning 4K resolution that's 4 times the resolution of Full HD for a picture so clear, you'll think you are looking through a window. Both Full HD and 4K content is available through the Smart TV with streaming partners such as Netflix, YouTube, M-Go and more; plus, the Tru-4K Engine upscales all content to near 4K quality so no matter what you watch, it will look better on the UHD TV.

Please don't thread crap about your beliefs in 4K or 40" TVs!

Happy Halloween!


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Body Shop Scam - How to Handle?
Added on : Thursday October 30th 2014 11:00:05 AM
g: 0 Posted By: okashiraaa
Views: 29 Replies: 0 Posting for older immigrant coworker. Will try to be concise w/o leaving out information.

10/25/20148:30am: Older (66) coworker who speaks mediocre English hits deer in 2014 model car(his first new car of his life...)
After police, etc., come, tow truck comes and tows his car to Body Shop in Houston. The Body Shop was recommended by Tow Truck Driver (mistake #1) and Coworker obliged.
~9:00am Immediately upon arrival Body Shop has coworker sign release form "authorization to do work" form (the kind that you typically sign after an estimate is made and you want the shop to do the work) This form only shows a charge of $160 for towing and no description of work to be done
~10:00am Geico requests car be moved to one of their preferred shops. Coworker again obliges. Travels to Body Shop and signs RELEASE form for car to be released to Geico.
10/26/2014 Geico Adjuster visits Body Shop and is told that Geico (or coworker) must pay $1100 to pick up car. For Admin fee, Tow Fee, Storage Fee, Steering Fee, and 1 more I can't recall.
10/26/2014 - 10/30/2014 Geico and Coworker meet and discuss several times. Geico finally refuses to pay any fees except Tow and Storage, leaving co-worker stuck.
10/30/2014 Body Shop Fees to release car have been raised to $1545. They have done NO work, and they have not even provided an estimate. All fees are Admin, Tow, Storage, Steering, +1 more BS fee


Cops were called, was told civil matter.
I visited them myself in person and they BSed me. "he signed the form so he agreed to charges."

What to do? We are stumped. So they can just keep the car forever? What if he doesn't have the money?
He's forced to have them do the work?

He has comprehensive insurance with $500 deduc.


BTW, shop said he wouldn't have to pay deducible (another shady thing to do...)
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Fashionably Dead (Hot Damned Series Book 1)
Added on : Wednesday October 29th 2014 02:00:07 PM
g: 0 Posted By: Y3ll0wSlack3r
Views: 73 Replies: 1 Fashionably Dead (Hot Damned Series Book 1)

Get it FREE when it is still FREE

It has 4.5 stars out of 1204 reviews=x-small4.5 out of 5 starsSee all reviews(1,204 customer reviews)
Digital List Price: $0.99What's this? Print List Price: $13.99 Kindle Price: $0.00 You Save: $13.99 (100%)


Length:322 pages (Contains Real Page Numbers)
Don't have a Kindle?Get your Kindle here.
Series:Hot Damned Series(Book 1)


Book DescriptionPublication Date:September 2, 2013Vampyres dont exist. They absolutely do not exist.

At least I didnt think they did til I tried to quit smoking and ended up Undead. Who in the hell did I screw over in a former life that my getting healthy equates with dead?

Now Im a Vampyre. Yes, we exist whether we want to or not. However, I have to admit, the perks arent bad. My girls no longer jiggle, my ass is higher than a kite and the latest Prada keeps finding its way to my wardrobe. On the downside, Im stuck with an obscenely profane Guardian Angel who looks like Oprah and a Fairy Fighting Coach whos teaching me to annihilate like the Terminator.

To complicate matters, my libido has increased to Vampyric proportions and my attraction to a hotter than Satans underpants killer rogue Vampyre is not only dangerous . . . its possibly deadly. For real dead. Permanent death isnt on my agenda. Avoiding him is my only option. Of course, since he thinks Im his, its easier said than done. Like THATS not enough to deal with, all the other Vampyres think Im some sort of Chosen One.

Holy Hell, if Im in charge of saving an entire race of blood suckers, the Undead are in for one hell of a ride.

*****
Uproariously witty, deliciously provocative, and just plain fun! No one delivers side-splitting humor and mouth-watering sensuality like Robyn Peterman. This is entertainment at its absolute finest! ~ Darynda Jones, NY Times Bestselling Author of the Charley Davidson Series

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g: 0 Posted By: ragingwookiee
Views: 177 Replies: 0 IT Cosmetics Bye Bye Under Eye Full Coverage Waterproof Collagen Cream Concealer -- $4.99 + Free Shipping at Shnoop

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Lanikai SMP-T Solid Monkey Pod Tenor Ukulele Natural $199 Fs @ MF
Added on : Wednesday October 29th 2014 06:00:10 AM
g: 0 Posted By: tedhawkins
Views: 143 Replies: 0 Lanikai SMP-T Solid Monkey Pod Tenor Ukulele Natural $199 Fs @ MF

http://www.musiciansfriend.com/stupid

Product Description

With its solid monkey pod body, Lanikai's SMP-T tenor ukulele has incredible projection with an exotic and enviable appearance. Gold-plated Grover tuning machines ensure long hours of stress-free playing.

The tenor body produces a clear ukulele tone, with a bit more projection than the standard soprano body. It's ideal for on-stage performancewhether rhythmic strumming, or working out some inspired melodies; the projection and clarity of this tenor uke is significant.

Unadorned by synthetic enhancements, this series captures the pure essence and beauty of the natural world. This ukulele features a solid top, back, and sides, slotted headstock, rosewood fingerboard and bridge, maple and rosewood skunk stripe and an ovangkol neck. A custom wide bone nut was used to increase the string spacing, making these ukuleles more comfortable for guitarists who are expanding their sonic palette with the ukulele.

With its easy playability, and the included instruction booklet written by renowned ukulele instructor Mary Lou Dempler, you will be playing in a matter of minutes. If you have never played ukulele before get ready for a world of fun. The ukulele is an addicting instrument that can and should be taken everywhere. If you can play one ukulele you can play them all.

The Lanikai SMP-T tenor ukulele is strung with Aquila Nylgut strings.
Features

4-string tenor body
Solid monkey pod body
17-1/4" scale
Ovangkol neck
Rosewood bridge and fretboard
19 frets
37mm nut width
Gold-plated Grover tuners
Gold-plated hardware


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Tifosi Tyrant Fototec Eyewear $31 @ Performance Bike Fs to store
Added on : Wednesday October 29th 2014 06:00:04 AM
g: 0 Posted By: tedhawkins
Views: 65 Replies: 0 Tifosi Tyrant Fototec Eyewear $31 @ performance bike Fs to store

http://www.performancebike.com/webapp/wcs/stores/servlet/Product...

Final price in cart

Tifosi Tyrant Fototec Eyewear
Whether you're snaking your way through aggressive singletrack or dodging city traffic, these cycling sunglasses with Fototec lenses will stay put no matter WHERE or HOW you ride. Variable tint technology adjusts rapidly to changing light conditions for superior clarity and protection. Grilamid TR-90 frame withstands abuse and is held in place by hydrophilic rubber details.

Grilamid TR-90 frame is made from homopolyamide nylon and features an extremely high alternative bending strength, low density and high resistance to chemical and UV damage
Polycarbonate decentered lenses flex instead of shattering upon impact and eliminate visual distortion and magnification for exceptional optical clarity
Fototec lenses with variable tint technology adjust rapidly to changing light conditions for superior clarity and protection
Glare Guard lens coating reduces glare and decreases eye fatigue while allowing the wearer to distinguish terrain breaks
Vented lenses increase airflow and decrease fogging
Hydrophilic rubber adjustable temples and nose pads increase grip when in contact with sweat, resist aging and UV breakdown, and allow for a customizable, comfortable fit
100% UVA/UVB protection
Fits small to medium faces
Includes hard shell zippered case and cleaning bag
Gunmetal frame comes with a Light Night Fototec lens (85% to 27% light transmission)
Light Night Fototec lens changes from clear to smoke for clarity, comfort and protection from dawn until dusk


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Free - Villagers and Heroes - Hero of Stormhold DLC Pack (Steam)
Added on : Tuesday October 28th 2014 04:00:10 AM
g: 0 Posted By: remick
Views: 90 Replies: 0 http://www.gameitems.com/get-your-villagers-and-heroes-halowween...

Pack Contents;
Exclusive Starter gear: Start your journey off right with a set of exclusive gear that is not only powerful, but stylish as well. Contains a set of gear for whichever class you choose:
o Swift Warrior: Splint mail armor and a large two-handed sword allow you to enter into battle with swift and precise strikes.
o Deadly Hunter: Using careful aim and quick wrists, you can take down your foes quickly and quietly.
o Frost Wizard: Summon the powers of ice to chill your enemies to the bone. Slow your enemies down with cold winds, or freeze them solid.
o Holy Light Priest: Call upon the holy light to heal and aid your allies, or summon divine justice to smite your foes.
A Cosmetic Appearance Pack: Matching your exclusive starting gear, this appearance pack works alongside the gnomish Gnogmentation workshops. Permanently unlock the appearance to fight evil in style, no matter your level or gear.
Extra bag space: Permanently unlock an extra 30 slots of inventory space for your entire account, including current and future characters.
A generous assortment of various items that will help your hero along their journey:
o 10 Full Health Potions
o 10 Full Spirit Potions
o 5 Gnogmenting Sockets
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g: 0 Posted By: remick
Views: 159 Replies: 0 http://www.amazon.com/gp/product/B00NE557L0

5.0 out of 5 stars (15 customer reviews)

ALWAYS REMEMBER IT IS NOT THE LOAD THAT BREAKS YOU DOWN, BUT THE WAY YOU CARRY IT.
This book reveals potent yet intuitive ways to remain strong and motivated, no matter how many rocks life and people throw at you.
Motivation is an essential existential fulcrum, the pivot around which revolves your life, business and career. Without motivation and inner strength, you cannot fulfill your goals and dreams. Learn key secrets to stay motivated and take the necessary steps to formulate the right mindset and avoid actions and reactions that imperil your chances of success.

>>> The book contains a helpful Discussion Guide and information about sequel Awaken the Zen-Sational in You. Through thought-provoking questions, the book gives extensive advice on how to use the discussion guide, how to inform decisions related to the topics at hand, and how to best read it alone, in reading groups, with your partner, or as part of learning activities, among others.

>>> After reading this book, you will know how to:
Establish strong conviction before undertaking anything;
Use inner peace to project composure and physical and mental strength; and
Acquire mental readiness to confront life problems effectively.

>>> Who will benefit from this book?
Project management professionals and others who routinely work on tight deadlines;
Professionals in fast-paced sectors, including the military, finance and health care; and
People with low self-esteem, and folks who need a daily dose of quick and effective motivation boost.



also free

Business leadership : Influence and Lead ! Fundamentals for Personal and Professional Growth
http://www.amazon.com/Business-leadership-Fundamentals-Professio...
4.4 out of 5 stars (41 customer reviews)

Editorial Reviews
Review
What I liked about this book? The second chapter, which discusses the traits that the Team Leader needs to develop and display in order to build a high performance team. The third chapter which introduces the Tuchman Jensen team development Five stage model. Also the reading the fourth chapter I learnt about leadership without authority and informal power. The required steps of analysing, communicating and building a supporting coalition are illustrated. Then the fifth chapter is all about NLP words of power for personal effectiveness in leading and motivating. The sixth chapter presents powerful exercises that I can perform myself. Al around useful for personal growth and development. Read it and find out why.



Success and Happiness - Quotes to Motivate Inspire & Live by
http://www.amazon.com/Success-Happiness-Quotes-Motivate-Inspire-...
4.4 out of 5 stars (44 customer reviews)

Achieving happiness is not about acquiring what we seek. Happiness is being at peace with what you have. Happiness is a frame of mind, easy to achieve just by thinking and behaving differently. The aim of this book is to help you achieve happiness by showing you how to release the inner you, the you thats unburdened with the weight of the world. The phrases and sayings within this book are intended to motivate, inspire and help lead you towards a contented and fulfilled state of mind, towards happiness.



365 Wisdom Pills
http://www.amazon.com/365-Wisdom-Pills-Human-Angels-ebook/dp/B00...

"Your daily dose of Angelic Wisdom"
From the authors of We Are Human Angels and 365 Mantras for Today, comes another inspiring book. 365 Wisdom Pills is the very first medicine that can heal your heart and soul! 365 Wisdom Pills is the quickest and most effective remedy when you feel lost and lonely in this frantic, noisy and sometimes even disturbing world, and also when you are looking for inspiration to help make wise and positive decisions. If you are striving for a ray of light in the temporary darkness of your life, from now on you have your own remedy and this remedy is called Wisdom Pills. Just pick up this book, open it, read one or two sentences or more (without the risk of overdosing) and you will achieve a higher and clearer understanding of the world in which you are living and of the people around you. You do not need a prescription for this medicine, as it can be taken by everyone, at any given moment.



The Covenant Secret: The Master Key to Success
http://www.amazon.com/Covenant-Secret-Master-Key-Success-ebook/d...
4.4 out of 5 stars (22 customer reviews)

In today's world we are all entrepreneurs...no matter what we do. The Covenant Secret delivers the master key to entrepreneurial and relationship success. Read it...Live It!



Brand New You: Become the Best Version of You! With a Little Help from our Experts [Unabridged] [Audible Audio Edition]
http://www.amazon.com/Brand-New-You-Version-Experts/dp/B008OLOUS...

Exclusive to Audible! Are there aspects of your life you would like to change? Do you want to feel like the best version of yourself? Brand New You is designed to make you feel motivated and inspired to take the steps you need to change your life and achieve your goals.



Life Coach: 3 Simple Steps to Self-Confidence: You will never, ever lack self-confidence again
http://www.amazon.com/Life-Coach-Simple-Self-Confidence-self-con...

You will never, ever lack self-confidence again.

Have you noticed how self-confident people radiate strength and security? How they have a power of their own? You can be one of them. The secret to feeling like this is to believe in yourself. In this definitive book on self-confidence Peter Strong hits on the key to developing unshakeable self-confidence and that is finding your 'This is it!' - the thing in life you really want to be doing. When you find this, self-confidence becomes automatic.

3 Easy Steps:
Choose happiness as your number one goal
Learn to trust yourself
Use mental picturing to achieve your goals
Brand New You is brought to you by Audible and our team of experts.
About Our Experts: Glenn Harrold - one of the world's most successful hypnotherapists, Glenn has helped thousands including many celebrities in a 20-year-long career and has sold over 1 million hypnosis CDs and downloads. a couple of years ago, he signed a 3 book deal with Orion in the UK. Glenn has been in the top self help sellers on our site since we launched over 5 years ago.
Tony Wrighton - Tony is a presenter, broadcaster, entrepreneur and one of the top self help authors in digital. He recently published his first book with Random House in the UK.
Michael Heppell - Described as the cure for an average life and as one of the top three professional speakers in the world, Michael is taking people development to a new level. His book 'Flip It' is the No. 1 Best Selling Personal Development title in the UK in 2010. His clients include Davina McCall and Chris Evans.



Finding Joy Around The World: Real Life Stories of Discovering Happiness, Inner Peace and Joy
http://www.amazon.com/Finding-Joy-Around-The-World-ebook/dp/B00N...
5.0 out of 5 stars (7 customer reviews)

If you've been wondering how to have more joy in your life, you'll love Kari Joys' "Finding Joy Around the World." Kari has collected insights and stories from 32 people in countries all over the world who have shown an interest in living with joy. Many of these people have overcome great difficulties in their lives to find their joy and they love sharing their insights and suggestions for others who are still struggling. Their stories are honest, sincere and heart-warming and their suggestions for finding joy are profound and insightful. You'll definitely be surprised and uplifted when you read them! When you complete "Finding Joy Around the World," you'll have a deeper understanding of what joy is and how you can create more joy in your own life.
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g: 0 Posted By: remick
Views: 66 Replies: 0 http://www.amazon.com/gp/product/B007SAWZPS/

4.5 out of 5 stars (67 customer reviews)

In this volume of the On Target Photo Training series - we delve even deeper into the creation and manipulation of light.
This is another "must have" volume - if for no other reason than the section on the UV filter has the potential to save you thousands of dollars!

Here is the table of contents to show a bit of what is covered...
Introduction
Review:
Color
RGB
Hand Tinting
Harmonizing
Gimp
Light Management
How Many Lights Do You Need?
More Is Not Better
The Reflector
Filling In The Shadows
Reflector Or Flash?
A Reflector Can Be Better Than A Flash
The Reflector As A Main Light
Saving Money With Reflectors
Creating A 5 Light Studio Portrait With Reflectors
Filters
Filters Vs Photoshop
Filters In Action
The UV Filter
The Polarizing Filter
The Neutral Density Filter
The Graduated Neutral Density Filter
Colored Filters
Do Not Buy Solid Color Filters
Graduated Color Filters You Will Need
Alternate Filters
Storing Your Filters
Removing Stuck Filters
Photo Exercise
Additional Photo Training

It's easy to spend hundreds of dollars on lights...but it isn't necessary! With the judicial use of reflectors, it is possible to turn one single light into a 5 light setup! AND that onelight could even be the sun!
You can get results to rival the best studio shooters with very little cost. Reflectors can even be homemade - so they cost almost nothing.
Filters - for the most part physical "on camera" filters have dropped by the wayside due to the digital revolution.
We still use filters, but now - with many of them - it is after the fact (in Photoshop) rather than in front of the lens. But, there ARE a few filters we still need on camera. the effectssimply can't be easily done (or done at all) in Photoshop...

The UV Filter - This one can literally save you thousands of dollars.
The Polarizing Filter - this one should be in your camera bag ALL THE TIME! The results you will get can take your photography to completely new levels and it is difficult if notimpossible to duplicate the results in Photoshop.
The Neutral Density Filter, Graduated neutral density filters and so on...

Read through this easy to understand and easy to implement course volume and in a matter of minutes you will have a firm grip on effectively lighting with reflectors andusing the essential filters.
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g: 0 Posted By: sarahturtle
Views: 51 Replies: 0 5/5 stars, save $17.95

http://amzn.com/B00OJFOVXY

Heres what, Marshall Sylver, "author of "Passion, Profit, and Power" says: Is your life and everything you want worth 7 minutes per day to you? The mind is a muscle and like all muscles it must be stretched and exercised. In this book The 7 Minute Millionaire Tony Neumeyer lays down in easy to understand terms how you can create PPM's or Personal Programming Messages that will positively impact you all day long. I know this works because these strategies took me from poor farm boy to self-made multi-millionaire. You will love the book. Even better you will love your new life once you put this book into practice."
------
How to Think Yourself Rich; is that really possible? What does it mean? First, it means creating the life you desire and have always wanted.

The 7-Minute Millionaire How To Think Yourself Rich, gives you the exact methodology used by the author to create and earn millions of dollars. Tony Neumeyer came from humble beginnings, and in his early twenties, went into real estate sales and development. Due to a significant market reversal, he was forced into a devastating bankruptcy, but Tony bounced back, and grew a fortune using the formula he lays out in his book.

Wherever you are in your life, the step by step unique strategies in the pages of The 7-Minute Millionaire will help you to create whatever it is you are after. Business, financial, personal relationships, health goals, and more, are all achievable using this simple method.

Using the focused techniques laid out in this book and creating success habits, he doubled his real estate sales in a year, while creating a multi-million-dollar business at the same time. You may have gotten into some bad habits in life, but it is important to know you can create good habits as well; habits of success that will create the life and financial status you choose.

But this is not a book of fluff; be prepared to do some work. Chapter one, Whos In Charge Anyway? will begin by asking you to do the first of a series of practical exercises, designed to build upon each other through a process that will lead you to the point of creating your own Personal Programming Message (PPM). This will be the foundation of creating everything you want in your life.

Later, in chapter eight, you will discover that no matter what business, job, or circumstance you are in, The Razors Edge Reality will not only virtually eliminate your competition, it will help you to realize there isn't any competition to concern yourself with in the first place.

Tonys tried, true and unique techniques will arm you with strategies to achieve exactly what you set your heart and mind upon. Throughout the book, he draws from his own personal experience as well as diverse sources of wisdom and inspiration.

Tony shows you not only how to build your own personal fortune, but also happiness, health and anything else you want to achieve.

With The 7-Minute Millionaire: prepare to Think Yourself Rich and live your dreams!

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g: 0 Posted By: remick
Views: 431 Replies: 0 http://www.amazon.com/gp/product/B005EZ0BEQ/

4.3 out of 5 stars (148 customer reviews)

In his follow-up to the critically acclaimed Imaginary Jesus, Matt Mikalatos tackles this question in an entertaining and thought-provoking waywith MONSTERS!!! While Christians claim to experience Christs resurrection power, we sometimes act like werewolves who cant control our base desires. Or zombies, experiencing a resurrection that is 90 percent shambling death and 10 percent life. Or vampires, satiating ourselves at the expense of others. But through it all we long to stop being monsters and become truly humanthe way Christ intended. We just cant seem to figure out how.

Night of the Living Dead Christian is the story of Luther, a werewolf on the run, whose inner beast has driven him dangerously close to losing everything that matters. Desperate to conquer his dark side, Luther joins forces with Matt to find someone who can help. Yet their time is running out. A powerful and mysterious man is on their trail, determined to kill the wolf at all costs . . .

By turns hilarious and heartbreaking, Night of the Living Dead Christian is a spiritual allegory that boldly explores the monstrous underpinnings of our nature and tackles head-on the question of how we can ever hope to become truly transformed.




also free

Zombie Games
http://www.amazon.com/gp/product/B0087385BS
4.4 out of 5 stars(401 customer reviews)


Valley Of Death, Zombie Trailer Park
http://www.amazon.com/gp/product/B004D4ZQ3K/
4.3 out of 5 stars (438 customer reviews)


Wanted: Dead or Undead
http://www.amazon.com/gp/product/B007MCHXEU
4.4 out of 5 stars (187 customer reviews)


Affliction Z: Patient Zero (Post Apocalyptic Zombie Thriller
http://www.amazon.com/gp/product/B00BSW8WUO/
4.3 out of 5 stars (200 customer reviews)


Bound By Blood (Bound - Vampire & Werewolf Romance Book 1
http://www.amazon.com/gp/product/B004VF69LY
4.3 out of 5 stars (131 customer reviews)


Forbidden Forest (The Legends of Regia Book 1)
ww.Amazon.com/Forbidden-Forest-Legends-Regia-Book-ebook/dp/B009JVTLA6
4.4 out of 5 stars (512 customer reviews)


Fashionably Dead (Hot Damned Series Book 1)
http://www.amazon.com/Fashionably-Dead-Hot-Damned-Book-ebook/dp/...
4.5 out of 5 stars (1,187 customer reviews)








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Free Kindle Book- Night of the Living Dead Christian (was $14.99)
Added on : Sunday October 26th 2014 11:00:03 AM
g: -1 Posted By: remick
Views: 280 Replies: 0 http://www.amazon.com/gp/product/B005EZ0BEQ/

4.3 out of 5 stars (148 customer reviews)

In his follow-up to the critically acclaimed Imaginary Jesus, Matt Mikalatos tackles this question in an entertaining and thought-provoking waywith MONSTERS!!! While Christians claim to experience Christs resurrection power, we sometimes act like werewolves who cant control our base desires. Or zombies, experiencing a resurrection that is 90 percent shambling death and 10 percent life. Or vampires, satiating ourselves at the expense of others. But through it all we long to stop being monsters and become truly humanthe way Christ intended. We just cant seem to figure out how.

Night of the Living Dead Christian is the story of Luther, a werewolf on the run, whose inner beast has driven him dangerously close to losing everything that matters. Desperate to conquer his dark side, Luther joins forces with Matt to find someone who can help. Yet their time is running out. A powerful and mysterious man is on their trail, determined to kill the wolf at all costs . . .

By turns hilarious and heartbreaking, Night of the Living Dead Christian is a spiritual allegory that boldly explores the monstrous underpinnings of our nature and tackles head-on the question of how we can ever hope to become truly transformed.
Books & Magazines Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 122 Replies: 0 http://www.amazon.com/gp/product/B005EZ0BEQ/

4.3 out of 5 stars (148 customer reviews)

In his follow-up to the critically acclaimed Imaginary Jesus, Matt Mikalatos tackles this question in an entertaining and thought-provoking waywith MONSTERS!!! While Christians claim to experience Christs resurrection power, we sometimes act like werewolves who cant control our base desires. Or zombies, experiencing a resurrection that is 90 percent shambling death and 10 percent life. Or vampires, satiating ourselves at the expense of others. But through it all we long to stop being monsters and become truly humanthe way Christ intended. We just cant seem to figure out how.

Night of the Living Dead Christian is the story of Luther, a werewolf on the run, whose inner beast has driven him dangerously close to losing everything that matters. Desperate to conquer his dark side, Luther joins forces with Matt to find someone who can help. Yet their time is running out. A powerful and mysterious man is on their trail, determined to kill the wolf at all costs . . .

By turns hilarious and heartbreaking, Night of the Living Dead Christian is a spiritual allegory that boldly explores the monstrous underpinnings of our nature and tackles head-on the question of how we can ever hope to become truly transformed.
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g: 0 Posted By: remick
Views: 376 Replies: 0 http://www.amazon.com/Guidance-Creating-Your-Power-Attorney-eboo...


Lean how to create your own will and power of attorney forms to prepare for an uncertain tomorrow.
Written and edited by licensed attorneys.
No one wants to think of their own death. But it is important to plan for your family and other loved ones are provided for if anything should happen to you. Guidance On Creating Your Own Will & Power of Attorney can help you create your will (last will and testament) and power of attorney legal documents that you actually understand.

Wills and powers of attorney are not only for people who are at the age where death is not far away. People die at all ages. A will is needed if you have assets and property to be allocated to those you wish to benefit. A power of attorney can help fulfill your specific wishes if you are ever in a comma. Now is the time to think about creating your legal documents if you have not created them. If you have created them, make sure that your documents are current and reflect the changes in your life because the court will look to these documents as proof of your wishes. If you dont have them or they are missing, the court will apply state laws. These laws may not reflect your wishes, so make sure you look seriously at the making or updating of your documents at the earliest.

Sample Forms Include:

Wills

Last Will and Testament (for single and married couples)
Self-Proving Affidavits
Living Will
Power of Attorney

Healthcare"Durable
Financial"Durable
Minor Child Care"Limited
The Legal Self-Help Guide series provides information to those who want to understand their legal rights and responsibilities in an effort to resolve legal problems or know enough to feel confident in their decision to retain legal counsel. This Guide provides plain-English explanations as an alternative to the legal jargon that fills legal books.

Express Your Rights. At Peerless Legal we believe the law is only useful when people have the tools they need to understand their rights. Join us on our quest to make the law usable and accessible to anyone. Peerless Legal was founded with quality in mind. All of our products are created by a licensed attorney who believes in our mission to empower individuals by giving them the legal self-help tools to access legal information, make decisions, and engage the system. You can take part by turning information into actions.

No CDs | No Confusing Online Application Forms | No Monthly (Or Hourly) Fees

Save Time | Save Money | Make It Legal | Learn Basics

Youll discover how to:
ensure your possessions will be distributed as you wish,
authorize someone to act on your behalf regarding healthcare and financial matters if you become unable to make your own decisions,
reduce the potential family conflicts,
reduce stress and heartache for loved ones,
and specify funeral wishes,




also free


The Barefoot Retirement Plan: Safely Build a Tax-Free Retirement Income Using a Little-Known 150 Year Old Proven Retirement Planning Method That Beats The Pants Off Other Plans
http://www.amazon.com/The-Barefoot-Retirement-Plan-Little-Known-...
4.4 out of 5 stars 19 customer reviews)

The Barefoot Retirement Plan reveals a little-known, 150 year old proven retirement planning strategy that quite simply, beats the pants off other plans. Thats why many are calling this non-traditional plan, Americas Most Powerful Retirement Plan. Less than .01% have even heard of this patent pending plan. The rich have quietly been using variations of this plan for over a century. Large corporations, banks and financial institutions own hundreds of billions worth of these plans. The reason some of the brightest minds in the world invest so heavily in these strategies is because, they work!

If youre like the majority of Americans who have been faithfully following the mainstream traditional investment advice, and relying on your IRA (Individual Retirement Account) or 401(k) to reach your retirement goals, youre probably very concerned about having enough funds to last throughout retirement. 61% of Americans fear running out of money during retirement, more than they fear death. It doesn't have to be that way. This plan can help you to look forward to retirement, instead of dreading it.

Were giving away our custom retirement savings calculator for free. In our opinion, its the best retirement calculator out there. It visually shows you the power of this plan compared to your current retirement plan, IRA, ROTH, 401(k), etc. You can get your free Barefoot Retirement calculator at: BarefootRetirement.com/calculator

This is not just another boring financial book. Its written in laymans terms and you will find lots of images and charts to help you clearly grasp the concepts. This book will show you how you can create a retirement plan that offers:

100% tax-free retirement income
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Single most powerful tax strategy thats legally allowed in this great country
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Youll discover how this plan has much less risk than traditional plans

You will not find a better retirement plan anywhere!



When Can I Retire? How Much Money Do I Need to Retire?: The Ultimate Guide to Helping You Answer These Questions and Figure Out How to Retire Early
http://www.amazon.com/When-Retire-Much-Money-Need-ebook/dp/B00O6...
4.8 out of 5 stars (5 customer reviews)

Will your nine-to-five workday only end when your vitality is sapped, when your zest is completely gone, and theres nothing to look forward to but quietly dying in your bed? It doesnt have to be that way. Theres no reason to spend your whole active life tied up in the same unrelenting cycle of making money only to use it up without ever having really tasted it. You dont need to wait so long to schedule all the things you want to do at the very end of everything, when you are scarcely able to physically enjoy it. But that is the default, and that is where youre heading if you dont take decisive, certain action now. If you go with the flow and settle for only as much retirement planning as your workplace provides for you, youll have to adhere to their suggested retirement date, or stay on the job until you are ready to draw social security. If you want to something different, it is you who has to take the first proactive steps toward your own dreams. Nobody is going to do that for you. And the earlier you start, the better. This ebook will help you take charge of your work, your finances, and your future, enabling your retirement to begin the day that you say it does. You dont have to retire at age 65 just because Jack, Betty, and Susan are going to. This is your life, and you owe it to yourself to take control and plan it your way.

Here Is A Preview Of What You'll Learn...
Pros and Cons of Early Retirement
Taking Stock of Your Options
A Nest Egg to Fund Your Early Retirement
Watch it Grow! The Power of Compound Interest
Nontraditional Ways to Fund Your Early Retirement
Health Insurance and the Retiree
Pitfalls of Early Retirement Planning
Much, much more!



Retirement Solutions: Financial Strategies for Today's Retirees
http://www.amazon.com/Retirement-Solutions-Financial-Strategies-...
4.8 out of 5 stars (20 customer reviews)

Realizing your retirement dreams is only possible with the right Retirement Solutions in place. This information will help you implement Retirement Solutions to fit your unique set of goals, aspirations, and resources.Financial retirement specialist, Michael Dallas, compiles over two decades of proven wisdom into a must-have reference for today's retiree. Find the vital information you need to create your ideal retirement, including: Tax Solutions - lower your tax burden Portfolio Solutions - successfully invest your retirement nest egg Income Solutions - get the most from your pensions and Social Security Risk Solutions - protect yourself and your loved ones against the worst





Estate Planning in Plain-English: Legal Self-Help Guide
http://www.amazon.com/gp/product/B00KPBSX08
4.9 out of 5 stars (15 customer reviews)


Americas easiest to understand estate planning guide designed to balance plain language, organization, and usability for maximum comprehension of wills, trusts, and powers of attorney
Increase your understanding of estate planning with this guide written and edited by attorneys that is valid in all 50 States and Washington, D.C.
Most people have the capacity to understand what is involved in creating an estate plan. Whether you are looking to create your own estate planning documents or you have already retained a lawyer, you can benefit greatly from knowing what is involved in creating an estate plan.

The lack of easy to understand information prevents most people from trying to understand what is involved in estate planning. This leaves many people frustrated and apprehensive about estate planning. This book can help fill this information gap and may reduce your frustration and apprehension because, in writing this book, we assume you have no prior knowledge or experience with estate planning. We cut down on the legal jargon and where the legal jargon is inescapable, we provide additional explanations. We start at the absolute basic level while helping you with ideas you may not have considered.

You should buy this book if you want to learn more about how to plan for your death to make it easier on your loved ones you leave behind.

Open the book to:
Outsmart the system by learning how your estate can lower estate taxes, avoid probate, and avoid some of the common pitfalls,
Control the future of your stuff by preparing for the needs of your loved ones after your death,
and Eliminate uncertainty in tomorrow with a plan in hand.
˃˃˃ No matter the size of your estate or the type of property you own, this book provides information you can use to plan your estate, including why you need a will, power of attorney, and living trusts. An estate plan can help ensure your wishes are carried out following your death and creating an estate plan can provide you with the peace of mind of knowing that your final arrangements have been planned.
With this book, youll discover:

what is a will,
what is a living trust,
what is a power of attorney,
common legal terms,
and how an estate plan can help reduce family conflict.
The more you understand about your estate plan options, the better you can make your wishes known to your family, and other loved ones.

˃˃˃ Easy to understand, in plain language, and a time saver, Estate Planning in Plain-English is designed for married couples with and without children, and single people in all 50 States and Washington, D.C. who want to find estate planning information they can understand, quickly, and accurately.
Take action before an emergency or crisis
Make your death or incapacity (i.e., vegetative state) a little easier on your family and loved ones
Gain certainty in the future of you and the stuff you leave behind
Gift yourself some peace of mind
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g: 0 Posted By: remick
Views: 130 Replies: 0 http://www.amazon.com/Guidance-Creating-Your-Power-Attorney-eboo...


Lean how to create your own will and power of attorney forms to prepare for an uncertain tomorrow.
Written and edited by licensed attorneys.
No one wants to think of their own death. But it is important to plan for your family and other loved ones are provided for if anything should happen to you. Guidance On Creating Your Own Will & Power of Attorney can help you create your will (last will and testament) and power of attorney legal documents that you actually understand.

Wills and powers of attorney are not only for people who are at the age where death is not far away. People die at all ages. A will is needed if you have assets and property to be allocated to those you wish to benefit. A power of attorney can help fulfill your specific wishes if you are ever in a comma. Now is the time to think about creating your legal documents if you have not created them. If you have created them, make sure that your documents are current and reflect the changes in your life because the court will look to these documents as proof of your wishes. If you dont have them or they are missing, the court will apply state laws. These laws may not reflect your wishes, so make sure you look seriously at the making or updating of your documents at the earliest.

Sample Forms Include:

Wills

Last Will and Testament (for single and married couples)
Self-Proving Affidavits
Living Will
Power of Attorney

Healthcare"Durable
Financial"Durable
Minor Child Care"Limited
The Legal Self-Help Guide series provides information to those who want to understand their legal rights and responsibilities in an effort to resolve legal problems or know enough to feel confident in their decision to retain legal counsel. This Guide provides plain-English explanations as an alternative to the legal jargon that fills legal books.

Express Your Rights. At Peerless Legal we believe the law is only useful when people have the tools they need to understand their rights. Join us on our quest to make the law usable and accessible to anyone. Peerless Legal was founded with quality in mind. All of our products are created by a licensed attorney who believes in our mission to empower individuals by giving them the legal self-help tools to access legal information, make decisions, and engage the system. You can take part by turning information into actions.

No CDs | No Confusing Online Application Forms | No Monthly (Or Hourly) Fees

Save Time | Save Money | Make It Legal | Learn Basics

Youll discover how to:
ensure your possessions will be distributed as you wish,
authorize someone to act on your behalf regarding healthcare and financial matters if you become unable to make your own decisions,
reduce the potential family conflicts,
reduce stress and heartache for loved ones,
and specify funeral wishes,
Books & Magazines Deals

Amazon Coupons
g: 0 Posted By: ctgolfer
Views: 140 Replies: 0 use promo code: JNBOSEP2814SHIP1 for $1 shipping

The 515 is inspired by the archival classics of New Balance's past. Always classic, and always cool, the 515 combines a suede-mesh upper with an EVA midsole and rubber outsole to bring you as much comfort as it does style. With the 515, it doesn't matter where you're going, because everyone's going to want to follow.

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Theoretical pension question
Added on : Friday October 24th 2014 04:00:08 PM
g: 0 Posted By: bluegreenturtle
Views: 1 Replies: 0 So before somebody jumps down my throat and tells me I'm terrible, let's just call this uh, research for a film script plot point.

My dad's got a pretty good public pension. It is for life. It has a provision that his spouse gets 90% of his pension after he dies for the rest of her life. (For argument's sake, let's say that his spouse, namely, my mom, dies before he does). Could I divorce my wife, have her marry him, and then she could collect the 90% for the rest of her life, which is, based on the other women in her family, going to be many decades? (She'd remarry me after he bumps off). He's about 30 years older than me. For that matter, couldn't she get his SS spousal benefit to boot? Anybody done this?

If you're going to post some comment about her running off with dear old dad, or leaving after he dies and picking up a newer model than me, just save your time and don't bother.

Free on iTunes for the 1st time - Camera+ for iPhone (reg $3)
Added on : Friday October 24th 2014 12:00:14 PM
g: 0 Posted By: remick
Views: 145 Replies: 0 http://www.idownloadblog.com/2014/10/24/camera-offered-for-free-...

Camera+ by Taptaptap, the award-winning iPhone photography app and one of the longest-standing camera and image editing apps in the App Store, is available free of charge for a limited time, but only through Apples sleek Apple Store shopping application for the iPhone and iPad. Thats a cool $2.99 saving right off the bat over the apps regular asking price.

No matter if youre only mildly into mobile photography or a seasoned photographer, you really shouldnt miss out on this promotion because Camera+ has never gone free since its inception in August of 2011. Again, you cant just follow the apps iTunes URL to grab Camera+ for zero bucks because the offer is exclusive to users who have the Apple Store application installed on their devices.

Jump past the fold for the full instructions.

How to grab Camera+ for free

Step 1: Download the universal Apple Store application for the iPhone and iPad, its free in the App Store.https://itunes.apple.com/ca/app/apple-store/id375380948?

Step 2: Open the Apple Store app on your iPhone or iPad and hit the Store tab along the bottom. Scroll halfway down to the Camera+ promotion and tap the link. A new screen will appear with app description. Now tap the green Download now for free button at the bottom.

Step 3: Youll be now taken to the App Store. Upon confirming your Apple ID password, the App Store will put up the Camera+ promo page. Tap the Redeem button in the upper right. If all goes well, your copy of Camera+ will begin downloading to your device.
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Views: 101 Replies: 0 Battery Information Battery Energy 50 Wh Battery Chemistry Lithium Ion (Li-Ion) Built-in Devices Speakers Yes Microphone Yes Webcam Yes Display & Graphics Screen Size 11.6" Display Screen Type Active Matrix TFT Color LCD Graphics Memory Accessibility Shared Graphics Controller Model HD Graphics Screen Resolution 1366 x 768 Screen Mode HD Graphics Controller Manufacturer Intel Display Screen Technology TrueLife Backlight Technology LED Touchscreen Yes Aspect Ratio 16:9 Graphics Memory Technology DDR3 SDRAM General Information Marketing Information Travel light. But take all the essentials.Power your everyday tasks with a compact, affordable and feature-rich laptop with an interactive touch screen and long battery life.Big on featuresNo outlet, no worries:The laptop's exceptional battery life gives you more power to keep going without having to worry about your next recharge.Interact with the touch of a finger:Whether you're browsing through photos, editing spreadsheets or replying to social media posts, the standard 29.5cm (11.6") edge-to-edge touch screen makes every task easy.Communicate with clarity:Make sure your voice is heard in video chats or phone calls, no matter where you take the conversation. Noise-canceling dual digital array microphones make web chats crystal-clear, even in noisy environments. Product Name Inspiron i3137-3751sLV Notebook Manufacturer Part Number i3137-3751sLV Product Type Notebook Brand Name Dell Product Model i3137-3751sLV Manufacturer Dell, Inc Product Line Inspiron Product Series 11 Input Devices Pointing Device Type TouchPad TouchPad Features Multi-touch Gesture Keyboard Yes Interfaces/Ports HDMI Yes Network (RJ-45) Yes Number of USB 3.0 Ports 2 Total Number of USB Ports 3 Headphone/Microphone Combo Port Yes Number of USB 2.0 Ports 1 Memory Maximum Memory 4 GB Memory Card Reader Yes Standard Memory 2 GB Memory Technology DDR3 SDRAM Memory Standard DDR3-1600/PC3-12800 Miscellaneous Green Compliant Yes Package Contents
Inspiron i3137-3751sLV Notebook
Lithium Ion Battery
AC Adapter

Security Features Security Lock Slot Green Compliance Certificate/Authority ENERGY STAR 5.2
EPEAT Silver Network & Communication Wireless LAN Standard IEEE 802.11b/g/n Bluetooth Standard Bluetooth 4.0 Bluetooth Yes Wireless LAN Yes Ethernet Technology Gigabit Ethernet Physical Characteristics Height 0.8" Depth 7.9" Width 11.8" Weight (Approximate) 3.15 lb Color Silver Power Description Maximum Power Supply Wattage 65 W Processor & Chipset 64-bit Processing Yes vPro Technology No Processor Speed 1.40 GHz Cache 2 MB Hyper-Threading No Direct Media Interface 5 GT/s Processor Type Celeron Processor Manufacturer Intel Processor Core Dual-core (2 Core) Processor Model 2955U Software Software Included
My Dell, PocketCloud
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Microsoft Office 2013 Trial
Adobe Premiere Elements v11
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McAfee LiveSafe (30day)
Getting Started with Windows 8
Live Essentials (Movie Maker & Photo Gallery)
Skype

Operating System Windows 8 (English) Storage Hard Drive Capacity 500 GB Hard Drive Interface Serial ATA Hard Drive RPM 5400 Optical Drive Type No
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g: 0 Posted By: Y3ll0wSlack3r
Views: 54 Replies: 0 Happiness: How to Stop Feeling Depressed, Hopeless, Lonely, Sad and Be Happy


Get it when it is still FREEBook DescriptionPublication Date: January 15, 2014Life Changing Wisdom on How To Be Happy
Are you ready to discover the secrets to happiness that work? The wisdom found in this book has the power to change your life from being on the edges of depression to smiling again. These are proven methods that work for overcoming sadness and obtaining gladness.

Amber Rain, the author, writes in such a way that you wont have to waste a lot of your time searching for the excellent content. NO! She writes in a numerical style that will allow you to start applying these principles to your life immediately.A Few Ideas from The Book On Happiness
1. A wise friend of mine says this to me all of the time: Have a nice day, unless youve made other plans. Please take a moment to think about that statement and let it soak into your thoughts and attitudes in the present moment. Are you planning on having a nice day today? Are you focused on all of the bad things in life? You really do have the power to change your life through making decisions about how you want your life to be.

2. Have you ever heard that what you focus on grows? If you focus all of your attention on all of the negative things in life, you will eventually begin to feel hopeless and overly discouraged. What are you focusing on in your life, good things or bad things?

3. Youve heard it said: Happiness is an inside job. The word job indicates that it takes effort to reach the place of being happy. I share with you the wisdom that has the power to set you on a pathway to having a happier life; all you have to do is apply wisdom. Can you make the decision right now, to really work on being happier?

When you are finished reading these 51 ways to be happier you will:

Have social skills that will help you interact with anyone at any time, even a stranger
Have the wisdom you need in order to get along with others
Understand the importance of having goals and be inspired to accomplish a few
Have gained insight into why you are feeling so sad and how you can counteract those feelings through changing your thinking and behavior patterns
Be inspired to make subtle changes in your life until they become routines that lead to happiness
Learned the most important key to being a happy person
Gained communication skills that will attribute to your happiness
And much, much more

Plus more ideas here how to be happy from the book:
18. Learn to delegate whenever possible, whether at work or at home. Frequently, you don't have to do everything yourself. Enlisting the support of family, friends and coworkers can build stronger relationships and decrease your sense of isolation. When you feel as though you are not alone, you will feel better about living.

19. Expectations lead to resentments. If you are expecting someone to act in a particular way, you are just setting yourself up to be irritated. Learn to live by this guideline: Live and let live. When you let go of trying to control outcomes, you will be a lot happier. Focus on the things you can change and let go of the things that you cannot.

The wisdom contained in this book will help relieve:
-Anxiety
-Depression
-Hopelessness
-Despair
-Uncertainty
-Fear of the future
-Regrets from the past

There are so many things that affect your happiness:
-Issues of rejection
-Abandonment issues
-Peoples attitudes
-Job situations
-Family life
-Daily routines

Inside of the happiness book, youll find all of the life-skills you need for living a much happier life.

Get the book now while its reasonably priced. Youll be glad you did.

Tags: How To Be Happy, Happiness, How To Be Happy Alone, How To Be Happy No Matter What, How To Be Happy All The Time, How To Be Happy Single, Depression, Sad, Lonely, Depressed, Happy People, Happy Thoughts, Happiness is a choice,How To Be Happy With Yourself, Being Happy
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Wall Street Journal article
g: 0 Posted By: remick
Views: 2 Replies: 0 http://www.amazon.com/Making-Jewelry-Beads-Silver-Beginners-eboo...

Wearing jewelry is essential to helping women developed their own style. For women wishing to create a look that's unique, the last thing they'll want to invest money in is mass produced pieces of jewelry. It's for this reason alone, learning the skills needed for making silver and beaded jewelry could prove extremely beneficial. When it comes to making such pieces you need to know where to purchase the right kinds of supplies. In this book, " Making Jewelry With Beads & Silver Jewelry For Beginners : A Complete Step by Step Guide (Special 2 In 1 Edition)" not only do we discuss what's needed to start your own silver & beaded jewelry making venture but also provide several projects you may want to try out. The actual process of turning a piece of silver into a piece of jewelry is not only very technical, but also allows your artistic side to flourish. Once you've finished making silver jewelry either for yourself or for someone else, it can prove extremely satisfying, especially as you watch the piece develop and grow. In addition, after finishing this book not only will you be able to create unique and stunning jewelry designs with beads for yourself but for others as well. Within this book are some techniques that'll only take a matter of minutes to master, whilst others may require you to spend a little more time practicing them to achieve the right kinds of results. From the outset, this book has been designed for those who have never created jewelry with beads and silver before. However by the end you'll be an expert in the tools of the trade, the supplies you need and some basic skills you can advance upon over time. For more tips and tricks, download " Making Jewelry With Beads & Silver Jewelry For Beginners : A Complete Step by Step Guide (Special 2 In 1 Edition)" now!




also free

The BIG book of Paper Beads (was $9.99)
http://www.amazon.com/gp/product/B008ADKFJK
4.6 out of 5 stars (41 customer reviews)

3rd edition, revised February 2014 with larger/ better pictures per YOUR request Smile
This really is the BIG book of paper beading. It was designed with the beginner in mind but there's plenty to keep even an experienced beader interested! The wrapping method taught primarily is designed by the Author and is what she teaches in her classes. The paper beads she makes are made to be durable, wearable pieces of art- and YOU can make them too!
It covers a History of paper beads, Paper Ed. 101, Bead board and why that's important, basic beads and shapes: oval, round, cylinder, cone and hourglass. Now let's step it up a notch: it covers simple techniques that make your beads a work of art and moves it into some shapes that are designed exclusively by the Author: two tone, double cuff and flat beads. WAIT! What about those amazing beads coming out of Africa and the Philippines? Yes- those are in there too! As well as so much more!
But the most important part? This is a fun and easy craft that doesn't need any fancy tools or expensive materials. Great for all ages


Making Costume Jewelry: An Easy & Complete Step by Step Guides
http://www.amazon.com/Making-Costume-Jewelry-Complete-Ultimate-e...
4.1 out of 5 stars (12 customer reviews)


25 Winter Craft Ideas: Easy Indoor Crafts for Kids
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23 Halloween Crafts for Kids: Homemade Halloween Costume Ideas and Spooky Decor
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4.3 out of 5 stars (21 customer reviews)


21 Fun Crafts for Kids: Easy Fabric and Paper Crafts for All Four Seasons
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g: 9 Posted By: remick
Views: 928 Replies: 1 http://www.amazon.com/gp/product/B00OM729CY

The book covers hacking scenarios ranging from the merely mischievous to the criminal, the super hacker known as the Knightmare gives step-by-step instructions in meaningful hacking from a personal computer.

"Secrets of a Super Hacker is a fascinating hacker cookbook that reveals the ease of
penetrating even the most stalwart computer system."


Black Book of Viruses and Hacking
http://www.amazon.com/dp/B00OKRD7UY/

This is the first in a series of three books about computer
viruses. In these volumes I want to challenge you to think in new
ways about viruses, and break down false concepts and wrong ways
of thinking, and go on from there to discuss the relevance of
computer viruses in todays world. These books are not a call to a
witch hunt, or manuals for protecting yourself from viruses. On the
contrary, they will teach you how to design viruses, deploy them,
and make them better. All three volumes are full of source code for
viruses, including both new and well known varieties.
It is inevitable that these books will offend some people.
In fact, I hope they do. They need to. I am convinced that computer
viruses are not evil and that programmers have a right to create
them, posses them and experiment with them. That kind of a stand
is going to offend a lot of people, no matter how it is presented.
Even a purely technical treatment of viruses which simply discussed
how to write them and provided some examples would be
offensive. The mere thought of a million well armed hackers out
there is enough to drive some bureaucrats mad. These books go
beyond a technical treatment, though, to defend the idea that viruses
can be useful, interesting, and just plain fun. That is bound to prove
even more offensive. Still, the truth is the truth, and it needs to be
spoken, even if it is offensive. Morals and ethics cannot be determined
by a majority vote, any more than they can be determined
by the barrel of a gun or a loud mouth. Might does not make right.



Hacking into Linux
http://www.amazon.com/gp/product/B00O49TVOO

Till now almost all Hacking Truths manuals have been Windows centric. However, with the growing popularity of Linux and the fact that Linux is considered to be the Hackers OS, the book "Hacking into Linux" makes you hack any linux system completely!




also free

Internet Traps, Rip-Offs And Pitfalls: Understanding Online Security
http://www.amazon.com/dp/B00M0EWTEY/

YOU ARE IN DANGER

If you use the Internet at home, whether for work or play, you are wide open to serious exploitation unless you take specific measures to protect yourself. Nothing may happen this week, this month, next month, or even in the next year but, as sure as eggs are eggs, it is only a matter of time before you will find yourself under attack. "But I have anti-virus protection already", you might say. Sorry to disillusion you but, although that's good, it's only a small part of the protection you need.

THERE IS MORE TO ONLINE SECURITY THAN JUST AN ANTI-VIRUS PROGRAM!

Real online security is all about:

...the things you need to KNOW

...the things you need to DO

...and the things you need to AVOID doing

to truly stay safe online.

If you are new to the Internet (or perhaps even if you're not so new), you will pick up many useful Internet security tips from this ebook. It is deliberately written in plain English for the 'not so technically minded' and is all about how to get the most out of being online at the same time as guarding against its many dangers.

For example, some of the topics covered include:

...How to get free virus protection

...Other free defenses you should install

...Keeping your children safe online

...Vital information about safe surfing

...How to recognize and avoid online scams

...Securing your PC and its private data

...How to spot unscrupulous marketers

...Guarding your personal privacy online

...Staying safe from criminal intrusion

...Keeping your home Wi-Fi network secure

...Crucial advice regarding password security

and much, much more!

If you are a parent with children who use the Internet at home, at the library or at a friend's house (especially where they might access it unsupervised), it is your duty to have at least the level of understanding that this ebook provides, in order to properly advise them. Internet safety for kids is mostly a matter of advising them what not to do online.

Tech-speak really cannot be avoided but this book includes a comprehensive Glossary Of Terms too, which lists and explains nearly 500 common acronyms and other snippets of jargon peculiar to the world of IT and marketing. In other words, Internet Traps, Rip-offs And Pitfalls (ITRAPS) covers Internet security for those with limited technical know-how as well as Internet security for beginners.

As well as being an incredible communications hub that can link you to a virtual treasure trove of knowledge, the Internet also offers a plethora of work from home opportunities. However, if you want to make money online from home, you need to be very, very cautious. There are thousands of money-making schemes online that are really just traps for the unwary. ITRAPS spells them out and points you in the right direction. The book even has a section on finding the ideal 'work from home' opportunity, if that is what you really want.
Books & Magazines Deals
health insurance location matters?
Added on : Sunday October 19th 2014 04:00:08 PM
g: 0 Posted By: davidbeckham
Views: 87 Replies: 0 my employer does not provide health insurance at all and I have to get my own. I am in my early 30s and in good health. The reason I want to get medical insurance is to avoid penalty, so it's basically for financial sake and accidents. I haven't had a need to see a doctor in years. What i notice is that price varies across geographic locations. Is it ok for me to purchase a plan in an area nearby and yet where I have no affiliations to? TIA
Question Deals
g: 0 Posted By: remick
Views: 86 Replies: 0 http://www.amazon.com/gp/product/B00OM729CY

The book covers hacking scenarios ranging from the merely mischievous to the criminal, the super hacker known as the Knightmare gives step-by-step instructions in meaningful hacking from a personal computer.

"Secrets of a Super Hacker is a fascinating hacker cookbook that reveals the ease of
penetrating even the most stalwart computer system."


Black Book of Viruses and Hacking
http://www.amazon.com/dp/B00OKRD7UY/

This is the first in a series of three books about computer
viruses. In these volumes I want to challenge you to think in new
ways about viruses, and break down false concepts and wrong ways
of thinking, and go on from there to discuss the relevance of
computer viruses in todays world. These books are not a call to a
witch hunt, or manuals for protecting yourself from viruses. On the
contrary, they will teach you how to design viruses, deploy them,
and make them better. All three volumes are full of source code for
viruses, including both new and well known varieties.
It is inevitable that these books will offend some people.
In fact, I hope they do. They need to. I am convinced that computer
viruses are not evil and that programmers have a right to create
them, posses them and experiment with them. That kind of a stand
is going to offend a lot of people, no matter how it is presented.
Even a purely technical treatment of viruses which simply discussed
how to write them and provided some examples would be
offensive. The mere thought of a million well armed hackers out
there is enough to drive some bureaucrats mad. These books go
beyond a technical treatment, though, to defend the idea that viruses
can be useful, interesting, and just plain fun. That is bound to prove
even more offensive. Still, the truth is the truth, and it needs to be
spoken, even if it is offensive. Morals and ethics cannot be determined
by a majority vote, any more than they can be determined
by the barrel of a gun or a loud mouth. Might does not make right.



Hacking into Linux
http://www.amazon.com/gp/product/B00O49TVOO

Till now almost all Hacking Truths manuals have been Windows centric. However, with the growing popularity of Linux and the fact that Linux is considered to be the Hackers OS, the book "Hacking into Linux" makes you hack any linux system completely!




also free

Internet Traps, Rip-Offs And Pitfalls: Understanding Online Security
http://www.amazon.com/dp/B00M0EWTEY/

YOU ARE IN DANGER

If you use the Internet at home, whether for work or play, you are wide open to serious exploitation unless you take specific measures to protect yourself. Nothing may happen this week, this month, next month, or even in the next year but, as sure as eggs are eggs, it is only a matter of time before you will find yourself under attack. "But I have anti-virus protection already", you might say. Sorry to disillusion you but, although that's good, it's only a small part of the protection you need.

THERE IS MORE TO ONLINE SECURITY THAN JUST AN ANTI-VIRUS PROGRAM!

Real online security is all about:

...the things you need to KNOW

...the things you need to DO

...and the things you need to AVOID doing

to truly stay safe online.

If you are new to the Internet (or perhaps even if you're not so new), you will pick up many useful Internet security tips from this ebook. It is deliberately written in plain English for the 'not so technically minded' and is all about how to get the most out of being online at the same time as guarding against its many dangers.

For example, some of the topics covered include:

...How to get free virus protection

...Other free defenses you should install

...Keeping your children safe online

...Vital information about safe surfing

...How to recognize and avoid online scams

...Securing your PC and its private data

...How to spot unscrupulous marketers

...Guarding your personal privacy online

...Staying safe from criminal intrusion

...Keeping your home Wi-Fi network secure

...Crucial advice regarding password security

and much, much more!

If you are a parent with children who use the Internet at home, at the library or at a friend's house (especially where they might access it unsupervised), it is your duty to have at least the level of understanding that this ebook provides, in order to properly advise them. Internet safety for kids is mostly a matter of advising them what not to do online.

Tech-speak really cannot be avoided but this book includes a comprehensive Glossary Of Terms too, which lists and explains nearly 500 common acronyms and other snippets of jargon peculiar to the world of IT and marketing. In other words, Internet Traps, Rip-offs And Pitfalls (ITRAPS) covers Internet security for those with limited technical know-how as well as Internet security for beginners.

As well as being an incredible communications hub that can link you to a virtual treasure trove of knowledge, the Internet also offers a plethora of work from home opportunities. However, if you want to make money online from home, you need to be very, very cautious. There are thousands of money-making schemes online that are really just traps for the unwary. ITRAPS spells them out and points you in the right direction. The book even has a section on finding the ideal 'work from home' opportunity, if that is what you really want.
Books & Magazines Deals
Free Kindle Books- Guitar Modes for Slackers & Guitar Theory for Slackers
Added on : Saturday October 18th 2014 07:00:16 AM
g: 0 Posted By: remick
Views: 22 Replies: 0 http://www.amazon.com/gp/product/B00NSBLR0U

If you have ever wanted to expand your guitar playing, Guitar Modes for Slackers is an easy and effective method to learn about modes. You dont need to read music or even tablature. This new approach to modes eliminates all the unnecessary, confusing road blocks and gets your fingers flying right away. It doesnt matter if you are a shredder or a singer/songwriter, there is something for every style. Start to discover the amazing places you can take your music!



Guitar Theory for Slackers
http://www.amazon.com/Guitar-Theory-Slackers-Steve-Jesus-ebook/d...
5.0 out of 5 stars (5 customer reviews)

Guitar Theory for Slackers is a way to learn music without learning music. It sheds many of the confusing elements of learning the guitar that are problematic and focuses on the bare essentials that are more common in modern music. Learn about chords and scales in a visual context that is easy to remember. Find out how to focus in on the feel you are looking for. Get your music to sound the way you want it to.
PSA - Beware changes to Mango Money monthly fees
Added on : Thursday October 16th 2014 09:00:12 AM
g: 0 Posted By: BenH
Views: 67 Replies: 2 Not sure how many of you are dealing with a MangoMoney account, but I thought I would share this info as it was news to me.

I have one for my wife and I which is a prepaid debit account with a linked savings that has a 5.85% rate on up to 5K.

Previously, there was no monthly fee if you deposited $500 or more each month.

This month I saw a $3 monthly fee appear on our accounts. When I called to question I was told that they amended their terms and now they charge every month regardless...although they dropped their fee from $5 down to $3.

They claim they sent letters in and e-mails in June...of which I don't recall. I generally don't delete e-mails and can't find any on my wife's or my account.

I'm trying to decide what to do, since I think these change of terms is pretty crappy, especially the surreptitious way in which they have done it.

However, at $36 in fees a year, that still means a net of over $250 dollars on the 5.85%

Additionally, before I had to worry about posting every month and transferring out, now since I will be charged regardless, it doesn't really matter.

I'm still thinking it is a pretty decent return on the money.

Thoughts?
Investing Deals
Mackie MR5mk3 5" 2-Way Powered Studio Monitor Restock $99.99 Fs @ MF
Added on : Thursday October 16th 2014 06:00:20 AM
g: 0 Posted By: tedhawkins
Views: 79 Replies: 0 Mackie MR5mk3 5" 2-Way Powered Studio Monitor Restock $99.99 Fs @ MF

http://www.musiciansfriend.com/stupid

Product Description

Low-profile bookshelf studio monitors from one of the most popular and most well-respected manufacturers. The design philosophy behind Mackies MRmk3 Series Powered Studio Monitors is centered on the idea that music is all that matters. MRmk3 reference monitors are designed to enhance your sonic experience at every level. The MR series has been in production for years, and in this second redesign, Mackie has added smart refinements to an already sound design concept.

Mackie MRmk3 Powered Studio Monitors are specifically designed from start to finish for your music, aimed at revealing the full range and natural character your music deserves. Optimizing features include an enhanced waveguide system for a wider sweet spot and custom-tuned rear porting for smooth, extended bass response. With a wide range of full-range options and a powerful studio sub, you can be sure MRmk3 has the right setup for your studio.

All studio spaces are different and having the right connection types and customizable control over your acoustics is important. Want more bass? Pump up the low end by up to 4dB and feel the difference. Or, boost or cut the highs to get the exact amount of sizzle and shimmer you want.

The ability to reveal the character of your music is easily the biggest reason to get professional studio monitors and Mackie MRmk3 monitors are packed with design features to enhance this experience. From the added punch and bass extension provided by the custom-tuned ports to the rugged all-wood cabinet packed with sound-tightening acoustic absorption material, you can be confident that MRmk3 monitors are revealing the full-range, natural character that your music deserves.
Features

50 watts
5.25" woofer
1" Silk dome tweeter
Broad frequency response
HF and LF adjust


Headphones & Speakers Deals

Musician's Friend Coupons
Free Kindle Book- Propose, Prepare, Present (was $14.99) & other business
Added on : Wednesday October 15th 2014 04:00:06 AM
g: 3 Posted By: remick
Views: 252 Replies: 1 Propose, Prepare, Present: How to become a successful, effective, and popular speaker at industry conferences
http://www.amazon.com/dp/B00D3VH4KW

Every year, tens of thousands of companiesfrom industry giants to aspiring upstartsapply to speak at conferences. They pump millions of dollars into these events, hoping to find new customers, strengthen their brand, and meet new partners. Sadly, for most of them, things dont go that way. Submitted topics arent chosen; when they are, they come across as tone-deaf sales pitches.

What does it take to be chosen to speakand to rock the mic when given the chance? This book takes you behind-the-scenes of the conference process, showing you how to submit, plan, and deliver a talk that matters. Event organizer Alistair Croll provides many examples based on his experience with a wide range of conferences, including OReillys Strata, Velocity, Web2Expo, and TOC Conferences.

Learn 11 items that help your submission stand outand 11 items that will get it tossed
Explore the hurdles your proposal has to clear before its accepted
Tailor your talk to a conferences topics and themes
Discover why images work better than words in your slide deck
Achieve your business goals by engaging the audience before, during, and after your talk



Powerful Communication: Influence, Persuasion and Communication Skills You Need to Have
http://www.amazon.com/dp/B00L9K6928

Whether you are a business owner, leader, or just about anything else, communication is critical. If your communication abilities are limited, though, your potential for success will also be limited.
In Powerful Communication: Influence, Persuasion, and Communication Skills You Need to Have #1 Best Selling Author Ric Thompson shares proven steps and strategies for how to improve your communication skills and how to use those skills to achieve your goals and live your dreams.



Public Speaking - Simple Tips To Become A Confident And Successful Public Speaker For Life
http://www.amazon.com/Public-Speaking-Confident-Successful-Train...

Youre about to discover how to feel comfortable and fully at ease with public speaking.
Many experts claim that public speaking is a dying art. This is because many people dread standing up in front of a crowd to say their piece. In fact, if they could get away not doing it at all, they probably will. This fear of public speaking breeds a counterproductive mindset that is actually more disadvantageous over the long run.
What is needed is to imbibe the right attitude needed to help you get your debilitating fear of the unknown. To enable you to become a confident and successful public speaker, you need to tell yourself that you are



Informal Learning at Work: How to Boost Performance in Tough Times
http://www.amazon.com/dp/B00B1W1104

Discover how the role of anybody involved with workplace learning, enhancing capability and improving performance MUST change to successfully manage the critical shift in the way organizations need to cater to the learning needs of their employees.
Despite millions spent on training, surveys show that the majority of workers are disengaged and delivering far less than they are capable of. Deliberately harnessing the power of informal learning is the new way to tangibly improve worker capability and performance, right at the point of work.
This book shows you how, using practical advice from workplace learning experts, and examples and case studies from around the world.



How to Pursue an Idea
http://www.amazon.com/dp/B00NCJL7G2

Everybody wants to be an entrepreneur but not everybody knows how to start a business. Did you ever have an idea that seemed good but didn't know how to follow it? Are you having a hard time coming up with ideas that could turn into gold? Well, this book will teach you how to generate ideas, pick the most suitable ones, share them, transform them and then turn them into a moneymaking activity that will go along with a well developed business plan.You'll learn through a step by step process and, hopefully, get motivated enough to make the jump from nothing to SUCCESS!



Capability at Work: How to Solve the Performance Puzzle
http://www.amazon.com/dp/B00NVHO5B4

Many organisations struggle with poor performance. Despite investing in various learning and development initiatives they seem unable to solve the performance puzzle. They cannot get to the real underlying cause of the lack of performance, and so it continues.
Think about it this way - wherever there is poor performance, it is because someone is not capable of doing what needs to be done. Something is stopping them doing the job in front of them.
This book is like a 'Field Guide' that shows you how to operate as a performance consultant, how to identify the root causes of poor performance, and how to collaborate with the operations managers to deal with those root causes.
It is clear that the role of Learning and Development is changing. This is both a challenge and an opportunity for L&D practitioners. The opportunity is yours for the taking!



Actually Useful Accounting
http://www.amazon.com/dp/B00ESUOEW8

Cashflow problems kill more small businesses than anything else. But before you can tame cashflow you have to understand your business: and that means learning basic accounting. Covering everything you need to know from accruals to year-end, Actually Useful Accounting is written by one of the masters of clear explanation: Phil Cohen. Phil started and still runs two consulting firms in Sydney, Australia, and has 30 years experience of what it takes to make a business a success. Contains excellent advice on tax, insurance, invoicing, payment terms, as well as a clear and bulletproof explanation of accounting and its application to running a successful business.



Leadership IS for Everyone
http://www.amazon.com/dp/B00G2BL15Y

Until now, leadership has always been viewed as the purview of a select few - it seems to be more about the "what" these leaders want their subjects to do, rather than the "how-to." That's a mistake, says Vinay Nadig. In this persuasive and pragmatic new book, Vinay makes a case that (a) leadership is accessible to anyone and (b) leadership is a set of sustainable daily behaviors.
He lays out a practical and instantly usable "leadership launch platform" in the form of 20 Leadership Secrets or techniques. These 20 secrets are the foundation of leadership as a way of life - the only real way to perform at an exceptional level.
Read what Marshall Goldsmith, 2 million-selling author of the New York Times bestseller, Mojo and What Got You Here Won't Get You There has to say about "Leadership IS for Everyone":
"In Leadership IS for Everyone, Vinay lays out a vision to achieve exceptional performance and achieve fulfillment at work. His core tenets of doing things rather than being somebody, of sustainable behaviors rather than a belief in hierarchy and title hit the mark in todays workplace. Using a practical workbook-like approach, Vinay leads you through the process of establishing yourself as a leader and then launching into the highest levels of leadership where you focus not just on yourself, but in transforming others. If you are looking to take your performance to the next level and achieve not just your goals but true fulfillment, then reading and using the 20 leadership secrets he shares in this book will prove invaluable."
Books Deals

Amazon Coupons
Oakley Holbrook Sunglasses (Crystal Pink) $59.99 w/FS @ Oakley Vault
Added on : Tuesday October 14th 2014 08:00:07 AM
g: 0 Posted By: brmeadows
Views: 173 Replies: 0 Oakley Vault has the Holbrook in Crystal Pink for 59.99 w/FS
Compare at Amazon for 120.00
Lens:

Optimized peripheral vision and side protection of 6 base lens curvature
Optical precision and impact resistance meet or exceed Z87.1 optical and basic impact standards
UV protection of Plutonite lens material that filters out 100% ofUVA/UVB/UVC& harmful blue light up to 400nm
Glare reduction and tuned light transmission of Iridium lens coating (optional)
Available with Oakley Authentic Prescription Lenses (+2.00 to -4.00 combined power)

Frame:

Durability and all-day comfort of lightweight, stress-resistant O Matter frame material
Comfort and performance of Three-Point Fit that holds lenses in precise optical alignment
Metal bolt accents in front frame
Metal icon accents

Sunglasses Deals
g: 0 Posted By: priyacg
Views: 199 Replies: 0 10,000 mAh Smart Power Backup Battery with Built-In Solar Panel and Two USB Ports $25 FS at daily steals

https://www.dailysteals.com/p/33741/10-000-mAh-Smart-Power-Backu...

No matter where life takes you, you'll always need power. But unless you own this 10,000 mAh Solar Back Battery, you may not always have it. Plenty of battery packs can hold a charge, but few can hold a candle to 10,000 mAh of power, which is enough to charge most phones 5 times over. And while some battery packs can match this monstrous capacity, even fewer are capable of charging without an electrical outlet. But this battery backup has you covered during power outages and out in the wilderness, because its high-efficiency solar panel can gain and hold a charge using only the power of the sun. Perfect for camping, natural disasters, and more- make sure you have the power you need to keep your phone, tablet, and more on full batery when you need them. ---

Product Features:

Houses an enormously capable 10,000 mAh battery
Carries enough power to fill most phones over 5 times on a single charge
2 Rapid-charge output USB ports charge phones faster without overcharging
Charges via power connection or its front-mounted solar panel
Solar charging and high capacity make this ideal for camping and power outages
High capactiy and rapid charging ports can even charge larger tablets
LED battery indicator lets you know how much charge you have left
Batteries & Chargers Deals
g: 0 Posted By: remick
Views: 32 Replies: 0 http://www.amazon.com/dp/B007SOKUGU/

4.6 out of 5 stars (50 customer reviews)


This simply written - easy to read - easy to understand course volume will have you posing your models legs like a master in no time!
It is written for the newest of beginners and progresses through concepts that the most advanced of us will appreciate!
Here is a copy of the Table of Contents to give you a taste of what is included:

Introduction
Diagramming The Sitting And Kneeling Figure
The ZigZag Shape Angles
Right Angles
Acute Angles
Obtuse Angles
The Four Basic ZigZag Shapes
The Geometric Silhouette
The Acute Angle Silhouette
The Obtuse Angle Silhouette
The Mixed Angle Silhouette
Your Notebook
Posing The Legs
The 4 Major Parts Of The Leg
The Stance
Legs Bearing Equal Weight
Legs Bearing Weight Unequally
The Base Leg And The Show Leg
The Base Leg
The Show Leg
Directing The Model
Why They Need Directing
How To Direct Your Subjects
Start With The Base Leg
Add The Show Leg
Hands OFF
The Ankle
The Hinged - Up And Down Movement
The Ankle Roll
The Inward Ankle Roll
Outward Ankle Roll
Fanning
The Neutral Stance
Fanning In
Fanning Out
Building The Pose
Even Weight Distribution
Uneven Weight Distribution
Problem Area Solutions
Photo Exercise
Additional Photo Training

Roll the ankle the wrong way and you can make even the most masculine man look effeminate..or the sexiest woman look like a trucker!
It's surprising how easy it is to ruin a good portrait by mismanaging the subject's legs! On the other hand, once you've gone through this easy to understand lesson, you will have more posing ideas than EVER before!
Posing The Legs - The Posing The Legs section involves the upper leg, the lower leg, the foot and the toes...all of them matter!
The Stance - How are they standing? weight evenly distributed? More weight on one of the legs? This is an important consideration.
The Base Leg and the Show Leg - Do you know the clock system? You should.
Building the Pose - How to build you pose from the ground up...Good stuff!
Get this course volume and In just a few minutes time, you can easily master leg placement.
Totally Free Deals
Bose Solo Tv Sound System
Added on : Sunday October 12th 2014 09:00:06 AM
g: 0 Posted By: Stiff
Views: 224 Replies: 0 QVC has the Bose Solo Sound System this weekend for $279.95 with free UPS ground shipping. This is the cheapest I have seen by $50!
Amazon reviews are here!

>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>THIS DEAL IS ONLY GOOD UNTIL OCT 13,2014 2:59 AM!!!!<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<<,




Here is the description at QVC:
HDTVs should be thin, but your sound shouldn't. At just the touch of a button, the Bose(R) Solo TV Sound System lets you hear the full depth and detail of your favorite shows and movies. No matter what volume you set it at, the Bose Solo plays clean, natural-sounding dialogue, earth-shaking sound effects, and sweeping soundtracks that are sure to leave you lost in the moment. And when game day rolls around, you'll feel like you're right on the field, as the sound of every home run, big tackle, and game-winning goal comes through with breathtaking clarity and precision.

It fits right in with your decor. The Bose Solo sound system tucks neatly under TVs with 32" diagonal screens or smaller, meaning you can place it out of the way and enjoy, without having to rearrange your living room beforehand.

What's in the box? Bose Solo TV sound system, four-button remote control with battery, 6'L optical digital audio cable, 6'L stereo RCA cable, 5'L power cord, and owner's guide. Also included is a 90-day FlixFling subscription offer including four Premium Movie Rentals (ships separately; separate terms and conditions apply).

From Bose.

Includes Bose Solo TV sound system, four-button remote control with battery, 6'L optical digital audio cable, 6'L stereo RCA cable, 5'L power cord, owner's guide, and a 90-day FlixFling subscription offer including four Premium Movie Rentals (ships separately; separate terms and conditions apply)
Fits under TV; recommended for TVs with 32" diagonal screens or smaller, weighing 40 lbs or less
Supports PCM, Dolby Digital audio
Ships in Bose retail box
Measures 20-3/4"W x 3"H x 12-1/4"D
Cannot ship to VI, PR, Guam, and P.O. Boxes
UL listed; 1-year Limited Manufacturer's Warranty
Imported

Home Theater & Audio Deals

QVC Coupons
Need for Speed Rivals - Xbox One $18.99 @ Amazon
Added on : Saturday October 11th 2014 08:00:11 AM
g: 0 Posted By: ctgolfer
Views: 130 Replies: 0 free shipping with Prime or on $35+

AllDrive - New in Need for Speed Rivals, AllDrive destroys the line between single player and multiplayer gameplay. Seamlessly join a world where your friends are already racing and chasing. No lobbies. No waiting. Paths will cross as races and pursuits collide, creating a world where no two moments or events will ever be the same.
High-Stakes Rivalry - Racers are lone wolves out for their own glory; driving agile cars built for high speed racing and epic chases. Cops work in teams to hunt down and bust racers using the full power of the police force. Switch roles at any time and watch the stakes grow in an all-new scoring system that lets you put your speed points on the line to earn even greater rewards.
Pursuit and Evasion Tech - Intense racing moments are made even more thrilling with access to technology and upgrades customized to each side of the law. Racers can choose evasion technology from jammers to electromagnetic pulses. Cops are outfitted for aggressive busts with shockwaves, roadblocks, helicopter support and more. No matter the side you choose, use technology to keep you one step ahead of your rivals.
Your Car, Your Identity - Power up your car with the latest performance upgrades and technology, and personalize your car with fresh paintjobs, liveries, custom license plates, rims, and decals to show off your style to your friends and rivals. Save different configurations and keep a variety of car packages available to leave your mark no matter the situation.


www.amazon.com/gp/product/B00D3RBYM0
Xbox One Consoles Deals

Amazon Coupons
g: 0 Posted By: remick
Views: 194 Replies: 0 http://www.amazon.com/gp/product/B00K6MYQEI

A book of Business and Financial research. Understanding finance from a research perspective is always interesting. Innovative research is used and the book throws light of finance and business correlations with a practicality that can be implemented. It is a way of seeing finance.



also free

Sources of Wealth
http://www.amazon.com/Sources-Wealth-Andrea-Plos-ebook/dp/B00BB8...

This book is a no-nonsense, easy-to-follow guide for everyone who has ever been afraid of finance. In it youll find the tools to help you grow your money and increase your peace of mind, and youll find the confidence to achieve the things youve always dreamed of.
In this book, you will learn about the different types of investmentfrom paper assets to Real Estate, as well as how to assess and manage risk, set achievable goals, and even start your own business. Well meet some successful people and examine the decisions they made that helped them achieve successincluding the skills they developed, which sectors they invested in, and how they approached the opportunities and problems that came their way.
Two of the most vital lessons you will learn are how to approach life with a positive attitude and how to develop the skills to handle whatever challenges come your way with confidence and ease.



Street Smarts The Business of Life: 5 Principles That Will Change Your Life
http://www.amazon.com/Street-Smarts-The-Business-Life-ebook/dp/B...

Would you like to achieve all your goals, become successful and reach your full potentialeither in your current career, a new business venture or simply in your personal life? Do you think about all the changes you need to make in your life and wish for change but arent sure how to get started?
It is possible to reach your goals and attain the success youve always wanted and the steps probably arent as overwhelming or intimidating as you imagine they might be.

Street Smarts contains a series of proven principles and insights Ive gathered through the years I spent living in the streets. These principles helped me go from being homeless to becoming a successful entrepreneur in the digital industry. The good news is, no matter at what point youre at in your own life, you can also make the positive changes you need to become successful. In Street Smarts, I lay out simple principles and insightful ideas and show you how to apply them in your daily life in order to reach your goals.
This book is a simple step-by-step guide with exercises that will encourage you to take action and apply these philosophies to your daily life. By adhering to the following advice, you will be able to accelerate your results, analyze what you are currently doing to see whats working and whats not, and make the necessary changes to live a happier and better quality of life.



Market Yourself to the Top!: A Headhunter's new job-winning "Personal Marketing Portfolio" and "Search Plan" that beats the resume! (Market2top! Book 1)
http://www.amazon.com/Market-Yourself-Top-Headhunters-job-winnin...

Learn the secrets in this book on how to:
Create your very own custom Execufirm Marketing Portfolio / Brand like a
professional.. Graphic Designer
Market your Marketing Portfolio like a. Headhunter
Win the job Interviewing like a. Professional Vendor
"This is much more than just another 'how-to' book on finding a better career.
This method will REVOLUTIONIZE the entire landscape of the American job
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Productivity Hacks Unleashed: Brilliant Life Hacks To Increase Productivity, Improve Time Management, Save Money And Live A Better Life (FREE BONUS INCLUDED) ... Productivity Hacks, Time Management Book 1)
http://www.amazon.com/Productivity-Hacks-Unleashed-Brilliant-Man...

DISCOVER HOW TO BE MORE PRODUCTIVE, HAVE BETTER TIME MANAGEMENT, SAVE MONEY AND LIVE A MORE AWESOME LIFE WITH PRODUCTIVITY HACKS UNLEASHED!



BizEtiquette
http://www.amazon.com/BizEtiquette-Cassie-Piasecki-ebook/dp/B009...

A Small but Mighty Etiquette Guide for Entrepreneurs, Small Biz Owners, Freelancers, Independent Contractors, and anyone who just wants to be a bit more classy in Biz.
As a lifestyle entrepreneur, I work and socialize with many entrepreneurs, freelancers and independent contractors. I realize everyone is not cut from the same bolt of etiquette cloth that I am. As technology becomes smarter, I have noticed that the lines of good etiquette are blurred even more.
The best way for me, up until now, to teach others about good BizEtiquette was by example. I set the standards of how I ran my biz and hoped a droplet of good etiquette stuck to the people I met. People can argue that you shouldnt worry what others think of you. But in this world, the way it is today, competition is fierce and news travels fast. Id rather ensure that my actions show me as a biz owner with honesty, integrity and a little good karma thrown into the mix than as a haphazard gal with a who gives a s*#t attitude when dealing with customers and vendors.
This little guide is filled with a lot of common sense, some helpful hints and a bit of humor. It is the perfect guide for anyone just starting out in the biz world and those who need to bring the blurred lines of good etiquette into sharp focus.



Master Problem Solving and Decision Making: How to use the power of creative thinking to solve problems and make inspired decisions
http://www.amazon.com/Master-Problem-Solving-Decision-Making-ebo...

This book teaches you a systematic approach to problem solving that it based on Creative Problem Solving strategies.
The book contains three sections:
Section 1 looks at creative thinking which is the key skill required to solve problems effectively. What is creative thinking? How can it be developed? What blocks creativity?
Section 2 takes you step by step through a process that finds creative solutions for all areas of your business or personal life. This is called the Solved Method which is the practical application of creative thought.
Section 3 provides example scenarios that utilise the Solved Method.



Operation Money: A Financial Guide for Military Service Members and Families [Kindle Edition With Audio/Video]
http://www.amazon.com/Operation-Money-Financial-Military-Familie...

"From investing in education and affording a home to choosing the right credit products and adequately saving for retirement, Operation Money offers military-specific advice to achieving financial stability." --Michael E. O'Neill, Chairman, Citigroup Inc., First Lieutenant, U.S. Marine Corps, 1969-1971

When it comes to money, military service members and their families face financial challenges that civilians simply dont.
While serving on active duty, members of the military are typically asked to move every few years and must learn how to manage money during multiple deployments. And managing the finances means figuring out a way to maintain a balanced budget while communication is limited. Meanwhile, the spouse at home is essentially functioning as a single parent without the necessary skills and tools to make serving as the familys Chief Financial Officer as easy as possible.
That is, until now.
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g: 4 Posted By: remick
Views: 193 Replies: 1 http://www.amazon.com/gp/product/B00KN0J9P4/

5.0 out of 5 stars (4 customer reviews)

Lean how to create your own will and power of attorney forms to prepare for an uncertain tomorrow.
Written and edited by licensed attorneys.
No one wants to think of their own death. But it is important to plan for your family and other loved ones are provided for if anything should happen to you. Guidance On Creating Your Own Will & Power of Attorney can help you create your will (last will and testament) and power of attorney legal documents that you actually understand.

Wills and powers of attorney are not only for people who are at the age where death is not far away. People die at all ages. A will is needed if you have assets and property to be allocated to those you wish to benefit. A power of attorney can help fulfill your specific wishes if you are ever in a comma. Now is the time to think about creating your legal documents if you have not created them. If you have created them, make sure that your documents are current and reflect the changes in your life because the court will look to these documents as proof of your wishes. If you dont have them or they are missing, the court will apply state laws. These laws may not reflect your wishes, so make sure you look seriously at the making or updating of your documents at the earliest.

Sample Forms Include:

Wills

Last Will and Testament (for single and married couples)
Self-Proving Affidavits
Living Will
Power of Attorney

Healthcare"Durable
Financial"Durable
Minor Child Care"Limited
The Legal Self-Help Guide series provides information to those who want to understand their legal rights and responsibilities in an effort to resolve legal problems or know enough to feel confident in their decision to retain legal counsel. This Guide provides plain-English explanations as an alternative to the legal jargon that fills legal books.

Express Your Rights. At Peerless Legal we believe the law is only useful when people have the tools they need to understand their rights. Join us on our quest to make the law usable and accessible to anyone. Peerless Legal was founded with quality in mind. All of our products are created by a licensed attorney who believes in our mission to empower individuals by giving them the legal self-help tools to access legal information, make decisions, and engage the system. You can take part by turning information into actions.

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Youll discover how to:
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authorize someone to act on your behalf regarding healthcare and financial matters if you become unable to make your own decisions,
reduce the potential family conflicts,
reduce stress and heartache for loved ones,
and specify funeral wishes,
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g: 0 Posted By: brmeadows
Views: 220 Replies: 2 Oakley Vaulthas two versions of their popular Frogskin line, these are the Limited Edition Frogskinby Oakley.

The two colors are:
Espen Green withEmerald Iridium lenses and
Basin Red withPink Iridium

Compare at 110.00 at Amazon.com

These lenses are non-polarized,Oakley lenses are interchangeable in the same frame family.
I prefer the non-polarized lenses when trying to read LED displays, polarized are helpfully in high glare environments.


Limited Edition Frogskins Summit Collection
IMPORTANTNOTE: Not a clearance item. Ninety day return policy applies.The classic cool of a vintage eyewear design takes style off-road with the colors of wind-blasted and sun-bleached 4WDs, the rigs that wheel attitude to high altitude. Our very first dual-lens shades, Frogskins offer all the clarity and protection of High Definition Optics, along with the comfort of lightweight and stress-resistant O Matter frame material. With hues named for areas and features in the Rocky Mountains, the five available designs have a matte finish and Oakley logos from yesteryear to honor the origins of style and originality.Lens colors were carefully chosen to complement the fresh frame hues. The Aspen Green frame comes with Emerald Iridium lenses that help you maintain color recognition by balancing light on sunny days. In the Pikes Gold and Mesa Orange frames, Fire Iridium lenses enhance visual contrast and improve depth perception, and the lens color is tuned for bright sun. The same benefits apply to the Blue Iridium lenses in the Artesian Blue frame, and the lens color works best in bright light. For the Basin Red frame, we chose Pink Iridium to give you better contrast in weak sunlight. Frogskins aren't just for leading todays look with smooth retro style. They carry premium optics, courtesy of Plutonite lens material that maintains superior clarity while filtering out all ultraviolet light not justUVAandUVB. And with OakleyHDO lenses featured in every frame, youll have sharp and accurate vision with optical performance and impact resistance rated atANSIZ87.1, the high mark of todays standards.Each sunglass comes with a Microclear masterpiece a storage bag with custom Oakley art. A special textile ensures its gentle on lenses, so its handy for keeping the optics clean.

Frame:

Durability and all-day comfort of lightweight, stress-resistant O Matter frame material
Classic logo highlight on each ear stem

Lenses:

High Definition Optics for clarity, visual fidelity and impact resistance that meets allANSIZ87.1 standards
XYZOptics to extend clarity to the edge of a wide peripheral view
UV protection of Plutonite lens material that filters out 100% ofUVA/UVB/UVC& harmful blue light up to 400nm
Iridium coated lenses that reduce glare and balance light transmission

Accessories:

Included: Collection specific Microclear bag for storage and lens cleaning

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g: 0 Posted By: Ayla
Views: 202 Replies: 0 Tired Of Sending Flowers? EDIBLE ARRANGEMENTS Is Having FREE Shipping - Prices Vary With Each Arrangement.


http://www.ediblearrangements.com/edible-free-delivery-value?eid...


There are many to choose from, tired of sending flowers? Well this is just the thing.

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There are some arrangements with a discount, you will have to look for them.
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g: 0 Posted By: DaysFan
Views: 164 Replies: 1 Terry Velour Hooded Maxi Robe
linked
http://www.kingsizedirect.com/Item #: 1177-76146-1152Nothing says comfort like 100% cotton plush terry velour.Our terry hooded velour robe is so soft it's like a walk-around blanket!

full hooded robe with a roomy big and tall fit
57" length in Big and 60" in Tall for a true "maxi" fit
classic robe collar
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inside locker loop to hang up robe
100% soft cotton
machine wash; importedMens hooded robe in sizes XL/2XL, 3XL/4XL, 5XL/6XL, 7XL/8XL, 9XL/10XL, LT/XLT, 2XLT/3XLT, 4XLT/5XLT, 6XLT/7XLTRead more:Our maxi robe is long enough to help you through chilly fall and winter nights, and even has a hood and deep pockets for extra warmth. Throw on some slippersto run out and get the paper in the morning, or put it on in the evening to relax in bed. This roomy maxi robe is perfect for after the shower, lounging around the house, or even sleeping! Watch TV, read a book, have a cup of tea - no matter what you're doing, you're sure to be comfortable. In fact, the worst part about this robe is taking it off!Reasons to Buy:Our customers say they love to wear this robe lounging around the house and at bedtime. They love how soft and warm it is, plus they love the large selection of rich, dark-hued colors we offer this robe in!

Promo Code: KSEI40, 40% off highest priced item + FREE returns.

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Expires 10/30/14 at 11:59pm ET
Clothing Deals
Scanner Mouse $19 + $8 shipping at Brookstone
Added on : Saturday October 04th 2014 04:00:07 PM
g: 0 Posted By: primepug
Views: 164 Replies: 0 Scanner Mouse

Use code Pinit5for $1 off



Create instant e-copies with only your mouse.

Point, scroll, click and scan too!
Press the smart scan button and glide mouse over documents
Scanner mouse automatically assembles image on your screen
OCR technology converts scanned text for editing
Edit images on your screen
Save, send or upload documents
Scans documents as large as 16.5" x 11.7" in high-resolution 320dpi
Left- and right-click buttons, scroll, Smart Scan button and Back Track button
Compatible with Windows XP/Vista/7 and Mac OS X 10.6 or above

Scanner Mouse puts a scanner in the palm of your hand.
Make instant digital copies of all your documentsphotos, artwork, recipes, articles, business cards, maps, receipts and moreall with your mouse. Scanner Mouse lets you point, scroll and click just like a regular mouse, but it has a space-saving scanner built right in. All you do is click the Smart Scan button, swipe Scanner Mouse over your document in any pattern, and watch the image magically assemble itself in perfect alignment on your screen. Its that easy.

Easy editing, saving and sharing.
Scanner Mouse software lets you instantly edit the contrast, brightness, size, orientation, and zoom level of your scanned imagesand even erase what you dont need. Image contains text? Built in OCR technology converts scanned text for editing in word-processing programs like Microsoft Word and Microsoft Excel. After youre done editing, you can save the images, send via e-mail, or upload directly to Facebook, Twitter, or Flickrright from the included software.

Scanner mouse is perfect for home, office, school or travel.
Scanner Mouse makes scanning easy no matter where you do it. Because the scanner is built into a fully functional mouse, it takes up no additional spaceso theres no need for a bulky desktop scanner. With its portable design and ability to scan images as large as 16.5" x 11.7" in high-resolution 320 dpi, its perfect for just about anyone and any scanning project.
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Ally bank froze my accounts - any recourse?
Added on : Saturday October 04th 2014 07:00:11 AM
g: 0 Posted By: master44
Views: 32 Replies: 0 I received a targeted offer from Navy Federal for a 18 month 0%, 0 fee balance transfer offer and initiated the transfer to my checking account at Ally bank as I've done before and as I confirmed with Navy Federal was allowed.

The check posted 7 days ago to my Ally account, but with funds being held 10 business days as the amount was $15,000.

3 days ago I attempted to login into my Ally account online and got a message that account access has been disabled. I called customer service and after a lengthy wait was told I had to call another 877 number to work the issue, but they couldn't give me any information and were very vague.

I called the 877 number they gave me which is Ally's fraud prevention department where you are asked to leave a message, there is no live person available. So I leave a message, but don't get a call back, so call in again today to find out what is going on. I speak to a rep who tells me there are notes on my account that say the Navy Federal check is being investigated and all my funds are being held pending the results of the investigation. Despite pressing I am not given any timeline for this process and am told that even though I have thousands more than the amount being investigated, all my funds are being locked.

I am told that the fraud department at ally is a "back office department" and don't have incoming phone numbers, they communicate to customer service via email and postnotes to the account. I am told I can leave them a message, someone may call me back or I can call back in 3-5 business days to see what is posted to my account.

My question is what recourse do I have? I am not doing anything illegal, I have funds in excess of the check to be cached that they are holding and I cannot seem to find anyone to work with to get this resolved. Can a bank freeze funds like this and not give me avenues to solve the problem in a timely matter? I have a trip coming up i a week and would like to withdraw some cash to have on hand and also have bills that will be due soon that I cannot pay. Please let me know if you have experienced anything similar and what my rights are to my money.

Thanks
g: 1 Posted By: tedhawkins
Views: 171 Replies: 0 Roland GA-212 2X12 200W Guitar Combo Amplifier with Footswitch Black $399 Fs @ MF

http://www.musiciansfriend.com/stupid

Product Description

The Roland GA-212C combo amp with footswitch is custom built for the stage. This powerhouse features the COSM amp model Progressive Amp, giving guitarists the power to create their perfect tone with ease. All it takes is the twist of the Drive knob and the push of the Boost button to go from clean to super extreme. With 200W pushed through two 12" speakers, this combo is perfect for medium and large stages. No matter what sound you are looking for, the GA series makes it easy to get there with intuitive controls. The Smart Channel feature will always save your latest changes to panel settings, all you have to do is push a button to recall one of four saved settings for all controls.

Includes Roland GA-FC foot controller.
Features

Original COSM amp model (Progressive Amp) with great feel, attack, natural compression and sustain
Go from clean to extreme with the Drive knob and Boost button
Intuitive operation with simple, fast access structure
Smart Channel
LEDs in the knobs is great for dark stages


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Sears: Craftsman Tire Inflator with Gauge $12.96 w/Store Pickup
Added on : Thursday October 02nd 2014 07:00:03 PM
g: 0 Posted By: TheLurker
Views: 134 Replies: 0 Sears: Craftsman Tire Inflator with Gauge $12.96 w/Store Pickup. Shipping is free for SYW Max members.

Item Link:
http://www.sears.com/craftsman-tire-inflator-with-gauge/p-009163...

DescriptionItem # 00916388000PModel #16388
Tire Inflator with Gauge is a Garage EssentialFast, flexible and built tough for thousands of fills, thisCraftsman tire inflator with gaugedelivers, accurate pressure to car, truck, bike and off road tires while eliminating the hassle of having to cart around an extra gauge. Perfect for pro and home garages alike, this inflator features a flexible hose attachment that grants you access to spaces others cant get into while featuring an ergonomically designed handle, its easy to use no matter how many tires you top up in a day.Featuring high strength, corrosion resistant fittings, crimped joints and a hardy hose, thistire inflator with gaugeis built to last for years of dependable service, while its clearly marked, pressure gauge ensures that no matter how fast youre moving, every fill will be accurate to the pound. A great tool that will help you get the most out of every tire you own, take hold of this inflator and top it up right with Craftsman.

Craftsman tire inflator with gaugeworks with all standard Schrader valves
Flexible hose delivers more reach
Tough brass hardware never rusts
Easy to operate design keeps you moving
Clear markings make the gauge easy to read
Max recommended operating pressure of 90 PSI suits countless tires

Craftsman Deals

Sears Coupons
Under Armour Armour39 Heart Rate Monitor & Chest Strap 29.99
Added on : Thursday October 02nd 2014 04:00:03 PM
g: 0 Posted By: steveinator
Views: 86 Replies: 0 Link

29.99 Free Shippingafter Coupon Code: "MMFSAVE70" Plus Tax

NEVER CHEAT YOURSELF AGAIN.
Armour39 is the first-of-its-kind performance monitor that tracks heart rate, calories, real-time intensity, and WILLpowerthe first true measure of an athlete that boils your workout down to a single score 1.0-10.0. And, unlike other heart rate monitors that only average your heart rate data, Armour39 precisely captures every heartbeat no matter your workoutfrom endurance running to interval training. So now, you wont just see yourself getting better...youll be keeping score.

Track your stats using the Armour39 app or watch. Armour39 now works with your favorite MapMyFitness app so you can track these stats alongside distance, pace, and more.Phone compatibility information below.

ARMOUR39 MODULE
Stores your biometric infoincluding heart rate, calories burned, real-time intensity, and WILLpowerand transmits it automatically in real time to the Armour39 App or Watch
Captures every heart beat so you get precise measurements no matter what you wear it to do
Using a Bluetooth connection, the Armour39 Module wirelessly transmits workout data in real-time when you're within range of your iPhone or iPod touch; go out of range and it stores your workout data, automatically transmitting your info to your app when you're back in range
Transmits within 15 feet of your display device (see above for compatible devices)
Module is sweatproof (cannot be submerged in water)
Long lasting coin cell battery is ready to go when you are
Exclusive to the Armour39 app: Go out of Bluetooth Smart range and the module stores your workout data for up to 16 hours, automatically transmitting your info to your Armour39 app when you're back in range (feature is not supported on MapMyFitness apps)
For questions, call our Armour39 Customer Service line at 1-855-901-3939
ARMOUR39 CHEST STRAP
Not just a strapit actually performs; it wicks sweat and stays put thanks to grippy Nano technology that keeps you comfortable and focused
Sensing pads detect the bodys biometric info and deliver it to the Module
Comfortably fits a ribcage measuring 27-52 around (see models for fit)
To clean, remove the Armour39 Module and hand wash
ARMOUR39 APP
Get every piece of vital workout info, all in real time in a single location
Use the calendar to compare your daily workouts and see how youre improving over time and pinpoint trends
Stores 120 days
PHONE COMPATIBILITY & SYNC INSTRUCTIONS
iPHONE:Armour39 appis available for iPhone 4s & above. It is not available for Android.
iPHONE: Armour39 will work with theMapMyFitness iOS appfor iPhone 4s & above. To sync go to Connect Apps and Devices > Armour39 > Connect.
ANDROID: Armour39 will work as a standard heart rate monitor with theMapMyFitness Android appfor phones that feature Bluetooth Smart technology (Bluetooth 4.0 / BTLE). WILLpower & real-time intensity will not be measured on the Android app. To sync go to Settings > Heart Rate, Other Sensors & Devices.


g: 0 Posted By: BossyBunny
Views: 104 Replies: 0 Received this in my email and did not see it posted on Fatwallet. The bus fares generally run about $27 each way to travel from the Washington DC area to New York City or the reverse. They pick up and drop off in Arlington VA, Bethesda MD, and NYC, of course. They also have a deal on their site where you buy 6 bus tickets online and get one free.

$1 Off Bus Tickets NYC to DC or DC to NYC Online with coupon code NYC Fall Special(caps matter)
*I did not see an expiration date, but considering the name of the discount code, I would think it is good for a couple months.

Services Deals
Free Kindle Book- Raptor 6 (was $14.99)
Added on : Thursday October 02nd 2014 07:01:52 AM
g: 12 Posted By: remick
Views: 773 Replies: 1 http://www.amazon.com/gp/product/B00HX7CTDO

4.7 out of 5 stars (127 customer reviews)
#1 in Kindle Store > Kindle eBooks > Literature & Fiction > Action & Adventure > War & Military



Editorial Reviews

Ronie Kendig is one of those rare authors who never fails to amaze me. No matter how many of her books I read, she always manages to outdo herself. Raptor 6 is no exception. The Quiet Professionals trilogy opens with rapid-fire force, pulling readers into a web so deep and tangled that surfacing feels like breaking water in a desperate attempt for air. If book one is any indication of what awaits in the next two installments, there is no doubt The Quiet Professionals will become my favorite Kendig series.

Fans of Kendig and/or military suspense wont want to delay in getting their hands on this one.
(Elizabeth Olmedo Fiction Addict 2014-02-14)

Raptor 6 was a real page-turner and well written. It is obvious that the author has done a great deal of research and it really comes through during the story. This book is a fast-paced thriller that I wouldnt hesitate to recommend.


Book Description
Raptor Team hunts down a threat to the American military community when cyber terrorists attempt to steal US national security secrets from the militarys secure computers. Then a missionary teacher with an advanced degree in quantum cryptology is captured, and Captain Dean Watters must risk everything to save her and his brothers in arms.
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Craftsman 13'' 4.2 Amp Line Trimmer $23.99 @ SEARS
Added on : Tuesday September 30th 2014 05:00:03 PM
g: 0 Posted By: GoodyTong
Views: 0 Replies: 0 Pretty straight forward, basically I my trimmer broke down this afternoon and I am now in the market for a new one.
Don't have a huge yard, therefore didn't mind the electric cord. However this trimmer does have a DUAL LINE FEEDER, which is somewhat of an upgrade from my single line feeder. The other thing would be size.... yes sometimes it does matter....=)

LINK

~~Product DescriptionBreak out the extension cord and get to trimming with the Craftsman 13" 4.2 Amp Line Trimmer. Ideal for small to medium size yards you never have to wait for a battery to charge or mess with a gas engine. Extremely quiet and environmentally friendly. Edging around sidewalks has never been easier with a 180 rotating shaft and flip out edge guard to give your yard that well manicured look. With the dual line 13 inch cut path, this line trimmer makes quick work of grass and weeds. This trimmer comes installed with an automatic feed head, so forget the hassle of bumping the head to advance the line. Designed to give you the perfect fit, the telescoping shaft and adjustable handle allows the user to adjust the trimmer to their liking.
Powerful 4.2 Amp motor to tackle tough jobs
13 in. cutting path allows of precise control while trimming
Automatic feed head advances line without having to bump
Handle rotates 180 for edging along sidewalks
Telescoping shaft adjusts to fit user height
Bonus spool included
2 year warranty
Tools Deals

Sears Coupons
g: 0 Posted By: priyacg
Views: 123 Replies: 0 Presidential Collection 1800 Series Egyptian Comfort 6 PC Sheet Set in 12 Colors (full) $22.99 FS GearXs via eBay

http://www.ebay.com/itm/380798884370

Curl up and sleep peacefully with this Presidential Collection 1800 Series Egyptian Comfort 6 Piece Sheet Set. This sheet set is soft and smooth to the touch. Providing elegance and sophistication the Presidential Collection 1800 Series Sheet Set is the graceful and modern look for any bedroom. No matter how often they are washed, these sheets retain their vibrant color, providing the needed charm to complete any bedroom. These sheets are made of high strength micro fiber yarns that stay comfortable and wrinkle free for year to come.

Features:
Deep pocket sheets for oversized mattresses
Soft to the touch
Wrinkle-free Microfiber 1800 Series
12 colors available
Care instructions: machine wash in cold water, tumble dry on low heat, and do not bleach, dry clean, or iron

What's Included:
One (1) Fitted Sheet
One (1) Flat Sheet
Four (4) Standard Sized Pillowcases
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eBay Coupons
Oakley Eyepatch2 Sunglasses 62.99 - with free shipping @6PM.com
Added on : Tuesday September 30th 2014 07:00:12 AM
g: 0 Posted By: brmeadows
Views: 227 Replies: 0 6PM.COM has Oakley Eyepatch 2 sunglasses for 62.99 with FSH.

This is the clear frame with gray non-polarized lens, again Oakley frames have interchangeable lenses.


Compare with Ebay.com86.95


The only thing that should come between you and the beautiful, big world out there is the Eyepatch 2!
Durable, lightweight, and stress-resistant O Matter frame material optimizes protection while maintaining a flexible fit.
Precision and durability with integrated hinge mechanisms featuring dual cam action.
Three-Point Fit only contacts the head at the sides and bridge of the nose. The fit is designed to hold the lenses in precise optical alignment.
Dual lens polaric ellipsoid geometry means that two lenses are cut from a single toric shape of lens material and mounted precisely in the frame to maintain the original contour.
Plutonite lens material filters out 100% of UVA/UVB/UVC and harmful blue light up to 400 nm.
8.75 base lens curvature delivers optimized peripheral vision and side protection.
Optical precision and performance meets all ANSI Z80.3 standards.
Impact resistance meets all ANSI Z87.1 standards for high-mass and high-velocity impact.
Metal icon accent each temple.
Made in the U.S.A.
Measurements:

Temple Length: 136 mm
Frame Width: 146 mm
Lens Height: 39 mm
Weight: 1 oz
Lens Width: 60 mm
Bridge: 14 mm


Sunglasses Deals

6PM Coupons
g: 0 Posted By: remick
Views: 97 Replies: 0 http://www.amazon.com/dp/B007S0LTPU/

4.6 out of 5 stars (82 customer reviews)

Master Photo Lighting... Hard Light!

Revised addition!
Here in Volume 7 of the "On Target Photo Training" series we are concerned with hard light and how to shape it to get some pretty stunning results!

For most of us, the sun is our primary light source. Unless it is hidden behind a bank of clouds, it is a hard light source. Learning how to work with hard light is vital to our progression as photographers!

Once you are comfortable with working and shaping hard light, life gets pretty exciting... you can control your viewers emotions at will.

It's when you start putting emotion into your photography that you stop creating "snapshots" and start making "art."
Here is the table of contents to show you SOME of what is included...

Contents

Introduction

Ambient Light

Ambient Light Defined

Light Qualities

Hard Light

Hard Light Defined

Light Quality

Control Viewer Emotions

Light Angles Matter

Photo Exercise 1

Light Shaping

Barn Doors

The Snoot

Making Your Light Bigger

Flags, Dots And Fingers

Cookies and Gobos

Photo Exercise 2

Additional Photo Training

First we review some lighting concepts regarding Ambient light. ambient light can be hard or soft and learning to work with it is vital.

Hard Light: Then we discuss what hard light is and some of the situations where we might find it being used.

Control Viewer Emotions: How hard light is used to elicit and control emotion in our photos.

Light Angles Matter: With hard light, the angle of the light is a key consideration. Shoot at the wrong angle and you could create a portrait that will absolutely be hated... and possibly create an enemy for life.

Shoot at the right angle and you may see your work on the wall of a gallery someday!
Light Shaping - Cookies, Snoots, Flags Fingers & Dots: Do you know what "Flags", "Fingers", "Dots", "Cookies", "Gobos" and "Snoots" are?

You will in an hour or so after getting this volume of the "On Target Photo Training" series. Not only will you know what they are, but you will know how and when to use them!
Totally Free Deals
g: 0 Posted By: tedhawkins
Views: 125 Replies: 0 Yamaha MOX8 88-Key Graded Hammer Action Music Production Synthesizer Workstation $1300 Fs @ MF

http://www.musiciansfriend.com/stupid

Product Description

The Yamaha MOX8 combines a MOTIF XS sound engine, a MIDI keyboard controller with extensive DAW and VST control, multi-channel USB audio interfacing, onboard sequencing, and an extensive DAW / VST software bundle. The MOX8 is the most powerful, mobile and affordable Yamaha music workstation ever.

MOTIF XS sound engine
MOX has the exact same 1,270 sounds as the acclaimed MOTIF XS covering a wide variety of music styles. Starting with the Yamaha's acclaimed Concert Grand Piano CFIII grand piano sound; all the acoustic instrument sounds (strings, brass, guitar, bass, drums and more) that made the MOTIF XS so popular are included.. Of course the 8 element Voices, 18 different filter types and extensive effects section are also great for creating the vintage analog and modern digital synthesizer sounds that are used in the electronic and hip hop music scenes. All the sounds you'll need for both live performance and music production in a variety of styles are contained in the MOX.

Performance mode to enhance your creativity
You can combine multiple Voices together (up to 4 parts) and play them on one MIDI channel in performance mode, allowing you to play dynamic layered sounds or play solos along with drums and bass backing tracks. With the interactive Arp engine, even playing simple chords or just one finger gives you complete musical performances to spark your creativity. The MOX has 256 preset performances in a wide variety of music style including Rock, World, Hip Hop Jazz, etc.

Easy operation and comprehensive controls
Category search mode makes it fast and intuitive get to your ideal instrument. 16 different instrument categories with sub-categories make it quick to get the sound you need. With the Performance Creator (a new feature taken from the S90 XS, you can easily build up layer or split Performances by a single button press. Start with a Voice you like, press LAYER and a suitable layer sound will be chosen. Press SPLIT and a left hand Bass sound is called up automatically. Go to DRUM ASSIGN and you can play along with the tons of built in rhythm patterns.

Plenty of Effets including Virtual Circuitry Modeling effects
MOX has a wide variety of effects for both the internal keyboard sounds and for use with the A/D inputs including a Vocoder for vocal formant controlled synth sounds.. Also Yamaha's proprietary VCM (Virtual Circuitry Modeling) technology that, rather than simply attempting to approach the desired sound using conventional digital audio methods, actually models the original analog circuitry right down to the last resistor and capacitor. With the MOX, the high-quality effects found in our industry-standard digital recording consoles are at your fingertips. MOX also includes the award-winning "REV-X" reverb, the same professionally renowned reverb found in the SPX2000.

Sequencer mode to build up your inspiration as quickly as possible
MOX features a built-in sequencer which lets you produce high-quality music productions without the need for a computer or any other external devices. The sequencer features both real-time recording, which records your performance data as you play it, and Step recording, which is suitable for recording precise phrases or other difficult passages. Moreover, you can use the creative inspiration from Performances and directly record them to a Song/Pattern simply by pressing the [REC] button. After creating the outline in a matter of seconds you can easily edit and refine your song to final completion right on the MOX. MOX features 6,720 types of arppegiator patterns which contains all the phrase of instruments, so you can easily add additional part onto your song data.

A single USB cable for both Audio and MIDI connections
A single USB cable lets you integrate both Audio and MIDI with your MAC or PC computer. MOX has a built-in 4-in 2-out USB audio interface so you can record MOX's internal sound directly to your MAC or PC. Two dedicated audio inputs can be used to recording guitars and vocals into your computer. Compatible with all the major DAWs including Cubase, you can digitally record the sounds of the MOX and anything connected to the stereo analog inputs directly to your favorite DAW. Not only for music production, the USB connectivity and in-depth keyboard controller functionality lets you also playback and control your VST soft synths via the audio outputs of your MOX, allowing you to easily integrate VSTs into your live stage shows with no extra gear- just add computer and play.

Bundled software and editors
The MOX comes bundled with a 48-track version of Steinberg's Cubase AI software, Prologue, Steinberg's VA soft synth for vintage analog synth sounds and a new Yamaha Organ YC-3B "Clonewheel" organ emulation VST. (The installer package of Soft synthesizers is available at yamahasynth.com) Dedicated Editor Software lets you easily edit your MOX just like a soft synthesizer. In fact, by using the MOX Editor VST, you can turn the MOX into a hardware accelerated VSTi. Combined with Media Bay in Cubase, you can categorize and select MOX's sound from a unified universal library of all your VST sounds. There is even a special editor for setting up the MIDI keyboard controls and remote functions. The MOX is the latest and best example of Yamaha's commitment to integrating our keyboards into the computer music production environment.

88-key Graded Hammer Standard(GHS) action, and new 61-key semi-weighted action
The MOX8 features an 88-key GHS keyboard. This feature provides authentic, realistic keyboard responsemuch like the playing feel of an acoustic pianowith the lower keys being heavy in touch, the higher keys light, and all the natural gradations in between. The keyboard has been designed and adjusted so that you easily and expressively play the rich variety of sounds of the instrument.

Mobility Light and easy to carry
The MOX8's lightweight body (32.6 lb., 14.8kg) makes it easy to carry it to rehearsals or gigs, making it pound-for-pound the most powerful workstation Yamaha has ever made. Both the MOX6 and MOX8 are 50% lighter in weight than the comparable MOTIF models.
Features

1,217 Voices and 355 MB of waveforms taken from the MOTIF XS
XA (Expanded Articulation) tone generation system
More than 256 Performances that spark your musical inspiration
Virtual Circuitry Modeling (VCM) effects
6,720 arpeggiator patterns and the 4-part interactive arpeggio engine
Direct Performance recording
Performance Creator for quick setting of Splits, Layers, and Drum Parts
Category Search provides instant access to the Voices you want
Comprehensive sequencer including step recording
88-key Graded Hammer-Action keyboard
Lightweight body
Built-in 4-in 2-out USB Audio/MIDI interface
Bundled with YC-3B Organ Emulator soft synth, Prologue analog synth, and Cubase AI


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g: 0 Posted By: tedhawkins
Views: 103 Replies: 0 Amazon Deal Of the day

http://www.amazon.com/gp/goldbox

Something Borrowed
by Emily Giffin

Something Blue
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Love the One You're With
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Baby Proof
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Razer DeathStalker Expert Gaming Keyboard +USD $30 GC $59.99 Fs Newegg
Added on : Friday September 26th 2014 09:00:02 PM
g: 0 Posted By: tedhawkins
Views: 98 Replies: 0 Razer DeathStalker Expert Gaming Keyboard +USD $30 GC $59.99 Fs Newegghttp://www.newegg.com/Product/Product.aspx?Item=N82E16823114028Fast action matters when you play games, the RAZER DeathStalker keyboard delivers. The keycap is so slim at only 2mm height that you can actuate each key very quickly. In gaming mode, the RAZER DeathStalker even allows you to press 10 keys simultaneously. This keyboard is Razer Synapse 2.0 enabled so you can download driver and firmware updates and your individual settings can be stored on a cloud server.

FULLY PROGRAMMABLE SLIM CHICLET KEYCAPSThe slim 2mm chiclet keycaps on the Razer DeathStalker ensure less time is needed to actuate each key so you can react faster to situations and enemies. Your fingers can move quickly between the keys, ensuring your entire master plan for gaming domination is executed instantly. The keys are also fully programmable.
10 KEY ROLLOVER IN GAMING MODEActuate as many keys as you have fingers, and have all of them register accurately and quickly in-game. With the Razer DeathStalkers anti-ghosting capabilities, you can deliver overwhelming destruction to your opponents, and ensure that every command is registered and executed perfectly.
RAZER SYNAPSE 2.0Razer Synapse 2.0 is cutting-edge, intuitive software that functions as the Razer DeathStalkers brain, automatically syncing the gaming keyboard to a cloud server to download driver and firmware updates, while saving your individual settings. Sync your custom settings and macros automatically with this unified configurator, allowing customization of all your Razer products with a single login.

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Free - City Maps 2Go Pro Offline Map for iPhone iPad
Added on : Friday September 26th 2014 03:00:09 PM
g: 0 Posted By: remick
Views: 107 Replies: 0 https://itunes.apple.com/us/app/city-maps-2go-pro-offline/id3277...

NOW FREE
only until September 28! (normal 1.99 / $2.99)

Your reliable and easy-to-use global travel companion. Detailed offline maps, in-depth travel content, popular places, and insider tips. Plan and have the perfect trip!

Why 13+ million travelers love CityMaps2Go:

PRO UNLIMITED VERSION
This Pro version gives you life-long, unlimited access to maps and travel content covering all available destinations worldwide. Alternatively, a free version, which is limited to five destinations of your choice, is available on the App Store as well.

WORLDWIDE COVERAGE
Thousands of destinations available worldwide, covering virtually the entire globe.

DETAILED MAPS
Never get lost. See your location on the map, even without an internet connection. Find streets, addresses and POIs and get pointed in the walking direction of places you want to see.

IN-DEPTH TRAVEL CONTENT
Have all the information in your pocket. For each destination, access comprehensive and up-to-date information covering thousands of places, attractions, and points of interest. Aggregated, packaged and formatted from the best data sources on the web for easy use on your smartphone and tablet.

SEARCH AND DISCOVER
Find the best restaurants, shops, attractions, hotels, bars, etc. Search by name, browse by category or discover nearby places using your devices GPS even without an internet connection.

GET TIPS AND RECOMMENDATIONS
Find tips and recommendations from locals and fellow travelers. Browse for the most popular attractions, restaurants, shops, etc.

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Create your own reviews and ratings of your favorite places. Share tips and recommendations with friends and other travelers.

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Save existing places, like your hotel, to the map. Add your own savess to the map. Add notes to places. Find and book hotels from within CityMaps2Go.

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Transfer your personal pins, notes, etc., between devices or sync them to the cloud.

OFFLINE ACCESS
Maps and guide content are stored on your device so they can be accessed at any time even without an internet connection. That way CityMaps2Go is fast and reliable no matter if you have a Wi-Fi-only device or want to save data or roaming costs while abroad.

------------

Some technical information about CityMaps2Go:

Map data is provided by OpenStreetMap a fantastic collaborative open project comparable to Wikipedia. Hundreds of thousands of people worldwide contribute to create the most complete and up-to-date source of map and POI data. We encourage everyone to contribute! As map data quality may vary by region and urban area, please check www.openstreetmap.org for details. We regularly fetch updates from OpenStreetMap and deliver them to you free of charge.

Travel content is aggregated and compiled from open web sources like Wikipedia and OpenStreetMap as well as partner companies like Booking.com and getyourguide. By aggregating and compiling this information, we aim to give you one central, easy-to-use repository of relevant information which makes it easy for you to find and enjoy the best places and things to do on your travels.
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g: 0 Posted By: GreenTrash
Views: 136 Replies: 0 LINK

ASUS Transformer Pad Transformation now IncludedThe ASUS Transformer Pad is a stunning tablet, but its full potential can only be unleashed when paired together with its keyboard dock. So thats why were now including the tablet and dock together at a new special bundle price. After all, its called Transformer Pad for a reason.Eye Pleasingly Powerful - Brilliant 2560 x 1600 Resolution DisplayNo matter where you are, everything looks better on the Transformer Pad with its brilliant 2560 x 1600 resolution ultra-high definition screen; that gives 300 pixels per inch, more than an HD TV.

And when combined with the powerful Nvidia Tegra 4 processor, youll be hard pressed to find a better looking or performing tablet.All Day Productivity - 17* Hour Battery LifeOn its own, the Transformer Pad offers an impressive 13* hours of battery life, but together with the dock the battery lasts an astounding 17* hours for literally all day use. Thats long enough to stay productive using Polaris Office or Google Docs on a flight to the other side of the world! And with 2 x SD card slots each expandable by 64 GB, the content possibilities are endless.

Entertainment Gateway - Stream to TVTurn your living room into an online entertainment gateway. With the ability to stream 4K video via HDMI, ultra high quality content is always right at your fingertips. Or cut the cord altogether and wirelessly display any content directly with Miracast.
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g: 0 Posted By: ctgolfer
Views: 118 Replies: 0 use promo code: NEW10

offer for new customers only

Video FeaturesThe feel, shape, and sensitivity of the dual analog sticks and trigger buttons have been improved to provide a greater sense of control, no matter what you play.
Video FeaturesThe new multi-touch and clickable touch pad on the face of the DualShock4 Wireless Controller opens up worlds of new gameplay possibilities for both newcomers and veteran gamers.
Video FeaturesThe three LEDs inside the light bar can generate a rainbow of colors, that combine with the PlayStationCamera, to create immersive gaming experiences. It also allows for easy player identification and screen adjustment when playing with friends in the same room.
Video FeaturesThe DualShock4 Wireless Controller features a built-in speaker and stereo headset jack, putting several new audio options in the players hands.
Video FeaturesThe addition of the Share button makes utilizing the social capabilities of the PlayStation4 as easy as the push of a button. Upload gameplay videos and screenshots of your greatest accomplishments or live-stream your gameplay sessions through popular Internet streaming services, all without disturbing the game in progress.
Video FeaturesMultiple vibration motors give games a greater degree of expression and heighten the sense of immersion for players.
Video FeaturesThe DualShock4 Wireless Controller can be easily be recharged by plugging it into your PlayStation4 system, even when on standby, or with any standard charger with a micro-USB port.

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Starting a real estate business with partners - Need Advice
Added on : Wednesday September 24th 2014 05:00:07 PM
g: 0 Posted By: RailroadTrack
Views: 71 Replies: 5 I need some advice. I plan on going into business with two friends/co-workers, guys I trust. We plan on saving 20% to 25% for an $800K property with some buffer cash for any issues that arise, so $80K each. Once we buy a property, we plan on re-investing the profits in order to con This isn't going to be an overnight thing. We plan to save this over a three year period and purchase a property at that point. We want to establish an account where we can only withdraw funds if all three sign, and plan to have a business charter drafted by an attorney that covers situations like this so we don't end up having issues as business partners. I have some general questions, what do we need to get started? Do we need to start an LLC? What type of business account do we need to establish? We're obviously in the early stages of this and want to get over the hurdle of generating capital to get this started.

If it matters, we each have decent paying jobs. $80K-85K / year, none of us have kids, we're all late 20's, credit scores over 740, some debt (cars), two of us have mortgages, one in Hawaii and one in Virginia, both are being rented out and are near military installations.

I'm all ears, good and bad. What do you guys think and how do we get this started?
Discussion Deals
11 Great Mac Apps - 90% off (save $445) Limited-Time
Added on : Tuesday September 23rd 2014 01:00:04 AM
g: 0 Posted By: xyankee
Views: 118 Replies: 0 MacUpdate has put together another solid collection of Mac apps for $49.99 (retail: $495)

One thing that jumps out at me is how many of these titles cost as much (or more) than the bundle by themselves, and they're all pretty good apps that have been updated recently. Not much filler or bait-n-switch pending-paid-upgrades (about to be obsolete versions), which is nice to see for a change.

The lineup:
1. Toast 12 Titanium- $99.99 - The best multimedia toolkit for Mac (media burning/encoding/etc.)
2. Ember- $49.99 - picked "Best Mac App 2013" in the Mac App Store by Apple; this is a great productivity booster
3. NoteBook 4- $49.95 - Awesome for students or organizing ideas.
4. Tonality Pro- $69.99 - Black & White photo editor. Pretty niche, but the non-Pro version and popular and well-rated in the Mac App Store.
5. Scrivener 2.5- $44.99 - Pretty much THE best writing app for any platform.
6. iMazing- $29.99 - iOS device manager; lets you copy music to/from any device no matter what computer it's synced to, use your iOS device like an external drive, download voicemails/sms/call logs, etc... all this good stuff you can't do with iTunes.
7. Bookends 12- $59.99 - Bibliography app, guess it maybe appeals to students.
8. Mac DVDRipper Pro 5- $24.95 - Just released, the best DVD ripper by far.
9. NetShade 6- $45.00 - 6-months of VPN+Proxy service.
10. iStat Menus 5- $19.00 - Monitor your Mac from the menu bar; I consider this a must-have (but already own it, obviously).
11. SimCity 4 Deluxe Edition- $19.99 - This is like 10 years old but was apparently updated earlier this year.

The value for me is in Ember, NoteBook, Scrivener, iMazing, and iStat Menus. NetShade is probably also pretty handy if you're on public Wi-Fi networks, but I usually just tether via my iPhone.

Overall, a pretty good Mac app deal, maybe the best one I've seen this year.

MacUpdate Bundle
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g: 0 Posted By: ctgolfer
Views: 152 Replies: 0 Inspired by Nature The MODRE sounds like a trumpeting elephant without the weight of an elephant. The design was modeled after the elephant's trunk and the result is a crisp, rich sound that resonates from the smooth rubber-molded speaker. It also features a Bluetooth connection and AUX port so music and phone calls can be heard loud and clear. MODRE was born from that creativity, sincerity and dedication of LEPOW. The winner of the Red Dot Award designed MODRE. Speak Freely! Hand free calling function with built-in microphone that allows you talk to freely, even while connected to Bluetooth. More Choices, More Freedom You get the freedom of bringing pristine wireless audio to whatever you're doing, whenever you want. Carry it from room to room or just throw it in your bag. No more cords, docks, or hassle. If you want the use a cord, MODRE comes with one thats ready for you to use! The Concert Goes To You MODRE features 360-degree surround sound and superb acoustic quality in any space, providing you with a portable music banquet, anywhere you go. It delivers stunning hi-fi audio in a portable wireless speaker so compact you won't believe it when you hear it. It's loud and fills even the largest rooms. Unlike other portable speakers, MODRE sounds like a concert with an innovative moving-wall passive bass radiator and airtight enclosure to deliver shimmering highs and thumping lows the richest sounds that you can literally feel all in the palm of your hand. Great Entertainment Companion Don't let tiny computer speakers sap your sound. All your media deserves great audio, no matter what device it's played from. With MODRE, you'll feel the thump of every kick drum, the vroom of every car chase, and the roar of the crowd bringing all your entertainment media vibrantly to life. And with up to 10 hours of continuous play, you can blast away all day long with plenty of power to spare for whatever comes next. Best Built-in Structures MODRE looks and feels as striking as it sounds. But with its stainless steel construction and industrial-weight molded rubber casing, it's not just a pretty package it's a sturdy, portable, and meticulously crafted machine that's built to blast. Multi-purpose Packaging MODRE does not only give choices on the way you play music, but what you use the packaging for. It comes in a plastic cup with a silicon cover to protect the crisp-sounding device. So you have the choices of using it to store MODRE, pencils, pens, whatever! You can even drink from it and it passed the safety certification.

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g: 0 Posted By: remick
Views: 121 Replies: 0 http://www.amazon.com/gp/product/B00GWT8E10/

4.5 out of 5 stars (56 customer reviews)

Former Navy rescue swimmer Brian Dickinson was roughly 1,000 feet from the summit of Mount Everestalso known as the death zonewhen his Sherpa became ill and had to turn back, leaving Brian with a difficult decision: should he continue to push for the summit, or head back down the mountain? After carefully weighing the options, Brian decided to continue toward the summitalone. Four hours later, Brian solo summited the highest peak in the world. But the celebration was short-lived. After taking a few pictures, Brian radioed his team to let them know he had summited safely, and got ready to begin his descent. Suddenly, his vision became blurry, his eyes started to burn, and within seconds, he was rendered almost completely blind. All alone at 29,035 feet, low on oxygen, and stricken with snow blindness, Brian was forced to inch his way back down the mountain relying only on his Navy survival training, his gut instinct, and his faith. In Blind Descent, Brian recountsin fantastic detailhis extraordinary experience on Everest, demonstrating that no matter how dire our circumstances, there is no challenge too big for God.
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g: 0 Posted By: ctgolfer
Views: 187 Replies: 0
Condition:Manufacturer Refurbished
Packaging:Brown Box
Manufacturer:Roku
Model:2500R
Warranty: 90 Day Roku Warranty

Features:

1000+ Channels and Growing:Over 150,000 movies and TV shows from Netflix, Amazon Instant Video, Hulu Plus, Vudu and HBO GO, plus live sports, music, news, international, and more, all in HD
One-Stop Search:Find all your favorite movies and TV shows all from one place?no matter if they?re on Netflix, Amazon Instant Video or Hulu Plus.
Free iOS and Android App:Use it like a remote. Browse and add new channels. Even stream your music and photos from your phone or tablet to your TV.
Simple Setup:Works with virtually any TV, includes built-in wireless, and sets up in minutes.(WiFi Connection Required)
Best selection of Live Sports:Featuring MLB baseball, NHL hockey, NBA basketball, MLS soccer, and more.
Unlimited music from Pandora, MOG, Rdio, and Live365 :
Social sharing built in - Photo and video sharing via Facebook, Flickr, and Picasa :
Outputs include 1 HDMI (rear), 1 composite RCA video (rear) and 2 audio:
Dimensions:3.9 x 3.9 x 1 inches
Weight:3.8 Ounces


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g: 0 Posted By: ctgolfer
Views: 171 Replies: 0 Oakley's clean and uncomplicated Hijinx.
O MATTER frame with dual cam hinges.
Equipped with HIGH DEFINITION OPTICS and patented XYZ Optics for widescreen clarity.
Plutonite Lens Material keeps harmful UV rays at bay.
Glare reduction and tuned light transmission of Iridium coated lenses. Available only in certain colorways. Check color name for specifics.
Metal Oakley logo at both temples.
A medium to large fit.
Dimensions:
Lens: 61mm wide x 40mm high
Bridge: 16mm
Temple: 124mm

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Free Kindle Book: A Day in Paris (Travel Guide) Today (9/20/14) Only
Added on : Saturday September 20th 2014 04:00:08 AM
g: 0 Posted By: wd5gnr
Views: 56 Replies: 0 If you had only one day to be in Paris, how could you get the most out of it? This eBook is full of tips about how to be prepared, cell phone apps, how to get around, things to bring, and more to make sure you get the most out of a day in Paris, no matter if it is your only day or one of many.

http://www.amazon.com/Day-Paris-How-most-each-ebook/dp/B00NJVIJM...
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g: 0 Posted By: ctgolfer
Views: 167 Replies: 0 6" (15 cm) touch screen
Safe and easy navigation on the big screen. See your next instruction better on biggest and sharpest screen yet. Bigger menus and buttons on the extra-large 15 cm (6"), high-resolution screen make input a touch simpler.
Split screen junction view
See two views at once and never miss an exit. In one glance, see a 3D view of road signs with arrows indicating which exit to take and a "birds-eye" view of complex intersections on your route.
IQ routes
The world's biggest database of real travel times is built into every TomTom device. Which means you'll get the fastest routes and most accurate arrival times. It's genius!
Advanced lane guidance
Clearly shows which lane to take at junctions so you don't miss your turn. On the most difficult highway intersections, realistic 3D representation of the junction keeps you relaxed and safe.
QuickGPSfix
QuickGPSfix speeds up the time it takes to fix your GPS position to help you drive off more quickly.
Rich maps
You are ready to go with the rich maps. IQ routes gives you arrival times you can rely on. And with a wealth of points of interest, such as phone numbers and opening times, you have even more information at your fingertips.
Points of interest
Your pre-installed map has Points of Interest from gas stations to hotels, so you are sure to find what you want.
Speeding alert
Alerts you when you're speeding, even if you're not in navigation mode.
Help me, emergency menu
You can find help with local emergency service information at your fingertips. From hospitals to roadside assistance, this information will be useful in any area.
Safety preferences
Recommends driving breaks; warns when approaching places of worship or schools; unpaved road warnings; reminds you not to leave device in car; hides map view above a selected speed; reminds you which side of road to drive when abroad.
Fast route planning
No more waiting around - your route is calculated in a matter of seconds, so you get on your way much faster than ever before.
Eco routes
Driving with these fuel-efficient routes saves you money as well as reducing your impact on the environment.


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Oakley Gascan Men's Sunglasses (Asian Fit) $54.99 FS @ Oakley Vault
Added on : Friday September 19th 2014 03:00:02 PM
g: 0 Posted By: DizzyT71
Views: 347 Replies: 0 OakleyVault.com has the Oakley Gascan Men's Sunglasses (Asian Fit)on sale for $54.99 with free shipping.

Compare at eBayfor $88.29.

Lightweight, stress resistant O Matter frame material
Extended wrapped frame geometry to fit medium to large faces
Metal icon accents
Sculpturally integrated hinge mechanisms with dual cam action
Dual lens polaric ellipsoid geometry (two lenses cut from single toric shield)
Plutonite lens material blocks 100% of all UVA, UVB, UVC and harmful blue light
Optional Iridiumcoatings and lens tints to reduce glare and heighten contrast
XYZ Optics for maximized clarity at all angles of vision, even at lens periphery
Exceeds ANSI Z87.1 standards for impact and optical requirements

Sunglasses Deals
Oakley Half Jacket Mens Sunglasses for $54.99 FS
Added on : Thursday September 18th 2014 05:00:11 PM
g: 0 Posted By: ryan007
Views: 235 Replies: 0 =14pxUltra light stress resistant Oakley O Matter frame material / Plutonite lens material passes ANSI Industrial Standard Z87.1 for optical clarity, high mass and high velocity impact / Iridium coatings an lens tints reflect glare and heighten contrast / Interchangeable lens options available

Very good deal. Never seen this price on a Half Jacket.
Sunglasses Deals
g: 0 Posted By: remick
Views: 59 Replies: 0 http://www.amazon.com/gp/product/B007SQBG4S

4.7 out of 5 stars (71 customer reviews)

Strategic Posing Secrets - Hands & Arms!
Revised Edition...
If you have EVER done a portrait...then you must have heard the question, "what should I do with my hands?"
Did you have an answer? Check out this course volume and you will! In just a matter of moments you will never be at a loss for what to do with the hands again!
And that's not all! In this volume we discuss posing the arms too! We cover the basic positions and how to direct the model into them. There are tons of variations for the upper arms, forearms and hands.
This massively illustrated, easy to read and easy to understand course volume will show you everything you need in order to completely MASTER the art of posing hands and arms.
To see what you are getting... Here is a list of the Table Of Contents:

Introduction
An Anchor Point
Missing Arms
Talking With Your Hands!
Hands Pointed Up Or Down?
Making Hands Look Younger!
Arms
Foreshortened Arms
Elongated Arms
Keep The Arms Parallel To The Camera
Positioning The Upper Arm
The Upper Arm Positions
Down
Up
Out
In
Combinations
The Forearm
The Trap
The Teapot Pose
Photo Exercise
The Hand
Broad Surface On Back Of Hand
Broad Surface On Front Of Hand
Narrow Edge - Thumb Side
Narrow Edge - Pinky Side
The Wrist
The Twist
The Break
Front Wrist Break
Back Wrist Break
Wrist Break Towards The Pinky
Wrist Break Towards The Thumb
Hand Positions
The Broad Hand
The Tapered Hand
11 Ways To Pose The Hand
Holding A Prop
On The Chin
At The Lapel Or Necktie
On The Hip
On Opposite Arm
On Top Of (Or Behind) The Head
At The Waistline
In The Pocket
At The Side
On The Lap Or The Knee
Leaning On An Object
The Fingernails
Jewelry and Accessories
Photo Exercise 2
Additional Photo Training

Here is your chance to FINALLY have an answer to the question, "What should I do with my hands?" In fact, if it isn't in here, it probably isn't worth knowing!
Get your copy right now and within an hour you will never again be at a loss as to how to pose hands and arms!
g: 0 Posted By: Savvymommy03
Views: 164 Replies: 0 eInvite has theFabric Throw Pillows: 18" x 18" (various styles). No matter how many of these Throw pillows you order if its 1 or 10 the shipping is a single flat rate of $7.95!!

Free Pillows include:

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g: 82 Posted By: dshibb
Views: 1203 Replies: 8 Just as the title describes:

This is a thread that lists all of the Master Threads, Topic FAQ Threads, Large Guide Threads, etc. on FWF in one place (the Quick Summary).

Anybody can add a Master/FAQ/Guide/etc. thread to the Quick Summary presuming it fits with the spirit of being a Master, FAQ, Large Guide, etc. and it's listed in an appropriate category in the quick summary. How we define that may not be exact, but like the Supreme Court we may know it when we sit it.Typically that often means some combination of:
1) A broader subject matter (loading the quick summary with each deal/bank/etc. thread probably overkill)
2) Maybe a decent amount of Q&A
3) Subject matter has broad utility to numerous members as opposed to few or the one who created the thread



Discussion Deals
Dispute with property mgmt company
Added on : Monday September 15th 2014 02:00:08 PM
g: 0 Posted By: fwfaltid
Views: 22 Replies: 0 Long-time member, sorry for the alt-id, but my privacy is important in this matter. Here is my situation that I need advice on. I'm short on details not because I'm trying to hide something, but because I want to keep this short and factual.

-I used a property mgmt company to manage a rental house
-Tenant stopped paying rent, got evicted
-Security deposit was not enough to pay for damages to the house, let alone back rent, and whatever fees the property mgmt company is charging
-Tenant's account was sent to collections
-Dispute is over how the security deposit is to be used. The property mgmt company wants to take out their fees first, including a several hundred dollar late fee that they are charging the tenant.
-I have agreed to pay everything I owe them except for the several hundred dollar late fee. My reason is that courts in the state usually do not allow for late fees to be collected, therefore if the courts won't allow it, then why should I have to pay it, especially when the security deposit is not enough to cover damages.
-Contract is not specific enough to address this exact situation, however it does say they can take out fees from the security deposit.
-Both sides have dug in pretty hard into their respective positions. Negotiation is heated. Property mgmt company is threatening additional fees if I do not pay promptly.
-There is an arbitration clause in the contract. From what I understand, arbitration costs somewhere between $1200 and $2000. Cost is split equally.

We are at an impasse. I am considering going for the nuclear option, which is formally requesting arbitration. I am hoping escalating this will cause them to back off and waive the fees. If it were to come down to it, I would have no problem with paying for my share of the arbitration, but I obviously want to make sure I don't open myself up to additional liability and charges.

Any advice or opinion on this matter? Should I just suck it up and pay everything, including the late fees? Or should I continue escalating it?
Question Deals
Purchasing house with Girlfriend..HELP!
Added on : Monday September 15th 2014 10:00:20 AM
g: 0 Posted By: ICMATULKASPRMKY
Views: 391 Replies: 26 We have always rented, but decided to start looking into home prices and think it may make more sense than renting. Renting an apartment would be around $2500-$2800 vs a mortgage in the $1800-$2200 range. The big thing is figuring out how to handle the downpayment, finding the best place for rates, and how being married vs not would benefit this situation if it matters at all. My income was significantly low this year, but I have a good amount of money in savings so not sure if I can play some approach to avoid a big down payment. Thanks
Personal Finance Deals
g: 0 Posted By: tedhawkins
Views: 82 Replies: 0 Monster Power MP OTG200 GA Outlets To Go 200 Global Adapter (English/French/Spanish) $11.50 Fs Prime Amazon (Lowest Ever)

http://www.amazon.com/Monster-MP-OTG200-GA-Outlets/dp/B005PV608A

Features two global AC outlets and one USB charging port (cannot charge iPad or Tablets)
Global Adapter lets you plug into AC power anywhere in the world
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Works in over 150 countries

Get the Power You Need Wherever You Go
Travelling can be as frustrating as it is exciting. Especially when you realize that AC outlets vary from country to country. How will you power up your laptop? How can you charge your cell phone? The Monster Power Outlets to Go 2 Global Adapter features adjustable prongs that let you connect to any type AC outlet in over 150 countries. Once youre connected to power, there are two global outlets for you to connect any type of device, no matter what type of plug it has.

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Easy to Use. Easy to Pack.
The Outlets to Go 2 Global Adapter easily fits into a laptop bag, purse, or pocket. A retractable plug neatly folds in for added portability.
Electronics Deals
g: 1 Posted By: brmeadows
Views: 225 Replies: 0 The title says it all, this is genuine Oakley's, lens have UV protection but non-polarized. The upside is, this is a good price for a pair of Oakley Holbrook frame. You can alway upgrade the lens later, as they are interchangeable.
If you are ok with light orange frames this should be a go.
I got a clear frame Breadbox earlier this week for 62.39, including tax. Was same price as above, but that deal is now 120.00.

Free ship with orders over a 50.00

Pull the trigger soon.

Oakley Vault Holbrook


Lens:

Optimized peripheral vision and side protection of 6 base lens curvature
Optical precision and impact resistance meet or exceed Z87.1 optical and basic impact standards
UV protection of Plutonite lens material that filters out 100% of UVA/ UVB/ UVC & harmful blue light up to 400nm
Glare reduction and tuned light transmission of Iridium lens coating (optional)
Available with Oakley Authentic Prescription Lenses (+2.00 to -4.00 combined power)
Frame:

Durability and all-day comfort of lightweight, stress-resistant O Matter frame material
Comfort and performance of Three-Point Fit that holds lenses in precise optical alignment
Metal bolt accents in front frame
Metal icon accents

Sunglasses Deals
g: 0 Posted By: ctgolfer
Views: 51 Replies: 0 59-9/10" screen (measured diagonally from corner to corner)
Large enough to provide an immersive experience for everyone in the room.
Plasma displays are at their best in darker rooms
Get rich, vibrant colors and deep blacks, and view your screen from almost any angle.
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Watch Blu-ray movies and 1080p HD content at their highest level of detail.
600Hz refresh rate for smooth action scenes
Enjoy fast-moving movies, sports and video games with virtually no motion blur.
Get the best picture possible, no matter the lighting
Eco Sensor technology automatically senses the light levels in a room and adjusts screen brightness for the best image possible.
Deep black levels, even in bright rooms
Real Black Panel technology delivers deeper and darker black levels for remarkable picture contrast.
Reduce glare with antireflection technology
You'll get clearer images and a better viewing experience with antireflection technology that reduces glare from windows and lamps.
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Share photos, videos and mobile content on the big screen
ConnectShare Movie makes it easy to watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two full-range 10W speakers and Dolby Digital Plus, Dolby Pulse, DTS StudioSound and DTS Premium Sound.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, smartphones and tablets.
2 HDMI inputs for the best home theater connection
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USB input
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www.bestbuy.com/site/samsung-60-class-59-9-10-diag--plasma-1080p...
Samsung Deals

Best Buy Coupons
Having a family member help with down payment of a home in bay area.
Added on : Thursday September 11th 2014 12:00:23 PM
g: 0 Posted By: CaliforniaDriver
Views: 155 Replies: 7 Hello,
Family wants to help my wife and I buy our first home in the bay area.
Age: 28
Household income: $180k
Debt: Student loans about $20k
Car loan: $22k
Money for down payment: $60k

So as most of you know that bay area homes are crazy high priced but we dont foresee this to crash anytime soon. We would like to purchase a home since rent is around $2500 and feel like we are throwing it away every month. Our family wants to help but instead of a traditional loan and paying them back. We thought that maybe they can invest their part of the down payment with us. What I mean by that is if they put down $60k and match our $60k, we can put down 20% on a home. If we sell it in 5, 10, or 20 years, we would give them back the $60k along with the capital gains that would have come out of the $60k.

Any downfall with this plan? Worst case scenario is that we payback my family member the original $60k if the house doesnt go up in value. So no matter what, my family member would just lose out on opportunity cost of the interest they would receive on $60k but we will make sure they get it back. Are you able to designate title percentages on a home? I never owned one before. I just wonder if there is a way to designate like 10% of the title to my family member.
Real Estate Deals
Apple Pay
Added on : Tuesday September 09th 2014 02:01:28 PM
g: 0 Posted By: GodelianKnot
Views: 61 Replies: 3 Interested in people's thoughts on Apple's new payment system:
http://www.apple.com/apple-pay/

Given the Target and Home Depot hacks, I find this part especially interesting:
Apple said: With Apple Pay, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored in the Secure Element, a dedicated chip in iPhone and Apple Watch. These numbers are never stored on Apple servers. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. So your actual credit or debit card numbers are never shared with merchants or transmitted with payment.
Curious how people think this will work. Apple claims they aren't tracking purchases in any way, so are the unique account numbers being setup directly by the respective banks? Basically, Apple got all these banks to setup a virtual credit card number API for them? Thoughts on if this is really more secure? Does it matter?

This also just seems like a good way to organize credit cards. I tried to use Google Wallet a while back, but never really got it to work well. I'm hoping Apple has the drive to really push this to be universal. Looks like they have most of my banks supported already, with a few more to come. Though I guess missing Discover is a big gap for some here.

In-app purchases is another interesting facet. Especially with something like OpenTable to pay at a restaurant without having to give them your card.
Discussion Deals
g: 0 Posted By: ctgolfer
Views: 123 Replies: 0 Micro-precise scrolling
Designed for how you use the web, Logitech's micro-precise scrolling makes reading your Facebook, shopping Amazon or scrolling through Google searches easier. Plus, tilting the wheel moves you backward or forward on the web.
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Long battery life
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Logitech unifying nano-receiver
The tiny receiver stays in your laptop. Plus, you can easily add a compatible wireless device - without the hassle of multiple USB receivers.
Logitech advanced 2.4 GHz wireless
You get the reliability of a cord with wireless convenience and freedom - fast data transmission and virtually no delays or dropouts.
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From surfing the web to navigating your Facebook with precision clicking, pointing and dragging, everything you do on your laptop is just easier thanks to Logitech's advanced tracking technology. And you don't need a mouse pad either.
Logitech reliability
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Perfect for laptops and netbooks
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Vivid Violet
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Red
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**In-store availability may vary and points earned vary by account.
Keyboard & Mouse Deals

Sears Coupons
Oakley Eyepatch 2 Men's Sunglasses $54.99 FS @ Oakley Vault
Added on : Wednesday September 03rd 2014 04:00:08 PM
g: 0 Posted By: DizzyT71
Views: 144 Replies: 0 OakleyVault.com has the Oakley Eyepatch 2 Men's Sunglasses (Polished Clear/Grey)on salefor $54.99 with free shipping.

Compare at eBay for $99.49.


Lens:

Dual lens polaric ellipsoid geometry (two lenses cut from single toric shield)
Optical precision and impact resistance meet or exceed Z87.1 optical and basic impact standards
UV protection of Plutonite lens material that filters out 100% of UVA/ UVB/ UVC & harmful blue light up to 400nm
Glare reduction and tuned light transmission of Iridium lens coating (optional)
Optimized peripheral vision and side protection of 8.75 base lens curvature
Prescription ready


Frame:

Durability and all-day comfort of lightweight, stress-resistant O Matter frame material
Precision and durability of sculpturally integrated hinge mechanisms with dual cam action
Metal icon accents




Sunglasses Deals
g: 0 Posted By: PowerLifterUSA
Views: 85 Replies: 0 Unchain Your Heart Kindle E-Book

BY Karma Peters>>> After reading this book, you will know how to:

Capture the energy flow within your couple, especially what truly matters in your relationship;
Set the right priorities for your couple from the get-go;
Apply the five key elements that constitute the foundation of a strong, long-lasting relationship; and
Understand why nonverbal communication can be an effective to ignite passion in your couple.

>>> Who will benefit from this book?You and your lover.
Totally Free Deals
g: 0 Posted By: tedhawkins
Views: 159 Replies: 0 La Sportiva Ultra Raptor Trail Running Shoe - Women's $74.95 Fs @ Usoutdoor (reg $130+)

http://www.usoutdoor.com/deal/

Description: La Sportiva Ultra Raptor Trail Running Shoe - Women's
No matter what type of terrain you choose to stomp, lace up with the La Sportiva Womens Ultra Raptor Shoes to devour all that lies before you. This neutral, super stable pair is perfect for tearing up the trail or dominating your local half marathon. Long distances are nothing to fear as the Ultra Raptor flexes impressive comfort and all kinds of performance. An incredibly grippy outsole allows you to get some serious traction on even the most unforgiving paths, and an EVA Rock Guard defends your feet against treacherous obstacles. Rip your run apart with the La Sportiva Womens Ultra Raptor Shoe.
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Liner: Moisture-wicking mesh
Weight: 10.45 oz
Lacing System: Traditional


Shoes Deals
g: 1 Posted By: remick
Views: 75 Replies: 0 http://www.amazon.com/gp/product/B00L0N6O6U/

4.9 out of 5 stars (17 customer reviews)

WHAT IS THE SINGLE GREATEST THING THAT WILL KEEP YOUR RELATIONSHIP AFLOAT FOR YEARS?

This book answers that question.
The book revisits the notions of love and physical chemistry, giving you easy and powerful tips to revive or maintain the romantic spice in your couple. A must-read for everyone seeking to improve the energy flow in his or her relationship, from singles and active daters to newlyweds and those in long-established marriages. To compile this list, we researched the current literature, delving into subjects as varied as psychology, relationship counseling, romance at work, and family planning.
>>> The book contains a helpful Discussion Guide and a sample chapter of sequel March with Venus - 94 Creative Love Games to Heat Up Your Bedroom. Through burning questions, the book gives extensive advice on how to use the discussion guide, how to inform decisions related to the topics at hand, and how to best read it alone, in reading groups, with your partner, or as part of learning activities, among others.

>>> After reading this book, you will know how to:

Capture the energy flow within your couple, especially what truly matters in your relationship;
Set the right priorities for your couple from the get-go;
Apply the five key elements that constitute the foundation of a strong, long-lasting relationship; and
Understand why nonverbal communication can be an effective to ignite passion in your couple.
>>> Who will benefit from this book?

You and your lover.
Books Deals

Amazon Coupons
LG - Mach Cell Phone - Titanium Gray (Sprint) $129.99 @ CowBoom
Added on : Sunday August 31st 2014 12:00:03 AM
g: 0 Posted By: ctgolfer
Views: 101 Replies: 0 shipping adds $5

LG Mach LGLS860KIT Cell Phone for Sprint: Surf the Web, stream movies and connect with friends and family via social networks, texts and calls with this LG smartphone. A high-definition touch screen and a slide-out QWERTY keyboard make it easy to stay in touch with the people who matter most.


www.cowboom.com/deal-of-the-day.cfm
Cell Phones Deals

CowBoom Coupons
Craftsman Adjustable Oil Filter Pliers $10.19 in-store @ Sears
Added on : Saturday August 30th 2014 08:00:02 PM
g: 0 Posted By: ctgolfer
Views: 47 Replies: 0 Craftsman adjustable oil filter pliers help you get the perfect grip on your oil filter
Serious opening power, with a maximum jaw opening of 5 in.
Features to help you get your work done, like spring-loaded and easy to grip
Adjustable to various size filters no matter what oil you're changing
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www.sears.com/craftsman-adjustable-oil-filter-pliers/p-028205200...
Tools & Automotive Deals

Sears Coupons
Mohawk Home "Wipe Your Paws" Doormat $10 FS Altmeyer's
Added on : Friday August 29th 2014 06:00:03 PM
g: 0 Posted By: imagine1128
Views: 187 Replies: 0 Altmeyer'sBedBathHome.com
Mohawk Home Wipe Your Paws Rubber Doormat
Was: $19.99 NOW: $9.97 Save 50%
FREE Shipping thru Monday w/ code: LaborDay14
(Add more to save $5.00 off $25.00 order) with codeBack2School

Wipe Your Paws Rubber Doormat product page

Welcome your guests in style with this decorative printed Wipe Your Paws Rubber Doormat, designed to withstand wear and tear, no matter the weather. The recycled rubber is mold and mildew resistant with a bright eye catching red design.

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This durable mat has an innovative scraping surface that cleans shoes while hiding dirt in recessed channels.
The slip-resistant surface repels water, which is great for traction in all weather conditions.
Made in the USA with recycled rubber and 100% polyester face
Home & Garden Deals
Chase mortgage pre qualification
Added on : Friday August 29th 2014 01:00:05 PM
g: 0 Posted By: deeder
Views: 85 Replies: 2 Received pre qualification letter from Chase for a home. Credit score showed 817 out of 818 on equifax but it showed two negatives where one was clearly untrue and the other was only partially true. Said high balances on credit lines when its all paid in full monthly and I use very little and it said there an account with too short a history and I have been using my latest account and paying it back in full all the time with significant balance. Account is probably roughly a year old perhaps, not sure of the exact date offhand but I pay it each and every month and had large paybacks on multiple accounts including this one.

Guess after the account is opened longer I will get the full 818? Not that it matters. It isn't like I didn't already know my credit score was immaculate.


Discussion Deals
Liberty Mutual dragging it's feet over Total Loss Valuation claim
Added on : Friday August 29th 2014 11:00:07 AM
g: -1 Posted By: ShakuniMama
Views: 59 Replies: 1 It's been almost 4 weeks since my car accident as discussed here

My 2002 Honda accord was rear ended and is deemed a total loss by the appraiser. The at fault driver's (NJ plates) Liberty Mutual insurance has bee dragging it's feet over the valuation. It's been almost four weeks since the accident. After multiple calls/emails, It took them two weeks to send an appraiser who told me that someone from the total loss department will contact me within 2-3 days. When no one contacted me after 3 days, I emailed the assigned total loss claim specialist but receive no response for one week. I kept on emailing daily without any response. Finally, I called only to find an answering machine and received a message on my answering machine that this matter cannot be handled via emails and I have to "discuss" it with him.
I emailed the corp:krista.young@libertymutual.com,presidentialsvcteam@libertymutual.com as well as called his supervisor Djessica Lopesbut no response so far.

I finally managed to talk with the above mentioned claim specialist Michael Green @ total loss department today. He asked me few questions about my car and said that they don't have the mileage from my car despite the fact that the appraiser noted it down in front of me! He asked me to email him (see the irony) the picture of the odometer reading. What I don't understand is that he refused to discuss anything about a rental (I have been paying for it for last 4 weeks) saying it's company policy not to discuss about rental till valuation is completed. However, my insurance company specialist told me that they are supposed to provide a rental from the day one for "loss of use" till the payment is made and new car is bought.

I called again after emailing the pictures of odometer reading as well as my car's service history but got the answering machine again.

What are my options regarding rental and his refusal to answer emails ?
Calphalon Unison 1 Quart Saucepan $7.99 FS @ Bloomingdales
Added on : Thursday August 28th 2014 04:00:04 PM
g: 1 Posted By: DizzyT71
Views: 379 Replies: 0 Bloomingdales has theCalphalon Unison 1 Quart Saucepanon sale for $9.99 - $2.00 coupon code "BIG20" = 7.99. Free shipping for Loyallist (Free to join)

Compare at Amazon for $49.95.

The revolutionary, ultra-smooth SLIDE NONSTICK surface releases foods effortlessly and is ideal for sauces, gravy, rice, pasta and vegetables as well as reheating small portions.
Cook with confidence no matter what you have on the menu. Experiment with a new dish or cook your tried-and-true favorites with ease. The revolutionary Calphalon Unison Slide Nonstick surface releases foods effortlessly, making even the most demanding cul
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Handles stay comfortably cool on the stovetop.


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Home & Garden Deals

Bloomingdales Coupons
Norton anti virus software 19.99 amazon
Added on : Thursday August 28th 2014 06:00:34 AM
g: 0 Posted By: Goldie53
Views: 168 Replies: 1 ist Price: $79.99 Price: $19.99 You Save: $60.00 (75%
Norton Internet Security, protection that allows you to go anywhere online safely with a mix of patented protection working together to repel online threats, social media scams, network invaders, viruses, and spam. Neutralizes todays and tomorrows online threats while boosting PC performance.
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Norton Internet Security includes Norton Identity Safe, which remembers and secures your usernames and passwords so you can easily access your favorite websites from PCs, Macs, and mobile devices. Plus, it warns you of dangerous websites so you can search, shop, and bank online without worry.


fulfilled through Amazon
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Software Deals

Amazon Coupons
g: 0 Posted By: tedhawkins
Views: 143 Replies: 0 Glacier Glove Half Finger Cycling Gloves - (reg $24.99) - $5.59 performance bike Fs to store

http://www.performancebike.com/bikes/ProductDisplay?langId=-1&st...

Glacier Glove Half Finger Cycling Gloves
Perfect for summer riding, the Glacier Glove Half Finger Cycling Gloves keep your hands dry and comfortable, no matter how high the temperature rises. Breathable upper and ventilated, G-Tek neoprene padding enhance airflow for effective cooling. Silicone textured palm gives you a firm handlebar grip at all times.

Synthetic leather palm is durable, soft and moisture-wicking
Ventilated, G-Tek neoprene padding for comfort and cooling
Silicone palm texture increases overall grip
Breathable upper for airflow and cooling
Secure Velcro closure


Clothing Deals

Performance Bicycle Coupons
Need help negotiating car purchase for Saturday!
Added on : Wednesday August 27th 2014 11:00:30 AM
g: 0 Posted By: mpennyranger
Views: 39 Replies: 1 Hi,
I have read a number of threads here and elsewhere re: trying to send out letters to negotiate the purchase of a new car, and I am just about ready to do so--I am in the market for a new Volvo XC60--I have done my test drives, compiled a list of dealerships that I would be willing to drive to (as well as a few others that are very far, but perhaps would be willing to make a good deal), gotten contact info for the internet or fleet salespeople, gotten preapproved through a credit union, know my FICO score, etc..... I am just hitting a hurdle in terms of setting up my letter, and could use some advice.

All of the sample letters suggest saying SPECIFICALLY what you want, so you can compare apples to apples. BUT, in my case, there are two things that I would accept: a 2015 XC60 with the BLIS package OR a 2014 XC60 with the BLIS package. I would definitely prefer the 2015 because it has a substantially higher MPG, but if the 2014 was substantially lower than the best 2015 price I could get, I would consider it. (The available 2014s are also more likely to be "upgraded" from the base model 2015 that I am shooting for, but none of the upgrades from the base model thrill me, so I'm not willing to pay extra for them.)

I DEFINITELY want to make a deal on Saturday because its end of the month and a number of Volvo manufacturer deals that would be awesome ($1000 Cash Back, extra 2 years of warranty & all maintenance, etc.) are expiring, and I want to close a deal as long as something hits my price Target, but I am not exactly sure how to frame the letter. Price also matters a lot, so I do want to see exactly how low I can go. I don't want my letter to say "I'll take the 2014 if it is substantially lower than your 2015 offer," b/c I know they want to get rid of the 2014s and they will just not reduce the 2015 offer. I am thinking perhaps the best strategy would be to send out an only-2015 offer on Thursday, see what comes back with my required specs, and Friday follow up with those same dealerships and say, "I would also consider a 2014, what is your best offer" and then just compare. Thoughts???

(Apologies for being so long-winded)
New User Question Deals
g: 0 Posted By: ctgolfer
Views: 201 Replies: 0
Slimmer, lighter design. Nexus 5 is precision-built from strong materials, and the intelligently simple design showcases more of what matters to you. At only 4.59 oz and 8.59 mm thin, it's the most powerful Nexus phone yet.
Speed and power to spare. With 4G/LTE and ultra-fast Wi-Fi, Nexus 5 keeps you connected at blazing speeds. Add in the cutting-edge 2.26GHz Qualcomm SnapdragonTM 800 processor and you'll race through games, zip around the web and switch between apps at the flick of a finger.
Stunning 5" display. More room to do what you do, and better colors too. Nexus 5 gives you a Full HD display so you can see every detail in lifelike color with less glare and a wider viewing angle-the perfect canvas for your moments.
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Cell Phones Deals

eBay Coupons
Mediterranean Blue Currancy Cash Wallet crafted in raised stamped leather, is designed to keep your currency crisp and organized no matter where you globe trot. Featuring tab top zip pull, an amalgam of currency letter raised on front and snap close outer pocket for receipts. Signature box included.Special offers and rebates for Fujitsu LIFEBOOK® notebooks and Tablet PCs, STYLISTIC® tablets and mobile accessories.
Dual HDHP Coverage - Questions
Added on : Monday August 25th 2014 04:01:01 AM
g: 0 Posted By: trekwars2000
Views: 78 Replies: 0 So my wife started a new job last week and as such can pick new insurance coverage, etc. She has two options through her job a plan called a HSA and one called a HRA. In actuality the names don't matter as I think both are qualifying HDHP plans under IRS rules. The difference is the company puts money into a HRA for the HRA plan and into a HSA for that plan. Since I have a family HDHP with HSA and am already contributing the max I think we are going to do with the HRA plan. For this plan the company puts in $250/year into the HRA, there is a ~$1300 deductible, then 15% coinsurance until the OOP max of ~$4k.

1) Is it fine for my wife to have a funded HRA if I am putting in the family max to the HSA?
2) Is the HRA plan actually a HDHP qualifying plan for HSA funding purposes?
3) How is insurance going to work since my wife will be covered under both plans? Under my plan she has a $3500 deductible with a $5500 OOP max. Does the deductible go up under both until it reaches her ~$1300 deductible?

Thanks

Personal Finance Deals
g: 0 Posted By: fiasko915
Views: 124 Replies: 0 YMMV !!

I am coming up on the end for my Direct TV contract and I called them informing them that I wanted to cancel. They initially offered me free NFL Sunday Ticket + $5 a month discount + $200 Visa Gift Card to stay. I countered asking for NFL Sunday Ticket MAXX and she agreed.

The important part of this deal is that I renewed for only 1 year! This was confirmed both by her and during the verification process. My Visa gift card should be here in 3-4 weeks. If it matters, my original and initial 2 year contract ends next month.

I did not speak to customer service, I believe I went right to the retention people once I told the voice system I wanted to cancel.

As always with these deals, YMMV, but the representative I spoke to was very friendly and willing to do anything to keep us as a customer.

Have a great day!
Services Deals

DIRECTV Coupons
To file or not to file? Homeowner's insurance claim..
Added on : Saturday August 23rd 2014 11:00:33 PM
g: 0 Posted By: featherz
Views: 36 Replies: 0 Just had our well pump go out - so no water (fun fun). We called out a bunch of guys to look at it and clueless (sorry honey!) hubby picked a really pricey guy when I was off at work. The price to fix the pump NOW was most likely jacked up as he told my DH that it was a lightning strike and that it would be covered by homeowner's insurance. DH thought 'woohoo, free!'. Pump was replaced, cost about 1K too much, but that's water under the bridge. Background - this is possibly a 40 year old well pump, almost 300 foot deep, galvanized pipe that was also replaced during the fix.

When examining the pump, it looks like the contractor may have been correct - there are small burned holes on either side of the pump. We have had lots of lightning lately and even a storm the day of the pump going out. I don't see any obvious strike, but not sure that matters.

Hubby wants to file a HO claim to pay the bill - after deductible, this would be a $2600 claim. We pay about $900/year in insurance and have a $243 'claims free' discount.

What think the FW community? We've already paid for it - and I'm not sure the insurance will allow this charge since it's already been repaired and they had no chance to come out first (we had no water so it was a rush job). They may disallow all or part of the claim for the age of the pump and/or replacing the galvanized pipe (not technically necessary to restore water).

I say it's not worth the claim and we just have to suck it up.. but if I am wrong, we could get part of this pricey fix back so I figured it was worth a check.
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g: 1 Posted By: remick
Views: 135 Replies: 0 http://www.amazon.com/dp/B00CB5UEXU/

4.5 out of 5 stars (32 customer reviews)

What if Jesus didnt die so our lives could look perfect? What if He died so we could stop feeling like our lives have to be perfect to mean something? What if we simply live out our own story, even if it doesnt look as others say it should? Mandy Steward set out in pursuit of these what-ifs. She didnt find answers so much as she discovered a messy grace that knows no limits and a God that was and is willing to thrash about with her no matter her questions or struggles or doubts. What she found was abundant life, but it didnt look like she thought it was going to. It was far different, and much deeper. This is a book without easy answers that lets those struggling with faith and searching for more know they are not alone.


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where to live while working from home (Puerto Rico?)
Added on : Wednesday August 20th 2014 03:00:09 PM
g: 0 Posted By: hessjason
Views: 117 Replies: 3 I've worked from home exclusively for years now. I do travel to customer sites around the US occasionally (30days a year). I used to live in Nevada (no state income tax.. nice!), but silly me moved to California. I've been reading about "Act 20" and "Act 22" for puerto rico federal tax exemptions. I really could (and am willing to) move to Puerto Rico and become a "bona fide resident". I would still work for the same company I do now (w-2 employee.. I pay federal and state now). Would moving to PR save me from both? Just state? Of course I'd consult a tax professional before committing, but I'm hoping someone here has knowledge on the matter.
thanks!
New User Question Deals
Anyone else have issues with Bank of America?
Added on : Wednesday August 20th 2014 10:00:11 AM
g: 0 Posted By: timgodsil
Views: 113 Replies: 8 When I opened a checking account with Citi, I emptied my account at Bank of America. However when I typed the amount, I was off 3 cents, and was charged an overdraft fee.

Ok, my fault, I made a mistake, and take the blame.

So I called and they withdrew the fee, kept going on and on about how "valued of a customer I was", and such.

So I transferred money back out of Citi to BOA. A couple days later, my account became positive, then less than 2 hours later, became withdrawn over 25 dollars, an "extended overdraft fee" was charged.

Even though I made the account positive, they state since it was overdrawn so long, the positive balance "did not matter" as their fee is based on time, not balances.

My "valued relationship" ran short, as they said they won't refund the fee.

To make matters worse, I don't get paid for another week, and they said if I don't pay this within another 5 days, they will ding me again. I usually don't live paycheck to paycheck, but I had a lot of bills come up this month, more than usual.

Here is the screen cap I took.

http://i61.tinypic.com/2nl7hpv.png




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g: 0 Posted By: ctgolfer
Views: 157 Replies: 0 Ships from/sold by Red Dot

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Video FeaturesThe feel, shape, and sensitivity of the dual analog sticks and trigger buttons have been improved to provide a greater sense of control, no matter what you play.
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g: 0 Posted By: DaysFan
Views: 130 Replies: 0 Retail value: $382.04HSN price: $279.95$199.95You save $80.00 today!or 5 FlexPays of $39.99FREE SHIPPINGhttp://www.hsn.com/todays-special
Item # 345-671Wolfgang Puck
Wolfgang Puck Bistro Elite 19-piece Stainless Steel Cookware SetWolfgang Puck Bistro Elite 19-piece Stainless Steel Cookware Set
Who wouldn't want a celebrity chef in her kitchen every night? While he can't drop in personally, Wolf brings you a set of unique and versatile pans that deliver delicious no matter the occasion. Dinner for two. Family breakfasts. Large holiday feasts. Take it all on like a pro, then take it to the table and serve in style.

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Good to KnowFor warranty information, please call HSN.com Customer Service at 800.933.2887 (8 am-1 am ET).
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g: 2 Posted By: Tiemanator
Views: 322 Replies: 1 The crocs are actually NHL tagged, but the tag pulls off in like 2 seconds, very easily!
They're just plain black crocs when you remove the tags. There will be two small holes left where the tag was, but there are so many holes in the shoe already, it pretty much looks like it was supposed to be there.
This is a YMMV deal, or hot deal for some, not a deal for others, since many/most of the sizes are only available as the last one or possibly hard to find the size you need.. But I was able to snag 3 pairs in the size I needed, one for the house, one for the yard and one to replace the yard ones next year when these wear out.

Just go to Amazon and type in the search bar "NHL Crocs" or "NHL Crocs 12" or 10 or 8 or whatever size you are.. They there are still tons left, and remember, it doesn't matter what team you get, the tag pulls off and you have new black crocs for $6.02 shipped (if you have prime!)
Some sizes are available in pink too..
Example, HERE:

Either way, I got 3 pairs for me and a pair for my wife all for $24.08 shipped!
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g: 0 Posted By: remick
Views: 235 Replies: 0 http://www.amazon.com/Marriage-Matters-Extraordinary-through-Ord...

4.6 out of 5 stars (46 customer reviews)

Can Ordinary Marriages Become Extraordinary?

He snapped at her during breakfast. She brought up a past mistake. He walked out angry. She left without saying good-bye. An ordinary day in an ordinary marriage. But what if things could be different? What if the moments that seem the most ordinary moments of annoyance, conflict, pain, or cold indifference could become moments in which you're able to understand God's incredible agenda for love and begin to do something new?

Winston T. Smith, drawing on his extensive experience as a marriage counselor, offers a simple yet powerful prescription for changing your marriage. He shows how examining the everyday disappointments and irritations in your marriage will help you understand yourself, your spouse, and your need for God's love. Change begins with seeing day-to-day interactions from a different perspective, taking simple steps to love one another more effectively, and then learning how to take those steps over and over again. Interactions that used to devolve into pointless annoyances and fights can become an opportunity for God's activity and love to become increasingly evident and powerful.

The principles in this book will take your marriage to extraordinary places and lead you into a deeper relationship with an extraordinary God. Don't settle for an ordinary marriage, learn to live out God's extraordinary love in your most intimate relationship.
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g: 4 Posted By: remick
Views: 317 Replies: 0 https://www.udemy.com/complete-web-developer-course/?couponCode=kickstarter

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g: 0 Posted By: jkotharibot
Views: 72 Replies: 0 All fellow FW'ers.
I need advice on my recent experience and how to proceed or what do you think. Please be kind - Here is what happened:

1. I call them to book an urgent ticket - My dad passed away. (Prior to calling them - i called delta directly and got a price, but since I might need internal tickets to the country of travel (india), i thought of using them).
2. Agent starts with a price range(~$1600 range), while trying to book me a confirmed seat after 1 hrs of hold and wait - he comes with $3000 price tkt. I ask for bereavement fare / or something such that there is no change fee (delta was giving me this option).
3. I ask him to cancel it and suggest i am getting confirmed on delta for ~1800 range. He puts me on hold - after sometime - tells me - he is on phone with delta agent and all seats are full and not available. Gives me BS about - i should not worry abt money and get confirmed seats and i should make decision now - as the current airline is on hold and will confirm asap.
4. I confirm and pay them (he has price little north of $6k for 2 adults tkts+infant) - but then throws me a discount and charges me $6k round number.
5. Flight was for later in the night. (i called at 4 in morning PST).
6. During the day, my baby is not feeling well. I call to change the tkt by 1 day. Agents are not responding or putting me on long wait. After a long time, when i do get them and after long discussion, they say "i will be charged $2500 as cancellation fee" and after buying the new tkts - i still owe them $500 more.
7. I am given reason that airline is charging them cancellation fee. I ask if I can talk to airline and leave a note in system.
8. I call airline and explain the situation for change. They say " you tkts are flexi-fare (singapore airline) you can change as many time as you want - we dont charge". I ask agent to put note in system about this. I also find out - agent used some promo code- such that return tkt was free and they only paid for oneway, while booking. (I believe that to be the reason for such steep cancellation fee). I ask singapore agent - if they can credit money to me directly. They could not as it was booked by agent. I asked if they can credit the agent everything they way it was booked. They said yes - if agent calls.
9. I call MMYT again. Trying to talk to manager and explained the scenario. - She says best we can do is - $2500 change fee and whatever extra for the new ticket. I tell about my discussion with singapore air - she was like - doesnt matter - its within 24 hrs and we will charge you. (I was told its for inconvenience to them - "really??"). I remind her, that i had asked for bereavement fare booking - i should not be charged. No change in offer or attitude. I asked, if I could get credit for the amount - I will book myself for the new flight, since airline is not charging them and is willing to credit them the way they booked. I was told - NO.
10. So I end up booking next day flight and paying extra $500. I was not provided new invoice with details about change fee (cancellation fee or whatever they dubbed it as) - or new tkt price. Just one line Total fare is $6000 (previously paid)+$500.
11. In the meantime I had called delta 3-4 times - and was still able to get a confirmed seats with them for ~$1800 (increased during last call at 9pm) and agent said - we have lots of open seats - probably plane will fly not full. (I felt I was cheated during the first call where agent said he is on phone with delta and they dont have seats) and since they didnt want to credit back the money (when airline was ready to).
11. They book us in 2 different PNR's, as a result - we dont get seats together the whole trip (back and forth), no bassinet or meals (as requested).
12. On my way back - I logged into the airline (for mileage purpose) - and saw the invoice price for our tkts (which is now removed - once I escalated the issue for charging me change fee - not anywhere in there website). They had booked tkts for $704 per adult.
13. I sent numerous email all the time asking for invoice and price and in writting about $2500 change fee. What i was told - I didnt get in writting.
14. When I return back to US. I file dispute with Amex, on above grounds. During my followup - amex said - they agreed to credit and we are waiting to receive once we receive we will close the case. But when the resolution came - I was denied stating "merchant sent proof of my booking and travel". Here merchant shows $500 as cancellation fee.
15. I called and explain Amex again - my dispute is not tkt - its being lied about seat/price availability, poor service, charging me change fee (which is not listed as this big amount) and not giving me invoice, and overcharging (i provided amex proof of $704 paid for tkt). Agent opens case again.
16. Very next hrs - I receive email - amex made a decision - again closed and sided with merchant. I call and get this "Merchant responded saying - they will re-bill if amex favors client", so amex agreed to there side.
17. After convincing the amex agent again - I tell her that I am not happy with resolution. we agree to open the case again - but for partial amount. Basically change fee what i was told and actually charged. and fare diff (to delta at available time).

What I want to understand is: if the last dispute again comes in merchant favor, what are my options. Am I unreasonable to ask for fair pricing and not be charged such hugh change fee (which they are giving in writing as lower amount)? I had asked amex to ask them for call records to know, they lied on phone. What are my options.
They used the emotional status I was in to their benefit at max. I dont want them to walk away with this.

Thanks for all your responses in advance. Please stick to the topic, i really need advice.


Recommendation Needed Deals
Condo Investment/Rental
Added on : Monday August 11th 2014 12:00:06 PM
g: 0 Posted By: minorthreat1
Views: 114 Replies: 3 Long time lurker, deeply respect the opinions and evaluations of the posters on FWF so I thought I'd ask for some guidance before taking what, to me, is a large investment.

I'm trying to diversify my investments and I've always been interested in rental properties. I found a condo in my area that appears to be a good starter for someone with my risk tolerance and experience. Since I don't have any experience in this arena I don't know what red flags are waving in my face that I can't see.

My information:
$190k stocks/bonds ~$50k retirement, $70k steady employment
$20k cash/cash equivalent
~770 FICO

Property Facts:
Columbus Ohio area
$38K listing, $110 monthly HOA fee, ~$450 annual property tax
900 Sq/Ft 2br/2ba
Built in the 1970s, fair condition but it looks as if it was last updated in the 90s. Good curb appeal, units are brick and well kept on the outside.
Similar condition units are renting for ~ $600+

Assuming it's reasonable:
1. How low can I offer them without being insulting? Does it matter? I'd be more comfortable picking it up for $32-33k
2. Is this rent range (~$600) asking for problems or will background/credit/employment checks give reasonable assurance?
3. Would making significant updates (aside from paint, carpet) be foolish in a condo where the other units likely haven't?

Appreciate your insights on any of my questions, thanks in advance.

Question Deals
g: 1 Posted By: cga
Views: 275 Replies: 0 Jomashop via eBay

Tag Heuer Formula One Grande Date Mens Watch WAH1011.BA0854, $589.99

This is a mainly white dial, discontinued quartz sports type watch. 200m water resistance, titanium bezel, stainless steel case and bracelet. With two year JomaShop warranty, which by the way I discovered is transferable to new owners.

The black version is $599.99, and in my opinion not as attractive as the white version, but this is strictly a matter of taste:

Black version

I don't think this deal will last. JomaShop will probably run out soon, as these prices are well below current market prices, and these two models are hard to find, and will probably not depreciate very much. I've purchased many watches from JomaShop, and they are first rate. Only issue is they charge sales tax for shipments to NY.





Watches Deals
g: 0 Posted By: ctgolfer
Views: 157 Replies: 0
High end "Designer" chrome airgap faucet
Easy to install
Filters change out at the push of a button
Each individually contained filter just snaps into place. Including the membrane.

In the Box:
RO Pure Reverse Osmosis module (complete with filters)
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Instructions (manual)This four stage reverse osmosis system consists of a stage 1 five micron Sediment filter that traps particulate matter like dirt, rust, and silt that will affect the taste and appearance of your water. Stage 2 is a five micron Carbon Block filter that helps ensure a greater reduction of chlorine and other materials that cause bad taste and odors (these are called PRE-filters because they filter in front of the reverse osmosis membrane). Stage 3 is the heart of the reverse osmosis system, the RO Membrane. This 50 gallon per day semi permeable membrane will effectively reduce TDS (total dissolved solids), Sodium and a wide range of contaminants such as Lead, Arsenic, Percolate, Chromium, Copper and Radium. It will also remove over 99.95% cysts such as Giardia and Cryptosporidium. The larger production membrane of this state of the art system also means this system has been designed to reduce Nitrates and Nitrites from your drinking water. It is important that this system is properly installed and maintained with a minimum incoming water pressure of 40 psi for it to operate as designed. Stage 4 is a high quality Carbon filter (this is called a POST-filter because it filters after the membrane). The filtered water passes through the membrane and enters the storage tank. When you're ready for a taste, it will leave the storage tank and pass through this fourth stage on its way up to the faucet. The end result? Crystal clear, high quality, and great tasting water!

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g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/gp/product/B007SNRHSU

Revised Edition with even more illustrations!
Posing Mastery IS within your reach! It is really easy once you learn and understand the basic silhouette shapes that lead to all the posing variations!!

Sitting and Kneeling poses offer a lot of challenges... and opportunity. After you've checked out this simply written, easy to read - easy to understand - course volume, you will totally understand how to pose your models so that they will look their best!
For a sample of what is covered, here is the Table Of Contents:

Introduction

Posing Overview And Review

The Overall Shape - Groups

The Pyramid

The Diamond

The Diagonal

The Overall Shape - Individuals

The "I" Pose

The "C" Pose

The "S" Pose

The Zig Zag

Sitting and Kneeling

It's The Angles That Matter

Perpendicular Lines Vs. Non-Perpendicular Lines

The Four Basic Sitting and Kneeling Silhouettes

The Geometric Pose

The Acute Angle Pose

The Obtuse Angle Pose

The Mixed Angle Pose

Lying Down

Mixed Posing Silhouettes

The Modified "I"

The Modified "C"

The "S" In Lying Down Poses

The Photo Notebook

Here Are A Couple More Samples

Photo Exercise

How To Improve Your Photography

Additional Photo Training

In this volume, we learn the Zig Zag pose - this is the basic silhouette that leads to all the various sitting and kneeling options.

Four Basic Sitting and Kneeling Silhouettes - Here is where we go into the various angles ...90 degrees, acute and obtuse that are used to create all those stunning portraits you see. Before you know it, you'll be making them too!
Check out this volume and in an hour or so, you will never look at sitting and kneeling poses the same way again!
g: 0 Posted By: remick
Views: 34 Replies: 0 http://www.amazon.com/dp/B00GNOCIO8/

4.7 out of 5 stars (83 customer reviews)

There are many true things about youtrue things you use to build an identity. Parent. Introvert. Victim. Student. Extrovert. Entrepreneur. Single.

These truths can identify you, your successes and failures, your expectations and disappointments, your secret dreams and hidden shames. But what if your true identity isn't found in any of these smaller truths, but in the grand truth of who God says you are? In other words, lots of things are true about youbut are they the truest?

David Lomas invites you to discover and live out the truth of who God created you to be: you are loved, you are accepted, and you are made in God's image. It's time to move beyond the lesser voices and discover why everything changes when you become who you really are.
--
David Lomas serves as the lead pastor at Reality in San Francisco, a church community that started in 2010 in the Castro District. He lives, with his wife Ashley, in one of the most unchurched cities in the nation, but one that is bursting with new life and grace of God. The Reality family of churches is a growing movement committed to relational church planting and serving the broader body of Christ.
g: 0 Posted By: jjohns71
Views: 241 Replies: 0 Register now to lock in your TaxAct Online 2014 Ultimate Bundle (Deluxe + State) for just $13.99 for a limited time. Your low price is guaranteed no matter when you file!

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g: 0 Posted By: jjohns71
Views: 176 Replies: 0 I got this link in my email from TaxAct, I don't think there are any referral codes (I know I'm not getting any benefit from them if their are), but I couldn't find this page without clicking through the link in my email. $13.99 Federal & State Pre-registration

Register now to lock in your TaxAct Online 2014 Ultimate Bundle (Deluxe + State) for just $13.99 for a limited time. Your low price is guaranteed no matter when you file!
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g: 1 Posted By: ctgolfer
Views: 258 Replies: 0 Product Information
This Nikon 24.1 MP camera is configurable and is capable of creating crystal clear pictures no matter where you are and keeping superb photos. Select how many pictures can be saved with the replaceable flash memory card featured on the Nikon D5200. With the impressive 3-inch LCD screen featured on this Nikon digital SLR camera, you can review pictures of the preserved moments of your life. Excellent picture quality and outstanding performance are yours with this Nikon 24.1 MP camera thanks to its dependability, speed, and capabilities. With the long battery life featured on the Nikon D5200, you can keep on using it untethered. With its black body, this Nikon digital SLR camera is a stylish device for taking pictures. The HDMI plug featured on this Nikon 24.1 MP camera helps you to capture the magical moments of your life in realistic clarity and send them to family and friends. Choosing a camera with a larger number of megapixels means you can crop and enlarge your pictures without negatively affecting picture quality. Since the Nikon D5200 has a large-sized image sensor, you will be able to deliver 15x22 inch photographs of the special events in your life and send them to family and friends. This camera kit comes with a body and an 18-55 VR lens.


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Mitsubishi extended car warranty worth It?
Added on : Thursday August 07th 2014 03:00:06 AM
g: 0 Posted By: BLCRaider
Views: 1 Replies: 0 We are buying a new 2014 Mitsubishi Outlander Sport that comes with a 5yr/60,000 bumper-to-bumper warranty. The dealer is trying to sell us an extended bumper-to-bumper warranty for 10 yr/100,000 at $1600 which has a $200 deductible. It also comes with lifetime powertrain warranty, 7 year/100,000 anti corrosion/perforation warranty and 5 years roadside assistance.

I just wanted to know if you think this extended warranty is worth it. Should I just go without? Buy an extended warranty online?
Consumer reports gives these vehicles a high reliability rating if that matters.

This is my first new car so any help is appreciated!



g: 0 Posted By: DaysFan
Views: 88 Replies: 0 The Childrens Festival of the Arts
Date/Time
Date(s) - 08/10/2014
12:00 pm - 4:30 pm

Location
Paramount Pictures Studio
5555 Melrose Ave.
Los Angeles, CA

,Free
http://www.hollywoodartscouncil.org

noon-4:30 p.m.
Paramount Pictures,
5555 Melrose Ave.,
L.A. , CA

For the 29th year, the Hollywood Arts Council stages this special (and free) day where kids can experience the arts.

There will be an assortment of workshops led by professional artists where kids can create their own art pieces.

The event will include scheduled appearances from actors like McKenna Grace, Victoria Grace, Xolo Mariduea and Mavrick Moreno and there will also be face painters, strolling costumed characters (including Bugs Bunny from Six Flags Magic Mountain) and performances by the Lyte Dance Studio, Cleary Irish Dance, Gevorkian Dance Academy, The Amazing Dave (Magician Dave DeVito), Thai Performance Group, Plaza de la Raza Folklorico and The Stunt Kids of Hollywood. (LA)HOLLYWOOD ARTS COUNCIL TO PRESENT
29TH ANNUAL FREE CHILDRENS FESTIVAL OF THE ARTS
SUNDAY, AUGUST 10TH AT PARAMOUNT PICTURESMedia Contact: Steve Moyer Public Relations @ 818.784.7027 moyerpr@earthlink.netFREE One-Day Only Festival on Sunday, August 10, 2014 from 12 Noon 4:30 p.m.Will Feature Live Performances of Dance & Music From Around The World,
Celebrities, Family Art Workshops, Face Painting and Puppet Making and more!
=mediumHOLLYWOOD, CA (July 15, 2014) The Hollywood Arts Council (HAC) will present their family fun-filled FREE 29th Annual Childrens Festival of the Arts on Sunday, August 10, 2014 from 12-Noon to 4:30 p.m. at Paramount Pictures, 5555 Melrose Avenue in Hollywood, CA 90038. Casey McCabe, on-air talent for AMP Radio 97.1 FM will serve as the Event Emcee.

The Childrens Festival is a celebration of the arts and culture in Hollywood. Festivities will include performances featuring a variety of music, dance and entertainment from around the world for all ages. An assortment of art workshops led by professional artists will provide children with the opportunity to create their own art pieces as souvenirs. The event will include the appearances of child film and television celebrities, face painters and strolling costumed characters, including Bugs Bunny from Six Flags Magic Mountain and The Amazing Dave (Magician Dave DeVito). This wonderful non-commercialevent has become a family tradition, according to HAC executive director Shauna McClure. People whose parents brought them to the festival in the past are now bringing their own kids.=mediumThe Festival is partially funded by the City of Los Angeles Department of Cultural Affairs, along with generosity of other sponsors including: Paramount Pictures, Los Angeles County Arts Commission, Childrens Hospital of Los Angeles, Zimmer Childrens Museum, Hollywood Hotel, Hollywood Hills West Neighborhood Council, AMP Radio 97.1 FM, Hollywood Studio District Neighborhood Council, East Hollywood Neighborhood Council, Barnsdall Arts, Councilmember Mitch OFarrell, representing Los Angeles City Council District 13 and Councilmember Tom LaBonge, representing Los Angeles City Council District 4. Community Participants include Sweet! Hollywood and Page Private School.

Food and drinks will be available for sale at the event. Enter at Bronson Gate, where there will be ample free parking on site. For more information, call 323-871-2787 or visit online at www.hollywoodartscouncil.org. The Hollywood Arts Council can also be reached at www.facebook.com/HwArtsCouncil and on Twitter at @Hwartscouncil.The schedule of Performers will include: 12:15 12:45 p.m.: Lyte Dance Studio; 1:00 1:30 p.m.: Cleary Irish Dance; 1:45 2:15 p.m.: Gevorkian Dance Academy; 2:30 3:00 p.m.: The Amazing Dave (Magician Dave DeVito); 3:15 3:45 p.m.: Thai Performance Group; and 4:00 4:30 p.m. and Plaza de la Raza Folklorico. In addition, The Stunt Kids of Hollywood will perform from 1:00 1:30 p.m. The performance schedule is subject to change and revision.Workshop Artists at this years Festival will include: 12-Noon 2:00 p.m.: Australian Aboriginal Dot Painting (Patty Sue Jones) and Beaded Bracelets (Imani Afi); 12-Noon 4:00 p.m.: Puppet Making (Iris Strauss); 12:15 2:15 p.m.: Wind Chimes (Quan Yen Trang); 1:00 3:00 p.m.: Artist Trading Cards (Howard Marshall) and Handcrafted Musical Instruments by Big Brazos World Village (Rachel Day); 2:00 4:00 p.m.: Mask Making (Ana Miro of Zimmer Childrens Museum) and Wizard and Fairy Wands (Nicola Vruwink) and 2:30 4:30 p.m.: Calypso Shakers (Gayle Gale). The workshop schedule is subject to change and revision.Confirmed child film and television celebrities who will sign autographs and hang out with their fans from 12:30 1:30 p.m. in the lobby of the Paramount Theatre in front a Hollywood Arts Councils Step and Repeat banner On The Red Carpet will include: McKenna Grace (Goodbye World; The Young and the Restless; The Bridge); Victoria Grace (Ronin; Tracks; A Matter of Choice); Xolo Mariduea (Imagen Award-nominated actor, Parenthood; Major Crimes); Mavrick Moreno (Every Witch Way; Parental Guidance); Ashley Romeo (The Lesson; Girl of my Dreams); Kendall Ryan Sanders (Every Witch Way; The Odd Life of Timothy Green; Criminal Minds); Paris Smith (Imagen Award-nominated actress, Every Witch Way; Modern Family), Justin Tinucci (Standing Up; Trophy Wife; iCarly) and Elias Washington (Hope For Love; Real Husbands of Hollywood). Additional child celebrities will soon be announced.
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Paradise Beach Club Vacations screwed me at the last minute
Added on : Wednesday August 06th 2014 10:00:08 AM
g: 0 Posted By: jonle
Views: 69 Replies: 0 On Dec 3rd, 2013 I booked a 2 bedroom condo at Wyndham Waikiki Beach Walk via VBRO - Paradise Beach Club Vacations. I paid $1895 for rental from 8/12-8/19 2014.
On 7/27 I received an email fromPBCV with topic "Regarding prior notices - 3rd and final email" with the below content:
On Sun, Jul 27, 2014 at 7:57 AM, vrbo 332900<vrbo332900@gmail.com>wrote:
Dear Guest, This is our final notice to you regarding your reservation. We have sent you 2 attempts to contact you regarding your reservation.We are advising all our guests that due to circumstances beyond our control that have just recently arisen. We are not able to provide to you the accommodations that you have reserved in Hawaii. We sincerely apologize, however we can provide you California, Florida and or Mexico. We realize that this could be a inconvenience to you. For some of you this may be coming at a late date. . We will be sending within the next 30 days a refund voucher that you will be able to use with available dates for these locations for your future travel.Obviously if Hawaii is your only destination then you do have the choice of cancelling this reservation through your credit card company. (please contact them directly if this is your choice )Please contact us by email if you would like to rebook for one of the above listed locations.Again our sincere apologiesThank youCustomer Service Department

I have been calling and emailing demanding a full refund but PBCV insist on issuing me a voucher which expire in 1 year.
What can I do to get full refund? I had a contract signed with PBCV to book the 2 bedrooms.

Below are the corresponding emails:
Dear Jon
As the email states there was a issue, but we have sent everyone notices. Please let me know
as to a location that we can plan a future date for. Again we can rebook you for one of the locations listed in the prior emails
Jeff
Customer service

Dear Jon, I understand you just called I tried to pick up the line but lost you. From what I understood you have not received or understand instructions regarding your reservation. As it states in the prior email as well as notices sent. That if Hawaii is your only destination and you are choosing not to accept the refund voucher for accommodations. We would like to accommodate you in one of our places that were offered. We do not understand as why you are responding at such a late dates as this was the 3rd notice for refund. As it stated in the original reservation on of the terms that was stated is to buy trip insurance, if you did please contact your instance company. Or please alert me to a destination as per the email that was sent to you for a future location and date.
Please respond by email.
Thank you Jeff

http://www.tripadvisor.com/ShowTopic-g60982-i38-k7171324-Paradis...

Jeff,
Had I received any of the prior notices, I would've acted right away
like right now with this serious matter. How can anyone overlook at
such issue when my vacation had been ruined before it even started?
I really need the money credit back to me, because I can't make
payment on my credit card with this new balance. I had to frantically
booked for 2 rooms at an outrageous price with such short notice and
peek season. That's why we planned ahead and booked ahead back in Dec
'13.
Also, my family does not take a vacation every year, we can only
afford every other year to travel far.
Please understand my situation, your company had held on to my payment
for the last 8 months and had not delivered based on the contract.

Regards,

Jon Le





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g: 0 Posted By: ctgolfer
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Frivolous Small-Claims Lawsuit - was I legally served? What's next?
Added on : Tuesday August 05th 2014 05:00:12 PM
g: 0 Posted By: Spades45
Views: 127 Replies: 1 downstairs neighbor filed a frivolous small-claims lawsuit and shoved it through my doorstep. she knows it's my 2nd residence and I live on the other side of the country. do you have to be legally served for small-claims court? because i'm fairly certain that doesn't count as legal serving, but i know that the rules are different with small claims.


I have all the evidence I need that it's a frivolous lawsuit, but I don't want to f***ing fly cross-country to defend myself on a whim because of some idiot. hoping i can just get this dismissed so i don't have to countersue... ugh

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g: -1 Posted By: cvrev
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Added on : Monday August 04th 2014 05:00:06 AM
g: 0 Posted By: Adari
Views: 196 Replies: 0 Sam's Club has this TV for sale online.
Reviews are good. Herefor link to sale.
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g: 0 Posted By: ctgolfer
Views: 107 Replies: 0 Brand
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Oakley MPH Forehand Sunglasses $39.99 w/FS @ 6PM
Added on : Saturday August 02nd 2014 10:00:04 AM
g: 0 Posted By: ctgolfer
Views: 209 Replies: 0
With an awesome 80's vibe and today's technologies, the Oakley MPH Forehand is the ultimate mash-up of style and performance!
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Added on : Saturday August 02nd 2014 06:00:02 AM
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looking for a specific VC investment
Added on : Friday August 01st 2014 11:00:08 AM
g: 0 Posted By: psychtobe
Views: 97 Replies: 1 I have an idea about an invention which I think will be very successful, however I'm sure there are companies working on this in the early stages of development.

I want to invest in this idea, speculative as it may be.

How do I go about finding companies or VC firms which are investing in this area?

I know there are some FWFers with experience in VC so appreciate any input.

If it matters, the specific area is the intersection between robotics, nursing care, geriatric medicine, and demographics.
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g: 0 Posted By: ctgolfer
Views: 221 Replies: 0 Play as Mickey Mouse, and for the first-time ever, Oswald the Lucky Rabbit in a thrilling new adventure
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For 1 to 2 players

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g: 0 Posted By: ctgolfer
Views: 151 Replies: 0 members get $61.04 in SYW points

This GE Power Pro Series Digital Camera-14MP from Sears offers the best of both worlds: Enough power to be called a Pro Sears in an easy-to-use design
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www.sears.com/ge-power-pro-series-digital-camera-14-mp/p-0033290...
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g: 0 Posted By: ctgolfer
Views: 144 Replies: 0 Matterhorn 1998 Mens 8 Inch Waterproof Non-Insulated Lace to Toe Boots, Black
Features:
Water-Resistant, Breathable Full Grain Leather
Cordura Nylon
Moisture Wicking Lining
Waterproof/Breathable GORE-TEX Bootie
Polyurethane Midsole
Removable Polyurethane Cushioned Insert
Non-Metallic Shank
Vibram Sierra Rubber Outsole
Goodyear Patented Flex-Welt Construction
Cambrelle
Cordura
Gore-Tex
Vibram Sierra - Black

Matterhorn 4600 Mens 7 Inch Suede Leather Mach Boots, Tan
Features:
Feel like you've been climbing the ladder at work forever? Reach the pinnacle of working comfort with Matterhorn 4600 7 inch Tan Suede Leather Mach Boots. Will they help you get a promotion? Well...they will help you get through your day without so much foot discomfort.
Quality suede leather, in a very light brown shade, gives you supple softness even when the work day is rough and hard. The 1200 denier Cordura tongue, a durable nylon, prevents the wear and tear you get from lacing up. The round nylon laces are part of Matterhorn's Silent Speed Lace System, abrasion-resisting material that helps you stay secure.

Those slightly darker rubber tips and counters (for the toe and heels) are abrasion-resisting, preventing wear in these frequently-trampled boot areas. Lateral (metal-free) composite supports and shanks are built right in, supporting your legs and feet so muscles don't get so stressed (and neither will you).

Shock-absorbing, softly cushioned inserts protect your feet from flooring. These inserts are made with DRYZ technology, moisture-wicking material that locks wetness away in an antimicrobial, odor-fighting core.

Matterhorn's patented Scrambler outsoles feature a unique tread pattern for great traction, a slip-resisting design that keeps you going steady. These dual-density outsoles offer two layers of support, oil-resisting to prevent wear and corrosion. Find out what a difference comfort can make with Matterhorn 4600 7 inch Tan Suede Leather Mach Boots.

Matterhorn 4949 Men's 10" Waterproof Insulated Lace To Toe Boots, Desert Tan
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Desert Tan Rough Out Leather
Cambrelle Breathable Moisture Wicking Lining
Waterproof/Breathable GORE-TEX Bootie
Polyurethane Midsole
Removable Polyurethane Cushioned Insert
Non-Metallic Shank
Vibram Sierra Fire & Ice Slip-Resistant Outsole
Goodyear Patented Flex-Welt Construction

Matterhorn 4001996 Mens 8" Waterproof Leather & Cordura Insulated Boots, Black
Features:
Waterproof/Breathable GORE-TEX Bootie
Water-Resistant, Breathable Full Grain Leather
Thinsulate Insulation 400 grams
Cambrelle Breathable Moisture Wicking Lining
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Shock Absorbing Polyurethane Midsole
Removable DRYZ Moisture/Odor Control Shock Absorbing Cushioned Insert
Fiberglass Shank
Vibram Sierra Outsole

Matterhorn 4007831 Mens 8 Inch Waterproof Insulated Combat Boots, Black
Features:
Water-Resistant Breathable Full Grain Leather Upper
Waterproof/Breathable GORE-TEX Bootie
Moisture Wicking Lining
400 grams of Thinsulate Insulation
Removable DRYZ Polyurethane Cushioned Insert
Non-Metallic Shank
Goodyear Patented Flex-Welt Construction
Polyurethane Midsole
Vibram Sierra Fire & Ice Slip Resistant Outsole
Made in USA

Matterhorn 4402494 Mens Safety Toe Waterproof Insulated Field Boots, Tan
Features:
Goodyear Patented Flex-Welt Construction
Waterproof / Breathable Gore-Tex Bootie
Top Quality Desert Tan Fleshout Leather
Thinsulate Insulation 400 grams
Cambrelle Breathable Moisture Wicking Lining
Removable DRYZ Moisture / Odor Control / Shock Absorbing Cushioned Insert
Fiberglass Shank
Patented PGD Shock Absorbing Polyurethane Midsole
Vibram Sierra Outsole
Non-Metallic Safety Toe: Meets ASTM F2413 Standard for Protective Footwear

Matterhorn 6001949 Mens 10 Inch Waterproof All Leather Field Boots, Black
Features:
Waterproof/Breathable GORE-TEX Bootie
Water-Resistant, Breathable Full Grain Leather
Thinsulate Insulation 600 grams
Cambrelle Breathable Moisture-Wicking Lining
Goodyear Welt Construction
Leather Comfort Collar
Removable DRYZ Moisture/Odor-Control Shock-Absorbing Cushioned Insert
Shock-Absorbing Polyurethane Midsole
Fiberglass Shank
VIBRAM Kletterlift Outsole
Also available with 200-gram Thinsulate

Matterhorn CV8787 Men's 10" Waterproof Insulated Boots Safety Toe, Sage Green
Features:
Non-Metallic Safety Toe Box: Meets ASTM F2413 Standard for Protective Footwear
Sage Water Resistant Breathable Full Grain Leather
400 grams of Thinsulate Insulation
Moisture Wicking Lining
Waterproof/Breathable GORE-TEX Bootie
Polyurethane Midsole
Removable DRYZ Polyurethane Insert
Non-Metallic Shank
Goodyear Patented Flex-Welt Construction
Heel Height: 1 1/4"

Matterhorn CV30375 Women's 8 Inch Non Metallic Superboot III, Black
Features:
Model CV30375
8 Inch
Women's
Non Metallic
Color: Black

www.ebay.com/itm/201138334610
Shoes Deals

eBay Coupons
Predator Bundle [Blu-ray] (2014) $19.99 @ Amazon
Added on : Tuesday July 29th 2014 09:00:04 PM
g: 0 Posted By: ctgolfer
Views: 84 Replies: 0 This bundle features the Predator hexology all on stunning, high-definition Blu-ray. Now you can own them all at a compelling, every-day price.

Predator (Ultimate Hunter Edition)
The ultimate hunter meets the ultimate adversary... in the ultimate Collector's Edition DVD! Arnold Schwarzenegger wages an all-out war against an unseen enemy, a force more powerful and deadly than any on Earth-because the Predator is not of this Earth.

Includes over 5 hours of out-of-this-world extras, including an in-depth documentary, director's commentary, never-before-seen bonus footage, revealing featurettes and more.

108 minutes
1 disc

Predator 2
This electrifying action sequel unleashes the deadly invisible Predator in another jungle -- the urban jungle of Los Angeles. Danny Glover stars as a lieutenant who mistakenly concludes that mangled bodies found by the police are the work of feuding gangs. Instead, he finds himself confronting a savage alien who has come from a distant world to hunt humans for sport. Gary Busey and Ruben Blades co-star in this suspense-packed, high-tech thriller.

108 minutes
1 disc

Predators
Robert Rodriguez presents Predators, a bold new chapter in the Predator universe. Adrien Brody stars as Royce, a mercenary who reluctantly leads a group of elite warriors mysteriously brought together on a jungle planet. But when these cold-blooded human predators find themselves in all-out war against a new breed of alien Predators, its the ultimate showdown between hunter and prey.

Also includes commentary by Robert Rodriguez and Nimrd Anta, deleted and extended scenes, evolution of the species: Predator reborn, and more.

105 minutes
2 discs

Alien vs. Predator
"It may be our planet, but it's their war!" The deadliest creatures from the scariest sci-fi movies ever made face off for the first time on film. The incredible adventure begins when the discovery of an ancient pyramid buried in Antarctica sends a team of scientists and adventurers to the frozen continent. There, they make an even more terrifying discovery: two alien races engaged in the ultimate battle. Whoever wins...we lose.

Also includes the unrated cut on Blu-ray.

101 minutes
1 disc

Alien vs. Predator Requiem
Aliens vs. Predator: Requiem offers a marked improvement in both categories, as well as a respectable amount of rumbles between the title extraterrestrials. Set in the 21st century (which predates the story to all of the Alien features), Requiem sends a crippled Predator ship crashing to Earth in a small Colorado town; unbeknownst to the locals, the craft is loaded with H.R. Giger's insectoid monsters, which make quick work of most of the population. As the human cast is slowly whittled to a few hardy (if unmemorable) souls, a Predator warrior also arrives to complicate matters and do battle with the Aliens, as well as a ferocious alien-Predator hybrid (dubbed a Predalien by the sci-fi and horror press). Visual-effects designers and music-video helmers The Strause Brothers (who make their feature directorial debut here) keep the action on frantic throughout, which is wise, since the dialogue and characters are threadbare at best; that should matter little to teenage male viewers, who are inarguably the film's key audience. Fans of the Alien franchise, however, may find the offhanded nod to the series' mythology given during the finale its sole saving grace.

94 minutes
1 disc

www.amazon.com/dp/B00JMXWQ1M/
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Amazon Coupons
Xbox One Console and $50 Xbox Gift Card $399.99 w/FS @ Best Buy
Added on : Tuesday July 29th 2014 07:00:04 PM
g: 0 Posted By: ctgolfer
Views: 114 Replies: 0 All-in-one entertainment system
Includes Xbox One console, wireless controller, 500GB hard drive, chat headset, HDMI cable and power supply.
Xbox One console
Access games, multiplayer action, movies, music, sports and live TV all with one device.
500GB of storage
Offers plenty of space for games, apps, captured gaming highlights and more.
Powerful network
With more than 300,000 servers delivers optimal performance to support the most demanding games.
Advanced multiplayer gaming
Allows you to plunge into epic battles, conquer the field on gameday, execute thrilling missions and more with players from around the world.
Streaming media
Lets you instantly access hit movies, your favorite TV shows and other content via Netflix, YouTube and more.
Skype video chatting in high-definition
Keeps you connected to the people who matter most with crystal-clear visuals.
Smart Match
Pairs you with challengers who best fit your skill level and gameplay style for the ultimate gaming experience.
Snap content side-by-side
So you can stay enmeshed in gameplay while enjoying a movie, viewing live TV or using your favorite apps.
Xbox One wireless controller
Allows you to play wherever you're most comfortable.
Chat headset
Delivers clear, detailed sound and lets you stay in constant communication with teammates and virtual opponents.

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Request: cheapish Hotel in Waco Texas
Added on : Tuesday July 29th 2014 09:00:07 AM
g: 0 Posted By: kybudman
Views: 76 Replies: 0 I need a hotel in Waco Texas....hopefully a 3 star hotel check in Augist 26th check out August 30th. Heres the catch: I need a room with a Kitchenette. Ive looked everywhere I can find and dont see any way to find hotels with kitchenettes? Ideally I would like to use pricelines name your own price but is there any way to tell if they have kitchenettes? The hotel brand doesnt matter....Just the best price I can find. BTW The hospital I would like to be near is in south Waco. BTW the area at Priceline that would be the best is waco south with Waco south and southwest Waco-Hewitt also possibilities. Any and all help would be appreciated....even if its pointing me in the right direction. Its the kitchenette part thats throwing me.
Hotel Deals
g: 0 Posted By: jskins
Views: 323 Replies: 2 Oakley Fast Jacket Sunglasses (White/VR29/Blue Iridium)- $100.99 with free shipping at 6pm.

Lightweight and comfortable O Matter frame material
Switchlock Interchangeable Lens technology
Oakley Fast Jacket technology
Unobtanium temple tips and nose pads
Comfort and performance of a Three-Point Fit
Distortion free lenses via Oakley's cushioned lens suspension system
Optical precision and performance that meets or exceed Z87.1 standards
Eight-base lens curve
Plutonite lens material that filters out 100% harmful UV rays and blue light up to 400 nm
Oakley logo details at temple tops
Additional set of Oakley HDO lenses for low light conditions included


Also available in Fog/Black Iridium/VR28for $104.99 with free shipping.
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6PM Coupons
g: 0 Posted By: remick
Views: 0 Replies: 0 Beyond Basics: A Guide to Eliminating Excess, Living on Less, and Loving It
http://www.amazon.com/gp/product/B00K1LG0U2

End your relationship with clutter, debt, and overspending. In Beyond Basics: Eliminating Excess, Living on Less, and Loving It, you'll find more than 200 frugal living tips, along with down-to-earth advice for clearing your home and your life of the clutter and bad habits that are weighing you down.
By living well within your means, you will open the door to greater wealth, better health, and an immense sense of satisfaction with life as a whole.
Many books on frugal living focus solely on helping you save money. This one is different: It is meant to serve as a roadmap you can use to completely redesign your life so you have less of what you don't want and an unlimited supply of whatever it is that is most important to you.
Whether you want to spend less time at work and more time enjoying time with your family or pursuing your life's true passion, this book was written with you in mind. No matter what your version of the simple life looks like, you'll find exactly the practical advice you need for getting rid of things and habits that no longer serve you and for focusing on the things that matter most.
Learn about your relationship with the "stuff" you've accumulated, then begin clearing space so you can live the way you've always wanted to. There is luxury to be found in simplicity, and this book will help you to discover it.



Getting Organized: Improving Focus, Organization and Productivity
http://www.amazon.com/gp/product/B003OIC74W

Getting Organized is a collection of simple ideas that address at least six major issues that could be generating chaos and disorder in your life. The ideas are presented in a simple format, with specific suggestions on how to put each idea to work, so busy people can find the time to read and try them.

Even if you've tried unsuccessfully to get organized before, consider reading Getting Organized. You'll find effective solutions to your organizing challenges and will enjoy the benefits for years to come.
Killzone: Shadow Fall - PlayStation 4 $19.99 @ Best Buy
Added on : Thursday July 24th 2014 10:00:06 PM
g: 0 Posted By: ctgolfer
Views: 156 Replies: 0 Transform yourself into Lucas Kellen, a Shadow Marshal of the world Vekta who is equal parts elite soldier and master spy, sworn to defend your human brethren from co-inhabitants and sworn enemies, the HelghastRepresent the ISA as you strive to stabilize an ever-deteriorating cold war against the Helghast your choices will determine the fate of this world, so you must preserve the peace, no matter what it takesCome face-to-face with the mysterious and dangerous female Helghast soldier, Echo, and uncover a truth that will crumble the boundaries between right and wrong in a twist that will force you to decide what kind of hero you want to beChoose from a vast selection of futuristic weapons and gadgetry, including the OWL a versatile, controllable combat drone to augment your skills and provide an array of innovative tactical optionsExperience stunning environments, awe-inspiring futuristic set pieces, an enhanced shooter experience and highly intelligent enemy AI, all of which display the unbridled power of the PlayStation 4 and DUALSHOCK 4 controller


www.bestbuy.com/site/killzone-shadow-fall-playstation-4/8677045....


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g: 0 Posted By: lovelybones
Views: 160 Replies: 0 http://www.amazon.com/Brightech-PocketEnergy2-Integrated-Lightni...
Sold by Brightech and Fulfilled by Amazon


Stay connected during those long travel legs or while outdoors. Compact 2600mAh battery pack delivers spare power to your smartphones and tablets.
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Bank abusing customers and breaching arbitrator's rules. Pt 2
Added on : Tuesday July 22nd 2014 05:00:06 AM
g: 0 Posted By: emcdemc
Views: 106 Replies: 0 The original was archived and is here:http://www.fullofdeals.com/forums/finance/1286095/

The latest:

Upon intake, the AAA is supposed to perform an administrative review to determine the arbitration agreement's compliance with the AAA's consumer protocol and other rules. If the agreement is non-compliant, the AAA is supposed to decline jurisdiction. The AAA rules require the consumer to be able to access small claims court.

In my case, the AAA performed a superficial review of the agreement and concluded that the agreement was compliant because it seems to allow small claims (the same conclusion I made when I reviewed the agreement). The language of the agreement is as follows:

Disputes Excluded from Arbitration. Disputes filed by you orby us individually in a small claims court are not subject toarbitration, so long as the disputes remain in such court and
advance only an individual (non-class, non-representative)claim for relief.

Seems compliant. That is, unless you are familiar with Arizona law. In Arizona, either party to a small claim can have the claim removed to a higher court automatically by statute (A.R.S. 22-504). All either party has to do is unilaterally motion the small claim to a higher court and it will be instantly and automatically granted without review.

So, what Citibank does is motion the small claim to a higher court and motion to compel arbitration. The court grants the motion to compel because the agreement (as cited above) plainly states that claims that do not remain in small claims court are subject to arbitration.

I filed a small claim. Citibank motioned it out and compelled arbitration. I argued that this made the arbitration agreement unconscionable because the agreement leads one to believe he has access to small claims while, in reality, the clause contains its own defeat (but is unclear to that effect). Thus, in practice, the "Disputes Excluded from Arbitration" clause exists only to mislead. I also argued that the agreement was clearly in violation of AAA rules because there is no way for the consumer to access small claims court.

Anyways, the AAA's intake review of the agreement to determine compliance with AAA rules found it compliant. The issue is that the AAA only looked at the agreement and did not ask for the details of the case or Arizona law. And, as we know, simply looking at the agreement does not necessarily reveal the loophole. There are many reasons why a claim may not remain in small claims court that have nothing to do with one party's unilateral removal (improperly filed, hearing officer orders it out, etc).

So, I am trying to get the AAA to re-review the agreement within proper context. Presumably, if the AAA refuses to re-review or determines the clause compliant (which would mean the consumer can always be barred from accessing small claims in states with automatic removal statutes), would I have to get an injunction against the AAA?

I am getting opinions from lawyers. Just thought I'd update and tap the FatWallet community. Something is very wrong here. JAMS and AAA have the same rules.

Another point is: until recently, we were completely unaware that the AAA administrative staff performs this review. We thought it was a determination that the arbitrator made. None of the documents that we were provided, the case manager nor the arbitrator mentioned that these decisions are for professional AAA staff. So we wasted a lot of time and resources making these arguments to the arbitrator when we did not need to. I am not happy with the AAA. All of their documents tell consumers that they cannot be prohibited from accessing small claims. I then try to access small claims, am prohibited and the AAA effectively says. "yeah, our rules do not matter."

Well, that's the latest.

Thoughts?


General Economics Deals
Yukon Outfitters Hammock $19.99$24.99 @ Woot
Added on : Monday July 21st 2014 07:00:02 PM
g: 0 Posted By: ctgolfer
Views: 36 Replies: 0 shipping adds $5
Your choice:
Double Hammock (without Net)
Price: $19.99 List Price:$69.9971% Off
The Yukon Outfitters Double Parachute Hammock has become a staple at campgrounds and parks across the nation. No matter where you choose to relax or nap, this hammock is perfect for the day pack, home patio and even the dorm room.
Available in Green, Red/Grey, or Black/Grey

Double hammock
138" Long x 76" Wide
High strength parachute nylon
Lightweight, quick dry material
Durable triple stitched seams
Max Load capacity of 300 pounds

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Hammock with Mosquito Net
Price: $24.99 List Price:$89.9972% Off
The Yukon OutfittersHammocks integrated mosquito net will keep you comfortable in the great outdoors. If the coast is clear and you dont need the mosquito netting, just flip the hammock over and use as a normal hammock. Yukon Outfitters hammocks are made for use on the trail, tailgating, camping, or at home.
Available in Olive or Earth colors

105" Longx 56" Wide
Integrated mosquito net to keep little critters away
High strength parachute nylon
Lightweight, quick dry material
Black mosquito netting
Quick access zippers
275 pound weight capacity

Shipping Note:Eligible for shipping to all 50 states
Warranty:1 Year LimitedYukon Outfitters

www.woot.com/offers/yukon-outfitters-hammocks-5-choices








Daily Deals

woot! Coupons
g: 0 Posted By: jskins
Views: 251 Replies: 0 Prism Designs EO Atom Box Kite (Spectrum)- $15.73 with free in-store pickup (or $6 ship to home) at REI Outlet. (Ends 7/24)

3 intersecting planes pop open ready to fly and give the kite great stability when the line is kept taut
Box kite design allows you to experiment with tumbling tricks by slacking the line
No matter which way it lands, the Atom can relaunch instantly with a tug of the string
Ripstop polyester sails are light yet tough for long-lasting performance
Rugged fiberglass frame is light and compact to carry yet durable enough to withstand a hard landing
Includes 200-ft. of line and winder
Closeout Item


The Prism Designs Triad Kiteis also available for $11.73 with free pickup or $6 shipping.
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REI Coupons
g: 1 Posted By: jskins
Views: 124 Replies: 0 Oakley MPH Beckon Women's Sunglasses (Polished Clear/Grey)- $29.99 with Free Shipping at 6pm.

Lightweight, idurable O-MATTER frame
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These glasses are selling for around $50.00 on Google Shopping.

These sunglasses are currently selling for $55.00 on Amazon.
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g: 0 Posted By: remick
Views: 110 Replies: 0 http://www.amazon.com/gp/product/B00JOYF70G/

Quite often the students of Architecture get confused during the first few years of their studies in the University. The confusion arises due to a number of genuine reasons. Unlike the jobs of a Chemical or Computer Engineer, the works of an architect is openly seen, understood, appreciated or criticised by the common people. The architects create something which is used by all. Naturally the students of Architecture know or believe that they know about the works of the Architect. But then they discover that the knowledge they are taught or the problems they are assigned during the first few years do not have any resemblance with the works of an architect.

In doing architectural design the architect needs to know and apply the knowledge of a lot of subjects in order to take care of the various aspects of the builtform. Prominent among these aspects are: Visual, Functional, Climatic, Acoustics, Tactile, Olfactory, Cultural, Psychological, Social, Material-related, Structural, Economic, Constructional etc. Of all these, the visual aspect is the first and foremost aspect to learn. The principles of creation of visual beauty have been devised mostly by the artists. In the universities, the teachers of architecture also use those, even though in the contemporary age, the job of the architect is in no way comparable with those of the Artists. In Artists creation and evaluation what matters most is emotion and not logic. On the other hand the Architects design must have logical basis, because design is only a part of their job. The job in its entirety depends upon materialization through construction. This reality demands that the principles for creation of beauty followed by the Architects should be different more of logic-based, and not emotion. For the students of Architecture, Composition is the mother subject of creation of beauty. In this book endeavour has been done to present Composition more of a logic-based subject.

If the Architects works are taken to be the light-house to which the students shall proceed, alike the rowing of the boat Composition is the most essential skill to acquire. Some of the thoughts presented in this book are entirely my own and the responsibilities go only to me.

Architecture is a creative subject. No creative subject can in fact be taught to the students. They can only be taught the methods and skills for such creation. The sole purpose for which I have written this book is to make the first learning experience of the students of Architecture enjoyable and pleasant. If the students find it helpful, I shall consider my pains worthwhile.
Books & Magazines Deals
g: 0 Posted By: wei2cool
Views: 265 Replies: 0 Yugster insider deal:

Motorola 3000mAh Dual-Charging Battery Pack w/ Built-in Micro-USB Cable and USB Port

use coupon code "facebuck" to get $1 off

The Motorola Power Pack3000mAh battery packprovides all the power you need in an ultra-portable form factor. It doesn't matter if you have an Android, iPad, an HTC phone or a Kindle, this Power Pack recharges them all so you never have to worry about hunting for an outlet again.As long as your device has a micro-USB or standard USB port, it'll provide the power to keep all your toys charged up and ready to use.Watch movies, play games, stay social and text for hours without worrying about a dead battery. No matter where you are, you've got power. When you start to run low, just plug your device in to recharge and you won't miss a second of screen time.Lightweight and ultra-portable, the Motorola Power Pack 3000 fits just about anywhere: purse, or backpack. So if you're hiking, camping or just in a crowded caf, you'll have powereven when there's no outlet in sight.Compatible with these devices using your own cable:

iPad (all models)
iPhone (all models)
iPod Touch (all models)
Nintendo DS and DS Lite
Nintendo Game Boy
All Android and Windows mobile phones
All micro/mini USB devices (micro USB cable built-in)

Features:

Portable charger for phones, tablets, MP3 players and more
Lightweight and easily fits in pocket or backpack
Provides up to 2 full phone charges
3000mAh ultra high capacity
Charges your device up to 2 times faster than 4W chargers
Powerful enough to charge your tablet
Automatically turns off when your device is at full power
USB charging ensures it will work with all devices
Two USB ports allow you to charge two devices at the same time
Contains no BFRs or PVC and is certified carbon-free
Perfect for travel

Yours Until Gone!
Batteries & Chargers Deals
Armada Women's Spectrum Ski Pants $99.95 FS Usoutdoor
Added on : Tuesday July 15th 2014 08:00:03 AM
g: 0 Posted By: tedhawkins
Views: 56 Replies: 0 Armada Women's Spectrum Ski Pants $99.95 FS Usoutdoor

http://www.usoutdoor.com/deal/

The Armada Spectrum pant is for girls who rock the park. The relaxed fit is loose all the way down the leg and in the crotch, for plenty of room to move when stomping a 360. Made of MegaRex fabric and low bulk poly insulation, the Spectrum also keeps you warm and dry, no matter how many times you miss a trick and land rump first. Mesh lined inner leg vents let heat out with a quick zip, while an inner waist band lets you adjust over other layers. The Spectrum snowboarding pant was designed with the world's most progressive female riders in mind. Can you keep up?
Features of the Armada Spectum Pants - Women's

Fabrics/Materials: MegaRex
Windproof: Yes
Fit: Relaxed fit
Gusseted: Lower-leg boot gussets
Lining: Thermal Lining System
Insulation: 40g polyfill insulation
Waterproof Rating: 10,000mm
Seam Sealing: Fully Sealed
Vents: No-snag, mesh-lined inner-leg vents
Gaiters: Boot gaiters
Cuffs: Reinforced cuffs


Clothing Deals
Help - Understanding the Complexities in ROTH IRA Conversions
Added on : Monday July 14th 2014 04:00:05 AM
g: 0 Posted By: quaters
Views: 28 Replies: 0 Current Situation:

401k - Previous Employer (Morgan Stanley)
TIRA - Previous 401k Rollover (Vanguard)
SEP - Previous Self Employed - Simple (Vanguard)
ROTH - Current (Vanguard)
i401k - Current (Vanguard)

Parameters:

- Single
- Self Employed 1099 Consultant
- Currently maxing i401k
- Not Eligible for ROTH IRA because of income
- Live in a no income-tax state

Goal:

- Take advantage of ROTH IRA Conversion from a TIRA to avoid Income Restrictions on ROTH

Plan:

1 - Rollover TIRA into i401k
2 - Rollover SEP into i401k
3 - Contribute $50k to TIRA
4 - Conduct TIRA/ROTH Conversion
5 - $50k added to ROTH IRA

Questions:

- Does anyone have any expirence with doing rollovers and conversion in the same tax year? Does it matter?
- Does this plan work? Am I missing something big?
- Because I max my i401k, will that impact the conversion?

Thanks FWF.
g: 0 Posted By: remick
Views: 82 Replies: 1 http://www.amazon.com/gp/product/B009FMI3JO
4.6 out of 5 stars (183 customer reviews)

Here are the main keys...

The Basics Of Photography:
Key 1: Photography Simplified
Key 2: Aperture And Shutter Speed
Key 3: Master Your Camera - Fast!
Key 4: The Photographer's Secret Weapon
Key 5: Creativity Can Be Learned
Key 6: A New Vantage Point
Key 7: Put the "Wow" Factor In Your Photos!
Key 8: Tell A Story
Key 9: Exposure - How Your Meter Works!
Key 10: How To Shoot In Black And White Eliminate Camera Shake
Key 11: Your Shooting Stance
Key 12: Tripod Tips
Key 13: Use A Tripod Like A Monopod
Key 14: How To Use A Monopod
Key 15: Hands Off The Button!
Key 16: Mirror, Mirror

Using On Camera Flash
Key 17: The Ten Foot Rule
Key 18: Intensify The Colors In Your Photos
Key 19: Eliminate "Red Eye!"

Outdoors/Landscape Photography
Key 20: Create Better Landscape Photos
Key 21: Shooting In Bad Weather
Key 22: Two Horizon Photo Tips
Key 23: More On Level Horizons
Key 24: Stunning City Skyline Photography
Key 25: Shoot Better sunset Photos
Key 26: How To Get Intense Sunset Photo Colors
Key 27: Filters To The Rescue
Key 28: The Indispensable Rubber Band
Key 29: Recovering The Ground
Key 30: Amazing Waterfalls
Key 31: Making Clouds "POP!"
Key 32: To Buy Or Not To Buy Colored Filters
Key 33: Storing Your Filters
Key 34: Using Kodak Yellow!
Key 35: Fireworks And Lightning - Part 1
Key 36: Fireworks And Lightning - Part 2
Key 37: Flowers And Spider Webs - Part 1
Key 38: Flowers And Spider Webs - Part 2
Key 39: Turn Around

Pet Portraits
Key 40: Pet Portraits - Great For Camera Mastery
Key 41: Better Pet Portraits In 3 Easy Steps
Key 42: In Pet Portraits The Ears Matter!
Key 43: Problem Animals

Portrait Photography
Key 44: Tips For Improving Your Portraits
Key 45: 2 Easy Portrait Photography Tips
Key 46: The "Photographic Ground Modification System!"
Key 47: Visually Lose Weight!
Key 48: The Ultimate Portrait Photography Tip!
Key 49: Size Matters
Key 50: Basics Of Lighting Portrait Photography
Totally Free Deals
g: 1 Posted By: MoogLiberation
Views: 84 Replies: 1 Hey there, I was hoping I could pick your brains and get some direction from the experts. I've had some health issues come up that have permanently changed the way I'm looking at investing and savings. Unfortunately, even though I'm only 30 years old, investing in things like equities is too risky for me now. So I'm looking at things like prepaid cards with interest rates around 5-6% and bonuses at banks for signing up for new accounts.

I currently have a Mango prepaid card maxed out at $5,000 and I'm considering doing the equivalent at PayPal and NetSpend. I've also signed up for new accounts at Chase and Nationwide Bank that have good bonuses. I'm wondering if you guys have any other recommendations? It doesn't matter if they're more of the same strategies I'm already utilizing or if I'm missing out on anything else all together. Your help is greatly appreciated. Thanks.
Investing Deals
g: 1 Posted By: LearningFast
Views: 121 Replies: 4 Hi all, I am a new member who is still very much learning how to manage money and credit, but have learned a ton reading these forums in the past couple of years when I had literally no credit file.
Below I tried to condense the very helpful things Ive learned here into a little HOW TO which I think contains all the things I wish I knew a while ago and learned here, albeit fragmented. Of course, all these will differ between people so feel free to add.
The two general rules of the money life that Ive learned.
1. Small discounts really can add up, if done right.
2. If your credit file had mass, it would be worth its weight in gold. Good credit allows you to get low interest car and mortgage loans, which (because of how compounding interest works) can save you even tens of thousands of dollars.
Ok, so how do you get ahead? Lets assume you have no credit at all and make a very low income (say $20,000/year). Right now:
- Get a credit card. Definitely #1 on your list. You should get a credit card with rewards if at all possible. Student cards (if you are one) will usually have top notch rewards and can be approved for people with no limit (Discover It for students, Sallie Mae Mastercard, Chase Dividend for students, BoA Cash Rewards for Students are some good ones). If you have a bank youve had a relationship with for a while, tap them for a card I got my first CC like that, and it has great rewards. Pick a no annual fee card, preferentially from a prime lender, as this account should be with you for life. If you cant get a credit card from anywhere, get a secured card first, and then after 6 months get a real credit card.
-Begin tracking your credit. Sign up for creditkarma.com, creditsesame.com and quizzle.com. These sites allow you to track your credit report in real time from the three US credit reporting agencies, and give you credit scores. These scores are not the true scores used by lenders (they use a different algorithm) but the trend can be useful as a rough estimation in how youre doing. -=7pt Begin tracking all your expenses using a service like mint.com
- Move all your primary banking to a rewards checking account from a credit union (places like Lake Michigan Credit Union, Inova Credit Union, Great Lakes credit union are good ones). Rewards checking accounts have no fees and offer much higher interest than any savings account, and usually will reimburse ATM fees and sometimes give free checks. It doesnt matter if you dont live near the credit union, because internet.
-Open a Roth IRA account, where you can put after-tax money which you will then take out tax free at retirement (or as a one time thing when you buy a house). This a fantastic deal for people in their 20s with low income (and a low tax rate).

For the next 6 months:
-Pay your credit card bill BEFORE the statement cuts each month. That way not only will you not carry a large balance (its good to leave a few dollars there) but if you have a low limit having even $200 there can make it look like a huge utilization and hurt your credit.
- Use your rewards credit card to pay for everything. CashBack/points add up if you use them all the time. If your rent is under $1,500, use SERVE with Isis to load money using your credit card (and get points) and then use the Billpay feature to pay rent and any other utilities you cant pay with a CC.

6-12 months
- ask for a credit line increase on your credit card (depending on the issuer, this might be a hard credit pull)
-get another CC or two. Strongly consider applying for an easy to get AMEX like BlueSky Everyday. All AMEX cards are pretty good. The golden feature about them is that AMEX backdates all cards to the moment you joined AMEX, so all FUTURE AMEX cards will show up as being opened at the same time. This will help your credit score in the future. This is also a good time to try get a workhorse card: a card which gives universal high CashBack/miles. These are the Fidelity Amex (underwritten by BoA), which offers 2% CashBack on everything, the Capital One Venture (essentially 2%, but has an annual fee). If you get denied, call recon (see below).

1.5-2 years:
- If youve been doing everything right you should have a credit score in the 700+ range and be eligible for some pretty nice rewards cards by now. Which ones you get depends on your spending pattern. For example, I applied for the US Bank Cash+ Visa Signature because I eat out a lot. Now Visa Sig cards are difficult for you, because by definition they need to have a credit line of over $5000. I was in fact offered an inferior product instead, but told I can PC later (not uncommon for US Bank). Called once a month, and after two months I had the Cash+.

2 years+
-By now you should be eligible for pretty much any CC you want, although some might be hard for you to get. The holy grail of high end credit cards for people with super good credit are the ones from the Pentagon Federal Credit Union. There you can get 5% CashBack on gas, ~4% CashBack on airline tickets. Hard to get but not impossible at this stage. Just make sure you have no inquiries on quizzle and very low balances on all other cards when you apply.

Beyond: Cant comment, this is where I am

Note: many (if not most) credit card rejections can actually be overturned if you pick up the phone and call the reconsideration line for that lender to talk to an underwriter. Dont be afraid to ask What can you do for me? If youve been a customer for that bank for a while, let them know etc.
Discussion Deals
4-Shelf Gladiator Steel Shelving Unit $139.30 + Free Ship-to-Store
Added on : Thursday July 10th 2014 05:00:03 PM
g: 0 Posted By: jasclark
Views: 232 Replies: 2 http://www.homedepot.com/p/Gladiator-4-Shelf-77-in-W-x-73-in-H-X...

Save $59.70 (30%)through08/17/2014PRODUCT OVERVIEWThis Gladiator Tool-Free Rack Shelving Unit offers simple assembly in a matter of minutes without a single tool. Its welded, heavy-duty frame, 8000 lb. load rating and 4 huge adjustable shelves give you versatile storage options. Store large items like snow tires, power washers and generators easily. It is ideal for home or garage storage use.

Supports 2000 lbs. per shelf, 8000 lbs. for the entire unit, to handle your heaviest gear
4-shelves for large item storage
Welded steel construction for durability and support
Easy store over-sized items on these extra-large shelves
Hammered granite finish and tread-plate design make a bold statement, the powder-coating process provides a protective coating to bare metal for an effective corrosion barrier
NSF Certified for professional environments
Four 77 in. x 24 in. shelves provide more than 50 sq. feet of shelf space
Tie bar design requires no tools for assembly, so this unit assembles easily in just minutes

Home & Garden Deals

Home Depot Coupons
Relocation Assistance Tax Question - which is better?
Added on : Thursday July 10th 2014 06:00:07 AM
g: 0 Posted By: DVDBob
Views: 39 Replies: 1 My company is offering me a $5000 bonus for relocation. I can use it for Closing costs (non-deductible) or Transportation of Goods cost (deductible). Would it be better to use it for the non-deductible item and have it show up as income or for the deductible item, reducing my deductible amounts but leaving my income as-is?" Does it even matter or would it be a wash?
Tax Deals
g: 5 Posted By: MISTERCHEAP
Views: 1461 Replies: 1 http://www.biglots.com/images/event/071214-coupon-master-1.jpg

PROMOTIONAL OFFER VALID ONLY WITH CARD OR COUPON. One coupon per guest. Select stores only. Coupon discount does not apply to previous transactions, previously initiated price holds, non-purchases such as rentals, deposits, and charitable donations, purchases of milk, dairy products, eggs, or alcohol, and purchases of gift cards. Cannot be used in combination with any other coupon, associate discount, or other discount such as Buzz Club Rewards offers. Coupon must be surrendered at time of purchase. Value is forfeited if item is returned. Only original coupons accepted. Big Lots is not responsible for lost, stolen, or expired coupons. By attempting to use coupon, user unconditionally agrees that decisions of Big Lots are final on all matters of interpretation, fact, and procedure in respect of coupon. Valid only on in-stock goods. No cash value or Cash Back. Offer valid 7/12/2014 with rewards card and 7/13/2014 with coupon.


In Store Only
Home & Garden Deals
g: 0 Posted By: MISTERCHEAP
Views: 64 Replies: 0 http://www.biglots.com/p/c/as-advertised/2014-07-rewards-friends...

PROMOTIONAL OFFER VALID ONLY WITH CARD OR COUPON. One coupon per guest. Select stores only. Coupon discount does not apply to previous transactions, previously initiated price holds, non-purchases such as rentals, deposits, and charitable donations, purchases of milk, dairy products, eggs, or alcohol, and purchases of gift cards. Cannot be used in combination with any other coupon, associate discount, or other discount such as Buzz Club Rewards offers. Coupon must be surrendered at time of purchase. Value is forfeited if item is returned. Only original coupons accepted. Big Lots is not responsible for lost, stolen, or expired coupons. By attempting to use coupon, user unconditionally agrees that decisions of Big Lots are final on all matters of interpretation, fact, and procedure in respect of coupon. Valid only on in-stock goods. No cash value or Cash Back. Offer valid 7/12/2014 with rewards card and 7/13/2014 with coupon.


In Store Only
Home & Garden Deals
g: 1 Posted By: DizzyT71
Views: 157 Replies: 0 Newegg has the Webroot SecureAnywhere Internet Security Plus 2014 (3 Users) Digital Downloadon salefor $19.95 - $14.00 coupon code EMCPCPF59 = $5.95

Compare at Amazon for $19.95.

Our cloud based network analyzes files, phishing sites, malicious web pages, IP addresses, and mobile apps providing a real time view of current threats and enabling instantaneous protection from new infections.
Webroot Antivirus protects you from online threats keeping you safe no matter how or where you connect. It scans faster, uses fewer system resources, and protects you by instantly identifying and blocking new threats as soon as they appear.
Passwords feature encrypts your passwords and automatically logs you into your favorite sites so you do not have to remember multiple passwords. Securely stores your usernames, passwords, and credit card numbers.
Mobile security for Android and iOS smartphones and tablets ensures you are protected from malicious apps and syncs online passwords across all your devices so they are accessible anywhere.
Analyzes devices and operating systems to detect system issues and wipes away all traces of online activity and makes deleted files unrecoverable. Just set it and forget it. With Webroots cloud based detection, you will always have the latest version.

3.8/5 Stars based on 52 customer reviews on Amazon.
Software Deals

Newegg Coupons
Advice on how to make 60k+/year
Added on : Tuesday July 08th 2014 05:00:08 AM
g: 0 Posted By: AGmagic
Views: 198 Replies: 9 I've been a long time lurker, and signed up a while back. I know 60k/yr is not much, but what can I do to get there? I am currently 26 and still live at home and find it somewhat difficult to make ends meet. I've taken up a frugal lifestyle and still not able to make ends meet. So what options do I have? I know I'll get flamed a little, but doesn't matter I'm hungry to make some $ so I can start moving forward in life.

I currently work a dead end technician job, getting paid low entry level pay. Most my money goes to.. nothing really. about 20% of my check goes to parents, the rest are just food/gas/insurance. Currently had unexpected car maintenance come up so that may be the reason why I'm struggling.

Any advice. I've been in school in and out, its discouraging when I see people with no degrees making 100k. I took no loans out, but recently the last two semesters took loans out. School is expensive these days. At least for me anyways.

TIA
Personal Finance Deals
Airblaster Blaster Jacket Men's $109.95 FS Usoutdoor
Added on : Sunday July 06th 2014 05:00:04 AM
g: 0 Posted By: tedhawkins
Views: 126 Replies: 0 Airblaster Blaster Jacket Men's $109.95 FS Usoutdoor

http://www.usoutdoor.com/deal/

Airblaster's Blaster Jacket is the embodiment of the classical Airblaster aesthetic, with eye catching color options and tested and approved fit. The Blaster Jacket features 10K mm waterproofing, 10K g/m2 breathability, fully taped seams and 80 g insulation in order to keep you dry and comfortable no matter what the conditions. To take it to the next level, Airblaster also threw in KK Aquaguard zippers and double strength cuff closure, so that the Blaster Jacket's awesome look is matched by its function. So look no further than the Blaster Jacket for the signature style and function of all things Airblaster.
Features of the Airblaster Blaster Jacket

Insulation: 80 g insulation
Breathability Rating: 10K
Waterproof: Yes
Pockets: Media cord port inside internal pocket
Zipper: YKK Aquagaurd exposed zippers
Fit: Classic Fit
Cuffs: Double strength cuff closure (velcro + snap)
Vents: Mesh-lined underarm vents
Powder Skirt: Removable powder skirt with pass pocket window
Seam Sealing: Fully Seam Taped
Wrist gaitors: Lycra wrist gaiters


Clothing Deals
g: 0 Posted By: ctgolfer
Views: 102 Replies: 0 Specs:

Condition: Manufacturer Refurbished
Packaging: Brown Box
Manufacturer: Roku
Model: 2500R
Warranty: 90 Day Roku Warranty
Features:
1000+ Channels and Growing: Over 150,000 movies and TV shows from Netflix, Amazon Instant Video, Hulu Plus, Vudu and HBO GO, plus live sports, music, news, international, and more, all in HD
One-Stop Search: Find all your favorite movies and TV shows all from one place?no matter if they?re on Netflix, Amazon Instant Video or Hulu Plus.
Free iOS and Android App: Use it like a remote. Browse and add new channels. Even stream your music and photos from your phone or tablet to your TV.
Simple Setup: Works with virtually any TV, includes built-in wireless, and sets up in minutes.(WiFi Connection Required)
Best selection of Live Sports: Featuring MLB baseball, NHL hockey, NBA basketball, MLS soccer, and more.
Unlimited music from Pandora, MOG, Rdio, and Live365 :
Social sharing built in - Photo and video sharing via Facebook, Flickr, and Picasa :
Outputs include 1 HDMI (rear), 1 composite RCA video (rear) and 2 audio:
Dimensions: 3.9 x 3.9 x 1 inches
Weight: 3.8 Ounces
Package Includes:
Roku HD Streaming Player
Remote (Style may vary)
A/V Cable
Power Adapter

www.ebay.com/itm/Roku-HD-2500R-Digital-WiFi-Media-Streaming-Play...
Networking Deals

eBay Coupons
How to structure payment and distributions in an LLC
Added on : Saturday July 05th 2014 03:00:06 PM
g: 0 Posted By: mustachequestion
Views: 19 Replies: 0 Background:a group of friends started an LLC (all equal equity members) to dabble in residential and commercial remodeling/construction on the side (we all have full time jobs outside of the LLC). One of the guys is the subject matter expert (does the General Contractor work) and has a full time job doing this already with another company. the other two (1 is myself), are providing the business/support side of things; this includes funding startup costs, organizing the business, handling payroll, backend office/process work, marketing, sales, etc etc. The 1-5 year plan was for all of us to get familiar w/ how to quote jobs and make bids, learn the project management side of things and we would eventually have a staggered approach for bringing on each member full time with the SME being first. We have a couple of jobs lined up and had some verbal agreements regarding how the business would be structured and how dividends/salaries would be distributed but haven't formalized anything into an operating agreement that's been blessed by a lawyer.

Scenario: the guy who is our SME just recently lost his job and now will be coming on board our LLC full time (basically our first full time employee). this is a perceived positive - b/c he can now dedicate 100% of his energy towards growing the LLC. However, he basically now wants all profits to go to him up towards a certain salary (let's say $100k for example) and then after he gets paid then the rest of the profit would go back into the company and eventually get distributed in dividends how we see fit. i have some natural reservations regarding this payment structure (stifles the business growth, provides little incentive IMO for him to work beyond the 100k profit he would achieve, etc)

Question: is there a recommended way to structure salary payment so that he is fairly paid but still allows the business to grow and allow the other members to receive a share of the profits? For example, he receives 50% of the profit up until the 100k salary limit is hit and the other 50% goes into the company? Plus we agree to not dip into the company money until his salary is paid and if we have slow periods (this work is very seasonal) then we can always dip into the other 50% company funds to pay the SME. Once we all agree on how we handle profits and pay salaries then we will formalize in an operating agreement.

I have little previous knowledge on how to structure these types of things and i'm by nature very risk-adverse so I figured i would leverage the collective wisdom of the FW community to provide some insight. Thanks in advance for any advice and please let me know if you would like additional details .....
Discussion Deals
Dead Tree Branch Fell on Car
Added on : Friday July 04th 2014 06:00:07 PM
g: 1 Posted By: unimeg
Views: 80 Replies: 4 A branch from a dead tree on the property of my apartment building (actually a condo building, in which I rent a unit from an individual, if that matters) fell on my car during a major storm. Car was parked on the street. Do I have a leg to stand on to get the management company to chip in for the deductible given that the tree is dead & probably should have been removed ages ago? Deductible is $1k. I can pay it, but of course I'd prefer not to.
Question Deals
Nokia Lumia 925 - Refurbished $200 T-Mobile
Added on : Wednesday July 02nd 2014 07:00:02 PM
g: 0 Posted By: healthylaugh
Views: 45 Replies: 0 Nokia Lumia 925 - Refurbished $200 T-MobileThis has gone front page for this price in the recent past:

http://www.t-mobile.com/cell-phon...ished.html

Features
Lumia 925 - Refurbished
8.7MP Carl Zeiss camera

Large 4.5" HD+ display

LTE Capable

Windows Phone 8
Meet the new Windows Phone. The only phone with Live Tiles, designed to keep you closer to what matters most. Its the smartphone reinvented around you. Meet yours.

Wi-Fi & Mobile Calling
Call normally, or use Wi-Fi when you don't have cellular reception.

Touch Screen with On-Screen Keyboard
Everything your device can do is now literally at your fingertips. A high resolution touch screen gives you fast and fun access to your device's display.

T-Mobile TV
Watch live TV, news, sports, and kids shows, and stream popular entertainment on demand with T-Mobile TV.

Preloaded Apps
Start enjoying preloaded apps the moment you turn on your phone.

Music player
Play your favorite music wherever you are.

LED Camera Flash
A built-in LED flash gives you a brighter light source for taking photos in less-than-ideal lighting situations.

Front-facing Camera

E-mail
Send and receive e-mail messages on your phone.

Dual-core 1.5 GHz Processor
A lightning-fast dual-core 1.5 GHz processor delivers the speed you want, so you can experience powerful entertainment and more right on your device.

Bluetooth connectivity
Wirelessly connect your device to optional compatible hands-free accessories such as headsets and car kits.

4.5 Multi-touch Screen

3.5mm Audio Jack
3.5mm audio jack gives you the flexibility to listen to your downloaded tunes just about anywhereall you need is a standard set of ear buds or headphones.

1 GB RAM
A full GB of RAM makes your phone speedy and responsive.

16GB Built-in Memory
Take advantage of 16 GB of built-in memory and fill it up with fun photos, videos, music and more.

HD Voice
HD Voice enables superior call clarity and quality. Both people on a call must be using HD Voice capable phones to enjoy the benefits.
Cell Phones Deals

T-Mobile Coupons
Less picky mobile check capture..paypal alternative
Added on : Wednesday July 02nd 2014 02:00:08 PM
g: 0 Posted By: mariemill
Views: 131 Replies: 3 Hello,

I am a very small ebayer and receive a few checks each month, usually from my older clients that are still "old school". (sometimes more than 5, sometimes less). I use paypal for everything (and use their debit card), it is basically my bank. I was very upset when the cancelled remote check capture as I used it every month. I know that many other debit card online banks offer the service but I have not found them to be as easy to use as paypal, most notably in what they will accept for deposit. I receive checks from a lot of people that either mispell my name, (I have one customer that often put eBay before my name etc, or put my eBay username infront of my name, looking like a business name etc.) and I found that as long as my name was on the check, no matter misspelled etc. that Paypal would accept it for deposit, hold it for 6 days and then credit my account. I have tried other online banks (for example SIMPLE bank) and they are SUPER picky with what they take (rejecting a check for a name misspelled etc), or not bright enough picture, etc. I have just found the paypal mobile deposit to be the easiest to use.

Does anyone know of any other entity like paypal that uses the same check processor etc. A debit card perhaps that takes mobile deposits that they aren't super strict with. I was really just hoping that paypal would change it's mind and bring back mobile check capture but who knows when that will change. I have been with paypal since the beginning and I really don't want to change. I will still use them for electronic payments and receivables but that leaves me with checks. Also, I have some mobility issues so I do everything from my house and I hate local bank fees.

any ideas from past experience of what others have used?

Thanks,
Discussion Deals
Fidelity Banning US Investors Living Overseas from Buying Mutual Funds
Added on : Wednesday July 02nd 2014 12:00:11 PM
g: 0 Posted By: NEDeals
Views: 104 Replies: 0 Fidelity is enforcing a tough new policy that prevents ex-pats from purchasing or making additional contributions to their mutual funds in their personal Fidelity accounts. Ex pats can still keep existing holdings. Employer plans are exempt (e.g. 401(k), 401(a), 403(b)) from the ban. Other companies are doing the same.

This seems to be in response to the US cracking down on international financial shenanigans. The recent fines and criminal cases levied against Credit Suisse and BNP Paribas have gotten the attention of financial institutions and they are looking to avoid any exposure.
Wall St Journal said: Observers said fund managers are becoming more conservative in the wake of global developments such as the U.S. Foreign Account Tax Compliance Act and other U.S. efforts....David Kuenzi, an investment manager in Madison, Wis., who works with Americans abroad, said that selling U.S. mutual funds to those investors had long been prohibited. "But it was matter of 'Don't ask, don't tell.' Now the firms are getting more aggressive about compliance," he said.Other fund companies also are changing policies for investors who live abroad.A spokesman for Putnam Investments said the firm is no longer accepting additional investments into existing accounts held by non-U.S. residents.The spokesman said the changes were made "in accordance with U.S. anti-money-laundering and 'Know Your Customer' policies" and in response to recent tightening of European laws limiting sales of funds not registered in their jurisdictions.


http://online.wsj.com/articles/fidelity-bans-overseas-investors-...
http://www.ibtimes.com/fidelity-ban-mutual-fund-trading-non-us-c...

Discussion Deals
Surprising / Interesting Business Deductions
Added on : Tuesday July 01st 2014 05:00:05 PM
g: 2 Posted By: robronson
Views: 195 Replies: 2 Being an independent contractor traveling consultant, I look for ways to max out possible business expenses. I'm not interested in ethics, only what's legal. Nothing is ethical about how taxation works so it's just a matter of following the rules to your most advantage.

As such, I've come up with a handful of neat ideas for business deductions and I'd like to hear from others with interesting ideas:

1) Do your dry cleaning at your customer site, if you travel to a dedicated customer over long periods of time. I used to take my dry cleaning home with me every weekend, and pay extra for my local dry cleaner to expedite overnight service on Friday so it'd be ready for my flight back to the customer on Sunday. Then I learned if I had my dry cleaning done at my customer, it was a business expense, tax deduction, and more importantly, my clothes would be wrinkle-free waiting for me when I flew back. Of course, you should still travel with one pair of business clothes for one day, just in case you can't pick them up first thing Monday morning or in case of a problem. Dry cleaning is NOT a business expense if it's done in your home city, but is when you do it out-of-state at your client site.

2) Switch to a prepaid phone that bills by the minute like a 10 cents per minute plan as your personal phone, and get an unlimited minutes plan for your "business phone". Your business phone will be fully tax deductible, and your personal phone, even though you're not really paying for it if you don't use minutes, is proof to the IRS during an audit that your business phone is strictly business and your personal phone is strictly personal. Much like cars as a business expense, it's better to have a second dedicated to personal use, even if it's a cheap POS beater, so you can deduct 100% of the business car or phone.

3) Do personal errands while traveling for business. Your gas mileage is deductible when driving for business. So why not do your grocery shopping and other errands on the same trip? Then the gas is deductible at 50+ cents per mile, which, if you're driving a fuel efficient vehicle, is double your actual expense. So assuming 50% tax bracket between state, federal, and SE tax, if you're only spending half of the allowable IRS rate on fuel, then the tax break on the trip makes it completely free.

I'm considering buying other things while on business trips such as deodorant and toothpaste. I haven't looked into the rules deeply enough, but I imagine if I buy toothpaste while traveling for work, it may be a business expense. Suppose the airliner lost my luggage and I had to buy more... certainly in that case re-buying hygiene products is a business necessity for me to complete that travel. I wonder what the IRS guidelines are to decide what exactly qualifies.

What tips and tricks for maximizing business deductions have you found?

Discussion Deals
Request for address verification
Added on : Tuesday July 01st 2014 11:00:09 AM
g: 0 Posted By: jetsfan92588
Views: 107 Replies: 1 I just found this humorous, thought others might to, or maybe be able to provide some insight. I'm not complaining or anything, I'm just genuinely curious.

I opened up a sole prop account with a major bank yesterday in the branch. I have a credit card and a personal checking account with them. I've had a profile with them for probably 5 years.

Guy calls me back today saying that he needs additional verification of my address. Like a utility bill, or "something like a utility bill."

"Because it's a business account, we require this, if it was just a personal account, we wouldn't require it." (my address is the same on my personal accounts and on this account)

Okay, so they require it as a matter of procedure. Not this guy's fault. My question is, why would they require it. The way I see it, there are three possibilities regarding my address.

(1) I am the person I say I am and I gave them my actual address.
Verification serves no valid fraud prevention purpose here-no issues. Therefore, no reason to request it.

(2) I am not the person I say I am, but I gave them my actual address.
Pretty unlikely, I have other accounts with them. I would've had to commit ID theft a long time ago because my address has been on there for a while. I already have an account with them. If I wanted to deposit in the name of that person I could have done it already with my personal account. No reason to throw up red flags trying to open a new account.
Also, I deposited cash into the account. Why would I deposit cash into an account in someone else's name.

(3) I am the person I say I am, but I gave them someone else's address.
I cannot figure this out. I will not even analyze why someone would do that.

Now, I know they have the KYC requirements, but those would apply to personal AND business accounts. Not to mention the fact that they already know me as their customer, because I am their customer for 2 other products, one of which is already a deposit account.
Jifiti (iOS / Android app) / Amazon: Up to $15 off $60+ Amzn GC
Added on : Sunday June 29th 2014 01:00:03 PM
g: 1 Posted By: DeGlass
Views: 183 Replies: 0 Original promo is $5 off any purchase of at least $30.
Immediately afterwards, I got a second promo for $10-off any purchase off $30+.

i.e. $$45 for $60 total in Amazon GC.

Doesn't matter what item you pick.
Just pick any item from Amazon, then revise the purchase amount as needed. Set the purchase price to $30 for the $5-promo; set it to $30.01 for the $10-promo.

Don't forget to deselect the "add tax" checkbox.
The gift will be delivered via email as a GC, which you can then apply to your GC balance as u see fit.

Lifted from SD.

Instructions-Takes less than 5 minutes.
The following instructions assume you're purchasing a gift card for yourself.
1. Download the iOS or Play Storeapp.
2. Using the menu on the left hand side of the screen, select "Find a Store," and then select "Amazon."
3. Select any item [see note above; set the purchase amount to $30 or $30.01]
4. Tap "Gift It" and you'll be prompted to set-up an account. You can either use your email and a password, or you can register with Facebook. **I wouldn't suggest using a disposable email as this is not an instant delivery kind of deal.**
5. Once your account is set-up, you'll be brought back to the "Gift It" screen. Enter the email address or cell phone number that you'd like the e-gift card sent to.
6. Deselect the option to "Add $X.XX to cover tax if your friend redeems in store."
7. Verify that discount has been applied.
8. Enter CC or PayPal information.
9. Tap "Pay Now" and wait for e-gift card to be delivered.
Gifts Deals

Amazon Coupons
Free Kindle Book - The Amazing Animal Superbook
Added on : Friday June 27th 2014 06:00:17 AM
g: 0 Posted By: remick
Views: 119 Replies: 0 http://www.amazon.com/gp/product/B00BNZHSU6

Did you know that there is a snake that can see with its tail? Are you aware that there exists a large mammal that can jump distances of up to fifty feet? How about the virus that turns caterpillars into zombies? The Amazing Animal Superbook has all of this and much, much more. Filled to the brim with over 1,000 incredible and compelling animal facts as well as 350 beautiful full-color photographs and multiple bonus features, no book covers the wide range of the animal kingdom in a more entertaining and informative way.

Whether youre interested in lions, bears, birds, sharks, spiders, elephants, snakes, octopuses, bugs, dogs, or earthworms, it doesnt matter. The Amazing Animal Superbook has something for you.

This volume was written with young people in mind, but in such a comprehensive way that even experts will find themselves learning new and exciting things. If you're an adult who loves animals, you will adore it. If you buy it for a young person interested in science, it will likely be remembered as one of their favorite books from adolescence. Makes for an awesome coffee table book and conversation starter. The ultimate bathroom reader. Something for everyone!
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Should I take the money?
Added on : Tuesday June 24th 2014 09:00:09 AM
g: 0 Posted By: bvue
Views: 218 Replies: 5 2 weeks ago my 2 year old son, husband and I got rear ended while stopped on a red light. It was definitely the other driver's fault. I would say she must have been going 25-30 mph and was not paying attention. She had no insurance so the police got involved and her car was towed. (We live in Minnesota if that matters.)

Now, since the other driver has no insurance, we are responsible for paying the deductible to fix our vehicle and the damages assessed were about $1100. Our bumper and the exhaust got damaged in the accident. The other drivers grill actually fell off her car during the impact. The deductible is $250 and will be reimbursed to us. Our insurance company has offered us $500 for "pain and suffering" and to sign a release. My husband sustained some whiplash side effects and went to the ER a couple hours after the accident. The doctor prescribed him 600mg ibuprofen and told him to take it easy. I felt fine and did not feel much soreness, but I think that is due to the fact that my husband braced himself against the steering wheel. Our insurance company is paying for the medical expenses.

The other factors are that my husband does not have a job and is currently on unemployment. I work, but our income together barely covers the bills and groceries. My husband still complains of a sore neck and back and restless sleep. My son seems fine as he was strapped securely in his carseat. My husband was not able to actively look for work due to not having a car, such as attending employment workshops and inability to schedule interviews during the time that our car was in the shop.

I did not miss work because I couldn't afford to, but was inconvenienced by using my break time to send the car to the shop. My insurance did not cover for a rental. I have had to hitch a ride with a friend to work. I don't have enough money to pay for the $250 deductible and to wait for the money to be reimbursed at a later date which has not been determined, yet.

My question is, does $500 seem like a very low offer or should I pursue for more? I am tempted to take the $500 because I need the money to pay the deductible but I can try and borrow the money somewhere else if it's likely that I can get more. I am not trying to get rich but I don't feel that $500 is fair considering my husband's distress over being hurt and unable to proactively find a job. In this situation, what would be a good amount? How would I address this to the insurance company that I think we deserve more?

Thank you for your time.
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Death of Spouse, whats next?
Added on : Sunday June 22nd 2014 07:00:08 PM
g: 0 Posted By: whyhello
Views: 101 Replies: 1 Hello all-

A friend of mine has passed away, and now there have been a few questions arisen.
They were married. Man and woman. Man has passed away. Any insight information will be appreciated.
There is no will. There is no power of attorney.

Mortgage?
Under both names, husband death, widow does not work. (Contacting mortgage company to see if there was any insurance to cover the rest of the loan.)

Credit Cards? (Widow may be just an authorized user.)
Under both names, husband death. Widow liable?

Husband business?
Under husband only, husband death. Assets go to widow?

Medical Bills?
Under husband only, husband death. Widow liable?

Husbands assets - such as car, jewelry, etc?
All goes to widow?



What about for the kids of the dead spouse?

Are there any benefits in this matter?

Social Security benefits?

Kind Regards. Thanks
Discussion Deals
Free Kindle Book: Contest Guru's Guide To Winning Sweepstakes
Added on : Sunday June 22nd 2014 07:00:05 AM
g: 0 Posted By: remick
Views: 149 Replies: 0 http://www.amazon.com/dp/B00KQ3DTGI/

4.9 out of 5 stars (10 customer reviews)

Do you want to win trips, cars, big screen TVs, computers, money and more? Have you ever wondered why some people are so lucky and win over and over again? Have you ever wondered what their secret is?

There are hundreds of sweepstakes open for entry every day of the year, and thousands of prizes available for you to win. Sweepstakes are FREE to enter!

BIG prizes include cars, home renovations worth a $100,000+, round-the-world trips, and big cash prizes of $10,000 and more. Medium sized prizes include home theatre systems, computers, full camera systems, trips to Disney World, Europe and more. Small prizes range from books, T-shirts, and hats to ipads, iphones, watches, beauty bundles and more.

Have you ever walked by a draw box in a store and NOT entered? BIG mistake! these sweepstakes have some of the best odds going.

Some people only enter a sweepstake occasionally and win. Others make their living entering sweepstakes and win OFTEN! It doesnt matter where you are in this continuum, as long as you enter, you have a chance of winning. All it takes is a few minutes of your time and knowing how to increase your odds for winning.

Contest Gurus Guide to Winning Sweepstakes is all about WINNING.


You will find out about the legalities of sweepstakes; how to find legitimate sweepstakes with fabulous prizes; how NOT to get disqualified; how to leverage software to enter more contests, faster; and how to avoid scams. Youll also get resources to help you keep your hobby under control and dozens of links to the best sites for finding and entering sweepstakes.

Find out about the exciting world of sweepstakes and join thousands of happy winners who win BIG prizes all the time!

Winning Sweepstakes was first published in 1986 as Winning Ways. It was a best seller from day one. Over the years it has been revised numerous times. This is the first Kindle edition.
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g: 0 Posted By: ctgolfer
Views: 83 Replies: 0 Model
Brand
Polk Audio
Model
Atrium 4

Spec
Type
Indoor/Outdoor Speakers
Sold As
Pair
Driver Units
Mid/Woofer: 1 - 4.5" Diameter, Dynamic Balance Mineral Filled Polymer Cone with rubber surround

Tweeter: 1 - 0.75" Diameter, Anodized Aluminum Dome Tweeter with Neodymium motor structure
Power Rating
10-80 w/channel
Frequency Response
75Hz-25kHz
Nominal Impedance
8 ohms
Sensitivity
89 dB
Connectors
Gold-plated 5-way Binding Posts

Features
Color
Black

Spec
Dimensions & Weight
8.63" x 5.69" x 6.69" / 3.60 lbs.
Cabinet
Sealed

Features
Features
Durable, mineral-filled polypropylene cabinet design, with molded-in bracing, sounds like a real speaker (not "an outdoor speaker"), and survives years of seasonal changes, for truly great sound, no matter what the weather.

Exclusive Dynamic Balance and Klippel Optimization technologies ensure the perfect material performance, eliminating driver and tweeter "artifacts" for more realistic sound reproduction at high and low volume levels.

Aluminum grilles and bracket, with stainless steel and brass hardware: No rust. Ever

Manufacturer Warranty
Parts
1 year limited
Labor
1 year limited

www.newegg.com/Product/Product.aspx?Item=N82E16882290182
g: 0 Posted By: bpvh
Views: 124 Replies: 0 Office Depot / OfficeMax rebate software for the week of 06/22/2014 (2 McAfee titles)


McAfee AntiVirus Plus For 1 PC
$6.99 After $8 Instant & $25 Mail-In Savings Visa Prepaid Card
In Store Price $31.99
OD 194-078 \ OM 2416-3138


McAfee AntiVirus Plus For 3 PCs
$7.99 After $12 Instant & $40 Mail-In Savings Visa Prepaid Card
In Store Price $47.99
OD 101-297 \ OM 2416-3129


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
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iTunes codes 20% off at paypal - 24 hours only
Added on : Thursday June 19th 2014 10:00:02 AM
g: 0 Posted By: graymatterzzz
Views: 211 Replies: 0 Linky

Got an email from paypal about 20% off itunes codes using paypal.

YMMV since you have to have a paypal account.

Valid on $100, $50, or $25 increments only.
Gifts Deals

iTunes Coupons
banking opperations
Added on : Thursday June 19th 2014 02:00:07 AM
g: 0 Posted By: tink3975
Views: 64 Replies: 2 I recently read quite a few responses to(what banks fingerprint you and which ones don't) . I heard some of the funniest responses, not just one. First off banks are only allowed to ask for you state i'd. If they ask for your social or your fingerprint and you decide not to give out that information then that is your right as an American citizen to keep your debtor number, as it should be called. You use your as card to keep up with your debt. Today if you owe money to the bank you are put on check systems. Which turns over every 5 years. Not you credit. The only way they can garnish your wages, throw you in jail or apply it to your credit is through the courts. They have to sue you and prove without a doubt you owe this money. They never think you will show up so they never bring the correct documents. Ask for one page if they can't produce it case dismissed. Now the reason I HAD to say something is because Americans recieve the wrong information through different sources such as these message boards. Spend more time at a library studying the constitution and all amendment. If a bank turns you down for not giving them your social you can sue them. Nothing besides credit cards go through you social. Banks use your I'd to list you on check systems. NOW the funny thing I heard many people say which horrifies me as an American citizen that there are so many uneducated Americans. More than once and I quote the only people whose fingerprints show anything is if they have been scanned before for either for getting in trouble or having a business license or some sort of document you put your print on. Ok first and funniest everyone has been fingerprinted....when you are born. And since so many are so undereducated let me guide you to investigate more about what your rights are. You can even deny fingerprinting in jail. The process may take a but longer but that up to you. Most just listen and do what they are told. The only thing you are even required to give the police is what they ask for first off. Licence and registration. Now back to the bank not letting you open some kind of account without giving your social. You syes because they defiled your right to withhold your private information. That is against the constitution. Bank don't have time for court usually well maybe...bend over backward- REALLY? At least they're honest. All a bank does is take your money, keep up with your amount that you are letting them hold on to for a price usually. And most of our money is tied up in the stock market. You are investing in that bank and if it fails to properly use their customers money they go bankrupt and get out quick. Now for a normal person you say my money is right there they are not using it for profit..... A bank is a business just like any other. They must pay their employees which some make triple digits btw and we pay them to not mess up. Now there are I m not going to say good but decent banks with great interest rates as long as they don't go under or get our ol famous bailouts. Check how many banks got OUR money to decide how to fix the problems. A lot of banks still couldn't make it or where not close enough to the government to get the bailouta or become an elite group of bankers who work the treasury dept. If I m not mistaken please forgive me for my ignorance but I believe there are 5 treasury dept employees that not only got the biggest bailout, enough for personal 20000 $ bonuses inside the company but then they manage all our debt cause we don't have money, but they sure do. Extensive paychecks, personal vehicles, gascards, you name it. State government are finally getting recognized for all OUR money. I know I m going on and on. Last info before I go the government has you on record wether you have done anything wrong or good. They hear your calls, they check your email..... In the name of safety and security.lol yea if they need to find you they will. It may take 20 years or even after you are pronounced dead.....Jesus were dumb. Or just be Snowden and go tell the people we owe millions of trillions of $ to that we are illegally spying on them and asked for protection. Some say he is a traitor I personally think he is doing right by himself. He knew he saw stuff and dipped. Cause here we kill people that are problems or disagree with our misguided used of what our founding fathers stood for, or the homeless sick and old veterans starving on food stamps if at all, we give little pricks all the power. Everyday all day. Why would one person matter. Why do we not stock together like Egypt? Why do we constantly allow the few to speak geberish and fight over the most trivial things....I could fix all our problems: no job? To many people. I m not racist in anyway but how does it make any sense that we don't have enough work for American born citizens why would we continue to accept new visas. If you became a citizen correctly and not hopped over the border and pop a kid out. Sound harsh? You pay for them. They get grants for a house, a car and a tax free business for 5 years then switch it to another family members name to avoid taxes. I have an Indian friend who explained what he has been soon for years. Then instead of pumping the $ into our amazing country that they had to come to they send it home. Now I do believe black people (yes I m white) and black people came from all over under the assumption they too would work and be taken care of only to be enslaved and kept here against their will. And they don't get approved for grants half as much as they should and usually its nowhere near what they deserve or what they need. The majority fight in the streets for not even a quarter of old Richey rich who is older than sort most the time. Or even the American Indians. No foreigner should be allowed to take our hard earned cash to make a living. I don't mean to sound heartless but if your country is that bad, then God places you there for a reason. I think some.not all of 3rd world countries are better off. We eat things that we created- we have horrible FDA standards- our income gaps are atroshish. Who ever thought a man that plays a game would make millions and our teachers,police officers, and emergency personal make barely over min. Wage. Let the visas run out and shot since we give then grants anyways help the get on their feet at home until population control and the economy gets back to Clinton days. Oh who cares he got his young sec to go down on him, if his wife obviously didn't care. He made us money, I could leave out one day and have five jobs. Now we live on too of one another either so rich the the united states were suing him for monopolizing the internet, which how do you monopolize on something you created..anyway- or we have the I'm middle class who look rich but have nothing because their pride and greed.or you have the almost what 75% of our population is starving and then they buy the most cheap groceries which are full of hormones and God knows what else. I know I said I would stop and I am but last last thing I would recommend finding out more about you social security card all together. Find out what all the numbers and letters mean. It will shock you
Discussion Deals
Horny Toad Dresspass Dress $38.73 rei FS on $50+
Added on : Wednesday June 18th 2014 06:00:07 AM
g: 0 Posted By: tedhawkins
Views: 151 Replies: 0 Horny Toad Dresspass Dress $38.73 REI FS on $50+

http://www.rei.com/outlet/deal-of-the-day

You can pair it with leggings and boots or keep it simple with sandals. No matter how you wear it, the Horny Toad Dresspass Dress offers an all-access pass to stye and comfort.

Organic cotton is soft, lightweight and naturally breathable
Princess seams add feminine shape; hand pockets and hood are lined with extra-soft fabric for a luxurious touch
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Free Kindle Book - Human Thought Modeling: Blueprint for a Human Mind
Added on : Wednesday June 18th 2014 05:00:10 AM
g: 0 Posted By: remick
Views: 71 Replies: 0 http://www.amazon.com/gp/product/B00L094ZRE

New Edition 2.

This book is a collection of original, independent and ground-breaking pure research performed by the author in the field of artificial intelligence. The work spans three decades and is the result of considerable reflection on the subject matter.

This research led the author to create a brain model. This brain model is a theoretical model that simulates brain function. The model starts from first principles and builds these to form advanced concepts that can be used to create powerful mechanisms. The work encompasses learning contexts, expert contexts, fuzzy sets, spirals, double helix structures, sequencing, pairs, concurrence, interfaces, transformation and normalization. How do all of these combine to form intelligent machines? You will need to read the book.

What are the similarities with DNA? Is the higher level organizing principle of a thought meme the double helix? Are these the blueprints for a real working artificial human brain? Please read the book to find out. Specific examples are included.

The author has worked extensively in software engineering and currently architects and engineers mission critical virtual machine systems in the US.
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g: 7 Posted By: remick
Views: 458 Replies: 2 http://www.amazon.com/gp/product/B00BI8K6SE

Memorable Quotes is a collection of the absolute best inspiring and motivational quotes that have had a massive and empowering impact on millions of peoples lives around the world. The quotes have been collected from a wide variety of sources magazines, books, newspapers, movies, and the internet anywhere we found a thought acutely and beautifully expressed.
The quotes give you the extra push you need to achieve all the success life has to offer. They will inspire you to change your perspective on life and think in a new and exciting way, so that each adversity becomes a test of your mind and spirit. This book is a must-have for all who are looking for the motivation to improve the quality of their lives.
Read what the greatest people in the history have to say and enjoy it!



also:

The Positive Thinking Secret
http://www.amazon.com/Positive-Thinking-Secret-Aaron-Kennard-ebo...

8 Reasons Your Life Matters
http://www.amazon.com/8-Reasons-Your-Life-Matters-ebook/dp/B00CR...

A Motivational Masterclass: Life Changing Quotes
http://www.amazon.com/Motivational-Masterclass-Life-Changing-Quo...

Interviews with the Masters: A Companion to Robert Greene's Mastery (was $12.99)
http://www.amazon.com/Interviews-Masters-Companion-Greenes-Maste...

Daily Inspiration: Transform Your Mind, Body & Spirit
http://www.amazon.com/Daily-Inspiration-Transform-Your-Spirit-eb...

Happiness: How To Win The War In A Mental Minefield
http://www.amazon.com/gp/product/B00IHS44HC/
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g: 0 Posted By: remick
Views: 45 Replies: 0 http://www.amazon.com/gp/product/B00L18UY1A

Feng Shui is the ancient Chinese art of designing your surroundings to influence your health, success and happiness. This is just as important in the garden as it is in the home or office. If you want your garden to provide what you want whether it is space for mediation or a place to entertain friends Feng Shui will help achieve it.

Garden Feng Shui examines the following aspects of this fascinating subject:
-The principles of Feng Shui
- Feng Shui remedies in the garden
-The shape and layout of the garden
-Functional and decorative garden buildings
-Water features
-Seats and ornaments
-Plants to fit in with the Feng Shui of your garden

Create harmony and happiness in your garden with this simple, clear guide.

Feng shui is the ancient Chinese art of designing your surroundings to influence your health, success and happiness. It is a way of being in control of your own life; taking action to change the things you are not satisfied with, and capitalizing on the aspects of your life which you like.

Today, many people have learnt to practice Feng Shui in their homes by rearranging their living space and furniture, redecorating, changing the use of certain rooms and so on. But Feng Shui is every bit as important in the garden as it is indoors. It is no good having a perfect house if your garden is an overgrown mess. If you want every aspect of your life to benefit from good Feng Shui, you must use Feng Shui in every part of your property.

Improve Your Life and Your Garden

Not only will good Feng Shui in the garden bring you benefits in your life in general, it will also have the more specific - but also important - advantage of improving your garden as a place to spend your time. The principles of good Feng Shui are a good set of principles for garden design, too. A good Feng Shui garden is also an attractive and pleasant garden for whatever purpose you want: for meditating, for entertaining friends, for your children to play safely, or simply for relaxing.

The principle behind Feng Shui is that positive cosmic energy, or ch'i, needs to flow smoothly and freely through its surroundings in order to create harmony. This book explains how to improve the flow of ch'i in your own garden. We will look at all the features which go to make up a garden, and consider how each can be used or adapted to maximize good Feng Shui. These features will include:

- the shape of the garden
- entrances and boundaries
- light and shade
- flower beds, lawns, paths and patios
- garden buildings
- water features
- seats and arbours
- statues and ornaments
- plants in the garden.


You will see from this list that although plants are, of course, important in the garden, there are all sorts of other features which matter too. It is perfectly possible to have a garden with virtually no plants in it - especially if you have only a small space - and this does not mean that it cannot have good Feng Shui. The flow of ch'i is certainly affected by plants, but it is just as strongly influenced by paths or buildings, open spaces or brightly colored ornaments.
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Chex Systems Blacklisting Gets New York's Attention
Added on : Tuesday June 17th 2014 01:00:05 AM
g: 0 Posted By: NEDeals
Views: 51 Replies: 0 Will Chex Systems be reigned in? The New York Times has an interesting article. Some excerpts:

"On Monday, New Yorks attorney general will become the first government authority to take aim at how banks use the databases, according to people briefed on the matter, who spoke on the condition of anonymity. The attorney generals office is expected to announce that Capital One has agreed to fundamentally change the way it uses the largest database, ChexSystems, barring only customers who land in the database for fraud."

"The deal stems from a broader investigation by the attorney general, Eric Schneiderman, into how the nations largest banks use the databases.As part of that inquiry, he requested more information from six banks, including Bank of America, Capital One and JPMorgan, sending letters that expressed concern that banks might be improperly denying or otherwise restricting banking access to New York consumers, according to copies reviewed by The New York Times."

"Other regulators are starting to examine the role these databases play in restricting access to the banking system. The Consumer Financial Protection Bureau is also monitoring banks use of specialty consumer reporting agencies, a spokeswoman, Moira Vahey, said."

"But the New York attorney generals investigation showed that even people who had overdrawn their account, or bounced a single check, were routinely excluded, according to people briefed on the matter. When Capital One began examining its own use of the databases after being contacted by the attorney general, it realized that the disqualifications were too broad, the people said."

Article: dealbook.nytimes.com/2014/06/15/bank-account-screening-tool-is-scrutinized-as-excessive/
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g: -3 Posted By: ctgolfer
Views: 562 Replies: 1 Solid metal housing - Precision-machined single-billet metal housing prevents vibrations and unwelcome sound from tainting your listening experience.
Grid-iron tough - Whether you keep urBeats pristine or throw them in and out of your bag, you dont have to worry about them breaking or fraying anytime soon.
Built-in mic for calls - Switch easily between songs and incoming calls. No need to take off your headphones or talk into the phone like a walkie-talkie.
Tangle-free cables - Doesnt matter how carefully you wind them up, cords and pockets just dont mix. Thats why weve redesigned our cables to make sure theyre ultra-flexible and tangle-free.
3.5mm jack
Color: Black or White
Cable length: 47
Weight: 0.6 ounces
Brand: HTC
Model: URBEATS
Condition: New
Warranty: 90 Day
Packaging: Polybag

http://1sale.com/electronics/audio-gaming/urbeats-inear-headphon...
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g: 0 Posted By: remick
Views: 77 Replies: 0 http://www.amazon.com/dp/B007RP547K/

4.7 out of 5 stars (56 customer reviews)

Using the correct aperture is vital if you want to put "SHAZAAM!" into your photography!

Sure, it controls the amount of light getting into the camera and is a key to proper exposure, but it is soooo much more! In fact, if you are creative at all, aperture will be your closest friend.

That is, it will be your friend IF you know all the creative options that the right aperture settings bring to the table - and how to manipulate them to get your creative vision out of your mind and into the camera.

For some reason, understanding aperture is one of the most difficult of photo concepts for many amateurs to "get." With this easy to read and easy to understand guide, you are literally minutes away from understanding aperture as well as or better than most professionals.

In a matter of hours your mastery of apertures will not only show in your photos...but people WILL notice!

Here is a bit of what is in this On Target Photo Training volume...

Introduction - Here we do a quick review of Volume 3 - Mastering Shutter Speed. Understanding shutter speed and aperture settings is truly the only difference between your photos and the best professionals!

The Aperture - In this and the next few chapters we break down apertures into easy to digest and understand pieces. You will NEVER be confused again!

Movement Or Static - Here we start getting into the creative options that are available to us and how to manipulate the aperture settings to get them...

The Sweet Spot - Most lenses have a sweet spot when it comes to the aperture settings...learn how to get great photos without spending tens of thousands of dollars on expensive lenses.

And more...And more...And more...

Sorry, but once you learn the creative magic in your aperture - all your friends are going to be bugging you to teach THEM how to get photos like YOURS!
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g: 0 Posted By: ctgolfer
Views: 94 Replies: 0 Solid metal housing - Precision-machined single-billet metal housing prevents vibrations and unwelcome sound from tainting your listening experience.
Grid-iron tough - Whether you keep urBeats pristine or throw them in and out of your bag, you dont have to worry about them breaking or fraying anytime soon.
Built-in mic for calls - Switch easily between songs and incoming calls. No need to take off your headphones or talk into the phone like a walkie-talkie.
Tangle-free cables - Doesnt matter how carefully you wind them up, cords and pockets just dont mix. Thats why weve redesigned our cables to make sure theyre ultra-flexible and tangle-free.
3.5mm jack
Color: Black or White
Cable length: 47
Weight: 0.6 ounces
Brand: HTC
Model: URBEATS
Condition: New
Warranty: 90 Day
Packaging: Polybag

http://1sale.com/electronics/audio-gaming/urbeats-inear-headphon...
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g: 0 Posted By: DaysFan
Views: 210 Replies: 0 Microsoft Surface RT 32GB with Black Touch Keyboard Cover
http://www.frys.com/product/7678867?site=sr:SEARCH:MAIN_RSLT_PG


Frys.com #7678867
Manufacturer: Microsoft
UPC #885370449075
Model #9HR-00001


Sleek. Slim. Ultra-thin and light, Surface RT is the on-the-go tablet. With 8 hours of battery life, it lasts the whole day. Or the whole flight.
Touch Cover The cover you can type on. Touch Cover clicks in to Surface in an instant, and offers a sleek, spill-resistant exterior for working - no matter where you find yourself. When folded back, Touch Cover automatically disables keystrokes for a full touchscreen experience; when closed, it turns off your display. The Black Touch Cover is included in this bundle.
Play. More. Surface RT is the ultimate entertainment tablet. With Xbox Music and Video, games, email, and web surfing, you'll never run out of ways to play. Check out apps like Cut the Rope, eBay, and Shazam in the Windows Store. From shopping to dining, from working to gaming, find the best apps to help you get the most from Surface. Be sure to check back often for new apps.


Detailed Description Take a Product TourLearn more about WindowsVisit the Showcase
(Manufacturer # 9HR-00001 )
Specification:

OS Windows RT; Microsoft Office Home and Student 2013 RT Preview (Word, PowerPoint, Excel, and OneNote). Works exclusively with apps available in the Windows Store. Exterior 10.81 x 6.77 x 0.37in
1.5lbs
VaporMg casing
Dark Titanium color
Volume and Power buttons Storage 32GB
*System software uses significant storage space. Available storage is subject to change based on system software updates and apps usage. 1 GB = 1 billion bytes. See Surface.com/storage for more details. Display 10.6" ClearType HD Display
1366x768 pixels
16:9 (widescreen)
5-point multi-touch CPU Quad-core NVIDIA Tegra 3
2GB RAM Wireless Wi-Fi (802.11a/b/g/n)
Bluetooth 4.0 technology Battery 31.5 W-h Cameras and A/V Two 720p HD LifeCams, front- and rear-facing
Two microphones,
Stereo speakers Ports Full-size USB 2.0
microSDXC card slot
Headset jack
HD video out port
Cover port Sensors Ambient light sensor
Accelerometer
Gyroscope
Compass Power Supply 24W power supply Warranty 1-year limited hardware warranty Apps (included) Microsoft Office Home and Student 2013 RT1 (Word, PowerPoint, Excel, OneNote); Windows Mail and Messaging; SkyDrive; Internet Explorer 10; Bing; Xbox Music, Video, and Games.

Frys Deals
g: 1 Posted By: Deals4mykids
Views: 52 Replies: 1 Save $7.50

http://www.target.com/p/gran-torino-special-edition-2-discs-blu-...

A racist Korean War veteran living in a crime-ridden Detroit neighborhood is forced to confront his own lingering prejudice when a troubled Hmong teen from his neighborhood attempts to steal his prized Gran Torino. Decades after the Korean War has ended, ageing veteran Walt Kowalski (Clint Eastwood) is still haunted by the horrors he witnessed on the battlefield. The two objects that matter most to {%Kowalski} in life are the classic Gran Torino that represents his happier days working in a Ford assembly plant, and the M-1 rifle that saved his life countless times during combat. When Kowalski's teenage neighbor (Bee Vang) attempts to steal his Gran Torino as part of a gang initiation rite, the old man manages to catch the aspiring thief at the business end of his well-maintained semi-automatic rifle. Later, due to the pride of the Asian group, the boy is forced to return to Kowalski's house and perform an act of penance.
Oakley Flak Jacket XLJ Sunglasses $79.99 w/FS @ 6PM
Added on : Friday June 13th 2014 09:00:06 PM
g: 0 Posted By: ctgolfer
Views: 157 Replies: 0 Don't compromise your vision when the going gets tough! Enhance your surroundings with the Oakley Flak Jacket XLJ.
Durability and all-day comfort of lightweight, stress-resistant O Matter frame material.
Interchangeable lenses to optimize performance in any environment.
Lenses feature High Definition Optics for optimum clarity.
Optimized peripheral vision and side protection of 8.75 base lens curvature.
Comfort and performance of Three-Point Fit that holds lenses in precise optical alignment.
Metal icon accents.
UV protection of Plutonite lens that filters out 100% of UVA, UVB, UVC, and harmful blue light up to 400nm.
Adapt to variable light conditions with Transitions SOLFX photochromic lenses.
Glare reduction and tuned light transmission of Iridium lens coating.
Impact resistance that meets all ANSI Z87.1 standards for high-mass and high-velocity impact.
Optical precision and performance that meets all ANSI Z87.1 standards.

www.6pm.com/oakley-flak-jacket-xlj-infrared-w-black-iridium?zlfi...
Sunglasses Deals

6PM Coupons
False tracking from Groupon, class action lawsuit?
Added on : Friday June 13th 2014 01:00:06 PM
g: 0 Posted By: deeder
Views: 132 Replies: 9 Ordered an item from Groupon and I received a tracking number which is not an acceptable tracking number. I received two letters in place of where the number codes should go which identifies the ups method of shipment. I brought this up to Groupon in an email and am awaiting their reply.

I looked on the internet and apparently this has happened to others as well so I believe it was no accident and am wondering if anyone here has also experienced this and would like to be part of a class action lawsuit so we can recover assets from Groupon in a civil matter and pursue criminal charges for manipulation of tracking numbers and giving purchasers false information intentionally in violation of the fair credit act and other laws.

Waiting to see what will happen in 48 hours but if answer is not acceptable or manipulation has occurred I will issue immediate chargeback and pursue this matter in the courts on behalf of a larger class.

As as a tech firm there is no reason they should not have UPS checksum checking to make sure these events don't happen.

This smells of fraud all over it unfortunately.
Discussion Deals
Selling my car - not much info out there?
Added on : Thursday June 12th 2014 01:00:08 PM
g: 0 Posted By: bytem3
Views: 21 Replies: 0 As I mentioned in my recent AOR thread, I will be moving out of country soon. I was strongly considering exporting my vehicle (SUV), but the cost of that would be not insignificant ($1500+ just for transportation + another couple hundred for the import process + significant % of purchase price in the form of sales tax). To complicate matters further, there is a recall the manufacturer issued 6-7 months ago without any remedy (according to the dealership, they have not yet started manufacturing the replacement part and there is no ETA for that). While I would be able to drive in the other country with my US plates and license for some time, I would not be able to formally import it until the recall issue was remedied (having all recalls remedied is one requirement of the destination country). So, I am now thinking that I would be better served by selling my vehicle stateside, before I leave in the next several weeks.

While there are many posts about buying cars on FW, I could not find any threads addressing selling and getting the most out of selling you car. This was my first car and will be my first car sale. All I know so far is to make sure the payment is legitimate (i.e. do the transaction at a bank location). I have also been told that Craigslist is probably the best venue for selling.

KBB value is just over$6,300. I realize that no one pays KBB value for a car, but I also have two complete sets of virtually new tires (IIRC, I paid around $1500 total for both sets) that I will be including in the sale. So, I'm considering a $6500 sale price.

What advice do you veterans have? (pricing, venue to sell, what to expect, how to evaluate buyers, technical issues to be careful of with potential buyers, things to watch out for, etc)
Question Deals
Business dispute help
Added on : Tuesday June 10th 2014 11:00:07 AM
g: 1 Posted By: money2011
Views: 224 Replies: 6 I own a small business where I buy and sell textbooks. I sell primarily to other companies who are in the business of selling used textbooks to students or renting them out. I just received an e-mail today from a company I've been selling to for a year stating that they are refusing to pay for already delivered books until I provide them with proof of purchase.

1. I can't provide that since I buy from students on college campuses or through craigslist.
2. Even if I could, I would not since that would be divulging sensitive information and could just allow them to bypass me and by directly from my source.

They currently owe about 6.5k. Their terms and conditions on their website state that all legal matters must be held in their jurisdiction which I do not live in. Their T and C however, states nothing about possibly requiring proof of purchase.

What should I do?
Personal Finance Deals
Need Small Claims Court advice
Added on : Tuesday June 10th 2014 08:00:33 AM
g: 0 Posted By: a1963
Views: 170 Replies: 6 Summary:
Found a Deck builder on Craigslist
Paid $800 advance as he needed to get supplies
No work done/ lot of excuses/ canceled the work/ no money back/ been few months now

I know I messed up in paying money in advance. I am regular finance forum user/very careful about such matters, (created new alt-id) and I am not sure how I had a lapse in judgement that day.

All I have is a handwritten agreement to do the work and the advance paid.It has a company name & Rural Texas county address.

Found recent reviews online with others having similar experiences with him.

Need advice on next steps. Worth pursuing in small claims court? Thanks for reading.

Personal Finance Deals
15% off (Today Only) Hot Deals at LivingSocial + 10% Cash Back
Added on : Tuesday June 10th 2014 06:00:02 AM
g: 0 Posted By: FatWallette
Views: 26 Replies: 0
If it is one of those days that you wish you could just find something to do, LivingSocial is the place for you with all of the local deals around you. You don’t have to stay local though. LivingSocial offers travel packages for your escapes, fills you in on sports events, and even music and theater events no matter where you are.Extra 15% Off Sitewide!6/10 only! use coupon FatWallet15$20 maximum discount $25 for $50 to Spend on Custom Photo Gifts from Staples Copy & Print exp. 6/12/14 10% Off Escapes Dealsuse coupon VACAY10 max. savings $100 exp. 6/12/14 $50 for $100 to Spend on Unique Gadgets from Quirky.com exp. 6/12/14 Offers from LivingSocial
10.0% Cash Back Available! Use of coupons without FatWallet's Cash Back designation can void Cash Back. Cash Back not available on Takeout & Delivery deals, LivingSocial Plus subscriptions, Charity & Promotion Deals, LivingSocial Rewards Visa Card sign-ups, deals that specify they are not eligible, or deals that are sold through a 3rd party website (ie: you leave LivingSocial to complete purchase).10% Cash Back Sale Ends 6/10/14Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email 
Services Deals

LivingSocial Coupons
g: 0 Posted By: ctgolfer
Views: 80 Replies: 0 Product Description
The PlayStation 4 system opens the door to an incredible journey through immersive new gaming worlds and a deeply connected gaming community. Step into living, breathing worlds where you are hero of your epic journey. Explore gritty urban environments, vast galactic landscapes, and fantastic historical settings brought to life on an epic scale, without limits. With an astounding launch lineup and over 180 games in development the PS4 system offers more top-tier blockbusters and inventive indie hits than any other next-gen console. The PS4 system is developer inspired, gamer focused. The PS4 system learns how you play and intuitively curates the content you use most often. Fire it up, and your PS4 system points the way to new, amazing experiences you can jump into alone or with friends. Create your own legend using a sophisticated, intuitive network built for gamers. Broadcast your gameplay live and direct to the world, complete with your commentary. Or immortalize your most epic moments and share at the press of a button. Access the best in music, movies, sports and television. PS4 system doesn t require a membership fee to access your digital entertainment subscriptions. You get the full spectrum of entertainment that matters to you on the PS4 system. PlayStation 4: The Best Place to Play The PlayStation 4 system provides dynamic, connected gaming, powerful graphics and speed, intelligent personalization, deeply integrated social capabilities, and innovative second-screen features. Combining unparalleled content, immersive gaming experiences, all of your favorite digital entertainment apps, and PlayStation exclusives, the PS4 system focuses on the gamers.Gamer Focused, Developer InspiredThe PS4 system focuses on the gamer, ensuring that the very best games and the most immersive experiences are possible on the platform.
Read more about the PS4 on eBay guides.

www.ebay.com/itm/Sony-PlayStation-4-Latest-Model-500-GB-Jet-Blac...
PS4 Consoles Deals

eBay Coupons
Oakley Blender Sunglasses $64.99 w/FS @ Oakley
Added on : Monday June 09th 2014 02:00:04 AM
g: 1 Posted By: ctgolfer
Views: 186 Replies: 1 Lens:

Optimized peripheral vision and side protection of 8.75 base lens curvature
UV protection of Plutonite lens material that filters out 100% of UVA / UVB / UVC & harmful blue light up to 400nm
Meets optical and impact requirements based on ANSI Z80.3
Available with Oakley Authentic Prescription Lenses
Frame:

Constructed of ultra-lightweight hi-modulus C-5 frame material with stress resistant O Matter earstems.
Wrapped, raked frame geometry with 8.75 base lens curvature for better peripheral coverage
Comfort and performance of Three-Point Fit that holds lenses in precise optical alignment
Unobtanium earsocks inserts for added comfort
Adjustable nose pads ensure a snug, secure fit
Metal icon accents

http://oakleyvault.com/product/oakley-blender/OO4059-15
Sunglasses Deals
Oakley Holbrook Sunglasses $59.99 w/FS @ Oakley
Added on : Monday June 09th 2014 02:00:03 AM
g: 0 Posted By: ctgolfer
Views: 139 Replies: 0 Lens:

Optimized peripheral vision and side protection of 6 base lens curvature
Optical precision and impact resistance meet or exceed Z87.1 optical and basic impact standards
UV protection of Plutonite lens material that filters out 100% of UVA/ UVB/ UVC & harmful blue light up to 400nm
Glare reduction and tuned light transmission of Iridium lens coating (optional)
Available with Oakley Authentic Prescription Lenses (+2.00 to -4.00 combined power)
Frame:

Durability and all-day comfort of lightweight, stress-resistant O Matter frame material
Comfort and performance of Three-Point Fit that holds lenses in precise optical alignment
Metal bolt accents in front frame
Metal icon accents

http://oakleyvault.com/product/holbrook/OO9102-29
Sunglasses Deals
g: 0 Posted By: bpvh
Views: 109 Replies: 0 Office Depot / OfficeMax rebate software for the week of 06/08/2014 (3 McAfee titles)


McAfee Internet Security for 3 PCs
$7.99 After $12 Instant & $50 Mail-In Savings Visa Prepaid Card
In Store Price $57.99
OD 101-324 \ OM 2416-3101


McAfee Total Protection
$7.99 After $12 Instant & $40 Mail-In Savings Visa Prepaid Card
Save $52
In Store Price $47.99
OD 106-292 \ OM 2416-3085


McAfee Total Protection For 3 PCs
$12.99 After $15 Instant & $52 Mail-In Savings Visa Prepaid Card
Save $67
In Store Price $64.99
OD 106-319 \ OM 2416-3094


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

OfficeMax Coupons
ON SALE: Isharya - Green Agate Gypsy Earrings
Added on : Saturday June 07th 2014 09:00:05 AM
Isharya»s classic boho shape Gypsy earring is a great wardrobe staple. We love the soft hue of green agate as a great neutral to pair with your wardrobe no matter the season.
g: 0 Posted By: ctgolfer
Views: 157 Replies: 0 Product Information
Whether you want to capture detailed and vivid stills or high-quality HD videos, the Canon EOS 6D DSLR camera is the perfect pick. Incorporating an 11-point autofocus system, this black Canon 20.2 MP camera enables you to take pictures in sharp focus, no matter what the lighting conditions. Furthermore, the DIGIC 5+ image processor in the Canon EOS 6D camera is a powerful one, ensuring the images are noise-free. Featuring a pentaprism viewfinder with 97 percent coverage, this black Canon 20.2 MP camera lets you easily compose your shots. Whats more, you can playback and preview your captured memories on the bright 3-inch LCD screen of this DSLR camera. All in all, this feature-rich and compact Canon 20.2 MP camera is ideal for shutterbugs on-the-go.


www.ebay.com/itm/Canon-EOS-Rebel-T5-Digital-SLR-18MP-Camera-with...

$30 price drop since last posted
Cameras Deals

eBay Coupons
g: 0 Posted By: ctgolfer
Views: 151 Replies: 0 A resilient build allows this garden hose to withstand hot water temperatures up to 160F while remaining flexible and easy to use all the way down to -25F, so you can use this hose in the garden, driveway, to flush the water heater, or drain a pool for winter. No matter how you need to move your water, this tough garden hose will help. And forget about corroded couplers that you need a pair of pliers to get on and off, the nickel plating on each of the hose-ends ensure easy use for years to come. A solid piece of equipment you can count on, get that water moving with Craftsman.
Garden hose features a new concave hexagonal shape
Durable rubber matrix stands up to abrasion
Reinforced radial tire cord provides 500 psi burst strength
Crush-proof brass coupler

www.sears.com/shc/s/p_10153_12605_07169602000P
Home & Garden Deals

Sears Coupons
g: 0 Posted By: DizzyT71
Views: 185 Replies: 0 Rakuten has the JayBird BlueBuds X Sport Bluetooth Headphoneson sale for $133.99 - $30.00 coupon code "MASTERPASS30" =$103.99 with MasterPass Checkout and free shipping.

Compare at Best Buy for $139.99.

Available in: Storm White or Midnight Black
Breakthrough exclusive technology doubles JayBird BlueBud X playtime to a solid 8 hours, offering a full week of workouts, or a full day of listening.
SignalPlus for skip-free music outdoors. Use your music device left/right side, above/below waist, doesn't matter with SignalPlus.
Shift Premium Bluetooth Audio. By writing our own version of Bluetooth SBC codec we have rewritten the rules about how Bluetooth should sound. Shift delivers clear precise audio similar to wired audio performance
PureSound In-ear white noise and listener fatigue reduction. Eliminates the white noise and delivers a clean audio experience offering hours of pure enjoyment.
Lifetime Warranty Against Sweat


3.8/5 Stars based on 1,361 customer reviews on product page.
Headphones & Speakers Deals

Rakuten.com Shopping Coupons
Illegal usage of washing machine in rent comtrol area
Added on : Thursday June 05th 2014 10:00:05 PM
g: 0 Posted By: junkmailncrap
Views: 61 Replies: 3 Its my lucky month. I only have a couple of properties and I happen to have multiplecomplicated issues.

I recently purchased a four unit apartment in a rent control area of los Angeles. When I took over the property I realized that one of the tenants bought a washer and dryer unit hoping I didn't know that the original contract states that there is no cloths washing. He tapped a gas line and connected the washer to the kitchen sink.
I just served him a three day notice to get rid of the washer and dryer . He told me that I will have to pay for his storage if I want it out of the house.
I will most likely be forced to take him to court.The lawyers who handle rent control cases I have discuss this matter with have told me that this is not enough for the judge to evict the tenant. In addition, there are a bunch of lawyers who are waiting to jump at the chance to represent these poor renters by billing the tax payers $350 per hour. It will cost me a minimum of $10,000 to pursue this and it may not guarantee an eviction.
I'm going to see if they have complied or not tomorrow any advice on how handle this tricky tenant?



Real Estate Deals
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 Product Features:
Designed to provide cool all-day comfort
Tagless to provide you with a comfortable, no-itch neckline
Preshrunk for perfect fit wash after wash
Sturdy double-needle stitching throughout
Wicks away moisture to keep you comfortable no matter what the day brings
Stretches slightly to accommodate movement
Collar lays flat for a sharp, refined appearance
Generous length for a stay-tucked hem
Made with 100% premium cotton
Can be worn as an undershirt or T-shirt
Coordinates with just about anything in your wardrobe
Includes 4 Gray shirts and 4 White shirts
Available in four sizes: Small, Medium, Large and Extra-Large

What You Get:
8 x Hanes 100% Cotton ComfortSoft Tagless Undershirts (Choice of Small, Medium, Large and X-Large)
Includes: 4 Gray Shirts and 4 White Shirts


www.dailysteals.com/#deals/25560
Brownell's 75 cent shipping on $75 orders
Added on : Wednesday June 04th 2014 07:00:11 AM
g: 0 Posted By: zettler
Views: 221 Replies: 0 Wish it was on ALL there items no matter the cost but it will save someone the cost of shiping (usually more than $10) on items they want.

Use code FB6

Good till 6/6/14.
Guns & Ammo Deals
10% off Escape Deals at LivingSocial + 6% Cash Back
Added on : Monday June 02nd 2014 07:00:03 PM
g: 0 Posted By: FatWallette
Views: 94 Replies: 0
If it is one of those days that you wish you could just find something to do, LivingSocial is the place for you with all of the local deals around you. You don’t have to stay local though. LivingSocial offers travel packages for your escapes, fills you in on sports events, and even music and theater events no matter where you are.10% Off Escapes Deals with Code [COUPON=60385]VACAY10[/COUPON] use coupon VACAY10exp. 6/6/14 $25 for $50 to Spend Online at The Sharper Image exp. 6/12/14 20-page Custom Cover Photo Book from Snapfish - $12 exp. 6/12/14 $50 for $100 to Spend on Unique Gadgets from Quirky.com exp. 6/12/14 Offers from LivingSocial
6.0% Cash Back Available! Use of coupons without FatWallet's Cash Back designation can void Cash Back. Cash Back not available on Takeout & Delivery deals, LivingSocial Plus subscriptions, Charity & Promotion Deals, LivingSocial Rewards Visa Card sign-ups, deals that specify they are not eligible, or deals that are sold through a 3rd party website (ie: you leave LivingSocial to complete purchase).Cash Back Sale Ends 6/12/14Receive the Hot Deals and Offers Added Each Day by Email!
Subscribe to the FatWallet Daily Email 
Services Deals

LivingSocial Coupons
g: 2 Posted By: ctgolfer
Views: 154 Replies: 0 Canon EOS 7D Digital SLR Camera Overview

With a host of brand new features designed to enhance every facet of the photographic process, from still images to video, the new EOS 7D represents a whole new class of camera.

Made to be the tool of choice for serious photographers and semi-professionals, the EOS 7D features an all-new 18.0 Megapixel APS-C size CMOS sensor and Dual DIGIC 4 Image Processors, capturing tremendous images at up to ISO 12800 and speeds of up to 8 fps. The EOS 7D has a new all cross-type 19-point AF system with improved AI Servo II AF subject tracking and user-selectable AF area selection modes for sharp focus no matter the situation. The EOS 7D's Intelligent Viewfinder, an entirely newly-designed technology, provides approximately 100% coverage and displays user-selected AF modes as well as a spot metering circle and on demand grid lines. New iFCL Metering with 63-zone dual-layer metering system uses both focus and color information to provide accurate exposure even in difficult lighting. The EOS 7D also captures Full HD video at 30p (29.97 fps), 24p (23.976 fps) and 25p with an array of manual controls, including manual exposure during movie shooting and ISO speed selection. The EOS 7D features a magnesium alloy body that is dust- and weather-resistant and shutter durability of up to 150,000 cycles. Compatible with over 60 EF and EF-S lenses as well as with EOS System accessories, the creative opportunities - not just with stills but also with video - are beyond amazement.

www.ebay.com/itm/351083259953
SLR & dSLR Deals

eBay Coupons
$149 Craftsman 263 PC Mechanics Tool Set sears.com
Added on : Sunday June 01st 2014 04:00:02 AM
g: 0 Posted By: DaysFan
Views: 158 Replies: 0 Craftsman 263 PC Mechanics Tool Sethttp://www.sears.com(23 Reviews) | Sold by Sears Seller Rating:(based on 0 ratings) Item# 00940263000 Model# 40263 This product is available through a Sears distributor.To purchase this product please visit our International Distributors pageReg Price: $299.99Savings: $150.00$149.99Hot Buy
Item# 00940263000 Model# 40263 263-Pc Mechanics Tool Set Provides a Staggering, Stunning VarietyThe Craftsman 263-pc mechanics tool set is the only tool set that you need to complete any and every mechanical job. The tool set has the variety that all mechanics dream of having, and it is also intended to help individuals work faster and more efficiently. The set features metric, standard, inch and deep well sockets made for three ratchet sizes. No matter what the job is, you have the tools that you need. As changing sockets can significantly slow down a job, these ratchets boast a release mechanism that releases sockets more quickly than normal.The 263-pc mechanics set features ratcheting wrenches, sockets, hex keys, extensions and so much more, all in one fantastic set that is reasonably priced. The range of sizes and tools in this kit gives you the freedom that you need to work in large spaces as well as small, restrictive places. With durable steel construction and a lifetime warranty, you can sleep better at night knowing that you'll never have to worry about having great mechanics tools again.

Complete your tool collection once and for all with the Craftsman 263-pc mechanics tool set
Includes 150 sockets in 0.25", 0.38" and 0.5"; spark plug socket; 10 inch ignition wrenches; magnetic holder; 30 screwdriver bit set; 12 nut driver bits; 40 hex keys; 3 quick release ratchets in 0.25", 0.38" and 0.5"; 4 extension bars, and 12 ratcheting wrenches
Metric, standard inch and deep well sockets fit three ratchets
Ideal flexibility with multiple sizes to work in both small, tight spaces and large areas
Alloyed steel construction for guaranteed durability
Includes a general lifetime warranty

Tools Deals

Sears Coupons
What is FWF anyway?
Added on : Sunday June 01st 2014 02:00:06 AM
g: 0 Posted By: ultrahuntr
Views: 55 Replies: 2 I ask this question because lately when one posts on here and it's not what certain posters think should be there they slam the poster with wrong forum, not enough for me to do, this is just bragging, and an assortment of other junk. I think FWF is about ANY way to make money or to save money, It might not be your cup of tea but when one posts this doesnt belong here thats adding nothing at all. I want to hear everything people are doing no matter what it is. If ones making money eating earth worms I really do not want to do it, but if they are making lots of cash, then where's my damn shovel at. There are so many ways out there to profit, save and invest that all need to be addressed. Now bring on the red, alert the moderators, please add your awesome financial wisdom about crown vics HandB, it never happened ..
Sold AA points and got this
Added on : Wednesday May 28th 2014 08:00:16 AM
g: 0 Posted By: DesiVibe
Views: 411 Replies: 21 I had sold 55K AA points in Marchand got this email from AA this morning. Has anyone else gotten the same? I got lots of points in my account and am worried about adverse action! Should I reply back or should I just forget about the account

.~~My name is XXXXXX, and I am an analyst with American Airlines. One of my responsibilities is investigating possible instances of fraud, misrepresentation, and violations of the General AAdvantage Program Conditions. Today, Im writing you about your AAdvantage account # XXXXXXXX

We have reason to believe that the transactions listed below violate one or more of the AAdvantage program conditions. This includes, but is not limited to, prohibition of purchase, sale, or barter of mileage credit and or award tickets. As a result, American Airlines has suspended your AAdvantage membership privileges and use of AA.com in conjunction with your account and may terminate your account as a result of our findings. We are in the process of completing the investigation into this matter, and I would like to hear the events as they occurred from your perspective. Please respond to this message by May 30, 2014, with complete and accurate information regarding the activities listed below
:XXXXXXXXXXXXXXXXX

Required Information:
Passenger name
Origin and destination cities on the travel itinerary
Purchaser name (individual, company and/or website), including:
Copy of any advertisements to which you responded offering to purchase/broker the use of your AAdvantage miles
Purchaser contact information, such as:
Mailing address
Email address
Telephone number
Website profile name
Your statement fully disclosing the details surrounding the sale/barter transaction referenced above
Copy of all communication between yourself and the purchaser
Documentation that you received payment

To protect and retain the integrity of the AAdvantage program, it is vital that firm action be taken as a result of any violation of the AAdvantage Program Conditions, whether intentional or not. Failure to respond completely and accurately by May 30, 2014, will result in the termination of your AAdvantage membership and all its benefits, including all remaining AAdvantage miles in your account and any award tickets issued from it.Please, understand that our overall motivation is to preserve the benefits of the AAdvantage program, rather than to take punitive action against individuals. To that end, its not unusual for us to release the AAdvantage account suspension once we receive all the detail we request and reconcile it with the results of our investigation. We hope to hear from you soon.Regards,
Discussion Deals
Free MagicalPad HD for iPad / iOS
Added on : Wednesday May 28th 2014 04:00:06 AM
g: 2 Posted By: remick
Views: 578 Replies: 3 https://itunes.apple.com/us/app/id463731782?mt=8

***** FREE TO CELEBRATE THE MAC VERSION RELEASE FOR A LIMITED TIME. GET THE MAC VERSION FROM THE APP STORE TODAY. - Why use 5 different apps when you can have all your info * on the same app on the same page *. Welcome to the most versatile note taking productivity app - Visually manage your notes, ideas, mind maps, outlines, checklist and tasks for school, personal and business needs. If you were looking for a serious OneNote for iPad and Mac your search is over.

- AWARDS ------------------------
PC Magazine - "25 Best Small Business Apps"
CNet - "Intuitive no matter your pursuit"
148apps.com - "Essential iPad app"

1. FULL-FEATURED NOTE-TAKING & AUTHORING
Freeform notes - Place textboxes, outlines mind maps, photos, and drawings anywhere on the page. Brainstorm for an essay, write class or meeting notes, or make lists. Merge and split outlines and easily drag/drop ideas anywhere. Double-tap to create textboxes anywhere then drag them to outlines and mindmaps to structure and prioritize your ideas.
Organize your pages and notebooks, export your content to a variety of formats and share with your friends.

2. ADVANCED MIND-MAPPING
Advanced mindmapping tools that allow you more freedom in brainstorming and creative note taking. Place unlimited mind-maps and outlines anywhere on the same page and convert freely from mindmap to outline and vice versa, or have a hybrid mindmap of topics and outlines on the same map.

3. POWERFUL OUTLINING
Powerful outlining capabilities that allow you to structure your ideas and move them around the page. You can merge and split outlines, lists, mindmap branches, attach images, drawings, files and more. You can easily drag/drop to prioritize and vote for your best idea. Format background, border and fonts for better visualization of your content.

4. VISUAL TASK MANAGEMENT
Visual task manager is a powerful task management engine that sits within outlines and mind maps enabling you to visually manage your tasks like a dashboard. You can quickly add icons, tags, set due dates, reminders, priority and add attachments to topics, tasks and notes.

5. DEDICATED TASK-VIEW
Yes, just like your favorite task management app. You can track your tasks in a very focused manner. Focus on a specific date, context, tag, notebook or page. Freely edit and manage tasks and switch between page view to task view at any time.

THIS IS WHERE MAGIC COMES FROM...
While these functions are powerful on their own, the real magic comes from having them all connected in front of you on the same app on the same page.
Free Apps Deals
Free MagicalPad HD for iPad / iOS (1st time free)
Added on : Wednesday May 28th 2014 01:00:04 AM
g: 0 Posted By: remick
Views: 101 Replies: 2 https://itunes.apple.com/us/app/id463731782?mt=8

***** FREE TO CELEBRATE THE MAC VERSION RELEASE FOR A LIMITED TIME. GET THE MAC VERSION FROM THE APP STORE TODAY. - Why use 5 different apps when you can have all your info * on the same app on the same page *. Welcome to the most versatile note taking productivity app - Visually manage your notes, ideas, mind maps, outlines, checklist and tasks for school, personal and business needs. If you were looking for a serious OneNote for iPad and Mac your search is over.

- AWARDS ------------------------
PC Magazine - "25 Best Small Business Apps"
CNet - "Intuitive no matter your pursuit"
148apps.com - "Essential iPad app"

1. FULL-FEATURED NOTE-TAKING & AUTHORING
Freeform notes - Place textboxes, outlines mind maps, photos, and drawings anywhere on the page. Brainstorm for an essay, write class or meeting notes, or make lists. Merge and split outlines and easily drag/drop ideas anywhere. Double-tap to create textboxes anywhere then drag them to outlines and mindmaps to structure and prioritize your ideas.
Organize your pages and notebooks, export your content to a variety of formats and share with your friends.

2. ADVANCED MIND-MAPPING
Advanced mindmapping tools that allow you more freedom in brainstorming and creative note taking. Place unlimited mind-maps and outlines anywhere on the same page and convert freely from mindmap to outline and vice versa, or have a hybrid mindmap of topics and outlines on the same map.

3. POWERFUL OUTLINING
Powerful outlining capabilities that allow you to structure your ideas and move them around the page. You can merge and split outlines, lists, mindmap branches, attach images, drawings, files and more. You can easily drag/drop to prioritize and vote for your best idea. Format background, border and fonts for better visualization of your content.

4. VISUAL TASK MANAGEMENT
Visual task manager is a powerful task management engine that sits within outlines and mind maps enabling you to visually manage your tasks like a dashboard. You can quickly add icons, tags, set due dates, reminders, priority and add attachments to topics, tasks and notes.

5. DEDICATED TASK-VIEW
Yes, just like your favorite task management app. You can track your tasks in a very focused manner. Focus on a specific date, context, tag, notebook or page. Freely edit and manage tasks and switch between page view to task view at any time.

THIS IS WHERE MAGIC COMES FROM...
While these functions are powerful on their own, the real magic comes from having them all connected in front of you on the same app on the same page.
Free Apps Deals
g: 1 Posted By: jskins
Views: 358 Replies: 0 Oakley Crankcase Men's Sunglasses (polished black/warm grey)- $49.99 with Free Shipping at 6PM.

Lightweight, stress-resistant O Matter frame
Three-Point Fit holds lenses in precise optical alignment
High Definition Optics for clarity, visual fidelity and impact resistance
Polaric ellipsoid lens geometry
Plutonite lens material that filters out 100% of UVA, UVB, and UVC rays along with harmful blue light up to 400nm


The polarized versionis $69.99 with free shipping.

Sunglasses Deals

6PM Coupons
g: 0 Posted By: JeffRodM
Views: 464 Replies: 3 This is $5 lower from 1Sale deal that was posted two weeks ago!
It's only for the black one though because the white one is out of stock.

LINK: http://1sale.com/electronics/audio-gaming/urbeats-inear-headphon...

Deal would end today.
With Free Shipping

Solid metal housing - Precision-machined single-billet metal housing prevents vibrations and unwelcome sound from tainting your listening experience.
Grid-iron tough - Whether you keep urBeats pristine or throw them in and out of your bag, you dont have to worry about them breaking or fraying anytime soon.
Built-in mic for calls - Switch easily between songs and incoming calls. No need to take off your headphones or talk into the phone like a walkie-talkie.
Tangle-free cables - Doesnt matter how carefully you wind them up, cords and pockets just dont mix. Thats why weve redesigned our cables to make sure theyre ultra-flexible and tangle-free.
3.5mm jack
Color: Choice of Black or White finish
Cable length: 47
Weight: 0.6 ounces
Brand: HTC
Model: URBEATS
Condition: New
Warranty: 90 Day
Packaging: Polybag



Headphones & Speakers Deals

1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 108 Replies: 0 Solid metal housing - Precision-machined single-billet metal housing prevents vibrations and unwelcome sound from tainting your listening experience.
Grid-iron tough - Whether you keep urBeats pristine or throw them in and out of your bag, you dont have to worry about them breaking or fraying anytime soon.
Built-in mic for calls - Switch easily between songs and incoming calls. No need to take off your headphones or talk into the phone like a walkie-talkie.
Tangle-free cables - Doesnt matter how carefully you wind them up, cords and pockets just dont mix. Thats why weve redesigned our cables to make sure theyre ultra-flexible and tangle-free.
3.5mm jack
Color: Choice of Black or White finish
Cable length: 47
Weight: 0.6 ounces

http://1sale.com/electronics/audio-gaming/urbeats-inear-headphon...
Beats by Dr. Dre Deals

1Sale.com Coupons
Football Manager 2014 [Online Game Code] $12.49
Added on : Monday May 26th 2014 10:00:03 AM
g: 0 Posted By: GreenTrash
Views: 14 Replies: 0 LINK

Play it whenever, wherever, however
Inclusion of cloud-save technology which means that managers can now pursue a single career from any computer, anywhere in the world. FM14 also includes integration with Steam Workshop making it easy for managers to create and share customised FM content such as photo/logo packs, new and custom competitions and tailor-made challenges using the new Challenge Editor.

Improved Match Engine
The 3D Match Engine has seen extensive improvements, including enhanced AI, improved lighting and player animation, individual player character and kit models, more realistic player reaction to on-field incidents and a range of optimisations which combine to make this the best looking and fastest FM Match Engine yet.

Tactical overhaul
There has been a complete redesign of how tactics are created, selected and implemented with player roles and team strategies becoming even more prominent, definable roles for players for multiple positions, new player roles and instructions and improvements to rival managers' AI so that theyll adapt their tactics more readily over time.

More realistic transfers and contracts
FM 2014 features a revamped transfer module where opposing clubs and managers adopt a more realistic approach when making or responding to transfer offers. In addition, a number of new real world transfer clauses have been added, such as the facility to loan a player back to the club hes just been bought from and the option to offer a combination of cash and loan players, as well as new contract clauses such as a sub bench appearance fee. On top of this, the old turn-based system of transfer negotiations can now be done two ways, the tried and tested system and a new live system, similar to that used in FMs contract negotiations.

More sophisticated board interaction
Contract negotiations are more realistic in FM 2014, as managers and boards can now make demands and lay down their respective visions for the club in both initial job interviews and contract renewal discussions. Managers can also attempt to renegotiate transfer and wage budgets as a reward for staying loyal if theyve been offered a job by another club, with the outcome helping aid their decision on whether to move or not.

Improved interaction with players, staff and media
There is now better interaction between players, managers, their rivals and the media; for example, members of the coaching staff now offer feedback on how reserve and youth team players are performing. Managers can also ask key players to have a word with unhappy squad members, while the introduction of an end-of-season meeting allows the manager to let the squad know how they have performed and set targets for the coming season.

News system
The news system has been overhauled so managers can now deal with many club matters directly from their inbox. In addition, news is now colour-coded, based on category, and contains more detail for example, scout reports now appear as a single news item with a top-line report on all players scouted and the facility to shortlist or make an offer for each of these players.

Enhanced user interface
Major changes have been made to FM 2014s user interface. Key areas have been redesigned including the training overview page, the transfer centre and the news homepage while widespread changes have been made across the games user interface. The language employed throughout the game has also enjoyed a major overhaul and now corresponds more closely to the language of real world football.

Football Manager Classic evolved
Managers can now choose more than three playable nations in Classic mode for a more immersive experience. In addition, FMs fast play mode now includes Transfer Deadline Day, a Match Plan wizard and new unlockables.


PC Minimum System Requirements:

OS: Windows XP, Vista, 7, 8
Processor: Intel Pentium 4, Intel Core AMD, Athlon. Windows XP: 1.6GHz+, Windows
Vista/7/8: 2.2GHz+
Memory: 1 GB RAM
Graphics: NVidia GeForce FX 5900 Ultra, ATI Radeon 9800, Intel GMA X3100: 128MB VRAM
DirectX: Version 9.0c
Network: Broadband Internet connection
Hard Drive: 3 GB available space

Video Games Deals

Amazon Coupons
Free City Maps 2Go Pro iOS
Added on : Sunday May 25th 2014 08:00:10 AM
g: 0 Posted By: remick
Views: 102 Replies: 0 https://itunes.apple.com/app/id327783342?mt=8

FREE only today! (SAVE $2.99/1.99) Your reliable and easy-to-use global travel companion. Detailed offline maps, in-depth travel content, popular places, and insider tips. Plan and have the perfect trip!

Free today with App of the Day
Download the app ""App of the Day"" and discover every day a paid app that becomes free for 24 hours!

Why 10million+ travelers love CityMaps2Go:


PRO UNLIMITED VERSION
This Pro version gives you life-long, unlimited access to maps and travel content covering all available destinations worldwide. Alternatively, a free version, which is limited to five destinations of your choice, is available on the App Store as well.


WORLDWIDE COVERAGE
Thousands of destinations available worldwide, covering virtually the entire globe. Should you need a destination thats missing, we'll create it for you immediately upon request. Just email us at support@ulmon.com.

DETAILED MAPS
Never get lost. See your location on the map, even without an internet connection. Find streets, addresses and POIs and get pointed in the walking direction of places you want to see.

IN-DEPTH TRAVEL CONTENT
Have all the information in your pocket. For each destination, access comprehensive and up-to-date information covering thousands of places, attractions, and points of interest. Aggregated, packaged and formatted from the best data sources on the web for easy use on your smartphone and tablet.

SEARCH AND DISCOVER
Find the best restaurants, shops, attractions, hotels, bars, etc. Search by name, browse by category or discover nearby places using your devices GPS even without an internet connection.

GET TIPS AND RECOMMENDATIONS
Find tips and recommendations from locals and fellow travelers. Browse for the most popular attractions, restaurants, shops, etc.

SHARE YOUR FAVORITE PLACES
Create your own reviews and ratings of your favorite places. Share tips and recommendations with friends and other travelers.

PLAN TRIPS AND CUSTOMIZE MAPS
Create lists of places you want to visit. Pin existing places, like your hotel, to the map. Add your own pins to the map. Add notes to places. Find and book hotels from within CityMaps2Go.

BACKUP AND SYNC
Transfer your personal pins, notes, etc., between devices or sync them to the cloud.

OFFLINE ACCESS
Maps and guide content are stored on your device so they can be accessed at any time even without an internet connection. That way CityMaps2Go is fast and reliable no matter if you have a Wi-Fi-only device or want to save data or roaming costs while abroad.
Totally Free Deals
vertical charcoal smoker, reg $68 from Lowes BM now $48+ tax
Added on : Friday May 23rd 2014 02:00:03 PM
g: 4 Posted By: kabal57
Views: 1432 Replies: 2 For any of you in the market for a budget smoker, Lowes has the master forge vertical charcoal smoker for $68 normally.
It is on sale for $58, and is eligible for the $10 off $50 coupon, Code# 47000RRRRR0663R
bringing the smoker down to $48 plus tax.
I paid $51 for mine when it was all said and done. The smoker is a knockoff of a weber smokey mountain, which retails for $299-$399 depending on the model.

Out of the box it is serviceable, but with about $20 in mods, and with a good external thermometer you will have a seriously good smoker for less than 1/3 of the price of a wsm.
No matter what smoker you buy, you'd need a good external thermo anyway, none of the stock ones on any of the smokers (cheap or expensive) are any good.

Link to smoker
link to mods
link to reviews

happy smoking!
Home & Garden Deals

Lowe's Coupons
g: 0 Posted By: ctgolfer
Views: 241 Replies: 0 Smart Enabled
Get access to a world of instant entertainment with this product. Just connect to the Internet and stream movies, listen to music, and access a wide variety of other content.
31-1/2" screen (measured diagonally from corner to corner)
A good size for a small living room, bedroom or dorm room.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
60Hz refresh rate
Images refresh 60 times per second for basic performance during fast-motion scenes.
Clear Motion Rate 120
Enjoy high-speed action with good motion clarity.
Smart TV means a huge world of entertainment
Stream movies, videos, music and more with Samsung Apps.*
The Internet is now on your TV
Download and install apps, check your social networks and enjoy your photos, videos and music with Smart Hub. Surf your favorite Web sites with the included Web browser.*
Built-in Wi-Fi
Connect to your wireless home network.
Smart TV Signature Services
Share your most precious family moments with Family Story, stay in shape with Fitness, and combine entertainment and education with Kids Story.
Get the best picture possible, no matter the lighting
Eco Sensor technology automatically senses the light levels in a room and adjusts screen brightness for the best image possible.
Bold hues with enhanced colors
Wide Color Enhancer Plus improves the color quality of older films and non-HD content.
Discover new content based on your preferences
Get personalized recommendations for movies, TV shows and more with S-Recommendation.
Wirelessly access and stream content
AllShare Play lets you stream movies, music and photos from any compatible device, like a PC.**
Share photos, videos and mobile content on the big screen
ConnectShare Movie makes it easy to watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two full-range 10W speakers and SRS TheaterSound HD provide a simulated surround sound experience.
Advanced stereo audio
DTS Premium Audio creates a richer audio experience using the TV's built-in speakers. DTS 2.0 outputs high-definition stereo audio.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, smartphones and tablets.
Auto volume leveler
Prevents sudden increases in sound, especially for TV commercials and movie soundtracks.
3 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with component and composite (shared) inputs, 2 USB ports and an Ethernet port. Also includes 1 optical digital audio output.

www.bestbuy.com/site/samsung-32-class-31-1-2-diag--led-1080p-60h...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: ctgolfer
Views: 157 Replies: 0 Smart Enabled
Get access to a world of instant entertainment with this product. Just connect to the Internet and stream movies, listen to music, and access a wide variety of other content.
31-1/2" screen (measured diagonally from corner to corner)
A good size for a small living room, bedroom or dorm room.
LED displays are at their best in well-lit rooms
They also perform well in darker rooms, and deliver plasma-like deep blacks and rich colors.
1080p resolution for stunning HD images
Watch Blu-ray movies and 1080p HD content at their highest level of detail.
60Hz refresh rate
Images refresh 60 times per second for basic performance during fast-motion scenes.
Clear Motion Rate 120
Enjoy high-speed action with good motion clarity.
Smart TV means a huge world of entertainment
Stream movies, videos, music and more with Samsung Apps.*
The Internet is now on your TV
Download and install apps, check your social networks and enjoy your photos, videos and music with Smart Hub. Surf your favorite Web sites with the included Web browser.*
Built-in Wi-Fi
Connect to your wireless home network.
Smart TV Signature Services
Share your most precious family moments with Family Story, stay in shape with Fitness, and combine entertainment and education with Kids Story.
Get the best picture possible, no matter the lighting
Eco Sensor technology automatically senses the light levels in a room and adjusts screen brightness for the best image possible.
Bold hues with enhanced colors
Wide Color Enhancer Plus improves the color quality of older films and non-HD content.
Discover new content based on your preferences
Get personalized recommendations for movies, TV shows and more with S-Recommendation.
Wirelessly access and stream content
AllShare Play lets you stream movies, music and photos from any compatible device, like a PC.**
Share photos, videos and mobile content on the big screen
ConnectShare Movie makes it easy to watch videos, play music and view photos from a USB connection without needing to use a PC or special equipment. USB cable not included.
Advanced TV sound
Two full-range 10W speakers and SRS TheaterSound HD provide a simulated surround sound experience.
Advanced stereo audio
DTS Premium Audio creates a richer audio experience using the TV's built-in speakers. DTS 2.0 outputs high-definition stereo audio.
Dolby Digital Plus and Dolby Pulse
Optimizes the sound for TV from sources like Internet movies and music, connected PCs, smartphones and tablets.
Auto volume leveler
Prevents sudden increases in sound, especially for TV commercials and movie soundtracks.
3 HDMI inputs for the best home theater connection
High-speed HDMI delivers a full 1080p picture and digital surround sound in one convenient cable. HDMI cable not included.
Additional connections
Provides flexibility with component and composite (shared) inputs, 2 USB ports and an Ethernet port. Also includes 1 optical digital audio output.

www.bestbuy.com/site/samsung-32-class-31-1-2-diag--led-1080p-60h...
LED TV Deals

Best Buy Coupons
g: 0 Posted By: bpvh
Views: 147 Replies: 0 Office Depot / OfficeMax rebate software for the week of 05/25/2014



McAfee AntiVirus Plus For 1 PC
$6.99 After $8 Instant & $25 Mail-In Savings Visa Prepaid Card
Available at Office Depot and OfficeMax
OD 194-078 \ OM 2416-3138


McAfee AntiVirus Plus For 3 PCs
$9.99 After $10 Instant & $40 Mail-In Savings Visa Prepaid Card
Available at Office Depot and OfficeMax
OD 101-297 \ OM 2416-3129



====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

OfficeMax Coupons
Poor job by hardwood installer
Added on : Thursday May 22nd 2014 05:00:07 PM
g: 0 Posted By: saavyfw
Views: 214 Replies: 3 I hired this company to laminate hardwood my entire third floor condo. I went today to check it out and in one area they did a terrible job. The floor sinks in and moves when pressed (concrete underneath). Called the owner to complain he said the floor may be uneven and if you want it fixed he would charge to level it and redo it. Seems absurd to charge extra for his screw up. Told him if the job is not up to my expectations I won't pay him. I'm in VA if that matters. Co-worker referred this company to me.

Anyone have experience with this or knows how to proceed with a company who performs poor craftsmanship? Any suggestions would be appreciated.


Question Deals
Potentially idea - sell condo to friend
Added on : Thursday May 22nd 2014 09:00:08 AM
g: 0 Posted By: jplee3
Views: 18 Replies: 1 Hey guys,

I've seen a couple threads on this before but just wanted to get some advice for my situation. Of course, there's always the cardinal rule of not dealing with friends/family when it comes down to matters of money, so that's still in the back of my mind.

Here's the situation:my wife and I currently live in a place co-owned by my parents and I (it's paid off and it's equity). We started recently looking for a new place with the intention of renting out the current place if we were to find something. We have a sizable amount of money for at least a 20% down-payment for the range in which we're looking.

In another discussion, one of our friends (not super close but not just a common Facebook friend LOL) recently started looking for a home to purchase. I'm assuming they're looking in the same area as a preference but I don't really know what their criteria is. All I know is that he knows we've been looking for a place and asked if we'd ever be renting our place out (I think with the intention that he might suggest or offer renting from us). Again, I don't know for sure his criteria but that's their situation.
We're also in the same circle of friends and I'm pretty certain we have the same Realtor (who is also a real estate lawyer). At least, she was the Realtor who helped my parents and I with the current place I'm in now.

My dadrecently suggested that, instead of renting the place, that we sell it and do a 1031-exchange into another property. The fact that we have an additional down-payment would help a lot too so we could afford a bigger place and not have to get killed by the mortgage (we're in Southern California). It just occurred to me that one option might be to sell direct to my friend (thereby avoiding Realtor fees). At this point, I haven't mentioned *anything* to anyone except for my dad.
At this point, I think I'd want to throw the offer out there to my friend but amhaving second thoughts because it seems like it could get awkward, especially with the fact that our Realtor may be the same person. I'm just trying to plan ahead and see whose toes I might be stepping on, if any. And if there's a wise way to approach this situation and bring it up to my friend.

Any thoughts?

Personal Finance Deals
vertical charcoal smoker, reg $68 from Lowes, now $48+ tax
Added on : Thursday May 22nd 2014 09:00:02 AM
g: 0 Posted By: kabal57
Views: 0 Replies: 0 For any of you in the market for a budget smoker, Lowes has the master forge vertical charcoal smoker for $68 normally.
It is on sale for $58, and is eligible for the $10 off $50 coupon, bringing the smoker down to $48 plus tax.
I paid $51 for mine when it was all said and done. The smoker is a knockoff of a weber smokey mountain, which retails for $299-$399 depending on the model.

Out of the box it is serviceable, but with about $20 in mods, and with a good external thermometer you will have a seriously good smoker for less than 1/3 of the price of a wsm.
No matter what smoker you buy, you'd need a good external thermo anyway, none of the stock ones on any of the smokers (cheap or expensive) are any good.

Link to smoker
link to mods
link to reviews
Energy Future Holdings Corp., et al.
Added on : Thursday May 22nd 2014 07:00:09 AM
g: 0 Posted By: linrick
Views: 54 Replies: 0 My dad received a notice of Energy Future Holdings Corp., et al., chapter 11 bankruptcy along with a proof of claim form. He doesn't understand and I surely don't understand what to make of it either. However, I believe it has something to do with TXU who was my dad's previous energy company. Anyone can shed a light on this matter would be greatly appreciated.

info here and here
General Economics Deals
g: 0 Posted By: remick
Views: 130 Replies: 0 http://www.amazon.com/gp/product/B00HVS5DT2

I tried everything. Changing shoes, changing nutrition, changing my running form and changing my training plan. I even prayed to the running gods! It didn't matter. Every time I'd bolt out the door for a run something new would hurt. I was a broken down, frustrated runner. The most common pain was in my calves and I used to joke that you could flip a coin for which one was going to hurt that day. Because of this, I wasn't getting fitter and my times certainly weren't getting faster (in fact, they were getting slower). Running wasn't fun.

Even though it seems like only yesterday, that was five years ago. At the time, the more things I changed, the more it felt like I was wasting my time. But slowly my running started to improve. My body felt better...and healthier. I got fitter...and I got faster. I'm an experimenter at heart - I love tinkering with different things and trying to figure out not only what works...but what works the BEST. In this case, I was after the secret sauce of running.

And I believe I've found it.

In this book you'll receive not only the 50 Best Tips EVER for Running Fitter, Faster and Forever, you'll also receive:

- Instructional videos on running drills, flexibility and running-specific strength training
- Training pace calculator
- 6 audio downloads for mental toughness
- 8 training programs ranging from 5k to marathon
- 5 bonus videos on barefoot running, overuse injuries and how building a better butt will lead to a better life

And MUCH MORE!

If you're just starting out and you think this book isn't for you because you're "not a runner," it is! It will get you started on the right foot and help you get the most out of your running...whatever that means to YOU.
Totally Free Deals
g: 0 Posted By: remick
Views: 34 Replies: 0 http://www.amazon.com/gp/product/B006K1MXUI

While we may admire the spacious rooms in large homes we see in magazines or on TV, let's face it: most of us don't live in rambling estates. Instead, we live in homes, apartments, or condos with small rooms and even smaller closets. But you can enjoy an organized, beauty-filled life no matter what the size of your space. In this practical book, readers will learn how to

-perform a room-by-room audit of their space to see if it's functioning at its best
-make the most of existing storage space and find clever ways to add more
-find creative ways to arrange furnishings and accessories that maximize space and bring harmony and style to the home

Whether empty nesters who are downsizing, newlyweds who are setting up their first nest, or anyone who needs creative new ideas, readers will love these strategies, tips, and solutions to maximize their space and enhance their quality of life.
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g: 0 Posted By: ctgolfer
Views: 94 Replies: 0 The mydlink-enabled Wireless N Network Camera (DCS-930L) comes with everything you need to quickly add a surveillance camera to your home or small office network. It works right out of the box. Simply connect the cables, plug in the camera, run the short installation wizard and setup is complete. To view what the camera is seeing, simply log on to mydlink.com, choose your device, and start viewing - there is no need to configure your router to open up ports or remember hard-to memorize Internet addresses.Benefits Of mydlinkmydlink products are created for people who long to embrace a world connected through the Internet, but are afraid they lack the technical expertise to do so. mydlink products remove the learning curve that is typically associated with today's high-tech devices because they are truly plug-and-play with zero or extremely easy configuration. mydlink provides you easy and straightforward access to your digital life all from the intuitive, convenient website (www.mydlink.com). mydlink makes it easy to get the most from your digital lifestyle without the learning curve.Convenient Access, Anywhere, Anytime As a mydlink-enabled device, you can access the DCS-930L anytime, anywhere you have Internet access. Get peace of mind by keeping an eye on your kids, pets, home or office from almost anywhere by simply logging on to the mydlink website and selecting your camera. Since the DCS-930L comes with a built-in microphone, you can see and hear for yourself that everything is well at home.Easy Setup with Zero ConfigurationConnecting your D-Link camera to any router is easy -- make it even easier with your D-Link Cloud Router. With the push of a button or simple plug of an ethernet cable, Zero Configuration gives you automatic configuration and intelligent syncing of your D-Link camera -- it's as easy as connect and view!Stay Connected to What Matters MostThroughout your busy week, stay connected to everything that you love 24/7. View your home and keep an eye on your kids, your pets and your valued possessions from anywhere over the Internet and enjoy the peace of mind that comes from knowing everything is safe and secure. Whether you're out for an evening, at the office or away on vacation, mydlink-enabled cameras let you keep a close, constant eye on all that's important to you.Anywhere Access: mydlink Makes it EasyTo make home monitoring a truly simple experience, D-Link created mydlink.com so you can access your live camera feed from any Internet-connected computer or mobile device1, anytime. All mydlink-enabled cameras can be viewed and managed on your personal mydlink portal so you can enjoy the freedom of remote monitoring on your terms.Anywhere Access: Home Monitoring Goes MobileWith the mydlink app for iPhone and Android, you can quickly and easily view your camera feed from anywhere with Wi-Fi, 3G or 4G connection. No more guessing what's going on at your house while you're away.

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g: 0 Posted By: ctgolfer
Views: 156 Replies: 0 Product Information
With a host of features designed to enhance every facet of the photographic process, from still images to video, the EOS 7D represents a whole new class of camera. Made to be the tool of choice for serious photographers and semi-professionals, the EOS 7D features an 18.0 megapixels APS-C size CMOS sensor and dual DIGIC 4 image processors, capturing tremendous images at up to ISO 12800 and speeds of up to 8 fps. The EOS 7D has a cross-type 19-point AF system with improved AI Servo AF subject tracking and user-selectable AF area selection modes for sharp focus no matter the situation. The EOS 7D's Intelligent Viewfinder provides 100% coverage and displays user-selected AF modes as well as a spot metering circle and on demand grid lines. iFCL metering with 63-zone dual-layer metering system uses both focus and color information to provide accurate exposure even in difficult lighting. The EOS 7D also captures Full HD video at 30p, 24p and 25p with an array of manual controls, including manual exposure during movie shooting and ISO speed selection. The EOS 7D features a magnesium alloy body that is dust- and weather-resistant and shutter durability of up to 150,000 cycles.

Product Highlights
Video


Product Identifiers
BrandCanon
Model7D
MPN3814B004
UPC013803117493, 013803117509

Key Features
Camera TypeDigital SLR
Optical Zoom2.7x
Sensor Resolution18.0 MP
Screen Size3"

Optical Sensor
Sensor Size14.9 x 22.3mm
Sensor TypeCMOS

Lens System
Lens For SDBody only

Exposure
Light SensitivityISO 100 - 6400
Light Sensitivity Max6400

Camera Flash
Flash TypeBuilt-in flash
Red Eye ReductionYes

Memory / Storage
Supported Flash MemoryCompactFlash Card Type I, CompactFlash Card Type II, UDMA CF

Viewfinder
Dioptric Correction Range-3.0 to +1.0

Dimensions
Depth2.9 in.
Height4.4 in.
Width5.8 in.
Weight28.9 Oz.

Display
Display TypeTFT LCD
Display RotationBuilt-in
Display Size3"

Battery
Battery Form FactorManufacturer specific

File Format
Digital Video FormatH.264, MOV
Still Image FormatJPEG, RAW, RAW + JPEG

Resolution
Max Video Resolution1920 x 1080

Other Features
Face DetectionYes

Miscellaneous
Special EffectsFaithful, Landscape, Monochrome, Neutral, Portrait, Saturation


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g: 0 Posted By: ctgolfer
Views: 164 Replies: 0 Fujinon 30x optical zoom and super macro
Fujinon zoom lenses with fast apertures of f/3.1 to f/5.9 With 15 elements in 11 groups, the lens combines aspherical and ED elements to good effect for reduced aberration and superior image quality. With super-macro mode capturing subjects as close as 2 cm from the lens, the FinePix F6800 seamlessly covers an enormous focal range with no need to ever change lenses.
6 scene SR AUTO (scene recognition auto)
Framed scenes are automatically detected and selected into appropriate camera settings: portrait, landscape, night, macro, night portrait, and backlit portrait.
Full HD movie (1080i/60 fps)
Movie scene recognition ensures that settings are optimized according to your subject. Full HD movie shares your memories with family on the big screen, using the mini HDMI connector.
H.264 high profile
The camera support H.264 format incorporating both high quality image and small data size.
One touch movie recording button
A one-touch movie recording button enables you to capture all the action in Full HD.
High speed movie
Sometimes things happen too fast for you to see them properly with your own eyes. The FinePix S6800 can freeze the action at up to an amazing 480 fps! So you can see every single minute detail and watch things happening step by step in slow motion.
Side-lever zoom control
You adjust zoom with your left hand while the index finger of your right hand rests on the shutter button, ready to take the shot and choose from three zoom speeds or use "auto back zoom" for long zoom photography.
Versatile shooting modes P/S/A/M/mode dials
In addition to a wide range of shooting modes, the FinePix S6800 offers a selection of versatile scene positions that ensure optimum results no matter what the scene.
3D shooting with "individual shutter 3D"
Two exposures of the same scene are saved in Multi-Picture Format (MPO) to create convincing images that appear to have been shot in real 3D. An overlapping guide on the LCD screen provides assistance for positioning the exposures, making it easy for anyone to create impressive 3D effects.
Motion panorama 360
Just sweep the camera right-left or up-down to shoot giant panoramas up to 360. When you view the panorama playing back on your camera or personal computer, you can enjoy a seamless panorama image with both ends stitched together to create a "cylinder" view.
Dynamic Range (HDR)
This mode uses Multi Frame technology to capture three consecutive photos shot at high speed - under-exposed, normal exposure, and over-exposed. The three images are then layered to an optimum balance of detail in shadow and highlights, eliminating "blackout" or "washout" and producing pleasing, natural gradations.
Instant zoom
A function to follow moving subjects in standard wide view for easy framing at high zoom settings. With a single press of a button, the subject tracked within the selected frame on the LCD, will be captured and saved at a high zoom ratio.
Face tracking auto focus
Face detection couples with tracking auto focus for more ways of capturing great people pictures, even when those people won't stop moving. Face detection optimizes focus and exposure to ensure bright, clear faces, while tracking auto focus maintains sharp focus on moving subjects. The result is attractively exposed, well-focused photos.
Face detection
Face detection optimizes people pictures by detecting faces and adjusting focus and exposure to ensure bright, clear results.

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g: 0 Posted By: remick
Views: 87 Replies: 0 http://www.amazon.com/gp/product/B00JBNWRKI

Looking to save money on college?

In this book, R.P. Glenn shows you how to earn a bachelors degree for $10K (or less!). Professor Glenn offers 97 powerful strategies to help you save A LOT of money on your college tuition without scholarships, a Pell grant or financial aid. With all of the proven techniques in this book, you will be able to drastically reduce your student loans.

You will learn:

Which types of college credits are the least expensive
Which credits you should take early in your college career
Which credits you should earn through classes
Which credits you should earn through other means
Which programs can save you thousands of dollars
How to save thousands of dollars no matter which school you attend



also free

50 Questions Every Graduate Must Answer
http://www.amazon.com/gp/product/B00KBBXIDO

An awesome graduation gift for any recent grad out therea refreshingly honest, hilarious and heartfelt guidebook for anyone in that confusing, awkward post-grad stage of life. The book is a perfect blend of wit and wisdom. I loved Burnetts humorous advice on dating and marriage and found myself taking mental-notes on subjects like career risk-taking and personal finance.
Priscilla Chan - Class of 2013 - Stanford University

You might have thought you left behind the world of high anxiety testing the moment you donned your commencement robe and cap, and accepted your diploma on a stage far, far away. Ahhhthe naivet of youth. But as you will walk deeper into the adult world, you will realize that it will be lifes questions that will truly kick you in the arse (and lifes retake policy wont be nearly as generous as your teachers once was). Using stories from history, psychology, economics, literature, and a lifetime of answering incorrectly, Eric Burnett throws out the key questions all graduates must face, while giving them the ammunition theyll need to choose wisely. Along the way, he might leave you second-guessing a few of the choices youve already made, while spurring you to ponder what questions didnt make the cut.
Totally Free Deals
g: 1 Posted By: ctgolfer
Views: 103 Replies: 0 8 Gauge Booster Cable is 175 amp rated and 12 feet long for maximum convenience. It performs well in front-to-front hookups for vehicle jump starting. No matter what the weather is like, this booster cable can help get your vehicle up and running again. The biting jaw design features a copper plated jaw that is designed to offer you the best conductivity and power transfer. The terminal biting clamps also include a heavy duty spring to give you vise-like griping power.

12ft. Booster Cable is a great length for front-to-front hookup availability.
The standard amp handling power easily handles 175 amps.
Terminal biting clamps and heavy duty spring are combined for a vice-like grip.
Jaws are copper plated to offer the best conductivity and power transfer available.
Polarity identification is easy with these color coded cables so that you can quickly get the job done.
Vinyl coated clamps are protected against rust and corrosion and designed to last.
The 8 gauge copper clad aluminum wire provides excellent performance every time.

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Free Kindle Book- Job Interviewers: Get Inside Their Heads
Added on : Monday May 19th 2014 01:00:04 AM
g: 0 Posted By: remick
Views: 57 Replies: 0 http://www.amazon.com/dp/B00C43V5LY

Get Inside the Heads of Job Interviewers

Do you want to know the 40 real questions that job interviewers have in their minds?

I know what you are thinking. How can anyone read another persons mind?

Well, the secret hides in the reality that there are only four kinds of interviewers.

A bigger secret is that savvy people have known about the four classic personality styles for 2000 years, and they have used that knowledge to persuade whole nations to follow them.

I use the word secret because most of the rest of us have either not known about the four styles, or maybe we have not discovered how to use them properly.

Only 4 Types of Interviewers

Imagine that you will make it easy for job interviewers to like you. Do you know that, if you can speak respectfully to just four personality types, you hold in your hand the key to have a powerful persuasive edge over most people?

So are you curious about the four types? They are the Careful, Expert, Impulsive, and Idealist. Before you start buying the book, check it out by using the Look Inside feature.

Your Magic Touch

Maybe you think the last thing in the world you need is another book about job interviews. THINK AGAIN! None of those books venture inside the heads of interviewers like this. Here, you are learning proven techniques to get your message across attractively. To your interviewers, they will feel you speak magically. To you, you know that you are simply respecting the interviewers values and strengths.

The Power of Your Personality

Youve already been to interviews, right? Do you worry you are not hired because you are not the right fit? Are you wondering if interviewers might not like you because of your personality?

WAKE UP! Most of the time, hiring decisions really are based on the best fit. And, yes, your personality matters. Your personality can work for you and against you and you dont even realize it!

Job Interviewers: Get Inside Their Heads clearly exposes the plusses and minuses of your own personality, as well as the personalities of your interviewers.

You will learn to confidently interface your personal system of values and strengths with those of your interviewers.

You will reach out them clearly. And they will feel that you somehow think exactly like they do. You now have the option to walk into room full of interviewers with confidence and your own personal power.

The Magic Is Really a Scientific System

Getting to know the four personality types of interviewers saves you time and worry. Why? Because you are prepared. Picture feeling 500% better prepared. You are not wasting time trying to figure out interviewers. Why? Because you have a scientific system to speak to all four types.

You can rely on the expert techniques because the author brings you the results of hundreds of workshops where serious participants came to the workshops to learn about the practical application of personality technology to understand themselves and communicate better with everyone.

Your Decision to Buy the Book Is a No-Brainer

You will want to read this book again and again not only for job interviews, but for most any situation in which you want to persuade just about anybody to do something.

Congratulate yourself for reading to the end of this description. And thank yourself by scrolling up and clicking on BUY!

P.S. How about a guarantee? Can I guarantee you a job? That would be super, but I do guarantee you will be far better prepared for job interviews if you take the books lessons seriously and implement them. If you are not 100% satisfied, ask for your money back. My contact info is in the book.

BONUS. Do you know that users of this book can take the Four Windows Personality Survey (4WPS) for free? The 4WPS is the very same one used by Jack Dermodys clients in workshops for both public and private organizations. Using the 4WPS will truly enhance your reading experience. Okay now, scroll up there and buy a copy.
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g: 0 Posted By: ctgolfer
Views: 92 Replies: 0 7.9-inch Retina display
Photos and videos look incredibly detailed and text is razor sharp on the stunning Retina display, which features over 3.1 million pixels - a million more than an HDTV.

Thin and light design
iPad mini is incredibly powerful and capable, with advanced features like iSight and FaceTime HD cameras. Yet you can still hold it in one hand.

A7 chip
The powerful and power-efficient A7 chip with 64-bit architecture makes everything remarkably responsive - while still delivering up to 10 hours of battery life.

Ultrafast wireless
Now you can get up to 2x faster Wi-Fi performance using 802.11n with MIMO.3 And the Wi-Fi + Cellular model supports more LTE bands for fast connections the world over.

Powerful apps included
iPad comes with great apps for sending email, browsing the web, and making video calls. It also includes apps that let you do amazing things with your photos, movies, music, documents, presentations, and spreadsheets.

Over 475,000 apps on the App Store
No matter what you love to do, there's probably an app for that. And because these apps are made specifically for iPad, they take full advantage of its advanced technologies.

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g: 0 Posted By: tedhawkins
Views: 148 Replies: 0 GREGORY Miwok 24 Daypack / GREGORY Women's Maya 22 Daypack $80.99 FS EMS
http://www.ems.com/family/index.jsp?categoryId=37784976&ab=cms:g... Miwok 24 DaypackA deluxe lightweight daypack built for moving fast in the mountains, the Gregory Miwok 24 expands and compresses to hold all your gear, no matter what your plan is for the day.Features/Benefits:

BioSync suspension is designed to keep the pack moving with you for unrestricted motion
~ Flexible tendons attach the shoulder harness and waistbelt to the pack to keep it balanced while you move
~ Curved backpanel provides optimal weight transfer and an ideal fit
~ Wide waistbelt adds stability and helps evenly distribute weight
~ Moisture-wicking harness and waistbelt help keep you dry
~ Die-cut foam on harness and backpanel adds breathability and decreases pack weight
Main compartment has two mesh organizer pockets and key clip; dual-access waistbelt pockets, two external side pockets, and a zippered top pocket with mesh security compartment keep smaller gear organized and easily accessible
Expandable front pocket with bungee closure is perfect for stashing extra layers or a helmet
External hydration access allows for easy filling; shoulder harness features a secure hydration tube clip
Side compression straps offer added stability and help reduce pack volume
Includes sunglass stash on the shoulder strap
Lash point on the front holds a safety light for safety during nighttime adventures
Load range: 10-25 lb.

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DieHard 12ft. - 175A - 8 Gauge Booster Cable $9.99 in-store @ Kmart
Added on : Saturday May 17th 2014 09:00:05 PM
g: 0 Posted By: ctgolfer
Views: 125 Replies: 0 12ft. Booster Cable from Die Hard provides you with what you need to jump start your car or truck. When your battery needs a jump start, you want to have a booster cable that you can rely on to get your vehicle started and you back on the road. This yellow and black booster cable has 8 gauge copper clad aluminum wire that is combined with a terminal biting jaw design to provide excellent quality and performance.

8 Gauge Booster Cable is 175 amp rated and 12 feet long for maximum convenience. It performs well in front-to-front hookups for vehicle jump starting. No matter what the weather is like, this booster cable can help get your vehicle up and running again. The biting jaw design features a copper plated jaw that is designed to offer you the best conductivity and power transfer. The terminal biting clamps also include a heavy duty spring to give you vise-like griping power.

12ft. Booster Cable is a great length for front-to-front hookup availability.
The standard amp handling power easily handles 175 amps.
Terminal biting clamps and heavy duty spring are combined for a vice-like grip.
Jaws are copper plated to offer the best conductivity and power transfer available.
Polarity identification is easy with these color coded cables so that you can quickly get the job done.
Vinyl coated clamps are protected against rust and corrosion and designed to last.
The 8 gauge copper clad aluminum wire provides excellent performance every time.

www.kmart.com/shc/s/p_10151_10104_082W004294283001P
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Fidelity Account Frozen / Restricted
Added on : Saturday May 17th 2014 06:00:05 PM
g: 0 Posted By: Keysersoze617
Views: 143 Replies: 6 I've had a brokerage account with Fidelity for 8 years under a corporation that I own and just recently (within the last 2 weeks) opened up a personal account and transferred all the equities and cash to that account. Today I tried to activate my debit card tied to my Fidelity brokerage / cash account and the operator stated that Fidelity canceled the card. I thought that was strange so I contacted Fidelity to investigate the matter. After speaking with a customer rep, she informed me that Fidelity did indeed cancel the debit card, and not only that, basically froze my account. As of now, I am unable to buy or sell stocks / securities or write checks from the account. She did say that Fidelity will liquidate my securities, my kid's 529 College Plan and cut me a cashiers check and send me on my way.

She also informed me that a letter was sent out Friday notifying me that they are discontinuing service to my account. The letter states that they were recently notified by a industry reporting service of a public record involving me and my activities, and in light of this report they find it necessary to discontinue service to my account.

I have no idea what this could possibly be. The only thing that I can think of was that I recently sold a business and with those funds paid off 2 mortgages, some of which I wired out of my fidelity account. I also bought some precious metals and withdrew some cash ( under 10k) for a vacation i'm going on. I have moved a decent amount of cash around in the last 2 weeks. Would that set off some type of red flag?

​ I went and downloaded my credit report to see if something was on there and found a 10k tax lien, so I'm not sure if that set something off. Regardless of that I have a 800 credit score.

Has anyone experienced this with Fidelity or any other brokerage firm?
Investing Deals
g: 0 Posted By: ctgolfer
Views: 1 Replies: 0 Polk's Monitor Series has been the gold standard of speakers since the 1970's. The current generation Monitor 35B features high efficiency and compact design for open, spacious and clear sound even driven by modestly-powered amplifiers and receivers. Polk made the enclosures out of MDF to not resonate. They've also included " thick baffles to help produce clear lifelike sound.

The 5.25" cone is made from bi-laminate composite for an optimal balance of weight and rigidity. The small driver delivers a wide open sound and exceptional responsiveness. The 1" tweeter is a fabric/polymer composite driver that responds swiftly to the high efficiency neodymium magnet. The crossovers between the drivers use Mylar bypass capacitors to let all of the details in the higher frequencies shine through.

No matter how good they sound, they have to look good too. Their contemporary look complements today's flat panel televisions and modern decorating styles.

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Oakley: Bottle Rocket - $49.99 + $3.91 shipping @ Oakley Vault
Added on : Thursday May 15th 2014 02:00:03 AM
g: 0 Posted By: Xenocrates
Views: 295 Replies: 0 Oakley: Bottle Rocket - $49.99 + $3.91 shippingor Free Shipping w/ $50+ Order @ Oakley Vault

Lens:

Optimized peripheral vision and side protection against sun, wind and impact via 8.75 base lens curvature
Optical precision and performance that meets allANSIZ87.1 standards
Impact protection that exceeds Oakleys High Velocity and High Impact Testing
UV protection of Plutonite lens material that filters out 100% of allUVA,UVB,UVCand harmful blue light up to 400nm
Glare reduction and tuned light transmission of Iridium lens coatings
Available with Oakley Authentic Prescription Lenses

Frame:

Durability and all-day comfort of lightweight, stress-resistant O Matter frame material
Unobtainium earsocks increase grip with perspiration
Comfort and performance of Three-Point Fit that holds lenses in precise optical alignment
Metal Icon accents

Sunglasses Deals
Big Joe Bean Bag Chair, Multiple Colors $29.00 free pickup Walmart
Added on : Wednesday May 14th 2014 05:00:17 PM
g: 0 Posted By: ArtieLange
Views: 116 Replies: 0 Big Joe Bean Bag Chair, Multiple Colors $29.00 free pickup WalMart

http://www.walmart.com/ip/Big-Joe-Bean-Bag-Chair-Multiple-Colors...



Give your room a modern yet still cozy touch with the Big Joe Bean Bag Chair, Multiple Colors. This cool chair has it all, a drink holder, a pocket and easy-carry handle for transport. With a wide variety of colors available, you will certainly find one that will suit your interior nicely. This versatile kids' bean bag chair is made with SmartMax ballistic nylon fabric, which is tough and stain resistant. This waterproof bean bag chair is filled with UltimaX Beans that conform to you, so you can sit comfortably no matter your position. For added strength and safety, the hems are double stitched. This bag is also designed with double zippers. Big Joe Bean Bag Chair, Multiple Colors :

Suited for the bedroom, dorm room or in front of the TV
Equipped with drink holder, pocket and easy-carry handle
Made with the tough, stain-resistant SmartMax ballistic nylon fabric
Easily cleaned, waterproof bean bag chair
Filled with UltimaX Beans that conforms to you
Double-stitched and double zippers for added strength and safety
Available in a variety of colors

Video on page also
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Resetting diamonds or sell as-is?
Added on : Wednesday May 14th 2014 03:00:05 PM
g: 0 Posted By: drodge
Views: 0 Replies: 0 Long story short, I have a nice diamond ring that I'd like to repurpose. I can either sell the ring and buy a new one, or use the existing diamonds to make a new ring. I'm less than impressed with the offers I've received for the ring and it seems like I can't possibly buy similar stones for what I'd get out of it. Because of that, I'm leaning toward trying to reuse the diamonds. Does anyone have experience with resetting old stones in a new setting? I've never done anything remotely like this, so any advice is welcome. Any recommendations for companies to look at are also appreciated. I'm in the D.C. area if that matters. Thanks.
g: 0 Posted By: ctgolfer
Views: 101 Replies: 0 7.9-inch display

iPad mini is perfectly sized for everything you love to do. And web pages, photos and videos look crisp and sharp on the brilliant display with 1024x768 resolution.

A5 chip
Powerful processing and fast graphics make everything quick, from launching apps to browsing the web. And its power-efficient design delivers up to 10 hours of battery life.2

iSight and FaceTime HD cameras
Shoot beautiful photos and stunning 1080p HD video with the iSight camera. Or make video calls with the FaceTime HD camera.3

Powerful apps included
iPad comes with great apps for sending email, browsing the web, and making video calls. It also includes apps that let you do amazing things with your photos, movies, music, documents, presentations, and spreadsheets.

Over 475,000 apps on the App Store
No matter what you love to do, theres probably an app for that. And because these apps are made specifically for iPad, they take full advantage of its advanced technologies.

Whats in the box
iPad mini
Lightning to USB Cable
5W USB Power Adapter
iOS 7
iOS is even easier to use with features like Control Center, AirDrop, and smarter multitasking. And because its designed for iPad, everything not only looks beautiful, it runs beautifully.

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SBA Loan Default and Settlement Offer
Added on : Tuesday May 13th 2014 07:00:14 PM
g: 0 Posted By: HelpAll
Views: 43 Replies: 0 Purchased a small business with $150K SBA bank loan.
Business was closed in 2 years due to client loss with principle balance of $130K
Bank took default judgement and agreed to forgo remaining interest and attorney fees if principle balance is paid in full.
Submitted OIC for principle balance.
Received below e-mail from bank

"Bank (and the SBA) have agreed to settle the above matter for $130K provided said moneys are paid within 15 days.Your check(s) must be made payable to Attorney Trust Account. Once the check(s) clear, I will discharge the liens on the property and file a Warrant To Satisfy the Judgment."

For credit report: Can bank report loan as principle paid in full?
Would appreciate guidance on what best can be done to protect credit history, any expert tips or suggestions from those who have been through similar circumstances.

New User Question Deals
g: 2 Posted By: maharvi
Views: 489 Replies: 1 Get calling rates from the U.S. for as low as 1 per minute to select countries.
Stay connected to who matters most abroad. Add AT&T World Connect ValueSMto your wireless voice plan for $5 a month, and you will:
Call Canada, Mexico and the majority of Latin American countries for an additional 1 per minute. Or call the rest of the world for as low as an additional 8 per minute!
Get low calling rates when calling from the U.S. to international wireless or wireline numbers.
Enjoy the convenience of calling from your phone wherever you are in the U.S.
Add AT&T World Connect today!
Log into your account online, stop by your local AT&T store or call 877.978.1179.

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g: 1 Posted By: maharvi
Views: 49 Replies: 0 Get calling rates from the U.S. for as low as 1 per minute to select countries.
Stay connected to who matters most abroad. Add AT&T World Connect ValueSMto your wireless voice plan for $5 a month, and you will:
Call Canada, Mexico and the majority of Latin American countries for an additional 1 per minute. Or call the rest of the world for as low as an additional 8 per minute!
Get low calling rates when calling from the U.S. to international wireless or wireline numbers.
Enjoy the convenience of calling from your phone wherever you are in the U.S.
Add AT&T World Connect today!
Log into your account online, stop by your local AT&T store or call 877.978.1179.

att.com
g: 1 Posted By: remick
Views: 194 Replies: 1 http://www.amazon.com/dp/B00GIAWDQK

Who Else Wants to Easily Repair and Maintain Their Bicycles At Home, With Tools That Can Be Found Anywhere?

At Last! Everything you ever wanted to know about bike repair - revealed!

Did you ever want to repair your own bicycle at home?
Do you dream of being able to remove, clean or replace individual parts of your bike with zero anxiety?
Are you interested in repairing and maintaining your bicycle/s at home?

If you answered "yes" to any of the questions above, then this may very well be the most exciting message you've read all day. Here's why...

You're about to discover a proven system for bike repair that is so easy to follow that anyone can do it. This system works whether this is your first bike or tenth bike already - anyone can learn this system in a matter of days.

Here's the thing: repairing your bike is NOT rocket science.

Anyone can learn it and absolutely anyone who wants to can master it, too.

When you know how to use basic tools like the screwdriver or the wrench, you can learn how to repair a bike like a pro.

What most people don't realize is that maintaining a bike is also extremely easy to do. I know, because...

I've been repairing and maintaining more than five different bikes for over fifteen years!


Here's just a taste of what you'll discover...

You'll discover much more in this rare and candid guide to expert bike repair.
How to winterize your bicycle with these 3 simple techniques...
3 little known, yet simple ways to avoid damaging the braking mechanism...
Secret of expert bike mechanics that few people ever know about...
3 proven steps to better lubrication...
2 simple keys (that are right in front of your eyes) to rust-free hinges and joints...
WARNING: 3 things you should never do when it comes to using antirust agents like WD40...
You'll discover in just a few short minutes how to properly remove a wheel...
6 time tested and proven strategies for lubricating all of the parts of a bike...
When to apply antirust and when to apply machine oil to your bike parts...
7 everyday but often overlooked tips and tricks for preserving your shock system...
A pennies on the dollar approach to preserving the metal frame of a bike...
How often to apply lubrication...
How to properly remove nuts and bolts from tight corners of a bike...
The once famous but forgotten secret that instantly allows you to repair a deformed rim even when you are on the road...
Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 105 Replies: 0 Solid metal housing - Precision-machined single-billet metal housing prevents vibrations and unwelcome sound from tainting your listening experience.
Grid-iron tough - Whether you keep urBeats pristine or throw them in and out of your bag, you dont have to worry about them breaking or fraying anytime soon.
Built-in mic for calls - Switch easily between songs and incoming calls. No need to take off your headphones or talk into the phone like a walkie-talkie.
Tangle-free cables - Doesnt matter how carefully you wind them up, cords and pockets just dont mix. Thats why weve redesigned our cables to make sure theyre ultra-flexible and tangle-free.
3.5mm jack
Color: Choice of Black or White finish
Cable length: 47
Weight: 0.6 ounces
Brand: HTC
Model: URBEATS
Condition: New
Warranty: 90 Day
Packaging: Polybag

http://1sale.com/electronics/audio-gaming/urbeats-inear-headphon...
Beats by Dr. Dre Deals

1Sale.com Coupons
Burton Dandridge Down Jacket - Women's $124.95 FS @ Usoutdoor
Added on : Monday May 12th 2014 07:00:04 AM
g: 0 Posted By: tedhawkins
Views: 62 Replies: 0 Burton Dandridge Down Jacket - Women's $124.95 FS @ Usoutdoor

http://www.usoutdoor.com/deal/

Description: Burton Dandridge Down Jacket - Women's
When the thermometer plummets and the wind is in full rage mode, slip into the Burton Womens Dandridge Down Jacket and brave winters most dastardly storms. This piece is all jacked up on insulation that is going to keep you nice and toasty no matter what the forecast has in store. Just the right amount of puffiness keeps this coat super stylish and never restricts any of the gnarly maneuvers you are bound to bust out. A fully contoured hood, waist gaiter, and jacket-to-pant interface allow you to lock out the elements and focus on the good times. When the most ferocious weather is coming at you, fight back while fully armed with the Burton Womens Dandridge Down Jacket.

Attention: Burton Snowboards & Gear can be shipped only within the United States and Canada.
Features of the Burton Dandridge Down Jacket - Women's

Fabrics/Materials: DRYRIDE Durashell 2-Layer
Insulation: Engineered 550 Down Fill
Breathability Rating: 5,000g
Waterproof: Yes
Type of Waterproofing: Dryride
Waterproof Rating: 10,000mm
Vents: Mesh-Lined Pit Zips
Pockets: Button-down hand pockets
Hooded: Fulltime Contour Hood
Fit: Sig fit
Lining: Printed Taffeta Lining
Powder Skirt: Removable Magic Stitch Waist Gaiter
Jacket-to-Pant Interface
Clothing Deals
g: 0 Posted By: bpvh
Views: 124 Replies: 0 Office Depot rebate software for the week of 05/11/2014 (3-$15AR, 1-$20AR)


McAfee Total Protection For 3 PCs http://www.officedepot.com/a/products/106319/McAfee-Total-Protec...
$14.99 After $15 Instant & $50 Mail-In Savings Visa Prepaid Card
Save $65
In Store Price $64.99
Item #106319
http://forms.young-america.com/136204_MC71-451-2014-05-02.pdf


McAfee Total Protection http://www.officedepot.com/a/products/106292/McAfee-Total-Protec...
$14.99 After $5 Instant & $40 Mfr. Mail-In Savings
Save $45
In Store Price $54.99
Item #106292
http://forms.young-america.com/136244_MC71-456-2014-05-05.pdf


McAfee Internet Security For 3 PCs http://www.officedepot.com/a/products/101324/McAfee-Internet-Sec...
$14.99 After $5 Instant & $50 Mail-In Savings Visa Prepaid Card
Save $55
In Store Price $64.99
Item #101324
http://forms.young-america.com/136243_MC71-455-2014-05-05.pdf


AVG Internet Security + PC Tune Up http://www.officedepot.com/a/products/211007/AVG-Internet-Securi...
$19.99 After $30 Mfr. Mail-In Visa Prepaid Card & $40 Mfr. Current User Upgrade Mail-In Savings
Save $70
In Store Price $89.99
Item #211007
http://forms.young-america.com/136141_NV71-984-2014-04-30.pdf
http://forms.young-america.com/136142_NV71-985-2014-04-30.pdf
++ Customer may only redeem ONE rebate (pair) per specified product per 12 month period from date of purchase.


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

Office Depot Coupons
Oakley 'Pampered' Sunglasses (watermelon/grey) - $54.99 FS @ Oakley
Added on : Thursday May 08th 2014 07:00:03 PM
g: 0 Posted By: Xenocrates
Views: 87 Replies: 0 Oakley 'Pampered' Sunglasses(watermelon/grey) - $54.99 FS@ Oakley

Was $110.00

Free Returns (90 days)

Lens:

Polarized Minimized glare via technology that produces the best polarized lenses on the planet with greater than 99% polarization efficiency (optional)
Optimized peripheral vision and side protection of 6 base lens curvature
UV protection of Plutonite lens material that filters out 100% ofUVA/UVB/UVC& harmful blue light up to 400nm
Varied field of light transmission (top to bottom) via optional gradient lens shading
Optical precision and impact resistance meet or exceed Z80.3 optical and basic impact standards
Available with Oakley prescription lenses

Frame:

Durability and all-day comfort of lightweight, stress-resistant O Matter frame material
Comfort and performance of Three-Point Fit that holds lenses in precise optical alignment
Metal icon accents

Also available: Ideal - $65 for white and $89.99 for black
Sunglasses Deals
Influx of cash - 529 or something else?
Added on : Thursday May 08th 2014 01:00:05 PM
g: 0 Posted By: Corak
Views: 158 Replies: 0 Hi all - long time lurker, first time poster.

I've got about $45k coming my way from the sale of company stock (employee stock purchase plan, RSUs, etc.) due to cash out from acquisition. My wife and I have talked about saving away at least 20% of it (thinking around $10k). The rest is another matter - maybe we'll increase the amount we sock away, but we've got some house projects to fund that we've accounted for.

Since our Roth IRAs are maxed, and my 401k is being funded to reach the max (wife has no 401k at the moment), no credit card debt, we were thinking a 529 would be the next logical step. And, to follow the thinking, our state of MN doesn't look to offer a tax deduction, so no benefit in going with the state plan. So I was mulling between the UT plan and the plan offered through Fidelity (NH). UT b/c it looks to be highly regarded here, and Fidelity b/c of convenience since our other plans are with them. Currently UT has a .20% total fee for a 100% equity plan while Fidelity (NH) has a .19% total fee for a Spartan 500 Index or Total Market Index plan. Seems the Fidelity plan has the slight edge, so I was wondering if I was missing something else in the comparison? Also, does my savings plan outlined here follow the logical progression?
Investing Deals
Coleman Coffeemaker Ppn Red/wcase $79.99 FS @ coleman
Added on : Thursday May 08th 2014 01:00:03 AM
g: 0 Posted By: tedhawkins
Views: 137 Replies: 0 Coleman Coffeemaker Ppn Red/wcase $79.99 FS @ coleman

http://www.coleman.com/Product/2000010692#.U2tdaFeV3BI


Perk up your morning outside with the perfect cup of coffee from the Coleman Portable InstaStart Coffeemaker with glass carafe. Prepare your pick-me-up just like the home version by spooning the grounds into the removable filter basket and adding water. To turn it on, just push the InstaStart Push-Button Ignition Button for matchless ignition for ten cups of coffee in 18 minutes. The PerfectFlow Regulator will keep a constant heat, no matter the conditions: cold weather, high altitudes or low fuel. One 16.4-oz. (494 g) propane cylinder will power the coffeemaker for up to 4.4 hours. This outdoor companion is perfect for camping and hunting trips or at construction sites.

Portable, no cords, stove or percolator required
Easy-to-use water reservoir cover opens and filter basket removes for easy filling
Easy-to-clean carafe and removable filter basket are dishwasher-safe
Durable glass carafe
Heavy-duty storage bag for easy carrying and cleaner storage
Holds up to ten cups
Fresh-brewed coffee in 18 minutes
Fast, dependable, matchless InstaStart Push-Button Ignition
PerfectFlow Regulator for consistent performance, even in cold weather, high altitudes or when fuel is low
4,500 BTU for effective heating
Propane powered, lasts up to 4.4 hours on one 16.4-oz. cylinder
Perfect for camping, hunting, outings and construction
Weighs approximately 9.6 lbs. (4.35 kg)
Dimensions: 7.5 in. x 12.6 in. x 15.8 in. (19.05 cm x 30.63 cm x 40.13 cm)
3-year limited warranty


Appliance Deals
Free Kindle Book- The Success Manual (was $19.99) other related
Added on : Thursday May 08th 2014 01:00:02 AM
g: 0 Posted By: remick
Views: 65 Replies: 0 http://www.amazon.com/gp/product/B00JL53BN8

The Success Manual Compendium is the Complete Library Collection of the Success Manual Series comprising

Book 1: Success Primer and the 3 Keys to Success
Book 2: The 9 Universal Laws of Success and Success in the 5th Dimension
Book 3: The 42 Secrets of Success

I designed the Success Manual Series to be a complete detailed reference and guide of all things related to Success its philosophies and its attainment.
Throughout the series, you will find principles, ideas, philosophies, examples, thought experiments, step-by-step detailed techniques, esoteric knowledge, practical advice, inspirational stories and quotes, affirmations and motivational words that will help you create your ideal life of success.

Book 1 is divided into 2 main parts: Success Primer and the 3 Keys of Success.

The Success Primer serves as your initiation into the ideologies and philosophies of success. Here you will take a look at who you are and what success is. You will learn what your life is in relation to your success. The nature of reality will be unfolded for you and how it affects the way you have lived your life in the past and how you can change your experience of the future.

All successful people of the past have been in possession of these 3 Keys to Success whether unwittingly or consciously. For reasons that are obvious, compared to those who have not studied and applied the 3 keys to success, your success will be expedited and will be realized with much more intensity. If you consciously make use of the 3 Keys, you will be able take full control of everything you experience and achieve in your life as you shape your life according to your ideal success.

Remember, with the right key, you can unlock the right door.

Book 2 reconciles the ideologies of the ancient philosophies of Metaphysics with the modern theories of Quantum Physics. The book is divided into two main parts; the first presents the 9 Universal Laws of Success and the second discusses Success in the 5th Dimension.

In the first part of the book, philosophies and observations on the nature of reality and the universe is presented as The 9 Universal Laws of Success. These Universal Laws have many different names from many different philosophers and spiritual leaders spanning the history of man. I have incorporated the different names of each of these laws to further assist in your studies in the philosophies of Success.

Part 2 of the book deals with Quantum Physics theories that scientists have presented in the modern era. These theories are extrapolated into thought experiments that overlap perfectly with the profound questions and answers proposed by metaphysics.

In part 2 of Book 2, I present the 3rd, 4th, 5th and 6th Dimensions of reality/ the universe. I discuss what each dimension means, how it operates and how it directly affects your life. I also compare these dimensions and identify which dimension you should align yourself with to realize your ultimate dreams and attain true success in your life.

Follow the 42 Secrets and SUCCESS is yours.

Book 3 is divided into 42 main parts these are the 42 secrets that create success in your life. Being privy of these secrets will allow you to more effectively pursue your dreams to their full realization.

As you study these secrets, know that they have been written down to be as detailed, yet as succinct as possible. I urge you to think about your life as you go through the 42 Secrets. Question what you know.
Question what you have been taught and think for yourself.

Read this book well. It holds within its pages the knowledge you seek.

What you will learn in this book will allow you to realize that the success you desire is within your reach. It doesnt matter if youre young or old, educated or not, rich or poor what matters is that you have the desire to be successful. With this desire, you are already moving towards your ideal life of success.



also free

Standing Accountable: Increase Your Success by Holding Yourself Responsible
http://www.amazon.com/gp/product/B00GUS3LXY/

Goal Setting: 21 Days To Achieving Life Changing Goals And Being Happy Happy Happy (Goal Setting Success Series)
http://www.amazon.com/gp/product/B00HUZE2TI

Focused, Unstuck and Back in Action. The Secrets for Happiness and Improving Your Life No Matter What!
http://www.amazon.com/gp/product/B00HHYU5VG

A Guide to The Present Moment
http://www.amazon.com/gp/product/B00ADDTAA0

Getting Things Done: 25 Best Ways to Getting Things Done
http://www.amazon.com/gp/product/B00CIWRV1O/

How to Make a Difference: in Your Life in 40 Days
http://www.amazon.com/gp/product/B00FA5TP38

Books Deals

Amazon Coupons
Multiple Credit Inquiries After Applying for Auto Financing
Added on : Monday May 05th 2014 05:00:08 PM
g: 0 Posted By: thepineapple
Views: 68 Replies: 0 Experian shows separate inquiries for each institution I applied at. I thought they were supposed to have some kind of grace period. Anyone have experience with this? The only reason it really matters is that I plan on doing an AoR soon and need as few inquiries as possible so the CC issuers won't deny me for too many inquires.
Credit Deals
Volcom Alt Jacket $139.95 FS @ usoutdoor
Added on : Monday May 05th 2014 10:00:34 AM
g: 0 Posted By: tedhawkins
Views: 104 Replies: 0 Volcom Alt Jacket $139.95 FS @ usoutdoor

http://www.usoutdoor.com/deal/

There is an alternative to inferior outerwear, and the Volcom Alt Jacket is here to prove it. Loaded up with all sorts of V-Science technology, this piece oozes performance to the tune of magical waterproofing and delightful breathability. A Drop Tail Fit gives you some bonus coverage so your seat doesnt get soaked every time you plop down on a soggy chairlift. Between the lycra hand gaitors, adjustable hood, powder skirt and hem cinch, you are able to seal out all stray snow for the most comfortable experience you have ever encountered in a blizzard. Delivering the goods when it matters, the Volcom Alt Jacket never fails to get the job done.
Features of the Volcom Alt Jacket

Fabrics/Materials: V-Science Washed Canvas
Breathability Rating: 10,000g
Windproof: Yes
Type of Waterproofing: V-Science 2-layer
Waterproof Rating: 10,000mm
Back Length: Center Back Length: 27
Pockets: Hand pockets, pass pocket, goggle pocket, media pocket, stash pocket
Fit: Standard
Hood: 2-Way Adjustable Hood
Cuffs: V-Science 2-way Cuff System
Gusseted: Mesh Gussets
Vents: Underarm vents
Powder Skirt: Yes, non-removable
Wrist gaitors: Lycra Hand Gaitors


Clothing Deals
g: 0 Posted By: ctgolfer
Views: 193 Replies: 0 Detailed item info
Product Information
With a host of features designed to enhance every facet of the photographic process, from still images to video, the EOS 7D represents a whole new class of camera. Made to be the tool of choice for serious photographers and semi-professionals, the EOS 7D features an 18.0 megapixels APS-C size CMOS sensor and dual DIGIC 4 image processors, capturing tremendous images at up to ISO 12800 and speeds of up to 8 fps. The EOS 7D has a cross-type 19-point AF system with improved AI Servo AF subject tracking and user-selectable AF area selection modes for sharp focus no matter the situation. The EOS 7D's Intelligent Viewfinder provides 100% coverage and displays user-selected AF modes as well as a spot metering circle and on demand grid lines. iFCL metering with 63-zone dual-layer metering system uses both focus and color information to provide accurate exposure even in difficult lighting. The EOS 7D also captures Full HD video at 30p, 24p and 25p with an array of manual controls, including manual exposure during movie shooting and ISO speed selection. The EOS 7D features a magnesium alloy body that is dust- and weather-resistant and shutter durability of up to 150,000 cycles.

www.ebay.com/itm/221387295165
SLR & dSLR Deals

eBay Coupons
Vonage - $30 Macy's gift card!
Added on : Thursday May 01st 2014 05:00:06 PM
g: -1 Posted By: phil4444
Views: 164 Replies: 1 NEW! Get Promo Price $9.99/mo for 6 MONTHS + $30 Macy's Gift Card! [L=Vonage World Residential Plan- Includes Calls to the US & 60+ Countries (India, China, Canada, Mexico, etc) with 1-Year Agreement [free activation, includes a phone adapter] + Free Shipping & Handling online only! limited time offer]http://out.deals2buy.com/out/398397?p=4[/l] forSALEat Vonage

Select $9.99/mo for the first 6 months (then just $26.99/mo)(plus taxes & fees) plan and Sign-up to get phone adapter + Free Activation (w/ 1-year agreement)
Final Price : $9.99/mo for the first 6 months (then just $26.99/mo)+ Taxes & Fees+ Free Activation ($29.99 value) + Vonage Extensions (your first Extension is free to register, and only $4.99/mo(plus tax)to add a second one) + $30 Macy's Gift Card + Free ShippingPlease note: to receive this offer, order must be placed online.
Restrictions:=11.5ptLimited time offer.Valid for residents of the 48 contiguous United States (&DC), 18 years or older, who open new accounts. Cannot be combined with any other promotional offer. Offer good while supplies last.Limit one Gift Card per household. Customer must subscribe to Vonage for 61 consecutive days(during which time the account must remain active and in good standing)=11.5ptto receive the Gift Card. Allow up to 8 weeks after the 61-day requirement to receive the Gift Card. Terms and conditions are applied to Gift Cards. Vonage has the sole right to decide all matters and disputes arising from the Gift Card and all decisions are final. All taxes on Gift Cards are solely Customer's responsibility. Vonage is not responsible for any damage to the Gift Card sustained during delivery or product defects of any kind. In the event that the Gift Card becomes unavailable for any reason, Vonage reserves the right to provide a substitute of similar type and value.




Link
Gifts Deals
g: 0 Posted By: ctgolfer
Views: 84 Replies: 0 16-megapixel Live MOS image sensor
Featuring the 16-megapixel Live MOS sensor of the OM-D E-M5, the Olympus micro four thirds flagship, the PEN E-PM2PM2, is optimized to maximize the performance of all mZuiko digital lenses in any shooting condition. Improvements to the sensitivity and read-out speed of the existing sensor makes shooting and Full HD movie recording possible.
TruePic VI image processor
TruePic VI image processor, designed specifically for the Olympus PEN, features Real Color technology for improved color reproduction and color gradation. The faster processor also allows for a shorter recovery time between shots.
Proven dust reduction system
Olympus's dust reduction system assures spot-free images, even if you change lenses. Every time you turn on the camera, the supersonic wave filter silently vibrates, flinging and collecting dust so that it doesn't interfere with the picture imaging at any time.
In-body image stabilization
Say goodbye to blurry images. Olympus's in-body image stabilization technology makes it possible to use any micro four thirds lenses, from wide-angle to telephoto, for perfectly clear, crisp photos no matter what the shooting situation, even in low light!
Navigation on 3" LCD
The E-PM2 features a vertical bar touch navigation menu. The E-PM2 is designed to optimize the touch screen LCD and was introduced to operate the MENU display with a simple operation instead of a mode dial. The E-PM2's touchscreen reacts quickly with the slightest touch and can focus by touch even if the subject is not in the center.
Live guide and direct live guide button
The E-PM2's live guide system allows you to preview effects as you adjust them before the image is even captured. With a simple touch, slide through numerous photographic effects, such as brightness, color saturation, blur background, etc. It is even easier to get to the live guide menu at the touch of a button on the top of the camera.
iAuto
A convenient, fully automated feature that detects the scene and applies the best of six situations just by aiming the camera toward the subject. Backlight adjustments are automatically applied for portrait and landscape modes.
Immediate response one-touch shutter and control
The E-PM2's touchscreen reacts quickly with the slightest touch and can focus by touch even if the subject is not in the center. Touch screen display makes it easy to choose AF points, capture a picture, change camera settings, release the shutter or navigate controls, simply by touching the screen.
8 fps sequential shooting
With the E-PM2 you can take up to eight photos a second, allowing you to easily capture that perfect shot, especially when your subject is moving.
FAST AF with face and eye detect
The FAST (Frequency Acceleration Sensor Technology) AF system is able to focus at an incredible speed and offers 35 separate focus points that are spread over nearly the entire sensor, which makes it possible for pin-point accurate focusing on small subjects wherever they appear in the frame.

www.ebay.com/itm/301164437154
Cameras Deals

eBay Coupons
Auto Loan Refinance - 1.24% or 1.74% Incredible Rates DCU.org
Added on : Wednesday April 30th 2014 05:00:05 AM
g: 0 Posted By: Ignatzs
Views: 124 Replies: 0 Wanted to share a HOT automobile refinance deal with my fellow FW community. Digital Credit Union Automobile Loanshas automobile refinance rates at 1.24% with direct deposit to credit union account (or 1.74% without) for 60 month automobile loan refinance. Main page showing refi special banner Digital Credit Union DCU loan banner Your experience may vary for your rate, but it's very worth checking out. Within a period of 24 hours, I was approved and had refinanced my loan online. My credit is 'good' in the mid to upper 600's..not excellent or superior. You will need to join the credit unionand open an account. They open up at 8AM EST, which I wasn't aware of, so surprised to get a call at 9 AM to finalize. I'm not a lender or an actor who plays one on TV, so please don't ask me about all the nitty gritty and just see their website with the link.
Very easy process to do it too. Overall, either email or upload your current paystub, provide your info basics (name, address, employer, monthly income, current car loan info/vehicle info), and that's mainly it. SO impressed that I had to share my experience. I shopped around for similar automobile refi loans and no other rates compared to this unless you had excellent credit, so again, I'm very impressed with them and highly recommend.
These are the type of businesses to support, and DCU is like the Chik-Fil-A or Discount Tire (both businesses are consistent in their quality service no matter where you visit) of financial institutions in my opinion...they know customers are what make the business, and they delivered an excellent product and amazing customer service. Kudos to Carol B in the loan department.
Deal Deals
ContourROAM2 Waterproof Action Full HD Camcorder $159.99 @ Woot
Added on : Tuesday April 29th 2014 08:00:02 PM
g: 0 Posted By: ctgolfer
Views: 0 Replies: 0 shipping adds $5

Locking Instant-On Record Switch
No power button, no problem. Simply slide the Instant On-Record switch into its locking position to ensure you shoot exactly when you're ready.

Vibrant Color Options
Style matters and color can make or break a look. Match your kit, or bring in a little contrast by adding a ContourROAM2 in one of four colors: red, blue, green or traditional black.

60 Frames Per Second
As requested by our customers, Contour has bumped up the frames per second to 60 when shooting at 720p, meaning you can now get that smooth video quality you've come to expect from Contour cameras.

Waterproof Without A Case
Good things come in small packages. The ContourROAM2 sheds bulk by working underwater without an extra case. Minimalism is a good thing.

Low Profile Design
Contour cameras have won numerous awards for their stylish, yet functional, low-profile design. The ContourROAM2 is exceptionally designed and lightweight. With the ContourROAM2, less really is more.

Versatility
Whether snorkeling, snowboarding, or tearing up single track, the ContourROAM2 is ready for any adventure. It's compatible with every Contour mount giving you unlimited angles. The 270 rotating lens means no matter where the camera is mounted, you'll always get the perfect, level shot.

Laser Alignment
Get the correct angle any time with the built-in laser level.

Long Battery Life
Shoot up to 3.5 hours of footage. The Instant On-Record switch means there is no standby mode. The battery is only in use when shooting, giving you more bang per charge.

microSD Card Included
4GB microSD card included so your camera is ready to use right out of the box.

www.woot.com/offers/contourroam2-waterproof-action-camcorder
Confidentiality Agreement from a Dentist to get my money back.
Added on : Tuesday April 29th 2014 04:00:06 PM
g: 0 Posted By: kiteguru
Views: 190 Replies: 3 Hi All,

My dental office did several mistakes in a row such as almost forgetting the the upper jaw impression, giving me a partially metal crown vs fully porcelain (they tried not to show it but I demanded to see it before they remove the temporary crown) then the color did not match etc. and I lost my trust to them. In addition to that the dentist did not review the work done after my tooth has been cut by dental technician. I asked how those issues happened and expected an answer to address my concerns but instead, they refused to complete the remaining treatment. I've made a full payment in the very first day of the treatment.

Here is the agreement

""In exchange for the refund I acknowledge receiving at this time, in the amount of $722.00on my credit card, and $672.50 to Northeast Delta Dental. I, BLA BLA, being of
lawful age do hereby understand and agree that this settlement is the compromise ofa dispute, and that the payment or fee waiver is not to be construed as an admissionof liability on the part of BLA BLA Dentistry, Dr. BLA BLA or theemployees or independent contractors of BLA BLA Dentistry,, by whomliability is expressly denied.I agree that I will keep the terms of this settlement and the facts pertaining to this matterconfidential. This settlement and release shall not be disclosed to any third party at thistime or at any future date.I agree that this release constitutes the entire and final resolution of the dispute betweenthe parties, and the terms of this release are contractual and enforceable.I have carefully read this release and understand its contents, and I am signing it of myown free act.""

I have not had a chance to see another dentist yet it's killing me that I won't be even able to write a complaint to dental board because of their bad practice.I am not going to sign it before my treatment is complete.

Please advise..

1-)Should I suck it up and just move on?
2-)What can they do if I write a complaint to the state dental board. What kind of business practice is this?

Thank you very much..
Question Deals
American Pension Services Receivership
Added on : Monday April 28th 2014 10:00:08 AM
g: 0 Posted By: AbbaZabba
Views: 179 Replies: 2 Well I just opened a self-directed IRA with them less than a month ago and transfered in some funds from Fidelity. I had not invested them yet, and I got an email this morning.
email said: Dear American Pension Services Customer: We write to you with an important update regarding American Pension Services ("APS") and your account at APS. On April 24, 2014, the United States Securities and Exchange Commission ("SEC") filed a lawsuit against APS and its principal, Curtis DeYoung. The case is called Securities and Exchange Commission v. American Pension Services and Curtis L. DeYoung, Dist. Utah Case No. 2:14-cv-00309. The SEC alleges that APS has violated U.S. securities laws through the misappropriation of customer funds, the placement of unauthorized investments, forged direction letters, and inflated asset values. At the request of the SEC, the U.S. District Court in Salt Lake placed APS in receivership. The Court has appointed a Receiver with the full power and authority over all APS operations. The Receiver reports directly to the Court. To assist in that process, the Court has ordered frozen all APS accounts. As the Receiver, we have been charged with the responsibility of gathering and preserving all of the assets of American Pension Services, which includes any accounts and assets you have with American Pension Services. Our intent at this time is to safely secure all assets and accounts. As a result, we are freezing all accounts. This means that for a short period of time, you will not be able to change investments within your account or withdraw money from your account. We will make an effort to lift this restriction as soon as possible under the circumstances. We ask that you please be patient as we undertake this process. The next Court hearing will likely be scheduled for early May. At that time, the Court will consider whether the receivership should become permanent. We should be able to provide more guidance after the hearing. We know that you have many questions and we appreciate your patience at this time. We will keep you advised of any action required on your part and will keep you up to date as frequently as possible. We have set up a receivership website at http://www.apsreceiver.com, which will be our primary way of communicating with you. It contains a detailed set of answers to Frequently Asked Questions ("FAQs") and has the Court documents from the SEC's case. A copy of the FAQs also is attached. Again, we appreciate your patience and will post updates as the case progresses. If you are not the contact person for your account or plan, please forward to us the name and information for the current contact person by email to info@apsreceiver.com.

Very truly yours, Diane Thompson Receiver, American Pension Services


Frequently Asked Questions

Question: Is APS still in business? Answer: Yes. But its operations are controlled by the Court through the Receiver, at least until the next scheduled court hearing. As a result, temporary limitations on APS and its operations have been put in place to protect account holders.

Question: Is any money missing from APS accounts? Answer: Maybe. The SEC's papers filed with the Court indicate that the SEC has reason to conclude that over $20 million is missing out of $300 million under management. You can read more about this in the SEC's pleadings, which are posted to the receivership website. The defendants in the litigation have a right to contest the SEC's conclusions. Ultimately, the Court will determine what money, if any, is missing.

Question: Could any new funds be lost? Answer: No, so long as they were located in APS bank accounts that have been frozen by the Court's Order. As part of the Court's appointment of a Receiver, such accounts are now protected against improper withdrawals.

Question: Can I make a new withdrawal from my account prior to the next Court hearing? Answer: No. The Court has determined that no new withdrawals can occur, at least until the next hearing. This is to protect the interests of all account holders.

Question: I don't want to make a new withdrawal, but I am owed a scheduled automatic distribution. Will this still occur? Answer: Probably not. We will be assessing any scheduled automatic distributions. We can only authorize those if permitted by Court Order. We realize they are an important matter for many account-holders. They will be addressed as soon as possible, consistent the terms of the Court's Orders in this matter.

Question: I want to sell an asset in my account (such as stock, gold, or property). Can I do that prior to the next Court hearing? Answer: No. No sales of assets can occur at this time.

Question: I want to purchase an asset with the money in my account (such as stock, gold, or property). Can I do that prior to the next Court hearing? Answer: No. No new purchases can occur until the next Court hearing absent extraordinary circumstances.

Question: Why is the APS website not working? Answer: The website may be unavailable at times over the course of the next week due to the ongoing investigation. We apologize for the inconvenience this will cause. We will strive to have the website operational as soon as possible

Question: Why cannot I get through on the phones and/or get a response to my email? Answer: We are working hard to get the Court the information it needs. That is the first step in protecting APS account holders. Because this is our first task, we are unable at this time to respond to all of the inquiries we receive. Please be patient. We will be able to respond to inquiries more efficiently once we have completed the initial steps we need to take to protect account holders.



Anything FWF I should do to try and hopefully come out of this whole? It seems this is a reasonably big company with 30 years in the business. Everything seemed very professional setting it up. Their site is down so I can't login or see any info on there.
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[Kindle] Top 100 Free Nonfiction Books from January to April 2014
Added on : Friday April 25th 2014 06:00:06 PM
g: 2 Posted By: neomio
Views: 230 Replies: 1 All the books are extracted from the Free eBooks for Kindle app (available in Google Playor Amazon App Store) for the period from January to April 2014.
All the books are checked to be free at the time of posting.
Please double-check the price before you buy.

1. When God Whispers Loudly (Terreldor Press Shorts)
by Chris M. Hibbard
Rating: 4.4/5 by 2034 reviews
Link: http://www.amazon.com/dp/B006P5CH1O

2. Kindle Buffet: Find and download the best free books, magazines and newspapers for your Kindle, iPhone, iPad or...
by Steve Weber
Rating: 3.9/5 by 946 reviews
Link: http://www.amazon.com/dp/B00916SHVI

3. The Universe Doesn't Give a Flying (Profanity) About You (Epic series)
by Johnny Truant
Rating: 4.2/5 by 448 reviews
Link: http://www.amazon.com/dp/B005OMBTKY

4. Untraceable (#1, Nature of Grace teen thriller series)
by S. R. Johannes
Rating: 4.3/5 by 256 reviews
Link: http://www.amazon.com/dp/B0069Z9A74

5. All My Love, Detrick: A Historical Novel Of Love And Survival During The Holocaust
by Roberta Kagan
Rating: 4.5/5 by 194 reviews
Link: http://www.amazon.com/dp/B007A19V84

6. Mountain Angel (Northstar Angels)
by Suzie O'Connell
Rating: 4.1/5 by 193 reviews
Link: http://www.amazon.com/dp/B0083PN2QI

7. The Mystery of the Missing Money (The Mystery Series, Short Story 1)
by Paul Moxham
Rating: 4.3/5 by 189 reviews
Link: http://www.amazon.com/dp/B0083E6LBM

8. The Daddy Pact ( Coach's Boys)
by Kristy K. James
Rating: 4.3/5 by 185 reviews
Link: http://www.amazon.com/dp/B006G66YTS

9. Sophie's Secret (Whispers)
by Tara West
Rating: 4.6/5 by 176 reviews
Link: http://www.amazon.com/dp/B0068TLK5G

10. Guitar Adventures: A Fun, Informative, and Step-By-Step 60-Lesson Guide to Chords, Beginner & Intermediate Levels...
by Damon Ferrante
Rating: 4.7/5 by 156 reviews
Link: http://www.amazon.com/dp/B0097GFR06

11. Shep Dreams Of Home
by Jason Matthews
Rating: 4.2/5 by 155 reviews
Link: http://www.amazon.com/dp/B0057XVAJU

12. NCLEX-RN Content Review Guide
by Kaplan
Rating: 4.3/5 by 151 reviews
Link: http://www.amazon.com/dp/B00IO4KUB8

13. NCLEX-RN Content Review Guide
by Kaplan
Rating: 4.3/5 by 151 reviews
Link: http://www.amazon.com/dp/B00II994E8

14. Deadliest Cast Member - Disneyland Adventure Series - EPISODE ONE (Jack Duncan) (SEASON ONE)
by Kelly Ryan Johns
Rating: 4.3/5 by 140 reviews
Link: http://www.amazon.com/dp/B00A94DEYG

15. How to Start a Successful Blog in One Hour (Better Blog Booklets)
by Steve Scott
Rating: 4.1/5 by 137 reviews
Link: http://www.amazon.com/dp/B00C2CH3MM

16. They Met At Shiloh (#1 in The Shiloh Series)
by Phillip Bryant
Rating: 3.8/5 by 135 reviews
Link: http://www.amazon.com/dp/B005FCAIDW

17. His First, Her Last: The Incredible True Story of an American Lost in the Philippines
by Jonathan Sturak
Rating: 2.9/5 by 134 reviews
Link: http://www.amazon.com/dp/B00EY8BASK

18. Survival Guide for Beginners
by Vitaly Pedchenko
Rating: 3.7/5 by 115 reviews
Link: http://www.amazon.com/dp/B00ALUMW96

19. 12 Health and Fitness Mistakes You Don't Know You're Making (The Build Muscle, Get Lean, and Stay Healthy Series...
by Michael Matthews
Rating: 4.2/5 by 106 reviews
Link: http://www.amazon.com/dp/B008XPBXXW

20. Blue Fall (The Tournament, #1)
by B. B. Griffith
Rating: 3.9/5 by 105 reviews
Link: http://www.amazon.com/dp/B005NC01OK

21. Skeeter: A Cat Tale
by Anne L. Watson
Rating: 3.8/5 by 99 reviews
Link: http://www.amazon.com/dp/B004I1KRUU

22. Defender: The Sanctuary Series, Volume One
by Robert J. Crane
Rating: 4.2/5 by 85 reviews
Link: http://www.amazon.com/dp/B0057OAXQ0

23. Everyday Vegetarian Family Cookbook: 100 Delicious Meatless Breakfast, Lunch and Dinner Recipes you Can Make in...
by Vesela Tabakova
Rating: 4.1/5 by 83 reviews
Link: http://www.amazon.com/dp/B00G4CEY46

24. 20 Things I've Learned as an Entrepreneur
by Alicia Morga
Rating: 4/5 by 83 reviews
Link: http://www.amazon.com/dp/B007ND93EQ

25. 8 Different Crochet Stitches: Learn to Crochet Something New with Crochet Patterns
by Prime Publishing
Rating: 3.9/5 by 76 reviews
Link: http://www.amazon.com/dp/B00IDC8QBC

26. Maximum Muscle: The No-BS Truth About Building Muscle, Getting Shredded, and Staying Healthy (The Build Muscle...
by Michael Matthews
Rating: 3.7/5 by 76 reviews
Link: http://www.amazon.com/dp/B009ZBY1XM

27. Muscle Meals: 15 Recipes for Building Muscle, Getting Lean, and Staying Healthy (The Build Muscle, Get Lean, and...
by Michael Matthews
Rating: 4.2/5 by 71 reviews
Link: http://www.amazon.com/dp/B009ZKSGXE

28. Number FOUR World Facts (Knowledge Book Series) (Boosting Brain Power) (Age 4-10)(Bedtime & Dreaming)
by TheBrothers
Rating: 3.8/5 by 71 reviews
Link: http://www.amazon.com/dp/B00H3PXQVU

29. Marketing In Less Than 1000 Words (Reactor15 Briefings)
by Rob Burns
Rating: 3.9/5 by 70 reviews
Link: http://www.amazon.com/dp/B008EJOBH2

30. Fit is the New Skinny: The No-BS Truth About Getting Thinner, Leaner, and Stronger (The Build Muscle, Get Lean...
by Michael Matthews
Rating: 3.7/5 by 70 reviews
Link: http://www.amazon.com/dp/B009ZKMKRM

31. Disobey (Epic series)
by Johnny Truant
Rating: 4.2/5 by 66 reviews
Link: http://www.amazon.com/dp/B005OLSNOK

32. Lifehacks: 63 Ways to Save Money, Improve Time Management, Produce Great Work, and Increase Productivity (Guides...
by Scott Britton
Rating: 4.6/5 by 63 reviews
Link: http://www.amazon.com/dp/B00JMGEFPY

33. Contamination Prequel (Post-Apocalyptic Zombie Series)
by T.W. Piperbrook
Rating: 3.8/5 by 61 reviews
Link: http://www.amazon.com/dp/B00ADEJGNK

34. The Action Bible Easter Story (Action Bible Series)
by Doug Mauss
Rating: 4.5/5 by 59 reviews
Link: http://www.amazon.com/dp/B00IK7X4MQ

35. Garden Guide - A No Nonsense, No PhD, No Fuss Guide to Great Gardens with Hand-Holding How To's for Beginners...
by Sarah Olver
Rating: 4.5/5 by 48 reviews
Link: http://www.amazon.com/dp/B00CQSPNLK

36. How to Write a Great Query Letter: Insider Tips and Techniques for Success
by Noah Lukeman
Rating: 4.5/5 by 42 reviews
Link: http://www.amazon.com/dp/B002HRF7WK

37. Hearty Soups: A Collection of Homemade Soups
by Dennis Weaver
Rating: 4.3/5 by 40 reviews
Link: http://www.amazon.com/dp/B00ICS9TTA

38. You are dying, and your world is a lie (Epic series)
by Johnny Truant
Rating: 4.2/5 by 40 reviews
Link: http://www.amazon.com/dp/B007HTV5MY

39. What in the world do I need a Life Coach for??? The reasons why having a life Coach can save your life
by Christopher Pinckley
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40. Kombucha Simplified: The ultimate guide to kombucha tea, its health benefits, and how to brew at home.
by Deep Cove Publishing
Rating: 3.9/5 by 37 reviews
Link: http://www.amazon.com/dp/B00E36IJ3C

41. The No-BS Guide to Workout Supplements (The Build Muscle, Get Lean, and Stay Healthy Series)
by Michael Matthews
Rating: 3.8/5 by 37 reviews
Link: http://www.amazon.com/dp/B00DYENU38

42. Which Mac Should I Buy?
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Link: http://www.amazon.com/dp/B007EG6SRC

43. Mahatma Gandhi and His Myths: Civil Disobedience, Nonviolence, and Satyagraha in the Real World (Plus Why It's...
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44. Getting Started with AWS: Deploying a Web Application
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Link: http://www.amazon.com/dp/B00I5UDMOS

45. Four Seasons of Creative Writing: 1,000 Prompts to Stop Writer's Block
by Bryan Cohen
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Link: http://www.amazon.com/dp/B009GLMF7U

46. What's Done in The Dark: Season 1
by Solae Devhine
Rating: 4.1/5 by 31 reviews
Link: http://www.amazon.com/dp/B004V0CMOW

47. Minecraft Comic Book: Journey to Minecraft (CreeperSlayer12 series, Part 1)
by Minecraft Comics
Rating: 3.6/5 by 30 reviews
Link: http://www.amazon.com/dp/B00ISE0HC6

48. Free Sewing Patterns for Spring Fashion: 8 DIY Sewing Projects
by Prime Publishing
Rating: 3.5/5 by 30 reviews
Link: http://www.amazon.com/dp/B00IPK61IM

49. Minecraft: Lore of HEROBRINE - A Minecraft Novel (The Founding Fathers of Minecraft, Part 1)
by Minecraft Books
Rating: 4.9/5 by 29 reviews
Link: http://www.amazon.com/dp/B00HTQB598

50. How to Remove Negative Beliefs and Free Your Mind
by Nigel Paul Miller
Rating: 4.1/5 by 29 reviews
Link: http://www.amazon.com/dp/B00AK00F1Y

51. Baking in Your Skillet: A Collection of Skillet Recipes
by Dennis Weaver
Rating: 3.5/5 by 28 reviews
Link: http://www.amazon.com/dp/B00ICS9HR4

52. How to Land (and Keep) a Literary Agent
by Noah Lukeman
Rating: 4.3/5 by 27 reviews
Link: http://www.amazon.com/dp/B003Z9JOXC

53. 4 KEYS GOLF - HOW TO BREAK 90 (An Easy Way to Lower Your Scores, Make Every Shot Count & Enjoy Golf More Without...
by Andy Chao
Rating: 4.1/5 by 26 reviews
Link: http://www.amazon.com/dp/B00BZ96KX6

54. Shut the (Profanity) Up and Create Your (Profanity) Art
by Garrett Robinson
Rating: 4.1/5 by 26 reviews
Link: http://www.amazon.com/dp/B00C83JL1G

55. 11 Sewing Room Ideas: How to Organize Your Room
by Prime Publishing
Rating: 3.3/5 by 25 reviews
Link: http://www.amazon.com/dp/B00IDDFFII

56. Knock 'em Dead Secrets & Strategies for First-Time Job Seekers
by Martin Yate
Rating: 4.8/5 by 23 reviews
Link: http://www.amazon.com/dp/B00J08H0OW

57. Self help book: Influence and Lead ! Fundamentals for Personal and Professional Growth (Personal Growth)(The Leadership...
by Michael Nir
Rating: 4.5/5 by 22 reviews
Link: http://www.amazon.com/dp/B00E82614K

58. How To Survive Living Abroad: An Expatriate Guide to Not Getting Robbed, Scammed, Jailed, or Killed (English Teacher...
by English Teacher X
Rating: 3.8/5 by 22 reviews
Link: http://www.amazon.com/dp/B0073W5SJ6

59. How to Write More Words More Easily (Fiction Writing HELP)
by Terrance Field
Rating: 4.8/5 by 21 reviews
Link: http://www.amazon.com/dp/B00HGY92M0

60. Circle of Friends Cookbook - 25 Bacon Recipes
by Gooseberry Patch
Rating: 4.2/5 by 21 reviews
Link: http://www.amazon.com/dp/B00IMLJ4V0

61. Great Tips To Help You Save Money And Get Out Of Debt - Money saving tips (a debt-free book)
by Mike C. Adams
Rating: 3.7/5 by 21 reviews
Link: http://www.amazon.com/dp/B00H9C6XNU

62. Options Trading For Beginners: How To Get Rich With Stock Options Trading (Options Trading Strategies, Options...
by Devon Wilcox
Rating: 4.6/5 by 20 reviews
Link: http://www.amazon.com/dp/B00JFKWDR4

63. A Baker's Guide to Chocolate: A Collection of Recipes and Useful Information
by Dennis Weaver
Rating: 4.1/5 by 20 reviews
Link: http://www.amazon.com/dp/B00ICSF994

64. 101 Facts... Cats! Cat Books for Kids - Amazing Facts, Photos & Video Links. (101 Animal Facts)
by IP Factly
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65. Team: Six Secrets of Powerful Teams , A practical guide to the magic of motivating and influencing teams (Project...
by Michael Nir
Rating: 4.4/5 by 19 reviews
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66. Going Shogun
by Ernie Lindsey
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67. Craft Pricing Power - 12 Proven Pricing Principles For Small Business Marketers
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68. Be Thankful for the Little Things; Fun Rhymes and Pictures to Teach Children about Gratitude (Rhyming Serice)
by Louise Folger
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69. Garden Design and Landscaping - The Beginner's Guide to the Processes Involved with Successfully Landscaping a...
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70. Self Discipline: Increase Your Willpower- Maximize Your Influence- Get Things Done The Smart Way (increased self...
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72. 50 Things you didn't know - Fun facts for everyone (50 things you didn't know, fun facts, trivia)
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74. Retiring to the Philippines (Philippines, Philippines Travel Guide, Philippines Kindle, Philippines Travel, Expatriates...
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75. What God Desires
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80. The Egg and I: How to Make Incredible Omelets and Frittatas
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81. A Guide to Gardening and Growing Best Herbs Anywhere
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84. Matter of Trust
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Rating: 4.8/5 by 15 reviews
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85. Free My Heart of Grief to Love
by Sandra Moore Bernsen
Rating: 4.6/5 by 15 reviews
Link: http://www.amazon.com/dp/B006843TWI

86. How To Build a Website With WordPress...Fast! (3rd Edition - Read2Learn Guides)
by Kent Mauresmo
Rating: 4.5/5 by 15 reviews
Link: http://www.amazon.com/dp/B00GEKWLO8

87. The Perfect Pie: A Handbook for Pie Lovers
by Dennis Weaver
Rating: 4.9/5 by 14 reviews
Link: http://www.amazon.com/dp/B00ICSFA3E

88. Emotional Intelligence - The Ultimate Guide To Develop Your Emotional Intelligence And Improve Your Communication...
by Patrick Cogen
Rating: 4.6/5 by 14 reviews
Link: http://www.amazon.com/dp/B00JMBYDSI

89. End of the Road (The Rozzers)
by Diem Burden
Rating: 4.6/5 by 14 reviews
Link: http://www.amazon.com/dp/B0080ZWWFS

90. How to Grow Organic Vegetables: Your Guide To Growing Vegetables in Your Organic Garden
by Kelly T Hudson
Rating: 4.1/5 by 14 reviews
Link: http://www.amazon.com/dp/B00D3COZOO

91. Gems from Warren Buffett - Wit and Wisdom from 34 Years of Letters to Shareholders
by Mark Gavagan
Rating: 3.9/5 by 14 reviews
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92. 17 Flower Craft Ideas: How to Make Paper Flowers, Easy Fabric Flowers and More
by Prime Publishing
Rating: 3/5 by 14 reviews
Link: http://www.amazon.com/dp/B00IPN4E6K

93. It's Paleo Not Rocket Science - Simple, Quick, Easy and Delicious Paleo Recipes For Busy People
by Madison Grace
Rating: 4.7/5 by 12 reviews
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94. Cobbler - The Ultimate Recipe Guide
by Jennifer Hastings
Rating: 4.7/5 by 12 reviews
Link: http://www.amazon.com/dp/B00BLTUYS2

95. SOAP: How to Make Natural Handmade Soap. (A Home Life Book)
by Melinda Rolf
Rating: 4.7/5 by 12 reviews
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96. Never Let You Go
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Rating: 4/5 by 12 reviews
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97. 47 Ronin: The Legend Reborn
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Rating: 4/5 by 12 reviews
Link: http://www.amazon.com/dp/B00HX2J2UC

98. Matcha Green Tea Melt & Pour Soap Recipe
by Lisa Maliga
Rating: 3.8/5 by 12 reviews
Link: http://www.amazon.com/dp/B00I9KZHYC

99. Email Etiquette: Netiquette for the Information Age
by David Tuffley
Rating: 3.4/5 by 12 reviews
Link: http://www.amazon.com/dp/B0057CTXGS

100. The Top Mistakes Youth Hockey Parents Make At The End Of The Season Through Spring
by Brandon Convery
Rating: 5/5 by 11 reviews
Link: http://www.amazon.com/dp/B00JRNPMQS

All the books are checked to be free at the time of posting.
Please double-check the price before you buy.

Totally Free Deals
g: 0 Posted By: ctgolfer
Views: 110 Replies: 0 Powerful 2-speed gearbox for high speed drilling and high torque applications
25+1 clutch settings matches driving power to your specific application and prevents screw stripping
Variable speed trigger lets you control your drilling speed when precision matters most
2 batteries included, delivers double the run time
1/2-in keyless chuck to accept a wide variety of bits and accessories
On-tool bit storage for convenience
Includes carrying case
Cordless: Yes
Chuck Size: 1/2 in.
Chuck Type: Keyless
Clutch Settings: 25 + 1
Power Type: Cordless
RPM: 0 - 400 / 0 - 1250
Voltage: 18V
Brand: SKIL
Model: 2888-03-RT
Condition: Factory Refurbished
Warranty: 1 Year
Packaging: Brown Box

http://1sale.com/electronics/other/12-drilldriver/
Tools Deals

1Sale.com Coupons
g: 0 Posted By: ctgolfer
Views: 94 Replies: 0 FILA will keep you comfortable and stylish no matter if you are playing your favorite sport or just getting in a good workout. And when you get 4 pairs of socks for one low price, you will be set for socks for the year!

Sizes:

Socks Size 10-13
Shoe Size: 6-12.5

Materials:
35% cotton
35% Polyester
25% Nylon
5% Spandex

What's Included:

4 Pairs of Socks with assorted colors/designs

www.ebay.com/itm/290773085451
g: 1 Posted By: remick
Views: 232 Replies: 0 http://www.amazon.com/gp/product/B00CQSPNLK

4.5 out of 5 stars (48 customer reviews)

Weve all admired our neighbors gorgeous gardens filled with flowering perennials and longed to recreate their beauty in our own back yard. But if were being honest, when it comes to gardening, most of us have no idea where to begin. Additionally, in these economic times, who can afford to hire an expert to come in and do the job for us? That said, regular folks all across North America and Europe are returning to the soil, shovels in hand. With the help of this book, there is absolutely no need to fly blind into the world of green thumbs, perennials, and herbs.The nameGarden Guide: A No Nonsense, No PhD Guide to Great Gardens with Hand-Holding How Tos for Beginners and Straightforward Instruction for Advanced Gardenerstruly says it all. Indeed, this book is the hand-holding garden guide that will walk even the most timid novice right through the gardening process from beginning to end.

In addition to straight forward, practical advice in everyday language, you will love the stories and anecdotes Olver shares from her fifteen years of backyard, organic gardening adventures. Easy and entertaining, youll probably read this book in one sitting, but youll reference it for years to come. The beauty of Garden Guide is that Olver divides her advice into two sections: Beginning Gardeners and Advanced Gardeners. No matter what your skill level, there are simple explanations, tips, and tricks that will walk you through every aspect of the garden process. Garden Guide features details such as:

Everything you need to know about location, from sunlight to drainage to selecting just the right spot
How to understand soil types, how to amend and condition them
pH levels and soil testing broken down in simple terms
Step by Step guide for planning your PERFECT garden no matter where the location
Fertilizing made manageable with explanations for all those numbers and organic alternatives
Composting broken down so you can start immediately
Pests obliterated with loads of organic suggestions
The basics of garden maintenance from deadheading to dividing perennials
Loads of helpful website suggestions for purchasing plants online, getting ideas, locating county extension offices, perennial databases and so much more.
Gardening terms are defined in language you will both understand and remember

If you have time to read only one book on gardening, this is the book to choose. Short enough not to feel like an encyclopedia and just long enough to wet your gardening appetite, Olver has woven basic garden science and practical ideas for everyday people into each page. With her warm, inviting, no-nonsense instruction, you will be amazed how simple and doable gardening really is. Not only will it thoroughly educate you in basic gardening, Garden Guide will send you well on your way toward beautiful perennials gardens and leave you inspired and hungry to begin planting in your own patch of earth.



also free

Organic Gardening Beginner's Manual
http://www.amazon.com/Organic-Gardening-Beginners-Manual-Turner-...

Here's the ultimate "Take-You-By-The-Hand" beginner's manual for creating and managing your own organic garden. Even if you know nothing about organic gardening.... so you can get back your health and energy and save a stack of money.

You're going to learn that organic gardening can greatly improve your health and energy levels while really lowering your weekly food bills, and it only takes about half an hour per week.

If you're like me you probably hate the idea of eating foods (and providing them for your family) that may have been grown with chemicals.

I want to share with you not only the joy of producing fresh, delicious food for your family, but also the health advantages.... spending time in the fresh air and sunshine, stress relief, and chemical free, vitamin filled, fresh, natural foods - what our bodies really crave for and need.

Now you can access the information you want quickly and easily, to make planning and growing your vegetable garden a breeze! Growing our own food makes us less reliant on commercially grown foods. Who knows how long produce might have been sitting around on a shelf, or in a cooler room?

Do you wonder just what chemicals have been sprayed on that perfect-looking tomato, that really is quite tasteless? Being able to walk out to your organic vegetable garden and pick your own food - now let's see... how many food miles is that? - Oh, it's none!

You'll instantly discover...
Your very best area to grow your vegetables
How to build up healthy, fertile soil without costing a fortune
How to feed your soil - the organic ways
How to create an easy, 'no-dig' veggie plot
Massive savings by learning how to grow from seeds
9 Essential tips to successfully transplanting your seedlings
Tips for the most effective watering
Why mulching is a must in every organic garden
5 easy ways to keep your garden weed free
How to slash your food bill in half
The 7 crucial ingredients to making great compost
What never to put into your compost
How to make your own organic liquid fertilizers, saving $$'s
Natural ways to protect your plants from pests and disease
Top 10 easiest veggies to grow
Secrets to growing lush, healthy herbs
Why to include perennial vegetables
What you must do to grow your food if space is limited
How much to plant for your family's needs
And that's just a small glimpse of what's included. This gardening guide was created to give you simple, concise steps to easily create the right organic food garden for your family. I've gathered this information from both my own experience and from many different resources over the past 20 years.
Books & Magazines Deals
foreign transaction fee for online purchases
Added on : Thursday April 24th 2014 04:00:08 PM
g: 0 Posted By: ciszew
Views: 0 Replies: 0 Hello
Im wondering if this is common thing and i was lucky to never experience this before or is it something new.
I recently purchased $3k worth of plane tickets directly from European airline via website when siting in front of my computer in US, i paid with american express credit card. Few days later i noticed extra $80 inforeign transaction fee added to my account. I called AE and complained, rep said that there is nothing he could do so i paid my balances in full and called again to close an account, rep asked me why i explained and again there was nothing she could do so i went ahead and closed an account. Was i right or am i fussing about normal procedure in this case.
PS when buying a ticket the price was displayed in foreign currency, i could changed that to us$ with 2 mouse clicks but didnt think it would matter (and still dont know)
Felt like I got scammed by orbitz
Added on : Thursday April 24th 2014 11:00:15 AM
g: 0 Posted By: jeremyhalifax88
Views: 38 Replies: 0 I was trying to save money with Ebates and Orbitz and was doing the transactions quick.
I purchased two SeaWorld Orlando tickets for weekdays.. So I got the weekday deal. Never minding which dates I put as the range for the tickets as I just put random dates. For Disney world I put random dates as there is no "valid" dates.
So I got two weekday tickets for April 28 to 29th and I will only be in Orlando May 1st.. So I called Orbitz and they told me I'm out of luck.. Which I think is completely unfair as you can buy the ticket with dates between April 28th to may 15th for the same price. I personally thought that dates didn't matter only that it has to be a weekday.


This was my recent conversation with Orbitz:

Milton: Hi, my name is Milton. How may I help you?
jeremy: Hi Milton, Jeremy again..
jeremy: I called seaworld and they said that they can't check Orbitz tickets on their system.
jeremyh: They also said that when they sell the weekday tickets they're good until May 5th and she is wondering why you guys are selling tickets that has a range.
jeremy: I explained to her that on Orbitz reservation system you can input any date and buy the weekday tickets.
jeremy: She said that you guys should reissue me tickets with the proper dates
Milton: I'm sorry Jeremy but there is no way to do it. That's why we were calling them for assistance. If they can't see your tickets, you will have to keep it as it is.
jeremy: Please explain to me why I can choose a date between April 28th and 30th and pay $53 for the weekly ticket and then I can put April 28th to May 30th and its still $53.
jeremy: Why should I suffer when your reservation system is flawed?
jeremy: Why would the dates matter if they can be changed to anything at all?
Milton: The Valid Dates for this ticket are: Mon, Apr 28, 2014 - Wed, Apr 30, 2014. You have booked that, if you did not want those dates, you did not have to book the ticket. You were also advised about the cancellation rules before to complete the booking. Find it below:
Cancellation Rules
****Attractions and services are non-cancelable. A Voucher has no cash value and is non-transferable. No refunds, credits, exchanges*****, or cancellations of a Voucher will be granted once Voucher has been issued. Refunds will not be issued for unused or partially used attractions or services. Availability and pricing for an attraction or service are subject to change without notice.
jeremy: That doesn't excuse the fact that your system is flawed?
Milton: You have select the dates and the website gave you the rate for that ticket. It's not flawed. Do you have any other questions that I could help you out today?
jeremy: It also says:
jeremy: SeaWorld Orlando Single Day $50.00 Weekday Ticket is an Admission entitling the purchaser thereof to One (1) visit to SeaWorld Orlando on any one (1) weekday. Weekdays defined as being a Monday, a Tuesday, a Wednesday, a Thursday or a Friday. If this voucher is redeemed on a Saturday or Sunday, there will be an additional charge at the gate! This ticket option is only valid to residents of the U.S.
jeremy: *any*
Milton: But of course the valid dates are listed above. I'm very sorry Jeremy but if you were clearly advised Before and After to complete the booking that you will not be able to change the ticket, please understand that we are unable to modify it. Yesterday, I've advised you that we will call the park in order to request an exception but it was not guaranteed and you were agree. Now, you know that we or the park can't modify the ticket. Therefore, you have to use it between Mon, Apr 28, 2014 - Wed, Apr 30, 2014. If you have any other questions which is not related with this issue, please let me know.
jeremy: Why can't you change it?
jeremy: Could a supervisor escalate this issue?
Milton: There is no way to change tickets. I can't transfer you since they will tell you the same information. If the website states that changes are not allowed is because changes are not allowed.



Yes, I'll admit.. I wasn't thinking and I thought it was irrelevant as to which dates I booked and I was on a rush to buy them as it was 2am and ebates was having double Orbitz deal.
I SHOULD read what I buy...
But...
I think this is completely unfair and their customer service really sucks.
Why can't they contact seaworld or whoever they bought their tickets from and see if dates can be changed? Why not try to help me?
Sucks losing $106 just like that..
Popular Destinations Deals
Individual health insurance market is closed
Added on : Thursday April 24th 2014 10:00:10 AM
g: 1 Posted By: yzj
Views: 145 Replies: 0 Just a heads up: As a consequence of the Affordable Care Act, you can no longer just buy an individual health insurance plan . It doesn't matter how healthy you are, or how much money you can pay. The market for individual health insurance has effectively been shut down until the next open enrollment period in November (barring a qualifying life event). The reason is simple: health insurance companies can no longer reject applicants with pre-existing conditions under the ACA, so they would have to be suicidal to accept new applicants before the next open enrollment period, since the majority of them would be people with medical conditions needing immediate care. Many young healthy individuals may have made a financial decision to skip buying health insurance, but if they change their mind they had better get married or move to another state, qualifying events that would allow them to purchase insurance before November. Otherwise they are now locked out of the marketplace and might want to look at short term insurance or medical discount plans as alternatives.

http://www.foxnews.com/politics/2014/04/09/latest-obamacare-surp...


General Economics Deals
Kasasa cash back Experiences?
Added on : Thursday April 24th 2014 08:00:11 AM
g: 1 Posted By: codename47
Views: 75 Replies: 0 Hey folks, anyone with experience using Kasasa debit cards for Cash Back? I have seen several offering up 2-3% up to $250/month or $7.50 per transaction with no apparent global limit. This is $250 transaction @ 3%, which isn't big. Anyone have any trouble with companies or getting paid? I am looking at several local banks that have this service. Also, they say "debit" transactions, so I am wondering if a debit card is ran as credit if that would matter.
Sorel Youth 1964 Pac Graphic Boot $39.95 @ usoutdoor
Added on : Thursday April 24th 2014 08:00:02 AM
g: 0 Posted By: tedhawkins
Views: 21 Replies: 0 Sorel Youth 1964 Pac Graphic Boot $39.95 @ usoutdoor

http://www.usoutdoor.com/deal/

Whether throwing snowballs or riding sleds, the Sorel Youth 1964 Pac Graphic Boot offers the warmth, durability and comfort of winter pack boot in a versatile, low profile design. The 1964 Pac Graphic Boot is crafted from waterproof leather and vulcanized rubber to keep water out. Whatever the weather, the 6mm recycled felt InnerBoot keeps kids feet warmdown to -40 below zerowith a 2.5mm bonded felt frost plug and plush Sherpa Pile snow cuff. And no matter how hard they play, the removable and washable liner makes it easy to ensure that they have a dry, warm boot every next morning.

Features of the Sorel Youth 1964 Pac Graphic Boot

Materials: Waterproof leather and vulcanized rubber
Upper: PU coated waterproof leather upper
Outsole: Handcrafted waterproof vulcanized rubber shell with herringbone outsole
Liner: Removable 9mm washable, recycled felt Inner
g: 1 Posted By: ctgolfer
Views: 208 Replies: 0 Product Information
The Canon EOS 5D Mark III is a black, body-only, 22.3 MP digital SLR camera with a full-frame CMOS sensor. The Canon digital SLR camera delivers quality pictures no matter what the lighting conditions, thanks to an ISO sensitivity range of 100 25,600 standard or 50 102,800 expanded. Moreover, the Canon digital SLR camera features high-speed 6-fps continuous shooting and records up to 16,270 continuous JPEG images to a UDMA mode 7 card in a single burst. With the 22.3 MP digital SLR camera, the user is able to enjoy full HD video at 1080p resolution and stereo sound via external mic. Furthermore, the Canon EOS 5D Mark III includes in-camera editing functions such as black-and-white conversion and retrospective white balance. Additional specifications of the Canon digital SLR camera include dual card slots for CF and SD, 100 percent viewfinder coverage, and weather sealing to offer protection against dust and moisture.

Product Features
Full-frame 22.3-megapixel sensor
Capture high-quality images that are full of detail with a 22.3-megapixel CMOS sensor and DIGIC 5+ image processor. Colors are bright but natural, and fine detail is preserved even in dark shadow areas and bright highlights.
High-quality performance, even in low light
The EOS 5D Mark III delivers superb picture quality whatever the lighting conditions. Keep shooting hand-held even after the sun goes down, thanks to an ISO 100-25,600 sensitivity range.
61-point wide-area autofocus
Focus quickly and accurately, even on off-center subjects, with a 61 point wide-area autofocus system. 41 cross-type points ensure highly accurate tracking of moving objects.
High-speed continuous shooting
Keep up with the action at 6 fps, recording up to 16,270 continuous JPEG images to a UDMA mode 7 card in a single burst.
High dynamic range imaging
Preserve detail in highlight and shadow areas with in-camera HDR image creation.
Full-HD video with manual control
Enjoy high quality Full HD video at 1080p resolution. Use manual controls and Canon's comprehensive EF lens range to achieve cinematic visual effects.
Great quality sound
Give your video footage the soundtrack it deserves. The EOS 5D Mark III records digital stereo sound at 48KHz and offers manual control over audio level. A standard 3.5 mm microphone socket enables the use of third-party microphones; a headphone socket permits audio monitoring while recording.
In-camera editing functions
Begin your digital editing workflow before you arrive back home. Rate your images on a scale of one to five and compare two images simultaneously on screen. Use in-camera raw processing to explore creative possibilities - such as black and white conversion and retrospective white balance.
Built to go anywhere
A magnesium chassis provides strength and durability without adding weight. Weather sealing offers protection against dust and moisture.


www.ebay.com/itm/321382648110
SLR & dSLR Deals

eBay Coupons
g: 0 Posted By: remick
Views: 168 Replies: 0 http://www.amazon.com/gp/product/B00B85811G/

Parents worry they don't have the understanding or training to be able to care for their kids in a world that is increasingly superficial, politicized, and performance driven. Disconnected makes the concepts and strategies described in the bestselling Hurt: Inside the World of Today's Teenagers accessible to parents. After the overwhelming response to Hurt, authors Chap and Dee Clark here equip parents with an up-to-date, realistic parenting book that doesn't ignore the harsh realities of adolescent life. It builds a foundation for parents by describing exactly how things have changed, takes them through the various developmental stages their children go through, and gives them workable paradigms for parenting.

From the Inside Flap
EXCERPT FROM CATALOG
It is an obvious fact that parents and children see life differently. Parents and children often assume that the way they view and experience the world is the only way to see and experience the world. This presents a series of relational challenges on its own, but even more important for the parent to consider is that, irregardless of how they see the life and world of their kid, the way the child sees their life and world, in all aspects--relational, social, ethical--is what matters most as they grow up. It is your child's perspective of their own world that ultimately has the greatest influence over them as they grow up. Even in homes where parents work hard to try and understand their children, today's teenagers believe that life is hard, antagonistic, and dismissively impersonal. According to our research, by the time they reach high school, kids feel an almost overwhelming sense of isolation and loneliness. Even the brightest and best kids revealed to our team how damaged they feel under the pressure of what they see as constant evaluation and critique. This feeling fosters a profound insecurity in nearly every adolescent, an inner disquiet that few can verbally pin down but all seem to experience. In order to parent well in today's image- and performance-driven society, where everything from body contour to SAT scores is scrutinized and put down, it is vitally important to recognize that the inside of your adolescent child is a stew of conflicting thoughts and emotions.
From the Back Cover
Your teens live in another world. They encounter different sorts of challenges than you did. But you can learn how to help them navigate our increasingly superficial, politicized, and performance-driven world.

Authors Chap and Dee Clark are not only youth and family experts, they're also parents. In Disconnected, they put their years of research and experience to work to help you understand your teen. This up-to-date, realistic book doesn't ignore the harsh realities of adolescent life. It describes how things have changed since you were a teen and gives you ways to build your relationship with your teens while instilling in them the values they need to thrive in a MySpace world.
Books Deals

Amazon Coupons
g: 5 Posted By: remick
Views: 852 Replies: 2 http://www.amazon.com/dp/B00JMGEFPY

4.9 out of 5 stars (29 customer reviews)

Do You Want to Save Money, Improve Time Management, Produce Great Work, and Increase Your Productivity?

Then you've come to the right place. In this book you will learn:

Ways to Save Money


Learn money saving lifehacks like how to get VIP treatment at your favorite businesses, never pay ATM fees again, get Amazon Prime for 1/5 of the cost, save 100's of dollars a year on your favorite services and more!

If you follow the tips in this section on How to Save Money you'll earn back the price of this book 10x over within the first month!

Time Management Lifehacks


Learn how to crush common time wasters like unnecessary meetings, repeatedly answering the same questions, spending too much time on email, dealing with slow customer service, and weeding out "time takers" from you life.

Ways to Improve Your Work


Improve the quality of your work with the proven techniques and the latest productivity tools on the web. In this lifehacks guide you'll get information on specific tools that improve your relationships, help you build your network, improve your focus, and spend more time on things that are important so that you can produce great work!

How to Increase Your Productivity


It's very easy to spend a lot of time on things that don't matter. This lifehacks guide will show you how to condense those activities (like email) and focus more on the tasks that actually matter so you can be more productive than ever.

Travel Hacking Strategies


Learn how to find the best credit cards for travel points, avoid fees on things like hotel cancellations, and access all your flight information on the go. Using the tips from this book I've traveled for free around the world and managed to avoid some of the most common travel headaches.

Hacking Email Management


The average person spends 27% of their work week on email management. This is crazy! You'll learn specific strategies on this book on how to massively reduce the time it takes to manage your email like batch processing, how to reduce email volume, and tactics to declutter your inbox. Multiple email hacking tools are mentioned in this section that will massively improve your email etiquette and processing time.

Eating and Drinking Lifehacks


Get proven strategies on how to limit binge-eating, stop late night snacking, and cut back on the coffee overload! You'll even learn some lifehacks for my favorite fast casual restaurant...Chipotle!

Lifehacking In Your Everyday Travels


Optimize life's daily headaches by learning how you can leave your wallet at home, never forget your coat check number, access your favorite reading material even when you don't have cell service, and much more!

Miscellaneous Lifehacks


This book contains a bunch of lifehacks that didn't necessarily fit into one bucket, but are too good not to include!

You'll learn strategies to stay motivated, sleep better, hack Chipotle, get cash for crummy gift cards, and how to write things like a book...even if you're not a good writer!
Totally Free Deals
Free Kindle Book- Raise the Child You've Got-Not the One You Want
Added on : Wednesday April 23rd 2014 01:01:56 AM
g: 0 Posted By: remick
Views: 25 Replies: 0 http://www.amazon.com/gp/product/B00FQ825AO/

5.0 out of 5 stars (15 customer reviews)

Are you fed up with child behavior problems?

Is your family life stressful and unpleasant? Are you exhausted from never-ending battles? Do you wish your child were more patientor more outgoingor less impulsiveor simply different from who she is?

There is a way out of your endless loop of frustration. Parent Coach Nancy Rose paves the way with a remarkably effective approach: Leading with Acceptance, which draws upon real life parent/child relationships, current studies, and groundbreaking methods for understanding and accepting your childs CoreSelf traits.

Leading with Acceptance will help you:

Discover what you can and cannot change about your child
Understand the power of acceptance in building a healthy parent/child connection, no matter how old your child is
Gain peace of mind as you raise your children to become their best, happiest selves.
Totally Free Deals
g: -1 Posted By: xcougar
Views: 234 Replies: 3 While trying to spend expiring Sears rewards I spotted black package aaa eneloop 4 packs. Hint: check your email from Sears for soon to expire coupons/points. Other eneloop 4 packs were not reasonable prices.
Sears ships this free.Search for eneloop aaa, pick the cheaper one.It should be sold by Sears, and not Sears marketplace vendors. Item should read: "Sanyo eneloop XX Pre-Charged AAA Rechargeable Battery Retail Pack4 Pack"
Item #05703492000 Mfr. Model #HR-4UWXA4
I had white ones in mind when I searched, these claim larger capacity than white with fewer charges. At not much out of pocket it did not matter to me, it may to you.
My real goal was to get handful miles to prevent my balance from expiring with minimal hassle.
Batteries & Chargers Deals

Sears Coupons
g: 0 Posted By: ctgolfer
Views: 60 Replies: 0 Solid metal housing - Precision-machined single-billet metal housing prevents vibrations and unwelcome sound from tainting your listening experience.
Grid-iron tough - Whether you keep urBeats pristine or throw them in and out of your bag, you dont have to worry about them breaking or fraying anytime soon.
Built-in mic for calls - Switch easily between songs and incoming calls. No need to take off your headphones or talk into the phone like a walkie-talkie.
Tangle-free cables - Doesnt matter how carefully you wind them up, cords and pockets just dont mix. Thats why weve redesigned our cables to make sure theyre ultra-flexible and tangle-free.
3.5mm jack
Color: Choice of Black or White finish
Cable length: 47
Weight: 0.6 ounces
Brand: HTC
Model: URBEATS
Condition: New
Warranty: 90 Day
Packaging: Polybag

http://1sale.com/electronics/audio-gaming/urbeats-inear-headphon...
g: 0 Posted By: remick
Views: 152 Replies: 0 http://www.amazon.com/dp/B00JMGEFPY

4.9 out of 5 stars (29 customer reviews)

Do You Want to Save Money, Improve Time Management, Produce Great Work, and Increase Your Productivity?

Then you've come to the right place. In this book you will learn:

Ways to Save Money


Learn money saving lifehacks like how to get VIP treatment at your favorite businesses, never pay ATM fees again, get Amazon Prime for 1/5 of the cost, save 100's of dollars a year on your favorite services and more!

If you follow the tips in this section on How to Save Money you'll earn back the price of this book 10x over within the first month!

Time Management Lifehacks


Learn how to crush common time wasters like unnecessary meetings, repeatedly answering the same questions, spending too much time on email, dealing with slow customer service, and weeding out "time takers" from you life.

Ways to Improve Your Work


Improve the quality of your work with the proven techniques and the latest productivity tools on the web. In this lifehacks guide you'll get information on specific tools that improve your relationships, help you build your network, improve your focus, and spend more time on things that are important so that you can produce great work!

How to Increase Your Productivity


It's very easy to spend a lot of time on things that don't matter. This lifehacks guide will show you how to condense those activities (like email) and focus more on the tasks that actually matter so you can be more productive than ever.

Travel Hacking Strategies


Learn how to find the best credit cards for travel points, avoid fees on things like hotel cancellations, and access all your flight information on the go. Using the tips from this book I've traveled for free around the world and managed to avoid some of the most common travel headaches.

Hacking Email Management


The average person spends 27% of their work week on email management. This is crazy! You'll learn specific strategies on this book on how to massively reduce the time it takes to manage your email like batch processing, how to reduce email volume, and tactics to declutter your inbox. Multiple email hacking tools are mentioned in this section that will massively improve your email etiquette and processing time.

Eating and Drinking Lifehacks


Get proven strategies on how to limit binge-eating, stop late night snacking, and cut back on the coffee overload! You'll even learn some lifehacks for my favorite fast casual restaurant...Chipotle!

Lifehacking In Your Everyday Travels


Optimize life's daily headaches by learning how you can leave your wallet at home, never forget your coat check number, access your favorite reading material even when you don't have cell service, and much more!

Miscellaneous Lifehacks


This book contains a bunch of lifehacks that didn't necessarily fit into one bucket, but are too good not to include!

You'll learn strategies to stay motivated, sleep better, hack Chipotle, get cash for crummy gift cards, and how to write things like a book...even if you're not a good writer!
Totally Free Deals
USAA removes free check orders (charging shipping...)?
Added on : Tuesday April 22nd 2014 07:00:13 AM
g: 0 Posted By: DaveHanson
Views: 202 Replies: 0 Apologies in advance folks if I somehow misread this folks...

Ordered my first batch of checks from USAA today in many years, and saw that while the basic *checks* are still free, the cheapest "Non-Trackable Standard/Bulk Slowest " option defaults to $3.35. This was true even though the preceeding page said that the price included "standard shipping".

Are the rest of you still seeing free shipping? This is in Firefox / Windows 8.1 , not that it should matter...
Discussion Deals
0% interest promotion and late payment
Added on : Tuesday April 22nd 2014 05:00:11 AM
g: 0 Posted By: protomenace
Views: 10 Replies: 0 It finally happened. For years I have been diligent and never missed a payment. Yesterday, I got complacent and forgot to pay the minimum payment on a card I have a 0% interest promotion on. It was due 4/20, and I got an alert from Mint on 4/21 that I got hit by a late fee. I paid the bill on 4/21. I called and the bank reversed the late fee for me, but I am still worried that they will charge me interest. I know that if you make late payments, promotional interest rates can be revoked.

I have the cash to easily pay the full balance on the card, but I'd rather not. Does anyone have any experience with promotional interest rates and making late payments? Are they going to charge me no matter what? They charged a late fee immediately, so I wouldn't be surprised if they also revoked the interest rate promotion immediately, but there's no indication anywhere I can see that my 0% interest is gone.

Anyone been in this situation before? The bank is Chase, if that is relevant.
Oakley Twenty Men's Sunglasses $54.99 FS @ Oakley Vault
Added on : Monday April 21st 2014 11:00:03 AM
g: 0 Posted By: DizzyT71
Views: 398 Replies: 0 TheOakley Twenty Men's Sunglasses are on sale for $54.99 with free shipping at Oakley Vault.

Lens:

Optimized peripheral vision and side protection of 8.75 base lens curvature
Meets optical requirements based on ANSI Z87.1
Meets impact requirements based on ANSI Z80.3
UV protection of Plutonite lens material that filters out 100% of UVA / UVB / UVC & harmful blue light up to 400 nm
Glare reduction and tuned light transmission of Iridium lens coating (optional)
Available with Oakley prescription lenses


Frame:

Durability and all-day comfort of lightweight, stress-resistant O Matter frame material
Comfortable fit on small to medium faces via condensed cranial geometry
Precision and durability of sculpturally integrated hinge mechanisms with dual action CAMS
Comfort and Performance of Three-Point Fit that holds lenses in precise optical alignment
Patented Unobtainium earsocks and nosepads ensure a snug, secure fit
Metal Icon accents

Sunglasses Deals
Pats eco2SYSTEM Carbonator Bottle Starter kit $26.95 - FS on $45+
Added on : Monday April 21st 2014 05:00:02 AM
g: 0 Posted By: tedhawkins
Views: 17 Replies: 0 Pats eco2SYSTEM Carbonator Bottle Starter kit $26.95 - FS on $45+

http://www.tinytrekker.com/50pc1ltgkit/pat-s-eco2system-carbonat...

Description

Introducing the most environmentally responsible carbonated beverage system on earth! The carbonator bottle's organic form "feels" like it belongs in your hand... because it does! This elegant little addition to your gear list is engineered with an emphasis on rugged durability and simplicity of use. In its more docile state, it functions as your standard run of the mill water bottle (yawn). However, when you decide to kick it into high gear and unleash the technology hiding under its hood, you get a burst of crisp refreshing carbonation to energize the beverage of your choice. So no matter how far your wander lust leads you down the trail of your next adventure, you can still indulge your thirst for carbonated refreshment! Pats eco2SYSTEMcomes with everything you need to start making a wide variety of carbonated beverages anywhere on earth! It contains: 1 eco2LOGICAL carbonator bottle, an assortment of 5 beverage concentrates, and 6 packets of eco2ACTIVATOR powder. Lightweight, quick, and easy to use!

Whats included:

Carbonator Bottle
6 Activator Powder Packs
1 Terra Cola Concentrate
1 Ginger Trail Concentrate
1 Lemon Clime Concentrate
1 Bearfoot Root Beer Concentrate
1 PomaGranite Concentrate
g: 0 Posted By: tedhawkins
Views: 186 Replies: 0 Stanton SCS3 System Mixer Player Pack w Virt DJ LEItem $99.99 + Free shipping

http://www.pssl.com/Sale/Stanton/Computer-DJ/Stanton-SCS3-System...

http://www.amazon.com/Stanton-SC-System-DJ-Control/dp/B002TP500E

Stanton SCS3 System Mixer Player Pack with Virtual DJ LE

SC SYSTEM 3 ... the most innovative, completely mobile MIDI control solution available.
Featuring two completely touch-sensitive control surfaces, the SCS.3d and the SCS.3m, this system brings you intuitive, completely customizable software control without sacrificing any of the features of your traditional DJ rig.

Unparalleled Plug and Play MIDI control rig
Built-in powered USB hub and magnetic connecting system
A scalable interface with unmatched portability
StanTouch offers easy scratching, scrubbing and navigating of digital audio Control samples, pitch, effects, cue and loop points, and other mapable functions
Multiple finger touches can prompt quick kills on EQ's or transform effects
The SC SYSTEM 3 consists of two decks (SCS.3ds) and a mixer (SCS.3m) that have many of the same controls as a traditional two turntable and mixer setup, however they are way more powerful and advanced. At a fraction of the size and weight of a traditional setup and with minimal moving parts, the SC SYSTEM 3 is a great solution no matter if you are a seasoned veteran or a beginner DJ.

The SC SYSTEM 3 Controllers
The SCS.3 controllers can all be used separately, or together to give you an unparalleled MIDI control rig that allows you to plug and play anywhere in the world within minutes. With a built-in powered USB hub and magnetic connecting system, the SC SYSTEM 3 controllers can be easily connected to each other for a high tech version of a full traditional DJ setup... without the weight, size and connectivity issues.

4 Deck Control
The SCS.3m features two channel strips for control of two channels of a software mixer at any one time. However, each channel strip can be switched to control an additional two channels for a total of four channels of control with the 3m, providing a scalable interface while remaining portable at the same time. When switching between decks the 3m will remember which control mode each deck was on (FX or EQ) and will automatically update the sliders to that channel's last settings.

See Me, Feel Me
The SCS.3d's layout and portability provide DJs with an unmatched level of performance and control. The StanTouch interface can be used for scratching, scrubbing, and navigating through digital audio. The tactile buttons, triggers, and virtual faders can also control samples, pitch, effects, cue and loop points, and other mapable functions. Multiple finger touches can even prompt quick kills on EQ's or transform effects on volume.

USB Hub
The built in powered 4-port USB hub can be used to connect additional SCS.3 products to the SCS.3m allowing a single USB cable to be connected to the computer. With 2 ports on the rear of the unit it's possible to connect devices very quickly for fast setups in mobile environments. 2 additional ports on the inside of the back panel of the SCS.3m allow cables to be routed from additional 3 series controllers or storage devices such as flash drives. With a power connection the USB hub ensures that devices receive enough power for complete stability in any performance environment.

Hook Me Up
Magnect connection system allows multiple SC SYSTEM 3 units to securely snap together, creating a larger control surface with increased performance options. And built in wire management means that there won't be a mess of cables to deal with.



Techincal Specifications

USB Specifications USB 1.1 and 2.0 class compliant MIDI controller USB bus-powered*

Power Specifications 12V DC / 1500mA

System Requirements: Mac: Power PC G5 or multicore Intel processor Mac OS X (v10.4 or later)

Windows: PC running Windows XP or Vista >


Electronics Deals
Burton Youth Boys Maverick Jacket $71.95 + Free shipping
Added on : Sunday April 20th 2014 09:00:03 AM
g: 0 Posted By: tedhawkins
Views: 199 Replies: 0 Burton Youth Boys Maverick Jacket $71.95 + Free shipping

http://www.tactics.com/burton/youth-boys-maverick-jacket


The Youth Boys Maverick Jacket from Burton is made for the groms who are ready to play with the pros and combines top-of-the-line performance with style taken straight from what the mens team is rocking. The highest waterproof/breathability rating in the line means ultimate dryness, and zonal insulation balances core warmth with mobility where it matters most. The technical interior wicks away heat-robbing sweat while Room-To-Grow keeps up with those guaranteed growth spurts
Burton Sample Products: Warranty
Material:
Plamo Canteen: DRYRIDE Durashell 2-Layer Ripstop Print Fabric
Burner Painted Buffalo Plaid: DRYRIDE Durashell 2-Layer Polyester Plain Weave Print Fabric
All Other Colors: DRYRIDE Durashell 2-Layer Dobby Fabric
Waterproof Rating: 10,000mm
Breathability Rating: 10,000g
Seams: Critically taped
Powder Skirt: Non-Removable
Insulation: Thermacore Insulation
Hood: Fixed hood
Waterproof Rating: Better
Insulation Rating (g): Body: 80

Sleeves: 40
Warmth: Mid
Pockets:
Velcro Closure Chest Pockets
Media Pocket with Headphone Cable Port
Goggle Pocket
Pass Pocket
DRYRIDE: DRYRIDE 2L Durashell
Rides Best In: Ice Cold Conditions
Lining: Taffeta Lining
Jacket Features:
Microfleece Lined Handwarmer Pockets
Articulated Sleeves
Chafe-Free Collar
Adjustable Cuff Closures
Jacket-to-Pant Interface
Glove Loops
Pocket Access Hem Cinch
Room-To-Grow System
Pit Zips
Internal Dump Pocket
Burton Fit: Regular
Details:
Hood Crown Adjustment
Helmet Friendly Hood with Expandable Hood Gaiter
Ticket Holder
Clothing Deals
g: 1 Posted By: ctgolfer
Views: 166 Replies: 1 Product Information
SteelSeries 3H USB is a compact lightweight headset, specially designed for gamers who frequently visit LAN-events and other gaming events. SteelSeries 3H USB can be collapsed for easy and safe transportation and features a pull-out microphone system. The 3H USB connects to the computer using USB, which ensures a consistent sound experience allowing gamers to always play with the exact same sound and settings, no matter where in the world or at what computer they are playing.

Product Identifiers
BrandSteelSeries
Model3H
ColorBlack
MPN61002
UPC5707119001885, 813810011520

Design
Fit DesignHeadband

Connectivity
Connector(s)USB


www.ebay.com/itm/181234908542
Headphones & Speakers Deals

eBay Coupons
canon A1200 Refurb $38.99 with free 8gb SD Card plus ship and tax
Added on : Thursday April 17th 2014 11:00:03 AM
g: 0 Posted By: cerich
Views: 202 Replies: 1 http://shop.usa.canon.com/shop/en/catalog/powershot-a1200-silver...Shoot Your Way with this Easy, Affordable New Camera.

Sleekly redesigned in classic Black or Silver, the new PowerShot A1200 digital camera is all about capturing your memories your way. An Optical Viewfinder gives you an easy, familiar alternative to composing shots with an LCD screen. Smart AUTO takes care of all the details while you focus on getting the shot you want, by intelligently selecting the proper settings for the camera based on 32 predefined shooting situations. And now you can preserve your memories exactly the way you see them in incredibly true-to-life 720p HD. With 12.0 Megapixels, you'll be able to blow up your shots without losing a single detail, and the 4x Wide-Angle (28mm) Optical Zoom gets you close to the action quickly. The camera uses AA batteries, so you'll have power anytime, anywhere. New Discreet Mode lets you shoot where you never could before, by disabling sound, flash and AF beam. Looking to put a little artistry in your photography? New Creative Filters mode makes it easy with appealing options like Fisheye Effect, Miniature Effect, Monochrome and more.FeaturesIt's Your Choice: LCD or Optical Viewfinder.
The PowerShot A1200 digital camera gives you a choice that's getting increasingly hard to find on digital cameras today. It's equipped with an Optical Viewfinder in addition to the LCD screen. Many photographers prefer this classic, familiar option that lets you simply hold the camera to your eye and shoot.

The camera's big, bright LCD screen gives you a wealth of important information about the shot. However, using it to compose and focus requires that you hold the camera away from your body. Many people do this with one hand, arms away from the body, effectively creating camera shake that can distort a shot. Using the Optical Viewfinder helps ensure that the camera is held steady. The great thing is that from shot to shot, whether you use the Optical Viewfinder or LCD screen is your choice.

Everything's Easy.
Just set the Canon PowerShot A1200 digital camera to Smart AUTO and you're ready for maximum enjoyment from your picture-taking every time. It's a relaxing and satisfying way to shoot because you can completely concentrate on your subject knowing that the camera has the technical details covered. Advanced Canon technology intelligently analyzes your situation and shooting conditions. Then it automatically selects an appropriate setting from 32 specially defined settings.

In Still Images or 720p HD Video, Every Detail is Beautifully Preserved.
PowerShot A1200 digital camera puts you in charge when it comes to saving your memories. Canon technology lets you capture beautiful still images no matter what your level of photographic experience. Portraits of people posing or in motion, outdoor shots in various weather situations, nighttime shooting and more: the camera handles them all with ease when you shoot in Smart AUTO. High megapixel counts let you blow up and crop your still images just as you please, with no loss in resolution or quality.

Want to capture the good times in motion? Canon's 720p HD video gives your memories the quality they deserve. If you've never shot video in high definition before, you'll be amazed at the difference it makes. 720p HD delivers stunning realism, capturing every detail with a level of clarity that, in playback, will bring you right back into the moment. Easy high definition videos from a compact still camera - now that's value!

See the Image on a Big Screen.
The PowerShot A1200 digital camera has a large 2.7-inch LCD screen that gives you the big picture, whether you're shooting, reviewing or showing off your images. This high-resolution screen offers a crisp, clear and bright picture. It also features Night Display for easy viewing in low light.

Photographic Artistry That's Easy for Anyone.
Fisheye Effect imparts a fun, familiar curvilinear distortion to your image that's ideal for kids and pets. Miniature Effect plays with perspective, giving any shot the look of a world created in much smaller proportions - great for landscapes and city shots. When you shoot in Toy Camera Effect, you get the vintage effect of a first-generation camera, ideal for giving portraits a slightly distorted, unevenly saturated look of a picture you'd come across in your attic. Monochrome lends a moody beauty to your photography, producing shots in Black & White, Sepia or Blue. Super Vivid saturates colors to heighten the intensity and impact of any shot. Poster Effect takes away transitions between objects in the frame to give your image the high-impact look of a hand-painted poster.

CANON iMAGE GATEWAY Qualified
An online resource offering digital imaging education and photo and video sharing capabilities exclusively for registered owners of qualified Canon products. Members can read up on topics related to their products, how-to articles, and more.
PowerShot A1200 IS Kit Refurbished Contents

PowerShot A1200 Body Refurbished
2 AA batteries
Wrist Strap WS-800
USB Interface Cable IFC-400PCU
Digital Camera Solution CD-ROM



Cameras Deals

Canon Coupons
g: 0 Posted By: remick
Views: 0 Replies: 0 The 50 Best Tips EVER for Running Fitter, Faster and Forever (Instructional Videos and Running Plans Included)
http://www.amazon.com/gp/product/B00HVS5DT2

5.0 out of 5 stars (20 customer reviews)

I tried everything. Changing shoes, changing nutrition, changing my running form and changing my training plan. I even prayed to the running gods! It didnt matter. Every time Id bolt out the door for a run something new would hurt. I was a broken down, frustrated runner. The most common pain was in my calves and I used to joke that you could flip a coin for which one was going to hurt that day. Because of this, I wasnt getting fitter and my times certainly werent getting faster (in fact, they were getting slower). Running wasnt fun.

Even though it seems like only yesterday, that was five years ago. At the time, the more things I changed, the more it felt like I was wasting my time. But slowly my running started to improve. My body felt better...and healthier. I got fitter...and I got faster. Im an experimenter at heart I love tinkering with different things and trying to figure out not only what works...but what works the BEST. In this case, I was after the secret sauce of running.

And I believe I've found it.
What Does an Extreme Early Retirement REALLY Require To Work?
Added on : Wednesday April 16th 2014 08:00:06 PM
g: 1 Posted By: robronson
Views: 14 Replies: 0 Mr Money Moustache and several other Early Retirement Extreme bloggers have been all the rage the last few years. I think ERE is certainly a possibility but only for very few people in very specific circumstances. Most of the time people who mention ERE on this forum (and on Bogleheads) are laughed at. Let's have a real discussion about what circumstances could allow one to retire in their 30s or 40s.

1) No children. If you have kids or want kids, ERE will be something almost impossible to attain for 99.999% of people. The problem is not only the high cost of children but also the uncertainty in costs. You never know how much your kid will cost (braces, emergency medical care, lawyer after getting arrested, etc.). The variability is so high you can't plan for it.

2) No health problems. If you are obese, are a chronic smoker, have diabetes, or some other issues, you're boned. Your expenses will be highly variable. On the positive side, early retirement could allow you greater freedom to exercise more, cook all your own meals and eat healthier, get more sleep, reduce stress, and improve your health. This almost certainly will reduce your long-term healthcare costs, if you have the discipline and desire to live a healthy lifestyle.

3) Willingness to live in a low cost-of-living area. If you want/need to live in Manhattan or San Francisco, you're boned. 99.9% of people won't be able to save up enough money by their 30s/40s to retire in a place where rent is $3k per month. You'll easily need 3x to 4x as much money to retire in a place like NYC or SF as you would to retire in Florida.

Those are my top 3. There's many people who crap on people planning for ERE because of those top three reasons. Some people (who live in places like SF or NYC) say, "What good is retiring if I have to live in some crappy place?" My reply is "What good is living in SF if you're working 60 hours a week and commuting 20 hours a week and can't enjoy it?"

Some people (who are obese from poor diet and lack of exercise) say "how can you retire early when healthcare costs are so expensive and go up 10% a year?" My reply is, "If you take care of yourself, you'll eliminate 99% of all medical problems and by not working, you'll have more time to exercise, eat well, and maintain good health."

Numbers wise, I'd like to have enough money such that I can take out 2.5% per year and meet my annual expenses. I'd also like to semi-retire for a few years where I cut back my work to only 2 months a year, for a few years after I retire. That would allow me to keep my consulting skills relatively fresh, keep my toe in the water in case I decide I need or want to re-enter the field full time, and also delay distributions of my savings. That allows compound interest to work for a few more years.

I also think it's important to have several skills you enjoy doing that can fall back on in early retirement for extra cash. For example, maybe you like fixing cars. You can do that for a few hours each month on random side jobs for extra beer money. The detractors against ERE argue "but that's not retirement if you're working!" to which I retort, if you enjoy doing it, and can get a little cash on the side to do it, and you don't need to do it because you're financially independent, then it's retirement. You could turn the job down if the customer starts being difficult or if you simply don't want to get out of bed that month. Maybe you enjoy children and want to be a tutor. Maybe you like painting and are good enough to make a small bit of money selling at galleries. It doesn't really matter how little you make from these side jobs, since you don't need the money, as long as you enjoy it, and it does add a little bit to your savings.

Has anyone else here considered early retirement? Or considered why it wouldn't be feasible for themselves?
Discussion Deals
FREE Skewed [Kindle Edition] by Anne McAneny
Added on : Wednesday April 16th 2014 08:00:06 AM
g: 0 Posted By: atiggger
Views: 155 Replies: 0 FREE Skewed [Kindle Edition] by Anne McAneny

http://www.amazon.com/Skewed-Anne-McAneny-ebook/dp/B00IU11F0U/re...[Kindle Edition]Anne McAneny(Author)=x-small4.8 out of 5 starsSee all reviews(10 customer reviews)
Digital List Price: $4.99What's this? Print List Price: $8.99 Kindle Price: $0.00 You Save: $8.99 (100%)


Length:323 pages (Contains Real Page Numbers)
Don't have a Kindle?Get your Kindle here.


Formats Amazon Price New from Used from Kindle Edition $0.00 -- -- Paperback $7.54 $7.54 $28.65

=0.82emKindle Delivers: Daily DealsSubscribe to find out about each day'sKindle Daily Dealsfor adults and young readers.Learn more(U.S. customers only)
Book DescriptionPublication Date:March 5, 2014SKEWED a tantalizing mystery thriller that opens with a bang, drags you through the muck, and delivers a shocking jolt of a finale...

Janie Perkins rocks a warped relationship with cameras. Forced in front of them as an infant under grim circumstances, she now hides behind them as a crime scene photographer with a bad habit. But for a girl born to a waitress in a comaput there courtesy of a bullet from her famous fatherwarped relationships are the norm. When Janie receives two photos of her mothers crime scene, taken by an unknown third party, she gains a dire perspective on the decades-old death, one that threatens to upend her life and resurrect the wrath of the long- dormant Haiku Killer.

With her twin brother running for office and her own problems rising to the fore, Janie finds herself in the dreaded spotlight again. These recent photos wont help matters. Enlisting the help of a unique crime consultant, a newbie detective, and her estranged father, Janie pries off the layers of deceit that marked her mothers final day. But as an unwelcome truth finally comes into focus, Janie may wish shed left things undeveloped. Will she now pay the ultimate price for finally righting her skewed existence?
Totally Free Deals
Free Kindle Book- A Quick Start Guide to Traveling With Your Dog
Added on : Wednesday April 16th 2014 02:00:05 AM
g: 0 Posted By: remick
Views: 96 Replies: 0 http://www.amazon.com/gp/product/B00BU1E40K

Today, its very easy to take your pets whenever you travel. It can be
a trip to the beach, another state or even another country. No matter
where you go, hotels, airlines, cruise lines and even restaurants have
become more open in accepting pets. In fact, some of them have
even upgraded their services so they can cater the needs of pets and
pet owners together. For this reason, its almost unfair if we leave
our animals behind when we travel, and we dont need to come up
with excuses about not bringing out animals along.

If its your first time taking your pets with you, you may find it
quite complicated since there are some things you need to consider
before you travel. You also need to attend to the needs of your pet
all throughout the length of your journey. Thats why this eBook was
created. It will serve as a guide, especially for pet owners, who will be traveling with their dogs.

A Quick Start Guide to Traveling With Your Dog covers the following topics and more:
- Should You Travel With Your Dog?
- Things to Pack When Traveling With Your Dog
- Things to Do and Places to Go
- Finding Dog-Friendly Hotels
- Traveling by Car
- Traveling by Plane
- Traveling by Boat
- Dining With Dogs
- Dog Medications for Travel
- Overview on International Pet Travel
Books & Magazines Deals
g: 3 Posted By: remick
Views: 242 Replies: 0 http://www.amazon.com/dp/B00BM9A5XA

4.6 out of 5 stars (12 customer reviews)

Successful Minute Taking and writing. How to prepare, write and organize agendas and minutes of meetings. Learn to take notes and write minutes of meetings. Your role as the minute taker and how you interact with the chair and other attendees. I'd rather throw myself downstairs - That was how I used to feel about minute taking; this book is for those among you who feel the same. It is aimed at secretaries, PAs and administrators and covers the issues that worry them. These are based on the things that worried me and that have worried my hundreds of delegates over the last 10 years. This book is easy to read and has lots of exercises to help you develop your skills. It has advice on note taking, summarizing, preparing agendas, becoming more confident in your role, working with the chair, writing skills, listening skills and the difference between making notes at the meeting and writing the minutes. There is a useful list of the order of tasks and a checklist with timings. There is a free downloadable booklet with all the exercises in it for you. The author, Heather, has experience not only of undertaking the role of secretary and PA but she also has 10 years' experience in training other people to use the skills she has and she shares all of this experience in this book. If you want to learn how to take minutes with ease then this is the book for you. What do people think? 'I had a real phobia about minute taking and was dreading today, but you've really taken away my fear. It's all fallen into place.' Beverley, Leeds 'One of the best facilitators ever - quite clearly Heather had an extensive knowledge of the skills needed and she wanted to share best practice. Everyone had a part to play and felt confident enough to ask and contribute whatever their level of expertise. Heather was very approachable.' 'This was excellent and clearly met all of its objectives. The course was well planned and the subject matter presented in a clear, logical and interesting way.' 'Heather had very good subject knowledge and is a very good trainer. She used a number of different teaching methods and was excellent at putting the group at ease; everyone joined in.' Committee servicing and minute taking for Leeds Metropolitan University 'I'm fairly comfortable with taking minutes, but find I write a lot of notes in the meeting which probably aren't necessary. I've learned how to condense effectively.' 'Heather was very practical and helpful; understood the reality of taking minutes and not just the theory!' Minute taking for RiverStone Management Limited 'I enjoyed the course and found it relevant to my needs. The trainer was helpful and able to answer questions.' 'I found the course really useful and the style very easy to understand.' Minute taking for Yorkshire Television About the author: Heather Baker Heather had over twenty years' experience as a secretary and PA before setting up Baker Thompson Associates Limited in 2000. The company specializes in the training and development of secretarial and administrative staff (www.bakerthompsonassoc.co.uk). She now travels all over the UK working with large and small companies to enable their office staff and PAs to work more effectively and efficiently. She also delivers courses in the Middle and Far East. Heather is a Certified NLP Practitioner. She worked for ICI Pharmaceuticals (now AstraZeneca) and Hewlett Packard; she spent 5 years in France working for the Commercial Director of Cognac Hine and then 10 years with Granada Media working up to personal assistant to the managing director, commuting regularly between their offices in Manchester and London. Heather conceived the speedwriting system BakerWrite and wrote the Amazon best selling book based on this system which is also available as an online training course
Books & Magazines Deals
g: 0 Posted By: remick
Views: 131 Replies: 0 http://www.amazon.com/dp/B00CO5TQV8

Achieve CPLP Knowledge Exam success faster, easier, and your first time through!
Are you preparing for the CPLP Knowledge Exam? Are you looking for ways to make the study process more manageable?
Outlining a systematic, step-by-step study process, "Mastering the CPLP" assists CPLP candidates in decreasing their study time and improving their exam scores by helping them to get organized and to focus on the exam content that matters most.

This book is an ideal resource for delegates who seek to validate their skills and knowledge against a globally recognized professional standard, as this book helps those professionals prepare a personalized, individual study plan for achieving success on the CPLP Knowledge Exam the first phase of the CPLP certification process.

Features proven strategies and planning techniques for study preparation
Provides access to bonus materials, including a link to sample practice questions, flashcards, and ancillary materials

This book is must-have preparation for those looking to take the CPLP Knowledge Exam in order to strengthen their resume.
Books & Magazines Deals
g: 0 Posted By: remick
Views: 246 Replies: 0 TEAS V 5 Prep Test CHEMISTRY ESSENTIALS Flash Cards
http://www.amazon.com/gp/product/B00JH1XDVQ

700 questions and answers. Essential definitions, formulas, concepts, and sample problems. Topics: Introduction, Matter, Atoms, Formulas, Moles, Reactions, Elements, Periodic Table, Electrons, Chemical Bonds, Heat, Gases, Phase Changes, Solutions, Reaction Rates, Equilibrium, Acids and Bases, Oxidation and Reduction, Introduction to Organic Chemistry, Radioactivity



TEAS V 5 Prep Test BIOLOGY ESSENTIALS Flash Cards
http://www.amazon.com/gp/product/B00JH1XSPW

450 questions and answers (ILLUSTRATED). Essential definitions and concepts. Topics: Cells, Biochemistry and Energy, Evolution and Classification, Kingdoms: Bacteria, Fungi, Protista; Kingdom: Plantae, Kingdom: Animalia, Human Locomotion, Human Circulation and Immunology, Human Respiration and Excretion, Human Digestion, Human Nervous System, Human Endocrinology, Reproduction and Development, Genetics, Ecology



TEAS V 5 Prep Test ALGEBRA ESSENTIALS Flash Cards
http://www.amazon.com/gp/product/B00JH1PCWE

TEAS V 5 Prep Test ARITHMETIC REVIEW Flash Cards
http://www.amazon.com/gp/product/B00JH2I11C/

TEAS V 5 Prep Test VOCABULARY ESSENTIALS Flash Cards
http://www.amazon.com/VOCABULARY-ESSENTIALS-Cards--CRAM---TEAS-R...
Books & Magazines Deals
g: 0 Posted By: remick
Views: 61 Replies: 0 TEAS V 5 Prep Test CHEMISTRY ESSENTIALS Flash Cards
http://www.amazon.com/gp/product/B00JH1XDVQ

700 questions and answers. Essential definitions, formulas, concepts, and sample problems. Topics: Introduction, Matter, Atoms, Formulas, Moles, Reactions, Elements, Periodic Table, Electrons, Chemical Bonds, Heat, Gases, Phase Changes, Solutions, Reaction Rates, Equilibrium, Acids and Bases, Oxidation and Reduction, Introduction to Organic Chemistry, Radioactivity



TEAS V 5 Prep Test BIOLOGY ESSENTIALS Flash Cards
http://www.amazon.com/gp/product/B00JH1XSPW

450 questions and answers (ILLUSTRATED). Essential definitions and concepts. Topics: Cells, Biochemistry and Energy, Evolution and Classification, Kingdoms: Bacteria, Fungi, Protista; Kingdom: Plantae, Kingdom: Animalia, Human Locomotion, Human Circulation and Immunology, Human Respiration and Excretion, Human Digestion, Human Nervous System, Human Endocrinology, Reproduction and Development, Genetics, Ecology



TEAS V 5 Prep Test ALGEBRA ESSENTIALS Flash Cards
http://www.amazon.com/gp/product/B00JH1PCWE

TEAS V 5 Prep Test ARITHMETIC REVIEW Flash Cards
http://www.amazon.com/gp/product/B00JH2I11C/

TEAS V 5 Prep Test VOCABULARY ESSENTIALS Flash Cards
http://www.amazon.com/VOCABULARY-ESSENTIALS-Cards--CRAM---TEAS-R...
Books & Magazines Deals
g: 0 Posted By: remick
Views: 80 Replies: 0 http://www.amazon.com/gp/product/B00I7UEY3E

4.8 out of 5 stars (5 customer reviews)

There are many of games you could play, but you have chosen to play golf. Golf is a game of skill, patience, and perseverance. Hitting a perfect score like a pro can happen, but you need to know the strategies and techniques needed to do so. In this book, Harry D. Mitchell, gives you everything you need to know to drive and play like a pro! You will learn:
-Why your attitude REALLY matters
-The correct golf pose
-The different types of clubs
-The most effective grip position to drive the ball long
-How to sink a putt with fewer strokes
-Proper nutrition habits
-Why you should practice weaknesses and not your strengths


also

Golf's Simple Secrets - Increase Your Power
http://www.amazon.com/Golfs-Simple-Secrets-Increase-Power-ebook/...
Books & Magazines Deals
g: 0 Posted By: remick
Views: 44 Replies: 0 http://www.amazon.com/dp/B007SQBG4

4.7 out of 5 stars (66 customer reviews)

Revised Edition...

If you have EVER done a portrait...then you must have heard the question, "what should I do with my hands?"

Did you have an answer? Check out this course volume and you will! In just a matter of moments you will never be at a loss for what to do with the hands again!

And that's not all! In this volume we discuss posing the arms too! We cover the basic positions and how to direct the model into them. There are tons of variations for the upper arms, forearms and hands.

This massively illustrated, easy to read and easy to understand course volume will show you everything you need in order to completely MASTER the art of posing hands and arms.

To see what you are getting... Here is a list of the Table Of Contents:

Contents
Introduction
An Anchor Point
Missing Arms
Talking With Your Hands!
Hands Pointed Up Or Down?
Making Hands Look Younger!
Arms
Foreshortened Arms
Elongated Arms
Keep The Arms Parallel To The Camera
Positioning The Upper Arm
The Upper Arm Positions
Down
Up
Out
In
Combinations
The Forearm
The Trap
The Teapot Pose
Photo Exercise
The Hand
Broad Surface On Back Of Hand
Broad Surface On Front Of Hand
Narrow Edge - Thumb Side
Narrow Edge - Pinky Side
The Wrist
The Twist
The Break
Front Wrist Break
Back Wrist Break
Wrist Break Towards The Pinky
Wrist Break Towards The Thumb
Hand Positions
The Broad Hand
The Tapered Hand
11 Ways To Pose The Hand
Holding A Prop
On The Chin
At The Lapel Or Necktie
On The Hip
On Opposite Arm
On Top Of (Or Behind) The Head
At The Waistline
In The Pocket
At The Side
On The Lap Or The Knee
Leaning On An Object
The Fingernails
Jewelry and Accessories
Photo Exercise 2
Additional Photo Training

Here is your chance to FINALLY have an answer to the question, "What should I do with my hands?" In fact, if it isn't in here, it probably isn't worth knowing! Get your copy right now and withing an hour you will never be at a loss as to how to pose hands and arms again!
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Free!!! A BiggerPockets Guide: How to Rent Your House [Kindle Edition]
Added on : Saturday April 12th 2014 03:00:03 PM
g: 0 Posted By: fredymendez
Views: 193 Replies: 1 4.7 Stars out of 5.0

Described as "hands down, the best freaking article on renting your home, period," this short, easy-to-read guide from BiggerPockets.com - The Premier Online Social Network for Real Estate Investors - is packed full of actionable tips gained from years of real estate investing trial-and-error. The techniques shared within this guide will walk you through the entire process, step-by-step, to get your home rented with the least amount of stress possible.

From "the five initial questions you must ask yourself before getting started" to the final handing off of the keys, this guide is the definitive guide for any landlord. No matter what your background, this guide from BiggerPockets.com will help you gain the knowledge needed to successfully rent your property out to quality tenants who pay on time, won't trash the home, and will help you build your wealth.

Link
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g: 0 Posted By: remick
Views: 160 Replies: 0 http://www.amazon.com/dp/B00HMT7IWU


Learn Killer Craps Strategy In Record Time!
So your bags are packed and you are ready to meet with all your buddies in Las Vegas, Atlantic City or any other casino you might be heading to. Maybe you are heading to sunny Florida, or the Foxwoods in Connecticut, but that really doesn't matter. What matters is that when you see your friends this year you will be a winner...

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Remember last trip when you were the biggest loser of your group of friends in Vegas? This year that won't happen. Because when you learn these proven winning strategies your Craps game will undoubtedly line your pockets and have your buddies begging you to teach them your winning ways. Picture all of your friends who made fun of you last year, begging you for the answers this year.

The purpose of this book is to help you answer the age old question of how to beat the house at their own game. So make this year the year, or even this week the week, that you go to the casino and you're the one on top.
Download these proven strategies for beating the casino in the game of Craps and you'll be truly happy you did. Just follow the simple steps and you will be on your way to high payouts.
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Purse Organizers Set of 3 $29.99 sale $9.99 + ship wdrake.com/
Added on : Friday April 11th 2014 04:00:03 AM
g: 0 Posted By: DaysFan
Views: 14 Replies: 1 http://www.wdrake.com/free shipping on orders of $39 or more
code: WDFS39

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$29.99$9.99
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g: 1 Posted By: Farfisa850
Views: 164 Replies: 0 Link!

The Samsung Gear 2 Neo is the smart companion watch tailored to your look and lifestyle. With real-time notifications, calls and fitness tracking right at our wrist, you can stay focused in the moment. No matter where your day takes you, your Gear 2 Neo matches your style to keep you connected without feeling distracted.

Smart Notification: Samsung Gear 2 Neo allows you to make and receive calls and read more on a large sAMOLED display making communication smooth and seamless.
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g: 0 Posted By: st4rdust
Views: 148 Replies: 0 The revised and expanded edition of Freakonomics (and Other Riddles of Modern Life),by Steven D. Levitt and Stephen J. Dubner, is available for $1.99.

Kindle Edition from Amazon
Android Edition from Google Play
Nook Edition from Barnes & Noble



For those of you who haven't read this book, I highly recommend it. I found it fascinating. 339,759 users at Goodreads gave it3.86/5 stars.

Here's Amazon's blurb:

"Which is more dangerous, a gun or a swimming pool? What do schoolteachers and sumo wrestlers have in common? Why do drug dealers still live with their moms? How much do parents really matter? How did the legalization of abortion affect the rate of violent crime?These may not sound like typical questions for an econo-mist to ask. But Steven D. Levitt is not a typical economist. He is a much-heralded scholar who studies the riddles of everyday lifefrom cheating and crime to sports and child-rearingand whose conclusions turn conventional wisdom on its head.Freakonomicsis a groundbreaking collaboration between Levitt and Stephen J. Dubner, an award-winning author and journalist. They usually begin with a mountain of data and a simple question. Some of these questions concern life-and-death issues; others have an admittedly freakish quality. Thus the new field of study contained in this book: freakonomics.Through forceful storytelling and wry insight, Levitt and Dubner show that economics is, at root, the study of incentiveshow people get what they want, or need, especially when other people want or need the same thing. InFreakonomics, they explore the hidden side of . . . well, everything. The inner workings of a crack gang. The truth about real-estate agents. The myths of campaign finance. The telltale marks of a cheating schoolteacher. The secrets of the Klu Klux Klan.What unites all these stories is a belief that the modern world, despite a great deal of complexity and downright deceit, is not impenetrable, is not unknowable, andif the right questions are askedis even more intriguing than we think. All it takes is a new way of looking.Freakonomicsestablishes this unconventional premise: If morality represents how we would like the world to work, then economics represents how it actually does work. It is true that readers of this book will be armed with enough riddles and stories to last a thousand cocktail parties. ButFreakonomicscan provide more than that. It will literally redefine the way we view the modern world."
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g: 0 Posted By: remick
Views: 75 Replies: 0 http://www.amazon.com/dp/B00IDHDHMK

5.0 out of 5 stars (9 customer reviews)

If you travel and work online, youre dependent on technology. Love it or hate it, its part of your daily life without it, you wont get paid and yet its something thats barely mentioned when people talk about this lifestyle.

Working from the road comes with a unique set of challenges. The systems, equipment and processes that are perfect in a traditional office environment rarely work well outside of it. Unreliable Internet and no dedicated workplace make productivity a challenge, and the need to fit everything in your luggage severely limits your equipment choices.

Security is a major problem, yet one thats largely ignored until its too late. Theres a big difference between sitting in a cubicle protected by access cards and security guards, and wandering around the streets of a foreign city trying to find a cafe to work in. In the euphoria of finding a wireless network that actually functions, its rare to stop and think about the passwords and confidential information that youre sending across it and who else might be looking at them.

The risk of equipment failure is much higher on the streets of South East Asia than in an air-conditioned Manhattan office, yet theres no tech support person backing up your data or ready to come around with a new laptop when yours breaks.

You cant just walk around to a colleagues desk when theyre ten thousand miles and nine time zones away. Working together with a business partner or client is much harder when you're on the road, especially if youre trying to do everything by email.

If youre like most digital nomads, youre not a tech guru nor do you want to be. Instead, youre an expert in your own field an artist, photographer, writer, engineer or something else entirely. Every hour thats wasted trying to fix a computer problem is an hour youd much rather spend doing anything else. You just need things to work, using the right tools for the job and having enough knowledge to get everything done safely, securely and with a minimum of hassle. Technology is simply a means to an end.

Ive written this book for you.

Whether youre already a digital nomad or are planning to be, this book provides you with the straightforward, practical tech advice you need to work safely and effectively from anywhere.

Ill give you the knowledge to choose exactly which equipment you need and be certain about what you don't. Whether its a laptop, phone, hard drive or anything else, youll be able to focus on the features that matter on the road, and go beyond the sales people and specifications to make truly informed decisions.

Ill help you and your data stay secure in highly-insecure environments (including some you probably havent thought about). Youll have the right tools and gear to get faster, cheaper and more reliable Internet connections anywhere in the world and will know what to do when those connections inevitably stop working.

Youll save money on phone and data bills, and be able to collaborate effectively with others whether theyre on the other side of the table or the other side of the world. Youll know exactly how to prevent a tech disaster from destroying your business, and which websites and apps are worth your time and money.

In short, I completely demystify the technology behind life as a digital nomad. By the end of this book, youll be armed with the technical knowledge, skills, equipment and tools to run your business from wherever in the world you happen to be.
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Free Kindle Book - Negotiating When Money Matters: Home Improvement
Added on : Tuesday April 08th 2014 07:00:07 AM
g: 0 Posted By: remick
Views: 56 Replies: 0 http://www.amazon.com/dp/B00F6GIOW4

5.0 out of 5 stars (10 customer reviews)

Negotiating When Money Matters provides a low-stress, ethical way to get the best price. Contemplating a home improvement or repair? Dread the hassle, hate wondering if you've been overcharged? Most of us aren't Do-It-Yourselfers. The typical homeowner spends $4,000 per year on home improvement. If you own a home, you are on the verge of needing repairs or getting an upgrade; when or what is TBD.
To get the best price, you don't need to know their job or outsmart them. You just need to know what factors cause the price to go up and sidestep those. Find out the surprising thing you can do, taking about an hour of your time, that makes your chosen contractor give a competitive, honest price.
This delightfully juicy book covers the Three Things Businesses Value More Than Money, the 10 risk factors that increase the price, and how the payment schedule determines whether the job is done on time, or done at all.
Keeping yourself out of the overcharged group is easier than you think. It makes you a double winner, because customers who get a fair price are also more likely to get good work.
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Free - Hidden Truth Magazine (religious) by Amazing Facts
Added on : Monday April 07th 2014 11:00:16 AM
g: 0 Posted By: remick
Views: 226 Replies: 0 http://www.ghosttruth.com/request-free-book

I'm not sure if this a book, single magazine or subscription

The analysis in this website is taken from the pages of the Bible. It seeks to represent the truth about ghosts, apparitions, strange manifestations, and other supernatural phenomena from the Bibles perspective, because we believe this is the only authoritative source on the matter. Whatever your religious background, we invite you to consider this perspective as you search for the truth about ghosts, death, and life itself. The following pages of this site elaborate upon our beliefs, including why we believe the Bible can be trusted to give us the truth.
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g: 1 Posted By: remick
Views: 252 Replies: 0 Secrets to a Happy Life: Finding Satisfaction in Any Situation
http://www.amazon.com/gp/product/B00B85M3LA/

4.6 out of 5 stars (48 customer reviews)

Inspiring Biblical Wisdom Helps Readers Overcome Dissatisfaction and Discontent

Deep, lasting satisfaction and contentment elude many people. In his accessible book, Giovannetti addresses this contemporary issue by guiding readers through the life of Joseph in the book of Genesis. He answers the question Is contentment possible? with a resounding yes. Biblical wisdom and practical advice will help the reader find contentment in God rather than circumstances.



The Juggling Act: Bringing Balance to Your Faith, Family, and Work
http://www.amazon.com/gp/product/B008AL1QCW

Lunch is reserved for meetings, technology makes us available anytime, anywhere-and somewhere along the way 9-to-5 morphed into 24/7, and technology makes us available anytime, anywhere. Our demanding schedules crowd out what matters most: family, friends, even our faith. Although it may feel like you're living under the Big Top, take heart. You don't have to be a circus professional to keep all the plates spinning.

Pat Gelsinger understands this challenge. As a prominent executive in the Silicon Valley, Pat struggled to juggle* a thriving career with his family. Pat's pursuit of balance led him to dynamic truths that revolutionized his approach to life.

The Juggling Act shares Pat's time-tested wisdom for keeping your life in perspective. This updated and expanded revision (formerly Balancing Your Family, Faith & Work) details the guidelines for balanced living, with insights on:

Prioritizing your work, family, and God
Developing a personal mission statement
Becoming an effective employee
Creating a support system
Sharing your faith in the workplace
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Amazon Coupons
Oakley Crankcase Men's Sunglasses - $54.99 FS @ Oakley Vault
Added on : Thursday April 03rd 2014 08:00:08 AM
g: 0 Posted By: SieSilverStars
Views: 254 Replies: 0 The Oakley Crankcase Men's Sunglasses are on sale for $54.99 with free shipping at Oakley Vault.

"Durability and all-day comfort of lightweight, stress-resistant O Matter frame material."

Linky
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Timing Student Loan and Credit Cards
Added on : Wednesday April 02nd 2014 06:00:07 PM
g: 0 Posted By: InANutshell
Views: 142 Replies: 0 Hello:

I've read through the FAQs, guidelines, and some other helpful posts as well as searching the forum, but I did not find something directly answering my question.

I am planning on opening two credit cards (by August, one hopefully in the next week or so but can wait on the other). I am in grad school and thus will also be applying for a student loan in the next few months.

I am curious as to the timing of these requests. It seems best to apply for the student loan (since the interest directly relates to my credit score), then the cards. I read on the FAQ (I believe it was there) that you recommend trying to obtain all new credit on the same day, but then in another part of the stickied posts, there is a recommendation to wait at least a few weeks or months between new credit cards.

Would it be more advisable for my to apply for a student loan and both cards in one day or to space it out in some other manner? I am also hesitant about applying for a private loan so early when the federal rates have not come out, but I usually have a high enough credit score that my private rate is lower (plus no origination fee and graduation forgiveness) - but that's another matter.

Thanks in advance!
Personal Finance Deals
Free Kindle Book- The Old Car Nut Book
Added on : Wednesday April 02nd 2014 03:00:09 AM
g: 0 Posted By: remick
Views: 127 Replies: 0 http://www.amazon.com/The-Old-Car-Nut-Book-ebook/dp/B00ENK6B06

4.9 out of 5 stars (27 customer reviews)

The Old Car Nut Book was designed with the idea that EVERYONE in the old car hobby has a story or two to tell. It provides a place for people to tell those stories that often dont get shared outside of a garage or with a couple of buddies from the back fender of a special ride during a car show. These are stories from regular Old Car Nuts from across America.

Contributors range from people like the average Joe at a car show to collectors and restorers that are very well known and respected in their local communities. These individuals have spent a lifetime of buying, selling and admiring old cars and while some of them were not that old when they started admiring them, both and the cars are older now!

The stories in this book tell about the contributors experiences from the time that cars first caught their eye up to their latest project and reveal the people and events that made an impact on them.

The Old Car Nut Book is about people and it gives readers an opportunity to find out more about like-minded people that they may never hear about otherwise. Some of the stories in this book are of people finding garages storing timeless classics, those barn finds that have always been sought after, or of rescuing jalopies rotting away in open fields or under overhanging trees and being used as chicken coupes. Some of those cars were restored and some only needed to be preserved. Others were discarded, once again, in favor of an easier or more desirable project. More importantly, youll read about the emotions, decisions, and adventures that went along with them.

Youll read about the first ride in a hot rod, the first time driving, and double dates in old beater cars available to young and nearly penniless teenagers many years ago, and how some of those old beaters are now priceless classics that sell for big bucks. First car stories are a few page flips away.

Many of the storytellers reveal how dreams of building cars began at an early age, starting with models, bikes, scooters, or dune buggies. Several painted cars with their mothers vacuum cleaners in the back yard. More than once, youll find the authors of these stories lament, I wish I still had that car!

Old Car Nuts come in all shapes, sizes, and varied levels of interest and involvement and for many, speed, and power were the things that mattered as they moved through life. Some raced and some watched. Some wrenched and some drove. Some raced at the track and some on the street. Some went to extremes to win and some were happy just making a run whether the outcome was the thrill of victory or the necessary agony of the occasional defeat.

A few witnessed historical moments and several played a part in building iconic cars. A handful of these guys cars made their way to private collections or museums and a lot of them wound up dismantled for the valuable parts.

Youll find that you will enjoy reading these stories over and over again and will want to share them with friends and family, as well. You'll laugh and you'll cry. You'll step right into the past with each story told. For now, dig in and enjoy!
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g: 0 Posted By: remick
Views: 51 Replies: 0 http://www.amazon.com/gp/product/B001UE7D0K

4.4 out of 5 stars (101 customer reviews)

The number one selling Mind Map book on the Kindle is on its 3rd version. Version 3.0 is the ultimate resource on the topic of mind maps with more innovative uses, examples, and illustrations than any other book.

Also includes links to numerous free mind mapping software - no need to buy, subscribe, or submit proof of purchase. Plus a bonus section that will triple your current reading speed and comprehension in a matter of minutes.

Mind Mapping is a note taking system which allows you to take better, faster, and more efficient notes. In conventional note-taking, you write down information line by line. With Mind Maps, you organize the information more in the form of a diagram, starting with a central key idea drawn in the center of the paper.

In addition to enhancing your note taking skills, Mind Maps help you improve your studying, writing, presenting, brainstorming, and creative skills. It is one of the best note taking skills anyone can learn.
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Publix - Free Meds Program Lisinpril, Antibiotics & Metformin
Added on : Wednesday March 26th 2014 08:00:09 PM
g: 0 Posted By: CindyLouWho2
Views: 0 Replies: 0 Publix - Free Meds Program Lisinpril, Antibiotics & Metformin
Publix Free Medication Program

It doesn't matter who your prescription insurance provider is or the number of prescriptions you need filled. There's no limit to the number of refills and no forms to fill out. How's that for easy?

Hurry and drop your prescription off at your neighborhood Publix Pharmacy and get the generic medication you need, free. Bet you're feeling better already.

FREE Lisinopril

An ACE inhibitor, lisinopril is used to prevent, treat, or improve symptoms of high blood pressure, certain heart conditions, diabetes, and certain chronic kidney conditions. Get a 30-day supply of this vital prescription FREE* only at your Publix Pharmacy.
* Maximum of 30 days supply (up to 60 tablets). Lisinopril-HCTZ combination products excluded.

FREE Antibiotics

Due to the unavailability of generic Doxycycline Hyclate (capsules only), we are no longer able to offer this item on our Free Antibiotic Program.
Get up to a 14-day supply of the following generic oral antibiotics free: Amoxicillin
Ampicillin
Cephalexin (capsules and suspension only, excluding 750 mg)
Sulfamethoxazole/Trimethoprim (SMZ-TMP)
Ciprofloxacin (excluding Ciprofloxacin XR)
Penicillin VK

FREE Metformin

As part of our Publix Pharmacy Diabetes Management System, you can get up to a 30-day supply* of generic immediate-release metformin (500mg, 850 mg, and 1000 mg) FREE.

*120 tablets of metformin 500 mg or 90 tablets of metformin 850 mg and 1000 mg


http://www.publix.com/pharmacy/Free-Medications.do

g: 2 Posted By: remick
Views: 174 Replies: 0 http://www.amazon.com/dp/B0092S4PL6

Written by professional outdoor, adventure and travel photographer Dan Bailey, this is a collection of 20 simple tips that will help you break out of that creative rut and throw some new excitement into your photography. Theyre designed to get you thinking actively about your image making process, because making powerful photographs should never be a passive activity.

These 20 tips are all short, concise and easy to remember, and they clearly outline necessary elements that are needed to produce a great image. Theyre not meant to be hard set rules, theyre meant as ideas to help inspire you to begin experimenting with your own photography.
Each technique is illustrated with three image examples that let you see how it can be applied to a subject. Topics covered include light, color, composition, vantage points, using different lenses and many more.
No matter if youre shooting landscapes, nature, people, action, sports, adventure, cityscapes, street scenes, your kids soccer game, or faraway landmarks in exotic locations around the world, these techniques will help you create more dramatic imagery and improve your outdoor and nature photography.
Even if you already know all of these techniques, reviewing them again and seeing how they apply with someone elses imagery might give you new insight on how to apply a specific technique to your own subject matter.


Also Free

Point and Shoot: Digital Photography Basics for Beginners and Amateurs: Master your DSLR in 21 Days
http://www.amazon.com/dp/B00COC34UU

Point and Shoot: How to Make Your Images Look Gorgeous: Become a Pro at Image Editing in 9 Days
http://www.amazon.com/Point-Shoot-Images-Gorgeous-Editing-ebook/...

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g: 0 Posted By: CheapToGo
Views: 30 Replies: 0 T-Mobileis offering a web-only deal on the HTC One (Glacial Silver) in a REFURBISHED condition. $312.
You can pay for it entirely or go along with their 24-month plan, although paying it off in any time period within the 24 months is also welcomed. As long as you pay for that full price then it does not matter within the 24-month stretch.
Great phone, great design, and great specs, even when it is 1 flagship behind.

I personally purchased one in January of this year when I saw this deal. Absolutely flawless when I opened the package. No scratches anywhere....ANYWHERE! Screen perfect and no dead pixels. Battery life as if I bought a new phone. I felt like I hit a jackpot when I got it. No one could tell it was refurbished.

Link to phone here...
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Car repair estimates required by law?
Added on : Tuesday March 25th 2014 07:00:11 AM
g: 0 Posted By: BenH
Views: 167 Replies: 9 We had a situation at my Condo building where a seeming malfunction of the parking gate caused it to close on an exiting car.
The car is that of a visitor of an owner and it scratched up a rear door.

We assume(d) that the homeowner's association is responsible for this damage, and we asked this guy to get an estimate.
He came back with an estimate over $1000 which seems a bit high (but may be reasonable).
We requested that he get at least one other estimate and now are being relayed by the unit owner (whose visitor it was) that our demands for another estimate are ridiculous and that the guy is going to file a police report if we don't give him an answer by today.

This incident happened on Saturday - so it hasn't even been one business day and this guy is threatening us already.

While the association isn't' necessarily trying to absolve itself of blame - are these requests unreasonable?

The guys stated that when he went to get another estimate he was told that he is only required by law to get one estimate. Is this true?
Also, what would filing a police report do? This guy was parked in a private lot based on authority of his friend (the owner). Isn't this purely a private matter?

This is in Chicago.

thanks.
Personal Finance Deals
Health Insurance - UCR vs PPO - Huge Medical Bill
Added on : Tuesday March 25th 2014 06:00:25 AM
g: 0 Posted By: Lappie
Views: 68 Replies: 1 I do everything I can to avoid a doctor, but im getting older. I have insurance through my employer which is a PPO that uses
PHCS and Multiplan. I had to have a procedure done in December 2013 that required outpatient surgery. The necessary
pre-authorizations were obtained and all doctors and the hospital were in-network. My individual deduct is $500 and
80% Co-Ins for the plan. I thought it was pretty good.

I am now getting balance billed by the hospital for $11,000 because my insurance processed the claim using
"Reasonable and Customary Charges." I was told by my insurance company have the right to use PPO or UCR in deciding what to pay.
Of course, I have never run into this before because I dont usually require this, however, moving forward, I may.
I see of the claims, for the surgeon and anesthesiologist, are also being done this way, so I expect to owe
a few thousand there as well.

Of the approx $20,000 bills, the insurance covered about $5000.

Any help on this matter is appreciated. If nothing else, let this be a warning to you who have plans to check
your documents to see if this craziness is applicable to you. In addition, the UCR deductions are not
applicable to max out of pocket, so its payable to the provider at 100%.

This is an expensive lesson learned.
Personal Finance Deals
g: 0 Posted By: Logician1313
Views: 25 Replies: 0 Oakley Warm Up Womens' Sunglasses (Polished Black / Black Iridium) - $36.90 Shipped at OakleyVault


Normally $130.00, now $32.99 plus $3.91 shipping for a total of $36.90.



Frame:

Lightweight, stress-resistant O Matterframe material
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Metal icon accents


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Optical precision and impact resistance meet or exceed Z80.3 optical and basic impact standards
UV protection of Plutonitelens material filters out 100% of UVA / UVB / UVC & harmful blue light up to 400nm
Varied field of light transmission (top to bottom) via optional gradient lens shading
Available w/Oakley prescription lenses

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Retailers sends wrong product, wants to charge to correct it
Added on : Friday March 21st 2014 08:00:17 AM
g: -1 Posted By: medion
Views: 89 Replies: 3 Long story made short, my wife broke the remote to our 6 year old Samsung HDTV. I looked at generic universal remotes, but opted instead to go the OEM route. Ordered from this page:

http://www.samsungparts.com/Products/Parts_and_Accessories/PID-B...

After shipping and handling charges, the order came to $53.25. When I got my shipping notice, they instead shipped me this item:
http://www.samsungparts.com/Products/Parts_and_Accessories/PID-B...

Despite the similar price on their website, trust me when I say that these are NOT equivalent items. I called them and this is what they confirmed for me:

When they are out of stock or back ordered, they will, as a courtesy and at their discretion, substitute a "comparable" item. There is no need for them to provide notice to the customer for this.
I may return what they send me within 30 days. However, I must pay return shipping, and they will only refund the $42, not the $53.25 that I paid.

I find this to be unacceptable. But, I don't want to jump the gun and issue a chargeback yet. Wanted to see what the FWFers have to say on this matter.

Some things I've considered (I'm a smartass):

issue chargeback (strongly considering this)
tell them that they can have their remote back that they accidently shipped to me, provided that they pay shipping (strongly considering this)
remove the remote, insert my broken remote and/or a rock and tell them, "as a courtesy and at my discretion, I have substituted a comparable item and did not see a need to notify you of this." (not seriously considering it, because it's wrong on so many levels, but so tempting...)

Personal Finance Deals
g: 0 Posted By: remick
Views: 68 Replies: 0 http://www.amazon.com/Unlimited-Streaming-Internet-your-Cable-eb...

Is it time for you to cut cable TV?


Millions of Americans have cut cable TV in the last few years. They enjoy more freedom, more control and more money. Are you ready to join them?

I have yet to meet anyone who has cut cable TV, that decided to go back. Im sure there are a few, but most find they enjoy the freedom, control and money that cutting cable TV gives them and never go back after they make the switch.

This is book three of the Keys to Cut Cable TV series.

Unlimited Streaming: From the Internet to your TV:


It gives you everything you need to know to stream from your computer or other devices directly to your TV.

Roku and media devices are great for easy streaming. However, with those, your options may be limited by the available channels. Streaming from a computer or other device gives you unlimited access to everything that is available on the internet.

It is just a matter of setting it up. For many people this is a very simple solution. For others it is a little more complicated. This book will lead you through your choices so that you can decide what you want, get what you need, set it up quickly and cut cable TV.

This book answers the following questions:

Can you hook your computer to your TV?
What do you need to hook your computer to your TV?
What types of connections will give you the best results?
Should you add a graphics card?

What about Chromecast?
What does it take to set up a Chromecast?
Chromecast vs other computer streaming options, which is better for you?

Do you want a dedicated computer for your streaming needs?

Wireless or wired connection, which is right for you?.
What is the best way to set up your wireless connection for HD streaming?
How do you set up a wired ethernet connection?

Do you want to add one or more pay streaming services?
Each has unique benefits, which one is right for you?

Get your copy of Unlimited Streaming: From thRoku and Media Devices: Easy Streaming today and cut cable TV in the next seven days

The keys to cut cable TV series gives you what you need to know to make your preferred cable cutting solution work for you. If you want information on all the best cable cutting options, in one place The CTRL+ALT+DEL Plan: Cut Cable TV in 7 days. features all the information in the Keys to Cut Cable TV series.

Whichever option is right for you. Isnt it time for you to Take Control, Find Alternatives and Delete your cable TV bill?
Totally Free Deals
g: 0 Posted By: bpvh
Views: 34 Replies: 0 Office Depot rebate software for the week of 03/23/2014 ($10AR, $12AR, $15AR)


Will update with rebate information ... hopefully by the time this goes live on 02/09.


McAfee Internet Security for 3 PCs
$14.99 After $5 Instant & $50 Mfr. Mail-In Savings Visa Prepaid Card
In Store Price $64.99
Valid 3/23/14 through 3/29/14
Item #101-324


Bookkeeper
++ Be advised that the Nova Development/Avanquest rebate processor has a habit of not sending rebate checks even on valid rebates unless contacted.
$11.99 After $30 in (2) Mfr. Mail-In Savings
In Store Price $41.99
Item #865-150


MyAttorney Home & Business
++ Be advised that the Nova Development/Avanquest rebate processor has a habit of not sending rebate checks even on valid rebates unless contacted.
$9.99 After $20 Mfr. Mail-In Savings
In Store Price $29.99
Item #949-667


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

Office Depot Coupons
Citi ThankYou points: New "Select and Credit" a crock.
Added on : Thursday March 20th 2014 09:00:13 AM
g: 0 Posted By: Dotbody
Views: 143 Replies: 3 Yesterday, I received a canned email from Citi CEO Jud Linville concerning their new "Select and Credit" program for ThankYou points. The idea is that you can redeem your points as statement credits for purchases previously made with a ThankYou reward card. This is similar to how the Amex reward cards will credit back your rewards directly to your account. The idea is that it's much easier to do that than worry about buying something with the points, or redeeming them for gift cards.

However, when I went to try redeeming my points, I saw it takes 839 points to redeem a $6.30 charge. In other words, you're paying a 25% premium just for the convenience of redeeming your points in this matter. Similar to using your points for Amazn purchases, this idea is a very expensive/inefficient way to use your points. It bothers me that Citi would not explicitly state this premium anywhere in the email, in the fine print, or even in the FAQ's when you click to learn more about it. Indeed, they simply gush about how much they "listen to suggestions" and "continually make meaningful improvements". What a crock.

Redeeming points for gift cards continues to be the best bang for your buck for the ThankYou program (unless someone knows of other possibilities).
Discussion Deals
g: 0 Posted By: manmohanrawat
Views: 67 Replies: 2 Story so far;
Wife got into a fender bender at wholefoods , exchanged insurance information , contacted OP's insurance the same day was given claim # and was told to get an estimate from the adjuster. that was last year Nov 2013
After 45 days was told they are not able to get in touch with the client ,and I got 2 more letters from OP's insurance company asking for me time and then in Feb this year I call them and then I am told they are not able to get in touch with the client and hence will be denying the claim
I just have liability only cause of an older car , Gieco now is saying that I am on my ownI went thru this archived thread and have come up with one option (Car Accident: Other Party At Fault - Denies Responsibility After the Fact To Insurance)SUE that person in small claims court

wife has pictures of the accident and insurance cards
my wife tried to get her to record a conversation but that person could not speak or hear

I was told by OP's insurance company that even if I did get that in writing they would absolutely have to talk to that person and it would have not mattered even if there is a police report.

Any ideas or suggestion.. apart from the option i mentioned above Sue in small claims











Personal Finance Deals
PLOC Term Questions
Added on : Wednesday March 19th 2014 04:00:10 AM
g: 0 Posted By: steve1jr
Views: 16 Replies: 0 Guys, I haven been looking into opening some Lines Of Credit for BT/MS mischief...not to carry a balance.

Some of the offerings I see indicate the LOC is only good for 2 years. Is it standard for LOCs to only be 'available' for a certain amount of time - if so, does it generally require additional applications and/or hard credit pulls to 'extend' them?

I'm willing to notch up a few credit inquiries to open these lines if it is a one time thing, but if the process has to be repeated every couple of years that is a different matter.


Personal Finance Deals
14.99 Freedompop w/FS
Added on : Tuesday March 18th 2014 10:00:06 AM
g: 0 Posted By: Shawnkk
Views: 222 Replies: 0 I just got this email. At this price I am going for it. Don't be hating the OP. This seems to be a refurb product if that matters to you.
✔ 100% Free Internet, 500MB each and every month on any device, anywhere

✔ Connect up to 8 devices via WiFi including smartphones, laptops, tablets

✔ Stay secure with your own private wifiNO CONTRACTS. NO CANCELLATION FEES.Today's BonusGet 100% Free ShippingSpecial Bonus just for activating today! (A $14.99 Value)Shopping Cart:
Freedom Spot - Photon Platinum $14.99 Casual 2GB Data Plan Trial FREE 1GB of Bonus Data ($20 Value) FREE Freedompop Premier FREE Subtotal $14.99 Estimated 32084 Tax update $0.00 Shipping: 3 to 8 days FREE First Month Service $0.00 Due Today $14.99
Your Information is Safe and Secure!

https://www.freedompop.com/offer/photonspecialEM?&ui=b8ab2fe8a86442228892087ac9ddc3de&uc=98IUEHtPOaHuuaIo_GEQkU90OQs&utm_source=e-account&utm_medium=wireless&utm_campaign=subpromo_offerphotonspecialEM_wirehomequa_031814&utm_term=1075733
Services Deals

FreedomPop Coupons
g: 3 Posted By: iLetTheDogsOut
Views: 131 Replies: 1 Craftsman 6-Amp, 2,700 RPM Corded Reciprocating Saw $29.99 P/U @ KMART

"6-Amp Corded Reciprocating Saw Is Versatile PowerIf nothing else will do the trick, add theCraftsman 6-amp corded reciprocating sawto your bag of tricks and you'll be back on track in no time. With speeds up to 2,700 rpm and a 3/4-inch blade stroke length, this saw has the power you need for construction, plumbing, demolition work, heating and air conditioning repair or jobs around the house. It can cut through wood, metal, drywall, PVC and more with ease.Weighing in at a shade over seven pounds, the6-amp corded reciprocating sawis easy to work with. Dual work lights boost visibility, while a tool-less blade clamp lets you work more efficiently. A soft handle lets you keep your grip no matter how long you're working with this high-performance saw.

For tricky projects where every other cutting device has failed you, turn to the power and versatility of theCraftsman 6-amp corded reciprocating saw
A six-amp motor and heavy-duty machined gearbox power the saw
It has a variable speed range up to 2,700 rpm with 3/4-inch blade stroke length
The adjustable shoe enhances stability and gives clear visibility of the blade in any position
Increase work productivity with the tool less blade clamp and the dual LED work lights
Eight-foot cord
Weighs 7.3 pounds
Includes the saw, blade, an Allen wrench and a manual
One-year limited warranty"


Tools Deals

Kmart.com Coupons
Special Humble Bundle: 30 games (and counting) for $25
Added on : Thursday March 13th 2014 07:00:03 AM
g: 2 Posted By: Murrow
Views: 261 Replies: 0 Special Link

Introducing a bundle of love for Brandon Boyer, with more than 30 indie games (and counting) just for you!Humble Bundle has teamed with independent developers to put together a bundle like no other.

To help support this cause, pay at least $25 to receive a ton of games and all proceeds will go directly to the Brandon Boyer Cancer Treatment Relief fund. In addition to Brandons medical bills for cancer treatment, the excess funds from this promotion will be donated to a select cancer research organization.

Games and soundtracks included in the Humble Bundle of Love for Brandon:

Actual Sunlight
AirMech
Auralux
Bagfull of Wrong
BitTrip Beat Soundtrack
BitTrip Fate Soundtrack
BitTrip Runner Soundtrack
Blocks That Matter + Soundtrack
Castles in the Sky + Soundtrack
Dynamite Jack
Ensnare Soundtrack
Ethan: Meteor Hunter
Fancy Skulls
God of Blades + Soundtrack
Goscurry + Soundtrack
Mazing
McPixel + Soundtrack
Paragon
POP: Methodology Experiment One + Soundtrack
Proteus
QbQbQb
Quixotica Soundtrack
Sepulchre Special Edition with eBook + Soundtrack
Shipwreck
Sokobond
Stacking + Soundtrack
Thomas Was Alone + Soundtrack
VVVVVV + Soundtrack
Waking Mars + Soundtrack
Warp Juggler
Wizorb + Soundtrack
World of Goo + Soundtrack

Check back on this post as more games are added to the lineup. This promotion will end on Friday, March 21 at 11:59 p.m. Pacific Time. Thanks to everyone for all of your support!
Free Ebooks 3-13-14
Added on : Thursday March 13th 2014 05:00:14 AM
g: 0 Posted By: jhall1822
Views: 134 Replies: 0 Note: As always check the price of the books before you purchase, they do not stay free forever! I am posting any books rated 4 stars or higher from FreeEbooksToday

The SharpBrains Guide to Brain Fitness: How to Optimize Brain Health and Performance at Any Age
Rating - 4.6 (37 Reviews)

Modern life places extraordinary demands on our brains. Not only do we live longer than ever before, but we must constantly adapt to complex and rapidly evolving personal and professional realities. Yet, we often ignore our most precious resource to do so: our brain.
The SharpBrains Guide to Brain Fitness cuts through the clutter of misconceptions, superficial and conflicting media coverage, and aggressive marketing claims, to help readers discover what really works, and what doesnt, to improve brain health and performance at any age, to delay or prevent cognitive decline, and become smarter consumers of both media coverage and scientific research in the process.
With useful, pragmatic and personalized tips and suggestions that are easy to implement, the SharpBrains Guide offers a groundbreaking new approach for self-assessing current brain fitness needs and identifying the most relevant and evidence-based methods to preserve and enhance brain function throughout life. Whether your goal is to become more resilient, enhance memory, ward off Alzheimers disease, or simply improve mental focus to perform better at work, this how-to guide shows you exactly how to use it or lose it.
This new and much-expanded edition of the guide AARP named a Best Book on Brain Fitness combines a user-friendly tutorial on how the brain works with advice on how to choose and integrate lifestyle changes and research-based brain training. Featuring an independent analysis of hundreds of scientific studies published in the last 10 years, the book also includes in-depth interviews with 20 leading scientists who often challenge conventional wisdom and prevailing brain health thinking and care.
A thought-provoking, practical and captivating read, the SharpBrains Guide makes the fascinating and complex subject of brain function and neuroplasticity easy to digest with its common sense approach. Its time to rethink, and to truly apply, use it or lose it.

Time Management: How To Get More Done in a Multitasking World
Rating - 5 (13 Reviews)

This book contains proven steps and strategies on how to effectively manage your time and accomplish more even if most of your resources are limited.
This compendium consists of sixteen chapters. Time management is clearly defined in the first chapters: the working principles, the basic techniques, and why it is important. Prioritization is likewise defined, and the basic tips on how to do it effectively are enumerated and explained. Also, the reasons why people procrastinate are explained so that readers will know how to avoid it. Productivity levels can also be improved by following simple steps.
You will learn throughout the chapters that no matter what kind of profession or walk of life you belong to, time management is a very important concept. Students, entrepreneurs, managers, and employees they have varied needs as far as time management is concerned. These are all discussed thoroughly in this book. While passing time, games that will help you develop your skills on time management are also suggested.
Read this book to be enlightened on just what time management is all about. Find out how you can learn to use your time more effectively.

Here Is A Preview Of What Youll Learn After Downloading Time Management Kindle book:

Time Management Techniques
15 Efficient Time Management Tips
Time Management for Entrepreneurs
Time Management for Managers
Time Management for Employees
Time Management for Students
Time Management Tools
Time Management Dos and Donts
Time Management Games
The Art of Prioritizing
Developing Time Management Skills
Set your Goals the Right Way
Productivity
Procrastination
How to Get More Work Done in 2 Hours
Time Management FAQs


How To Be Smarter: Brain Training To Learn New Things (Being Smart, How To Be Intelligent)
Rating - 5 (4 Reviews)

Have you always wanted to have a mental edge on the people around you? Would you like to know REAL ways to boost your brain function without using invasive techniques or hyped pills that are junk science? There ARE ways to get your brain motivated to learn and the best part is it doesnt even seem like work!

New discoveries are made all of the time when it comes to the brain and improving function. Learn the latest and best techniques that are backed by real results by people like you! Put as much or as little effort as you want to in it and you will still see drastic improvements right away. Download this book TODAY to find out:

The best mental exercises for brain function improvement
Science of increasing intelligence
How health affects intelligence
Importance of sleep
Things you can add to your diet that WILL make you smarter!
Download this book NOW and start doing the things you need to BE smarter tomorrow!

My Secret List of Sites that Pay (The Beginners Guide to Quick Easy Money)
Rating - 4.6 (11 Reviews)

Why is it so difficult to determine which websites will pay us real money? Most sites claim to pay, but their payment methods are rarely in the form of cash that can be sent to your bank account and used to pay the bills. In this guide, the author reveals twenty-five websites that will pay you real money. None of these websites will ever ask you for a penny to get started. Stop your search right here, because the links in this book are the only ones that you will ever need.
You do not need to have prior experience for most all of these gigs. If you do have a skill or trade, you can certainly use it to your advantage.

If the following strike your interest, then reading this guide will give you the direct links to the sites that pay, which will walk you through the process so you are confident with what you are doing.

Below are a few of the options that you will find in this guide.

Submitting product/book reviews
Editing small pieces of work for others
Giving professional or personal advice on just about anything you can think of
Getting paid to put together professional slide-shows or short videos for other companies
Posting advertisement banners on the web, and getting paid for the clicks
Making money on a blog, and getting paid to ramble about literally whatever you want
Putting together flyers/logo designs for those needing advertising
Making video testimonials for a product/business
Deciding what to charge per service (my favorite part)


There you have it. Its real, its legit, and its the quickest and easiest cash Ive ever made. Not to mention, from home.

101 Juicing Recipes: The Complete Nutrition Rich Green Vegetables and Fruits Juice Recipes for Weight Loss and Healthy Living
Rating - 4.8 (11 Reviews)

How to apply Juice Fasting Program to lose 7 lbs in 7 days with these Nutritious Rich Juice Recipes.
The juice fasting plan is a fresh fruit and veggie detox that gives the digestive system a much needed break. High vitamins, minerals, and other essential nutritional elements are the key to getting rid of built up toxins and loss of unwanted weight gain.
The Modern World Is Filled With Stressors And Pollutants That Can Be Effectively Eliminated With Fresh Juice.
A Beloved Childhood Snack, Juice Is An On The Go Option That Advances Skin And Organ Health Through Adulthood.

Fresh Fruits and Vegetables Juicing Help You to Transform Your Body For:

* Energy enhancement from oxygen rich chlorophyll.
* Blood detox heals the body by eliminating impurities.
* The immune system is strengthened so that chronic diseases linked to cancer and arterial malfunction are mitigated.
* Weight loss is precipitated with juice enzymes.
* Hair, skin, and nails sustain growth, extending their appearance, and controlling them from premature aging.
* Mental acuity in concentration, memory, and precision are improved with juice.
* Increased muscle and joint flexibility.
* Deal with Insomnia and other sleeping disorder with Juicing.
Also, You will Discover:
* How A Cleanse and Detox Program must be Successful: Ultimate Tips?
* Role of Juices to fight back with cancer!!
* How Your Kidney/Liver Function will be to Improved by Juicing?
More than 101″ Delicious Vegetables and Fruits Juicing Recipes for:
* Weight loss and Fasting
* Cleanse and Detox
* Immune Boosting
* Wrinkle Reducing
* Colon Cleanse
* Prevent & Fight for Cancer, Diabetes
* Increases your Kidney Function
* Muscles Soothing and calming
* Memory Boosting
* Your Kids
* Mental Acuity
* And More
Totally Free Deals
Free Ebooks 3-11-14
Added on : Tuesday March 11th 2014 09:00:08 AM
g: 0 Posted By: jhall1822
Views: 1 Replies: 0 Note: As always check the price of the books before you purchase, they do not stay free forever! I am posting any books rated 4 stars or higher from FreeEbooksToday

Freedom from Luggage: Packing Light to Simplify Travel
Rating - 4.8 (5 Reviews)

Travel without luggage. Really. Without luggage!
We first enjoyed packless travel while celebrating our retirement with two months touring New Zealand. Having escaped the many burdens of luggage, we offer you the same opportunity.
Learn step-by-step how to develop an efficient collection of travel clothes. Discover new ways to carry the few accessories we really need. You can be ready for most occasions and weather with a minimum of clean, fresh, wrinkle-free extra clothes. The goal: avoiding the hassle of even a roll-around carry-on.
Recognizing that some situations like cruises require some luggage, we also offer strategies for determining when you really need luggage and when you dont. Then we describe how to minimize any luggage you take.
We invite you to experience the freedom of packless travel.

Travel Resolutions: 52 New Ways to Experience Planet Earth
Rating - 4.3 (3 Reviews)

Every day is a good day to make a resolution. Let Lonely Planet help you celebrate travel and create your ultimate travel wish list. Our FREE ebook Travel Resolutions: 52 New Ways to Experience Planet Earth features some of the most inspiring travel experiences from the travel experts at Lonely Planet. Paraglide in South Africa; rock climb in China; sleep in a tree-house on Canadas Vancouver Island; take a cooking course in Jordan or a flower-arranging course in Kyoto; go clubbing in Berlin; and much more. The 52 experiences introduced in this planning ebook will whet your travel appetite and help you to decide which promises to make and inspire you to keep them all. Begin your journey now!

Beginners Guide to Fly Fishing
Rating - 5 (1 Review)

In many cases an anglers life proceeds in a series of stages. To begin with he goes in for the simplest way of catching fish because at that stage his sole outlook is to deceive as many fish as possible at each outing, irrespective of the size or lack of cunning of such fish.
Later the angler may well find that he feels an urge to try something more difficult in the way of either fishing methods or fish.
Gradually he finds that there can be immense satisfaction in catching fewer fish, but of better size, possibly through mastering a more difficult method of fishing which, when he started fishing, seemed beyond his skill.
Eventually, having tried out various methods among various fish, most enthusiasts settle down to one, or perhaps two methods and apply them to the pursuit of one or two kinds of fish.
You have of course, exceptions. There are those who are dedicated to coarse fishing with bait and who would not waste time going after trout or salmon. You have the trout or salmon Fanatics who would not fish with bait for any fish and who have no interest in coarse fishing. Then there are the few who divide their time between coarse and game fishing.
For myself I am a trout and salmon addict and nowadays I fish only with the fly. That does not mean that I do not admire those who fish for other fish in other ways. Indeed I think that the coarse fisher of the English waters is worthy of the greatest admiration as a very sporting gentleman who goes to immense trouble and expends great skill to catch fish, all of which he returns to the water. What could be more sporting than that?
In my own case I caught my first trout on fly and it was at a later date that I enjoyed flood fishing with the worm.
So with salmon-my first fish was on a fly and it was in later years that I learned spinning with the difficult centre-pin reel and then went on through almost all the spinning reels that were manufactured. Eventually I turned to the fly completely for the simple reason that I love fly fishing better than any other method I have tried.
Today, as I see it, too many beginners buy a fixed-spool reel, find it simple to work and then, gaining an impression that fly casting is difficult, they go on bait fishing or spinning even though they feel they would like to try the fly.
I am not going to say that there is anything wrong in this but I do feel that many of our younger anglers today would like to try fly fishing if only they had someone to guide them at the start.
If in this way I can help even a few anglers to share the joy and the satisfaction that fly fishing has given to me over the years I will have been amply repaid.

Move the Ball: How the Game of American Football Can Help You Achieve Your Life Goals
Rating - 5 (2 Reviews)

Move the Ball draws parallels between football and life. The two are very similiar in that the principles needed to win the game of football are the same principles you need to win the game of life. Football teaches you how to use the strategies of the game to tackle any obstacle, beat any blitz, and overcome any blindside on lifes field. No matter what the situation, football provides you with the tools necessary to scramble through a field of defenders, move the ball forward, get into the end zone, and achieve lifes goals.
Achieving lifes goals comes down to this: hard work, teamwork, discipline, and dedication. In both situations, these principles build the conviction to drive that ball into your end zone and score. Defenders on your personal field intentionally want to stop the ball and limit your movement. You must recognize these defenders exist and have a plan to outmaneuver them. This book teaches you how to recognize the blitz, adjust to the blitz, and beat the blitz.
In football and in life, the players need to define the goals, invent the playbook, and execute the plays. Move the Ball draws upon the football playbook to show you how to do this and realize your dreams. Great players dont settle for being ordinary. They have a strong belief in themselves and strive to be extraordinary. They have M.A.D. P.R.I.D.E. This book shows you how you can use the elements of M.A.D. P.R.I.D.E. to overcome any obstacle and win.
As human beings, we need challenges to value our accomplishments; to experience the joy and elation of winning against obstacles. A great persons true character is displayed when he is able to face adversity, persevere, and accomplish his goals.
Life is about happiness. You only live once, so make every minute count. Life is about never giving up. Dont stop playing the game until its over. Life is about getting into the end zone and winning. You will achieve greatness.
The time is now for you to make the change. Are ready to move the ball?

Bow & Arrow, Archery Set for Scouts (Illustrated How to Build Guide #1)
Rating - 4.2 (23 Reviews)

This is a simple and illustrated, HOW-TO guide for an economical and environmentally friendly, Archery Set.
The materials used are bamboo, reed grass, and recycled man-made materials found easily around the world most prominently in third-world countries.
This guide will allow scouts in all economic situations to learn gadget building skills and archery, hence reinforcing the idea that Scouts Build a Better World.
Hopefully, experienced archers will find this guide entertaining and challenging, allowing them to expand their creativity and handicraft skills.
The author envisions a series of guides that serve to further enhance the development of scouts archery skills, while teaching them rudimentary survival tactics that they can both enjoy and benefit from.

HOW TO MAKE A WEBSITE OR BLOG: with WordPress, WITHOUT Coding, on your own domain, all in under 2 hours! (THE MAKE MONEY FROM HOME LIONS CLUB)
Rating - 4.4 (44 Reviews)

Learn how to make a professional website or blog on your own domain in less than a couple of hours, and learn how to do it all using the Internets most popular Content Management System: WordPress.
No coding knowledge is required to use WordPressif you can use Microsoft Word, you can make a professional website with WordPress (WordPress is software that is completely free).
It is all taught in step-by-step lessons in this book (with links to supporting video lessons for extra clarity - the video lessons show you the entire completion of mikeomarwebsites.com from beginning to end).
With the lessons taught in my book, you will be able to create any type of website that you want with any kind of look that you want, from personal blogs to professional business websites to e-commerce websites.
Also, included as a bonus chapter, an introduction to how to build passive income websites using WordPress, and how making money online actuallyworks!
Here are the topics covered in my book:
TECHNICAL / SETTING UP:
The SMARTEST and CHEAPEST way to buy a domain.
The SMARTEST and CHEAPEST way to buy a hosting package.
Linking your domain to your hosting account and installing WordPress.
BASICS:
An introduction to WordPress and best Search Engine Optimization (SEO) settings for your website.
How to add pages for regular websites.
How to add posts for blogs.
How to add pictures and links.
How to set up a sidebar using widgets.
How to change the look of your website with different themes.
How to add a contact form, plugins, and social media buttons.
ADVANCED:
How to install Google Analytics for tracking.
How to add buy now PayPal buttons.
How to add an interactive Google Maps map to your website.
How to set up a mailing list / newsletter (and best practices for doing so).
How to protect your website from hackers, malware, and other viruses.
Resources for e-commerce websites, doing keyword research, doing link building and SEO, affiliate marketing, membership websites, outsourcing, video recording, and more!
AN INTRODUCTION TO MAKING MONEY ONLINE:
What are some of the most common methods for making money online?
What is the simplest way to make passive income online?
If I want to make money online, where do I start?
The Structure of a $1,000 per Month Passive Income Website.
when a broker increases the IRA closing fee..
Added on : Saturday March 08th 2014 08:00:09 PM
g: 0 Posted By: gargam3l
Views: 84 Replies: 0 I got notice that the closing fee on an IRA account is increasing. Seems a bit ruthless, considering you're penalized no matter what. E.g., early withdrawal has a tax penalty, while staying with them enables them to increase the closing fee to unreasonable levels. Transferring to another broker and paying the current fee leaves savers paying a penalty before every increase. Usually when transferring over to the brokers who pay the closure costs of the former broker, these same brokers have closing fees of their own.

Is it possible to draw the account down to $1 after retirement, and just let the dollar sit there forever to avoid the closing cost?

Is it generally possible to transfer all but $1?
Personal Finance Deals
door ding in parking lot, but I have other car's plate
Added on : Saturday March 08th 2014 01:00:09 PM
g: 0 Posted By: civ2k1
Views: 225 Replies: 6 I was parking in a parking structure this afternoon and there were no spaces available after driving all the levels. On the way down I found 1, but the guy was parked over the line.

I only planned to be gone for about 20 minutes, so it would be quick.

I was able to park leaving reasonable space on one side (where the neighbouring car that was parked in his space wasn't inconvenienced), and I climbed out of my car on the passenger side.

I took a couple photos of the car over the line and his plate just in case (should have listened to my inner voice and just not parked there).

Anyway, I just got back to my car and there's a pretty serious door ding (door panel is creased). I guess technically I can't prove it was that guy since I didn't see it happen. Should I waste my time reporting to my insurance (I'm assuming they can track the guy down based on the plate) or just suck it up because reporting to my insurance won't help and I'll end up with a claim on my record?

And I know, I was probably asking for it by knowingly parking there. Let's move on from that.

Edited to add: quite likely the door that hit me is a rental car, not sure if that helps, hurts, or doesn't matter. And I don't know how to post pics from mobile, but will do so later.
Discussion Deals
g: 0 Posted By: bpvh
Views: 107 Replies: 0 Office Depot rebate software for the week of 03/09/2014 (QuickBooks Online Simple Start free after $90 rebate)


Will update with rebate information ... hopefully by the time this goes live on 03/09.


QuickBooks Online Simple Start
FREE After $10 Instant & $90 Mfr. Mail-In Savings
In Store Price $89.99
Valid 3/9/14 through 3/15/14
Item #233-786


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

Office Depot Coupons
any way for my sister to pay bills without losing benefits?
Added on : Tuesday March 04th 2014 07:00:11 PM
g: 0 Posted By: IStillPickUpPennies
Views: 123 Replies: 3 My sister was diagnosed with cancer a few months back. She worked at a call center for almost a decade. There was lousy insurance there, and no job security at all. (you could be fired if your typing speed dropped just a little, etc.)

Her doctors told her that she needed major surgery to remove the cancer, and that because of her weight and other health issues it would likely take quite a number of months to recover.

Although she explained to her bosses that she was diagnosed with cancer, and that she would need a number of months to recover after surgery, she was then fired from her job. It has now been more than 4 months, and she is still in an assisted care
facility, after being released, getting a major infection, and having to be readmitted to the hospital.

She has gotten a lot of financial help from various friends and family for the surgery, bills and other basic living expenses. She also finally signed up for unemployment, food stamps, etc., so that she can get some help
before getting back on her feet and finding a new job.

Trouble is, she has been told that she can't have more than $100 in her accounts, or she risks losing the benefits. When she gets a check from friends, she has had my Mom running back and forth to the bank, cashing the check, and then depositing small amounts under $100 to my sister's checking account so that she can write multiple, small checks to pay her bills.

My sister does not have Internet or a smartphone which might help simplify matters by allowing her to pay bills herself or something along those lines. She currently has a laptop and internet connection at the hospital, but says she would not use any sort of online system, due to not trusting computers with her personal information. Now my parents are down in Florida for a while, and it looks like my sister expects me to run back and forth to the ATM for her, so that she can continue to try to mail out multiple, small checks to pay her bills.

There has GOT to be a more efficient way to go about this, but the only thing I was able to think of was American Express Travelers Checks. Up until about 6 years ago, we always used them when we went on vacations. I was able to get them for free at our credit union. I was thinking perhaps I could get my sister a bunch of $100, $50 and $25 travelers checks when she wants me to cash a check, which she could then mail out to pay bills, and they wouldn't even show up on her account balances when they do an audit to determine her benefits. Trouble is, our credit union stopped selling them, which means I would probably have to drive to a bank and incur fees & such.

Can anyone think of a simpler way for her to pay her bills in a check-like fashion (mailing out some form of payment) without having to first deposit the money into her accounts? I am not really coming up with any good solutions for this, so I'd appreciate suggestions. Thanks so much for any helpful ideas you might have to try.
Personal Finance Deals
Landlord charging me 4 months after vacating his property
Added on : Tuesday March 04th 2014 06:00:19 AM
g: 1 Posted By: Asahi
Views: 241 Replies: 5 I vacated a townhouse in Virginia back in Oct30'13 and Landlord(LL) deducted $500 from cleaning and refunded the remaining security deposit in Dec'13, however in March'14 i received a letter claiming that the house was painted with custom paint and he will pursuit a lawsuit for $1500 to repaint the house, is it legal for LL to charge me 4 months after vacating his property and refunding my deposit? What are my options? I searched the VA tenants handbook and related links and did not find info related to this, appreciate your input in this matter.

Timelines below:
12/2011-10/2013 - Lease start-end.
7/2013 -Townhouse had drywalls repaired for nail pops/cracks(1st year walk through) while we stayed there and the house was not painted post repair.
10/30/2013 - Vacated and handed over the keys with invoice for move-out cleaning performed.
12/26/2013 - Received an itemized letter with $500 deducted for drywall repair and cleaning, refunded the remaining security deposit.
12/28/2013 - Sent a letter and email to LL demanding more details/invoice for cleaning and drywall repair.
1/10/2014 - Check deposited and cashed.
1/13/2014 - LL responds by email stating the house was in unacceptable condition and needed extra cleaning without providing additional details.
1/20/2014 - Replied back to LL stating that house was cleaned during move-out and requested him to provide pictures, also as a good-will offer(LL was very flexible with lease duration and very good to us) i offered to pay him $300 instead of $500.
2/15/2014 - No response from LL, Filed a small claim court requesting invoice/details about deduction, hearing is end of March'14.
3/2/2014 - Received a letter with all the cleaning invoices and a letter stating that i painted the house with custom paint and he will file a lawsuit for $1500 to repaint the house, please notewe did not paint the house and the LL does not remember which paint was used for this house as it was a new construction,
(update)3/4/14 - Received an email with a letter from the builder stating that they use standard paint which does not match the paint used in the house.
Personal Finance Deals
UPDATED 3/4 Free Kindle Books on Gardening & Pest Control
Added on : Tuesday March 04th 2014 02:00:11 AM
g: 13 Posted By: remick
Views: 1048 Replies: 5 Organic Pest Control: The Ultimate Organic Pest Control System to Protect Your House, Garden, and Food (Organic Gardening - How to Guide on Natural Pest Control and Growing Your Own Food)
http://www.amazon.com/Organic-Pest-Control-Ultimate-Gardening-eb...

What if the Pest problem that has been haunting you for years could be eradicated by using natural and organic methods? now you are about learn hundreds of ways to control pests and keep them off your food, out of your garden, and free from you home.



Pest Control for Organic Gardening
http://www.amazon.com/Pest-Control-Organic-Gardening-Natural-ebo...

Pest Control for Organic Gardening is a short book dedicated to gardeners, who want to keep their gardens free from synthetic and often times harmful pesticides, and fertilizers. However, there still is the problem and pests and disease. This book gives practical and sometimes surprising ways to address these problems in a biological method. It contains an extensive list of beneficial insects that can be used to battle harmful pests.


Homegrown Humus: Cover Crops in a No-till Garden
http://www.amazon.com/Homegrown-Humus-No-till-Permaculture-Garde...

Cover crops are a simple, cheap way to boost your soil's organic matter, to fight weeds, to prevent erosion, to attract pollinators, and to keep the ecosystem in balance. Unfortunately, most information on growing cover crops is written for people who plow their soil every year and are willing to spray herbicides. You can get all of the same benefits in a no-till garden, though, if you're clever.



Farming for Ranchers
http://www.amazon.com/Farming-Ranchers-Aaron-Brachfeld-ebook/dp/...

This book covers all subjects related to roots, soil, composting, vermaculture, fertility without fertilizers, plant nutrition, fertilizers, leaves, feedlots, flowers, ecology, IPM, tillage, atmospheric condensation of water, erosion, water purification, hoeing, planting, harvesting, establishing a system of aisles/beds/rows, beneficial weeds, noxious weeds, annual systems, biennial systems, perennial systems, vineyard systems, arboreal systems, haying and pasture systems, specialty crops, commodity crops, stockyarding, land reclamation, converting pasture to farmland, blight, smut, production economics, labor management, marketing, sales, distribution, trucking and all other subjects required to begin or manage a farm...together with a detailed review of the tools required to do so.



New on 3/4

Everything You Need To Know About Vegetable Gardening
http://www.amazon.com/Everything-Need-About-Vegetable-Gardening-...

This book contains everything you need to know about starting your vegetable garden and keeping it healthy. From different designs and vegetable species based on climate to the soil type located in your backyard, this book covers it all. You will learn how to build a proper garden design, plant the correct vegetables and where, even tips on how to can your produce are included.

Growing Basil
http://www.amazon.com/Growing-Basil-Herbs-Craig-Bensemann-ebook/...
Totally Free Deals
g: 2 Posted By: remick
Views: 1068 Replies: 3 http://www.amazon.com/dp/B00BFG8YQK

5.0 out of 5 stars (20 customer reviews)

Break into the fashion modeling indutry without spending a fortune on bogus modeling agencies and professional photography!!
The Model's Bible + Global Modeling Agency Contact List, was written by international supermodel R.C. Lane, and is a straight forward fashion industry insiders guide on how to break into the modeling industry and succeed in creating a lucrative career as a professional working model in the fashion industry.

Develop a strategic plan to get signed!
The Models Bible + Global Modeling Agency Contact List, will help you develop a strategic plan to get signed with a modeling agency or commercial agency and begin working in as little time as possible. Everything you need to know as a professional working model is covered in great detail drawing from firsthand experience of over a decade of working with professional photographers and top clients in the fashion capitals of the world including NYC, Paris, Milan, London, and many more.

Learn how the pro's globally submit themselves to top modeling agencies for consideration no matter where they are located using a simple digital camera.

Gain access to the highly sought after, Global Modeling Agencies Contact List and get contact information to legitimate agencies in every viable fashion modeling market around the globe including top modeling agencies in NYC, Paris, Milan, Berlin, Los Angeles, London, Cape Town, Sydney and many many more!

Learn the techniques professional fashion models use on big budget modeling sets to create bullet proof confidence and make the job look easy!

Know how to spot a scam from a mile away and avoid the mistakes many new fashion models make that can be damaging to a modeling career.

Determine which market you have the most potential for working in among the many available segments of the modeling industry around the world including high fashion modeling, commercial modeling, fitness modeling, runway modeling, plus size or child and baby modeling.

Everything you need to know about commissions, day rates, and modeling contracts in order to get the best possible deals and keep the most money in your pocket.

Gain an exclusive backstage perspective on Fashion Week in NYC, Milano, and Paris and step by step instruction on what it takes to strut the runways like a seasoned pro.

What other readers are saying!:
"The Model Bible" by R.C Lane was indeed informative at explaining the ins and outs of the model industry. Another cool thing about the book is that at the end of the book there are actual addresses to model management companies all over the world." -Danielle Benji

"Anyone planning to start a career as a model, having their child enter the field, or just curious about the life of a model, would benefit by reading this." -James Liston

"The list of contact information for over one hundred modeling agencies around the world is worth the price of the book." -Frank Coopa

About the Author:
Author of The Model's Bible, R.C. Lane, has worked with the biggest clients and agencies in the fashion industry including Lancme, Maybelline, Calvin Klein, Guess Jeans, Armani, Vogue Magazine, and Harper's Bazaar to name a few. He has been featured in hundreds of campaigns, commercials, and magazines over a career spanning more than fifteen years as a working top model.
Books & Magazines Deals
Free Kindle Books on Gardening & Pest Control
Added on : Monday March 03rd 2014 07:00:11 AM
g: 0 Posted By: remick
Views: 145 Replies: 0 Organic Pest Control: The Ultimate Organic Pest Control System to Protect Your House, Garden, and Food (Organic Gardening - How to Guide on Natural Pest Control and Growing Your Own Food)
http://www.amazon.com/Organic-Pest-Control-Ultimate-Gardening-eb...

What if the Pest problem that has been haunting you for years could be eradicated by using natural and organic methods? now you are about learn hundreds of ways to control pests and keep them off your food, out of your garden, and free from you home.



Pest Control for Organic Gardening
http://www.amazon.com/Pest-Control-Organic-Gardening-Natural-ebo...

Pest Control for Organic Gardening is a short book dedicated to gardeners, who want to keep their gardens free from synthetic and often times harmful pesticides, and fertilizers. However, there still is the problem and pests and disease. This book gives practical and sometimes surprising ways to address these problems in a biological method. It contains an extensive list of beneficial insects that can be used to battle harmful pests.



What Is Killing My Tomato?: Tomato Problems & Their Solutions
http://www.amazon.com/What-Is-Killing-Tomato-Solutions-ebook/dp/...

The tomato is perhaps the most popular homegrown vegetable in the U.S. It can be grown quite easily by beginners and the many varieties keep it exciting for master gardeners. But sadly, there are a lot that can go wrong in a single tomato plant. From the plants roots to the leaves to the fruits, there are diseases and pests that can infect it and turn a perfectly healthy plant into something sickly in a very short time. This short guide enumerates the diseases that can affect the different parts of the tomato plant roots, stems, leaves and fruits and their recommended control. It also lists the common pests that attack tomato plants.



Tomato Container Gardening: Growing Tomatoes In Containers, Planters And Other Small Spaces
http://www.amazon.com/Tomato-Container-Gardening-Containers-Tech...

With the surge in interest in growing your own vegetables for both health and environmental reasons, has come the interest in growing vegetables or fruit in a small space. Not everyone is fortunate enough to have a large garden plot, or indeed able enough to work it if they had.
The fact is though that all kinds of plants can be grown in small spaces or containers, tomatoes being the one highlighted in this work. Home grown tomatoes are a world away from the ones available in the supermarkets today, in both appearance and flavour. The watery bland tomatoes that are often on offer in the store, just cannot compare with the crisp firm juiciness of a fresh tomato plucked straight from the vine.
Do you have the space for a plant pot, and a nice sunny space to put it in? If so, then you too can grow your own tomatoes!



Homegrown Humus: Cover Crops in a No-till Garden
http://www.amazon.com/Homegrown-Humus-No-till-Permaculture-Garde...

Cover crops are a simple, cheap way to boost your soil's organic matter, to fight weeds, to prevent erosion, to attract pollinators, and to keep the ecosystem in balance. Unfortunately, most information on growing cover crops is written for people who plow their soil every year and are willing to spray herbicides. You can get all of the same benefits in a no-till garden, though, if you're clever.



Farming for Ranchers
http://www.amazon.com/Farming-Ranchers-Aaron-Brachfeld-ebook/dp/...

This book covers all subjects related to roots, soil, composting, vermaculture, fertility without fertilizers, plant nutrition, fertilizers, leaves, feedlots, flowers, ecology, IPM, tillage, atmospheric condensation of water, erosion, water purification, hoeing, planting, harvesting, establishing a system of aisles/beds/rows, beneficial weeds, noxious weeds, annual systems, biennial systems, perennial systems, vineyard systems, arboreal systems, haying and pasture systems, specialty crops, commodity crops, stockyarding, land reclamation, converting pasture to farmland, blight, smut, production economics, labor management, marketing, sales, distribution, trucking and all other subjects required to begin or manage a farm...together with a detailed review of the tools required to do so.



Totally Free Deals
g: 13 Posted By: remick
Views: 1436 Replies: 2 http://www.amazon.com/dp/B007SC0LWK

4.6 out of 5 stars (120 customer reviews)

Revised Edition with TONS of new - easy to understand - useful training!

Portraits...Taking pictures of our friends and family - it's what we all want to master! Right?
However, when we think of doing "Portraits" the word alone is kind of scary! It sounds like it should be the province of professionals. We just want to do better pictures of our kids, our pets and our friends. Leave the "portraits" to the experts - right?
Wrong! YOU can get professional quality portraits too! It's easy! Once you know a few strategic portrait photography tips and techniques, your photos will almost instantly go from "That's nice," to "WOW - you did that?"
I've run a professional photo studio for over 20 years and here is a secret - getting top level quality portraits is easy, anyone can do it! Another thing I've learned is to teach YOU how YOU can do it!
Read through "Building A Portrait" (it's written in simple, easy to understand language with lots of example photos) and within an hour or so you will have so many "Ah Ha!" moments, you'll be giggling with glee. I know that sounds corny, but try it, you'll see what I mean.
Here's the thing - as a photographer whether you're a pro or an amateur with their first camera - it's your job to make your subjects look like a million bucks! In their portrait, they should look better than they've ever looked before! Now YOU can make that happen!

Here is the table of contents showing a bit of what is covered...

Introduction:
Review -
Neutral Density Filters
Graduated Filters
Backdrops
How To Build A Portrait:
Terminology And The Overall Shape Of The Photograph
Size Matters
Composition Tips:
Make Sure Your Photographs Tell A Story
Anti - Level Shoulders
Sit Up Straight
Use The "Rule Of Thirds" If It Makes Sense
Fill The Frame
Follow The Eyes
Who is the star
Focus On The Most Important Feature - The Eyes
Depth Of Field
Skin, Love It Or Leave It
Bare Skin Continued
Beauty:
Women Should Look Sexy And Pretty, Men Should Appear Powerful
The Symmetrical Face
Sexism In Portrait Photography
Here's A Really HARD Photo Tip
Problem Area Fixes:
Differently Sized Eyes
The Crooked Nose
Acne Scarred And Wrinkled Skin
Here's A Photo Tip That May Require Some Begging
Round and Chubby Faces
The Neck Wattle
Photography Clothing Tips
The "Photographic Ground Modification System"
Photo Exercises:
Additional Photo Training:

"Building A Portrait" starts at the very beginning with something as simple as deciding on what to call your photo's shape and goes all the way through advanced concepts. You are unlikely to ever find a more thorough grounding in portrait photography techniques!

Beauty - This section is a bit more esoteric! Just what is beauty? You can't effectively show beauty in your portraits if you don't know what it IS. In this section we will examine what makes us think one person is beautiful and another isn't. These concepts are hardwired in us - and people respond!
In the "Problem Area Fixes" section, we learn how to correct for physical flaws and make our subjects look like a million bucks! Just because someone has a crooked nose, one eye larger than another, and is covered by acne - it's no reason why YOU can't get a good portrait! In fact, you will look for challenges like this because they are fun!
You'll discover what to do to "fix" a crooked nose, skin problems, wrinkles, round chubby faces (oblong faces with high cheekbones are considered beautiful in most cultures) and so on.
Check out this course volume and your portraits will improve almost immediately. Your "models" will thank you. Unless your "model" is the family pet... They won't thank you - they don't care!
Question... Have you ever had someone look at a portrait you've done and actually been moved to tears of joy? You will after reading and employing the techniques you'll learn in "Building A Portrait!"
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Ceton InifniTV6 $229 and Ceton Echo $109 AC Amazon
Added on : Monday March 03rd 2014 03:00:03 AM
g: 0 Posted By: blueiedgod
Views: 114 Replies: 0 Got this e-mail from Ceton

No matter what you're celebrating, for the next two days you can save big on Ceton InfiniTV 6 and Ceton Echo at Amazon.
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Buy a tuner and an extender for $328, basically making the extender $28 with a $150 discount code.
Home Theater & Audio Deals

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g: 0 Posted By: DaysFan
Views: 552 Replies: 2 linked
http://www.onestopplus.com/ Classic Fashion Briefs by Kings' CourtWas: $19.99 - $29.99 Now: $9.99 - $14.99Save up to 58%

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g: 0 Posted By: remick
Views: 119 Replies: 0 http://www.amazon.com/Understanding-Your-Bible-Minutes-Day-ebook...

4.6 out of 5 stars (5 customer reviews)

The Bible can be overwhelming. For those unfamiliar with this huge and ancient book, it's hard to even know where to begin. These short, digestible readings answer questions about where the Bible came from, what it's about, and why it matters. Daryl Aaron blends the knowledge of a college professor with the friendly, welcoming tone of a pastor. Broken into forty small chapters, this book is perfect for those who want quick and clear answers to their questions.
Books Deals

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g: 0 Posted By: DaysFan
Views: 210 Replies: 0 linked
http://www.onestopplus.com/ Classic Fashion Briefs by Kings' CourtWas: $19.99 - $29.99 Now: $9.99 - $14.99Save up to 58%

Item #: 1176-79392-1079Your favorite choice of underwear for their irresistible combed cotton comfort... fashion briefs in six great colors!

roomy, large fit
long inseam for breathing room
heat resistant 1 1/4"" covered elastic waistband
large taped leg openings
taped double fabric fly and crotch
1 pair per package
soft, durable cotton fabric
machine wash; imported

Classic briefs in sizes XL, 2XL, 3XL, 4XL, 5XL, 6XL, 7XLRead more:These aren't your plain briefs! Try black, blue, or red briefs for something different than the old-style white brief. Roomy fit and elastic waistband show these are specially designed for big and tall guys by the experts here at KingSize. Taped crotch and leg openings also mean they're durable no matter what. Wear them with jeans and a sport shirt.Reasons to Buy:Customers say these are a high-quality pair of briefs. They say they fit better than anything they found at the department store! Check our reviews for more.


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Men's Big Sizes ONLY Classic Fashion Briefs by Kings' Court
Added on : Saturday March 01st 2014 07:00:02 PM
g: 0 Posted By: DaysFan
Views: 0 Replies: 0 linked
http://www.onestopplus.com/
Classic Fashion Briefs by Kings' CourtWas: $19.99 - $29.99 Now: $9.99 - $14.99Save up to 58%

Item #: 1176-79392-1079Your favorite choice of underwear for their irresistible combed cotton comfort... fashion briefs in six great colors!

roomy, large fit
long inseam for breathing room
heat resistant 1 1/4"" covered elastic waistband
large taped leg openings
taped double fabric fly and crotch
1 pair per package
soft, durable cotton fabric
machine wash; imported

Classic briefs in sizes XL, 2XL, 3XL, 4XL, 5XL, 6XL, 7XLRead more:These aren't your plain briefs! Try black, blue, or red briefs for something different than the old-style white brief. Roomy fit and elastic waistband show these are specially designed for big and tall guys by the experts here at KingSize. Taped crotch and leg openings also mean they're durable no matter what. Wear them with jeans and a sport shirt.Reasons to Buy:Customers say these are a high-quality pair of briefs. They say they fit better than anything they found at the department store! Check our reviews for more.

g: 1 Posted By: remick
Views: 231 Replies: 0 http://www.amazon.com/dp/B00BFG8YQK

5.0 out of 5 stars (20 customer reviews)

Break into the fashion modeling indutry without spending a fortune on bogus modeling agencies and professional photography!!
The Model's Bible + Global Modeling Agency Contact List, was written by international supermodel R.C. Lane, and is a straight forward fashion industry insiders guide on how to break into the modeling industry and succeed in creating a lucrative career as a professional working model in the fashion industry.

Develop a strategic plan to get signed!
The Models Bible + Global Modeling Agency Contact List, will help you develop a strategic plan to get signed with a modeling agency or commercial agency and begin working in as little time as possible. Everything you need to know as a professional working model is covered in great detail drawing from firsthand experience of over a decade of working with professional photographers and top clients in the fashion capitals of the world including NYC, Paris, Milan, London, and many more.

Learn how the pro's globally submit themselves to top modeling agencies for consideration no matter where they are located using a simple digital camera.

Gain access to the highly sought after, Global Modeling Agencies Contact List and get contact information to legitimate agencies in every viable fashion modeling market around the globe including top modeling agencies in NYC, Paris, Milan, Berlin, Los Angeles, London, Cape Town, Sydney and many many more!

Learn the techniques professional fashion models use on big budget modeling sets to create bullet proof confidence and make the job look easy!

Know how to spot a scam from a mile away and avoid the mistakes many new fashion models make that can be damaging to a modeling career.

Determine which market you have the most potential for working in among the many available segments of the modeling industry around the world including high fashion modeling, commercial modeling, fitness modeling, runway modeling, plus size or child and baby modeling.

Everything you need to know about commissions, day rates, and modeling contracts in order to get the best possible deals and keep the most money in your pocket.

Gain an exclusive backstage perspective on Fashion Week in NYC, Milano, and Paris and step by step instruction on what it takes to strut the runways like a seasoned pro.

What other readers are saying!:
"The Model Bible" by R.C Lane was indeed informative at explaining the ins and outs of the model industry. Another cool thing about the book is that at the end of the book there are actual addresses to model management companies all over the world." -Danielle Benji

"Anyone planning to start a career as a model, having their child enter the field, or just curious about the life of a model, would benefit by reading this." -James Liston

"The list of contact information for over one hundred modeling agencies around the world is worth the price of the book." -Frank Coopa

About the Author:
Author of The Model's Bible, R.C. Lane, has worked with the biggest clients and agencies in the fashion industry including Lancme, Maybelline, Calvin Klein, Guess Jeans, Armani, Vogue Magazine, and Harper's Bazaar to name a few. He has been featured in hundreds of campaigns, commercials, and magazines over a career spanning more than fifteen years as a working top model.
Books & Magazines Deals
Bank Wire Transfer Missent
Added on : Friday February 28th 2014 02:00:04 PM
g: 0 Posted By: jeffreyosborn
Views: 60 Replies: 2 Hello,

First time user, long time lurker. A friend of mine sent me a wire transfer from his bank, located in the US to my bank, located in the US. All the information on the sheet was correct but one digit was left off the account number so, instead of leading to a 9 digit account number, it led to an 8 digit account number. Mind you the form had my name on it but that's not really the issue right now. Chase has received the funds, and has 'investigators' working on it, but they will not freeze the funds and, apparently, my account number minus the first digit is someone else's account.

Now, the wire transfer teams at banks work with the fed and have gone home for the weekend giving this person access to the money for the entire weekend. I will continue to work on this with the bank on Monday and I know there's little I can do in the meantime but I'm looking for advise, wondering how further I can approach this matter, etc. I will be receiving an 'amendment' number as soon as the fed opens on Monday to further my case but I was essentially informed by the bank they can 'ask' that the other account owner give permission to return the funds but is not legally required to do so, though it may be considered theft. What do you guys think? What should I do at this point? Any recommendations? Any experience with this? Thank you in advance.
Personal Finance Deals
g: 9 Posted By: remick
Views: 1103 Replies: 0 http://www.amazon.com/dp/B00958HUN8/

4.5 out of 5 stars (59 customer reviews)

Have you always wanted to learn to chainmail but were afraid it's too difficult to learn or too expensive?


This is the first in a series of books detailing how to chainmail for beginners with absolutely no experience. Chain mail, also known as chainmail, maille, or chainmaille is a great hobby for any age that doesn't involve just making armor.

You can make almost anything from chainmail. Below are just a few examples of what you can make:
Jewerly (Bracelets, Necklaces, Anklets, Earrings, Rings)
Clothing (Bikini tops, Belts, Shirts, Ties)
Art
Armor
Inlays (pictures in your maille)
And much, much more!

In this beginner's book you'll learn the following:
A short history of chain mail
Different rings used and the kinds of metals
How to open and close rings correctly
Tools used like pliers and different kinds
An overview of the family of chainmail weaves
How to weave 7 of the more common, simpler weaves shown in 3D graphics
Resources for purchasing rings and tools
3 Starter Projects:
Women's Choker Necklace
Men's Flat Bracelet
Pouch or Dice Bag

Chainmail is neither difficult to learn nor expensive. All it takes is a willingness to try something new no matter your age, education, or income!
Books & Magazines Deals
Request-Cancun over Easter break not inclusive hotel
Added on : Wednesday February 26th 2014 06:00:09 PM
g: 0 Posted By: iluvminivans
Views: 54 Replies: 0 Mid 40's couple with 16 year old want to go to Cancun over Easter vacation. Looking for recommendations of non all inclusive hotels. Hubby is a picky eater and hates mass buffets. Not big drinkers, so unlimited booze doesn't matter. Looking for family friendly, not spring breakers. Any recent visitors with reccomedations? Thanks!
Hotel Deals
Daria: The Complete Animated Series (DVD) - $14.99 @ Amazon or Best Buy
Added on : Tuesday February 25th 2014 08:00:06 AM
g: 2 Posted By: heyyl0w
Views: 240 Replies: 1 Daria: The Complete Animated Series (DVD) is available for $14.99 from Amazon or Best Buy. Prime eligible at Amazon or free in-store pickup at Best Buy. This 8-disc set includes all seasons and both movies.

Amazon Link

Best Buy Link

The only article that ever mattered on the Internet also regards Daria, and can be found here.
DVD Deals

Amazon Coupons
$19 Credit to the New Republic Wireless Account
Added on : Monday February 24th 2014 06:00:04 PM
g: 0 Posted By: findedeal
Views: 138 Replies: 0 You can get $19 credit on the new republic wireless account no matter which plan (no contract) is picked.
The offer expires on February 28, 2014 at 11:59 p.m. ET.
You can PM me if you are interested in.
Cell Phones Deals
Free Kindle Book - Building A Portrait (On Target Photo Training)
Added on : Monday February 24th 2014 05:00:11 AM
g: 1 Posted By: remick
Views: 47 Replies: 0 http://www.amazon.com/dp/B007SC0LWK

4.6 out of 5 stars (120 customer reviews)

Revised Edition with TONS of new - easy to understand - useful training!

Portraits...Taking pictures of our friends and family - it's what we all want to master! Right?
However, when we think of doing "Portraits" the word alone is kind of scary! It sounds like it should be the province of professionals. We just want to do better pictures of our kids, our pets and our friends. Leave the "portraits" to the experts - right?
Wrong! YOU can get professional quality portraits too! It's easy! Once you know a few strategic portrait photography tips and techniques, your photos will almost instantly go from "That's nice," to "WOW - you did that?"
I've run a professional photo studio for over 20 years and here is a secret - getting top level quality portraits is easy, anyone can do it! Another thing I've learned is to teach YOU how YOU can do it!
Read through "Building A Portrait" (it's written in simple, easy to understand language with lots of example photos) and within an hour or so you will have so many "Ah Ha!" moments, you'll be giggling with glee. I know that sounds corny, but try it, you'll see what I mean.
Here's the thing - as a photographer whether you're a pro or an amateur with their first camera - it's your job to make your subjects look like a million bucks! In their portrait, they should look better than they've ever looked before! Now YOU can make that happen!

Here is the table of contents showing a bit of what is covered...

Introduction:
Review -
Neutral Density Filters
Graduated Filters
Backdrops
How To Build A Portrait:
Terminology And The Overall Shape Of The Photograph
Size Matters
Composition Tips:
Make Sure Your Photographs Tell A Story
Anti - Level Shoulders
Sit Up Straight
Use The "Rule Of Thirds" If It Makes Sense
Fill The Frame
Follow The Eyes
Who is the star
Focus On The Most Important Feature - The Eyes
Depth Of Field
Skin, Love It Or Leave It
Bare Skin Continued
Beauty:
Women Should Look Sexy And Pretty, Men Should Appear Powerful
The Symmetrical Face
Sexism In Portrait Photography
Here's A Really HARD Photo Tip
Problem Area Fixes:
Differently Sized Eyes
The Crooked Nose
Acne Scarred And Wrinkled Skin
Here's A Photo Tip That May Require Some Begging
Round and Chubby Faces
The Neck Wattle
Photography Clothing Tips
The "Photographic Ground Modification System"
Photo Exercises:
Additional Photo Training:

"Building A Portrait" starts at the very beginning with something as simple as deciding on what to call your photo's shape and goes all the way through advanced concepts. You are unlikely to ever find a more thorough grounding in portrait photography techniques!

Beauty - This section is a bit more esoteric! Just what is beauty? You can't effectively show beauty in your portraits if you don't know what it IS. In this section we will examine what makes us think one person is beautiful and another isn't. These concepts are hardwired in us - and people respond!
In the "Problem Area Fixes" section, we learn how to correct for physical flaws and make our subjects look like a million bucks! Just because someone has a crooked nose, one eye larger than another, and is covered by acne - it's no reason why YOU can't get a good portrait! In fact, you will look for challenges like this because they are fun!
You'll discover what to do to "fix" a crooked nose, skin problems, wrinkles, round chubby faces (oblong faces with high cheekbones are considered beautiful in most cultures) and so on.
Check out this course volume and your portraits will improve almost immediately. Your "models" will thank you. Unless your "model" is the family pet... They won't thank you - they don't care!
Question... Have you ever had someone look at a portrait you've done and actually been moved to tears of joy? You will after reading and employing the techniques you'll learn in "Building A Portrait!"
Totally Free Deals
g: 0 Posted By: remick
Views: 30 Replies: 0 http://www.amazon.com/dp/B00958HUN8/

4.5 out of 5 stars (59 customer reviews)

Have you always wanted to learn to chainmail but were afraid it's too difficult to learn or too expensive?


This is the first in a series of books detailing how to chainmail for beginners with absolutely no experience. Chain mail, also known as chainmail, maille, or chainmaille is a great hobby for any age that doesn't involve just making armor.

You can make almost anything from chainmail. Below are just a few examples of what you can make:
Jewerly (Bracelets, Necklaces, Anklets, Earrings, Rings)
Clothing (Bikini tops, Belts, Shirts, Ties)
Art
Armor
Inlays (pictures in your maille)
And much, much more!

In this beginner's book you'll learn the following:
A short history of chain mail
Different rings used and the kinds of metals
How to open and close rings correctly
Tools used like pliers and different kinds
An overview of the family of chainmail weaves
How to weave 7 of the more common, simpler weaves shown in 3D graphics
Resources for purchasing rings and tools
3 Starter Projects:
Women's Choker Necklace
Men's Flat Bracelet
Pouch or Dice Bag

Chainmail is neither difficult to learn nor expensive. All it takes is a willingness to try something new no matter your age, education, or income!
Looking for property tax assistance....
Added on : Saturday February 22nd 2014 04:00:09 AM
g: 0 Posted By: ZDog377
Views: 129 Replies: 2 Hello everyone,

I've run into an issue between my mortgage holder and my local tax collector. Quick summary here and longer version below.

Quick version - Mortgage company says they sent $1734 to tax collector for school tax. Taxes are in reality $1434 since I have received Homestead exemption and 2% discount this year (2013). I request difference from tax collector. She responds that mortgage company did not send extra, they had sent the correct amount and the reason I am seeing the issue is that the mortgage company has crossed two names in their system. The tax collector states there is nothing she can do to get the mortgage company to fix their records. I explained to her that if this is not resolved by this coming Monday at 8 AM, I am taking legal action to get this matter resolved. I have emails from her stating that the issue is not on her end but in the system of the mortgage company.

Long version - Back in December when my mortgage company did my yearly escrow analysis, they noted that I was $143 short and that I could either pay up now or I could roll it into the next 12 payments. I sent in the check. A few weeks later, I receive a delinquent tax notice for my school taxes. In getting proof from my mortgage company that the taxes were paid, I noticed that the amounts were about $300 off. I then found out that the tax collector is not doing her job well enough and that just about everyone in my town has received these notices. The town performs an audit and finds checks from four months ago totaling several hundreds of thousands of dollars just sitting un-cashed in her office. I finally reached someone at the borough building and they confirm that yes I am paid in full, but at the $1434 amount not the higher amount. Mortgage company sends me a letter stating that they paid the $1734 amount and have not received any Cash Back.
Finally, I contacted both the business manager at the school district and also the tax administrator at the county level and they both agree that I have overpaid and that I am due a $300 credit on my taxes. They state that I need to recover this money from the tax collector. I first tried calling and received no response. I then tried email and received a response. She states that my mortgage company has my information confused with another person and that I am paid for the correct amount and the mortgage company did not send her a check for too much. She cannot tell me who she talked to at the mortgage company that helped her come to this conclusion. I explain to her that the mortgage company had sent the payment by magnetic tape disbursement (their words) and not by check. She then responds she does not accept anything except checks, I then questioned how she is showing anything on my account then?

I am wondering how I go about getting back the overpayment on my taxes. I have done everything I can on my end to move this process along but she seems to not be cooperating. I have no problems taking this to small claims court, or is this something I should let a lawyer handle?

Please let me know if any more information is needed.

Tax Deals
g: 0 Posted By: bpvh
Views: 63 Replies: 0 Office Depot rebate software for the week of 02/23/2014 (McAfee title $10AR)


Will update with rebate information ... hopefully by the time this goes live on 02/09.


McAfee AntiVirus Plus
$9.99 After $8 Instant & $42 Mfr. Mail-In Savings Visa Prepaid Card
Item #101-297


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

Office Depot Coupons
Just got $125 from a BoA "CLAIM PMNT" any idea why?
Added on : Thursday February 20th 2014 07:00:08 AM
g: 0 Posted By: renaud
Views: 155 Replies: 5 I just logged into my checking account at a local CU, and there is a deposit of a bit over $125 that is listed as "Bank of America CLAIM PMNT." I have no idea what this is from. I don't recall entering any class action suits against BoA, and I have never had a mortgage with them. I do have a checking account and CC with them if that matters. Any ideas?
General Economics Deals
g: 1 Posted By: remick
Views: 98 Replies: 1 http://www.amazon.com/Shopping-Addiction-Cure-compulsive-spendin...

Youre about to discover if your spending habits are just a little out of control or if you have a spending addiction. Millions of people struggle with overspending and mismanagement of their income. If you are finding yourself in this situation, then perhaps you may have a shopping addiction. Being a shopaholic is no laughing matter, if disregarded, this could potentially ruin your future and your family's future. Most shopaholics use the excuse as they are trying to do their part to ensure a productive economy, but the truth is, your economic future is in jeopardy if your destructive habits have you deeply in debt. If you hide any purchases from your partner or friends - then this book is for you. This book will help you understand the meaning of addiction and what steps you can take to control your spending. You will get some basic steps to guide you through methods to control your addiction, information about addiction, strategies to stay on track while shopping and where to go for help and support.
Totally Free Deals
Need advice on current debt situation!!
Added on : Wednesday February 19th 2014 10:00:13 PM
g: 0 Posted By: dlight1
Views: 50 Replies: 2 These type's of threads always get loaded with RED towards the OP, however I'm asking the community here on any advice to help the situation.

Debts
Home Equity Loan: $34,200 @ 5.25%
Student Loan: $5,100 @ ($4,500 @ 3.4% and $600 @ 4.5% consolidated)
Chase Credit Card: $0 @ 17.99%

Assets
Net Annual Pay: $22,000
Bank accounts: $3,072
401k: $22,000

Basically in a nutshell, the Home Equity is $224/mo for the next 19 years and the Student Loan started as 12,000, but is now just sitting in forbearance for the past year and a half. Forbearance is due to expire in October, but chances are I'll ask for an extension. The student loan offers auto-pay which reduces the interest by 0.25%, but obviously carries a $53/mo bill to stay on track, or $33/mo if extended to a 15yr term (10 original term). The Chase card has a low credit line of just over $2,000, but its sole purpose is to be used to earn 1% CashBack paying monthly bills (yeah trying every avenue to help... net CashBack is roughly $240/year), such as electric, water, and sewer bills. Based on the past 2yrs of bills, etc... In around August or early September, we no longer will be able to make payments on the monthly expenses.

Basically, I just would like to know of any other sources/ideas to eliminate this debt or at least stay steady and make it by on current income.

The next possibility to help things would be to lower health and dental plans. Currently paying around $3,276 annually from employer. Tapping into the 401k seems tempting, but would like to stay away from that option as well (unless it would actually help matters). As of right now, the only chance of hope is to get a raise in July, otherwise somethings got to give somewhere.
Question Deals
Wife getting Laid Off Tomorrow
Added on : Tuesday February 18th 2014 02:00:08 PM
g: 0 Posted By: trekwars2000
Views: 320 Replies: 7 She has been with her non-profit company 4.5 years and has gotten max raises with top marks each review and one promotion over the time period. She does have one write-up/coaching over the time period. She is currently in the company leadership program with a few others that the company was trying to develop into better leaders. Also, her company nominated her for a localRising Stars of Business and she was selected with a few others from the local area.On the drive home this afternoon my wife informs me that her work is eliminating her position and creating two new ones because they don't think only one people can do her job. They are not planning to transition her with the job change. The CFO and HR rep are having a meeting with her tomorrow morning to discuss "exit options". Needless to say this comes a bit out to left field not just to myself but to my wife as well.

My questions are to ensure that everything is done to protect her ability to get unemployment benefits while she transitions to a new job, to maximize her exit benefits and to ensure there was not a wrongful termination. With the fact that there are "exit options" on the table (I assume this is severance), I would think it should be a easy case for the NV DETR to approve an UI claim. Do you guys agree?

I know my company's severance policy is one week per year of service. Is this pretty standard in the profession environment? Should we expect the same for my wife; or more/less? Is this a negotiating point to begin with? Can she asks for severance without medical benefits (she can get them through my work)? I assumed she would just ask for the difference in monthly COBRA rate? Is there any key things she should or should not say tomorrow? We are debating having a lawyer in with her but I'm not sure we know anyone in the correct type of law field to quick turn an 8 am meeting tomorrow.

We are not implying wrong doing, but this is quite perplexing. Why is her work constantly rating her as a top performer, nominating my wife for local publication awards and putting her in a leadership class if they plan to make a "position change"? If it matters, her boss and others at work do know that we are actively trying to have a second baby. Again, I don't want to play a card that may or may not be there but my wife's old coworker was transitioned out of the job a few weeks after discovering she was pregnant with her 2nd.

Is there anything else we should know? Thanks
Question Deals
g: 0 Posted By: NantucketSunrise
Views: 222 Replies: 8 Fortunately, my teeth are in really good condition. Most dentists I have gone to in the last few decades have told me I just need onecheckup/cleaning a year, although of coursesome of them have saidthat having a 6-month checkupis always recommended.

My previous dentist retired, so last February I went to a new dentist.

I went to one of those perhaps-franchised kind of clinicsthat seem to employ various dentists who, for whatever reason, don't have their own stand-alone, long-term kind of private practice.

I went to that clinic because 1) they had a special "coupon" offerfor new patients (everything for about $70) and 2) my teeth don't have any big issues, so I knew the dentist's assessment of myteethwould be perfunctory no matter who the dentist was, and generally I just wanted to havea cleaning done by a hygienist.

The clinic required a full set of x-rays to be taken at the start of my appointment, and I was okay with that, because it had been about 3 years since I'd hada full set done, and I understand that when you go to a new practice, they like to do a full imaging.

The dentist's assessment of me was very quick - a couple of minutes - no problems, "just keep doing what you are doing". I received an adequate cleaning from the hygienist (not the best I've ever had, but I wasn't paying a whole lot for the appointment, so I had no complaints).

Now, 12 months on, I called the same clinicto book my next appointment. The full exam price applies this time,of course, and that's fine with me -- I think it's $150 or something for a cleaning by the hygienist and a look-over by the dentist.

The receptionist told me that the dentist I saw there last year has moved on to another city where he's opened up his own private practice. I asked her if my records went with him to his new practice, or if my records remain at this clinic. She said, "Oh, your records have remainedwith us -you are considereda patient of our clinic."

I asked her how much another cleaning by the hygienist & fly-by viewing by the dentist would be, and she said it would be about $150, "...and, also,naturally, our new dentist will require you to have another full set of x-rays taken because you have never been her patient before, and there would bean extra charge for those."

I replied, "But I just had a full set of x-rays taken by your clinic last year, and my teeth are in good health. You just told me that your office has all my records from my appointment there last year. Also -- I thought the full set of dental x-rays on healthy patientswas only taken about once every 5 years?"

She said, "No, you would need to have the full set repeated, because of course you would be going to a new dentist since Dr. X has left us,andnew dentistslike to start out with a full set of x-rays for theirnew patients."

Does this make sense?It doesn't seem so to me.

The typical guideline for just bite-wing (not the full mouth) x-rays foradults with no decay is only once every 2-3 years: http://my.clevelandclinic.org/services/x-rays/hic_Dental_X-rays.aspx.

Therefore, I wouldn't really want that clinic even to do bite-wings on me, since I just had a huge amount of imaging done by them last year.

I toldthe receptionist thatI'd have to think about it, and that I'd call back if I wanted to set up an appointment.

Obviously, they are trying to make money. But the ADA warns againstdoing excessive x-rays on patients. Do you think that the receptionist wassimplywrong in her information,and maybe I should call back and ask to speak to the hygienistwho cleaned my teeth last year (the receptionist said thatthis hygienistis still on staff there) to ascertain if they really would require me to do a full set of x-rays again?

If Imove on toanothernew practice somewhere else in my vicinity, they might make me do a complete set again anyway -- do you think they would?
Personal Finance Deals
g: 0 Posted By: HRJ77
Views: 0 Replies: 0 Hot Deal for those that want to stock up on on freeze dried food products. Honeyville. They have freeze dried Meat, Fruit, Vegetables, & Dairy just to name a few. Great for camping, emergencies, homemade cereals,snacks, trail-mix, etc.....the list goes on and on.

You have to purchase case quantities of #10 cans. Here's the deal......Special Offer - Buy One Case, Get One 50% Off* Offer Ends 2/21/2014 Coupon Code: STOCKUP

Shipping is only $4.99 no matter how large or small your order.

Enjoy!
14' Cat5e for $0.97 + Shipping @ tigerdirect
Added on : Sunday February 16th 2014 03:00:03 AM
g: 1 Posted By: bru20
Views: 221 Replies: 1 $0.97 14' Cat5e in Grey, Whiteand Yellow

Many other sizes and types on sale too.

$1.97 14' Cat6
$1.97 25' Cat6
$2.97 50' Cat5e, Blue, Gray
$4.97 100' Cat5e Yellow, Red, Green

Shipping is not free. Should be $4 nomatter how many you buy. Also may be Shoprunner eligible.

Separate thread for 25' Cat5e http://www.fullofdeals.com/forums/hot-deals/1342928/




Networking Deals

Tiger Direct Coupons
Risk vs. Return
Added on : Thursday February 13th 2014 05:00:17 AM
g: 0 Posted By: DiegoB
Views: 188 Replies: 1 So as you know guys in valuing the intrinsic value of an asset to a diversified individual investor, one element used in the CAPM model, is the stock's beta and the market's risk premium, which together capture the risk of a certain asset. And risk in finance is described as the standard deviation between actual vs. expected return, or in other words, how much a certain stock's return deviates from its expected return (the more it deviates the more risky an asset is perceived to be).

But isn't this illogical? why would stock A, which deviates more than stock B (both having the same expected return) be priced in such a way as to generate higher returns?

To put you in the same state of mind as me, think of the following:

Suppose that I am about to sell two different tickets, one that entitles its bearer to earn 1$ every time I toss a coin for 10 consecutive tosses no matter the outcome (whether heads or tails), and the other 2$ every time the outcome is heads but nothing for tails. And so I put these two tickets in the open market so that investors can bid on them.

In finance, the latter is a more risky investment and thus current finance theory suggests that the market would price it at a lower price point than the former, being Risk free. But if this was the case, then everyone would rush to buy the latter ticket, after all, why would the ticket with a certain payoff be priced more expensively than that of an uncertain one if they both have the same expected return? (especially to a diversified investor)

Notice that both have an expected return of 10$, and so my theory says that eventually, they will be both priced in the market at the same price point (a little less than 10$ per ticket).

This is all to suggest that risk in finance should be measured in a different way, what do you guys think?
Investing Deals
Car accident, rejection 1, small claims win, rejection 2, ....???
Added on : Wednesday February 12th 2014 01:00:08 PM
g: 0 Posted By: Marlin1975
Views: 229 Replies: 3 ~~Ok thought this was going to take time but not be this mess so here Iam asking for outside opinions on something that happened in 2012.

In late 2012 lets say Bob was driving a 4 door car and sideswiped my car. The car belonged to Bob's girlfriend but he had permission to drive it. He said he was not at fault and tried to fight it. It was obvious he was at fault due to road layout and signs. His insurance company Penn National said they could not decide who was at fault, again it was very obvious.

I filed a complaint with the State Insurance Review. I knew it was a long shot but they said they can't help on deciding fault. So between what they said and Penn Nationals adjuster I sued Bob since he was the driver.

Went to small claims and I had the estimate, insurance rejection letter, and pictures of the road/signs/cars. The judge was very swift in deciding Bob was at fault, again its that obvious. He looked at the estimate and pictures and felt it did not sound obscene or out of line. He found for me for roughly $1600 plus court cost.

Bob said he would send me money himself and I gave him a copy of the official court record showing he was at fault to give to the insurance company. Bob sent $200 which covered the court cost. I never heard from him or the insurance company, this was late 2013 by now. So I gave time for holidays but they came and went with no one sending the payment for repairs.

I then send an e-mail to Penn National to the original adjuster and the general inbox. I gave them a month (over 30days). I do not hear back. I forward the original message back to them again saying this is well past due this time. I receive a message from a 2nd adjuster today. He now gives a 2nd reason for rejecting the claim. He states that their position is that their insured does not have coverage for this matter. I wrote back asking how that was since that never came up and this is a completely different rejection from the first.

That is where I am at now, just received their replay and sent my replay today.

Just in case anyone is wondering Bob is dirt poor. Bob's girlfriend may have some money but I sued him since he was the driver. Bob did have permission to drive the car as I spoke with her as she was trying to make a claim with my insurance, as you can guess they said no.I'm thinking my next course of action is file another clam with the State Insurance board since I now have a valid claim per the courts action. I don't have a copy of the insurance policy of the other driver so not sure if I can get that easily.

So what would you do next that I may be missing?


https://www.creditkarma.com/reviews/auto-insurance/single/id/pen...


Personal Finance Deals
Potential 401k Contribution Limit Loophole?
Added on : Wednesday February 12th 2014 04:00:21 AM
g: 0 Posted By: Dus10
Views: 136 Replies: 2 So, from my understanding of the contribution limits, I always thought that limit was your limit for the year, end of story. There are the differences between what you can contribute and what your employer can contribute, but those are different matters. Related to that however, I was perusing the IRS website to get some more specific information because I am going to be leaving my current job in a couple of months and going to a new job. I wanted to figure out where I needed to be percentage-wise with each job to get to my limit, but not exceed it.

So I reviewed this page:Retirement Topics - 401(k) and Profit-Sharing Plan Contribution Limits

What I found there seemed rather interesting and I wanted to get others' take on it, specifically:

"Overall limit on contributionsTotal annual contributions (annual additions) to all of your accounts in plans maintained by one employer (and any related employer) are limited. The limit applies to the total of:

elective deferrals

employer matching contributions

employer nonelective contributions

allocations of forfeitures

The annual additions paid to aparticipantsaccount cannot exceed the lesser of:

100% of the participant's compensation or

$51,000($56,500 including catch-up contributions) for 2013 ($52,000, or $57,500 including catch-up contributions for 2014)"


So, what is this business about related and unrelated employers? It seems to me that they are attempting to keep folks from creating multiple companies that are under a single umbrella of sorts to game the system. But what would they be gaming? Perhaps limits based on a per-employer setup? Is this suggesting that one could have two completely separated employers and have separate limits for each? I always thought that was a per-taxpayer annual limit. Did I, or perhaps others, miss something?
General Economics Deals
g: 1 Posted By: remick
Views: 187 Replies: 0 http://www.amazon.com/dp/B009FMI3JO

4.7 out of 5 stars (152 customer reviews)

Revised and expanded!

This one is huge! Over 160 pages of easy to read, easy to understand, and easy to DO tips that will make you a better photographer!

If you are tired of being the runner-up in all the local photography contests and want to start hearing "Ooohs" and "Aaahs" when people look at your photos, this one is for YOU!

To give you an idea of what is included, here is the table of contents...

Introduction:
The Basics Of Photography:
Key 1: Photography Simplified
Key 2: Aperture And Shutter Speed
Key 3: Master Your Camera - Fast!
Key 4: The Photographer's Secret Weapon
Key 5: Creativity Can Be Learned
Key 6: A New Vantage Point
Key 7: Put the "Wow" Factor In Your Photos!
Key 8: Tell A Story
Key 9: Exposure - How Your Meter Works!
Key 10: How To Shoot In Black And White Eliminate Camera Shake:
Key 11: Your Shooting Stance
Key 12: Tripod Tips
Key 13: Use A Tripod Like A Monopod
Key 14: How To Use A Monopod
Key 15: Hands Off The Button!
Key 16: Mirror, Mirror
Using On Camera Flash
Key 17: The Ten Foot Rule
Key 18: Intensify The Colors In Your Photos
Key 19: Eliminate "Red Eye!"
Outdoors/Landscape Photography
Key 20: Create Better Landscape Photos
Key 21: Shooting In Bad Weather
Key 22: Two Horizon Photo Tips
Key 23: More On Level Horizons
Key 24: Stunning City Skyline Photography
Key 25: Shoot Better sunset Photos
Key 26: How To Get Intense Sunset Photo Colors
Key 27: Filters To The Rescue
Key 28: The Indispensable Rubber Band
Key 29: Recovering The Ground
Key 30: Amazing Waterfalls
Key 31: Making Clouds "POP!"
Key 32: To Buy Or Not To Buy Colored Filters
Key 33: Storing Your Filters
Key 34: Using Kodak Yellow!
Key 35: Fireworks And Lightning - Part 1
Key 36: Fireworks And Lightning - Part 2
Key 37: Flowers And Spider Webs - Part 1
Key 38: Flowers And Spider Webs - Part 2
Key 39: Turn Around
Pet Portraits
Key 40: Pet Portraits - Great For Camera Mastery
Key 41: Better Pet Portraits In 3 Easy Steps
Key 42: In Pet Portraits The Ears Matter!
Key 43: Problem Animals
Portrait Photography
Key 44: Tips For Improving Your Portraits
Key 45: 2 Easy Portrait Photography Tips
Key 46: The "Photographic Ground Modification System!"
Key 47: Visually Lose Weight!
Key 48: The Ultimate Portrait Photography Tip!
Key 49: Size Matters
Key 50: Basics Of Lighting Portrait Photography
Additional Training:
Totally Free Deals
10 Pack: Women's 100% Cotton Tank Tops for $24 + free shipping
Added on : Monday February 10th 2014 07:00:03 AM
g: 0 Posted By: Deals4mykids
Views: 161 Replies: 0 0 Pack: Women's 100% Cotton Tank Tops for $24 + free shipping

Price drops from $34.99 to $23.99 with code BRAD31.

These tanks are 100% cotton, double-stitched roomy neck and arm openings, ribbed and they come in assorted colors and up to 3 sizes while supplies last.

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Confirm that the discount has been applied prior to purchase.

All women know that a cotton tank of differing colors and styles is something you can never have enough of. Regardless of the season and temperature, tank tops are wearable everyday! It doesnt matter if youre layering these tanks under blouses, sweaters, and jackets during winter or wearing them separately to show off your summer tan. A ten pack of tank tops is just the thing your wardrobe needs, so stock up now!

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Clothing Deals
Free stickers - "Trickle Down Doesn't" and others
Added on : Sunday February 09th 2014 02:00:06 PM
g: 0 Posted By: remick
Views: 28 Replies: 0 http://act.boldprogressives.org/survey/freesticker2014_v2?

I'm from the Elizabeth Warren Wing of the Democratic Party
Trickle Down Doesn't
Patriot Act: Repeal It
If the 99% Vote, the 1% Won't Matter
Home, Auto & Pets Deals
Office Depot rebate software for the week of 02/09/2014 ($10AR and $15AR)
Added on : Thursday February 06th 2014 06:00:03 PM
g: 0 Posted By: bpvh
Views: 23 Replies: 0 Office Depot rebate software for the week of 02/09/2014 ($10AR and $15AR)


Will update with rebate information ... hopefully by the time this goes live on 02/09.


AVG Internet Security
$9.99 After $20 Mail-In & $30 Current User Upgrade Mail-In Savings Visa Prepaid Cards
In Store Price $59.99
Item #211-025


McAfee Total Protection For 3 PCs
$14.99 After $10 Instant & $55 Mail-In Savings Visa Prepaid Card
In Store Price $69.99
Item #106-319


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

Office Depot Coupons
g: 0 Posted By: awishon
Views: 255 Replies: 1 We just finished up our contract at AT&T and havebeen shopping around for phones. I just got back from Best Buy where I was able to get them to price match Amazon.com for a black and white version of the Galaxy Note 3 for $199.99 eachas well as apply the $50 gift card promotion theycurrently have for cell phone upgrades. We did have to extend our contract for an additional two years. Hope this helps someone. Thanks. Aaron.

Best Buy $50 gift card reservation (do this before leaving the house) that can be applied instantlyto your phone purchasehttps://www-ssl.bestbuy.com/site/olspage.jsp?id=pcat17413&type=page&promoCode=RESERVE3 Note: You have to sign-up for each line that you will be upgrading.

Amazon.com AT&T Galaxy Note 3 Black for $199.99 http://www.amazon.com/Samsung-Galaxy-Note-Black-AT/dp/B00F2SDM00/ref=sr_1_10?ie=UTF8&qid=1391721713&sr=8-10&keywords=galaxy+note+3

Amazon.com AT&T Galaxy Note 3 White for $199.99 http://www.amazon.com/Samsung-Galaxy-Note-White-AT/dp/B00F2SBJFK/ref=sr_1_3?ie=UTF8&qid=1391722040&sr=8-3&keywords=galaxy+note+3+white

Best Buy Price Match Policy (bottom of page) http://www.bestbuy.com/site/Global/Low-Price-Guarantee/pcmcat290300050002.c?id=pcmcat290300050002). Note: In theory they could deny price matching more than one phone (of the same color) but this didn't matter to me since I took a printout of Amazon pricing for both black and white versions. I overheard the manager say that they will only match the price of "sold by Amazon" merchandise and after looking at my printouts he approved it.
Cell Phones Deals

Best Buy Coupons
g: 0 Posted By: iLetTheDogsOut
Views: 117 Replies: 0 http://www.newegg.com/Product/Product.aspx?Item=N82E16823126299

was popular around the web last time. i dig cherry keyboards as they have the best "feel" if that matters to you. they are also built like tanks as far as the buttons and switches are concerned.
Keyboard & Mouse Deals

Newegg Coupons
g: 0 Posted By: remick
Views: 0 Replies: 0 http://www.amazon.com/Truest-Thing-about-You-Identity-ebook/dp/B...

4.8 out of 5 stars (18 customer reviews)

There are many true things about youtrue things you use to build an identity. Parent. Introvert. Victim. Student. Extrovert. Entrepreneur. Single.

These truths can identify you, your successes and failures, your expectations and disappointments, your secret dreams and hidden shames. But what if your true identity isn't found in any of these smaller truths, but in the grand truth of who God says you are? In other words, lots of things are true about youbut are they the truest?

David Lomas invites you to discover and live out the truth of who God created you to be: you are loved, you are accepted, and you are made in God's image. It's time to move beyond the lesser voices and discover why everything changes when you become who you really are.
Men's Designer Leather & Shearling Jackets from $80 at bluefly.com
Added on : Tuesday February 04th 2014 03:00:08 PM
g: 1 Posted By: DaysFan
Views: 218 Replies: 0 http://www.bluefly.com
Leather & Shearling Jacketslinked
Calvin Klein black faux lamb bomber jacket $195.00 $80.49Calvin Klein cognac faux shearling faux leather zip front jacket $295.00 $125.30SLATE & STONE navy blue snap button faux shearling lining jacket $345.00 $137.89Kenneth Cole New York black mixed media zip front jacket $225.00 $125.10Marc New York driftwood 'Vandam' vintage calf leather jacket $750.00 $199.00Cole Haan black lambskin zip front three-quarter jacket $795.00 $333.89Kenneth Cole New York black leather zipper front bomber jacket $695.00 $263.69

Shipping for US Orders

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Expedited (UPS 2nd Day)
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Delivered within 2-3 business days: 1 business day processing time, 2 business days shipping time




Clothing Deals

Bluefly Coupons
Free Kindle Book - Critical Pursuit by Janice Cantore (was $13.99)
Added on : Tuesday February 04th 2014 08:00:15 AM
g: 1 Posted By: remick
Views: 269 Replies: 0 http://www.amazon.com/Critical-Pursuit-Janice-Cantore-ebook/dp/B...

4.5 out of 5 stars (58 customer reviews)

Officer Brinna Caruso has built a reputation at the precinct as the cop to call when a child goes missing. For Brinna, its personal because she was once one of them. Brinna and her K-9 search and rescue dog, Hero, will stop at nothing to find a missing child, no matter the stakes.
Detective Jack OReilly isnt ready to return to his homicide duties, after losing his wife to a drunk driver. Hes on the downside of his career, and bent on revenge, when hes assigned as Brinnas partner. While on patrol, Jack struggles between his quest for personal justice and his responsibility to those around him, especially his partner.
Skeptical of Jacks Motives, Brinna isnt sure she can rely on her new partner, whose reckless abandon endangers the safety of those around him. But when a man surfaces with an MO similar to the criminal who abducted Brinna twenty years earlier, Brinna and Jack must cast aside previous judgments and combine efforts to catch the kidnapper, and finally allow Brinna the peace stolen from her as a child.
Books Deals

Amazon Coupons
eBags TLS Workstation Laptop Backpack $99.99 free shipping at eBags
Added on : Monday February 03rd 2014 11:00:04 PM
g: 0 Posted By: ArtieLange
Views: 142 Replies: 0 eBags TLS Workstation Laptop Backpack $99.99 free shipping at eBags

http://www.ebags.com/product/ebags/tls-workstation-laptop-backpa...


True to the TLS series, there are a number of innovative interior and exterior features:
A fully padded and lockable laptop compartment - completely isolated from the contents of the pack
>Fits laptops as large as 11" wide x 14.5" tall (15.5" tall with the secondary pad removed)
Vertical zippered front face pocket is perfect for boarding passes and will not walk open no matter how long your journey
Fully featured well thought-out organizer compartment complete with elastic pen loops, six zippered and open top pockets, and a key leash


Clothing Deals

eBags Coupons
g: 3 Posted By: sylwiawasowicz
Views: 512 Replies: 3 Test-drive any new Kia by March 31, 2014, and receive a $25 Kia Visa Prepaid Card

https://www.kiatestdriveoffer.com/

Test-drive any new Kia by March 31, 2014, and receive a $25 Kia Visa Prepaid Card_ while supplies last. Simply enter your information below, then select Print Now to receive a certificate to submit to your Kia Salesperson. You may also select Mobile Email or Text Me for a virtual certificate that can be completed with the dealer personnel directly on your mobile device.

TERMS AND CONDITIONS: Test-drive offer is valid from January 31, 2014, to March 31, 2014. To be eligible, test-driver must be 18 years of age or older with a valid driver's license. This offer is non-negotiable and non-transferable. One $25 Kia Visa Prepaid Card per household. Test-drive and dealer validation required. Only the completed certificate with an original dealer signature and unique Personal Priority Code will be honored. Your envelope with the original, completed certificate inside must be postmarked by 4/15/2014. All matters of program eligibility and qualification will be conclusively resolved by Kia Motors America, Inc., in its sole discretion. Offer valid only in the continental United States; void in outlying areas. Void where prohibited. Offer limited to first 10,000 completed certificates received, valid while supplies last. Kia is not responsible for mistakes or typographical errors. Kia is not responsible for lost or misdelivered mail. Kia's liability is limited to the value of the Visa prepaid card. Your Visa prepaid card is issued by MetaBankTM pursuant to a license from Visa U.S.A. Inc. For comments or questions, please call 1-877-883-4913.

Services Deals
1099c from short sale, how to mitigate tax liability?
Added on : Saturday February 01st 2014 11:00:04 AM
g: 0 Posted By: Ma171aC
Views: 165 Replies: 3 In a situation much like everyone else with Florida property who was laid off during the crash. Purchased condo with intent on staying for many years, laid off and relocated for work (i was very lucky and happy with the offer) back in December 2008. Already under water, i rented the property and took my $800 hit each month. Eventually couldn't keep up and went through a 2 year short sale process. Bank wrote off 67k, i agreed to 15k promisory note at 0% interest. I understand the debt relief act that was extended through last year, but its only for primary residence..

My question i suppose is that my hardship caused all this to begin with and i made an attempt to keep up with my end of the deal. I was not insolvent at the time of sale either so that's off the table. Anyway i can take advantage of the debt relief act or are there other ways i can reduce the tax impact i'm about to receive? I do have a tax guy who will be receiving all my docs for last year, but i thought i would ask the great fatwallet community and see if anyone has experienced something similar.

To get this out of the way, i have every intention of paying my bills if thats what it comes to (although not at once, thats a mighty large tax bill). How did the "walking away" guy end up dealing with it, or did he have to? I THINK i can request removal of all late fees and other charges on the total amount that was owed to reduce the 67k number can't I, making it just what they lost on the house and not their fees?

Timeline in case it matters;

Purchased Townhouse 3/2007
Laid off 12/2008
Relocated for work (TX) 2/2009
Purchased house in TX 4/2011
Stopped paying mortgage 7/2011
Started short sale process 9/2011
Property sold 7/2013 for 141k
Total OWED 223k
Paying back 15k @ 0% to bank
they wrote off 67k which i got a 1099c for

With the deficiency "income" i'll be looking at around 180k of total income last year so that's the tax bracket.

Tax Deals
g: 0 Posted By: orelsie
Views: 93 Replies: 0 I have a checking account with USBank and they were offering a good loan rate for a used car (1.9% APR). When I went in to sign the closing documents, it said "If you prepay the loan you (may/will not) have to pay a penalty." The box next to "may" was checked. On the front page of the loan note, it had a section about early loan closure. The box next to that section was not checked and the line specifying the early closure fee was blank.

When I asked about the prepayment penalty, I was given the runaround:

The bank employees told me since the box on page 1 wasn't checked and the lines weren't filled in, there was no prepayment penalty. I pointed out that was inconsistent with "may" being checked, and I was unwilling to sign a loan giving them a blank check for an undisclosed fee. They said they couldn't change the loan document, and I left, planning to call the branch manager the next day.
That evening, I called the loan department of USBank. The employee there told me company policy says there is always a prepayment penalty, ranging from $50-1% of the loan. He advised talking with the branch manager the next day.
The next day, I talked to the branch manager. At first, she agreed with her employees from the night before, saying that blank lines on page 1 meant there was no prepayment penalty. I told her I wanted it in writing. She called back 20 minutes later after talking to the underwriting department. They told her there is a glitch in the software that generates loan documents and the early closure fee was not being printed as it should be. They are aware of the issue but are only informing bank employees/branch managers on a need-to-know basis. They also said that everyone who signed a loan before the glitch was fixed would receive an addendum in the mail informing them of the prepayment penalty! I told her it was a completely unethical business practice, and if they could change that fee, what was stopping them from changing my APR or any other loan amount. She said she would talk to her manager and get back to me, but she also said she would not let anyone else sign a loan at her branch until this matter was corrected.

USBank is knowingly letting people sign loan documents that do not accurately represent the loan terms. They are not making a good faith effort to inform their employees about the issue so customers can be informed of the actual loan terms, and they intend to retroactively apply changes to the loan documents. Although this is dishonest and unethical, there is a section in the terms that says they have a right to correct "errors and omissions" in the document, so it's probably not technically illegal. Buyer beware.

I've attached some pictures. Sorry for the scribbling, I was trying to explain to the bank employees what I wanted them to change.
Personal Finance Deals
g: 0 Posted By: maca
Views: 36 Replies: 0 Hi Everyone,

I'm currently in a dilemma and I just want to see what others thought out there. I had a case of bad timing where I had verbally accepted an offer from a company thinking that my top choice didn't want me due to them not getting back to me in a short timeframe. As it turns out they were still interested and so I continued to talk to them and emphasized to them that I had already accepted a competing offer and that if they really want me, they need to make their decision quick before I join the first company. (I did not tell the first company since I had already given notice to my current job at the time and I can't afford to be without a job if the 2nd company ends up not extending an offer.) Unfortunately, the 2nd company wasn't able to move faster enough in their decision and am now just starting to put together an offer after I have already worked 2 weeks. Now, I'm not sure what to do. The 2nd company was my top choice and if I had gotten the offer at the same time, I would definitely take the 2nd one. I'm worried about what this might do to my reputation if I were to just leave in such a short period of time especially since I'm in management and so a lot of things are about trust. This is in the technology sector, if that matters. Company #1 is large, stable, and well-known in it's industry. Company #2 is gigantic and has a reputation all over the world.
g: 0 Posted By: ArtieLange
Views: 116 Replies: 0 Four Piece 2 1/4" Herb, Spice, Tobacco, etc Grinder (Lifetime Warranty, Bulk Packaging) $5.90 shipped at Amazon

http://www.amazon.com/Tobacco-Grinder-Lifetime-Warranty-Packagin...

Gator Crunch - Quality you know and trust!
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Latest model with increased number of diamond shaped teeth for more consistent grinding
30 Teeth in upper section. 24 Teeth in lower section. 44 precision cut holes allow sufficiently ground matter to drop through.
Lifetime warranty provided by Gator Crunch covers against material defect and workmanship

Home & Garden Deals

Amazon Coupons
Save The Internet Sticker- Net Neutrality Matters! FreePress.net
Added on : Thursday January 30th 2014 03:00:12 PM
g: 0 Posted By: FrugalFreak
Views: 99 Replies: 0 "Show Your With This Free Sticker!, Everything we know and love about the Internet is at risk thanks to the recent court decision that gutted the Net Neutrality rules. But the Federal Communications Commission could take immediate action to change all this and protect the Internet once and for all.Free Press is offering this lovely free sticker to anyone who wants to join this fight. Just fill out the form to the right and then let your friends know you support Net Neutrality by sharing this on Facebook,Twitterand wherever else you spend your time.We know that nothing will happen unless we make waves, make noise and pressure policymakers to do the right thing.Lets plaster the nation with these stickers and show our love for the Internet."

Save Net Neutrality
Home, Auto & Pets Deals
amazon.com $19.95 LifeStraw Personal Water Filter
Added on : Thursday January 30th 2014 08:00:03 AM
g: 0 Posted By: DaysFan
Views: 2 Replies: 0 linked

LifeStraw Personal Water Filter
List Price: $25.00 Price: $19.95& FREE Shipping on orders over $35. Details You Save: $5.05 (20%)


Product Dimensions: 1 x 1 x 9 inches ; 2.1 ounces

Shipping Weight: 2.4 ounces (View shipping rates and policies)
Shipping: This item is also available for shipping to select countries outside the U.S.
Origin: Imported (Korea, Republic of)
http://www.amazon.com
ASIN: B006QF3TW4
Item model number: 527950



In Stock. Ships from and sold by Amazon.com. Gift-wrap available.Want it tomorrow, Jan. 31? Order within 11 hrs 29 mins and choose One-Day Shipping at checkout

Award-winning LifeStraw has been used by millions around the globe since 2005
Removes minimum 99.9999% of waterborne bacteria (>LOG 6 reduction) and surpasses EPA standards for water filters
Removes minimum 99.9% of waterborne protozoan parasites (>LOG 3 reduction) and filters to an amazing 0.2 microns
Filters up to 1000 liters of contaminated water WITHOUT iodine, chlorine, or other chemicals
Comes in a sealed bag, perfect for storing for emergencies



http://www.campingsurvival.com/lifestraw.html
LifeStraw is a personal water filter that ensures no matter where you go, you will have instant access to safe drinking water Perfect for hunting, hiking, and fishing!You can drink directly from lakes, rivers, or your water bottle. Simply put the lower part of the straw in the water, and sip through the other end. After drinking, blow back into it to clear the filter.Email us at Deals@JHLSupply.com for quantity discounts!LifeStraw filters over 264 gallons (1,000 liters) to 0.2 microns, which removes dangerous bacteria and protozoa. The removal rate exceeds EPA standards for water filtration.The technology behind this portable water filtration system has been featured on CNN, Fast Company, BBC, Time, and the New York Times. LifeStraw is also Time Magazine invention of the year, 2005, Saatchi & Saatchi Award for World Changing Ideas, 2008, Well-Tech 2006 Innovation Technology Award, "Gadgets for Disaster Zones" BBC May, 2011.LifeStraw Review Features & Benefits Filters 264 gallons (1,000 liters) to 0.2 microns Removes 99.99999% of waterborne bacteria (>LOG 7 reduction) Removes 99.9% of waterborne protozoan parasites (>LOG 3 reduction) Portable water filtration; very lightweight 2 oz (57grams) Easy to use, contains no chemicals, and has no moving parts. Used in the harshest conditions in developing countries since 2005. 1 year manufacturer's warrantyLifeStraw removes bacteria, including: Escherichia coli, Campylobacter, Vibrio cholerae, Pseudomonas aeruginosa, Shigella SalmonellaLifeStraw removes protozoa, including: Giardia lamblia ("Beaver Fever"), Cryptosporidium Parvum, Entamoeba histolytica.The LifeStraw does not filter heavy metals or viruses, and will not desalinate water.Specifications:Length: 8.75 inchesWidth: 1 inchWeight: 2 ouncesConstruction: durable plastic. Does not require replacement parts or batteries, or any chemicals.Included: Comes with a lanyard, and a cap for the mouth piece and end piece
Best place/deal for startup website setup?
Added on : Wednesday January 29th 2014 05:00:09 PM
g: 0 Posted By: nic3456
Views: 46 Replies: 2 My wife is starting an online site selling some of her sewing stuff. I'm looking for some help on the best place to create a custom web address ( for example marysclothing.com and not marysclothing.blogspot.com,etc) Want easy to use interface (even if that gives up some bells and whistles), but would like to option to be able to move the web address to another provider down the road if desired. I had looked at Wordpress - any reviews on that? Also not that it matters but we would add paypal and/or Amazon payments on the site for payment.

This is out of my realm of expertise - just looking for some ideas from the community for easy to use and relatively inexpensive places to get started. Thanks!
Personal Finance Deals
g: 0 Posted By: Bagofchips
Views: 118 Replies: 2 Much of this needs to be handled by a tax advisor / tax attorney, and maybe there's really not much to be done here, but thought I'd share w/ you a situation I'm being asked to opine on with a family member (FM).

Apparently in Jun, 2011 the private company FM works for granted a material extension to the expiration date of FM's incentive stock options. The private company (then and now) at the time was still enough of a start-up that tax consequences of doing this were overlooked; they had good intentions. The options would have been worth money at the time of extension (from the companys perspective on valuation and subsequent financing @ higher valuations per share). Im guessing this expiration date extension will trigger a Section 409A taxable event. Not that numbers matter here, but its something like 300K options @ $2.00 / share when value in 2011 then was (call it) $5; they have NOT been exercised.

FM did not sign (or protest) the extension, and my understanding is that may not matter. The original expiration was in 2012 so it's not like the extension wasn't appreciated at the time.

There's probably a bunch of stuff I haven't thought of, but one thing I'm wondering about is the taxable income just thevalue of the extension or is there some de facto consideration that the options have been exercised and so income is "only" the spread between exercise and then valuation price. Note that Section 409A has a 20% penalty tacked on, too.

I'm wondering just how much FM should tell company they must make FM completely whole here.


Personal Finance Deals
Only working half the year then MBA... how to take advantage? Roth, etc.
Added on : Wednesday January 29th 2014 06:00:15 AM
g: 0 Posted By: dave6237
Views: 0 Replies: 0 I will be enrolling in a 2-year full-time MBA program starting this fall, and since I am taking some time off from work beforehand, I am only going to have about 25/30k of income in 2014. It is an extremely highly ranked program, so I believe this is a good investment (plus, my family is very generously paying for it).

How can I best take advantage of this taxwise (or other ways)? My plan right now is to convert my 401k into a Roth IRA. My 401k is currently traditional, but I have the option to switch to a Roth 401k going forward if I want. 401k balance is 22k (contributing 175 every 2 weeks). Other assets are 17k in a Capital One 360 savings account (adding 200 every 2 weeks) and 1k in my checking.

Also, if it matters, my income in 2015 will be roughly the same. I estimate 2016 income will be roughly 50k before going into low 6 figures 2017 and forward, but obviously that is way into the future.

Basically, my questions are:
1. Should I convert the entire 401k to a Roth IRA in 2014, or split it across 2014 and 2015? When in the year(s) should I convert?
2. Should I open a Roth IRA and contribute $5,500 before doing the conversion, do it after the conversion, or does it not matter?
3. Should I begin making Roth 401k contributions for the next 4 months, or does it not matter?
4. Can you think of any other ways I can take advantage of having income over the next 2 years that will hopefully be well below my lifetime average?

Thanks!
g: 2 Posted By: jaytrader
Views: 234 Replies: 14 I'll be the first to admit that this is not directly related to finance, but rather indirectly. I just got hit by a potentially huge issue last night, after connecting some dots.

See facts below.

Fiancee's father opened LLC in her name in 2004 (she was/is the sole member) because the father is in a union and cannot have his own company (to bill out side jobs) doing the same line of work he performs in his union.
Fiancee and I are getting married toward the end of this year (2014). Fiancee's father recently contacted her to help him write up an invoice for a decently high valueside job.
I dug a bit deeper and realized no income has ever been reported on behalf of the LLC, nor has any of her tax returns shown business income. It is unknown if he's ever utilized the company for billing purposes before recently.
Her father claims he "gets a W2 from [his] clients and puts it on [his] tax return." Anyone with half a brain knows this is impossible (he's not a member of the LLC), not economical for the client(s) (1099 vs W2), and would prove that he's doing side work to his union if he were ever "audited" by the union.
I looked online last night, and the state government site says the LLC is "ACTIVE" and she is listed as the DOS Process contactand Registered Agent.
In my opinion, the fact that there is now an invoice with the LLC name on it shows that there was work done by the company and poses an insurance liability.
Based on what I know about her father, the company has no insurance at all.


I know damn well that I'm not paying taxes on revenue that I didn't see/create. Not to mention, there is possible tax evasion/fraud that has happened in the past (whether intentional or not, doesn't matter). Also, there is now a potentially huge risk/liability, should any of the work her father (or his laborers) performed become faulty or fail and cause injury or death.


Questions

What do I do? I want to protect myself (meaning, want her off the company before we're married) as well as her ASAP.
Is thererisk regarding the work failing and causing injury or death, or am I incorrect? If so, who's at risk? The company or her father directly?
Is there past tax evasion/fraud risk? She had no knowledge about his use of the company up until the last week. She knew she was once on the company, but was told last year that her father "thinks she's no longer involved."
Am I paranoid? I know people do this type of thing often, but involving your kids for ten years and then billing on behalf of the child's company (legally/technically) is shady (IMO, of course).


I am prepared to dissolve the LLC and let her father be butt hurt over it, if I have to. The alternative is to push off the wedding until this is resolved. I told my fiancee that I'm not going to willingly marry her when she's part of this. I know she would never do something like this intentionally, and she told me that she didn't know any better when she signed the paper work in 2004. However, she now knows, and I told her this could potentially be a huge issue for her and her father, should anyone get audited or his clients get audited.

Thanks in advance.

Personal Finance Deals
45 Free & Open Texbooks eBooks from MIT OpenCourseWare
Added on : Tuesday January 28th 2014 05:00:20 AM
g: 0 Posted By: slervik
Views: 150 Replies: 0 MIT OpenCourseWare is offering 45 free and open ebook textbooks for students and those who just wish to have some. I've typed out and linked the list for those interested. Thanks!

1.571 Strutural Analysis and Control Spring 2004
2.017J Design of Electromechanical Robotic Systems Fall 2009
2.086 Numerical Computation for Mechanical Engineers Fall 2012
2.154 Maneuvering and Control of Surface and Underwater Vehicles (13.49) Fall 2004 (PDF)
2.158J Computational Geometry Spring 2003
3.11 Mechanics of Materials Fall 1999
6.001 structure and Interpretation of Computer Programs Spring 2005
6.003 Signals and Systems Fall 2011
6.00SC Introduction to Computer Science and Programming Spring 2011
6.02 Intro to EECS II: Digital Communication Systems Fall 2012
6.042J Mathetmatics for Computer Science Spring 2010
6.050J Information and Entropy Spring 2008
6.061 Introduction to Electric Power Systems Spring 2011
6.241J Dynamic Systems and Control Spring 2011
6.262 Discrete Stochastic Processes Spring 2011
6.641 Electromagnetic Fields, Forces, and Motion Spring 2009
6.701 Introduction to Nanoelectronics Spring 2010
6.901 Inventions and Patents Fall 2005 (PDF)
6.911 Transcribing Prosodic Structure of Spoken Utterances with ToBI January IAP 2006
16.863J System Safety Spring 2011
18.013A Calculus with Applications Spring 2005
18.S996 Category Theory for Scientists Spring 2003
21F.101 Chinese I (Regular) Spring 2006
21F.102 Chinese II (Regular) Spring 2006
21F.104 Chinese IV (Regular) Spring 2006
21F.502 Beginning Japanese II Spring 2005
21F.503 Intermediate Japanese I Fall 2004
MAS.632 Conversational Computer Systems Fall 2008
RES.12-000 Evolution of Physical Oceanography Spring 2007
RES.18-001 Calculus Online Textbook Spring 2005
RES.18-002 Introduction to MATLAB Spring 2008
RES.18-003 Calculus for Beginners and Artists Spring 2005
RES.18-004 The Torch or The Firehouse: A Guide to Section Teaching Spring 2009
RES.6-001 Continuum Electromechanics Spring 2009
RES.6-001 Electromagnetic Fields and Energy Spring 2008
RES.6-002 Electromagnetic Field Theory: A Problem Solving approach Spring 2008
REs.6-003 Electromechanical Dynamics Spring 2009
RES.6-004 Principles of Computer System Design: An Introduction Spring 2009
RES.6-010 Electronic Feedback Systems Spring 2013
RES.8-002 A WikiTextBook for Introductory Mechanics Fall 2009

Totally Free Deals
Amazon Zwipes Microfiber Cleaning Cloths (36-Pack) Assorted Colors $16.67
Added on : Thursday January 23rd 2014 09:00:03 PM
g: 0 Posted By: SAGAFTRA
Views: 16 Replies: 0 ~~Zwipes Microfiber Cleaning Cloths (36-Pack) Assorted Colors.$16.67 withFS

You can AlsoPay as low as $14.17 and never run out with Subscribe & Save.
Save 15% when you subscribe to regular deliveries of this item. Save 15% on your entire delivery when you subscribe to 5 or more items that arrive in the same month. No commitments, no obligations, and shipping is FREE~~Product Description
Amazon.comZwipes Microfiber Cleaning Cloths will become your favorite tool for virtually all cleaning tasks. In the garage theyre perfect for washing and detailing cars, trucks, boats, motorcycles, and RVs. Inside the house, you can use them to clean kitchens, bathrooms, floors, and TVs to a brilliant shine. No matter if youre cleaning up a spill, detailing your ride to a showroom shine, or restoring the sparkle to your kitchen, Zwipes Microfiber Cleaning Cloths are always up for the job.Saves MoneyZwipes Microfiber Cleaning Cloths are machine washable and can be re-used hundreds of times. They're also super absorbent, and soak up 8 times their weight in water--drastically reducing your paper towel usage. With over 110,000 fibers per square inch, these cloths create a scrubbing action that virtually eliminates the need for costly cleaning solutions. Say goodbye to harsh chemicals and expensive paper towels when you start cleaning with Zwipes.No Scratches, Streaks, or LintZwipes Microfiber Cleaning Cloths are exceptionally soft and are safe to use on paint, clear coat, TVs and all other surfaces. Zwipes are especially effective at trapping particles with static electricity, which is the secret behind its elimination of the need for cleaners and detergents. The cloths millions of tiny fibers gently lift away grit and grime leaving a streak-free shine with no lint. *Note that brand new cloths may lint slightly. It's recommended to rinse your cloths in plain water before their first use.Care InstructionsHand or machine wash. Tumble dry low, do not iron. Do not use fabric softener as it clogs the microfibers and affects performance. Do not bleach. For best performance, avoid washing with other items that lint.Usage IdeasZwipes are the ideal tool for a multitude of cleaning tasks, and are suited for everything from your kitchen and bathroom to your automobile and garage. They're also perfect for the office, and are handy while traveling, camping, golfing, boating, fishing, and picnicing.Frustration Free PackagingZwipes products ship in simplified packaging that is 100% recyclable and contains no excess plastic. By utilizing this packaging, Zwipes is able to reduce the amount of waste created, resources consumed, and overall impact on the planet.Whats in the Box?36 Pack of Zwipes Microfiber Cleaning Cloths (12 x 16).

Office Depot rebate software for the week of 01/26/2014 ($10AR and $15AR)
Added on : Thursday January 23rd 2014 07:00:11 PM
g: 0 Posted By: bpvh
Views: 262 Replies: 0 Office Depot rebate software for the week of 01/26/2014 ($10AR and $15AR)


Will update with rebate information ... hopefully by the time this goes live on 01/26.


AVG Internet Security
$9.99 After $20 Mail-In & $30 Current User Upgrade Mail-In Savings Visa Prepaid Cards
In Store Price $59.99
Item #211-025


McAfee Internet Security for 3 PCs
$14.99 After $5 Instant & $50 Mfr. Mail-In Savings
In Store Price $64.99
Item #101-324


====================

****ALERT ON McAfee REBATES****

McAfee haphazardly enforces a one per product limit on its rebates. It does not matter if the rebate has a different rebate number or offer period. The rebate invalidation message is "Your rebate request did not pass our audit process".

UPDATE:
--- While it appeared from several posts over the past year on FW and SD that McAfee was no longer enforcing the one rebate per product limit, it now appears that the "Your rebate request did not pass our audit process" invalidation has returned.
--- There is one poster on FW who had not submitted a McAfee rebate since falling victim to the Summer 2010 debacle until June 2012. The rebate submission was invalidated. After failing to get the rebate processor to valid the rebate, the poster was able to convince a McAfee representative to make good on the rebate. Not sure what to make of this but it is possible that at least some of those black listed during the Summer 2010 debacle are black listed for life.

====================

NOTES:

--- Link to Office Depot's rebate website: LINK
--- "FAR": free after rebate
--- "completely new rebates": the goal of my Office Depot rebate threads is that the rebates of any title listed in the "completely new rebates" category can be submitted without concern for past rebate submissions.
--- "standard rebate": all rebate proofs can be satisfied with the purchase of the title.
--- "upgrade rebate": at least one rebate proof requires providing a certain proof of owning a previous version of the product or a competitors' product.
--- "CONTINUING rebate": the rebate was not offered for the first time during this offer period. Please check your rebate submission history to determine whether you have submitted this rebate in the past.
--- "onbox" or "inbox" rebate: the rebate form or the information for submitting the rebate are found on or in the product box. If known, a link to a pdf version of the rebate or the pre-submission information for the rebate are provided.
--- "Instant Savings": When a rebate item includes an instant savings, it is possible that the price of the item will not be correctly reflected on the website until some time later.

====================
Software Deals

Office Depot Coupons
First Time Home Buyer- looking for advise
Added on : Tuesday January 21st 2014 04:00:14 AM
g: 0 Posted By: saavyfw
Views: 184 Replies: 5 Looking to apply for a home loan for the first timeand want to know who you guys recommend fora lender. I am thinking of Navy Fed or Pen Fed.

-household income- $50K-$60K yearly gross
-excellent credit (780)
-very low debt to income ratio
-married
-looking to buy in northern va (purchase price less than $200K)

Does it matter who I go with? I should mention I am employed with one of them if that makes any difference. Who would you recommend? Or are there better lenders? Couldn't find a recent thread about this. Thanks!
Personal Finance Deals
How should I report this income on my tax return?
Added on : Sunday January 19th 2014 05:00:13 PM
g: 0 Posted By: MisterEd
Views: 152 Replies: 2 Please, not looking for morality lectures or "why did I accept it" lectures, or "why didn't I quit" lectures all I want to find out is how to report this income properly.

Been working part time low hours, low pay for the last year (I am retired, well actually I guess I am not). For a few months out of the year my boss paid me by CHECK (he calls it cash) made out to me (yea, he's an idiot) and didn't deduct any taxes because he simply didn't want to pay them. I owned a retail business for many many years up until the late 1990's before I retired. I told him he's an idiot because if he ever gets audited he's f'd but I wanted to keep the job for convenience and mostly to be busy. The rest of the year I was paid "on the books" and in fact just got my W2. I told him after the first check payment that I am reporting all the income (he wasn't happy but didn't tell me to leave).

My question is how would I report it? Not on line 21 it seems. It wasn't a lot of money (under $2K) but I want to report it to CMA. Just for the record, he also has 2 "kids" (well, compared to me they are kids) working for him for a few years and he has ONLY paid them by CHECK with no taxes deducted. I'm tempted to sit them down and tell them how much deep shit they will be in for but I decided it's NOMFB.

There is a lot more detail to this but it doesn't matter because it doesn't change my question, I don't care what happens to him if he gets audited as long as my ass is covered. The other 2 guys are dumb enough just to do what he wants and/or simply don't understand the ramifications. If he was paying CASH I might have thought twice about it but with a check he might as well bend over and spread his cheeks if he gets audited because the checks are written to the names of his employees. At least this way I can say I reported the income and simply didn't want to lose my job. As a point of info I do have an EIN because I used to have a small eBay business and while it has been dormant for a couple years I have maintained the business name. It seems just as bad if I put it towards that long dormant business because that isn't where the income came from.

I know it's only a small amount of money but I want to report it correctly so my arse is covered when he eventually gets audited. BTW, this idiot employer is an accountant by trade (he was schooled as an accountant in Egypt where he came from) and the business is a national franchise. It's a "small" location with not a lot of business and not making a lot of meney. He probably bought it strictly for tax purposes. Maybe that's how they do it in Egypt? He's such a nice guy but definitely not a businessman.



Tax Deals
Questions on college major & future career
Added on : Saturday January 18th 2014 09:00:07 AM
g: 0 Posted By: floridagators2014
Views: 30 Replies: 0 I am in my mid-20s -- getting a late start on college & life for family reasons. I started taking some classes at a local community college last year to earn my AA, and hope to transfer to a 4-year university nest year -- hoping University of Florida.

I have talked to several "academic advisors" at my college, but don't really think they seem to be knowledgeable about the real world. I am also the first to go to college in my family, so asking them for advice is not a possibility either.

My questions is: What major puts me in the best position to have a good career? I know that a job is not guaranteed no matter your major, but I want to give myself the best possible chances. I don't need to be rich, but want to be comfortable -- don't want to live paycheck to paycheck ever. I am also going to more than likely need to support my mother -- and possibly brother as well -- in 10 or so years.

I am good at math and interested in computers. I was thinking about computer engineering or computer science. Possibly double majoring/minoring in math. I looked at nursing, but know that I would be miserable doing that for the rest of my life -- I am pretty introverted.

I have been following FWF for a few years, and there seems to be a lot of knowledge people on this board. I appreciate any advice I get! Thanks everyone in advance.
Personal Finance Deals
Free $5 Subway or Darden Restaurant Gift Card
Added on : Saturday January 18th 2014 05:00:05 AM
g: 10 Posted By: sylwiawasowicz
Views: 527 Replies: 6 Free $5 Subway or Darden Restaurant Gift Card
https://www.mymilesmatter.com/default.aspxsign in if you have an account or create a new free account

Enter code : HappyNewYear14 for 1000 bonus miles, they will immediately credit to your account

Go to rewards, then gift certificates & cards: Select $5 Subway or $5 Darden (Red Lobster, Olive Garden, LongHorn, Bahama Breeze) for 650 miles.For some reason I had 270 miles in my account, so I was able to get a $10 Subway Gift Card
Thanks 4walls
Restaurants & Entertainment Deals
g: 1 Posted By: jaymanthegreat
Views: 253 Replies: 0 D-Link Wireless-N Network Surveillance Camera W/ iPhone Remote Viewing DSC-930L $32.95

was $119.99

73% OFF
Item Description:

The D-Link DCS930L Wireless N Network Camera lets you keep watch on your home, children, and pets around the clock. The camera can be used to add surveillance to small-office networks as well. The installation of this surveillance camera requires three easy steps: connect the cables, plug in the camera and run the short installation wizard.
Features:
Wireless N - Wireless N for flexible placement
Motion Detection - Enhanced email alerting based on motion sensing technology
Remote Viewing - View on iPhone, iPad or Android with mydlink app or mydlink.com
Simple Setup - Install your camera in minutesThe user can see what the D-Link DCS930L Wireless N Network Camera is seeing by simply logging on to mydlink.com. A built-in microphone enables the user to hear what is going on too. There is no need to remember an IP address or change router configuration settings to start viewing.The device also works well with Mydlink iPhone, iPad, or iPod touch to serve the best results. With its sleek and compact design, the D-Link DCS930L Wireless N Network Camera fits in small spaces.
D-Link DCS-930L Wireless N Network Camera:Easily view and manage your camera from mydlink.com
Sleek and compact design
Wireless connectivity
Ready to use in 3 simple steps
Works with mydlink iPhone app for on-the go viewing
Keep an Eye on What Matters Most
The mydlink-enabled Day Network Camera (DCS-930L) comes with everything you need to quickly add a surveillance camera to your home or small office network. It works right out of the box. Simply connect the cables, plug in the camera, run the short installation wizard and setup is complete. To view what the camera is seeing, simply log on to mydlink.com, choose your device, and start viewing. There is no need to configure your router to open up ports or remember hard-to memorize Internet addresses.
Anywhere Access with mydlink
With the mydlink Lite app for iPhone and Android, you can quickly and easily see your camera feed from anywhere with a Wi-Fi, 3G or 4G connection. No more guessing whats going on at your house while youre away. Thanks to this app, you can monitor on-the-go... even if you dont have access to a computer.
Remotely monitor your network cameras from anywhere
Remote Pan & Tilt live video
Select video quality
No Monthly service fees
2-way audio
Pinch-zoom
Instant E-Mail Alerts and Auto-Recording
Built with motion sensing technology, the DCS-930L is capable of triggering instant e-mail alerts and auto-recording based on changes within your camera?s environment. The intuitive mydlink interface allows you to quickly customize your camera?s settings, so you can have full control of how and when you want to be alerted. Easily setup watch-zones to be instantly notified if strange activity occurs within your cameras field of view.

http://www.walmart.com/ip/D-Link-Wireless-N-Network-Surveillance...
Cameras Deals

Walmart Coupons
g: 0 Posted By: bittul
Views: 188 Replies: 0 http://www.drugstore.com/user/promo.asp?promoid=147430&trx=29932&trxp1=147430
Scroll down and add the Daily Freshness Feminine Wash (or any other item for that matter) to cart.

Poise Roll-On Cooling Gel automatically gets added to cart.
(link to product for reference: http://www.drugstore.com/poise-roll-on-cooling-gel/qxp414452?catid=183101)

Final at checkout $2.99 + FS w/Shoprunner for both.
Health & Beauty Deals

drugstore.com Coupons
USBank ATM issue -- is this fair banking?
Added on : Tuesday January 14th 2014 08:00:05 PM
g: 0 Posted By: ptiemann
Views: 65 Replies: 2 I deposited 3 checks last week Thursday at an USBank ATM inside a supermarket. The teller was on a phone call with a customer going through items on a bank statement, so I figured, why not use the ATM, what could go wrong.

1 check was a cashier's check ($825)
1 was a money order ($58)
1 was a personal check ($108)

the ATM had trouble with the last check which was handwritten, and the teller got off the phone, so I figured I cancel the transaction and deposit it with the teller.

You all know what comes now - the ATM has a paper jam and did not return the checks. It asked me 'how much did you try to deposit?', I answered $991 and it printed some receipt for me over $991 failed deposit.

Talked to the teller.

Teller says, 'yeah, I know, someone put in too much cash earlier and messed up the machine'
(why did they not lock down the deposit function then???)

He fills out an application and I will get a temporary credit ... AFTER 10 DAYS!
Supposedly they are going to call me in their investigation. I told him I'm rarely able to take calls, and rarely will take calls from 800 numbers.
It will take 60 to 90 days to investigate this deposit!

I told him I expect a credit in 10 minutes. He repeated it's UP TO 10 days. Well, it's been 5 days so far (calendar days) and I cannot even see anything on their web site indicating that they are doing anything in this matter.

I really wonder if the 10 days delay (probably 2 calendar weeks) is acceptable.

Obvious lesson is to avoid this type of transaction.

Really annoying since 2 of the 3 items were certified funds; I cannot just go to the other party and ask for a new check. I have typically $5k to $10k with them, so $991 is nothing extraordinary.

Added:
Tried calling them this evening.. 'too many calls at this time, we cannot take your call, try again later', and I don't find time in the day to call them... I guess I just wait 10 days.
negotiating billboard rates with Lamar Billboard ads
Added on : Monday January 13th 2014 07:00:08 PM
g: 0 Posted By: junkmailncrap
Views: 74 Replies: 0 I inherited a billboard contract with Lamar Billboard Advertisement company worth $1000 a year when I purchased a small commercial property last year. I have no idea what these billboards are worth in los angeles. The only way I've been able to communicate with Lamar is via email and i don't want to loose what little I have. How would someone with advertisement space go about making money? Should I raise their rent every year by a certain percentage? Nothing comes up with I try to google this matter. Please help!
Question Deals
g: 2 Posted By: mmax
Views: 767 Replies: 3 Wolverine Men's Barricade Hoodienow $29.99 (it was $90), comes in Medium or Large. This is a very good price for anybody who works along busy roadways, bicycle riders, hikers, and even handy to have on hand during a snowstorm (So that other drivers can see you if you are along the side of the roadway). Comes in a High Visibility Yellow color, with reflective tape.
Wolverine.com said: Tru Hi Vis, means true protection when visibility matters most. Wolverine Tru Hi Vis collection provides Class 3, Level 3 ANSI/ISEA certified protection. Features reflective tape atop a lightweight, breathable mesh base. 100% Polyester. Jersey Fleece. Reflective tape on front and back. 3 piece hood. Roomy welt front pockets. Rolled shoulders. Rib sleeve cuffs and bottom. Full front zipper closure. Tacked in hood cord with toggle. Tagless label. Tab label on front.


Web URL:

http://www.wolverine.com/US/en-US/Product.mvc.aspx/16686M/33952/...
Clothing Deals
g: 0 Posted By: mmax
Views: 195 Replies: 0 Wolverine Men's Barricade Hoodienow $29.99 (it was $90), comes in Medium or Large. This is a very good price for anybody who works along busy roadways, bicycle riders, hikers, and even handy to have on hand during a snowstorm (So that other drivers can see you if you are along the side of the roadway). Comes in a High Visibility Yellow color, with reflective tape.
Wolverine.com said: Tru Hi Vis, means true protection when visibility matters most. Wolverine Tru Hi Vis collection provides Class 3, Level 3 ANSI/ISEA certified protection. Features reflective tape atop a lightweight, breathable mesh base. 100% Polyester. Jersey Fleece. Reflective tape on front and back. 3 piece hood. Roomy welt front pockets. Rolled shoulders. Rib sleeve cuffs and bottom. Full front zipper closure. Tacked in hood cord with toggle. Tagless label. Tab label on front.


Web URL:

http://www.wolverine.com/US/en-US/Product.mvc.aspx/16686M/33952/...
Clothing Deals
Wife Quitting Job - AOR & other advice
Added on : Monday January 13th 2014 06:00:16 AM
g: 0 Posted By: kogerk
Views: 46 Replies: 1 My wife is quitting her IT job in 2 weeks for both increased stress and personal reasons. It will be a bit tight, but we should be able to pay all our bills (mortgage, utilities, taxes, phone, internet, insurance) with my salary, without dipping too much into our savings/emergency fund. In the long term (after 1 year) she probably will look for other options. We have two rental properties (big thanks to FWF) that are positive cash flow (about $600/month) that I do not plan to dip into.

I am looking for advice on what steps to take in the next few months, so as to not run into problems and if possible exploit the current situation.
- Unemployment benefits is almost ruled out since she is quitting and there is no harrassment of any kind.
- Will transfer health insurance onto my name in the next couple of weeks.
- Plan to do an AOR on her name (details below - any input is highly appreciated)
- Anything else ...!!??

The AOR is primarily for points/CashBack. I plan to get big on BB/VR and MS to further supplement our incomes. We do not have CVS, Riteaid, OfficeMax. We have Walgreens though and will try my first VR today there.
Her credit score is about 705 (credit karma) and her current salary is about $65K (mine about $80K). Here is a list of potential ongoing offers. Am I missing some offers.
Wells Fargo 5 rewards points for every $1 spent on gas, grocery, and Drugstore net purchases for 6 months (primarily for VR at WGs) Barcley 2X on all purchases - ==2.2% CashBack NFCU 60K points with $3K spend in 3 months -- now 15K?? Marriot 70K points with 1K spend IHG Rewards Club 80K points with 1K spend Capital One 50,000 points with Capital One Venture Card Chase Slate Introductory Offer: 0% APR on Balance Transfers Chase Saphire 40,000 Ultimate Rewards points after $3000 within 3 months Chase Ink Bold 50,000 UR points
I plan to get a EIN and also apply for some business cards. We don't worry about any hits on her credit score, as we don't plan on refinancing or such in the near term. I have done couple pf mini AORs before but, I plan to optimize this AOR since we might not be able to show any income on her name for a while.

I would highly appreciate any advice on all pertinent matters. TIA>

Personal Finance Deals
g: 0 Posted By: remick
Views: 88 Replies: 0 http://www.amazon.com/You-Healthier-Now-Changes-Wellness-ebook/d...

4.9 out of 5 stars (18 customer reviews)

#1 in Kindle Store > Kindle eBooks > Health, Fitness & Dieting > Personal Health > Women's Health
#2 in Kindle Store > Kindle eBooks > Health, Fitness & Dieting > Personal Health > Healthy Living

You Healthier Now is more than just a book it's a life guide!

Whether you are just getting off the couch, coming back from your regular daily walk, stepping out of your 10th yoga class, or running your 10th marathon this book applies to you!

Most of the other books you may have encountered prescribe an exact definition of what it means to be healthy. You Healthier Now helps readers do an honest assessment of where they are currently in their own personal health and fitness journey, and to identify then execute the next steps toward whatever goals they have.

It is a practical and accessible guide to everyone no matter their history, experience, or current state of health and fitness. The best part is, You Healthier Now can help you grow throughout your life and your fitness journey.


Totally Free Deals
Financing a car and a house this year. In which order?
Added on : Sunday January 12th 2014 01:00:05 PM
g: 0 Posted By: EvilPuppy
Views: 76 Replies: 0 I'm looking into getting an used car which I may qualify for a pretty attractive rate through the manufacturer. But I'm also getting a house in a few months. If I get the car first, would the home mortgage loaner see the car loan on my credit report and think I'm a bigger risk thereby give me a higher rate? Or does it even matter?

Car Loan Amount: $15,000
Car Down Payment: $3,000

Home Loan Amount: About $500k
Home Down Payment: $200k
Personal Finance Deals
Fighting off wrong EZPass charges... is it possible at all?
Added on : Saturday January 11th 2014 05:00:05 PM
g: 0 Posted By: ilya2012
Views: 140 Replies: 1 Hi everyone,

Upfront disclaimer: amount of EZPass charges in question in my case is less than $10. It is just a matter of principle that I don't like paying for something that I should not be paying for. If you consider such an approach a complete waste of time (which it might well be) then you might better save you time on something more useful instead of reading below Thanks.

Short description: Live close to NYC, don't own a car, rent cars on a regular basis (at least 3-4 times a month). To save time and money I bought my own EZPass tag, good suction mount for it and move it from car to car together with GPS.
EZPass NY recommends to register all cars being used with a specific tag by their license plate to be able to charge a specific account if a registered car goes throw a toll plaza and the system fails to read a tag. It is a quick process and I used to do it every time renting a new car right from my smartphone, just for a peace of mind. I remove license plates from my account right after I drop the car back to the rental company (usually the same day).

It worked like a charm for a very long time, until I rented a car from Dollar Rent-a-Car for one day in April last year. I returned a car next day at around 09:00am, went to the meeting and eventually logged to my EZPass account to remove a license plate there in the afternoon.
Several days later I see several toll charges for the total of ~$8 in the area nearby coming from the plate recognition of the rental car. The timestamp says somewhere around 11:30am the same day I returned this car, but before I removed it from my EZPass account (so, obviously, a guy/girl who rented a car after me decided somehow not to pay tolls and EZPass had to read his plates and matched it to my account).

Thinking that the situation is very simple, I wrote an email request to EZPass through their website with a detailed explanation asking to credit those charges back to my account and go after the owner of this car (Dollar) for those toll violations. Several days later I get an answer to call them.

(skip many months)

Long story short - in total I tried to contact them 5 or 6 times using all types of communication (email, phone, snail mail). I sent them my rental car receipt that I asked Dollar to send me,